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Muscle Building
Weight Loss
Sports India
Fitness Calculators
Chest Workouts
Back Workouts
Bicep Workouts
Tricep Workouts
Shoulder Workouts
AB Workouts
Leg Workouts
Full Body Workouts
Kettle Bell
There are young people who wish to live to the fullest and not fall into the 'discipline' trap. The carefree attitude, however, weighs heavy on them over the period of time. But Astha realized the need to change just in time and pledged a fit lifestyle for the rest of her life!
If you have got any excuses to not to be able to change your lifestyle, you have to read this transformation story to reform your goals once again and re-energize them into success against all odds. Amrita passed the test of time and is now a Yoga Trainer! This is her story, her way!
Akanksha Aggarwal tells you what all you can do with a steel strong will-power. She not only shed kilos but became strong enough by sweating it hard and following a nutritious diet. Read further to know her story.
This is a transformation story of a Civil Engineer who became an on-stage athlete. She discovered that transformation in fitness doesn't only mean gaining or losing a few pounds. Read her story to know what she does to pursue her dream!
This transformation story and lifestyle of Kirti will make you sit up and take notice of your diet choices. If a vegan can do it so effectively, you surely need to know how she did it! Read further to know more.
Vaishnavi Bhupesh Sangani transformed herself in about 2 years. Although she studied to be a mechanical engineer, as she gained knowledge and certifications in fitness, she ended up being a Fitness Trainer. Read about her in her own words.
For a Motion Picture Director, the biggest challenge is to give your workout priority and stay motivated throughout as your work profile doesn't let you follow a set schedule. Sandhya emerged as one those inspiring exceptions who got their lifestyle in control just in time. Read to know how.
Most of the people wish to look fitter and better, so did Ayesha but it was a struggle for her to leave her addiction for carbs. But she got over it with zeal and determination to become a stronger version of herself. Read more to know what she does to stay fit.
At the end of the day what matters is your own happiness and if you are not happy with yourself, you have to change! Read how Navjot Kaur did her transformation to regain her happiness and keep it forever.
She was diagnosed with hyperthyroidism which caused her to gain stubborn weight. When she realized that her health needs her attention to live further, she started working out and followed proper diet plan to reach an ideal fitness level. Read more to know how she did it!
It is not about figures, it is about your fitness goal. It is about your dreams. Papiha Amuley's transformation journey lead her to become one of the fitness models she once admired! Read how this multi-talented multi-tasker achieved braved the tough road!
Manvi Kaushal lost 30 kg and is still working on her strength. She battled PCOD and breathlessness, and now she helps others reach their health goals! Her story is sheer motivation. Read yourself!
If huge weight-loss target is scaring the hell out of you, if you think that it is next to impossible then it is time to re-think! People like Damini Mishra stand as an example of steel-will, persistent efforts and success story, who tells you that if you just do it, everything is possible.
She is a computer engineer with a settled job but when she started failing her life's purpose because of her unhealthy habits, she decided to take a u-turn and give her health goals the priority they deserved. Lo behold! A transformation which can inspire many.
Throughout her transformation journey she has made incredible changes in her lifestyle. She has her professional life that is prosperous for her but she also has to invest in her passion that is fitness. So she finally decided to transform and adopting small-small changes!
Weights do not discriminate between male and female people do. Don't be afraid of the judgments!
Read out how she overcame her illness and managed to win several medals in running.
There was a time when people taunted me and judged me but now is the time when same people look up to me and ask for tips!
Her passion for fitness and Inner strength surprised the judges and she won the title of Mrs. Earth Face of South 2018.
She never played any game in her life but it is never too late to do a new beginning. She realized, started and never looked back!
I gathered so much courage to share my story with all of you so I can inspire others to come up with their encouraging stories. Believe me! It feels wow after transformation.
You will be shocked after reading her story that how depression made her to take miserable step!
Many hurdles arisen because of PCOS but I made it possible to get back to a healthy lifestyle. "Never give up on your dreams' it is a life of Nilima.
Read out what inspired Soumya Rao to shift her career from IT industry to a trainer and nutritionist.
Like most of the other Indian women her fitness health was on stake. But it is an interesting story how she got back her life on the track.
This story is such an inspiration for those who think it's impossible to lose weight that is gained in PCOS. Yes! You can stay fit while handling such health problems.
You can recover from any dangerous disease it all depends on your attitude towards it.
For physical transformation you need to transform your mind first as Anandita did!
She is not only someone's someone, she is Shweta Rohira, a strong woman learning and evolving physically, mentally and spiritually. Here she shares her fitness journey with us.
There has been a furore over the result of Sheru Classic 2019 (Delhi), especially, when the IFBB Pro...
Bodyandstrength.com met Sangram Chougule, a name which needs no introduction in Indian bodybuilding ...
This is one of the most awaited video from bodyandstrength.com where Yatinder Singh shares his whole...


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Passivhaus Open Day
An opportunity for all of you out there with an interest in Passivhaus to see how it is done…
The Fish Factory is a recently completed Bauhaus inspired 3 bedroom house in central Hereford. Design demands presented many obstacles to building it as a Passivhaus, but these were eventually all successfully overcome and the Fish House is expecting Passivhaus certification soon.
For visiting times on Friday 8th June, and booking details please click here.

subset: commoncrawl


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This is my weekly reflection hope you like it
Friday, 23 August 2013
Tawhiri Matea
Thursday, 22 August 2013
The Magic Castle
This is my audio boo and story please press the play button with the story. Enjoy!
Friday, 16 August 2013
Weekly reflection
Mum for sale
listen to 'Quinlans boo' on Audioboo
this is my mum for sale Audio boo
Thursday, 15 August 2013
Key pal
Wenesday 14th August, 2013
Dear Key pal,
My name is Quinlan I go to Pt england school and I am 9 yrs old. I come from the Cook Islands and my hobbies are Extreme rocking climbing netball, tennis, hockey, bowling
My favourite food is Hansan's Vietnamese Restaurant because they have yummy food that they cook. My favourite subject at school is reading because we can do plays and read funny books.
My best friends are Antonia ,May, Alihzay,Paris and Liz. I hope you read what I wrote key pal. If you reply back it will be great.
From Quinlan
Friday, 9 August 2013
This is the story goldilocks and when the bear was angry because the wolf wasn't miss Bo Beep.
This is him angry
This is him angry
Thursday, 8 August 2013
Weekly reflection
Wednesday, 7 August 2013
Mum and brother
Friday, 2 August 2013
My weekly Reflection
My Humpty Dumpty Animation
I hope you enjoy.
Quinlan Humpty Dumpty from Team 4 Pes on Vimeo.
Frog Prince.
The frog prince is a story about the a prince that is a frog and the princess promised the frog if he gets the golden ball out they will be best friends but the princess did not promise him.
In the end the frog turned into a prince and they got married and lived happily ever after.
Brothers birthday!!!!!!!
On Saturday it was my brothers birthday he was turning five years old. It was his hair cut ceremony. It was very fun I got to cut a piece of his hair.
Then I saw Taylor ,Paige,Maddy and Taleisha it was very fun. After we cut his hair we got ready to eat. All of us lined up to eat . After we finished eating we all went to play outside.
After that we watched all the dances. When my cousins danced they told me to dance to it was very fun.Soon after it was finished everyone started to leave then my mum said I can go to Maddy's for the night, it was fun.
On Sunday night my big sister Juno brought me some warm onsies and a straightner it was red.I said thanks juno for the stuff that you got me.
I really enjoyed my holidays next time I hope she comes again for more stuff for us.
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The home pregnancy tests help you to determine if you're pregnant at a very early stage.
These tests detect the presence of the "pregnancy hormone" called human chorionic gonadotropin (hCG) in your urine. Your body makes this hormone when a fertilized egg is implanted in your uterus.
For the most accurate result, take the test 5–10 days after your period was due.
- You are pregnant, but the test is inaccurate. Buy another one to be on safe side.
- You didn't follow test instructions carefully.
- You are pregnant but took the test too early.
- Your ovulation was late this month and delayed the implantation date.
- You're pregnant with twins or triplets, which made you produce very high levels of hCG for the test to detect it.
- You have developed an ectopic pregnancy and it delayed the production of hCG.
- You're not pregnant and your period is late for some other reason.
If you have doubts about the test result:
- Check whether you followed the test instructions precisely.
- The hCG concentration increases rapidly — doubling every two to three days, so you can retake the test a few days later
- Continue intercourse during your fertile window.
You've carefully prepared for pregnancy, undergone all the examinations, and the doctor has confirmed that you are perfectly healthy. But you didn't get pregnant on the first cycle?
Don't worry! A successful conception is influenced by many factors, and this equally concerns both partners, not just the woman.
Stress, chronic lack of sleep, being overweight or underweight, and an unbalanced diet can lead to a negative pregnancy test. Also, maybe you just did not hit the ovulation period correctly or the cycle was anovulatory.
Follow a regular sleep schedule and eat a healthy diet to improve your chances of successful conception in the next month. Keep trying, and you will succeed!


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Tropical Leaf Mini HoopsFly
Sterling silver, 18k yellow gold vermeil hoop earring featuring a tropical-leaf-shaped drop. Embellished with round green hydro quartz stones, this delicate handmade pair is designed with a satin finish.
- Round green hydro quartz stones.
- Satin-finished 18k yellow gold vermeil.
- 3.5cm drop (approximately).
- Hook-and-eye clasp.
- Sold as single or pair


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Gary Moore and his influence on the blues
At the age eight he started initially to grasp the electric guitar. In fourteen's era he currently had a power guitar. Ever since then Moore has discovered to perform regular "right-handed" instruments, even though he is left-handed. Like the majority of his friends, he was fascinated with the audio of The Beatles and Also Elvis Presley. Gary Moore began playing blues-rock after he joined the shows of Jimi Hendrix Blues breakers.
Guitarists' very first number was the college Grains Motives, adopted in 1968 from the doldrums-rocky Skid-Row.
Currently after the starting of Lynette, two photos were documented by the group, and Moore started the people group "Doctor. Surprisingly Unusual, adopted in 1973 From The Moore Group by David Curtis – Pierce Kelly, bass – drums. The style of the first Gary Moore was a about the concept of the audio of Jeff Beck, but from the middle-1970s, underneath the impact of Carlos Santana, H created their own identifiable style – a sharp but really musical design, preferably suited to the subsequently shaped difficult-n-heavy.
In January 1974, Lynette asked Moore to Thin Lazy within the host to Eric Bell, but four weeks later the musician quit for Manley Hayman is Coliseum two, where he documented three photos (on tracks in 1976 and 1977 there's also his expressive components). In Jan-May 1977 Moore subsequently returned to Coliseum II labored in Thin Lazy and quit annually following the simple "Walkways "'s achievement.
Even though that many of the Maurois "visitors" gravitated toward herds firm medieval type, the audio in H ended up to become lucrative and safe commercially. 1985 Work and photos 1984 Dirty Fingertips for Address required 12 devote Britain, and 1987. Neither unique development nor power melodic hard-n-heavy H Moore didn't glow. Nonetheless, this really is high class audio, documented using the involvement of globe rock's superstars.
In 1990, Gary Moore launched an extremely deserving recording Nevertheless Got the Doldrums (British-13 / US-83), including Albert King, Albert Collins and Don Ethereal. It is a powerful and even function, stylized for blues that are large. Doldrums, which offered the album's title, done for pc complement and was converted into Euro. The present to perform in Euro within the drop of 2010 prior to the visit in Spain wasn't approved. "Doldrums interval" within the function of the musician survived 7 decades; a fascinating album After-Hours (British-4 / US-145), a show CD, a collection recording, a collaborative album Round The Next Desire (with Port Bruce and Ginger Baker, within the greatest customs of Lotion) along with a commitment to Chris Green for Blues For Greenly.


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Context for History Is Not Comfortable
Prior to agreeing to reprint my "History Is Not Comfortable" article here on SMOC, I asked if I could also write a post that gave more context to the article. I also wanted to use this as an opportunity to provide a few tips to small museums regarding dealing with controversial issues.
If you're entering this blog post without having read the previous two blog posts related to it, please read those for background, then head back to this post. (The links will open in new browser windows.)
Fighting Homophobia in Stealth Mode
I thought long and hard about how I was going to handle the anonymous letter that appears in the "History Is Not Comfortable" post, including whether I should respond at all. We received the letter in August 2012 and did not release a response until our newsletter came out in October 2012. I knew I was not going to change the letter writer's mind about the core issue regarding the acceptance of people in the LGBT community.
What made a response critical, however, was the writer's assumption about what was acceptable history. While I could not reply directly to the writer, I thought our members and the general public ought to know where our organization stood about collecting and sharing Morrison County history. We're serious about representing the history of all of the people of the county, not just select groups or individuals. We also wanted to let people know that we were not going to cave under the pressure of a threat to our financial support. Our mission is our mission. Period.
One question we got after reprinting the anonymous letter in our newsletter is why we would do so, particularly because newspapers won't. The anonymous letter writer even indicated I had engaged in "really bad journalism," not about the reprinting of his/her letter, but about what I had covered in my original article. In response to both, historians are not journalists.
While historians do have a responsibility to truth and facts, we also deal in subjective realities because every person has his/her own perspective on life's events. In some cases, the only way to uncover a person's "true" feelings is to allow him/her to be anonymous. We allowed the transgender essay writer to be anonymous in order to collect his story. By the same token, the anonymous letter writer who attacked our article likely would not have felt so bold about his/her feelings if s/he had been forced to sign the letter.
I decided to reprint the letter in its entirety because I could not have done it justice by merely plucking out quotes to reply to. Also, it stands as an example of the vicious attitudes our LGBT brothers and sisters have had to put up with in order to fight for their civil rights. That letter is a primary source document that tells us a lot about the social milieu in central Minnesota in 2012.
While I can look at the letter with an objective eye now, that wasn't the case when I received it. I felt personally maligned and was mad as hot spit. I was afraid of further attacks and was apprehensive about opening the mail for weeks, and then again after "History Is Not Comfortable" was released. Here I am, trying to do my job by collecting and sharing the stories of an underrepresented population in the county and I'm getting grief for it.
I made it through a stressful few months with the assistance of other staff and the support of the board. I also received several emails and letters from members who appreciated the "History Is Not Comfortable" article. We on staff also discussed how, ugly as the letter was, it showed that local history is still relevant and can get people thinking and talking. Isn't that what we want … people talking about history?
With that, I'll leave you with a few tips for dealing with controversy in your small museum.
1. When presenting a potentially controversial topic, be prepared. Make sure to have the support of your institution. Ideally, you'll want to talk over ways in which the public may object to the topic and practice responses.
2. When criticized, take time to think about how best to respond. While some situations may call for an immediate response, most situations are not so critical. Taking a day or week (or, in my case, months) to deal with the controversy in a non-defensive way will be to your advantage.
3. Provide support for whoever has been assigned to deal with the controversy. My co-workers allowed me to talk through the situation of the anonymous letter and how I felt. That was crucial to me being able to handle the situation effectively.
4. Realize that if you want to do something important with your museum, you're going to invite controversy. A quote by Elbert Hubbard sums this up nicely: "To avoid criticism, do nothing, say nothing, be nothing."
Mary Warner is the Museum Manager for the Morrison County Historical Society. During her 16+ years at MCHS, she has developed a special interest in covering the history of underrepresented groups and people in the county.
5 Comments
[…] < Museum Studies < robertconnolly Get flash to fully experience Pearltrees Context for History Is Not Comfortable | Small Museums Online Community <i>Prior to agreeing to reprint my "History Is Not Comfortable" article here on SMOC, I […]Reply
Hi Mary,
This whole story is incredible. I love the project, and I love how thoughtfully you dealt with this response. I'd like to write about it on the Museum 2.0 blog, which reaches about 30,000 museum folks weekly. I have some questions about the project itself. Is there a way I can contact you?
Nina Simon
nina (at) museumtwo.com
Congratulations on your work to tell stories of underrepresented individuals. Having directed museums of contemporary art, I have a great deal of experience with controversy. From my perspective, I would add a #5 to your lessons learned: welcome controversy. Do not take the reaction personally, but as an opportunity to dialogue about important issues and closely held beliefs. This is a teachable moment and the museum can serve as a neutral ground for dialogue.
Georgianna Lagoria de la TorreReply
You are right, Georgianna. Museums ought to welcome controversy because then we know people are engaged with what we are trying to communicate.
I wonder if there needs to be a session at an AASLH conference on helping museum professionals deal with controversy. Most of us don't get this sort of training or practice.
Mary WarnerReply
[…] few weeks ago, I came across this blog post series on AASLH's Small Museum Online Community, describing "What's it Like […] in Morrison […]Reply


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Oasis 3
All the way from the United States, David Rosenstein brings his renowned "Children's Show" to Limmud! The audience will scream the magic word whilst enjoying a performance filled with audience participation, squeaky-clean comedy, and mind blowing magic that is never cheesy. Release your inner child and join David at this 30 minute spectacular!


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OST Sports Bureau
Bhubaneswar, Jan 8:
The Odisha State Karate Do is going to host the 26th Cadet, Junior and Senior State Karate Championship at Sahid Nagar Indoor Hall here from January 14.
About 400 competitors and officials from 24 district karate associations would take part in 31 categories in the three-day event.
On the basis of the performance in this tournament, the players would be selected for the ensuing National Sub Junior and Junior Karate Championship.
Apart from this, selection of the state senior team would be held for the Senior National Karate Championshipto be organised by the Karate Association of India (KAI) at the Talkatora Indoor stadium at New Delhi from January 24.
Meanwhile, Utkal Karate School, in association with Shukokai Karate Do Union of India, is going to host the 5th All India Invitation Karate Championship at Sahid Nagar Indoor Hall here beginning from January 17.
About 400 men and women competitors, including national and international players from 10 states, would participate in 51 categories in the three-day event.


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KATIE CLARK writes young adult speculative fiction, including her dystopian Enslaved Series, made up of Vanquished, Deliverance, and Redeemer. You can connect with her at her website, on Facebook, or on Twitter.
Katie, welcome! Let's get to know you a bit by answering a few questions. Ready? Here we go.
- Where was the location of the best vacation you ever had?
- If you could travel back in time when and where would you go?
- What is your favorite season of the year? What's special about it for you??
- What is something that very few people know about you?
- What is the hardest part in writing a story?
- What is your favorite material item that you own (examples: iPod, Gone with the Wind book, grandmother's rocking chair)
- Oh, my, they sound lovely. I'd love to see a picture of them. So, what are you working on now?
ABOUT VANQUISHED: When Hana's mom is diagnosed with the mutation, she is denied the medication that might save her life. Fischer, a medic at the hospital, implies there are people who can help—except Hana's not sure she can trust him; Fischer is involved in a religious group, and religion has been outlawed for the last hundred years. Hana embarks on a dangerous journey, seeking the answers Fischer insists are available. When the truth is uncovered does Hana stick to what she knows? Or does she join the rebellion, taking a stand against an untrustworthy society?


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Llygod Ffyrnig -NCB 7" (1978)
Here we have the first Welsh language punk record.
Llygod Ffyrnig formed in Llanelli in December 1977.
Schooldays= oppression.
Bright spots= things like this record.
A boy with Llygod Ffyrnig written in chalk on the back of his blazer...
For younger readers NCB was the National Coal Board- the state run coalmining industry in the UK from 1946-1994.
Gary Beard- guitar
Julian Lewis- drums
Hywel Peckham- guitar
Dafydd Rhys- vocals
Pete Williams- bass
4 comments:
- AnonymousAugust 20, 2009 at 2:26 AM
Cool record. What happened to these guys?ReplyDelete
Have a look here: http://link2wales.co.uk/south-wales-a-m/south-wales-l/ReplyDelete
Ltd. Edition
- AnonymousDecember 11, 2010 at 2:28 AM
NCB written in Swansea University Hendrefoelan student village with everyone jammed into one room amps guitars drums managers roadies uppers downers mmm lovely. Stolen from Hawkwind Master of the Universe in part and just bits of everyone then. Lyrics by Gary Meville. Good man I miss seeing him. Came to my house and explained to my mum i was going to be in a welsh punk band then stubbed out his rolly and gobbed on it in an ornamental shoe. My mum loved him. Welsh language you see always counted for so much.Rest of it though credited to Gary Beard for Sais ( wrong) was all written in my mums front room by Daf abd myself. I told Daf we needed to say something politically inflammatory and he came up with Sais lyrics and I did the tune. We also did Merched Glanllyn ready to go and play there but we were banned by them and stopped from playing there. Cariad y bus stop was really about Doris the Roadie sadly not with us anymore RIP who had a much talked about thing with a local girl. We wanted to have a SAHB next feel to it and the end bit is really the best with I sniff cats and cats sniff me which involved everyone we knew. So probably double Econ was missed and 20 Rothmans a coouple of valium and maybe a sniff of rum added to create something at least.ReplyDelete


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Here at St Nic's, children are highly valued and we are passionate about sharing the good news of Jesus with them in an environment that is safe, loving and great fun. In partnership with parents, we long to see the children become devoted to God and excited about being full members of the church family. St Nic's is committed to the safety of children and works within a Child Protection Policy agreed by the PCC.
For more information regarding StNicsKids please see our noticeboard at the back of church,
contact Amba (0-5 yrs) firstname.lastname@example.com or Caroline (5-10 yrs) email@example.com.
Sparklers is our Sunday group for 0-3's. We start at 10am together in the church before heading over to the Upper Hall for craft, snack and a Bible story time. Parents/carers are welcome to stay with their child(ren) or drop them off, signing them in/out. There will be a Leader and various helpers each session.
On a Sunday morning, Comets is the place to be for 3-5 year olds (from the September after their 3rd birthday to end of Reception Year). We start at 10am together in the church before heading over to the Upper Room. Look out for Desiree or Mark who will be leading the sessions!
All Stars is our group for those in School Years 1-5. We start at 10am together in the church before heading over to the hall foyer, where the Leaders will meet and register the children. Year 4 & 5 will then head up to the Balcony for their Bible teaching before joining Year 1-3 in the Hall for a range of activities including craft, games, sport, challenge, prayer & song.
Throughout the year, we routinely gather as a church family for the duration of the 10am service for an All Age service. These usually fall on celebration Sundays or Half Term weekends and typically last for 45 minutes. They have an interactive, engaging style that is especially suitable for children & families.
Outside of term time, where there is no separate children's work or an All Age service running, we encourage families to join in with the regular service together. The pop-up creche is available for under 4's at the back of church on these dates and booklets for primary school aged children relating to the sermon topic will be available for children to explore.
Foundations is a group of Mums who meet weekly during term time in St Nicolas Upper Hall. In order to encourage each other through the challenges of life we chat, study the Bible and pray together. Babies and pre-school children are welcome and a creche is available.
Daybreak has now closed after 25 years! However, we will launch a new group in February 2020 so watch this space....
Amba Kennedy
Children's Minister (0-5 yrs)
01635 285714
Caroline Chichester
Children's Minister (5-10 yrs)
01635 285714


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Le Creuset Stoneware Classic Salt & Pepper Mills Black
Le Creuset
Featuring a hardened ceramic grinder, ideal for grinding sale or peppercorns and fully adjustable for a finer or coarser grind.
Made from superior quality ABS plastic for strength and durability
Corrosive resistant ceramic grinder for a longer life
Embossed 'P' & "S" metal knob inspired by Le Creuset's iconic Cast Iron Casserole
Product code
Salt 9600200000
Pepper 9600190000
BY POST: All deliveries will be despatched using Royal Mail Post or Parcelforce. An email confirmation will be sent once your order has been despatched. This will allow you to track your delivery for items sent using Parcelforce. Please note we do not currently offer overseas delivery.
Standard delivery cost is £5.00. We aim to ship your goods on the day your order is received, up to 2pm, Monday to Friday. Alternatively, if you order after 4pm or over the weekend your order will be dispatched the next working day. Please allow up to 5 working days for delivery.
If you are out when delivery is attempted Royal Mail or Parcelforce will leave a card. You are then able to rearrange delivery or collection. Additional Royal Mail charges may apply.
TO STORE: Orders will arrive in store within 5 working days. You will be sent an email confirming your package has arrived in store and which department you will be able to collect it from.
We are happy to refund or exchange goods purchased from Hoopers online. Goods must be returned within 14 working days of receipt, in perfect condition, together with your delivery note as proof of purchase, completed with reason for return or exchange. A pre-paid returns label will be enclosed with your goods.
Refunds will be given in the same payment method as the original transaction. For items that are excluded, please visit our Returns page for information.
This does not affect your statutory rights.


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HardcoreCorporation is a top leading Mango Pulp Exporters from India.Our Mango Pulp is manufactured from best quality Mangoes.Our Mango Pulp is having best aroma and taste.Our Pulp is produced from natural ripened mangoes so you can get the natural taste.Mango Pulp is best suitable for making juices,drinks,jams etc.
Packing: Aseptic bags in Drum.
Home | Company Profile | Products | Quality Control | Management Setup | Contact Us | Sitemap | Enquiry
© Copyright 2011 - 2012. All Rights Reserved. Hardcore Corporation,


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National Publicity Secretary of CD, Dede Uzor A. Uzor who gave the ultimatum in a press statement issued in Onitsha, Anambra state, yesterday, said Fashola has failed woefully to increase the megawatt from 4,320 where he met it since two years ago to till date.
CD noted that rather, Fashola allowed the megawatt to decrease to less than 1,000 at the moment, a situation which he said forced Nigerians to witness zero megawatt on January 30, this year with a total nationwide power blackout.
CD suggested that the federal government should detach Works and Housing ministries from the Power ministry and handed them over to another minister to oversee, to enable Fashola concentrate only on power which is presently the most important need of every average Nigerian.
CD also asked Fashola to make available pre-paid meters to all Nigerians, particularly in the South East region within that 30-day ultimatum period to assist in checkmating estimated and crazy bills on poverty-stricken Nigerians, so as to controvert United Nations, UN's recent prediction that Yemen, Sudan, Nigeria, Syria and other countries would face acute food shortage in the near future.
Nigerians Now Officially Address Fashola As 'Minister Of Darkness'
That's why it isn't wise to make hasty remarks when you haven't worked a mile in the sufferer's shoes. During Goodluck Jonathan's government in 2014, Babatunde Fashola who was then the governor of Lagos State, and a staunch APC stalwart was quoted as saying,
"A serious government will fix the power problem in six months."
Ironically today, he is now the Federal Minister of Power, Works and Housing in the Muhammadu Buhari-led government. He can't seem to handle the crisis staring him in the face.
This has earned him a new moniker: "Minister Of Darkness'.


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We expect the best from our carers which is why each carer is interviewed individually by an expert Guardian Carers consultant. We request all Guardian Carers undertake a DBS check and first aid certification.
Your safety and security are the driving forces behind what we do, our extensive vetting procedure is designed to ensure every Live in Carer is a positive and seamless addition to your Hampshire home.
Your needs and home are unique which is why our consultancy service is tailored to your requirements, your care will be as unique as you are. Our Live in Carers are flexible to work around your schedule and needs.
Guardian Carers provide a bespoke service to all of our clients in Hampshire, we know that your carer search should be as individual as you are. Guardian Carers respects that there may be some aspects of your life that you wish to continue independently which is why you are able to customise your care. Guardian Carers in Hampshire believes that no matter what type of care it is you need, your carer should become a beloved member of your life. This is why we work closely with you and your loved ones to understand what your values and interests are. Guardian Carers will meticulously select carers who share these qualities. Guardian Carers is passionate about providing the utmost premium care to those who need a little assistance to improve the quality of their life at home.
Live in Carers in Hampshire are able to offer you the one on one care that care homes simply cannot afford to provide. Live in Carers in Hampshire with Guardian Carers enables you to chose how much or little care you require, if you need to go out at short notice there aren't any forms to sign or asking for permission, your Guardian Carers is there for you. With Live in Carers in Hampshire there is no need to go through the painful experience of downsizing possessions, leaving familiar surroundings or moving away from close friends. The life you love stays exactly how you've built it in Hampshire, with a little extra assistance. Live in Carers in Hampshire ensures you continue living an engaging and independent life, surrounded by everything you cherish.
Please fill in the form and our specialist Care Consultants will contact you with further information about our services.


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Writing and sending email
Using Facebook on my mobile phone
Using YouTube on my mobile phone
Returning my mobile phone to standby mode
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The explosion of a plant in Albania on the 15th of March 2008 carved out three yawning craters, the deepest over 100 feet, and killed 26 people. Witnesses likened it and the powerful shock wave that followed to the detonation of a nuclear bomb. "It felt like you were flying," said Razije Telhai, 48, who said she had been thrown 60 feet by the force of the blast. Albanians remained to ask how the country, which was invited to join the NATO alliance in April 2008, could have allowed such a dangerous plant to operate right off a major highway, a short drive from the capital's main airport, which was damaged by the shock wave.
The explosion, which happened at a munitions demolition depot in the village of Gerdec – only ten kilometres outside the capital Tirana, killed 26 people, injured more than 300 and left over 3,000 homeless. Estimates published by the government say the explosion caused more than 20 million euros in damages to the surrounding area. According to the emergency services, 400 houses were totally destroyed, 188 were severely damaged, 200 sustained major damage and 1,600 others were slightly damaged.The explosions began after workers moved stocks of old Chinese and Soviet shells stored at the base, once a central collection point for the arsenal amassed by the communist-era dictatorship of Enver Hoxha. Albania had been trying for years to dismantle the obsolete arsenal, which was one of the conditions for the country's successful entry into NATO.


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Angela Demonte
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Drs Stuart McAnulla and Victoria Honeyman, University of Leeds
This year's annual Learning and Teaching Conference, jointly hosted by the PSA and BISA's Learning and Teaching Working Group and held in association with Oxford University Press, focused on the student journey. With the introduction of student fees, the National Student Survey, the Office for Students and the Teaching Enhancement Framework (TEF), academics are keen to ensure that they are continuing to provide the best possible learning experience for their students, often in trying and difficult circumstances. The first keynote speaker, Bela Arora (South Wales) discussed her inspirational teaching, explaining how she used external events and projects within her seminars, and outside of teaching hours, to allow her students to develop a range of exciting and useful skills. By utilising her own community connections, and encouraging her students to work with each other, she has been able to provide an extensive and impressive learning experience for her students, which her excellent keynote speech explained to the conference delegates.
Following the keynote speech, the conference panels began. The first panel began with a paper from Helen Williams (Nottingham) on the importance of feedback literacy and consistency across departments, not just so students are receiving a consistent message, but also so that they receive a message they can easily understand. The second paper from John Craig (Leeds Beckett) discussed the importance of lectures, a long-standing, but often criticised, form of teaching. The panel was concluded by Oana Burcu (Durham), who spoke on the subject of group work and assessment, based on her module which utilised extensive group work, suggesting that it was a key skill for students to engage with, and a structure which could be managed more easily than might be imagined.
The second panel focused on the modern challenges which academics face in delivering a relevant curriculum to students. Simon Choat (Kingston) spoken on his experience of decolonialising his curriculum and expanding the scope of his political theory module beyond the classic scholars. Claire Sutherland (Durham) discussed the challenges academics face from external forces, such as TEF and QA and how these can be dealt with effectively. Ben Little (UEA) concluded the panel by discussing his experience of connecting pedagogy with forms of active political campaigning – his students campaign to introduce stronger controls on nurdles.
The third panel concentrated on the teaching of political theory, with Spiros Makris (Macedonia) and Pete Woodcock (Huddersfield) discussing dilemmas concerning how the teaching of political theory speaks to issues such as citizenship and employability. The teaching of political theory can be considered too theoretical or philosophical to be viewed in practical terms, but Markis and Woodcock both argued in their papers, that the skills students acquired from learning, and analysing, political theory were key to their employability levels and should be encouraged and emphasised.
The final session of the day was the Jacqui Briggs Memorial Lecture, delivered by Heather Savigny (DeMontford) who spoke very movingly on her late friend, Professor Jacqui Briggs (Lincoln), a leading member of the Learning and Teaching community, emphasising how approachable and friendly Jacqui had been and what a huge contribution she had made to the discipline, both in terms of her professional output, but also in terms of her warm and welcoming personal attitude towards colleagues and friends. Savigny then moved on to discuss textbooks, something which Jacqui Briggs was a big supporter of (and an author of), how they can be produced and how they can positively contribute to both the discipline and the CV of an academic.
The first panel on day two centred on interdisciplinary and online learning. Cathy Coombs (Leeds) discussed her module, which was taught by academics across a range of schools to students from across a range of faculties to explore the interdisciplinary elements of power and conflict. By utilising an online learning environment, Coombs and her colleagues were able to cover a wide range of topics and varied material, which was very popular amongst their students. The second paper from Simon Rofe (SOAS) discussed online learning, drawing on his experience of leading a large online module, as well as a large MOOC.
The second panel discussed innovative practices in fostering employability skills, with applied papers from Simon Lightfoot (Leeds) and Lata Narayanaswamy (Leeds). Both papers discussed the importance of employability, and drawing 'real world' experience into the classroom, by using both innovative assessment, based on real life examples and connections with external organisations as a research partner for dissertation students.
The final panel of the day considered renewed approaches to supporting students through their studies, with papers from Hannah Duggan (London Met) and Mark Shanahan (Reading) discussing areas including mental health support and preparing assessed work. With a growing student population, and the varied academic backgrounds which students have, the support mechanisms which universities have are under renewed pressure, and the papers focused on how these challenges could be met. The conference concluding with a roundtable discussion on the often neglected topic of the role of pedagogy in research supervision, led by Tony Armstrong (Birmingham City). This discussed issues such as originality in doctoral research, and whether current practices are too narrow or limiting in what is considered to be acceptable new contributions to understanding. inter-disciplinarity and the role of supervisors were also discussed.
All the conference papers were inspiring and attendees all left with a reinvigorated approach to their own teaching, and a host of new ideas to bring back to their home universities, as well as with new contacts and friends.
: My PhD was a critical biography of the Labour MP Richard Crossman and was published in 2007 by I B Tauris. Since completing my PhD at the University of Leeds in 2005, I have taught on a wide range of modules. My primary research interest is British Politics, with a particular specialism in British foreign policy. I have written extensively on the foreign policy objectives of both the Conservative and Labour Parties. I am also Chair of the British International Studies Association Foreign Policy Specialist Group. I work extensively with the media, providing expert analysis for the BBC, Channel 5, Al Jazeera, France 24 Radio 5 Live, Radio 4 amongst others. I also work with members of the Associated Press. You can find her on twitter @vhoneymanleeds
Stuart McAnulla: Before coming to Leeds, I completed a PhD and taught at the University of Birmingham. I also worked for a year as a researcher at the University of Central England, where I also taught a public policy course. My particular interests are in: contemporary British politics; ideological and institutional change; political atheism; religion and politics. I am co-convenor of the Political Studies Association specialist group on Religion and Politics. I am also a member of the Centre for Religion and Public Life here at the University of Leeds


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S.K. Agarwal, J.
1. The plaintiff has filed the suit for a decree of declaration and permanent injunction praying that the first defendant be restrained from invoking/encashing two bank guarantees dated 17th February, 2000 executed by the second defendant towards the workers dues until the completion/transfer of the lease in favour of the first defendant by the Government of Tamil Nadu in terms of the agreement between them. The plaintiff has also filed an application under Order 39, Rules 1 and 2 of the Code of Civil Procedure, 1908 (for short the CPC) for grant of ex parte ad interim injunction restraining defendant No. 1 from invoking/encashing the said two bank guarantees. The first defendant has filed the reply to the application opposing the same, inter alia, on the grounds that suit itself is not maintainable as essential conditions for claiming such injunction against encashment of Bank Guarantees namely, fraud or irretrievable loss and injury are not made out. The second and third defendants have not contested the application.
2. Briefly stated the facts are: that on 9.10.1998, a Memorandum of Understanding (MoU), was made by plaintiff – DCW Home Products Ltd (herein-after referred to as the Vendor) and the first defendant – Gujarat Heavy Chemicals Ltd. (hereinafter referred to as the Buyer) whereby the Vendor agreed to sell its salt manufacturing unit in Tamil Nadu and the business
to the first defendant along with all its movable and immovable assets, for lumpsum consideration of Rs. 450 lacs. Under the MoU, on 23.10.1998 a sum of Rs. 45 lacs was paid by the Buyer to the Vendor leaving a balance of Rs. 405 lakhs. There is no dispute about this. Thereafter on 17th February, 1999 sale agreement for transfer of business of the salt unit was executed between the plaintiff (Vendor), the third defendant, DCW Ltd. (confirming
party – co-Vendor) and the first defendant (the Buyer) with some changes with regard to the schedule of payments of the said sale consideration of Rs. 450 lakhs. Clause 13.2, inter-alia, provided deductions under two heads out of the balance of Rs. 405 lakhs: (a) towards the payment to be made by the Buyer to the Vendors' creditors as detailed in the Schedule V and (b)
Rs. 24,67,758/- paid as advance by the Buyer to the Vendors for settling the contractor's dues, thus leaving the net balance of Rs. 3,28,24,242/-, which was agreed to be paid by the Buyer on completion. Admittedly, full sale consideration was received by the Vendors and the business of the salt manufacturing unit was transferred to the Buyer but the lease of the land
of the salt manufacturing unit is yet to be transferred in the name of the buyer by the Government of Tamil Nadu. It was agreed that in the eventuality of the lease of the salt unit not being transferred by the Government of Tamil Nadu in favour of the buyer, the business of the salt unit would revert back to the Vendors and the sale consideration of Rs. 450 lakhs would be refunded by the Vendors to the Buyer. Clause 14 of the agreement provided that Vendors shall secure for the Buyer an unconditional and irrecoverable bank guarantee securing payment of Rs. 450 lacs (total sale consideration) to the Buyer, in this eventuality.
3. Clause 15.1 of the sale agreement further provided that liability on account of Salary, Provident Fund, Gratuity, Leave Encashment, Superannuation and other dues etc. of the employees up to the date of the transfer shall be that of the Vendors to the extent of Rs. 60,46,000/-., as detailed in Schedule VII. The payment of this amount was secured by the Vendors by another unconditional Bank Guarantee in favour of the Buyer which could be
encashed in the event the Vendors do not settle the dues of the employees/contract workers at the time of "completion/transfer of lease" in favour of the Buyer. It is pleaded that the first defendant (Buyer) paid an amount of Rs. 18,61,561/- to the employees/contract workers but the Vendors did not make the payment of this amount to the Buyer claiming that under
clause 15.1 of the agreement, the lease of the salt unit in favour of the Buyer by the Government of Tamil Nadu, was not effected. Therefore, the right to claim such payment under the agreement had not accrued in favour of the Buyer.
4. On 5.6.2000, while issuing summons in the suit and notice in the application, an ex parte ad-interim injunction was granted directing that "till the next date, the bank guarantees both dated 17.2.2000 be not encashed". On 14.7.2000 learned counsel for the plaintiff stated that the Bank Guarantees in question would be kept alive pending further orders of this court.
5. I have heard learned counsel for the parties and have been taken through the record.
6. Learned counsel for the plaintiff, referring to recital of the Bank Guarantee and Clause 15.1 of the agreement, argued that the liability of the Vendors has not yet arisen; that they would become liable to pay only when the lease of the unit in favour of the Buyer is transferred by the Government of Tamil Nadu and not earlier and in this regard reliance was placed on the Supreme Court decision in Hindustan Construction Company Limited Vs. State of Bihar and Others . Learned counsel for the first defendant argued that as per the settled law, bank guarantee is an independent contract between the bank and the beneficiary; that there is
no allegation of fraud or irretrievable injury in the suit and that the suit itself is not maintainable, therefore, the ex parte injunction is not liable to be extended.
7. In order to appreciate the rival contentions, reference to clause 15.1 of the sale agreement in pursuance of which the bank guarantees in question were obtained and executed would be necessary. The same reads as under :
"15.1. The liability on account of Salary, Provident Fund, Gratuity, Leave Encashment, Superannuation, other such dues, etc., of the employees upto the date of transfer shall be that of the Vendor/Co-Vendor as per separate statement of accounts Schedule VII issued by the Vendor/Co-Vendor. Confirmation in this regard of each individual employee and the same counter-signed and confirmed by the individual employees and the Vendor/Co-Vendor shall be provided to the Buyer by the Vendor/Co-Vendor. The total
amount, thus, payable to the extent of Rs. 60,46,000/- detailed in Schedule VII annexed herewith shall be secured by the Vendor/Co-Vendor by way of an unconditional Bank Guarantee of the said amount in favour the Buyer. The Buyer shall be free to encash the said guarantee in the event the Vendor/Co-Vendor do not settle the dues of the employees contract workers at the time of completion/transfer of Lease in favour of the Buyer.
8. The Schedule VII referred to above in clause 15.1 reads as under:-
S C H E D U L E VII Vedaranium Outstanding payents to be secured against Bank Guarantees Rs. lacs Gratuity Permanent 19.96 Harvesting 29.23 49.19 Leave pay 2.88 Bonus 1998-99 (Permanent & Harvesting) 9.95 62.02
9. The amount mentioned in clause 15.1 (Schedule VII) were secured by two unconditional Bank Guarantee executed by the second defendant (bank) in favour of the first defendant (Buyer) for Rs. 57,55,000/- and for Rs. 4,46,645/-. Clauses of both these bank guarantees are identical, which read as under:-
"THIS GUARANTEE is being executed on this 17th day of January, 2000 by Global Trust Bank Limited acting through their Bandra Branch, Mumbai (hereinafter called the `Guarantor') in favour of M/s. Gujarat Heavy Chemicals Limited, a company incorporated under the Companies Act, 1956 and having its registered office at Bhikubhai Chambers, 1st Floor, Swastik Society, Opp. Punjabi Hall, Navrangpura, Ahmedabad – 380 009 (hereinafter called "GHCL").
WHEREAS GHCL, has entered into a MOU dated 9th October, 1998 with M/s. DCW Home Products Limited, having its Registered Office at 645, Anna Salai, Thousand Lights, hennai-600 006 (hereinafter called the "Seller")
AND WHEREAS M/s. DCW Home Products Ltd. (Seller.) on request of GHCL, has agreed to provide an unconditional and irrevocable Bank Guarantee to GHCL for an amount of Rs. 7,55,000/- (Rupees Fifty Seven lacs Fifty Five Thousand only) towards liabilities on account of dues to the employees i.e., gratuity, leave salary, bonus payable to the employees as provided in the agreement pertaining to Vedaraniam.
NOW THIS DEED OF GUARANTEE, witnessed as follows:-
1. The amount of this guarantee shall be Rs. 57,55,000/- (Rupees Fifty Seven lac Fifty Five Thousand only).
2. We do hereby guarantee and undertake to pay unconditionally to GHCL immediately on demand in writing any or all moneys claimed by GHCL under this guarantee without any demure, recourse or without any reference to the Seller.
3. This guarantee shall be operative and claim payable unconditionally without reference to applicant at Global Trust Bank Limited.
4. This guarantee shall remain in force upto 3 months from the date of issue of this Bank guarantee.
5. Unless a demand or claims under this guarantee is made on us in writing on or before 16.4.2000, all rights of GHCL under this guarantee shall be forfeited and we shall be relieved and discharged from liabilities hereunder.
6. This guarantee shall not be determined or affected by the liquidation or winding up, dissolution or change in the constitution or insolvency of the Seller or of the antor but shall in all respects and for all purpose be binding and operative until payment of all moneys payable to GHCL.
7. Notwithstanding anything contained herein.
(i) Our liability under this Bank Guarantee shall not exceed Rs. 57,55,000/- (Rupees Fifty Seven Lac Fifty Five Thousand only).
(ii) This Bank Guarantee shall be valid upto 16.4.2000.
(iii) We are liable to pay the guaranteed amount or any party thereof under this Bank Guarantee only and only if you serve upon us a written claim or demand on or before 16.4.2000.
10. The above noted two unconditional and irrevocable bank guarantees were executed by the bank – defendant No.2, in favour of the Buyer to secure payment towards the liabilities of the plaintiff; amount payable to the employees i.e. gratuity, leave salary, bonus payable to the employees. Clause 15.1 of the agreement provided that the Buyer shall be free to
encash the bank guarantee in the event the Vendor/Co-Vendor do not settle the dues of the employees/contract workers at the time of "completion/transfer" of lease in favour of the Buyer. The operative portion of clause 15.1 provides:
"The Buyer shall be free to encash the said guarantee in the event the Vendor/Co-Vendor do not settle the dues of the employees/contract workers at the time of completion/transfer of the lease in favour of the Buyer."
11. The stroke, a vertical or oblique line, is a grammatical sign to
indicate the two alternatives. The stroke (/) between the expression completion/transfer" indicates that it envisaged two alternative situations. One, the "completion" and other the "transfer of the lease". The completion is defined in the agreement itself to mean completion of transaction including the sale and purchase of assets in the salt works. Admittedly, the entire amount of sale consideration of Rs. 450 lacs has already been received by the Vendors. The liability on account of salary, provident fund, gratuity, leave encashment, superannuation and other dues of the employees payable by the Vendors were quantified in Schedule VII. The sale and purchase of the business of the salt manufacturing unit stood completed on the date when the possession of the said salt unit was handed over by the Vendors and full nsideration was accepted by them. Thus, the first stage envisaged in the clause 15.1 was reached. If the payment to the workers/employees, for the period the salt unit was with the Vendors, was to be held up until transfer of lease, there was no necessity of providing the other alternative. It would have been enough to say that this amount would become payable on ransfer of the lease of the salt unit in favour of the Buyer by the Government of Tamil Nadu and not arlier. It could not have been possible because statutory payments towards us/Gratuity/Provident Fund etc. could not wait till the lease is transferred in the name of
the Buyer. It is admittedly the liability of the Vendors who have already received full sale consideration. Under the facts and circumstances of the case, these payments could not wait up till that stage.
12. It is true that the agreement provides that in case the Government of Tamil Nadu does not transfer the lease of the salt unit in favour of the Buyer, the entire unit would revert to the Vendors and they would be liable to return the entire sale consideration. This amount is also secured by a separate Bank Guarantee but this has no bearing on the liability of the
Vendors to make good the payments made by the Buyer to the workers/employees towards their onus/provident fund/gratuity etc. for and on behalf of
the Vendors. Therefore, the argument of the learned counsel of the plain-
tiff that the Vendors would become liable to pay the dues of the workers
only on the transfer of the lease in favour of the Buyer, is not acceptable.
13. Law with regard to the grant of injunctions against the encashment of bank guarantees is now well settled by several authoritative pronouncements of the Apex Court. In Uttar Pradesh State Sugar Corporation Vs. Sumac International Limited, the Supreme Court held:-
"The law relating to invocation of such bank guarantees is by now well settled. When in the course of commercial dealings an unconditional bank guarantee is given or accepted, the beneficiary is entitled to realize such a bank guarantee in terms thereof irrespective of any pending disputes. The bank giving such a guarantee is bound to honour it as per its terms irrespective of any dispute raised by its customer. The very purpose of giving such a bank guarantee would otherwise be defeated. The courts should, therefore, be slow in granting an injunction to restrain the realization of such a bank guarantee. The courts have carved out only two exceptions. A fraud in connection with such a bank guarantee would vitiate the very foundation of such a bank guarantee. Hence, if there is such a fraud of which the beneficiary seeks to take the advantage, he can be restrained from doing so. The second exception relates to cases where allowing the encashment of an unconditional bank guarantee would result in irretrievable harm or injustice to one of the parties concerned. Since in most cases payment of money under such a bank guarantee would adversely affect the bank and its customer at whose instance the guarantee is given, the harm or injustice contemplated
under this head must be of such an exceptional and irretrievable nature as would override the terms of the guarantee and the adverse effect of such an injunction on commercial dealings in the country."
14. While dealing with the question of fraud it has been held that fraud has to be an established fraud. The following observations of Sir John Donaldson, M.R. in Bolivinter Oil SAVs. Chase Manhattan Sank ,(1984) 1 All FR 351 CA were approved:
…The wholly exceptional case where an injunction may be granted is where it is proved that the bank knows that any demand for payment already made or which may thereafter be made will clearly be fraudulent. But the evidence must be clear, both as to the fact of fraud and as to the bank's knowledge. It would certainly not normally be sufficient that this rests on the uncorroborated statement of the customer, for irreparable damage can be done to
a bank's credit in the relatively brief time which must elapse between the granting of such an injunction and an application by the bank to have it discharged".
15. In this case there is no allegation of fraud, irretrievable harm or injustice. The terms of the bank guarantee are clear and unambiguous. The recital portion of the bank guarantee only refers to the MOU and the Agreement. The recital is in the nature of preamble showing the circumstances under which the bank guarantees were being secured. The bank guarantees start with "Now this deed of guarantee witnesseth as follows". By clause 2 of the bank guarantee, the bank undertook to provide to the first defendant – GHCL, the amount under the bank guarantee without any demu*, resource without reference to the seller. Clause 3 of bank guarantee provided that the guarantee shall be operative and claim payable unconditionally without reference to the applicant (the plaintiff) by the Global Trust Bank.
16. The facts of the case in Hindustan Construction Company Limited's case (supra) relied upon by the learned counsel for the plaintiff, were entirely different. The terms of the bank guarantee were held to be conditional upon the happening of a particular eventuality. That eventality having not happened, it was held that the invocation of the bank guarantee itself was not proper. However in the present case recital of the bank guarantee reveals that it referred to MoU dated 9th October, 1998 to indicate the background under which the same was secured by the Vendors in favour of the Buyer. Under clause 2, the bank unconditionally undertook to pay to the Buyer immediately on demand in writing all moneys claimed by GHCL the beneficiary (first defendant), under the guarantee, without any demur,
recourse or without any reference to the seller. Clause 3 of the bank guarantee further clarified that the guarantee shall be operative and the claim payable unconditionally without reference to the applicant (Vendors) by the bank. The bank guarantee represents an independent contract between the bank and the beneficiary and both the parties are bound by the terms.
17. For the foregoing reasons the plaintiff has failed to make out any case for continuing the ad interim injunction, restraining the first defendant, its employees, agents, servants etc. from encashing/invoking the bank guarantee dated 17.2.2000 issued by the bank/second defendant. Therefore, ex-parte interim injunction dated 5.6.2000 in favour of the plaintiff is vacated. It may be mentioned here that on 14.7.2000 the plaintiff undertook to keep the bank guarantees alive. Accordingly, the plaintiff is directed to keep the bank guarantees alive till further orders of the court.
18. With the above directions the application is disposed of. No order as to costs.


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Odyssey was formed in 2003, whose principals have over 15 years of experience in the industry and deal volume of over 5,000 units. Originally, Odyssey pursued affordable housing projects comprised of both multifamily and single-family rentals. Odyssey has since moved into mixed-income and market rate properties as well. We work with a range of institutional and private investors, along with regional and national lenders.
Odyssey Residential Holdings Overview
Units Built
In Development
Properties Built
Institutional Investors
Institutional Lenders
Odyssey Key Team Members
Odyssey's founding principals had decades of experience in commercial real estate, comprising almost every asset type and asset class. Principals past experience includes multi-family, industrial, retail, hotels and office spanning from urban core landmark assets through secondary and tertiary markets, including Class A+ to Class C assets. Their expertise and relationships in the capital markets, property management, acquisitions, dispositions, development, and construction management formed a strong base from which Odyssey was able to grow.
Mr. Jafar serves as the President of Odyssey Residential Holdings, LP (ORHLP). Over the past fifteen years, Saleem has acquired, financed, and developed 25 multifamily and senior projects totaling in excess of $800,000,000 in development cost. Prior to focusing on multifamily, Jafar has held various senior executive level positions at large real estate firms. He has served as an SVP of Southmark Corporation, overseeing billions of dollars of transactions and assets during his tenure. Jafar has experience in all areas of commercial real estate including office, retail, warehouse, hotel, casino, and multi family.
He holds a BS in Industrial management and Computer Science, along with an MBA from the Stuart School of Management & Finance at Illinois Institute of Technology in Chicago, Illinois. Jafar is listed in Who's Who of International Professionals & Entrepreneurs, and Who's Who in the Real Estate and Development Industries. He is a sponsor and member of the North Texas Housing Coalition, and is a member of the Texas Association of Affordable Housing.
Sal serves as a Director of Odyssey, overseeing acquisitions, asset management, and dispositions. He is involved in each project comprehensively from start to finish, including development, financing, construction, management, and sale. During his tenure, he has been involved in the development of several thousand units. He grew up in Dallas, TX attending St. Mark's School of Texas prior to moving to Chicago, IL, and then back to Dallas, where he attended Southern Methodist University (SMU), and received his Bachelor's degree in Markets & Culture, Sociology, and a minor in Spanish.
Sal grew up around his father, Saleem Sr., studying blueprints, pro formas, and contracts shortly after he learned to read. Real Estate is something that flows through his veins. He was fortunate to be involved with the company since shortly after its inception in various capacities. He also co-founded a small technology related company in high school, co-founded a consulting firm after college which is still in operation today whose founders have underwritten or asset managed over $1B in assets , co-founded a hospitality company which has received many accolades, and is an active private equity/venture capital investor. Sal's primary focus is with Odyssey and multifamily real estate.
Senior Vice President
Laura acts as a controller, and works closely with the asset management, construction, and development teams at Odyssey. She plays an integral role in managing the day to day corporate financial activities, managing property-level cash flow & operations, and managing construction draws.


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A business's website is like their online store front. It is the center point for their online marketing efforts as all advertisement paths lead back to the domain name. The website has the power to be seen around the world by potential customers. How will you capitalize on this chance to make a good impression? How will you use this reach to eclipse your competition?
To bring in the traffic and keep it coming back, the website must be designed so ...Continue Reading →


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One of my favorite guys has long since been Abraham Lincoln. From his character to his stature he has always interested me. An added bonus… my boyfriend grew up 6 miles from where young Abe was hanging out, teaching himself to read. And there is that uncanny height thing too – so it's kinda like I have my own version, not that I'm bragging.
But, I digress, the point of this is not to talk about my Abe-esque man friend. No no no, this post is meant to boast about my fiscal responsibility and crafty prowess.
I saved a ton of pennies, so many in fact, that I lost track and plum stopped counting. I set them in the Fort Knox of all tupperwares and let them oxidize. Penny-rich and feelin' crafty, I painstakenly affixed them one by one onto a freshly painted TV tray.
All 342 of them… then I ran out of coin. Flat broke in the penny department. I need 162 more pennies to finish the project, so if anyone is in dyer need of seeing the finished masterpiece, just send me a message and $1.62…
I will leave a dab of advice for anyone with the huburis to attemp such a feat… measure your surface and divide by a penny's circumference (3\4 in).
H x W ÷ Abe = Not running out of money
And some from Ol' Abe…
"Most folks are just as happy as they make their minds up to be."
Have a happy day!


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|2008/11/22-28 [Politics/Foreign/Asia/Korea, Politics/Foreign/Asia/China] UID:52075 Activity:nil
11/22 http://money.cnn.com/2008/11/22/news/economy/Bush_APEC Bush pushes for free trade, allowing unskilled and uneducated work to move to overseas so that unskilled and uneducated Americans can get better education in community college where they can be productive again in corporations like Walmart and McDonalds.
|2008/11/22-24 [Uncategorized] UID:52076 Activity:kinda low
11/22 I have a masterlock padlock that is closed and locked up, but I forgot the combo. Is there anyway I can open it up? Any useful ideas appreciated. Thanks! \_ If it were so easy for common people to open it up, every thief would be doing it already. Your two choices are: locksmith (a lot of them are former lock pick criminals) or bruce force. Fortunately, most combo locks are not very secure so bruce force works quite well. Most padlocks can be broken by punching it at a certain angle with a huge hammer. Look it up. \_ bolt cutter or locksmith. \_ the goal was to avoid those. -op \_ http://www.wikihow.com/Crack-a-%22Master-Lock%22-Combination-Lock I have never tried this, btw, so I can't verify if it works. If you do verify, let me know, thanks.
|2008/11/22-24 [Uncategorized] UID:52077 Activity:nil
11/22 welcome back, duck!
|2008/11/22-29 [Uncategorized] UID:52078 Activity:nil
11/22 people of berkeley, anyone have on old TRAC phone or suitable unlocked phone that takes a small sim chip? I need one for a few days in the future. i will give you cash! let me know - danh \_ I have an unlocked Treo 650 that takes a regular sim card. Will that work for you? \_ sure. email me. i need to let some korean house guests use phone while in states.
|2008/11/22-12/1 [Politics/Domestic/SocialSecurity, Finance/Investment] UID:52079 Activity:moderate
11/22 Pension gap divides public and private workers: http://www.usatoday.com/news/nation/2007-02-20-pensions-cover_x.htm At what point do we Just Say No? Making more money *after* retiring seems like an issue. I say this as someone with family who retired from the military who makes more now than when active. Ridiculous. \_ Come back when you stay at your crappy public sector job for 20+ \_ have you ever served? \_ Public sector do not get stock options, generally do not get bonuses, they do not get 401k matching, they do not have ESPP options [there are obscure exceptions], they dont have crazy expense accounts, they get most of their income on W-2, so their tax loopholes are limited [compared to say 1099 people]. Sure there are lame public sector employees and there is fraud and corruption, but it's silly to focus as a class on military or say CALPERS pensions. Take a look at something like the finance industry which actively conspires with its elites by structuring compensation [moving income to cap gains], paying for what is clearly private income as corporate expense [car leases, club memberships, subsidized loans], helping individual incorporate etc. [yes, i know there are some exception to the above]. You might looking at how LLNL is doing under public vs private management (when Bechtel took over, people were basically kicked out of CALPERS) ... $280M in cost overrruns and the lab continues to deteriorate. Note also: the quality of "public employee/govt worker" is quie different at a UCB, the National Labs, or the SEC vs say the Port of Oakland. \_ http://en.wikipedia.org/wiki/Executive_Schedule Can you honestly say that these employees are overpaid? I am a mid-level manager in a Fortune 500 company and I make more than the Undersecretary of the Navy. This is nuts. Low level employees, like bus drivers and mechanics, are probably overpaid in the civil service sector though. We need stronger unions in the private sector, obviously. \_ I think people are missing the point here, which is that we are paying certain people more to *not* work than to work. That makes absolutely no sense. So for 20 years of good work \- are you against paid sick leave? how about employer subsidized health care? how about employeer subsidized health care? how about dependent coverage ... i mean that's paying for people who dont even work for you. the person missing the point is you, and the point is "net present value" (of benefits) in this case [although really there are a few other points ... risk and return, at will employment vs public sector terms, and to some extent "the sanctity of contract". \_ "net present value" is too effing high. Only in your socialist utopia does someone make more money at retirement than when working. \- do you understand the difference between when money is "made" and when it is "paid"? the issue is *length of service* i.e. the amount of time over which you are earning the money, not the age/time you are collecting it. there is nothing magically different between your pension being 99% of your income and 101%. there is a big difference between whether you earned it after 20 yrs or 40 yrs or whether you are gettign paid at age 55 or 65. these people get 20-30-40 years of paychecks at, or for more than, the wage they retired at?! That's a sure way to bankruptcy. I am in private sector and I make more, but at age 65 I will get jack shit and that's the way most of industry is. Why should Uncle Sam do any different? \_ Because those people took lower-paying jobs partly because of the retirement benefits and job security. A simple choice of how to run your business, if you're one of the people who thinks government should run like a business (it shouldn't). -tom \_ The jobs are not really that much lower-paying. You might have a point if they were all working for 50% of market rates, but the reality is that government workers are paid pretty well. We've already been over that. \_ we've "been over that", you mean, back when you made ridiculous assertions that were flatly contradicted by the data you were presenting? -tom \_ You mean when I showed you that tree trimmers for LA County were making $70K or something like that? That workers in SF were routinely making over $100K? That crazy sysadmin pulled down something like $120K? The DWP workers pull down big bucks? Please rely on the actual data and not your faulty memory and perceptions. Here's a good start: the link I just posted, which no one bothered to read. \_ Data points with no context are meaningless. The link you just posted is a USA Today story with an editorial slant and similarly context-free numbers. -tom \_ How about the UC article some other kind person dug up? You are always rationalizing. Get your head out of the sand and WAKE UP! \_ The UC article doesn't say anything about compensation relative to the private industry. And I agree that people shouldn't be able to retire and come back to work full time at the same salary; in fact, it's against UC policy to do so, and the article says they're going to crack down on the very small number of cases where it has happened. -tom \_ Those ES level government workers I gave you the wiki link to are making 50% or less what they would make for similary responsible jobs in the private sector. \_ 20 years is an extreme exaggeration, except for the military you don't retire after 20 years and even there you only make 50% of your active duty salary. You don't make your case stronger by exaggeration, you just make yourself look misinformed. \_ Actual data: If I were to retire from UC at age 50, with 24 years of service (I started working here at age 26), I would get less than 30% of my final salary. -tom \_ Actual data: read the article \_ Your confirmation bias is showing. -tom \_ I'm the one who is biased? Check out how your UC colleagues are doing. \_ Did you read the article I posted? \_ Yes, and it said nothing about retiring at 20 years. You just made that part up. \_ How long do you think a police chief worked who retired at age 46? Certainly not 30 years. WTF should someone 46 years old be retired and making $125K/year for the rest of his life to sit on his ass at taxpayer expense? He might make more money not working than he did when he worked over the course of his life. We can't afford those excesses for civil servants. He can collect when he's 65 like everyone else. Getting full salary at that time would be more than generous. I'd support him getting HALF his salary at age 65. To get a raise when retiring at age 46 is beyond the pale. He should still be contributing to society in some way at that young age and not sitting on his ass cashing checks from the public. \_ Once again, you're using one anecdote from an article with an editorial slant and with no context, and suggesting that the issue is meaningful and widespread. It's not. Aren't you suspicious when the article says it will "boost his retirement benefit to *as much as* $125,000 a year"? Why the qualifier? [Here's why--they're not telling you the whole story.] You'll believe what you want to believe, go ahead, but you really are demonstrating complete cluelessness here. -tom \_ http://fireflystudio.com/acton/circle/index.html "Bill Fenniman retired in January 2007 after 27 years in law enforcement, the last 17 as Chief of Police in the City of Dover NH." 35% more than your claim of 20 years, it turns out. And it turns out that he is contributing. I hope to retire at 50 on my 401k and savings, who are you to tell me I can't? I will probably contribute to society in some way afterward, but that is my business, isn't it? \_ 401k and savings is your money. Do as you wish with it. Not the same as getting free checks for life starting at age 46. \_ A worker's pension belongs to that worker just as much as his 401k does. -tom \_ Of course. And how many employers are contributing enough money to their 401k plans such that you are guaranteed to maintain your full-time salary after you retire? Not many. The government is paying A LOT more than market for this. I've been in the workforce 13 years and there's barely 1 year worth of my current salary in my 401k and that counts my money plus my employer's very generous 8.5% contribution. (Most 401ks match a lot less than this.) I read that the average employee has about $100K in his 401k. This dude is getting that each year guaranteed forever starting at age 46. As a taxpayer, I feel ripped off. BTW, EBRI says that the average 401k balance of someone in their 60s with 30 years of tenure is $190,593. link:tinyurl.com/2a8a35 \_ If you don't understand why you can't compare 401k balances directly with pensions, it's not worth wasting any more time on you. -tom \_ You can't compare directly, but you can compare. \_ So you took the gamble of a private sector job with higher pay and lower benefits, it hasn't worked out that well for you, and now you are upset that others who took the safer route are doing better? What a piece of work you are! What is the value of 15k + 7k employer is the value of 15k + 7k employer match invested yearly for 27 years at a 10% (average stock market) gain? Here, I will make it really easy for your: $2.8M. I bet you want to privatize social security, too. Am I right? \_ Most people "take the gamble" of a private sector job with roughly THE SAME pay as the government and end up worse for it. Another way of stating this is that the average person in the private sector is receiving less compensation than the average person in the public sector. You cannot count the $15K, because that's my own money and you should be aware that $7K is hardly the average. So your $2.8M number is bogus. Yes, I do want to privatize SS, but that's neither here nor there. \_ you keep asserting that public sector employees are compensated more, but asserting it over and over doesn't make it true. -tom \_ You are full of it. I showed you the BLS stats that proved that private and public sector pay, including benefits was similar, but you ignored it. \_ Stop stomping my edits. As I was saying, I showed you the BLS data that public and private sector workers are paid similary including benefits and you ignored it. \_ http://tinyurl.com/5klnuo CA says it pays lower than other public sector employees and yet even its salaries are comparable (and sometimes even lead) the private sector. Salaries, not total compensation. \_ ...when you compare the state maximum to the private sector median. \_ Did you read why the State did that? \_ yes. the justification is ridiculous. -tom \_ That is not how I read Table 4. All above average private sector paying jobs\ pay lower than market rate when working for The State (and most below average paying jobs are higher, why might that be do you think?) Managerial jobs are particularly low paying. \_ Sure, and how many Americans are CFOs and MDs? \_ And programmers and accountants, and engineers and nurses and ... \_ Why don't they just work for the government then, if they pay is the same and the benefits higher? \_ Most people, like MOTD, are laboring under the impression that those jobs pay less. \_ you think that "most people" are incapable of reading job postings which list job descriptions and salary ranges? -tom \_ Contract law only applies to private sector employees?
|2008/11/22-28 [Reference/Religion] UID:52080 Activity:nil
11/22 Everyone should watch Jesus and the Awakening to God-Consciousness With Deepak Chopra tonight. \_ http://preview.tinyurl.com/5hyybo \_ sweet jesus! \_ bugmenot?


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re: The best questions to ask in your job interview VIEW POST
re: Hi Lynne! The link to Culture queries seems to be broken
Lynne Tye Author
Hn. Works for me. 🤔 Can you be more specific about the error you're getting? What browser are you using? On what device? (All the questions so I can look into this please!)
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So looks like my company firewall categorized your website as "Alcohol & Tobacco" and blocked it :(


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Daily Mail UK – If you're a fan of cricket, get down to the Ageas Bowl on Sunday because it could be a cracker.
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- It's been great to see Moeen Ali and Sam Curran do so well.
- We also keep talking about the importance of 50 partnerships down the order and I managed to put on some runs with Sam in our first innings.


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ALBERT EINSTEIN IS CREDITED with saying, "The definition of insanity is doing the same thing over and over again but expecting different results."
It's amazing how often we ignore that advice.
Over and over again, for example, it's been proven that trying to legitimize graffiti as a public art form only leads to more graffiti vandalism.
But, once again, Kamloops has fooled itself into thinking that putting graffiti on display on public property will somehow control it. School District 73 is the latest culprit to totally misunderstand the graffiti culture.
Eighteen students took part in a day-long Secondary District Arts Conference last week. There are so many good things that could have happened at such a conference. But what did the school district organizers do?
They engaged graffiti champion Landon Muzio to talk about "the theory and history of graffiti," as the school district put it. Muzio has been promoting free graffiti walls as "street art walls" that theoretically reduce graffiti vandalism.
They don't, but the City bought into it last year by sanctioning graffiti on a City-owned retaining wall.
So, at the end of their day, Muzio and the students retired to an abutment under the north end of the Overlanders Bridge to paint a big graffiti mural. That very spot has been vandalized with graffiti dozens of times and the Graffiti Task Force no longer even tries to clean it up.
Now, no less than our own school system has joined the taggers and vandals.
The only way to clean up graffiti is to get rid of it fast, not teach a new generation how to deface public property.
Another line comes to mind, this one from an old Peter, Paul and Mary song — "when will they ever learn?"
Editor's Note: This opinion piece reflects the views of its author, and does not necessarily represent the views of CFJC Today or the Jim Pattison Broadcast Group.


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