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For the past nine years, the International Food Information Council (IFIC) Foundation has commissioned the Food & Health Survey. This year's Survey, "The Pulse of America's Diet: From
Beliefs to Behaviors," sought to understand the perceptions driving Americans' food and health behaviors. Historically, the Survey has built on findings from previous years to establish trends in awareness and perceptions, with a few new focus areas each year to illustrate the impact of the food and health environment at the time. The findings this year address the seemingly more emotional food conversations about food, as well as evolving interest by consumers in the healthfulness of their food.
Are emotional food conversations really taking place?
Although conversations about food are taking place, often in public venues such as social media, the Food & Health Survey found consumers' conversations with friends and family about food and beverage issues are primarily non-contentious.
While most consumers report having had a conversation about food and beverage choices in the past six months, only one-quarter (23 percent) described those conversations as emotional. This indicates that, despite public commentary highlighting many controversial issues in the food and health environment, these discussions are not as emotionally charged as some would suggest.
Healthfulness Closes in on the Price and Taste of Foods in Importance
This year, the Survey found healthfulness has closed the gap behind taste and price as the top determining factors of Americans' food and beverage choices. While the impact of taste and price remain relatively unchanged in recent years, healthfulness has jumped 15 percent since 2010. Healthfulness impact increased across all ages, ethnicities, education levels, and socioeconomic groups, but the rise is most pronounced among younger consumers and men. Overall, more than nine out of ten consumers have given at least a little thought to the healthfulness of their foods and beverages in the last year, and half have given a lot of thought to healthfulness.
Americans generally believe the healthfulness of their diet is just as important as other priorities in life. While the majority say that spending time with loved ones is more important than having a healthful diet, many feel that eating healthfully is more important than having an active social life. Many Americans put a healthful diet on the same plane as getting enough exercise, minimizing stress, having a healthy financial situation, and feeling fulfilled at their job.
A Work in Progress
Consumers are taking many steps to improve the healthfulness of their diets.
As in 2013, the most common action Americans report taking is eating more fruits and vegetables. Nearly one-third of consumers have begun eating more fruits and vegetables within the past year, and just over half have been trying to do so for more than a year. At least two-thirds of Americans are also trying to improve the healthfulness of their diets by drinking water and low/no-calorie beverages to cut calories; eating more foods with whole grains; cutting back on foods higher in added sugars; cutting back on foods higher in salt; and consuming smaller portions.
More than half of Americans report that they are trying to lose weight, and one in four indicate they are trying to maintain their weight. Among this group, most say they plan to continue or begin several weight management strategies in the next year, particularly eating smaller portions and tracking and increasing their physical activity. This suggests consumers are beginning to understand the concept that both the calories they consume and those they expend play a role in achieving weight goals.
Slightly more than four in ten Americans are thinking about calories often or always. Women, college graduates, and those who reported being in excellent or good health are more likely to think about calories than others. Less than one-third understand that all sources of calories (sugars, carbohydrates, fats, and protein) influence weight gain equally. Additionally, half of Americans, especially those trying to lose weight, use nutrition information on menus (such as calorie counts) at least some of the time to decide what to have when eating out.
Confidence in Food Safety Sees Gradual Decline
Although Americans continue to remain confident in the safety of their foods and beverages, confidence declined for a second consecutive year. Nearly two out of five Americans have changed the foods they eat in the past year as a result of things they read or heard about food safety. When asked the most important food safety issue when shopping for foods and beverages, one-third of Americans say "getting sick from something I eat" is the top food safety concern, followed by "chemicals in food and in food packaging." In September, Food Insight will feature additional food safety findings from the Survey.
They Trust Health Professionals for the Information They Need
Furthermore, Americans overwhelmingly identified health professionals as the top trusted source for information regarding nutrition, physical activity, and weight loss. Health-focused websites followed as the second most trusted source. On the topics of food safety, food ingredients, and farming and food production, government agencies are the most trusted source.
For more insights from the IFIC Foundation 2014 Food & Health Survey, including perceptions and behaviors regarding label information and food ingredients and components such as sugars, protein, sodium, caffeine, carbohydrates, and functional foods, view the Executive Summary. Additional resources on the website include video interviews with consumers on Washington, DC's Capitol Mall, as well as infographics on some of the more insightful findings. Please visit http://www.foodinsight.org/articles/2014-food-and-health-survey.


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Faculty of Arts
This unit entry is for students who completed this unit in 2014 only. For students planning to study the unit, please refer to the unit indexes in the the current edition of the Handbook. If you have any queries contact the managing faculty for your course or area of study.
Refer to the specific census and withdrawal dates for the semester(s) in which this unit is offered, or view unit timetables.
|Faculty of Arts
|South Africa Second semester 2014 (Day)
|Mr Marshall Mdoka
The unit introduces GIS (Geographical Information Systems) and discusses basic principles, techniques and applications of GIS in the field of geography and environmental science. It examines and reviews specific applications where GIS is a useful tool. Subjects covered include basics of GIS, spatial data sources, spatial data quality, spatial data analysis and decision support systems. It also includes the basic principles of remote sensing and the use of satellite imagery. Cases studies and hands-on practices allow students to gain experience in the use of GIS.
At the end of the unit students should be able to:
1. Practical: (30%)
2. Class test: (20%)
3. Essay assignment: 2000 words (10%)
4. Examination: (40%)
One 2-hour lecture per week
One 2-hour practical per week
First year sequence in Geography and environmental science, or first year sequence in Criminology and criminal justice.

subset: commoncrawl


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July 2017 Concert Series Roundup
Enjoy a night out with some great music during the Richfield summer concert series. July is shaping up to be another spectacular month of toe-tapping beats and irresistible jams. July 6: The
June 2017 Concert Series Roundup
Ready to get your groove on? June kicks off Richfield's beloved concert series. We've got quite the line up for June. June 8: Richfield Symphonic Band The Richfield Symphonic Band has been sharing
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Green Cape (New South Wales, Australia) O scale (1:48) lighthouse model printed in eight different pieces assembled together. The full scale model is 60 cm. high and it was designed based in the original blueprints.
The model is complemented with an analog electronic circuit to simulate real life operation. The custom circuit design is included.
The circuit has three different functions: It drives a 12V automotive led bulb as the main light; The red beacon on top of the dome, and the interior lighting.
Each model piece can be painted before assembly with regular spray paint to match the original building.
The prototype was printed in white PLA with 0.2 mm slice height.
It is better to print the Base and Body pieces on a heated bed to avoid distortion and print the Balcony and Optics pieces at slow speed. No support is necessary.
There are two Balcony and Optics2 files, you must choose the one suited for your printer's capabilities. The Optics2b part includes support rods that need to be removed manually after printing.
The Body3 file is inverted so it can be printed without support


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Economic Jitters Hit Shares
KUALA LUMPUR, Malaysia -- Nervousness ahead of the release of corporate financial results and uncertainty over the prospects of a sustainable economic recovery pushed shares lower Tuesday.
The Kuala Lumpur Stock Exchange composite index lost 5.51 to 526.03. Decliners outpaced advancers 428 to 132, with 158 shares unchanged and 227 untraded. Volume amounted to 84.8 million shares, valued at 180 million ringgit.
Sponsored Offers


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Price: $10.00
Quantity: 1 available
Book Condition: Collectible - Good
A stated First Edition. Book is clean and tight. Has minor shelf wear. Book has light tanning on the pages. We put tracking on every shipment.
Title: Treasury of Baseball: A Celebration of America's Pastime
Categories: SR,
Edition: First Edition
Publisher: Publications International: January 1994
ISBN Number: 0785307990
ISBN Number 13: 9780785307990
Binding: Hardcover
Book Condition: Collectible - Good
Jacket Condition: No Jacket
Item: 0.00 item
Seller ID: 14374


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In this episode, I managed to have a chat with Shak, a friend of mine. I have asked Shak why he wants happiness more than talent. He talked about sleep and we chatted about his childhood and how his music came about. We chatted a little bit about his dad and learning how to deal with a bad hand in life.
Shak will be having a soft release of his single. https://www.facebook.com/events/453607458337298/
Shak Facebook Page: https://www.facebook.com/shakmoosic/
Not Again Podcast Facebook Page: https://www.facebook.com/notagainpodcast/
Not Again Podcast website: https://notagainpodcast.com


text: What does Newspaper method mean in Apiculture Dictionary?January 18, 2020 Apiculture DictionaryLink to this page an approach to participate together two unusual colonies by giving a short-term magazine buffer. by Dorethea KrickReport definitionHow would you define Newspaper method?All the definitions on AZdictionary were written by people just like you. Now's your chance to add your own! Your Full NameYour definitionPost Definition


text: Home PEOPLE MOVES: Acerinox CEO Velázquez elected ISSF chairman Bernardo Velázquez, chief executive officer of Spain-based stainless steel producer Acerinox, has been elected chairman of the International Stainless Steel Forum (ISSF) for a two-year period until 2021, Acerinox said on Thursday May 23. Velázquez replaces Hitoshi Ito, representative director and president of Nippon Steel & Sumikin Stainless Steel Corporation (NSSC), following an election at the ISSF's 23rd annual conference in... Email this article Your details Your recipients's details You can enter a maximum of 5 recipients. Use ; to separate email addresses. Email yourself a copy? Enter the code: Cancel Ok To view this content, please take a free trial or subscribe to our service in just a few steps. Already registered? Log in Discover what Fastmarkets MB has to offer with a FREE 7 day trial: View a sample of all 1,000+ prices Access the past month's market insights No commitment Try our global metal company database Get free access now Subscribe now to get access to Fastmarkets MB: 1,000+ metals prices and premiums including key industry benchmarks Prices analysis tool Live news and breaking news alerts Contact information for 11,500+ companies Subscribe now Contact Us +44 (0) 20 7779 8260 email@example.com Published Viral Shah May 23, 2019 15:15 GMT London Keywords Acerinox Bernardo Velázquez ISSF Related news {{article|snippet:'title'|removeHtmlTags}} {{article|fields:'dates'|date:dateArticleFormat}}


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Alex Cursley Croft Report
Thursday October 4, 2018
It was our penultimate rounds and it was the first time the Carbon8 Hyundai Coupe Cup has ever headed up north to Croft circuit. It was a first for most of the drivers too, myself included, and I must say that after our first free practice session Croft quickly became one of my favourite circuits in the country. Fast and technical, it really makes you feel like a hero when you get it right.
Having a free practice session on the Saturday morning gave us the luxury of not having to learn the circuit in qualifying. With the weather staying cool and dry, it meant we could spend the whole of the qualifying session trying to sew a perfect lap together for the grid of race one. My 1'44" lap put me and the Lancaster Insurance Coupe third on the grid with Wayne Rockett second and Steve Kite on pole.
Starting from the second row in race one I managed to make a far better start than Kite and pass him before the first corner to take second place and immediately put the pressure on Rockett for the lead. Wanting to get the lead early meant pushing hard, on lap two I went in to "Sunny in" way too deep allowing Kite to come back through.
Lap three Kite took the lead from Wayne and we were back to our original starting positions. Despite the previous "moment" and being back in third place and four seconds off the lead, the car felt good and I got a groove on! Passing Wayne for second within two laps and reeling in Steve by 3/10ths of a second per lap right up to the finishing line made this an awesome race!
Starting Race two on the front row in second place, I was able to take an early lead thanks to another poor start by Steve. The pressure was on as Kite was right on my rear bumper. I felt like I'd done a good job of mastering Croft with the exception of my nemesis corner "Sunny In" where in every session of the weekend it got me.
It's a right hander following the fast back section of the circuit and the braking zone comes up quickly and it took the lead from me on lap three allowing Kite and Rockett through. Unable to make up the time lost after this significant grassy excursion I had to settle for third place.
That said I'll remember this weekend for a long time, the Lancaster Insurance coupe is mega to drive and Steve and Wayne as always race spot on. Congratulations to Steve on another pair of fine wins.
Next are the final rounds at Brands Hatch on November 17th. Let's wrap up warm and reach for the top step of the podium. As always thank you Lancaster Insurance and Reis motorsport Insurance for all of your support.
Photos by Marc Lawrence


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Heather Cronrath's follow-up book to her award winning, "We Are All In This Alone", continues the spiritual journey. In these channeled meditations from Babaji, are the insights and truths we all seek but often times find illusive. The book is designed to be used as a daily guide along the path to the discovery of Self. It is best used by simply opening at random to a page or meditation and seeing what the lesson has to offer. "Going In To Find Out", is a compilation of six months of messages designed to enlighten, enliven and encourage all who read it to take the journey into themselves to find out where they really hope to go.
Price: $19.95


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About Snohomish, WA Real Estate
Information About Snohomish
Snohomish is located in Washington. Snohomish, Washington has a population of 9,896. Snohomish is less family-centric than the surrounding county with 28% households with children. The county percentage for households with children is 31%.
The median household income in Snohomish, Washington is $51,687. The median household income for the surrounding county is $66,417 compared to the national median of $49,877. The median age of people living in Snohomish is 40.3 years.
Snohomish Weather
The average high temperature in July is 73.64 degrees, with an average low temperature in January of 33.41 degrees. The annual precipitation is 40.56.
Snohomish Map
Snohomish real estate offices
Real estate near Snohomish
Nearby Cities
Snohomish Zip Codes
Nearby Cities Homes for Sale


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The contiguous United States consists of the 48 adjoining U.S. states plus Washington, D.C., on the continent of North America.
Washington, D.C., formally the District of Columbia and commonly referred to as "Washington", "the District", or simply "D.C.", is the capital of the United States.
North America is a continent entirely within the Northern Hemisphere and almost all within the Western Hemisphere.
A U.S. state is a constituent political entity of the United States.
First Baby With Zika-Related Microcephaly Born in ... by Inside Edition
The term excludes the non-contiguous states of Alaska and Hawaii and all off-shore United States territories and possessions, which include American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands.
Puerto Rico, officially the Commonwealth of Puerto Rico and formerly known as and sometimes called Porto Rico, is the largest insular territory of the United States, and it is located in the northeastern Caribbean Sea.
The Northern Mariana Islands, officially the Commonwealth of the Northern Mariana Islands, is an insular area and commonwealth of the United States consisting of fifteen islands in the northwestern Pacific Ocean.
American Samoa is an unincorporated territory of the United States located in the South Pacific Ocean, southeast of Samoa.
300 Largest United States Cities · Map & Pronunciation by feqwix
The greatest distance entirely within the 48 contiguous states is 2,802 miles ; the greatest north-south line is 1,650 miles.
Together, the 48 contiguous states and Washington, D.C. occupy a combined area of 3,119,884.69 square miles, which is 1.58% of the total surface area of Earth.
Earth is the third planet from the Sun, the densest planet in the Solar System, the largest of the Solar System's four terrestrial planets, and the only astronomical object known to harbor life.
Of this area, 2,959,064.44 square miles is land, composing 83.65% of U.S. land area, similar to the area of Australia.
Australia, officially the Commonwealth of Australia, is a country comprising the mainland of the Australian continent, the island of Tasmania and numerous smaller islands.
Officially, 160,820.25 square miles is water area, composing 62.66% of the nation's total water area.
The contiguous United States would be placed 5th in the list of sovereign states and dependencies by area; the total area of the country, including Alaska and Hawaii, ranks fourth.
Brazil is the only country that is larger in total area than the contiguous United States, but smaller than the entire United States, while Russia, Canada and China are the only three countries larger than both.
Brazil, officially the Federative Republic of Brazil, is the largest country in both South America and Latin America.
China, officially the People's Republic of China, is a unitary sovereign state in East Asia.
Russia, also officially known as the Russian Federation, is a federal state in Eurasia.
The 2010 census population of this area was 306,675,006, comprising 99.33% of the nation's population, and a density of 103.639 inhabitantssq mi for the nation as a whole.


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The Ultimate Healthy Turkey Burgers
You can make the best healthy turkey burgers! Really moist & totally juicy, even with no eggs or breadcrumbs! Just 5 ingredients & around 129 calories in each huge burger! Click here to PIN the recipe and save it for later!
During many of our family vacations to Kauai, we noticed a tiny burger shack not too far from our North Shore rental house while driving to one of our favorite beaches. Painted very bright yellow on the outside with a wrap-around old colonial style porch, the line stretched all the way from the order window, down the steps, and onto the grass below.
Read more: amyshealthybaking.com


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Frisco Arts
Loving our hobbies can be a passion in our lives; when we can make our passion our careers, that is a true gift. Milessa Murphy Stewart has been able to do just that. At the young age of 10, Milessa began painting art pieces and hasn't stopped. She is a Modern Impressionist and what many of us need more of – phones out of sight and distractions removed, she paints Dreamscapes. As she stated, "With all the negativity in life, I try to bring in the other side of life – the happy and positive into each of my paintings."
Throughout her career she has continued to hit different milestones. She is featured in Frisco's Fine Arts Gallery, her popular piece, "Because It Matters" is a tribute to the fifty eight individuals killed in the 2017 Las Vegas Masacre. The butterflies represent the victims as angels. The Red Poppie flowers in the painting represent the fallen. This will be showcased at the 2018 Art Expo in Las Vegas where nearly fifty thousand people will attend to view only one hundred artist's work across the country. Frisco's Milessa Murphy Stewart being one of them. To learn more about Milessa and view her art pieces, visit her websiite: http://milessa.com/
Here is a little glimpse into the "Day of the life of Milessa…"
7:30 – 8:30 a.m. Milessa starts off her day checking and responding to emails
8:30 – 9:30 a.m. Milessa enjoys Breakfast
10:30-11:00 a.m. She works on Advertising and Marketing for her business
11:00 – 3:00 p.m. Milessa Paints her current art piece she is working on at the time
3:00 – 4:00 p.m. Picks up Grandson Ashton from school
4:00 – 5:00 p.m. Helps Ashton with his homework when needed
5:00 – 6:00 p.m. Spends time with her family
6:30 – 9:00 p.m. Milessa picks back up with painting her art piece for that day
9:00 – 10:00 p.m. Unwinds for the day
She repeats this schedule 4-5 times a week. Her goal is to paint one painting a week; usually a 30 X 40 piece.


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SEO consulting & strategic planning services
SEO Consulting is suitable for many different situations and clients. Whether you require expert SEO services or have your own in-house SEO department, external SEO consultancy can help.
However competent your in-house SEO staff are it is unlikely they have seen the hundreds of sites and situations that we have, to understand the various options, know the causes, or have seen the effects, nor will most have the full picture over-view that our SEO consultants do.
Our expert search engine optimization & consulting services are suitable for companies wishing to:
- Do their own SEO using in-house personnel but desiring advanced SEO support know-how and experience available when required.
- Analyse and understand their own market placement in relation to their competitors, (SWOT) and how optimization techniques may best be employed against them in the long term.
- Train your staff, we can supply SEO training and train your in-house staff from beginner to intermediate through to advanced levels from technical SEO through to user content creation and everything in-between.
- Optimize your user experience and conversion rates, and understand the importance (and not) of various different aspects of site development for long-lasting SEO success.
- Understand how to develop an ongoing link-building "mindset", how to develop relationships on the internet, and how to best leverage those relationships from an SEO point of view.
- Build an ongoing sustainable and comprehensive SEO strategy to ensure search engine success into the distant future.
- Any or all of the above, plus anything else we didn't think of.
Blog consulting
Effective business blogging is an art, but luckily it can be taught. You have to be very careful with a new business blog, as this is your online brand talking, and on the internet, mistakes can be costly.
We can supply business blog consultancy at any level to ease you into blogworld in the most effective fashion and you can start to reap the benefits of business blogs as fast as possible.
However once your users and contributors understand the aims, the rules of the blogosphere, and have a basic technical overview, enthusiasm usually kicks in and the "undiscovered writers in us all" emerge.
More on our –>> Business blog consulting services


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I have recently become a fan of the group Connersvine. This is a contemporary Christian band formed by Chris Wilson and Hunter Smith. In case you don't know, Hunter Smith is the punter for the Indianapolis Colts. It is refreshing to learn about NFL players who do so much more than just play football. Hunter Smith is using his talents on and off the field to spread the Gospel of Jesus Christ.
If you've never heard the music of Connersvine you should give them a listen. The attached video is my favorite song from the band. It's called Live For You. Please take the time to really listen to the words. It really speaks to my heart, and hopefully to your's as well.


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0161 436 0000
I would like to take this opportunity to thank you for all your hard work and listening to me have a moan and occasionally cry.Gemma Brown
Thank you for all your help regarding the car accident that I was involved in and for the cheque that I have received for the injuries that I suffered as a result of the accident. I am extremely happy with the way in which my case has been dealt with and the final outcome.Claire Horton
I just received the cheque! Thank you very much for your help and support! I cannot express how grateful I am to you!Klaudia Kuyovich
We were pleased with the service given by your practice, particularly your good efforts!Alan Waller Ventilation Gear
Thank you for a Stirling job. Pam and Alan.Pam and Alan
Please accept my thanks for not only the cheque but more so your efforts on my behalfPB
I want to take this opportunity to thank you for ensuring this has all run smoothly and I appreciate your extra effort over the last few weeksHJ
I thank you for all your help in looking after myself and my two sons. Much appreciatedJ Jones
Thank you for all of your help and support. You provided me with a fantastic quality of service and I am very grateful.Mr Resende
Ask Legal provide excellent customer service and their staff are always polite and available to give support to their clients. I highly recommend them!Dr Noman Ehsan, CEO, Mediscan Diagnostic Services Ltd
What can I say, other then great things about Atif and the team at Ask Legal. Having dealt with Atif for the past 8 years, I can honestly say it has been a pleasure, always quick to answer a call, prompt and professional in ensuring queries and formalities are completed in a timely manner. Thanks for all your help and support.Omar Ashiq
Ask Legal have always adhered to a high level of professionalism and maintained a level of expertise and efficiency which, in our opinion, is second to none. Undoubtedly, an outstanding team of competent individuals.Director, MMBA Accountants Ltd
I would like to thank you for the sterling work your company has done for my client. I would have no hesitation in recommending you again. Sean Padden, Director, Westgate Lettings LimitedSean Padden, Director, Westgate Lettings Ltd
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Thank you for your help and advice regarding my accident claim. I am very grateful. Thank you so much.Pam Hind


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Cartime, one of the North West's fastest growing independent used car dealerships, is expanding its Bury-based operations after signing a £1.2 million deal to create a specialist used 4x4 centre opposite its existing Bell Lane showroom.
The expansion will create up to 20 jobs for the local area with recruitment now underway.
News of this latest aquisition comes just weeks after cartime announced it is opening a second used car sales operation in Rochdale, on Edinburgh Way. This will take its entire business to three sites (two in Bury and one in Rochdale) and total vehicle stock from 700 to 1200 vehicles.
Cartime's new 4x4 centre will replace Farnell Land Rover, which has recently relocated, and opens to cater for growing demand for used 4x4 vehicles in the region. Cartime's latest sales figures report that its sales of four-wheel drive vehicles have more than doubled in the past two years. The prestige used car supermarket sells more than 60 of this type of vehicle every month, making up 20% of its monthly turnover, and with increased stock it expects sales to increase three-fold.
Set to open in November, the new operation will include a fully refurbished, state of the art customer sales centre and a selection of more than 250 used 4x4 vehicles displayed on the 19,000 sq ft site. Its on-site aftersales centre and team of master technicians will specialise in servicing all makes and models of 4x4s.
Vehicles stocked will range from the hugely popular Range Rover Evoke to the Audi Q7. The used car dealer is also looking to expand into the electric four-wheel drive market.
Vehicles purchased via cartime's new 4x4 centre will enjoy the same warranty packages and finance options currently offered by cartime, including the current option of a six-year warranty, servicing and MOT package. All cartime vehicles also undergo an industry leading 62-point pre-sale check.
Cartime's Managing Director Matt Kay said: "Demand for used 4x4s in the North West is continuing to rise and we saw taking over Farnells' vacant site as a huge opportunity for us. With more than 250 vehicles in stock at the site, we believe we will become one of the largest specialist used 4x4 centres in the North West.
"The new dealership is ideally located adjacent to our existing Bell Lane sales centre and will be dedicated solely to the sale and warranty work of used 4x4 vehicles – filling the clear gap in the current market."
Matt added: "2018 is proving to be a huge year of overall growth for the business. We've created a robust business model and invested heavily in our processes and technology to facilitate the expansion of our sales capacity – with new sales centres and vehicle stock. The cartime business will have more than doubled in size by the end of the year."
"Demand for used 4x4s in the North West is continuing to rise and with more than 250 vehicles in stock, we believe we we will become one of the largest specialist used 4x4 centres in the North West."
Matt Kay
DISCLAIMER: The statements, opinions, views and advice expressed in this article are those of the author/organisation and not of ENTIRELY. This article should represent information correct at the time of publication however whilst every care has been taken to present up-to-date and accurate information, we cannot guarantee that inaccuracies will not occur. ENTIRELY will not be held responsible for any claim, loss, damage or inconvenience caused as a result of any information within this article or any information accessed through this site. The content of any organisations websites which you link to from ENTIRELY are entirely out of the control of ENTIRELY, and you proceed at your own risk. These links are provided purely for your convenience and do not imply any endorsement of or association with any products, services, content, information or materials offered by or accessible to you at the organisations site.


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doTERRA offers two basic options for buying: Retail or Wholesale. When you make the choice to open buy wholesale, you will have an opportunity to purchase at 25% off retail. If you opt-in to the Loyalty Rewards Program you will begin to build earn credits up to 30% back on purchases and shipping costs. You will also have the opportunity to qualify for the free product of the month and other special promotions and offers.
As a Wholesale Customer, you can upgrade for free to an authorized reseller. As a Wellness Advocate you will have the opportunity to support others on their journey to a healthier lifestyle while building a residual income stream to supplement or replace your current earnings.
Check out my doTERRA retail website or download the current Product Guide in English to see the complete product line of doTERRA essential oils and wellness products. The Product Guide is available in multiple languages. Prefer Spanish? Click here or on the icon below to download the Spanish edition of of the Product Guide.
3 ways to buy
Please scroll to the bottom of the page, past the Get Started button, if you are
interested in the Wholesale Customer or Wellness Advocate option
interested in the Wholesale Customer or Wellness Advocate option
Need help? Contact me for more information about how to get started as a Wellness advocate and select your best enrollment option
Choice of
Start with an initial enrollment fee
of $35; add individual products
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that wants to starts
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Kits include The Essential book
and your initial enrollment fee
Range of starter kits beginning at $150 - business builder kits including our Diamond Kit at $2550


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Wouldn't you love to learn the art of Living Fearlessly in Jesus? This is what I have been sharing here on my blog during the last few weeks. God laid this topic on my heart and as I wrote about it, I experienced it in my life like never before! Have you ever dug deeper into Scripture and seen it come alive in your life? That is why I put together these Free Printables that are included in this series because they will help you do just that. Have you been living with fears, worries, and anxiety? These verses will unlock the door that holds you captive. You will be encouraged to … [Read more...]
Powerful Scripture Memory Cards to Release Worry
Do you ever feel worried, anxious, discouraged, and overwhelmed? Do you wish there was a way to release that worry that is pulsing through every vein in your body? Recently I shared 12 Verses to Calm Your Worry About Anxiety and now I am sharing the printable Scripture Memory Cards that I made for those verses. Many of you have shared with me that you worry more than you'd like. Worry is based on fear and that is why I have focused on Living Fearlessly for the past few weeks. The way that we can live fearlessly is to let go of the fear of man and fear God instead. We need to … [Read more...]
10 Verses for Living Fearlessly with Free Printable
Living fearlessly is next to impossible when fear, worry, and anxiety are gripping your heart! Is it difficult for you to know and see the truth because fear is overcoming you? Fear might even have such a hold on your life that you don't even realize it! Does it grip you so tight and are you so used to it that you hardly realize it is there? Living fearlessly is so tied to trusting the Lord. It is about living courageously like Joshua did when he fearlessly entered the Promised Land. Series on Living Fearlessly I thought it would be helpful to start off sharing these 10 verses … [Read more...]
Spring Cleaning when You Don't have Time
It might seem that sharing about spring cleaning is a little off track from what I normally share with you. Maybe it is. The struggle to keep your home is real and even if you aren't the woman who is inclined to keep it sparkling clean all year round, dishes, dust bunnies, and clutter will call your name just like they do me. It seems like the world is spinning faster and faster leaving me less and less time to clean, let alone clean a little deeper once or twice a year. If you are going to serve your family to the glory of God . . . If you are going to serve the Lord through … [Read more...]


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For the base:
70g cold butter cuted into small cubes (6-7 tbsp).
1 egg
25cm or 10inch tart pan
For the cream:
350ml cold water (1 1/2 Cup)
Baking time: 20-25 min (or until golden)
1. Preheat oven at 180oC. Mix (in the mixer or by hand) the mix with butter and egg till soft dough forms.
Note: In the beginning the dough will look like sand and the more you mix it the more it will bind together. You should end up with very soft dough, like cookie dough.
2.Spread the dough by pressing with your hands or by rolling with a rolling pin and cover the base and the sides of a 25cm pan.
Bake on the bottom of the oven for 20-25min or until golden. Cool for about 15min before removing from the pan and let to cool completely before adding the cream.
3. Beat the vanilla cream mix with water in medium speed for 2 minutes till a homogenous cream forms. Spread the vanilla cream in the completely cooled tart base and decorate with fresh or canned fruit.


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Initiative Q has been trending on social media for some time now. I got the below message from a friend:
Initiative Q is an attempt by ex-PayPal guys to create a new payment system instead of credit cards that were designed in the 1950s. The system uses its own currency, the Q, and to get people to start using the system once it's ready they are allocating Qs for free to people that sign up now (the amount drops as more people join – so better to join early). Signing up is free and they only ask for your name and an email address. There's nothing to lose but if this payment system becomes a world leading payment method your Qs can be worth a lot. If you missed getting bitcoin seven years ago, you wouldn't want to miss this.
Here is my invite link: https://initiativeq.com/invite/HGKzI31pQ
This link will stop working once I'm out of invites. Let me know after you registered, because I need to verify you on my end.
After reading this, I was curious to know if this was actually real or scam. So, i started making research on this.
Initiative Q is a speculative digital currency created by Israeli entrepreneur and professional poker player Saar Wilf. He started his first payments start-up in 1997, and later founded Fraud Sciences, which redefined the payment security space and was acquired by PayPal in 2008.
Saar Wilf started a viral social media campaign on 1st of August that leads off with this:
Interested in a free $130,000 lottery ticket, which I estimate has a better than 1% chance to win?
To understand how it works, let's go back to 1997. The Internet is the cool new thing, everyone knows online shopping is going to be huge, but no one knows how people will pay. We need a way to transfer money quickly and securely, and it obviously won't be credit cards. No one will send their card number online, where anyone can simply reuse this number to buy anything they want!
And so hundreds of companies scrambled to build "the" Internet's payment system, including me and my first startup. There were amazing ideas and technologies being developed, but they all failed. The problem – no buyer would use a payment method that sellers don't yet accept, and no seller will accept a payment option that no buyer uses.
All the innovations were dumped, and the ridiculous solution won: We give a seller a few unencrypted numbers, and they order our bank how much to charge us. It won only because it didn't require anyone to adopt a new technology.
I learned my lesson and in my following startup, Fraud Sciences, we avoided the critical mass problem by developing technologies that sellers can use on their own to detect that the card number belongs to someone else. That was much more successful, eventually being acquired by PayPal.
Still, the problem kept bothering me. If there was a way to convince buyers and sellers to adopt new technologies before others have, then the payment world could leap decades forward.
A few months ago, while studying the cryptocurrency hype, something clicked.
In economics, it's known that the value of a currency is proportional to how much people use it. A currency that supports large volumes of economic activity may be worth trillions of dollars. It's called the "Equation of Exchange".
So if you were to build the modern payment system that everyone needed, and that system had its own proprietary currency, and you somehow overcame the critical mass problem, then that currency would become very valuable.
And that offers an interesting solution – distribute the currency as incentives for people to become early adopters. The earlier they come the more they receive. Sort of a self-fulfilling prophecy – people join for the potential reward, thus enabling deployment of advanced payment technologies, causing the payment network to grow, the currency to become valuable, and the rewards to become real.
A few weeks ago we informally launched this concept as Initiative Q. We sent invites to a few friends, and we now have several thousands joining every day.
Today we're making it public.
Users joining now reserve a reward estimated to be worth $130,000 if Q becomes a leading currency. To join you must be invited by an existing member. If you don't know one, send me a private message and I will invite you.
Let's see how far this thing goes…
The above message wasn't quite convincing, so the big question still remain:
Is Initiative Q a Scam
I went further to one of the most popular question and answer website called Quora to the see views of users. Below are some of their comments about Initiative Q:
Here's what Marius Kramer, (No. 1 Cryptocurrency writer on Quora worldwide) said;
It isn't a blockchain or a cryptocurrency, it will just be like any other centralized online payment system like Venmo and Paypal
Venmo and paypal aren't bad, but they aren't great either and they are as centralized as can get. You can get your funds frozen by paypal, hacked, the government can shut it down etc. etc.
The same applies to InitiativeQ, everything that happens with it or with your funds is decided by their CEO.
InitiativeQ isn't a scam 100%, but it's quite scammy, because it claims that it will become one currency when already many, many other centralized online payment systems or currencies exist. Best case it could become like Paypal or Venmo, but they haven't even built anything and building reliable fraud detection systems takes years.
It will become a true scam once it launches and starts taking and managing people's money, becuase a centralized currency cannot become the one and only true currency, because
- It can be shut down and controlled by the government
- It can shut down when the founder loses the desire to continue working on it
- It can shut down when a new CEO comes in who is an idiot, because he runa the company into the ground, which is the case around 50% of the time
- It can screw up and lose the users' funds, because of hacks, bugs, lawsuits, mismanagement so easily
- It is very prone to fraud compared to the blockchain and will be very vulnerable to fraud in the first 5 years, where people will lose a lot of money until it has matured.
All in all, you can sign up to Initiative Q and claim your coins as long as you don't pay anything for it! They don't have anything new and they don't have anything at all as of right now.
Sandeep Hegde Said;
No, I dont think its a scam. Its genuine effort, which may succeed or fail.
Initiative Q is the brainchild of Saar Wilf, a serial entrepreneur who started his first payments start-up in 1997, and later founded Fraud Sciences, which redefined the payment security space and was acquired by PayPal in 2008.
TLDR version
We have multiple currencies and the value of the currencies keep shifting. Initiative Q wishes to solve this problem by introducing ONE UNIVERSAL CURRENCY that everyone can use and exchange. The value will be dependent on the equation of exchange. This means that the more people use it, the greater the value of the thing becomes.
To incentive this, they are giving away a certain amount to early adopters for free. The idea is that if enough of people have this currency, then it can be used as a legitimate system of exchange. The projected value of a Q is $1. You can get 100,000 Q if you invite 5 more people.
To get your free currency, sign up on their website. They require only your email and name. They have a solid privacy policy so there is no danger of spamming.
For me the jury is out, it may be a scam or it maybe a genuine effort to get a jump on the future of payment transactions and blockchain technology. At this point they are only asking for an email address and name, so I have not given them anything other than that which can easily be discovered about me. If they start asking for money or personal details such as my social, or bank details then I'll start being more skeptical. If there blurb is to be believed they are attempting to get their system up to critical mass before they deploy the technology and are offering quite a generous financial incentive for early adopters, but they are only initially allowing five referrals per person. They say the reason is that they want to build trust. Of course it could also be a way of netting in email addresses of those who are likely to fall for get rich quick schemes.
How to Sign up?
After clicking on the invitation link you will be presented with this page. Click on the "Reserve my spot" button to sign up.
You will be presented with a sign up page. Add in your name, email and password. Click on Sign up.
A pop-up requesting confirmation that you are 18 years old and accept the terms and conditions of InitiativeQ will appear. Simply click Approve.
Once you login, you will requested to invite 5 more people to secure the entire Q balance available as an early adopter. Send the emails to your friends and verify their accounts after they join. This ensures that only real people, and not bots, joins Initiative Q.
Initiative Q has not been setup yet. The only condition is that you sign up with your email ID and name. In my view, this not too much to ask.
So get started immediately!
Please share this article using any of the share buttons below.


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LeapRate's Daily Forex Industry Newsletter
Join now to receive first access to our EXCLUSIVE reports and updates.
Screenshot of a breaking news alert e-mail from Q2 2017
FCA-regulated retail Forex broker FXOpen UK has announced commission reduction and a new fee structure for ECN accounts.
The commissions are now as low as 1.5 units of base currency per side per lot.
The change to trading conditions came into force on February 8, 2016, the broker said. All accounts of existing FXOpen UK clients have already been checked and automatically adjusted to the new commission rate if necessary.
The company says that it will check all accounts every month and will conduct adjustments regarding the new commissions rates.
The announcement from the broker on the new ECN commissions can be viewed by clicking here.


text: So I had big plans today because we're having stuff done to the bathroom - which the cat hates. He hides on dad's sweaters whenever anyone other than the three of us is in the house. But then the little one got sent home with a tummy ache. I'm 1 small part away from finishing the written out directions for the peacock and I had hoped to finish today. But here's a snap of my latest stab at the Winter Peacock.


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Colour: Intense ruby red with violet hues. Clean and bright.
Bouquet: Abundant aromas of fresh fruit and floral touches. Creamy and lactic hints.
Palate: Fresh and light, smooth and expressive fruit travel along the mouth. It has a good acidity with a bitter and persistent end.
Vineyard (Spanish): This coupage is, predominantly, Tempranillo, although there also are small percentages of Cabernet Sauvignon and Merlot.
Wine Making (Spanish): After the grape harvest and the transportation of the grapes to the winery, Enate Tapas Tempranillo is vinified and fermented alcoholically in stainless steel tanks at 24º temperature.


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Organisers of this year's Ben Fund Bonanza at Glasgow have revealed the names of host of Championship stars who will take to the shale for the season opener.
Many of the riders have signed up from clubs in the north of the country for the March 12 spectacular at the Peugeot Ashfield Stadium.
Hosts Glasgow Tigers will be represented by heatleader trio Richard Lawson, Aaron Summers and Richie Worrall - with Nike Lunna likely to line up at reserve.
Former Tigers Ben Barker and James Sarjeant will be there, with Barker being the only rider to have competed in all eight previous events - winning at Birmingham in 2012.
Berwick Bandits' Kevin Doolan and Lewis Bridger will take part, with Newcastle represented by Stevie Worrall and Workington have a trio so far - Claus Vissing, Thomas Jorgensen and Ty Proctor.
It is expected that Edinburgh will have a rider in the field, while it is the intention of Ben Fund chief Paul Ackroyd to have at least a couple of Grand Prix riders racing.
He said: "I've invited several of the top riders and I'm hoping to have their answers very soon. They tend to have more commitments to work around."
Glasgow's Worrall will be competing in his fourth Bonanza, having raced in 2013, 2014 and 2016. He was quick to volunteer his services for what will be a home event this time.
He said: "As soon as I saw it was at Glasgow I asked to be in the meeting.
"It's a fantastic opportunity for Glasgow. In my opinion it's a brilliant race track, and spectator-wise it's well laid out for watching, so I think it will be a good event.
"It's for a good cause - for a couple of years now I've not had to call on the Ben Fund though it did help me out a few years ago. I think I've only missed one of the Bonanza meetings since I started riding in them. I'm more than happy to help out the Ben Fund whenever I can.
"The GP guys have a really busy schedule and I definitely wouldn't hold it against them if they can't make it, and I hope no-one else would because their schedules are hectic. But if one or two can make an appearance, especially those based in the UK, then it will help bring more through that door."


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About Us
What we Are ? We are a team of experts in mobile solutions that will help you keep your mobile phone up to date. By updating your mobile phone's firmware , you can use that to stay away from hackers, not to mention it will offer better system functionality and compatibility.
What are our Goals ? Our primary focus as a business is to help you gain the best results on the market. We know that it can be hard to find the best firmware for your mobile device, especially if the manufacturer doesn't offer it anymore. But we have a huge firmware database, and we will have no problem offering you the right firmware file as fast as possible.
What do you get from us? * We offer unmodified firmware for all mobile devices out there. And in case we didn't cover your device yet, you can get in touch with us, we will gladly offer support for your unit at any time.
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You can also obtain free or premium file download access. Each file has all the information needed on its website page. But you can also contact us for any inquiry, custom pricing for multiple firmware downloads and so on. We are a very communicative team, and we reply to support messages as fast as possible. This way you can get amazing results extremely fast, and the return on investment can be huge in the end!


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In direct discussions with our customers Fern establishes what are the most important functions required. This means that we listen to what our customers are telling us: their priorities, their short, medium and long term plans, their desire for competitive advantage. This can range from simple fee calculations right through to the periodic reporting requirements for the central bank regulator. Through 30+ years and 400 implementations we've seen just about everything: dozens of interest calculation methodologies, interesting workflows, and innovative products. During the initial scoping of the product implementation we'll work with you to duplicate the things that make your institution special while also providing guidance about how other clients have implemented similar features.
Click here to request for Fern Software brochures!


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The legislation would have also amended the Insurance Act to require all collision repairs be conducted at a certified shop of the consumer's choice. Insurers currently direct collision repairs to preferred shops to reduce costs and the risk of shoddy work.
When passed into legislation, it is expected Bill 186 will ensure a high standard of competence, accountability, and environmental protection is met in not only the collision repair and appraisal industry, but also in the automobile restoration industry.


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tag:blogger.com,1999:blog-6942147318185235475.post245062142460200362..comments2019-12-31T03:33:57.806-05:00Comments on The Marlowe-Shakespeare Connection: Who Was Edward email@example.com:blogger.com,1999:blog-6942147318185235475.post-87636447496542684362009-05-27T13:39:50.362-04:002009-05-27T13:39:50.362-04:00Blumefeld's onto something with BlountBlumefeld's onto something with email@example.com:blogger.com,1999:blog-6942147318185235475.post-45863209189441555872008-06-09T17:11:00.000-04:002008-06-09T17:11:00.000-04:00Blount did not assemble the plays; Shakespeare's f...Blount did not assemble the plays; Shakespeare's fellow actors and sharers in the King's Men, Hemings and Condell, did. That's why they, not Blount, wrote the introduction in the Folio. And, as plays were generally the property of the company, not the author, this is not in the least mysterious. The King's Men owned the playbooks.

I am always amazed at how people are able to gin up these controversies and conspiracies and mysteries. Why would you assume that Blount had to go scrambling across England looking for plays and trying to work out which ones were Shakespeare's, when the names of two of his close theatrical associates and partners (and people he mentioned in his will) are right there in the first pages of the Folio?

http://en.wikipedia.org/wiki/First_FolioCraighttps://firstname.lastname@example.com:blogger.com,1999:blog-6942147318185235475.post-23525719043483617832008-06-08T23:29:00.000-04:002008-06-08T23:29:00.000-04:00Where's Oliver Stone? Interesting points!Where's Oliver Stone? Interesting firstname.lastname@example.com:blogger.com,1999:blog-6942147318185235475.post-85322874725199999082008-06-08T23:24:00.000-04:002008-06-08T23:24:00.000-04:00Very interesting blog. I'm a big Shakespeare fan--...Very interesting blog. I'm a big Shakespeare fan--and frankly--don't really care who wrote the plays/sonnets. I just enjoy the fact that they still exist. Although I do have a very silly fantasy about a blog 500 years from now asking the same questions about John Bon Jovi and Richie Sambora.

Anyway, I was surprised to see that Les Parapluies de Cherbourg was not on your French film list. It's one of the most beautiful films ever made and move me to tears every time I see it.Karenhttps://firstname.lastname@example.com


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Moomin Valley Park: Hemulin's Playground
Hemulin's Playground at Moomin Valley Park. Moomin Valley Park is one of the two key areas of Metsa, a Finnish theme park in Hanno, Saitama. Moomin Valley Park has an… Read more »
Hemulin's Playground at Moomin Valley Park. Moomin Valley Park is one of the two key areas of Metsa, a Finnish theme park in Hanno, Saitama. Moomin Valley Park has an… Read more »
Kawamoto Sun Green Park in Fukaya is a quirky little park with some fun attractions. It is beside the Saitama Prefecture Agricultural "Norin" park. They are separated by a road,… Read more »
Musashi No Mura is an ideal amusement park for small children. They have a really good selection of amusements that are child friendly. There is also an area with farm… Read more »
Edo Wonderland, Nikko City, Tochigi There are many reasons why people become interested in Japan. For me, my interest started when I was very little, but it was reading James… Read more »
In this article: the low down on Maruhiro – free play, roof top Ferris wheel (until 31.8.2019) and rides, video arcade, family facilities, kid friendly restaurant, cute animal shaped desserts,… Read more »
Seibu's Snow Kingdom was discontinued in 2018 and replaced with an outdoor seasonal ice rink. However, at the end of 2019 they reintroduced parts of the Snow park with the… Read more »
Ikaho Green's Farm Ikaho Green's farm has a very good reputation and most people who go to it give it a good review. However, while I liked it and we… Read more »
Winter Illumination Tobu Zoo Every year Tobu Zoo puts on a fantastic night illumination show for the winter months. This year, 2015, it starts on the 31st of October and… Read more »
Metsa Moomin Theme Park – For regular readers, you probably already know from my blog that Saitama has a free, small, Moomin-esque park in Hanno City. However, you may not… Read more »
The summer water park at Seibu Amusement Park opened early in July. The night pool will open on select dates from July 15th. Seibu amusement park and its seasonal pools, beer garden… Read more »


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Note: This may not be the most recent forecast, please visit www.myfox8.com or open the FOX8 app for the very latest on Hurricane Florence.
Hurricane Florence is located about 1,085 miles east-southeast of Cape Fear as of 11 p.m. Monday. It has maximum sustained winds of 140 mph and is moving west-northwest at 13 mph.
FOX8 MAX Weather Chief Meteorologist Van Denton gives more details in the video player above.
The hurricane has been rapidly strengthening all day. The latest minimum central pressure is 944 mb.
Florence is forecasted to remain an "extremely dangerous major hurricane" through Thursday, the day when it's expected to reach the East Coast. During a press conference Monday morning, Gov. Roy Cooper the state is "in the bull's-eye" of the storm.
The center of the hurricane was forecast to move between Bermuda and the Bahamas on Tuesday and Wednesday and approach the southeastern coast of the US on Thursday as a Category 3 storm or higher, according to the hurricane center.
Large swells generated by Florence are already affecting Bermuda and portions of the East Coast and will continue this week, the hurricane center said.
"These swells are likely to cause life-threatening surf and rip currents," the National Hurricane Center said.


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Pathankot. Pakistan Army has today arrested 300 ants, 20 spiders and 1 Geelani for illegally trying to cross the Indo-Pak border near Pathankot. All 321 illegal immigrants have been charged with non-bailable offence of entering Pak borders without a valid Visa. 1 Geelani has additionally been charged with having no passport as well.
These arrests are being seen as a reply to an "arrest" of a Pakistani spy in Pathankot yesterday wherein a pigeon with Pak markings was detained by villagers near Indo-Pak border and was handed over to police.
While 200 ants and 17 spiders have reportedly perished during severe post-arrest interrogations by Pak Army, there is no news on the actual condition of 1 Geelani.
Pakistan army has alleged that there was something written on the bodies of all 321 detainees in English and since the knowledge of English language is pretty low on Pak side of border hence it is clearly an Indian spy exercise. A Pak army insider "Zafar Supari" (name changed) talked to us on conditions of anonymity:
"The kind of English language text which is marked on the bodies of insects, spiders and Geelani has been evaluated by our in-house oxford-graduated expert and he has concluded that the handwriting is definitely Indian. In addition the quality of English which is used in that text is only nearly perfect. A Pakistani Twitter user and a veteran #grammarnazi has been able to find same grammatical mistakes in this text which he generally finds on Twitter statuses of Indian users whenever he loses a debate with them. Isliye hum ye yakeen se keh saktay hain kay India waalay in keeday makodo ko bhej ke hamari jasoosi karwa rahe hain," Zafar concluded.
"Endia ko laga hoga ki keede makode hain toh badi easliy Pakistan mein ghul mil jayengay aur pata bhi nahi chalega. LOL!" he added.
Amidst these espionage allegations it is also not clear what exactly was Mr. Geelani doing along with other insects at the border. While Mr. Geelani's deep desire to cross the border at his own terms has been evident through his recent statements in media, and it is a known fact that his passport application was not upto mark but that still does not explain his actions at the border which led to this arrest.


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Rams Defeat Bears 3-1
By Framingham State athletics
FRAMINGHAM – The Framingham State University volleyball team dropped the first set before rallying for three straight to secure a 3-1 victory over Bridgewater State University in Massachusetts State Collegiate Athletic Conference action at the Athletic Center in Framingham.
Game scores were 23-25, 25-12, 25-18, and 25-13
With the win Framingham State is now 14-8 and 3-1 in the Conference.
The Bridgewater State Bears with the loss, fall to 3-9 overall.
- The Rams jumped out to a 6-0 lead in the opening set and led 15-7 before the Bears came charging back with nine straight points taking a 16-15 lead. The Rams tied the game at 16-16 in a Bear error, but Bridgewater State scored the next three points to take a 19-16 lead. The Rams tied the set at 21-21 and went ahead 23-21 on another Bear error. The Bears, however, would close the set with four straight points.
- In the second set, Bridgewater State led 6-4 before the Rams rattled off a 10-2 run taking control of the frame.
- In the third, the Bears jumped out to a 5-0 lead before the Rams tied the set at 8-8. The set would go back and forth until the Rams took the lead for good on a service ace from senior Mackenzie Whalen.
- After trading points to open the fourth game, the Rams took a 9-5 lead on a Bear error. The Bears pulled within one (11-10) on a Ram error, but the Rams rattled off a 14-3 run to close the match.
- The Rams were led by 13 kills from freshman Brandee Thomas, who also added a block and two digs.
- Junior Deirdre Fay was solid with nine kills, 11 digs and two aces, while Whalen finished the match with 33 set assists and 10 digs.
- Freshman Alyssa Cafarelli chipped in with 10 digs, while sophomores Grace Caughey and Brandey Rodriguez added eight kills apiece.
- The Bears were led by eight kills apiece from sophomore Sydney Rice and junior Erin Clifford. Rice also added five kills, while Clifford chipped in with five blocks including three solo.
- Senior Caddisy Tyros led the defensive effort with a game-high 18 digs, while senior Grace Stafford (Dennis, Mass.) chipped in with five kills and 12 digs.
The Rams are back in action on Saturday when they travel to Worcester State for a tri-match beginning at 12 p.m


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(1) In addition to mere informational use, we provide other functions to you on our website, which usually have the purpose of making contact with us. As a rule, the use of these functions requires personal data, which we use to provide the required service and process in accordance with the aforementioned principles.
(2) At present, we offer a contact form and a newsletter as additional functions. Please note the following points of this policy with respect to these functions.
(3) In some cases, we use external service providers to process your data. These have been selected and commissioned by us diligently, are bound to our instructions and are monitored on a regular basis. Commission processing contracts have been concluded between us and these service providers in accordance with Art. 28 Subsection 3 GDPR, in which the service providers have undertaken to comply with the statutory provisions for the protection of your data.
(4) If our service provider has its head office in a country outside of the European Economic Area (EEA) and data are transferred to such a third country, we will inform you about this circumstance, its consequences and on the basis of which permission the transfer occurs, prior to using the respective function. A transfer of your data exclusively occurs to a third country, which guarantees a data protection level, which is comparable to the GDPR.
5. Contact form
(1) For using our contact form, it is only compulsory to provide a valid e-mail address. This is required in order to be able to allocate and reply to your enquiry. Additional data may be disclosed voluntarily, but are not compulsory for use.
(2) The processing of data, sent when using the contact form, occurs on the basis of the voluntarily granted consent in accordance with Art. 6 Subsection 1 S. 1 Letter a GDPR.
(3) After your enquiry has been settled, your personal data sent in conjunction with the enquiry are deleted automatically. Clause 1 Subsection3 S. 2 of the policy remains unaffected by this.
(4) Even prior to the settlement of your enquiry, you are entitled to revoke your consent in accordance with Clause 7 of this policy at any time.
6. Newsletter
(1) With our newsletter, we inform you about new articles and offers on our website. The newsletter is ordered in two stages in order to prevent your e-mail address from being misused. After entering your e-mail address (subscription), we will send you an e-mail to confirm your e-mail address. When you open the link contained in this e-mail, you must confirm your subscription to the newsletter within 48 hours (verification). If the verification does not occur within this time limit, the newsletter subscription will not occur. After the verification of your subscription, we will store your e-mail address, in order to send you the newsletter. If the verification is omitted, your e-mail address will be deleted after the 48-hour period has elapsed. To prevent the misuse of your e-mail address, the time of subscription, as well as the verification and your IP address at these times are stored.
(2) By subscribing, you are consenting to the storage of your e-mail address, the time of the subscription, as well as your IP address at this time, for a period of 48 hours. Through the verification, you are consenting to the storage of these data, as well as the time of verification and the IP address at this time for the duration until cancellation of the newsletter.
(3) You may cancel the newsletter at any time and thereby revoke your consent. For this, you can either use the link, which is contained in every newsletter, or revoke your consent. After unsubscribing, all of the above-mentioned data will be deleted. Clause 1 Subsection 3 S. 2 of this policy remains unaffected by this.
7. Objection against or revocation of processing your data
(1) A consent, which you have granted to process your data, is revocable at any time, without giving reasons and with effect for the future, in accordance with Art. 7 Subsection 3 GDPR.
(2) If we process personal data without your consent on the basis of legitimate interests in accordance with Art. 6 Subsection 1 S. 1 Letter f GDPR, you are entitled to a right to object in accordance with Article 21 GDPR. A valid objection is only possible, if you can demonstrate that the reasons oppose the processing of your data, which arise from your specific situation and our legitimate interests in data processing. Such a reason is not required, if you object to the processing of your data for direct marketing or for profiling purposes related to this.
(3) The revocation and objection shall be addressed to the controllers referred to under Clause 1 Subsection 2 of this policy and are possible by e-mail, as well as by post.
(4) In the case of a revocation or valid objection, the personal data shall be deleted at once, unless we are obligated to retain it on the basis of statutory provisions.
8. Links to other websites
Links to websites of other providers are included in our website. Please note that we have no influence on these providers complying with the statutory provisions on data privacy.
9. Newsletter tracking
(1) Please note that we evaluate your user behaviour when we send the newsletter. For this evaluation, the sent e-mails contain so-called web beacons and tracking pixels. These are single-pixel image files, which link to our websites and applications and thereby enable us to evaluate you user behaviour. This occurs by collecting the data referred to in Article 4, as well as web beacons, which are allocated to your e-mail address and linked to a dedicated ID. Links in the newsletter contain this ID. The information collected in this way is stored by the newsletter provider on a server with our service provider.
(2) You can object to this tracking at any time by clicking on the separate link, which is provided in every e-mail. Such tracking is also not possible, if you have deactivated the displaying of images by default in your e-mail program. In this case, however, the newsletter will not be completely displayed to you and you may possibly not be able to use all of the functions. If you display images manually, the above-mentioned tracking occurs.
10. Rights of data subjects
(1) You have the right:
- in accordance with Art. 7 Subsection 3 GDPR, you have the right to withdraw your given consent at any time. The consequence of this is that we may no longer continue the data processing, which was based on this consent, for the future;
- in accordance with Art. 15 GDPR, to request information from us about your personal data, which we process. In particular, you can request information about the processing purposes, the category of the personal data, the categories of recipients, to whom your data have been or will be disclosed, the planned storage duration, the existence of a right to correction, deletion, restriction of the processing or contradiction, the existence of a right of complaint, the origin of your data, if these have not been collected by us, as well as about the existence of automated decision-making, including profiling and possibly significant information about their details;
- in accordance with Art. 16 GDPR, you may immediately request the correction of inaccurate or completion of your personal data stored with us;
- in accordance with Art. 17 GDPR, request the deletion of our personal data stored with us, if the processing is not required to exercise the right of free expression of opinion and information, to fulfil a legal obligation, for reasons of public interest or to assert, exercise or defend legal claims;
- in accordance with Art. 18 GDPR, request the restriction of processing your personal data, insofar as the accuracy of the data is disputed by you, the processing is unlawful, but you reject the deletion and we no longer require the data, but you need it to assert, exercise or defend legal claims or you have filed an objection against processing in accordance with Art. 21 GDPR;
- in accordance with Art. 20 GDPR, you can obtain your personal data, which you have provided to us, in a structured, commonly-used and machine-readable format or request that it be transmitted to another controller;
- in accordance with Art. 77 GDPR, you can lodge a complaint with a supervisory authority. As a rule, you can contact the supervisory authority of your usual abode or workplace or our firm's registered office.
11. Use of analysis tools
(1) The tracking measures listed below and used by use are performed on the basis of Art. 6 Subsection 1, Sentence 1 Letter f GDPR. With the tracking measures used, we intend to ensure a needs-based design and continuous optimisation of our website. On the other hand, we use the tracking measures, in order to statistically record the use of our website and evaluate them for the purpose of optimising our services for you. These interests are regarded as legitimate within the meaning of the foregoing regulation. The respective data processing purposes and data categories are shown in the corresponding tracking tools.
a) Web analysis by Matomo (formerly PIWIK). On our website, we use the Matomo (formerly PIWIK) open source software tool for analysing the surfing behaviour of our users. The software uses a cookie on the user's computer. Please note Clause 3 of this policy for use of the cookies. If individual pages of our website are accessed, the following data are collected
- Two bytes of the IP address of the user's accessing system
- The time of accessing the website
- The accessed website (side titles and URL)
- The website, from which the user has reached the accessed website (referrer)
- The sub-sites, from which the accessed website has been accessed
- The dwell time on the website
- The frequency of accessing the website
- The screen resolution used
- The time in the local time zone of the user
- Files, which have been clicked on for downloading
- The site generation time
- The location of the user (country, region, city, approximate longitude and latitude)
- Language settings of the browser used
- Operating system, browser version, end device (such as desktop, tablet, smartphone, TV, vehicle, console etc.)
12. Google Maps
(1) The Google Maps application can be used on our website. This way, we can display interactive maps directly in the website and enable you to use the map function conveniently.
(2) By visiting the website, Google receives the information that you have accessed the corresponding sub-site on our website. Furthermore, the data referred to under Clause 2 of this policy are sent. This occurs, irrespective of whether Google provides a user account, through which you are logged in or whether no user account exists. If you are logged into Google, your data are allocated directly to your account. If you do not want the allocation to your profile with Google, you must log out before activating the button. Google stores your data as user profiles and uses them for advertising purposes, market research and/or needs-based design of its websites. Such an evaluation particularly occurs (even for users who are not logged in) for the provision of needs-based advertising and to inform other users of the social network about your activities on our website. You are entitled to a right to object to the formation of these user profiles, whereby you must contact Google, in order to exercise this.
(3) You can obtain additional information about the purpose and scope of the data collection and its processing by the plugin provider in the privacy policy of the provider, Google LLC., 1600 Amphitheater Parkway, Mountainview, California 94043, USA. There, you will also receive relevant further information about your rights and settings options to protect your privacy: https://www.google.de/intl/de/policies/privacy. Google also processes your personal data in the USA and has committed to only process personal data of EU citizens in accordance with the data protection level of the European Union, in accordance with the EU-US Privacy Shield, https://www.privacyshield.gov/EU-US-Framework.
13. Google Fonts
We use font ("Google Fonts") of the provider, Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. Privacy Policy: https://www.google.com/policies/privacy/ | Opt-Out: https://adssettings.google.com/authenticated
14. Data security
(1) Within the website visit, we use the widely prevalent SSL procedure (secure socket layer) in conjunction with the respective highest encryption level, which is supported by your browser. As a rule, this involves 256-bit encryption. If your browser does not support 256-bit encryption, we resort to 128-bit v3 technology instead.
(2) You can identify whether an individual page of our Internet presence has been transferred using encryption, you can recognize this by the closed illustration of the key/lock symbol in the bottom status bar of your browser.
(3) We also use appropriate technical and organizational security measures, in order to protect your data from accidental or malicious manipulation, partial or complete loss, destruction of from unauthorized access by third parties. Our security measures are continuously improved in accordance with technological developments.
15. Data protection officers
The data protection officers are:
Auren GmbH Steuerberatungsgesellschaft Wirtschaftsprüfungsgesellschaft, Auren Rechtsanwaltsgesellschaft mbH, Auren international Service GmbH, Lurgiallee 14, 60439, Frankfurt am Main: Dr. Hans-Joachim Schmidt (extern)
Auren Treuhand GmbH Wirtschaftsprüfungsgesellschaft Steuerberatungsgesellschaft, Bahnhofstraße 35, 82467 Garmisch-Partenkirchen: Florian Ehgartner (internal)
Auren Treuhand GmbH Wirtschaftsprüfungsgesellschaft Steuerberatungsgesellschaft, Alter Amtshof 2-4, 04109 Leipzig: Florian Ehgartner (internal)
Auren Treuhand GmbH Wirtschaftsprüfungsgesellschaft Steuerberatungsgesellschaft, Haidelweg 48, 81241 München: Florian Ehgartner (internal)
Auren KG Wirtschaftsprüfungsgesellschaft Steuerberatungsgesellschaft, Rotebühlplatz 23, 70178 Stuttgart: Philipp Schmiereck (extern)
Auren Rechtsanwälte GmbH Rechtsanwaltsgesellschaft, Rotebühlplatz 23, 70178 Stuttgart: Philipp Schmiereck (extern)
Auren Personal GmbH, Rotebühlplatz 23, 70178 Stuttgart: Philipp Schmiereck (extern)
Auren OHG Wirtschaftsprüfungsgesellschaft Steuerberatungsgesellschaft, Untere Haspelstraße 30, 79761 Waldshut-Tiengen: Philipp Schmiereck (extern)
22. January 2020


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Georges Auric
Georges Auric (French: [ɔʁik]; 15 February 1899 – 23 July 1983) was a French composer, born in Lodève, Hérault. He was considered one of Les Six, a group of artists informally associated with Jean Cocteau and Erik Satie.[1] Before he turned 20 he had orchestrated and written incidental music for several ballets and stage productions. He also had a distinguished career as a film composer.
Latest releases
Recent highlights
Film Music: The Third Man and Other Classic Film Themes (1949-1958)
Music for Wind Ensemble
French Ballet Music of the 1920s
AURIC: Belle et la Bete (La) (Beauty and the Beast)
GROUPE DES SIX (LE), Part 2 - AURIC, G. / MILHAUD, D. (Paris Conservatoire, Tzipine) (1954)
AURIC: La Belle et la Bete (Beauty and the Beast)


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Ivan Dynov
Ivan Dynov finished his PhD in mathematics at the Max-Planck-Institute for Mathematics in Bonn, Germany in 2008. After being involved in postdoctoral mathematics research for two years following his PhD, he decided to deviate his career into the area of business development. Due to his involvement in technical conferences and IT trainings, Ivan has gained extensive knowledge in various fields, in particular Automotive and IT. Currently, Ivan is devoting his time to producing exclusive technical events in the automotive industry and writing about this subject. His topics of interest include: artificial intelligence in automotive, software development approaches and methods, functional safety, cybersecurity and others. Due to his mathematical background and his understanding of the business aspects, Ivan has developed a passion for writing about the latest technological subjects that are relevant to the current market situation.


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Visit Scholarship Program
Section Navigation
Contact Admission
345 Boyer Ave
Walla Walla, WA 99362
Email: firstname.lastname@example.com
Phone: (509) 527-5176
Fax: (509) 527-4967
Toll Free: (877) 462-9448
At Whitman College, we value the diverse perspectives that multicultural students bring to our college. We want to remove barriers to help students from all backgrounds attend Whitman. Our Visit Scholarship Program supports this effort by offering select students a free trip to visit Whitman. Each year, we invite more than 60 high school seniors from underrepresented socioeconomic, racial and cultural backgrounds to visit Whitman, all expenses paid.
Please note, students must be citizens or permanent residents of the U.S. to qualify for these programs.
Fall Visit Scholarship Program
Our Fall Visit Scholarship Program is held each November. The program is held on a Sunday afternoon, with students returning home Monday evening or Tuesday morning. Visiting students will experience life on our campus by staying with a student host in a residence hall, eating in our dining hall and attending up to two classes. Students can also request meetings with an admission officer, coaches, faculty, staff and student leaders.
Why should I apply?
Visiting campus is the best way to get to know what it's like to be a student at Whitman, and if you are awarded a scholarship, we will pick up all of the costs associated with your visit.
How do I apply?
The application for the Fall Visit Scholarship Program is made available each August.
The application for the Fall Visit Scholarship Program is live. You may apply to the program by following this link, https://engage.whitman.edu/register/VSPapp. The application period closes on Sept. 30. The program takes place Nov. 3 — 5.
For additional information, email Fernando Penate-Chavez, email@example.com.
Spring Visit Scholarship Program
Admitted students from underrepresented racial or ethnic backgrounds are invited to campus during our Spring Visit Scholarship Program. We provide vouchers for these students to cover the costs for travel. Vouchers can be used either for Admitted Students Day or another time in April. There is no application for the Spring Visit Scholarship Program. Selected students will receive an invitation and travel voucher when they are notified that they have been admitted to Whitman.


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We've been so busy lately. The kids finished school a few weeks ago and the summer has been really busy so far. We had the parish picnic, which I work all weekend, to start off our busy summer. We play outside a lot. The bugs are a problem so we have to do some pest removal soon. If there weren't as many mosquitoes and gnats, we could play outside a lot more. It even seems to bother the … [Read more...]
The Complete Beginners Guide to Finding the Type of Jewelry You Genuinely Love to Wear
Buying jewelry for yourself, again? Actually, most women take their time developing a personal taste in jewelry. They receive gifts as teens. They spend pennies on costume jewelry accessories as young women. But discovering a personal style of jewelry you genuinely love to wear — and worth the investment in a quality product — takes some time and education. Jewelry shopping on your own can be a … [Read more...]
3 Tips To Serving Freeze Dried Dog Food
Recently, many dog owners have been considering switching from raw food to freeze-dried food. Freeze-drying is an innovative process of removing the water from the food. This ingenious technique is also used to prepare the food our dear astronauts take with them when they climb away the earth's atmosphere. However, freeze-dried foods are different from dehydrated food. Freeze-drying starts with … [Read more...]
4 Tips to exercising with your dog
Just like you need regular exercise to stay healthy, so does your dog. So, why not work out with your dog? You may come to realize that your dog is the most reliable exercise partner you will ever get. Pets are excellent motivators since they are always bubbling to move with you. When exercising with your dog, remember that he or she cannot say "I have had enough" or "I cannot keep up this pace." … [Read more...]
Have some fun this summer at Challenger Soccer Camp
Challenger Sports, the leading camp company in the US has launched a brand new, soccer camp that combines the most popular elements of their two camp programs, British Soccer and TetraBrazil. The all new Challenger International Soccer Camp will offer instructional camp programs for each age/ability level! The TinyTykes program will provide 3-5 year olds with fundamental soccer activities, games, … [Read more...]


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New Binding Law of The Sea Agreement Advanced
The U.N. General Assembly (UNGA) last week adopted a formal resolution to develop a legally-binding treaty for the conservation of marine biodiversity on the 'high seas'.
Oceans Can't Take Any more: Researchers Fear Fundamental Change
Our oceans need an immediate and substantial reduction of anthropogenic greenhouse gas emissions. If that doesn't happen, we could see far-reaching and largely irreversible impacts on marine ecosystems, which would especially be felt in developing countries. That's the conclusion of a new review study published today in the journal Science. In the study, the research team from the Ocean 2015 initiative assesses the latest findings on the risks that climate change poses for our oceans…
Teekay LNG Partners Declares Distribution
Teekay GP LLC, the general partner of Teekay LNG Partners L.P. has declared a cash distribution of $0.70 per unit for the quarter ended June 30, 2015. The cash distribution is payable on August 14, 2015 to all unitholders of record as at July 14, 2015. Teekay LNG Partners is one of the world's largest independent owners and operators of LNG carriers, providing LNG, LPG and crude oil marine transportation services primarily under long-term…
Technip Samsung JV Wins 2 FLNG Project Contracts
The Browse project covers the realization and installation of three FLNG units to develop the Brecknock, Calliance and Torosa fields in the Browse Basin, 425 kilometers North of Broome, Western Australia. The Browse project will capitalize on Shell's FLNG experience, as well as on Woodside's offshore and subsea development expertise. The first contract awarded to the Technip Samsung Consortium covers the front-end engineering design (FEED) elements of the Browse FLNG project…
Fjords Processing Bags Johan Sverdrup Contracts
Fjords Processing, headquartered in Norway (Fornebu), has won three contracts for the deliveries of process systems for the Johan Sverdrup development in the North Sea. The contracts were signed with Statoil on behalf of the Johan Sverdrup license. The contracts were awarded in tough competition with several larger international companies. Rune Fantoft, CEO of Fjords Processing comments: "The contracts are strategically important for Fjords Processing…
Ocean Safety, Richard Irvin Marine Safety Merger
Ocean Safety has today announced the merger with Richard Irvin Energy Solutions Marine Safety Division and their Aberdeen branch. This merger follows the 3Si Group's recent acquisition of both companies, which are set to combine premises in Aberdeen to operate from a single expanded facility. The consolidation into the new 5,000sq ft space will facilitate the growth of the workforce, increasing sales efficiency and servicing capabilities in both the onshore and offshore maritime sector.
Carlyle Group Acquires LMC
Global alternative asset manager The Carlyle Group today announced the acquisition of Lauderdale Marine Center (LMC), the nation's largest yacht repair facility in terms of the number of large vessels it can haul and service. Equity for the transaction comes from Carlyle Realty Partners VII, a U.S. real estate investment fund. "In partnership with the outstanding management team and staff at LMC, we…
HK:Prevention of Ship Garbage Pollution
The Hong Kong SAR Marine Department has advised that on 1 July the existing Merchant Shipping (Prevention of Pollution by Garbage) Regulation (Cap 413J) was replaced by a new Regulation, namely, the Merchant Shipping (Prevention of Pollution by Garbage) Regulation (Cap 413O) giving effect to the latest requirements of the MARPOL Annex V -- Prevention of Pollution by Garbage from Ships. This new regulation applies to ships within Hong Kong waters and Hong Kong registered ships wherever they are.
Antwerp, Duisburg Ports to Upgrade Rly Link
The Port of Antwerp and duisport are intensifying their cooperation as the Port of Antwerp will participate in the existing rail shuttle service connecting the two ports. The direct rail connection from Duisburg to Antwerp was set up by the duisport Group in 2006 under difficult competitive conditions with regard to road and inland waterway transport. The decision by the Port of Antwerp to participate…
New Record Year in Dry Bulk Demolition Underway - BIMCO
The monthly average for the first six months in 2015 is 3.3m DWT. In 2014 the first half year averaged at 1.33m DWT per month. April 2015 saw 5.36 million DWT being retired from active service, which was the highest on record ever for a single month. The record came on the back of continued poor earnings and deteriorating market conditions in dry bulk shipping, evidenced by the Baltic Dry Index (BDI) staying below 600 from 2 February to 13 May.
Passenger Ferry Capsizes in the Philippines, Nearly 40 Dead
MBCA Kim Nirvana, a passenger boat carrying 189 people has capsized in the central Philippines, minutes after leaving port, the Philippine Red Cross and coast guard spokesman Cmdr. Armand Balilo said. There were 173 passengers and 16 crew members on board, according to Philippine Red Cross Chairman Richard Gordon. At least 39 have died, he said, and 134 survived. Seventeen people remain unaccounted for, he said. Regional coast guard commander Capt.
Saab Bags $1 bln Order for Swedish Submarines
The Swedish Defence Materiel Administration (FMV) has awarded contracts worth Skr8.6bn ($1.03bn) to Saab AB for the construction of two new Type A26 submarines and a mid-life upgrade for two Gotland-class submarines. Work on the two A26s is to be completed by 2024. Type A26 submarines are nearly 207 feet in length, 21 feet in the beam and have an endurance of 45 days or 18 days underwater. They have a test depth of about 658 feet.
The Submarine Electricity Transmission Market Is Expected to Reach $25 Billion in 2024
According to a new report from Navigant Research, the global submarine electricity transmission market is expected to grow from $16.8 billion in 2015 to $24.8 billion in 2024. "Over the past several years, two market drivers have emerged as dominant forces shaping this market: connecting offshore wind generation to the mainland and reconfiguring or expanding interconnections between states, countries, and regions," says James McCray, senior research analyst with Navigant Research.
Litgas, Statoil JV to Develop Baltic Sea LNG
Natural gas supply and trading company Litgas, part of Lithuania's state owned energy holding Lietuvos Energija, and Statoil, leading global energy company in oil and gas production, signed a memorandum of understanding (MoU) on July 2nd in Vilnius, Lithuania regarding establishment of a joint venture company in Lithuania to develop small scale LNG bunkering services. The new joint venture company is planned to be established in Lithuania later this year and would supply LNG as a fuel to ships…
Greek Shipping Mulls Cyprus Move
Greek shipping companies are looking into moving to Cyprus due to the instability and uncertainty in Greece, it emerged, reports Cyprus News Agency. The director general of the Cypriot Shipping Chamber, Thomas Kazakos, said that a small number of Greek shippers have contacted Cypriot authorities for information on the procedures required and the tax system on the island. "Bearing in mind the developments in Greece…
Port Gothenburg Offering LNG
Ships running on liquefied natural gas (LNG) are going to be able to bunker at the Port of Gothenburg, as new regulations for LNG bunkering have been introduced by the Gothenburg Port Authority in collaboration with the Port of Rotterdam and the Swedish Transport Agency. The regulations will allow cargo ships to bunker LNG at a cargo terminal and are the first general regulations to be introduced in Sweden.
NITC Tankers Chart Western Course
Iran's largest shipping company NITC, the privatized Iranian shipping company, is in talks for permission to sail in Western waters, says a report in WSJ. NITC has amassed the world's largest fleet of super tankers and is in talks to sail back into western waters should the Islamic Republic strike a nuclear deal. Managing director of NITC Ali Akbar Safaei confirmed to the Wall Street Journal that the company is in discussions with London's Protection & Indemnity pool of insurers.


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Refinancing your mortgage is a question of savings
Refinancing your mortgage is a key moment to improve your conditions. Among your options, refinancing your mortgage is certainly worth considering especially if you are not satisfied with the current conditions or by the service offered by your financial institution. The time has come to see what the mortgage market has to offer you.
Debt consolidation
When refinancing with Multi-Prêts, your broker can help you gather all your debts in one payment by refinancing your property. The equity in your home gives you the means to borrow at very low rates.
The benefits of debt consolidation
- Lower monthly payments
- Lower interest payments (with reduced interest rates on debts)
- Better financial management (only one payement)
- Cleaning your credit report
Three good reasons to consolidate your debts
- You are having problems balancing your budget each month
- Your income is lower or less stable
- Your interest rates are too high than you'd like
Purchase a cottage home with the equity in your property !
You have been dreaming for a long time of that special cottage home? Use the equity in your home to realize that dream by using the plus value of your home.
With the net value in your home, your mortgage broker can help you refinance your property. We have several mortgage solutions to help you enjoy the best rates at the best conditions.