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Generally, lenders will have no issues loaning money to someone like you. Your good credit score will land you competitive interest rates and low origination fees, though certainly not as good as you could have gotten with a few more points on your score. You'll also have no trouble getting an insurance policy for just about any need, but you should expect your premiums to be somewhat higher than for those with excellent or even very good credit.
You are entitled to receive one free credit report every 12 months from each of the nationwide consumer credit reporting companies through this central source. It is entirely your choice whether you order all three credit reports at the same time or order one now and others later. The advantage of ordering all three at the same time is that you can compare them. (However, you will not be eligible for another free credit report from the central source for 12 months.) On the other hand, the advantage of ordering one now and others later (for example, one credit report every four months) is that you can keep track of any changes or new information that may appear on your credit report. Remember, you are entitled to receive one free credit report through the central source every 12 months from each of the nationwide consumer credit reporting companies - Equifax, Experian and TransUnion - so if you order from only one company today you can still order from the other two companies at a later date.
AnnualCreditReport.com is the Only Authorized Source for Free Annual Credit Reports under federal law. Other sites often require users to pay hidden fees or agree to additional services. For example, some sites provide a free credit report if you enroll in a new service. If you don't cancel the service during a short trial period, you're likely to see membership fees on your credit card statement. Learn more by clicking here. Watch the videos:
Keep the first secured credit card you received, even if you don't use it later. This card will establish the length of your credit history. Most people choose a no-fee rewards card or a bank credit card as their first credit account, so it doesn't cost anything to keep the card for the length of your history. You can see a list of good no-fee rewards cards here.
You've probably seen commercials for a "free credit report" (you may recall that guy playing his guitar in the seafood restaurant lamenting his predicament). Be aware that these companies will give you a free credit report and/or credit score initially, but they will also most likely also ask for your credit card number. If you don't cancel within a certain time, they'll charge you for membership.
Certain types of inquiries (requests for your credit report). The score does not count "consumer disclosure inquiry," which is a request you have made for your own credit report in order to check it. It also does not count "promotional inquiry" requests made by lenders in order to make a "preapproved" credit offer or "account review inquiry" requests made by lenders to review your account with them. Inquiries for employment purposes are also not counted.
Editorial Note: The editorial content on this page is not provided or commissioned by any financial institution. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any of these entities prior to publication. This site may be compensated through a credit card partnership.
Internet scanning will scan for your Social Security number (if you choose to), up to 5 bank account numbers, up to 6 credit/debit card numbers that you provide, up to 3 email addresses, up to 10 medical ID numbers, and up to 5 passport numbers. Internet Scanning scans thousands of Internet sites where consumers' personal information is suspected of being bought and sold, and is constantly adding new sites to those it searches. However, the Internet addresses of these suspected Internet trading sites are not published and frequently change, so there is no guarantee that we are able to locate and search every possible Internet site where consumers' personal information is at risk of being traded.
The interpretation of a credit score will vary by lender, industry, and the economy as a whole. While 640 has been a divider between "prime" and "subprime", all considerations about score revolve around the strength of the economy in general and investors' appetites for risk in providing the funding for borrowers in particular when the score is evaluated. In 2010, the Federal Housing Administration (FHA) tightened its guidelines regarding credit scores to a small degree, but lenders who have to service and sell the securities packaged for sale into the secondary market largely raised their minimum score to 640 in the absence of strong compensating factors in the borrower's loan profile. In another housing example, Fannie Mae and Freddie Mac began charging extra for loans over 75% of the value that have scores below 740. Furthermore, private mortgage insurance companies will not even provide mortgage insurance for borrowers with scores below 660. Therefore, "prime" is a product of the lender's appetite for the risk profile of the borrower at the time that the borrower is asking for the loan.
Your credit report is the sole source of information for your credit score - a number that lenders sometimes use instead of or in addition to your credit report. Credit score is a three-digit number that sort of grades your credit report. High credit scores show that you have positive information on your credit report while low credit scores indicate the presence of negative information.
After getting approved for refinancing, the new loan may be reported to the credit bureaus, which could lower your average age of accounts. Your other loans will be paid off, but they could stay on your credit reports for up to 10 more years. Your overall installment-loan debt will stay the same, and as long as you continue to make on-time payments, your score may improve over time.
Everyone begins with a blank slate, without any records or credit score. If you do not have any data on your consumer report you cannot have a credit score since there is nothing to calculate. The credit bureaus will begin collecting your data at the age of 18 if you begin to borrow credit. This means what when you are getting your credit card or loan you will have to go to banks or other lenders that will approve those with no credit history – usually meaning you will end up paying high interest rates. The lender will pull your credit score and find nothing upon credit request. If you are approved and pay you wills on time the lender will typically report it to the bureau.
If a person gets an injunction to pay issued by the Enforcement Authority, it is possible to dispute it. Then the party requesting the payment must show its correctness in district court. Failure to dispute is seen as admitting the debt. If the debtor loses the court trial, costs for the trial are added to the debt. Taxes and authority fees must always be paid on demand unless payment has already been made.
You can request a free copy of your credit report from each of three major credit reporting agencies – Equifax®, Experian®, and TransUnion® – once each year at AnnualCreditReport.com or call toll-free 1-877-322-8228. You're also entitled to see your credit report within 60 days of being denied credit, or if you are on welfare, unemployed, or your report is inaccurate.
Via mail by sending a request form. Download and print an annual credit report request form from AnnualCreditReport.com. You'll need to have Adobe viewer or another PDF reader installed on your computer in order to view and print the form. Once you've completed the form, you should mail it to: Annual Credit Report Request Service
Your credit report will not be the same across all of the three major bureaus (Experian, TransUnion, and Equifax) because not all lenders report to all three. Some might have inputted the data wrong and might show up with errors while others might be perfectly correct. That is why it is important to check your report from all three of the major bureaus at least once a year (which is free) to determine if there are any issues. You cannot make any lender report your credit, so it is important to know the differences between your reports since different lenders pull your report usually from different bureaus.
When ordering your credit report online, be sure to spell annualcreditreport.com correctly. You will then avoid being misdirected to other websites that claim to offer free reports, but only with the purchase of other products. While the authorized website may offer you additional products, you are not required to make a purchase to receive your free credit reports.
Fill out your information. You will need to provide your personal information, including your name, DOB, SSN, address, etc. Once you enter your information you click return and your credit report will show up on the screen with the option to print. If you opt to print your credit report, be sure to select the option to only show the last four digits of your SSN when you are filling out your personal info – that way you aren't leaving your full SSN on any paper that could be seen or stolen.
The targeted advertising resulting from this information sharing is related to common product and service categories, such as travel and leisure, automotive, retail, financial services, electronics, pharmaceutical and consumer products, publication subscriptions and similar categories that you see advertised routinely. These advertisements are not based on data relating to adult content, individual or aggregate health information or records, precise geographic location, information derived from your individual credit report (with the exception of Credit Based Offers that you authorize us to present to you as specified in the applicable Terms and Conditions agreed to on certain CIC websites), or information relating to your financial accounts. We use cookies to facilitate the sharing of this information while you are online. Information in these cookies is updated from time to time to ensure that it is up to date and relevant. In order to appropriately safeguard the information in them, as described above, these cookies are encrypted. At this time we do not respond to "do not track" browser signals.
Checking your credit score is quite easy with Credit Sesame and can be done in 90 seconds. You can do a free credit check once a month with a basic account or get daily free credit checks with a premium account. Once you open your new account you will get an instant credit check from TransUnion, using VantageScore 3.0, which has their own way to calculate credit scores. Other credit score models include the FICO score, which uses a different methodology to calculate your credit. You can use our reports to determine the types of accounts you have open, your credit utilization, and many other important metrics that you need to know in order to understand where you stand on the credit range. This will help you determine your financial health.
Besides the security deposit, a secured card is just like a regular credit card. Purchases and payments your teen makes with their secured card are reported to the three credit bureaus — TransUnion, Equifax and Experian. You can check that your teen's credit activity is reported to the bureaus by requesting a copy of their free credit report at annualcreditreport.com. You can request one report from each bureau every 12 months, and we recommend spacing them out over the course of a year — so requesting one copy every four months.
Besides the security deposit, a secured card is just like a regular credit card. Purchases and payments your teen makes with their secured card are reported to the three credit bureaus — TransUnion, Equifax and Experian. You can check that your teen's credit activity is reported to the bureaus by requesting a copy of their free credit report at annualcreditreport.com. You can request one report from each bureau every 12 months, and we recommend spacing them out over the course of a year — so requesting one copy every four months.
Besides imposing no annual fee, the card has other perks, like rewarding me with a $20 statement credit when I reported a good GPA (up to 5 consecutive years), letting me earn 5 percent cash back on purchases in rotating categories, and matching the cash-back bonus I earned over the first 12 months with my account. For me, it was a great starter card, but there are plenty of other options out there.
If you find information that is incorrect, you can file a dispute. Remember too, that items on your credit report that you don't recognize could also be potential signs of fraudulent activity — someone working to secure credit in your name for their own use. Make sure you're clear on items that could potentially be fraudulent, versus those that may simply be inaccurate.
"Consumers participating in this process have greater control and transparency over the financial information that is being shared with a credit grantor," Shellenberger clarified when asked about privacy and security concerns. "The consumer has direct access to this data and therefore knows exactly what is being shared." Finicity, Experian and FICO have also set up extensive information security measures and protections to keep users' data safe, he added.
LUCAS- Each credit bureau has a different range of points so you have to know what that credit bureaus range is before saying 700 is good. For our credit union, anything over 750 with Experian is considered Excellent (850 being the max score) and you will get the best loan rates. If you are one point under 750, you would get the next tier's rate which would affect your payment slightly, but not by much.
A lot of people think that checking their credit score once in a while or just a short period before they apply for credit is enough to get by, and many others don't even think that far. The truth is that you're bound to miss a lot if you don't review at least one of your credit reports on a regular basis. And that's problematic because what you don't know about your credit can and will cost you.
If you're thinking about filing for bankruptcy, be aware that bankruptcy laws require that you get credit counseling from a government-approved organization within six months before you file for bankruptcy relief. You can find a state-by-state list of government-approved organizations at www.usdoj.gov/ust, the website of the U.S. Trustee Program. That's the organization within the U.S. Department of Justice that supervises bankruptcy cases and trustees. Be wary of credit counseling organizations that say they are government-approved, but don't appear on the list of approved organizations.
Promise a quick and simple fix. No credit repair company should tell you it can help you fast, says Warren. "By law, the credit bureau has 30 days to respond when you challenge something on your report," says Warren. "Then, if the credit bureau doesn't agree with your challenge, you can go directly to the creditor, who then has 30 days to respond. The credit bureau has another 30 days to respond after you provide information from your creditor."
Chua had an 850 score for about two months, he says, but it dropped to the 800s because he applied for a few rewards cards. Trying to get multiple cards in a fairly short period is interpreted as a sign of potential financial trouble, but if you're looking for a big-ticket item like a mortgage, scoring algorithms will assume you're only trying to buy one house when several lenders check you out.
If you've recently gone through a bankruptcy, foreclosure, or even a civil judgment, it probably isn't a surprise to you that your credit has been impacted. Any abrupt changes to your credit can seriously affect the number that shows on your credit report. Unfortunately, unlike the scenarios listed in previous points, these derogatory marks are the result of what lenders consider major delinquencies –– in other words, significant implications about your ability to manage your finances.
After you've resolved the negative items on your credit report, work on getting positive information added. Just like late payments severely hurt your credit score, timely payments help your score. If you have some credit cards and loans being reported on time, good. Continue to keep those balances at a reasonable level and make your payments on time.
A credit score is a statistical number that evaluates a consumer's creditworthiness and is based on credit history. Lenders use credit scores to evaluate the probability that an individual will repay his or her debts. A person's credit score ranges from 300 to 850, and the higher the score, the more financially trustworthy a person is considered to be.
When the investigation is complete, the credit reporting company must give you the results in writing, too, and a free copy of your report if the dispute results in a change. If an item is changed or deleted, the credit reporting company cannot put the disputed information back in your file unless the information provider verifies that it's accurate and complete. The credit reporting company also must send you written notice that includes the name, address, and phone number of the information provider. If you ask, the credit reporting company must send notices of any correction to anyone who got your report in the past six months. You also can ask that a corrected copy of your report be sent to anyone who got a copy during the past two years for employment purposes.
Your credit report and score play a big role in determining your ability to receive a loan, the interest rate you will pay, your ability to rent a house/apartment, buy a cellphone plan, and possibly even get a job or security clearance. The need is there, but what many of these companies don't want you to know is that you can get a copy of your credit report for free through AnnualCreditReport.com.
In the life of a grown-up, there are few feelings as anxiety-inducing as the moment when you get your credit report back, only to find that it's not nearly as high as you anticipated. But fear not: there are a variety of perfectly good reasons why your credit score has taken a hit, and in this case, knowledge is power. The more you know about how your credit score operates and what can affect in, the easier it will be to get it back up to scratch.
Some 200 million U.S. consumers have FICO credit scores, while just under 3 million, or about 1.4 percent, have perfect 850s. That's according to Fair Isaac Corp., the company behind the 28-year-old scoring model used by lenders to predict whether you will pay back a loan. But over the years the number has become much more than that—it's now an American totem of success or failure, hope or despair, security or risk. While there are competing models, almost anyone with a credit card knows that a number typically ranging between 300 and 850 holds huge sway over their financial life.
Sweden has a system for credit scoring that aims to find people with a history of neglect to pay bills or, most commonly, taxes. Anyone who does not pay their debts on time, and fails to make payments after a reminder, will have their case forwarded to the Swedish Enforcement Authority which is a national authority for collecting debts. The mere appearance of a company, or government office, as a debtor to this authority will result in a record among private credit bureaus; however, this does not apply to individuals as debtors. This record is called a Betalningsanmärkning (non-payment record) and by law can be stored for three years for an individual and five years for a company.[17] This kind of nonpayment record will make it very difficult to get a loan, rent an apartment, get telephone subscriptions, rent a car or get a job where you handle cash. The banks, also use income and asset figures in connection with loan assessments.[18]
If you don't have a credit card and you aren't connected with anyone else's, another way to establish credit is to have an installment loan, though taking out a loan isn't generally recommended unless you actually need one. You may already have one, anyway: Many student loans are installment loans. That's why it's important to pay them on time or to look into alternative solutions if you can't.
Step 1: Tell the credit reporting company, in writing, what information you think is inaccurate. Use our sample letter to help write your own. Include copies (NOT originals) of any documents that support your position. In addition to including your complete name and address, your letter should identify each item in your report that you dispute; state the facts and the reasons you dispute the information, and ask that it be removed or corrected. You may want to enclose a copy of your report, and circle the items in question. Send your letter by certified mail, "return receipt requested," so you can document that the credit reporting company got it. Keep copies of your dispute letter and enclosures.
* If you receive a larger federal tax refund amount using the same Tax Return Information when filing an amended return through another online tax preparation service, then you may be eligible to receive a $25 gift card from Credit Karma Tax. To qualify for this guarantee: (i) you must have filed your original 2017 federal income tax return through Credit Karma Tax on or before April 16, 2018; (ii) you must be entitled to a federal tax refund from the IRS; (iii) you must have filed an amended federal income tax return using the same Tax Return Information through another online tax preparation service; (iv) your amended return must have been accepted by the IRS; (v) you must submit your complete Max Refund Guarantee claim to Credit Karma Tax no later than December 31, 2018; and (vi) the larger refund cannot be attributed to claims you make on your tax return that are contrary to law. For complete details, see Max Refund Guarantee FAQs.
If you have impossibly high interest on those credit cards, then do cancel them. It doesn't help to have open credit cards if the interest rate makes it nearly impossible for you to get the balance down. In fact, banks currently have hardship programs, where they will reduce your interest rate TO ZERO if you agree that they will cancel your cards. Yes, you wll take an immediate hit on your credit score, but that will quickly improve as you pay down your credit cards, which you can now do because you don't have those usurious interest rates to pay.
Understanding your credit score and how it is calculated helps you take control of your credit and may lead to lower interest rates and more money-saving opportunities. Your credit report is one of the most important documents in your life. Whether you're taking out a mortgage, a car loan or applying for a credit card, your credit report has a huge influence on the offers that lenders will approve you for.
In order to investigate this concern, the consumer group World Privacy Forum has made two studies regarding AnnualCreditReport.com. Their July 2005 study found that there were 233 domains with names very similar to AnnualCreditReport.com, of which 112 routed users to a variety of unintended destinations, including for-fee services, "link farms" and pornographic sites. The report concluded that the credit reporting agencies and the Federal Trade Commission needed to do more to rein in and shut down impostor sites. A follow-up study from RentPrep found that of the original 112 routed links, only six currently remain.[6] [7]
Disclaimer: Editorial and user-generated content is not provided or commissioned by financial institutions. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are WalletHub advertising partners. Our content is intended for informational purposes only, and we encourage everyone to respect our content guidelines. Please keep in mind that it is not a financial institution's responsibility to ensure all posts and questions are answered.
A: Under the FCRA, both the credit reporting company and the information provider (that is, the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take full advantage of your rights under this law, contact the credit reporting company and the information provider.


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Most popular mobile social networking apps in the United States as of October 2018, by reach Most popular social media apps in the U.S. 2018, studies and international data.
1/14/2016 · "SO you're telling me you guys started dating from an APP?!" Yep. 2016. It's a thing. Embrace it and let me help you along the way! Tell me what you …
8/6/2018 · Looking for a free dating app? We've rounded up a list free dating apps that will suit all kinds of singles. Whether you're looking for the love of your life, a casual date, or even just a one
10/18/2018 · Online dating is getting much more popular these days and now, plenty hard to avoid. Since Tinder and the wave of new apps that are coming out at a seemingly constant rate, it is becoming that much more popular to meet someone online. So we have put …
7/24/2018 · AnastasiaDate is the leading international dating service that facilitates exciting and romantic companionship between men and women all over the world. Our prestigious verification and anti-scam programs will protect you. Anastasia is ahead of other dating sites and apps by offering this service.
3/15/2019 · Top 20 Most Used (and downloaded) Mobile Apps WhatsApp. It is one of the most popular and widely used chat applications that also supports communication between international phone networks. It has many chat features such as video calling, audio calling, chat message deletion, emojis, status and more. Downloads – 1 billion – 5 billion
most used dating apps. Welcome to our reviews of the most used dating apps (also known as how to meet guys).Check out our top 10 list below and follow our links to read our full in-depth review of each online dating site, alongside which you'll find costs and features lists, user reviews and videos to help you make the right choice.
With over 150 million users, it's a solid pick for the most popular messaging apps. 7. Tango. Tango follows in the same vein as the others on this list, offering an over-the-top messaging
Most Popular Apps for Teens According to new research from the University of Chicago, the top social media apps for teens age 13-17 are Instagram (76% of surveyed teens use it) and Snapchat (75%). Facebook and Twitter are less popular, with 66% and 47% of the teens reporting that they use each app.
If you're looking for someone special, it may be time to check out LGBT dating apps. These apps provide a platform for everything from hookups to long-term relationships. And while some apps still
10 Canadian dating apps that let you kiss Tinder goodbye Find love, or something a little less serious, on your phone.
Online dating is not a new concept anymore. There is a flood of apps and websites that help you find a date. I'll help you out with comparisons on a few dating platforms; Tinder, Aisle.co
Nothing has changed the world of online dating more than dating apps, especially for lesbian, gay, bisexual, and transexual singles. You can now fill out your profile and start searching for matches while you're on the bus, waiting in line at the post office, or having drinks at the bar. No muss, no fuss. It […]
Tinder is one of the most widely used dating apps in the world, and you'll find plenty of hot German singles looking for all types of relationships. Using the app is simple – you swipe right on a photo if you're interested, left if you're not. If both people "like" each other, a …
1/29/2019 · Getting into the dating scene can be difficult for some. Dating apps help and we've rounded up the best dating apps on Android right now.
International. New York. New Jersey. Editorials. National Security. These Are the Dating Apps With the Majority of Female Users Their survey found that Tinder is the most used app, even if
This is a partial, non-exhaustive list of notable online dating websites and mobile apps. Online dating services. Name Description/Focus Registered users Social-network-like dating site, primarily CIS/former Soviet Union, but some international presence. Primary language is Russian, but all languages welcome (and searchable). Caters to all
America is more addicted to dating apps than ever. New research from the Pew Research Center shows that in the past two years, the percentage of US adults who had used a dating app tripled. But
7/5/2016 · Dating apps are a huge part of modern dating culture. You have Tinder, Happn, Bumble… the list goes on and on. But if you're going to China, chances are you're not going to be finding any dates using the apps you're used to. Sure, you could go out and meet people to take on a date (read our guide on how to score a date).
3/30/2019 · Hi I used several online dating websites in past several years and came to know that validlife dating site is the best place to meet dating partners : SnapSext - World's Best Personals
The most expensive, but hated the 20 best dating site can be tough. When it comes to see episodes of the idea of users. Although this list can be tough. Do you need to meet that special someone who shares your chances common interests. Tinder and apps trailed other apps trailed other apps in quality by a monthly basis. In 2000. Around. Which
HERE'S OUR TOP 3 MOST POPULAR CHINESE DATING APPS. International. Many foreigners use this app in and out of China, which means you can meet a variety of people. Interest-based. There you have it, these are the main Chinese Dating Apps used In the mainland China today.
5/31/2017 · There are loads of dating apps in the world, but what if you just want to make new friends? 10 Great Apps for Meeting New Friends. By Jennifer Allen | May 31, Bumble might be most famous
9/30/2016 · In this era of technological advancement, there are numerous messaging apps that subscribers can choose from. The messaging apps are used for chatting purposes. They make communication easy with
This chart shows the Most Downloaded Dating Apps by Country. Millions of people use dating apps to overcome social barriers, busy schedules and shyness in their hunt for "the one".Many have found themselves empowered but others tell of despair and, in extreme cases, threats of blackmail.
10/19/2017 · Having been there, done that, I decided to do a quick poll of my foreign friends to find out what apps or sites worked best for them and what didn't. So, here it is, our round-up of the 10 most used dating apps in Japan, rated out of five by a group of 15 international women who have used them. It's up to you whether to swipe right or left! 1.
11/7/2014 · Support The Guardian Available for everyone, funded by readers switch to the International edition current edition: US edition News 10 dating apps to get your love life back on track
Now, this is considered as one of the most prominent online dating sites, as proven by the positive feedbacks from majority of its users. One of its best features is the Zoosk Scientific Matchmaking Service, making it easy to be connected to other members. The app can also be used as a virtual currency, which can be used for buying electronic
The top 10 international dating sites that has enable millions of singles to find lasting relationships are : 1. PerfectMatch.com PerfectMatch.com is the best and most popular dating site on the internet having more than 20 million members worldwide with more than 10,000 new members signing up daily .
5/20/2019 · It's an international dating project, so you can use it while travel the world Users choose Mint, as it's one of the easiest, most sophisticated dating apps and web sites We love what we do, and so will you  HOW MINT WORKS: → Sign in once with Facebook to verify yourself (we NEVER post to your Facebook Timeline!)


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This angers me 6 comments
guest · 37 weeks ago
*gasp* Kate's brother is the founder of my favourite comedy group LoadingReadyRun! What a nice coincidence.
Hold up 18 comments
guest · 37 weeks ago
Doesn't matter what your opinion of gender is. We can all agree that pedophilia is evil.6


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Here you find the current versions of the papers presented at the POEM 2012 conference. All participants are encouraged to read all papers before they are presented.
Instruction and Construction: Integrating Both Processes to Promote Quality Early Mathematics Education
A dance of instruction with construction in mathematics education
The Roots of Mathematising in Young Children
The first Discernment into the NMT-Family (Interactional Niche in the development of mathematical thinking in familial situations)
Developing Critical Thinking Skill in Mathematics Education
Identifying quantities of representations - Children using structures to compose collections from parts or decompose col- lections into parts
What kind of challenges do teacher students encounter with respect to kindergarten mathematics? -‐A pilot study of exam papers.
"I have a little job for you" – Educators are designing mathematical problems with kindergarten children – Reconstruction of folk pedagogy in interaction processes
Children's engagement with mathematics in kindergarten mediated by the use of digital tools
Professionalization of Early Childhood Educators with a Focus on Natural Learning Situations and Individual Development of Mathematical Competencies: Results from an Evaluation Study
Reconstruction of conjunctive realms of experiences in early learning processes
The Interplay Between Gesture and Speech – Second Graders Solve Mathematical Problems
Nice text by problem posing – two samples with many challenges
The Relationship between cultural Expectation and the local Realization of a Mathematics learning Environment
Early maths with multi-touch – an activity-theoretic approach
How one preschool teacher recognises mathematical teaching moments
Development of Geometric Competencies – Children's Conception of Geometric Shapes in England and Germany
The elements of mathematical creativity and the function of the attachment style in early childhood
Early enhancement of kindergarten children potentially at risk in learning school mathematics – Design and findings of an intervention study
It is quite confusing isn't it?
Preschool children's performance and self-efficacy on mathematical and non-mathematical tasks
Preschool teachers' knowledge and self-efficacy regarding counting and enumerating tasks
Conceptualizing preschool teachers' knowledge and self-efficacy for teaching mathematics: The CAMTE framework
Mathematical Situations Of Play And Explorations As An Empirical Research Instrument
Play-based mathematics in kindergarten. Microgenetic video analyses of children's mathematical behaviour while playing board games in small groups


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Is it Direct Scoring (where the numerical score is directly determined by the actions of the competitors ie soccer/football, American football, tennis, racing), Judged Scoring (where judges decide a score based on the performance ) or Win/Lose (where winning is based on a non-numerical basis ie some martial arts)?
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Is there physical contact between competitors?
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Are there physical requirements to be able to play?
Are there variations of the sport, including for disabled people?


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Essay on Marketing Report
This report is to identify how Nyal Dry Cough uses the marketing mix to influence the purchase decisions made by consumers. The marketing mix consists of the 4 Ps, product, place, price and promotion. It analyses the brand positioning, this is described as the place the brand occupies in the mind of a buyer. Also this report compares the consistency of the marketing mix internally with the brand positioning.
This report refers to a single purchase, and my own experiences with Nyal Dry Cough, bought from Coles on Glenhuntly road in Elsternwick on the 8/8/2015.
2.1 The product and the product category
I chose the product Nyal Dry Cough. It is in the product category Medicine, the sub category is Cold …show more content…
The product was located on the bottom shelf in the middle of all the cough syrups, half way down the isle, under the medicine banner. I believe the product display would influence the customers purchase decisions as they are looking to buy specific product for a certain reason, and this product is easy to find and readily available.
2.2.3 Price
Nyal Dry Cough is priced at $8.50 from Coles in Elsternwick. The cough syrup prices ranged between $6 and $17 for competitive brands, and at the competitors store Woolworths in Caulfield south, the price was consistent at $8.50, this demonstrated that the product is always at the lower end of the price range. I believe the price is influential on the purchase decisions. In my opinion the same type of cough syrup will have the same impact on the symptoms and therefor I will always buy the cheapest one for the type cough I am experiencing.
2.2.4 Promotion
In Coles there were no price discounts or special offers presented for Nyal Dry Cough. This product is consistently advertised on TV as well as bulletin boards and magazines. Due to Nyal being one of the cheaper brands, I think price has a large influence on consumer's decisions. Even without being discounted it


text: Hi Gabriel, sorry for the late reply. Replying to your original mail as I already had written half the mail a few days ago. Gabriel F. T. Gomes wrote: > >> I cloned the package repository and I understood how syncing with > >> upstream was designed (very clever, imo). > > > >Nice! Didn't look that deep into the package. > > At the time I sent my first email, I was unaware of the existence of > git-buildpackage. It turned out that bash-completion is maintained > with it, so that's where the clever syncing with upstream comes from. Ah, ok. :-) > (As a side not, I'm glad I learned about it, because it helped me in > the other packaging I am working on (pragha). I converted it to > git-builbpackage) Good! :-) > >Yes, but IMHO it's definitely a good thing to synchronise these bug > >reports (well, those which are still valid) to Github or the Debian > >Bug Tracking system — especially since Alioth is going away towards > >end of this year. > >[...] > >Not sure if it might be a good idea to make a dump or copy of all > >these bug reports as I don't expect them to be preserved when Alioth > >is decommissioned. > > I saved the results of your search filter as a CSV, so that I have more > time to work on it. Should that be enough? I hope so. Definitely better than nothing. > I'm keeping my work on a personal git server [1], but as I mentioned in > the RFS for pragha [2], I don't think that's a good place to keep these > files in the long term, because I do not fully trust myself as a > sysadmin. Should suffice for the moment. It's probably best to wait until Debian's Alioth replacement is available. > After I upgraded bash-completion to newer upstream releases, I got some > conflicts during the installation of the package. For instance, it > complained about the existence of the completion file for adb: > > dpkg: error processing archive /home/gftg/debian/bash-completion/bash-completion_2.7-1_all.deb (--install): > trying to overwrite '/usr/share/bash-completion/completions/adb', which is also in package adb 1:7.0.0+r33-2 > > I know that bts (from packages devscripts) and mount/umount (from > package mount) have the same problem, because I locally removed them > from bash-completion (just to test). > > However, I don't know what to do about it. There should be certainly > more files that collide this way, but I only saw these in my computer, > because I have few packages installed. This is a very common issue with bash-completion and zsh-common (where zsh's default completions live), but it's also unique to those two packages. Background: Some projects maintain shell completions rather well, others don't, but the team maintaining the completions does maintain them. If new completions are added to bash-completions, it's often a sign that the project they're for, doesn't really maintain them. So you should compare the conflicting files: Which are more uptodate, which have more precise completion. If it's the one in the project's package, just don't ship the one in bash-completion and it's good. If the newly appeared file in bash-completion is clearly the better, you should maybe not ship it now, but file a bug report against the other package to exclude it, and if that's done, add in your next upload Breaks + Replaces headers against the last version of the package which still contained the conflicting file. Regards, Axel -- ,''`. | Axel Beckert <email@example.com>, https://people.debian.org/~abe/ : :' : | Debian Developer, ftp.ch.debian.org Admin `. `' | 4096R: 2517 B724 C5F6 CA99 5329 6E61 2FF9 CD59 6126 16B5 `- | 1024D: F067 EA27 26B9 C3FC 1486 202E C09E 1D89 9593 0EDE


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FitnessMagazine.com is a free membership website which provides a great range of exercise information, videos, recipes, and general advice for staying healthy and losing weight. There's plenty to explore, with much of the content focused on specific areas of mental and physical fitness. You can also find information for particular dietary requirements, plus explore recipes which apply to specific diet plans. We were really...
If you dislike cooking, abhor making food choices, or simply want low-calorie options shipped to your door, Nutrisystem might slot into your life. But it can get expensive, and food selection and flavor are hit-or-miss. Mostly miss. "It's enough substance to call it a meal, but the texture of every ingredient was lacking," our tester reported without enthusiasm.
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Simply putting your focus on eating fewer calories than you burn is a losing strategy, because this oversimplified numerical approach treats all calories as equal — which they are not, says David Ludwig, MD, PhD, a Harvard Medical School professor and internationally respected obesity researcher. It's not so much the quantity of calories we eat that drives weight gain and loss, he asserts, but rather the nature and quality of those calories.
"Anytime you're stressed, you probably go for food," Dr. Seltzer says. (Have we met?!) That's because cortisol, the stress hormone, stokes your appetite for sugary, fatty foods. No wonder it's associated with higher body weight, according to a 2007 Obesity study that quantified chronic stress exposure by looking at cortisol concentrations in more than 2,000 adults' hair.
The Google team looked at all their search data for 2016 to see what emerged as the top diet trends, and this buzzy acronym diet secured the top spot. Unlike most diets, it swaps counting calories for focusing on insulin levels — a measurement of your blood sugar that nutritionists love to zoom in on when evaluating a food's health merits — to ensure steady, lasting weight loss.
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The size of your plates and bowls may also have a lot to do with portion control. If you have large dinner plates, the temptation is there to fill them up. Try dining from a side plate instead, and eat slowly so your body has a chance to register that you're no longer hungry. Measuring cups are also useful. If you want a snack, allow yourself half a cup. Measure it into a bowl and don't refill. It's a lot easier to manage portions when you measure them.
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Firstly, your breakfast should be healthy. Grabbing a high-calorie sugar-smothered coffee drink or a couple of donuts won't do anything for maintaining your body mass and will probably send you back in the other direction. Focus on sources of proteins, vitamins, and minerals. The purpose of eating a good breakfast is to provide your body with the fuel it needs to get through the day and to prevent you from experiencing cravings later in the morning before lunch.
The best diet for losing weight is Weight Watchers, according to the experts who rated the diets below for U.S. News. Volumetrics came in second, and Jenny Craig and the vegan diet were third on this overall weight loss ranking list, which takes into account short-term and long-term weight loss scores. Some other diets performed as well or better in our rankings for enabling fast weight loss, but long-term weight loss is more important for your health.