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Greenfield bartender arrested after drunk driver causes fatal crash
GREENFIELD, Ind. — A Greenfield bartender is facing charges after prosecutors say he served intoxicated customers who ended up dying in a crash.
A small roadside memorial marks the spot where state police say an intoxicated driver lost control and crash in Hancock County. The driver, Scott Wynn, and a passenger, Mitchell Wadley, were both killed.
Investigators say alcohol was a leading cause of the crash.
"This tragic accident was definitely avoidable," said Indiana State Excise Police Corp. Heather Lynch.
Prosecutors believe the victims came to Ro's Bar and Grill in Greenfield before the crash and were served several rounds of drinks by the same bartender even after the men showed signs of severe intoxication. Excise police say that is against the law.
"Indiana state law requires that alcoholic beverage establishments and servers do not serve patrons who are visibly intoxicated," said Lynch.
This week, the bartender who served the drinks, Anthony Helsley, was arrested at work and now faces two counts of selling alcoholic beverages to intoxicated persons.
As for the bar itself, the owner is facing several citations, particularly because prosecutors claim Helsley never completed a training program required by state law.
Excise police say the message from the case and their overall mission is simple.
"The goal is to ensure public safety," said Lynch.
Employees at the bar were not able to comment on the case.
The Hancock County Prosecutor's Office will handle the misdemeanor charges against the bartender.


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A substantial and urgently needed shift is underway, also within our work field, from new build to renovation. The enormous current stock of property is forcing us to look in a strategic and inventive way for what often turn out to be surprising possibilities for reusing existing buildings. We see it as our task to discover and lay bare these opportunities, which are often concealed at first sight. To do this, we go to work analytically and investigate technical, functional, spatial and aesthetic components in relation to the question in hand. Sometimes it emerges that the location and the requirement both offer opportunities, but are not an optimal match together. In that case, we will take a critical stance and not just accept the situation. Our extensive network makes it possible for us to look further, particularly in a situation such as this. Bringing together the right parties is something we consider as an important part of our work. The key words are value creation. In some buildings, this value is already present in principle (monuments, industrial heritage). We especially enjoy the challenge of upgrading the segment of existing property where this value is not obviously present.
One example of this type of revitalization is the Dutch HealthTec Academy project, where an existing commercial building in Overvecht business park in Utrecht was transformed into an energetic school location.
In 2011, JHK Architecten received the VGME Award for the Dutch HealthTec Academy. The award was given to the most appealing redevelopment of a piece of property. 'The DHTA is the best revitalization project of the last decade', according to the VGME.

subset: commoncrawl


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Altig Orlovic Agencies with American Income Life
This is GA Mark Neilson's FIFTH consecutive week as the #1 GA in AO! He is joined on the AIL Leader Board this week by GA Michael Clements.
#4 Mark Neilson from Santa Rosa – $35,377 1st 6 Mo. Net
#8 Michael Clements from Toronto – $18,602 1st 6 Mo. Net


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Oh no Aiko, have you been a bad girl?
Cute Internet dog Aiko (is there any other kind?) has been accused of eating all the cheese and by the looks of it, we think she did it.
In a Youtube video uploaded by user (and we assume owner) chelseaovering, we see Aiko get accused of eating all the cheese after seeing scraps of silver foil on the carpet.
And while Aiko could have just run away, she has the most priceless reaction instead.
Watch the video above and don't worry Aiko, we would forgive you!
Also on HuffPost


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Passed from SMAN 70 Bulungan Jakarta, then took The Economics science Majoring in Accounting at
STIE PERBANAS, Kuningan Jakarta.
now, I work at PT RISJADSON PERKASA, Menara Batavia 30th Floor on Jl. KH Mas Mansyur, Jakarta.
Phone :
Home : (021) 722-5049 Office : (021) 572-2470 ext. 129
After all you read, Thank you very much..!
then you better see my own Home Page at all. There are some pictures of my daily past below.


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Sorry for being so absent for a while. I managed to keep up with DA for over a year and then let it go in a month.
Apologies, but I haven't been idle. This wasn't down time. I've been working on the comics and getting stuff ready for print as well as a couple of requests (still coming, I promise!) But all this has lead to something actually happening.
Twisted Mirrors
The sequel comic, Twisted Mirrors: Rift, will update every weekday next week then resume normal weekly updates the following Monday.
There's probably not going to be a lot about the beginning that will be all that striking - if I had the patience I would wait and post the prologue and the entire first chapter all together because I feel like it that's the setup stuff - ...but let's be real, I don't have the patience.
Thus I hope you'll bear with me and enjoy some of the first few pages.
I hope to see you there Monday!
Thank you for all your support!
Twisted Mirrors: Rift by dragonsong12Watch
©2017-2019 dragonsong12
YEAAAAHHH Oh man. This is already so intriguing, how clearly different things are socially just with the two characters you've shown in only a few pages. I'm very excited to see what a post world is gonna look like, what will be new and what is still intact from before..
Haha, well I needed to give you guys somewhat of a taste early on - partially to get the tone set - but partially because we're going to spend the first couple of chapters out in the country side where the state of the world doesn't really show very well. (this is largely why I wished I had the strength to wait until those parts were finished to begin posting...but I am impatient. )
It won't be until the story moves to the city that the real effect on the culture will be known.
It won't be until the story moves to the city that the real effect on the culture will be known.


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Did you know that your Internet Explorer is out of date?To get the best possible experience using our website we recommend that you upgrade to a newer version or download another web browser.
A list of the most popular web browsers can be found below. Just click on the icons to get to the download page.
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Your browser will need to close to complete the installation and you will need to manually reload the site when finished
Life Science
+353 1 5079256
Connect with me on
Hospital Specialist (Clinical)
|2-3 Years
|Job Type:
|Not Disclosed
Our client is at the forefront of supplying and supporting diagnostic and measurement equipment in Ireland and the UK with specific focus on Respiratory, ICU, Coronary Care, Theatre, Emergency Dept, Maternity and Medical Training. This division specialises in the supply of medical equipment to Public and Private Hospitals as well as primary care providers. This equipment ranges from Defibrillators, Ventilators, training and Simulation products, to AEDs, training devices and primary care/GP medical supplies. They are seeking a strong Clinical Sales Specialist who will achieve sales and growth objectives in the area of medical devices that include defibrillators and ventilators for resuscitation, emergency and high dependency care, ventilation, and clinical simulation and training products. This position will drive sales within Leinster and the ideal candidate will live on the territory.
• Development of sales opportunities in the following areas: Hospitals, Primary Care, Education within medical and nursing schools, Emergency Services & Business to Business.
• Develop relationships with key customers into lasting business partnerships including Consultants, GP Principles, NCHDs, Resuscitation Officers, Nursing & Medical staff up to Medical Directors & DONs and Biomedical Engineers.
• Business planning and implementation throughout area of responsibility. Development of new business opportunities and determination of new client & market potential.
• Assist customers with clinical, technical & commercial enquires.
• Liaise with internal sales co-ordinators on a day to day basis.
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• Provide feedback on customers, promotional programs and environmental changes and provide ideas to improve product and company performance in the market place.
• Implementation of new product launches and other corporate activities within area of responsibility.
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• 3+ year experience in a medical device sales role within the Irish healthcare market.
• Nursing qualification with experience of acute care specifically patients requiring ventilatory support although not a pre-requisite would be a distinct advantage
• Excellent planning and organisation skills
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• Full driver's license
If you would like further Information you can contact the recruiter directly:
Karen Shiel | Tel: +353 (0) 1 5079256


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Hi friends,
I am back after delay of few days; yesterday I have posted information about SMS Service on our Facebook page through which you can get updates about themes and other stuffs on your phone without any cost.
However, this is Spark Cubes Theme for Samsung Galaxy, Galaxy Star, Google Nexus, Q-Mobile, Huawei, Sony Xperia, Motorola, HTC and Other Android devices. In this theme I have used Hexagonal icons which are in different colors and styles. This theme is in pink colors combination and it is already online for Nokia 128×160 devices. I hope you all will enjoy this theme.
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Commodites Price Predictions Based on Genetic Algorithms: Returns up to 25.65% in 3 Months
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|[Comment:This book looks at recipes for not just dairy allergic people but also wheat allergic. ]
|[Comment:This is the latest edition of Rita Greers book on allergy free cooking. Excellent and worth having round the house. .]
|[ Comment: The book looks at a dairy free diet to help you lose weight and boost your health. There are 30 recipes and the book explains how to test yourself for a dairy intolerance.]
|[Comment:Over 100 recipes that will appeal to children. Each recipe can be modified to fit the dietary needs of your child and the book contains information on how to find the ingredients in your local supermarket. ]
|[Comment: Although a vegetarian book the dairy free recipes are excellent and the book is worth adding to your collection]
|[Comment:This book is packed with recipes for those who need a dairy free diet. ]
|[Comment:This is a well researched book. Beth Kidder does not substitute soy or nut milks for cow's milk but has produced a range of recipes that are full of flavour and well worth trying. .]
|[Comment: This book is part of a new series called Great Healthy Food. Lucy Knox is a cookery editor who became lactose intolerant after a case of food poisoning. The books are written to expand your tastes and cuisine rather than concentrate on restricted diets. ]
|[ Comment:Over 100 contemporary recipes made without lactose ]
|[Comment:Louis Lanza is the co-owner and chef of several New York City restaurants. One is Josie's which specialises in organic non dairy meals. This book is full of recipes from the restaurant. This book is excellent]
|[ Comment: Over 400 gluten and dairy free recipesaimed especially at autisic children but covering children allergic to wheat and dairy. There is also advice on travelling with a food allergic child.]
|[Comment:A great book, American information but great recipes and easy to follow. Plenty of information and a short personal history of why the book was produced. ]
|[Comment:This unusual vegetarian cookbook has its emphasis on nonfat, healthy dishes using no diary. You might expect a dull selection; but the tastes and flavours are great, making use of spices and herbs to compensate for anything which might be missed by removing the fat and dairy products. ]
|[Comment:Part of the Kitchen Doctor series over 50 recipes for the dairy allergy sufferer. ]
|[Comment:This hard to get book is excellent for information on all aspects of Lactose Intolerance. ]
|[Comment: Technically this book should be in the Vegan section but is dairy free so ends up here. Great range of recipes that are easy to make and taste great.]
The Everyday dairy-free
By Miller Rogers and Emily White
Publishing Information: Grub Street, 2001
|[Comment:Part of the Everyday series. The book contains 200 recipes for family meals and a special section for catering for children. The book also explains about Lactose Intolerance and where to go for help and advice. ]
Dairy Free Diet: The Dairy Free Cookbook Reference for Dairy Free Recipes
By Carla Sanborn
Publishing Information: CreateSpace Independent Publishing Platform, 2013
Gluten, wheat and dairy-free cookbook
By Antoinette Savill
Publishing Information: HarperCollins, 2000
|[Comment:Once again another excellent book by Antoinette Savill. With over 200 recipes ranging from snacks to dinner party menus this book will help make meals for wheat, gluten and milk allergy sufferers. ]
Learn to Cook Wheat, Gluten and Dairy Free: 100
Step-by-step Recipes
By Antoinette Savill
Publishing Information: Grub Street, 2009
Cooking without milk: milk-free and lactose-free recipes
By Florence Schroeder
Publishing Information: Cumberland House Publishing, 2002
|[Comment:A commonsense book for people who are milk allergies or are lactose intolerant. Over 550 recipes and full of useful information. ]
The Complete Idiot's Guide to Dairy-Free Eating
By Scott H. Sicherer
Publishing Information: Alpha Books, 2009
Table for two: meat and dairy free recipes for two
By Joanne Stepaniak
Publishing Information: Book Publishing Co., 1996
The ultimate uncheese cookbook: revised edition
By Joanne Stepaniak
Publishing Information: Book Publishing Co., 2003
|[Comment:The new edition of the Uncheese cookbook ]
|[Comment:This is one of Americas most popular milk free cookbooks Sheri has put together a range of recipes that are easy to cook. She has also included information about Lactose Intolerance and some anecdotes and personal experiences. One for the collection. ]. Visit Sheri's site on The Lactose free lady
I'm Hungry: Easy Family Recipes Free From Milk, Egg, Soya, Wheat, Gluten
By Tanya Wright - Kindle Edition
Publishing Information: Kindle Edition, 2012
Dairy-free cookbook
By Jane Zukin
Publishing Information: Prima Pub.,1998
|[Comment: At last the new edition of Jane's book is out. Once again Jane has produced an excellent cookery book that is well worth buying. The book is full of useful information about sources of calcium and other essential minerals for the Lactose Intolerant and also information which is useful for the parents of LI children. The recipes are excellent and cover everything from starters to desserts. For more information about the book try the publisher's site. ]
This page was last updated Monday, 05-Jan-2015 17:47:06 EST


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The Havanese is a small breed named after Cuba's capital. It has its origin in Tenerife Bichon's breed and became the emblem of Cuba. It was the favorite breed of aristocrats and became very spoiled, being named the "silk dog".
The Havanese has a height of 22-29 cm, a weight up to 6 kg and a life expectancy of about 15 years. It is a sturdy dog, with strong legs, dark eyes, black lips and nose, long tail carried up over the back and silky wavy to curly coat. It has double coat with soft hair on outer coat and undercoat, colored in cream, gold, white, silver, blue and black or multicolored.
It has a springy gait that shows its happy temperament, it is active, playful, affectionate, sociable, intelligent, responsive, cheerful, gentle, curious and sometimes noisy.
Havanese is easy to train if it is treated gently and can learn tricks quickly. Generally, it listen to commands. It is sensitive to the tone of voice and does not respond to harsh training methods. Also, it does not respond well to training if it senses that its trainer is weaker than it. Trainer should be calm with a natural authority behavior. It is very attached to its owner and tends to be very curious and to notice everything that happens which makes it a reliable watch dog. Early socialization and a proper training make it confident and stronger, as it tends to become shy around strangers.
Havanese can adapt to any environment, including apartment living as it is active indoors.
You can keep its coat clipped short for easier maintenance. Dead hair can be removed by brushing, as it is little to no shedding. Clip the feet to look round and brush its coat regularly to avoid tangles and to remove dirt. If you apply for corded coats, pay attention to maintain its coat properly. Its lacrimal glands weep a lot, so clean its eyes frequently. Also, clean its ears regularly to avoid infections and brush its teeth weekly to prevent dental problems.
Havanese needs to be exercised daily to be in good shape. Daily walks or play sessions are very good methods to keep it fit.
Feed it with quality food in order to ensure its nutritional needs and check its teeth regularly to prevent dental issues.
Generally, Havanese is a healthy breed if it is well cared. It is prone to diseases such progressive retinal atrophy, poodle eye, juvenile heritable cataracts, Chondrodysplasia, congenital deafness, patellar luxation, Leg-Calve Perthes Disease, liver, heart or kidney issues, Sebaceous Adentis, seizures and dry skin.
Did this amazing breed fascinate you? Take a look at our Havanese puppies for sale and choose the one that suits you. You'll be surprised by its playfulness and loveliness. Lone Star Pups sells Havanese puppies in Dallas, Houston, Austin, Waco, Killeen and Shreveport, Louisiana.


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April 11th, 2019. Living Room, Modern Contemporary Living Rooms.
In today's modern world of architecture, there have been many living room designs that have been used by all kinds of homes. Because of these various living room designs, it is encouraged to try newer and newer designs for your living room. You have truly come to the right site! This will show you not only designs of living rooms, but modern contemporary living rooms. These entire modern contemporary living rooms present a stylish edge which is definitely attractive to look at. There are obviously going to be different designs and arrangements. They also present different color schemes to suit your trend. Additionally, everything in these modern contemporary living rooms has been selected to produce a happy, warm living environment. You want a comfy and cosy style with that contemporary flair. White, glass, light, the three main elements of any modern room. Glass doors, glass worktops, glass bowls. Bright lights from the ceiling, light bulbs without shades, a fresh lick of white paint. You can apply these to any L-shaped layout, U-shaped layout, or any! Create an inviting place perfect for resting in, for having friends over, but most importantly, for having your 'you' time. You want to create a nice warm atmosphere in your living room as it will not only be you who will be using the space. Use your creativity and let your modern flair shine through in the perfect contemporary living room design.
Modern Neutral Living Room Decor IdeasCity Loft Modern Contemporary Living Room
There are 16 high resolution pictures again to check, so do not miss to see Outstanding images all in Modern Contemporary Living Rooms article galleries for your next inspiration by clicking the thumbnail below.
About author
Belicia Azura, yeah that is the name of author for this post "Modern Contemporary Living Rooms". You can check to Belicia Azura author page to know more.
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text:
Holy Cross, Mount of the Climber's Log
CODave - Dec 30, 2005 12:28 pmRoute Climbed: North Ridge Date Climbed: September 25, 2005
Beautiful day on Holy Cross, only saw a few people for a weekend.
Big Skies 808 - Nov 19, 2005 7:22 pmRoute Climbed: North Ridge Date Climbed: July 2004
My first fourteener!! I was so pumped to get to the top and the view stole my heart. It began my 14er quest that I still embark on and my addiction to being as high as I can be. We came up cross creek from lower down on Tigiwon, bushwacking up to East Cross. It was very cool.
indianhillsted - Oct 28, 2005 5:38 pmRoute Climbed: Halo/North Ridge Route Date Climbed: July 2002
LOOOONNG Day. Spent Friday night along the Halo ridge trail. After summiting decided it was too rough to descend. Took the long way back to the trailhead and bushwhacked the last two miles back to our tent. Finished close to 9:00pm. Next time I will sleep in the Notch Mountain Shelter (don't forget water) and summit the next day. Great, LONG route.
iceisnice - Oct 3, 2005 10:27 pmRoute Climbed: Cross Couloir Date Climbed: June '04
Pretty simple couloir climb. No problems with the cornice at the top.
adwilson - Sep 22, 2005 3:48 pmRoute Climbed: Holy Cross Coulior Date Climbed: July 3rd, 2004
A little late in the day the snow was a bit soft.
Woodie Hopper - Aug 25, 2005 9:13 amRoute Climbed: Standard Date Climbed: 7/31/05
Long hike, return over half moon pass not as bad as many say as long as you are in shape.
John_Sandlian - Aug 20, 2005 7:45 pmRoute Climbed: North Ridge Date Climbed: July 9, 2005
We hiked all through the night which made for a faster summit. Got to the summit around 5am, and had an hour to rest and enjoy the awesome view plus the sunrise around 6 am was...outstanding. It was my first 14'r. Thanks Trev.
dp - Aug 18, 2005 10:04 pmRoute Climbed: north ridge Date Climbed: august 18,2005
A long day (4:10 up, 3:30 down), but a spectacular climb with a stunning summit. I must not be nearly as fit as gurlyclimber ;) - I found that 1000vert ft ascent at the end exhausting. I'm definitely planning on one (or both) of the couloirs next year.
cftbq - Aug 13, 2005 12:40 amRoute Climbed: North Ridge Date Climbed: 12 August, 2005
Left the TH just before sunrise, 5:50 MDT. 4 hrs, 1 min. to the summit, travelling very light. Mild, sunny weather and great views, especially of the Elk Range 14ers. Failing to trim my toenails sufficiently the night before made the trip down take just as long as the trip up--live and learn! But I had the summit all to myself for 15 minutes. A beautiful hike and a challenging climb.
sbkelley - Aug 10, 2005 4:27 pmRoute Climbed: North Ridge Date Climbed: August 2005
Most beautiful climb in the Sawatch by far. I was really impressed not only by the scenery, but by how steep this one was. Cool clouds and fog added to the fun.
Trevor Simmons - Jul 17, 2005 8:54 pmRoute Climbed: North Ridge Date Climbed: July 9, 2005
Great climb!! Started at 12:00 AM and summitted just before 5:00 AM. We waited around on the summit until about 6:00 so we could se the sunrise. I climbed with Dylan Wann, Alex Wann, and John Sandlain.
Foxy Long Bottoms - Jul 17, 2005 8:05 pmRoute Climbed: North Ridge Date Climbed: My Birthday
What a beautiful place. The hike was fantastic. We started from the main lot and finished the same day. In spite of what poeple say, the uphill on the hike out is not that bad. The summit was quiet. We arrived at the top at 8:00 am. There was no wind whatsoever and nothing but sun. Out of the 23 14ers that I have done, this summit was the most peaceful. As we were descending, the hordes were heading up. 2 hikers were missing while I was up there. I hope they were found. Beautiful peak and HOLY COW!! I've never seen so many hot men on a peak in my life. Between the beautiful scenery, both men and natural, my sense of sight was completely overloaded.
CWFry - Jul 15, 2005 6:05 pmRoute Climbed: Halo with descent via North Ridge Date Climbed: July 2003
Very long day. This is one of the most beautiful 14er's I've hiked. Recommend the Halo Ridge, as you're very high for a long time with a beautiful emerald lake a couple thousand vertical below you. Similar to Longs in that respect. It's less technically challenging, but also gruelling because of the distance and the additional 1000 ft. ascent toward the end of the day if you return via the N. Ridge route.
Genghis Climber - Jul 15, 2005 12:29 amRoute Climbed: Holy Cross Couloir Date Climbed: July 3, 2005
Unfortunately I didn't make it to the summit this time but I will be back. After the grueling approach I got to the mouth of the Couloir before being hit be a loose rock falling and hitting me in my shoulder. The injury wasn't severe but it was my ice axe arm and I didn't want to climb with a bad self-arrest shoulder, so I turned around.
doumall - Jul 13, 2005 3:24 pmRoute Climbed: North Ridge with descent of Halo Ridge Date Climbed: September 18, 2004
37th 14er!
jake2m - Jul 10, 2005 9:57 pmRoute Climbed: North Ridge Date Climbed: 07/09/05
Hiked solo from the Halfmoon trailhead. Very Nice hike and great weather till I got back down to the treeline - rained for a bit but cleared back up for the hike back up and over halfmoon pass. 6:45 car to car
DylanWann - Jul 10, 2005 4:58 pmRoute Climbed: North Ridge route Date Climbed: July 9, 2005
What a sweet climb! I climbed it with my bro, Alex Wann, and Trevor Simmons. We started climbing at midnight and summited just in time for the most beautiful sunrise I've ever seen--it was well worth the climb in the dark. It was an awesome bonus to a total wild-man adventure!
Alex Wann - Jul 9, 2005 9:20 pmRoute Climbed: North Ridge Route Date Climbed: July 9, 2005
I loved this climb and must say that it now resides on the top of my favorites list! We started at 12:00am and summited at 5am, putting us in front row seats of the prettiest sunrise I have ever seen. This was also my first view of the vast mountains of the wild and rugged Colorado wilderness from a 14,000ft summit. I enjoyed the company of wild men John Sandlian, Trevor Simmons, and brother Dylan. I am hooked and may never go back to a normal life.
Nathan - Jul 6, 2005 12:19 amRoute Climbed: Cross Couloir Date Climbed: July 1, 2005
This is a stunning area, and the cross is a great climb. I wish my camera hadn't broken during that stunning sunset over the Gores the night before the climb...
jhansen007 - Jun 26, 2005 2:11 pmRoute Climbed: Cross Couloir, descent via North Ridge Date Climbed: June 25, 2005
After a crazy night of little sleep (forgetting my thermarest at home, trying to find the climbers trail to lake Patricia around midnight, getting caught in a nasty thunderstorm, losing a member of our party who had the tent, and sleeping under a big rock) I was planning on foregoing our plans to climb the cross couloir. In the late morning, I climbed up towards the Bowl of Tears in search of our missing friend. When I saw his tracks leading up the Cross Couloir and the morning clouds burned off, I got sucked in. I didn't start up the couloir til about 10:30am and the snow was very soft. There were huge steps kicked in the snow from people ahead of me and the climb seemed pretty easy because of this (still tiring of course). Had I ever started to slide, I'm sure my ice ax would have done little good given the softness of snow (its pretty steep at the top). Summited around noon and descended via the North Ridge and dropped down into the Patricia basin to get my gear from our bivy spot. Turned out to be an awesome day weather wise ... just a few sprinkles around 4pm. Very fun snow climb.


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The world in 2027
The world in 2027 - virtual assistants will be a key part of our lives, retail 100% online, blockchain the new kid on the block will have grown up
Back in 2001 a book called "The Future of Wireless Communications" predicted the following technology developments by 2020:
■ A personal communicator that would book flights & allow you to check in at airports
■ A personalised news feed delivered to your communicator
■ A robot that mows the grass
■ A function allowing you to pre-order your coffee &then direct you to its location
Those predictions look pretty accurate. The author, William Webb, has just published his vision of how the world will look in 10 years:
■ Virtual assistants like Siri or Alexa will play bigger roles in our lives
■ AI will have become extremely good at specific tasks
■ Facial-recognition technology replaces security staff
■ Retailing will be almost entirely online
At the Hamburg Aviation Conference -thinkfuture 2018 we will deal with all of those key technologies, reviewing use cases, what to focus on and how to transform.
Check out BBC Tech Tent for the full article referred to here:
Tech Tent: Will AI and Blockchain be game-changers?
NB: The picture of this post is part of a slide deck which was used in a joint presentation by Antonio Vella, Head of Digital at Air Malta, and Lewis Holland, Founder and CEO of the start up DiscountIF at this year's Hamburg Aviation Conference


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Peter Rich's greatest contribution to African architecture has been through his seminal research into African concepts of space-making in sub Saharan Africa. He has successfully applied this knowledge in his Architectural practice Peter Rich Architect's, in improving the quality of life of African communities.
By telling the stories of both living and past cultures through Cultural Heritage projects, Peter Rich Architects has embarked on communicating the genius of Africa to the World.
Peter was relatively unknown in Europe before winning the World Building of the Year at the World Architecture Festival held in Barcelona in 2009 for the Mapungubwe Interpretation Centre. Recent projects include Thematic Master Planning for Aksum, Ethiopia (the oldest sub Saharan city dating approximately 3,500 years old) and the Laetoli African Footprint Museum in Tanzania (A museum showcasing our origins 3,6 million year old hominid footprints).
He co-founded the Kigali, Rwanda based practice Light Earth Design (LED) in 2012, in order to lead the development of local African building industries through the application of appropriate building technologies. His African space making research contributed to LED developing best practice solutions in high-density urban environments for first generation urban dwellers.
Peter Rich lectures and teaches both in Africa and across the World. He is the Director of International Master Classes which researching Housing and Public buildings that contributes to improving the lives of African communities.
His contribution to African and World Architecture, has recently been honoured by the following Architecture Institutions:
International Fellow of the Royal institute of British architects (Int. FRIBA) 2015
Honorary Fellow of the American Institute of Architects (Hon. FAIA) 2012
South African Institute of Architects (SAIA) Gold Medal 2012


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What makes a good book cover?
First and foremost, the cover is a sales tool. In a flash, it must convey enough information to grab potential readers. An appealing cover communicates the book's genre as well as the age and gender of its readership. Is it a laugh-out-loud coming-of-age story? Or a dark cyberpunk fantasy? The artwork must be harmonious with the type font and size and needs to be unique but not out in left field. A well-designed cover conveys a broad concept rather than fine details. It must be legible even when viewed as an Amazon thumbnail.
My publisher supplied me with several options. I quickly learned that asking the opinions of friends merely complicated the issue. Their opinions were scattered all over the map.
Ultimately, the two covers below didn't make the cut.


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Sometimes things happen that make me feel so alone in the world.
I turned on Netflix and on their homepage had the three episodes of both "The Lord of the Rings" and "The Hobbit".
Sometime back, like 2014 or so, the theatre that we attend, they had all three of "The Hobbits" playing for the premier of the last movie. We were so excited that we bought passes and for about 7 hours – with a few breaks – we were transformed back to age of hobbits. We had so much fun.
These are the times I miss him most. And overhearing Dan make plans to fly out to visit his daughter and son and his aunt and uncle, there is no mention of solace to the man who had been his father for 22 years. Not a fucking word.
Which leads me to believe that I am ALL ALONE in this world. I really have no reason to keep drawing breath. This has been such an up and down day.
I have been reading the blog of a friend and something I read caught my attention. 12:34 am or pm. As for him, it too is something that catches his eye. And similar things that people normally don't recognize.
For me, its little things that I see that I believe that Streeter is near. Like sitting at a traffic light and watch 5 green cars in a row go by. When you glance up and the time is that magically 12:34. Or my mourning doves who sit on my balcony and sing those sad tunes. They all make me thing of the only good thing that ever came out of my life.


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Men's Golf Squad Finishes 2nd At B1G Championship
The Ohio State men's golf program continues to make incremental steps forward – the latest being a second-place finish at the Big Ten Championship a year after finishing third at the league tournament.
For the second-straight season, the Buckeyes posted their best finish in 15 years at the Big Ten Championship, finishing runner-up at 11-over par.
Individually, junior Will Grimmer carded a final-round 72 and finished in fourth place. That is his second-straight top-five finish at Baltimore Country Club as he was runner-up a season ago. Grimmer made four birdies on the opening nine on Sunday in bitter cold and windy conditions.
Sophomore Jeg Coughlin III also had a good weekend, finishing tied for 10th at 4-over par. He posted rounds of 67-70-77 for the second top-10 of his career. He has averaged 72.0 over his last seven rounds this spring.
Daniel Wetterich finished his solid tournament with a round of 74 to finish tied for 15th at 5-over. He shot a 2-under 68 on Saturday to help the Buckeyes post a season-low tying 271.
Will Voetsch carded an 81 on Sunday while Josh Wick came in with a 78. Voetsch finished in a tie for 22nd and Wick was tied for 31st.
Ohio State and Illinois came into the final round just a shot apart and the cool breezy conditions Sunday morning certainly tested the teams. Both sides made little runs and held a share of the lead at different points but the Illini were able to pull away down the stretch of the back nine for the victory.
The Buckeyes will now wait to find out if they receive an at-large bid to the NCAA Tournament. The NCAA Men's Golf Selection Show is set for Wednesday, May 2 (6 p.m. Eastern, The Golf Channel). By virtue of hosting one of the six regionals, if the Buckeyes are selected, they will be playing on their home course, the OSU Golf Club's Scarlet Course from May 14-16.


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Several goals usually are derailed simply by setbacks, nevertheless instead inertia. You've acquired to study and review your aims in the morning and at previous night going to layer. Toughness goal of a work analysis is always to keep the present personnel with no resulting in a great overburden of work. If perhaps it's not followed obediently then it will become challenging to reach oneas purpose. Setting goals isn't the very same as making your Fresh Years Resolutionnow, that may be simply a desire. Putting desired goals is among the most indispensable kys in completing achievement. The entire target with the plausible mother or father is to prevent potential fight whenever possible.
The majority of problems may include essays in each and every one the previously mentioned said problems. The condition with REHABILITATION and tools course is definitely they terminate. Additionally, when ever problems come up, positive attitude and positive outlook may help you correct situations and spend less time. A further dilemma is the shortage of a very very good analysis system with respect to lecturers.
In the event you observe my own guidelines, your project will have to be among the list of very best in your school too. A good sized element of making the aforementioned job is undoubtedly understanding. You can search your task in line with the place, while stated by form of working, because stated by the time flexibility, regarding to repayment choices.It's actually simpler to seek out a great internet job but difficult to obtain the reliable a single. The work and the status has to be defined in way it the actual employee come to feel he is normally carrying out something could significant for the firm's achievement.
Just because the company won't detect the contribution for something does not imply is actually not really significant. If a workman is let go briefly, usually their particular workplace is not going to want all of them to hunt for one even more job. The moment he contains a higher decision-making power, it is a major raise for the morale and enthusiasm to do his or perhaps her job with better determination and caution. Take pleasure in the success you will have proved helpful so hard to reach. Tutorial success between minority learners could become devalued since really linked a white value. The several primary teaching approaches can actually become selection of seven teaching tactics basically meant for you together with your students.
Generally there it's conceivable to store free of cost and work in their very own impression. The cost of intervention the moment a baby is in level school is normally minor in comparison with the value of jailing them in their teens and twenties. Repair in your mind the particular quantity of funds you would want. The principal benefit of creating a plan would it be provides concentrate. The result has also been mitigated simply by literature which has been dug up in new years.
The remainder of this decrease level titles turn into listed behind the dog's name. Our routine a lot more full of desire and so holds true with accomplishment in your life but to have got a certain adesirea isn't very only awanta of our common life. When a desire can be correctly occured oneas lifestyle then that requires a particular interest. With a little bit of practice you will certainly learn the best way to train your imagination and produce images which are real life, anytime you desire. Even whenever the predisposition of task involves a team attempt, each and every employee must look and feel they are an invaluable section of they, performing an exclusive and clear role that contributes to the team work within a hypostatic method. In reality, the weaker your Mental Guts, the more you will still have difficulties in every components of life, and achievements of what ever you make an effort is going to be challenging.
Public education requires a few huge advancements fast, if it is to endure and succeed. Once learners happen to be essentially informed that they're not really predicted to accomplish well, they will not perform just as much as a level which continual for the great majority group. When they will experience discord, they are going to a large number of times focus on the conflicts instead of the articles that requires to come to be discovered. More than the cover of the calendar year, the student needs 8 distinctive classes. A varietyof reasons happen to be proposed as to the reasons minority college students do underachieve in all of the facets of education.
A variety of instructors that aren't carrying out an incredibly good-job could seriously good care about the students. A teacher seriously ought to have sound classroom supervision strategies. Every single teacher differs and just about every classroom ranges. On those grounds, now there are a great deal of new instructors in classes. You may have got to produce your very own honour once an employer doesn't take detect of your achievement. Get specific when you list your accomplishments. Concentrate on aims as a result that your career advancement actually stiffled. Period managing abilities will be extremely important, as well as in the workplace but also in our everyday activities. The other 3 players will at this moment take care of the rest.
Keep reading on


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Hot Shot with Rubber Bands DVD Odd Bin
Hot Shot with Rubber Bands DVD Odd Bin
Product ID: 1147
1 in stock. Learn the ultimate collection of rubber band tricks with this awesome DVD.
They are everywhere you are; at work, in school, on your desk, in the car, in your pocket. Now you can perform miracles with a humble everyday object; rubber bands!
On this amazing DVD Ben Salinas shows you how to make rubber bands vanish, reappear, penetrate your finger, join together, pass through a ring, jump, melt through a spectator's arm and most of all AMAZE!
No preparation, no advance set-up & no gimmicks!
As a special BONUS Ben adds two hard-hitting effects that he has closely guarded for years Synthesis, and the ultimate Band Through Wrist; Hypertonic! 1 in stock.
Post Free Worldwide
Only £24.99


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Here's another sample of a great sales video we did utilizing footage obtained exclusively at a competition. This video emphasizes this lovely mare's exceptional looks and movement. We can customize a sales video to emphasize each individual horse's strengths as well as owner preferences.
Equine Products & Services: We can also help create videos to educate consumers about your new product or service, like this one:
Farms, Businesses, & Organizations: Want to attract more customers? Let us help create a unique video to tell the world about what you do:
Ever perused a popular website with lots of horses for sale? Then most likely you've seen some really bad videos. Many buyers choose not to pursue a likely prospect simply because of an uninspiring description (with spelling, punctuation, or grammatical errors), unflattering and unprofessional photos, and/or perhaps worst of all, poor videos. If the seller (or business owner) doesn't appear to care enough to put together a professional-appearing advertisement for a horse (or a product), why should
potential buyers spend their time or money?
Here's a sampling of what we're talking about:
As you can see, there's much more to effective video marketing than just turning on a smartphone. Putting together even a simple video can be full of intricacies. Yellow Horse Marketing can help. We specialize in developing a video from concept to conclusion with fantastic features for a surprisingly reasonable cost. And we can customize the videos to focus on the specific aspects you want to emphasize. For instance, do you have a flashy young dressage prospect with incredible movement which you'd really like to highlight? No problem. Or perhaps you have a hunter who isn't necessarily a "10" mover, but happily and safely carries his rider over every type of fence and is an absolute delight to have in the barn. We can tell that story too.
Visit our YouTube channel to see more samples of videos we've done for our happy clients,
and contact us to see what we can do for you.
The Wow Factor: Here are some lovely horses/ponies which were featured in sales videos produced by Yellow Horse Marketing. Judge for yourself & let us know what you think. Or better yet - try our services & let your successful sales speak for themselves.
The Steady Eddie: This type of video is what we commonly see in equine advertising, where the horse performs a dressage test, hunter round, etc. filmed either at home or at a show. Many choose to add popular music that they like and believe add entertainment value, but actually ends up being loud, distracting, and often completely inappropriate. While this type of video may give a buyer a decent view of performance, they get no idea of the horse's character nor are likely to be emotionally motivated to pick up the phone to schedule a visit. And, they're most likely yawning and fast-forwarding by the 30-second mark. Grade: B-
The Born Free Shot: Many potential buyers will ask to see a horse moving at liberty to give them an idea of the horse's natural movement. But too often the seller's video looks like this, taken with a smartphone with the horse running like a nut around a field, too out of control and too far away for any real indication of talent. Grade: F
The Moving Picture Show: Photo collages are very popular, but make no mistake: they do NOT take the place of "real" video. While they can be lovely and include text & nice music, they give sellers no idea of how the horse really performs in real life. Grade: C-
But beware: some people think that just
because they have video capabilities on
their smartphone or a $100 camcorder
that they can shoot great videos which will effectively work for marketing. Unfortunately, you don't get credit for just having a video - it has to be good. And simply adding a favorite pop tune at high volume onto a home-made YouTube video won't cut it either. A good video can do wonders, but a bad video is not only a letdown, it can actually do harm to a business or image. Unless someone watches a video and walks away moved, inspired, or with goosebumps, than it didn't work. (This especially applies to horses for sale videos.) People have to be motivated to act, and only videos with a message conveyed in a way that connects with the audience will do that.
As with any marketing strategy, some videos fight for your attention with flashy graphics and loud music. But our videos EARN your attention by telling a compelling story. Research shows that people make decisions with their emotions before using reason - so marketing has to connect with customers on an emotional level. And telling a story through video goes right to the heart of potential customers.
For instance, perhaps you have a nice horse for sale. How does making a compelling video with an emotional element translate to selling my horse? It doesn't have to be melodramatic. Every horse has a story, and instead of just filming him performing a boring dressage test or hunter round, we tell that story - and by telling it through video, we effectively connect your horse with potential customers before they ever see him in person.
In this day and age where we are constantly inundated with media vying for our immediate attention, you have to stand out from the crowd to succeed. Perhaps no other marketing avenue immediately engages the public's attention as much as video, and this applies just as much to the equestrian market as mainstream media.
That's why we're excited to announce equine video production services from Yellow Horse Marketing. Whether you have a product, business, farm, or horse for sale to promote, effective video marketing can make the difference in making the sale or buyers looking elsewhere. Here's why.
Think you can't afford a custom sales video for your horse, product, or business?
Consider this: a custom video from Yellow Horse Marketing may be more affordable than you think.
If a professional video makes the difference in a successful sale, then you can't afford NOT to do it!


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Small, Furry and Filthy Rich: The Rich Dogs of Instagram
Meet the Rich Dogs of Instagram, an account inspired by the Rich Kids of Instagram. Flying on private jets, sipping cocktails and sunbathing on yachts, they take it all in their stride. They've got more money than most people and this is what they enjoying doing with it all.
Source: Instagram.com


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Big Music Project roadshow completes UK tour
Wednesday 20th August 2014
The Big Music Project roadshow, managed and delivered by Cospa and designed to give young people an inspirational insight into skills development and work opportunities across the music industry, has completed ten successful stops across the UK. The roadshow kicked off in London in June and has now visited cities in all four UK home countries, including Belfast, Cardiff and Edinburgh.
The roadshow is part of the ongoing The Big Music Project led by the BPI, BRIT Awards, Global Radioand UK Youth, and supported by the Big Lottery Fund.
Each roadshow event was designed to inspire, connect and empower young people, including giving them access to progression opportunities within the music industry and also supporting them in developing their own skills and music project ideas. Of the 350 young people aged 16-25 who 'graduated' at the events, 93% felt their skills had improved and 97% believed they had a better idea of how to create and realise their own music projects.
Cospa's role included engaging music industry professionals – such as festival founders, radio presenters, artists, music entrepreneurs, producers and promoters from organisations such as Access To Music, Live Nation, Generator, XFM, Capital FM, Dot Dot Dot Festival and The Academy of Music and Sound – to share their experiences with young people.
The ten roadshow events all comprised a mix of guest industry panels, speed networking, exclusive performances, talent showcases and practical knowledge-sharing workshops and sessions, led by the music industry experts, covering areas such as event management, promotion via social media, and business enterprise and self-employment.
Mike Walsh, Managing Editor at XFM and a guest contributor, summed up his experience of the Manchester event: "I didn't know what to expect from the roadshow but I was really impressed. The talent and appetite exhibited by young people was incredible, and the general atmosphere was amazing. I can't imagine any young person walking away from those events and not feeling inspired, and it's great that XFM could play a part."
The Cospa event team was led by Fusion, a music producer and founder of Industry In The Streets. In his view: "The roadshow brought together so many amazing resources, people and organisations that, together, gave young people across the UK unparalleled access and insight to the music industry, and Cospa's ambition is to now develop and extend this successfully-proven roadshow model into the future."


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Chaitanya Mahaprabhu, a devotee of Lord Krishna, was born in Mayapur (or in Nabadwip, according to some believers) of Nadia district, in the late fifteenth century. A scholar of grammar, rhetoric and Sanskrit, he preached Vaishnavism, and is regarded as one of the leading lights of the Bhakti movement.
At the age of 24, he left home and his wife Bishnupriya Devi, and became an ascetic.
"Paying homage to Lord Mahaprabhu by offering puja to his footwear is an age-old tradition continued till date at the Mahaprabhu Temple in Nabadwip. Bishnupriya started it the day Mahaprabhu left home taking sanyas," Shantiranjan Deb, Secretary of Nabadwip Puratattva Parishad, told IANS.
According to him, the pair of footwear was the only memoir left with Bishnupriya Devi, hence she kept it in her custody. She worshipped a neem deity of Mahaprabhu and his footwear after he took sanyas.
Till date, it is worshipped by the members of Bishnupriya Samiti.
"Madhavacharya, Bishnupriya's nephew, stayed with her and was given this responsibility before her death. She advised him to keep the tradition intact," he said.
Shishir Kumar Ghosh, a journalist, was a devotee of Mahaprabhu and had also composed 'Shri Amiya Nimai Charita'. Since 1962, the footwear has been taken to Ghosh's residence during religious celebrations.
"The footwear has been taken to many places in West Bengal, this is the first time it has been taken abroad," he said.
A group of devotees named 'Haribhakti Pracharini Sabha' in Bangladesh has organised a festival that commenced on Tuesday and will continue till June 15. The footwear has been taken for this purpose.
The 'Haribhakti Sabha' was founded by Brwajanath Bidyaratna of Nabadwip. He had seen Chaitanya Mahaprabhu in 'Harisabha Bari' when the lord was in his 'Kirtan stance'. After this, Brwajanath got an idol made and offered him puja.
"When Congress leader Tarunkanti Ghosh had become a minister in the state in the 1970s, he had encrusted the wooden footwear with silver as it has to be cleaned with water every day," said Deb.
Sri Chaitanya's mantra of liberal universal humanism and his influence on Indian social life has continued till today.
--IANS bnd/ssp/pgh/bg
( 406 Words)


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MOSCOW (MRC)--Negotiations over prices of European polyvinyl chloride (PVC) for December shipments to the CIS countries began this week, with most European producers slightly reducing their export prices despite the significant cut in ethylene prices, according to ICIS-MRC Price report.
December contract price of ethylene was agreed down by €110/tonne from November, which presupposes the decrease in PVC production costs by at least €55/tonne.
However, because of limited supply, some European PVC suppliers decreased prices only slightly in the CIS markets, while some producers rolled over prices from the level of November.
Demand for PVC from the main consumers in the CIS countries continues to decrease due to seasonal factors, but, despite this, some European producers had to restrict deliveries because of power outages. Some buyers reported that they would receive part of the volume only at the end of the month.
Negotiations over December shipments of suspension polyvinyl chloride (SPVC) to the CIS markets were held in the range of €715-760/tonne FCA (free carrier), whereas deals a month earlier were done in the range of €715-780/tonne FCA.
MRC, a partner of ICIS, produces polymers news and pricing reports from Russia, Ukraine, Belarus, Uzbekistan and Kazakhstan.


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The following announcement was written by the folks who produce Heredis genealogy software:
For 5 days, a mega deal is available for genealogists until Sunday, October 1st, 2017 only inclusive: $10.99 for Heredis software:
– For Mac: https://shop.heredis.com/heredis-for-mac/706-heredis-2017-for-mac.html
– For PC: https://shop.heredis.com/heredis-for-windows/707-heredis-2017-for-windows.html
– For all users of a previous version of Heredis for Windows (upgrade): https://shop.heredis.com/heredis-for-windows/708-heredis-2017-for-windows-upgrade.html
Reasons to choose Heredis:
- Unlimited program: you can enter as many persons, photos, copies of documents that you want!
- Tens of features easy to adopt: from data entry, one of the Heredis strong points to tasteful family tree charts, Heredis advances your genealogy.
- Unique functions as enter all members of one family on a single entry screen with the Family Group Data tab: the primary person, the parents, marriages, children, and even the partners of their children are represented!
- Heredis is universal: whether you have a PC, a Mac, an iPad or iPhone, your genealogy is compatible everywhere, at all times with everybody.
- A mobile version is compatible with the 2017 version of Heredis for iOS and Android. The mobile version is free.
- Gedcom format: if you have created a file with another genealogy program, it is easy to transfer in the Heredis program. Your file will be converted automatically in the Heredis version. All your data will be open.
- For nearly 24 years, the team has been serving lovers of genealogy and the history of their ancestors.
- Buying a Heredis license, you have 3 installations on different computers.
- With the 2017 version, everything is now in Heredis. No need for additional software to be installed or paid for, to have all the necessary tools for your genealogy : photo tool, archives portal, dashboard …
Watch the video for the 2017 version: https://www.heredis.com/en/new-features/#video
The new features of Heredis 2017:
– A dashboard to pilot your genealogical activities in real time, you know where you are in your genealogy: what you have already found and what you still have to do.
– Widgets to know everything: indicators to give you information about the persons in your file.
– Smart search and serial processing: use the Heredis 2017 Smart Search to scroll through your data using combined search criteria and find exactly what you're looking for.
– The Find / Replace function: search for "St" and replace with "Saint". Or list all persons living in Missouri in 1821, when the state was proclaimed as a slave state, and edit a note for each of these persons to specify the context of the moment.
– The new books written with new models, enjoy Filiatus® technology!
– Enhancements


text: Just noticed that Tesla removed their legacy, "classic" black leather seat choice from the Model S build. Now it's all the newest generation seats. Earlier this week, they still had the old seat design and it was only a few hundred dollars cheaper... I don't imagine many people were choosing it over the new design.


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Debit cards and ATMs allow you to easily access the money in your checking account to pay for everyday purchases. In this section, we'll explain how they work.
Debit Cards
A debit card, sometimes called a check card (because it is similar to a check in that it allows you to access the money in your checking account), functions much like a credit card. It has a 16-digit number, four-digit expiration date, Visa or MasterCard logo on the front on the front, and three-digit security code on the back. It can be used like a credit card for purchases, with the major difference being that the money comes out of your account right away – you don't have the option of paying off your purchases later with a debit card as you do with a credit card. A debit card is useful for making purchases when you want the convenience of plastic (as opposed to cash or checks), but the savings of paying immediately with money you actually have – instead of accruing a balance on a credit card that you may not be able to pay off in full by the due date to avoid interest charges. (For more insight, see Credit, Debit and Charge: Sizing Up the Cards in Your Wallet.)
How are debit cards related to automated teller machines (ATMs)? Debit cards allow you to withdraw cash from your checking account through an ATM. To access your money this way, you'll need to use a personal identification number (PIN) that you establish when you open your account. The bank will often assign a PIN to you, which you can then change to a number that's easy to remember. PINs provide an added layer of protection if your card is lost or stolen, so you should choose a PIN that would be difficult for someone else to guess. Memorize this number (definitely don't write it on your card), and never tell it to anyone. If you have to write it down somewhere, keep this information at home, not in your wallet or purse.
In addition to using your PIN to make ATM withdrawals, you may need it if you select the debit option to use your debit card to make a purchase at a store. If your debit card has a credit card logo, however, as most do these days, you may be better off selecting the credit option to minimize the possibility of a stranger watching you enter your PIN. In addition, some banks have a preference for whether you select debit or credit at the register when using your debit card to make a purchas. They may reward you for selecting their preferred option and/or penalize you for doing the opposite, so make sure to read the terms, conditions and fee schedule of your checking account agreement.
Some cards do not have 16-digit credit-card-like numbers and do not have a credit card logo. These cards can only be used to withdraw cash from an ATM and cannot be used to make purchases. These are known as ATM cards, rather than debit cards.
Starting March 31, 2017, Wells Fargo allowed its customers to make ATM withdrawals using only their smartphones – no card required.
Automated teller machines allow you to make deposits and withdrawals without visiting a bank teller. Lines are usually shorter (or nonexistent), you can access your cash even when the bank itself is closed and there's no human interaction involved. ATMs can be found at banks, in grocery stores, in airports, in hotels, in clubs, in restaurants, in gas stations, in large retail stores, in convenience stores and many other places.
If you use an ATM at any branch of your bank, it will be free. Use an ATM at another bank or a store, however, and it could cost you. Generally, the company that owns the ATM will charge you a fee, and your own bank will also charge you a fee for using an out-of-network ATM. These fees will only be a couple of dollars each, but they can add up over the course of a month or year and are an unnecessary expense if you plan ahead. In 2016, Bankrate found that the average noncustomer ATM withdrawal fee was $2.90 and the average out-of-network withdrawal fee was $1.67, for a total average cost of $4.57 for using an out-of-network ATM. Some banks will waive a couple of these fees per month, and if you have an online checking account, you may be able to use almost any ATM without incurring any fees.
If you plan to use an ATM frequently, it might save you money to open your account with a major bank that has ATMs everywhere or to open an online checking account that allows liberal, fee-free use of other banks' ATMs. If, however, you're good at anticipating your cash needs ahead of time – or if you frequent stores that allow you to get cash back when you make a purchase with your debit card – ATM ubiquity need not be a factor in your choice of bank.
One drawback of relying on ATMs is their daily cash withdrawal limits. While you shouldn't have any problems withdrawing a large amount of cash from your account if you visit a teller, you usually won't be able to withdraw more than a few hundred dollars a day from an ATM. (Using an ATM also poses some risks. Learn more in 5 ATM Scams that Can Break the Bank.)
ATMs in the United States do not commonly run out of money; you can generally assume that any ATM you visit will have the cash you need. This isn't always the case in other countries, however, as evidenced by India's ATM cash shortages post-demonetization in early 2017.
Pros and Cons of Using Debit Cards
Debit cards are generally seen as an alternative to cash, checks or credit cards. Like these other spending options, debit cards have their advantages and disadvantages.
- Unlike credit cards, debit cards can help you stay out of financial trouble by limiting your spending to the amount of money that's actually in your account. However, if you're not aware of how much money is in your account – and how many checks and purchase transactions you have outstanding – it's possible to incur hefty fees for overdrawing your account. Banks commonly charge $35 per overdraft, according to Bankrate, though an overdraft of less than $10 might not incur a fee. (Learn more in What are the pros and cons of overdraft protection?)
- Debit cards generally do not offer as much protection against theft as credit cards. While you will usually not be liable for any unauthorized purchases made with your credit card, it is possible to be liable for $50, $500 or more in unauthorized purchases and withdrawals made with your debit card, depending on how soon you reported the fraud and how the fraud occurred. You must act quickly to report a lost or stolen card or PIN if you want to cut your losses. Sometimes, by the time you realize there's a problem, you've already lost a significant amount of money that you wouldn't be on the hook for with a credit card. Further, once the money is stolen from your account, it's gone until your bank restores it. (For more insight, read Credit Card Perks You Never Knew You Had and Debit Card Fraud: Is Your Money at Risk?)
- Debit cards can be safer than carrying around cash, however. If you were to get mugged and you reported the theft of your debit card right away, your liability would be capped at $50. If you were carrying around $500 in cash, it would all be gone, and you'd have no way to recover the money.
- Unlike credit cards, the regular use of a debit card does not help you establish credit or improve your credit score. Also, debit cards generally do not come with certain perks offered by credit cards, such as rental car insurance and product satisfaction guarantees.
Transaction Limits
Your bank may limit the number of transactions or the total dollar amount of transactions you can complete in one day using your debit card. If you're planning to go to lots of stores – or make a large purchase using your debit card – you'll need to be aware of these transaction limits ahead of time. Consult your account agreement for details.
Holds on Funds
When you make certain types of purchases with your debit card, the company you make a purchase from may place a hold on more of your available funds than you've actually spent. The most common businesses that employ this practice are hotels, rental car companies and gas stations.
Rental car companies and hotels hold the extra money to protect themselves if you damage the car or the room. Many such companies will not even accept debit cards, since a high spending limit on a credit card can make it easier to recoup losses from customers in the event of significant damage. Gas stations place a hold because of the way they process debit card transactions. The hold amount is commonly $50 or $75 on top of your purchase amount and may not disappear for three to five business days.
It's essential to be aware of businesses' funds-blocking policies because you won't be able to access that money until the hold is released. Similarly, since the funds are not available, you can bounce checks you've already written if you're not aware that a hold has been placed on your account. To avoid headaches like these, pay in cash or use a credit card if you can when dealing with vendors that place holds on debit card purchases.
Next, we'll explain the fundamentals of managing your checking account, including how to balance your checkbook, bank online, avoid bouncing checks and more.
Banking: Managing Your Checking Account
Personal Finance
Keeping Your Debit Card Transactions SafeDebit card use has become more popular than ever, but not every consumer knows what they need to do to make sure they keep their debit card safe.
Personal Finance
Credit, Debit and Charge: Sizing Up the Cards in Your WalletNot all plastic is equal! Learn the difference among the three kinds, and how each can affect your finances.
Personal Finance
Ways to Avoid Getting Burned by Prepaid Debit CardsPrepaid debit cards have many differences from traditional debit and credit cards that can cost you money if you don't know what to watch out for.
Personal Finance
Debit or Credit at the Gas Pump: An Easy ChoiceUsing credit rather than debit at the gas pump doesn't just provide more fraud protection. It also provides consumers with lucrative benefits.
Personal Finance
10 Reasons To Use Your Credit CardThere's a surprising credit card strategy you should employ as a consumer ... use your card for everything (or almost).
Managing Wealth
Don't Get Ripped Off at the ATMAs our dependence on automated teller machines rises, so do those nasty little charges for using them. Here are some tips on bypassing fees.
How to Avoid the Hijacking of Your Credit CardsArm yourself with these strategies on how to safely use your credit and debit cards, and protect yourself from fraud and identity theft with every swipe.
Personal Finance
6 Reasons You Don't Need a Prepaid Debit CardWe'll look at six situations where a prepaid debit card might seem like a good idea, but it really isn't necessary.
Debit Card Fraud: Is Your Money At Risk?Find out how your money is becoming more vulnerable to debit card fraud by criminals and hackers. Use these nine easy ways to protect yourself.


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COMPLEX INFORMATION PROCESSING REPRESENTATIVE BIBLIOGRAPHY.purl.stanford.edu/rx451mf6998
- Title:
- Physical Description:
- 1 document ; 37 pages
- Document Type:
- Information
- Series:
- 1986-052
- Box:
- 40
- Folder:
- 2
- Folder Name:
- Newell, Allen #2 "Limitations of the Current Stock of Ideas about Problem Solving" A. Newell; Dec 1965; C.I.T. Drafts for (from March, 1968): "Some Examples of Problems with Several Representations"; "A Viewpoint on the Problem of Representation in Problem Solving"; and "Some Thoughts on Number Notations as Illustrative of Representational Issues" "Complex Information Processing: Representative Bibliography" A. Newell, Spring semester 1967 Loose paper listing number of programs developed in AI, Jun 1968. Simulation: Individual Behavior" A. Newell and H.A. Simon reprint from Internat'l Encyclopedia of the Social Sciences, 1968. An Example of Human Chess Play in the Light of Chess Playing Programs, A. Newell and H.A. Simon, Aug. 1964
- Location:
- Call Number: SC0340, Accession: 1986-052, Box: 40, Folder: 2
- Notes:
- Information (1967/2); Carnegie Mellon University; p. 37; This bibliography as prepared by one of the great early scientists of AI, and is very comprehensive over all segments of AI (at that early date). Note the entries on discrimination nets, relevant to EPAM.


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Every MCU movie ranked worst to best
With dozens of movies over more than a decade (and more in the works), the Marvel Cinematic Universe has inarguably long since cemented its place as an unstoppable pop culture juggernaut. Of course, no matter how popular the franchise is or how many billions of dollars it racks up in worldwide box office revenue, some of those movies are bound to be better than others—the only question is which ones reign supreme, and which ones give you a good opportunity to go get another soda during your increasingly lengthy Marvel movie marathon.
That's why Looper has asked me to step up in my capacity as someone who's written for Marvel Comics to break down each and every cinematic entry in the franchise, from the superheroes to skip down to the best must-see movies of the bunch. Here's a look back at every movie in the Marvel Cinematic Universe, ranked from worst to best.


text: This week we have some challenging energies, Mars, the Warrior, is connecting with Saturn, Teacher os Lessons, at the beginning of the week. This can bring some karmic situations and a feeling of being physically tired or held back from expression. Later in the week, Mercury, planet of the mental realm, is challenging both Mars and Saturn, which may difficulty in communications or mental frustration, By the end of the week Venus, ruler of relationships and finances, is positively connecting with Saturn, who also rules structure and manifestation, so this can bring a more stabilizing force to round our our week. The message from our angels and guides says to release the past. Do not hold on too tightly to things or become too limited in your thinking or actions. It is time to transition into the next phase. By the end of the week we have a better emotional feeling and a better balance with our head and our heart. Blessings of Love and Light to All!


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BTO130 Tue Nov 24 2009 class notes
You will learn about the role of memory in an operating system today. Virtual memory is explained and discussed.
Prepare for today's class
Learning resources (documentation) listed on this page
Digital content linked below
Coming up in BTO130
Thu Nov 26 / Fri Nov 27 – processes and threads architecture topic
Tue Dec 1 – Lab 4 is due; Event Viewer, devices, Registry topics
Thu Dec 3 / Fri Dec 4 – Test 4
Tue Dec 8 – Storage and I/O system; file systems (last class of the semester)
Wed Dec 16 – Final exam in T3075 at 9:00am (to be confirmed)
Quiz today
Quiz 4 will be available today. It will test you on this week's (today's class and the next class) operating system architecture topics (memory, and processes and threads).
Quiz 4 will be available from today (Tue Nov 24, at 3:20pm for Section A, and at 5:05pm for Section B) until Thursday (Thu Nov 26 at 11:00pm). There is a 25-minute timer on it, and there are 21 questions (mostly multiple-choice). You can do this quiz up to two times, and the My.Seneca system will record your highest grade.
Assignment – hands-on Lab 4
The Lab 4 assignment will be available by the beginning of today's class:
- It is worth 3% of your final course grade
- It is due December 1 by the beginning of class


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I make no secret of my desire for the war in Afghanistan to end. I welcome any initiative that brings that closer. But, what is the purpose of the new military drive (Operation Moshtarak) in Afghanistan? Why do NATO think they will be successful militarily, when no other force invading Afghanistan in the last 200 years, including the much bigger Soviet invasion, has been?
Many Taliban fighters are local Pastun, earning a living by any means. They were given plenty of time to go back to their homes, because of the way NATO publicized its attack well in advance. It even gave them time to lay many more lethal IEDs [improvised explosive devices]. They can just wait until the big push is over and the NATO forces retreat. The main threat to the Taliban is if the Afghan Government manages to win over the hearts and minds of the local population.
Unfortunately, the killing of 12 civilians in a rocket attack by coalition forces undermined this process from the start. Everyone knows that if you wage war, innocent people will get hurt. Well everyone except Tony Blair and George Bush.
One wonders how many of the invading Afghan force are Pashtun themselves and how likely the local population is to trust the previously corrupt Afghan police force? The pay for Afghan service personnel is said to be less than the Taliban pay their fighters and compensation for losing a limb is apparently only a one off payment of $400. How likely are the Kharzi Government to persuade the local population and particularly the local warlords to abandon their lucrative links with the Taliban? Massive investment in the local economy is needed, aid that should have been put in seven years ago.
I hope that Operation Moshtarak brings peace to Helmand Province. But history suggests that military action without diplomatic negotiations with the Taliban will not succeed. NATO has to decide what is the best policy, not just for local Afghans, but also for world peace? Another 15 years of war (as predicted by President Kharzi) or an accommodation with the Taliban? I predict it will be the latter. I just hope we do not have the 15 years of war before we get there.


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If you know something about cannabis, you might know that it is beneficial to health in a lot of amazing and wonderful ways. Here is a list of only some of them, to serve as an example.1. Cannabis is great for curing anxiety. Anxiety can damage your health in so many ways, both physical and mental. If you are constantly stressed out and constantly anxious, you will be happy to know that when you start taking cannabis, you will feel more relaxed. Check out Vancouver cannabis dispensary offers.
2. Cannabis is great for chronic pain. If you are suffering from chronic pain, this might be a debilitating downside to your life. However, you might not be into taking pain killers, knowing that they are also not healthy. It is good to know that cannabis is known to be a natural pain killer that is also very effective.
3.Cannabis can prevent some types of disease. You will be excited to know that it is known to be effective when it comes to preventing some kinds of cancer.
All of these benefits are certainly wonderful, and you will be glad to know that it is actually not hard to find the best cannabis for medical purposes. For instance, you can visit a good Vancouver dispensary . When you do so, you can be sure to gain many benefits. Here, then, are only some of them.
1.You can find cannabis of the best quality. Quality is very important when it comes to the substances that you take. If you do not find the best the results will also be questionable. It is good to know, then, that when you are able to find the best cannabis dispensary, you can be sure that you will also find the best quality in the market. This is definitely a wonderful thing to do for yourself.
2.You can find great customer services. You might not know so much about medicinal cannabis, and you might have a lot of questions that you want to have addressed. You might also have concerns that you want to talk over with someone who is experienced in such matters. It is good to know that when you find the best cannabis dispensary, you can be sure that there, you will be able to get guidance when it comes to taking this wonderful and very beneficial substance. This is sure to please and satisfy you very much.
Read also https://en.wikipedia.org/wiki/Cannabis_dispensaries_in_the_United_States.


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MAPUTO, Feb. 7 (Xinhua) -- Seven people were beheaded and three young girls kidnapped by armed men early Thursday in Mozambique's northern Cabo Delgado province, state radio station Radio Mozambique (RM) reported.
The attackers entered the houses in a village in Macomia district before beheading seven people they encountered, some escapers told RM.
The bodies were discovered when some villagers who had slept in the woods at night returned to their houses.
In some districts, residents abandoned their homes for fear of incursions by extremists.
Three girls, aged 13-15, were missing, villagers said.


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I thought the story itself was bad. The video makes it unreal.
What you're seeing is a major party nominee for the Vice Presidency of the United States, unable to name one Supreme Court decision with which she disagrees. She sounds like the kind of student who graduated from high school because she attended and didn't cause any trouble.
This isn't a story of liberal elitism, as much as conservatives want to make it seem that way. It's not a 'gotcha' question. It's about the integrity of the electoral process and the judgment of the person who wants to be elected President.
John McCain cannot be trusted to lead. He has no judgment.