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The Trail of the Black Pit is a tour that focuses on getting the tourists to have more interaction with nature. Located in the Iguazu National Park, the 9 km long trail is home to several species of exotic plants and wildlife. During winter, it is common the sighting of alligators and several species of birds. The route can be done on foot, bicycle or carts. After the walk there is a 10 feet tall bunker with a panoramic view of the imposing Iguazu River.
Next, visitors take a twin-engine boat ride on the Iguazu River passing through the islands like the Parrot Island and the Island of the Herons, where you'll find a variety of birds.
Tourists can do the route by the river with inflatable kayaks and accompanied by experienced instructors who provide all participants with safety equipment, or continue the tour by motorboat. This is tourism for the traditional and for the adventurous ones.
The ride is equipped with all necessary safety equipment and with the help of multilingual guides *. In the end, the landing is at the pier of the Banana Trees Trail.
- Average duration: 6 hours.
- Trilingual Guides (Portuguese, Spanish and English) fixed. Please check the availability for guides of French and Italian.
- Duration: about 4 hours.
- Tips: bring repellent and sunscreen, wear loose fitting clothes and comfortable shoes.
Opening Hours: daily departures at 9:30 am, 12pm and 14pm.
In Foz do Iguazu, Loumar Tourism Tour Operator offers several 'Tourist Passports' that include the tour of the Black Pit Trail at unbeatable prices. Come to live this unforgettable experience!
NOTE: Reservations for this trip can be made until 17h. The trail of the Black Pit may include Macuco Safari and a lunch in Porto Canoas.


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Xstamper SECRET Stamp
Xstamper SECRET Stamp Mark all of your sensitive documents with our pre-inked SECRET stamp by Xstamper. This design of this stamp is simple, but it fufills it's purpose by clearly marking documents as secret. This stamp is part of our Stock Office Xstampers, which is one of our top selling lines. Spread your messae of secrecy with this Xstamper. The dimensions of this stamp's impression is 1" x 1-5/8". All of our stamps are handcrafted in the USA. Order yours now!

subset: commoncrawl


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Triple Layer Blossom Punch Scallop FlowerJanuary 27th, 2012 , 3 Comments »
Hello Folks. . . Happy Friday. Hope all is well and your getting ready for the week end. Today I have a WOW kind of card. It is clean, simple and oh so cute. Well I think anyway. I just love hearts and scallops. My idea came from one of the cards that was done at Regionals over the week end. This little flower has three layers, the first and second layers are punched with the Blossom Bouquet Triple Layer Punch (122464).
This punch is amazing, it will actually punch three different designs by just a flick of your wrist. The polka dot designer paper is from our In Colors Designer Paper Pack. Opps I'm sorry I can't give you that number. When I had my catty bound it punched out the last number, so check pg 176 of your catty and you will find it there. I thought my polka dots where a little dull so I doctored them up just a tad. I took my stylus and dipped it in some white acrylic paint and added some dots. It really made a difference. I think it brightened it up quite a bit don't you? Be sure to clean your stylus in between dots so you get a perfect dot every time. I used our Small Heart Punch #117193 to punch my hearts. My Whisper White piece is cut at 4.25 x 3 3/4. I used one of our new Edgelit Dies, Adorning Accents #125595 with the matching Embossing Folder #125601. Doesn't it just look grand. (TIP: to keep the edgelit from moving on you tape it down with a post it note.)
My sentiment is from Petite Pairs (W122495/C122497). To top it off, I used the matching sentiment and embossed some butterflies from the Beautiful Butterfles Bigz Die (114507). Oh, Oh I also used our Perfect Polka Dot Embossing Folder (117335) on a matching layer on my cardbase. The stem is from Awash With Flowers (117062/120549).
I hope you enjoyed my card today, I liked it so much I made several for my stash. If you need supplies please shop at my On Line Store 24/7. Thanks for stopping by, have a great day. Happy Stamping!!!
3 Responses to "Triple Layer Blossom Punch Scallop Flower"
Absolutely love this card! The look is so simple and clean, I have the triple punch and have yet to use it. Now I have to get it out and add a few of these fabulous cards to my stash as well.
This is an awesome card Sandy!
Sandy, I really like this card. Can't wait to try it with my punch! Thanks for the inspiration because sometimes the mojo just vanishes!


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Pollution is licensed under a "Creative Commons Attribution 4.0 International (CC-BY 4.0)"


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An EOS-based betting platform paid out $600,000 to one user in less than two days. The casino player won the amount on EOSBet, a trustless as well as immediate gambling system on the EOS blockchain.
The customer constantly doubled the cash by banking on blockchain dice. According to a record by TheNextWeb, the EOSBet purse sent out over 126,000 EOS to this specific user. Given that it seemed dubious, EOSBet cleared up on its site that the system had actually not been hacked. The platform mentioned that payments to the claimed account were legitimate as well as pointed out that it was just pure good luck.
Suspicions relating to the payments just seem natural a day after DEOSGames, an additional EOS-based betting platform, was assaulted. In less than an hour, the platform supposedly paid 24 times in a row to one person. Reports suggest, in spite of transferring just 339 tokens, the account "runningsnail" managed to get greater than 4,728 EOS (approx. $23,640). Interestingly, the account was created just a day prior to the funds were sent for betting.
This is not a separated occurrence. A couple of weeks earlier, a comparable event was kept in mind in EOSBet.io. At the time, the wagering dApp was compelled offline, and also another critical defect in the blockchain was located by the researchers. The expanding hacking issue has brought about the rise in pest bounty programs, targeted at discovering loopholes on the blockchain.
These pest bounty programs invite hackers to find susceptabilities on the blockchain, for which they will certainly receive a benefit. Apparently, this year observed cryptocurrencies worth $761 million lost to hacking and theft. EOS supposedly holds the listing of many variety of pest bounty programs, according to an additional TheNextWeb record. The group behind the crypto has actually spent around $417,000 on rewards for insect bounty programs and also has actually raised its reward from $300 to $2100 this year.
Krishna Teja Reddy is a crypto enthusiast and a market analyst. He is specializes in market analysis and strives to provide accurate crypto market statistics to the crypto community and cryptocurrency investors. He focuses on delivering quality news stories to him readers and aspires to be a successful business journalist.


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What we are doing?
The division is mainly established to provide consultancy services to the electronic industry in the areas of Calibration of test and measuring instruments, Performance test and measurement services and hardware recovery (repair) services of electronic & electrical laboratory instruments.
Our Calibration laboratory is well equipped with the Fluke 5520A multi product calibrator ,Transmille 3200 Electrical Calibrator and sophisticated measuring instruments for the traceable calibration according to the 'ISO 9000' standard.
Instrument Calibration Service
The growing global acceptance of the ISO 9000 quality standards has led to a general increase in commercial requirements for the traceable calibration of test and measuring instruments.
The Calibration laboratory is set up a to provide the services specially for electronic test and measuring Instruments. We have a Fluke 5520A multi product calibrator with the assistance of USAID. A wide range of test and measuring instruments such as Oscilloscopes, Multimeters , Clamp meters , Power Analyzers etc. can be done using Fluke 5520A multi product calibrator. Transmille 3200A is used to calibrate Insulation Testers, Loop Testers ,RCCB Testers and Hipot Testers.
High-end electronic equipment recovery
For the Industry, consultancy services to repair their electronic test and measuring instruments are provided.
Consultancy services for the Industry
Performance test and measurement services of different kinds of equipment and sample tests are undertaken.
Our Team
- Ms. P.D.Champika Janashanthi – Senior Electronics Engineer, Director (Instrumentation)
Masters in Electronics & Telecommunication (UOM),AMIET,Her research interests are in the areas of Microcontroller , Industrial Automation and Testing & Calibration.
- Mr. U.D.Niriella – Research Engineer
BSC Eng. graduate from University of Moratuwa,His research interests are in the areas of Electronics, Micro-controller and Industrial Automation and Testing & Calibration.
- Ms. Vijayasothy Vijayagopal – Electronics Engineer
Engineering Graduate from the Institution of Engineers Sri Lanka (IESL). She is an Associate member of IESL(AMIESL).Her research interests are in the areas of Power electronics ,Industrial Automation and Testing & Calibration.
- Mr. P.K.Piyal Anuruddha – Assistant Engineer
- Mr. K.A.Keerthi Gunasekera – Engineering Assistant
- Ms. K.A.Samudu Lakshitha Perera – Management Assistant


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Girard Sudron Pack of Ten 42w ES E27 GLS EcoHalogen Bulbs
Item number MNLRP
Girard Sudron 42w ES E27 GLS EcoHalogen Clear Bayonet Bulbs – Pack of 10For 124 years the brand Girard Sudron have been making high quality, elegant lighting using the latest technologies. A name tried and tested in homes and hotels throughout Europe from Buckingham Palace to the Palace of Versailles.
This great value multipack of ten 42w EcoHalogen bulbs by Girard Sudron is perfect for the environmentally conscious home.
Each one saves up to 30% energy over traditional bulbs and also has double the lifespan. They're also compatible with dimmer switches, so you can make rooms nice and bright for family meals or warm and inviting when cosying up with a film.


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The DRONE channel... NOW SHOWING
DJI Mavic Air Short Film Competition - Reuben Looi
DJI Ferntech
The winner of the DJI Mavic Air short film competition is Reuben Looi!
We loved how he nailed the brief and incorporated a active Kiwi lifestyle in his film.
He also captured the beauty of the Canterbury region. Congratulations Reuben!


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The threat of an active shooter attack is rare but very real. We aim to change the way people in schools, universities, businesses, hospitals and places of worship respond to armed intruders. This course provides guidance to individuals and teaches proactive survival strategies for violent intruder or active shooter incidents. This class will also provide the ability, skill and knowledge to understand the active shooter, real time intelligence and appropriate law enforcement response.
Active Shooter Training
This course will teach the individual to take decisive action under pressure, instill knowledge and confidence with large doses of safety. Students will be asked to think through tactical problems and react to constantly changing scenarios. Students will be exposed to scenarios where critical thinking and decisive action are necessary to be successful. This course will reinforce the students training including shooting from the concealed carry position, close quarters combat at night, use of cover, barricade shooting,positional shooting,shooting on the move, defensive shooting, advanced point shooting, malfunction clearing, and combat reloads all in the dark and weak handed shooting .


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Every now and then, at specific times, companies re-evaluate their process. This is how they go about Defining Process Measures, improving their process and adopting new processes. One of the most common and widely used methods of process measurement and dedication is the SWOT analysis. If you took even one community college class in business, chances are you learned about SWOT analysis.
Defining Process Measures: What is a SWOT Analysis?
SWOT analysis is an acronym that stands for STRENGTHS, WEAKNESSES, OPPORTUNITIES, AND THREATS. Basically, a SWOT analysis helps a business analyze their process critically and figure out what works for them and what's not. Existing businesses can use a SWOT analysis, at any time, to assess a changing environment and respond proactively. And new businesses use a SWOT analysis to analyze their industry and business environment and formulate a strategic and winning entry strategy.
Strengths refer to advantages that a company has internally. This could range from having great employees, great company culture, patents, relationship with suppliers and distributors to a good inventory system. Strengths generally describe what an organization uses to separate itself from its competitors or what sets it apart in the industry. Like I said it could range through a variety of things both tangible and intangible. For example, having proprietary technology is considered a strength of a company and so is having a great company culture or having happy employees.
Weaknesses refer to the internal problem an organization could have or the aspects of the organization that is not up to standard. For example, having an inefficient process measure will classify as a weakness. Weaknesses vary in severity – there could be weaknesses that are dire and if not tackled could affect the operating of the company and then there are weaknesses that are minor and do not significantly affect the balance sheet of the company.
Opportunities refer to the external factors in the environment that are favorable to the organizations. Opportunities are usually macro factors that the business have no control over but are favorable to them. Opportunities range from favorable tax laws, favorable economy, favorable tariffs, a season of the year etc.
Treats are also external and they are macro factors that the business have no control over that can affect it adversely. Threats could be bad economic situations, political instability, bad weather etc. It could also be bad industry conditions like the existence of a monopoly that makes entry hard and makes it impossible for smaller companies to excel.
How to Conduct
a SWOT Analysis
A SWOT analysis is best conducted in a group. This way you can get a more wholesome and holistic analysis. With a group, you get input from different departments of the organization and from different levels of employees. You also get input from different stages of your business process and supply chain. Having a team together encourages participation in the company's overall strategy and produces team spirit. A good SWOT analysis session also turns into a brainstorming session which could lead to a TOWS analysis. Set up the four sections on a board to write down ideas and write these ideas down in short and succinct bullet points.
You can also ask the group to fill out their own SWOT analysis template and then combine all the points together. When enough points have been written down, work through each point together and discuss them in more detail. As you do this, the main advantages and disadvantages will start to slowly surface and the focus will start to shift to what really matters. Once the SWOT analysis/brainstorming session is over, create a final, prioritized version of your SWOT analysis, listing the factors in each category in order of highest priority at the top to lowest priority at the bottom.
A company can use a SWOT for overall business-strategy or for process measure for the whole company or they can also be for a specific department or parts of the company like marketing, production or sales. This way, you can see how the overall strategy developed off the SWOT analysis will filter down to the departments below before committing to it.
How to Execute
a SWOT Analysis
Knowing how to conduct a SWOT analysis is not enough, you need to know how to execute it from start to finish and this includes the work done before the SWOT analysis, during, and after.
Before SWOT
There are preparations that need to be made before a SWOT analysis is done. First, the organizer of the session needs to compile a list of people that will be participating in the session. This should not be done randomly. The group should be curated especially (as mentioned above) to include people from every department and from different levels of the organization. Another preparation to do is to create the organization or company profile and state it more clearly so the whole team understands the end goal clearly. This will also help the team outline the strengths, weaknesses, opportunities, and strengths of the business easily.
Also, it is important to have all the tools handy for the SWOT analysis. Get a clear whiteboard and markers of different colors, get pens, papers, office supplies etc. Set the SWOT room in a way that enables discussion and brainstorming. If you are an organization that does a SWOT analysis often or holds brainstorming sessions frequently, then it helps to have a brainstorming room set up with all the necessities and ready for whenever a session needs to be held. This is also a process measure that helps the organization be more productive.


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National Geographic : 1913 Mar
Photo from Sylvanus G. Morley EXCAVATING TEMPLE A Exposing the southeast corner after it had been buried for more than 15 centuries makes no mention of the fact, and it was not until over 300 years later, or in 1840, that the site was again made known to the world by Stephens and Cather wood.* During the centuries which had elapsed since its abandonment a dense tropical vegetation (see page 348) had overgrown the city, overthrowing its temples and palaces and reducing them to shapeless mounds of fallen masonry. The jungle had won its way into the different courts and plazas; and these public squares, once teeming with the life of a populous community, had become the haunt of the tiger, peccary, monkey, ant-eater, and the infinite host of the tropical forest. The jungle had again reclaimed its own. In 1909 the United Fruit Company, incidental to the purchase of a large tract of land in this vicinity for a banana plan tation, acquired title to the site, and in the following year, through an arrange ment with the School of American Arche ology, the systematic study of the ruins * "Incidents of Travel in Central America, Chiapas, and Yucatan." John L. Stephens. Harper & Brothers, 1840. was undertaken under the direction of Edgar L. Hewett. DIFFICULTIES IN CLEARING THE SITE The archeological investigation of Quirigua presented many new and diffi cult problems. Before digging could be commenced, it was first necessary to fell the all-enveloping jungle. Giant trees, often exceeding 150 feet in height, had to be removed occasionally from the midst of a cluster of elaborately sculptured monuments, where a single blow from a falling branch might have shattered the high relief and done ir reparable damage. In such delicate cases the trees first had to be cabled, and then, while they were being cut, gangs of native laborers pulled them away from the endangered monuments. All this preliminary work consumed much time, and it was not until Febru ary of last year that the actual excava tion of the site was commenced. The place selected for the first season's digging was the south side of the temple court, at the points marked A and B on the map, on page 349; and at A a trestle
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text: Shelly Bloom currently serves as the Director of Legislative Awareness and Training at Emerson Reid, LLC, a wholesale General Agency with offices in PA, NY, NY, and CA. Her role is to monitor changes in laws related to employer-provided health and welfare programs and to communicate them to staff, brokers, and clients in the form of webinars, seminars, guides, and be available to answer specific questions. She especially enjoys staying on top of developments related to the Affordable Care Act. Shelly is a graduate of Indiana University of Pennsylvania, and currently resides in Harrisburg, PA.


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He used to be entire...01/04/13Acacia Winery(15)CWe stumbled across Acacia by accident, as we were driving around the back r...06/28/05Achaval Ferrer(1)ACME Fine Wines(0)CDavid Stevens and Karen Williams have been wine advisers and connoisseurs f...08/11/07Adams Ridge Winery(2)The winery is too small to have it's own tasting room, so is available for ...Adobe Road Winery(1)Alderbrook Winery(5)B-CWe stumbled across Alderbook and were surprised to see the parking lot full...12/08/07Alexander Valley Vineyards(16)COverall very good service - Andy and Pat were very helpful. Based on previo...05/14/05Allegrini(2)Allora Vineyards(5)CAllora Vineyards was founded in 1999 by Terry and Nancy Klein. They are a v...04/10/10ALMVS(2)Alpha Omega Winery(5)B-CWe were driving by Alpha Omega on the busy Hwy 29 area south of St Helena a...08/11/07Altamura(2)Altolandon(1)Amici Cellars(3)Amphora Winery(2)AThe winery is very small and run by two strange people so production is ver...10/01/05Ana Vineyards(1)Ancien Wines(1)Anderson's Conn Valley Vineyard(1)Anglim Winery(1)Antica(3)C-DWe had a great time at Antica. The estate is located at the end of Soda Can...06/11/10Antinori(2)Aptos Creek Vineyard(2)Tasted wines as part of Santa Cruz Mountain Winemaker Association festival ...Araujo Estate(6)2002 tasted at California Wine...Arboleda Winery(1)Arger-Martucci Vineyards(4)CThis is a great low production winery just located off Hwy 29. The tasting ...02/04/06Arietta Winery(1)Arista Winery(5)CArista is cool, they only had three wines total to taste so it made things ...06/14/08Arrow & Branch(2)DWe had a fantastic tasting at Arrow & Branch, as Steve and Seanne Contursi ...07/15/11Arrowood Vineyards(9)C-DWe visited Arrowood at 4pm on a Saturday afternoon in January and there wer...01/06/07Artesa Winery(4)B-CArtesa has a special place in the memories of the wineaddicts - it is the o...Astrale e Terra(6)DAstrale e Terra is a great place to visit. Located at 1250 ft above the Nap...06/11/10August Briggs Winery(4)C-DThis winery does not produce outstanding wines but the service is amongst t...04/03/05Avila Winery(1)Azul Profundo(1)Azur Winery(1)Tasted at 750 Wines in HealdsburghBabcock Winery(1)Bacio Divino(1)Baldacci Vineyards(1)Barnett Vineyards(8)CAt the top of Spring Mountain Road (well it appeared to be the top!!), we h...01/20/08Baron Di Pauli(1)Bartholomew Park Winery(7)B-CBartholomew Park Winery does not produce excellent wines, but the winery is...06/18/05Beaulieu Vineyards(45)BBV is one of the most famous wineries along Hwy 29 in Napa Valley. Generall...10/14/06Beauregard Winery(1)Beaux Freres (1)Behrens & Hitchcock Winery(11)DI am not really too sure how to describe Behrens and Hitchcock other than i...01/20/08Bella Vineyards(8)CBella Vineyards is another example of the excellent service throughout the ...05/21/05Belle Glos(1)Belvedere Winery(2)B-C03/06/04Bennett Lane(2)BNice space and friendly people. A family owned winery with long ties to th...01/17/12Benton Lane(3)CSmall intimate winery. Typically produces only 3 wines. Pinot Noir being ...08/12/09Benziger Family Winery(11)C-DBenziger winery is a little difficult to find but definitely worth it when ...01/06/07Beringer Vineyards(57)DD7/13/08 - Again outstanding service from Carlos and reinforced our DD ratin...02/18/06Berryessa Gap Vineyards(1)Tasted wines at SF Tapas 2010 eventBlack Goose Wines(1)Black Sears Winery(1)Blackstone Winery(2)Bodega Colome(1)Bodega Norton(1)Bogle Vineyards(1)Bokisch Vineyards(1)Bradford Mountain Winery(3)Bravante Vineyards(6)DWe have tasted Bravante several times a the Family Winemakers event at fort...07/12/08Bremer Family(6)DWe had a great time at Bremer. It was the last winery on our list for the d...04/10/10Brewer-Clifton Wines(1)Buccella Wines(2)Burgess Cellars(1)CADE Winery(1)Cain Vineyard & Winery(5)02/09/07Cakebread Cellars(4)Calcareous Vineyard(3)Tasted at ZAP festivalCalina(1)Cardinale(7)B-CThe Cardinale winery represents Atalon wines and Cardinale wines (reserve) ...07/10/05Carlos Pulenta(2)Carrefour Vineyards(1)The winery is too small to have it's own tasting room, so is available for ...Casa Lapostolle(3)Casa Marin(1)Casale Triocco(1)Casisano Colombaio(2)Caspar Estate(1)DFantastic! It is getting harder to find new wineries that we have not visit...12/27/12Castello di Fonterutoli(1)Caymus Vineyards(3)Cesari(1)Chameleon Cellars(0)CWe met Jeff Popick of Chameleon Cellars when we went to visit Bravante in H...07/12/08Chante Cigale(2)Charles De Fere(1)Chase Family Cellars(1)Chateau Bellegrave(1)Chateau Boswell(5)CThe winery is a small European style Chateau on the Silverado Trail that pr...05/28/06Chateau Cap Leon Veyrin(1)Chateau Caronne St. Gemme(1)Chateau Charman (1)Chateau Clarke(2)Chateau Clerc Milon(2)Chateau Cos d(1)Chateau Coufran(4)Chateau De Brens(1)05/22/10Chateau Ducru Beaucaillou(1)Chateau Floreal(1)Chateau Gruaud Larose(6)Chateau Haut Bergey(1)Chateau Lascombes(1)Chateau Latour(1)Chateau Leoville Poyferre(1)Chateau Lynch Bages(2)Chateau Lyonnat (1)05/23/10Chateau Malartic-Lagravière (1)05/18/10Chateau Miles Roses(1)Chateau Montelena(24)A-BThe winery is a fantastic Chateau - as if it is straight out of France, ove...04/03/05Chateau Mouton Rothschild(1)Chateau Palmer(1)Chateau Pichon Lalande(1)Chateau Pontet Canet(1)Chateau Quinault(1)Chateau Roquette Sur Mer(1)Chateau Simard(1)Chateau Smith Haut Lafitte(1)Chateau Souverain(20)CGreat Location, friendly tasting room. No reds only wine club. Good discoun...05/16/04Chateau St Jean(13)B-CChateau St Jean has become famous of late for it's Bordeaux Blend "Cinq Cep...01/30/05Chateau Talbot(3)Chater Oak Winery(2)Tasted at ZAP 2009Cline Cellars(3)C-DI really enjoyed Cline Cellars. I have been there twice now and neither vis...01/08/11Clos de L'Oratoire(2)Clos du Marquis(1)Clos Du Val(45)CWe lowered the rating at Clos du Val from C-D to C because the service has ...03/13/05Clos LaChance Wines(2)Clos Pegase(5)B-CDesigned as a "temple to art and wine", Clos Pegase is a very interesting p...08/11/07Clos Tita(4)Tasted wines as part of Santa Cruz Mountain Winemakers Association festival...Cobos(1)Colgin Cellars(1)Wine tasted at California Wine...Cono Sur(3)Cono Sur(0)Copain(3)BTasted as part of a winter wineroad event. Nice winery, with some interesti...01/17/10Coral Mustang Wines(2)Tasted wines at SF Tapas 2010 eventCordon Creek Cellars(4)Tasted wines as part of Santa Cruz Mountain Winemakers Association festival...Corino(1)Corison Winery(11)CShane had heard about Corison Cabernets from one of the guy's at K&L in San...02/04/06Cornerstone(1)Corte Majoli(1)Coudoulet de Beaucastel(1)Cristom Vineyards(8)CGreat location with picnic tables and a beautiful garden surrounding. Frie...08/13/09d Arenberg(3)D-Cubed Cellars(4)Dahlia(1)dak mc(2)A-Bdak mc was here04/18/04David Bruce Winery(7)CDavid Bruce is definitely famous for their Pinot's so I was looking forward...04/18/08Davis Bynum(2)Davis Family Vineyards(5)CDavis Family Vineyards is a small family run vineyard in the center of the ...12/08/07De La Montanya Winery(7)CThis is a great little winery with fantastic service. It was our first wine...05/21/05Dehlinger Winery(1)Del Dotto Vineyards(10)B-CWe were driving north on Hwy 29 just before St Helena and noticed a new bui...04/20/08Diamond Oaks(5)B-CDiamond Oaks is up in the hills overlooking the valley below. It is a beaut...04/20/08Dierberg(1)Domaine De La Meuliere(1)Domaine de Montille(1)Domaine Denis Mortet(1)Domaine Drouhin(2)Domaine Dujac(1)Domaine Laurier Winery(1)Domaine Llarria(1)Domaine Roulot(1)Domaine Serene(2)Dominus Estate(6)No tasting roomDomus Aurea(1)Dona Paula(2)Donum Winery(1)Downing Family Vineyards(2)Drinkward Peschon(2)Dry Creek Vineyards(6)Dry Stack Cellars(3)Soon to be renamed as "Grey Stack Cellars" because "Dry Stack Cellars" has ...Duckhorn Vineyards(51)CD rating for a private tasting with Jim Shook. Ask for Jim!! Note that t...04/03/05Dutch Henry Winery(5)B-CDutch Henry is a small family run and operated winery in Calistoga. We had ...10/13/07Dutcher Crossing Winery(8)BWe were amazed to find out that Dutcher Crossing is only 7 weeks old (that ...05/21/05Dutton Estate(10)BNice tasting room with some retail. Pretty small place but very comfortable...12/08/07Dutton-Goldfield(1)Dynamite Winery(1)E&E(1)E. Guigal(3)Eagle & Rose & Skyhawk Cellars(3)The winery is too small to have it's own tasting room, so is available for ...02/18/06Egelhoff(1)C-DRenowned winemaker and consultant, Bob Egelhoff has his own label. No winer...08/22/15Ehlers Estate(3)B-COur first tasting of the day was at Ehlers Estate, a small winery just nort...02/03/07Elizabeth Spencer Wines(10)C-DStarted a few years ago by husband and wife, Elizabeth Spencer wines is hou...02/08/09Elyse Winery(6)C-DI was very impressed with Elyse winery. It is a very small winery on Hoffma...06/10/06Erba Mountainside Vineyards(2)Etude(4)Failla(1)Farella Park Vineyards(13)DExcellent. One of our favourite winery experiences. We turned up in a limo ...06/10/06Fattoria di Sant Angelo (Lisini)(1)Fenestra Winery(2)Tasted wines at SF Tapas 2010 eventFernwood Cellars(3)Tasted wines as part of Santa Cruz Mountain Winemakers Association festival...Ferrando(1)Ferrari Carano Vineyards(4)B-CYou should go to Ferrari-Carano to visit the incredible gardens. Five acres...03/10/07Fife Vineyards(4)The winery has its own tasting room and the wines are available for tasting...02/18/06Finca Allende(1)Fisher Vineyards(2)Flora Springs Winery(7)B-COverall, we were disappointed with Flora Springs. We have been big fans of ...02/04/06Flowers(3)Fort Ross Vineyard(7)Four Sons Winery(1)Franciscan(10)B-CFranciscan is another large, popular winery along Hwy 29 just before St Hel...10/14/06Frank Family Vineyards(10)CI had called the winery a week earlier and scheduled a private tasting for ...12/09/06Frazier(3)Freemark Abbey(5)A-BWe had tasted the Freemark Abbey prime label (Bosche, named after the owner...02/18/06Frias Family Vineyard(2)02/09/07Fritz Winery(2)Gaja(1)Gamba Vineyards & Winery(3)Gary Farrell Winery(7)B-CWow, now this is a plush winery!! We had tried Gary Farrell Pinots before s...12/08/07Gemstone Vineyard(1)Wine tasted at California Wine...Ghost Block(1)Tasted at 750 Wines in HealdsburghGhost Pines Wines(1)Girard(7)CWe all enjoyed visiting the new tasting room for Girard in Yountville. The ...12/30/08Gloria Ferrer(3)B-CWe had an excellent time at Gloria Ferrer. We arrived at 10am with a bus of...04/07/07Goldeneye(2)Gorrondona Euskadi(1)Grassi Wine Company(1)Grasso Vineyard(1)Green Truck Cellars (aka Road 31)(1)Grgich Hills Cellar(1)BThe good news is that you get a free glass when tasting that can be used ag...Gros Frere et S�ur(1)Groth Vineyards(2)Guilliams Winery(12)DJune 2010: We visited Guilliams again as we were at an Open House in Keenan...06/19/10Gundlach Bundschu(11)BI was disappointed with the winery, the wines and the service. I was expect...06/18/05Hall(5)BHall winery tasting room is in an historic building that is over 100 years ...02/18/06Hansel Family Vineyards(1)Harlan Estate(4)Wine tasted at California Wine...Harney Lane Winery(1)Hartford Family Wines(2)B-CFor the location, it is a much bigger location and project than you would t...11/18/11Harvest Moon(2)Havens Wine Cellars(6)C-DShane had met Michael Havens at a wine tasting in San Francisco, and was so...02/04/06Hayfork(1)CHayfork wines come from excellent pedigree with Haley Wight (winemaker and ...02/08/14Haywood Estate Winery(3)Heitz Cellars(7)CThe tasting room was the original Heitz winery, but they outgrew the buildi...02/18/06Heller Estate(11)CI really like this winery and the wines they produce. The wines are certifi...09/17/05Henry's Drive(1)Heritage Oaks(5)Herri Mina(1)Hess Winery(3)Highlands Winery(3)Holdredge Wines(5)CAnother small family run winery based out of Healdsburg, Holdredge speciali...12/08/07Hollywood & Vine Cellars(2)Honig Winery(6)B-C05/01/10Hook and Ladder Winery(1)Hop Kiln(0)ANice building/premises but a funky smell from the years of hops storage. ...11/18/11Hope and Grace Wines(6)C-DRefered by the staff at James Cole Estate who share the same winemaker as H...02/13/09Hourglass(0)Howell Mountain Vineyards(8)The winery is too small to have it's own tasting room, so is available for ...02/18/06Hunter Hill Vineyard(5)CHuntingdon(2)Imagery Estate Winery (1)B-CGood energy tasting room, single vineyard varietals. Part of the Benzinger...11/27/10Io Winery(1)Iron Horse Vineyards(2)BLovely views, open air tasting, good place to get the day started with some...11/18/11J Moss Wines(3)Jacques Puffeney(2)04/05/11Jacuzzi Family Vineyards(8)CWe were driving by the very new and impressive looking Jacuzzi winery and d...09/01/07James Cole Estate Winery(5)CWe got a reference from our friends at Clos Du Val to visit nearby. We arri...02/13/09Jewel Collection Winery(13)BDown the road from Mondavi's Woodbridge winery, located alongside the railr...06/21/08Jordan Winery(1)Joseph Family Vineyard(1)Joseph Phelps Winery(2)Joseph Swan Winery(1)Justin(13)B-CBack to Justin with a complimentary pass from a friend that works there. Th...05/01/09Kathryn Kennedy Winery(5)Tasted wines as part of Santa Cruz Mountain Winemakers Association festival...Keenan Winery(15)CJune 19th 2010: We went to the Keenan Open House which really is an incredi...02/04/06Keever Vineyards(3)CKeever Vineyards is an excellent winery to visit. As you can probably tell ...10/13/07Kelham Vineyards(8)Kenefick Ranch(3)Not open to the public, Tasted at Family Winemakers of California 2008. Sec...Keplinger(2)C-D12/04/10King Estate Winery(4)CAmazing location on the top of a hill with spectacular views of the valley....08/11/09Kokomo(4)Kosta Browne Winery(1)L Ecole No 41(3)La Cerisiere(1)La Posta(1)La Rioja Alta(1)Lacoste-Borie(1)Ladera Vineyards(6)B-CBased in a 120 year old winery, Ladera are known for their mountain caberne...07/11/08Lail Vineyards(2)Laird Family Estate(4)CWe turned up at Laird in a Limo bus with 15 people and no appointment as we...06/10/06Lambert Bridge(0)B-CVery friendly service, provided a good discount and help in arranging a fut...04/18/04Lancaster Estate(10)DThis winery is great with impeccable service (but not snobby like you would...05/14/05Lava Cap Winery(2)Le Casque(1)Leal Vineyards(2)Ledson(3)B-CLovely building, nice tasting rooms.11/27/10Leeuwin(6)Lewelling Vineyards(5)DDI heard about Lewelling from a friend who we had over for dinner so I was l...02/27/09Linne Calodo(4)CA friend had mentioned that we should check out Linne Calodo because they h...05/18/08Littorai(8)Lockwood(1)Lonen & Jocelyn Wines(2)Tasted wines as part of Santa Cruz Mountain Winemakers Association festival...Long Meadow Ranch(7)BLong Meadow Ranch is a 650 acre ranch on the top of Mayacamas Mountains in ...05/08/10Longboard Vineyards(8)CWhere surfing meets wine!! Longboard vineyards is like walking into a surfe...12/08/07Longoria Wines(1)Tasted wines at SF Tapas 2010 eventLoring Wine Company(1)Lost Canyon Winery(6)Louis Martini(1)Lucas Winery(6)COne ofhte oldest wineries in Lodi area, extremely friendly staff. First ime...06/21/08Luigi Bosca(1)Lynmar Winery(9)CLynmar was our last visit on a crowded wine tasting day, and we almost did ...12/08/07MacPhail Family Wines(5)C-DThe winery normally caters to small groups for tasting during the week, but...01/17/10MacRostie Vineyard(1)Mahoney Vineyards(1)Tasted wines at SF Tapas 2010 eventMaison Champy(1)Maisonry(0)C-DMaisonry is a beautiful stone building in the town of Yountville, that has ...12/30/08Mario Perelli-Minetti(1)Markham Vineyards(8)B-CSecond stop of the day was at Markham. The tasting room is huge with a lot ...02/03/07Marston Family Vineyards(4)DMarston Family Vineyards is a hidden treasure on Spring Mountain in Napa. W...04/10/10Martin Ranch Winery(3)Tasted wines as part of Santa Cruz Mountain Winemakers Association festival...Matanzas Creek Winery(1)MatCoke(22)Cialis E Interazioni Usar La Propecia via...Mazzocco(16)CEven though I thought the wines were not that good, I would definitely reco...10/01/05Mazzoni(1)McHenry(1)Meander Cellars(4)DMeander Cellars is great. If you get a chance you need to visit Amy Aiken; ...01/15/11Merryvale(13)B4/07/2007: We were on a bus tour with about 15 people, and Merryvale was th...10/14/06Merus(1)Wine tasted at California Wine...Michael David Vineyards(4)BAnother winery with a large range of wines. We had an interesting experienc...06/21/08Michael Martella(3)Tasted wines as part of Santa Cruz Mountain Winemakers Association festival...Michael Pozzan Winery(1)Miguel Torres(4)Miner Family Winery(2)B-CUpstairs tasting room with a cool wine cellar off the side of the room. Rea...07/11/06Miramar Estate (Miramar Torres)(1)B-CGood Chardonnay and Pinot at fair prices, nothing over $50. Membership of ...11/19/11Moet & Chandon(1)Molly Dooker(1)Montes(1)Montgomery Place(1)Monticello Vineyards(5)BJust an average experience. The tasting room is nice and was pretty empty w...12/30/08Morgan Winery(1)Mount Eden Vineyard(1)Narsai David & Venus(1)Navillus Birney Ranch(0)CA small winery visited as part of the Hearts of Sonoma festival in 2005. Th...11/25/05Nicholson Ranch(5)CNicholson Ranch is only 1.5 years old and produce very nice wines which wil...06/18/05Nickel & Nickel Vineyards(13)C We drove by the winery and called in as the 2003 release party was going o...02/03/07Niner Wine Estates(1)Nomad Winery(1)Oakford Vineyards(1)OBrien Estate(0)C-DO'Brien Estate is a great place to visit. Unfortunately we arrived at the w...10/29/11Olsen Ogden Wines(3)Opus One Winery(2)A-BSpectacular setting, but pompous staff. David's girlfriend was able to make...Orin Swift Cellars(1)Orsi-Papale Winery(1)Tasted at 750 Wines in HealdsburghP & M Staiger(2)Tasted wines as part of Santa Cruz Mountain Winemakers Association festival...Pahlmeyer(2)Palmaz(2)C-DFor those of you visiting Napa that want to experience a winery tour that i...09/09/11Paloma Vineyard(1)C-DBarbara Richards was very friendly and welcomed us into her home when we ar...01/20/08Parador Cellars(3)Tasted wines at SF Tapas 2010 eventPassalacqua Winery(4)B-CStunning scenery overlooking the vineyards of Dry Creek Valley, you can buy...05/21/05Patz & Hall(1)Paul Hobbs Winery(3)Wine tasted at California Wi...Peacock Family Vineyard(0)Pedras Wine Company(1)Peju Provence Winery(5)CWe had a great time at Peju. We got there late in the day and initially did...02/03/07Penfolds(1)Pezzi King Vineyard(1)Pierce Ranch Vineyards(2)Tasted wines at SF Tapas 2010 eventPina Cellars(5)C-DWe pulled into Pina on the Sunday of Memorial weekend (extremely busy) with...05/28/06Pine Ridge Winery(20)BBusy tasting room -service was slow. They have a regular tasting area, a re...05/07/05Pio Cesare(1)Porter Creek(0)B-CPorter Creek is good burgundy-style pinot and you taste in a shed behind th...06/14/08Praxis Cellars(2)Preston Winery(1)Pride Mountain Vineyard(6)DWe really enjoyed our visit to Pride. We had been before but it was a few y...01/15/11Provenance Vineyards(8)B-CA young winery with a large tasting room in a recently remodeled facility w...05/07/05Quivira Vineyards(2)B-CFriendly and knowledgeable staff with a large variety of wines - perhaps to...R Merlo Estate Vineyards(1)The winery is too small to have it's own tasting room, so is available for ...Radio Coteau(1)Re Lily Vineyard(1)Tasted wines at SF Tapas 2010 eventRed Car Wine Co(5)B-CFunky spot slightly hidden behind Dutton Goldfield on the Graton road. ...03/06/11Regusci Winery(4)B-CGreat tasting room (large) and service to match. Nice, friendly staff. I hi...04/30/05Reustle(2)Wide selection of Whites, which may be better than the reds!Revana Family Vineyards(1)A-BRevana Family Vineyards pretty much sums up everything we do not like about...10/13/07Reverie Winery(1)The winery has it's own tasting room on diamond mountain, and is also avail...02/18/06Reynolds Family Winery(5)CFun winery and experience. The servers definitely enjoy their jobs and are ...08/30/08Ricardo Santos(1)Ridge Vineyards(18)B-CRidge are famous for the Monte Bello and this is the wine we really wanted ...10/01/05Ritchie Creek Vineyard(1)CVery small production winery with only 800 cases of handcrafted Cabernet. W...01/20/08River Run Vintners(2)Tasted wines as part of Santa Cruz Mountain Winemakers Association festival...Road 31 Wine Company(1)Robert Craig Wine Cellars(1)Robert Foley Vineyards(1)Wine tasted at California Wine...Robert Mondavi Winery(8)BTasted in the special tasting room - always busy. Did not take notes from t...02/03/07Robert Sinskey Vineyards(3)BThis is a very average winery - both the wines and the winery. The service ...04/03/05Robert Stemmler Winery(1)Roche Winery(12)B-CRoche Winery was our winery of the day and a very pleasant surprise. The wi...06/18/05Rock Rabbit Winery(0)Rockledge Vineyards(2)RockWall Wine(2)Rodney Strong Vineyards(1)Rosati Family Vineyards(1)Rosenblum Cellars(5)Rubicon Estate(1)Rutherford Grove Winery(6)B-CEstablished in 1993, Rutherford Grove is a small family owned winery. The t...02/03/07Rutherford Hill(6)BNot very attentive and asked for cash up front. Killer views, great picnic ...02/17/08Rutherford Wine Company(2)CVery friendly and ideal for bus tours - we arrived with a large group and q...05/06/04S.P. Drummer Wines(1)Saddleback Winery(2)Saintsbury Vineyard(1)Salvestrin Estate Winery(1)B-CThe winery at Salvestrin is virtually someones house with a small tasting r...08/20/04Santa Cruz Mountain Vineyard(2)Sawyer Cellars(3)BVery small production winery, about 4200 cases total, all estate wines. The...02/04/06Sbragia Family Vineyards(5)B-CWe love the wines of Beringer so we were very excited to visit Sbragia (Ed ...03/10/07Scherrer Winery(0)B-CAppointment only. Difficult to find and not exactly glamorous but Fred doe...11/19/11Schrader Cellars(1)Wine tasted at California Wine...Schug Carneros Estate(11)CSchug Winery is hidden away at the junction of 116 and 121. Following the r...05/18/04Schweiger Vineyards(4)Screaming Eagle(1)Wine tasted at California Wine...Scully Winery(1)Tasted at 750 Wines in HealdsburghSeavey Vineyard(6)DSeavey is a fantastic place to visit. Tricky to find, but when you do, it i...07/16/11Sebastiani Vineyards(7)B-CSebastiani produce amongst the best value wines I have tasted in Napa or So...07/10/05Seghesio Family Vineyards(5)Sena(1)Sequoia Grove(46)CSequoia Grove make consistently good Cabernets, and we always like to call ...02/18/06Serdonis Winery(1)Sestadisopra(1)Seventy Five Wine(2)Shafer Vineyards(8)C-DWe really enjoyed the tasting at Shafer and had been wanting to try it for ...12/16/10Shea Wine Cellars(1)Shea Wine Cellars make some of the best Pinot Noirs in the US. We have not ...Siduri Wines(1)Signorello Vineyards(6)BSignorello is located on the Silverado Trail and has about 100 acres. The w...08/30/08Silver Oak Cellars(5)A-BSilver Stag Winery(1)11/05/11Silverado Vineyards(1)BStuffy atmosphere in tasting room - very revenue driven, don't seme to have...10/07/04Simi Winery(10)BThe tasting room is a bit snobby - reminded us of the larger Napa Valley ta...05/21/05Siro Pacenti(1)Skipstone Ranch(1)Skyhawk Lane Winery(4)Sloan(1)Wine tasted at California Wine...Smith & Hook(1)Smith-Madrone Winery(1)Snowden Winery(6)Solena Estate(1)Spottswoode Estate(4)Spring Mountain Vineyard(4)Spring Valley Vineyard(1)St Clement Winery(1)B-CThe St Clement winery is in an old building next to the CIA (Culinary Insti...09/16/05St Helena Road Winery(1)St Helena Winery(1)St. Francis(1)B-CNice location, nice facilities, good selection of wines.Staglin Family Vineyard(1)Stags Leap Wine Cellars(12)B-CVisited a couple of times with our friend Rak who is a member of their club...10/23/04Stags Leap Winery(1)Stein Family Vineyards(1)Tasted wines at SF Tapas 2010 eventSteltzner Vineyards(6)B-CSmall tasting room in a family style winery between the bigger Stags Leap w...05/07/05Sterling Vineyards(1)Stonestreet (3)CI had heard about Stonestreet wines from a friend but had never been to the...01/17/10Stryker Sonoma(8)BAnother average winery, with average wines and service. The currently avail...05/14/05Stuhlmuller Vineyards(6)CStuhlmuller was our first stop on a day out in Sonoma at a wine event. It i...Sullivan Vineyards(9)B-COn our second visit to Sullivan, we got to taste some great wines in the fa...10/15/08Summerfield Winery(1)Summerland Winery(4)Summerwood Winery(6)B-CSmall-medium production winery with 5000 cases sold only from the tasting r...05/01/09Sunce Winery(3)BAmbitious effort with up to 15 wines produced. Not sure all of them are th...03/06/11Susana Balboa(2)Swanson Vineyards(7)CSwanson is very strict on their tasting policy. They have three seatings du...12/07/07Tablas Creek(7)AAll estate grown organic wines, that sisters with a Chateau in France - but...05/01/09Talbott Vineyards(2)B-CPop-in tasting on the way back from a weekend at Big Sur. Pleasant staff an...06/30/04Tallulah(4)Talty Vineyards(6)B-CTasted as part of the winter wineroad event. Normally a quiet winery with f...01/17/10Taplin Cellars(0)CWe bumped into Taplin Cellars at the Family Winemakers event in San Francis...02/22/14Temple Family Vineyards(2)Terra Valentine Winery(9)CIf you have not visited any of the wineries up Spring Mountain Road, then w...01/20/08Terrazas(4)Terre Rouge Wines(5)Testarossa Vineyards(3)CThe owner, Rob Jensen, is a friend of David's through a local Ferrari club ...06/15/05Thomas Fogarty Winery(4)Tasted wines as part of Santa Cruz Mountain Winemakers Association festival...Trapiche(3)Trespass Vineyard(4)C-DTrespass Vineyards was started in 1996 by Don and Dana Gallagher. It is a v...04/10/10Trout Gulch Vineyards(4)Tasted wines as part of Santa Cruz Mountain Winemakers Association festival...Truchard Vineyard(2)Tasted wines at SF Tapas 2010 eventTruett Hurst(4)BTasted as part of a wineroad event - rainy day and large crowd due to the e...01/17/10Turley Wine Cellars(12)CTurley is well known for their Zinfandels that are bold and balanced that a...08/12/06Turnbull Wine Cellars(7)B-CNice winery, good service. 2 separate tasting rooms. Interesting art in res...05/07/05Twomey Vineyard(3)B-COwned by silveroak - their name comes from the owners middle name. Great lo...05/07/11Unti Vineyards(1)Unti Winery(1)V Solo(1)Valley of the Moon Winery(12)CYou can definitely tell the difference between the service of the Napa wine...01/06/07Van Der Heyden Vineyards(4)BThis is a small family owned and run winery on the Silverado Trail. The tas...04/30/05Vasse Felix(1)Venteux Vineyards(5)CWe had a lot of fun at Venteux Vineyards. The wineries in Paso Robles are v...05/18/08Veraison Vineyards(3)The winery is too small to have it's own tasting room, so is available for ...Verdad Cellars(1)Viansa Winery(4)B-CViansa is one of the first wineries you hit when driving to Napa / Sonoma f...01/06/07VIE(2)Vina Chocalan(2)Vine Cliff Winery(2)Von Strasser(8)CVon Strasser is a small boutique winery that specializes in Cabernet Sauvig...04/04/09W H Smith Wines(4)Watermark(1)Wedell Cellars(2)Wellington Vineyards(3)CSmall family winery, that focuses on Sonoma Cabernets. A variety of flavour...Wente Vineyards(2)White Oak Winery(3)BLarge tasting room that was very busy. We were tasting at the same time as ...09/22/05White Rock Vineyards(5)C-DWhite Rock Vineyards is a working underground winery with 6000 sq ft of cav...05/16/09Whitehall Lane Winery(0)AWhitford Cellars(1)The winery has it's own tasting room and the wines are also available for t...02/18/06Wild Horse(1)William Harrison Vineyards(4)B-CNice winery with a good sized tasting room. The winery resembles a Western ...05/28/06Wilson Winery(2)B03/05/11Window Pane(1)Tasted wine at 750 Wines in HealdsburghWindy Oaks Estate(0)Tasted wines as part of Santa Cruz Mountain Winemakers Association festival...Wing Canyon Vineyards(1)The winery is too small to have it's own tasting room, so is available for ...02/18/06Winter Wine(1)Wynns(1)Zahtila Vineyards(8)B-CThis is a great little (reds only) winery with a fun tasting room. The serv...04/03/05Zeitgeist Cellars(2)Zeitgeist Cellars is a collaboration between husband and wife wine making t...ZinAlley Winery(2)CWe were told to visit ZinAlley from the people at Turley and we were not di...05/18/08


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OluKai Women's Alaula Slipper
Product Info Item# 1038643
Laid back and slipped on, OluKai® Women's Alaula adds a whole new level of comfort with genuine sheepskin shearling lining, hand-sewn whipstitching detail and embroidered logo.
- Nubuck leather upper
- Odor resistant, recyclable, and biodegradable wool lining provides the perfect insulation for both hot and cold weather
- Removable and washable dual-density anatomical PU footbed with a polyurethane gel insert and a soft, wool blend textile footbed cover
- Non-marking rubber outsole with a buffed finish for a modern surface texture and feel
Product Features:
|Genuine sheepskin
|Non-marking rubber with buffed finish
|Dual-density Polyurethane and Polyurethane gel with Wool blend cover
Style Number: 20341-7B40, 20341-48DE
More About OluKai
Through the Fit by Nature, Crafted by Hand design principle, Olukai builds every pair of footwear with signature anatomically contoured footbeds to deliver the perfect balance of instant comfort and lasting support.
Each pair features beautiful, quality materials and handcrafted details inspired by island culture.


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Phd Graduate Involved in Cutting Edge Research
PhD graduate Dr Kate Akerman is at the forefront of cutting edge research in Chemistry with her focus being on the "synthesis and characterisation of gold (III) macrocyclic complexes as targeted anti-cancer agents".
As drug resistance against chemotherapeutic agents currently in clinical use increases, the need to develop new drugs with different cellular targets is necessary. Including the gold (III) ion in new drugs has changed their mechanism of action which is expected to overcome the problem of drug resistance. The new drugs have proven to be effective anti-cancer agents and have been patented.
Akerman says she enjoyed chemistry from her very first year at university as seeing how the principles of chemistry underpin so many different areas of research fascinated her.
Her Lecturer at the time, Dr Murray Low, fostered this interest and encouraged her to continue studying in the field.
Akerman attributes her success to being very fortunate to have met and worked with a number of highly accomplished Chemists during her studies. In the second and third years of her Chemistry degree she was introduced to Professor Orde Munro who deeply impressed her with his knowledge and passion for research chemistry.
Akerman is currently working as a first year Chemistry Tutor and has found that she thoroughly enjoys interacting with the students and wants to develop the tutorship further into a lectureship so that she can be involved in both teaching and research.
She said during her years of study she discovered a variety of opportunities for women in science with many bursaries available specifically for women. 'I encourage as many women as possible to pursue their studies in the sciences.'
Akerman says she found her PhD studies very challenging, but extremely rewarding. 'There were several times when my research did not go smoothly but I found the Chemistry Department in Pietermaritzburg to be a wonderfully supportive environment in which to work and the input of several people always helped me through the difficult periods.
'I have learnt a tremendous amount in this period, but have also been humbled by how much there is to still learn. I am looking forward to continuing my research so that I can continue to learn.'
She is married to fellow Chemist and UKZN Chemistry Lecturer, Dr Matthew Akerman.
- Swasti Maney


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Tuesday 22 November
Today I am going to tell you about what I did on camp and what I enjoyed doing the most.
Last week we went to camp and for our camp we went to Napier. It was a lot of fun. On the first day we started traveling around 9:00 o'clock. When we got to Napier we went for a walk along the beach exploring. Later, around five, we unpacked our bags from the mini van and put them inside the Aquarium. First we did activities. My one was to name the body parts on a Shark and draw one of the Sharks in the tank. I drew the Spiny Dogfish. Later we had dinner and we had Burgerfuel. It was nice. After our tour of finding facts about fish and animals we set up our beds. It was too late for another night tour so we went straight to bed and in the morning we got another tour. On the morning tour we got to see the Penguins. They were so little.
We also got to go to Laserforce. I was in the second group called the Green Team. We all had a turn playing. One of the adults brought every child an ice block, we were so lucky. On the next day we went to Inflatable World and we got a private session. That was so fun. I went on this big high jump that you have to climb up to the top. When you get up there,there was a line and you get to jump off into this blow mat and Miss Palmer jumped off it and went down the slide that was next to it. After we had lunch we got subway then we went to Napier Prison. We got a tour of the Prison as well. Somebody got framed for murdering someone and he died for it and also if you got caught drunk driving you would have to spend 3 to 8 months in prison and if you were naughty you got hanged.All of the rich people paid a lot of money to go up the top to watch while all the families had to watch from down the bottom. At the Prison they do night tours and when they lock you up in a room people hide up in the corners in black clothes and after a few minutes they come up behind people while they are looking and scare them and make them freak out so they go back to the wall and they try to get out and run away.
On the last day of camp we got to watch a movie.The movie was called School of Rock. Mrs Larsen and Seth loved the movie because they are into rock music. We also went to the ocean hot pools on the second night. It was so fun, I went in the big cold pool and the hot relaxing spa pool. Then the day before we went to Splash Planet we went on the Bumper boats. Mehki was in my group and when he went to go on the Bumper boat, instead of getting into the boat, he fell into the water and the water was really cold. Then we went onto the go carts. They were really fun. I came first . I overlapped the adults and they have had more driving experience than me and Im only 11 and they came last. They must not know how to drive then. Later on in the day we went on the speed slides. That was really cool fun . After, me and Kaleb, went down the tube slide and half way down Kaleb hopped out of the tube and at the end we collided heads and it hurt alot . The life guards didn't even tell us off, it just looked like they didn't care what we did. Then we went off to a deep pool and did flips and bombs into the pool . Mrs Larsen hopped out of the pool so Riley,Coby and Kaleb pushed her back into the pool so she couldn't get away from them, it was so funny.Evan Mrs Larsen started to laugh that she got pushed in. Also when I went down the speed slide all of the water went up my nose and it really hurt. After a while most of us got bored so we went in the lazy river and started to build a tower with all the stuff to float on. We made two of them and Blake W. called the big one Humango and the other one was smaller so we called it Humango the second. Around five, we went back to Kennedy park and had dinner and then we went to bed ready for the next day of life.
I really enjoyed camp because I got to spend heap of time with my friends.


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CraZanity: World's Tallest Pendulum Ride at Six Flags Magic Mountain now OPEN! Trip Report
We got invited to check out Six Flags Magic Mountain's newest ride CraZanity: The World's Tallest & Fastest Pendulum Ride.
CraZanity can accommodate up to 40 riders. On the ride, riders can experience weightlessness swinging at speeds up to 75 miles per hour and reaching a world record 170 feet high!
Since we get motion sickness easily […]


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Sunday, September 13, 2009
The President is a Damn Liar
And Congressman Joe Wilson of South Carolina is right to call President Obama on his lies. Help Congressman Wilson defeat his Statist opponent (who has suddenly "raised" over a million dollars) in November by making a contribution to his campaign here.
Semi-informed opinion of Paul Hankle at 10:34 AM
File under: Chairman Maobama
1 comment:
- Mark Tueting said...
You aren't doing the anti-Obama movement any favors lining up behind a neo-Confederate.
People like Carter who claim that "the overwhelming majority" of opposition to Obama is based on racism are tools.
But in Wilson's case, his membership in the Sons of Confederate Veterans is pretty damning evidence.
Also damning is that he holds arch-segregationist Strom Thurmond up as his role model. I recall celebration of Strom's Dixiecrat run causing problems for the Republicans before...
Subscribe to: Post Comments (Atom)


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My Fairy Garden- Fairy Watering Can is now on TV and in all good toy stores!
Fairy Watering Can is a beautifully detailed playset to provide children with the tools to look after their gardens and flower pots, while offering great play value with a fairy figurine, her swing, gardening tools and a fairy house.
Fenn the fairy loves to water plants whilst playing on her swing.
She also has tools to help tend the garden and after a hard day's work she can sit on the bench in her home and watch the flowers grow.
This kit is a lovely and imaginative stand-alone toy or a perfect companion for other 'My Fairy Garden' grow and play sets.
Visit www.myfairygarden.co.uk for games, puzzles, quizzes and loads of other fun activities!


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How I Overcame My Fear of the Dentist
I remember the helpless feeling as the chair tilted back. The palms of my hands were sweating and my heart pounded loudly in my chest. The smell of latex … the gleam of the instruments … a man with a mask loomed over me … and that's when it happened. I bit the dentist!
I was 11 years old and terrified of the dentist. Four years earlier, I'd endured the painful repair of a chipped tooth and the experience left me anxious and afraid. Needless to say, the dentist was less than pleased about the teeth marks I left on his thumb and promptly sent me home. I returned two weeks later, in a Valium-induced state of relaxation and all went well.
My fear, however, did not dissipate. As an adult, I managed to avoid the dentist's chair for 10 years. But then came the day my children were old enough for their first dental checkups. How could I take my kids to the dentist and whisper calm assurances when deep down, I was more scared than they were?
I decided, once and for all, to overcome my fear of the dentist. Following are four tips I learned along the way.
Find a dentist that specializes in gentle dentistry.
I asked friends and family members for recommendations of dentists who are great with kids. Yes, I was almost 30 years old, but I knew I would need the same level of reassurance as the 3-year-old in the chair next to me.
If you are unable to secure a referral from a friend, check your local yellow pages. Many dentists who specialize in gentle dentistry advertise their kid-friendly approaches.
Tell the dentist about your fears.
Before any work begins, explain your fears to the dentist. As you recount your past dental experiences, be sure to describe exactly what causes you fear. Is it the lack of control? The sound of the drill? The anticipation of possible pain?
When you tell your dentist your specific concerns, you can work together to find comfortable solutions. I use a hand signal to indicate when I need a break. If I feel even the slightest pain or discomfort, I raise my left hand and my dentist stops working immediately until I'm ready to continue.
Listen to soothing music.
Following my 10-year dental hiatus, this strategy helped me through the filling of a cavity. I created a playlist of my favorite calming music and listened to it throughout the procedure. I kept the volume loud enough to drown out the sound of the drill.
Have a trusted friend or family member drive you to the dentist.
Just when I was finally getting over my fear of the dentist, I needed a wisdom tooth removed. I'd heard so many horror stories about the removal of wisdom teeth. I decided to ask my mom to drive me to the oral surgeon's office.
I chose my mom because I knew she wouldn't downplay my fears. She understood my long history of dental phobia and took it seriously. Also, I knew if my mom drove, there was no chance I could back out or change my mind.
Dental care is an important part of a healthy lifestyle. The strategies I employed worked for me. But, there are other options for reducing dental anxiety, including various levels of sedation dentistry. If you, too, struggle with dental fear, I encourage you to talk with your dentist or other health professional to see which approach might work best for you!


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Treatment waiting times reach record high for eating disorder patients
Figures released by the NHS have revealed that people in England are waiting up to 182 days for treatment. Waiting times at mental health services for adults show wide variance depending on where in the country a person is situated. The average waiting time for an adult to receive treatment for an eating disorder can range from 20 days up to 6 months.
Data from 41 out of 55 trusts across England showed that 1,576 people have waited 18 weeks to see a specialist since 2012. 742 people were made to wait 26 weeks whilst 99 people had to wait a year before they could receive treatment.
NHS data also revealed waiting times for outpatient treatment have risen as much as 120% in some areas over the past four years.
Some of the highest average waits were witnessed in Manchester (up to 182 days), with areas such as Kent and Medway seeing long waits too (up to 116 days). At the lower end of the scale, patients living in Dorset, Dudley and north-east London experienced average waiting times of just 20 days.
Five mental health trusts who responded said that they do not have the facilities to provide a service for people with eating disorders at all.
What is being done about it?
In response to this information, the eating disorder charity Beat said early intervention is critical in overcoming an eating disorder.
A spokesperson from The Department of Health commented:
"People with eating disorders must get high-quality care as early as possible – and while this is happening in some places, there is far too much variation. That is why we're investing £150 million to develop community services in every area of the country for children and young people."
In April 2016, the government introduced new targets for mental health but waiting times for adult eating disorder services were not included in this. The Department of Health has said it's working to cut waiting times by developing a pathway for treating adults with eating disorders.
The target by 2020 is to ensure that 95% of patients are seen within four weeks, or one week for urgent cases.
In the private sector it may be as little as a few days to receive treatment for an eating disorder.
Information on eating disorders
Anorexia has the highest mortality rate of any psychiatric disorder. 20% of anorexia sufferers will die prematurely from their illness either because of medical complications or suicide.
Bulimia is also associated with severe medical complications and binge-eating sufferers often experience issues related to obesity.
There is no one known cause of eating disorders: the media, society, family and a number of psychological factors are believed to affect weight concerns and promote disordered eating behaviours. Bulimia and binge-eating are known to run in families, which suggest either genetic transmission or shared psychological factors may affect family members. Anorexia is 56% determined by genetics.
Recent figures show more than 1.6 million people in the UK are affected by eating disorders. Of the known cases, around 11% are estimated to be men.
Eating disorders typically develop during adolescence, but they can affect people of all ages. Anorexia has been seen in people ranging from age 6 to people in their 70s. Outside of the typical age bracket, people are less likely to be appropriately diagnosed due to the lack of understanding and awareness.
Eating disorder statistics in the UK
- 14 to 25 year-olds are the most affected age group
- One in every 100 women aged between 15 and 30 are affected by anorexia
- 40% of people who are affected by an eating disorder are bulimic
- 10% are anorexic
- The rest fall into the EDNOS category. This is when someone has worrying eating habits that do not fall into the typical categories - such as binge-eating
- Research suggests that the earlier treatment is sought, the better the sufferer's chance of recovery
If you think that you or someone you know could be suffering from an eating disorder, please feel free to visit our Eating Disorder Treatment page for more information about the signs, symptoms and treatments that are available.


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This website is consists of people which are very commend original idea from every one, no exception! Because of that we make sure to keep the original pictures without changing anything including the watermark. Every images gallery we publish are always carrying website or blog link where we found it below each photos. Many message came to us about the proper right connected with the pictures on our gallery. When you want to know what is your right, you have to contact the website on each photos, actually we are not able to decide your true right. Do not forget, no watermark does not mean the images is able to freely used without permission.


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Tech Specifications
Drive sales for out of stock or pre-ordered products. Explore a new way to analyze customers' needs and provide a pleasant shopping experience!
Other Extensions by Amasty
OverviewBack to top
It's important to allow buyers to easily pre order or backorder goods that are unavailable for immediate delivery. Every merchant wants to predict customers' needs and demands in order to keep the webshop running successfully. Now you can achieve two goals at once: show that you care about the clients and gather valuable data on customers' preferences, desires and welfare. The extension lets your customers pre order any type of product what gives you priceless information about the trending and must have items for your store. You can easily collect information as well as manage it on a handy grid with filters. There's also a possibility to stick messages for customers, which give them a full understanding about the product status.
- Clearly indicate the products that are available for pre order
- Present pre-order notes as a unique custom stock status
- Pre order a configurable product with certain options
- Label pre orders on the shopping cart page
- Allow customers to track backorders in the customer account
NOTE! Customers are charged only once per purchase. Magento 2 stores demand payments when a backorder or a pre order is placed; the extension doesn't change this functionality.
Pre order of configurable, grouped and bundle products
Allow customers to pre order configurable, grouped and bundle products. Notice that only out of stock configuration will be marked as pre order; all the other product combinations can be sold normally. If one of the items in a bundle or a group is currently available only for pre order, customer will see the corresponding notification.
Quickly find pre orders on the grid with a handy filter
Pre Order column added to the Order grid allows rapid sorting and editing your store pre orders. This option can dramatically increase productivity of all admin users. They won't need to look through the whole list of placed orders to find out which items have been pre ordered.
Easily identify items ordered in advance on the order info page
A note that an item has been pre ordered is also highlighted on the order information page. It ensures that store admins always will be aware of a current order status.
Use custom text on the button
Usability is a vital parameter of success for webstores; the interface should be intuitive and informative at the same time. Equip your Magento 2 store with custom pre order or backorder buttons instead of a regular add to cart button. Thus you will clearly indicate that certain products are unavailable for immediate delivery but can be purchased in advance. Pre order buttons are displayed both on category and product pages.
Specify pre order notes and warning messages
Stick a pre order warning to the products that are not in stock at the moment. The notes will be displayed on product pages and pinned to the order information in the Orders tab of a customer account. You can use variables like {sku} or {delivery_date} to make notes more informative.
How you benefit using the extension
Manage products and stock with ease, allow customers to book products they need even when they are not available at the moment of purchase.
User Guide:
|See a step by step guide on how to configure the extension|
|Settings| |Pre Order for items of Configurable Product| |Pre Order buttons and Notes|
User Guide
|See how to configure the module step by step|
Our support policy
- Free lifetime updates
- Support services included (contact our team via https://amasty.com/contacts/)
- Moneyback guarantee
Release NotesBack to top
- Compatible with CE: 2.1 2.2
- Compatible with EE: 2.1 2.2
- Stability: Stable Build
Added the Pre-Order note near the product in the Order review block at the checkout page
- Compatible with CE: 2.1 2.2
- Compatible with EE: 2.1 2.2
- Stability: Stable Build
Version 1.1.1
– Magento 2.2 compatibility tested and confirmed
– Fixed an issue with the missing header in the orders grid page
– Fixed the issue with the bundle product and wrong orders grid page
– Fixed an issue with Max Saving filter
- Compatible with CE: 2.1
- Compatible with EE: 2.1
- Stability: Stable Build
v1.1.0 - 'Pre Order' button replaces the 'Add to Cart' for the configurable products in the product listing page now
- Compatible with CE: 2.1
- Compatible with EE: 2.1
- Stability: Stable Build
v1.0.9 - Possibility to use mass action to update pre-order fields
- Compatible with CE: 2.1
- Stability: Stable Build
Code is organized according to the new Magento standards. Compatibility with Magento 2.1 UI forms


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Jack Abrams STEM Magnet School students and teachers are always ready for a challenge and they got one when The Brain Show visited the building for an exciting assembly program.
Sponsored by the school's PTA, there were separate sessions for third and fourth graders and fifth and sixth graders. "It was an engaging assembly that presented curriculum topics in a game show format," Principal Donna Moro said.
The Brain Show bills itself as "the perfect vehicle to celebrate education and to communicate to children that learning can be cool and fun." The assembly played out like a real live TV game show. There were colorful podiums that had computerized lights and sounds and a host that added to the buzz.
Groups of four or five students played on teams against each other. Students were asked grade level questions related to math, science and social studies, but it wasn't enough to just know the answers, in order to be awarded the points, teams had to work together to perform three different tasks.
"The kids had a blast acting as game show contestants," STEM PTA President Sara Baliber said. The fast paced action kept the contestants and crowd engaged. Dozens of students participated in each of the show, which also included teachers fielding questions in the final round.
"Winning was a matter of brains, collaboration and team work," Ms. Moro said. "Students had fun while they were learning. I am not sure if students enjoyed playing or watching their teachers play more. It was a wonderful interactive event."


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No products
Prices are tax included
The Legends London Original Hair Pomade is for those looking for a high hold with a medium shine finish. Our pomade provides a strong grip for maximum styling flexibility. Washes out with water.
The first handmade natural pomade from Dutch soil. And it's epic stuff, we promise.


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Ohkay so, it was yet another fun episode of Aangan with the focus on one issue – Aqdas's proposal for Shaina. I think now that the introductory part is over & every character has gotten enough coverage to show their nature, everyone has settled down emotionally & things are pretty calm in Zaitoon Manzil these days!
Before anything else, I have to discuss the assumption that Zaitoon made about Hajra. The dual meaning conversation that they both had where Zaitoon was talking about a baby & Hajra was discussing about Aqdas's proposal was so hilarious. Zaitoon's naievty is super sweet, it just makes it so obvious that she is very simple minded but still she tries really hard to portray that she knows everyyyything. But I must say the mention of '24 hours mai khushkhabri' got Zaitoon confused too because no matter how simple she is, even she knew things aren't this quick when it comes to this matter!!
Sadly Abba Jee was heart broken today. What he said about Shafiq complaining about him to Asim was sad to hear. He only wanted to guide his grandson but he got a reality check that no one is under his control anymore. The way the generation gap has been shown is brilliant. Abba Jee only wanted to convey what he felt but had no idea that he will get blocked because no one had the patience to listen to & understand his concerns!
Hajra got a bit too excited, therefore she told everyone everything based on her own assumptions. Even Shaina seemed a little excited because she knew that Aqdas is a nice guy. I loved the way Rubina & Laila were teasing Shaina. It was so good to see all of them coming together & looking forward to Faseeha's arrival because they all wanted to be a part of Hajra's happiness.
Even though Faseeha did put forth Aqdas's proposal for Zoya but it was too obvious that she wasn't too keen on it as she was judging Zoya for her one & only son & she didn't really meet her standards. Everyone was not only taken aback but were shocked to hear what Faseeha had to say as no one saw that coming!
I once again loved how Shaina reasoned with Hajra & tried to put things into perspective. It was so beautiful that Shaina curbed her feelings & told Hajra to be happy for Zoya. I am sure things won't be too smooth & there will be a lot of obstacles in the way & oh yes, the biggest obstacle would be getting Aalu & Anila's permission.
I loved this episode & had a great time watching it. Even though every episode might focus on a thing or two but there are so many moments which make every episode wholesome & complete, like I loved the bonding of Hajra, Rubina & Laila over the kitchen table where they discussed how Zaitoon should be approached & informed about Aqdas's proposal. Rubina's neverending taunts directed at Zahid are amusing too, but sadly he doesn't pay heed to what his wife is trying to convey. Overall it was a thoroughly enjoyable episode but I am looking forward to the next one as I want to see Zoya's reaction. Please share your thoughts about this episode of Aangan.
Keep Supporting,
Zahra Mirza.


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In this part, I would like to focus, again on something that has not been highlighted in most discussions – the bonds issued by 1MDB. As my earlier focus, I want to highlight the dark side of these matters – which seemingly been missed by most due to the opaque nature of the subject.
First, let I have to lay down the financial facts, so that we can analyze them at the end of this article. Please bear with me for some of the details as they are necessary for us to dissect the subjects later on.
- Issued in May 2009 (Malaysia and in Ringgit): Islamic Medium Term Notes (IMTN) matured in various tranches from 2011 until 2039, issued in 29 May 2009; Total Face Value of RM5,000,000,000 at profit rate of 5.75%; This bond was issued locally, under Islamic Murabahah principles, issued directly under 1Malaysia Development Berhad (formerly Terengganu Investment Authority). The Notes were exempted from ratings, the full principle of RM5 billion is guaranteed by the Malaysian Government; it is an unsecured Notes. Total coupons to be paid from 2016 until 2039 (i.e. the final coupon; coupons are paid semi-annually) would be RM6,612,500,000, plus the principle RM5,000,000,000 is to be paid in a lump-sum in 2039. Hence the total obligations from the IMTN (from 2016 till 2039) is RM11,612,500,000.
- Issued in 2012 (London and in US Dollar): 10 YEAR NOTES matured in 2022, carrying a coupon rate of 5.75%; Guaranteed by IPIC (Abu Dhabi); Face Value of US1,750,000,000 by 1MDB Energy Originally rated by Standard & Poor's with AA ratings. Issued in London, where Goldman Sachs was the sole Book Runner of the issuance. Based on the coupon rate, US100 million has to be paid yearly to the Notes holders, and until 2022, the total coupons to be paid is US600 million; which means the total obligation is about US2.350 billion.
- Issued in 2013 (London and in US Dollar): 10 YEAR NOTES matured in 2023, carrying a coupon rate of 4.4%; Backed by some forms of guarantee by IPIC or Aabar and some forms of letter of support from Malaysian Government; Face Value of US3,000,000,000. Originally rated by Standard & Poor's with AA ratings. Issued by 1MDB Global Investments Ltd; Issued in London, where Goldman Sachs was the sole Book Runner of the issuance. Based on the coupon rate, US172.5 million has to be paid yearly to the Notes holders, and until 2023, the total coupons to be paid is US1,035 million; which means the total obligation is about US4.035 billion.
- Issued in February 2014: Bandar Malaysia Sukuk with maturities between 2021 to 2024, issued in February 2014; Face Value of RM2,400,000,000. It is backed by 194 hectares of Sungai Besi land. The yield was 5.85% for 7 Years to 6.05% for 10 Years Sukuk. Tabung Haji subscribed to RM920 million of the Sukuk, the balance was subscribed by other local FI, based on Private Placement. It seems that the Sukuk was issued as Zero Coupon, which means thay it was issued at discounts based on the prevailing yield at issuance date (which were between 5.85% to 6.05%), hence the total cash proceed to 1MDB should be in the range of about RM1.2 billion.
- There are other bonds or IMTN issued by 1MDB subsidiaries such as Jimah Power and others, which are not included. Similarly there are other shorter term debts which were subscribed by KWAP and other local financial entities; as well EXIM Bank, MOF, local borrowings related to the IPPs (Tanjong, Powertek, etc.).
- For the US Notes issued in London, Goldman were paid US592 million as fees/commissions; which is about 11% of the Face Value/proceeds.
- Currently the US Dollar Notes due in 2023 are priced in May 2016 at about US82 (assuming US100 is Par Value),a discount of US18 dollars, which give the current yield of 7.87%; as normally in any bonds, yields rise as prices falls.
- The issue of the "guarantee disputes" with IPIC relates to the Notes issued in 2012 and 2013; The total amount of the guarantee is US2.35 billion + US4.035 billion = US6.38 billion (plus some other costs), which brings a total of disputes of US6.5 billion.
Based on USD/RM exchange rate of RM4.10/USD, the total exposure of 1MDB to the above mentioned bonds stood at: RM26.65 billion for US Dollar denominated Notes + RM13 billion for RM denominated bonds = RM39.65 billion.
THE FINANCIAL ACCOUNTS OF 1MDB (for 2014)
[For those interest to have a copy of 1MDB Accounts for 2014: 1MDB AFS 2014]
[Please note that 1MDB had announced that the above accounts couldn't be relied upon, and Deloitte had recused itself as the auditor. Therefore, at best the above account could be considered as a draft, and yet to be qualified.]
A short analysis of the accounts are as follows:
The total revenue for 1MDB Group stood at Revenue: RM4.258 billion and about RM3.29 billion comes from the IPPs (independent Power Plants from Power Purchase Agreements incomes).For 2014, the biggest costs for 1MDB is finance cost: RM2.398 billion, due to the heavy gearing of the Group. And the significant assets are generally under three categories:
- The ownership of the various IPPs, under Edra Energy.
- The Sungai Besi and TRX lands (valued at about RM7 billion) (See Note 13 of the Account)
- "Portfolio Investments" under "Segregated Portfolio Company" (USD1.56 billion/RM5.18billion) (See Note 18 of the Account).
Deloitte make special explanations to the accounts under "Critical Accounting Judgements" which covers four main areas:
- Treatment of the "Segregated Portfolio Company"
- Valuation to the various lands held
- The pre-existing terms and conditions of the Power Purchase Agreements of the IPPs
- Portfolio of US1.56 b (RM5.18) with various overseas financial institutions.
Let me divide the analysis into a few segments so that we can focus on the issues that matters.
US Notes Issued in London & IPIC Guarantee Disputes (US6.5 billion exposure)
- The Notes issued had a few major shortcomings: the rates and yields of the issuance for a relatively short term notes (i.e. 10 years) are NOT to 1MDB's advantage. You would issue in US Dollar in London ONLY IF you could get the net yields of below 4% or better. Based on the yields/rates disclosed, we are far better off to issue in Ringgit and in Malaysia.
- The exposure to the US Dollar was UNHEDGED. This is absurd and outright stupid. No sovereign wealth funds in this world go and borrow based on "open exposure". If we count the costs of hedging (if we take one), or the costs of US Dollar exchange rates – the real costs of funds now would be anywhere in the 8% to 10% range. If this is the case – then why do we go to London and issue in US Dollar, and what exactly the "added value" that Goldman had brought to the table?
- The fees of USD590 million (or RM2.4 billion) to Goldman (somewhere about 11% or more of the proceeds) – is highest ever known. This is not counting the legal fees and other fees (ratings agencies, etc.). If we issue in Malaysia, the total fees should go above 2.5% (max), plus all the income to our banks are kept in Malaysia and benefits our own local employment.
- Based on the bond documents, once default had occurred, the whole principle plus outstanding interest would come due. And the terms of guarantee would stipulate that the guarantor becomes fully liable for the "full guarantee" amount with immediate effect. This is already became a reality as of now. The question is who is responsible for the guarantee (and hence to pay the amounts required).
- From IPIC point of views, they do not seems to be any advantage and financial gains from fulfilling this guarantee. It is akin to someone becomes a 3rd party guarantor for a car loan of someone else. Logically they will fight tooth and nail. And even if they lose, they will be a VERY sore loser, and Malaysia risks our relations with Abu Dhabi and the Arabs.
In short, the issuance of these Notes are blatant disregard to the interest of the stakeholders of 1MDB (the people), and a rip-off of an extremely large scale. Note that I am not commenting on the alleged misused of the funds raised, which is beside the issues raised here. Furthermore, at risk is also the relationship and investments from the Arab countries into Malaysia. The results will set the tone for this relation for a very long time into the future.
Local Bonds (RM13 billion exposure)
- By any counts the costs of funds for local bonds are high. This is given that 1MDB is a 100% government backed entity, which, if careful work are done, with proper structure, the costs of funds should be below 4% (or whereabouts). Shaving 200 basis points or more in these papers would means saving of at least RM4 to 5 billion from the total of RM13 billions of Ringgit bonds exposure.
- The purpose of RM5 billion IMTN is for "working capital purposes" – of which again should had raised lots of alarm bells to any risk managers. The Bonds are further not secured by any assets, which is again an absolute violations of the spirit of Islamic Debts, which is asset backed. This is similar to obtaining a 5 billion Overdraft facility from bank. It is absurd.
In short, even the local papers were done in manners that are imprudent financially. It should had raised eyebrows from the financial markets that something major is amiss.
The Financial Standing of 1MDB
- 1MDB critically relied on the sale of its Edra Global Energy Berhad to pare of its debts. It was announced on 23 November 2015 that the Share Sale and Purchase Agreement was executed between 1MDB and China General Nuclear Power Corporation. Under the Sale, the CGN Group agreed to acquire 100% of 1MDB's ownership in all its energy assets (comprising Edra Solar Sdn Bhd, Edra Energy Sdn Bhd, Powertek Energy Sdn Bhd, Jimah Teknik Sdn Bhd, Jimah O&M Sdn Bhd, Mastika Lagenda Sdn Bhd and Tiara Tanah Sdn Bhd, collectively the "Edra Operating Companies"). The CGN Group would also assume all the relevant gross debt and cash of the Edra Operating Companies. What is not known until now is the net proceeds of the sale to 1MDB, and what the other salient terms of the SSPA are.
- Once, Edra is sold, then 1MDB would be only a real estate venture, namely for 3 pieces of lands: Sungai Besi Bandar 1Malaysia, Tun Razak Exchange (TRX) and Ayer Hitam land in Penang. All these land are currently valued at somewhere RM7 to 9 billion.
- Which means the annual revenue will drop significantly from RM4 billion to almost negligible (since they are all from the power business), unless sales of lands are being made. Any realization of 'real revenues" from real estate development and construction ventures are still far from coming anytime soon.
- I wonder after that how the financial standings of 1MDB would look like. Since many of the obligations are coming thick and heavy from 2022 onwards. We would see this clearly once the full effect of the Edra sale could be accounted for (which should be seen in 2016 accounts).
Segregated Portfolio Company Issues (US1.5 billion)
- This is the so called payments for Joint Ventures such as the "Petro-Saudi" deal, Abu Dhabi Malaysia Investment deal, etc.
- This is what had been highlighted in the current US DOJ Civil Suit, which claims that monies were siphoned off to somewhere else.
- 1MDB's account claims that these are "portfolio investments' with reputable overseas financial institutions. Deloitte is having a tough time to confirm or deal with this issue. Hence, once the US DOH suit is on, Deloitte, being an American company has to back out.
- In 1MDB's account, this is an opaque matter, since no details were provided in terms what are the investments in, and actually where it resides.
This subject would be of interest to see what will come out of it. Will it be written off, or some funds would be returned back to 1MDB. It is also hidden within 1MDB's subsidairies, such as Brazen Sky, Abu Dhabi Malaysia Investments, and alike. Let us wait and see what will finally come out of this issue.
If the original purpose of 1MDB was to do "smart finance" of Leveraged Buyouts (LBO), or through "smart leveraged structures" – then by all counts as I had described above, it had failed extremely miserably. LBO is "quick in" and "quick out"; it is about "arbitraging" the short term versus long term, and make gains for the differences. It is about repackaging undervalued assets and flog them off with a higher valuations. It is about "arbitraging the difference in terms of costs of funds and returns on investments". Any guys with a decent MBA or CFA could answer all the above. My short say is: whoever conceived the idea, and whoever implementing them just simply lost and do not know what they are doing. If it continues this way, the final tally could be anywhere, only God knows.
Simply put, the total exposure of 1MDB is already above 5% of our GDP; and "per capita" exposure to the Malaysian public now stood at anywhere RM1,300 to RM2,000 per head of every living Malaysian today. In short, everyone of us has to be responsible for that amount (including babies and infants, old people, etc.)
Furthermore, what are the "VALUE ADDED" activities that these monies do for Malaysia? If I borrow at say 8% and my returns are 18%, then the value added is about 10% (roughly). And in the current case, the costs of borrowing is effectively at anywhere around 6 to 8%, and to get returns from the real estate ventures (which will be what's left in 1MDB after Edra Sale), would means that it has to generate somewhere 12 to 15% in gross returns. Any seasoned developers know that is a tall order. We all know that real estate are subject to major cyclical movements globally and locally. This is against the backdrop of real estate glut that is already gripping us today – which means the timing would be off by some years (which could be 10 years, for normal down cycle). I am not counting yet in terms of the socio-economic impact to the people (in terms of affordability) and other social obligations the projects has to undertake (being a government project).
My last word on this is: Good luck 1MDB. You need some genius to overcome and make yourself to be worthy of anything. Otherwise, you will go down in history as the largest debacle of this decade.


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Horse Watch
11/6/2004 edition
We report on some of the noteworthy runs from Saturday's racing. This column is updated every week. Keep a record of the horses to back some big winners.
Well rated horses
Here are the latest runners to be added to our Horse Watch list.
Rosehill 5/6/2004
Wild Queen:
Takeover Target
Sandown Lakeside 5/6/2004
Beautiful Gem
Eagle Farm 5/6/2004
Secret Gift
Star Shiraz
Copyright ©1998-present. OZmium Pty. Ltd. All rights reserved.
|Disclaimer: This site covers various aspects of horseracing in Australia. We provide betting tips, online gambling strategy and links to many thoroughbred sites. OZmium Pty Ltd is not responsible for the content of the links and also accepts no liability for financial loss or misadventure caused by the information provided here. We strongly recommend you bet within your budget and only with money you are prepared to risk.


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A night of celebration. A stunning revelation. A bond's cessation. Happy Anniversary, Kev & Steph. After tonight, things will never be the same.
A gripping Bollywood Musical about a love story struggling to survive in the war-torn valleys of Kashmir. Through action, dialogue and dance, Radicals tackles Islamophobia and the trauma of warfare on innocent lives.


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The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information from the Austin Board of REALTORS® (alternatively, from ACTRIS) from May 26th, 2019 at 9:45am CDT. Neither the Board nor ACTRIS guarantees or is in any way responsible for its accuracy. The Austin Board of REALTORS®, ACTRIS and their affiliates provide the MLS and all content therein "AS IS" and without any warranty, express or implied. Data maintained by the Board or ACTRIS may not reflect all real estate activity in the market.
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