text:
Polity & Governance
- Cabinet approves declaration of Scheduled Areas in respect of Rajasthan
Government Schemes & Policies
- Signing of Legal Agreements between India and World Bank on National Biopharma Mission
- CCEA approves restructured National Bamboo Mission
- HRD Ministry Launches Unnat Bharat Abhiyan 2.0
Bilateral & International Relations
- Cabinet approves MoU between India and Sao Tome and Principe on cooperation in the field of Medicinal Plants
Science & Technology
- NITI Aayog announces the launch of Atal New India Challenges
- Bhabha Kavach: BARC offers first indigenous bulletproof vest
Key Facts for Prelims
- Time Stamping and Time Synchronization network (TSTSN)
For IASToppers Current Affairs Analysis Archive, Click Here
Polity & Governance
Cabinet approves declaration of Scheduled Areas in respect of Rajasthan
The Union Cabinet has given approval to the declaration of Scheduled Areas in respect of Rajasthan under Fifth Schedule to the Constitution of India.
- This will ensure that the Scheduled Tribes of Rajasthan will get benefits of protective measures available under the Fifth Schedule to the Constitution of India.
What are scheduled areas?
As per the Fifth Schedule {Article 244(1)} to the Constitution of India, the expression 'Scheduled Areas' means 'such areas as the President may by order declare to be Scheduled Areas'.
- In accordance with the provisions of paragraph 6(2) of the Fifth Schedule to the Constitution, the President may at any time by order increase the area of any Scheduled Area in a State after consultation with the Governor of that State; rescind, in relation to any State or States, any order or orders made under this paragraph, and in consultation with the Governor of the State concerned, make fresh orders redefining the areas which are to be Scheduled Areas.
- The current fifth scheduled areas are in the states of Andhra Pradesh, Telangana, Gujarat, Jharkhand, Chhattisgarh, Himachal Pradesh, Madhya Pradesh, Maharashtra, Odisha and Rajasthan.
- The Executive power of the Union shall extend to giving directions to the respective States regarding the administration of the Scheduled Areas.
- The Governors of the State in which there are "Scheduled areas" have to submit reports to the President regarding the administration of such Areas, annually or whenever required by the President.
- Tribes Advisory Councils are to be constituted to give advice on such matters as welfare and advancement of the Scheduled Tribes.
- The Governor is authorised to direct that any particular Act of Parliament or of the Legislature of the State shall not apply to a Scheduled Area or shall apply, only subject to exceptions or modifications. The Governor is also authorised to make regulations to prohibit or restrict the transfer of land by, or among members of the Scheduled Tribes.
- The Governor may make regulations for the peace and good government of any area in a State which is for the time being a Scheduled Area.
- These provisions of the Constitution relating to the administration of the Scheduled Areas and Tribes may be altered by Parliament or by ordinary legislation.
- The Constitution provides for the appointment of a Commission to report on the administration of the Scheduled Areas and the welfare of the Scheduled Tribes in the States.
- The President may appoint such Commission at any time, but the appointment of such Commission at the end of 10 years from the commencement of the Constitution was obligatory.
- The Scheduled Areas were first notified in 1950. Subsequently, Constitution Orders (CO) specifying Scheduled Areas in Rajasthan were issued in 1981.
- Due to reorganization and creation of new districts and changes in population of Scheduled Tribes as per 2011 Census, Rajasthan Government has requested for extension of Scheduled Areas in the state.
Government Schemes & Policies
Signing of Legal Agreements between India and World Bank on National Biopharma Mission
The Union Government has entered into agreement with World Bank for flexible financing arrangement to accelerate research towards early development for biopharmaceuticals under National Biopharma Mission.
- The agreement was signed between the project implementing agency – BIRAC a PSU of DBT, Department of Economic Affairs, Ministry of Finance, Govt. of India and International Bank for Reconstruction and Development (on behalf of World Bank).
About National Biopharma Mission:
- The National Biopharma Mission is being implemented by Biotechnology Industry Research Assistance Council (BIRAC) – a Public Sector Undertaking of Department of Biotechnology (DBT).
- It aims to make India a hub for design and development of novel, affordable and effective biopharmaceutical products such as vaccines, biologics and medical devices for combating public health concerns.
- The programme will specifically focus on the development of new vaccines, bio-therapeutics, diagnostics and medical devices to better address the rising burden of diseases in the country.
- It will also bring isolated centres of excellence together, enhance regional capabilities and strengthen the current bio-clusters network in terms of capacities as well as quantity and quality of output.
- This would strengthen translational capability of academic researchers; empower bio-entrepreneurs and SMEs by decreasing the cost and risk during early stages of product development and also elevate the innovation quotient of the industry.
CCEA approves restructured National Bamboo Mission
The Cabinet Committee on Economic Affairs (CCEA) has approved restructured National Bamboo Mission (NBM), a Centrally Sponsored Scheme under National Mission for Sustainable Agriculture (NMSA) during remaining period of 14th Finance Commission (2018-20) with an outlay of Rs. 1290 crore.
- The restructured mission will ensure holistic development of bamboo sector by addressing complete value chain and establish effective linkage of producers (farmers) with industry.
Empowerment of Executive Committee
- CCEA has also approved Empowerment of Executive Committee for formulation of guidelines of NBM and make changes therein, including cost norms for various interventions from time-to-time as per needs felt and specific recommendations of states with approval of Minister for Agriculture & Farmers Welfare.
Objectives of restructured NBM
- Increase area under bamboo plantation in non-forest Government and private lands to supplement farm income and contribute towards resilience to climate change.
- Improve post-harvest management through establishment of innovative primary processing units, treatment and seasoning plants, primary treatment and seasoning plants, preservation technologies and market infrastructure.
- Promote product development at micro, small and medium levels and feed bigger industry. Rejuvenate the under developed bamboo industry in India.
- Promote skill development, capacity building, awareness generation for development of bamboo sector.
- The restructured mission will benefit directly and indirectly farmers as well as local artisans and associated personnels engaged in bamboo sector including associated industries.
- It will directly benefit about one lakh farmers as it has proposed to bring about one lakh ha area under plantation.
- It is expected to establish about 4000 treatment and product development units and bring more than 100000 ha area under plantation.
States/districts to be covered:
- The restructured mission will focus on development of bamboo in limited states where it has social, commercial and economical advantage, particularly in North Eastern region and in Maharashtra, Madhya Pradesh, Chhattisgarh, Odisha, Uttarakhand, Karnataka, Bihar, Jharkhand, Andhra Pradesh, Telangana, Gujarat, Tamil Nadu and Kerala.
- The bamboo plantation will contribute in optimizing farm productivity and income thereby enhancing livelihood opportunities of small and marginal farmers including landless and women as well as provide quality material to industry.
- The restructured mission will serve as potential instrument for enhancing income of farmers and also contribute towards climate resilience and environmental benefits.
- It will also help in creating employment generation directly or indirectly in both skilled and unskilled segments.
About National Bamboo Mission (NBM):
NBM, a Centrally Sponsored Scheme was started in 2006-07.
- It was subsumed under Mission for Integrated Development of Horticulture (MIDH) during 2014-15 and continued till 2015-16.
- It aims to promote growth of bamboo sector through area based regionally differentiated strategy.
- The NBM mainly emphasized on propagation and cultivation of bamboo, with limited efforts on processing, product development and value addition. There is weak linkage between farmers (producers) and industry.
- The restructured mission addresses the complete value chain for growth of the bamboo sector.
- Increase coverage area under bamboo in potential areas, with improved varieties to enhance yields.
- Promote marketing of bamboo and bamboo based handicrafts.
- Establish convergence and synergy among stake-holders for the development of bamboo.
- Promote, develop and disseminate technologies through seamless blend of traditional wisdom and modern scientific knowledge.
- Generate employment opportunities for skilled and unskilled persons, especially unemployed youths.
HRD Ministry Launches Unnat Bharat Abhiyan 2.0
Human Resource Development Ministry has launched Unnat Bharat Abhiyan 2.0.
About Unnat Bharat Abhiyan:
- Unnat Bharat Abhiyan is a flagship programme of the Ministry of Human Resources Development, with the intention to enrich Rural India.
- It aims to leverage the knowledge base and resources of the Premier Institutions of the country to bring in transformational change in rural developmental process.
- It also aims to create a vibrant relationship between the society and the higher educational institutes, with the latter providing the knowledge and technology support to improve the livelihoods in rural areas and to upgrade the capabilities of both the public and private organisations in the society.
About Unnat Bharat Abhiyan 2.0:
- Under the Unnat Bharat Abhiyan 2.0, the institutions have been selected on a Challenge Mode and the scheme has been extended to 750 reputed Higher Educational Institutes (both public and private) of the country.
- Also, scope for providing Subject Expert Groups and Regional Coordinating Institutes to handhold and guide the participating institutions has been strengthened.
- IIT Delhi has been designated to function as the National Coordinating Institute for this programme and the Ministry intends to extend the coverage to all the reputed Higher Educational Institutes, in a phased manner. Each selected institute would adopt a cluster of villages / panchayats and gradually expand the outreach over a period of time.
[Ref: PIB]
Bilateral & International Relations
Cabinet approves MoU between India and Sao Tome and Principe on cooperation in the field of Medicinal Plants
The Union Cabinet has approved Memorandum of Understanding (MoU) between India and Sao Tome and Principe for Cooperation in field of Traditional Systems of Medicine and Homoeopathy.
- The MoU will enhance bilateral cooperation between two countries in areas of Traditional Systems of Medicine. This will be of immense importance to both countries considering their shared cultural heritage.
Location of Sao Tome and Principe:
- Sao Tome and Principe is an island nation in the Gulf of Guinea, off the western equatorial coast of Central Africa.
- It consists of two archipelagos around the two main islands: Sao Tome and Principe off the northwestern coast of Gabon.
- It is the second-smallest African country after Seychelles.
Science & Technology
NITI Aayog announces the launch of Atal New India Challenges
The Atal Innovation Mission (AIM) under the NITI Aayog has launched the Atal New India Challenge.
About the Atal New India Challenge:
It shall be run in collaboration with various ministries- Ministry of Road Transport & Highways, Ministry of Agriculture & Farmers Welfare, Ministry of Housing and Urban Affairs, Ministry of Water Resources, River Development & Ganga Rejuvenation and Ministry of Drinking Water & Sanitation.
- Under the Atal New India Challenge, AIM will invite prospective innovators/MSMEs/start-ups to design market-ready products, using cutting edge technologies or prototypes across 17 identified focus areas such as Climate Smart Agriculture, Smart Mobility, Predictive Maintenance of Rolling Stock, Waste Management etc.
- Applicants showing capability, intent and potential to productize technologies will be awarded grants up to Rs. One crore. This grant will be further supplemented by mentoring, handholding, incubating and other support as needed at various stages of commercialisation, while generating wider deployment for the product.
About Atal Innovation Mission (AIM):
- The Atal Innovation Mission (AIM) is Government of India's flagship initiative to promote a culture of innovation and entrepreneurship in the country.
- AIM is mandated to create an umbrella structure to oversee innovation ecosystem of the country and revolutionizing the innovation eco-system – touching upon the entire innovation life cycle through various programs.
- Atal Tinkering Laboratories (ATLs) create innovators, Atal Incubation Centre and support to Established Incubation Centre will take the innovations to the market and a network of Incubators shall help create enterprises around these innovations.
Bhabha Kavach: BARC offers first indigenous bulletproof vest
It is an armour panel developed by BARC which gives personal protection against bullets of different threat levels.
Key features:
- Bhabha Kavach made up of BARC Nano-Sheets are lighter in weight with reduced trauma level with respect to the existing jackets.
- The jacket is made using extremely hard boron carbide ceramics that is hot-pressed with carbon nano-tubes and composite polymer.
About Bhabha Atomic Research Centre (BARC):
- The BARC is India's premier nuclear research facility based in Mumbai, Maharashtra.
- It is multi-disciplinary research center with extensive infrastructure for advanced research and development.
- Its R&D covers entire spectrum of nuclear science, engineering and related areas.
- BARC's core mandate is to sustain peaceful applications of nuclear energy, primarily for power generation.
Key Facts for Prelims
As part of ongoing Indo-Malaysian defence cooperation, a joint training exercise HARIMAU SHAKTI is being conducted in Malaysia.
The exercise is aimed at bolstering cooperation & coordination between armed forces of both the nations and to share the expertise of both the contingents in conduct of counter insurgency operations in jungle terrain.
Time Stamping and Time Synchronization network (TSTSN)
- National Physical Laboratory (CSIR-NPL) and Department of Telecommunications (DoT) have signed Memorandum of Understanding (MoU) on technical knowledge sharing for establishing nationwide Time Stamping and Time Synchronization network (TSTSN) and traceability of Time signal to UTC NPL Time.
- The nationwide TSTSN consisting of 22 numbers of Time Synchronization Centers (TSC's) will be set up by DoT with technical assistance from CSIR-NPL.
- This network will provide synchronizing pulse in Indian Standard Time (IST) to all Telecom & Internet Service providers (ISPs) in all 22 LSA (Licensed Service Areas) in the country.
- The primary purpose of synchronizing telecom network with IST time stamp is to enable security agencies to overcome difficulty in analyzing and correlating cyber events in this era of advancement of telecom technology.
- It will also improve telecom network efficiency by reducing packet loss due to reduced slips in better synchronized digital network.


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The Legend Hotel
- Civil Lines, Allahabad, utter pradesh, India
The Legend Hotel, Allahabad
The Legend hotel is the new preferred destination in Allahabad for all kinds of social events, conferences, meetings, corporate events and holiday getaways with friends and family. With an excellent location the hotel is easily accessible from any location in Allahabad. The hotel stands elegant with a beautiful yet contemporary facade, well-manicured lush green lawns, dotted with trees and palms all around and an architectural style that creates the feeling of open spaces seamlessly blending with each other. Apart from its prime location and magnificent surroundings, The Legend offers a range of guest facilities, warm & personalized service backed by efficient professional and technical support, making it your dream destination for that special occasion. The hotel offers 42 well appointed rooms including 36 Premiere, 03 Deluxe Suite and 03 Premiere Suite Rooms equipped with all modern amenities.
Website: http://www.hotelthelegend.com
Address: 23 C , Thornhill Road, Civil Lines, Allahabad, U.P. , India – 211001
Phone: +91-532-2272200
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subset: commoncrawl


text:
Vercammen & Associates
A Law Office with
Experienced Attorneys for Your New Jersey Legal Needs
2053 Woodbridge
Edison NJ 08817
Injury and Criminal
on Weekends 732-261-4005
68 South Main St.
Cranbury, NJ 08512
By Appointment Only
Toll Free 800-655-2977
(a) Generally.Except as otherwise provided by law, the prosecution for an offense shall take place in the jurisdiction in which the offense was committed.
(b) Disqualification of Judge.In the event of the judges disqualification or inability for any reason to hear a pending matter, the judge, in addition to the provisions of R. 1:12-3(a), may either refer the matter to the Assignment Judge for designation of an acting judge pursuant to N.J.S.A. 2B:12-6 or transfer the matter to a judge sitting in another municipality within the vicinage. The transferee judge may, however, accept the transfer only if:
(1)the transferee judge has been designated as an acting judge of the court of origin by the Assignment Judge of the vicinage, pursuant to N.J.S.A. 2B:12-6 and R. 1:12-3(a); and
(2)the transferring judge has found that transfer of the matter will not substantially inconvenience any party.
Upon completion of the trial, the transferee court shall immediately advise the court of origin of the disposition made and shall remit to it the complaint, judgment, all records, and any fines and costs collected. The court of origin shall retain jurisdiction and shall maintain all necessary records as though the matter had been tried in the court of origin, which shall be responsible for effecting final disposition of the matter. The municipality of the court of origin shall bear the costs of prosecution of the matter.
You Do Not Include a Complete E-Mail Address, Network will not Forward
Your Contact Form to the Law Office.
Meet with an experienced
Attorney to handle your important legal needs.
Please call the office to schedule a confidential "in Office"
Attorneys are not permitted to provide legal advice by email.
Vercammens Law office represents individuals charged with criminal,
drug offenses, and serious traffic violations throughout New
Jersey. Our office helps people with traffic/ municipal court
tickets including drivers charged with Driving While Intoxicated,
Refusal and Driving While Suspended.
Vercammen was the NJ State Bar Municipal Court Attorney of the
Year and past president of the Middlesex County Municipal Prosecutors
and Motor vehicle violations can cost you. You will have to
pay fines in court or receive points on your drivers license.
An accumulation of too many points, or certain moving violations
may require you to pay expensive surcharges to the N.J. DMV
[Division of Motor Vehicles] or have your license suspended.
Dont give up! The Law Office of Kenneth Vercammen can provide
experienced attorney representation for criminal motor vehicle
your job or drivers license is in jeopardy or you are facing
thousands of dollars in fines, DMV surcharges and car insurance
increases, you need excellent legal representation. The least
expensive attorney is not always the answer. Schedule an appointment
if you need experienced legal representation in a traffic/municipal
court matter.
website www.KennethVercammen.com provides information on traffic offenses
we can be retained to represent people. Our website also provides
details on jail terms for traffic violations and car insurance
eligibility points. Car insurance companies increase rates or
drop customers based on moving violations.
Contact the
Law Office of
Kenneth Vercammen & Associates, P.C.
at 732-572-0500
for an appointment.
Law Office cannot provide legal advice or answer legal questions over
the phone or by email. Please call the Law office and schedule a
confidential "in office" consultation.
This web site is purely a
public resource of general New Jersey information (intended, but not
promised or guaranteed to be correct, complete, or up-to-date). It is
not intended be a source of legal advice, do not rely on information
at this site or others in place of the advice of competent counsel.
The Law Office of Kenneth Vercammen complies with the New Jersey Rules
of Professional Conduct. This web site is not sponsored or associated
with any particular linked entity unless specifically stated.
The existence of any particular link is simply intended to imply potential
interest to the reader, inclusion of a link should not be construed
as an endorsement.
Copyright 2019. Kenneth Vercammen & Associates, P.C.


text:
Update highlights
After a relatively short Beta period, this product has now gone Gold
The only change in this version is that we've added an install-upgrade.json file in preparation for compatibility with the [TH] Install & Upgrade add-on.
Complete Change Log
Change: Added install-upgrade.json
Update highlights
This is a quick update to add a couple new features as requested by the community.
Favicons can now be disabled for conversations, and can also be disabled for structured text areas (content without BBCode, but with auto-linked text) such as profile posts.
Note: You must save the options on the "Appearance" page once in order to rebuild the option cache after upgrading Beta 2.
If you are installing this mod for the first time, you do not need to take any extra steps.
Complete Change Log
Feature: Turn off Favicons in conversations
Feature: Turn off Favicons in structured text


text:
Less than Site use of place solutions, simply click Prompt for each Web site once each day or Prompt for every Web page one time only.
Underneath Internet site utilization of place solutions, click Prompt for every Internet site after every single day or Prompt for each Internet site one time only.
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Assess it to ... Farrins.com domain is owned by mark farrin Farrins and its registration expires in one yr.
The manufacturer names, logos, visuals and texts are classified as the property of these 3rd functions as well as their respective proprietors. When you've got any concerns or strategies regarding this make a difference, you happen to be welcome to contact our client assistance group.
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Apr 28
Light It Up Blue For #AutismAwareness
Autism, a disorder that appears in the first three years of life, affects the brain's development and impacts social and communication skills.1 While the exact causes of Autism Spectrum Disorder (ASD) are unknown, research suggests that both genes and environment play important roles.2 Read More
May 19
World Cord Blood Congress Europe 2015
ViaCord Speaker Spotlight
Novel Applications for Cord Blood: Exploring Regenerative Properties
Kate Girard, RN MSN, Senior Principal Clinical Affairs Specialist
We are excited to share that ViaCord's own Kate Girard is not only attending, but is also speaking at the Cord Blood World Europe Conference occurring in London this Wednesday and Thursday. We are excited that Kate is able to attend this meeting because it offers her an opportunity to educate other industry professionals as well as bring back valuable knowledge to the ViaCord research team.This conference is all about advancing cord blood medicine and learning about the latest developments in therapeutic applications for cord blood. Over the course of two days, cord blood bank representatives, clinicians, and researchers will all gather together to discuss how to build deposits, reduce the costs of banking, and increase utilization. Read More
Nov 4
Collaborating for a Cause: Autism A Cord Blood Clinical Trial Underway
ViaCord supports Phase 1 Clinical Trial with Duke University Medical center to study safety of cord blood infusion in children with Autism.
According to the Centers for Disease Control and Prevention (CDC), the number of U.S. children with Autism Spectrum Disorder (ASD) has sharply increased to 1 in 68 – up 30% from two years ago when the CDC estimated that 1 in 88 children had the disorder. The data also showed that ASD is almost five times more common among boys than girls:
1 in 42 boys versus 1 in 189 girls.1
ASD is a group of disorders characterized by "persistent deficits in social communication and social interaction across multiple contexts and restricted, repetitive patterns of behavior, interests, or activities." Although the exact causes of ASD are still unknown, research suggests that both genes and environment play important roles. 2
Mar 25
Cerebral Palsy Awareness Day
When you think about March you think of Spring, St. Patrick's Day festivities and all of the green that comes along with it. Did you know the color green during the month of March also represents Cerebral Palsy Awareness?
Throughout the month people are encouraged to become better informed and more aware of cerebral palsy – a condition that affects approximately 1 in 323 children every year.1 Cerebral Palsy is a general term used to describe a group of disorders that can involve brain and nervous system functions, such as body movement, learning, hearing, seeing, and thinking. 2 There are several different forms of cerebral palsy and the condition is most often caused by brain injury or an abnormality in brain development. This can be a result of trauma sustained in the womb or during the early years of life.
Apr 19
MSCs Show Great Potential
Imagine having a medical resource at your fingertips that could potentially help fight cancer, halt Parkinson's disease, and neutralize juvenile diabetes.
Recent advances with a particular group of stem cells, called mesenchymal stem cells or MSCs, suggest they could be this resource within our lifetimes, potentially adding to other stem cell treatments already in use. This news is particularly exciting for expectant parents, because MSCs are abundant in umbilical cord tissue—the tissue that makes up the umbilical cord itself—and can be extracted and stored long-term.
Cord blood banking stores stem cells found in the umbilical cord blood, which is rich in hemapatopoietic stem cells (HSCs). These cells, responsible for producing blood and immune cells are immensely valuable—they're used today in the treatment of dozens of diseases and are also being explored as a potential treatment for many others, including type 1 diabetes and cerebral palsy. HSCs are different from MSCs, however, so cord tissue stem cell banking goes a step further by capturing MSCs from the umbilical cord tissue, and cryogenically freezing them in case they are ever needed.


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The lightly sweet, creamy homemade poppy seed dressing takes this crunchy salad to the next level for a mouthwatering vegetable side dish or light lunch.
Serves 6
Serving Size: 1 1/2 cups
Active Time: 25 minutes
Total Time: 25 minutes
1/4 cup mayonnaise
2 tablespoons cider vinegar
1 tablespoon extra-virgin olive oil
1 teaspoon poppy seeds
1 teaspoon sugar or honey
1/4 teaspoon salt
1/4 teaspoon ground pepper
4 cups coarsely chopped kale, any tough stems removed
2 cups matchstick-cut peeled broccoli stems or broccoli slaw
2 cups thinly sliced trimmed Brussels sprouts (8 ounces)
1/2 cup sliced radicchio
3 tablespoons dried cranberries
3 tablespoons toasted pepitas
Whisk mayonnaise, vinegar, oil, poppy seeds, sugar (or honey), salt and pepper in a large bowl. Add kale, broccoli stems (or slaw), Brussels sprouts, radicchio, cranberries and pepitas; toss until well coated with the dressing.
Recipe Nutrition: Per serving: 161 calories; 12 g fat (2 g sat, 4 g mono); 4 mg cholesterol; 12 g carbohydrate; 3 g added sugars; 6 g total sugars; 4 g protein; 3 g fiber; 182 mg sodium; 375 mg potassium.
Nutrition Bonus: Vitamin C (128 percent daily value), Vitamin A (43 percent dv)
1/2 Carbohydrate Serving(s)
Exchanges: 2 1/2 fat, 1 1/2 vegetable
(EatingWell is a magazine and website devoted to healthy eating as a way of life. Online at www.eatingwell.com.)


text: Design your own logo for a Korean Restaurant or Korean BBQ using this logo maker. Pick one of the carefully designed graphics including steaks, pork meat, fish, skewers, emblems, and more to design your custom logo. Editing this template is very easy, simply type in your own text, pick your favorite fonts, select an icon, and choose the colors that best suit your idea! You'll create a professional logo in minutes.


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Call for School Level Environment Essay Contest 2016.
The School Level Environment Essay Contest 2016 is the first such initiative taken by Clean up Nepal. The topic of the essay contest was, "Waste Burning; Its impacts and the role of youth to mitigate it." It was an initiative to provide a platform for students to express their experience and ideas on waste burning and raise awareness about its impacts and explore the ways to mitigate it in local level. The initiative was supported by UNESCO Kathmandu.
List of Winners:
1st Prize – Rubin Luitel, Bright Horizon Children's Home School, Kathmandu
2nd Prize – Prabhash GC, Sainik Awasiya Maha Vidhyalaya, Bhaktapur
Clean up Nepal facilitated a community training on sustainable lifestyles focusing on proper waste management at Golfutar. Considering the current practices of waste management at […]
Clean up Nepal held an awareness program for 'Women and Children Service Society', Jorpati. Children between the age group of 4 to 18 participated in […]
Clean up Nepal held a community awareness training on appropriate solid waste management at Hemper's Factory – Budhanilkantha. Following the awareness program, the cluster initiated […]
Be a part of the solution
Get updates from our social media pages.Facebook Twitter Youtube


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It's been a while coming, but we've finally gotten some news from the LEGO Ideas camp about the next LEGO Ideas set… You'd think the surprise would have been ruined by this post's title, but the tags on their weblog post gave everything away to begin with.
A massive surprise this time around, as the Caterham Super Seven – a heavily supported project by Carl Greatrix – has been announced as the next LEGO Ideas set. I've actually lost count as to how many sets there are now, but this makes the third LEGO Ideas victory out of the UK, behind the Exo Suit and the LEGO Birds Project.
If that wasn't enough, my
worst fears were confirmed when they also announced that Adventure Time had also succeeded. But enough about that.
As mentioned previously: though I wasn't one of the 10,000 who supported the Caterham Super Seven, I'm incredibly pleased for Carl, especially since… well, I won't mention what had happened, just to be sure. A big congratulations to him for his success!
This news also meant that the Star Citizen F7A Hornet, which had survived the two previous reviews, was finally rejected and came to the end of its run. That's got to be incredibly frustrating for nosmigon, the project owner.
In any case, the candidates for the next review have been announced, and seven of them happen to be vehicles. I'll let you know what my predictions are, as well as my choices for UNDERATED this month, in future posts.


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Check out Emmy Award-winning actress, comedienne, and mom, Debra Messing,who joins the CoolSculpting movement!
Debra opted for the non-invasive fat reduction treatment to help her feel "as authentic and beautiful as possible".
Contact us today for your Complimentary Consultation!
Debra Messing | CoolSculpting Global Brand Ambassador
Check in with us for our latest promos, specials, offers, and events! You deserve it!


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"For even the Son of Man did not come to be served, but to serve, and to give his life as a ransom for many." Mark 10:45 (NIV)
We live in a consumer culture, one that is focused on delivering what people want in order to get them to consume a given product. Consumerism makes a religion out of consumption by offering "salvation" through what we can get!
A couple of weeks ago we looked at how consumerism demands that we focus our affection on the things we can acquire. We become so obsessed with buying things — e.g. latest phone, most recent fashions, trendiest car, etc. — that we become possessed by our possessions. The Bible antidote to consumerism is giving. That's why our "tithes" and "offerings" are important — our giving frees us from the worship of things and makes us more Christlike.
Unfortunately, many Christians impose this consumer worldview onto their faith and it results in a twisted reversal of the truth. Consumer Christians are deluded by their self-centeredness and believe "God exists to meet my needs!" While it is true that God can and does meet our needs, consumer Christians believe that God's end goal is their own personal comfort and pleasure.
Closely connected to this lie is the equally false corollary: "The church exists to meet my needs!" For consumer Christians church becomes another place to pick and choose the religious goods and services that satisfy their wants. People show up at church as long as things are being done for them and they get something out of it.
Here are some questions that will help you answer the question "Am I A Consumer Christian"?
- Do I see the church as providing a product or a service: good religious feelings, self-help programs, children's activities, practical advice for living successfully, etc.?
- Do I operate under the notion that I will leave when I don't feel like I am getting my money's worth or proper service?
- Is my loyalty to the local church like loyalty to a particular business: I'm happy as long as I get what I want?
- Do I come to church to worship God, but avoid intimate relationships with others in the body of believers?
- Do I see myself as primarily an individual who comes to worship God – maybe even give my tithe, but should not be expected to serve God through the church?


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Valve has released a beta for its all-new Steam chat with new features, including a revamped friend list and chat system. While in that mode, you can see your friends (and enemies) and chat just like normal, without so many people chatting at you that you spill your tea into your lap.
For PC gamers there are plenty of avenues to purchase titles digitally, yet the dominant platform most will use is Valve's Steam.
Valve is making it easier to chat with your friends while playing your favorite Steam games.
The new Steam Chat offers some great features that come as standard with other services.
It is easier to start a voice chat now to get everyone join the same channel within seconds of posting the voice chat link in group chat. You have the in-line media, the ability to create multiple text or voice channels in each group, and the ability to invite friends to a group with a link.it's nearly like someone at Valve opened Discord and chose to make the UI look more like Steams.More news: ZTE reportedly signs deal that would end export ban
Valve's feeling the pressure from Discord (and other chat services) and an overhaul of the chat interface and functionality was long overdue.
Next comes the new group chats. All traffic will be sent through Stream servers rather than be directed individually to peers, meaning user IP address will remain private, keeping the possibility of network attacks minimal, as physical locations are masked.
This Steam Chat update looks a lot like Discord, another gaming-centric chat platform which has been called the "Slack for gamers."
Steam Chat is available to trial now and is in beta on both the desktop client and in your web browser.


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Two Turkvizyon Stars have taken part in a charity concert alongside other well-known Gagauz performers to raise money for the construction of a church.
Natali Deniz (2014) and Valentin Ormanzhi (2015) both took part in the charity concert yesterday in Vulcanesti. The concert in Gagauzia's third largest money was to raise money for the construction of a new church. Also performing at the concert were Group Tozi who have previously spoken of their interest in representing Gagauzia at Turkvizyon, as well as Peter Petkovic the man behind the past two Gagauz Turkvizyon entries.
Source: Gagauzinfo.md
[tw-accordion class=""]
[tw-accordion-section title="What is the Turkvizyon Song Contest?"]
The Turkvizyon Song Contest was first held in 2013 in the Turkish city of Eskişehir. The contest which is open to Turkic nations and regions such as Turkey, Kazakhstan and Yakutia. The contest follows a similar format to the Eurovision Song Contest, with songs limited to being 4 minutes long. To date Azerbaijan, Kazakhstan and Kyrgyzstan have won the contest.


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Furniture Handles Italy
Furniture handles Italy are important elements for doors: they underline doors' style, expressing their character. For this reason, the new furniture handles Italy is improving in aesthetic cures: handles seem design objects that should be integrated in the context of the house. But they should also be comfortable to hold.
Koblenz company offers many solutions for sliding and swing doors and gives a wide range of products to meet every technical and design need. By purchasing handles for sliding doors, Koblenz chooses only high-design articles for any line you choose for your door.
Furniture handles Italy: they have many important characteristics. Just think about elegant design, high functionality and aesthetic impact. These things can transform furniture in authentic design furnishing. You should prefer sliding systems for closing doors rather than traditional locking systems. Italian sliding furniture handles have many advantages, from the elegance of this type of solution to the ease of movement in moving heavy or large doors.
Koblenz furniture handles Italy: they are minimal and sophisticated. The handles are available in many models that can enhance the door panel. The goal of Koblenz is to satisfy its customers realizing functional furniture handles which are always synonymous of quality, competitive and high-technology products.
There are no limitations to the use of Koblenz furniture handles, from the house to the showroom through the commercial office.
Furniture handles Italy: do you want to know more?
Find out our products


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Irene Brazil
Escalon High Class of 1971
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Rachel and Nino Alejandro Live in SF at the Fort, Nov. 12
SAN FRANCISCO — Philippine music royalty Rachel Alejandro and her equally talented cousin, Nino Alejandro, of Voice Philippines fame, will perform in a concert that celebrates Original Pilipino Music (OPM), which began with the generation of Rachel's father, OPM icon Hajii Alejandro.
They will cast their OPM magic on Sunday, November 12, at 8 p.m. at the Fort McKinley concert hall in South San Francisco.
Rachel and Nino's concert is being sponsored by the National Federation of Filipino American Associations (NaFFAA R-8), which just celebrated its 20th anniversary in Washington, DC on October 21.
Rachel will showcase the greatest hits of her 25 years in showbiz, with selections from her full-length studio albums including the U.S. premiere of her "Kahapon, Ngayon at Bukas" (Yesterday, Today and Tomorrow) composed by award-winning singer-songwriter Ebe Daniel. It is climbing up the Philippine music charts and part of by the official soundtrack of the upcoming film "Ang Larawan," which Rachel stars in.
Voice Philippines Team Lea finalist Nino Alejandro will regale his audience with his own pop rock hits along with his own original chart-topper "Ako'y Iyong-Iyo" (I Am All Yours), co-written with Ogie Alcasid. Also for the first time in America, he will be performing a brand-new single, "Lagi Na Lamang" (Always), which Nino co-created with hit maker Aaron Paul, composer of "Nandito Ako" (Here I Am) among many other beloved Pinoy pop favorites.
"It's always so much fun sharing the stage with Rachel because she and I have always been partners-in-crime in music, dancing and sometimes even mischief since we were kids," says Nino. "We share so much history and funny true stories which naturally come out when we are on stage."
The San Francisco concert will be a homecoming of sorts for Nino Alejandro who was born in nearby Palo Alto. "Rachel and I are so looking forward to sharing our music with our folks in the San Francisco Bay Area," said Nino.
Coinciding with Rachel's concert performance in San Francisco on November 12 is the North America premiere of "Ang Larawan" at the First Cinematografo International Film Festival, November 9-12, at the Kabuki 8 Sundance Theatres in San Francisco's Japantown.
"Ang Larawan," with Rachel Alejandro in a lead role along with Joanna Ampil, Paulo Avelino and Celeste Legaspi, is based on the play, Portrait of The Artist As Filipino, by Philippine National Artist Nick Joaquin, with original music by Ryan Cayabyab. It is one of the most anticipated films of 2017 and is competing at the Tokyo International Film Festival.
Tickets for the Rachel and Nino Alejandro Concert can be purchased at the Law Offices of Rodel Rodis at 2429 Ocean Avenue, San Francisco, CA 94127 or by calling 415.334.7800 or by emailing firstname.lastname@example.com. Checks should be made out to "NaFFAA R8". Tickets can also be obtained at the Fort McKinley.
Those interested in dining at Fort McKinley Bar and Restaurant at 101 Brentwood Street (near the Tanforan Mall) in South San Francisco may come at 6:30PM and will be given preferential seating at the concert hall.
Subscribe to INQUIRER PLUS to get access to The Philippine Daily Inquirer & other 70+ titles, share up to 5 gadgets, listen to the news, download as early as 4am & share articles on social media. Call 896 6000.


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There is rarely going to be a time where you need to search for proof of the fact that the incredible world of technology appears to have an everlasting thirst for innovation and evolution.
If you still need a little convincing, however, take a look at the many rumours, that have already been surfacing in numerous corners of the internet, about the iPhone 8 – many of which have surfaced from the mobile gaming community.
We may not be aware of exactly what the iPhone 8 has in store for us, but we do know that the rumours suggest it will have an effect on the ever-growing world of mobile casino gaming. The question then lies in whether the release of this device will be a good change or a bad one.
Bigger, Better Gaming
While it seems as though it was just the other day that we lost our minds over the release of the iPhone 7, there is already an exceptional number of rumours about what Apple's iPhone 8 release in September will have in store for us.
There are many tech fans around the globe, all of which have their own unique taste and preferences, but it is the mobile gaming community that is most eager for bigger and better experiences. Mobile gamers have almost been spoilt in technological advancements to the point where we have come to expect more in a shorter space of time.
So, what could Apple possibly do to accomplish pleasing an audience that has been known to be extremely hard to please?
Better Processing Power
When the iPhone 7 was released last year, players around the globe rejoiced over the A10 Fusion chip, that is nothing short of revolutionary, because it was capable of operating console-level gaming.
What's more, the latest casino games have been made with immensely innovative technology, and the iPhone 7 offered a device that was capable of playing host to games without any glitches.
However, technology continues to advance at a rapid rate, thus calling for the release of the iPhone 8 to not simply catch up but get ahead of the game and change the world of mobile gaming once again.
Improved Functionality
There are a few fairly big titles that are scheduled for release this year, which is why there is no doubt that performance will be at the forefront of the creative minds at Apple.
However, what's even more exciting is that they are expected to release what is being referred to as a super-charged A11 chip and that means that the mobile casino gaming world is sure to see improvements as this means faster and seamless gameplay.
If Apple hears the calls for split-screen functionality, the mobile casino gaming will definitely see an increase in popularity, as players will then be able to play multiple games on the go.
Decreased Battery Issues
If there is one major thing that mobile casinos gamers have in common, it is that we will never seem to have enough battery life for the many hours of thrilling casino gaming that are available to us.
The iPhone 8 has been rumoured to include a battery boost in the upgrade. However, consider the fairly recent, and exceedingly embarrassing, exploding battery episode that basically illustrates the balancing act that needs to be performed between the safety of the device and the technological ability.
What is interesting, though, is that the iPhone 8 is also expected to introduce wireless charging, which could essentially further the level of flexibility that mobile casino gaming activity offers.
Lastly, the rumoured all-glass change may not change gaming in terms of functionality and look, but it does highlight that Apple could make some seriously stylish mobile games.


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David Smith with his daughters, Candida (left) and Rebecca, at Bolton Landing, NY, with Dida's Circle on a Fungus (here unfinished) in background.
Dida's Circle on a Fungus, 1961 (unpainted)
Steel, painted
100 x 47 x 16 in.
(254 x 119.4 x 40.6 cm)
The Estate of David Smith, New York
Original photograph by David Smith, taken at Bolton Landing, c. 1961
(c) Estate of David Smith/VAGA, NY


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21 year old Single Malt Scotch Whisky from the Speyside Distillery
This Single Malt Whisky from the Speyside Distillery, located north of Kingussie, is a Limited Bottling of 82 bottles from Cask No.54.
Tasting Notes
Dry, herbal notes lead to mild orange peel aromas that develop on the palate with bitter herbs and honey before a touch of heather on the finish.
Old Price £0.00
Price £69.99
Price £69.99
Region: Speyside
Bottle Size: 70cl


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The Armenian Higher Education Initiative (AHEI), in partnership with the Calouste Gulbenkian Foundation and the American University of Armenia, is pleased to announce its 2016 Summer Program. This year's topic will be "Challenges of Studying Homo Sovieticus," and it will involve an intensive look into archival research methods through the lenses of a variety of fields. The program will take place from July 11 to July 22, 2016 at the American University of Armenia, and it is open to graduate and post-graduate students of social sciences (students of ethnography/cultural anthropology, cultural studies, sociology and history are particularly encouraged to apply).
Already in its fifth year, the AHEI has proven to be a leading forum for the country's leading young scholars to explore timely and critical subjects in a lively, interactive environment alongside leading experts in participants' fields. Program participants create links with AHEI staff members, lecturers, and previous program alumni. They have the opportunity to join the organization's active online network that allows for the sharing of opportunities and experiences among many interested groups.
The program will be conducted in Armenian and its expenses are covered by the sponsoring institutions. There will be a maximum of 20 participants in the course. Interested candidates should send a resume and application form to email@example.com. Incomplete applications will not be processed.
The deadline for applications is June 5, 2016 and selected applicants will be notified by June 15, 2016.


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Bestway's Lay-Z-Spa™ Collection is the world's first premium inflatable spa. Lay-Z-Spa is the UK's bestselling hot tub brand. Wilton Bradley is Bestway & Lay-Z-Spa's exclusive partner and representative in the UK.
As seen on TV, Lay-Z-Spa is the go-anywhere, comfortable, and affordable spa. Lay-Z-Spas are designed to soothe and refresh the body while offering an affordable spa experience that's convenient to use and easy to set up.
Lay-Z-Spa models come in a variety of shapes, sizes and price ranges, incorporating the latest innovative spa technology.
Download Catalogue
If you would like to download our latest Lay-Z-Spa catalogues please enter your name and email address below. The download link will be provided in an email.
Request Print Version
If you would like a print copy of the Lay-Z-Spa catalogue please request so on our contact page


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Lycian midget 1206 with dimmer
13 people find in your city who like Midget. Watch
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My statue is very feminine, with large breasts and tushy. Escort in Moscow. If you want to meet very nice open-minded and friendly girl, just let me know. I am a petite Asian beauty who offers first class girlfriend experience. I guarante you comfort and disscretion. I offer a full service except watersports.
Views: 3997 Date: 2018-03-14 Favorited: 7
User Comments 4
He should have came in her and her face should have been shown. Since she was ashamed to show her face. More then likely it WAS NOT her husband filming this. I would hope the guy will start putting holes in the rubbers and knocke her up..She deserves it.


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I got this dress from American Apparel over a year ago and this was the first time I got to wear it–oops! Something about it needed straight hair so I never could wear it in Miami (humidity!!), but when I got to Rhode Island in the fall it was too cold to wear. Cue springtime and here we are. I mean, well, here we are two months after these photos were taken because I am the absolute worst.
If I had to choose an important element in my style over the past 4 or 5 years, it would have to be back details. My closet is full of so many low backs, straps, lace-ups, and other such details. Couldn't live without them.


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Audre Lorde
Father Son And Holy Ghost - Poem by Audre Lorde
I have not ever seen my father's grave.
Not that his judgment eyes
have been forgotten
nor his great hands' print
on our evening doorknobs
one half turn each night
and he would come
drabbled with the world's business
massive and silent
as the whole day's wish
ready to redefine
each of our shapes
but now the evening doorknobs
wait and do not recognize us
as we pass.
Each week a different woman
regular as his one quick glass
each evening
pulls up the grass his stillness grows
calling it weed.
Each week a different woman
has my mother's face
and he
who time has changeless
must be amazed
who knew and loved
but one.
My father died in silence
loving creation
and well-defined response
he lived still judgments
on familiar things
and died knowing
a January 15th that year me.
Lest I go into dust
I have not ever seen my father's grave.
Topic(s) of this poem: family
Comments about Father Son And Holy Ghost by Audre Lorde
Gangadharan Nair Pulingat (11/26/2014 1:52:00 AM)
An emotional poem about the father, beloved father who died the same day may be the poet's date of birth january 15th it seems. Memories of life events never forgets and when it relates to father and mother it is so great. A good poem. (Report)Reply
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Audre Lorde's Other Poems
Famous Poems
- Still I RiseMaya Angelou
- The Road Not TakenRobert Frost
- If You Forget MePablo Neruda
- DreamsLangston Hughes
- Annabel LeeEdgar Allan Poe
- IfRudyard Kipling
- Stopping By Woods On A Snowy EveningRobert Frost
- Do Not Stand At My Grave And WeepMary Elizabeth Frye
- I Do Not Love You Except Because I Love YouPablo Neruda
- TelevisionRoald Dahl


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Putting in a half bath is one of the most common renovation projects. It's an easy way to add value to the price of your home and a convenient addition for older homes not equipped with a powder room for guests.
Having a dedicated guest bathroom offers several benefits:
- Easy to keep clean: Be ready for visitors at a moment's notice.
- Maintains privacy: Who wants to worry about company seeing your dirty clothes and prescription bottles?
- Design freedom: A small bath allows you to splurge on materials or go with an outside-the-box theme.
Once you've got a powder room, you'll wonder how you ever lived without one. Here are a few ideas for planning the perfect half bath for your home.
The Essentials
The powder room is a unique space in the home in that bigger is decidedly not better. A half-bath shouldn't be spacious. It should be just the right size. Shoot for 3 to 4 by 6 to 8 feet with 5×10' as a maximum.
Always include all three critical elements: toilet, sink & mirror. You're better off going with a tighter fit than foregoing a small vanity.
Conserve Those Inches
For room dimensions on the small side, opt for a traditional toilet as opposed to the more modern elongated bowl. Saving three inches can make a world of difference and comfort isn't as important in a bathroom that's only used on occasion.
Remember that the sink is only there for a quick wash of the hands. You're better off going with a basin that's fancy and small. Try to maintain a minimum of 24 inches in front of the sink.
Go Bespoke on Storage
A vanity with cupboard and drawers is not a powder room requirement, but it's nice to have a place to store extra toilet paper, hand soap and perhaps cleaning products or a plunger.
Instead of trying to squeeze in a pre-built vanity that just doesn't fit right, commission a custom cabinet to best take advantage of limited space. It's a small investment that pays big dividends.
Splurge With the Details
Dress your powder room to impress. With so few square feet to decorate you can afford to upgrade the flooring, wall covering, lighting and fixtures.
A gorgeous vessel sink and high-end faucet can really set the tone for a relatively low cost compared to what a standard room renovation looks like.
A Boost of Extra Privacy
Given that a powder room is generally located near the living room or dining area to accommodate guests, consider adding additional insulation as a buffer against sound.
- Cellulose insulation can easily be blown into wall cavities if you are not replacing the drywall.
- Use Type X 5/8 inch fireproof drywall as it's denser and more sound resistant.
- Seal with acoustic caulk.
- Wrap pipes before closing the wall. The same material used to protect against freezing also absorbs sound.
- Install a door sweep and/or door gasket.
Speaking of privacy, try to aim for discrete door placement. Ideally the toilet will not be visible with the door open.


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Room: A Novel
Overall it was a decent book. I definitely wouldn't be interested in reading another with a similar format, because it was too obnoxious to read. But I enjoyed the concept, as well as the storyline. If I could, I would have given it 3 1/2 stars.I found Jack to be a little annoying, especially his name calling towards his mother. I found his mother to be a bit snippy, but who wouldn't be, going through what she did?Grandma was too pushy (like most mothers).I think Steppa was the best of all of them. He seemed to understand what the boy neededat that time, instead of trying to force him to conform for his own comfort.People can be really selfish. I think I would recommend this book to other people, but will warn them about the writing style ahead of time.


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Bryce Anderson and Kevin Corrigan each went 4-for-4 for the game to lead Chaffey over the Seadogs 12-9. Kevin had a pair of singles, one double and a homerun with five rbi's and two runs scored. Bryce had a pair onf doubles and singles also scoring two runs.
Down three runs Chaffey scored a single run in the first when Bradley Boyer singled and Bryce Anderson doubled into left center.
The Seadogs scored five more runs in the second to take a 8-1 lead, Bryce Anderson lead off the bottom of the second doubling off the wall in left center and scored on Jake Beattigers single into center. Jake went 2-for-4 for the game with two rbi's.
Chaffey added two more runs in the bottom of the third when Matt Hague singled and was wild pitched into second, Kevin Corrigan singled into right center scoring Matt from second, Bryce Anderson hit his second double of the game to score Kevin and cut the lead to 8-4.
Kyle Gilbert and Brandon Howard hit back to back singles to lead off the fourth inning, Kyle Torgerson came in to pinch run for Kyle Gilbert, Kyle scored on a pass ball at the plate, Matt Hague doubled into right center scoring Brandon, Kevin Corrigan came to the plate and hit a two run home run into the bull pen in left. With two outs Bruce Anderson singled into left, Brett Bielic singled down the line into right moving Bryce into third, Jake Beattiger singled into the hole at short scoring Bryce, Kyle Torgerson came to the plate and doubled off teh wall in center scoring both Brett and Jake to give Chaffey the lead 12-8. Kyle went 2-for-3 for the game with 2-rbi's.
Chaffey added one more run in the fifth when Bradley Boyer drew a walk and stole second, Kevin Corrigan singled into left scoring Bradley from second.
Ian Harrington threw the first three innings, Reed Brown came in middle relief throwing the fourth, fifth and sixth innings only allowing one hit, evin Corrigan came in to throw the seventh inning not allowing a run.
Chaffey next game will be tonight at 6:00PM at the UW.


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|The Sergeant says, "This article needs more content, so stop messing around and add to it right now!"
The Medic Upgrade is a bonus pickup in Call of Duty: Ghosts in Chaos Mode. Once picked-up, the player is free to use it whenever. When activated, the player will have a sort of aura around them that heals nearby players faster and provides for instant revives. It lasts for fifteen seconds.


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Getting rid of clutter will also clear up space and will make the rooms look bigger than they did when they were crammed with things.
Make your midrange remodeling project even more affordable by selecting good-quality-but-lower-priced fixtures and materials, advise the experts we've talked to. Pick an American Standard over a Toto toilet, for example, or laminate over granite countertops. Also minimize layout changes. The less the need to relocate plumbing and electrical, the lower the final renovation bill. Here's a before-and-after look at five affordable midrange bathroom projects that cost less than $15,000.
When updating your bathroom, don't forget to redesign with the environment in mind. Low-flow toilets, sinks, and shower heads will not only help you conserve water , but they'll also save you money. Plus, water-saving shower heads and faucets often cost the same, if not less, than traditional ones. So you won't have to spend money … Read More


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Wood Pullout Base Organizer 11in Wide
This all in one pullout base organizer has full extension drawer slides to provide easy access to the items in the back of the unit. Made of solid wood with a clear coated finish, this unit includes an adjustable shelf, removable tray with utensil insert and a removable cutting board. At only 20" high, this unit easily fits in existing cabinets where you would like to keep the drawer above intact. Easy floor mount installation and door mount brackets included if you prefer door mounting.
Shipping : All orders are shipped in 24 hours
Write Your Own Review


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Given that Arcade Fire and co. have been demanding that fans stick on their finest gladrags for their gigs, it's no great shock that they're are fond of journeying to gigs in style: they recently traveled to their gig in Blackpool by tram – giant papier mache heads and all. Which got us thinking about other bands who've utilised odd transport to turn up at their shows...
Always prone to the overdramatic, Lady Gaga became the turning point of the Grammy Awards in 2011 by arriving on the red carpet concealed in a giant egg which she then 'hatched' out of during her performance. What a yolk, eh?
A nifty bit of PR from Rihanna, here, as she tops up her Oyster card and hops on the Tube to show that she's not a pampered popstar, but is actually a regular Plain Jane just like them. Still preferable to her chaotic '777 Tour' of last year, in which she risked a bunch of journalists off on a private plane and then watched them go bonkers when she refused to give them interview time.
Ferry? Pah! Leicester's finest Kasabian thumbed their noses at traditional travel and channeled their inner Duran Duran instead in 2007, electing to zoom towards their headline spot at that year's Isle Of Wight festival by commandeering a speedboat.
While her hubby Jay Z made the headlines for hobbing with an old woman on the Subway en route to a gig in New York, Beyonce chose the scenic route instead as she hopped on her bicycle to get to her gig at Brooklyn's Barclays Centre in August of this year. And, naturally, Instagrammed the whole thing, too.
Perfect escalator etiquette from Muse's Matt Bellamy, obeying those all-important 'Please Stand On The Right' safety instructions as he heads off to this year's Brit Awards on the Underground. Which seems a bit mundane, considering as he also supposedly owns...
... a bloody jetpack! Or, to give it its proper title, a Paramotor. "It's basically a 50cc motor attached to a big propeller and a paraglider," he revealed in 2008. "It's the same as the one that guy used to fly into the Mike Tyson fight a few years ago."
He's got 99 Problems, but getting to a gig ain't one: shortly before he headlined 2008's Glastonbury festival, Jay Z journeyed to Norway's Hove festival with the help of a speedboat. Dare you to try that one at Worthy Farm, Hova.
In July of this year, Dave Matthews came unstuck when he burst a tyre while cycling, leaving him stranded and with no way of getting to a gig in Pennsylvania. Fortunately, fan Emily Kraus and her boyfriend drove by the singer in their car en route to the gig and offered him a ride.
Tasked with opening the Pyramid Stage at Glastonbury in 2003, The Darkness decided a bog-standard tourbus just wouldn't suffice: instead, the spandex-clad rockers arrived at Worthy Farm via helicopter.
We all know that the Tube is way more fun when you go with your mates, which is probably why Chris Martin, Jay Z and Drake decided to head to the O2 Arena in July of this year by hopping on the Jubilee Line at Waterloo until they embarked at North Greenwich station.


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As you will have realised by now, I am a very curious person – always asking questions and wondering about things. This nosiness (usually) has a purpose – I like to understand what things do and how things work – sometimes this is to solve a problem and sometimes it's to try and improve something – Why is my washing machine broken? Why am I in yet another traffic jam? Since we started Code Club and teaching coding and computational thinking at school, I have found myself curiouser & curiouser (a bit like Alice in Wonderland) and I think that's a good thing!
I would love to hear what things you wonder about and how you go about finding answers or solving the problem? Sometimes you may not be able to solve a technological problem, because it's just too big or hard, but you may be able to break down the problem into smaller parts ("decompose" it) and you may realise what you would need to do or understand in order to start solving it (the "inputs"). That's a great start!
If you comment below on what you are interested in learning more about then we can start to use our combined brains (made even bigger by Tim & Jon and people I can contact on Twitter, or maybe even our friends at Geeks!) and start to try and find out more about it.


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Francis Ho-Ching, me, and Mike Murray taking a break before teeing off.
It's been a busy last couple of weeks at the office, but I was actually able to get out on the golf course this past Friday to play in an American Resort Development Association (ARDA) tournament at Honolulu Country Club. ARDA is a client of the agency and McNeil Wilson was a silver sponsor of the event. So what does that all mean? It means I had the opportunity to team up with some clients for an afternoon of pure pleasure.
Mmmmmm…notice anything funny about our McNeil Wilson signage?
Our team was pretty solid. I recruited my client Mike Murray, vice president of sales and marketing (corporate meetings and incentives) for the Hawaii Visitors and Convention Bureau (HVCB) and Francis Ho-Ching, director of westbound sales for the Polynesian Cultural Center (PCC). The problem was we all had relatively low handicaps and we're not the "sand bagging" type, so we didn't exactly finish on top. But the scramble format made for a fun day out in the hot, hot sun. Between cigars, corn dogs, corn nuts, a couple of beers, Gatorade, tons of water and Snickers bars, we somehow managed to finish the round and post something respectable
And we did. In the end, we shot a gross 5-under par 67. With our handicaps thrown in, our net score was 58.4. Not too shabby and good enough for 21st place and Panasonic microwaves for the team. Oh, the lowest score that was shot…a net 44…can you believe that? How can these guys actually look at themselves in the mirror the next day? But since this was the 3rd annual tournament, the third place team got the top prize. So all was fair in the end.
A good time was had by all and I look forward to hitting the links with these guys again. Maybe next year…


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Are you thinking about studying Chemical Engineering at university, but not sure if it's the right degree for you? With so many different areas of Engineering to choose from, it can be hard to pick just one! To help you decide, we're going to take an in-depth look at this exciting subject. So, what is Chemical Engineering?
Chemical Engineering focuses on the methods and machinery used to turn raw materials into useful products. Chemical Engineers also help to protect the environment by working out the best way to use the Earth's natural resources. It combines elements of Chemistry, Biology, Physics and Maths.
Ancient history
Chemical Engineering dates back to the very earliest humans, and the processes they used to make wine and preserve meat. However, Chemical Engineering as we know it today began in the 19th Century, during a period called the Industrial Revolution. The Industrial Revolution began in Britain, and is when people began making products on a mass scale. This meant we needed more chemicals, and to make production methods much faster and more efficient.
A man named George Davis is known as the 'father' of Chemical Engineering, after he gave a series of lectures on the subject at the University of Manchester in 1887. The next year, the Massachusetts Institute of Technology (MIT) offered the first Chemical Engineering degree. Now, of course, you can study Chemical Engineering all over the world!
Why study a Chemical Engineering degree?
Chemical Engineering is much more than just an engineering degree - you'll usually study modules on Biochemistry and Maths too. Therefore, it suits students with a wide range of interests and abilities. The skills you'll learn will be both creative and practical, offering you flexibility in your studies and your future career.
During your degree, you'll learn the chemical processes used in the design and manufacture of a range of substances and products, and how to operate and oversee large-scale production plants. You will also think about more efficient ways to use energy, and how to keep people working with chemicals safe.
When you graduate, you'll also have fantastic career prospects. Chemical Engineers are always in demand, and you could choose to work in the lab or in a production plant. Alternatively, you could work behind the scenes in a managerial or consultancy role. Whichever path you choose, your hands-on degree will be great preparation as you'll already have practical experience. You might even already have some useful industry contacts!
The relatively new field of Biotechnology also needs Chemical Engineers, and many scientists see it as one of the most exciting areas of research. You'll be able to focus on the environment and sustainable technology, meaning you'll have a real opportunity to make a positive impact on the world. Plus, your skills can be used in any country on Earth, making Chemical Engineering a great degree choice if you're interested in living, studying or working abroad.
Where can I study Chemical Engineering?
With Kaplan Pathways you could progress to a Chemical Engineering degree at one of our partner universities in the UK, the USA or Australia. Taking a pathway course with Kaplan will also prepare you for studying at university abroad, and help you qualify for the Chemical Engineering degree you want.
Follows the links below for an idea of where you could study.


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LOCATION: Warwick, UK
OCCUPATION: Secretary (with a little bit of acting on the side)
HOMEPAGE: http://www.xanga.com/Little_Nell
E-MAIL: firstname.lastname@example.com
CAST: Less Vulnerable
COLUMBIA SINCE: My first performance as Columbia was on October 31st 2002 for Less Vulnerable at The Rocky Horror Theme Night at the Hobgoblin pub.
PREV. CAST(S): The 'Impromptu Performance At Pontins' Cast!
OTHER: Columbia is the only character I've ever really wanted to play in Rocky - Janet and Magenta could not compare! She is the only character I completely relate to and I've been told how well I can lip-sync her lines, so I guess there was no other way to go! I adore her sparkly but childish nature and hope that some day I'll be able to play her in the stage show!
(Added to site on 8/30/03, updated 9/26/03)


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Biomaterials/Biopolymer Engineering
Assistant, Associate or Full Professor
Food, Agricultural & Biological Engineering
Sustainable and Resilient Economy
The Ohio State University seeks an outstanding faculty member to develop and lead our biomaterials/biopolymer research program. The successful candidate is expected to: develop and lead high quality productive research and teaching programs that have state, regional, national and international impact; develop collaborative interdisciplinary research and teaching programs that contribute to the mission of the department, college and university; collaborate with members of the business community to address industry challenges, write and obtain grants from private and public sources; publish research results in high quality scientific journals and develop high quality educational materials; develop a unique research program in the area of biomaterials/biopolymer engineering; take advantage of Wooster and Columbus Campus resources and interact with departmental colleagues working in related areas such as crop development, bio-products, waste management and treatment, polymer production and engineering and chemistry and food science; collaborate with other disciplines in Colleges across the University (e.g. Materials Science and Engineering, Mechanical Engineering, Chemistry, Chemical and Biomolecular Engineering, etc.) and program areas such as the Ohio Bioproducts Innovation Center (OBIC), Institute for Material Research (IMC), Program of Excellence in Natural Rubber Alternatives (PENRA), Center for Automotive Research (CAR), Environment, Economy, Development and Sustainability (EEDS) and Center for Advanced Polymer and Composite Engineering (CAPCE) to provide engineering expertise related to the research area of development of biomaterials; and advise graduate students and contribute to graduate education.
This position is partially funded by Ohio State's Discovery Themes Initiative, a significant faculty hiring investment in key thematic areas in which the university can build on its culture of academic collaboration to make a global impact. The successful candidate will join a highly collaborative interdisciplinary community of scholars in the Sustainable and Resilient Economy (SRE) program on two campuses including faculty from Food, Agricultural and Environmental Sciences, Business, Engineering, Social and Behavioral Sciences, and Public Policy. The SRE program seeks to advance sustainability science by developing a more holistic understanding of sustainable and resilient production and consumption systems, human-environment interactions, and innovations in sustainable technologies and policy. Successful applicants will be expected to participate in or lead collaborative teams and interdisciplinary research on sustainability and resilience topics.
The position is located at the Ohio State Wooster campus which is home to the Ohio Agricultural Research and Development Center (OARDC), a world leader in Ag Bioscience research and the Agricultural Technical Institute (ATI). Wooster is located in northeastern Ohio approximately 50 mi (80 km) SSW of Cleveland, 35 mi (56 km) SW of Akron and 90 mi NE of Columbus. The recently completed FABE building is a LEED Silver, state of the art research facility with modern laboratory space, analytical equipment, a machine shop, high definition video-linked conference rooms, and student and faculty offices. The area offers a wide range of affordable housing options, many cultural and recreational opportunities, excellent schools, and a strong economy based on education, agriculture and industry. Wooster was recently ranked as one of the "Best Small Towns" in the US by Money magazine, the sixth Best Small City in America and one of Ohio's best hometowns.
Minimum qualifications include an earned Ph.D. in agricultural, material, biochemical, biological, mechanical or polymer engineering or a closely related engineering discipline, as well as a strong commitment to research and outreach. Candidates who have commercial or industry research and development experience or have worked directly for industry are encouraged. Registration as a Professional Engineer or demonstrated eligibility is desirable. It is essential that the candidate has excellent speaking and writing skills; ability and desire to work in interdisciplinary, interdepartmental extension and research team; and ability to teach in various Extension settings as well as in resident instruction. The candidate must establish and conduct a research program resulting in national impact and high-quality publications.
Application Instructions
Application review will begin January 31, 2018, and continue until a suitable candidate is found. Applicants should submit a letter of application, CV, academic transcripts, one-page summaries of their philosophy of Teaching and Research, and the names and contact information (address, email, phone) of three professional references. Application materials should be sent electronically to:
Dr. Fredrick C. Michel, Jr., Professor and Search Committee Chair
Food, Agricultural and Biological Engineering
The Ohio State University
107 Food, Agricultural and Biological Engineering Building
1680 Madison Avenue
Wooster, OH 44691
Phone: 330-263-3854
Phone: 614-292-9448
Fax: 330-263-3670
E-mail: email@example.com
Our Commitment to Diversity
The Ohio State University is committed to fostering a culturally and intellectually diverse environment and encouraging all members of our learning community to reach their full potential. We are responsive to dual-career families and actively promote work-life balance to support our community members through a suite of institutionalized policies. We are an NSF ADVANCE Institution and a member of the Ohio/Western Pennsylvania/West Virginia Higher Education Recruitment Consortium.


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2878 Fantail LaneLincoln, CA 95648
3Full Baths
Don't miss out on this beautiful single story home with over 2,500 square feet of living space on a corner lot. The home features open floor plan, gourmet kitchen, plantation shutters and solar power. The professional landscaped private backyard includes patio cover and comfortable seating area which can be enjoyed all year long.
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Sign up to save favorite properties and searches, receive property alerts on new or updated listings, and more.Find out more
- Subtype
- 1 House on Lot
- Approx Lot Size
- 0.210
- Year Built
- 2014
- Stories
- 1
- Garage Spaces
- 3
- 18072207
- Ranch
Garage type
- 3 Car Attached
- Area
- Lincoln 12 Bridges
- Area ID
- 12207
- County
- Placer
- Subdivision
- Twelve Bridges
- Cross Street
- Bunting
- Elementary District
- Western Placer
- Junior High District
- Western Placer
- Senior High District
- Western Placer
Additional Details
BuilderCarson Homes
Census Tract235
Living Area SourceAssessor/Auto-Fill
Energy Features
- Dual Pane Full
- PVSolarArray Owned
- Tankless Wtr Heater
- Whole House Fan
Security Features
- Carbon Mon Detector
- Fire Suppression Sys
- Smoke Detector
Miscellaneous Features
- Patio Covered
Existing FinancingConventional
TermsCash, Conventional, FHA, VA
Tax Description
- Mello Roos
CC & R's1
- Central
- Central
- Public District
- 220 Volts
- All Public
- Natural Gas
- Sewer in Street
Master Baths
- Closet Walk-In
- Shower Stall(s)
- Tile
- Tub
Additional Bath Options
- Double Sinks
- Shower Stall(s)
- Tub w/Shower Over
Laundry Description
- 220 Volt Hook-Up
- Inside Room
Dining Description
- Dining/Family Combo
Kitchen Description
- Counter Granite
- Island
- Pantry Closet
Kitchen Appliances
- Cook Top Gas
- Ice Maker Plumbed
- Microwave B/I
- Oven Double
Floor Coverings
- Carpet
- Tile
- Concrete Slab
- Frame
- Stucco
- Fenced Back
- Low Maintenance
- Sidewalk
- Curb
- Gutter
Recreational Parking
- RV Possible
Road Description
- Public Maintained
Roof Description
- Tile
Site Description
- Lot Grade Varies
Lincoln was the fastest growing city in California not too long ago, and with its rich history, natural surroundings, and ideal location, it's no surprise. Twelve Bridges is one of the newest communities in Lincoln, lying just on the outskirts of the hustle and bustle of town, but close enough to not miss a thing.
The community of Twelve Bridges is comprised of newer homes with wide, aesthetic streets with landscaped roundabouts and easements and antique streetlights. Basketball hoops adorn nearly every other home, signifying that these streets belong to the kids. The neighborhood is surrounded by grasslands and a natural preserve, with Orchard Creek meandering through the area. A network of walkways and bike paths connect streets and link the area to the commercial conveniences of town and the scenic area of Lincoln Hills. Coyote Pond Park is also nearby. The 24-acre oasis has a play structure and picnic area, as well as a pond and an extensive system of trails.
Twelve Bridges Elementary School and Twelve Bridges Park sit at the center of the neighborhood, with the middle school, high school and even more parks not far away. The Twelve Bridges Library is new and modern, with ample natural lighting and numerous programs. In addition to homework assistance and preschool-friendly readings, there's a large technology room, family story time, and movie nights.
All these amenities are enough to make Twelve Bridges the perfect place to raise a family, or simply spend the days soaking in the Sierra lifestyle. But the town of Lincoln ups the offerings with small town appeal, hosting Christmas and Fourth of July parades, fireworks, a food truck event every month downtown, and the Tour de Lincoln bike event in the spring.
Numerous golf courses, proximity to Roseville, Sacramento, and the Bay Area, as well as Lake Tahoe, easily explain why Money Magazine listed Lincoln among the top 100 cities to live in the United States and was named an All-American City by the National Civic League in 2006.
School Districts
Private Schools by ZIP Code
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Lincoln, CA 95648
- 4 Beds
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MLS 19024888 | Courtesy of Brad Purcell Real Estate Services
Lincoln, CA 95648
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COGRAD was founded in 2015 as a result of funding from Western Economic Diversification Canada. The vision of the Centre is to provide an internationally accredited analytical facility committed to advancing and supporting industry and/or government mandated environmental monitoring obligations. This will be achieved through the development of faster and cheaper analytical monitoring techniques, tools designed to delineate sources of crude oil exposures, design of innovative strategies to remediate and monitor crude oil components in the environment and forensic studies leading to new areas of analytical research.
Implementation of newly developed analytical technologies and methodologies by private laboratories will lead to the creation of new employment opportunities and diversification of the economy in Western Canada. New scientific tools developed at COGRAD will be invaluable to the Oil and Gas industry allowing them to fulfill their current and future environmental monitoring mandates with increased confidence in the produced scientific data.


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We finally made it home with our new Wolf Creek 840 today, after a month's worth of travails. Our initial effort was thwarted by a truck breakdown. A month ago I started the truck to pull it under our camper only to have it go berserk. After a week of towing and diagnostics it appeared that the previous week's repair had introduced a metal part into the intake of cylinder #7 and that did not set well with the valves, glow plug, injector, or piston. Long story short -- new stuff in the motor and now she runs like new! So a new trip to the camper dealer was scheduled.
The run to Boise was uneventful except for the really bad ride near Glenn's Ferry. I felt like I was on the back of a bucking bronco what with the 80 lbs in the tires and the new upper and lower stableloads engaged. As we arrived at Nelson's RV we were greeted by Carl, who was witness to our aborted attempt a month earlier. Carl is one of those guys who really knows his business, or at least puts up a darn good show of it! He told me that he figures he's prepped hundreds of truck campers for folks over the years.
Since we had done the walk-through the month before I backed right up to the camper and followed Carl's instructions as he guided me underneath. I had never done this before yet I swore that he had me crooked as a dog leg until I stepped out and found the camper sitting square and even. Carl got it on with less than a 1/4 inch of difference between the two sides. I began to listen to him with more confidence as he continued to talk about what to watch for and how to do things. sometimes you have to swallow your pride and ego and admit when someone has a definite leg up on you!
Here's the Admiral and I posing as proud new TC'ers in front of our new WC 840. We have been waiting for this day for a long time.
Upon leaving the dealership I immediately pulled over and called the insurance company so I could cover any subsequent accident I might have. Having taken care of that we then proceeded to drive to Bruneau Dunes State Park for our first night. They had a site with water and electric so I could run all the appliances and systems and check them out for problems. There were none except for operator error (couldn't figure out the lack of hot water until I found the bypass valve, then all was well).
This camper is really quiet. We couldn't hear the kids next door screaming, the dogs barking or the wind howling. I have a feeling I will come to appreciate it! Anyway, I will post some real data and first impressions in the next post.


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I have been reaching for Dining In a lot lately. The meals are some of the best I've made at home. The flavor combinations are exciting and extremely satisfying, and that especially goes for this delicious soup, which is one of my favorite soup recipes of all time. It is satisfying on so many levels. I have literally been sick for 3 1/2 weeks, and this soup (which I've made each week) always helps me feel better. Even if you don't have the nastiest, most stubborn cold of the season, this soup is worth making for the taste alone. It is amazing the first day and gets a little more amazing with each day the leftovers sit in the fridge. Best.Leftovers.Ever.
from: Dining In (you need this book)
serves: 4 (but you might not want to share.)
2 tablespoons unrefined coconut oil or vegetable oil
8 garlic cloves, thinly sliced
kosher salt & freshly ground black pepper
2 large shallots, thinly sliced into rings
1 pound (or a little more) mushrooms, such as maitake, oyster, shiitake, or cremini, quartered
8 cups homemade or store-bought low-sodium chicken broth
4 celery stalks, thinly sliced on the diagonal, plus 1/2 cup celery leaves
2 to 3 cups cooked chicken meat (pulled meat from a rotisserie chicken is what I like to use)
1 teaspoon Asian fish sauce, plus more as needed (optional)
1 lime, quartered
1/2 cup fresh cilantro, tender stems and leaves
spicy chile oil*, yuzu kosho, or other hot sauce of your choice
Heat the oil in a large pot over medium heat. Add the garlic, and season with salt and pepper. Cook, stirring occasionally, until the garlic is lightly fried and turning golden brown, 2 to 3 minutes. Using a slotted spoon, remove the garlic and drain on a paper towel lined plate. Season with salt and set aside.
Add the shallots to the same pot and season with salt and pepper. Cook, stirring occasionally, until the shallots are lightly fried and turning golden brown but are not yet crisp, 3 to 4 minutes.
Add the mushrooms, seasoning them with salt and pepper. Cook, stirring occasionally until they're beginning to brown and are totally softened, about 4 minutes. Add the broth and season with salt and pepper. Bring to a simmer and cook, uncovered, for 30 to 40 minutes, until the flavors get to know each other and the broth tastes a little shalloty and a little mushroomy, seasoning with additional salt and pepper as needed.
Once the broth is as good as can be, add the sliced celery and chicken. Cook until the celery is just tender and the chicken is warmed through, 3 to 4 minutes. Season with the fish sauce, if using, and lots of fresh lime juice. Stir in the celery leaves, cilantro, and a generous spoonful of chili oil before topping with the toasted garlic and serving.
Spicy Chili Oil
I love this stuff. I drizzle it on everything from this soup, to noodles, to white pizza, to vegetables. I don't care for the numbing quality of Sichuan peppercorns, so I omit those. If you choose to use them, they add a nice crunch to this oil.
3/4 cup peanut oil* (grapeseed or vegetable oil will also work)
1/4 cup crushed red pepper flakes or Aleppo pepper
1/4 cup black or white sesame seeds or 2 tablespoons of each
2 to 3 tablespoons Sichuan peppercorns, chopped (optional)
4 garlic cloves, thinly sliced
kosher salt
Heat the peanut oil, red pepper flakes, sesame seeds, Sichuan peppercorns (if using), and garlic, in a small pot over the lowest heat possible. Let it come to a simmer (all the bits in the pot will start to sizzle) and cook until the red pepper flakes are a dark brick red and the sesame seeds are golden brown and toasted (if using black sesame seeds you will start to smell them toasting), 15 to 20 minutes. Remove from the heat and add several generous pinches of salt. Let cool completely before chilling.
Chili oil can be made 1 month ahead and stored in a glass jar in the fridge.
*If you're using a neutral oil with a high smoke point, such as grapeseed, vegetable, or canola, you can add a splash of toasted sesame oil for more flavor.


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Subrogation is a term that's well-known in insurance and legal circles but sometimes not by the customers they represent. Even if you've never heard the word before, it is in your self-interest to understand the steps of the process. The more information you have, the more likely it is that an insurance lawsuit will work out favorably.
Any insurance policy you have is a commitment that, if something bad happens to you, the business on the other end of the policy will make restitutions without unreasonable delay. If a hailstorm damages your real estate, your property insurance agrees to remunerate you or pay for the repairs, subject to state property damage laws.
But since figuring out who is financially accountable for services or repairs is regularly a tedious, lengthy affair – and delay sometimes increases the damage to the victim – insurance firms often opt to pay up front and figure out the blame after the fact. They then need a path to recoup the costs if, when there is time to look at all the facts, they weren't responsible for the expense.
Can You Give an Example?
You are in a vehicle accident. Another car ran into yours. Police are called, you exchange insurance details, and you go on your way. You have comprehensive insurance that pays for the repairs right away. Later it's determined that the other driver was to blame and his insurance policy should have paid for the repair of your auto. How does your insurance company get its money back?
How Subrogation Works
This is where subrogation comes in. It is the process that an insurance company uses to claim reimbursement when it pays out a claim that turned out not to be its responsibility. Some insurance firms have in-house property damage lawyers and personal injury attorneys, or a department dedicated to subrogation; others contract with a law firm. Under ordinary circumstances, only you can sue for damages to your self or property. But under subrogation law, your insurer is given some of your rights in exchange for having taken care of the damages. It can go after the money originally due to you, because it has covered the amount already.
How Does This Affect Me?
For one thing, if your insurance policy stipulated a deductible, your insurer wasn't the only one that had to pay. In a $10,000 accident with a $1,000 deductible, you lost some money too – namely, $1,000. If your insurance company is lax about bringing subrogation cases to court, it might choose to get back its expenses by ballooning your premiums and call it a day. On the other hand, if it has a knowledgeable legal team and pursues them aggressively, it is acting both in its own interests and in yours. If all of the money is recovered, you will get your full deductible back. If it recovers half (for instance, in a case where you are found 50 percent culpable), you'll typically get $500 back, based on the laws in most states.
Additionally, if the total expense of an accident is over your maximum coverage amount, you could be in for a stiff bill. If your insurance company or its property damage lawyers, such as workers compensation Columbus, ga, pursue subrogation and succeeds, it will recover your losses in addition to its own.
All insurance companies are not created equal. When shopping around, it's worth weighing the records of competing companies to find out whether they pursue valid subrogation claims; if they do so fast; if they keep their accountholders informed as the case proceeds; and if they then process successfully won reimbursements quickly so that you can get your losses back and move on with your life. If, instead, an insurance agency has a record of honoring claims that aren't its responsibility and then protecting its profit margin by raising your premiums, you should keep looking.