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Life Insurance
The main purpose of life insurance is to provide resources at your death for someone who depends on you for either monetary or other personal support. Few of us like to think about these issues, but the proper and creative use of protection planning strategies to minimize exposure to risk is something even fewer can afford to ignore.
Estimating your needs:
While the calculation of your insurance needs can be quite complex, resist focusing solely on the income that would be lost at your death, instead consider the actual needs and lifestyle expenses of those you wish to protect.
A few basic questions you may want to consider:
Types of Insurance:
Another factor to consider when purchasing life insurance is which type works best for your specific needs. There are two basic types, term and permanent.
Term insurance Temporary insurance that offers protection for a specific period of time. Policies are issued with level premium periods of: 5 year, 10 year, 15 year, 20 year and 30 year durations. Some term policies offer the ability to convert the insurance to a permanent policy or another term policy in the future.
Permanent Insurance - Insurance coverage that provides lifelong protection, including traditional Whole life, Universal Life, Variables Universal Life and many variations. Permanent insurance can combine life insurance with a tax-deferred savings vehicle. The tax deferral of a permanent insurance policy may offer the potential for attractive returns and additional planning possibilities.
Whole Life
Benefit policyholders through every stage of life by providing:
All Guarantees are based on the claim paying ability of the issuer.
Universal Life
Variable Universal Life
Variable universal life insurance is a form of Permanent Life Insurance with flexible terms and investment possibilities.
Insurance and Estate Planning:
Many people with larger estates will use life insurance to fund a Irrevocable Life Insurance Trust to transfer wealth and provide liquidity needed to protect their legacies from the erosion of estate taxes. This type of trust helps to preserve assets because the death benefit is not subject to estate taxes or income taxes and can be used to pay needed taxes while keeping personal property intact.
The proper use, amount and types of insurance policies, along with their respective cost, terms, and restrictions can be confusing. Seek the advice of a professional before proceeding with any of these strategies. We believe the most accurate way to properly analyze ones insurance needs is through the comprehensive planning process. If you would like learn more about life insurance needs please contact us at 516.394.2503.


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Estonia is located in northeastern Europe, and is bordered by the Baltic Sea, Russia and Latvia. It's a three-hour flight from most major cities in Scandinavia, Europe and Russia.
With over 700 km of coastline and over 600 km of land borders, Estonia also offers more than 3,000 lakes and islands. Forest is plentiful, with around half of the land mass covered in trees. The temperate climate has clearly defined seasons, often with heavy snow in the winter and light conditions similar to other Nordic countries. In fact, Estonia's nature strongly resembles the southern parts of Scandinavia and eastern Russia.
Daylight hours vary considerably, with just five hours between sunrise and sunset in June – during this period the nights are described as 'white'. January provides around six hours of daylight, but it is often enhanced by the reflection from the snow.
Finnish, English, Russian and German are widely spoken, as well as the official Estonian.
In general, shooting in Estonia is estimated as being around 30-40% cheaper than in other Nordic countries and 20-25% cheaper than in Hungary.
Recent Productions
The feature film Living Images (2013) directed by Hardi Volmer, was filmed in the historic old town of Tallinn. Kadri Kõusaar's The Arbiter (2013) used the castle of Alatskivi and the hotel Ammende Villa, while Hella W (2011) filmed at the manor houses of Palmse and Sagadi.
Other recent productions include Kertu (2013) directed by Ilmar Raag and Purge (2012) directed by Antti J. Jokinen.
Estonia is also a popular hub for the production of commercials.
Filmmakers and crew from EU member states, the European Economic Area, the US and many other areas do not need work permits or visas. However, you will need a permit to shoot in a public space in Tallinn. An application needs to be submittted 40 days before filming if public transport is affected; 30 days if the event ends after 11pm and 14 days in advance for other cases.
Once in the country, special permits are not needed for filming in Estonia, although you will need to apply for one if you need to close streets off or stop traffic. The authorities can commission a temporary traffic scheme, with a small charge.
A filming or public event permit might be needed for a film shoot in a bigger town, and is always needed in Tallinn.
A collective of Estonian production companies plans to launch a new studio in Tallinn in 2018, which will be the largest of its type in the Baltic Sea region with three separate stages.
Downtown Studios in the centre of Tallinn provide a central location with plenty of space. There are two audio studios and two video studios, providing high-end video editing technology and a graphic post-production studio.
XL Studios is a 10 minute drive from Tallinn Airport and 20 minutes from the old town. The complex contains various sized studios, covering 400sq m in total. Facilities include a make-up room, lounge, show and accommodation for up to four guests.
Other studios in Estonia include Joosti and Estonian Raahaaling.
Apart from its natural landscape Estonia also provides a varied range of architectural heritage, with many examples of European styles dating back as far as the 13th century. If you can't exactly find the type of building you need, a set can be built, as with German drama The Poll Diaries (2010), which required a manor house on stilts to be erected in the sea.
Tallinn's architecture dates back to the Gothic style, and can easily pass for small Bavaraian towns such as Rothenburg. On the waterfront in the centre of Tallinn is Patarei prison, a former barracks which has been used for features such as King of Devil's Island (2010).
With well over 1,000 islands and many sandy beaches, Estonia has provided the backdrop for many features and TV series over the years. Kertu (2013) used the beaches of Saaremaa, while historic TV series Tuulepoealne maa was filmed at fishing village Altja.
Regional production technology is advanced with modern telecommunications networks and a high level of IT and technological literacy. Local film crews are also readily available, often speaking several languages.

subset: commoncrawl


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Description: The following parameters
can be passed to the applet: "image" (specifies
the name of the image to be rippled), "frames"
(number of frames making up the animation. The more
frames you use, the smoother the animation. But remember
that the more frames you use, the more memory you use.
Default: 12), "period" (size of the ripples.
The larger the value, the larger the waves. Default: 24),
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this value to "on", default is
HTML code of the example:
<applet code="Ripple" width=190
<param name=image value=ripple.gif>
· Help · Report Error · Contact · Privacy · Link us · About


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My head is still ringing from the words of Rev. Barber and the many causes us Ashevillians brought out to campaign against. There's the folks that say such demonstrations do nothing but even taking the politicians themselves out of the picture it serves to inspire those how turned out, for us to realize that we are not alone in thinking our state has literally turned politics into the dark ages. The dangerous war on women's rights as abortion has almost been made illegal in this state! We are going backwards, not forwards – it wasn't all that long ago that there was segretion of blacks and whites in this town!
A war against women, animals and nature
There is a war going on. It is a war against women it is a war against animals and it is a war waged on the planet. Five minutes online and i'm subjected to reports that feminists have received open rape threats on Twitter (which goes on unchecked by Twitter), brutal conditions of intensive farming, hell we gas unwanted pets in this state not to mention the ravages carried out in extracting the Earth's resources such as fracking and mountain top removal.
All this doesn't serve to make me wanna get up and fight I feel overwhelmed, bombarded with this onslaught and all I want to do is to retreat, hide in my little world and pretend none of this is happening.
Threshold time
One thought that gives me a little hope is that this is threshold time. The only way to get out of this dark age is to plant the seeds for a gold age – and that is what thousands upon thousands of groups around the world are doing. The threshold is the magical time, on the cusp, between one and the other, and yet of neither. It occupies a very special place – as this is the space in which magic occurs.
The Workshop
Raising our shields is a day retreat. A day in which we will gather in circle and listen to each others stories. A day in which we will dance in trance as endless generations of women before us have done (ok your near ancestors might not have but I am talking of our ancient elders who were handmaidens of the great feminine divine).
Who is this workshop for? It is for women, women who give a damn about something. WOmens who are seeing their rights in this country be eroded. Women who are building a better world, women who are creating alternatives. Women who call on the great mother goddess, women who see the goddess in themselves. Women who sometimes want to go and hide in the face of what they see happen in the world. Women who draw their strength from being in circle with other women. Women who want to sing, dance around fire and replenish their reserves!
Circle of women
Women have always gathered in circle, creating a safe and sacred space. It is here that we speak our truths and are heard, witnessed. We will gather together in circle in this retreat exploring our relationship with the warrior archetype and how we psychologically use our shields. We will ground acknowledging our strengths, their sources as ultimately without a deep spiritual roots we are unlikely to sustain our momentum and succumb to the shiny array of distractions our modern world has created to turn us into consuming, brain dead zombies! We will also discuss what activism means to us, as well as discussing Celtic warrior goddesses such as Brighid, Scathach and the Morrighan as well as others and what lessons we can learn from them.
With live drumming will cover our eyes and journey to the otherworld – fully prepared with our intentions, and with our allies we will meet the ancient ones. We will gratefully receive any form of wisdom received and then spend time drawing and journalling our impressions. You are welcome to lie down for your journey if you prefer.
Sacred art
We will take our lessons, our impressions whatever gifts we are given in our dance with the ancestors and translate them into art, creating our shields with symbols, talismans, signs, scenes or figures.
We will create a fire ceremony, where we can raise our shields and renew our commitment to the great goddess and the work we carry out in the world. We will consecrate our shields while in this fire circle, dancing and singing to drumbeats – feet deep in the earth and arms raised high to the stars. We will renewing our commitment as the living ancestors (honoring the ancients who have gone before and the future ancestors still to be born) as well as our commitment to each other, our family, friends wider community and our more than human community and of course our mother, Gaia.
Date & time
Saturday 21st September. Starting at 2pm and finishing at 9.30pm. Location: North Asheville.
Price is $55 with the early bird price of $50 which is available until Sunday 11th August.
Paypal – use the email firstname.lastname@example.com
Facebook event: click on this link
Please email me at firstname.lastname@example.com with any questions


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2018-2019 Photo Fredericton Executive
- President: Jane Smith
- Vice President: Michiko Nishijima
- Treasurer: Peter MacLean
- Program coordinators: Kelly Grant & Brad Chapman
- Competitions: Jane Smith & Carol Mulholland
- Webmasters: Julie Anne Moore & Dave Fellows
- Workshops: Julie Anne Moore & Brad Chapman
- Fieldtrips: Michiko Nishijima & Julie Anne Moore
- Social Coordinators: Janet Crawford & Angel Wong
- Public Relations: Janet Crawford
The president can be contacted at email@example.com and the webmasters can be contacted at email@example.com. Enquiries can also be made on the clubs Facebook group.
Last Modified: 08/29/2018


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|Hampden Academy
|Presque Isle High School
At the Northern Maine Forum in Presque Isle, Gage Letourneu scored two goals and also had an assist and Colby Carlisle and Connor Demerchant each had a goal and two assists to lead Presque Isle to its fourth straight win.
Jake Stevens and Thomas Patenaude had a goal and an assist each for the 11-4 Wildcats and Riley Kinney scored the other goal. Goalie Andre Daigle faced 28 shots.
Seth Shawley and Marcus Dunn scored for 10-4 Hampden Academy and Ryan Cormer saw 29 shots.


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The Mastiff is to the dog as the Lion is to the cat.
There seems to be a social sitgma attached to being an Indie Author. I'm hoping one day that will change.
Myths & Misconceptions
1. An Indie Author writes - and is no good.
2. An Indie Author wasn't good enough to be signed by a traditional publisher.
3. Indie Authors aren't "real" writers.
4. Indie Authors make "real" authors look bad.
The Truth
1. Some Indie authors aren't the greatest. Some are magnificent. The truth is, we're individuals and as such our work varies greatly from one author to another.
2. Many Indie Authors were turned down by numerous agents and big publishes many times. So were most traditionally published authors. Some Indie authors simply do not feel a need/do not have a desire to be represented by an agent, or a major publishing house.
3. Yes, we are real writers.
4. Prove it.
There are three types of writers. Those who write and never show their art to the world. Those who feel a need to be represented by a publishing house. Then there are Indie Authors - those of us who write, usually because of a fire inside us that has to burn, and who take charge of showing their art to the world on their own terms.
Since I'm an Indie Author (as well as an Indie Publisher) I'll speak to that category. I certainly can't speak for every Indie Author, but I will speak as to what I have come to see in the past eighteen months since I published my first book. Yes, most of us write for the money. We're people, just like everyone else, and we need money to live. It's deeper than that, though. Much deeper. We write because there's something inside of us that makes us write. It's almost like the need to eat, sleep, or breathe. The need to write and tell stories can consume our waking thoughts and intrude upon our dreams. The income is secondary to that internal need to create new worlds. Indies like to have control over their work. We like it to remain truly ours. We can control content, editing, covers...and keep prices down. We have the final say. No one else. We are not limited in what, or how, we write.
It seems that traditionally pubished authors tend to look down their nose at those of us who chose to stay independent. As does some of mainstream society. Many of us could be traditionally published - if we wanted to. Many of us simply chose not to. It's a beautiful choice.


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Last week we reported that a Threshold build version 338 complied on 17th May 2016 was being tested by Microsoft Internally. Now, A New Windows Threshold Build 10.0.10586.416 has been sighted which Microsoft is internally Testing for Windows 10 Mobile and Windows 10. Being compiled on 23rd May 2016, this could be another Cumulative update taking the place of the last rumored build 10586.338, presuming might not include any new features except some under the hood fixes and improvements for the OS.
BuildFeed (@buildfeed) | Twitter
12 mins ago – View on Twitter
10.0.10586.416.th2_release_sec.160523-1816bld.pm/1YXYn2M #Threshold2 #windows
Expecting this could be the latest Threshold build which might release to Insiders preferably this week unless any new bugs are found at the time of release.


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How San Francisco broke America's heart
Silicon Valley's shame: Living in a van in Google's backyard
She lost custody. Then, cops say, she hatched a deadly plan
Ben Carson mishears housing term as 'Oreo,' tension ensues
Man gets life for wife's murder; son found body years later
San Francisco now has the highest salaries in the world
On the job hunt? These are the companies hiring the most in the Bay Area
WSJ mocked for technically correct but still awful Warriors take
Signals that baffled astronomers for 17 years traced to observatory's microwave oven
Draymond offers to pay for reporter's plane ticket to Finals
Posts by Author
Best towns for outdoors lovers? Not in California, apparently
California has coastline, mountains, valleys, forests, deserts and charm, but apparently all of our perks are not enough to beat out the competition for OUTSIDE magazine's annual Best Towns …
Disappointed visitors ask Yellowstone to 'train your bears' better
Pesky bears. They'll lounge all day in your swimming pool, but they're never there when you need them. Just ask these recent visitors to Yellowstone National Park who were dismayed not to experience …
The most unusual first-class upgrade requests
You don't need to have flown first-class before to know that everything is a whole lot better behind those front-cabin curtains. The seats are downright roomy, the screens and outlets are consistently …
Low-cost airline WOW's new flights to Europe start at $99
If the plummeting euro isn't enough to convince you to book a European vacation, then perhaps Wow Air's new non-stop transatlantic flights starting at $99 will do the trick. On March 27, the Icelandic …
How to deal with the most annoying people on your flight
There's something about air travel that tends to bring out the worst in people. Or, as former flight attendant and current etiquette expert Jacqueline Whitmore puts it, "People these days seem to …
First images of Earth's newest South Pacific island
Ever wonder what a newly formed island looks like? Now you know, thanks to three men who ventured out into the South Pacific to visit a new three-month-old landmass. Located off the coast of Tonga's …
Virgin debuts first hotel in Chicago
Virgin continues its quest for travel domination with the debut of the first Virgin Hotel. The new property is located in Chicago's Loop district in an historic Art Deco building. The landmark space …
13 low-key spring break getaways for Bay Area folks
We've hit that point in the year when the days we had off at the holidays are a distant memory, but summer still feels so far away — it must be nearly time for spring break. And with so many ski trip …
TripAdvisor Travelers' Choice awards ranks best U.S. beaches
Although Californians might associate Florida with weird news, Disney World, cruise ships and not much else, the Sunshine State is also home to many vacation-worthy beaches. And, according to the 2015 …
20 tourist faux pas to avoid
Earlier this month, two American sisters were arrested in Cambodia for using their visit to Angkor Wat, an ancient temple and major tourist destination, as an opportunity to strip down for a nude …


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30 Creative Bag Advertisements
Have you ever seen a cool bag advertisement in your real life? I mean those viral bagvertising examples which are now all over the Internet. I bet 99.99% of you haven't, but at the same time 99% of you have seen them on the net. So, my question is – what are advertisers aiming at? Real people on the street or Internet surfers? I leave it for you to decide, but what I know for sure is that they are super creative and is a must-see thing. So, without further ado, I present you this huge collection of Creative Bag Advertisements.
P.S: before any of you start complaining "I've seen this already" – I can assure you haven't seen every bag advertisement on this list as it's probably the biggest and the most complete collection of the coolest bagvertising examples over the net. Enjoy!
ASPE Crime Stories Bag
This bag was given when you bought a book by Belgium's most famous crime-writer.
Shumensko Beer Crate
Advertising Agency: Noble Graphics Creative Studio, Sofia, Bulgaria
Volkswagen Golf GTI Bag
Advertising Agency: Agence V, Paris, France
Advertising Agency: TBWA, Philippines
Greenpeace – Give Me Your Hand
Advertising Agency: dentsu, Beijing, China
Children with Autism
Art director: Yosef Khouwes | Copywriter: Bipin Jacob
Stop'n grow: Nailbiter
Credit: Jung von Matt, Berlin
Agency: unknown
Agency: Creative Lab, Cairo, Egypt|Art Director: Walid Abd Rabo
Red Cross – Volunteers Needed
Advertising Agency: Lem, Shanghai, China
Gaia: Animals Torture
Agency: Duval Guillaume, Brussels, Belgium
Sawney Bean – Cannibal of Scotland
Creative director/Art Director John Messum
Antje Gerwien, from the University of Weimar.
Muse Bags
Agency: Tokyu Agency Inc., Tokyo
These bags were designed as color samples of hair extensions for distribution to visitors to a party at muse, beauty salon. So, hair extensions were attached to bags as handles.
Yulia Tymoshenko
Source: blog.ivman.com
Yulia Tymoshenko, the Prime Minister of Ukraine, iconic in Europe for her braids. Funny, but probably fake – the bag looks exactly the same as one of the Muse bags.
YKM Shopping Bag: Jump Rope
Agency: TBWA, Istanbul
Publicis Frankfurt | Creative Direction: Gert Maehnicke
Clothes in Closets: Knucle Bag
Advertising Agency: Leo Burnett Lisbon, Portugal
Floating Magic-i Bag
Advertising Agency: Grey Kuala Lumpur, Malaysia
The brief: The agency was given the task to design a shopping bag for Magic-i, a magic shop. The idea: the handles of the shopping bag are made of transparent fishing line, which makes it look like it is being held without handles as if by magic.
Wheaties Shopping Bag
Agency: unknown
Agency: unknown
Agency: unknownHeadhunting Agency Shopping Bag
Karl Lagerfeld Shopping Bag
Agency: unknown
Olympic Shopping Bag
Tao Ma Design. All rights reserved.
Samsung TV Bag
Agency: unknown


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|Spike-Surge Suppressors for power surge protection from Able Group electrical contractors - Delaware County, Main Line, Philadelphia, PA.
Electrical service electrician for Surge Protection Devices. UPS Systems and Electrical Protection. External and Modular, Multi Voltage units including 480Y/277VAC. Square D Surge Suppressors include surge counter, audible alarm, and LED indicators.
Commercial Facility Services for Every Property Concern - Contact Able Group Inc.


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Golden Key
What if someone had given you the Key, not telling you what you could find inside, what would you expect?
I am drawn to this object, shiny, long and unusual looking. A Key! What is it's purpose? To lock contents inside, never to be released by anyone but the Key Holder?
I could ponder these questions a moment, and my thoughts would then be drawn to what may be inside the object that the Key would open.
Could it be Gold, or Silver – a combination of money and junk? Maybe some long lost love letters from days of old.
I am given the object that the Key opens – my eyes are agape as it is your heart this Key opens, full of wonder and love – a beautiful place to be 💞
Golden Key


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Stop wondering. Start asking.
What is the root cause of those production delays or product defects? Every manufacturing executive seeks to understand where problems originate and how they can be fixed. If you analyze the data from your ERP system, you may come to one conclusion. If you ask the operators on the shop floor, they may tell a different story. How can you combine the quantitative data from your system, and the qualitative data from your people at a level that scales?
Your machines are talking – are you listening?
Coupling observational data from the shop floor with IoT data from your Production Line will provide business insight that has not been achieved before. While IoT and Machine Learning will alert you to potential problems before they arise, Voice of the Operator can close the feedback loop with alerts sent to the Operator App asking to confirm and troubleshoot an identified problem. If further action is required, seamless integration into Dynamics 365 Customer Service enables an Operator or Supervisor to issue a fix-ticket to have the machine serviced, resulting in more up-time and improved Quality Control.
Supplementing the Gemba Walk
An established practice in lean manufacturing is the Gemba walk, where management observes the work being performed and asks questions to learn how processes could be improved. But, with factories overseas and with limited time available, Gemba walks are typically infrequently scheduled.
Voice of the Operator supplements the Gemba walk by regularly soliciting input from shop floor workers and integrates with information from Dynamics 365 for Finance and Operations ERP system. This observational data will supplement Machine Historian data as a complete record of machine activity is developed over time.
Humans observe situations that machines can't understand. Incorporating the Voice of the Operator with your ERP system provides the best of both worlds.
HUMAN KNOWLEDGE + IoT DATA =


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If you are identified client of Mistertango, you are able to send payments to SEPA area (EU, Norway, Switzerland, Monaco, Iceland, Liechtenstein, San Marino) countries.
At the moment we are not able to offer the possibility to send and receive SWIFT transfers. We are not able to say the current day when SWIFT payments will be available. When you will be able to receive the SWIFT transfer, you will see the SWIFT payment details at your Mistertango account. Also the system will let you to create the SWIFT transfer.


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The email demanded $2,800 (£1,975) in bitcoin and threatened, "I will be short. I've got an order to kill you".
Christine, who chose not to give her surname, said: "I knew no one was tracking me.
"But I found myself as I was on my way to work looking around.
"Are any cars following me? Does anyone look suspicious?"
FBI agent Laura Eimiller said it is a new spin on extortion.
Agent Eimiller said: "The chances are if you are online, you will be victimised not once, not twice, but multiple times."
Investigators said the emails are carefully designed so that even educated professionals can be lured in.
Christine went on the FBI's Internet Crime Complaint Centre which gives safety information and tracks threatening activity.
Agent Eimiller added: "We receive an average of 800 complaints a day in the United States on that site.
"We believe it represents about 15 per cent of the scams that are actually taking place, so it is heavily underreported.
"If only one per cent of people send money to them, there's no overhead for them. That is money in the bank."
Bitcoin transactions provide anonymity to users and so has been used for criminal activity such as buying illicit items on the dark web.
It also provides anonymity for scammers as the virtual currency does not pass through any banking institution and consumers cannot stop payment like they can with a credit card.
Cyberfraud, drug dealing, prostitution, gun-running and other major crime profits are being ploughed into the internet currencies.
Drug pedlars are using high street bitcoin ATM machines to deposit cash from deals, and there are 77 such ATMs in Britain.
Christine said she was disturbed even though she knew it was a scam
Head of Scotland Yard's Serious and Organised Crime Command Detective Chief Superintendent Mick Gallagher, said gangs have turned to cryptocurrencies.
He said: "At the moment, it feels like there is significant growth."
Online criminals prefer the added privacy of some of bitcoin's competitors as forensic firm Chainalysis said the amount of bitcoin being used on the Dark Web has fallen from 30 per cent to one per cent.
Cybercriminals are turning to other digital currencies
Philip Gradwell, chief economist at Chainalysis said: "In the last few months, there has been a rapid increase in the use of Monero, likely for illicit means.
"Whether Monero grows further, to displace bitcoin as the crypto-crime currency, depends on its adoption by new darknet markets, which are emerging following recent shutdowns, and improvements in the user experience of buying and transacting in Monero."
Source: www.express.co.uk


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Tagged: antidepressants, ketamine, Ketamine Iv infusions, NeuroStar, suicidal
May 19, 2018 at 3:59 am #33623
I had great success with Neurostar TMS in 2013 and it completely changed my life. Since then I have relapsed and in 2016 I had Neurostar TMS again and it was no where as successful. I decided to try Brainsway TMS and was very optimistic that it would get me back from the dark abyss of depression. Unfortunately it hasn't happened yet but the doctors say sometimes patients don't feel the benefits until a few weeks after the final treatment. I hope that happens for me at this point. This TMS is way more intense than the Neurostar and I know it's going deeper so that makes sense. I just don't want to have to do ECT if this doesn't work. I still have faith but it's waning. Has anyone completed treatment and got better weeks after??? Thanks for your feedback.May 19, 2018 at 5:11 pm #33624
Hello Nutella06! I had TMS by MAGPRO in 2012. I had some good results, but they were sporadic and not long lasting. I describe it by saying "certain periods (minutes only) seemed like the lights were brighter, colors were more vivid, I could even HEAR better, or maybe I was just "more alert". I truly felt like "this must be what normal people feel like!" But like I said, it didn't last long. It was just like a "flash" of what it must be like to feel good. At that time my insurance was not covering and I paid the whole thing out of pocket. I had 30 treatments and had to stop. I kept researching TMS and hoping science would improve it to work better. Then I heard about BRAINSWAY DEEP TMS. Also, my insurance is now covering TMS. I am in the process of having Brainsway TMS. I've had 18 treatments so far. I haven't noticed a whole lot of improvement, if any. But I am still hopeful that maybe it's still too early. I've been online trying to get all the info I can find because it seems there are so many variables in the different ways TMS is done. I hope my providers are up to par with their particular way of treatment. I guess the biggest concern I have is "which side of the head?" I always thought to treat depression, the TMS was applied to the LEFT side. However, with my treatment, all the tapping and/or pulses are on my RIGHT side. I asked my technician about this and he said they ARE INDEED treating the LEFT side, but the tapping pulses are applied & felt on the RIGHT. I'm so confused about this and other things, yet I'm so desperate for this to work! I hate having all this doubt! I thought I could just go in for treatment and my doctor and technicians would take care of it from there! There seems to be a big lack of communication between me, the doctor, and the technicians. They have never explained anything to me without me having to ask and then they seem "put off" that I would even have the audacity to question their expertise! It's just like "Come in, get your treatment, and "see you tomorrow, same time!" I could go on and on about all my concerns but then I don't even have the energy to talk or type about it and I get to a point where I feel so bad, I can't even think about it! All I know is my threshold is 51 and I'm at 120% and I'm receiving 36 X 70 pulses (2,520) 5 days per week. I've had 18 treatments and supposed to have 30. I've read where some pts. have more pulses per day and something about stimulating different sites on the brain! This all scares me because I'm desperately hoping my "care team" is taking this seriously enough and realizes how much we depressed people are "clinging to life" in hopes they are doing all they can in every way possible to make this work!! AND I DO HAVE FAITH THAT IT CAN WORK!! I have felt "glimmers" of it working! I could just cry! I'm 63 years old and I had 55 rounds of ECT in the 1980s when my 3 sons were small children. It wiped out my memories of all those good years! BRAINSWAY DEEP TMS HAS GOT TO WORK!! I would love to hear from others on their settings, placement, etc… Thank you so much for listening! Hugs & Love to you all! Sincerely, SuzieMay 20, 2018 at 12:13 pm #33626
Hi Nutella:
When you had your original treatments, did your doctor tell you that when you noticed that you were feeling a little depressed, to call and get in immediately for a few booster treatments? I had my initial treatments over 7 years ago and my doctor said call him immediately when I was experiencing any kind of sadness so we could assess whether it was depression or a situational sadness. If it is depression the quicker you can undergo a couple of booster treatments the quicker you can recover. I do this and my pattern has been to receive three treatments in spring (either one a day for three consecutive days, or three treatments in one day) when I am feeling that shadow of depression. I recover quickly and am back to remission in a couple of days. It lasts for about a year. I know we are all different and some people go once a month routinely for a treatment, some biweekly, etc. Some people never need any boosters. Knowing your depression cycle is important. Also, I am sharing this video with others because they are now studying a variety of ways to administer TMS which has been helpful to some patients. I found three treatments in one day to be more effective than one treatment for three days.
Stay in touch.
ColleenMay 25, 2018 at 3:25 am #33663
I completed my 36th and final treatment of Brainsway TMS today and I was confused that my doctor didn't speak to me about any kind of follow up or to come back for any kind of boosters. I'm still hopeful that he will follow up with me at a later time and it was just an oversight on his behalf. I feel that at some level the treatments helped but it has exposed I have a hormonal imbalance of some kind and I have an appointment with a different endocrinologist to see if we can figure it out. I'm very hopeful that this doctor will order the right tests and look extensively to find the problem. I know that all the TMS treatments weren't done in vain and I will continue to be mindful of my thoughts. I will continue to exercise and eat right and I will eventually find clarity. Thanks for your support…May 27, 2018 at 5:09 pm #33667
I have had 22 treatments of Neurostar TMS and still feel suicidal. I will start ketamine IV infusions next week. Has anyone here ever combined the two . Apparently ketamine doesn't last that long but can list the depression rapidly. I am hoping it will help get me through the rest of the treatments.
I thought I felt TMS working for a day or two here and there but I almost took my own life yesterday so I am desperate. Please, does anyone have any experience with ketamine?
I also started taking my Prozac again yesterday . I hate the side effects but I wasn't suicidal when I used to take it. Does anyone else here that does TMS still take an antidepressant ?
Any comments at all would be greatly appreciated. Thank youMay 28, 2018 at 11:46 am #33670
I can only speak as a patient who is working with a doctor who is willing to try different ways to administer TMS. (I had my original round of TMS Treatments in 2011 and have 3 booster treatments/year).
I know several patients whose suicidal thoughts ended with TMS and a few others, including myself, whose suicidal thoughts were not affected by TMS. Quite a paradox – my depression is in remission and still I had suicidal thoughts. My doctor told me about a study being done with TMS and suicidal ideation. During this study, TMS was administered 3 times a day for 5 days in an effort to arrest suicidal thoughts. The results were positive. So, when I had an almost life-ending episode with suicidal ideation this past November, even though I was not depressed, I asked my doctor to administer three treatments in one day to see if it would help. (I had been experiencing suicidal thoughts almost every day of my life. Some of us can be free of depression but yet, experience suicidal thoughts). He agreed and I underwent three treatments in one day and my suicidal thoughts have dissipated. It is almost too amazing to believe. I am free of this burden after 67 years. It may be an issue to talk with the doctor about. My doctor now administers multiple treatments in a day with some of his other patients for depression and is having positive results. There has also been some evidence that multiple treatments in a day were successful for some of those MDD patients that single treatments in a day did not work for.
Research about TMS, how to administer it, in what dose, how frequent the pulses should be administered, etc., is being conducted daily. New information emerges routinely. You can access some of this info on Google Alerts – Topic – Transcranial Magnetic Stimulation. You might want to check out Google Alerts. Also, the site, Brain and Behavior Research Foundation, covers research info on many topics including TMS. Maybe some of this info will be helpful.
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Fund Your Business in Six Steps - Albuquerque
Brightwood (formerly Kaplan) Real Estate School
Albuquerque, NM 87109
United States
Plenty of business funding options are available -- as long as you take the right steps!
Whether you are starting a business or getting ready to expand, you may find yourself in a situation where you need business funding. The old days of going to your local bank and getting a signature loan may be over, but there are still plenty of funding options available.
At this workshop we will cover:
- the steps to acquire business financing,
- what small business lenders look for in an optimal loan package,
- the question whether you need a business plan,
- additional funding methods and sources, such as non-bank lenders, equity investors, and crowdfunding, and
- the advantages and draw backs of various options so that you can make a more informed decision about what is right for you and your business.
Presenter:Stephanie Skaggs has spent nearly 20 years as an entrepreneur, health and safety professional, business consultant, small business financing specialist, and real estate investor. She has started and operated 12 companies either by herself or with partners. Stephanie is currently the president of Asset Financing Group Inc., which specializes in small business financing and commercial mortgages. Her expertise focuses on creative funding strategies for small businesses and real estate.
Register here:
Thursday, 08 November, 2018
Contact:Workshop Chair
Phone: 505-248-8232
Website: Click to Visit
Save this Event:iCalendar
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Share this Event:Email to a Friend


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Wiki shows that Bradley Reifler is a Bowden University graduate in economics and the founder of Forefront Capital and Advisory group as well as the managing partner, CEO and president of CIFCO International Group. He has experience in entrepreneurship and investment industries with success record with numerous companies that are based in the United States. He started his professional career in investments in 1980s by founding Reifler Trading Company. The trading company began as a firm that manages discretionary accounts handling millions of dollars but later changed to an institution that focuses on market research, global derivative advisory, executive services and dissemination of information. Through its consistence and delivery of quality work in the market, it became a market leader independent futures operations but in 2000, Reifler sold it to the world's largest futures company Refco Inc.
By managing the company that had his name, Reifler had grew fond of capital markets and experience as well as skills were imminent. He found a new company in named Pali Capital in 1995. Pali Capital was like a broker agency that was dedicated to equity markets. Being a smart guy, he expanded hedge funds by conducting top research and combining the results with structures obtained from credit analysis and derivatives and gave sales persons a lesson on how to articulate strategies and bring them out to customers in the desired manner. The company paid off by increasing its turnover to over $1 billion and employing over 300 personnel with offices in four continents.
As a founder of a fast growing firm, there is need to offer more attention to it. Reifler is giving Forefront Capital, LLC attention and it is making tremendous steps through the assistance that it is getting from affiliate and subsidiary companies like Forefront Partners and Forefront Advisories. Affiliate company assistance and good service delivery has enabled Reifler and Forefront Capital attract top investment bankers, registered business advisors and business leaders. Such people symbolize or depict an image of a successful firm or one that is on its way to success.
Reifler announced the creation of an initiative named Forefront Income Trust Inc through Reuters. in 2014. This is due to the fact that he has been in business with non-accredited investors in business for a long time and knows exactly what such people can do. Stock Exchange commission defined accredited investors as those who have a net worth with another person's spouse or own net worth that exceeds $1 million at the time of purchasing securities or a person whose income exceeds $200,000 in two of the most recent years or has joint income with a spouse exceeding $300,000 for a similar period. This has barred middle income earners from investing but Reifler is giving them an opportunity. Non-accredited investors can invest as little as $2500 which doesn't charge management fee until the investor makes 8% of the invested money.


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Burden Carriers
The Taylor-Dunn MX-600 is a product solution designed to move a repairman, tool chest, and workbench to down equipment in less than one third of the time required by conventional methods.
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600 lbs. (272 kg)
2,000 lbs. (909 kg)
The MX-600 improves repair and maintenance productivity by reducing the time to each equipment to be serviced and providing a mobile work shop at the service site. Equipped with 24-volt battery system, the MX-600 can travel at speeds of 9 mph. An all welded steel unitized body and frame is built to last for years of use. The modularized control system design provides ease of maintenance on all electrical systems. Safety loop tiller steering protects the driver, and a solid state controller and hall effect accelerator module provide safe acceleration during daily operation.
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600 lbs. (272 kg)
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81" (205.1cm)
55.5" (140.0cm)
Width: 30" (76.2cm) Length: 27" (68.6cm) Height: 36" (91.4cm)
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A lot of times, marriage is often compared and referenced to a financial entity. We've all heard the cliches:"Marriage is an investment" and "it's cheaper to keep her", just to name a couple. But the truth of the matter is, when I look at marriage and compare it to my bank account, I can see where it does add up.
As I sat down to prepare to write this post, I did a little research. There are many articles out there about how Marriages can help to improve someones financial status. You can even look at it from an economic growth standpoint. Married couples tend to buy bigger houses, save more money, shop more (not necessarily for the flashy items, but more so for the long term, dependable, & efficient items).
Allow me to state, for the record, marriage is not for everyone. Just because I state these things which I, personally have noticed, I am not forcing y'all to go out and hurry up and get married. I do not want to be accused of calling someone out because they are single. Trust me, I LOVED my single life, that was one phase of my life that I was happy while I was in it but now I am ecstatic where I am currently - married. So for all my single friends out there, and I have plenty, this is only how I view my life.
When I was single, I believed that I needed very little to live my life. I had a small house, it was just me. I had limited food in my fridge & freezer, I usually ate out. My savings account was practically non-existent, why save when I can buy what I want now. Now that I'm married, we've moved into a bigger home, stock our refrigerator and save for, not just the future, but a rainy day, "just in case", and college (I do have a 2 year old to think about). But that is they key: My mentality has changed. I see the importance of having a future set up for my family, financially. I want to make sure that I can provide, and in case of emergency, I'm not "grasping at straws" as the saying goes.
My finances are not where I want them to be at. I still play the lottery every now and again, but I'm not living from check to check as I once was. My wife and I have a plan for the future, and it involves becoming debt free in 5 years. We would like to be able to spoil ourselves (and our son) on occasion without thinking of how we'll be able to pay for it in the future. And while our savings accounts are modest, they do exist, both individually and collectively, and they are growing.
So yes, marriage has helped my finances tremendously. But more importantly, it has helped my mentality.


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There are many options available to fund your course with Acacia Training ranging from Advanced Learner Loans, 90% Government funding or the Apprenticeship Levy. Funding is available for courses in Health & Social Care, Childcare & Dental Nursing. We cover each of the options below:
Advanced Learner Loans
If you're planning to study at level 3 – 5 then you may qualify for 19+ Advanced Learner Loans. This is a loan that will help you to fund your course while you learn. With Advanced Learner Loans there is nothing to pay back until you earn over £25,000 a year.
Further Reading:
Full Guide – 19+ Advanced Learner Loans
Government Funding
If you are studying level 2-5 then your course could be 90% funded by the government. This will require a 10% payment contribution from your employer towards your qualification. However, this doesn't need to be made in one payment and can be spread out with a monthly payment plan to suit your needs.
The Apprenticeship Levy
The apprenticeship levy is a levy on large employers, to fund new apprenticeships. UK based employers with a pay bill over £3 million are required to invest in Apprenticeships. Employers will pay a levy which is expected to be 0.5 per cent of your pay bill. This will be paid into a central fund where you'll access vouchers to fund the training of your own apprentices. You'll receive an allowance of £15,000 to offset against your levy payment. This will allow you to train existing staff or recruit apprentices using funds that will be located in your digital account. After 18 months these funds will expire.
You can calculate your Apprenticeship Levy expenses using an Apprenticeship Levy Calculator.
Further Reading:
Full Guide – Apprenticeship Levy Guide


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Expedition to Tierra del Fuego – February 12, 2004
We knew on arrival that trapping birds would be difficult; it turned out to be much worse than expected. In the last four days we spent much of the night mist netting from dark to just after high tide getting back to camp no earlier than 2:00 a.m. We ran mist nets each night from the 7th through the 10th and made a decent catch on only one night. The trick was to run the nets after the sun fully set and before the moon rose. Conditions improved through the period, but we had to close the nets on the 9th because of winds that peaked at 45 mph. One night was cloudy and relatively still, but we caught only Hudsonian godwits. When the tide rose to the edge of the salicornia we began trying to trap knots with the cannon nets. We set nets on the 8th through the 10th and placed decoys, made by Dick Jessen and the carvers of the Tuckerton Seaport Museum, near the catch area to attract roosting birds. The problem was predicting the point on the shore where the tide would crest and each day we missed it — one day the tide simply did not come in because of the strong on-shore winds. Knots and godwits always stay at the edge of the tide and would not even the decoys could lure them closer to the net.
But we did succeed on the 9th with a catch of 112 red knots. After all the trapping we caught another 12. We had hoped to catch over 200 birds, but our smaller catch was enough to collect most of the data we sought. From each bird we took measurements, feathers for DNA analysis and cloacal swaps for disease investigations. We caught one bird each banded in Brazil, Argentina and Chile. We caught three birds banded on Delaware Bay, one with an engraved lime-green leg flag banded last year. These flags, engraved with two alphanumeric characters, are an innovation that allows us to uniquely mark individual birds and identify them by re-sighting with a spotting scope. Re-sightings of individually-marked knots enables biologists to estimate adult survival rates.
Carmen Espoz, Aleandra Ponce and Antonio Larrea helped us during banding but spent all day collecting sediment samples to determine the distribution and abundance of marine invertebrate in the major tidal zones of Bahia Lomas. Carmen determined from last years work that the flats of Bahia Lomas can be divided into five major zones, related by their distance from the low tide line. The further from the low tide line than more infrequently flooded the flat. But the flat also subdivides by the speed of the current, which is often determined by the distance from one of the many tidal creeks that dissect the flats.
Last year Carmen sampled along transects (or long lines perpendicular to the coast) and made some interesting discoveries that are important to the birds. There are three major groups of invertebrates, bivalves (small clams), polychetes (small worms), and amphipods. Bivalves occur in greatest numbers starting at the low tide line. As bivalve numbers start to decline, polychetes increase. Amphipods are among the only species living at that part of the flat that is flooded during the highest tides of the full and new moon. Our preliminary data indicated that knots feed on clams and godwits feed on polychetes.
The distribution of birds mirrors the distribution of prey. At the low tide all the birds feed along the low tide line far out from the edge of the salicornia marsh, then either move in with the tied or feed along the tide creek edges. As the tide reaches the infrequently-flooded parts of the flats, birds move to the southern part of the bay where they can feed along tidal creek edges. At the point where all intertidal flats are flooded and the tide gently inundates the relatively prey poor areas of the upper flat, birds start to gather in the areas where flats rarely flood. It's then that we see some of the biggest flocks red knots and hudsonian godwits.
Prior to one of the nights of mist netting our entire crew went to Cerro Sambrerra to present our projects and results to the people of the town. In the school gymnasium, Carmen and I spoke of our work to a crowd composed mostly of teenagers. Finally, Ricardo Olea Celsi, the provincial mayor of the region, spoke of his gratitude for our work and our dedication to the community surrounding the bay.
Larry Niles
Kim Korth 2/12/04


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Thursday, December 8, 2016
The Shallows
This movie didn't live up to my expectations, but I think I liked it a "little" better than I originally thought. Nancy Adams is a medical student that has lost her mother, is getting overwhelmed by life and just needs a vacation to get away from everything for a while. She decides to travel to a secluded beach she's heard about to enjoy the sun and get in some great surfing – alone, of course. What she doesn't count on is being attacked by a shark! After escaping, she's able to eventually make her way to a raised rock that she can sit on to get away from the killer shark, but is still 200 yards away from shore. She's also injured and starts suffering from the heat, along with lack of food and water, all while trying to "outsmart" the shark. Overall, I just didn't buy it. I'd heard it compared to the movie Jaws, but it was nowhere near that level! And the longer it went, the cheesier it was, and the more overacting there was! I liked the scenery and filming, but the story just got old and didn't go very far once it was all set up. It had potential, but didn't live up to it for me…
The Shallows
It was billed as the "next Jaws" as "fearless" and "terrifying" . . . did we see the same movie??? I was thinking more along the lines of "I don't think so" "laughable" and "oh please – did you even see Jaws?" I found nothing new or fresh about this movie or terrifying none the less! A woman, played by Blake Lively, goes back to the beach where her mom use to surf to deal with the death of her mom. She is basically alone, on the waves, where she runs into a . . . shark!! Who would've thought that would've happened??? She manages to make it to a lone rock with a gash her in thigh from the nip that the shark gave her. She's only 200 yards from shore – she can make it – but wait . . . the shark is reading her mind!!! It knows what she's thinking and no matter what she tries – he's always there. . .waiting for the taste of her flesh and the lust of her blood!!!! Whatever will she do?? (Que the dramatic music) She comes up with a plan – one that will rock her world and the shark!!! REALLY?? I saw Jaws! It was far more superior than this film and I already knew the ending before she even dipped her big toe in the water!! I guess you can assume what I thought of this movie . . .
Parental Guidance
Love, love, loved this movie! Billy Crystal and Bette Midler play grandparents who are asked to come babysit their grandkids that they don't see very often. There are 2 helicopter parents with a new age way of parenting, 3 kids that have their rules of governing themselves, and 2 old school grandparents who are in for the ride of their lives. There is a lot of crazy stuff that happens, a lot of laughs as we see Billy and Bette trying to copy their daughters ways of parenting and kids that really don't know their grandparents and aren't thrilled about being with them. The three kids all have personal issues they're dealing with and along the way we see them getting closer to their grandparents and the family overcoming the obstacles that first separated them. I am very sentimental about this film because I am a grandma of 9, so forgive me if I get a little weepy, but it really is a heart-felt movie about the little things in our lives that create the bonds and the memories that we will always have of our family.
The Good Neighbor
This movie was a little different. The story is about two high school kids that are attempting to scare their old, cranky neighbor into believing his house is haunted. They set up all kinds of props to get his attention along with sneaking into his house and installing cameras so they can watch and record everything from home. Besides recording everything not being the best of ideas, each attempt to frighten him seems to bring out some hidden emotions from his past that end up to be much more than either of the boys bargained for! The more they watch, the more they wonder about what he's doing in areas they can't see on their cameras, and the riskier their own behavior gets until it all comes to a head. James Caan plays the neighbor and does a great job in his role. It's a simple story overall, but was pretty intense and felt like there was a lot more to it than there appears to be on the surface. This one can cut deep if you let it…
Central Intelligence
Kevin Hart – Duwayne "The Rock" Johnson . . . what more could you ask for? I know, you're probably thinking dumb – cheesy – been there, done that before movie, but it was a good movie with a lot of laughs. Kevin Hart plays Calvin Joyner, an all-around popular jock from high school. Duwayne plays the overweight, nerdy kid that everyone made fun of. The opening scene is set in a gym where we see them as seniors. As Calvin is receiving his award, we see Duwayne's character being humiliated in front of the school. Calvin is the only one to rush over to help him. Fast forward to 20 years, class reunion time and Calvin is looking back on his life and wondering how he went from hero to zero as he's just an accounant now. When Duwayne's character calls him up, he has changed his name to Bob Stone and he's no longer the nerdy kid we know, but more like "The Rock" as we know him. The story goes that Bob is really a C.I.A. agent and needs Calvin's help to break a crime ring. But – Calvin doesn't know whether to believe him or not because Bob Stone is into unicorns, Pretty in Pink reruns and fanny packs. These two are great comedic actors together and each of them plays off each other so well. It's just a fun movie to sit back and have some laughs and to see a little action along the way.
Pete's Dragon
This is such a sweet, sentimental story. Pete is left alone in the forest by a car accident that kills his parents. He has no one to protect him and the wolves are circling him. In comes Elliot, a beautiful, soft, dragon that saves him. As the story goes, we know that Pete and Elliot became family. But one day, Pete is seen in the forest by a local forester and they want to save him. This begins another new story of what it means to be family and to believe in what's not seen. We go on a great adventure with Pete and Elliot and I loved every minute of it. One of the actors in this movie is Robert Redford, who plays the grandpa. He was such a delight to see. This film is for all ages and it will make you cheer and maybe even shed a tear. Just a terrific film.
Tuesday, November 29, 2016
Ghostbusters (2016)
I really wanted to hate this movie! I didn't think they should be messing with a classic and I loved the original! I'm so sick of movies being remade and nobody being able to have an original idea anymore!!! So, I have to say I was disappointed in this one because I actually enjoyed it. They didn't try to recreate the original so much as maybe pay tribute to it with a kind of "goofy" version of the original. It was different having all women as the ghostbusters and there were little cameos by most of the original actors, which I thought was very cool! I still like the original 100 times better, but this was actually kind of fun and might have just been what I was needing at the time. I didn't want to, but I'm glad I watched this version.
Tuesday, November 22, 2016
Mr. Church
I don't know the last time I've had a movie "speak" to me like this one! I'd been waiting for it to come out on DVD ever since I'd heard about it – and was really curious how Eddie Murphy would be, since it seemed like he has been going further and further downhill with every movie he'd done lately. Set in 1965, he plays Henry Church, a man who has been hired to cook and take care of a mother that is battling cancer and her 10-year old daughter, Charlie. What was originally intended to be a 6-month job turned into a much longer time than any of them had anticipated. Whether he was trying to or not, he became a father figure to Charlie and helped her navigate through life when she really didn't have anyone else, forming an amazing bond for both of them. This was such an incredible, emotional feel-good story that I can't wait until I get to watch it again – even though I've already seen it twice!
Monday, May 16, 2016
I almost turned this movie off after about 5 minutes. But, I didn't. And I'm glad! I wasn't sure where it was going because it just seemed corny and ridiculous at the beginning, but it did get WAY better. This is not your typical "superhero" movie. Ryan Reynolds plays Deadpool, a sarcastic, foul-mouthed, dirty minded, almost naughty at times, funny, violent, yet romantic lead character. This one is definitely not for kids! It's also not very serious – almost like a slap-stick with one-liners and Deadpool talking to the camera and commenting on what's going on all the time. Just when I thought I knew what the film was going to be like, it would change and go from serious to silly or from a hero to a filthy character saying things you'd never expect. Eventually, I did get into the movie, and now I keep thinking about how much I liked it! I would have never thought that with the way it started…
Monday, April 25, 2016
The Revenant
This is quite a film. Running at 2 hours and 36 minutes – you are transported into a cold, ruthless, bitter but awe inspiring world of the 1800s. The movie is loosely based on the life story of Hugh Glass, who was an American frontiersman, fur trapper, trader, hunter and explorer. His story is set in South Dakota itself and Hugh Glass has become a legend with this movie. Leonardo DiCaprio plays Glass and does an amazing job. Through different interviews I've seen and watched, I knew this film was quite brutal in the making for various reasons and after seeing it – you'll understand why. The geography of the film was almost a different movie in itself. It played as big as character as Leonardo did – which was the intent of the director. But the basic story line is that Leonardo's character gets mauled by a bear leaving him almost dead. The group that he is with needs to get back to the fort and ask for a few men to stay back with Glass until he's better or he dies. After some time, the men leave Glass to fend for himself. The story is his survival without any weapons, food, or strength to find his way out of the blank wilderness. The reason I stated this was "loosely" based on his life was because the writers didn't stick to the facts. The actual events take place in the summertime not winter, he wasn't married or had a son as the movie portrayed, and he didn't kill the men who left him but actually tracked them down and forgave them. But I suppose like all stories in Hollywood – it's always better to add some gut wrenching scenes to a story that was already pretty gut wrenching. I did like this movie though. It was intense, gritty, and compelling. If you're going to watch it, be prepared to give it your full attention, because it's quite a story.
Monday, April 18, 2016
I like football. Actually, I LOVE football. This movie made me want to love it a little less. It really makes you question whether the injuries and head trauma are all worth it and how much money plays into everything. Will Smith plays Dr. Bennet Omalu, who has made the first discovery of CTE (Chronic Traumatic Encephalopathy), which is a disease of the brain caused by trauma and repeated blows. It has also been seen in other sports, too, such as boxing, hockey, racing, rodeo, etc. People with the disorder start having dizzy spells, erratic behavior, and memory loss, which eventually leads to dementia, impeded speech, and suicidal thoughts and actions. The only way they can be tested is after death, since the brain has to be examined. Dr. Omalu didn't quite know what he was up against when he started making claims against the National Football League, but the longer things went on, the more cases there were, the harder it was for them to deny it. He isn't against football – he just wants to find out what is causing the issues and what can be done to help people from going through these horrible episodes. If you've wondered why so many high-profile athletes have been announcing they are donating their brains to science lately, this is the reason. It will definitely make me look at football a little differently this season.
Thursday, March 31, 2016
Daddy's Home
I can't believe what passes for movies these days! For a comedy, I didn't think this one was very funny at all. Will Ferrell wasn't funny. Mark Wahlberg wasn't funny. There were a couple of scenes that had funny "moments," but overall, it was just boring! And stupid! Ferrell plays a step-dad that is just starting to make a connection with his kids, when Wahlberg shows up as the "real" dad and interferes with everything in their life. From then on, it's just a competition to see who the better dad is and who the kids will like better. I always hear people say things like they want their time back, but I really do! This movie owes me 95 minutes back of my life!!!
Daddy's Home
I never expect too much from Will Ferrell and Mark Wahlberg when they do a film together. I think Mark Wahlberg is a better actor when he does serious roles than comedy and with that being said . . .this movie is just fluff. Will Ferrell plays a step-father to his new wife's kids who don't like him. It takes him a long time to earn their trust and when he finally does, the biological dad, played by Mark Wahlberg, shows up. From there – it's just an all-out battle to see which "dad" is the best and who can win the kids' love. The movie is just what you expect it to be, cheesy gags and dumb one-liners. Towards the end of the movie there was a hint of something a little deeper but it doesn't last too long. I wouldn't say this is a "family" film for younger kids because there is language and strong sexual innuendos. But if you're looking for fluff to pass the night or you like Will Ferrell humor – this movie would be ok to pass some time if the paint on your wall has dried!
Tuesday, March 8, 2016
This movie was incredibly powerful! It was intense, scary, emotional, fast, slow, draining and just wore me out! Brie Larson won the "Actress in a Leading Role" Oscar for her portrayal of a woman that was kidnapped at the age of 17, and forced to live in a shed for seven years! It was just her and her son in that "room" with little more than basic necessities. He was born there and didn't know ANYTHING about the outside world – just that room. He had never looked out a window or gone up or down stairs or petted a dog or even seen or talked to anyone except his mom and eventually their captor. After escaping, it was like that's when the real struggle began! With trying to get back to normal life and all the issues the whole ordeal had caused for everyone. I was worried about the kid adjusting, but the mom had been so strong for so long, she's the one who had the most problems when it was all "over" for them. Both of them, along with all of their family, went on a horrible journey that can never truly end for any of them. I'm glad I watched this one, but never need to see it again. I don't think I'll ever forget it, either…
Wednesday, March 2, 2016
Before watching this, I wasn't sure that we really needed another "Rocky" movie – and I know it's called Creed, but it's really Rocky VII if I'm not mistaken! I love the first three or four Rocky movies – and still watch them all the time - but felt like they'd kind of gone downhill with the last couple. This movie was like it brought new life to the series for me! The acting was stronger than it has been, the story was stronger than it has been, and it was all just a lot deeper and more emotional than I ever expected! Michael B. Jordan plays Adonis Johnson, the son of the late Apollo Creed, who died in Rocky IV. He wants to become a great fighter like his dad was and has never really had anyone in his life that could teach him. So, it just makes sense for him to go to the man who knew Apollo better than anyone to train him – Rocky Balboa! It was great seeing all of the flashbacks and little nods to the earlier films, along with adding a lot more to the story instead of just the same old, same old. This was a great movie and I can't wait to add it to my rotation!
There was a reason that Sylvester Stallone won a Golden Globe this year for his reprisal of Rocky – because he deserved it! This movie packed a powerful, emotional punch that I wasn't expecting. Sly is Rocky and no one can play him better! At this stage of the game – we see a much older, wiser Rocky than what we knew in the past. His wife died and his child no longer visits him. He has no desire to be in the ring until Adonis shows up on his doorstep. What a better salute to the original Rocky movies than to have the old memories mixed in with the new. We are taken on a very emotional journey as we watch the fire light up in Rocky's eyes again with his love for boxing and see the beginnings of possibly, a new character, come to play. There are a few twists that almost broke my heart and I knew the movie couldn't end that way. But for all true Rocky fans – it ends with a fight of redemption and the love of an old friend. Don't miss it –just sit back and enjoy it!
Monday, February 22, 2016
The 33
This is the true story of 33 Chilean miners that were trapped over 2,000 feet below the surface after a collapse in a gold and copper mine. I remember when it all happened, but had never really given much thought to what they experienced or how almost impossible the task was to drill and rescue them. Also, what their family members were going through during the whole ordeal. It's amazing they were able to survive with the small amount of food they had, the extreme temperatures they were dealing with, and that they were able to be rescued at all. There was also a lot happening on the surface with trying to mount the rescue and deciding if it was even worth trying. I can't imagine being trapped and spending 69 days underground hoping to be rescued while trying to survive. I'm sure this movie just barely covers what it was actually like for them, but I definitely have a whole new appreciation for everything they all experienced!
Our Brand Is Crisis
This movie bombed at the box office! I'm not sure why I even wanted to watch it – maybe because I like Sandra Bullock and Billy Bob Thornton – or maybe I was just curious. They both play rival political consultants working for presidential candidates in Bolivia who will stop at nothing to get their candidates elected. With how shady everyone was, it all reminded me of watching an attorney defending someone everyone knows is guilty. It also reminded me of our own political system here, too. Things can be twisted to make them appear however you want them to and there are a million different ways to do it! Eventually, you can see that she's starting to wonder what she's doing and how moral and ethical it all is. I wasn't too sure about it early on, but I'd say this film completely had me by the end! I don't know when or how exactly, but it did win me over. Big time!
Monday, January 25, 2016
Wow! This movie was INTENSE! It's about the true-life story of a group on an expedition to the top of Mount Everest. The struggles for these people range everywhere from just trying to climb to the peak all the way to actually surviving the trip. And if that wasn't enough, they have a huge storm to deal with that hits just as some of them are beginning their descent. Everyone is equal on the mountain – it doesn't matter who you are, how much money you have, or what connections you might have – if you take the climb lightly, you will definitely pay for it in the end. Watching the movie, it seems almost insane to think of a person wanting to put themselves through this kind of torture and abuse just to say they hiked Everest! I thought the producers did an amazing job of capturing just how hard this journey was – from the photography and camera angles to the climbers and their families and everything in between. After watching this film, I have a whole new appreciation for the people who have made this climb, along with those who have never made it back.
The Intern
This movie stars Robert De Niro as a retired widower who has found out that being alone and having a lot of free time isn't all that it's cracked up to be. When he sees a flyer advertising for a senior intern, he decides to try it out. Anne Hathaway plays a young woman that has started her own internet business and it is growing to the point where she's almost in over her head. She thinks the whole "senior intern" thing is a joke, but after awhile, realizes how much his experience can help. Also, just how important it can be to have someone with an actual work ethic that knows what they're doing and can offer you different points of view – it turns out to be invaluable to her. It takes her some time to figure this out, but once she does, she can't imagine being without him! I enjoyed this film a lot. It felt like something that could actually happen in real life and was nice to see how much everyone was able to learn about work – and life – from this "old" man!
Pawn Sacrifice
I had never heard of this movie until Christy told me about it. And honestly, it sounded kind of boring with it being about chess. But it wasn't at all! The movie is set in 1972 during the Cold War. Tobey Maguire plays the role of Bobby Fischer, an American chess prodigy who has a goal in life to be the world champion of chess. In order to do this, he must beat the Russian champion Boris Spassky, who is the best in the world. Who would have thought that a movie about chess could be so engaging and intense? It almost felt like America against Russia more than just a chess tournament. It was also interesting watching Fischer get more and more paranoid the closer he was to reaching his goal. Every step came with challenges and made him closer to cracking. He was almost falling apart. Chess was his world. And he truly was a genius at chess, but not so much at life. It makes you think about being so focused on something – is that really a good thing? I also thought Toby Maguire did an amazing job in his role! I always thought he'd just be Spider-Man to me, but now he is totally Bobby Fischer!
Pawn Sacrifice
There is more to this movie than the title leads you to believe. I think this was one of those movies that flew under the wire without much hoopla, but it's a very good movie. Based on the world championship chess player, Bobby Fischer – this is the story of what it took to become the ultimate chess champion! There was so much more to his story than chess and the amazing feat he accomplished by having all of America cheer for him. Tobey Maguire, who plays Bobby, is awesome in this role. He created a person who I was very interested in knowing. Bobby was a child prodigy with a very unique mind but also a mental illness that kept coming to haunt him in his quest for the world title. His one and only desire was to beat the Soviet Union champion, Boris Spassky, played by Liv Schreiber. As you watch him struggle with his mental illness, you also watch those that care for him struggle too as they know how important this title is. It was very interesting, very intriguing and I would watch it again.
The Martian
Matt Damon, who plays astronaut, Mark Watney, is on Mars with his team when a fierce storm comes up. As they try to make it back to the spacecraft – Mark is hit with flying debris and is sent spiraling backwards in the darkness of the storm. To the other astronauts, it seemed like he is dead and they must make a decision to stay and possibly not survive the storm or leave. They choose to leave. As the next day dawns – Mark isn't dead but finds himself alone. With thier base camp with some supplies left – he must figure out how to survive with little food and water till the next craft comes to Mars – in four years! From there the movie gets very engaging! There's a lot of storytelling that goes on as we see him trying to grow potatoes with his own poop, make water, and figure out how to contact NASA. He does eventually make contact and a rescue mission is set into motion. But not everything goes as planned and at times you have to stretch your imagination to the impossible. But it doesn't matter – you are hooked from the beginning of the movie and you stay on the journey till all the popcorn is gone and you know how Mark's journey ends.
Thursday, January 21, 2016
The Martian
First off, I did like this movie. A lot. I thought Matt Damon did a great job as an astronaut left stranded alone on Mars. Besides just needing to figure out how to survive, he had to try to find a way to make contact with NASA and possibly be rescued. In doing all of this, he was incredibly resourceful! Especially for being the only one on the planet for a very, very long period of time. I guess I'd say my only "issue" with all of it is that I was thinking I would feel a little more "despair" or times of hopelessness through the movie – maybe like the film Castaway, only on Mars. It seemed more upbeat than I thought it would be, which isn't a bad thing, just not quite what I was expecting. I'm sure he had his down moments, but maybe that wouldn't have been as fun to watch as him trying to grow potatoes and listening to disco music that was left behind. There was a good balance, but just felt like it could have been a little more intense overall. I really did like it – just more in a "fun" disaster-movie kind of way…
Thursday, January 14, 2016
The Walk
This was a great movie! It follows the true story of Philippe Petit, who was a wire walker that had the ultimate dream of walking on a wire connecting the towers of the World Trade Center in 1974 - which was over 1,300 feet above the ground and without a net! I had always just viewed his walk as a publicity stunt and had never thought about "why" he did it or the incredible amount of planning that had to go into doing something like that. Or how hard it would be to get a wire strung up there that was safe and without anyone noticing. Also, he couldn't do it alone and needed to find people he could trust to help him in his "coup," as he called it. I watched this movie because l was curious and it looked interesting – but it was so much more than I was expecting! It was about following your dreams, finding your passion and doing what is right for YOU, and not letting anything or anyone stop you!
Wednesday, January 6, 2016
A Brave Heart: The Lizzie Velasquez Story
What would you do if you were called, "The Ugliest Person" on the Internet and people were posting horrible things like, "kill yourself" or "kill it with fire?" This is what happened to Lizzie Velasquez. You may not know that name, but by the time you finish this movie, you won't forget her name. She is a 25 year old woman born with a very rare syndrome that went undiagnosed until just recently. She is only 1 of 3 people with a rare syndrome called Adipose Tissue which means, she is unable to gain weight. So through her childhood, she looked different than other children. She experienced many forms of bullying and it wasn't until she was in high school that the bullying went cyber. She was called the "ugliest woman" and had very hateful, hateful things said against her. But, instead of listening to the haters, she opened her heart and took a stance against bullying. With her desire to show the world a different side of her and who she was – she stood up and proclaimed she is a somebody – that we are all a somebody. In 2012, she did a Ted Talk program and become an overnight sensation! Her story has made her somewhat of a celebrity where she has had the opportunities to go to many countries, schools, and even the White House to have others join her in the fight against bullying. She has partnered up to help push "The Safe School Improvement Act" in Congress. This is the first federal bill on bullying with the potential to reach the floor for a Congressional vote. For more information on Lizzie herself and her cause, go to any of her websites. This film can make a difference in children's, youth and adult lives. Very strong, very emotional and very personal – don't miss it!!
If you like the Minions, you will probably like this movie. I did. They were funny and quirky like they always are – just a lot more of it all! You get to travel through their entire history all the way up into the 1960s, where most of the film is set. There are times where it was almost too much of a good thing being all about them in many parts instead of having them play small parts and popping up like in other movies I've seen, but it was still a lot of fun. And I can honestly say that I now know the difference between Kevin, Bob and Stuart, too! Overall, I'd say I liked it, but didn't "love" it. It was just a nice movie that kids (and parents) of all ages can enjoy.
You wouldn't think that being able to shrink down to the size of an ant would be much of a "power" to have. But being able to shrink and grow at will, along with gaining the strength an ant has (like being able to lift 50 times its weight) turns out to be VERY useful – and kind of cool, too! Paul Rudd plays a man that finds the suit and after wearing it, "becomes" Ant-Man! The suit's creator is played by Michael Douglas, and together, they go up against Yellowjacket, a villain that is trying to replicate the shrinking process for his own good to possibly take over the world! This was another movie that was just fun and entertaining. I thought I'd enjoy it, but I liked it even more than I thought I would.
Mission: Impossible - Rogue Nation
I've seen all of the Mission Impossible movies and have liked them all – including this one – a lot! Tom Cruise is back and trying to keep a group known as "The Syndicate" from destroying the IMF (Impossible Mission Force). The whole movie is full of action and amazing stunts, just like you'd expect if you've seen any of the others. A fun fact that makes it even more exciting to watch is that Cruise performed ALL of the stunts in the film himself! So, when you see him dangling off the side of a plane that's taking off, it's really him! Or when he had to hold his breath underwater for 6 minutes during one sequence, that's him too. At least to me, those things do add something to it all. For the 5th film in the series, I was really impressed and VERY entertained!
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READ180 is an intensive reading and writing intervention course designed to help students develop their fluency, decoding, vocabulary, comprehension, and writing skills.
The course is based on a rotation model. The 100 minute block class is divided into a 30 minute whole group instruction period which is followed by 60 minutes of small group rotations through computer, independent reading, and small group direct instruction, which is followed by a 10 minute wrap-up period.
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Contact Emily Glueckstein for more information.


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In basic terms, paralysis is the inability to feel sensations and/or control movements. More specifically, paralysis is a physical state that can come in many forms. It can be permanent if damage to the spinal cord is severe and widespread, limited to specific parts of the body (usually below the injury site), or temporary and reversible with physical therapy and other treatments. In some instances, sensation and movement may return with no clear medical explanation, and sometimes fusion surgery or spinal fusion alternatives may facilitate recovery by treating the cause of the paralysis. Paralysis can be further defined in the following ways.
1. Monoplegia
Often affecting one limb, monoplegia is paralysis limited to a single area of the body. Movement and sensation are typically unaffected elsewhere and it may be temporary if a patient responds well to physical therapy or if the damaged nerves aren't completely severed. While commonly associated with cerebral palsy, monoplegia may also be caused by:
- Strokes and tumors
- Brain injuries
- Damaged, impinged, or severed nerves
- Motor neuron damage
2. Hemiplegia
Similar to monoplegia, hemiplegia frequently affects limbs on one side of the body. It's a form of paralysis that is usually progressive in nature, with symptoms sometimes starting off as mild (e.g. pins-and-needles sensations) and becoming more severe until complete paralysis sets in. Patients with hemiplegia may experience:
- Varying degrees of functioning
- Improvement with early intervention
- General weakness on one side of the body (hemiparesis) as the first noticeable symptom
3. Paraplegia
Paraplegia is paralysis of the legs and lower body. It can affect basic functioning below the waist, including sexual function and bowel and bladder capabilities. Contrary to popular belief, paraplegics may have some degree of sensation and experience varying symptoms. Spontaneous recovery sometimes occurs, although it's not fully understood why this happens. Patients can also recover if the brain is retrained with therapy. Causes of paraplegia may include:
- Spinal cord injuries, infections, and lesions
- Brain infections or tumors
- Stroke or a temporary loss of oxygen to the brain or spinal cord
- Abnormalities in the brain or spinal cord
- Nerve damage in the waist or hips
4. Quadriplegia
With quadriplegia (also called tetraplegia), paralysis occurs below the neck and typically affects all limbs and the torso. As with paraplegia, spontaneous recovery sometimes occurs. Quadriplegia may also be temporary, with patients sometimes regaining movement gradually with therapy, when the brain retrains itself, or if paralysis was caused by swelling that eventually subsides. Possible sources of quadriplegia include:
- Spinal cord and traumatic brain injuries
- Stroke or diseases and infections affecting the brain
- Loss of oxygen to the spinal cord or brain
- Spinal cord and brain infections, tumors, or lesions
- Congenital defects or pre-birth brain injuries
- Conditions such as cerebral palsy that may develop before, during, or shortly after birth
- Drug/alcohol overdoses
- Allergic reactions to medications
In serious conditions, you should opt for spine surgery Los Angeles patients receive to find relief.
Paralysis in any form occurs when the brain isn't able to send, receive, or interpret nerve signals or impulses. Stroke is the most common reason for paralysis, followed by spinal cord injuries, specific conditions such as multiple sclerosis, cerebral palsy, and post-polio syndrome, and traumatic brain injuries. The ability to recover will depend on what caused the paralysis, whether or not any movement and sensation has been retained, what areas are affected, and a patient's overall health and response to treatment.
Spinal fusion surgery comes with potential risks such as paralysis, which is why it's crucial to find a reputable surgeon who will let you know if surgery is the best option. Whether you need a Coflex implant, vertebroplasty procedure, or another form of spinal surgery, the expert surgeons at The Spine Institute can find the solution for alleviating your pain. Call our office today at 310-828-7757 to schedule an appointment.