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Notes from a paper given in 2015 at Plymouth College of Art | video to follow
In this paper I wish to present a number of arguments that challenge our received ideas of what photography and photographs are and are becoming. I will begin with a consideration of the increasing disappearance and mutation of what is a camera. By this I mean the sense in which the term camera as an object, as device, directly connected to photographic image making may no longer be a relevant or indeed significant relationship. Camera functions are located within virtually all smart phones, tablets and computers. Yet we do not primarily consider these devices to be cameras in their own right. Similarly, if we examine the cameras themselves from manufacturers such as Canon or Nikon it is clear that many of these no longer function as devices with which we can only make photographs. Cameras are now also devices for viewing photographs and for connecting photographs to a wider network.
I will also consider what photographs once did and what they now do. I will ask how this change in their function may not be necessarily obvious – to the extent that we may still be asking the same old questions about what is essentially a new subject. Rather than simply trying to find modified or renewed answers, I therefore suggest that we may need to formulate new questions in order to understand what photography has become.
"The decisive moment" is a term used to define certain types of photographs. French photojournalist Henri Cartier-Bresson believed "The Decisive Moment" was the split second of genius and inspiration that a photographer had to capture a specific moment. It is a point in time when all the formal compositional elements of the picture come together. He wrote: the photographer 'composes a picture in very nearly the same amount of time it takes to click the shutter, at the speed of a reflex action' (Cartier-Bresson, 1999: 33). It was Cartier-Bresson's term 'the decisive moment' that summarised a new way of seeing, capturing and understanding the events of the world around us.
My inversion of the word 'decisive' to 'indecisive' in my talk's title is not necessarily to invoke a sense of indecision, of hesitancy. Instead, I use it to suggest uncertainty as to when a specific instant may occur. Most importantly, I use it to highlight that there is something happening 'before' and 'after' any single moment. Roland Barthes suggested a photograph presents an illogical conjunction of the here and the formally. In this sense the 'former' past is presented 'here' to us on the surface of the photograph. The here and now time of photograph is, of course, actually any time at all. While we often restrict our understanding of photographs to what appears to be a backward looking perspective. I believe there is importance and value in considering how photographs are understood in the future. A future time is a time when an image will be looked at again. It is with this anticipation of the future time, when the photograph will be looked at, that an image is usually created in the first instance. As I stated in the introduction, the integration of technology that enables viewing of images within the devices that capture them, means the future moment of looking at photographs is often very close to the instant when the image was taken. I believe the complex relationship with time that photography is currently under-researched in terms of the anticipatory nature of the digital images we take. Any sense of photographic time should take into account equally a timeline of past, present and future images.
Media theorist Lev Manovich has suggested that time is spatialised over the surface of the screen. His suggestion is that we experience modernist represented time as a 'homogenous event' even when it is expressed as spread out and distributed. In its cinematic form, time is invariably represented as a component of narrative structure in the same way that dialogue and plot are devices used to 'tell a story'.
Philosopher Gilles Deleuze conceptualised what he called the 'time-image' – an image which breaks from the classical, Hollywood, understanding of time. Deleuze's understanding of time emerges through Henri Bergson's account of clock-time in which moments are broken up into discrete instances – the ticking of the clock, the successive decisive moments of our photographs: tick-tock, click, click, click.
For Bergson and subsequently for Deleuze, drawing on Bergson, time is not understood as discrete, contained instances. Rather time flows, such that the present is penetrated by both past and future in the sensations of memories (about the past) and desire (relating to the potential future). We may experience something of time's elasticity when the day feels as though it is running slowly, when we are bored, compared perhaps with how fast time passes when we are experiencing some form of enjoyment. For Bergson, reality is characterised by different experiences of time that take place in the mind. Time should not therefore be understood as a fixed stable phenomena but a personal, variable, flexible experience.
Images – or more specifically in keeping with the emphasis of my paper, photographs – are ways of slicing through time. With the development of photography in the 19th and 20th Century, perception of the world became dominated by instant and privileged views. Bergson summarizes the photographic instance:
"Instead of attaching ourselves to the inner becoming of things, we place ourselves outside them in order to recompose their becoming artificially . . . We take snapshots, as it were, of the passing reality, and, as these are characteristic of the reality, we have only to string them on a becoming . . . Perception, intellection, language so proceed in general. Whether we would think becoming, or express it, or even perceive it, we hardly do anything else that set going a kind of cinematograph inside us."
Through photography, moments become the defining characteristics of perception. Appreciating the moment (arrival, departures, moments to remember etc.) is taken for being perception itself. As Damian Sutton has stated:
"Time and space are understood only through reflexive experience: to appreciate the now in which we live. This stringing together of moments is just as much a false perception of experience as cinema is a false illusion of movement."
Bergson suggested that reality is constructed and goes on through the indivisible realm of durée. However, our minds fragment this experience in order to make it feel more manageable. Since we cannot ever cease the flow of durée we make an attempt to arrest it, by breaking it down into moments and order – our perception is therefore at odds with how Bergson suggests reality actually is.
I argue as we cut or slice through time with our photographic images, we not only create photographic moments in which time is interrupted and experienced in a fragmentary way, but also, through the multiple instances of photographic mediums, we are situated not only 'with' media but also 'in' media. Photography is becoming less momentary or instantaneous. That is not to suggest we are not taking quick, grabbed, spontaneous images – we are, and lots of them. What I am suggesting is that our indecisive moments usually result in a prolonging of our sense of time – an elongation of the temporal. We take more images not because these are all decided upon at the moment we take them. We take more images precisely because we are indecisive, because there is always another moment to fragment and to break down. It is this extending of the temporal register connected to photography contributes toward a different understanding of photography and to perception itself. Perception has with the age of the networked image become more closely connected to being 'with' and 'in' or precisely our being 'within' media.
This shift from 'decisive moment' toward an expanded and anticipated moment of post-productivity has created a new photographic event. I suggest such a modification of our conception of photography focuses our attention away from any clearly false sense of photographic truth, toward the deliberate creation of 'future memories' and with it the networked image.
I should qualify a term here – my use of the term 'post-production' does not exclusively suggest the use of Photoshop or Lightroom software to change, alter or modify an image. I also use it to indicate a transformative process in which the digital photograph becomes part of the network of other images. Therefore uploading, tagging and sharing are a significant part of my understanding of the term post-production.
I shall now attempt to outline something of what I see as some of the instances of photography.
The first instance:
In the first instance of photography I argue we are, or at least as visual scholars we should be, increasingly aware that the photographs we take are little more than the 'tribute bands' of other images. Whenever we take a photograph we are all perfecting skills of 'photographic karaoke.'
A simple Google image search reveals the extent to which our photographic image ideas are far from unique and original. They exist long before we even have them. In fact, it may be useful to remind ourselves that the ideas for our images – their social and cultural context pre-exist any visual conception. These ideas are in essence projected onto the world we see and we occasionally create or make images translated from these ideas. We may think we are 'finding images' out there, that in someway we be able to materialise the 'artistic genius' that has laid dormant in ourselves during so many previous photo shoots. In fact we are just following the instructions to re-create the already seen.
Paul Frosh suggests images are now produced on an industrial scale, their future use is often speculative and their form is usually bland, repetitive and designed to be 'overlooked.' Together, they form what he describes as the wallpaper of visual culture. While Frosh's analysis is largely centred on the 'stock image,' he has also more recently looked at other culturally significant forms such as the selfie. In summary, it is the repeated duplication of visual tropes that dominates digital photographic production.
What should we think about this? What questions can we begin to ask about this first instance of what has been termed ubiquitous photography, photography that is everywhere? If we return to the question of how perception is formed and if, as Bergson and Deleuze suggest, all life is image. Then we have every right to be alarmed at the homogenisation of image as life. We should be all the more ready to critique of the general trend to produce so many interchangeable images.
Furthermore, we should examine closely what these specific representations actually say about ourselves. In terms of the 'selfie,' such images are less about indexicality – about the impression of reality on the surface of the image – and are more closely connected to 'action enacted' by the photographer. Photographs like the selfie have become conversational – used in applications like Instagram, Whatsapp and Snapchat – they state something of the proximities of being both here and there within a culture of mobility.
As Frosh points out the selfie goes beyond this complex to declare something which is not just "see this, here, now" but also "see me showing you me." Building on Frosh I see the instances of oft repeated images as gestures toward mediation – the articulation of a language from within it, while proposing to be outside of it.
The second instance:
Post-photography or photography after photography suggests a sense of how photographs are made after the conditions of taking a photograph – in the conventional sense – are created. This may be simply in the review process on the back of the digital camera screen or on a mobile phone camera. It may also be in the more complex engagement with post-production tasks using computer-based software.
The photograph, as reviewed, is only decided upon after the decisive moment has passed. This may not be seen as dramatically different from Cartier-Bresson's selection from a contact sheet perhaps. But I argue that the re-assurance an instant review process gives, undermines the sense there being any perceived decisive moment. There are merely many moments, which we can later decide upon. This disconnection from what we might term as historically conventional or analogue photographic time to 'real-time' viewing changes the emphasis of photography, such that the camera mutates from an apparatus of recording to being just as importantly a device for playback.
Beyond reviewing images on a recording device we are now presented with a choice of how what we have taken will be finally seen. In the past the chemical process of negative to print or of film to slideshow was predetermined. While there was opportunity to manipulate, modify and improve our photographs in this process it was most usually a procedure reserved for professionals, artists and very keen amateurs. Even then, beyond the print stage there were only a few options of destinations for photographs – the photographic album being the most obvious one. Today we have an expanded post-production process, one much more readily accessible to anyone with a reasonable computer or even on their smart mobile device.
The destination of photographs may be the Internet or our TV screens or as I stated earlier in the form of utterances across mobile application conversations. Critical in the conception of the second instance of photography is the hybrid nature of the digital image – it can be used multiple times, it can be incorporated into other mediums such as video or with other images.
The destination of images is also strongly connected to a sense of sharing and sociability. Images are created to attract 'likes,' to gather followers, to engage conversations with friends, to convey a sense of activity or location and elicit responses from others. It is the anticipation of these forms that is one of the key drivers of image making. The reviewing of imagery allows us to create images we believe will work for us. In this sense we create images with a view to knowing or at least hoping what responses they may achieve. We gravitate toward what we know has succeeded before.
Photography is in this sense an agent or as Gomez-Cruz & Meyer stated is a "socio-technical network," containing multiple agents that grow daily. They go on to assert the iPhone (or any mobile device) as being significant since it enrols different actors – professional and amateur photographers, media, software companies, social networks and general users. In addition mobility – the cornerstone of mobile phones and their cameras – also offer connectivity.
The third instance:
"It's not what we do, it's what we're photographed doing that matters" – says 'M' in the film Casino Royale, when she discovers her agent James Bond has been photographed by CCTV breaking into a foreign embassy and shooting a terrorist. In The Independent (14 May 04), Terence Blacker observed that the fascination of cruelty is now so pervasive that we hardly notice it's there. He believes there is a direct line from Abu Ghraib prison in Iraq to millions of home computers across the western world. Pictures not at all dissimilar to the shocking images from Abu Ghraib are available as a form of home entertainment:
"If you tap the words 'torture', 'rape' or 'slave' into a search engine, you will not be led to human rights organizations or academic reports, but to thousand upon thousand of websites specialising in recreational sadism. All this is mind-bogglingly profitable, because it taps into the age's most compelling vices and weaknesses: cruelty, voyeurism, boredom. The problem is consumers are never satisfied by what they're offered."
What ever we do, what ever occupies us, from the meals we eat, the clothes we buy, the planes we travel on or the random moments we experience, these are all now transformed through the labour of image making. We are, it would seem, blessed with enough surplus time, to record the limited time we have to be alive. But most worryingly in this trend is the seemingly insatiable desire to not only photograph the good and the funny but also to make images of the bad and the ugly. To save the world of shock to the same folder on the same drive as the world of big eyed cats, sunsets and selfies.
The Fourth Instance
Having come through a linguistic and semiotic account of photography in my own education, I do at times find myself bewildered by the sense in which, at that time during the eighties, I did not examine more deeply my own uncertainties about some of the things I was being taught. Actually, perhaps I should re-examine that process because some of the things I was being taught – in the strictly post-structural, post-modernist sense and through Freudian psychoanalysis were very much challenging the order of the Sausserian model of structural linguistics and the construction of the signifier and signified. It's just the theoretical framework hadn't been fully constructed at that time so questioning the question didn't appear to be appropriate.
It is then, with some relief and also with a degree of anxiousness that I have come to understand and embrace ideas associated with non-representational theories, with affect and what I feel is most appropriate an understanding of the figural.
I use the term figural to identify a concept that describes a mutation of representational practice apparent in contemporary society. The figural cannot be expressed through linguistic or semiotic frameworks nor can it be understood through aesthetic theories. It is a concept that allows for the understanding of the transformation of discourse. This not only results in a loosening of a relationship between signifier and signified but also exposes a dialectical relationship of different approaches. The figural is of course more than these simple oppositions; it also expresses something of the temporal and spatial disjunctions we encounter in the form of the image, today.
Photography should no longer be understood as the relatively simple process of writing with light. It should no longer be reduced to this procedural account of what it is. Photography is detaching itself from any representational understanding into becoming a diversity not just of practice but also of thinking. The world is has never been 'out there' waiting to be photographed. Instead, the 'world as photograph' is what we imagine to be out there. In this simple reversal there is much can be revealed about the mediated life we live. Perhaps more importantly, who controls and in whose interest is the labour we invest in creating the 'world as photograph?'


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BOOK "FIG TREES OF THE BALEARIC ISLANDS" Free shipping
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The English version
Excellent comprehensive book on growing figs and detailed information on over 150 varieties of fig varieties from the Balearic Islands, Spain. Many pictures on each Balearic varieties as well as varieties from other regions. Book is 454 pages. Excellent quality, Hard cover.
Author Montserrat Pons i Boscana have collected and grown fig trees in Mallorca island and evaluated almost every variety of fig grown in the Balearic islands.
Free shipping within the US. (Sorry no international shipping, book weighs 2 kg)

subset: commoncrawl


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image by Veg Recipes of India
One of the most delicious and refreshing smoothies of all time, in my opinion, is the Mango Lassi. A rich yogurt-based drink that has been enjoyed in India for hundreds of years.
This magical Mango smoothie contains yogurt, cream, ice, honey and cardamon spice. Blend it all together in a powerful blender and you will have yourself a smooth, silky concoction that could be accurately described as one of the most lush drinks ever invented. No kidding!
Now that I have you craving a Mango Lassi smoothie. Here's the recipe. Hope you enjoy!
Oh, and if your in need of a powerful blender to make that Mango Lassi smoothie, head on over to Blender Babes and enter to win a Vitamix A2300 Ascent Blender!
The giveaway is open Worldwide and ends on or around October 20th, 2017.
Enter here and Good Luck!
Disclaimer: This blog post was written as a means to gain extra entries in the Vitamix Blender contest hosted by Blender Babes. I am not affiliated with Blender Babes or Vitamix, and I am in no way liable for the contest or prizes mentioned.


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You might want to check out today's post at Church Set Free.
So what if … These verses are not the voice of God that I need to hear today? What if these verses are not speaking to me today? What would that mean to my faith today? What would I learn then … and wouldn't this all have been a small waste of MY time … ? Maybe …
Or maybe this …
That it's not all about you (or me) all the time. That these verses WILL speak to another today – in their time – in their place. They will hear the voice of God in these verses because these verses will speak to them even though they don't speak to me (or you). Maybe this is us learning that "God is not all about me". Because maybe WE need to learn that God is all about ALL of us ALL the time.
Could you handle THAT?
Because today's post is "Unconditional Love – (X : the "other one").
And if I told you why you it is "the other one" – you would probably not bother to click this link and find out just what that means!
Or would you … ?


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Our goal is to focus on companies located in Arkell, Ontario to unleash the power of expert search engine marketing to grow your Arkell business while gaining new clients. At the end of the day, it all comes down to improving your Arkell website rankings, driving outstanding traffic to your website and cultivating Arkell ON leads from our marketing efforts that will result in you getting new sales.
Regardless of your Arkell company size, we will consider our role to be your personal Arkell seo expert, which is how we approached the process and methodologies of our SEO services. There isn't much that scares us these days, so if you face a Arkell marketing challenge, we would love to chat with you about it.


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Good morning ladies! I wanted to welcome back Evie, who guest posted about embracing her higher-drive design a few weeks ago. Today she is here sharing her experience with the mysterious and wonderful phenomenon of female ejaculation. If you have experienced this, know that you are not alone! Evie and her husband have been married about three and a half years, and have two little boys. Welcome to this space once again, Evie.
The first timed it happened, I was surprised. So was my husband. As it happened more and more, I wasn't even sure what "it" was. I, honestly, was a little embarrassed by it. I had never read anything about this in any of the sex books I had read. Thankfully, my husband thought "it" was pretty awesome, so that helped me not worry about "it" so much.
As time passed, "it" happened fairly consistently whenever I would orgasm. It had gone from just a little in the early days to a fairly large production as time progressed. I found out later this phenomenon that was happening to me was called, "female ejaculation." What I also learned was that it was not scientifically proven and sometimes considered a myth. One Christian marriage book I read clearly stated that female ejaculation did not exist. I even asked a trusted friend about "it," who also mentioned that she had always just thought it was a myth.
For a while these words "myth" and "does not exist" were discouraging and almost shameful. There was clearly something that was happening to me; however, I could not find any concrete information that could conclusively verify what was happening to me. This phenomenon continued (and continues) to happen throughout my sexual encounters with my husband. To us, "it" was often a marker of how amazing my experience was, how connected to my husband I truly felt.
As time has passed, I've continued to read and research this phenomenon to better understand what is happening with me because in my experience "it" is very real. What I have learned is that female ejaculation is simply excess vaginal fluid being squeezed out during or before an orgasm. The fluid is not seminal fluid (like in male ejaculation) nor is it urine. Female ejaculation is not scientifically proven. "Its" existence is widely debated. That is the summary of what I have been able to gather thus far.
While the thought of female ejaculation may be shocking to some of you, my purpose for sharing about this is not for shock value. Nor do I share about "it" as an experiment in being crass. Rather, because I so desired to have affirmation that I wasn't the only one experiencing this phenomena, I am sharing my experience with you. My hope is that if this is your experience, too, you will know you are not alone and that what you are experiencing is nothing about which to be embarrassed. Rather, what you are experiencing is an exciting facet of who you are sexually.
I have learned to embrace the reality of this phenomenon in my own sexual experience. I have learned to not be ashamed or embarrassed of it, but to own it as my own design. My husband has been a voice of encouragement, feeling proud of what he can "do" to me. I have learned to enjoy and even celebrate this aspect of my own sexual design. May you also embrace and celebrate your unique sexual design!
What about you, friends? Are you embracing your sexual design? Have you experienced this phenomenon or any other that has left you wondering? Rejoice today in how God made you!
I love you ladies,
P.S. "J" over at Hot, Holy, & Humorous recently posted about this same phenomenon, and you can read about it here


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jots and tiddles
Note to writers and bloggers: you help your reader when you use bullets.
- The above sentence lends itself to multiple interpretations.
- Maybe it's because my other textbook is definitely the driest I've ever been assigned (like an extended owner's manual for a DVD player or a Buick or something), but I truly love one of my education class textbooks. Wow: people who know how to write, how to tell stories, how to dazzle me with pictures and diagrams (read: shiny objects), how to incorporate a well-thought-out philosophy without being preachy. I even strongly suspect the authors write from a Christian worldview while not to a specifically Christian audience. Call me nerdy. It's a good book.
- Here's what's left of my infamous snowball fight injury. And below, here's me posed with a punching pickle! Yessir, Mr. Pickles has opened up (sandwich) shop right here in Auburn (close to Staples). Let's hear it for local businesses you never think to eat at!
- And here's my dad, entranced on his birthday by one of Abbey's delectably delicious Pizz-oo-kees (not copyright infringement because of the unique spelling...which rather suits Abbey anyway, right? ;-)


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Archive for the 'improvement' Tag
Streetscaping in Salisbury, NC
Streetscapes are seldom recognized as one of the most important parts of streetlife. But when red brick textured sidewalks are shaded by trees on a hot summer day, streetscapes can be appreciated. Good streetscapes also contribute to a walkable culture, and attract window shoppers to stop and check out what local businesses have to offer.
Salisbury, NC is currently working on sprucing up their streetscape in hopes of making the downtown area more of an attractive and unique place. The first step to this visioned plan is to bury the utility wires. Removing the wires from the air above and placing them below the sidewalk will allow for more shade trees to line the promenade and will remove the ugly overhanging wires from view. In addition to the utility lines being buried, "other streetscape improvements envisioned include a mast-arm traffic signal pole at Kerr Street, the elevation of granite curbing, brick sidewalks, street trees, pedestrian lighting and parking improvements."
Sidewalk texturing can be a big aesthetic improvement. Since us human tend to look down at an angle of 15 degrees or so, we naturally are looking at the ground ahead of us. An interesting sidewalk pattern and color is subconsciously an attraction for our eyes.
Street trees allow for shade on the sidewalk during the warmer months. It is a small comfort feature that few might think would be a result of planning, but rather a result of landscaping. Street trees also shade off store fronts from sunlight that would otherwise heat up the insides of the buildings, resulting in a greater need for air conditioning. In the colder months, trees shed their shade and allow the sun to heat up the insides of the buildings. Street trees are a small example of how landscaping can help improve energy efficiency.
Max Stember-Young, Rutgers University Student Intern, Vertices, LLC
Material drawn from: http://www.salisburypost.com/Area/062609-north-lee-street-utility-work


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Its weird, like you get so far behind and then you dont even want to do it.
So here are some videos that I just did to describe what I am so busy doing!
You so crazy!
Thanks for all the good you do in the world.
I don't think there is anything you can say to accurately describe how crazy you are! And sorry there's no hope, I don't think there is anything you can do about it! But it's what makes you who you are and I wouldn't change that for the world!!
Crazy like a fox! Crazy good! What can you do about it? Therapy...lots and lots of therapy...or maybe just some fun time with me - then you would look normal by comparison! ;)
yay!! other people are crazy too!! :) I just think Its funny!
You are crazy but in a good way and there is nothing you should about it! :)
been awful at blogging and since I split my site into two (regular and baking) I feel so disjointed...however I just wanted to say I'm so excited for Live from CHA and I got my package...it's just that the Captain hid it until I put away all my mail and laundry I've been letting pile up this week :-P
Crazy ... well those you do Great things usually are ... I can just imagine ... as for normal I have stuff piled everywhere , this organizing thing has made it worse! I pick it up move , and then move it again ... seriously I just need to put all back in the closet and SHUT the Door!
you are crazy but do not shane a thing. that makes you who you are and i love you for it!!!
Your craziness inspires us all! I love the sweet, crazy fun that you put in everything you do! You are the "bee's knees," (my new favorite expression) :) Kam


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Corrective skin care procedures can repair damaged, aging skin. These treatments can correct skin conditions ranging from wrinkles and rough texture to hyperpigmentation and telangiectasias. Afterward, the treated skin will be clearer, softer, firmer, and more even, youthful, and healthy.
Fractora™ is a fractional rejuvenation and resurfacing treatment that slows the effects of aging and restores skin to a more youthful appearance. It delivers bipolar radiofrequency energy to a customizable skin depth to improve both superficial and deep textural problems in the skin. Fractora™ has no downtime and can be used on the face and body. It is most often used to treat wrinkles, discoloration, and acne scarring. Results are immediately visible and improve for up to three months. Patients can expect to achieve their goals with one to six treatment sessions.
Forma™ is a radiofrequency treatment that stimulates new collagen formation and improves skin elasticity to counteract the effects of aging. For patients with wrinkles, aging indicators, or sun damage, Forma™ can improve skin contraction and strength over the course of six weekly treatment sessions. The gentle heating treatment is comfortable, has no downtime, and produces long-lasting results. Most often, Forma™ is used to treat the face, neck, upper arms, abdomen, and thighs.
A photofacial uses intense pulsed light to target and repair damaged skin. With varying wavelengths of light, this treatment can be personalized to reverse sun damage, hyperpigmentation, redness, wrinkles, acne, pore size, and textural irregularities. Patients can expect minimal discomfort and no downtime with a photofacial treatment. Even a single treatment can produce results that last up to two years or longer. A series of treatment sessions is recommended for optimum results. Photofacial treatments can be performed anywhere on the face and body.
Chemical Peels
Chemical peels use specially formulated chemical solutions to rejuvenate the skin of the face. A chemical solution is applied to the skin and causes it to blister and peel off, revealing a new, healthier skin layer. Chemical peels can be used to reduce fine lines, wrinkles, scars, acne, age spots, skin texture, and sun damage. The skin will be temporarily more sensitive and should be protected with sunscreen and limited sun exposure after treatment.
The LAMPROBE is a radiofrequency instrument that treats minor skin abnormalities and irregularities quickly and instantaneously without penetrating the skin. The treatment lasts only a few seconds and feels like a tight pinch on the treated area. Only one treatment is required to achieve desirable results. The intensity of a LAMPROBE treatment can be adjusted for sensitive, thin, or aging skin. This treatment is effective on telangiectasias (spider veins), spider naevi, cherry angiomas, skin tags, milia, fibromas, cholesterol deposits, clogged pores, and acne.
PRP (Vampire) Facelift
A PRP (platelet-rich plasma) facelift uses the patient's own blood to rejuvenate the skin of the face. Blood is drawn from the arm and processed to isolate the PRP, which is rich in growth factors and can stimulate collagen, blood vessel formation, skin health, and healing. After the treatment, the skin looks brighter and more vibrant. A series of treatments may be recommended for the best results, which improve for up to three months and can last for two years. Patients who receive PRP injections can expect softer, smoother, and younger-looking skin.


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Team Prokick in Corsica - IMAGE
In Corsica, the Noran Irish have landed and trouble already, No bags, they're still in Dublin and Darren is freaking-out he has no teddy-bear for tonight.
Weigh-ins are at 6.30pm GMT the team are on their way - details and photos to follow
ProKick fighters Darren McMullen and Johnny Smith stopped off in Paris en-route to Corsica and now the two are ready their holiday, ops...for a war. The pair will take part in an international Kick and Thai-Boxing event tomorrow Friday the 27th July. More late from the Corsica and details how you can watch the event LIVE.
The beautiful Island of Corsica is the next Port of call for ProKick fighters from Belfast. WKN Representative Mr. Toussaint Andarelli will stage another one of his unique style events on the island.
He has asked Mr Cabrera for Northern Irish fighters from Billy Murray's ProKick Gym. Two ProKick fighters are en-route now for the weigh-ins at 7pm tonight.
Darran McMullen at 74kg is in a 4-man K-1 Style tournament and team-mate Johnny 'the Gas man' Smith will mix it up in an international K1 style match at 69kg.
Picture of Darren & Johnny en-route to Corcsica Pictured - Darren & Johnny en-route to Corcsica with a stop-over in Paris


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With the Ping name, I know there is going to be quality. The club feels extremely solid, unlike the holowish feel of the 300s and 975s.
Previously an owner of a 7* Tisi with a stiff 350 shaft, now the proud owner of a Tec 7* w/ a Graphite Design YS-6 XS shaft. This driver is solid!!! Took it out to the course the first day and can't say enough about the distance and accuracy in this puppy. The ball jumps off the face and bounds hard off the ground. I'd have to say that this driver is an easy 10 yards longer than the original Tisi. Mishits are also straighter than the original (I hit one completely off the toe and still hit the middle of the fairway...go figure?).
A bit pricy, especially when you consider the mediocre stock shaft (if you plan on getting one, consider ordering from Ping's WRX Department with another shaft for an additional $40+ depending on the shaft). Before you buy, DEMO, DEMO, DEMO.
Considering all of the new choices out there, I would definately demo the Tisi Tec, especially if you already have the old one. With the shaft and hosel options, there's bound to be one made just for you.


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We are presenting top venues in NYC boros to book for your private or corporate event. Getting married in one of NYC boros has a lot of benefits. First of all, you get to save money on the location since prices are more better than Manhattan so you can plan an affordable events. Locations also offer many outdoor spaces with garden or golf course, perfect for picture taking. Getting married at one of the rooftop event locations in Staten Island allows to enjoy incredible views of Manhattan skyline. Some of the unique places allow to bring outside caterer and are affordably priced. Choose from many wedding halls in New York area – it was never easier.
Here is our Top 9 list of best venues in NYC Boros:
Dyker Beach Golf Course
Brooklyn, NY • 718-836-9722
With the capacity to host groups of up to 350, this gorgeous property offers both indoor and outdoor choices for all types of special events. Events at Dyker can be held on the expansive 6,000 square foot patio
Pelham Bay & Split Rock Golf Courses
Bronx, NY • 718-885-1258
With the newly completed $10 million renovations, Pelham Bay has been transformed into a preeminent event location for the Tri-State area.
Grand Prospect Hall
Brooklyn, NY • 718-788-0777
A registered national historic landmark entertainment complex, Opera House and Music Hall in the Modern French Renaissance style, reflecting the elegance, the glamour and life-rhythm of the New York Empire State era – Grand Prospect Hall.
Water's Edge
Long Island City, NY • 718-482-0033
Celebrate the most memorable day in your life at Water's Edge, one of New York's premiere waterfront banquet facilities. Our landmark venue sits upon the East River leaving breathtaking panoramic views of the Manhattan Skyline etched into your memory.
Nicotra's Ballroom at The Hilton Garden Inn
Staten Island, NY • 718-477-2400 x3410
The elegantly appointed Nicotra's Ballroom overlooks 415 acres of protected woodland where the trees are fiber-optically lit to create an enchanting effect in any season.
The Vanderbilt at South Beach
Staten Island, NY • 718-447-0800
One of the best event venues is this Staten Island's newest and only beachfront banquet facility. Your guests can enjoy cocktails outdoors on the patio while you relax in our Luxurious Private Suite with a private veranda overlooking the harbor.
Above Ballroom at The Hilton Garden Inn
Staten Island, NY • 718-477-2400 x5
Above Ballroom's sophisticated metropolitan decor, showcasing twenty foot-high floor to ceiling windows with spectacular panoramic views of the New York City skyline and the Staten Island bridges, features a menu with seasonal, modern American cuisine.
New York Cruises
Brooklyn, NY • 718-646-8083
Why not try an adventure out to the sea? Cruise around New York Harbor aboard the most renowned luxury yacht with comfort, appealing scenery, and complemented with an entire formal dining salon.
Grand Oaks Country Club
Staten Island, NY • 718-356-2771
Formerly known as the South-Shore Country Club, the Grand Oaks Country Club goes above and beyond when it comes to setting the standard for superiority in the industry.


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Château de Mérande
100% Mondeuse (12% alc.)
Log in to view prices
Really well made wine
from Savoie's most renowned mountain terroir for mondeuse. Partially destalked
and aged in cuve, this is a delicious wine with floral(violets and peonies)and
black fruits aromas and flavours, spice, and a saline freshness backed by
savoury tannins. For drinking now to 2019.


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This blog documents my MBA student life at Ryerson University, Canada (2010-2012). It was an attempt to demystify the MBA experience, help understand MBA topics & encourage MBA wannabes. I have a Pre-MBA blog about B-School application process (and a few other blogs) as well. I used to blog actively in the past and interact with readers regularly, but life got very busy after my MBA. Good luck. Take care. Cheers! Gerry.
Tuesday, November 6, 2012
US Election 2012: The electoral college explained
Blogged by Gerry Som at 11/06/2012 10:14:00 AM
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Mauka Mauka Promo Ad Returns Adding Excitement To The India-South Africa Series
The 2015 ICC World Cup saw India defy expectations by progressing to the semifinals of the sport's showpiece tournament. India were in terrible form heading into the quadrennial event and not many expected Dhoni & Co to perform well.
India not only won all their matches till the semi-final stage, they did it in some style too by knocking out the opposition in every one of their seven games before being stopped by eventual champions Australia. Adding to the excitement with every passing game was the 'Mauka Mauka' ad campaign developed by the official TV broadcaster Star Sports.
The first of those advertisements was aired before India's opener against Pakistan and it went viral on the internet. They followed it up with spin-offs of the original ad and each and every one of them managed to capture the imagination of the audience and fans started looking forward to the next ad as much as India's match itself. And with India set to host South Africa for a two-month long tour, Star Sports are back with a Mauka promo ad for the series.
Have a look at the full video below.
Source – SportsKeeda
Abhijit Das
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- [Watch] This Brilliant Ad Campaign Against Cigarette Smoking Has Sunny Leone And Aloknath In It - February 24, 2016


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* denotes required field
Laureate True RMS AC Voltage & Current Meter with 1 Cycle Update at 50/60 Hz
200 mV - 600 V and 2 mA - 5 A full-scale ranges
-0.2, 2, 20, 200 & 600V AC or AC+DC voltage ranges with 132% overrange
-2, 20, 200 mA & 5A AC or AC+DC current ranges with 132% overrange
-True AC RMS measurement with crest factor of 3.0 at full scale
-Fast response: reading in 0-16.7 ms after each signal cycle
-Accurate to 0.1% of full scale, 0.1% to 100% of FS, 10 Hz to 10 kHz
-Universal 85-264 Vac power, or 10-48 Vdc / 12-32 Vac power
-Wide choice of options:
-2 or 4 relays, mechanical or solid state (isolated)
-Analog output, 4-20 mA, 0-10V, or -10V to +10V (isolated)
-Serial data I/O: Ethernet, USB, RS485, RS232 (isolated)
-Custom curve linearization, rate from consecutive readings
The Laureate™ True RMS meter is a 60,000 count digital panel meter with exceptional performance at half the price of a bench top meter. It can measure true RMS voltage or current of AC signals where there is considerable distortion of the waveform, such as rectifier outputs or waveforms chopped by an SCR, TRIAC or transistor circuit, as illustrated.
True RMS readings in 0-16 ms after completion of one input signal cycle allow anomalies to be detected and alarmed before they become expensive problems. Fast on/off control and alarm can be achieved with optional dual or quad relays, either contact or solid state. The meter can also capture peak and valley readings that occur at the nominal rate of 50/60 Hz.
Accuracy is 0.1% of full scale for signals from DC to 10 kHz and signal amplitudes down to 0.1% of full scale. The crest factor (Vp / Vrms) is 3.0 at full-scale Vrms of 20,000 counts and a Vp of 60,000 counts. The meter starts to flash overrange at 132% of full scale Vrms , at which point the available crest factor is 60,000 / 26,400 = 2.27. Meaningful readings with rated resolution continue to be obtained up to 212% of full scale Vrms (42,433 counts) for sinusoidal signals, at which point the available crest factor is 1.414. For safety reasons, the maximum RMS input signal should never exceed 600V or 5A. UL certification is for a maximum voltage of 300 Vrms.
AC or DC coupling is jumper selectable on the signal conditioner board. AC coupling accommodates signals from 10 Hz to 10 kHz and is suitable for applications such as measuring AC ripple on a DC power supply. DC coupling accommodates signals from 0 to 10 kHz. Multiple integral cycles are averaged for signals above 50/60 Hz. A single cycle is captured for signals from 3 Hz to 50/60 Hz. Below 3 Hz and at DC, the capture rate is 3/sec.
Use with current Transformers. High common mode rejection allows stable readings with current shunts located on the high side of the line. Five amp input capability allows the output of 5A current transformers to be applied directly to the meter, with no need for a stepdown transformer. The meter reading can easily be scaled for the current transformer ratio. Digital filtering is selectable for noisy signals.
Designed for system use. Optional plug-in boards for communications and control include Ethernet and other serial communication boards, dual or quad relay boards, and an isolated analog output board. Laureates may be powered from 85-264 Vac or optionally from 12-32 Vac or 10-48 Vdc. The display is available with red or green LEDs. The 1/8 DIN case meets NEMA 4X (IP65) specifications from the front when panel mounted. Any setup functions and front panel keys can be locked out for simplified usage and security. All power and signal connections are via UL / VDE / CSA rated screw clamp plugs.
© 2019Instrumentation.com - A Shelby Jones Co.


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Well, we are back at Baptist hospital. This time, it was for my Grandma's surgery. Now, Grandma hasn't been in the hospital since gallbladder surgery in the 60's. But this is a much needed surgery to improve quality of life and she didn't have much choice in the matter. I was fortunate that I was able to be there for the morning of the surgery since school did not start back until Tuesday. And, just being around her for a few minutes, I learned some cool things about her and my Mom.
1. Never be afraid to speak up!
This came in quite handy when a nurse came in to put on Grandma's paper hat. She said "How are you, Mrs. Allen". Both of them spoke up rather quickly…."That's/I'm not Mrs. Allen!!!" We're all so thankful that all she did was put on a hat instead of give any kind of examination, administer drugs, or any other procedures.
Then the surgeon came to see her..or rather, shuffled in the room on CRUTCHES!!! She voiced a little concern over her surgeon hopping around on one leg while she was cut open on the table. He reassured her that it was just a knee scope procedure and he only needed his hands to do the surgery. We are still wondering if he sat on a stool or a chair.
I should also mention that after the mistaken identity, doctor on crutches, and long nervous wait, she asked for the knock-out medicine. I don't blame her. When life is chaos and sedation is an option….don't wait.
2. Never be afraid to ask for what you want.
Warming blankets. When you're going under the knife and imagining all kinds of interesting outcomes, nothing feels as good as warming blankets. My mother is the one who asked for these. They brought two for Grandma and kept them changed out when they got cold again. It never hurts to ask. I think she may have asked for a drink of water, but that was out of the question.
3. Always be prepared.
I promise these words came out of her mouth.
Put these (glasses) in my bag on the left hand side, top zip, makeup bag. The case is in the makeup bag.
I should also mention that the only "makeup" may have been a tube of chapstick.
Her bag was neater than my house. She had everything she could possible need in one bag with a gazillion pockets and compartments and she had the inventory of each one imprinted on her brain. Amazing.
The last update was Grandpa took her home and got her settled and sent my Mom home to rest. She stayed in the hospital overnight so she didn't get much sleep. Grandma was really drowsy and just not feeling like putting on her dancing shoes, but she was glad to be home. I hope to hear great news tomorrow.
My Grandma is a rock star. I bet she learned that from Mom 😉
While Grandma was in surgery, I was starving. I committed a cardinal rule when traveling. I didn't bring any food with me. And because I had cleaned out the car, I didn't even have my bags of oatmeal and granola. I can almost always find water and a microwave. So, breakfast was the best I could find in the snack shop.
I remember clearly how good to cafeteria food was while we stayed at the ICU waiting/living/overnight room. When our lives were upside down, finding a routine was critical. We timed our visits to the cafeteria around the 5 different visiting times to see Dad. We looked forward to those trips to see him and yes, we looked forward to eating. Food was a comfort. It's stable when NOTHING else is stable.
Walking back into the cafeteria, I got a little emotional. It had not changed. I was overwhelmed with memories and relieved at the same time but still anxious for Grandma. I immediately went to the soup counter to see if they had vegetable soup on the menu for lunch. I can't tell you how many bowls of soup we ate in the 20+ days we filtered in and out of the cafeteria.
Then I got emotional over breakfast. Not in a good way.
The granola bar was not bad. The yogurt had to go. It's been so long since I've had anything but plain greek yogurt. This stuff tasted like chemicals. I tried to swallow a little more because I needed the protein but I couldn't get past whatever was tasting like paint.
Today was definitely a day spent with people who warm my heart. I'm glad I got to be there even for a just a few hours.


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To talk about financial freedom, we first must define what that means. Here's the problem? It means different things to different people. What's your definition? Is it to be debt free? Is it to have enough money to retire at an early age?
No matter your definition, I'm going to offer you three proven strategies to achieve financial freedom.
What are your struggles?
For many, the struggles of daily life often make them feel like there's no hope for the future. They feel stuck in their jobs. Maybe they feel trapped in by their mortgages, car payments, and credit card debt.
Others have the opposite experience. Many love their jobs or careers. Most are confident in their future. They have little or no debt, plenty of savings, and look forward to what lies ahead.
What's the difference? How can people in the land of opportunity have such different experiences?
I know what some of you are thinking right now. Here we go again with another speech telling us to pull ourselves up, think positive, we control our destiny, blah, blah, blah.
Here's the thing – THAT'S TRUE!
The strategies
Spend less than you make
Save and invest the difference
Minimize (or avoid) debt
Will it be easy? Of course not? Will it happen overnight? Maybe, but probably not.
Will there be setbacks? Of course. Life is full of those.
I can promise you this. If you follow these three proven strategies, you can live the kind of life you've always dreamed of. Or, perhaps, begin to dream about that life for the first time.
Let's get started.
Strategy #1 – Spend less than you make
Listen, this may sound crazy simple as you read. It may not apply to you. However, you'd be surprised at how many people live beyond their means. Overspending is the #1 problem with creating wealth IMHO (that's text speak for in my humble opinion).
When you first went to college (in fact even before), weren't you bombarded with credit card offers? I mean, they didn't come to your parents, they came to you with your name and address. That's one heck of a temptation for an 18 or 19-year-old kid getting ready to leave home and be on his/her own. It's like the get out of jail free card. However, if used carelessly, this can start the bad spending habit early on. Once started, it's hard to break.
We live in an immediate gratification world, don't we? It seems like it's harder and harder to put off purchasing the item we think is a must-have. Credit card companies target high school grads and college students. They want to get them spending early and often. I'll talk more about that in a moment. So, how do you avoid spending more than you make?
Check out The Total Money Makeover.
Have a budget
I am amazed at the number of families at all income levels that don't have a budget. It's the one foundational principle you must implement. The more detailed the budget, the better. J. Money, who is on my list of the top 25 personal finance blogs, created a website dedicated to this topic. It's called Budgets are Sexy. Don't let the catchy name fool you. This is a serious website packed full of great tools to help you start or improve your budget.
Items to include in your budget (the basics)
Household income
Include all sources – salaries, bonuses, gifts, investment income, etc.
Regular monthly bills
Count mortgage or rent, utilities, cell phones, cable, internet, child care, etc. Savings must be a part of your regular budget. I'm not talking about contributions to your retirement plans. I'm talking about putting aside money in a cash account (see Strategy #2 below). If savings aren't part of your regular monthly budget, it will be hard to save. You can always find something else to buy.
Credit card debt
Many people put all of their monthly bills on a credit card and then pay that off every month. That gives them cash back or points that provide some free money for the privilege. However, it's risky. If you can't pay them off monthly, don't put anything on them.
Take this seriously. You'd be surprised how much you spend eating out. If you work, lunch out each day adds up. In the business of life, we often eat dinner out 2 or 3 times a week. If this goes on a card, it often gets lost. True confessions – My wife, Cathy and I, got busy over ten days and realized (after the fact) that we were eating out. When we totaled the dining out bills for the 10-days, it was close to $250.00! That's crazy.
If we weren't paying attention to our budget, it might still be happening. It shocked us back into reality – quickly!
Other expenses
Include groceries, clothing, school supplies for kids, dining out, personal hygiene items, etc. It's important to include every dollar you spend. Watch out for the everpresent online shopping bill. We all spend a lot more time than we should shopping online.
Don't get me wrong. I love online shopping. Cathy and I buy a lot of what we use online. However, you have to be very careful. It can get out of hand. Track it, so you don't get surprised when you get the credit card bill.
Budgeting apps and tools
Fortunately, with the advancement in technology, there are many online tools to help you budget. Here are a few I'd recommend you consider.
Cathy and I currently use Mint.com. Like most anything we use, there are things I like about it and things I don't like. Connecting all of our accounts was very easy. There's a user-friendly interface to walk you through it.
Once connected, Mint.com lists all of your transactions in an overview that includes all accounts. The side menu lists each account individually. Click on one, and it pulls up just that account's transactions. For each account, you can categorize the transactions to track the totals. Add credit cards, personal loans, mortgages, and any other account you own.
There is a limited bill pay service as well. We don't like it and use our bank's service. You can set up your budget by category and the spending from your accounts gets matched to that budget. Alerts tell you when you are over your budget for a particular type (or in total). Each week you will get a summary by category to see how you're doing.
You can also track investments in Mint.com.
Personal Capital
Personal Capital is one of the most comprehensive (and free) tools on the market. The technology behind Personal Capital is far superior to most others. It is a total financial planning tool.
You can connect all of your investment accounts, including your current and former employer 401(k) plans. The budgeting tool is tied to the total picture. It includes cash and liabilities to calculate a total net worth. It's a favorite tool of the personal finance blogging community.
You Need a Budget (YNAB)
YNAB will cost you $6.99 a month or $83.99 if paid annually (not sure whey the 1 cent discount). They offer a 34-day free trial with a no-risk money back guarantee if you're not satisfied.
This budget program accounts for every dollar you spend. Their method is to give every dollar a job. That means that every dollar that comes into YNAB has to be assigned to something. They are adamant in holding you to keep your dollars to their assigned task. Many people don't like this aspect of YNAB.
However, if you are someone who pays cash for a lot of things, not realizing how it adds up, this tool will help you get rid of that habit quickly. YNAB is serious about holding you accountable for your spending. That makes it much harder to spend more than what you've budgeted. As a result, some find this tool too challenging to use.
The reason – they can't stick to their plan.
Again, though, if you are one who has issues with overspending, you owe it to yourself to check out YNAB.
You might also like:
The 25 Best Personal Finance Blogs (And Why You Should Read Them)
Retirement Planning is About More Than Just Money
Three Reasons to Consider a Roth IRA Conversion
FREE PDF Guide: 6 Retirement Account Options Everyone Must Know.
This FREE guide (in slides format) will teach you the advantages and disadvantages of all 6 options. It will also show you how to know which is the right option to choose. Enter your email and I'll send your copy.
Strategy #2 Save and invest the difference
Assuming you stick with strategy #1 and spend less than you make, you will have additional money to save and invest. Of course, you should start with an emergency fund. Why? Because this keeps you from having to put unexpected expenses on a credit card, that will kill a budget quicker than anything.
How much of an emergency fund?
The answer depends on you. For the more conservative among us, one full year of monthly expenses. For others, it might be up to 3 years expenses.
A rule of thumb (don't you hate these arbitrary rules) calls for 6-months of your monthly expenses in a liquid cash account. So, if your monthly costs are $6,000, you would hold $36,000 ($6,000 X 6 months) in a liquid savings account. If your bills are $10,000/mo, you'd want $60,000 in savings, and so on. For a one-year emergency fund, the $6,000 monthly expense means $120,000 cash saved.
Where to hold the fund
Liquid (readily available) savings does not mean stocks, bonds, mutual funds, or ETFs. Liquid, in the case of emergency funds, means with zero risks of loss. An FDIC insured bank money market, or savings account qualifies. There are online banks that pay much higher rates on these accounts than brick and mortar banks. They don't have the overhead and operating expenses of owning, leasing, and maintaining real estate.
CIT Bank's high yield savings account is one example. CIT Bank has over $30 billion in deposits and over $40 billion in assets. Learn more about them on their About page.
Another option to consider is Barclay's Bank. Barclays started in the UK over 300 years ago. Learn their story history here.
I'll cover investing in a later post. There are many ways to hire low cost, quality investment firms to help manage your investments. Personal Capital, mentioned earlier, would be a great option to consider. They have all of the tools you need to manage your budget, investment, and financial planning needs.
You may like mint.com or YNAB for budgeting and choose Personal Capital for your other needs. There are lots of options out there.
Strategy #3 Minimize (better yet avoid) debt
Another symptom of the immediate gratification world we live in is the massive amount of credit card debt American households hold. A recent study from Nerd Wallet estimates that Americans collective held over $931 billion in credit card debt in 2017. That's a 7% increase from the previous year. (taken from – 2017 American Household Credit Card Debt Study)
Check out this chart from the article showing debt held by U.S. consumers:
These numbers are stunning! Each household holds almost $16.000 in credit card debt. This is one of the most expensive kinds of borrowing you can do. Questioners asked survey participants for the reasons why they spend money on these cards. 41% openly admitted they spent more than they could afford on "unnecessary purchases." And 33% said they spent money on credit cards to pay for "necessities not covered by household income."
This is textbook living beyond your means. Hopefully, this isn't your story. Credit card debt is a trap.
Here are three steps you can take to take back control.
Step #1 – STOP THE BLEEDING!
What do I mean? Stop using credit cards! If you don't have the discipline to stop on your own, cut up your credit cards! Other than payday loans, high-risk auto loan financing, and pawn shop lending, credit card debt is the worst kind of borrowing.
The reason:
Revolving credit – not a good thing!
Credit cards don't have a payment term. They are what's called a revolving line of credit. You can borrow up to your maximum credit limit. It's very tempting. Card companies make it very easy for you to overspend. The annual interest rate (some of the highest rates) is divided by twelve and multiplied by your balance each month. That interest gets added to the calculated balance at the end of the billing period.
For example
Let's say you have $10,000 in credit card debt and your annual interest is 22% (that's not abnormal). Your monthly interest charged on the unpaid balance for that rate is 1.83%. If you're making the minimum payment on your card, you're not reducing your balance. That's exactly what the card company wants you to do.
So on that $10,000 balance that isn't going down, you're paying $180 a month in interest, which adds up to $2,160 a year, which totals $21,600 over ten years! That adds a lot to the cost of whatever it is you bought with that card that you couldn't live without or wait to buy it with cash!
Step #2 – Cut expenses
Once you've stopped the credit card spending, it's time to take a hard look at your expenses. There are always places to cut. Start with the low hanging fruit (easiest things) first.
Often, that means the cable and cell phone services. Verizon, Comcast, and other vendors offer incentives to get you to sign up for a two-year agreement. They bundle cable, internet, and phone services into the package. These bills can run well over $200 a month.
If you can't seem to find savings on your own and don't use a budgeting program, sign up for one of the ones mentioned above. If you want to track every dollar, go with You Need A Budget. Remember, their rule #1 is to give every dollar a job.
I promise if you take the time to set this up and discipline yourself to follow the rules, you will find numerous ways to save money.
A helping hand…
Another great tool to help you find savings is Trim. With Trim, you can connect your accounts, analyze spending, and find ways to save. They help negotiate things like your cable bill, find cheaper car insurance, and even find and cancel unwanted subscriptions. Combining Trim with your budgeting tools will help you find savings you didn't know existed.
Rockstar Finance has a great review of this service titled Trim, (And Automated Savings Assistant). It's important to take all of these steps before proceeding to the third step listed below. Often, the savings found in the budgeting and spending analysis will bring in extra money. You can use them to reduce and eliminate credit card debt.
Step #3 – Consider consolidating with a peer to peer lender
Ok, I need to put a big disclaimer and caution here before proceeding. Borrowing from one source to pay off another source is generally a very bad idea. If you have high credit card debt, it's always better to learn the discipline to stop spending on credit cards, find savings in your budget, and apply those savings toward reducing the debt. These are prerequisites that you must implement before even considering a P2P (peer to peer) loan.
If you've signed on with some of these tools and still find yourself unable to make a dent in the debt, it may be time to consider a peer to peer lender.
An absolute prerequisite – You must have stopped using your credit cards!
This is an ABSOLUTE MUST before reaching out to a P2P lender. If you're still using your cards, do not take this step.
What is a peer to peer lending?
Peer to peer lending is a type of crowdsourcing or crowdfunding. This method of lending involves two groups of people – investors and borrowers. Investors offer to put up their own money to loan to qualified borrowers who are seeking loans. Each lender has criteria for both investors and borrowers.
Brick and mortar vs. online
Unlike a brick and mortar bank or finance company, P2P lenders put together small amounts of money from individual investors to fund the loans. Each lender (investor) can look at the criteria for each of the borrowers they're considering loaning to. Each borrower looks at the rates and payment terms before deciding to apply.
When a loan gets approved and funded, many small investors provide the money for the loan. They, in turn, get paid the promised interest rate less a fee charged by the lending institution. This fee varies by lender.
How P2P lending works
The entire process gets done online. Like any lender, P2P lenders have minimum credit score and approval criteria to apply. Often (not always), the criteria are more lenient than traditional banking and finance. The reason – the risk is spread across multiple investors rather than being born by one financial institution.
Investors get matched with borrowers based on the criteria of each. Some investors are willing to take on riskier borrowers (those with lower credit scores or higher loan amounts) than others. Like traditional lenders, riskier borrowers get charged higher interest rates for their loans. As such, investors get paid a higher interest rate for taking on the higher risks.
Some P2P lenders offer a wide selection of loans to accommodate various types of borrowers. Most of the sites allow you to input your requested loan amount, your credit score, the purpose of the loan, and your location. After entering this information, you get an estimated rate, loan term, and payment estimate.
You can then decide whether to apply or not.
Why consolidate with a P2P lender?
Fixed payment terms
Working with a P2P lender means switching from a revolving credit card account (interest charged on the monthly balance) to a fixed payment term. Unlike credit cards, every loan payment with a P2P lender includes principal and interest. Terms (loan repayment periods) can range from 18 months to as high as 60 months. A term of 36 months or less is most common. These loans put a finite time to get them paid off.
Often lower monthly payments
Monthly payments on consolidation loans are usually less than the total of the payments made on credit cards. The assumption is that you're paying more than minimum payments on your cards. Unlike credit cards, you can't add any more money to the loan. It's a fixed amount for a set period. So, if you're disciplined, you will eliminate this nasty debt from your balance sheet much quicker.
Rates are often lower
Rates on P2P loans have a wide range. They can go from a low of 5% to as high as 30% or more. Your credit score is the primary (not the only) determinant of your loan rate. The lower your credit score, the higher your interest rate. In most cases, you can lower your rate a good bit. You can find your estimated rate on most of these sites to see if it makes sense.
Even if your rate is just slightly lower, the fixed payment term can substantially lower your borrowing costs. Like with any decision about lending, be sure to calculate the charges, the risks, and the benefits of what you're trying to accomplish. And to restate my caution – do not do this if you can't stop the credit card spending.
You will dig a deeper hole than you can likely get out of.
P2P lending options
Here are three to consider:
Lending Club – Lending Club is one of the oldest and largest P2P lenders with over $33 billion borrowed by over 2 million people. The site contains links for investors and borrowers. You can choose from a personal, business, or auto loan. After making a choice, enter the requested loan amount to start the process.
Prosper – Prosper has a similar process for applying. You click either the borrower or investor tab at the top of the home page to start. Their terms are between three and five years. Clicking the rate button starts the process of starting your loan.
Sofi – Sofi is probably the strictest of the three lenders. They are also more comprehensive than other lenders. Known for student loan refinancing, on this How It Works page, they describe themselves as being selective. Sofi offers additional services like career coaching, complementary financial advice, and rate discounts for different types of loans. They offer student loan refinancing, mortgages, wealth management, and Sofi Money, an online banking product.
Comparison shopping is always a good idea. Consider starting by comparing these three lenders.
Know what you don't know
Investopedia Academy
You may also want to consider enrolling in one of Investopedia's many online education courses through the Investopedia Academy. The Academy offers numerous courses from personal finance to cryptocurrencies to learning Excel. Their Mastering Your Money course will teach you about many of the things we've covered in this post.
Though designed for recent graduates, the curriculum is broad-based and offers tools and tips for anyone interested in getting smarter about their money. You can see their entire list or courses or search for one that suits you.
If you're looking for the mastering your money course, enter that into the search bar on the Investopedia Academy page.
Final thoughts
The goal of this post to help move your finances forward, regardless of where you find yourself. I write this blog for you. Your feedback is valued and appreciated, good or bad! (Well, I hope there's some good. ?) Please comment below and let me know what you think. Was this helpful? What was missing? Are there topics you'd like to learn more about in a future post?
Share this with someone you know that can benefit. Use the share buttons to post to your favorite social networks. Thanks for reading. Good luck in your journey to financial freedom.
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would become president, Thomas Jefferson became America's Minister to France. That same year, U.S. Congress sought to appease its Muslim adversaries by following in the footsteps of European nations who paid bribes to the Barbary States rather than engaging them in war.
they had no previous contacts.
Adja had answered that Islam "was founded on the Laws of their
Prophet, that it was written in their Quran that all nations who would
not acknowledge their authority were sinners, that it was their right and
duty to make war upon them wherever they could be found, and to make
slaves of all they could take as prisoners, and that every Musselman (Muslim) who should be slain in Battle was sure to go to Paradise."
nations, as well as the objections of many notable American leaders,
including George Washington, who warned that caving in was both wrong and would only further embolden the enemy, for the following fifteen years
the American government paid the Muslims millions of dollars for the safe
passage of American ships or the return of American hostages. The
payments in ransom and tribute amounted to over 20 percent of the United States government annual revenues in 1800.
as the third President of the United States in 1801, the Pasha
of Tripoli sent him a note demanding the immediate payment of $225,000
plus $25,000 a year for every year forthcoming. That changed everything.
women-only classes and swimming times at taxpayer-funded universities and public pools; that Christians, Jews, and Hindus have been banned from
serving on juries where Muslim defendants are being judged; Piggy banks
and Porky Pig tissue dispensers have been banned from workplaces because they offend Islamist sensibilities; ice cream has been discontinued at certain Burger King locations because the picture on the wrapper looks
similar to the Arabic script for Allah; public schools are pulling pork from
their menus; on and on and on and on...
most Americans have no idea that this battle is being waged every day across America. By not fighting back, by allowing groups to obfuscate what is really happening, and not
insisting that the Islamists adapt to our own culture, the United States is cutting its own throat with a politically correct knife, and helping to further the Islamists agenda.


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Mini sites are quite powerful revenue tools to enhance and sell items be it digital like e-books and application or physical merchandise like hardcover books. Tiny sites are often comprised of 5-10 pages and its particular main purpose is to generate a sale. As compared with a content site which can consist of hundreds or even thousands of pages, tiny sites avoid need that lots of pages mainly because otherwise that could deter the primary target which is to get yourself a sale.
When ever building a tiny site, there are some fundamental factors you need to look into order which makes it profitable. I am not talking about creating a powerful sales letter here which will of course is important but I am centering on the design element. How you create your mini internet site can impact your revenue. Visitors to your web site are in a big hurry and it's under your control to control where you want to lead them on your web-site. You can easily suffer a loss of a visitor simply by directing these to another web page or web page or you could make them stay on your site much longer hence upping your chances in making a sale.
Yet how can you make them stay much longer and not shedding them ahead of time? The answer is in the navigation menu. Don't forget that you could have other pages on your website that can comprise some content material here and there and folks are usually sidetracked by backlinks. Your goal is always to make them because undistracted as far as possible and convincing them to read the sales page ultimately leading to the order webpage. You have various ways to place your navigation menu on your website. You can stick it at the top, in the bottom, on the left or perhaps on the right.
Do you think you are able to build a mini site with 30-50 internet pages? Why not. Right here I will alternativelycall it an excellent mini internet site which has you will of a tiny site and this of a content site yet whose main purpose is still the same i actually. e. to help make the sale. Of course , you might eliminate some people to your other pages and probably a lot of external links but take into account the other rewards like do visitors and search engine traffic.
Sure, you may build a straightforward mini web page with simply because less internet pages as possible in order not to distract your visitors however it depends on the methods of producing traffic. When you are building this sort of mini site, you will probably give attention to pay per click promotion because this kind of a site is going to unlikely obtain good ratings in the search engines. Generally, it's recommended to drive pay per click traffic to a landing page just like a small tiny site since you don't prefer to lose that visitor quickly due to the fact that you are shelling out. Otherwise if you need to get some searchresults traffic and probably a lot of repeat visitors, you might want to focus on a super tiny site.
Tiny sites are responsible for trading thousands of dollars of goods because that they work. And depending on the method you create traffic, you should think some time before you style your mini site since it can have a great or detrimental effect on your efforts. For example , it could possibly have a bad effect when you consider building a small tiny site and hoping to receive search engine traffic or alternatively, a super mini site and planning to create pay per click visitors it.


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Company Details
Dynasty Chemicals (NingBo) Co., Ltd.
Model No.: C.I.Pigment Red 48 4
Dybrite are organic powder pigments with good dispersibility and fastness , applicable to Printing Inks , Plastics and coating effects.
Product Name: Pigment Red 48:4
Synonyms: C.I. Pigment Red 48, manganese(2+) salt; C.I. Pigment Red 48:4; Manganate(1-), (4-(2-(5-chloro-4-methyl-2-(sulfo-kappaO)phenyl)diazenyl-kappaN1)-3-(hydroxy-kappaO)-2-naphthalenecarboxylato(3-))-, hydrogen (1:1); -; manganese(2+) hydrogen 4-[(E)-(5-chloro-4-methyl-2-sulfonatophenyl)diazenyl]-3-oxidonaphthalene-2-carboxylate (1:1:1); 9-(4-ethylphenyl)-3-(4-fluorobenzyl)-1,7-dimethyl-6,7,8,9-tetrahydropyrimido[2,1-f]purine-2,4(1H,3H)-dione
Molecular Formula: C18H11ClMnN2O6S
CAS No. 5280-66-0
Molecular Structure :
-HppLooking for ideal Pigment Manufacturer & supplier ? We have a wide selection at great prices to help you get creative. All the Organic Pigment are quality guaranteed. We are China Origin Factory of Pigment Red 48 4. If you have any question, please feel free to contact us.
Product Categories : Industries & Applications > Plastics


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Investment Marketing Associate
- Organization
- Enterprise Community Partners
- Deadline for Applications
- 02/29/2016
- Where to Apply
- Eric Laverickk
Enterprise Community Loan Fund is a certified community development financial institution and a member of the Enterprise family of companies. For almost 30 years, Enterprise has raised and invested over $14 billion to help finance 300,000 affordable homes in communities across the nation. Reporting to the Investment Marketing Manager (IMM), the Investment Marketing Associate (IMA) is responsible for managing the daily operations of the Enterprise Community Impact Note program (Impact Note) and support the Capital Management team as needed. The Associate will also develop content for impact/financial reporting and support the Loan Fund team around marketing, communications, compliance, and application writing efforts.
For more information about Enterprise, please visit our website atwww.enterprisecommunity.org.
Job Responsibilities
Capital Raising and Customer Service:
• Serve as primary point of contact for investors, including initial point of contact for cold calls
• Onboard new investors, answer questions regarding their investment, and provide impact and financial reporting
• Provide support to Loan Fund team, including writing for the submission of RFPs and other applications
• Represent Enterprise and Loan Fund to external parties.
Marketing and Communications:
• Develop content in support of the IMM's efforts to expand impact measurement and reporting
• Create and distribute regular updates of Loan Fund's work, including web, social media, electronic and print materials
• Provide administrative support to the IMM as necessary
Administration and Compliance:
• Work with internal legal counsel to update all offering and registration documents annually or more often, as needed
• Work with both internal and external legal under the IMM's direction
• Manage the third party servicer relationship for the Impact Note
• Draft and send communications to investors
• Manage and maintain accurate and timely data in Loan Fund's technology systems (to include Salesforce)
• Serve as primary contact for accounting team for Impact Note
• Other Capital Management duties as assigned
•• Undergraduate degree in business, marketing, finance, urban planning or related field.
• Two (2) to five (5) years of relevant work experience preferred.
• Series 63 license a plus but not required. Candidate must be willing and able to obtain license within 12-18 months of starting position.
• Understanding of financial intermediary structures, with direct CDFI experience preferred.
• Demonstrated ability to prioritize and manage multiple projects and assignments and meet tight deadlines.
• Excellent oral and written communication and problem solving skills.
• Detail-oriented with proven analytical skills.
• Excellent interpersonal skills and the ability to work effectively across a wide range of internal and external parties.
• Highly motivated, team player.
• Ability to provide a high-level of customer service
• Demonstrated interest in impact investing, community development, and/or affordable housing fields
• Experience with Salesforce considered a plus
• Prior work in the CDFI, affordable housing, or impact investing field is a plus
Additional Information
Please apply directly to:


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This past weekend 127 paddlers converged on the small town of Snow Hill, MD, for the 1st Annual Return to Goat Island paddle sports race. The event was organized by Walk on Water and Evolve Paddle Boards. (more…)
Month: June 2016
100 / 100 Paddle Challenge
I came across a paddling challenge that was organized by Julia Nicholls, where paddlers are challenged to complete either 100 hours, or 100 miles of paddling within 100 consecutive days. (more…)
1st Annual Baltimore Floatilla
This past Saturday (June 11th) was the 1st Annual Baltimore Floatilla for a Healthy Harbor. The event's mission is to raise awareness of the need to clean up Baltimore's harbor, which is currently plagued by pollution, garbage, and sewage. (more…)
Float Fest 2016
Float Fest 2016 was a paddle board race that took place on June 4th at Fager's Island, in Ocean City, Maryland. In previous years the event was called Surf Swap, however, this year the event included a fun post-race party where people enjoyed the sunny weather, music, great food, and drinks while floating around the warm bayside waters in fun, inflatable pool floats – hence the name change to Float Fest. (more…)
1st Annual Bay Bridge Paddle
I am a little late posting this , but I wanted to make sure I took a few minutes to write about my first paddle board race – the 1st Annual Bay Bridge Paddle. The race took place on May 14th, 2016, at Sandy Point Beach near Annapolis, Maryland. (more…)


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The idea of using dental implants to replace missing teeth has really taken off in the last decade. There are very good reasons why implants have become the preferred option.
Your teeth have roots that connect them to the underlying bone. When you chew, the enormous pressure of chewing is transferred from the tooth through the roots to the bone. That's the system that nature has developed to allow us to eat all kinds of things without problems.
The traditional method of replacing one or more missing teeth is with a dental bridge.
Dental bridges are durable and do a good job of restoring the appearance and function of your missing teeth. But bridges do have limitations and drawbacks.
Bridges are supported by the teeth on either side of the space left by the missing tooth or teeth. When a person with a dental bridge chews, all that force is transferred to the neighboring teeth, not to the bone beneath. That puts a lot of stress on those teeth and on the crowns that cover them and hold the bridge in place. Over time, those crowns can fail and require that the bridge be replaced.
Dental implants closely resemble the structure of your own teeth.
About Implants
The implant itself is a small metal screw, usually made of very strong material like titanium. The metal itself is inert and won't react with or cause problems in the body. That screw is inserted through the gums and into the bone beneath.
The restoration is a full dental crown, or artificial tooth, that carefully secured onto the implant. When you chew on a dental implant, the force is transmitted from the tooth through the screw to the bone.
Dental implants are the strongest and most durable dental restorations available. The implant itself should last your lifetime. The restoration can easily last 10 to 15 years or even longer. If the restoration needs to be replaced, it's simply detached from the screw and a new one is "loaded" onto the implant.
There's another benefit to implants. When a tooth is lost, the bone begins to slowly deteriorate. Over time, that can change the shape of your face and cause you to appear older than you are. When an implant is placed, mimicking a tooth root, the bone is stimulated and remains strong and healthy.
In most cases, there's a period of time required after the implant is placed to allow the bone to fuse around it. In some cases, it's possible to "load" the restoration onto the implant immediately.
Implant-Supported and Implant-Retained Dentures
One of the problems with traditional dentures is that they can slip around in your mouth and can even pop out without warning. A series of implants can firmly anchor dentures in place.
Implant-retained dentures and implant-supported dentures use different means of attachment to the implants. The advantage for both types is that they remain firmly in place. You can have an entire upper or lower arch of teeth, or both arches, attached to implants. It's an ideal solution to the usual problems with dentures.
Are Dental Implants Right for You?
There's only one way to know for certain if dental implants will work for you, and that's to schedule a consultation with Dr. Hurcomb. She'll perform a careful examination and take digital X-rays to determine three things.
First, is the remaining bone strong enough to support the implant and the pressure of chewing? This is really the key factor, and there's simply no way to know for sure without X-rays and careful measurements. If your bone isn't strong enough, bone grafting is a possibility. Dr. Hurcomb will discuss your options for replacing your missing teeth.
Second, how healthy are your gums? Your gums help stabilize your teeth and also act as a barrier against infection. If your gums have receded or if there's any active gum disease, those conditions will have to be addressed before implants can be placed.
And finally, your overall health is a consideration. Slow wound healing, perhaps from diabetes, the use of blood thinners, or medications that suppress your immune system can complicate the picture.
Don't Live with Missing Teeth Any Longer
If you're ready to find out if dental implants are right for you, schedule an appointment with Dr. Hurcomb. You can use our online scheduling application which will collect all the information necessary to provide you with dental care. It also allows you to choose the date and time for your appointment that works well with your schedule.
Or, call our office at 574-208-5668. You can also use our online form to send us a message.
All of us at Tulip Tree Dental Care look forward to the opportunity to help.


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Custom Search
Cherry Cheese Pie
8 servings
1 (6 ounce) MeijerTM graham cracker crust
1 (8 ounce) package MeijerTM cream cheese, room temperature
1 (14 ounce) can sweetened condensed milk
1/3 cup reconstituted MeijerTM lemon juice
1 teaspoon MeijerTM vanilla extract
1 (21 ounce) can cherry pie filling, chilled
In a medium bowl, beat cream cheese until fluffy; add condensed milk. Mix thoroughly. Stir in lemon juice and vanilla. Pour into crust; chill 2 hours.
Top with cherry pie filling before serving. Refrigerate
Additional Information
Pie crust lid can be used cover pie and store.


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O how I have missed you. I am craving for another Burrito as I am typing this.
So delicious. I think I am on a roll, I finally found a good pizza place, burger place and now finally a good Burrito place in Hong Kong!
The mexican restaurant that we visited is called Cafe Iguana, and is located in the Elements Mall. It's not a big restaurant, but it doesn't need a lot of seats since a lot of people are here for drinks and is just standing around. The Burrito was perfect, delicious, juicy etc etc.
My only comment is that I am used to having Guacamole and Salsa sauce already in the Burrito. Here at Cafe Iguana though, you see that the sauce was served separately. Was kind of confused. Do I dip my Burrito into the sauce? Do I pour the sauce over the Burrito? Confused. At the end I just dipped it. Interesting.
Anyways, the address of the restaurant is as follows:
3/F, R004, Civic Square, Elements, 1 Austin Rd. West, Tsim Sha Tsui, Hong Kong, Hong Kong S.A.R., China
I think the website link is this?
The restaurant prides itself to be authentic Mexican Food, and has a great happy hour deal (2 for 1 Margaritas). It is an open concept restaurant, so it may be get hot on a summer Hong Kong Day. They do their best to blast AC though, so it shouldn't be a problem.
My food buddy here tried the flank steak with Tortilla? I forgot. I was drowned in deliciousness as a result of my Burrito. haha. But I think she said it was good too so it's definitely another dish you should try.
Very good Mexican restaurant, so for those that are craving Mexican food, drop by!
Me and the cool V =)
Categories: Hong Kong


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New Episode! ReMade E9: "Whiteout"
May learns a harsh lesson about never leaving a man behind.
Matthew Cody hails from St. Louis and holds a Master's Degree in Theater from the University of Alabama with a focus on Shakespeare. He is a graduate of the Clarion Writers Workshop and currently resides New York City with his family. His published works include the award winning Powerless and The Supers of Noble's Green series, the Robin Hood re-imaging Will in Scarlet, and his current series The Secrets of the Pied Piper. MatthewCody.com. @Matthew_Cody.
May learns a harsh lesson about never leaving a man behind.
Obviously I always want to produce my best work for this series, and in anything I write, but full disclosure: I felt even more pressure on this one for a few reasons.
Hyrum makes a disturbing observation and Inez takes a risk.
Every story has a rock bottom. You know, the moment where things are at their most dire. The moment when the magic sword breaks, or the MC's one true love decides to move to Kankakee, or the last ditch escape vehicle dies right in the middle of a horde of zombies. There's that moment when things get really bad, and it seems like there's just no hope.
The remades regroup aboard their getaway train – and meet the new arrivals.
This week saw a couple new faces on the scene in ReMade! To help you get to know these latecomers, we enlisted artist Chris Boatright from AskTheStarGazers to bring our characters to life.
A break from your regular programming.
What it's like to write the game changer.
Umta's past is revealed, and the caretakers make their move.
A mouse fights back.
A second chance at life.
The world of REMADE is a big one - full of killer robots, space elevators, wild jungle... and not to mention a fairly large cast! To help keep things straight, we enlisted artist Chris Boatright from AskTheStarGazers to bring our characters to life.


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Dahlonega, GA 30533
Phone: (706) 867-8134
A Romantic and Peaceful Luxury Bed & Breakfast Inn and Day Spa featuring seven luxurious suites to choose from in a perfect mountain setting. All of our rooms are equipped with private baths including whirlpool spa tubs, separate shower, free WiFi, coffee maker, iron, microwave, minifridge, balcony and gas fireplaces. Our rooms do not have a TV in order to keep our Inn a peaceful and quiet and romantic sanctuary to totally relax, re-energize and pamper yourself or that special someone. We do have a TV room located in a common area, along with a TV in our Wine Bar. We are also a fun place for a girlfriends getaway.
At MLC we try to be green and eco-friendly. We recycle and use green and organic products where possible. We are just 6 miles north of Historic Downtown Dahlonega, and about 40 minutes from Helen GA., one hour east of Blue Ridge, and we are in the backyard of the Appalachian Trail and the Blue Ridge Mountains. We are located in the heart of the Dahlonega Plateau AVA, Georgias first wine growing region, and just minutes away from 9 different Wineries in the AVA area, Wolf Mountain Vineyards and Winery, Three Sisters Winery, Frogtown Cellars Winery and Vineyards, Cavendar Creek Vineyards, Etowa Meadery, Accent Cellars, The Cottage Vineyard Winery, Kaya Vineyards & Winery, and Montaluce Winery. Habersham Winery, Georgia Wine, Cavender Creek (Corks &Canvas Tasting Room), Cane Creek Vineyards and Tiger Mountain Vineyards all have a tasting room located on the square in Dahlonega. Our rooms are not handicap accessible due to the age of the building and size of the inn. We will try to accommodate your disability as much as we can if needed. Our website is also ADA compliant.


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Dj Name Maker Computer AppDj Name Maker Computer App is a collection of products with 90 downloads. The most lightweight of them are Super Word Search Maker (sized at 167,410) and Add-On Maker (sized at 860,173), while the largest one is Movavi Video Suite with 133,767,274 bytes. It includes 27 freeware products like Dailymotion Downloader App and Windows Live as well as commercial software like Picture Collage Maker ($39.90) and Kvisoft FlipBook Maker ($97)
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Brabham Cups (Regular Season Champions): 1991-92
Riley/Kelly Cups (ECHL Champions): 1992-93, 1993-94
Home Ice: Toledo Sports Arena
Media: Toledo Blade
History:: The Toledo Storm was born in 1991 and instantly lived up to its name. They beacame the first, and so far only, expansion team to win the Brabham Cup regular season title. To show that wasn't a fluke the next season saw them win the first of back-to-back Riley Cups. Needless to say, Toledo fans expect nothing less than the best hockey, and they usually get it! As the league has expanded southward, and with longtime rival Columbus soon closing shop, Storm fans have felt isolated from the rest of the league, and have openly speculated about a future jump to the AHL. That plan appears to be coming to fruition with the announcement by the Detroit Red Wings that they will move their AHL franchise to a new arena proposed for suburban Toledo in time for the 2000-01 season. No one yet knows if this will push the Storm out of town, or whether they will stay and try to defend their turf.
Storm Official Site
Wendy's Storm Page
Hit Somebody!
StormKids Page Nice to see a hockey page just for kids.
Yahoo!'s Toledo Storm Club