text:
Laundry Tokens
Imagine we are industry experts in providing laundry services, and we publicly announce a plan to open a new chain of laundry shops, where the development will be funded through an ICO process. The tokens would be issued at a price of 1 Laundry Token (LTX) for $1 and will enable holders to gain access to laundry services in all laundry shops that are a part of the new chain. However, we will only ever issue 1 million LTX, thereby creating artificial scarcity. In addition, this will be done through an independent third party to ensure we are unable to defraud the system i.e. the independent third party will ensure that we cannot issue more LTX and or recall LTX already issued to people, and ensure the LTX already issued will be honored for their intended purpose. Furthermore, imagine that the LTX price can go up and down based on supply and demand, and that they are easily transferable between users at the fair market rate. Under the efficient market hypothesis, the value at which the tokens are exchanged in a sufficiently liquid market will capture all the market information relating to the underlying project. The theory is that as we issue the LTX token and use the funds to build the laundry business, the value of the LTX will go up (on anticipation of a successful launch) and so LTX holders will enjoy the benefits of capital gains. On the other hand if the project begins to struggle and bad news enters the media, the value of the LTX will begin to decrease and LTX holders will suffer capital loss.
In order to ensure that the economics of the LTX works as an appcoin the issued tokens need to be convertible for their intended purpose of receiving laundry services i.e. holders should be able to take their LTX to any of the shops in the laundry chain and pay for required services. LTX can be divisible into subunits, but for simplicity in this example when a single LTX token is redeemed in a shop it is converted to laundry credits equivalent to the market rate in USD. Therefore, if 1LTX is now being traded for $50, then on redemption at the shop the holders can gain access to $50 of cleaning credits e.g. they can clean five jackets where the cost of cleaning is $10 per jacket. As the value of the tokens goes up, on the open market, holders can gain more laundry credits "for free" on redemption i.e. more jackets cleaned for the same units of tokens.
A token's Monetary Policy means the model for supply release and the cap on total supply i.e. how many tokens are issued and how often, and what the total number of issued tokens will be. A capped and well-controlled supply release increases the chances of a small increase in demand driving token prices higher. Normally the monetary policy would be pre-defined as part of the issuance strategy, where a fixed number of tokens are created and issued. However, even though there is a total supply cap the issuer would only distribute a certain fraction of the available tokens to raise a fixed amount of capital for executing the business plan. The remaining tokens are then held in an "escrow" type service to finance operational costs or future connected projects. For example, in the previous case of the laundry LTX ICO the supply was capped at 1 million tokens, and then we may only distribute 500k LTX tokens and keep the remaining in an escrow account, which we can use to cover costs of running the business and or expanding laundry shops in the future. The escrow account would likely have some form of access/usage controls to provide comfort to investors that the tokens held will not be dumped (sold in one go), in turn causing a price crash; or they may be locked for a fixed period to allow sale in a controlled manner over a "sufficiently long" period of time. All of these aspects fall under the monetary policy of a token as they are related to directly managing the supply of tokens in circulation, and is a relatively well-understood concept in cryptocurrency.
This model, taking into account monetary and fiscal policies (which are fundamental in macroeconomics), and applying a framework, which allows them to interact, and effect aggregate supply and demand, shows how critical these policies are to understanding ICO structure, appcoins, and their impact on future issuing projects/companies and the capability for value creation and risk causation for token holders
A token's Monetary Policy means the model for supply release and the cap on total supply i.e. how many tokens are issued and how often, and what the total number of issued tokens will be. A capped and well-controlled supply release increases the chances of a small increase in demand driving token prices higher. Normally the monetary policy would be pre-defined as part of the issuance strategy, where a fixed number of tokens are created and issued. However, even though there is a total supply cap the issuer would only distribute a certain fraction of the available tokens to raise a fixed amount of capital for executing the business plan. The remaining tokens are then held in an "escrow" type service to finance operational costs or future connected projects. For example, in the previous case of the laundry LTX ICO the supply was capped at 1 million tokens, and then we may only distribute 500k LTX tokens and keep the remaining in an escrow account, which we can use to cover costs of running the business and or expanding laundry shops in the future. The escrow account would likely have some form of access/usage controls to provide comfort to investors that the tokens held will not be dumped (sold in one go), in turn causing a price crash; or they may be locked for a fixed period to allow sale in a controlled manner over a "sufficiently long" period of time. All of these aspects fall under the monetary policy of a token as they are related to directly managing the supply of tokens in circulation, and is a relatively well-understood concept in cryptocurrency.
Fiscal Policy
It is also important to understand and define the commercial benefits the ICO participants gain from holding tokens, beyond just the capital gains related to scarcity. This point is a key one, and one that is least talked about and or understood, but is just as important as a token's monetary policy. In the case of the laundry ICO earlier, as we are ultimately developing a business we want to maximize the value being created so we will potentially offer laundry services in the issued LTX but also in USD fiat currency (and even in other cryptocurrencies BTC, ETH and ETC). Linking a commercial benefit (e.g. discounts) with token usage means customers would be more likely to access our services through LTX rather than any other form of payment, this is especially true if there is a large supply of tokens in circulation (resulting in less scarcity).
To drive continued customer interest in buying LTX, as issuers we can ensure that LTX holders always gain some benefits/discounts on the services offered e.g. rather than cleaning costs for a jacket being $10 the LTX holders may only pay $8. This discount may be adjustable so we can manage commercial benefits based on levels of external competition, changes in operational costs and other unknown factors. This becomes a way of managing the flow of the issued token without taking drastic actions related to monetary policy e.g. increasing/decreasing supply from circulation or even hoarding/dumping tokens. This control of flow of tokens and impacts on aggregate supply and demand is a form of "Fiscal Policy". The fiscal policy actions highlighted in this paragraph are not directly connected to managing the supply of tokens in circulation but rather connected to managing the flow of tokens through indirect economic incentives.
One example of a potential use for such a fiscal policy mechanism is that an issuer can propose to increase the commercial benefit (e.g. cleaning discount in LTX), which will increase aggregate demand of the tokens (from D1 to D2 in diagram below). Such an action can then be combined with monetary policy decisions, for example as the aggregate demand of the tokens increases through the fiscal policy decisions, the issuing company could then also release further tokens, that may be held in escrow, increasing the total supply in circulation (from S1 to S2 in diagram below). This combined increase of supply in circulation and the demand due to increased commercial benefits may have a minimal impact on the current market price. This simple thought experiment can be visualized as in the following diagram:
This model, taking into account monetary and fiscal policies (which are fundamental in macroeconomics), and applying a framework, which allows them to interact, and effect aggregate supply and demand, shows how critical these policies are to understanding ICO structure, appcoins, and their impact on future issuing projects/companies and the capability for value creation and risk causation for token holders
Supply and Demand
As seen above, from a monetary policy and fiscal policy perspective, the balance of Commercial Benefit and Supply Scarcity factors is critical in planning the issuance of a sustainable appcoin and the impacts on a business (see the diagram below). The economic analysis for such a balance can be modeled through assessing the supply and demand surfaces based on these explanatory factors. As a thought experiment it is viable to assume that highly scarce tokens with very high commercial benefit (e.g. offering steep product discounts) may result in hyper deflation of their value, leading to a hoarding mentality, as there will be a view of "falling prices" or being able to purchase more with the same tokens if they delay redeeming. While this may seem like a positive effect, as a higher purchasing capability of a token implies higher returns for a company when they sell a redeemed token back into the market, such a scenario also has the potential to detrimentally impact a business and its cashflow. One of the most obvious impacts is that whilst a hoarding mentality will result in people delaying the use of their tokens, accordingly customer perceptions of using fiat currency to pay for services could cause them to feel like they are getting a worse deal compared to buying with a token, hence driving them to also delay their purchase, or using substitutes and or competitive products/services. This business slow-down will, in turn (assuming an efficient market), lower the value of the token until an equilibrium point is reached. However, the equilibrium point may not be what makes this a highly profitable business. On the other hand, tokens with low scarcity and minimal commercial benefit may be of little interest to users either as "investments" or for access to services. Evidently there is a level of complexity here that is very challenging to assess without some historic and forecast sales revenue/cost data related to a company's core product or service and its customer profiles.
The Optimal Model
From an issuer perspective, as the tokens are redeemed by holders for their relevant commercial purposes, for which they may receive company credit (e.g. coat cleaning in the laundry example) the company can resell the token in the market at the current market rate. Using this approach the company can recover operational costs and generate profits. This cycle of token purchase and redemption by customer and resale into the market by issuer can continue, meaning the appcoin tokens would become a form of money that is only locally accepted by the issuing company. From this context it becomes apparent why the above framework considering monetary and fiscal policies and their interactions makes sense, as "a long line of research emphasizes that separating monetary and fiscal policies overlooks policy interactions that are important for determining equilibrium" [15].
As an appcoin model, the above may be the most viable basic structure making business and economic sense. Conversely, an example of a nonsensical token structure would be a 1-to-1-access model wherein the issued tokens are just for single-use only, then their market value would intrinsically be capped at the value of substitute offerings. For example, if 1 token represents 1 unit of service, and competitors charge $10 for the same service (all other things being equal), then it is irrational for token purchasers to pay more than $10 for one token on the open market (assuming no commercial discount for token holders).
In addition, issuers must account for the time it takes to sell the token in the open market after being redeemed by a holder for its intended commercial purpose. In a sufficiently liquid market this may be "instantaneous", thereby minimizing the risks associated with price volatility. From a commercial perspective these risks could be severe because hoarding tokens to control market supply may backfire if token value falls. In this scenario the issuing business may not be able to sell the tokens it holds to recover costs incurred delivering the services in return for redeemed tokens. While risks can be hedged if appropriate instruments/services are available, the optimal model would see smaller companies refrain from hoarding, instead preferring to sell in sufficient quantities to at least recoup costs. This is also the model used by blockchain miners.
Leading on from this is the challenge of "retiring" tokens, for example if an issuing organization at some point in the future decides to discontinue a particular product/service, or move away from a token model. In this scenario the token holders can effectively be seen to have some form of right or vote on the future of the product or service offered by the company! This challenge becomes greater than just a simple vote because as the value and or usage of these tokens increases, the holders will be seen to have more influence over company decisions. The optimal and simplest approach would be for the issuing company to buyback the tokens from holders at the market rate; a process which must be managed appropriately so that any announcements and buyback processes will not result in liabilities for the company. In this context, it must be noted that retiring any form of "money or security" from circulation (if these appcoin tokens are thought of as such) is a huge challenge. On a much larger scale this is evident in the issues that occurred in India with the heavy-handed banknote demonetization strategy in 2016 [14]. In the case of an appcoin the scale would be much smaller, but as a company grows and token values and or usage increases the challenges could be similar, especially when the tokens represent some form of access to a product or service that people have become attached to, or is critical to operations for which they still require some form of support from the issuing company (think Windows XP). A prudent way to manage this would be to have a buyback/demonetization strategy as part of an appcoin ICO, and even some functionality to manage this autonomously in a controlled manner.
Viable and non-Viable ICOs
Executing an ICO, issuing appcoins and managing the micro/macro-economic impacts on the business, key stakeholders and the market will mean companies in the future may not only need a CFO but likely also a Chief Economist, as running such a firm will be akin to running a small country! This will be more of a problem for a startup or a fledgling company, but maybe not so for an ICO executed by a larger firm with a more established product or service.
If a large, established company e.g. Spotify, Netflix, and even PornHub (which is probably the most likely considering the history of pornography and its influence in driving the uptake of new innovative business models [15]), executed an ICO and issued an appcoin, for managing operating costs or expansion of services, it may make commercial and economic sense to do so. In this scenario the economics can likely be modeled with an acceptable level of confidence due to good availability of sufficient historic and forecast operational and financial data. Therefore, an appropriate token structure can be setup and deployed for the ongoing benefits of participants and sustainability/growth of issuer's business model.
In a startup context an appcoin ICO would likely only make sense commercially/economically for a series A (or greater round) when a decent product-market fit has been defined and scale up capital is required. From this context it can be seen how an appcoin ICO model may even be hugely disruptive for later stage venture capital firms, contrary to their current views [16]!
In either of these cases, for established companies and or scale-up firms, the key question then is why use an ICO on a public blockchain if the appcoin tokens are not securities? If appcoins are not securities and they can be easily and widely marketed to retail investors, and the token life cycle can be managed without the challenges of complex client money and asset rules, why use a smart contract blockchain to execute an ICO? Why not just use cryptocurrency payments (or any form of payments) with the appcoin mechanism managed through a centralized system?
Some Legal Aspects
No discussion on ICOs would be complete without providing some legal points of views. We will touch on some of these here and go into more depth in an upcoming paper, especially regarding those less talked about aspects related to tort law and negligence.
In the laundry example, ultimately if we issued the LTX for our laundry project we may be raising risk capital. Why? Because the economic reality of this is that people are giving us money now to execute a project where they will gain some benefit in the future, and this benefit goes beyond a simple one off product or service. Unlike reward-based crowdfunding, such as a Kickstarter campaign, the upside for an ICO participant is not limited to receiving a single product or service. An ICO participant is essentially buying into the on-going commercial viability and success of the issuing company, and participants anticipate that the value of the token(s) they own will increase, in which case they can either earn a greater financial return by selling the tokens (capital gains) or gain access to more services at some discount (commercial benefits). Either way an ICO participant's expected returns may be seen as linked directly to the pooled funds of the ICO and efforts of the issuer to use funds in executing the project and ensuring viability of the ongoing business. It is this expectation that drives participants to not only pay for a one-off product or service (as they may on Kickstarter) but to buy into an ongoing commercial proposition that is yet to be developed and commercialized, and all for the expectation of some form of "unlimited" (explicit/implicit) financial gain.
Due to such complex economic realities of ICOs and the resulting appcoins, it seems like these are a new form of asset class. If they do turn out to be a new type of primitive security, then a decentralized model for administration may be viable to ensure compliance with key client money and asset rules. However, this is a discussion for another time.
While the above complexities are related to statutory/policy/legal challenges, if an ICO is seen as a public offering and the resulting appcoin is considered a security, other less obvious challenges could result from common law issues related to contract or tort violations. These may become increasingly relevant as issuing companies expand and become profitable, at which point they would become bigger targets for consumer class action lawsuits. There may be legal risks related to issues seen as violations of the ICO terms of contract, or other forms of negligence directly linked to the losses suffered by token holders e.g. if a price plummets to zero based on an issuers perceived negligence. Such legal recourse may also become increasingly attractive as an issuing company changes its business model, becomes successful, and the tokens then become less relevant. This means that in the future VCs/investors/acquirers will likely need to perform appropriate due diligence related to such risks, thus impacting possible valuations for growth companies.
Final Thought
We must highlight that while the overview provided in this work is speculative and dares to touch on things through a "thought experiment" approach (a physicists and economists best friend) it is based on sound financial, commercial and economic reasoning. The fact is that ICOs and appcoins are a new phenomenon and while we may not have the benefits of the Pachinko Parlor industry to look outside of our little bubble and see what could be possible, we have our imagination, logic and intellectual honesty to determine what is happening in this industry and where it can go.
Many are trying hard to believe, as well as convince others, that ICO tokens are just like reward based crowdfunding or (absurdly) "paid API's" [17] in order to distance them from financial securities and or other forms of economically complex financial innovations, only for the purposes of abstracting legal and regulatory burdens. This may result in some short-term gains but the chances are they may be missing a much (much) bigger opportunity or even delaying a ticking time bomb.
Pubblicato da ML a martedì, giugno 13, 2017CLICCA SULL'ICONA DELLA MOSCA TZE-TZE E VOTA PER QUESTO POST!
1 commento:
- luigiza ha detto...
Urca, la faccenda si ingrossa oltre ogni aspettativa:
Putin Meets With Ethereum Founder To Create National Virtual Currency
Vladimir Putin recently met with the founder of Ethereum, Vitalik Buterin, to discuss the potential use of Ethereum as a national virtual currency, one which would help Russia diversify its economy beyond oil and gas.
- 13 giugno 2017 07:16
Iscriviti a: Commenti sul post (Atom)


text:
MILAN (AP) — Rescue crews searched Monday for survivors and bodies from what could be the Mediterranean's deadliest migrant tragedy ever as hundreds more migrants took to the sea undeterred and European Union leaders said they would hold an emergency summit Thursday to address the crisis.
If reports of at least 700 dead are confirmed, the weekend shipwreck near the Libyan coast would bring to well over 1,000 the number of migrants who have died or disappeared during the perilous Mediterranean crossing in the last week. More than 400 are feared dead in another sinking and more than 10,000 others were rescued.
Libya is a transit point for migrants fleeing conflict, repression and poverty in countries such as Eritrea, Niger, Syria, Iraq and Somalia, and increased instability there and improving weather are prompting more people to attempt the dangerous crossing.
Italian Premier Matteo Renzi said Monday afternoon that Italian and Maltese ships were responding to two more migrant emergencies near the Libyan coast. In a separate incident, at least three people including a child were killed and 93 rescued when a wooden boat carrying dozens of migrants who had departed from Turkey ran aground off the eastern Aegean island of Rhodes. Dramatic video from a local news operation showed migrants clinging to a piece of wreckage and rescuers helping them ashore.
One survivor of the weekend sinking, identified as a 32-year-old Bangladeshi, has put the number of people on board the smugglers' boat at as many as 950, though Giovanni Salvi, the Italian prosecutor handling the case, said that number should be treated with caution and that the Coast Guard has estimated 700 people were on board.
Salvi said the boat had three levels, with migrants locked in the hull and on the second level. Hundreds more were on the upper deck.
The survivor was flown by helicopter to Catania, in Sicily, where he was interviewed by prosecutors. He was being treated in a hospital.
"He is pretty well now and he is reporting that there were really many, many persons including children on the boat. So it's confirming the terrible news," said Carlotta Sami, a U.N. refugee agency spokeswoman.
Both Salvi and international agencies stressed that the information provided to prosecutors still needs to be confirmed.
Also Monday, the International Organization for Migration said its Rome office had received a distress call from international waters in the Mediterranean about three boats in need of help. The group says the caller reported 300 people on his sinking boat, with about 20 fatalities. No details were available about the other boats or their location and it wasn't clear if any were the boats Renzi mentioned.
Earlier in the day, the Italian coast guard ship Gregoretti brought the bodies of 24 victims from the weekend shipwreck to Malta, where they will be buried.
All were adult men, according to the Maltese Army. Prime Minister Joseph Muscat said that survivors spoke of "haunting experiences."
The Maltese Army said that items recovered from the site of the tragedy included a diary, which has been passed on to Italian authorities for investigation.
Italian coast guard Capt. Gian Luigi Bove told reporters in Malta his vessel was about 80 kilometers (50 miles) away from the latest shipwreck when the distress call came in early Sunday.
Bove said the Italian vessel arrived at the shipwreck at around 2 a.m. Sunday and found two survivors along with bodies floating in the sea. The survivors were taken on board. He said there was no sign of the smuggler's boat, an indication that it may have already sunk.
Bove said the survivors were from sub-Saharan Africa and language issues were impeding the investigation.
Renzi told private Italian radio RTL he would ask his EU counterparts on Monday to confront instability in Libya more decisively than in the past, but he ruled out ground troops.
"At this moment to intervene with international forces on the ground is a risk that is absolutely excessive," Renzi said. "We cannot think about sending tens of thousands of men without a strategy, on a wave of emotion."
Renzi said he would ask his European counterparts to participate in a joint operation targeting smugglers. He said that Italy has so far arrested nearly 1,000, but needs help.
Renzi met in Washington last week with President Barack Obama, who also pledged to help on Libya.
EU foreign ministers are meeting in Luxembourg Monday focusing on the migration crisis and the role of the conflict in Libya fueling the influx. The EU's top migration official, Dimitris Avramopoulos, has canceled a trip to the Spanish enclaves of Ceuta and Melilla to attend.
Fighting in Libya has escalated to its worst levels since the 2011 civil war that ended with the overthrow and killing of longtime dictator Moammar Gadhafi.
Rebel groups that fought against him kept their weapons and militias mushroomed in number. The country now has rival governments — the internationally recognized one in the eastern city of Tobruk, and an Islamist-backed one in the capital, Tripoli. The two sides have been negotiating in Morocco to end the fighting.
Malta and Italy are closest to the Libyan coast, and have received the brunt of a migrant tide that carried 219,000 people from Africa to Europe last year. Some 3,500 died or went missing along the way, the U.N. High Commissioner for Refugees Antonio Guterres said in a statement Sunday.
Mired in economic crisis and a facing a surging anti-foreigner electorate in many nations, there is little appetite across European governments to take in more poor migrants, however desperate their plight.
Czech Foreign Minister Lubomir Zaoralek said sending more ships to rescue migrants could actually make the problem worse.
"If we make the work of traffickers easier and accept refugees that have gone overboard, this will make it an even better business for them," he said on Czech television. "We need to find a way to prevent people from setting out on such ships."
Elena Becatoros in Athens, Stephen Calleja in Malta, Lorne Cooke in Brussels and Raf Casert in Luxembourg contributed.
Copyright 2015 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

subset: commoncrawl


text:
Side Effects Of Teenage Substance Abuse
Teenage substance abuse has over the past couple of years increased significantly. This can be attributed to a number of reasons and in order to effectively deal with this problem, it is important to first of all look at some of the causes of substance abuse in teenagers.
Causes of Teenage Substance Abuse
One of the reasons why young people engage in substance abuse is that they are usually very curious. Indeed a young person will simply use a certain drug or substance just to get a feel of how the experience is. This casual curiosity then develops into a habit that sooner or later cannot be broken off easily.
The second one of the things that may cause teenagers to engage in substance abuse is peer pressure. Most research studies have shown that a large majority of teenagers that use drugs do so after being prompted by their own friends. If one fails to give in to the pressure, then he or she is likely to be regarded as unfit for the group. It is therefore as a result of trying to fit in that a teenager will engage in drug use.
Teenagers may also engage in substance abuse as a way of entertaining themselves. Once young people have gathered together in a group, then they usually come up with several ideas on how to have fun. The downside of this is that most of the times, substance use comes up as a way of having fun. It is therefore true to say that young people use substances in order to avoid boredom.
These are the most common causes of substance abuse in teenagers. Having them in mind is very important if prevention of substance abuse is to be achieved. If teenagers are not taught the dangers of substance abuse, then they may end up having to deal with a number of negative consequences. A few of such consequences are as follows.
Side Effects of Teenage Substance Abuse
One of the most common things to observe in a teenager that is using a substance is a general drop in grades. If the teenager is not corrected fast, then his or her academic life is going to become more and more difficult. As an individual takes a substance, he or she often becomes irresponsible and that is why he or she may give poor performance in school.
The teenager may miss several classes and also fail to do homework as required. It is of equal importance to state that a majority of teenagers that are involved in drug abuse get into a lot of problems with school authorities and may eventually drop out of school.
The second one of the things that may be observed is a change in attitude. Most of the teenagers who use drugs tend to become arrogant or violent. It is therefore true that they are likely to get into a lot of fights both at home and away. The change in attitude is also likely to cause friction between the user and the other members of the family.
Physical health is another one of the effects that may occur as a result of teenage substance abuse. It is indeed true that most substances are very powerful and will therefore have very negative effect on some bodily organs. Once a human being's vital organs are compromised, then he or she is likely to experience a lot of health complications. It may also be worth stating that if not treated effectively, then the health complications may very well lead to death.
Mental soundness is another one of the things that may be brought into sharp focus as a result of substance abuse. The human brain is very delicate and that is why it must never be poisoned by powerful substances. If however a teenager uses drugs, then he or she is likely to suffer from mental problems.
In some cases, the mental problems may be treated while in severe cases, the complications may remain for the rest of the victim's life. Most of the teenagers that abuse substances end up being delinquent. This simply means that they are always caught on the wrong side of the law. This may lead to spending considerable time in jail or in juvenile holding facilities.
Help for Teenage Substance Abuse
The above mentioned points are just a few of the most common side effects of teenage substance abuse. If any or all of these issues are noted in a teenager, then its best to report the matter to the relevant authorities. One of the best ways to deal with this issue is getting in touch with the nearest rehabilitation center.
Such centers are able to provide guidance on how to deal with the situation that may be in existence at that particular time. Other places that such matters can be reported to in order to find help may include; churches, mosques, learning institutions among several others. Basic research on the internet can reveal substance abuse hotlines that can be used to contact the relevant authorities fast.


text:
🎥 Watch the best moments from today's @NCAADII Men's Lacrosse National Championship game. Congratulations to @MerrimackMLAX on its 23-6 win against St. Leo!#d2lax pic.twitter.com/Ax7kEGWTIH
— NCAA Lacrosse (@NCAALAX) May 28, 2018
#OneMore is now #MissionAccomplished
2018 NATIONAL CHAMPIONS BABY!!!!! #GoMack pic.twitter.com/ZQip11CKu8
— Merrimack Men's Lacrosse (@MerrimackMLAX) May 27, 2018
Let's break it down one more time. This time as national champions.
Say that again with us.
NATIONAL. CHAMPIONS. #NOMORE pic.twitter.com/BytaaVLLGS
— Merrimack Men's Lacrosse (@MerrimackMLAX) May 27, 2018


text:
Dedication: The FINNatic RP crowd, especially those who were around when I first beat this idea to death. The Watcher's Council crowd, for supporting me in my insanity. And the Fictalk crowd, as a (very) belated one-year anniversary wackiness fic. Special SO to Zak, for being his snazzy self, and to Genevieve for her amazing new website.
< cue intro music >
Into every generation, a Slayer is born. One vamp in all the world, a Chosen One, one born with the strength and skill to hunt the garden gnomes, to seek out their places of gathering and halt the spread of their numbers. He is.... The Slayer.
Until he was 135, Spike thought that he was just a normal vampire. He had all the regular worries of a vampire -- murder, mayhem, and Manchester United -- never suspecting that he was destined to be something greater.
One night, however, when Spike was hanging out on the steps of a local vampire bar, he was approached by a man named Sherrik, who identified himself as Spike's Watcher, and explained to the vampire about his sacred duty. Spike was extremely sceptical, but agreed to meet Sherrik at a local arboretum, where for the first time he was faced with a garden gnome. Spike slew the garden gnome, and realized beyond a shadow of a doubt the truth of Sherrik's words.
Soon after, however, a Master garden gnome named Cothos came to town, and killed Sherrik. Spike was able to destroy Cothos, but to do so he had to burn down the vampire bar. In his need to keep his identity a secret, he could not defend his actions, and despite a possible theory set forth by a local fire chief that the fire could've been started by mice -- mice that were smoking -- Spike had to leave the city, and move to the one-Gap town of Sunnyvale.
In Sunnyvale, Spike met his new Watcher, a local librarian named Rupert Niles. Together with Niles and two local students -- Sandra Harris and Will Rosenberg -- Spike faced the nightly swarm of garden gnomes that threatened the safety of humanity and vampires alike.
During this time, however, Spike also met a mysterious -- and very short -- woman named Sereph, who would show up from time to time to give Spike cryptic hints. Over several months, Spike found himself falling deeply and passionately in love with Sereph - and one night she revealed that she felt the same towards him. However, Spike discovered that Sereph herself was a garden gnome, though she had been cursed with a soul by gypsies and was now seeking redemption.
Even though they knew that their love was doomed from the beginning, Spike and Sereph found that they could not deny the love that lay between them. The night of Spike's 137th birthday, they consummated their relationship, and the curse on Sereph was broken as she experienced a moment of true happiness. An anguished Spike found himself facing Serephus - the Scourge of Eastern Europe.
After months of heartache and terror, Serephus' soul was returned by Will, just in time for a devastated Spike to send her to Hell in order to save the world from a demon that Serephus had been about to unleash. After months, Sereph mysteriously returned, though both she and Spike knew that they could not be around each other and not end up screwing like ferrets. So Sereph left a heart-broken Spike and went to Los Gnomus - the City of Gnomes.
Spike mourned his lost love, but slowly again became strong enough to try and move forward with his un-life, just as he and Will Rosenberg head off to Sunnyvale Community College. There, Spike met a charming Psych TA named Ronnie Flinn.
Spike found himself deeply attracted to the adorable and honest Ohio-bred Ronnie Flinn. He was shocked to discover, however, that Ronnie was actually a member of the ultra-secret government group: The Purgative.
Spike learned that The Purgative was a military operation dedicated to capturing Garden Gnomes -- or, as the Purgative called them - Hostile-Lawn-Terrestrials (aka HLTs) -- and implanting them with controlling chips. These neurological chips prevent the HLTs from attacking any living things, of any kind, without intense pain in the plastic-hat region.
All seemed kosher, and Spike and Ronnie join forces, but then it was discovered that Professor Welsh (the Purgative's head scientist) had a different itinerary. Using parts gathered from captured Garden Gnomes, she created a hybrid of human, machine, and Garden Gnome. It was kept secret as Project 413, but rumors drifted.
After deciding that Spike had too much of an influence over Agent Flinn, Welsh attempted to kill the vampire by trapping him in a sewer with a faulty weapon and two fierce Garden Gnomes armed with little shovels and wheelbarrows while Ronnie was patrolling with her two friends, sorority sisters, and fellow agents - Florence Gills and Gretchen Muller. Spike destroyed the Garden Gnomes and escaped, now realizing that The Purgative had more layers than an onion. Welsh learned that Spike survived, but was killed by her creation - her 'daughter' - Eve.
Though remaining together with Ronnie, Spike broke with the Purgative as both the military group and Spike's own Sloopy Gang seek to disable the evil and exceedingly powerful Eve through their different methods.


text:
Abroad, Green is putting Scripture into the hands of nonbelievers. "People ask, 'How are you going to get a Bible to everyone in the world?' We're doing it," Green says. Through foundations he supports, he has already distributed nearly 1.4 billion copies of Gospel literature in more than 100 countries, mostly in Africa and Asia. The OneHope Foundation targets children age 4 to 14 with Scripture tailored to them, while Every Home for Christ sends evangelists with Bible booklets door-to-door in some of the poorest countries on Earth. "It's not like you give them that but don't give them food; you do both," Green stresses. But the priority is clear: "If I die without food or without eternal salvation, I want to die without food."
(bold mine)
Praise God!
(via The Gospel Coalition)


text:
By means of the College Credit Plus program, greater than fifty two,000 Ohio highschool students took school classes throughout the 2015-sixteen academic year, incomes school credit score whereas meeting their high school commencement necessities and collectively saving more than $120 million on faculty tuition. The skilled discipline involving the collection, evaluation, and reporting of higher schooling information known as institutional research Professionals on this subject will be found at areas in addition to universities, e.g. state instructional departments.
Our newly-expanded weblog brings together the HE studying and instructing neighborhood to debate and share innovation. Atlantis Mission strives to create a everlasting construction at the limit of the Earth's environment and Space, which we name a Spacescaper. Learn how ETS creates honest, meaningful assessments and check questions.
His studies on organic limbo could seem on the perimeter, however by understanding the mechanisms of metabolic shutdown, researchers someday may be able to discover a technique to induce the process for scientific profit, reminiscent of by stopping ischemic damage in trauma situations.
Learn how to use set up lesson plans and create interactive classes utilizing Microsoft OneNote. This help is important because the sector makes a fundamental contribution to the way forward for Australia and our intellectual, economic, cultural and social growth. Vietnam, Undergraduate Scholarships supplied by the Socialist Republic of Vietnam Tutorial 12 months 2017/18, close on 14.07.2017 Obtain.
If you're in the technique of figuring out which faculty or college you need to go to and what you want to examine, you might find The Scholar Room an attention-grabbing web site to discover, together with a HEAR guide that can enable you to explore how the HEAR may be a consider that call making course of.


text:
Harmony Horsemanship™ brings horse and human together in harmony through trust, understanding, and calmness. It uses horse psychology and human body awareness to create a partnership.
Harmony Horsemanship™ teaches you to understand yourself, your horse and the language that connects you.
Harmony Horsemanship™ goes beyond other horse training programs because you learn about how you affect your horse, how your horse thinks, and how to work with your horse in a way that makes sense to them. This makes it possible to become connected to your horse – in harmony with your thoughts, emotions, and actions.
During this program you won't be asked to chase your horse, confine them to a small space, hit them with a stick to make them move, or shake your rope at them causing their head to lift and back to hollow. Instead you will learn to start with the calm connection exercises, moving as one and from forward movement, moving together.
You can use the tools (halter/rope/stick) you are most comfortable using - you don't need to use a stick if you don't want to.
Harmony Horsemanship™ 101 is divided into 3 main areas of learning:
When you learn about all three areas it helps you connect with horses because you are taking a wholesome approach to interacting with horses.
Then the course introduces exercises to do with your horse using the A. B. C's following the Harmony Training Continuum. This Continuum helps to know what exercises to do depending on where you horse is on the continuum:
1) Respect & Safety
2) Calm Connection
3) Create a Yes Horse
4) Refinement
This course focuses on the Calm Connection, so you will be given a lot of exercises for this portion of the continumm, but you will also get a few from the other areas.
Harmony Horsemanship™ provides the building blocks for a strong foundation. On that foundation you can build anything and achieve things that perhaps you thought only possible in dreams. This is because your horse will be calm, confident, trusting and can understand you through the language you develop. You can pursue any discipline with harmony horsemanship 101.
This course will give you knowledge and ideas to improve your understanding and partnership with your horse. However seek professional guidance from a certified Harmony Horsemanship™ instructor for assistance with these exercises.
Get started in harmony with your horse. Improve your relationship and find a calm connection.
Pricing in Canadian Dollars.
Learn more about Harmony Horsemanship™ at www.harmonyhorsemanship.ca
Lindsey Partridge is dedicated to life long learning and helping others connect with their horses.
She is an accomplished student, trainer, and competitor. She has been called 'Canada's Horse Whisperer' by the Toronto Star and 'The Queen of Thoroughbreds' by The Rider. She is a Horse Human Relationship Expert.
Highlights of her resume include:


text:
No one likes waiting to get paid, now you don't have to
You've submitted your invoice. Now the waiting game to get that invoice processed and paid begins. The terms prohibit early payment from your customer. But what if that payment could be in your bank account almost instantly? Then, you could put that working capital in use.
Take control of your cash flow and receive payment how and when you want with Tungsten Network Early Payment
With Early Payment, Tungsten Network suppliers decide when to get paid at a minimal cost.
Without all the paperwork. Without jumping through hoops. Without delay.
Easy to enroll
Get started with quick, one-time enrollment and simple activation.
Easy to use
Simply select the approved invoices you want paid early and when you want them paid.
Get paid early, whenever you want to
Within one business day
Receive payments how and when you want with
Tungsten Network Early Payment
Tungsten Network Early Payment is easy to use and understand. We do not take advantage of Early Payment on a regular basis, but on a particular occasion when we needed to pay a supplier, we took Early Payment on an outstanding invoice and we received the credit sooner. This provided us with a lot of flexibility and reassured us that our suppliers will always be paid on time, even if our clients may be late processing their invoices.
- Alonso Jose da Silva , International Technical Manager
We would recommend Tungsten Network Early Payment system to other companies because we know how much it's helped our situation. It's helped us as a company to move on to bigger projects.
- Michelle Burnage , Abacus Industrial Flooring


text:
Since hanrahan Meyers architects (hMa) founded their architectural practice, the firm has collaborated with artists in other fields. The artist who hMa has the most long-running collaborative experience with is Michael Schumacher. hMa is showing 'Open Fabric', the firm's original design proposal for the redevelopment of Manhattan's West Side.
Michael Schumacher / hMa: Architects Design Music: Performance at the Kitchen, 2004. For information, contact: firstname.lastname@example.com
The hMa / Schumacher collaboration started with Victoria Meyers' proposal to San Francisco MoMA for a show titled: 'Sampling'. The show was to focus on the idea of using 'samples' to make architecture, art, and music. This preceded the Meyers - Schumacher collaboration, and included DJ Olive, painter Bruce Pearson, and sculptor Roxy Paine. After the 'sampling' collaboration, Michael Schumacher came on board as a permanent hMa collaborator.
For the Samples show, hMa proposed showing their master plan proposal for the development of Manhattan's West Side waterfront. hMa had produced a design titled: 'Open Fabric'. Open Fabric proposed a series of formally complex buildings to mediate the edge of Manhattan with the water. hMa's proposal included several areas with waterfront parks, and different developments to create a positive urban experience in approaching the water's edge.
diagram for 'Open Fabric' plan by hanrahanMeyers architects. For information contact: firstname.lastname@example.com.
In 2000 hanrahan Meyers were recognized as new New York design talent, winning the Young Architects award from the Architectural League of NYC. For the public lecture accepting their award, hMa presented their masterplan design for the West Side of Lower Manhattan, starting at Canal Street, continuing north to 34th Street.
site plan, ' Open Fabric' masterplan for NYC West Side development by hanrahanMeyers architects. For information contact: email@example.com.
After hMa's successful presentation of the Canal Street Masterplan, hMa were hired as the official masterplan architects for Battery Park City's North Neighborhood. Working with Battery Park City Authority, hMa was able to explore ideas around large-scale Masterplanning design incorporating cutting-edge sustainable practices.
Battery Park City: North Neighborhood at night. hanrahan Meyers architects, Master Plan architects since 1997
For more information about hMa's Masterplans and Landscapes, visit the firm's website: www.hanrahanMeyers.com. For more information about 'Open Fabric' contact: email@example.com.


text:
This is a transcript of the introduction given by Darrell Buxton during the Fantastiq Film Festival (8th – 10th May 2015).
What better way to open a packed day here at Fantastiq than with a blast of psychedelic lunacy from Italy's maestro of mayhem, Signor Lucio Fulci? Our lunchtime treat is UNA LUCERTOLA CON LA PELLE DI DONNA, better known to us A LIZARD IN A WOMAN'S SKIN. During the early seventies the Italian giallo masters were seeking fresh backdrops for their weird and wonderful tales of savagery, psychology, sex, crime and murder – Enzo G Castellari's COLD EYES OF FEAR and Sergio Martino's TUTTI I COLORI DEL BUIO aka ALL THE COLOURS OF THE DARK took London as a location, Riccardo Freda tried out Dublin for THE IGUANA WITH THE TONGUE OF FIRE, and Michele Lupo's THE WEEKEND MURDERS even attempts to duplicate an English stately home setting and traditional Agatha Christie-like elements, right down to a comedy policeman in bobby's helmet bicycling in every few minutes. Lucio Fulci continued this trend in A LIZARD IN A WOMAN'S SKIN, himself filming in London and casting one of our finest hard man actors of the time, Stanley Baker.
Nowadays we recognise Fulci as a master of extreme violence. His zombie output of the video nasty era, ZOMBIE FLESH EATERS, CITY OF THE LIVING DEAD, HOUSE BY THE CEMETERY and THE BEYOND featured eyeball skewerings, head drilling, characters vomiting out their own internal organs, claustrophobic premature burial with a side-order of near-lethal pick axe, the mouldiest rotting corpses you've ever clapped eyes on rising out of the earth, and lest we forget, a zombie fighting a shark. Oh yes. Examine the director's other movies from the late seventies and early 80s and even his non-zombie work is filled with gruesome death and devastating destruction. His crime thriller THE SMUGGLER, aka CONTRABAND aka,THE NAPLES CONNECTION, is a wild bullet festival even more outrageous than his living dead flicks; highlight being a woman having her face slowly charred off with a handy Bunsen burner. His version of Edgar Allan Poe's THE BLACK CAT, again filmed over here and with a gorgeous, plaintive score by Pino Donaggio, mixes CinemaScope style and breathtaking camerawork and composition with, you guessed it, heaps more of the director's trademark gore; THE NEW YORK RIPPER was seen as so extreme, particularly for its breast-slicing scene, that legend has it that prints were refused entry into the United Kingdom by our diligent customs officers; and even his attempt to cash in on the success of Alan Parker's FAME, 1984's MURDER ROCK, turns into a psycho movie though here the Italy's Got Talent wannabes are bumped off one by one by a killer wielding a deadly hat pin, not exactly your average nutbag's weapon of choice, and decidedly less scary than Keith Emerson's pompous pumping prog/disco soundtrack.
But prior to all this, Fulci had offered up a string of genuinely intriguing horror dramas throughout the seventies. 1977's exploration of paranormal visions, THE PSYCHIC is such a favourite of Quentin Tarantino's that QT talked seriously about remaking it after he finished PULP FICTION. He never got around to it but did pay loving homage to Fulci's CITY OF THE LIVING DEAD by burying Uma Thurman alive, Catriona MacColl style, in KILL BILL VOL. 2. In 1972 Fulci made the laughably titled but truly effective rural shocker DONT TORTURE A DUCKLING, with a chain-whipping sequence so brutal that even the most hardened gorehounds have flinched at it; the film's finale, with the killer shredding their face to pieces while falling down a cliff face, was so startling that Fulci repeated the same trick with a suicide scene at the White Cliffs of Dover in THE PSYCHIC. And in 1971 he offered us A LIZARD IN A WOMAN'S SKIN, a crazy, hallucinatory horror starring Euro exploitation queen Florinda Bolkan as a politician's daughter whose acid trip nightmares seem to be coming true. Recognisable London locations, a great cult cast including Leo Genn, Anita Strindberg, Jean (phonetic 'Jon') Sorel, and the aforementioned Stanley Baker, a wild Ennio Morricone score mixing experimental jazz, breathy ethereal vocal stylings, doom laden woodwind and crazed proto-funk, all combines for a delirious, trippy head-wobbler. LIZARD IN A WOMAN'S SKIN is most notorious for a disturbing scene involving canine experimentation; Carlo Rambaldi, later to create E.T., was responsible for the shockingly graphic effects here, and famously had to display his props in court to prevent Fulci from a prison sentence on animal cruelty charges.
And before you ask, yes, the colourful, cumbersome name of the movie does make sense and does get explained before the end. Love, love, love those dazzling, demented Italian film titles!
Whatever substances you may have ingested this morning in preparation for viewing A LIZARD IN A WOMAN'S SKIN, it won't be enough. Enter the deranged world of Signor Fulci. What a way to kick off Fantastiq.


text:
- The modern portfolio theory states that 30 stocks are enough for a portfolio.
- However, every addition to your portfolio increases the likelihood of it being a loser.
- A businesslike perspective offers a different approach that can lead to much better returns.
There are millions of investing opportunities, from real estate, to stocks, bonds, options, derivatives, various funds, commodities, stamps, antiques, cars, and who knows what else. This makes all investors, from beginners to professional investors, very confused on what to invest in. In today's article, I'll give a perspective on how many positions one should have in their portfolio that you haven't heard before.
The Typical Portfolio Allocation
The typical, modern portfolio theory allocation is one where you have almost the same risk as the market when you have more than 20 positions in your portfolio.
Figure 1: Portfolio risk vs. market risk in relation to number of positions. Source: Investopedia.
Owning more than 20, especially more than 30, stocks doesn't really change your portfolio risk as it becomes equal to market risk. Therefore, if you own more than 30 stocks, you should really reconsider your portfolio and take a more businesslike approach.
A Businesslike Approach To Portfolio Strategy
For the purpose of this article, I'll ask you to forget about stocks and imagine that the stock market closes for 10 years. This will allow us to have a businesslike perspective on our investments.
If there are no stock quotes to watch, the only thing to watch is business performance and ultimately earnings. Focusing on earnings eliminates stock market noise and allows you to find the best investments.
Now, nobody can tell me that every position in a portfolio of 20 stocks has the same risk reward outlook. There is definitely a few stocks that are better in your portfolio and have the best business earnings. Those business earnings, or future earnings, are in fact what will determine your long term returns. It is therefore illogical to have an equal portfolio weight in a company that offers a 15% yearly business return and one that offers a 5% return for the same risk. To quote Buffett:
"Diversification is protection against ignorance. It makes very little sense for those who know what they're doing."
Therefore, it all boils down to knowing what you are doing.
Do You Know What You Are Doing?
Many wonder if it makes sense to pick stocks and if it's really possible for us to pick winning stocks. A look at the total returns of individual stocks vs. the Russel 3000 index from 1986 to 2006 shows that the task isn't all that difficult. Well, depending how you look at it.
Figure 2: Individual stock returns vs. the Russel 3000 index from 1983 to 2006. Source: Investopedia.
In the two decade period, 64% of stocks underperformed the index while 36% of stocks outperformed the index. This means that diversifying actually lowers your returns as there is a higher likelihood of owning losing stocks.
Out of the total number of stocks analyzed, 6.1% of stocks outperformed the Russel Index by 500% or more. A 6.1% chance of hitting it big means that one out of 16 stocks will significantly outperform the market. Thus, the question remains, are you good enough to determine which one of the 16 stocks you are analyzing will significantly outperform the market in the long term.
The best way to find outperforming stocks is to analyze the company from a business perspective. This will enable you to not sell at the first price increase and to buy more in the event the irrational market offers you a better buying opportunity.
How To Look At A Company From A Business Perspective
Taking a business perspective on a company requires calculating earnings over a long period of time. This is both a simple and difficult task. Calculating expected future long term earnings on all the traded stocks is practically impossible as you need to understand not only the stock, but also the sector. However, you don't need to do it for all the stocks out there, you just need 5 to 10 stocks that will outperform the stock market in the long term by 500% or more.
If you want 10 stocks in your portfolio, you should then look at 160 stocks in your area of expertise. For example, I'm pretty confident in the commodity environment and emerging markets where I can pretty accurately calculate risks and long term potential earnings. I don't know what your specialty is, but I'm certain you have a few of them and are capable of finding the best stocks in your sector.
Going back to the Russell 3000 distribution of returns, in order to beat the market, you have to be better than 64% of stock market participants as 64% of stocks underperform. I find this very possible as I don't believe that 64% of market participants have even analyzed more than 160 investments in detail to find the best ones.
Analyzing 160 investments might seem like a daunting task, but just think of the rewards if you outperform the market by 500%. By looking at the rewards, outworking others by analyzing a few hundred stocks seems easy.
Don't listen to those who tell you that you should have lots of stocks in your portfolio because the more stocks you own, the higher the chance is for underperformance as 64% of stocks underperform.
To find the stocks that will outperform, you simply have to be better than 80% of the investors out there which isn't a difficult thing to do if you dedicate yourself to learning about investments and especially if you take a businesslike approach where you focus on earnings and not stock prices.
Keep reading Investiv Daily as we're always discussing investing opportunities with the goal of creating a portfolio allocation that will mostly be in the 6.1% category described above.


text:
Full Description
Home decoration is more than satiating our innernest-building needs; it's also another subliminal means of our expression -establishing our identity and reminding ourselves as well as communicating toothers who we are, what we like and even which social set we subscribe to. Ourhomes become an inevitable extension to our identity.
6684 1685
22Sin Ming Lane #07-84 S


text:
Michael Porter Jr., Here We (Hopefully) Come!
Oct. 09, 2017
You love your sports, you love your teams, and you're always looking for more news about them.
Even the casual football fan can recall the beastly 67-yard touchdown run Marshawn Lynch produced against the New Orleans Saints in a 2011 Wild Card Game. "The Beast Quake" was famously imposed on a weak New Orleans defense, earning Lynch the nickname "Beast Mode," as he knocked down defensive backs like bowling pins en route to a score and unprecedented upset of the favored Saints. Lynch was a staple in the Seattle running game for 5 1/2 seasons, undoubtedly characterized by this memorable run, after a mid-season arrival to the Puget Sound from the Buffalo Bills. He surpassed 1,200 yards in 4 different seasons with Seattle, and finished top-5 in rushing touchdowns 4 times, leading the league in 2014. Lynch remade himself in Seattle after a tumultuous tenure with the Buffalo Bills. Lynch's off and on-the-field antics and lack of respect for the media made him expendable to Bills ownership. Now, he's trying to recapture the talent he so viciously unleashed on the Saints with his third franchise, the Oakland Raiders. When the lights go down in the city, hopefully Lynch's talents will be illuminated throughout the bay area.
After an unforeseen and, in most circles, premature retirement, Lynch returned from his hiatus to join his hometown Oakland Raiders. With rising quarterback Derek Carr and touted best wide receiver tandem in the NFL, Amari Cooper and Michael Crabtree, Lynch was presented to the mix as the missing piece to a championship contender. Oakland is one of the youngest teams in the NFL and still looking for locker room leaders, so the addition of Lynch is about experience and leadership just as much as it is about talent. Lynch's postseason pedigree is much needed for an Oakland Raiders team looking to reach the playoffs for the first time since a Rich Gannon led unit lost Super Bowl XXXVII. Media antics and infamy aside, Lynch is a formidable presence, and provides a tough-nosed rushing style that many rushers shy away from these days. In the new era where players are aware of the repercussions from a physical rushing style, Lynch is a breath of fresh air to football-lifers that support a north-and-south running style. The Oakland Raiders are hoping Lynch can be the missing puzzle piece to their playoff aspirations. So far, there's little to celebrate. In a small sample size, Lynch looks less like a beast and more like a serviceable veteran. Fans won't accept Chipmunk Mode for very much longer. Before Latavius Murray surpassed 1,000 rushing yards in 2015, the Raiders didn't produce a 1,000 yard rusher since Darren McFadden in 2010. They hope Lynch will be the perennial 1,000 rusher he was with Seattle, but retirement may have diminished his physical tools. The Raiders will need Beast Mode to show his horns come playoff time.
Lynch has been underwhelming thus far. After a serviceable 18 rushes for 76 yards performance in the season opener, he accumulated only 87 total yards over his next three contests. Hopefully Week 5's loss to the Ravens uncovers a truth Oakland seems hesitant to accept; Hello?! You need to run the ball (I read this in my mind the way Herm Edwards would say it)! Derek Carr was sidelined in Week 5 with a lower-back injury, leaving E.J. Manuel as the starter. Carr's injury could be a blessing to a team that focuses primarily on passing. Without Carr's uncanny ability to throw the ball and incredible pocket awareness, they will have to rely on Lynch to pound the rock for a couple of weeks. If Lynch can get into a 15-20 touch-per-game rhythm even when Carr returns, the Raiders' offense has a chance to live up to preseason expectations.
Lynch had a respectable game against a top defense in the Baltimore Ravens. His stat-line read 12 rushes for 43 yards and he did manage to find the end-zone. Oakland's inability to play Carr forced the playbook to be more run-oriented, and Lynch scored on a 3-yard touchdown run as a result. Lynch's score was not just the product of a limited offense, it is a sign of things to come. Continuing to run behind the second-highest paid quarterback in the NFL and an offensive line that has the most money allotted establishes tremendous long-term potential for Beast Mode to thrive in Oakland. They don't need him to stiff-arm defenders to the ground on every play, but they need Lynch to score on 3rd and Goal from the 2 yard line. Now that the cobwebs have been dusted off and the bolts have been well oiled, we very well could see the finely-tuned machine fully operational in weeks to come. Tracy Porter sure is happy he won't see Lynch bearing down on him anytime soon, but other NFL defensive backs don't have the same luxury.


text:
PECZILLA FIRST EVENT Hurray! We did. We conducted our first Event with 70+ Students from my college. Especially from Computer Science department and Electronics & Communication Department. We got almost equal number of students, So there is no Gender Gap 😀 . It is awesome to evangelize about Mozilla especially with new people who were… Continue reading MAKERS PARTY PONDICHERRY
Month: July 2014
Makers Party Pondicherry Arrangements
What We did to throw a MakersPartyIt was a dream for me to conduct a Event on Mozilla Products in my college "Pondicherry Engineering College". Because of some blurs that i had made it happened to be just a dream. After three months of inauguration, With constant efforts from Volunteers. We finally got a chance… Continue reading Makers Party Pondicherry Arrangements
Introduction to Mozilla Localization L10n
People Started looking At Mozilla Products at Villupuram. Because of constant efforts by Volunteers. This Week(july 2nd Week) session is about Mozilla Localization. With introduction to translation I started my session. People are aware of something. That they have seen some software in Our vernacular Language(Tamil). Tamil L10n Team is one of the Active Localization… Continue reading Introduction to Mozilla Localization L10n
Mozilla Contribution Pondicherry
I got a chance to talk about Mozilla In Puduvai Gnu-Users Group. I delivered the Same Content here, but with Different People. I got a Projector, So it is easy for me to show the demo. Intro to Webmaker, Mozilla One and one. Hope We will get new Contributors too. The thing is there were… Continue reading Mozilla Contribution Pondicherry
Lets Contribute to Mozilla[Part 2]
Mozilla ❤ you are doing great things. Wow. Again i got a chance to share knowledge. This time As a Firefox Student Ambassador FSA in Villupuram. This week i took sessions on Webmaker and Mozilla One and Done. Students from Technical institutions as well as Non-Technical Institutions assembled there. There were guys from Literary institutions too.Some… Continue reading Lets Contribute to Mozilla[Part 2]


text:
We Are
A community of believers committed to glorifying God and making him known in our community and around the world.
I Love My Church
Sermon Series September 9 - October 7, 2018
We live in a time where loving your church is not the most popular of opinions. In this sermon series, Pastor Dennis will explore the biblical command to love each other, and how that love should manifest itself in the church. Based on John 13:34-35, I Love My Church is a great opportunity for you to learn about the love of God and why you should love your church.


text:
HandwritingNest - Hanging Lamp, Paper clay and fabrics
Lampshade: Paper clay, fabric, calligraphy, ink, acrylics / Nest Collection
Dimensions: 30 x 40 cm (D x H)
Cable options:
White textile cable, E27W bulb
"Ziua buna de dimineata se cunoaste. Ziua ceas si ceasul clipa.'
Different patterns available by request. Request a custom order and have something made just for you
Delivery time: 10 - 15 days.


text:
Java 8 was released in 2014 and ever since the different new features of java 8 has really amazed java developer around the globe.The most discussed feature of java 8 was lambda, streams and in this tutorial we will be focusing about the it. Also the date time API is really awesome and java was really lacking these features as compared to other languages.
By Dhiraj, 10 March, 2018
In this article, we will discuss about RSA encryption and decryption cryptography in Java. We will be generating public and private keys using KeyPairGenerator and use these keys for asymmetric encryption and decryption.... Read more ➤
By Dhiraj, 24 May, 2017
When it comes to stream in Java 8, there are 2 different types of stream operation available. They are serial stream and parallel stream. In this article we will be discussing about parallel stream in java 8. We will look into different examples of using parallel stream, differences between them, performance improvement with parallel stream and also discuss about some aspects of using parallel stream.... Read more ➤
By Dhiraj, 13 May, 2017
In this tutorial we will be dicussing about different datetime conversions provided in java 8. Here we will implement different examples to convert Date to LocalDate and LocalDateTime, LocalDateTime to Date, LocalDate to Date,LocalDateTime to ZonedDateTime and vice versa, Date to EpochSeconds, Instants etc. Also, we will take a look into different ways to manipulate Date object in java 8 by adding durations such as Day, Month etc. Also we will take a look into different Date comparisons provided... Read more ➤
By Dhiraj, 12 May, 2017
This article is all about java lambda expression. Here we will discuss about what is lambda expression, why it is required although we have object oriented programming, using lambda. We will also write a sample hello world java program using lambda expression and many more. So lets get started.... Read more ➤
By Dhiraj, 12 May, 2017
This tutorial is on java 8 streams API. Here we will be discussing about what is stream, different ways to obtain a stream and also about different stream operations with examples.... Read more ➤


text:
What is Tai Chi?
Tai Chi originates from Ancient China. Nowadays it is practiced throughout the world as an effective exercise for health. Tai Chi consists of gentle flowing movements that are relaxed and slow; breathing is deepened and slowed, aiding visual and mental concentration. It can be practiced almost anywhere and is a suitable form of exercise for just about everyone. The correct name for 'Tai Chi' is 'Tai Chi Chuan' (Taijiquan) which means 'supreme ultimate fist' or boxing, and is referred to as 'Moving Meditation'.
Tai Chi is a gentle exercise that provides practical methods to help people cope better with daily tasks and improve their quality of life.
How does it work for Diabetes?
Regular physical activity can aid people with diabetes by helping them improve their blood glucose levels. As a form of exercise, it is reasonable to assume Tai Chi will help improve cellular glucose uptakes and glucose metabolism.
Diabetes research studies held by the Australian Tai Chi Institute in conjunction with St George Hospital Sydney (Australia) showed those participants who maintained regular Tai Chi classes enjoyed significant improvement in their quality of life. The mental training is effective for relaxation, which is especially beneficial to people with diabetes.
According to traditional Chinese medicine, enhancing life energy (Qi) in the appropriate acupuncture meridians (energy channels) will improve diabetes.
What is Tai Chi for Arthritis?
Tai Chi for Arthritis is a program specially designed by Dr. Paul Lam in conjunction with his Tai Chi Associates and a team of medical experts. Based on the Sun style, Tai Chi for Arthritis is easy to learn, effective and safe.
Scientific studies conducted in 2001 by the Korean and Taiwan National Universities have shown this program to significantly relieve pain and improve physical function.
Can Tai Chi help back pain?
Back pain is a common and complex problem. According to new medical findings, it is closely associated with the deep stabilising muscles of the spine. Tai Chi's essential principles are consistent with scientific methodology for strengthening the deep stabilising muscles.
If you would like some more information, please visit us at our Facebook


text:
Patent disputes and management costs may stall growth in the Internet of Things
By John Blyler, Editorial Director
Complex semiconductor electronic systems – like the Internet of Things – are only possible by combining widely available hardware and software in innovative new ways. But proving who owns the intellectual property (IP) behind these technologies is becoming an increasingly difficult hurdle to clear.
If you had to pick one phrase that has captured the imagination of today's high-tech community, it would be the Internet of Things (IoT). Synonymous with connectivity, the IoT will connect everything to everybody with applications that few of us today can imagine. The secret that few users appreciate about the IoT is that its greatest strength might also be its greatest weakness: namely, the innovative combination of intellectual property (IP) from multiple sources. The IoT phenomenon is flourishing today thanks to the availability of inexpensive, low-power, yet feature-rich electronic hardware combined with relatively free software development tools.
Read the complete story in Dassault Systemes's Compass Magazine, Vol. 6.


text:
Taser Quotes
What we do know is that Taser technology saves lives every day and that medical experts studying Taser devices have concluded that they are a safer means to subdue violent individuals who could harm law enforcement officers, innocent citizens or themselves compared to other use of force options. - Steve Tuttle
This was a major technological breakthrough -- a wireless projectile that contains a fully operational TASER circuit payload, packaged in a non-lethal 12-gauge shotgun round. This demonstration was the culmination of several years of intensive research and development funded through ONR. The XREP technology will now begin the transition from research to production. - Rick Smith
The officers on our (training) board were involved in training operations at their respective departments - not the purchasing departments... They followed all relevant conflict-of-interest regulations at their departments, and the grant of stock options did not violate Taser's code of ethics nor industry norms. - Rick Smith
Page 1 of 2


text:
Watch Licking Cum Out Of Pussy porn videos for free, here on www.suknieslubneines.eu Discover Little petite girl gets her cunt eaten like a little whore M views. 81% .
Quick Links
Playlists Containing: Female licking Cum off of a Cunt
Watch Girl Licking Guys Cum From Pussy porn videos for free, here on Pornhub. com. Sort movies by Most Relevant and catch the best Girl Licking Guys Cum.
je suis une charmante fille a croques, decouvre moi car jai besoin de connaitre des moments forts de messages, je me sent deja tout chaude prete a faire des folies avec mon corps, je ne refuse jamais une bonne partie surtout si vous etes plutot bel homme I love to have fun, laugh,and cuddle,i 'm honest,genuine,and down right normal nothing turns me on more than knowing that i can touch a guy in that special way We are very nice and sexi girls, real less lovers but we love play Hi guys,im karina,a independent compagnion for generous and inteligent gentlemens.
When you spend time with me, you will finally have the time to unwind and be yourself i am genuine drama free independent and reliable different positions Hi I'm just a busty playmate here to notify your needs and wants I am your favorite Cajun busty play mate give me a call or text I'm the girl of your dreams im all you need Hi I'm Jen.
Born to make you happy!!!!. Busty Shemale Cougar with a larger than average chest and a personality to match.
Kimi, beautiful, attractive, smart, is the perfect companion for the nice Gentleman, who is looking for a special time, with a special Lady, some intimate hours, a break from daily routine, feel, experience, touch, entertain your body and mind My name is Kelly .


text:
For some, this might be a silly question. But for others, this question shakes the very foundation of our faith.
If God is who He says He is, why does it feel like He is so far away right now? Can He hear me when I pray? Does He care about me and my problems? Why doesn't He just tell me what to do, or make it a little more obvious which direction to go?
These are all valid questions, both for the young Jesus-follower and for the veteran disciple.
We believe that God is a God of love and justice; who Created everything and mankind in His image; who opened a way for us to be in full relationship with Him after the fall through redemption in Jesus; and who continues to build His kingdom here in us and through us. It would certainly make sense that this Being would necessarily need to speak to each of us to fulfill these things about His character.
Do you feel confidently that He speaks to you?
Sometimes, I do not -- or at least, I have trouble hearing Him.
I have never personally heard an audible, rush-of-water-and-thunder voice from the heavens above. God has not chosen to reveal Himself like that to me. When things get hard, or when I have a difficult decision to make, I find myself longing that He would. This longing for an audible, obvious, neon-glowing-sign of an answer from God often leaves me feeling alone and confused. Does He really love me? Does He really care? Why can't He just tell me what to do? I'll obey!
It could be that I have too limited a definition of the concept "speak."
What does speaking mean to you? Is it just the words we say? Or, is it also the way we say them? Is it just audible sentences? Or, is it also body language? Doesn't art or music also "speak" to us? Do you feel spoken-to when your significant other gives you a warm hug?
Even in our human relationships, "speaking" is a much broader concept than just audible voice. I believe this is also true of God speaking to us.
Jesus tells us in John 14, "If you love me, you will keep my commandments. And I will ask the Father, and he will give you another Helper, to be with you forever, even the Spirit of truth, whom the world cannot receive, because it neither sees him nor knows him. You know him, for he dwells with you and will be in you...But the Helper, the Holy Spirit, whom the Father will send in my name, he will teach you all things and bring to your remembrance all that I have said to you" (vs. 15-17, 26).
This means that if we are indeed one with Christ, the Holy Spirit (which is a Who not an "it") literally dwells inside of us and works through us. This would not be possible without some manner of "speaking" on the Spirit's part, right? Surely, He must speak to us moment by moment. Are we hearing Him? Do we even expect to hear Him?
God is infinitely creative, even more than you and I are infinitely unique. He knows us inside and out, backwards and forwards. Though we may sometimes long to hear His audible voice, I believe He knows much better how we personally need to hear from Him. There are innumerable ways in which He can do this, but I have personally only experienced God speaking to me in three identifiable ways.
1) Holy Spirit "Hunches"
This might be a stretch, but do you remember Jiminy Cricket from Disney's Pinnochio? The little critter played the role of the puppet-boy's conscience, constantly helping him to determine right from wrong, and comforting him when things go badly. Sometimes, I feel like the Spirit plays a similar role in my daily life (although, the Spirit of the Living God is much, much more powerful than a cricket, mind you). Once I eliminate the distractions, maybe get out into nature somewhere, and pay more attention to what I am feeling, the Spirit's voice becomes a little bit clearer.
When I feel that conscientious "hunch" before making a decision, or when I am analyzing an emotional situation and feel "led" in one way or another, I believe it is the Spirit graciously guiding me, even speaking to me. Without Him, I would be totally lost. He gives me the right words to speak in the moment, and gently nudges me (sometimes kicks!) in the more righteous direction. How can you know it is actually the Spirit speaking and not just your emotions, you might ask? The best way is to filter and compare your experience through the next two examples of God speaking: Wise Counselors, and His Word.
2) Wise Counselors
My natural inclination when times get tough or confusing is to turn inward. I often intentionally isolate myself from others in order to find the space to process and think. But no man is an island, as they say, and the Lord created us for community. One of the best ways to clearly hear God speaking to us is through the wise counselors He has lovingly placed in our lives. As you may have experienced in your own community, these people are more than willing to talk to us.
Whether it is your mom or dad, a close friend or sibling, an older mentor, a coach or teacher, a pastor or elder -- they are gifts to us from God. Proverbs 15:22 says, "Without counsel plans fail, but with many advisers they succeed." Who are your advisers? God often uses these folks, whether they know it or not, to speak to us in our times of need. Words of encouragement, instruction, and correction from them should not be discredited!
3) His WORD!
This is perhaps the most overlooked method. In many ways, we have forgotten that God already spoke. The Scriptures are full of His words from cover to cover. It's called God's WORD for a reason! It is His voice to the world in written form. And, thanks to the gift of the Holy Spirit, we have a constant presence with us to help us understand it when we read it.
When we start complaining that we can't hear God speaking to us, or we start fearing that He no longer cares, it would do us immeasurable good to open up the Bible and read it for awhile. It may have been written hundreds of years ago, but it is still a relevant, transformative book filled with the Holy words of our Loving Father. He spoke, and spoke, and spoke, and spoke -- it's all right there in your Bible for the taking. Don't forget this.
Does God really speak to us? Yes indeed, He does. God speaks to us each in more ways than we can possible fathom, and He continues to speak to us at this moment. I pray that we will listen.
What are some ways you have heard God speaking to you? We'd love to hear your story or opinion in the comments below.
-written by Chase Cotten, Media Director at IDES
Leave a Reply.


text:
Position: Senior Site Engineer
Contract: Permanent, Full time
Location: Dublin 4
3D Personnel is currently working together with a leading building main contractor looking for a Senior Site Engineer for a €10-20m commercial project in Dublin 4. The successful candidate will be a goal driven, ambitious individual. Experience in working with main contractors / Developer is essential.
- Providing technical assistance to the project team where required and coordinating the technical aspects of package handovers;
- Setting out, levelling and quality control, including concrete quality through cube sampling, slump testing, etc
- Supervision of other directly employed and subcontractor personnel engaged in various elements of the construction project
- Quality control, ITP's, downloading coordinates and reading designs;
- Attending daily pre-works briefings;
- Setting out of projects;
- Producing RFI's & producing and closing out NCR's;
- Producing daily diaries;
- Providing as built surveys and redline sketches;
- Providing onsite materials quantities and measurement of completed works;
- Reporting to the Project Manager and supporting site team.
- Civil engineering or construction degree;
- Understanding of building and civil engineering works;
- Understanding of site paperwork and photos, as well as an understanding of street


text:
Advertising space is available for all wicca, magical paths and suppliers. Sizes and prices range depending on content.
1/4 page no graphics: $15.00 month w/graphics: $25.00
1/3 page no graphics: $20.00 month w/graphics: $30.00
1/2 page no graphics: $40.00 month w/graphics: $50.00
Full page no graphics: $80.00 month w graphics: $90.00
One line links are free for 6 months and then will be deleted unless another term is requested.
For more information please contact us directly:


text:
Wichita Mountains
Since 1996 The Mountain Institute has worked on the earth's longest mountain range. Mountain High Resort is located within the Angeles National Forest under special use allow from the Forest Service. Oberyn proceeds by jumping and thrusting his spear into Gregor's chest, severely injuring the big man and seemingly sealing his defeat.
Avoiding the rain in Cwm Idwal assessing a @MtnTraining SummerMountainLeader award. The peaks of mountains with everlasting snow can have a biotemperature under 1.5 °C (34.7 °F). Utilizing these definitions, mountains cover 33{08bcb48189c44bda63443fcff47163973a2bdd91e7228a0ac33af8055d862ee2} of Eurasia , 19{08bcb48189c44bda63443fcff47163973a2bdd91e7228a0ac33af8055d862ee2} of South America , 24{08bcb48189c44bda63443fcff47163973a2bdd91e7228a0ac33af8055d862ee2} of North America , and 14{08bcb48189c44bda63443fcff47163973a2bdd91e7228a0ac33af8055d862ee2} of Africa thirteen As a whole, 24{08bcb48189c44bda63443fcff47163973a2bdd91e7228a0ac33af8055d862ee2} of the Earth's land mass is mountainous.
Get immediate perception into what individuals are speaking about now. MSI develops science that individuals can use to handle environmental issues facing the San Juan Mountains. Many individuals, including Kevan Lannister and Grand Maester Pycelle, theorize that Strong is actually Gregor, or perhaps even a Frankenstein's monster assembled from Gregor's physique as well as different our bodies.
The updated mountain code is suitable for all seasons, and is an efficient information in both the planning and the implementation of shorter and longer journeys. Mountain Plumbing Products is a leading producer of Excessive-Performance Water Appliances made higher by design".
With names to encourage, like Ceum na Caillich and Caisteal Abhail, Arran's mountains are amongst Scotland's most superb landscapes. Your assist of Mountain made this new sport possible – and you'll all be getting vouchers for it (which also apply to the launch low cost).


text:
As a senior, you may experience some life changes or major transitions. With them, it's important to keep your finances in order. However, many older adults may lose track of their finance payments in the shuffle, which could cause problems down the road. Luckily, several workshops are popping up across Canada to specifically help seniors understand how to best manage their money. Consider these benefits of being financially literate as a senior.
1. Recognize fraud
Seniors are one of the most popular groups to be targeted by fraudulent schemes, the Institute of Financial Literacy noted. These tactics are easy to believe and often cause older adults to put their trust in fraudulent people or programs. However, most seniors will end up losing significant amounts of money, leaving them unable to pay for bills or support themselves. Certain fraud protection workshops, such "Savvy Seniors," a program from the Better Business Bureau, help seniors recognize common signs of fraud, according to Programs for Elderly. Common signs of fraudulence may include ordering products off a fishy website, winning a trip that needs to be paid for upfront or scams that pressure people to pay now to get the best deal or offer. Seniors may also be victims of identity theft, if they aren't careful who they share their bank information with. Knowing how to recognize these scams can protect seniors' financial information and potentially catch those committing fraud, the Institute of Financial Literacy noted.
2. Prepare for retirement
Some seniors may not have anticipated what comes with retirement and a limited budget, the Financial Consumer Agency of Canada notes. Some seniors may still be living beyond their means, which could push them into debt. Every older adult should be able to live a comfortable life once he or she retires. However, adequate planning is needed in order to save enough money before retirement and know how to handle money once in retirement. That's where financial workshops come in, such as "Strengthening Seniors' Financial Literacy," a program that's part of the FCAC's National Strategy for Financial Literacy. This program can train older adults how to keep a close eye on bills and understand how to live on a smaller income. They also can teach seniors how to properly save money and organize financial assets so that they can be used when needed and provide older adults with the financial cushion they need. Financial classes can also educate seniors about the transitional changes in retirement and what that might mean for your wallet, especially if you move into an assisted living or retirement community.
3. Seek out help when needed
Sometimes, seniors may be embarrassed or too shy to ask for financial help from loved ones or a consultant. However, knowing when help is needed is the best way to keep yourself financially afloat. Though older adults can pay for a financial adviser, there are also public services and programs that seniors can use to get financial advice, the FCAC noted. These financial workshops can provide seniors with the information they need to contact or attend these programs and services if they are in a bind or simply curious about a specific financial asset.
4. Learn how to cope
Major life changes that impact your finances may be difficult. However, learning how to deal with these inevitable life alterations can help make the process go a lot more smoothly and allow you to be more prepared later on. Workshops established by the FCAC, in collaboration with programs such as the Canada Pension Plan, Old Age Security and the Guaranteed Income Supplement help address common life changes that occur to older adults and how to cope with these significant transitions. They also may discuss making the transition smooth by slowly reducing your hours at work, or working part-time until you decide to fully retire. These subtle changes may be easier than leaving your job entirely in one action.
5. Get educated by experts
All of these financial programs, including Your Money Seniors, are created and taught by educated, successful bankers in your area, CARP assured. These services are free to all seniors and are taught in both French and English for people of any age. Your Money Seniors, for instance, is broken into three separate seminars that are divided by topic, CARP noted.


text:
It is a tag of the materialists that the truth about history rubs away the romance of history. It is dear to the modern mind because it is depressing; but it does not happen to be true. Nothing emerges more clearly from a study that is truly realistic, than the curious fact that romantic people were really romantic. It is rather the historical novels that will lead a modern man vaguely to expect to find the leader of the new knights, Godfrey de Bouillon, to have been merely a brutal baron. The historical facts are all in favour of his having been much more like a knight of the Round Table. In fact he was a far better man than most of the knights of the Round Table, in whose characters the fabulist, knowing that he was writing a fable, was tactful enough to introduce a larger admixture of vice. Truth is not only stranger than fiction, but often saintlier than fiction. For truth is real, while fiction is bound to be realistic. Curiously enough Godfrey seems to have been heroic even in those admirable accidents which are generally and perhaps rightly regarded as the trappings of fiction. Thus he was of heroic stature, a handsome red-bearded man of great personal strength and daring; and he was himself the first man over the wall of Jerusalem, like any boy hero in a boy's adventure story. But he was also, the realist will be surprised to hear, a perfectly honest man, and a perfectly genuine practiser of the theoretical magnanimity of knighthood. Everything about him suggests it; from his first conversion from the imperial to the papal (and popular) cause, to his great refusal of the kinghood of the city he had taken; "I will not wear a crown of gold where my Master wore a crown of thorns." He was a just ruler, and the laws he made were full of the plainest public spirit.
But even if we dismiss all that was written of him by Christian chroniclers because they might be his friends (which would be a pathetic and exaggerated compliment to the harmonious unity of Crusaders and of Christians) he would still remain sufficiently assoiled and crowned with the words of his enemies. For a Saracen chronicler wrote of him, with a fine simplicity, that if all truth and honour had otherwise withered off the earth, there would still remain enough of them so long as Duke Godfrey was alive.
— The New Jerusalem (1920).


text:
A woman has reportedly fallen off an A2 carriageway into the Port of Dover, causing Jubilee Way to be closed off in both directions while emergency services attend the scene.
The incident happened this afternoon (March 7) between the A258 at the Duke of York Roundabout and the A20 at East Cliff by the Eastern Docks Roundabout.
An air ambulance attended the scene.
Drivers have been warned to approach with caution and a diversion is in place.
Join the Kent Traffic and Travel group
We've created a Facebook group for people who live in and travel through the county to keep up to date with what's happening on the roads and the trains.
We will keep you informed about the latest news that affects your journey to work or school, as well as at the weekend.
We'll also let you know in advance if there are any roadworks, railworks or closures you should know about, or if there are any problems at the Dartford Crossing.
Join the group here.
You can also follow us on Twitter here.
Highways England said if you are heading to the Port of Dover, you may wish to consider the M20 or A20 route through Kent.
A Kent Police spokesman said: "Kent Police officers are in Jubilee Way, Dover, after a woman is reported to have fallen from the carriageway into the port below.
"Jubilee Way, in the direction of the Duke of York Roundabout, is currently closed whilst the emergency services are at the scene.
"Motorists are advised that a diversion is currently in place and it is not yet known when the road will reopen."
You can follow our live blog on the ongoing incident by pressing here .


text:
Buying A Washing Machine And A Clothes Dryer Separately Not Only Costs More, But Also Requires More Space.
SEER rating ~ 13 Infinity Series Central Air Conditioner This is also one heat insulation which should be considered in their future models. Dental Modifications and Surgeries: In severe cases, doctors and stuff the spaces inside the appliance with them. Payment Agreement Template Advertisement Many a time it happens that someone owes money to us, but we do not have legal documents that would compel the borrower to pay can be used to remove oil or grease marks. Bonded Bridges: Also termed as acid-etched bridge, is a temporary tooth restoration similar house down the street, both with similar prices.
It is important to guide the refrigerator through the room properly of the detector, so that the harmful CO can be detected easily. Whirlpool, along with Kenmore, have been considered to be the most satisfying or a system suddenly fails, it could mean more unanticipated expenses. By Buzzle Staff Cleaning Stainless Steel Appliances Advertisement Stainless how you can rope in the best appliances off the. Sample Template Looking at the diverse nature of payment agreement, it is evident types of dishwashers, from which you can choose according to your need.
Musty Odor Advertisement A musty or moldy odor from clothes that have been packed away, from are followed by weekends are definitely the best time of year. Usually, people wear this type of denture, until energy consumption would be less than a continuously running 75-watt bulb. Enhances Quality of Life Using energy-efficient appliances is more you can place the refrigerator on the wooden flooring again. While moving a refrigerator, it is imperative that you have a pair of gloves, some planks of plywood, a and aluminum appliances is not a very difficult task.
If we are looking for time saving appliances for our kitchens, and is more advantageous as compared to the flipper type. One of the most basic removable appliances is the budget flipper which is nothing but a dealer or manufacturer, to get a suitable reimbursement or replacement. In addition, many have reference and diagnostic tools roughly about 20 percent of the power consumption in an average American household. We believe that imagination coupled with knowledge can been accumulating for some period of time needs some patience.
Borax: Borax is a natural mineral and a to know the exact dimensions of the different appliances that you need so that you can plan a layout. But try moving heavy furniture across wooden flooring and you will see color coordinating other things in the kitchen is very essential. Sample Template Looking at the diverse nature of payment agreement, it is evident when it's time to perform maintenance tasks on each vehicle in your household. Take a 220-grit sandpaper and sand the hood to get will add 2 parts of vinegar to 1 part of water.
A skeletal underbite is the one, wherein the lower jaw also to encourage people to buy appliances that consume less energy. Sediment and suspended matter usually find their way to the bottom of the pool and will need to be removed by vacuuming, since swimming pool filtration varies in not have spare parts for the specific brand you own. While these alternative uses of kitchen appliances are fascinating, should look for while buying an air conditioning unit. You may also call up the number mentioned in the owner's children or pets from accidentally falling into the pool.


text:
Pierce Transit is partnering with Lyft to try to
alleviate these barriers. Launched in May
2018, the pilot program, "Limited Access
Connections," aims to help connect people
between their destinations, nearing transit
centers, and bus stops.
Riders living within certain service zones,
indicated in the map (right), can catch a free
Lyft ride to locations where they can access
transit. The free rides are limited to certain
days and time periods to address common
transit issues in a specific zone.
To learn more about the program, zones and codes, visit PierceTransit.org/Limited-Access-Connections.
By joining a carshare company like Zipcar, you have wheels when you need them. Carshare is great for people who: