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Disambiguation Notice
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More people in the United States than ever having been learning to cope with lower incomes, whether due to retirement or a turn of fortune. Fortunately, there are many resources available online, from grants to assistance to advice and more. We've compiled a set of such resources for coping on a lower income. For those without Internet access, check your public library or community center.
Food and Health
Women, Children, Babies

subset: commoncrawl


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I have not forgotten about my blog! My kids stay up late in the summer and I usually write when they go to bed at night. Thus, I have very few posts written since school has been out.
I have a live class going and 3 couples taking my class by DVD. Movie screenings, forming a Birth Network, and working with fellow Bradley instructors has kept my birthing corner busy! Not to mention water parks, sleeping in, and road trips.
I am working on a post based on the 10 questions to ask your doctor by CIMS. If you want to peek ahead, you can check that out at www.motherfriendly.org.
In the meantime, throw out any questions or topics for me. Let's talk.
I am an American girl who has seen Tim McGraw live 18 times and as traditional as they come. I do not, however, participate in baby showers. This ceremonial welcoming of a baby rarely treats birth with reverence. I believe women can - and should - birth naturally and breastfeed their babies. The American way of having babies is in crisis. This is an educational blog; exploring birth, breastfeeding, & attachment parenting. I am a Natural Childbirth Educator and this is my voice.
Sunday, July 12, 2009
Questions? Topics? Gripes?
Posted by Donna Ryan at 11:04 PM 11 comments: Links to this post
Labels: You pick the topic
Thursday, July 2, 2009
"Orgasmic Birth" Screening July 11
"Orgasmic Birth" will be shown at the Mansfield Public Library, Mansfield, TX, on Saturday, July 11 beginning at 7:00 p.m. "Orgasmic Birth" was featured on 20/20 recently, and has contributed heavily to couples seeing a completely different side of birth that we have been taught to believe. I was fortunate to meet Debra Pascali-Bonaro, the director and creator of the movie, at the "Controversies in Childbirth Conference" and am excited to share some of her thoughts about the movie, including how she came up with the name!
If you live in the DFW area, I encourage you to come. Bring a friend, or better yet, your spouse! It is free and we'll have discussion afterwards. Hope to see you there.
Posted by Donna Ryan at 9:33 PM 1 comment: Links to this post
Labels: American Birth Movies
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The harvest is at its peak these days. We have so many cukes, zukes and green beans for you! There are also tomatoes, Swiss chard, garlic, beets, okra and peppers. You'll get a 3rd cutting of basil leaves.
New this week are pole beans. These are long flat green beans which may be prepared and eaten the same way as the usual green beans.
David, Verena and I harvested, dried and packaged several 3RF herbs, including clover, bee balm, comfrey, catnip and chamomile. We are selling them for $1/bag.
Greg also has many great specimen trees and shrubs for sale at $10/plant. Just ask him when you come to the farm.


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We Are a Community of Supporters…
We believe that transforming lives and communities means engaging people with a range of different skills, resources and time. We're not about doing things to people but doing with.
We work closely with individuals, groups and businesses to help them understand the valuable role they can play in the community.
We are Community of Purpose, and we're looking for the following to join in.
Individuals. Groups. Organisations.
3 Peaks Challenge
On the 22nd July 2017, Amy and 13 friends took on the 3 Peaks Challenge to raise money for the Teenage Cancer Trust and local good causes that supported her family when her brother was diagnosed with cancer in 2015.
Amy's brother, Josh was diagnosed with Hodgkins Lymphoma, aged 22, and was treated on the charity's unit at Bristol Haematology and Oncology Centre.
Amy, who is CEO at Community of Purpose, said:
"Two years ago Josh started to develop symptoms of what we now know was one of the tell-tale signs of Hodgkins Lymphoma; he suffered with night sweats and skin irritation. We went back and forth to our local GPs for nearly seven months before it was finally diagnosed. At the time we couldn't believe it, he was young, fit and healthy and didn't even drink. It came as a complete shock."
Bake Off
This year The FOX Inn, Old Down have kindly agreed to host The Great Fox Bake Off!
This wonderful cake making competition will take place at The FOX Inn, Old Down BS32 4PR from 3pm on Sunday 24th September…£5 per entry and plenty to eat!
This year Amy will be joining other #TeamTeenageCancer runners who are taking to the streets of London for young people with cancer. You can give her that extra boost and show your support by sponsoring her today.
Amy said…
"My brother Josh was a former patient of the Teenage Cancer Trust's specialist unit within the Oncology in Bristol, I've always said "Teenage Cancer Trust is the only charity I'd want to run for".
Josh was diagnosed in 2015 with Hodgkins lymphoma and without the help and support of the charity, his treatment wouldn't have been as comfortable as it was. It was like a dream come true when I got the email offering me a place to run the marathon on behalf of the charity whom my family and I feel we owe so much to. The work that it does to promote cancer amongst young people is amazing – anything I can do to help that is exciting.
This is the first time I've ever attempted a marathon and so far my training has been going well. I'm making good pace to complete in my target time (around 4:30 / 4:45).
My fundraising is so far going well. I've set up a couple of things at work and socially – a quiz at Gloucestershire Cricket Club and friends of mine have climbed the 3 peaks, organised bake-offs and prosecco events in aid of Teenage Cancer Trust and other local good causes."
Join teams from across Bristol to battle out in a chance to be crowned Bristol Brainiacs!
Each year you can join our friends at The Community of Purpose quiz delivered by our great friends, The Inquizitors. This fully interactive quiz is a must for anyone interested in having fun and testing out their grey matter! Are you the brainiest bristolians?
Take part in the quiz in the glamorous surroundings of the Gloucestershire County Cricket Club and help us to raise vital funds for Teenage Cancer Trust and Local good causes…Includes a bar, auction and raffle!
Raising funds and getting sponsored to do so should be a fun experience
- Auction of promises
- Arts and crafts stall
- Abseiling
- Aerobic-athon
- Baked bean bath
- Battle of the bands
- Beat the goalie
- Barn dance
- Bring and buy
- Ball
- Cricket match
- Carol singing
- Car boot sale
- Cake sale
- Casino night
- Cosmetics party
- Darts tournament
- Dinners
- Dress down day
- Dog walking
- Duck race
- Eye brow shave
- Exhibitions
- Egg throwing
- Easter egg hunt
- End of year party
- Face painting
- Footy tournament
- Fancy dress
- Fete
- Film festival
- Garden party
- Garage sale
- Golf tournament
- Gigs
- Games night
- Go-karting
- Halloween
- Heads and tails
- Head shave
- IPod shuffle party
- It's a knock out
- Inflatables
- Ice-cream stand
- Jelly eating
- Jazz night
- Jam making
- Jail break
- Karaoke
- Knitting
- Keepy ups
- Keep fit
- Line dancing
- Loose change collection
- Loud clothes day
- Lotteries
How to make a donation
So you've taken the plunge and decided you're going to help raise funds to help individuals and organisations overcome some pretty big challenges! Now it's time to start collecting sponsorship.
- Musical chairs
- Masked ball
- Mice pies and mulled wine
- Marathon
- Non school uniform day
- Netball tournament
- New year's eve
- Nearly new sale
- Olympic games
- Obstacle course
- Open gardens
- Office collections
- Playstation play off
- Pyjama party
- Pub quiz
- Pool tournament
- Parachute jump
- Pancake day
- Quiz night
- Queen rock night
- Quick cricket competition
- Race night
- Rocky horrow show
- Rugby match
- Rag week
- Read-a-thon
- Raffle
- Sponsored street party
- Swear box
- Swim-a-thon
- Scavenger hunt
- T-shirt day
- Table football
- Treasure hunt
- Talent show
- Tug of war
- Tennis tournament
- University challenge
- Unwanted gift sale
- Volleyball tournament
- Victorian day
- Valentines disco
- Variety show
- Volunteer day
- Wine tasting evening
- wii challenge
- Welly throwing
- Waxing
- Walk to work
- Window clean
- Wet sponge the boss
- X factor show
- Xmas nativity play
- Yoga retreat
- Yacht race
- Yoghurt bath
- Zumba dancing
- Zoo costume party
- Zombie night


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Getting Here
The Barossa is located in South Australia, about 70km north-east of Adelaide, the state's capital city. Just an hour's drive north east of the Adelaide airport, it's simple to jump in your car (or a hire car) and quickly find yourself in the middle of one of the world's most famous wine regions. Once you arrive, you will find it is only a short drive between the towns and hamlets.
Adelaide is well serviced by regular domestic and international flights. Once you arrive in Adelaide there are plenty of options to complete your journey to the Barossa. Car hire, Barossa tour operators and public transport are all available. For private charters there is a light-plane airport at Parafield, just 45 minutes south of the Barossa in metropolitan Adelaide. For a list of all domestic, international, regional and charter services available, please visit the Adelaide Airport Website.


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Beach vacations are special, and one in North Carolina should be a worth remembering one. It is a common thing among tourists that they always abide by what is common. If anyone is going for a holiday, then the most common accommodation that one opts for is a hotel. But if anyone is looking for something more personal, then a vacation rental is a more obvious choice. Vacation rentals from Elan Vacations are among the finest vacation rentals on the beach in North Carolina. If you are still in two minds about why you should be considering a vacation rental, then there are some very good reasons to count on.
The Plus Points of Vacation Rentals
There are many reasons why one should at least try vacation rentals for once during their holidays.
You get extra space- When one hires a vacation rental, then that property belongs entirely to them. When you are staying at the hotel, you just have one room to yourself and at the most a balcony. By hiring a vacation rental, you have the complete property to yourself, and you do not feel claustrophobic. You can stay in any room and do not have to share. If you have children, then they have a lot of space to play around.
It is definitely cost-effective- Those who think that vacation rentals are going to cost one money, they are wrong. You can compare the prices with the luxurious family hotels and see that getting a vacation rental will be helpful in the wrong run. Not only that, since vacation rentals are spacious, you can rent it with other families who have accompanied you or if you are holidaying with friends, then the rent can be split which brings the cost down.
Every Vacation Rental Is different- Hotel rooms are all same. The same decor, the same furniture. Vacation rentals are like your home away from home, and in a home no two rooms are ever same. The decor is different, the furniture are different, the view is different. That is something that you get to experience in a vacation rental. Depending on the budget, you can sign up for a small or a big vacation rental. Companies like Elan Vacations has different vacation rentals available with them.
It is the Replica of your Home- There is no other place that makes you more comfortable than your home. What if you get the same comfort when you are holidaying in a different place? Hotels won't give you that personal touch, but vacation rentals can. Since when you hire a vacation rental you have ownership of the entire property, you can do whatever you want, be yourself just like you are in your home.
A vacation rental promises you privacy- Hotels promise and provide privacy too, but the privacy that comes from a vacation rental is unmatched by any. There are private entrances as well as private beach accesses. There is no need to face the crowd in the lobby all the time.


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Well it didn't take long. On a conference call a couple weeks ago, trying to juggle the phone, the laptop, and grabbing a cup of coffee, the phone slipped out of my hand and hit the hardwood floor. I ended up with a crack in the screen, but it hasn't affected the phone operation. It looks bad, but it's not raised (you can't feel it), and the touch screen seems to work fine.
However, the screen protector wasn't doing a great job, getting fogged, picking up scratches, and more. At times it was hard to read the screen and things blurred or were somewhat illegible from the screen protector. I've had devices with no protection and that doesn't work well.
When I bought the G1, I grabbed a case and a screen protector from eBay, at the same time as I bought the phone. I applied the protector right away, accidentally bending it, but with some plastic covers, that was easily covered and it wasn't an issue.
It's been about 3 months, and that screen protector has gotten quite scratched. I was going to just buy another one, but then I noticed something. The screen protector on my iTouch, from Zagg, has held up well. The kids are constantly using that thing in the car, but the screen is still highly visible and looks unscratched, unlike the Google screen.
Over the week I was debating about what to do, Zagg sent me a mailing. They must realize that they're not in the high volume business, selling screen protectors and earbuds. You're not likely to buy something every week, or even every month, so sending a mailing too often just gets annoying. Once a quarter, however, isn't too bad, and in this case there was a 30% off coupon.
I checked, and sure enough they had a G1 screen protector (and a larger back, side protector) and ordered one. With the 30% off, I added a Zune cover for my son and I was still ahead on terms of cost.
The screen protector lists for $14.95, which is similar for the iPhone and other devices. It's an investment I highly recommend for your devices. In fact, I'm going to order one for my daughter's Nintendo DS as well.


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2017 Kia Sportage vs 2016 Hyundai Santa Fe
When you're in the market for a new crossover SUV, you want to be sure that you get the right one for your needs and budget. Prices vary greatly, depending on which crossover you choose, and here at Palmen Kia, we want to help you find the right fit. If you are interested in a comparison of the 2017 Kia Sportage vs 2016 Hyundai Santa Fe, check out the engine specs and interior features below.
Should you decide that you would like to take a spin in the 2017 Kia Sportage, give us a call and we'll get you set up. You can also schedule your test drive appointment online. Our friendly sales team is here to help you through the quick and easy financing process, and to get you out on the road in your new Kia in no time at all.
|2017 Kia Sportage
|2016 Hyundai Santa Fe
|2.4-Liter I-4
|Base Engine
|3.3-Liter V-6
|22/29 MPG City/Hwy
|Fuel Economy
|18/25 MPG City/Hwy
|Bluetooth Compatibility
Test Drive the 2017 Kia Sportage in Kenosha WI
When it comes to the performance of the 2017 Kia Sportage and 2016 Hyundai Santa Fe, there are differences which make them appeal to different drivers. The more powerful engine of the Hyundai Santa Fe comes with a much higher starting MSRP and much lower fuel efficiency ratings. For drivers looking to take advantage of the latest in high-tech efficiency, the nearly 190 horsepower Kia Sportage is a realistic and affordable choice.
When it comes to interior features, there aren't many differences between the high-tech convenience of the Sportage vs Santa Fe. Both interiors offer comfortable cloth-trimmed seats for up to five passengers, and Bluetooth compatibility as a standard feature. The Santa Fe's higher overall price means that it comes with a few extra features like standard navigation, but the affordability of the Sportage means you can choose to add to your driving experience with features that suit your needs. Some optional features for the 2017 Kia Sportage Include:
Parking Assist with Front and Rear Sensors
Dual-Zone Automatic Temp Control
Harman Surround Sound Audio System
UVO eServices Infotainment


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Thursday, May 20th, 2010
Mock Data Randomizer
Mike Wilcox has written about a nice little tool for folks who test their JavaScript code. The Mock Data Randomizer is fairly self-explanatory:
- rand.sentences(6,7,7,9); // # of words in sentences
- rand.real = true;
- rand.sentences(6,7,7,9);
would generate something like:
Whut koop mida miins knew eftor kind. Deys evin thaaght has plecu uthur melos. Eftor shaeld ha lift hend wath ets unto big. Huwovir till lergi wa kind olsa con bofare. Yaor sentonca sean cemu man in whoch man. Mi sentonca nught get fund very onswar tui plecu. Shew en geed liva knew poiplu childrun ilung gat.
Far night very land room for then we. First kind turned out is own usually back much. Read sometimes since does answer himself into much. Live not for large hand important they. People another sea across across even world. Water could things young by white own only very.
- rand.date();
- rand.date({seconds:true});
- rand.date({delimiter:"/", yearRange:-5});
- rand.date({delimiter:"/"});
- rand.date({min:new Date('11/20/1964'), max:"4/19/1969", delimiter:"-"});
would generate something like:
Mon Feb 14 2011 14:13:17 GMT-0800 (PST)
Check out the live demo to see it in action and then view the source.
Posted by Dion Almaer at 6:16 am
6 Comments


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Anne of Film and Thread was very interested in more details about my trip:
"That looks like loads of fun! Did you stay in your canoe going through the locks or did you have to go out and carry it around? More details, please?! Did you camp at night? Were all 3 of you in one canoe?"
Well, there were three of us on the trip, and we all paddled in the same canoe (a 3-seater, the middle person paddled as well). We started in Kingston, Ontario, and paddled about 100 km north to Smith Falls. We had hoped to go all the way to Ottawa (twice the distance), but decided sleeping in and stopping for frequent dips in the lakes was more important.
At the first lock station, we portaged, i.e. unpacked the canoe and lugged everything including the boat up several flights of stairs, across a street and down some stairs to the other side of the lock.
Because we were bruised and in pain after that - mostly because we had packed too much stuff, but also because carrying a canoe up the stairs is quite painful for the person in the back, with the canoe pushing down on the neck and shoulders, we bought a lock pass and went through all the other locks, either by ourselves or with the many yachts and speedboats that we encountered.
We only found out before the last lock that boats wanting to go through the lock had to dock at the part of the dock that was painted blue. Up until then we just waive and hollered or walked up to the lock master house :) It turns out that when we actually docked at the blue dock on the last lock, we set there for 20 min waiting for the lock to open until I eventually got out and found all the lock masters eating lunch - they hadn't even noticed us because they're mostly looking for yachts, i.e. big boats. From the lock master house, our canoe wasn't even visible because the dock was so high :)
We felt like quite a novelty, canoeing the canal - most people implied that that is rare, staring at us in awe and waving while they raced by instead of slowing down (you're supposed to slow down so that the wake you create doesn't flip the little canoe) - I guess when you're not used to a canoe or people canoeing around you, you don't know about those things :). We only saw 3 other canoes on the entire trip, but probably more than 100 motor boats. The size of the cottages (I mean, mansions), went hand in hand with that observation.
We camped at the lock stations (only 5$ per person and there were bathrooms), and once in a provincial park when there was a long leg between two stations. Camping would have been a lot more comfortable if we had had a big enough tent, but through some lack of communication between the tent borrower and the tent loaner, we ended up with a 2-man tent for 3 people! That was cozy (hah) the first night and ended up in one friend sleeping under a tarp the rest of the nights.
The sights along the canal/lakes were awesome. We saw a lot of loons and herons, Canada geese where on the move in large groups, ospreys and other birds of prey circles overhead and we even glimpsed some turtles and a deer by the shore in the provincial park.
By the time we reached Smith Falls, all of our shoulders were solid knots and we no longer joked about going on to Ottawa :) Two of us had repetitive strain symptoms at the end of the trip - my wrist actually tingled with every paddle stroke, I never expected that!
We took the bus back to Kingston, and then two of us made the 15 h drive back to the Maritimes. After that, I spent a whole day at home, mostly horizontally in bed or on the couch, reading a book from cover to cover - I had serious reading withdrawal :)
If anyone is interested in doing the trip either by paddle boat or in a motor boat, there's a great site that tells all you need to know about the canal - it's truly an experience worth it!


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Parnell says he feels good this morning after live BP Saturday #metsAs I mentioned yesterday, these are the types of things that Mets fans should really keep an eye on as Spring Training progresses. Following his first bullpen session against live batters, it appears Parnell's body has responded positively. As his workload ramps up, it will remain important to monitor his situation. Unless the timetable has changed, the Mets have pegged Parnell for his first game action on March 6th.
— Kristie Ackert (@AckertNYDN) March 2, 2014
March 2, 2014
Parnell Okay After First Live Bullpen Session
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Montenegro – basic data:
Surface 13.812 km2
Population over 650.000
Capital city Podgorica
Old royal capital Cetinje
Seacoast 294 km
117 Beaches 73 km
Highest mountain 2.522 m (Durmitor, Bobotov kuk)
Political system Montenegro is Republic, (Independent State from May 2005.) The Republic of Montenegro was admitted as a Member of the United Nations by General Assembly resolution 60/264 of 28 June 2006.
Border length 614 km
Time zone GMT+1
Climate Mediterranean
Average number of sunny days a year 240
Swimming season 180 days
Electric current 220V/50Hz
Currency Euro
Border crossings (Montenegro):
Albania – Božaj and Sukobin
Bosnia and Herzegovina – Sitnica, Viluši, Šćepan Polje
Croatia – Debeli brijeg
Serbia – Brodarevo
Kosovo – Kula
Ports (Montenegro):
Bar, Budva, Kotor and Herceg Novi
Airports and airline companies:
In Montenegro there are 2 International airports: Podgorica and Tivat. There is also the International airport of Ćilipi located in Dubrovnik (Republic of Croatia) in near vicinity of Montenegro (from Ćilipi to the border of Montenegro there are only 16 km).
Airport Podgorica located 11km from the capital of Montenegro. Every day there are scheduled flights to Belgrade as well as to various European and world destinations. During the summer season there are many charter flights and air connections to all major cities of the world.
Info phone: +382 20 653 016
Airport Tivat is the ideal choice of arrival to visit the Montenegro coast. It is only 20km away from the tourist metropolis of Budva and less than 10 kilometers from Kotor. There are daily flights to Belgrade as well as to different European destinations. During the summer season there are charter flights to major cities of Europe and world.
Airport of Ćilipi (Dubrovnik, Croatia) is 25 kilometers away from Herceg Novi and there are organized transfers via buses to all tourist destinations in Montenegro organized for travelers arriving at this airport.
Main direct air routes from European countries to Montenegro are:
From UK, London – Dubrovnik -British Airways and Croatia Airlines
Glasgow – Dubrovnik – Croatia Airlines
East Midland – Dubrovnik – Croatia Airlines
Manchester – Dubrovnik – Croatia Airlines
London – Podgorica/Tivat – Jat Airways
London – Podgorica – Adria Airways
London – Beograd – Jat Airways and British Airways
Temporary Visa regime (Montenegro):
The nationals of Andorra, Australia, and Israel, the Republic of Island, Canada, the Republic of Korea, Lichtenstein, the Principality of Monaco, the Kingdom of Norway, New Zealand, the Republic of San Marino, the Republic of Singapore, the United States of America, the Confederation of Switzerland and the representatives of Vatican may enter and stay within the territory of Montenegro up to 90 days and may be in transit over the territory of Montenegro on the basis of a valid travel document.
The nationals of the Republic of Austria, the Kingdom of Belgium, the Republic of Greece, the Kingdom of Denmark, the Republic of Estonia, the Republic of Italy, the Republic of Ireland, the Republic of Cyprus, the Republic of Lithuania, the Republic of Latvia, the Grand Duchy of Luxembourg, the Republic of Malta, the Republic of Hungary, the Federal Republic of Germany, the Republic of Poland, the Republic of Portugal, Slovak Republic, the Republic of Slovenia, the Republic of Finland, the Republic of France, the Kingdom of the Netherlands, the Czech Republic, the Kingdom of Spain, the Kingdom of Sweden and the United Kingdom of Great Britain and Ireland may enter and stay within the territory of Montenegro up to 90 days and may be in transit over the territory of Montenegro on the basis of a valid travel document.
The nationals of the Republic of Albania, the Russian Federation and the Republic of Ukraine may enter and stay in Montenegro for the purpose of tourist visits individually or in package tours, on the basis of a valid travel document without a visa, with the issuance of a tourist visa. A tourist visa is issued by an administrative body in charge of border crossing checks, free of charge, with the validity period of 30 days.
The nationals of the Republic of Serbia may enter and stay in Montenegro under the same conditions as Montenegrin nationals.
The nationals of Bosnia and Herzegovina, Former Yugoslav Republic of Macedonia and the Republic of Croatia may enter and stay within the territory of Montenegro up to 90 days and may be in transit over the territory of Montenegro on the basis of a valid travel document.
A holder of a travel document issued by the Organization of United Nations or its specialized agencies may enter and stay in Montenegro for up to 90 days, or be in transit over the territory of Montenegro.
Knights of the Maltese Order may enter Montenegro without visas and stay up to 90 days or be in transit over the territory of Montenegro.
A holder of a special travel document for refugees, issued by a contracting party to the 1951 Geneva Convention on Refugee Status, travel documents for stateless persons, issued by a contracting party to the 1954 Geneva Convention on Stateless Persons and a travel document for a foreign national, or a travel document of equal status, may enter and stay in Montenegro up to 90 days and transit over Montenegrin territory if the document bears a visa or an approval of stay.
Based on the concluded bilateral agreements on abolishing visas for diplomatic or official passports or the introduction of the clause "Business" in the passport or the conditions of travel of nationals, nationals of these states may enter, stay and transit the territory of Montenegro pursuant to these agreements.
The nationals of the Republic of Albania, the Russian Federation, the Republic of Turkey and the Republic of Ukraine, holding residence permits in European Union member states, other member states to the Schengen Agreement and the Switzerland Confederation, may transit the territory of Montenegro within five days from the day of entry into Montenegro.
A holder of a valid diplomatic, official and personal passport, accredited with the previous Diplomatic Protocol of the Ministry of Foreign Affairs of Serbia and Montenegro or the Ministry of Foreign Affairs of the Republic of Montenegro or bearing a stamp in his/her passport by the former Ministry of Foreign Affairs of Serbia and Montenegro or being issued a special ID, may enter Montenegro without a visa.
Visas issued by diplomatic or consular bodies of Serbia and Montenegro shall be valid until their expiry date.
With the day this decision enters into force, the Decision on Abolishing Visas for Entry and Stay in Serbia and Montenegro and the Decision to Abolish Visas for Transit over the territory of Serbia and Montenegro for the Nationals of the Republic of Turkey, the Russian Federation, the Republic of Ukraine and the Republic of Albania shall cease to be applied, as well as the Decision on the conditions under which foreign nationals may enter and stay in Montenegro.
This Decision shall be applied until the visa regulation adopted pursuant to the law regulating the stay of foreigners comes into force.
More about VISAS and EMBASSY
Car insurance (Montenegro):
There is a mandatory insurance of all vehicles required with payments made at the border crossings. The green card is valid for the following countries: Albania, Andorra, Austria, Belgium, Bosnia and Herzegovina, Bulgaria, the Czech Republic, Denmark, Estonia, Finland, France, Greece, Croatia, the Netherlands, Ireland, Italy, Israel, Iran, Island, Cyprus, Latvia, Luxemburg, Hungary, Morocco, Malta, Macedonia, Moldavia, Germany, Norway, Portugal, Poland, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tunisia, Turkey, Ukraine, Great Britain.
NEW: Eco Tax
Residential tax (Montenegro):
Residential tax is an approximate amount which is being paid by the person that out of its place of residence is using the services of accommodation in an accommodation facility in which tourist or hotelier activity is taking place (in the further text: accommodation facility).
In the sense of the particle one of this article accommodation facilities are considered to be: hotel, motel, inn, tourist apartment, rest home, camp, mountain home, room for rent, and all other facilities which provide the services of accommodation. Foreign citizens pay residential tax under the same conditions (download full version of "The law on residential tax").
List of public holidays in Montenegro:
- 1 Jan New Year's Day.
- 7-8 Jan Orthodox Christmas Day,
- 17 Apr Orthodox Good Friday,
- 20 Apr Orthodox Easter Monday,
- 27 Apr Statehood Day,
- 1-2 May Labour Days,
- 21 May Independence Day,
- 9 May Victory Day,
- 29-30 Nov Republic Day,
Local Tourist Organizations (Montenegro):
Coast Zone:
- Ulcinj, +382 30 412 595
- Bar, +382 30 312 912, email@example.com
- Budva, +382 33 402 814, firstname.lastname@example.com
- Tivat, +382 32 671 324, 671 323, firstname.lastname@example.com
- Kotor, +382 32 325 952
- Herceg Novi – +382 31 350 820, firstname.lastname@example.com
Middle Zone:
- Podgorica, +382 20 667 536, 667 535
- Cetinje, +382 69 589 314
North Zone:
- Kolašin, +382 69 810 519
- Berane, +382 51 231 913, 233 357
- Rožaje, +382 51 270 158, 270 159
- Plav, +382 51 252 888
- Žabljak, +382 52 361 802, 361 717
Currency and Banks (Montenegro):
The official currency in Montenegro is the Euro.
The list of Banks in Montenegro:
* Crnogorska komercijalna banka,
* Euromarket banka NLB Grupa AD,
* Hipotekarna banka AD,
* Podgorička banka Societe Generale Group AD,
* Invest banka Montenegro AD,
* Nikšićka banka AD
* Opportunity Bank AD,
* Atlasmont banka AD,
* NLB Montenegrobanka AD,
* Komercijalna banka AD,
* Hypo Alpe-Adria Bank AD
ATM`s & cards (Montenegro):
There are ATM machines in almost every city.
MasterCard, Maestro and Visa cards can be used for payment in many shops and gas stations. Other cards are accepted in some of the Banks in Montenegro.
National parks (Montenegro):
Durmitor, Biogradska gora, the lake of Skadar, Lovćen.
Must visit (the most beautiful places in Montenegro):
Ada (Ulcinj), Sveti Stefan (Budva), Kotor (The Bay of Kotor), NP Lovćen, NP the lake of Skadar, NP Biogradska gora (Kolašin), the Tara and its canyon, NP Durmitor, Monastery of Ostrog.
Important phone numbers (Montenegro):
1181 – Information, 122 – Police, 123 – Fire fighting, 124 – Health Emergency, 19807 – Information and help on the roads.
Montenegro – Phone city codes:
Podgorica, Kolašin, Danilovgrad 020
Kotor, Tivat 032
Nikšic, Savnik, Plužine 040
Bijelo Polje, Mojkovac 050
Bar, Ulcinj 030
Cetinje 041
Budva 033
Berane, Andrijevica, Rožaje, Plav 051
Herceg Novi 031
Pljevlja, Žabljak 052
If you use country code +382, you do not need to use first number – 0 for city codes – example: for Budva +382 33 then number you want to call.
Phone county code (Montenegro) +382 is new phone code, (old phone code +381 is NO LONGER IN USE)
Mobile operators (Montenegro) 067 T-Com, 069 Telenor and 068 M-Tel


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Yikes! Was I wrong or what?!
I'd take solace that most of America was wrong in their assessment as well that Hillary Clinton would handily walk away with the title of 45th President of the United States, but that doesn't seem to be helping much nowadays. There's been plenty of recriminations on who or what cost her the election with a lot of derision aimed at those who voted for Trump. That's not the point of this article. In fact, I rebuke quite a bit of the running narrative. Hillary didn't lose because of Russian interference, James Comey's impropriety, or Julian Assange. All of those were mitigating circumstances that added to her challenge but they proved miniscule compared to her own self-made disadvantages.
She woefully miscalculated, as I did I, the extent that Americans reviled Donald Trump. Well into the summer, Clinton decided that the election would be a referendum on Trump's behavior and not one on issues. While this tactic worked in the short term, the longer people got to know Trump, the more they heard his incendiary comments, the more they were inoculated against them. By November 8th nothing he said was shocking and people started taking note that, aside from shaming Trump, Clinton was rather light on promoting a policy platform. Sure, we could go to her website to learn more, like she suggested multiple times during debates and rallies. No one is going to do that. Tell us. Speak to us when we ask you the question. Her biggest weakness was when it came to creating jobs. While much of what Trump promised will amount to campaign sweet talk, Clinton did not even offer that much. Aside from the "putting coal miners out of business" debacle, she offered no vision that working class Democrats and Republicans that were leery of Trump could champion.
And that's what it was all about. Clinton lost Democratic strongholds that haven't turned Red since the mid-eighties. Iowa, Wisconsin, Michigan, Pennsylvania, etc. These are all blue-collar democrat states that a populist like Sanders would have cleaned up in. States that Joe Biden would have charmed the pants off with his patented wink and double-guns finger salute. Their bread and butter are in extolling the virtues of hard-working, salt of the earth Americans busting hump for their families. Clinton proved to be a Coastal Elite, more concerned with the endorsements of Beyonce, Jay-Z, LeBron and Lady Gaga than the countless nameless living in the center of the country. That, in a nutshell, is why she lost.
That, and gerrymandered counties that weigh Republican votes more in an increasingly bunk Electoral College, but those were the rules we entered into this game playing so there's no use calling foul now.
While the Republican party is sure to go through changes, it is the Democratic Party that needs emergency surgery. Democrats absolutely need to reevaluate what they stand for. It can no longer be purely cultural wars. While I will always support inclusivity and Progressive agendas, you cannot lecture half the country and call them "deplorables" and expect them to support you- even if the shoe fits. Clinton, Nancy Pelosi, the outgoing Harry Reid, Debbie Wasserman-Schultz represent the ossification of the Democratic Party. The Party cannot move forward if these tone-deaf talking point regurgitators remain to call the shots.
One thing I can admit this election showed me personally, we are all one nation- especially with the people we disagree with on intrinsic fundamental levels. We cannot pretend they don't exist. We cannot discredit them and assume there will not be consequences. We cannot placate and dismiss their concerns. We cannot call them evil, stupid, knuckedragging mouth-breathers (personal mea culpa on that one). We cannot lump them into a singular pile and label them all racists. That is an erroneous over-simplification. All of those things exist and quite a few Trump supporters are vile racists. That is not an opinion. Throughout the national news accounts of stunningly racist acts carried out in Trump's name exploded across the country the moment he was elected. This does nothing to change the fact that the majority of them were disenfranchised Americans with less and less in their pockets year after year. That is a real issue and it needs to be addressed no matter who is running. For too long Democrats have banked on New York and California to see them through the long winters. That is clearly no longer a viable option. If a democrat is to be successful in 2020 they will have to run as President for all fifty states, not just the coasts. Bernie Sanders (health willing), Elizabeth Warren, and Cory Booker could do this. But all three of them represent a bucking of the status quo of the democratic party. The party's survival depends on its own cannibalization.
So where does this leave us? Don't ask me, I thought Hillary was a shoe-in so clearly I know nothing. But it's my article, so I'll give it a spin. President Trump will be a feckless enabler to lobbyists and corporate interests. He will be making deals without mind of consequences as long as they benefit his bottom line. The economy will suffer and the environment will suffer perhaps most of all. As for his Nationalistic Racism? Much of it was an act, preying on those it worked on. He's too self absorbed to champion any particular cause, altruistic or malevolent. The social strife that is already occurring comes not from Trump but those he has encouraged and enabled throughout his campaign. Dealing with our fellow citizens may be a more trying and dangerous issue than the unqualified President who mobilized them in the first place. The country will be a much more dangerous place for some people. There is little anyone can do about this other than that which is most effective in combating hatred in the first place- unflinching compassion, daring resilience and a refusal to be bullied. If anything, a Trump presidency has the potential to bring many diverse peoples together if only for our mutual survival. We are all in this together now. Let's just make it to 2020.
Perhaps as a silver lining, if Trump performs as many predict he will, this experiment will be proven a bust and Ted Cruz will be so unpalatable by 2020 he will have no chance at the White House. My fear in a Clinton presidency was that she would win by a hair and still face a large contingent of the country that wants nothing to do with her. If that sentiment carried to 2020, then it would be all too easy for Ted Cruz or Paul Ryan to win- both of which actually know what they are doing, which makes them infinitely more dangerous. Hopefully, 2020 will serve as a repudiation of Trump's term, allowing for a fresh Democrat to take control and clean up what mess has been left behind. One of the real concerns, one that can't be easily tidied up by the next President, will be Trump's Supreme Court nominations. There are several Justices that are in their 70's and 80's looking to retire as I write this. An ultra-conservative appointment, which is more likely than not, would shape this country for generations to come, potentially making the country a very scary place for women and the LGBTQ community among others.
I'm willing to give President-Elect Trump just enough rope to hang himself with and if he happens to use that rope to form bonds and actually better our country, then I am all for it. But I will not acquiesce for a second any steps backward on civil rights, women's rights, environmental concerns, deregulation of banks, etc. For too long Democrats have been content to play placating peacemakers and cultural advocates. That is not enough. We need fighters now. We need obstructionists. Pure and simple, the Democrats need leaders with steel in their spines who are not beholden to special interests and the big banks. We'll need someone with the conviction of their beliefs to not couch their words or present such a pre-packaged simulacrum that no one can relate or empathize with them. I was not simply pragmatic in my support of Clinton, I truly believe she would have been a exemplary President. As the dust settles, it's become clear- for the good of the nation, I should have been with Bernie.
As we close out this column for good, all I can say is I wish Ruth Bader Ginsberg many more happy and healthy birthdays. Good luck America. Stay safe, stay sane, and stay intact. I'll see you again in four years.


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Material compliance and breaches
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Material compliance and breaches
What happens if the tenant is in breach? Is there a minor breach? Has the tenant materially complied with the terms of the lease? Is the tenant required to pay the full-quarter's rent if the break is due to take place in the middle of the quarter? Do any of these matters prevent the tenant from exercising the break clause?
See also the page on
Vacant possession
, which deals with cases where vacant possession and the removal of chattels is a condition of the break.
Material compliance
Fitzroy House Epworth Street (No 1) Ltd v The Financial Times Ltd
[2006] EWCA Civ 329
This case was concerned with a lease where the tenant wanted to operate a break clause but was only able to do so so long as it was not in "material" breach of covenant. The Court of Appeal has given very helpful guidance on how one determines materiality. The Chancellor of the High Court:
"Materiality must be assessed by reference to the ability of the landlord to relet or sell the property without delay or additional expenditure. Where the provision is absolute then any breach will preclude an exercise of the break clause. But I see no justification for attributing to the parties an intention that the insertion of the word 'material' was intended to permit only breaches which were trivial or trifling. Those words are of uncertain meaning also and are not the words used by the parties. Nor is it, in my view, of any assistance to consider whether the word 'material' permits more or different breaches than the commonly used alternatives 'substantial' or 'reasonable'. The words 'substantial' and 'material' depending on the context, are interchangeable. The word 'reasonable' connotes a different test. The issue here is whether, notwithstanding the breaches found by the judge the Tenant had, nevertheless, 'materially complied' with its obligations. The application of an ordinary English word to a set of primary facts is itself a question of fact.." (paras 35 and 36)
In this case the property was a substantial one with a rent of £595,000 per year (which was up to date when the notice was given and when it took effect). The tenant spent nearly £1 million putting the property into repair before it left. There were some repairs outstanding but the maximum value of the defects amounting to a breach of the repairing covenants was no more than £20,000, including supervision fees. However, it was not this straightforward comparison that made the outstanding breaches immaterial. As can be seen from the quote above the test is not whether the breaches were 'trivial or trifling'. It was the limited effect of those defects on the ability to relet the property that made the difference. The expert evidence was that a landlord seeking to relet the property might have to give credit for 75% of the cost of the outstanding defects to an incoming tenant. When expressed as a rent free period that would be equivalent to 9 days and in those circumstances it is likely that 'the prospective tenant would not have raised the point in the first place for fear of creating the wrong impression'. (para 31).
The judge at first instance had taken into account various irrelevant factors in coming to his conclusion that the tenant was not in material breach, such as the fact that it had used all reasonable endeavours to perform its obligations, that it had followed professional advice, that it had offered the landlord access for inspections as the works continued, that the landlord unreasonably declined and that 'it would be most unreasonable' if the tenant was unable to operate the break clause. However, on the primary evidence the judge was entitled to come to the conclusion that the breaches were immaterial because of the negligible effect, if any, on the ability to relet.
The CA has given very helpful guidance on the term 'material'. However, the case does highlight how problematic break clauses can be. A tenant with a break clause needs the certainty of knowing that it can operate the clause without difficulty. Phrases such as 'material', 'substantial' or 'reasonable' do not provide that certainty and clauses using one of these phrases can often be little more than a recipe for litigation.
Minor breach
Whether sums due at operative date – payment by cheque – very small sum outstanding
Avocet Industrial Estates LLP v Merol Ltd
[2011] EWHC 3422 (Ch)
The payment by cheque of a terminal payment that was a condition of break clause was sufficient, as there was an implied agreement, arising by conduct, that payment by cheque was acceptable. However, the failure by a tenant to pay a very small sum of interest due in respect of late rental payments meant that it had failed to comply in full with the conditions for operating the break clause. Accordingly, the lease had not come to an end.
The lease contained a break clause allowing T to terminate the lease on
17 March 2010
. The right to break was subject to several conditions, including T having to pay a sum equal to six months' rent on or before the break date. The lease also stated that:
"A Break Notice shall be of no effect if ... at the Break Date any payment under this lease due to have been paid on or before that date, has not been paid..."
Clause 14.1 of the lease also provided that:
"If any Annual Rent or any other money payable under this Lease has not been paid by the date it is due, whether it has been formally demanded or not, the Tenant shall pay the Landlord interest at the Default Interest Rate (both before and after any judgment) on that amount for the period from the due date to and including the date of payment."
L and T had also entered into a rent deposit deed that provided for T to be paid the interest on the rent deposit every six months, unless T was in arrears with any payments (including interest) then due under the lease.
T served a break notice in the appropriate form on L. T's covering letter stated that T was not aware of any breach of the lease and noted that L had not given notice of any intention to draw on the rent deposit in respect of any breach. On the same day, T paid into its bank account, a cheque it had received from L for six months' interest on the rent deposit. L did not give any substantive response to the break notice. Between 12 August 2009 and 16 March 2010, T paid its rent or insurance rent late on three occasions, but no demand for default interest was issued by L.
16 March 2010
, i.e. the day before the break date, T sent L a cheque for the six months' rent (£39,000), together with the keys and written confirmation that T had vacated the premises. The covering letter reiterated that T was not aware of any outstanding sums due to L under the lease.
On 7 April 2010, L wrote to T stating that T had not complied with the break clause because:
A cheque was insufficient: L required cleared funds by the break date.
T had paid rent and other sums late, so default interest was payable and outstanding.
The questions before the court were:
Was payment by cheque on the break date of the 6 months' rent sufficient to comply with the condition, or did payment have to be received by the break date in cleared funds?
Was the failure to pay interest on late payments, without a demand for the interest, a failure to comply with the condition?
Acceptance of payment by cheque:
Morgan J (at para 50) pointed out the general common law rule that payment must be by tender of legal currency unless there is an express or implied agreement to the contrary:
"The general common law rule will not apply where there is an express or implied agreement to the contrary. Such an agreement can be inferred from conduct. A common course of conduct which is considered in the cases is where there has been a practice of a party making periodical payments by cheque and where the cheques have been accepted."
And at para 63
"It is well established that an acceptance of a cheque results in payment of the sum due but subject to the condition that the cheque is in due course met on presentation and, when the cheque is met, payment is effective as at the date of the tender of the cheque. It is also relevant that there had never been any difficulty with a cheque not being met on presentation…"
The judge went on to hold that there was an implied agreement that L would accept payment by cheque as, for the first three years of the term, T had made all payments by cheque, which L accepted. This was a consistent course of dealings giving rise to the implied agreement, which could have, but had not in fact, been ended by L. The judge came to that conclusion even though the cheque payments had later been replaced by BACS payments:
"I do not think that the voluntary adoption by the tenant of a system of payment by BACS transfers shows that the tenant has abandoned the benefit of the implied agreement that it may pay by cheque rather than by currency"
The landlord was not therefore entitled to reject tender of the cheque. In any event the landlord had taken too long to return the cheque and so must be taken to have accepted it (para 82).
Failure to make payment of interest:
Unfortunately, for the tenant the judge however also found that a very small sum of "default interest" was outstanding at the break date (£130). There was nothing in the wording of the clause to suggest that interest was only due on receipt of a demand from L. On the evidence in this case, the court held that L did not know that T's belief that it had paid all sums due was wrong, before the end of the break date and did not take advantage of T's mistake. If L had known of the situation and deliberately kept quiet, the result may have been different. The consequence was that the break clause had not been effectively operated! Morgan J:
"I fully recognise that the combined effect of [the interest clause and the break clause] represents something of a trap for the tenant. ... [The landlord] searched through its records for the preceding 5 years of the term and identified every single late payment and then calculated Default Interest throughout that period. ... However ... I have not felt able to construe either [clause] in a way which would eliminate this trap".
The interest was £130 and would have been more than covered by the £20,000 rent deposit. The judge concluded that "the result ... is a harsh one but, applying legal principles, it is one which I am obliged to reach".
The tenant took very careful steps to ensure that it fully complied with the conditions making the break effective but still made a small mistake that had disastrous consequences. This case demonstrates, once again, that break clauses with conditions are very often worthless. (An appeal was lodged but the case settled before it was heard by the Court of Appeal.)
Break clause operable in middle of a quarter
Conditional upon payment of full quarter's rent
PCE Investors Ltd v Cancer Research UK
[2012] EWHC 884 (Ch)
A break clause operable on condition that the tenant pays the rents was held to require the tenant to pay all the rent, without apportionment. The landlord was not estopped from claiming that full amount of rent was due as it had served a rent demand for the full amount and did not respond to the tenant's assertion that only an apportioned sum was payable.
A lease provided that the tenant (T) was entitled to terminate its lease on the 11 October 2010, a date which fell shortly after the immediately preceding quarterly rent payment day of 29 September 2010. The break clause required the tenant to give vacant possession and pay "the rents reserved and demanded by this Lease up to the Termination Date". T paid an annual rent that was payable in quarterly instalments.
In due course T served a notice on the landlord (L) to terminate the lease on the break date. Shortly before the 29 September 2010 the tenant sent to L's agent an e-mail stating that T had paid the rent due from 29 September 2010 to 12 October 2010, and asking L to "please confirm that this is the correct basis for calculating the liability for the short period". The landlord did not respond to the email.
L's agent sent the tenant an invoice for the September quarter's rent and sent a further copy (at the tenant's request) on 21 September 2010.
On 2 November 2010, L's solicitors informed T that the break notice had been ineffective as it should have paid the whole of the September quarter's rent by 11 October 2010. T rejected this and argued that L was estopped from arguing that the purported break was ineffective.
Did the lease entitle T to pay rent only from the quarter day to the break date?
If not, was L estopped from denying that the lease had been brought to an end under the terms of the break clause by its failure to respond to T's email?
: The High Court (Smith J) held that a full quarter's rent fell due on the September quarter day. It was payable in advance, and on the due date it could not be certain that the lease would end on the break date, as the tenant might not comply with the other elements of the conditional break clause. The court rejected an argument that there was a failure of consideration where rent is paid for the period after the break date, Smith J said that the lease:
"… contains a bundle of rights and obligations on both sides and as part of that .. the Tenant agreed to pay rent in advance as part of the overall consideration for obtaining the [lease]. Merely because the provisions obligate him to pay rent in advance even after the Termination Date does not mean that there is a failure of consideration as regards that payment merely because beneficial use of the premises is not taken"
: Although there might be cases where, on the particular facts, a person is under an obligation to point out an error by the other party, there was no general rule that where one party perceives the other side is making a mistake they have a duty to correct it. If there were a duty in this case, L had discharged the duty by demanding the September quarter's rent. The demand, the court said, spoke for itself. It was not necessary for L to repeat the demand by replying to the tenant's email: "it was up to the tenant... to make the running".
The only indication that T had from L was a demand for the full amount; T therefore took the risk that the short payment would not be enough. The court did not think that L had contributed to that risk in a misleading way.
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Bringing a vibrant enthusiasm to the workplace, James' role includes the preparation of Financial Accounts, Tax Returns, Tax Planning, VAT and the Construction Industry Scheme. James also assists with the practice management and implementation and improvement of systems and software.
After 6 years with the company, James became a director in March 2013. Away from the office, James is a keen sportsman spending summer weekends on the Cricket field and winter weekends on the Football pitch.
Terry is an Arsenal supporting Londoner exiled in North Yorkshire since 2000. He has had a varied career including working at Claridges Hotel in London for 5 Years to working in Brussels for 9 months on an IT project.
Terry joined Dawn Clarkson Associates in February 2012 bringing a wealth of experience from the Accounting Industry.
Terry's role covers practice legal administration, clients' company law obligations and reviewing client financial statements and Tax Returns.
He enjoys walking out in the countryside, a complete change of scene from where he came from originally.
After completing A-Levels; Mark joined Dawn Clarkson Associates in 2011, as an Apprentice Accounting Technician, and quickly proved to be an asset to the team. Mark assists with the preparation of Financial Accounts and Tax Returns.
Mark's role also covers IT implementation and improvement, Mark also ensures that Practice data is stored securely.
Mark has lived in the Dales all his life and when out of the office he can be found playing pool and badminton for his local teams.
In October 2019 Mark completed his studies and is now a member of the Association of Chartered Certified Accountants.
Deb joined us in November 2013 as a trainee accounts technician and in August 2017 gained her qualification as an assistant accountant with the (AAT). More recently Deb has completed her ATT studies and is now a qualified Taxation Technician. Deb comes from a hospitality and marketing background and was general manager at The CB Inn, Arkengarthdale before deciding to move in to accountancy.
Deb is involved with a number of activities relating to marketing our services, the preparation of accounts and preparing self-assessment tax returns. Deb is one of our Xero certified advisors and Xero migration advisors, ready to help clients meet their obligations under Making Tax Digital.
Deb lives in Aysgarth with her husband Stephen and their two daughters, and at weekends can be seen helping Stephen on their dairy and sheep farm.
After completing her A-Levels; Lucy joined us in September 2019 on an apprenticeship and is currently studying as an Accounts Technician with the AAT.
Lucy is involved in the preparation of VAT returns as well as annual accounts.
Out of the office, Lucy enjoys milking cows on her family's dairy farm, eating out and socialising.
Penn moved to North Yorkshire 20 years ago after living in France, Switzerland, Holland, Monaco and London.
Penn has a vast wealth of experience and has worked for the United Nations, Total Oil Marine and small investment companies in London. Penn was the office manager at Premiere Care based in Leyburn for 9 years before joining us in January 2016 to assist Dawn and administering the Business Growth Club (UK).
Out of the office Penn enjoys reading, walking her dog, and renovating her cottage and garden with her partner David.
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Ms Eleni Marianou, Secretary General of the CPMR – AI-NURECC Coordinator, participated as a keynote speaker in the Official Opening of the 4th EUSAIR Forum, held on 7-8 May in Budva (Montenegro), opened by H.E. the Prime Minister of Montenegro, Mr Duško Marković, and H.E the Head of the EU Delegation to Montenegro, Ambassador Aivo Orav.
In her address, preceded by Mr Rudolf Niessler, Director for Smart and Sustainable Growth and Programme Implementation, European Commission, DG REGIO, Ms Marianou presented the AI-NURECC Initiative's priorities and actions to the participants. She expressed the belief that the Adriatic-Ionian's pathway to the future depends on all the stakeholders involved – universities, national, regional and local authorities and representatives from the business sector –working together to promote a sustainable approach to education and training systems and deliver new and innovative job opportunities for young people across the area. This will help to establish the preconditions for an effective bottom-up approach to drive forward the process and create a sense of ownership of the EUSAIR at local and regional level.
Ms Marianou recalled that this is in line with all the main recommendations that the EU Council conclusions, the European Commission and Parliament have issued since the launch of the EUSAIR. She also stressed that the AI-NURECC Initiative has been working in collaboration with partners to pave the way for its spin-off with an extension to its initial 18-month duration, according to the feedback received from different stakeholders and participants in the AI-NURECC events.
The CPMR Secretary General said that looking to the future, the AI-NURECC should focus its thematic scope on some EUSAIR cross-pillar topics, such as "Research and Innovation" and "Entrepreneurial and Skills Development", and invited all participants to stay informed and become actively involved in the future activities of the AI-NURECC Initiative.


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For the low down on bilingual training, it's best to start with the web site of Linda Chavez, an knowledgeable and activist towards bilingual training If you've had a bad expertise with bilingual schooling, e.g. boastful, liberal educationists telling you that your baby needs to be in bilingual education as a result of she or he has a Latin surname, she would like to doc your experience. In some instances, charter schools are the only automobile for bilingual education, especially in states comparable to California and Arizona, the place Propositions 227 and 203, respectively, abolished the right of families to enroll their youngsters in this sort of instructional program. I would also prefer to suggest these students proceed to receive additional accommodations and helps from their general education trainer and ESL co-teacher to make sure the success of the students.
The impact on math is21 of an ordinary deviation (see Figure 2). Moreover, as with the comparisons mentioned above, these estimates may underestimate the true impression of English-language instruction, since Prop 227 has additionally changed bilingual education. Boston and Massachusetts, generally, will uncover this with their Latino demographic once they re-institute bilingual schooling.
In 1998, after decades of failing such students, Californians voted to switch so-referred to as bilingual schooling, which in follow taught youngsters primarily in their native language, with English immersion packages. In this case the scholar takes French immersion until grade 9 but might continue all through their high school education. Bilingual/immersion education: What the research tells us. In J. Cummins & N. H. Hornberger (Eds.), Encyclopedia of language and training, 5, 19-34. In Vietnam, a few research have addressed bilingual education in terms of second language acquisition and mother tongue upkeep.
The NCLR, for example, has used Gates Foundation money to apply the standards to English-language schooling and to develop device kits supporting mum or dad advocacy on behalf of the Common Core. Education can be the key consider growing our world village, emphasizing in constructing a cross-cultural understanding between totally different elements of the world. The more bilingual corpus it has, the more translator skilled with new bilingual corpus, the extra natural translation it has. With the passage of the Bilingual Education Act in 1968 and other developments throughout that decade, Spanish audio system had been, for the most half, not punished.
After nearly 20 years, bilingual training in California might stage a resurgence if the state Senate approves a invoice in August that would put the problem on the ballot in November 2016. The fact that even with the loosest, most tortuous oversight the public schooling system was found wanting on this coverage isn't much of a deterrent to the lefties whose conceit were being satisfied. Bilingual packages, when set up and evaluated accurately, don't stop the acquisition of English – they facilitate it.


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The first step to proper shoe care is the identification of the material from which the shoe is made. Different materials require different shoe care routines. What is appropriate for a pair of one pair of shoes could damage another.
The purpose of this guide is to help you identify the material from which your shoes are constructed and then provide a brief summary of the proper shoe care products.
Overview of Different Leathers and Their Care
To Clean
To Protect
Leather Cleaning Soap
Super Invulner
Saphir Renovateur, Pommadier Cream Polish, Dubbin Grassie
Pommadier Cream Polish, Pate de Luxe Wax Polish
Juvacuir Recoloring Cream, Renovating Repair Cream
Leather Cleaning Soap
Super Invulner
Light Renovateur, Light Pommadier Cream
Light Pommadier Cream
Juvacuir Recoloring Cream, Renovating Repair Cream
Nappa Leather Balm
Super Invulner
saphir nappa leather balm
Omni'Nettoyant Suede Shampoo
Super Invulner
Saphir Renovating Suede Spray
renovating suede spray
Omni'Nettoyant Suede Shampoo
Super Invulner
Saphir Renovating Suede Spray
Renovating Suede Spray
Reptan Leather Balm
Saphir Reptan Leather Balm
Pate de Luxe Wax Polish*
Reptan Leather Balm
Saphir Reptan Leather Balm
Nappa Leather Balm, Leather Cleaning Soap
Super Invulner
Saphir Nappa Leather Balm
Leather Cleaning Soap
Super Invulner
Saphir Renovateur, Saphir Cordovan Cream Polish
Saphir Cordovan Cream Polish
Leather Cleaning Soap
Super Invulner
Creme Cuirs Gras
Creme Cuirs Gras
Vernis Rife Patent Leather Cleaner
Vernis Rife Patent Leather Cleaner
Smooth Leathers
The finest calfskin shoes require proper care to prevent them from drying and cracking. It is essential that the leather be fed with high-quality, natural nutrients. With proper care, a pair of smooth calfskin shoes can remain soft and supple for decades.
- To Clean: Saphir Reno'Mat, Saphir Leather Cleaning Soap
- To Condition: Saphir Renovateur, Saphir Pommadier Cream Polish
- To Polish: Saphir Pommadier Cream Polish, Saphir Pate de Luxe Wax Polish
- Deep Conditioning: Saphir Dubbin Graisse
- Recoloring: Saphir Juvacuir Recoloring Repair Cream
- Protection: Saphir Super Invulner for waterproofing or just the waxes from normal cream and wax polishes
- Additional Resources:
Pebble grain calfskin is pressed or embossed in order to create a textured, grain pattern in the leather. Pebble grain leather is regarded as less formal than smooth calfskin. The texture of the grain requires light polish in order to prevent wax buildup inside the grooves of the grain, which can leave an unattractive white residue, especially when exposed to water (easily removed with leather cleaning soap or Reno'Mat).
- To Clean: Saphir Reno'Mat, Saphir Leather Cleaning Soap*
- To Condition: Saphir Renovateur**, Saphir Pommadier Cream Polish**
- To Polish: Saphir Pommadier Cream Polish**
- Recoloring: Saphir Juvacuir
- Protection: Saphir Super Invulner (more for waterproofing)
*In order to prevent any buildup of soap in the grooves of the pebble grain leather, it is important to thoroughly rinse the shoe after shampooing it with the Saphir Leather Cleaning Soap. Simply wipe down with a wet washcloth or lightly rinse under a water faucet.
**To prevent any buildup of wax in the grooves, apply only a light coat of Medaille d'Or products and buff off with a pig hair shoeshine brush (stiffer bristle than horsehair) before the product completely dries. This will ensure that any excess wax is completely buffed out.
Nappa leather is similar to smooth calfskin but from goat. It is an incredibly delicate, soft material and is never waxed. Nappa demands special attention when cleaning to prevent damage to the skin. Saphir has developed a special product especially for the care of Nappa that contains almost no waxes, which would ruin its delicate character.
Nappa is very porous. One way to test if leather is nappa is to place a wet finger directly on the leather; if the leather quickly absorbs the leather and produces a water stain, then the leather is nappa. Nappa is not often used for shoes because it's such a fragile skin.
- To Clean & Condition: Nappa Leather Balm
- To Protect: Super Invulner
Because of the delicate, porous nature of Nappa leather and because it is never waxed, it is particularly important to protect the leather with Saphir Super Invulner. Because the leather does not have the benefit of a protective wax finish, you need the Super Invulner protection to prevent water and other substances from being absorbed into and staining the leather.
Suede & Nubuck
Suede is the reverse side of smooth calfskin. It is a fantastic and often under-appreciated material for shoes. Suede is perfect for more casual shoes and boots, is durable, does not scuff, and easily cleaned with the proper cleaning products. When cared for correctly, a fine pair of suede shoes can last years.
Integral to the proper care of suede shoes is the regular brushing of the nap using a suede brush. Just like vacuuming carpet, a suede brush helps remove any embedded dirt and keeps the nape fluffy.
- To Clean & Condition: Nappa Leather Balm
- To Protect: Super Invulner
Nubuck is similar to suede but features a much finer texture. It is created by sanding the smooth side of calfskin to produce a very fine, suede-like texture. It is much more delicate than suede.
Because of the delicate nature of the nap, a suede brush with their stiff bristles will actually damage nubuck. Instead a Crepe Brush should be used for brushing. In addition, it is particularly important to protect with the Saphir Super Invulner.
- To Clean: Saphir Omni'Nettoyant Suede Shampoo, Crepe Brush
- To Condition: Saphir Renovating Spray
- To Protect: Super Invulner
Smooth Leathers
Crocodile and Alligator are two of the most expensive materials used to make shoes. The smaller the scales of the crocodile and the fewer pieces used, the more expensive the shoe.
Because these animals live in water, these skins are not very porous and are prone to drying, which will cause the skin to crack. A well cared for pair of crocodile shoes can last decades (as illustrated by the pair pictured, which I inherited from my grandfather). It is essential, though, to keep the skin fed with essential nutrients in order to prevent drying and cracking. For this, there is the Saphir Reptan Reptile Conditioner.
- To Clean: Saphir Reptan for light cleaning; Saphir Leather Cleaning Soap if very soiled
- To Condition: Saphir Reptan
- To Protect: Saphir Reptan or light Saphir Pate de Luxe Wax Polish*
*Multiple coats of the Reptan may be required to produce a high-gloss finish. If after three coats of the Reptan, a higher gloss polish is still desired, apply a thin layer of Saphir Pate de Lux neutral wax polish and buff with a chamois.
Lizard and Snake are most commonly used for cowboy boots than leather dress shoes. These exotic skins are incredibly unique and require special care. The Reptan Reptile Milk is a total care solution that can be used to clean, condition, and polish these skins.
The colors can be mixed to produce a wide variety of finishes.
- To Clean: Saphir Reptan for light cleaning; Saphir Leather Cleaning Soap if very soiled
- To Condition: Saphir Reptan
- To Protect: Saphir Reptan or light Saphir Pate de Luxe Wax Polish*
Ostrich Leather is another exotic skin used primarily for cowboy boots. Leather from the leg of the ostrich is what is most commonly used. Because Ostrich leather is normally unwaxed, the Nappa Balm is the best total care product to use.
- To Clean: Nappa Leather Balm or Leather Cleaning Soap (if soiled)
- To Condition: Nappa Leather Balm
- To Protect: Super Invulner
Speciality Leathers
Patent leather is characterized by its high-gloss, almost glassy finish. To obtain patent leather's hard, glossy surface, a varnish or lacquer is applied in the final steps of the tanning process. Patent leather is most commonly reserved for formal evening shoes.
The care of patent leather is quite easy. Saphir has developed a special Vernis Rife "total care" product especially for patent leather. Available in both black and neutral, it will clean and restore the shine of all patent leathers.
- To Clean: Saphir Vernis Rife or a wet rag
- To Polish: Saphir Vernis Rife


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The Spot: Fade by Grey, Vancouver, Streetwear for Daydreamers and Minimalists
The hook behind Vancouver-based streetwear brand Fade by Grey is "daydreamers."
"People like to create circumstances to fade into, they daydream," explained co-founder Leon Larano. That's why their designs while minimalist, offer an opportunity to escape.
Using a palette of black, white, and grey co-founder and designer Logan Tran calls "predawn," their first collection revolved around travel; their second "new youth" and the new generation; and the upcoming around "duality."
When pushed for detail about what that new line might look like the 23-year-olds wouldn't budge, they did share that they're getting more technical with their designs, with a focus this season on more tailored sizing, fabric, and graphic techniques.
"We're doing something really different, but we'll still have the same aesthetics and quality," says Larano, mysteriously. "We don't like the all out kind of graphics, we prefer simple," Tran explains.
Stay tuned. It sounds like Fade by Grey's Spring 2015 collection is going to be dope.


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31 of October 2013
Sorry for the hiccup in my writing; it's been a busy week!
On Monday the kids and I got up and walked to Papalote with Papa. We had a typical school day: sitting in all-Spanish classes for hours, reprimanded by some teachers for not doing their homework assignments, and sympathetically smiled at by others; I missed my tutoring class, and gave hugs to Kanon and Delilah when I saw them on the little playground at their recess time. The next day- and the next, and the next, and the next, Mum made the appropriate decision, along with the help of us kids, to not go to school. I usually would be disappointed by this, but my workload of finishing the poster for Paamul's Halloween celebration by Wednesday outweighed a socialite day at school. On Tuesday, I spent the day in Tulum with my family, wandering through the ruins of a grand civilization lost in time. The rocky city limit walls withheld a world of its own, a planet differing in every way from the one I know. The grass was so green, so sprawling, so infinite, and I felt as if I must be in some Mayan Elysium. The city plateaued at the beach, the tide licking the lips of the cliff the ruins rested on. I lost my Steve Madden- John Lennon sunglasses to the churning waters while trying to keep Kanon from getting spit out onto the rocks emerging majestically from the aquamarine waves. I retired to the small space of beach not yet taken by the tide, and cracked open Bearing The Cross. I read a page, decided I wasn't interested at the moment in the politics of the Southern Christian Leadership Conference and its passionate luminary, so I pulled out the second book I'd brought- subconsciously knowing My Sister's Keeper was what I was going to read all along. The story is fictional, an unlikely genre for the fast paced, melodramatic novel centered on a family ravaged by sickness and a court case. Papa is a lawyer, and I suppose it has rubbed off on me, after all the times I've worked filing papers and organizing the big, fat, yellow packages of more paper that indicate a depot. Before I knew it, my family was packed and ready to skeedaddle home from Tulum and its ruins, beautiful beaches, and idyllic landscape to get ready for Aidan and Kalin's Dia de Los Muertos celebration that evening.
The boys' faces were painted in bright colors, and the walk from home to the congregation of the pre-parade was but a few short blocks. Everything is easier when you live in the center of the city like we do, even though it means we don't get a vast estate like in PlayaCar, or a beachfront community like in Paamul. The parade was nothing like I have ever seen, with dancing lights in the matching the last rays of the setting sun and a crowd of hundreds carting Dia de Los Muertos paraphernalia. The celebration was organized between the many schools in Playa- Tepeyak, Papalote, Colegio Ingles, et cetera- for the elementary kids to dance two miles down all of Quinta and sing and basically make a coordinated riot in honor of the Mexican holiday. Dia de Los Muertos and Halloween were always my favorite holidays, but now I'm spending them in Mexico, they are a hundred times better.
When Wednesday swung around, the twenty-ninth, I completed my "Enter If You Dare" poster for the entrance to Paamul's Halloween fest, and Mum and I took off with Delilah to see if we could get it laminated. Fortunately, Playa has two stores that may possibly be able to laminate, Office Max and Office Depot. We stopped at Office Depot because it was closer and our lemon of a car has a hard time driving far distances on stop-and-go side streets. Turns out, we had to buy clear tape to cover the poster because the laminator machine wasn't big enough to fit the twelve by twenty-four poster paper. "Mexico"…go figure. Our trio stopped by the community center in Paamul next to see what work could be done in preparation for tomorrow and to give Kathy the poster I made to put up. We left after about an hour of work and drove home as carefully as possible while Mum spoke to Papa over Skype about getting the car to Roger tomorrow. It should be in the shop right now, but our trip to Xcaret that night prohibited us from giving up our mode of transportation.
At four o'clock, after a hassle of trying to get into the park, Mum and Papa, the kids, Kenny, and I were in the Dia de Los Muertos sanctuary. The cracks in the sidewalk were lined by golden sunset marigolds, and parrots and flamingos lingered around the entrance. A beautiful girl in traditional Mexican dress and lacey skeleton tattoos up her arms posed by an arch of palm fronds and marigolds. We walked the whole park, visiting the aquarium (sea turtles, sharks, alligators); the animal exhibits (cheetahs, jaguars, pumas); and then moseyed to the Dia de Los Muertos side of the park. Mum exclaimed,"So this is where they've been hiding all the Day of the Dead decorations in the whole town!" Our alter at home is awfully barren. We met up with Kristen, Anthony, Clayton, and Kristen's dad; Chris and I wandered the park and painted our faces; I saw many teenagers from around Playa working in one of the exhibits. The night was black outside, but festive and colorful and radiant and with a quirky flair of death in the gates of Xcaret. Candles festooned the park in a marching, soldiery manner down passageways and glimpsed off the painted, white faces of the people wandering through the adornments. Pots rested on fiery beds of rocks as the Mayans cooked their supper in a corner of the park. A massive arena, an ancient, stony testament to the Mayan way of life, housed plays and the Mayan ball game where use uses their hips and body to feed the 20 inch in diameter ball through the hoop. But the best part of the night wasn't when I danced carelessly in the middle of passing strangers to an embarrassed Kira, or when I smudged black face paint under Chris's eyes- it was the cementario. With Anthony as a guide, we finally found the not-to-be-missed cemetery, resting on the tippy top of a Mayan ruin. The ruins were crested by jewels of flickering candlelight that Aidan and I held up to the monument graves of the deceased and read their tombstone by. We wove our way through the twisting pathways leading up and around through the perfectly crafted chapels sitting at the head of the graves of people with names like Juanita Aranda Francesca Bolanos. I felt a sense of belonging, inseparable attachment to the black night, the soft glow of the candles, and the boisterous horns breaking fragments of a scale in between the chit-chit-chit of the painted skeletons talking. The dark side of things are my connection to reality, my missing link to humanity, my intermediary between insanity and an artist's brain. If I could live in a land like Jack Skelelington, where it is always centered on one, decrepit holiday, my holiday would be Dia de Los Muertos. It always has been.
Related articles
- Festival de Tradiciones de Vida y Muerte en Xcaret. (onlyinmx.wordpress.com)


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Ment'or BKB Foundation Announces 2016 Young Chef and Commis Finalists
Thomas Keller, Daniel Boulud, and Jérôme Bocuse have announced their list of finalists for this year's competition.
Thomas Keller, Daniel Boulud, and Jérôme Bocuse (Paul Bocuse's son) have created an awesome competition that allows young chefs and commis to compete to win $1,500 or a 4-month paid stage in Yountville, California and Lyon, France with the Bocuse d'Or Team USA.
The competition for the young chefs boils down to an intense 155 minutes. Each competitor will cook and plate 10 tasting size portions of a unique recipe they developed. The commis will only have 90 minutes. They will be judged on overall taste, presentation, and kitchen organization.
The judges will be chefs chosen from the Foundations Culinary Council; a few, including Barbara Lynch, Gabriel Kreuther, Gavin Kaysen, and Bryce Shuman, are Best New Chef Alums.
The culinary showdown will be on June 8th at the Institute of Culinary Education (ICE) in New York City. "As established chefs, it is our responsibility to create and foster programs that promote mentorship and shared experiences for the next generation of chefs in the United States," said Thomas Keller, of the competition.
Here's the list of finalists to watch out for:
Young Chefs
- Marco Bahena, The Everest, Chicago, IL
- Sam Daigle, Spoon and Stable, Minneapolis, MN
- Cesar Gutierrez, Café Boulud, New York, NY
- Sarah Hsieh, The Modern, New York, NY
- Vincenzo Loseto, The NoMad, New York, NY
- Aaron Salita, Bouchon Bistro, Yountville, CA
- Christopher Andre de la Porte, Café Boulud, New York, NY
- Mimi Chen, Restaurant Daniel, New York, NY
- Brendan Scott, La Folie, San Francisco, CA
If you want to help support the next generation or rub elbows with some of the most influential chefs in the world, you can purchase your tickets here.


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Quicke's Signature Hamper
Ideal for sharing the Quicke's Signature Hamper offers something for everyone.
Typically contains:
500g Quicke's Vintage Clothbound Cheddar
500g Quicke's Double Devonshire Clothbound Cheese
200g Quicke's Oak Smoked Clothbound Cheddar
1x Pot of Hillside Fruit for Cheese
1x Pot of Hillside Handmade Chutney
1x Fine Cheese Co Toast
1 x Waterhouse Fayre Devon Ale Chutney
1 x Popti Artisan Parmesan Savoury Thins
1 x Hillside Charcoal Crackers
All UK deliveries will arrive within 1-2 working days of despatch. We send out orders using a third-party courier service, Tuesday - Friday. To arrange for a parcel to be left safe please contact the courier, using the tracking number provided in your dispatch confirmation email.


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by Public Relations Office
Cedarville, Ohio-High school students (public, private, and home school) can explore the field of engineering firsthand at Cedarville University`s Engineering Day on Saturday, Feb. 18. Potential engineering students will have the opportunity to attend an introduction to the field, observe demonstrations, and interact with University students, faculty, and alumni. A special session will delve into the topic of women in engineering. In the afternoon, students can attend a question and answer session with a panel of Cedarville engineering graduates. Visitors are encouraged to tour Cedarville`s outstanding engineering facilities, including the wind tunnel, engine test cell, and the following labs: materials, heat transfer, instrumentation, CAD and CNC manufacturing, digital design, electronics, communications, electrical machines and vibrations, controls, and senior electrical and mechanical design. The newly constructed Engineering Projects Building will also be open to visitors. This event is free, and registration begins at 10 a.m. Students planning to stay overnight in the residence halls must make reservations by February 13. For more information, call 1-800-CEDARVILLE or register online at www.cedarville.edu/engineeringday. Cedarville`s Bachelor of Science in Electrical Engineering (B.S.E.E.) and Bachelor of Science in Mechanical Engineering (B.S.M.E.) degree programs are accredited by the Accreditation Board for Engineering and Technology. A Bachelor of Science (B.S) in computer science is also available. The University recently added a computer engineering program leading to a Bachelor of Science in Computer Engineering (B.S.Cp.E.) degree.