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Scopelabs Insight – Tuesday, January 12, 2010
The wheels of Fed inspired speculation go round and round. Much like homes were overpriced leading up to 2007, it seems that cash is now the new Sub-Prime asset. Whereas homeowners had borrowed their way into oblivion for the uptick of the housing bubble, the world's largest financial institutions have now leveraged up on cheap money like never before. And we all know what happens when something gets over-leveraged – just ask Lehman and Bear Stearns.
In looking at the TED spread in the summer of 2007 the spread between LIBOR and 3 Month US Treasuries had risen to between 50 and 80 basis points. As the Sub-Prime crisis morphed into the global credit crisis come September 2008 the TED spread had blown out to 400 basis points as LIBOR shot into the stratosphere. Today, fueled by the ever-gracious money-pumping Fed, the TED is back down below 25 bps – its bubble blowing groove. Hello cheap money. The problem now is the asset being leveraged is cash itself – on the backs of savers. It's not being loaned. It's not being invested in growth. It's being plundered.
Commodities have obviously benefitted from the low cost of carry. But the Dow and the S&P? Can we really believe this dead cat bounce is based in any sort of fundamental recovery? I think not. Job openings are now at record lows. Since the job market's peak in June of 2007 there are approximately 50% fewer job openings for America's 15.3 million unemployed. Any recovery is solely based in debt and cheap money. Ben Franklin once said, "When you run in debt, you give to another power over your liberty." Well, in the first quarter of 2010 the Fed is adding another $1.4 trillion to its already bloated balance sheet. So who has dominion over our liberty now?
The Dow closed down about 36 points and the S&P about 10 points today on "bank worries". Bank worries? What are they worried about? The giants won't be able to gobble up the little people quick enough? Are they worried the Fed is going to raise rates? Or quit buying mortgage backed securities? The only thing we should be worried about is how to bury the likes of Goldman Sachs, JP Morgan, and Citigroup.
Scopelabs Insight – Monday, January 4, 2010
So we start out twenty-ten with a bang!
If one hadn't the ability to read, use logic or reason, or perhaps the advantage of opposable thumbs, all is well in Denial-Land. Today we witnessed another manufactured surprise as the Dow closed up 155.91 points to end the first trading session of the new decade at 10,583.96. The S&P 500 (SPX) closed up 17.89 at 1,132.99. I must say, from a purely technical standpoint the S&P is acting like she would rather make a run at the 61.8% retracement level of 1,229 mentioned in previous Insights. But, throw in the pesky issues of logic, reason, and simple mathematics, and one wonders how severe and violent the impending "correction" resulting from the resumption of the seemingly forgotten debt crisis will be. This insane degree of complacency brought on by economic amnesia will catch everybody unprepared for a correction surely to come.
When I was younger and less risk averse a very oversold VIX and a very overbought market like we have today would already have me rolling the marbles at the downside. However, with today's government manipulated market, where "want" is the only criteria for a new false stimulus package, it's too risky to butt heads with the government. Conversely, if you make money on the long side you're lucky and if you lose you deserve it.
In other sectors the dollar continued its beating today while gold bounced nearly $30 in the last 30 hours. That's a buck an hour.
So what's left? Be nimble and trade, or sit it out and stay in risk-less rate of return vehicles where after-taxes you might break even.
Speaking of manufactured data, on the calendar tomorrow we've got; Pending Home Sales, Auto Sales, and Factory Orders. I wonder what kind of rally we'll see when these reliable numbers come out.
Scopelabs Insight – Monday-Tuesday, December 28-29, 2009
Trading is light this holiday week. The VIX remains below 20 and the Dow (at 10,545) and S&P have seen nominal changes Monday and Tuesday. That said, the S&P is holding above the previous resistance level of 1,122, closing at 1,126.20 today. Moving into the first week of the new decade the direction of the S&P will definitely set the tone for trading early next year.
We're not looking for any surprises over the next few days barring unforeseen economic data, terrorist attacks, european bank failures, or unknown unknowns. On a final note we came across an intriguing article on the causes of hyperinflation – check out this link: James Turk – Hyperinflation Watch
Scopelabs Insight – Thursday, December 24, 2009
The Santa Claus rally continued as the Dow ended the holiday week at 10,520.10, up 53.66 points on the day. The Nasdaq rose 16.05 points closing at 2,285.69 and the S&P 500 (SPX) closed up 5.89 ending the session at 1,126.48. The S&P has officially broken the 1,122 resistance (a 50% retracement from the March 2009 lows) and could be poised for a breakout to the next resistance level at 61.8% or approximately 1,230. So what could have been a quiet Christmas Eve day may mark another leg up for the S&P. Keep an eye out for continued strength above 1,122.
Today's rally was spurred by new orders for long-lasting U.S. manufactured goods excluding transportation surging in November, and applications for jobless benefits falling last week, pointing to a firmly entrenched economic recovery – or so the official spin goes.
Initial claims for state unemployment benefits fell by 28,000 to a seasonally adjusted 452,000 last week. That was the lowest tally since early September 2008 and below market expectations for 470,000 new claims.
The U.S. Commerce Department said Thursday orders excluding transportation surged 2.0 percent in November after falling 0.7 percent the previous month, beating market expectations for a 1.0 percent rise.
It's Christmas. Have some egg nog or something stronger. Enjoy the holiday weekend. Cheers.
Scopelabs Insight – Wednesday, December 23, 2009
The Dow and S&P closed nearly even on the day while the Nasdaq inched higher based on a Santa Claus rally fueled by expected tech gadget sales this holiday season. The Dow closed at 10,466.44 up 1.51 points or (+0.01%), while the S&P 500 (SPX) was up 2.57 points to close at 1,120.59. Keep in mind the key Fibonacci benchmark of 1,122 on the S&P – any meaningful closing above that number could bring a breakout toward the 61.8% retracement from the March lows.
On another important note the Volatility Index (VIX) is becoming a bona fide story at this point. It's officially in the teens closing at 19.71 today, up .17 points from yesterday – see the 1 year chart below.
The markets had opened higher in the morning but quickly faded on disappointing new home sales data, which tumbled 11.3 percent in November. Investors might be realizing that previous positive signs in the housing industry were the result of government stimulus and are therefore unsustainable.
Scopelabs Insight – Tuesday, December 22, 2009
The Holiday rally is still underway. The Dow closed up 50.79 points at 10,464.93 and the S&P 500 ended up 3.97 at 1,118.02. AND the Volatility Index (VIX) is now officially a teenager at 19.54. This is normally a very bearish indication suggesting over-abundant complacency and not enough fear in the system.
As we've repeated time and again every close below 1,122 on the S&P is just noise in the system. A meaningful close above 1,122 would suggest a potential breakout and allow the 61.8% retracement to be tested, which, as you can see on the chart below pegs the S&P at nearly 1,230. The problem from a risk/reward standpoint is a regression to the downside offers between 2x and 2.5x the risk – implied odds I do not find favorable.
So, can the rest of the week bring any fireworks? Anything is possible coming up to year end, and a decade's end for that matter. Consumer sentiment and new home sales are due out tomorrow; jobless claims and durable goods on Thursday, but we are in a shortened trading week when the year has brought us enough surprises already.
Scopelabs Insight – Monday, December 21, 2009
The Dow Jones industrial average (INDU) closed up 85.25 points to end today's session at 10,414.14, or .83%. The S&P 500 index (SPX) was up 11.58 points to close at 1,114.05, or 1.05%. The Nasdaq composite (COMP) advanced, 25.97 points, or 1.17%. The Volatility Index (VIX) is flirting with the teens closing at 20.49, down 5.49% for the day.
As we wind down the decade we are poised for a negative return on the S&P 500. Barring an almost impossible last-minute rally, the widely tracked index is headed for its first negative decade ever. A negative decade could not come at a worse time – think Baby-Boomers. An entire generation largely relying on the last ten years being a growth period so as to sell their equities and move to fixed income and clip coupons in their golden years. Now their equities are in shambles and their fixed income pays zero. Their once rosy retirement landscape has now been decimated. Boomers have not only lost money over the last decade but the illusion of cashing out of equities and into 6%-7% interest rates on secure fixed income instruments is now a pipe dream.
Looking forward to tomorrow the day largely hinges on GDP and existing home sales reports respectively. How the markets react to what is perceived as good or bad news will be reflected in price.
We apologize for the lag-time between our Insights but we were busy producing soon-to-be-released advisory product.
Scopelabs Insight – Wednesday, December 9, 2009
Tuesday, December 8, the Dow shaved triple digits to close at 10,285.97, the S&P was down -11.91 to close at 1,091.94 well below the 1,120 resistance. There were many suggestions in the media as to the cause of today's sell off. Our causality vote at RealityArbiter.com came from a horrifying headline by the "slow to point out disaster rating service" Moody's, that read "The USA and UK are both testing their AAA boundaries." What that means in plain English is that these two government's are like Britney Spears and Nicolas Cage running through the mall on a spending spree with a no-limit credit card. In addition to our venerable government's lack of fiscal responsibility, I happened on the chart below and was quite amused that somebody actually did a survivorship bias study on mutual fund manager's performance, or lack thereof. In a bull market from '04 to '07 Wall Street's best and brightest fund performance imploded with nearly 96% of fund managers failing to beat their respective benchmarks.
Was the money we paid the Wall Street crooks and Banksters for their lack of performance the tipping point to cost the USA its AAA rating thus creating higher borrowering costs for future generations? We vote yes.
Click here or click on image to enlarge
Scopelabs Insight – Tuesday, December 8, 2009
I beseech you to watch this video. It speaks volumes of the ineptness of this man. This man had a three year head start to get in front of this problem and instead he followed his predecessor's lead and drove us off the financial cliff.
When Ben Bernanke speaks, people get comforted, whereas I get nauseated. Today, he vowed to keep interest rates low. What other choice does he have? He reminded people that forces like unemployment and tight credit would keep the economy to moderate improvements. Thanks for sharing the obvious, Ben. Why didn't you do something meaningful leading up to this meltdown to head it off before it turned into our worst nightmare? Or, why don't you share with us how you plan on gracefully exiting your desperate mortgage-backed-securities buy program without cratering the entire global economy? How about laying out a cohesive plan for that impending disaster?
We've got some Treasury auctions throughout the week. Watch for Thursday's Jobless Claims report and Friday's Retail Sales, Import/Export Prices, Consumer Sentiment, and Business Inventories.
Stocks are likely to drift as investors await more details from the Fed, which will host its last policy meeting of the year next week.
On Monday, December 7, 2009 – The Dow Jones industrial average (INDU) rose 1.21 to finish at 10,390. The S&P 500 index (SPX) lost 3 points, or 0.3% to finish at 1,103.25 – remember, anything below 1,120 is just noise. The Nasdaq composite (COMP) shed 5 points, or 0.2% to finish at 2,189.61. European markets fell, with London's FTSE 100 and France's CAC 40 little changed and Germany's DAX down 0.5%. Asian markets ended mostly lower, with the exception of Japan's Nikkei, which gained 1.5%.
Monday, Gold fell $28.10 to $1,141 an ounce.
Scopelabs Insight – Monday, December 7, 2009
Scopelabs is going go out on a limb here and take a shot at a market commentary we read for Friday, December 4, that just about made us ill. We'll start with the basics – which are simply the facts and easily digested. From Financial News USA:
The Dow Jones industrial average (INDU) rose 23 points, or 0.2%, to close at 10388.90 after hitting a 14-month high of 10,516.70 in the morning. The S&P 500 index (SPX) rose 6 points or 0.6%. The Nasdaq composite (COMP) rose 21 points, or 1%. All three indexes gained for the week.
There, we got that out of the way. Now for the nausea.
A strong dollar sent gold prices tumbling and also hit commodities and stocks that benefit from a weaker greenback.
What the fuck? A strong dollar? What planet are these people from and what kind of hallucinogens are they on? Gold was simply overbought and it's correcting. Strong dollar? Even a dollar in free-fall will have a dead cat bounce.
The jobs report "blew us away," said Phil Orlando, chief equity market strategist at Federated Investors. "It confirms that the recession ended in the middle of the year and that we are moving ahead, even with some choppiness." However, he said that while the labor market is healing, it still has a long way to go. That realization, combined with a little end-of-the-week fatigue, may have limited stock movement Friday.
This guy must live on the strong dollar planet and supplies all the hallucinogens.
Hey I've got a suggestion for this guy – don't get high on your own supply.
Employers cut 11,000 jobs from their payrolls in November, the Labor Department reported Friday morning. It was the smallest number of job losses since the start of the recession in December 2007 and a surprise to economists who were looking for employers to cut 125,000 jobs in the month.
Job losses in September and October were also revised lower by a total of 159,000.
The unemployment rate, generated by a separate survey, fell to 10% from 10.2% in October. It was the biggest one-month decline in more than three years. Economists thought the unemployment rate would hold steady at 10.2%.
The report shows the battered labor market is recovering, yet job growth is not expected to pick up until later next year. In addition, some of the improvement in the unemployment rate in November is attributable to job seekers giving up and dropping out of the market entirely.
The report showed 15.4 million Americans are out of work and seeking jobs. Meanwhile, another 6 million have given up looking and another 9.2 million have only found part-time work when they want full-time work.
The report also showed gun sales were up fifteen thousand percent and ammunition is now more valuable than gold.
Come on sheeple, we're sure to get a blip up in the dollar here and there. The markets will respond positively to the watered down numbers coming out of the government sanctioned deceit mills. So what? We're still testing resistance in the markets. Most of the other supposed news is nothing more than static at this point and any close below 1,120 on the S&P 500 is simply noise in the system.
Scopelabs Insight – Friday, December 4, 2009
On Thursday, December 3, 2009, the Dow closed down -86.53 coming in at 10,366.15 as the S&P 500 gave up -9.32 to close at 1,099.92. It seems the 50% retracement resistance of 1,121 on the S&P remains intact, for now.
As I watch the markets continue to side-slip at what would appear to be a resistance level on both the Dow and S&P 500, I have to wonder where the unemployment numbers factor into this whole smokescreen. If you believe the Bureau of Labor Statistics, jobless claims just fell for the fifth week in a row. That's great. Oh but wait, the holidays are here and retailers, even in this environment are staffing up (maybe not as much as in the bubble years) for the Christmas spending orgy, which might explain the softer jobless claims. So we've got that going for us. On the flip-side if you go to Shadowstats.com and look at real unemployment already over 20% it makes you want to go down to the local Federal Reserve branch and start knocking some heads around. We're in a bad spot sheeple. And it's going to get worse. Trust me. I haven't been wrong so far.
The fact is that unemployment far exceeds what the media and government portray and even THEY admit it's going to get worse in 2010. Hooray for the jobless recovery though! Maybe we should all go out and buy up as many stocks as we can. Goldman can pay their bonuses. GM can rise from the grave and Ben Bernanke will look like a hero as he exports inflation all around the globe. On the other hand, how about we don't do any of those things. How about we do the exact opposite and protect our assets from lies and fraud. Taking that one step further it is a safe bet that we WILL in fact get hit to the downside again at some point – we're just NOT sure when, hence the LONG dated and small bets on the puts suggested in earlier Insights. There is NOT a rule (unless you are being forced to, like they are trying to force you right now with Zero Percent interest rates) that says you HAVE to "play" when the conditions are NOT favorable from risk-reward standpoint. Remember, "this isnt baseball, you dont have to swing at every pitch! You can easily stand with the bat on your shoulder and wait for a fat pitch"
Scopelabs Insight – Thursday, December 3, 2009
The excuse of the day for the Dow not gaining another 100 points, as the sheeple have come to feel entitled to day-in and day-out, was due to a startling revelation that, get this, LOL LOL LOL LOL, banks may still have, LOL LOL LOL, some PROBLEMS looming out there. Listen, it's inconceivable that once you stop cooking the books that you simply wake up in the morning and shuffle the numbers like a deck of cards, then deal yourself a hand only to decide you don't like the look of it so you shuffle again and again and deal until you see a hand you like. That, ladies and gentlemen (please remove all children out of the room as we do not want to teach the next generation to lie cheat and steal) is how the US banking system is run today.
The Dow closed down 18.90 at 10,452, and the S&P 500 slightly up .38 to close at 1109.24. Keep in mind, 1121.80 is still our short term cap. The first level of support comes in at 945.90. Essentially, to be long the market at this point is like hitting 19 at the blackjack table because the dealer is showing a face card. If you make money getting or staying long here, you are lucky. Just like the blackjack player praying for a 2 as he hits 19 – if you loose all your money here going long, you deserve it. Don't ever forget the stock market's job has nothing to do with capitalism, or finanicing the country, the primary function of the stock market is to make the absolute largest amount of sheeple look as foolish as possible. It is so true…
Tomorrow – Thursday, December 3, 2009, (see calendar left side) has a plethora of Treasury activity – more begging, borrowing, and shuffling debt around the globe. And for our daily dose of entertainment we have Helicopter Ben and his sidekick Barack doing the old Potomac two-step for the media where they will undoubtedly pat each other on the back for keeping us free from martial law.
Frankly, although I feel it's my duty to keep as many people informed as possible, in the midst of the obvious I find it sometimes boring to even debrief you, my poor reader. On that note, the only interesting thing that happened today is that Nassim Taleb, author of Fooled by Randomness and The Black Swan went into seclusion. Read this sobering article – Nassim Taleb Bids Farewell
Scopelabs Insight – Wednesday, December 2, 2009
In last night's "Insight" I mentioned that the markets often climb a "wall of worry". So what's worrisome? A logically minded reasonable person would worry that the job situation in the US (see chart/video below) is in fact worrisome since the consumer purportedly represents 70% of US GDP. That said, even more worrisome is that the poor debt-ridden unemployed people of America might not be so willing to buy such extravagant gifts this cheerful bear-market-rally Christmas season. Ironically, I would not be surprised based on recent logic if our free-spending government doesn't step up with a "Cash for Christmas Gifts" stimulus where you can return shitty gifts from Christmas Past for brand new iPods, flat-screens, and other shoddily-made Chinese goods.
Sadly, I am semi-serious about my Christmas jingle above. We are being buried in a pile of unserviceable and never to be repaid debt (I mentioned previously that the last two weeks calendars are littered with billions of short-term beggar's loans). We're like Wimpy in the Popeye cartoons begging for hamburgers today that we'll gladly pay for tomorrow. I just keep wondering how long these foreign countries that keep lending us hamburgers will continue do so as we all watch the dollar go down like Paris Hilton at a Frat party.
Climbing the "wall of worry" the market continues to ignore; unemployment, unsustainable and mounting debt, a plummeting dollar, inflationary fears, deflationary fears, escalating fraud and lies originating in our government, the Fed, from the banksters, and all the other Bernie Madoff's yet to be discovered.
So, with the above cheerful list of observations the market managed to put together a nice rally today. The Dow closed up 126.74 at 10,471.58, the S&P closed up 13.23 at 1,108.86, still below the key level of 1,120 – all of which leaves us in holiday trading no man's land. Finally, good to my promise I reiterate once again, sell everything, get to all cash or cash equivalents with the exception of buying some of the long-dated puts (or Leaps) I mentioned in my previous Insights.
Scopelabs Insight – Tuesday, December 1, 2009
As I mentioned in last night's update the market had largely shrugged off the "Dubai Debacle" and continues to climb the old wall of worry. Another obvious favorable market factor I was remiss to mention in last night's Insight is that today (11/30/09) was month end, which tends to be bullish with all the "window dressing" fund managers do.
The financials showed some late day strength and pushed the S&P 500 Index (SPX) up 4.13 to close at 1095.63. Other indices were very uneventful. The biggest move of interest was crude oil's jump from $75.95 to $78 – a greater than $2 dollar move in less than an hour. Thank you Somali pirates! By the way, can anyone put me in touch with those gun toting Somalians so I can get ahead of the market next time they feel like grabbing an oil tanker. Funny thought – I bet someone at Goldman's oil trading desk has their number and call me cynical, I bet that same Goldman someone has a Somali passport.
As we move into full-fledged holiday season we'll stay true to our word and suggest getting to cash or cash equivalents, and no, I won't stop the repetitive redundancy of this suggestion, you have a month to develop a tangible tactical trading campaign for 2010. So get your head clear and trading account flat so you can make a series of good decisions for 2010.
My suggestion of the day is to read over the next month a book or two on tournament poker. I want you to pay attention how logical and reasonable these (gambling) premises are, in addition to far greater due-diligence to protect a $10k buy-in for the world series of poker versus the barbecue that goes on in your brokerage account. Even with this rally of late I can still smell the smoke.
Scopelabs Insight – Monday, November 30, 2009
Whilst most Americans were prone on the couch in their turkey induced Tryptophan semi-comas drowning their collective economic malaise in various forms of alcoholic lubricants that shining star of finance capitalism in the oil-soaked desert known as Dubai, went belly-up. My guess is that the event was a mere blip amongst the channel surfing masses as they flipped from football game to football game.
As this event relates to the financial markets, especially those here in the US, what are the ramifications? I will answer that question with another question. Does the UAE state of Dubai, an opulent display of excess with indoor ski slopes and eight star hotels built on man-made islands really mean anything in the global scheme of things? My guess is no, it doesn't. The UAE will bail out their failed state, creditors will be paid one hundred cents on the dollar, the triggering of credit default swaps will be avoided, and the markets will roll on as if very little happened.
With respect to the triggering of credit default swaps I will admit that in the case of Dubai I have no idea who is on the other end of such financial derivatives that may or may not have come into play. But what I do know is it seems default swaps are the common thread found in many central bank interventions across the globe. The banks get paid, disaster is avoided, and general market price levels remain semi-unaffected.
The pricing of markets is the only thing that matters. In that vein, prior to any new makeshift Dubai bailout plan by the UAE, the markets too will reflect the impact of this situation by way of price. As of this writing, 2:00AM, gold remains steady (after being down $50), overseas markets are taking Dubai in stride (notwithstanding the initial "knee-jerk" reaction some markets felt when the Dubai announcement surfaced), and despite the "mushy feel" of the post US bailout-rally the US markets lend themselves to a positive open. Dow futures are up almost 50 points, oil is up 50 cents, while the S&P 500 did sneak below 1,100 at one point during Friday's shortened session. All in all we're pretty much no different than we were from our last Insight.
Finally, good to my promise I reiterate once again, sell everything, get to all cash or cash equivalents with the exception of buying some of the long-dated puts (or Leaps) I mentioned in my previous Insights. You can potentially make a ton of money on a small amount of money while knowing the exact dollar risk – assuming the magicians of bailouts can't find another rabbit to pull out of their empty hat.
Scopelabs Insight – Vacation November 26, 2009 through November 29, 2009
Scopelabs Insight – Wednesday, November 25, 2009
"Turnaround Tuesday" turned out to be a bust for the bears and flatline for the bulls. The S&P 500 did sell off a whopping .59 cents to close at 1,105.65 down .05%. However, in defense of Turnaround Tuesday, at one point during today's session the DOW was off close to 90 points and it ended up closing down 17 points on the day.
The Volatility Index (VIX) which measures fear and greed in the markets, or in actuality the cost of insurance in S&P 500 options, is now flirting with becoming a teenager after closing today's session at 20.47 down 3.6% for the day.
Historically, we are moving into the strongest seasonal period for the markets. With that said, I can almost guarantee that a bevy of analysts will soon be touting the so-called January effect, as in, "So goes January, so goes the year." Anyone making any kind of long-term prediction in the midst of the greatest distorted market in the history of markets, flea, stock, or otherwise, is not only insane, but should be made a public spectacle due to their utter stupidity.
The only prediction anyone can make with any degree of accuracy at this juncture is that our national debt will be twice what is now in another ten years, if not sooner.
This week is littered with (see Economic calendar in left column) the issuance of billions upon billions of dollars additional government debt (are we ever going to pay this stuff back) and is only more evidence of the never-ending expansion of this debt bubble. Again, as I finish each Insight, I will be redundant and repetitive and beseech anyone holding what will most likely turn into the next form of toxic instrument; i.e., stocks, ETF's, or any debt-backed paper, to get flat and into cash or cash equivalents then prepare a tangible plan for 2010.
Until tomorrow.
ScopeLabs Insight – Tuesday, November 24, 2009, 12:30AM
Are you ready for "TURNAROUND Tuesday"?
On Monday the S&P 500 rallied to close up 14.86 at 1106.24.
Last night's futures lent to a rally today – so the question is, are we gonna get the famous (for you bears, and infamous if you're a SHEEPLE, whoops, i mean a bull) "TURNAROUND TUESDAY"?
I personally own the puts I mentioned last Thursday at 9.00 and they went out inspite of the rally at 8.55. These puts have 752 days remaining, so i won't lose too much sleep over the .45 cents and frankly, I might just like the market to rally all the way to 1,120 so i can get a little more pregnant and buy a bunch more – hopefully in the 7′s and really get paid off when the surprise that the economy and global problems are MUCH worse due to the so-called "fixes" they used to "fix" the problem. Let me reiterate my earlier warnings – you don't repair (or retire) too much debt by adding much more debt. It's as academic as it is surreal. IF i were to lose on these puts, this remote possibility would have only been caused by having NO more problems surface in the markets between now and December 2011, or 752 days. And in the event these puts went against me I could at least claim, like they say in poker, "I got my money in right".
RANT – I mention the so-called "fixes" of which there will be more to come in the near future I'm sure (on that note, where are those "green shoots" everyone was talking about and what the hell did that mean anyway? Another thing, does anyone know what color terror alert we're on now? I can't keep track of that either!). Nonetheless, evidence of the economy being totally fixed with the "GDP #" coming tomorrow, along with "consumer confidence", AND we're peddling the world some more of our lovely debt ALL week long, these auctions of which are running at a fast and furious pace to pay for all the the great ideas like "cash for clunkers" and getting new losers that can't afford to buy houses government assistance to try and clear that REO inventory and yep, it's all fixed, it's a new BULL market that for sure has got plenty of BULLSHIT to spare.
So, once again let me reiterate, SELL everything, buy some puts on the S&P, relax with any money you've got left, learn to trade, fire your broker, and punch Ben Bernanke in the gut.
ScopeLabs Insight – Monday, November 23, 2009, 12:30AM
As we enter the holiday shortened trading week of November 2009 I'm watching my screens as the clock rolls over to midnight in New York, Sunday evening here in Maui, the S&P 500 is up 4 in pre-market hours, Dow futures are up 35, and Oil futures are up >.50 cents – each pointing to a positive open for the US markets.
Gold continues to shatter the previous record highs daily and has traded as high as 1,165 so far today – again, a new record. World currencies which started out the Sunday evening session have rallied well off their lows and are also painting a positive picture at this point.
If you're clairvoyant, lucky, foolish, or were smart enough to get long the market when the S&P was in the 600′s back in March, or the 700′s, or 800′s, or anywhere along the way, it would certainly behoove you to either be lightening up your exposure or at the VERY LEAST putting in stop losses to protect your good fortune (or just plain old luck). If however you've simply been riding the inertia roller-coaster then you should certainly be looking to take some RISK off table at this gift of a 50% retracement. On that note, my recommended strategy is to get one hundred percent flat (unwind ALL stocks, bonds, pretty much anything that's not nailed down) and develop a REAL plan as to your entire financial architecture for 2010. It's year end and a perfect time to do it. Aside from getting flat the ONLY reasonable suggestion I have at present is to start buying some (a 1/3 of what risk you would be comfortable with from a dollar standpoint, i.e., a benchmark would be 10 contracts per $100,000 equity) of the S&P puts – which I mentioned in last Thursday's post. Since it looks like we will have an up market Monday they will probably be trading for <9pts and I feel a very cheap way to play the downside, or IF you must for some reason hold stocks and can't bear to sell them it would provide decent insurance at a great price!!!
ScopeLabs Insight – Friday, November 20, 2009, Recap
Friday was largely a non-event day and was so unmemorable I can't come up with anything to say about it barring that the SPX rallied back from its lows to close down just 3.52 at 1091.38.
Scopelabs Insight – Thursday, November 19, 2009
US Markets -
11/19/2009 – The benchmark Standard & Poors (S&P) 500 closed down (14.90) to settle at 1,094.90 (a 1.34% decline).
The 50% retracement of the S&P 500 from its (13-year) low of 676 (set on March 9, 2009) to its all-time high of 1,565 (set October 9, 2007) draws near – see graph. Depending on how one graphs the Fibonacci retracement, the pattern points to (approximately) 1,120 as the 50% mean. Hence, a very logical short-term market top could be in place. If this 50% retracement is significantly breached to the upside, the next and always very important Fibonacci retracement number (of 61.8%) stands at 1,229.
So, from a risk management standpoint the potential upside in the S&P (to 1,229) based on today's close (of 1,094) is positive 12%.
Conversely, a 50% (negative) retracement from the top of this rally would take the index back down to 893 – which for the bulls should be a logical support target as a buyer. 893 equates to an 18% downside risk from today's close, not including event driven and/or systemic problems that we at Scopelabs see as a more acute in probability versus March when the market was at its all-time lows.
So, you're a 3-to-2 dog going long vs. short here (i.e., the S&P is out of gas).
In lieu of having a full paid-advisory service intact, today's strategy recommendation will have to fall under the "educational" umbrella. We'll call this one a Freebie. I will stick my head on the chopping block and include a picture and an actual trading idea that I feel provides greater than a 4-1 upside potential (a minimum risk-reward ratio by my standards). Please click on the embedded jpg, download it, enlarge it, and take a close look at it. I recommend the outright purchase of Puts on the S&P 500 (with the caveat that this would be a suggested 50% entrance of whatever risk capital/unit you might apply to any given trade or idea).
In tomorrow's update we will discuss interest rates and the most recent prop trade and one of the rare instances where holding postitions overnight makes sense (like the above S&P puts).
{ 1 comment… read it below or add one }
- September 3, 2011 at 9:19 pm
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The University of Nebraska (4-0) looks to keep its #7 national ranking as the school begins Big 12 conference play with a Thursday night game in Manhattan against Kansas State (4-0). Vegas odds have Nebraska as -11 point road favorite.
Last season, with the Cornhuskers a -16 point favorite at home, Kansas State put-up a tough fight and beat the Vegas spread while losing 17-3. In their last visit to Manhattan, though, Nebraska won 56-28 as a -6 point road favorite.
Nebraska, led by redshirt freshman Taylor Martinez, is averaging 40 points scored per game and rank #4 in the nation in rushing. Martinez, though, had a poor performance two weeks ago against South Dakota State in a 17-3 win. Martinez leads the team in both rushing and passing and will be the top priority for the Kansas State defense.
Kansas State struggled to defeat Central Florida 17-13 but the defense has been consistent and average less than 20 points a game against. The Wildcats are led by running back Daniel Thomas who has 628 yards rushing and 6 touchdowns. He struggled against Central Florida with just 76 yards and could find some lanes against the Nebraska defense that has struggled at times against the run. Thomas had a huge game against UCLA with 234 yards rushing and the Wildcats will need that type of output to stay in the game.
While a double-digit blow-out is possible in this game, the more likely scenario has both teams struggling to score against tough defenses. Look for the Cornhuskers to cover but the Wildcats will give them all they can handle.
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subset: commoncrawl


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Star Alliance Takes Elite Frequent Flyers on a Whirlwind Tour – The Middle Seat Terminal – WSJ
If you spend your life traveling for your job, does a week of visiting airlines in the U.S. and Europe really sound like fun?
It does to a group of road warriors embarking Tuesday on a unique venture organized by FlyerTalk.com, an online community of expert travelers.
The Star Alliance MegaDO (as in a "really big 'do") starts with a briefing with United Airlines in Chicago then jets off to Newark, N.J., for a behind-the-scenes look at operations, including the in-flight meal kitchen, at Continental Airlines' hub there. That night, the 88 participants, who collectively already hold 24 million frequent flyer miles, fly to Frankfurt and join more than 100 more airline junkies in Europe for meetings and briefings with Lufthansa executives.
The following day, a chartered Boeing 757-300 will take the group of 200 to Oslo, Norway, for breakfast with SAS, then Toulouse, France, for a tour of the Airbus A380 final assembly line. Then it's back to Frankfurt for a stint at Lufthansa's flight attendant training academy.
Airlines coddle these uber-travelers because they are among their best customers. With business travel in a deep slump, the Star Alliance airlines are bending over backwards for the event.
Stay tuned for updates on the group's experience.
via Star Alliance Takes Elite Frequent Flyers on a Whirlwind Tour – The Middle Seat Terminal – WSJ.


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Gail Katz-James
News & Events
Entwined 2
Welded steel, washers, beads
Playful Prisms, Children's Hospitals of MN
Three part permanent interactive art installation.
Leaf Tunnel Interior
Willow, outdoor pillows, zipties
Dream Ladder
Welded steel, wire, washers and beads
Three Towers
Welded steel, wire, washers, beads
Hardware Quilts
Installation Owatonna Hospital
Interior Sculptures
Cathedral Windows
Powdercoated steel, washers, wire, beads
Baby Blue Tower
Big Blue Tower
Entwined 1
Welded steel, washers, beads.
Bumbleberry Pie
Welded steel, copper wire, beads.
Golden Tower
Welded steel, washers, beads.
Cathedral Windows
This artwork is inspired by sacred architectural forms, as well as stained glass windows. It can be displayed in front of a large window, hung on a wall, or on a pedestal.
Blue Towers
These two sculptures were made as a pair. As I have lived with several towers in the series, they came to inhabit my studio space as figures. Big Blue is 60" tall and Baby Blue is 36". They suggest a child and mother when exhibited together.
Bumbleberry Pie
This mixed media work evolved from a flat steel circle cut up into wedges, then transformed into very tall pie slices by the use of netted copper wire and shiny glass beads, reminiscent of berries.
Golden Tower
This slender tower encompasses many vivid warm colors, combined with green and blues. I painted it using Montana Cans, a line of spray paint designed for exterior murals, which comes in over 200 colors!


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SOLD – Great radio but did not get used after buying a Flex 6500. Not so much for the performance but more the fact the computer control is more my style.
The IC-7800 is my favorite "knob" (aka Legacy radio) of all time. I had never owned an Icom until I purchased a 756 Pro III about 10 years ago on a whim. I also purchased a Ten Tec Orion II at the same time. I loved the Pro III however the Orion II was another story. In a nutshell I absolutely hated the Ten Tec but really liked having two receivers. At that point the only logical choice was to pedal the 756 Pro III along with the Orion and purchase a used 7800.
I purchased a mint unit online and shipped it straight from the seller to Icom in Washington for complete checkout and to receive all the latest hardware updates.
After all these years it's still front and center and in my opinion no one builds a more logical radio layout/menu system than Icom. Towards the end of 2013 Icom released version 3.oo with several major improvements including:
- Waterfall screens, mouse operation, and other additional functions on the bandscope.
- An audio scope function has been added.
- The USB connector now also accepts USB flash drives or a USB mouse.
- The Voice Recording function recording time has been increased.
- Transmission recording capability has been added.
- Remotely control the transceiver without needing a Base (server) PC.
- Frequency band expansion (On some transceiver versions
These features basically made it a new radio and was/is the most significant radio firmware upgrade I have ever received. Of course an added benefit to this rig over my others is the 200 watt transmitter. For the most part this alleviates the need to use my amp for general rag chewing as 200 watts is just enough to make the difference.


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Celebrating all the wonderful things that make you so special,
not just on your special day, but on every day of the year!
Happy Birthday Miguel ❤
The month of joy, happiness and to finish what you started.
We're Back!
Arrived in overcast Manila safe and sound, it's been drizzling on and off since we're home. Unpacked all our bags and getting ready for our daily routine kicking in. Back to my baking studio today, thawed some frozen berries from the freezer this morning and start baking, mixed berries cupcakes with buttercream frosting is in the agenda, requested by Little Miss. We've enjoyed these berries fresh on our vacation days in North America and we love them in baked goods too here in South East Asia, home sweet home.
Enjoy your weekend everyone ❤
Sometimes you have to forget whats gone,
appreciate what still remains
and look forward to whats coming next.
Audrey's tiny bump that we've celebrated with a Pink Baby Showers several months back now turns into a beautiful bouncing baby girl. The Liu family invited us to baby Larissa lovely 100 days celebration over the weekend so I've got to see her in person for the first time. She's absolutely adorable!
For the special occasion Audrey's asked me to make flower garden theme cupcakes with soft pastel colours combination, such a nice break from all the farewell's theme cupcake, LOVE it!
Some photos of us from the party, enjoy.


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Hello Everyone Quick blog post to walkthrough a script that I used during my Windows Server Technical Preview 5 Lab refresh. I used below script to search through a folder and look for all the virtual machines, and then get them imported in to Hyper-V. Credit should go to Ben who blogged about this few
Tag: Hyper-V
The Microsoft Virtual Academy (MVA) team is excited to open registration for two new courses in a three-Jump Start series focused on virtualization. These one-day live online events are designed for IT Pros experienced in virtualization but interested in learning how to better leverage the Windows Server 2012 platform, Hyper-V and System Center 2012 SP1.


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You will enjoy walking your dog, having him come when called, and sit and lay down when told upon completion of these lessons. This program depends the most on you. We have four sessions, one may be at your home if you wish.
This is for those who have the time to devote and enjoy the process of training their own dog. It requires commitment to daily practice with your dog as we advance through the instruction. This program includes four group classes and group walks, weather permitting, to help you train with added distractions. Training includes:
Good Manners
- Off of specific furniture
- No jumping on people
- Quiet on command
- Waiting at the door
- Eliminate play-biting
- Sit on command
- Down on command
- Go to a specific place
- Walk with you on a loose lead
- Come when called
The cost for this program is $995. Equipment provided includes a remote collar, model appropriate for your dog and a leather leash.


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Sorbom and Mackie April 14, 2018
March 2, 2018 5PM – 9PM
Rosine and Bob are closing their show at Back in Action Bodyworks.
You are invited to their closing reception April 14, 2018, from 4-8
Location: 25200 Crenshaw Blvd #101, Torrance, CA 90503.
The show runs thru to April 14.
Coastal California Exhibition April 21, ...
Join me with other artists celebrating art in California.
There will be poetry readings, Hands of Art Workshop for 12 to 3, Light refreshments, and music.
One day show at the Redondo Beach Main Library
Located at 303 N. Pacific Coast Highway
Redondo Beach, CA 90277
(310) 318-0675 www.Redondo.org/library
This is an RBAG Exhibition in collaboration with the Redondo Beach Main Library.


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Why Turkish Cotton:
Turkish cotton is long fiber cotton becomes even softer, fluffier, and more absorbent with each washing. Since our towels dry very fast we recommend air drying which also would prevent the musky smell of terry towels.
How do I wash my peshtemals?
We recommend machine washing on cold, and hang drying or tumble drying on low heat. Please wash your peshtemals before first use.
Do you ship internationally?
We are happy to ship internationally, but we are not responsible for any about our customs duties, and taxes policy. Please ask the shipping cost before placing your order.How long will it take for my items to be shipped?
We ship your purchase within 1 business day.Which shipping carriers do you use?
Domestic we use USPS, for international FEDex.How do you calculate your shipping and handling charges?
Shipping rates are calculated based on the total weight of the merchandise in your cart.
How do I know if my items are available for immediate shipment?
We sell only stocked items.
Which credit cards do you accept?
Visa, Mastercard, Discover, and American Express.
Is my credit card information secure?
Yes, we encrypt all credit card information during transmission and storage, so that data is private and secure.


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Are you looking for Application Developer Job in Hyderabad? Recently Oracle has announced the openings of Hyderabad. Want to know Job details? Read more complete job openings details below.
Job Posted Date: 09/01/2014
Company Name: Oracle
Job Role / Designation: Application Developer
Job Type / Category: IT/Software Jobs
Required Educational Qualification: B.E, B.Tech, M.Tech, MCA
Required Experience: Minimum 0 to Maximum 2 years experience
Required Skills: Good Communication skills
Salary: Good Salary
Job Place / Working Location: Hyderabad
Interview Place: Hyderabad
Shift: Day/ Night Shift, Ready to Work in Any Shift
Contract/ Agreement: Based on company need and rules
Selection/ Hiring process: Written Test, Interview
Apply details:
Apply Mode: Online
How to apply? : You should apply in online. Once shortlisted your profiles then you call for interview
Apply Link:
Oracle Company Contact Details:
Company Profile:
- Oracle is shifting the complexity from IT, moving it out of the enterprise by engineering hardware and software to work together—in the cloud and in the data center. By eliminating complexity and simplifying IT, Oracle enables its customers—400,000 of them in more than 145 countries around the world—to accelerate innovation and create added value for their customers.
Company Website: www.oracle.com
Company Contact Address:
Block A & B, N R Enclave, EPIP Industrial Area, Near ITPL,
1, 1st Main Road, Whitefield, Bangalore, Karnataka
080 4183 5000
1, 1st Main Road, Whitefield, Bangalore, Karnataka
080 4183 5000


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Make Money Online With SquishyCash
August 13th, 2017
Sign up for free with SqueeshyCash and get paid to take free surveys, try products for free, do promotional offers.
Refer a friend and make 25% of what your friend makes in cash offers.
In addition to cash, you also earn chips when you complete offers, which can be redeemed for prizes and offers.
They are also offering a $5 sign up bonus.


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With over 2 billion active users, Facebook is the world's largest social media network and the third most popular site. Thai businesses can't miss this service, with more than 70% of the country now on Facebook. Whether you're a local business or a multinational company, our social media agency in Bangkok can help you get noticed in one of the world's busiest marketplaces. Let us create a tailored campaign that establishes deep connections with your customers.
Show off your good side. Over 100 million photos, videos and GIFs are posted each day to Instagram's switched-on user base, making it one of the internet's most popular social media platforms. With a range of built-in sophisticated marketing features, you'll have everything you need to create a beautiful, stylish brand for your company with the help of Thailand's leading social media agency.
As the world's second most popular site, YouTube offers a rich platform for beautiful, high-definition content. Primal's social media managers can advise you on how to best leverage your YouTube presence to forge meaningful connections with customers. Using our social media services in Bangkok, we'll show you how to make effective changes to your YouTube ad campaign that will allow you to reach more people in more places. Show off what your business has to offer with our social media marketing agency in Bangkok.
LINE is the perfect platform for fast-moving companies looking to give their brand a credible voice. With the assistance of our social media marketing services in Bangkok, you will be able to achieve boosted reach and engagement for your brand while generating ROI. Have a readymade audience for all new announcements and product releases using the power of LINE. Primal will help you make your mark with our winning social media solutions.
Make your company a darling of the corporate world. Our social media service in Thailand will help you build a brand that speaks to LinkedIn's 500 million professional members, opening the door to new business partnerships and stronger client connections. We're experts at building profiles and outreach programs that connect our clients with their customers, generating a tangible ROI in the process. Our social media agency in Bangkok will boost your website traffic and credibility, assisting you to become a thought-leader in your industry.
Huvafen Maldives is a luxurious resort located in the North Malé Atoll in the Maldives. The resort has recently been rebranded and aims to increase their brand awareness.
Speak your customers' language. Choose Primal for social media services in Thailand.
It's never been more important than now to take a smart, innovative approach to social media advertising and marketing. Not having the most popular channels at your disposal when billions of people log in multiple times a day is simply leaving money on the table. Two out of every three people in Thailand are active social media users, so you're missing out on a huge chunk of the local population by neglecting social media.
Primal is a social media marketing agency in Thailand helping brand marketers and teams harness the power of the most revolutionary communications system in the world. Our consultants ensure that your brand is relevant and accessible to customers, using a strong, progressive and forward-thinking approach.
Get Started TodayGet a Digital Marketing Strategy Audit


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Friday, September 22, 2017
Susan's Musings: BOOK AWARDS--ARE THEY RIGHT FOR YOU?
Susan's Musings: BOOK AWARDS--ARE THEY RIGHT FOR YOU?: I'm setting at my desk with an application for The Best Book Aw...
I'm setting at my desk with an application for The Best Book Awards on my desk. The entry form is filled out and the check is attached to the top.
As I always do, I read the website one more time to see what I would actually GET if I'm a winner.
A mention on their website and a chance to BUY certificates and BUY stickers that say I'm a winner.
The website also says the FINAL deadline to enter is September and the winners will be announced in November. I added up all of the postings and their adds and realized at this point over 9000 books have been entered. Now remember, these are just my figures.
They don't actually say who the judges are, but there would have to be hundreds to read all these entries in a month. Do you think they actually read them?
I began my search to see if I could find more evidence to support my own findings or if I was only getting cold feet about letting go of the entry fee of $69.
I visited the Alliance of Independent Authors, and they have many contests rated, I suggest you go there before you enter this or any other contest. Two other good resources to see if the accolade you hope to receive is on the up and up are Winning Writers and Editors and Predators.
If you have researched any of these contests and awards, leave your input in the comments below.
This blog has been inactive due to a family crisis. From now on you can expect an entry every week
Subscribe to: Posts (Atom)


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Casting all day and not catching anything can be pretty frustrating, especially if you feel like your making all the right presentations and fishing in all the right places. The Lower Yuba River thins out the casual anglers versus anglers that are willing to cover water all day risking a day without a single take.
This river will make you drop your rod and ask yourself what am I doing wrong? Am I using the right fly? Are there even fish here? That was the perfect drift! And with a few curse words finally come the words. I'm done. Keep your confidence up and enjoy the scenery because the fishing will be difficult.
|I started on the other side
I arrived at the river around 730am and while I was gearing up an older gentleman came up to me and told me that he and his party were fishing the Yuba for the first time and wanted to know where he could wade and what he could use. I gave him some general advice but kept the locations, flies, and techniques to myself. I figured they could learn better that way. The difficulty and frustration of the river is what makes it fun plus I'd have a place to guide friends or keep to myself.
|Flow goes down
The flows are at 1200 CFS which makes certain areas of the river crossable. I fished these areas with little luck missing two takes by setting the hook too early. Later in the day I hooked and landed four bows on nymphs. I forgot my landing net at home so I wasn't able to take pictures of all of them. In the afternoon I fished a hopper down riffles but no one was interested. The fishing is still slow and you will only catch fish if you cover water.
|15'' Yuba Bow
The section above the bridge where I was fishing will be closed for the salmon until December so that will give me a chance to explore the river downstream. I am looking forward to discovering new water on the mighty Yuba.


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|1. Below the Surface
by Marie Harte
|Price: USD 4.99
Site: CyberRead
Format: Mobipocket
Description:The land of Tanselm will fall to evil if the Tetrarch, four identical princes wielding elemental powers, do not find their intended brides. Thrust into the parallel realm of earth to escape death and insure a future for their world, they have one mission and one mission only--to find their ... ISBN: 1586088637
|2. Below the Surface
by Marie Harte
|Price: USD 5.50
Site: eBooks.com
Format: Check site
Description:Publisher: Totally Entwined Group Ltd ISBN: 9780857152817
|3. Below the Surface
by Marie Harte
|Price: USD 5.44
Site: Powells
Format: Adobe Digital Editions
Description:Publisher: Total-E-Bound Publishing ISBN: 9780857152817, Publish Date: 20100913
|4. Below the Surface: Storm Lords Series, Book 2 (Storm Lords)
by Marie Harte
|Price: USD 3.22
Site: Whsmith UK
Format: PDF
Description:List price: £ 3.59 orig 2.51 GBP to USD 3.22 are calculated base on 1 GBP = 1.282 USD


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JH Football
Lexington Minutemen Junior High Football
All athletes must have the following forms filled out and signed before they can attend practice: Emergency Medical, Eligibility Form, Code of conduct form, Athletic Pledge Form, OHSAA Participation Form, Ohio Dept. of Health Concussion Form, Lexington School Insurance Waiver Form, and a OHSAA 2016-2017 Physical Form.
7th Grade: Coach Meyer: 419-769-0600 Coach Hoover: 419-884-2112
Practice begins 7/31 6-7:30 M, T, W 9-10:30 on Thurs, Fri
8th Grade: Coach Hamman: 419-610-1580 Coach Kaple: 419-512-7077
Practice begins 7/31 M-F 6:30-8:15
ShcShceudScheuldeSchledulesssdddSche 202222ddd
See Arbiter Live for schedules Arbiter Live


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27 December 2009
I'm a male, so I can't speak from any experience re these things, but they do appear to be clever inventions. Small, removable (and reusable) flanges that slip on over high heels to increase the surface contact area and prevent the heel from entering cracks, grates, and soft earth.
Source, via Cindy Leyland.
6 comments:
I wouldn't wear these...they look funny. I'd probably just do what I always do...step carefully.ReplyDelete
Clearly a Ronco product for the Walmart shopper. Of course, the sensible (male) in me says, "Wear sensible shoes!" Heh!ReplyDelete
Ha. If your shoes need to have attachments added to make them properly usable, then you really need to just buy better shoes. I'm female and would never wear shoes that stupid.ReplyDelete
This is not meant to be a criticism of the post of course. :) The flanges are probably a good idea for women who don't have the self-confidence and self-respect to wear sensible shoes.
I agree with everything Alys said. :PReplyDelete
I remember Dr. Madeleine Albright
saying something about how if you think women can run the world better than men, then you've never meant any 9th grades girls.
(Sorry I couldn't find the exact quote.)
I love heels, absolutely adore them. I've always worn them and I am a confident, self-respecting women who would never look down nor insult another women on her choice of footwear.
While I don't see the need for these myself, I think it's great that women can feel confident and have amazing, gorgeous heels with that great, perfect outfit for any event, even an outdoor BBQ.
Enjoy your sensible, intelligent shoes Alys by all means and I hope you have a Happy New Year's!
(The last comment was deleted 'cause it had to many errors, I'll preview before posting from now on.)
P.s Stan, enjoy your New Year's and thanks again for 2009 and all the great posts!
They're a bit like the tips old people put on their walking sticks.ReplyDelete


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For better or for worse, when you get married, you sign on for a life of sharing –bedsheets, bathroom space, cold germs. Moods, too, as it turns out. And it's becoming increasingly clear that "emotional contagion," the unconscious tendency to mimic the emotions of others, affects spousal health.
Couples may not realize that "for better or worse" may mean they will share their emotional states as well.
Heart bypass patients with neurotic and anxious spouses, for instance, were much more likely to be depressed 18 months after surgery — independent of their own personality — according to one study led by John M. Ruiz, Ph.D., assistant professor of clinical psychology at Washington State University.
The findings are troubling because depression is known to put recovering cardiac patients at higher risk of further heart attacks and death.
Another study showed that hardening of the coronary arteries was more likely in wives when they — or their husbands — expressed hostility during fights.
As for how one catches a partner's foul humor, the brain's aptly named "mirror neurons" are to blame, says John T. Cacioppo, Ph.D., director of the Center for Cognitive and Social Neuroscience at the University of Chicago and co-author of "Emotional Contagion."
These neurons fire in response to other people's actions and intentions, especially when you care about the individual. So if you see that your husband is anxious or depressed, you literally feel his pain. There are, however, a few ways to prevent spousal mood infection. Oprah.com: What's really going on in his head!
When he makes a nasty remark and you give it right back, you're off to the races. You can avoid getting stuck in this loop by planning how you will respond to his negativity. One option is to walk away: Take a stroll around the block, go for a bike ride. Once you're on your own, you can see how much your partner's mood is really affecting you. If it's substantial, you might schedule more alone time in your relationship.
Or ask him to exercise with you or visit a therapist (see "Play as a Team") to try to improve his mood. If you're the problem, leaving the premises when you feel a funk coming on is also a good way to keep him — and the marriage — healthy.
Let him see the light
His doldrums could be a symptom of seasonal affective disorder — yours too. If either of you is worse in the winter, cheerier when it's sunny, try installing bright full-spectrum lighting.
Play as a Team
Demanding that he go to a shrink is often not an effective way to motivate him to get help, Cacioppo says. Suggesting that you see a couples therapist together may prove more successful.
Keep your spirits up
People who are content in their relationships are much less vulnerable to a spouse's neuroticism, according to Ruiz's research. On the flip side, in a happy marriage, one partner's optimism may rub off on the other — an actual health benefit. Did someone say optimism? The good news is, you can catch that too.
By Kathyrn Matthews from "O, The Oprah Magazine" © 2008


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Labelmanger, Producer, DJ
Martin Adrian appeared in the music world around the mid-1980s, initially when he came to cologne, then in Arnhem, where he pursued saxophone jazz-music studies at the schoolfonds Stedelijk Conservatorium en Dansacademie while playing the nights away in the jazz clubs.
Back to Colonge he started working as a DJ and Saxophonplayer, playing an active role in the cologne Housemusic scene and built up a fanbase.
Founding his own Label "Newnotes" in the mid-1990s and working as music producer and sound engineer at the NEWNOTES-STUDIO in Nümbrecht.
Together with Menno Brenkman and Peter Staecker he plays and produces EDM-Style Music for a couple of years.
He's incredibly grateful to be doing what he loves, playing his saxophone with passion, inspiring his audience time and again.
"Over all, I think the main thing a musician would like to do is give a picture to the listener of the many wonderful things that he knows of and senses in the universe. . . That Is what I would like to do. I think that Is one of the greatest things you can do in life and we all try to do it in some way. The musicians is through his music"
? John Coltrane-


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VIEW from the BRIDGE"
By Muncie
A week from today, on Wednesday March 15th, there will be a Chouteau County Performing Arts program. Phil Fortenberry (who plays the piano,) & Rebecca Spencer (who sings,) will be here to entertain. I am just reminding you to put it on your calendar when you receive this River Press because the following week may be too late. You may not pick up your paper in time for notification. Do you realize that there is just one more C.C.P.A night after this one? Pub night will be exactly a month later on Saturday, April 14th. That will be the end of the season. It is difficult to believe how quickly time is flying by. Make every effort to attend as you are getting Big shows for LITTLE money. See you there.
The annual Chamber of Commerce dinner was held at the Grand Union Hotel last Thursday evening. I am sure that Tim will give you a full report about it. I would like to comment on some of the goings on. A favorite part of the event is the awarding of plaques to three people who have benefited the community. Ruth Carlstrom, Coordinator of the Visitors Information Center (just retired after six years,) received hers for her work promoting Fort Benton. Randy Morger received his award for the "Light the Bridge" project. Sheryl Gagnon was awarded the business that promoted Fort Benton. These awards were much deserved by all the recipients. The president of the Montana Chamber of Commerce, Webb Brown, was one of the speakers.
I would like to pass on to you readers about 5 a week, some of the 20 Clues to Rural Community Survival." The first was Evidence of Community Pride, and my opinion is that Fort Benton excels in this category. The evidence is in just looking around at the condition most homes and businesses are in. Appearance is everything. I know that this is way out but if you ever watch Wheel of Fortune, they give away fabulous vacation prizes. They show pictures of the resorts and they are immaculate. Yes, I know what you are thinking that they have plenty of money. You do not need money to be neat and tidy; you just need some hard work.
The second clue is Emphasis on Quality in Business and Community Life. My opinion again is that the quality of our businesses and community life are top rate. The "Shop Local Program" has shown the quality of merchandise that our businesses provide. Have you ever been surprised at the beautiful gifts or helpful services you have found at Fort Benton businesses?
The third clue is Willingness to Invest in the Future. I do not have any knowledge of business ventures with investing in future projects. If anyone can fill me in about this, I would appreciate it. Give me a call; catch me on the street, or if you see me in one of our businesses. I would venture to say that it would mean improvements on your building or putting funds into inventory.
Number four is Participatory Approach to Community Decision-Making. Yes, our City Council, our many organizations, and our residents all have the opportunity to have their say in decision-making. You can attend council meetings, organization meetings, and use your telephone to call council members or organizational board members. The River Press covers all new ventures so you are well informed. No excuses there.
Finally, we have number 5 and that is, Cooperative Community Spirit. No one can deny Fort Benton's community spirit. Just say the word and there will be someone to take up the gauntlet. I would like to list all the accomplishments of all the organizations but it would take up the entire River Press pages. I only see one program and that is that some are doing too little and some are doing too much. If you are not involved with one of the organizations in any capacity, then do so now. Its pay back time for what your community does for you. You will find great satisfaction in doing so. Do not be a complainer but a problem solver. Those who are very active could use a little help. It does not have to be much. An hour or two a week would be sufficient.
I would hope that these comments do not offend but instead fire you up to give back.
2/22 7:19 5:59
3/1 7:06 6:09
We had another 23 minutes of light last week. For those of you who are "Early Birds," it must still be dark when you get up. My thing is that it is not dark when I wake and I love it. The sun is out, bright, and shiny this Sunday morning. It surely makes my day. I just want to get outside and survey the grounds not only in my backyard and around town. The ice is disappearing on the banks of the Missouri for those of you out of town. As I have spoken or been in contact with River Press subscribers around the country, it seems that we all have had mild winters. I actually wanted more snow or rain for the farmer's sake. I wonder if April will bring showers. The "same ole, same ole" is we will just have to wait and see.
I received a very generous donation toward this project this past week. Madeline Ragland's great granddaughter, Kathleen and Darrell Pennington, asked Madeline to give the donation to whomever she decided to give the donation. Madeline gave half of the donation for the Service Photo project and the other half to Karla Ayers for the Sunrise Bluffs. This was a welcomed surprise and will be put to good use to accent the hallways at the Bluffs. A possibility is to buy an American Flag, either a standing upright or a wall flag. We will have to check out our space accommodations. Madeline said that her great, great granddaughters, Madison and Kendall were in on the decision too. To all the Pennington family I sent my sincere appreciation. It was a real surprise and made my day.
I know that I am belaboring the subject but I am thrilled to think that it is only two weeks away. The full moon is on Friday the 8th and hopefully we can see it. Overcast clouds have blocked the view during most of the winter months. It is now Sunday evening and what a beautiful day we had today. It made everyone happy at the Senior Center. Mother Nature was good to us but not so to the tornado victims of the other days storms. I have never been in a flood, or an earthquake, an avalanche, but I have been in a tornado. My home was almost completely destroyed in 1976 while I lived in Michigan. It was quite devastating and my heart goes out to those families because it changes your life in a few seconds. What I call "my tornado" lasted for about 10 seconds. When I moved to Montana, my daughter said that I would not have to worry about tornados. However, I remember very clearly going down into the basement with my grandson, Grayson, when there were tornado warnings here in Fort Benton. Thank goodness, nothing materialized.
Tuesday, March 6, 2012
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For a limited time only we are offering Buy 1 Get 1 Half Price on the Top of the range Essilor Varilux X Series. This is Valid on Lenses only.
Use PROMO CODE: X-Series50
Ask in store for more details.
For a limited time only we are offering £100 OFF complete Lindberg spectacles with an eye test.
Use PROMO CODE: LINDBERG100
Ask in store for more details
A friendly, state of the art Surrey optical and eye-wear practice, providing specialist eye care services to both NHS and private patients.
Our practice is equipped with the latest, hi-tech imaging equipment to deliver first class comprehensive eye examination by our highly skilled optometrists. We pride ourselves on being a market leader in all aspects of the optical experience- from the consulting room through to the selection of eye-wear.
We are the favourite destination for the latest in cutting edge designer eye-wear and contact lenses in Surrey. We offer our clients the highest quality while preserving exclusivity and originality with our handpicked frame selection. We not only ensure your eyes are in optimum condition but we also make you look great too!
Your journey with us will be a unique, fun experience with our professional staff who add that personalised touch that only a local independent practice can offer..
A leading Surrey optical and eyewear store. Friendly and highly skilled, we pride ourselves on our omtometric and design expertise. With state of the art equipment for eye examinations and cutting edge designer eye wear, we not only ensure your eyes are in optimum health, we make you look great too!
Find out if you could be eligible for a free NHS eye check or glasses discount
Taking care of your eyes is important. That's why, if you need help paying for an eye check, glasses or contact lenses, you may be eligible for an NHS discount.
At Eye-Care Opticians we offer street savvy frames. Thes include Lindberg, Armani, Bulgari, Jaguar, Tiffany & Co, Mont Blanc, Lunor and Oliver People. We also stock handmade 1 off frames if you want to have that bespoke look that no one else will have.
Eye-Care Opticians
20 High Street
01737 353225


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Starbright Theater presents:
Majinga's Magic from Around the World!
A family-friendly magic show -- recommended for ages 4-15!
Join us on a wonderful journey through award-winning magic from the ages and from around the world. Featuring some rising young stars - Starbright students of music and dance! See the whimsical dove act where doves appear from thin air and transform before your eyes. Witness the amazing Hologram illusion and help us pay homage to Houdini as we perform one of his escapes! A master of sleight-of-hand, accompanied by a sharp wit, Majinga the Magician never disappoints! Joined by Magic Genii, Mystical Maya and Lolo Minako, surprises are around every corner.
Buy your tickets now! Last performance sold out a week before the show, so don't miss the fun!
As seen on NBC and PBS.
► Children of any age must be accompanied by an adult
► Not recommended for children under the age of 3
All proceeds go towards the Performing Arts program at Starbright School. The Performing Arts program at Starbright encourages students age 3 years and older to discover and develop their talents for dance, choir, and musical theater. The programs are led by a one-of-a-kind faculty who are not only terrific teachers, but also talented artists in their own fields. Choir and Dance students perform in the Annual Concerts to showcase their accomplishments. All Starbright Musical Theater classes culminate in a production of a musical. Starbright Theater produces 10-15 musicals per year starring students ages 3-14.
Thank you for your support!


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Neff and Siemens Flexible induction hobs
The FlexInduction hob has only 2 large areas that can be connected via sensor button, and offers the maximum flexibility in the selection and placement of the pots. Large and small crockery pots fit next to and behind each other. The FlexInduction zone automatically detects the size and position of the pots and pans, and heats at the exact spots where they stand. And you can relax and think of something creative to cook. Neff and Siemens
Zephyr Whirlwind Kitchen Hood
One of the slimmest under-cabinet range hoods, the Whirlwind is both sleek and powerful, which is why we're sure you'll agree that sometimes the most appealing design feature is simply having more space!. Zephr
Hurricane Under Cabinet Range Hood
High tech meets high style with a minimum of fuss under the cabinet. Sensitive touch-controls take charge of the three-speed 695-cfm blowers, dual-level halogen lights and a timed delay-off function all designed to make your life just a little bit easier. Zephy
ECA Primemix Bathroom Faucet
To create a unique design in the bathroom, Primemix bathroom mixer will be a great complement to those that enjoy luxury bathroom design. Bathroom mixers are available with embroidered diamond design with ergonomic for your comfort. Modern and Elegant Style Bathroom Faucet. ECA
Kohler Kitchen Faucet
The new Purist kitchen faucet boasts the same sophisticated, minimal look as the other components of the broad Purist offering in a slightly more substantial form to adjust to the kitchen setting. The kitchen faucet comes with a swing spout and sidespray option, or a pull-out spout for maneuverability while you cook and clean. Kohler
Kohler Stance Bathroom Faucet
The new Stance faucet collection exudes a definitive expression of modern design, asserting itself with strong, architectural lines. Featuring refined angles and edges with a softened cubic flair, the faucet collection offers a memorable design statement for modern living spaces and includes single-lever lavatory faucets, wall-mounted and deck-mounted bath faucets, and shower fixtures and trim. Kohler
Double Sink, Washbasins and Shower Tray
Its sophisticated design is characterized by delicate details reminiscent of filigree, cut into the simple, square-shaped marble fixtures. This pleasing, perforated pattern is echoed in the base of elegant washbasins, underfoot in the shower tray, and also appearing on the sliding doors of double sink vanity, giving each bathroom piece a one-of-a-kind look and feel. Ideal for a spa-style space made for relaxation and rejuvenation. Marsotto
Elkay Avado kitchen sink
The Elkay Avado Accent Sink is so versatile, the modular system allows you to drain, soak, and defrost whilst still using the front of the sink to wash and prep. Ideal for budding chefs, you love the sheer functionality of the attractive, ultra-thick stainless steel sink and the optional modular parts. Elkay
Digital toaster
Zuse Toaster "prints" rad pixelated images onto your bread. Inspired by a dot matrix printer, the Zuse burns 12 by 12 pixel resolution so you could toast Space Invaders right onto your morning breakfast!. Zuse
Kitchen Faucet
Basil is a transitional faucet designs, so it will work well in both traditional and modern kitchen. pull-down design is available in single-lever and single-function, this feature spray kitchen faucet, dual-function buttons for aeration by pressing a button. Basil comes polished chrome, old bronze, brushed nickel finished steel and ultra. Jado


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At this artisanal coffee roaster you can enjoy a perfect coffee! Lot Sixty One roasts its own coffee which makes it extra special. In addition to the coffee they also offer a few nice pastries. At Lot Sixty One you can enjoy a coffee inside or order it to go if you have a busy day. When you choose to sit down and enjoy your iced latté, slow coffee, or classic cappuccino you will notice the industrial and wooden style of the interior. The coffee is made with a large and shiny coffee machine by Spirit. When the weather is good you can also choose to drink your coffee on the bench outside and enjoy the sun.
When you finish your coffee and you absolutely love it, you can buy and take home some of these delicious coffee beans. Lot Sixty One sells bags of their own coffee beans in different sizes to meet your needs exactly!
Close to Lot Sixty One you will find the Filmhallen for great arthouse movies, and Berry for organic sandwiches!


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Sony FE 70-200mm f2.8 GM OSS review-so-far
Written by Gordon Laing
The Sony FE 70-200mm f2.8 G Master is a professional telephoto zoom lens for Sony's Alpha mirrorless cameras. Announced in February 2016 with the FE 24-70mm f2.8 GM and FE 85mm f1.4 GM, they launched Sony's flagship G Master lens brand that aims to deliver the highest resolution and best-looking bokeh – a combination that's traditionally hard to achieve.
The FE 70-200mm f2.8 GM, also known as the SEL70200GM, delivers a popular range that's ideal for weddings, portraits and close-range sports or wildlife, while the bright and constant f2.8 focal ratio allows you to achieve shallow depth-of-field effects to isolate the subject. The lens also becomes Sony's first to feature a floating focusing system that employs SSM and dual linear motors working together to maintain optical quality and AF performance from infinity down to the closest focusing distance of 0.96m. The lens also features optical stabilisation and like all FE lenses to date, it's weather-sealed against dust and moisture.
The FE 70-200mm f2.8 GM was the second telephoto zoom designed for Sony's full-frame mirrorless cameras, following the original f4G version. It's heavier and more expensive, but enjoys that extra stop of aperture, along with the higher optical performance of a G Master lens. If you'd like more reach, Sony also designed 1.4x and 2x tele-converters to work with it, or you could opt for the more recent FE 100-400mm GM zoom. Ahead of my review, here are a selection of sample images I shot with the lens on a variety of Alpha bodies.
Check prices on the Sony FE 70-200mm f2.8 at Amazon, B&H, Adorama, or Wex. Alternatively get yourself a copy of my In Camera book or treat me to a coffee! Thanks!


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Poetry Units
The Little Elf
by John Kendrick Bangs
Poetry Activity Printables
Multiple choice, short answer questions, and writing questions - you can print the unit along with the poem
"The Little Elf" review activity printable - print all section questions at once (options for multiple keys)
Extended activities
List of extended activities for The Little Elf
The Little Elf
by John Kendrick Bangs
The Little Elf
By: John Kendrick Bangs
I met a little Elf-man, once,
Down where the lilies blow.
I asked him why he was so small
And why he didn't grow.
He slightly frowned, and with his eye
He looked me through and through.
"I'm quite as big for me," said he,
"As you are big for you."
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Building the Right Environment to Support AI, Machine Learning and Deep Learning
Carl Franklin: Hey Richard, how are you doing?
Richard Campbell: I am good. Enjoying myself. This is a new interview for us, arguably the youngest interviewee ever.
Carl Franklin: That's right. I am here with Arfa Karim.
Carl Franklin: Hi Arfa.
Arfa Karim: Hello.
Carl Franklin: And just to set the record straight, how old are you?
Arfa Karim: I am 11 right now.
Carl Franklin: Eleven and you were on stage at the keynote at TechEd [Developer in Barcelona, SpainNovember, 2006], were you not?
Arfa Karim: Yes, I was.
Carl Franklin: You are a very popular young girl. So your claim to fame is?
Arfa Karim: I am the youngest Microsoft Certified Professional in the world.
Carl Franklin: Wow, and what are you certified in?
Arfa Karim: I certified at the age of nine.
Carl Franklin: In C#?
Arfa Karim: In C#, .NET, Windows, Win Forms.
Richard Campbell: Nice lead off, you could have got an MCP, which is Word.
Arfa Karim: I don't like to do simple things.
Richard Campbell: Well, okay, so you've got .NET, now you have had some of this certification since then.
Arfa Karim: Yes, this year I've got another certification. It's [in] developing web-based applications, ASP.NET and C#.
Richard Campbell: ASP.NET and C#.
Arfa Karim: Yes.
Richard Campbell: So, a couple more to go and you'll be a certified developer.
Arfa Karim: Yes, and I am really looking forward to that.
Richard Campbell: That's exciting.
Carl Franklin: What made you want to get into computer programming?
Arfa Karim: Actually, I was interested in computers. I saw my first computer when I was about six and whenever you see something new, you [think] what is it? How does it work and all that? So, that was when my interest began, and so, I asked my father to get me a PC and he bought me one and I used to mess around with it and so, about two years later, I knew how to operate Windows and how to operate my MS Word completely, by hit and trial method.
Carl Franklin: And that wasn't enough. You naturally had that curiosity, how do I do this?
Arfa Karim: Yes, I had curiosity in everything from the beginning, and so, my dad took me to an institute nearby our home and there I started to get professional education about software.
Carl Franklin: Wow, so let's see, how long have you been programming in .NET?
Arfa Karim: Two years.
Carl Franklin: Two years.
Arfa Karim: Yeah.
Carl Franklin: And what kinds of applications have you written?
Arfa Karim: Windows-based applications, basic applications, console-based applications, and web pages in ASP.NET, some in HTML, and like that.
Carl Franklin: What do your teachers think about you? I mean, they must look at you like, "Hey you kids, you should be more like her now, come on". What do they think?
Arfa Karim: They think like that but I normally ask them to not do like that in front of the other students. So, sometimes they get discouraged or something.
Carl Franklin: Yeah.
Arfa Karim: So, I don't like to be like, I am [more] special than you, I am something other than you. So, I like to be normal like them.
Carl Franklin: And I'm sure you help kids with their computer homework and so?
Arfa Karim: Yeah, computer homework and other homework as well. Other class work, when they can't get to know what the teacher is saying. Or what they have to do. Or they can't get any sum right. So, I am there to help them always.
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Night Work and Closures Planned for August 13 – 17, 2017
- In support of retaining wall construction SR 79 / Temecula Parkway – Outer Westbound Lane will be closed. The inner lane will remain open to through traffic.
- Temecula Parkway outer westbound lane will be closed on August 13 through August 17, 2017 from 9 pm to 4 am
Closures illustrated in the diagram below.
No Detours Will Be Necessary For This Closure


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Real Estate Litigation
A. Lamar Matthews, Jr. | Martin Garcia | Josh R. Dell
The experienced lawyers of Matthews Eastmoore handle real estate disputes in cases involving: purchase and sale of land, commercial landlord/tenant disputes, and much more.
Common Case Types
- Purchase or sale agreements
- Breach of contract for sale
- Commercial landlord/tenant disputes
- Evictions
- Latent defects
- Failure to disclose defects
- Problems with agents or brokers
- Breach of fiduciary duty
- Fraud
- And more including:
- Adverse possession
- Boundary disputes
- Easements
- Condemnations
- Eminent domain
- Development/entitlement disputes
- Trespass and nuisance
- Specific performance actions
- Escrow and earnest money disputes
- Mechanics' liens
- Realtor commission disputes
When You May Sue
In Florida, most breach of written contracts claims must begin within five years of the breach, or four years in the case of contracts for the improvement of real property. There are very few exceptions to this rule, so it is best to speak to your attorney as soon as possible to assess your options.
If you have been the victim of damages arising out of a real estate dispute, you may be eligible for certain types of monetary damages or equitable relief.
Monetary Damages
Monetary damages include:
Compensatory damages to restore the position the plaintiff would have been in if not for the breach.
Liquidated damages, or automatically triggered contract damages. These are triggered by a breach as specified in the contract. Liquidated damages are not always enforceable. To be enforceable, two elements must be true:
- Damages from the breach are not easily determined
- The liquidated damages amount specified is not grossly disproportionate to the actual damages
Attorney's fees and costs for the litigation if provided for by contract or statute.
Equitable Remedies
An equitable remedy, as opposed to a monetary damage award, is a court order for a person to act, or not act, in a certain way. These include:
Specific performance, such as for the sale of the specific unique item contracted for such as real property.
Rescission, which voids the contract. Both sides are then released from the terms of the contract and usually money paid under the terms of the contract is refunded.
If you are litigating a real estate dispute, our attorneys can help. Matthews Eastmoore has more than 25 years of experience in real estate litigation. Schedule a free consultation or call us at 941-366-8888 today.
Contact Our Team of Experienced Attorneys
The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form. We do not undertake representation of your claims until all parties involved have entered into a signed agreement. If we have not entered into a signed agreement with you, you may want to speak with other attorneys regarding your claims since statutes of limitations may apply.


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Al Bandar Arjaan by Rotana
- Free WiFi and free parking
- Collect nights
Fantastic stay with very friendly and helpful staff. Great experience to get a taste of…
What an amazing hotel. Very clean and friendly staff , we took our 9 month old also and…
Al Bandar Arjaan by Rotanafrom A$143
- Studio, 1 King Bed, City View
- Studio, 2 Single Beds, City View
- Classic Apartment, 1 Bedroom, City View
- Premium Apartment, 1 Bedroom (Creek View)
- Premium Apartment, 2 Bedrooms (Creek View)
- Premium Apartment, 3 Bedrooms (Creek View)
More great choices
What's around Al Bandar Arjaan by Rotana
- In Deira
- Dubai Museum - 44 min walk
- Grand Mosque - 43 min walk
- Dubai Creek Golf & Yacht Club - 43 min walk
- Dubai Creek - 2.5 mi / 4.1 km
- Dubai International Convention and Exhibition Centre - 4.6 mi / 7.4 km
- Sahara Centre - 5.1 mi / 8.2 km
- Jumeirah Mosque - 5.8 mi / 9.3 km
Getting around
- Dubai (DXB-Dubai Intl.) - 12 min drive
- Sharjah (SHJ-Sharjah Intl.) - 29 min drive
- Dubai (DWC-Al Maktoum Intl.) - 50 min drive
- Al Rigga Station - 16 min walk
- Union Station - 17 min walk
- Baniyas Square Station - 23 min walk
- Airport shuttle (surcharge)
- Free shopping center shuttle
- Free beach shuttle
At a glance
Key facts
Hotel size
- This hotel has 90 rooms
- This hotel is arranged over 18 floors
- Check-in time 2 PM-midnight
- Check-out time is noon
Required at check-in
- Credit card, debit card, or cash deposit required for incidental charges
- Government-issued photo ID required
- Minimum check-in age is 21
Travelling with others
- Up to 2 children (11 years old and younger) stay free when occupying the parent or guardian's room, using existing bedding
- Babysitting/childcare *
- Free children's club
- Pets not allowed
- Free WiFi in public areas
- Free WiFi in rooms
- Airport shuttle *
- Free valet parking (limited)
- Free beach shuttle
- Free shopping center shuttle
Payment types at the property
Other information
- No alcohol allowed onsite
In the hotel
- Children's club (free)
- Buffet breakfast daily (surcharge)
- 5 restaurants
- Bar/lounge
- Coffee shop/café
- Snack bar/deli
- Poolside bar
- 24-hour room service
- Coffee/tea in a common area
- Free beach shuttle
- Outdoor pool
- Children's pool
- Fitness facilities
- Indoor tennis courts - 1
- Full-service spa
- Spa treatment room(s)
- Hiking/biking trails nearby
- Mountain biking nearby
- Segway rental/tour nearby
- Surfing/boogie boarding nearby 16
- Waterskiing nearby 16
- Winery attached
- Free pool cabanas
- Health club
- Steam room
- Pool sunloungers
- Sauna
- Pool umbrellas
- Billiards or pool table
- Business centre
- Meeting rooms
- Conference space size (feet) - 3940
- Conference space size (meters) - 366
- Computer station
- 24-hour front desk
- Concierge services
- Tours/ticket assistance
- Limo or Town Car service available
- Dry cleaning/laundry service
- Laundry facilities
- Free newspapers in lobby
- Luggage storage
- Multilingual staff
- Porter
- Number of buildings/towers - 2
- Year Built – 2017
- Lift
- ATM/banking
- Safe-deposit box at front desk
- Designated smoking areas (fines apply)
- Terrace
- Braille or raised signage
- Accessible bathroom
- In-room accessibility
- Roll-in shower
- Wheelchair-accessible path of travel
- Wheelchair-accessible parking
- Afrikaans
- Arabic
- Chinese
- Czech
- Danish
- Dutch
- English
- Filipino
- French
- German
- Greek
- Hindi
- Indonesian
- Italian
- Polish
- Romanian
- Russian
- Turkish
- Ukrainian
- Urdu
- Zulu
In the room
- In-room climate control (air conditioning)
- Bathrobes
- Slippers
- Iron/ironing board
- Washer/dryer
- Blackout drapes/curtains
- Soundproofed rooms
- Turndown service
- Premium bedding
- Pillowtop mattress
- Individually decorated
- Individually furnished
- Bidet
- Designer toiletries
- Hair dryer
- 49-inch flat-screen TV
- Satellite TV channels
- Desk
- Free newspaper
- Free WiFi
- Phone
- Fridge
- Microwave
- Kitchen
- Stovetop
- Free bottled water
- Daily housekeeping
- In-room safe
- Connecting/adjoining rooms available
Recommended hotels
Special features
Bodylines has 3 treatment rooms. Services include deep-tissue massages, hot stone massages, Swedish massages, and Thai massages. A variety of treatment therapies are provided, including aromatherapy, hydrotherapy, and reflexology. The spa is equipped with a sauna and a steam room.
The spa is open daily. Guests under 18 years old are not allowed in the spa.
DiningSalt & Pepper Restaurant - This restaurant specializes in international cuisine and serves breakfast and lunch. Guests can enjoy drinks at the bar. A children's menu is available. Open 24 hours. Reservations are required.
Gusto Italian Restaurant - This restaurant specializes in Italian cuisine and serves lunch and dinner. Guests can enjoy alfresco dining (weather permitting). Open 24 hours. Open daily.
Vanilla Lobby Lounge - This coffee shop serves light fare only. Open 24 hours. Open daily.
Morgan's Gastropub - This gastropub specializes in British cuisine and serves brunch, lunch, and dinner. Happy hour is offered. Open 24 hours. Open daily.
The Deck Pool Lounge - This cocktail bar is located by the pool. Open 24 hours. Open daily.
On Site
- Fitness facilities
- Health club
- Indoor tennis courts -
- Sauna
- Steam room
- Hiking/biking trails nearby
- Mountain biking nearby
- Segway rental/tour nearby
- Surfing/boogie boarding nearby
- Waterskiing nearby
Al Bandar Arjaan by Rotana's small print
Also known as
- Al Bandar Arjaan Rotana Hotel Dubai
- Al Bandar Arjaan Rotana Hotel
- Al Bandar Arjaan Rotana Dubai
- Al Bandar Arjaan Rotana
- Al Bandar Arjaan by Rotana Hotel
- Al Bandar Arjaan by Rotana Dubai
- Al Bandar Arjaan by Rotana Hotel Dubai
The property has connecting/adjoining rooms, which are subject to availability and can be requested by contacting the property using the number on the booking confirmation.
This property's policy is to refuse certain bookings for the purpose of group events or parties, including pre-wedding stag/bachelor and hen/bachelorette parties.
Only registered guests are allowed in the guestrooms.
Children under 11 years old are not allowed in the swimming pool, health club, fitness facility, or spa tub without adult supervision.
Guests under 18 years old are not allowed in the spa.
Parking height restrictions apply.Heating is not provided.
Long-term renters welcome.
This property uses eco-friendly cleaning products.Guests can rest easy knowing there's a carbon monoxide detector, a fire extinguisher, and a smoke detector on site. Please note that cultural norms and guest policies may differ by country and by property. The policies listed are provided by the property.
Reservations are required for massage services and spa treatments and can be made by contacting the property before arrival at the number on the booking confirmation.
The name on the credit card used at check-in to pay for incidentals must be the primary name on the guestroom reservation.
Mandatory fees
You'll be asked to pay the following charges at check-in or check-out:
- A tax is imposed by the city: AED 20 per accommodation, per night
Deposit: AED 500 per stay (for guests under 21 years old)
- Deposit is payable by bank transfer and is due within 24 hours of booking the reservation.
Optional extras
Late check-out can be arranged for an extra charge (subject to availability, amount varies)
Parking is available nearby and costs AED 66 per day
Rollaway beds are available for AED 120.0 per night
Buffet breakfast is offered for an extra charge of AED 130 per person (approximately)
Babysitting/childcare is available for an extra charge
Airport shuttle service is offered for an extra charge
We have included all charges provided to us by this property. However, charges can vary, for example, based on length of stay or the unit you book.
Recent reviews
Exceptional 9.4 From 43 reviews
Great room with the creek view. Could not fault anything. If we needed anything extra it was not a problem. Will stay here again.
The staff were amazing,lovely and exceptional. The hotel is modern,clean and well maintained. We enjoyed every bit of time we spent there and will definitely go back. We stayed in the premium 2 bedroom apartment overlooking the creek and you could see the city from the apartment.
Only had single beds when I stayed and not queen or king, which was a minor inconvenience, but the hotel was very nice. The view was good. The room was very modern and had a good amount of amenities for an international business traveller.
Is the description of this property not correct? Tell us


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Center of Advanced Robotic Surgery
Inland Urology was the first center in the inland area of Southern California to embrace the benefits of robotic surgery. We have been performing robotic prostatectomies since 2005. Since then we performed over a thousand of these as we have now become the robotic referral center for the area. Read more