text:
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Update: On March 24, House Speaker Paul Ryan cancelled a vote scheduled for that day on the Republicans proposed repeal and replacement plan. Officials have stated that they will now turn their attention to tax reform. It is unclear whether Republicans will take another stab at crafting repeal and replacement legislation before the budget reconciliation window closes later this year. We will keep you posted.
House Republicans offered the text of their first official proposal for an Affordable Care Act rollback and replacement on March 6. The House Ways and Means Committee is scheduled to markup its portion of the proposed legislation, called the American Health Care Act (AHCA), on March 8. This proposal is designed to be eligible for passage through the budget reconciliation process, thereby avoiding a filibuster.
While just a starting point, the provisions in the initial AHCA are worth reviewing. As currently written, the AHCA would:
Eliminate the Individual Mandate Beginning with the 2016 Tax Year. The ACA requires that all individuals either have health insurance, qualify for an exemption, or pay an individual shared responsibility payment. The shared responsibility payment for 2016 is the higher of these two amounts:
Since President Trump issued an Executive Order directing his agencies to minimize the burden of the ACA, taxpayers have been debating whether they should make the individual responsibility payment—which remains law—for the 2016 tax year. The AHCA would set the individual responsibility to $0 beginning with the 2016 tax year. Therefore, those that have paid or do pay the ISRP for the 2016 tax year could get the payment refunded if the AHCA is enacted.
Eliminate the Employer Mandate Beginning with the 2016 Tax Year. Beginning with the 2015 tax year, IRS began assessing shared responsibility payments against employers with 100 or more full-time equivalent employees. Penalty payments applied to those employers who either (a) did not offer insurance to their employees or (2) did not offer coverage that was affordable or provided minimum value. These penalties were triggered when an employee received a premium tax credit on the Marketplace. Beginning in 2016, employers with 50 or more full-time equivalent employees were subject to the shared responsibility payment. The AHCA would reduce the employer shared responsibility payment to $0, beginning after December 31, 2015. Therefore, no employers with 50 to 99 employees would ever be subject to the penalty.
Repeal the Premium Tax Credit beginning in 2020. The premium tax credit is a refundable credit available to those with low or moderate incomes who purchase health insurance on the Marketplace. It was implemented by the ACA beginning in 2014. The AHCA would eventually eliminate premium tax credits. Before 2020, however, the law would be changed to allow the premium tax credit to be applied toward purchases of some qualified health plans on the individual health insurance market, such as those offering qualified catastrophic-only coverage. The premium tax credits could not be used to purchase plans covering elective abortion procedures. Finally, the calculation of the premium tax credit would be adjusted to incorporate an index for the age of the insured.
Recapture Excess Payments of Advance Premium Tax Credits. Under the ACA, taxpayers with incomes at or below 400% of the federal poverty limit may receive an Advance Premium Tax Credit to apply toward the cost of premiums for insurance they purchase on the Marketplace. The amount of this APTC is based upon household income estimates for the upcoming tax year. If household income turns out to be higher than estimated, too much APTC is paid on behalf of the taxpayer during the tax year, and the taxpayer must reconcile and repay this overpayment when filing his or her tax return. Current law caps this repayment amount based upon income level. The AHCA would eliminate the repayment limitations for the 2018 and 2019 tax years.
Implement a Refundable Tax Credit for the Purchase of Health Coverage. In place of the premium tax credit system, the AHCA would implement a refundable tax credit for the purchase of state-approved, major medical health insurance. The credit would be advanced to eligible taxpayers to offset the cost of purchasing qualified coverage. The credit would not be available to those offered coverage through a government-sponsored or an employer-sponsored health plan. The yearly credits, which would be based on age, would be limited as follows:
Credits for families would be capped at $14,000 per year. The credits would also begin to phase-out for those with yearly modified adjusted gross incomes above $75,000 (single) or $150,000 (married filing jointly). The Secretary of the Treasury would be directed to create a system for implementing the advance payment of these credits no later than January 1, 2020. The Secretary would be directed to use "to the greatest extent practicable," the procedures already in place for the current advance premium tax credit process. The AHCA would require employers to report offers of coverage, but that process would appear to be triggered by a request from the employee according to procedures that would be created by the Secretary.
Repeal the Health Insurance Tax. Section 9010 of the ACA imposed an annual fee on those engaged in the business of providing health insurance beginning in 2014. Called the Health Insurance Provider's Fee, opponents have argued that this tax significantly increases the cost of insurance to individuals. The Consolidated Appropriations Act of 2016, Title II, § 201, suspended the collection of the Health Insurance Provider's Fee for the 2017 calendar year. The AHCA would eliminate this tax altogether after December 31, 2017.
Repeal the Net Investment Income Tax. Implemented by the ACA, the NIIT went into effect for tax years beginning January 1, 2013. It imposed a 3.8% tax on net investment income (ie. interest, dividends, capital gains, rental and royalty income, and non-qualified annuities) for taxpayers with modified adjusted gross income above certain thresholds ($125,000 for single filers and $250,000 for married filing jointly). The AHCA would eliminate the NIIT for tax years beginning after December 31, 2017.
Further Delay Implementation of the Cadillac Tax until 2025. The Affordable Care Act imposed a 40% excise tax on high-cost employer-sponsored health plans. Although the tax was originally scheduled to be imposed beginning in 2018, Congress delayed the imposition of that tax until 2020. The AHCA would delay this implementation further, pushing its initiation forward to 2025. Employees would continue to be eligible to exclude the full amount of coverage from income.
Implement Other Provisions. The AHCA would also do the following:
We'll be watching as this proposed legislation evolves. We're sure to see some interesting debate.
CALT does not provide legal advice. Any information provided on this website is not intended to be a substitute for legal services from a competent professional. CALT's work is supported by fee-based seminars and generous private gifts. Any opinions, findings, conclusions or recommendations expressed in the material contained on this website do not necessarily reflect the views of Iowa State University.


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Benefits Advisor with French, Bucharest
Acest job nu mai este activ!
Vezi toate job-urile Michelin Romania active.
Vezi toate job-urile Benefits Advisor with French, Bucharest active pe Hipo.ro
Vezi toate job-urile in Resurse Umane - Psihologie active pe Hipo.ro
|Michelin Romania
|Tip job:
|Nivel job:
|1 - 5 ani experienta
|Actualizat la:
The Michelin Group started its industrial activity in Romania in August 2001, investing more than 400 million euros over the years in plant modernization. Currently, Michelin Romania has over 4000 employees, three factories, two in Zalău and one in Floreşti, a commercial network and a Center of Excellence and Shared Services( Bucharest), which provides support services to various entities Michelin in Europe. Also, the commercial activities of the Group for Central and Eastern Europe are coordinated from Bucharest (12 countries).
Michelin Romania SA, as data Controller, will process the data pursuant to the General Data Protection Regulation no. 679/2016 for the purpose of recruiting and selecting candidates.
Under the Regulation, you have the right of access; the right of rectification or right to erasure; the right to restriction of processing; the right to be notified about rectification or erasure of personal data or restriction of processing; the right to object and the automated individual decision-making; the right to lodge a complaint with the competent national supervisory authority and before the competent courts; the right to restriction of processing and the right to data portability. You may exercise these rights by writing to us at 10 Sos. Bucuresti-Nord, Global City Business Park, Building O1, 3rd Floor, Voluntari, Ilfov County or at email@example.com.
Before sending us any personal data, please consult the complete and permanently updated information regarding the processing of personal data included in the Data Processing Policy available on our website.
• University degree
• 1 year experience in a back-office would be a plus
• French and English at a good level
In the first stage: process the telephone inquiries regarding the tires for employee vehicles. Entering data from "visit file" to the dedicated software.
Later, other activities will be proposed:
• Process the tyres requests coming from the employees (by phone or email), according to the eligibility rules of the company, according to the technical choice of the company and in accordance with the rules and legislation in force
• Ensure the reception of Expense Reports, using a dedicated software; Apply the control method defined in agreement with the internal partner;
• Apply the control method, then validate or reject the right of a new employee to have a corporate travel card;
• Perform the necessary actions to block/release the corporate travel cards.
• Provide administrative and logistical follow-up of training and development actions
What we offer?
- Flexible work schedule and the possibility to work from home;
- Meal vouchers and lunch discount;
- Partial deduction of holiday and public transport costs;
- Private Medical and Dental subscription;
- Gym subscription at a preferential price.
- Working in an inter-cultural environment;
- A multinational structure in which you can build a career.

subset: commoncrawl


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Utrip, a Seattle startup that uses machine learning to help travelers plan their trips , just closed a $4 million funding round.
Investors in the Series A round include Plug and Play, Tiempo Capital, Acorn Ventures, and executives from companies such as Apple and Costco, participating as angel investors. The cash will go toward Utrip's machine learning and data science operations, which fuel the platform's recommendation engine.
"One of the things that our travelers love about Utrip is the depth with which we curate destinations and go beyond those top 10 lists that are available everywhere to offer experiences that are really unique and local and authentic for that destination," said Utrip CEO Gilad Berenstein. "That's one big priority, continuing to build out our machine learning capabilities as well as our human expert network, our chefs, artists, historians, etcetera."
Utrip also plans to grow its team by about a third this year, primarily focusing on sales and marketing. The startup currently employs 18 in Seattle.
Utrip's itinerary-planning tools are free for consumers. The startup makes money by licensing its software and building products for businesses in the hospitality space, like hotels and cruise lines.
"All of our partners — be it small or big, be it hotel or cruise line, airline, etcetera — are interested in offering personalized experiences and recommendations their potential guests," said Berenstein. "So, ultimately, this goes all the way from making great recommendations and itineraries on their sites to doing personalized email marketing and personalized social media promotion where they can show the right recommendation, the right experience, to the right traveler."
Berenstein and his family moved to the U.S. from Israel when he was a child. As an immigrant entrepreneur and the founder of a travel-based business, he has a few thoughts on the crush of immigration-related news from the past few weeks.
"I'm a believer in immigration and I'm a believer in open borders and I think that travel … it's this really beautiful, eye-opening experience," he said. "When people travel they get to see the world and we all get to remember that our perspective is not the only perspective and that our way of life is not the only way of life. I think that if we look at some of the craziness right now that's happening in the world, more travel and more connections between people in different countries and continents is only for the good."
Here is a full list of investors participating in Utrip's series A: Plug and Play, Tiempo Capital, Acorn Ventures, Alliance of Angels, SWAN Venture Fund and W&W Capital. Angel investors encompass Apple, Inc. Treasurer Gary Wipfler; Costco CFO Richard Galanti; Savers Inc. CEO Ken Alterman; H. S. Wright III, CEO and founder of Seattle Hospitality Group as well a partner in family businesses that own the Seattle Space Needle, Chihuly Garden and Glass and the Sheraton Seattle Hotel; veteran hotel executive Carla Murray; hotelier Craig Schafer and Neal Dempsey, a partner at Bay Partners.


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ExtremeTech - 12.19.12 by John Hewitt
If the universe is a simulation, why is it being simulated in the first place?Interpreting the universe as a computer simulation is perhaps the inevitable byproduct of living in the computer age. The question today is not whether we live inside a simulation, but rather — what does it want, and what compromises with regard to the welfare its inhabitants might have been made to get it? The first rudimentary experiments to poke it in the belly and see how it jiggles are just getting underway.
If it's possible to hack the universe, then particle physicists must be its early phone phreakers. Fears, which turned out to exaggerated, were raised few years ago that a black hole might unwittingly be created inside the Large Hadron Collider. Arguably, it is more accurate to say that with the theories that prescribe the existence of subatomic particles that exist nowhere else in the known universe, these folks actually invent them, rather than just discover them. The fact that they then go out and literally create subatomic particles inside of these huge, specially built accelerators, raises a very real question — what is a subatomic particle? Is it the blip on the oscilloscope, or the whole accelerator itself?
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Greetings B-Greekers,
Text for Revelation 1:5: καὶ ἀπὸ Ἰησοῦ Χριστοῦ ὁ μάρτυς ὁ πιστός ὁ πρωτότοκος τῶν νεκρῶν καὶ ὁ ἄρχων τῶν βασιλέων τῆς γῆς τῷ ἀγαπῶντι ἡμᾶς καὶ λύσαντι ἡμᾶς ἐκ τῶν ἁμαρτιῶν ἡμῶν ἐν τῷ αἵματι αὐτοῦ [KAI APO IHSOU XRISTOU hO MARTUS hO PISTOS hO PRWTOTOKOS TWN NEKRWN KAI hO ARXWN TWN BASILEWN THS GHS TWi AGAPWNTI hHMAS KAI LUSANTI hHMAS EK TWN hAMARTIWN hHMWN EN TWi hAIMATI AUTOU].
My question regards how the genitive hO PRWTOTOKOS TWN NEKRWN in this verse might be understood. Is it partitive or a genitive of subordination? Whether this grammatical construction is the former or the latter, another question that has occupied my thinking here lately is whether the so-called "genitive of subordination" is an example of a category that exemplifies the famed unnecessarily multiplied entities which Occam's Law militates against. I ask because of what Daniel B. Wallace (Greek Grammar Beyond the Basics, pp. 103-104) writes about the genitive of subordination in his work.
Wallace writes that the genitive of subordination "is a subset of the objective genitive, but not always." Hence, "For this reason, most likely, such a category is not to be found in standard grammars."
I have looked in other grammars to see what they might say about the genitive of subordination. I did not find a mention of this category in Robertson, nor in William D. Chamberlain's An Exegetical Grammar of the Greek New Testament. I also do not think that the category appears in Brooks and Winbery's Syntax of New Testament Greek, or in Biblical Greek by M. Zerwick or BDF. Cf. Richard A. Young, Intermediate New Testament Greek: A Linguistic and Exegetical Approach.
I guess an additional question is, when did grammarians begin to call certain genitive constructs "genitives of subordination"?
Best regards,
Edgar Foster
Dr. Carl Conrad replied:
For my part, I think I would understand the genitive TWN NEKRWN in
this context as partitive: of those who have died, the first to come
to birth again is Jesus Christ.
As for the "genitive of subordination," it appears to be the
brainchild of Professor Wallace, perhaps "the firstborn of many
aporetic case-usages." On a more serious note: From the pages you cite
it would appear that he is concerned with the usage of the genitive to
indicate those governed by or commanded by one in a position of
authority, an ARCWN. My guess is that this is really an instance of a
genitive of comparison -- which is really a genitive of separation
(ablatival) used especially with comparative adjectives such as
KREITTWN; although ARCWN is a substantive participle, the verb ARCW
really means "have priority over" or "be in front." It is certainly
the case that verbs of command take a genitive object, and I suspect
that the category of "genitive of subordination" was created, like
some of those Aristotelian terms for virtues and vices of which he
says, "We know what the behavior is and can describe it even though we
have no word for it." I think that Professor Wallace has created a
name for a genitive usage with an expression of governance or command
that has always been there but has hitherto been nameless.
BUT: I really do NOT think the phrase PRWTOTOKOS TWN NEKRWN has a
sense of governance or command over the dead. That sounds more like
Milton's Satan: "Better to reign in Hell than serve in Heaven."
Carl W. Conrad
He then gave a follow-up response:
Just to follow up on what I wrote last night about this, Smyth has an
account of genitive usage with adjectives (http://tinyurl.com/dc3vb8);
to be found among them is the following:
The genitive is used with many adjectives corresponding in derivation
or meaning to verbs taking the genitive.
The adjective often borrows the construction with the genitive from
that of the corresponding verb; but when the verb takes another case
(especially the accusative), or when there is no verb corresponding to
the adjective, the adjective may govern the genitive to express
possession, connection more or less close, or by analogy. Many of the
genitives in question may be classed as objective as well as partitive
or ablatival. Rigid distinction between the undermentioned classes
must not be insisted on.
Ruling (1370).—""ταύτης κύριος τῆς χώρας
[TAUTHS THS CWRAS]" master of this country" D. 3.16,
""ἀκρατὴς ὀργῆς [AKRATHS ORGHS]" unrestrained in
passion" T. 3.84. So with ἐγκρατής [EGKRATHS] master of,
αὐτοκράτωρ complete master of, ἀκράτωρ [AKRATWR]
intemperate in.
I still don't think that πρωτότοκος τῶν νεκρῶν
belongs properly in this (sub)category.
Carl W. Conrad
Department of Classics, Washington University (Retired)


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Launches its new shop online with "Allegra by Alma Aguilar". A new clothing division less sophisticated for a real woman.
This week, in addition to celebrating his birthday, the designer presented its AW 13/14 collection on Erika Bearman's Instragam profile (PR of the company) getting the major media coverage in its history.
Presents "Carpe Diem Tomorrow" its AW2013/14 campaign with a preppy university flavour.
Announces its new "Madrid" collection directed by Carmen March which will be presented in September during the fashion week in New York.


text:
One of a kind
The word "bespoke" gets bandied about with abandon these days — everything from road bikes to unborn offspring can be built to a customer's specifications — but when it comes to the world of tailoring, the term is both fiercely guarded and closely regulated. "Full bespoke suits are a complete one-off, made from your own pattern by hand from start to finish," according to Thom Whiddett and Luke Sweeney of Mayfair tailoring house Thom Sweeney. "From the measurements and creation of patterns to the construction of the jacket, trousers and waistcoat, the client has complete say over the entire design."
As appealing as this may seem, for many the prospect of visiting a Savile Row tailor, where enquiring about prices seems vulgar and questioning your


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Stop-motion animation works exactly like traditional animation, where every step of a movement is first drawn and then photographed, but the difference lies in the use of three-dimensional, hinged characters placed on miniature sets, lighted and handled exactly like in live-action cinema. It is a more direct, more tangible technique with a dimensional depth and a highly material impact. This form of animation used to require expensive and complex equipment but today, thanks to the development of digital techniques, a camera and a computer are all that is needed to get good results. However, it should always be taken into account that, although simple in theory, stop-motion requires dedication and above all bottomless patience. After the publication of the handbook Stop-motion. La fabbrica delle meraviglie, Stefano Bessoni carries on his analysis of this animation technique with an illustrated workshop in two volumes, corresponding to the first and second level of the workshops he regularly holds throughout Italy and abroad. With a straightforward and passionate style, the author shares his experience presenting the basic principles and all the technical and practical information needed to create stop-motion animations. This first volume illustrates how to make a stop-motion animation, how to process it using a software, what kind of equipment is needed and the basic principles to follow in order to get good results. The author also proposes a series of exercises and deals with the simplest techniques, such as claymation and cut-out animation. A lesson by the great stop-motion master, Barry Purves, completes the book offering much help and inspiration to anyone who wants to try out this fascinating medium.
Also available in English
The author and illustrator:
Stefano Bessoni is a director, illustrator, and stop-motion animator. He was born in 1965 in Rome, where he graduated from the Academy of Fine Arts. Since 1989 he has been making many experimental films, video and theatre installations, and documentary films. In the 1990s he worked for many TV production companies as camera operator, cinematographer, and film editor. He taught film directing at the NUCT (Roma Film Academy) in Cinecittà and at the Griffith Academy in Rome. He also teaches many workshops on illustration and stop-motion animation at schools and festivals in Italy and abroad.
He has won various awards with his most recent films, Canti della forca, which was recognized by the Italian Ministry of Cultural Heritage and Activities as a "film of national cultural interest", and Krokodyle, Best Fantasy Film at the 6th CINEFANTASY in San Paolo, Brazil, Best International Film at the PUERTO RICO HORROR FILM FEST 2011, Special Mention at SITGES 2011 - 44° Festival Internacional de Cinema Fantastic de Catalunya, and a Special Mention also at FANTASPOA 2011.
His books for #logosedizioni are: Alice Under Ground (also available in Italian and Spanish), Gallows Songs (also available in Italian), Homunculus, Mr Punch, Pinocchio, Stop-motion. La fabbrica delle meraviglie, Stop Motion Workshop. First Level (Also available in Italian), Stop Motion Workshop. Second Level (Also available in Italian) Wunderkammer, Oz, Rachel, Rebecca, Giona, Theo and Lombroso.
#StopMotion #cinema #logosedizioni
|Book Info
|Stefano Bessoni
|Publication date
|cm 17,0 x 24,0
|0.3 kg


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Jason - Face Sunblock SPF20 128g
Regular price
An ultra sheer, hypoallergenic, oil-free Natural Sunscreen absorbs easily to help protect skin from the sun which could result in premature aging. Enriched with specially selected antioxidants, such as Grape Seed and Green Tea Extract, this lightweight, non-comedogenic formula is ideal for everyday use and should not clog pores. Completely translucent and never chalky, this sunblock is recommended even under makeup because it will not change the shade of foundation.
Benefits: Oil-Free, Hypoallergenic & Non-Comedogenic. Helps Prevents sun burn. Higher SPF gives more sunburn protection. Moderate sun protection product.
Directions: Apply sunscreen liberally to all exposed skin area 15-20 minutes before sun exposure. Reapply as needed after towel drying, swimming or sweating. Children under 6 months, ask a doctor.
Ingredients: Aqua (Water), Cetearyl Alcohol, Glycerin, Caprylic/Capric Triglyceride, Dimethicone, Cetyl Alcohol, VP/Hexadecene Copolymer, Glyceryl Stearate SE, Aloe Barbadensis Leaf Juice*, Camellia Sinensis Leaf Extract*, vitis Vinifera (Grape) Seed Extract, Cetearyl Oilvate, Polysorbate 60, Silica, Sodium Stearoyl, Glutamate, Sorbitan Olivate, Tocopheryl Acetate, Xanthan Gum, Alcohol*, Benzoic Acid, Dehydroacetic Acid, Phenoxyethanol
*Certified Organic Ingredient.
Active Ingredients: Homosalate 7.5%, Octocrylene 5.0%, Ethylhexyl Salicylate 3.0%, Butyl Methoxydibenzoylmethane 2.0%, Titanium Dioxide 1.0%
Caution: For external use only. When using this product keep out of eyes. Rinse with water to remove. Stop use and ask a doctor if rash or irritation develops and lasts. Keep out of the reach of children. If swallwed, get medical help or contact a Poison Control Center right away.
Other Information: Sun Alert: Limiting sun exposure, wearing protective clothing, and using sunscreen may reduce the risk of skin aging, skin cancer, and other harmful effects of the sun. Avoid prolong exposure clothing, hat, and eye wear.


text:
Monday, June 20, 2011
Senegalese Peanut Soup...
10 comments:
- Unknown said...
eating at your house sounds like it was always fun, I think we always ate the same thing every week. This looks so nice.
- June 20, 2011 at 7:17 AM
- Ashleyta said...
I have a cup of coconut milk left over from making your delicious coconut cupcakes...I've been racking my brain how to use it and now I have the answer! This soup sounds delicious w/ some of my favorite tastes: coconut, peanut and curry...yum! Thanks for posting this recipe =)
- June 20, 2011 at 9:41 AM
- Speranta said...
Ellie,cred ca este delicioasa soup...Sunt tentata sa o incerc!!
Multumesc pentru reteta.
Sa ai o zi binecuvantata...
- June 20, 2011 at 5:42 PM
- Mihaela said...
Ellie, I like this soup and I am very curious how it tastes like with the peanuts, I think the peanut butter gives it a really nice flavor. I would like to give it a try, I like to try new thigs, as you probably know :)
- June 20, 2011 at 8:11 PM
- megi said...
Ellie, it's really hot outside but I doubt I can wait a few months before trying this soup, looks so good and I have all the ingredients including homemade peanut butter, I am looking forward to trying it. Thank you!
- June 21, 2011 at 11:23 AM
- Ellie said...
Jennifurla, Yes, we had fun when we could...school seemed to always get in the way:). I am hoping you can try the soup, and thanks for stopping by.
Ashleyta, Oh,I am glad I could be of help:). I hope you can give it a try...we really enjoyed it, even as leftovers. I am really wanting to make it with some seafood next time. Thanks for stopping by...and have a great day!
Speranta, Supa este usoara de facut si poti sa pui mai putin din "curry powder" daca nu iti place. Dar este foarte interesanta:)
Mihaela, The peanut butter really gives the soup a wonderful flavor... you can always adjust the amounts of peanut butter, coconut milk, and even curry powder to taste. My husband said the soup reminded him of some of the Thai dishes he used to eat. I am hoping you will like it:). Have a great week!
Megi, We have been having some chilly/rainy weather, so I've taken advantage of making hot dishes:). I am hoping you will like the dish when you try it...even if later on during the year:). Have a great day!
- June 21, 2011 at 5:14 PM
- Ashleyta said...
I made the soup today and EVERYBODY loved it...even Mom who is, as you well know, v. anti-cilantro and anti-curry :) Rodica finally tried some after everyone raved about it and she said it was "foarte bun"! I appreciate you saying that Paul had double portions...it helped me decide to take my chances even though it had some "risky" ingredients...Unfortunately, Lydia heard about the PB and refused to try it :( Your blog is a huge blessing when I'm stuck for ideas as to what to cook =)
- June 21, 2011 at 9:12 PM
- Ellie said...
Ashleyta, I am SO VERY PROUD of you for trying out the soup!! YAY!! Glad it was received so well...and it even surprised me as well:).
You simply made my day this morning:)... so sweet of you to let me know. I shared your comment with Paul and he kept smiling:)... I think he was excited that Mom liked it as well:)!
He said that when the various components/ingredients get combined together... the flavors meld and aren't so powerful as when eaten alone.
So glad it was a success...I appreciate your sweetness in taking the time to let me know... and for your kind words:).
Have a great day, Ashley!
- June 22, 2011 at 6:47 AM
- Indian Recipe Book said...
hey looking yummy...i have never tried it, sure to try it out soon nice recipe
- June 28, 2011 at 6:12 AM
- Ellie said...
Indian Recipe book, Hope you can give it a try. We really enjoyed it! And, thanks for stopping by.
- June 29, 2011 at 6:02 AM


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The Professional Squash Association (PSA) is the global governing body responsible for the administration of both men's and women's professional squash around the world.
With over 750 registered players and over 200 events taking place across the globe every year, the PSA World Tour showcases the game of squash at its highest level.
Overseeing the PSA are the Board of Directors, headed by chairman Ziad Al-Turki alongside Women's President Jenny Duncalf and Men's President James Willstrop.
Chairman: Ziad Al-Turki
Ziad Al-Turki was elected Chairman of the PSA in 2008 and, under his stewardship, the organisation has seen exponential growth. A Saudi-Arabian businessman with a wealth of experience, Al-Turki has helped elevate the sport to new heights.
Men's President: Ali Farag
Farag, Egypt's World No.3 who won his first World Series title at the 2017 U.S. Open, has taken over from England's former World No.1 James Willstrop as the Men's President. Since graduating from Harvard University with a degree in Mechanical Engineering in 2014, Farag has established himself as one of the most popular players on the PSA World Tour.
Women's President: Jenny Duncalf
Duncalf has amassed a number of titles since she first joined the tour in 1999 and is one of the most recognisable faces in the Women's game. A former World No.2, Duncalf also reached the World Championship final in 2011 and claimed a silver medal at the 2010 Commonwealth Games.
James Willstrop
Willstrop is one of the most technically proficient Englishmen of recent times and was ranked number one in the world during 2012. The Yorkshireman appeared in the 2010 World Championship final and has won 18 PSA World Tour titles in a distinguished career.
Daryl Selby
Current England No.3 Selby has been one of his country's leading players for the best part of a 12-year career and joins the PSA with the goal of helping his fellow players to bring their point of view and ideas to the table. The 11-time PSA World Tour winner will supplement his duties as Director with the continuation of his fine career on the PSA World Tour
John Nimick
Nimick has strong expertise in squash, sports and entertainment marketing having forged a successful playing career during the 1980s. Nimick served as a PSA Executive Director between 1994-1999 and has contributed to more than 40 PSA World Tour events over the last 20 years, including PSA World Series tournaments such as the Tournament of Champions and US Open.
Pablo Serna
World Squash Federation Vice-President Pablo Serna is the first person to serve both the WSF and PSA concurrently. The election of Serna, President of the Colombian Squash Federation, illustrates the very close and strong partnership between WSF, the International Federation for squash, and the PSA.
Claudia Schurmann
Former PSA Tour Director Claudia Schurmann has worked in squash for 15 years and was elected to the PSA board in 2018. She speaks six languages and has a wealth of expertise in management and finance having worked in a range of senior positions around the globe. Claudia was instrumental in relocating the PSA offices from Cardiff to Leeds and worked for the organisation for four years before returning to her native Switzerland.
Mike Puertas
Mike Puertas has been involved in squash in both the UK and USA for 35 years, first as a player and then as a promoter. Puertas has promoted more than 20 PSA events while also working closely with US Squash, advising and helping structure the US Junior Circuit/rankings and initiating the US U23 program.


text:
WASHINGTON (CBS DC) — Physicist and author Louis Del Monte warns that the "top species will no longer be humans, but machines" within three decades.
Del Monte, author of "The Artificial Intelligence Revolution," tells Business Insider that artificial intelligence will be more advanced than not only an individual's, but also the world's combined human intelligence as well. Del Monte says that this trend is already increasing exponentially with a lack of legislation on how much intelligence machines can have programmed.
"Today there's no legislation regarding how much intelligence a machine can have, how interconnected it can be," Del Monte tells Business Insider. "If that continues, look at the exponential trend. We will reach the singularity in the timeframe most experts predict. From that point on you're going to see that the top species will no longer be humans, but machines."
Del Monte estimates that machines will slowly merge with humans, creating cyborg meshes, and that human intelligence will be outmatched by 2040, or no later than 2045.
"By the end of this century," he said, "most of the human race will have become cyborgs [part human, part tech or machine]. The allure will be immortality. Machines will make breakthroughs in medical technology, most of the human race will have more leisure time, and we'll think we've never had it better. The concern I'm raising is that the machines will view us as an unpredictable and dangerous species."
He added that the process of machines and humans mixing will be slow, but effects are already being seen.
"It won't be the 'Terminator' scenario, not a war," said Del Monte. "In the early part of the post-singularity world, one scenario is that the machines will seek to turn humans into cyborgs. This is nearly happening now, replacing faulty limbs with artificial parts. We'll see the machines as a useful tool. Productivity in business based on automation will be increased dramatically in various countries. In China it doubled, just based on GDP per employee due to use of machines."
Human instability and inclination toward wars may cause machines to become self-conscious and to begin viewing the human race as a threatening species to their well-being – at which point they will have developed the ability to defend themselves.
"They might view us the same way we view harmful insects," said Del Monte, adding that humans are a species that is "unstable, creates wars, has weapons to wipe out the world twice over, and makes computer viruses."
Del Monte says artificial intelligence is already learning "self-preservation" abilities – something that he says will cause the machines to fight back before midcentury.


text:
The original idea of a Johnny Ramone guitar list is from Ian Harper's site Rockometer.com. However, that site has not been updated for a long time, so here's an updated list of Johnny Ramone's guitars.
This site is still under construction – sorry if there are any mistakes.
The Guitars of Johnny Ramone
|used as
|special appearances
|Fender Mustang
|probably none
|short time backup after the October 1977 theft, perhaps only borrowed
|Fender Stratocaster
|early to mid 70s
|probably none
|perhaps stolen 1977 10 22
|Fender Stratocaster
|Sunburst (white pickguard)
|probably none
|short time backup after the October 1977 theft, perhaps only borrowed
|Fender Stratocaster
|Sunburst (black pickguard)
|probably none
|TV prop (?)
|TopPop playback appearance (Dutch TV), 1980
|Fender Stratocaster
|early to mid 70s
|probably none
|perhaps stolen 1977 10 22
|early primary backup
|Fillmore Mosrite Ventures II Japan
|probably none
|sold May 1, 1996
|backup Japan tour 1995
|Fillmore Mosrite Ventures II Japan
|probably none
|auctioned 1998 or 99, signed May 11, 2001
|backup Adios Amigos tour and Lollapalooza
|Played by Johnny on stage with Pearl Jam during a performance of The KKK Took My Baby Away on July 14, 1998 in Los Angeles
|Fillmore Mosrite Ventures II Japan
|probably none
|backup (?) or storage
|Signed "Previously owned by Johnny Ramone July 10, 1996"
|Framus 5/150 Star Bass
|mid 1960s
|Black Rose (Redburst)
|probably none
|1966 (?)
|John Cumming's bass in the pre-Ramones band Tangerine Puppet
|Gibson Les Paul Custom
|early 1971
|June 27, 1985
|June 27, 1985
|TV prop
|Formel Eins playback appearance (German TV) June 27, 1985
|Gibson Marauder M-1
|probably none
|Hamer Special Custom
|May 1980
|none (custom made)
|May 1980
|early 1983,
traded February 1989 (for blue german carve Ventures II)
|backup, perhaps primary for a short time instead of the black Ventures II copy
|perhaps Psycho Therapy video
|Hamer Sunburst
|Nov 1978
|8 0508
|backup or storage
|Hamer Sunburst
|Dec 1978
|8 0578
|backup or storage
|Hamer Sunburst Custom
|1979 (?)
|bridge pickup changed to DiMarzio FS-1 or similar
|traded May 22, 1982 (for sunburst german carve Ventures II)
|Top of the Pops, Jan 31, 1980
Sha Na Na, May 15, 1980
|Memphis Stratocaster copy
|July 1, 1985
|July 1, 1985
|TV prop
|Music Convoy playback appearance (German TV), July 1, 1985
|Mosrite Johnny Ramone custom
|none (custom made)
|primary backup 1990-93, 1994-1996
|Merry Christmas video
I Don't Want to Grow up video
Spiderman video
live @ MTV Movie Awards
|Mosrite Ramones
|May 9, 1990
|1990 (?)
|probably only delivered for a friend or fan
|Photos when meeting Semie Moseley backstage in SC; CJ got his Mosrite bass then
|Mosrite Ramones
|1990 (?)
|sold to a fan February 2003
|probably only private use
|Mosrite Ventures
|1964 or 1965
|probably Ink Blue
|February 1976
|for recording the first album, borrowed or studio property
|Photos of the recording sessions of the first album
|Mosrite Ventures
|1964 or 1965
|bridge pickup changed to DiMarzio FS-1 or similar, Vibrato changed for Gibson style tailpiece,
|May 22, 1990 (given to Ramones' security chief)
|backup guitar 1983/84
|Club MTV playback appearance
|Mosrite Ventures II
|mid 1965
|Vibrato changed for Gibson style tailpiece, Gibson/Schaller harmonica bridge
|1974 01 23
|stolen 1977 10 22
|main guitar 1974-77
|Mosrite Ventures II
|mid 1965
|brown, later refinished gold
|bridge pickup changed to DiMarzio FS-1 or similar, Vibrato changed for Gibson style tailpiece, Grover tuner,
|primary backup guitar 1984-89 (brown), 1993 (gold)
|Pet Sematary video
I Believe in Miracles video
Substitute video
|Mosrite Ventures II
|mid 1965
|bridge pickup changed to Gibson P-90 or similar, Vibrato changed for hardtail
|1975 or 76
|probably stolen 1977 10 22
|backup guitar 1976 (?)
|Mosrite Ventures II
|mid 1965
|bridge pickup changed to DiMarzio FS-1 or similar, neck pickup changed to Seymour Duncan Mini Humbucker, Vibrato changed for Gibson style tailpiece, Grover tuner
|1977 10 27
|main guitar 1977-96
|seems it was used first at CBGB's on October 27, 1977
|Mosrite Ventures II copy
|1978 (?)
|none (custom made)
|probably stolen 1983 04 24
|primary backup guitar 1978-83
|Mosrite Ventures II German Carve
|1965 or 1966
|bridge pickup changed to DiMarzio FS-1 or similar, neck pickup obsolete, full pickguard, Vibrato changed for Gibson style tailpiece, Grover tuner
|1982 05 22
|stolen 1983 04 24
|backup guitar 1982/83
|Time has Come Today video
|Mosrite Ventures II German Carve
|probably none
|February 1989
|sold to a fan
|storage, rehearsal
|Rickenbacker 450
|bridge pickup changed to DiMarzio FS-1 or similar
|got retired in late 1978 (kept under Johnny's bed); traded February 1989 (for blue german carve Ventures II)
|backup 1977/78
|Top of the Pops, Sep 28, 1978
|Rickenbacker 450
|1959 (?)
|bridge pickup changed to mini humbucker, TRC missing
|stolen 1977 10 22
Framus 5/150 Star Bass, mid-1960s, Black Rose (Redburst)
Some years before the Ramones John Cummings played bass in a band called Tangerine Puppets (1966–68, Bob Rowland–Vocals, Tamás Erdélyi–Lead Guitar, Richard Adler–Guitar, John Cummings–Bass, Scott Robert–Drums).
Main guitars
Mosrite Ventures II, 1965, blue
Bought January 23, 1974 at Manny's for 69.55 USD, the blue Mosrite Ventures II was the first guitar Johnny Ramone used with the Ramones. Around September 1976, the original tremolo has been replaced with a fixed Gibson style tailpiece. It did not have a Mosrite bridge but a Gibson/Schaller "harmonica" bridge.
The guitar has been stolen on October 22nd, 1977 in the first theft of the Ramones' equipment after the show at The Aragon Ballroom, Chicago, and has not surfaced yet.
Mosrite Ventures II, 1965, white
Immediately after Johnny lost his blue Mosrite it was replaced with the same model in white. I've never seen a picture or video that shows both, so wether Johnny kept the white as a spare or he was so lucky to find it directly after the blue was gone. The first video I know Johnny playing the white slab is of a three day show October 27–30 at CBGB's, only five days after the equipment was stolen.
From the very beginning as Johnny's main guitar, the white Ventures II was modified: refinished, Gibson style fixed tailpiece without the Mosrite tremolo plate and grover Rotomatics that replaced the original Kluson Deluxe tuners. The spun Mosrite poti knobs have been replaced with black Gibson style bell knobs. Everything else seems to have been original.
Between October 1979 and January 1980 the bridge pickup has been changed to a DiMarzio FS-1, the pickguard has been replaced, too.
Around early 1983 the neck pickup has been replaced with a Seymour Duncan Mini Humbucker that has been tinkered in the larger original pickup's cutout in the pickguard. Later the pickguard had been replaced again and the SD got a proper cutout (not really centered).
Backup, studio, rarely used and TV props guitars
Fender Stratocaster, white
This guitar seems to have been Johnny's first backup guitar, sometimes played with a capo…
Mosrite Ventures, 1964 or 65, Ink Blue (probably)
Seems to have been used for the recording (or at least the photo story of the recording) of the first album in February 1976 only, guess it was only borrowed or studio equipment. Article here at facebook group Mosrite Guitars.
Photo: Danny Fields, Plaza Sound Studios, New York, February 1976, source: ghettoblastersandswitchblades.blogspot.de
Mosrite Ventures II, 1965, sunburst
This rare guitar has been used as a backup guitar around 1976 and then seems to have disappeared.
The tremolo top has been replaced with an unidentified fixed tailpiece, the knobs with black Gibson style Witch hat knobs. Until around mid 1976 it has had its original pickups, later the bridge pickup has been replaced with a black P-90 style pickup. At The Club on May 12, 1976, it still had its original bridge pickup (see picture above).
Photo: Chuck Pulin, NYC, April 13, 1976 (date may be wrong, probably later); source: www.rockpaperphoto.com
Fender Stratocaster, black
Early backup guitar from the era of the blue Mosrite, maybe stolen at the October 1977 theft.
Gibson Marauder M-1, late 1976 or 77, natural
Rarely used backup guitar. It may have been stolen in October 1977, too, or it has not been owned by Johnny. Stock Gibson Marauder: original pickups, natural finish, natural headstock, white pickguard, rosewood fretboard with dot markers, chicken head blender at lower horn (from late 1976).
I know one photography by Jenny Lens of Johnny playing a Marauder at the Whisky a Go-Go in October, 21 1977 as backup guitar for his blue Mosrite, just before the equipment was stolen. This picture can be found in the "Official Ramones Calendar 2007" and now on www.johnnyramone.com ;)
Rickenbacker 450, Mapleglo
Original condition with missing trussrod cover/logo. The bridge pickup is replaced with a Mini humbucker with mounting ring (attached with 3 screws).
This guitar has been stolen in October 1977.
There's rumors that this guitar is now owned by Cheap Trick's Robin Zander. In my opinion Robin's Rickenbacker is NOT Johnny's Rickenbacker:
If you compare the few existing pictures of Johnny's maple glow Rick with those detailed photos that exist of Robin Zander's 1959 Rick (Gibson Repair and Restauration's pictures) you will see that these are two different guitars.
There are differences that could be changed, like black nut (Johnny) vs. white nut (Robin), black knobs (Johnny) vs. silver inlayed knobs (Robin), bridge pickup Mini humbucker w/ screwed on mounting ring (Johnny) vs. toaster (Robin) (so there should be additional screw holes in the pickguard).
But there are differences that could not be altered:
– Johnny's Rick's neck through wood is way blonder than the rest of the body (you can see it from the front side), Robin's isn't.
– Johnny's Rick's headstock's had a triangle trussrod cover once (can be seen from the headstock's yellowing and the single screw hole near the G tuner), Robin's has a trapezoid plate (with according yellowing and screw holes).
– The truss rod channel at Johnny's headstock is longer than that of Robin's Rick.
If someone knows Johnny's Rickenbacker's serial number he can compare – Robin's Rick is 4C482A.
Photo: P.B. Toman, El Mocambo, Toronto, Ontario, Canada, June 17, 1977; source: de.wikipedia.org/wiki/Johnny_Ramone
Fender Stratocaster, Sunburst
I only know one live photo of Johnny playing a sunburst Strat in late October 1977 at CBGB's as a backup for the white Ventures II. This Strat may have been used as a backup guitar for a very short time after the other guitars have been stolen.
Fender Mustang, Sunburst
Again I know only one picture of this backup guitar, as a stage shot of this guitar and the white Ventures II appeared as a poster of the Tribeca Film Festival 2003 to promote the movie "Ramones – End of the Century", photo by David Godlis.
Again CBGB's in late October 1977, I'd say the Mustang has been used as a backup only directly after the robbery – perhaps it only was borrowed for backup.
Mosrite Ventures II copy, black
Long time primary backing guitar that appeared some time after the October 1977 theft, around early 1978. This propably DiMarzio brigde-pickup-only equipped guitar with black neck and headstock (with unidentified white logo) seems to be not an original Mosrite but looks more like a custom made copy of a slab Ventures II. Ian Harper says it's made by a fan or friend of the band. It has a Gibson style fixed hardtail and a Gibson style bridge. It disappeared around late 1982/early 1983, so maybe this guitar has been stolen in the second theft (April 24, 1983).
Rickenbacker 450, 1966, Fireglo
serial number FA180 (January 1966).
Traded (together with the Hamer X X0#¢) in February 1989 for a blue Mosrite Ventures II German Carve, B546.
Has been auctioned in September 2015, sold for 56,250.– USD. Auction site: Item 8113 – Johnny Ramone's Stage-used Rickenbacker Guitar Catalog 461 (Sep 2015).
Description here at icollector.com.
Hamer Sunburst custom, 1979 (?), white
Serial number 0185. Custom made for Johnny Ramone by Hamer (according the the auction's description) – deep body contours, no body binding.
Unbound, contoured body in pre 1980 shape and a white headstock. Equipped with a DiMarzio FS-1 (?) in bridge position, original Kluson tuners were replaced with Schallers, played for example at
1980-01-31 - TOTP, London, England - Baby I Love You and at
1980-05-19 - Sha-Na-Na.
Johnny traded this Hamer on May 22, 1982 to Adam Greiss for the sunburst Mosrite Ventures II (German Carve) that was used later in the "Time Has Come Today" video.
Adam Greiss played the Hamer (besides his white Mosrite Ventures Mark I) with his band Immortal Primitives that supported the Ramones live several times in 1983/84. Some info about that band here: Radio Mutation, September 29, 2006: Out of the Vaults, Into Your Ears #14. And he played both guitars at the band's revival in 2015: The Adam Greiss Group (HD) — Live at The Sparks Reunion 5/9/15 The Crooked Rail, E. Northport, NY.
Auctioned May 19th 2016, sold to Linda Ramone for $55,247.50. Auction site: Item 7498 – Johnny Ramone's Owned and Stage-Used Signed Hamer Guitar Catalog 476 (May 2016).
Description and photos here at icollector.com.
According to the HamerFanClub serial number list, Hamer has built two white Hamer Sunbursts for Johnny Ramone in 1978:
– Serial number 8 0508, dot inlay, built for Johnny Ramone 11/3/78
– Serial number 8 0578 dot inlay, built for Johnny Ramone 12/20/78
I don't know if there're really two additional Hamers that Johnny has owned, but if you compare this picture (that's supposed to be X X0#¢) with 0815 and X X0#¢ you can see a different headstock logo and the earlier positioning of the 12th fret's dot markers – at least this is another Hamer Johnny's used.
Photo: RR Auction; source: https://www.rrauction.com
Top of the Pops, January 30, 1980; source: www.rockpeaks.com
Hamer Special custom, 1980, white
Serial number X X0#¢, custom made for Johnny Ramone by Hamer, completed May 12, 1980, based on the Special, white headstock, "beveled edges thin neck thin body" (Hamer). Traded (together with the Rickenbacker 450 FA180) in February 1989 for a blue Mosrite Ventures II German Carve, B546.
Has been auctioned in July 2015, sold for 49,889.35 USD. Auction site: Item 7411 – Johnny Ramone's Early 1980s Stage-used Hamer Guitar Catalog 457 (Jul 2015).
Description and photos here at icollector.com.
Again, the picture on the right (the Hamer ad) shows another Hamer than X X0#¢ according to the different (larger) headstock logo.
Photo: RR Auction; source: https://www.rrauction.com
Photo: Rich Kwasniewski; source: www.rrauction.com
Fender Stratocaster, Sunburst
On Dutch TV show TopPop Johnny is playing a Sunburst Strat at a lip sync performance in 1980. TV prop only, I guess.
Mosrite Ventures II (German Carve body), 1965 or 66, Sunburst
Backup guitar Johnny got on May 22, 1982 (from Immortal Primitives' Adam Greiss in trade for the white Hamer s/n 0185), also used in the music video for "Time has Come Today". This guitar has been stolen in the second theft, April 24, 1983, I guess.
1965 or 66 model with custom made full size pickguard and only one DiMarzio FS-1 (probably) at the bridge, Gibson style tailpiece instead of the original Moseley tailpiece, Grover Rotomatic tuners.
Mosrite Ventures (Mark I), 1964 or 65, red
This guitar appeared in May 1983 to replace the stolen backup guitars. Johnny gave it away to the Ramones' security chief in May 22, 1990.
Has been auctioned the third time in January 2015, sold for 71,875.- USD. Auction site: Item 2173 – Johnny Ramone's Longtime-owned and Stage-used Guitar Catalog 445 (Jan 2015).
Description and photos here at icollector.com.
Mosrite Ventures II, 1965, brown, in 1993 refinished to gold
Finally Johnny found an adequate backup guitar in 1984, a brown slab Ventures II.
Later, for the Ramones' "Acid Eaters" Tour, this guitar had been refinished gold. In opposite to Johnny's three other slab Ventures II Mosrites this is the only generation 2 slab, s/n B120.
Gibson Les Paul Custom, 1971, Ebony
Johnny Ramone can be seen playing a black Gibson Les Paul Custom on German TV at "Formel Eins" on June 27, 1985 in Grünwald/Munich, doing a playback performance of "Howling At The Moon".
Serial number 635122, all original except for one knob (that's already been changed in 1985). After some research in Bavaria studios I was able to find it in its original instruments rental in Munich ;)
Photo: WDR, Formel Eins 1985 (Munich/Grünwald, Germany, June 27, 1985 – aired July 1, 1985) source: www.tumblr.com
Memphis Stratocaster copy, red
Only four days later, Johnny is playing a red Strat at a lip sync performance, again for German TV.
Aired live in "Musik-Convoy", WDR, July 1, 1985 from Freibad Münster-Hiltrup, Germany.
Mosrite Ventures II German Carve, 1966, blue
Traded in February 1989 for the custom made Hamer Special and the Fireglow Rickenbacker 450. Used for rehearsal and storage only, near mint and stock, serial number B546.
Mosrite Johnny Ramone custom, 1989, white
In 1989 Semie Moseley had built a custom guitar for Johnny Ramone, serial number 001.
Photo: hang10.de, Guitar Center NYC, 2013
Mosrite Ramones, 1990, black
Black custom made one pickup Mosrite – Johnny gave it away to another NYC based guitar player.
Semie Moseley presenting his guitars to Johnny and C-Jay, Club 1313, Charlotte, NC, May 9, 1990. Photo: Loretta Moseley, source: www.pinterest.com
Mosrite Ramones, 1990, white
It seems Johnny got another Mosrite Ramones model from Semie Moseley that he kept quite long. White 1990 Ramones model with one pickup, serial number R9003.
As of October 2016, that guitar is auctioned here: www.skinnerinc.com – sold for $28,499.
Japanese Mosrite Ventures II, white
Ventures model on the headstock, this guitar had been given to Johnny Ramone at the Ramones' 1995 Japan tour. It was sold May 1, 1996, signed at the headstock's back.
Description and photos here at icollector.com.
Japanese Mosrite Ventures II, white
signed and inscribed on the reverse of the neck "This is the last guitar played on stage which was in 1998…..Los Angeles, also used on Lollapalooza 1996, Johnny Ramone, 5/11/01".
This guitar was initially sold at auction in the late 1990s.
June 12, 2012 it was auctioned at Christie's/London for GBP 22,500/USD 34,785: Lot 111 Johnny Ramone.
Japanese Mosrite Ventures II, white
Maybe a third endorsement guitar from Japan, as it's signed by Johnny "Previously owned by Johnny Ramone July 10, 1996".
last modification: January 23, 2020


text:
In 1970, Lenny can no longer deny that his wife is undergoing a profound change. Despite her relatively young age, her mind succumbs to forgetfulness. Now, he goes as far back as the moment he met Natasha during WWII, when he was a wounded warrior and she—a star, brilliant yet illusive. Natasha was a riddle to him then, and to this day, with all the changes she has gone through, she still is.
"Digging into the past, mining its moments, trying to piece them together this way and that, dusting off each memory of Natasha, of how we were, the highs and lows of the music of us, to find out where the problem may have started?"
To their son, Ben, that may seem like an exercise in futility. For Lenny, it is a necessary process of discovery, one that is as tormenting as it is delightful. He often wonders: can we ever understand, truly understand each other—soldier and musician, man and woman, one heart and another? Will we ever again dance together to the same beat? Is there a point where we may still touch?
This is a historical fiction novel about world war II wounded warrior military romance, a young woman love story. It is also one of family sagas best sellers. Do you like this genre, especially when it is tinged with family saga romance, fraught with marital issues, and wrapped with a second chance in love with a strong female lead? Then this family saga series, Still Life with Memories, is for you.


text:
A group led by Vornado Realty Trust is expected to raise its takeover offer for Equity Office Properties Trust, topping a rival $22.4 billion offer from Blackstone Group, sources familiar with the situation told Reuters.
Vornado is expected to submit its new offer for the largest U.S. office landlord before the end of business on Wednesday, sources said. Negotiations, however, could falter and Vornado could still walk away from the table, sources said.
Vornado declined to comment. Equity Office and Blackstone could not be immediately reached for comment.
Last week, private equity firm Blackstone raised its cash bid to $54 a share, up from $48.50 a share.
Vornado's bidding group, which included Barry Sternlicht of Starwood Capital Group Global and Neil Bluhm of Walton Street Capital, previously offered $21.6 billion, or $52 a share, in cash and Vornado stock.
Details of Vornado's new offer could not be determined. Blackstone would receive a $500 million breakup fee if Equity Office terminated their agreement.
"This is the first deal where aggressive competitive bidding has emerged because the parties involved -- Blackstone and the Vornado group -- come from different worlds," said Professor Colin Blaydon of the Center for Private Equity at the Tuck School of Business at Dartmouth.
"Blackstone is a traditional private equity firm; they have assessed the value of each property owned by Equity Office and have a plan for them. Vornado, on the other hand, deals almost exclusively in real estate. They want to integrate Equity Office's properties into their real estate empire," Blaydon said.
Vornado's bidding consortium could change from its original mix of players, sources said. Sternlicht and Bluhm could not be immediately reached for comment.
How High Could Bid Rise?
Vornado would need to beat Blackstone's offer by at least $2 per share to $3 per share to compensate Equity Office shareholders for the longer time it would take to close the deal, traders said.
Equity Office shareholders are scheduled to vote on the Blackstone agreement on Feb. 5 and completion of the deal could take place on or about Feb. 8, subject to shareholder approval.
"They can get $54 (a share) in a week, so to sway EOP to a new offer you have to buy their time. That could get pricey," said one arbitrageur, who does not own shares of Vornado or Equity Office.
Proxy advisory service Institutional Shareholder Services has recommended Equity Office shareholders vote for the Blackstone deal. Including debt, Blackstone's offer was valued at $38.3 billion, which would make it one of the biggest leveraged buyouts ever.
Despite Blackstone's higher offer last week, shares of Equity Office have traded above the $54 per share bid as investors have expected an even sweeter bid to emerge.
Green Street Advisors analyst Michael Knott said the bids for Equity Office could rise to the high $50s per share range. Other analysts, however, said the Vornado team would risk crimping its investment returns if it pushed its bid too high.
"It's getting tight to move it much higher and still have it be a really attractive acquisition for them," said Shawn Campbell, principal with Chicago-based Campbell Asset Management, which sold its shares in Equity Office after the initial bid by Blackstone.
"They can obviously go a lot higher; but at some point these guys are running a public company and you have to look at deals being accretive, and you have other public investors," Campbell said.
Earlier on Wednesday, Equity Office posted higher funds from operations, a key measure of operating performance of real estate investment trusts, on strength in the U.S. office market.


text:
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text:
RSA updates NetWitness appliance, unveils threat sharing framework
Customizable console melds threat intelligence feeds to detect threats from security log data.
SAN FRANCISCO - RSA, the Security Division of EMC Corp., updated its RSA NetWitness Live network traffic capture platform adding more threat content, customized content distribution capabilities and integration with RSA's analytics platforms.
The RSA NetWitness Live service adds a cloud-based threat intelligence delivery platform to the NetWitness appliance. It aggregates and analyzes security threat data to produce useable threat insights. It can be applied to about 100 sources, including RSA's threat intelligence feed.
Version 2.1 includes a new central management console with content profiles that are customizable. They can be tailored to specific sources based on the organization's network monitoring needs. RSA also merged its Cyber Crime Intelligence data into the platform. Also included is a feed from the RSA eFraudNetwork. The feeds aggregate fraud intelligence from 500 million networked devices and 250 million users worldwide.
RSA also has third-party threat intelligence feeds from VeriSign, Bit9 and ThreatGrid for malware analysis. All of the feeds are encrypted and can't be read outside the NetWitness appliance. RSA also added an analytics layer, integrating it into its enVision log management platform. The two analytical pieces are called NetWitness for Logs platform and the RSA NetWitness Spectrum.
The company is demonstrating a conceptual cloud-based framework for information sharing that is built on its RSA NetWitness Live cloud platform and its Archer eGRC Suite. The company claims its framework facilitates collaboration among organizations and outside security experts in detecting, investigating and remediating advanced threats.
View all of our RSA 2012 Conference coverage.


text:
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text: Ms. Albuquerque served as the Berkeley City Attorney for twenty-two years – the longest tenure of any city attorney in Berkeley's history, garnering numerous awards for her outstanding work. She advised the Berkeley City Council, Housing Authority, City Manager and staff, and over forty, nine-member City boards and commissions, while also litigating cases at every level of state and federal courts. She personally litigated some of Berkeley's most significant cases and filed amicus briefs on behalf of cities and counties in many important cases. In 2007, Albuquerque received the California Lawyer of the Year award in the landmark civil rights decision of Evans v. City of Berkeley 38 Cal.4th 1 (2006) – the California Supreme Court found that Berkeley's non-discrimination condition on Marina berthing subsidies did not violate the subsidy recipient's freedom of expression. The same year, Ms. Albuquerque also won the Top Women Litigator's award for her skilled advocacy in the Evans case. In 2004, Albuquerque won a landmark decision, RUI One Corporation v. City of Berkeley 371 F.3d 1137 (9th Circuit 2004) in which the United States Court of Appeal for the Ninth Circuit upheld Berkeley's Living Wage ordinance governing large businesses at the Berkeley Marina, concluding that the ordinance neither constituted an unconstitutional impairment of the plaintiff restaurant's ground lease with the City nor denied it equal protection. In 2005, Ms. Albuquerque was named the Public Lawyer of the Year by the California State Bar's Public Law Section for her many years writing papers on public lawyer ethics, including coauthoring the city attorneys ethics guide entitled "Practicing Ethics" and the city attorney guidelines, "Ethical Principles." Ms. Albuquerque served as President of the City Attorneys' Department of the League of California Cities, from 1994 to 1995 and was a member of the League Board of Directors representing city attorneys from 2003 to 2005. She has also been a member of many important city attorney committees and task forces grappling with urgent and complex issues facing cities.


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This special issue includes 5 papers from South African and UK-based authors, as well as an invited paper from Dr Mary Lea and 3 book reviews. The papers address aspects of academic literacy and social justice in higher education, including physics and mathematics education, the role of religious faith as a tool for meaning making, challenging conceptions of decontextualised literacy, and bringing students' multiple language resources into teaching and writing to create more equitable and inclusive learning environments.
Published: 2016-12-21


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Recent Posts
The Cut Test
We use a bean guillotine to test random samples of each lot that hits our factory floor. This method provides us with a visual and sensory guide into the cacao.
Selecting 50 random beans - the guillotine is loaded and a blade is driven between the beans. Upon opening we are given an insight into the cacao bloodline, level of fermentation and quality of post harvest. We look for well-fermented beans, which are mahogany in colour. When roasted they provide a rich and complex flavour profile. The under fermented beans (purple) are bitter and taste flat. Generally the less of these the better…


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Owner: WMATA
Client: JBG Companies
Location: Rockville, MD
The Glenmont Metro Center was an under-utilized site, located near the Washington Metropolitan Area Transit Authority Glenmont Station. The goal of this project was to provide an evaluation of the center to redevelop it into a mixed-use center and ultimately revitalizing it into a live, work, and play environment. The challenge of this project was getting the rezoning approval of the existing site that includes nineteen, 3-story post World War II apartment complex that included a phasing plan to keep a number of the buildings operational with new construction on a portion of the site.
Teaming and collaborating with architects and transportation planners, Soltesz provided due diligence expertise to create exhibits and reports for rezoning. The firm carefully inventoried the WMATA facilities, including pedestrian and bicycle routes throughout the area, to provide a homogeneous development fitting in with the Glenmont Station. As a result, the rezoning was successfully approved for up to 1,550 dwellings and 90,000 SF of neighborhood scale retail to be developed in two stages.


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Professor Simon Draper's research interests include studies of vaccine-induced malaria immunity. His group focuses on translational medicine: they will take their most promising vaccine candidates and manufacture them as clinical grade material. The next step is proof of concept clinical trials (Phase I and IIa) in healthy volunteers.
The malaria parasite is a highly evolved and complex organism, a 'master of disguise'. Whilst the development of a vaccine has proved difficult, targeting a pathway essential for the parasite has led to the neutralisation of all strains of Plasmodium falciparum. This is an important step towards developing a vaccine against one of the world's major killers.
Ultimately, medical research must translate into improved treatments for patients. At the Nuffield Department of Medicine, our researchers collaborate to develop better health care, improved quality of life, and enhanced preventative measures for all patients. Our findings in the laboratory are translated into changes in clinical practice, from bench to bedside.
Q: Why is it proving such a challenge to develop a vaccine against malaria?
SD: There are a number of reasons why it has proved so challenging; most of the vaccines that we have already are based on bacteria and viruses, and in the past they have proved relatively successful. Malaria is actually caused by a parasite called Plasmodium, and the parasite is a highly evolved and complex organism. It is also a master of disguise – it changes its appearance at each step of the infectious process in the body so that is one of the reasons why it has proved very challenging. I think one of the others is that the classical way of making a vaccine is to take the whole organism, the whole bacterium or the virus and to inactivate it and to inject that as your vaccine. That can be done for malaria, and we can do that experimentally, but it has been very hard to deploy that into a product - it is actually even hard to grow the parasites in the lab – so that has not been possible and it has actually been challenging for scientists to find other ways of inducing protective responses.
Q: Is there an Achilles heel in the malaria parasite?
SD: Achilles heels are really the holy grails of research; you could define them as a function of the parasite that is absolutely critical to its survival. They are traditionally quite hard to find, but it doesn't mean they are not there if you don't look hard enough. My group actually works on vaccines that try to kill the parasite in the blood, when the parasite is replicating in someone's blood stream and that is when they become sick. Very recently a pathway has been described that appears to be essential for the parasite to get inside a red blood cell, and what we have shown is that antibodies against that pathway can neutralise that process, and it neutralises all strains of malaria parasite. That is a very exciting result, it is very promising and would represent an Achilles heel so to speak.
Q: What is the next step now?
SD: Our group is very much focused on translational research, we aim to take our most promising candidates from the laboratory and into the clinic. What we will look to do now is manufacture that vaccine as clinical grade material, and then we will aim to do a series of proof of concept clinical trials. We will vaccinate healthy adult volunteers here in Oxford, and first of all we will look at the safety of the vaccine. After that we will look at the immune responses induced by that vaccine, and primarily the antibody responses, and if those are looking good and they appear to kill the parasite in our experiments in the laboratory we would then go on to see if the vaccine is actually efficacious and whether it could kill malaria parasites in the blood.
Q: What are the most important lines of research that have developed over the past five to ten years?
SD: There are always a lot of lines of exciting research. I think one of the most exciting has been the expansion in genetics and in genomics: in the last ten years the malaria parasite genome was published and that revealed the parasite has over five thousand different genes. Now all of those encode a different protein, and in the past only a small handful, maybe ten to fifteen have been tested as vaccine candidates, so there is certainly a lot of exciting work to come in the future testing all those new possible proteins that have come from the genome. I think one of the other exciting areas has been the improvement in vaccine technologies: the technologies that we have today are actually capable of inducing immune responses that are much stronger than anything we have seen in the past, and that is both for antibodies and T cell or our white blood cell responses, so that is all looking extremely promising in terms of future vaccine development.
Q: Why does your line of research matter, why should we put money into it?
SD: Why do I think it's important? I think there are a number of reasons! First of all malaria continues to exert a huge burden on global public health, it affects hundreds of millions of people every year and leads to the death of just under a million individuals, primarily children under the age of five years in the developing world, so I think we have a humanitarian obligation to try and do something about that. Also if you look throughout history vaccines have made a huge impact in terms of reducing the burden of infectious diseases and they are highly cost effective, so I think they are certainly very worthwhile developing. I think that maybe a final reason is that we are fairly fortunate in malaria, we know that you can induce immunity to the parasite, we can do that experimentally, and after many years of exposure in the field people become naturally immune, so we know it can be done it has just been a challenge to develop a vaccine in a vial that you can then use to vaccinate people. But just because something is difficult I don't think we should give up, I think it is very important that we keep trying.
Q: How does your research fit into translational medicine within the department?
SD: My group is within the Jenner Institute which is the vaccine department of the University. There we work on a wide range of difficult infectious diseases, and as a group we focus on the development of vaccines that induce antibody responses. A lot of the technologies and vaccine delivery platforms that we have developed are actually now being used against other viral and bacterial diseases, so I think it is important within the department that people can learn from what we have developed just as much as we can learn from what the other groups are doing. I think one of the other important aspects is that we are very much focused on translational research, we want to take our best vaccine candidates from the laboratory and into the clinic, and undertaking clinical trials of the most promising approaches is certainly a very important aspect of doing translational medicine.


text: Murderock took home the 2nd place honors on 5/22/16 at the Monsters of Rock Battle of the Bands in Sparks, NV. The event was put together by The Elbow Room in Sparks and all the proceeds went to the Nevada Humane Society. Congrats to Metalbilly Trucker for coming in 1st.


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Posted at 12:01 am April 16, 1995, in Earlier Press Releases and Polls, Rutgers-Eagleton Poll
While New Jerseyans are almost unanimous in their belief in God, fewer residents — 2-in-3 — participate in organized religion by belonging to a church or synagogue. Even fewer residents are regularly involved in religious activities with about 4-in-10 reporting they attended a church or synagogue in the week prior to the survey.
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text: Am I saving enough for retirement? How do I create lifelong income in retirement? Do I have enough life insurance? How will taxes influence me in the future? What are the best ways for me to give to my favorite charity? As a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional, I have the experience and knowledge to help you create a plan of action to help answer your financial planning questions and achieve your goals. Stop on by my office at 129 W. Main St, Waconia, MN or give me a call at 952-442-8461.


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Welcome to 5 Star Plumbing for Candiac plumbing needs. Our plumbing company has built our loyal and appreciative from customers base in the Candiac as a locally-owned residential plumbing company.
From our extensive experience as a Candiac plumbing service provider, we've accrued a wealth of knowledge about the Candiac network of pipes that run inside and under your property. If you feel that you're not well versed in plumbing, please do not hesitate to contact us for your plumbing needs.


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5:00pm to 8:30pm
Join us in Carlsbad for this much anticipated event where our Village will come alive with holiday spirit and cheer! Merchant hospitality, live music, caroling, festive window decorations, and more. Spend the evening with us from 5:00pm to 8:30pm and let the Village start your holidays with a full heart! Ring in the holidays with family and friends in Carlsbad Village.
Don't Forget! Merchant hospitality throughout!
5:00pm – 6:00pm – Caroling by the Carlsbad High School Singers (strolling on State and Grand)
5:30pm – 8:00pm – Carlsbad High School Jazz Ensemble and Orchestra (Choice Juicery (430 Carlsbad Village Dr)
6:00pm – 8:00pm – Award-winning Pianist, Robert Parker, with holiday and timeless classics
Visit Carlsbad Village Website for more information


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Archive for December 2013
Arabia Mountain National Heritage Area Self Guided Bike Tour Link
Explore a land 400 million years in the making. The Arabia Mountain National Heritage Area (AMNHA) is an open landscape of breathtaking beauty, peace, and wonder just east of Atlanta along I-20. Dominated by two massive granite outcrops, it offers visitors natural wonders, compelling history and heart-pumping activity. The PATH Foundation trail within the AMNHA…Read More
Building University Bridges
PATH crews are busy completing the phase of the Carrollton Greenbelt through the center of the University of West Georgia campus in Carrollton. The original April start date was delayed until mid-July by paperwork which resulted in our crews being greeted by thousands of students in mid August, just when dirt work was at its…Read More
Atlanta Region Playing Catch-Up
Scores of bike/ped projects flying off the drawing board A decade or two ago, the Atlanta region was still spreading its wings as people moved further and further into the burbs and solidified their dependence on cars for transportation. Many neighborhoods were built without sidewalks and certainly without trails or bike lanes. Some MARTA stations…Read More
Low Country Riding
A magnificent partnership in Beaufort, South Carolina recently completed an additional 2.27 miles of the Spanish Moss Trail through the towns of Beaufort and Port Royal. PATH collaborated with Friends of the Spanish Moss Trail, the City and County of Beaufort, the Town of Port Royal, Beaufort-Jasper Water Sewer Authority, and Beaufort Memorial Hospital to…Read More
City Launches Path Police Program
The City of Atlanta recently launched a program to enhance public safety on the Atlanta BeltLine and connecting PATH trails. Mayor Kasim Reed and Police Chief George Turner introduced a team of officers on bicycles as the Path Force Unit, charged with patrolling the Atlanta BeltLine Trail and many of the BeltLine connector trails PATH…Read More
Bridge Art
The next time you pack up and head out for a day-long trail experience, consider a new destination. It's hard to change habits and venture outside of your comfort zone but there is so much more to biking and hiking near Atlanta than the Silver Comet and Stone Mountain Trails. Until recently, the trail system…Read More
Bearly A Trail (part 2)
A big part of me wanted to stay at the tunnel with people rather than heading toward the raspberries, (and anything eating raspberries) but we pointed our bikes south and pushed away. I remember thinking to myself what the TV interview with those folks would sound like after they found parts of me mixed in…Read More


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My brand My working place Olympia art process black and white book_graffiti children collaboration design exhibitions family_archive fashion funny handmade illustration inspiration it's complicated itay japan jewelry life in tel aviv life in tel aviv handmade little portraits matchboxes michelle michelle's_tshirts my art my friends my projects my scarves my work my_life old books patterns persian paper pixelart portrait press process red reference romy russian shanghai sketchbooks sketches streetart stupid ideas tattoos textile transparency travel umbrellas urban vintage words
September 15, 2017 / 01:37
My fox silk FOX scarf is dancing in the wind
where to buy the scarves MY SHOP
videographer: Polina Lyubanovskaya — Poli Movie
model: Irina Geffen
I am looking for investor to make huge artistic scarves brand. Anyone? :)
© 2007—2020 Lena Revenko


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Do you have a roach problem?
Selecting a pest control company to rid your home of roaches can be a confusing ordeal to say the least.
ATC Pest Control, Inc. is a local, family-owned and operated full service pest control company that uses a combination of all existing treatment methods to protect your home from roaches. We perform these treatments with the highest quality materials and equipment to achieve total control, guaranteed.
No short cuts with us. We do it right the first time!
What Type of Roaches do you have?
THE AMERICAN COCKROACH is the largest species of common cockroach, growing to an average length of around 4 centimeters (1.6 in) and about 7 millimeters (0.28 in) tall. They are reddish brown and have a yellowish margin on the body region behind the head. Immature cockroaches resemble adults except that they are wingless. These insects are very active at night and travel very quickly, often darting out of sight when someone enters a room. They can fit into small cracks and under doors despite their fairly large size and are considered one of the fastest running insects.
American cockroaches generally live in warm, moist areas, preferring warm temperatures of about 84 °F but they can survive in dry areas if they have access to water. They and do not tolerate cold temperatures. These cockroaches are common in basements, crawl spaces, cracks and crevices of porches, foundations, and walkways adjacent to buildings and feed on decaying organic matter and a variety of other foods.
Females lay eggs and the immature cockroaches emerge from their egg cases in 6 to 8 weeks and require 6 to 12 months to mature. Adult cockroaches can live up to one year, during which females produce an average of 150 young. ATC also has do it yourself kits!
THE ORIENTAL COCKROACH is known also as a waterbug or black beetle. It can be found in all parts of the United States. The length of the oriental cockroach is about 1 1/4 inch for the female and about 1 inch for the male. Both have wings but cannot fly. The adults are dark brown and nearly black. The egg capsule is carried by the female for about 30 hours where it is either dropped are attached to a protected surface near a food source. The females will produce an average of 8 capsules containing about 16 to 20 eggs each and will hatch in about 60 days. Nymphs will molt 7 to 10 times and the stages usually take several months to a year to complete.
The oriental cockroach can be found in high moisture areas such as sewers and damp basements. They are usually located below ground level indoors. You probably won't find them on walls or high in cupboards or on the upper floors of buildings.
Oriental cockroaches feed on all kinds of filth and other decaying organic matter. They can live for about a month without food but only about 2 weeks without water. In cold weather you will probably find them migrating indoors. ATC also has do it yourself kits!
THE GERMAN COCKROACH is light brown overall in color, has wings which cover the abdomen, and an adult is about 5/8 inch long. The shield just behind the head is marked with two prominent black stripes. Females produce an egg capsule that is attached to the end of the abdomen for up to a month before being dropped a day or so before eggs hatch. Each 5/16 inch long, brown egg capsule contains 30 to 40 eggs which hatch in 2 to 4 days after being deposited. Nymphs hatching from eggs are less than 1/8 inch long and wingless. They develop through 6 to 7 stages (instars) over 74 to 85 days (varying with temperature) before becoming adults. There may be four generations per year.
German roaches are mainly an indoor species although they will also migrate outdoors from structure to structure. Occasionally, new infestations begin by bringing in cartons and other materials from infested structures that harbor the roaches or their eggs. Kitchens, bathrooms and other locations that provide food, moisture, warmth and shelter are preferred habitats. German cockroaches are mainly active at night, when they search for food and water. During the day, they remain concealed in cracks and crevices unless they are over-crowded, with all developmental stages occurring together. They also can occur in attics, wall voids, crawl spaces, foundation cracks, garbage areas and around the landscape. ATC also has do it yourself kits!
Do-It-Yourself Kit
Roach Removal Kit
The ATC Roach Removal Kit includes Advion® Cockroach Gel. This is a new, high-performing product from DuPont Professional Products targeting all pest species of cockroaches. Based on the exceptional active ingredient - indoxacarb, Advion® cockroach gel bait represents the miracles DuPont science can deliver. Cockroach species controlled, but not limited to: German (also gel bait-averse), American, Australian, Brown, Smokybrown, Oriental, Brownbanded and Asian. This unique product, powered by MetaActive™ compound, combines a novel, high-consumption bait matrix with a potent, non-reprellent active ingredient. Cockroaches cannot resist this superior combination and even the toughest populations are quickly controlled!
This is has no odor and contains a non-staining formulation while still maintaining its integrity for extended periods. This allows roaches to consume more bait over an extended time period, resulting in complete control of the entire infestation, guaranteed.
See our service area map
© 2019, ATC Pest Control, Inc
Maryland Department of Agriculture License # 29262
Pennsylvania Department of Agriculture License #BU-10471


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Spiritual Programme
CITC's objective is to equip young people physically, mentally and spiritually as derived from Ephasians 4:28 " Let the thief no longer steal rather let him labor (learn to work) doing honest work with his hands, so that he may be able to earn an honest living and giving those in need" . The project is guided by Christian Spirit of caring to the less fortunate by developing and enhancing them socially, economically, psychologically and spiritually.
CITC Prayer
Jesus Master of Nazareth you have through wood and nails worked out man's full salvation.Use well your tools in your workshop that we who come to you in poor rough state may be changed to a true beauty by your hands AMEN.
There are lots of extra curricula activities provided such as
- Scripture Studies/Friday Service church
- Life Skills Development Seminars/Workshop.
- Various Sporting/Club activities
The Products and Services Include:Domestic, Offices & Church furniture.All types of wooden and metal doors, windows & gates.Interior Design.…read more


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When you pass away, you leave your property behind to be sorted out and handled by your family and friends. In today's digital age, you not only leave tangible property but also your digital footprint. All of your social media accounts, personal websites, email accounts, online banking accounts, and online shopping accounts will need to be managed when you're gone. Prepare for this before you pass away in order to ensure your accounts can be accessed and managed according to your wishes.
Part 1 of 3:
Accounting for Your Assets
1Take an inventory of all the accounts you have. Write down a list of your online accounts. Include all of the websites you use on a weekly or monthly basis that require a login name and a password. Use a notebook or your computer.[1] X Research source
- You do not need to write down every single website you have ever visited.[2] X Research source Keep track of the important ones you use most often and the ones that contain important information.
- If you keep this list on your computer, make sure people can easily access the list if they need to. In most cases, you should periodically print out a copy and keep it in a safe place.
2Keep a log of your login names and passwords. Separated from your account inventory, write down all of your login names (a.k.a., usernames) and passwords.[3] X Research source These should be separate so you do not have all of your important information in one place.
- To be extra secure, keep one list with usernames, a separate list with passwords, and a third list with the website information. This ensures that if anyone gets gets one of the lists, it will be useless without getting access to the other two.
3Secure this information in a safe and private place. Once you have your lists created and inventoried, take the information somewhere secure. If you have a safe deposit box, keep your updated information there. If you have an attorney, you may be able to leave your lists with them.Advertisement
Part 2 of 3:
Planning for Death
1Hire an attorney. Before planning for death and drafting a will, contact an attorney to discuss your options. You should hire a trusts and estates lawyer who has handled digital estate questions. Start your search by asking friends and family for recommendations. Most everyone has either thought about getting a will or has already done so, so those close to you should be able to help. If that doesn't work, use your state bar's lawyer referral services. For example, in California, an individual will ask you questions and determine your needs. That person will then refer you to a qualified attorney in your area.[4] X Research source
- Before you hire an attorney, be sure you ask them questions about handling digital property. In addition, be sure you know about the lawyer's fee structure.
2Read terms-of-service. Each online account you have is likely governed by a different policy.[5] X Research source In order to use their services, you must agree to their terms-of-service. These agreements dictate how online accounts will be handled at death. For example, some online services will deactivate your account, others will turn your page into a memorial, and others allow you to choose.[6] X Research source
3Know your state's laws. In addition to every company's terms-of-service, some states have laws dictating how digital property will be handled at death. Virginia, Connecticut, Rhode Island, Indiana, Oklahoma, Idaho, and Nevada all have laws about this. Most of these states require "custodians" (i.e., online service providers like Facebook or Twitter) to provide access when they receive a written request by the executor of the deceased.
- Some states have a broad definition of "custodian," which may include anyone who stores online data of another person, while other states may define it to only include email providers.
- No state has decided what should happen when the deceased does not name someone to manage online assets. This is one reason it is so important to do so.
- Complications arise when minors create an online presence without understanding what they are agreeing to or if they are old enough to create the account.[7] X Research source
4Choose a digital executor. Within the will you draft, name an executor of your estate. In addition to a general executor, you should also name a digital executor, whose role you can define within the will. Your digital executor should have the technical understanding needed to take care of your digital things.[8] X Research source
5Draft a will. Within your larger will, which will dispose of personal and real property, you need to include a section pertaining to your digital belongings.
- Give clear instructions on how you want each account handled.[9] X Research source Do you want your Facebook account deleted or memorialized? Do you want your family members to access your emails or do you want the account deleted? Do you want to pass certain music or e-books to people?[10] X Research source These questions need to be answered succinctly and clearly in your will.
- Your attorney will help you draft your will if you have hired one. If you haven't, you can always draft a will on your own. If you are on your own, make sure you are following all the laws of your state. If you don't, your will may not be valid and your property may pass through intestacy (i.e., passed down according to statutory standards).
6Keep private information separated from your will. After you draft your will but before you execute and sign it, make sure you do not have any personal and private information included in the will. This includes your online usernames and passwords. Wills become public documents when they go through probate, which is the legal process of executing a valid will.[11] X Research source
- If you put usernames and passwords in your will, that information will be available for public viewing when you pass away. This type of action could jeopardize your final wishes and put your valuable assets at risk.
Part 3 of 3:
Managing Specific Accounts
1Direct your finances. Your financial data, including online bank accounts, online payment services, and online investment banking, is some of your most crucial data and also some of the hardest to access. If you can, specify your beneficiaries directly with the website or service.
- You should also print out and keep all of your statements for each account. This will create a hard copy that can be accessed without getting into your online account. This will help eliminate the need for an executor to gain access in order to see how much money is in the account or who the beneficiary is.[12] X Research source
2Manage your email accounts. Read each of your email account's terms-of-service. Some email providers consider your account terminated as soon as you die while others will allow some access in certain situations.
- Some email providers only allow access after your death if you consented to it before you died. If you think you may find yourself in this scenario, you need to draft a statement consenting to others accessing you accounts. The statement should be attached to your will.[13] X Research source
3Specify your wishes regarding social media sites. Websites like Facebook and Twitter also govern their relationships with you through a terms-of-service agreement. Be sure you read and understand what you are agreeing to. For example:
- Twitter will deactivate your account upon the request of your executor or an immediate family member. Twitter requires that your executor or family member send a copy of your death certificate.
- Facebook gives you two options. First, you can turn your Facebook page into a memorial. The account will be locked but others can post on it. Second, you can have the account removed upon special request by your family or an executor.
- Google allows you to choose how your account is handled at death. If you do not choose how to handle your account, survivors will only be able to access your account in very rare cases.[14] X Research source
4Pass down digital property. When you download a song or book using an online account (e.g., Amazon or iTunes), you usually do not own that item. Instead you are considered to have purchased a license to use the download during your lifetime. Before you pass down digital property, make sure you own the property by reading through each service's terms-of-service.
- If you are part of a photo-sharing website, download the images from the site and save a copy to your hard drive. This will ensure your loved ones can access the photos without having to login to your account.[15] X Research source
Community Q&A
- ↑ http://www.aarp.org/home-family/personal-technology/info-2014/protect-personal-online-data.html
- ↑ http://www.npr.org/2011/01/10/132617124/after-death-protecting-your-digital-afterlife
- ↑ http://www.aarp.org/home-family/personal-technology/info-2014/protect-personal-online-data.html
- ↑ http://members.calbar.ca.gov/fal/MemberSearch/FindLegalHelp
- ↑ http://www.npr.org/2011/01/10/132617124/after-death-protecting-your-digital-afterlife
- ↑ http://www.pewresearch.org/fact-tank/2013/12/02/what-happens-to-your-digital-life-after-death/
- ↑ http://www.pewresearch.org/fact-tank/2013/12/02/what-happens-to-your-digital-life-after-death/
- ↑ http://www.npr.org/2011/01/10/132617124/after-death-protecting-your-digital-afterlife
- ↑ http://www.pewresearch.org/fact-tank/2013/12/02/what-happens-to-your-digital-life-after-death/
- ↑ http://money.usnews.com/money/blogs/alpha-consumer/2015/02/06/ways-to-protect-your-online-accounts-after-death
- ↑ http://money.usnews.com/money/blogs/alpha-consumer/2015/02/06/ways-to-protect-your-online-accounts-after-death
- ↑ http://www.aarp.org/home-family/personal-technology/info-2014/protect-personal-online-data.html
- ↑ http://www.aarp.org/home-family/personal-technology/info-2014/protect-personal-online-data.html
- ↑ http://www.pewresearch.org/fact-tank/2013/12/02/what-happens-to-your-digital-life-after-death/
- ↑ http://www.aarp.org/home-family/personal-technology/info-2014/protect-personal-online-data.html
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