text:
Can I pick up my order at the nursery?
Use code LOCALPICKUP at checkout and schedule your pickup date/time HERE. If the appointment is confirmed, you're good to go. If it is denied, we will ask you to reschedule and provide an alternative day/time. There are no same day pickups.
Order Processing & Shipping Schedule
Orders are processed and shipped at the beginning of each week via 1-3 Day USPS Priority Mail. Average order processing time before shipment ranges from 1-14 days. During the Spring and Summer, processing/shipping can take up to 4 weeks.
Tracking information
A confirmation email with tracking information will be sent immediately upon shipment. You can track the progress of your order online anytime by logging in to your account. Delivery confirmation will be emailed when your plants have reached their destination, so you never miss a beat!
Shipping Cost
Shipping will be calculated at checkout and varies based on order weight and your distance from the nursery. Shipping is combined for multiple plants. The more you grow, the more you save!
Shipping to Hawaii & Puerto Rico
Sow Exotic now ships almost all of our fruiting and medicinal plants to Hawaii and Puerto Rico! Plants will ship bare root every Monday through Wednesday via 1-3 Day USPS Priority Mail. No heat packs necessary. Due to USDA restrictions, here's the list of plants that don't make the cut:
Can't ship to Puerto Rico: Coffee, Palm, Banana
Can't ship to Hawaii: Pineapple, Palm, Papaya, Coffee, Banana, Passionfruit
All the other cool stuff: good to go! 🌈 🌿📦📪
For more frequently asked questions visit our FAQ's page.
Weather Holds
Orders placed in colder climate zones during the winter months will automatically be placed on hold until Spring or when temperatures in your area are above freezing on the expected date of delivery.


text:
It Is All About BTC, LTC, ETH, ZEC mining as well as other alternative crypto currencies
Claymore has updated his ZCash AMD GPU miner to version 12.5 adding support for the ZCash forks (altcoins using the same Equihash algorithm) as well as doing some more improvements to the miner. The latest version comes with improved fans management for latest drivers and Polaris cards, added shares-per-GPU statistics when "s" key is pressed, addend an option to use a password for remote monitoring as well as included EthMan v3.0 which supports passwords and email notifications. This is currently the preferred solution by most miners mining ZEC or other coins based on the Equihash algorithm for AMD OpenCL GPU mining rigs, the miner does not yet have support for Nvidia GPUs. Nvidia miners can go for some of the available options for CUDA mining such as the nheqminer, excavator or EWBF's CUDA Zcash miner for mining coins using the Equihash algorithm on their hardware.
– To download and try the latest Claymore's ZCash AMD GPU Miner v12.5…
Claymore's Zcash (ZEC) AMD miner has been updated a couple of times already since the release of the initial version from some days ago. The number of optimizations and hashrate improvements with pretty much each major update has been tremendous, bringing back to life many of the old AMD Radeon GPUs such as 7950/7970 or the 280X, some of the most popular mining video cards for the last few years. The latest release, already a major version 6 brought more fixes and optimizations in terms of performance. As one would expect Nvidia is left behind once more, even though there were some signs that recently it was starting to catch up to the levels of performance of AMD GPUs, it is now yet again significantly slower. So owners of Nvidia-based mining rigs might want to switch to some other alternative for mining at the moment after the latest performance boosts from Claymore. Do have in mind however that Claymore's Zcash miner does come with a 2.5% dev fee, below is a list of major changes and updates of the miner after the initial release:
Version v7.0:
– improved speed by about 15-25% (depends on card model). About 230H/s on stock 390X.
– added "-benchmark" option.
Version v6.0:
– improved speed by about 20-25% (depends on card model). About 180H/s on stock 390.
– "-i" parameter values are 0…4 now, default value is "-i 4".
– fixed issue with mixed cards.
Version v5.0:
– improved speed by about 30-50% (depends on card model). About 145H/s on stock 390X.
– improved support for Catalyst 16.x and 4xx cards.
– reduced CPU usage.
Version v4.0:
– improved speed by about 20% (depends on card model). Up to 100H/s on stock 390X on "-i 2" mode.
– added "-retrydelay" option.
– added "-nofee" option.
– various bug fixes.
– changed coloring.
– EthMan: added "View miner console" command.
Version v3.0-v3.1:
– improved speed by 20-30% (depends on card model). Up to 80H/s on stock 390X on "-i 2" mode.
– improved stability.
Version v2.1:
– added "-i" option for adjusting mining intensity and CPU usage.
– improved speed for high intensity mode ("-i 2"), about 60H/s on stock 390X, 50H/s on stock 280X.
– since nicehash cannot upgrade their ddos protection, now "-allpools 1" is required for this pool.
Version v2.0:
– improved speed by 5-15% (depends on card model).
Version v1.1:
– added Linux version.
– fixed issue with rejected shares after devfee mining.
– remove "-allpools 1" option if you use it and mine on miningpoolhub, suprnova, coinmine or nicehash pools.
– added "XnSub" support for Nicehash.
– fixed bugs.
– For more details and to download the latest Claymore's Zcash AMD GPU Miner…
Claymore has just released his new miner targeted at Zcash (ZEC) miners and only for Windows at the moment, probably making it the fastest AMD OpenCL GPU miner at the moment for Windows OS. Do note that the miner is free, but there is currently a developer fee set at 2.5%, meaning that every hour the miner mines for 90 seconds for developer. According to Claymore this initial release is only for recent AMD video cards only: 7xxx, 2xx, 3xx and 4xx, 2GB or more and it does not support Nvidia GPUs with only Windows x64 binaries available at the moment for download.
A bit something about speeds with the new Zcash miner from Claymore, they are higher than what other Windows GPU miners were offering prior to the release of this miner (there are apparently faster Linux miners like SilentArmy's V3 for example). A stock AMD Radeon 280X seems to do about 44-45 H/s, AMD Radeon 290X does a bit more at about 46-47 H/s, AMD Radeon 370 does about 35 H/s, AMD Radeon RX 480 does about 40-41 H/s in our initial tests. Feel free to share your hashrate results in the comments below if you do try the new miner…
– For more details and to download Claymore's Zcash AMD GPU Miner v1.0…

subset: commoncrawl


text:
Mountain View, California (EastBayDaily) — The Luke Bryan concert tour for 2014 called the That's My Kind of Night Tour, continues as it stops in Mountain View, CA at the Shoreline Amphitheater on Saturday, October 18 preceded by a stop at the Concord Pavilion in Concord, CA October 17. But even when tickets are sold out at the box office they remain available at LukeBryanConcerts.com, including lawn seats and premium tickets. Fans can find seats for all Luke Bryan concerts at all other venues including the Cruzan Amphitheater in West Palm Beach, FL and Darien Center, NY (near Buffalo) at the website. Last minute tickets for Luke Bryan at the Aaron's Amphitheater in Atlanta, GA, Monticello IA and Eau Claire WI are still available as well.
Luke Bryan's notoriety as a country music artist seems to just keep on rising. After hits such as I Don't Want This Night To End, Drunk On You and The Only Way I Know, Luke Bryan hopes to launch more singles to the top of the charts from his new album called Crash My Party. The new Luke Bryan song also called Crash My Party already has fans excited. While the Luke Bryan tour 2014 will surely feature many of his new songs, those attending will likely hear some old favorites too. Luke is joined on this tour by fellow country music artists Lee Brice signed with Curb Records and Cole Swindell a Warner Brothers song writer and recording artist.
Music fans in the Mountain View area can also see Blake Shelton in concert at the Shoreline Amphitheater in September. Zac Brown Band cheap concert tickets for their performance at the Concord Pavilion can also be found on the website. For fans that prefer a different genre of music, Motley Crue Mountain View tickets at the Shoreline Amphitheater are on sale too. For last minute tickets for any of these concerts and others, the E-Ticket option allows fans to print a ticket right from their computer with a 125% authenticity guarantee.
Those in the Mountain View area that prefer the theater should look at Financial Firebird's BroadwayTouringShows.com site for all Broadway musicals and plays on the road like Wicked in San Jose.
One of summer's favorite pastimes is baseball. Fans looking to buy tickets for the San Francisco Giants games held at AT&T Park in San Francisco can find them at sanfrancisco.cheapticketsbaseball.com. Tickets for both home and away games are available.
Football fans in the San Francisco Bay area will find tickets for the San Francisco 49ers games held at Levi's Stadium in nearby Santa Clara.
Tickets-Cheapest.com sells these cheap sports tickets as well as tickets to all major sporting events across the country. Armed forces personnel can find seats with an additional military tickets discount.
Buy seats now and pay less at LukeBryanConcerts.com from TicketsCheapest.com where price surveys prove fans will find seats cost less than other resale sites. In yet another price comparison recently, Tickets-Cheapest.com again beat 25 out of 25 other sites including cheaper tickets than Stubhub. Find the right Luke Bryan tickets online or by phone at 855 805 5266 for professional personal assistance.
About Financial Firebird, Luke Bryan Concerts and Tickets Cheapest
The sites with special software to find cheap concert tickets are affiliated with the Financial Firebird Corporation Travel Group. Financial Firebird Corporation, established in 2000 and a proud BBB member, provides unbiased consumer information. These ticket sales sites operate in the resale market and maintain no relationship with the venues or performers. The resale ticket market allows consumers access to popular events once the box office sells out or to buy premium seats when the venue no longer offers any inventory. Within the group of these secondary market ticket services the Financial Firebird owned ticket sites offer lower prices than competitors. Find the sites at LukeBryanConcerts.com and Tickets-Cheapest.com.


text:
Losing streak lengthens for foes of gay marriage
For foes of same-sex marriage, their losing streak keeps growing. Some sense a lost cause, others vow to fight on.
On Election Day in 2012, they went 0-for-4 on state ballot measures. A year ago, the U.S. Supreme Court ruled that the federal government must recognize same-sex marriages. And over the past seven months, more than a dozen federal and state judges have struck down part or all of state-level bans on gay marriage, with no rulings going the other way.
Faced with these developments, some longtime opponents of gay marriage now say that its nationwide legalization via a Supreme Court ruling is inevitable. Others refuse to concede, and some leaders of that cohort will be rallying Thursday at a March for Marriage in Washington that they hope will draw many thousands.
The event's main sponsor is the National Organization for Marriage, which engaged in several successful state campaigns against gay marriage prior to the 2012 votes in Maine, Maryland, Minnesota and Washington state that reversed the tide.
NOM is promoting the march with a website that evokes a "road to victory" and a video featuring dramatic background music.
"A competition is won by those who take the field, not by those who sit on the sidelines," NOM's president, Brian Brown, exhorts his supporters. "Friends, we need to take the field for marriage -- and fight to win."
Brown, in a telephone interview, said his best-case scenario hinged on a future ruling by the Supreme Court upholding the right of states to set their own marriage laws, rather than imposing same-sex marriage nationwide. Such a ruling would strengthen the position of the 31 states that currently ban gay marriage and might encourage grass-roots efforts in some of the other states to reimpose bans, Brown said.
"We'd put this back in the hands of the democratic process," Brown said. "We would have the people deciding for themselves."
If the Supreme Court ruled the other way, legalizing gay marriage nationwide, "We won't go away," Brown said.
He envisioned a resistance campaign comparable to that waged by the anti-abortion movement since the Supreme Court's 1973 Roe v. Wade decision established a nationwide right to abortion.
"In the next year or so, we'll either have a massive victory at the Supreme Court, or we'll need to fight for 10, 20 years to undo the damage that the court has done," Brown said.
Among the scheduled speakers at the march is Austin Nimocks, senior counsel with Alliance Defending Freedom, a Christian legal group that has fought in court on behalf of laws banning gay marriage.
Nimocks argues that America would be better off if the Supreme Court allowed the current split among the states to continue, along with the public debate over the repercussions of gay marriage.
"America has not fallen apart because some states have same-sex marriage and others do not," he said. "We've been managing that for 10 years."
While Nimocks and Brown are optimistic that the Supreme Court won't impose same-sex marriage, other veterans of the fight against it think differently.
"Let's face it: Anybody who does not believe that gay marriage is going to be the law of the land just hasn't been observing what's going on," Sen. Orrin Hatch, a seven-term conservative Republican from Utah, told a radio interviewer last month.
Maggie Gallagher, a former president of the National Organization for Marriage, also expects that outcome. In a recent blog post, she said gay-marriage opponents needed to regroup and recognize that they have become "a subculture facing a dominant culture."
"The way you keep a movement going is to define achievable victories," she said in an interview. "The marriage movement is in the process of trying to figure out what that is."
A leading advocate of same-sex marriage, Evan Wolfson of Freedom to Marry, said his adversaries have been placed in an ever-weakening position by trends in public opinion polls and by the recent court rulings. One after another, the judges have said they heard no convincing argument why gay couples should be denied the marriage rights afforded to opposite-sex couples.
"All the defenses of discrimination conjured up by the dwindling hard-core of opponents have been exposed as indefensible, insufficient, or untrue," said Wolfson.
In the political realm, Democrats increasingly see advocacy of gay marriage as a winning position, while the Republican Party -- whose 2012 national platform opposes gay marriage -- is now experiencing some divisions.
In several states, some GOP leaders have objected to planks in the state party platform that oppose same-sex marriage. Also, several of the GOP governors whose states are among those allowing gay marriage have accepted the new reality rather than continue railing against it.
In Congress, conservative Republicans have introduced two bills opposing same-sex marriage, but neither has drawn strong support even within GOP ranks. One would require the federal government to defer to state marriage laws, including those banning gay marriage; the other would amend the U.S. Constitution to limit marriage to the union of one man and one woman.
Amid the string of defeats in court, many opponents of gay marriage have focused their wrath on the judges making those decisions.
Tim Wildmon, president of the American Family Association, depicted the rulings as "judicial tyranny." Former Arkansas Gov. Mike Huckabee -- who'll be a featured speaker at Thursday's march -- called for the impeachment of the judge who struck down his state's gay-marriage ban.
"When members of the judiciary act as if they were entitled to the power of all three branches of government, it creates a disturbing abuse of power," Huckabee said in an email to The Associated Press.
Some conservative groups have launched fundraising appeals decrying recent cases where prominent people lost jobs or business opportunities because of their opposition to same-sex marriage. The Family Research Council, for example, depicted as "thuggery" the pressure that led to the resignation of Mozilla CEO Brendan Eich, who had supported a 2008 campaign against gay marriage in California.
"Our ability to express ourselves in the public sphere must never be repressed by the tyranny of political correctness," wrote the council's president, Tony Perkins, in a letter to supporters. "We must never submit to the radical leftist redefinition of human sexuality."
Perkins' group is a co-sponsor of Thursday's march, as is the Coalition of African-American Pastors. The coalition's leader, the Rev. Bill Owens, says he will intensify his advocacy work in black churches, seeking to make the case that same-sex marriage is not a civil rights issue.
Another co-sponsor is the Roman Catholic Archdiocese of Philadelphia, which is organizing a bus fleet to carry parishioners to the march.
One of the scheduled speakers is the Archbishop Salvatore Cordileone of San Francisco, who chairs the U.S. Conference of Catholic Bishops' subcommittee on the promotion and defense of marriage.
A coalition of liberal politicians and gay-rights leaders in California has issued an open letter to Cordileone, urging him to skip the march. Many of the other scheduled speakers "have repeatedly denigrated lesbian, gay, bisexual and transgender people," said the letter, suggesting the archbishop shouldn't align with such viewpoints.
Along with the Catholic Church, several other major denominations remain adamant in opposing same-sex marriage.
"We stand strong on what the Scripture says about marriage between a man and a woman," said the Rev. Ronnie Floyd after his recent election as new president of the Southern Baptist Convention.
A top Mormon leader reiterated opposition to gay marriage during the biannual general conference of the Church of Jesus Christ of Latter-day Saints in April.
"While many governments and well-meaning individuals have redefined marriage, the Lord has not," said Neil Andersen.
Follow David Crary on Twitter at http://twitter.com/CraryAP


text:
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text:
- 1FreeUndelete
- 2Absolute Uninstaller
- 3Winamp Media Player
- 4CDBurnerXP
- 5Adobe Flash Player
- 6Gom Player
- 7RightNote Freeware
- 8Teamspeak
- 9ZoneAlarm Firewall Free
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- 11CCleaner
- 12PhotoScape
- 13Total Commander
- 14AVG AntiVirus FREE
- 15PDFCreator
- 1hide.me VPN for macOS
- 2NumXL
- 3MacX DVD Ripper Pro
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- 5Autosofted EasyEyes
- 6Acronis True Image for Mac
- 7Vivaldi for MacOS
- 8College GPA Calculator
- 9Flowrigami
- 10VaxVoIP WebPhone SDK
- 11BreeZip: Rar, Zip & 7z Extractor
- 12VyprVPN for Mac
- 13Dr.Web for Android
- 14Container Loading Calculator
- 15PureVPN Windows VPN Software
- 1Actor Surya Official Website
- 2Original Audi Autoteile
- 3Turbo Tax Downloadable
- 4Java Printing Solution
- 5Mario Java Mobile
- 6Cmd Fix Tool
- 7Unformat Sd Card
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- 9Advance Ppt
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The wait is over. In the next few months nearly all the remaining pieces of Obamacare will fall into place.
On Jan. 1, just about everyone must have health insurance (with government help, if sorely needed) or face a penalty, and everyone must be able to get coverage, no matter how sick.
To make that happen, insurance exchanges in the 50 states and the District of Columbia are scheduled to start selling policies online Oct. 1. The largest overhaul of the country's health system since Medicare was launched in 1966 will finally be up and running.
And with its arrival comes widespread confusion, made worse by delays, price scares, and continued political rancor. "Survey after survey shows there is enormous uncertainty on the part of consumers about what is coming in 2014," says Kev Coleman, head of research for HealthPocket.com, a website that compares and rates plans.
Got questions? Here are answers to the 12 most pressing ones.
1. Will the new insurance exchanges make buying insurance on my own easier?
Every state and D.C. will have an online marketplace where you can compare policies, sign up for coverage, and claim a government subsidy if you quality. Find your state's shopping portal at healthcare.gov. Since a majority of states opted not to create their own exchange, 35 will be at least partially run by the federal government, but that won't make much difference to shoppers.
On every exchange you'll see plans grouped by tier — platinum, gold, silver, and bronze, plus a low-cost catastrophic option for those under 30. The finer the metal, the more you'll pay in premiums and the more of your costs the policies will pick up — 90% for platinum plans, 60% for bronze.
Premiums will vary within each tier, as will the deductible, co-pay, and co-insurance rate in most states. You'll find basic screening tools, such as the doctors in each network; consumer reviews and quality ratings are probably a year or two away.
"Firms are eliminating scope in order to get up and running by Oct. 1," says Dan Maynard, president of Connecture, which helped build the Maryland, Minnesota, and D.C. exchanges. You'll have until March 31 to shop in the initial enrollment period (or any time, if you undergo a life change such as a job loss).
The number of insurers on your exchange will vary. So far a dozen are signed on in California, but states with less competition to begin with will see fewer. "The level of insurer participation is pretty striking," says Ceci Connolly, managing director of PricewaterhouseCoopers Health Research Institute. "This is a big business opportunity."
2. I've already got insurance at my job. Why does any of this matter to me?
For the nearly two-thirds of Americans under 65 who get health coverage through a job, you probably have a sweet deal already, and that's unlikely to be soured. Companies pick up about 70% to 80% of the tab on average, according to the Kaiser Family Foundation.
And chances are your plan's in-network out-of-pocket spending cap is already lower than the new Obamacare maximums: $12,700 for a family, $6,350 for singles. (Employers that use multiple vendors to manage medical, drug, and other types of expenses got a one-year extension on the cap.) And in 2014 your plan can't put limits on annual payouts (the same goes for individual policies). Yes, the federal government gave employers with 50 or more full-time workers another year before they have to offer insurance or pay a fine, but that delay shouldn't affect those who already have a workplace plan.
Still, you may not want to be tethered to a company indefinitely. Maybe you'd like to strike out on your own, switch to part-time contract work, or retire before you quality for Medicare at 65. Because insurers can no longer turn you down based on your health, you're guaranteed to be able to find a comprehensive insurance policy. "A lot of people delay retirement just for health care coverage, so this offers more flexibility," says Lisa Zamosky, health-reform expert at Web MD.
You'll also have more long-term security if you find yourself out of a job. After a layoff, you can usually stay on your company plan for 18 months through COBRA, but without your firm's subsidy, that coverage is pricey: The average group family policy tops $16,000 a year, says the Kaiser Family Foundation. The second-cheapest silver-tier plan for a family headed by 40-year-olds should run about $11,500 on average, Kaiser reports, and a job loss may entitle you to a subsidy. Plus, your coverage won't expire if you fail to land a position with benefits in 18 months.
If you work for a firm with 50 or fewer employees, however, you may see one change. To give workers at small companies more insurance choice (in theory), Obamacare created separate small-business insurance exchanges.
Your employer can send you to your state's exchange with a set amount to spend; you choose a policy and pick up whatever exceeds the budget. So far, only 16 states, including Colorado and New York, have set up small-business exchanges with a choice of plans. In the rest, the employer can offer workers one plan only on an exchange until 2015.
3. I've been buying my own insurance for years. What changes?
With health reform beefing up what individual plans must cover, you may find that your current policy isn't up to snuff. When you renew in 2014, you must get a policy that picks up at least 60% of the average enrollee's costs and covers 10 key areas, including mental health and prenatal care.
Today only a third of individual plans provide maternity coverage, according to HealthPocket.com; 61% pay for mental-health treatments, and a third have higher out-of-pocket spending caps than the law requires.
Watch the mail. Your insurer may cancel your policy or roll you onto a qualified plan. Note: If you're intent on hanging on for as long as possible to a bargain bare-bones plan that falls short of the new requirements, see if your insurer will let you renew in December. Some will, says Carrie McLean, director of customer care at ehealthinsurance.com. That way you won't have to pay up to meet the tougher standards until you renew next year.
4. Will the exchanges lower prices?
Yes, no, depends, time will tell. Despite all the headlines you may have seen — PRICES WILL PLUMMET! PRICES ARE DOUBLING! — this is a question with no single answer, in part because of all the competing forces at play. For starters, because the policies for sale for 2014 will have to be more robust than most of what's on the market now, you can't make an apples-to-apples comparison. Better coverage should cost more. But wait. The insurance-risk pool is changing too: more healthy people because virtually everyone has to buy (good for premiums), yet more sick people because no one can be left out (bad).
Plus, there's the competition that'll be drummed up by the exchanges, where plans will be easy to compare and formerly uninsured buyers may be low on cash.
"Insurers expect exchange shoppers to be extremely price-sensitive," says Dan Mendelson, CEO of consultant Avalere Health. So you may see policies that, while meeting all the coverage requirements, are more restrictive in other ways, including limiting you to one-third to one-half of the doctors and hospitals you might have in-network today. "Carriers are trying to negotiate narrower networks so consumers don't face huge sticker shock," says ehealthinsurance.com's McLean.
Given all this, where are rates likely to land? Nine states released previews over the summer, and in those states a 40-year-old nonsmoker would pay about $250 to $350 a month for a silver-tier plan, according to Avalere.
5. What about my premium? Up or down?
Since insurers can't penalize you for any underlying health problems (except your smoking habit), you may save if you had been paying more because of, say, high blood pressure. And because the law limits how much more insurers can charge a 60-year-old than a 20-year-old — a 3-to-1 ratio, down from today's typical 5-to-1 — early retirees will probably get a break, while young adults will potentially owe more if they don't qualify for a subsidy (most will).
The Urban Institute reports that tightening the age spread would cost 21-to 27-year-olds $850 a year and save 57-to 64-year-olds $1,770.
6. Can I still buy insurance off the exchange?
In most states, yes. What you may miss out on are head-to-head comparisons of policies from multiple insurers. And since some states will allow less-robust plans to be sold off the exchange next year — mainly short-term plans — you might unintentionally buy one that hasn't met minimum standards and then face a fine for not having insurance.
But if you're not happy with your exchange options — perhaps your doctor isn't in any of the plans' networks — you can shop on your own.
7. Will I really have to pay a fine if I opt out?
Maybe. Most Americans must have health insurance by March 31, 2014 (and report it on their tax return). If not, a penalty will be added to your tax bill: the greater of $95 per adult or 1% of household income in 2014, climbing to $695 per adult or 2.5% of income by 2016.
But some can get out of the individual mandate, including anyone who earns too little to file a tax return. Higher earners will have an escape hatch too. If you must spend more than 8% of your income to buy the cheapest bronze plan in your area, you're off the hook.
So if a policy starts at $9,600 a year where you live — what the Kaiser Family Foundation estimates for the average bronze plan for a family of four headed by 40-year-olds — an uninsured family earning too much to get a subsidy (about $94,000 but as much as $120,000) would not face a fine.
8. I keep hearing about subsidies. Who is eligible for one?
You (or your adult children) don't have to be poor to qualify. You just need to earn less than 400% of the federal poverty level, which works out to $94,200 for a family of four today, or $45,960 for a single person.
The more you make, the less help you'll get (see the chart at the end of this article). A new study from Kaiser estimates that 48% of those who buy insurance on their own today will be eligible, with the average subsidy for a family coming in at $5,548.
A few rules to keep in mind: To get the subsidy, you must shop on your exchange or, in the 35 states with a federally run exchange, via an approved online broker, such as ehealthinsurance.com. You pay what you owe; the government pays the insurer the subsidy directly. If you or your spouse qualifies for coverage at work, you probably won't be eligible for a subsidy if you opt out in hopes of a better deal.
Figuring out whether you qualify may be tricky if your income fluctuates. Guess wrong, and come April 15 you'll have to repay the subsidy you took in error. To avoid a tax bill, you can take only a portion of the credit you think you'll qualify for, says Mark Luscombe, principal analyst for the tax publishers CCH. Collect the rest when you file your taxes.
9. I'm retired. What do I need to do?
Anyone on Medicare can ignore the fuss. Nothing changes about how you pick a plan or buy a supplemental policy.
Yet keep your guard up, or tell your parents to. In July, the Federal Trade Commission warned that identity thieves are already calling seniors and claiming, under the guise of Obamacare, that they must confirm personal information such as Social Security numbers or bank accounts.
"With a new program this big, you can expect scam artists," says Nicole Duritz, who runs AARP's education and outreach on health care.
Early retirees, on the other hand, may eventually have to act. In the coming years, companies that provide health benefits to retirees who are not yet eligible for Medicare may instead give them funds to buy their own policy on an exchange, says Ron Fontanetta, who heads the health care practice for consultant Towers Watson.
10. This all sounds pretty complicated. Do we have a logistical disaster in the making?
Given the scope of what the government is aiming to pull off, a little skepticism is understandable. The Federal Data Services Hub will link 51 exchanges, insurers, the IRS, the Treasury Department, Homeland Security, the Social Security Administration, and state health care agencies.
"This is one of the biggest IT projects ever initiated by the federal government," says Dan Schuyler, director of exchange technology at consultant Leavitt Partners, which helps states create exchanges.
In June the Government Accountability Office released a report questioning whether the federally run exchanges would be ready. In August the Office of the Inspector General raised alarms over whether the system will be adequately secure. Health and Human Services officials reiterated that the Oct. 1 schedule stands.
The likeliest scenario, say many, is that the exchanges open on time, but applying goes slowly, especially if you're seeking a subsidy. "The doomsday scenario is, the system crashes, but what's more likely is that people just experience delays and frustration," says Kevin Walsh, managing director of government health care solutions for Xerox.
Getting answers to questions may prove hard as well. Every state will have help lines and in-person assistance, but as of mid-August some states had not yet finished hiring or training staff. If you can't find help, keep in mind that many traditional insurance brokers will be certified to sell plans on the exchange. Find one at nahu.org or iiaba.net.
11. Could the government still pull the plug?
Sure. This year the Obama administration has already delayed several provisions of the law until 2015, including the rule that large employers must offer insurance. But so far the government is standing firm on the individual mandate, and new research sheds light on why that may be.
Because most large companies already offer health coverage, eliminating the employer mandate will have little effect on the number of uninsured. The Urban Institute estimates it will be the difference between a 10.1% and 10.2% uninsurance rate.
Putting off the individual mandate, on the other hand, will dramatically cut the projected number of insured Americans next year, trimming today's uninsurance rate from 16% to just 15.1%. "It's important right from the get-go to get young, healthy people into the market," says Timothy Jost, a law school professor at Washington and Lee University. "I don't think the government will delay."
12. What happens if too many opt out?
The success of Obamacare hinges on a delicate balance: Insurers have to cover everyone, regardless of how ill they are, and everyone has to have coverage, even those who never need to see a doctor (a group that's called the "young invincibles"). Anyone with health problems will almost certainly sign on. And the hope is that subsidies will bring the healthy onboard too.
If too many invincibles decide to pay the modest penalty instead, people who don't qualify for a subsidy will face higher premiums in 2015. In that case, subsidies should be enough to prevent a complete downward spiral of the healthy dropping out, says Rand mathematician Carter Price.
Still, persuading the young to get onboard is a priority for the federal government and supporters of reform. The comedy website Funny or Die is creating videos, Walgreens will be handing out pamphlets to customers, and ad campaigns are targeting moms. What happens if the efforts fall flat? As of now, no Plan B.


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The year 1999, seventh month,
From the sky shall emerge a great King of Terror.
Waldstein Academy in Matsushiro,
Nagano Prefecture. AKA "Occult Academy." A famous school where you can study spirits, monsters, UMA (Unidentified MYsterious Animals) and every manner of the occult.
One day, a beautiful girl named Kumashiro Maya comes to the school. She is the only daughter of the school principal. Despite the fact that she's attending her father's funeral, she wears a white dress and high heels. In the middle of the funeral, they start to play a message the principal left for the students. Suddenly, the coffin bursts open and the students are attacked by the school president, who is possessed by a dead spirit!
Get the latest updates on show information, news, and more.


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Last Sunday was a dark day for the fantasy football world. Sure, my team lost but I already had been able to endure that a few times earlier this season. The real pain came because I wasn't even able to watch my boys lose this time.
At right around noon that fateful day, the fantasy service on Yahoo! Sports went down. You know, just about when everyone was trying to set their starting lineup. Thankfully, I had that all set, but when I went to check my scores shortly after kickoff, I faced my first defeat of the week as I was told connecting to the server was impossible.
My family was able to pull through Superstorm Sandy without even losing power, but now I was expected to live like it was 1995? This was unacceptable.
This sent the Twitterverse, er, atwitter with upset owners (@KyleClark — Late add to the inactive list: Yahoo Fantasy Football servers) and others whose smugness deserved a virtual slap (@jimmyktown — Apparently, Yahoo Fantasy Football servers have crashed. This is bad for some, good for early lineup setters).
We can only hope that jimmyktown's opponent is a late lineup setter who still pulled out a win.
Some people were able to put things in perspective, though, as @fullsteve made us realize that since "Yahoo Fantasy Football site is down. The Republicans were right; America has officially collapsed. The apocalypse is upon us." More than one person with a more muddled political and temporal perspective blamed Bin Laden.
Sometime during the 4 p.m. games, functionality returned to the point where I was able to find myself battling from behind. I could have thought of the missed time then as a blessing for giving me those few hours of hope, but instead it felt like I had been robbed of a chance to inflict my anxious hopes onto the world and thus affect the outcome of my players' performances.
Hey, the Bud Light commercials tell me it is possible, which is the most they can do after the huge public disservice of making us sick of Stevie Wonder's "Superstition."
Instead, I came out of the day down, 101-90, and feeling out of sorts.
I was so muddled that I thought I must have been hallucinating the next day when an email came from head of Yahoo! Sports' Ken Fuchs. Apparently, I had been thinking the word so much that it had manifested itself as someone's last name.
And I'm not very good at spelling.
I have to give Mr. Fuchs credit for admitting in his email that his company "failed" its users.
I was even almost able to forget the whole incident Monday night when my team's concerns changed as quarterback Ben Roethlisberger was sacked out of an as-yet-undetermined amount of games.
Stuff happens, the company offered an apology, it stunk, but what else could it really have done?
Yahoo! decided it would go further, though, returning me to the upset stage.
Another email came to its fantasy football owners Wednesday to explain what happened. They chose to do this to us like 4-year-olds, however, offering up the excuse that some of their "giant machines" that help process game data went down.
Yes, giant machines. Something in it must have fallen down and gone boom.
This email also directed us toward an FAQ web page. Here, I found that it was going to be possible for league commissioners to vacate the week from the standings, which seems fair. I also found out, though, that those participating in the Yahoo! survival pool game would be out of the competition if they had not entered a pick before the outage, which seems unfair.
Still, fear not for Yahoo! is going to make everything all right by giving us free access to scouting reports for the rest of the season. When you click to find out what these reports actually are, though, it's just a positional ranking for the week, with very minor notes on a few players. So our prize is what we could already get for free elsewhere.
That's in the grandest tradition of playing up insignificant game-show prizes — but that's not all. It seems we can get all our Christmas shopping done early, too, as we also get a 20 percent discount on all purchases at the Yahoo! Sports Store through the end of the year.
Apparently, the company thinks that letting us down will compel us to want to give them more money. No matter how good I think I'd look in an Affliction sweater dress (really, it exists), I can't bring myself to feel good about this offer.
Unless, of course, my backup quarterback and I go on to victory this week. Then I may feel a lot better and more comfortable sporting my new Nike Matt Schaub Houston Texans No. 8 Name & Number T-Shirt — Navy Blue.
Josh Bousquet can be contacted by email at firstname.lastname@example.com.


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Java Indonesian Food
Indonesia, especially in Java Island has various of delicious traditional food. Each is having its own unique taste, without leaving the special taste of food in indonesia.
Lengko rice is traditional java food of north maritime society, such as Cirebon west of Java. Though it looks to be a very simple food in indonesia, but this menu is rich of protein and fiber, also low calory. Lengko rice is made from 100% natural ingredients, such as white rice, fried tahu and tempe (Indonesian food made from soybean), cucumber, boiled bean sprouts, chives leaves, peanut sauce, fried onion, and sweet ketchup. Commonly used is watery ketchup, not the thick one, to be spread all over the ingredients.
Karedok is special food comes from west java. it made from cucumber, bean sprout, cabbage, long green bean, basil, and eggplant. For the sauce is made from red chili, peanut, garlic, tamarind water, kencur (a root plant resembling ginger), salt and terasi (traditional paste made from shrimp or fish).
West java special foods are using a lot of raw ingredients, as lalapan (raw vegetables, to be eaten straightly without cooking, e.g cucumber, long green bean, basil, eggplants, etc). Beside lengko rice and karedok, another menu using these raw material called urap, also become one of west java special foods.
For Jakarta area, the famous menu is gabus pucung. Gabus pucung is a rare menu of Jakarta, using cork fish and kluwak (The oily, hard-shelled seeds superficially resemble Brazil nuts), which gives a black color on the dish. This dish is rare to be found, since the main ingredients, cork fish, is become to extinct due to massive hunting.
Another famous Indonesian food of Jakarta is kerak telor (egg crust). This food made from white sticky rice, eggs (chicken or duck), ebi (dried and salted shrimp), onion, red chili, ginger, pepper, dry-fried coconut, salt and sugar. Kerak telor has a special flavor if it's cooked in traditional flame using charcoal.
In central java, Solo or Surakarta city also has traditional foods widely famous. The most well-known traditional javanese food of solo is sego liwet (liwet rice or nasi liwet). It called liwet rice, to refer to the process of the rice cooking. Liwet, in Javanese is a way of cooking rice using cooking pot only, without any steam process. For liwet rice, the rice cooked with coconut milk, so it creates tasteful flavor.
The liwet rice usually has softer texture compared to ordinary white rice. Traditionally, it is eaten using banana leaves, shaped in special form called pincuk. Liwet rice is served with squash vegetable, boiled egg, chops of chicken meats, liver & gizzard of chicken, and thick coconut milk called areh.
Another famous menu is selat solo (salad of solo). Salad of solo also known as Javanese beef steak is a java food similar to common salad, but it use beef, and tasteful gravy. Salad of solo is using boiled green beans, carrots, fresh tomato, fresh lettuce, and cucumber pickle. It also uses boiled egg, and also mustard. All these ingredients poured with brownish, sweet-tasted gravy. It also added with crunchy fried potato chips. The tasteful flavor comes from the combination of the sweet of the gravy, and sour of the tomato and mustard. A small amount of mustard mixed with the egg yolk, put on a slice of lettuce leave, beside the cooked beef.
Yogyakarta also has a famous menu, Gudeg. Gudeg, is a traditional javanese food, made from young jackfruit, combined with egg & cooked chicken, sambal goreng (spicy cooking using red chili and cow skin), and poured with thick coconut milk called areh. Gudeg jogja is an Indonesian food with sweet taste. It can be consumed with cow skin crackers, called rambak dahar.
For east java, the famous menu are rujak cingur and rawon. Rujak cingur is traditional java food of Surabaya made form vegetables, such as ( mango-shaped fruits, with sour taste ), young mango, star fruit, pineapple, bengkuang (white eatable tuber), cucumber, long green beans, kangkung (spread vegetables, use to live in watery area), bean sprout, fried tempe and tahu, lontong (rice cooked in banana leaves; rice packet), cingur, and crackers. It called rujak cingur refers to cingur, that is cow's mouth as the main ingredient.
The next menu is rawon. Rawon can be found in all regions in east java province, from local javanese food stall to restaurants. This dish uses beef, chopped into small part. The spice is so Indonesia, a mixed between garlic, lengkuas (tuber plant lives in high and low land, used as spice in many Indonesian food), ketumbar (coriander), citronella, turmeric, kluwek, salt and cooking oil. All of these spices are mashed, except for the citronella and lengkuas, and pan-fried, and put into the beef stock. The black color of rawon comes from kluwek, as one of spices. Rawon is served with white rice, bean sprout, crackers, and chili sauce.


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Posts Tagged 'autobiorgraphy'
New Acquisition – Fredrerick Douglass Autobiographies
My study of Antebellum America this term has revealed a significant gap in my library. That has been filled with the arrival this week of Frederick Douglass: Autobiographies. I purchased The Library of America edition. I like the look and feel.
It includes three works:
- Narrative of the Life of Frederick Douglass, an American Slave
- My Bondage and My Freedom
- Life and Times of Frederick Douglass
From historian Bruce Levine,
"Frederick Douglass's magnificent autobiography, The Life and Time of Frederick Douglass is indispensable."
I look forward to getting to know this important American.
Bruce Levine, Half Slave and Half Free: The Roots of Civil War, Revised (Hill and Wang: New York, 2005), 264.


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We've been talking up urban transport all week hereabouts, so I figured I'd finish it with a Friday look at highways in the city.
Since the 1940s, the one-size-fits-all solution to urban traffic problems has been road construction, and it's a solution that comes only in two sizes: big and bigger. Build 'em wider, add some lanes, raise 'em to the sky and up the speed limit. Keep at it long enough, and eventually there'll be enough room in the city for all those fast-moving cars.
It's a political no-brainer. Traffic woes top the list of city-dweller complaints in elections at every level, and what better response could a politician give than to promise more roads, better roads, expressways, highways, express highways and superhighways and freeways and parkways? If you've got two cars and a single garage, what do you do, Joe Homeowner? You build a wider garage. Same deal with a road, right? It's just common sense.
It's also dead wrong.
Study after study for a generation now has demonstrated that more and wider highways just create more traffic. Years ago, New Urbanism founding father Andres Duany pointed out that for every 10 percent increase in roadway capacity, you wound up with a 9 percent jump in traffic volume. A British study found that the main impact of an expensive showpiece bypass-building scheme was a 50 percent increase in total traffic. And here's the main takeaway from a recent investigation that looked at road construction in 70 metro areas over 15 years:
Metro areas that invested heavily in road capacity expansion fared no better in easing congestion than metro areas that did not. Trends in congestion show that areas that exhibited greater growth in lane capacity spent roughly $22 billion more on road construction than those that didn't, yet ended up with slightly higher congestion costs per person, wasted fuel, and travel delay.
Not only do highways fail on their own promise of smoother commutes, they ruin the cityscape around them. That's why the most promising trend in urban traffic management is the destruction of highways — particularly the "grade-separated highways" so beloved by the previous generation of urban transportation departments.
A particularly dramatic case in point comes to us from traffic-clogged Seoul, Korea, where a few years ago a handful of "crazy" visionaries in the transport department somehow managed to sell a new mayor on the demolition of an elevated downtown highway. Fast-forward to today: the highway's gone, a formerly paved-over river has been rehabilitated, the resulting green space is a source of urban pride, and — wait for it — motor vehicle travel times have actually improved in the neighborhood of the old highway.
Similar results have emerged from American highway demolitions. Alas, tearing down highways is a very hard sell politically, so the best U.S. cases in point were precipitated by natural disasters — the collapse of the West Side Highway in New York in 1973 and the demolition of San Francisco's Embarcadero Freeway after it was heavily damaged in the 1989 earthquake.
Here's an excellent video summary of the impact of both demolitions on traffic from the never-not-fascinating folks at Streetfilms:
Did you catch what former New York traffic commissioner Sam Schwartz said there about the West Side collapse? "The traffic was able to take different paths. Things didn't get worse on all the other routes that had to pick up the slack."
This should, by rights, become the new common sense in urban traffic management: The cars will find a way, and if they don't then people will use other forms of transportation. And the net impact on the livability of the city will be positive in every case. The only good downtown highway is a demolished downtown highway.
To sing the praises of destruction in explosive 140-character bursts, follow me on Twitter: @theturner.
MNN homepage photo: ZargonDesign/iStockphoto


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4 years & up. This game has 26 two-piece puzzle sets that fit together to create each ladybug, resulting in the correct alphabet letter match. When you turn the ladybug over you will find a photograph that begins with the beginning letter sound. Great way to introduce the alphabet and word building. Resource guide included.
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Dog World is pleased to provide digital editions of the newspaper to subscribers with website access.
Click on the front cover to load the latest edition.
Subscribe to Britain's favourite canine newspaper and save money. Our Premier Subscription includes Dog World, Dog World Annual, digital editions and website access.
Instant access to single issues of Dog World - ideal for overseas readers.
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Guest post today from Dan – Ed.
Hi, I'm Dan Sloshberg, Regional Manager for Small Medium Business Marketing in Europe, Middle East and Africa. I work on helping to promote our BlackBerry® solutions for those who are looking to start or grow their business.
Following on from our last post on mobile social networking for SMBs, we've put together this great new video, showcasing some examples of how smart small business can use mobile social networking to connect and engage with their customers and find and attract new customers.
Starting or growing a business can be tough and a lot of hard work. Engaging on social networks from your smartphone or tablet is a powerful and efficient form of communicating and connecting with customers and prospects. If done right, not only can it be highly effective but is also a very low cost marketing strategy. See how you can use some simple social tactics to attract and keep more customers wherever your day takes you – and all from your BlackBerry smartphone.
[ YouTube link for mobile viewing ]
Does your business use social networking to engage with customers? Share your tips and advice for using social networking on a smartphone or tablet in the comments below.


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How to remove black magic, therefore, it is important to quickly remove black magic a spell. Likewise, durga mantra to remove black magic or several spells. In addition, Black magic removal mantra in Hindi in someone with bad intention. Or for the purpose of causing serious injury or Damage to him or her. Otherwise, cast spells or spells would prove fatal. If they were not deleted quickly and correctly remove Black Magic.
Agar aap par kisi ne kala jadu kiya hai. Aur aap us kale jadu ke parbhav ko khtam karna chahte hai. To aap hmare pandit ji se black magic ko remove karne wala mantra/Black Magic removal mantra in Hindi jaan skte hai. Hmare pandit ji apko black magic ko remove karne wala mantra/black magic removal mantra btayege. Jisse aap par black magic ka parbhav khtam ho jayega.
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Early Modern Carnivalesque...
On Monday September 5, I will be hosting the next Early Modern edition of Carnivalesque.
So please send on your nominations of quality blog posts (preferably posted since about the beginning of July) on any topic to do with the period between (approximately) 1500-1800 AD, to me by midnight 4 September, at: rgoetz{AT}fas{DOT}harvard{DOT}edu.
Please make sure you put 'Carnivalesque' in the title of your email so it will go through my junk mail filters.
I'm looking forward to everything you all send me!


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Tracking holidaymakers as they plan their next trip
GfK research helps a global travel group understand the purchasing behavior of holidaymakers and sharpen the effectiveness of its marketing and sales forecasting.
Our client is a leading global travel and leisure group that generates revenues of more than $10 billion (€8.6 billion) from over 20 million customers each year.
The Internet has fundamentally transformed holidaymakers' decision-making and purchasing patterns.
Awareness and consideration have lost predictive power, and even consumers don't know how they will proceed to their booking.
In order to plan strategically and market effectively, our client needed a thorough understanding of the research and buying process.
We showed that consumers are unreliable predictors of their own behavior, and that tracking of actual behavior was needed.
We set up a Media Efficiency Panel to gather demographics, intentions and purchase actions, while our browser plug-in continuously tracked all online behavior for 15,000 households. This was complemented by an offline-behavior questionnaire.
- The research provided highly granular insight into consumers' holiday purchase patterns. It analyzed how they research their trips, including the websites and search keywords used and the vital role of aggregators.
- This allowed our client to influence the process effectively by enhancing its promotional tools and marketing at every step. It also made it easier to forecast future sales.
Click here to download our success story (short version)


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Served with grilled French bread, pickle and choice of two sides.
* Consumer Advisory: Consuming raw or undercooked meats, poultry, seafood, shellfish or eggs may increase your risk of food borne illness, especially if you have certain medical conditions.
Have them on the half shell or fried!
Check out our menu
We'll take care of the hassle so you can have the fun.
Click Here for Reservations
Monday - Thursday 11:00 AM 'til 9:30 PM
Friday 11:00 AM 'til 10:30 PM
Saturday 11:00 AM 'til 10:00 PM
Website designed and developed by Gibson-Mahaffey.


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Top doctors aim to fix record on gums-heart link
NEW YORK - For 20 years, researchers have reported a link between gum disease and heart attacks or stroke, but a new analysis finds that claim seriously flawed - so much so that the American Heart Association (AHA) issued a rare "scientific statement" on Wednesday concluding that gum disease has not been shown to raise the risk of, let alone cause, cardiovascular illness.
Moreover, the statement continued, treating gum disease either professionally or by regular brushing and flossing has not been proven to reduce the risk of heart disease or stroke.
The statement, published in the AHA journal Circulation, reflects a three-year analysis of about 600 studies by an expert committee, led by a dentist and a cardiologist. It was endorsed by The American Dental Association Council on Scientific Affairs.
"There is a lot of confusion and misinformation, with many in dentistry and cardiology developing a strong opinion that there was a connection," said Peter Lockhart, professor and chair of oral medicine at the Carolinas Medical Center in Charlotte, N.C., who co-chaired the expert panel. "That's a distortion of the facts. The scientific evidence points in the other direction."
Because there have been hundreds of studies on the subject, Lockhart said, "If there were a strong causal link between atherosclerosis and periodontal disease, or if atherosclerosis could be cleared up by treating periodontal disease, we'd know it by now."
Countless health websites and books, not to mention the popular press, nevertheless declare that periodontal disease is a risk factor for heart disease and stroke. Indeed, hundreds of studies have pointed in that direction.
Most of those studies are problematic, however, because they were observational. That is, they found that people with heart disease, or those who had suffered a heart attack or stroke, were more likely than heart-healthy people to have gum disease.
But that association does not necessarily reflect a causal link, explains cardiologist Ann Bolger of the University of California, San Francisco. Instead, several factors can independently raise the risk of both kind of illness; they include age, smoking, obesity, diabetes, low socioeconomic status and being male.
Another problem, which besets many areas of medicine, said Lockhart, is that "negative studies aren't published." That is, research that fails to find an association between gum disease and cardiovascular problems is less likely to be submitted to or accepted by a journal.
Besides correcting the scientific record, the AHA panel hopes that publicizing its conclusion will help people. Most important, said Bolger, if people understand that periodontal disease does not raise their risk of heart attack and stroke they can focus on what does, such as smoking, obesity, high blood pressure, and stress.
Credible explanation
The gum-heart link seemed more credible than many associations identified by observational studies, largely because there was a plausible mechanism. Gum disease is marked by bacterial infection, and mouth bacteria enter the blood stream more easily where the gums are diseased.
Bacterial infections can increase inflammation, and the link between atherosclerosis and inflammation "is well established," wrote the AHA panel, "with consistent associations" between blood levels of inflammation and increases in heart attacks and strokes caused by blood clots.
"But just because something seems to make sense doesn't mean it's true," said Bolger. "You need to prove it."
Studies trying to do that have produced contradictory results. Some have found oral bacteria in the plaques that make up atherosclerosis, as well as in heart valves. Others have not. Some have found more oral bacteria in the arteries of people with healthy gums than in those with severe gum disease. That, said the AHA report, "argues against a causal role of direct periodontal pathogen invasion."
Anyone diving into medical journals could easily come away thinking otherwise. A 2009 study from Harvard School of Public Health concluded that "oral disease was associated with excess cardiovascular disease risk, independent of genetic factors." A 2008 study by scientists at Columbia University Medical Center noted that "periodontal disease has been associated with cardiovascular disease," with inflammation being the most likely link.
A 2008 study from Sweden linked periodontal disease to a nearly six-fold increase in the risk of heart disease. A 2007 study from Italy concluded that "deep pockets" in the gums and other symptoms of periodontal disease "seem to be important risk factors for cardiovascular diseases." A 2003 study from the US Department of Veterans Affairs found that "periodontal disease appears to be associated with a 19 per cent increase in risk of future cardiovascular disease."
Unfortunately, the AHA panel concluded after scrutinizing hundreds of such studies that "a lot of the claims break down because the studies were not designed well," said Lockhart. "They were too small or were flawed in some other way." And a close read shows that the studies found only "associations," not a cause-and-effect connection between gum disease and heart disease.
Not everyone jumped on the gum disease-heart disease bandwagon. Online calculators offered by the American Heart Association and the National Heart, Lung and Blood Institute do not include gum disease as a risk factor. In 2009, the US Preventive Services Task Force concluded that "the current evidence is insufficient" to say that periodontal disease raises the risk of coronary heart disease.
In contrast, some commercial sites promise that preventing gum disease by flossing "may protect your heart" and "may protect your arteries."
On its website, the American Academy of Periodontology (AAP) says, "Researchers have found that people with gum disease are almost twice as likely to suffer from coronary artery disease." It does not make an explicit causal claim, but notes that "oral bacteria can affect the heart when they enter the blood stream, attaching to fatty plaques in the coronary arteries," which "may lead to heart attacks."
AAP President Pamela McClain, a periodontist in Aurora, Colorado, agreed that research has "not been able to say that periodontal disease causes cardiovascular disease." Gum disease "is a risk factor, and observational studies have supported an association but not a causal one." She said she did not see a need to revise the group's website.


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Guardsmen Continue U.S.-Mexico Border Security Duties
By Nick Simeone
American Forces Press Service
WASHINGTON, Dec. 5, 2012 - As many as 300 National Guardsmen will remain deployed along the U.S.-Mexico border for another year as part of a border security partnership between the Departments of Defense and Homeland Security, according to a statement released by DHS today.
The deployment is part of a newly extended agreement to strengthen security and facilitate legitimate trade and travel, the statement said. National Guardsmen operate in support of some 18,500 U.S. Customs and Border Patrol agents along the southwest border, enhancing surveillance through the use of air assets and state-of-the-art detection and monitoring capabilities including aerial observation, photo imagery and communications support.
In the statement, DHS credited DOD support for the arrest of nearly 20,000 illegal immigrants and the seizure of more than 100,000 pounds of marijuana since March.
A spokesperson for U.S. Customs and Border Protection said more than 330,000 illegal aliens have been apprehended along the U.S.-Mexico border during the first nine months of this year, and more than two million pounds of marijuana and 6,000 pounds of cocaine have been seized.
In 2010, President Barack Obama authorized the temporary deployment of the National Guard along the southwest border to assist law enforcement with the interdiction of illegal aliens, drugs, weapons and money coming from Mexico.


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0 Certified Pre-Owned Land Rover San Jose CA
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For more offer details on the JLR Payment Waiver Program, please see the full disclaimer here.
This Payment Program is provided by Jaguar Land Rover North America, LLC.
Eligible vehicles for this program include the Jaguar vehicle F-PACE, E-PACE, I-PACE, and XE Model Year 2020. Jaguar vehicle F-TYPE Model Year 2020 and 2021. Land Rover vehicle Range Rover Velar, Range Rover Evoque, Discovery, and Discovery Sport Model Year 2020. To receive the Monthly Payment Program, your lease must be with Jaguar Financial Group or Land Rover Financial Group. Jaguar and Land Rover will make applicable payment(s), on your behalf, directly to Jaguar Financial Group or Land Rover Financial Group. The payment credit will post to your account on, or before, the payment due date. Your new lease must be open, and active, with Jaguar Financial Group or Land Rover Financial Group at the payment due date to receive the credit. For example, if your lease is paid off before the Payment Program period ends, you will not receive credit towards your payoff for applicable payments that have not yet come due. During the Payment Program period, you are responsible to submit to Jaguar Financial Group or Land Rover Financial Group, by the payment due date, any portion of the monthly payment that exceeds the Monthly Payment Program. If you fail to make your payment by the due date, this portion of your payment may become past due and late fees may apply. To avoid late fees, please pay any amount due in full each month. New leases are subject to credit approval by Jaguar Financial Group or Land Rover Financial Group. Not all products are available in all states. Additional terms and conditions apply. Jaguar Land Rover North America reserve the right to cancel, amend, or revoke the program at any time without written notice. Offer is available to consumer named on this offer but is transferable to other immediate family members residing in the same household. The Jaguar word mark, the Jaguar logo, and Jaguar Financial Group ("JFG") are trademarks of Jaguar Land Rover Limited and any use by JPMorgan Chase Bank, N.A. ("Chase") is under license. Retail/Loan and lease accounts are owned by Chase. Jaguar is solely responsible for its products and services and for promotional statements about them and is not affiliated with Chase or its affiliates. The Land Rover word mark, the Land Rover Oval logo and Land Rover Financial Group are trademarks of Jaguar Land Rover limited and any use by JPMorgan Chase Bank, N.A. ("Chase") is under license. Retail/Loan and lease accounts are owned by Chase. Land Rover is solely responsible for its products and services and for promotional statements about them and is not affiliated with Chase or its affiliates.
For more offer details on the JLR Financial Group 90 Day Deferment Program, please see the full disclaimer here.
Jaguar Land Rover Financial Group 90 Day Deferment
With the Deferment Program, your customers can defer their first payment for up to 90 days from the contract date on retail contracts submitted to Jaguar Land Rover Financial Group (JLRFG).
Applicant Qualifications
- A FICO score of 700 or higher is required for all applicants.
- Business borrowers must have an individual as a co-borrower.
- Standard credit criteria apply.
- Minimum 5-year credit bureau history with five (5) satisfactory trade lines.
- Bureau history must be free of any repossession, bankruptcies or foreclosures.
Program Requirement
- New and current-year used vehicles are eligible.
- This program is for standard retail contracts only.
Total amount financed, including tax, title and license (TT&L) and all aftermarket products, is limited to $100,000.
- See your current Product Reference Sheet for more information.
- The amount financed can't exceed 75% of the applicant's gross annual income.
- The maximum term is 60 months.
Additional Information
- State standard rates apply. The rate will be reflected in your approval notice.
- The customer's monthly payment must be calculated using the actual days to first payment.
- Avoid funding delays: Before submitting a contract, use the 'Comments to Analyst' function on Dealertrack®1 or RouteOne®2 to let an underwriter know that you're submitting the contract with the deferred payment option.
- This program can't be used with any other special programs.
- This program isn't available in Pennsylvania.
- All standard Indiana and Ohio retail contracts must disclose the Loan Origination Fee (LOF).
Some GAP products can't be sold on the Deferment Program since they don't all cover losses on contracts with a deferred first payment. Check the terms of all GAP products to confirm coverage and if unequal or irregular first payments are covered.
1 The Dealertrack® word mark and logo are trademarks of Dealertrack®, Inc. and any use by Chase is under license.
2 The RouteOne® word mark and logo are trademarks of RouteOne® LLC and any use by Chase is under license.
**Original in-Service date is the earlier of new-vehicle retail sales or in-use date, as reported to or by Jaguar Land Rover North America, LLC . See your Land Rover Retailer for details or call 1-800-396-7373.


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Washington's Headquarters Flag
The silk flag, also known as a standard due to its modest size, was donated by cousins Fannie B. Lovell and Ellen Lovell Crosby, descendants of George Washington's sister, Betty Washington Lewis. Two of her sons served as private secretaries for Washington, and a third served as an officer in Washington's Life Guard during the American Revolution. According to family tradition, this flag marked the presence of the Commander-in-Chief, General Washington, through much of the War of Independence. The standard is believed to be the earliest surviving 13-star American flag and was conserved through a grant from the Pennsylvania Society of Sons of the Revolution and its Color Guard.


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We know what you're thinking--- sale never looked so damn good. We love to treat you (because you're worth it, obvs). So we've slashed prices on everything from our tops right down to our bottoms, and everything in between. Time to bag yourself a virtual steal.


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We offer a Free quote and UK design service, get in touch today.
Legal and General look to provide you and your family with a great coverage for when the worst is to happen to ensure that you are financially stable.
We can offer you great advice and guidance to ensure that you take out the best policy to suit you.
Legal and General Life Insurance in Essex CO5 7 is designed to help people to get the cover they require, and policies can be customised to suit your needs. It's important to consider life-insurance coverage when planning your finances. Having a partner and children means you must take life cover into mind, if both of you are earning or not.
You need to consider whether the family will manage if the parent who doesn't work died. For this reason money arrangements will need to be arranged, because the working partner wouldn't be able to leave work to look after the children as well as the household. Simply by getting a policy, your loved ones will be able to remain in their home without any complications.
Death is a sensitive topic making many people dismissive in regards to considering life cover. However, not doing anything will put their family at huge financial risk. That's why we'd suggest having a look at numerous UK packages for coverage for the greatest insurance accessible in your area in Essex . Everyone will require a distinct coverage plan, which makes L&G insurance costs differ in price. Each person will live different lifestyles; those that smoke will normally pay more than people who don't plus younger people frequently pay less than individuals who are older than them. The prices may even depend on the sort of coverage you choose. You can also get cover individually or as a couple, which is another example of L&G insurance advantages. If you wish to just cover your outstanding mortgage, this can be done; you can also get a lump sum payment on pay out.
The top rated life cover choices are available in an array of different types. At its simplest, it pays out a decided amount, either as a lump sum payment or as a regular income should someone pass away. By sorting out various unique plans, you should be able to see which one matches your needs and requirements.
You won't need to cut back on your existing life-style when taking into account Legal & General life-insurance costs in Essex CO5 7 . In order to make certain you get something back, we will supply you with a number of special discounts and benefits. Life coverage can help your loved ones in the long run. The primary purpose of cover is to be sure that your loved ones are looked after. The premiums you pay are dependent on the policy that you choose. If you are older and a smoker it could cost you more than a younger, healthier individual. In order to find out the exact costing of L&G insurance you should head over to their page. We can compare and contrast different companies prices to help you choose the coverage that would be best for you.
As specialist consultants we can help you on picking which would be the greatest L and G personal coverage for you. We'll consider any personal information which could change the policy. As an example having kids is a significant effect on the sort of policy that you should get. The key reason why this is a important aspect is because it will mean your loved ones won't struggle with expenses if you pick the correct policy.We can help individuals find the best L and G Personal Cover, and make sure they get the ideal plan for them.
Our main goal is to make the obtaining life cover as simple as possible for you. Instead of leaving your family with finance troubles, you should take into account obtaining a policy from from Best life insurance UK in Essex CO5 7 . It's entirely up to you which plan you choose to take out, but we're more than happy to discuss with you which would be better for you and the advantages and disadvantages of each.


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Marco Alvarez necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 147 diseños de 23 diseñadores freelance.
Instituto 50+
The "Instituto 50+" will be the first Educational Facility in Mexico providing people over the Age of 50 the possibility to rediscover the passions they once had during their "20's" and for some reason (their jobs, family, children, etc.) never got the chance to fulfill them.
The goal is to offer our students with a serious, meaningful, practical and up to date program with true curricular value that they can implement in their lives right from the start.
At the "Instituto 50+" they will have the opportunity to focus on those subjects that will now define their lives and the best part is that they will do so with people of their own age and with the same passion and vitality for life they now want to embrace! The courses will focus on four main areas: Physical wellbeing, Personal, Cultural and Artistic development.
The institute is located at a beautiful Colonial 18th century building with vast and peaceful green areas providing students with many areas to socialize, study, meditate or juts relax.
Students will have the possibility to choose as many courses as they want, starting form one Physical class per week to a full week balanced schedule. With their annual membership fee, students will have access to lectures, conferences, social events, the library, excursions and our healthy Bistro!
Even if the name of the Institute targets people form the age of "Fifty Plus", given a recent study, our Students will be between the ages of 60 to 80 years. Mainly women (80%).
Students will be people who have followed the "script of life" as it was supposed to be (School, Marriage, Big Family, Taking care of the house/work for a big company to give my family a roof, etc). As a result, they putted their personal wishes and desires on hold. Today, now that they have worked hard for over 40 years to support their families and their children are happily married, they have the perfect timing to finally retake on those unfinished projects!!
Even if our audience will be mainly women (because men are more reluctant to admit that they are "retired", particularly in latin countries) we would like to appeal to Male Students that also want to give a new "twist" to their lives. It is important for us to have a gender balanced Institute!!
We are envisioning an "Academic like" looking logo that represents balance between Academics, Physical health, Culture and Personal life. We would also like to show with our logo that we are targeting the 50+ market.
You can be as creative as you want!
With our logo, we would like reflect a Professional and Strong Image. When seeing our logo, we would like for the students to feel again like such; "Real Students" who will be taken seriously. We want for them feel identified with the Institute and feel that life still has a new chapter ready to be written and that it is ok to be 50+, We want for them to feel inspired and proud to be back in school!.
The reason for this is because we are fighting against a system that currently offers Seniors meaningless activities such as; daily bingo, how to do your own fantasy jewelry, crafts for your home, microwave courses, etc. and all of this in very ugly facilities. This "old programs" are mainly offered by the government and Seniors are tired of being treated as "useless".
We want to position our institute at a whole new level!
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.