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Mission and History
"Even if it is broke, leave it alone, you'll probably make it worse."
- George Saunders, Tenth of December (2013)
From Freshman Writing to advanced graduate work, the Department of English offers students the tools they need to understand and interact with the world around them: reading, writing, and interpretation. A variety of courses in writing, language, and rhetoric develop effective, critical communication and thinking skills. Courses on literary genres, periods, theories, and themes, and on literary criticism, provide opportunities to engage with and in literary traditions and practices and an understanding of the role and value of literature in our own world.
The department offers Freshman composition and Sophomore literature courses that are useful to all students and also provide the groundwork of the English major. EH 101 and 102 are required of most students at USA and seek to improve students' abilities to write effectively in college as well as enhance their thinking skills and reading abilities. Sophomore courses include two-course surveys of English, American, and World literatures, as well as courses on literary themes and genres designed to introduce the broad scope of literature in English and to develop competence in critical reading. Upper-division offerings in literature include courses organized around major literary periods, important authors, and significant ideas and theoretical perspectives, as well as a number of variable topic courses designed to suit students' needs and interests. Advanced writing and rhetoric courses offer students perspectives on the theories and practices of language, writing, and persuasion as they develop specific academic and professional interests in print and computer-mediated communication. Creative writing courses provide students the opportunity to exercise their own literary skills while offering professional training and guidance.


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Brand Overview
Forbo Flooring
Profile | Website
Forbo Industries..........Raising the standard for quality, beauty, safety, economy & service in flooring.Forbo Ind. has never lost sight of the importance of a high level of customer service or the significance of offering leading edge products to the market. Through our U.S. Headquarters in Hazleton, PA, we've made a major commitment to the facilities, people & inventory that make market leadership a reality. We want our customers to find it easy to do business with us before, during & after the purchase of our floor coverings.
TEC Specialty Products
Profile | Website
TEC Specialty Products manufactures and markets ceramic tile installation products flooring adhesives, surface preparation products, exterior insulation finish systems and epoxy terrazzo flooring. Customers are professional contractors and do-it-yourself consumers. TEC brand products can be found at leading wholesale building material distributors and home centers throughout North America and in selected other countries. TEC's direct sales force delivers personalized service and technical expertise.
Shaw Contract Flooring
Profile | Website
A part of Shaw Specified Commercial, Shaw Contract features broadloom products designed for evolving corporate environments.

subset: commoncrawl


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Omnichannel marketing success may not come easy.
Providing a seamless experience to audiences across digital and off-line channels can be challenging for multiple reasons.
Disjointed data.
Organisational and technology silos.
Slow content creation and deployment.
Lack of automated marketing response.
Delivering an omnichannel experience meets customer expectations.
Brands that overcome the challenges of deploying an omnichannel strategy provide better brand experiences.
Sharper customer insights.
Collect, organise and analyse data from across all your channels, giving you a better view of audience preferences, behaviours and traits, which helps speed customer acquisition.
Faster time to acquisition.
Build and nurture relationships faster by removing silos and delivering automated personalised experiences in context, allowing you to nurture and strengthen customer relationships sooner.
Better customer loyalty and retention.
A cohesive omnichannel strategy enables to you to deliver the experiences customers want, leading to stronger brand loyalty, higher retention rates and lower churn rates.
Delightful experiences that convert.
Creating a unified, fluid experience that surprises and delights your customers drives higher engagement and leads to a lift in conversions.
Successful brands deliver unified experiences to engaged audiences.
Connecting channels streamlines the way leading brands create, test, measure and deliver experiences.
"An omnichannel approach to our customer relationship is absolutely essential. Sky selected Adobe technologies because they represented best-of-breed…across analytics, campaign management and personalisation."
— Rob McLaughlin,
Head of Digital Analytics, Sky
— Rob McLaughlin,
Head of Digital Analytics, Sky
"There are two aspects to channel development. First, the management team has to have an omnichannel view. [Next], all the experiences…all the branding has to be unified, has to be one single experience."
— Thomas Vaarten,
E-Commerce Manager, A.S. Adventure
— Thomas Vaarten,
E-Commerce Manager, A.S. Adventure
Omnichannel marketing FAQ.
How do we improve our omnichannel maturity to become an experience business?
Consolidate data resources, unify measurement and reporting and automate marketing processes, so your entire marketing organisation has optimal audience visibility and can deliver experiences dynamically..
We recognise that consumers aren't static. So how do we avoid dropouts during the customer journey?
Use a marketing platform that provides flexibility with rich audience insights, so you can identify shifting trends and adapt to changing audience needs with the ability to start, stop, pause and restart campaigns.
How does Adobe help to drive an omnichannel experience?
Adobe Campaign can consolidate data from across channels and systems (CRM, POS) into an integrated customer profile. Use profile data to orchestrate digital and off-line experiences that are consistent and targeted to the right audience.
Can we link our ad campaigns to our other channel campaigns?
Yes. Adobe Advertising Cloud connects campaign management in Adobe Campaign with programmatic ad buys in Advertising Cloud to deliver relevant display ads that meet needs based on previous actions and personal traits.
We need to act in real time if we're going to succeed with our omnichannel marketing strategy. Can you help?
Yes. Adobe Campaign allows you to interact with your customers at the right time with the right offer based on their behaviours. Integrations with Adobe Analytics provide real-time insights, so you can provide the most relevant experiences in context.
How do Adobe solutions optimise experiences to improve performance across channels?
Tightly stitched integrations within Adobe Experience Cloud help you to understand customer behaviour, segment audiences, test and measure content and offers and dynamically deliver optimised experiences across channels and devices.


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Degree Offerings
The KU School of Music offers a variety of degrees, including the Bachelor of Music in bassoon, clarinet, double bass, euphonium, flute, French horn, harp, music composition, musicology, music theory, oboe, organ, organ in church music, percussion, piano, saxophone, trombone, trumpet, tuba, viola, violin and violoncello. Students can also receive a Bachelor of Music Education degree in music education or music therapy, the Bachelor of Fine Arts degree in theater and voice, and a variety of Bachelor of Arts degrees in music.
Our graduate program at the KU School of Music is one of the most comprehensive programs in the country. Graduate degrees include the Master of Music in accompanying, church music (choral or organ emphasis), composition, conducting (band, choral or orchestra), music theory, musicology and performance (flute, oboe, clarinet, bassoon, saxophone, trumpet, horn, trombone, euphonium, tuba, percussion, violin, viola, cello, double bass, harp, opera, voice, organ, piano, carillon). The School also offers the Master of Music Education in music education or music therapy, the Doctor of Musical Arts in church music (choral or organ emphasis), composition, conducting (band, choral or orchestral), and performance. And we offer the Doctor of Philosophy in music education (music education or music therapy emphasis), music theory and musicology.
"A large and lively public school, the University of Kansas excels in diverse academic areas, from its top business department to its solid programs in communications, education, engineering, journalism, music, nursing, premedical sciences, and the social sciences," stated a Princeton Review profile published in USA Today on January 12, 2010.


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I have an odd fascination with hood ornaments. There's something about that third dimension that makes them so much cooler than a flat, embedded logo.
Originally, hood ornaments were just fancy radiator caps. If you had to cool down the engine, you simply popped off the ornament and poured in a cooling liquid. But radiators have been under the hood for decades, and these ornaments are still being made. Why?
In most cases, it's tradition, but there's always a great story in there somewhere. Here's a quick look at the fascinating stories behind a few of my favorites.
Dodge: rugged like a ram
Dodge has been making cars since 1915, so naturally its hood ornaments have gone through some changes. The first version of its burly mascot appeared in 1932 as a leaping ram. It was scaled down to a head and horns by the 1950s and was replaced by a logo in the 1990s.
Dodge hired a sculptor named Avard Fairbanks to design the original piece. He originally suggested a big cat, like a mountain lion or a jaguar, but the company settled on the ram because it is "master of the trail and not afraid of even the wildest of animals."
Though the ornament is history, that sentiment has driven the brand's image ever since.
Jaguar: leapers and growlers
Legend has it that Jaguar cofounder Sir William Lyons commissioned F. Gordon Crosby to design the official ornament in 1937 when he saw a disappointing custom-made ornament on a Jaguar outside his office. Over time, the leaper's position evolved to reflect the increasing speed of Jaguar cars.
These days, even luxury brands have started to move away from hood ornaments, either leaving them out completely or reserving them for their more expensive models. Jaguar now charges extra for the "leaper" ornament — upward of $250. (By the way, they also charged extra for the ornament when it first came out.) Without the add-on, drivers have to settle for the flat "growler" emblem.
Mercedes-Benz: land, water, and air
Perhaps the Mercedes-Benz hood ornament isn't as evocative as some of the others, but the symbol still says a lot about the company. It dates back to Daimler-Motoren-Gesellschaft, an automotive manufacturer that eventually broke off into several branches, including Chrysler and Mercedes-Benz.
Though Mercedes is best known for its automobiles, the 3-pointed star is supposed to represent mobility on land, water, and in the air. As the designers of 2 of the first proper automobiles, engineers Karl Benz and Gottlieb Daimler hoped to inspire and create engines for all kinds of transportation.
The star in the logo was designed by Daimler in 1909, but they didn't include the circle until 1926 when Daimler and Benz merged.
Rolls-Royce: the spirit of ecstasy
No manufacturer takes as much pride in its hood ornament as Rolls-Royce. She goes by many names: "The Spirit of Ecstasy," "Flying Lady," "Silver Lady," even "Emily." There's a 3-minute film about the figure on the official Rolls-Royce website titled "The Graceful Little Goddess."
The Spirit of Ecstasy was designed by British sculptor Charles Robinson Sykes in 1911 with a tale already attached. Supposedly, the woman who modeled for the figure was Eleanor Thornton, the secretary and mistress of a British baron who was compelled to keep their love a secret because of her lower social rank.
Thornton died at the age of 35 aboard the SS Persia in 1915, just 4 years after the ornament was designed.
Hispano-Suiza: the stork
Hispano-Suiza isn't a well-known brand, but its stork ornament is notably elegant and ties in well with the European company's unique history.
Designed by Frederick Bazin sometime in the 1920s, the Hispano-Suiza stork was inspired by the emblem of a WWI-fighter ace named Georges Guynemer who led a fighter squadron powered by Hispano-Suiza engines.
The luxury line was discontinued in 1968 when Hispano-Suiza began focusing on turbine technology for airplanes and was then acquired by an aircraft and rocket engine manufacturer.
Luigi Colani: the pinned lady
There isn't much to say about Luigi Colani's "Pinned Lady" except that it's easily the most elaborate hood ornament ever made. Nothing else comes close.
Found on the industrial designer's 1996 Horch Mega Roadster, the ornament plays such a central role in the design that there are actually ripples and creases in the chassis around it. Like most of Colani's creations, the entire car is an eccentric masterpiece.
Symbols tell a story
In each case, the ornament seems to say something about the car — either something the manufacturer wants us to believe, or something it can't hold back. Of course, the same can be said about any logo. But nothing says it quite like a shiny, sculpted hood ornament.


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E-mail from Lou:
Hey Bobby! Hiroki Kuroda Billboard on the 10 fwy/101 fwy, right before the Alameda exit in Los Angeles. Shot this yesterday. I haven't seen any other billboards. Still looking for the Andre Ethier billboard. I heard he has one somewhere in L.A. Thanks! Lou
Another Bobby reference. Not nice guys! :) Thanks for the shot. Where's Matt Kemp? James Loney? The Beard?
Saturday, May 22, 2010
Fan Pix: Kuroda Billboard
5 comments:
- Jen said...
I think I seen the Ethier one off the 91/110
- May 22, 2010 at 12:42 PM
- Roberto Baly said...
Take a picture! :) Don't crash though lol
- May 22, 2010 at 12:46 PM
- thegreatpiazza said...
I've seen the Ethier billboard too. Let me see what I can do.
- May 22, 2010 at 12:51 PM
- kat said...
Ethier is on the 605 North!
- May 23, 2010 at 12:16 AM
- Roberto Baly said...
Oh yeah? I'll see if I catch it.
- May 23, 2010 at 7:35 AM
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The Chalet Berghof Sertig is located 10 km from the Waldhotel Davos and the downtown of Davos in the direction of Clavadel and can be reached by car or our Davos bus in 15 minutes. The local Davos bus runs to Sertig every hour and takes 15minutes, stopping right outside the front door (first bus Sertig to Davos: 7.27 a.m. / last bus Davos to Sertig: 6.00 p.m.). In summer it is worth taking a bike ride amidst the blooming meadows, dense woodlands and striking peaks.Once you have checked into the Waldhotel Davos and received the keys, we direct you to Chalet Berghof Sertig. We would be happy to accompany you at the day of check-in to the Chalet. At the Chalet Berghof Sertig there is a subterranean garage for seven cars.
AddressChalet Berghof SertigSertigerstrasse 37CH-7272 Sertig Dörfli in Davos Clavadel
Directions Chalet Berghof Sertig
Rest assured, your e-mail address will only be used to receive the newsletter and will not be forwarded to any third party. You may cancel your newsletter subscription at any time.


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When you're getting a new laptop, or building a PC of your own, hard drive space can be a concern. Maybe you want an SSD for speed, or maybe you just want an assload of space. Who doesn't want space?
But how much of it do you actually use? I'm running on a tiny Linux partition right now, so I can't say for sure, but I don't think I've ever topped out at more than, say 60 percent of a 200 GB drive. How much of your available space are you using right now? Are you hoarding the lion's share of western media, or have you mostly migrated to the cloud? Let's see some percentages.


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You are here
Export 6 results:Author Title Type [ Year]
Filters: First Letter Of Title is H and Author is A. Ahluwalia [Clear All Filters]
" HisTOOLogy: an open-source tool for quantitative analysis of histological sections ", Journal of Microscopy, 2015.,
"High throughput sensorized bioreactor for applying hydrodynamic pressure and shear stress stiumli on cell cutlures", 2011.,
"How dimension a substrate for the realisation of controlled micro- and bio-inspired environment", in Euromat-FEMS, Montpellier, France, 2011.,
"HEMET: mathematical model of biochemical pathways for simulation and prediction of HEpatocyte METabolism", COMPUTER METHODS AND PROGRAMS IN BIOMEDICINE, vol. 92, pp. 121–134, 2008.,
"A High-Throughput Bioreactor System for Simulating Physiological Environments", IEEE T Ind Electron, vol. 55, pp. 3273–3280, 2008.,


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13 December, 2010
Rocking in the RainI remember how much it rained on everyone that night. Nobody cared!!! The tribute to Michael Hutchence, the brilliant seats we had. TOP NIGHT!!!!!
17 August, 2010
Designated seatingI was telling a teenager a while ago about my experience of the POPMART show in 1998, when the boys ROCKED Sydney in the pouring summer rain, and I told him about the designated seating that someone thought would be a good idea for a stadium concert. Kid: "Seating?? That's not Rock and Roll!" Me: "Yeah but we jumped up and down on the seats till we smashed them!" Kid: "THAT'S Rock and Roll!!!"


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At The Post, the learning never stops
There's a common criticism of journalists that our knowledge is "a mile wide and an inch deep."
That's true, to a certain point — we find, in responding to the news, that we need to become instant experts on whatever the latest story happens to be, so we can explain to readers. And because the nature of news is that it's different every day, our knowledge needs to be able to shift when it's time to shift.
But one of the great traits of journalists is that the insatiable thirst for knowledge is something that can grow and continue. We're taking what we learn, and we apply it to the next story we do.
That's the premise, anyway, behind Denver Post U, our in-house training for journalists. It's what got our newsroom up to speed on adopting Twitter, Facebook, and Google+ as useful reporting platforms. Currently, we're training to take full advantage of Google Fusion Tables and better present the data that informs our reporting. We're also doing classes in Google Hangouts, to give us another avenue for readers to find our stories.
The point is, we're always learning. My thought is that you see it in the mile-deep depth of our coverage.


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L. A. Marzulli
"He who loves father or mother more than Me is not worthy of Me. And he who loves son or daughter more than Me is not worthy of Me. Mat 10:37
It's been 30 years since I became born again. I was 30 at the time I accepted the Lord, I turn 60 this December. I had been to Woodstock, had a guru, read everything I could about Carlos Castenada, and had a live-in-girl friend. Then the Lord found me and my eyes were opened. The girl-friend moved out and I became celibate until I met my wife – now of 26 years – and married her.
I began to read the Bible, first thing in the morning and then before I went to bed. There were nights when I clutched it to my chest, these first days were tough, as I had been in the enemy's camp for almost two decades. As I was reading with eyes that were newly opened I came across the above verse in Matthew. My first reaction was, this God is really on an ego trip. He wants us to love him more than our parents, our wives, or son's and daughters? Who is this guy?
I now realize that I do love Jesus/Yashua more than anyone I know, on this planet. I love Him more than my wifey, more than my children, more than my parents. I love Him, whom I have never seen, and yet I know He is the saviour and keeper of my soul. It was His love and sacrifice on Calvary that set me free. One day, I will rise into the air, along with millions of others and He will greet us their. That sounds silly, doesn't it, like some B Sci-Fi movie. Yet, He who walked on the water, calmed the storm, fed the 5 thousand, from a few scraps of bread and fish, raised Lazarus from the dead, opened the eyes of the blind, and the ears of the deaf, and rose up from the dead, after he had been brutally scourged and crucified, certainly is able bring us into His presence, with singing and joy! It's not a make-believe story, it's a supernatural event that will happen one day in the future!
For those of us who are born again, and spirit filled, He is our hope in a world that is under the control, but not forever, of the Fallen One. It is He whom we look to for our freedom, our liberty, and eternal life. Yashua/Jesus is our God, the creator of the universe, the one who set every atom and quark in motion, the one who made all things.
My love for Him, is a free will choice. It has grown over the last 30 years. It has matured from thinking that God was on an ego trip, to realizing that without Him, nothing would exist! It has grown from naming and claiming what I want, to asking that His will be done in my life. Like the 1950's program, Father Knows Best, I have found that He does know best, in fact He knows everything.
I know that there are some who come to this BLOG and don't know Him. They have never asked Him into their heart. They have never been born again. Today is the day of salvation. Just ask and you will receive. It's that simple. He loves you and is standing at the door of your life waiting to be asked in….
Ask and you shall receive, knock and the door will be opened to you!


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A number of highly complex trends are sweeping across the globe and creating a wave of new investment opportunities and unanticipated risks in the process, according to a Bank of America-Merrill Lynch (BAC) report released on Wednesday.
"The linkages across financial markets and economies can present both opportunities and risks to you as an investor … we are connecting all of our talent and capabilities to offer you insights and trends that can help you to be successful and stay one step ahead," said Bank of America CEO Brian Moynihan, in an introduction to the bank's analysis, "A Transforming World."
To help advisors and clients doing business with both Merrill Lynch and U.S. Trust keep up with the present pace of change, the group laid out five strategic areas for investors to consider as part of their portfolio strategy.
"Dynamic forces are right now reshaping our financial lives. We're at a rare inflection point," says Mary Ann Bartels, chief investment officer of portfolio strategies at Merrill Lynch. "If we can understand the larger patterns in the global economy and see how those forces are coming together, we can put ourselves in the strongest position to take advantage of them."
Demographic shifts, for instance, "are creating imbalances that are changing the nature of global growth," according to Chris Hyzy, chief investment officer at U.S. Trust. "So are the movement of capital around the world and the related political pressures. In all these developments, we see a number of megatrends and investment themes emerging."
Keep reading for the bank's analysis and advice on five major investment trends related to the latest market shifts. 1. The movement to stocks from bonds
Early 2013's market highs have underlined what has become obvious to many—that at least some investors are bolstering their stock portfolios. What's less certain is who is participating in this return to equities and how long the surge will last.
A recent report from BofA Merrill Lynch Global Research expressed the idea that U.S. stocks are "in the early stages of a new secular bull market."
The shift back to stocks has been described, variously, as a "great rotation" or a "rebalancing," in which investors gradually move away from the conservative, bond-heavy allocations they've favored since the financial crisis and devote a higher percentage of their assets to equities.
Between late November 2012 and mid-May of this year, $45 billion flowed into long-only stock funds, marking one of the strongest signals in years that investors are again starting to believe in equities, according to BofA Merrill Lynch Global Research. Yet with the Dow and S&P notching all-time highs, it's fair to ask whether the optimal moment for equities has already passed.
Perhaps not, according to a recent BofA Merrill Lynch Global Research report, which concluded that investors remain "structurally underweight" when it comes to the proportion of stocks in their portfolios.
And by traditional measures, stocks have remained relatively inexpensive.
"In our view, equities are still valued at a discount, even in the face of the big move this year," explains Hyzy.
That's because even as stock prices are rising, so are expectations for corporate earnings. It's true that as a whole, the market this has seen a rise in the price/earnings ratio—the price that stocks are selling for, compared with their earnings per share—from 13 times projected 2013 earnings to 14.5 times.
However, that number isn't yet high enough to make stocks costly. Hyzy maintains there is room for further market gains before stocks reach "fair value."
2. Interest rates and inflation
Persistently low interest rates are one reason for the surge in equities.
Investors looking primarily for income have found themselves gravitating toward the higher risks and potential rewards of dividend-paying stocks and high-yield corporate bonds.
"If you keep interest rates low for long enough, it forces you into a higher risk profile, whether or not that's aligned with your goals," says Charles J. Wolfe, chief investment officer for Merrill Lynch's private banking and investment group.
But low interest rates won't last indefinitely. As prospects for the global economy brighten, inflation will almost certainly follow, and the U.S. Federal Reserve and other central banks around the world will inevitably force rates higher as a countermeasure.
Timing rate increases is a delicate business, Wolfe notes. There's no guarantee that central bankers will get it right, increasing rates enough to forestall inflation without slowing growth significantly. A serious policy mistake could send interest rates higher and bond prices even lower.
There's little doubt that inflation will increase to some degree. The Federal Reserve's policy of quantitative easing has pumped so much cash into the system that a rise in prices is more or less inevitable.
Michael Hartnett, chief investment strategist at BofA Merrill Lynch Global Research, sees an inflection point approaching—and believes it "should prove very bullish for stocks." But he doesn't expect inflation to get out of hand, and that could be more good news for stocks.
"During the past 50 years, when inflation has remained between 1% and 4%, that has marked a sweet spot for equity returns compared with bonds," Hartnett says.
Indeed, economists at BofA Merrill Lynch Global Research project inflation of just 2% for the next two years, with price increases held in check by continuing weakness in the labor market and continued "slack"—unused production capacity—in the economy.
"We're a long way from inflation being detrimental to equity market performance," agrees Savita Subramanian, head of U.S. equity and quantitative strategy.
As long as the inflation rate remains modest and corporate performance continues to improve, the role of bonds in most investors' portfolios is unlikely to change very dramatically.
Wolfe suggests thinking about high-yield debt and emerging-market bonds while staying cautious about U.S. Treasuries. High-quality stocks with solid dividends, too, remain a cornerstone of many people's investment strategies.
Meanwhile, Wolfe says, the possibility of renewed inflation could be countered by a greater allocation to real assets—physical things with value, such as real estate, precious metals and commodities—when suitable. Real assets, which also include farmland, timberland and commercial real estate, could provide a hedge against inflation because their values tend to rise in step with consumer prices.
Investors can gain exposure to real assets indirectly, through shares of agricultural companies, ETFs that track commodities indexes, and real estate investment trusts (REITs). Also worth considering is an actively managed portfolio of commodities futures. These alternatives are easier to buy and sell than the real assets underlying them, and they require smaller investments than buying actual land or real estate.
Still, for wealthier investors, direct investment brings many potential benefits. Farmland can provide annual income, usually through lease payments from farm operators, while timberland offers another potentially efficient engine for appreciation. In the current real estate market, prices remain very affordable in many parts of the U.S., and financing costs for commercial real estate have stayed relatively low. 3. The impact of higher taxes
The new tax legislation, which became effective Jan. 1, raised the top rate for short-term capital gains and nonqualified dividends to 43.4% (including a new 3.8% Medicare surcharge).
That's almost twice as high as the top rate of 23.8% on long-term capital gains and qualified dividends. For that reason, tax-planning strategies have become more important than ever for many investors.
This can mean taking a few simple steps. Buying municipal bonds in after-tax accounts, for example, has long been a means of achieving tax efficiency.
Investors can also hold on to investments for more than one year so that they qualify for the much-lower rate applied to long-term capital gains.
When an investment must be sold, the tax liability attributable to both long-and short-term capital gains can be limited or eliminated. That can offset the gains with any losses you may have recognized during the same tax year, or from previous years.
"Diversifying globally means making careful choices," says Bartels.
On new investments, taxpayers may be able to maximize after-tax returns in two important ways. The first is by seeing to it that a portion of the portfolio is devoted to investments such as municipal bonds and certain structured investments, which are tax-efficient by nature.
The second is to keep taxes in mind in choosing the location of assets, whether they're in tax-free accounts such as Roth IRAs, tax-deferred accounts such as traditional IRAs, or traditional investment accounts.
In applying both of these criteria to their investments, investors may want, in some cases, to include assets held in trusts. 4. Social impact investing
There has been an upsurge of interest recently in what's called values-based investing, or VBI. In this approach, investors pursue strategies meant to help people, societies and the environment while also offering competitive returns.
According to a November study by US SIF Foundation, a nonprofit that measures sustainable and responsible investing, VBI accounts for $3.74 trillion of the dollars under professional management in the U.S.—a 38% jump from the organization's 2007 study. More than half of investors under age 44 cite their values as a highly important factor in their investment selection, according to a recent Bank of America Merrill Lynch survey.
The list of investment vehicles that can give you access to VBI strategies is growing. These investments include the socially responsible mutual funds that have long dominated the segment, along with VBI-oriented ETFs, closed-end funds, private equity funds and venture capital funds.
For wealthier investors, separately managed accounts can offer the opportunity to create a VBI portfolio customized to their specific interests and taking into account their overall holdings.
5. The increasingly global nature of investing
During the financial crisis and its aftermath, U.S. investments were buoyed by the global view of America as a relative safe haven—especially as the European debt crisis unfolded—and by the aggressive actions of the U.S. Federal Reserve.
As a result, U.S. equities outperformed even many fast-growing emerging markets.
But as shifts in global markets accelerate, it makes sense to consider a more global point of view, adding geographical diversity to portfolios at a favorably priced moment.
According to Wolfe, as well as the Investment Management and Guidance group at Merrill Lynch, countries that presently combine relatively low price/earnings ratios and healthy rates of economic growth include Japan and frontier markets—countries that have yet to become emerging markets, such as Vietnam, Indonesia and Thailand.
In looking at international investments, it might make sense to pay attention to global equity indexes that include a variety of stocks and countries.
But, as Bartels notes, "diversifying globally means making careful choices"—for example, in Europe. While much of the continent remains troubled, there has been solid revenue growth from certain large multinational companies that export largely to the U.S. and Asia. At the same time, many of these companies have inexpensive share prices because they've been painted by the broad, negative brush of Europe's recession and debt problems.
While ETFs that track national or regional stock indexes can be a useful way to take advantage of global growth, actively managed funds and separately managed accounts are also able to help investors navigate markets that may not be as familiar to them—particularly frontier markets.
Read How to Invest Like Yale's David Swensen on AdvisorOne.


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August 1, 1981 - October 4, 1981
Henri Cartier-Bresson, one of the most widely respected photographers of the 20th century, has chosen over 100 of his most significant images for this traveling exhibition, which was organized by the International Center of Photography, New York.
July 11, 1981 - August 23, 1981
The exhibition was drawn from 50 museums and private collections throughout the world, including the new Musée Picasso in Paris, the Museo Picasso in Barcelona, and the artist's heirs. The emphasis is on unfamiliar works, works from important periods, and finished drawings rather than preparatory studies. It is the first major display of Picasso's works on paper since the 1911 exhibition mounted by Alfred Stieglitz in New York.
June 6, 1981 - August 23, 1981
Picasso from the Collections is an exhibition of 22 paintings and sculpture installed in the Twentieth-Century Galleries.
April 25, 1981 - July 12, 1981
Robert Adams is a contemporary master of the photographic medium whose subtle, luminous images provide subjects for contemplation and the possibility for a broadened perspective of the new world or reality which we inhabit. The core of the exhibition is drawn from Adams' portfolio From the Missouri West, including landscapes from Colorado, Nebraska, Wyoming, Arizona, California, Oregon, and Utah.
March 29, 1981 - June 7, 1981
Manifestations of Shiva is an exhibition of 129 sculptures and 64 paintings installed in the Special Exhibitions Gallery.
February 21, 1981 - May 10, 1981
Drawings from van Gogh to Matisse is an exhibition of 106 drawings, watercolors, and collages installed in the Print Gallery.
November 8, 1980 - April 5, 1981
Costumes from the Museum's collection have been selected for this exhibition to show the main lines of development of children's costume over the past 200 years and also to illustrate the way well-to-do Philadelphia children have been dressed.
November 22, 1980 - March 29, 1981
Spirit of an American Place: Photographs by Alfred Stieglitz is an exhibition of 86 photographs installed in the Stieglitz Center Gallery. The Philadelphia Museum of Art has published a special issue of the Museum Bulletin with a checklist.
November 30, 1980 - January 5, 1981
Sets and Costumes of the Florence Opera: Designs for the Maggio Musicale, 1933-1980 is an exhibition of 219 drawings and paintings installed in the Print Gallery, and 12 costumes installed on the West Balconies.
October 2, 1980 - January 4, 1981
The Philadelphia Museum of Art was fortunate to have received in 1978 378 old master drawings, 204 prints, 114 coins, medals, and plaquettes, 24 sculptures, and 13 miscellaneous objets d'art from the estate of the late Anthony Morris Clark. As the leading connoisseur of and specialist in eighteenth-century Roman painting, Anthony Clark assembled the finest collection of the art of that city and period in private hands in America.
October 26, 1980 - January 4, 1981
Futurism and the International Avant-Garde is an exhibition of 134 paintings, drawings, and sculpture installed together with manifestos and archival material in the Special Exhibitions Gallery. An installation of 24 works by Raymond Duchamp-Villon is installed concurrently.


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Originally posted by Bloomberg | Prashant Gopal U.S. mortgage rates fell for a second straight week, giving homeowners more incentive to refinance -- as long as they still have jobs. The average rate for a 30-year loan was 3.33%, down from 3.5% last week, Freddie Mac said in a statement Thursday. Rates for 30-year mortgages… Continue reading U.S. Mortgage Rates Fall While Housing Market Grinds to a Halt by Bloomberg Featured by SVN | SFRhub Advisors
Tag: Safeguard Properties
Single-Family Rental REITs: Born From Crisis by SeekingAlpha Featured by SVN | SFRhub Advisors
Originally posted by SeekingAlpha | Hoya Capital Real Estate Home, Sweet Home? Amid the coronavirus pandemic, residential REITs - particularly the traditionally countercyclical single-family rentals - should prove to be a source of relative shelter for investors. Single-Family Rental REITs were born from the last economic crisis when a cascade of foreclosures enabled a new… Continue reading Single-Family Rental REITs: Born From Crisis by SeekingAlpha Featured by SVN | SFRhub Advisors
Homebuilders: An Essential Business That "Backstops the Economy" by HW Featured by SVN | SFRhub Advisors
Originally posted by HW | Kelsey Ramírez As the housing industry adapts to navigate COVID-19, there is one sector that is mostly carrying on with business as usual. Even as states are locking down and ordering residents to stay at home, homebuilders are continuing to work. That's because every state except Pennsylvania and Washington has declared homebuilders essential… Continue reading Homebuilders: An Essential Business That "Backstops the Economy" by HW Featured by SVN | SFRhub Advisors
SVN | Live Recap: March 30th, 2020
It's SVN | Live Monday. This Monday we are proud to announce we have two closed deals and one featured listing. This Monday we featured a remarkable investment opportunity in Dallas, Texas that has the opportunity to acquire a strong stabilized cap rate in a high-demand TX market. You won't be able to find #SFR opportunities like these anywhere else!
Featured Listing: 34 Home SFR Investment Portfolio Chicago IL (100428)
It's Friday! Let's start the day with this single-family investment portfolio located in Chicago, Illinois which is the third largest city in the US! This portfolio has highliy demanded rentals that receive multiple applicants when a vacancy arises. Don't miss out on these rental properties and go to SFRhub to submit your offer today.
Cap Rates Tighten for Phoenix Multifamily, Industrial, Retail and Hotel Assets by AZBigMedia Featured by SVN | SFRhub Advisors
"U.S. real estate assets remain in high demand from domestic and foreign investors. Cap rates were stable in 2019 and we expect them to remain so in 2020, despite the uncertainty created by the coronavirus and the upcoming presidential election. Continued moderate economic growth will keep interest rates low, and sustain demand for commercial real estate," said Richard Barkham, Global Chief Economist for CBRE.
Featured Listing: 45 Home SFR Investment Portfolio Dallas TX (100496)
Are you looking for the perfect real estate investment opportunity? Then look no further, SVN | SFRhub Advisors presents the best of the best, our featured single-family residential portfolios and Build-for-Rent Portfolios For Sale, all residing in the hottest real estate markets across the nation, providing the maximum ROI possible. Make sure to check out… Continue reading Featured Listing: 45 Home SFR Investment Portfolio Dallas TX (100496)
Proptech Startup Landis Inks Deal to Turn Renters Into Buyers by TheRealDeal Featured by SVN | SFRhub Advisors
Originally posted by TheRealDeal | E.B. Solomont Landis, a startup that uses technology to boost homeownership, has inked a deal with Transcendent Investment Management, a major owner of single-family rentals, to turn some of its tenants into buyers. Through a strategic partnership, Transcendent's tenants will be offered the option of purchasing their homes, the companies… Continue reading Proptech Startup Landis Inks Deal to Turn Renters Into Buyers by TheRealDeal Featured by SVN | SFRhub Advisors
Rent or Buy? Investors Are Choosing Rentals by Wall Street Journal Featured by SVN | SFRhub Advisors
Investors are looking to rental homes in the newest market shift. A lot of investors coming out of the recession claim that their business models are immune to recessions. From what the market has shown, the claims are viable. Do you have a solid single-family rentals investment portfolio? Go to SFRhub.com to view other portfolios or upload yours today!
UPDATED: Important Coronavirus Update from SVN | SFRhub Advisors
SVN | SFRhub Advisors Coronavirus Update At SVN | SFRhub Advisors, the health and safety of our team, their families and our clients remain our top priority. In light of the ongoing developments regarding COVID-19 (Coronavirus), we are diligently working with team members, service providers, and clients to make sure business remains uninterrupted as we… Continue reading UPDATED: Important Coronavirus Update from SVN | SFRhub Advisors


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Farm Direct
Caffe Vita is constantly traveling the globe in pursuit of exceptional coffees that meet high standards of environmental and social sustainability, forging relationships with coffee growers and sourcing and roasting the most unique coffees available. Every coffee that we purchase must have a fully traceable path from farm to roaster. As a result, we are able to ensure that the environmental, economic, and social conditions for sustainability are being met. Promoting sustainability involves attention to detail at every stage of the supply chain: from seedling, soil, and shade to composting, re-using, and recycling. The farmer must receive a price for their coffee that allows them to sustain and improve their land, family, and community. By investing in the health and future of our producing partners and their communities, we can continue to reward our customers with a one-of-a-kind coffee experience. We are uncompromising about the following criteria:
- The coffee must be exceptional, exhibiting the distinctive quality reflective of dedicated cultivation and care.
- The amount the grower or local cooperative receives must exceed Fair Trade pricing.
- The grower must be committed to healthy environmental practices, such as water treatment and recycling, responsible land management including the conservation of native biodiversity, and minimal or no use of pesticides and herbicides.
- The grower or cooperative must be committed to healthy social and business practices, such as fostering a safe and healthy work environment, paying fair wages, contribution towards education and social services, and investing in local infrastructure.
- A representative from Caffe Vita must visit the farm at least once per harvest.


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OK, so technically they are basement chicks, at least for now. But yes, it's true — we've got chickens!
After much organizing, letter writing, signature gathering and city council meeting attending, backyard hens were finally given the go-ahead in my city. I could have actually gotten chickens quite a while ago (when the limited number of permits was opened up city-wide), but like all good things, planning and patience were involved. I can't even say now that we have it all planned out, but we're working on it. And with chicks in the basement that are growing bigger by the day, we have to have it all sorted by the time they need to spread their wings!
Oh, and hi by the way. Yes, it's really me coming out of blog hiding (is that what it is I'm doing?) to share this fun news with you all. 🙂 Happy Spring!
We chose a variety of chicks. I based my decision on some breeds based on what I'd read about their temperament, etc., and some choices happened because the kids each wanted to choose one for themselves and we were at the mercy of what the local feed store had in stock. Currently residing in our basement are a barred rock and gold-laced cochin (my choices), a production red (Ava's choice), a gold sex link (Julian's choice), and a black and white ancona (one that I thought looked cute). Our chicks are 3 to 4 weeks old and have recently started having some supervised playtime in the backyard. They LOVE it! Pecking around in the grass and dirt is apparently a fabulous thing when you are a chicken. I have to admit that they are pretty fun to watch too.
The two chicks pictured with our newish dog Piper (we got her in November 2011) are the same chicks Ava and Julian were holding in the first picture taken just two weeks prior. These little ones grow fast!
My husband has been scouring the 'net looking for the perfect coop design for our feathered friends and so far we are both liking this free insulated coop design. The coops looks to be some pretty snazzy digs, including a solar-powered door and a deicer for the water in the winter.
I'll be sure to update once our chickens have a permanent home in our yard and when that first egg comes you'll probably hear me shouting from the rooftops! 🙂 Bawk, bawk.
Learn more about raising backyard hens:
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Whale watching at Cape Solander. An excuse to run away from the Pop culture circus. I hate whats on commercial TV these days, so much Pop culture rubbish. People who are wannabes their idol, people who kept in captivities, and people over-wear trendy clothes and makeups, they look like a bunch of clowns if you ask me.
They say 'In 100 years is will all be over'. How true - in the end we are left with nothing, while there are so many other things out there to think and experience and do. Australia is really an amazing place, I drove down to Cape Solander to escape from it all. But there was no whales today, so spent the afternoon listening to the waves and breathing ocean air.


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Not all member discussion here will be scientifically proven. At the present time, the only drug that has been proven to slow the progression of MND is Riluzole.
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Title: Movers in Sharjah - 0502556447|off rate
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Movers in Sharjah - 0502556447|off rates | Whether you are moving your home next door or anywhere in the UAE, Packers and Movers provides affordable and convenient Packing and Moving services for moving your household furniture and other stuff. Packers and Movers have been moving houses for decades and understand that all of our customers have different needs. So no need to worry about hiring small expensive trucks to move your home. If you are looking for a reliable and affordable Packers and Movers in UAE you can trust on us and leave all move matters for us.
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BYU announced yesterday that it reinstated Brandon Davies to its basketball team and to engage in its academic offerings. He'd been suspended since March for an "honor code violation" in which "honor code violation" means engaging in sexual intercourse with his girlfriend.
"I'm excited to be back at BYU and look forward to the future. I'm grateful for this opportunity," Davies said in a statement.
It's great news for BYU, which enters the post-Jimmer Fredette era.
"Our staff and our players are pleased that Brandon has been readmitted for the fall semester," coach Dave Rose said in a statement. "We're excited to have him back on the team, and we look forward to a great season."
In unrelated news, Jimmer Fredette got engaged yesterday, too. Isn't that sweet?
Brandon Davies reinstated on BYU basketball team [Deseret News]
Previously: A BYU Grad On Brandon Davies, Sex, And The University's Double Standard


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These games teach valuable skills and have a high fun and educational rating.
Your child develops an understanding of rhymes by creating their own endings to the verses.
Your child will learn a wide variety of facts about different ecosystems on the planet (e.g., Amazon rainforest, Savanna, Rockies, Barrier reef etc.) by playing games with animals and reading about them.
Your child develops advanced statistical reasoning skills by calculating probabilities in a fun game and then representing the answer in various representations.
Your child develops knowledge about fractions by deciding the pictorial version that equals the standard notated fraction.
Your child develops mental math skills by quickly typing the correct sum before time runs out.
Your child develops an understanding of symmetry by placing bars of symmetrical lines and showing their equivalency.
Your child reinforces skills of converting fractions to decimals in this exciting game.
Your child learns about and practices identifying different properties of shapes by selecting one that matches given characteristics.
Your child develops stronger division skills by select the correct quotient wagon for stone represented by a division equation.
Your child practices ordering large numbers by directing which numbered apples to shoot in descending order.
Zoodles 11.8.7 Copyright (c) 2014 Inquisitive Minds, Inc. All rights reserved.


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Iberian cured ham
Iberian cured ham
Iberian cured ham comes only from pure-bred Iberian pigs (black and dark) or Duroc-Jersey crosses with 75% Iberian blood.
The pig has played the leading role in Spanish cuisine and culture, above all in rural Spain, where it has been a fundamental part of the meat diet. It is the only animal from which absolutely everything is used. Cured ham is the most important pork product obtained from the Iberian pig. The amount and composition of the fat are determining factors in the final quality of meat products and especially cured ham. It can be seen in the white streaks that appear and provides juiciness. Making ham begins with the curing process to eliminate moisture and achieve the natural fusion of the fats during maturing, when the aromas and flavours characteristic of cured ham appear. Products from Iberian pigs fed with acorns are also excellent. In Spain there arefour Protected Designations of Origin for Iberian cured ham: Guijuelo, in Salamanca and Extremadura, cured ham from La Dehesa in Extremadura, cured ham from Huelva, in Huelva and Extremadura and cured ham from Los Pedroches, a new designation, from Córdoba.
- 産品の種類: Meat
- シーズン: All year round.
- お勧めの飲み物: Cured Iberian ham is excellent eaten with crianza and reserva red wines.
- 種類: Three types can be distinguished depending on the type of food given to the Iberian pig:
- Bellota (Acorn-fed) Iberian Ham: Comes from pigs grazing on pastures and fed with acorns and grass.
- Recebo Iberian Ham: From pigs fed with acorns in meadows, but which have also had supplementary feeding with authorised animal feed.
- Pienso (Fodder) Iberian Ham: From pigs fed in meadows only with authorised fodder.
- Energy: High
- Cholesterol: Low
- 注意: Rich in proteins, vitamins, minerals and mono-unsaturated fatty acids.


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Willie Nelson's 'Band of Brothers' Video Features Rowdy Backstage Fun – Exclusive Premiere
The title track from Willie Nelson's new 'Band of Brothers' album could be a theme song for his motley group of players and friends. The singer has released a video for the song that showcases the crew having fun backstage and off stage. During this ToC video premiere, fans get a look at a more relaxed -- almost silly -- country music legend.
Much of the 'Band of Brothers' video is focused on a high-stakes game of dominoes that involves family, friends and actor Woody Harrelson. A few dollars get tossed around during the contest, and creative stop-motion camera work shows the game's pieces turning into various characters, like a peace sign.
"We're a band of brothers and sisters and whatever / On a mission to break all the rules / And I know you love me cause I love you too / But you can't tell me what to do," Nelson sings during the 'Band of Brothers' chorus. Poker and chess are also played, and one woman takes to skateboarding.
The new album -- released on June 17 -- features nine new songs co-written by Nelson. In total there are 14 tracks, including a cover of Vince Gill's 'Whenever You Come Around' and Billy Joe Shaver's 'The Git Go,' a collaboration with Jamey Johnson. The album comes after the success of 'To All the Girls,' Nelson's first Top 10 album in 30 years. The 80-year-old continues to tour and shows no signs of bringing his studio work to an end.


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We only list UK sizes. If you're not sure what your UK size is, please click on 'Size advisor' or review our size guides.
This leather Chelsea boot will become a real shoe rack staple. Pull-on textured effect design. Classic elasticated panels, and a tab at the back. Dura Heel™ soles are extra durable and have a robust, slip-resistant finish.
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Monday, April 6, 2009
Let's make this interesting ...
No sooner had I started celebrating the Tar Heels' win over Villanova last night than I started getting some smack talk comments on my blog ... specifically from a Ms. KateKwiltz in Chicago. A Michigan native, Kate has deluded herself into thinking that the Spartans might actually have a chance tonight. She's so confident in her team, in fact, that she challenged me to a friendly wager: 4 fat quarters to the winning team's fan. And we all know who that's going to be. Boy, I can't wait to add to my stash!
So if you're not sure who to root for in tonight's game, consider cheering for Quilt Dad over KateKwiltz in the Quilting Smackdown 2009!
26 comments:
Carolina! of course.ReplyDelete
LOVE it!!!ReplyDelete
being that i'm southern...
lived in camp lejeune, north cackolacky...
i fully endorse the tar heels.
can't wait to see what you make with those fat quarters!!!
GO GREEN!!!! Besides, it's snowing up here today, think those Tar Heels can play in snow?ReplyDelete
This is too funny! ~ JennieReplyDelete
You know your fat quarters would all be green -- IF I were sending you any!ReplyDelete
I'll be expecting a package filled with Carolina blue!
Game on! :)
hysterical :)ReplyDelete
you're a shoe in...i've told kate she's simply deluding herself.ReplyDelete
- AnonymousApril 6, 2009 at 10:07 AM
This comment has been removed by a blog administrator.ReplyDelete
That's a cute post! You seem over the top with happiness.ReplyDelete
I picked UNC to win it all in my brackets!!:) I will be rooting with you because I'm the only one in my household who picked them and I'm a girl who doesn't follow basketball until march madness. I really like it and like it if I can beat my hubby!!;) Have fun with your new fat quarters!:):)ReplyDelete
As another Carolina grad, I just have to say Go Tarheels! I'm cheering for you in the Quilting Smackdown.ReplyDelete
I'm sorry John but old loyalties die hard. I may not have lived in Michigan since the Earvin 'Magic' Johnson (MSU) vs Larry Bird (Indiana) days but, like I said, Old Loyalties die hard.ReplyDelete
They will smoke UNC!
Sorry Kate Kwiltz - I'm with Quilt Dad on this one.ReplyDelete
Having lived in NC all my life. I'm gonna have to say UNC. Can't wait to see your fat quarters Quilt dad.ReplyDelete
that's funny. i'm not taking sides on this one. i can't wait to see who wins. :)ReplyDelete
LOL! now THAT's my kind of bet... with my brothers it is usually a bet of a chore or somethingReplyDelete
- AnonymousApril 6, 2009 at 9:25 PM
Just turned it on. Hubbie on a beer run. How about Larry and Magic?!? Sorry, I'm from Michigan. Folks said it snowed, what a night for a game!ReplyDelete
We won! :-DReplyDelete
I was actually in Chapel Hill this weekend (en route to a quilt shop in Carborro) and it was utter insanity. I had forgotten how big basketball is in NC. It was good to be back for a visit.ReplyDelete
Well, looks like you won the fat quarters and your household must be celebrating today. Even though I was cheering for UNC, I feel bad for my MSU family members. MSU really didn't do very well last night. Enjoy the glory.ReplyDelete
Sorry, JQ, I had to pull for MSU since that's where my degree is from). I cheered and cheered knowing that UNC would most probably win. However, I think it was 100% amazingly terrific to have a hometeam play in the final 4. MI and Detroit needs all the positive input it can get.ReplyDelete
all I have to say is....ReplyDelete
bah humbug!
Ok, ok, it was a game well-played... but still... once a Spartan always a Spartan.
Wow! A quilting Smackdown! NOW that's something for Quilter's Home Mag, I am sure!ReplyDelete
What a great way to win some FQ's!!!ReplyDelete
Nice work!
Reading this even this yr just annoys me to peices. P.S. Tyler Hansbrough is a sucky player.ReplyDelete


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Welcome to Hotel Circle Hotels! No matter where you stay in Hotel Circle San Diego, you'll be in the heart of the city, conveniently located near major attractions! Whether your trip is for business or pleasure, we can handle all your travel needs.
Hotel Circle is a string of hotels in the heart of San Diego's Mission Valley. It is located along either side of the Interstate 8, between highway 163 and Interstate 5. Hotel Circle San Diego is conveniently close to most of the popular attractions like Sea World and the San Diego Zoo! Whether your trip is for business or pleasure, you can enjoy the beautiful weather of a great city, and the "home away from home" amenities of a great hotel!
Hotel Circle, San Diego refers to an area in San Diego, California where many hotels are located. Hotel Circle North is on the north side of Interstate 8 and Hotel Circle South is on the south side of Interstate 8. It is less than seven miles from the airport. Visitors can take public transportation to area attractions from Hotel Circle.
Some attractions are within five miles of Hotel Circle San Diego. These attractions include Sea World, the San Diego Zoo, the beac,h and Old Town San Diego. Sea World, the beach, and Old Town San Diego are to the west of Hotel Circle. The zoo is located closer to the east end of Hotel Circle. The San Diego beaches near Hotel Circle have places for swimming and lying on the beach. The boardwalk at Mission Beach is a popular place for biking and rollerblading.
Old Town San Diego is also near Hotel Circle. Visitors to Old Town can tour historic sites, see museums, eat and shop. The first permanent site in California where the Spanish settled was in San Diego. The first mission in California was built on a hill that overlooked the area now called Old Town.
The history of Old Town is one of the features of San Diego that attracts visitors to the city. The beaches and the mild climate also draw tourists to the area. Travelers who stay in the Hotel Circle, San Diego area will have convenient access to many of the city's attractions.
View Hotel Circle hotels on a clickable map! See hotel ratings, know the hotel's exact location, and book your room directly from the map!
Travel packages combine hotel and flight to save you money! This industry-leading technology allows you to customize your trip at discounted prices!
We offer competitive pricing on rental cars in the San Diego metropolitan area! Reserve one securely online today!
Whether you're in the mood to browse through a mall or spend some time in a boutique, San Diego has the place for you!
From American cuisine to international menus, San Diego plays host to a diverse group of dining venues.
Local attractions in San Diego include historic landmarks, festivals, events, performances, and a zoo!
Travelers can rent a car or use public transportation. The San Diego Airport serves as the city's main air travel portal.


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Determining Forage Moisture Content
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Turbulence in the Dairy Industry
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Establishing New Forage Stands
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I recently had an op-ed published in The Denver Post entitled, "Government Loans Bring Trouble" (also available on reason.org here) that explores failed urban renewal initiatives in Denver, Colorado. Last week The Denver Post's Jeremy P. Meyer wrote a piece entitled, "91 housing groups, businesses in arrears on loans from city of Denver" that sheds more light on the city's burgeoning failed loan portfolio. Meyer reports:
Nonprofit housing groups, restaurants, a tavern, a furniture store and a theater company are among 91 borrowers with delinquent city loans through Denver's Office of Economic Development.
The city is working on cleaning up its portfolio of 655 loans, of which roughly 14 percent, or $21.6 million worth of loans, are in arrears.
Past-due amounts on those delinquent loans total more than $8 million, according to documents the city supplied to The Denver Post in response to an open-records request.
Meyer continues:
Nine of the loans in collection with the city are in liquidation, meaning all efforts to get borrowers to pay back the amounts have been exhausted and the city is working on foreclosing on the business or property...
Foreclosure and liquidation is the last resort, say city officials who manage the portfolio of loans that use federal grants for small-business loans and to provide affordable housing...
Of the 91 distressed loans, 38 are in the process of being "worked out," meaning city officials are working with the borrowers to find solutions to get them to pay back the loans. That can include deferring payments, suspending the payments on the principal or refinancing. Those borrowers in the "workout category" owe more than $6 million in past-due payments.
Meyer's full piece is worth reading and is available online here. It's unlikely the city will be able to work through its loan portfolio without generating more controversy, which makes this an issue to watch in 2012.


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ComNet brauchte ein neues Logo Design und hat einen Wettbewerb auf 99designs gestartet.
Aus 378 Designs von 98 Designern wurde eine Gewinner gewählt.
Com Net
Com Net is a small Italian company that provides IT services.
We've been active since 1998, and over time our goal has always been to give solutions for the business needs of the Italian small-to-mid company. Our offering includes: internetworking solutions with traditional and radio-based technologies, virtualization systems, web hosting, website building and consulting about privacy and security of data and communications.
We strongly focus on two points:
• We employ only certified technicians and work only with rock-solid brands to offer a highly qualified service at extremely competitive costs
• We try to provide a "full round" experience to our customers with both solutions and assistance for every IT aspect of their business
Our main target is the italian small-to-mid company, which comprehends everything from the single professional to little businesses and small enterprises.
We want a clean, dynamic and professional logo with a – needless to say – reference to the "connection" idea; we build our business over internet connectivity and network systems, so that's where we want the game to be played (the sense of trust we build with the customer could be considered a "human connection" either, but we'd like to keep it more technological/practical and less social).
About the color scheme, we were thinking of something in tones of red (as the current logo color) or blue – still we are open-minded about original proposal, so don't hold back your ideas and be creative!
A couple things we do not like and should be avoided:
• The "wireless waves" idea (overused by many competitors, see http://bit.ly/dNLcae )
• The cartoon style
We need the logo provided as a vectorial (possibly the layered source) file.
Finden Sie heraus, wie ein Designwettbewerb funktioniert, oder lernen Sie mehr über unsere Logo-Design-Angebote.


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First off, Happy New Year, everyone! With a new year comes a new start and the opportunity to set some new goals.
We reached out to you, our dedicated friends in PGA.com Facebook Nation this week and asked you to answer the following: What is YOUR main golf goal for 2013?
As always, the feedback was tremendous. Here's a sampling of some of the answers we found to be among the best and most entertaining. Enjoy and best of luck in accomplishing your golf goals this year!
9. Work out a problem area in your game. What's that old saying? "Practice makes perfect." Dedicate yourself to fixing that weakness and turn it into a strength.
Facebook fan quotes:
"To get rid of the shanks." -- Patrick Gormandy
"Fix my slice with my driver. Should bring me down to around a 10-15 handicap consistently." -- Kevin Waller
8. Pick up the game and learn the right way to play. If you haven't started playing yet, what took so long?! On the other hand, welcome. Get yourself some lessons from a local PGA Professional, learn how to play the game the right way and then enjoy it for the rest of your life.
Facebook fan quotes:
"Learn how!" -- Mary Johnson
"Take some lessons, straighten out my slice and tighten up my short game." -- Dino Kusulas
7. Shooting/breaking a milestone score.
Facebook fan quotes:
"Break 80 at five different courses." -- Robert Soldwish
"Break 80 for the first time." -- John W. Munson
"Break 80!... 2012 for me under 100, teasing the low 90 score... time to get serious and break 80!" -- Joseph M Halliday
"Break 90 on an over 7,000 yard course." -- Tim Hirt
"Break 100." -- Robert Bass
"Break 90!" -- Linda McCormack
"Play more and break 80." -- Niels Bredahl
"Break 85." -- Matt Delle Donne
6. A hole-in-one. Ahhh... the Holy Grail of golf shots. Hopefully you play enough golf in 2013 to have many, many opportunities at snagging an ace of your own.
Facebook fan quotes:
"A hole-in-one after 45 years trying." -- Steve Andres
"An Ace... and try to instill in the young kids playing that it's not about 300 yard drives or a score. It's a game. Enjoy it." -- Joe Backen
5. Take your game more seriously. You always want golf to be fun, but -- let's face it -- the more you play the better you get and the better you get the more fun you have.
Facebook fan quote:
"Get more serious about my game." -- Don Harrison
4. Get your handicap into single digits. And, once you get it there, maintain it.
Facebook fan quotes:
"Reach single digit handicap." -- Serge Palin
"Get down to a single digit handicap." -- Jess Allen
3. Keep an even keel on the golf course. Don't get too high and don't get too low. A great attitude is worth at least a few shots saved over the course of any given round.
Facebook fan quote:
"Maintain an even temperament." -- Eric Eisnor
2. Improve your short game. This sure makes sense and we were surprised that more people didn't chime in with this. After all, most of the shots you hit in a round are from 100 yards and in.
Facebook fan quote:
"Better short game." -- Tim Wacker
1. Play more golf. When it comes to accomplishing any goal in golf, it means you need to play more. So, making that the No. 1 goal for 2013 seems like a hole-in-one!
Facebook fan quotes:
"Play more golf... and dedicate myself to getting back to 'scratch.'" -- Rodger Cooper
"Golf more!" -- Margie Movalson
"Play more GOLF!" -- Kelly B. Brockman
"Play at least twice a month once the weather starts to break." -- Andre Walker
"PLAY MORE GOLF!" -- Chris Mendoza


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My name is Jenny Stevens. I am a mama of five wonderful kids, ages 18 down to six. My training was received through the ToLabor organization in 2010, but in the 20 years preceding that, I helped many mamas in labor-- sisters, friends, cousins asked me to be with them as they journeyed into uncharted territory, as they said I had a calming presence.
My own births varied greatly-- I began my journey with hospital birth with an OB, had some hospital births with a midwife, and ended my birthing years by birthing three of our babies at home with a midwife.
My goal as I help mamas in labor and postpartum are two-fold: First, to learn what type of birth a particular mama/couple is seeking to have and to support her/them to have that, and secondly, to help the partner to help the birthing woman. My aim is to walk alongside a mama and her partner as they navigate new territory, and to be a source of evidenced-based information. I look at birth as an opportunity for a woman to find her enormous power and draw from it as she undertakes one of life's most challenging yet fulfilling times. If she can access that power, she can draw from it not only during her birth, but then throughout her life from there on out. Stepping into motherhood with a feeling of empowerment and courage and strength -- having found her voice and learned how to use it--serves a woman well-- and the impacts of that are very, very far-reaching in her life. Her mothering will be impacted, as well as her partnership if she is in one, and her friendships and other relationships, in healthy ways.
I spend several hours spread between two or three meetings getting to know the birthing mother and/or couple. I ask them many questions in an effort to learn what they are hoping for in birth and beyond. I am on call for the mama from two weeks before her due date until two weeks after, in the event that she labors past the due date (So common!) When mama believes she is in labor, we are in touch by phone and when she is ready for my presence and in-person support, I join her in her home and/or at the hospital. I offer continuous physical and emotional support throughout her labor and birth, and remain with the mama for about two hours after baby is born. During that time I am taking pictures of the mama/couple meeting the baby for the first time, as well as assisting with initial breastfeeding and ensuring the mama's wishes for her baby are being tended to. A few days after mama/baby are home from birthing site, I visit to check in and see how things are going. I offer help with breastfeeding, help answer babycare questions, talk with mama about her birth, and bring the birth photos to the mama.
I remain available for help and feedback indefinitely to the mother and her family.


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SO I've been playing A Link to the Past on my new GameBoy for the last week or two and am absolutely in love with the game. Sort of a 2-D Ocarina of Time (which IMO is the greatest game of all time)
I never had a Super Nintendo, seems like I missed out on a bunch of great games. Isn't the Super Mario game from Super Nintendo out on GB? Any others that would be worth picking up?
Here is what Famicom is releasing for Series 2Mario Bros.Balloon Fight Clu Clu LandWrecking CrewTwin BeeDig DugDr. MarioGhosts 'n GoblinsAdventure IslandGombare Goemon Not sure if all of these will be released in the States or notAnd I just remembered someone saying Metroid is on one of the Metroid games already...that's good enough for me. I still want Punch Out though!
Nintendo has revealed that it will be continuing the Classic NES Series in the US with a second batch of games this October 25th.In Volume 2 of the series, players will be able to snag perfect NES versions of Dr. Mario, Metroid, The Legend of Zelda II: The Adventure of Link, and Castlevania. Like their predecessors, these games will be $19.99 apiece and feature boxart from the classic versions of the NES release. Dr. Mario, the only two player game in the batch, will feature wireless and wired link play that will only require one copy of the game for two systems. We'll have more on these games when Nintendo updates us with details.
Cool beans, can I say thanks again for informing that I needed a Game Boy, its been the second best thing I take on the road, the other being my Power Glove
Maybe we'll see a Wave 3 with Punch-Out!, Contra, and Tecmo Bowl. . .
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American Academy to open second campus in Douglas County
American Academy, a public K-8 Core Knowledge and STEM charter school in Douglas County, will open a second campus in the fall of 2013. The Douglas County Board of Education voted unanimously on Tuesday, June 5, to approve the school's plan. The school will accommodate more than 2,500 students within Douglas County that are currently on the waitlist.
In the seven years since its opening, American Academy has been awarded every John Irwin Award for excellent academic achievement. The school also received the most recent Governor's Distinguished Improvement award, honoring exceptional student growth.
Final approval of the Meridian Village site for the second campus is pending, based on a vote by the Douglas County Board of Education on July 17. The meeting will take place at 620 Wilcox, Castle Rock, in the board room and the public is welcome to attend.


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Dried Lily Bud or "Kim Chiam" is an unopened bud from tiger lily."Kim Chiam" is literally translate from Hokkien is called"golden needle".It's have crunchy texture and tea like taste..Usually we use kim chiam stir fry with others vegetable or glass noodles..It's has to soaked and tie knot into each strand before cook..As for Black fungus or ear wood fungus or cloud ear mushroom all those name are the same fungus or mushroom..Black fungus is prized in Chinese cuisine for it's crunchy texture and therefore added to dishes like soup,salad or stir-fry to enhance the color and nutrition benefits.In Chinese folk medicine,they are thought to help with insomnia and to help settle a cough..Today I use both these special vegetable to stir-fry with pork..Actually I would like to use chicken to make this dish but unfortunately my chicken drumstick was still frozen..Basically,any meat is suitable to combine with both vegetables for stir-fry..
500 gm lean pork,sliced +2 tbsp corn flour +1 tbsp soy sauce
2 oz dried dried lily bulbs,soaked and tie loop
4 oz dried black fungus/ear wood mushroom,soaked and cut small
1 tbsp minced garlic
1 tbsp chicken bouillon powder
2 tbsp fish sauce
salt to taste
1 tbsp ground pepper powder
1/2 cup water + 2tbsp corn flour for thicken
handful of cut cilantro
2 tbsp oil
1:Heat medium large skillet or wok at medium high heat with oil and minced garlic.Fry garlic until fragrant add in pork mixture.Use spatula to stir around to prevent from sticking for 1 minute.Then add in fish sauce,chicken bouillon powder and ground pepper powder,mix well.
2:Add in dried lily bulbs and black fungus,stir fry for another 5 minutes before add in corn flour mixture to thicken the gravy..
3:Toss all the ingredients together at high heat.Check the seasoning before remove from heat..Dish out and serve warm with steamed white rice.


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Gabrielle Douglas, "The Flying Squirrel," took gold in the women's individual all-around finals, holding off two tough Russian gymnasts and her own teammate, and becoming the first African-American woman to win one of gymanstics' greatest honors.
She is the third American woman in a row to win the competition.
Douglas never relinquished the lead she established in the first round, when she vaulted her way to a 15.966. Russians Viktoria Komova and Aliya Mustfina both outscored Douglas in the second round on the uneven bars, but it wasn't enough to close the gap.
U.S. & World
After Douglas scored an unusually good 15.5 on the beam, giving her a lead of .326 over Komova, the gold was her for the taking. She did not disappoint.
With the world watching, Douglas took to the mat for the floor exercise. A series of twists and turns were punctuated a beaming smile and great landing that earned her a 15.033, for a total of 62.232.
Komova was the last athlete to take the floor, need a 15.357 or better to beat Douglas. Here precision execution was impressive, but not enough as she scored a 15.1 for a total of 61.973, leaving her just short.
Fellow Russian Aliya Mustifina finished third, tied with American Aly Raisman at 59.66, but Mustfina was awarded bronze due to a new tie-breaker rule based on the highest score for execution.
Douglas came into the individual all-around still riding high on Team USA's gold medal win earlier this week.
"It is very special. It gives us the momentum," the 4-foot-11 Douglas told the Associated Press. "It keeps going, it keeps flowing. It gives us, definitely, a little bit of an edge thinking that we are truly the best in the world. It gives us that little bit of a push."
Defending world champion Jordyn Wieber was relegated to the sidelines to serve as cheerleader, despite having been considered a lock to reach the finals of the women's individual competition.
Though she finished with the fourth-best overall score in the qualifying round she failed to move on because of the rule that states that each nation can only send competitors to the finals. It was a step out of bounds during her floor exercise that proved too costly for Wieber.
Providing Douglas and Raisman a shot of adrenaline was President Obama, who offered words of congratulations by phone.
"I told these young ladies as I was congratulating them, how do you not bust your head every time you're on that little balance beam?" Obama said. "I couldn't walk across that balance beam."
Regardless of how well things go today for Douglas and Raisman, they've each got plenty of more work ahead of them in individual event competition later in the Games: Douglas on balance beam and uneven bars, Raisman on beam and floor exercise.
Between their team victory and posting three of the top four scores in the individual qualifying round, this 2012 squad, which has dubbed itself "The Fierce Five," is drawing favorable comparisons to the 1996 team, led by Keri Strugg, known as "The Magnificent Seven."
Britain's Rebecca Tunney knows the Americans got a big boost from Tuesday's victory.
"If they've won that, they know that their team's good enough. Hopefully they can have their individuals who are able to medal as well," Tunney told the AP. "I think they definitely have them. They're amazing."


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Login Required
You need to have a Pokémon Trainer Club account to save your Favorite Pokémon!Log In Sign Up No Thanks
It can smash concrete blocks with its kicking attacks. The one with the biggest crest is the group leader.
It pulls up its shed skin to protect itself while it kicks. The bigger the crest, the more respected it is.
The Pokémon Company International is not responsible for the content of any linked website that is not operated by The Pokémon Company International. Please note that these websites' privacy policies and security practices may differ from The Pokémon Company International's standards.
Pokemon.com administrators have been notified and will review the screen name for compliance with the Terms of Use.
Your request could not be completed. Please try again. If the problem persists, please contact Customer Support.


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Contact Information:
Email us at: firstname.lastname@example.com
Phone: 415-972-1550
SFG Productions has a fully integrated high definition control room which feeds AT&T Park's video board through fiber optic cables. The video board is powered by 3 million LED's and has an aspect ratio of 32:9, which is twice the width of standard HD. Content for the video board and other outlets is edited on 5 Avid Edit stations which are connected directly to the control room of the video board.
Among the accomplishments of SFG Productions was the creation of Inside the Clubhouse, a television and web program which takes fans behind the scenes of the Giants including interviews with your favorite players, coaches, and team executives. SFG Productions produce all of the Giants in-game entertainment from player interviews to game shows and everything in between.
SFG Productions also produces commercials, promotional and corporate videos, and is the production company of Giants Enterprises.
|AVID edit stations
|HD cameras
|millimeter pixel pitch resolution on the video board
|Ton Scoreboard
|Aspect Ratio
|3 million


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Skip Hire Bexley from YourLocalSkipHire.co.uk
When you need to hire a skip in Bexley, YourLocalSkipHire.co.uk is here to help. As one of the UK's leading skip hire companies, we've provided a professional, reliable skip hire service throughout the country.
Make sure you're hiring the skip that meets your requirements by checking our sizing guide before requesting a quote. As a rule of thumb, a home clearance will need a six yard skip, while larger projects will need a skip with a larger capacity.
Once you've found the right sized skip, simply place your postcode into the box above, and we'll supply you with an obligation-free skip hire quote. No hassle, no fuss – just a great price for hiring the skip you need. Or, if you need an instant quote, ring us now on 0330 1130 700.


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What is soldering?
Soldering in electronics is when two or more metal surfaces are joined together by melting solder, a metal alloy known as, and placing it in the joint.
What are the different soldering tools and materials?
There is a selection of equipment available to use when soldering to ensure effective and safe operation for the best result. As well as help with preparation and cleaning.
- Soldering irons - available with different style tips that vary in size, angle and temperature range dependant on the application you require. Soldering irons are usually used to solder together transistor leads, wires, or pads on printed circuit boards (PCBs).
- Soldering stations - usually comprise a soldering iron with a stand, a power supply and an internal thermometer. Theyre available as small, relatively inexpensive versions that can be used by hobbyists at home to large, heavy-duty models for continuous use.
- Solder - the metal alloy used as the joining material in the soldering process, usually sold as a thin wire. It is available in different shapes, sizes and compositions. Solder flux can be used with solder to allow it to flow more easily.
- Solder fume extractors - solder fumes contain particles that when inhaled can cause breathing difficulties there it's important to use a fume extractor to remove fumes and smoke where required.
- Desoldering wicks and braids - if a mistake has been made, there are tools that can be used to remove the solder. A fine copper wire braid called a desoldering braid or wick is placed over the solder and heated. Once the solder is molten it's then absorbed by the copper braid.
... Read more


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