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If you are researching SR-22 Insurance, it is most likely because you have been recently involved in a DUI incident. (SR-22 insurance is also sometimes required for those driving without proof of insurance or under a suspended license, or for some other forms of violations that might lead to your driver's license being suspended.
What is SR-22 Insurance In California?
The SR-22 is a form required by the Department of Motor Vehicles when a driver has a DUI offense reported. The form (very similar to the SR-1 form which is used to report traffic accidents) is filed by your insurance company showing that you have obtained coverage through them. The SR-22 is actually a proof of financial responsibility that the DMV requires after such traffic incidents. (Most insurance providers require a minor fee of $15 to $30 for filing the SR-22.)
In the event of a DUI, the California Department of Motor Vehicles will not reissue your driver's license without an SR-22 Form. That means that you cannot simply bring your policy number and valid ID into the DMV in order to have your license returned to you. You also cannot fill in the SR-22 by yourself. Your SR-22 must be filled out and filed by your insurance provider.
If you have been dropped by your previous carrier because of your accident, you must then find insurance with SR-22 coverage in order to regain your driver's license. Once you have found your new carrier, your insurance provider will submit the SR-22 form to the Department of Motor Vehicles, allowing you to regain your license.
How long must I carry SR-22 Insurance in California?
Typically, California SR-22 Insurance must be carried for three years from the time that your driver's license is re-issued. That means that once you have completed the original 4 month suspension of driving privileges, you then must carry California SR 22 insurance for 3 full calendar years.
During the four month suspension period, you may be able to receive a restricted license which will allow you to drive to and from your place of employment.
How long will it take for me to be considered a good driver again?
If before your DUI, you were considered a good driver by your insurance provider, it will take you a full 10 years to regain that status. For example, if you received a DUI in August of 2015, your DMV record will continue to show your DUI until August of 2025. Because of a recent law, when you apply for insurance, your auto insurance carrier will have access to your DMV records, so changing carriers will not change your status.
Once you have cleared this 10 year period, so long as you do not have further incidents, you will be eligible to return to good driver status.
Some drivers falsely believe that the non-owner SR-22 Insurance offers a loophole in the California SR-22 insurance requirement. This is not a solution, however. Even though, you may sometimes be required to carry non-owner SR-22 insurance coverage in order to retain a license, this is usually only a minimum requirement.
If you own your own vehicle or drive the vehicle of someone in your household (for example, your spouse vehicle) or if you are provided a vehicle you use frequently (for example, by your employer), non-owner California SR-22 insurance will not cover you. Non-owner SR-22 insurance coverage will only cover a driver while they are using a third-party vehicle that they do not habitually use and that is not part of the driver household.
In fact, even when you are driving the appropriate vehicle, non-owner SR-22 insurance will only cover damage you do to other persons, vehicles and property not any damage or injury that may occur to you or the vehicle you are driving. Furthermore, this kind of insurance will only cover damage up to the amount specified in the policy.
For that reason, you should generally avoid this kind of insurance unless you are mandated by the Department of Motor Vehicles to carry it or do not intend to drive habitually.
Non Owners SR22 Insurance is a Non Owners auto insurance policy with an SR22 filing. Non Owners policies are for those that need or want to have insurance but don't own a vehicle or have a vehicle that they drive regularly. In these situations, there are non-owners policies to accommodate those drivers that want to be covered for a vehicle they may occasionally drive.
How much does non owner SR22 Insurance cost?
In California, the cost of a non-owner SR22 insurance policy varies from person to person, Age, zip code, driving record, Since it's a non-owners auto insurance policy with an SR22 filing attached, the cost of a non-owner SR22 insurance policy in California is about $30 + per month. A non-owners policy is usually a little bit cheaper than a regular auto insurance policy.
What cars are covered under a Non Owners SR22 Insurance Policy?
A Non Owners SR22 Insurance policy is designed for those that do not own a car and do not have a car that they drive on a regular basis and will provide coverage for vehicles driven occasionally. Non Owners SR22 insurance will not cover vehicles available to you for regular use, vehicles registered in your name, vehicles registered to any other house hold member, or vehicles that you drive regularly. If there is a vehicle that you drive regularly, then a non-owners SR22 policy is not the way you want to go because, contrary to popular belief, it's not much of a cost difference to insure a vehicle for liability and attach an SR22 filing than it is to get a non-owners SR22 insurance policy. If you would like to see how much an owners SR22 insurance policy with a vehicle will cost you, please request your quote from a Licensed Insurance Broker in California, or you can call us. At 1800-998-2092
Whats the price difference between a Non-Owners SR22 Insurance policy and a conventional SR22 insurance policy?
A Non-Owners SR22 Insurance policy cost is usually not much different than a regular SR22 Insurance policy with a vehicle on it. The main difference with a non-owner SR22 Insurance policy in price is that were able to rate you with a lower annual mileage factor since there is not a regular vehicle that you're driving, other than that, the cost of a non-owner SR22 Insurance policy and an owners SR22 insurance policy are the same.
What should I do if I'm involved in an accident?
The first priority is the condition of those involved. Call for medical help if anyone at the scene is injured. Notify the police as soon as possible. Obtain the names, addresses, and telephone numbers of all persons involved, including passengers and witnesses, and the license plate numbers of all other cars involved.
It's best not to admit an accident was your fault, even if you think it was. A simple apology can be construed as an admission of fault. Let the authorities determine who was responsible. Auto accidents can be disorienting even if you are not physically injured. You may not be aware of all factors leading up to the crash, so state only what you know about what happened. Contact your insurance company as soon as possible, even if damages were minor.
What does it mean when a car is "totaled"?
After an accident or theft recovery, if the insurance company decides your car is "totaled," it means the estimate of repairs exceeds the car's value. At this point, the insurance company will likely send you a check for your car's value. It gets to keep your car unless you make arrangements to buy it back "as is".
What should I do if another driver hits my car?
If you were not at fault in the accident, you will make a third-party claim to the at-fault driver's insurance company. Because you are the claimant, the insurance company typically will issue the check directly to you. It's your responsibility to pay the repair shop, and the lender if you have a car loan. If the other driver doesn't have insurance, your uninsured motorist coverage will take effect.
How do I handle a claim if I cause an accident?
If you own your vehicle and have collision insurance, you will file a first-party claim with your insurance company. It may issue a check either to you, the shop that repairs your vehicle, or to both of you. If you have a lease or a loan, the lending institution may be named on the check. Of course, you will also have to pay your deductible. If other vehicles were involved, the insurance company will settle with the other drivers and you probably won't be involved.
What happens if my car is stolen?
If your car was stolen, be prepared to wait. Most insurance companies will impose a waiting period to see if the police recover your car. If your car is still missing after the waiting period, usually 21 days, you should receive a settlement soon after. If your car is recovered during the waiting period, the insurance company will want to see a repair estimate before deciding how to proceed.
If your policy has a provision for replacement transportation, you may be required to pay for a rental car out of your own pocket and then submit a claim to the insurance company for reimbursement.
What effect does my driving record have on my auto insurance?
A good driving record is critical to your ability to obtain auto insurance. If your past is free of tickets, accidents, and drunk driving arrests, chances are excellent that you will pay much less than the person who has a history of these infractions.
Does the kind of car I drive matter to an insurance company?
Yes! In addition to your age and driving record, the type and value of the car you drive is one of the most important factors in the amount of your premium. Sports cars, for example, can cost significantly more to insure because they may be a favorite among thieves, because statistically people tend to drive them faster, and because they may have a higher replacement cost than a sedan or a van.
Why would I want to buy more insurance than state law requires?
If you are found to be liable for an amount greater than the coverage limits of your policy, you must pay the difference. If you don't have enough cash, the injured party can go after your home, financial assets, and even future earnings. It's wise to consider increasing your liability limits when you own a house or other valuable assets.
Why does a high deductible cause my premium to go down?
Generally, the more risk you assume, the less risk you assign to the insurance company, which charges according to how much risk it is insuring against. A deductible is the initial dollar amount of a loss that you must assume before the insurance company will pay your claim. Auto insurance deductibles typically range from $250 to $1,000.
Why does my insurance company want to know my age?
Statistically, the risk of an automobile accident fluctuates with age. Teenagers are among the most expensive drivers to insure because their inexperience makes them more likely to be in an accident than drivers over age 25.
Just as a teenager will have to pay more for being young and inexperienced, drivers can expect to pay less as they reach the age range where they are statistically the safest on the road, roughly from ages 40 to 55. In some cases, rates may go up as a driver becomes elderly.
I am retired, but I work part-time as a handyman. Do I need special insurance coverage for my truck, which I use when I'm hired to make repairs?
Generally, a personal auto policy may be all you need unless you are driving other people around frequently. In some cases, an independent contractor such as a carpenter or landscaper may need a commercial policy -- if the vehicle is used more than 50 percent of the time for business purposes. And personal auto policies must have increased limits to cover any equipment that is permanently attached to the vehicle, such as an expensive generator.
I have towing and labor coverage on my auto policy. Does it only come into effect after an accident?
Towing and labor coverage provides emergency road service and pays for towing charges. This coverage is not limited just to accidents, but can be used any time your car breaks down. Labor such as a tire change or battery jump-start performed at the site of a disabled vehicle will be covered, but not the later repair work performed in a service station.
What is the difference between the cancellation and non-renewal of an auto policy?
A non-renewal means only that your company does not want to offer you a policy any longer -- possibly because of your driving or claims record over the last three to five years. More than likely, you will find other insurers that are willing to provide insurance at a higher price.
Auto insurers may cancel your policy at any time if you fail to pay your premium, lose your driving privileges, or have not accurately reported the facts relating to your level of risk. A cancellation will make it hard to get insurance for a long time to come.
My state requires minimum insurance coverage of 15/30/10. What does that mean?
Minimum liability limits of 15/30/5 refers to $15,000 bodily injury liability per person, $30,000 per accident, and $5,000 for property damage. Insurance requirements vary from state to state.
I plan on driving through several states during my next vacation. I carry the minimum coverage allowed by my state, but will my insurance cover me if I have an accident in another state while I am away?
Clearly, the laws concerning insurance coverage can vary greatly from state to state. It might be comforting to know that if you have the minimum auto liability coverage for your home state, but are involved in an accident in another state, your policy will generally adjust to meet that state's minimum legal requirements.
Can a driver be found partially to blame for an automobile accident?
In some states, comparative negligence laws make it possible for more than one driver to share responsibility. If a red car is driving too fast and rear-ends a blue car, but the blue car did not have functioning taillights, then the red car may be found 70 percent responsible and the blue car 30 percent. A driver may only collect damages for the percentage of the accident that was not his or her fault, so the driver of the blue car could recover only 70 percent of the damages.
What exactly are the types of coverage included in a standard personal auto policy?
Bodily Injury Liability - Pays for medical expenses, legal expenses, and judgments against you when you or your car is involved in an accident that causes the injury or death of another person.
Property Damage Liability - Pays for damages to the property of others, caused by you or your vehicle.
Uninsured/Underinsured Motorist (UM/UIM) - Covers the costs associated with damage or injury caused by an uninsured, underinsured, or hit-and-run driver.
Medical Payments - Covers the medical bills of you and your passengers after an auto accident, regardless of who is at fault.
Collision - Covers the damage to your vehicle resulting from a collision, regardless of who is responsible. Collision coverage requires the payment of a deductible by the insured.
Comprehensive Physical Damage - Pays for damage to your car that is not the result of an auto accident, such as theft, vandalism, fire, hail, natural disasters, hitting a deer, etc. Comprehensive coverage also requires a deductible, and will only pay as much as the car was worth before sustaining the damage.
Rental and Towing Coverage, Its an optional coverage.
DUI Insurance stands for, (Driving Under Influence).
DWI Insurance stands for (Driving while intoxicated).
Both violations require an SR-22 Filing, Please contact DMV for more information,
If you need an SR22 Filing.
Incidents of those types may suspend your driving privilege.
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Senator Marco Rubio Dropping His Co-Sponsorship Of PIPA
from the another-down deptIt appears that the some in Congress are finally hearing you. Senator Marco Rubio, from Florida, has announced that he is removing his name as a co-sponsor of PIPA and is urging Senator Harry Reid not to go ahead with the plan to bring the bill to the floor.
Earlier this year, this bill passed the Senate Judiciary Committee unanimously and without controversy. Since then, we've heard legitimate concerns about the impact the bill could have on access to the Internet and about a potentially unreasonable expansion of the federal government's power to impact the Internet. Congress should listen and avoid rushing through a bill that could have many unintended consequences.Publicity stunt? Or democracy in action? I vote for the latter. It's good to see politicians actually listening to constituents rather than lobbyists sometimes...
Therefore, I have decided to withdraw my support for the Protect IP Act. Furthermore, I encourage Senator Reid to abandon his plan to rush the bill to the floor. Instead, we should take more time to address the concerns raised by all sides, and come up with new legislation that addresses Internet piracy while protecting free and open access to the Internet.
Filed Under: backlash, blackouts, marco rubio, pipa, protect ip, protests, sopa, sponsors

subset: commoncrawl


text:
The maximum file size allowed to be uploaded is 200KB. Try running your file through one of these compressors:
Email the file to email@example.com. We will review it and determine the best course of action.
We assure you that our goal is not to create obstacles for you. We must have this size limit in place to ensure that our servers do not run out of storage. That causes all of our websites to go offline. We hope that you agree with us when we say that isn't a good thing.


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Feb. sweeps reveals a changing Denver
With one night left in the February 2013 sweeps, when local ratings are measured to set future advertising rates, Denver is a reshaped TV market compared to what it's been historically. For decades, the town was dominated by a single monolithic TV entity, KUSA. Now, at 10 p.m. the difference between the first- and third-ranked station is barely more than a rating point.
The 10 p.m. newscasts, viewers age 25-54, Monday through Sunday, for Feb. 2013:
KUSA 3.6 rating, 13 share
KCNC 2.5 rating, 9 share
KMGH 2.5 rating, 9 share
Of course NBC nationally is hitting new lows (hello "Do No Harm," "Smash," "Deception," "1600 Penn."), while CBS won February for the first time since 1998 (thanks to "The Big Bang Theory," "NCIS," the Super Bowl and the Grammys). NBC ranked last behind CBS, ABC and Univision.
Arguably CBS4 should be doing better at 10 p.m., although it does claim sign-on to sign-off dominance. And while it's apples-and-oranges, Fox31 scores a very solid 2.5 rating, 7 share for its 9 p.m. newscast. Read more…


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Have you heard about makeover? No! Don't you want to rejuvenate your personality? Yes, Great! Black Girl Hair Salons in Bryanston there are numerous beauty salons established in Miami to take care of individuals' appearances. Best Rated Hair Salons some of these are sophisticated and high-quality. Beauty salons are now going out of their ways to focus on customized solutions to enhance individuals' looks.
You want to rejuvenate your personality? If your answer is yes then here is a list of Top 10 of Beauty Salons in Austin TX. Hair Stylist That Specialize In Natural Hair this list will guide you to find the best Beauty Salons in Austin TX compiled on the basis that how frequently the Beauty Salons are used by beauty conscious customers. The No.1 Beauty Salons on this list has been stored the most amount of times by Austin, TX area. Generally, people only store a business' information in their address books if they are satisfied with the provider's service and wish to engage in repeat business.
Curly Perms for African Americans, The Low Maintenance Wave Nouveau Perm
Since makeup is about renovating your own personality, find the best Beauty Salon to rejuvenate your personality. This Top 10 List will help you finding the best quality Beauty Salon of Austin, TX. So, visit the best beauty salon in your neighborhood in Austin, TX, the unexpected change in your look as well as personality!
Black Girl Hair Salons in Bryanston?
Hair extensions can be fun and let you have the long hair you have wanted for a while! There are three major categories: Strand by strand extensions, weft extensions, and clip-on extensions. Most of the extensions look the same, but there are different ways of taking care of them, brushing them, etc.
Weft extensions are attached one row of hair at a time as opposed to strand by strand extensions which are small strands of the hair is attached one by one to small sections of your own hair by either weaving, gluing, heat fusing, clamping with metal tubes or using waxes and polymers. Depending on how well you take care of your extensions and how fast your hair grows they last from 2-6 months. Also, most of the time the hair extensions are real human hair, and you just have to find the color that best matches your hair. Hair extensions are usually found at most beauty supply stores.
Hair extensions are really neat, especially if you are wanting your hair to grow longer. You can have long hair while waiting for your hair to grow out! I have also heard it makes your hair grow faster, but I am not sure about that one. Here are some other sites that may be able to help you!
5 Most Influential Hair Designers in History
With the pace of the modern world and the ease of instant gratification, African American Hair Braiding styles seem to be an excellent option for a stylish and low maintenance hair-do. Perhaps the reason that so many youths flock to hair braiding as their favorite style option is due to the fact that it's easy to manage and it comes in great styles.
On almost every corner you can find Hair Salons, and whether they look like they cater for a 'white' clientele or not you can bet they do braiding there. The popularity of African American Hair Braiding styles has surpassed race. In other words people other than those of African American descent also try these Hair Braiding styles. There are several types of Hair Braiding styles to choose from. Some include: Goddess Braids, Micro Braids, Pixie Braids, French Inverted Braids, Pixi Pin Curls, Candy Curls, Bantu Knots, Fishtail Braids, Flat Twist, Locks and Undetectable braid and Cornrow Extensions, Invisible Braids, Tree braids, Senegalese Twist, Silky Locks, Interlock Weaving, Latch Hook Weaving, Silky Corkscrew, African Twist, Kinky Twist, Two-Strand Twist, Nubian Corkscrew, and Cobra Stitch. Perhaps the most difficult part of braiding is learning to keep the tension on the strands as evenly balanced as possible. However, this only comes with practice and in due time.
Cornrows is perhaps one of the most popular types of African American Hair Braiding Styles. It is a traditional style of hair grooming which requires that the hair is tightly braided very close to the scalp, using an underhand, upward motion to produce a continuous, raised row. Cornrows can be formed, as the name implies, in simple, straight lines; or, in complicated geometric or curvilinear designs. The attraction to this style of braiding is the easy maintenance it offers. Cornrows can be left in for weeks at a time simply by carefully washing the hair using a stocking cap or hair net and then regularly oiling the scalp and hair.


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PatriciaH necesitaba un nuevo diseño de papelería y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 45 diseños de 21 diseñadores freelance.
We are looking for a business card design. We are a software development company in the gaming industry. Our products are very visual and visually appealing, with games being played in an electronic environment. I have attached our actual logo which must be used. In the past, purple has been used alot, but we would like to get away from this. An incorporation of other colors (shying away from black) would be welcomed. We also used a gecko to brand one of our product line. I have attached a file that has the gecko - please do NOT use the 'bingo' portion of that file in this design.
we market primarily to government bodies and our customers are in the gaming industry.
The company names must appear:
eQube Technology and Software Inc.
eQube International Inc.
The address must be on the card:
#100, 10493 - 184 Street
Edmonton, AB
Canada T5S 0C6
Phone: 780-414-8890
Fax: 780-414-8892
The individuals name must be on the card, in this case:
Kent Tong
President, C.E.O.
The size must be the standard business card size = 3.54" x 2.05" full bleed
Print format .ai
Please feel free to see our website at http://www.eqube.com. As I mentioned we are trying to move away from purple and from black as the primary colours.
The company name as "eQube" may be highlighted (bigger, or bolder), with the two company names showing up smaller. The logo may have the word eQube in it, or not.


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Teary Australia PM's election campaign off to rocky start
Australian Prime Minister Julia Gillard's government was rocked by the surprise resignation of two of her most senior cabinet ministers today, just four days after she stunned voters by calling a national election in eight months' time.world Updated: Feb 02, 2013 12:13 IST
Australian Prime Minister Julia Gillard's government was rocked by the surprise resignation of two of her most senior cabinet ministers on Saturday, just four days after she stunned voters by calling a national election in eight months' time.
Close ally Nicola Roxon quit as attorney general along with Chris Evans, who as Senate leader is the third in line to the prime ministership, citing demands of the job and family reasons for their decisions.
Australian media described the resignations as a severe blow for the ruling Labor Party, saying they undermined Gillard's message of stability and a lack of confidence in ability to win a third term on September 14.
Gillard put on a brave face at a news conference in Canberra, saying she had known of the impending resignations for some time.
"We will be able to present the Australian people with a rejuvenated team as we move into the parliamentary year of 2013," a teary Gillard said.
Earlier this week Gillard broke with convention and surprised voters by announcing a far-off election date, an unusual move that she said was designed to end political instability.
While the resignations will not impact the minority hold that Gillard's Labor government has on power, they will add to the uncertainty surrounding her government which relies on a handful of independents and Greens to command a one-seat majority.
The Sydney Morning Herald wrote on its website that the surprise departure of two of the government's most senior figures was "a very bad look".
Opinion polls show Tony Abbott's opposition Liberal-National party well ahead of the government and Gillard would be swept from office, losing up to 18 seats, if an election were held now.
The election will decide whether Australia keeps its controversial carbon tax, and a 30 percent tax on coal and iron ore mining profits, which Abbott has promised to scrap it if he wins power.
Roxon, Australia's first female attorney general, notably took on the big tobacco companies with plain packaging legislation last year and won.
The law that states cigarette and tobacco products must be sold in plain olive green packets with graphic health warnings is being closely watched around the world and could have a major effect if adopted as a precedent in other countries.


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It Is All About BTC, LTC, ETH, ZEC mining as well as other alternative crypto currencies
Spondoolies-Tech has a special holiday offers for their smaller 1.7 THS Bitcoin ASIC miners targeted at home miners – the SP20 Jackson. The units are shipping from stock and a single SP20 Jackson is currently available for $659 USD, a three SP20 Nano Farm miners pack is available at $1900 USD with free shipping included (~$633.33 USD per miner) and a 15 SP20 Mini Farm miners pack is available for $7995 USD ($533 USD per miner) with free shipping. Do nnote that the SP20 Jackson miners do not come with power supply included and a good 1200W PSU is recommended for each of the miners, so you should count these as well when doing the ROI math.
Spondoolies-Tech also offers a bigger Bitcoin ASIC miners in terms of hashrate, these are the 4.9 THS SP31 Yukon available at $2595 USD and the 5.5 THS SP35 Yukon available at $2795 USD. Thse miners however are targeted at larger mining operations, though you can consider them as an alternative to the packages including multiple SP20 Jackson miners as they do come ready to be installed and used – with built-in power supplies. At the moment Spondoolies-Tech probably has the most power efficient ASIC miners that are available to order and ready to be shipped.
– To see all of the currently available offers for SHA-256 ASIC miners from Spondoolies-Tech…


text:
Previous: Using capture, Up: Capture
You can use templates for different types of capture items, and for different target locations. The easiest way to create such templates is through the customize interface.
Before we give the formal description of template definitions, let's look at an example. Say you would like to use one template to create general TODO entries, and you want to put these entries under the heading 'Tasks' in your file ~/org/gtd.org. Also, a date tree in the file journal.org should capture journal entries. A possible configuration would look like:
(setq org-capture-templates '(("t" "Todo" entry (file+headline "~/org/gtd.org" "Tasks") "* TODO %?\n %i\n %a") ("j" "Journal" entry (file+olp+datetree "~/org/journal.org") "* %?\nEntered on %U\n %i\n %a")))
If you then press C-c c t, Org will prepare the template for you like this:
* TODO [[file:link to where you initiated capture]]
During expansion of the template,
%a has been replaced by a link to
the location from where you called the capture command. This can be
extremely useful for deriving tasks from emails, for example. You fill in
the task definition, press C-c C-c and Org returns you to the same
place where you started the capture process.
To define special keys to capture to a particular template without going through the interactive template selection, you can create your key binding like this:
(define-key global-map "\C-cx" (lambda () (interactive) (org-capture nil "x")))


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Germ wrote:I dunno. I always thought that FF6 was unbalanced in favor of Mages rather than Fighters. See also: Terra (well, Esper Terra, but still) doing 9999 with Blizzara.
TakatoGuil wrote:I was amused by Panel 3 A LOT before I saw 6. The way it is, it appears that Hemlock was knocked pretty deep into the ground by a mosquito. It's only when 6 shows up that you realize the mosquito isn't THAT powerful.
Brickwall wrote:I have a question:
Why, exactly, are they not staying at Hemlock's?
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Below are the current Schipperke Health documents for downloading:
Below are the current Schipperke Health documents for downloading:
The SCA has made every effort to insure the accuracy of the information within this site. The information is provided "as is" with any and all faults and without warranty of any kind, expressed or implied. In no event shall SCA be liable for any incidental or consequential damages, lost profits, or any indirect damages. Individuals are responsible for and encouraged to research all matters before making any decisions or purchases based on the content of the Schipperke Club of America web site or any of the links from the SCA web site. For use of this material in publications for profit please contact the SCA by addressing your request to the secretary and board of directors.
Copyright for all material in this site not otherwise credited is held by the Schipperke Club of America and permission to reproduce any material in any electronic or printed version must be specifically requested.


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Canadian Ammolite
Mac's Gems
Missoula, Montana USA
Since 1989
Phone and Fax
(406) 549-7003
[email protected]
Let us know what you think of our website...
Visit my other websites at:
Canadian ammolite jewelry & Korite ammolite jewelry affordaby set in sterling silver and 14K gold. All ammolite jewelry is priced clearly with color photos. The piece you see is the piece you receive.
Please sign our guestbook and let us know how you like our website
Thanks, Deb & Dave
All prices are in U.S. Dollars
What's new? Free Shipping! A certificate of authenticity & care instructions is included with every ammolite jewelry order. Our
Korite Ammolite Jewelry Collection set in Karat Gold
Korite Sterling Silver
& larger
ammolite silver pendants
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in sterling silver or 14K gold, stud or dangle style.
Ammolite gold pendants
ammolite link or cuff bracelets
. We have a large selection of
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are available. We have
ammolite silver clearance rings
at just $79.00 each. Be sure and check out our
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If you don't see what you are looking for, please
email us
and ask.
Jewelry Guide: Millimeter to Inch
1 inch [in] equivalent to: 25.40 millimeter [mm]
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Ammolite Home
Ammolite Pendants Gold
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Korite AA Pear Large Pendant Earring sets 18K gold.
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Do not put in an ultrasonic cleaner.
Ammolite was discovered by the Blackfoot Indians in the Canadian Rocky Mountains who named it Buffalo stone. A Blackfoot woman discovered the stone when looking for firewood. It was a harsh winter and there were few buffalo and her people were starving. She heard singing and was drawn to an unusual rock under a cottonwood tree. The ammolite stone told her it was powerful medicine and to take it back to her tribe and it would provide bison for her tribe to eat. The next morning a huge herd of buffalo was seen right outside of their camp. The ammolite stone was used in bison hunting ceremonies . It was wrapped in a medicine bundle of buffalo hide.This buffalo stone was called Iniskim. Today we call it Ammolite.
More than 70 million years ago a hard shelled squid like marine animal roamed the seas until they suddenly became extinct. When the inland sea receded, ammonites were found in the Bearpaw shale near Lethbridge, Alberta Canada. The shells were layered then covered with silt and volcanic ash and crushed and compacted. With eons of elemental movement, tectonic pressure and intense heat, ammolite was born.
Ammolite is a fossil of an ammonite. It is sometimes
referred to as "Grandmother of Pearl". It has only been a recognized gemstone since 1981. It is only found in a small area of Southern Alberta and obviously no more is being formed, which makes this beautiful gem very rare. It is also used in Feng Shui promoting prosperity and healing.
Mac's Gems brings you this rare gemstone in affordable sterling silver and 14 karat gold, as well as some one of a kind pieces wire wrapped. Most of our silver items are A to A+ grade stones, most of our gold items are A+ to AA grade. A spinel or quartz cap is on top of the stone to protect it with the natural matrix on the back, this is known as a triplet. Inclusions and crack lines are perfectly normal, all stones are smooth to the touch. This website is set up so the piece of jewelry you see, is the one you order, is the one you get. Ammolite varies in color and character so much, ordering by photo is the only possible way our customers will get exactly what they want. Each page contains many photos, so please allow a few minutes for each page to load. We hope you enjoy our site and all its color!
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Who fixes refrigerators?
Typically, appliance repair technicians who offer refrigeration repair also work with washers, dryers, dishwashers and other household appliances. While there is no formal training required to be an appliance repair technician, consider certification requirements, as the technician should know how to safely work with refrigerants (the chemical that keeps your fridge cold) and substitute refrigerants such as HFCs. You should also read reviews to get a sense of the pro's experience and reputation. The appliance repair pro will come to your home, bringing all the necessary tools for diagnosis. They may need to order parts to complete the job, but all the work will take place in your home. For more, check out our tips for smart hiring on Thumbtack.
How much does refrigerator repair cost?
Refrigerator repair generally costs a fraction of the price of a new fridge and shouldhave your appliance up and running again in no time. The problems your refrigerator is experiencing and the parts required to fix it will affect your repair costs. Where you live can affect labor rates, which will raise or lower your costs. Here are some examples of average costs:
- Diagnostic fees: $50-$100. Repair pros often have a service call fee or diagnostic fee to account for their time traveling to your location with all their tools to assess the problem. If you choose to have them repair the fridge, most pros then credit this fee toward your repair cost.
- Parts: $20-$500. A new compressor averages $200, an icemaker $300, and computerized components such as touch screens and control boards average $300 or more.
- Basic repairs: $180-$400, including parts. This price range can include repairing the evaporator or fan motor.
How long do fridges last?
Refrigerators can last 10 to 20 years, although the most common lifespan is about 13 years. If your fridge is acting up, consider its current age when deciding whether to invest in repairs or buy a new one. Common easy fixes include faulty thermostats, dirty coils and clogged drain lines. Thermostats and dirty coils can be generally be fixed for an average cost of $80-$100. Clogged drain lines, which usually cause leaks, can often be fixed for under $200.
More complex refrigeration repairs such as replacing a bad compressor or replenishing low refrigerant can cost more because of expensive parts and higher labor. A new compressor costs an average of $200, not including labor. If labor is an average of $75-$100 per hour, and the repair takes 3 hours, you're looking at roughly $500. Consider the age and purchase cost of your fridge; investing $350 in a $600 fridge that is 8 years old may not be cost-effective.


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Last edited by Fiz; 01-29-2016 at 08:28 PM.
https://www.youtube.com/watch?v=RthZgszykLs I had to make that joke. "We're out of beta, we're releasing on time."
Anyway, I'm really glad that Weasyl is out of beta! I felt this exact same way when MineCraft left beta, I felt accomplished to be a part of the transition from beta to full release. ^^ Here's to all that comes after!
-Insert inspirational quote here-
And we're glad you've stayed with us throughout our Beta journey and beyond! We hope to continue to see our users enjoying the site and watching the Weasyl community grow.
I actually sometimes forgot that it was still in beta all this time.
So does this mean any big changes on the horizon or just continuing at the steady pace?
* * *
We'll find a reason, or else realize that we don't need one.
I'm happy that I was here to see Weasyl grow up! I can't wait to see what's next. Good job, guys!
No matter what happens, I will have always produced more visible work on my solo project than Ken Penders has on his in the last five years.
I write and draw a manga. It's like a backwards comic. Give it shot, bro.
"You can't just slap "& Knuckles" onto everything." & Knuckles
Nice to see Weasyl finally out of Beta mode. I can't wait to see what is in store from here on out.


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(StatePoint) Transitioning from high school to the next life stage can be a time of excitement for young people, but it can also be a time filled with uncertainty.
Whether one is off to college, entering the workforce, or starting another big adventure, he or she may need extra emotional support at first.
Experts say that parents and caregivers can play a big role in ensuring the transition is a success.
"Whenever your child is going through a major life change, it's important to consider his or her mental health and general well-being," says Dr. Thomas K. McInerny, President of the American Academy of Pediatrics (AAP).
With that in mind, the AAP is offering the following tips for parents and youth navigating this important time of life:
• If your child is going to college, make sure he or she is familiar with the health and mental health support services on campus.
• If your child has a mental health diagnosis, such as ADHD or depression, be sure to ask the college staff what kind of medical information they will need related to your child and how to set up prescription refills if needed. Talk to the college about special housing and academic accommodations, if necessary.
• Contact your child's pediatrician, who can be a good source of advice. In addition to ensuring your graduate has had all the vaccines and other preventive health care recommended for this stage of life, your pediatrician can also help you prepare the way for your young adult's continuing mental and emotional health.
• Once your child is settled into his or her new routine, keep in close contact and try to get frequent readings about how he or she is doing academically and socially. While you can't stand sentinel outside the dorm room, you can remain supportive from a distance.
• Is your child entering the workforce? Even if he or she is remaining at home for a time, life will still change dramatically. Be sure to give your son or daughter extra space as a young adult, but offer help navigating new responsibilities, such as paying bills and managing health care responsibilities.
• Once a teen graduates and leaves home, alcohol, drugs and sexual activity may become much more accessible. Making poor choices can have life-changing results. Continue to have conversations about peer pressure, good decisions and consequences.
• As always, stay connected and be attuned to the warning signs of depression and other mental health issues. Look for "red flags," such as excessive sleeping, excessive moodiness, obsessive body-image concerns and personality shifts.
• When it's time to "graduate" to an adult doctor, your pediatrician can arrange for the transition to care by an adult health care provider.
More health tips can be found at www.HealthyChildren.org.
Parenthood doesn't end when your child turns 18. By offering emotional support, you can make the transition from high school to the next life stage a smooth one.


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When it comes to slippery surfaces, we all need to get up to speed – at least that's what Andrew Clark and his collaborator found in their research on slipping, sliding and stability.
"Counter to what some people think, faster speeds help us cross slippery surfaces without falling," says Clark, assistant professor of biology, who – along with his colleague and former postdoctoral adviser at Clemson University, assistant professor of biology Timothy Higham (now at University of California–Riverside) – observed the locomotor biomechanics of helmeted guinea fowl navigating slippery surfaces at different speeds to investigate fall-avoiding strategies and the major causes of falls during these encounters. "The helmeted guinea fowl's fall-avoidance strategies parallel human strategies because we're both terrestrial, bipedal and endothermic (or warm blooded), and we both operate within the same laws of physics. So, helmeted guinea fowl serve as insightful crash-test dummies for us."
The researchers put the birds on a six-meter runway lined with either sandpaper (a sticky, high-friction surface) or polypropylene shelving liner (a slippery, low-friction surface) and filmed their performance. What they found was that – although "some birds were clumsier than others" – the fowl did not fall if they ran faster than three meters per second. Any slower, and they'd risk hitting the ground at a limb angle of less than 70 degrees – a sure bet they'd fall backward.
"The most important factor for avoiding falls is your limb angle when you hit the ground. If you're going too slowly, your center of mass (your hips) won't shift forward enough when the foot makes contact with the ground at a small limb angle," explains Clark, adding that when you're moving quickly, your weight shifts forward more easily, resulting in the knee moving past the ankle and thereby stopping the slipping. "And that's the other determining factor: threshold slip distance, or how far you have to slip before you fall."
That distance, the researchers found, is 10 centimeters. And not just in fowl, but in humans, too.
"We knew that studying the biomechanics of locomotion in helmeted guinea fowl had definite health and human safety implications – and they could be especially important for elderly individuals, who have the increased likelihood of falling when moving on slippery ground," says Clark, noting that once the research was published in the March 24, 2011 issue of the Journal of Experimental Biology, the mainstream media grabbed hold of the news, and articles were published everywhere from USA Today to the U.K.'s The Telegraph.
And, with applications anywhere there is a slippery surface, there's no telling how far their research will go.
"This is just scratching the surface," says Clark, explaining that there are lots of data still waiting to be analyzed. "We don't have the full picture yet – but I'm certain that these kinds of data sets could address significant evolutionary and ecological questions. I can't wait to see where it takes us next."
After all, it's hard to let this kind of momentum slip away.


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Oops! The input is malformed!
Originally published 4 August 2008
Executives in charge of customer relationship management (CRM) have it tough. Their charter namely, to understand customers implicitly and constantly increase satisfaction to achieve retention and growth is a never-ending process of amalgamating data from various sources, deciphering meaning and communicating with other department heads to determine actions. Unfortunately, despite the dollar amounts thrown at CRM, many companies have yet to harness the virtually limitless first-person customer feedback data available to them.
The reality is that every hour of every day, directly and indirectly, customers place calls (that are transcribed), send direct emails, complete surveys and talk among themselves online in blogs, forums and social networks. They share their thoughts about products and services, their likes and dislikes, and their hopes for future features. Customers tell companies about product failures. They request help. And they offer opinions about their experiences that contain insights for organizations that listen. This data is extremely valuable to customer-facing organizations as its in the form of first-person narrative accounts from a single customer referring to himself or herself explicitly using words such as I, me or we that typically provide detailed opinions, issues, thoughts and sentiment about products and services, requirements and ideas.
The intensity of tales told in the first person can be striking, especially when the person narrating has something to say about your product or service. The why of an event or opinion is often revealed, as are potential marketing opportunities or even early warnings on issues. Employees, managers and executives can answer key questions such as:
With Web 2.0 in full swing, there is obviously a boundless wealth of knowledge to be had by listening to ones customers on their terms, in their forums. However, tracking this vastness is anything but a simple endeavor. Sheer volume aside, the data is unstructured and often poorly written, making it extremely difficult to marry with traditional business intelligence (BI) databases.
The market is flooded with software that attempts to tag, sort, search, organize and manage much of this unstructured data. But discovering the actual facts in this data the who, what, where, when, how, and most importantly why is a challenge that leaves most companies scratching their heads. Give-and-take online discussions and the constancy of customer emails simply cannot be parsed, processed or packaged into useful, actionable data without the capabilities offered by text analytics solutions.
Text analytics allows users to break down sentences linguistically to get the facts extracting meaningful data that can then be fused with existing structured information. By properly analyzing this first-person feedback through text analytics, enterprises have the right information they need to improve their products, services, reputations and balance sheets. Once the facts are extracted, the sentiment categorized, the results structured, the data integrated and the reports delivered, only then can companies claim to have first-person intelligence worthy of action.
How are leading companies employing text analytics and benefiting from first-person intelligence? Here are eight great examples:
1. Net Promoter Root Cause
One of the largest direct-to-consumer travel companies in the world employs text analytics to flesh out the actionable details behind their NetPromoter Score (NPS), which gauges customer loyalty and satisfaction via an NPS survey. Executives at this company are eligible for bonuses based on the attainment of consistently high NPS scores. Since a customers likelihood to continue purchasing from the company is directly connected to their NPS, its vital that the company understands the who, what, when, and why of the scores so they can take action to improve low scores.
On average, customers that were giving scores of a 1-2 were not returning to repurchase. Leveraging verbatim feedback to drive programs actually enabled the company to increase scores to 4s out of a 5-point scale. Customers who gave a 4 and above were ten times more likely to continue making purchases through the company. After implementing new programs to improve the customer experience, based on knowledge and ideas obtained using text analytics to analyze survey feedback, the company was able to materially impact their NPS score and drive increased customer loyalty.
2. Sentiment Analysis
One of the largest financial institutions in the world uses text analytics on a daily basis to review customer complaints and sentiment shifts. The financial institutions ability to retain and grow current customers their veritable lifeline is directly correlated to understanding and acting on sentiment shifts and their respective root causes. With text analytics, they monitor opinions and attitudes in order to determine where and how to spend on client initiatives. Text analytics gave them the ability to make decisions regarding expenses on marketing materials and viability of their online offerings. They were also able to produce accurate insights about customer preferences and indicators for what prompts customers to spend more.
Each day, using text analytics to analyze customer emails, complaints and call agent notes, the organization looks for answers to questions such as:
3. Early Warning
One consumer electronics manufacturer uses text analytics to uncover product issues early, before they turn into expensive problems. When products are high-priced and marketed as the preeminent option, customers expect not only good quality, but also rapid and competent service when something goes wrong.
To meet that expectation, customer loyalty managers at this company set up automatic alerts through their text analytics engine so they would know immediately when new product issues occurred. Once identified, proactive measures are taken to mitigate the issue and customer satisfaction is monitored and acted on. In one example, a product defect was found before the product came out of limited release, giving the company time to fix the issue and greatly reduce potential recall costs, not to mention customer satisfaction issues.
4. Call Center Optimization
A large cell phone carrier uses text analytics to stay on top of customer issues as they are being discussed online in web forums and blogs. In doing so, theyre able to leverage that knowledge to prepare their call center, proactively handle the customer issues, and possibly even deflect calls.
In one instance, this company found a serious issue being discussed in web forums two weeks prior to it actually emerging in inbound calls and chats. Once the issue was identified (on a product that was released that same week), the call center took immediate action, posting remedies in an online FAQ, routing customers to agents who had been trained to handle the specific issue, and even proactively notifying customers about the problem. The company noticed a marked increase in customer satisfaction for the customers involved in this early action, which mitigated both a potential public relations problem and an influx of hard-to-manage inbound calls.
5. Launch Monitoring
An industry-leading mobile phone manufacturer uses text analytics to keep a sharp eye on customer sentiment and any potential issues with products they release into the market. As new product introductions in the cell phone industry are frequent and expensive, and cell phones are some of the most discussed consumer electronic products on the Web, the company is committed to listening to, understanding and acting on feedback. Text analytics enables the manufacturer to identify issues early, improve quality, and increase customer satisfaction with each new product.
In one example, this company identified a software flaw with a newly introduced phone within the first 24 hours of the products release. Discussion about the issue immediately hit online community forums and their text analytics engine discovered and summarized all of the data. The company was able to take immediate action: sending emails to customers with the solution, fixing new products in the queue for shipment, putting an FAQ on their site and notifying their partner carrier to fix new products sold. These steps turned a potential launch failure into a remarkable success.
6. Product Innovation and Quality
The largest appliance manufacturer in the world uses text analytics daily across its customer service, marketing, quality, engineering and development groups to identify product quality issues and to uncover new opportunities for innovation. This manufacturer uses the insights and ideas derived from customer feedback to drive product innovation.
The company has also experienced hundreds of millions of dollars in cost savings resulting from early warning on issues. Had text analytics not identified some of these issues, immediate attention would not have been possible. The company has greatly benefited from the ability to understand the root cause behind product issues and respond quickly to manufacturing defects, as well as customer interactions and repair situations rather than having to react via expensive recalls.
In one example, this company was able to mitigate an expensive product replacement support protocol after identifying the root cause of the product issue, which had been reported by customers to service agents. The company was able to determine that only a single part of the product need be replaced, rather than the entire product. A full product replacement would have cost the company an estimated $3,100 per unit (not including installation fees), whereas the part replacement only ended up costing approximately $15 per product.
7. Market Research Analysis
Do you regularly survey your customers? If the answer is yes, then you are among the best companies out there. But the real question is, do you take full advantage of that valuable research and augment it with what customers are telling you through unaided interactions? A large consumer high-tech company does this every day using text analytics. They go beyond scores and analyze the verbatims in their market research to get to the why behind their scores. Now they know what action to take.
One of the things the company recently discovered using text analytics was a large disparity between scores and verbatims. Although customers reported that agents were courteous and provided good service, they explained in the verbatim that the issue wasnt with the agent being nice, I just couldnt understand them. In fact, the company found that for certain problem types their outsourced call center got good scores, but were actually generating call backs because language barriers prevented the agents from resolving the problem. For those call types, the company re-routed the calls to agents in a different locale and with different skills and were able to measure a material increase in their scores. Without the verbatim analysis the company wouldnt have known what to do.
8. Competitive Analysis
One major airline uses text analytics not only to understand exactly why their customers are loyal and some are not, but to garner knowledge about their competitors as well. In an industry where fixed costs have risen dramatically and competitive data is transparent, staying on top of customers and their opinions is paramount.
The airline analyzes survey responses and call center notes, but they also harvest the Internet for customer conversations about themselves and the competition topics include everything from services, issues, products and prices to specific customer desires. In doing so, the airline is able to make better decisions such as where to invest to beat the competition, what marketing messages will resonate with customers, and what specific competitive differentiators should be promoted. Such insights enable the airline to truly understand how it compares to its fierce competitors, but more importantly, how it will win!
SOURCE: 8 CRM Uses for Text Analytics
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Bell and Ross BR V3-94 BRV394-RS19/SCA
This Bell and Ross has undergone a thorough inspection of water resistance, accuracy, functionality and condition to determine the level of reconditioning required to meet our strict standards. It has also been referenced against technical documents and manufacturer records where available to ensure authenticity and a clean history.
Product Description
|Less than a year (2019)
Manufacturer warranty
|1 year 8 Months remaining
|Product code
|Case size
|Case material
|Bracelet material
|Leather - Black
|Dial type
|Black Arabic
|Water resistance
|100 metres
What our customers say
My watch is excellent service as really…
My watch is excellent service as really good and with things as they are in the UK very quick and efficient.thanks
Online Purchase
This is my second watch that I have bought from Watchfinder & Co in under a year, and I am extremely happy with the service I recieved. This time round I decided to purchase online, for next day deliv...ery. The watch arrived in the morning, securely and well packaged. I will be buying from you again in the near future, as my experience with... read more
Amazing service
Amazing service , thank you Richard brockman for your assistance and the fast service during this bad time , if you need a good salesman contact him , I was very happy for the quick respond and the de...al , definitely will buy another watch , thank you again watchfinder number 1 in the market read more
Exceptional service.
A big thank you to Kevin and the team at Watchfinder. Purchased an AP Leo Messi and was extremely happy with it. I traded in a watch and Kevin looked after me and they gave me a very good p/x price gi...ven the current climate. Made up with my new AP, amazing condition. I was also highly impressed with the handling of the order given the current... read more
Excellent service and customer care ??
Excellent service and customer care ??
Please fill in your details below and our team of experts will be in touch. If your enquiry is urgent, please contact us on 0844 247 8884.
Please fill in your details below and our team of experts will be in touch. If your enquiry is urgent, please contact us on 0844 247 8884.
Whether part of a limited production run or simply a piece that has declined in number over the years, limited edition timepieces are exclusive treasures, with very few examples existing in the world.
Our watches have a 12-month warranty for your peace of mind, as well as any remaining manufacturer's warranty from new or from service. Warranty claims on watches covered by a manufacturer's warranty can be sent either to us or direct to the manufacturer.
Product Code: 163101
Bell and Ross BR V3-94 BRV394-RS19/SCA


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ALEX Toys Rub a Dub Stickers for the Tub City
by ALEX Toys
Please check your favorite toy retailer for availability. Prices may vary.
Buy Online:
Product Description
Little architects can build the city of their dreams in the tub! Soft, chunky bathtub stickers in building shapes and city scenes stick to the tub or wall. 68-piece set includes mesh bag with suction cups for drying and storage. Phthalate free.
There are no reviews yet.


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Find Our Latest Video Reviews on YouTube!
If you want to stay on top of all of our video reviews of the latest tech, be sure to check out and subscribe to the Gear Live YouTube channel, hosted by Andru Edwards! It's free!
First Photos Of Motorola E790 iTunes Phone
Posted by Devin Categories: Smartphones, Portable Audio / Video,
For months we've been hearing about the Motorola iTunes phone, wondering if we'd actually ever get to see it. About a week ago we showed you a phone which gave us an idea of what we might be getting. Now, via engadget's watermarked goodness, we have what seems to be the first pictures of an actual phone running the iTunes Mobile software. It's the iPod white Motorola E790 that synchronizes with iTunes 4.9. Oddly enough, it only shipped with 128 MB of memory. I guess they really aren't wanting to step on the toes of the iPod line with this one. Final design is still subject to change.
Read More | engadget
Doom 3 Xbox Review
Posted by Andru Edwards Categories: Features, First Person Shooters, Reviews, Xbox,
The computer game Doom is one of the most important events in 3d computer graphics and it was instrumental in creating a demand for 3d games that eventually lead to the development of the Playstation, 3d accelerator cards and Direct X. So the development of Doom 3 is not and easy task to take on. This is made of course by iD Software the game company that is directly responsible for the creation and popularization of the first person shooter concept.
Click to continue reading Doom 3 Xbox Review
Crazy Frog Soon To Appear In PC, PS2 Games
Posted by Devin Categories: Driving, PC, PlayStation 2,
As if it wasn't bad enough we have to listen to that Jamster Frog in TV commercials and on cell phones, Digital Jesters, the company responsible for the annoying frog, has announced that they have inked a deal that will land the Crazy Frog in a couple of video games. The UK firm holds exclusive "worldwide interactive entertainment" rights with the frog, and will release the first game for PC and PS2 later this year. The game, "Crazy Frog Racer" will have frog and friends thrown into an arcade-style racing game and hits shelves in Europe in November, with the rest of us seeing it some time early 2006.
Read More | The Inquirer
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New Halo 2 Multiplayer Pack Movies
Posted by Oscar M. Cantu Categories: First Person Shooters, Internet, Xbox,
The day is almost upon us when we shall all be able to own the newest Halo 2 Multiplayer maps. Until that day, we can enjoy more great videos courtesy of TeamXbox. They now have three new movies: Backwash, Gemini, and Terminal. I know I can't wait to load up those new packs into my Xbox and try them out on Live. Here are some quick descriptions of the new maps for your reading pleasure:
Backwash is covered with a thick mist that has nestled within the valley of a large swamp. The audio of the map is very well done and the rainfall and ambient sound effects give players a great impression of a living, breathing eco-system while creating an intriguing mood for the game's action to take place. If you remember the swamp-like level of Halo, you'll have a good idea what to expect from Backwash. A medium sized map, Backwash is a great map for playing Slayer matches.
Gemini is a relatively small map that hovers in space high above the lights of High Charity. Gemini is meant as a place of refuge and meditation for the senior prelates in the Prophet hierarchy. Because of Gemini's small size, it is best suited for Slayer matches composed of a low number of players.
Terminal may now be a battlefield, but it was once a place where people spent their leisure time shopping, enjoying lunch with friends or just hanging out. While this might sound like a mall, today it is anything but a place to go with friends; that is unless your friends are looking for a fight. Located on New Mombasa, Terminal is a large map filled with plenty of dangers including an active monorail that players can walk across, and maybe get splattered by a passing train if they aren't paying attention. Its large size lends itself best to games of single flag CTF as well as Assault matches, but don't rule out Team Slayer.
Read More | TeamXbox
$1 DVD's Bring Quality Films Home Due To Copyright Problems
Ever see that bin at the supermarket or dollar store filled with DVD's and kept on walking thinking, "They must be crap if they're only a dollar!"? If you have, you may want to stop and check them out next time. Many of the films starring greats from John Wayne to Shirley Temple and TV series from Dragnet to The Adventures of Sherlock Holmes are being mass marketed at the dollar pricepoint simply due to problems with, or lack of copyrights. "The Killer Shrews," the masterwork of Ray Kellogg, is one of hundreds of cheap old films now available as ridiculously cheap new DVD's. Because of lapsed or improperly registered copyrights, even some very watchable movies - among them, Howard Hawks's "His Girl Friday," Marlon Brando's "One-Eyed Jacks" and Francis Ford Coppola's "Dementia 13" - are now in the public domain and can be sold by anyone."
Read More | NY Times
Song Sling by morphie
Posted by Sparky Categories: Accessories, Portable Audio / Video,
Someone has finally announced a product that manages to both remove the tangle of cords that can occur with an iPod Shuffle used with the lanyard accessory and make the wearer not look completely ridiculous. morphie is proud to present the Song Sling - a strap that goes around the back of your neck, with included color coordinated earbuds that connect to the back of the unit. This means that the headphone cords can't get tangled in the lanyard or each other. The strap then goes down where it can hold the iPod Shuffle draped across your chest. The Song Sling is priced at only $39.95 and you can get a 10% discount if you pre-order them now. I'm somewhat curious at how the earbuds are going to sound.
| morphie
China Opens Its First Clinic To Combat Internet Addiction
As more and more people in China get connected to the Internet, the number of those addicted to the Internet rises. The country promotes use of Internet for business and education, but believes that places like Internet cafes are "eroding public morality". These beliefs have led the country to open the first officially licensed Internet addiction clinic. The clinic is ran by Dr. Tao Ran, with most of the patients between the ages of 14 - 24 suffering from nervousness, fear, depression, agitation, and an unwillingness to interact with others. Dr. Ran estimates that about 2.5 million Chinese are currently suffering from Internet addiction, although not everyone agrees on the accuracy of that number. "As the number of the Netizens grows, the number of the addicted people will grow as well, but we should not worry about the issue too much," says Kuang Wenbo, a professor at the Beijing Renmin University. "The young men at the age of growing up have their own problems. Even if there was no Internet they will get addicted to other things."
Read More | USA Today
DIY: Build Your Own Chat-Cord
Posted by Oscar M. Cantu Categories: Mods / Hacks,
So maybe it was a little too hard to make a Skype phone, with all the tweaking and testing required. Now here's a great DIY for anyone that loves Skype and other VoIP apps but hate the funky looking headsets. If you're not too afraid to solder some wires and love to put things together, this tutorial will show how to save some dough and make your own Chat-Cord. A Chat-Cord allows you to connect regular telephones to your computer to use with Skype and similar applications – you can even use cordless handsets. Imagine being able to talk to your friends through the use of Skype all over your house with the use of a cordless handset – how cool is that? You can be sure we'll making one of our own.
Read More | Grynx
Google Video Service Already Running Into Copyright Problems
The Google Video Viewer program that launched less than a week ago is already running into problems. It seems that users are using the service to upload copyrighted full-length movies and television shows that violate Google's TOS which states "anyone uploading content to the search tool must have the rights to distribute the video and that copyrighted material is barred without the express consent of the copyright holder." A Google spokesman says the company is working to remove all videos in violation of copyright laws. Google's TOS goes on to say, "anyone who has a copyright concern or complaint to send us a DMCA content removal notice."
Read More | CNet
Broadband Users May Soon Have To Pay A Universal Service Tax
Those of you using broadband may soon find yourself paying new universal service taxes similar to those you see on a standard phone bill. The decision of course would be made by Congress, who would have to change the Telecommunications Act of 1996. This is the bill which is responsible for the Universal Service Fund that we see on phone bills. The USF should continue to be "industry funded," but the base of contributors should be expanded to "all providers of two-way communications, regardless of technology used, to ensure competitive neutrality," a bipartisan coalition of rural legislators said in a June 28 letter to the U.S. House of Representatives Energy and Commerce Committee, which will be drafting the rewrites. This would also mean that companies providing services over broadband lines, like Vonage for example, would also be liable to pay into the fund.
Read More | CNet
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D.I.Y. wooden coat rack
How to create a D.I.Y. wooden coat rack
Guides & Projects
How to upcycle almost any piece of furniture with paint
Rather than throwing out old household items, you can restore them with paint. It's a quick, easy and affordable way to give anything from furniture to fences a new lease on life. Learn how to paint and prepare different surfaces to get the finish y...
How To Paint
How to paint a ceiling
Painting a ceiling is a great way to freshen up a room. We'll show you how easily it can be done with a few tips and the right tools.
How To Paint
How to remove paint
You've always got a few reasons around the house to remove paint. This video will show you a few simple ways to do it.
D.I.Y. kids bedroom makeover
Kids spend a lot of time in their bedrooms, so it's important they have a place that they enjoy.
Guides & Projects
A–Z of painting terms
Painting is the easiest way to transform your home. Knowing the terms associated with painting will help you get the right products and tools to give you professional results.
How To Paint
How to use paint sprayers
You can power through any paint project big or small with a paint sprayer. They're easy to use and give you an even, professional finish every time.
How to install indoor roller blinds
A simple and affordable way to give your windows some added shade and privacy.


text:
Opći uvjeti
General Conditions of Accommodation Rental in Vineyard Cottages
Subject to General Conditions of Accommodation Rental
General Conditions of Accommodation Rental in Vineyard Cottages (hereinafter referred to as General Conditions of Accommodation Rental) define the rental conditions and usage of accommodations in the ETRIPS System offer in accordance with published information and these General Conditions of Accommodation Rental, unless other conditions of accommodation rental are stated at individual accommodations.
Reservation Conditions
An accommodation can be rented or reserved given that it is available and there have been no other reservations made for this accommodation. Reservation can be completed through an inquiry via email, telephone or personally with
Kompas Novo mesto d.o.o.
(tel. No. +386 73 93 15 20). At reservation guest shall provide all the data required by the reservation procedure and pay the reservation amount according to the mode of reservation. The remaining part of the cost of stay and additional services, if not agreed otherwise at the reservation, should be paid before the beginning of the stay at the contracting party or at Kompas Novo mesto d.o.o., if not agreed otherwise.
Prices for rentals of less than 3 nights are 50% higher.
During the Christmas-New Year holiday it is possible to hire for 3 nights minimum, the prices are 50% higher.
2.1. Reservation on inquiry
Reservation is ensured
- after a received reply that the accommodation is still available and no other reservations have been made for it yet and
- after having received the data required by the reservation procedure and the payment of the reservation amount or after receiving an authorization for the use of credit card for the payment of the reservation and providing of its type, number, control number and validity of the card
2.2. Cost of reservation:
down-payment of a part of the total cost of the basic service. The price of the basic service consists of the price of overnight stay to which, in case additional beds are needed, a surcharge for additional beds is added.
2.3. Canceling reservations:
Cancellations must be advised to Kompas Novo mesto d.o.o. in writing. Per person cancellation fees apply as follows:
- 30+ days prior to commencement of service: 10% of total price
- 29-22 days prior: 20% of total price
- 21-15 days prior: 30% of total price
- 14-8 days prior: 40% of total price
- 7-3 days prior: 50% of total price
- Less than 3 days prior or "No show": 100% of total price
Terms of payment
The intended cost of stay, tourist tax and ordered additional services should be paid before the beginning of stay at the contracting party or at the accommodation provider, if not agreed otherwise at the reservation. The down-paid amount for the reservation is then deducted from the intended total cost to be paid.
Method of payment
The possibility of paying by credit- or payment card and by bank transfer.
Tourist Tax
Guest is obliged to pay the tourist tax at the same time as the accommodation is being paid for.
The cost of the tourist tax is determined according to the place of stay. Children from 7 to 18 years of age are entitled to 50% discount and children under 7 years of age do not have to pay for the tourist tax.
Accommodation price
The rental price includes welcome, bed-linen, towels, kitchen cloths, electricity, gas, weekly change of bed-linen, towels, kitchen cloths and final cleaning, unless agreed otherwise at the reservation. Additional services not included in the price of the accommodation rental are charged according to the valid pricelist at the contracting party or accommodation provider.
The prices are published in Euros. The System Holder and contracting parties reserve the right to change the published prices. Guests whose reservation has already been confirmed shall pay the price valid at the time of reservation confirmation.
For some cases of rental conditions of stay that differ from these General Conditions of Accommodation Rental may be agreed.
Guest's right to change or cancel reservations
All changes regarding the reservation (number of persons, date of arrival/departure) should be communicated in written form (via email, fax or by post). If according to the booking plan and accommodation capacities it would be possible to realize the changes, the guest will be sent a new confirmation of reservation. In case it would not be possible for the changes to be realized the reservation conditions shall be taken into account.
In case of cancellation of reservation due to
force majeure
the guest is obliged to send a written formal confirmation about the event. In such case the administrative costs in connection to the reservation shall be calculated and charged however the costs will not exceed the amount of 25% of the intended total cost of stay.
Holder's right to change or cancel reservations
The Holder reserves the right to change reservations in case of exceptional circumstances that are not possible to be foreseen or avoided. In such cases the Holder reserves the right, after prior notice of the guest, to change the reserved accommodation with a similar one of the same or better quality for the same price confirmed at the original reservation.
In case the change of the reserved accommodation is not possible, the Holder reserves the right to cancel the reservation and ensures the guest to be reimbursed with the whole amount paid for the reservation. In addition, the guest shall be informed about accommodations that are not included in our offer.
Obligations of Holder
The Holder undertakes to perform the services to the guests of the System properly and maintain concern for their rights and interests.
The offer shall include accommodation providers with categorized accommodations. Data and photographic material are provided by the accommodation providers and for which they are as well liable.
Obligations of guests
Guests shall be obliged to:
hand over documents in relation to the confirmation and payment of the reservation
deliver valid travel documents
respect the house regulations in the accommodation and consider host's instructions
handle the inventory in the accommodation with care
In case of disrespect of the above obligations the guest is liable for all damages and shall bear the costs in connection to this.
The guest is liable to settle the costs of the possible damage he/she has caused in the accommodation to the accommodation provider or to the host at departure.
Guest's arrival
Guests' arrivals take place from 2 pm to 6 pm, if there has been no notice from the guest to arrive at another pre-appointed time or unless agreed upon otherwise.
If the guests do not reach the reserved accommodation up to 6 pm and the time of arrival has not been pre-appointed, it is considered that the reservation is cancelled and the costs of reservation cancellation are then calculated according to the Reservation Conditions.
Guest's departure
Up to10 am, if not agreed otherwise with the accommodation provider or with the host. Otherwise the guest shall pay an additional day of stay.
The System holder is not liable for any damaged, destroyed or lost luggage as well as not for the luggage and valuables from the accommodation. Lost luggage and theft may be reported to the accommodation provider or host or at the police station.
Guest shall report reclamation to the accommodation provider or host on the same day as irregularities have been found in written form within 8 days after the finished stay at the latest. Otherwise, the provider is not obliged to take the reclamation into consideration. The guest is with good intentions obligated to cooperate with the accommodation provider or host to remove the causes of reclamations.
If the guest cannot solve the reclamation with the accommodation provider or host, he/she is obligated to inform
Kompas Novo mesto d.o.o
. to the telephone number 00 386 (0)7 393 15 20 or over email to
about this and cooperate with the holder at solving the reclamation.
In case, if despite cooperation of the holder at solving the reclamation on the spot, the reclamation was not solved the guest shall in written form send the reclamation to Kompas Novo mesto d.o.o. to the address Novi trg 10, 8000 Novo mesto. The guest shall enclose documents and photos proving the grounds of the complaint. The time limit for sending the reclamation is 8 days after the finished stay. The holder shall only examine reclamations that are complete and sent within the given time limit.
The holder undertakes to state a written opinion and a conclusion about the reclamations within 28 days. The holder shall only examine reclamations that have not been solved during the guest's stay.
Until the holder states its written opinion and conclusion about the reclamation the guest waives interferences of other persons (arbitrage, judicial bodies etc.) and forwarding of information to media.
The highest compensation in case of a grounded complaint equals the height of the amount of services stated in the reclamation and cannot include other used services that were not mentioned in the reclamation.
Handing over of General Conditions of Accommodation Rental
The Holder publishes the General conditions of Accommodation Rental on the web-site. The User by using the system accepts all obligations regarding these General conditions of Accommodation Rental.
With completing an on-line reservation the guest confirms by a click that he/ she is acquainted with these General Conditions of Accommodation Rental and that he/she fully agrees with these Conditions. Thus everything stated in these General conditions of Accommodation Rental is a legal liability as well for the Visitor as for the Holder and Holder's contracting parties.
Validity of General Conditions of Accommodation Rental
The User agrees that with the issuing of these General conditions of Accommodation Rental he/she has come to the knowledge of its contents and the method of renting an accommodation. Users shall be notified about every modification of the General conditions of use at least 15 days before coming into force by publishing it on the web-sites.


text:
Leverage data analytics can be troublesome.
Your data provides insights that replace gut instinct. But to execute on your data analytics needs, you need to clear some roadblocks before you can see success.
No unified view of customers.
Inability to anticipate behaviour.
Cannot identify valuable audiences.
Unable to gain insights that trigger action.
Transform big data challenges into wins.
Data analytics opens the door to an amazing view of your customers and their behaviours, leading to a universe of insights and digital marketing benefits.
Improve personalisation and targeting in real time.
Live traffic visualisations show you the customer journey instantly, improving your ability to act with agility to personalise and target campaigns, content and experiences at the right time, through the right device and with the right message and offer.
Get a complete customer view across channels.
Through tightly integrated data sources, you can build a 360-degree customer profile that will drive better campaign and experience personalisation, targeting and delivery decisions.
Create rewarding future experiences.
You can anticipate customer and audience behaviour and proactively create engaging experiences by infusing data analytics with predictive intelligence capabilities.
Do more with your audiences.
With data fuelling audience segmentation, you can clearly identify common behaviours and traits that help shape high-value and look-alike audiences.
A commitment to data analytics puts intelligence into digital marketing.
See how leading brands are using analytics to explore audiences and optimise campaigns.
"The more data you have, the better decisions you can make."
— LJ Jones, Director, Optimisation, Progrexion
— LJ Jones, Director, Optimisation, Progrexion
"We need products that make it really easy to understand what customers are doing. Adobe Analytics and Adobe Target have been really useful to us in terms of spotting opportunities."
— Elliot Antrobus-Holder, Group Head of Digital Products, TUI
— Elliot Antrobus-Holder, Group Head of Digital Products, TUI
Data analytics FAQ.
Can an analytics solution improve my marketing performance without a team of data analysts?
You may need some data talent, but a solution such as Adobe Analytics makes it simple for non-tech business users to create visualisations to help get a pulse on their customers and their activities.
Why is Adobe Analytics better for me than free solutions?
The native capabilities and integrations inside Adobe Analytics exceed the most robust free offerings. You can create 360-degree customer views, track and map the customer journey and use fuller insights to easily create and deliver the best experiences.
How does working with Adobe Analytics speed up our ability to gain insights about our customers?
By providing easily customisable, free-form report templates, you can quickly create and change views to suit your goals. You can drag and drop various audience dimensions and elements into ad hoc views, getting results in seconds.
We have too much data and not enough time to analyse and act. Can you help?
We can. Features such as contribution analysis, intelligent alerts and anomaly detection help keep you on top of significant changes in data trends and reduce the risk of costly mistakes.
Can I discover where and why our customers are dropping out of their customer journeys?
Yes. Fallout analysis allows you to easily drag, drop and rearrange steps along the user experience to better understand where users are disengaging.
I'm worried about data security. How do I know my data is safe with a solution like Adobe Analytics?
Leading analytics vendors have security top of mind. Accordingly, we have met data security compliance standards for FedRAMP, ISO 27001, HIPAA and other regulations.


text:
On Earth Day, one state commission took the first step toward rolling back energy-efficient building requirements.
The group is the Construction Industries Commission, and the legislation in question is the New Mexico Energy Conservation Code, adopted late last year after more than 12 months of weekly open meetings and five public hearings. During its April 22 meeting, the commission voted unanimously to start the process of repealing the standards. Public hearings are scheduled in four cities on the same day, June 2.
The commission is the same entity that unanimously approved the rules last year, but it has new members appointed by Gov. Susana Martinez. Some believe the decision to reverse the regulations stems from the also-
The Energy Conservation Code is a more stringent version of the International Energy Conservation Code. Shrayas Jatkar and Tammy Fiebelkorn, spokespeople for the Sierra Club and the Southwest Energy Efficiency Project, respectively, helped spearhead the effort to update the international rules to fit New Mexico conditions. "We didn't just increase energy savings," says Jatkar, "we designed a code that works for builders in New Mexico specifically."
"The people recently appointed to the commission have no working knowledge, really, of how and why the code has been amended to what it is now. They don't have a pride of authorship."
Kim Shanahan, executive officer of the Santa Fe Area Homebuilders Association
They did it, Fiebelkorn says, by looking at how the standards address climate zones in the state. She sat on one of the technical advisory boards involved in adopting the rules. "The international template says there are three different climate zones in New Mexico—northern, central and southern," she says. "That may work for flatland states, but in New Mexico, it's not applicable." The new regulations allow for a much greater range of climate zones, requiring builders to tailor projects suited to each city, not just each region.
The other differences between the international and New Mexico codes are fairly straightforward. The state requires increased insulation, as well as heating and cooling systems that are the right size for each project. It also lets builders make trade-offs—wherein a kiva fireplace or stained-glass window wouldn't be allowed under the international rules, they would be under the state's, as long as a builder made up for them with something like extra insulation.
The state code is one of the most energy-efficient in the country, saving 20 percent more energy per project than the international regulation. What that means for homeowners is a monthly savings on utility bills. While building an energy-efficient home can cost more (usually a max of $1,000 is added onto the final price of the home, says Fiebelkorn), the utility savings are great enough to make up for it. Fiebelkorn and Jatkar estimate an average of a $14 per month savings for homeowners.
"I think it's government working the way it's supposed to work."
Richard Tavelli is director of the Construction Industries Division
The process to get the standards adopted involved members of the construction industry from all over the state. At every weekly meeting, anyone was allowed to introduce a proposal. According to Jatkar and Fiebelkorn, most of the final rules were proposed by people in the construction industry, and as a whole, the industry supports it.
Kim Shanahan stands by that statement. As the executive officer of the Santa Fe Area Homebuilders Association, he's a fan of the energy-efficient standards. "It's not purely prescriptive," he says. "The performance option allows for creativity to find a less expensive way to do something." Because the code allows for trade-offs, he considers it business-friendly.
"The people recently appointed to the commission have no working knowledge, really, of how and why the code has been amended to what it is now," he says. "They don't have a pride of authorship."
Richard Tavelli is director of the Construction Industries Division, which oversees the commission. He says the choice to review and possibly roll back the rules is due to the new administration. "In November, the ideological tent changed," he says. "And now the suggestion is, Why don't we go through the process one more time?" Tavelli says the commission may review the code and decide it should stay as it is, but its members want another look. "I think it's government working the way it's supposed to work," he says.
The more stringent rules have already been printed in books and distributed around the state. Many members of the construction industry have been educated about the system, says Fiebelkorn. She is one of the people conducting the training. "Funding for the training has been from stimulus funds," she says. "If we have to redo it, it will come out of taxpayer dollars."
For Jatkar, the biggest issue is making homes cheaper and safer. "Remember the deep freeze in February," he says. "Not only were people cold and freezing, but they had astronomical energy bills to pay, and actual damage to their homes. It could have been avoided with common-sense building codes."


text:
When I saw TEDx Auckland 2014 announced I really wanted to go but was a bit torn. I loved the 2013 event but it meant a precious day of weekend gone. Weekends were crucial as I was trying to get fit for a rather demanding cycle tour in the Himalayas.
The TEDx 2014 theme was 'Ascending':
Ascending is about individuals and society rising to a higher level of consciousness.
Ascending is about finding the positives in any situation and building on them to make our lives, community, business and planet better.
As it turned out, the day spent at TEDx may have been the most valuable trip preparation I ever did thanks to Mike Allsop!
- Click on the speakers name to link to a video of their talk (if on YouTube)
- Bullet points in italics are unedited notes I took during the day using OneNote on my Nokia Lumia 1520 phone. I also used it for all the photos and John Boone session video clip.
The gathering crowds, the Aotea Centre was a near sell-out!
Waiting to Ascend, the stage is set:
Continue reading "TEDx Auckland 2014, unexpected Himalayan cycle tour preparation!" »