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GiveDirectly to use the Celo Platform to Help Communities in West Africa
Crypto Transfers to Those in Need
We are excited to announce that GiveDirectly, a first-in-class international non-profit dedicated to delivering cash transfers to the extreme poor, will work with Celo to deliver money to low resource communities in West Africa.
"Blockchain technology has the potential to make payments to the poorest people in the world cheaper, easier, and more transparent. Given Celo's focus on connecting often overlooked people globally, they're ideal partners for figuring out how to explore and realize that potential with us."
— Joe Huston, GiveDirectly CFO
GiveDirectly will use the Celo platform to enable easy, fast, low-fee transfers of digital currency to families in need. Recipients can then save or spend the digital currency with local merchants to purchase food, clothing and other items to improve their livelihoods.
GiveDirectly: Reshaping International Giving
GiveDirectly is a non-profit organization working in Sub-Saharan Africa to deliver unconditional cash transfers to the extreme poor. The organization selects households with the greatest need from the poorest communities and gives them cash grants with no-strings attached. These households have the agency to spend their grant on whatever they believe will best enhance their life with no expectation of repayment. The evidence overwhelmingly shows that these families typically spend money in very effective ways — often much more so than if they were directed on how to spend the money. GiveDirectly is consistently a top-rated charity due to its record of operational excellence and the strong evidence supporting its effectiveness at reducing extreme poverty. Approximately 90% of donations end up in the hands of beneficiaries. Rigorous third party research has shown people who receive cash transfers:
- Don't work less or spend wastefully
- Do spend on things to improve their lives, like feeding their families, investing in businesses, or sending their children to school.
- Know how to make themselves better off, with evidence showing cash transfer beneficiaries have spent in ways that meaningfully improved their long-term quality of life, left them less stressed, and even helped their children live a year longer.
What is the nature of the project?
As part of this project, GiveDirectly will deliver cash transfers in West Africa using the Celo platform. GiveDirectly field officers will give Android smartphones to beneficiaries who don't already own one and help them set up an application that will help the recipient hold value in a digital wallet. GiveDirectly will then distribute funds to beneficiaries digitally through the Celo protocol. Beneficiaries will be able to save, send value to friends and family, or spend funds at participating merchants. Beneficiaries will also be able to exchange digital assets for fiat currency or other digital goods through future partnerships with exchanges, financial institutions, and mobile carriers.
There are still many aspects about the project to finalize, but over the course of the next several months GiveDirectly is working closely with Celo to scope the project, conduct extensive user research, and to iron out the details. We expect GiveDirectly to be using the Celo platform as early as Fall 2019.
What do we hope to achieve?
First and foremost, Celo is a platform and protocol that can support GiveDirectly in helping those in extreme poverty. Through this project, thousands of households from some of the poorest communities in the world will be given the opportunity to lift themselves out of poverty.
Secondly, this work will showcase how Celo's protocol — and blockchain technology in general — can be an effective tool for delivering value to the most vulnerable communities in the world. Other organizations have successfully used blockchain in a humanitarian context in other areas of the world in the past. This project builds on that progress and will add to the existing evidence base. To our knowledge, this is the first time an international NGO will be using an open and truly decentralized blockchain to distribute aid at this scale. Celo's open and decentralized protocol means more direct opportunities for both implementers and beneficiaries relative to existing systems. A few of these benefits include:
Fewer frictions
Unlike existing options, there will be no financial intermediaries between GiveDirectly and the beneficiaries. Without a third party who charges a fee, the cost to send money will be much lower. Lower costs for these payments is significant: it means more aid ends up in the hands of recipients. This model also eliminates the need for financial partners, allowing organizations like GiveDirectly to work in areas that aren't currently served by a bank or mobile money operator.
More inclusive access
With just a mobile phone and an internet connection a person can start saving, sending money, and more. This is much more accessible than the current financial systems where people are often excluded because they lack proper documentation or live in remote areas far from a bank branch or mobile money agent.
An evolving ecosystem
The Celo platform is open-source, which means it is open to developers around the world to build applications on top of the protocol. This creates endless flexibility and allows for interesting use cases as this program evolves. For example, developers might decide to build a microfinance app that leverages transaction data to accurately assess credit risk, distribute loans, and monitor repayment in a more efficient manner than currently possible with private closed systems. The protocol enables the continued development of custom and localized services currently not offered by banks and other large financial institutions.
Lastly, this welcomes a challenge. Blockchain technology and cryptocurrencies should not be just for the privileged and technologically savvy. Since the beginning, the vision of Celo was to build a monetary system that creates conditions of prosperity for all. In order to create a truly inclusive financial system, we believe that we need to start with those who need it the most. We believe technology should be so simple that even someone who has never owned a phone or had a bank account before should be able to use it. Working with GiveDirectly and designing with beneficiaries leads to accessible technology that truly anyone can use.
How can you help?
In addition to providing our technology, we are excited to also announce that Celo is also giving a $500,000 donation to GiveDirectly to support this project. This will be matched by an additional $500,000 from GiveDirectly. A portion of the proceeds will go toward operational overhead, but the vast majority will fund direct transfers to communities in West Africa.
GiveDirectly is looking to raise an additional $3M from supporters like you to make this project successful. So whether you support innovation in financial inclusion, believe in blockchain and cryptocurrency for everyone, or just want to help give aid to those in need, please consider donating. All proceeds raised will go toward delivering cash transfers to those in need.
Support GiveDirectly
Please note: Donations will not be a purchase of tokens, cryptocurrencies or other digital assets. Donations to GiveDirectly will be used to make payments to those in need. Donations are tax deductible in the United States.


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The Benefits Of Cosmetic Dental Care Procedures
To be satisfied with your looks is important to getting the self-confidence you will have the ability to be successful in everyday living. Along with taking care of your entire body by consuming a healthy eating plan as well as doing exercises, it is important too to take care of your teeth. The easiest method to make sure you have healthy teeth would be to visit a Plainfield IN Dentist every 6 months to get a check-up and professional cleaning. Within these visits, the dental practitioner inspects the teeth to make sure they're in excellent condition and may even provide treatments in the event that she or he detects any troubles. A number of dentistry issues, such as lackluster or tarnished teeth, damaged teeth or perhaps gaps in the middle teeth are often capable of being repaired from a Plainfield Cosmetic Dentist. Cosmetic dental work is a lot more focused on the look of the teeth versus their health. It truly is crucial that you make sure your teeth will be in great condition well before expecting a cosmetic dentist for assistance boosting the appearance of your teeth. These professionals have got several tools accessible to them to aid patients who are not happy with the way in which their teeth appear even though they will be really sound. On many occasions, a great smile will help a person advance their professional career. The business community respects a true smile and when one is hesitant to present their teeth, it may possibly present other individuals the sense they want to cover a little something. A dental practice like Plainfield Family Dental just might enable you to achieve your wanted look using at least one aesthetic procedures. Right after the procedures are complete, you will probably come to feel self-confident sufficiently to be able to smile a lot more and the folks around you might see you as a more content human being. People that have genuine smiles usually have a much more lively social life and are also thought about for jobs and pay increases ahead of people who hide their teeth or just don't smile much because they are self-conscious of the way they appear. When you might not be satisfied with your own teeth and also your professional or dating life is certainly struggling because of it, it's definitely worth your time and expenditure to research how cosmetic dental procedures could seriously help. Plan a evaluation with an experienced dental practitioner to find out which procedures might increase your laugh.

subset: commoncrawl


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Date: Mon, 27 Mar 2000 15:36:34 GMT From: macmahonnopsamther.net (Rob MacMahon) Subject: 89' 900 Door Molding Questions
Hey All, Im finally working my Saab down into the areas that I really like. My one pet peeve is that the door seals on my 89' 900 Three door seem to shrink (?). I took them off and reseated them, but they still come away from their mounting fins. Anyone have any suggestions? When they are seated, the car is nice and quiet, but they come away after a few days. I have reseated them nice and loose and very firm. Same thing every time. What do you think? Glue? If so what kind? New seals? If so, where do you get replace,ment ones that dont cost an arm and a leg? Any help is greatly appreciated. Rob


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CATHERINE MUMBA, Lusaka
GOVERNMENT has banned harvesting, transportation, trading and exporting of the mukula tree species until further notice.
Minister of Lands and Natural Resources Jean Kapata said this at a press briefing yesterday.
She said harvesting and trading of the mukula for local use has also been prohibited to ensure the species is protected for future generations.
"I am in the process of coming up with measures that will ensure that the mukula tree species is protected for our future generation, so it should be noted that concession, licences allowing the harvesting and trading of the mukula even locally, have been banned," she said.
Ms Kapata said it has been observed that the main interest for concession licence applications for Central, Eastern, Lusaka, Luapula, Muchinga and Northern provinces is to harvest mukula species, and not any other types of timber.
"However, it should be emphasised that the current Government policy is to prohibit the harvest and trade, including export of the mukula tree species," she said.
Ms Kapata said the export of all other types of timber species also remains banned until further notice.
She said finished products like chairs, tables and doors which may be in their component parts can be exported.
Ms Kapata said the ministry has allowed concession licences to continue operating and supplying timber to the local industry to empower local people and ensure sustainable operations of the timber industry.
She said in this regard, production and conveyance permits have continued to be issued in accordance with statutory instrument number 50 of 2016 (Forest Concession Licence Regulations).


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Edited by Adam Scott, Holga aficionado extraordinaire, �The World Through A Plastic Lens� contains 308 packed pages of over 500 images submitted by members of the Lomographic community, edited into a stunning stream of soft-focus, x-pro, light-leaked, multiple-exposed and pseudo-panoramic dreamscapes � all in 120 format. Sprinkle on top of that packed list tips and tricks, Holga addict profiles and you�ve got the perfect Holga book. To finish it off, a beautiful hardcover binding directly gives homage to the Holga�s faux-leather wrapping. Perfect for your shoot inspiration or as a coffee table book.
308 pages, bound within a Holga-skin hardcover
Over 500 whopping images from over 150 amazing Lomographers
Contains a hand-picked selection of the greatest, strangest, mind-blowing Holga Tips & Tricks


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Court Reporter in Bandera County, TX | 866.357.1796 | Texas Stenographers
Our court reporting agency is a full-service court reporting agency that provides court reporters, stenographers, and online services to lawyers nationwide. For more than two decades, our team of dedicated professionals have excelled in providing our clients with %accurate and attainable transcripts of their mediations, arbitrations, depositions and all other forms of legal hearings before and after a trial. Regardless of where you're located in the continental %U.S., you can be rest assured that our court reporters will be available to you. If you need a court reporter for your upcoming mediation in Houston, Boston, Philadelphia, Chicago or anywhere else across the country. Our court reporting company has staff readily available in TX.
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When you have a deposition, you will need the trusted services of certified court reporters, legal videographers and stenographers. In Texas, we are the experts in providing our clients with state-of-the-art technology to ensure that you don't miss a single thing from your deposition. Even something as small as a gesture or facial expression will be captured through our technology! We personally handle all depositions in a comfortable and fully furnished conference room where you and your team will have access to WIFI, phones and other amenities.
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Our document repository is part of a web-based application that has been tailored for court reporting agencies and that is designed to meet the unique needs of attorneys involved in depositions, hearings, arbitrations, and other legal proceedings. Documents can be indexed and logged into the online system. Those documents can then be accessed at any time and downloaded, printed, or exported.
Whether you need a document, a transcript, an exhibit, or a video from your case, you will be able to find it in the our online document repository. Moreover, you will be able to share case documents with other parties through an easy-to-use online delivery system.
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Once the deposition is over, the helpful services provided by our support staff in continue. Our team will work with you to make sure that all of your transcripts are able to be easily accessed, organized and transferred through our online document database for retrieval later on. We also offer highly skilled support staff who are always available for consultations should you have any questions or need further assistance. For the best national court reporting, contact us today. Contact them today to see how they can help you with your court reporting needs.


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Payment Options
Payment Options
At 16diamonds.com, we offer you many choices of settling payments by Credit Cards such as Master Card, Visa Card, American Express Card, or Debit Cards or even by Bank Transfer (Wire transfer.)
We accept most Credit Card Payments which are processed with the PayPal directly
Pay Pal is today recognized world over as trusted, convenient and safe means of settling the online payments in modern times. It is used globally and empowers one to settle online payments through various modes such as that of Credit Card, Bank Accounts etc. which can be done without sharing the personal information with us.
JCB Card holders whose cards are issued in Japan, can also settle payment through Pay Pal. (However JCB Card holders outside Japan should not pay through Pay Pal temporarily)
Clients should provide correct and updated addresses, any discrepancies in address etc. unconfirmed by Pay Pal, would put the order processing on hold.
Alternate methods of payment :
International Wire Transfer (Enjoy 2% Discount)
Clients can avail a discount of 2% and save, should they choose to send us the payment directly to our bank directly.
1. International Bank Transfers(for Overseas clients)
Currencies Accepted Hong Kong Dollars (HKD), United States Dollars ( USD) and Renminbi ( RMB)
2. Local Check Payment (for–Domestic Clients).
Currencies Accepted Hong Kong Dollars (HKD), United States Dollars( USD) and Renminbi ( RMB)
Handling Charges Apply, : For International payments, kindly instruct your bank to include an additional amount of HKD 250.00 (Or Equivalent in USD/RMB as applicable) as our side bank charges for handling the telegraphic transfers.
Your order with us shall be held until 5-days only, pending the receipt of your payment by us.
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After sending the transfer to us, you are requested to send us the copy of the transfer by fax at (852) 2125-7031 or inform us via email at email@example.com. Please ensure to add the Invoice Number and Date for our verification.
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text: When to Build 'Em Up and Break 'Em Down Posted by Alan Emrich on Aug 30th 2018 When to Build 'Em Up and Break 'Em DownThe Large and Small Benefits inside Your Change BoxBy Alan EmrichFrank Chadwick's ETO offers Large, Medium, and Small units on land, air, and sea (with the different size Naval units appearing in the series' next game, The Middle Sea). However, it is the nature of Ground units to enjoy a malleable organization structure, and this story is told through each faction's Change box.Designed as a primarily Corps level / Medium size Ground unit game, but in spanning the entire length of the war and breadth of its theaters, Frank Chadwick's ETO design recognized that flexibility was needed to get certain parts of the narrative correct. Players sending Small (Division size) Ground units off to fight in the Wilderness Theaters (i.e., the Arctic in the north and Desert in the south), dropping from the skies, or landing from war flotillas was a natural. Forming Medium Ground units into Larger battering rams which concentrate a lot of firepower through a single hexside nicely shows the other side of that same coin.The Soviet Army has its own unique organization structure, but the Western Armies (i.e., those of Germany, the UK, and most others) work with a similar Table of Organization and Equipment (TO&E). While all of the Large (Army-size) Ground units that appeared historically are included, only enough Division breakdown formations of Motorized units are included in Thunder in the East to provide some flexibility when conducting special operations (and not enough to cover the map with "ants").For the purposes of this article, we will focus on the Axis Change box, but the principles offered here translate to Soviet Mechanized units in their Change box as well. Note that unit IDs are also malleable through Change Box activities; i.e., it is only important to get the correct value units out of the change box, not their historically accurate ID names or numbers.Build Ups: Timing and PurposeContradicting the song title ("Breaking Up is Hard to Do"), building up is hard to do (and deliberately so). Amassing sufficient component Ground units in a hex to form their assembled Army or Corps unit when combined is an exercise in bad timing. Consider: the best time to amass troops to assemble is immediately prior to your Combat Phase when such easy concentrations would be most beneficial. Unfortunately for the canny gamer, history rears its head and, with a nod to operational problems of logistics, organization, and coordination, you can only assemble "little ones into big ones" at the beginning of your Regular Movement Phase, just after combat! This requires some wrong-footed combat approaches and/or forward-thinking planning for future organizational needs.This simple procedural design solution simulates the forethought required to organize Ground units upward. You must sacrifice their deployment flexibility during that turn's Special Movement and Combat Phases so that the units wishing to assemble will be stacked in the same hex when the time comes for them to combine. Essentially, you have to plan your build ups ahead of time and concentrate these forces on the turn before you need their larger guise.Typically, you assemble built up units to concentrate their Attack Strengths. This is a big plus due to the attack limit of one Major unit per hexside; battering rams, when in the right place at the right time, are very useful and can often secure a critical hex. Better still, forming 10+ Attack Strength Motorized units allows them to conduct overruns, the threat of which really keeps your opponent's deployments honest.These alternate Panzer Corps are featured in The Middle SeaOf course, assembling Large units often has drawbacks. Simply doing the math, adding their component units together, you usually see that their sum does not equal their larger unit's values. The newly assembled Army unit, which requires full-strength Corps components, might be slower and lose something in the translation of its Combat Strength (but it still usually worth it to build a "battering ram" when required). On the other hand, assembling Medium (typically Motorized) units in Thunder in the East actually means improving their numbers and concentrating their Attack Strengths, so why would you ever break them down into Divisions in the first place?Do you see the German Panzer Armies and Division prowling around?Break Downs: Timing and PurposeAgain contradicting the song title, in ETO breaking up is easy to do. Armies can split up into their component Corps, and Corps into their component Divisions, with the ease of waving a pistol. At any time during movement (and without spending a single Movement Point to do so!), including during Advance After Combat, you can break down a Major (i.e., Medium or Large) unit according to its TO&E in the Change box. This can also happen involuntarily when Large units suffer combat step losses, so breaking down assembled Major units seems to happen all the time.Naturally, units break down (as they build up) according to their TO&E in the Change box. But to answer the question why would you voluntarily break down a Major unit after forming it and enjoying its advantages, I offer these reasons:First, and most importantly, Corps typically break down into their component Divisions to add those Divisions to a hex hoping to squeeze in enough factors for a higher combat odds attack. This is nothing to sneeze at: a full strength German Panzer Army unit can put 24 Attack Strength through a single hexside in combat; supplement that with a 4 Attack Strength Panzer Division unit, and now you're looking at an incredible 28 factors per hexside concentration (which means attacking a reduced strength Soviet Rifle Infantry Army unit at 5:1 rather than 4:1 odds; or a reduced strength Guards Infantry Army unit at 4:1 rather than 3:1 odds, etc.). Battering rams like these can knock down almost any wall (especially when supported by Air and/or Naval units for potential extra odds shifts). Another reason, something that you will see in future games in the ETO series, is that Divisional break down units are easily transportable by sea (and, for Airborne and Mountain Divisions, by air). Furthermore, the backbone of forces operating in the Wilderness Theaters (i.e., the Desert and Arctic) are the Divisions which, although Small units, can exert a Zone of Control (except to block retreats). These extreme climates also prohibit Army units and Strategic HQ markers from operating there.Imagine the TO&E of a Panzer Corps unit sent to Italy in 1943 to hinder the Allies driving up the boot. By breaking down into its three component Heavy Divisions, it creates multiple ZOC obstacles along that narrow front which should slow the Allies down nicely. That is exactly what the Germans did in response to Italy's surrender and the Allies' Operation Avalanche landings!Army units typically break down into their component Corps to cover more ground and spread their Zones of Control wider. When Advancing After Combat, sagacity permits having half of that Army unit (i.e., one of its component Corps) advance while the other half stays put and keeps the line of communication open to the advancing unit. That is, these Large Army units best illustrate the axiom that you build up for attacks and spread out for defense.The Change Box ShuffleArmy units and their Corps components carry with them two important notes: 1) You can only build up an Army unit from full strength component Corps units; reduced strength Corps need not apply; and 2) But a reduced strength Army unit does break down with a natural reduction in its component Corps units' strength. This is illustrated by their TO&E in the Change box, but the general rule is this: when the component Corps units are different, the Axis get the worst end of it (i.e., the better component Corps unit absorbs its Army's losses) while the Soviets get the better end of it (with their cheap-and-easy Tank Corps bearing their Army's losses and their Late War Mech Corp unit surviving).An important note about shuffling units to and from the Change box is that you cannot spend Resource Points (RPs) to buy units from the Change box and place them onto the map. That is what your Force Pool is for, not your Change box! Players must take care that they do not inadvertently expand their Order of Battle by misplacing exchanged units into their Force Pool. Players must also carefully split losses suffered from units breaking down (especially those breaking down involuntarily) between the map (the surviving component Corps units) and the Force Pool (the eliminated component Corps units).Small Units Back from the DeadOne thing the Axis player will discover in Thunder in the East (but the Axis and Allied factions will really appreciate in the other games in this series) are the dubious delights of dead Divisions. When eliminated in combat, these return to their owners Force Pool (not the Change box!). And Division units in your Force Pool have some interesting abilities.First, they are cheap to replace at only ½ RP each. That is not to say they're a great value (Major Corps units usually provide a better bang-for-buck), but Small units are low price. Better still, Small Motorized units, resurrected from the Force Pool, require no Fuel Point (FP) expenditure to replace back onto the map – and for the Axis, that is often a vital consideration.Second, their placement back onto the map is far more flexible than it is placing Major units. That is, you must build Major units back in their home territory, but Minor units (e.g., Axis Divisions, Soviet Tank Corps) only require a supplied City hex. Also note that players can directly place (silver) medaled Major Medium units onto the map via Korpsgruppes/Battlegroups or, for the Axis, convert them in place with Force Pool-dwelling Division units (instead of a reduced strength Corps). It's something to think about and fascinating to see on the map – for 1/2 EP, boom!, a German 1-2-[5] Korpsgruppe turns into a 4-2-[6] Panzer Division from the Force Pool. I bet the Soviets didn't see that coming!Small, Medium, and LargeThe Change Box is only for Ground units and their organization. Air and Naval units do not "make change" during play but suffer and recover from losses in their own special ways which are examined more closely in other articles. For now, you have the case for Ground unit organization – building up and breaking down – there is a proper time and place for everything!These alternate German Panzer Corps units will appear in The Middle Sea.If you would like to watch the author explain this in a video, look here:Video errata: Small Heavy units do exert Zones of Control, but their ZOCs do not affect Retreats! #Emrich #Thunder in the East #Chadwick #ETO #The Middle Sea #TITE


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Monday, April 25, 2011
Just thinking about Snowchief
This was a typical scene, especially in his later years. He made an art form out of being comfortable, of finding he warmest spot in the house, especially on cold days.
I miss having a cat or two about the place. It's almost like having a wild animal in the house, and they keep mice and bugs honest.
Now we have Pickles, a very "interesting" dog, but we're hesitant to bring in another cat (or two) into the house. Pickles is a tracker of small animals. She is a real threat to the day-dreaming squirrel, the rabbit who decides to take five and kick back with one of Fidel's finest, the half feral cat so intent on stalking its prey it doesn't realize a goofy ticked-up mutt is literally sneaking up on it. The only thing Pickles has ever actually caught was a dead rat, which she happily brought and laid at our doorstep. Very cat-like. I suppose she was saying thanks for the room and board.
Snowchief would have never given up the rat, seeing no need to thank us for the room and board.
I've never seen a rat or a mouse around the house, so who knows, maybe Pickles is better at this than we realize.
Snowchief the Cat could handle Pickles the Dog. Pickles was not Snowchief's first experience with dogs - he lived a solid 10 years with a Black Lab, who he got along very well with. Pickles was a puppy, and was very much an aggravation to the cat, but Snowchief almost always held his ground. I'm pretty sure Pickles just wanted to play, but had no clue she couldn't play with a cat the same way she played with other dogs. Maybe. I really don't know what Pickles thinks.
Anyway, Snowchief was around for a lot of years. He was a good cat, and I was just thinking about him.
Posted by A Valdese Blogger at 8:46 PM
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Up to 16 years
for lionesses and up to 12 years for lions
for lionesses and up to 12 years for lions
such as zebra and wildebeest
to thick brush and dry thorn forest
White lions are leucistic, not albino - they are not totally devoid of pigmentation. Instead of the red eyes seen in albinos, they have blue or yellow eyes. They also sport black nose tips and dark patches behind their ears. Due to an uncommon gene mutation, their light tawny or off-white coat is a few shades lighter than that of the common lion.
They were heavily sought after by circuses and hunted as trophies and became technically extinct in the wild in the early 1990s.
Learn more about our wildlife from the people who know best – the keepers. In this interactive session, hear interesting quirks of the animals from our keepers.


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That dawn, as you left
I laid still on bed and waited.
The grand absence-of-you to settled in thick
like a fog between the furniture, across floors,
and delicate on my skin:
It was kind.
Through a curtain slit
I caught a star set
and in an act of romantic desperation,
let it hold my breath.
I even vowed to it-
'til sun do us part'.
Locked along one line of sight
we waited while my eyes stung
with minutes, minutes and minutes.
Then, the sky broke
and the star bled out the entire sun
and I watched through her funeral song.
The morning shook
with nothing but light
until there was really no point at all.
But, knowing that out in the there
you are,
you are, I can.


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LG lance la version clapet de son premier slider, le S5100
- Updated
- 13/03/2006
The S5100 is a photo phone 1,3 mega pixels with flash embarking 64 Mo of internal memory. Being the second telephone of the "S " series, this terminal is a tri-band compatible GPRS. Lots of options are present: flash, zoom x4, squall mode, timer and frames. Side music, the terminal bears of several audio formats: WMA, MP3, AAC, AAC+, AAC++


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Lead generation video killed the radio star
B2B sales lead generation comes in different forms. 360 Leads is fortunate to have varied means to support our clients in generating more qualified sales leads. One way that we've found successful has been through the production of online video, usually part of a broader sales lead generation campaign. According to Google, 70 per centRead More


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Our black version was so popular I've added more colors and Raspberry is first to debut. Photographed here on Nadia at her office downtown Oakland in the WeWork space. She's wearing it with the Lucy scalloped skirt and Georgia top in Bouquet Red. This little fitted blazer is soft and stretchy and feels more like a sweater but has a tailored look. I made it in velour! It's 80% cotton and you can wash it in the machine.
- 80% cotton; 17% poly; 3% spandex
- 3 botton closure
- Machine wash cold, line dry
- Made in Oakland
Have Questions?
Call Us


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Rating Agencies Warn MTA on Court Ruling
Rating agencies warned this week about the impact that a court ruling striking down the state payroll mobility tax will have on the Metropolitan Transportation Authority's finances — and, by extension, transit riders.
On Monday, Moody's warned that the ruling, which would deprive the MTA of about $1.8 billion in annual funding, could trigger a downgrade of the agency's credit rating if upheld by a higher court. The same day, Standard & Poor's said it would make no change in its rating of the MTA's debts, but noted that a decision upholding the ruling would "weaken" the agency's finances.


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Got The Home Owner Blues? Jazz Up Your Home With These Home Improvement Suggestions!
The more you carefully plan out each step of your repairs, the less likely you are to run into unexpected detours. You will run into them, however. This comes with the home improvement territory. The skill of carpentry is one that takes time to acquire. Sometimes a handyman isn't the best person for the job. That is the reason that you should read these tips.
When it comes to home improvement, it is important to know which types of improvements will add to the value of your home and which will not. This will be important when it does come time to sell your house. Such general maintenance such as sealing the driveway and replacing the roof will not add to the value, however, an additional bathroom or a patio may.
If you are interested in changing the look of your bathroom, this space could be the perfect choice for …


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How To Set Goals
Daily Goal Setting
Realizing your goals takes you one step closer to achieving your goals. Creating a mental visualisation of how you anticipate your goals to manifest is powerful. In this video Tony Robbins talks about how to set goals effectively.
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It's been about five years since the Grand Cherokee was last redesigned, but thanks to its timeless appearance, it still looks more up-to-date than it is.
With respect to handling, safety, fuel economy, and nearly all other on-the-road pursuits, you could do better in a more modern car-based crossover vehicle.
But if you need true off-road ability, you might also look at the Toyota 4Runner and the Nissan Pathfinder.
The 4Runner is all-new for 2010 and has much improved refinement and a small third-row seat.
Neither offers the option of a high-performance model like the Grand Cherokee SRT8, but the Toyota and Nissan both sport a third row of seating that can come in handy.
If you want a Jeep model with third-row seating, you'll have to spring for the Jeep Commander.
The Toyota Highlander and Honda Pilot are car-based crossovers.
Even when ordered with four-wheel drive, these SUVs aren't designed for tough off-roading, even if the Pilot does look somewhat rugged, though both have a very spacious interior with three rows of seating.
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|2010 Jeep Grand CherokeeBrowse Used Listings
|2010 Honda PilotBrowse Used Listings
|2010 Nissan PathfinderBrowse Used Listings
|2010 Toyota 4RunnerBrowse Used Listings
|2010 Toyota HighlanderBrowse Used Listings
|Quick Specs
Unless your routine involves off-roading or extremely difficult conditions, the 2010 Jeep Grand Cherokee only serves to show that modern crossover vehicles are better choices for most families.
If you can deal with its overwrought styling, the 2010 Honda Pilot is an excellent family vehicle, with the space and comfort of a minivan and good overall performance.
If you're after serious off-roading ability, the Pathfinder is more than capable—otherwise, there are comfier options available.
The 2010 Toyota 4Runner is a brawny "true truck" worth serious consideration if tough off-roading capability for regular trail driving is one of your requirements—and it won't sacrifice comfort the rest of the time.
The 2010 Toyota Highlander's appeal has grown even more massive with the addition of a fuel-efficient four-cylinder engine for base models.
|MSRP From
|Gas Mileage
|12 MPG City / 21 MPG Hwy
|16 MPG City / 23 MPG Hwy
|12 MPG City / 22 MPG Hwy
|17 MPG City / 23 MPG Hwy
|17 MPG City / 27 MPG Hwy
|Gas V6
|Gas V6
|Gas V6
|Gas I4
|Gas I4
|EPA Class
|2WD Sport Utility Vehicle
|2WD Sport Utility Vehicle
|2WD Sport Utility
|2WD Sport Utility Vehicle
|2WD Sport Utility Vehicle
|Style Name
|RWD 4-Door Laredo
|2WD 4-Door LX
|2WD 4-Door V6 S FE+
|RWD 4-Door L4 SR5 (GS)
|FWD 4-Door L4 Base (SE)
|Rear Wheel Drive
|Front Wheel Drive
|Rear Wheel Drive
|Rear Wheel Drive
|Front Wheel Drive
|Passenger Capacity
|Passenger Doors
|Body Style
|4 Door
|4 Door
|4 Door
|4 Door SR5
|4 Door
|Automatic w/OD
|Automatic w/OD
|Automatic w/OD
|Detailed Spec Comparison
|2010 Jeep Grand Cherokee vs. 2010 Honda Pilot
|2010 Jeep Grand Cherokee vs. 2010 Nissan Pathfinder
|2010 Jeep Grand Cherokee vs. 2010 Toyota 4Runner
|2010 Jeep Grand Cherokee vs. 2010 Toyota Highlander


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The Addario Lung Cancer Medical Institute (ALCMI) team includes distinguished physicians, leading scientists and clinicians, innovative business executives, thought leaders and lung cancer survivors and their families all dedicated to our ambitious mission to help turn lung cancer into a chronically-managed disease by 2023.
Senior Executives
Richard recently served as Vice President Clinical Operations for Tetra Discovery Partners, and as Executive Director of Clinical Operations and Project Management for Catalyst Pharmaceuticals. Richard additionally oversaw the global phase 3 development program of VaxChora™, a single dose cholera vaccine developed by Silicon Valley's PaxVax, which received FDA approval under Priority Review in June of 2016. Other past experience includes product development team leadership for global Phase 3 CNS and oncology programs at Neurocrine Biosciences; a clinical innovation joint venture with Eli Lilly & Co and Quintiles; work across Africa enhancing clinical capacity infrastructure; and clinical operations leadership at early biotech startups including Cytheris, British Biotech, and Amgen – where he was a Clinical Research Associate (CRA) for the oncology blockbuster, Neupogen™. Mr. Erwin earned a Bachelor of Science degree in Microbiology from the University of Michigan, Ann Arbor.
Prior to that, Amy served as Director of Research Programs for the Georgia Cancer Coalition, founded in 2000 by former Governor Roy Barnes and Hamilton Jordan, who was President Jimmy Carter's Chief of Staff. GCC leveraged GA's tobacco settlement dollars to recruit leading cancer scientists to the state, launched a statewide biorepository, and managed two taxpayer-funded seed grant initiatives to grow cancer research. Amy earned her Ph.D. in Microbiology and Immunology from Wake Forest University School of Medicine and holds a B.S. in Biology from Furman University. As a postdoc at Vanderbilt University Medical Center, she studied molecular mechanisms of acute leukemia development as an American Cancer Society Fellow. She also earned a professional certificate in Research Administration from Georgia State University, where she was in the first graduating class of the Executive Leadership Academy for Women. Outside of the office, Amy stays busy raising her two young children and volunteering at school and church. Her husband, Marty, is CEO of a vaccine startup company based in South San Francisco. Amy is excited about applying her own training as a cancer scientist and her decade of experience in the non-profit sector to her new role with ALCF and working collaboratively with the team to improve patients' lives.
Scientific Leadership Board
ALCMI's Scientific Leadership Board (SLB) is the research consortium's executive scientific committee and is comprised of a number of the world's leading lung cancer researchers. The SLB sets the organization's scientific agenda, research priorities and develops/reviews the consortium's collaborative research projects.
After an Internal Medicine internship and residency at The Johns Hopkins Hospital he did a Medical Oncology fellowship at the National Cancer Institute in Bethesda, MD. At Vanderbilt he was Director of the Thoracic/Head and Neck Cancer Program, Director of a SPORE in Lung Cancer for 11 years. He was recruited to the Ohio State University in 2012 to direct the James Thoracic Center.
His research interests have been focused on lung cancer, and specifically proteomic and expression signature development, lung cancer genetics, tumor-associated immunosuppression mechanisms, proteogenomic profiling of lung cancers to guide the development of novel therapeutics, and targeting novel immunosuppression mechanisms. He has over 200 peer-reviewed publications, has served on the Board of Scientific Counselors, and has continuous NCI funding since early in his career. He is currently Chair of the Lung Biology subcommittee for the Eastern Cooperative Oncology Group and President of the International Association for the Study of Lung Cancer (IASLC).
Dr. Gandara received his medical degree from the University of Texas Medical Branch in Galveston, followed by internship and residency at the Madigan Army Medical Center in Tacoma and a fellowship at the Letterman Army Medical Center Presidio of San Francisco.
Dr. Gandara is a diplomat of the American Board of Internal Medicine specializing in Medical Oncology. He is currently principal investigator for a number of research projects in lung cancer, pharmacology trials at various phases, and Southwest Oncology Group trials. He is the principal investigator for a National Cancer Institute award to the California Cancer Consortium for Early Therapeutic Trials of New Anti-Cancer Agents.
Dr. Gandara is President of the International Association for the Study of Lung Cancer (IASLC) and serves on the board of directors. Dr. Gandara is chair of the Southwest Oncology Group (SWOG) Lung Committee, and co-chair of the NCI-directed Investigational Drug Steering Committee. He has written over 300 articles, book chapters, abstracts and editorials. He is editor-in-chief of Clinical Lung Cancer, serves on the editorial board of four oncology journals, and is a manuscript reviewer for eight additional journals. He served as secretary-treasurer and a member of the board of directors for the American Society of Clinical Oncology (ASCO). Dr. Gandara is a member of the Scientific Leadership Council in Lung Cancer.
Dr. Jablons received his undergraduate degree from Yale University and his medical degree from Albany Medical College of Union University. He has also trained at numerous highly-regarded institutions including Tufts-New England Medical Center, Oak Knoll Naval Hospital, the Surgery Branch of NCI, Cornell University Medical Center, New York Hospital/Memorial Sloan Kettering Cancer Center, and Brigham & Women's Hospital.
Dr. Jablons established the UCSF/UC Davis Thoracic Oncology Conference, one of the oldest and longest running didactic conferences in the field. He also helped found the International Pan Pacific Lung Cancer Conference. He is a strong supporter of international efforts to expand lung cancer research, and helped start the China Clinical Trials Consortium (CCTC). He also co-founded the Bonnie J. Addario Lung Cancer Foundation and the Addario Lung Cancer Medical Institute.
Dr. Jablons leads a team of scientists developing molecularly targeted therapies for lung cancer and mesothelioma. Key research areas include the Wnt and Hedgehog (Hh) pathways, and stem cell signaling targets. The Thoracic Oncology Tissue Bank is one of the largest such repositories in the U.S. and serves as a hub for interdisciplinary collaboration. Dr. Jablons is also a principal investigator on two NIH R01 grants and has authored over 100 peer-reviewed research papers. In addition, he serves as a reviewer on several NIH study groups.
After earning his MD and PhD from the School of Medicine at the University of Pennsylvania, Dr Jänne completed his internship and residency in Medicine at Brigham and Women's Hospital, Boston. He subsequently completed fellowship training at Dana Farber Cancer Institute/Massachusetts General Hospital combined program in medical oncology in 2001. In 2002 he earned a Masters Degree in clinical investigation from Harvard University.
Dr. Jänne's research interests include investigation of oncogene mutations and how these correlate with clinical response to targeted therapies in lung cancer. He was one of the investigators who initially discovered EGFR mutations in 2004 and has subsequently studied their effect on clinical outcome of patients and on mechanisms of resistance. He has also worked on developing non-sequencing based technology to detect mutations in EGFR and other oncogenes. Dr. Jänne is a member of the Cancer and Leukemia Group B respiratory committee. He is also an active member of ASCO, AACR, ESMO and IASLC. He was elected to the American Society of Clinical Investigation in 2008.
Dr. Laird-Offringa earned her Ph.D. from the University of Leiden, The Netherlands, and conducted postdoctoral work at Harvard Medical School. She joined the USC faculty in 1996. She is a member of many national and international professional and advocate societies, including the American Association for Cancer Research, the International Association for the Study of Lung Cancer, and the National Lung Cancer Partnership, and she serves as a reviewer on the NIH/NCI Cancer Genetics study section.
Dr. Laird-Offringa is committed to the development of better tools for early lung cancer detection. Her laboratory's current research in lung cancer focuses on the identification of cancer-specific changes in antibodies and in DNA methylation, a reversible alteration of DNA that can affect gene expression. The obtained information is used for biomarker development and to gain insight into the sequential molecular steps that happen during the development of lung cancer. The Laird-Offringa laboratory is funded by two NIH R01 grants and by generous donations and grants from several private foundations and individuals. In her work, she collaborates with pathologists, oncologists, surgeons, epidemiologists and a variety of other scientists.
Dr. Pass received his B.A. from Johns Hopkins University and his M.D. from Duke University. He completed his surgical residency at Duke and University of Mississippi. He completed his residency in Cardiothoracic Surgery at the Medical University of South Carolina. Dr. Pass also completed a fellowship in Thoracic Oncology at NCI.
Dr. Pass has published over 300 manuscripts in peer-reviewed journals, including The New England Journal of Medicine regarding the discovery of osteopontin as a possible early detection biomarker for mesothelioma. He is an editor of Lung Cancer: Principles and Practice, Surgery: Basic Science and Clinical Evidence, Oncology: An Evidence Based Approach, and Malignant Mesothelioma: Advances in Pathogenesis, Diagnosis, and Translational Therapies. Dr. Pass is Associate Editor for the Journal of Thoracic Oncology, Surgical Editor for Clinical Lung Cancer and a member of the editorial board for Clinical Cancer Research.
Dr. Pass is presently on the Board of Directors for the International Association for the Study of Lung Cancer, the International Mesothelioma Interest Group, the Lung Cancer Alliance, and the Mesothelioma Foundation.
Dr. Rosell is the founder and President of the Spanish Lung Cancer Group (SLCG), Chairman of the IASLC 2005 World Conference on Lung Cancer, and Co-Chair of the 1st and 2nd IASLC-ESMO European Lung Cancer Conferences. He is an active member of the ESMO Educational Committee, and the EORTC Protocol Review Committee. He is on the Editorial Board of several peer-reviewed medical journals. Dr. Rosell has authored over 450 articles in peer-reviewed journals and given more than 600 presentations at conferences around the world.
Since the early 1990s, Dr. Rosell has been involved in the application of genetic research to the clinical setting. Recent translational research by Dr Rosell's group has focused on chemosensitivity in relation to polymorphisms of DNA repair genes, methylation patterns in circulating DNA, and gene expression profiles in RNA. Dr. Rosell's group is also involved in research on EGFR mutations and has implemented large-scale screening for EGFR mutations in newly-diagnosed lung cancer patients in Spain in order to select patients for treatment with EGFR inhibitors instead of chemotherapy as first-line treatment. In the SLCG's ongoing trials in the adjuvant and the metastatic setting of NSCLC, customized chemotherapy and targeted therapy are being implemented as standard treatment.
Over the last 15 years Dr. Scagliotti's research interests included experimental studies on basic and clinical applied research on lung cancer, including translational research. He has been and currently is the study coordinator of several European and international clinical trials on lung cancer chemotherapy and he has been a key investigator in several Italian studies investigating the role of chemotherapy in early stage non-small cell lung cancer. Dr. Scagliotti is a member of numerous scientific societies, including the Italian Society of Respiratory Medicine, the European Respiratory Society, the American Society of Clinical Oncology and the International Association for the Study of Lung Cancer. From 2002 to 2005 he was member of the International Affair Committee of the American Society of Clinical Oncology and from 2003-07 Executive Board member of the International Association for the Study of Lung Cancer. He served on the Publication Committee (2005-08) and in Program Committee of the American Society of Clinical Oncology in the period 2005-07. Dr. Scagliotti is a manuscript reviewer for 11 scientific journals. He currently serves on the editorial boards of Critical Review in Oncology and Hematology, and Oncology News. He is Associate Editor for Journal of Thoracic Oncology and International Editor for Clinical Lung Cancer. He is the author or co-author of more than 180 publications in peer-reviewed journals and he is the International Editor of the 4th Edition of the book "Lung Cancer : Principles and practice"
Board of Directors
The all-voluntary Board of Directors is responsible for ensuring the excellent management (including fiscal performance/accountability) of ALCMI, establishes and/or approves policies and procedures, and generally oversees the business and affairs of the organization.
While helping to shape the firm's business strategy, Sam maintains close client relationships. He applies his business acumen to a host of unique client situations and enjoys the intellectual challenge of identifying and developing solutions to otherwise complicated problems. He works closely with the wealth strategies team on complex estate, tax and gift planning strategies and has served on the boards of multiple early-stage venture companies and non-profit organizations.
Sam believes that education is the cornerstone of all personal and organizational growth, and has committed himself to various institutions that promote knowledge. He translates this belief in learning to Bainco, ensuring that all client advice comes with an educative delivery that benefits the collective knowledge of his clients and employees. In 2016, Sam was the recipient of the 2016 UVM Alumni Association Distinguished Service Award for his guidance through tough financial times as the chair of the Investment Sub-Committee.
Mr. Florsheim is a prostate cancer, lung cancer and melanoma survivor. In addition to serving on the ALCMI Board, he is a patient advocate member of the Protocol Review and Monitoring Committee for UT Southwestern Simmons Comprehensive Cancer Center, a patient advocate member of the UT Southwestern SPORE in Lung Cancer, a consumer reviewer for the DOD's Congressionally Directed Lung Cancer Research Program, the patient advocate member of the Thoracic Committee of ECOG/ACRIN Cancer Research Group, a patient advocate member of the NCI ALCHEMIST Core Committee and of the NCI MATCH Trial, and the patient advocate member of the National Comprehensive Cancer Network Small Cell Lung Cancer Panel. He is also a patient advocate member of both ASCO and IASLC.
Mr. Patel is a proven results-oriented and seasoned technology leader with 25+ years of experience developing highly scalable products and services by building and leading large, high-performance global engineering organizations, setting clear vision, directing strategy and delivering against goals. He is passionate about translating strategy to execution, and delivering the best experience for the customer.
Mr. Patel retired from Cisco in October of 2016 and now serves on the Board of Directors of several startups. He is focused on incubating, investing, and advising startups with their strategy, product development, and go-to-market as well as helping them scale. Patel is also a mentor and sponsor to numerous employees throughout the industry.
ALCMI • 1100 Industrial Road, Suite 1, San Carlos, CA 94070 • 650.598.2857 • 501c(3) Public Charity Tax ID 26-1721868
© 2020 The Addario Lung Cancer Medical Institute. All Rights Reserved.


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Abd Elkader, Nermine
Nermine Abd Elkader is an Academic English Listening and Speaking Instructor at the IFP program in New College. She has a PhD in the Sociocultural Approaches of Education and a Master's degree in Teaching English as a Second Language. Her research interest is dialogic approaches in the EAP classroom.
Bartel, Joan
Joan Bartel, M.A., is the author of Office Soft Skills, a book focused on effective communication in office workplaces. Besides teaching Occupation-specific Language Training, she is a guest lecturer in Humber College's TESL program and frequent local and international presenter on soft skills and immigrants' critical communication needs for employment.
Brown, Jeff
Dr. Jeff Brown is a professor in the Centre for Preparatory and Liberal Studies at George Brown College. He teaches in the Department of English and Communication and the School of ESL. His work has appeared in a variety of publications, including TESL Canada Journal, The Teacher Trainer, and English Today.
Cadiz, Ruffy
Ruffy Cadiz is the PBLA Lead for TNO-The Neighbourhood Organization teaching both Stage 1 and 2. He has been a part of the panel for TOSCON16 with other PBLA Leads in the province. He has a number of years experience teaching LINC/ ESL in Canada and abroad.
Chauhan, Jagrati
Jagrati Chauhan has over 8 years of experience teaching English for Academic Purposes at York University English Language Institute. She has a PhD in English (Canadian equivalency from University of Toronto), and a Masters in Linguistics and English Language Teaching. She is also an instructor and senior writer for EduPros.
Cole, Christina
Christina Cole teaches Academic Listening and Speaking in the International Foundation Program at the University of Toronto. She completed an M.A. in Applied Linguistics at York University, focusing on technology-mediated feedback. She actively engages in using technology as a tool for EAP learning and is involved in research on this topic. She regularly presents at conferences, most recently at TESOL 2018 in Chicago.
Freitas, Danielle
Danielle Freitas is a professor at Sheridan College, where she teaches in the TESOL Plus and ESL programs. She holds a master's in Second Language Education, U of T, a master's degree in TESOL, UCL, and is currently finishing her PhD in Language and Literacies Education, U of T.
Fung, Sylvia
Sylvia Fung (M.Ed., OCELT) has been teaching for 20 years, and is currently an ESL instructor and teacher-trainer at Seneca College. She was a school teacher for the Toronto District School Board and corporate trainer. She enjoys teaching workplace communication skills, with special interests in pronunciation and sociocultural awareness.
Glass, Maria
Maria Glass is a full-time EAP professor with George Brown College in Toronto, ON. She holds a TESL certificate, a Ph.D. in Linguistics (Pragmatics) and a Master's in Applied Linguistics. Her research interests include Pragmatics, Interpersonal and Intercultural Communication, and Second Language Acquisition.
Golani, Kara
Kara Golani is an #edtech consultant and corporate trainer who focuses on how cutting-edge technologies can drive learning. A lifelong learner herself, Kara is passionate about leveraging the power of 21C tools both in the classroom and the workplace. Connect with her on social media: @karagolani
Jones, Cindi
Cindi Jones is an Academic Director and former teacher. She uses her role to encourage students and instructors to be the change they wish to see in the world.
Lee, Christien
Christien Lee has worked in ELT since 1994 in many roles including as a teacher, trainer, and author. He has experience in every area of ELT, and has published several academic English and exam preparation books. He is a regular presenter at ELT conferences, including TESOL and IATEFL.
Lindholm, Tuula
Tuula is co-author of Navigating the Intercultural ESOL Classroom (to be published this summer by TESOL Press) with 20 years teaching, coaching and curriculum development experience in community colleges and teaching of professional immigrants to Canada. She has also worked as a corporate trainer and communication skills specialist with Deloitte US in India and as a certified workplace skills coach. She is now involved in projects in Ontario to integrate intercultural communication competencies with teaching of English to develop a curriculum framework and tools for ESOL teachers in the various adult education programs and teaching contexts in Canada
McMullan, James
With many years' experience teaching English to adults – both internationally and in Toronto – James is also a film aficionado with formal training in screenwriting from UCLA. He strongly believes in learning by doing, especially now that the technology for writing, filming, and editing stories resides in every student's smartphone.
Nathaniel, Tehreem
Tehreem Nathaniel is currently working at TNO-The Neighbourhood Organization as a LINC teacher for PBLA Stage 1. She has experience teaching ESL/ EFL in Canada and abroad. Tehreem has presented a workshop at TOSCON17 and TESL ON 2017 sharing her ideas about PBLA implementation from a teacher's perspective.
Park, Suzanne
After twenty years as a corporate communications trainer and leadership coach, Suzanne was inspired by her many clients with English pronunciation issues to transition to the world of English language learning. With a Masters in Adult Education and her TESL certificate in hand Suzanne is an enthusiastic volunteer facilitator at WoodGreen's Office Dynamics program. Suzanne has also been invited to energize ELLs and their teachers in a number of organizations. She is currently embarking on a research project that focuses on Idioms.
Seburn, Tyson
Tyson Seburn, author of Academic Reading Circles, teaches Critical Reading & Writing at the University of Toronto. He holds an in MA Educational Technology & TESOL (University of Manchester). His main interest focuses on public spaces for exploring teacher identity and development.
Seriani, Juliana
Juliana Seriani has over 8 years of experience teaching English for Academic Purposes at York University English Language Institute. She holds a Master of Arts from Lancaster University, England, and also a Masters in Applied Linguistics from York University.
Wasylyk, Natalie
Natalie Wasylyk has been teaching ESL/EAP for 2 years in the GTA and is always on the hunt for interactive and memorable lesson ideas. Currently teaching at Sheridan's LINC program, her favourite classroom moment is when learners' voices collectively get louder and louder until they're booming!
Wertheim, Marijke
Marijke Wertheim teaches Methodology in the TESOL Certificate program at Woodsworth College, University of Toronto. She also teaches a wide variety of courses at the University of Toronto School of Continuing Studies, George Brown College, and Humber College. Marijke is a regular presenter at TESL conferences.


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i had been in the midst of doing a walk to raise money for Multiple Sclerosis, crossing over the Brooklyn Bridge during the midway point of the walk. now i'll admit that i might have stepped from the pedestrian lane into the bike lane as i was walking, but the pedestrian lane is of a decent width, and it was only missy striding next to me, so at most i was maybe a hip's-worth into the bike path. not very much.
i suddenly felt something closing in behind me, and i heard a shout - "watch it!" as the biker flew past i sort of stumbled in to missy to move out of his way. and as he passed me he turned and screamed "rot in hell!"
rot. in. hell. was that really necessary? we were completely taken aback. i don't think anyone - exes, enemies, shouting homeless bums, anyone - ever told me to rot in hell. and to think, crazy cyclist even yelled this at me while i was wearing a pinny stating that i was there, only so slightly in his way, for a charitable cause. hmmph!
suffice to say i became a little wary of people on bikes after that. sure, i still am friends with people who bike (actually, two of the sweetest girls i know are avid cyclists) and i even attended the bicycle film festival (to see pee-wee's big adventure, of course), however i've seen one too many wrathful cyclist/pedestrian interactions to truly feel comfortable near anyone pedaling around on two wheels.


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The Fed Bash / Lerner Hall, Columbia University / Feb. 12, 2005
It's on a Saturday night, and I'm standing on a dance floor in the basement of the student center at
I am having no fun at all.
When I was in college, I was an editor at The Fed,
Once a year—sometimes twice a year—we threw this big party, the Fed Bash, to raise funds and generate publicity. The Fed Bash was always the highlight of my semester, not just because of all the work we put into it, but because it was one of the few times that I could feel comfortable getting silly and wild. Like, I used to wear a dog collar and pleather thigh-high boots to this thing. But there I was on Saturday feeling all out of place in my corduroys and hoodie, impatiently waiting for the band to get offstage so I could go home and get some work done. I looked around at all these people I used to be so close with and I just felt lost.
The DJ dropped Annie's "Heartbeat," and I started hopping up and down and singing along, but nobody else seemed to care. Then I remembered: these are normal people, not crazy music freaks like me. They don't care about Pazz and Jop statistics and Pitchfork ratings and M.I.A. mash-ups. They don't want to talk about whether the original version of "Heartbeat" is better than the Maurice Fulton remix. And neither did I when I was in college. Ok, that's not completely true. I've been a crazy music freak since I was twelve. But at least when I was in college, my mind wasn't completely consumed by music like it is now. I thought about literature and
Argh. I don't know what I'm saying anymore. I do know that I'm realizing that part of my life is over. And that this is the sort of blog post I thought I'd never write. So I apologize.


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Chillal's Spice Co. Tikka Masala Mix 80g
*To get one free packet of Chillal's Tikka Masala Mix 80g, simply add two products to your cart and simply add the code in your basket: CHILLALSTIKKAMASALA
The Chillal Family, have been manufacturing food products for the past 70 years. All recipes are authentic, batch crafted and handed down through generations.
A 5 Step recipe:
- contents of this pack
- chicken / paneer
- water and cream
- yoghurt and butter
= butter chicken
Ingredients: Dehyrated Onion (24%), Refined Vegetable Oil (16%), Tomato (15%), Garlic (13%), Coriander Leaves (10%), Ginger, Tomato, Iodized Salt, Sugar, Spices & Condiments, Red Chilli Powder, Turmeric
Allergen Advice: Made in a faciliy that processes peanuts, tree nuts, soy, milk and wheat. May contain traces of milk and nut ingredients.
Product Of India


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|2011-12-23 - 01:05:00 - WSJ(12/23) China Gets Stake In Portugal's EDP
(From THE WALL STREET JOURNAL) By Patricia Kowsmann and Wayne Ma
Portugal's government said on Thursday that China Three Gorges Corp. won the bidding for its 21% stake in EDP-Energias de Portugal SA with an offer of 2.69 billion euros ($3.51 billion), in the first of a series of sales of state-owned assets under its austerity program.
The deal marks the first time a mainland Chinese firm acquired a significant stake in a southern European company and may portend other such moves as cash-strapped European governments from Madrid to Athens have been clamoring for Chinese funding to help them finance gaping budget deficits.
For government-controlled China Three Gorges, which operates the $23 billion Three Gorges dam on the Yangtze River, the transaction opens doors to EDP's renewable-energy assets in Brazil, a key emerging power. The Portuguese company is a major power producer there, operating a sizable fleet of hydroelectric plants and supplying more than two million customers with energy.
The investment will help China Three Gorges "showcase its superiority in hydropower, clean energy project construction and power production," Chairman Cao Guangjing said in a statement.
It also shows how Portugal's centuries-old links with Brazil and Africa are now making the cash-strapped country an attractive investment for Chinese companies, underscoring a shift in world power that has seen emerging economies asserting their might over newly fragile developed countries.
Portugal is selling its crown jewel assets as part of a 78 billion euros bailout agreement it entered into with the European Union and the International Monetary Fund. Under the terms of the rescue, Portugal has committed to cut government spending and its budget deficit.
"The privatization program is not only important because it gives us access to a source of financing," Portuguese Finance Minister Vitor Gaspar said on Thursday. "It also shows that one can diversify such financing sources."
Portugal's treasury secretary, Maria Luis Albuquerque, said Chinese banks behind China Three Gorges are willing to provide financing to other Portuguese companies.
The Chinese firm, which outbid German heavyweight E.ON AG and Brazil's Centrais Eletricas Brasileiras SA, has big ambitions but a small international profile for now. Portugal's government expects China Three Gorges to invest over 8 billion euros in EDP to support its expansion plan. The Chinese company also wants to tap EDP's experienced management team.
As weak euro-zone economies shed prized assets through ambitious privatization programs to cut debt, Portugal is attracting significant investments from China because of its presence in former colonies that are resurfacing as red-hot markets, rich in natural resources.
Portugal's Galp Energia SGPS SA, for example, recently closed a $5.19 billion deal to sell a 30% stake in its Brazilian unit to China Petrochemical Corp. Galp needs cash for future investments linked to its 10% share in Brazil's largest oil project.
"Portugal has big attractiveness because it knows Africa and South America well," said Ricardo Salgado, chief executive of Banco Espirito Santo SA.
Banco Espirito Santo controls a bank in oil-rich Angola, BES Angola. BES and its Chinese counterpart agreed to cooperate in Portuguese-speaking markets, where the Asian giant and its companies are doing an increasing amount of business.
China bought $57.7 billion in goods from eight Portuguese-speaking markets, led by Brazil and Angola, from January to September, up 23% from a year ago, according to Chinese government data. Chinese exports to those countries rose 34% in that period to $28.8 billion.
Stefani Qi and Liyan Qi in Beijing and David Roman in Madrid contributed to this article.
(END) Dow Jones Newswires
December 22, 2011 20:05 ET (01:05 GMT)
Copyright (c) 2011 Dow Jones & Company, Inc.


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Date of Award
Fall 2016
Document Type
Degree Name
Master of Science in Occupational Safety and Health Engineering - (M.S.)
Mechanical and Industrial Engineering
First Advisor
Arijit K. Sengupta
Second Advisor
Athanassios K. Bladikas
Third Advisor
George W. Olsen
The design of handwriting instruments has been based primarily on touch, feel, aesthetics, and muscle exertion. Previous studies make it clear that different pen characteristics have to be considered along with hand-instrument interaction in the design
Recommended Citation
Henry, Evanda Vanease, "Get a grip: Analysis of muscle activity and perceived comfort in using stylus grips" (2016). Theses. 2.


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If you haven't yet been by the garden site at 111 W. Fields Blvd in El Dorado Springs, make that a must next time you are in town. There's a lot going on both in the garden and behind the scenes.
Patrick Davis and his Cedar County MU Extension group voted to give us $673.93 to use for the garden. This was such great news because it means that we can now purchase the wood for the raised beds and buy other items we will need this Fall such as landscape fabric for pathways between the beds and for three apple trees and a few berry bushes which we would like to get in the ground as early as possible. Our deepest thanks to Patrick, Heather and the MU Council.
Also, on Monday, 9-24-18, the El Dorado Springs City Council voted to grant an extension of the Land Use Agreement to 11-2021, giving us a full three years to make the garden a success. We are thankful for this additional time.
Jill Chapman, Ag teacher at EHS, has her class working on a prototype raised bed to see how that will work and look before building the other eleven. They also donated and planted nine beautiful mums in the flowerbeds on the south side of the site. They are a lovely addition to the other perennials which our group brought from our own gardens and planted a few weeks ago. These two beds will be beautiful next spring and summer.
Our commitment to the City of El Dorado Springs is that the garden not only be functional and productive, but that it becomes an attractive oasis in our city.
We still need money and are applying for two grants, one with Wal-Mart and the other with the Community Foundation. But since we can't be assured of the funds or when we might have them, we need everyone to consider making a donation to the cause, no matter how small it is.
Also, bagged leaves can be left at the site, on the north alleyway. These will be very important when we begin to fill the raised beds to get them ready for planting next spring. Anyone having manure that can be bagged and left at the site may do so and we will be grateful. Also, some of us in the garden group could come to your place and get the dried manure if that would work.
As you can tell, we are very greedy at this time with a lot of needs. Rather, we should say our garden is greedy and needy. Volunteers are very important and will be critical to the success of the garden. You may volunteer for just an hour or two each week or do whatever your own personal schedule permits. You may also work at whatever task suits you best, whether that be tending your own garden plot, helping others with theirs, or helping in the common areas.
We have a children's garden planned in the future, too.
So, lots going on with us. Call 417-321-0216 if you are interested in volunteering or donating. If you wish to donate we will have a table at the Farmer's Market on Oct. 13 or you can make your check out to ESCGA, mail it to 122 Hightower, El Dorado Springs, MO 64744 and you can be assured the money will be wisely allocated.
We are also on FaceBook under El Dorado Springs Community Garden Association. Jill Chapman and Christin Tapp are the administrators of the page. Our Motto is: "Come Grow With Us."
We hope to see you.
El Dorado Springs Community Garden Association
Dr. Sharon West Lansing, Director


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Issue: How to Fix Windows Update Error Code 0x8024a10a?
Error Code 0x8024a10a during the installation of Windows Updates. Running Windows 10 with the Creators Update. Any suggestions?
Solved Answer
Microsoft rolls out Windows 10 updates regularly and urges people not to delay their installation. We would recommend doing so as well because only the fully updated system is stable, fast, and secured. However, Windows Update service often fails to download/install updates and displays errors, such as 0x8024a10a.
0x8024a10a Error Code
The Error Code 0x8024a10a does not differ from other Windows Update errors. When the user opens Windows Update and clicks Check for Updates, the system starts scanning and delivers the list of updates. However, none of the updates are installed because the installation process crashed with an error 0x8024a10a, which says:
There were some problems installing updates, but we'll try again later. If you keep seeing this and want to search the web or contact for support for more information, this may help – (0x8024a10a).
This bug check shows up on PCs, desktops, and smartphones running Windows 10. Unfortunately, Microsoft hasn't yet acknowledged the bug, which means that there are no fixes available. Nevertheless, the bulk of Windows Update errors are typically triggered by anti-virus incompatibility, corrupted update files or malfunctioning Windows Update components. Thus, you may try generic Windows Update error fixes.
Fixing Windows Update Error Code 0x8024a10a
Temporarily disable your anti-virus
Although keeping the system unprotected is not advisable, the first thing you should try to fix 0x8024a10a error is to disable your anti-virus tool for a short time. When the security tool is disabled, try to check if Windows Updates can be installed. If yes, install them and then enable the anti-virus. If the problem occurs anyway, enable anti-virus immediately.
Reset Windows Update components
For most of Windows 10 users, restarting BITS service helped to fix 0x80070020 error. If, however, that did not help, we would recommend resetting all Windows Update components. That's a quite complicated task, but the instructions provided in this post carefully will guide you to the right direction.
Run Windows Update Troubleshooter
Navigate to the official Microsoft website and find Windows Update Troubleshooter.
1. Click Download Now button.
2. When the tool is downloaded, launch it.
3. Follow the on-screen instructions and see what it reports.
4. If any issues are found, they will be fixed automatically.
Scan the system for malware
If none of the fixes helped, the last thing you should try is to check the system for malware. It might be that a malicious program is hiding in the depth of the operating system and causing its malfunctions. To verify system's condition, we would highly recommend using Reimage.
Repair your Errors automatically
ugetfix.com team is trying to do its best to help users find the best solutions for eliminating their errors. If you don't want to struggle with manual repair techniques, please use the automatic software. All recommended products have been tested and approved by our professionals. Tools that you can use to fix your error are listed bellow:


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Wednesday, May 4, 2011
So I did something stupid
5 comments:
I was hoping this worked well. I can not wax my upper lip because my skin is so super sensitive. When it is waxed it takes off layers of skin, and I break out in serious acne and takes about a month of pain to heal.ReplyDelete
When I bleach it, it is great for about three days and then it is starts to turn black. Ive used so many different kinds. What have you used?
Those things are EVIL. I bought an imitation brand one and the little bastard dried my face out and THE HAIR WAS STILL THERE! lol. I returned it and the lady didn't wanna give me my money back and I had to send an email to the drugstore bitching about having to argue to return a defective item! It's not like I have steel wool hairs hahahaReplyDelete
Ouch to both!! I have heard shaving is an alternative but I am not sure I can do that. It just doesnt seem right. Truthfully I never really noticed a stache until I started taking lip pictures!! My camera is HD!!ReplyDelete
XD This made me laugh. My mom got one of those and i tried it....didn't work at all. stupid idea. I mean, if it worked with out like not being stupid, then yea awesome idea. But no, i think it sucksReplyDelete
I had a serious reaction to doing waxing: it took a week before the redness and swelling went down. But now I notice hair on my face more than I did before... so I can see why you went full throttle, but I feel for you on the results. At least it will grow back!ReplyDelete


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Per Stirling Capital Outlook – March 2017
After his experience of the past two weeks, you can bet that Donald Trump wishes that he had been elected King rather than President, as he is learning, in no uncertain terms, that it is much easier to issue executive decrees than it is to pass legislation, even with the President's own party in control of both houses of Congress, and that the "art of the deal", which Trump is the self-proclaimed master of, does not work nearly as well in Washington politics as it does in commercial real estate negotiations.
Indeed, the markets are viewing the ill-fated attempt to repeal and replace the Affordable Care Act (a.k.a. the ACA or "Obamacare") as far more than just an aborted piece of legislation.
At minimum, it was an important lost opportunity to vindicate investor optimism in the ability of Trump to push through his pro-growth, pro-capital markets agenda. At worst, it is an indication that Trump really has only one management "skill", which is to be a bully and that, while that trait served him well on the campaign trail, it is just not going to work with Congress, and not even within his own party.
For example, Trump reportedly had Steve Bannon present the leaders of the Republican "Freedom Caucus" with the following ultimatum: "Guys, look. This is not a discussion. This is not a debate. You have no choice but to vote for this bill." By doing so, Trump nullified almost any chance of this caucus voting for repeal, due to the risk of relegating themselves to political irrelevance. Moreover, rather than learn from his mistake, Trump has instead threatened to campaign against members of the "Freedom Caucus" prior to the mid-term elections. The irony is that the Republican-controlled House already voted for repeal and replace several times over recent years, when they knew that Obama would veto the bill.
This lack of political awareness on Trump's part calls into question his ability to successfully navigate his political agenda through a disjointed Republican majority and a Democratic contingent that is solidly unified against it.
Moreover, the aborted American Health Care Act was the "gateway" legislation that opened the door to the remainder of the Trump agenda. To explain, Obamacare is not only a healthcare bill. It is also a tax bill that created 21 different taxes on everything from insurance companies and employers to insurance consumers and more-affluent taxpayers.
Unfortunately, it is inextricably interwoven with the overall tax system like a "Gordian knot", and many political talking heads are increasingly speculating that it will be very challenging to pursue significant tax reform (the foundation of the Trump platform) without first "cutting the knot" that ties these pieces of legislation together.
The Obamacare-related taxes that most directly affect our readership are the 3.8% additional tax on investment income and capital gains, and the additional 0.9% Medicare hospital tax on income and self-employment profits. These apply if one makes more than $200,000 a year ($250,000 for married couples filing jointly, and $125,000 for married couples filing separately).
As Speaker of the House Paul Ryan noted just after cancelling the vote on H.R. 1628 (the repeal and replace bill), "This does make tax reform more difficult, but it does not in any way make it impossible…the Obamacare taxes stay with Obamacare…We're going to fix the rest of the tax code." However, the survival of Obamacare, in addition to greatly complicating tax reform, removes one of the major sources of revenue that was going to be used to pay for tax cuts.
That loss of an estimated $1 trillion of revenue, when combined with an increasing likelihood that Republicans in the Senate will not agree to a border-adjustment tax (BAT) has the potential to significantly limit the size of any tax cuts. Further, any tax reform that is not deficit-neutral will require Democratic votes to pass which, as things currently stand, is improbable at best.
It is also increasingly likely that it may be at least 2018 before we see any substantive tax reform, which would likely be a disappointment for equity investors who seem to have already priced in both tax reform and broad deregulation as 2017 outcomes.
You can see changes in the perceived likelihood of corporate tax reform in 2017 by looking at the PredictIt markets, where people wager money on political and other outcomes. Of important note, this source increasingly needs to be taken with a "grain of salt", as speculators used this same service to wager both that Britain would vote to remain in the European Union and that Hillary Clinton would win the U.S. presidency.
Given the recent unreliability of these prediction markets, we will turn to a much more broad-based and better established sentiment poll. We are speaking specifically of the domestic equity markets, which seem to reflect a similar concern about Trump's potential inability to pass through his agenda, which has recently been manifested by significant declines in the sectors that should benefit most from an economic acceleration (small capitalization stocks), from deregulation (bank stocks), and from a large infrastructure-building program (basic materials stocks).
The analysts on CNBC's Trading Nation show put together a hypothetical "Trump Portfolio" that is "long" the aforementioned types of companies that should do well if the Trump platform is adopted in its entirety and "short" (making bets against) sectors that should do poorly if the Trump agenda is adopted. This includes gold stocks, which should be hurt by Trump's strong dollar policies and technology stocks, which should be negatively affected by any trade wars or anti-trade policies.
You can see that the "Trump Portfolio" performed spectacularly well immediately after the election, but has been losing ground with each and every one of Trump's political missteps. Indeed, while the recent decline in the broad domestic equity market has been only modest, energy stocks fell by 11%, bank stocks by 7%, and small capitalization stocks fell by 3%.
A very similar analysis can be done to illustrate the lessening confidence that significant, and much-needed, tax reform can be achieved over the near term. Included below is the Goldman Sachs High-Tax Basket, which includes stocks from many of the most highly-taxed companies in America (i.e. those companies that would benefit most from the passage of Trump's major corporate tax overhaul).
Just as was the case regarding the above-noted "Trump Portfolio", this basket of stocks roared higher immediately after the election, only to give back all of their post-election gains, as investors increasingly question President Trump's ability to ultimately push through comprehensive tax reform, which is the cornerstone of his agenda.
Indeed, according to a just-concluded Bank of America/Merrill Lynch survey of fund managers, only 10% of them believe that a tax reform bill will be passed by Trump's target date, which is the start of the August congressional recess. This growing pessimism is probably a good thing for equity investors, as it suggests that the prospects for ongoing gridlock are already increasingly being discounted into equity prices.
This increasing caution has recently been catalyzing a change in investor preferences from smaller, more highly-valued, Trump-related stocks to stocks of larger companies with high-quality balance sheets. As evidence, during the month of March, the largest fifty domestic stocks outperformed the smallest fifty domestic stocks by a whopping 3.6%!
However, despite a growing litany of concerns about Trump's ability to push his agenda through Congress, there is no doubt that both investors and business owners generally view President Trump as a massive improvement to the decidedly anti-business/anti-investor class administration of Former President Obama.
As such, it is likely to drag on the equity markets whenever Trump looks un-presidential, or when anything happens that might jeopardize either his presidency or his agenda.
Interestingly, while Trump's popularity ratings have steadily declined from a historically low starting point (black line above), the impact that Trump has had on consumer confidence (green line below), small business owners (yellow line below), and manufacturing sector executives (blue line below) has been simply spectacular to the upside.
This is just more evidence of the "animal spirits" that we have been writing about over recent months. Confidence is soaring across major components of the U.S. economy, and this can be a "good" thing, as increased confidence can often be a precursor to increased consumer spending, increased business hiring, increased investment into capital equipment, etc., each of which would add fuel to the current economic recovery.
However, it can also be a "bad" thing, if these improvements in sentiment do not lead to improvements in actual "hard" economic data, and this is a real risk if the Trump agenda generally, and tax-reform, deregulation, and repatriation of foreign profits specifically, stall in Congress.
In the meantime, you can see the divergence between confidence/expectations and actual hard economic data by comparing confidence surveys (in gold) with actual economic data (in blue).
History teaches us that these two lines will converge, which means that the economic data either needs to improve or sentiment will worsen, and that change in sentiment would be reflected in the prices of securities.
Another way of looking at this divergence between current fact and future expectations is by comparing two of the most basic elements of the actual economy: inflation (in red) and economic growth rates (in orange) to two of the most basic anticipatory indicators, consumer and business confidence in green and the S&P stock index in blue (see below).
The result of this divergence is that both confidence, which is at a sixteen-year high, and stock prices, which are selling at historically high multiples relative to earnings, are very expensive when compared to the underlying economic fundamentals.
Importantly, as we have noted in the past, valuation has historically proven to be a terrible timing tool. However, it has historically been a great indicator of probable future returns. For example, when U.S. equities have historically traded at current levels (a forward-looking price-to-earnings multiple of between 18X and 20X), returns for the following year have averaged 1.1% and average returns over the following five years have averaged 4.5%.
In contrast, when the market is selling at a forward-looking price-to earnings multiple of between 10X and 12X, the average return for the following year has been 17.0% and the five-year average return has been 10.8%. In short, U.S. equities are selling at multiples that are hard to justify unless we see a major paradigm shift in the economy and markets. We believe that the passage of the Trump agenda would likely represent such a paradigm shift, but obviously only if it passes.
There is no doubt that domestic equities are quite expensive on a historical basis, and that they are likely to disappoint many investors if much of the Trump agenda fails to become law. However, this is not a call to avoid equities. To the contrary, we suspect that equities will prove to be the best performing of the major asset classes over the intermediate term.
Despite concerns over U.S. equity valuations, and all of the uncertainty coming out of Washington D.C., we believe that equities will nonetheless benefit from one massive, macro-economic and redeeming factor, which is that the rest of the world is finally emerging from the global financial crisis, and that foreign markets are likely to play "catch-up" with the domestic economy and markets, which already reflect so much of the economic recovery.
Indeed, it makes sense to us to 1) maintain a healthy exposure to domestic equities, while being careful not to over-emphasize trades that rely too much on the passage of the Trump agenda, and 2) add to your foreign equity allocations. You will see much of the justification for this comment in the above chart that shows which global markets professional money managers consider to be over and undervalued. While there is a consensus opinion that the U.S. markets are egregiously overvalued, there is a similarly strong consensus that Britain, continental Europe, Japan, and the world's emerging markets are compellingly undervalued.
Europe is probably the most compelling market of all, as attractive valuations are being paired with decreased political uncertainty, with recent elections in Austria, Spain, Bulgaria, and The Netherlands producing very pro-European Union results, the polls in Germany showing a resurgence in the popularity of Angela Merkel, and a decreasing potential for a Le Pen victory in France. On top of everything else, the European economy is really starting to surprise on the upside. We think that it is time to update your passport.Affordable Care Actanti-tradeBank of Americaborder adjustment taxBritanCNBCCongressconnfidenceconomic datacorporate tax rateDemocraticdomestic stocksFranceFreedom CaucusGermanygoldGoldman SachsHigh-Tax BasketinflationJapanMerril LynchObamacarePaul Ryanpopularityreal estateRepublicansentimenteSteve Bannontax reformtechnologyTrading NationTrumpTrump Portfolio


text: Palomar has been removing sediment from near the public anchorage area in Newport Harbor. When this video was taken, about half of the NHYC field and about half of F mooring field moorings had been temporarily removed from the area to accommodate dredging. This phase of the project is projected to run through September 2012. Read on for a photo and video of the Palomar in action.


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In this section
From primitive and secluded to luxurious and intimate, the Jemez Springs area (less than an hour from Albuquerque) offers a number of hot springs to help visitors rest and rejuvenate both mind and body.
Within the village of Jemez Springs is the village-owned Jemez Springs Bath House. The non-profit facility offers cool or hot mineral soaks and healing massages by licensed therapists in private treatment rooms. Prices start at just $12 for a 25-minute soak. Visit jemezsprings.org or call 575-829-3303 for more information.
Along the banks of the Jemez River, Giggling Springs is just steps away from the site of the oldest bath house of the region, constructed more than a century ago. The 20 x 30 foot freeform pool allows for therapeutic soaking in mineral waters of 102-104 degrees. A recently installed Inversion Oxygenation System bubbles in the middle of the pool. This chemical-free disinfection method is just part of an overall environmentally friendly attitude. Even the buildings are geothermally heated. Rates start at just $18 for an hour on the property.
Visit gigglingsprings.com or call 575-829-9175 for more information.
Looking for a soak even farther off the beaten path? These springs are on public lands managed by the Forest Service. Well worth the walks if you truly like to get away from it all. Call the Forest Service-Jemez Ranger District at 575-829-3065 for the latest information, and be aware that weather sometimes makes access difficult.
Take a hike to McCauley Warm Springs, accessible from either Battleship Rock (5 miles north of Jemez Springs on highway 4) or Jemez Falls Campground (14 miles north of Jemez Springs). Park at either location for the roughly2.5 mile hike in to the springs.
Or try Spence Hot Springs, 7 miles north of Jemez Springs. Large parking lot on the east side of highway 4, follow the short trail down to the river and up the other side to the springs.
San Antonio Hot Springs is 9 miles north of Jemez Springs, turn west at La Cueva onto highway 120. Go approximately 3 miles to National Forest road 376 north springs are located 5 miles north on 376. Note that 376 is typically closed in winter due to extreme snow conditions at that elevation.