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Tag: government
Australian Government
- by Jill T Frey
- 7 months ago
- 0 comments
In view of the strong demand for cross-nationwide indicators on the situation of households and kids, the OECD Family Database was developed to provide cross-nationwide indicators on family outcomes and family policies across the OECD international locations, its enhanced engagement companions and EU member states. It's hard to nourish the entire relationships throughout the company, to have open conversations when things aren't going effectively, to personally handle essentially the most tough instances within the life of a startup. One of many reasons behind that's that the countries in Europe are oftentimes so small, that it's easy for an enormous firm to foyer for particular advantages and privileges.
A monogamous family is based on a legal or social monogamy On this case, an individual has just one (official) companion throughout their lifetime or at any one time (i.e. serial monogamy ). 30 Because of this an individual may not have a … Read the restRead More
Filing Residence Page, Revenue Tax Division, Government Of India
- by Jill T Frey
- 2 years ago
- 0 comments
Some folks need to pay federal revenue taxes on their Social Security advantages. There are seven federal income tax brackets, and depending on what your taxable income is, you may pay a price between 10{b8d29cbbc70ea08dff8ed643a2f8c28a9ab1d3e088b12bf070b448a58638513d} and 39.6{b8d29cbbc70ea08dff8ed643a2f8c28a9ab1d3e088b12bf070b448a58638513d}. Impuesto directo loc nom mlocución nominal masculina: Unidad léxica estable formada de dos más palabras que funciona como sustantivo masculino ("ojo de buey", "agua mala"). Enter tax nnoun: Refers to particular person, place, thing, quality, and many others.
Betting tax nnoun: Refers to particular person, place, factor, high quality, and so on. Moreover, New Hampshire and Tennessee levy state income taxes only on dividends and curiosity income. Impuesto de bienes inmuebles loc nom mlocución nominal masculina: Unidad léxica estable formada de dos más palabras que funciona como sustantivo masculino ("ojo de buey", "agua mala").
After-tax nnoun: Refers to particular person, place, factor, high quality, etc. Hidden tax nnoun: Refers to person, place, factor, … Read the restRead More


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3 Parker police detectives taken to hospital after opening letter; FBI investigating
PARKER, Colo. — The FBI is investigating after three Parker Police Department detectives were taken to a hospital following the opening of a letter Wednesday morning.
According to PPD, the detectives began feeling light-headed and nauseous after the letter was opened. South Metro Fire Rescue responded and the investigations division was evacuated. The three officers were taken to a hospital, treated and released.
All detectives were able to return to their offices several hours later when the scene was declared safe.
Police did not say what kind of substance may have been inside the letter.AlertMe

subset: commoncrawl


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The Agricultural Finance Initiative (AgriFI) is a new initiative of the European Union that aims at increasing investment in smallholder agriculture and agribusiness micro, small and medium enterprises in order to achieve inclusive and sustainable agricultural growth. The EU will be providing risk capital, guarantees and other risk management mechanisms to de-risk investments in agriculture, thus crowding in private sector funding for agriculture. AgriFI will be backed up by business development and advisory services for farmers and agri-entrepreneurs. Most AgriFI investments will be done within the EU blending framework, but there will also be a grant window through Calls for Proposals. Individual investments are expected to be in the €200,000 to €5 million range. The session will update the audience on the latest developments with AgriFI and set out the immediate plans.
Coordinated and chaired by the DG Development and Cooperation, European Commission
Presentation: Agricultural Finance Initiative
Day 1: 07 November 2016 11:30 - 12:30
Silver HallSession organisers


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Update on Maria after a Prayer Request.
O.U.R. vets many aftercare homes around the world. This story is from an aftercare ally that we hope to have the honor of having children placed from O.U.R. missions in the future. This is the update we received from them about the quality care they give and the miracles that are happening in the lives of children living in their home.
May 2017:
We serve a gracious and amazing Lord who answers our prayers!
We made it to Lima, Peru, last night and fought our way through the Lima rush hour to get to the hospital. They had everything ready for us. Within 45 minutes Maria was triaged, hooked up to an IV, got blood taken, and was given some medicine for her fever. She had 5 nurses, 1 technician, and a doctor preparing her to be admitted. I was standing all teary-eyed watching all the care and concern they had for her. They explained everything very well. There were some good laughs because they have never seen a nail in a lung before. If you imagine this situation with adding in Maria's gringo dad with poor Spanish, you can imagine that we had some good fun.
Maria slept well. In the morning, many people wanted to see her X-rays and see the "girl with the nail." After that, the surgeon came in and explained the procedure that would take place. Off she went. When the doctor had removed the push-pin, he came out to show it to me in the waiting room. He said it was difficult to remove, so she will have to stay overnight for observation. He added that he was surprised that there was no infection, since the push-pin had been in her since Tuesday evening. We know why…
Thank you all for praying over this situation these past few days. We trust God always as He is in control, but often our humanness seeps in and we start to worry as we battle for these kids. We sure found out quickly that if you are connected to the right people here, things can happen fast. Unfortunately, for those that aren't connected or don't have the funds to get care, the outcome can be much worse and we should always be aware of them.
I had this shared with me this week as I had received many notes of encouragement from so many, how blessed these kids are to be in our care.
However, it is us who are blessed by them.
From the Blog of Jason Johnson:
"It's funny how it feels like it's so much the other way around. We didn't anticipate it being like this going into it, but have since realized how much we have been blessed by having these kids in our lives. They've opened our eyes to see things we never could have seen on our own, our hearts to feel things we could have never felt on our own and our minds to understand things we never could have understood on our own. For whatever ways we are changing their lives they are no doubt changing ours exponentially more. We are certainly the blessed ones here. Our family is better because of them."
I can tell you that these past few days have been amazing. Our whole time here, serving, has been amazing because we have so many faithful supporters. We are so thankful for our "village" team of prayer warriors in Canada, the USA, and here. We could never do this alone!
God bless you all! Thank you!
Love and hugs from Peru,
Jessica Mass
What can YOU Do?
Let's stand together with our operators, aftercare homes and survivors in this battle to lift them up in prayer, thoughts, and most of all in love.
By signing up for this list, we will inform you of prayer requests from our operators or aftercare specialists who are facing unique challenges.
Subscribe by texting "OURPRAYERS" to 51555, or enter your contact information below.


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We live in a fast-paced world, and we often want things we can't afford to pay for in one go. In these situations, we can use personal loans, and even save ourselves some money. Personal loans don't require the use of collateral, which is why they are also known as unsecured loans. They can help you consolidate debt, fund a large expense, or recoup your money (e.g. repossessing a car). When considering which financing option to use when you're in an immediate need for cash, but don't want to repay it for long periods of time at a high interest rate, the most flexible of them all are still personal loans. Here's when you should use it and how it can save you money.
Boost your credit score
You may be able to boost your credit score when you use a personal loan to consolidate debt. Personal loans can be obtained with interest rates that are much lower than to ones on credit cards. This allows you to save money for purchases that you plan to repay in less than five years. But, how can personal loans boost your credit score? Lenders evaluate the relationship between your spending in a given month and your credit limit (this is called "credit card utilization"). If your credit card utilization is high, you may be considered as higher risk. As reports on credit card utilization are filed monthly at your closing date, you can reduce your balance with a personal loan before the given date, and improve your credit score.
Wedding planning
If you heard the term "wedding loan", chances are that people refer to a personal loan. This may be the best option for you, especially if you don't have collateral, and you can get a personal loan from most financial institutions. Personal loans are often costlier than what you'll pay for a home equity line of credit or a mortgage, but are much lower than what you'd pay by using a credit card. This is what makes personal loans a better option. Besides financial institutions, such as banks, you may consider peer-to-peer lenders, which often offer lower interest rates and various loan options. Applying for personal loans in Australia is actually quite easy, just like spending money is, and you can get approved online for several thousand dollars of loan to spend on your wedding dress, cake, or venue.
Holiday splurging
Holidays are best paid from your savings, because there's no interest to be charged. However, if your savings aren't enough, you can always get a personal loan, due to lower interest rates. Personal loans let you know how much money you can borrow, therefore how much you can spend, which makes them perfect for planners. They also give you a peace of mind while relaxing on holiday, because you'll know exactly what you're in for after you return, as there's certainty about payments. Personal loans are received as cash deposits, which means you'll have cash in your wallet, and be able to splurge – go to a one-day cruise, take your kids to an aqua park, or engage in other unplanned activities.
Home improvement
There's a home improvement project you've had in your mind for months, but you haven't had the money to start the work. A personal loan for this kind of use can be a good choice if you don't have enough equity to use for financing. It also has a longer payback term and a fixed interest rate, while monthly payments can be fit into your budget, and repaid in just a few years. The best source of funds for home improvements is, of course, your personal savings, which isn't an option for everyone. If you want to remodel your entire home, or need to make an urgent fix (roof leak, furnace breakdown, or other maintenance issues), personal loans are faster to get and are more cost-effective in the long run.
Before you use a credit card, get mired in high-interest credit card debt, or miss a good sales opportunity, consider using a personal loan. It's very cost-effective when your wants and needs tempt you to make purchases before you have the full purchase price.


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We are an integrated
Who we are
We're a squad
of strategic thinkers, empathetic designers and technical mavericks.
At RUSH, we're united by our love of technology and its potential for making lives better. Some of us are big picture thinkers, some of us creatively driven. And some of us love nothing more than deep diving into a thorny technical challenge. But we're all human, inspired by human stories and driven by a desire to create human-centred experiences.
We're also firmly grounded in the realities of modern business. We'll reach as far as we can into tomorrow for you, to find a solution that works for you today. And we have the experience to know what's fit for purpose, what's sustainable and what's truly worth your time, money and creative energy.
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Exclusive! The Pink Hotel by Anna Stothard to be Adapted Into Film
14th Jun 2012
Anna Paquin, perhaps better known as Sookie Stookhouse from True Blood, and partner, Stephen Moyer (who plays Sookie's vampire ex, Bill Compton) have created their own film production company, CASM Films.
And their first project is several kinds of exciting: they'll be producing an adaptation of Anna Stothard's Orange Prize-longlisted book, The Pink Hotel (read our review here).
The narrative traces a seventeen-year old London girl who flies to Los Angeles for the funeral of Lilly, a mother she'd barely known. Whilst there, she uncovers a suitcase full of photographs, letters and clothes in the attic of the eponymous hotel and, led by these clues, sets out to unravel her mothers' secrets.
Stothard is hoping that, as locals, Paquin and Moyer film on location at the real pink hotel (also known as The Cadillac) in Venice Beach. Either way, we can't way to see the film…
Planning a trip to LA? Here are Anna Stothard's top 10 alternative LA hotels. Read The Pink Hotel? Tell us who you'd love to see cast in which role.
Love seeing your favourite books adapted for screen? Tell us your favourites, or let us know which titles you'd consider untouchable?
Mekella Broomberg


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This webinar will showcase ICAPS Model One at successful programs across Illinois. Event Information: Thu, Apr 11, 2019 10:00 AM – 11:00 AM Archived Webinar: The archived webinar can be found at the following link (Clicking this link will redirect you to the ICSPS Youtube page): Archived Webinar
Tag Archives: webinar
ICAPS Model One in the Field
WIOA Regional Workshop: Service Integration Informational Webinar
A Wednesday Webinar information session on the content and suggested team composition for the WIOA Regional Workshops: Service Integration event was held on October 17, 2018. The WIOA Regional Workshop, itself, will be held in several locations across the state. The informational wbinar has been archived at the following link to assist you in planning… Continue Reading
Electronic and Web Accessibility Webinar Series
ICSPS will be delivering a webinar series on electronic and web accessibility.This series will provide valuable information on how to ensure your electronic resources are accessible to all students and how to judge your compliance with civil rights legislation related to web accessibility. The series will be delivered in two parts on September 7 and… Continue Reading
Illinois Advisory Committee Webinar Series
In September ICSPS, in partnership with the National Career Pathways Network, will be bringing you the Illinois Advisory Committee Webinar Series. The series will include 3 webinars on September 6, 14, and 22. We hope you can join us for these valuable presentations delivered by Debbie Mills, NCPN Director. The purpose of the Illinois Advisory… Continue Reading
Braided Funding Refresher Webinar
Thank you to all those who attended this webinar and to Josh Beneze at the Illinois Community Collage Board for leading the discussion. The webinar gave ICAPS Programs detailed information about the fundamental components of braided funding. The Archived version of the webinar can be found at the following link: Braided Funding Refresher Webinar Resources:… Continue Reading


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AnimationB2B an Animation Production Company
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From all animation production companies, animationb2b is the one which produces animated explainer videos. These videos are highly approved by the top entrepreneurs because of its uniqueness. It conve... ys the thoughts that are going on in your mind.
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Are you wasting your time trying to burn belly fat by doing the wrong exercises in your workout?
Are you currently in the process of putting together a workout program to help melt off all of that excess weight you're trying to get rid of?
Well, you can save yourself a lot of time and energy by focusing on and including the best exercises to lose belly fat into your routine.
You see, not all exercises out there are created equal, so it's vital that you are able to separates the exercises that are going to get you results from the ones that are just going to be a waste of time.
Focus Only On Doing The Best Exercises
By focusing all of your efforts on doing the most effective exercises that are going to help you burn large amounts of belly fat, while leaving out those that are just a waste of time, you're going to be able to reach your goal much faster.
But which ones are best?
The main things that you'll always want to look for when carefully selecting the exercises for your routine are as follows:
- They target multiple muscle groups all at once
- They provide a great amount of resistance (for strength based exercises)
- They raise your heart rate high enough
If an exercise accomplishes these three things, it's definitely going to be able to take you one step closer to a lean and toned physique.
One thing that needs to be pointed out is that none of the following exercises on this list are going to target the abs directly.
Why is that?
This is because when it comes to shedding belly fat, you'll see the best results with movements that will help to boost your metabolism the most and burn the greatest number of calories.
Any type of abdominal exercise is not going to provide the type of intensity that you need to burn large amounts of belly fat, so that is why you must turn to more beneficial options.
So with that said, let's take a look at some of the absolute top exercises that you will definitely want to include in your routine.
1. Squats
Everyone will agree that when it comes to training your lower body, nothing will beat squats.
Squats are the most effective leg exercise and are also considered a total body exercise because they target the glutes, hamstrings, quads and even your core and back muscles all at once.
This is why squats are simply a massive calorie burner for anyone who wants to get into shape fast.
In addition to hitting multiple muscle groups for an intense calorie burn, you are going to get all of the benefits of an increase in overall body strength as well, since you will be able to lift a considerable amount of weight during this exercise.
This is why squats really go a long way towards increasing your performance in any other activities that you might do.
2. Lunges
Next on the list of best exercises for fat loss is one of everybody's favorites; lunges.
Lunges are great for burning a lot of calories while really shaping and toning-up all of the muscles in your lower body.
And at the same time you will be giving your core muscles a great workout too.
When doing lunges, you'll have to really focus on maintaining your balance as you step across the floor.
So you'll really get a lot of upper body and core involvement which means that you'll definitely move closer to getting those six-pack abs when you include lunges in your routine.
3. Push-Ups
Switching it up to an upper body exercise now, you really can't go wrong with push-ups.
Push-ups are considered a compound fat burning exercise for the upper body because it works multiple muscles such as the chest, shoulders and triceps.
In addition to working out those muscles, you will also get a lot of abdominal involvement because your abs will have to stay contracted while raising and lowering yourself from the floor.
This makes push-ups a great exercise for toning up your upper body as well as a great strengthening exercise for your core.
4. Pull-Ups
When trying to burn off that belly fat, pull-ups are the second upper body exercise that you will want to include in your routine.
Pull-ups are a great bodyweight exercise that will target your back and biceps, the two muscles that aren't really worked to any extent during push-ups.
So pull-ups will balance out your push-ups to round out the upper body portion of your workout routine.
Pull-ups are an exercise that will demand a high degree of strength and will definitely create a good metabolic response in the body.
5. Uphill Sprints (The Best!)
Finally, when it comes to one of the best exercises to lose belly fat, uphill sprinting is at the top of the list.
Uphill sprints are absolutely ideal because normal sprinting on a flat surface is considered one of the best ways to increase your daily calorie burn.
When you add the incline of a hill into the picture, you're going to multiply the benefits because of the profound increase in overall intensity and muscle exertion.
And as an added benefit, you will also see some great increases in strength in your leg muscles as well.
Adding uphill sprints into your fat loss routine at least two times per week is really going to help you see a considerable difference not only in your fat loss, but also in your overall performance as well.
Get To It!
Any or all of the exercises listed above will definitely make a huge difference in helping you lose belly fat so including them in your workout routine is essential.
So take a good look over your current fat loss training regimen and see if there are any adjustments that you need to make and add any of these exercises as needed.
EpixWeightLoss.com is a premier online resource for weight loss, providing you with the tools you need to eat healthier and exercise more efficiently. We provide you with cutting edge information on nutrition, training and the best supplements for your weight loss success.


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Artwork description:
Size A2 (594mm high x 420mm wide).
Ampersand is a limited edition, hand-pulled screen print in three colours on 270gsm Colorplan.
Each print is signed and numbered in an edition of 125, and supplied unframed.
Materials used:
Water-based inks, 270gsm Colorplan paper
#ampersand #typographic art #a2 #yellow #illustration #limited edition #graphic #typography #screen print #graphic print
Featured by our Editors:
Ampersand A2 Limited Edition Screen Print (2015)
Screenprint by The Lost Fox
- Screenprint on Paper
- From a limited edition of 125
- Size: 16.54 x 23.39 x 0.04 in (unframed) / 12.6 x 14.57 in (actual image size)
- Signed and numbered on the front
- Style: Typographic
- Subject: Abstract and non-figurative
This artwork is sold by The Lost Fox from United Kingdom


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The fire safety and emergency measures plan is a combined document, instructing occupants on prevention activities and organization following an incident at early intervention stage. Learn more
The crisis management plan includes procedures as well as all internal and external infrastructure of the site that will be used in the event of a major emergency that will endanger people or the environment. The crisis management plan must be deployed after the fire safety and emergency measures plan. Learn more
The risk analysis is an undeniable advantage in the assessment process relatively to the conformity of the premises. The resulting report serves to develop a list of priorities to follow the regulations in force. Learn more
The study presents the vulnerabilities to which the site is exposed, and allows identifying both internal and external risks that may affect it. Learn more
The analysis of the dispersion of ammonia is an add-on to your fire safety and emergency plan as suggested in standard CAN/CSA Z-731.
The environmental emergency plan is an essential document for your organization in order to be well prepared for any eventuality regarding this specific risk. This plan will be consistent with the laws and regulations in force such as «mining and metals effluent regulations» and the environmental emergency regulations.
The safety plan is a document informing stakeholders of the safety of a building in the good practice in relation to the expectations of the management.


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Welcome to RennTech.org Community, Guest
There are many great features available to you once you register at RennTech.org
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About Bobbou65
Profile Fields
East Greenwich Rhode Island
Porsche Club
Present cars
2011 Porsche Cayenne turbo S
Future cars
Former cars
Audi A4
I don't believe they were off to far probably just one tooth but enough to set a code for a camshaft and crankshaft not aligned. There's no skipping anything runs great now
Bobbou65 started following 11 ctts. No indicator light for 4x4 t switch. / code 02404
I bought a 11 ctt went to dealer for recall on adjusters and bolts. Picked up and drove 5 miles then dash lit up like a xmass tree. Brought back and they won't admit it directly but they said cams were off ( not set correctly) Picked up again and 1/8 mile away. Light came on again. Now for vac leak. Brought back and it ended up being that they pinched the valve cover gasket. They fixed and changed a few vac lines. Drove away again and check engine light came on again, now code p2404. They won't return my calls and basically told me they are done fixing it, here is what scanner says "Leakage diagnoses pump/reed switch" the only code that was coming up when I brought it to dealer was " slow cam response " so I had them change both cam adjuster solinoids when they were in there. Any thoughts on what I should look for? purdge valve has been changed also
Bobbou65 replied to swpender's topic in 92A (Cayenne, Cayenne Diesel, Cayenne S, Cayenne Turbo, Cayenne S Hybrid)I had a similar prob after cam adjusters and bolts replaced. It was valve cover gaskets. They pinched 1 when putting back together. Fixed and was fine but now I'm getting code p2404 I clear code and it comes back bout every 40-70 miles. Still looking into it.


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Nimbata for Health.
Getting new patients to reach your practice is hard, and increasing competition further challenges how you stand out. As more modern practitioners turn to digital marketing for awareness, a call tracking solution is a must for getting the most out of every campaign. Nimbata helps you discover the marketing efforts driving quality phone leads to your practice so that you get more appointments.
Get more appointments.
Understand where your best patients are coming from!
For Any Specialty
Certain campaigns and keywords are more effective at making your phones ring. Gain insights on what's working best for your specific health, dental, or beauty practice.
Reduce No Shows
Measure the effectiveness of each marketing channel and focus on the sources, campaigns or keywords generating patients with a higher propensity to keep their appointments.
Grow Clients
Track which ads are driving quality calls so that you can adjust and optimize your strategy. Lower cost per acquisition with CPA bidding and realize more new clients with the same budget.
Find Your Best Patients
Invest in the channels and campaigns that drive the best patients. Call insights to help you focus on your acquisition strategy.


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Clinically integrated networks and HIPAA
- Details
- Written by Pat King Pat King
- Category: HIPAA HIPAA
- Published: 21 February 2016 21 February 2016
- Hits: 88315 88315
Population health is all the rage in health care these days. The industry consensus is that it will not be possible to contain health care costs, and improve quality, without the ability to capture data from health care providers' records and analyze it to determine whether providers are adhering to clinical practice guidelines or meeting benchmarks, and to track patients across the continuum of care. However, individually identifiable patient information cannot be disclosed to a central repository without assuring that this disclosure is permitted under HIPAA.
HIPAA permits the use and disclosure of protected health information (PHI) without express patient authorization for the purposes of treatment, payment and health care operations. The HIPAA Privacy Rule defines "health care operations" as including quality assessment and improvement, including outcomes evaluation and development of clinical guidelines; population-based activities related to improving health or reducing health care costs; and care coordination. Sounds like what the data repository will be used for. However, that's not the end of the inquiry. The Privacy Rule permits one provider to disclose PHI to a second provider (or other HIPAA-covered entity, like a health plan) only if both have a relationship with the patient, or both are part of an Organized Health Care Arrangement (OHCA).
OK, so what's an OHCA? The HIPAA Privacy Rule defines this as either:
- a clinically integrated care setting in which individuals typically receive health care from more than one health care provider; or
- an organized system of health care in which the participating HIPAA-covered entities hold themselves out to the public as participating in a joint arrangement, and participate in joint activities such as utilization review, quality assessment and improvement, or payment if the participants share financial risk.
I don't know if the authors of the HIPAA Privacy Rule had this in mind, but the concept of "clinical integration" has a long history under the antitrust laws. Why antitrust? Because networks of health care providers may include parties who are economic competitors (e.g., independent physicians or physician groups who compete, and hospitals or hospital systems which compete with each other for managed care contracts). Collaboration among competitors can lead to price fixing. So, these horizontal arrangements are generally illegal unless the participants are either financially integrated (e.g., they are all at risk, like members of an IPA contracting with an HMO) or clinically integrated. If participating physicians are actively engaged in collaborative clinical activities, such as developing clinical practice guidelines and physician performance measures, conducting peer review, and implementing quality improvement initiatives, then the benefits of the arrangement for improving quality and efficiency will outweigh threats to competition.
So, population health activities using a repository drawn from individual patient records can be permitted under HIPAA if the participating health care providers are part of a clinically integrated health care arrangement. For more on this, read the whitepaper recently published by the Office for Civil Rights and the Office of the National Coordinator for Health Information Technology.
Marital discord and HIPAA problems
People responsible for information privacy and security know that one of the most formidable risk factors, that cannot be fully mitigated no matter what you do, is the human factor. We fallible humans, in spite of all warnings to the contrary, fall for phishing schemes, click on harmless-sounding links that actually connect to malicious sites, and otherwise endanger data security. Probably hundreds of hospital employees have been fired for browsing through electronic health records looking for celebrity tidbits, and yet people still do it.
I'm writing this on Valentine's Day, so it is with sorrow that I mention that the human factor can cause the most havoc when the human involved is a disaffected spouse or jilted lover. In a recent case with a background more typical of one of the Housewives episodes than case files of the Office for Civil Rights, an estranged husband of a manager at a DME company blew the whistle on sloppy record keeping procedures at the firm. When his wife left him, she left behind patient records along with other detritus of the failed marriage. Recognizing the problems inherent with a person having no connection to patient treatment possessing this information, the public-spirited ex-spouse complained to the OCR. On investigation, OCR agreed that the DME company had not maintained reasonable safeguards for the protected health information in its custody. This conclusion was based in part on statements made by the ex-wife (who by then was also an ex-employee).
OCR sought a penalty of $239,800, and the company appealed. The Administrative Law Judge upheld the penalty, finding that the company failed to maintain written policies on protection of patient information, and a member of its workforce disclosed PHI to an unauthorized person.
While the DME company might not have prevented the marital break-up, they certainly would have been in a better position to deal with the fallout if they had written policies detailing how employees should secure PHI. In particular, this company had no policies to monitor documents removed from the office and ensure their safe return, which "meant that PHI could be missing for indefinite periods without the company's knowledge."


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Fox FM Renews Partnership With Mt Buller
As the 2018 ski season kicks off this weekend, Fox FM has announced it has renewed its partnership with Victorian ski resort Mt Buller for another three years.
Fox FM will be streamed live across the ski area, alongside the station's on-air personalities broadcasting live on location across the season.
The return of the famous 'Fox Chairlift' and the live 'Fox Cam' on the Shakey Knees ski run will also transport skiers and boarders up one of Mt Buller's most popular runs, complemented by branding in maps, brochures, websites, daily ski reports, and videos and joint promotions right across the season.
SCA Melbourne's general manager, Dave Cameron, said: "Mt Buller is Melbourne's favourite weekend winter wonderland. SCA Melbourne is excited to extend our exclusive partnership with the mountain for another three years.
"Our listeners will continue to see and hear their favourite station The Fox all over the mountain all winter long, with The Fox Chairlift returning to take our listeners sky high."
Laurie Blampied, general manager of Buller Ski Lifts, said: "Buller Ski Lifts looks forward to three more years of fun on the slopes and over the airwaves with Fox.
"It's a true partnership with plenty of shared values. By working together, we mix good times with great music and make winter a whole lot more fun.
"The Fox crew are part of the family up here on Mt Buller and it's the soundtrack to the winter on the slopes.


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Can Workers Sue Employers for Especially Dangerous Conditions at Work?
Some jobs are inherently dangerous. Firefighting, heavy construction, and police work are just a few examples of high-risk professions. Employers in these professions take steps to mitigate the dangers their employees face. Beyond the clear importance of protecting their valued employees from harm, employers also want to avoid the expense of an injured employee (in terms of lost time, insurance, disability accommodations, and so on) and the potential regulatory and media attention that can come from serious accidents. But at what point can employees sue employers for dangerous conditions at work? State and federal safety laws and regulations provide broad guidelines for workplace safety. Enforced by the federal and state Occupational Safety and Health Administrations (OSHA), these rules cover most types of high-risk conditions at work. Specific rules address things like workplace air quality, use of ladders, design and use of heavy equipment, and electrical work. In addition to specific rules, state and federal laws also feature what is called the "general duty clause." This clause requires employers to provide workplaces that are "free from recognized hazards that are causing or likely to cause death or serious physical harm." 29 U.S.C. § 654(a)(1), NRS 618.375(1). The primary means of addressing workplace safety concerns is to submit a complaint to the Nevada Department of Business and Industry. If the agency determines that a complaint has merit it will arrange for an inspection of the workplace. Findings from the inspection will be reported to the employer, which has a certain amount of time to resolve the dangerous conditions. If the employer fails to adequately address the problem the agency may take enforcement action against the employer to ensure that noncompliant conditions are resolved. It's important to note that employees can't sue to enforce OSHA rules on their own. Instead, workers who file OSHA complaints or who refuse to work in unreasonably dangerous conditions are protected against retaliation by their employers. If an employer fires an employee under such circumstances it may be liable in a lawsuit for wrongful termination. An employee considering these steps should consult with an attorney to craft a sound strategy. What about workers who are injured at work by unaddressed safety conditions? Even in these situations a worker's ability to sue the employer may be limited. Workplace injuries are covered by Nevada's workers' compensation system, which has two critical features for this analysis. First, workers' compensation is a no-fault system, meaning that the worker's injuries are covered without consideration for who or what is responsible for the injury. Second, an employer that purchases workers' compensation insurance ordinarily cannot be sued for personal injury unless the employer deliberately caused the injury or doesn't carry enough insurance to cover the kinds of risks that its employees face. For more than 45 years the law firm of Greenman Goldberg Raby Martinez has helped clients in the Las Vegas area with workplace injuries. If you are concerned about dangerous conditions at your job and you'd like to understand how your legal rights may be affected by taking action to resolve them, call us today for a free attorney consultation. We can be reached at 702-388-4476, or ask us to call you through our contact page.


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Great people make a great company. The mission that we have set for ourselves would require the best of minds with a commitment to develop human potential.
Motion is committed to an undefined excellence and with its upraised ideals; it is thereby contributing to an intellectual educational setup where success is not a limit.
For our expansion plans, we are seeking Franchisee Partners, who have potential & enthusiasm to showcase their talent in education industry.
Frequently Asked Questions
Q-1: Where can i open a franchise center?
Ans.: Anywhere in India, where you get a decent population.
Q-2: What exactly is the MOTION business model?
Ans.: The MOTION franchise model is following the best approach where MOTION provides complete know-how of all its Operating Model, Teaching Methodology, Study Material, Technical Expertise, Marketing & Training Systems and management methods to the franchise.
Q-3: What assistance and continued support will I receive?
Ans.: Following are the support services provided by MOTION.
- Training and continuous development to faculties and key staff.
- Study Material.
- Working Model Manual.
- Teaching Methodology.
- Marketing and Advertisement support in central advertising and guidelines on local promotional activities.
- Centralized Examination and Certification process.
The above facilities and support will be strictly governed by the terms and conditions as stipulated in the franchise agreement operating the manual.
Q-4: What if i need assistance with something?
Ans.: MOTION has qualified management support team to assist you with any of your problems you may have. Our Business Development Manager will visit your center regularly to provide product updates and any assistance you may need. Help is only a phone call away.
Q-5: Is any prior experience on the part of the franchise required?
Ans.: Not necessarily. However we prefer to have people with some expertise in education field, but as we provide full support, we also welcome people with a strong motivation and commitment and who wish to get into a symbiotic and long-term relationship with us.
Q-6: How many centers can one city have?
Ans.: The number of the center for a particular city will be decided according to the market size and population. In Metros at the maximum, only 4 centers will be permitted at this point of time. In non-metro cities, only 2 centers will be permitted.
For Further Discussion, Contact:
Mr. Shiv Prakash Vijay
E-mail: email@example.com
Phone No: +91-9024011514


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KNAPHILL residents are up in arms because they were not consulted about the imminent transfer of mental healthcare patients from a purpose-built home on Bagshot Road into properties in their neighbourhoods.
Local councillors had not been notified either and therefore felt unsuitably equipped to adequately respond to villagers' worries.
Cllr Melanie Whitehand said: "We fully support the residents with their concerns, but it would have been helpful to have been informed beforehand."
Boundary Cottage in Grindstone Crescent and 57 Robin Hood Road have been bought by private mental healthcare company Comfort Care.
Both properties are being refurbished with the aim of moving six long-term patients, mostly from The Meadows' 24-bedroom home, which has 13 clients remaining.
Villagers only caught wind of the move via Holy Trinity Church's vicar, Nick Crew, after a Grindstone Crescent resident asked about the building work going on. An emergency meeting took place last Thursday.
Although publicity was kept low key, more than 60 people turned up, including Knaphill councillors Richard Sharp and Saj Hussain, a representative from the NHS Foundation Trust and Comfort Care manager Abdul Sattar.
Mother of two Fiona Copper said: "We didn't get any answers. NHS reps were unable to provide assurances potential clients would not be registered sex offenders.
"We therefore feel that, given the number of families with children in the immediate vicinity, and the numbers using the footpath and nearby common, this property is entirely unsuitable for the purpose for which it is intended."
Cllr Sharp said: "It was a heated meeting. It is the local planning authority's current belief that it does not require a 'Change of Use' permission, but these clearly are not 'households'.
"NHS and Surrey County Council need to be clear about the services they commission. Residents should not be in potential danger."
Cllr Hussain said: "I am 100 per cent behind residents. The Meadows facility was purpose-built for Brookwood Hospital patients. Why can't Comfort Care purchase or rent it and adapt it to suit current policy? Some patients have been there all their lives."
Cllr Whitehand added: "A major concern is not the people from The Meadows – they are mostly in their twilight years and harmless – but it is about who will live there in
future after they've gone."
Fiona said: "Of particular concern is that the areas immediately to the front and side of Boundary Cottage are common land well used by children and local people.
"The footpath directly adjacent to the property is a major thoroughfare for pedestrians and pupils heading to and from both Knaphill Lower and Junior Schools as well as Knaphill Village."
Mother of three Kate Trice said: "My main concern is that I was going to let my son Max, who'll be in Year 6, walk home from Knaphill Junior School next term, but not now.
"I would be put out of my comfort zone if these patients are moved in – it is the unknown. This situation is curtailing my son's and a lot of people's freedom." Kate's fears were echoed by other parents as well as grandparents.
Holly Udobang said: "One of the big windows of the house looks over my back garden and I have three young children. What am I supposed to do?"
Alison Szarvas, a neighbour of the Robin Hood Road property, said: "One room is on the ground floor because the patient is bed-ridden. I don't see how that can constitute 'independent living'.
"We don't think there has been suitable thought or valuation with so many young children around it – and some of them are vulnerable."
Resident Phil Ginever added: "They say they have done risk assessments on clients but no one has assessed the risk to the community."
Although there is 24-hour care at The Meadows, it is understood that each property's one appointed care worker will be on a visiting basis only.
Comfort Care manager Mr Sattar said they would be shopping and cooking for clients. It is also believed they will be overseeing medications.
But Cllr Sharp admitted: "There are a lot of grey areas. People don't think a service of this nature can be provided without warning and without any appropriate control, and I agree with this.
"It is classed as 'Independent Living Accommodation'. I believe that if you are running a care home, which it is, it should be registered and regulated by the Care Quality Commission, which Comfort Care are not. Guidance seems the provision of care should be professional, not simply support."
Cllr Hussain said: "I am very disappointed in the choice of locations. They are totally inappropriate.
"There should be regulations in place to ensure the accommodation is away from family areas.
"I am going to be pushing both the borough and county councils to introduce a new policy to regulate where the private residential services operate.
"I will be putting forward a question to the borough council on Thursday."
A statement issued by the NHS Foundation Trust, who own the building, said: "The Meadows opened in the mid-1990s to support 24 people following the closure of Brookwood Hospital.
"The way mental health services are provided has changed significantly and today we support people to enable them to live more independent lives in smaller, more homely environments.
"We have, in agreement with commissioners, decided to close The Meadows as larger homes such as this are no longer considered best practice for individual care and support."
NHS communications officer Susie Hartley said: "There are no plans as to what they will do with the land. Our focus is to make sure the transition goes as smoothly as possible for everyone concerned."
A year ago the News & Mail covered a story involving private mental healthcare company Alpha purchasing a property in Knaphill's Victoria Road.
Residents were outraged when they found out the company's true intentions were to house five vulnerable teenage girls plus a resident carer.
They formed an action group, leafleted the neighbourhood and called a meeting, to which council chief executive Ray Morgan attended.
Alpha representatives declined to attend and, under public pressure, withdrew their plans and the house was put back on the market.
Although under current planning regulations, the maximum of six individuals residing in a property does not require permission for Change of Use, residents believe they should be consulted if occupiers are from mental healthcare services.
One of the properties is to house six clients from The Meadows, the other will home three, but it is not known where the other three will come from.
Meanwhile residents are gathering a petition, and are lobbying for support.
Although the council say they are not party to the decision, in a statement Mr Morgan said: "The council is aware of the concerns about the decision of Comfort Care to close The Meadows and accommodate its residents in the community.
"This approach is consistent with Government policy. As far as I am aware Comfort Care have taken the necessary steps they are obliged to do in respect of these changes.
"The council have received representations that planning consent was required and, whilst officers did not consider a Change of Use application was required, the position is currently being reviewed."


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You need unified communication infrastructure in place to enable your workforce. If you are looking to implement this infrastructure and maintain it, we can help. Our unified communication services will address the email and voice communication needs of your business and they are designed to grow with you.
When your workforce increases in size so does the breadth of the service. We use the latest technology to support a hosted voice system that comes with all the features you need to communicate effectively. Our hosted exchange service provides the secure and reliable e-mail service your employees need to be productive.


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Red Star Belgrade vs Liverpool
Liverpool were forced to share the spoils with Arsenal at the weekend but will be determined not to let the same happen in the Champions League.
Liverpool take on Red Star Belgrade in Serbia for their 4th Champions League group game. The Reds beat their opponents 4-0 last month, so Klopp and his team will be looking for more of the same.
In the buildup to the game, let's take a look at the key talking points.
Must Win Game
The Reds are sitting pretty at the top of their group heading into matchweek 4. However, just 2 points separate Liverpool and 3rd place PSG, which shows just how tight the group is. Any slip up would seriously harm Liverpool's chances of progressing to the knockout stages.
Against a team that they're expected to beat, Klopp and his men simply have to get all 3 points. With Napoli due a visit, and a trip to Paris still to come, this game will be the last "easy" one for the Merseysiders. That's not to say Red Star will roll over and gift them the points. Liverpool will certainly have to earn the victory.
Clinching victory in Serbia would go a long way towards Liverpool's hopes of progressing. Klopp knows that, and hopefully the team can get the job done.
The Marakana
Dubbed the Marakana by locals, the 53,000-capacity Rajko Mitic Stadium is where Liverpool and Red Star will do battle. Red Star's home support is one of the most intense in Europe. The 70-second walk from the dressing room to the pitch via a shady tunnel daubed with Red Star graffiti just makes the atmosphere all the more intimidating. That venue was where Red Star earned their solitary point in this Champions League campaign, successfully holding Napoli to a draw.
Napoli were left frustrated back then, and Klopp has acknowledged that the rival support will be a key factor. Speaking to the media, Klopp said, "Atmosphere… we are from Liverpool so we know how big the influence can be. The only way I know to cool the atmosphere down is playing really good football. That's what we have to try; to be ready for a fight and ready for a big game."
"We will be ready, that's the only thing I can make sure of. Then the boys have to do the job on the pitch, of course.
"We are not the most experienced team in the world in this part of the game but in the last three years we had two years with long, long journeys. We were twice in a final; that means we are really used to difficult atmospheres and difficult situations.
"That's what we have to be again tomorrow and then let's do what we are best in – playing football – and try to win the game."
Andy Robertson also acknowledged the challenge that awaits the team, saying, "They're a different beast when they're at home". But he too believes that Liverpool are well equipped to deal with it, so long as they "play at 100 per cent again".
It's good that the gaffer and his men are aware of the threat. Fans can be certain that complacency won't threaten the final result.
Comeback For Keita?
Since getting injured while on international duty, the Guinean has not featured for the Reds and has missed the last 4 games. However, Keita was back in full training on Sunday and has travelled with the squad to Serbia. Klopp also confirmed in his press conference that Keita is in contention for the Red Star game.
Keita's availability means that Klopp can afford to shuffle the deck, and with Fabinho struggling at the base of a midfield 3 on Saturday, Klopp could be tempted to drop him for Wijnaldum, opening the door for Keita's return. Adding trust and dynamism, Liverpool's No. 8 could be the key to unlocking a stubborn home defence.
With the traditionally busy holiday period looming, Keita's return couldn't have come at a better time, and Red Star Belgrade are the perfect opponents to ease the ex-Leipzig man back in.
A lot of focus will be on Napoli's result tomorrow, but the most important thing is to secure the win in Serbia, and then worry about what's happened in Naples.


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Yup we've finally made it to Australia, we had a short 9 hour flight from Bangkok and arrived in Sydney airport just after 6am. We caught a minibus to a hostel called Wake Up which everyone has recommended to us and got ourselves checked in to a 4 bed dorm room.
After a short nap we joined about 30 other people from our hostel on a free walking city tour, this guy Joe took us to all the major sights in Sydney, we ate lunch on the steps of the opera house looking out to the Harbour bridge, it's a pretty cool place here. We also walked around the botanical gardens and saw a load of historical places and facts you're never normally get to hear about.
The weather had been alright - around 20c which is good for this time of year but freezing compared to the 35-40 we've been accustomed too.
After an earlyish night we were up and ready to do some exploring ourselves. We jumped on a short bus ride to Manly beach (a big surf spot with lots of yuppy apartments) we sat on the beach for a while and watched some very good and some very bad surfers do there stuff, I can't wait to try it myself!
That evening we were all over the place, we went to meet a man who was sailing up the coast for 12 days and was taking a load of backpackers with him on his 32ft Yacht, we were going to go but changed our minds after a nights rest, we wanted to spend a while longer exploring Sydney, and being all cramped on a little boat for 2 weeks didn't impress Rachel too much.
So after all that we decided to head to Bondi beach the next day, now don't get me wrong it's a very big, very nice beach, but I thought that Manly was nicer.
The next day we stayed closer to home and decided to visit the Aquarium on Darling harbour, there were some pretty amazing fishicles in there. Eels coming out of drain pipes all lit up was like a bad dream and the Crocodile was pretty mean looking, the sharks were amazing... You do not wanna be in the water with one of those fellas!
We also saw the Gougons, there are only 1000 in the world and 3 of them were in this aquarium, they are the animals thought to have been mistaken for mermaids by the drunken sailors years ago, how they could be mistaken I do not know but it was pretty cool to see them anyway.
Next day was the beach walk, we joined a load of people and Joe (from the hostel) for another walky tour type thing, we walked from Coogee beach for a few miles to Bondi, it was really good to start with then poured with rain towards the end and we got completely soaked. We met a nice Scottish couple who had just been in Thailand too.
The day after I hunkered down in the hostel and watched films and ate cookies all day, it was raining and Rachel had gone shopping so I just chillaxed.
1st May was Rachels birthday, 22 - so old! We got up late then caught the bus to the Botanical gardens for a picnic on the grass, I had bought tickets for Rachel and I to climb the Sydney Harbour Bridge that evening so we headed over there about 4ish, climbing that bridge was pretty crazy. We had chosen to do the Discovery climb which means you walk between the steelwork with the road visible between your feet, the views of the city from the top are amazing, the city all lit up at night is something you have to see to believe, it's huge! looking into the harbour with the opera house and all the boats is cool stuff. It took about an hour and a half to get to the top, take photos, sing happy birthday to Rachel, then get back down again. So after that we were pretty hungry.
We headed to an area called The Rocks and found a nice little Italian restaurant where we sat outside and eat so much food we thought we may not be able to walk home, we had a fair amount of wine to drink too so that may have been the real reason.
On our last day I managed to get man flu somehow and woke up feeling pretty shitty, we headed out to another park for another picnic and I got myself a little nap on the grass. We snuck back in to the hostel to cook some dinner and hang about for our bus that left at 9. We have bought a ticket for Greyhound which is like a national express that you can hop on and off or up to 45 days, we're planning on travelling up to Cairns taking about a month to stop at places in between, we have also booked 2nights / 3days camping and 4x4ing around Fraser island then another 2 nights / 3days sailing on a Catamaran around the Whitsunday islands. It cost a bomb but sounds amazing so we're really looking forward to that in a few weeks time.


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Check out winter spa specials at Reno casinos
January is a good time of year to recover from holiday stress, think about the new year ahead and focus on a relaxing and rejuvenating start. A visit to a spa or salon can be one way to bring in relaxation by trying out one of the seasonal treatments available at a Reno casino spa.
These treatments reach far beyond the traditional massage or facial service. In fact, four area casino spas make it a point to deliver unique services, such as the peppermint frost pedicure available at the Atlantis Casino Resort Spa, the Grand Escape Massage at the Grand Sierra Resort and Casino, a Nothing in Between Massage at the Peppermill Resort Hotel or a micro-buff body scrub and Swedish massage at the Silver Legacy Resort Casino.
Remember to arrive early and, if you're a local, see if a locals' discount is available.
The Atlantis
At the Atlantis, get lost in a luxury spa that has been ranked four-stars by Forbes and that features 15 luxurious treatment rooms, a brine inhalation-light therapy lounge, a couple's suite, a cardio theater and fitness center, couples suites, men's and women's tea lounges and much more. Be sure to arrive early to get a head-start on relaxation and to take advantage of the Atlantis' cedarwood sauna, herbal steam room and other amenities.
"Spa Atlantis is an excellent place to visit to relax and unwind, especially after the hustle and bustle of the holiday season," said Tracie Barnthouse, publicist for the Atlantis. "From personalized treatments to three coed lounges, it's the perfect escape for rejuvenation."
- Après Ski Warm Stone Facial: This facial focuses on balance and well-being and starts with use of soothing essential oils followed by a deep facial cleanse. A serum customized to the skin type is first applied, followed by a June Jacobs papaya mask. A massage on the face and neck continues the care, and then hot stones are brought in for rejuvenating and warm use on the arms and hands to finalize the treatment. Cost: $180 for 90 minutes. Add on collagen for $20.
- Moroccan Oil Hair Moisture Masque: Start off the New Year with a hair treatment, including an invigorating scalp massage, which is focused on luxury. A Moroccan oil hydrating shampoo is then applied for a deep clean followed by a hair masque and then a blow dry and style. Cost: $60 for 60 minutes.
- Peppermint Frost Pedicure: To make sure that tootsies receive some winter attention, too, try out this luxurious pedicure that starts off with a relaxing, revitalizing aromatic soak for the feet. The exfoliation is followed by an application of peppermint butter soufflé, also applied to the hands. Remember that peppermint can ease swollen feet and also stimulate circulation. Finish by choosing a seasonal OPI polish. Cost: $80 for 60 minutes.
Grand Sierra Resort
The Spa at the GSR offers a variety of services, such as facials, massages, pedicures, waxing, make-up and more. The offerings in January focus on massage, scrubs, and facials, but add-ons can be added to many different types of services. Remember to ask for the Reno locals' special, which is available to anyone with a government-issued ID living within 60 miles.
- The Grand Escape Massage: Head into deep relaxation with a 25-minute back, neck and shoulders massage that will chase away that post-holiday stress. This is followed up with a sensational foot massage utilizing an invigorating Peppermint sugar scrub that can be helpful to rejuvenating weary feet. Cost $90 for 50 minutes.
- New Year, New You Body Scrub: Get your skin off to a glowing and hydrated start by opting for a warm sugar scrub that is infused with a cooling Peppermint oil. Afterward, melt the stresses of 2016 away by relaxing in warm towels infused with aromatic oils. Cost: $95 for 50 minutes.
- Winter Radiance Facial: Blast into the New Year with a European facial that is created around your own unique skin type. Winter weather can do a number on anyone's complexion, which is why this facial includes a cleansing, exfoliation, extractions, treatment masque and moisturizer. Cost: $90 for 50 minutes.
The Peppermill's Spa & Salon Toscana is three stories in all, features Mediterranean architecture, exquisite fountains and water features, and mosaic-covered floors. Get a massage or facial treatment done in one of its 24 rooms or check out its Caldarium that includes an indoor pool, a Secret Garden and sun deck.
- The Ultimate Morrocanoil Manicure: Revitalize your skin with a luxurious body buff that will gently exfoliate your skin and prepare it for a honey lavender-scented Moroccanoil Intense Hydrating Treatment. To create a supple and soft feeling for your hands, choose either a citrus-scented hand cream or a signature-scented body soufflé. Cost: $75 for 50 minutes.
- The Nothing in Between Massage: The New Year can be a great time to focus on the scalp and the feet. This massage does just that with a detoxing, self-heating mud applied to the feet followed by a soothing, but exotic scalp massage. After the mud is removed from the feet, reflexology is used as a culminating feature. Cost $120 for 50 minutes.
- Lavender Dreams: Start the year off with an exfoliating relaxation experience that will leave the skin feeling smooth and silky and the body relaxed. Marine oil and salts are used to gently polish the skin while fragrant linen bundles filled with lavender buds and marine salt crystals provide warmth during the massage. Cost: $185 for 80 minutes.
Silver Legacy
The European-style health club at the Silver Legacy is located on the fourth floor of its hotel tower and designed using warm Earth tones and calming tranquil textures. The spa also features a fitness center with cardiovascular equipment, steam rooms, saunas and a whirlpool.
- Micro-buff and massage: Try out an apple pie or candy cane 50-minute micro-buff followed by a 50-minute relaxing Swedish massage. Cost: $168 (value $210) for 100 minutes. While supplies last.
Whatever spa package or service you choose, be sure to get to the casino early to check in ready to go and to be immersed in relaxation before your treatment even starts. Consider it a gift to yourself and a smart way to start off the New Year.


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Job Overview
Financial Protection Specialist
OCBC opens doors to new opportunities. Start your career with OCBC as a Financial Protection Specialist:
At OCBC we are constantly on the lookout for exceptional individuals to join our team. As Singapore's longest established local bank, we have a global network of more than 450 branches and representative offices in more than 15 countries and territories. Most importantly, we invest in our people through our programmes that develop them on both professional and personal levels. If you have passion, drive and the will to succeed, rise to the challenge today!
Global Consumer Financial Services serves almost 3 million customers across Singapore, Malaysia, Indonesia and China. In Singapore, our customer proposition caters to different life-stages and needs, ranging from Mighty Savers for children and young families, FRANK by OCBC for youths and young working adults to OCBC Premier Banking for affluent individuals. Besides being the pioneer in various banking products and services which include FRANK by OCBC, full-service Sunday Banking and our award-winning Online Banking, we are also the market leader for Bancassurance sales.
What is it like being a Financial Protection Specialist at OCBC?
As a Financial Protection Specialist, you will be assigned to branch clusters and seated at centralised cluster hub offices. You will provide comprehensive insurance advisory services to customers through the active promotion and cross-selling of our full range of protection products that include endowments, medical and life insurance. With an emphasis on consultative selling to meet customers' needs, you will also proactively build and manage long-term customer relationship and provide good after-sales service to them. You will also be actively involved in seminars, events and sales campaign.
To help you succeed in your role, you will join our structured training program during the first 6 weeks of your career with us. Thereafter you will also have at least 5 training days every year to help you further develop your career and keep your skills sharp and up-to-date with the latest developments in the industry.
As a successful Financial Protection Specialist you will have the option to take your career forward by either pursuing our Management Route, on the path of becoming a Team Manager one day, or the Sales Route, growing into a Senior Financial Protection Specialist. Plus, as a top performer, you will also expect high future earnings. Moreover, you could be invited to trips, visiting great locations across the world from Paris, Barcelona to London and many more.
• Preferably has a Diploma with 2 years sales experience or a Degree
• Results-orientated go-getter, who works well under pressure
• Prepared to have flexible working hours that may include weekends
Application Procedure
About OCBC
Visit OCBC
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Caproasia Online is an E-Magazine for Wealth & Investment Professionals. Visit www.caproasia.com
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8 best kids' umbrellas
Keep your little ones dry in rainy weather with a fun and colourful brolly
Kids love having their own umbrella when the rain hits. From animal-inspired prints to a map of the world, the ones we've found have designs that are bound to cheer up even the dampest day, as well as being durable and user friendly.
1. Skip Hop Zoobrella: £15, Amazon
The Skip Hop range of children's umbrellas is so endearing that they will make you smile whatever the weather. Choose between ladybird, monkey, bee, giraffe, dog and butterfly. The handle is child-sized, the opening mechanism is easy to use even for small fingers and the front pane of the umbrella is transparent to allow your child to see where they're going. But best of all, for parents who enjoy dressing their children as animals, each animal umbrella has a matching raincoat in the range – adorable.
2. Dotcomgiftshop Children's Umbrella World Map: £8.95, Dotcomgiftshop
It's not really a world map, rather repeating panels of Europe and North Africa, but the overall effect is one of map-ness, so providing your child is using this to show their interest in the world beyond their own muddle puddle, and not to reference in their geography exams, they'll be ok. It's small and lightweight, so not one for high winds, and the larger £14.95 version would be better for children above the age of roughly 10 years old, but we liked the look and feel of this umbrella.
3. Suck Colour Changing Umbrella: £15, Suck UK
Really, the idea of an umbrella that changes colour when it gets wet should be ridiculous – after all you only use an umbrella when it will get wet. Nevertheless, there is something compelling about watching the raindrop border on this striking brolly change colour. It's an umbrella, yes, but it's an objet d'art too – beautifully made and we'd have loved one of these in our teens (in fact, we'd love one now). The kids' version is only available in red, and there's a black version for adults.
4. Royal Academy Children's Cecil Aldin Umbrella: £8, Royal Academy Shop
It's not the most user-friendy children's umbrella there is – it needs pushing up rather than springing at the touch of a button, though the mechanism works well – but the dogs and ducks of Cecil Aldin, famous 100 years ago for his images of rural life, and the bright yellow fabric they are printed on, are guaranteed to brighten up even the greyest day. It should be enough to persuade even the grumpiest members of the family out for a walk. It's an umbrella that is made for twirling.
5. Fulton Umbrellas Funbrella 4 Guards: £13, Fulton Umbrellas
Fulton Umbrellas does designs to suit every taste, but it makes sense to choose this wonderful Guards "funbrella", given it is a Royal Warrant Holder and umbrella supplier to the Queen. The transparent dome gives great coverage and the mechanism is designed to stop little fingers getting caught.
6. JoJo Maman Bébé Dinosaur Colour Change Umbrella: £12, JoJo Maman Bébé
Another colour change umbrella, this time for younger kids – it's the perfect size for a pre-schooler – the dinosaurs start off mostly white and reach their full colour glory once they're wet. We simply cannot think of a single primary-aged or below child we know who would not love this, even though they are likely to get wet taking it down to look at the colour change.
7. ZSL Children's Animal Umbrella: £12, ZSL
A parade of elephants, penguins, lions and gorillas circle this largely transparent dome umbrella, designed to completely cover your head and shoulders without being too big to poke passers-by in the eye, but it's the giraffes that make the umbrella into an eye-catching design, and make us want to get down to the zoo, or go on safari, immediately.
8. Bugzz Ladybird Dome Umbrella: £11.95, Soake
These generously proportioned dome umbrellas (several centimetres wider in diameter than most kids' umbrellas) maximise your chances of actually staying dry, while the striking designs mean the user looks pretty cool brandishing it. The easy open and shut mechanism means the kids can actually work it too.
The Verdict: Kids' umbrellas
All of these make us smile, and the Fulton Guards Umbrella certainly lead to much fun marching through puddles, but if we could only choose one it would be the Skip Hop Zoobrella – it comes in beautiful colours and designs and has a lovely feeling of quality when you open it.
IndyBest product reviews are unbiased, independent advice you can trust. On some occasions, we earn revenue if you click the links and buy the products, but we never allow this to bias our coverage. The reviews are compiled through a mix of expert opinion and real-world testing.
Black Friday 2019 is nearly here. Find out how to get the best deals here


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The U.S. Department of Justice charged two current traders and one former metals trader for their alleged participation in a racketeering conspiracy over eight years. Gregg Smith and Michael Nowak -- both at JPMorgan JPM, -2.48% -- and Christopher Jordan, who left in 2009 and worked at other banks after -- were charged. The indictment alleges that between May 2008 and August 2016, the defendants engaged in widespread spoofing, market manipulation and fraud for gold, silver, platinum and palladium futures contracts while working on the precious metals desk at what the DOJ calls Bank A. Nowak's lawyers in a statement said he did nothing wrong and expect him to be exonerated. Reuters reported last week that Nowak and Smith were on leave, and two former JPMorgan traders, John Edmonds and Christian Trunz, have pleaded guilty to federal charges.
Metals traders at JPMorgan charged with market manipulation
Quote References
-3.39 -2.48%


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My recent posts
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Tag Archives: Top Image Systems
Top Image Systems Receives $2.0M Order To Carry Out The 2011 Italian Census
Top Image Systems (TIS) Ltd., a leading ECM (Enterprise Content Management) solutions provider, received a $2M order for its eFLOW Forms Classification solution to process the 2011 Italian census. The eFLOW technology was selected to manage the challenges of the … Continue reading
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Leading Credit Supplier World's Foremost Bank USA Selects Top Image Systems' eFLOW Digital Mailroom
Top Image Systems, Ltd. (TIS) (Nasdaq: TISA), a leading ECM (Enterprise Content Management) solutions provider, announced that World's Foremost Bank has selected Top Image Systems' eFLOW Digital Mailroom solution. World's Foremost Bank, headquartered in Lincoln, NE, a subsidiary of Cabela's Incorporated … Continue reading
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I have been wanting to install OpenAM for a while, but didn't have the time to do so until now.
Nothing much have changed except the color scheme. It's now orange, instead of the blue which we are used to for a while. :)
A slight difference in one of the OpenAM Configurator steps - User Data Store Settings.
There are now 6 types of supportable User Data Store Types to choose from.
Once configuration is done, we are redirected to the Login Page as usual.
It's a nicer page! Welcome to OpenAM!


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Website: www.kibble.org
Twitter: @KibblePaisley
Kibble is a specialist provider of child and youth care services in the UK. It supports young people (aged 5-26) with complex social, emotional, behavioural and educational needs, many of whom have experienced trauma in their lives.
Through its integrated range of services, Kibble empowers young people to move forward and lead happy, healthy and fulfilled lives. Kibble provides residential care, secure care, primary and secondary education, intensive fostering services, young workforce development, outreach services, and preventative and rehabilitative community services. All of Kibble's services are supported by psychological and therapeutic input.
As a charity with over 150 years' experience, and a leading social enterprise, any surpluses are reinvested to ensure the best outcomes for the young people Kibble supports.
Visit www.kibble.org to find out more.
Stand number: 29


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Cooking Online In Games
Cooking Online In Games
Today, there are many kinds of games for kids. Boys often like things which are strong and require using his intelligent and activeness in each activities. But girls like things which are gentle and easy, simple and colorful. Boy kids often like mind space games, adventure games or sport games. Girl kids are esspecially interested in dress up games for girls. Cooking games is one kind of games in the group games "dress up games for girls" which is extremely loved by girl kids. Cooking is the passion of almost girls.
Because of being curious, when going out in restaurant or eating with parents at home, children like cooking often wonder of how to cook the food which they are eating. So that, girls like assisting her parents in the kitchen for some chores or watching her parents cooking. Cooking games are interested games for girls like cooking. There are also full kinds of games in cooking games such as: make cheese, delicous fruit, gato cake, school lunch, nice pizza…
There are games that require player to decorate the meal or to set up the table such as games: thanks giving, delicious pizza, christmas cake… there are some kinds of parts needed for meal or a table or a cake that players can choose and set up according to their willingness. These games are simple and easy to play. There are also games that have recipe with ingredients and the intruction book helps player cooking meal.
It is relly interested that we can cook online by almost actions as if we are cooking in our kitchen with every food we like in games. For example, game "shrimp mango salad" in dressup24h.com. the ingeredients needed for Shrimp mango salad are listed in the instruction book include: mango, shrimp, orange, cumin seeds, salt, oil, fresh min,… then the instruction book also gives the steps to make a shrimp mango salad.
However, dont worry that its difficult for you to play. When playing, game has intructions for you in each step by arrow shows which you must do next. Follow the steps given, you finally finish your own shrim mango salad in game. But the steps are so clearly that you may cooking it by your own with your real ingredients and instruction as given in game. Cooking games sometimes is not just games but it also is the instruction for cooking that you can try and practice online in games.


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Last week Flipkart had organized a Big Billion sale like it does every year. But this year's Big Billion sale turned out to be special for Mumbai-based Sameer Tripathi. He had ordered a phone from the Big Billion sale and he saved not Rs. 1000, not Rs, 5000, not Rs. 10,000 but Rs. 1 on it. Yes a magnanimous Rs. 1!
We interviewed Mr. Sameer and here's what he had to say, "What do I say. It is indeed a very special moment for me. I have to agree that I was very lucky. I wanted to purchase a Redmi Note 4 64GB. I had heard about these discounts on Big Billion sale from the neighborhood aunties. Earlier, they used to discuss vegetable vendor discounts, but now they discuss e-commerce discounts."
"Mr. Modi's Digital India is slowly becoming a reality. Anyway, so I checked out Flipkart. I usually buy from Amazon and I am its loyal customer. So, even typing Flipkart on my browser felt like I am betraying Amazon. First I cleared my browser history as it had recent Amazon purchases and then only I proceeded to Flipkart. It lessened the guilt a little. I searched for Redmi Note 4 64GB. And then I found this one offer. It was the best offer that I had ever got in my life. The original price of the phone was Rs. 12,999. But after the discount, the price had reduced to a meager Rs. 12,998. They were offering a discount of Rs. 1," he added.
"When I saw 'You save Rs. 1' written there, I was awestruck. This was the best deal I was ever going to get. So I ordered the phone then and there fearing that the offer would get obsolete," he said cheekily.
When asked what he is going to do with this saving, he replied "This saving has enabled me to do things that my financial restrictions prevented me from doing. First of all, I am going to invest in stocks. I don't know a thing about stocks but I'll invest because it makes you sound knowledgeable and cool. Secondly, I had a dream since my childhood to purchase a sea-facing apartment in Mumbai. After this saving, I called my real estate broker and told him to find me one such apartment. He will get back to me in a few days. It's like a dream come true for me. Thank you Flipkart!"
We congratulate Mr. Sameer Tripathi and we wish him all the best for next year's Big Billion sale. Hopefully, he will save Rs. 2 next time and purchase 51% stake in a big company.


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Josh Hudson has moved around a lot in his lifetime, so he is very familiar with the home-buying and -selling process. After 29 moves, he, his wife, and their five kids found a forever home in the Tri-Cities. Josh enjoys fishing, hiking, and many other outdoor activities, which is one of the many reasons he fell in love with the area. In his spare time, you can find him spending time with his family, camping, watching sports, or enjoying the outdoors.
Josh is bilingual and has worked in sales for more than eight years, opening and managing several wholesale furniture and mattress stores. After so many years in the business, he decided to change his career and pursue what he is most passionate about: real estate. Josh prides himself on being able to connect with people of many personalities. He understands the importance of developing a bond with his clients and making sure they trust him to aid them in their home-buying and -selling process.


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Thanks so much for submitting a report. It has been emailed to the Rum Captain and will be actioned shortly.
Have you found an online vendor selling Captain Morgan Cannon Blast?
Please input the URL directly to the vendor page with the rum for sale and we will automatically show it on RumRatings
Thank-you for your submission. It will appear on the site once verified.
Sort by: Popularity | Date | Rating
Taste terrible sent it home with a friend wouldn't have it in my bar can't believe Captain would make something so bad!
I wouldn't call this a rum at all. It is a liqueur. Reminds me of the herbal liqueurs with something spicy added in. If it didn't say rum on the label I may have scored it higher. It's not that I don't like it, it's not a rum.
With the popularity of Fireball, I guess CM jumped aboard and crafted a cinnamon based rum. I hate Fireball, and now I hate the Cannonball too. A tiny bit of cinnamon goes a long way, this was undrinkable for me.
What can I say I. Am a sucker for a unique look. THIS quickly made me laugh and I had to have it. Yet this is not about looks but the taste. Captain Morgan has always been what I call the Safe Rum. It can be bought everywhere and its usually always an average to above average rum. How does the cannon blast taste though? Right off the blast. Lol you'll be hit with a citrus / peppery flavor. If neither one is your thing then you would do best to grab a different rum. I liked it yet know it's not something I will drink regularly. It's nice straight up. As I have yet to really mix it but feel it could make an interesting mojito if mixed.
The bottle is cool, but the drink itself tastes like biting into orange peels
For some reason when I take a swig of this it taste just like froot loops. It's definitely different.
Honestly I bought it for the bottle and wasnt expecting much but it really isnt that bad. Nothing complicated here its just captain with some inserted lemon and peppered spice. HOWEVER its actually pretty good. Popping the bottle off smells like Pinesol in a way (lemon like) which is cool because I love lemonade. Honestly sipping it straight isnt TOO BAD it could be harsher but its not exactly smooth either. Tastes like the captain morgan at first and then a whoosh of lemon and pepper. Honestly it makes a unique Rum and Coke that I enjoy. I might keep buying this especially at its 13$ price.
I like Captain Morgan products and had to try the Cannon Blast. It is a decent shot with some bite. I taste the peppery bite and a spice - nutmeg or clove with a hint of orange. I have only used for shots and have not experimented with mixing, although the ginger ale that one reviewer mentioned would be worth a try. I will keep some of this around to share with friends. Also, a cool bottle.
And not in a bad way. It's advertised as a shot (which it does very well at), but I found that it is excellent with ginger ale. It's not a red fruit style rum, more mild, and a lot more complex than I would have thought, given the bottle. Not exactly a go-to rum, but great for parties, as it is super versatile.


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High Quality uPVC Window Sills Provided By uPVC Windows Devon In Devon
We've been in the business of uPVC Windows Devon uPVC window sills for decades, And we're known for the excellent quality. The uPVC window sills from uPVC Windows Devon enhance the beauty of different homes and premises. uPVC window sills are essential material necessity independently if you are looking after a fresh building work or fixing up in Devon.
We design our windows uniquely here at uPVC Windows Devon Due to their compact material nature, the products are extremely safe, sturdy and immune to liquid from building construction. At uPVC Windows Devon we strive to provide homes in Devon with functional skills that last.
uPVC Windows Devon uPVC Window Sills Can Complement Design Form And Structure
- Quality Sills for windows of all types
- The business premises and homes can use the window sills that we provide
- Team of accurate designers and expert
- We interact professionally with our clients
Devon Sill uPVC Window Servicing
Window sills are an important piece of the brickwork of your residence uPVC Windows Devon have various types of uPVC windows sills in Devon. One of our professionals at uPVC Windows Devon can evaluate the issue and restore it as soon as possible.
Water can be a problem for your masonry, so sills windows are there to protect it, they redirect the water, so it won't touch your stone work. Water drainage from the window flows onto an existing window sill which in turn ensures water does not fall on the surface of the wall.
No contact is made by the water with the bricks under the window because the uPVC window sill guides the water beneath the window. On well installed window sills, a purposefully fitted drip edge 5 cm from the surface of the brick wall, forces the water to drip the ground
Commercial Buildings Stylish Window Sills
Come to uPVC Windows Devon and select from a variety of collection that suit your new construction requirement and budget. uPVC Windows Devon can renew your damaged or old window sills with a simple-install solution. If you have an existing sill, our unique design will enable you to install our sill on top of the old one.
If you have an existing sill, our unique design will enable you to install our sill on top of the old one. Furthermore, uPVC Windows Devon can install unified radiator panelling or cable channels; so inform us your requirements and we will make it happen.
Go to your property to talk about your needs is how the work of uPVC Windows Devon begins. The window sills will be tailored to fit and complement the correctness of your windows after the experts have assessed the situation.
A highly compressed homogenous material which makes them structurally strong and resistant to construction moisture is included in our sills. The sills are also resilient to any radiation from outside since there is a coating of melanin added to it.
There is another coat that is added inside the window sills that prevents it from falling off. uPVC Windows Devon will get you window sills with smooth finish and the ABS edge covers over the sill that it gives the perfectly-fit look on your windows.
uPVC Window Sill In Devon Maintenance
Maintenance is the main problem that occurs with uPVC window sills in Devon. A frequent upholding job is necessary for windows sills.
Whether the work requires one piece precast, multiple window sills or hand crafted limestone, our personnel have the technical expertise to deal with all of them. Our experts go the extra mile to reposition brick joints around window sills exposed to weather to save you from continuous repair work.
Moisture gathering behind the windowsill is always a problem for property owners who should be looking forward to calling uPVC windows Devon whenever they began noticing any signs of decay around the Windows. It's always a good idea to get in touch with us to do some maintenance before your window sill suffers any real damage.
uPVC Windows Devon In Devon Sill Installation Using Hi Tech Equipment
In an effort to give the best assistance, we combine state-of-the-art tools with up-to-date techniques for installation. You are able to get windows sills in various styles from uPVC Windows Devon and we are always aware of the practices recommended in the industry.
This thanks to the fact to we are aware of the advantage that gives being original and ground-breaking at uPVC Windows Devon. uPVC Windows Devon continues to seek innovative ways to serve you better.
Our professionals within uPVC Windows Devon always guarantee that they maintain good etiquette during their jobs to deliver the services required with minimal intrusion within your property. We will also offer a service to maintain and restore any uPVC window for our customers.
uPVC Windows Devon utilizes tools that cause very little disturbance. Our window sills vary in shape, design, and size so it can fit to all type of windows regardless of their character. Window ledges that have been installed perfectly ensure that they are durable and you can get that from our experts.
uPVC Windows Devon is not just another window service company. All of our clients are treated exclusively at our office. Our window solutions are the best and this is due to the fact that we have been in the industry for very long.
You'll be glad by calling us now on 0800 061 4897.Contact Us


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Fly Fishing Television & Interactive Advertising
Personally I'm guessing it won't be long before we can watch a television show about fly fishing for silver salmon in Alaska, press the "Buy" button after noticing a particularly clever vest configuration or fetching conehead pattern, and have the show pause while we place our bids on EBay. (A mini-window will allow us to monitor bids while we watch the rest of the show.) According to Joyzelle Davis in the Rocky Mountain News, Ted Turner has been thinking along those lines for quite some time. "Dish also carries all eight of Turner's interactive-TV channels, which meld product placements and original programming. Viewers watch shows like adventure fishing program Wild on the Fly that don't seem like ads, but viewers can click their remote to find out more about the fishing rods and gear."
"Guide House: Montauk " Starts Sunday on ESPN
Trout Underground


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For Christmas, I "surprised" Nick (*hard to surprise when he had to get time off work) with a babymoon trip to one of his favorite places on Earth, Germany. I figured it would be one of our last trips together, just us two. So we booked the flights. And decided to travel spontaneously, no hotels, tours or transportation booked.
We arrived in Munich mid-afternoon and immediately drove to Marienplatz, the central square. We saw a good look-out, had our first German sausage, and explored the city. We only had a day in this city, but it was definitely worth a visit. Perhaps my favorite part was the cute hotel, Hotel Laimer Hof, Nick found on the outskirts of Munich. It was quaint, yellow (my favorite color), and endearing…not to mention walking distance from the Nymphenburg Palace. We took a late-night stroll around the park grounds and it was perfectly relaxing. One of the perks of traveling during the winter months is the lack of crowds. We had this whole dreamy building all to ourselves. It was so peaceful.


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Managing your bloody stakeholders: The single most important success factor in B2B marketing
We all have stakeholders approving, rejecting and reviewing our work. The choice is simple: actively manage them and there's almost nothing you can't accomplish. Or leave it to chance and see your best ideas die a slow (or not-so-slow) death.
This talk is all about actively managing and aligning your stakeholders to bring home the bacon (or vegan alternative).
You'll learn:
- Why stakeholder management is so critical
- How to get them aligned before you show any work
- How to build cases and design experiments
- How to turn stakeholder equity into great work


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Used Couesnon Eb Flugel horn in raw brass, circa 1909. Instrument is in very good condition for age and valves show wear. Stamping on bell: Hors Concours, membre du jury, 94 Rue D'Angouleme, Paris. Includes original case and period mouthpiece. Sold as is.
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