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- The Ascent
- Banks
Find the Best Bank Accounts and Compare Rates
We are committed to full transparency as part of our mission to make the world smarter, happier, & richer. You should know that offers on The Ascent may be from our partners - it's how we make money. That transparency to you is core to our editorial integrity, which isn't influenced by compensation.
8 questions to ask before opening a bank account
Even as our world gets more digital, banks play a key role in our ability to manage our money. Whether you're completely new to banking, moving to a new town, or simply not satisfied with your current bank, these eight questions will help you make the right choices about your money.
1. Is there a monthly fee, and if so, how can I avoid it?
Many banks charge monthly fees for their basic checking and/or savings accounts. Those fees are often easily avoided, however, by qualifying for one of the bank's exceptions. For instance, Bank of America charges $12 per month for its "core checking" account. You can avoid that fee, however, if you're a student, have at least $250 per month direct-deposited into the account, or maintain a minimum $1,500 daily balance in it.
2. Which ATMs can I use for free?
Most banks allow you to use their own ATMs at no cost, but your bank may not always be the most convenient way to access cash when you need it. Using an out-of-network ATM could cost you fees from your bank as well as from the ATM owner and/or network.
Some banks, however, belong to networks that allow you to access all ATMs within the network for free. Fifth Third Bank, for instance, belongs to the Allpoint network and allows its customers to access all Allpoint ATMs in the U.S. at no charge.
3. Is there a cost to pay bills online?
Your account may be known as a checking account, but with online bill-pay services, you may never have to actually write a paper check. Many banks offer absolutely free online bill-payment services, but a few have fees attached. JPMorgan Chase charges $5 per month, for instance, for online bill-pay for customers who use its "Chase Customized Checking" accounts.
That said, many banks do charge fees for online payments if you want expedited processing, so be sure to set up your bill-payment schedule to allow enough time between paychecks and due dates to avoid those costs.
4. Can I make mobile deposits for free?
Your bank likely has a mobile app that lets you deposit checks from your phone. Most banks offer that service for free, but some may charge for the convenience. Still others offer mobile deposits for free but put a hold on the money for several days, though the bank might then offer you access to a given deposit faster for a fee.
5. What interest rate will I earn?
Most banks offer some interest on their savings accounts, though the current national average is around 0.09%, according to Bankrate.com. On checking accounts, if interest is available, rates are frequently lower than savings accounts, and you need a larger balance to qualify for the best rates. Bank of America, for instance, currently advertises 0.01% interest on balances less than $50,000 in its interest checking account, though that does step up to 0.02% on balances above that amount.
6. What happens if I spend more than I have in the account?
If you overdraw your account, your bank may deny the withdrawal and charge you fees, and those fees may very well hit on every attempted overdraft. Many banks will allow you to link your checking and savings accounts so that there's an automatic transfer if one account is overdrawn, though those automated transfers may come with a fee, too.
If your bank also allows you to link a credit card to your account to avoid overdraft fees, be cautious. In addition to whatever "activation" fee the bank charges for using the overdraft service, the draw from your credit card will likely be considered a cash advance on that credit card. That will subject you to your credit card's cash-advance charges and interest rates, which are typically higher than you pay when using it to make purchases.
7. How can I get help if something goes wrong?
Your bank may have nearby branches that you can walk into to ask for help. If you have an internet-only bank or use a bank from out of town, you'll be reliant on phone, webchat, or email to resolve any problems that may arise.
It can be scary -- and expensive -- to see unauthorized withdrawals from your account, or to see a deposit not clear your bank in time to cover scheduled withdrawals. Knowing in advance how your bank will work with you in the event problems arise can help you come to a resolution that much more quickly, making you more confident in your choice of banks.
8. What's in it for me?
In addition to interest on your accounts, many banks offer rewards programs for things like using your debit card to make purchases, or having a credit card as well as deposit accounts with the bank. Bank of America lets you select from a menu of available rewards for using your debit card, and Discover Bank will pay you $0.10 for each of the first 100 check, debit-card, or online bill-pay transactions you have in a month.
When you open and fund a deposit account, it's your money in the bank. The better that the overall package the bank offers can meet your needs, the happier you will be entrusting your hard-earned cash to that institution.
What is a savings account?
It's not particularly secure to save large amounts of cash on your person, or in your home. It's much better to keep those bills locked away at a bank. Your local lender is happy to oblige by offering you a savings account.
The savings account is often the first type of account parents open for their children. This, ideally, teaches them how saving works, and the basic functions of a bank. People of a certain age, like your humble correspondent, remember when savings account holders kept track of their credits and debits with a passbook that came with them on every bank visit.
CD basics
In a way, the CD is an unusual banking product. After all, most accounts are meant to provide at least some access to a customer's money. By contrast, the CD -- known as a "share certificate" when sold by credit unions -- is designed for the money to stay there for the full length of the CD's term.
What is a CD's "term"? -- A CD is a time deposit, meaning that it lasts for a fixed period of time -- the term. CD terms tend to range from 28 days to five years. The expiration date of a CD, by the way, is known as its maturity. As you'll see below the general rule of thumb is, the longer the term, the higher the APY.
Once released following maturity, the money invested in a matured CD can immediately be plowed into a new one. This process is called the "rollover" and is common practice among aficionados of CDs.
Early withdrawal penalty -- You'll want to keep your money locked away in a CD to maturity, unless a financial emergency makes it absolutely, unavoidably necessary to withdraw funds. This is because the bank (or other financial services entity selling it to you) imposes stiff penalties for early withdrawal of funds.
A typical example is Bank of America, which will penalize an account holder six months of interest if he or she takes out money from a one-year CD -- i.e., exactly half of the earned interest. With terms five years and over, that charge climbs to one full year of interest. Mirroring the term/APY dynamic discussed above, generally the longer the CD's term, the higher the penalty for early withdrawal.
Types of CDs -- CDs have been on the product lists of banks for decades. Over that time, variations have appeared on the market. Here's a list of some of the more high-profile types:
- Jumbo CD -- A product in which at least $100,000 is invested. Almost needless to say, APYs tend to be slightly higher for jumbos.
- Step-up CD -- The interest rate earned by the CD holder rises at different intervals determined by the seller.
- Bump-up CD -- Similar to a step-up CD, the holder has the right to make one request for an increase during the CD's term, as long as market interest rates are on the rise.
- Liquid CD -- As its name implies the liquid CD allows investors to draw funds from the CD, although this privilege is fairly limited.
Checking account basics
A checking account is the most basic type of bank account. It's designed to be the go-to account for spending, the source of funding for both regular and occasional purchases.
Checking account holders have numerous ways to draw from their account in order to make purchases and settle bills. Here are several major ones most of us have used at one point or another:
- Checks -- These familiar rectangles of paper not only give this account type its name, they remain a widely-used instrument of commerce in the U.S. That might not last forever, as they're declining in popularity with the rise of payment cards and e-payment solutions. Still, they remain a go-to means of payment for many, particularly when taking care of major cost items such as rent, or car loan installments.
- Debit card -- Even in the more remote parts of the country there's usually an ATM lurking somewhere nearby. This ubiquity and convenience is ideal for the checking account, which is why most come with linked debit cards. Typically, the included card carries the brand of one of the two monster global payment processors, Visa or Mastercard. The debit card can be used not only to draw cash at the ATM withdrawals, it can be utilized for purchases in person or online.
- Online banking bill pay -- These days, it's rare to find a bank that doesn't include online banking access, via website and mobile app, to account holders. One of the more useful of these services is online bill pay, in which recurring bills can be paid directly from the account. This is relatively easy to set up, and when implemented provides a frictionless way to automatically take care of regular expenses.


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On Monday we addressed bad teams and failures. They're part of life and not something we can really avoid. Today I wanted to talk about something that's been around forever but is something we're seeing more and more in this social world: the power of a community. As business owners we've always valued when satisfied customers tell their friends how great our business is, not to mention free publicity we get, but over the past few years we've really worked hard to harness the power of community through social media. Call them volunteers, call them fans, call them your street team, these are the people that we depend on to make our budgets go just a little further and reach into groups of people we would never get a foothold with otherwise. In this month on teamwork it's important that we take a little time to discuss this very important aspect of our teams and businesses, what they can do for us and what we can do for them.
Let's start with ways we fail our community. I could come up with a ton of ways I've been hurt or failed as a community member, but I'll just touch on a few of the biggest and most obvious, and also the easiest to fix. First, ignoring them is a great way to lose their interest and willingness to do something for you. I've been introduced to people through a seminar or event and it's been years before I've heard from them again. All of a sudden they think I'm interested in hearing from them years later and they ended up missing out all those years ago. If you really want your community to stick around for you, you have to stay in touch with them consistently.
The second way communities are failed is by a lack of appreciation. If you really want raving fans not only will you have a great business they'll be happy to buy from, you'll recognize them for their support. Maybe this is in the way of a fan club that offers discounts or gifts to the most loyal of fans. Maybe this is a meal after they've volunteered at your event. But even something as simple as a "thank you" and some verbal recognition can mean the world.
If you want to make the most of your fans, your community, your volunteers make sure they've got the tools to share you with the world. Consistently post on social media, give them the business cards to pass out, have an easy-to-find (mobile friendly) website, post your most important information clearly (hours, location, costs, contact info etc.), send out a weekly email newsletter, offer buy-one-share-one deals, the list goes on. But when you're nowhere to be found or your information is incorrect or you just seem like you don't care neither will they.
Have you supported your community throughout the life of your business or do you have some apologizing and catching up to do?

subset: commoncrawl


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Everyone has a role to play in suicide prevention.
We all have a role to play in suicide prevention, including looking after ourselves and supporting each other, but it is only by working together that we can prevent suicide.
People who are experiencing suicidal thoughts may not be able to communicate their distress directly, and so warning signs may be missed or misinterpreted. And sometimes even when we know someone else is struggling, we hesitate to offer support because of worrying about saying the wrong thing or not knowing how to best help them.
Training in suicide prevention gives people the knowledge and skills to identify those who are at risk of suicide, provide them with immediate support, and connect them with services.
Whether you work in a health service, are a member of the community, or work in any other type of business, there is training that will help you feel confident to play your role in preventing suicides.
I am a:
Need help?
Community suicide prevention training aims to teach individuals the warnings signs of a suicide crisis and how to respond. These trainings are not recommended for individuals recently bereaved by suicide, as it is not a therapy or support group, rather an education session to learn how to support others.


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Frank & Matt talk off-the-cuff, in a one take conversation regarding the Ravens playoff loss to the Chargers (Matt was at M&T) The Lamar/Flacco conundrum, fan support/unrest, Ravens Free Agents, coaching philosophy, April draft plans, team direction & play a game of "If I were GM."
Want to listen on a different platform? No problem, we have you covered!
Itunes: https://itunes.apple.com/us/podcast/purple-reign-show/id1333698072?mt=2
Podbean: https://www.podbean.com/podcast-detail/vmy6r-63849/Purple-Reign-Show-Podcast
Stitcher: https://www.stitcher.com/podcast/purple-reign-show/purple-reign-2


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When you visit a female colleague's office for the first time, it's okay to comment on the nice view of the main quad from her window. It's not okay to comment on that view in the context of remembering when you were a student here in 1970 and you and several hundred other people streaked the quad while a couple of people parachuted naked out of a plane in which the pilot was naked, and there were naked people sitting on a naked horse, and various other interesting sights that had to do with people being naked. It was...an interesting story, but also extremely skeevy to share it like that as the first thing you say to a colleague you've never met before, in her office with the door mostly closed.
No love,


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- June 04th, 2019
- /
- Registration
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Please join us at our 27th Annual Participation House Golf Tournament at the prestigious Emerald Hills Golf club in Stouffville. Mark your calendars for Thursday September 19th, 2019 from 11:00 a.m. to 8:30 p.m. This year, the proceeds from the golf tournament will be supporting the Physical Exercise Program at Participation House, Markham. The program promotes independence and active living by helping our residents get the exercise they need that will alleviate muscle tension from spending the day in their bed or wheelchair.
Come out and play ! Have fun and know that you are making a big difference in the lives of our residents. Thank you for your support.
The 27th Annual Charity Golf tournament will be at a ClubLink Course for 2019.
We're excited to share the news officially …
Registration is now open for the Thursday September 19th, 2019 charity golf tournament in support of the physical gym and therapy programs for Participation House, Markham.
Emerald Hills Golf Club is located at 14001 Warden Avenue in Stouffville.
a ClubLink Course


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Rally do Cocido 2018! – @_D10M_
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Cellphone Technician CV
Mobile Phone Technicians are initially trained as electronics technicians but have specialized in troubleshooting and repair for a growing number of cellphone and smartphone users. While majority of cellphones in the entry and budget levels are essentially throwaways, medium and upscale models and smartphones are not. Mobile Phone Technicians can restore a non performing units back to normal at just a fraction of the price of getting a new one in the same class.
Cellphone Technician CV Format
Mike T. Cortez
Margaret St., Key West, Florida
Phone: (305) 355-2654
Career Objective
To be a cellphone technician for a mobile telecoms company in the west coast area.
Professional Experience
2002 – Present: Senior Cellphone Technician, Verizon Florida
- Examine cellphone or smartphone device sent for maintenance and conduct initial observation of operations to confirm complaint.
- Re-install cellphone systems and reboot to evaluate if problem continues
- Conduct manufacturer's prescribed diagnostics for hardware problems if the rebooted newly installed OS confirms the problem.
- Open, disassemble and perform in-depth troubleshooting for each modules to isolate cause of problem using approved electronic tools and testers.
- Document repair work and parts replaced for accurate client billing purposes.
- Observe assigned work shift schedules to achieve maximum productivity.
Skills and Qualification
- Excellent grasp of consumer electronics and cellular telephone under the GSM and CDMA technologies.
- Above average comprehension skills to follow medium complexity instructions in cellphone repair.
- Excellent computer literacy and proficiency in handling hardware, software, and peripheral tools required in the repair of cellphones.
2001 – 2002: Associate in Cellular Communications, ITT Technical Institute, Online Course.
2000 – 2001: Diploma in Consumer Electronics, Tampa Technical Community College
Professional and Character References
To be furnished upon request
Category: Telecom CV


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Steamed chicken (room temp with bones and skin) with Chef's soy sauce.
Chicken with lemon grass and chili paste in thick rich coconut curry.
Shaped fried taro stuffed w.shrimp, chicken, vegetables, cashew nuts.
Sauteed chicken w.shredded mango,onion,red and green pep in spicy,sweet sour sauce
Fried tofu with chicken and vegetables in Chef's white sauce
(white meat)


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This event has passed.
Year 12's Last Day/Graduation Dinner
October 24, 2017
Today is the final day of their six years of education at the North Geelong Secondary College.
A final College assembly will be held in the morning at the College.
The Graduation Dinner will take place later in the evening.
COST: $70 per person. Payment of this is due by Friday 22nd September
WHERE: Presidents Club Room, Level 2, Charles Brownlow Stand at Skilled Stadium
WHEN: Tuesday 24th October, 6.30pm till 10.30pm
DRESS: Formal dress code
MEAL: Main course and desert provided.


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This Mexican-American emcee is a skilled networker, if nothing else. His third studio album, Cyclone, features an array of famous friends: Vocoder aficionado T-Pain, past-his-prime crooner Keith Sweat, and UGK's Pimp C all turn in perfunctory vocals, while crunkmaster Lil Jon and nascent superproducer J.R. Rotem provide passable beats. But Baby Bash himself is by far the weakest link. Though he fancies himself a sweet talker, clumsy lyrics such as "She wanna add me to her life like a MySpace friend" come off like cringeworthy pickup lines. C-
DOWNLOAD THIS: "Cyclone"


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Posted On: Jun 09, 2019
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CLI stands for Command Line Interface. It is a utility or program on your computer where users type commands to perform..
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vBulletin [login to view URL] XSS to CRSF payload
Presupuesto $30-250 USD
As you know, an admin or moderator can post the html codes via announcements in the vbulletin by visiting this link in vb forum
posting from moderator cp
[url removed, login to view]
I need a payload developed which will execute the CRSF sploit via [url removed, login to view] in vbulletin. It must be able to execute the CRSF sploit to inject the arbitrary php code in the plugin hooks of vbulletin via admincp of the forum automatically when admin visit the announcemnt post containing that specific payload.
So when admin visits the announcemnt post containing the payload eg.
[url removed, login to view]
The code will be injected here in the background:-
[url removed, login to view]
the payload will be [url removed, login to view] and to exploit it one need to make new html enabled announcemnt in vbulletin like this
[url removed, login to view]
There already exists the similar exploit but in different form here:-
[url removed, login to view]
The above sploit is used to sploit the vbseo vuln and to do php code injection into hooks via crsf. We just need to modify that sploit to make it work in our situation.
I am also providing the example exploit for modification from the above page here:-
[url removed, login to view]
It will be small time work for the experienced coder to make it workable as you only need to modify the already existing sploit.
The sploit must be working against the latest vbuletin 4.2.2 or at least 4.2.1 version
P.S. This is only for the education purpose as this will be used to pentest my clients and to prevent system comprise in similar situations.
P.S.S. I am, expecting a bids of around 50$
hi , i am ready to work with you on least amount while giving you better quality then any other one !! the reason is just to create a long term realtions with you and your organization !! i am having more then Más
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Halfords has installed new displays to showcase in-car technology products in more than 400 stores. The bespoke displays comprise play tables and gondolas which allow shoppers to interact with products including dashboard and reversing cameras.
The displays have been developed and installed by UXG, in 401 of 460 Halfords stores.
"Customers have high expectations of our products, services and the in-store experience we create. This latest investment in informative and interactive displays is helping us showcase products to our diverse range of customers, allowing the Halfords brand to develop and maintain its strong market position as well as improve the stores aesthetic appeal," says Halfords group property director Paul O'Hara.
"Halfords knows the importance of continually innovating, investing and creating engaging retail environments. It's this which will continue driving footfall, engagement and sales," adds UXG senior account manager Nick Metcalf.


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Laurie Van Wieren
Laurie Van Wieren was born in Holland, Michigan, raised on the west side of the city Chicago, and has been making dance and visual art in Minneapolis, MN since 1980.
At an early age she practiced drawing and painting with her mother and sister and studied ballet with Gary Roberts (of Ruth Page and Bentley Stone lineage).
She studied at the School of the Art Institute of Chicago where she was introduced to performance art and conceptual art. It was there that she married a colleague as a performance piece.
Van Wieren moved to Minneapolis, divorced, and began working at the Walker Art Center. She spent four years studying German expressionists dance technique, composition and improvisation with Nancy Hauser (of Hanya Holm lineage), all the while being influenced by the work of Grand Union, Stuart Sherman, Deborah Hay, Meredith Monk and many other contemporary artists that the Walker brought in. She took the workshops and performed in the works of Dana Reitz, Deborah Hay, David Gordon, Eiko and Koma and Stuart Sherman.
She developed a cadre of close artist friends at the Walker, who were soon performing in her first performance work within a Walker Art Center Choreographer's Evening.
In 1984 she created a pick up company: The B-Specifics. The 1980's and 1990's saw Van Wieren creating many dance works. Most of her works were very different from each other. Some were strictly movement pieces, some were character driven and involved plenty of wigs, costumes and make up. There were solo pieces in cabaret's, quintets for the concert stage and three large outdoor site-specific works including one with hockey players, gold medal skaters and fire works.
She continued dancing and teaching in the 1980's and 1990's. She was also an active member of MICA (MN Independent Choreographers Alliance) and The MN Dance Alliance.
The 2000's found Van Wieren teaching movement in the Department of Theater Arts and Dance at the University of Minnesota, bringing her dance work to Germany and Russia, and beginning to curate and produce other dance artists' work. She created the monthly dance series-9x22 Dance/Lab at the Bryant Lake Bowl Cabaret Theater and developed another series called Monday Live Arts, featuring four artists in all forms of live performance with exploratory approaches to contemporary performance.
Van Wieren looks forward to researching and developing duets with some of her favorite artists: Anna Marie Shogren, Nick Gaudette, Sandrine Harris and Chris Holman as well as creating a new solo project examining age and memory.
Artist Statement
Van Wieren's work considers the dancer as archivist, the stage as a visual and social landscape, and choreography as a lens to experience and distort art.
Her work has been seen in Dancespace, DTW, Links Hall, Walker Art Center, Fabrik, Potsdam, Germany and Art of Movement Festival - Yaroslavl, Russia. She is the recipient of fellowships from McKnight, Jerome, Bush and NEA and Rockefeller Foundations. In 2011 she received a Sage Award for Dance, Outstanding Performance for her retrospective: "Who Made These Video Tapes?"


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- Is she actually interested?


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Are you trying to decide whether you should become a stay at home mom? It's exciting, but can also be a little unsettling to think that you have a little one on the way. And now it's up to you to decide whether it is the right choice to be a stay at home mom. The whole time that I was pregnant, I contemplated on whether I should stay home or go back to work.
In fact, up until about a month before I had to go back to work was when I decided to let my boss know that I would not be returning.
Here is the thing though. I loved working at the office. I had co-workers that were also my friends and my job was easy-going. But I felt that experiencing the first year of my first-born child was way more important. And let's be honest here, there are plenty of beneficial reasons that you should be a stay at home mom.
Here are 5 Reasons you should be a stay at home mom
1. Daycare and babysitters are too expensive.
While I was on maternity leave, I searched around for the most affordable daycare. I even looked around for babysitters to come to my home. Mind you, I only made 12 dollars an hour and the closest daycare to my work was charging 10 dollars an hour. I kept thinking, "How could I possibly afford daycare and go to work!?"
I knew that it was pointless for me to work and pay for daycare services. That's when I realized that I would be working just to pay for someone to spend time with my own baby. It honestly didn't make any sense. And that was my constant worry because I didn't have any family available to babysit.
2. You'll feel comfortable knowing that you are your baby's main caregiver.
This was the other major reason I decided to become a stay at home mom. You may hear stories of abusive daycare or babysitters. And the thought of someone else caring for my child all day made me feel uneasy. I had major anxieties about whether they would be willing to pay constant attention to my 6 week-old baby or if they would just not pay any attention at all. The other factor about this is maternity leave does not last very long. Just as you are about to go back to work, you've established a routine for your newborn and now you have to adjust to a new one.
3. You could potentially save money in the long run.
After my husband and I contemplated on whether I should be a stay at home mom, I realized that I was actually saving money by not working! It oddly makes sense after you factor in the gas mileage, spending money on lunches and snacks, and all of the other little things that add up.
After that came me, I actually felt a huge weight lift off my shoulders. I was fortunate enough to have my husband take over some of my financial payments, for the most part. But I also saved up as much money as I could before I went on my leave and that lasted a good while until tax season. Mind you, I had my baby in September and I started saving as soon as I found out I was pregnant. It wasn't a whole lot of savings but it sure did help.
4. You might be eligible for government assistance, such as WIC.
With both of my husband's and my income together, we were not eligible for WIC. But, we were able to qualify after I had quit my job. The thing is that formula is very expensive. In Pennsylvania, it is about 15 dollars for a 12 oz. can of formula. I had never planned to feed my baby formula. I was able to breastfeed for the first 4 months, but things had changed. Breastfeeding became a challenge for me because I could never figure out how to latch her on without a nipple shield. And I was struggling to keep my supply up.
My Lactation Consultant was not very supportive and I also had a c-section. So, it made the learning process of breastfeeding much harder because I was in so much pain.
WIC is an amazing program for new mothers and babies. Even if you are breastfeeding, they still give you the essential nutrients that you need. It even helps you save money on your groceries, so don't ever feel guilty for receiving money from a beneficial program.
5. You won't have to miss any special moments when you are a stay-at-home mom.
I ultimately wanted to stay home with my girl whether I could afford it or not. This is my first child and I didn't want to miss out on any special moments or bonding time with her. I wanted to get to know my child and be the one to soothe her when she cried. It's a special thing to have carried a living being inside you for 9 months and suddenly getting to know their personality.
Finally, you can decide to become a stay-at-home mom.
Making the decision to be a stay at home mom can be risky financially. But consider the costs and the benefits that come from this major decision. I believe that certain things happen for a reason. Even though it may not happen exactly the way you would have wanted it to, it's possible for all of it to work out in the end. It just depends on how you can make it work and whether you think it is right for you!
Are you already a stay-at-home mom? Join the Pretty Crafty and Wanderful to receive A Mother's Guide to Self Love, a FREE downloadable e-book. Sign up today!
2 Comments on 5 Reasons You Could be a Stay at Home Mom
Hi Mckinsey thanks for sharing your little girls first birthday. Precious moments that can never be replaced! I was a stay at home Mum and whilst financially it was really hard it was worth it. Would'nt changes a thing! Enjoy!


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Peter Dalla Riva was born in Italy, where the game of football involves this funny black and white round ball, not the ovoid most Canadians think of. Dalla Riva, however, soon learned to play the Canadian game of football after his family moved to Canada, so well in fact that he went on to become one of the best tight ends to play in CFL history. Dalla Riva played his entire 14 year CFL career with Montreal from 1968 to 1981. That was the "hey day" of the tight end the CFL, when the offensive possibilities of the position were suddenly discovered. This was due to players like Dalla Riva in Montreal, Tony Gabriel in Hamilton and Mel Profit in Toronto. For many years, the tight end position had languished as mainly a blocking position, but Dalla Riva and the others changed that. Since then, the game has continued to evolve, and the tight ends of the 70s became the slot backs of the 80s. Recently teams have reintroduced the tight end, but once more as a blocking position, often bringing in big defensive linemn to beef up the line. All that is just background to explain to younger football fans who might view the offensive potential of tight ends with disdain. Dalla Riva, and the other tight ends of that era, were very much offensive threats. Dalla Riva had just 8 catches in his rookie season in 1968, but in the following years, Dalla Riva's playing time and offensive stats kept going up. Dalla Riva hit a peak of 56 catches and nearly 800 yards receiving in both 1975 and 1976. Dalla Riva was named an East All-Star 5 times (1972, 1973, 1975, 1976 and 1977) and a CFL All-Star three times (1972, 1973 and 1975). Dalla Riva was also the Montreal nominee for Outstanding Canadaian twice (1975 and 1976). Peter Dalla Riva was elected to the Canadian Football Hall of Fame in 1993
Dalla Riva Cries, Others Stunned - November 2, 1971
Dalla Riva had one kickoff return for one yard in 1969.


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The Academy Awards Are Decadent and Depraved
If the 2013 Oscars ceremony is the best that Hollywood can do, it's no wonder that movies like 'Life of Pi' and 'Silver Linings Playbook' took home awards.
26 Feb 2013
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Christopher Plummer went from playing punk music to cutting film, first at TVNZ editing documentaries, and then on a slate of award-winning films. They include the shorts Sure to Rise (Niki Caro), and Possum (Brad McGann); and feature films Channelling Baby, In My Father's Den, Black Sheep, No.2, Vincent Ward doco Rain of the Children, and Taika Waititi's breakout hit Boy.
One of the ways I try to work is to follow my intuition. Sometimes logic just doesn't work in the cutting room, even though the argument about why something should work sounds great. Chris Plummer
With The Free Man, genre-hopping director Toa Fraser (The Dead Lands) takes on the world of extreme sport. The globetrotting documentary is built around encounters between Kiwi freestyle skier Jossi Wells and The Flying Frenchies, known for their base jumps, wingsuit flying and tightrope walks at terrifying heights. As Wells gets direct experience in the art of walking a highline, director Fraser investigates what adrenaline junkies gain — and lose — when putting their lives on the line. The Free Man got its Kiwi premiere during the 2017 NZ International Film Festival.
Director Paul Murphy follows Second Hand Wedding with a romance featuring comedian Rhys Darby, songs by Queen and ... a duck. Darby plays heartbroken nice guy Doug: after a close encounter with a native duck (a paradise shelduck) with emotional problems, he enlists expert help from a sassy animal specialist (played by Brit Sally Hawkins, a Golden Globe-winner for feature Happy-Go-Lucky). True to rom-com form, love ensues ... eventually. NZ Herald reviewer Russell Baillie called Love Birds "an endearingly funny, if sugar-coated local romantic comedy".
A tale of infuriating fathers and very fast go-karts, The Hopes and Dreams of Gazza Snell marks Robyn Malcolm's first leading role on film. Malcolm plays Gail, long-suffering wife to the charming, ambitious Gazza Snell. Obsessed with go-karting, Gazza has banked heavily on the hope his sons' racing talents will result in motorsport glory. But Gail is unconvinced. Australian talent William McInnes (Unfinished Sky, SeaChange) plays Gazza; the script is by Insiders Guide to Happiness award-winners David Brechin-Smith and Brendan Donovan (who also directs).
Taika Waititi's blockbuster second movie revolves around an imaginative 11-year-old East Coast boy (James Rolleston) trying to make sense of his world — and the return of his just-out-of-jail father (Waititi). Intended as a "painful comedy of growing up", Boy mixes poignancy with trademark whimsy and visual inventiveness. The film was shot in the Bay of Plenty area where Waititi partly grew up. A winner in its section at the 2010 Berlin Film Festival, Boy soon became the most successful local release on its home soil (at least until the arrival of Waititi's 2016 hit Hunt for the Wilderpeople).
Maurice Gee's classic novel about aliens running amok under Auckland has rarely gone out of print, since its debut in 1979. First adapted as a memorable 80s TV series, this movie retooling sees teenage twins Theo and Rachel stumbling across shape-shifting creatures that are hiding beneath Auckland's extinct volcanoes. American showbiz magazine Variety praised Black Sheep director Jonathan King's "solid helming", and the excellent acting of Sam Neill as the mysterious Mr Jones. Oliver Driver plays lead villain Mr Wilberforce, under four hours of make-up.
This offbeat father and son feature was written by Scotsman Alan Sharp, and mostly filmed in the UK by a Fijian-Brit Kiwi. Lawrence of Arabia legend Peter O'Toole plays a stiff upper lip Englishman whose frosty relationship with his son warms after hearing an extraordinary tale of reincarnation from Reverend Dean Spanley (Sam Neill). Based on an Edward Plunkett novella, Toa Fraser's second feature won praise for its cast, and mix of comedy and poignancy, "intertwined to the last" (The Age). Spanley won a host of Qantas awards; GQ rated it their film of the year.
This much praised documentary revisits the subject of a film Vincent Ward made in 1978, aged 21. That film, In Spring One Plants Alone, told the story of 80-year-old Puhi, who lived with her schizophrenic son in the isolated Urewera. The follow-up — part detective documentary, part historical reenactment — focuses on Puhi's life. She married the son of Māori prophet Rua Kenana, had 14 children, and after a run of tragedies, believed herself to be cursed. This excerpt goes "way out there in the bush" to the Maungapohatu community where Rua "made the city of God on Earth".
A mutant lamb escapes from the lab after dodgy genetic experiments, and herds of sheep are turned into bloodthirsty predators. Three hapless humans are stranded on the farm as the woolly nightmare develops. They discover a bite from an infected sheep has an alarming effect on those bitten. With his first feature, director Jonathan King (Under the Mountain) provides splatter thrills and attacks a few sacred cows. Black Sheep was invited to 20+ international festivals, where it scored acclaim and multiple awards. The interviews include King, Weta's Richard Taylor, and the cast.
Nanna Maria (Ruby Dee), the matriarch of a Fijian family in Auckland, feels that the heart has gone out of her clan. She demands that her grown grandchildren put on a traditional feast, at which she will name her successor. The grandchildren reluctantly turn up, but tiffs spin things into chaos and she calls the whole thing off. Based on his second play, this love letter to the suburb of Mt Roskill marked the first film for director Toa Fraser (Dean Spanley). It screened at many festivals internationally, and won the 2006 World Cinema audience award at American festival Sundance.
When his father dies, Paul (Matthew Macfayden), a world-weary war journalist, returns to his Central Otago hometown. He strikes up an unlikely friendship with a teenage girl (Emily Barclay). Their relationship is frowned upon and when she disappears, the community holds him responsible. The events that follow force Paul to confront a tragic incident he fled as a youth, and face dark secrets. Critically-acclaimed, In My Father's Den marked the debut of a formidable fledgling talent: it was the only feature from writer-director Brad McGann, who died of cancer in 2007.
When his father dies, soldier Will Bastion (Temuera Morrison) returns home after 20 years. Tradition dictates he take on the mantle of tribal chief, but he's not interested. His brother Kahu (Lawrence Makoare) seizes the opportunity, but he's a drug-dealer with grand plans to get stolen land back. Worried about Kahu's provocative approach, Will must choose whether to face off against his brother. Melding horseback action and indigenous land rights, Crooked Earth marked the first NZ film for director Sam Pillsbury since 1987's Starlight Hotel. Variety called it "handsomely mounted and compelling".
A dark and mystery-filled drama about a 70s hippy (Danielle Cormack) who falls in love with a Vietnam vet (Kevin Smith). But has fate brought them together, only in order to drive them apart? And what exactly happened to their child? This twist-filled tale of seances, damaged people, and conflicting versions of truth marked the directorial debut of short filmmaker Christine Parker. At the 1999 New Zealand film awards, Channelling Baby was nominated in six categories, including best actress and best original screenplay. Read more about the film here.
The light-hearted but star-heavy I'll Make You Happy unapologetically showcases a group of Auckland prostitutes, united by girl power — and a general distaste for their pimp (Michael Hurst). Jodie Rimmer dons many wigs and personas as Siggy, the spunky young sex worker who fends off Hurst's pleading advances, while pulling a nerdy banker (Ian Hughes) into her plans for a game-changing heist. The eclectic soundtrack is heavy on electronica, while the cast includes Rena Owen, Jennifer Ward-Lealand, dancer Taiaroa Royal, and a one-minute cameo by Lucy Lawless.
This documentary about Māori writer Witi Ihimaera features him in conversation with filmmaker Merata Mita. Ihimaera traverses his life and writing career, emphasising the importance of family (particularly his mother and grandmother) and his overriding Māori identity. Aileen O'Sullivan's film features a star-studded assemblage of local literature — Keri Hulme, Albert Wendt, publisher Geoff Walker — and a dramatised excerpt from his novel Bulibasha ( featuring Rena Owen, Michael Hurst and Rawiri Paratene), shot roughly two decades before 2016 movie adaptation Mahana.
In a wooden cabin on the edge of the forest, a strange young girl referred to only as 'Kid' holds court over her trapper Dad and his isolated bush family; she sits beneath the dinner table, makes animal sounds and refuses to be washed. This pitch-black fable is told through the eyes — and distinctive voice — of her sympathetic brother 'Little Man', who one night makes a fateful decision that liberates her into the wild. Filmed in gas-lit sepia by Leon Narbey, the atmospheric and award-winning film announced the directorial talents of the late Brad McGann.
This is the second of three documentaries made about Shelly West (Michelle Belesarius) who was crippled as a child by rheumatoid arthritis and blind from age 19. Against all odds — and medical advice — Shelly is pregnant; but she is all determination as doctors work through how her "tiny, twisted, little frame" will cope with the demands of pregnancy. An audience of 600,000 watched this doco with its compelling scenes as the cameras kept rolling while Shelly nearly died during childbirth, and her newborn daughter was whisked away to intensive care.
This documentary is a hallucinogenic exploration of the allure of the foot and the cult of the shoe. What other item of clothing carries the promise of such pleasure or pain? A podiatrist, a ballerina, a cross dresser, a mistress, an academic, a transexual, a femme fatale and a couple of shoe salesmen journey into the depths of their soles. Selected for Venice Film Festival in 1996, Footage was an award-winning excursion into documentary making for feature director Niki Caro.
This short, written and directed by Christine Parker (Channelling Baby) takes an allegorical look at the creative process. A writer (Rima Te Wiata) has a korero with a trickster spirit guide Hinekaro (voiced by Rena Owen), and conjures worlds from the words she inks on a page. In her imaginative struggles she's visited by a ruru owl and her younger self, and other creatures are brought strikingly to life via special effects (beetles from a book, an eel hiding in a toilet bowl). Hinekaro was adapted from a 1991 short story by Booker Prize-winner Keri Hulme.
"Maybe if we looked after our living as well as we do the dead, he'd still be here." After returning to his marae from the city, Mana (Cliff Curtis) finds himself caught up in arrangements for a tangi. But when another local commits suicide, Mana finds himself caught between traditional values and his own sense of right. Meanwhile in the forest, it seems that other powers may have the final word. The short film also features George Henare. It was written and directed by former DJ and commercials director Poata Eruera.
Directed by Annie Goldson (Brother Number One), this 1995 TV documentary explores the story of Cecil Holmes, who won Cold War notoriety in 1948 when he was smeared as a communist agent, while working as a director for the National Film Unit. This excerpt — the opening 10 minutes — revisits the infamous snatching of Holmes' satchel outside Parliament, his Palmerston North upbringing, war service, and the founding of the Government's National Film Unit. There are excerpts from a 1980 interview where Holmes describes his inspirations (including UK film Night Mail).
Blessed with a top-notch cast, this hour long drama chronicled the final 48 hours of leave before three soldiers head to Bosnia. One soldier is forced to share a car with the man who caused his demotion; the trio go on to use their break for various encounters with lovers, families and strangers. Based on a story by Richard Lymposs, whose experiences helped inspire 1986 teen rebel movie Queen City Rocker, The Call Up was shown as part of the debut season of one-off Kiwi dramas which screened in primetime, on the Montana Sunday Theatre. This excerpt features the opening 10 minutes.
Whale Rider director Niki Caro's fourth short film is comprised of six vignettes — each focusing on a different elderly man. With minimal supporting cast (Joel Tobeck has a cameo as a competence-challenged waiter), the men talk mainly to themselves or the camera. Shot on Super 8mm (with graphics from an overhead projector), Old Bastards attempts to "subvert our kindly and slightly condescending view of old men"; its dark alternative view instead paints the aging male as vigorously intolerant, lecherous, impotent, trapped or just lost.
A social cricket match in Cornwall Park needs a third umpire after a bogan's dog swallows the ball in this short film. As the men in white struggle to field the ball, a statistics-obsessed sport crosses absurd boundaries. A line-up of contemporary NZ comedic talent features on the field— plus New Zealand Black Caps cricketers (and 1992 World Cup bowlers) Chris Pringle and Willie Watson. Bradman was written and directed by Peter Tait (actor in classic shorts The Singing Trophy and Kitchen Sink). The film includes classic song 'Bradman' by Australian singer Paul Kelly.
This documentary follows two young people with significant disabilities — Miles Roelants and Shelly West (real name Michelle Belesarius) — as they move into a flat together and face considerable challenges. Shelly is blind with rheumatoid arthritis, and Miles has spina bifida. The film provoked public debate at the time of screening about disabled peoples' right to live 'normal' lives. This was the first of several documentaries about Belesarius including the high-rating Shelly Has A Baby and Mum, Dad and Michela. She died in 2010.
While beachcombing, April (Hester Joyce) discovers an injured man and claims him as her own. She must keep him a secret, and alive, in a makeshift community called Paradise. But Paradise is under threat and the other residents are slowly moving on. Fiercely protective of the broken man in her bed, April cannot leave, nor can she stay. For April there is nowhere to go but up. Directed by Niki Caro (Whale Rider), Sure To Rise competed for the Palme d'Or at the 1994 Cannes Film Festival. Producer Owen Hughes writes here about where the film's rise led its director.
Beneath her twinset, repressed housewife Gwyneth (Mandy McMullin) is close to the edge: of attacking the dishwasher, and giving in to lust (thanks to neighbour Kevin Smith). Especially after learning the husband has done the dirty on her. Based on a Fiona Farrell story, Mon Desir blends fantasy, satire and domestic tragedy. Writer/director Nicky Marshall scratches under the fingernails of Kiwi small towns, to reveal "what happens behind the facade of wholesome goodness and normality". Mon Desir was chosen for the 'Un Certain Regard' section of the Cannes Film Festival.


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Teddy came to visit my South Orange County newborn photography studio. He was such a little peanut and such a pleasure to photograph!
I found out this family has been following my Instagram feed for a few years and knew she just had to book me when she found out she was pregnant. It is such an honor to know that this Orange County family treasure these precious and fleeting time in their newborns life. It is such a small window to capture newborn photos.
I love when my newborn photography clients come back when they have another baby. Not only do I get to see their sibling, but I get to see how much they have grown. This San Clemente family is pretty special. I get to see them often since they are part of the Baby Club.
I met this Orange County family almost 4 years ago when they came to my Southern California newborn photography studio for their little girls newborn portrait session. Now it is 4 years later and I get to meet their newborn baby boy when they bring him to my baby studio in San Clemente. They brought a lot of props to use which I think I incorporated beautifully!
Janessa was so sweet and adorable during her newborn photography session in Orange County. This couple found me at the My Baby 3d/fd Ultrasound in San Clemente who I partner with. They are an amazing Ultrasound clinic to get a glimpse of your sweet little one before they join you on the outside. LOL
910 S. El Camino Real, Suite 200 | San Clemente | California | 92672 | 949.391.9481 | firstname.lastname@example.com


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I can't believe it has been a whole year since this little one arrived! He is so full of character I couldn't get enough of all his expressions. Even though he wasn't feeling 100% he sure did good!
Specializing newborns weddings and portraits Abbotsford, chilliwack, langley photographer
I can't believe it has been a whole year since this little one arrived! He is so full of character I couldn't get enough of all his expressions. Even though he wasn't feeling 100% he sure did good!
I don't often advertise in this type of portraiture however I do think it is so, so important for any business to have up to date portfolios. Especially if you are dealing with and client or customer. I was contacted By Christina from Expression Counselling and was happy to be able to provide some new up to date images for their new website. I truly feel that the old "walmart mug shot" is just not cutting it. Today, people want to be connected to you and see who they are dealing with. In a time where we can manage most of our business without meeting someone personally it is important to show who you are through a digital profile.
If you would have asked us 10 years ago what you thought if I would be rocking four kids and this Woman be a yoga instructor specializing in mindfulness meditation, well we would have thought you were off your rocker. However life, no matter how you plan or envision it has its own unexpected path and it is kind of amazing how it all pans out.
Brandi asked to do some new portfolio images for her new venture and it was amazing. Seriously it is so amazing how good Brandi is at what she does. You can check out her fb page here and her website is coming soon. We used just one of the amazing studios she teaches at Haven yoga & wellness, located here in Abbotsford. Prepared to be blown away from these "not your everyday business head shots " Abbotsford portrait photographer business headshot specialist. Located in the fraser valley.
Well technically he is 7 months but the perfect age for photos. Hunter was sitting like a champ and ever so cute! He had all his baby rolls and big cheeks I could just squish them. I almost died when I saw the little outfit mom and dad brought for his session, including bow tie!!! Here is his highlight roll:) Abbotsford portrait photographer based in the fraser valley serving the lower mainland, Chilliwack, mission, and Langley
Baby Grady made his way to the studio and I couldn't say more sweet things about this peanut, and the accessories he came in with. I must admit I was a little unsure of how I was going to incorporate this massive prop, that I had no previous experience with, but I think it turned out pretty good if you ask me:) I first met Gradys mom and dad when use to shoot more weddings and I think It still is one of my most favourite weddings to date. They are such an amazing couple and it is so wonderful to see them become parents. You can just see how in love they are with their newest member of the family. So sweet! Abbotsford family and newborn photographer located in the fraser valley serving the lower mainland


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Anyone who wants to apply for a loan for a debt relief, will come around one or the other hurdle! An exemption from residual debts, after all, means that the debtor has a corresponding debt career behind him. The problem here is that even after the Restschuldfreireiung an entry in the private credit exists. This is interpreted by most banks negatively and is the basis, which is why a loan application is usually rejected on principle.
A chance for a new beginning
The majority of banks are hesitant to enter into talks, given the prevailing circumstances, because they consider the risk "intolerable". Many debtors slip into the debt trap unhindered with a new loan. Nevertheless, there are conscientious people who see a chance for a fresh start in a debt relief and need a loan for this. For this group of people there are certainly ways and means to obtain a loan after a residual debt exemption.
Loan offers without examination of private credit
Consumers who want to take out a debt relief loan will soon find that a negative private credit entry can prevent this important cash injection. The only sensible option here is to resort to a loan without the requirement of a private credit query. However, in order to be able to use one of these offers, some criteria must be met: For example, the applicant must prove, among other things, a permanent position.
Anyone who can additionally prove having a residence in Germany by means of a valid ID card and in the best case can name a guarantor will have very good chances of success. To find a truly serious offer, various offers should be subjected to a strict comparison. Quotations should be made at the house bank and at the same time on the internet in order to create the largest possible basis for comparison.
Possible alternatives to the loan without private credit
Many are reluctant to choose a loan without a private credit request, as the interest rates are very high compared to other credit models. Unexpectedly, when all else fails, consumers can face their financial hardship with the help of a professional credit intermediary. This can convey loans from wealthy people to the applicants. A query of the private credit does not take place here, so that a loan in the appropriate amount should see nothing in the way.
Some agencies only ask for some information about the current employer and salary details. On the one hand, based on these economic data, the level of the interest rate is calculated and on the other hand an assessment of the liquidity is made. Private credit intermediaries, too, want to know their security and grant a loan for a debt relief only under these conditions.


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Even the fittest women get sensitive about the annoying bulge that peeks out of the sides of a bra, through the sleeve of a tank top, or over the neckline of a strapless dress. But if you want to feel more confident in any armpit-bearing outfit, perform the exercises below – that will tighten up your chest and shoulders.
To see results, work up to four sets of 12 reps of each exercise, and tack a few of them onto your regular strength-training routine. Or, complete the entire routine in the order below a few times a week.
1. Push-Ups
Get into plank position with your palms on the floor, your wrists directly beneath your shoulders, and your fingers facing forward. Your feet should be hips-width apart, and your body should form a straight line between the top of your head and your heels.
Keeping your shoulders away from your ears, bend your elbows to lower your body in a straight line toward the ground until your forehead nearly touches the floor. Then press into your palms to extend your elbows and bring your body back to starting position.
Discover how a formerly obese woman lost 80 pounds and regained her vibrant good health and looks
2. Upright Rows
Grab a 6- to 15-pound kettlebell (or dumbbells of equivalent weight) with an overhand grip. Stand with your feet shoulders-width apart. Exhale as you bend your elbows out to the sides to lift the weighted bar to shoulders-height. Next, inhale as you slowly lower the bar back to starting position to complete one rep.
3. Front Raises
Grab a 6- to 15-pound weighted bar with an overhand grip, hands shoulders-width apart. Stand with your feet shoulders-width apart. Keeping your arms as straight as possible (without locking the elbows), exhale as you lift the weighted bar until it's higher than your shoulders. Next, inhale as you slowly lower the bar back to starting position to complete one rep.
Have you tried this weight loss quiz yet? (94% of people Fail)
4. Chest Flys
Grab a 5- to 10-pound dumbbell in each hand, and lie on your back on a mat or bench. Hold the weights together above your chest with your palms facing each other and your arms nearly straight (elbows should be slightly bent). From this position, inhale as you slowly open the weights out to the sides with control. Exhale as you engage your chest to bring the weights back to starting position. That's one rep.
5. Single-Arm Dumbbell Push Press
Stand with your feet shoulder-width apart. Hold a 5- to 10-pound dumbbell at your shoulder with your palm facing forward, elbow down. Bend your knees slightly to load up, then extend them quickly and push through your heels and glutes, using that power and slight momentum to press the dumbbell straight up over your shoulder to a full extension. Lower it slowly back to the start and repeat right away. That's one rep. Do all reps on one side before switching.
Turn Your Body Into A Fat Burning Machine
6. Overhead Pullovers
Lie faceup on a flat bench and grasp a dumbbell with both hands directly over your chest, arms perpendicular to the floor. Place your feet flat for stability and press your back into the bench. Slowly lower the weight in an arc over your head with straight arms. When your elbows come to ear level, reverse the move and return to the start. That's one rep.


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How much time you spend at the gym isn't the only way to gauge your fitness level. What you do—or don't do—at home or at work can be telling. Take this quiz designed by Larysa DiDio, a personal trainer and owner of PFX Gym in Pleasantville, New York, to find out how actively you're living. Grab a pencil to jot down your points, and let's get started:
How many days a week do you do cardiovascular exercise, such as walk or jog?
0 to 1 day per week (1 point)
2 to 4 days per week (2 points)
5 to 7 days per week (3 points)
How long do your cardio sessions last?
Up to 15 minutes (1 point)
16 to 30 minutes (2 points)
More than 30 minutes (3 points)
How often do you strength train?
0 to 1 day per week (1 point)
2 to 3 days per week (2 points)
4-plus days per week (3 points)
How often do you take exercise classes like yoga or Pilates?
0 to 1 day per week (1 point)
2 to 4 days per week (2 points)
5 to 7 days per week (3 points)
When you have the choice of taking the stairs or the elevator, which one do you choose?
Stairs (1 point)
Elevator (0 points)
How do you get to work?
Drive (0 points)
Ride public transportation (1 point)
Walk or bike (2 points)
How many hours do you spend at the computer or watching TV each day?
3 or more hours (0 points)
1 to 2 hours (1 point)
Less than 1 hour (2 points)
How much time do you spend each day on household chores that make you sweat?
None (0 points)
Less than an hour (1 point)
1 to 2 hours (2 points)
2 or more hours (3 points)
Do you care for young children or grandchildren every day?
No (0 points)
Yes, up to 1 hour a day (1 point)
Yes, 1 to 2 hours (2 points)
Yes, 2 or more hours (3 points)
4 to 10 points: Consider starting an exercise program. Get the okay from your doctor, then start walking for 10 to 20 minutes three to four times a week. Increase the time you walk by 10 percent every week thereafter. Keep your heart rate in check by using the talk test—you should be able to talk to someone (but not at length), and you should be slightly out of breath. That will ensure that you're working hard enough to get results—but not so hard that you'll suffer an injury. Also, don't forget about strength training, which helps increase lean-body mass, keeps your weight in check, and may even lower bad cholesterol levels. Start with three- to eight-pound weights and do two sets of 10 to 12 repetitions three times a week, suggests DiDio. Beginners can start with four to five different exercises. Check out a strength-training video at your local library or purchase one online (try www.gaiam.com, or www.collagevideo.com).
11 to 18 points: Great start. Now it's time to amp up the program you're on. Increase your walking speed, choose a hillier course or add weight to your body (wear a weight vest rather than carry weights; the latter isn't good for your joints). Consider interval training, where you alternate between walking and jogging. For every minute you jog, rest for two minutes. Take your strength training to the next level by adding more exercises to your routine (advanced strength trainers can handle eight to ten different exercises).
19 to 24 points: Keep up the good work! You're totally on the right track.
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OULU – Excellent gateway for investments in the Arctic Europe
We´re doing well! Start expoloring high quality of life in Oulu, the open investment opportunities, making business in Oulu, the city of experiences, Smart Oulu and other possibilites here The future is created here. Oulu has world-class opportunities to study, create new growth businesses and create yourself a career.
197 billion euros is expected to be invested in the Scandinavian Arctic Area within the next 10 years and 277 billion euros by 2030. The investment boom is being focused on the construction, mining, logistics, energy, tourism and creative sectors. To further boost business opportunities in the Arctic Europe region, Oulu has intensified its collaboration with Luleå in Sweden and Tromsø in Norway.
OULU – Fastest growing region on the Arctic
Oulu is the fastest growing region of the Arctic Europe. The population of Oulu,250,000 residents, is one of the youngest in Europe. In Oulu every third has a university degree and inhabitants are the most satisfied with their quality of life in the whole Nordic region. Oulu has two established universities. Globally Oulu is best known for its expertise in ICT.
Oulu's location by the sea, efficient railroad and highway networks, and airport connection makes it the logistics industry's main concentration in the Bothnian Bay area. 152 different logistics and storage companies operate in the greater Oulu area.
Oulu airport is the 2nd busiest in Finland. It serves a million passengers yearly. Oulu-Helsinki flight route is operated several times a day. Straight flights from Oulu to Luleå & Gothenburg, Sweden and Tromso, Norway are operated 5 times per week.
The Port of Oulu is the leading port for unit load and forest industry transportation in the Bothnian Bay. About 550 vessels visit Oulu yearly which makes it the 2nd busiest cargo port in Finland.
Main railroads from North to South and East to West connect at Oulu. Approximately 5 M tons of cargo is handled in Oulu yearly.
Oulu attracts visitors for Technical Visits for fields of ICT, HealthCare and Cleantech
The vibrant city of Oulu is the most populous city in Northern Finland and the fifth most populous city in the country. Oulu is located just an hour's flight from Helsinki, it buzzes with innovations and opportunities. It is also considered one of Europe's "living labs", where residents experiment with new technology at a community-wide scale. Oulu attracts a lot of visitors and is well-known world-wide as a city of high technology.
Oulu's ecosystems for new technologies and practical cooperation between companies, research organizations, universities and the public sectors are being continuously developed. Today, Oulu is aiming to be the global forerunner in the development of 5G.
Technical Visits offers guided tours to professionals, students, groups or individuals looking for an experience out of the ordinary. We give you an opportunity to experience an exciting deeper look behind the scenes. BusinessOulu and our partner companies are offering Technical Visits for different fields e.g. ICT, HealthCare and Cleantech.
More info on Oulu Technical Visits 2017
Contact: conventionoulu (a) oulu.com
Accommodation during Industry Summit 2019
117 € / 1 person per room / 1 night visit
132 € / 2 persons per room / 1 night visit
Bookings – DL 14.4.2019 Booking code BSUMMIT2019
Original Sokos Hotel Arina Sales + 358 (0) 8 3123255 / sales.oulu (a) sokoshotels.fi or via online reservations www.sokoshotels.fi
124 € / 1 person per room / 1 night visit
144 € / 2 persons per room / 1 night visit
Bookings – DL 23.4.2019 Booking code INDUSTRY SUMMIT 2019
Radisson Blu Sales + 358 (0) 20 1234 730/ sales.oulu (a) radissonblu.com, prices are not available via online reservations.
125 € / 1 person per room / 1 night visit – room type Comfort
140 € / 2 persons per room / 1 night visit – room type Comfort
Bookings DL 16.4.2019 Booking code Industry Summit 2019
Lapland hotel sales +358 (0)8 880100 oulu (a) laplandhotels.com, prices are not available via online reservations.
134 € / 1 person per room / 1 night visit
154 € / 2 persons per room / 1 night visit
Bookings DL 30.4.2019 Booking code IND130519
Scandic Oulu city sales +358 (8) 543 1000 (choose 5) oulucity (a) scandichotels.com, prices are not available via online reservations.


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lavender and Chamomile – from "Bastard Performer" out January 28th. Listen to the full album on spotify, apple music, and more!
From Long Beach, CA comes the four piece alternative rock group, Bundy. Led by the writers Nani Serna (Lead Vocals, Guitar) and Johnny Lim (Guitar, Keys) both have their own unique style of writing taken from personal tragedy and experience. Mixed with the righteous rhythms from Mike Meza (Drums) and JB Vasquez (Bass) the band Bundy makes its passionate and lasting impression amongst their fans.
Look out for their upcoming album "BASTARD PERFORMER" to be released on Jan 28th. – Joseph Anthony Evans [Impose Magazine]
instagram – @bundylbc


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Shoreliner Vik Beach a.m.
As FORTIS is known for its rugged diving watches like the Marinmaster or Diver, the evolution continues – from the depths of the seas to the beaches of our planet without neglecting the 20 atm/bar water resistance. The design is made for all beach lovers.
Due to the absence of numbers and the clear, simple structure, the Shoreliner models in 2017 are setting a new chapter in the Aquatis world. In the model names FORTIS has taken famous beaches as the basis. The VIK Beach, for example, is a coastal section in Iceland that is characterized by its black sand.
Straps & Bracelet
Swiss automatic movement Eta 2836-2 / 38 h power reserve / 25 jewels
42 mm Ø stainless steel, PVD black coated, stainless steel caseback with glass case back, saphire crystal with anti-reflective coating on both sides, 20 ATM/BAR
Hour, minute, central second, date indication
black dial with raised dark indices white framed(blue afterglow)
Skeleton hour- and minute hand (blue afterglow)
Standard watch box including international warranty
Strap options
Leather strap, leather performance strap, Nato-Strap, Rubber strap
Folding clasp


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The Ultimate Fighting Championship (UFC) is always releasing fighters from their roster, but to balance things out, new fighters are consistently making their debuts from show to show. Look for MMAOddsBreaker's Jay Primetown to cover these fighters in-depth in his Newcomer Breakdown series in the upcoming month. Let's take a quick peak at the five newcomers scheduled to make their UFC debuts on the world's biggest stage in April… Pearl Gonzalez Gonzalez will be making her UFC debut on short notice when she takes on undefeated Team Alpha Male product Cynthia Calvillo at UFC 210 in Buffalo next Saturday night, April 8th. This bout is a very quick turnaround for Calvillo, who is coming off a first-round rear-naked choke submission win over Amanda Cooper at UFC 209 earlier this month. For Gonzalez, she is coming off an extended layoff, so ring rust, combined with Octagon jitters could be a concern, especially considering the fact that she is making her Octagon debut on Pay-Per-View. Calvillo made her UFC debut on PPV as well when she faced Cooper. Her bout was promoted to the main card when Nurmagomedov vs. Ferguson fell off, so this will make back-to-back main card fights for Calvillo, and Gonzalez will get the chance to capitalize on the massive opportunity. Gonzalez lost a decision in her professional MMA debut but has gone on to build a six-fight winning streak that includes a third-round armbar submission of current UFC strawweight Cortney Casey to earn her UFC contract. Desmond Green The 27-year-old went 3-2 in Bellator and then 5-2 in Titan FC. A four-fight winning streak earned him a contact with the UFC, and the fact that the big show was coming to his backyard of Buffalo played a role in it. He will be facing undefeated lightweight prospect Josh Emmett, who trains out of Team Alpha Male in Sacramento and already enjoys two wins inside the Octagon, the most recent being a unanimous decision over Scott Holtzman back in December. Emmett is a tough debut opponent for anybody, but Green is confident he will get the victory in front of his home crowd, and he plans to do so by first-round knockout. Magomed Bibulatov The Chechnyan is an undefeated flyweight who owns seven of his 13 pro MMA victories by way of finish, five submissions and two via T/KO. He is a solid prospect at 125 pounds and is a fighter to keep an eye on in this division. He will be making his Octagon debut against Filipino fighter Jenel Lausa, who is coming off a unanimous-decision win over Yao Zhikhui in what was his promotional debut and enjoys a five-fight winning streak heading into this bout in Buffalo. Bibulatov has a tough task ahead of him, as Lausa is arguably the best striker he has yet to face, and for the Filipino, Bibulatov will arguably be the best grappler he has met, which makes this an intriguing matchup at 125 pounds. This bout will kick off the Fight Pass prelims for UFC 210 in Buffalo, and it is expected to do so on a high note. Tom Duquesnoy "Fire Kid" is a French fighter who trains out of the Jackson-Wink MMA camp in Albuquerque, NM and is undefeated in his last 11 bouts. The bantamweight fighter owns a 14-1 professional record, with the lone blemish coming in the featherweight division against current UFC 145-pound prospect Makwan Amirkhani. He has not tasted defeat since moving down to 135 pounds and will look to keep it that way against Arizona wrestling standout Patrick Williams at UFC on FOX 24 in Kansas City, MO on Saturday, April 15th. Williams has not seen action since UFC 188 nearly two years ago, where he defeated Alejandro Perez by first-round guillotine choke. Cindy Dandois The Belgian rides an impressive three-fight winning streak heading into her promotional debut, with all three victories coming by way of submission, though she submitted her opponent with strikes in her most recent outing. Welcoming her to the UFC will be the veteran Alexis Davis, who is coming off a second-round arm-triangle choke submission loss to Sara McMann. This Fight Pass preliminary card matchup is expected to be a barn burner in the UFC's women's bantamweight division. The pair will square off at UFC Fight Night 108 in Nashville on Saturday, April 22nd.
Welcome to the UFC Octagon: Newcomers Debuting in April 2017
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The human body requires energy to function which is provided by proteins, carbohydrates, and fats. Since carbohydrates are the most readily available, most people are sugar burners; they rely on carbohydrates and sugars to keep the brain and body running.
What's The Difference Between Paleo and Keto?
Paleo and Keto are two buzz words associated with rapid fat loss and healthier lifestyles. Both diets have overlapping foods and benefits, but what are the differences?
Your Microbiome and Circadian Rhythm
You knew that gut microbes could affect your digestion, your weight and even your immune system. But did you know that that gut flora can also affect your circadian rhythm?
Are You Ready To "Go Keto"?
As you may know, the ketogenic diet (keto for short) has become extremely popular over the past year or so. When you understand the benefits it makes perfect sense. "Going keto" can be refreshing; you're leaner, you're not hungry, you have a steady flow of energy, and your brain works better!
5 Reasons To Start Intermittent Fasting
Humans have been practicing intermittent fasting (IF) for hundreds of thousands of years. So it makes perfect sense that IF may benefit us in our modern lives as well.
Amp Up Your Santa Barbara Summer with the Keto Diet!
In the summer, Santa Barbara comes to life. And with longer days and warmer nights, there is no better time to take advantage of everything our beautiful city has to offer.
Your Microbiome and You
The amazing thing about science? It evolves.
For example, we've known for years that diet influences our health, but scientists have been uncertain to what extent and how.
Fat Loss: The Two Factors You Need To Know Now
As a personal trainer, I have encountered many clients of all shapes and sizes, looking for one thing: fat loss. One particular client here at Fitness Transform, came to me when she found she could no longer deny what her lifestyle was doing to her body.
Do You Have the True Ancestral Gene?
As a society, we are intrigued with knowing our origins – who our ancestors were and what they did. But what about our own genetics? What can our own genes tell us about our bodies, health, and lives? Though more to the point, what can we learn from our ancestors that can help us to lead healthier and longer existences?
Bye Bye Omega 6, Hello Omega 3
In my business, I encounter a lot people looking for relief from pain caused by inflammation – people suffering from conditions like arthritis who are at the end of their ropes, desperate and fed up, ready to take drastic measures like surgery. To these people, I say: don't lose hope.


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Arms Of Ra
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Artist info
Arms of Ra is a post hardcore / sludge band influence by Orchid, Cult of Luna, COMITY, among many others, from around Paris. Formed in 2007 from Mansour, a modern metal band influenced mostly by Lamb of God, the band slowly morfed around Pierre Alain (guitar player and then bass player), and Heddy (also part of different bands : IDEM Crew, Donkey Punch and Kick Their Face), who started as a bass player and then moved to guitar.


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By Leon Sanger at May 09 2019 22:12:23
Hardwood floors remain popular even now in many houses in the West. You will get plenty of varieties like oak, pinewood, maple wood in the hardwood type each having its own pros and cons. But, it will come for long years without costing you anything over the maintenance cost. Porcelain floors are known for its endurance and rigidity which is available at moderate cost in great designs. Some people believe that, porcelain floors are stronger than hardwood flooring and many contractors recommend for home renovation and improvement plans.
Functionality of space _ if there is an elderly person or invalid at home with requirement for extra space or young children who need more space around the house, these requirements should be factored in. Making provision for family changes while drawing up floor plans is advantageous even if the requirement is not immediate as future alterations and additions may not be possible always.


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Workplace giving
Workplace giving is a simple yet effective way of supporting those who are vision impaired and helping to train puppies to become life-changing Guide Dogs. Donations made in this way are taken from pre-tax pay, which means that most people who donate via workplace giving will see a tax benefit in their pay, by reducing their taxable income, providing it totals $2 or more, all while helping a person who is blind or vision impaired with the gift of a Guide Dog.
Benefits of Workplace Giving
Just $5 a week – maybe that's just one morning without a takeaway coffee – can make a difference:
For Employees
- A simple way to give regularly to Guide Dogs NSW/ACT.
- Most people receive a tax benefit in their pay every time they donate.
- Does not affect gross income or other calculations such as superannuation, guaranteed payments or fringe benefits.
For Employers
- An easy way for you to help the community.
- Positions the company as a generous contributor to the community.
- Increased staff loyalty and motivation.
- Improved workplace culture.
Set up a donation from your salary now
An added extra
Some companies match staff donations as additional support – this may be something you'd like to consider.
For further information or to discuss setting up a Workplace Giving program, we can help. Call 02 9412 9300 between 9 am and 5 pm weekdays or email corporate [at] guidedogs.com.au


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- This event has passed.
August 21, 2019 @ 10:00 am - 12:00 pm
One event on July 24, 2019 at 10:00 am
An event every week that begins at 10:00 am on Wednesday, repeating until August 28, 2019
Ever wonder what to do if you're lost in the wild? Join one of the experienced facilitators at Earthshine Lodge for a fun and adventurous jaunt through the wilderness where you'll learn to build a debris shelter, collect and treat water, build a fire, and discuss the essentials to make sure you're prepared any time you are headed out on a hike in the woods. Bring a picnic lunch and enjoy the views at Earthshine after your activity! This activity can be geared towards all ages. Pre-registration is required.


text: Feb23 WOAY StormWatch Weather App Posted By : BestAdmin/ 0 comments / Under : Video Production, Video Production Beckley WV, Video Production Fayetteville & Oak Hill WV This is a commercial we produced for WOAY to promote their new WOAY StormWatch Weather App. You can download the new app at the Apple Store or on Google Play for absolutely free! For more news and weather check out woay.com Comments commentsShare this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)Like this:Like Loading... Related


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- Search for JobsSearch for Jobs
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2 Engineering jobs at IBM - Noida, UP, India
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Browse for Engineering Jobs in Noida, UP, India for IBM. Find the job of your dreams on CareerCast Diversity Network today!
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30 days old
Noida, UP In
IntroductionAs a Package Consultant at IBM, get ready to tackle numerous mission-critical company directives. Our team takes on the challenge of designing, developing and re-engineering highly complex application components and integrating software packages using various tools. You will use a mix of...
30 days old
Noida, UP In
IntroductionAt IBM, work is more than a job - it's a calling: To build. To design. To code. To consult. To think along with clients and sell. To make markets. To invent. To collaborate. Not just to do something better, but to attempt things you've never thought possible. Are you ready to lead in thi...


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Poverty and Inequality
Choose 3 from the following options:
- ECN 115A: Economic Development
- ECN 115B: Economic Development
- ECN 130: Public Microeconomics
- ECN 133Y: Poverty, Inequality and Public Policy
- ECN 151B: Economics of Human Resources
- ECN 167: Economic Development in Weak States (Previously ECN 190 with Rezaee)
- ECN 190 with Singhal
If you chose to follow one of these specializations, you will still need to satisfy the remaining major required coursework.
*Please note, only ONE specialization track may be chosen.*


text: Doctors have warned the NHS is at risk of collapse after Brexit, with an exodus of staff, drugs shortages and savage cuts. Four out of five medics quizzed in a poll fear for the future of the service once we leave the EU next year. There are concerns a brain drain of European NHS staff will deepen the recruitment crisis. An array of treatments, especially cancer care, could also be negatively affected. Imports of vital drugs such as insulin could be badly hit and investment in research and funding slashed. One medic said the London School of Hygiene and Tropical Medicine survey results did not surprise him. Dr William Sapwell added: "My impression from the front line is everyone knows it's going to be bad. It affects every little corner of the NHS. "We have recruitment and retention problems for doctors and if you put a barrier in front of seven to 10% of the workforce, it will get far worse. "It's going to massively affect our ability to treat and detect some types of cancer. That's the scariest part. How will Brexit affect the National Health Service once it comes into effect? "There is also a real risk we will run out of insulin." Survey lead author Dr Kate Mandeville said: "Doctors are among the best-placed people to understand the impact of political decisions on the NHS. "On Brexit their opinion is very clear: Brexit is bad for the nation's health." Labour MP Dr Paul Williams said: "Last week the Health Secretary admitted the NHS is stockpiling drugs, and we know if we leave the European Medicines Agency we will join the back of the queue for new drugs." The British Medical Association has called for the public to have a say on the terms of the final Brexit deal. Dr Andrew Dearden, of the BMA, said: "Doctors are worried Brexit could seriously undermine the healthcare." The study, published in the Journal of Epidemiology and Community Health, also found 79% of doctors voted Remain. The Department of Health and Social Care said: "We have continued to work closely with the EU to ensure minimal disruption to the NHS." Half of Brits want second vote… with choice to stay put Half of Britons yesterday said they would now support a second EU referendum. An online poll of 1,466 Sky customers found 50% wanted another vote with three options – supporting the final deal, leaving without a deal, or staying in the EU. But 45% voted against and No10 insisted there would be no referendum. Eloise Todd has insisted that a second referendum vote is needed. Best for Britain chief executive Eloise Todd said: "The public are tired of being spoken for. They don't want a deal full of concessions, or a nightmare no deal. It's crucial to have a people's vote with the option to stay in the EU." Tory infighting over Brexit continued yesterday. One Cabinet source said of Theresa May's Chequers plan: "It is a kamikaze approach to no deal. It's chaos." The Tories yesterday denied claims the Army was on standby to hand out food if a doomsday no-deal Brexit happens. Lack of immigration policy risks creating a bad vacuum Theresa May's failure to outline a post-Brexit immigration policy has created a dangerous vacuum, MPs warn today. The Commons Home Affairs Committee is urging the Government to set out plans for who will be allowed to come to the UK. Chairwoman Yvette Cooper said: "Immigration was one of the central issues during the referendum and it divided the country, but sadly there has been no attempt by the Government to hold any kind of sensible debate on it since. Yvette Cooper has criticised the Government for not addressing immigration which was thought to be behind the Brexit vote "That is disappointing and it has left a vacuum and it's really important that people don't exploit that again. "Those who exploited concerns over immigration during the referendum need to be more responsible when it is debated in the run-up to the final deal."


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LSI School News
Quimby Oak will be hosting a Goodwill Donation Drive on Saturday, February 8th from 9am - 3pm and need your help! This Donation Drive will give our community the opportunity to clean out their closets and donate to those in need! 8th Grade Families- There is an opportunity for Front Row Seats at Promotion! Read Now!
This message is pertinent to ALL 8th grade families. Please be sure to read thoroughly for important information regarding High School Parent Information Night.
Saturday School is being implemented at every Evergreen School District site. At Quimby, we will offer Lobo Saturday Sessions! The first Saturday opportunity starts on November 2nd. Click, Read, and Learn more!
Thursday 10/10 is minimum day. Dismissal is at 12:10.
Please support our school's Kick Off Fundraiser with Boon Supply and help us raise funds for a new digital street sign!
Minimum Days are not every week like at our Elementary sites. In Middle School we have periodic Minimum Days throughout the year. Please review the list of dates attached.
Click this message for a link to essential resources to assist with PowerSchool troubleshooting! Find information about account set up, passwords, Parent Portal, etc.
The year is off to a great start. Are you looking for a way to get connected and find out more about the happenings at Quimby? Please read the PTSA News and Upcoming Event flyer.
Welcome back to school! Today in Homeroom students received the Quimby Oak Parent & Student Handbook. Check it out here as well as the Evergreen Parent Handbook too!
Have you recently moved to the Quimby attendance area? Will your child be attending Quimby Oak Middle School for the first time? Please follow these quick and easy registration steps! ** Incoming 7th graders do not need to register if already attended an ESD Quimby feeder elementary school.
Quimby is launching Lobo Homeroom for the 2019-2020 school year! Learn more about our homeroom course, here!
Plan ahead and be on time! The following Daily Bell Schedule is updated for the 2019-2020 school year. Please review!
7th Grade students are welcome to visit campus on August 20th from 11:30 - 1:00.
Parent Information Night will be held on Monday, August 19th at 6:00pm.
Student Mailers and Welcome Letters are being sent on Monday, August 5th. Review the link, here!
Student CAASPP Score Reports will now be accessed electronically through the Parent Portal on our student information system. Please review for a complete set of directions to assist you in reviewing your child's data. Thank you!
Important Notice Regarding Breakfast and Lunch Charging Procedure and Free/Reduced Lunch applications for the 2019-2020.
EVHS ASB will be hosting their annual link crew orientation for the freshman class of 2023 this year on August 6th.
Evergreen Valley High School is offering Transitional Summer School Courses for our Incoming 9th Graders!
Please join us for a night of fun, family, and friends. This year Open House is designed for you to come ut and see your child showcase the learning that has been taking place in class all year. Food, Music, and Promotion parking raffle will make this night complete! Make sure to join us in the fun!