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These Are The 7 Best Online Business Loans in 2019
Disclosure : By clicking "See Offers" you'll be directed to our online form. You may or may not be matched with the specific lender you clicked on, but up to five different lenders based on your creditworthiness.
Rates as of May 2, 2019
Although traditional banks are still a good source for obtaining a small business loan, online, alternative lending companies are on the rise. In fact, Statista reports that the alternative lending segment's total transaction value is expected to experience an annual growth rate of 18.1% through 2022.
Whether your bank has turned you down for a loan or you're simply looking for the best small business loan to help your company grow to the next level, online business loans might be the answer.
Where to find the best online business loans: At a glance
- Start with LendingTree
- OnDeck Capital
- Funding Circle
- National Funding
- Rapid Finance
- BlueVine
- Noble Funding
What is an online business loan?
Lenders provide online business loans as an alternative source for small business funding. You can use these loans for almost anything, such as purchasing new equipment, paying taxes or hiring additional employees. Instead of focusing heavily on your credit score, these lenders consider a wide range of additional factors for approval, such as your social media interactions, online customer reviews and current cash flow data.
The 7 best online business loans
Start here with LendingTree
LendingTree is an excellent source for finding and comparing online business loans. The marketplace has you fill out only one, 10-minute form to get matched with up to five lenders. From there, you can compare each offer's terms and choose the one that best fits your goals. There's never a fee for using LendingTree's service, and the lenders you could be matched with are happy to work with borrowers in every credit category.
OnDeck Capital
OnDeck offers loans with three- to 12-month terms to fund things like marketing campaigns, long-term loans with 15- to 36-month terms for things like new product development and lines of credit up for managing unexpected expenses. Borrowers can request up to $500,000 in term loans or $100,000 in credit lines, as long as you've been in business at least one year, have a credit rating of 500 or higher and have annual revenue of $100,000 or more.
When it comes to rates and fees, OnDeck's term loans have a starting rate of 9.99% AIR and lines of credits begin at 13.99% AIR. The company also charges a 2.4% to 4% origination fee on its term loans and a $20 monthly maintenance fee for its lines of credit. You can get the maintenance waived for six months if you draw at least $5,000 within five days of opening the account. You can get funding from your approved as quickly as within 24 hours.
Funding Circle
Funding Circle's application takes just 10 minutes to complete — and you'll receive a decision within 24 hours and funding five business days after that if you get approved. You'll need to provide last year's personal tax return, your last two years' business tax returns, your last six bank statements and any proof of business debt to apply for a loan. The company offers amounts from $25,000 to $500,000 and short- and long-term loans with term ranging from six months to five years.
Interest rates for the term loans are as low as 4.99%. Although there are no application fees, Funding Circle does charge an origination fee that ranges from .99% to 6.99%, as well as a late fee of 5% if you don't make your payments on time.
National Funding
National Funding's biggest strength is its variety of loans. Borrowers can apply for bad credit loans, bridge loans, business capital loans, corporate loans, commercial business loans, short- term business loans, working capital loans or unsecured loans in amounts from $5,000 to $500,000. To qualify for one of these loans you must be in business for a minimum of one year, have three months of bank statements and $100,000 in annual gross sales.
Although National Funding boasts a 60% approval rating — and says you can get funds delivered in as few as 24 hours, the company does not list its fees, rates or repayment schedules. You'll need to call and speak with a loan specialist to assess your personal situation.
National Funding Lender Review
Rapid Finance
Rapid Finance has four financing solutions to meet almost any business' needs, including consolidating debt, upgrading technology and branching out to a new location. To qualify for the small business loan, merchant cash advance, SBA bridge loan or line of credit, you must be in business for at least two years and have a monthly revenue of at least $5,000. Although the company will review your credit score, it isn't one of the major factors in approving the loan, according to the website.
Rapid Finance loans come with terms of up to 18 months for amounts of $5,000 to $1 million. You make payments daily via automatic withdrawals from your business checking account every Monday through Friday. The company states that there are no fees to fill out an application and receive a quote, but it doesn't list an APR range or any other required fees on the website. All quotes are customized specifically for each customer, so you'll need to call the lender for more info. You'll get a quote 24 hours after applying, and if you accept the offer you'll have the funds deposited in your bank account within three business days.
BlueVine specializes in lines of credit up to $250,000 and invoice factoring with credit lines of up to $5 million. The company makes decisions within 24 hours and bases them things like your business cash flow and the strength of your customer base. BlueVine also typically requires applicants to have a personal credit score for 530 or higher for invoice factoring and 600 or higher for lines of credit. The company secures all of its loans via a lien on your business assets and at least one personal guarantee.
Loans with BlueVine have rates as low as 4.8%. There are no prepayment penalties, but you must agree to have your payments automatically debited from a bank account on a weekly basis. That's actually ideal for anyone who'd rather make frequent, small payments instead of a large lump sum each month.
Noble Funding
Nobile Funding lends between $50,000 and $500,000 through the following types of programs: inventory finance, asset-based lending, alternative financing, unsecured business loans, purchase order financing, working capital lines and A/R lines of credit. The company also has a new Bank Lite loan program with three-, four- and five-year terms.
Applicants can't have any previous bankruptcies or current tax lien, and you'll need a FICO score of 620 or higher, a business history of at least 18 months and one year of positive net income over the past two years. If you're approved, Noble Funding distributes short-term loans in 72 hours, Bank Lite loans in seven to 14 days and asset lending funds in 30 to 45 days.
Although the company doesn't publicly list all of its fees, it doesn't collect any upfront or application fees and never charges a penalty for prepaying the loan. Annual interest rates start at 9.99% and payments are due on a monthly basis.
How online business loans compare to traditional bank loans
There are several ways online business loans stand out when compared to traditional bank loans. Review these and see if an online loan is a good solution for your business.
- Speed. According to Harvard Business School, alternative lenders offer loan applications you can fill out in fewer than 30 minutes and get approval in just a few hours. Traditional bank loan applications can take 25 hours to fill out and you might not get an approval decision for several weeks, according to Harvard Business School.
- Flexibility. Traditional banks tend to stick with term loans and lines of credit, but online lenders typically offer more flexible options. A few examples include asset-based lending, inventory financing, working capital lines, purchase order financing and A/R lines of credit.
- Fewer qualifications. Less-stringent qualification requirements are another benefit of online business loans. Although banks rely heavily on credit scores, detailed business plans and collateral or personal guarantees, alternative lenders have programs for people of all credit ranges, they usually don't require collateral and they have low documentation requirements.
What to consider as you search for online business loans
Because you won't be able to visit your online lender's physical location like you would if you were applying for a loan from a bank or credit union, you'll need to ensure the online business you choose is reputable. Start by searching the Better Business Bureau and checking the company's current rating. You might also want to take a look at personal customer reviews on a site like Trustpilot.
If all that checks out, move on to examining the company's security measures. The SBA recommends looking for encryption and privacy disclosures, such as SSL encryption. Websites that don't provide this information might not be legit, which puts sensitive information — such as your Social Security number — at risk of being stolen.
How to choose the right online business loan for you
With so many available loan options, it might seem difficult to choose the one that's right for your business. The best way to do this is to first determine your need.
For example, florists who want to purchase a few floral cooling displays should focus on equipment loans, but those in the restaurant business who rely heavily on credit card payments would do better with a merchant cash advance loan. If you're looking to renovate an office or expand your business, a short- or long-term loan might be ideal.
Once you know the type of loan that suits your needs, you'll need to compare its fees and rates. Research several different companies on your own or use a marketplace to provide a side-by-side comparison for you.
Finally, you'll want to consider how quickly you need the money. You might find two companies have similar offerings for the type of loan you need, but one might approve and process its loans more quickly than the other.
Online business loans: the bottom line
Online business loans are an excellent resource for meeting your business needs when you use them wisely. It's helpful to ask yourself questions, such as, "Will the borrowed funds lead to more sales or purchased services in the future?" If the answer is yes, pursuing the loan is probably a good idea. If the answer is no, you might want to take a step back and examine your finances to make sure you can repay the loan.


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Fairborn OVI? Contact Charles M. Rowland II
Fairborn OVI Attorney Charles M. Rowland IIIf you have been arrested for OVI in Fairborn or Bath Township, your misdemeanor case will be heard in the local Municipal Court, 1148 Kauffman Ave. in Fairborn, Ohio. Need to find information about a case in the Fairborn Municipal Court? Search HERE. For case information or visit the court's web site HERE.I am a life-long resident of Greene County. I have represented the accused drunk driver in the Fairborn/Beavercreek Municipal Court since 1995. In addition, my office is conveniently located near Wright-Patterson Air Force Base and the Mall at Fairfield Commons. We are proud residents...Continue reading

subset: commoncrawl


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Pinnacle Awards
Join natural stone professionals from around the world in entering the Pinnacle Awards competition. These highly coveted awards are given to projects whose beauty, creativity, ingenuity, and craftsmanship exemplify professional mastery in the use of natural stone in commercial and residential applications. As a Pinnacle Award winner, you will receive widespread recognition for your professional accomplishments.
The 2019 Pinnacle Awards will be celebrated in Las Vegas during the week of TISE 2020.
The Pinnacle Awards are open to all Natural Stone Institute members and the design community. The award is given to the submitting institute member company. If a non-member (e.g. design community) submits a winning entry, the award is presented to the Institute member listed on the project team. Project teams must include at least one Natural Stone Institute member. Each individual Institute member company involved in a project must have also submitted an entry for the winning project in order to receive an award. Projects submitted must have been completed within 3 years of entry deadline and comply with association standards as defined in the Dimension Stone Design Manual and technical modules. Entrants should submit with the expectation to attend the Awards Celebration in Las Vegas.
$125 for first entry
$100 for each additional entry
How to Enter
- Entry and submission are electronic.
- Jury Review PDF and Participant List must be prepared before entering. You will be asked to send these files as part of the submission process. After payment, please email your files to email@example.com
- Each Pinnacle Award submission may also be entered into the 2020 Tucker Design Awards program. See Entry Form for details. Additional fees apply.
Submission deadline is July 20th.
Submission Guidelines Jury Review PDF Sample
More About the Pinnacle Awards
The Grande Pinnacle Award, sponsored by Marmomac, is presented to the best project across all categories. The award also entitles the member company winner to round-trip economy airfare, lodging, and registration to Marmomac in September.
Additionally, Marmomac will present a Grande Pinnacle Award to the architect from the firm involved in the winning project. The architect will also win a trip to Marmomac to attend Veronafiere's week-long continuing education program on designing with natural stone. The winner receives round-trip economy airfare and complimentary hotel for five nights, as well as local meals and transportation, while taking part in this 20+ credit AIA/CES program.
Projects may be submitted for award consideration in the following categories.
• Commercial Interior
• Commercial Exterior
• Renovation/Restoration
• Residential Interior/Exterior – Single Family
• Residential Interior/Exterior – Multi-Family
• Architectural Carving/Lettering/Sculpture
• Public Landscapes/Parks/Memorials
Past Pinnacle Awards
The 2018 Pinnacle Awards were presented January 23, 2019 at TISE in Las Vegas, NV.
Download and view the 2018 Award Program
2018 Pinnacle Awards Winners
Grande Pinnacle
Aura, Mario & Son Liberty Lake, Washington
Architectural Carving/Lettering/Sculpture
Winged Goddess of Victory, Andrusko Group
Commercial Exterior
The James Museum of Western and Wildlife Art, TAB India
LDS Philadelphia Pennsylvania Temple, Dan Lepore & Sons Company
Commercial Interior
2000 L Street Alexander Court, Rugo Stone, LLC
Apple Steve Jobs Theater, Columbia Stone Inc.
Bent and Light Singapore Showroom, MM Galleri by Sharikat Stone
Sacred Heart Cathedral, Rugo Stone, LLC
Waldorf Astoria Hotel, SMG Stone Company, Inc.
Public Landscapes / Parks / Memorials
The Park at MGM Resort, Las Vegas Rock
Renovation Restoration
Eggemeyer's General Store, TexaStone Quarries
Neptune Pool, Carnevale & Lohr, Inc.
Provo City Center Temple, Delta Stone Products
Residential Single Family
Urban Villa, Continental Cut Stone
The 2018 Pinnacle Awards Jury
David Castellucci
Director of Business Development - Kenneth Castellucci & Associates, Lincoln, Rhode Island
Hana Ishikawa
Design Principal - site, Chicago, Illinois
Charles J. (Chuck) Muehlbauer
Technical Director - Natural Stone Institute, St. Cloud, Minnesota
Suzanne Musho, AIA, NCARB
Vice President - Zubatkin Owner Representation, New York, New York
Buddy Ontra
Owner - Ontra Stone Concepts, Bridgeport, Connecticut
The 2018 Pinnacle Awards submissions were juried August 15, 2018.
Past Pinnacle Award Winners
2017 Pinnacle Award Winners (Click Here)
2016 Pinnacle Award Winners (Click Here)
2015 Pinnacle Award Winners (Click Here)
2014 Pinnacle Award Winners (Click Here)
2013 Pinnacle Award Winners (Click Here)
2012 Pinnacle Awards Winners (Click Here)
2011 Pinnacle Award Winners (Click Here)
2010 Pinnacle Award Winners (Click Here)
2009 Pinnacle Award Winners (Click Here)
2008 Pinnacle Award Winners (Click Here)
2007 Pinnacle Award Winners (Click Here)
2006 Pinnacle Award Winners (Click Here)
2005 Pinnacle Award Winners (Click Here)
2004 Pinnacle Award Winners (Click Here)
2003 Pinnacle Award Winners (Click Here)
2002 Pinnacle Award Winners (Click Here)


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Changes to super are coming into effect from July
The clock is ticking and changes to the superannuation rules will come into effect on 1 July 2017.
While the government will reduce the amount of money you can put into super from 1 July 2017, the good news is that you could still take advantage of opportunities before the financial year ends. See what you should be aware of and what the new laws could mean for your future goals.
The government's May 2016 Federal Budget proposals and several subsequent modifications to its plans around super reform passed through both houses of parliament at the end of November.
With new regulations set to become part of Australian superannuation law, some of the rules around super contributions and the tax breaks available will change from 1 July 2017.
See what the changes could mean for you and what opportunities you could take advantage of before the end of financial year.
What's changing
The after-tax super contributions cap will reduce
Initially, the government planned to introduce a $500,000 lifetime cap on after-tax (non-concessional) super contributions, which it will no longer be implementing.
Instead, an annual after-tax contributions cap of $100,000 will be put in place, replacing the current cap of $180,000. Those under age 65 will still have the ability to bring forward three years' worth of after-tax super contributions, with a maximum of $300,000 under the bring-forward rules.
The before-tax super contributions cap will be lowered
The before-tax (concessional) contributions cap will decrease from $30,000 (or $35,000 if you're turning 50 years of age or older this financial year) to $25,000 per year for everyone, irrespective of age.
A pension transfer cap of $1.6m will be introduced
If you're converting your super into a pension to derive an income in retirement you'll be restricted to a limit of $1.6 million in your tax-free pension account, not including subsequent earnings.
If you already have a balance above that, the excess will need to be placed back into the super accumulation phase, where earnings will be taxed at the concessional rate of 15%, or taken out of super completely.
Transition to retirement pensions will lose their tax exemption
Investment earnings on super fund assets that support a pension are currently tax free. However, this will no longer apply to transition to retirement (TTR) income streams.
Earnings on fund assets supporting a TTR income stream will be subject to the same maximum 15% tax rate that applies to accumulation funds.
Super opportunities this financial year
- You can contribute $80,000 more in after-tax super contributions than what will be possible from 1 July 2017, as the after-tax contributions cap will be reduced from $180,000 to $100,000 per year.
- If you're under age 65, you can also bring forward three years' worth of after-tax super contributions up to a maximum of $540,000. This is significantly higher than the $300,000 limit that will apply from 1 July 2017.
- The before-tax contributions limit will remain at $30,000 (or $35,000 if you're turning 50 years of age or older this financial year) until 1 July 2017. This means you can contribute $5,000 or $10,000 more in before-tax contributions respectively before the limit is reduced to $25,000 per year for everyone.To find out how reforms to the superannuation system could affect you, speak to us, simply call on 03 6343 1007.Meanwhile, to recap on some of the other changes coming in and when they'll take effect, check out our May Federal Budget 2016-17 roundup and our subsequent article published in September, regarding changes to the government's initial plans.
Need help deciding what's right for you? We can help you review your options and decide what may be right for you.
Important Information: AMP Life Limited. This provides general information and hasn't taken your circumstances into account. It's important to consider your particular circumstances before deciding what's right for you. Although the information is from sources considered reliable, AMP does not guarantee that it is accurate or complete. You should not rely upon it and should seek qualified advice before making any investment decision. Except where liability under any statute cannot be excluded, AMP does not accept any liability (whether under contract, tort or otherwise) for any resulting loss or damage of the reader or any other person.


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Tag Archives: cooking for toddlers
Tasty Tuesday Tip-How to make Butter Bean Vegetable Soup
Hey Everybody!!! So you know what today is??? Tasty Tuesday Tip!!! I am a fan of a good soup. So today's soup is "Butter Bean Vegetable Soup". I came also a recipe and of course I always find ways … Continue reading
Homemade Chocolate Chip Granola Bars (Tasty Tuesday Tip)
Hey Everybody!!! So the other day I decided to make some homemade granola bars. If you are like me and have small kids and try to have healthier snack options on hand, then you understand that "kids love SNACKS". My … Continue reading
Tasty, Tuesday, Tip (Blue Corn Chips & Ground Chicken,Veggies, Salsa)
Hey Everybody! How are you doing? If you follow my blog you know that I always try to prepare quick and easy meals that doesn't require lots of work in the kitchen. Being now that I am 8 months pregnant … Continue reading
Peanut Butter Rice Krispy Treats (Tasty, Tuesday, Tip)
Hey Everybody! Many people grew up eating Rice Krispy Treats and they are good and tasty, but have you every thought about making your own version of those treats that you use to make where you use marshmallows, etc..??? This … Continue reading
Tasty, Tuesday, Tip (Hippeas)
Hey Everybody! So I decided to do this review for Tasty Tuesday Tip! I found out about this product this past weekend. My husband had two Starbucks gift cards that he had maybe since Christmas time, so he decided to … Continue reading
How to make homemade Oatmeal Banana Honey & Almond Butter Muffins! (Tasty Tuesday Tip)
Hey Everybody! I know that title sounds long, but that is the only name I can give it! I decided to come up with a healthy recipe for a muffin with ingredients I had on hand so that is what … Continue reading
Tasty Tuesday Tip (How to make homemade hash browns)
Hey Everybody! So for the next 10 days (maybe longer), I will be eating no meats. It may seem like a hard task, but it can be done. I believe that if you set your mind on really accomplishing something..you … Continue reading
How to make kale, strawberry & chia seed smoothie!!
Hey Everybody! So today I decided to make a smoothie!!!! Smoothies can be apart of a healthy diet. Many times people struggle with eating more fruits and vegetables and at times, you may just feel like saying "what's the use". … Continue reading
How to make healthy homemade pizzas in minutes!! (Tasty Tuesday Tip)
Hey Everybody! Today I decided to make something that most people in America love to eat… PIZZA!!! Who doesn't love to eat pizza, especially kids!! Pizza is usually something to eat that is quick and easy to order for MOST. … Continue reading
Tasty, Tuesday, Tip (How to Make Salsa style Black & Pinto beans)
Hey Everybody!!!! So many times you look in the pantry and it is like you cannot find anything quick to fix. You may have lots of beans just sitting there and it's like "what can I do with these". If … Continue reading


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It is nearly sunrise in Phoenix, Arizona. In a part of the country known for its sunshine and arid climate, a steady drizzle falls outside while a biting wind cuts through the small gaps of the large tent.
Undeterred by the gloomy conditions outside, a cheerful group of Major League umpires and their family, friends, and supporters gathered to make the 5th Annual UMPS CARE Charities Golf Classic a resounding success. Through the support of over 140 participants, generous donations, and a live auction, the event raised more than $75,000 for the charitys efforts toward children.
The number of volunteersfamily members, friends, and Minor League umpiresnever ceases to amaze me, said Gary Darling, a Major League umpire and the President of the charity. We couldn't hold an event like this without their help and dedication.
UMPS CARE Charities is the official charity of Major League Baseball umpires, and the Golf Classic is a vital event for the organization. Its proceeds help ensure that umpires will be able to host more than a dozen events at childrens hospitals nationwide and provide tickets to more than 100 games at MLB parks across the country this year. Children coping with cancer and serious illness, and children from single-parent households or awaiting adoption will benefit from the annual fundraiser.
Our supporters continue to amaze us year after year with their generosity, said Jim Reynolds, a Major League umpire for the past 10 seasons who also serves on the board of directors. Even in this down economy, the support UMPS CARE Charities receives is overwhelming and greatly appreciated.
Few seemed to mind as rain shortened the tournament to nine holes this year. The foursome from the Office of the Commissioner was the winner, with a team that included Hall of Famer Frank Robinson and MLB executive Joe Garagiola Jr. Robinson signed a pair of baseballs for the on-site auction, which sold for upwards of $1,000 each, and graciously posed for a photo with each of the winners.
With a substantial contribution from the Commissioner's Office, over 50 current and former players and umpires in attendance, and donations from supporters everywhere, people have responded very generously to our call for help, said Reynolds.
Other attendees included former Chicago Bears quarterback Jim McMahon, current Major League pitcher Randy Wolf, and former Baltimore Oriole Don Buford. Former Major League umpires Joe Brinkman, Don Denkinger, Ted Hendry, Larry Poncino, and Steve Rippley also showed their support by attending.
Also present were Tim Williams and Joseph Farrellaka the Fake Umps. The two Toronto natives took MLB stadiums by storm last year by dressing up as umpires and making calls from their seats.
When we heard about UMPS CARE Charities, Joe and I immediately wanted to get involved, said Williams. The Golf Classic was a great venue to come out and meet the umpires, and the reception we got was outstanding. We had a lot of fun this past summer as the fake umpires and felt this would be a perfect charity for us to support.
In years past, the live auction always produced some memorable moments and this year was no different. A commemorative All-Star Game home plate signed by President Barack Obama and the umpiring crew from last summers game in St. Louis drew the attention of two bidders, both of whom seemed determined to win. Randy Wolf and long-time UMPS CARE Charities supporter Brad Decker each ultimately bid $6,000, and both went home happy when it was revealed that there were two of the item up for grabs.
Generous companies securing the largest corporate sponsorships include Major League Baseball, New Era Cap, the National Network of Digital Schools, SlateXP, Ump-Attire.com, Reeve-Knight Construction, World Umpires Association, and Creative Dimensions.
Office of the Commisioner
National Network of Digital Schools
World Umpires Association
The Fake Umpires from Toronto
Creative Dimensions
Reeve-Knight Construction
Command Packaging
New Era
World Travel
Wilson Sports
New Balance
Foley's of NY
NPCE Technology Solutions
Sanderson Lincoln-Mercury
Above and Beyond Delivery
Copperstate Umpire Association
Don and Charlies
Functional Performance
GMP Securities L.P.
Honig's Whistle Stop
KBS Construction
Lowis & Gellen Attorney's at Law
Malcolm Pirnie, Inc.
MLB Umpire Supervisors
Morgan Keegan
NBA Referees
NHL Officials Association
Pizano's Pizza & Pasta
Precision Hotel Interiors
Principal Financial Group
Town Limousine
Twins Enterprise
Wegner LLPYourSource Golf
2010 Golf Classic Winners (L-R) Joe Garagiola, Jr., Rick Doran, Frank Robinson, Damon Buford, Don Buford.


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Tag Archives: Direct Hit!
Go Punk Yourself Playlist for 11.12.17
Go Punk Yourself 11.27.16 Playlist
Go Punk Yourself New Music Spotlight: Eradicator
Be among the first to enjoy some truly tasty hardcore punk featuring members of Direct Hit! and Galactic Cannibal. Plus as an added bonus they have taken their name from my favorite all time skit from the old comedy skit show The Kids In The Hall!!! And according to the YouTube description the band is "PUNK RECORD DEVOTED TO THE ... Read More »


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Regular price $4.00
Whether you say Yeti, Sasquatch or Bigfoot, show everyone you won't run the other way!
Put this long-lasting vinyl YAY! Bigfoot! sticker on your car, water bottle, roof box or laptop.
Suitable for indoor or outdoor use, this premium-quality sticker is printed with brilliantly colored UV inks on 4mm vinyl . Made in USA.


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Colorado is one of the best places in the nation to go Jeeping. With over 50 14,000-foot peaks and mountains in every direction, the Centennial State offers some of the most beautiful—and hard to reach—landscapes this country has to offer.
This July, when the wildflowers are at their peak, head out on a Jeep adventure for some of the best scenery you'll ever see.
The following are some of our favorite places to go Jeeping in Colorado:
Alpine Loop Scenic Byway
The Alpine Loop Scenic Byway is a network of four-wheel drive roads that connect Lake City, Ouray, and Silverton. It traverses passes up to 12,800 feet while showcasing old mines, ghost towns, natural wonders, beautiful wildflowers, and abundant wildlife.
Nearest town: Lake City
Medano Pass Primitive Road
Drop into the Great Sand Dunes National Park by going over Medano Pass Primitive Road, one of Colorado's most renowned off-roading trails. Drive past creeks and canyons and over a 10,000-foot pass before descending into the soft sand of the Great Sand Dunes.
Nearest town: Westcliffe or Walsenburg
Colorado State Forest
50 miles of off-road trails await Jeepers at the Colorado State Forest. If you've ever wanted to spot a moose, you might be in luck. The Colorado Forest is known for its large moose population.
Nearest town: Walden
St. Mary's Trail
St. Mary's Trail is actually a sprawling network of trails filled with amazing mountains views. Yankee Hill is perhaps its most famous trail as it is very steep and rocky but offers an incredible view of St. Mary's Glacier.
Nearest town: Central City
Mosquito Pass
This challenging road is the highest pass in the state open to motorized travel. Its rocky terrain offers the perfect challenge for your high-clearance Jeep, with unmatched scenic views over an alpine environment. Since it can be closed at any time due to snow or inclement weather, this pass is the ideal summer trail trip. But be wary, it is not for the faint of heart.
Nearest town: Leadville
🎯Promote Your Business or Next Event with Think Colorado ➥ Details


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Please use in landscape
St. Lucia has the most diverse manufacturing sector in the Caribbean and is a top exporter of food products.
ECU Worldwide is represented by Cox & Company Limited.
We connect the island to all the trading partner countries with our end-to-end services in LCL, FCL and airfreight cargo. Our value-added services like multimodal transport and warehousing deliver a seamless experience for both importing and exporting customers. Combining our regional and global experience we meticulously plan and execute.
When you work with us, you can be assured that the collective strength of our 300+ offices worldwide work as one to deliver the right solutions to you each time.
If you want to speak to a sales person about a new shipment or if you have a question about your existing shipment, you can email us and we will respond within the next two days. If you have a more immediate question, you can search for help online.
P.O. Box 88,
Vide Boutielle,
Castries, St. Lucia, W.I
Phone: (758) 456-5009
Email: firstname.lastname@example.com


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One Stop Shop
Lincotek Surface Solutions has developed its technology and organisation in order to enhance the turbine component requirements while offering to OEM customers a full range process.
Lean manufacturing techniques, cellular manufacturing, rapid prototyping and off-line programming deliver to our customers effective and efficient services.
We are your one stop shop for providing competitive conditions for hot section turbine components. After casting and machining processes we are able to offer all the services for preparing the component to be installed in the engine: coating, post coating treatments (LASER drilling, welding, brazing) and NDT.
Our engineering and production department has the technical expertise to support complex turbine design and manufacturing services with the goal to produce quality parts at competitive conditions.
Merging the expertise of coatings and typical post coating treatments we can offer effective iterations between each subsequent process step. This results in fast and effective lead developments, in-house project management and low overheads letting our customers be competitive.
Your cell team
A dedicated team will take lead on your programs through the entire development and manufacturing process until delivery.


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The Box Office:
With the obvious exception of the Mission: Impossible franchises, Jack Reacher: Never Go Back is Tom Cruise's first sequel to a Tom Cruise movie. I make that distinction because The Color of Money was a sequel to The Hustler, but you get the idea. Unlike the high-flying Ethan Hunt adventures, Jack Reacher is something of an analog franchise in a digital world.
Like the previous film, this Paramount/Viacom Inc. release cost around $60 million to produce. The first Jack Reacher and all of these are based on the ongoing Lee Child book series, opened in December of 2012 with an unremarkable $15m. But thanks to those December legs, it legged it to $80m domestic and then snagged another $138m overseas, giving it a $218m worldwide cume.
Obviously Paramount would like an "equal or better" performance this time out. They won't have Christmas legs this time out, and Inferno is going to be severe competition for the grownups. But, again, this is a $60 million action movie we're talking about here. As I've discussed before, these kind of smaller-budget genre films are not unlike what Bruce Willis used to make in between Die Hard movies, with the caveat that in 2016 you need a known property and something resembling a franchise.
Also On FORBES:
The Review:
Jack Reacher: Never Go Back is a step down from the 2012 franchise starter, but it's still good enough to me to be glad this franchise exists. Tom Cruise has never really been known as a conventional tough guy, so there remains something almost self-satirizing about watching him play a remorseless killing machine. Yes, the Ed Zwick-directed picture takes itself just seriously as the Christopher McQuarrie one did, but there are moments of self-aware wit within the boilerplate military corruption plot.
While the title character's history as a former military cop was merely seasoning last time out, it's the reason for the season this time. The plot involves Reacher traveling to Washington to meet a colleague for what seems to be a long-distance booty call only to find out that Susan Turner (Cobie Smulders) has been arrested for espionage. Reacher is on the case and the diabolical powers that be soon put everyone in danger, including a young woman (Danika Yarosh) who may be Reacher's daughter.
Like the 2012 installment, this is an explicitly old-school studio programmer. There is one reference to texting and one plot point involving email, but otherwise, this film could easily be set in 1995 for all we know. Never Go Back is ably directed by Zwick and mostly exists as a showcasing for watching Cruise crack heads, solve mysteries and banter with the two relatively new women in his life. In that sense, it's mostly quite a bit of fun, but it's a much shallower picture than Chris McQuarrie's more cynical and embittered picture.
That one, which opened with a horrific mass murder by sniper rifle (and had the bad luck to open a week after the Newtown school shooting), deftly criticized America's gun culture as well as the idea of letting dangerous people join the army and then letting them back into society sans a safety net. It also featured Werner Herzog as the villain, leading to hopes that each sequel would feature another older prestigious director as the baddie. Terrence Malick is sadly nowhere to be found, nor is there any credit cookie where Martin Scorsese vows to get that Jack Reacher fella in Christmas 2018.
Robert Knepper is fine as the heavy, but it's a nothing part, with lead henchman Patrick Heusinger providing most of the menace as well as most of the body count. Cruise is somewhat on autopilot here, but there is a reason he's still a viable movie star after all of these years. Smulders makes a worthy partner, eschewing romantic melodrama and holding her own in the action scenes. The film does have a bad habit of having Smulders correctly call out Reacher on his macho "I'm in charge" attitude only to have the film go with Reacher's plans anyway. Yarosh handles herself fine even if, as sadly expected, she's mostly there to be imperiled in the end.
The film holds back on big-scale action until the end, and the finale does offer a robust chase through a crowded locale while offering a bit of the patented "Tom Cruise runs like only Tom Cruise can run" business. The majority of the movie is spent on gumshoe investigation, brief beat downs and chases (there is a second act beat where other people run alongside Cruise) and old-fashioned character interaction. This sequel lacks the crackling dialogue of its predecessor and anything beyond surface level entertainment and thrills. And the need for Reacher to always come out on top in any situation is detrimental to the story, and I would argue it's a sign of a Tom Cruise, post-War of the Worlds, who still needs to prove his would-be stardom.
Jack Reacher: Never Go Back is exactly what it promises and nothing more. If it feels like a slight letdown, it's because the previous offering was much better than expected. This sequel also offers an epilogue that goes on way too long after the story has naturally completed, but perhaps that's a Lee Child problem since the first film did that too. And I could have done without the "Jack Reacher vision," which basically allows us to see past tense acts of violence and render the PG-13 even more of a joke. But for those who like seeing a still viable Tom Cruise playing a different kind of action hero in the kind of star-driven thriller that used to be Paramount's bread-and-butter, this will more than do.
There are over 20 "Jack Reacher" novels dating back to 1997. I would gladly see each and each one of them become a movie somewhere down the line.


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Videohive The Beat
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Blog Archives
Professor Sunil Shah
Wednesday, October 24th, 2012
Prof Sunil Shah is a Consultant Ophthalmologist at the BMEC, and an Honorary Consultant at the Birmingham Children's Hospital . He is also an Honorary Professor at The University of Ulster and a Visiting Professor at Aston University, Birmingham.
He specialises in complex corneal and refractive surgery. He independently developed the laser eye surgery technique now called LASEK and was the first person to use it in Britain and continues to pioneer this technique.
He has had well over 75 publications in peer reviewed journals, as well as various book chapters. Sunil is Section Editor the major journals: British Journal of Ophthalmology and is on the Editorial Board for Cataract and Refractive Sugery Today and Ophthalmology Times. He also regularily reviews articles for suitability for the following journals: British Journal of Ophthalmology, Clinical and Experimental Ophthalmology, Contact Lens and Anterior Eye, Ophthalmology, Eye, American Journal of Ophthalmology, Journal of Refractive Surgery, Journal of Cataract and Refractive Surgery
He is also the Principle Editor & E Tutor for the E-learning course in Refractive surgery for the University of Ulster.
He is an Examiner for The Fellowship British Contact Lens Association and also for the Refractive Assessment for the Royal College of Ophthalmologists .
He is a past President of the British Society for Refractive Surgeons.
He continues to be on the Refractive Working Party for the Royal College of Ophthalmologists and a Specialist Advisor to the National Institute for Clinical Excellence as well as the British Standards Institute.
He continues to take an active role in research, his main interests being the difference corneal thickness can make when measuring pressure inside the eye, novel intraocular lenses and presbyopia.
Mr Michael Quinlan
Wednesday, October 24th, 2012
Mr Mark Quinlan is a consultant ophthalmologist with specialist interest in Corneal and Ocular Surface diseases based at Sandwell General Hospital. He trained in Cambridge and East Anglia. His additional interests are in complex cataract surgery with general interests in Glaucoma and General Ophthalmology. He also works at Russells Hall Hospital.
Mr Peter McDonnell
Wednesday, October 24th, 2012
Mr Peter McDonnell qualified in 1978 and joined BMEC as a Consultant Ophthalmologist in 1990.
His clinical interests are:
- General Ophthalmology
- Cataract Surgery
- Corneal Surgery including corneal transplant surgery
- Corneal and External Eye Diseases
Some of his other professional responsibilities include:
- Honorary Treasurer, Royal College of Ophthalmologists
- College Officer and Council member, Royal College of Ophthalmologists
He is a member of:
- British Medical Association
- Oxford Ophthalmological Congress
- Royal Society of Medicine
- Bowman Club
- EuCornea
Mr Peter McDonnell
MA, MB BS, DO, FRCP, FRCS, FRCOphth
Mr Anil Aralikatti
Wednesday, October 24th, 2012
Mr Anil Aralikatti was appointed as Consultant Ophthalmologist at the BMEC in 2009. His Higher Specialist Training spans across Yorkshire, West Midlands and Nottingham. He has a Specialist interest in Cornea and External Eye Diseases. His surgical expertise includes complex cataract surgery, modern corneal transplant surgery (Automated Endothelial Keratoplasty, Big Bubble Deep Anterior Lamellar Keratoplasty) and a range of other corneal surgery.
He is the Lead Clinician for the RiverBrook Community Ophthalmology Services having developed this venue in June 2010. He also manage the Ophthalmic Accident and Emergency at BMEC.
He is involved in various teaching and training activities. He is the College Tutor at BMEC and the lead for Ophthalmology Trainee Selected Components at the West Midlands Deanery.
Mr Anil Aralikatti
MBBS, MS (Ophth), MRCOphth, FRCSEd


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Article date: 1990/11/6
PubMed ID: 2076748
Journal name: European journal of pharmacology (ISSN: 0014-2999)
The effects of the GABAB (gamma-amino butyric acidB) receptor agonist, baclofen and its antagonist, phaclofen on physiologically identified retinal ganglion cells were studied in the optically intact eye of pentobarbitone-anaesthetized cats. These results were compared with the effects of the GABAA receptor agonist, muscimol and its antagonist, bicuculline. Baclofen inhibited the total visually driven firing of both ON- and OFF-cells more effectively upon OFF- than ON-cells; this action was weaker and slower than that of muscimol. Whilst bicuculline raised the firing level of only ON-cells in the area centralis together with all peripheral cells, phaclofen raised that of all OFF-cells. Paradoxically, in OFF-cells, baclofen enhanced the driven transient component and suppressed the sustained component, whilst phaclofen raised the sustained component. Thus, GABAB receptors activated by tonically released GABA may modulate the sustained and transient excitatory inputs to OFF-cells.
Author List: Ikeda H, Hankins M W, Kay C D
Publication Types: Journal Article; Research Support, Non-U.S. Gov't
Substances mentioned in the article: phaclofen; Muscimol; Baclofen; Bicuculline;
Mesh terms: Animals; Baclofen/analogs & derivatives; Bicuculline/pharmacology; Cats; Iontophoresis; Microelectrodes; Muscimol/pharmacology; Retinal Ganglion Cells/drug effects;


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Airport Advisory Committee
The purpose of the Airport Advisory Committee is to make recommendations to the Airport Manager and Highway Commissioner and assist with decision making movements related to aviation activities and the maintenance and operations of the airport grounds. This committee also assists the airport management team to obtain various viewpoints and advice related to the aviation field from subject matter experts and interest groups. The committee is made up of 5 members and quarterly meetings are held at the Manitowoc County Airport in the aviation conference room.
Gary Huempfner
Don Kiel
Bruce Morton
Jason Ring
Jim Ruffolo
Leon Sigman
Norb Vogt
John Yunger


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Listen: Dashboard Confessional covering The 1975.
Dashboard Confessional have just dropped a surprise covers EP featuring a cover of The 1975's song 'Sex' - about which, Matty Healy has said, "Upon @dashboardmusic releasing a version of a song by The 1975 my whole world has tumbled into some full lovely circle post emo kaleidoscope."
+ the EP has also got a cover of Justin Bieber's 'Love Yourself'.
Stream 'Covered and Taped' below...


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"A couple months ago, California legislators shut down an attempt to make housing more affordable in the state. Now they're moving forward with an alternative measure, but there's a major problem — it probably won't do anything.
California suffers from a severe shortage of affordable housing. The state ranks 49th in the nation in housing density, a measure of housing units per person. That lack of supply has real consequences — according to Zillow, the median home price in California is more than double the national average. Renters have suffered too, as at least 30 percent of residents in every single metropolitan area (comprising 98 percent of the state population) cannot afford local rents. That number is closer to 60 percent in some areas.
That situation isn't sustainable, but each reform effort has met with significant opposition. The most high-profile of these reform efforts came when State Sen. Scott Wiener, D-San Francisco, proposed SB 827, which would have required meaningful upzoning near transit hubs.
SB 827 would have alleviated two statewide issues at once by making housing more affordable and reducing traffic congestion by encouraging the use of public transit. But a coalition of progressives who feared gentrification and developer profits, conservatives who disliked state pre-emption of local zoning policy, and "NIMBYs" concerned with "neighborhood character" brought down the legislation.
Wiener also proposed a companion piece of legislation, SB 828. SB 828 would require localities to zone for 125 percent of housing needs, as opposed to the current 100 percent. If that seems excessive, consider that states currently come nowhere near meeting that 100 percent requirement — just two of 529 cities and counties met housing goals at all four income quadrants between 2007 and 2014. SB 828 would also increase state audits and enforcement of local efforts to meet these goals."


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8:00 am - 8:00 pm
New York, NY 10022
Earlier this week, a viral news story caught our attention. Per sources like TeenVogue and BuzzFeed, a Detroit woman suffered a horrible infection after her recent microblading treatment. Not only was this a major health scare, the woman (who is choosing to remain anonymous) is left with unsightly botched brows.
Our entire team was shocked and disturbed by the graphic video shown alongside the story. Particularly, Eye Design founder and Master Technician Nadia Afanaseva, Manhattan's top permanent makeup expert, could not believe what she was seeing!
"There is no excuse for results like this," Nadia says. "Poor sanitation and improper aftercare are the only causes for an infection this terrible."
As a worldwide expert, her studio has served more than 25,000 clients, AND Nadia takes a lot of pride in Eye Design's Fifth Avenue studio, which maintains sanitation up to par with medical standards. Similarly, all our technicians are licensed tattoo artists in New York City, and are regularly checked for hygiene and proper technique. We follow local sanitation guidelines, as well as local tattoo regulations.
Our team always outlines the healing process carefully when speaking with our clients so they know exactly how to care for their new brows. We also provide aftercare cards, aftercare videos and phone support six days a week.
Originally reported by a Detroit-based NBC affiliate WDIV, the woman left the unnamed studio feeling great about her new look. However, the treated area began to turn red and days later, she noticed "little lumps" around her brows. Pain and swelling began to increase rapidly.
It is alarming that this woman reportedly paid only $250 for her microblading treatment; what seemed like a "good deal" ended up costing her a lot more.
Nadia says that this procedure should never cost $250. This is because the price of proper education and training from a reputable company is high, and so is the cost of maintaining top medical standards for hygiene, even for a small studio. Additionally, investing in quality products is crucial. All tools and supplies, including blades and pens, should be sterile and disposable.
"Always check the technician's portfolio before undergoing a procedure like microblading or permanent makeup. Video examples are especially important," Nadia says.
"Video content is more difficult to fake, whereas photos can be stolen and reviews can be phony."
Tags: eye design , New York , eye design ny, permanent makeup, social media, nadia afanseva, beauty, beauty blog, beauty blogger, semi-permanent makeup, eyebrows, microbladed brows


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This past May we did a transatlantic cruise from Ft Lauderdale to Barcelona. There were 7 sea days before our first port, Madeira, a group of islands southwest of Portugal and while we had great weather during the crossing, we were ready to set foot on dry land.
Madeira was first claimed by the Portuguese in 1419 and was settled shortly thereafter. It was the first territorial discovery in what became known as the Portuguese Age of Discovery. It is now a popular resort noted for its wine as well as an important stop for transatlantic passenger cruises. It is the top quarter of a once active volcano system and its climate is subtropical with average year round temperatures between 64-75 F. The mild climate creates an abundance of gardens with over 2,500 species of plants.
Our ship docked in Funchal, the capital, and we took a shuttle to the center of the town from the cruise dock. Based on our research, we wanted to explore the town, its shops and cafes, visit the local market, take a cable car ride, visit the tropical garden at Monte Palace and do wine tasting of the local favorite Madeira.
When in a new town, I like to visit the market, which in Funchal was Mercado do Lavradores. Built in the 1930's, it is a lively place with fresh produce stands, fish and meat markets, flowers and crafts. Similar to many other locations in Portugal, there are tile panels at the entrance and throughout the market.
To get to the gardens it is necessary to take a taxi, bus or ride the cable car. The cable car is much more enjoyable. The Monte Palace Tropical Gardens are right at the top of the cable car exit. They encompass an area of approximately 20 acres and stretch downhill with nice paths and walkways. Along the paths are stone works, sculptures and tile panels, including a group of 40 large panels that depict the history of Portugal. The walk is steep but easy going downhill and fortunately there is an inexpensive golf shuttle you can take back to the entrance and the cable car to ride back to town.
Our final goal for the day was to do some wine tasting at one of the many wine lodges and shops. The island, was an important provisioning point for voyages on their way to the America's and one of the provisions they stocked up on was wine. The wine's unique taste comes from repeated heating of the wine which deepens the flavors (this occurred as the ships passed through the tropics), a process that is now duplicated commercially. The wine is available in a range of dry to sweet styles and is very similar to Portuguese Port. Madeira wine also played an important role with our founding fathers when it was used to toast the Declaration of Independence in 1776 as well as George Washington's inauguration. We found a great shop that provided us with an education as well as ample tastings and purchased a bottle to enjoy for the remainder of our cruise.
We thoroughly enjoyed our day in Funchal, Madeira and look forward to visiting again in our travels.
I hope you enjoy the pictures and thanks for visiting


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Tag Archives: hard work
Thoughts from Innisfree on the Stillwater: Ten years in the trenches
It's been a while since I've written here, though the story has been going on. It's also been ten years since I took on running this farm as my primary occupation, an event that deserves at least some remark. To … Continue reading → Continue reading
Posted in Economy, Farming Tagged Anniversaries, determination, Farming, hard work, realities Leave a comment
And you call yourself independent…
The enumeration in the Constitution of certain rights shall not be construed to deny or disparage others retained by the people. — The 9th Amendment to the US Constitution The powers not delegated to the United States by the Constitution, … Continue reading
Posted in Government, History, Holidays, Independence Day, Nations, Philosophy, Politics, Quid Facis, United States, World Watch Tagged amendments, Constitution, dependence, hard work, Independence, Sacrifice, work Leave a comment


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ON-DEMAND: The Path to High Performance NFV Deployments
Watch Anytime!
ON-DEMAND: The Path to High Performance NFV Deployments
Watch Anytime!
Sanjay Bhatia, VP,
Solutions Marketing, Ribbon Communications
Solutions Marketing, Ribbon Communications
Paul Lancaster,
Partner Development Manager, Red Hat
Partner Development Manager, Red Hat
Although the transformation from big-iron networks to cloud-based, software centric virtualized networks is challenging, some of the largest service providers in the world are already reaping the benefits of network functions virtualization. Secure real time communications make very specific demands on virtualized infrastructures beyond data applications. It is important to build high performance NFV cloud environments with micro-service VNFs to ensure the best customer experience for service provider and enterprise real-time communications applications, and to realize the full benefits of building and deploying new services quickly while attaining improved operational efficiencies.
In this ON-DEMAND webinar, experts from Red Hat and Ribbon Communications will highlight:
In this ON-DEMAND webinar, experts from Red Hat and Ribbon Communications will highlight:
- The importance of robust, high performing OpenStack NFV Cloud infrastructure to maintain a trajectory of success
- The use of cloud native and micro services VNF architectures to enable secure real time communications
- Security, automation, elasticity and reliability in the real time cloud
- How to build your cloud software infrastructure using trusted providers, products and services that are tested, supported, and certified
- Service provider use cases for real time communications


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The 16th Street Mall in Denver is a major commercial street in the heart of Denver's commercial district. Though long considered a tourist destination and a critical link from the downtown to the Civic Center, in reality, the space lacked abundant foot traffic and served more as a transit corridor. Retailers found it hard to stay in business there and safety concerns plagued the street. Meanwhile, the city spent millions on maintenance and repair with little return on investment. In 2014, a potential injection of significant federal funds for capital improvements instigated the need for multiple stakeholders, from the downtown association to the historic preservationists to the transit agency, to come to an agreement about the future of 16th Street Mall.
To inspire collaboration for a transformation, the Downtown Denver partnership created a temporary pilot project for the Mall. The project would both move a conversation forward with the area's various stakeholders and demonstrate the space worthy of further investment. Beginning with just two Sundays in 2014, four Sundays in 2015, and finally five weekends in 2016, the bus shuttle on the mall was temporarily rerouted elsewhere and space on 16th Street was activated with seating and a wide range of locally produced art, food, and cultural programs.


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bobspirko.ca | Home | Canada Trips | US Trips | Hiking | Snowshoeing | MAP | About
The Wedge
We had trouble finding the trailhead and staying on the vague trail. We kept on the trail going up but lost it coming down. Once out of the trees, however, the trip was straightforward and enjoyable.
The Wedge seen from Wedge Pond
The north summit seen from the ridge
Hiking the ridge to the northeast face of The Wedge
After leaving the treeline, we soon started scrambling
On the north summit: Dale, Kari, Marina, and Anita
Hiking along the ridge after leaving the north summit
Studying the ridge leading to the true summit
View of the summit from above the crux
Kari nears the bottom of the crux
Marina on the true summit
Looking back at the north summit
Leaving the summit
Still coming down from summit
Marina scrambles back up the crux
Looking down at Dale as he studies the crux
Anita on the crux: the ridge narrows with a drop-off on both sides
Coming down from the south summit
Back on the grassy shoulder


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One of the more interesting aspects of the technology which allows Big Brother to watch you is that it can be used to watch Big Brother.
Your home or office have a local network, and each network has any number of connected devices. That means Macs, iPads, iPhones, Windows PCs, printers, routers, and increasingly HomeKit-like devices including the Nest thermostat, cameras, and more. How do you know what or who is connected to your local network?
Enter IP Scanner, a handy and free Mac utility which scans your local network for devices and display each one in a window on your Mac. It looks like this.
You'll be able to view both users and devices on the local network, their respective IP addresses, the actual MAC address (which has nothing to do with the Mac), plus details for each device.
The display itself is configurable; handy if you have a network with dozens of devices. You can also setup customized icons, and use a whitelist to highlight both known and new unknown devices.
For the Mac geek there is a built-in option to scan ports and Ping a device. Custom IP address ranges can be added but that's a manual effort. IP Scanner is free but there is an option for an extended license which includes the IP Scanner for iPhone and iPad, which can be especially useful to scan Wi-Fi networks while you're on the go.
Got Apple TV v4? Now you can scan your local network from the comfort of the living room sofa.
I like the IP Scanner's ability to detect activity on the network from a specific device. It's a good way to make sure that whatever devices are using your home or office network are actually devices you control. And if Big Brother is watching, at least you'll have a chance to see what they are if not what they're doing on your network.


text: It's On Us Summit! The first-ever National Student Leadership Summit to Combat Sexual Assault will convene college students across the country for an intensive weekend of trainings, workshops, keynotes, and plenaries. The summit will provide students with the opportunity to connect with each other, share ideas for programming and organizing, and engage in workshops and trainings on the most up-to-date resources and best practices. It's On Us will also roll out three new peer-led educational programs focused on bystander intervention, sexual assault awareness, and survivor support, and launch groundbreaking creative content. Whether you're a seasoned campus organizer or brand new to the space, we hope you will join us! Together, let's get to work and continue building the movement to combat sexual assault on college campuses nationwide. SUMMIT REGISTER HERE SUMMIT SCHEDULE SUMMIT SPONSOR ATTEND THE SUMMIT ACCESSIBILITY CREATING SUMMIT COMMUNITY FUNDING TRAVEL HOUSING AND TRAVEL CONFERENCE SOCIAL MEDIA USE AND POLICY SPEAKERS & WORKSHOPS SUMMIT WORKSHOPS SUMMIT SPEAKERS SPONSORSHIPS AND VENDOR EXPO FAIR SPONSOR THE SUMMIT ORGANIZATIONAL PARTNER EXPO FAIR SPONSOR THE SUMMIT sponsor the summit Download Summit sponsorship information below. ORGANIZATIONAL PARTNER EXPO FAIR ORGANIZATIONAL PARTNER EXPO FAIR Download organizational partner and Expo Fair information below.


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[ 23-11-2017 ]
Which One is Better: Slot Games or Table Games?
In most casinos, slot games and table games contribute a major percentage in earning. Undoubtedly, players love both games but the question is which one is better? Today, we are going to discuss these two in detail.
We can search a lot of articles about the strategies or tips on how to play blackjack or poker. In other word, table games are those need players' expertise knowledge and skill. Singapore Slot Game are much easier than any other games as the result are independent and this game is based on players' luck. Therefore, players just have to select their betting option, spin the reel and play at a slot machine. In contrast, table games may be difficult to beginners as they have to fully understand the rules and strategies before they play.
Further, Singapore Slot Game often offer bigger jackpots than any other games. Those casino players want to become instantly rich prefer to play slot games. Even though jackpot is very attractive, players have to consider the problem of house edge when they are betting. Table games have lower house edges especially baccarat and craps players can lower the house edge to almost 1%. However, smart gamblers tend to avoid slot machines because the house advantage is too high with its high payout rate.
On the other hand, Singapore Slot Game enable players to spin the reels as fast as they want. It is known as fast-paced play however players will lose a lot of money quickly. Table games require players to be patient because they move at slower pace than slot machines. Therefore, table games are said the best for budget players.
Based on the points above, it is quite difficult to conclude which choice is better. Both options are completely different games and have own advantages and disadvantages. Hence, players are free to make decision to fulfill their preference.


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logo designer for wordmarks (individual illustrators only NO project managers)
Budget $30-250 USD
logo designer for wordmarks, but have good grammar in english, must be a individual illustrator not a project manager. Must be open to screenshare upon request. Must have solid availability and solid bandwidth speed. To apply send me your best 2 wordmarks. No other text in your application aside from your two best wordmarks. Ill judge based on that.. Copy paste applications will be marked as spam.
58 freelancers are bidding on average $70 for this job
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text: 24 views Interviews, TV Chuckie Online talks HalfCast Podcast, Sensitive Rappers & Reggie Yates | Small Talk With ORÉ September 11, 2018 By mediaessence 0 comments Chuckie Online sat down with ORÉ to talk all things HalfCast Podcast, his early days MC'ing, sensitive rappers and that Reggie Yates Situation. Not your conventional interview. Welcome to Small Talk With ORÉ. Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window) Related chuckieHalfcastonlinepodcastrappersreggiesensitivesmalltalkyates


text: What I use is pretty basic. Couple of different show polishes. On the top there is a natural tan shoe polish and then a brown. The brown I mix with some olive oil to make it easier to work with and work into the leather more. I do this layer first so use a color that matches back to your leather. I work this layer over the boot and let is sink in. Then I go back over with the natural and then give it a good buff with a decent quality bristle brush.


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Enjoy a guided hike to the Gazebo and be a part of a unique experience here at Natural Tunnel. You'll have the opportunity to watch the moon rise over the mountains and hear stories about the thrilling night life. This 1.2 mile hike will take place along a semi-moderate trail. Sturdy hiking shoes and a flashlight are recommended. Dress for the weather.
Meet at Wilderness Road Blockhouse


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Hidden Dealership Goldmines: 6 Tactics to Accelerate Your Profits, Without Spending a Dime
November 10, 2015
Sponsored by
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Originally aired: Tuesday, November 10, 2015 ● 11:00 AM PT/2:00 PM ET
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Peter Ord, Director of Sales Operations, DealerSocket


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The Malice of Fortune
Publisher's Summary
Against a teeming canvas of Borgia politics, Niccolò Machiavelli and Leonardo da Vinci come together to unmask an enigmatic serial killer, as we learn the secret history behind one of the most controversial works in the western canon, The Prince....
When Pope Alexander dispatches a Vatican courtesan, Damiata, to the remote fortress city of Imola to learn the truth behind the murder of Juan, his most beloved illegitimate son, she cannot fail, for the scheming Borgia pope holds her own young son hostage. Once there, Damiata becomes a pawn in the political intrigues of the pope's surviving son, the charismatic Duke Valentino, whose own life is threatened by the condottieri, a powerful cabal of mercenary warlords. Damiata suspects that the killer she seeks is one of the brutal condottierri, and as the murders multiply, her quest grows more urgent. She enlists the help of an obscure Florentine diplomat, Niccolò Machiavelli, and Valentino's eccentric military engineer, Leonardo da Vinci, who together must struggle to decipher the killer's taunting riddles: Leonardo with his groundbreaking "science of observation" and Machiavelli with his new "science of men". Traveling across an Italy torn apart by war, they will enter a labyrinth of ancient superstition and erotic obsession to discover at its center a new face of evil - and a truth that will shake the foundations of western civilization.
Critic Reviews
What members say
Average Customer Ratings
5 Stars4
4 Stars10
3 Stars8
2 Stars14
1 Stars13
5 Stars3
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1 Stars21
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Reviews - Please select the tabs below to change the source of reviews.
- Molly Gordon
- 09-28-12
Female narrator is impossible to listen to.
This book wasn't for you, but who do you think might enjoy it more?
I have no idea. I could not get past the narration after the first hour, so I can't really comment on the story. If I could have left the Story and Overall categories unstarred, I would have.
What was most disappointing about Michael Ennis's story?
Not able to comment.
Who would you have cast as narrator instead of the narrators?
I would have cast someone whose accent was less intrusive and who did not speak in a monotone.
You didn't love this book... but did it have any redeeming qualities?
Honestly, I couldn't tell.
Any additional comments?
I hate to be such a cranky pants, but it's very frustrating to have to miss an entire book because one of the narrators is so grating.
17 people found this helpful
- Jonathan
- 09-21-12
The Narration Lost Me
I really like the premise of the story and so wanted to listen to this book. However, I quit after five chapters. Carlotta Montanari's Italian accent was so distracting that I simply could not follow the book. Accent's are great for character dialogue, but not narration. Why the Publisher/Ennis chose this method of narration is beyond me. Be sure and listen to the sample before you purchase. I should have. I wish I could get my money/credit back on this one.
16 people found this helpful
- Pam Guthrie
- 09-20-12
So Much Work
What did you like best about The Malice of Fortune? What did you like least?
The story is so good, but Carlotta Montanari's reading was very challenging for me to follow, and so not very engaging.
I love the idea of having the story read with an Italian accent, but often, an unusually accented syllable or strange vowels means that I have to try to figure out what she said, and lose the thread of what she is saying.
Did the plot keep you on the edge of your seat? How?
It was someone difficult to follow the plot since the narrator's accent was so thick. I would rather not work so hard to understand the story.
Who would you have cast as narrator instead of the narrators?
The male voices worked really well. I wished the female narrator was a native English speaker, or had a softer accent. I usually follow foreign accents easily, but this one was a lot of work.
10 people found this helpful
- Joan
- 11-10-12
Virtually incomprehensible due to narrator
In more than fifteen years listening to audiobooks, this is the absolute worst performance I have yet encountered. The narrator of the first section is evidently not a native speaker of English, and her accented text is practically impossible to understand, let alone follow in any enjoyable fashion. Arrgh! There are the bones of a good story lurking, but I'll be darned if I could extract it.
7 people found this helpful
- Dataman
- 09-14-12
An Unintelligible Reader and So-So Story
Shame on me! I broke one of my cardinal rules and bought this book without listening to the preview. The female reader's accent is so heavy the words are mostly unintelligible. Instead of being able to concentrate on the book, I had to focus on trying to understand what she was saying. Not being one to waste a credit, I suffered through it but by the middle of the book I just didn't care anymore and my ears were burning and bleeding.
The plot is average at best. I rushed to buy this book because one of the critics said it was as good as "The Name of the Rose". It is NOT even close. As I am not a historian of 16th century politics, I must take on good faith that all events in the book are true. I must say that the only thing I got from the book was a feeling that I am glad I did not live in those times.
Since this is a new book by a new author, I am sure there will be a rush by the "Shill Reviewers" from the Author and the publishing house to declare this book a 5-star masterpiece second only to The Bible in importance. I also expect my review to be "Not Helpful" by them (and others). To this I give them the Bronx Cheer and proudly hold up one finger to represent one star.
If this review was helpful, please let me know. Cheers!
32 people found this helpful
- Harley
- 12-07-12
Read the other reviews BEFORE purchasing
What a fiasco. I am an avid audibles listener, this is the worst narration I have ever heard. When I can wade through Carlotta Montanari's reading I just feel disapointment at the flat plot-skip this one it is truly horrible.
5 people found this helpful
- Jaime Chavez
- 10-30-12
Can I audition to read a book??
This book wasn't for you, but who do you think might enjoy it more?
This is the first time I stop listening to a book because it was not a pleasant experience. I agree with some of the reviewers that Carlotta's accent is not quite the problem, but her lack of passion when reading. It feels like she's reading the classifieds section on the newspaper!. I wish the whole book was read by John Lee, then maybe the story would be actually understandable. Sorry Carlotta, don't quit your day job.
What was the most interesting aspect of this story? The least interesting?
Again the long intro narrated by Damiata just kills the story. I don't like over acting on the narration but Carlotta went the opposite direction and just ended my interest.
Who would you have cast as narrator instead of the narrators?
John Lee. John Lee and maybe John Lee. Just kidding. You guys have so many good female narrators that I didn't even think that you had a bad one. Well, you found her!! Sorry Carlotta.
Any additional comments?
Enough said.
5 people found this helpful
- Mary
- 10-23-12
For Lover's of Italian History
I thoroughly enjoyed this book, especially knowing that much of the story comes from the papers of the actual characters. I will say however, that to follow the plot, one must have more than a passing acquaintance with Italian history.
As for the narration, I was less enthusiastic. I know nothing of Carlotta Montanari's background, but I found her very difficult to listen to, not because of her accent, but because it sounded as if she were reading English not completely understanding what she was reading. Adrian Paul on the other hand, did an excellent job as long as he was reading the part of Machiavelli. I hear Italian spoken everyday, as well as English spoken by Italians, and I think his accent was quite authentic. Once he switched to other characters, however, whether da Vinci or Cesare Borgia, the characterization was pretty bad and was quite distracting. The production would have been far superior had they hired a few more actors.
4 people found this helpful
- goddess_of_pipework
- 09-21-12
absorbing story, so-so narration
What did you love best about The Malice of Fortune?
The relationship between the three main characters, Damiata, Macciavelli, and DaVinci, is very interesting. All three are brilliant, passionate, and driven.
Did the plot keep you on the edge of your seat? How?
The plot was interesting, although it relied to heavily on gruesome murders to advance the story.
What three words best describe the narrators's voice?
The narration was only so-so. I could have done without Adrian Paul's bogus Italian accent, and his attempts at the voices of DaVinci and Cesare Borgia. He should have either not attempted it, or the producers should have added cast members.
9 people found this helpful
- 09-16-12
Two Mediocre Hams Read Silly Story
What could have made this a 4 or 5-star listening experience for you?
Oh, let's say a coherent story not dependent on ever-escalating scenes of gruesome violence against women, for starters. I'd sort of expected more Machiavelli -- you know, The Prince -- and less over-the-top genre murder.
The plot is ho-hum, the characters unbelievable and shallow.
What didn't you like about the narrators's performance?
Let me count the ways --
Female was unintelligible and the male's various voices turned me off to key characters, Da Vinci, especially. What a pity.
But peeve-above-all is this -- presumably these characters are narrating in their own languages, i.e., "Damieta" is reading from her own letter. So WHY these clownish and unintelligible Italian accents?
What reaction did this book spark in you? Anger, sadness, disappointment?
Any additional comments?
I'm with Steven -- never again buy a book that hasn't yet been reviewed. Lesson learned.
16 people found this helpful


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The wind beneath my wings
Oh wow, what a relief; I am finally finding my way to the end of the first draft of the new book. I've been fighting with structure for what seems like months, although it's probably only weeks, and every time I approached the gritty matter of The Resolution and The Ending they defeated me all over again. It's reminded me of the days when I'd run as fast as I possibly could along the beach at home, trying to get enough wind under my kite to lift it into the air. Sometimes the kite would lift into the air before I collapsed breathless on the sand, and sometimes it didn't. The wind beneath my wings is what I've needed, and it's been in short supply.
When I'm not feeling anxious or panicky about it, this 'writer in search of the right ending' syndrome intrigues me. You start off with a vision in your head of how things are going to go with your story (brand new kite tucked under your arm, kite tail neatly decorated with little bows, kite string wound into a handy ball) and start the journey with high hopes. But somehow – and I don't know how this happens – the wind changes, or the tide's too far in, or the kite's got a rip in it that you hadn't noticed. And suddenly the story loses its energy, or your characters veer off down side alleys and won't come back to life, and you lose faith in the whole enterprise. I was never going to be able to fly this kite, I think to myself. It doesn't belong to me after all.
Then all of a sudden the wind comes around and your kite lifts up and it's away! And you can see just where it's headed and you run to catch up, and the wind lifts you and you're off again, running across the sand. It seems so natural when it's working, and so alien and impossible when it's not.
Now I know what's going to happen, and what the ending will be. It's not what I envisaged when I started but it feels right, so I'm sticking with it as long as the wind lasts. With any luck I'll have it all in place in the next few days. Then I'm taking 10 days' holiday, and I'll come back ready to tackle it all again – but at least by then there'll be something to engage with.
Thanks, wind and weather.