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We will be moving from this house my 7-1 will expire in june. Should I refinance into another 5-1. What if we don't move and interest rates don't remain friendly ? What is best option ? by HendrikSandoval582 from Philadelphia, Pennsylvania. Nov 5th 2015
Only you can answer that question.. the rates for a 5/1 ARM are pretty good.. But if you know for sure you will be moving in the next 5 years, then absolutely a 5/1 would be best.. even if you're not sure, and you end up staying 6 or 7 years, you still might be better off because of the savings you obtained in your first 5 years.. but what to do is really up to you. Try sitting down with a local mortgage broker and let him put together several scenarios for your consideration.. the more accurate info you have the better.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347
i agree with William. Rates are good for 5/1's right now and the savings may offset any increase you might have if you stay a couple extra years. You might also want to compare the 5/1 to a fixed rate program as it's hard to predict the future of rates in this economy. We are a mortgage brokerage in Langhorne, Pa just outside Philly. I'd be happy to chat with you and learn a little more about your concerns and do some comparisons for you based on your needs. My office number is 215-741-3131 and our website is www.NetEquityLoans.com. Please feel free to call at your convenience. Thank youMike KohlerNet Equity Financial
It really depends on what you think your situation will be. And what your current 7/1 rate is. Your current rate when it adjusts may be lower than what it was 6+years ago. If you do not think you will be in the house for another 5 years then that would be sufficient. But again this is something that you need to try and determine.
Ask our community a question.


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Communities & Development
Speakers cover making communities more sustainable,
sustainable land use, land use planning, smart growth, new urbanism,
growth management, regional planning, planning land use and
transportation together, land use law, ranchland and farmland
protection, and related topics.
Speakers' Books On Communities
& Development Here >>
Communities. Communities of all sizes, from giant cities
to small towns, have embraced the idea of making their localities
sustainable. More
Smart Growth.
This popular term of art refers to development patterns that
involve more mixed use, more pedestrian and transit orientation,
higher density, and other features contributing to environmental,
economic, fiscal, and social benefits. More
Growth Management & Land Use. Almost all local governments
have policies for land development, and a department of their
organization is usually devoted to the implementation of those
policies. See Karen Walz,
Richard Carson, and
Gwendolyn Hallsmith.
Planning Land Use & Transportation Together. The
environmental, economic and community benefits of planning land
use and transportation together are substantial. See Richard
Carson and Dom Nozzi.
Regional Planning. For many developing areas, the goals
of good planning will be frustrated if adjacent jurisdictions
don't follow compatible (and equally responsible) policies.
See Gwendolyn Hallsmith
and Richard Carson.
Resolving Environmental Conflicts. In many instances
of conflict over environmental issues, both sides can benefit
from a reasonable resolution of their differences. Conflict
often consumes resources that could be better spent actually
implementing solutions to problems, and many differences are
not as costly or difficult to resolve as the parties to the
conflict initially believe. See Chris
Maser, Gloria Flora, Dotty LeMieux, Allen Green, and Bill Shireman.
Economics. Our economy is entirely dependent on a healthy
and sustainable environment, and a sustainable future means
rebuilding and restructuring our economy so that is sits on
a foundation of environmental sustainability. See Eban Goodstein, Raj Patel, Michel Gelobter, Yoram Bauman, Gil Friend, Bill
Shireman, L. Hunter
Lovins, Chris Maser, Quiet Riot, and Kate
Speakers' Books On Communities
& Development Here >>
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Featured Links
| Ecoshopper Fundraising Australia - http://www.ecoshopper.com.au/
Ecoshopper offer a full 4 colour screen printing service for a range of items including calico bags, non woven bags, t-shirts and aprons. Our designers are there to help make sure you get a perfect result at a fantastic price. - More details


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Do you find yourself feeling a little confused about all the rules and regulations that pertain to voting in the upcoming local elections? All Island Transportation makes a habit of trying to make your life a little easier, so we've put together a Nassau County Voting FAQ list to help answer some of the questions that might be plaguing you!
Recent Posts
Topics: Nassau County, News, Long Island
Halloween is one of the most exciting holidays of the year for most youngsters—a night of tricks and treats (usually too many treats), costumes and decorations, and the opportunity to stay up a wee bit past bedtime (if they're lucky). But while Halloween has the potential to be a super fun night for everybody involved, it can also become a nightmare if you're not careful. Here are some trick-or-treating safety tips to share with your kids before you embark on your night of spooky fun.
This summer, social media was taken by storm as videos of people from all over the world dumping buckets of ice water flooded our Facebook newsfeeds. Initially, many were confused about the tremendous influx of people performing a seemingly ridiculous stunt, but word spread quickly to explain the purpose of the videos: creating awareness and raising funds for research to cure ALS.
ALS, or amyotrophic lateral sclerosis (also called Lou Gehrig's disease), is a horribly debilitating neurodegenerative disorder, one that many were unfamiliar with prior to the ALS ice bucket challenge. From children and families to politicians and celebrities, it seemed as though everyone joined forces to participate in a worldwide fundraiser to help find a cure for a terrible disease that takes far too many lives every year.
Pumpkin picking on Long Island is in full-swing, and your options are seemingly limitless! There are so many places to pick pumpkins on Long Island that choosing a location is actually quite daunting. But what's even worse is trying to find the information online—that's nearly impossible. At All Island Transportation, we've scoured the Internet to bring you a list of every single place to go pumpkin picking on Long Island, and have included it down below!
Be careful if you look elsewhere! Nearly every list of pumpkin picking locations on Long Island that we found was full of incorrect information! The team at All Island Transportation has gone above and beyond to make sure our list is 100% verified from every individual location's website, and if the information wasn't available online, we filled in "call for details." Every location has a contact number, and almost all have their hours of operation. Have fun and happy picking!
Whenever you think of the Fall season, one of the first things that come to mind is probably the word "harvest." Everyone knows that Autumn is the best time for apple and pumpkin picking, along with a whole slew of other delicious fruits and vegetables that are ripe and just waiting to be picked! That's why Long Island Farmers Markets are so fantastic—they're an opportunity for you to buy the absolute freshest local produce so that you can cook up some incredible seasonal meals for your family.
Topics: News, Long Island, Food & Drink, Fall
The team at All Island Transportation is excited to be welcoming back the Eisenhower Park Car Show Cruise to the Show this weekend, September 27-28! There will be so much to see and do in the park this weekend, and we wanted to make sure you all had the details so you can join us for the fun!
In honor of the Mustang's 50th anniversary, there'll be over 500 Ford Mustangs and Shelbys gathering in Eisenhower Park this Saturday, September 27, from 10AM-3PM in parking fields 6 and 6A. Mustang and Shelby organizations from New Jersey, Connecticut and Pennsylvania will be teaming up with the local Mustang and Shelby Club of Long Island to curate a Mustang display that you'll remember forever.
Topics: News, Long Island Fun, Long Island Festivals
Now that you're done sharpening your weight in pencils, and the kids are falling into the swing of things for the new school year, your morning routine may have started to become a bit more normal and less hectic. The beginning of a new school year is a huge adjustment for everyone, and you're not alone if it feels a bit overwhelming.
At All Island Transportation, we think it's really important to be able to provide our customers with the latest news in local activities around the community. It's super inconvenient that all this information is spread out so far throughout the internet—shouldn't you be able to find everything you need about Long Island events in one place? Yes, you should, and that place is the All Island Transportation blog!
Topics: Long Island Fun, Long Island Fairs
Grandparents' Day is an internationally celebrated holiday in honor of grandmothers and grandfathers around the world. In the US, we celebrate National Grandparents' Day on the Sunday after Labor Day. Other countries celebrate at different times of the year—Australia celebrates on the last Sunday of October, Taiwan celebrates on the last Sunday in August, and France celebrates on the first Sunday in March, just to name a few—but the underlying message is still the same: honor your elders. Here are some fun ideas for Grandparents' Day to celebrate with your loved ones!
Topics: Long Island Fun, Family, Gift Certificates
In 2012, there were 10,322 alcohol-impaired driving fatalities in the United States. That's one death every 51 minutes. Of the 10,322 lives lost to drunk driving in 2012, 344 of them were killed in New York. 1,174 of the people who died in drunk driving accidents in 2012 were under the age of 21. 32 of them were killed in New York.
Topics: News


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Your tooth enamel is the hardest substance in your body. But it is not impregnable, and the acids in the things you eat and drink, poor oral hygiene, or teeth striking one another improperly can wear away your enamel, leaving the dentin below vulnerable. If left untreated, the result can be a cavity, an infection or even a lost tooth. Your enamel may benefit from remineralization therapy in Ashburn, Virginia, at our office. In fact, this treatment may even be able to stop tooth decay in its earliest stages.
At First Impression Dental, we place a high value on patient education, and we want to work with you to explain in terms everyone can understand how things such as your diet and proper dental care at home, combined with regular visits with our dentist, Dr. Carter Reeves and his associates, can help make certain that your tooth enamel remains strong. Frequently, fluoride treatments can bolster the strength of your enamel, but our office has other options to help your enamel stay healthy. Our goal is to use the most conservative means available to make sure that your teeth serve you well throughout your life, and strong tooth enamel is an important part of keeping your smile healthy. If you would like to discuss your options for tooth remineralization therapy, call 571-465-2114 today and schedule an examination.


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I'll show you how to go from zero to here in affiliate marketing.
Here's just a short list of what you'll find here:
- Interesting articles on affiliate marketing, like the type of posts on the biggest affiliate marketing expert sites
- Strategies, ideas, tips and technique on how to make the affiliate business model work for YOU!
- Fun facts about affiliate marketers, how they succeed online, what they do, what their newest strategies are and so on…
- Link building ideas for attracting more people
- My personal earnings as an affiliate marketer, including real life checked I earned and screenshots to back it up
- MUCH MORE as well
In case you're interested why I'm qualified to write on this topic, here are a few reasons:
- I worked with some of the biggest names in affiliate marketing, including Patrick Evoy, the infamously successful affiliate marketer who wrote one of the most popular and helpful articles on affiliate marketing for dummies over at Squidoo.
- I've been doing aff marketing for over 10 years now. I was one of the first ones to get my feet wet in this world
- I've built more than 10 successful affiliate niche sites since I got started, ALL of which earn me a very decent 4 figure income every month, in a totally passive income way
- I'm knows as one of the most helpful and easy-to-understand teachers on affiliate marketing, so you may want to listen to my advice
- Besides affiliate marketing, I've made money online by selling my own products, copywriting, writing sales copy, developing software and much more… I have some experience under my belt that could prove to be helpful to you as well
- And again, there are many more reasons that I'm too lazy now to list here all (plus I don't want to bore you)
The most important element of a successful online business is the CUSTOMER, READER OR VISITOR itself.
Since I always believed in that quote, I'm going to show you how affiliate marketing works and how you can start earning as an online marketer basing your strategies on this central idea. This is PROVEN way to make money with affiliate marketing, and I've never revealed it before, so you may want to stick around even longer.
Trust me, the affiliate marketing tips for beginners I'll share with you will be more than enough to help you get started in affiliate marketing and make a very decent earnings of it, like $1,000-$2,000 per month, within just a few years from now.
So all in all,t hanks for reading this, and I seriously hope you'll stick around to read LOT OF MY content over the next few weeks.
In the meantime if you have any questions feel free to ask me in the comments below or anywhere else on the site.
Watch this short video for more associate or partnership marketing for beginners information:


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100% Poliester
100% Nylon
Utility jacket in 3Layer technical fabric that give a nice cotton touch. Regular fit. Water repellent zipper on center front and on the two side's zipper. High collar with hood made with visor, decorated with a really thin coulisse inlaid in a fabric and rubber loops. Slit on both side, logated flap behind the central front zipper, little inner pocket on the left side. Mesh on the back and inside the hood.
Military Green
100% Poliester
100% Nylon
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Matthew L. Duncan, born in 1973, is our Senior Vice President, Chief Human Resources Officer and has been in that role since joining Neenah in March 2016. Prior to his employment with Neenah, Mr. Duncan served as Vice President Human Resources for Coca-Cola Refreshments, the North American operating unit of The Coca-Cola Company. Before joining The Coca-Cola Company in 2008, Mr. Duncan served in a variety of Human Resource leadership roles with The Home Depot and Nestle. Mr. Duncan completed his undergraduate studies at Auburn University.
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Bill McCarthyVice President Investor Relations
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The creation of quality eLearning courses requires constant review and collaboration among members of a development team. This process can be time-consuming and costly, when there are multiple reviewers and SMEs in different geographies.
With over a decade's experience in design and development of eLearning courses, EI Design has identified problem areas that make the development process difficult:
Several authoring tools like Articulate do not provide an integrated online review link.
You need to manage back and forth emails and edit logs throughout a project's life cycle.
You need to manually track open issues.
You need to provide support to explain edit descriptions and locations to developers.
EI Design has developed an innovative tool – eBridge, which can be integrated within eLearning courses developed through Articulate.
eBridge is an online review and collaboration tool that helps in optimising the eLearning development process by allowing a team and any extended panel to collaborate during the entire project life cycle.
eBridge addresses the typical pain areas and brings agility into to the development process by enhancing productivity and helping in getting quality right the first time, which in turn helps to realise efficiencies in development cost and turn-around time.
Reviewers and SMEs can log in their feedback within the course.
Strengthen collaboration between reviewers and developers.
Optimise the development process and realise efficiencies in development costs and turn-around time.
The Service You Are Interested In *elearningmlearningGamificationMigration of Flash to HTML5MicrolearningSocial LearningInteractive VideoMobile AppsBlended LearningLocalisationResponsive Learning PortalsReporting and AnalyticseBridge Review TooleSpace – Platform to enhance ILT/VILT deliveryContent CurationOthers
How Can You Measure The Learning Effectiveness Of eLearning Courses And Create A Positive ROI
Creative Instructional Design Featuring 7 Learning Strategies That'll Work For You
Why Microlearning Based Training Is Trending
Using Social Learning to Foster Collaborative Learning
ROI On Training – How Can You Measure It And Maximise It?
Is Outsourcing Of eLearning Content Development Right For You?
How To Evaluate The Right Partner To Outsource Your eLearning Content Development
What Is Gamification And How Can It Enhance Corporate Training?
Why You Should Adopt Gamification For Corporate Training
Flash To HTML5 – Essential Toolkit For Successful Migration


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Mazz Motors
- Telephone:
- 07753 664846 | 020 83978800
Update search
There is 1 used car available matching your search.
Land Rover Range Rover Evoque 2.0 TD4 HSE Dynamic Auto 4WD (s/s) 5dr
55 Photos
Land Rover Range Rover Evoque 2.0 TD4 HSE Dynamic Auto 4WD (s/s) 5dr
Full Service History+ 1 Owner
- 2015 (65) reg
- Diesel
- Automatic
- 30,822 miles
Mazz Motors are delighted to offer this stunning Range Rover Evoque 2.0 TD4 HSE Dynamic Auto 4WD with Full Service History and Great Specification finished with Cream Leather seats. We also Offer One...
Representative example
- 202001095980694
- 2015
- 65
- £22,899
- 2290
- 30,822
- Cars
- Range Rover Evoque
- 6xarar34D5Q=
Type Duration of agreement First payment monthly payments Final payment
On the road price Customer deposit Total amount of credit Acceptance fee Option to purchase fee Total amount payable
Representative APR Rate of interest (fixed) Annual mileage
Used cars for sale
At Mazz Motors we aim to bring you the widest choice of used cars in SURBITON, SURREY and at great prices. We have some fantastic deals on used LAND ROVER cars, which are always changing. Browse our used cars below and contact us for more information on any of our second hand cars.
We are confident you will not be disappointed with our selection of quality used cars. At Mazz Motors we offer an extensive range of services and extras meaning that you can buy your used car with confidence and peace of mind. Our showroom in Surbiton stocks a wide range of cars that are ready for viewing today.


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This is where you can find selected graphic design and photography works of Ari. Graphic design projects range from conceptual branding work to experimental personal projects that touch art, film, culture & social issues. She hopes to direct a film one day and win the Nobel Peace Prize for design (non-existent.. yet).
- GDUSA Winner for Graphic Design, 2018
- GDUSA Winner for Graphic Design, 2018
- AGDA Australia Finalist for Packaging, 2018
Verztrand Berlin / Vice Media / Our House, Our Future / Nylon Magazine / Father John Misty / Hitchcock Festival / Rogue Egg / Simplecast / Lunaland / Disruptivist / David & Vern / Coming Soon
Coming soon
Tuesday June 11 2019


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Recognizing the growing importance of trade in services for the growth and development of the world economy;
Wishing to establish a multilateral framework of principles and rules for trade in services with a view to the expansion of such trade under conditions of transparency and progressive liberalization and as a means of promoting the economic growth of all trading partners and the development of developing countries;
Desiring the early achievement of progressively higher levels of liberalization of trade in services through successive rounds of multilateral negotiations aimed at promoting the interests of all participants on a mutually advantageous basis and at securing an overall balance of rights and obligations, while giving due respect to national policy objectives;
Recognizing the right of Members to regulate, and to introduce new regulations, on the supply of services within their territories in order to meet national policy objectives and, given asymmetries existing with respect to the degree of development of services regulations in different countries, the particular need of developing countries to exercise this right;
Desiring to facilitate the increasing participation of developing countries in trade in services and the expansion of their service exports including, inter alia, through the strengthening of their domestic services capacity and its efficiency and competitiveness;
Taking particular account of the serious difficulty of the least-developed countries in view of their special economic situation and their development, trade and financial needs;
Hereby agree as follows:
Article I
Scope and Definition
1. This Agreement applies to measures by Members affecting trade in services.
2. For the purposes of this Agreement, trade in services is defined as the supply of a service:
a) from the territory of one Member into the territory of any other Member;
(b) in the territory of one Member to the service consumer of any other Member;
(c) by a service supplier of one Member, through commercial presence in the territory of any other Member;
(d) by a service supplier of one Member, through presence of natural persons of a Member in the territory of any other Member.
3. For the purposes of this Agreement:
(a) "measures by Members" means measures taken by:
(i) central, regional or local governments and authorities; and
(ii) non-governmental bodies in the exercise of powers delegated by central, regional or local governments or authorities;
In fulfilling its obligations and commitments under the Agreement, each Member shall take such reasonable measures as may be available to it to ensure their observance by regional and local governments and authorities and non-governmental bodies within its territory;
(b) "services" includes any service in any sector except services supplied in the exercise of governmental authority;
(c) "a service supplied in the exercise of governmental authority" means any service which is supplied neither on a commercial basis, nor in competition with one or more service suppliers.
Read the Full Text of this General Agreement On Trade In Services
Property Rights in PDF / DOC format.
Copyright © 2003-2008 WTO Cell P&D, Govt of the Punjab.All rights reserved


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No going Call of Duty here.
Posted By Ravi Sinha | On 17th, Jun. 2013 Under News
Eidos Montreal's upcoming Thief, a reboot of the classic first person stealth franchise, won't feature regenerating health or Focus (which is used to activate slow-mo).
According to a post by a community manager regarding the demo at E3, "As it was a pre-alpha build, the availability of health and focus consumables still has room for polish and the demo itself had the health and focus resources turned up above normal availability so that the press members could get a good feel for how things operated in a short time. Health and Focus DO NOT REGENERATE. They are based on consumables."
Also regarding the enemy AI, it was revealed that the new stealth system is only slightly shadow-based. "Guards can look up. Their vision cone is actually really realistic and linked to their eyes. For example, if two guards are facing each other talking they cannot see what is behind the other because they are blocking each other's views."
There will also be two kinds of lock-picking: Normal and Focus Mode. The latter "makes it easier by bringing up the 'inside the lock' view. Without focus, the view is on the front of the lock, making things a little bit less straightforward".
Thief is currently slated to release next year for Xbox One, PC and PS4.
Contact Us About Us Staff Advertise With Us Privacy Policy Terms of Use Reviews Policy Hooked Gamers Community Policy


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"We all should count the blessings in our lives, but certainly having money makes a difference."
I have never been "rich" before, nor have I really experienced what it is like to be even "well-off" growing up. My parents both worked paycheck-to-paycheck jobs, and this meant money was limited. Especially when I was younger, you could rule out random luxuries like cable television, exciting vacations out of state or anything of that sort. Sure, not getting these kind of things growing up kind of sucked to some degree, but I managed.
They are all luxuries after all, and all of which is tied to money. The $ symbol means a lot, and both of my parents immigrated to this country to have more opportunities. When my mother, bless her heart, would talk about how she was so happy making $5 an hour back then…
You can't help but feel a bit humbled by such a thing, that someone like my mother was so content with making that little of money to pay the bills with and put food on the table. And yet, here I am in 2016, toiling away just to establish some kind of stability in the bank account department.
But the thing is… It never feels like it is enough. It never seems to get anywhere. It just feels like a never-ending grind, and you aren't even moving an inch every few steps. It's like a millimeter or even less than this at every possible checkpoint. Slow and steady wins the race, right? Sure, in principle this sounds all good, but I don't want to keep doing this for the next five years, let alone for the rest of my life.
I started off as an aspiring journalist when I graduated from college years ago, and obviously I wasn't going to be rich being a bonafide journalist. I kept telling myself that I was not in it for a money, but my viewpoints on such a notion has since changed after being at the mercy of having a limited amount of income to my name for any given month.
As someone who has been long-termed unemployed for extended periods at a time, as someone who has had his share of wake-up calls when staring at the monthly bank summaries, I want to change my life around and this all starts with the notion of money.
Yes, I am going to come off as a bit superficial, but hey… I am typing this blog post out using a computer I scrounged penny after penny to put together. It's not the best piece of computer equipment on the market, but I am proud I made it all possible because I decided to tough it out and work long hours just to save up for this dang thing. It's mine. I earned it.
And thus, something like the computer I am using to the other random blessings in my life… I can't take them for granted. I shouldn't. I made this dire mistake over the years when I would be so complacent with having actual luxuries in my life without really understanding or appreciating what the true value in each of them was.
A roof over my head.
A fridge full of food.
A bed to sleep on at night.
Each of these random luxuries and more were things I could say I had. There are people out there who are homeless. There are people out there who are legitimately suffering due to lack of money, but I always had some kind of safety net to keep me from completely reaching the very bottom whenever I happened to fall.
But the latest chapter in this ongoing story has me in a position where I need to evaluate and transition toward the true next stage of the game. It is as if the universe always finds a way to give me another catalyst to utilize. I just need to be smart about it and start putting it all together. My recipe for success has to come together.
Having the Drive
At the end of the day, I need to work for what I want. And when it comes to certain luxuries in my life, it thus becomes my responsibility to take care of things to the best of my ability. One such luxury in particular is the car I drive around, which I will show below.
It's been a very good car for the past year. Trust me… As someone who spent three years or so without a vehicle to his name, this car has been a godsend to me. It is not the fanciest car out there, nor does it need to be, as I just want something to get me from point A to point B.
It definitely beats walking around or taking the bus. I actually got pretty adept at using the public transportation system around town. Still, having to rely solely on someone else all of the time to bum rides off of made me feel like a little kid. Whenever I want to go somewhere, I can just drive there myself. It's a big plus in the independence department. That's for sure.
However, having this kind of luxury entails maintaining it. Today I took the car in for some random repairs. I still have a few more things I need tuned up before all of the maintenance is done. Let's just say it costs me a pretty penny for someone like me.
I don't know. I hate the feeling of realizing I needed to work literally a whole month or so just to pay this particular round of car repairs. Part of me feels obligated, as my brother was very generous enough to give me the car to drive for the past year.
As such, I just think it is the right thing to do. Technically speaking, by all means anyway, it is only right I at least put some skin in the game and use the money I do have to my name to take care of this vehicle.
I cannot afford to have this car break down on me, and it would just kill me to think of wasting such a key aspect in my life at the moment. I wish I knew more about cars. I wish I could just be more capable of fixing it myself.
Granted, it is not like the car has been giving me any real problems. This has all been just preventative maintenance to save me a lot of money and headaches down the road.
Sigh, money definitely makes the world go round. All I am saying is this… If I had more money to my name, things would definitely be easier.
Count your blessings. Always count your blessings…
"Progress is perseverance." – Nhan Fiction


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Product 48/71
Regular density foam has a compression rate of 33lbs. It features the perfect amount of cushioning and stiffness. Its soft but still holds its firmness and support for an individual to sit on it without compressing the foam too much. Medium firm quality foam is designed for heavy traffic and high use applications. - compression = firmness compression (not density) is what determines firmness. If you don't want a cushion that's hard as a rock or a mattress that sinks when you sit on it, you have to check the compression or ILD number. Compression means the number of pounds necessary to compress a piece of foam 25% and still bounce back to the original thickness. For example, a 4" thick piece of foam that requires 35 lbs. To pack it down 1" and have it return to its full 4" thickness has a 35 lb. Compression rating or (ILD) -indention load deflection, all foam sheets are sold per sheet - not per yard and rolled for packaging. Packing, shipping & cutting - foam packages need to be opened immediately once you receive the package. Do not let the foam sit unopened for more than 1 week. Do not open with a box cutter! Use a ball point pen or a pencil. Start by making a little incision and break it from there - durability : will last 7 to 10 years - care instructions : when unpacking, allow at least 2 days for the foam to breathe in order to recover its original size and form.
Mybecca Upholstery Foam 3 H X 24 W X 72 L Regular Density Cushion Replacement B01KWGG7D0


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|Area: 2700
|Bedrooms: 2
|Bathrooms: 2.0
Hiawatha Log Homes,based on the shores of Lake Superior in Munising, Michigan designed this 2,700 s.f. vacation cabin. Eleven courses of 12-inch-diameter Norway red pine logs are used to form the two-bedroom, two-bathroom home. Both the full-log walls of the home and the half-log walls of the attached garage feature Hiawatha's signature Swedish cope profile. Download PDF with full specs.


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Live video game streams online attract hundreds of thousands of viewers, drawn in by the skill and personality of the presenters, the quality of the games, or both. Anyone can dive in and start hosting their own stream, but if you want to draw a dedicated audience, you'll need to stand out from the competition. For that, you want to choose your streaming setup carefully.
If you've yet to dip your toe into live streaming, you'll need to decide between the two biggest platforms: Twitch and YouTube. As far as the mechanics of uploading goes, you won't find many major differences—both can host your video game stream equally well. On the pro-Twitch side, it gives you a little more control over your stream, including the ability to set moderators for comments, and creators get more options for monetizing content. On the other hand, YouTube lets anyone with more than 10,000 views earn a slice of advertising revenue, while Twitch users can't monetize their streams until they're invited to the Partner Program or Affiliate Program. YouTube obviously has a larger reach in general, but Twitch attracts more eyeballs in terms of gaming streaming—that means Twitch users can potentially get a much bigger following, but the platform's sheer number of streamers can make it harder for those who are just getting started to stand out.
Your choice might come down to the machine you play on—the brand of computer, console, or phone that you use could determine the best platform for you. For example, YouTube Gaming works better on Android devices (probably thanks to Google's involvement), but it isn't natively supported on the Xbox One. It's these sort of caveats that mean what's best for one user won't work as well for another. No matter which platform you land on, whether you prefer to play on a computer, console, or phone, we've selected our favorite live-streaming hardware and software to give you the best setup possible. Here are our recommendations.
Even if you've geared up your computer to play the latest and biggest titles in gaming, streaming the action at a consistent frame rate requires a little more processing power. Twitch recommends you use a machine that has at least:
- An Intel Core i5-4670 or an AMD (Advanced Micro Devices) processing unit with equivalent ability
- 8GB of RAM
- Windows 7 Home Premium or later
- A graphics card running DirectX 10 or above
Unlike Twitch, YouTube doesn't set minimum requirements, but it can't hurt to aim for the same baseline equipment.
All that streaming also requires an internet connection with a decent upload speed. For the best quality, somewhere in the region of 3 Mbps is really the minimum. If you're not sure of the upload speeds your Internet Service Provider gives you, head to Speedtest to find out.
In addition to your actual computer, you will also need equipment that lets you broadcast your own face and commentary (if you want to add them to the mix) and encoding software that can capture the action and send it to Twitch or YouTube.
Let's start with the hardware. Your computer's existing webcam may provide a perfectly satisfactory video and audio feed—it really depends on how high-spec your machine already is. So, before in vesting in equipment, you should run a few tests to check the quality of your built-in option. That said, many professional live streamers configure separate webcams and microphones. Read on for our recommendations.
For webcams, the Logitech C922 Pro Stream ($99 on Amazon) has earned rave gamer reviews, thanks to its sharp video quality and high performance in low-light conditions. The camera can also automatically disguise what's going on in the background, which comes in handy if you'd rather not reveal your messy bedroom to the whole world. The latter trick is also part of the arsenal of the Razer Stargazer ($149.99 on Amazon), another webcam that we recommend.
As for separate microphones, if you want the best crystal-clear audio commentary for your feed, then you should consider the Blue Yeti ($127.95 on Amazon). It offers four modes of operation, including a cardioid mode for gaming that isolates the audio coming from someone directly in front of the mic—i.e. you. For an alternative microphone option, the Audio-Technica AT2020USB+ ($149.99 on Amazon) guarantees excellent clarity and sensitivity.
Not everyone needs a desk microphone. Depending on how much space and money you've got to spare, a headset might suit you better. Gamers recommend both the Sennheiser Game One ($169.99 on Amazon) and the Logitech G533 Wireless ($99.99 on Amazon) for the quality of the audio they capture and that of the sound they pump through to your ears. With these gaming headsets, not only will your commentary sound great, but you'll also be better able to hear your enemies sneaking up on you.
Once you've made arrangements to put all your gear and games in place, then you need a broadcasting application. This app will handle capturing the gaming stream as it happens on your machine and sending it to Twitch or YouTube. In our opinion, though other decent apps are available, the best and most flexible choice is OBS Studio, which you can install and use for free. Once you start running OBS Studio, you can choose either Twitch or YouTube as your live streaming platform of choice. For full step-by-step guides on connecting to these platforms, click here for Twitch or here for YouTube.
Another program worth mentioning is XSplit Broadcaster, which offers some powerful streaming options. However, it only works on Windows, and while a free version is available, the best features (like video resolutions higher than 720p) require payments of $2.50 or more every month. As with OBS Studio, you can find full guides online to help you connect XSplit with Twitch and YouTube. The process is fairly straightforward—XSplit's ease-of-use is one of its best features.
Both OBS Studio and XSplit Broadcaster let you overlay webcam video and audio on top of the actual game feed itself. You can even add a watermark if you want to stamp your name on your video content. Then, with your broadcasting software set up, you're ready to unleash your live streams on the world.
If you're streaming from a console, then you'll have an easier time getting set up: Most of the hardware you're going to need comes built in to the machine, so you won't need to agonize over your choice of webcam or graphics card. Microsoft and Sony both know that many of their users will want to jump on board the live streaming bandwagon, so they've made it simple to connect through their respective interfaces.
However, that doesn't mean upgrade options aren't available. If you want to take more control over the way your stream looks, or nab content from another console (such as the Nintendo Switch) with an HDMI output, then you should invest in a capture card. The excellent Elgato HD 60S ($179.94 from Amazon) sits between your console and your big-screen television, sending a separate feed from the console to your computer. There, OBS Studio or XSplit can process it for your audience. Alternatively, the Razer Ripsaw ($179.99 on Amazon) matches the Elgato box in many areas, including its support of 1080p streaming and USB 3.0.
To include your own face in the streams you're sending out into the world, you'll need the Xbox Kinect Camera ($44 from Amazon) or the PlayStation 4 Camera ($47.48 from Amazon). Or you could stick to audio-only commentary, in which case the Sennheiser Game One ($169.99 on Amazon) we mentioned earlier or the Logitech G933 Artemis Spectrum ($134.99 on Amazon) should fit the bill nicely. These mics will allow you to talk your way through the action while staying immersed in your game.
Xbox One players, as we mentioned at the beginning, cannot live stream over YouTube—unless they use a capture card to send their stream to a computer first. It's far easier for them to hook up to Twitch, which only takes a few taps. The platform offers offers full instructions for connecting online.
Like with consoles, the hardware you need to stream games from your phone comes attached to the device: The built-in selfie cam will record any reactions and commentary you might want to include. Simply download a free app on your smartphone to perform the video capture and streaming tasks.
Although you won't go wrong with our recommendations, new products—PC components, consoles, microphones, webcams, and so on—are constantly hitting the market. So if you want to keep upgrading your Twitch or YouTube setup, the opportunity is there. Once you have your devices and apps in place, all you'll need are the gaming skills to set yourself apart from the crowd.


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App Description
OpenVPN Connect v 1.1.17 apkis the popular Free Android App .It will work on most of the devices like Samsung Galaxy,Samsung Galaxy Note,HTC,Sony Ericsson,Micromax,Lava,Intex,Karbonn,One plus,Xiomi,Redmi,YU,Vivo,Lenovo,Vibe,and all other Android mobile phones.Tested it on Android version 2.2,4.0,4.1,4.2 jelly bean and 4.4 kitkat,5.0,5.1 LollyPop ,6.0,6.1,Marshmellow,7.0 Nougat
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* Uses PolarSSL (not affected by Heartbleed issue)


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Reports for Years 7 to 10 at Mount Scopus Memorial College are produced in accordance with the guidelines for the IB's Middle Years Programme. (MYP)
Listed below are the subjects offered across 7 to 10. To view the IB MYP criteria descriptions for a given subject, simply click on the subject heading.
For an explanation of what each of the non-numeric codes used in the assessment criteria in your child's reports means, click here
Drama, Dance, Media Studies, Music, Photography, Sculpture, Visual Arts
Design, Computers for Business, Digital Design, Robotics, Textiles, Visual Communication and Design
Individuals and Societies
Humanities, Health & Human Development, Holocaust Studies, Israel Studies, Judaic Studies, Legal and Economic Snapshot, Master Talmud, Money Management, Tough Choices, World of Business
Language Aquisition
Hebrew, French, Japanese, Chinese
Language and Literature
English, Literature
Physical Education
Physical Education, Outdoor Education
Science, Biology, Biotechnology and Society, Psychology, Science Enrichment
Sorry, there are no events scheduled for the coming week.


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Dr. Immaculate Nevis, Clinical Epidemiologist, helps assess which of these treatment options are safe and appropriate for use in Ontario.
In her role at Health Quality Ontario, Immaculate researches the impact of proposed healthcare innovations on the health of Ontarians and her work contributes to the recommendations made by HQO to government.
Immaculate and her colleagues not only focus on what technology can do, but also on strategies to ensure the patient experience is constantly improving. They help to build a public healthcare system in which everyone can receive treatment that is timely and effective.
Carefully considering many factors, Immaculate focuses on the how so your local healthcare providers can focus on you.
AMAPCEO represents over 13,500 professional employees like Immaculate, who are working for a healthier Ontario.
Discover the AMAPCEO Advantage
You have a home position in an AMAPCEO bargaining unit as either a permanent or fixed-term employee.
You are temporarily acting in or on secondment to an AMAPCEO-represented position from a home position that is outside the bargaining unit.
You have retired or resigned from an AMAPCEO-represented home position.


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25 December 2018
Al Rajhi Bank continues to conduct secure, cross-border transactions using the new 'Blockchain' technology with correspondent banks around the world. The new transactions were recently carried out in collaboration with IndusInd Bank in India, where Blockchain was used for remittance payments between Saudi Arabia and India.
In October 2017, Al Rajhi Bank successfully completed a pilot external transfer using this technology from its head office in Riyadh to one of its branches in Jordan, in an unprecedented development in Saudi Arabia.
"We are happy to invest in the most innovative technologies to provide our customers with the products and services they need in this digital era," said Abdulrahman Al- Fadda, Treasury General Manager at Al Rajhi Bank. He added: "We live in a time where our customers expect to receive and send their transfers instantly, be it local or international."
This step is considered a huge milestone that proves the technological superiority of Al Rajhi Bank, which enriches the customer experience, and is also a result of Al Rajhi Bank's continuous efforts to transform its digital banking services. The new initiative is expected to give the customers a seamless experience by shortening the amount of time the transfers take, reducing the costs while increasing the accuracy of the processes. In addition, the Blockchain technology instantly makes adjustments with the beneficiary banks. These new developments reflect Al Rajhi Bank's keenness on being the pioneer of digital banking by capitalizing on the latest technology to provide the customers with the best-quality services.
Al Rajhi Banking & Investment Corp., Entity type: Bank \ Financial Institution, Saudi Joint Stock Corp. With a Capital of S.R. 25,000,000,000.00 , C.R. NO: 1010000096, P O Box: 28 Riyadh 11411 Kingdom of Saudi Arabia. Tel: +966 11 2116000, National Address: Al Rajhi Banking & Investment Corp. 8467 King Fahd Road - Al Muruj Dist, Unit No (1) Riyadh 12263 – 2743, Web: www.alrajhibank.com.sa, SAMA Lic No: 1420 It is controlled and supervised by SAMA


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If you're a man in workforce looking to succeed, look over your shoulder. Someone else wants the same success, and he knows how to dress the part. Give yourself every chance to succeed not only by preparing for the basics, but also by putting your best, most confident look forward.
Wear a suit in a conservative color, such as dark blue, gray or charcoal. Even if you are going on a job interview or meeting a potential client in a more casual environment, wearing a suit will make you look professional and confident. In some cases, wearing khaki pants that are clean, pressed and fit well is appropriate, but a suit is usually a safe bet.
Choose a solid, light-colored, long-sleeved shirt, even during the warmer months of the year. Avoid shirts and ties that are trendy or adhere to fashion extremes. A conservative look conveys a more professional look.
Nix the 5 o'clock shadow. Mustaches and beards should be neatly groomed and trimmed. Opt for a hairstyle that is both clean and neat, and avoid extreme styles such as spiked hair and colors.
Check for details. Make sure all clothing is clean, neat and pressed. Check for loose threads and missing buttons, and either have them fixed or replace the suit. Make sure your shoes are polished and free of scuff marks. Cover any tattoos and body piercings, and remove any earrings. Remember, a conservative look is a professional look.
- Comstock Images/Comstock/Getty Images


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Our Services
About Us
About Sleep Apnea
About Sleep Studies
Meet our Staff
Virtual Office Tour
Patient Information
Plan Your Visit
Contact Us
Plan Your Visit
At Somnium Diagnostics, we want to make sure that you are prepared for testing to ensure the highest quality results possible. Knowing what to expect when you arrive at our facility for your sleep study will help you acclimate to your surroundings and relax in preparation for sleep. You may call our office to schedule a tour prior to your appointment if you would like.
What to bring:
When you arrive:
Our facility is located at 480 Jubal Early Drive in Winchester. Our entrance is on the back of the building, so it is best to drive around to the back of the building to park. You will see a lighted, covered entrance on the back of the building. Enter the glass doors and our office is the first door on your right, Suite 120. For your safety, Somnium Diagnostics is located in a secured office building, so depending on your appointment time you may arrive after the main doors are locked. If the doors are locked, please locate the silver call box on the wall just to the right of the doors. Press the button to page us. We will speak with you via the intercom in the call box to verify your identity and will then let you in.
Preparing for your sleep study:
On your arrival, we will obtain any additional information and signatures we may need. If you did not visit our facility for a tour prior to your appointment, a tour will be provided and you may then change into your sleep attire in preparation for your sleep study. A sleep technician will attach electrodes to your head, legs, and shoulders. An oxygen sensor will be placed on a finger, and a small tube that senses airflow will be placed under your nose. All of the electrodes and sensors used are attached using adhesive gel and tape, so the process of being connected to the monitoring equipment is painless. The sleep technician will then have you complete a series of simple tasks, such as blinking your eyes and flexing your legs, to calibrate the monitoring equipment. The sleep technician will make any necessary adjustments to the electrodes and you will then be able to relax until you are ready to go to sleep. You may choose to read, watch television, or simply relax in bed. A sleep technician in another room will monitor your sleep throughout the night. (Visit our "About Sleep Studies" page to learn more about the sleep study process.)
After your study:
Most sleep studies are complete by 6:00am. The completion time will vary based on how long it took for you to fall asleep and whether or not you demonstrated a sleep disorder. The sleep technician will wake you and disconnect the electrodes and sensors. A private shower is available should you wish to prepare to go to work directly from our facility. In addition,we offer fresh coffee, if desired.
Your sleep study results:
The information recorded during your sleep study will be scored by a sleep technician and then interpreted by either Dr. Thomas Murphy, our Medical Director or by Dr. Jeffrey Lessar, both of whom are Board Certified in Sleep Medicine. The doctor will determine the severity of your sleep disorder and recommend any necessary treatment. In some cases, the doctor will write a prescription for your treatment at the time of his interpretation. Your sleep study results will then be forwarded to the physician that ordered your sleep study. It may take up to a week for the results of your study to be sent to your physician.
Services | About | Sleep Apnea | Sleep Studies | Staff | Office Tour | Testimonials | Patient Information | Plan Your Visit | Contact
Copyright 2011 © Somnium Diagnostics, LLC - Web Maintained by: WinTech


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15+ anschreiben xing
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Phone: 870-247-4054
Degrees and Certifications:
B.A. Elementary Education
Ms. Stone
Welcome to my Title 1 Math web site!
I am the Title 1 Math Support Teacher at Gandy Elementary. I work with small groups in my classroom and also provide whole group instruction in specific grades.
Be sure to check out my LINKS for great math websites. They provide wonderful practice for your child right in your own home!


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Q. Must a credit union provide a risk-based pricing notice to a co-signer or guarantor?
A. No. A credit union must provide the notice only when it "grants, extends, or otherwise provides credit" to a consumer. This generally applies to anyone who applies, and is approved, for credit. The credit union doesn't grant, extend, or otherwise provide credit to the co-signer/guarantor, who supports and assumes liability for the credit granted or extended, but doesn't receive the credit.
Q. Can a credit union amend its account agreement to require members who still receive paper statements to convert to e-statement delivery?
A. No. Engaging in electronic transactions must be voluntary under the federal ESIGN Act. The member must affirmatively consent (opt-in) to receiving electronic statements after receiving the proper ESIGN disclosures. Although credit unions can't require members to convert to e-statements, it can provide incentives to encourage a speedier transition.
Visit CUNA's compliance blog— "CompBlog" —at cuna.org/compliance. Email firstname.lastname@example.com with questions or ideas for blog posts, and keep the conversation going with your peers on COBWEB, CUNA's compliance listserv.
FIND MORE COMPLIANCE Q&As AT creditunionmagazine.com


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Alternate fortunes? The role of domestic ducks and geese from Roman to Medieval times in Britain
By Umberto Albarella
Documenta Archaeobiologiae III. Feathers, Grit and Symbolism, ed. by G.Grupe and J.Peters (2005)
Abstract: Zooarchaeological evidence indicates that birds played a smaller role in the economy of Roman than medieval Britain. Ducks are more common than geese in Roman sites while the opposite is the case for the medieval period, the change occurring soon after the end of the Roman period (i.e. the Anglo-Saxon period in England). Documentary, iconographic and archaeological evidence from inside and outside Britain indicates that while the goose was probably already domesticated by the 3rd millennium BC, a proper system of duck husbandry was only developed rather late and was not yet fully in place by Roman times. Bearing in mind the higher frequency of duck bones in Roman Britain, we must conclude that in this country goose husbandry was also little developed and that all anatid bones found in British Roman sites probably derive from wild rather than domestic birds. Goose husbandry increased in importance in medieval times but most duck bones found in this period may also be wild, particularly in the earlier part of the Middle Ages.
Introduction: Ducks and geese have been hunted by people for millennia and husbanded for centuries. Though they only rarely reached the economic importance of the domestic fowl, the domestic forms of these birds have represented for many societies a useful and occasionally important source of meat, eggs, feathers and companionship. The story of their relationship with people is, however, still very incompletely understood, partly because these 'minor' domesticates are rarely mentioned in historical documents, and partly because it is very difficult to attribute goose and duck bones found in archaeological sites to their domestic or wild forms.
In this paper the relative frequency of duck and goose bones found in archaeological sites of Roman and medieval times in Britain will be discussed. No attempt is made to discriminate between different wild species of ducks and geese or between wild and domestic forms of these birds. This might be attempted on the basis of biometrical and genetic evidence, but it would require a major re-analysis of a large number of archaeological assemblages, which is beyond the aims of this research. The evidence concerning the abundance of these birds in animal bone assemblages will rather be interpreted on the basis of what we know about the status of wildfowl hunting and husbandry from the onset of domestication up to the period discussed in this article.
Click here to read this article from the University of Sheffield


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Linda Falkenstein
When Molly Fields can't find the books she wants, she'll write them herself.
Books4School leads a kind of double life. Like your average superhero. On the surface, it's a mild-mannered warehouse on an obscure side street just off the Beltline, filled with paperback and hardcover books geared toward kids from preschool to 12th grade. The public is welcome to shop, Monday through Friday, although Books4School also does a lot of business through groups like Reading is Fundamental and Reach Out and Read, as well as other reading organizations.
But beyond its identity as a resource for schools, homeschoolers and young bookworms, Books4School has some publishing industry clout. Molly Fields, director of business development and guiding light for the business, is a bubbly evangelist for getting books into the hands of kids.
Her motto? "Getting the most number of books into kids' hands for the least amount of money."
The average price of a book at Books4School is $1.85. Bin after bin on shelf after shelf throughout the building bear labels mostly ranging from $1.65 to $2.50. Fields is able to do this by looking for deals throughout the industry but also by "adding to the backs of the print runs," Fields explains. When Fields agrees to take an additional 3,000-some books for Books4School, the cost of the entire print run goes down for the publisher, and costs go down for all.
Linda Falkenstein
Most books are priced between &1.65 and $2.50.
Fifteen employees (including part-timers) sort and stock the inventory. Fields draws on their various real-world experiences in choosing books, including one's work experience with at-risk youth.
The family-owned business (Fields herself is the fifth generation working there) began selling newspapers, periodicals and books in the 1920s. Fifty years ago, Fields' grandfather built the warehouse still in use today to house the business, known at the time as Interstate Periodicals.
Fields is concerned with the lack of available multicultural titles for kids — those featuring characters of different backgrounds and races, and also those written in languages other than English. To that end, she has worked not only to find more books like these to sell, but also to create them.
Medical and dental clinics have contacted Fields to create custom-content books for their patients — a title, for instance, that calms fears about going to the dentist and reinforces the importance of tooth brushing, at the same time featuring a diverse cast of kids. Fields' book, Madison Goes to the Dentist, is also available in Spanish: Madison va al dentista. The same is true for another of Fields' creations, At the Doctor/Visita Al Doctor. Both books feature appealing kid-centric illustrations by Anita DuFalla of Pittsburgh.
Fields is working with publishers to create more children's books written in Hmong, Somali and Arabic. Another project was generated by Fields' father — a retelling of Humpty Dumpty that features a child who uses a wheelchair. "It opens the minds of kids, as well as parents," says Fields.
The warehouse on East Badger Road stocks about 2,000,000 books on the average day, from those print overruns to remainders, says Fields. The vintage of some of these buys can be seen in a box full of Virginia Lee Burton's classic picture book The Little House — shrink-wrapped with a reading of the text on cassette. The fact that cassettes are cool again doesn't stop this one from being priced at that irresistible $1.85. More recent hardcover books are sold at 35 percent off the cover price.
And it is an unexpected pleasure to hear a small voice walking down a row of books piping, "Mom, can I have it? It's only a dollar. Mom?"
201 E. Badger Road; 608-277-2407; books4school.com, 7 am-4:30 pm Mon.-Fri.


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It is with autumnal gusto that we introduce Mira Carberry as our October Teacher of the Month! Mira is a third-grade teacher as well as the co-founder and leader of the Girls Group at Buena Vista Horace Mann K-8.
Mira's nominators have made it clear the impact of this amazing teacher, and we are impressed by both their skill and commitment in the classroom and their leadership and dedication to students outside of it.
Clearly a caring, thoughtful, dynamic educator, Mira has impressed us with an inspiring dedication to their community through their craft. From involvement in local organizations like Teachers For Social Justice to displays of commitment to students through the Girls Group that they helped found and currently runs at BVHM, to their innovative classroom projects and fun yet calm demeanor, Mira is not only a devoted teacher but also revered by students and colleagues alike.
As one parent put it, "Mira has turned equity from a noun into a verb," and another parent adds that Mira Carberry is "One of the most captivating and engaging teachers that I have ever seen…SFUSD is lucky to have them on their team."
Congratulations, Mira! And thank you for all that you have done for your students and community.
Read more about our Teacher of the Month program, and how to nominate a special teacher in your life.


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Gozo Sightseeing is carefully designed to take you around the Gozitan island where you will have the chance to stop and visit the magnificent beaches and sights. All buses are equipped with an audio system and commentary is available in 16 different languages.
Bicycle tour in the west coast, the best of the country side, of Mdina and Rabat and the west coast, along the cliffs ending in one of the most famous beaches of Malta. At the end of the tour, you can have lunch in Golden bay and have a swim all the afternoon.
Bicycle tour in Valletta and 3 cities, charming places, hidden wonders, wonderful architecture and amazing villages and view point of the Capital and the "city victory".
Guided tour to the Three Cities including tasting of wine and local savouries at Marsovin Cellars. This excursion is available in English, Italian, French and German.
Night Tour with guide available in English. Take a coach tour of Valletta, Mosta and Mdina after dark and marvel at the monuments of Malta, floodlit at night.
Guided tour visiting the North of Malta. Tour is available in English, Italian, French and German. Watch local artisans at work blowing elaborate glass art pieces, silver filigree jewellery, and carving local limestone.
Guided tour to Valletta available in Italian, German, English and French
During this tour you will walk through the bustling streets and to the Upper Barracca Gardens for a breath-taking panorama of the Grand Harbour.
When darkness falls, Malta's famous landmarks are illuminated and you willl surely see some of the Island's impressive views.
Enjoy this tour held daily at 10:00am from Monday to Friday
On this tour we will visit the highlights areas of Valletta while also visiting an often ignored but equally fascinating part of Valletta.
Amazing tour at discount price held every Monday and Thursday (excluding Public Holidays)
Small Group Walking Tour.
Half-day morning tour
Join us on this delightful half day excursion to learn what a typical day would be like for the Maltese people in the south of the island and explore a few of the remaining unspoilt villages that through their winding roads and alleys lead us to a typical Maltese piazza where progress did not leave its mark.
Experience an action packed half day tour perfectly suited for all of us that are fascinated by war stories and its history.
A unique way to see Malta's sister island, an excursion to the natural and serene island of Gozo, conveniently situated a mere 20 minute ferry crossing away.
Experience the Rural area of Malta
Meet the locals
Try some maltese delicacies and wines
As soon as you arrive at the Bird Park, the tour guide will offer a guided tour around the grounds with interesting information about each species.
San Anton Palace is a palace in Attard, which is the official residence of the President of Malta. It was originally built in the early 17th century as a country villa for Antoine de Paule, a knight of the Order of St. John.
A Malta Temples Tour is a must for anyone who travels to this beautiful Mediterranean island. Malta and Gozo are home to seven megalithic temples, all of which are designated as world heritage sites by UNESCO. These megalithic temples date back 5500 years ago and are the oldest free-standing stone structures in the world, even older than the Stonehenge and the Pyramids.
This tour is both a visit of Valletta, impressive during the night, and a tour through the most spectral and mysterious side, the ghosts which inhabit it.
This is the only tour available in Malta which is dedicated to Malta's British history. During the tour we will discuss why the British came to Malta, what happened and why they left.
Full day guided tour visiting Mosta, Crafts Village, Mdina & Valletta
This tour is available in English and Russian
Guided tour to Gozo available in English and Russian
Gozo is called the three hilled island and it is greener and more picturesque than Malta. A visit to Malta's sister island Gozo is a must!
Visiting the Palazzo Parisio, Clapham Junction, Dingli Cliffs & Buskett Gardens. Tour is available in Italian, German, English and French.
Guided tour in Italian, German, English and French
Visit the famous Blue Grotto in Malta, a cave system with fantasitc light reflections inside and a picturesque large arch!
Explore Gozo on a Segway Tour!
This is one of the best tours in Gozo, you get to explore the north cost of Gozo, the caves, yellow cliffs and beaches, coves and the famous saltpans and the salt crystals that they harvest.
Reliable and Safe, No hidden fees
Let our team of professional drivers take you to your end destination!
Discover lively streets of Valletta during this 4-hours guided tour. Pick up from all over Malta from your hotel or residence!
Join 4-hours morning tour to the "silent city" - a truly relaxing half day excursion in and around the old capital of Malta.
Don't miss your chance to see an amazing island of Gozo by joining our 8-hour tour!
Also included is a delicious three course lunch together with a spectacular cultural experience with a visit to Ggantijja Temples.


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Dark Chocolate * Dried Cherry * Caramelly
A solid coffee with a delicious balance of chocolates, dried fruit, and a smooth sweetness that compliments its depth perfectly. Great in any brew method including espresso. San Martin is an approachable coffee and yet each sip is loaded with flavor.
More about the source:
GUATEMALA SAN MARTIN JILOTEPEQUE is sourced from family owned farms located in the municipality of San Martín Jilotepeque in the department of Chimaltenango, Guatemala. Producers work with an exporting company called UNEX to gain access to technical support for best agricultural practices. The partnership has helped to improve quality, increase earnings from coffee sales, and strengthen the family's livelihood. UNEX provides a centrally located warehouse to ease transportation costs for producers. UNEX also provides a mobile health clinic that moves between communities to improve access to healthcare.
|Grind Size
Whole Bean, French Press, Cold Brew, Autodrip/Chemex, Single Cup Pour Over/Aeropress, Keurig Basket


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Submitted by Catherine Richardson on
Alumna Amy Bhatt has been promoted from Assistant Professor to Associate Professor of Gender and Women's Studies at the University of Maryland, Baltimore County (UMBC).
Associate Professor Bhatt's research "forcuses on the effects of migration on gender and families, social reproduction, and South Asian communities. She examines how the family and gender rodes are transformed and reinforced through transnational and circulating migration. She is currently working on a manuscript entitled High-Tech Housewives: Indian IT Families in Circulation." LinkedIn


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Kessler's lawsuit alleges that the Duffer brothers breached an implied contract with him after he pitched them a similar sci-fi story set near a secret military base two years before Stranger Things was released. Kessler had produced a short film called Montauk in 2012 based around secret government experiments, which won an award at the Hamptons International Film Festival.
The Lawsuit
In the wake of Montauk's success, Kessler approached the Duffer brothers in 2014 at the Tribeca Film Festival with an extended idea called The Montauk Project,which could be adapted for a feature film or a full-length series. His lawsuit claims that the Duffer brothers turned him down but stole his ideas, accusing them of "misappropriation, unauthorized use and exploitation of Plaintiff's protected work, ideas, and concepts". The complaint highlights how the Duffer brothers "have made huge sums of money" based on concepts allegedly stolen from Kessler, "without compensating or crediting [Kessler] for his concepts."
One problem Kessler's suit will likely face is in determining that the concepts he pitched to the Duffers in 2014 were his original ideas and therefore his intellectual property. The complaint states that, "Stranger Things was initially sold as a show entitled The Montauk Project and initially the show was repeatedly referred to asThe Montauk Project, before its name was changed to Stranger Things."
READ MORE: The Obamas Might Be Sharing 'Inspiring Stories' on Netflix Soon
However, the title The Montauk Project originated in a series of books published in the 1990s about alleged secret government experiments at Camp Hero and/or Montauk Air Force Station. Kessler was clearly aware of these alleged experiments because the original title for his feature film was Camp Hero, before he changed it to The Montauk Project. Indeed, secret government experiments are a recurring theme in pop culture, from The Men Who Stare at Goats to The X-Files.
Secret Experiments
One of the reasons for this is that US government agencies conducted a variety of very real experiments either seeking to tap into supposed psychic powers or to develop advanced methods for mental and behavioral control. As researcher Christopher Garetano, an executive producer of the History Channel series The Dark Files, said, "After World War II, the United States recruited Nazi scientists and used them for a variety of things, to develop weaponry and technology."
Kessler is seeking damages, restitution and lost profits along with an injunction preventing the Duffer brothers from further use of his concepts. The injunction would also require them to "destroy all materials of every nature and kind in their possession, custody or control" based on the same concepts. This means that if the lawsuit is successful it could threaten the planned third and fourth seasons ofStranger Things, preventing them from being made.