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Joint Term Life Insurance Explained
First of all, what is "Term Life Insurance" ?
Term Life Insurance is where you take out a policy to cover a death of the insured for a set period – the Term. These are typically used by people who may have a mortgage, or other large repayment commitment, and require coverage to make sure that during the period of the commitment the payments are covered in the case of death. Once the Term insurance is finished you do not get any funds in refund for not making a claim against the policy nor do you get a surrender value.
Once you stop paying the premiums of a term life insurance policy, or joint term policy, the policy will be cancelled and you will not be entitled to any refund.
Joint Term life insurance, as the name implies, is where two people are listed on the policy and payment is made if one of them dies or is unable to work. Traditionally the couple on the policy would be man and wife and the policy is created to cover a joint liability (eg a mortgage, income replacement, or other such large domestic cost).
Once claim payment has been made on a joint term life insurance policy the policy is terminated, premium payments are no longer required, and the surviving partner should sign up for a another single term policy if they have on-going commitments that the original joint policy did not cover. Some life insurance companies will provide a window of time where the surviving insured can apply without proving current health and avoid underwriting.
Can I cash in a joint term policy ?
Traditionally – no you cannot. It is used purely as death benefit coverage.
Can I transfer a joint policy to a single person's term policy ?
Most insurance companies will allow you to convert a joint term policy into a single term policy, providing that both parties are willing to do so. This is mostly used in the case of divorce, or separation where both of the insured's agree to separate the policy into two policies however beware that there are life insurance companies that do not allow this type of change.
If my partner and I have a mortgage must we use a joint term policy ?
Not at all. If you wish to take out a single term policy just for you (or two policies – one for each of you, you are free to do so). However you should consider some of the pit falls of a joint term life insurance policy.
All policy features are based on equivalent single age this is when the life insurance company calculates a combined age which is higher the then oldest insured. i.e. conversion and termination date.
If one insured is ill and would not qualify for a new policy the healthy insured may have to renew at the higher rate in order to maintain the coverage for the insured that is ill.
Solutions Financial is a Canadian owned and operated life insurance brokerage.


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Bilstein B6 4600 shock absorbers are designed as a direct fit upgrade to OE shock absorbers on stock height light trucks and SUVs. These shock absorbers feature a monotube design which provides consistent fade free performance. B6 4600 shock absorbers utilize a unique, velocity sensitive, digressive piston which reacts to changing road conditions. All B6 4600 shock absorbers are tuned for each specific application to ensure optimal performance is achieved. B6 4600 shock absorbers offer a significant improvement in ride quality, handling, and comfort.
|Boot Included
|Blue Straight
|Yellow Paint
|Internal Design
|Lower Mount Type
|Eye 14.1mm
|Bilstein Shock Absorbers
|Upper Mount Type
|Eye 14.1mm
*Some manufacturer restrictions apply.
For more than 50 years, BILSTEIN has been developing successful dampers used in motor racing. The dampers have already contributed to numerous title wins from Niki Lauda and Alain Prost in the Formula One, victories in the 24 h race on the Nürburgring or championship titles in the sports-car mastery. The BILSTEIN brand has been an integral part of the motor racing world.
Enhanced suspension products like shocks and springs play a critical role in creating a balanced high performance vehicle. Whether you want to attack the apex or mob the Moab, we have you covered with everything from coilover upgrades to high-rise lift kits. From faster cornering to more balanced stopping and acceleration, upgrading your stock suspension components will bring improvements you can feel for any street, track, or off-road build.
Based in California with 3 warehouses across the country, we're sending out shipments everyday of the week, even Saturdays. Because your next mod shouldn't have to wait.
The best modders use Wheelwell to build their dream rides.

subset: commoncrawl


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Designed for work in cold weather, these gloves are made of lightweight
materials that keep hands warm and dry without compromising dexterity.
Four-way stretch nylon on the outer shell offers full flexibility, while
the inner lining is brushed thermal nylon for warmth without weight. Between
the two is a waterproof, breathable membrane that allows sweat to escape
but keeps water and soil out.
The polyurethane-suede palm protects like leather when clearing debris
or sharp branches, but does not crack or dry hard. Sure-Grip™ fabric
on the palm and fingertips provides traction on tools in wet conditions
and extends wear, while a neoprene cuff keeps out wind and rain.
Machine washable, these gloves are available in men's and women's sizes.


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Adjunct Faculty - Actuarial Science
Aurora University is an independent, comprehensive institution founded in 1893 offering bachelor's, master's, and doctoral degrees. Our two campuses are located in Aurora, Illinois and on the shores of Geneva Lake in Wisconsin. Additionally, we have an Educational Center in Woodstock, Illinois. We seek people passionately involved in the educational process who will help us realize our vision.
Aurora University is searching for a qualified instructor to teach Actuarial Science courses in Probability, Statistics, and/or Financial Mathematics offered to Actuarial Science majors. A master's degree in a related field is required, industry experience and college-level teaching experience preferred.
Please email resume or curriculum vitae, plus cover letter stating the specific areas you are interested in teaching to:
Aurora University is an Equal Opportunity Employer.


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Among my colleagues, it�s popularly believed that I am at my best, particularly as a columnist, when, uh, �all hell breaks loose.�
Among my colleagues, it�s popularly believed that I am at my best, particularly as a columnist, when, uh, �all hell breaks loose.�
Of course, my view isn�t objective, and I think I do pretty well regardless of the circumstances.
But � I certainly missed a great opportunity when I went off gallivanting to Texas to play music, taking a few vacation days, and passed up the crashfest at Kansas Speedway. I watched most of the race on a motel television set after listening to the early stages in bits and snatches on radio.
My gosh. There were times when it took half an hour to run a handful of green-flag laps. Drivers who �just don�t wreck� wrecked.
By far the most amusing incident involved Danica Patrick, who apparently pronounced herself ready to deliver �the old payback.� She didn�t like the way Landon Cassill � yes, that�s right, this was truly a Clash of the Titans � was racing her, so, again apparently, but with very little in the way of denial, Patrick decided she�d deliver a message by spinning him out.
It�s hazardous for any driver to play with such fire, but it�s absolutely a must for a driver who does decide to wreck his opponent to do so without wrecking, uh, herself.
Oh, I wish I�d been there. It was apparently quite the scene. Via radio, Patrick�s veteran crew chief, Greg Zipadelli, let her know in fairly blunt language that he didn�t think much of her actions. When Patrick finally got around to talking about it, she did herself no favors. She has many virtues, but one of them isn�t being capable of freely accepting blame for her various misadventures.
Patrick may prove me wrong, but her development as a stock car racer is lagging.
When a great college football player doesn�t make it in the NFL, it really doesn�t detract from what he accomplished earlier. Some people can make the transition and others can�t. In football, it�s a move upward. Some would claim that moving from Indy cars to NASCAR is lateral, but the difference between racing a lithe, rear-engined speedster and a heavy, fendered behemoth is considerable. Many have been unable to make that transition.
As much as I missed being at Kansas, I�m dreading next season already. I have a hunch the story of Danica Patrick trying to make it in Sprint Cup is going to have many twists and turns, and most aren�t going to be pretty.
Monte Dutton; 704-869-1841; twitter.com/montedutton


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Tuesday, December 29, 2009
Avatar -A New Era of Cinema?
Well, almost everyone I know has been to see Avatar by now, James Cameron's new 'masterpiece' of futuristic, psychedelic, action-packed movie magic madness. So I can safely write about it without blowing any surprises for readers, (I hope) If you haven't seen it yet, I won't really give any of the story away here, so don't be afraid to read this...
I hesitate to say how much I really enjoyed this film because, well, it seems really fashionable for writers to be professional critics, and expose whatever flaws a movie might have. This film has plenty of flaws. What film doesn't? If you've tried directing a big budget blockbuster film lately, you know just how difficult it really is to even begin to approach 'perfection'. Something tells me, not many who read this will have directed any big budget films lately. He he....sure!
I love this movie.
And I've heard every conceivable bit of criticism you could possibly throw at it. But it's beautiful, it's even visionary. Regardless of the countless subtle ways it may have been improved, regardless of the occasional corny moments, or lame attempts at humor when it really didn't need it....
It's gorgeous, and flawlessly put together from a technical standpoint. I cannot remember one single scene that really stood out as far as anything not quite working. The character animation, the special effects animation, and the compositing is all so beautifully done, that it was easy for me to completely abandon my critical animation artist side, and just let go, fall in, and enjoy the ride.
This is just the beginning of this report....I have alot more to say about this film, stay posted!
Now I have actually seen this movie twice, as an incredible number of other people have done. I can hardly believe how many people I have spoken to are going back for seconds and even third viewings. Pretty phenomenal reaction to this film. Seems folks can't get enough!
Myself, I went to see AVATAR first in regular old-fashioned 2D mode. I wanted to watch it first as a regular movie, without the added distraction of the 3D glasses and effects. And that first viewing was extremely satisfying. I liked it far more than I expected to, and I was ready to go see it in 3D as soon as possible....
So I just got back from the 3D screening, and I actually have to say, I enjoyed it more without the 3D effect. Although the 3D is certainly fun, I still found it somewhat of a strain. It was distracting. It had many glorious moments, but overall it took me OUT of the story more, it really did. Surely everyone won't agree, but I urge you to watch it in 2D and see what you think. Something about the 3D glasses makes me feel like my eyes are straining a little bit, especially when there is a cut to a new scene, I found my eyes had to readjust for a few moments, and that distracted me severely a couple of times.
So I certainly can see cinema going more and more frequently with 3D, it is SO MUCH better than it used to be, and hopefully it will continue to get better. I am hoping to someday go to a 3D film and not feel that subtle eye strain. Only then will the 3D effect work 100% for me.
Back to the film itself.
You know, I am hearing so many people complain that the story is contrived, the whole 'Tree of Souls' thing is corny, they say, and the whole 'Save the Rainforest' idea has been done.
But this is our story people! The story of so called modern man, conquering the 'New World'. That is our legacy, that is who we are here in the new world, and if we don't learn from history, we are doomed to repeat it. Telling this tale over and over, it is something that desperately needs to be done, lest we 'progress' ourselves right in to extinction! The idea that the 'undeveloped' countries of the world were inhabited by 'savages' that we needed to teach how to be 'civilized'. Folks, there is nothing civilized about what we have done all over the world, to indigenous peoples, and to nature itself. Civilizations who understand the delicate balance of nature around the globe, have been slaughtered and laid to waste, their history, culture and languages destroyed. They are the civilized ones! WE are the savages. No amount of technology and so called progress can mask the fact that we are ignorant, destructive savages, completely out of touch with what is really important in this miraculous journey we know as our lives.....
And we need to learn that. Now.
We are like lost babies, just like she says in Avatar....like stupid stumbling babies, with big guns to protect our fragile, misguided egos. We are an absolute mess, with all our glorious technology, we are just becoming more and more depressed, more and more disconnected from Life, Love and Truth. The more we surround ourselves with consumer gadgets and toys, the less we are able to wake up to the call of the wild.
Somewhere perhaps, in our futures, there is a place for technology and Love to work together, but technology without spiritual wisdom is a frightening dead end road, that is swallowing our souls. We all need to connect with the 'Tree of Souls' or we we will eventually see the beauty and magic of our natural world taken away from us and extinguished from our ability to perceive it, in a nightmare of darkness.
I see a film with a story like this as a clarion call for mankind to wake the hell up. Exploitation of resources and billions spent on developing bigger better weapons to protect us from ourselves.....in our hearts and souls, we know where it will take us. Reformat your hard drives into the tree of souls people. Unplug the iPod and listen to the wind.....
James Cameron is just trying to remind us that the alarm clock is going off, and it's time to wake up!
6 comments:
- Affy said...
I agree with you 100% Joe! This movie was amazing and beautiful. I think this is a huge stepping stone to future films and that's very exciting! I've seen it twice so far and I'm going to go see it again this week. YAY! I'm glad you enjoyed it :)
- December 29, 2009 at 4:37 PM
- Chris Graf said...
I love this movie too. What blew me away was how seamless the generated visuals were with the live action. This movie has raised the bar, really really high! Story wise, i agree, there are flaws and similarities to other movies, but none of those things distracted me from this film as a whole. I'll definitely see this movie again!
- December 30, 2009 at 10:09 AM
- Zeke said...
Just read through the second post, and you really hit the nail on the head
Any corny dialog can be forgiven when you consider the importance of the underlying message.
I hope for a future of balanced living, but when I see the younger generation plugged into their iPods and sending a thousand txt messages a day on their cell phones ... I worry we've already disconnected ourself beyond repair.
As the artists who live on the fringe of this bizarre, jumbled, and confused society, it will be our job in the coming decades to send the message to wake up and unplug, to stop wasting our planet and appreciate the true beauty of the natural world in all it's incomprehensible complexity
James Cameron has done the world a great service in making this film, along with other films with similar messages (Wall-e springs to mind) I just hope that people hear the message over all the static
- December 31, 2009 at 11:11 AM
- Niya said...
Watch the movie avatar. Like the story and it has a great animation part. Love the graphics work.James Cameron has done the world a great service in making this film. Keep blogging. Thanks.
architectural 3d modeling services
- January 6, 2010 at 10:15 PM
- Boris Andreev said...
Yeah Joseph,
I've watched the movie. Right on, there are some corny moments. But, anyways, I loved it. And I wanna go and watch it again!
Great job...
- January 8, 2010 at 9:22 PM
- Alma Rosales said...
Totally agree!
- April 29, 2010 at 2:44 PM


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Ludlowe tabs Camera as football coach
The interview process was rigorous.
There were two for the football job, two more for a teaching job and then weeks passed before Platt Tech's Vincent Camera finally received an offer to become the next football coach at Fairfield Ludlowe.
That was OK, Camera said. Ludlowe wanted to make sure it got the right guy, and he wanted the right place.
On paper, at least, it was the perfect match.
Ludlowe announced Camera as its next head coach Wednesday afternoon, completing an arduous search that spanned almost five months.
"They got a good gauge of who I am, and I got a good feel about what their expectations and goals are," he said.
Camera, a 1997 East Haven graduate who started the Platt Tech program in 2007, replaces Matt McCloskey, who resigned last year.
"Vinnie was the standout candidate in the interview process, and we are looking forward to him joining our staff at Fairfield Ludlowe," Ludlowe athletic director Dave Schulz said in a statement.
Camera's hire is a homecoming, of sorts.
Before kick-starting Platt Tech's football team, Camera coached at Fairfield Prep. He played outside linebacker at Fairfield University until graduating in 2001.
"Being a guy who graduated from Fairfield U and coached at Prep, I always felt some ties to that community," said Camera, 34. "My brother lives in town. I'm not too far away in Milford.
"I've always thought the sky could be the limit in Fairfield. The town has a great youth program, plenty of resources and money to support them. Between all those resources and the talent and quality of kids they produce, the potential to be successful is there."
Camera said he will meet with his new players next week. He formally said goodbye to his Platt Tech players at a meeting on Tuesday.
"I thought it would be a bit of a downer," said Camera, who would like to see one of his Platt Tech assistants replace him. "But they were excited for me and understood the opportunity and congratulated me. It was nice. I thought it was very positive."
Camera said he will begin his coaching duties at Ludlowe immediately. He's already started to look at film of his new team. Assembling a staff is a top priority.
Camera was also hired as a teacher at Ludlowe, which was a crucial component to accepting this job, he said.
"If you're going to be a head coach in a league like the FCIAC, it's imperative that you're in the building," he said. "Football has a way about it, there's so much you have to be involved in and being in the building is uniquely needed. I was willing to wait to see if this worked out."
Ludlowe is coming off a 5-5 season during which the Falcons finished with four straight victories.
The team hasn't had a winning season since 2009.
Camera was 24-37-1 in six years at Platt Tech, which competes in the Constitution State Conference. He believes the experience of building a program as a first-year head coach has prepared him for coaching in a decidedly tougher league.
"I think it has to help," he said. "Everyone who goes into a new position, be it teaching or coaching, you bring your experiences with you. You're constantly reevaluating your successes and failures and try to build on them.
"I have a clean slate here and to try and fine-tune those successes and hardships is exciting and, for me, the most exciting part."


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Dear visitor, welcome to SPRINKLER TALK FORUM - You Got Questions, We've Got Answers. If this is your first visit here, please read the Help. It explains how this page works. You must be registered before you can use all the page's features. Please use the registration form, to register here or read more information about the registration process. If you are already registered, please login here.
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Mage Gauntlet Review
- Publisher: Rocketcat LLC
- Genre: Entertainment
- Released: 20 Oct, 2011
- Size: 18.4 MB
- Price: $2.99
- Fun, self-aware storyline.
- Intuitive combat system; simple controls and plenty of enemies.
- Classic RPG feel; invokes shades of Secret of Mana and Zelda.
- Customizable gameplay through unlockables; gives a real incentive to explore every nook and cranny.
- Sliding movement can feel awkward; also sensitive controls can make you attack in the wrong direction.
Mage Gauntlet is the kind of Action-RPG we've been waiting for on the iOS - a combination of intuitive controls suited to iDevices; fast-paced action split in to bite-sized chunks; and plenty of meaningful unlockable features makes it perfect for gamers on the go.
- Full Review
- App Store Info
When you've built up a reputation for being one of the best at creating a certain kind of game, it would seem like madness to completely throw it out the window and start on something entirely new. So, when rumors surfaced of Rocketcat Games starting work on an Action-RPG it was almost hard to believe. Despite their previous history of ninja-rope swinging time-trial games, Mage Gauntlet made its debut on the App Store.
The game is, first and foremost, very self-aware of its nature and the story is quick to poke fun at the usual RPG tropes while simultaneously attempting to side-step them. You play the role of Lexi, a curiosity in a world drenched in magic as she causes anything magical to fail, thus making her an outcast in their society. After seeking help from a powerful wizard she's thrown in to a fight against the world's supreme evil (who didn't see that coming?) while wielding a mysterious artifact (the eponymous 'Mage Gauntlet'), granting her the ability to drain magic from the world around her.
And thus you head out and start bashing things with whatever weapon is currently handy while also dispensing gouts of magical flame. At first the game is all too easy. The virtual stick/d-pad and 'pro' control options make it a breeze to avoid enemy attacks, giving your main weapon a chance to slowly charge up (ala Secret of Mana) to unleash a dash that damages and stuns any enemies left standing. Things get even better when you collect various magical charges from objects in the world, as they grant you the ability to dispatch foes en masse by tapping the mage gauntlet and selecting from one of the stored spells.
Of course, what would an RPG be without boss battles? At the end of most zones you'll find yourself up against a nasty machination responsible for the creatures you've been battling, and after defeating them you'll purifiy the area while pocketing a neat item or two.
Instead of focusing on fine-tuned stat bonuses and the like, items are far more practical, with 'pets', clothes, trinkets and weapons modifying how the game feels. These include bonuses to specific spells; increasing drop rates of certain spell-types; or additional effects such as limited healing. Of course it wouldn't be a Rocketcat Games game without a huge variety of hats to unlock as well, though these are mostly aesthetic (but no less awesome for their variety).
Mage Gauntlet feels like the total package for iOS gamers after something fast-paced, challenging and best of all, sprinkled with touches of humor. From its classic retro feel, including an unlockable 'Master' mode for those who think they've got the 'right stuff', this Action-RPG is an easy game to recommend.
Description"Download Mage Gauntlet. The time you spent reading this review could've been much better spent playing this incredible game." -- Toucharcade.com Review
Mage Gauntlet is a classic-style action-RPG, designed from the ground up for iOS. It's inspired primarily by 90's action RPGs for the Super Nintendo, such as Legend of Zelda: LTTP and Secret of Mana. We wanted to make a fast-paced RPG that doesn't waste your time with fetch quests.
Fight and explore your way through a humorous storyline about eccentric wizards, powerful artifacts, and dangerous monsters. Find items to customize your character's strengths and weaknesses. Enjoy smooth, responsive controls and fast, satisfying combat. When you beat the game, unlock a remixed Master Mode with overwhelming enemy numbers and new secrets to uncover.
- 84 levels (half normal, half in Master Mode)
- 86 achievements
- 110 hats (important)
- Variety of loot that adapt your character to different tactics
- 19 pets that follow you around and give different bonuses
- Quick leveling and stat system lets you customize character further
- Dash and Charge moves let you slip through enemy spell attacks
More updates planned! Follow us on Twitter @rocketcatgames to send us suggestions!


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The General Educational Development (GED®) program offers preparation for the GED (high school equivalency) examination in either English or Spanish.
The Adult Basic Education (ABE) Program provides courses to adults who test below the GED® level and need to improve basic reading and math skills before they qualify to move into the GED® level.
The length of time necessary to prepare for the GED® exam depends on a combination of factors including the student's initial reading and math scores, previous years of education, length of time out of school, level of motivation, and amount of time available for study and homework.
What's the 2014 GED® test like?
The GED® test has been updated to make sure it measures what graduating high school seniors know and what colleges and employers will expect of you.
-Offered on computer (paper available for accommodations only)
-English and Spanish
What is the passing score?
On the 2014 GED® test you need to earn at least 145 points on each subject to pass. To find out if you're likely to pass, take GED Ready™: The Official Practice Test and the only test that can tell you if you're likely to pass. If you are taking classes at City Colleges of Chicago, your teacher can help you determine when to take the Practice Test.
How long will it take to get my GED® ?
That depends on where you place on placement exams; it will depend on your reading and math level to determine how long it will take. Come in to one of the City Colleges of Chicago to get started!
Where can I take the Constitution Exam?
The City Colleges of Chicago offers these exams for Adult Education students. Each Adult Education Department and/or testing center runs these exams on various schedules. Come in to the City Colleges of Chicago or call your closest Adult Education office to get started!
Is there a fee to take the test?
You can pay as you go with the GED® test. This means you can pay for each subject individually or when you are ready to test. In Illinois the fee per subject is $30, and there are four subjects.
What's the 2014 GED® Program?
In 2014 you have more than just a test. You'll have access to MyGED™ at www.GED.com, your online portal to sign up, study, schedule, check scores, and learn about jobs and college.
What is MyGED™?
MyGED™ is your start-to-finish online tool for the 2014 GED® program. Flexible, convenient and the support you need before and after the GED® test. Built with you in mind, MyGED™ helps you take control of your life and your future. Conveniently register and schedule 24/7. Plus, find prep tools to help you prepare for test day and resources to help you move forward to what's next.


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Heather, JD and Shannon on a Socialbrite video chat using Google Hangout last night.
Tips to take advantage of real-time collaboration
Target audience: Nonprofits, cause organizations, foundations, NGOs, social enterprises, businesses, project managers, educators, journalists, general public.
Guest post by Renee Alexander
Google Hangout is a super easy way to hold video conferences with multiple individuals or groups of people. In addition to being easy, it is accessible to all of your employees, constituents and volunteers as anyone with a Google account can take part in a Hangout without having to download any additional software or sign up for anything new.
With the ability to video chat with up to 10 people or accounts, Hangout (technically "Hangouts," but most folks seem to drop the s) is a great option for personal live chats with key stakeholders. Skype, which has offered video chat for longer, limits you to two participants for a free account. Google has a great tutorial on how to use Hangout. Continue reading


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WNBA Draft: Selected with the 21st pick in the 2009 WNBA Draft by the New York Liberty.
In The ACC Record Book: Ranks 13th with 313 steals ... is 19th with a 2.4 steals per game average ... her 222 three-pointers made is 12th, while her 691 three-pointers attempted is seventh.
In The Duke Record Book: Owns the single-game record for steals with 10 against Utah Valley on Dec. 18, 2007 ... over her four years, totaled 1,408 points to rank 10th ... attempted 1,283 field goals to rank seventh ... her 222 three-pointers made and 691 three-pointers attempted is Duke single-season records ... dished out 432 assists to rank sixth all-time ... swiped 313 steals to rank second ... her 68 three-pointers made as a sophomore tied the single-season record along with Jessica Foley ... totaled 55 treys as a senior to rank 10th ... registered 188 three-point field goal attempts as a sophomore and junior to rank tied for second on the single-season charts, while her 184 attempts ranks fourth ... posted 85 steals as a sophomore and 83 as a senior to rank fourth and fifth, respectively, on the single-season list ... her 80 steals as a junior ranks tied for sixth.
Career Notes: Became only the fifth player in ACC history and the second Duke player to register over 1,400 points, 400 rebounds, 400 assists and 300 steals -- Alana Beard (Duke), Marion Jones (UNC), Dawn Staley (Virginia) and Pam Leake (UNC) ... won two gold medals with USA Basketball in 2005 and 2007 ... started 111-of-131 contests over her four-year career at Duke ... was one of only six Blue Devils to lead her team in scoring as a sophomore (14.1) ... posted two double-doubles -- one with points/assists (19/10) and one with points/steals (19/10) ... a three-time first team All-ACC Tournament selection ... became the first Duke player and the eighth player in ACC history to notch 45 or more treys in four straight years ... led Duke to a 109-22 overall and 46-9 ACC mark ... a two-time ESPN The Magazine Academic All-District III selection ... led Duke to the NCAA Championship game as a freshman, the NCAA Tournament Sweet 16 as a sophomore and junior and the NCAA Tournament second round as a senior.
As a Senior (2008-09): Earned First Team All-ACC Tournament honors ... recipient of the Robin Roberts/WBCA Broadcasting Scholarship ... named to the All-ACC Academic Team ... Honorable Mention All-ACC and Lowe's Senior Class Award Finalist ... selected as a Naismith Candidate for Player of the Year for the second year in a row ... averaged 9.7 points, 3.1 rebounds, 3.5 assists, and 2.7 steals per game with a free throw percentage of 78.0 ... made a total of 55 three-point field goals on the season which ranks 10th most treys made in a season in Duke history ... went 10-of-17 for a season-high 24 points against Southern ... Lowe's Senior Class Award Second Team Senior All-America ... with a three-pointer in the first half against Clemson on Feb. 13th became Duke's all-time leader in three-point field goals made, breaking Georgia Schweitzer's mark of 202 ... missed only two-of-33 games, one against Virginia Tech due to illness and the other against Austin Peay in the First Round of the NCAA Tournament due to a sprained knee ... started all 31 of the games she played while averaging 31.5 minutes played ... State Farm Wade Trophy preseason candidate for National Player of the Year ... ranked 21st nationally in the NCAA with a 2.7 steals per game average ... in the ACC stats, ranked seventh in steals (3.5), sixth in steals (2.7) and eighth in 1.8 three-pointers made per game ... registered double-figure scoring 14 games.
As a Junior (2007-08): An Associated Press Honorable Mention All-America ... selected as a Naismith Candidate for National Player of the Year ... All-ACC third team ... All-ACC Tournament first team honors ... named to the ESPN The Magazine Academic All-District III and to the All-ACC Academic team ... missed four contests early in the season due to an ankle injury ... ranked 57th nationally with a 2.6 steals per game average ... in the ACC stats, ranked 27th in scoring (10.3), sixth in assists (3.77), fifth in steals (2.58), seventh in assist/turnover ratio (1.29), eighth in three-point field goals made (1.58) and 10th in three-point field goal percentage (26.1) ... in ACC games only, ranked 29th in scoring (9.7), fourth in assists (4.07), tied for fifth in steals (2.50), tied for 12th in three-point field goals made (1.36) and second in assist/turnover ratio (1.54) ... totaled her second career double-double with 19 points and 10 steals against Utah Valley ... her 10 steals broke Duke's single game record ... attempted 188 three-point field goals, which ranks tied for second on the Duke single season charts ... her 80 steals ranked tied for fifth on Duke's single season charts ... became the 23rd player in Duke history to register 1,000 career points.
Summer of 2007 (U21 World Championship): Led the USA U21 World Championship team to an 8-0 record and the gold medal in Moscow, Russia ... started two of eight contests, while averaging 5.9 points, 2.4 rebounds, 1.4 assists and 1.1 steals in 18.5 minutes a contest.
As a Sophomore (2006-07): Started all 34 games of the season ... selected to the John R. Wooden Award midseason list as well as State Farm Wade Watch list as a National Player of the Year candidate ... named to the All-ACC second team and All-ACC Tournament first team ... earned ESPN The Magazine Academic All-District III honors ... Blue Sky Classic All-Tournament team ... All-ACC Academic Team ... Duke Student-Athlete of the week on Dec. 15 and ACC Player of the Week on Dec. 11 ... averaged 14.1 points, 4.4 rebounds, 2.7 assists and 2.5 steals ... burst on the national scene after scoring 24 points on 6-of-9 three-pointers from everywhere on the court against Tennessee ... finished the season ranked tied for 18th in the ACC in scoring (12.9), tied for 10th in three-point field goals made (1.50), tied for 12th in assists (3.07), tied for fourth in steals (2.43) and sixth in assist-to-turnover ratio (1.48) ... hit 68 three-pointers which tied for first on Duke's single-season charts, while her 85 steals was fourth and 188 three-pointers attempted was second.
As a Freshman (2005-06): Earned All-ACC Freshman Team honors, after starting 15 of 35 contests ... became the eighth freshman under Gail Goestenkors and 17th overall freshman to start her first collegiate game at Duke ... averaged 8.9 points, 3.2 assists, 2.5 rebounds and 1.9 steals ... started 15 out of the first 16 games of the season ... selected to the Bridgeport Regional All-Tournament Team, after averaging 12.0 points, 2.5 assists, 2.5 rebounds, 1.5 steals and hitting 5-of-11 three-pointers ... hit 50 of 131 three-pointers for a 38.2 percentage ... her 50 three-pointers made and 131 attempts were both Duke freshman records ... ranked tied for 10th on Duke's single-season three-pointers attempted list (131) ... collected a double-double with 19 points and 10 assists against San Diego ... selected Duke Student-Athlete of the Week (Dec. 23), ACC Rookie of the Week (Nov. 21) and ACC Co-Rookie of the Week (Dec. 5) ... in the ACC stats, ranked 14th in assists (3.2), 13th in three-point field goal percentage (38.2) and 12th in assist/turnover ratio (1.30) ... notched a Duke freshman record five three-pointers against Colorado State ... one of only two players in the ACC to register over 100 assists, 60 steals and 50 three-pointers.
Summer of 2005 (U19 World Championship): Started all eight games, leading the squad to an 8-0 record and only the second gold medal in six attempts for the U19 team ... averaged 8.9 points, 3.0 assists, 2.0 rebounds and hit 40.6 percent of her three-pointers.
Summer of 2004 (Junior World Championship): Led the Junior World Championship Qualifying Team to a 5-0 record in Tunisia ... started all five contests while averaging 12.0 points, 2.0 rebounds, 3.8 assists and 2.2 steals.
Summer of 2004 (Youth Development Festival): Played for the West Team during the 2004 Women's Youth Development Festival ... led the team to a 5-0 record ... averaged a festival-best 17.8 points, 3.6 rebounds, 4.6 assists and 3.8 steals ... hit 53.4 percent of her field goals and 53.6 percent from three-point range ... had a festival record six steals in a single game, tied the festival record with five three-pointers in a game, had a record 89 points and a record 19 steals.
Prior To Duke: Named Gatorade and McDonald's National Player of the Year ... as a senior, averaged 32.5 points, 7.5 rebounds, 5.7 steals and 6.9 assists at ThunderRidge H.S. ... selected first team USA Today, EA Sports, Slam and Parade All-America ... named National H.S. Senior Athlete of the Year for girls' basketball by the National High School Coaches Association ... led ThunderRidge to a 26-2 overall record as a senior and finished ranked seventh in the USA Today rankings ... three straight Class 5A State Championships ... a two-time Colorado Miss Basketball honoree ... led the McDonald's All-America West team to an 80-64 victory as she scored nine points, had four rebounds, three assists and three steals ... in the WBCA High School All-America game, led the White team to a 92-88 victory as she scored 16 points ... registered a triple-double in a game with 45 points, 10 rebounds and 10 assists ... during her senior year, scored 20 or more points and hit at least one three-pointer in all 28 contests ... finished her career with 2,670 points and a scoring average of 27.2, which was the second-most points in state history ... broke a 22-year-old state record by scoring 61 points in the regular season finale ... led ThunderRidge to a 62-game in-state winning streak and 41-0 record at home during her four years ... USA Today's Preseason Super 25 girls players selection ... first team All-America by Scout.com ... named Colorado Player of the Year and first team All-State as a junior ... led the state in scoring with a 31.8 average ... in three years at ThunderRidge, totaled 1,760 points, 421 rebounds, 395 assists, 375 steals and 43 blocks ... as a junior, averaged 31.8 points, 6.2 rebounds, 7.5 assists and 5.4 steals ... hit 60.0 percent of her field goals and 36.0 percent from three-point land, while scoring 762 points ... led team to a 22-2 record and a Class 5A State Championship ... as a sophomore, averaged 23.9 points, 4.5 rebounds, 4.1 assists and 3.7 steals ... earned Street & Smith's All-America Honorable Mention, first team All-State, first team All-Conference, and StudentSports.com All-America ... led H.S. team to a 23-1 record and took home the Class 5A State Championship ... averaged 19.9 points, 5.2 rebounds, 3.3 assists and 4.8 steals as a freshman ... led ThunderRidge to a 21-5 record ... played for the Colorado Hoopsters for AAU.
Personal: Full name is Abigail Nellie Waner ... born on October 31, 1986, in Engelwood, Colo. ... daughter of Tim and Jeanie Waner ... has one sister, Emily (23), and one brother, Alex (16) ... her father, Tim, played professional baseball in the New York Yankee organization ... her sister, Emily, played basketball at Duke and graduated in May of 2008 ... posted a 3.95 grade-point-average in high school ... named the Colorado Sports Hall of Fame Girls High School Athlete of the Year in 2006 ... majored in English ... a sideline reporter for ESPN and ESPNU as a senior for one men's basketball game and three football games at Duke -- part of ESPNU's Campus Connection ... a feature's host for the David Cutcliffe Football Show.


text:
- Telephone:
- 01494 772077 | 07825 252925
Mercedes-Benz E Class 2.1 E250 CDI AMG Sport 7G-Tronic Plus 4dr BIG SPEC! DVD! NAV! DAB! AMG!
Key factsPrint summary
**SAME DAY FINANCE**DRIVE AWAY TODAY FROM £0 DEPOSIT**BEAUTIFUL AND VERY APPEALING COLOUR COMBINATION~FACTORY AMG BODY STYLING! 1 PREVIOUS OWNER FROM NEW! LED DAY TIME RUNNING LIGHTS! XENONS! FULL LEATHER INTERIOR! TOP OF THE RANGE MODEL! ALL DOCUMENTATION PRESENT AND READY TO GO TODAY! We can also extend the complimentary comprehensive 6 months warranty to a 12 / 24 and a 36 months at very competitive prices, please contact one of our sales staff for further information...We work on a high turnover basis so we aim to offer you unbeatable deals… , Metallic Grey, 1 owner, A £90 admin fee applies to all transactions**WE ACCEPT MOST MAJOR BANK CARDS**WE ALSO BUY CARS**, £11,494 p/x welcome
This car comes with
18in AMG Alloy Wheels (4) - 5 - Twin - Spoke Design with (Front 245/40 Tyres and Rear 265/35 Tyres) and Locking Wheel Bolts, Automatic Climate Control - Two -Zone, Bluetooth Interface for Hands - Free Telephony, Cruise Control with Speedtronic Variable Speed Limiter, DAB Digital Radio Tuner, ECO Start/Stop Function, Electric Windows (4) - One-Touch Opening and Closing Including Obstruction Sensors, Front Seats - Electrical Height/Back Adjustment, Hard Disk Drive (HDD) Navigation with 3D Map Display, Heated Front Seats, Linguatronic Voice Control for Navigation, Metallic Paint, Parktronic with Active Park Assist, Radio, Single CD/DVD Drive with MP3 Compatibility, SD Memory Card Slot, USB and Media Interface, Rain - Sensing Wipers, Tyre Pressure Loss Warning System, Upholstery - Artico Artificial Leather/ Dinamica Microfibre
- 201904096791705
- 2014
- 14
- £11,494
- 1150
- 96,000
- Cars
- oseiUx1Rsi4=
Vehicle summary
|Body style
|Engine size
|2143 cc
|Fuel type
|Number of doors
|Number of seats
|Gearbox type
|CO2 emissions
|134 g/km
|Insurance group
|Standard manufacturer's warranty (miles)
|No details available
|Standard manufacturer's warranty (years)
|3 years
|Standard paintwork guarantee
|No details available
Performance & economy
|Fuel consumption (urban)
|47.9 mpg
|Fuel consumption (extra urban)
|65.7 mpg
|Fuel consumption (combined)
|57.7 mpg
|0 - 60 mph
|7.5 seconds
|Top speed
|150 mph
|Engine power
|204 bhp
|Engine torque
|368.80 lbs/ft
|1474 mm
|Height inclusive of roof rails
|No details available
|4879 mm
|2874 mm
|1854 mm
|Width including mirrors
|No details available
|Fuel tank capacity
|59 litres
|Minimum kerb weight
|1775 kg
|Interior features
|Exterior features
|Trim - Dark Aluminium
|Heated Windscreen Wash System
|Automatically Dimming Rear - View Mirror
|Metallic Paint
|Outside Temperature Display
|Space - Saver Spare Wheel - Steel
|12V Socket in Front Storage Compartment
|18in AMG Alloy Wheels (4) - 5 - Twin - Spoke Design with (Front 245/40 Tyres and Rear 265/35 Tyres) and Locking Wheel Bolts
|DAB Digital Radio Tuner
|Bumpers - Body - Coloured
|Linguatronic Voice Control for Navigation
|Door Mirrors - Electrically Adjustable, Folding, Heated and Auto Dimming Drivers Door Mirror
|Cruise Control with Speedtronic Variable Speed Limiter
|ECO Start/Stop Function
|Steering Column - Manually Adjustable for Height and Reach
|Front Seats - Electrical Height/Back Adjustment
|Live Traffic Information
|Radio, Single CD/DVD Drive with MP3 Compatibility, SD Memory Card Slot, USB and Media Interface
|Front Seats with Electrical Height Adjustment
|Automatic Climate Control - Two -Zone
|Heated Rear Screen
|7 - inch Colour Display
|Heated Front Seats
|Hard Disk Drive (HDD) Navigation with 3D Map Display
|8 Speakers
|Electric Windows (4) - One-Touch Opening and Closing Including Obstruction Sensors
|AMG Floor Mats
|3 - Spoke Steering Wheel - in Nappa Leather
|Multi - Function Steering Wheel - Controls Audio and Onboard Settings with Gear Shift Paddles
|Bluetooth Interface for Hands - Free Telephony
|Cup Holders
|Front and Rear Centre Armrest with Storage Compartments
|Upholstery - Artico Artificial Leather/ Dinamica Microfibre
|Centre Console
|Rain - Sensing Wipers
|Gear Shift Trimmed in Nappa Leather
|AMG Sports Steering Wheel
|LED Third Brake Light
|Tyre Pressure Loss Warning System
|Partial LED Headlamps - Indicators and High - Beam are Halogen
|Anti - Lock Braking System (ABS) with Brake Assist (BAS)
|Airbags - Front Sidebags/Front and Rear Windowbags
|Electronic Stability Programme (ESP)
|Remote Central Locking
|Direct Steering - Speed - Sensitive Power Steering
|Parktronic with Active Park Assist
|Centre Rear Seat Belt
|Multi - Stage Airbags for Driver
|Neck - Pro Active Head Restraints - Front Seats and Rear Head Restraints (3) - Manually Adjustable
|Acceleration Skid Control (ASR)
|ISOFIX Child Seat Fixing Points in Rear (Two Outer Seats)
|LED Indicator in Door Mrrors
|Multi - Stage Airbags for Front Passenger
|Airbags - Kneebag and Pelvisbag for Driver
Please note
This includes MPG figures which are calculated under European Standards, in test conditions, and will vary under normal driving conditions. The information displayed above describes the typical specification of the most recent model of this vehicle. It is not the exact specification for the actual vehicle being offered for sale which may vary. Specifications for older models may also vary. Please contact us prior to purchase to confirm the exact specification of this vehicle.
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text:
The San Diego Chargers paid a heavy price for Sunday's 30-21 victory over the Dallas Cowboys.
NFL Media Insider Ian Rapoport reported Monday that outside linebacker Dwight Freeney suffered a torn quadriceps in the win, according to a pair of sources informed of the injury. Rapoport was told the Chargers believe it's a long-term setback, but the team has yet to determine if Freeney will be placed on season-ending injured reserve.
Chargers-Raiders game moved
Due to the baseball playoffs, kickoff for Week 5's San Diego Chargers-Oakland Raiders game was moved to 11:35 p.m. ET on Sunday, and the game will be broadcast on NFL Network. More ...
» NFL Network broadcast schedule
Freeney was hurt in the second quarter. He stayed on the field with trainers for several minutes before retreating to the locker room.
It's a major loss for a Chargers defense that has struggled to put heat on opposing quarterbacks. Freeney came into the game leading San Diego in hurries and hits. He was signed in May, after 11 successful seasons with the Indianapolis Colts, to fill the gaping hole left by pass rusher Melvin Ingram. (The Chargers have Ingram on the physically-unable-to-perform list with a torn ACL, but he is probably out for the season.)
Rapoport noted that Freeney's two-year contract with the Chargers earns the All-Pro $4.875 million guaranteed in 2013, which looms large now that he faces the prospect of being placed on IR.
With Freeney on the shelf, Jarret Johnson and Larry English will be asked to pick up the slack. It's a good thing Philip Rivers is a man on fire, because the Chargers have their limitations on defense.
The "Around The League Podcast" review every Week 4 game. Click here to listen and subscribe.


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This video — designed to counter a purported anti-women slant in some Super Bowl commercials — has ignited a storm and reportedly sparked death threats against its creator in Dubuque, Iowa—
Although every baby boy is precious and beautiful, some will become misogynists, women beaters, rapists, killers.
"Violence is a learned behavior, people are not born to be violent," says Josh Jasper, president and CEO of Riverview Center, the anti-violence advocacy group responsible for the video. "What we see [in media] are messages that are degrading and abusive toward women and children."
Jasper hoped that parents would start a conversation with their children, that while watching the Super Bowl with their children they would criticize messages that are hurtful, such as, "When you saw that GoDaddy ad and you saw those ladies taking off their clothes, you need to know as your father that this isn't okay, this is not okay how we treat women."
With that conditioning, hopefully boys will grow up as portrayed in this second video (instead of as depicted above)—
Many of the comments about the first commercial, posted on YouTube and Facebook, were so hostile that Jasper contact Dubuque police.
"One of the 800 comments I've received in the last 24 hours is that I'm a Nazi sympathizer and I should be taken out and shot," Jasper was quoted by WQAD. "I've been accused of hating all men, that all men are rapists, that I think babies are rapists."
Why such a strong reaction?
"There are a lot of men who have a deep-seated hatred toward women," Jasper said. "I bet I've received 150 messages in the last 24 hours that say it's okay to rape women. If we're going to end the violence, we have to start with them."
Here's Jasper's first commercial, posted a couple of years ago — it's certainly pointed, but slower-paced and less incendiary;
As for this year's Super Bowl commercial, Jasper said, "There are a lot of survivors out there … who are now feeling empowered because people are talking about the issue. That's exactly why I created the commercial and that's exactly why the commercial will stay."
In a blog post on Valentine's Day, Jasper concluded:
Although a great deal of violence is committed by men, the vast majority of men are NOT violent. The problem is that not enough men are challenging the norm, speaking out against men that are not healthy role models for others.
My thanks to @MichaelLibbie for bringing this story to my attention.


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Actor Name: Ajith
Actor Full Name: Ajith Kumar
Titles: Lucky Star, Ultimate Star.
Height: 5′ 11″
Brought up in: Chennai
Mother tongue: Tamil
Family: Subramaniam-Father, Mohini-Mother, tow brothers and Shalini-Wife
Date of birth: May 1st 1971
First Film: Prema Pusthagam in Telugu and Amaravathi in Tamil
Favourite Dress: Jeansand T-Shirt
Favourite Holidays spot: London
Special Talent: Racing
Dinakaran Cinema Award, Film fare Award for the film Vaali 1999, Film fare Award and Dinakaran Cinema Award for the film Villan in 2003, Best New Face Award from Bharatmuni Art Academy for his debut film Prema Pusthakam (Telugu). Ajith is also a recipient of Cinema Express Best Artiste Award.
Being the middle son of three children, Ajith was boron, to Sindhi mother and Palghat Tamil lyer father. He dropped out of Asan Memorial Sr. Sec.
School in 1986, to become a 2/4 wheeler mechanic, part-time and garment exporter, full-time.Since then gradually working his way into modeling for advertis due to Business exigencies and print media and into Tamil films. After the surgery for his broken vertebra he lost feeling in his legs. Then he recovered and walked all the way form his home in Madras to the Balaji Shrine in Tirupathi in Andhra Pradesh.
In Hyderabad India, where he began his career doing various jobs while attending a theatre for stage plays in Andhra Pradesh. Ajith hit big in move Aasai in 1995 after three years of acting in minor roles and small-budget ventures in Indian films.
After his first blockbuster, he as acted in over forty Indian films, with his main option being the Tamil Cinema industry earning him the prestigious title of Ultimate Star in 1999 Ajith is now one of the most popular actor in South India with fan bases worldwide beating the number of fans for Rajinikanth. He is now married to Shalini who is also a Indian actress.
One of Ajith hobbies is motor car racing, before retiring in 2005, he took part in Formula 3 championship for the minor outfit, Mango Racing. He as India's third best friver after Narain Karthikeyan and Karun Chandok in 2004.
As a celebrity and an accomplished dramatic actor he won several awards at a regional award including State Awards from Tamil Nadu. He performed predominantly in leading roles in high budget and major studio films after that.
He was now for movies ranging from romantic comedies and drama to science fiction and action thrillers.


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Waste Disposal St Kilda West
Lion Bin Hire provides rubbish and waste removal in St Kilda West. We offer waste disposal and skip hire services in St Kilda West. Our skip bins are delivered to you by our crane lift truck, and your rubbish removed from St Kilda West by us. We are the best in Melbourne, with cheap prices and friendly business.
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