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The Consumer Financial Protection Bureau is reminding mortgage servicers that they are required to protect consumers during loan transfers between companies.
During the transfer process — as a loan shifts from one servicing shop to another — mortgage servicers should avoid losing paperwork, losing track of the mitigation plans of a homeowner or hindering the consumer's chance of saving their home from an unnecessary foreclosure, the CFPB said.
The bureau is voicing these concerns with a large number of sizable servicing transfers now taking place. The agency outlined a specific series of guidelines for servicers involved in massive transfers of MSRs.
"Consumers should not be collateral damage in the mortgage servicing transfer process," said CFPB Director Richard Cordray."This guidance directs all mortgage servicers, both banks and nonbanks, to follow the laws protecting borrowers from the risks of such transfers, and makes clear that we will be monitoring them for compliance."
A mortgage servicing transfer, which typically occurs when the owner sells the right to service its loan or when the owner outsources the servicing duties, can involve the moving of hundreds of thousands of loan documents.
Unfortunately, mortgage-servicing transfers can create a lot of additional stress for the consumer, who is forced to work with several different companies with different-looking paperwork, staff and addresses in which to send the paperwork, the CFPB advised.
The CFPB is seeing an increase in the number of complications related to servicing transfers in the last year after analyzing consumer feedback. In its supervisory role over both banks and nonbanks, the CFPB is reminding the industry that it is crucial to minimize the risks a servicing transfer can present to consumers.
Due to the fact that these servicing transfers are impacting millions of borrowers, the CFPB is keeping these problems at the forefront of its focus. For servicers who fail to fulfill their obligations under the law, the CFPB will take appropriate measures, including remediation measures for harmed consumers.
"The Federal Housing Finance Agency (FHFA) supports the CFPB's efforts to improve servicer compliance with legal requirements related to mortgage servicing transfers. FHFA shares the goal of improving servicer performance, which will result in better outcomes for both consumers and investors," the FHFA said in response the CFPB's bulletin.
The U.S. Department of Housing and Urban Development also backs the CFPB's recent reminder by saying, "HUD supports CFPB's Bulletin, entitled 'Interagency Guide on Servicing Transfers,' and the agency's effort to improve servicer compliance which should result in better outcomes for both consumers and investors."
Click here to read the CFPB's full bulletin.


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The Senate has finally confirmed Mari Carmen Aponte as Ambassador to El Salvador after a stalemate that lasted more than a year and a half. Republicans filibustered the pro-LGBT interim ambassador's confirmation only six months ago. But the nomination finally moved forward Thursday in a 62-to-37 vote.
Aponte had served as ambassador in San Salvador from September 2010 to December 2011. President Obama made her a recess appointee after she was unable to win Senate confirmation. But her temporary tenure ran out at year's end, reports the New York Times.
In December, the same nominee got just 49 votes. Republicans had raised questions about whether her former boyfriend was a spy for Cuba and said an opinion piece she wrote for a Salvadoran newspaper had offended the people of El Salvador by praising President Mauricio Funes for banning discriminating against gay men and lesbians.
"The op-ed upset a large number of community and pro-family groups in El Salvador who were insulted by Ms. Aponte's attempt to impose a pro-gay agenda in their country," Senator Jim DeMint, Republican of South Carolina, said during a confirmation hearing of the Senate Foreign Relations Committee at that time.
This time there was hardly a peep. Senator Robert Menendez, Democrat of New Jersey, was the only lawmaker to speak before the vote, and he spoke on behalf of Ms. Aponte's Puerto Rican heritage. Nine Republicans voted to confirm.
Latino activists are credited with pressuring the Republicans to move forward. The activists targeted Florida Republican Sen. Marco Rubio, notes the AP.
Hispanic groups had pressed Sen. Marco Rubio, R-Fla., to break ranks with conservative Republicans to ensure Aponte's confirmation. The Congressional Hispanic Caucus urged him to follow through on a promise to secure the votes for Aponte. Puerto Rico Secretary of State Kenneth McClintock, a Democrat, questioned whether Rubio would stop a qualified Puerto Rican woman from representing the United States.
DeMint––who has said that same-sex marriage is "destructive" to society and gays are "immoral"––led the opposition against Aponte. DeMint also vocally opposed Supreme Court Justice Sonia Sotomayor' confirmation––as well as that of Washington D.C. Superior Court. Judge Marisa Demeo, one of President Obama's first openly LGBT appointees.
Aponte becomes the first Puerto Rican-American woman to serve as a U.S. ambassador. All Democrats and Independents supported the vote. The nine Republican senators voting "yes" were Rubio, Collins and Snowe of Maine, McCain of Arizona, Graham of South Carolina, Murkowski of Alaska, Lugar of Indiana, Ayotte of New Hampshire and Scott Brown of Massachusetts.
Some Background ...
GOP Senators Block Ambassador to El Salvador
Senate Confirms Lesbian Judge Marisa Demeo
DeMint: Gays Are "Immoral"

subset: commoncrawl


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Objectivity results from the use of the scientific method without philosophic or religious assumptions in seeking answers to the question: Where do we come from?
We believe objectivity in the institutions of science, government and the media will lead not only to good origins science, but also to constitutional neutrality in this subjective, historical science that unavoidably impacts religion. We promote the scientific evidence of intelligent design because proper consideration of that evidence is necessary to achieve not only scientific objectivity but also constitutional neutrality.
Click here for a Statement of Objectives regarding Origins Science that we believe most would agree with.
Don't Miss These Articles
• Law Review Article Explains Core Issue and Error of Kitzmiller Decision:
Summary of: John Calvert, Kitzmiller's Error: Using an Exclusive Rather Than Inclusive Definition of Religion, Liberty University Law Review, Vol 3, No. 2, pp 213-328 (Spr 2009)
Summary of: John Calvert, Kitzmiller's Error: Using an Exclusive Rather Than Inclusive Definition of Religion, Liberty University Law Review, Vol 3, No. 2, pp 213-328 (Spr 2009)
• Remarks of John H. Calvert, J.D. at a symposia on Intelligent Design and the law at Liberty University School of Law, February 6, 2009
• IDnet Press Release on the Dover Decision »
• Website Raises 15 Questions about Evolution »
Intelligent Design Book Marks - FREE Download
Download the front and back of a bookmark that can be handed to any audience as a summary explanation of Intelligent Design. The bookmark can be printed two-sided on stiff letter size stock and cut into 4 marks per page.
A 15-page article, We have no Excuse: A scientific case for relating life to mind, explains in detail the content of the bookmark. Permission is granted to reproduce the bookmarks and We have no Excuse article for educational purposes.
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Intelligent Design
The theory of intelligent design (ID) holds that certain features of the universe and of living things are best explained by an intelligent cause rather than an undirected process such as natural selection. ID is thus a scientific disagreement with the core claim of evolutionary theory that the apparent design of living systems is an illusion that can be adequately explained by only natural causes.
In a broader sense, Intelligent Design is simply the science of design detection -- how to recognize patterns arranged by an intelligent cause for a purpose. Design detection is used in a number of scientific fields, including anthropology, forensic sciences that seek to explain the cause of events such as a death or fire, cryptanalysis and the search for extraterrestrial intelligence (SETI). An inference that certain biological information may be the product of an intelligent cause can be tested or evaluated in the same manner as scientists daily test for design in other sciences.
ID is controversial because of the religious implications of its evidence, rather than the significant weight of its evidence. ID proponents believe science should be conducted objectively, without regard to the implications of its findings. This is particularly necessary in origins science because of its historical (and thus very subjective) nature, and because it is a science that unavoidably impacts religion.
Positive evidence of design in living systems consists of the semantic, meaningful or functional nature of biological information, the lack of any known law that can explain the sequence of symbols that carry the "messages," and statistical and experimental evidence that tends to rule out chance as a plausible explanation. Other evidence challenges the adequacy of natural or material causes to explain both the origin and diversity of life.
Intelligent Design is an intellectual movement that includes a scientific research program for investigating intelligent causes and that challenges naturalistic explanations of origins which currently drive science education and research.
:: Public Education: Hosting and sponsoring educational events; presenting information through the media and assisting with the production of books, articles, and audio and video tapes about intelligent design.
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People | Events | Press Releases | Publications | Science Standards | Teaching Tools | Links
A Correct Definition of Religion Resolves the Conflict Between Science and Religion
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World Bulletin/News Desk
Cochlear implants can improve speech and quality of life in adults with severe hearing loss - and two implants seem to work better than one, according to a U.S. analysis of past research.
The study, which appeared in JAMA Otolaryngology - Head & Neck Surgery, included 42 studies that compared hearing, speech and quality of life in eligible adults before and after they received a cochlear implant or compared having one versus two functioning implants.
According to the U.S. National Institutes of Health, about 17 percent of U.S. adults have some degree of hearing loss, and the chance of becoming hard of hearing increases with age. Only those with severe hearing loss or deafness, for whom hearing aids haven't work, are considered for cochlear implants.
"Unilateral cochlear implants provide improved hearing and significantly improve quality of life, and improvements in sound localization are noted for bilateral implantation," wrote researchers led by James Gaylor from Tufts Medical Center in Boston.
The studies used in the analysis used a range of tests over different time periods to measure the effects of implantation, so it was difficult to compare them directly, the researchers added. However, almost all the trials looking at the effect of a single cochlear implant showed that people's speech and quality of life improved after implantation.
"Cochlear implantation is just a hugely beneficial procedure for the people who need it. It's almost like magic," said Pamela Roehm, an otolaryngologist from the NYU Langone Medical Center, who wasn't involved in the study.
"Their hearing isn't completely normal, but for speech (and) understanding, it's so good."
Among studies comparing one versus two implants, the majority also found participants were better at communicating and localizing sound when they had a cochlear implant in each ear. It wasn't clear how much of an effect a second implant had on their quality of life, however.
Possible complications of implantation include infection or damage to the device. But Roehm said all things considered, it's a pretty minor procedure.
"It's surgery - you have to have general anesthesia - but as surgeries go, it's not very risky (and) you don't lose a lot of blood," she said. She and her colleagues have put implants into patients over 90 years old, with good results.
The new findings don't mean that deafness has a detrimental effect on quality of life, Gaylor told Reuters Health in an email. He added that for some in the deaf community, cochlear implants are still controversial.
"Our hope is that this paper will allow providers, payers and most importantly patients to ... make more informed decisions about cochlear implantation," Gaylor wrote.Last Mod: 25 Şubat 2013, 11:56


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"Shimmer Grey" Rug
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Price quoted for 9′ × 12′ in 70% silk and 30% wool, at $137.50 per square foot.
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Eric J. Bruno is a contributing editor to Dr. Dobb's. He can be contacted at [email protected]
For an application's long-term success, it's just as important to have good development processes as it is a good system architecture. In my experience, even the best development organizations -- those who manage their design and coding tasks well -- tend to leave application deployment and management until the end. This includes the proper use of a source code repository such as CVS, where multiple development projects may be working in parallel. Additionally, the source code repository should be used, along with a scripted procedure, to pull and deploy code to production environments.
Too many organizations rely on developers or system administrators to build software releases by hand, and then manually deploy them to the appropriate servers in production. This manual process applies to both new software releases, as well as the provisioning of new servers. Further, they also rely on developers or other build specialists to manage parallel programming projects in the same code base, again by hand. These approaches are fraught with danger because they rely on manual processes, as well as specialized knowledge only a few people in the organization may possess. To remedy this, I suggest the following:
- Parallel development: Use source code branching along with a process that I've found to work well (described below).
- Controlled builds: Use an automated build process that pulls code from a repository by label and compiles on a dedicated build machine.
- Software deployments: Use a combination of Ant scripts and source code repository labels to deploy the proper artifacts to different types of servers (i.e. web server, application server, database, and so on).
Before getting into the details, let's cover some basics that, hopefully, you're already following. When developing code for any system, it's best to adhere to the following development process principals:
- Ensure that all code is kept in a source-code repository (i.e., CVS or Subversion).
- Perform system builds on a regular schedule that may change according to development phase (i.e. once per week early in a development cycle, or once per day towards the end).
- Ensure that all code checked into the repository compiles, is unit tested to some degree, and does not break the build in anyway.
- Any build that is a candidate for release and is either deployed to a test system or a production system is built with the latest code, and is tagged (labeled) in the source-code repository. The build should then be "pulled" from the repository bytag to ensure consistent releases across time and servers.
- Use branching to ensure that changes to a particular release can be made to that release's specific code base, even when development has begun on the next release; i.e. parallel development.
Although I use CVS for examples in this article, most of the concepts should apply to other source-code repositories as well, be it Subversion, Git, or Mercurial. Let's examine the procedure for handling parallel application development first.


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"Nugal" Surname
Frequency of "Nugal" Surname in the US
2000 US Census
The surname "Nugal" is not included in the US Census Bureau's ranking of surnames with 100 or more people. Since fewer than 100 people with this surname were included in the 2000 Census, it is relatively uncommon.
Source: "Frequently Occurring Surnames from the Census 2000", US Census Bureau.
1990 US Census
Accoring to the US Census Bureau, "Nugal" ranked #69,572 in frequency out of 88,799 surnames for which statistics were released from the 1990 Census.
Source: "Frequently Occurring Surnames from the 1990 Census", US Census Bureau.
"Nugal" Graves on Histopolis
Histopolis currently has 0 grave(s) with the surname "Nugal".
Resource Links for "Nugal"
Do you know of a web page containing information about this surname that would be useful to genealogy or history researchers? Please add it now! (Free registration required)
Surnames that Sound Like "Nugal"
The surname "Nugal" has a Soundex code of N240. The following 204 surname(s) may sound similar to "Nugal" since they share the same Soundex code.


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Refine these results
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Owner of the Year - 2009:
All deserving but for disparate reasons. Itâs one thing to have money, another to accomplish your goals. Sheikh Mohammed needs to win more races than ever after maxing out his American Express card. And given the way owners duck competition these days, what Jess Jackson and Harold McCormick did are indeed worth of your recognition. And perhaps Jerry Moss is a gift that will keep on giving.
Godolphin Racing
Jess Jackson
Jerome Moss
Voting will run for a couple weeks, results will be posted afterwards.


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Download GO SMS Pro(Messages & Contact) Apk File
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Story behind SDSU Nathelle and Lawrence DeHaan Equestrian Center
Located along the U.S. Highway 14 Bypass north and east of the SDSU campus, the Nathelle and Lawrence DeHaan Equestrian Center became the new home for Jackrabbit Equestrian at South Dakota State University when it opened in the fall of 2008.
Dedicated on Oct. 15, 2008, project benefactor Nathelle DeHaan's avid support of South Dakota State University and love for horses grew to make the SDSU Equestrian program and the Nathelle and Lawrence DeHaan Equestrian Center a reality.
A 1937 graduate of South Dakota State, Nathelle DeHaan provided the initial gift to build the facility. For nearly five decades, she and her late husband, Lawrence played an active role in the local horse community, traveling to judge and show quarter horses.
Nathaelle DeHaan died on Jan. 24, 2011 at the age of 96, but not before she realized her dream of seeing the day when young women could attend college, compete at the highest level and create experiences and memories that last a lifetime.
"The Equestrian program provides a wonderful opportunity for young women," Nathelle said at the dedication of the facility. "I'm excited about the future of the SDSU Equestrian team."
Completion of the building in the spring of 2008 more than tripled the team's previous training facilities. At nearly 26,000 square feet, the $3.6 million climate-controlled facility features an indoor riding arena, 42 stalls with additional areas for grooming, washing and preparing the horses, as well as separate on-site work areas for veterinarians and farriers. In addition, the additional area for the horses, the building houses a team locker room equipped with a study area.
"The DeHaan Equestrian Center is a beautiful and thoroughly modern facility, equal to any collegiate equestrian center in the country," SDSU Head Equestrian Coach Megan Rossiter said. "A facility this size allows us to provide a first-class practice and competition venue for our student-athletes and spectators."
The additional space allows the team's roster to eventually grow to 60 riders while continuing to offer the NCAA-maximum 15 full scholarships. The proximity of the Nathelle and Lawrence DeHaan Equestrian Center to the main SDSU campus makes it unique in the collegiate equestrian ranks and should allow for the equestrian program to become further ingrained in the SDSU Athletic Department as it continues to mature.
Once the SDSU Foundation completes fund-raising for Phase I, planning begins for the second phase of the project. Phase II includes the addition of a stall barn, a large outdoor riding arena, viewing rooms, coaching offices, a meeting room and trophy room.
"Completion of phase II would allow the program to continue attracting top-level student-athletes from around the country and help us enhance the growth of our equestrian program," Rossiter said.
For more information on the SDSU Equestrian team, or to make a donation for scholarship support or facilities, please contact the Jackrabbit development office by phone at 605-697-7475.
–South Dakota State University


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Worksheet Fun And Printable
Above is the Vector Worksheet section.
Here you will find all we have for Vector Worksheet. For instance there are many worksheet that you can print here, and if you want
to preview the Vector Worksheet simply click the link or image and you will take to save page section.


text: WASDE: Rice Ending Stocks Increased April 10, 2013 06:05 PM Tweet TAGS: Marketing, Overseas December 18, 2014 By AgWeb.com Editors Email RICE: Higher-than-previously expected March 1 U.S. rice stocks, as reported by the National Agricultural Statistics Service (NASS) on March 28, results in a 5.0- million-cwt reduction in all rice 2012/13 domestic and residual use, and a commensurate increase in ending stocks. No changes are made on the 2012/13 supply side or to projected exports. Long-grain 2012/13 domestic and residual use is lowered 4.0 million, and medium- and short-grain domestic use is lowered 1.0 million. The all rice 2012/13 export projection is unchanged at 108.0 million cwt. NASS estimated March 1 all rice rough stocks at 104.3 million cwt and milled rice stocks at 6.7 million cwt (9.5 million on a rough-equivalent basis). The March 1 all rice stocks estimate on a rough-equivalent basis at 113.8 million cwt is up 0.8 percent from a year earlier, and up 0.9 percent from the preceding 5-year average. The decrease in 2012/13 domestic and residual use led to a 5.0 million cwt or 17 percent increase in all rice ending stocks to 34.1 million cwt. Long-grain ending stocks are raised 4.0 million cwt to 20.4 million, and medium- and short-grain stocks increased 1.0 million to 11.5 million. The projected U.S. average milling yield for 2012/13 is reduced to 70 percent, down 0.25 percentage points from last month. The change is based on data supplied by the Rice Millers' Association of the USA Rice Federation for August through January and on expectations for the remainder of the marketing year. The midpoint of the 2012/13 long-grain, medium- and short-grain, and all rice season-average prices are unchanged at $14.50 per cwt, $15.90 per cwt, and $14.90 per cwt, respectively. World rice production is reduced 0.5 million tons to 467.6 million tons, still a record, largely due to lower projections for Colombia, Pakistan, and Thailand, which are partially offset by increased projections for Ecuador, Indonesia, and the Philippines. Global consumption is reduced 0.9 million tons, largely due to reductions for Burma, Brazil, Pakistan, the Philippines, South Africa, South Korea, Thailand, and the United States. Trade projections for 2012/13 are little changed from a month ago. Global 2012/13 ending stocks at 103.8 million tons are up 0.5 million from last month, but down 1.7 million from the prior year. .................................. Coverage, Analysis of the April 10 USDA Reports See all of the data, coverage and analysis of the WASDE and Crop Production reports. Back to news


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Thoroughly enjoying your photo novel series so far CHEWIE. Nice custom work. Keep it up!
Ok, when they are able to, the staff here will be adding chapters 2 & 3 of the Rykfrof Enloe series to the main page. I can't wait...
I've gotten messages from 4-5 people wondering when the 2nd, 3rd and 4th photonovels would be up. They are up at www.thecustomalliance.com, but for some reason have not been updated here yet.
Angry Ewok, when did you call? Did you leave me a message or talk to my wife? She has been using me cell phone some - if you spoke with her, she didn't tell me. I'll ask her because she has been known to forget to give me a message. Or if you want, can you PM me a number to reach you at?
Page created in 0.074 seconds with 19 queries.


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Driveshaft - Rear at 1A Auto
What is a rear driveshaft and where is it located?
The rear driveshaft transfers power from the transmission to the rear differential to power the rear wheels. Without a driveshaft, your engine could produce all the power in the world and you'd never go anywhere. The driveshaft is an integral part of the drivetrain.
Rear driveshafts are used in front engine vehicles with rear-wheel drive (RWD), all-wheel drive (AWD), and four-wheel drive (4WD). Four-wheel drive vehicles use both a front and a rear driveshaft. Driveshafts are sometimes called prop shafts. Front-wheel drive (FWD) vehicles have constant velocity axles to power the front wheels and don't use a rear driveshaft.
The rear driveshaft can be found underneath the body of the vehicle, in the middle, running front to back. Driveshafts attach to the transmission and differential in a few different ways. Some vehicles use universal joints, also known as u-joints or Cardan joints. Universal joints are made up of a cross shaft that typically has a cup with needle bearings inside of it on all four ends of the shaft, and these cups are clamped or clipped in to a receiver that is called a yoke. Other vehicles use a constant velocity joint, also known as a CV joint. A CV joint uses a series of balls and grooves covered with a rubber boot to allow a range of motion. Other vehicles use a rubber flex disc, sometimes referred to as a rag joint, or giubo. The rubber of the flex disc helps keep driveshaft vibrations low.
A longer shaft experiences more torque, so often a long driveshaft may be composed of two pieces. These are types of drive shafts have a driveshaft support that mounts to the underside of the vehicle.
How do I know if my rear driveshaft need to be replaced?
Driveshaft problems usually take the form of a strong vibration under the floor boards. These vibrations may get worse under acceleration. Another sign of driveshaft problems is rattling or clunking noises. These are especially noticeable during gear changes.
These issues result from a loose or unbalanced driveshaft. The u-joints can wear out over time from exposure to dirt, salt, moisture, and other road hazards. The rubber of the flex plate can become stiff or dry rotted which leads to vibrations. A driveshaft support bearing can also become worn and loose, leading to driveshaft vibrations. Since these parts tend to wear together, you might want to replace all the associated parts along with your driveshaft.
The easiest way to test for driveshaft problems is to check for driveshaft looseness by hand. If you can move the driveshaft up and down by hand, it's too lose.
Can I replace a rear driveshaft myself?
Replacing a rear driveshaft is not a highly technical or complicated job, but it is physically demanding. An assistant can definitely help the job go more smoothly. Before you begin, you'll need to raise and secure the vehicle. You'll want to set the emergency brake to keep the driveshaft from spinning while you work. Remove the bolts that hold the driveshaft to the differential. You may have to spin the driveshaft to reach all the bolts. Your assistant can help by releasing the emergency brake and putting the transmission into neutral. Once you have the bolts out, carefully lower the rear of the driveshaft. Then, remove the bolts that hold the driveshaft to the flex plate or slide the yoke out of the transmission and carefully lower it. If you are replacing the flex plate or the center support, you can do this while the driveshaft is removed.
Lift your driveshaft into place and have your assistant hold it in place as you insert the first couple of bolts. From this point, you should be able to reverse the preceding steps to put everything back together.
Need a rear driveshaft replacement?
While your engine is responsible for generating the power needed for your vehicle's wheels so that they can turn and your car or truck can move, all of that energy would go to waste without the driveshaft. A damaged driveshaft will instantly impact the performance of your vehicle as it is a key component of the vehicle's drivetrain. If you have a rear driveshaft that is in need of replacing, look no further than 1A Auto. We carry a large selection of aftermarket rear driveshafts for many makes and models, and at great prices.
At 1A Auto, we make shopping for a replacement rear driveshaft for your car, truck, SUV or van easy—we're here to help you select the right part for your vehicle! Call our customer service toll free at 888-844-3393 if you have any questions about our aftermarket rear driveshafts, warranty, compatibility or to purchase, or you can buy online.


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From Idea to Invoice
As entrepreneurship grows at Thayer School, innovators encounter pains as well as gains.
Illustrations by Doug Ross
In the early 1990s a Dartmouth student approached Charles Hutchinson, then-dean of Thayer School, to ask him to support a new entrepreneurship club. The student explained that Dartmouth administrators had turned him down on the premise that entrepreneurship and the liberal arts were incompatible.
"I told the student that I couldn't disagree with that opinion more," says Hutchinson, founder of three successful companies, including, most recently, GlycoFi, a biotherapeutics firm located in Lebanon, N.H.
If there's any doubt that barriers toward entrepreneurship at Dartmouth are falling, consider this: In 2001 the College established an institution-wide equivalent of an entrepreneurship club, the Dartmouth Entrepreneurial Network (DEN). This resource for faculty, students, staff, and alumni attempts "to link the intellectual firepower of the university with the execution power of industry," says DEN's executive director, Gregg Fairbrothers '76.
Entrepreneurship, long a part of the Thayer School curriculum, is gaining momentum at all levels. Students in ENGS 21, the ever-popular introductory class, not only design solutions to real-world problems but write business plans as part of their final projects. Graduate students, particularly those studying for master of engineering management degrees, are encouraged to take an entrepreneurship elective at Tuck School of Business. In the late 1990s then-dean of Thayer School Lewis Duncan emphasized the need for students to understand how to take a project "from an idea to invoice." Even at the Board of Overseers level, entrepreneurship is on the agenda. E-ship, an ad-hoc group of overseers, is working to foster an entrepreneurial environment at Thayer School and Dartmouth to enhance the educational experience for students and faculty. Several overseers are also members of Angeli Parvi, an independent, nonprofit organization founded by board chair John Ballard '55, TT'56 that invests in selected Dartmouth start-ups.
Even if institutional barriers to entrepreneurship are coming down, however, many Thayer School faculty and administrators contend that attitudinal walls remain. As Hutchinson describes it, "There's this mindset that anything that makes money is evil. And that's not too much of an exaggeration."
Critics of the entrepreneurial trend on campus worry that potentially lucrative research will receive higher institutional priority than less-profitable research. Others are concerned that teaching will take a backseat to business development, or that the free exchange of ideas will be hampered by the desire to protect trade secrets.
Interim Dean William Lotko acknowledges that these are serious concerns. "There is a tension, and I think we have to be vigilant," he says. However, engineering and entrepreneurship have always gone together in the sense that engineers create solutions of value to society, he says, and "the willingness to pay for something is one way our society recognizes that value."
While profit can be a motive for entrepreneurs, it's usually not the only one, says Fairbrothers. "Let's say some clinicians come to me with an idea for a new medical device. I'll ask them what the options for success are. Usually it comes down to wanting to see people using the device in practice. That's more important than whether they make a lot of money," he says.
"Many faculty who are involved in a start-up activity don't want to become a Bill Gates," adds Lotko. "What they want is to drive this technology out the door; then, when it becomes a full-fledged activity, they want to move on."
For many people the tech boom of the late 1990s was their first introduction to the idea of university entrepreneurship. However, the entrepreneurial trend is the result of a long-term dynamic, not some sudden change, according to Hutchinson.
"Most of us in my generation were focused through our graduate programs on the big things like aerospace, trying to get somebody to the moon and those kinds of things, which were all funded by the government. So engineering schools just really fell away from their relationships with corporations," he says. Since the government retained ownership of intellectual property generated by federally sponsored research, researchers didn't have to be concerned with commercializing the products that resulted.
This dynamic changed in 1980 with the passage of the federal Bayh-Dole Act. Suddenly colleges and universities were not just producers of knowledge; now the government expected them to help move that knowledge from the lab to the living room. Many of the people who criticize colleges and faculty members for moving in an entrepreneurial direction aren't familiar with this responsibility, says Hutchinson.
"What Bayh-Dole said is, 'If you accept federal grant monies, you've got to commercialize the resulting technology. That's part of your job.' Very few people within the academic enterprise understand that," he says.
Bayh-Dole also prompted a philosophical shift in how people think about the value of research in the academy, says Fairbrothers. "In the post-Bayh-Dole model, research-based learning is about more than publishing. It's also about what the research community calls 'translation' or 'technology transfer,' wherein innovation is taken full-cycle into products and services that will benefit society," he says.
The most common way Dartmouth moves innovations to consumers is by licensing technology to outside companies, which then create and market the resulting products. However, in recent years researchers have been increasingly interested in forming their own small entrepreneurial ventures to commercialize their own technologies. The College sometimes issues licenses for the technology back to the inventor — an approach that is especially appropriate when the technology in question is so tied to the inventor that it can not easily be developed without his or her involvement, explains College General Counsel Robert Donin.
According to Alla Kan, director of the College's Technology Transfer Office, the College usually receives upfront cash payments from licensees as a condition of licensing. However, she says, if a licensee is a cash-poor start-up company, the College might agree to take equity in the company in lieu of some of the cash payments.
When accepting an equity share, Dartmouth protects its integrity by placing special limits on its involvement in the company. "One of the things the College has said is we don't want to be a manager of the company," Donin says. To that end, the College limits its equity in a company to no more than 10 percent. College officials are also not allowed to sit on the boards of faculty companies.
At Thayer School the dean has the discretion to enter into cautionary agreements with start-up businesses based on research happening there, says Lotko. These agreements might allow a burgeoning company to use College space or equipment in exchange for equity. "One has to be careful that these are consistent with the tax-exempt and nonprofit status of the institution and that they're aligned with our educational purpose," he says.
In recent years there also have been a growing number of faculty ventures that are part of the Small Business Innovation Research (SBIR) and Small Business Technology Transfer Award (STTR) programs. These federally sponsored programs provide grants to small businesses to investigate the commercial potential of new technologies. The STTR program requires companies to work in partnership with nonprofit research institutions. The funding for SBIRs and STTRs comes from the same government agencies from which academic researchers already receive grants, including the National Science Foundation, NASA, and the Department of Defense.
The SBIR and STTR programs have three stages: first, to demonstrate the feasibility of commercialization; second, to develop a prototype; and third, to actually take a product to market. Government funding is only provided through the first two stages. After that the company has to secure outside funding. According to Professor and former Dean Elsa Garmire, who is a member of the Thayer committee responsible for overseeing faculty business ventures, very few projects — maybe 1 percent — ever get to the third stage. "Most of the people on campus who get these SBIRs are not interested in making vast amounts of money. They've just found sort of a backdoor way of getting their research funded," she explains.
One of the most frequently cited arguments against entrepreneurial activity on campus is that the need to protect trade secrets will hamper the free exchange of ideas essential to the university environment. A veteran of both academia and the corporate world, Hutchinson doesn't buy it.
"With all due respect to my colleagues, there is nothing any more stifling and insidious than the peer-review system. It's an old-boy network," in which even "pure" researchers have to consider the political environment to get funding, he says. "We're all driven by that kind of dynamic. I'm not overly critical — the system basically works — but I think anytime anyone starts to think they're more pure than someone else, you've got a problem," he adds.
Lotko takes a more moderate view. "We do have to ensure — particularly where students are involved — that people are not restricted in publishing and expressing ideas and results that come out of their work," he says. "When an activity starts to take on that type of proprietary nature, we have to look at getting it off campus."
Protecting the teaching mission of the College is also a high priority. Dartmouth policy restricts the amount of time faculty members can spend on outside activities, whether it's consulting for outside companies or creating a business of one's own, to 20 percent of their time. Thayer faculty entrepreneurs are required to report on their activities to a College-wide committee on entrepreneurial activities, as well as to a similar Thayer group.
If entrepreneurship, like consulting, has the potential to distract from the classroom, it also has the potential to make a professor's teaching more relevant. "Engineering doesn't take place in the abstract," says Lotko. "One thing that really motivates students is when professors can talk about applying their skills in the real world. That's difficult to talk about with authority if you haven't experienced it yourself."
Professor Victor Petrenko, whose research into the structure and properties of ice has led to several licensing agreements with outside companies, as well as the formation of his own company, Ice Engineering LLC, concurs. "For 22 years I was just a basic science scientist, and I don't think I taught my students well," he says. "Now in my lectures I can provide numerous real-world examples. I actually am a better teacher."
Unlike industry, where the No. 1 priority is achieving a useful solution in a timely manner, academia encourages scientists to pursue research questions for years — sometimes for decades — in search of thorough understanding. "To be honest, many academics don't understand the compromise involved in getting a product out the door," Garmire says. "Many of our students are going to go into entrepreneurial situations, and they need to be taught by people who are familiar with that environment."
Professor John Collier '72, Th'77 hopes to give students a taste of how engineers work in the real world in ENGS 21. Only since he took over the class in the 1980s have students been asked to look closely at the economic side of engineering. Working as teams, students in the class have to identify a problem and potential solution, design a prototype, identify a market, and write a business plan.
"It's important for the students to have an idea of whether the solutions they've developed have any potential to be marketed," says Collier. "It forces you to figure out who your audience might be, what folks are willing to pay for your invention, and then how many of them there might be out there willing to buy it. Once you have those kind of numbers, you can go back and do an analysis: What would it cost me to produce it if I wanted to make this number of devices? That's really the crux of the matter."
According to Collier, such details bring the business side of engineering alive. "If you try to teach that in the abstract, the students have very little interest," he says. "If you put it in the context that they've already designed something that they've fallen in love with you have a very attentive audience."
Engineering student Jeffrey Grossman '06 took ENGS 21 during the spring of his freshman year and ended up being co-creator with four classmates of a patentable idea: a dripless gas nozzle. "Basically the theme for the class was to come up with something that would improve the transportation industry," he says. His team's background research revealed that dripping fuel and escaping gas vapor at filling stations was one of the most significant problems facing the industry. "The approach we took was to create a membrane that could be opened by the flow of gasoline, but would stay shut when there were just a few drops," he explains. Although the team wasn't able to create a working model before the term ended, their research into existing patents revealed that there was nothing like their idea already on the books. With the help of one teammate's venture capitalist father, the dripless gas nozzle developed by the team currently is in the process of being patented.
The "real-world" focus of ENGS 21 has made the class Grossman's favorite at Dartmouth. "We saw what we were accomplishing, and it was really rewarding," he says.
This kind of entrepreneurship education works because it engages students viscerally, notes Fairbrothers. "If you're out there on the ridge yourself," he says, "your emotions kick in, and you remember and learn."
Victor Petrenko's decade of research into the structure and adhesion of ice has the potential to make even a New Hampshire winter bearable. Technology he developed makes it easier to de-ice planes and power lines, increase car-tire friction on icy roads, and improve the performance of skis and other winter sports equipment. This research has produced 27 patents, with another 20 in progress. His technology also has been licensed to several outside companies.
Petrenko says that, had he understood what lay ahead when he formed Ice Engineering LLC in 2001, he probably wouldn't have made the leap. "I enjoy on the one hand seeing that some fundamental discoveries we made years ago can be transformed into useful products. But there's a bloody price we pay for it with financial pressure," he says.
One of the big challenges has been navigating the red tape associated with having a business on campus. The level of scrutiny, he says, is "very stressful."
"We all the time are under strong inspection by Dartmouth officials who suspect we are trying to use College facilities to do something for the company," he says. "In the past I kept a significant number of graduate students working on real engineering contracts. But now I have moved all the students away from practical applications because I am afraid I will be accused of misusing students."
Garmire, who helped write the policy on commercial ventures at the University of Southern California before she came to Thayer School, is concerned about what she perceives as an excess of caution at Dartmouth. In addition to the Thayer committee, entrepreneurs are also accountable to another College-wide committee. In her estimation, this is both unnecessary and a detriment to innovation. She also thinks the College's policies suggest that administrators "don't really understand what goes on in a research lab."
"The policy says that research done for the company has to be completely separate from what you're doing as a faculty member. But usually when you're doing research for a company, it's fundamental research to advance the technology and meshes closely with projects that are funded by other means. Once it gets to a certain point where you actually have a product, that's when you need to move it into a separate space," she says.
Garmire is particularly concerned about the effect of excessive oversight of early-stage SBIR and STTR companies. College administrators who aren't familiar with these kinds of companies may unintentionally defeat the purpose for which the programs were developed — to promote free-wheeling innovation. She would like to see the College cede the oversight for these very embryonic companies to the Thayer oversight committee. "The point to be worried about keeping things separate is when people start to bring venture capitalists in," she says.
Neither Garmire nor Petrenko sees these issues as unique to Dartmouth. Like many other colleges and universities, Dartmouth is experiencing growing pains in dealing with increased entrepreneurial activity.
"The College is changing; I can see that. I think in a few years this won't be a problem. The change in mentality takes time," says Petrenko.
Regardless of whether faculty and students eventually become business owners, Fairbrothers reminds people that the ability to think entrepreneurially is in great demand in businesses and organizations of all kinds. "Entrepreneurs can be made; they're not just born," he says. "That doesn't mean everyone is interested or will succeed at being his or her own boss. But everyone can develop entrepreneurial behaviors and attitudes that can be valuable in many contexts — and make life a lot more interesting and fun."
Who Owns Intellectual Property?
Patents and copyrights are treated very differently in both intellectual property law and in College policy, says College General Counsel Robert Donin. Although the intellectual property created by an employee within the scope of work generally remains the property of the employer, the law has always included an exception for teachers, allowing them to keep the copyright to their works of authorship, such as books and musical compositions. Most colleges, including Dartmouth, have adopted this exception as part of their policies as well, says Donin.
However, since inventions generally involve more substantial institutional resources and are more readily commercialized, the College retains ownership of these items. Under this policy, faculty members are required to disclose new inventions to the Technology Transfer Office. College officials analyze the commercial potential of the invention and decide whether to retain ownership. If the College chooses to not exercise its option, ownership reverts to the inventor.
Should an invention eventually generate royalties, Dartmouth policy calls for a 50-50 split between the College and the inventor. Professor Victor Petrenko, whose research on the qualities of ice has resulted in eight patents, with 30 more in the works, describes this policy as "quite generous" compared to the policies of the College's peer institutions. The portion that comes back to the school first goes to pay the expenses associated with acquiring the patent and other marketing expenses. The College's portion of royalties is then split between the provost's office, the originator's school, the originator's department, and the originator's laboratory.
—Tamara Steinert is a freelance writer based in Kansas.
Expert Advice: So You Want to Be an Entrepreneur
The Dartmouth Entrepreneurial Network (DEN) recently sponsored a nine-week course for prospective entrepreneurs in the Dartmouth community. Here are some pointers from Tuck Professor and DEN Executive Director Gregg Fairbrothers '76.
- Be prepared to work hard. Entrepreneurship consists of 5 percent hearing, 10 percent seeing, and 85 percent doing. As John D. Rockefeller said, "The secret of success is to do the common things uncommonly well."
- Think about needs, not trends. Ideas that fill needs automatically have users and buyers. Trying to create a new need is generally harder than innovatively addressing an existing need.
- Weigh the competition, both existing and potential. There is always competition. Entrepreneurs often fall into the trap of thinking they have a unique market with no competitors. There is nothing wrong with competition — it means someone else thinks there's value in what you're doing. No competition may mean you're smart, but it may also mean a lot of other smart people have figured out the idea or market is not going to work out.
- Specify the compelling benefits of your solution. Why is your idea better than your competition? Why will your idea be better than the competition over time?
- Pre-empt potential competition by filing for patents. Another weapon is good execution; Microsoft built an empire on this concept.
- Share your idea through pitches. Pitches help you distill the essence of your idea. Keep the pitch simple. Avoiding jargon or "geek speak" will help you reach the widest audience. Your pitch doesn't have to cover everything; the goal is to get people interested enough to come back for more.
- Build a prototype. You'll become aware of the limitations in resources or materials that might not be evident on paper.
- Show the prototype to potential customers. You'll get invaluable feedback on your product's appeal or ease of use. Finding people who are willing to pay you for your idea is the best proof of product you can give to potential investors — and to yourself.
- Don't get discouraged. As Rosabeth Moss Cantor, editor of the Harvard Business Review, once said, "The middle of every successful project looks like a disaster."
—Genevieve Chan
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Chef Susan Feniger shows co-hosts Sara Gilbert and Julie Chen how to cook up delicious and easy vegan tapas dishes, Tuesday, July 9, 2013 on the CBS Television Network. Susan Feniger, from left, Sara Gilbert and Julie Chen, shown. Photo: Lisette M. Azar/CBS ©2013 CBS Broadcasting, Inc. All Rights Reserved.


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NEW YORK (AP) — Determined to mobilize midterm Democratic voters, President Barack Obama is issuing an election-year warning against state voting requirements and early balloting restrictions that many in his party fear will curb turnout in an already difficult year for Democrats.
A day after hailing the Civil Rights Act as a lasting legacy of Lyndon B. Johnson's presidency, Obama is using another civil rights forum to draw attention to the Voting Rights Act and take issue with Republican measures in some states that Democrats say are eroding the landmark 1965 law that helped pave Obama's path in politics.
Obama's Friday address to civil rights activist and television talk host Al Sharpton's National Action Network conference in New York is part of the administration's effort to motivate voters and push back against state voting restrictions prompted by last year's Supreme Court invalidation of a key provision of the Voting Rights Act.
For the remainder of the year, no political issue stands out more prominently for Democrats than their ability to motivate voters to turn out at the polls in November. Control of the Senate, now in the hands of Democrats, is at stake, as is Obama's already limited ability to push his agenda through Congress.
But traditionally weak midterm turnout by Democrats coupled with efforts in some states to limit early voting and to enact voter identification requirements have prompted the president and his party to raise alarms and step up their get-out-the-vote efforts.
Republicans have long argued that identification requirements and other voting controls are reasonable measures designed to safeguard the balloting process, not to suppress voter turnout. Democrats say photo identification requirements especially affect minority or low-income voters who may not drive and thus wouldn't have an official government ID.
Obama previewed that sentiment earlier this week while raising money for Democrats in Houston: "the idea that you'd purposely try to prevent people from voting."
When one donor shouted out that the Republican effort was "un-American," the president promptly concurred. "Un-American. How is it that we're putting up with that?"
Obama's speech Friday comes a day after he marked the 50th anniversary of the Civil Rights Act at the LBJ Library in Austin, Texas, where he praised Johnson's understanding of presidential power and his use of it to create new opportunities for millions of Americans.
Just last year, seven states passed voter restrictions, ranging from reductions in early voting periods to identification requirements, according to the Brennan Center for Justice at New York University School of Law. North Carolina alone adopted a photo ID requirement, eliminated registrations on Election Day and reduced the number of early voting days. Overall 34 states have passed laws requiring voters to show some form of identification at the polls.
The North Carolina steps, which take effect in the 2016 election, came after the Supreme Court last June threw out the crucial section of the Voting Rights Act that required that all or parts of 15 states with a history of discrimination in voting, mainly in the South, get federal approval before changing their election laws.
Bipartisan legislation proposed in the House and Senate would attempt to address the constitutional concerns raised by the Supreme Court. But sponsors such as Sen. Pat Leahy, D-Vt., and Rep. James Sensenbrenner, R-Wis., are still trying to line up enough support for the proposals.
The proposed bill would require four states — Georgia, Louisiana, Mississippi and Texas —to get approval from the Justice Department before making any changes in the way they hold elections. In an effort to secure Republican votes, it provides an exception for states that want to adopt photo identification requirements.
Offering a potential compromise, former United Nations Ambassador Andrew Young, once a top aide to Martin Luther King Jr., suggested during his own remarks at the LBJ Library this week that Obama use his executive power to require optional photos on Social Security cards as a remedy for states that impose voter ID laws.
Meanwhile, the administration is stepping up its offensive. Attorney General Eric Holder has challenged the North Carolina election law as well as one in Texas.
Vice President Joe Biden added his weight to the issue this week with a video for the Democratic National Committee denouncing the voter restrictions.
Follow Jim Kuhnhenn on Twitter at http://twitter.com/jkuhnhenn


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Isn't it funny how politicians always call heads and quickly change to tails if the coin falls the wrong way?
The Bureau of Reclamations Record of Decision to approve the building (in their eyes anyway) of the Gooseberry Dam the week before last brings to mind how funny political tales turn out.
Well is that what the BOR was telling Sanpete County in their ROD. You can build it but we aren't going to give you any money to pay for it. Funny, huh? Those in Sanpete (the vast majority) continue to vote for ultra conservative politicians who want the federal government to cut back. That is, until it involves cutting back in their area.
What will they do?
This brings to mind for me a lot of things that a large majority of Utahns seem to forget about when they go to the polls. If the fiscal cliff really means we have to cut back, a state like Utah will be hurt more than many. Our welfare rolls aren't huge like some states, but our federal government jobs program is. In a sense what is the difference? And if it happens the biggest cuts will come in military spending. Rob Bishop, Jason Chaffetz, Orrin Hatch and Mike Lee can grumble all they want about a huge federal deficit, but just try and close Hill Air Force Base to save some money see how they will cry.
But let's take it a step farther. Throw in the Dugway Proving Grounds and the Tooele Army Depot for good measure too.
Then what about all those jobs that have to do with land that the feds own in Utah. Let's cut out most of the staffing for the Forest Service, Bureau of Land Management, National Park Service and who knows what else is taking up federal dollars in Utah and see how much we can save. Utah's portion of federal dollars, if curtailed, would put a good dent in the federal deficit. But when we are spending a trillion a year more than we take in, maybe not.
I wrote a column not long ago about the fact I had dinner with Chafettz and some of his supporters in November. If you read that you know he told me that even though he was now representing Carbon County instead of Sanpete he was still in favor of building Gooseberry. He said he was a man of principle and that is why he was sticking to his guns.
Well do you think he would stick to that line if all of the above (particularly Hill) were being cut?
Governor Gary Herbert always boasts about how great Utah's economy is. It's true, it is good compared to other states. But without those federal expeditures, for all those jobs, where would we really be? Do you think Herbert's private enterprise machine could make up the slack?
There are a lot of people in this state that are struggling to make ends meet. Most of the people I work with have a hard time keeping food on the table from check to check. Here we are in one of the best states for business (as Forbes Magazine recently put it) and we have thousands of kids who go to bed hungry every night, people who are losing their houses and others who don't know if they will ever get ahead regardless of how hard they work.
With all that coming down the pike, and us as a country proceeding toward the example Greece has shown us in the last year, maybe sleeping on a cot in the office as our now in place congressman did will be a luxury rather than the austerity measure he claims it was when he first came to Washington, D.C.
Utah is what it is, and no one can deny it. But the majority of our elected representatives talk out of both sides of their mouths way to much about how great it is here and how lousy the federal government is.


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Vanessa Grigoriadis did the TV shows. The Feb. 21 Rolling Stone, with her Britney Spears story on the cover, was hitting stands.
"Why do people sop up this issue of Rolling Stone?" Larry King asked on Feb 7.
On Feb 10, she went on CNN's Reliable Sources.
"By writing this piece on everything from her family to her breast implants, haven't you now joined the mob?" asked host Howard Kurtz.
(For just one thing, Rolling Stone covering Ms. Spears is like Running Times covering Martin Lel, like Yachting covering Paul Allen, like Cat Fancy covering pussycats.)
"I don't want to be overdramatic about it—but as a media story?" Ms. Grigoriadis said last week, from a donut shop in Long Beach, Calif. "I went on that Howard Kurtz program, and he was like, 'That's disgusting, you're part of the problem.' And I was like, 'Uh, you're a media gossip columnist.' And everyone can roll their eyes about Britney Spears, but in a few years, when we look back at how the media economy changed? I really feel like she's going to be the example that people look to."
She meant, in specific, the robust economy of the TMZ's and the photo agencies and the tabloids—and that Ms. Spears' people would "rather talk to X17 than talk to 60 Minutes."
Now what will Mr. Kurtz make of New York mag editor Adam Moss? This week's New York features naked pictures of Lindsay Lohan, for no discernible reason. They are kind of gross! ("Lindsay Lohan bla-bla-bla New York Magazine bla-bla-bla boobs," was the assessment—in full—of a blogger writing at a site called Box Office Psychics.)
Success! On Monday afternoon, Lohan-nipple-induced traffic brought down New York's Web site.
And! "Thanks to the Britney cover, we had our best week ever in the history of the Web site," said Nathan Brackett, a senior editor at Rolling Stone. The story doubled RollingStone.com's daily unique visitors; it and the attendant photo galleries had done 6.9 million page views (as of Valentine's Day) in the week that it had been online. (The physical magazine's circulation is somewhere around 1.5 million.)
But Rolling Stone didn't even publish the piece online—just its first 606 words. This changed the project, a bit, from journalistic endeavor to Internet link-baiting; there is a sense of emptiness at the Web site, whereas the magazine piece is incredibly satisfying.
"I think we thought, why post the stuff for free when people buy it?" said Will Dana, the mag's executive editor.
"Someday down the road, the Web site will make as much money as the magazine does, and we will be on equal footing," said Mr. Brackett. (The story will go online in full, as most or all of their features do, around the time the next issue hits stands.)
"Are the online revenues going to replace, equal or exceed what you're making in the magazine?" said Mr. Dana. "Until the people on the business side are sure they're going to replace that revenue, that's how it's going to be."
"Would I rather the whole piece was online? Of course," said Ms. Grigoriadis. "But I understand they have a business to run."
"Look, we were able to have it both ways," said Mr. Brackett. "Both the print magazine and the Web site benefited. Maybe we're not charging enough for ads."
At least the idea of the piece got around online.
"We'll feed stuff to Perez like we do to anybody," said Mr. Brackett.
That is one way that the media economy has changed: the need for regular old Web sites to get periodically hosed down by high-traffic Internet firehoses.
Related: Perez Hilton loved those Lohan pictures!


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Atlanta Falcons fans jonesing for Jadeveon Clowney still have a glimmer of hope.
A week after proclaiming that the No. 1 overall pick is open for business, Houston Texans general manager Rick Smith told NFL Media's Steve Wyche on Wednesday that he has had "enough conversations to legitimately move" from the top of Thursday night's first round.
According to NFL Media Insider Ian Rapoport, the belief around the league is that the Texans' willingness to trade has intensified in the past couple of days, perhaps because they are not sold on Clowney.
Rapoport cautions, though, that a trade remains far-fetched due to the prohibitive cost of moving up. One team that talked shop with the Texans on Wednesday told Jay Glazer of Fox Sports that the price tag was three first-round picks and a second-rounder.
That asking price is of course on a sliding scale, with teams closer to No. 1 asked to fork over fewer picks.
Regardless of which team ends up atop the draft board, Deion Sanders is convinced Clowney will be the choice.
Please hear me CLEARLY if J. CLOWNEY don't go #1 tomorrow in the @nfl Draft I'm growing my Curl back!â DeionSanders (@DeionSanders)
May 8, 2014
Here is the rest of Wednesday's draft buzz:
1. Clowney is already licking his chops for the opportunity to put the hammer down on Andrew Luck in a Texans tag-team with 2012 Defensive Player of the Year J.J. Watt.
While Dan Hanzus was muffing Clowney's request for advice Wednesday, he also missed a chance to send a warning about tugging on Superman's cape, spitting into the wind and tempting the fate of the football gods with premature braggadocio.
2. Is it merely a coincidence that the Bills have checked into trading up and Rapoport is now reporting it's becoming increasingly clear that Texas A&M wide receiver Mike Evans won't make it out of the top five picks?
Build your own mock draft:
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"The visit with the Bills was one of the best visits that I had," Evans told intrepid Around The League scribe Marc Sessler on Wednesday. "I'd love to play for them."
3. As much football sense as it might make for the Rams to ditch a mediocre Sam Bradford and take a flier on a potential "spontaneous genius" like Johnny Manziel, Jeff Fisher's denials are getting stronger.
Per NFL Media columnist Michael Silver, Fisher brought Bradford on stage in front of a crowd of season-ticket holders Wednesday and reaffirmed, "He's our guy."
4. After the Rams and Browns took turns on center stage of the Johnny Chronicles early in the week, the Jaguars moved to the forefront on Wednesday.
Agent Erik Burkhardt vigorously refuted a report that Manziel would be less than thrilled with the prospect of playing in Jacksonville. The latest turn of the weather vane suggests we might just find out the verity of that prospect by the time the Jaguars are off the clock Thursday night.
5. Mike Mayock placed Teddy Bridgewater below Jimmy Garoppolo and Zach Mettenberger on his top 100 prospects list, so it comes as a bit of surprise that NFL Media's draft analyst has the Louisville quarterback going to the Browns at No. 26 overall in his long-awaited mock draft.
2014 NFL Draft Winds
College Football 24/7 takes a look at the rumors connecting draft prospects with NFL teams leading up to the 2014 NFL Draft.
» AFC East | North | South | West
» NFC East | North | South | West
» Tracking teams' interest in top prospects
It's not without good reason, though. Browns general manager Ray Farmer reportedly has taken a shine to Bridgewater.
6. Which teams are trying to trade up? The 49ers are targeting a speedy wide receiver. The Broncos could have their eyes on linebackers C.J. Mosley and Ryan Shazier. The Dolphins, meanwhile, might want to move down from No. 19 overall.
7. Where do the top prospects believe they will land? Auburn offensive tackle Greg Robinson said the Rams and Falcons "really like" him. Oregon State wide receiver Brandin Cooks believes the Jets are "pushing" for him. Alabama safety Ha Ha Clinton-Dix is practically begging the Eagles to trade up for him.
Gregg Rosenthal suggests Philadelphia should be aiming for the draft's highest-ranked wideout instead.
The "Around The League Podcast" Draft Preview Spectacular is all you need before draft day.


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32nd annual Festival on Neuse to be bigger than ever
Various streets and intersections will be blocked along Kinston�s Herritage Street corridor this weekend to pave the way for one big block party.
To provide for around 80 pig cooking teams, carnival rides and live entertainment, tents and stages are popping up in preparation for the 32nd Annual Festival on the Neuse and Wil King Hog Happenin�.
The Plein Air Paint Out began Wednesday morning, the Caswell Center Foundation Golf Tournament begins at 1 p.m. today, and the kick-off concert event, Evening with the Stars, will be from 6 to 9 p.m. today. This ticketed event ($35) will showcase local artwork for sale, heavy hors d�oeuvres and beverages, and the live entertainment of Sound Chemistry from Raleigh.
A wine garden beside the Lenoir County Farmer�s Market, a long list of vendors at the Farmer�s Market, Inner�s amusement rides, kidfest and a blocked section for Artfest will be joined by four separate venues for live entertainment Friday and Saturday.
The main stage at Pearson Park and the Herritage Street Stage will house the opening and welcoming activities, along with announcements of competition winners in the Hog Happen� categories. Steve Hardy and his Original Beach Party will emcee activities at the Pearson Park Stage, beginning at 6 p.m. Friday.
The Entertainers will provide live entertainment on that stage beginning at 7:30 p.m. Friday, providing their legendary beach sound plus Top 40 selections, classic rock and country. Fireworks will begin at 9:30 p.m. Friday along Herritage Street and Pearson/Tiffany West Park.
Teen Nation Tour will headline entertainment Friday and Saturday on the Herritage Street Stage, along with a list of other local performing artists.
Other performances will be at The Red Room and on the Artfest Stage.
Overland Gallery will open for the first time to the public; Ring City Roller Girls will perform in the parking lot behind Mother Earth Brewery; the Brewery and Wyse Fork Battlefield will offer tours; and of course barbecue plates and sandwiches will be sold after the judging is completed.
The Community Council for the Arts has an array of activities and vendors lined up as part of Artfest throughout the festival. Look for the banner indicating the area for Artfest, on Herritage Street between North and Blount streets, including the Ellis Buggy Building and the Overland Gallery. To entertain children and parents, a professional balloon artist will be on hand from 6:30 to 8:30 p.m. Friday, and a stiltwalker will browse the Artfest area from 11:30 a.m. to 1:30 p.m. Saturday.
Internationally famed jazz singer/songwriter Nnenna Freelon will close the festival weekend with a performance Saturday night at the Community Council for the Arts.
For information, contact the arts center at 252-527-2517 or kinstoncca.com; or visit the festival website, KinstonBBQ.com.
Festival on Neuse Entertainment
Main attractions today through Saturday
PearsonParkStage (Main stage)
6 p.m. � Chamber Burger and Brew Bash, Steve Hardy�s Original Beach Party
7:30 to 9:30, 10 to 11 p.m. � The Entertainers
9:30 p.m. � Fireworks
10 a.m. � Steve Hardy�s Original Beach Party
11 a.m. to 4 p.m. � The Seaside Band
Herritage StreetStage (between Centennial Corner and Farmer�s Market)
6 p.m. Friday � Teen Nation Tour
Noon Saturday � Teen Nation Tour
Art Fest Stage (Herritage and Blount)
6 to 9 p.m. Friday
10 a.m. to 4 p.m. Saturday
Local youth soloists, church youth bands, dancers, Arts Council TAPS
The Red Room (220 N. Herritage St., and around corner on North Street)
6 to 9 p.m. today � Evening with the Stars with Sound Chemistry
(Tickets $35)
9 p.m. Friday � Lizzy Ross Band
1 p.m. Saturday � Mandolin Orange
Community Council for the Arts (400 N. Queen St.)
7:30 p.m. Saturday � Nnenna Freelon Concert
(Tickets: $25 advance/$25 door)


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Nonvoters are trying to tell us something
If you're a Republican, you probably don't like it when people say nasty things about your candidate. If you're a Democrat, you get steamed when the other side insults your president or your party.
But there's one electoral bloc that both parties can vilify at their leisure: those U.S. citizens who refuse to vote. They are routinely derided as stupid, or lazy or hapless.
By now, many Americans have already figured out that there are problems with the way they vote. Start with the fact that some people's votes count more than others. The presidential vote on Nov. 6 is shaping up to be a pretty tight contest, so it's entirely possible that the final tally will be close. But, as anyone who's heard of the electoral college already knows, U.S. presidents aren't elected on the basis of the popular vote. (Remember Florida in 2000?) So there's already plenty of editorial anguish over the inherent unfairness of this arrangement.
And then there's the controversy over registration. Republicans, warning against vote fraud, have introduced laws across the country that raise the bar for voter registration. Critics of these efforts point out that these laws address a kind of fraud that is unlikely to occur, and gloss over the type that is much more threatening (namely, the wholesale manipulation of electronic voting machines). Such critics accuse the Republicans of actually trying to suppress the turnout of groups — minorities, the underprivileged, the elderly — who are more likely to vote for Democrats.
These are all legitimate problems. But what I don't understand is why no one is addressing the elephant in the room: the fact that some 40 percent of Americans of voting age don't see any reason to cast their votes on election day at all.
In national election after national election, eligible voters who choose to refrain from voting make up what some political scientists have called a "silent plurality." There have been moments when that plurality was pretty close to becoming a majority. In 1996, 49.1 percent of the voting age population declined to go to the polls. In 2008, turnout of eligible voters went all the way up to 61.7 percent — the highest since 1968, mind you. But the number of those who refused to vote — or just didn't care — was still significantly larger than those who voted for Barack Obama, the winning candidate. Non-voters, in short, make up the biggest electoral bloc in the nation.
You'd think this would be the occasion for some soul-searching. After all, how can you claim to have a democracy when your leaders are elected with a mandate from 30-odd percent of the country's eligible voters? It's estimated that some 90 million Americans will abstain from voting next month. You'd think that this would prompt us to ask some fundamental questions about the viability of a system that's supposedly based on popular participation but actually prompts rejection on a mass scale. (Participation is even lower for midterm congressional elections — only 39 percent of the voting age population showed up in 2010, for example — and lower still for elections on the state and city levels.)
Most of the articles on this subject lately view it through the predictable lens of how these abstainers would affect the election if they actually chose to vote. (The consensus seems to be that most of them lean Democratic, presumably because non-voters do tend to be poorer and less well-educated and thus more inclined to vote for liberal policies.) But perhaps reporters are asking the wrong questions.
Withholding one's vote in a presidential election is, in fact, an entirely rational response to the existing political order in the United States. The electoral college is a big part of the problem, of course. If you live in persistently Republican Texas, you have very good reasons to doubt that your vote for Obama will really influence the outcome. If you live in solidly liberal Massachusetts, casting a vote for Mitt Romney as president is likely to have little effect. (And don't get me started on voting in Washington, D.C.)
As a result, pundits and prognosticators say that there are only nine states that really matter in this year's presidential election: the so-called "battleground" states where the outcome is still uncertain enough to warrant attention from the candidates. As the Associated Press pointed out, modern campaigns now have the data to target voters even more narrowly than that, and they're now focusing on just 106 "swing counties" (out of 3,143 in the United States).
The reason, of course, is the winner-take-all system of the electoral college, which dictates that whoever wins a majority of the votes in a state gets all of that state's electors. In fact, the winner-take-all (or first-past-the-post) principle pervades American politics. As political scientists know, these sorts of electoral mechanisms tend to foster the creation of two-party systems. (The framers of the American constitutional system actually didn't want to have political parties at all, of course; but this is just another one of those cases where their design had unintended effects.)
The problem is that a two-party system doesn't come anywhere close to exhausting the range of options for political expression. Earlier this year, when pollsters decided to examine the motives of non-voters, one of the questions involved alternate political parties. Only 32 percent of non-voters agreed with the premise that two parties are good. Twenty-six percent of them said that a third party is necessary, while another 27 percent preferred "multiple" parties.
That's why it's wrong to dismiss non-voters as ignorant couch potatoes. Under the American system, a vote cast for a third party (the Libertarians, say, or the Greens) is a lost vote. Your ballot has no effect whatsoever on the actual balance of power, so abstaining from an election that offers any chance to pick the policies you'd like to see makes perfect sense. This is also why it's somewhat nonsensical to ask voters whether they'd vote for third parties under the current circumstances. What good would that do?
By contrast, systems based on proportional representation offer much more precise opportunities for the expression of political preferences. If you're a German, for example, you can cast a vote for the Free Democratic Party or the Greens, knowing that one of these relatively marginal parties might very well end up forming a coalition with the more popular Christian Democrats or Social Democrats and thus influencing the formation of the government. "Even minority parties are going to get seats," says Jeffrey Green, a political scientist at the University of Pennsylvania. "There's a motivation for everyone to turn out even when no one gets the winner." It should come as no surprise that participation in German elections tends to be higher than in the U.S. (The world champions, perhaps, are the Swedes, who vote at a rate of about 80 percent of the voting age population.)
Proportional representation has many problems, of course — most notoriously, fragmentation and chronic instability. See, for example, Israel, where tiny, radical parties often end up exercising power disproportionate to their actual electoral strength. One solution is to stipulate that parties have to get a certain minimum percentage of the overall vote in order to enter parliament. (In Germany, the threshold is 5 percent; in Israel, it's only 1.5 percent.) And, to be fair, it's worth noting that voter participation is trending downward in just about every established democracy.
That said, though, almost all of the countries that have achieved democracy over the past 30 years have adopted parliamentary systems based on proportional representation, approaches that are much closer to the German model than the American one. It's easy to imagine why. People who have finally obtained that cherished right to choose their leaders would like to think that their votes actually count. Like it or not, the institutions of American democracy just aren't a model for the rest of the world anymore.
Can Americans change their system to make it more democratic? A bit of tinkering around the edges is certainly feasible. Two states, Maine and Nebraska, apply proportional principles to the presidential election: electors from these states are awarded in proportion to the number of votes cast for each candidate. In other words, these two states have done away with winner-take-all. Not a bad idea. There's also talk of a far more ambitious plan: getting rid of the electoral college altogether and allowing direct election of the president by popular vote. The demand for this option seems to be growing. But can anyone really expect the two currently existing parties to agree?
One thing is clear: The fact of the matter is that half of the American population doesn't feel represented by the current system, and this disaffection appears to be deepening with time. The sense of exasperation with the existing two-party oligopoly ranges from establishment stalwarts like Tom Friedman to professional malcontents like Noam Chomsky. Meanwhile, the ranks of the abstainers continue to swell — presumably because they feel like they have no stake in a political arrangement that doesn't address their concerns. Call me crazy, but this doesn't seem to bode well for the future of democracy in the United States.
Caryl is a senior fellow at the Legatum Institute, a contributing editor at Foreign Policy, and a senior fellow at the MIT Center for International Studies.


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A knee Job is when you wake up at two in the morning and your old lady has jammed her Knee into your C&B's and is rubbin' like she either wants to bust 'em off or make you spurt a load on her leg. Generally best when she's wearing hosiery of some kind.
by Rev. Footjoy May 12, 2010
Placing one's penis in the crevice at the back of a female companion's knee, resulting in pleasure when the lady-friend rapidly traps and releases the penis from in-between her thigh and calf, whilst she holds her foot to aid the fast and furious opening and closing action of suffocating and freeing his knob.
'Woiiii, the back of my gyal's knee is more moist than your fam's vajayjays put together! Loved every minute of trapping my knobby in there, especially when she kept doing this thing where it looked like she was opening and closing the back her leg like a pair of scissors, with my codge still in that dutty crevice! Best knee job ever! I was singing 'knees bent, arm stretched ra-ra-ra' throughout that crazy shit!'
by Dr Zoolanda K Jizzle June 29, 2014
When a girl, typically a weird one, puts her vagina on your knee and starts to ride it vigorously until she climaxes. It usually does nothing for the guy and his knee thats involved.
Elizabeth-I wanna have an orgasm.
Me-Okay..I can help with that!
Elizabeth-Let me ride your knee.
Me-Wtf? Okay..
Elizabeth-No don't watch the movie! Watch me give you a sexy knee job. I've had a lot of practice.
Me-Uh-mm.. this is doing nothing for me.
Elizabeth- Sh-shh! I'm almost done!
Me-Okay..I can help with that!
Elizabeth-Let me ride your knee.
Me-Wtf? Okay..
Elizabeth-No don't watch the movie! Watch me give you a sexy knee job. I've had a lot of practice.
Me-Uh-mm.. this is doing nothing for me.
Elizabeth- Sh-shh! I'm almost done!
by MC Hammer! December 07, 2010
This occurs usually in a loud bar. A male approaches a female he is interested in and proceeds to rub his crotch against her knee as he comes in to talk to her. Usually used to display sexual prowess and vigor.
Amy: Wow did you see that freak try for a knee job? He's creepy and I don't like his suit.
Sean: Man this chick wanted me so bad she gave me a knee job.
Sean: Man this chick wanted me so bad she gave me a knee job.
by Derooger September 20, 2013
When a girl traps a man's penis against a wall and rubs it violently.
Short for KJ
Short for KJ
by murphleezy June 08, 2006
by Catfishman90 January 17, 2007
When a female, typically of Austrian decent, sits on a bar stool directly across from a male whom is also sitting on a bar stool of equal height. The female then proceeds to spread her legs to form about a 90 degree angle. For the next 2-3 hours the female vigorously rubs the opposite male's knee up against her female reproductive organs until a climax ensues.
Dude, I was drinking at this bar in Munich when this totally totally D.T.F. Austrian girl kept giving me knee job after knee job. She probably rattled off 5-6 kj's during a 3 hour stretch.
by Mr. Favre April 07, 2009
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My name is Mrs. Cherish Herman. From Netherlands, I am a dying widow who have decided to donate her wealth to a reliable individual, to help the poor and less privileged ones.Please get back to me here (email@example.com)
for more details and clarification,
Mrs. Cherish Herman.
© 2019 Created by Policlicks Powered by


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If you have ever observed a full-blown temper tantrum because you have forgotten to bring your child's pacifier, you know how attached kids become to their beloved binkies. Pacifiers may have a thousand names, but their value is the same: they provide comfort to infants and toddlers.
When to Wean
The American Academy of Pediatrics suggests that pacifier use be limited after 6 months of age to reduce the risk of ear infections. According to the American Dental Association, pacifier use should be actively discouraged after 4 years of age, since it can cause dental problems.
Reasons to Wean
Using a pacifier during the early years of tooth development can cause the upper teeth to be misaligned. It can also cause changes in the roof of the mouth.
There are social problems that come with constant pacifier use. For example, babies whose mouths are constantly occupied with pacifiers may not smile or laugh as freely, or explore playthings and experiment with sounds the way they would if their mouths were free.
Pacifier use has been linked to an increase in ear infections in toddlers. If your child cannot hear well, it is possible that he or she will also have trouble learning to speak well.
How to Wean Gently
Tips for weaning include:
Follow your child's lead and do not push the issue. Start with naptimes and gradually work up to a full day and night. Bedtime is usually the most difficult time for children, since most kids want their pacifier for comfort at night.
Break the habit by substituting a more productive one. For instance, have your child trade in the pacifier for a special toy or play activity. It may also help your child to spend time around other children who have successfully given up the pacifier. Children like to imitate, so playmates can be great role models.
Stars or other special stickers work well. There are also books that you can read to your child about children who have given up their pacifier. If your child enjoys books, this is a great opportunity to teach by example.
Small rewards and plenty of hugs and reassurance will help. A new toy, such as a stuffed animal or pillow, can help, particularly if it offers comfort.
Do not get impatient and give up. Your child learns by your example, so you need to be persistent to help them be successful. Enlist the support of other parents who have already been through the same experience.
Be careful about when you choose to wean. For example, do not decide to take the pacifier away if your child is sick or is already experiencing another life change, such as moving to a new house, attending preschool for the first time, or the addition of a sibling to the family.
What to Avoid
There are some things you should try to avoid during the weaning process. For example, never use threats, punishment, or shaming messages. These tactics will only cause your child to cling even more tightly to the pacifier.
Do not give the pacifier back after you've taken it away. It can be tempting to give in during the middle of the night, especially if you are feeling deprived of sleep, but this will only confuse your child. Your child will begin to wonder and try to do what needs to be done to get the pacifier back. This may result in screaming, tantrums, or throwing toys.
Quitting Cold Turkey
Some parents find the "cold turkey" method to be most effective.
"Our son cried briefly for 2-3 nights when we took this approach, but by the fourth night, he seemed to forget all about his pacifier," says Susan, a mom from Atlanta. "While the first few nights were challenging, this technique worked best for us."
Finding What Works for Your Child
Remember that what works for one child may not be work for another. Children are unique individuals, with different needs, challenges, and fears. Talk to your child's pediatrician before attempting the weaning process. Most pediatricians have their own philosophy about what is best for your child's personality and specific stage of development.
- Reviewer: EBSCO Medical Review Board Michael Woods, MD, FAAP
- Review Date: 08/2017 -
- Update Date: 08/31/2015 -


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2012 Don Ernesto's Clarinet Tempranillo
Red Table Wine
This lovely everyday or any day selection is a Tempranillo, Vintage 2012.
Like a rainbow or a puppy or a picture of yourself when you were slightly flushed, a good wine should make you feel happy to be alive, enjoying life, surrounded by family and friends. Don Ernesto's Clarinet is just that kind of fun in a bottle--and a slightly quixotic (and musical) winegrower, too. This Clarinet is all about bright times: open it and open your life to its fruity red goodness, its nose of smoky cherry and vanilla and its mouth of red fruits.
Visit Hagafen.com for more wonderful kosher California wine selections, and to inquire about the Hagafen Cellars wine club
$24 Bottle, $288 Case of 12. Order from the Hagafen.com Wine Store.
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