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More Older Americans Take On Entrepreneurship Ventures, According To U.S. Global Entrepreneurship Monitor (GEM)by GDN Shared Post January 8, 2010
Older just may be wiser when it comes to U.S. entrepreneurs. New research shows that entrepreneurial behavior among older Americans (44-99) rose significantly in 2008. Younger adults in the 18-44 age range–traditionally the hotbed of US entrepreneurial activity–reduced their entrepreneurial activity in 2008. This shifting pattern is a key finding in the Global Entrepreneurship Monitor (GEM) 2008 National Entrepreneurial Assessment for the United States of America, produced by Babson College and Baruch College.
Babson College Entrepreneurship Professor and GEM author Julio O. de Castro, believes the increase in entrepreneurial activity by older Americans presents some interesting questions to consider in the next GEM report. "Is this a temporary or permanent trend? Or just a reaction to the economic recession?" asks de Castro.
U.S. GEM found that:
There was a marked decrease in Total Early-Stage Entrepreneurial Activity (TEA) for the 18-24 age group (10.5% vs. 14% in 2007), but TEA in the older age groups (45-99) increased 7.8% in 2008.
The share distribution of the established business owner decreased a total 9.6% for the 18-44 age group while it increased 9.6% for the 45-99 age group in 2008 compared to 2007.
Younger adults in the 18-44 age range have higher prevalence rates in early stage activity, while older adults in the 45-99 age range have higher prevalence rates in established business activity.
To view the report, visit www.gemconsortium.org or http://www3.babson.edu/ESHIP/research-publications/gem.cfm.


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What's inside? Here are the questions answered in today's reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question.
1. Dried versus fresh produce
2. Gencon
3. Emergency fund planning
4. Figuring out primary focus
5. Baseball on the cheap
6. Spending excess savings
7. Major lifestyle change
8. Boys or girls night out
9. Overspending for work parties
10. Refinance or cash in investments?
One of the surest signs that spring is here to stay is the emergence of rapidly growing green grass.
Few things mark the passing of the seasons quite like pulling out the lawnmower, replacing the gas and oil, and firing it up for some laps around the yard.
Q1: Dried versus fresh produce
My husband and I have recently begun purchasing freeze-dried produce instead of fresh because we never seem to be able to use up our fresh produce before it goes bad. I was wondering if you would be willing to do the math to see if we are actually saving any money doing it this way. The great thing about freeze-dried produce is that it comes pre-washed and pre-cut, so the preparation time is basically zero and the produce lasts for years (instead of days). We've had great success using these ingredients in place of fresh vegetables in nearly all of the dishes we've made, but I wanted to get an idea of how much extra money this strategy may cost (or perhaps, save!).
– Kelly
This is a comparison that's extremely hard to quantify because of the wide variability in prices. You will likely be able to find specific instances where dried fruits and vegetables are at an equal cost to fresh and other instances where the difference between the two is enormous.
I prefer using fresh produce, for several reasons. The biggest reason is that fresh produce is generally more nutrient-rich than dried produce, which is something I look out for. Most of the time, I find it to be less expensive as well, and the flavors are sharper.
However, I certainly see value in having dried produce on hand as a backup option. We have several examples of dried produce in our home, from dried tomatoes to raisins, and we certainly use them.
Q2: Gencon
You've said many times that one of your splurges is a trip to Gencon with some of your friends. What is Gencon? I read about it online but I don't get it.
– Andy
Gencon is an annual non-electronic gaming convention, held each August in Indianapolis. Last year, 36,000 people attended. There were people there of all ages, from little kids to college students to parents to elderly couples. It's mostly just a giant convention center filled with people playing non-electronic games of all varieties – board games, card games, and so on.
I typically drive out there the day before with a friend or two and usually stay in a hotel room with several friends and it becomes very much a "summer camp" type of atmosphere, with lots of joking and talking about what we did that day. I also tend to run into people that I know there from the events of previous years, so there's a lot of socializing.
In a few years, I plan on taking my son to Gencon with me, and my wife has expressed mild interest in going for at least one year (she's much more in favor of playing games with friends she already has rather than building new friendships).
It ends up being pretty inexpensive for the time I spend there and the enjoyment I get out of it.
Q3: Emergency fund planning
I was wondering what your thoughts are on when to grow an emergency fund to 4-6 months and when to pay off debt. Our example: My wife and I have a take home pay of $70,000. We both contribute effectively 9% (including employer match) to our 401k. We have 45k of student loans at about 5%, two car loans, both of which are about half-way home, one at 6% and one at 4.4%. We just bought a house, conventional loan, with 7.5% down, and got the sellers to pay the PMI buy-out. That is at 3.75% fixed. We have 5k in the bank and no credit debt.
We are both in our mid-twenties. Our mininum monthly expenses on these loans, plus utilities and necessities, and insurance, is about $3,000/month. We are bringing in about $5,800/month. We spend about 4,400/month realistically. I am confident we could cut that to $3,500 in an emergency. Last year, 2011, we saved $20,000 for the house down payment. I know you wouldn't recommend it but that also doubled as our emergency fund. We never tapped into it.
Now, it's time to make a real emergency fund for emergencies only. But, is what we already have enough (5k), and we should tackle debt now, or should we save up to $20,000 again before we tackle these secured debts?
– Danielle
Given that you don't have any high interest debt, if I were you, I would establish an emergency fund equal to four months of your shared expenses. How much do you spend, together, on everything over a period of four months? That's the emergency fund I would shoot for in this situation.
Once you have that, I would start knocking down the debts in order of interest, starting with the highest. IN this case, it looks like your highest debt is 7.5%, so I'd start there.
As for your retirement, I'd consider contributing a little more. The generally accepted range is between 10 and 15%. One good way for you to do this would be to open your own Roth IRA and contribute 3% (or so) of your income to it each year.
Q4: Figuring out primary focus
I'm 23, graduated in May 2011 with about $35K in student loans; I have been at my current job for 6 months now making 40K. I recently consolidated my student loans so I have two: a Direct loan for $25K at 6% fixed, and a private loan for 9K at 4.25% currently, variable up to 25%. I just signed up through my company's 403B plan to contribute 6% of my paycheck, which will max out their matching at 3%, so 9% of my salary will go towards that. I also opened up a Roth IRA with $50 but haven't done anything with that yet. I have no savings (yet). I have about $1200/month left over after living expenses and other "needs". What is the best way to use this money?
I don't know what is more "important" as far as what to pay down or save for first. I was thinking of putting most of it towards my private student loan since the interest rate is variable, but it's been at 4.25% since 2008 when I got it and I just read on your blog you recommend paying down the loan with the current highest interest rate first. So should I put that towards my Direct Loan? Or should I pay the minimums on both and max out my Roth IRA? Also, I have no emergency savings at all, so should I focus on that first? I don't know what I should be focusing on.
– Lucy
Since none of your loans are what I would call high interest, I would focus on making an emergency fund first, so you can handle things like an unexpected job loss. I would funnel my spare money into a savings account until I had two months of living expenses stored up (I usually suggest two months of emergency fund per dependent).
After that, I would start hammering away at the debts. I would pay down the debts in order of their current interest rate, starting with the highets. Don't worry yourself about what they might do. The only time I would worry about it is if a major adjustment were imminent, one that would shift the order of your debts.
I would suggest contributing between 1% and 3% of your annual income to your Roth IRA, starting today. That way, your total retirement savings is between 10% and 12%, which is a good number given that you're starting relatively young.
Q5: Baseball on the cheap
You've talked many times about how you're a big baseball fan. How do you follow games without spending a ton of money on a big TV package?
– Donald
I usually listen to games on the radio rather than watching them. I find that when I watch baseball, I usually end up in a stupor after staring at the television for that long. If I listen on the radio while doing something, I can follow the game pretty well and still accomplish some things.
The only way I enjoy watching a game is at a ballpark, and there is nothing that compares to that. If I lived anywhere in the Chicagoland area, I'd probably own Cubs season tickets.
My primary way of following the game is through statistics. Yeah, I'm one of those stat-heads. I love looking at stats like WHIP and win shares and such to evaluate players.
Q6: Spending excess savings
My husband and I have nearly $48K in savings. We only need $18K for our 6 month emergency fund, leaving about $30,000 to "play" with. The only debts we have are students loans: mine – $33K @ 6%, his – $1,900 @ 4.5%. However, I recently joined my company's pension and realized I need to pay back a $20K for the years I should have joined (I know, I know). And of course, being a young couple in our early thirties, we want to have a baby (fertility permitting) next year and save for a home (purchase within 3-5 years). What are your suggestions about what to do? Pay off the pension debt? Loans? Save like crazy for baby? Continue growing the house fund?
– Nina
The biggest reason you would need to save for a baby is if you're planning on quitting your job when the baby arrives. If you're simply going to take maternity leave and return to work after the baby's arrival, you don't need to save up that much. What will happen instead is a lifestyle change, one that you'll simply have to adjust to, where you don't go out as much both for financial reasons and because of the child.
Assuming that you're returning to work, I would pay off the pension debt before anything else. You need to secure your retirement, and that's probably the best way for you to do so.
Once the pension debt is repaid, tackle his student loan first. This goes against the usual "pay in order of interest rate" advice, but his balance is really low and with a baby on the way you'll be glad to have one less required payment to worry about.
Q7: Major lifestyle change
I am 31 and work in a mid level executive position in a firm. I enjoy my job to an extent, but the hours and pressure of the new job are tremendous. Also I have always wanted to be an entrepreneur and that constantly lingers in my brain each day.
My issue is – should I leave my current setup, and move to another city entirely where our Corp HQ (and my boss) is located?
The PROS of moving –
1 – Far more visibility in the job..also will make things easier because of face to face interactions with crucial people.
2 – Very free lifestyle in terms of not having to think of the whole household but just us 3.
The CONS –
1 – Higher expenses – for .e.g I will pay rentals in the most expensive city in India..while I've never paid a rent before.
2 – My wife won't have much to do – we may explore job options but as a Physiotherapist we may choose to look after the kid rather than burn hours at a low paying job.
I know I haven't done a good job of this question.. there's a lot of other things at play here..for e.g. the need of my wife and I to live a 'nuclear' lifestyle for a while because our marriage is a bit of a rocky one and staying with parents hasn't remedied that… the fact that we suffered financial losses early in our marriage and I have finally reached a point where I have some 'extra fun' money.. or the fact that we haven't had a 'couple only' vacation after our honeymoon in 6 yrs of marriage.. you get the point.
– Roger
I think that this potential career move is secondary to whatever you need to do to get your marriage on firm ground. In our life, any career move that either one of us would make is secondary to the strength of our marriage, because without each other, everything in life would be much harder.
Which avenue is best for your marriage? Which avenue would make your wife happier with the situation? You need to sit down together and talk about this.
You can earn all the money in the world, but none of it is worth much if you had to sacrifice most of what you personally held dear to achieve it.
Q8: Boys or girls night out
Do you think it's appropriate for members of a couple to spend an evening or two a week out with the "gals" or the "guys"?
– Alice
If both members are happy with it, I think it's completely fine.
My wife has been involved in quite a few shorter-term projects that have taken her out of the house one night a week (and sometimes two nights). These things tend to come and go – singing groups and so on.
I have one night a week where I get together with two close friends of mine and play board games. We play at the home of the one friend who is a bachelor. Imagine a "guy's poker night" and you're probably roughly in the ballpark.
We both value these nights out and we both value how much it means to our partner to have that night of freedom. I know that Sarah really enjoys her singing groups, and she knows that I enjoy playing games with the boys. It works well for both of us.
Q9: Overspending for work parties
I'm an American currently living in Japan teaching English as an Assistant Teacher through the JET Program. Just for background information, the program places participants in rural areas of Japan and we teach English at the local schools (from elementary to high school). My contract is with my city's local Board of Education (BOE) and I rotate between 5 schools throughout the month teaching English. This job is temporary and my contract will end in Summer of 2013.
My job has many formal work social events. There's a End of the Year party in December, New Years Party in January, Staff Trip in February (traveling to a nearby prefecture in Japan), Farewell Party for leaving staff in March, Welcome Party for new staff in April, and other various smaller scale parties throughout the year. Each of the formal events costs significant amount of money because it's usually unlimited alcohol and at expensive hotels or restaurants. It is encouraged (but mandatory if you're Japanese) to attend these parties because this is how the Japanese bond with their colleagues. But the expenses for these parties add up. I spent about $225.00 (with the current exchange rate) in the past two weeks going to three parties. While I want to participate, I have a hard time justifying the costs. I don't drink so I don't benefit from the unlimited alcohol (my coworkers love to drink!) and because there's so much mingling and talking I don't get a chance to actually eat the expensive food I'm paying for.
So my question is this: Is it worth attending these parties just to bond with my coworkers? These work parties let me experience Japanese work culture and I'm grateful that they even invite me. But I spend so much on these parties. I want to save the money I make here so that I can enroll into graduate school when I come home. Yet I am also worried my work relations will be negatively affected if I refuse to go to the parties. There are still parties that I already gave a verbal rsvp to and I'm regretting it now.
– Kelly
For me, the question would be whether or not I was developing a career-long relationship with these people. Are you going to be continuing the relationships you are building here in ten years? Twenty?
If you're doing this just for the culture of the situation, then it sounds like you've already absorbed your fill of it and there's no reason for you to go for that reason.
In other words, I'd drop out of this party scene if you know that your contract is ending in 2013 and you're sure that you're going to return to the United States and you know that these relationships are not career-lasting. If you're hoping to stay long term and build career-length relationships, I would look at the party cost as being an expense of your career.
Q10: Refinance or cash in investments?
I am sending my second son to college this coming fall so I will have two kids in college. Neither child received much financial aid because I have $267K that I inherited 12 years ago. I put this money in Vanguard and it has been growing. I am wondering if I should take money out to pay for college, which will be about $30K for the next two years and then $20K for the next year or two after or should I refinance my home and take some money out that way? Currently my gross salary is $54K and I owe $69K on my mortgage. I contribute to my Roth IRA and have 15% taken out of my salary for retirement which won't be for another 20 years. I have about 7 years left on my mortgage which is at an interest rate of 3.875% and no other debt. Thank you.
– Connie
Given your low interest rate, I don't think refinancing will help you very much. If I were you, I would withdraw what is needed to pay for their education from the Vanguard account and, when they're done with school, use the remainder of that money to pay off the mortgage.
In truth, this comes down to how you want to spend that money. Do you want to cover their full education? If you do, then make sure it's covered.
I would not do anything to add to my debt load if I had that much money sitting in the bank, particularly given that you've also got healthy retirement savings.
Got any questions? Email them to me or leave them in the comments and I'll attempt to answer them in a future mailbag (which, by way of full disclosure, may also get re-posted on other websites that pick up my blog). However, I do receive hundreds of questions per week, so I may not necessarily be able to answer yours.

subset: commoncrawl


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Martini, Moncion Score for Bulldogs
NEW HAVEN, Conn. – The Yale women's ice hockey team was less than 16 minutes away from a critical win Friday night at Ingalls, but three goals in a 10-minute span of the third period by RPI left the Bulldogs with a 4-2 loss that dropped them into a tie for 10th in the ECAC Hockey standings.
This marked the fifth time this season Yale (4-19-2, 3-13-2 ECAC Hockey) has lost a conference game in which the Bulldogs led or were tied in the third period. They are now running out of time to make up ground in the standings, as a 4-1 win by Princeton over Clarkson Friday night extended the Tigers' lead over Yale for the eighth and final playoff spot to four points.
Adding to the Bulldogs' frustration was the fact that they led twice on Friday night. They scored 7:03 into the game to take their first lead. Freshman forward Hanna Åström got the puck towards the net from the boards, and sophomore forward Lynn Kennedy put it in the slot. There, freshman defenseman Kate Martini took a hack at it. Her first attempt was stopped, but she slammed the second one home to put Yale up 1-0.
RPI (10-17-4, 8-9-2 ECAC Hockey) tied the score right before the first intermission. Forward Mari Mankey had just unintentionally blocked a shot by one of her teammates when defenseman Katie Daniels teed up a slap shot from just inside the blue line. Mankey, in the slot, got just enough of the shot to deflect it past the extended right leg of Yale sophomore goalie Jaimie Leonoff.
The second period wound up seeing both teams struggle to get the puck to the net. RPI did not have a shot on goal until midway through, and the Bulldogs did not fare much better. Their first power play of the game went scoreless, but they were able to kill off another penalty later in the second. Leonoff made a pair of nice saves on RPI forward Jordan Smelker right at the start of the kill.
The Bulldogs re-took the lead on a power play 2:16 into the third. After winning a faceoff in the RPI zone, senior forward Danielle Moncion passed the puck back and forth with junior defenseman Tara Tomimoto, then skated in untouched from the top of the right circle all the way around to the left side of the net. Her shot from a tough angle there beat Engineers goalie Kelly O'Brien to make it 2-1 Yale.
But that lead was short-lived, as RPI forward Alexa Gruschow flicked in a goal from the right circle to tie the game 2-2 at the 4:52 mark. Four minutes later Gruschow scored again, her 12th goal of the year, to give the Engineers the lead.
With RPI playing excellent defense -- the Bulldogs got only two shots on net in the third -- a comeback was not in store for Yale. A shot by RPI defenseman Jenn Godin deflected in off a Yale skate with 5:08 left to make the final score 4-2. The Bulldogs did kill off a pair of penalties in the third, and four for the game, to extend their streak of successful penalty kills to 27.
Leonoff finished with 29 saves, while O'Brien made 11.
Yale hosts Union Saturday at 4:00 p.m.
Report by Sam Rubin '95 (firstname.lastname@example.com), Yale Sports Publicity
Be the first to know what's going on with the Bulldogs -- Follow @YaleAthletics on Twitter, become a fan of Yale Athletics on Facebook!
Watch the Free Yale All-Access Broadcast on YouTube:


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Beef, Pasta & Artichoke Salad with Balsamic Vinaigrette
Quick Facts
Servings: 8
Cook Time: 30 min.
This hearty salad combines beef, pasta, artichoke hearts, bell pepper, and olives for a complete meal.
- 1 boneless beef top sirloin steak, cut 1 inch thick (about 1-1/2 pounds)
- 4 cups uncooked tri-colored corkscrew pasta, cooked
- 1 can (14 ounces) quartered artichoke hearts, drained
- 1 large red bell pepper, cut into thin strips
- 1 cup small pitted ripe olives (optional)
- 2 Tbs thinly sliced fresh basil
- 1/2 cup prepared balsamic vinaigrette
- Place beef steak on rack in broiler pan so surface of beef is 3 to 4 inches from heat. Broil 16 to 21 minutes for medium rare to medium doneness, turning once. Remove; let stand 10 minutes. Cut steak lengthwise in half, then crosswise into thin slices.
- Combine beef, pasta, artichoke hearts, bell pepper, olives and basil in large bowl. Add vinaigrette; toss. Cover and refrigerate at least 2 hours.
Recipe courtesy of the National Cattleman's Beef Association
Nutrition Facts
Calories 297
Calories from Fat 86 (29%)
(15%)Total Fat 10g
(14%)Saturated Fat 3g
Polyunsaturated Fat 0g
Monounsaturated Fat 4g
(19%)Cholesterol 56mg
(12%)Sodium 288mg
(16%)Potassium 546mg
Total Carbohydrate 29g
(17%)Dietary Fiber 4g
Sugars 1g
Sugar Alcohols 0g
(48%)Protein 24g
* Percent Daily Values are based on a 2,000 calorie diet.
Nutrition facts are calculated by a food expert using nutritional values provided by the USDA for common products used as recipe ingredients. Actual nutritional values may differ depending on the amounts or products used and can be affected by cooking methods.
Copyright © 2019 Healthnotes, Inc. All rights reserved. www.healthnotes.com
Read our healthy recipe definitions.
Learn more about Healthnotes, the company.
The information presented here is for informational purposes only and was created by a team of US–registered dietitians and food experts. Consult your doctor, practitioner, and/or pharmacist for any health problem and before using any supplements, making dietary changes, or before making any changes in prescribed medications. Information expires December 2019.


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by John Goralski
Sports Writer
Kayla Nati crashed into the vault and tumbled to the floor in a tangled heap, and Southington's hopes for a top five finish at the New England championship meet seemed to evaporate as their junior captain clutched at her ankle and knee while blood poured from her nose like a faucet.
It looked like the team's day was over before it got started. On Saturday, March 8, Nati was whisked away to the trainer's table as her teammates tried to regroup. One thing was certain. Their day was over.
…Or was it?
"I was really proud of all of them, but we bounced back," Coach Kaitlyn O'Donnell said about her team's reaction to the injury. "Honestly, I think that every single person on our team has some sort of injury at this point of the season, but they pulled it together at the end. We just bounce back and keep going."
Southington was already at a disadvantage. As the No. 2 team from Connecticut, they were forced to compete alongside the runners-up while the four state open champions from Connecticut, Massachusetts, Rhode Island, and New Hampshire battled in a different rotation.
Who was leading? How were the Knights stacking up individually? How were they ranked as a team? Those were all questions that would have to wait until the end. An injury would trouble any team, but for Southington it could have been disastrous.
"All the other teams were quite big, and that's one thing that sort of gives us a disadvantage right from the start," said O'Donnell. "We only have seven kids, but the others have a lot of numbers. There was a lot of good gymnastics this weekend, and we did the best we could. It was a close meet, and it was really anyone's game."
The Knights responded with the second highest vault score at the meet. Sarah Leahy scored an 8.83, and Lexi Rothstein scored an 8.95. Marilyn Sporbert cracked the top 30 with a 9.0, and Erin Malone capped the event with a well-executed Yurchenko Layout—a round-off onto the springboard, a back handspring, and a twisting layout.
With a 9.6, Malone captured a New England title in the event. Southington scored 36.375 points as a team.
"It was our best event even without Kayla's vault," said O'Donnell. "I think that, if we had her score we probably would have even gone up a whole point. We had to go without her score, but the other girls really stepped up. Lexi went for her harder vault and made it. Marilyn did a really nice vault. Everyone did a great job."
So when Nati returned to her teammates, chalked her hands, and limped to the bars, it was the final piece of the puzzle. Southington scrambled for fourth place in the event with a 35.15. Once again, Malone (9.65) captured the best score in the event. Once again, Rothstein (8.5) and Sporbert (8.4) contributed, and Nati earned the second highest score for the team with an 8.6.
"Kayla didn't really get to warm up because she was over getting her knee and ankle looked at, but she went right in and did an awesome job," said O'Donnell. "This was our most consistent bar day of the year, and that made me really happy. We were really clean, and everyone stuck their landings. That kind of made a big difference."
The momentum carried over to beam where the Knights claimed the fourth highest score (35.325) with just one fall in six routines. Malone (9.33) tied for fifth overall. Rothstein (8.95), Nati (8.6), and Lindsey Socquet (8.45) scored.
Southington placed third on floor with a 34.875. Malone (9.28) tied for second overall. Sporbert (8.9) finished 15th in the individual standings, and Rothstein (8.4) and Sarah Leahy (8.3) contributed to the final team score.
Barnstable, Mass. (145.875) edged Woodstock Academy (145.625) for the top spot. Sharon, Mass. (143.875) finished third overall, and Southington moved into fourth place with a 141.725.
"Fourth place isn't bad," said O'Donnell. "We weren't going out there expecting to win. We wanted to improve on our last meet, and we did that. I was very proud of them. They've come so far this season just from January to now. They've each made huge improvements, and it showed."
With her performance, Malone leapfrogged over every gymnast in the top rotation to become the third Lady Knight to score a New England title in the all-around competition and the first since 2006.
Her score of 37.85 out of 40 possible points eclipsed her closest competitor by more than half a point, and Malone became just the second Lady Knight gymnast to sweep the all-around title at each of the three postseason meets.
"I think she deserves it. She works really hard," O'Donnell said. "You're not used to this from club gymnastics because nobody competes this often. Every week, after each meet, you have to pull yourself together and regroup for the next meet. Especially with three championship meets in a row this is difficult because those are three pressure meets in a row. It's back to back to back, and I'm so proud of her."
The meet marks the end of the winter campaign, but O'Donnell said that she expects it to be a turning point for the Knights as they look to regain their position as the top team in the region. Malone is the only senior, so O'Donnell has high expectations for the coming year.
"We need to build on this," she said. "I always say that we have to build on every single meet, but now it's every season. Every year we have to build upon this. I think that this is the start of a good program."
To comment on this story or to contact sports writer John Goralski, email him at firstname.lastname@example.com.


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I think I am NOT the only owner who will say that their cavalier only tolerates grooming. I have brushed Fletcher every single day since I have owned him (a whole year) and he's well behaved however its NOT his favorite part of the day. Lately now that the weather is getting warmer AND the fact that Fletcher is now fully grown we have been having more problems with tangles and mats. I switched to Isle of Dogs products which has helped a lot....the leave in conditioner spray is wonderful!!!!!!! However, they're is at least one really messy spot on him daily. He's started to hide from me at grooming time.... I take out the brushes and he runs to his crate or under our bed etc. I call him and he slowly comes (normally) his recall is wonderful especially inside the house. Last night when it was time to brush he came to me after I called him 6 times but when I went to pick him up he ran away from me!!!!!!!!!!!! I don't want him all matted up, but I don't want him to associate me as the "mean Mommy". He is fine the rest of the day normal playful cuddly Fletcher but take those brushes out he hates me.
I'm wondering if I should possibly seek a professional groomer? I do know one I would trust with Fletcher but I'm still not wanting to CUT his hair just do a good brush out regularly. Maybe if a good pro groomer brushed him out once every two or four weeks, would that be enough to keep the mats at bay? Am I just being too picky thinking my cavalier can be mat free at all times? Is Fletcher training me to NEVER be the bad guy? Should I just stay the course and just ignore his whip-ish behavior.
Any advice would be great since I have never owned a long haired dog before.


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2 Vehicle Crash in Northwest Sioux Falls Sends Drivers to the Hospital
A two-vehicle crash Thursday night in northwest Sioux Falls sent two drivers to the hospital, one of them with injuries described as serious and life-threatening.
Police Lieutenant Troy Lubbers says the vehicles collided shortly before 11pm at the intersection of West Madison Street and North Terry Avenue.
One vehicle rolled onto its top and the driver, a 36-year-old Sioux Falls woman, was thrown. Her injuries are described as life-threatening.
The other driver, a 25-year-old Sioux Falls woman, was treated for non-life-threatening injuries.
Lubbers says police are still determining the cause of the crash, but he says speed and alcohol are believed to have been factors.


text:
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Canada Place Ship Terminal
The Port of Vancouver is 25 minutes from Vancouver's International Airport (YVR). Parking is available at the Canada Place Ship Terminal for C$26.00 per day (for 3 days or more). Rates are subject to change by the Port Authority.
Traveling North from I-5 - Take I-5 which will become Provincial Route 99 N. Take the Marine Drive West ramp. Stay straight to go onto SW Marine Drive. SW Marine Drive becomes Granville Street. Granville Street becomes Granville Street/ Granville Bridge. Take the HWY-99N/Seymour Street ramp towards BC ferries/Horseshoe Bay/Whistler. Stay straight to go onto Seymour Street. Turn left onto W Georgia Street. Turn right onto Burrard Street. Burrard Street becomes Burrard Place which becomes Waterfront Road W. The Ship Terminal should be visible from Waterfront Road.


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From: Jan-Erik Larka
Date: 2009/07
FTP (SSL/TCL etc.)
Message 1:
how far fetched is it to get ones hand on the soruce code for the system functions for ftp? (is it ftpapi.dll that does all the work for FTP-PM and ftpwps-class?)
FileZilla can handle large files, but rely on puTTY to do all the secure ftp stuff. It would be nice if one could add that and get secure and fast ftp access built in to the system.
Message 2:
Yes, it would be nice to have an updated version of FTP, perhaps even a better GUI. The problem is that I still want things to be intergrated into the system and available to all system applications that use the FTP protocol, so it shouldn't be a closed source standalone application. That is a strong belief and therefore not something I can agree to set aside.
I looked at the sorucecode for puTTY as it's available, and could see that even I could try to write something. But the question I'm looking at is wether one can do something more applications want/can benefit from.


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Axman wrote:Dmytry wrote:...It does raise a question if it is, as a personal choice, much safer to carry gun with blanks, or especially, rubber bullets. Utility of hollow point or offset centre of mass bullets seems especially dubious.
I've been lurking this thread for a while, I told myself I'd read and enjoy, and not participate because this is my field, but this idea needs to be nipped in the bud, because it's the sort of thing that can lead a person to prison.
Less-than-lethal munitions aren't; they all have mortality rates, even pepper spray, which kills about 1 person for each 600 it's used on. Blanks can easily kill someone at close range and have a long track record of doing just that. The idea of shooting to disable or shooting to dissuade is not legally justifiable.
You only have the right to shoot if you are in fear for your life, or for the life of someone you are directly related to by blood or by law.
If you shoot someone as a warning, you are not in fear for your life, you will go to prison for assault with a deadly weapon.
If you shoot someone to disable them, you are not in fear for your life, you will go to prison for assault with a deadly weapon.
If you shoot someone with ball ammunition because you believe it is less lethal, you are not in fear for your life, you will go to prison for assault with a deadly weapon. If it's what you got, it's what you got.
If you shoot someone with any non-factory-loaded ammunition, and the coroner or medical examiner can't replicate the evidence and corroborate your testimony, you will go to prison for murder.
You only have the right to shoot to kill if and only if it would prevent death. Outside of training/target shooting/hunting, use commercial ammunition in your firearms, use full-house loads, and use purposely-loaded defensive cartridges.
While I'm here, though, that CDC data indicates that a person is several orders of magnitude more likely to be a victim of violent crime or forcible rape than of a negligently discharged firearm.
Some incoherent disjointed legal and pseudolegal rambling i see here.
Trying to kill the guy for any reason what so ever other than his death being the only way you could ensure your (or blood relative's) survival - including the reasoning that you outlined here (misunderstanding of the legal practice and a belief that more deadly actions would make it easier to demonstrate necessity of defence) - is homicide, and is likely to be prosecuted.
Generally, use of more lethal weapon won't make it easier to show in court that you were in fact acting in self defence, and I am fairly sure that this is true for the US too. Less lethal weapons kill. But rarely. You'll be (most of the time) defending yourself against less serious charge, and you didn't in the heat of the moment have any choice between different ammo types; it's well before anything happened that you believed that when one is in fear for his life, one still should try not to take a life because 'don't kill', and take his chances with less effective weapon, and so you carried less lethal weapon. Then, when you were threatened and feared for your life you used whatever you had available; lower lethality doesn't disprove the notion that you very seriously feared for your life at that time, unless you carried both normal and less lethal ammunition and made choice to use latter. It's if you carry a normal firearm, and then end up shooting less than lethally due to being a crap shot under stress (most people are this way), that it may seem you were only trying to disable, and didn't really believe your defence was justified.
There's 254 'justifiable homicides' by private citizens in US a year. In a country with population of 300 millions and over 16 000 murders a year and very lax firearm laws. If anything, it looks like US is a very self defence unfriendly country, which is also business-friendly, and firearms are a business. In any case, at rate of less than 1 per million people per year, the chance that you'll have to use deadly force lethally AND won't go to prison for homicide, seem absolutely negligible, and it is not worth the risk of carrying non-blank ammunition. Yes the blanks might kill. Very rarely and in quite special circumstances.
And yes, I do realize that you, in self interest, would be inclined to try and convince other people to carry the most deadly ammunition, and try to encourage them to shoot to kill, using all sorts of pseudolegal nonsense in combination with a few correct legal things.
It is, however, a fact of criminology that vast majority of defensive firearm use - as recognized by law - doesn't involve shooting, vast majority of times that rounds are fired defensively, the rounds miss the intended target, and a big fraction of time that rounds hit the attacker (majority) do not result in attacker's death. The worst you can do is to keep shooting after you disabled the attacker with your first most likely highly inaccurate shot, or made him run with your shots that missed him. People tend to do this a fair lot when scared.


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On Thursday, U.S. Department of Agriculture and National Milk Producers Federation inked a partnership deal to get all dairy farm, dairy calf and heifer grower premises into the National Animal Identification System. According to Bruce Knight, under secretary for USDA's marketing and regulatory program, "It builds on agreements previously announced with the National Pork Board, National FFA and the U.S. Animal Identification Organization."
NMPF is spearheading the effort of IDairy, a consortium of dairy cattle associations already in place. Since IDairy was established 2005, more than 30,000 dairy producers have registered their premises. But as many as 35,000 commercial dairy farms and dairy calf and heifer grower operations are yet to be registered. IDairy's goal is to have 100% registered in order to enable animal health officials to quickly respond to an animal health emergency.
Under the agreement, NMPF and the IDairy consortium will conduct a campaign including direct mail, advertising, Internet activities, dairy and trade show presentations and individual contacts with producers including on-site visits.
NAIS consists of three components: premises registration, animal identification and tracing. Premises registration ensures the availability of a nationwide communications network to assist livestock owners and animal health officials in the event of an animal disease event.


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Hey guys,
I just found this game on steam greenlight, I'm hoping it will get some visibility here. The developer said it will have English AND modding support. It looks to be very similar to Three kingdom in terms of city management, officer portraits, rpg elements. It is going to be a turn based combat similar to the earlier Three Kingdom games. It looks like it has so much potential.
youtube demo: https://www.youtube.com/watch?v=PIXQZTy4HTE
http://steamcommunity.com/sharedfiles/f ... =795745826
I hope it is not against the rules to post it here, I don't have any relationships with the developers. I just like to have it green lit as we need some diversity in this genre.


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The following is an article from the Express & Echo (Exeter) newspaper. Published 27th Oct - 2nd Nov 2011.
The article relates to grave plots that have been reserved at Littleham Churchyard. There are currently 70 reservations, but the church & cemetery officials do not have any records relating to 50 of them.
If you have a reservation at the church, please get in touch with the Church by 18th November 2011, otherwise the reserved plot will revert back to general use.
|Published Express & Echo 27th Oct - 2nd Nov 2011 - Littleham Churchyard


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COLCHESTER, VT -- Green Mountain Power customers across Vermont can now support a pure Vermont form of renewable energy produced by over 10,000 Vermont dairy cows, thanks to a new ruling by the Vermont Public Service Board approving the expansion of the GMP Cow Power Program from the limited territory previously served by CVPS to the entire GMP service territory.
Cow Power was first offered to customers in 2004, as an innovative way to offer new, local renewable energy choices. The GMP Cow Power program currently includes 12 farms, and generates 16 million kilowatthours per year -- enough to completely power 2,200 average Vermont homes.
"We are so excited to be able to offer GMP Cow Power to 90,000 additional Green Mountain Power customers," said Mary Powell, CEO of Green Mountain Power. "This program has so many benefits for farms, for the environment, and for Vermont as a whole. The expansion of this program is one more way that we can increase renewable power in Vermont."
To produce Cow Power, farmers feed cow manure into an on-site anaerobic digester. Naturally occurring microbes in the digester convert the waste into several useful byproducts, one of which is methane gas. The methane fuels an engine which drives an electric generator. Heat generated from this process is repurposed to keep the digester warm, and can offset fuel purchases on the farm for hot water and space heating. The energy generated is fed into the GMP electrical system for distribution to customers.
The coarse plant fibers left over are processed through a mechanical separator. These odorless solids can be used to replace sawdust or sand as bedding for the animals. Solids not used for bedding may be further processed and sold as a garden soil. The liquid portion is an enhanced fertilizer used to grow crops to feed the cows.
Vermont dairy farms currently producing GMP Cow Power include Blue Spruce Farm, Gervais Family Farm, Green Mountain Dairy, Chaput Family Farms, Montagne Farm, Dubois Farm, Berkshire Pleasant Valley Farm, Monument Farms, Maxwell's Neighborhood Farm, Kane's Scenic River Farm, Maplehurst Farm, and Four Hills Farm.
Matt Maxwell is a farmer at Maxwell's Neighborhood Farm in Coventry, VT, which has been producing Cow Power since 2008.
"We joined the program because milk prices were so low, and we were looking for a separate, steady income stream," he said. "It's been great for us. There's the income from the sale of electricity. We're using the dry by-product as bedding for our 750 dairy cows, and we have excess to sell to other farmers and landscapers. With excess heat from the engine we've been able to heat a 2,600 square foot greenhouse where we raise broccoli and greens for the wholesale market all winter, and tomatoes and peppers in the summer. We also heat our machine shop with the excess heat, which means we buy way less heating oil. When people pay a little extra to buy GMP Cow Power, they are helping the environment, and they are helping Vermont farmers stay in business."Customers can choose to buy 25%, 50%, or 100% of their energy from Cow Power, and pay an extra four cents per kilowatt hour premium. If an average Vermont household using 600 kwh a month decided to get 25% of their energy from GMP Cow Power, they would pay an extra $6 per month.Current GMP Cow Power customers include 2,800 individual households that buy all or part of their electricity through the program. One hundred and ninety Vermont businesses buy Cow Power, including Killington Resort, Long Trail Brewing Company, Harrison Concrete, Vermont Hard Cider, Drew's All Natural, Vermont Clothing Company, Middlebury College, Mary Meyer Inc., Stark Mountain Woodworking, Green Mountain College, Cobb Hill Community, The Equinox Resort, Handy Toyota, the Vermont Community Foundation, Cooperative Insurance, the Green Mountain National Forest, and the Marsh Billings Rockefeller National Park.Vermont Hard Cider Company of Middlebury, Vt., maker of Woodchuck Hard Cider, has purchased over 1 million kWh through the Cow Power program since 2010.
"As a Vermont business it only makes sense to invest in Vermont," says Bret Williams, President and CEO of Vermont Hard Cider. "This is something bigger than Woodchuck. Cow Power is about people: People forging meaningful partnerships around innovative technologies that better the planet and our local communities. Paying a small premium to help new energy ideas flourish in our own backyard is worth it to us."
There is a growing need for Vermonters to support GMP Cow Power, rather than sell the renewable energy out of state. Presently the 12 GMP Cow Power farms are producing about 500 MWH more energy than the 2990 customers are purchasing. GMP Cow Power payments go entirely to Vermont Cow Power farmers.
About Green Mountain PowerGreen Mountain Power (www.greenmountainpower.com) generates, transmits, distributes and sells electricity in the state of Vermont. The company serves more than 250,000 customers.


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|Allegro CL version 9.0
Unrevised from 8.2 to 9.0.
8.2 version
Arguments: pathname
If the shared-library represented by pathname is loaded (using pathname-equalp to test) it is then unloaded, causing further foreign calls to functions in that library to behave as if the library had never been loaded.
See ftype.htm for information on foreign types in Allegro CL and foreign-functions.htm for general information on foreign functions in Allegro CL.
Copyright (c) 1998-2017, Franz Inc. Oakland, CA., USA. All rights reserved.
This page was not revised from the 8.2 page.
Created 2012.5.30.
|Allegro CL version 9.0
Unrevised from 8.2 to 9.0.
8.2 version


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Brussels, 27 October, 2010
European Commission adopts plan to bring concrete benefits to EU citizens on the move
Why is the Commission adopting this plan?
The EU's Single Market provides huge benefits to citizens. With 27 Member States and a market of 500 million consumers, EU citizens take advantage of the Single Market when they travel, study, work, marry, buy or inherit property, vote, receive medical treatment or just shop online from companies established in other Member States. However, gaps still remain between the existing legal rules and obstacles that citizens face the in their daily lives, particularly in cross-border situations.
The importance of making EU citizenship more effective in practice has been stressed on several occasions. Alain Lamassoure, in his report "The citizen and the application of Community law" of 8 June 2008, described various administrative barriers facing Europeans when they seek to exercise their rights. The report concluded that European policies should be built around citizens' rights and needs and should deliver concrete results.
In 2009, about 11.9 million EU citizens were living outside their home Member State. The number of complaints and enquiries that the Commission receives from citizens every year is rising: in 2009 the Europe Direct Contact Centre received 25,721 enquires on cross-border issues, including travelling, buying and selling, studying, working and living in other Member States. Today's plan responds to many of these concerns.
What is the procedure now?
The Commission will launch a debate with other EU institutions, notably the European Parliament and the Council, the European Economic and Social Committee and the Committee of the Regions, and with civil society, on how EU citizens can get the most out of citizenship. The Commission will then present in 2013 (a European year dedicated to citizens) an assessment of the actions contained in today's Citizenship Report.
How does the plan affect EU citizens' daily lives?
The following are examples of five initiatives that will help citizens get the most out of EU citizenship:
1. Car registration
EU citizens are often faced with cumbersome administration when they move from one Member State to another and try to register a car. Problems also occur when people buy a car in one country and transfer it to another. They may be faced with double payment of registration tax because national laws on taxation of the first registration are applied in an uncoordinated manner.
The Commission will simplify the formalities and conditions for the registration of cars previously registered in another Member State by proposing a legislative instrument in 2011. It will also take action in cases where the tax treatment of cars is discriminatory and propose ways to eliminate double registration taxes on cars.
For example, Aurel, a resident in the Netherlands, has retired and decides to change his permanent residence to Greece, where he has a holiday house. He had previously bought and registered his car in Netherlands. When moving to Greece, he will have to re-register his car in Greece and pay registration tax there. The amount of registration tax to be paid will take account of the age of the vehicle. However, he will not be able to obtain a partial refund of the registration tax previously paid in the Netherlands, meaning that his car will be subject to registration tax twice.
2. Bringing the benefit of cross-border healthcare and eHealth technologies to citizens
The Commission is proposing to ensure more effective access to cross-border healthcare by providing clearer rules on reimbursements and transparent information about healthcare available in other countries, by improving trust in the safety and quality of cross-border care and by helping patients exercise their rights to reimbursement for health treatment in any EU country.
Patients do not always have access to relevant information on essential aspects of cross-border healthcare, including their rights to reimbursement for healthcare provided in other Member States. This creates uncertainty and distrust and hampers patients' exercise of their right to seek medical treatment in another EU country.
For example, Dorota, who is Polish, finds out she needs a heart operation. She would prefer to have the operation in Latvia, so that her son can take care of her during her convalescence. However, she does not know whether she is entitled to healthcare there and, if so, how she can get reimbursed for the operation and the home telemonitoring that she will need afterwards.
Cross-border healthcare can also be eased with digital services. The Commission will promote the widespread use of telemedicine services by 2020 by equipping Europeans with secure online access to their medical health data. It will also define a minimum common set of patient data for interoperability of patient records to be accessed or exchanged electronically across Member States by 2012.
E-Health technologies can reduce inequalities in access to treatment, improve the quality of care, make access to personal health data easier and safer for patients, minimise the risk of medical errors or contribute to the early detection of health problems. For instance, home telemonitoring of heart patients can improve survival rates by 15%. ePrescriptions can reduce errors in drugs dosage by 15%. Research has shown that over 5.6 million hospital admissions for chronic conditions could be avoided if patients used telemedicine home monitoring services.
Today, many legal and organisational barriers (e.g. fragmentation of rules on the protection of personal data across the EU, reimbursement schemes and lack of pan-European interoperability), hamper the roll-out of eHealth technologies in Europe and may make it hard for EU citizens to seek health treatment when they travel or live abroad.
For example, Luisa who is Portuguese, suffers from a rare heart condition. She has heard of a Centre of Excellence in Germany on heart conditions and she would like to see a doctor from this clinic. The Centre of Excellence offers the possibility of having teleconsultations between its physicians and its clients. Luisa would like to have a teleconsultation, especially considering that it is not advisable for her to travel in her condition. However, she is not sure if she would be reimbursed for the service.
3. Consular protection
EU citizens who travel to a non-EU country in which their home country does not have an embassy or consulate have the right to receive consular protection from any other Member State as if they were a national of that nation.
The Commission will make the right of EU citizens to consular protection more effective. It will further reinforce the right to consular protection for EU citizens by strengthening the legal framework and increasing awareness among citizens and consular officials. In 2011, it will propose legislative measures to improve coordination and cooperation and better inform citizens. The Commission will set up a website that will provide information and contacts of the Member States' embassies or consulates in third countries.
The number of EU citizens travelling to third countries has increased from over 80 million trips in 2005 to over 90 million in 20081. More than 30 million EU citizens live permanently in a third country, but only in three countries (United States, China and Russia) all 27 Member States are represented. With more and more Europeans travelling for business or pleasure to third countries2, there is a rising need for consular assistance of unrepresented EU citizens.
Currently few legal rules are in place but EU citizens have high expectations as regards the ambit of the help provided. A recent Eurobarometer survey showed that a majority (62 %) would expect the same kind of help no matter which Member State they ask for help, whereas almost a third (28 %) expect at least a minimum level of assistance provided by any Member State.
For example, Natasha, a Slovenian citizen, was a victim of an armed robbery during her holiday in the Caribbean. She was injured and her passport and money were stolen. She is wondering how to quickly find an English-speaking doctor and how to get the necessary funds and travel documents for a return flight following her recovery.
4. Package travel
The Commission will make a legislative proposal in 2011 to modernise the current rules for the protection of consumers buying package travel (the so-called Package Travel Directive which dates back to 1990), especially over the internet.
Nowadays, 56 % of Europeans use the internet and low-cost air carriers to organise their holidays themselves by buying so-called "dynamic packages" rather than purchasing pre-defined packages. However, these European holidaymakers are not covered by the existing EU rules protecting buyers of package travel, even if 67 % of consumers surveyed who bought a "dynamic package" wrongly believed that they were protected. In the UK, for example, more than 98% of leisure travel bookings were protected in 1998. Nine years later, the proportion had dropped to 57%. At the moment, it is less than 50%. A dynamic package that goes wrong means a loss on average of almost €600 for the consumer. Globally, users of dynamic packages in the 27 EU Member States are losing more than €1 billion a year.
For example, Dagmara books a holiday (flight, hotel accommodation for four nights and car rental) through the internet. She discovers that the bathroom has no water and complains at the reception desk. The receptionist tells her that there are no more available rooms. She calls the internet company where she made the booking and is told that she has to solve this problem with the hotel herself. She wastes three hours trying to solve the problem and pays an additional €500 for a room in another hotel. She later finds out that, if her holiday package had been covered by the EU rules, the organiser would have been financially responsible and obliged to offer her assistance, e.g. an alternative room or hotel.
The Commission will also propose additional ways to strengthen the rights of passengers in all modes of transport and to enforce the rights of air passengers (e.g. in case of long delays and cancellations).
5. Improving information for EU citizens
67% of respondents to a Eurobarometer survey published today have indicated that they are "not well informed" or "not informed at all" about their rights as EU citizens. Another 72% say they would like to know more about their rights as EU citizens.
The Commission is developing a one-stop-shop information point on EU rights: the Your Europe web portal, which provides clear and practical information on EU rights and how to make use of them. Portal visitors are automatically dispatched to more specialised advice and help services where needed.
A free-phone number, which gives access to Europe Direct, where a staff member will answer questions in any EU language, and 500 local information centres across the EU (the Europe Direct Information Centres), which can provide detailed information and respond to questions.
Flash Eurobarometer 292: Electoral rights of EU citizens
Flash Eurobarometer 294: European Union Citizenship
Qualitative Study: European Citizenship: cross-border mobility
The Commission:
Eurostat database on population, section on tourism; data include holiday and business trips of more than one day.
The World Tourism Organisation expects further significant growth for the period 2010-2020.
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(CNN) -- Mumbai is India's financial capital, home to its largest port, and the heart of its famed Bollywood film industry.
People walk on a street in Mumbai in September.
Some 11.9 million people live in the bustling city, according to the latest census from 2001, though the municipal government says up to 14 million may call the city on the Arabian Sea home, with thousands of migrants arriving daily.
Known as a city that never sleeps, with a thriving nightlife, Mumbai is also home to many cinemas, public markets, cricket fields, beaches, a large open-air laundry market and centers of worship (including Hindu, Jewish, Muslim and Parsis).
Mumbai has numerous museums and cultural sites, such as the Elephanta caves, which house ancient Hindu sculptures, and Victoria Terminus (Chhatrapati Shivaji Terminus), an iconic train station built by the British in 1888 to celebrate Queen Victoria's 50-year reign on the throne.
The city is a mix of the poor and rich, of slums and luxury hotels. It turns out 120 feature films a year, has four stock exchanges (including the third largest in the world), some 6,500 factories and is headquarters for major companies such as the Tata Group, Reliance and the State Bank of India.
Two of the city's most treasured hotels are The Taj Mahal Palace & Tower, built in 1903 along the Mumbai harbor and near the landmark Gateway of India, and The Oberoi, which overlooks the Arabian Sea and is located in the heart of the commercial district.
The seven islands of Mumbai were given by the Portuguese to King Charles II of England in the 17th century as his marriage dowry. The sleepy peninsula, then home to fishing families, developed a booming textile industry that is still in place today, and the area has turned into an industrial hub that includes petroleum, pharmaceuticals, construction, silks and plastics.
Mumbai also was at the center of India's independence movement led by Mahatma Gandhi, who launched his "Quit India" declaration -- for the British to leave -- in the city in 1942.
Sources: Bombay Chamber of Commerce and Industry, City of Mumbai government


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After discussing treatment options with an Oncologist, the patient decided not to take conventional chemotherapy and radiation. At the Center, a complete physical, psychological and biochemical examination was done on the patient. He was an alert, pleasant, 68-year old male who weighed 140 pounds and was 70 inches tall. Significant laboratory data included blood DHEA 39.7 ng/dL(normal, 200 to 335), beta carotene 2.4 ug/dL (normal 10 to 85), and vitamins A, C and E in the non-supplementing normal range. Urine vitamin C was 10 mg/dL (our normal is 20 to 40), and the RBC essential fatty acid profile showed low gamma linolenic, palmitoleic fatty acids and a low stearic/oleicratio. His fructosamine was 313 umol/L (175 to 272 normal) and blood glucose 326 mg/dL. Hair tissue analysis showed calcium, magnesium and sodium to be low.
A blood analysis for G6PD, a BUN, creatinine and urinalysis was done before I.V. vitamin C was started. All were normal. Appropriate supplements were started for those identified as low or sub-optimal by the laboratory results.
The patient initially received a small dose of vitamin C in Ringer's Lactate during a one hour infusion to screen for toxic reactions. The next infusion of 115 g was given in 1000 mL of Ringer's Lactate over a 8 h period. One hour into the infusion, the plasma C level was 3.7 mg/dL and at 5 h was 19 mg/dL. During the fourth 8-h infusion (8 days later), the 1 h plasma C level was 158 mg/dL and 5 h was 185 mg/dL. Both values are well above the concentration required to kill 100% of human pancreatic tumor cells as found in our research laboratory. 1 The low plasma levels of C in this patient during the first infusion compared to the fourth infusion, shows the value of measuring the plasma level to see that adequate levels are achieved during therapy. The patient received 39 of the 8-h infusions in doses ranging from 57.5 to 115 g over a 13-week period, the length of the treatment protocol with high dose I.V. vitamin C.
A CT scan of the abdomen six months after the surgery failed to detect any progression of the tumor. A recurrence of the tumor occurred after the amount and frequency of I. V. vitamin C was significantly reduced so the patient could travel in his motor-home (family reunions, etc). The patient lived for 12 months after the initial diagnosis of cancer of the head of the pancreas. He received no chemotherapy or radiation treatment and enjoyed a good quality of life until the time of his death.
Altogether, six patients have been infused intravenously with similar doses of vitamin C over 8-h periods with no reported side- effects. In all cases, the patients had either been given no further therapeutic options by their oncologists, had refused conventional treatment or requested I.V. vitamin C in conjunction with standard chemotherapy.
1. Professor and Assistant Dean, Graduate School, Wichita State University, Wichita, Kansas, 67260-0004.
2. The Center for the Improvement of Human Functioning International, Inc., 3100 N. Hillside, Wichita, Kansas, 67219.


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Outdated store : This store hase been closed. Please go to the shopping center detail for more info.
Store located in Shopping mall/center : The Core Shopping Centre
Store brand name : Kixs
Address & Location : 333 – 7th Avenue SW, Calgary, Alberta T2P 2Z2, Canada
State : Alberta
City : Calgary
Phone (The Core Shopping Centre) : (403) 441-4901
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PM hints at new use of aid budget
David Cameron has indicated that he is ready to consider using money from the UK's official aid budget to fund military operations to stabilise war-torn states in the poor world.
The suggestion will alarm aid charities and NGOs (non-governmental organisations), who fear that the UK's achievement of the United Nations target to spend 0.7% of national income on overseas assistance will be undermined if any of that cash is diverted to defence activities.
As Whitehall departments fight it out for scarce resources in the upcoming Spending Review for 2015/16, Mr Cameron said it was right to look for ways in which the Department for International Development (DfID) can work more closely with the Foreign Office and Ministry of Defence.
Initiatives which provide the basic level of security needed for development to take place can be an "important" use of aid funds, he said.
With defence among a number of departments threatened with further cuts in the Spending Review, the Prime Minister is coming under pressure from Conservative backbenchers to drop the protection he has so far granted to the aid budget.
Overseas aid is one of a handful of priorities - alongside the NHS and schools - which have been shielded from cuts under Chancellor George Osborne's austerity programme, and are currently slated to be preserved in the Spending Review, due by the end of June.
Any cut in the DfID budget would threaten to breach Mr Cameron's pledge to meet the United Nations target of spending 0.7% of national income on overseas aid, which Britain will meet for the first time in 2013. But NGOs fear that the PM may meet his pledge while reducing the funds available for aid activities, by reallocating some of the responsibilities of the MoD or Foreign Office to DfID. Asked whether he felt there was room for money in the aid budget to be spent on defence activities, Mr Cameron said: "I think we have to demonstrate that the DfID budget is spent wisely."
International Development Secretary Justine Greening was "rightly keen" to focus on countries which have been affected by conflict and war, none of which have achieved any of the UN Millennium Development Goals for 2015, he said. "We should be thinking very carefully about how we help states that have been riven with conflict and war," said Mr Cameron.
Oxfam's head of policy Max Lawson said the aid budget should be spent on "hospitals and not helicopter gunships". He told BBC Radio 4's Today programme: "The millions of people up and down the country who support the fantastic stance the Government is taking, protecting the aid budget when every other G8 nation is not doing that - they expect this to be spent on schools and not soldiers. So we cannot see any penny diverted into the military."
But Tory MP Patrick Mercer, a former Army officer, said security and overseas aid were "inextricably linked". He told Today: "I absolutely understand the need for overseas aid, although not necessarily at this level. But I do see that so much of the aid we have attempted to spend in the past in places like Iraq and Afghanistan has not been delivered as effectively as it might because of the lack of a benign security environment. If that means more money has to be spent on defence in order to increase the efficacy of overseas aid spending, I'm all for it."
Press Association


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These deeds were reported as recorded by the office of Marion County register of deeds. Property addresses come from appraisal records. All are warranty deeds unless otherwise noted.
Cynthia D. and John W. Baize III to Emmanuel and Evelyn Schmidt; W 498' of W/2 SE/4 of Section 27, Risley Township.
Kevin T. and Denise Goertzen to Heath Anderson and Amanda Schrag; 402 S. Church St., Goessel.
Edward J. Hett, executor, to David C. and Michele D. Hett, executor's deed; part of E/2 of Section 7, Fairplay Township; part of SW/4 of Section 2, Catlin Township.
Edward J. Hett, executor, to Edward J. and Jeanette R. Hett, executor's deed; NW/4 of Section 7, Fairplay Township with exceptions.
Edward J. Hett, executor, to Eldon L. and Rhonda L. Hett, executor's deed; part of SW/4 of Section 2, Catlin Township.
Roger E. Hofer and Paul D. Penner, trustees, to Deborah R. Penner, trustee, trustee's deed; S 36' Lot 11, Block 7, Riesen's Addition, Hillsboro.
Keith and Cheryl Jost, Clyde and Sharon Jost, and Bert and Alice Jost to Clyde and Sharon Jost; part of the NW/4 of Section 21, Risley Township.
Michael W. and Heather N. Larue to Bayview Loan Servicing LLC; 311 N. Poplar St., Peabody.
Antioco Martinez and Maria M. Amparan to Bernardo A. Flores-Zazueta, quitclaim deed; 211 N. Washington St., Hillsboro.
Lloyd D. and Linda Meier to Keith and Sherry L. Hess; 202 W. Main St., Marion (Wagon Wheel Express).
Northstar Distribution to Mitchel H. and Jennifer A. Guetterman; 41 Lakeshore Dr. (formerly Kingfisher's Inn).
Rural America Inc. to Staab Real Estate LLC, corporation deed; 900 E. D St., Hillsboro (Pizza Hut), and 1503 Sandstone Rd., Marion (Pizza Hut).
Emmanuel and Evelyn Schmidt to Cynthia D. and John W. Baize III, transferrable on death warranty deed; W 498' of W/2 SE/4 of Section 27, Risley Township.
Secretary of Housing and Urban Development of Washington, D.C., to Richard Enns; 212 N. Lincoln St., Hillsboro.
Sheriff of Marion County to Cottonwood Valley Bank formerly known as Pilsen State Bank, sheriff's deed; 1228 Commercial Dr., Marion (formerly Seacat Hardware).
Sheriff of Marion County to JPMorgan Chase Bank, sheriff's deed; Lots 7 and 8, Block 8, North Peabody Addition, Peabody.
Linda K. Weishaar now known as Linda Ione Friend to Van A. and Elizabeth Martin; 867 170th Rd., Hillsboro.
The Wiselogel Family Trust to Larry J. and Nancy K. Ediger, trustee's deed; 509 S. Wilson St., Hillsboro.


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Camping Macaroni and Cheese
From: Munchin with Munchkin
Quick Facts
Servings: 6
Prep Time: 10 min.
Cook Time: 25 min.
Total: 35 min.
Kris Mullen
A little preparation at home will give you the best meal you've ever cooked on a campfire.
- 2 cups macaroni
- 1/2 cup milk
- 3 Tbs butter
- 1 cup Gruyère cheese, shredded
- 1/2 cup sharp cheddar cheese, shredded
- 1/2 cup Gouda cheese, shredded
- 2 Tbs flour
- 1/2 cup Panko bread crumbs
- Salt and pepper to taste
- Prepare pasta at home according to package directions. Store in a sealable container and place in a zip bag. Place shredded cheeses in a container, flour in its own small bag, and the bread crumbs in their own bag as well.
- Place macaroni, cheese, butter, and milk in a cooler full of ice to transport to your camping site.
- Once your camp is set up and you are ready to cook, light charcoals in your grill. When the coals are amber you are ready to cook.
- Place a large cast iron Dutch oven on your barbecue. Melt butter over charcoals and whisk in milk. One tablespoon at a time, whisk in flour until it has thickened and you have a roux. Salt and pepper to taste.
- Slowly stir in the cheese blend until it has melted into the roux. Reserve some cheese to top the macaroni.
- Add cooked macaroni to the dutch oven and stir to coat with sauce. Cover and allow to cook until it is heated throughout, about 5 minutes.
- Top with reserved cheese and bread crumbs. Cover and cook for an additional 5 minutes. Serve warm.
Nutrition Facts
Calories 438
Calories from Fat 204 (47%)
(36%)Total Fat 23g
(69%)Saturated Fat 14g
Polyunsaturated Fat 1g
Monounsaturated Fat 7g
(25%)Cholesterol 74mg
(16%)Sodium 376mg
(5%)Potassium 159mg
Total Carbohydrate 36g
(5%)Dietary Fiber 1g
Sugars 3g
Sugar Alcohols 0g
(41%)Protein 21g
* Percent Daily Values are based on a 2,000 calorie diet.
Nutrition facts are calculated by a food expert using nutritional values provided by the USDA for common products used as recipe ingredients. Actual nutritional values may differ depending on the amounts or products used and can be affected by cooking methods.
Copyright © 2019 Healthnotes, Inc. All rights reserved. www.healthnotes.com
Read our healthy recipe definitions.
Learn more about Healthnotes, the company.
The information presented here is for informational purposes only and was created by a team of US–registered dietitians and food experts. Consult your doctor, practitioner, and/or pharmacist for any health problem and before using any supplements, making dietary changes, or before making any changes in prescribed medications. Information expires December 2019.


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The Weirdest and Most Wonderful Fashion Moments of 2018: A Roundup
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Fuente: beauty high -
View all news from this site
The Weirdest and Most Wonderful Fashion Moments of 2018: A Roundup
If you thought 2016 was a Dumpster fire, you were shook when 2017 rolled around. By 2018, you probably even came to expect it. But did you expect skanky royal wedding dress knockoffs" How about puffer-coats-turned-ballgowns" Flip-flop socks"
Long story short, the headline says it all: 2018 was weird as fuck, and while fashion didn't necessarily suffer, it definitely took a few weird turns here and there. It was nearly as unpredictable as it was expensive?and we've got receipts to prove it.
Interested in a good chuckle and a quick trip down memory lane" You're in luck. Here's a visual recap of fashion's highlight reel this year. Because 2018's most iconic fashion moments were as weird as they were wonderful?and we honestly can't look away. Photo: Instagram (@kendalljenner).
1. Society's Unhealthy Obsession With Belt Bags
#TBT to when Kendall Jenner wore a teeny, tiny and oh-so trendy belt bag on her ankle. Seriously, guys, that's when you know we have a problem.
Photo: Christian Vierig For Entertainment/Getty Images.
2. People Wearing Bike Shorts as Pants?A Lot
Courtesy of American royalty Kim Kardashian West, the bike shorts trend took the fashion world by absolute storm in 2018. But are biker shorts really pants" Jury's out. All we know is they're supposed to be just as big next year as they were this year. Cheers.
Photo: Chesnot For WireImage/Getty Images.
3. Tiny Sunglasses, but Th...
See the full story in the original source
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Tip: This Federal Budget calculation for an individual with an annual salary of $ 52,000.00 per year. The Federal Income Tax calculation of $4,614.50 is then computed against the 2019/20 Federal Budget to provide a breakdown of your Federal income tax in terms of how it is allocated against key financial categories as determined by Congress.
An individual tax payer living in California filing as single for the 2019 tax year would pay $4,614.50 in Federal tax. The Federal tax collected would then be split amongst the relevant financial categories below. The percentages shown can fluctuate each year, particularly the Discretionary spending elements as they are determined each year by Congress during the annual appropriations process.
|Budget Category
|Discretionary Spending
|Mandatory Spending
|Combined (where applicable)
|Interest on Federal Debt
|$31.95 (2.36%)
|$68.30 (2.29%)
|$278.25 (100%)
|Veterans Benefits
|$79.34 (5.86%)
|$110.65 (3.71%)
|Food and Agriculture
|$15.98 (1.18%)
|$142.26 (4.77%)
|Medical and Health
|$80.29 (5.93%)
|$1,145.22 (38.4%)
|Social Security, Unemployment and Labor
|$35.34 (2.61%)
|$1,448.23 (48.56%)
|Housing and Community
|$76.90 (5.68%)
|$85.02 (6.28%)
|$36.15 (2.67%)
|Energy and Environment
|$47.52 (3.51%)
|$88.54 (6.54%)
|$727.18 (53.71%)
|International Affairs
|$49.69 (3.67%)
|$67.70 (2.27%)
|Total Expenditure
The split down and calculation of Federal Budget spend in relation to Federal Income Tax returns may seem a little odd at first so let's look at an example using the Veterans Benefit financial category:.
For arguments sake, let's say you pay $100.00 exactly in Federal tax.
Your Federal Income Tax was calculated by factoring your annual income of $ 52,000.00 and factoring in standard non-refundable tax credits and deductions for a single filer.
These calculations first compute your taxable income (from a Federal perspective). Your taxable income is then calculated using the 2019/20 Federal Tax Tables, this calculation is shown below for your reference.
The results show that you will pay $4,614.50 in Federal Tax for the 2019/20 tax year. The pie charts then illustrate how your tax is first split into Mandatory, Discretionary and Interest on Debt and then split down into specific financial categories, the percentages of which are determined by Congress for 2019/20 and updated annually.
|Tax Rate
|Tax Due in Band
|$0.00 to $9,700.00
|$9,700.00 to $39,475.00
|$39,475.00 to $84,200.00
|Federal Income Tax Total from all Rates
You can see a full Federal and State Income Tax breakdown and explanation of how we calculated the Federal tax here: Federal and State Tax Calculation for $ 52,000.00 Salary in 2019
Tip: California is used as the default State for Federal Budget allocation based on Federal Income Tax calculation, you can choose an alternate State using the 2019 State Federal Budget Income Tax calculator.
You can leave feedback, request new calculator features and get advice and support from our community on our forums? Join us now [Opens in a new tab].. You can also register and save your tax calculations in your members area. The tax calculator and members are free to use. Built to support our tax community, making tax and finance less taxing by providing free access to tax and finance tools: Register now.
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Achievement unlocked: Xbox LIVE upgrade enabled
Back in January 2011, we posted a rumor noting that the Scrabble-like game AlphaJax, one of our favorite indie games for Windows Phone, may be heading to Xbox LIVE.
Flash forward a mind-numbing 19 months later and we're happy to report that indeed, AlphaJax will be coming to Xbox LIVE for Windows Phone in the near future.
Screen images from the upcoming Xbox LIVE edition
AlphaJax came onto Windows Phone launched with Windows Phone 7 back in October 2010 though we didn't report on it until a few months later in January 2011. Since our coverage though, we routinely touted the game as one of our favorites due to the online multiplayer ability in addition to the excellent graphics and attentive development team behind the game. That team is based out of New Zealand and they have won numerous awards along the way for their efforts.
We're not sure what took so long but along with Wordament and Chickens Can't Fly, they're one of a very select few that have managed to get passed Microsoft's infamously strict standards for Xbox LIVE status.
From the developer's Web site:
"Marker Metro are pleased to announce that AlphaJax for Windows Phone will soon be available on the Xbox LIVE platform. AlphaJax is the first Xbox LIVE title to be developed by a Kiwi company for Windows Phone, and Marker Metro is proud to be one of the few companies able to meet Microsoft's stringent quality requirements."
"With its upcoming launch on the Xbox LIVE platform, AlphaJax users can enjoy all the great Xbox LIVE features such as achievements, leaderboards and in game avatars for the user and all opponents."
No word on the exact release date but we'll obviously bring more as soon as we can. Needless to say, we're excited to see this game come to Xbox LIVE on Windows Phone and are thrilled for the development team behind the game.
You can pick up the current non-Xbox LIVE AlphaJax Free here in the Marketplace or get the non-ad version for $2.99 here.
Source: Marker Metro; Thanks, Xtramalt, for the tip!


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Merino & Donegal yarn HAGRID - Vitamine C
Product Details
Super soft hand-dyed yarn made of 85% merino superwash wool and 15% Donegal nep.
Each skein is 100g, 165 meters (180 yards). Gauge: 18-20 sts = 10 cm on 4.5-5.5 mm needles.
Machine washable in cold water. Lay flat to dry.
Hagrid is the perfect companion for every projects!!


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Hi noobs,
Simple idea..have on or off filter for swearing in cc. Be nice to give clannies the mid finger or telling them to go themselves. Seems a no brainier
Moderator: Kingdoms at War
FireKTN wrote:I can already see 10 year olds raging and cussing when they're butthurt.
Badass-DemonicSin-DeViL wrote:Just put a fançy symbol on it
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