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JOHNSON CITY (Jan. 23, 2012) – Recovering from the sting of a disappointing home loss to Lipscomb on Saturday afternoon, the perfect cure for the ETSU men's basketball team could come in the form of a win Monday night over Atlantic Sun Conference rival Belmont.
The Buccaneers and Bruins – the only two teams to represent the A-Sun in the last six NCAA Tournaments – will write another chapter in their captivating series at 7 p.m. inside the ETSU/MSHA Athletic Center.
With a win, the Bucs (10-8 overall, 5-3 in A-Sun play) would move into a tie with Belmont in the league standings, and a Mercer loss as well on Monday would put ETSU in a tie for first place in the conference race.
For more on Monday's matchup, click on the game notes to the right or read the attached notes below. For more on ETSU men's basketball throughout the 2011-12 season, visit ETSUBucs.com and click on the men's hoops link.
We are "ETSU"
The ETSU Department of Intercollegiate Athletics would like to ask both the print and broadcast media to honor our request to be called "ETSU" ... East Tennessee State in first reference is acceptable, but subsequent references should be ETSU ... On TV graphics please use ETSU ... Our nickname is the Buccaneers, but Bucs is also acceptable.
Last time out
JOHNSON CITY (Jan. 21, 2012) – While ETSU's men's basketball team struggled to make shots, Lipscomb's Jordan Burgason hit nine 3-pointers and scored a career high 33 points to lift the Bisons to a 73-65 win over the Buccaneers in Atlantic Sun Conference basketball action Saturday afternoon inside the ETSU/MSHA Athletic Center. ... A crowd of nearly 4,500 fans looked on as ETSU had its five-game winning streak snapped and dropped to 10-8 overall, 5-3 in A-Sun action. Meanwhile, Lipscomb improved to 10-10, 5-3 on the year. ... While Burgason and the entire Lipscomb team combined to hit 15-of-26 3-pointers (57.7 percent), ETSU shot just 37 percent from the floor for the game and only 20 percent (5-of-25) from 3-point range). ... Even so, ETSU had its chances to win after going on a 17-0 run early in the second half which gave the Bucs a 51-44 lead after having trailed by 10 at 44-34. ETSU junior guard Jarvis Jones (Memphis) was the key to the Bucs 17-0 run, scoring 11 points during that run and finishing with a career high 18 points in the contest. ... However, at that point Lipscomb hit four straight 3-pointers to regain the advantage at 59-56, and the Bisons never relinquished that edge the rest of the game. ... The Bucs trailed throughout the first half and had gotten to within three at 33-30 before Lipscomb closed out the half with back-to-back 3-pointers to make it 39-30 at the break. ... For the contest, ETSU had an impressive 24 offensive rebounds, took 18 more shots than the Bisons, and actually hit one more field goal for the game. However, the fact the Bisons had 10 more made 3-pointers negated any of those positive stats for the Bucs. ... For ETSU, Jones led the way with his 18, while senior guard Tommy Hubbard (Boston) posted a double-double with 14 points and 10 boards. Junior guard Sheldon Cooley (Tampa) pitched in 10 points in the losing effort.
The series versus Belmont
The Bucs and Bruins have met 20 times in their histories, with the Bucs trailing the series, 8-12 ... The Bucs were a perfect 5-0 against Belmont prior to 2005, when ETSU joined the Atlantic Sun Conference ... Since that time, ETSU is 3-12 against Belmont ... Three of those games have gone to overtime, with ETSU going 1-2 in those contests, ... The last meeting between the two was a 68-58 Belmont win back on Feb. 17, 2011 in Nashville.
Last time out against Belmont
NASHVILLE (Feb. 17, 2011) - In a game that mirrored the matchup earlier this season, the ETSU men's basketball team found itself in a tie contest with just over six minutes left, but ultimately fell 68-58 to the Belmont Bruins in Atlantic Sun Conference basketball action Thursday evening inside the Curb Event Center. ... Back on Jan. 23, the Bucs were also tied with five minutes left but lost at home to the Bruins, 72-62. With the loss, ETSU dropped to 19-10 overall, 14-4 in A-Sun play. Meanwhile, Belmont improved to 24-4 overall, 16-1 in league play, and the Bruins wrapped up the A-Sun regular season title as well as the No. 1 seed in the league tournament. ... In a game that featured the conference's top two defensive teams, the Bucs shot just 37 percent from the floor while Belmont also struggled to a 35.7 percent clip. However, the key to the game was ultimately at the foul line and on the boards, where the Bruins were 26-of-30 (87 percent) and the Bucs were just 19-of-29. In the paint, Belmont held a 44-28 edge. ... Despite the loss, the game did not begin this way. ... ETSU enjoyed a strong start to the game, pulling ahead by as many as nine points at 23-14 with 8:22 left before the break. Belmont battled back to cut the lead to four at one point, but after holding it for an apparent last shot before the break, the Bruins turned the ball over and senior guard Mike Smith (Vandalia, Mo.) was fouled on the other end with .9 seconds left. ... Smith was shooting a 3-pointer on the play and went on to hit two of three at the charity stripe, making it 31-24 at the break. It was only the third time this season that the Bruins have trailed at halftime, and it was nearly their lowest point total of a first half this season (23 against Tennessee on Dec. 23). ... After the break, Belmont used a methodical 13-2 run to take the lead 40-38. During that stretch, the Bucs went five minutes without a score. ETSU finally answered to tie the game at 40 on a pair of free throws from senior guard Justin Tubbs (Trussville, Ala.). ... From there, it didn't get any better for the Bucs, as Belmont continued to ramp up the defensive pressure and ultimately built a lead of 61-51 with three minutes left in the game.
Sollazzo earns A-Sun player of the week honors
MACON, Ga. (Jan. 17, 2012) – Fresh off leading the ETSU men's basketball team to a pair of wins over the weekend, ETSU senior guard Adam Sollazzo (Tampa) was selected as the Atlantic Sun Conference player of the week on Tuesday, the conference office announced. ... Sollazzo, whose weekend was highlighted by a game-winning free throw in Monday's 64-63 win over North Florida, averaged 19.5 points, 6.0 assists, 5.5 rebounds and two steals per game this past week. He scored game-highs in both the North Florida (21 points) and Jacksonville (18 points) games, helping lead the Bucs past the Dolphins by 14 points on Saturday. ... It was the second career A-Sun POTW honor for Sollazzo, and the second time this season the Bucs have had an honoree – Marcus Dubose won the honor for the week of Nov. 29.
Bucs, Cooley among nation's best in steals
Key to the Bucs' wins this year has been the ability to swipe the ball from opponents ... Through games of Jan. 19, ETSU ranked third in the country in steals per game, averaging 9.9 steals a contest ... Meanwhile, junior Sheldon Cooley (Tampa) has been on a torrid pace this season and a big reason for the Bucs' success in the steals category, averaging a conference best 2.3 steals per game ... Through games as of Jan. 19, he ranked 27th nationally in steals per game. ... The Bucs have three players ranked in the Top 10 among A-Sun Conference players in steals: Cooley (1st, 2.3), Tommy Hubbard (3rd, 1.8), Adam Sollazzo (8th, 1.6).
Sollazzo stepping up his offensive game
Senior point guard Adam Sollazzo (Tampa) has found a strong offensive rhythm in recent games ... In his last 14 games, Sollazzo has scored in double figures 12 times, eclipsing 20 points in five of those games ... Over that time frame, he has averaged 17.6 points, 5.0 assists, and 5.4 rebounds, and is shooting 47 percent from the floor. ... Sollazzo currently ranks first on the team in points (15.7 ppg) and assists (5.1 apg), and third in rebounds. (5.6 rpg).
Getting to the free throw line a key for the Bucs
In recent years, the Bucs have focused on playing stingy defense, but also driving to the basket on offense and trying to get "tough" points thanks to fouls ... One way for the ETSU coaching staff to determine how successful the Bucs have been is charting free throw attempts and makes ... Well if this statistic is a true indicator, then the Bucs did just as the coaches would like ... Last season, ETSU set a school record for free throw attempts, putting up a total of 856 free tosses ... The Bucs also made their share of those attempts, ranking second on the all-time list with 580 makes ... The 2010-11 edition of the Bucs came up just nine makes short of the all-time record, held by the 1991-92 Bucs at 589. ... This season, after starting out the year shooting poorly from the foul line, the Bucs are have improved those numbers and are now shooting 64 percent for the year.
Poderis reaches career mark for rebounds
In recent weeks, junior forward Lukas Poderis (Port Richey, Fla.) has become a truly valuable part of the Buccaneers attack ... In the win over Mercer, Poderis picked up a career high 10 rebounds, and that effort came two days after he matched his career high for points with 14 against USC Upstate ... In the win over Kennesaw State in the Bucs' last game, he posted another nine-rebound effort ... For the year, Poderis is averaging 5.1 points and 5.1 rebounds in 20.2 minutes per game.
Block party for Brown
With a block in last season's finale against Iona, senior forward Isiah Brown (Miami, Fla.) set a new school record for blocks in a single season, swatting away a total of 71 shots on the year ... For his career, he now stands third on the all-time list at 168, but is just 14 blocks behind the program's all-time leader Zakee Wadood ... In addition to those marks, Brown's six-block performance against Belmont last year also matched the program's single-game record ... At the time, Brown joined six other ETSU players who have had six-block games, including former standouts Brad Nuckles, Eryk Thomas, Jerald Fields, Zakee Wadood, Greg Dennis and Greg Hamlin.
Bucs showing "flex"-ability with offense
In ETSU's game against Appalachian State back on Dec. 10, the Bucs debuted a new offensive wrinkle, utilizing one of basketball's most traditional offenses ... The "flex" is an offense that utilizes multiple screens and a great deal of slashing throughout the paint ... The results were good for the Bucs, who enjoyed several layups and dunks against the Mountaineers, as they won 65-48 to snap a four-game losing streak.
On their way to 1,000 points
As they begin their seniors seasons, ETSU's trio of Isiah Brown, Adam Sollazzo and Tommy Hubbard are all eying the 1,000 point mark for their careers. After the Bucs' last game, here is where each stands:
Isiah Brown........................................................................ 979 points
Tommy Hubbard ........................................................... 746 points
Adam Sollazzo ................................................................ 835 points
To reach 1,000, the three would have to average for the season:
Isiah Brown..................................................... 7.0 points per game
Tommy Hubbard....................................... 14.7 points per game
Adam Sollazzo............................................ 14.8 points per game
Bucs add to postseason resume
The ETSU men's basketball team has enjoyed its share of postseason success and ranks as one of the nation's most prestigious basketball programs ... The Buccaneers have earned berths to the NCAA Tournament nine times (1969, 1989, 1990, 1991, 1992, 2003, 2004, 2009, 2010) and NIT twice (1983, 2007) ... In 2011, the Bucs made their first ever appearance in the CollegeInsider.com Postseason Tournament, winning twice and advancing to the semifinals of that event ... It was the program's 12th postseason tournament appearance all-time.
ETSU picked among nation's best "Prestige" programs
Since the beginning of the modern era for NCAA Division I-A basketball – marked by the expansion of the NCAA Tournament field to 64 teams in 1984-85 – the ETSU men's basketball program ranks in the Top 30 percent of the 300 programs that were eligible for the postseason at that time, this according to ESPN.com's "Prestige" ranking released back in 2008 ... Since that time, the Bucs have only added to their list of prestigious honors … The Buccaneers -- who have enjoyed nine NCAA Tournament trips, one NIT and one CIT berth, 14 20-win seasons, and a slew of conference regular season and tournament championships since 1984-85 -- ranked tied for 82nd out of 300 teams, meaning they were in the Top 27 percent of schools making the list. ETSU was ranked ahead of every current Atlantic Sun Conference team, as well as former Southern Conference rivals Appalachian State, Western Carolina, Georgia Southern and UNC Greensboro. In addition, the Bucs ranked ahead of SEC schools such as Tennessee, Vanderbilt, South Carolina, Mississippi State, Georgia, Mississippi and Auburn, as well as programs such as Virginia Tech, Notre Dame, DePaul, Bradley, Clemson, California and Florida State.


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São 4 módulos:
Módulo 1: Introdução (Obrigatório)
Módulo 2: Vida a dois
Módulo 3: Tempo livre
Módulo 4: Curso de cozinha
Cursos Complementares
O curso é gratuito para homens solteiros e para os casados damos bolsas.
O curso é gratuito para homens solteiros e para os casados damos bolsas.
O problema é eles participarem. Tem algo do tipo "Como dominar seu homem e levá-lo a força para o curso"? rs
É simples, cara. Tornem-se lésbicas!
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outro blog que eu tambem gostei foi esse daqui >>> atelierlaurabueno.blogspot.com
oi! Gostei do seu blog e também tenho um que é bem cultural.
Você poderia me seguir e eu te seguiria?
Oi. Estive aqui dando uma olhada e lendo...hehehehhe. Muito legal. Gostei. Apareça por lá. Abraços.
fico com medo de q um outro sexista qualquer faça um destes emails sobre as mulheres... ai vamos reclamar sobre nossos direitos... mas nao deixa de ser engraçado. hehe
e um homem que já tenha concluído esse curso e execute todo o conhecimento adquirido, ganha algum ponto extra somente apresentando o certificado ou precisa passar por prova prática?
hay que aclarar el perfil del hombre que vaya a tomar el curso, muy bueno
me indica donde se puede tomar este curso y si las clase son nocturnas.
Este curso é muito bom... tem certificado Internacional???? hehehehe.
Nanah, vamos reativar isso aqui!
Oi =) Tudo bem? *-*
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Infos sobre show:
26.06 - São Paulo/SP - 89 FM Music Live
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Quarter em palco às 15h
Com: Strike, FakeNumber, Rancore e Cw7
Flyer: http://twitpic.com/59a1eg
eiii... to seguindo seu blog
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deveria ter mesmo!
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You need only take measure of the September issues Tory Burch shoes of the world's top fashion magazine to understand that fall is the most anticipated sartorial season of the year. But the world has gone digital, and so should your fashion strategy. As you go about planning your fall wardrobe, take these iPhone apps into account. You might not be able to afford everything on your wish list, but there is nothing wrong with a little window shopping.Nothing has re-energized the fashion world like the blogosphere, which spawned blogs likes Jak Jill and The Sartorialist Tory Burch Flats (not to mention hundreds of copycats), and launched the careers of many a photographer and stylist. The chicfeed+ app ($0.99) consolidates a half dozen of the best fashion blogs into one source. All you have to do is swipe left or right to get some of the best in street style and photography. Trust us, it's an endless source of inspiration.
If you are interested in following the nuts and bolts of the industry, download Tory Burch Wedges the $1.99 Fashion app. It includes a breaking news feed with tid bits such as the expansion of Victoria Secret into Great Britain, and the proliferation of nude pumps at the recent spate of royal European weddings. And the Fashion app also brags an impressive Tory Burch Sandals collection of fashion-related vidoes that feature seasonal trends and beauty tips.Half the fun of shopping is consulting with friends on fit, style and color. With the free Snapette app you can expand dramatically your circle of personal consultants. The app allows you to snap photos of items that you see while out hitting the stores and then share them with others. In turn, if you spot something posted on the app by another user that catches your eye, you will know exactly where to go to find it. The app focuses on shoes and handbags, so it is definitely best for an accessories girl.
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subset: commoncrawl


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The Gaston County Family YMCA has meant more to Superior Court Judge Rob Sumner than he can imagine.
The Gaston County Family YMCA has meant more to Superior Court Judge Rob Sumner than he can imagine.
Having been involved with the YMCA since it opened in 1960 and watching it grow locally, he�s very grateful for what it means to the community.
The Gastonia man was honored with the J.D. Hicks Lifetime Achievement Award at the 54th annual meeting of the local YMCA.
�It�s very, very humbling to be honest with you,� said Sumner. �I feel like really the award is going in the wrong direction. I think the Y has certainly done more for me and my family than I could ever do or give back.�
He was all smiles at the annual meeting, talking with friends and family. His father, Harold Sumner, was instrumental in establishing a YMCA in Gaston County.
About 300 guests at the event dined on grilled chicken and steak prior to the program at the Stowe Family YMCA in Belmont on Thursday evening. Sumner received the accolade during a program, with the late Bob Williams also receiving the award posthumously.
For Judge Sumner, being active in the life of the YMCA is second nature. He served as president from 1993-94 and as a board member for more than two decades. He remembers working at a day camp while in high school.
Guests at the dinner seemed to be among friends, some walking from table to table shaking hands. CaroMont Health CEO Randall Kelley spoke after other honors and recognitions were delivered.
Williams, who died in 1996, was also president of the Gaston County Family YMCA. He worked as a local savings and loan executive, being instrumental in helping the YMCA monitor its finances.


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By LadyJustice
In the weirdest turn of events I've ever seen the man last seen with Jackie Douthart, Benjamin Biggs, is now dead. All because he chose to steal an SUV, lead police on a high-speed chase, and shoot 2 police officers and then himself. You heard it here first people! I was one of the only ones to publish something BEFORE this dude went psycho car thief that told people that he was the last one seen with Jackie Douthart. See the first article here. So when a link was posted by a reader of the article (thank you by-the-way) I had to see where it led. (more…)


text: The World Food Programme and local governments in Ecuador buy food produced by women farmers with two goals: To support local production and empower women farmers, and to diversify the diet with healthy and nutritious foods. Through this approach, WFP provides food assistance to Colombian refugees and their vulnerable Ecuadorian host communities. WFP complements the school meals programme and supports poor families with small children.


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By the Editors of Consumer Reports
Embarrassing photos. Youthful indiscretions. Unguarded comments. In a world where everyone can be — and is being — Googled by everyone else, the past can come back to bite you like never before, warns Consumer Reports.
If you're searching for a new job or applying to an educational program, someone in that process is likely to investigate you over the Internet. If you're a self-employed professional or small-business owner, technology now serves up user reviews about you even to people who aren't looking for them.
Positive information, of course, can open doors, but negative reviews might keep them shut. One consultant, worried about a bad critique that popped up when he searched his name, spent $1,000 for help removing it. But Consumer Reports notes that you can preserve and protect your online reputation for a lot less. Here's how:
Google yourself. Start by looking for your own name on that search engine as well as on Bing.com and Yahoo.com. In the Internet age, you should regularly keep tabs on what's being said about you. You can even automate this chore. Go to google.com/alerts to set up a daily, weekly or as-new-things-pop-up scan of your name. The results will be emailed to you.
Post your own profiles online. This will quickly polish your online reputation, because search engine algorithms tend to push your own positive online disclosures to the top of search results. That pushes negatives lower. Get your name and profile out there by signing up with several key social media sites. Your profile page on LinkedIn.com, essential to anyone employed or looking for a job, will zoom to the No. 1 spot in search results. If you create a YouTube.com profile page, that will probably climb to No. 2 thanks to new blended text-image-video search techniques. Those and Facebook, Twitter and Google+ will help fill up the first page of a Google search, which "89 percent of people never look beyond," says William Arruda, founder and president of Reach Personal Branding, which helps professionals manage their business reputations.
Buy the Web address of your own name. Do this even if you don't intend to launch a website. That prevents someone else — say, an evil ex-spouse — from getting it. (Shop at a domain name registry service like GoDaddy.com or NetworkSolutions.com.) You can also create your own websites at personal portals like About.me and Flavors.me (no ".com" extension).
Create positive content. Don't be intimidated by the need to fill up pages on all those sites. Although more content creation is better than less, you can choose your own pace. "A lot of people establish a bio on Twitter but never actually tweet, because the bio itself will come up high in searches," says Shannon Wilkinson, founder and chief executive officer of Reputation Communications, which works with businesses, philanthropies and politicians. Or you can curate your own content. If you read an article online that's meaningful to you, write a one-sentence description and send the link to friends.
If you're really gung-ho, start a blog. The easiest way is on a hosted blog site like Blogger.com, Squarespace.com, TypePad.com or WordPress.com.
Take down bad content. The previous steps should go a long way toward burying bad news. But if you think that more action is required, Consumer Reports suggests you start by contacting your Facebook blabbermouth or website tormentor (find the site owner's or administrator's contact information on WhoIs.com) and ask that the information be removed, says Bennet Kelley, attorney and founder of InternetLawCenter.net, a Los Angeles law firm. Appeal to the humanity of your nemesis. If that doesn't work, Kelley advises that you attack the problem as a violation of law, regulation or hosting platform policy — whichever may apply. Finally, a cease and desist letter from an attorney can be a powerful persuader. It can cost $750 to $2,000, but that's still cheaper than your other option: a lawsuit.
Support real journalism. Support local journalism. Subscribe to The Atlanta Journal-Constitution today. See offers.
Your subscription to the Atlanta Journal-Constitution funds in-depth reporting and investigations that keep you informed. Thank you for supporting real journalism.


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Gilmat Interior, 2017-10-30 15:28:05.Round Coffee Tableis a design of table that is good to be used in any rooms and provide a lot of functions. The round shape of the table makes it suitable to be used in small rooms or house that is used by small family. If you have small house that only has limited space, you could use this functional table as one of your house furniture. You could use this table in kitchen, living room, dining room, and even bedroom.Coffee table can be used for many purposes. You could use this table to dine, read, write, and store small things such as book and magazines. This kind of table has a lot of designs from classic, modern until contemporary. If you want to find the suitable coffee table design for your small living room that is suitable with you vintage taste, you could choose classic design of coffee table.Classic design of coffee table comes with decorative one rather than just simple. The decorative design makes it looks classic and elegant in the same time. The decorative design can be seen in the legs design and the leaf of the table. The classic design of coffee table is usually made by wood because wood the most common material to create hardy and durable material. If you want to make your small living room more functional, you could choose the coffee table design that has additional features such as legs space or storage.If you like to read while eating and drinking, the design of classic table with storage is much more recommended. You could read in your living room and put your drink in the table, so every time you want to drink, you could take it easily without needing you to go to the kitchen. The storage that is provided can be used to store the books and magazines that you currently read. You could read it back when you are in the living room.So, if you want to find the suitable home furniture for your small living room, you could choose small coffee table. The classic design of the coffee table that has storage function in it will make you feel comfortable when you are in your living room. You could store the books and put the drinks and snacks that you enjoy in your Round Coffee Table that have classic design and additional storage features.
Gilmat Interior, 2017-09-20 13:23:46.The Earth Day is coming and it is the time for you to think about reusing, repurposing or recycling some old materials to create some new stuff. One of the inspiring stuff is rustic dining table. Indeed, commonly, this sort of table is the result of some DIY projects. There are some exemplary projects to share here to give you some ideas of building your own table than purchasing one.One of the examples of the DIY dining table is the pedestal table. It has round table top which is made of reclaimed wood. The leg is also made of wood. Without finishing, the rustic look is well presented. The natural pattern of the wood improves the aesthetic look. Although it is a simple rounded table, it looks stunning to work with modern white chairs. This dining furniture set is suitable to complete the neutral dining room.Another simple DIY dining table is made from oak beams. The beams are cut and structured to be a sleek rectangular table top. Then, it is supported with four legs. To make this simple table look more impressive, it is collaborated with a DIY bench and fabric upholstered banquette. Glossy finishing is applied for the table and the bench so that they are suitable to work for a modern dining room with wooden flooring and white room painting.For a bolder and more stylish dining table in rustic style design, this unique table will be the right inspiration. The table top is structured from some small wooden planks. Then, it works with hairpin legs made of steel. The wood tone and the black legs represent an impressive look. Moreover, the edge of the table top is completed with some beads adding a traditional touch. The more interesting idea is the DIY wooden bottle rack that is set to the hairpin legs. What a nice design.The combination of wood and steel always presents an interesting look. Another example of this combination is the Douglas Fir reclaimed table. It is built with solid wood top and wood legs with black painted steel diagonal lines on the legs. Lighter wood is for the top and darker wood is for the legs. Not only applied for the table, this concept design is also applied for the bench. Completing this rustic dining table, there are four wooden chairs and a single bench. For the decoration, vase with flowers added on the table is perfect.
Gilmat Interior, 2017-09-20 13:42:23.A chandelier ceiling fan kit is still a popular option among homeowners to circulate air and provide fresh air in the room. However, cooling the space isn't what a chandelier ceiling fan light can do. It can also circulate the air to heat up the room, keeping it warm even during cold days. Even in a room with air conditioner, a ceiling fan can still make a good use as it can prevent the AC from working too hard, therefore helping you reduce the energy cost to expense every month.And to help you get the most out of a chandelier ceiling fan, choosing the right size is an important matter. The size of chandelier ceiling fan combo to choose will depend on the size of the room. You can cue from Energy Star's recommendation as your guide. For a room measured up to 75 sq.-ft., a ceiling fan that is 29 to 36 inches in diameter will do. For rooms between 76-144 sq.-ft., choose a 36-42 inches fan. If the rooms are between 144 and 225 sq.-ft., ideally the fans are 44 inches in diameter. Larger ceiling fans measured at 50 to 54 inches will work well in larger rooms measured between 225 and 400 sq.-ft.Also mind the height of the ceiling when choosing the right chandelier ceiling fan to install. Ideally, the fan should be installed about 8 feet above the floor. Therefore, always measure the height of the ceiling first to decide the right ceiling fan to install so it can work best for the room. Remember that there are various mounting options. Flush mount fan is suitable for a room with low ceilings, while down-rod mount is perfect to install in a room with at least 8-feet high ceilings.Actually, the look of the blades of chandelier ceiling fan is more of a design feature instead of a matter of utility or efficiency. The pitch of the blades is the one to determine the fan's ability to move air. Many fans are available with reversible blades so you can reverse them in the future to change their appearance.Lastly, you can also consider the styles and finishes of chandelier ceiling fan when you're buying. They can help you make sure the ceiling fan can blend seamlessly with the interior style and decor theme of the room. Consider the accessories too. Aside from light kit, ceiling fan also has others such as remote control or pull chain.
Gilmat Living Room, 2017-09-20 22:00:47.After years or even months, you may feel bored with your sofa expression. Its colors or patterns can be unexpressive anymore. It can be caused the color of the sofa that is not timeless. If you are now feeling the same, then you are better not to think to replace the current sofa with the newer one. It will cost you more. There is an easier way to update your sofa with fresher look and even stylish new look. It is by dressing your sofa with sofa covers. These covers give you more advantages.This cover will work as a protector. Your sofa will be protected as it is dressed with these covers. Dust, dirt, splashes or drops of food and drink will not stain your original sofa's upholstery. So, it will be indeed well protected. Your sofa will be always in new, fresh and stylish just like you buy it at the first time. Sofa covers are the smart idea to protect your sofa as well as enhance the look of the sofa as you have a wide selection out there.If you look at the collection of sofa covers online, you have so many options. You can find the covers with any designs, patterns and colors you like most. Even, you will not only find sofa covers but also covers for the throw pillow. The covers of the throw pillow are usually in same designs with the covers for sofa. It is to complete the expression so they can enhance the sofa appearance as well as for the room interior design.You may need to see the pictures of ready made sofa covers to see the wide selection offered to you to pick to create a new look for your sofa. You can instantly refresh your sofa expression with these sofa covers. Without doubt, these covers will always make your sofa looks new, fresh and stylish. Furthermore if you have some collections so you can change the covers whenever you want.For example, you pick these sofa covers with seasonal themes. Then, you will change the cover with certain theme based on the season that is coming. It will be more wonderful as your room interior will be always in fresh and wonderful with the seasonal covers. You can find the covers with any designs, patterns and colors you like most. Just look at the huge collections here. You can definitely find the best covers.
Gilmat Interior, 2017-09-18 15:53:27.It can be seriously frustrating when your toilet is clogged. Clogged toilet even can become a serious problem as you may need to fix the drain inside and it will cost you more. It is because sometimes the problem is not only on the bowl so when you use toilet plunger to unclog it, it may not work. If you find your clogged toilet plunger not working, it can be caused by the serious problem or the way how you use the plunger. Wrong use and tips to unclog the toile with this plunger is the common problem.So, before you call a plumber, it is good idea to unclog the toilet by yourself. Toilet plunger is one of the best solutions that you can do it yourself. Well, there are other tips to unclog the toilet without this plunger. However, using the plunger rightly can be very easy. You may even not need any budgets to spend. All you need to do is finding the right plunger by the right shape and size. Don't forget to pick the plunger with comfortable holder as you will hold it for long time until the toilet is unclogged.In the market, you have a wide selection of designs, sizes and shapes of toilet plunger. It is good idea to read the review of each product before purchasing. You may find the plunger that is better designed. It can be even more effective to unclog the toilet with the right plunger design. This plunger may come in traditional design to modern design. Each of them can provide different effectiveness. However, it depends on how you will use the plunger.There are many tips and ideas of how to use toilet plunger. You can follow the instruction. Using plunger to unclog the toilet can create enough suction. This will free the clog. When you can do it rightly, even you can save more times. Commonly, you will use this plunger by pushing it in and out continually until the toilet is unclogged. When you do it, make sure the water in the bowl is enough to cover your plunger. You can watch the toilet plunger video, too.By learning more tips of how to use the plunger rightly, you can solve the problem of clogged toilet by your own hands. If this toilet plunger is not working, then you can find other DIY tips to unclog the toilet such using shampoo and hot water or others. If there is no progress, you can call a professional plumber. Don't forget to ask him about the right way to use plunger.
Gilmat Interior, 2017-09-16 15:19:18.The bladeless ceiling fan is a brilliant revolutionary idea created by designer Nik Hiner and Richard Halsall, his business partner. The idea of the bladeless fan is to reinvent the standard, conventional counterpart. Together, Nik and Richard established Exhales Fans with Georgetown, Indiana as their base and began their project through their funding page in Indiegogo for the hope to raise enough money their innovative idea. However, the bladeless ceiling fan with light isn't created yet. And since it is still a project without any product commercially sold yet, remember that there is still no bladeless ceiling fan review.One of the reasons why Exhale Fans came up with the idea of making bladeless ceiling fan was how they found the ceiling fan industry had had blinders on when it came to changing the fundamental, essential thing that moved the air. What people knew—and still do until today—was that fans had blades… or so they had been told.With the 19th-century bladeless turbines from inventor Nikolas Tesla, they began working on what they would later use as the fundamental of their bladeless ceiling fan. During the same time he started working with the turbines, Nik and his wife were planning to buy new ceiling fans for their own home. They kept getting frustrated with their options, even after many trips to the store. Nik later came to the realization that he could actually use the similar base technology as the bladeless turbines he was working with, but in reverse. He built the first prototype in his garage, followed by many advancements and prototypes.There were many changes to the original design of the bladeless turbines for the bladeless ceiling fan to optimize the efficiency only at low rpm, with 300 rpm at maximum. Note that Tesla turbines were designed to create very high rpm, exceeding 50,000, to have forced air to enter from the outside. Therefore, the Exhale Fans had an improved input area, larger space between discs, in addition to a motor adapter in cone shape. All of them differentiated Exhale Fans from its inspiration.Compared to a standard ceiling fan, a bladeless ceiling fan ensured an improved effectiveness while maintaining its small form factor. Standard ceiling fans still use brute force to mix the air in the environment, building large high CFM air movers. They can reach up to 72 inches in diameter too. On the other hand, bladeless one could be only half of size.
Gilmat Door Design, 2017-09-17 02:59:43.Surely it will not be so comfortable if you have a shower door made of glass that looks ugly, right? Unfortunately that is a thing with such high possibility due to the fact that those water splashes may cause marks on the surface of the door that lead to ugly look of the door itself. So, just in case that you want to maintain the best look of the door itself at all times, you have to understand these following tricks. They are pretty easy to do so that you will be able to do them all by yourself.One of the best options that you can do by yourself in order to keep the beauty of the glass door of your shower is to squeegee the door every day. Despite of the fact that it may not be the best option in term of its needed time to get done, the result is great. Clearly you will have to make it as a habit right after using the shower. Do it every day right after shower and the glass door will be perfect.Furthermore there is a thing called as Magic Eraser that will really be useful in deep cleaning your shower. It may be needed if you have just neglected your shower for several times. The use of Magic Eraser will clean those mineral deposits and also soap scum. Once you have done using it in the door, you can actually use it to clean your hardware and faucets and deliver their shine.A thing called as dryer sheet is another useful thing that you can use to clean the door of your shower if it is made out of glass. In doing so, you have to get the sheet in a bit damp state then simply use it to scrub the surface of the glass door of your shower. This will definitely help you out in delivering a shine into the surface of the door itself.One more thing to be the solution to the ugly looking door of your shower will be the pair of old t-shirt and Pine-Sol. Simply mix the Pine-Sol in a spray bottle with water. Spray the mixture on the surface of the door then wipe it down using old t-shirt. Be sure to remember that the best composition for the mixture consists of 1/8 cup of Pine-Sol and also ½ gallon of warm water. Those are the tricks to keep your shower door made of glass clean and shine beautifully.
Gilmat Interior, 2017-09-19 13:55:34.The LED ceiling lights are getting more and more popular to use due to their advantages. The LEDs are known for their usability and versatility as the bulbs can produce lights both in white and colors. If you are planning to use LEDs in your home, either as LED ceiling lights for kitchen or LED recessed ceiling lights, you may need to know the pros and cons of this light bulb option first before making your final decision. Today, we will share some important things you need to know first.Some of the LEDs are known for their very low power, making them perfect to use as illuminated signs and power buttons. There are also LEDs that have enough power to provide lighting for areas with white lights. Compared to CFLs and incandescent bulbs, the LED ceiling lights, in general, are more durable, versatile, and efficient for various lighting needs at home.The LED ceiling lights can create more efficient and direct illumination considering how the LEDs produce light. The LEDs send light in certain directions, while CFLs and incandescent lights produce both light and heat in every direction. Therefore, if you use incandescent lights or CFLs recessed light fixtures, it is most likely for you to lose as much as 50 percent of the light within the light fixture without shining out to generate illumination. Apart from that, the diodes that are present in LED lighting can create efficient light without producing any heat. Keep in mind that CFL light bulbs generate UV light from the electric current that moves through the tube.The LED light bulbs are also more durable in general. Compared to incandescent bulbs and CFLs, the LED ceiling lights tend to not to break under normal use. The LEDs also benefit you from their long life span, which can reach over than 60,000 hours—while the similar incandescent light bulbs can only last 1,000 hours. One LED bulb generates the same wattage as 60 incandescent bulbs, and with much more inexpensive price to compare.Even so, it does not mean there is no any potential issue regarding the use of LED ceiling lights. Over time, lighting LEDs with a poor design may start flickering, changes in color, becoming dim, and even providing uneven illumination. However, the solution is pretty simple and you can prevent those from occurring: Always choose LED bulbs with Energy Star rating.
Gilmat Pools, 2017-09-17 16:17:50.Any pool decks are often a part of the whole backyard area, including the pool itself with other features, such as kitchen, dining and seating area, outdoor fireplace or fire put, and even water feature such as fountain or pond. When you are working on your pool decks designs, the pool area must be a part of the whole outdoor package. With many pool decks pictures you can look up, small chances you will run out of inspiration. Even so, as for today, we will help you with these tips to determine the right layout and location to optimize your outdoor living experience.If you have a large lot, there are more options to choose for where to place the pool and pool decks. You can build the pool away from the house, establishing a separate activity area, with a larger deck surrounding. With larger properties, you can also benefit from the ease and opportunity to go for a freeform design. Natural curves, after all, are more attractive in design as you have a backdrop of landscaping rather than geometrical, rigid shapes.Alternatively, you can opt for pool decks with a concrete surface treatment to complement the natural landscaping. After all, neutral earth tones always work greatly to blend the surface and the surrounding landscape. Consider choosing patterns for concrete to mimic natural materials such as slate, stone, flagstone, etc. Luckily, today's stamped concrete can makes it highly possible.But it doesn't mean you have limited options if your pool decks is about to be constructed on your smaller lot. Typical residential lots will require that the pool to be placed closer to the building, or even adjoined. Therefore, the pool can become a part of the structure and architecture of the home. This will require the pool and deck to use more geometric lines, such as an oval or rectangular shaped pool so the pool can become a silhouette of the home.As for the pool decks, they are ideally to complement or match the materials and colors of the home's exterior. With the close proximity of the home, the pool area is best to harmoniously blend with the structure instead of trying to blend with the landscaping. Use similar materials in color, shape, or texture for your garden edging or nearby walkways or paths to make it easier in incorporating the landscaping with the design of your pool deck.
Gilmat Interior, 2017-09-21 13:23:37.Pool deck is one of the trendiest ideas to add to your home outdoor space like in your backyard. Pool in the backyard can make this outdoor space more relaxing. You can feel a pure enjoyment from the pool design you have. In another side, deck in your backyard can make your home more refreshing. You can spend endless hours in the deck just to read books, have a chat with family member or friends and more. So, how it can be when both pool and deck is built then combined together?Indeed, you will have a wonderful backyard design out there. The combination of pool deck will make you complete your relaxation. You can swim then enjoy a sunbathing time. You can just enjoy the freshness of the pool from the deck. However, it is not an easy project to build both of them in the one place at the same time. At least, you will have two choices. They are the pool and deck design that is built for the above ground pool and inground pool.Both of them have different structure. So, the pool deck will be differently planned and built. It is recommended to ask a professional to build pool deck designs for above ground pools as well as for the inground pool. For above ground pool, the deck will be built following the height of the pool. This is where the difficult project will start. You need to build the deck really carefully. Everything should be rightly planned, built, and finished. Then you can find what you are looking for when it is finished.For the pool deck ideas for inground pools, the deck will be built around the pool. It is like free standing deck design. You can build a shade here. So, the pool deck will be more relaxing and refreshing. You will not need to worry about the hot sunlight or rain if you just want to enjoy your time in the deck. This is an excellent idea to add to your inground pool design.However, any designs and ideas of the pool deck that you want to build either for inground or above ground pool: it is recommended to be finished by the expert only. It is more wonderful when the deck is built from wood. It can be more relaxing. Although concrete deck for inground pool is popular, wood deck is still catchy as it has aesthetic values.
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Six-section Colored Classification Folders, Letter, 2-5 Tab, Yellow, 10-box
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A bright idea for color-coding and subdividing files. Features coated 20 pt. Pressguard covers that resist stains and moisture. 2" capacity fasteners on interior covers. Two-way 1" capacity fasteners on the two 17 pt. Kraft dividers. Bonded fasteners resist catching on loose paper. Color-matched, reinforced rip proof tape gusset. 2/5 cut top tabs in right of center position. Classification folder type: top tab; size: letter; number of sections: 6; cover material(s): 20 pt. Pressguard.


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What's inside? Here are the questions answered in today's reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question.
1. Facebook alienation and human interaction
2. Save or pay debt?
3. Thoughts on inheritance
4. Privacy and blogging
5. Slow student loan repayment?
6. Parenting blogs
7. Loan or no loan?
8. Savings versus complexity
9. A "getting started" checklist
10. Third child
For those of you who don't know, Kickstarter is a website where people or groups can pitch a project for funding from the public. For example, you might have a game you want to publish, a book you want to distribute, or something else.
The site allows people to ask the public for support of their project. For that support, supporters are usually given some sort of reward: a signed copy of the book, an early release copy of the game, and so on.
Kickstarter has become my (no longer so) secret passion of 2011. I love the entrepreneurial spirit. I love the great ideas people come up with. It's just fun for me to browse the projects and watch human ingenuity and creativity at work.
Q1: Facebook alienation and human interaction
Earlier this morning I was reading an article on the New York Times (source: http://www.nytimes.com/2011/12/14/technology/shunning-facebook-and-living-to-tell-about-it.html?_r=3&hp=) about people who refuse to use facebook. Their reason is that in this modern day and age, they feel its actually driving a wedge between their closest friends and themselves. Where once they would call one another, now they shoot a quick message on facebook. Instead of calling to announce something, they would just post an open message announcing it. After giving it some thought, I actually agree with them a lot. I know you frequently write about the value of friendships and relationships, so what are your thoughts? Do you think that social media like facebook helps, or hurts our relationships with other people over time?
– Dale
From my perspective, Facebook is roughly as personal as a phone call. With a phone call, I can't see the person and I can't share an experience with the person. Quite often, I find myself leaving a voice mail, which means the conversation isn't synchronous. Phone calls do have the voice element to them, but as with Facebook, you're still chopping away big pieces of communication when you can't see someone.
Both Facebook and phone calls are trumped by face-to-face interaction, though. With that, you get the full experience: you can see the person, you can hear the person, you can share ideas, and you can share experiences.
For me, the sole purpose of Facebook and phone calls is to lead in some way to face-to-face interactions. It's nothing more and nothing less than that.
Q2: Save or pay debt?
I live in Costa Rica in central America, I've always lived here and probably will always live here so there's no going back to usa to live or retire.
I'm married and have two kids a 3 and a 9 year old, our currency is the costa rican colon, and the exchange rate is approx. 510 colones to a dollar.
My financial situation is this. (All the money I've translated into dollars for ease of explanation, but we use colones.)
My salary is 4000 dollars per month take home pay this is after taxes and retirement (a pension plan), my wife brings about 2100 dollars a month after taxes and retirement, our living expenses including mortgage and car payment, school for the kids, food, entertainment etc is about 2500 dollars/month.
My savings are about 36000 dollars in cash, my debt is 33000 left on my home with a loan at 14% (the rate is high because is in colones not in dollars) with 14 years to go, mortgage is about 500 dollars a month, also a car loan of 28000 dollars at 6% (this is actually in dollars, I know our rates are insanely high) with 8 years to go and a monthly payment of 455 dollars including insurance. I have no cc debt or any other debt.
I am able to continue saving about 1800 dollars a month, I know that there might be a chance (50%)my income will go down to about my expense limit in early 2014, this means I'm going to be able to cover my expenses but not save, only about 200 dollars a month.
Also education for my kids is not very expensive here, Medical school for instance can be about 20000 dollars for the whole career, I'm also saving about 100 dollars a month toward college for my kids.
My question is this. Should I:
(1) continue to save $1800 every month (I can get about 8% in a CD, our stock market its not good)
(2) pay down my house (which I don't intend on living for the rest of my life as it is, I want to either buy a new one or completely remodel mine in a period of 3-5 years, my house has about 100% equity which means that's worth double what my original loan was)
(3) Pay down my car loan (In Costa Rica the cars depreciate not as bad as in the usa but pretty rapidly)
(4) A combination of the above, and if so in what %
(5) Or something else
– Ron
If I were you, I'd follow a very simple plan.
First, I'd set aside about $1,000 for an emergency fund. This would help you in the event of a personal crisis or other such issue.
Next, I would take the rest of your savings and apply it to eliminating debts that are above the 8% you can get in a CD. I would start with that 14% mortgage. I would just eliminate the whole thing with your savings.
If you have all of your debts eliminated that have an interest rate higher than the CDs available to you, then I would return to a focus on savings. As long as you're getting a return that's higher than the interest rate on your debt, keep saving. If your debt interest rate is higher, pay off debt.
This will get you into the best financial shape for the future, I think.
Q3: Thoughts on inheritance
I was just wondering…how much of the the economy and growth in the U.S. depends on inheritance (in your opinion)? People dying, other people getting their money/house, adding value to it, then passing it along when they die? And I don't mean millions of dollars in inheritance–even smaller sums like a few thousand dollars. I feel that I hear an inordinate amount of stories from people who are only able to have a down payment for a house or fund their child's education due to an "unexpected" inheritance from a late family member. Is that really how money works from a bird's eye view?
– Jessica
I think that receiving an inheritance from a parent or grandparent that passes away is a fairly common thing, and that people who receive such windfalls often put it towards a major purchase, such as a house down payment.
I think the entire process of parenting, from the birth of the child to the death of the parent, is a transfer of wealth and other resources from the parent to the child. Obviously, there are things that an adult child can give back, particularly late in the life of the parent, but the largest transfer is from the older to the younger.
That's always been the case, I think. Since the earliest civilizations, resources have been kept within families. Farms, homes, and other assets were passed from parent to child and on down through the generations. What you see with such inheritances is just the modern version of that.
Q4: Privacy and blogging
You mentioned that you shut down your popular parenting blog due to "privacy invasion issues." Can you tell me about some of those issues — specifically, what advice do you have for other bloggers who are trying to maintain a balance between being open/transparent and protecting their privacy?
– Ellen
In 2005, I started a parenting blog as I prepared for the birth of my first son. I continued it after his birth for a while, into early 2006, when I made the decision to take it down. There were a few personal threats made toward me and my child that went beyond what I consider normal internet "trolling."
My suggestion to new bloggers is twofold. First, never post anything on your blog that you would not be perfectly comfortable with a stranger knowing about you. Hand in hand with that is to be extremely careful about what you post regarding people besides yourself. I often edit specific details of people I know and specific situations in order to protect the privacy of people I care about. The Simple Dollar isn't about invading the privacy of people.
Second, get a thick skin. If you start writing about yourself and gain any degree of popularity, people are going to come out of the woodwork to say negative things about you, often unbelievably negative things. People can and will try to hit you where it hurts. Most of the time, they'll use a curtain of anonymity to do it. My advice is to just ignore most of, if not all of it. There are sometimes valuable things that are said in there, but if it's truly a valid concern, it will become apparent in other ways.
Q5: Slow student loan repayment?
My fiance is moving from San Francisco to New York in a month to begin grad school. I had hoped to move with her but I don't want to change companies and my ability to move with my current employer is in doubt. As a result, I will be moving back in with my parents for perhaps as long as two years when she will graduate and move back to SF. At that point we would get our own apartment again.
I was planning on saving a good chunk of money to help pay down her debt, or save enough to reduce the amount she would have to borrow in her second year. At the very least I was thinking I would be able to pay a big chunk of her debt (15 to 20K) right as she exits school. I was explaining this to a friend recently who said I should research because I may be able to write off loan interest.
My question is two parts; 1) Is my friend's assumption true and is there upside to paying off debt slower? and 2) Is it better to not spend that money on paying down debt so we can use it toward a down payment on a small 4 to 6 unit apartment building (my dream) or our first house (more realistic). I'd expect we might look to buy a home in as soon as 4 to 5 years.
– Leo
If I were you, I'd hold onto the cash until you're ready to buy a home together. One big reason is that you're entering what is going to be a challenging period for your relationship.
Long distance relationships are very difficult to maintain – I'm speaking from experience here – and you don't want to have invested a lot of money into paying off your partner's loans only to find that your relationship has not survived.
If you do find yourself together after this period, then I'd sit down and figure out what your shared goals are and what your realistic job opportunities are. These will provide you the clues you need to decide what to do next.
Q6: Parenting blogs
Question for you – do you have any parenting blogs that you read on a regular basis? I'm a new parent, and now and ex-pat, and am looking for a few to keep me motivated in that part of my life.
– Kristy
I had a lot of parenting blogs that I used to read that slowly went defunct over time. It's very hard to keep the fuel behind a focused blog over a long period of time.
The one blog I've enjoyed for a very long time that's still going strong is Parent Hacks, which I occasionally link to in my weekly roundup. I find useful tips there all the time and I often find myself searching through the archives for ideas.
I don't read most of the "big" parenting blogs that people often mention.
Q7: Loan or no loan?
I am going to school for my MBA (Master's of Business Administration). My work has a policy to where they will pay for my schooling, but I have not heard a definate answer one way or another. The VP has approved it but the President has not, and until the President approves it, I may or may not get reimbursed for it. My dad has offered to pay for school until work pays me back, if they do so. If not, then i'll owe my dad for the tuition. My dad is about to retire in the next few years, so I feel bad taking a loan him, especially since if work does not pay for school, it'll take me a couple years to pay my dad back. My question is this: should I take my dad up on his offer or go ahead and take out a student loan to cover the remainder of my MBA? Oh and a few other things, my dad "gifted" me first semester's tuition already. I don't have a whole lot of credit either. I am working on that with my first credit card this year. A secured card. I have zero debt. Would a student loan boost my credit? is it worth the risk, if work doesn't pay for school? Or should I take the "safer" route and take out a loan from my dad?
– Ed
First of all, I wouldn't borrow money from your father who is on the verge of retirement. I'm sure that he's quite willing to loan you the money, but this is a time where you need to stand on your own two feet and not inject a lender-borrower relationship into your relationship with him.
That being said, if I were you, I'd probably directly ask the company president about the situation before I do anything else. If he denies it, then you're working for a company that doesn't stand by their word and I would start looking elsewhere for work, because they're likely to change their mind about other things, too.
If you're forced to take a student loan, that's not necessarily a bad outcome. Student loans do help your credit. They can just feel like an albatross around your neck after you graduate and get your first post-graduation job.
Q8: Savings versus complexity
Over time I've picked up specific credit cards that offer a 5% discount at specific locations, two airline cards, and three general cash back credit card (1% on everything plus 5% on rotating categories). In total I have 10 total cards and charge roughly ~$1000/month combined on the cards. So over the course of a month I can "save" between $10 and $50, but I add a lot of complexity to having to pay multiple cards at the end of the month and I worry that any "savings" that I get will be eaten up by the first mistake I make when I miss making a payment. The additional time isn't major (maybe 15 minutes a month to pay the bills online) but how do I put a cost on the mental energy that that keeping track of this requires. I have a spreadsheet where I record all of my spending (and have for the past 3 years, a marketer's dream) so I know what needs to be paid every month, but that doesn't stop me from worrying that a mistake will still be made. I really think that I need to find a way to look at this issue just beyond any potential financial savings, any advice or suggestions?
– Martha
If this is causing you significant stress – and it seems to be – then it's not worth the $10 or $20 a month that you're saving due to this plan.
If I were you, I'd simply decide on the one card that seems to rack up the most rewards for you based on how you spend, then just use that one card for everything. I would then close most of the other cards, keeping only the card I've had for the longest (to help with credit history).
For me, playing such games has never been worth the time or the concern about mistakes made.
Q9: A "getting started" checklist
I'm about to graduate with a bachelor's and go to law school. I'm also about to get married. Up until this point my parents have been so supportive and generous even to a fault. As a consequence I haven't thought too much about money or done much about it. Considering I'm going to be really on my own soon I was wondering if you could offer a concrete checklist for people who are just starting out. I think this would be helpful for a lot of people.
– Jim
One could write a "checklist" a mile long in this case because there are so many variations and contingencies in the type of situation that you describe here.
If I were you, I'd hit the library and check out a few books targeting your position in life. Two books that immediately come to mind are Automatic Wealth for Grads by Michael Masterson and Smart Couples Finish Rich by David Bach.
On top of those, I'd also read Your Money or Your Life by Joe Dominguez and Vicki Robin. It's the book that changed my life in terms of my finances.
Q10: Third child
I read a few of your articles and found them very interesting! we are also trying to pay off debt AND decide about a 3rd child. I notice you decided to stop at 2 but then changed your mind? What did it?
– Jessie
Sarah and I had long ago decided to have all of our children relatively close together in age so that they would feel roughly like peers as they grew older – or at least have a sibling or two that they could consider a peer.
Sarah had a very close relationship with her sisters, particularly one that was born less than two years after her. I had a more distant relationship with my siblings, mostly because the closest one to me in age was nine years older than me. We wanted a dynamic more like the one she had with her siblings.
As time passed after our second child, we just kept talking about this subject more and more, and we basically decided that if we were going to actually ever have another child, we were either going to do it now or never do it. I think the immediacy of it convinced us to just go for it.
Got any questions? Email them to me or leave them in the comments and I'll attempt to answer them in a future mailbag (which, by way of full disclosure, may also get re-posted on other websites that pick up my blog). However, I do receive hundreds of questions per week, so I may not necessarily be able to answer yours.


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Free Entry
Das Neumann Haus, hand built by German immigrant Hermann Neumann in 1893, is located in Laidley, a town that retains a nostaligc feel. The house has been restored to its former condition, refurnished in the style of the 1930s and opened to the public as a house museum.
Once considered the cultural hub of the community, now volunteers enthusiastically tell the stories of the Neumann family and the history of Laidley.
Relax on the deck or under the shade of the 100 year old Jacaranda tree in the park whilst you sample delicious cakes, smoothies and more from Annie's Place Coffee Shop. Free wifi is available.
Special events include the Heritage Festival, held annually in April and the Laidley Spring Festival, held annually in September.
|Opening Hours
|All year
|10am - 3pm
|19 4월 2019


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Euramax 1 Square Grey Left Hand Composite Door 880mm x 2100mm
Supplier delivery - from FREE
Supplier delivered products can be delivered to mainland UK addresses with some exceptions (such as remote locations) depending on the supplier.
Please check for any delivery restrictions before you place your order. You can contact our customer service team by telephone on 0330 123 4123, or via email at email@example.com
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For full details on supplier delivered products, please refer to our delivery details page.
The durable 1 Square Composite Door with a glass-reinforced plastic finish, for ideal weather resistance. It offers a stylish appearance with minimal maintenance required.View product details
Product attributes
- Height:
- 2100 mm
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- 70 mm
- Width:
- 880 mm
- Opening Direction:
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- Double Glazed
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- Euramax
Features & benefits
- A GRP compression moulded skin door with a Polyurethane thermally insulated core to keep the warmth in and reduce your energy bills. The internal face of the door is white to match your internal décor and open inwards.
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- Supplied in a pre-hung frame with a chrome lever/lever handle, a Yale Lockmaster lock, a chrome letterplate and adjustable hinges for ease of installation.
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- 24mm double glazed toughened sealed units with stippolyte obscure glass for subtle privacy.
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The Supreme Court, in a 5-4 ruling in the case of Shelby County v. Holder, declared Section 4 of the Voting Rights Act unconstitutional, asserting certain states and jurisdictions shouldn�t be held to a different standard than other states when it came to conducting elections.
In a 23-page majority opinion, U.S. Supreme Court Chief Justice John Roberts said in effect, �That was then, this is now.�
The Court, in a 5-4 ruling in the case of Shelby County v. Holder, declared Section 4 of the Voting Rights Act unconstitutional, asserting certain states and jurisdictions shouldn�t be held to a different standard than other states when it came to conducting elections. The specification that some Southern states and certain counties to have their election law changes �precleared� by the federal government, the Court ruled in 1966, was a necessity driven by the conditions as they existed then.
�Since that time, Census Bureau data indicate that African-American voter turnout has come to exceed white voter turnout in five of the six states originally covered by (Section) 5, with a gap in the sixth state of less than one half of one percent,� Roberts wrote.
The majority held that because the barriers to voting in 2013 aren�t as they were in 1965 when the act was passed, Section 4 constitutes an unconstitutional intrusion into power held by the states by singling out specific states and jurisdictions.
Roberts� opinion noted the act�s success as a reason why the exceptional circumstances for Section 4 no longer exist.
�There is no doubt that these improvements are in large part because of the Voting Rights Act,� Roberts wrote. �The act has proved immensely successful at redressing racial discrimination and integrating the voting process.�
A Kinston case, Nix v. Holder, was another one of the suits brought before the Supreme Court to challenge the preclearance provisions of the Voting Rights Act. The U.S. Justice Department retroactively gave preclearance for nonpartisan elections in Kinston after initially nullifying the results of a 2008 referendum.
Local businessman John Nix believes the DOJ approved the Kinston plan because it would have an easier time arguing against the Shelby County case.
�It�s a very important decision,� Nix said. �It means the end of preclearance for hundreds of jurisdictions like Kinston � 16 states. And it will allow us to make changes to our voting procedures without needing permission in advance from the federal government.�
Former state Rep. Stephen LaRoque began a petition drive in 2007 to get the referendum on the ballot after a nonpartisan election proposal failed in a City Council vote.
LaRoque thanked Terence Pell of the Center for Individual Rights, and attorneys Michael Carvin and Hashim Mooppan of the Jones Day law firm for the work they did pushing the case.
�All their hard work and that of Shelby County is what I think made this a reality,� LaRoque said.
About the Shelby County decision, he added, �I thought that there was going to be a positive result after the oral arguments before the court. I felt like it was going to be a 5-4 decision, but I felt that we had a good shot at it.�
Joining Roberts were justices Samuel Alito, Anthony Kennedy, Antonin Scalia and Clarence Thomas, who also wrote a concurring opinion.
Justice Ruth Bader Ginsburg wrote the dissenting opinion, joined by justices Stephen Breyer, Elena Kagan and Sonia Sotomayor.
Ginsburg took issue with Roberts� statement about the Voting Rights Act�s success necessitating changes.
Congress, as recently as 2006, voted to reauthorize the Voting Rights Act.
�In the Court�s view, the very success of (Section) 5 of the Voting Rights Act demands its dormancy,� Ginsburg wrote. �Congress was of another mind. Recognizing that large progress has been made, Congress determined, based on a voluminous record, that the scourge of discrimination was not yet extirpated.�
She also cited eight specific examples during the last 25 years the justice contends requires the act remain as-is. North Carolina didn�t make the list, but South Carolina did.
�In 2003, after African-Americans won a majority of the seats on the school board for the first time in history, Charleston County, South Carolina, proposed an at-large voting mechanism for the board,� Ginsburg wrote. �The proposal, made without consulting any of the African-American members of the school board, was found to be an �exact replica� of an earlier voting scheme that, a federal court had determined, violated the VRA.�
While declaring Section 4 unconstitutional, the Court left Section 5 � which allows for preclearance but doesn�t specify who is subject to it � intact, but unenforceable. That gives Congress the ability to rewrite Section 4 in a way that passes constitutional muster.
State Rep. George Graham, D-Lenoir, who was part of the brief filed to prevent the Kinston nonpartisan elections decision from having a greater impact on the Voting Rights Act while he was a Lenoir County Commissioner, said he expects Congress to revisit the act.
�I think there will be a rewrite at some point in time,� Graham said. �I don�t know how fast Congress will move on it, but it has been a very helpful instrument and a good tool. Over the years, it allowed for there to be good and open participation by minorities all across the country.
�It�s been a good bill and it�s paid big dividends.�
U.S. Rep. G.K. Butterfield, D-N.C., said in a statement he doesn�t place much faith in what might emerge should the House of Representatives take up the matter.
�The Republican House majority has shown its disdain for civil rights laws,� Butterfield said. �It is unreasonable to believe Congress will act in good faith and in the spirit of the Court�s decision. And so, the result of this decision will be a complete gutting of Section 5 which will embolden efforts to enact discriminatory laws and procedures.�
In the interim, state voter ID bills that have been stalled because of perceived DOJ opposition under the Voting Rights Act are getting new life.
�I guess the bottom line is we were very concerned about preclearance, so our range of acceptable IDs was broader than it may have needed to be,� State Rep. Harry Warren, R-Rowan, said to The (Greensboro) News & Record. �And so I think that they�ll revisit that aspect.�
Wes Wolfe can be reached at 252-559-1075 or firstname.lastname@example.com. Follow him on Twitter @WolfeReports.
Breakout Box
Shelby County v. Holder


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Wabash College Announces 2005-2006 Theater Seasonby Karen Handley • August 22, 2005 Share:
The Wabash College Theater Department has announced the College's 2005-2006 theater.
In 2005-2006, seating for Theater productions will be by general admission, though free tickets are required for Theater productions.
Tickets for Fall Semester events will be available September 1, 2005. Tickets for Spring Semester events will be available on January 26, 2006.
Contact the Fine Arts Center Box Office by email at firstname.lastname@example.com; phone: 765-361-6411; or by mail at Fine Arts Center Box Office, Wabash College, P.O. Box 352, Crawfordsville, IN 47933-0352. Box Office hours are Monday through Friday, 8:30 a.m. to 12 noon and 1:30 to 4 p.m. The box office will open 90 minutes before curtain time for Theater events. Tickets not claimed at the Box Office 10 minutes prior to curtain will be released to the general public.
The Anderson Trial, by Saul Levitt, will start off the season at Wabash. Performances will be October 5-8 at 8 p.m. The performance will be in Ball Theater in the Fine Arts Center.
The Andersonville Trial is a striking courtroom drama about a famous event in American history: the military trial of Henry Wirz, who was commander of the Confederate prison at Andersonville during the Civil War.Torn by awful memories and coldly pursued by his prosecutor, Captain Wirz maintains that he ran Andersonville as a soldier acting under orders. The crux of this stirring play raises the question: When does individual responsibility to conscience transcend any power of authority?
"The Andersonville Trial is the pure and genuine quill of theatre, written to stand your hair on end." —Morning Telegraph
The second production of the season will be the Studio One-Acts: The Vietnamization of New Jersey by Christopher Durang. Performances will be presented November 12-13 at 8 p.m. each evening.
In The Vietnamization of New Jersey, playwright Christopher Durang focuses his acerbic comic laser beam on the American family. Fusing black comedy, satire, and a generous dose of Durang garishness, the play ultimately arrives at a surprisingly moving delineation of American character.
"Christopher Durang is a one-man Yale lampoon. He is a diabolically comic writer whose ammunition is ridicule and whose weapon is scattershot."—The New York Times
The third production of the season will be Churchill at Eight: Two Plays by Caryl Churchill. Performances will take place February 22-25 at 8 p.m. each evening in Experimental Theater.
The Wabash College Theater Department is pleased to present two of Caryl Churchill's most highly acclaimed plays: Far Away and A Number. Far Away is a poetic howl of anguish at the increasingly tolerated levels of inhumanity in a world seemingly perpetually involved in conflict. In A Number, Churchill turns her attention to the subject of human cloning.
"More than any other writer, Churchill has transformed the theater into what it needs to be—a gymnasium that exercises the imagination, shakes up the moral sense, stretches the spirit"—London Times
The fourth and final production of the season will be The Braggart Soldier by Plautus, translated by Erich Segal, adapted and directed by James Fisher, which will be presented April 19-22 with performances starting at 8 p.m. each evening in Ball Theater.
Plautus's The Braggart Soldier is, as scholar Dudley Fitts writes, "superbly funny; and it is a poem." Plautus (254–184 B.C.) inspired his audiences to laughter by playing with the nature of theater and the relationship between actor and audience. In a new adaptation by James Fisher based on Erich Segal's translation, this commedia dell'arte-inspired production aims to continue that tradition in a comedy with one of the longest and richest traditions on the comic stage. Its title character is the prototype for an enduring legacy of vainglorious fools and his descendants can be found in theater from Plautus to the great comedies of Shakespeare. Contemporary culture finds parallels for Plautus's swaggering, pompous lunatic in films like Dr. Strangelove and Catch-22.