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CHICAGO (AP) Ben Averkamp scored 22 points and Jordan Hicks had a season-high 21, leading Loyola of Chicago to a 76-65 victory over Milwaukee on Wednesday night.
Averkamp also had 12 rebounds and four assists for the Ramblers (13-8, 3-5 Horizon), who shot 53 percent from the field and outrebounded Milwaukee 35-25. Christian Thomas added 16 points.
Jordan Aaron and Austin Arians each had 17 points for the Panthers (5-17, 1-7), who have lost four in a row and seven of their last eight games. Milwaukee is 0-12 on the road this season.
Loyola pulled away with 20 straight points midway through the second half, turning a 44-42 deficit into a 62-44 lead with 6:52 remaining. Cully Payne and Devon Turk hit back-to-back 3-pointers during the run and Averkamp had eight points. The Panthers went scoreless for 8:27 during that stretch.


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Real Housewife of New York Sonja Morgan Files for Bankruptcy
Real Housewife of New York Sonja Morgan filed for bankruptcy in New York yesterday. She listed about $13 million in assets and $19 million in debt. Being secretly poor is an epidemic with these ladies!
Morgan, who is divorced from banking scion John Morgan of the J.P Morgan Morgans, is so heavily leveraged because of a film deal gone bad, apparently. She was supposed to make a film starring John Travolta, but when she couldn't meet his demands, he pulled out and the whole thing fell to shit and she ended up losing a $7 million lawsuit. She's since appealed the decision, but even that doesn't explain where the other $12 million in debt came from.
This isn't the first time we got the bait-and-switch from one of these supposedly wealthy women. Practically the entire cast of the Real Housewives of Orange County is in arrears and New Jersey's table-flipper Teresa Giudice famously found herself $11 million in debt and was later forced to auction off her belongings.
Things don't look that bad for Morgan right now. She was a favorite of ours, so we're a little sad about the news. Maybe a charity bake sale is in order?
[Image via Getty]

subset: commoncrawl


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Everyday Shooter
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Originally developed solely by Jonathan Mak, Everyday Shooter won three awards at the Independent Gaming Festival at the 2007 Game Developers Conference and was a hit on PS3. Now you can experience this unique shooter on the PSP system in this faithful port. Unlike traditional arcade shooters, each level is presented as a different "music track," complete with a different look and chain combo system, and typical arcade sounds of destruction are replaced with guitar riffs harmonizing over the instrumental soundtrack.
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Trying to think inside the box...
See ya there!
American made Honey Processing Equipment "Built to last a lifetime"
Looking for a campground.
Clean showers,no line at 6 am
Just right up the road from me.
Grandfather Mountain is here, along with the Blue Ridge Parkway, Blowing Rock, many resorts and restraunts. Also home to Appalachian State University. Wish App State had Entymology program.
Just because something doesn't do what you planned it to do doesn't mean it's useless.
Thomas A. Edison
we have lots of cousins in West Jefferson have to start seeing if they will put me up. Nice area.
Honey Bear Campground is only a couple of miles from Appalachian State University.
Hey Larry,
Yes ,I've found a couple but haven't made up my mind yet.I was hoping to find a state or Forest Service campground but they seem to have pit toilets and no showers.
Registration info usually shows up on the web page around April-May.
So, your making headway. They do sound a bit rustic for even a seasoned camper. You'll need to watch out for bear if you use the pit often. Haha Clear off the picnic table and Hide your bearries lol Ya, I was thinking around April, which is a bit of a draw back when you want to make all your arrangements at once. Plane tickets now and a room, maybe a car later makes planning interesting. I guess time will tell. I'm looking forward to seeing the gang all there.
I think this is one I am going to plan around. Look forward to meeting a bunch of you. Is the registration form available yet? I did find the EAS membership form on line...
I have to travel to the Boone area in March and wondered if there are any beekeepers down that way that would help me to put together a short article on NC beekeepers for the ABJ which would run prior to the EAS gathering.
This might just attract more interest in the conference, aside from giving me a sense of what beekeeping is like in NC.
Get in touch with Steve Forrest.
I think Brushy Mt. is pretty close.They are hosting the BBQ this year I believe.
Miller Bee Supply is right down the road as well, however Steve and Sandy at Brushy Mountain have been around the business for nice long while. They also have a neat operation and will give you a tour. Everyone there is friendly and the community is beautiful that time of year.
Just because something doesn't do what you planned it to do doesn't mean it's useless.
Thomas A. Edison
I'm a little confused as to the price... what exactly is the admission price of this?
I'll be going, maybe I can get someone else from my local club to join me.
As far as price, from what I read you need to be a Member of the EAS- Dues are $25 yr. Then the price for the short course (a 3 day event) is $100. Lodging and meals are extra.


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Search Results
There are 8 item(s) tagged with the keyword "MCBOS".
- Displaying: 1 - 8 of 8
- 1. Out of Control EPA and Arizona Code Enforcers
Rusdon Ray, a local draftsman/Home Designer, along with some builders and home owners, met with Maricopa County District 2 Supervisor Steve Chucri in early March 2013. They wanted to let him know that the EPA, as well as the ICC's International Building Codes adopted by the Maricopa County Board of Supervisors (MCBOS), are forcing the construction industry to conform to illogical, tyrannical, untenable regulations and codes. Imagine a police officer entering your home and ordering you to install a certain type of swimming pool motor, air conditioner, shower head, toilet, etc. Would this happen in a free country? Yet, our local government, through Code Enforcement, has the power to keep you from taking possession of your home if you haven't installed these items. If you as the home owner take possession anyway, your local government can prevent you from getting your power turned on. See an article titled "Quest for Excellence best done through Mandates or Personal Choice?" written by Rusdon Ray.
Here is the letter that Rusdon wrote to Steve Chucri:Click here to read more
- 2. Gilbert Watch Supports Lester Pearce for Maricopa County Board of Supervisors
Lester Pearce, the brother of Russell Pearce, has decided to run against Steve Chucri for District 2 Maricopa County Board of Supervisors (MCBOS).Click here to read more
- 4. The Kangaroo Court of Randy Parraz
A few weeks ago, I submitted the following Letter to the Editor of the Arizona Republic. They didn't publish it, so I sent it to the East Valley Tribune. They didn't publish it either. Maybe it's because they would rather join Randy Parraz in condemning Sheriff Joe Arpaio than print the truth.Click here to read more
- 6. My Experience at the Maricopa County Board of Supervisors
When you read through this, plus my and Kelly Townsend's presentations made to the MCBOS (Maricopa County Board of Supervisors) which follow, please understand one thing. Randy Parraz's entire strategy is to SWAY PUBLIC OPINION. That's all he has to do to get Arpaio out of office. The leftist media provides Parraz with his echo chamber, capturing his quotes and repeating them through television and print. The leftist media ignores anything positive about Arpaio, simply referring to those who support the rule of law as "Arpaio supporters."Click here to read more
- 7. Getting Rid of Sheriff Arpaio is Key to an Obama Win in AZ
Wednesday, January 4, at Noon, Randy Parraz is gathering up his usual Leftist, Open Borders crowd to draw the attention of the carefully Marxist educated "journalists" to document and spread the word that duly elected Sheriff Joe Arpaio "must go"! Here's Parraz's message to his minions:Click here to read more
- Displaying: 1 - 8 of 8


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The sock bug has struck again. I think it's because the beastly heat has gone (finally!) and the cool weather has turned my thoughts to how much I love wearing my hand knit socks.
I finished my Pink Clouds socks:
Pink Clouds Socks
What: Pink Clouds Socks
Yarn: 2 skeins of Claudia Handpainted Yarn in Pink Cloud
Needles: size 1, Knit Picks dpn's
Pattern: Basic stockinette socks with 1 1/2″ of 2×2 ribbing on the cuff and an eye of partridge heel
Date started: 5/8/07
Date finished: 9/9/07
Lesson Learned: Pull Kitchener tight as you go, not when you're finished.
Destination: my feet!
Thank you to the bloggers who warned about the short yardage on this yarn. I knit short socks and was left with this much yarn:
I've read rave reviews of this yarn and I'm kind of puzzled. There is absolutely nothing wrong with it (it's soft, the colors are nice, it was a pleasure to knit, etc.), but it just didn't make my skirt fly up. I would knit with it again, but it goes on my 'just another sock yarn' list.
I'm going to start another pair of stockinette socks soon. I just have to decide which yarn to use.


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To keep everyone up to speed, this is just a quick post on what I'm working on currently and what the upcoming releases will feature. I want the expanded test group's release to contain enough of the getting started tutorial to teach most of the basics needed to set up a small, but generally functional colony. We're probably going to be up around 100 tutorial steps by the time this is ready, since even a small colony has many necessary parts.
Each tutorial step, though, is a minor pain to create. The tutorial as a whole requires some meta-planning, as the steps have to fit together in a coherent way that enables the player to grow their colony as they work through the tutorial process. Each step requires a bit of its own planning, since I have to figure out how to explain (at least on a basic level) what it's trying to teach a new player. Then I've got to write the step's text, configure a bunch of peripheral data (where's the view going to be, how am I going to prompt the user to do the right thing on-screen), and write a bunch of custom code for each step to correct the user when they do something wrong, or recognize that they've done the right thing and respond appropriately.
Then, various garnish needs to be added, like achievements / other things to keep the tutorial fun and to help the user have a great time while making their way through it.
As you can probably tell, the whole thing is rather time-consuming. From earlier testing, though, we found that this is the best way to introduce new players to the game, and we're sparing no effort in making Outer Colony as accessible as practically possible.
So! How far along am I to the release for the expanded test group?
The getting started tutorial currently has 65 steps. I've probably got another 20~35 left to add until it's ready for wider consumption. Most of the 65 existing steps were part of the last release.
For this release, the tutorial will include a bunch of new sections.
As of this morning, these in green are done:
-Using the Inspection Tool
-Mining Ore
-Material Refining
-Manufacturing (this was a sizable topic to cover)
-Crop Planting
-Material Synthesis
-Order Priority Adjustment
-Essential Room Equipment (Lamps, Miscellaneous Furniture, etc.)
-Plant Harvesting
-Free Form Construction
-Child Care
I'm working right now on:
I still have to add (This list may grow as I identify other essential topics):
Moved back to a later release:
-Colonist Media System
-Colonist Activity Configuration
Many of the most critical feature requests / bugs found in the last release have already been addressed. There's one significant bug I've found where colonists aren't undertaking sufficiently bad actions when they're unhappy for extended time periods, and there's another bug Torvus found where mothers freak out when they can't find an open bed to drop off infant children. Both of these have to get fixed for the wider release, as they're very damaging to gameplay.
There are going to be dozens and dozens of gameplay systems that simply aren't covered in the guided tutorial yet, and the website will have to be used by new players to explore these features for now. I'm not sure how much I want / need to cover via the guided tutorial, and for now, I just want to use it to teach players the basics. I think that some of the advanced functionality is better explained via the website and videos, anyway, and I'll be expanding the guided tutorial further after this as necessary, once I see how the new testers handle everything.
I hope that makes a bit of sense, and I appreciate everyone's patience while I work through things! I only get one chance with a particular test group to see how they handle learning Outer Colony as brand new users, so I put a ton of effort into honing things as much as possible before a release that includes new users. Thanks again, and I hope you guys will find this release to be a lot of fun!
Upcoming Release / Test Group Expansion
Questions, ideas, and general discussion of Outer Colony.
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Hello people of the internet!!! On today's 'Monday Memos' we're going to talk about a new show that we're all going to want to check out on Netflix. If you have ever read the novel 'Thirteen Reasons Why' by Jay Asher then prepared to get really excited! In 2011 Universal Pictures purchased the rights to make 'Thirteen Reasons Why' into a film starring Selena Gomez. On October 29th (of 2015) it was announced that this book would instead be made into a 13 episode miniseries that will be executive produced by Selena Gomez, her mother Mandy Teefey, and Kristel Laiblin (who has also served as a producer for films such as The Man with the Iron Fists, In Time, and Children of Men). I'm not 100% sure if Selena will still star as the lead character Hannah Baker, but I'm sure we'll find out soon so I'm excited to find out. Personally I am a HUGE fan of this book, so I'm excited to see this miniseries. This is the latest book to get a film/TV release, following other Young Adult novels such as: Harry Potter, Twilight, The Hunger Games, The Divergent Trilogy, The Fault in our Stars, and the TV show Eye Candy, among many others. It's really cool to see our favorite stories get a breath of fresh air by coming to life on the big and small screen, and I'm really excited to see which of our favorite novels will be added to this list next. So now let's discuss the plot a little bit (and don't worry there won't be any huge spoilers).
The story revolves around the aftermath of the suicide of a high school girl named Hannah Baker. We follow the story through the eyes of a shy guy named Clay Jensen who is surprised to find a box of 7 cassette tapes from an anonymous person. He listens to the tapes and finds out that Hannah is narrating the tapes. On these tapes she explains that there are 12 people & 13 reasons that are responsible for her committing suicide. She says that each of the 12 people must pass the tapes along to the next person, otherwise someone else will release a second set of the tapes to everyone at their school. This is definitely a really interesting story that will take you on a rollercoaster of emotions. The book ends with giving the audience a lot of really good life lessons, but do so in a very realistic non-preachy way. I am so excited that this book is getting more attention, and I am interested to see where Netflix takes this story.


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MILTON MILLS, N.H., Aug. 17 (UPI) -- A New Hampshire man who admitted to streaking at a restaurant and leading an officer on a nude chase said he was protesting the eatery.
Sheehan Lygren, 22, of Milton Mills, who pleaded guilty to misdemeanor counts of indecent assault and resisting arrest Monday, said he was protesting the working conditions at the downtown restaurant, where he was employed until the July 12 incident, the Portsmouth (N.H.) Herald reported Tuesday.
"I'm a free-spirited individual and sometimes it gets me in trouble," Lygren said after entering his plea.
Prosecutors said Lygren walked into the restaurant nude July 12 and fled through the Vaughn Mall when a police officer gave chase.
Lygren was fined $1,000, with half suspended pending a year of good behavior, and a 30-day jail sentence, also suspended for a year. He was also ordered to write letters of apology to the restaurant and the police officer.


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Mr. ROCSTEADY ft. Young Dro & Dorrough Music - Don't Make Me Go BANANAS [Unsigned Hype]
New music by: Grammy Nominated Songwriter/Producer
"Jerrin Howard"
Produced by: Vybe
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ROCKFORD — A few weeks ago, Kristin McDaniel was a frustrated shopper for health insurance.
The Loves Park resident needed help exploring her benefit options on the nearly month-old Illinois Health Insurance Marketplace. She recently started a job for a medical equipment delivery company, but she doesn't have health insurance.
After a few rounds of phone tag, she scheduled an appointment with an in-person counselor at the YWCA of Rockford this week. She's hoping to find an insurance plan that fits her needs.
"I was so frustrated before, but then I saw all over the news about people having a hard time getting through to the Obamacare websites," said McDaniel, 47.
Rock River Valley agencies like the YWCA have had some success enrolling residents in the marketplace since it and similar programs launched Oct. 1 across the country.
Illinois partnered with the federal government to run its marketplace, and computer glitches on the federal website, healthcare.gov, have taken the biggest blame for delays in signing people up for health insurance.
This month, state officials have pushed outreach and education about the marketplace and the expanded Medicaid program that are part of the Affordable Care Act, which became law in 2010. The federal health care reform law requires that most people have health insurance by 2014 or face a penalty for being uninsured when they file their taxes in 2015.
People need to sign up by Dec. 15 if they want coverage to start Jan. 1, but open enrollment runs through March 31.
An enrollment kickoff is planned for Nov. 2.
Local officials say 40,000 people in Winnebago County are uninsured; half are expected to qualify for expanded Medicaid access and half are expected to qualify for the state marketplace insurance plans.
Healthcare.gov was updated recently with a tool that allows users to get a basic estimate of insurance plan costs where they live. The site had been criticized before for making users enter personal information before getting estimates.
The estimates don't factor in tax credits and subsidies that most people with low-to-moderate incomes will qualify for to help them pay for their health insurance.
The YWCA, the Winnebago County Health Department, La Voz Latina and Lifescape Community Services are sharing a grant that helped train counselors to help residents navigate their insurance options.
Early appointments have averaged about two hours, said Juliana Barker, coordinator of the in-person counselor grant program at the Health Department.
Counselors won't get too personal with the questions they ask, so as not to violate privacy laws. But they will inquire about your lifestyle, such as if you travel a lot and would prefer an insurance plan that covers services at out-of-network hospitals.
McDaniel said she typically goes to the doctor once a year. She most often visits Crusader Community Health, a federally qualified center that offers sliding-scale discounts for uninsured patients.
The state plans are labeled bronze, silver, gold and platinum, with bronze having the lowest costs and platinum having the highest. There are also catastrophic-coverage plans for younger residents.
Plans take into account your age, family size, income and where you live. For example, the lowest proposed monthly rate for a bronze plan is $120 for a 25-year-old in Chicago and $128 in Peoria. For a 40-year-old, it's $152 in Chicago and $163 in Peoria.
Melissa Westphal: 815-987-1341; @mlwestphal; email@example.com
Where to go for help
Illinois Health Insurance Marketplace: 866-311-1119; getcoveredillinois.govWinnebago County Health Department: 815-720-4247; firstname.lastname@example.com Human Services Department: 815-987-5711; firstname.lastname@example.com Voz Latina: 815-965-5784; email@example.com Community Services: 815-963-1609; email@example.com Saint Anthony Medical Center: 815-395-5349 or 815-227-2620; email@example.com Health System: 815-971-5000SwedishAmerican Health System: 815-968-4400; firstname.lastname@example.com of Illinois College of Medicine at Rockford: 815-395-0600; firstname.lastname@example.com of Rockford: 815-316-6127; email@example.com County Health Department: 815-544-2951


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Its a place undefined in time, a location that no one would ever willingly travel to. Are we there yet? The answer is yes. But its going to take 7 to 8 years for the reality to sink in.
Sunday, January 01, 2012
Real Estate Investment Musings
The basic thing that never enters the question on home ownership is the cost of money. You borrow money to buy a home from the bank. After 20 years the home is paid off and you have no more payments, Right??? You're wrong. Take a paid off home financed for 200K. Figure interest rates at 6% not the ridiculous current 2 percent. The interest generated by 200k at 6 percent is about $12,000 a year. This is what a paid off homeowner's hidden costs are. The cash in his home is not paying him $12,000 a year, that's his cost of ownership plus $2,000 in taxes plus about $2,000 in upkeep. So the paid up home owner is paying about $16,000 a year for the privilege of living in that home. Divide that by 12 and you get monthly "rent" payments of about $1334 a month. Everybody pays rent.
40 years ago you might have heard the phrase, "A home is the most worthless investment you will ever make, but a necessary one." The reason being, it was a savings plan for young people starting a family and a long term hedge against inflation. Plus it had always been cheaper to own a home than to rent. Renters paid more for the freedom to pick up and move. The real estate bubble trashed that well tested concept and replaced it with two new ones, "Real estate always goes up," and "Buy now before you get priced out of the market." Everyone that ever wanted a home bought one and now this bubble has collapsed leaving our government (you and me) holding the bag.
Rental real estate may again become a viable investment option in certain parts of the country. A single family home purchased for 100 times its monthly rental, should have a very nice return. For investor owned real estate, the banks want 20 percent down. A 100k home, that can be rented for $1,000 a month, will cash flow nicely. Figure a down payment of 20k plus 6k in closing. If bought right, you could take $200 a month off the top for 20 years and then after that, you'd get a retirement check of $1,000 a month as long as you own the house. One thing to realize, landlords don't set rental rates, the market does—the higher the rate, the more months the unit sets vacant.
Don't go to Las Vegas and buy a home in one of those 4,000 house developments that has only 4 families living in it. The current tenants are probably busy recycling the copper and appliances out of the other 3,996 homes.
Fannie and Freddie ought to be offering some good deals in the coming year. The extra dollars they give you for buying a stripped out house, you can shop Craig's List and buy back the water heater, furnace and dishwasher.
Cash held in the bank right now is taking a real beating. As a rule of thumb, a home is the equivalent of 150 ounces of gold. Not only that, it provides shelter, is a hedge against inflation and the banks will loan you 80% of its value as an investor, more if you decide to live in it. Maybe the investment tip for the New Year is; "Buy and hold things the government can't print."
So in the coming year if you have an extra 25k rotting in the bank, do you buy a new car or dabble in a rental? In 10 years, your wheels will then be worth $500 or you could have had 50k in tax deductions depreciating your rental. A lot of people in this country work full time for the car industry without even knowing it. So investing 20K and waiting 20 years, do you have the time to spare? At age 65 I keep asking myself, why didn't I buy two instead of just one when I had the time?
35 comments:
I just spoke with a mover who is located in Sarasota, FL.
He said that business is brisk. Investors are buying 10 or more homes at 50¢ on the dollar and renting them out.
Like you, I am in my mid 60s and at this point it won't work for me. If only I was forty!
- Monday, January 02, 2012 11:28:00 AM
60 year olds. Don't be dismayed. Home prices will continue to drop. They'll go down another 10-30% because there are so many more foreclosures coming and unemployment statistics. Then prices could flat line for years. This is what happened as a result of the 30's depression (15 years of flat line). Matter of fact if you're 60 you may never see appreciation in single family homes again in your lifetime.
- Monday, January 02, 2012 3:36:00 PM
Careful investors...all the news reports are going on and on about how strong local rental markets are, but if programs get put into motion where the banks start renting out their REO holdings, you'll get stuck holding the bag...again! Check out this article about selling out the nation's landlords: http://www.homeforsure.com/selling-out-the-landlords
- Tuesday, January 03, 2012 3:33:00 AM
- Jim in San Marcos said...
Hi Anon 3:36
I agree there is need for caution. I don't see the banks going for the rental program, but Fannie and Freddie could give it a try. As with all government programs, they will overrun on costs. Renters are mobile and homeowners underwater are not. There is a very good possibility that prices could go a lot lower so you really need to know your market.
Figure most homes of about 1800 square feet cost around 80k to build. Anything below that price has to be a good deal. Buying one won't hurt you, but buying 10 could.
The key is management. If you are easy on the renter and cut him slack, he isn't going to move out unless it is job related. I don't see management companies cutting any slack, they are hard asses and it pisses off a lot of renters and they vote with their feet.
Management companies like people that move, they charge the owner for repainting and re carpeting. A rent turn over can cost the landlord $1,500 plus two months down time.
Being a landlord is not for everyone, you need to be a bit carefree and relaxed otherwise the stress will drive you crazy.
- Tuesday, January 03, 2012 6:51:00 PM
- Jim in San Marcos said...
Hi Anon 11:28
It still might be a good investment for you to pass on to your kids.
I might just live to be 85. My son could enjoy the added income when he is 40.
- Tuesday, January 03, 2012 6:58:00 PM
Really Jim? $80K to build a 1800 sq foot house?
Maybe out of toothpicks and the cheapest drywall made in china!
I've see kitchen remodels with quality materials and cupboards run close to $40K. Hell, Ikea kitchen remodels can run $20K easy!
My insurance companies insures my $400K 1950s home for $280K replacement cost.... I'd say that's much more accurate to replace my home.
Hell a new roof alone cost $10K minimum! Mobile home for $80k maybe...
- Wednesday, January 04, 2012 4:20:00 PM
80k to build an 1800sf house out of mud bricks and salvaged wood and parts like an adobe maybe.
- Wednesday, January 04, 2012 6:28:00 PM
- Jim in San Marcos said...
Hi Anon 4:20
There is a point at which home building completely disappears, thats when resold homes hit 80k, like they have in Detroit and some areas of Florida. 80K would be the builders costs figure a 40k markup and 30k for the land and 15k for permits and services hookup. Right there you are at 165K per home.
Rebuilding a home that has been destroyed is not easy. Have you got the original plans? Can you build that same house and be up to code? Homeowners policies typically cover the contents up to 50% of the home value.
I'm pretty much discussing homes built 20 years ago that will be valued a lot lower than your typical new build.
I've seen people in California spend 80k just upgrading their kitchen and IMHO, they didn't get even one third of what they paid for.
Some home costs are like trying to buy a new car at the parts department of a dealership. It will cost you double or more.
- Wednesday, January 04, 2012 8:31:00 PM
Home prices will continue to drop and once at the bottom will flat line for years. All you have to do is look at the macro economic pic to know that. Real estate investors will not be figuring appreciation into their projections any more. Just cash flow and tax breaks (but the tax breaks will go away soon too and property taxes will go up too). Real estate may not even be considered a worthy investment in another 5 years or so. This is what happens in a depression, right Jim?
- Wednesday, January 04, 2012 9:45:00 PM
- Jim in San Marcos said...
Hi Anon 9:45
I do think that housing prices have a lot further to fall to get in line with rentals.
With the present interest rates, rentals make a lot of sense if you can buy one for 100 times the monthly rental. I figured it out once and I believe that the return at that ratio is about 20%. That sure beats what the bank is paying.
The unexpected thing we have to contend with is the excessive amounts of dollars that have been spent by government in lieu of taxation. That has to be very inflationary (IMOH).
The next step in the 1930's was easy to call, very little government debt. Today we are in an unknown grey area with the massive government debt.
It doesn't look good.
- Thursday, January 05, 2012 6:49:00 AM
One note on depreciation.
When you sell, the IRS collects
"recapture of depreciation."
So if you depreciate the house by $100,000. you owe taxes on that gain, even though it was not money paid to you.
- Thursday, January 05, 2012 11:17:00 AM
- Jim in San Marcos said...
Hi Anon 11:17
The first rule of real estate is to never sell, borrow on it maybe. Of course, you can't do that if you paid too much for it unless you're Donald Trump.
Let your relatives inherit and the capital gains from depreciation drop off.
- Thursday, January 05, 2012 1:47:00 PM
"Let your relatives inherit": not hereabouts - inheritance tax is 40% in the UK.
- Thursday, January 05, 2012 3:06:00 PM
Put your rental properties in a CRT (Charitable Remainder Trust).
- Thursday, January 05, 2012 6:05:00 PM
- Jim in San Marcos said...
Hi Dearieme
Welcome back
Tax laws vary from country to country. I imagine there is a way to avoid inheritance taxes. It has become an art over here. We have 1031 exchange programs that allow you to sell one rental property and buy another with the proceeds and avoid tax and at the same time you get to depreciate the new investment for another 27 years. Living Trusts are another. Some farmers have very large insurance policies on them and when they die, the non taxable death benefits pay the probate taxes.
Just reading about your 40% inheritance tax rate had me trying to think of ways to avoid it. It certainly doesn't sound very fair.
In my case, I'll have to get rich first, before I worry about estate taxes. With my luck, I'll win the lottery at age 90 and the grand kids will be mixing antifreeze in my Gin and Tonic.
- Thursday, January 05, 2012 8:01:00 PM
As my first post to this thread, I just wanted to say that there is more to home ownership than just $, especially for a first purchase. I bought a home, and because of that, I started reading your blog. There has to be some intrinsic value there. :)
Many renters would not read your blog. They have no idea what is coming up next, unless you are talking television lineups.
- Thursday, January 05, 2012 10:26:00 PM
- Sell Real Estate Note said...
Real estate investing needs a long term vision. As individual investors we save money, purchase real estate and try to increase our portfolio over time, hoping that by the time we retire, if not before, the cash flow from the investments might pay for college for our children and then pay for a comfortable retirement.
- Friday, January 06, 2012 10:47:00 PM
- Jim in San Marcos said...
Hi Anon 10:26
You are right, There has to be some intrinsic values in owning a home. The walls don't have to be painted white, the carpets don't have to be light tan, and you can plant trees, build a greenhouse, or a barbecue pit.
With a rental, the owner can tell you to move if he wants to sell the home or move back in it.
It's still way cheaper to rent in California. That could change in a couple of years.
For a lot of couples, home ownership is a retirement savings plan, that is an unplanned accident. Which is a good thing.
Thank you for your comments.
- Sunday, January 08, 2012 5:49:00 PM
- Jim in San Marcos said...
Hi Sell Real Estate
Your description describes my life.
We still rent in California, but between the rental I have had for 25 years and what we save renting over owning, our son will comfortably make it through Berkeley 4 years, fully financed by the wife and I.
Your recipe for investment works just fine.
- Sunday, January 08, 2012 7:04:00 PM
I've built or remodeled or purchased over 8 homes. Never lived in one of them. Sold them for profit. I'm 60. My wife and I have always rented, never lived in a house we owned. Don't like being stuck in a location;;; refuse to pay ridiculous interest (people wind up paying 2-3 times the cost of the house by the time they finally pay off their 30 year mortgage, banks are smart, people are stupid, how insane is that?);;; no property taxes, no insurance;;; no maintenance and repair costs;;; no wasted time cleaning or doing lawn work;;; if you don't like your neighbor or what is going on in your vicinity you can pack up and move;;; you don't need furniture if you rent furnished (more depreciating stuff you didn't have to pay for and don't have to worry about or haul around with you);;; but the most important benefit of them all is all the money and time saved so that you can do things for YOU (like education, health programs, hobbies, business activities, etc. etc.);;; in other words renting raises the quality of your life.
- Sunday, January 08, 2012 7:55:00 PM
Right. You may have been one of the "fortunate ones" and bought and later sold a house after wild appreciation. (But even that is not a real gain. The higher "value" is just nominal and a result of inflation and demand that is artificial.)
Setting up "The American Dream" of owning your own house and making it so important and having the government take an active role is assiting you to own a home is and was just a ploy created by bankers and all the other devious groups that want to stick a hose in you and suck the money out of you throughout your whole life.
Debt serfdom. No thanks.
- Sunday, January 08, 2012 9:56:00 PM
- Jim in San Marcos said...
Hi Anon 9:56
I have to take exception to you blaming the bankers. No one pointed a gun a people buying homes like crazy. It was consumer greed.
My neighbor owes one million in real estate loans and has a 30k per year job.
The banks paid the sellers real money and now hold the loans that the new owners are walking away from. You have every right to be mad at the banks for a different more real reason, it was your savings that they loaned out.
- Monday, January 09, 2012 9:09:00 PM
The banks didn't pay the sellers "real money". The banks created the money out of thin air with the widespread use of fractionalized reserve lending. You know that. The money was created by just punching out some digits on a computer keypad. Banks are allowed to loan out up to 9 times what they have on deposit. There is no real loss of wealth when someone doesn't pay back their mortgage, other bank loan or credit card. There was no money in the first place. This needs to be stopped. Everyone should default on their loans and pull their money out of the big banks and brokerages. That would take their power away and put an end to their raping and pillaging of America.
- Tuesday, January 10, 2012 2:21:00 PM
When home prices reach the bottom after another 20-30% or more drop (which will happen gradually or possibly quickly, could take another 5 years) then they'll be some great deals for buying and owning single family residences as rental/income properties. Altho they aren't very good investments. Much better to own a small apartment building. Aptmt rentals will be in high demand from this point on for many reasons. People losing homes, baby boomers retiring and downsizing, unable to qualify for loans, the new generation entering the work force, etc.
- Tuesday, January 10, 2012 6:05:00 PM
- Jim in San Marcos said...
Hi Anon 2:21
Banks can't create money out of thin air. Congress has that ability as does the Federal Reserve in conjunction with the Treasury.
Fractional Reserve lending is a method used to explain how the money supply increases and decreases.
The banks can loan out about 90 percent of deposits, not 9 times.
The money in the bank is real and belongs to someone, like you and me.
Our government is covering all of these losses with printed dollars. and the total is added to the national debt.
The question you need to ask, is do you want to be paid in IOU's or gold? The way the law is written, dollar bills are legal tender. You won't get gold.
Our government has borrowed all of the money in the banks. The banks are not the problem, its the government.
- Tuesday, January 10, 2012 8:16:00 PM
Banks are loaning out money that doesn't exist. If everyone wanted their deposit money back the banks wouldn't be able to deliver. This is an unfair and corrupt activity. Banks loan money that they don't have. The Fed Reserve creates money out of thin air and gives it to banks for zero or little interest. Banks make money on the interest spread. Another unfair and corrupt activity. There is not enough money to back up all the credit that has been extended. This is no different than counterfeiting which is a crime. People are paying high interest to banks for money that doesn't even exist. Robbery.
- Wednesday, January 11, 2012 11:52:00 PM
- Jim in San Marcos said...
Hi Anon 11:52 AKA 2:21
Your statement "Banks are loaning out money that doesn't exist." is false. The statement "If everyone wanted their deposit money back the banks wouldn't be able to deliver" is true and rather obvious. Thats why the Federal Reserve was created, to keep banks from going broke when there was a run on the bank.
Your quote "The Fed Reserve creates money out of thin air and gives it to banks for zero or little interest" is wrong again, they give over night loans to banks that need capital advances because of an accounting screw up or other glitch and they charge enough that the bank would rather avoid the charge by correcting the problem.
Your statement "There is not enough money to back up all the credit that has been extended" has some merit if you phrase it a different way, "not everyone is going to pay back their debts."
The banks are not the villain. The credit card companies charge high rates for borrowers, but they aren"t stupid. Not everyone is going to pay, so they charge accordingly.
Personally, I wouldn't loan you a dime, Your remarks give me the impression that you are just rationalizing why you won't pay for what you have already borrowed.
Your view of the banking sector has just enough truth mixed into it in the wrong places, to limit your future success. Take the time to learn what a bank does and what services it offers. They don't print money, but knowing what they can do to you if you don't have your wits about you is a different thing. I've seen people refi a home three times in two years, and they haven't got a clue that they have been ripped off.
- Thursday, January 12, 2012 7:09:00 PM
I don't have any debt so there is nothing for me to rationalize or justify about.
You've got it wrong. It is even in the WSJ. Banks borrow from the Fed Reserve for less than 1% and then buy long term treasuries and profit on the spread. One of the little tricks that is done by the government and The Fed to help the banks out (cronyism and plutocracy).
I've read books and seen DVDs explaining the banking system and the Fed Reserve. They don't agree with what you are telling me.
You should watch "The Money Masters" and "Money As Debt" and read "The Creature From Jeckyll Island".
The big joke on everyone is that... there really isn't any money!
Anon 11:52 AKA 2:21
- Thursday, January 12, 2012 8:47:00 PM
Everybody who existed prior to the installment by the power elite of The Federal Reserve in 1913 is dead. We were all born into it and raised with it. We know of no other way, which is why no one can think straightforwardly about it. This country's framers did not plan for a private independent corporation controlling our money, printing money and meddling in our economy. Jefferson fought the idea. Jackson fought the idea and won. That viral ilk kept coming back and trying and trying again to get into the position where they controlled the currency. The 16th Amendment, bringing in the Fed Reserve and income tax, was one of the last nails in our coffin and has brought us to where we are today.
Banking is no longer banking. The corruption is horrendous. The leveraging is horrendous. Loaning money that you don't have is unconscionable.
We can never have sound monetary or fiscal policies as long as the power elite have their fangs (The Fed Reserve) in our jugular artery.
- Friday, January 13, 2012 8:27:00 PM
- Jim in San Marcos said...
Hi Anon 11:52
Now you are making sense.
Right now the banks have our savings and no one to lend it to. Hardly anyone qualifies for a loan.
Japan was able to salvage their banking system by paying zero interest and investing in American Treasury's for 20 years. It worked out OK for them.
So our banks borrowing from the Fed short term and investing the proceeds in long term treasury, will probably help the bank meet payroll and pay interest to depositors, but that's not going to make anyone rich.
Normally the banks write a loan for 100k and sell it to a private investor and manage the loan for a half percent. So if you can turn that 100k over 20 times in a year, you generate about 10 percent interest on the 100k. In todays market, buying long term Treasury's at 3 percent and holding them isn't much of a deal. The bank is more likely to write a 100k loan at 7% and hold the mortgage on the books.
You are right about the money being gone. Everyone is sitting on their dollars in the bank. But if everyone was to go out and try to spend them, the shelves would be bare. There are too many dollars and too little product.
- Saturday, January 14, 2012 12:45:00 PM
You are making rentals out to be a sure bet. There are many things that can go wrong along the way. Even if everything goes as planned financially, the owner still might lose. Stress, lost opportunities, time sink, interactions (situations).
as an aside,
Ask those who bought in Detroit 10 years ago how they are doing.
- Sunday, January 15, 2012 5:08:00 AM
Jim --
The "rise of dark inventories" has been getting alot of play this week
I was wondering if you had an opinion on this topic?
- Sunday, January 15, 2012 8:32:00 AM
Before considering real estate as an investment in a rental market study the actual experiences of landlords in the area. In many places you might have a terrible time trying to evict a tenant for non-payment of rent. My next door neighbor moved to Florida and rented his house. After 15 months of living in the house without paying any rent the tenant moved to Puerto Rico leaving my neighbor with no money and a filthy house.
- Sunday, January 22, 2012 10:24:00 PM
The part of the country you live in makes a difference. I live in Wisconsin and real estate values did not bubble much, nor collapse much here. There are numerous foreclosures, but they have more to do with long term unemployment. Still your reasoning is sound, although our taxes are a sky high burden here.
- Tuesday, January 31, 2012 9:26:00 AM
I can see viable arguments for both ways when it comes to renting vs owning. I suppose it depends on where you are living, your budget, and where you plan to be in 5, 10, & 20 years.
-Jon @ real estate investors
- Friday, December 07, 2012 7:04:00 AM


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21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40
Tuesday, August 31, 2010
august favourites
21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40
38 comments:
how cool is that? such an inspiration! love you and your blog <3ReplyDelete
Fantastic idea! Love so many of them =)ReplyDelete
- AnonymousTuesday, August 31, 2010 7:29:00 pm
this is a great idea:like a huge collage of amazingly stylish girls hehe!:)xReplyDelete
this is a really great idea, but far too overwhelming for me! so many good outfits that i can't even be bothered to start looking through all those blogs, haha...ReplyDelete
this is brilliant :DReplyDelete
that's cool :DReplyDelete
Oooo i love this feature! So little time...so many amazing stylish people!ReplyDelete
xx http://crumberlingcookies.blogspot.com/
amazing inspiration xReplyDelete
WoW! It's sooo nice to find your picture here! Thank you! :)ReplyDelete
Such a good idea, must be great to look back on these in a few years time.ReplyDelete
Kb from I Want You To Know
All of these are perfect!ReplyDelete
Thats so cool but i wish you've put the link right to the outfit-post, not to the blog itself. it's so hard to find it now!ReplyDelete
But great anyways!
What a massive load of outfit porn! I love it. & MAJOR kudos to the time & effort you must have put in to it. Man, I better start using Lookbook again if I want a shot at your September edition, hehe.ReplyDelete
What a great idea! I started to list the numbers of the ones I liked and then I realised there'd be FAR too many...ReplyDelete
This is just what I needed to see today! What a lovely idea.ReplyDelete
yay my friend is number 16! love this post. xoxo avsReplyDelete
The majority of these would be my choices as well!!ReplyDelete
this is amazing but must have taken you ages! thank you very much.ReplyDelete
I can't even imagine the amount of time you spent for all those citations! I have extreme admiration for you. I think we can all appreciate your honest blogging.ReplyDelete
How amazing idea it is!ReplyDelete
muuuuuuito bom! adorei! o lookbook é inspirador! bjsReplyDelete
really cool post. I saved a few myself, thanks!ReplyDelete
I recognize plenty of my favorite looks too! This is great :DReplyDelete
wow that must have taken a long time to link all those! and thanks for that kind of effort in your blog. it really shows. and a lot of these were my favorites too!ReplyDelete
This is such a good idea... I love the end collage as well! :DReplyDelete
What a wonderful idea. :) Love this! Please do this again! So inspirational :) Lucy. xReplyDelete
What an amazing collage! Thanks for sharing!ReplyDelete
WOW! that must have taken you ages to do, t looks amazing.ReplyDelete
I've got some major outfit envy going on over here, I'm already compiling a mental shopping list inspired by this! My bank manager will hate me ;)
that must've taken a LONG time to organize and link.ReplyDelete
I'm glad you did tho!
Awesome inspiration.
Fab idea, this must of taken you ages!ReplyDelete
My friend just linked me to this haha...thanks for using me on your blog! :) Such a lovely idea.ReplyDelete
I've bookmarked this post for further reference!! :D thanks for this compilation.ReplyDelete
DUDE. sheer admiration for your dedication to your blog. this must have taken you AGESReplyDelete
L0VEEEE this collage!!!!ReplyDelete
I'm always looking for new inspiration!
AMAAZZING inspo : )ReplyDelete
Great blog!
Check out mine?!!!
oh my goodness! thank you so much for using one of my looks! it was such a surprise to see myself!ReplyDelete
much love and thanks
wow, I was just looking through my traffic sources on blogger and noticed your blog url in one of the sources and saw this post and I was so surprised to see myself! This makes me happy. thank you!! <3ReplyDelete
xox, natalie
wow. kudos to you. 100 links... and photos. wonderful idea, but you really have to be patient. I guess this dedication to ideas and details makes your blog one of the besones I have ever visited :)ReplyDelete
if you have any questions feel free to tweet me @llymlrs!
Note: only a member of this blog may post a comment.


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Master Fencing was started by three friends back in 1981 initially starting out working with only wooden fences in Fort Lauderdale. Eventually that gave way to privacy fencing, then chain link became popular, finally Master Fencing is proud to offer an array of fences.
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STOCKTON - The Thunder is heading into the playoffs with a hot goalie and nice win streak.
STOCKTON - The Thunder is heading into the playoffs with a hot goalie and nice win streak.
Olivier Roy had another strong game in the net and Ryan Hayes contributed two power-play goals as the Thunder beat the Idaho Steelheads 4-2 Saturday in the regular-season finale in front of a boisterous crowd of 8,390 at Stockton Arena. The Thunder has won four in a row and seven of its past 11.
Fourth-seeded Stockton (37-26-9, 83 points) opens the best-of-seven first round of the ECHL playoffs at 7:30 p.m. Friday at home against the Las Vegas Wranglers. And the Thunder seems ready to go if Saturday's performance was any indication.
Since returning from the Oklahoma City Barons of the American Hockey League two weeks ago, Roy is 4-1-0 with a 1.19 goals against average and a .960 save percentage. The win against Idaho was the first time he allowed as many as two goals in a game during that span.
He had 25 saves and gave up a goal to Mike Towns in the second period and Tyler Gron on a breakaway in the third.
Roy received plenty of help in the first period as the Thunder attacked Idaho goalie Tyler Beskorowany from the opening faceoff. Captain Garet Hunt took a pass from defenseman Mike Little and sent a wrist shot past Beskorowany. Little scored about 10 minutes later with a hard offering from the top of the circle to Beskorowany's left side. Hayes added a power-play score with 3:39 left in the opening period.
Steelheads coach Brad Ralph replaced Beskorowany with backup goalie Chris Rawlings at the start of the second period, and Hayes added his second goal midway through the period.
Little had a three-point night for Stockton with a goal and two assists. Rookie Andrew Clark had two assists and has five points in the past two games.
The Thunder gave away its team awards after the game. Center Eric Hunter was named the most valuable player, Harrison Reed was the offensive player of the year, Tony DeHart was the top defenseman, forward Matt Bergland was the rookie of the year and Hunt was chosen as the unsung hero and co-fan favorite with forward Shawn Weller.
Contact reporter Scott Linesburgh at (209) 546-8281 or firstname.lastname@example.com.


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Modified Mustangs & FordsFeatured Vehicles
Classic 1965 Ford F-100 Locked in Driveway Battle
Teenager Matt Perry Vs. Homeowner's Association Over Classic Pickup Truck
A classic Ford is as American as it gets and Matt Perry's cool 1965 Ford F-100 is no exception. Unlike many teens who mooch off of their parents, 17-year-old Perry worked two jobs and saved up $8,500 to purchase his dream truck from one of his neighbors. Within a couple months of ownership, a trustee stopped Perry regarding an issue within the community – his beloved pickup truck parked in his driveway.
In the upscale Wildwood subdivision of Valley View in Missouri where Perry resides with his parents, bylaws are in place where trucks can only be parked four nights out of the year in any driveway. If Perry does not comply with the subdivision bylaws, he could get slapped with a $9,000 yearly fine ($25 a day) for his classic Ford truck which seems a bit unfair for an intelligent, hard-working teenager and his daily-driven Ford pickup truck.
One solution would be to park the classic in the garage, but Perry's parents keep their own vehicles inside. The only way that the homeowner's association can be swayed is to collect 130 signatures from neighbors changing the bylaw to allow trucks to be parked in driveways.
Photo GalleryView Photo Gallery
A meeting was held to change the truck bylaw but out of 135 votes, 85 homes were in Perry's favor and 52 against allowing trucks to parked outside. Perry won the majority of the vote, but a super majority was needed to overrule the bylaw that was put in place back in the 1970s. That means 133 homes in Perry's subdivision would have to vote yes for the bylaw to change.
Perry has created a Facebook page titled Save Matt's Truck where it has reached over 11,000 likes supporting the cause. When asked why he doesn't just move, Perry's response is that he has lived in the house since he was just 1 year old so moving isn't really an option at the moment.
On KTRS550TV's YouTube video here, Perry reads the bylaw verbatim which states that "no pickup trucks, trucks, commercial vehicles, boats, motorcycles, campers, house trailers, etc., shall not be permanently parked or stored in any lot unless they are parked in an enclosed garage." According to the state of Missouri, SUVs are also considered trucks and those neighbors have nothing to worry about.
So, what's the big deal about a pickup truck parked in a driveway in this neighborhood? Neighbors say that it kills property value.


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So before the new series/season started with Peter Capaldi, I rewatched the whole show, starting with Christopher Eccleston. Back when the show started back on the BBC, it wasn't really my cup of tea but as I watched and paid attention I became quite interested. David Tennent was classic and Matt Smith was sensational also (even though it took me a while to warm to him. I'm currently enjoying Peter Capaldi as the new Doctor.
Any Doctor Who fans in here?


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Talk about six stringed axe wariors
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text:
First of all, my knowledge of both GR and differential geometry is quite weak, so forgive me if the physics here doesn't make much sense.
Let $(M, g)$ be a smooth, connected Lorentzian manifold of dimension $n$. Let $f: \mathbb{R}\to M$ be a smooth curve such that the pullback of $g$ through $f$ is everywhere negative (where we've chosen an orientation on $\mathbb{R}$); we say that $f$ is time-like. Say that we can "factor" $f$ out of $M$ if there exists a manifold $S$ of dimension $n-1$ and an isomorphism $M\simeq S\times \mathbb{R}$ so that the map $\mathbb{R}\to M\simeq S\times \mathbb{R}\to S$ is constant and the map $\mathbb{R}\to M\simeq S\times \mathbb{R}\to \mathbb{R}$ is the identity. Intuitively, this factorization exhibits $f$ as "time" in some reference frame, and $S$ as space. My question is:
For which $(M, g)$ can every time-like path be factored out?
Minkowski space seems like an obvious example unless I'm missing something; it seems one can take a tangent vector to $f$ at any point and consider a perpendicular subspace to that vector as $S$. I'd accept as an answer a characterization of all such $(M, g)$ in dimension $4$, or some nice sufficient condition on $M$ for factorization to always work.
If the motivation isn't obvious already, this is supposed to codify the intuition that in my reference frame, I seem to be standing still -- and that the same is true for everyone else, even if they seem to me to be moving. My apologies if I've overloaded terms, or used them incorrectly.
Added: Note that this condition is much stronger than stable causality; indeed, it certainly implies stable causality, as choosing any timelike path $f$ and then considering the given projection to $\mathbb{R}$ gives a global time function. However, I am asking for (1) a product structure on $M$ for each path $f$ and (2) in order to formalize the notion that I seem to be standing still (to myself), the projection of $f$ to $S$ must be constant.
Added: I don't think global hyperbolicity suffices either. The theorem of Geroch (it and other splitting theorems are discussed here, for example) does indeed give a decomposition of $M$ as $\mathbb{R}\times S$. But I don't think this is enough. In particular, I am asking for the following---for every timelike path $f: \mathbb{R}\to M$, there is a product structure $M\simeq \mathbb{R}\times S$ such that the projection to $\mathbb{R}$ is a section of $f$, and that $f$ is constant upon projection to $S$. This is much stronger than Geroch's splitting theorem, as far as I can tell.
Added: As the accepted answerer rightly points out in the comments to his question, I was wrong to claim that my condition is stronger than global hyperbolicity. They are in fact equivalent.


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text:
We had a thread like this about five years ago, and it was the source of some amusement. The idea is that you write a limerick about the person who posted before you.
To get it going, here was my offering based on Stetenorve:-
A tenor who sings ever highter,
In the town of the crooked spire,
Fell out of a boat,
Into a moat,
And now just gurgles in choir.
Now someone has to do one about me etc etc


text:
Facebook announced that 1 million Android users have downloaded its Facebook Home app in the last month.
While a million is a decent number, it's only a fraction of Facebook's 1 billion members, according to CNET. The report goes on to say that 144.7 million Android smartphones sold in the last three months of 2012, and again, a million is only a fraction of that number.
Yet Maribel Lopez, an analyst at Lopez Research, said the million downloads is a success for Facebook.
U.S. & World
"Frankly, I'm surprised they did so well given that it's not easy for the average user to figure out how to do this, " she told CNET.
Facebook Director of Product Adam Mosseri acknowledged the complexity issue at a press conference Thursday. Facebook plans to add more how-tos to help introduce the skin as well as educate users on how to organize and arrange apps.
"It's not really important to us," Mosseri told CNET about the low number of downloads. "What's important to us is if people are liking the apps a lot."
Facebook didn't say when these changes would launch, but obviously the success of Facebook Home is dependent on the changes. (Facebook may also face a boost in Facebook Home numbers now that the HTC First, or Facebook Home phone, had its price slashed to 99 cents.) If there are several million more downloads in the coming year, Facebook can look at the project as a successful one that boosted its mobile presence.


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Jarvis Jones catching on quickly for Steelers
Jarvis Jones always had a knack for finding the football during his college career at Georgia. It hasn't taken the Pittsburgh Steelers rookie linebacker long to do the same in the NFL.
If Jones isn't recovering a fumble in his first preseason game, he's ripping the ball teammates in practice, batting down a pass in coverage, or even contorting his body to pick off two-time Super Bowl winner Ben Roethlisberger.
"He's a great player," Steelers' linebacker Lawrence Timmons said. "He has it all and once he puts it all together, he'll be a problem."
Jones' raw talent and athleticism has been on display for two weeks during training camp practices at St. Vincent College, and that's good news for the Steelers, who are looking to fill the void at outside linebacker left by the departed James Harrison.
Jason Worilds has taken first-team snaps throughout training camp and started the Steelers' first preseason game Saturday, an 18-13 home loss against the New York Giants. But Jones has the ability to potentially unseat the fourth-year pro if he continues at this pace.
Jones was quick to attack Saturday when Giants' quarterback David Carr and running back Andre Brown botched a second-quarter handoff. Jones admitted it wasn't a designed rush, but he still came away with the football.
"Once I saw the hand-off, I took off," Jones said. "He kind of bobbled it, so I went straight toward him."
It wasn't the only heads-up play Jones made that night. The rookie blew up a well-designed tight end screen late in the third quarter, alertly snuffing out a short throw-back pass by quarterback Curtis Painter before shrugging off a block from a lineman to come up with a one-handled tackle on Larry Donnell.
"I was man-to-man with (Donnell), and I kind of backed off a little bit, looking at the other side of the field to see where the quarterback was," Jones said. "Some linemen came toward me, I kind of read it, and came up with a shoe-string tackle. I should've been tighter on him, but I took a chance. It was one of those plays you get lucky with."
Luck or not, Timmons was still impressed. "If he didn't make that play, I'm pretty sure their guy would still be running," Timmons said.
Despite the solid debut, it was still a learning experience for the 17th overall pick in the draft. The player who led the nation with 14.5 sacks last year at Georgia is relishing the opportunity to continue his progression and the new challenge of battling unfamiliar faces.
"Playing against your guys, you kind of know what their favorite moves are and what kind of techniques they use," Jones said. "Playing against other guys, you have to think and pay attention to detail.
"I definitely have a lot to work and improve on."
Rushing the passer is one of his top priorities. Jones was near the quarterback the entire night on Saturday, but couldn't come up with a sack. Jones, who said he used a speed rush most of the game, worked on new ways to reach the quarterback Monday at St. Vincent College, even busting out a spin move during one-on-one pass rush drills.
His most impressive moment Monday came when he ripped the ball from the hands of LaRod Stephens-Howling during a run play and emerged from the line with possession. It wasn't the first time Jones has blown up a place in camp. Last week he got his hands on a Roethlisberger pass at the line of scrimmage and dove backward while the ball was in the air, twisting his body to come up with the interception.
"When we're going against our offense, he's looking good, dropping back in coverage, rushing the quarterback," Steelers' linebacker LaMarr Woodley said. "He's definitely getting there."
The adjustment period is steep in the NFL and the rookie realizes as much, despite early success. But Jones is already on the right path. A path that should provide continued success as long as it leads to the football.
"I'm doing a great job, but at the same time I'm a rookie," Jones said. "There's going to be a learning curve and I'm going to make some errors. I'm doing a good job of taking the process slow and learning."


text:
Bric::DBA - Bricolage Database Administration Guide.
This guide is intended for the database administrator in charge of maintaining the Bricolage PostgreSQL database.
By default, PostgreSQL has pretty lax authentication settings, at least locally. Client authentication is controlled by the file pg_hba.conf in the $PGDATA directory, e.g., /usr/local/pgsql/data/pg_hba.conf. The default settings allow completely trusted connections to the server by any local user using either Unix domain sockets or TCP/IP connections (although by default, PostgreSQL does not bind to a TCP socket). These settings are as follows:
local all trust
host all 127.0.0.1 255.255.255.255 trust
These settings allow anyone connecting via local Unix domain sockets to connect to all databases in a completely trusted manor. They won't even be prompted for a password! Similarly, hosts connecting from the local IP address, 127.0.0.1 with Mask 255.255.255.255, are completely trusted to connect to all databases.
While these settings are fine for limited local use (provided you trust all users on the local system!), they are not good for a production environment. We recommend that clients be required to provide a password -- and preferably that it be encrypted. If the Bricolage web server runs on the local box and no other box will need to connect, we recommend the following settings:
local all md5
# host all 127.0.0.1 255.255.255.255 md5
These are similar to the defaults, except that they require a password, but the password is sent over the wire encrypted using a simple challenge-response protocol. We have commented out the host entry because Bric is running locally and can therefore rely solely on Unix domain sockets. (In this case, you may also wish to remove the -i switch from the PostgreSQL startup script.) Enable it if you find a need to connect locally via TCP/IP.
If you're running PostgreSQL on its own box, and Bricolage (or any subset of the Bricolage application, such as the distribution server) runs on another box, you will need to enable secure connections to that box. To limit the connections to come from that single box, use this configuration:
local all md5
host all 127.0.0.1 255.255.255.255 md5
host bric_dbname 192.168.1.2 255.255.255.255 md5
Where the IP address 192.168.1.2 is the IP address of the box running Bricolage, and 255.255.255.255 is its mask. If you feel comfortable allowing more broad access to the server -- say you have a number of database applications running on multiple servers in the same subnet to connect -- try the following configuration:
local all md5
host all 127.0.0.1 255.255.255.255 md5
host bric_dbname 192.168.1.0 255.255.255.255 md5
Here the 192.168.1.0 IP address represents the 192.168.1 subnet on which the multiple clients live.
Many other combinations of authentication settings are of course possible via the flexible pg_hba.con configuration syntax, but the above are our recommended settings for ensuring the security and integrity of your data. Refer to the PostgreSQL documentation for more details, including other levels of encryption.
PostgreSQL supports backups and restores via its pg_dump, pg_dumpall, and psql utilities. File system backups are also a good idea. We recommend that you use the pg_dumpall utility on a regular basis to backup the Bricolage database:
pg_dumpall > outfile
This program outputs a series of SQL statements that can then be reloaded into the database using the psql utility:
psql < infile
We recommend the use of pg_dumpall in order to preserve the the entire database system. Read the pg_dumpall man page for more details. However, if you use your PostgreSQL server for other databases, you may wish to place them on separate backup schedules. In that case, use pg_dump to backup each of the databases, including the Bricolage database:
pg_dump bric_dbname > outfile
The restoration is the same as for the pg_dumpall file, except that you must be sure to create the database and users, first.
psql bric_dbname < infile
Read the pg_dump man page for more details. Note that neither pg_dump nor pg_dumpall prevent database access by other processes (e.g., Bricolage), but they will affect performance. It's a good idea to dump the file to a different partition or disk or even server (since pg_dump and pg_dumpall can be used on any server with access to the PostgreSQL server). Changes made to the database during the process of the backup will not be backed up.
In either case, if your Bricolage database is getting big, you may wish to compress the backupfile, or break it into smaller chunks. This can be done using *nix system utilities. For example, to compress a backupfile, use gzip:
pg_dumpall | gzip > filename.gz
gunzip -c filename.gz | psql
You can also use split to break the backup file into smaller chunks. This example breaks the file up into 1 MB chunks:
pg_dumpall | split -b 1m - filename
cat filename.* | psql
New to PostgreSQL is the custom dump format. You can use it to compress dumpfiles on the fly. Consult the pg_dump and pg_dumpall man pages for more information.
File system backups are another option, and may in fact be useful as a backup backup methodology. Use whatever methodology for file system backups that you prefer. Here is an example using tar:
tar -cf backup.tar /usr/local/pgsql/data
There are two restrictions to file system backups, however. First, the PostgreSQL server must be shut down during the backup or during restoration. Second, you can't do selective backups of databases or tables, only the whole database cluster.
For more detail on PostgreSQL backup and restore, please consult the PostgreSQL documentation.
Write Ahead Logging (WAL) is a standard approach to transaction logging. It is automatically enabled in the PostgreSQL server. WAL ensures that the log is written before database records are altered, thereby minimizing the number of disk writes; and in the event of a crash, the database can be recovered using using the log.
Please consult the PostgreSQL documentation for more information on configuring WAL and recovering databases with WAL.
PostgreSQL requires a certain amount of tuning to operate at optimum efficiency. The default settings for a new PostgreSQL installation are very conservative, and are intended to make sure that the postmaster will be able to start up so that you can get started setting up your databases. It is not, however, a very useful setup for a production database environment, since it severely limits the amount of shared memory that the postmaster can allocate for itself.
To tune PostgreSQL, first determine the amount of memory you want to give to your running PostgreSQL server. In a production environment where PostgreSQL is running on a dedicated machine, this will be the entire memory minus the amount needed to run kernel services. In other situations it will pay to observe the machine while running Bricolage and whatever other services are necessary, and make a guesstimate of the amount of memory you are willing to give to the database server. The amount of memory you decide on may be considered your "available RAM."
After you have decided on the amount of available RAM to allocate, there are several settings to make. First is the shared memory setting, which in PostgreSQL can be set via the
shared_buffers setting in the postgresql.conf file in your PostgreSQL data directory. This setting controls the number of shared buffers that the database server can use. Each buffer is 8 KB. (Usually. Some OSs have different shared buffer settings compiled into their kernels. Consult your server admin for details.)
It's important to remember that this is only a holding area, and not the total memory available to the server. As such, resist the urge to set this number to a large portion of your RAM, as doing so will actually degrade performance on many OSs. Members of the pgsql-performance mailing list have found useful values in the range of 6% to 20% of available RAM, depending on database size and number of concurrent queries.
Since Bricolage is a large database and we recommend the use of a server with lots of RAM, you will likely want to set
shared_buffers to around 10%. In the following example, we'll demonstrate how to set the value to 24576 (192 MB, or 10% of 2 GB RAM).
First you may need to set your kernel to allow for the shared memory allocation. On a Red Hat Linux system, shared memory is controlled through settings in /etc/sysctl.conf. So, for our example, where we've decided to give PostgreSQL up to 192 MB of shared memory, here's how you would make the kernel setting (note that the kernel setting is in bytes, so our setting is
192 * 1024 * 1024 = 201326592):
kernel.shmmax = 201326592
These settings can then be enabled by running
/sbin/sysctl -p. See the PostgreSQL Kernel Resources documentation for more information on shared buffers and changing your operating system's shared buffer settings. Now you can update your postgresql.conf file's shared memory buffers setting to take advantage of this shared memory:
shared_buffers = 24576
Next, it's probably also a good idea to boost your work memory to get a better response time to the very large queries used to look up Bricolage objects. The work memory has to do with number of concurrent queries. Never risk going over total memory, or else PostgreSQL will go into swap and things will get really slow. Bricolage generally uses no more than three or four concurrent queries, so 8 MB should be okay. Unlike
shared_buffers, the
work_mem (or
sort_mem) setting is in KB buffers, so setting it to 8 MB would be:
work_mem = 8192
The difficult issue with
work_mem is that more is needed for bigger queries, but
work_mem is not shared, being allocated on a per-task basis. You do not, ever, want to use more cumulative
work_mem than your computer actually has, because it will go into swap and slow PostgreSQL down to glacial speed.
Bricolage uses some complex queries that require 3 or even 4 sorts per query. This means that you have to be prepared to have
3 * work_mem available for each concurrent query. Overall, this means (with fudge factors) that when you can calculate the maximum
work_mem it is completely safe to set as:
Available RAM / max_connections * 3. But more than 12 MB
work_mem should not be needed except on the largest Bricolage installations (5GB + database).
You must remember that if your Bricolage usage forces you to increase
max_connections, then you will have to think about lowering
work_mem...or buying more RAM.
Since Bricolage is a web application with persistent database connections, you can likely decrease the value of the
max_connections setting in postgresql.conf To the maximum number of concurrent connections you'd expect, plus a couple extra for good measure. In a very busy Bricolage environment with 100s of users, that number is probably around 50. For less busy installations, the number can be lower, but in any event, probably should not be less than 8 (since you might have that many Apache processes running, even on a single-user system).
If you're not sure what number to assign to the
max_connections directive, watch your Bricolage server to see how many connections it holds to the database to determine the optimum setting. Since there is an inverse relation between
max_connections and
work_mem, lowering this number can also help you to find a middle ground between a healthy value for
work_mem and needing to reconfigure the kernel's SHMMAX (See "Shared Buffers").
max_connections = 50
The effective cache size is the amount of memory available to PostgreSQL for caching your database. This setting should be 2/3 - 3/4 the amount of available RAM. This setting is typically set in 8 KB blocks. So for a system with 2 GB available RAM where you want to allocate 75% for the effective cache size, the number would be calculated
2 * 1024 * 1024 * .75 / 8 = 196608:
effective_cache_size = 196608
autovacuum directive turns on the autovacuum daemon included in PostgreSQL. We strongly recommend that you take advantage of the autovacuum feature in order to keep database performance optimal. See the autovacuum documenation for details. To enable autovacuum, you must set these direcives:
stats_start_collector = on
stats_row_level = on
autovacuum = on
In PostgreSQL 8.3 and later autovacuum is enabled by default, but just in case, the directives have changed:
autovacuum = on
track_counts = on
If you enable
autovacuum but forget to enable
stats_start_collector and/or
stats_row_level, or
track_counts, autovacuum will not actually work. But it's not fatal; you'll just happen to see this warning if you're watching your PostgreSQL log:
WARNING: autovacuum not started because of misconfiguration
HINT: Enable options "stats_start_collector" and stats_row_level".
So be sure to enable them!
Beyond these required settings, our current recommendation for running autovacuum on a Bricolage database are to set the following directives:
autovacuum_vacuum_threshold = 300
autovacuum_analyze_threshold = 500
autovacuum_vacuum_scale_factor = 0.5
maintenance_work_mem directive reserves memory for database maintenance work, such as
vacuuming the database. If your PostgreSQL server has a decent amount of RAM (say 1-2 GB), increase the value of
maintenance_work_mem to allow
vacuums and other mainentance work to go faster. We recommend 64 MB (set in KB):
maintenance_work_mem = 65536
max_fsm_pages directive should be set relative to the amount of update activity. No one is really sure how much daily update activity there is in a typical Bricolage database, and the amount will likely vary from installation to installation. However, if you're using
pg_autovacuum with a threshold of 30%, then you can set
max_fsm_pages to 30% of the expected quantity of data pages.
The number of data pages is divided into 8 KB pages. So for a 1 GB database, the number of data pages would be
1024 * 1024 / 8 = 131072. For each record updated in the database, PostgreSQL must store a dead tuple. The
fsm_map setting determines how much space is held open so that dead tuples don't crowd the data pages. If you estimate 50% updates, then set
max_fsm_pages to
131072 * .5 = 65536:
max_fsm_pages = 65536
For a large database on a system with lots of memory, you can assign more. A value of 75000 should be more than enough for expected activity in a 1 GB database.
The Genetic Query Optimizer (or GEQO) is an algorithm that attempts to do query planning without exhaustive searching. It can be very useful when you execute a query with a lot of joins. Note, however, that GEQO queries generally run more slowly than regular queries. In particular, in some installations of Bricolage, templates calling
Bric::Biz::Assset::Business::Story->list with a lot of parameters have been found to really confuse the GEQO. For that reason, if you your templates pass a parameters to
Bric::Biz::Assset::Business::Story->list that cause many tables to be joined, we recommend that you increase the value of
geqo_threshold to greater than the number of joined tables. In one installation, we found that setting
geqo_threshold = 15
reduced query times from 20 minutes or more to under a second. You'll know that you need to tweak this setting when you find that publish jobs just go on forever and never finish. Note, also, that such queries may run quickly in one run, and then much longer in subsequent runs on the same connection. If you don't notice execution times that are that slow, you can probably leave this paramter alone.
By Josh Berkus. Includes annotated GUCs (PostgreSQL configuration directives), presentation slides, and postgresql.conf.simple updated for version 8.4.
Search the archives of the pgsql-performance list.
Note: Do this at your own risk!!!
Another common cause of poor performance in a PostgreSQL database is the existence of very very large tables. Bricolage can sometimes have this sort of problem since by design it is very conservative about eliminating old data. As a result, certain tables tend to grow quite large.
For instance, if you notice that the Bricolage database has become quite large you might decide that it makes sense to actually delete some of the old data. In particular the
job table tends to grow quite large, with most of the data actually not being used for much of anything, so from time to time we do this:
DELETE FROM member
WHERE class__id IN (54, 79, 80)
AND id NOT IN (
SELECT member__id
FROM job_member, job
WHERE job.id = job_member.object_id
executing = true
OR comp_time IS NULL
DELETE FROM job
WHERE executing = false
comp_time IS NOT NULL
OR failed = true
This can result in significant boosts in preview and publish performance, since, for each job-related query, PostgreSQL will no longer have to load a very very large index into memory, sometimes paging it several times. Of course it also saves disk space.
Of course if you have some reason to generate reports on complete jobs you won't be able to do this.
David Wheeler <email@example.com>
Mark Jaroski <email@example.com>
With input and suggestions from Josh Berkus.


text:
11 N 3 B K Road, Sunbury OH 43074
at Wayne Homes Delaware Build On Your Lot
Call 888-431-6164 to connect with the builder right now!
Save this Home
to the NHS Mobile App
Tour This Home
11 N. 3-B's & K Road, Sunbury, OH 43074
11 N 3 B K Road, Sunbury, OH 43074
Sales Agent Brittany, Julie, Angie, Julie
Hours Mon-Tues: 10am - 8pm Wed-Fri: 10am - 6pm Sat: 10am - 5pm Sun: 12pm - 5pm
Same-day scheduling unavailable online. To request a same-day tour, please call the builder #phoneNumber
Please be aware that current conditions may impact hours of operation.
Valued Partners
Want to see more details?
Book a virtual tour with a builder expert.
Big. Roomy. Spacious. And did we mention big? The redesigned Saratoga has a main-floor master suite that reaches from the front all the way to the back of the home. But at nearly 3,000 square feet, there's plenty of room to spare. The two-story foyer is a good first impression waiting to happen. Two-stories of windows and lots of airiness put the "great" in the two-story great room. A generous kitchen features an oversized island with eating bar. And upstairs, three nicely-portioned bedrooms accommodate big families or lots of guests. In other words, there's a lot to love about the Saratoga.Visit the Builder's Website
11 N. 3-B's & K Road
Sunbury, OH 43074
Visit and take the app with you!
Click to get the NHS Mobile App
The task of constructing a custom new home from the ground up is made less daunting thanks to Wayne Homes' four decades of experience. They help customers through every step from home-site prep and financing, to choosing from numerous floorplans, exterior elevations, features and finishes. The result is a custom Wayne home of high quality that perfectly suits the homeowner's needs. Homes range from 1,200 to over 3,600 square feet and from the $120s to $300s (plus land and land prep). Learn more about building a custom, energy-efficient home by visiting one of the company's nine model home centers or by visiting WayneHomes.com
Area Schools
Actual schools may vary. Contact the builder for more information.
At Wayne Homes, we are committed to creating an outstanding home building experience for our customers. To achieve this, we are with you every step of the way – before and after the sale, during construction and after you've moved into your new home. At Wayne Homes, we do custom, on your lot building.


text:
The New York Cares Coat Drive serves an important need every year: providing homeless people with a warm winter coat.
But in Sandy's wake, its mission is even more important. Thousands of New Yorkers displaced by the storm need your help. The demand for gently used winter coats is unprecedented.
So the 24th Annual New York Cares Coat Drive is stepping up its effort and asking all New Yorkers to step it up too. Last year, New York Cares collected 78,000 coats. This year the goal is to collect 200,000 coats.
Together, we're for New York
NBC 4 New York is collecting coats in our office and we want your help too.
You can donate a gently used coat at the NBC Experience Store between now and December 31.
The NBC Experience Store is located at 30 Rockefeller Plaza. The store is open Sunday from 9 a.m. to 9 p.m., Monday to Wednesday from 8 a.m. to 9 p.m., Thursday from 8 a.m. to 10 p.m. and Friday and Saturday from 8 a.m. to 11 p.m. Get more information about New York Cares.
Please give the gift of warmth this holiday season.


text:
CGImod is a module for running CGI scripts with ocsigen. It is in beta version. Submit your bugs, feature wishes (or any enhancement/mistake in the documentation) here.
What is cgimod?
Cgimod is a module for Ocsigen that allows you to run CGI scripts on your server. It is also the only way to run PHP scripts on Ocsigen, through php5-cgi.
What do I need to use cgimod?
You need a working Ocsigen installation. If you want to run PHP scripts, you need php5-cgi too.
How do I use cgimod?
First, load the extension in the configuration file:
<extension findlib-package="ocsigenserver.ext.cgimod" />
Alternatively, if you do not want to use findlib, you need to load cgimod explicitly:
<extension module="/path/to/cgimod.cmo" />
How do I configure cgimod?
You can set the timeout value for CGI scripts globally, using:
<extension findlib-package="ocsigenserver.ext.cgimod" > <cgitimeout value="30" /> <!-- optionnal --> </extension>
Next, you have to specify which scripts you wish to execute, in which host/site, and how. There are several ways to do that. Choose one which suits your needs and stick with it — it's very easy to get lost so keep things as simple as you can!
+ The easy way: useful if you just want a "cgi-bin" directory.
<site dir="whatever"> <!-- ... --> <cgi root="cgi-bin" dir="/usr/lib/cgi-bin/" /> <!-- ... --> </site>
When someone reaches http://yoursite/whatever/cgi-bin/exec.sh, then /usr/lib/cgi-bin/exec.sh is executed.
+ The regexp way: useful if you want to specify the name of the script to be executed.
<site dir="whatever"> <cgi regexp="cgi-bin/([^/]*)" dir="/usr/lib/cgi-bin/" script="\1" /> </site>
This is the same example using regexps. The "regexp" part matches the url, "dir" is the physical directory containing the scripts and "script" is the name of the script to execute. Here, "\1" makes reference to the first (parenthesized) subexpression in "regexp" (and of course you can use "\2", "\3", for the second, third, etc.). Warning: until recently, the syntax was $1, $2, etc.
End your regexps with $ if you want them to match the full URL.
Here is another example:
<site dir=""> <cgi regexp="darcsweb" dir="/usr/lib/cgi-bin/" script="darcsweb.cgi" /> </site>
Note: Darcsweb is a clean web interface for darcs, written in Python.
+ The exec way: useful for PHP (and other script languages)
<site dir=""> <!-- To use PHP as a CGI module: --> <!-- WARNING: remember to put the most generic regexp at the end! --> <!-- First, take care of implicit index.php --> <cgi regexp="(.*)/" dir="/var/www/\1" script="index.php" exec="/usr/bin/php5-cgi"/> <!-- Then, execute every other .php --> <cgi regexp="((.*)/)?([^/]*).php" dir="/var/www/\2" script="\3.php" exec="/usr/bin/php5-cgi"/> </site>
Just like the previous one, but you can execute the script through some interpreter (here, php5-cgi) instead of launching it directly.
How do I set my own environment variables?
Use <setenv var="" val="" /> inside <cgi>.
Here is an example for setting up trac:
<!-- Trac --> <site dir="trac" charset="utf-8"> <static dir="/var/www/ocsigen/site/trac" /> <!-- An example defining its own environment variable: --> <cgi regexp="" dir="/usr/share/trac/cgi-bin" script="trac.cgi" > <setenv var="TRAC_ENV" val="/var/www/trac" /> </cgi> </site>
The CGI spec is very short and ambiguous. We tried to follow it as closely as we could, but this was not enough. Some environment variables are expected by most scripts but absent from the spec, and some variables present in the spec are very mysterious (PATH_TRANSLATED for example). We did our best — don't hesitate to fill a bug report in case of problems.
The regexp part is quite intricate and some mysterious bugs happen from time to time for some users. Once again, report any reproductible problem!
Morever, cgimod does not support FastCGI, which makes it barely usable under heavy load (particularly for PHP).
Page written by Gabriel Kerneis


text: ChiMeRA is a configuration management tool designed around three basic concepts. The first is a framework for managing servers, allowing for command execution and file transfer over SSH. The second is a repository for managing files that enables change tracking, archiving, and management of various user definable configuration files across multiple servers through a standard revision control tool. The third concept is an aesthetic principle of simplicity, giving administrators straightforward interfaces to manage complicated environments.


text:
Reduced maintenance
Proper bearing lubrication is essential
Poor sealing can also limit service life, as contaminant ingress and/or lubricant loss can eventually result in premature bearing failures, driving operating costs substantially.
Trust SKFEquipping motors with SKF sealed, lubricated-for-life bearings eliminates the need for relubrication, essentially making the bearings maintenance-free.
See how the SKF range of sealed bearings can help improve cost-effectiveness and reduce the total cost for the application.


text:
Mon dieu! Although Eva Longoria tweeted that she'd have no more wardrobe malfunctions after she flashed her lady parts in Cannes on Saturday, May 18, she came just a little too close to suffering another embarrassing moment at the Global Gift Gala on Sunday, May 19.
Choosing to wear underwear this time — and wanting the whole world to know, Longoria donned a sheer black dress with a plunging neckline, her black panties clearly visible to onlookers. She was able to prevent a nip slip, however, thanks to strategically-placed circle designs over her chest area.
An unfazed Longoria, 38, easily rocked the sexy outfit, showing off her toned stomach and legs underneath the floor-length dress. She completed the risque look with a high bouffant, half-up hair style.
It's not the first time Longoria took a risk while wearing a low-cut black dress. At the Golden Globes in Hollywood in January, the gown's plunging neckline led to an unfortunate nip slip.
At Cannes, the former Desperate Housewives actress was all smiles while wearing the see-through number at the Global Gift Gala event, which she has organized since 2011. The initiative has benefited more than 10 foundations and has raised over $12 million.
For access to all our exclusive celebrity videos and interviews – Subscribe on YouTube!


text:
This post has nothing to do with Celiac or gluten-free living. It has to do with helping if you can. Val over at Chicago Marathon Val posted a wonderful idea on raising money for the people of Haiti. Please stop by Val's to check out her "Dress Down" for Haiti" notes. Another way to help is to donate money right to the Red Cross. You can do so via their website or by texting "Haiti" to 90999 and $10 will be charged to your cell phone bill.
I am keeping all of those effected by the earthquake in my thoughts & prayers. I can't even begin to imagine what it is like in Haiti right now.
Filed under: Family | 7 Comments »


text:
I was wondering if there is some API/trick/hack that would allow a laptop to wake up from sleep when it senses that it is connected to power, or that its battery is charging. I know I could build an external device that would send a wake-up network packet when it senses power, but I want to do this purely in software, i.e. via API.
If this cannot be done on Windows, perhaps Linux?


text:
The Candle Cure
In our "Generation of Return" it often happens that one spouse becomes committed to the observance of mitzvot while the other lags behind.
One such case involved a woman who had become Shabbat observant and came to complain to her local rabbi that her still irreligious husband smokes on Shabbat and ruins the atmosphere of holiness which she tries to maintain in their home.
His advice to her was to ask her husband to refrain from smoking as long as the Shabbat candles burned. When she reported that her husband had agreed to this compromise and actually refrained from smoking as long as the candles burned, the rabbi advised her to use thicker candles the next Shabbat. Once again the husband was faithful to his commitment. After a few weeks she lit even larger candles until she finally started lighting those "Yahrzeit candles" which burned throughout the Shabbat and kept her home cigarette smoke-free throughout the Holy Day of Rest.


text:
Many people in Australia think that they would be paying the same amount for the same level of courier services no matter which of the company they are going to use. But as a fact no two service providers are the same and they may not give you the same kind and same level of services no matter if they are using the same freight channels.
Using the same freight does not mean that they will be offering the same features, rather there is a set of unique features that determine the success of the services.
In order to find a courier service Sydney you may compare two or more service providers that offer courier service Melbourne for the international priority shipping and international parcel post.
But as a fact not all of us may have time to do so, we may rely our decision depending on the availability and the experiences others share and we can select what they prefer.
In case if you get into a low quality courier services, you might have to face the following issues:
Most of the international shipping from Australia that uses air freight may also offer excess baggage but if you are using a lower quality services you would not be able to get such a support and may have to handle many issues due to the excess amount of items in your package.
Further, when you prefer choosing a lower quality services you may miss out the various locations and destination where they can reach out to deliver and may have to cancel your parcel for the sake of finding services that reach out to your desired destinations.
As international movers and courier service Brisbane most of the best courier services offer shipping calculator so that you know what you will have to pay for the shipping. But most of the low quality services may not offer such a clear structure and you may have to pay more than average for lower than average services.