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There is a nice article about them here.
Against Monopoly
defending the right to innovate
Monopoly corrupts. Absolute monopoly corrupts absolutely.
Center for the Study of Innovative Freedom
Recording Industry vs. The People
Copyright Notice: We don't think much of copyright, so you can do what you want with the content on this blog. Of course we are hungry for publicity, so we would be pleased if you avoided plagiarism and gave us credit for what we have written. We encourage you not to impose copyright restrictions on your "derivative" works, but we won't try to stop you. For the legally or statist minded, you can consider yourself subject to a Creative Commons Attribution License.
Open Book Publisher
There is a lot of talk in academic circles about open publishing models - but mostly for journals. However efforts are underway for books as well: Openbook publishers has been taking the lead in this - they are the publishers of my recent book Is Behavioral Economic Doomed. They publish under a creative commons license that allows free reproduction and modification - yet we still think we can cover the costs and even make a buck or two.
There is a nice article about them here.
[Posted at 10/12/2012 07:09 AM by David K. Levine on Copyright comments(2)]
Thanks for the great book, and for making it free culture.
It's worth mentioning that they don't publish most of their works under a licence that allows modification - your book is a rare exception to their preferred CC BY-NC-ND licence.
[Comment at 10/12/2012 04:41 PM by Chris Sakkas]
Great work! Here's my quick review of the book:
It seems to me that behavioral economists generally set up a straw man for traditional economics. Their straw man says that monetary rewards are the only valid rewards and that everyone cares about money only. Behavioral economists then go on to show the myriad ways that people have other concerns besides money or treat money in complex ways that isn't purely about maximizing their finances.
Traditional economics sets up a straw man of behavioral economics too. Your book seems to paint behavioral economics as people who say that all these complex behaviors are senseless, the behavioral straw man attacks people and shows how bad their decisions are. But I don't think real behavioral economists are quite so extreme really.
The reality seems to be that there is much to agree about.Traditional economics can explain most behavior if we accept that motives and utility are quite varied and relate to all sorts of biological reward mechanisms that are not limited to money. Traditional economics via game theory can show that much of the "irrational" behavior psychologists observe can make perfect sense if we consider the context the right way.
Unfortunately, relying on lab tests in which subjects are expected to learn the rules of a game doesn't answer one big thing about reality: the fact that lots of people have NOT learned the rules of the game. A lot of the irrationality out there seems to be people not understanding the game rules well. And some aspects of our economy are built on people having a poor understanding of the rules and so being manipulated by sales tactics and all sorts of biases.
I think we can reconcile all of this by accepting the influences of evolutionary traits, learning, and complex motives. Any traditional economist who accepts those can continue to develop worthwhile theories within the bounds of traditional economics. And behavioral economists would do well to invite these insights. I don't think behavioral economics is doomed. Rather, I think it has helped traditional economics clarify its views in order to remain relevant. And hopefully we can proceed by learning to get along and value everyone's insights.
[Comment at 11/27/2012 08:38 PM by Aaron Wolf]
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A physician's personality can affect practice behavior in inquiries about patient mood symptoms and the diagnosis of depression, according to a study led by University of Rochester Medical Center researchers.
"Some doctors, due to their personal preferences, traits or attitudes, are loathe to broach sensitive topics such as depression or suicide," said Paul R. Duberstein, Ph.D., professor of psychiatry at the Medical Center and lead author of an article on the study published online this month by the Journal of General Internal Medicine. "There is not one right way to do this. A physician does not have to undergo a personality change to ask patients about depression. But physicians should reflect on the possibility that their personal traits might have implications for their approach to the assessment of depression and perhaps other mental health concerns."
Some physicians, who are reluctant to inquire about depression and suicide or who are unnerved by the inquiry, could use a screening questionnaire, said Duberstein. Some practices should hire mental health specialists.
Treatment for depression often is sought initially from a primary care physician. But inquiries about depression and suicide could challenge a physician, emotionally and intellectually. Primary care physicians also have a limited time frame to collect information about many subjects, including sensitive issues such as depression.
"It is not surprising, therefore, that depression is frequently not diagnosed and physicians often do not inquire about suicidal thoughts," the article's authors state.
The researchers analyzed data, audiotapes and medical records from a study in which six actors, all of women were women, were trained to portray a patient with major depression or one with adjustment disorder with depressed mood. With prior physician consent and the cooperation of health plans, the actor-patients received insurance cards and other paperwork corresponding to their false identities. The meetings with the physicians were taped using concealed tape recorders. The physicians, who were not informed when an actor was a patient, were internal and family medicine specialists in Rochester. In all, 46 physicians with 88 patient visits were studied.
Physicians in the study were characterized along three dimensions: dutifulness, vulnerability and openness to feelings. Dutiful suggests conscientiousness, the tendency to follow through reliably, as in paying bills on time. Vulnerability means anxiousness, the tendency to feel unsettled, moody and under stress. Openness indicates empathy, the capacity to understand the feelings of others.
"Doctors high in dutifulness are more likely to document a depression diagnosis but ask fewer questions about depression. They are no more (or less) likely to ask about suicide than their less dutiful peers," the researchers report. "Concern with time-economy could explain why, despite their apparent level of vigilance, they ask fewer questions about depression and are not more likely to inquire about suicide, arguably the most important symptom of depression. Perhaps they believe that asking about suicide will extend the office visit."
Physicians high in vulnerability were also more likely to document a depression diagnosis.
The research is part of a series of studies of the physician-patient relationship. In one study, Duberstein and other researchers showed that primary care physicians with high levels of openness and average, as opposed to extremely high, levels of conscientiousness are more likely to be trusted by patients. An article published earlier this year reported that more dutiful physicians engaged in greater exploration of a patient's psychosocial and life circumstances, but involved the patient less in treatment discussions. Physicians with more anxious vulnerability also involved the patient less.
In addition to Duberstein, the authors of the Journal of General Internal Medicine article include: Benjamin P. Chapman, Ph.D., and Kelly R. McCollumn of the Laboratory of Personality and development at the Medical Center, Ronald M. Epstein, M.D., of the Rochester Center for the Improvement of Communication in Health Care and Richard L. Kravitz, M.D., of the Center for Healthcare Policy and Research at the University of California at Davis.


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Years ago, students told me, �I don�t even try to remember things that I can just look up.�
Today, their 21st century counterpart asks, �Why should I remember things when I can just use Google?�
I tap my head and tell them:
�My �google� works faster than yours.�
An over-reliance on technology is keeping students from developing the basis for all genuine critical thinking � a base of knowledge.
In 1956, Dr. Benjamin Bloom created a framework for analyzing thinking skills. We know his work as Bloom�s Taxonomy of Learning Domains. One of those domains deals with cognitive � or thinking � skills.
Under Bloom�s system, Knowledge rests as the foundation for all thinking. Knowledge leads to Comprehension. Knowledge and comprehension serve as the basis for Application and Analysis. All these skills establish the framework for Synthesis and Evaluation.
We need to understand that higher level of thinking cannot take place in the absence of the foundational stages. The base of the thinking pyramid is knowledge.
I generally attend the local Quiz Bowl competition. As I watch some of our top high school students compete, two things always amaze me: What these kids know � and what they do not know.
Most of the time, young people show a woeful ignorance of history. Their grasp of literature varies from topic to topic. Some have a decent handle on certain works of literature, but often the lack of knowledge of terms that govern literary analysis and interpretation. Students generally do well on math and science questions. Current events? Not so much outside of sports.
At one time in my long teaching career, nearly all my students had read certain specific pieces of literature: �To Build a Fire� by Jack London, �The Most Dangerous Game� by Richard Connell, Shakespeare�s �Romeo and Juliet� and �Macbeth,� Twain�s �Huckleberry Finn,� and Elie Wiesel�s �Night.�
For a decade or more, a majority of students have not read any of these pieces. A technique teachers use is �accessing prior knowledge.� In short, we try to build a bridge to new information by connecting it to old information.
I have no confidence my students will be knowledgeable about historic events. I often have students who think Dr. King�s �I Have a Dream Speech� was given during the time of slavery. What�s a hundred years or so among friends?
This past semester, my ECU students read Mark Twain�s �To the Person Sitting in Darkness,� a current events essay Twain wrote for the Anti-Imperialism League and published in 1901. Students complain they do not understand the essay.
�Why?� I ask. �Is the language too tough for you? I mean, after all, the piece is in modern English.�
Slowly I lead them to realize they cannot comprehend what Twain is writing because they have no real knowledge of the events Twain addresses: the Boxer Rebellion, the Boer War and the Spanish American War, both in Cuba and in the Philippines. Words convey ideas, and ideas need a context and frame of reference.
Knowledge is the soil that nourishes the roots of thought.
As we amass knowledge, we begin to see connections. We comprehend trends, movements, cause-effect and processes. We are better able to define terms. We can combine information to create new insights, and we can do better evaluation.
At the end of this semester, one of my students placed a thank you card in her writing portfolio. I discovered the note as I checked her folder. She started her thank-you with:
�The first day of class you told us that we did not know much at all. I thought you were wrong. By the end of that class period, I realized you were right.�
Once she understood how little she knew, she wanted to learn.
Mike Parker is a columnist for The Free Press. You can reach him at firstname.lastname@example.com or in care of this newspaper.


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Yoga on Rails (Sunday), sponsored by Intridea
Location: Outside Exhibit Hall E Level: Novice
Programmers do a lot of sitting, so come refresh your body, mind, and spirit before you head into the day's sessions. Yoga on Rails will be an easy beginner's yoga session – so don't be shy about coming out even if this will be your first yoga experience. Yoga on Rails will be taught by Kate Sanderson of Yoga Bhoga.
Sponsored by:


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The bore diameter and the width of the inner rings are made to Normal tolerances in accordance with ISO 492:2002.
The inner ring raceway diameter tolerances are provided with the product data. The roughness Ra of the inner ring raceway surface is between 0.2 and 0.8 μm.
Diameter tolerances for inner ring seats
Inner rings should have an interference fit. For sufficient interference, the following shaft tolerances should be applied:
- k6 for d ≤ 25 mm
- m6 for d > 25 mm


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Pom Poms
Baby Shower Invitations
Pom Poms, Item# SI7625
Note: Sparkles are simulated and will not light up.
Pom Poms, Item# SI7625
Note: Sparkles are simulated and will not light up.
Pom Poms Reply Card Set
Pom Poms Thank You Card
Pom Poms Envelope Seals
Pom Poms Return Address Labels
Driving Directions Card
$0.89 - $1.79
Shower Poem Insert Card
Shower Notes of Advice for a New Mommy
Pom Poms Postage Stamps
Place Card
Photo Round Sticker Favor Label
Photo Rectangular Sticker Favor Label
Photo Gift Tag Stickers
Our Baby Shower invitation, "Pom Poms", features a beautiful, abstract design consisting of multicolored blooms of translucent teardrop shapes. Mix and match from a variety of colors to suit your taste.
You will be able to select the typestyle and ink colors to use for your personalized text during the design process. Start by clicking on the green 'Personalize and Continue' button. We recommend using the default typestyle and ink colors.
|Estimated Postage Required:
|$0.55 stamp - if other items are not added into the Envelope. Click here for additional postage information.
|Item Type:
|Flat Card
|Card Dimensions:
|5.25" x 7.5" (W x H)
|Printing Process:
|Digital Press
|Paper Weight:
|Multiple Stock Options
|Typestyle Shown:
|Flemish and Unicorn
|Matching Ink Color:
|Light Grey, Charcoal and Breeze
|White Envelopes included. Printed return address and/or Calligraphy is available for an additional cost.
|Inner Lined Envelopes:
|Inner Lined Envelopes available for an Additional $.40 each. Choose from 20 different colors.


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Mitt Romney, for example, would do best under Paul Ryan's budget.
Whose budget should you support based on naked self-interest: Paul Ryan's? The president's? A political group you've never heard of? The Atlantic Wire has created this handy quiz to help you decide whose budget is best for your actual life.
We took a look at the various plans under consideration, presented below from most to least conservative:
- Caucus of House Conservatives
- Paul Ryan / House Budget Committee
- President Obama
- Senate Democrats
- Congressional Progressive Caucus
After a through-ish review, we parsed out how each plan might affect Mr. or Ms. Regular American. But let's have an example. We put all 330 million Americans' names in a hat and pulled one out at random: Willard Romney of Massachusetts. Here's how the president's budget plan, out Wednesday to some wrangling about chained CPIs, would affect him.
Obama proposal: The Buffet Rule. The name refers to the idea that billionaire investor Warren Buffett shouldn't pay a lower tax rate than his secretary. It would ensure people who make $1 million a year pay a tax rate of at least 30 percent.
Would this affect Willard Romney? Yes. Romney paid a 14 percent rate on income of $13.7 million in 2011. He could have paid even less, but he did not take all of his charitable deductions.
Obama proposal: Closing the carried interest loophole. This loophole allows financial managers to claim a large chunk of their income is not income but capital gains, so that it's not taxed at the top income tax rate of 39.6 percent, but the lower capital gains tax rate of 15 percent rate.
Would this affect Willard Romney? Yes. Romney paid a 14 percent tax rate in part because about half of his income came from capital gains.
Obama proposal: Closing a loophole that "lets wealthy individuals circumvent contribution limits and a cumulate millions in tax-preferred retirement accounts," a White House press release explains. IRAs would be capped at $3 million.
Would this affect Willard Romney? Yes. In the 15 years Romney worked at Bain Capital, he grew his IRA to between $21 million and $102 million. You're allowed to contribute $6,000 a year to your IRA. Talking Points Memo's Brian Beutler reports this is a new provision in Obama's budget, and it's "intended to close the loophole that allowed Romney to amass" such a huge IRA.
Obama proposal: Higher cigarette taxes.
Would this affect Willard Romney? No. Mitt Romney doesn't smoke.
Obama proposal: Changing the way the cost of living increases for Social Security benefits are calculated. Obama's plan calls for chained CPI, meaning smaller increases. By some estimates, this change would cost the average worker who retires at 65, by 75 it would cost him $650 a year, and by 85 it would cost him $1,130.
Would this affect Willard Romney? Yes. This would affect everyone who's paid into Social Security.
So if this anonymous Willard Romney were to support a budget, which might be right for him? He might consider Paul Ryan's.
What about you? Which budget meets your highly specific needs? Take the quiz below and find out which of the various budget plans you should be rooting for.


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We've been hearing for the last few years how both companies and colleges are judging applicants based on what they post to Facebook or Twitter, but now a survey reports that about 10 percent of its sample reported losing a job because of something posted on their social media account.
As we reported earlier, many states made it illegal to require a job candidate or college applicant to hand over their password to social media accounts, but that doesn't stop them from snooping. According to a survey of 6,000 aged 16 to 34 over six countries by On Device Research, about 1 in 10 people were "turned down for a new job because of photos or comments on Facebook, Twitter, Pinterest" or other sites, according to CNET. The 6,000 surveyed came from China, India, Nigeria, Brazil, the United States and Britain.
U.S. & World
News from around the country and around the globe
What's odd is that despite this knowledge that companies can reject them for as little as a photo of them drinking, about two-thirds of those surveyed didn't seem to care that their job prospects could be hurt by social media. Instead, it's more important to communicate with friends.
The bar is much lower now because something subjective is viewed by so many people. A photo of someone two-fisted drinking at a party used to stay within a circle of friends, but now that photo is distributed to parents, potential employers and strangers. It's unknown if those two-thirds of respondents will eventually understand that their social media image lasts much longer than some of their friends.


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Having these soon, super easy to make and last for hours in a crockpot or on a pot on a gas grill while you tailgate.
2 packs of lil smokies
Bacon - uncooked
Brown Sugar
Simply cut the uncooked bacon piece in half, wrap it around a lil smokey and use the toothpick to stick through the smokey and bacon to hold it together. Put as many as you can in a crockpot on medium heat (depending on how long you have to cook them). After you fill up the crockpot just sprinkle in brown sugar all over the smokies and bacon and then let it cook. Stir occasionally to keep the brown sugar coating the meat. It gives it a nice smoke/sweet taste.
The heat from the crockpot will cook the bacon and get the smokies nice and hot.


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Crystal Coast Areas
- 1. Emerald Isle
- 2. Indian Beach
- 3. Pine Knoll Shores
- 4. Atlantic Beach
- 5. Morehead City
- 6. Beaufort
- 7. Harkers Island
- 8. Shackleford Banks
- 9. Cape lookout
Lost Treasure Golf and Raceway - Crystal Coast
Visitors of all ages will have a blast at this destination that is designed for great times along the Crystal Coast shoreline. Professor Hacker's Lost Treasure Golf and Raceway is situated in the centrally located beach community of Salter Path, and is a favorite spot for families who want to have a little fun off the sand.
- Salter Path
- 252-247-3024
- Map it
J R Dunn Jewelers
Featuring two locations along the Crystal Coast, and serving the region for nearly 50 years, J R Dunn Jewelers is a time-tested resource for a wealth of special occasions, gifts, and "just because" treasures for vacationers and Carteret County locals alike. With a fine selection of everything from men's timepieces to wedding and engagement rings, shoppers can find just the delicate piece of jewelry they are looking for with a visit to this exquisite and elegant shop.
- Morehead City
- 252-726-8700
- Map it
- Emerald Isle
- 252-354-5074
- Map it
AB Watersport Adventures
There are literally endless ways to enjoy the water along the Crystal Coast, and AB Watersport Adventures has explorers of all varieties covered with a suite of rental equipment and gear to make an on-the-water expedition a day at the beach. Located along the Atlantic Beach Causeway, and easy to reach for folks staying along the barrier island as well as Morehead City, this convenient and accommodating watersports company serves as a launching point for a host of fun-filled days on the Southern Outer Banks.
- Atlantic Beach
- 252-422-0520
- Map it


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HILLIARD, Ohio -- At his first campaign event since the release of the final jobs report before Election Day, President Barack Obama reprised his auto-centric Ohio economic pitch, slamming Mitt Romney for what he said were deceptive ads claiming Jeep was moving its business overseas.
He suggested that such a claim, debunked by both Chrysler executives and multiple fact-checkers, made workers here unnecessarily fearful for their jobs.
President Obama continued his tour through Ohio with a campaign stop in Springfield, Oh., where he continued to criticize Governor Romney for running deceptive Jeep ads saying "This is not a game, these are people's jobs."
"You've got folks who work at the Jeep plant who've been calling their employers, worried. Asking, is it true? Are our jobs being shipped to China? And the reason they're making these calls is because Governor Romney's been running an ad that says so," Obama said, speaking to 2,800 supporters at the Franklin County Fairgrounds here.
"Everybody knows it's not true," he continued. "The car companies themselves had told Gov. Romney to knock it off."
Recommended: Ryan lambastes jobs report: 'We are 9 million jobs short'
He said Romney was trying to cause such controversy as a last-ditch attempt to gloss over his opposition to the auto bailout, to the detriment of workers here.
"I understand that Gov. Romney's had a tough time here in Ohio because he was against saving the auto industry," Obama said, "and it's hard to run away from that position when you're on videotape saying the words 'let Detroit go bankrupt.'"
He concluded, "You don't scare hardworking Americans just to scare up some votes."
This sort of populist appeal to auto- and other blue-collar workers has paid dividends for Obama in Rust Belt states like Ohio. He's faring better among white working-class males in those states than he is with that group in the rest of the country.
Obama spent less time here talking about the latest 7.9 percent unemployment figure, touting the fact that companies hired more workers in October than at any time in the past eight months but quickly moving on.
He continued his tour through smaller Ohio towns, stopping next in Springfield, Ohio.


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Toyo Tire Announces Safety Recall Campaign
Limited Number of Toyo Tires to be Replaced Free of Charge
CYPRESS, CA--Jan. 25, 2012: ĀToyo Tire U.S.A. Corp., has announced a safety recall campaign on a limited number of Toyo« brand tires.
The company has determined that select Toyo« Extensa« A/S tires distributed to retailers within the United States may have been produced with a kink at the bead area of the tires.Ā Under certain circumstances, the kink may eventually lead to a crack in the bead area, which is near the rim. If a crack develops and is left undetected, the tire may fail, potentially causing loss of vehicle control and a crash.
The following model tire is included in this safety recall campaign:
Brand and Model
Size (Load
Tire Identification Number (TIN)
73A6H2N3809 through 73A6H2N4410
The recall tires were manufactured at the Toyo Tires plant in Georgia, U.S.A., and can be identified by examining the sidewall stamping for the above information, and the "Made in U.S.A." mark. These tires were made during the period from the 38th week of 2009 through the 44th week of 2010, as identified by the last four digits of the Tire Identification Number (TIN), ranging from 3809 to 4410, stamped on the sidewall.
If the tire was manufactured before or after this period, or has the "Made in Japan" or "Made in China" mark on the sidewall, they are NOT being recalled.
There are approximately 68,763 tires covered by this campaign.
Toyo Tires is committed to providing tires of only the highest quality.Ā Consumers who have purchased Toyo« Extensa« A/S tires since September 2009, are encouraged to inspect their tires.Ā If a consumer is unable to determine if they have a recalled tire, they should visit an authorized Toyo Tires dealer for a free inspection.
A list of authorized Toyo Tires dealers is available at: Toyo Tires
The following steps have been taken to assist Toyo Tires customers during this campaign:
- Free Replacement: Affected consumers will have their recalled tires replaced at no charge.
- Web site: A dedicated page at www.toyotires.com/recall-campaign provides information on this safety recall campaign including photos to assist in identifying recalled tires and instructions on how to return recalled tires.
- Toll-free hotline: Consumer Relations staff is available at Toyo Tires to answer questions such as how to identify and replace recalled tires.Ā Consumers should call the hotline at Toyo Tire U.S.A. Corp., Consumer Relations Department, 800-442-8696 (6:30 a.m. to 5 p.m. PST, 9:30 a.m. to 8:00 p.m. EST).
- Notification letter: Consumers who have registered the recalled tires with Toyo Tires will receive a letter that includes photos and instructions to assist in identifying and returning the recalled tires.Ā A copy of the consumer notification letter is available on the Toyo Tires website (Toyo Tires Recall).
This campaign expires on May 31, 2012.


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At O'Neil we've spent over half a century making gear for people just like us. Adventurous individuals who care about the ocean, mountains, and nature in general. Our collection of boys ski and snowboard pants is part of the legacy that Jack O'Neill founded in a small California beach town. Like all our gear, our boys ski pants use the toughest technology on the market to keep you dry and feeling great.
Our passion for the mountain goes beyond just making tough snow items. We use some of the best designers to make sure that every boys snow pant that we produce looks great. We also work with the best skiers and snowboarders in the world so that we're sure that all our snow gear lives up to their high standards. We take having fun and looking great seriously. That's why we've brought some of our trademark technology that has made our summer gear unstoppable into our winter collection.
The Anvil boys Ski Pants are the ideal piece for any kid that's looking to get in that last run before the sun sets or get an early start on the day. The boot cut makes sure that they fit snugly over your boots to keep the powder out while still looking great. The 10K/10K waterproofing/breathability guarantees that you'll stay dry without getting too hot.


text:
- Details
- Specs
- Reviews
- What's Included
The Aurora Deck Pegasus Solar Light radiates the night through solar power. This solar powered light fits on top of a 5.5 inch wood, vinyl or metal post. The Pegasus light is designed specifically to receive the powerful solar cell. The Pegasus light comes with 700mA high capacity batteries that capture the Sun's powerful energy. The Pegasus Solar Deck Light features four LED bulbs, durable black powder coat finish, and rugged aluminum construction. Just install and enjoy. The Pegasus turns on automatically at dusk and is designed to shine for up to 14 hours on a single charge. It all adds up to a classic look by day and warm illumination by night.
Specifications Manufacturer Aurora Deck Lighting Manufacturer Product No SPW8048 UPC 734685122183 Bulbs Four LED Lights Light Color Temperature Cool White Fixture Color Black Power Solar Powered Light Run Time Up to 14 Hours on a Single Charge Battery 700mA High Capacity Battery Included Material Type Powder-Coated Aluminum Post Size Compatibility 5 1/2 Inch Post Size Manufacturer Warranty One Year Limited
- 1x - 5.5" Solar Post Light, Black
- 1x - 700mA Battery
- 1x - Installation Screws
- 1x - User Manual
- 1x - 5.5" Solar Post Light, Black


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The Escondido-based Classical Academies group of charter schools is expanding with an online learning program for students from seventh grade through high school.
"We're trying to come up with a format that's going to supplement or complement what we're already offering for kindergarten through 12th grade," Executive Director Cameron Curry said. "We're seeing a shift where students are seeking a lot more independence."
To house "Classical Academy Online," Classical Academy High School has leased the 6,470-square-foot second floor of a bank building on West Valley Parkway, adjacent to the Regal Cinemas movie theater.
Curry said that workers are painting and moving furniture into the space now.
The online program opened with a soft launch in January, Curry said. About 40 students are enrolled. Curry said he hopes to have 100 students in the program for the official opening in August.
That doesn't mean the online program will be 100 students sitting in a bank building working on computers, Curry said. The West Valley Parkway location will be the base for the online learning program, where students can meet with a teacher or do the work on their personal laptop or tablet, or use a school computer.
The Classical Academies, a blend of home-schooling and in-class instruction, comprises The Classical Academy, a K-8 school on Bear Valley Parkway in Escondido; Classical Academy High School on Woodward Street near Grape Day Park; Coastal Academy, a K-8 in Oceanside; and the new online program.
Classical Academy High School has its sights set on moving into the former North County Times building at Kalmia Street and Valley Parkway in Escondido.
Curry said the location would be convenient for students in the online program to participate in on-campus activities. The buildings are near each other.
The Escondido Union High School District provides a similar online program with its Learning Centers on all three of its comprehensive campuses.
Classical will use curricula from online education company Edgenuity for its program. Curry said the courses from Edgenuity, formerly Education 2020, meet Cal State and UC requirements.


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* Aspen offers to buy Arixtra and Fraxiparine, plus factory
* Sales of drugs 420 mln pounds in 2012 but in decline
By Ben Hirschler
LONDON, June 18 (Reuters) - GlaxoSmithKline is discussing the sale of its thrombosis drug brands Arixtra and Fraxiparine, along with a related French factory, to Aspen Pharmacare in a deal that could be worth some $1 billion.
Britain's biggest drugmaker said on Tuesday that Aspen had offered to buy the medicines, sales of which are in decline, and it was now in exclusive talks with the South African company about a deal, which is subject to consultation with employees.
Arixtra and Fraxiparine had worldwide sales of approximately 420 million pounds ($660 million) in 2012, down from 510 million in 2011, and revenues are expected to slide further in 2013.
Neither company put a value on the proposed deal but assuming Aspen pays twice this year's anticipated sales, it could be worth around 700 million pounds - after stripping out sales in China, India and Pakistan, which GSK will retain.
About 1,000 GSK employees would transfer to Aspen, if the deal goes through, the majority of whom work at the Notre Dame de Bondeville production site in France.
GSK said the proposed disposal fitted with its strategy of focusing on products with the most growth potential and delivering its new-drug pipeline.
For Aspen, which is already Africa's biggest maker of generics drugs, the acquisition will fuel its expansion in overseas markets.
Investors in Aspen - 19 percent owned by GSK - warmed to news of the likely deal and its shares rose 4 percent by 1230 GMT, while GSK was little changed.
Declining products such as Arixtra and Fraxiparine are seen as a drag on GSK's growth at a time when new drugs are set to reach the market, and the company said in April it was bundling many of its older medicines into a new established products unit.
That decision prompted speculation that more old drugs might be sold off to generate windfall gains, which could be returned to shareholders.
GSK is also divesting its energy and fruit drinks Lucozade and Ribena in an auction that is expected to get under way later this summer.
Aspen and GSK have a long history of doing deals together. Last year, the British group sold 25 older brands marketed in Australia to Aspen for 172 million pounds in another clear-out of non-core drugs.


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Links to ethical gifts
For my friends in Finland http://www.kepa.fi/osallistu/eettiset-joululahjat
Australia http://www.oxfamunwrapped.com.au
For all other countries, please google "ethical gifts" to find organisations near you.
WOW this is definitely something new to me :) It's kinda like in between a sweet and savoury dish ~ReplyDelete
That looks interesting! A lovely pudding.
Yum! This looks fabulous - and your market veg looked fabulous too! xReplyDelete
This looks awesome! I've never thought of making anything like this, but it really looks delicious, and a good way to get some quinoa and veggies in. I love the addition of white pepper, does it add a bit of spiciness to the final dish?ReplyDelete
I'd like to try it. ;)ReplyDelete
Lovely thought to give such thoughtful, ethical gifts. I've shopped a few times at the Oxfam store. And this casserole looks divine, so vibrant in colour! Merry Christmas :)
Heidi xo
I have shopped Oxfam, UNICEF, Vision Australia, SEDA etc etc for over a decade. Unless I have won a gift-to-pass-on, I always use these orgs for all my cards, other stationery and presents. Much more exciting stuff anyways!! Plan to try your carrot casserole around Boxing Day to go with beautiful baked turkey legs!ReplyDelete
Wow, I'm impressed that Kindred quinoa is available in Sydney! That makes Tasmanian me very happy. Merry Christmas, Maria!ReplyDelete
Very soon I will be eating Finnish Christmas food with my family in Finland. Can't wait :)ReplyDelete
Oh, it sounds so nice, this recipe!!ReplyDelete
this looks delicious!ReplyDelete
This recipe looks wonderful! So colorful, healthy and hearty. And I have all of the ingredients already in my kitchen!ReplyDelete
Looks really interesting plus I love carrots.ReplyDelete
This looks delicious but is there anything I could substitute for the almond meal? I was thinking maybe flaxseed meal unless you have a better suggestion.ReplyDelete
Hi Joann,
Flaxseed meal could work, but I haven't tried it myself. You could also try rice crumbs or semolina (if you're not gluten-free, of course).
Thanks Maria - I'm going to try the flaxseed meal since I already have it.ReplyDelete


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Folia Weekly Planner
Folia Weekly Planner
Sustainability Guarantees
Each planner has 52 pages, on 100gsm paper with a grey cardboard back. Just tear off a page each week.
The planner is a handy size, a bit smaller than A4, so will not take up too much desk space. It could even double up as a mouse mat.
Product : Great individual product that will mean a lot to the recipient
- COVID-19: we're open and shipping as usual
- There may be delays in some cases
- Items shipped directly from designer
- Tracked delivery to home or work
- All customs fees, duties and taxes are included
- See Delivery page for full details, conditions apply
- Free returns within 14 days, collection arranged by us.
- See Returns page for full details, conditions apply
- Price match guarantee
- If you find an item cheaper elsewhere we will match the price
- See FAQs or Contact Us for full details, conditions apply
- Wolf & Badger acts as agent to the brand only - you, the customer, are purchasing any item directly from the brand
View More Rosa & Clara DesignsStationery
Meet The Designer
Rosa & Clara Designs create cheerfully patterned homewares and gifts, designed to bring a touch of playfulness and plenty of colour into your everyday life. The brand was founded in 2012 by Jessica Hayman, a former lawyer who decided to return to her first love, design. The business was named after her two daughters, who are great fans of colour and pattern themselves and always a source of inspiration.
Each and every product is designed in London and made in Britain, from cushions which are sewn in London by a mental health charity, to lampshades which are hand rolled by Jessica.


text:
Reduced to Clear Furniture
Snap up some of our reduced to clear ranges, now permanently reduced and available while stocks last. All products are end of lines, may include store floorstock and may not be on display in all locations.
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Brighton Square(Box) Sofa 2S Linen Blend
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My first forays into the world of home roasting began with the I-Roast. While it only took 7 minutes, the loud noise from the fan and the small capacity were tiring. I found myself having to roast beans every 3 to 4 days. Using the I-Roast was also a pain because I had to be very active in the roasting process - stepping away from the roaster meant that some beans would scorch, and even with my active participation, the resulting roast was never even.
By the way, any notions you may have of the sweet smell of roasting coffee should be dispelled - I learned that roasting coffee smells nothing like brewing coffee. Rather, it stinks and it gives off a lot of smoke. I usually had to change my clothes and take a shower after roasting!
For my birthday 2 years ago, MacGyver boy decided to make me a home roaster that I could use with our grill's rotisserie. He did a beautiful job on it - he put it together using 316 stainless steel mesh, rivets, and two measuring pots. Not only does this roaster have 5-pound capacity, but it is also quiet and I don't have to be actively involved! I can knit while the beans are roasting away. The downside is that it takes anywhere from 25 minutes to an hour to roast, depending on the quantity and type of beans, but the evenness of the roast and the better flavor is worth the extra time.
Since coffee is only as good as the beans you start off with, I buy green beans from my favorite bean pusher, Sweet Maria's. The beans pictured to the left is their Moka Kadir blend. Unlike knitting your own garments, you can actually save quite a bit of money by home roasting! We were spending about $15/lb for Peet's coffee, but a pound of green beans ranges from $4-$6/lb. Granted, those prices are for green beans, and therefore they are heavier than the roasted beans, but we still are saving quite a bit of dough. (Hooray, more money for yarn!)
How I roast the beans:
- Using all three burners, heat the grill to 500 deg F for 10 minutes. This reduces the bits of last night's dinner to carbon, which you can scrape off with a wire brush.
- Shut off the middle burner and attach your roaster to your rotisserie. Close the lid and reduce the heat to 450 deg F. Remember to turn on the rotisserie so the beans are turning and heating evenly.
- After the beans reach first crack, increase the heat to 470 deg F. First crack is usually hard for me to hear, so after 20 minutes, I open the lid and peek at the beans. Look here for a pictorial guide of the roasting process.
- When the beans reach second crack, which I can always hear, I lift the lid to see how the roast is coming along. I prefer my beans to be between a Full City roast and a French roast. When the beans are dark enough, I turn off all burners, but leave the rotisserie on to aid the beans on their cooling process.
- Once the beans are at ambient temperature, I dump them into a colander. Now, it is time to separate the beans from the chaff. I take a cue from my ancestors and let the wind do most of the work. I scoop up some of the beans and lift them about a foot over the receptacle. Then, I dump the beans into the container, letting the chaff get a ride from the wind. If it is a still day, you can lightly blow on the falling beans for a similar result.
- After the chaff is removed, your beans are ready for grinding and brewing! I like to let my beans rest for at least 24 hours after roasting to let them degass (excess CO2). While it isn't necessary to do this, brewing newly roasted beans results in a lot of foam that needs to settle and be mixed into the hot water.


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LITTLE ROCK — With Monday's enrollment deadline for the Arkansas Health Insurance Marketplace looming, only 33,569 Arkansans have enrolled, a number well below initial projections, state officials said Thursday.
LITTLE ROCK — With Monday's enrollment deadline for the Arkansas Health Insurance Marketplace looming, only 33,569 Arkansans have enrolled, a number well below initial projections, state officials said Thursday.
But officials said enrollment is right on track for the private option — which has no enrollment deadline — with just under 150,000 Arkansans having applied and been found eligible for the program and about 106,000 having completed enrollment.
Officials have said in the past they expected 250,000 to obtain insurance through the private option and another 250,000 to obtain insurance through the exchange outside of the private option.
The private option is Arkansas' program that uses federal Medicaid money to subsidize private insurance for people earning up to 138 percent of the federal poverty level. People who earn too much to qualify for the private option can obtain federal subsidies to buy insurance through the insurance marketplace, or exchange, if their earnings are within 400 percent of the federal poverty level.
State Insurance Commissioner Jay Bradford said Thursday technical problems with the federal marketplace website initially slowed enrollment outside the private option.
"They're playing catch-up. I don't think the state of Arkansas under the private option is playing catch-up. I think that they're basically right on time," Bradford told reporters after testifying before the House and Senate committees on public health welfare and labor.
The Obama administration has said the enrollment deadline for the insurance exchanges will be extended beyond Monday for people who have begun the process but have not been able to complete it.
"That will increase that 30,000 enrollment there, based on how many people have started the enrollment process," Bradford said. "And typically people wait till the last moment, especially younger people. So that would be probably very good for people who have waited a little long but still have a second chance of securing protection."
A second enrollment period for the insurance marketplace is expected to begin next fall. Bradford said he still expects 250,000 Arkansans to enroll eventually, but "it will just probably take longer than the original projections."
The state Legislature has blocked the state Insurance Department from promoting the marketplace, which "certainly would be a factor" as well, Bradford said.
Because it cannot promote the exchange, the Insurance Department has lowered a grant request for the marketplace from $10.8 million to $1.45 million.
During the committee hearing, state Surgeon General Joe Thompson testified that the private option appears to be achieving its goals, including reducing uncompensated care at hospitals, based on anecdotal evidence.
"We'll work to try to get you a real number there, but from multiple hospitals it's in the multiple hundreds of thousands of dollars that they've seen a reduction in uncompensated care, January-February this year compared to January-February last year," Thompson said.
Some legislators cited a study that found emergency-room visits by low-income people in Oregon increased after the federal Affordable Care Act went into effect. They asked what was being done in Arkansas to reduce unnecessary ER visits, which was one of the goals of the health care overhaul.
Thompson said that for many who have lacked insurance in the past, the ER by necessity has been their only source of care, so "it's a consistent education and consistent message we're going to have to give over the coming months, that your best place to get care is not the emergency room."
State Medicaid Director Andy Allison said a fact that has been lost in news reports on the Oregon study is that the appropriate use of health care saw a bigger increase than inappropriate use of emergency rooms did.
Thompson also told the panel the board of directors of the health insurance marketplace has taken "an important step" by offering the job of executive director to Cheryl Smith, former director of Utah's insurance exchange. Smith has not yet said whether she will accept the offer.


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Love the blue skies that greet you on a sunny day? Don't get too used to it. Scientists have proposed a last-resort solution to climate change. It involves engineering the upper atmosphere to cool down, and this will result in a planetary haze.
Recently, experts came together at Massachusetts Institute of Technology for a seminar called "Engineering a Cooler Earth: Can We Do It? Should We Try?" Scientists discussed two key geoengineering approaches to cooling the Earth's atmosphere: removing carbon dioxide from the atmosphere and reflecting the sun's rays away from Earth. However, both lines of attack have complications.
Removing carbon dioxide from the atmosphere involves using the oceans to absorb carbon dioxide. However, this solution requires a large amount of time. Further it will continue the already accelerated acidification of the seas, damaging corals and shellfish.
Reflecting the sun's rays away from the Earth seems to be the preferred choice. It works by putting large amounts of sulfur in the air, as volcanoes do. Scientists cite the 1991 eruption of Mount Pinatubo in the Philippines, which cooled the planet by 0.9 degrees Fahrenheit. And so, scientists are seriously weighing this Plan B option, which would include lobbing aerosols via high-altitude military jets into the atmosphere — notably, at a cost of several billion dollars a year.
But what would putting sulfur in the sky do to the planet? Sure, we'd have a cooler Earth, which would include reduced or reversed melting of ice sheets over the Arctic sea and increased plant productivity. But scientists predict this could mean more droughts in Africa and Asia, more acidification in the oceans, more ozone holes in the Arctic, and reduced solar energy production.
And in a move that would likely frustrate astronomers and freak out the world — a layer of haze would lessen blue skies and obstruct the heavens.
Even so, the American Meteorological Society has endorsed this geoengineering as a viable option. "Geoengineering will not substitute for either aggressive mitigation or proactive adaptation … but it could contribute to a comprehensive risk management strategy to slow climate change and alleviate some of its negative impacts."
Others worry that this Plan B solution might undermine the existing efforts to stop global warming. The Institute of Physics, a nonprofit with 36,000 members, released this statement: "Climate geoengineering at scale must be considered only as a last resort … There should be no lessening of attempts to otherwise correct the harmful impacts of human economies on the Earth's ecology and climate."
Nonetheless, government officials are considering the ideas. As House Science Committee spokesman Alexandria Dery Snider told msnbc.com, "Geoengineering may … be a stopgap to buy us some time, if we find ourselves in a dire situation." This Thursday, the House Science Committee will hold its first hearing on the implications of geoengineering.


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DENISON, TX -- Three people were taken to a local hospital this afternoon after a boat exploded on Lake Texoma.
Just before 2:30 Saturday afternoon, many lakegoers say they heard a blast and you could see black smoke from miles away.
The fire happened happened at Grandpappy Point Marina in Denison.
Joe Custer with the Army Corp of Engineers said the boat ignited at the gas pump. The boat was pulled away from the dock quickly to avoid catching anything else on fire.
Three people were taken to the hospital with minor injuries. A dog on the boat was also injured.
Custer says he doesn't believe any fuel is in the lake.
Witnesses say they heard a big blast and were evacuated immediately.
"They had us empty or evacuate everything because they say the ramp is hooked up to the fuel supply over there, and it was dangerous. So, everybody there evacuated and put everybody out here on the top which was a safe area," witness Dhwanish Italia said.
Denison and Preston fire departments were able to put the fire out near a boat ramp.


text: Asus has successfully created motherboards, video cards, monitors and other various products with outstanding performance. However, many people would agree with me that Asus is not the first company you would usually think of when it comes to comparing wireless routers. Brands such as: Linksys, Netgear, or D-Link are certainly more well-known and have historically created exceptional products for networking. What is amazing about the Asus RT-N16 is that it can go head to head against top companies in the market by offering many great features at the same competitive prices. Below is the list of package contents and details that I will discuss about in overall design and functionality of the product.


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Advice for girls by Maude Foote Crow
My mother was born in 1923. By the time she was a teenager in the late 1930s, some rules in this list might have already seemed a bit old-fashioned. Still, many of these rules are still sound advice today.
Bodily Carriage
- Hold the head erect.
- Keep the chest high.
- Hold the abdomen in.
- Rest the weight of the body on the balls of the feet.
- Keep this position constantly, by day and by night.
- When lying down, stretch out; do not curl up.
- Make a special study of the proper times for exercise and take a normal amount of it at those times.
- Let nothing induce you to undertake severe bodily work or strain when the body is not in a condition to sustain the strain.
- When all conditions are right for it, take a good deal of joyous exercise.
- Learn some systematic exercises and practice them every day.
Correct Breathing
- Take long breaths of fresh air on rising and frequently through the day.
- Breathe always through the nose and from the diaphragm.
- Keep the air in the room fresh by day and by night.
- Breathe deeply to keep the mind clear, the blood pure, and the spirits buoyant.
- Let the weight of clothing hang from the shoulders.
- Have the clothing loose enough to allow free play of the diaphragm in breathing and of the limbs in exercise.
- Protect the feet and ankles from exposure to wet and cold.
- Keep the chest well protected, but do not over-wrap the neck.
|A girl in "flapper" garb, Moscow, Idaho, 1922.
Image from Wikimedia
Food and Eating
- Have meals absolutely regularly and at proper intervals.
- Choose foods adapted to present needs. Study adaptation of foods so as to know what to choose.
- Drink at least six glasses of pure water daily, between meals.
- Always think and speak of something pleasant while eating.
Elimination of Waste
- Free the body from poisonous waste by keeping the bowels active.
- By keeping the pores of the skin open.
- By using a great deal of well-planned, vigorous exercise.
- By general cleanliness.
- Take a cold tonic sponge or shower bath every day when in good health.
- Take a warm cleansing bath once or twice a week.
- Keep the mouth and skin free from dirt and germs.
- Give perfect care to the hair and the finger-nails.
- Wash the hands before eating or serving food.
- Brush the teeth at least twice every day -- on rising and on retiring; after each meal is better still.
- Avoid gathering or spreading disease germs through any form of contact.
|Press photograph of three unknown girls, 1923,
from the National Photo Company Collection
at the Library of Congress.
Amount of Sleep
- Ten and one-half hours (8:30 to 7:00) for those 10 to 14 years old.
- Ten hours (9:00 to 7:00) for those 14 to 16 years old.
- Nine and one-half hours (9:30 to 7:00) for those 16 to 18 years old.
- Eight hours (10:00-6:00) for those 20 to 30 years old.
- Lost sleep must invariably be made up.
- Try to go to sleep happy.
- When you work, work efficiently; when you rest, rest efficiently; whatever you do, do it with all your might.
- When resting, relax perfectly; let go.
- Stop worrying; think of something else; think of something cheerful.
- Do not yield to impatience or to anger; they shorten life.
- Think pure and beautiful thoughts; learn the beautiful thoughts of others and say them over till they become your own.
- Cultivate a well-balanced mind; preserve courage and cheer.
Prevention of Illness or of a Depressed State of Health
- Study the laws of hygiene and of sanitation.
- Avoid patent medicines of all kinds.
- When ill, consult a reliable physician.
- Prevent illness by following the laws of health and by regular health examinations.
Source: Mabie, Hamilton Wright, Edward Everett Hale, and William Byron Forbush, eds. The Young Folks Treasury Vol. X: Ideal Home Life. New York: The University Society, 1919. Print. This excerpt is from p. 428-430. A footnote states that the article was reprinted from "The American Country Girl" by Martha Foote Crow, published by Frederick A. Stokes and Company, New York.
|1920s bride Peggy Fish wearing a satin and net bridal dress
Image from Wikimedia.


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Is JOSS WHEDON Directing THE AVENGERS?
It showed up first on Deadline, and has started to spring up at other reputable sources such as The Hollywood Reporter's Heat Vision Blog: Joss Whedon is close to a deal to direct The Avengers for Marvel Studios.Whedon has been rumored on the shortlist for the past several weeks, after Iron Man and Iron Man 2 Director Jon Favreau confirmed he'd only be working on The Avengers in a production capacity. The movie will bring Captain America, Thor, Iron Man, and other heroes together, assembled as a team by Nick Fury. Actors Chris Evans (Captain America), Chris Hemsworth (Thor), Robert Downey, Jr. (Iron Man), and Samuel L. Jackson (Nick Fury) are all signed to multi-film deals including the ensemble picture. The movie would mark Whedon's only second big-screen feature, the first being Serenity, the follow-on sequel to his TV series Firefly. Whedon has deep ties to the comic book world outside of the genre nature of his shows, producing and writing comics based on his properties, as well as Astonishing X-Men for Marvel. He was at one time attached to writing and directing a Wonder Woman feature film for Warner Bros, but that stalled before any final script approval or casting was made.. The Avengers is scheduled to premier May, 2012.
Twitter activity Tweets by @Newsarama


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Square Business Cards
Make an impression with a unique shape and style.
• Measure 2.5" x 2.5"
• A unique look, great for featuring logos or photos
• Work as product tags, coupons, instructions and more
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Free shipping on all business cards. Code: FREESHIP
5 questions to ask when choosing a design
Free business card sample kit: A variety of papers and sizes to help you see, feel and find your perfect card. Request yours today.
Sorry, we don't offer this design in
A unique look. A can't-miss card.
You've got a one-of-a-kind company, so create a one-of-a-kind card. Our square business cards (2.5" x 2.5") have a unique look (and feel) that sets them apart from standard shapes. They've got a great layout for showcasing your logo or product shot, and they help give your company an interesting, creative vibe. To be even more memorable, you can have square business cards with rounded corners. Sometimes, it's hip to be square.
Choosing your stock
• Premium matte (16-pt): Matte varnish front, with a silk coated back. Best for colors and easy to write on.
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• Premium recycled matte (14-pt): 100% post-consumer recycled paper that shows natural fibers. Easy to write on, and great for designs that use less ink.
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• Premium pearl (16-pt): Shimmering look with a smooth feel – makes unprinted "white" space really stand out.
• Premium kraft (17-pt): 90% post-consumer recycled, light brown paper. A planet-friendly, creative look – with a sturdy, natural feel.
• Premium soft touch (16-pt): Smooth, velvety matte coating that feels unlike any of our other stocks.
• Standard matte (14-pt): Silk coated front and back. Good for readability and easy to write on.
• Standard glossy (14-pt): Glossy front and uncoated back. Adds richness to your design and logo.
• Standard uncoated (14-pt): Smooth, uncoated texture with a classic look. Great for simpler designs.
Tips for a professional look
• Be sure to include your name, title and contact info
• For readability, don't go any smaller than 10-point font
• Have some white space, so your design isn't cluttered
Frequently Asked Questions
A: You sure can. Just check out the list of available stocks above.
Q: Can I order square business cards with rounded corners?
A: Definitely. Just go ahead and choose the square option from the selections at the top of the page.
We're proud to be FSC-certified, committed to reducing our environmental impact and using responsibly forested paper.
Learn more
FSC paper certified by Rainforest Alliance is responsibly harvested to benefit communities, wildlife and the environment.
Learn more
Vistaprint just received the G7 Master Qualification, a certification for the highest accuracy, consistency and quality of full-color printing.


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Real Or Fake? 2 Self Claimed Bloods Give A Man The Beats For $60 In Richmond, Virginia! (Wedgie & All)
One of our viewers sent us this footage. Was this all a setup or real? This is how they reporting it " In Richmond Va, Hoods: Two Bloods beat up a Crip for $60.00" Courtesy of Tim Videos
Please click the "Report" button below if the video on this page is not working properly.
Comments will only be displayed by verified emails. No Spamming or Racism.


text:
IndusNet – The internet banking service from IndusInd Bank offers you a wide range of services which is convenient to use and puts you in control of your finances anytime, anywhere.
Click here to login at IndusNet
IndusNet is secure, quick, easy to use allowing a host of services like RTGS/NEFT, bill payments etc. The list of services available is mentioned below.
|Account Enquiry
|Financial Transactions
|Utility Bill Payments
|Mutual Funds
|Online Payments
|Other Services
Technical Reqs.
Minimum configuration required:
IndusNet is an online service which allows you to do virtually all your banking activities at your convenience. Through IndusNet you can access all your banking and depository accounts with the bank, 24 hours a day, 365 days a year, from anywhere in the world.
All customers of IndusInd Bank having either savings or current account, operated on either or survivor/anyone or survivor basis, can register for INDUSNET.
IndusNet is a free service, providing you access to your accounts and lets you transact over the internet. However, standard commission/transaction fees for certain bank services still apply. Please refer to the Schedule of Charges to know more on any applicable charge.
There are multiple ways to register:
Indusnet is best viewed on 1024 X 768 resolution in Internet Explorer Version 6.0 or higher and Mozilla Firefox Version 3.0 or higher. While IndusNet can be accessed through other browser versions and browser resolutions, some functionality/pages may not load as per expectations.
You need a Java enabled browser, if your browser is not Java enabled Click Here to download the PlugIn. (http://www.java.com/en/download/index.jsp)
At IndusInd Bank, security of your account transactions has always been our priority. We at IndusInd Bank have made all efforts to ensure your security and have already implemented 128-bit Secure Socket Layer (SSL) technology. Plus, a host of internal control measures and processes ensure that your transactions remain confidential.
Listed below are some tips to ensure more security:
A user ID and a login password is needed to access IndusNet. To transact (financial and non financial) you would need your Transaction Password or register for One Time Password (OTP).
IndusNet offers you the opportunity to personalise your user ID at the time of registration. You get the freedom of choosing your own user id subject to the same being available.
One Time Passwords (OTPs) are unique single use passwords that can be used for high value transactions and other key services on IndusNet.
In case you have an active IndusInd Bank Debit Card then you can register for OTP through IndusNet else get in touch with our Contact Centre or visit an IndusInd bank branch.
The benefits of using OTP are:
Yes the OTP can be used in place of the transaction password.
An OTP is valid for a few minutes only and can be used for one transaction/request only.
The SMS OTP would be generated by the bank in real-time. The time taken for you to receive the SMS OTP would depend on your mobile operator.
You need to have
You would also be required to provide any one of the following fields to complete your online registration.
You can visit the online registration section available on the login page of IndusNet and commence the process for Online Registration.
There will be 3 attempts allowed to enter your correct login password post which your account will get locked.
In case your id gets locked, you can
In case your passwords expire, you will be prompted to change your password after you log in, and before you login/transact subsequently.
In case you have forgotten your password you can reset the same by validating your debit card details on the "Forgot your Login Password" option.
You can change it by navigating to the "Reset Transaction Password" section via the "Online Preferences" option located at the top of your IndusNet screen. Your password will be changed instantly.
You can view your last 12 months transactions through the transaction query option.
You can download and save the account statement in MS Excel or PDF format.
By clicking on the transactions on the transaction history page you can view details of the transactions. In case it is a transaction where a cheque had been issued by you a copy of the same would also be available. You can also print the copy of the cheque.
The primary account is the default account used for your IndusNet transactions. You can select and set any of your operative rupee accounts as the primary account.
Nicknames are customized names that you can give to your account for your own convenience.
Through the option of account Inquiry you can see a log of all transactions (financial and non financial) done by you on any particular date that you logged into IndusNet.
Manage My Account is a one of a kind facility giving you the freedom to modify your relationship with the bank.
Through Manage My Account you can:
This facility is currently provided free of charge. Though there would be certain charges for certain services provided through this service. Please refer to the Schedule of Charges to know more on any applicable charge.
24*7 Funds Transfer :- Available 24 * 7
RTGS cut off time:- (Mon to Fri) 07:10 to 17:30 (On Sat, Except 2nd and 4th) 07:10 to 17:30
NEFT cut off time
|Transaction Timings
|Transaction Limit
|12:30 a.m. to 7:30 p.m.
|Available - You continue to enjoy your existing limits
|7:30 p.m. to 11:45 p.m.
|Available - You can now transfer up to Rs. 25 lacs per transaction subject to your overall daily limit^.
|11:45 p.m. to 1 a.m.
|Not Available - No transactions can be initiated
|Bank Holidays (throughout the day)
|Available - You can now transfer up to Rs. 25 lacs per transaction subject to your overall daily limit^.
^Refers to the transaction limit on IndusNet and IndusMobile
You can transfer funds between any of your transaction accounts i.e. between your savings and current accounts. You can also transfer to pre-designated 3rd party accounts (Inter or Intra branch).
Your transfers get processed instantly. Third Party Transfers can be scheduled for future dates.
Using the Add Beneficiary option you can register either another IndusInd account or an account with another bank for transfers.
The daily limit and per transaction limit as displayed in the limit Inquiry is applicable for transfer amounts.
Through IndusNet you can use two routes to transfer funds to accounts in other banks in India:
Yes. You would even be able to create a frequency of such payments by selecting the Recurring Option & setting the Transaction Date in the Funds Transfer section.
There is no charge for the e transfers service.
RTGS (Real Time Gross Settlement) is a payment system launched by the RBI in which payment instructions are transferred instantaneously to a beneficiary holding an account with a bank branch which is registered for RTGS by the RBI.
You need to transfer a minimum of INR 200, 000 in a single fund transfer transaction to avail of the RTGS facility.
Based on selection of location and bank name, there will be a list of participating branches displayed. In case, the required branch appears in the list, the same indicates that the branch participates in RTGS.
There is no charge for the RTGS service.
No.Based on a simple search option of location, bank & branch, The IFSC code will automatically be populated.
The bank will credit the funds back to your account with appropriate return reason as received from the beneficiary bank
View & Pay is an extremely simple, convenient and secure way to view and pay your bills. Through this service you can view and pay your electricity, telephone, cellular, insurance and other bills using your IndusInd Bank Account. You can do all this from the comfort of your house or office, over the Internet - any time, any place.
Paying bills with View & Pay simplifies your life. Your payments are made quickly and conveniently, and you no longer have to track multiple utility bills, write multiple checks or balance your check book.
If you are registered on IndusNet you can use the BillPay service. Once logged in you can go to the Bill Payment Tab and add all your Billers. You can then check the due amount on each of your bills, and click on payment option to make automatic payment using your IndusInd Bank Account.
After registration you can log into your account and start adding billers. Subject to your providing correct biller details all future bills raised within a week of your biller addition date will start getting raised in your account.
Subject to correct submission of the biller details by you, all your future bills that are raised within 1 week of your biller addition date, will start getting raised in your account. If any of your biller addition gets rejected, you will be able to view the status when you log in. In case of payment only type billers the biller does not need to be registered, an instant payment can be made to him.
You will receive an e-mail/sms alert every time your bill is received.
Login into your account, check the amount and make a payment by clicking on the auto-Instant pay button.
You can Pay bills by clicking on the auto-instant pay button.
You can use any of your IndusInd Bank accounts.
To ensure that your payments arrive before a due date and to avoid late payment charges, you need to make your payment at least 3 working days before the bill due date.
The biller specific terms are clearly indicated on the biller page when you are validating the Instant pay screen. Please adhere to them strictly. Where billers do not entertain late payments, any payment made by you after due date is liable to be rejected by the biller with attendant penalties.
On payment of the bill your account will get immediately debited online and the payment is sent to the utility company by the next working day. The same will get credited to your utility account in 3 working days time.
Yes, you can pay someone else's bill through IndusInd Billpay.
When your payment has been successfully made, you get a reference number for your transaction. Your IndusInd Bank Account statement will also include the details of your transaction under Instant pay transaction. This amount will be inclusive of the processing fee charged for each transaction.
Yes, you can pay your bills from any location through internet.
Please ensure you have free/unutilised credit limit in your account to make the payment otherwise the transaction will not get authorised.
You will continue to receive your physical bill even after registering for this service with us.
IndusInd Billpay has no way to stop a payment after it has been processed. You should contact your biller.
View & Pay employs the best-in-class security so that the transactions done through the View & Pay service are secure. View & Pay uses Secure Socket Layers (SSL) data encryption. Using SSL ensures that the information you exchange with IndusInd BillPay is never transmitted over the Internet unencrypted and cannot be viewed by unauthorised individuals. View & Pay uses SSL to protect users from unauthorized tampering or viewing of their account and billing information. This encryption is done using 128-bit RC4 encryption.
This facility is currently provided free of charge.
Alerts are IndusNet notifications that the bank will send you. These can be received on your welcome screen, to your email account, or to your mobile phone. In the Alerts section, you can select the kind of alerts you wish to receive, and on which channel.
You can change your email & mobile phone details from the "Manage Relationship" section.
No! Please do not reply to any of the alerts that are sent to your registered email address.
This service is currently provided free of charge.
The requests that can be placed online are:
IndusNet provides you with the facility to book your fixed deposits online. Through the "Service Request" option you can create your fixed deposits.
The fixed deposit advice will reach you at your mailing address 7 working days from the date of placing the request on IndusNet
This facility is currently not available through IndusNet though you can change the maturity instructions of your deposit online.
When your Fixed Deposit request is submitted, you will receive a Unique Reference Number. Your new Fixed Deposit will also be listed in your account statements and will reflect in the transaction history of your funding account. In addition there will be a mail in your IndusNet Mailbox confirming the same.
Your stop payment will be done instantly. A confirmation message of the same would be sent to you through the registered email and SMS.
This service is chargeable. Please check the Schedule of Charges for more details.
The doorstep banking co-ordinator from the nearest Indusind Bank branch will contact you to take the request forward. The timing of the cash delivery will be communicated by the Doorstep Banking co-ordinator.
When your request is submitted you will receive a unique reference number confirming the same. You can track the status of your requests in the "Service Request" section. When your request is processed, you will receive a notification on IndusNet, Email & SMS confirming the same and it will also reflect in the transaction history of your funding account.
Your daily IndusNet transaction limits apply for Doorstep Banking as well.
This service is currently provided free of charge.
You can either
Please check the BRANCH/ATM Locator to find the branch/ATM closest to you.
This innovative feature allows an IndusInd bank customer to withdraw/send money by just using the receiver's mobile number
Online banking application for personal banking users
A one of a kind concept of mobile based account to account transfer for all bank account holders
Important links


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Volunteers' work on Keith Maupin home nearly complete
While Keith Maupin was worried about running the Yellow Ribbon Support Center, his friends decided to worry about him and his home.
Now, thanks to those friends and some total strangers, it's almost like new.
People from Clermont County and beyond have stepped in to help renovate Maupin's home and they're almost finished.
"The reason this project is taking so long is because there are so many more suppliers that's ringing my phone off the hook, saying 'We'd like to donate this, we'd like to do this for you,'" coordinator Michael Barrett said.
When the work started in early August, the project only had 20 suppliers. Now, there are over 100.
One group of painters signed on Friday after getting a late night call when the original painters didn't show.
Maupin started the Yellow Ribbon Support Center sending care package to soldiers after his son Matt was taken prisoner in Iraq and later killed.
Maupin said the donated renovations will make it possible to continue the work he's now doing out of his own home.
"It's just going to allow us to do more of what we do," Maupin said.


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LYONS — Having already experienced Frontier Academy's tenacious full-court defense in an early-season loss at the Canine Classic Tournament in Greeley, the Lyons girls basketball squad knew it would need to keep its composure if it hoped to have any success in the teams' rematch Thursday night.
While the Lions did prove more offensively-capable this time around, they were again unable to keep pace with their opponents' up-tempo style of play, eventually falling 67-40 at home.
"We knew that they were going to press us the whole game," Lyons head coach Sandy Mitchell said. "We tried to prepare in practice yesterday to break their press and we had a few momentary lapses, but I thought our kids played pretty well."
Lyons (1-9, 0-2) was able to put up just 21 points against the Wolverines when they met in early December, and came into the game averaging only 25.6 per contest on the year. But the hosts appeared much more efficient early on, going blow for blow with the Wolverines for much of the first quarter. A 3-pointer by Maizie Grace with just more than 2 minutes to play in the opening period drew LHS within three at 14-11.
But Lyons' momentum came to a grinding halt when point-center Olivia Raspotnik hit the deck hard after being fouled while dribbling across the timeline, forcing her to leave the court for the final 90 seconds of the first. With the Lions' primary ball-handler out, the Wolverines (6-5, 1-1) took full advantage, forcing four straight turnovers leading to seven points and taking a 24-11 lead at the end of one.
"Its tough trying to bring up the ball and deal with all the pressure, but I know in the end it makes me a better player," Raspotnik said of her ball-handling responsibilities. "It makes our team have more energy when I can do well and pump us up." LHS' lone senior was able to return and play the remainder of the game without issue, ultimately finishing with a double-double of 17 points and 13 rebounds. But her effort was not enough to overcome the number of turnovers forced by Frontier Academy throughout the night. Trailing 37-21 at intermission, the Lions came out of the locker room and gave the ball away on five straight possessions to begin the half.
Lyons made one final push midway through the third, running off seven points in a row to trim the lead down to 15 with 3:30 to play in the period. But a timeout by the Wolverines refocused the visitors, who proceeded to go on an 11-0 run of their own and put the game out of reach for good.
Despite the gap in the final score, Mitchell, who is in her first year at the helm of the squad, seems to be pleased with the direction her group is headed in. And while wins have been hard to come by thus far, she is well aware that there is still plenty of time to turn some heads.
"The beauty of it is we are such a young team," Mitchell said. "We have one senior who is a superstar (in Raspotnik), and she should get all the accolades she gets. … (But) all we continue to do is build every game. We played the game stronger today than we have all season, and I think as the season progresses, look out 2A because we are going to be ready and come get you at the end of the season."
Frontier Academy 67, Lyons 40
At Lyons HS
Thaxton 4 2-2 10, Rose 5 0-0 12, Lyman 2 1-2 6, Olson 4 0-0 8, Zenk 0 1-2 1, Rasmuson 4 0-0 11, Wagner 5 5-8 15, Granillo 2 0-0 4. Totals 26 9-14 67.
Raspotnik 6 4-11 17, S Sundrud 0 0-0 0, Subbert 4 0-0 8, Walko 2 0-2 4, Simms 3 0-1 6, Grace 2 0-0 5. Totals 17 4-14.
Score by quarters:
Frontier Academy 24 13 20 10 — 67
Lyons 11 10 12 7 — 40
3-point field goals — Lyons (2): Rospotnik, Grace; Frontier Academy (6): Rose 2, Lyman Rasmuson 3. Total fouls — Lyons 10, Frontier Academy 15. Fouled out — None. Technical fouls — None.


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GershBV necesitaba un nuevo diseño de página web y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 224 diseños de 67 diseñadores freelance.
Hello designers:
Seeking a new homepage look for JazzRadio.com - it's a multi-channel Internet radio service that hasn't launched yet.
I am looking for just the homepage (1 page) as a final deliverable.
I do not have a logo for this project yet, so whatever you want to make in the process will be considered. At the end of the day I will not be picky about the logo at all, it's not a logo contest. I am looking for the rest of the site to be good.
Please please please - do *not* make the design look or feel like a blog. There is a "wireframe" graphic link below, but just because it has sections, doesn't mean the design has to look blocky. Point is, please don't make it look like just blocks stacked, and don't make it look like it's a typical blog.
Here's an example of a CD cover to give you some direction: http://www.ancient-future.com/image…ck_cvr.jpg
While I am not implying you have to make the site red at all, it just goes to show I am looking for an artistic approach to the site. It should draw you in, a little bit like a painting or story. Not just a few stock images in 4 corners (I don't call such designs if that's all that one does). Thanks!
Target audience is Jazz music fans, streaming media consumers. Whatever that means.
Please keep in mind that this is *not* a hobby site. Don't make it cute, amateurish, fuzzy, funky, or something of that sort. The site will serve thousands of listeners daily, have some advertising, and subscription services. So it needs a certain level of sophistication to it to imply it's a serious outfit.
I don't yet know what colors I want. I'll only consider black background designs initially only if they have considerable color contrast on the foreground. So please no black on black, or grey on grey stuff. Definitely looking for at least some colors. Otherwise no preferences yet until I see some designs.
I just need the photoshop files as deliverables for the winner.
The link above pretty much describes what kind of layout I am looking for in general. Feel free to tweak, but probably not a good idea to deviate completely away from it.
To recap what's in that image, and to elaborate:
- JAZZRADIO.com logo on top (mind the capitalization like that)
-Tagline is: "enjoy great jazz music" (lower case)
-Something visual below to make the page look good, image or images.
-Three columns of channels, please refer to the image for channel names and columns. Please note that the main JazzRadio channel is first and above others.
-Each channel should have an image, most likely a related photo, associated with it. It is a *requirement* that you select all images for all channels, as this serves as a big part of the visual resonance with the end user.
- Each channel has a name that is a clickable link, and a 8-12 word description below. See example on image.
-The other sections are self-explanatory from the image.
Feel free to use icons/photos from iStockPhoto or other stock photo site that you prefer, & please don't feel obligated to purchase them.
Most of these will offer a temp with a watermark on it. I can pay for them later or reimburse for winning design. I will understand if there are watermarks submitted with the design.
Thanks and good luck!


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Tag Archives: zork
Out of Continues Ep 37: Evolution of Storytelling
This week I'm with Phosphor, we talk about the games we've been playing and movies we've been watching. Then our main discussion is a continuation on the innovation and evolution of video games, and it's on storytelling. We then close off the … Continue reading
Posted in Out of Continues, Podcasts Tagged alex hutchinson, assassin's creed 3, beyond, castlevania lord of shadows 2, david cage, digital story telling, heavy rain, layoffs, onlive, out of continues, Outland, podcast, Sayed Stafa, scott pilgrim vs the world, Stafa, story telling, the last guardian, uncharted 2, video game stories, video games, videogames, warren spector, zork Comments Off on Out of Continues Ep 37: Evolution of Storytelling


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Don't be alarm of the comings, that come to you, they always bring something, that opens doors and closes them too. It's up to you to choose, which comings to use, to open or close, the comings that come to you.
JUST SAY QUOTESFrom: onepowerproductions.com "The false you, is an enemy of your true self" ~ Diallo A. "Don't be community conscious dead" ~ Diallo A. "The struggle isn't about what you may go through, it's the time of going through, what you go through-that's the struggle" ~ Derek A. Porter "Take in the light (the information) and do something with it" ~ Diallo A. "All information is within one's beng-seek it out as treasure" ~ Diallo A. "The day of birth, is the day of death-the day of death, is the day of birth" ~ Diallo A. "Hear the voice of thy inside say: Do come to stillness" ~ Diallo A. "Man's outer noise, and the world's temptations, are disturbers of man's inner peace" ~ Diallo A. "Fear is nothing more than fear of self" ~ Diallo A. "Even when self and things seem to be at a stand still, know all is moving" ~ Diallo A. "To see things one way is to be blind, of all else" ~ Diallo A. "Always be on the move; in mind, and body" ~ Derek A. Porter "We, are greater, than me" ~ Derek A. Porter "Provoke LOVE, with a hug, smile, any positive greeting" ~ Derek A. Porter "Happiness is in harmonious living" ~ Diallo A. "Cowards actions are not respectful" ~ Diallo A. "In mind, who holds the holier than thou attitude, holds illusion" ~ Diallo A.
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I couldn't agree more with everything you said. I have never been able to use chademo because it was either broken or there was a line of cars waiting to use it. The other problem is the uninformed (95%) trying to charge to 100% on chademo.KJD wrote: The main problem with CHAdeMO chargers is that they are broken most of the time. There are probably 8 or 10 of them here in Utah and as of today I think there is exactly one that works right now. All of these units have had multiple problems and Nissan does nothing to fix them. ABB does nothing to fix them. The Nissan sales people are as frustrated as I am on this.
How many CHAdeMO chargers are open 24x7 ? Not very many.
Nissan has some work to do if they ever want to expand the EV market beyond niche status.
A LEAF with 180 mile range might help people forget how bad the charging stations are.
I really, really hope for a 160+ mile Leaf. I'm fairly certain the Tesla will be at least $12k more with supercharging enabled, which is more than I want to spend.


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The most fabulous airports in the world
A water slide at the gate, a brewery in the terminal, a beach by the runway: Modern airports offer passengers the works
Airports always used to be pretty inhospitable. These days, prestige is key, and so international star architects are commissioned to design spectacular buildings that are places of interest in their own right. And that's not all: Airports are also rapidly morphing into adventure parks. Beneath the bold curves of their transparent roofs, they offer passengers an array of attractions wholly unconnected to air travel. Visitors can seek out the spa for a relaxing massage, stroll through the rainforest, surf artificial waves, enjoy locally brewed beer, chill on panoramic terraces, wander through museums – knowing that their children are having fun whooshing down a four-level giant water slide or flitting around on roller skates. Asian airports have been particularly successful on this score: In almost every survey, Changi Airport in Singapore and Incheon Airport in Seoul come out near the top.
But other cities are catching up fast. One of the boldest projects is currently underway in Mexico City, where a new airport – scheduled to replace the existing one, Benito Juarez Airport (which is far too small for a city of 20 million) in 2020 – aims to set the trend for tomorrow's airports. Not one, but two highly respected architects and their teams have been entrusted with the job: Norman Foster from Great Britain, whose work includes the dome of the Reichstag, Germany's parliament building in Berlin, as well as Hong Kong Airport. The other big name is Mexican architect Fernando Romero, son-in-law of billionaire Carlos Slim, who built the Convention Center in Los Cabos and the Soumaya Museum in Mexico City. An X-shaped terminal will be the eye-catcher here.
"Mexico is taking global airport construction to a new level," says architect Antoinette Nassopoulos-Erickson, who has been working on Norman Foster airport projects for 20 years. "Airports of the future have to offer passengers a fantastic experience and at the same time give them a sense of the actual country or city they are in." Passengers want to personalize their experience at the airport terminal, "that's why it's important to offer a variety of facilities that suit individual moods." And there's already plenty to choose from at airline hubs around the world: The yoga rooms in Frankfurt, the golf course at Incheon, near Seoul, and the 4D movie theater with wind and olfactory effects in Hong Kong are only the beginning.
For relaxation
Hot baths are very popular, especially in Japan. So Nagoya Airport has a bathhouse, where transit passengers can enjoy a luxurious steep.
For yoga fans
Salute the sun or make the mountain pose to keep limber between flights. Frankfurt Airport has two rooms where passengers can do yoga.
For thrills
Terminal 3 at Changi Airport in Singapore has the world's biggest airport water slide. It hurtles you into the depths at six meters per second. Make a purchase at an airport shop to get a free coupon for the slide.
For surfers
Every summer, Munich Airport becomes a surfer's paradise. It's the site of the world's first standing wave (at an airport). Professional competitions take place here, too.
For history buffs
San Francisco Airport in California has built a replica of its 1930s airport terminal and turned it into an aviation museum.
For nature enthusiasts
The airport in Kuala Lumpur, Malaysia, backs right onto the rainforest, parts of which are even inside the terminal. A jungle path takes visitors past dense greenery and a rushing waterfall.
For skaters
Incheon International Airport, situated west of the South Korean capital, Seoul, has an inline skating rink with space for up to 150 people. The rink is located in the Transportation Center right beside the terminal and rents out skates.
For speed freaks
At Salzburg Airport in Austria, passengers can admire the Red Bull collection of airplanes, race cars and racing motorcycles at the Hangar 7 glass museum. The exhibition also includes the helium balloon capsule Austrian skydiver Felix Baumgartner used to make his record-breaking jump from the stratosphere in 2012.
For fans of the jumbo jet
At Stockholm Airport, passengers can spend the night in a 1976-built 747 that flew all over the world before becoming a 33-room hotel. Best choice: the cockpit suite.
For underwater fans
At Vancouver Airport in Canada, you can see more than 5000 different sea dwellers – including wolf eels, various types of jellyfish and brightly colored sea anemones – in two aquariums with a combined volume of around 116 cubic meters.
For country music lovers
Nashville International Airport in the United States cultivates the Tennessee state capital's famous musical heritage: Live bands play here up to 100 times a year.
For loungers
The Star Alliance Lounge at Los Angeles Airport is one of the most beautiful airport lounges in the world. Don't miss the roof terrace with its magnificent view of the Hollywood Hills.
Da braut sich was zusammen
For beer drinkers Airbräu is the only beer that is actually brewed at an airport. At Munich Airport, passengers can watch the brewing process and enjoy a glass in the adjoining beer garden. Cheers!
For plane spotters
The airport on the Caribbean island of St. Martin in the Antilles is right next to the sea, so it's quite loud on the beach. But how about cooling off while you plane-spot – or the other way around?


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Sit down with family and friends for classic American comfort food.
408 East Genesee Street Fayetteville, NY 13066
2212 West Genesee Street Syracuse, NY 13219
Starting at 4pm on weekdays stop by the bar and meet up with friends for DRAFT on CRAFT beers. Great drink specials that are only in the bar.
Casual and family friendly we look forward to meeting the whole fam. Monday & Tuesdays kids eat free. Receive one free kids meal with beverage for each adult entree purchased. (Excludes all other discounts and promotions) Kids 12 and under


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We are sorry but we are not offering any new hires on our website. However, if you have already booked, your booking will be honoured.
If you have a gift voucher that is in date, please email us to arrange for its redemption.
If you have any query, please email us at
Thank you.