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In the aftermath of the financial crisis and the ensuing recession, the only businesses that have provided a net increase in employment in the U.S. over the past six years are large, publicly traded corporations and privately held majority women-owned firms, according to the "2013 State of Women-Owned Businesses Report" commissioned by American Express OPEN (the leading payment card issuer for small businesses).
That's quite a milestone and a testament to the progress of female enterprise since the Women's Business Ownership Act, H.R. 5050, was signed into law 25 years ago on Oct. 25, 1988. Today, the growth and dynamism of women-owned businesses in the U.S. serves as both inspiration and a model to emulate for other countries.
In the traditionally male-dominated financial advisory business, things aren't so bad either.
Many firms in the industry have started women initiative programs aimed at recruiting and retaining more women and supporting women advisors in developing leadership skills, says Kathleen Kingsbury, founder of consulting and training firm KBK Wealth Connection.
"This really speaks to the shift in the industry in the last 25 years with women clients holding the majority of the wealth in the U.S. and female advisors being well positioned to tap into those affluent clients," she says. Firms started by women are more common and I think a trend to be on the lookout for."
Today, it's no more or less difficult for a woman to open an advisory business, given that regulation and general competition poses the same challenges to both genders, says Angie Herbers, founder and senior consultant at Angie Herbers Inc.
However, women are not opening as many advisory firms as one might expect because as a woman advisor, going to work for another is very lucrative today, says Herbers, who's also a ThinkAdvisor blogger and Investment Advisor columnist.
"I find many women opting for a career in an existing firm with a partnership track over opening their own," she says. "Moreover, women are in demand within firms… and the economics of starting a business vs. working for another firm don't match, since women advisors make a lot more, with less risk, taking a position in a firm than starting their own."
Herbers also believes that the CFP programs in universities all over the country are still male dominated. She estimates that 50% of CFP candidates are women and less that 25% of total CFPs are women.
"If we want to get women opening new advisory firms, we need to attract more undergraduate and graduate women to the profession through CFP schools," Hebers says. "As a result, the level of pay– simply because of demand–will level out from the high pay women employees currently receive in the profession."
To their advantage, many women advisors are natural connectors, "as females are socialized at a very early age to nurture relationships," Kingsbury adds.
This gives them a competitive edge in selling services that are relationship-based. However, when women advisors are placed in a transactional environment, they often struggle as selling a product to make a quota often goes against their caretaking instincts, she says.
"Women advisory firms tend to succeed when they can offer fee-only services that they believe in and that are in the best interest of the client," Kingsbury says. "As the entire industry is moving in the direction of being more client-centric, I believe this is a great time to be a female advisor."
According to the American Express OPEN survey, there are currently around 8.6 million women-owned businesses in the U.S. that generate over $1.3 trillion in revenues and employ nearly 7.8 million people.
Between 1997 and 2013, when the number of businesses in the U.S. increased by 41%, the number of women-owned firms increased by 59%, a rate that significantly topped the national average.
"Indeed, the growth in the number (up 59%), employment (up 10%) and revenues (up 63%) of women-owned firms over the past 16 years exceeds the growth rates of all but the largest, publicly traded firms, topping the growth rates in number, employment and revenue of all privately held businesses over this period," the survey found.


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kingdavid had een nieuw gecodeerde website ontwerp nodig en lanceerde daarom een wedstrijd op 99designs.
Een winnaar werd gekozen uit16 ontwerpen ingezonden door7 freelance designers.
We are looking to have our current Hotel Reservation website redesigned with a web 2.0 feel. Although we will only need one main design theme, we will need 5 variations of it, for different pages throughout the site.
We are looking to have our current Hotel Reservation website redesigned.
Our URL is:
There will be 5 basic templates that we will need:
Landing Page
1. We'd like to implement tabbed navigation with the following Nav items: Discount Hotels, Flights, Cars, Cruises, Guides, Vacation Packages
2. We would like a small area that will display 4 or 5 daily deals. Beneath that, please add a link saying "Browse More Deals"
3. We would like an area that will display the first 100 words of an article, called "Destination of the Week" Beneath this, please add a link that says "Continue Reading".
4. We will also need a "Live Support" button accessible from all pages from the site. Please create your own style of button.
Destination of the Week page
This page will display the entire article of Destination of the Week. Please keep it styled like a blog, and design a method that users can read past Destination of the Week articles.
Browse More Deals page
The "Browse More Deals" link from the landing page will link to this page. Please note that this page should not look anything like the page that the current link leads to. We'll leave the layout of this page to your discretion.
Individual Hotel Page
For this page, please recreate this URL to fit with your new design theme: http://tinyurl.com/ykpjjg
City Page
For this page, please recreate this URL to fit with your new design theme: http://tinyurl.com/ygq9ks
We like designs that contain Web 2.0 elements. Also, we will need all photoshop & font files used to create this design.
As far as coding goes, we will need these fully coded with CSS. We require very high quality coding. If you are not a top-notch coder, you may also submit just a design for $650 worth of the prize. The remaining $350 will go to the person that codes the template.
If you'd like us to approve your coding, or would like to apply to code the winner's design, please link to a site that you have coded.
Lastly, please refrain from posting any URLs within our domain name in this thread. Thank you!

subset: commoncrawl


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Over the last 15 years, I have presented hundreds of seminars on how fitness facilities can attract older adults. At almost every presentation, someone asks, "Do older adults prefer to work out with people their own age or with younger people?"
This question has always created great debate. However, the answer may be found in research done by Mark Beauchamp, an assistant professor in the School of Human Kinetics at the University of British Columbia in Canada. Beauchamp and his colleagues found that "although older adults may report a lack of appeal for exercising with those much younger than themselves, they actually exhibit a positive preference for exercising with those of their own age."
The study, which appeared in the April issue of the Annals of Behavioral Medicine, provides "useful insight into the preferences of older exercisers, which in turn have important implications for exercise promotion initiatives [in communities around the world]," he writes.
Could this research be one of the reasons we have not seen the predicted flood of older adults into fitness facilities? Could it be why a class filled with 20- and 30-year-olds has little appeal to those over the age of 50? Could it be why a facility that uses youth-oriented advertising misses out on a substantial number of older adults versus a facility that uses age-appropriate advertising? Could it be why manufacturers that build products that are suited to the younger market are missing the boat?
In reality, this research isn't news to those facilities that are already meeting the needs of older adults. Considering the fact that older adults are turned off by marketing that is focused on the younger generation, why would older adults not be turned off by facilities and programs that have that focus, too? It is simply the first rule of running a business — speak to the consumer and his or her needs.
What this research shows is that many older adults prefer to be in an environment with their peers. Yes, some elite, older athletes and fit adults may wish to exercise around those of similar fitness levels to themselves — young or old — but for the vast majority, they want to be around people they can relate to and people who are at the same stage of life.
Another finding in the research revealed older adults' desire for group exercise. Beauchamp says that it's vital that government officials take steps to better "promote opportunities that will encourage healthy and physically active lifestyles" by increasing the availability of group exercise opportunities across the life span.
There are a number of ways to address this, including creating a facility that brings together like-minded older adults, dedicating a section of your current facility to meet the needs of the majority of your older adult members, implementing programs such as licensed or branded group exercise programming for older adults, developing ageless advertising and marketing, and purchasing equipment that is designed with the needs of the older market in mind.
If you decide not to do any of these things, you'll most likely still benefit from the trickle effect. You could even get enough older adult members to feel like you have many of them, but will you really reach your true potential when it comes to attracting older adults? This research and common sense suggests you may not.
Whatever you do, remember this — it is all about the older adults and their needs, not about you and your facility's needs. Fulfill what your potential older clients are seeking, and you will fill your facility with exactly who you want.
Colin Milner is chief executive officer of the International Council on Active Aging™. An award-winning writer, Milner has authored more than 100 articles on aging-related issues. He can be reached at [email protected].


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Hoping to do a longer length post on this great project for RPM, but thought I'd put this up to share.
TheWays.org is a new site dedicated to educating and sharing stories of Native language and cultural projects in the Central Great Lakes region. They have a beautifully-designed web interface that features excellent graphics, maps, and teaching tools to complement the video stories.
Check out their first two pieces: a music video for Ojibway MC Tall Paul's track "Prayers in a Song" and a short documentary on family-based Menominee language revitalization.
Tall Paul – "Prayers in a Song"
"Living Language"


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You are Here:
/ 2014 Agricultural Water Enhancement Program
The Agricultural Water Enhancement Program (AWEP) is a voluntary conservation initiative that provides financial and technical assistance to agricultural producers to implement agricultural water enhancement activities on agricultural land for the purposes of conserving surface and ground water and improving water quality. As part of the Environmental Quality Incentives Program (EQIP), AWEP operates through contracts with producers to plan and implement conservation practices in project areas established through partnership agreements.
Under AWEP, NRCS enters into partnership agreements with eligible entities. As authorized by Congress, this is not a grant program. The intent of AWEP is for the Federal government to leverage investments in natural resources conservation along with services and resources of other eligible partners.
Eligible entities propose AWEP project areas for ground and surface water conservation or improvements to water quality on agricultural lands. Partners that are eligible to participate in AWEP include, but are not limited to, federally recognized Indian Tribes, States, units of local government, or groups of agricultural producers.
NRCS evaluates the proposals and selects project areas on a national level. Once AWEP areas are approved, eligible partners enter into multi-year agreements with NRCS to promote ground and surface water conservation or improve water quality on eligible agricultural lands. NRCS will then make special EQIP funding available to eligible landowners and agricultural operators in the project area.
To receive funding through the AWEP, landowners must submit an EQIP application and meet all program eligibility requirements. Individual producers are not eligible to submit a partnership proposal.
Alabama NRCS will accept applications on a continuous basis. Check with your local office for the batching date.
National Program Information (will open in a new window)
Contact your local Service Center for further guidelines and details of the program.
NRCS State Office contact Steve Musser, USDA–NRCS, Assistant State Conservationist for Programs, phone: (334) 887-4503.
NRCS Home | USDA.gov | Site Map | Civil Rights | FOIA | Plain Writing | Accessibility Statement
Policy and Links| Non-Discrimination Statement | Information Quality | USA.gov | WhiteHouse.gov


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Alexis Wineman will attempt to make even more history when she tries to win Saturday's Miss America pageant as the first autistic winner. She is already the first autistic contestant in the pageant's storied history according to the Huffington Post .
The 18-year-old from Montana native was originally diagnosed with pervasive developmental disorder and borderline Asperger's syndrome when she was 11-years old. In her official video she vows to help spread awareness about autism.
Wineman also spoke to TIME about beauty pageants, her condition and what she likes to watch on TV.


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Joe Buehrle likes to compare the fledgling San Diego Military Family Collaborative to an old lady who lives down the street.
She's seemingly been around forever, she knows the lay of the land, and she can tell everyone where they should go to get exactly what they need.
And she has an uncanny ability to assist newcomers.
Based in Tierrasanta, the San Diego Military Family Collaborative started three years ago when six people representing six agencies met at Serra High School. The founding six represented providers that served military families but didn't have a history of working together.
What has evolved is a coordinated organization that meets monthly, sends out important information via email to about 300 people and works with local schools.
"Military families frequently don't know about services available to them when they come to a new community," said Buehrle, the group's collaboration coordinator. "If we as service providers don't know what each other is doing, how much further disconnected are families?"
San Diego, and in particular the Tierrasanta neighborhood, has one of the most transient populations in the country.
Sailors and Marines are frequently moving into the area with little to no knowledge of where to go or how to obtain basic needs.
Before 2010, organizations that wanted to help worked individually, frequently stepping on each other's toes and not knowing where to send people they couldn't help.
The collaborative, which meets the fourth Friday of every month at the United Way of San Diego, has brought these agencies together so they can coordinate their services more effectively, Buehrle said.
As a result, the nonprofit organization is receiving substantial donations. The United Way of San Diego recently gave $45,000, and the UPS Foundation has given $10,000, Buehrle said.
"I feel we've come a long way in building interagency trust and awareness," Buehrle said. "I think we're at a very exciting tipping point in that there are now some local foundations and corporations who have stepped up to forward the collaborative's work."
The organization has grown quickly through word-of-mouth. Although it doesn't yet have a website, up to 50 people attend the monthly meetings, Buehrle said.
"We've realized there is a lot of energy in San Diego in wanting to do justice to this unique subculture that is here," Buehrle said. "These are our neighbors, our friends, our family. It's not a political thing. We have a personal call to support military families."
At Jean Farb Middle School, where last year 53 percent of the student population came from military families, Principal Susan Levy is working with a collaborative-sponsored parent engagement committee that focuses on drug and alcohol awareness and prevention programs.
Levy called the collaborative's initiatives, "very, very positive."
"They're doing a lot of good work to support parents and students," Levy said. "They're coming up with a lot of new ideas for parent workshops and student support."
Founding Agencies
Six founding agencies of the San Diego Military Family Collaborative
• Armed Forces
• Mental Health Systems
• San Diego Unified School District
• Social Advocates for Youth, San Diego
More information: Contact Joe Buehrle at (858) 496-0044 or firstname.lastname@example.com.


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Product Details
Simms Headwaters Chest Pack - Orange
Simms Headwaters Chest Pack. Simms' Headwaters Chest Pack features a fluid design that ushers all your fishing necessities to the forefront. A full-fledged member of the Catch & Release modular system, Chest Packs synch with various Headwaters packs for integrated carrying options. On its own and in charge of organizational priorities, the main zippered compartment stores fly boxes, reels, and a bevy of accessories and tools. Flip out and fold down its compression molded front panel for a convenient workspace that, combined with Simms Add-On components, can be easily tweaked to your specific fishing requirements.
Fully featured mid-size pack to store all of your fishing gear – perfect for going light
Catch & Release modular system allows you to dock into both Headwaters backpacks
Main zippered compartment stores 2 fly boxes & accessories
Compression molded front panel creates a fold-down workspace
Removable hook & loop floatant holder & tippet-spool retainer


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By Teachers, For Teachers
After more than 30 years of teaching, I have decided that teacher morale, faculty cohesiveness and school climate all have a greater impact on student learning than any other factors.
Critical to engaging students in learning to the best of their abilities, are highly effective faculty, staff and leadership teams. That is why teacher team building is at the heart of any successful school.
Why Is Team Building Important?
Team building is probably the best way to build collaborative, high performing teams that will also increase faculty morale and student performance. The benefits of team building programs that incorporate the differences in the four basic personalities as well as team bonding and camaraderie activities are so significant that many schools have incorporated team building strategies into their standard training curriculum for staff development.
Building and maintaining a positive team culture and atmosphere is every bit as important as paying the electrical bill. It's not just something you should think about. It's something you need to start on immediately and is crucial to your school coming through these tough economic times, not just barely hanging on for dear life but charging forward.
"Enthusiasm, pure and simple, should be one of the most highly prized traits of your staff… and it's contagious!"
15 Rock Solid Benefits of Team Building
"You can discover more about a person in an hour of play than in a year of conversation" – Plato
Understanding People & Working as a True Team Player
Few people realize how important our individual personalities are to team/staff functioning. Many of the problems associated with team development stem directly from the interplay between the various personality types.
Every one you know has a unique personality. Each person's perspective is built in to who they are. Some people call it personality. Some refer to it as temperament. I am sure that some of your family and friends are VERY different from you. If you are like me, you have often asked yourself, "Why did they do that?" or "What were they thinking?" or "What were they NOT thinking?"
The starting point of understanding people is to realize and accept the fact: Everyone is not like you!
Have you ever said something to one person, and received a certain response, then said exactly the same thing to another person, and received a totally different response? The basic reason they respond differently is that people have different personality styles! You said the same thing, but what they "heard" was not the same.
Different is not bad, it's just different! A lack of understanding of ourselves and others can lead to real problems such as tension, disappointment, hurt feelings, unmet expectations and poor communication. As you know, it is hard to work with a problem, especially if you do not understand what is going on inside the mind of another person.
Here is the Good News
There IS a way to understand people – if you know the model of human behavior! There is a simple key to understanding how people behave and how they are motivated. This key will allow you to unlock the mystery of why people act the way they do. It will teach you the power of good relationships! It will also show you how to reduce conflict, improve productivity and relate with others in ways that are more effective!
The bottom line is that healthy, positive relationships come from having an accurate, healthy, constructive view of yourself and others.
The Model of Human Behavior
The model of human behavior is based on 2 foundational observations about how people normally behave:
Observation #1: Some people are more outgoing, while others are more reserved.
You can think of this as each person's "internal motor." Some people always seem ready to "go" and "dive in." They engage their motor quickly. Others tend to engage their motor more slowly or more cautiously.
Observation # 2: Some people are more task-oriented, while others are more people-oriented.
You can think of this as each person's compass that guides them. Some people are focused on getting something done; others are more tuned-in to the people around them and their feelings.
With both observations, we want to emphasize that these behavioral tendencies are neither right or wrong or good or bad. They are just different. We are simply identifying normal behavior styles. People have different styles, and that is okay.
So basically, we have 4 behavioral tendencies to help us characterize people:
Everyone has some of all 4 of these tendencies at different times and in different situations. However, most people typically have 1 or 2 of these tendencies that seem to fit them well in their everyday behavior. And, on the other hand, 1 or 2 of these tendencies usually do not fit them well, and these tendencies may even seem "foreign" to their approach to life. The balance of these 4 tendencies shapes the way each person "sees" life and those around them.
Identifying Personality Style & Learning to Work Together
Thus, 4 basic personality traits emerge:
The PEACEMAKER type
A reserved, people-oriented individual will enjoy relationships, helping or supporting other people and working together as a team. (The key insight in developing a relationship with this person is FRIENDLINESS and SINCERE APPRECIATION.) Brings Empathy to the team.
The ANALYZER type
A reserved, task-oriented individual will seek value, consistency and quality information. This person focuses on being correct and accurate. (The key insight in developing a relationship with this individual is TRUST and INTEGRITY.) Brings Diligence to the team.
The DIRECTOR type
An outgoing, task-oriented individual will be focused on getting things done, accomplishing tasks, getting to the bottom line as quickly as possible and MAKING IT HAPPEN!
(The key insight in developing a relationship with this type person is RESPECT and RESULTS.) Brings Leadership to the team.
The SOCIALIZER type
An outgoing, people-oriented individual loves to interact, socialize and have fun. This person is focused on what others may think of him or her. (The key insight in developing a relationship with this type person is ADMIRATION and RECOGNITION.) Brings Communication to the team.
Studies have shown that technical skills, intelligence, education and experience accounts for only 15% of success in the workplace. The other 85% of workplace success comes from people skills! These skills are developed through learning better ways to communicate and interact.
The Elevator Test: Which Type Are You?
The elevator doors are about to close on an eager rider who is trying to get on the elevator. Four people are already inside the elevator. One of the people in the crowded box is in a hurry and does not want to wait (DIRECTOR). There is also a bubbly, energetic passenger who holds the door open while greeting the newcomer (SOCIALIZER). A third rider is happy either way and smiles while waiting patiently (PEACEMAKER). The final passenger is concerned as she calculates the weight to see if the elevator can handle another person (ANAYLZER).
While not perfectly scientific, this scenario depicts in broad brush strokes:
As you can see, there were four different people who responded to the same event in four very different ways!
Learn More with Laughter
It is my belief that people learn best when having fun. Laughter opens up groups to their creative nature and keeps them involved and engaged.
I don't know about you, but most meetings I have experienced were heavy, stuffy, downright boring, and borderline depressing. I think as a Team Building Seminar Leader, particularly if we're coming from outside an organization, we have the license to be oddballs and to do things that get people loosened up, lightened up, out of their routine, and into their soulful potential as infinitely creative and inspired beings. We can give our participants permission to find joy in their work.
And most of you have probably discovered that it's when you're feeling light and joyful that you're most inspired and creative ideas and solutions come forward. My goal is to energize teachers in a facilitated learn by doing, very interactive format that will leave them with a renewed spirit of unity, accountability, optimism, enthusiasm and most of all, smiles! All of which, turbo charge productivity!!! These fun and challenging team building exercises are not your typical teacher in-service program!!!
Extraordinary things happen when people are smiling and laughing.
What team building tips can you share with teachers? Share in the comments section!
About the Author:
Gail Fulford has been in the "People Business" of teaching for over 31 years and is now conducting seminars for educators through out the country. See her website at motivating-minds.com for more information or book her for an in-service team building workshop.


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Gotham City Impostors, the unusual first-person shooter that's not about Batman, earned a T rating from the ESRB, which itself isn't surprising. But the certificate included this weird tidbit: The game includes a "sensual" voice option.
Along with cleavy outfits and underthings for the female characters, "a "sensual" voice option is also available in the customization menu" for Gotham City Impostors, says the ESRB. This means the ladies say suggestive things like "I hope you bats like it rough."
My guess is it's not exactly what is said, but how it is said that tripped the ESRB's antennae.
The rest of the title, available later this year on Xbox Live and PlayStation Network, features juvenile double-entendres such as character profile phrases like "Cuts the cheese," "Holding down the fart," and "I peed on it. It's mine." We're guessing that "crude" voice is on by default.
Gotham City Impostors Rated Teen, Includes "Sensual" Voice Option [PikiGeek]


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The key takeaway to this prequel to Epic Games' sci-fi shooter series is the idea that the humans of Sera thought they could win a fight against the Locust. You've got Delta Squad's Baird and Cole front and center as the Slugs start to break through the surface. Giant subterranean lifeforms? Check. Cover combat. Check. A sense of scale bigger thane we've seen in previous Gears games? It's got that, too. Look for Gears of War: Judgment to hit next March.
Skip to 7:57 in the below video for the trailer:


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California water officials are set to release the first part of a $23 billion plan to restore and protect the Sacramento-San Joaquin Delta ecosystem and guarantee a stable water supply for millions of Californians.
The Bay Delta Conservation Plan, known as the BDCP, is a federal and state initiative financed by California's water contractors, which includes recommendations for a twin tunnel project in the delta to carry water to vast farmlands and thirsty cities.
The plan's first four chapters, to be released Thursday by the California Resources Agency, spell out the dire state of the delta and detail conservation strategies to restore its dwindling fish species.
According to the proposal unveiled by Gov. Jerry Brown in July, the 35-mile twin tunnel project would replace the delta's current pumping system. It would cost $14 billion to construct and another $5.8 billion to operate. The costs would be covered by water contractors.
The delta pumps send water to 25 million people and to 3 million acres of farmland. But in recent years, federal management plans have limited the amount of water that can be pumped from the delta in order to protect fish species.
The twin tunnels would take water in the north of the delta, proponents say, preventing threatened fish such as salmon and delta smelt from traveling toward the deadly pumps in the south. The project would also come with state-of-the-art fish screens and additional fish habitat.
The plan also calls for creation of more than 100,000 acres of new habitat - floodplains, tidal marshes and grasslands - at a cost of $3.2 billion.
Water contractors and federal and state officials say the project will improve the delta ecosystem, protect the delta from levee failures, and strengthen the state's water supply. Critics - including environmentalists and delta activists - say it will harm delta species and destroy the area's agriculture.


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Pee Wee necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 168 diseños de 34 diseñadores freelance.
Wealth Associates, Inc. (Co. name), Seasons of Wealth (web site in development)
As personal and professional financial advisor and investment manager to dentists for 20 years I've developed a system for creating wealth through stable and sustainable practices, no gimmicks. I advise and educate, and our firm if fee-only, selling no products and taking no commissions. We limit our practice to serving 30 clients at a time through comprehensive planning and management services, acting as financial quarterback for their personal and professional finances. We've served over 400 dentists in 46 states and plan to restart our decade long newsletter to dentistry for wealth creation with a targeted circulation of 5,000 in 5 years. We are passionate about creating wealth and view our client relationships as a sacred trust through which we are co-stewards of their financial worlds. We also have taken 45 groups into the Rocky Mountains on back pack and horse pack trips, elk hunts and river raft trips. Our love of the wilderness ties into our core belief that life is full of change and adventure, with some level of constancy if you understand the landscape, like the changing seasons of nature and the constancy and predictability of certain patterns (like a pine tree being green all year long, a symbol of stability in all seasons, which ties to our logo desires below).
Dentists and their team members who seek opportunities for learning about and creating personal wealth to achieve their desired life balance (below is our mission statement).
"We help our Select Client Group realize their financial dreams, serving those with a willingness and readiness to care for their own financial health.
We succeed by answering the cornerstone question to creating wealth which is, "How much is enough?" We prepare, train, teach, and uphold those we serve, helping chart the course of their journey to financial peace. Our goal is to remove money as a barrier to a fulfilling life. Our joy comes from walking along side each person, encouraging them to continue, providing them the necessary equipment and direction, picking them up when they fall, holding them accountable to their own dreams, and simply being present as they discover the beauty that lies before them.
Our work renews us, yet it does not define us. In our organization, we hold true to the balance of our individual life's work, play, love, and faith. We ask much of ourselves and of those we serve, and we believe the return on our investment is worthy of this calling.
Our professional hope is to live a waking dream where wealth and worth live in harmony with peace and fulfillment. In all things we give credit to our Creator who makes all things possible to those who believe."
The logo must blend a professionalism that represents our role as financial advisor, with our desire to integrate the wilderness and its symbolism in life and our work for a balanced life. Our name Wealth Associates" or initials "WA" can be integrated (prefer bold lettering, possibly small caps used), with our symbol being the pine cone (the pine tree representing stability and constancy in all seasons). The logo should include a pine cone with pine needles and the integration of colors/patterns to represent the four seasons. We're open to a tag line like, "Stability in All Seasons" but not required. We like strong colors like green, gold, deeper tan to tie into wealth and wilderness but open to creativity here also. May use a raised symbol for business cards. Owner is 45 and after 20 years in private practice plans on another 30 so want a timeless logo that won't look dated in years to come. Lean towards clean, crisp, uncluttered. Want to apply in color and black/white option. Need CMYK image of the file in PDF format. Also would like to see varying images that could be used for printing on shirts, hats, etc. on brochures, web site, etc. Simple use of mountains or pine trees could be included. Mainly want image to represent strength, stability, constancy, creativity with an inviting and memorable image. Open to your creativity!
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


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Beginners Photography - Stirchley - Feb 4th 2018
Over 5 hours (with break) you will learn to take control of your camera and make photographs you can be proud of. The course takes place in Stirchley, South Birmingham.
Times: 12pm to 5pm
Venue website: Loaf Cookery School
Please bring a packed lunch. Tea and biscuits provided.
More information on the Photo School website
This is aimed at people who have bought a DSLR or similar camera with lots of functions and have no idea how to use it. No prior knowledge is assumed and there are no stupid questions!
By the end of it you will be able to shoot in an Advanced mode and control the brightness, focus and motion blur in your photos.
You will also have a grounding in composition – simple tricks to make your photos more dramatic and aesthetically pleasing.
Learning how to use your camera to make beautiful images can seem daunting. So many buttons and so much confusing jargon. Where to start?
Over the years I've developed a technique for breaking it down to simple concepts which anyone can understand, and then building real knowledge about how they all fit together.
My goals, as a teacher, are to:
- Quickly get you taking control of the camera and taking better photos.
- Help you understand why certain settings do certain things.
- Make sure you're not overwhelmed – I just teach what's needed to get started.
- Give you a foundation of basic knowledge, which you can build on later at your own pace.


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First Time User? Sign Up Now
First Time User? Enroll now.
Home > Fitness & Health > Health Library > Cleaning Your Young Son's Natural (Uncircumcised) Penis
It's important to keep your son's penis clean whether he has been circumcised or not. Keeping your young son's penis clean may help prevent infections and other problems. As your son gets older, teach him how to wash and care for his penis.
Do not force the foreskin back over the tip of the penis. At first, a baby's foreskin can't be pulled back (retracted) over the head of the penis. After the first few years of life (though it may take somewhat longer), the foreskin will gradually retract more easily. By the time a boy is 5 years old, his foreskin is usually fully retractable. Up to this time, wash the outside of the penis with warm water. Pushing your son's foreskin back too early can damage it and cause scar tissue to form.
When the foreskin is easy to retract, clean under it daily. To clean under the foreskin, gently push it as far as possible toward the body. Carefully wash the entire area with warm water. Then replace the foreskin over the head of the penis.
A boy as young as 3 can be taught to clean under his foreskin as a normal part of his hygiene. When a boy reaches puberty, he needs to clean under his foreskin every day.
If your son's foreskin does not fully retract by the time he reaches puberty, call your doctor for advice.
Other Works Consulted
Elder JS (2011). Anomalies of the penis and urethra. In RM Kliegman et al., eds., Nelson Textbook of Pediatrics, 19th ed., pp. 1852–1858. Philadelphia: Saunders.
Current as of:
August 22, 2019
Author: Healthwise StaffMedical Review: Adam Husney MD - Family MedicineKathleen Romito MD - Family MedicineMartin J. Gabica MD - Family Medicine
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Current as of: August 22, 2019
Author: Healthwise Staff
Medical Review:Adam Husney MD - Family Medicine & Kathleen Romito MD - Family Medicine & Martin J. Gabica MD - Family Medicine
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One of the Droid-like cameras… (Credit: NASA).
"What was that flash in the sky last night? 24-7, our planet is getting pelted with tons of debris. In turn, astronomers and science bloggers get pummeled by questions of what they saw flashing through the sky. Now, thanks to a new network of All-Sky Cameras put in place by NASA, we may have that data a mouse click away. Recently, NASA unveiled its All Sky Fireball network, a series of four cameras along the Alabama-Georgia-Tennessee border that give continuous coverage of the sky watching for meteors and potential meteorites. [Read more...]


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With the holiday season upon us, Tiny G wanted to share a few of his favorite things for the stylish mister about town. Clockwise from top left:
Eames Plastic Elephant, $290. Eames has reissued this classic design (originally issued in plywood) in plastic, making it extra durable. Plus, it can go outside. This is the one item on the list Tiny G does not have, and he may have to settle for a lump of coal instead. We'll see.
Tea Collection "Nippon Pullover," $65. Tiny G's latest fave, this 100% Pima cotton pullover is perfect for L.A. weather and totally machine washable.
Chomp & Clack Alligator Push Toy, $50. Somebody crawls at the speed of light, but at 16 1/2 months has yet to walk. He's taking his sweet time about those first hands-free steps. In the meantime, he is crazy about walking around the house with the help of a developmental wooden push toy from Melissa & Doug. Fantastic for toddlers 11 months and up. It's incredibly well made, sturdy and a huge hit with the little ones. Tiny G's younger lady friend, Hazel, is also a fan.
Crocodile Creek 7-inch Dinosaurs Playball, $9. We got this awesome rubber ball on Larchmont Blvd when Tiny G was about 11 months old, and it has been the toy in heaviest demand and rotation ever since. Tiny G might not be walking yet, but his hand-eye coordination with a ball is pretty tough stuff!
Cozy Fleece Hat, $12. This fleece hat just went on sale over at Hanna Andersson and is the BOMB. Super soft and all important—machine washable.
Bear Snores On, $8. This classic board book was a present from a family friend, and is Tiny G's absolute fave. Last night I tried to read him another book, which he took and threw and then reached for Bear Snores On. Nope, don't think bratty behavior is all that cute, but I see where he's coming from. The rhythm of the text is great. Love this book and don't mind reading it every damn night.
Sigg Kids Water Bottle, $18. I learned the hard way that you have to try several different types of sippy cups before you land on one your kid likes. The Sigg is Tiny G's preferred bottle, and that's a good thing because it's non-toxic, durable should someone throw it out of a stroller onto a cement sidewalk, and a green choice you can feel great about.
Hanna Andersson Sleeper, $38. The best pjs on the planet and although the price tag is steep, worth every cent. (Not to mention, you can snap them up on sale every few months as new patterns/colors are introduced.) Thanks to his grandmother, who sends a pair or two of these organic cotton pjs every few months, Tiny G is kitted out with a variety of colors. His mom and dad may or may not have coordinating long johns, too.


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Stocks on Wall Street edged higher with a few bumps along the way as investors digested a plateful of mixed economic data. Good news included improving jobless claims data as well as an increase in consumer spending. Worse-than-expected data kept the lid on gains; a slight downtick in manufacturing coupled with a bad month for construction spending reminded investors that the recovery at home is still fragile. Gold finished the day slightly higher near $1,720 an ounce, while crude oil futures hit a multi-month high of $110.55 a barrel [see Gold Hits Resistance, Time To Worry?].
Investors will turn their attention to Canada later today as a key GDP report is slated to come out. The Canadian dollar, commonly known as the Loonie, may experience volatile trading in the currency markets as investors react to the latest figure. Given this data release, our ETF to watch for today is the Rydex CurrencyShares Canadian Dollar Trust (FXC) which may see an increase in trading volumes [see FXC ETFdb Realtime Rating]. Analysts are expecting for GDP to come in at 1.9%, versus the previous reading of 2%.
Chart Analysis
The Canadian dollar has been chugging along higher alongside broad equity indexes for the past months, while a rally in crude oil has also been a big help. FXC has established a rising level of support since bottoming out at $93.29 a share on 10/4/2011. This ETF recently broke above its 200-day moving average (yellow line); however, its worth nothing that trading volumes have been less than impressive over the past few weeks, which may be interpreted as a sign of caution going forward [see FXC Technicals].
This ETF may soon encounter selling pressures from a technical perspective; notice how FXC struggled to break above the $100-102 range back on 8/31/2011 and later again on 10/27/2011. Nonetheless, this ETF has been clearly trending upwards since October of last year and thus it's likely "safer" to wait for a dip rather than try and call the top.
If Canada's GDP takes an unexpected dip, investor may find themselves pulling the sell trigger on the Loonie in the currency markets. Likewise, FXC could find itself struggling to stay afloat if the U.S. dollar marches higher [see For ETF Investors, Currency Exposure Matters]. In terms of downside, the next level of support for FXC comes in at around $100 a share, while a break below the $99 level could accelerate selling pressures. On the other hand, if investors are pleased with the latest GDP report, FXC may find itself climbing higher. In terms of upside, this ETF could encounter selling pressures as it approaches the $102 mark. As always, investors of all experience levels are advised to use stop-loss orders and practice disciplined profit taking techniques.
[For more ETF analysis, make sure to sign up for our free ETF newsletter or try a free seven day trial to ETFdb Pro]
Disclosure: No positions at time of writing.
Click here to read the original article on ETFdb.com.
Read more posts on ETF Database »


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Course Information
Any bachelors degree with an aggregate of 50% marks for general category. 45% for SC/ST students. Scorecard of MAT, CAT, JMET, K MAT, PGCET should be submitted at the time of admission
Mode of Selection : MAT, CAT, JMET, K MAT, PGCET
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Interested students are required to look out for advertisements in leading newspapers for PGCET / K MAT Entrance Test announcements. Any one entrance test of PGCET / K MAT / CAT / MAT is a must for admission. 50% of the seats will be allocated based on the Karnataka State PGCET scores through Visvesvaraya Technological University (VTU) counseling.
The remaining 50% of the seats coming under the management quota will be allocated on the basis of the ranking in K MAT / CAT / MAT / PGCET. The undergraduate aggregate score will also be considered for merit.
Application and prospectus can be obtained in person or through post by sending a DD for Rs. 500=00 drawn in favor of 'The Principal – JVIT', payable at Bangalore.


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When most plants and animals get named after a celebrity (and believe us, this happens often), it's rarely for anything more significant than a poorly-imagined resemblance, or a shared country of origin. Such is not the case with Gaga germanotta and the 18 other species in the newly dubbed "Gaga" genus.
As biologist Kathleen Pryer explains, the similarities between Lady Gaga and her leafy counterparts are actually kind of uncanny, and range from striking physical similarities right down to compelling coincidences in genetic code. Check out the video up top, courtesy of Duke University, for all the details


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Fluidized processes: theory and practice, Issue 289
Alan Wesley Weimer
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To be crowned a "wildlife photographer of the year" is no small feat.
The annual competition, sponsored by BBC Worldwide and The Natural History Museum, has received more than 48,000 entries since its inception in 1965 (around 1,000 entries every year). After an evaluation conducted by a panel of judges, only 10 percent of the submissions are approved for a spot in the top 100 images, segmented into 15 different categories, and of those, only one in each category ultimately wins.
See 10 of the winners in their respective categories, below, in addition to the photographers' statements posted by the Natural History Museum. For the rest of the winning photos, including the runners-up for each category, click through to the competition's website.
Paul Souders/ Wildlife Photographer of the Year; WINNER: Animals in Their Environment
The fact that most images of polar bears show them on land or ice says more about the practical difficulties faced by humans than it does about the bears' behaviour. With adaptations such as thick blubber and nostrils that close, polar bears are, in fact, highly aquatic and they spend most of their time hunting seals on sea ice and are capable of swimming for hours at a time. Paul took his Zodiac boat to Hudson Bay, Canada, in midsummer to rectify this bias. He scouted for three days before he spotted a bear, this young female, on sea ice some 30 miles offshore. "I approached her very, very slowly," he says, "and then drifted. It was a cat-and-mouse game." When the bear slipped into the water, he just waited. "There was just a flat, world of water and ice and this polar bear swimming lazily around me. I could hear her slow, regular breathing as she watched me below the surface or the exhalation as she surfaced, increasingly curious. It was very special." The light was also special, but for a sinister reason. The midnight sun was filtered through smoke from forest fires raging farther south, a symptom of the warming Arctic -- the greatest threat facing the polar bear. As more and more sea ice melts earlier and earlier every spring, it becomes harder for the bears to hunt the seals they depend on.
Luis Javier Sandoval/ Wildlife Photographer of the Year; WINNER: Behavior: Cold-blooded Animals
The beaches of the Yucatan Peninsula, Mexico, near Cancún are traditional nesting sites for the endangered green turtle. But as Cancún has also grown as a holiday and dive resort, development has reduced the area available to turtles. Today, though, many nest sites are protected, there are turtle hatcheries to help numbers increase and there is publicity to help local people and resort owners value the natural riches of the region. Luis earns enough from tourism photography to allow him time to document his beloved wildlife. "The turtles are so used to seeing people in the water that they think we're just part of the environment," says Luis, which means he has been able to get to know individuals, recognizing them from the markings on their faces. "This meter-long female, grazing on seagrass, took no notice of me, apart from glancing up briefly." Recently, Luis has noticed what he suspects may be a new threat: [A]t certain times of the year, a yellowish alga covers some of the seagrass. The suspicion is that the algal growth is the result of sewage from the resort, which has already affected the coral. What is clear is that the turtles avoid eating it.
Isak Pretorius/ Wildlife Photographer of the Year; WINNER: Behavior: Birds
In May, the seafaring lesser noddies head for land to breed. Their arrival on the tiny island of Cousine in the Seychelles coincides with peak web size for the red-legged golden orb-web spiders. The female spiders, which can grow to the size of a hand, create colossal conjoined webs up to 1.5 meters in diameter in which the tiny males gather. These are woven from extremely strong silk and are suspended up to six meters above the ground, high enough to catch passing bats and birds, though it's flying insects that the spiders are after. Noddies regularly fly into the webs. Even if they struggle free, the silk clogs up their feathers so they can't fly. This noddy was exhausted, says Isak, "totally still, its fragile wing so fully stretched that I could see every feather." The only way to accentuate the female spider was to crop the wings. And it was only human intervention that saved the bird. But a stickier threat awaited it on the same island: native pisonia, or cabbage trees. These are favorite nesting places for lesser noddies, whose feathers get covered in the trees' sticky seeds. If the load is too heavy, they can't fly, fall to the ground and die. But there is an ultimate twist to the story: [T]he corpses provide compost for the seeds, which give rise to new nesting places for future generations of noddies.
Jasper Doest/ Wildlife Photographer of the Year; WINNER: Creative Visions
When photographing the famous Japanese macaques around the hot springs of Jigokudani, central Japan, Jasper had become fascinated by the surreal effects created by the arrival of a cold wind. Occasionally, a blast would blow through the steam rising off the pools. If it was snowing, the result would be a mesmerizing pattern of swirling steam and snowflakes, which would whirl around any macaques warming up in the pools. But capturing the moment required total luck -- for Jasper to be there when the wind blew and for the monkeys to be in the pool. For that luck to arrive, he had to wait another year. Returning the next winter, he determined to get the shot he'd been obsessing about. He set up using a polarizer to remove reflections from the water and create a dark contrasting background, and got ready to use fill-flash to catch the snowflakes. "As it kept snowing, I stood there, willing the wind to pick up. I felt it just had to happen -- sometimes you can push your luck if I you just wait long enough." But as the steam started swirling above the water, there wasn't a monkey in sight. "All of a sudden one adult appeared and jumped on a rock in the middle of the pool. When I started shaking off the snow, I knew this was the moment."
Connor Stefanison/ Wildlife Photographer of The Year; WINNER: The Eric Hosking Portfolio Award
"Anticipating the pounce -- that was the hardest part," says Connor, who had come to Yellowstone National Park, [Wyo.], USA, in search of wildlife as much as the spectacular landscape. He had found this fox, his first ever, on his last day in the park. It was so absorbed in hunting that Connor had plenty of time to get out of the car and settle behind a rock. It quartered the grassland, back and forth, and then started staring intently at a patch of ground, giving Connor just enough warning of the action to come. When it sprung up, Connor got his shot. And when it landed, the fox got his mouse.
Connor Stefanison/ Wildlife Photographer of the Year; WINNER: The Eric Hosking Portfolio Award
Connor's photography draws on the wilderness skills he acquired over a childhood spent largely outdoors. This female barred owl had a territory near his home in Burnaby, British Columbia. He watched her for some time, familiarising himself with her flight paths until he knew her well enough to set up the shot. "I wanted to include the western red cedar and the sword ferns so typical of this Pacific coastal rainforest." Setting up his camera near one of the owl's favourite perches, linked to a remote and three off-camera flashes, diffused and on low settings, he put a dead mouse on a platform above the camera and waited for the swoop that he knew would come. "She grabbed the mouse, flew back to her perch and began calling to her mate. It is one of the most exciting calls to hear in the wild."
Udayan Rao Pawar/ Wildlife Photographer of the Year; WINNER: Young Wildlife Photographer of the Year
One night, Udayan camped near a nesting colony of gharials on the banks of the Chambal River -- two groups of them, each with more than 100 hatchlings. Before daybreak, he crept down and hid behind rocks beside the babies. "I could hear them making little grunting sounds," says Udayan. "Very soon a large female surfaced near the shore, checking on her charges. Some of the hatchlings swam to her and climbed onto her head. Perhaps it made them feel safe." It turned out that she was the chief female of the group, looking after all the hatchlings. Though he saw a few more females and a male, they never came close. Gharials were once found in rivers all over the Indian subcontinent. Today, just 200 or so breeding adults remain in just 2 percent of the former range. "The Chambal River is the gharial's last stronghold," says Udayan, "but is threatened by illegal sand-mining and fishing."
Greg du Toit/ Wildlife Photographer of the Year; WINNER: Wildlife Photographer of the Year
Ever since he first picked up a camera, Greg has photographed African elephants. "For many years," he says, "I've wanted to create an image that captures their special energy and the state of consciousness that I sense when I'm with them. This image comes closest to doing that." The shot was taken at a waterhole in Botswana's Northern Tuli Game Reserve, from a hide (a sunken freight container) that provided a ground-level view. Greg chose to use a slow shutter speed to create the atmosphere he was after and try "to depict these gentle giants in an almost ghostly way." He used a wide-angle lens tilted up to emphasize the size of whatever elephant entered the foreground, and chose a narrow aperture to create a large depth of field so that any elephants in the background would also be in focus. Greg had hoped the elephants would turn up before dawn, but they arrived after the sun was up. To emphasize the "mysterious nature" of these "enigmatic subjects," he attached a polarizing filter and set his white balance to a cool temperature. The element of luck that added the final touch to his preparation was the baby elephant, which raced past the hide, so close that Greg could have touched her. The slow shutter speed conveyed the motion, and a short burst of flash at the end of the exposure froze a fleeting bit of detail.
Sergey Gorshkov/ Wildlife Photographer of the Year; WINNER: Wildscapes
On 29 November 2012, Sergey received the call that he had long hoped for. Plosky Tolbachik -- one of two volcanoes in the Tolbachik volcanic plateau in central Kamchatka, Russia -- had begun to erupt. "I've gone to the area many times, but it had been 36 years since the last eruption," he says. "So I dropped everything and went." The only way to approach it was by helicopter, but extreme cold (-40°C) meant Sergey had to wait until it was warm enough for the helicopter to take off. Flying towards the volcano, the cloud of ash, smoke and steam was so thick that he couldn't see the crater. But every so often, a strong wind blew the clouds away, and he could see a 200-meter-high fountain of lava spouting out of the crater and fast-flowing, molten rivers of lava running down it (some of these would travel 10 kilometers, sweeping away everything in their path). As gusts of hot air buffeted the helicopter, Sergey worked fast, strapped to the open door. "I just kept shooting, kept changing lenses and camera angles, knowing I had this one chance, hoping that I'd take one image that might do justice to what I was witnessing." That was indeed his last chance. At 1 a.m. a new explosion happened, the ground rumbled, huge lava bombs threatened the campsite, and a heavy rain of ash and smoke made it impossible to take pictures. Says Sergey, "I have been to many places and I have seen many extraordinary things, but witnessing the Plosky Tolbachik eruption deeply impressed me."
Joe McDonald/ Wildlife Photographer of the Year; WINNER: Behavior: Mammals
For several hours, the noisy sounds of courtship and mating were all Joe was treated to as he sat, sweltering in the hot sun, in a boat on the Three Brothers River in Brazil's Pantanal. So when the female jaguar finally emerged from the undergrowth and walked down to the river to drink, Joe was grateful for the photo opportunity. But that was just a start. After slaking her thirst, the female flopped down on the sand. Then the male appeared. After drinking and scent-marking, he approached the female, who was lying in what appeared to be a pose of enticement. At least, that's what both Joe and the male thought. She rose, growled and suddenly charged, slamming the male back as he reared up to avoid her outstretched claws. His own claws were sheathed. "I couldn't believe the energy and intensity of those three seconds," says Joe. The pair then disappeared into the undergrowth to resume their courtship, leaving Joe with a sense of awe and a rare, winning image.


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Watering the Tulips
February 24, 2015
"Jesus answered him, 'Truly, truly, I say to you, unless one is born again he cannot see the kingdom of God.'" – John 3:3
Why Nicodemus came to see Jesus by night, we cannot be sure. Perhaps he was scared other Pharisees might see him. Perhaps he was embarrassed. Or, perhaps he just wanted to make sure he had some one on one time with Jesus. Maybe in all of this man's ceremonialism, he had not yet found any real assurance of eternal life. There's no way to know the answer, Biblically. But what we are given becomes foundational as the New Testament unfolds.
Jesus calls this man "the teacher of Israel" later in their conversation (John 3:10). So, he was at least a high-ranking leader of the religious sect called the Pharisees. They were conservatives – strict adherents to the Mosaic Law. They had even added a number of "extra" laws just to make sure they didn't get near breaking the actual Law of Moses. It was these traditions that Jesus often ignored which brought Him opposition from the Pharisees. In fact, the argument could be made that Jesus' attitude towards man-made rules ultimately played a major role in His murder.
Nicodemus' issue was not his lack of commitment to religion. He was one of the most religious people in Israel (and probably the world) at this time. When he approaches Jesus, he is faced square with the Truth (John 14:6). He is given information immediately about the ineptness of religion to save. And, he is given the remedy for fallen, broken creatures – "You must be born again" (John 3:7).
One of the most critical theological points is frequently disregarded in our age. Oftentimes, people are led to believe that we only gained the capacity to sin in the Fall. However, the truth is that something much worse happened to you and me when Adam ate the forbidden fruit. In Romans 5:12, Paul said, "Therefore, just as sin came into the world through one man, and death through sin, and so death spread to all men because all sinned". Death came through the Fall. However, the death that came through the Fall was much more than physical death. If that were the only issue, it wouldn't have been quite as tragic. Spiritual death came through the Fall. When Adam stood as the root of the human genealogical tree, he was cut because of his sin…and the whole tree fell. Now we are all naturally declared to be "dead in the trespasses and sins"(Ephesians 2:1).
What's the point here? Clearly, we are all born spiritually dead. That doesn't sound very promising, especially when we hold our newborn baby in our arms. But it's true. All people – every human – fell in Adam. His spiritual death was our spiritual death. As Lazarus was called forth from physical death, so we need to be called forth from spiritual death. And if you are a believer in Jesus Christ today, that is exactly what happened to you. You were born again!! Won't you praise Him today for His grace in your life?
Watering the Tulips is brought to you by Sovereign Grace Baptist Church in Northport, AL. For more information, please visit www.sovereigngrace.net . "Your App to the Gospel" can be downloaded at iTunes for iPhone, iPad and IPod Touch, Google Play for Android, the Windows Phone Marketplace, and the Windows Store for Windows 8/8.1 based tablets and computers. Please download it today!


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Two days of talks between the leaders of Serbia and Kosovo on the issue of so-called parallel rule of northern Kosovo by Serbia's government have reportedly ended with progress.
It was the fifth round of talks between Serbian Prime Minister Ivica Dacic and Kosovar Prime Minister Hashim Thaci, all in Brussels and mediated by the European Union.
No details were released, but EU foreign policy chief Catherine Ashton said Wednesday, "The prime ministers are pleased with the significant progress they have made, as am I."
Serbia discreetly exercises virtual control of northern Kosovo, which is dominated by ethnic Serbs, through parallel police forces and other institutions.
Dacic and Thaci will return to Brussels on March 4 for more talks. Serbia considers Kosovo, which declared independence in 2008, a renegade province.


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The White House disclosed this past week that President Obama paid an effective federal tax rate of just over 20 percent on adjusted gross income of nearly $790,000. The White House claimed that Obama's effective federal tax rate was lower than that of his secretary and used it as an argument to support its so-called Buffett Rule proposal, even though the Buffett Rule wouldn't affect taxpayers making less than $1 million a year. In the parallel universe occupied by President Obama and his supporters, it all makes perfect sense.
On Fox News Sunday this morning Chris Wallace asked Obama political guru David Axelrod why Obama doesn't just chip in at the office to mitigate the unfairness of the system (transcript here). Good question!
Axelrod replied with some exasperation: "That's not the way we operate our tax system, okay?" he said on "Fox News Sunday." "We don't run bake sales. It's not about volunteerism. We all kick in according to the system."
If you're a liberal, doing the right thing (by liberal lights) must be compulsory. Otherwise, what's the point? It took modern liberalism to make volunteerism compulsory. Zombie has nevertheless gone to the trouble of creating a special Buffett Rule Form 1040 that the president can take advantage of if he sees fit.
Axelrod added: "The president's proposal would have him pay a higher rate of taxes in the future." Here Axelrod was taking advantage of Wallace's apparent lack of knowledge of the inapplicability of the Buffett Rule to taxpayers, like Obama, making less than $1 million a year. Even the AP got this one right.
Axelrod and his crew are entirely dependent on the ignorance of their intended audience when they make points like this. Axelrod's statement could only become true "in the future" when the Buffett Rule is in effect and Obama is making more than he did last year. Maybe that's what he meant! Byron York explains, however, why the Buffett Rule isn't going to be enacted any time soon.
Obama earned almost as much on royalties on Dreams From My Father and The Audacity of Hope last year as he did on his presidential salary. Whoever wrote Dreams for him must be stewing in the injustice of it all. Talk about unfairness!
Regarding Axe's appearance on Fox News Sunday this morning, Jennifer Rubin has more here, with the hilarious video below.


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Eugene Wilfred Gadd
Dec. 15, 1931-Sept. 22, 2012
Pleasanton, California
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Eugene Wilfred Gadd, age 80, went to be with the Lord on September 22, 2012. Eugene was born to Wilfred and Ellen Gadd on December 15, 1931 at Trinity Lutheran Hospital in Kansas City, MO. Gene is survived by his adoring wife Mitzie, his seven children: Mike Gadd (Anne), Cathy Perotti (John), Patty Santin, Rebecca Walker (Jon), Jeff Gadd (Jennifer), Kevin Gadd (E'Lese), Brett Gadd (Ashlee), and his ten grandchildren: Rachael, Emily, Eric, Cameron, Brian, Kelsey, Austin, Jason, Jessica, and Everett. He was the oldest of three boys; he leaves brother Bob behind (Overland Park, KS), and was preceded in death by brother Dick. Gene was also cared for by in-laws Bob and Anne Turner. An accomplished Eagle Scout, Gene served in the Navy during the Korean War from 1951-1955 as a plane director on the USS Philippine Sea (CVA-47). While on the ship, Gene tried out for basketball and baseball, and was selected for both teams. He was also very proud to be chosen for the 1954 San Diego Naval Air Station ?Skyraiders? basketball team. After his honorable discharge, he continued playing basketball and baseball for the University of Missouri Kansas City, where he graduated with a business degree in 1961. Gene was hired by Burroughs Wellcome as a Pharmaceutical Sales Representative, where he worked his way up to District Sales Manager of the Bay Area and Hawaii in 1969. His district became the number one in sales for the pharmaceutical division in the entire country. He retired in 1994. Known as "Coach", Gene was passionate about working with young men and women. Over the span of forty years, he coached more than eighty different teams in basketball, baseball, soccer, and football, including several all-star teams. Gene served on the Valley Christian School Board and became President of the board in 1990. Gene will always be remembered as a loving husband, hard worker, loyal friend, and an on-the-floor type of dad. When Gene spoke, people listened. He was confident, likable, protective of his family, and above all else, a faithful man of God. Gene always told his family ?If anything ever happens to me, just know that I?ve had a good life.? Gene leaves behind many friends and a huge family, but he had a heart big enough to hold all of us.
Tags: veteran, business, sports


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Masters of Dental Science (MDS) in Oral Pathology is a full-time three-year course degree offered by MGM Institute of Health Sciences, Navi Mumbai and approved by DCI.
A candidate for admission to the Master in Dental Surgery course, must possess a recognised degree of Bachelor in Dental Surgery awarded by a university or institute in India and registered with the State Dental Council and has obtained provisional or permanent registration and has undergone compulsory rotatory internship of a year in an approved/recognised dental college:
Provided that in the case of a foreign national, the following procedure shall be followed:-
The Council may, on payment of the prescribed fee for registration, grant temporary registration for the duration of the postgraduate training restricted to the dental college/institution to which he or she is admitted for the time being exclusively for postgraduate studies:
Provided further that temporary registration to such foreign national shall be subject to the condition that such person is duly registered as medical practitioner in his/her own country from which he/she has obtained his/her basics dental qualification and that his/her degree is recognized by the corresponding state dental council or concerned authority.
Round 12 : Rank - 832
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Accreditation is a process by which the quality of a programme is examined and certified normally by an external body of academics. It validates and certifies that academic processes practised within an institute are robust and relevant.
For any programme to be recognized for further studies or a profession it needs to be approved either by a University or/and by a professional council as the case may be.
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Google has updated their Gmail app for iOS with several new additions, and its most requested feature of all – multiple account support – has finally been implemented. The official Google mail client for the iPhone has improved over various updates, but users were only able to add one Gmail account at a time, which was a deal breaker for many. From Google Product Manager Matthew Izatt:
Six months ago, our team set out to completely rebuild the Gmail app for iPhone and iPad to give you you a faster, sleeker, and easier experience on iOS. The result? Version 2.0. With version 2.0 of the app, you'll get a totally new look and feel, plus a bunch of improvements like profile pictures in messages, numerous new animations from swivels to transitions and infinite scrolling in the message lists.


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Monday, April 14, 2014
Arr arr! Make A Baby Seal Cake!
Heehee! I've never eaten real baby seal... that seems very, very wrong. However, a cake made to look like a baby seal? That's just right! Click on over to my baby seal cake DIY at Handmade Charlotte.
Posted by Coco Cake Land at 6:00 AM
Labels: animal cake, DIY, handmade charlotte, seal cake
2 comments:
No! please do not eat! your cake looks like a real baby seal!
- April 14, 2014 at 6:33 AM
- thimble said...
aw such a sweet cake!
- April 15, 2014 at 1:32 AM
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Jake and Vienna rode the wings of love to Splitsville – and back to your living room.
"The Bachelor" franchise's latest failed couple, Jake Pavelka and Vienna Girardi, will take a break from lobbing shots at each other in the tabloids to appear in a joint interview July 5 on ABC, the network has confirmed. And judging by unconfirmed reports about what went down during the ABC special's two-hour taping on Thusday, expect some fireworks.
Pavelka, the newly single 32-year-old pilot from Dallas and burgeoning actor, is also set to appear in ABC's new reality series "Bachelor Pad," host Chris Harrison told Entertainment Tonight. The show, which premieres August 9, will feature 19 former "Bachelor" and "Bachelorette" contestants living together in a mansion and competing for cash.
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The day's top national and international news.
Since confirming their breakup earlier this week, Pavelka and Girardi have dominated tabloid covers and celebrity gossip shows with dueling versions of how their made-for-TV romance unraveled.
Girardi, a 23-year-old marketing executive and polarizing presence among housemates on "The Bachelor: On Wings of Love," lobbed the first shot by accusing Pavelka in Star of withholding intimacy during their relationship.
"As a woman, you need somebody who wants to kiss you and be intimate with you and hold you and want to be with you," Girardi added in a follow up interview with ET. "It is not that hard. We had all that in the beginning and then it just went away. I kept thinking it was going to come back, and it never did."
Pavelka, firing back on Extra, blamed problems in the bedroom on Girardi's "jealousy" and a general "serious lack of respect in the relationship."
"When you're disrespected as a man, do you really want to grab your woman, throw her on a bed and love on her? It doesn't make you want to do that," he said.
Pavelka ended the troubled relationship with a phone call once its emotional toll began to interfere with his new acting gig on Lifetime's "Drop Dead Diva," Pavelka told People.
"I've been trying to put all that aside so that I can give this character justice," Pavelka said. "It's been a struggle thinking about my relationship and going in front of the camera and shooting."


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Keith Giles' book "This Is My Body: Ekklesia As God Intended" is 167 pages long, it has a foreword by well known house church leader Dr. Jon Zens, and it has several pages at the end of recommended resources. Its main premise is that God actually has an original intention for the church, as prophesied in the OT and as described in the NT, which we would do well to consider once again as modern day Christians.
From a scriptural and practical point of view, the book challenges the method and the mentality of the traditional/denominational church system, and calls us all back to God's original design for Christ's body.
There are a number of strengths to this work. I found myself metaphorically nodding in agreement on a number of points. It is very easy to read and could be considered almost a "conversational theology" on the house church movement. There are some personal stories, feelings, and thoughts the author gives, rather than just "theory", which makes it a very accessible and practical book.
Giles provides a generous tone toward the institutional church and those who might disagree with him on some scriptural interpretations. Giles, however, does demonstrate a clear conviction that the New Testament does provide an actual model for the church's form and function. One thing I found particularly interesting is Giles Old Testament analysis about prophecies concerning the nature of the Church to come, which is something that is almost never discussed in most simple, organic, house church books, which usually stick to the New Testament only. There is also an excellent contrast between what the New Testament church is and is not, as well as an excellent teaching and encouragement of the priesthood of ALL saints. I also appreciated much about his scriptural analysis about local and translocal leadership in the church.
There are several areas, however, I wish could have been addressed better. I felt that Giles' discussion on several issues was not entirely convincing to me (and sometimes was absent), such as the decision making and organizing role of apostles and elders/pastors/overseers (ex. Acts 15:6,23; 1 Tim 3:4,5), the teaching and rebuking role of leaders (1 Tim 4:11, 5:17; 2 Tim 3:16,17; Titus 2:15), and the need for larger public meetings and cohesive networks of multiple house churches like in Jerusalem in Solomon's Porch or in Ephesus (ex. Acts 2:41-47, 5:12, 5:42, 20:20).
Also, I felt there was too much fuss made against things like bank accounts, technology, etc, as tools to accomplish the tasks of the church. In light of Giles' prior role as an ordained denominational pastor, it may be understandable that he is perhaps reacting a little too much to things that remind him of the institution, but in time perhaps he may come to a more moderate view on these items.
Overall, this is a refreshing book on the growing house church movement, it offers some personal and practical insights, it provides a fresh look at the scriptures about the form and function of the church, and it would be a good introductory read to those asking questions about whether God is calling them into this spiritual revolution. I give it at 4 out of 5 stars.
-Rad Zdero
RAD ZDERO, author of LETTERS TO THE HOUSE CHURCH MOVEMENT and THE GLOBAL HOUSE CHURCH MOVEMENT , www.scribd.com/rzdero, www.twitter.com/radzdero, www.facebook.com/radzderoPURCHASE "THIS IS MY BODY" ONLINE FOR $9.99>


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Daily Roundup, 06/08/11
– Remember when everyone thought Oakland would win the AL West this year? I mean, it's obviously not too late, but they've lost nine in a row. — The first six were to the Yankees and Red Sox. Fine. These … Continue reading
Posted in Uncategorized Tagged arizona diamondbacks, baltimore orioles, bexy, carl pavano, carlos quentin, chicago cubs, cleveland indians, craig counsell, daily roundup, Derek Lowe, greg dobbs, jack hannahan, jason isringhausen, Matt Cain, Matt Capps, Miguel Olivo, milwaukee brewers, minnesota twins, New York Mets, Oakland Athletics, pedro alvarez, Pedro Beato, Pittsburgh Pirates, prince fielder, Randy Wolf, ronny paulino, ryan braun, san francisco giants 5 Comments
Daily Roundup, 06/02/11
Abbreviated schedule tonight, but some craziness is still out there. – Aubrey Huff, sitting at a line of .219/.279/.348 with a -1.8 bWAR, the worst in all of baseball, has hit three home runs tonight. — the Giants currently lead … Continue reading
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Daily Roundup, 05/20/11
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******* Originally posted December 20, 2008 ********
Home for the Holidays at Disneyland, December 20 & 21, 1980.
What a nice photo on the front of this holiday gate flyer. The lady in the middle looks familiar to me?
Fantasy on Parade is back after a 3 years hiatus (sorry "Very Merry Christmas Parade", you must not have been "very" popular). Did they do the candlelight procession both night? Lots of great entertainment!
Parade Route and park map.


text: New Amsterdam Tattoo Museum to Open on Schedule By Danny Boy (A letter to Crash) Just wanted to let you and your readers know where we are at with the museum. We got 12 days left and going into the last round. This week should be pretty hectic, but that's how we like it. The permanent exhibitions are just about finished as far as painters and carpenters go. Henk is working around the clock, painting away, having meetings, interviews, barking at everyone, overseeing some 50 people with the help of Annemarie Beers and Almar, still squeezing in some tattoos here and there, and still showing up in the mornings with new ideas and drawings of rooms and exhibitions he had made the night before. And all this is for you, tattoo lovers of the world... A lot of people have been writing me asking if they have to be invited. If you are hopping on a plane, train, or coming from out of town and are a tattooer or collector you will not be left outside to look through the window or read about it in the next day's paper. Please bring a business card however. The evening will be open to the general public, but they will need to have a museum night pass. All that information is on the website www.amsterdamtatttoomuseum.com. The exhibition is set up kind of like the, "It's a Small World" ride of Disneyland, without little singing dolls though, of course! When you first walk in you will see some Mayan ruins, then North African and Middle Eastern tattooing (Coptic & Berber) and then into Polynesia where you will see a Samoan hut (where there will be live tattooing) along side Maori tikis, carved panels and all sorts of artifacts from New Zealand, Samoa, Tonga, Tahiti, Hawaii and the Marquesas. After that you arrive into a Borneo longhouse where guests from Borneo can tattoo. Then you make your way up north into Japan, which has a beautiful collection of woodblock prints, hand tools, scrolls, etc. After Nippon you end up in India where you can see some great Bombay street flash full of little ohms, crosses, cobras with hearts, ying-yangs and other Hindu, Buddhist and Christian designs. That completes the "round the world" tour taking you upstairs to Western tattooing. When you first walk up stairs you will see Tattoo Peter's old shop (Peter opened the first shop in Amsterdam in 1955 and great friend and influence on Henk going back to the late 1960s). After that comes the circus sideshow with old banners, pictures and collectibles of the wonderful world of "Freaks." There will be a section dedicated to our dear friend Capt. Don Leslie who passed away a few years back. This brings us into American tattooing spanning through the beginning of the 20th century to the end of the 1960s. Then you get shipped off to the joint to check out prison tattoos from California to Russia. (For those tattooers who have mug shots and would like to be immortalized please send them to the museum.) You can also pick up a jailhouse tat while you are there and for what I understand they will be using tattoo ink instead of burnt chess pieces mixed with body fluids. Next up you step into European tattooing where there is a small shop for old-timers to tattoo out of, plenty of old flash and machines and, last but not least, an old pub based on the one of Les Skuse's Bristol Tattoo Club. The top floor will be the cafe with a Hawaiian 40's-50's theme as well as all the rock n' roll tattoo memorabilia. Apart from the cafe, bookshop and gift shop we also have a permanent tattoo shop. Henk left that department up to us, being: Tattoo Molly, Chris Danley and myself, which was not an easy task. Fortunately, Chris is a much neater painter then I am and with the help of Anthony Vicar of 808 Tattoo and my wife, Tiziana we were able to get shit done yesterday and can start decorating as soon as I'm done writing this. Last week we received some great flash from Ritchie Clarke and Jeroen Franken and I already took a peek at the fantastic sheets Tommy from Dublin and Ben Radtats from New Zealand made for us. During the opening days we will be hosting Lucky Bastard, Tony Salgado, Chuey Quintanar, Antonio Mejia and Eric Gonzalez. For appointments please check out the museum site. Next to the shop there will be a permanent Japanese tattoo studio for horimono artists. During the opening days we will have Horishige of the Horituku Family. The museum will also host a very distinguished guest, Mr. Petelo Suluape who will be doing beautiful traditional Samoan tatau. Also, in the near future we are making a machine shop and are very proud to have Dan Dringenberg come over to head that department. He will be tattooing with us as well. Well, it's almost 8:00 a.m. here and I will head down to the museum soon. I want to thank you, Crash for your support and ask your readers to do the same. This is for all of us! Doors will open to the tattoo world on November 5th, 2011 sometime in the afternoon and please remember to bring your business cards! You will NOT need a formal invitation if you are a member of the tattoo community and not a dick-head. Hope to see you all soon, Danny Boy For more info on the New Amsterdam Tattoo Museum please visit their Facebook and Twitter pages: New Amsterdam Tattoo Museum Facebook New Amsterdam Tattoo Museum Twitter Danny Boy can be found at: The Italian Rooster Via Madonna, 12 20017 Rho Milan, Italy +39 02 93949508


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Rascal Flatts Give Sara Evans a New Car
Sara Evans joined Rascal Flatts for the first couple months of this year for their Thaw Out 2012 Winter Tour, along with opening act Hunter Hayes. The tour made a successful run and wrapped Feb. 18 in New Jersey. And while the most of the excitement may be over, Evans still has much to be excited about. As a thank you for a tour well done, Rascal Flatts gave their female co-star a gift to help her thaw out, and from Evans' reaction on Twitter, the surprise present was much appreciated.
"Rascal Flatts gave me a JEEP today as a gift from the tour! A crimson Alabama Jeep! I am in shock! They are SO sweet!" Evans tweeted Wednesday (Feb. 22) with a photo of her by the new wheels. Later, she tweeted a photo of her with the whole band and the new Jeep, simply saying, "Another pic of us and the jeep!"
While a new car is a pretty generous gift by anyone's standards, it's not a complete shock coming from the trio that so quickly give to causes that move them. The band, who were just honored with the 2012 Humanitarian Award at the annual Country Radio Seminar this week, have gone to great lengths to help with a number of charitable causes.
The band has donated $3 million to the Monroe Carell Jr Children's Hospital at Vanderbilt's Pediatric Surgery Center, which even led to the center being renamed in their honor in 2010. This year, they're starting an effort to raise money for the neonatal center of that hospital because, in the words of Gary LeVox, "You know, it's the only thing, medically, that they just have no clue on why children are born premature. So we're going to do what we can to help try to find out and see if we can't just be a small part of trying to change history a little bit."
Perhaps buying a Jeep for a friend after a tour isn't a charitable cause by definition, but doesn't it just speak to the very nature of who these guys are? We're impressed to say the least, and we're pretty sure Evans was too.


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A Washington, D.C., pediatrician was charged Wednesday with possession of child pornography.
Robert Paul Dickey, 73, runs his office out of his home on 38th Street SE, near the Maryland border. He had been scheduled to see about 20 patients Wednesday when authorities arrived to search his home and office.
"Officers observed that the defendant had been viewing a website with child pornography and child erotica on the desktop computer when they entered the office," according to the charging documents.
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Authorities seized multiple electronic devices from Dickey's home and office, including a desktop computer and an additional hard drive that contained images of child pornography and child erotica.
The images depicted naked children, and both girls and boys being forced into sex acts.
Dickey admitted to law enforcement agents that he has visited child pornography sites, downloaded child pornography and stored it on an external hard drive, the police documents say.
The investigation began in April when Microsoft alerted the National Center for Missing and Exploited Children that someone with a Microsoft Outlook email address and the user name Robert Dickey uploaded about 14 images of child pornography, according to authorities.
Two children reside in Dickey's home. Documents say they are Dickey's grandsons, an infant and a boy around nine years old.