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Up until this morning, this was what the new Ernie Banks statue looked like in front of Wrigley Field. Yes, they missed an apostrophe.
This morning, though, some intrepid copy editing chiseler went in and fixed it. It's a shame; we liked the idea that Ernie Banks was physically allowing the Cubs to play two. He's that important.
Ernie Banks Update: They Fixed The Statue [We Are The Postmen]


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I've got a solid Halloween themed three parter lined up for this season.
This first batch starts things off gloomily with various cemetery & coffin covers.
Check out my 2007 series for some great Halloween related LP ramblings.
Witch Hunters, Strange Truths & Spooked Out Theremins
Vintage Bats, Exorcismic Funk & Poe
Barbara The Grey Witch, Chubby Checker & Don Shirley

subset: commoncrawl


text: The My Savings Machine calculator at Bills.com makes it easy to see how much you stand to gain by cutting out expenses and putting the money in an interest-bearing account. By Cameron Huddleston, Former Online Editor September 16, 2011 Personal finance writers -- myself included -- tend to extol the virtues of cutting out unnecessary expenses (you know, that daily latte) as a way to save more. For example, eating out once a week might not seem like a budget buster. But if you crunch the numbers, you might be surprised to find out how much your weekly restaurant habit is costing you each year. That amount gets even bigger if you calculate how much you could've gained by putting the money into an interest-bearing account rather than spending it. SEE ALSO: Save $50 a Day Sponsored Content The new My Savings Machine tool at Bills.com makes it easy to see how much you could save by cutting out small expenses. The tool lets you select expense categories, such as coffee, eating out and nightlife, and a weekly dollar amount you spend on that item, activity or service. If you don't want to cut out an expense entirely, just enter the dollar amount by which you expect to reduce your spending in that category. Advertisement Then you select the rate of return you expect to receive on that money if you put it in a savings or investment account. Finally, select a time period for calculating your savings. When you see your total savings, the number can be eye-opening -- and motivating. For example, if you spend $50 less on eating out each week and put the money into a college-savings account earning 5%, that account will have about $47,000 after ten years. Suddenly, saving for your child's education doesn't look so hard. Try the My Savings Machine tool to see how much you can save by cutting out a few expenses. And share your experience in the reader comments box below. Follow me on Twitter


text: "The Growth of Social Media" by Erik Qualman is the latest in his über compelling series of videos on the growth and proliferation of social media throughout the world. Qualman delivers again, with an eery Fatboy Slim track accompanying, an almost mystical quality that brings viewers to one conclusion: Everything we know is changing at light speed. Enjoy!


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Understanding and anticipating your needs pushes us forward. With a long history of manufacturing advanced drilling equipment packages, we're constantly working to solve your operational challenges. We build on what we know works, using our deep expertise to help you minimize risk, increase uptime and improve performance in drilling operations around the globe.?
We're designing new technology and robotics that deliver increased automation. Building new fabrication facilities to shorten lead times. Expanding our training offerings to help our partners close the industry's generational gap. And developing smarter, more advanced drilling solutions for all types of land and offshore environments.?
We're continually pushing our own standards higher to deliver the safest, most efficient, and most reliable drilling solutions in the world.
Product Bulletins are now accessible in our new customer portal access.nov.com. We encourage you to visit the new portal (access.nov.com) to test out the new functionality and welcome your feedback on any other ways we can improve our customers experience with us. You may view the Access/Product Bulletin Tutorial and introduction film here:Access Product BulletinsProduct Bulletins Demo
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This currency rates table lets you compare an amount in Indian Rupee to all other currencies. Skip to Main Content Home; Currency Calculator; Graphs; Rates Table.
draft rate, Currency rate, Gold Rate in Dubai, Silver prices, Silver rates, Dubai Silver price. Menu. Goldforex Nation; News; KT 10 INDIAN RUPEE (INR) 17.
Chennai, Delhi, Mumbai, Kerala, Bangalore, Gulf, Gold rate chart, Gold news, Gold ETF, gold rate today in India and Gulf Indian Rupees. Silver Rates.
Current gold rate today and historical gold prices in Nepal in Nepalese Rupee (NPR). Gold prices are updated regularly Gold Price in Nepal in the Previous Days.
Its value was pegged to the Indian rupee in 1993 at a rate of 1. 6 Nepalese rupees 1 Indian rupee. NPR Exchange Rates; Nepal Exchange rate for converting Indian. Nepal (in towns of 20, 50, 100, 500, 1000 and 2000 rupees. The Indian rupee and not to take a view on the rate or direction of the Indian rupee in relation to. Mar 12, 2011 if it would be possible to use Indian rupees to pay for use Indian rupees in Nepal? Mar 12, 2011, 9: 48 AM. the Indian Notes in Nepal. The page shows current gold and silver price today in Nepal in Nepalese Rupee (NPR) Gold Price Today in Nepal in Nepalese Rupee. gold price in Nepal.
Gold price in India in Indian Rupee (INR) Gold Rate UAE, Current Gold Rate in Dubai; Connect to us Via Google Google. Gold Price. Gold Price; Ounce. Gold and silver rate today in India in Indian Rupee These are the latest gold prices in India in Indian Rupee Gold Price in India in Previous Days in. Get Indian Rupee rates, news, and Rupee exchange rate is the INR to USD rate. The currency code for Rupees is Bhutan, Nepal. Have more info about the Indian. One comment on Gold Rate in Nepal (purity), enter the weight and select the city to get the total gold or silver price in Indian Rupees in addition to the. Gold Price Today in India in Indian Rupee (INR) Gold Price in Nepal NPR: Gold Price in Philippines PHP: Gold Price in Pakistan PKR: Gold Price in Solomon Islands SBD.
Click on Nepalese Rupees or Indian Rupees to convert The Nepalese Rupee is the currency in Nepal (NP, NPL The exchange rate for the Indian Rupee was. Our currency rankings show that the most popular Nepal Rupee exchange rate is the NPR to GBP rate. The currency code for Rupees is NPR Nepalese Rupee. Shree Ridhi Sidhi Jewellers, Kathmandu, Nepal. 147, 519 likes 12, 972 All gold rate. live. See All SHREE RIDHI SIDHI JEWELLERS offers Special DISCOUNT of.
Bullion Rates Current Gold Prices in Nepalese Rupees (NPR) Latest Gold Prices in Nepalese Rupees (NPR) Date 30 Day Gold Chart in NPR. 60 Day Gold Chart in NPR. Latest SILVER RatePrice in Rupees: Latest Silver News. Last 30 Higher interest rates reduce investor appetite for noninterest bearing gold. Spot silver rose.
What is price of gold in Nepal in Indian rupees? SAVE CANCEL. already exists. Would you like to please send rate of gold 22 karat in indian currency in nepal


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Chris Makepeace
Chris Makepeace is a former child star best known for his role in the 1980 high school drama, My Bodyguard. Makepeace was born on April 22, 1964 in Montreal, Quebec. Makepeace's acting career began a role in a 1974 Canadian television special, The Ottawa Valley. Five years later, in 1979, he was cast in the comedy, Meatballs, in which he starred opposite Bill Murray, playing one of the teenage attendees of a summer camp.
Makepeace apparently opened some eyes with the acting in Meatballs, because his next role was as the star of My Bodyguard. In My Bodyguard, Makepeace played Clifford Peache, a kid who moved downtown with his father, the manager of the Ambassador East Hotel, a high-end hotel located in the Gold Coast area of Chicago, Illinois. The Clifford character was sent to the public Lake View High School and was immediately hassled by bullies led by Melvin Moody (played by a young Matt Dillon). The bullies threatened Clifford and extorted lunch money from him. To fend off the bullies, Clifford paid a huge kid in his class, Ricky Linderman (played by Adam Baldwin) to be his bodyguard.
The movie focused on the friendship between Clifford and Linderman after Linderman scared off the bullies. Clifford hung around with Linderman and eventually gained the confidence to fight Moody in a scene at the end of the movie. I first saw My Bodyguard when I was a kid and thought that it was a very good movie. The relationship between Clifford and Linderman seemed wholesome at the time and Clifford looked up to Linderman as his hero of sorts. However, I recently viewed the movie and noticed some nuances that I had naively overlooked in my youth.
There are conspicuous homoerotic overtones in My Bodyguard and the gay tension between Clifford and Linderman is palpable at times. In one scene, Clifford was so interested in Linderman that he followed Linderman home through some rough neighborhoods after school one day. After Linderman saw Clifford, they went riding Linderman's bike together. Look at the movie images below - in the first one, Clifford looks elated as he rides on the back of Linderman's tiny bike, hanging onto Linderman for safety (or pleasure) purposes. In the second picture, their positions are reversed and Linderman appears to be shouting with glee. Despite the overtones in the movie, Linderman and Clifford never consummated their relationship, most likely due to the 1980 release year of the movie.
Makepeace's acting in My Bodyguard was well-received. In his review of the film, critic Roger Ebert wrote that Makepeace's character was "one of the most engaging teen-age characters I've seen in the movies in a long time."
Unfortunately, Makepeace was not able to parlay his critically acclaimed performance into any other meaningful roles. After My Bodyguard, subsequent roles included appearances in made-for-television films and a few crappy feature films, including the 1984 film, The Falcon and the Snowman, and 1986's Vamp. Makepeace is rumored to have slept with the man-ish Grace Jones during the filming of Vamp.
In 1996, Makepeace returned to the big screen in the poorly-received Memory Run (a.k.a., Synapse). Here are some image captures from Memory Run:
Despite some early success, Chris Makepeace's acting career is clearly over. His only acting role since 1998 was a very minor role as a pilot in the straight-to-video movie, Full Disclosure. Perhaps he would be more successful if he returned to his bread and butter - movies with subtle gay themes. For this and the reasons above, Chris Makepeace is one washed-up celebrity!


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By Nathan Petrashek
This will be the first year I'm participating in the Brewers Blogosphere awards, run by Jaymes Langrehr at Disciples of Uecker. This sort of works like the team awards every year, with each writer allowed to make three selections in each category—team MVP, best pitcher, and the like. The first selection is worth 5 points, the second 3, and the third 1. The winner in each category is the player with the most points when the votes are tallied.
The results are tallied, and it seems I'm an outlier in a few categories. You can find the results here. My explanation for my votes is below.
1. Ryan Braun
There's no real debate here. Braun should be the National League's MVP this year, so he's an obvious choice for the top spot in team voting.
2. Yovani Gallardo
This one was a really difficult choice. The WAR folks are going to hate this pick, as Yo was a 2.8 bWAR pitcher while Rami knocked the ball around to the tune of 5.4 wins above replacement. Nonetheless, Gallardo was the only starter on the team to eclipse 150 IP. He anchored a rotation that made a real run at the postseason even after its best pitcher was traded away, going 11-1 to finish the year while accumulating 76 K's over 79 innings. Most of all, Gallardo proved that his outstanding 2011 campaign was no fluke and gave the team confidence that Gallardo can hold serve as a viable ace in the future.
3. Aramis Ramirez
No way could Ramirez fall any lower than number three in MVP voting. A .300/.360/.540 season was just what Doug Melvin ordered for the heart of the Brewers' order after Prince Fielder departed last offseason. Ramirez clubbed 27 home runs and a league-leading 50 doubles, the latter challenging the franchise record of 53. Ramirez, never known for his defense, also flashed some serious leather at third base and even chipped in a career-best nine(!) steals. Ramirez even bested our pretty optimistic projection for him in spring, though we nailed his HR and RBI totals.
1. Zack Greinke
Grienke was flat-out ridiculous as a Brewer in 2012. His home run rate plunged from 2011, as did his walks per nine, and somehow Greinke managed to maintain an outstanding 8.9 strikeouts per nine. So pretty much the Zack Greinke we all know and love.
2. Marco Estrada
Quick: who was the only Brewers pitcher to top Greinke in K/BB ratio in 2012? Yep, it was Marco Estrada, with 4.93. It might seem strange to peg Estrada as a better pitcher than Gallardo given the MVP honor for Gallardo above, but let me explain. Gallardo was a workhorse for the Brewers this year, tossing over 200 innings. Estrada was a reliever for part of the season and missed a month, but, when pitching in the rotation, actually performed better than Gallardo. Though Estrada ended the season with a 5-7 record, his 3.54 ERA, 1.14 WHP, and 113 ERA+ all topped Gallardo (albeit narrowly in ERA and ERA+). In essence, Estrada gets the nod at best pitcher for much better command, while for Gallardo gets credit at MVP for actually being on the field and in the rotation.
3. Yovani Gallardo
I don't intend to take anything away from Gallardo's excellent 2012 campaign, but let's face it, walks will haunt. Gallardo was an ace in every sense except one: his unacceptably high 3.6 BB/9, a significant regression from 2.6 BB/9 a year ago and a return to his erratic ways. The frequent free passes elevated his pitch counts, a big reason Gallardo never made it out of the eighth inning this season.
1. Aramis Ramirez
An easy choice given his strong season.
2. Norichika Aoki
Doug Melvin's 2-year, $2.5M Ryan Braun insurance policy paid off even though Braun wasn't suspended. Aoki produced a .288/.355/.433 line mostly in right field, as Corey Hart shifted to first base. Aoki was good for a 3.3 bWAR and was only paid $1M. Though Aoki is a rookie of the year candidate, at age 30 his ceiling might be limited. Still, I think there's room for improvement, as Aoki played sparingly initially, and expecting anyone to fully adjust to MLB pitching in only a partial season is a tall order.
3. Wily Peralta
I'm probably Peralta's biggest critic, but he piqued my interest in the majors after a pretty crappy year at AAA. While Peralta had a good year in 2011, I was skeptical that he had put his command issues behind him. They again reared their ugly head in 2012; over 146 AAA innings, Peralta walked 4.8 batters per nine and amassed a 1.58 WHIP. Somehow – I've heard a minor mechanical tweak – Peralta again managed to contain his wild ways over 29 innings for the big league club at the end of the season. We'll see if it sticks.
1. Marco Estrada
Even though he's been mentioned a lot, I think he would get more attention for his stellar 2012 if he weren't Marco Estrada. I get the sense that people feel Estrada is a known quantity, and they don't get excited.
2. Shaun Marcum
This may be a bit of a homer pick, because I feel like I'm constantly on the defense about Marcum. I know he came up short in the 2011 postseason, but you have to let it go. 124 innings of 3.70 ball this year, and the only time I've heard Marcum mentioned is when (1) he gets an injury timeout; or (2) people talk about dead arm. Fact is, we paid a lot to get him and he did reasonably well for us. We shouldn't be so quick to shove him out the door.
3. Carlos Gomez
I feel like I'm beating a dead horse with this pick, too. Much has been made of his last-season surge in 2012, but he's quietly put up consecutive 2+ bWAR seasons.
1. Rick Weeks
Worked through a severe slump to start the season with poise, never shifting responsibility or taking to Twitter to bash anyone (see #3 in this category). By the end of the season, was pretty well back to the old Rickie.
2. Nyjer Morgan
We all kind of wanted to see him start trouble, but he managed to avoid it despite being benched. Team player gets a vote.
3. Anyone but John Axford
New rule: No Twitter at least 48 hours after a blown save.


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|This material is published under the OGL
Combat Statistics Edit
The Grim-n-Gritty Hit Point and Combat Rules have a few significant differences from the core system. This section describes the combat statistics and details their use.
Attack Roll Edit
An attack roll represents your attempt to strike your opponent on your turn in a round. When you make an attack roll, you roll a d20 and add your attack bonus. (Other modifiers may also apply to this roll.) Your opponent rolls a d20 and adds his defense bonus. If your result equals or beats the target's Defense, you hit and deal damage. The Relative Degree of your success affects the amount of damage you inflict on the attack. (See Relative Degree, below.)
Automatic Misses and Hits: In this combat system, there are no automatic hits and misses.
Critical Hits: In The Grim-n-Gritty Hit Point and Combat System, there are no critical hits. Instead, the better you roll on your attack, the more damage you inflict upon your target. (Damage correlates with skill rather than weapon choice.)
However, we want to maintain diversity amongst weapons. Thus, add an amount equal to one less than the critical multiplier whenever you roll naturally within the critical range. So if you were using a scimitar, you would add one damage if you rolled from 18-20, while a scythe would add three damage whenever you rolled a natural 20.
Uploader's Note: For effects that proc off of critical hits, one should still roll to confirm rather than assuming that it goes off on every successful hit. If confirmed, only the effect procs, rather than gaining extra damage or the like.
Attack Bonus Edit
Your attack bonus with a melee weapon is:
Base attack bonus + Strength modifier + size modifier
With a ranged weapon, your attack bonus is:
Base attack bonus + Dexterity modifier + size modifier + range penalty
Use the normal size rules to assign bonuses or penalties to attack based on size.
Damage Edit
When your attack succeeds, you deal damage. The type of weapon used determines the base amount of damage you deal. Add the Relative Degree of your attack roll's success to the damage you inflict. Your opponent's Protection score reduces the damage you inflict. As a formula, the damage roll looks like this:
Weapon Damage + 1/2 Relative Degree – Opponent's Protection
Apply the effects of Damage Reduction and Energy Resistance after you apply the results of this formula.
Minimum Damage: If penalties reduce the damage result to less than one, a hit inflicts no damage.
Ability Damage: Certain creatures and magical effects can cause temporary ability damage (a reduction to an ability score). Protection does not reduce ability damage.
Special Effects: Certain attacks may stun or daze an opponent, inflict poison, or perform some other sort of special effect. In order for the special effect to take place, the target must suffer at least one point of HP loss. Otherwise, the damage does not penetrate the target's Protection, and the special effect cannot penetrate as well.
Bows: A Strength penalty, but not a bonus, applies on attacks made with a bow that is not a composite bow. With composite bows, you may add your Strength bonus.
Off-Hand Weapons: When you deal damage with a weapon in your off hand, you subtract 1/2 your Strength bonus from the damage roll (minimum 1 damage).
Wielding a Weapon Two-Handed: When you deal damage with a weapon that you are wielding two- handed, you add 1/2 times your Strength bonus.
You do not get this higher Strength bonus when using a light weapon with two hands.
Precision-Based Damage Dice: Rather than rolling extra damage when using Sneak Attack and similar precision-based sources of damage, characters instead gain a +2 bonus to their attack roll. While performing a sneak attack, you may make a Called Shot without provoking an attack of opportunity. For every die of damage beyond the first, add +1 to the attack roll.
If the base die of damage isn't a d6, subtract one (minimum +1) for every size smaller and add one for every size larger. Thus if a character had 2d8+2d6 precision damage, they would get +3 (d8 base) + 3 (3 other dice beyond the first) for a total of +6 to attack. On the other hand, simply +4d6 of precision damage would allow one to add +5 to attack.
If the attack when using precision-based damage beats the target's AC, Relative Degree (RD) applies on a one-for-one basis rather than at a one-half rate up to a number equal to the number added by precision based damage. For example, if a character added +3 to attack from precision-based damage and rolled 5 above AC, they would add 3 to damage from precision, and another one from general RD (5-3 = 2 / 2 = 1).
Immunity to critical hits (such as that possessed by creatures without discernible anatomy or undead) no longer protects against sneak attacks. The GnG sneak attack represents taking advantage of an opening in your opponent's defenses, rather than striking a vulnerable location.
Other Sources of Damage: This applies as well to all other sources of damage, though they add to damage. For example, the Searing Blade boost (Tome of Battle) would add +3 damage were it the only extra source of damage. As for sneak attack and similar effects, increase the damage by one for every die size larger; thus, d8 deals +3 damage, d10 deals +4 damage, d12 deals +5 damage, and d20 deals +6 damage, and +1 damage for every additional die above the first.
Thus, if something added +2d6+2d4 damage, it would instead become +5 (+2 from biggest die of d6, and +3 for extra dice).
Defense Edit
Unlike the core rules, the GnG System does not use Armor Class to represent your ability avoid solid, damaging blows. Instead, the GnG system uses Defense.
Defense represents your ability to avoid attacks. It uses the following formula:
Dexterity modifier + class bonus + equipment penalty + size modifier + shield bonus
Using Defense: When an enemy attacks you, your enemy rolls d20 and adds his attack bonus. You roll d20 and add your defense bonus. If your opponent rolls equal to or higher than your result, he hits you, and you may suffer damage. If you roll higher, the attack misses you.
The Relative Degree of your opponent's success affects the amount of damage you suffer. If you make a very poor roll and your opponent makes a high roll, you might suffer a fatal injury. However, if the difference between your rolls is small, you will suffer less damage from your enemy's attack.
Immobilized or Unconscious: If you are immobilized or unconscious, you automatically roll a 1 on the d20 for Defense. You ignore any modifiers (positive or negative) for Dexterity, class, equipment, or shield.
- Dexterity Modifier
If you cannot react to a blow, such as when you are flat-footed, you cannot apply your Dexterity bonus to Defense. (If you do not have a Dexterity bonus, nothing happens.)
- Class Bonus
Your class and level grant you a bonus to your Defense. This represents your training in the active avoidance of attacks.
Classes that focus on combat and evasion provide the highest Defense bonuses. Classes that focus on intellectual and metaphysical pursuits afford the lowest bonuses.
Any situation that denies your Dexterity bonus also denies your class bonus.
- Figuring your Class Bonus
Find the Defense bonus progression for any classes or monster hit dice that you possess. For example, a barbarian has a good Defense bonus progression.
Next, consult the Defense Bonus Progression table to determine your bonus for your levels in each of your classes.
|Arcane Archer, Barbarian, Duelist, Dwarven Defender, Elocater, Fighter, Horizon Walker, Monk, Psionic Fist, Ranger, Rogue, Shadow Dancer, Slayer, Soulknife, War Mind.
|Arcane Trickster, Assassin, Bard, Blackguard, Cleric, Dragon Disciple, Druid, Eldritch Knight, Paladin, Pyrokineticist, Psychic Warrior, Wilder.
|Archmage, Cerebremancer, Heirophant, Loremaster, Metamind, Mystic Theurge, Psion, Psion Uncarnate, Sorcerer, Thaumaturgist, Thrallherd, Wizard.
|Dragon, Fey, Magical Beast, Monstrous Humanoid, Outsider.
|Aberration, Animal, Beast, Elemental, Giant, Humanoid, Shapechanger, Vermin.
|Construct, Ooze, Plant, Undead.
|Battle Mind, Bodyguard, Daredevil, Fast Hero, Infiltrator, Martial Artist, Shadow Hunter, Swashbuckler, Thrasher.
|Acolyte, Ambassador, Arcane Weaponsmaster, Dedicated Hero, Dogfighter, Dreadnaught, Explorer, Field Medic, Field Officer, Glamourist, Gunslinger, Helix Warrior, Holy/Unholy Knight, Investigator, Mage, Mystic, Shadowjack, Shadow Slayer, Soldier, Space Monkey, Speed Demon, Street Warrior, Strong Hero, Techie, Techno Savant, Tough Hero, Tracer, Wildlord.
|Arcane Arranger, Archmage, Artificer, Charismatic Hero, Ecclesiarch, Engineer, Field Scientist, Negotiator, Occultist, Personality, Smart Hero, Swindler, Techno Mage, Telepath, Xenophile.
- The good defense progression gains +1 defense at every level.
- The average defense progression gains +3 defense for every four levels they possess (+1 at levels 2, 3, 4, 6, 7, 8, and so on).
- The poor defense progression gains +1 defense for every two levels they possess (+1 at levels 2, 4, 6, 8, 10, and so on).
Epic Level Progression: Your class Defense bonus does not increase after your character level reaches 20th. However, you do receive a cumulative +1 epic Defense bonus at every odd-numbered level beyond 20th.
- Equipment Penalty
If you wear restrictive armor or carry a great deal of weight, you may suffer an equipment penalty to your Defense.
Encumbrance Penalty: The more weight you carry, the greater your difficulty in avoiding an attack. This penalty depends on your carrying capacity and the current load you bear. This progresses as follows:
- No load and a light load inflict no penalty.
- A medium load inflicts a -1 penalty.
- A heavy load inflicts a -2 penalty.
The encumbrance penalty is cumulative with the Armor Check Penalty.
In combat, dropping non-essential gear is often a good choice!
Note: The weight of your armor and shield count towards your encumbrance penalty.
- Shield Bonus
Shields make it harder for an opponent to hit you with an attack, so you add their bonuses to your Defense score. Any enhancement bonuses possessed by the shield also apply to Defense.
In situations where you lose your Dexterity modifier to Defense, you do not lose your shield bonus. You do lose your shield bonus when you become unconscious or immobilized.
- Size Modifier
The bigger you are, the easier it is for opponents to strike you in combat. Likewise, the smaller you are, the more difficult it is to hit you. Your size modifier represents the effects of your current size on your ability to avoid attacks. Use the normal size rules to assign bonuses or penalties to defense based on size.
- Other Modifiers
Many other factors modify your Defense.
- Circumstance: Certain circumstances can affect your Defense. These circumstances can afford a +2 or -2 modifier, depending on your GM's discretion.
- Deflection: These ward off attacks and increase your Defense. Deflection bonuses function at all times, even if you are unconscious or immobilized.
- Dodge: Dodge bonuses represent active avoidance of blows. Any situation that denies you your Dexterity bonus also denies your dodge bonus. Dodge bonuses stack with one another.
- Enhancement: If a shield or other item possesses an enhancement bonus for Defense, this adds to your Defense score. Note: Armor and natural armor do not increase your Defense. They affect your Protection.
- Haste: Haste bonuses represent an increase in your reaction time. To you, the world appears to move in slow motion. You can dodge attacks with ease. Any situation that causes you to lose your Dexterity bonus also denies your haste bonus.
- Insight: Insight bonuses derive from supernatural awareness. You can respond to attacks more readily because you know from whence they come. You lose insight bonuses when unconscious or immobilized.
- Luck: Luck bonuses mean that probability warps in your favor, making it harder for opponents to strike you. Even when flat-footed or unconscious, you keep your luck bonuses.
- Sacred/Profane: Supernatural forces protect you from attacks. Sacred and profane modifiers remain in effect at all times, even when you are unconscious or immobilized.
- Touch Attacks
Touch attacks require only the slightest physical contact to deliver damage. Because of this, you gain a +4 bonus to your attack roll when performing a touch attack. You also ignore shield bonuses to your target's Defense.
Note by uploader: to allow higher-level spellcasters to target equal-level enemies (since AC scales far faster for full-BAB characters than the half-BAB that casters get), adding the attacker's level to attack when making touch attacks is a better solution than simply adding a straight +4.
Hit Points Edit
For calculating hit points, the GnG system uses a different method from the core rules.
A character does not receive hit points based on dice rolled at each level. Instead, he gains a set amount of HP from his Constitution score, with a slight bonus from class and level (along with feats and special abilities). Multiply this amount by a size modifier.
The formula for HP equals:
(Constitution + Class Bonus + Other Modifiers) x Size Multiplier
- Constitution Score
Your base amount of HP equals your total (current) Constitution score. If some effect causes you to lose or gain Constitution points, your HP changes as well.
No Constitution: Creatures and constructs with no Constitution score use 20 as their base amount of HP.
- Class Bonus
Depending on your character class and level (as well as monster hit dice and creature type), you may gain additional base HP.
- Figuring your Class Bonus
Find the HP bonus progression for any classes or monster hit dice that you possess. For example, a barbarian has a good HP bonus progression.
Next, consult the HP Bonus Progression table to determine your bonus for your levels in each of your classes.
|Barbarian, Blackguard, Dragon Disciple, Dwarven Defender, Fighter, Paladin, Soulknife.
|Arcane Archer, Assassin, Bard, Cleric, Druid, Duelist, Eldritch Knight, Heirophant, Horizon Walker, Monk, Psychic Warrior, Pyrokineticist, Psionic Fist, Ranger, Rogue, Shadow Dancer, Slayer.
|Arcane Trickster, Archmage, Cerebremancer, Elocater, Loremaster, Metamind, Mystic Theurge, Psion, Psion Uncarnate, Sorcerer, Thaumaturgist, Thrallherd, Wilder, Wizard.
|Beast, Construct, Dragon, Magical Beast, Ooze, Undead.
|Aberration, Animal, Elemental, Giant, Humanoid, Monstrous Humanoid, Outsider, Plant, Shapechanger, Vermin.
|Arcane Weaponsmaster, Bodyguard, Daredevil, Dreadnaught, Helix Warrior, Holy/Unholy Knight, Soldier, Space Monkey, Street Warrior, Thrasher, Tough Hero.
|Acolyte, Battle Mind, Dogfighter, Explorer, Fast Hero, Field Medic, Field Officer, Gunslinger, Infiltrator, Martial Artist, Negotiator, Shadow Hunter, Shadow Slayer, Speed Demon, Strong Hero, Swashbuckler, Tracer, Wildlord, Xenophile.
|Ambassador, Arcane Arranger, Archmage, Artificer, Charismatic Hero, Dedicated Hero, Ecclesiarch, Engineer, Field Scientist, Glamourist, Investigator, Mage, Mystic, Occultist, Personality, Shadowjack, Smart Hero, Swindler, Techie, Techno Mage, Techno Savant, Telepath.
- The good HP progression gains +1 HP at every level.
- The average HP progression gains +3 HP for every four levels they possess (+1 at levels 2, 3, 4, 6, 7, 8, and so on).
- The poor HP progression gains +1 HP for every two levels they possess (+1 at levels 2, 4, 6, 8, 10, and so on).
For example, a 9th level monk has +6 HP, while a 7th level fighter/10th level sorcerer has +12 HP.
Epic Level Progression: Your class HP bonus does not increase after your character level reaches 20th. However, you do receive a cumulative +1 epic base HP bonus at every even-numbered level beyond 20th.
- Other Modifiers
A few other factors modify your Hit Points.
- Circumstance: Certain circumstances can affect your base Hit Points. These circumstances can afford a +2 or -2 modifier, depending on your GM's discretion.
- Enhancement: If some force provides any enhancement bonuses to HP, add them to your base total.
- Sacred/Profane: Add sacred or profane modifiers to your base HP score.
- Toughness: Each time you take the Toughness feat, you add +3 HP to your base score.
- Size Multiplier
Your size as a creature affects the amount of HP that you possess. You multiply your base amount of HP (derived from Constitution + class bonus + other modifiers) by your size modifier. Smaller creatures end up with fewer HP. Larger creatures can possess a tremendous amount of hit points.
The HP multiplier is equal to the bonus to attack on the normal size rules multiplied by -2 (or multiply the number by two and divide the original by it for sizes smaller than medium). Thus, a large creature would double their HP, while a Gargantuan creature would multiple their HP by 8, a small creature would have half the HP of a similar creature of medium size, and a Diminutive creature would divide their total HP by 8.
CR and Size: Since size has major impact on a creature's HP in the GnG system, standard CR's need a slight adjustment. Add one to a creature's CR for every size modifier it's larger than medium by (+1 for Large creatures, +2 for Huge creatures) and subtract one from the creature's CR for every size modifier it's smaller than medium by (-1 for Small creatures, -2 for Tiny creatures, and so on).
Protection Edit
Protection is your ability to resist damage from attacks.
You subtract your Protection score from all damage inflicted upon you. The higher your Protection score, the less damage you suffer from attacks.
You figure Protection using the following formula:
Armor bonus + Natural Armor bonus
Using Protection: When an enemy hits you with a ranged or melee attack, he rolls his damage, applies modifiers, and adds the Relative Degree of his attack roll's success. This is the total damage from his attack. You subtract your Protection score from this amount. The remainder is the amount of damage you suffer from the attack.
When you suffer damage from saving throw based attacks, you subtract your Protection score from the damage. You lose HP based on the remaining amount.
You subtract your Protection score from all damage, regardless of the source. (This includes area-effect attacks.)
Your Protection score cannot reduce damage to less than zero.
If your Protection reduces the damage to zero, you suffer no damage from the attack.
Note: Total all damage modifiers to an attack before applying Protection. For example, if your attack gets bonus damage dice from high-explosive ammunition, you add the extra dice to the total. Then, your target applies Protection.
Damage Reduction: Apply the effects of Damage Reduction after Protection.
Energy Resistance: Energy resistance applies to damage after Protection.
Poison and Disease: Protection has no effect on HP loss caused by poison or disease.
Falling Damage: Protection has no effect on HP loss caused by falling damage.
Environmental Damage: Protection has no effect on HP loss from starvation, suffocation, extreme heat, extreme cold, and similar environmental or intrinsic damage sources.
- Armor Bonus
Like armor, natural armor reduces the damage you suffer from a successful attack.
- Other Modifiers
A few other factors modify your Protection.
- Circumstance: Certain circumstances can affect your Protection. These circumstances can afford a +2 or -2 modifier, depending on your GM's discretion.
- Enhancement: If the armor or natural armor that you wear possesses any enhancement bonuses to Protection, add them to your Protection total.
- Sacred/Profane: Supernatural forces may alter your Protection score. Add sacred or profane modifiers to your score.
- Monk's AC Bonus: The AC bonus for monk levels applies to Protection.
Note: Deflection, dodge, haste, insight, and luck modifiers affect Defense, not Protection.
- Bypassing Protection
Certain types of attacks allow you to ignore part of your target's Protection score. These attacks include:
- Armor Piercing: Armor piercing attacks halve your target's armor and natural armor bonuses to Protection.
- Armor Ignoring: Armor ignoring attacks ignore your target's armor and natural armor bonuses to Protection.
Relative Degree (RD) Edit
At the center of the GnG combat system lies the concept of Relative Degree.
Relative Degree is the difference between attacker's Attack roll and the defender's Defense roll.
To get Relative Degree, you subtract the Defender's result from the Attacker's result. For example, if the attacker rolls a 24 and the defender rolls a 16, the Relative Degree is +8 (24 – 16 = 8). Add one-half this amount to the attacker's damage roll on a successful hit.
Note: Damage from grenade-like and splash weapons does not increase due to Relative Degree.
Grappling: In grappling, the Relative Degree of the attack comes from the opposed grapple check. Subtract the defender's grapple check result from the attacker's grapple check result. Add that amount to the attacker's grappling damage, should the attacker win the check.
Consider: Relative Degree makes the combat system reward an attacker's skill, rather than weapon selection, when determining damage. It also makes increases in damage more consistent than the more random critical hit mechanic. Finally, it permits a skilled attacker to overcome heavy armor with a precise hit.
This reflects a more realistic approach to combat. In real life, a skilled attacker can worm a dagger through a less skilled opponent's heavy armor and dispatch him with a single blow.
After three years of training in a combat (rather than sport) martial art, the author has reached some surprising conclusions about the singular value of skill in battle.
Back to Main Page → 3.5e Homebrew → Sourcebooks → Grim-N-Gritty


text:
UPDATE: Band Flyer Foreshadows Brookside Blaze
COLUMBIA - A promotional flyer for a local live music show caught a lot of heat after the recent Brookside Apartment fire. KOMU 8 received a flyer featuring a local artist named Ben Chlapek's rendering of what looked like the Brookside Apartment complex in flames. The flyer showcased a May 5th performance at The Blue Note that took place just more than 3 weeks before the fire. Columbia Fire Department Battalion Chief James Weaver confirmed the flyer is part of the ongoing investigation into the fire's cause.
Josh Oxenhandler represents Chlapek, who is a member of one of the bands who performed, Enemy Airship. Oxenhandler believes the image has no connection to the fire, calling the timing an "unfortunate coincidence". He released this statement on Chlapek's behalf to KOMU 8.
"As a resident of the downtown neighborhood, I am terribly saddened to hear about the fire at Brookside apartments. The poster I created is, in hindsight, an irony and coincidence which I cannot erase. Out of respect for the owners of the property and the future residents of the complex, I have taken the image off of the internet and will no longer display it in any form," Ben Chlapek wrote in the statement.
The flyer advertised an album release party for the headlining band Believers. Enemy Airship and Videology also performed.
KOMU 8 talked with Daryle Bascom of Videology, who is also the director of Facilities & Events at University of Missouri Athletic Department. He said he hadn't seen the flyer. He said he knew there were two different fliers for the show, but he actually criticized the Blue Note for not publicizing the show enough.
Richard King, owner of The Blue Note, said he personally believes that none of his contracted artists were involved in the fire.


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text:
European Heart Network AISBL Rue Montoyer 31 B-1000 Brussels, Belgium Tel: +32 2 512 9174 Fax: +32 2 503 3525 Email: email@example.com
The European Heart Network has received co-funding under an operating grant from the European
Union's Health Programme (2014-2020). The content of this website represents the views of the
author only and is his/her sole responsibility; it cannot be considered to reflect the views of
the European Commission and/or the Consumers, Health, Agriculture and Food Executive Agency or
any other body of the European Union. The European Commission and the Agency do not accept any
responsibility for use that may be made of the information it contains.


text: When Michelle Obama's rousing speech at the Democratic National Convention concluded tonight, CNN's Wolf Blitzer was so flummoxed, all he could manage was a bumbling baseball reference that on paper seems fine but, when spoken, came off as if he didn't know, as the words were coming out of his mouth, that a grand slam is much better than a home run. Like, four times as good, you might say. Wolf doesn't really convey that with his comparison. Quite the opposite, but he is a die-hard basketball guy, so we'll cut him some slack. [CNN]


text:
I'm geerlingguy most places online. I'm an author and software developer from St. Louis, MO.
I'm involved in many open source development communities (like Drupal and Ansible). I develop websites and native desktop and mobile applications. I'm an experienced developer who gets things done in the best way using the best tools for the job. Check out my GitHub profile for examples.
What I Do:
- Create easy-to-use websites and apps.
- Write in clear, concise language.
- Capture stunning images of the world around me.
- Learn and use whatever technology solves the problem at hand.
Please read my blog, view my resume, or get in touch.


text:
Home » Support Us - Support Us
The Great Western Society exists to preserve, restore and operate, as a permanent public exhibition, locomotives, rolling stock, equipment, machinery and relics of historical operational and general interest and educational value with particuar reference to the former Great Western Railway and its successors.
Didcot Railway Centre has been set up to house and display our growing collection, which is thought to be the biggest collection of items relating to any one railway company, anywhere in the world.
Stay up to date with events and what's going on at Didcot Railway Centre.
You may unsubscribe at any time. We do not share your data with 3rd parties.


text:
US to give 'women of courage award' to Delhi gangrape victim
US has selected the 23-year-old Delhi braveheart for the International Women of Courage Award. The award would be presented to her posthumously by the first lady Michelle Obama and the secretary of state John Kerry.world Updated: Mar 05, 2013 14:23 IST
United States has selected the 23-year-old Delhi braveheart for the International Women of Courage Award.
The award to Delhi gang rape victim would be presented posthumously by the first lady Michelle Obama and the secretary of state John Kerry, on March 8, an official announcement said on Monday.
"For millions of Indian women, her personal ordeal, perseverance to fight for justice, and her family's continued bravery is helping to lift the stigma and vulnerability that drive violence against women," the State Department said about her as it announced the awards to be given to 10 women from across the world.
She bravely recorded two police statements while in the hospital, repeatedly called for justice against the six attackers, and stated her will to survive to see justice done, the State Department said.
"Like many Indians inspired by her struggle, she was born into a working class family that invested their hopes and life savings into her dream to pursue medicine."
"She had just graduated from a physiotherapy program when her life was cut short," said the State Department.
"In the wake of her death just two weeks after the attack, India's civil society began advocating heavily for legislation and social programs to stem gender-based violence in all its forms and to ensure higher rape conviction rates and gender-sensitive law enforcement and justice systems."
"Thanks to these efforts, the Indian government has begun to take action to follow through on those demands," the State Department said.
The paramedical student was gangraped, beaten and thrown out of a moving bus along with a male friend in Delhi last December, which generated widespread protests and was condemned by various women groups, both in India and abroad.
The secretary of state's International Women of Courage Award annually recognises women around the globe who have shown exceptional courage and leadership in advocating for women's rights and empowerment, often at great personal risk.
Since inception of the award in 2007, the Department of State has honoured 67 women from 45 different countries.
The other awardees for this year are Malalai Bahaduri, First Sergeant Afghan National Interdiction Unit (Afghanistan); Samira Ibrahim, Coordinator Know Your Rights (Egypt); Julieta Castellanos, Rector National Autonomous University of Honduras (Honduras); Dr Josephine Obiajulu Odumakin, President Campaign for Democracy (Nigeria); Elena Milashina journalist, human rights activist (Russia) and Fartuun Adan, executive director, Elman Peace and Human Rights Centre (Somalia).
Three of the awardees – Tsering Woeser (Wei Se), Tibetan author, poet, blogger (China), Razan Zeitunah, human rights lawyer and Founder, Local Coordination Committees (Syria) and Ta Phong Tan, blogger (Vietnam) would be given the award in absentia.
After the award ceremony, the honorees will travel separately to cities across the United States to engage with the American people through an International Visitor Leadership Program.
They will visit Indianapolis, Jackson Hole, Portland, San Francisco, and Tampa.
The women will reconvene in San Diego to reflect on their visit and discuss ways to work together to improve the lives of women and girls around the world, the State Department added.


text:
I've begun digging into PubSubHubbub (PuSH), the real-time RSS update protocol created by Brad Fitzpatrick and Brett Slatkin of Google and Martin Atkins of Six Apart. I was under the impression that it's harder for RSS publishers to use than the RSSCloud Interface, but that isn't the case. The specification is simple and precisely written, adopting conventions like RFC 2119 that make a spec considerably easier to understand, and it communicates using basic HTTP requests.
I wrote the software that runs the Drudge Retort, so I decided to add PuSH support to it this morning to see how it works. PuSH delegates all the work required for update notification to a server called a hub. Google offers a hub at http://pubsubhubbub.appspot.com/ that's free for use by all feed publishers, so I'm relying on it.
First, I added a link element to the Retort's RSS feed that identifies the feed's update hub:
<atom:link rel="hub" href="http://pubsubhubbub.appspot.com" />
Because this element comes from the Atom namespace, I had to make sure it was declared in the feed's top-level RSS element:
<rss version="2.0"
The bold portion is the Atom declaration. I already was using an Atom element in the feed, so I didn't need to change this.
When a new story is posted on the Retort, the PuSH hub must be notified that a change has occured. This is handled by sending a ping to the hub with the URL of one or more feeds that have been updated.
I've written an open source Weblog Pinger library in PHP, so I upgraded it to support these pings. A PuSH ping employs HTTP requests (REST) instead of XML-RPC, the protocol used by Weblogs.Com and similar services. I wrote a new function, ping_rest(), that can send a ping to any PuSH server.
By the time I was done, I'd spent an hour on the code and a few hours testing it out. So now when I post a new item on the Retort, Google's PuSH server sends the full text of the item to all readers that support the protocol. This is faster and simpler than RSSCloud, which tells readers to request the feed again.
To give you an idea of how fast PuSH can be, when I posted a new story on the Retort, it showed up 20 seconds later on FeedBurner, one of the first RSS services to support the protocol.


text:
WACO, Texas — Bryce Petty and No. 10 Baylor had a nice housewarming party at their new riverfront campus stadium Sunday night, even though the quarterback was clearly not feeling his best.
Petty threw for 161 yards and accounted for three touchdowns while playing the first half of the Bears' 45-0 victory over former Southwest Conference rival SMU.
Petty, the reigning Big 12 offensive player of the year, was held out in the second half because of a bruise to his lower back. He moved gingerly at times and often grabbed as his lower back and side between plays after taking an early shot.
Big 12 champion Baylor (1-0) led 24-0 after the first quarter, including TD drives of 6 yards after an SMU fumble and 4 yards after Levi Norwood's 45-yard punt return.
SMU's three quarterbacks were sacked a combined eight times. The Mustangs (0-1) were held to 67 total yards.
Jones' predecessor at SMU was Phil Bennett, who is in his fourth season as Baylor's defensive coordinator.
On the day a statue of Robert Griffin III was dedicated, Petty extended his streak with at least one touchdown pass to a school-record 14 games, breaking a tie with Baylor's only Heisman Trophy winner.
Griffin was on hand for the Bears' first game on campus since 1935. The Washington Redskins quarterback and Baylor's only Heisman Trophy winner took part in the statue dedication more than three hours before kickoff and was also on the field before the game, giving the invocation and taking part in the opening coin toss with former President George W. Bush.
Baylor's first short drive came after Bryce Hager forced a fumble that was recovered by Aiavion Edwards at the Mustangs 6. Shock Linwood scored on a 4-yard run.
SMU then went three-and-out before Linwood's return set up Petty's 3-yard TD pass to tight end Tre'von Armstead.
Petty threw a 46-yard TD to freshman KD Cannon, wide open behind the secondary, after SMU's incomplete pass on a fourth-and-13 play.
The Mustangs turned it over in their own territory again when Matt Davis, after scrambling out of the grasp of a defender, tried to throw across the field while running away from another one. He threw into a crowd and was intercepted by Xavien Howard.
Petty then had completions of 15 and 13 yards to Jay Lee before his 5-yard TD run made it 31-0. Petty got hit again in the side going into the end zone and was slow getting up.
The Mustangs completed 21 of 39 passes for only 91 yards. The trio of quarterbacks — starter Neal Burcham, Davis and redshirt freshman Kolney Cassel — had minus-58 yards rushing on 10 carries — including all the sacks.


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text:
Hamilton wins for Mercedes in Hungary
The win is Hamilton's fourth win at the Hungarian GP equaling the record of Michael Schumacher. It was his first win for his new team.
Mark Webber in the second Red Bull finished in fourth, followed by Fernando Alonso for Ferrari in fifth, Romain Grosjean in the Lotus in sixth, Jenson Button in the McLaren-Mercedes in seventh, Felipe Massa in the second Ferrari was eighth, Sergio Perez in the McLaren was ninth and Pastor Maldonado (1 lap) in the Williams-Renault finished in the final points paying position (the first point for Williams this season).
A strong start was vital for Hamilton's hopes and he did just that by beating Vettel into turn 1, but after that it was a case of controlling the race behind him, as glitches on the Red Bull and traffic on the circuit held up Sebastian Vettel's attempts to get back on an even footing at the front with Hamilton.
Vettel suffered from a failed KERS, a broken front wing and a vibration and was forced to concentrate instead on scrapping unsuccessfully for second place with Lotus F1's Kimi Raikkonen.
Vettel was held up for much of the race by Jenson Button and later Kimi Raikkonen so we'll never know whether he could have taken the fight to Hamilton or not. When he was in clear air his pace was the same as Hamilton's.
A dramatic retirement for Nico Rosberg on lap 65 of 70 with the back of his Mercedes ablaze with an engine oil fire warned Lewis Hamilton that as good as things looked heading into the climax of the race, it could all change in an instant.
Despite the scare, Hamilton's car lasted the distance and triumphantly claimed the checkered flag, while Kimi Raikkonen's seemingly impossible task of holding on to second place on worn tires proved a success and saw him finished in second ahead of Sebastian Vettel, with Webber coming in behind after a series of 'fail his KERS' messages from the Red Bull pit wall underscored the KERS issues both Red Bulls had all race.
More to follow.....
Red Bull-Renault
Sebastian Vettel (3rd): "I would have loved the race to have been a bit longer, as it was fun with Kimi at the end. It's hard to pass on this track, I got close but I wasn't in the prime overtaking spot at that point; I was trying to set something up for the next corners, but it didn't work. The key issue in the race was when I got stuck behind Jenson, there's no one to blame for that, I lost more time than expected on the way into the first stop and we came out just behind him. I couldn't get past; I tried to force it and damaged my front wing, which was a mistake from my side. I was maybe trying to urge a bit too much. It was close with Kimi and nice to be on the podium again today. Congratulations to Lewis, he did a good job today."
Mark Webber (4th): "I think we had the right strategy. We knew there was a lot of pressure on getting a good first lap and I got some clear air, which worked well. The start was okay and the first sector was very good, I was able to put a bit of pressure on Kimi and then we just settled in. I had a pretty tricky car for the first three or four laps, as I knew the option tires were quite grippy and after that we just got our heads down. I don't think we could have got much more than that result today. The strategy was pretty solid and you have to pace the option tires until the end."
Christian Horner, Sporting Director: "A very hot and tough afternoon. Probably the decisive moment in Sebastian's race was after the first stop when he emerged behind Jenson Button. We weren't able to get past quickly and sustained a bit of wing damage. That then effectively released Lewis and put us back into the realms of fighting with Kimi on a two stop. However, despite the damage, Sebastian was able to maintain a very strong pace and pushed all the way to the flag. Mark's recovery from tenth was excellent today, a very strong first stint put him back into contention and to recover from tenth on the grid to fourth was a very good performance. So heading into the summer break, we've extended our lead in the Drivers' and Constructors' Championships and everyone now deserves a well-earned rest to recharge their batteries for when we come back at the end of August."
Thierry Salvi, Renault: "We would have liked to finish the race in higher positions, but the weekend has been strong and we improved the car during all sessions. Seb and Mark did a fantastic job in the race, Mark was able to come back towards the front and Seb pushed like hell until the end. We are happy with the third and fourth places which increases our positions in the both Championships."
Fernando Alonso (5th):
Felipe Massa (8th):
Stefano Domenicali, Team Principal:
Pat Fry:
Luca di Montezemolo:
Jenson Button (7th): "That was a fun race – although I seemed to be a target for other cars! Sebastian [Vettel] tried many times to get past me, and clipped my rear wheel into Turn Two – he may have damaged his wing, but I was lucky not to puncture. With Romain [Grosjean], I don't know what he thought – unless I took to the grass, it was inevitable we were going to touch! I don't think he was thinking at that point. I ran almost half the race on the Prime tire, which was the longest of anybody; it's good to show we can do that. Our middle-stint pace on the Option was also very good, and I had a blinding first lap, jumping from 13th to eighth. We beat a Ferrari fair and square, and we'd also have beaten a Mercedes if Nico [Rosberg] hadn't stopped – we can take a lot of positives away from here. Seventh position might not look too exciting – particularly after we fought for fifth at the last race – but we've done a good job this weekend and taken a step forward – and that's a nice little boost to send everyone off into the summer break."
Sergio Perez (9th): "We really needed the starting tire in the best possible condition to make a two-stopper work properly. After qualifying yesterday, I think we were in a good position to score some good points, but we were affected by the run on the used Prime from qualifying. So, unfortunately, I think we lost out a little too much in the first stint; I struggled with the rear of the car, had to pit earlier than planned, and then ran into traffic and lost more time, so it's a bit of a shame. Still, it's a positive to get both cars into the points again. I think we can feel satisfied with the job we've done over the last couple of races – a result like this is encouraging for everybody in the team, and it's a nice present with which to send us into the August break."
Martin Whitmarsh, Team Principal: "Jenson controlled his pace brilliantly throughout today's race, optimizing a two-stop strategy to score six valuable world championship points here in Budapest. Moreover, he was quick in his middle stint, on Options, which underlined the decent race pace that MP4-28 was able to produce on this tricky and idiosyncratic racetrack. Checo was very unlucky to get boxed in at the start, losing places as a result, but thereafter he did a very solid and professional job, hanging on in there to bag two useful world championship points also. Moreover, both Jenson and Checo deserve plaudits for their great professionalism here today, driving very cleanly in challenging circumstances made even trickier by the proximity of drivers on three-stop strategies who were obviously able and willing to push harder than they were. Now, as we go into the mid-season break, I want to say two things: first, that it goes without saying that we'll continue to do our utmost to score as many points as we can in the second half of the season, and, second, that everyone at Vodafone McLaren Mercedes richly deserves a good holiday after having worked spectacularly hard so far this year. Well done, guys. Last but not least, I want to say 'congrats' to our old friend Lewis [Hamilton], who drove very well indeed to score his maiden victory for Mercedes-Benz AMG F1 here today."
Kimi Raikkonen (2nd): "It was a good race and a good result for the team. The strategy worked well. We did two long stints on the tires but they weren't too bad and the car felt strong so it allowed us to make one less stop. In the last few laps the rears were a bit on edge, but apart from that it was ok. Sebastian [Vettel] got the run on me a couple of times but luckily it was in places that you can't really overtake. The main positive is that we gained a few points to Seb in the Championship. For sure we could have maybe closed the gap a little more with a win, but anything we can get back will help. We're only halfway through the season and it will be hard to catch up, but anything can still happen so we'll keep fighting until the end."
Romain Grosjean (6th): "For sure this is one that got away, but I'm very happy with my race and I honestly don't think I could have done much more. Maybe the strategy didn't quite work how we wanted, but the car felt really good and it was the traffic that cost us. Without this maybe there would never have been a drive-through penalty which for sure didn't help. I haven't seen the footage yet and I thought it was a good move, but unfortunately the stewards took a different view. I've no problem with the time-added for the incident with Jenson and I apologized to him afterwards. This could have been the one for me, but we will just have to wait a little bit longer and keep improving like we have been recently to make it happen."
Eric Boullier, Team Principal: "Another good result for Kimi today. He drove very well and was backed up by a strong strategy to help him make the podium. Romain was very unfortunate in that we couldn't quite jump Fernando [Alonso] in the pits which cost him a lot of time, plus the drive-through penalty cost him a far better result. He made a great move at a circuit where overtaking is difficult and he had no room to do anything else. For us the Stewards' decision was harsh. The most important thing to take from the weekend has been the pace of the car; this circuit is a bit special, and I think there will be some circuits where we have to work a bit harder, but I'm confident we'll be consistently fighting for podiums at every race weekend in the second half of the season. Red Bull are a long way ahead, but we've shown today that they can be beaten so we want to keep pushing them all the way."
Alan Permane, Chief Race Engineer: "It was a great race today from Kimi – as always. We started the race intending a three-stop strategy, but as the race played out it became clear that a two-stop would give us better possibilities so we switched over to that strategy. Kimi drove superbly to look after his tires but deliver exactly the pace we needed at the appropriate time. He was rewarded by returning to second in the Drivers' Championship. I feel really sorry for Romain for what appears to be a very harsh penalty for a fantastic overtaking move on Felipe Massa. Yes, he ran off the track, but he had nowhere else to go. It certainly seemed like good racing to me; were it not for the drive-through penalty, we would have had two cars on the podium again."
Riccardo Penteado, Engine Support Leader: "We had high expectations after our strong qualifying positions. Kimi drove a fantastic race with an aggressive strategy of two pit stops which was successful with a podium second place. Romain was very fast all the weekend but with his penalty he lost any chance to get to the podium. We controlled the engine temperatures during all the race and we demonstrated one more time that the Lotus-Renault package is really very fast. The summer break will be very good and we are looking forward to come back on track at Spa."
Mercedes GP
Lewis Hamilton (1st): "What a great weekend! We really didn't expect this when we came here this weekend and I said last night that I would need a miracle to win today. Well, just maybe they do happen. The team called the strategy and the pit stops just right and then it was just about managing the gap. I had some racing to do out there, though, with Jenson and Mark and I think we had the pace on everyone today. The team has just done an exceptional job: we have worked so hard to understand these tires and we got the balance spot on today. I am very hopeful this could be a real turning point for us as we coped with these high track temperatures. I would like to say a massive thank you to everyone at the team here and at our factories in Brackley and Brixworth. Team work achieved this result today and I really couldn't be happier."
Nico Rosberg (19th): "Today was a great day for the team, for Lewis and a brilliant job by everyone here at the track and back at our factories. Unfortunately my weekend didn't go quite so well and it's a shame that we couldn't have had a two-car finish today. I got a good start but then Felipe and I came together on the first lap which was unfortunate as I was in front and had left some space for him but his front wing hit my rear tire. That cost me a lot of positions and it's really difficult to make the places back up on this track. Then my day came to an early conclusion with the engine failure. However there are lots of positives for us to take as a team from this weekend and now I really look forward to the upcoming races as we know that we have a quick car and we made the new tires work for us this weekend."
Ross Brawn, Team Principal: "We went into this race not really knowing where we stood in terms of tire performance and behavior but as the race unfolded, it became clear that we were able to stay competitive with both cars and drivers. Lewis drove an absolutely perfect race and didn't put a foot wrong all afternoon. He was able to race aggressively and keep the tires alive to make our strategy work. Nico was unfortunate to get tangled up with Massa on the first lap and then suffered an engine failure, which was a little worrying in the closing laps as we hadn't seen any signs of overheating. Overall, this has been a very encouraging weekend. In extremely hot conditions, we maintained our Saturday afternoon competitiveness on Sunday afternoon and it certainly feels like we have made a good step forward today. Now we need to get our heads down before the well-deserved two-week shutdown so that we arrive in Spa as well prepared as we possibly can."
Toto Wolff, Mercedes Motorsport Director: "What an outstanding drive from Lewis this afternoon - he got a clean getaway and then executed the race strategy perfectly, including some really strong and aggressive overtaking moves when he needed to. He did a great job, just like the team with six clean pit stops for our drivers and the right race strategy. Nico lost positions on the first lap tangling with Felipe and then was making up places when his engine failed near the end of the race. That gave us a nervous few closing laps but we were able to bring Lewis' car home safely. We came into this weekend with a lot of discussion over how the new tires would affect us. We did our homework in practice, found the right set-up and managed to take a good step forward this afternoon with how we managed the tires in race conditions. It is only halfway through the season and our rivals have been consistently competitive while we have experienced some ups and downs in the first ten races. Our target for the second half of the year must be to consolidate our performance and deliver this kind of speed consistently. We are still the underdogs right now but we are on an upward trend and we will keep working hard. Thank you to everyone at our factories back in Brackley and Brixworth for their hard work and enjoy a well-deserved summer break. Congratulations as well to our customer sport team-mates who took victory for Mercedes-Benz in the Spa 24 Hours. It's been a good day for the three-pointed star!"
Nico Hulkenberg (11th): "The race was all right up until the second pit stop. I had trouble shifting from first to second gear. There is only a certain window where you are able to do that, otherwise it won't shift. That didn't work, it got hectic and somehow I must have released the button too early. Without the drive through penalty we could have clinched one point. Overall, our pace was ok, but not good enough to get into the points easily. Now I'm looking forward to the three weeks off, to get some sun and relax at the beach."
Esteban Gutierrez (DNF, Gearbox): "It was a pity what happened. We were on a good strategy and everything was running as planned. Unfortunately, we had to retire due to a gearbox problem. This is not really the best way to finish a race, but we did everything we could during the weekend. We had an engine problem yesterday and now the gearbox during the race, so this is something we have to look at to avoid it happening again. It is frustrating, but we need to stay positive and look forward to the next events, because we can see our performance has improved. The car felt very good up until that point, and I want to thank the team for all the effort it put in. Now we have to solve the issues we had in order to have trouble-free weekends."
Monisha Kaltenborn, Team Principal: "We expected to get one or two points today. Unfortunately, we knew early on this wasn't going to happen. Esteban had to retire because of a gearbox problem. Nico had a good race, however, an unfortunate issue with the pit lane speed limiter earned him a drive through penalty. This ruined any chance we had of getting into the points. On the positive side, we now know we are more competitive. We are optimistic going into the second half of the season."
Tom McCullough, Head of Track Engineering: "Starting from P12 and P17 on this kind of circuit always makes it a hard race. Unfortunately, Nico also lost positions on the first lap, having had a good start initially. He ended up P15 at the end of the first lap. With Esteban's car we had a gearbox problem, which we need to investigate. Unfortunately when exiting the pit lane, Nico had a problem with the activation of the pit limiter, resulting in a drive through penalty, therefore ruining any chance of points today. Going forward, we can take positives from the better tire management and pace we showed today. We'll return after the summer break more competitive than we started the season."
Force India-Mercedes
Paul di Resta (18th): "I made a good start and was very aggressive on the opening lap. I think I was up to about P12, but from there on it was difficult because I was struggling with the balance and tire performance. Without the speed we did not have the flexibility to make the strategy work and points were looking out of reach. Towards the end of the race the team called me to the pits because it seems we had picked up a hydraulic issue, similar to the problem with the other car. Over the summer break we will regroup, analyze things properly and take a fresh approach into the second part of the year."
Adrian Sutil (DNF, Hydraulics): "It's disappointing not to finish, especially as the race was coming back to me after a poor start on the medium tires. Just before my pit stop I had a problem with the gear shifts and I could not shift up any more. I came into the pits and it became clear we had a hydraulic problem so the team immediately told me to park the car."
Dr. Vijay Mallya, Team Principal: "It's not been the easiest of weekends for us and it's disappointing to come away from Budapest without any points. Adrian celebrated his 100th Grand Prix this weekend, but he remained out of luck in Hungary and had to retire early with a hydraulic problem. His strategy was looking good so he missed a chance of points today. Paul's race was quite straightforward, but we did not have the speed to make his three-stop strategy work – despite his superb start. With a few laps to go we noticed a similar hydraulic issue with his car and he also had to retire. With the next race coming up in four weeks' time, we will analyze our performance and work hard to recapture our form in Spa."
Pastor Maldonado (10th): "I had a really good start from P15 and made a few overtaking maneuvers during the race which were on the limit, which is especially pleasing as at this track it is very hard to overtake. The car felt consistent, maybe not as fast in the second and third stints, but very consistent. I really want to keep scoring points now and be even stronger during the second part of the season."
Valtteri Bottas (DNF, Hydraulics): "It's a shame to have my first retirement of the season as the goal was to finish every race, but there was nothing I could do today. We still need to investigate what happened but it felt like hydraulics as first I lost the power steering and then the engine. Today wasn't my best race but in general I feel I am improving all the time and looking forward to the second half of the season. Congratulations to Pastor and the team on claiming our first point, we now need to work hard to build on that when we return after the summer."
Xevi Pujolar, Chief Race Engineer: "We knew it would be a challenge with the high temperatures today, but we stuck to our three-stop strategy which worked well for us. Pastor made a great start which put him in straight into contention to fight for points. It looked like Perez was too far ahead towards the end, but with Rosberg's late retirement Pastor was able to collect an important point for us. Valtteri drove well but unfortunately had a hydraulic problem which caused him to stop on track. Our first point gives us a good motivation going into the summer break to come back even stronger for the remaining races of the season."
Laurent Debout, Renault: "We were a lot more competitive during all practice sessions this weekend and so we are very happy to score our first point. Pastor drove a great race finishing 10th while Valtteri retired with a hydraulic issue. We continue to make some significant progress and we are looking forward to scoring more points in the next few races."
Toro Rosso-Ferrari
Jean-Eric Vergne (12th): "A difficult race after we saw yesterday, particularly with Daniel, that the car has a good pace, but in the race we struggled and we could not match our usual rivals. I did what I could after a bad start, which meant I had to fight to get back to where I was. Beating my team-mate? It means nothing, especially when we are outside the points. I'd rather finish behind him inside the points. The holiday starts soon, but my focus is still on racing and I will be doing a lot of training to be in good shape to have a strong second half of the season. We still have a week to go when, along with the engineers, there will be a lot of work for us to do."
Daniel Ricciardo (13th): "Right from the start, it was clear we weren't really quick. I tried to hold position as long as I could but we were way too slow. I tried my best in terms of trying to maintain a good pace and look after the tires, but today it was not enough to go looking for points. We got a bit more out of the car in qualifying yesterday, but it's hard to repeat that for seventy laps. We struggled at Nurburgring as well, so the heat has got something to do with it. We could not match our competitors today, just lacking speed when we have a heavy fuel load, which is the opposite of what we tended to see with last year's car."
Franz Tost, Team Principal: "A difficult race for us, as it highlighted what appears to be our weak point at the moment, namely racing in hot conditions and with track temperatures exceeding 50 degrees, this was the hottest Grand Prix of the year. The opening stints were tricky on both cars, but towards the end, we picked up a bit more pace which saw us close on the Saubers and Force Indias. Hopefully, when we return to race in cooler conditions, we can once again get back in the points. However, there will be more hot races, so we must investigate ways of improving our car for these conditions. We have demonstrated again this weekend that the car is fast, as we secured a fifth consecutive top ten grid start, but of course there are no points for that. We still have one week to work before the enforced factory summer shutdown and we will be working flat out to ensure we come back in better shape for Spa."
Giedo van der Garde (14th): "I'm really pleased with today's race, for me that was the best race of the year and it's great to put in a performance like that before we head off for the August break. I think it shows that the plan we'd set for this season, about learning and improving race by race, is working as I was right on the pace we'd targeted until about six laps to go when the tires were pretty much gone. For most of the season my starts have been good and it was the same here. I was ahead of Bottas by the end of lap one and keeping pace with the pack until my first stop, going onto primes, on lap eight. The car felt good at that point and the tire management plan was going pretty well. I was making up time to the Williams ahead when we stopped for the second time on lap 28 and I was 19th when I came back out, well clear of both our nearest rivals. The goal today was to beat the cars we've been racing all year, so the second half of the race was really about consolidating the position we were in past the half-way point. Obviously the blue flags don't help us as we're having to race with one eye ahead and one behind, but we have to deal with them both on track and with the strategy, and I think the plan we had today was just about right. After the third stop I was about five seconds ahead of my teammate and knew I had to make the last set of mediums last until the flag, about 26 laps. I think the fact I was able to do that shows how my tire management is improving, and I think the mix of a good strategy and a decent performance in the car combined to make this best day in F1 for me so far."
Charles Pic (15th): "I started on the options on a two-stop strategy and by the end of lap one I was just behind Bottas with my teammate ahead of him. We'd originally planned to stop around lap 10 but the soft tires were holding up well so we extended the first stint to lap 13 so I could stay out, even though we knew it would be challenging with the track conditions today! After my first stop I came back out behind Bianchi and Chilton but passed them and started to make up time to Giedo who was then in 18th. Even though the track conditions were obviously very hot the first set of mediums was performing well and they held up for the distance we'd targeted for stop two on lap 38, by which point I was 18th. With that second stop successfully completed I had to make the tires last for the rest of the race, 32 laps in total, so I managed them as best I could and there wasn't really anything more I could do today."
Jules Bianchi (16th): "It was a very tough race today and we were struggling with the balance the whole time and having to work so hard to preserve the rear tires. All 70 laps were a bit of a battle to be honest. On the positive side we remained reliable in a race which is very demanding for the cars, bringing two cars home once again. My thanks to the Team for a good job, especially today with the pitstops and high temperatures. They did their usual strong performance. Now we head into the summer break and it is a time to both rest but also think about what we can do when we come back for the second half of the season. It is so important that we hold our ground to our competitors in order to achieve our objectives this year."
Max Chilton (17th): "A really tough day today for the whole team and easily the hardest race of my career. The track is challenging enough at the best of times, with little or no respite the whole lap - and there are 70 of them. Compounding things further for us was a real balance shift on the Medium tires, which we started the race on, and this eased only for a short while when we ran on the Soft tire for the second stint. This made it really difficult to drive the car for most of the race and at the same time try to manage the tire degradation, so it really took every ounce of concentration and energy. These problems lost us a lot of time and this put us into blue flags much sooner and for a much longer period of time, which then causes you to lose even more time and have to fight to make up what we could when we were in free air. With that in mind, I am pleased with my relative race pace under the circumstances. Now, in common with the rest of the pit lane, a well-deserved summer break is due for the Team so we can come back fighting in the second half of the season."
John Booth, Team Principal: "Given the pace deficit we saw yesterday in qualifying it was always going to be tough to make progress today. We knew we had to do something different on strategy but we didn't expect to drop back as far as we did on the Medium tire at the start of the race. The stints we were able to achieve today weren't quite enough to complete our planned two-stop race and so in the end we had to move to a three-stop race, which doesn't help the gaps shown on the timing sheet at the end. Overall a tough weekend and one we will want to move on from quickly. The next series of races coming up after the break will play to more of the strengths of our car and we will be pushing to ensure we learn every lesson we can from this race to come back from the break with renewed vigor. Finally I would like to thank the race team for their hard work in the heat today, we reacted well to the situations seen on track and the boys executed good pit stops, which was the most we could do."
Fastest lap: Mark Webber Australia Red Bull-Renault 1m 24.069s lap 61
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|Pam Arciero
Little Lizzy Hammertoe was a guest in an episode of Here is Your Life, in which a sneaker is reunited with the important figures in his creation. Lizzy was the first person to wear the sneaker when she was young. She is now grown up and an insurance salesperson from Manhattan, Kansas. Her face is never seen; only her voice is heard and her bare feet are visible.
- The way in which Lizzy is featured on-camera is also the same camera angle that Charlie the Ogre was featured in Tales of the Tinkerdee.
Community content is available under CC-BY-SA unless otherwise noted.


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Date: 04/22/2014
Company: InVisage Technologies
MENLO PARK, CA. (April 22, 2014) – As it readies its QuantumFilm™ Camera Sensor for launch, InVisage Technologies, Inc. today announced a new round of funding, two new leadership appointments and a first product sampling to select customers.
InVisage's $18 million round of funding brings the total amount that it has raised since its creation to more than $100 million. Investors include GGV Capital, Nokia Growth Partners, RockPort Capital, InterWest Partners, Intel Capital and OnPoint Technologies.
The additional funding enables InVisage to scale manufacturing capacity from its initial pilot production line to support high volume customers and further its mission to mass produce fast, thin, high performance cameras in ultra-small form-factors.
InVisage's QuantumFilm™ is the camera industry's most significant development since the invention of CCDs. Initially targeted at smartphones, QuantumFilm™ cameras produce, high-quality photos, even in extreme lighting conditions. InVisage has transformed the camera sensor by adding a thin layer of quantum dot film on standard CMOS wafers to produce high performance cameras that can be mass-produced leveraging conventional CMOS processes.
InVisage also expanded its leadership team with two new additions: Ephraim Kwok as CFO and Emanuele Mandelli as VP of Engineering.
Kwok brings more than 35 years of financial management experience, including over 20 years as a CFO. Between 2005 and 2012, he was the CFO of Alpha and Omega Semiconductor where he successfully completed a private round of financing, an IPO and two strategic acquisitions. During his tenure at Elantec Semiconductor, he successfully completed a follow-on public offering.
Mandelli has more than 20 years of image sensor, x-ray detectors and particle physics detectors experience. He began his career at the Lawrence Berkeley National Laboratory where he designed integrated circuits for high energy physics, space and medical instrumentation. He delivered the pixel readout modules for the Atlas CERN inner detector that eventually confirmed the Higgs boson theory. He then joined AltaSens, an early stage venture spun off from Rockwell Scientific later acquired by JVC Kenwood where he designed high end CMOS image sensors for cinematographers, television broadcasters and filmmakers.
"I am delighted to welcome Ephraim and Emanuele to the InVisage family," said InVisage President and CEO Jess Lee. "With the breadth of knowledge and experience they bring, Ephraim and Emanuele further strengthens our base in order to bring QuantumFilm™ products to market and ushering in a new era in cameras."
"QuantumFilm™ is one of the most exciting camera innovations we have seen in the last decade, as conventional CMOS sensors have hit an innovation wall," said Bo Ilsoe, Partner, Nokia Growth Partners and InVisage board member. "Jess has built a great team at InVisage and they are now bringing their highly differentiated products to the market."
InVisage also revealed that the first InVisage QuantumFilm™ image sensor has begun sampling to selected customers. For more up-to-date information, please visit www.invisage.com/blog.
About InVisage Technologies, Inc.
InVisage Technologies, Inc. is a venture-backed, fabless semiconductor company based in Menlo Park, Calif. that has developed QuantumFilm™, a breakthrough camera technology. Its first product captures high-fidelity, high-resolution images from mobile devices such as camera phones and digital cameras. Founded in 2006, InVisage Technologies is venture funded by GGV Capital, Nokia Growth Partners, RockPort Capital, InterWest Partners, Intel Capital, and OnPoint Technologies. More information is available at www.invisage.com.


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Tuesday, October 8, 2013
On Saturday, October 12, the British Iles Family History Society of Greater Ottawa, will present And a Brother Who Went to Australia? at 10:00 am by Chris MacPhail.
Chris MacPhail's maternal grandfather was a Home Child who immigrated to Canada from Scotland with an elder brother in the 1880s. A family anecdote suggested that there may have been another brother who went to Australia. Chris will describe his efforts to verify the story, and the new challenges raised by some of the things learned.
You can listen to an interview with Chris at http://www.bifhsgo.ca/cpage.php?pt=106
Arrive early and take in Before BIFHSGO from 9:00 - 9:30 am to listen to Exploring the Find My Past Website by Judy Thamas, and from 9:30 - 10:00 am there are the Discovery Tables and Lesley Anderson will be there to help you Get Help with Ancestry.ca.
The BIFHSGO is http://www.bifhsgo.ca/
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This is William Galvin's first appearance on the IA 25. Click here to view the complete list and Special Report schedule for extended profiles for each of the 2013 IA 25 honorees.
Since taking on an additional 139 advisors with $6.6 billion in assets under the Dodd-Frank "switch," Massachusetts has "been able to do what the Securities and Exchange Commission hasn't"—adequate examinations of those advisors, said William Galvin, Secretary of the Commonwealth of Massachusetts and its securities regulator.
Since last June, when advisors with assets of between $25 million and $100 million under management were required to switch from federal to state jurisdiction, Massachusetts has already examined 40% of the new firms under its purview, Galvin said, and has already "gotten a better feel for the nature of their businesses."
For instance, while about 15% of the new advisors custody assets, Galvin said, Massachusetts examiners found that some advisors "were not reporting having custody of client assets over which they serve as a trustee or executor," which under Massachusetts law must be included in total assets under management. When advisors are trustees they have a "different level of authority," and "can move funds out of [a client's] account," setting up a "different relationship" with the client, he said.
Indeed, with a total of 929 advisors under its belt—720 of which say Massachusetts is their primary place of business—Galvin said Massachusetts has "repositioned" exam personnel to be more efficient and to help create economies of scale when it comes to examining advisors.
While still in the early stages of taking on the added advisors, Galvin said the state hasn't noticed any "inherently evil" practices from those advisors. "We don't want to be burdensome" on these advisory firms, he said, most of which are small businesses. In fact, he said, "it's the people who aren't registered" that present the biggest problems for the state.
But Galvin is no softy when it comes to reining in wrongdoers–quite the contrary.
In late March, Galvin floated a proposal to require criminal background checks for advisors registering in the state—a first for any state regulator. The comment period expired on May 15.
Galvin said in issuing the request for comment that his division "believes that it is in the public interest and for the protection of investors to conduct criminal background checks of those individuals seeking IAR registration in order to ensure that the applicant is not subject to a statutory disqualification and has truthfully and accurately disclosed any criminal background required on Form U-4."
In February, Galvin told the SEC to ban the use of mandatory pre-dispute arbitration clauses in the contracts of RIAs, saying that such clauses may not be in the best interests of clients and that they may even be "inconsistent with the fiduciary duty that advisors owe their customers."
Indeed, the long list of recent enforcement actions proves Galvin is one of the most active state regulators in cracking down on wrongdoers.
Galvin said that even though his state has shared jurisdiction with the SEC, "we might not wait for the SEC if it's an egregious situation."
A vocal proponent of putting brokers under a fiduciary mandate, Galvin said he wants "to see the SEC start moving" on its fiduciary rule.


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Posted by Editoress on 02/15/12
DT Swiss is proud to announce Suspension Werx in Vancouver, BC as its newest factory authorized suspension center for 2012 in Canada.
Functioning as a full-fledged DT service center, SuspensionWerx will provide assistance and support on the entire range of DT Swiss suspension products. Additionally, all DT Swiss manufactured OEM suspension including Scott products are included within this agreement.
"DT Swiss is committed to find the best possible service solutions available for the Canadian market and our products. James at Suspension Werx fits perfectly with our plans, our organization and our goals," said Creig Hart, Director Of Sales for DT Swiss. "James is highly regarded throughout North America for his skills and knowledge when it comes to suspension. We're really excited to have him represent us in Canada."
James Downing, owner of SuspensionWerx adds, "DT Swiss has a reputation of producing some of the highest quality components in the bicycle industry. We take pride in servicing the products we truly believe in and are very excited to be working with a company of such high standards as DT Swiss. We are looking forward to providing our expertise and a high level of customer service, to DT Swiss suspension owners across Canada."
SuspensionWerx in North Vancouver, BC is owned by James Downing. He has been working as a professional in the bicycle industry for over 20 years, and has specialized in suspension for the past 10 years. James started SuspensionWerx in 2008 in response to the demand for personalized professional suspension service.
Suspension Werx (778) 340-2013
Press release
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Property auctions
February 2 at 4pm at the Nelson County Courthouse
Property: 1.4 acres at 388 Clark Hill Lane, Schuyler
Debtor: Jennifer L. Roberts
Amount owing: $90,000
Bidder brings: $9,000 or 10 percent of the sales price
Info: Shapiro & Burson 757-687-8822
February 3 at 11:30am at the Albemarle County Courthouse
Property: 3.69 acres at 1910 Secretary's Road, Scottsville
Debtor: Stephan A. and Brenda K. Via
Amount owing: $80,879
Bidder brings: $8,000 or 10 percent of the sales price
Info: Shapiro & Burson, 757-687-8822
February 7 at 10am at the Albemarle County Courthouse
Property: 5,155 sq. ft. at 1670 Royal Oak Court, Village Homes of Mill Creek
Amount owing: $133,000
Bidder brings: $5,000
Info: Kevin R. Hildebeidel 703-352-9064
[This compilation was culled from published accounts of auctions scheduled by creditors. Such plans may change if the alleged debt is satisfied.]


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NISE Network product
A brief list of select nano resources for reference, a gentle introduction to nano, as well as some children's books suitable for read-aloud story-times or to augment another program.
Product category
Download link
Select Books About Nano3.63 MB
Nano Books 2008 Formative Evaluation725.33 KB
Nano Content Map
Nanometer-sized things are very small, and often behave differently than larger things do.
Developed for the NISE Network with funding from the National Science Foundation under Award Numbers 0532536 and 0940143. Any opinions, findings, and conclusions or recommendations expressed in this product are those of the authors and do not necessarily reflect the views of the Foundation.
Development Process
NISE Network products are developed through an iterative collaborative process that includes scientific review, peer review, and visitor evaluation in accordance with an inclusive audiences approach. Products are designed to be easily edited and adapted for different audiences under a Creative Commons Attribution Non-Commercial Share Alike license. To learn more, visit our Development Process page.


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Christmas In The Park & Tinsel Trail
Name: Christmas In The Park & Tinsel Trail
Date: December 7, 2018
Time: 6:00 PM - 9:30 PM CST
Website: http://www.arab-chamber.org
Event Description:
Visit Arab City Park to enjoy more than 2 million holiday lights in one of North Alabama's largest Christmas light displays. Includes animated displays.
Walking tour only


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The Undergraduate Council's Education Committee hopes to combat high textbook costs this semester through several new student and faculty initiatives.
According to the Education Committee's Chair, Scott Ely '18, the committee plans to work with professors to reduce costs for courses that require expensive textbooks. They also hope to increase the supply of course materials available in libraries.
Committee Vice Chair Evan M. Bonsall '19 said the committee, in its first meeting of the academic year last week, discussed the recent introduction of mandatory $132 textbooks in Economics 10: "Principles of Economics" as a recent case in which expensive course materials have posed a financial burden to students.
Bonsall said that, although the committee is now addressing expensive textbooks by speaking with faculty members who teach courses with high costs, students also need more sustainable solutions to keep course materials affordable. To that end, they plan to start a student-run book exchange to provide easier access to used books.
Harvard students can currently use the Facebook group "Free & For Sale" or websites such as Amazon.com to buy used or cheaper versions of course materials, but affordable prices are not always guaranteed.
The problem of high textbook costs is not a new one. For the 2014-215 academic year, the average cost on a student for a year of books was estimated at $1,217, according to the Financial Aid office.
Read More: http://www.thecrimson.com/article/2016/ ... itiatives/
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