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David Brooks delved deep into his storage locker of misinformation to tell readers that the idea of blaming the richest 1 Percent for the country's problems is just silly. He told us that the really big ideas aren't about reversing the upward redistribution of income from the top, they are from centrists who want to do things like cut our Social Security and make us pay more for health care. Let's have some fun with Mr. One Percent.
First he begins his piece by telling us:
"The U.S. economy is probably going to stink for a few more years. It is beset by short-term problems (low consumer demand, uncertain housing prices, too much debt) and long-term problems (wage stagnation, rising health care costs, eroding human capital).
Realistically, not much is going to be done to address the short-term problems, but we can at least use this winter of recuperation to address the country's underlying structural ones."
In other words, Brooks wants all those people who are unemployed and losing their homes to just suck it up. Nothing is going to be done to help you: get over it.
And why is nothing going to be done to help the 26 million people who are unemployed, underemployed or have given up looking for work altogether? The reason is that people like David Brooks and rest of the 1 Percent don't give a damn about you.
We do know how to do something about unemployment. According to research, the stimulus worked just about exactly as planned. It was designed to create 2-3 million jobs in a context where the economy needed 10-12 million jobs. There is no economic reason why we can't go the route of more stimulus -- aid to state and local governments so they don't have to lay off school teachers, infrastructure spending, youth jobs programs etc. -- it is just powerful people like David Brooks who don't want us to do anything.
The Fed could also be more aggressive. For example it could move to deflate the debt that millions of households face from mortgages and student loans. This would mean following the path advocated by Ben Bernanke for Japan's central bank when he was still a professor at Princeton; deliberately targeting a somewhat higher rate of inflation (e.g 4-6 percent).
And of course we could go the work sharing route. With no better growth than us, Germany has used work sharing to bring down its unemployment rate to below its pre-recession level. If we can't raise the demand for labor by making the economy grow, then we can just share the work that we have.
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This is all pretty simple, but David Brooks and his 1 Percent friends have already decided that they aren't going to let any of this happen. The 99 percent are just going to have to suck it up and protesting on Wall Street isn't going to make a difference.
Not only does Brooks want to tell the 99 percent that the 1 Percent are not going to allow anything to happen that will help them, he tells readers that they better not blame the 1 Percent for this situation:
"Unfortunately, almost no problem can be productively conceived in this way. A group that divides the world between the pure 99 percent and the evil 1 percent will have nothing to say about education reform, Medicare reform, tax reform, wage stagnation or polarization. They will have nothing to say about the way Americans have overconsumed and overborrowed."
Of course this is not true, even if the media rarely give attention to the views of the 99 percent. The reason that Americans "overconsumed and overborrowed," was that we had a huge housing bubble. As every graduate of an intro economics class knows, people will spend based on their housing wealth. The $8 trillion bubble led people to spend vast amounts of money, exactly as economic theory predicts.
That bubble was easy for people not in the 1 percent to see, and it was entirely predictable that its collapse would lead to an economic disaster, but Alan Greenspan, Ben Bernanke and other people in the 1 Percent who had the responsibility for managing the economy opted to do nothing. This could have been due to astounding incompetence or it might have something to do with the fact that people in the 1 Percent with names like Angelo Mozilo, Richard Fuld, and Robert Rubin, were making money hand over fist off the mortgages that financed the housing bubble. In any case, this economic disaster was 100 percent due to the greed and/or incompetence of the 1 percent and was 100 percent preventable.
The other items on Brooks' list also have an awful lot to do wiith the greed of the 1 Percent and corruption of the political system. In the case of health care, we pay more than twice as much per person for our health care as people in any other wealthy country. The reason is that the richest 1 Percent -- executives in pharmaceutical and insurance companies, hospitals and highly paid medical specialists -- all make huge sums off our health care system. If we paid the same amount per person as people in any other country, our long-term budget projections would show huge surpluses, not deficits.
Education reform, in the sense of students learning in school, will fare much worse with Brooks' period of a stinking economy. When people lose their jobs and their homes they cannot provide the sort of stable environment that children need to do well in school. And of course wage stagnation and polarization has everything to do with the trade and regulatory policies that the 1 Percent have adopted to redistribute income upward.
In fact, the 99 percent-1 Percent divide has almost everything to do with current situation. But, David Brooks' 1 Percent status depends on him telling people the opposite twice a week in the NYT. You might as well learn to enjoy Brooks' ill-informed semi-weekly diatribes, realistically, not much is going to be done to address the situation.


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Academic Enhancement Program hosts Mock Trial for middle school students
March 14, 2013
The law school hosted nearly 90 middle school/high school students at its 8th annual Lewis & Clark Diversity Pipeline Mock Trial on March 9th. The program is developed and hosted by the law school's Academic Enhancement Program with additional support from a grant from the Law School Admissions Council (LSAC). The program engages law students, law alumni, college students, and middle school students in a one-day mock trial exercise.
"We divided into 10 teams and ran 5 simultaneous mock trials on the timely topic of bullying. We situated our case in the magical world of Harry Potter!" said JB Kim, Assistant Dean for Diversity & Academic Resources. "We are grateful to have had a great community showing–we had 40 attorney and law student volunteers, and 7 volunteers from the College of Arts & Sciences."
"We are really proud of this annual event," said Assistant Director Heather McCambly. Our volunteers tell us that it gets better every year. It was fun, a little loud, and really rewarding for everyone involved."
One participating 9th grader summed up the student response to the mock trial: "I really liked this trip. It inspired me to do good in school and push myself to come to a college like this. The students from this school are very helpful!"
Participating students come to Lewis & Clark through partners at local TRiO programs, which are federally funded to encourage youth from diverse and underrepresented backgrounds to go to college. Along with the mock trial experiences, the middle school students also tour the campus of the college of arts and sciences, and participate in a Q&A discussion panel with law students and attorneys at the end of the day. The panel was hosted by Rasheid Light, College of Arts and Sciences Associate Dean of Admissions.
Each participant was also sent home with a bag of "swag" donated by local partners including Bonneville Power Administration, Bullivant House Bailer, Davis Wright Tremaine, NELA Cener for Student Success, Perkins Coie, Oregon State Bar, Schwabe, Williamson, & Wyatt, and Westlaw.

subset: commoncrawl


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{Fiction} The Scar Maker
"I'll scar you for life." That was The Scar Maker's professional promise. Then he'd add, "I'll make you interesting. For just $69.99." He launched this business venture once tattoos ceased to be edgy. Tattoos, he realized, were no longer badges of youthful rebellion. They were time stamps of faded youth.Fiction, Literature


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ESSAY- First stone: Why I won't be protesting John Yoo
Almost the minute the announcement that the Justice Department ended the possibility of censuring lawyers who wrote memos backing extreme measures to question potential terrorists in the immediate wake of 9/11, my email box began to fill with pitches from liberal groups seeking money to fight that so-called travesty and pitches from conservative groups seeking money to stop persecutions of such patriotic Americans.
Now, even before I read in my local newspaper that memo-writer John Yoo will speak March 19 at UVA, the liberal groups were asking me to join in protesting his right to speak– and to give them money. By the next day, the conservative groups were after my checkbook as well.
While my checkbook will stay closed, I'd love to hear Yoo's reasoning in the Miller Center of Public Affairs' brilliant "Forum" for writing those memos which were used to condone waterboarding. But I don't want to be part of a circus, and I'm sure that's exactly what will become of both of Yoo's Charlottesville appearances.
President Obama was right, I submit, in trying to put behind us whatever torture, or not, the CIA performed and whatever the Justice Department approved against potential terrorists following 9/11. Whatever "they" did, it was not in the category of our enemies' brutality and it was done with the hope, fulfilled or not, that it would save another horrific attack on this country.
A generation ago we didn't destroy the reputation of Franklin Delano Roosevelt for rounding up 22,000 American citizens and immigrants who had no connection to anything and herding them in concentration camps for four years. We didn't persecute the WWII soldiers in the firing squads who gunned down alleged German saboteurs after their convictions in military tribunals and after undergoing what was surely torture.
The thesis of Yoo's book, Crisis and Command– that the executive branch gains power during national security emergencies– after all, is a no-brainer to anyone who studies even basic American history. Woodrow Wilson and Abraham Lincoln got away with suspending habeas corpus during their respective national security crises and, even without a crisis, Teddy Roosevelt forced Congress to appropriate a massive increase in naval funding.
Yes, mistakes were made by the Bush Administration. Mistakes are always made. FUBAR is a World War II term. SNAFU is from before that, and there is not a single citizen in the country who can't point to some governmental stupidity, some governmental screw up.
But the way our nation presently goes into attack mode against ourselves– from rabid bloggers, to attack journalism, to politicians looking to appease interest groups, to lawyers seeking contingency fees, to groups seeking donations– we have gotten to the point of punishing ourselves for the overzealousness of the few. We are driving good people away from public positions by our vicious finger-pointing at the "crime" of being wrong, confused, or simply having to act without enough facts.
We know in our own lives that situations are never black and white. But we presume, somehow, that attacking someone who made a governmental decision, perhaps the wrong one, will lead to better government. Instead, it leads to worse government because only the rabid, true believers from the far left or right take future chances of being in compromising positions while the investigations leave most bureaucrats with masses of paper to analyze when time– or common sense– might be of the essence. The one thing all of us, from all political stripes, should have learned from Iraq is that everything is confusing in The Middle East; that "right" may even have the same definition as "wrong."
When America needs rational, realistic thinking today, instead we get the blame game. The fastest email might get the money but all of us get screwed.
How many good, competent, caring people are not going into government today because they know some future decision might plaster them with unfathomable hatred?
How many bureaucrats don't act rapidly because they have hundreds of pages of instructions to look through before actually doing what can't be blamed as either over- or under-zealous?
I'm not a Christian, having only spent time a few hours in church for weddings and funerals in the last 40 years, but Jesus was right when he said: "He who is without sin, let him cast the first stone."
When Yoo speaks March 19, let's try to remember Christ and even more to the point, try to remember what Winston Churchill said when he kept Neville Chamberlain, and others who had brutally mocked his war preparation message, in the British government during the dark days of 1940:
"If the present tries to sit in judgment on the past, it will lose the future."
Randy Salzman taught media law for 20 years. Now, he lives in Charlottesville and writes about transportation when his transportation ideas aren't being written about.


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So, how safe is your Doo-Doo? This installment of Reggie Middleton on the Asset Securitization Crisis (part 17) is more consumer orientated, and attempts to reveal who the riskiest banks are in the Doo-Doo 32 list that I have compiled. This should be telling, for the list itself is comprised of banks that are basically knee deep in Doo-Doo, hence the moniker (for those that didn't get it). Below is where we stand in the Asset Securitization Crisis as of this article (this may even be the makings of a best seller in the fact is stranger than fiction department of Amazon, publishing companies - you know what to do ).
The Asset Securitization Crisis Analysis road-map to date:
- Intro: The great housing bull run - creation of asset bubble, Declining lending standards, lax underwriting activities increased the bubble - A comparison with the same during the S&L crisis
- Securitization - dissimilarity between the S&L and the Subprime Mortgage crises, The bursting of housing bubble - declining home prices and rising foreclosure
- Counterparty risk analyses - counter-party failure will open up another Pandora's box (must read for anyone who is not a CDS specialist)
- The consumer finance sector risk is woefully unrecognized, and the US Federal reserve to the rescue
- Municipal bond market and the securitization crisis - part I
- Municipal bond market and the securitization crisis - part 2 (should be read by whoever is not a muni expert - this newsbyte may be worth reading as well)
- An overview of my personal Regional Bank short prospects Part I: PNC Bank - risky loans skating on razor thin capital, PNC addendum Posts One and Two
- Reggie Middleton says don't believe Paulson: S&L crisis 2.0, bank failure redux
- More on the banking backdrop, we've never had so many loans!
- As I see it, these 32 banks and thrifts are in deep doo-doo!
- A little more on HELOCs, 2nd lien loans and rose colored glasses
- Will Countywide cause the next shoe to drop?
- Capital, Leverage and Loss in the Banking System
- Doo-Doo bank drill down, part 1 - Wells Fargo
- Doo-Doo Bank 32 drill down: Part 2 - Popular
- Doo-Doo Bank 32 drill down: Part 3 - SunTrust Bank
This installment in the series is a little different. Here's why.
This series was started as a check and balances macro study to either support or debunk my wide ranging shorting of the US, Asian and European banking system (that's right, I believe global banking is F@#$%@, and I am willing to put my money behind my convictions, not to mention publish them across the web) and real asset related companies. The series became quite popular, and a few people have asked me if I thought their particular bank was safe, should they withdraw their funds, etc. I, as a rule, absolutely do not give out advice to the public. Even if I did I don't think anyone should be taking that type of advice from a blog, but I don't give it anyway. I even shy away from giving my opinions on certain matters because I don't want to be responsible for yelling "Fire!" in a crowded theater. Then I came across this article in the WSJ: Memorandum Agreement With Regulators Effectively Puts Banking Unit on Probation, excerpted below -
National City Corp.'s banking unit, which has been buffeted by rising bad loans, has recently entered into a "memorandum of understanding" with federal regulators, effectively putting the bank on probation.
The confidential agreement with the Office of the Comptroller of the Currency was entered into over the past month or so. It illustrates the growing regulatory pressure some financial institutions are under as they struggle to deal with fallout from the credit-market turmoil.
Under such agreements, which are entered into privately and aren't publicly disclosed, banks are given an opportunity to work with federal regulators to address serious financial problems without triggering alarm among depositors.
The terms of the agreement with National City aren't known. However, regulators usually urge banks to maintain adequate capital and improve lending standards...
... National City probably isn't alone in operating under such a memorandum of understanding. Regulators, hoping to fend off a wave of bank failures, have been pushing lenders to raise more capital, curtail their growth, and improve their risk-management and underwriting practices. Banking experts estimate that a handful of midsize banks recently have entered MOUs.
Such MOUs are agreements between regulators and bank management. They are considered serious and are fairly rare, though it is even less common for a bank to face a public enforcement action. If a bank receives a nonpublic enforcement action and then resolves all of the issues in a timely manner, regulators would likely never disclose the sanction publicly.
If a bank fails to comply with an informal enforcement action, regulators can bring more-severe penalties -- often publicly -- to clamp down on a company's management or operations...
I pointed out to my regular blog readers that this bank and most likely quite a few others touched by the OCC (federal oversight agency for banks) are on my Doo-Doo list . I received a few more inquiries, and thought to my self, "If it were my money in the banks, I would want to know if it was in trouble." So, after blogful ruminations, I decided to approach this from more of a consumer perspective than an investment one.
Let me explain the five major tenets of the sickness troubling banks these days.
- An absolutely horrible macroeconomic environment with the convergence of a downward banking business cycle, a bear market approaching, and recession.
- Rapidly depreciating assets borne from excesses during the recent real asset and credit bubble.
- High levels of these rapidly decreasing assets on (and off) the books of many banks
- High levels of leverage (the highest historically) used to purchase the aforementioned. Leverage which exacerbate both profit and loss (we are in a loss moment, now). The combination of this high leverage and the prices paid for the assets mentioned in point 2 create an INSOLVENCY trap for companies that attempt to reduce risk by delevering (ala Lehman Brothers or Citibank). When in this situation, the only way to reduce risk is to realize significant losses (and some banks are trying to hide them).
- Thin profit margins that are beyond the ability of the government to help. The banks can't earn their way out of this one.
This all basically leads to insolvency if not corrected timely.
This is an insolvency issue, not a liquidity issue! I have been banging the table on this for almost a year...
As concluded in the bullet list above, the trifecta of diminishing margins, increasing insolvency, and high leverage leads to a sick bank. I would like to delve deeper into each symptom and side effect in order to identify the sickest amongst the Doo Doo.
Insolvency exists for a person or organization when total financial liabilities exceed total financial assets. Financial and real estate institutions that have binged on overvalued risky assets at the top of a bubble, paying for said assets via highly leveraged credit, are now facing the effects of the devaluing of those assets and that devaluation being applied against the excessive debts that have been accumulated to buy those assets when they were bubblicious. Although the Fed appears to by trying to use excessive liquidity through rate reductions to re-inflate risky asset prices (the rate reductions bypass the debt, and only inflate asset prices) in a bid to make these institutions more solvent, the process is backfiring. The assets that weren't binged but are relied upon for daily consumption are inflating, but the speculative real assets that were at the heart of the problem are still devaluing against a mountain of debt. Lots of debt, diminishing collateral. Whoa! Click any graph to enlarge to a full page, presentation quality print .
Solvency ratios
There are a variety of ratios and metrics floating around that attempt to measure the risk of failure in banks. The Texas ratio has received a lot of media attention lately, and is simple and straightforward. It is a measure of a bank's credit troubles, developed by Gerard Cassidy and others at RBC Capital Markets. It is calculated by dividing the value of the lender's non-performing loans by the sum of its tangible equity capital and loan loss reserves.
In analyzing Texas banks during the early 1980s recession, Cassidy noted that banks tended to fail when this ratio reached 1:1, or 100%. He noted a similar pattern among New England banks during the recession of the early 1990s.
As you can see, some of the Doo Doo banks have 6/10th's of their feet in the grave already. To be realistic in today's environment of high leverage and structured products, a Texas ratio of 100 is unlikely. A bank that even got close to 1o0 would be out of business before it got there. Case in point is Countrywide, at a 40% ratio, is only still in existence due to a proposed acquisition by another troubled bank. Huntington Bancshares, at 60%, is literally the walking dead and is assuredly on some (if not many) government entity's watchlist.
Looking back over the last two quarters, one can notice significant jumps in this ratio for the entire spectrum of banks on the Doo Doo list. These spikes are quite significant in most cases, and are fairly consistent, in that they are for several quarters and not a one time phenomena.
Leverage Significantly Exacerbates Solvency Problems, and Ladies and Gentlemen We Have Solvency Problems
To quickly recap how this leverage works let's revisit "Banks, Brokers, & Bullsh1+ part 2" wherein I breakdown the layered effects of leverage on Morgan Stanleys books.While commercial banks are generally less levered then investment banks, the effects of leverage and the multiplier effect of cascading losses remain the same. I urge all who are not familiar with it to peruse the afore-referenced link.
In the graph above, notice how the banks in question are bringin leverage down and realizing substantive losses in the process. The standout is Citigroup, who in essence is bringing large swaths of assets on balance sheet that were off. Citi is simply coming clean on past leverage, and not truly increasing it.
Bernanke comes to the rescue that doesn't
Federal Reserve chairman Ben Bernanke has spearheaded the most aggressive rate cutting and monetary policy action in the history of this country. He has reduced the effective federal funds rate by nearly 50% in just 5 calendar quarters, from an already relatively low 5.3% to 2.6%.
History's most aggressive rate cutting does nothing to help sick banks. As a matter of fact, some of the banks got sicker after the rate cuts. For those not familiar with bank numbers and net interest margins, let's look at it from a manufacturers perspective. Banks inventory can be equated to capital. Banks borrow to get inventory, just as manufacturers borrow to get physical inventory. The banks, and the manufacturers must pay interest on these loans. So, let's say the manufacturer has to buy inventory (bank's capital) for $5 each to make widgets. The company then sells widget inventory items at $5.20 each retail. This gives the manufacturer a 4% profit margin (the manufacturer must turn the borrowed money into product, where the banks can actually use the borrowed money as product). Now, the manufacturer runs into trouble because he bought 40 million too many widgets due to his belief the whole world would go on buying more widgets then it needed, and could afford, forever. So, the government comes to bailout out,,, oh, sorry about that, apply monetary policy to the situation and subsidizes the cost of said widgets to the manufacturer by 50%. That's right, the government takes 50% off of the manufacturer's widget costs so the manufacturer will have more profit in order to dig himself out of this hole from which he so aptly and skillfully dug himself into.
But, guess what's happening? Contrary to all of the "know it all" pundits, arm chair investors and ivory tower economist's preachings and teachings (no disrespect intended towards "know it all" pundits, arm chair investors and ivory tower economists) the manufacturer still can't make money and his profit margins are remaining the same, or even going down in some cases. Click any graph to enlarge to a full page, print quality presentation.
The primary reason why the Fed's lowering of the interest rates is not helping the banks is because monetary stimulus via discount windows and low interest rates can solve liquidity issues, which the banks have - but the banks liquidity issues stem from INSOLVENCY, and illiquidity. Thus, all the Fed is doing is taking a pricey, risky (inflation and weakening currency that pisses off our trading partners) and volatile band aid and applying it to deep and gushing wound. Those band aids with the pretty colors do indeed tend to make Mama's baby's little boo-boo feel better, but from a scientific perspective do very little in regards to addressing deep puncture wounds.
Thinning Margins are Impervious to the Medicinal Elixir of Low Interest Rates Proffered by the Fed. Unfortunately Inflation is not!
This is an example of what a healthy response to the Fed's rate cuts should look like. As the funding rates (which are the primary expenses for commercial banks) drop the profit margins in the capital intensive businesses should expand (net interest margins). As you can see, JP Morgan took full advantage of the Fed's bailout-i-licious actions, although as you can see we seem to be hitting a point of diminishing returns. Let's see how the banks on the Doo-Doo 32 list have fared under this rather generous environment created by the Fed Chairman.The Fed Funds rate has dropped 225 basis points over the last 5 quarters, nearly halving bank's funding costs. As the most prescient among you have already surmised, we have a slew of sick banks, and they seem to have actually choked on Dr. Bernanke's thin rate elixir. Oh Uh! Heavens to Mercutroids! Whatever will we do when the Fed can no longer rescue the banking system by dropping rates??? Oh my....
Keep in mind that if the Fed is forced to raise rates for whatever reason, the marginal banks on the Doo-Doo list are toast.
A visual depiction of margin health among Reggie Middleton's Doo-Doo 32 is below. Remember, these banks have a multi-dimensional problem set. Even though some may be doing relatively well via interest margins, they are getting killed in mark-to-market losses, credit risk exposures, etc., and vice versa.
The Visual Doo-Doo
|Y-o-Y share price
|Chg in NIM (1Q08/1Q07), FF:-2.25%
|Texas ratio
|Tangible Equity/Assets?
|Watch your money!
|Huntington Bancshares
|Watch your money!
|Watch your money!
|National City Corp
|Watch your money!
|Countrywide *
|Highly Suspect!
|Popular Inc
|Highly Suspect!
|Fifth Third Bancorp
|Approaching the brink!
|Very Sick Bank
|First Horizon
|Very Sick Bank
|Wachovia Corp
|Very Sick Bank
|Synovus Financial Corp
|Very Sick Bank
|Marshall & Ilsley
|Very Sick Bank
|Regions Financial Corp
|Sick Bank
|Sick Bank
|Wells Fargo
|Sick Bank
|First Charter
|Sick Bank
|M&T Bank Corp
|Sick Bank
|Associated Banc
|Sick Bank
|BB&T Corp
|Sandy Spring Bancorp
|Sick Bank
|Sovereign Bancorp
|Sick Bank
|Zions Bancorp
|Sick Bank
|U.S. Bancorp
|Harleysville National
|Sick Bank
|Bank of America
|Sick Bank
|TriCo Bancshares
|Sick Bank
|Nara Bancorp
|Thinnest Capital in Class
|JPM Chase
|Glacier Bancorp
|Sick Bank
|Capital One
|Sick Bank
|CVB Financial


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RS-240, 3818, Centro
Portão, RS
Telefone: (51) 3562-2402
Avenida Henrique Bier, 1480, Campina
São Leopoldo, RS
Telefone: (51) 3592-3006
(51) 3590-3446
(51) 3592-0655
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It's SP-STUDIO's 10th anniversary!
This month the contest's topic is: 10 YEARS SP-STUDIO!
And this contest is just the beginning...
I know it is a very free topic, but I hope you can deal with it. You can interpret it the way you like. You could show yourself in front of the computer, design a birthday card, show what a "SP-Studio party" should look like or what you like most about this website. Or you can just upload your favorite SP-Studio picture of the past 10 years (as long as you haven't used it in a contest yet). This time I will not delete pictures for not "fitting the topic". That's my birthday gift to you ;). But please add a description or title that shows why you picked your picture for this topic.
- The picture must be created at sp-studio.de and submitted here till May 15th, 11:59 PM (GMT+1).
No editing with additional software! No effects, color change, zooming. Just SP-Studio pictures.
New rule: You are allowed to rotate the picture.
- Add a fitting English title & description (optional). You can link to reference pictures. No text like "VOTE!!!".
- If you upload more than one picture for a contest the newest counts and the others are deleted.
- When the voting starts registered users can rate the pictures (1-5 stars) till May 31th.
- Vote fair! Don't manipulate results by telling friends to give you 5 stars and others 1 star or you will be banned.
1st place: Make a wish for a new SP-Studio item and I will draw and include it within a month (at least I try ;)).
1st to 5th place: You win your own User Gallery. If you already have one you can upload 30 more files to it now.
Janina's Choice: I might pick one additional person, if I think he/she deserves a user gallery. The score doesn't matter.
Good luck! I am looking forward to your birthday pictures!


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Special edition: 99th Fighter Squadron - 'REDTAILS'.
Superbly hand-painted by a UK artist, these special edition bags are available in very limited quantities. Specially chosen for its fame in WWII, the 99th Fighter Squadron was part of the famous 332nd Fighter Group otherwise known as the 'Redtails'.
Made from a strong, 100% cotton canvas, the USAAF kit bag is an exact reproduction of the early-war version in the correct pale olive-drab shade.
It will easily hold a leather flight jacket, along with plenty of other items. For short-stay trips it's a must - big enough to carry all you need, but small enough to classify as 'carry-on' baggage on a flight.
You can also personalise your kit bag by having an authentic name tag strip stencilled and stitched on white webbing tape - just like the originals!
NOTE: Items that are personalised with insignia, are non-returnable


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|Courtesy: Unknown
Josh: "Sir, if the House successfully overrides the veto, we're gonna look weak."
President Bartlett: "If the House successfully overrides the veto, we ARE weak."
---"On the Day Before", The West Wing
For whatever reason, the above quote always leaps to mind when i hear people talking about Marlon Byrd.
I'm tired of Marlon Byrd. He's a 36-year old outfielder with a career slash line of .276/.335/.424 and an IPED rap sheet. And, yet, one of the current narratives permeating Reds Nation is that the failure to claim him off of waivers from the New York Mets will sink the season.
There are some who think the Reds should have claimed Byrd and paid the cost to acquire his services. There are others who think the Reds should have claimed Byrd just to prevent the Pirates from getting him.
The problem with the former is that the Reds may have lacked the assets, and the willpower, necessary to get it done. The problem with the latter is that it's damn hard to do.
Whether you can chalk it up to Dusty's loyalty to his guys, the organization's concern over upsetting locker-room chemistry, or maybe Walt being concerned that Byrd's late-career resurgence and power spike are due to something other than just clean living, the plain fact of the matter is that the organization simply didn't have any interest in Byrd. It's impossible to know why. This is a situation where the front office may be basing its decision on information that people outside the organization simply don't have. Or, maybe, like me, they just aren't that high on him.
As for claiming Byrd just to block him from the Pirates, that's not as easy as it sounds. It's common practice for teams to place the vast majority of their players on revocable waivers after the trade deadline. If a player of value is claimed, then the team simply pulls them back off waivers. So, there are a LOT of players on waivers, which makes the task of deciding which players to try to block a challenge. If you choose wrong, then you could get stuck with a player (or two) that you really don't want. That happened recently with the Giants and Cody Ross and more famously with the Padres and Randy Myers. It's obviously more damaging if the claimed player has a large contract, but even if the monetary hit is minor the team still has to clear up a roster spot for him. And, if you are trying to block multiple players, then you might end up needing to clear multiple roster spots.
Here's what MLB.com had to say about Waiver Trading:
Do teams often put in waiver claims simply to "block" a trade?
Once in a while it happens, but not very often. There is a risk involved, especially if the player trying to go through waivers has a large contract. By claiming a player, a team could prevent that player from being traded to a division rival. Of course, if a team claims a player and that player isn't pulled back by the team that requested waivers, the claiming team could get that player, contract and all.
An example of that happened in 1998, when Toronto was attempting to deal former All-Star closer Randy Myers late in the year to Atlanta. The Padres, in the midst of a pennant race, put in a waiver claim for the veteran left-hander to block him from being traded to the Braves. The Blue Jays let Myers go to the Padres rather than pull him back from the waiver process. Myers appeared in just 14 1/3 innings for the Padres, going 1-3 with no saves, and he did not pitch after the '98 season, leaving San Diego on the hook for the balance of his $13.6 million salary for 1999-2000.
From what I know of the waiver wire process, it just seems too messy for the type of blocking transaction that the fan base desperately wanted to see. If the Reds didn't actually want Byrd, then I find it difficult to fault them for not blocking the Pirates from getting him.
Or, maybe when Reds fans continue to argue that Marlon Byrd will be the difference-maker in the Reds and Pirates postseason showdown, I can't help but think that if we are too weak to bring down the Pirates because of our multi-layered Marlon Byrd "failure", then we were simply too weak to begin with.***
***Post-script -- I now fully expect Marlon Byrd to play an integral part in the Reds postseason demise, causing me to eat crow. It's cosmic. It's karmic. It's inevitable. Apologies.


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In game theory and economic modelling, a solution concept is a process via which equilibria of a game are identified. In this sense they are used as predictions of play, suggesting what the outcome of a particular game will be (i.e. what strategies will or might be adopted by players).
Each successive solution concept presented below improves on its predecessor by eliminating implausible equilibria in richer games.
Rationalizability & Iterated DominanceEdit
- Main article: Rationalizability
In this solution concept, players are assumed to be rational and so strictly dominated strategies are eliminated from the set of strategies that might feasibly be played. A strictly dominated strategy is one for which there is a strategy that a player is always better off playing and so a rational player would never play such a strategy. (Strictly dominated strategies are also important in minimax game-tree search). For example, in the (single period) prisoners' dilemma (shown below), cooperate is strictly dominated by defect for both players because either player is always better off playing defect, regardless of what his opponent does.
|Prisoner 1 Cooperate
|Prisoner 1 Defect
|Prisoner 2 Cooperate
|<s>-10, 0<s>
|Prisoner 2 Defect
|<s>0, -10<s>
|-2, -2

 |}
Nash equilibriumEdit
A Nash equilibrium is a strategy profile (a strategy profile specifies a strategy for every player, e.g. in the above prisoners' dilemma game (cooperate, defect) specifies that prisoner 1 plays cooperate and player 2 plays defect) in which every strategy is a best response to every other strategy played. A strategy by a player is a best response to another player's strategy if there is no other strategy that could be played that would yield a higher pay-off in any situation in which the other player's strategy is played.
Backward inductionEdit
There are games that have multiple Nash equilibria, some of which are unrealistic. In the case of dynamic games, unrealistic Nash equilibria might be eliminated by applying backward induction, which assumes that future play will be rational. It therefore elimates noncredible (or incredible) threats because such threats would be irrational to carry out if a player was ever called upon to do so.
For example, consider a dynamic game in which the players are an incumbent firm in an industry and a potential entrant to that industry. As it stands, the incumbent has a monopoly over the industry and does not want to lose some of its market share to the entrant. If the entrant chooses not to enter, the payoff to the incumbent is high (it maintains its monopoly) and the entrant neither loses nor gains (its payoff is zero). If the entrant enters, the incumbent can fight or accommodate the entrant. It will fight by lowering its price, running the entrant out of business (and incurring exit costs – a negative payoff) and damaging its own profits. If it accommodates the entrant it will lose some of its sales, but a high price will be maintained and it will receive greater profits than by lowering its price (but lower than monopoly profits).
If the entrant enters, the best response of the incumbent is to accommodate. If the incumbent accommodates, the best response of the entrant is to enter (and gain profit). Hence the strategy profile in which the incumbent accommodates if the entrant enters and the entrant enters if the incumbent accommodates is a Nash equilibrium. However, if the incumbent is going to play fight, the best response of the entrant is to not enter. If the entrant does not enter, it does not matter what the incumbent chooses to do (since there is no other firm to do it to - note that if the entrant does not enter, fight and accommodate yield the same payoffs to both players; the incumbent will not lower its prices if the entrant does not enter). Hence fight can be considered as a best response of the incumbent if the entrant does not enter. Hence the strategy profile in which the incumbent fights if the entrant does not enter and the entrant does not enter if the incumbent fights is a Nash equilibrium. Since the game is dynamic, any claim by the incumbent that it will fight is an incredible threat because by the time the decision node is reached where it can decide to fight (i.e. the entrant has entered), it would be irrational to do so. Therefore this Nash equilibrium can be eliminated by backward induction.
See also:
Subgame perfect Nash equilibriumEdit
A generalisation of backward induction is subgame perfection. Backward induction assumes that all future play will be rational. In subgame perfect equilibria, play in every subgame is rational (specifically a Nash equilibrium). Backward induction can only be used in terminating (finite) games of definite length and cannot be applied to games with imperfect information. In these cases, subgame perfection can be used. The eliminated Nash equilibrium described above is subgame imperfect because it is not a Nash equilibrium of the subgame that starts at the node reached once the entrant has entered.
Perfect Bayesian equilibriumEdit
Sometimes subgame perfection does not impose a large enough restriction on unreasonable outcomes. For example, since subgames cannot cut through information sets, a game of imperfect information may have only one subgame – itself – and hence subgame perfection cannot be used to eliminate any Nash equilibria. A perfect Bayesian equilibrium (PBE) is a specification of players' strategies and beliefs about which node in the information set has been reached by the play of the game. A belief about a decision node is the probability that a particular player thinks that that node is or will be in play (on the equilibrium path). In particular, the intuition of PBE is that it specifies player strategies that are rational given the player beliefs it specifies and the beliefs it specifies are consistent with the strategies it specifies.
In a Bayesian game a strategy determines what a player plays at every information set controlled by that player. The requirement that beliefs are consistent with strategies is something not specified by subgame perfection. Hence, PBE is a consistency condition on players' beliefs. Just as in a Nash equilibrium no player's strategy is strictly dominated, in a PBE, for any information set no player's strategy is strictly dominated beginning at that information set. That is, for every belief that the player could hold at that information set there is no strategy that yields a greater expected payoff for that player. Unlike the above solution concepts, no player's strategy is strictly dominated beginning at any information set even if it is off the equilibrium path. Thus in PBE, players cannot threaten to play strategies that are strictly dominated beginning at any information set off the equilibrium path.
The Bayesian in the name of this solution concept alludes to the fact that players update their beliefs according to Bayes' theorem. They calculate probabilities given what has already taken place in the game.
Forward inductionEdit
Forward induction is so called because just as backward induction assumes future play will be rational, forward induction assumes past play was rational. Where a player does not know what type another player is (i.e. there is imperfect and asymmetric information), that player may form a belief of what type that player is by observing that player's past actions. Hence the belief formed by that player of what the probability of the opponent being a certain type is based on the past play of that opponent being rational.
See alsoEdit


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Meet & Eat: Blair Reynolds, Trader Tiki
Since 2009, Blair Reynolds of Trader Tiki has been making small-batch syrups for home bartenders and professionals, with the goal of bringing tiki drinks to the masses without sacrificing quality or flavor. If you haven't had a Mai Tai or a Zombie lately, you may start craving one after getting to know Blair.
Name: Blair Reynolds
Occupation: Founder, Trader Tiki
Location: Portland, OR
Website: TraderTiki.com Twitter: @TraderTiki
When did you first start bartending? I was working as an event organizer, and bartending seemed like a great way to have fun and be a great host at the same time. I graduated from a bartending academy in San Francisco in 2000.
How did you get interested in tiki? Well, when I was 1 year old, my parents were vacationing in Hawaii with me, and while on the beach, I was stung by a Portuguese man-o-war. I can actually remember passing out, and when I came to, I had a vision of three tikis rescuing me from what would have been an early end. I was the destined one, my fate decided by the islands to be the greatest... okay, not really. The man-o-war story is true, not so much the visions. It wasn't until I met some friends who were into the "Tiki scene" that I really started thinking this was something awesome. I think my first Fogcutter at Trader Vic's really sealed the deal. The tiki community was full of fun, with lots of people into different cultural aspects of the Polynesian pop culture. I started studying Beachbum's Grog Log and whatever old cocktail books I could get my hands on, and of course, "learning" as many drinks as I could. I was hooked, and started making my own ingredients—things like bottled Falernum or a good Orgeat just didn't exist at the time. Now, I'm trying to make tiki easier with my products so that I can inspire more people to try their hand at tropical mixology.
What do you think are the real essentials for a home bar? Well, if you're going for a home bar with a tropical slant, the first thing I'm going to say is plenty of rum, fresh lime, and crushed ice. How you get them into the glass, by jigger, shaker or swizzle is your own game. I have a commercial-grade ice crusher in my home bar, but if you don't happen to stumble across one, a good lewis bag and mallet are essential, as well as a sturdy place to swing that hammer.
A hand-held juice squeezer, in lemon size, is also a key ingredient to really getting the most juice from your citrus. Then of course, there's the rum. Life is too short to be cheap, so if you're going to get something, look on the taller shelves. A good light Puerto Rican rum, dark Jamaican rum, and Martinique rhum will get you far. If you can find Demerara rum as well, you'll really start to get a good rum selection on your hands. (I have 175 different bottles of rum at my home bar.) The best place to start is getting the ingredients for a cocktail you'd like to try, then slowly adding recipes, and the ingredients for those recipes. Once every paycheck is a decent system, as a way to celebrate the fruits of your labor.
What's your favorite serving vessel for tiki drinks? It's hard to pick a favorite. But if I had to, I'd say my most recent favorite is my limited edition barrel mug from Smuggler's Cove. There's just something about drinking out of a barrel that feels right.
At what point did you decide to go into the business of tiki syrups and how did you get started? In 2009, I had a day job working from home, and would bound off at night to bartend at a high end restaurant here in Portland, OR. Well, in May of that year, the day job went away, and it was down to just the bartending. The restaurant was a bit small though, with only a 6 seater bar, so the money was okay, but not exactly enough to pay the mortgage every month. So, the seed was planted that I needed to start doing something on my own. My friends were saying that they loved tiki drinks, but they were so hard to make. You had to find X ingredient at an online store, make Z, Q, and 12 by yourself with obscure ingredients...it was too much time and effort and money, and you didn't even know if you were going to like the damned drink! Well, that little spark started me thinking. I was making my own stuff, with good results...why not start making my ingredients on a larger scale and selling them? 2009 was spent re-formulating what I had been making for greater stability, and maintaining consistency from batch to batch.
How are the Trader Tiki syrups different from others available? In the first place, they are the product of my experience making these wonderful drinks. The flavors aren't decided by committee, or whatever hip new artificial flavoring just hit the market—I make the syrups like I was making them behind the bar. The larger syrup companies tend to use a standard syrup base, and add coloring and flavoring to make their syrups into different flavors. Each of my syrups starts with a unique blend of sugars made to give each individual syrup the right amount of complexity. For example, I use some brown sugar in my Falernum to add a touch of molasses flavor, while in my Hibiscus Grenadine I use only white sugar to keep it crisp and bright.
Each syrup is also made with natural ingredients...and I don't mean "natural flavors", I mean as close to the plant as I can reasonably get the stuff. Every flavor comes from the real flavoring agent, such as cinnamon bark, grapefruit juice, vanilla beans, etc. If I can't find the agent at a reasonable price, or if for some reason it doesn't work as a dry ingredient, I'll use essential oils pulled from the ingredient, typically steam-distilled or cold-pressed. These are really, really, really bar-made quality syrups, with consistency from batch to batch.
What was your first product for larger-scale production? Trader Tiki's Orgeat was the first thing I really started formulating and re-working. I'd been making natural, almond-derived Orgeat for a few years, and found a dearth of 100% natural high quality Orgeat on store shelves. I mean, nothing was like the real deal that I was making in my kitchen. Now, I've gone from a 22 quart stock pot to making them in a 100 gallon kettle. Boy, are there a lot of almonds left over after the process, and the smell is fantastic.
Some of your products are your own recipes and others are from (or inspired by) tiki legend Jeff "Beachbum" Berry. Can you tell us a little about him? I like to say that Beachbum Berry is the guy who writes the books that make me sound like I know something. Without his hard work researching, writing, and getting the books published, the state of the tropical cocktail would truly be a dire one indeed. While a number of the syrups I make are based on classic ingredients, it was Jeff who brought the truly obscure back into the light. I worked with Jeff in developing these syrups, to make sure that what I was doing was right.
Any plans for new products this year? I have a few things up my sleeve for this year, as I start getting into more classic ingredients, such as traditional grenadine and syrup de citron. I'm also developing a line of mixers for the home mixologist, for those who want something mighty tasty, mighty quick. I'll be keeping true to using only the highest quality natural ingredients to make Piña Colada mix, Grog mix, and Zombie mix. The Zombie mix will be based on the Zombie Punch recipe from the early 30s, with notes of cinnamon and grapefruit, and a few mystery flavorings to make it really stand out.
Would you be willing to share one of your favorite drink recipes with us? But of course! I developed the Fearsome Flip to celebrate my newest cocktail ingredient, Hazelnut Orgeat. This syrup is a filbert-based orgeat made from roasted hazelnuts grown here in Oregon.
All products linked here have been independently selected by our editors. We may earn a commission on purchases, as described in our affiliate policy.


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Alaskans get $1,174 checks from state's oil wealth
JUNEAU, Alaska (AP) — Most Alaska residents will soon be getting a check for $1,174 simply because they live there.
Each person's share of the state's vast oil wealth was announced with much fanfare in Anchorage Tuesday, with Gov. Sean Parnell ripping open a gold-colored envelope to reveal the number. This day is so widely anticipated in Alaska that the announcement of the Permanent Fund Dividend amount was carried live on television statewide, and dozens tuned in to watch a live webcast by the governor's office.
This year's check is the smallest since 2006 and $107 less than last year's amount, which was $1,281. Parnell warned the amount could diminish more in the future, given market volatilities and the fact that oil production in the state is declining. Nonetheless, he called this year's amount "healthy."
State Revenue Commissioner Bryan Butcher said 647,549 Alaskans were deemed eligible to receive dividends, and about $760.2 million is expected to be paid out. Most Alaskans will get their dividends by direct deposit Oct. 6; the rest will receive checks in the mail.
The 2010 U.S. Census put Alaska's population at 710,231.
Already, Alaskans are making plans for how they'll use their dividends, from paying bills to putting the money toward a new car to buying sled dogs. Retailers are advertising "PFD" sales. So is Alaska Airlines, whose offer is popular in a state where few communities are connected to a road system and the cost of going to the nearest city to shop — or just get away — adds up fast.
While the extra money is a great perk, it doesn't always go far in a state where some rural residents pay $7 or more a gallon for gasoline and one study showed food costs for a week could run into the hundreds of dollars for a family of four.
Vern Weiss owns Moochers Bar and Grill in Nenana, a community of about 380 people 55 miles southwest of Fairbanks. He said he spends about the amount of last year's check in a week on food and beverages for his business. Still, every bit helps. The economy in that area is tough, and he said he has barely been able to make sure his employees are paid. A dividend check, he said, can help pay a lot of little bills.
Voters passed a constitutional amendment in 1976 to establish the Permanent Fund as a way to stretch out the state's oil wealth for future generations. At the time, Alaska had just experienced a construction boom spurred by a $900 million bonus payment from energy companies for oil discoveries.
Today, state government relies heavily on oil revenues to run, and most Alaska residents receive a dividend check; people have to live in the state for a year to be eligible to apply. The amount of investment earnings allocated to dividends is based on a five-year rolling average of the permanent fund's performance.
The market hit from the U.S. recession and ensuing economic slump are factored into the most recent period.
Still, Tuesday was "a happy day for Alaskans," Butcher said.
State labor department economist Neal Fried said there's no question the dividend has an impact on Alaska's economy but he's seen no research to quantify just how big the bump is. The way people treat their dividends likely varies with their individual circumstances and even how long they've been getting the extra money, he said.
Butcher, who used to work at the Alaska Housing Finance Corp., said October tended to be the month when many people caught up with mortgage payments.
Parnell said one of his great duties as governor is being able to announce the annual dividend, calling it a "unique duty that 49 other governors likely wish they had." He said he and his wife, Sandy, would likely put their dividends toward the cost of college for their two daughters.
Last year, $783.4 million was paid to 611,522 people, according to the Alaska Permanent Fund Dividend Division. The fund ended the recent fiscal year with a balance of $40.1 billion.
Alaskans received their largest dividend — $2,069 — in 2008, according to the dividend division. In 2006, the dividend was $1,106.96.
Bosco Olson Sr., city administrator of Hooper Bay, said dividend announcement day is like Christmas, with the town's 1,100 residents patiently waiting and excited.
Olson, whose town is about 500 miles west of Anchorage, said he's considering using his dividend for a new lead dog or two for his sled dog team.


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They fiddle. They dance. They sing. And they bring Irish music to life. The Gothard Sisters � Greta, Willow and Solana � bring their music-filled and energy-packed show to Gastonia for a 7:30 p.m. Nov. 15 performance at First Assembly of God, 777 S. Myrtle School Road, presented by the Gaston Concert Association.
In their show, the siblings from the Pacific Northwest bring years of classical violin training and competitive Irish dancing to the stage. Their concert set list includes everything from traditional Celtic tunes to contemporary music, and even some songs they�ve written themselves.
They�ve recorded seven CDs including a Christmas album and their latest, �Compass,� released in 2013. �Story Girl� was named Album of the Year by Celtic Radio.
Their Nov. 15 night appearance is part of the Gaston Concert Association�s 2013-2014 series. Upcoming performances include:
* The Charlotte Bronze Handbell Ensemble, on March 28, the largest community handbell group in the North Carolina Piedmont
* Amantha Mill, on April 11, an instrumental and vocal group that performs traditional bluegrass folk, gospel, swing, country and Americana.
Season tickets are $50 for adults; $15 for college students and for high school students attending alone. Children in grades K-12 are admitted free with an adult.
The season pass not only gets you admission to the Gothard Sisters, the Charlotte Bronze Handbell Ensemble and Amantha Mill, but to performances sponsored by the Lincoln County Concert Association, the Iredell Concert Association, The Stanly County Concert Association, the Randolph Community Concert Association and the Sumter-Shaw Concert Association. You can get more information by calling Carolyn Spencer, 704-867-7166.


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* Kawin Kontrak Lagi (2008)
* Darah Perawan Bulan Madu (2009)
* Nazar (2009)
* Semua Tentang Lestari
* Guruku Tersayang
Life is difficult to predict. At least, that's about the journey Adelia Rashia, new artist in the world of our film industry. Although the artist had no desire to be small, but a new opportunity came after he had worked in other fields. Here's the flight attendant who slammed the steering wheel so the artist!
Although previously never thought to dive into the world of entertainment, Adelia Rasya could have a stamp 'sex bomb' when she was involved in two adult movies, Marriage Contract Again (2008) and Blood Virgin Honeymoon (2009).
But in the film Nazar, he would prove himself capable of acting, not just a lot of passion mengumbar fishing areas of the adam. Just try watching''Nazar, my role, my acting be judged,''he said.
Adelia has a unique and thrilling experience when involved in Nazar, including when there is a scene he shared Jesssica (main character) would cross a bridge. ''If I may scream, I'm afraid with a bamboo bridge that will cross at that location filming in Cianjur. Spooky place,''the story.
There were other scenes that never can be forgotten just like that, including when he was in a car with public transportation goats. Delicious''Jessica, goto the scenes to bring his car. I was in the back, miss out along with goats, well it smells. After filming, I rush to the bathroom, find water, it smelled like a still continue to stick,''the story Adelia Zar .
Hot Bikini Masayu Anastasia, Lolita Putri Rizky, Adelia Rashia di Film Pengantin Topeng


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Gorgeous Growth Densifying Elixir Reviews
Viviscal Gorgeous Growth Densifying Elixir is a leave-in treatment for thicker and fuller looking hair. The Viviscal Gorgeous Growth Densifying collection contains Ana:Tel™, a proprietary complex that includes clinically tested ingredients derived from natural sources, such as pea sprouts and grape seeds. Combined with biotin, keratin and zinc, the Gorgeous Growth Densifying collection promotes the appearance of healthy looking hair growth. For best results, use Viviscal Gorgeous Growth Densifying Elixir as part of the complete Viviscal range including Viviscal Maximum Strength Dietary Supplements plus Densifying Elixir, Densifying Shampoo and Densifying Conditioner.
Reviews reflect the honest opinions of beautyheaven members. As part of the beautyheaven rewards program, all members receive 5 points for each review they submit.
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I was a YDS user when it first came out, then for some reason just stopped using it. I have an old (2000) standalone PC, no network, and just home-grown files, but a lot of them.
Just recently I had the need to start using it again but now I find it's been discontinued in favor of the for-pay product XI. No problem there, but I just can't afford to buy software at this time.
In firing up my YDS (version 1.2 Build 1852jc) I find that it works, but I can't view the contents of pdf, text or doc files anymore. Instead, the preview panel shows the message: "Sorry, a preview is not available for this file. To preview this file type, please visit the Yahoo! Desktop Search website to download the free file viewer pack."
As you might expect, when I go to the linked site, all I see is information about X1.
Question: Is there any way I can get or download the "free file viewer pack" for my copy of YDS? I really can't afford to buy the XI product, nor do I really need its improved capabilities for my standalone PC. Any help in this direction would be appreciated.
Thank you!
Frank D


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So it looks like it�s three days until Christmas.
How did that happen?
Every year, around the week of Thanksgiving, I put together in my mind a list of all the things I�m going to do during the holiday season and how magical it�s going to be. After all, I really love Christmas.
Then before I know it it�s Christmas Eve and I feel fortunate to have bought gifts and showed up at my parents� house bathed and shaven.
I always envision a December full of Christmas parties, baking cookies and watching all the holiday movies on network television curled up in front of a fire with a cup of hot cocoa.
Doesn�t happen that way, at least not for Brent.
In fairness to me, I have to work a job that is anything but slow around Christmas. I have young children who are pretty time-consuming.
And we did go to the Jamestown Christmas parade and went to see Santa. We�ve put up a tree and gone out at night to ride around and see lights. But some days it seems there�s not time to do much more to get into the Christmas spirit than watch the commercials on television.
I have a wish list. Aside from a list of gifts I want, I have a list of things I want to do during Christmas. When I have the time.
I�m really tired of the term �bucket list� so I�ll just refer to it as Brent�s Christmas Inventory.
▪ Go out caroling. I used to go caroling when I was a kid. I havent done it since the first George Bush was in the Oval Office. I will, of course, need to go with a large group so no one will actually hear me singing.
▪ Dress up as Santa Claus. You can really tell the difference between a man in his 60s with white hair, a real beard and a bit of belly to him and some young guy with a fake beard.
I don�t claim that I would be a particularly good Santa, but I would bring a lot of joy to the table if nothing else.
▪ Go to New York City for Christmas. I havent been to New York much and never at Christmas. It looks like a lot of fun.
▪ Do more Salvation Army bell ringing. I used to do it at least a couple of times a year. Then I stopped. I need to get back to it. Nothing does more to get me in the Christmas spirit.
▪ Throw a Christmas party at my house. It will be epic, I swear.
▪ Make some crafts. My grandmother used to make sets of three wise men with fabric and empty beer bottles (always Michelob because of the way they are shaped. It was up to the rest of the family to get her the empties). When she was in a nursing home she made sleigh bells with red and green yarn and the paper pill cups her nurses brought her. Those bells still hang on my Christmas tree.
What I make won�t be anywhere near as good as what she used to make, but I still need to try.
▪ Participate in a live Nativity. Im assuming baby Jesus wont be an option and I dont feel worthy of Joseph. A wise man perhaps?
So next year, I swear, I will start on some of the things on this list. I just might need to start in August to get it done.
City editor Brent Lancaster can be reached at email@example.com or 336-506-3040. Follow him at twitter.com/tnbrentl.


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"hey, Dreena, I need a recipe for a gluten-free vegan chocolate cake!"
Okay! Here you go...
This cake inspired my teaser post on Wednesday. You see, I received an e-mail from a gal that was referred to me by a long-term follower of my blog. She was needing a recipe for a gluten-free vegan chocolate cake for her daughter's birthday. Her daughter had some food sensitivities, and so a regular wheat, or even spelt cake was not an option.
I immediately referred to my Triple Layer Chocolate Cream Cake from TEV. I threw on my gluten-busting apron (complete with cape and GF logo) (kidding!) and got to testing! I ran two trials. The first was very good, but just a touch sticky and almost chewy. Yet, the taste was great, and it was moist, so I knew I was on track. Test #2... the cake was moist, chocolatey, sliced nicely, and was not at all gritty or crumbly as some gluten-free baked goods can be.
I surprised myself with the texture and taste of this cake. Surprised, because I was fully expecting a grainier, drier mouth feel to the cake. Surprised, because I could easily serve this cake with the chocolate cream, without any hesitation that guests would notice it is gluten-free or vegan.
So, I give you the recipe for this gluten-free vegan chocolate cake. Keep in mind that I baked it in 2 round pans, rather than three that I've used for the original cake. I was cautious that the cake layers would be slightly too delicate for a three-layer cake, so I opted for two. That won't interfere with your frosting... just means you might be able to pack away a lil' container of extra frosting in the fridge for spoonish snacking! Ohhh yeah, baby. Or, serve it on its own with a simple sauce and fruit, as shown. The cake is tender and tasty enough to stand on its own.
And... this brings me back to my teaser post. This isn't the first time I've 'customized' a recipe for someone, and yet ultimately I realize that I really enjoy doing this kind of thing. It's a good feeling to be able to provide a food solution to someone! Especially when it's for a special occasion, like this birthday party. So, I thought I'd expand on this idea: Dreena, create-me a recipe! (oh my, that's truly awful grammar, ha).
- do you need a wheat-free or gluten-free recipe for a muffin, cake, or cookie?
- do you need a soy-free version of a vegan recipe? (ex: I'm currently working on two versions of a "fit-tucine alfredo" - one with soy, the other soy-free)
- do you have a favorite childhood recipe that you'd like to make vegan?
- do you have a hankering or idea for a dish that you'd like to see formalized in a recipe?
- or, do you just want to challenge the dickens out of Dreena?
E-mail me (email@example.com) with your request. If it's something I think I can tackle, I'll post about it and then later post the results along with the recipe. And, the recipe may even make it into a future book or other cooking project. Please keep in mind that priority of which recipes I work on 1st, 2nd, etc, will depend on a number of factors (ex: how quickly a recipe is needed such as for a birthday, ingredients I have on hand, and also my own life schedule). Having mentioned my life schedule, if you do have a need for a recipe for some event, please let me know a couple of weeks in advance. I am a mom of two busy kidlets afterall, so my recipe testing gets squeezed in during small windows of any given day. So, the more notice, the better!
I really hope you enjoy the cake like I did... let me know if you make it and what you thought!
Now, go eat, drink & be vegan (and um, gluten-free)!! :)


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Lloyd Banks (Feat. Jadakiss) - Beamer, Benz, or Bentley Remix
The official music video for Lloyd Banks performing "Beamer, Benz, or Bentley" remix featuring Jadakiss. The official version features Jadakiss, Ludacris and The-Dream.
Please click the "Report" button below if the video on this page is not working properly.
Comments will only be displayed by verified emails. No Spamming or Racism.


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To correct this issue select "Reset to Factory Defaults" from the "Configuration" menu of the LCD screen on the front of the UPS
You will need to wait approximately 30 seconds until this process complete. The LCD will indicate "Resetting to Fact Defaults" during this process.
Upon completion, the UPS will start the new unit install wizard on the LCD screen and prompt you to set "Language", "Local Power Quality", "Menu Type", and "Audible Alarms".
Once you have made your selections, manually select "Install New Battery" from the configuration menu on the LCD.
This UPS will now properly calculate the Replace Battery Date (which will initially be 4.5 years in the future).
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The construction code inspectors certification examinations (NCPCCI) have been developed by national code enforcement organizations in collaboration with Prometric. These code enforcement organizations have joined together to establish a testing program that will provide nationally recognized evidence of competence and professionalism in construction code knowledge.
Here are those individuals certified with the IAEI NCPCCI programs:
Knowledge of the Code is one of the most powerful aspects and strengths anyone involved in the electrical trade can possess. The purpose of these examinations is to provide a basis for assessing competency in technical code knowledge of a Construction Code Inspector or Plan Reviewer.
Prometric Operations Center (POC)
NCPCCI Program
7941 Corporate Drive
Nottingham, MD 21236
You may file your examination registration by phone, fax, or mail, using the form found in the NCPCCI Candidate Information Bulletin. An NCPCCI Candidate Information Bulletin and a Registration Form can be downloaded online at the Prometric Website.
You can also request a bulletin via email.
Mail Registration
Complete and mail the exam registration form found in the Candidate Applicant Handbook. Mail the form to:
Prometric Operations Center (POC)
NCPCCI Program
7941 Corporate Drive
Nottingham, MD 21236
Prometric Operations Center (POC)
NCPCCI Program
7941 Corporate Drive
Nottingham, MD 21236
If the registration form is incorrect, it cannot be accepted and will be returned. Payment must be made by cashier's check, company check, money order, Visa or MasterCard. Cash or personal checks are not accepted. The registration form will be processed within 48 hours from the time it is received. Please allow four to eight days for mail delivery. You must then call to schedule your examination appointment.
Express Phone Registration
You may register for and schedule your examination with one phone call. This is an expedited process that requires an additional fee of $5. Please have your examination registration form and your MasterCard or Visa available before you call 800.864.5309 between 7 a.m. and 8 p.m. (Central time).
Express Fax Registration
You may also fax your completed examination registration form to Thomson Prometric at 800.347.9242 and it will be processed within 24 hours. This is an expedited process that requires an additional fee of $5. You must include the MasterCard or Visa number and the cardholder's signature on the fax. You may then schedule your examination by calling 800.864.5309.
Exam Registration Expiration
Your examination registration remains valid for one year after it has been processed and will expire without further notice at that time.
Fees and Refunds
The renewal requirement for the NCPCCI (for 2A, 2B, and/or 2C) is 2.4 CEU's (24 Contact hours).
Of these, 0.8 CEU (8 contact hours) of the total 2.4 (24 Contact hours) must be on NEC update/changes. These can be based on the 2020 National Electrical Code (NEC) or an earlier edition of the NEC as mandated by your local jurisdiction. The hours must be specifically NEC electrically related.
The renewal requirements are the same for all three certifications (2A, 2B, and/or 2C).
You can meet your CEU requirements through the IAEI/Pace online training website. Learn more CEU requirements may also be met through in-person attendance at the many IAEI-hosted education events. IAEI Calendar


text:
You've selected
as your activity,
as your season, and
High Desert
as your climate. That's all there is to it! We've got a few packing lists available
for you that match your selections.
Select your list below, and get packing!
When you are out and about, you never know what may happen, so at a minimum, you should pack these essentials. Perhaps you could stop along the way and go fishing!
This list would be appropriate for a typical short term backpacking trip where you are with a group of people and typically not more than a few hours walking if help were needed. Possibility of fishing along the way.
This list assumes that you are taking a mild weather multi day canoe trip that does not include any serious whitewater, and that you will be carrying all your camping gear with you on the river. Backpacking gear will be used.
Personal gear for a weekend trip with troop. Assumes patrol gear is provided. Activities could include Day hiking or fishing.
Personal gear for a weekend trip with troop where you will be staying in a rustic cabin. Assumes patrol gear is provided. Activities could include Day hiking or fishing.
When you are in the back country, accidents happen, and making sure you are prepared cab be a matter of life and death. Make sure you have sufficient training to handle likely emergencies and carry the right equipment. The contents of a first aid will vary based on the activity and your medical training, but here are a few items we think should be included in your kit.
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respective owners. All other content © 2007-2020


text:
MEDIA REQUEST: Media Requests / Commercial Bookings / Appearances
Shopping, Style, Beauty & Fashion Expert. See Bio and Press Kit.
Would you like to interview fashion style expert Sharon for your publication or show?
If you are a member of the press and would like to feature FocusOnStyle.com in an article, interview Sharon Haver, or schedule an appearance kindly submit this form.
For Broadcast or Spokesperson Opportunities, please use the form below and we will put you in contact with the appropriate representative.
Note: Please back-up correspondence to agent with the form below.
Are you pitching a product? Then kindly use our publicist submission form.
* We hate being out of touch as much as you do. Please reach out and try us the regular way HERE just in case the web mail is being wonky.


text:
I have been bothered lately with a heavy heart. So instead of carrying the pain around with me. I have decided to do what I could to help change peoples views. I'm hoping to help people see what I embrace
as a special gift.
I have had a few of my friends point out fact that my son is different
than most boys. To these people I ask you is that not rude to say? Were
you not taught any manners? What makes you normal and him not normal,


text:
DCNR to use drilling cash for repairs
HARRISBURG - State conservation officials plan to tap more revenue from oil and gas drilling royalties and timber sales to start to tackle a backlog of $1 billion in infrastructure repairs in the state-owned parks and forests.
Calling his agency's budget proposal for fiscal 2013-14 "fundamentally lean," Richard Allan, secretary of the Department of Conservation and Natural Resources, told the Senate Appropriations Committee on Monday about plans to draw additional money from the separate Oil and Gas Fund to undertake larger-scale repair projects as well as pay for increased personnel costs.
Mr. Allan, a Luzerne County native, said the agency will give top priority to infrastructure projects that impact public health and safety. Falling in that category are dams, roads and wastewater treatment plants. Gov. Tom Corbett's proposed budget calls for DCNR to use about $77 million next year from the oil and gas fund, compared to $69 million this year, said agency spokeswoman Chris Novak.
The oil and gas fund collects rents and royalties paid by oil and gas firms drilling on state forest land as well as timber sales. The fund has been tapped for decades to support a wide range of conservation and recreation projects. Since 2009, a significant chunk of fund revenue has gone to support DCNR's operations, including some infrastructure needs.
DCNR would receive $53 million from the taxpayer-supported General Fund under the governor's budget proposal. Mr. Allan told senators that a moratorium on additional leasing of state forest land for drilling put in effect by former Gov. Ed Rendell remains in place.
"The moratorium is still in effect," he said. "There is no discussion on changing the moratorium."
At this stage, a total of 307 wells are producing gas in the state forests, said Mr. Allan.
About half of the 1.5 million acres of state forest land in the Marcellus Shale formation has been leased to drillers.
Mr. Allan spotlighted DCNR's success in getting the state forests independently recertified, thereby allowing timber from there to be sold as sustainably harvested. He said that shows the forests are being managed to protect their long-term health even as Marcellus gas drilling occurs.
Contact the writer: firstname.lastname@example.com


text: Kenyan ambassador to speak about his country's newly won constitution Hamline University School of Law will host the Kenyan Ambassador to the United States, Elkanah Odembo, during his upcoming visit to Minnesota. At Hamline, Odembo will deliver the address "Kenya: Participatory Democracy and the New Constitution." This will be the ambassador's only university address during his visit to Minnesota. The event will take place at 4 p.m. on Thursday, February 3, in room 103 of Hamline University School of Law, located at 1492 Hewitt Avenue in Saint Paul. It is free and open to all. In August of 2010, Kenyan voters approved a new constitution which includes a bill of rights that ensures the right to food, health, education, and shelter. Odembo and others studied dozens of the world's leading constitutions while conducting public hearings and extensive civic education programs, enabling the entire nation to participate in the reform process. This approach of including disparate voices and stakeholders was well-received by the international community, and the adoption of the constitution is seen as a significant achievement. The constitution creates a new form of government and vision for a country that less than three years earlier faced a collapse amid post-election violence. Questions? Contact Deb Lange at 651-523-2122.


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If you have a Ducati Dealership in your home town, then chances are you may be closer to a Ducati Streetfighter than you think. Arriving as we speak to dealerships in the United States are nondescript cardboard covered metal crates, labeled "Ducati 1098".
Big deal right, what Ducati dealership doesn't have a few 1098 superbikes sitting on the showroom floor, or in the shop waiting to be put together? If you saw the box, you'd walk on buy unsuspecting that in fact Ducati has begun shipping the Streetfighter purposefully in these mislabeled crates to throw off any peeking eyes.
Yes, we've seen a Ducati Streetfighter on American soil, and on May 22nd so will you. That is of course, assuming you don't go down to your local Ducati dealership and beg/borrow/steal a peak in their inventory lot. Tell them we sent you.


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GTA V Independence Day Special Update Celebrates America by Blowing Up Parts of It
To celebrate the birth of our nation, Rockstar has released the Independence Day Special update for Grand Theft Auto 5's GTA Online, full of 'Murican goodies like new vehicles, gear and clothes, as well as new features and gameplay tweaks.
Two new vehicles are included, and they're as American as apple pie, baseball and income inequality. The Sovereign motorcycle is an old-school bike manufactured by GTA's version of Harley-Davidson, Western Motorcycles. The Liberator is a gigantic monster truck that resembles Grave Digger, but with an American flag motif.
The update is brought to you in part by Ammu-Nation, proud supporters of the Second Amendment, and their stores will have new weapons for sale as a result of the update. Deadly over long ranges, the high-powered Antique Musket recalls a simpler time when Americans longed to lose their British accents. The Firework Rocket Launcher, on the other hand, is a more modern take on the Fourth of July, blasting enemies with colorful but deadly explosives.
Decking out your character for the big holiday will be much easier with the Independence Day Special's new patriotic gear. Players can proudly don a "Made in the USA" T-shirt while letting the wind blow through their backwoods mullet haircut. A new Bald Eagle mask is also included for players who like to show their national pride in a more extreme fashion.
In addition to seven new properties for players to buy, the Independence Day Special will add a new fireworks feature to all properties, allowing players to celebrate Independence Day with their own backyard displays. Four types of fireworks can be purchased from Ammu-Nation and fired off from players' inventories with different fuse lengths.
Numerous gameplay tweaks and improvements will be included with this update, including an on-call matchmaking function that allows players to continue playing in Freemode after accepting a Job invite until the room fills up. Changes to the Mental State feature have been made that prevent players from being labelled as dangerous for simply defending themselves or trying to claim a bounty. Finally, the Ferris Whale and Leviathan Roller Coaster can be ridden by players, making Pleasure Pier more than just a bunch of pretty lights. A full list of game fixes and tuning can be found at the Rockstar Support Site.
To download the free Independence Day Special, players simply need to fire up GTA Online and say, "Yes," to the automatic update. Xbox 360 players, however, will need to download an additional compatibility pack. Rockstar advises gamers to keep an eye out for another announcement tomorrow regarding the four-day Independence Day Weekend event, so loyal San Andreans should stay tuned for more details.


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Location & Currency
Woodcraft axle sliders are designed for racers with a focus on ease of use and practicality. Woodcraft axle sliders help to protect the valuable fork lowers and swingarm on your bike in the case of a crash.
Woodcraft has worked long and hard on this axle slider design to ensure they ONLY ADD 5 SECONDS TO A WHEEL CHANGE!
No more removing the through rods, simply pull the quick release pin and you're ready for a wheel change. These pucks receive the perpendicular mount passed down from our patented frame sliders to provide a solid sliding surface, maximizing puck life.
© 2004 - 2020 Motovation Accessories. All rights reserved.


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Bernd [GER]
- Member since Mar 20th 2016
- Last Activity
This site uses cookies. By continuing to browse this site, you are agreeing to our Cookie Policy.
To request for a control your convoy or apply, you need to register.
This member limits who may view their full profile.


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Martyrs Nestor and Tribimius
The Holy Martyrs Nestor and Tribiminus were natives of the Asia Minor district of Pamphylia. They fearlessly preached Christ during a persecution in the reign of the impious emperor Decius (249-251).
When the saints were brought before the pagan court, the governor ordered that all sorts of instruments of torture be placed before them in order to frighten them and force them to renounce the Christian Faith. The saints replied that no one could separate them from Christ.
The angry judge then gave orders to torture them. They scourged the holy martyrs with dried ox thongs, suspended them from a tree and flayed their bodies, but Saints Nestor and Tribiminus did not cease to glorify the Lord. When they were beheaded, they inherited the Heavenly Kingdom.


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Indiana, Duke and Michigan remained the top three teams in The Associated Press' college basketball poll. Look all the way to the bottom and you won't see Kentucky's name for the first time since John Calipari became coach of the Wildcats.
The Hoosiers (8-0) received 45 first-place votes Monday from the 65-member national media panel, two fewer than last week.
Duke (8-0) for the second straight week had the other first-place votes.
Kentucky (4-3) lost to Notre Dame and Baylor last week, the latter a loss that snapped the Wildcats' 55-game home winning streak, the longest in the nation. Kentucky had been ranked in the last 61 polls, 11 of those weeks at No. 1.
Syracuse was fourth followed by Louisville, Florida, Ohio State, Arizona, Kansas and Gonzaga.


text:
Google Now is a powerful tool. A step toward Google's vision of a Star Trek computer in the palm of your hand, Now is built to serve up information that you need, exactly when you need it, without you asking for it.
To that end, the service has seen many improvements since its debut. It will tell you when your favorite teams are playing, when you need to leave to make it to the airport on time, whether your plane is delayed, and plenty of info about your destination and surrounding attractions, among numerous other things.Read More


text:
Hoy family, back row, left to right: Lona, Anne, May, Avaline, Henry Sing (Avaline's husband), Rose and Yvonne. Front row, left to right: Mooney, Benny, Mrs. Lim Foon Hai Hoy, Irene, Mr. Chow Dong Hoy, Jack, Lily and Star; circa 1939.
- CA Barkerville Historic Town BARK_1990.0003.1057
- Item
The Hoy Family along with Henry Sing standing and sitting in the Hoy House living room. Back row L. to R. - Lona, Anne, May, Evelyn. Henry Sing, Rose, Yvonne. Front row L. to R. - Mona, Ben, Mrs Hoy with Irene, C. D. Hoy with Jack, Lily, Starr.
Hoy, C. D.


text:
Accomplish the indicated achievement to get the corresponding number of
Gamerscore points:
Emerald Hill (5 points): Clear the Emerald Hill Zone 1.
Fast Emerald (15 points): Beat Emerald Hill Zone 1 in under 35 seconds in
single-player or co-op mode.
Fast Chemical (20 points): Beat Chemical Plant Zone 1 in under 45 seconds.
Casino (10 points): Get to the Casino Night Zone.
Super Sonic (20 points): Become Super Sonic.
Extended Super (20 points): Stay in Super Sonic mode for one minute.
Chaos Emerald (10 points): Get one Chaos Emerald.
Chaos Master (40 points): Get all the Chaos Emeralds.
Conquering Time (10 points): Beat the game in under an hour.
All Multiplayer (5 points): Play all four multiplayer zones.
Xbox Live Racer (10 points): Win 10 versus zones on Xbox Live.
Win (35 points): Complete the game.


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Arduino is an open-source platform that makes DIY electronics projects easier than ever. Even if you have no electronics experience, you'll be creating your first gadgets within a few minutes. Step-by-step instructions show you how to build a universal remote, a motion-sensing game controller, and many other fun, useful projects. This book has now been updated for Arduino 1.0, Arduino: A Quick-Start Guide, Second Edition, with revised code, examples, and screenshots throughout. We've changed all the book's examples and added new examples showing how to use the Arduino IDE's new features.
Arduino: A Quick-Start Guide
by Maik Schmidt
About this Title
Pages: 272
Published: 2011-01-10
Release: P5.0 (2014-03-28)
With this Quick-Start Guide you'll be creating your first gadgets within a few minutes, following the step-by-step instructions and photos throughout the book. You'll build your own motion-sensing game controller with a three-axis accelerometer, connect the Arduino to the Internet and program both client and server applications, and create a universal remote with an Arduino and a few cheap parts. Plus, you'll build your own burglar alarm that emails you whenever someone's moving in your living room, integrate Nintendo's Wii Nunchuk into your projects, make binary dice, learn how to solder, and more.
Sidebars throughout the book point you to exciting real-world projects using the Arduino, plenty of exercises will extend your skills, and "What If It Doesn't Work" sections help you troubleshoot common problems.
With Arduino: A Quick-Start Guide, beginners can quickly join the worldwide
community of hobbyists and professionals who use the Arduino to prototype and
develop fun, useful inventions.
See photos of projects built by our readers over on Flickr. (And if you have photos of your project, please send them to firstname.lastname@example.com).
Hi resolution images from the book are also on Flickr, arranged by chapter.
Contents & Extracts
- Getting Started with Arduino
- Welcome to the Arduino
- Inside the Arduino
- 8 Arduino Projects
- Appendixes
- Basics of Electronics
- Advanced Arduino Programming
- Advanced Serial Programming
- Bibliography
Shopping List
This is the full list of all parts you'd need for all projects in the book; some of these are provided as part of various kits that are available on the web, or you can purchase individually. Sources include adafruit.com, makershed.com, radioshack.com, sparkfun.com, and mouser.com. Please note we do not support or endorse any of these vendors, but list them here as a convenience for you.
- Arduino Uno (or Duemilanove or Diecimila) board
- USB cable
- Half-size breadboard
- Pack of LEDs (at least 3, 10 or more is a good idea)
- Pack of 100Ω, 10kΩ, and 1kΩ resistors
- Four pushbuttons
- Breadboard jumper wire / connector wire
- Parallax Ping))) sensor
- Passive Infrared sensor
- An infrared LED
- A 5V servo motor
- Analog Devices TMP36 temperature sensor
- ADXL335 accelerometer breakout board
- 6 pin 0.1" standard header (might be included with the ADXL335)
- Nintendo Nunchuk controller
- Arduino Ethernet shield
- Arduino Proto shield and a tiny breadboard (optional but recommended)
- Piezo speaker/buzzer (optional)
- Tilt sensor (optional)
- A 25-30 Watts soldering iron with a tip (preferrably 1/16")
- A soldering stand and a sponge
- A standard 60/40 solder (rosin-core) spool for electronics work
Maik Schmidt has worked as a software developer for more than 15 years, creating solutions for large enterprises. He frequently writes book reviews and articles and is the author of Enterprise Recipes with Ruby and Rails and Enterprise Integration with Ruby.


text:
Sign up and get the FREE National Best Selling Book "The Fit Formula" and Video Series: "Complete 30 Minute Fitness: Get Lean, Strong and Pain Free in Less Time Than It Takes to Watch Your Favorite TV Show".
Read the latest news from Vigor Ground.
Click here to learn more.


text:
back to products
Montana Lana Tabaco Gato Marino Natural
€179,95 Incl. tax
brown leather boot
The 'Montaña' is a unique design and handmade Sneaker Boot. The boots are handmade by Portuguese craftsmen. The 'Montaña' has a 100% Lambswool lining and padded insole providing warmth and comfort. The white vulcanized rubber cup sole has a mountain profile. The typical leather MIPACHA logo is stitched on the tongue and heel of the shoe.
- Upper: Premium nubuck leather
- Lining: 100% lambswool
- Insole: padded leather lined insole providing maximum comfort
- Sole: white vulcanized rubber mountain cup sole
- handmade by Portuguese craftsmen
Fits true to size. The shoes have a middle sole, that can be removed if you want a larger fit.
Out of stock


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2006 Western All Ford Nationals - Fords Fill Featherly Park
Blue Oval Truck Parts 2006 Western All Ford Nationals
It's not too often that the heat and humidity turn on us like they have lately in Southern California. We've been breaking high-temperature records left and right daily for what seems like months now, and since many of us aren't equipped to handle this Gulf Coastal barrage, what are we to do? Go to the beach? Too crowded and still hot. How 'bout the park, or better yet a Ford truck show at the park?
Great idea! Luckily, there was plenty of shade to hang out in at this year's Western All Ford Nationals at Featherly Park in Anaheim, California. Blue Oval Truck Parts (BOTP) puts a great gathering of Fords together, and this year highlighted the 50th anniversary of the King of the Effies-the '56.
There were Ford trucks of all shapes, sizes, and years on the grass while the fine folks from Pickups Limited got registration cards filled out. Larry and the rest of the BOTP crew were breaking a sweat selling parts out of their booth alongside the rest of the vendors in attendance as the smell and smoke from the barbecue wafted through the trees-mmm, barbecue.
For all you Ford fans or those who just like cool old trucks, don't miss next year's Western Nationals! Check with BOTP at www.blue- ovaltruckparts.com or call 866-258-6825 for the date and location info for 2007, and shop with them while you're at it!