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Cabinet vision maintenance and support renewal7/24
I didn't renew my maintenance and support when it came up in January. Now I have salesmen contacting me suggesting I sign up to avoid future upgrade charges. They say the new version should be out for the Atlanta show in August. Frankly, last year's big upgrade seemed to be a new ability to produce "shoe cubbies". Big deal! Anyway, I don't really use support as the program is quite intuitive. Has anyone dropped the yearly fee? Do you regret it?
I have maintained my support. Mostly as a source for learning and keeping up to date. I have considered not renewing,but I have too many issues that pop up because of issues (SITs) with the program. Every new build and New version always has some fixes for these issues. Unfortunately they usually create new issues too.
Members and techs are a great source in finding workarounds for these issues.
Ver 9 is reported to have changed the manner in which materials are handled. I have also read that they have re- worked the reports so you no longer need Crystal Reports.
I'm not so sure they will be showing version 9 in Atlanta. I think I read something on the form about that recently.
Last I heard Ver 9 was still in Beta testing. And as normal, Cabinet Vision will only say it will be released when ready. Nothing more concrete. It's been about 2 years since the release of Ver 8.
Lost a hard drive in the office last month, have had support call and help me with several issues that started to cripple us. They have been great. 9 guys waiting on the router and well, the cost of the support is nothing compared to that
Since we sell software, and support for that software, I can't claim to be unbiased and some may see this as self-serving, but some good points have been raised. Perhaps the largest is weighing the cost of down-time against the cost of the support.
In some ways a support plan is also an insurance plan - you don't want to pay for it when you're not using it, but being without when disaster hits can sure be expensive.
A common approach is, "I'll pay for the support when I need it." That seems to make sound economic sense but also consider the larger picture - some of those support dollars go to overhead to keep the lights on and phones (and PCs) on, and some go to product development. Microsoft keeps changing its OS, PC hardware changes, CNC hardware changes, third party products change, even the demands of the customers change, and the software has to keep up. Almost all software is a constantly changing, constantly updated product, and support dollars pay for some of that development.
Knowing that the tech support will be there when you need it (and there's always a when) is important to your business in minimizing down time (and down time never comes at a convenient time).
IMO getting updates or the latest version, unless they fix a specific and known issue, is the least important part of support. Keeping production flowing smoothly is the most important, followed by advice and enhancements that make you more productive and profitable.
I wonder how all of my past clients would feel if I asked them to send me annual payments to help fund the research and development of new cabinetmaking ideas. I realize I completed their kitchen 3 years ago, but chances are they will need a new one in 15 or 20 years, and it would benefit them greatly if they could pay me a little bit every year so that I could continue to develop more efficient cabinetmaking methods.
Clearly there is a disconnect between the software developers and the users of their products if they really have to wonder why, after having paid them thousands or tens of thousands of dollars already, we are not eager to send them money on spec.
Don, it's all about value. Maybe your customers would pay for a maintenance plan to make sure that their cabinets could be updated to the latest interior design fashion, swap out the pull-outs because they now want to store different items, and accommodate new appliances when they wanted or needed to make those changes. Chances are to get those changes they'd have to gut their kitchen and install a completely new one.
When you buy insurance, aren't you buying on "spec" that there's going to be an event that's going to be expensive to fix out of pocket? When you pay your electric bill, part of what you pay is for the capacity to deliver the power to your plant, whether you are running machinery or on vacation. One way or another you pay and as far as I know, no one can force you to pay for annual support or to upgrade your software.
Comparing a fixed physical product to intellectual property really doesn't make sense, but I doubt I'm going to convince you of that.
Hey Don, when was the last time you bought a new computer? Why? Average high level support which typically includes all updates and new revisions is around $1200.00 per year. If a customer would pay you that much based on a new kitchen in 15 years, or adjusted to allow for fit and finish, you would have $18000.00 to provide a new kitchen. Is this a bad deal for either of you? If you keep your support contract current you get the benefit of current improvements and access to support when things go wrong, so you can keep your business making profits. I know plenty of companies using software successfully without updates or support. Those which opt for the support are given a huge competitive advantage by having current technology...think dial-up vs. fiber optic broadband...dial-up still gets you on the internet ( I think...) but.....
I asked myself the same question when they told me in January that 9 was coming soon. Its quite a sore spot with me right now, about 8 months after I was told to sign back up or face the penalty price of $3000 to get the next version plus the $1200 support.
My advice is sign on now, because 9 is coming some time in the next 4-5 months. or go get Mozaik.
User since 1995. Cabinet vision has come a long ways in terms of tech support so I see the value. I have skipped years in the past but currently each year do a base package of 10 phone calls and 4 hours of online training. This also gives me unlimited email to a tech. $1250.00 per year. For me it comes in handy when trying to improve a construction method. As cabinetmakers I don't think we have ever built the perfect cabinet.
Jim Kolar,
From your description of your level of support, it sounds like you have the Advanced level. I used to always get the Advanced also. Unfortunately. when I renewed last May I found that the 4 hours training is no longer a part of the advance package. They deleted it. They never told me when I was renewing either. Fortunately I have learned to read all documentation first when I deal with CV.
I noticed the 4 hrs was missing from the Advanced Support description in the Support Policies listed on the Forum sit. When I asked about it, they said it was not a mistake. Only way to get the 4hrs training now is to get the ultimate package.
Yes I do have advanced ultimate.
I'm confused and may have confused you.
Yes I do have advanced ultimate.
This is what I mean.
U.S. Customer Support Service Options
Ultimate Annual Support & Maintenance Subscription (Cabinet
 Includes 20 Telephone Support Instances.
Advanced Annual Support & Maintenance Subscription
 Includes 10 Telephone Support Instances.
As I mentioned earlier, the Advanced level has no training now.
having literally just received this software,i will say ,that if it was not for deciding to keep up with the times and buying a CNC router,id be hard pressed to spend this kind of money on software. i refuse and will fight against anything that will cripple my shop.this seems to be one of those things. Quickbooks is another one of those things, while only 1/20th of the price though and the support mere pocket change in comparison.i hope the CV support team is better than the sales team that i was far from impressed with... and do they seriously charge us to be able to access their forum,,,
Oh Yes. To Access the forum, which I feel is mandatory for me to keep up and learn, you do have to pay an annual fee. I read the forum every day. Great information and great techs. I pay $1000.00 a year. There are some packages even more.
I also spend extra for one on one training. I can do this through CV, but I have found a vendor who is excellent in this area and I use his services. Especially with the release Candidate Version of CV9 coming out. Many changes in the software there. If you just purchased CV, you probably have version 8. It is by far one of the better versions. It's the most reliable so far for me.
yeah, im signed for their ultimate support package , or whatever it is, it was $2k ...
I dont see all the charges we get from planit i didnt know they were charging for forum access or prioritizing tech calls. I think thats lousy because i still end up paying for that tech call regardless.i do everything i can to avoid calling because even if they cant solve the problem i still have to pay. It can be infuriating to wait till the next business day for a support callback when your client are blowing you up wanting to know where their cabinets are. I would like to see either tech rolled up into the price or at least ulimited instances for what were paying now.but who cares what i think im just a client?


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Every year the industry continues to see corn producers planting Pioneer corn hybrids succeed in the NCGA Corn Yield contest and we're thrilled these growers choose Pioneer products for these winning yields
DES MOINES, Iowa (PRWEB) December 21, 2012
DuPont congratulates David Hula and 11 other growers planting Pioneer® brand corn hybrids who won U.S. national titles in the 2012 National Corn Growers Association (NCGA) Corn Yield Contest. Farmers planting Pioneer® brand hybrids won 66 percent of the 18 national spots in the annual contest, including 4 of six first-place category finishes.
David Hula attained the highest overall yield of 384.36 bushels per acre with Pioneer hybrid P2088YHR. He won first place in the No-till/ Strip-till irrigated category.
"Every year the industry continues to see corn producers planting Pioneer corn hybrids succeed in the NCGA Corn Yield contest and we're thrilled these growers choose Pioneer products for these winning yields," said Paul E. Schickler, president of DuPont Pioneer. "We believe this shows not only the impressive yield potential that Pioneer genetics bring to our customers, but it also demonstrates what growers can achieve by planting the right product on the right acre. Our congratulations to all the winners."
Growers planting Pioneer seeds also placed second and third in the contest. Randy Dowdy had the second highest national yield of 372.33 bushels per acre with Pioneer product P2023YHR in the Irrigated class; and Wright Farms had the third highest yield of 362.13 bushels per acre with Pioneer hybrid 32N74AM1 in the Irrigated category.
The NCGA Corn Yield contest is an annual U.S. national competition among corn growers with the goal of producing the highest yields. Growers compete in six corn production classes, including non-irrigated (A and AA), no-till/strip-till non-irrigated (A and AA), irrigated and no-till/strip-till irrigated classes.
For more information about Pioneer corn hybrids grown by contest winners and the broad range of top-producing Pioneer products, growers should contact their local Pioneer sales professional.
For a list of national winners, yield totals and hybrids numbers, go to http://www.pioneer.com/ncga.
DuPont Pioneer is the world's leading developer and supplier of advanced plant genetics, providing high-quality seeds to farmers in more than 90 countries. Pioneer provides agronomic support and services to help increase farmer productivity and profitability and strives to develop sustainable agricultural systems for people everywhere. Science with Service Delivering Success™.
DuPont (NYSE: DD) has been bringing world-class science and engineering to the global marketplace in the form of innovative products, materials, and services since 1802. The company believes that by collaborating with customers, governments, NGOs, and thought leaders, we can help find solutions to such global challenges as providing enough healthy food for people everywhere, decreasing dependence on fossil fuels, and protecting life and the environment. For additional information about DuPont and its commitment to inclusive innovation, please visit http://www.dupont.com.
# # #
The DuPont Oval Logo, DuPont™, Science with Service Delivering Success™, and Pioneer® are trademarks or registered trademarks of DuPont or its affiliates.

subset: commoncrawl


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We are open and accepting orders while encouraging safe health guidelines at our production facility.
All suppliers around the country have returned to normal operations and are able to provide us any necessary materials and supplies. However, if issues arrise that prohibits any part of our operation or there is any difficulty in aqusition of supplies
that would affect an order's shipment, we will be sure to notify those it would affect as soon as possible.
In April, we saw an substantial increase in the number galleries, artists and fine art photographers
requesting we fulfill their online orders. This led to a higher number or prints being produced by our facility which may have increased the average time for an order
to be completed by up to a few days.
As we begin to resume a more regular staffing schedule, any delays should be minimized and customers should see a faster turnaround time.
We appreciate your continued business and encouragement and look forward to discovering ways we can serve you in better days ahead.
The FinerWorks Team
Product Code: 5M6M12S18X22
You can order printing of your artwork or print your photos as custom 18 x 22 inch fine art paper prints on Moab Photo Lasal Archival Matte Paper, artboard mounted regular using online ordering which allows you to preview your print before you add it to your cart.
Read Our Blog
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Phone & Lobby Hours
Monday-Friday 9 AM-5PM CT


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Deputy Assistant Secretary for Management and Planning
Jeanette J. Lim is the Deputy Assistant Secretary for Management and Planning in the Office of Elementary and Secondary Education in the U.S. Department of Education. In this capacity she provides the Assistant Secretary of OESE with fiscal and program planning, management and administration to further the mission of OESE. That mission is to ensure that every child in the U.S. is provided the opportunity for a quality education as set forth in the No Child Left Behind Act of 2001. Ms. Lim works with OESE Program Directors to implement grant and contract programs amounting to billions of dollars that provide academic and supportive services to improve elementary and secondary education for students throughout the Nation.
Ms. Lim is an attorney with over 20 years experience in civil rights in education in race, sex, disability and age discrimination. Throughout her career in civil rights she has worked to provide disadvantaged and at-risk children opportunities to improve their lives through education. She has held numerous executive leadership positions in the Office for Civil Rights in the U.S. Department of Education, including Acting Assistant Secretary for Civil Rights in 1992-1993 and again in 2000-2001.
Ms. Lim has litigated desegregation cases in K-12 and postsecondary education; gender discrimination cases including sexual harassment; and higher education admission cases. She represented the United States in obtaining admission of women to the University of the Citadel of South Carolina. Ms. Lim was Special Assistant to the President of West Chester State University of Pennsylvania from 1976-1979. She has taught chemistry and math at the college and high school levels. As a medical geneticist Ms. Lim has experience as a researcher and bench scientist.
Ms. Lim is the daughter of Chinese immigrants and has first-hand family experience with how educational attainment can provide an avenue for improving ones future. She has a law degree, Juris Doctor from Temple University Law School (Philadelphia); a Masters Degree in Medical Genetics from the University of Wisconsin Medical School (Madison) and a Bachelor of Science Degree in Chemistry from the University of Michigan (Ann Arbor).


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just wrapped up a couple long days. tiring - but rewarding as well.
worked a shift downtown and a shift at division. still lovin' it.
learned a new word (sweetical). tasted a new drink (layered melted chocolate, espresso and cold heavy cream). pulled some shots, steamed some milk.
good times.
the baristas here are so damn cool it's scary.
been helping out with prep for the USBC. learning a lot.
planning for the future.... big things are afoot. coolness.
the weather here has been great. amazing even.
and i'm starting to feel nearly healthy again.
our Rwanda Karaba is cupping in a truly godlike fashion right now. so incredibly tasty.
long days
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Splash Magazine: You started biKa Swimwear in 2011. How has your line evolved in the past two years?
AmbiKa Sanjana: My journey with biKa Swimwear has been such an enriching experience! We launched in Miami back in 2011 at Salon Allure in South Beach with the Apsara Collection. We got a fantastic response and really got a chance to showcase my unique style of fusing both my cultures into my designs. We since then have been blessed with the opportunity to participate in several events internationally.
We have done LA Fashion Week, Miami Swim Week, several trade shows (Surf Expo, Swim Show, MAGIC), fashion shows, charity events and much more. biKa Swimwear launched our second collection the Rajputani Collection in LA at 1010 Wilshire with an exclusive rooftop poolside event, and we got rave reviews! In the new collection, I have played more with silhouettes and color, catering to multiple body types. This collection was inspired by the royals of Rajasthan and has been received very well by the buyers and clients. We are selling in retail stores internationally today (Los Angeles, Miami, West Palm Beach, Mumbai). Launching in my hometown Mumbai last year really was a huge accomplishment for me and dear to my heart. We have also been affiliated with several pageants, our most recent was the Miss India Universe 2012 pageant where biKa Swimwear was the official Swimwear Sponsor. We also have partnered with Birthright NGO in India, where a portion of our sales goes directly to the charity. Another exciting avenue for us has been designing poolside staff uniform bikinis for various hotels in Miami, and we are now focusing on retailing with hotel and resort chains. This journey has been incredible and I feel so honored to be able to share with the world the rich cultural influences from my country India and the positive response has been a motivation.
SM: What are some of your personal and creative influences when it comes to designing swimwear? Do you have a philosophy when it comes to your designs?
AS: My heritage and culture is definitely my primary inspiration. My years growing up in Mumbai, India were colored with a rich understanding of textiles, handicrafts and unique style of embroidery and embellishment. I loved dressing up in our cultural garments and wearing them to functions and festivals! After moving to the United States in 1999, I yearned to showcase these bright and beautiful garments in my own way. Living by the beach my entire life and being a total beach bum inculcated a desire to create swimwear that was my own unique style. I wanted to fuse my two favorite influences into one, and thus, biKa Swimwear was born. My philosophy really is simple...I design pieces that I myself would love to wear! I love color and bling and thus a lot of my designs incorporate both aspects. I also am heavily influenced by Bollywood. The mystery and charm of the movies back home comes through in some of my designs. My designs express who I am and both my worlds.
SM: You are very active in your community volunteer work. What are some of the organizations you support and donate your time to and why?
AS: I have been very active in my community volunteer work for some time now. Growing up in Mumbai was pivotal in this because we were exposed to people in severe poverty and dire living conditions. Living in America and being fortunate to have so many blessings from my wonderful family has made me very sensitive to those who are less fortunate. My heart goes out especially to children and people who are hungry and homeless. I have been actively volunteering with the Bell Shelter Salvation Army, and The Cheesecake Factory sponsors a Thanksgiving Dinner there every year that I have been helping at for years. I also spend a lot of time volunteering at the LA Family Housing facility in North Hollywood. My company biKa Swimwear is also affiliated with Birthright NGO. For me the satisfaction of being there for those less fortunate is indescribable. Sometimes people don't realize living in glamorous city like Hollywood that there are so many hungry, homeless & needy families out there. Whether its feeding the homeless, mentoring children or simply giving to the man on the side of the freeway...we touch lives! It is so appreciated. It keeps me grounded and always appreciative of every single thing in my life.
SM: What does 2013 hold in store for you and your swimwear line? Any upcoming events?
AS: 2013 is going to be an epic year (13 is my lucky number)! We are launching my new collection this summer at Miami Swim Week. My goal is to also launch in five new locations by summer. We are off to a good start, as we will be opening at Miss Monkey Boutique in Goa, India. We tied up with a feature film, Exposure, in which biKa Swimwear will be featured heavily, it is scheduled for a March release. We have had several celebrities such as Maria Menounos, Kristin Bauer, and Emmanuelle Vaugier recently procure biKa swimwear pieces, and we are shooting several editorials and summer issues for some big publications. I also want to make it to New York Fashion Week - so, please do stay tuned!
For more on biKa Swimwear, please visit the biKa Bizaar.
Photos: Instagram - @bikaswimwear
Published on Jan 23, 2013


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WKYA Gilla House Radio
Yeah niggas, I'm back
And the weather outside is hot than a motherfucker
But we cold chillin in the Brick City
So kick back, light some blunts
Put your hands on a big fat greasy ass and turn the music up
As we take yo' ass on a ride as Redman Goes Wild on WKYA!
Gilla House, yo, yo
Come see the sideshow, nigga how it go?
With my eyes closed I can hit nine folks
You want the beef nigga? Here the prime roast
My mic's the gun, the bullet's the 9-volt
Fuck the convo, here go the pyro
G.I. Joe, mixed with Desperado
I ride low, with a bomb in the armrest
Prepare to snipe a fucker like John F
Connect ya like Nynex, nigga holla
I'm on the corner like Hollywood with a Starbuck
Bring it to ya like the Japs in Pearl Harbor
Red is to blunt like redneck is to Marlboro
This is our world, join the effect
Clean your ears for Doc Donald Goines with a pen
What more can I say, Doc billin
Gilla general, Def Squad lieutenant
Ill at will, thought you knew
I'm in the hood, you +Most Wanted+ up in +Malibu+
I don't co-sign shit that ain't hundred percent
Tryna blow money-wise like Bubba Gump Shrimp (Gilla!)
I feel I'm young, out for the crumbs
Shutgun warrior with a Wu-Tang tongue (Gilla!)
How ya like that, tell me how ya like that
How ya like that, tell me how ya like that
Don't fuck around or walk around with an icepack
I test your gangsta, didn't wanna fight back
This for niggas, Jews, and white trash
I deliver them punchlines with a nice jab
Smokin weed on a go-cart at Bo Craft
BC-4, straight out of Low Cash
Low Cash, Low Cash (WKYA!)
Low Cash, yeah!
[Gov Mattic]
The new Brick City, low down, gritty
Fo'-pound semi, minds I leave 'em empty
Keep the fo'-pound round the nine-milli with me
So when the Feds run up, they likely not to hit me
Like J-Kwon everybody, in the club tipsy
You be on the mixtapes soundin like 50
But this is Brick City, Gilla House we comin through
Smokin blunts, sippin Henny too
Girls is bouncin, niggas bouncin too
On the blocks, new whips we drivin through
We gettin money, CD's is pay-per-view
At the go-go girls come up into
So listen up as we tell y'all what to do
Come holla at my motherfuckin crew (yeah!)


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Two local pitchers tossed complete-game no-hitters Tuesday as Andrew Locklear led South Point to a 10-0 win over Ashbrook and Jonathan Carpenter helped Cherryville beat rival Bessemer City 2-1 in eight innings.
The Gaston-Lincoln area has now seen six no-hitters this season, including three perfect games.
Locklear, a senior right-hander, issued a walk in the seventh inning while one Green Wave player reached on an error in the fourth inning. The Charleston Southern signee struck out nine in seven innings.
�He had command of all three pitches (fastball, curveball, change-up) tonight and was really sharp,� South Point head coach Jason Lineberger said. �He has pitched well his entire career, and tonight he just had everything working.�
Locklear helped his cause with two hits and an RBI. Mykel Davis also had two hits and an RBI for the Red Raiders.
The Red Raiders (7-0, 3-0 Big South 3A) will host Clover today in a game beginning at 5 p.m.
Carpenter, a junior right-hander, struck out 10 in eight innings and survived four walks and two hit batters.
�He threw great. He battled,� Cherryville coach Scott Heavner said. �Any time you go out there and throw a no-hitter, you�ve thrown well, even with the walks and hit batters.�
Both teams scored a run in the first and the game remained tied until Austin Mosteller slugged a solo home run in the top of the eighth.
In the bottom of the eighth, Carpenter struck out his first two batters but walked the next batter and then Cherryville committed an error to give Bessemer City runners on second and third with the No. 2 hitter at the plate. Stephen Clark flew out to right field, though, as Carpenter polished off the no-hitter.
Hunter Jackson gave Cherryville a 1-0 lead in the first inning when the Ironmen took advantage of an error. An error also led to Bessemer City�s only run, which scored on a passed ball.
Hunter Stinnett took the loss for Bessemer City although Cherryville managed only two hits. The Ironmen (4-4, 3-1 Southern Piedmont 1A/2A Conference) travel to Crest on Wednesday for a make-up game. Bessemer City (4-4, 2-2) hosts East Lincoln on Friday.


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Our favorite Jays beat writer reached all the way from Philly into the part of our brain where we keep our incomplete thoughts, and stole this little nugget, which was to be our next post:
Damn you Blair! Get out of our heads! You magnificent sardonic bastard!
Is it just me or would Eric Hinske look pretty good on the Blue Jays' bench right about now? Here's the video of Hinske's one-man show Thursday night.
An athletic left-handed hitter who can play the corner outfield and infield positions? Hmmm, yeah I might find a spot for him on my bench ...


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This week in new hires, Dubois and Wassmann join LPL; Stephen Jenks went to Putnam Investments; Nevin Adams joined EBRI; Donald L. McDonald became CEO at Prime Advisors; HighTower brought in Ann Rieder; and Barclays added 6 new advisors.
Also, the SEC advanced Brian A. Bussey and Peter J. Curley; Fred S. Fraenkel joined Fairholme Funds; Cole Real Estate Investments welcomed Stephan Keller; Michael Doshier went to Fidelity; and Ronald Pressman took a seat on New York Life's board.
LPL Financial and Retirement Benefits Group Welcome Top Retirement Consultants Dan Dubois and Darin Wassmann
LPL Financial and Retirement Benefits Group (RBG), which provides retirement services to clients through LPL Financial, announced that Dan Dubois and Darin Wassmann have joined the firm. Dubois and Wassmann provide retirement guidance to institutional clients in the areas of plan design assistance, compliance and participant communication and education.
A 15-year veteran of the qualified plan marketplace, Wassmann currently services 30 retirement plans comprising $45 million in assets. He joins RBG as a managing director and will continue to operate from his office in Westlake Village, Calif.
Dubois, a leader in the financial services industry for over 25 years, is a leading specialist in designing, customizing and implementing association programs. Dubois will lead RBG's affinity and association group marketing and service platform for retirement plans and will serve clients in Southern California from RBG's San Diego office.
Putnam Names Stephen Jenks to Lead Product and Marketing Efforts for DC Business
Putnam Investments announced Monday that Stephen Jenks is the new head of product and marketing for its defined contribution business. In his new role, Jenks will focus on the positioning and expanded delivery of Putnam's full-service and investment-only retirement offerings to the marketplace. Based in Boston, he will report directly to Edmund F. Murphy, III, director, defined contribution services.
Jenks joins from Acceleration Retirement LLC, where he served as CEO and was a cofounder. Prior to that, Jenks cofounded and served as managing director of a registered investment advisory firm, Stable Two Financial LLC, providing 401(k) plan consulting services to mid- to large-size sponsors. Earlier, he held several senior positions during a 16-year career at Fidelity Investments.
Retirement Sector Veteran Nevin Adams to Join EBRI
Nevin E. Adams, former global editor-in-chief of PLANSPONSOR magazine and its web counterpart PLANSPONSOR.com, will join the Employee Benefit Research Institute (EBRI) as director of education and external relations and co-director of EBRI's center for research on retirement income with EBRI Research Director Jack VanDerhei.
Adams, to be based in Washington, has extensive experience in the retirement industry, having served in a series of senior management positions in both the defined benefit and defined contribution plan fields at Wachovia Bank and Northern Trust Corporation.
Prime Advisors Announces Promotion of Donald L. McDonald to CEO
Prime Advisors Inc. recently announced the promotion of Donald L. McDonald to CEO. McDonald joined Prime in May of 2009. A Princeton University graduate, McDonald served as executive vice president and chief investment officer of Jefferson Pilot Financial, which now is known as Lincoln Financial Corporation, and before that as president and chief investment officer of Conning Asset Management Company.
Hightower Names Ann Rieder Managing Director for Midwest Region
HighTower announced recently that Ann T. Rieder has joined the firm as a managing director responsible for HighTower's Midwest territory. She is based in the firm's Chicago headquarters and serves on HighTower's diversity council.
Rieder brings more than 15 years of branch management and financial services experience to HighTower, having served at Morgan Stanley Smith Barney since 1996 in a number of senior management and national roles at offices across the U.S. Most recently, she managed the Morgan Stanley Smith Barney office in Oakbrook Terrace, Illinois, where she led a top private client and corporate services branch.
Barclays Adds 6 Advisors, 2 From BofA
Barclays Wealth said Friday that it recently hired six advisors, including one from Merrill Lynch and one from BofA-U.S. Trust in New York, Boston, Dallas and Miami; the combined assets under management for these six FAs is $3.3 billion, while their total yearly sales and commissions is $15 million.
"The addition of these talented advisors, with an average of 19 years of experience each, underscores our commitment to growing the business by attracting a select number of high performing investment representatives," said Mitch Cox, head of Barclays Wealth Americas, and head of research and investments globally for the firm.
For more on Barclays' new hires, go to the full AdvisorOne story.
SEC Names Brian Bussey and Peter Curley to Division of Trading and Markets Posts
The SEC recently announced that Brian A. Bussey has been named associate director for derivatives policy and trading practices and Peter J. Curley has been named associate director for clearance and settlement, both in the Division of Trading and Markets.
Bussey was named associate director for trading practices and processing in September 2009, and was assistant chief counsel in the Division from 2003 to 2009. From 2001 to 2003, he served as counsel to former SEC chairmen William Donaldson and Harvey Pitt and former Acting Chairman Laura Unger. He came to the SEC in 1998, first working as senior counsel in the Office of General Counsel and then as special counsel in the Office of Chief Counsel in the Division of Trading and Markets.
Curley will oversee the Division's clearance and settlement program, which has been expanded significantly over the past two years. He has been an attorney fellow in the Division of Trading and Markets since August 2010.
Fred Fraenkel Joins Fairholme Funds as Chief Research Officer
Fred S. Fraenkel joined Fairholme Funds as chief research officer as of October 1, and will help coordinate research efforts at the firm. Fraenkel's 30-plus years of experience include most recently serving as vice chairman of Beacon Trust Company. He was formerly chairman and founder of Millennium 3 Capital, and previously served as vice chairman at ING Barings Furman Selz and COO of Furman Selz.
Prior to joining Furman Selz in 1995, Fraenkel spent seven years at Lehman Brothers, Inc. Before Lehman, he was chairman and CEO of Market America Group, an investment advisory firm.
Stephan Keller Joins Cole as Chief Financial Officer
Cole Real Estate Investments announced Tuesday that Stephan Keller has joined the firm as executive vice president and CFO. He will lead Cole's finance and accounting teams, and will be primarily focused on corporate strategy, corporate business planning, treasury and corporate financing activities.
Keller joins Cole from UBS in London, where he served as COO of the financial institutions group in Europe, the Middle East and Africa. During his 20-year career with UBS, he rose from an equities trader to a corporate-level risk executive and served as chief risk officer for the U.S. wealth management business before taking on that role for the global investment bank from 2004 to 2006. From 2006 to 2010, he served as treasurer for UBS worldwide.
MassMutual Retirement Services Hires Michael Doshier as VP and Head of External Markets
MassMutual announced recently that Michael Doshier has joined its retirement services division as vice president and head of external markets, reporting to E. Heather Smiley, chief marketing officer for MassMutual's Retirement Services Division. In this position, he is responsible for leading the division's efforts in plan sponsor marketing, advisor marketing and competitive insights.
Doshier joined from Fidelity Investments, where he most recently served as vice president of marketing, responsible for driving integrated marketing plans for the firm's retirement business. He brings more than 20 years of experience in the financial services industry and has held leadership roles in marketing, relationship management, call center operations, sales, and general management.
Retired GE Exec Ronald Pressman Joins New York Life Board of Directors
New York Life Insurance Company announced Tuesday that its board of directors has elected veteran GE executive Ronald Pressman to the company's board. Pressman retired from GE after more than 30 years of service, most recently as president and CEO of GE Capital Real Estate. A GE senior vice president for over a decade, he also served as a director of GE Financial Services and GE Capital Corporation since 2000.


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My guess is that this has been covered in another forum but I wanted to throw it out there;
So who among us has been the following situation: You are sitting at a friends or even a family's dinner table and everyone gets ready to say grace. Everyone bows their heads and or closes their eyes. What do you do? Do you close your eyes and or bow your head out of respect and think to yourself "omg this is such bs", or do you hold your atheist head up high with a kind of "suck-it" mentality I am not going to coddle you just because you expect me to, I'm an atheist dammit and proud of it!!!
Would love to hear your thoughts and stories!!
Views: 1620
The only religious background my family has is Mormonism on my mother's side, and only one of my maternal grandmother's children (not my mother) has continued with their faith, so I haven't had much exposure to grace-sayings at dining gatherings. It is because of this that even though my personal beliefs have steadfastly maintained in agnosticism, I have always found religious practices fascinating, and, in a way, meditative.
A good friend of mine from elementary school was Catholic. He and his family went to church every Sunday morning, prayed before meals, the whole shebang. I spent countless Saturday nights at their house playing wrestling games on the NES and enacting frenetic shootouts with Nerf guns with Lance and his sister, and learned little things about farming, outdoorsy-type stuff, et cetera, from his parents. They were extraordinarily kind people, and never pressed their religious beliefs on me any further than redirecting my scarce profanities (but my dad, whose secularism had been passed down four or five generations, made the same redirections at home, so this was never linked to religion for me in the first place).
And so, out of respect, I closed my eyes with them while they prayed. Lance's mother even told me the first time that I was at their house for dinner that I was not beholden to any participation whatsoever. I never joined them in saying, 'amen,' I never made a prayer quietly to myself. But something about hearing their prayers for generosity and peace from an outside vantage was soothing to me as a child. Since I spent Saturday nights there, I went to church with them on one or two occasions, and simply listened. I never converted, I never took any of it as truth or faith -- even as an impressionable nine-year-old -- and I treated the whole business with respect.
Then, when I was 18, I rented a room from my best friend's family. Not only are they a Jewish family, but his father is the rabbi in the city where we lived. Every Friday night, I accepted their invitation to don the yarmulke and listen to Rabbi Jay's half-sung Hebrew prayers. They were beautiful. I didn't have to believe in a god or belong to their religion to observe that. Even when he would switch over to English, he often spoke of nothing but the same 'prayers' that I as an agnostic might make for mankind: peace, love for family, friends, and enemies alike, understanding, tolerance.
My apologies for the length of this post, but I find it incumbent upon myself to write that even though I do not believe in a god or some grand mysticism to which we are all subjects, I can feel comfortable closing my eyes and holding hands with my neighbors at the table -- who are all aware of my beliefs, in most circumstances -- and celebrate not God or Jesus or Yahweh or what have you, but life, love, and the joyous possibilities of life. They seek that through their faith, I seek that through my own secular path, but just as my Catholic friend from grade school did when we rode bikes and played basketball and foursquare, and just as my Jewish friend does when we talk about the ways the world could improve and play music together and converse on the topics of relationships and politics and what have you, I can occasionally join hands, close my eyes, and take part in their rituals.
Jesus, that's a long post.
Er, for all you silly proclaimers of 'tl;dr,' here's the short version: I close my eyes and objectively listen to the words of the scarce rituals I ever happen to attend because in other venues, the same people partake in my own secular 'rituals' of understanding life and our fellow humans.
Hope that makes sense.
(hoo boy, first two posts on this site and I'm already ranting)
I get what you're saying. I do the same thing. Last summer when my best friend was dying everyone in the room joined hands to pray. My hand was grabbed too. I let them take my hand ,but I did not bow my head & pray. I looked at my friend of 40 years & to myself said goodbye. I wondered if the others, who know I'm an atheist, thought that they might be converting me. I always wonder that in these kind of situations.
My parents are fairly secular people, so growing up I was rarely exposed to prayer. The only time we would pray was before Thanksgiving and Easter dinners. My dad was raised catholic, and I think it just rubbed him the wrong way to not say grace before an important occasion. He now openly admits that he does not believe in organized religion (neither does my mother), but neither of them will go so far as to reject god altogether.
More recently I have been very exposed to prayer, as my boyfriend's family is super roman catholic. When I first started going to family functions I would bow my head, close my eyes, and even do the cross or whatever they call it (father, son, holy ghost bit). However, I recently had a breakthrough and I don't think I will pretend anymore (except maybe when nonna is around).
Unfortunately I recently had two deaths in the family within the span of 7 days. It was a shitty situation, though both party's were older, and their deaths did not come unexpectedly. Both funerals were Catholic, which are really the worst kinds of services, stand up, sit down, kneel, repent, blahblah. For the first funeral I did bow my head, though refused the close my eyes, however, during the second one I stared directly at the priest while he led the prayer, and he certainly made eye contact with me more than once.
The reason that this post is so long, and that I am sharing all of this, is because I wouldn't have had the balls to stare straight at a priest while he led a prayer, without discovering this site. I have become more brave, and more open since connecting with this many people that are similar. So thank you all for being you.


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Alternative style girls in the music industry
It's been a while…
since I've posted about one of my favorite subjects. As an avid fan of the arts, especially photography, I've long had a fascination with alternative style. This is apparent in much of my work with alternative models. If you're not familiar with it, there are a number of prior posts that deal with this subject matter.
Anyway, when I also stop to consider my interest in various genres of music, some of those musical styles go right along with the alternative cultures of body modification (like tattoos and piercings), Gothic looks, punk attitude and more. That being the case, I decided to write this little post highlighting six of the hottest ladies in the music industry who fit the aforementioned mold if you will. Of course, there are many, many, more so feel free to offer your thoughts, suggestions or additions to this list.
Avril Lavigne
From the beginning of her career in the poppy punk rock scene, Avril has been a huge success. She's got attitude, she's got talent and she's got a punk but marketable look. She's also been featured in the Maxim Hot 100 several times as well.
Hayley Williams
The first time I heard Hayley sing I was highly impressed with her vocal skills. Once I learned more about her band Paramore, I got hooked. She's a stunning beauty and seems like loads of fun too.
Taylor Momsen
This child actress from films like How The Grinch Stole Christmas has done a complete 360 and now sports a sexy goth look. The music she makes with her band The Pretty Reckless is dark and edgy.
Megan McCauley
While Megan is a little lesser known, it's surely has nothing to do with her skills as a musician or her very attractive punk-ish look. I suggest you check out her song Tap That for starters.
Siobhan Magnus
Perhaps American Idol's hottest and most authentic rock chick, Siobhan seems to be a fun and eclectic package. After she sang the Rolling Stones' Paint It Black on AI, I darn near fell in love.
Shirley Manson
While Shirley hasn't been active in music in a while, this lead singer of the band Garbage was arguably the most notable Goth chick in music from the mid-90's – early 2000's. If you want to see for yourself, maybe you should check out the video for the song When I Grow Up.


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Two of the three drunk men who allegedly broke into a Sea World in Australia last month to swim with dolphins and steal a penguin pleaded guilty Wednesday and were fined $1,030 each, according to reports.
Australia's Department of Justice said the two Welsh tourists — Rhys Owen Jones, 21, and Keri Mules, 20 — appeared before magistrates in Brisbane to enter their plea to charges of trespassing, stealing and keeping a protected animal.
The pair was arrested last month along with their Australian friend James Vasilj, 18, after one of them bragged about their antics on Facebook.
U.S. & World
Vasilj was charged just with trespassing and had his case adjourned to June 27.
The men had said that when they woke up Sunday morning after their boozy break-in on the Gold Coast in Queensland, they didn't remember what they'd done.
They definitely didn't remember stealing 7-year-old penguin Dirk, who was waddling around the apartment where they were staying, Britain's Telegraph reported.
Panicking, the men released Dirk into a nearby waterway known for its sharks, Jones told Australian television.
A couple then saw the penguin being chased out of the water, possibly by a shark, and then back into the water by a dog. The couple called the police.
The cops caught up with the trio after a friend of theirs reported that they had bragged on Facebook about the penguin theft, the Daily Mail reported.
Jones and Mules penned a letter of apology to Sea World and to the public after the fiasco, they said at the hearing.
That didn't stop magistrate Brian Kucks from chastising them Wednesday,
"You could have found yourselves in a morgue if you'd gone into the wrong enclosure. Perhaps next time you are at a party you will consider drinking a little less vodka," he said.


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The Pentultimate Christmas Shopping List
Just in time for the holidays comes the world's most epic shopping list! Inspired by the twisted- I mean, creative and clever folks at thisiswhyimbroke.com this list is a veritable smorgasbord of incredibly useless but uber awesome nonsense!
We begin with gifts for the SciFi fan in your life. First up is Star Wars and the FROZEN HAN SOLO CARBONITE desk. Or maybe that's a gift for a Star Trek fan.
Speaking of Trekkies, what green alien lady wouldn't love to wake up Christmas morning and find this nifty little engagement ring under the tree? (Don't even think about it, Elias).
For those of you who enjoy a little blasphemy with your fandom there is available for purchase a signed portrait of the WOOKIE JESUS. That's right people, I said signed. I'll let you think on that a moment while I gaze in wonder to your right at the single most die-hard piece of SciFi merchandise ever created. No, your eyes aren't deceiving you; that is indeed a bed crafted to loosely resemble an imperial star-fighter ship.
Cashing in at over $15,000 this piece of nerdtastic craftsmanship is reserved for only the most dedicated of SciFi's fandom. But don't despair ladies and gentlemen; there is hope. My understanding is that you can also buy these beds used. I'll let the irony of that statement sink in while I move onto gifts for the hyper obsessed fan.
For the gamer whose attention you just can't grab comes the controller you can- namely in the form of the X-Box 360 bra. This particular attention getter comes in at $40.00 U.S. dollars (that's 24.94 pounds British Sterling for any Brit who might like to know).
For the fan who takes his comics- er, I mean, graphic novels a little too seriously comes Rorschach's MOVING INK BLOT FACE MASK courtesy of the Watchmen franchise. I don't want to begin to think of how they get it to do that.
For the isolationist who has everything but still wants more comes the ROYAL TOILET THRONE. Perfect for that royal pain in the arse in your life.
Moving on to the isolationist with something to say is the STEAMPUNK MONITOR AND KEYBOARD. Perfect for writing your latest Steampunk short story or penning your rambling manifesto. Dayton, I'm talking to you.
Saddled with the burden of participating in Secret Santa in the workplace? Consider these fine gifts for white elephant prizes.
First off we have the BLOOD POOL PILLOW- a perfect solution to a case of the "Mondays." Pair it with a sign that says, "It was my stapler" and you'll have plenty of time to sleep off that Monday morning hangover. At least until the cops show up.
Next up is the MINI BALLISTA LAUNCHER or as New Englanders call it, a "trebuchet." Look closely at the dude in the background playing target.
Tell me you wouldn't want to nail that bloated loser right in the back of his brainpan with a wet wad of paper if you were forced to share an office with him. You just know he smells like particle board and cheese farts. I bet if you zoom in you'll see him ordering an inflatable girlfriend.
For the sick puppy in your life consider the ZOMBIE GARDEN GNOMES. Guaranteed to keep the neighbor kids from cutting across your lawn.
If the gnomes don't do the trick, maybe the BOB ROSS FINGER PUPPET will. The only thing scarier than a lawn full of zombie gnomes scaring children away is an creepy old neighbor wearing a Bob Ross finger puppet, beckoning them closer…
Finally we have gifts for new mothers who are looking for ways to make their hectic lives easier. For example, the BABY MOP.
Don't let junior loaf around like a lazy American! Instill a Japanese work ethic in him with this multi-tasking work of genius made in Taiwan.
I've stared at this last picture for ages now trying to come up with something witty to say and all I've got is…GAAAAAAHHHHH!!!!!


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Chris Cornell's estate is up to something.
On Wednesday (September 12), the profile and cover photos on the late rockstar's Facebook and Twitter pages changed to display a colorful illustration of Cornell's face, and his signature alongside the hashtag #WHENBADDOESGOOD and the date September 21st, respectively. So what doe it mean? A new song? A new album? A film? A book?
A previously unreleased song would make the most sense. The grunge rocker was working on a covers album at the time of his death and had been working on demos for a new Soundgarden album. As Alternative Nation reported earlier this week, Amazon has a Chris Cornell listing for a self-titled, four disc set with a release date of November 16, 2018. The album art happens to be the same image that's now the profile picture across his socials. Could "When Bad Does Good" be the first offering from that collection?
We'll have to wait until September 21 to know for sure, but chances are good that we'll be hearing some previously unreleased material from the rock legend in the weeks and months to come.
Aside from potential new music, a bronze statue of Cornell is being erected outside the Seattle Museum of Pop Culture and is slated to be unveiled on October 7 at 5:30 PM. It will be free to the public.
Photo: Getty Images


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Products that contain even a small amount of mercury may be toxic. In King County it is illegal to put mercury-containing products in the garbage or down the drain. You must take them to a recycling or hazardous waste facility.
Households can dispose of their waste mercury products at one of these disposal locations.
Businesses can dispose of mercury through a mercury reclamation facility or a hazardous waste management company.
Cosmetics and personal care products: Avoiding Bodily Harm (Washington Toxics Coalition, 2006) lists products that contain mercury.
The Washington State Mercury Chemical Action Plan describes all sources of mercury in Washington, including products.
A 'Mercury-Added Products' database is maintained by the Northeast Waste Management Officials' Association, and a comprehensive description of products containing mercury has been compiled by Environment Canada.
The Household Appliance Mercury Switch Removal Manual (Vermont Mercury Education and Reduction Campaign, 2002, PDF, 1.3 MB) shows where these switches are located and how to remove them.
"The Use of Mercury for Cultural and Religious Purposes") (National Association of County and City Health Officials, PDF, 300KB) discusses the cultural and ritual significance of mercury and its use by various social groups.
Mercury in Schools can be dangerous and also expensive to clean up.


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New 2020 Chevrolet Trax AWD LS VIN KL7CJNSB1LB089587 Stock Number LB089587
Drive It Now Price $21,190
Back-Up Camera, All Wheel Drive, WiFi Hotspot, Onboard Communications System, ENGINE, ECOTEC TURBO 1.4L VARIABLE VA Turbo. FUEL EFFICIENT 29 MPG Hwy/24 MPG City! LS trim, SUMMIT WHITE exterior and JET BLACK interior READ MORE!
All Wheel Drive, Back-Up Camera, Onboard Communications System, Aluminum Wheels, WiFi Hotspot Keyless Entry, Child Safety Locks, Steering Wheel Controls, Alarm, Electronic Stability Control.
TINT AND CRUISE PACKAGE includes (AKO) deep-tinted, rear windows and liftgate glass and (K34) cruise control, REMOTE VEHICLE STARTER SYSTEM, ENGINE, ECOTEC TURBO 1.4L VARIABLE VALVE TIMING DOHC 4-CYLINDER SEQUENTIAL MFI (138 hp [102.9 kW] @ 4900 rpm, 148 lb-ft of torque [199.8 N-m] @ 1850 rpm) (STD), TRANSMISSION, 6-SPEED AUTOMATIC (STD), AUDIO SYSTEM, CHEVROLET INFOTAINMENT SYSTEM with 7" diagonal color touch-screen, AM/FM stereo voice pass-through technology, includes Bluetooth streaming audio for music and select phones; featuring Android Auto and Apple CarPlay capability for compatible phone (STD). Chevrolet LS with SUMMIT WHITE exterior and JET BLACK interior features a 4 Cylinder Engine with 138 HP at 4900 RPM*.
Great Gas Mileage: 29 MPG Hwy.
At Chevrolet Buick GMC of Helena, we are local people helping local people find the car, truck or SUV that meets their needs and at a fair price. In fact, it is our promise that if you find a lower advertised price on a comparable vehicle in the 4 state area we will refund you the difference. Our customers are very important to us and it is our goal that they be 100% satisfied when doing business with us from the sales process to servicing their vehicle and doing right the first time.
Price does not include title, license, or dealer doc fees. Price contains all applicable dealer incentives and non-limited factory rebates. You may qualify for additional rebates; see dealer for details.


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OAKLAND — A 12-year-old girl was shot in the leg in East Oakland on Wednesday evening, police said.
The girl's injury was not life threatening and she was rushed to an Oakland hospital for treatment.
Police said the girl was sitting in a car with her father when she was shot.
No one else was injured.
Police were called to the home in the 6200 block of Harmon Avenue at 5:20 p.m. Police said several houses in the area were hit by gunfire.
Police don't believe the girl was the target. No one has been arrested and a motive in the shooting was not immediately known.
This shooting comes just three weeks after Luis Hernandez, 11, was shot while sleeping in his bed at his family's home in the 200 block of Makin Road. He is recovering.
In the month of August, two children, ages 7 and 12, and a 14-year-old boy were shot and wounded in separate and unrelated shootings in East and West Oakland. All of them survived, but those shootings killed two adults.
Police and Crime Stoppers of Oakland are offering up to $5,000 in reward money for information leading to the arrest of the shooting in Wednesday's incident. Anyone with information may call police at 510-238-3821 or at a tip line at 510-773-2805 or Crime Stoppers at 510-777-8572. Tips can also be sent anonymously via text message. Text the words TipOaklandPD to 510-888-777.
Reach Kristin J. Bender at firstname.lastname@example.com. Follow her at Twitter.com/kjbender.


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Before / After
Prior to The Daniel Plan I struggled with diets. I went off and on the low carb diets and kept gaining weight because I could not maintain it. I could always lose 5 -10 pounds fairly easily but would end up gaining it back and gaining more. I always tried to diet on my own and always with a goal weight in mind and never with an attitude towards good health. I almost reached 250 pounds.
My doctor warned me that I would soon need to go on blood pressure medication. I had enough buildup of plaque in my arteries to require cholesterol medication.
I struggled with working out, I would always push myself really hard and either burn out or injure myself and stop exercising. I tore my meniscus in my left knee and had a hernia which kept me from getting the physical exercise I needed. Surgery was required on both injuries and I gained weight while recovering.
I know I used food to medicate my feelings…I would keep eating until I was felt emotionally full. Chocolate shakes, cheese burgers, and rib eyes were my feel good foods if I was stressed out. I would especially over eat at night while watching TV. Television and food seem to go together so easy.
My wife and I started The Daniel Plan on January 15. The buildup and excitement Pastor Rick generated made it easy to get started. After the event we headed straight to Trader Joes and made a healthy grocery trip. We cleaned out our kitchen and fridge of the stuff we are no longer eating. We did our supplemental vitamin research and found the best deals. I began a regular exercise routine focusing on core conditioning. I made an appointment with my doctor to get my baseline results. Because of travel, I was going to be on the road for two weeks and my appointment was not until the end of February.
While I was traveling, I read Dr. Daniel Amen's book, "Change Your Brain, Change Your Body." Dr. Amen's explanation of my brain activities came in real handy as I was on the highway stuck in traffic…
I had moved less than a mile in 2.5 hours. There was a McDonald's at the next available exit and as my stress increased, the Quarter Pounder w/Cheese and chocolate shake was where I was going to find comfort. As this trigger was taking place, I remembered what Dr. Amen said about the hard-wired response I was having to this situation. I visualized the electricity in my brain sending the signal to my mouth and taste buds. This happened even though I had an apple right next to me that I had planned to eat. I picked up the apple and chose to eat it. I remember kind of meditating on it as I tried to connect my feelings to eating this apple. I still want to have the Micky Dees fix at times, but I recover from the desire much quicker now and a Granny Smith apple has become my "quarter ponder" of choice.
I am more committed to the program, than treating it as a diet. I realized the most significant changes were my attitude towards food and having a team of people who are stake holders in my health.
After I returned from my trip I had lost three pounds. I had always put on a few weight when I traveled and never lost, so this was a big deal for me. When I got my blood work done, after just six weeks on the plan, I had dropped my cholesterol from 220 to 157.
The Daniel Plan gave me real motivation to get healthier...serving those who are close to me and service in my ministries. I have more energy to accomplish both! In six months, I have lost 38 pounds, 8 inches around my waist. my blood pressure is 114/69, and my cholesterol is 152. My doctor is taking me off my cholesterol medication when I reach 200 pounds which is only few more pounds to go. This is not a quick fix diet plan. It is a lifestyle change that helps me look at all aspects of my life so I can make healthier choices.
My wife has been the single greatest supporter. She always prepared healthy meals before we started the plan. Now, she has just made a few tweaks and her meals are still tasty but adhere to the plan principles. I have support from a group of exercise instructors who have encouraged me as I have made progress in weight loss and strength conditioning. I have shared my story with co-workers and small group and they are monitoring my progress. When my supporters say that my change is "inspiring," it motivates me continue.
If I go back to my old habits, I will be letting down a lot of people. This is a good kind of peer pressure for me.
I know my schedule, so I plan food in the schedule…I have the right food on hand when I know I am going to be away. When I travel, I plan when and where I will get my food.
It is still a struggle, but over the past 10 years I have given up control of my finances, relationships, hurts and hang ups to Jesus…and with great results. In the past six months, I have also given up control of my body to Jesus.
I still stumble and eat too much, but I am eating too much of the right foods. So, it makes it easier to keep eating the right foods when I resume eating the amount I need.
God has given me the freedom to choose, and choosing to take care of my body is one more way I can honor Him.


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William the Silent
William the Silent or William of Orange (William I, prince of Orange), 1533–84, Dutch statesman, principal founder of Dutch independence.
Sections in this article:
- Introduction
- Struggles with Spain
- Early Life
- Wives and Heirs
- Bibliography
The Columbia Electronic Encyclopedia, 6th ed. Copyright © 2012, Columbia University Press. All rights reserved.
See more Encyclopedia articles on: Benelux History: Biographies


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There has been an emerging problem in the last 1 to 2 days with PocoMail and Barca not able to complete email download due to errors during download. This has been caused by a bug in unknown Spam software leaving errors in the message header that PocoMail and Barca are seeing on retrieval.
We have isolated the problem and should have a fix ready for download by tomorrow; meanwhile, you can use View Mail on Server, or Online Folders to purge bad spam messages from your account.


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This site features new ideas for easy-to-build simple electric motors originally designed by Stan Pozmantir for his grand prize winning science fair project.
On this site you will find:
From inventors of the first ever reed switch motor kit (© Simple Motors, 1999) - the easiest electric motor to build (and understand how it works!)
This is the simplest motor kit that could be assembled in 30 minutes!
Despite its simplicity it is a perfect learning tool to make first steps into wonderful world of electricity and magnetism.
Efficient design (rotational speed up to 2100 RPM) guarantees this motor to work every time.
Lots of fun for years!
Same as Kit #11 with additional features:
In addition to all features of a basic motor this kit includes extra parts:
Lots of experimentation possibilities!
Same as Kit #13 with additional features:
QuikLock™ motors are not Lego® products even if they contain original and modified Lego® bricks and plates. We reserve the right to use other materials in the future. All warranties provided by Simple Motors. LEGO® is a trademark of the LEGO Group of companies which does not sponsor, authorize or endorse these products.
Original reed switch motor – our most popular kit in 1999-2013!
Allows to experiment with 4 different voltages: 1.5, 3, 4.5 and 6 Volts.
Speeds up to 3000 RPM.
Reed switch motor with transistor control which increases the life of the reed switch.
Easy to build, but requires some soldering.
Motor using Hall Effect IC as a sensor. This is our simple version of common industrial brushless motor.
It is fast, quiet, and the most reliable motor that can work for years!
Motor using optical interrupter as a sensor.
This is quiet, reliable but a little slower motor (typical speed up to 2000 RPM).
This is our version of well known simple motor that provides the ability to do some experiments with it.
Another version of simple motor with rotating coil in the magnetic field designed for these experiments:
No messy glue. No tools required.
Simple brushed conventional motor for only $4.99 each!
Sold in classroom sets of 10.
Buy 3 sets or more and get free RPM measurement attachment – your students will be able to compare the speed of their motors.
Buy 5 sets and get in addition free Rapid Assembly QuikLock Kit #12!
Simple inexpensive attachment for measuring the speed of any conventional motor where the wire coil rotates in the static magnetic field.
Highly recommended for groups of students – they love to compare their motors!
Connects to frequency meter; if you do not have one you may consider RPM Measurement Kit #2.
All-in-one kits include all parts required for assembly of 4 brushless motors:
With easier Kit #8 you can build one motor at a time.
Kit #9 (shown above) allows for easy switching between different motor configurations. It is an advanced kit.
Most electric motors built from our kits are powerful enough to rotate precision industrial motor which can generate enough power to light up a super bright LED.
Adding a simple generator to your motor is the best way to demonstrate how electrical energy is converted to mechanical energy, and then back to electrical power.
It is also a helpful tool to measure and calculate torque and efficiency of your motor.
If you are looking for a renewable energy project – solar power module is a perfect addition to your motor kit!
This powerful 1.6 W solar panel could be added to motor kits #1-9, 13-14.
It provides enough power for the motors to work under direct sunlight. Solar panel can also recharge the batteries.
This kit adds a main power switch.
Advanced multimeter and assembled attachment for real time motor speed measurement.
It works on all brushless motors available at our site.
The RPM measurement tool is based on frequency measurement. If you already have a multimeter that can measure the frequency in Hz you might be interested in inexpensive standalone RPM measurement attachment.


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Vyne is a hands-free viewing accessory for the smartphone. It is designed to be worn sitting down in a stationary position for viewing media content for an extended period of time. Constructed of a flexible elastomer neck and plastic clip, Vyne allows users to easily watch movies, slideshows, and video calls in a variety of configurations & locations with maximum comfort and minimum fatigue.
© 2010, Patent Pending. Apple iphone and Apple are registered trademarks of Apple Inc. In addition, such use of trademarks is not intended to imply, directly or indirectly, that those Vendors endorse or have any affiliation with Vyne.


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A Marie Claire writer has issued a big, fat apology for "insensitive" comments about overweight people, amid outcry over her online column that accused producers of the hit CBS show "Mike & Molly" of "promoting obesity."
In the post, called "Should 'Fatties' Get a Room (Even on TV)," freelancer Maura Kelly riffed on a CNN news item that cited some "Mike & Molly" viewer complaints over the number of fat jokes expressed on the show as well as discomfort over the main characters' expressions of intimacy.
Kelly admitted that she did not watch the show, which features a couple who meet though Overeaters Anonymous.
But she argued "no one who is as fat as Mike and Molly can be healthy," and accused obese people of "costing our country far more in terms of all the related health problems we are paying for, by way of our insurance, than any other health problem, even cancer."
U.S. & World
The day's top national and international news.
Kelly then revealed she'd be "grossed out if I had to watch two characters with rolls and rolls of fat kissing each other."
She also compared the "distress" of observing a "very, very fat person walk across the room" to watching a drunk or heroine addict.
After being flooded with comments on Tuesday – most of them negative – Kelly apologized in an update on the post.
"Believe it or not, I never wanted anyone to feel bullied or ashamed after reading this, and I sorely regret that it upset people so much," she wrote. "A lot of what I said was unnecessary. It wasn't productive, either."
Kelly went on to reveal that her own history of anorexia and "life-long obsession with being thin" likely played a role in what she called an "extreme reaction."
Marie Claire editor-in-chief Joanna Coles said Kelly's piece elicited over 28,000 e-mails, and defended the blogger in an interview with Fashionista.
"Maura Kelly is a very provocative blogger," Coles said. "She was an anorexic herself and this is a subject she feels very strongly about."
Selected Reading: Marie Claire, Fashionista, MSNBC


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IBM has used its "Information on Demand" conference to introduce a new set of business analytics software that combines social networking and collaboration capabilities. With the worldwide mobile workforce expected to reach more than 1.19 billion individuals by 2013, the company claims that the new launch represents "business analytics for the masses".
With a look-and-feel that mirrors people's everyday use of technology including support for new mobile devices and integrated social networking capabilities, IBM is aiming to provide faster and more collaborative decision-making in an answer to the planet's still-burgeoning global data mountain.
IBM says that its new software pushes data analytics away from the traditional format of reports and charts, to a more interactive presentation with broader analysis tools supported by built-in images and user help videos. Data analytics on mobile devices anywhere will, if the company's predictions prove to be correct, mean that business users change the way they to interact with their teams and customers.
With mobile transactions expected to grow by 40 times by 2015, IBM's new analytics announcements are as follows:
- Cognos 10: A combination of social collaboration (via Lotus Connections software ) and analytics for business intelligence in a single online interface or through mobile devices.
- DB2 10: New database software that combinex data from past, present and future analytics.
- InfoSphere Server: New server integration software designed to handle diverse forms of data with the ability to see the quality of data before it's used.
- Technology Preview: Of Hadoop-based big data analytics software running on premise and on the IBM Test Development cloud.
"This new software means that business users can benefit from accessing information with a range of views from simple real-time information to advanced predictive 'what if' analysis," says IBM. "The integrated social networking capabilities with analytics allow the employees to interact with each other in real time in communities, wikis and blogs. This combination fuels the exchange of ideas and knowledge that naturally occurs in the decision-making process, but is typically lost in meeting notes, manual processes and emails."


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Testifying on the harshness of his two and a half years of pretrial confinement, Army Pfc Bradley Manning, accused of leaking tens of thousands of classified documents to online news source WikiLeaks, acknowledged this week that he had tied a bed sheet into a noose when contemplating suicide during his imprisonment in Kuwait.
Manning was questioned about the noose during a pre-trial hearing in which the 24-year-old Army intelligence analyst testified of being held in solitary confinement for 23 hours a day in a six-by-eight-foot windowless cell, forced to sleep naked without bed sheets and kept on suicide watch in a Marine Corps brig in Quantico, Virginia, long after he said he had abandoned thoughts of suicide. On cross-examination, Army prosecutor Major Ashden Fein showed him a noose made of bed sheets and asked him if he had not fashioned a similar device during his Kuwait confinement. Manning said he did, and he acknowledged having had thoughts of taking his own life when he was processed as a "suicide risk" on his transfer to custody at Quantico, noting on his intake form that he was "always planning and never acting" on it.
Manning faces 22 federal espionage and breach of security charges stemming from the release to WikiLeaks of classified memos, Iraq and Afghanistan war logs, and Guantanamo prison records during the time he was stationed in Iraq as an intelligence analyst. The most controversial of the releases was a 2007 video showing a U.S. helicopter crew gunning down 11 men in Baghdad, including, it was later learned, a Reuters news photographer and his driver. The video appeared on the Internet under the heading, "Collateral Murder."
The Pentagon exonerated the crew, saying the shooting occurred during an attack in which the camera equipment was mistaken for weapons.
The Associated Press reported that Manning's lawyer, David Coombs, offered the court a plea bargain whereby Manning would plead guilty to eight of the 22 charges he faces and would have certain charges reduced to violations of military regulations rather than federal criminal statutes. Under the proposed agreement, the AP reported, Manning would be sentenced to 16, rather than 72 years in prison. The military judge, Army Colonel Denise Lind, accepted the offer Thursday and said she would consider the pleas at a hearing beginning December 10.
Manning testified on Thursday that he had begun to think about suicide in 2010 following his arrest in Baghdad and transfer to Kuwait where he was kept in isolation. He was transferred to the United States in July 2010 and placed in the brig at Quantico. Military officials claimed he was kept in isolation there because he was a maximum-security prisoner who was considered a danger to himself and other prisoners.
Manning testified he was awakened two or three times a night when he was on suicide watch. He said he told guards he could kill himself with his underwear if he wanted to, after which he was forced to sleep naked under a suicide smock for nearly two months. On one occasion, he said, he was forced to stand naked in front of his cell during morning attendance.
Conditions of Manning's confinement have been publicized by media critics of it, notably by Glenn Greenwald, a civil liberties attorney formerly writing for Salon.com and now a columnist with the British publication The Guardian. Both the conditions of his arrest and the nature of his revelations concerning abuses by both the U.S. military and Iraqi authorities have made the case a cause to rally around for human rights and antiwar activists.
Writing on Consortiumnews.com Friday, former CIA analyst Ray McGovern said that among the secrets revealed in the WikiLeaks documents was an order from the U.S. military command not to investigate torture of Iraqis by Iraqi prison guards. "Hundreds of the leaked war logs," McGovern wrote, "reflect the fertile imagination of the torturer faced with the entirely helpless victim — bound, gagged, blindfolded and isolated — who is whipped by men in uniforms using wire cables, metal rods, rubber hoses, wooden stakes, TV antennae, plastic water pipes, engine fan belts or chains." Other means of torture employed by Iraqis against their countrymen included hanging a prisoner by his wrists or ankles, rape or sexual molestation, and burning with hot cigarettes, acid, or boiling water.
"Manning was driven by a sense of morality to get the evidence to the American people and to the world," McGovern wrote, and has been made, by the conditions of his confinement during two and half years of imprisonment without a trial, "an example to anyone else tempted to tell hard truths."
Photo of Bradley Manning stepping out of a security vehicle while being escorted to courthouse: AP Images


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I've had this skirt yonks and I've shamelessly never worn it. That's what you get when you buy stuff your not sure about! Its a bit tummy heavy so I did have to save it for a relatively flat stomach day, considering I likefood this is way to few and far between! The shirt is a black version of the pink one I posted about last week. This ones a bit better quality though which Im happy with! Not wearing nails today as I'm possibly getting acrylic glitter tips at some point this week but cant decide if I want to go there again, My nails are already battered from years of acrylic abuse!
And onto a little announcement, I've finally confirmed everything and I'm moving to London on the 20th January! Taken me long enough huh! I'm moving south west. I was going to be going on Friday but I've had to push it back a bit, even though Im actually in London pretty much all week! So expect blogging to be a bit hit a miss over the next week or two while I sort my affairs out! Means I'm going to be around for IMATS and Fashion Week properly this time! So excited!


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SAP Solution Manager Overview
SAP SE (Systems, Applications & Products in Data Processing) is a German multinational software corporation that makes enterprise software to manage business operations and customer relations. SAP is headquartered in Walldorf, Baden-Württemberg, Germany, with regional offices in 130 countries.The company has over 293,500 customers in 190 countries.
In 1973, the first commercial product was launched. It was called SAP R/98 and offered a common system for multiple tasks. This permitted the use of a centralized data storage, improving the maintenance of data. From a technical point of view, therefore, a database was necessary.
In 1976, SAP GmbH was founded, and moved its headquarters the following year to Walldorf, Germany. Three years later, in 1979, SAP launched SAP R/2, expanding the capabilities of the system to other areas, such as material management and production planning. In 1981, SAP brought a re-designed product to market.


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We're open in all our stores by appointment.
So, whether you'd like a consultation with one of our designers or you're just browsing, you can book a time to see us here.
Where in the world are you?
It's far nicer (and easier) when things are in your own language.Right now, we speak a few, but we're learning more all the time…
If you're looking for a dresser that'll feel timeless, that's traditional but will still work in a contemporary home, and that combines the character of natural oak with simpler, painted timber, then Chichester ticks all those boxes. This version is also ideal if you have a lot of little things to store, because the drawers mean you can see everything at a glance rather than rooting in the back of a cupboard.
Oak, because it'll look more than good in your home. You can expect the odd knot here and the odd change in wood grain there – which means no two pieces will ever look quite the same – but overall, it's a well-balanced timber.
When it comes to painted timber, we use tulipwood – a strong and resilient hardwood. Its fine, almost knot-free grain makes it perfectly suited to a painted finish, so you get the best of both worlds – strength and smoothness.
The oak is protected with IsoGuard®, our timber treatment oil. Think of it as a defence barrier, but one that you'd never know was there. IsoGuard® comes in a few finishes; this one's Natural Oak, which, as the name suggests, gives the oak a subtle, honey-coloured look.
Not every piece of furniture and every colour of paint needs the same process – a 'one finish suits all' approach won't ever give you the best result possible. That's why we vary the number of coats and use both hand-painted and spray-painted techniques depending on what that shade needs.
Chichester's full of welcome little touches: soft-close runners hidden underneath the drawers; chrome roller catches on the doors; and attractive (and load-bearing) zigzag shelving supports that make it easy to rearrange things.
The colours in our paint palette shown here are a close representation of their true shades, but to see the real thing, we suggest trying our sample paint pots.
This piece is made from natural timber, which will expand (slightly) and shrink (just a little) as it responds to the humidity and temperature in your room. We've used joinery techniques that'll help to counteract this, but small changes in your piece are completely natural and to be expected. Just know that, in the very unlikely event that there's a significant change to the structure, we'll be here to help.
You want: easy-to-care-for pieces that you don't need to tiptoe around. We've got: easy-to-read-through care guides that give you just that.
Right this way
Our white glove service means you'll have a two-man delivery team. That means no heavy lifting on your part is needed. They'll take it to your desired spot, assemble it for you and take away the packaging for recycling. The assembly service doesn't include fitted furniture.
For homes and customers outside of the UK and Ireland, our international team are here to help arrange shipping and delivery. Call us on +44 (0)1793 427 427 or e-mail [email protected] and together we'll sort out the best method for you.
Returns should be easy, that's why we have a 'no quibble' mindset.
If you decide on the day that it's not for you then our delivery team can take it away for you there and then. But if you'd rather mull things over, you have 28 days to make up your mind. We do charge a pick-up fee of £29.95 here though, because we'll need to send our delivery team back out.
And when it comes to designs upholstered in a made-to-order fabric or painted in a bespoke colour, there's also a 20% returns/cancellation fee. We'd love to not have to charge a penny for this, but as they're made just for you, we can't always guarantee that we'll be able to sell them again.
If you've bought something from us outside the UK or Ireland, just get in touch with the store you bought it from – or with our international team if you bought it through them – and they'll let you know how you can return or exchange it.
And talk to our international team on +44 (0)1793 427 427 or at [email protected]
These terms don't affect your statutory rights. For our full terms and conditions, please click here.
For our full returns policy, please click here.
Like a home from home where you're welcome any time.
Neptune Paris


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Should Amazon Spin Out Its Cloud Operations?
Eventually it will be inevitable, says Tim Horan, an analyst with Oppenheimer, who shared the idea in a research note with clients today, because the business will interfere with other higher-priority businesses as it grows. He reckons that AWS — commonly known as Amazon's cloud services business — is bringing in somewhere in the ballpark of $2 billion a year in revenue, which would amount to about 3 percent of sales, and he projects that it will grow to $10 billion within about three years. As yet, Amazon has not disclosed the real figure.
The problem, as Horan see it, is that when retailers turn to cloud computing, they'll have little choice but to call Amazon, which they see as a competitor. There are other options, ranging from Hewlett-Packard's burgeoning cloud services unit to another one at IBM, to Rackspace, Joyent, and Verizon's Terremark, to name a few. Using Rackspace for comparison, he estimates that Amazon's AWS could be worth as much as $101 billion by 2018.
The spinout notion seems to ignore one fundamental truth about Amazon on AWS. Amazon itself runs its retail and media operations on AWS, so the revenue it generates from selling computing-for-hire services of every stripe subsidizes and indeed minimizes the computing overhead costs associated with everything else that Amazon does, including retail and media streaming. That's where the logic of a spinout, at least to me, breaks down. If it were to happen, wouldn't the cost benefits that Amazon gets from running on the internal AWS infrastructure be lost?


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Education Program for Prospects
How to throw a slider . . . how to hit a curve ball . . . how to learn to play the game right.
That's all part of the development process of young professional baseball players during spring training and every day during a minor league season. The process is a long one and doesn't necessarily end once a player reaches the big show.
But, there's more to being a complete ballplayer. Once again, the Phillies are hosting a prospect education program this week at Citizens Bank Park.
Participating in the program are RHP Phillippe Aumont, RHP Brody Colvin, LHP Jake Diekman, 2B Cesar Hernandez, OF Jiwan James, RHP Trevor May, RHP Jon Pettibone, RHP Julio Rodriguez, RHP B. J. Rosenberg and C Sebastian Valle.
They'll hear from and interact with David Montgomery, Dan Plesac, Dave Buck, Bernie Parent, Frank Coppenberger, Elaine Plasqua, Jim Thome, Charlie Manuel and Ruben Amaro Sr. Topics range from being a professional on and off the field, being an athlete in Philadelphia, participating in the community, the business of baseball, media training, clubhouse and travel etiquette, off-field choices, preparation and expectations.
The group will also get a tour of Citizens Bank Park. A road trip to the MLB Network studios is scheduled for Thursday.
Work outs at Citizens Bank Park are also on the schedule at the end of the day on Tuesday, Wednesday and Friday.
Next month some of the young prospects will join the Phillies big league camp at Bright House Field. Others will be part of the minor league camp that begins in March at Carpenter Field.
The ultimate goal: to be a well-rounded big league ballplayer.
1 Comment
Good ideas. I also like baseball and even I don't play in a team I had a pleasure to read your article. Thanks for the info.


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Have you ever read EduBubble? I remember first getting there through a link from the New Faculty Majority and thinking, "Why on earth did these people send me here?" About half of what the mostly anonymous author (you have to look around, but apparently it's someone named "C. Davis") is totally offensive to any self-respecting faculty member, but their clip-finding skills are phenomenally good. More importantly, I'd say about a quarter of the time, C. Davis is right on the money. Besides, even if you disagree with someone attacking the entire concept of college, you should be able to refute these kinds of arguments or you have no business working in higher education.
Don't get me wrong. I do not think college is a bubble. Even if it's a worse bet than it used to be, it's still the best route into the middle class. [Seriously, how many people get their dream job coming right out of college during a recession?] More importantly, it's not the failure of American higher education that has made college risky. It's structural changes in the economy, and foregoing college is just about the worst thing you can do if you want to have a prayer of keeping up with those changes.
I've struggled with this bubble question before, and think now more than ever that the bubbly people are both right and wrong. It's not as if college has become a bad investment, but that hasn't stopped administrators from doing their darnedest to make it that way. I wrote this in 2011 and it still sounds right to me:
My fear is that it's the schools themselves who've started a speculative bubble, and the bubble they're creating is in the "market" for students. With state money decreasing or with increasingly more students unable to borrow enough to go to a private university which costs $50,000/year, they're bidding up the cost of attracting new students because growing the campus is less painful (but not cheaper) than making painful cuts to administrative salaries and sports.
I'm beginning to think MOOCs are themselves an extension of this effort to grow student populations at all costs. However, it's not the wealthy schools that offer them who are doing the bubbling, it's the poor ones who are willing to take certificates from whatever MOOC is available in the hopes that students completing their degrees there will still be willing to pay them something in return.
Coursera, which would then take a cut of those payments itself, strikes me as a bubble of a different kind. They have to make money somewhere, so they'll do whatever it takes to find the labor needed to make their courses functioning. Apparently, that includes recruiting the extra instructional help they need to personalize their massive classes from the ranks of their own students. Do their students actually know something about the course? Presumably if they knew enough to teach it they wouldn't need to take the course in the first place, but free labor's most important attribute is cost not quality. Who cares what they actually know when there's money to be made?
So given the choice between Facebook, Amazon or Pets.com, I think I'm going to pick Pets.com as the best analogy for Coursera's future. But Coursera's future is not my primary concern here. What happens to the effectiveness let alone the reputation of higher education when we let students get credit for courses which require no direct contact with a qualified teacher? Come to think of it, do all these new-fangled technological marvels of higher education seem to get a pass on all the assessment rituals that the rest of us get tortured with every semester? Could it be because they wouldn't pass them?
It starts in my toes and I crinkle my nose, but unfortunately the smell of this particular potential bubble stinks to high heaven.


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Where would California be without the new law, signed by Gov. Jerry Brown in recent days, to ban local governments from banning circumcision?
Well, California would be in deep trouble, with a broken budget and a governing system that can't do much to address real problems.
Which, of course, is exactly the same position California would be if Brown and the legislature had never bothered with the ban-on-circumcision-ban legislation.
U.S. & World
Nevertheless, the legislature and governor spent time on this pointless legislation.
Yes, it's true that there were efforts in San Francisco and Santa Monica to make circumcision against the law. But these efforts were never more than a sideshow (and an excuse for immature male bloggers to write about their private parts).
A San Francisco initiative to ban circumcision -- the folks behind this ban make a non-sensical comparison to female genital mutilation in Africa -- was thrown off the ballot because it's unconstitutional.
Given the magnitude of California's problems, there's no reason to waste time or effort on a bill to prevent a policy that can't and almost certainly won't be enacted.
More on circumcision ban:
Cutting San Francisco's Authority Over Cutting
On Circumcision: Mend It, Don't End It
Circumcision Ban Won't Appear on Santa Monica Ballot
Let us know what you think. Comment below, send us your thoughts via Twitter @PropZero or add your comment to our Facebook page.


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We can save you the trouble of "shopping around" for the correct connectors or power sources for your DATEL digital panel meter. The following links on this page will lead you to a wide variety of meter accessories, from AC Current transducers with 4-20 mADC output, to application specific "plug-in" boards.
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Lauridsen : Lauridsen: Lux Aeterna: Satb And Piano
Product Specs
- Product Number: 0571521541
- Publisher: Faber
- Barcode: 9780571521548
Product Specs
Instruments - Delivery is FREE within the UK for all instruments. This price you see is the price you pay.
(Instruments over £100 are always sent by our Express service, regardless of the service selected in the checkout.)
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Our instruments are fully checked and set up through our workshop to ensure perfect playing.
German Requiem: Ein Deutsches Requiem: Op45: Vocal Score (Peters)
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Fairy Ring: Female Choir (SMezA) And Harp (or Piano) (Schott)
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Lass Leuchten uns dein Stern. Motets & Songs for Christmas. : SATB: (Barenreiter)
So good night unto you all (Schott)
Verleih uns Frieden gnaediglich: Choral: (Barenreiter)
A Sound Of Singing Fills The Air: SATB & Organ (OUP)
God Is Born Among Us Vocal SATB & Organ
O Magnum Mysterium: Vocal: SATB
Nocturnes: Vocal Satb (Consultant Ed Simon Hasley)
Lauridsen: O Nata Lux: Satb & Piano


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Small & midcaps have outperformed large caps since the market lows recorded during the financial crisis in 2009. Candriam expects small caps to continue outperforming, but focusing on high quality companies which will prove more resilient to the withdrawal of cheap liquidity provided by central banks.
Chart 1: Small & midcap companies have outperformed the large cap indices.
There has been much academic discussion on the validity and sustainability of the outperformance staged by smaller & midsize companies over the past years, as small caps trade on a valuation premium compared to large caps. However, recent studies ("Size Matters, If You Control Your Junk"*) show that if you select high quality small cap securities, i.e. profitable businesses that display profit growth, safety and have a high pay-out, they by far outperform their larger counterparts.
This academic discovery vindicates our investment approach in this segment. We select companies that are active in growing niche markets, based on their dynamic management and their innovation capabilities. In many cases these smaller companies are managed by their founders who tend to be more prudent when using leverage, as their own wealth is at stake. These founders also recognise the importance of cashflow, profitability and growing revenues when developing the company. Over time, shareholder-friendly company management teams know that performance mainly comes down to cashflow generation and the allocation of capital towards its best uses.
In addition, the management structure of small companies is usually lighter than their larger peers, allowing them to take decisions more rapidly and be more reactive. As pointed out by the Boston Consulting Group, agility now rivals scale as a key to success.
When looking at current valuations, European small & midcaps appear to be trading at a premium over large companies. However, this premium is still in-line with the historical average (Chart 2). This fact justifies our conviction to be exposed to this market segment.
Chart 2: Small cap valuation premium, in-line with its historical average.
Furthermore, small cap stocks generally have a higher proportion of domestic revenue, allowing them to benefit fully from a strong local economy. This is particularly the case in Europe, where the economy is gradually recovering, which should be beneficial to small caps. Moreover, small cap companies typically pay a higher tax rate than large caps which generate more international revenues. Any cut in the corporate tax rate would therefore be of greater benefit to smaller companies.
Additionally, the more domestic orientation of small caps leaves them less exposed to potential protectionism, which Candriam sees as a possible source of risk. Small & midcap companies are also less exposed to emerging markets and commodities, two asset classes that have shown more fragility while the Fed is raising rates.
Finally, small cap stocks also typically have higher betas and therefore frequently perform well during sharp market rallies. In the medium term, we believe we shall remain in a low growth environment. In this context, European small and midcap companies should continue to be sought after by investors as they offer stronger growth prospects.
Investing in small cap companies is not without risks, as there is usually a lack of quality research coverage. This sort of information vacuum may deter many investors and can create significant price volatility when the markets turn negative. However, for investors who are prepared to do their homework, they offer a great opportunity.
We expect 2018 to be bullish for the markets and for small caps, but the forthcoming European tapering and the end of cheap liquidity could create significant volatility with potential macro risks, especially for small companies, as low liquidity may exacerbate share price moves. In addition, it could also mark the end of cheap credit spreads. This is why we advocate remaining focussed on investing in high quality small companies with sound balance sheets.
*Asness, Clifford S. and Frazzini, Andrea and Israel, Ronen and Moskowitz, Tobias J. and Pedersen, Lasse Heje, Size Matters, If You Control Your Junk (January 22, 2015).


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Possible Duplicate:
Accelerating particles to the speed of light
I have heard about atomic rockets in novels which have the capability to travel faster than light. I have also heard about fictional stories where objects capable to travel faster than light.
My question is:
Is it scientifically possible to build an instrument which can travel faster than light?
And atlast i like to clarify that whether this question suitable to your site or maybe asked in anyother stackexchange site's,usually downvote will be awarded when there is lack of research ,i am seeking answer where the research be-ginned for it,am i wrong ?
if my question is off the topic here please let me to know where can i ask this question?