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Master of Real Estate Development
The Master of Real Estate Development [MRED] program at the University of Maryland provides a comprehensive graduate level education designed to prepare students for a successful career in real estate development. The MRED Program promotes a multi-disciplinary approach to real estate education. It delivers a comprehensive curriculum with a foundation in the business, finance and entrepreneurial aspects of real estate, paying special attention to the "quadruple bottom line:" economic viability, environmental respect, social responsibility and beautiful design. The program offers a unique mix of elements and a strong finance foundation that prepares students to successfully address industry challenges and become accomplished practitioners. It includes the following components:
• Professors who are active industry professionals, committed to providing the working knowledge of how real estate is being developed and managed under current conditions.
• A location rich with real estate challenges—land development on the Eastern Shore, infill development in Washington, DC, redevelopment of suburban transit corridors, river and harbor
front makeovers in Baltimore and Washington—allowing students to explore classroom concepts with enriching site visits.
• A flexible and personal study program with start dates, course sequences and core requirements tailored specifically to each student's needs.
• A diverse student body, whose broad mix of academic backgrounds, practical experience, age, gender, ethnicity and culture provide an exceptional setting for learning, collaboration
and professional connections.
• Involved and connected alumni at top real estate companies, actively support the program, its students and each other. Our graduates are making their marks at such notable companies as Jones Lang LaSalle, JBG, RCLCO, Somerset Development, First Potomac and the Peterson Companies, as well as in public/private development at the federal, state and local level.
In sum, the University of Maryland's Graduate Programs in Real Estate Development offer an unparalleled combination of realworld knowledge, real estate industry connections and a vibrant, diverse student body.
Tuition and Fees
The MRED degree is a Non-Standard Tuition program. Please see PDFs below for more info.
Alumni Testimonials
Ameenah Williams relocated from Florida to Maryland. She has a Bachelors in Interior Design and a Masters in Architecture. She is an active, member of AAREP (African American Real Estate Professionals), ICSC (International Council of Shopping Centers), APX (Alpha Rho Chi – National Fraternity of Architecture and Allied Arts), and a volunteer with Habitat for Humanity. Currently Ameenah is working for The Peterson Companies coordinating Downtown Silver Spring, the Washingtonian in Gaithersburg, MD, and the Milestone in Germantown, MD. During the week, she handles everything from tenant relations, problem solving, billing, and placing work orders. Her goal in pursuing a Master of Real Estate Development is to gain a better understanding of the financial aspect of running a lifestyle center such as Downtown Silver Spring, or The Washingtonian Center. Ameenah says, "the MRED classes, definitely will help to enhance my understanding of my project's budget reports. I must really thank Professor Gomez, who helped me get the concepts of net operating income(NOI), cash flows, income and expenses, down; also kudos to my finance professors Mike Daugard and Jud Ryan now that CAM and lease assumptions are no longer foreign!"
Tatiana Nelson-Joseph is a current MRED student. She is taking classes part-time and hopes to graduate in 2 years. Tatiana is a native of Washington D.C. but spent a few years in New York City, where she earned an Associate Degree in Accessories Design from The Fashion Institute of Technology. Tatiana earned her Bachelor's degree in business from the George Washington University in 2001, and a Masters of Fine Art in Sculpture from Howard University in 2004. Tatiana has worked as a Transaction Analyst at a local utility company and taught art classes at a local college. Having once taught graphic and interior design, Tatiana looks to develop a career that "marries my interests in business and design, while making a difference in the community." She says the reputation of the MRED program brought her to the University of Maryland. Her future goal is to become a successful real estate developer and focus on the mid-atlantic region.
John Hersey, current student, grew up in Beverly, MA and until recently had never lived west of the Connecticut River. He received a B.A. in sustainable urban planning and an Master if Regional Planning from University of Massachusetts - Amherst in 2005 and 2007, respectively. John has worked in sustainable transportation planning for four years and now has experience in creating healthy, equitable, convenient, and attractive places. John believes, "transportation is at the heart of economic development, which underpins much of planning." His goal at the Colvin Institute is to learn more about the financial mechanisms available and techniques used to build communities today in order to improve our built environment tomorrow. John values the interdisciplinary nature of the MRED program and the school's reputation. He says, "Eventually, I humbly came around to how little I knew about real estate and how important it is to not just referee the game (i.e., planning) but to actually play it (i.e. development)."
The Master of Real Estate Development (RDEV) program is designed as a complete degree for those interested in real estate careers. There are also options to combine the degree with a second (dual) degree with Architecture (ARDV), Planning (CPDV), Historic Preservation (HPDV), or Business Administration (MBRE), or to do a shorter set of real estate courses for a Certificate in Real Estate Development (Z029).
To apply, follow these steps:
- Begin your online application by clicking on the Graduate School. (Note, if you get taken to a page that shows the Robert H Smith School of Business, scroll down to and click on "All Other Applications".)
- Select the School of Architecture, Planning & Preservation
- A menu will drop down to select the RDEV master program or any of the other dual degrees using its 4 letter code.
- For the dual degree with business administration select the Robert H. Smith application to begin and program code MBRE. The Smith application is in a different application system and it is not possible to switch back and forth.
If you have any questions about which application to file, contact the assistant program director at email@example.com.
Application Codes in the Graduate School are:
RDEV = Master of Real Estate development
ARDV = Dual degree with Architecture
HPDV = Dual degree with Historic Preservation
CPDV = Dual degree with Urban Planning
Z029 = Certificate Program in Real Estate Development
MBRE = Dual degree with Business Administration
Candidates must have earned a Bachelor's Degree from an accredited institution.
Students with no background in business or finance are required to take additional introductory or leveling courses, such as Tax and Accounting, Introduction to Real Estate Development Principals, and Introduction to Real Estate Finance. Additional course requirements are made on a case-by-case basis, and any questions during the application process may be directed to the Director of the MRED program at firstname.lastname@example.com.
Application Requirements
Online Graduate Application
(via the Graduate Application website).
Read the latest instructions. When prompted, put in the four letter code that identifies the program for which you are applying.
The online code for the Master or Real Estate degree is RDEV.
The online code for the Certificate Program is Z029.
A non-refundable $75 fee is required for each program to which you apply. Payment of your application fee must be made on-line in order for your application to be submitted. Your application will not be processed until you pay your application fee and it is authorized.
To find out if you are eligible for an application fee waiver, please click on the following link: https://gradschool.umd.edu/feewaivereligibility
Unofficial copies of transcripts from each institution including the University of Maryland must be attached to your application. Applicants who are admitted will be required to request official transcripts be forwarded to the Graduate Admissions Office from each institution where undergraduate or prior graduate work was undertaken. Sealed envelopes of transcripts that meet the requirements below must be submitted.
Transcripts must bear the signature of the registrar and seal of the granting institution and should include the years of attendance, courses taken, grades received, class standing and any degree, certificate or diploma received.
Letters of Recommendation
Three recommendations are required from professors or other unrelated individuals who can assess the applicant's potential to succeed in this program. The online application provides an electronic recommendation form, which facilitates submission and receipt in most cases.
Statement of Purpose
(1000-2000 words)
Applicants must submit a statement of their goals and objectives in pursuing graduate study using the online application. The statement should address the following two questions:
- What are your reasons for undertaking graduate study at the University of Maryland, College Park? Indicate, if appropriate any specific areas of research interest. You may wish to discuss past work in your intended field or allied fields, your plans for a professional career, or how you developed your interest in or knowledge of your chosen subject.
- What life experiences have prepared you to pursue a graduate degree at a large and diverse institution such as the University of Maryland? Among the items you might care to include would be your financial, community and family background, or whether you are the first person in your family to pursue higher education or any other factors that you believe would contribute to the diversity of our academic community. You may also wish to give the graduate admissions committee some examples of your determination to pursue your goals, your initiative and ability to develop ideas, and/or your capacity for working through problems independently.
Applicants must attach an up-to-date resume via the online application.
GRE or GMAT
Applicants with undergraduate degree awarded less than 5 years from the date of application, must submit either a GRE or GMAT score. Those who have graduated more than 5 years ago, do NOT have to provide a score.
The Code for the GRE is 5814. You may submit your application prior to taking an exam and scores will be added to the application once received.
The Code for the GMAT is SQT-N8-78. You may submit your application prior to taking an exam and scores will be added to the application once received.
Writing Sample
Applicants must submit a writing sample of 3-5 pages in business style writing, ideally related to real estate. This can be previous individual academic or professional work. Any confidential information should be redacted.
International Applicants
Applicants who are not U.S. citizens or permanent residents must submit additional documents.
Updated information is available on the Graduate School website.
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|December 15
|March 15
|September 12
Visiting the School
The best way to learn more about the University of Maryland School of Architecture, Planning and Preservation is to visit. Throughout the year, both the School and the University of Maryland invite prospective graduate students to attend our annual Graduate Open House. Whether you choose to visit the official open house day or to arrange a visit on another day, a visit will certainly help you decide if the University of Maryland is the place to start your future. You are welcome to attend classes or come to special lectures or other events.
To make an appointment contact:
Tanya Bansal
Assistant Director, Real Estate Development Program
(301) 405-8000
You may also attend a Prospective Students Open House (check for an upcoming open house in the News/Events page).
For more information about admissions to the MRED degree, contact:
Maria Day-Marshall
Director, Real Estate Development Program
(301) 405-8000
Tanya Bansal
Assistant Director, Real Estate Development Program
(301) 405-8000
The Master of Real Estate Development (MRED) program is comprised of 14 courses with two foundational core courses in law and finance; a capstone course undertaken as either a project feasibility study or a topical applied research paper; three electives; and 5 cognate courses with students selecting one course from multiple offerings in valuation/market analysis, planning, design, construction and asset management. Students without prior real estate courses or expereince take additional levelling courses as a part of the degree program. On a case-by-case basis, the Program Director may accept a substitute course for a required core or cognate course if justified by the student's prior educational background or work experience.
MRED is not a cohort program with a required sequence of courses, although students taking additional levelling courses must do so in their first and second semesters. Thereafter, students go on to take the fundamental courses in Development Law and Foundations of Development Finance. No courses from prior degrees may be transferred for credit towards the MRED degree except for additional leveling courses required for students without a business degree or extensive real estate experience.
Many related electives are available in such focused areas as sustainability, adaptive reuse, finance, affordable housing, planning, and transportation. In addition, students may take relevant courses at the Smith School of Business, the Clark School of Engineering, the Department of Landscape Architecture, and the School of Public Policy.
Program Philosophy: Educating for The Quadruple Bottom Line
The location of the MRED program in the School of Architecture, Planning and Preservation means you will have the opportunity to study with professors and students in highly related, but often overlooked parts of the development process—the broader context of planning and politics, design and construction, and property management—as well as standard finance and investment courses.
We believe here at Maryland that this is not only the best the University and our development partners and sponsors have to offer you, but that it is also a superior preparation for entering or advancing in the development industry. Your professors will provide theoretical and academic materials as well as the practical application of theory. Most of your professors will be practitioners active in the real estate arena.
In sum, your degree from Maryland is about preparing you to build for a sustainable future. Development projects you promote and participate in or undertake yourselves will aim for a rich quadruple bottom line—one that is not only economically viable, but also environmentally respectful, socially responsible and, not to be overlooked, aesthetically pleasing.
Program Pedagogy: Collaborative, Comprehensive, Professional Education
We take an integrated, interdisciplinary and balanced approach to real estate development education. This means you take courses that address all aspects of the real estate business. Yes, real estate is a business, and finance is critical to making it work, but all the other principles and professionals from planning to property managers, are an integral part of successful development. None of those aspects are overlooked in Maryland's Master's degree in Real Estate Development.
You will take at least one course in every phase of development, plus two or more cross-cutting courses, such as development law, and at least one or more "skills" classes, such as negotiations. In addition you will have the opportunity to select several narrowly focused electives. If you are keen to start your business you can take a course in entrepreneurship (RDEV688P) to learn business plan skills and hear from local developers about the multiple paths to success.
Your professors and courses will provide both a theoretical and practical knowledge base, with site visits, practice exercises and visiting lecturers who are active in all facets of development. Textbooks, journal articles and theses, are balanced with pro formas, policy memoranda and field studies. Each student is expected to become actively engaged in the local chapter of a real estate trade association, to stay up with current business reporting on real estate in the region, the nation and the world, and to participate in the life of the community they seek to shape going forward.
By the time you complete your capstone project you should be well equipped to understand and communicate with the array of professionals who contribute to a successful real estate project—planners, politicians, policy makers, community advocates, financiers, architects, appraisers, market analysts, engineers, contractors, investment bankers and property and asset managers.
Required Core Courses (R)
RDEV 630 Fundamentals of Development Finance (R1)
RDEV 610 Development Law, Process and Ethics (R2)
RDEV 690 Capstone (R3)
Required Cognate Courses (C)
Choose one per area of study:
RDEV 620 Market Analysis and Valuation
RDEV 625 Valuation and Appraisal
RDEV 615 Planning Policy, Practice and Politics for Developers
An approved course offered by the Urban Studies and Planning program
RDEV 640 Principles of Urban Design
RDEV 655 Construction Methods and Materials
ARCH 654 Urban Design for Architects
RDEV 650 Design and Construction Management
RDEV 655 Construction Methods and Materials
RDEV 660 Commercial Leasing
RDEV 661 Risk Management for Real Estate Developers
RDEV 689R Retail Development & Asset Management
RDEV 689A Corporate Real Estate Management from a Global Perspective
RDEV 689T Asset Management for Hospitality Properties
Electives (E1, E2, E3)
Choose three or more courses as electives from one or more of the following topic areas:
RDEV 620 Market Analysis and Valuation
RDEV 635 Capital Markets and Investments
RDEV 605 Tax and Accounting for Real Estate Developers
RDEV 636 Advanced Finance: Financing with LIHTC, Historic and New Market Tax Credits
RDEV 625 Valuation and Appraisal
RDEV 688Y Practical Issues in Sustainability for Business, Finance and Real Estate
ARCH 461 Sustainability in Architecture
URSP 640 Growth Management and Environmental Planning
PUAF 742 Environmental Ethics
PUAF 741 Global Environmental Problems
ARCH 418M Measuring Sustainability
RDEV 660 Commercial Leasing
RDEV 661 Risk Management for Real Estate Developers
RDEV 689R Retail Development & Asset Management
RDEV 689A Corporate Real Estate Management from a Global Perspective
RDEV 689T Asset Management for Hospitality Properties
RDEV 689D Principles and Practice of Property and Asset Management for Affordable Housing
RDEV 675 Affordable Housing Policy and Practice
RDEV 689D Principles and Practice of Property and Asset Management for Affordable Housing
RDEV 635 Capital Markets
RDEV 636 Advanced Finance: Financing with LIHTC, Historic and New Market Tax Credits
RDEV 636 Advanced Finance: Financing with LIHTC, Historic and New Market Tax Credits
HISP 680 Preservation Economics
HISP 640 Preservation Law, Advocacy and Public Policy
URSP 603 Land Use Planning Concepts and Techniques
URSP 606 Microeconomics of Planning and Public Policy
URSP 660 Function and Structure of Metropolitan Areas
URSP 661 City and Regional Economic Development Planning
URSP 640 Growth Management and Environmental Planning
URSP 631 Transportation and Land Use
RDEV 689K International Development Issues
RDEV 688P Entrepreneurship for Real Estate Developers
RDEV 689I Development Competition Projects
Leveling Courses (L)
Some students may be required to take one or more of the following courses during their first two semesters:
RDEV 600 Introduction to Real Estate Development Principles (L1)
RDEV 601 Introduction to Real Estate Development Finance (L2)
RDEV 605 Tax and Accounting for Real Estate Developers (L3)
Completion of a 42-credit/hour program culminates in an MRED degree awarded by the Graduate School of the University of Maryland. Students may elect (or be advised) to follow one of the following paths:
- Full-Time (18 months)
- Full-Time with Levelling (21 months)
- Part-Time (24-36 months)
- Accelerated (12 months)
Students are admitted in both the Fall (August) and Spring (January) semesters. In certain circumstances, students may take a course in the summer or winter prior to their official admission. Students may be required or advised to take up to 9 credits of additional leveling courses that would add time to complete the MRED degree. Students may take an accounting course at the undergraduate level at the University or an approved community college with prior permission. Applicants must produce a capstone project or research thesis and present to a professional jury to complete the degree. The program is not a cohort program and not all courses will be offered every term.
The program is tailored to each student's background and interest; for example, a student with a strong background in—or pursuing another graduate degree in—an area such as architecture or finance, would have the core courses (but not credits) in those areas waived. Additional electives or more advanced courses will be substituted with the advice and approval of the Director. Graduate courses taken at other institutions may not be transferred for credit toward the degree. Up to nine credits may be transferred from approved programs at the University of Maryland for elective credit. Tuition and fees are fixed per course hour according to in-state or out-of-state status.
The following sample schedules assume a Fall start date. However, students may start in the Spring term and be able to complete the program in the same number of semesters. R1, R2, L1 and L2 are offered every term.
Full Time (4 Semesters; 18 Months; 33 Credits)
1st Semester
(9 Credits)
2nd Semester
(9 Credits)
3rd Semester
(6 Credits)
4th Semester
(9 Credits)
R3 (Capstone)
Note: Students who wish to complete the program in 15 months must take 2 courses offered in the summer/winter terms.
Full Time With Levelling (6 Semesters; 21 Months; 42 Credits)
1st Semester
(9 Credits)
2nd Semester
(3 Credits)
3rd Semester
(9 Credits)
4th Semester
(6 Credits)
5th Semester
(9 Credits)
5th Semester
(6 Credits)
R3 (Capstone)
Part Time (6 Semesters, 24 Months; 33 Credits)
1st Semester
(3 Credits)
2nd Semester
(6 Credits)
3rd Semester
(6 Credits)
4th Semester
(6 Credits)
5th Semester
(6 Credits)
6th Semester
(6 Credits)
R3 (Capstone)
Note: Students may decide to take courses in winter or summer term and finish in 24 months with no leveling courses. Leveling courses would add to the number of courses or terms to complete the degree. The part time course sequence may be extended up to a maximum of 5 years.
Expedited (4 Semesters, 12 Months; 33 Credits)
1st Semester
(12 Credits)
2nd Semester
(3 Credits)
3rd Semester
(12 Credits)
R3 (Capstone)
4th Semester
(6 Credits)
On behalf of the faculty, staff, and students we want to welcome you to the University of Maryland School of Architecture, Planning and Preservation. We are happy that you will be joining us and hope that your experience is productive, rewarding, and enjoyable. We have assembled some information to aid you in your transition into our classroom environment. Should you find that there are items that are not addressed, please let us know so that we can help you get the answer to your question as well as include that information for future applicants. Feel free to contact us to discuss your concerns.
As you scroll down this page, please click on the topic of interest to you in order to expand the window.
To schedule a meeting with the Program Director contact:
Maria Day-Marshall
Director, Real Estate Development Program
(301) 405-8000
Gérard Boulin
Program Assistant
(301) 405-9415
Keep up to date on what's happening in the school and be informed about important deadlines by visiting the MAPP calendar.
Prospective Students
The Real Estate Development Program at the University of Maryland embraces a comprehensive and multi-disciplinary approach to real estate education addressing all facets of the industry from planning to property management, finance to construction. We educate our real estate students to develop for a Quadruple Bottom Line concerned not only for the old-fashioned financial bottom line, but more broadly for Economic Viability, Environmental Respect, Social Responsibility and Beautiful Design.
Besides undertaking the work in your courses, you will find multiple opportunities to interact with industry professionals, many of whom will come to lecture in your classes or work with you on your capstone project. In addition, we encourage early and frequent involvement with one of the many development trade associations located in this region.
To learn more, please visit our Prospective Students page.
Newly Admitted Students
Now that you received admission to the Master of Real Estate Development Program you are no doubt asking, "What's next?" We have prepared this checklist for you so that your transition to graduate school is as smooth and effortless as possible. Keep in mind if you encounter problems we're here to help you. Please reach out to us and we will try to get you the information you need.
New Student Checklist: Pre-Arrival
Below you will find several activities that you will need to engage in prior to arriving in College Park. As soon as you have decided to enroll at the University of Maryland, you should begin to address the items below.
Accept your offer of admission. You can do this by following the information provided to you in the official letter of admission from the Graduate School that was emailed to you. Visit the online applicant portal, select "accept" offer of admission, and make a $300.00 non-refundable deposit. These funds will be applied to your bursar account.
Set up your Directory ID and email address. Your access to University of Maryland email and use of your Directory ID is absolutely essential. Visit http://it.umd.edu/new/student.html to set up your access to these important tools. Your Directory ID and password is used to access University of Maryland resources, such as the registration system (Testudo) and your university email account (email.umd.edu). Please note that your university e-mail account will use your directory id as your email address.
Check and carefully read your email daily. The School uses University email and the School of Architecture, Planning, and Preservation website as the primary means of communication to students. Checking your email infrequently could result in missing important information. You are still responsible for knowing information sent to your university e-mail even if it is not your primary e-mail address.
Find a place to live. Priority for residence hall housing is given to full-time undergraduate students. Graduate students at the University of Maryland can request residence hall housing. However, there are no facilities within the residence hall system exclusively for graduate students or for spouses, partners or family members of students. Information about additional housing options in nearby communities is available from the University's Off-Campus Housing Services and Graduate Student Life staff members. To search for housing options, please start by visiting Off-Campus Housing Services, where an online database can be used to match housing criteria you select, such as type of housing and price range, to currently listed/available rental housing in College Park and surrounding communities.
Apply for financial aid. The Office of Financial Aid assists students with securing federal, state, and institutional financial aid. Early applications are recommended. Visit the Office of Financial Aid website to find out how to apply. Please note: International students are not eligible to apply for financial aid.
Complete immunization requirements. If you have not done so already, turn in the required immunization records to the University Health Center. You can find the required form here. If you have any questions regarding immunization, please call (301) 314-8114.
Graduate Assistantships and Teaching Assistantships. Except for dual degree students, the RDEV program does not use GAs or TAs. A limited number of students are employed as administrative support for the RDEV program, and paid on an hourly basis. We endeavor to inform applicants to GA and TA positions of the status of their application prior to April 15th. Notification will be via email from the Real Estate Development Program Director. If you receive a GA or TA position, you will be notified of your actual assignment in July. The Director will provide you with a contract outlining your duties and responsibilities. It is important for you to review the contract thoroughly as it is a legal document and when you sign it you are legally bound to the terms outlined therein. Prior to the beginning of the semester there will be a GA and TA orientation conducted by Ms. Monica Herrera, the School of Architecture, Planning, and Preservation's HR representative. Attendance at this meeting is mandatory.
Register for courses. Once you have been accepted and have your University ID number you will be able to register for courses. Students should be familiar with the deadlines for adding and dropping courses. Adjusting class schedules after the deadlines will incur additional financial charges. You can register for classes through Testudo, the site for interactive Web services for students. All RDEV classes require prior advising and program approval.
We encourage all new graduate students to register for courses in May or June. The Real Estate Development Program Assistant, Gérard Boulin, will prompt you to register when we are ready on our end. Generally, the initial semester of each graduate program is prescribed in the curriculum attached to your letter of admission that was sent to you by the Director of the Real Estate Development Program.
Most courses have "blocks" that limit enrollment to Real Estate Development students only. When you are ready to register, you will need to be in touch with Tanya Bansal, for advising, who approves all course registrations. She will notify Gérard Boulin when a course block can be lifted for you to register. We recommend that you register within 24-48 hours so that your access to courses is guaranteed.
If you are a dual degree student, you will need to coordinate your registration process with both the Real Estate Development Program Assistant and the other program in which you are enrolled. The Architecture, Preservation, and Real Estate programs also have "blocks" associated with their courses that can only be removed by their advising teams.
Brian Kelly, Director
Historic Preservation
Dennis Pogue, Interim Director
Urban Studies & Planning
Casey Dawkins, PhD, Director
Apply for a parking permit. Campus parking at the University of Maryland is managed by the Department of Transportation Service (DOTS). Students can purchase permits by the semester or the year through their office or via their website. For students who aren't interested in a regular parking pass, there are some limited meter, hourly parking, and special passes available.
Better yet, sell your car and Metro, bike, and/or walk to school. Save money, improve your health, and help to ensure a greener world for all.
The Washington, DC metropolitan area is home to the comprehensive Metro transportation system. You can plan your trips at (http://www.wmata.com) on MetroRail and/or MetroBus. We are excited that the University of Maryland's campus in several years' time will become an active hub of the Purple Line light rail, that is in the final stages of planning.
Zagster (http://zagster.com/mbike/) puts bicycles right at your fingertips. You can choose any of the over 25 stations right in College Park. Have your own bike? Welcome to one of the most rapidly growing bicycle friendly environments in the nation! Bike Washington (http://bikewashington.org) offers insights as to how to get around our growing network of bike friendly trails and rights-of-way.
College Park is a pedestrian friendly campus. If you elect to live close by the campus, you can walk to just about anywhere in a safe and beautiful pedestrian environment.
Pay tuition and fees. The Bursar's Office, located in the Lee Building, is your resource center for checking your balance, paying your bills, receiving refunds, making payment and more. Please note that Paper Bills are not sent to students registered for current or upcoming terms. Log into your Testudo account to view and pay your bill.
New Student Checklist: Post-Arrival
Many of the items below are activities that can only be completed once you've settled in area.
Get your university photo ID. Student IDs are required to withdraw books from libraries; ride the UM Shuttle buses; gain admission to most athletic, social, and cultural events; as a UMD prepaid debit card for food establishments and printing services and as a general form of identification on campus. Student IDs are available in the Mitchell Building. To obtain an ID, you must be registered for classes and you must have proof of identity, such as a valid driver's license or passport.
Final Transcripts. If you applied to the University using an in-progress transcript, please have a final transcript with the degree posted sent to the university. If you failed to turn in these required documents by the start of your first semester, you will be blocked from registering for the next semester.
Immunization Records. If you have not done so already, turn in the required immunization records to the University Health Center. You can find the required form here. If you have any questions regarding immunization, please call (301) 314-8114.
If you fail to turn in these required documents by the start of your first semester, you will be blocked from registering for the next semester.
Get involved! To get involved and be a part of the UMD community, consider joining a student organization, academic student organization, or other group of students/peers.
Current Students
Detailed information for current students is coming soon.


text:
By Teachers, For Teachers
Many police officers and fire fighters died trying to help people on September 11. People who put themselves in danger to help others are heroes.
Create your own drawing that says "thank you" to all those police officers, fire fighters and other heroes who help people every day.
These architects used their creativity and passion to create a touching, heartfelt memorial for the victims of 9/11. They included things from the past, but also thought about ways to make people proud in the future.
Many survivors and families of those who died on 9/11 have created charities to honor their memories. Some families started annual charity runs, planned celebrations to honor their lives or started non-profit organizations that contribute to causes 9/11 heroes cared about.
What would you do to honor the heroes of 9/11? It can be any positive way of helping your community.
This memorial is designed using imagery often associated with America, as well as symbols that come from nature. Name three symbols used in the memorial. Explain what each symbol means and how that object/thing has a greater meaning.
How have the events of 9/11 and its aftermath shaped what it means to be an American? Consider the actions the government has taken after these events, how it changed people's lives and how you think of yourself living in a post-9/11 America.
Can't view this video? Find it and more Discovery Channel 9/11 videos here!

subset: commoncrawl


text:
Car drives into Clay County home
Driver suffers minor injuries; 2 children in car OK
CLAY COUNTY, Fla. – A car drove into a Clay County home on Wednesday afternoon, but no one was seriously hurt.
The crash happened at the home in the 1500 block of Ibis Drive, off Blanding and Kingfisher boulevards, about 3:30 p.m.
IMAGES: Car crashes through home
Amanda Jammes, 29, who was driving the car, was not hurt but was taken to a hospital for precautionary reasons. Two children in the car, ages 3 and 6, were not hurt.
Deputies said Jammes suffered a medical emergency, causing her to accelerate and lose control of the car. Deputies said she crashed through a fence before going through a yard and striking the home.
Gary Davis, the homeowner who was in the home when the crash happened, was also OK.
Elaine Davis said her husband, Gary, called her at work to tell her what happened.
"He had stepped out of the master bedroom and watched a car go right through the living room," she said. "We just are glad to hear the lady is OK. We'll just have to make some minor adjustments or major adjustments for the next couple of months."
Davis said Jammes' car missed their car in the driveway.
"Ultimately, the car went straight through the living room into the garage," she said.
Davis said her husband was shaken up.
"It's not every day you step out of your master bedroom and see a car go through your living room," she said.
Davis said her family's Boston Terrier named Dolly ran off after the car crashed into his house. Her neighbors were helping them look for Dolly.
"We don't have any grandchildren, so that's our baby," Davis said.
Copyright 2012 by News4Jax.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Ponds outside two Cape Carteret churches could soon take on a new life, addressing a water quality concern and bringing a close to a collective effort to resolve a long-standing problem.
CAPE CARTERET � Ponds outside two Cape Carteret churches could soon take on a new life, addressing a water quality concern and bringing a close to a collective effort to resolve a long-standing problem.
The N.C. Coastal Federation is finalizing plans to restore the pond basins in front of the neighboring Baptist and Presbyterian churches along N.C. 24 into wetlands.
Coastal Federation Executive Director Todd Miller said the ponds sit on church property, and they will be sitting down with church officials over the next few weeks to go over details.
But with funding now available it appears there�s a solution at hand to an issue the federation has been discussing with the town, churches and state agencies for some time.
The ponds date back to the late 1950s or 60s and were in place before there were stormwater control regulations, but they had helped to hold stormwater runoff before it drained into nearly Deer Creek.
But problems have developed over the past couple of years with an invasive plant species introduced that choked out the pond habitat. More recently, there was a failure in a water control mechanism.
Miller said the federation is interested in protecting the area waterway. Deer Creek is classified as an Outstanding Resource Water, but pollution from stormwater runoff has impaired water quality and the waterway has long been closed to shellfishing.
�By doing the wetlands project we�d be helping with water quality,� Miller said.
Coastal Federation staff member Sam Bland gave an update on the project to the Cape Carteret Board of Commissioners at this week�s work session.
Cape Carteret Mayor Dave Fowler said the town has no jurisdiction over the property but has been a conduit among all the parties to the discussions to help see some kind of resolution.
He said the project is good for the environment and good for the aesthetics of the town.
�I think this is a good solution,� he said.
The town contacted the coastal federation to see how it could help, and Miller said constructing the wetlands would restore the area to a natural state and provide better stormwater protections that the ponds were doing.
The wetlands would include native plants and trees such as cypress.
Miller said the property remains in church hands and there would be some maintenance. But the federation will take on the cost of the project.
Miller said they were initially looking into grants for the project, but grant funds were limited and there were other obstacles.
However, he said, an opportunity arose when the federation closed on the sale of a conservation easement at North River Farms to the U.S. Department of Agriculture.
The federation is reinvesting the funds into conservation projects such as the one at Cape Carteret.
The cost of turning the pond basins into wetlands is estimated to be about $200,000.
Miller said the goal is to have the project complete in time for next spring�s growing season. After getting final approval from the churches, the federation will also need permits from the state and U.S. Army Corps of Engineers.
Contact Daily News reporter Jannette Pippin at 910-382-2557 or firstname.lastname@example.com.


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"Shape Me Pretty" kaftan in Romantic Florals pattern
Note From Designer: I generally give slits on the side, but here I gave them in the front, and a bit higher to accentuate the feminine beauty of the person wearing it. Further, I gave this kaftan empire waist and peasant sleeves to complete the look. I used Romantic Florals fabric in Lilac to go with the shapely look of the kaftan.
Style:Empire Waistline Kaftan with peasant sleeves and two slits in front
Material: 100% mulmul cotton (fine quality and extremely soft, gets softer with every wash)
Fabric Options: A variety of colors are available in this fabric (Fabric swatches are there in one of the pictures above). If you want the same fabric pictured, just select the Same as Picture option!
Size Guide: Below is our size guide:


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Do you want to pull SharePoint List data into SQL database using SSIS? If your answer is Yes then you can go for SharePoint List Source. You can download the setup from Microsoft SQL Server Community Sample: Integration Services: here is the link: SharePointListAdaptersSetup
This component has two controls - SharePoint List Source and SharePoint List Destination. The Specific Features of the included SSIS Components are:
SharePoint Source Component
This component has two controls - SharePoint List Source and SharePoint List Destination. The Specific Features of the included SSIS Components are:
SharePoint Source Component
- Auto-detects all of the public fields from a SharePoint List or view of the list.
- Supports removal of fields from the output flow, which optimizes the query against SharePoint for increased performance.
- Supports restricting SharePoint data by a custom CAML query, which can be provided through a variable expression for fine tuned filtering over large lists.
- Provides a tuning feature for the # of rows to return at a time. Often with SharePoint, large lists need to be brought over in smaller batches than wide (many field) lists, or else the Webservice will die.
SharePoint Destination Component
- Auto-detects all of the editable fields from a SharePoint List
- Only fields bound to columns from the input flow will be 'updated', for performance.
- Supports deleting rows by ID
System Requirements
- .Net 3.5 Framework
- SQL Server Integration Services 2008
How to Use
- Download the sample from SharePointListAdaptersSetup
- Run SharePointListAdaptersSetup.msi to install the SSIS component. This installer places pre-built binaries into the Global Assembly Cache (GAC) and into the C:\Program Files\Microsoft SQL Server\100\DTS\PipelineComponents directory (if present).
- A good way to explore the sample is to try using it, understand its behavior, and then begin reviewing the source code for the component. If you do not see the SharePoint adapters in your toolbox automatically, then follow these instructions:
- Open Business Intelligence Development Studio, open a package, and then click Choose Toolbox Items on the Tools menu.
- In the Choose Toolbox Items dialog box, click the SSIS Data Flow Items tab, and then check SharePoint Destination and SharePoint Source.
- Click Ok.
- The SharePoint source and destination components should now appear in the toolbox for the data flow task. You can add the source and destination components to the data flow of the package.


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Tristan Knowles necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 33 diseños de 13 diseñadores freelance.
RI Academy / Responsible Investment Academy
The RI Academy is the only global centre offering structured education pathways and professional certification about the environmental, social and governance (ESG) issues and investing.
For more information, please visit http://www.riacademy.org.
Our audience is individuals as well as corporates, predominantly in the finance and investment industry. Corporates would typically be interested in training whereas individuals would be interested in certification and career development.
Our audience would have an Undergraduate degree and typically a Masters or further post graduate qualifications. In addition, they may also hold Professional Designations such as the CFA (https://www.cfainstitute.org/) or IMCA (http://www.imca.org/)
This is a new market offering, nothing exists already in this area relating to environmental, social, governance and investment education and training online.
We think that our current logo is close, but needs to be refined to look more professional. Consider that you're taking a painting and turning it something more photo realistic. So, please just work with the existing logo as a conceptual starting point but refine it to make it:
- Sharper throughout
- More subtle with the colours (but keeping a similar colour palette)
- Keep the theme of four colours representing four interrelated themes (ESG and finance)
- Use a sharper looking typeface (and exploring some typeface options)
- Look more distinguished
- We'd also like the typeface to be something we can use as a standard typeface in our documents. Either the typeface used in the logo, or a recommendation for something complimentary. Happy to pay for typefaces if required.
- There is more design work required on this but we want to start with the logo.
Thanks everyone! Have fun. Ask anymore questions if you want more info.
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


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Spa/Health, Shopping The Spa clinic has your well being in focus. We provide treatments for just relaxing, to regain strength & energy and to overcome other problems. Based on your needs and wishe... Read more
Sightseeing/Excursions, Animals, Nature Wild Jämtland gives you a genuine and different wildlife experience. Watch bears and other preditors closely from a safe, comfortable and well-hidden spot. Welcome! Read more
Nature, Hiking In Östersund sorroundings you´ll find many nice walking tracks, about 2-7 km long. The tracks follow wallking tracks, paths in the forest, bicycle- and car roads. Read more
Event organizer Work with events, events, weddings, events, tours, courses, project management and travel in a wonderful mix. All to entice people into the wild. Our work is guided by respect f... Read more
Bathing, Spa/Health, Children's activities Storsjöbadet pools are both a playground for all the family and an oasis for those seeking a quiet moment for body and soul. For visitors who like action and speed the main attr... Read more
Spa/Health Quality Hotel and Resort Frösö Park's spa is an inviting 1200 sq. m. oasis for everyone who wants to relax. The experience begins in the shower room, which has been designed usi... Read more
Event organizer, Winter activities Östersund's best activities and experiences - all year round - for your conference, your group, the school trip or with your friends. Book for ex bumper ball, pentathlon, gast... Read more
Bathing, Bicycling, Nature [...] At beautiful Bynäset on the Island Frösön, you can hike around a distance of about 7 km. Read more
Golf Norderöns Golf Club is located on an island in the Great Lake Storsjön. Enjoy the free journey with the ferry out to Norderö island and you will find the 18-hole pay & play and ... Read more
Museum, Nature Locknekratern Meteorite centre is a discovery centre in Ångsta, 25 km from Östersund, that has been created around the meteorite impact 455 million years ago. There is a mini co... Read more


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STOCKTON - The search for a new men's basketball coach at University of the Pacific didn't stretch far or take long.
STOCKTON - The search for a new men's basketball coach at University of the Pacific didn't stretch far or take long.
Ron Verlin, an assistant coach the past 19 seasons at Pacific, will be named Bob Thomason's successor at a news conference at 3 p.m. today at Spanos Center. A source with direct knowledge of the hire confirmed Verlin will take over for Thomason, whose retirement became effective Friday when his 25th season at his alma mater ended with a 78-49 loss to Miami in the second round of the NCAA Tournament.
On Monday, neither Verlin nor Pacific Athletics Director Ted Leland would comment.
Verlin has worked alongside Thomason during one of the most prosperous periods in program history, helping the Tigers earn seven Big West Conference titles and five NCAA Tournament appearances. Verlin's areas of emphasis included handling academic matters, coordinating the defense and coaching the forwards and centers.
Verlin handled virtually all of the recruiting this season and secured letters of intent from area products T.J. Wallace and Raymond Bowles from Modesto Christian, and verbal commitments from Gabriel Aguirre of City College of San Francisco and David Taylor from Germany.
Verlin will bring the program into the West Coast Conference after 42 years in the Big West Conference. The WCC, which includes Gonzaga, Brigham Young University and Saint Mary's College, is a tougher and more nationally respected men's basketball conference than the Big West.
In May, when Thomason announced his pending retirement, Leland wouldn't discuss potential candidates but said Verlin would be considered for the position among others in a thorough search that would commence once the season ended. On Saturday, Leland told The Record: "(Verlin) is going to be a strong candidate. We had a great season and we're very pleased with the recruiting class we have, so he's bolstered (his candidacy)."
Verlin graduated from Sacramento State in 1990 and came to Pacific from Columbia College, where he spent the 1993-94 season as an assistant coach, assistant athletic director and golf coach. He was an assistant coach at Nevada from 1991-93 and Sierra College from 1989-91. Verlin was a head high school basketball coach at Sacramento-Christian Brothers and Loomis-Del Oro, his alma mater. His twin brother, Don, is the head men's basketball coach at the University of Idaho.
Record Staff Writer Jagdip Dhillon contributed to this report.
Contact sports editor Bob Highfill at (209) 546-8282 or email@example.com. Visit his blog at recordnet.com/sportsblog.


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On his first day in office, Secretary of State John Kerry joked that he had "some big heels to fill," referring to the fact that he was succeeding Hillary Rodham Clinton. And there's no doubt those heels are indeed very big when it comes to Secretary Clinton's efforts to ensure that advancing the status and protecting the rights of women worldwide became a cornerstone of US foreign policy, and essential to the work of the State Department.
But as he marks his first International Women's Day as America's secretary of State, I am confident that Mr. Kerry is more than committed to following in Ms. Clinton's footsteps. And I am hopeful that he will seize the opportunity to make his own large footprint in promoting global women's issues though US foreign policy.
Over the last four years at the State Department, we worked to ensure that women's issues were not just special-interest issues relegated to a tiny office but fully integrated into the everyday work of America's diplomats. The officials working in Washington and in US embassies around the world know that we cannot tackle challenges to security, the economy, democratic governance, the environment, and more unless women are participating at all levels of society.
Global stability, peace, and economic prosperity, can never be achieved without the full participation and empowerment of women. There's a volume of research and data showing that greater investments in women's health and education can lead to greater economic growth and more robust societies. Experience shows that when women's voices are fully integrated into peace negotiations and security efforts, conflicts can be avoided and peace is longer lasting. When women participate equally with men in political and civic processes, governments can be more representative and often more effective.
As Clinton has said time and again, strengthening women and girls around the world is not simply the right thing to do – it is the smart thing to do.
Already in his first month in office, Kerry has demonstrated both his leadership and commitment. At his Senate confirmation hearing at the end of January, he "committed to the ongoing significant efforts that Secretary Clinton has invested in" to integrate women's issues into the State Department, and to advance the status of women around the world.
He pledged to maintain the Secretary's Office of Global Women's Issues, and to support the work of an appointed Ambassador at Large who could lead the Department's efforts. And he emphasized the vital importance of integrating women's issues into department's key activities – especially when it comes to promoting peace in conflict regions.
Here are three areas where I believe Kerry could advance the work of the past four years – and make a lasting difference:
Women, peace, and security
The vast majority of peace treaties in the past have broken down because they failed to include the voices of women and deal with the issues that women know must be addressed. To build lasting peace agreements, governments must ensure women are at the negotiating table and fully empowered in all post-conflict decisionmaking. This will be especially important in Afghanistan during this period of transition. At his confirmation hearing, Kerry recognized this truth. "There can't be an effective peace, and there won't be, in Afghanistan if we can't hold onto the gains and continue them, continue the progress that is being made with respect to women's participation in Afghan society," he said.
As the US works with Afghanistan to prepare for the withdrawal of US forces in 2014, I hope that Kerry will do everything in his power to ensure that Afghan women are allowed to participate fully in the decisions that indelibly affect their futures, and that their hard won constitutional rights are respected.
Kerry has spoken approvingly of the US National Action Plan on Women, Peace, and Security, launched by President Obama and Secretary Clinton in December 2011, to further US-led efforts to integrate women into peacemaking and conflict prevention efforts around the world. Kerry now has the opportunity to work with his colleagues at the Department of Defense and USAID to ensure that the plan is fully implemented and that women from Burma to South Sudan to Syria are recognized and empowered as key players in peacemaking and progress.
Women and the economy
As the world slowly climbs out of recession, the reports of economic experts show that women can be leaders in that revival. Egypt's economic woes, for instance, cannot be solved without also focusing on the role and status of women in the country's economy. Women-run small and medium-size enterprises are the engines of economic growth. And yet women's potential to help grow the global economy is still largely untapped.
Barriers such as access to credit, training, and international markets still limit many women's ability to grow their businesses. Experts believe that reducing such barriers could lead to a 14 percent rise in per capita incomes by the year 2020 in countries such as China, Russia, Indonesia, the Philippines, Vietnam, and the Republic of Korea.
Clinton worked to raise women's issues at all international economic forums – from APEC (Asia-Pacific Economic Cooperation) to the G20 to the OECD (Organisation for Economic Co-operation and Development). She launched regional networking and training programs for women entrepreneurs and formed many robust public-private partnerships to promote women's economic empowerment. Kerry can build on all these efforts.
Personal diplomacy
Finally, Secretary Kerry can recognize that he himself can make a powerful impact of the status of women around the world through the force of his personal diplomacy. One of the first meetings he took as secretary of State was with a group of Burmese women leaders, and one of his very first tweets as secretary was of a picture of this meeting. The symbolism of this meeting to so many women – and men – around the world was powerful. I urge him to keep meeting.
Kerry should pointedly make time to meet with groups of women activists, entrepreneurs, and leaders in his travels. He should also raise women's issues with foreign ministers and other high-level officials who are not used to hearing about these topics from their international counterparts, especially from their male counterparts. By doing this, Kerry could send a powerful message around the world that advancing women and protecting their rights is not merely the concern of women alone – but of men and of all people who care about international peace and progress.
As a father of two daughters and husband to an activist wife, Kerry can galvanize governments and fathers, husbands, and brothers all around the world to join in the work of advancing women, in fighting gender-based violence, and ensuring the peaceful and prosperous world we all seek.
Global progress and prosperity will depend on nothing less.
Melanne Verveer was the United States' first Ambassador at Large for Global Women's Issues from April 2009 until February 2013.


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The last time TIME contract photographer Yuri Kozyrev and I were in Libya together, we were covering the fall of Tripoli to Libyan rebel forces, near the end of an eight-month civil war. We had covered the revolution since February 2011, moving along desert frontlines, into war-ravaged homes, and finally, up to the gates of Muammar Gaddafi's abandoned villas in Tripoli. Our coverage last Fall took us from intelligence headquarters to the scenes of massacres and on to new front lines. It was chaos—full of discovery and excitement for the rebels and newly liberated civilians—but chaos, nonetheless. No one knew when Gaddafi would be found, or what the future would bring when they found him.
And it wasn't until four months after Gaddafi was captured and killed—four months after the official end of the war—that we returned to Libya. This time, we didn't sneak across any borders, nor did we duck from any bullets. We flew into a calm and functioning Benghazi airport, surrounded by flower bushes.
Libya is not as we left it. Driving across the country, we visited old friends and new acquaintances. We discovered that the Esbaks, a family of revolutionaries who I met last February in the Green Mountains of Libya's east, had lost their youngest son since I last saw them—killed by a mortar shell on the eastern frontline. We discovered they had a new set of politics as well: after decades of dictatorship, they were already fed up with the transitional government and they wanted to see Libya divided into states.
In every town we stopped in, we met rebels we used to know—men who could now be called militia members. They had retained their weapons and their autonomy. The people who defeated the old system may be the biggest threat to stability in the new one. In Misrata, a militia leader named Mohamed Shami took us to the city's largest prison. There, the men who used to be winners are now the captives. Their overlords are the rebels they once fought and repressed. One of the prisoners we met is Sayyed Muammar Gaddafi Dam, the late dictator's cousin. We watched as Shami, the militia commander, posed for a picture with the frightened Gaddafi at his side.
There is no justice in the new Libya—but the former rebels are quick to note: there wasn't much justice in the old Libya either. The prisoners are awaiting trials. Some have been waiting a year. But in the mean time, the conditions aren't so bad, the militias say—at least torture isn't as rampant as it was under Gaddafi.
At times our journey was certainly eerie. We stopped in all the places where we had been shot at covering the war. Human remains are still submerged in the sand at one of the first rebel camps that Gaddafi bombed from the air, outside the oil refinery at Ras Lanuf. We stood in the place where our journalist friends and colleagues had been killed in Misrata; and we interviewed former loyalists on the road in Sirte where a rocket-propelled grenade had missed my car and struck someone else. Our jaws dropped when we walked through Gaddafi's Bab al-Aziziyah compound in Tripoli. It had been smashed and burned to oblivion, as if the entire country had vented 42 years of rage on a single spot. Perhaps noticing our shock, a 12-year-old boy leaned out of a car window and asked me: "Did you ever expect to see this?" His introduction led us to a conversation with his family, and Yuri photographed the boy and his brother, as they explored what was once the dictator's, now theirs.
We got the feeling, as we moved from town to town, that the country was in the midst of a great, collective exhale: that Libyan journalists and politicians were just starting to find their footing on new and unfamiliar turf; that families were lifting their heads from beneath the rubble to take a look around; that, despite all the guns in the hands of lawless militias, people were at least shooting at each other less often.
We drove across the country humming along to Libyan revolutionary hip-hop, and stopping to talk with picnicking families, religious leaders, refugees, village sheikhs, and oil workers. Some people wanted revenge; others had already taken it. A lot of people were angry that the money wasn't flowing fast enough and that they were compelled to rebuild their war-ravaged homes and businesses with money from their own pockets.
But we didn't find the same despair that had filled the eyes of the young men we encountered in blood-spattered field hospitals just months before. Museums have been erected to commemorate the battles fought and the martyrs lost. Schools are back in session—even the shell-shocked ones. Hundreds of former rebels are training to join the new national army. Old friends are now talking about tourism and business. We heard women discussing women's rights and lecturing men on politics—a newfound agency that they've capitalized on since the revolution. Where the weak transitional government is failing, ordinary citizens are helping one another rebuild. Young people are getting creative. And the most marvelous thing we found as we traveled was optimism; optimism of the wild, determined sort. Libya is set to hold its first democratic election in June. No one knows how many bumps lie in the road up ahead. But despite all those challenges, and the years of heartbreak behind them, the Libyans we met on our road trip seemed hopeful.
Read more in this week's issue of TIME: Hope Among the Ruins
Abigail Hauslohner is TIME's Cairo correspondent.
Yuri Kozyrev is a contract photographer for TIME and was named the 2011 Photographer of the Year in the Pictures of the Year International competition.


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Are Global Stock Markets Really That Much Higher?
Amidst the hoopla about record highs in the Dow Jones Industrial Average and many other global markets such as Korea and China (Shanghai Composite), it's worth asking: how are they doing priced in a non-paper tangible good such as gold?
Why ask? As frequent contributor Harun I. notes below: "An Asset Is Only Worth What It Will Buy." In other words, if an asset (say a basket of stocks) rises in nominal terms, but it buys less tangible goods, then has it really risen, or was the rise illusory? Let's look at two charts Harun has provided:
In this "alternative view," the stock market's rise is revealed as being one of numbers rather than actual tangible value. Put another way: if your money buys 20% less than it once did, then a 10% raise isn't an increase at all except in nominal terms.
As the calendar turns and the old Wall Street adage to "sell in May and go away" kicks in, the illusion of "record highs" demonstrated above is worth pondering.
for all archives, please visitmy main site at www.oftwominds.com/blog.html
Monday, April 30, 2007
Are Global Stock Markets Really That Much Higher?
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Changing Cluttering Behavior Starts Here!
"Things do not change; we change." – Henry David Thoreau
- Why Here?
- Not Organizing
- Why We Clutter
- How We Stop
- Real Value
If you clutter and want to stop cluttering, welcome home. There are no quick fixes. I was just as overwhelmed by the idea of decluttering in 1998 as you are today. I started developing decluttering programs to help chronically disorganized clutterers like you and me then. We must change our emotional behavior before organizing techniques can help us get decluttered and stay uncluttered. That is why traditional organizing methods do not work for us.
The last Stop Clutter book has been sold. It is out of print, so, except for some used copies on Amazon, the only way to get it is at your library. My heartfelt thanks to the hundreds of thousands of you who bought the book during its long life. I doubt I will be writing any more, but this site contains some valuable information to help people struggling with cluttering, so I am leaving it online. There is hope and there are solutions. May you find a little of each on these pages. - Mike.
We at Clutterless Recovery Groups are not Professional Organizers or psychiatric professionals, nor do we compete with them. We do not compete with anyone. Our philosophy complements the work of counselors and organizers. We teach clutterers how to declutter their emotions. Combining this with a counselor and an organizer's skills heals the whole person.
Clutterless Recovery Groups aren't the only solution to everyone's cluttering problems. You don't need a support group to benefit from the wisdom offered here. We sell a few books (and occasionally Mike consults when he has the time), but mostly this site isn't about money. We want to help you change your cluttering behavior and live a fuller life. We don't know everything. Everything here won't apply to everyone. But, if you find answers here that you haven't seen anywhere else, welcome to the club, my brothers and sisters.
When we clutterers understand the psychological and emotional reasons for our cluttering, we can stop cluttering. Cluttering is often a manifestation of issues like depression, anxiety, OCD (obsessive compulsive disorder), attention-deficit disorder or AD/HD (ADD) tendencies we all have. We do not use the terms, "messies, packrats, slobs." These are demeaning and a first step to changing our cluttering mentality is to change our negative self-talk.
Clutterless Recovery Groups believes in a psychological approach to changing our cluttering behavior through support groups. Organizing systems are valuable, but before we can apply them, we need to address the underlying psychological, emotional reasons we clutter. How often have you "organized" and found that the clutter just came back? It's not your fault, it's not that you don't know "how" to organize, or that you aren't motivated. It's that you've been approaching the problem from the outside, not the inside. Professional organizers provide a valuable service, but we have to do the inner work before their systems can be of lasting use to us.
While we don't recommend this method of decluttering, it could help you to know that stuff really is secondary. Friends, family and pets are important, not things. Life goes on without stuff.
All those papers I agonized about filing. all those items that would come in handy one day were gone and I did not miss them. I felt an overwhelming sense of relief. Without stuff it's easier to be free. Naturally, things like a drivers licence and a social security card later became important, but they could be replaced. Everything could be replaced. Today I have stuff, but I own it. My stuff does not own me.
If you would like me to help you with a personal consultation, I will be happy to help. Please read my page on consultations to decide if that is a good idea for you. My time is limited and I only work with those who are sincerely motivated to change.


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Tuesdays – Thursdays • 11 am – 1 pm
Guests must be actively carded into a Gaming Machine at the time of the Hot Seat drawing to be eligible.
6 hot seat winners every hour automatically wins $25 FREE Play and a special prize from the treasure chest!
Win $25 FREE Play & Prizes
Must be an Escape and Delight Card Player. See PLAYER SERVICES for details.
- All Wind Creek Rewards members are eligible to participate.
- Must be present to win.
- Must be 21 years of age or older to participate.
- Must be a Wind Creek Rewards member to participate.
- Wind Creek Rewards membership is provided free of charge.
- Must provide a valid government or state issued ID to become a Rewards member.
- Must not be on the Casino's self-exclusion list to be eligible to participate in the drawing. If a self-excluded person is identified, he or she will be handled in accordance with Casino's policy.
- Winners have two (2) minutes to announce themselves to a casino personnel if they have been called for a promotional drawing. If the announced winner does not notify a casino personnel or report to the promotional area to claim their prize within the allotted time, additional names will be drawn.
- Must show valid ID to claim prize.
- All participants must be a Rewards member in order to claim their prize.
- Prizes are non-transferable.
- The following are not eligible to participate in this promotion or win any prize herein:
- Employees of Wind Creek Hospitality or Wind Creek Hospitality subsidiaries.
- Marketing, Security and Player Services Department employee's immediate family members, persons of significant affiliation or members of the Marketing, Security and Player Services Department employee's immediate households (Immediate family members are mother, father, siblings, spouse or children). Persons of significant affiliation include but are not limited to a partner or fiancé. Immediate household is defined as anyone living in/at the same address/residence.
- Participating vendors.
- Wind Creek Hospitality Directors and above, their immediate family members, and members of their immediate households (Immediate family members are mother, father, siblings, spouse, or children).
- Neither a Tribal Council member, PCI Gaming board member, Tribal Gaming Commissioner, nor their respective immediate family member's or persons of significant affiliation and adults living in the household shall be permitted to participate in any promotional activity of the Tribe's gaming facilities. Persons of significant affiliation include but are not limited to a partner or fiancé. Immediate household is defined as anyone living in/at the same address/residence.
- By participating in the promotion, each participant agrees to and acknowledges that they will abide by the official rules, regulations and procedures of the promotion.
- Guest's willingness to be randomly selected or willingness to receive a free entry ticket constitutes permission for a Wind Creek Hospitality representative to announce the guest's name in a public manner.
- Acceptance of prize constitutes winner's permission to use his/her likeness or name for publicity and/or promotional uses without compensation. Winners must agree to sign a publicity release.
- Any situation or dispute not covered by the rules will be resolved by Wind Creek Hospitality in a manner deemed by them to be the fairest to all concerned and that decision shall be final and binding by all participants.
- In addition, Wind Creek Hospitality reserves the right to void any entry and change, cancel or modify this event at any time without notice.
Review Wind Creek Atmore: Breast Cancer Awareness Treasure Chest Hot Seats
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Sturbridge, Massachusetts
|This article is a stub. Help us to expand it by contributing your knowledge. For county and town page guidelines, visit U.S. County Page Content Suggestions.
Sturbridge is a town in Massachusetts. It was formed in 1738 and was previously called New Medfield tract. It can be found in Worcester county and is a part of the Worcester registry of deed district. For more information, contact the county at 308 Main St., Sturbridge 01566. On the attached map, Sturbridge is shown as 42 in Worcester county.
For information about the state of Massachusetts see Massachusetts Family History Research.


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New Orleans is a place where the timeless sounds of jazz fill the air on any given night. One particularly notable voice in this great city is the smooth and sultry ragtime sound of Meschiya Lake and the Little Big Horns. Lake, who has called the Crescent City home for over ten years, has quite the interesting past. Her career began in a South Dakota steakhouse at age nine, where she won a $500 singing contest, and years down the road she ended up in a traveling circus, performing an array of acts, including insect eating and fire dancing. It was during this time when Lake fell in love with the city and soon became a fixture on Royal Street in the French Quarter, busking and becoming one of the city's most admired street performers, often taking her act on tour both nationally and abroad.
Forming the Little Big Horns in 2009 and shortly after releasing a full length album, Lucky Devil, Meschiya Lake has secured herself as a staple of local live music receiving rave reviews. WWOZ's David Kunian citing the album as one of his top four releases of 2010 on NPR's All Things Considered and, as Dan Baum of The New Yorker aptly described, "Meschiya Lake rocks back on her heels, lifts her chest, and opens her throat like an air raid siren to croon in a thrilling pre-microphone style that can make you feel by turns as though you were shivering around a campfire in a railroad (yard) or drinking in a Budapest nightclub in 1938."
To experience the jazz revival ushered in by Meschiya Lake and the Little Big Horns, check out weekly gigs at Mimi in the Marigny on Monday nights, and at the Spotted Cat on Tuesday nights . The full calendar and tour information is available at www. myspace.com/meschiyalake . Also enjoy a lively performance on Royal Street in the French Quarter at http://youtu.be/m_SMk42zcfI.


text: TF2Maps.net Official NY Server: 126.96.36.199:27015 Gameday Host: Tech Event will begin at: Central European: 8:00 PM UK: 7:00 PM Eastern: 2:00 PM Central: 1:00 PM Mountain: 12:00PM Pacific: 11:00 AM Check the time for you Map List: Time Played Map Name Author Thread Download 15 ctf_bacon_a3 colacan Thread Download 15 ctf_kz_actry Prestige Thread Download 20 koth_techmap_a7 Wilson Thread Download 20 sd_congo_a1 ForbiddenDonut Thread Download 30 pl_rust_a14 Fr0z3n Thread Download 20 sd_arrjay_a2 Ruben Thread Download Download Map pack Map Submission Format • Required: Exact Map Filename (ctf_example_a4) • Required: url to offsite OR onsite download. (dropbox prefered) *NOTE: You can keep the same TF2Maps.net file number by clicking edit on your file's page and then simply putting a new file in the upload box. This makes it easier for you (don't have to update all your links!), easier for me, and less clutter on the site. •May NOT be a hosting site like mega-upload or Rapid-share (wait times, codes, excessive ads, gov't take-downs, etc). •BZ2 compressed files are greatly appreciated to save time for the host. • If you need a specific time slot: Available time & your time zone. • If your submission is a single stage out of a multi-stage map, please mention this. (orphaned stage) • If you are a donator with upload abilities, please say if you have already uploaded the map. You could follow this format: Map file name: Thread link: (I don't need the number, just the link) Download link: Prefered time slot: Testing options • A time extension may be requested for mature non-arena maps in need of fine tuning (this includes orphaned stages). • Everyone will get a demo of their map after the test, assuming Frozen remembers getting them, i will poke him to be sure. Rules/Guidelines • The map must be playable. This means fully functional objective system, proper spawns, not fullbright, etc. __The purpose of this testing is to help authors refine their designs, not catch newbie bugs. • Filename MUST be versioned. (ctf_example_a1.bsp, NOT ctf_example.bsp) __Do not rename a bsp after compile. The vmf must be renamed before compile. • Filename must be all lowercase. (ctf_example_a1.bsp, NOT CTF_Example_A1.bsp) __Our Linux servers don't work with uppercase names. • Map must be IN DEVELOPMENT, finished maps do not require testing. • Map may NOT use a point_servercommand to alter any variables. • Map must be designed for normal play. __This means no melee, class restricted, too small for 24 players, or otherwise gimmicky maps. • Medieval Maps will be allowed under decision of gameday host. They will be given the last timeslot of the gameday. • You may NOT reserve a submission without a download. • While we do not require a thread in the map workshop forum, it is highly recommended to create one, as this will help convey the best feedback • Non-compliance with rules will result in rejection of the submission. • If an author has more than one map they want tested, they must be submitted to separate days. NOTE: Any maps that have been tested in the previous weeks gamedays (regardless of version/changes) will be given lowest priority of entry into the gameday schedule, or will not be part of gameday at all. Information • Submission deadline is Midday UK time, same day. • Maps will get 30 minutes playtime, KotH gets 20, Arena, Orphaned stages and Medieval maps and CTF get 15 minutes. • Submissions will be limited to 2 hours of testing.


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Some people out there think it possible, at least, that Purson are going to be big. I don't know their names, or if Purson themselves hold this belief, but without getting too far into how-your-sausages-are-made territory, bands don't get picked up by these guys or the Mercury Prize's press people just because someone rates their tunes. Together for approximately two years, the doom metallers and occult thud-rock heads that make up most of their current fanbase are something of a red herring when considering The Circle & The Blue Door, the London quintet's debut album.
Purson might fraternise with battle-jacketed doom lifers – appearing at the Roadburn festival, last weekend at the time of writing – but largely walk a different path. Singer and guitarist Rosalie Cunningham used to be in Ipso Facto, briefly promising garage revivalists from 2007's New Cross indie scene: 34 YouTube users have expressed approval for 2headedzebra's comment, 'they are girl version of the horrors,' and you can't argue with stats. In fairness, she's never attempted to deny her recent past, but her current venture isn't that far removed from Ipso Facto's short discography. Most of this record exists at a tuneful, giddy midpoint between florid psychedelia and prototypical hard rock, and if Finders Keepers Records scattered parts of it across a compilation or three and dated it to 1971 in the sleevenotes, I suspect more people would be fooled than not.
As it goes, it's a perfectly logical fit for Rise Above in 2013, too. Label boss Lee Dorrian took a punt on Witchcraft and Circulus in the middle of last decade when hardly anyone gave a shit; more recently, Ghost and Uncle Acid & The Deadbeats have straddled obscure, mystic weirdness and earworm accessibility, and both bands have reaped rewards. (If nothing else, their habit of flogging deliberately limited, wildly overpriced vinyl to eBay flippers and collector dopes will have turned Rise Above a tidy profit.) Purson are one of a fair few groups currently offering both witches and winks – their photos do not suggest a band entirely stone-faced about their image – and generating chatter in the Ghost/Uncle Acid slipstream. It's easy to be cynical and assume that The Circle... is surplus to requirements, but try this for a counterpoint: 'Spiderwood Farm', one of the first demos the band uploaded and track three on this album, is a better song than anything Uncle Acid have released to date. Cunningham's duchess-plummy vocals aside, it bludgeons you with a guitar'n'organ riff combo that's so catchy, the fact that it pretty much just repeats itself after a clawfisted wah-wah solo matters not.
It's sometimes said that every band have one great song in them, and Purson may have written theirs very early on. That is to say: too much of this album is just okay, aesthetically immaculate but with lamentably little going on beneath the surface. Starting with a mannered, FX-peppered Bowie-esque ballad ('Wake Up Sleepy Head') and something which vacillates between Silver Apples and Led Zep ('The Contract'), The Circle... isn't exactly front-loaded, but neither cut is the sum of its parts, which makes 'Spiderwood Farm' feel like even more of a banger.
As much as it feels obvious that Purson didn't want to just make a simple-pleasures hard rock album, the results would have very likely have been better if they had, as this mode is their forte. 'Leaning On A Bear' has winningly dusty garage-psych keys and a galloping proto-punk rhythm. 'Mavericks And Mystics' is probably the album's leading showcase for Cunningham's room-filling wail: "it's us against you all!" with the last word stretched to about twenty syllables. 'Sapphire Walls' has exhilaratingly choppy, early Deep Purple-type bits and pensive psych-folk bits, which handily condenses their strengths and shortcomings into one song.
This formula doesn't always follow: 'Tempest And The Tide' is agreeable gothic folk, although the sparse fingerpicked intro hint at a song that could have done with more breathing room. By this point, though, you'll have already endured 'Sailor's Wife's Lament', boisterous cobblers which has seagull noises and would probably go down a storm at a steampunk festival. Suddenly, this journey to the centre of the fancy-dress chest seems a little less palatable. As much as it rankles to imply a competition between notionally similar bands (who would no doubt reject all points of comparison), Uncle Acid and Wolf People both have superior albums fresh in the racks, and if a woman singing is a bonus for you, the imminent new one by Blood Ceremony trumps The Circle & The Blue Door too. Purson deserve better than to fall through the cracks, but if you only have so much time...
6Noel Gardner's Score


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Selected as Party of the Day on October 31st!
13th birthday - Ariana Grande style!
Party Recap
My sweet teenager, is a huge fan of the super talented singer, Ariana Grande! In honor of her new album release, and tickets to her recent concert in Los Angeles, my daughter chose an Ariana-themed party for her 13th birthday! I used one of singer's favorite colors to help set the fun party mood. Because we were also celebrating Ariana's new record, I made sure to decorate with authentic records that I painted pink. I even made a couple cupcake stands from records to display the sweet cupcakes.
Party Highlights
The sweet treats were the perfect touch! She wears the crown made the beautiful fondant toppers, and the Ariana Grande cookies. Bella's bakery & bowtique made musical note cake pops that I displayed inside of a suitcase with a pink record in the background.
Activities / Games
The party guests had a blast taking pictures with props: boas, silly glasses, and mustaches & lips on sticks, from Divine functions.The guests enjoyed listening to Ariana Grande's new album over & over again!
What People Ate
I had sweet treats created with the singer in mind. Some quotes from the singer, and a yummy ice cream bar were all a big hit! No teen party is complete without an ice cream bar! I painted a tiered cart with pink spray paint, and set out ice cream, cone bowls, and lots of fun toppings to add to their make-your-own sundaes.
What People Drank
One of my daughter's favorite Ariana Grande songs is 'Pink champagne'. She thought it would be fun for all the guests to drink pink lemonade out of champagne glasses. I even printed out a line from the song, and put it in a painted frame next to the champagne glasses.
Party Helpers
LAURA'S little PARTY
Divine Functions
Photo booth props
Bella's Bakery & bowtique
Cake pops
She wears the crown
Fondant cupcake toppers/cookies
Soiree Event design
Graphic Designer
Made by a Princess
Sparkly bday candles
2 comments
LAURA'S little PARTY wrote:
Hi Monique, are you asking about the large records? They're real records I found at a yard sale, and I painted the labels with pink paint. Hope this helps! Thanks so much for stopping by! : )
To leave a comment Log in -or- Join the party


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We all know zombies aren't real, right? But, come on. If one approached you, looking pretty realistic, you'd undoubtedly either run off crying or swing at them with the nearest item-turned-weapon.
Zombie pranks are nothing new, but I love this one. I find it both remarkable and hilarious that some people seem totally convinced, in a moment of adrenaline-supplied survival instincts, that this zombie is not some cosplaying prankster.
My favorite is the girl laying on the grass, who—while screaming—gathers her things before running off. If you watch the deleted scenes, you'll see she was very creeped out. The zombie-player had to take his mask off to calm her down.
And remember, the best weapon against a zombie is to throw literature at it!
THE ZOMBIE - ALKISTEVENSTV [YouTube via Reddit]


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Lundgrens 'goes the extra mile' for its clients and has 'very strong business acumen'.
Om Camilla Bach Schou Stub
"They have great spirit and attitude and show a lot of attention to detail without losing focus on the more material commercial issues." 2017
"They are pragmatic, solution-oriented, accessible and easy-going."
"It provides very good value-for-money advice. The team is business-oriented and very fast at responding, providing half-page memos instead of 18 pages that I don't need." Client 2016
"The team has a pragmatic attitude towards deal making." 2016
"Having worked with a number of firms, Rønne is by far my preferred choice. They are there for you, you don't feel like a number in the line." (Client) 2015
"They provide detailed and really qualified services." (Client) 2015
"They did very well, as expected, working very intensely to complete this deal. I can truly say that I was really happy, and continue to work with them." (Client) 2015
"We have been extremely happy with the whole process.The acquisition wouldn't have been possible without their professional help. I got the impression that the partner I worked with was running this very individually as I didn't meet anyone else." (Client) 2015
"They are absolutely a leading firm." (Client) 2015


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Eye make up tips are provided on these pages to educate and entice you. There are countless tips that can be considered, but only the best are worth your time. Many of us realize that the eyes are the most essential part of the make up of the face. They are a window into just who we are. They are also a focal point for the rest of your make up. If done right, the make up will lure in those that are looking at you. That is what your goal is.
The Eyes Aren't Everything
The make up that you use should be designed together, as a whole. From your eyes to your lipstick and everything in between, it all has to work together. Here you will find countless pages of information on how to formulate a look that helps to enhance your look and even that will define you. No matter what fashion trend you are pursuing or what beauty style you prefer, there are eye make up tips here that will allow you to be the very best at it.
Health Counts Too
One thing that should always be considered is the health of your eyes. Your vision should never be compromised for makeup and there is really no reason for that to happen either. Instead, you should be looking for overall health and well being with sensitive products, all natural products or those that are used correctly for health benefits.
There are many parts to the eye makeup tips that are provided here.
Eye Makeup
In the eye makeup section, you will find many of the tips that we all need. Consider what the right way to apply your eye makeup is. Do you need tips for the application process? Most of us would like to know what the beauty experts have to say on these matters and now you can learn the tips of the trade. Here, you will learn eyebrow tips, eyelash tips and eye makeup applications you will use the rest of your life.
Eye Cosmetics
Eye cosmetics are important, too. Here, you will learn about these products including how to use them, choose them and apply them. These beauty and toiletries are meant to help you to learn the proper selection of cosmetics that will benefit you overall. You will find information on eye creams, eyebrow enhancers, mascara, eyeliner, false eyelashes, concealers and eye makeup remover, plus much more.
Eye Health Care
Having healthy eyes is not a problem. Here, you will find eye health care tips and information. From the most natural approaches on, there is much to learn about how to use makeup and still have the quality vision you need. Healthcare is a must and always should come first. Find ophthalmology help that you need and the eye care you must have. Also, here is the place to find information about those wrinkles, puffy and baggy eyes, and the red eyes many of us face. Look for healthy remedy solutions here.
Finding Beauty Coupons and Promotions
When it comes to beauty, finding the best beauty coupons and beauty deals is a serious bonus. You want to have the perfect lipstick, the perfect eyeshadow, and the perfect look. But why settle on just one thing?
You need different looks for different occasions and moods. Finding beauty deals and using beauty coupons will help you save money while developing your looks. This means that you can buy more beauty products.
Different sites all over the net, including the manufacturers themselves, are constantly offering beauty deals, beauty coupons, and even free stuff. Check back often because deals change constantly.
Eye-Make-Up-Tips.com also features links and pages that will provide useful information as you go through your journey towards beauty. Find makeup tips, tools and resources that will surely come in handy for you.
In addition, you will find reviews for all major cosmetic brands; since there are so many different cosmetic brands to choose from and the choice might be overwhelming.
Eye make up tips like these are tips that everyone must have. Are you using the right eyeliner? Are you sure you are shaping your eyebrow the correct way? What about anti aging cream? Does it work? What are the top skin care products? There are plenty of questions and even more answers here for you to take full advantage of.


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Kevin McHale plays a bespectacled, wheelchair-bound student on the smash hit "Glee," but he can still sex it up on his song cover versions.
The actor, who plays underdog Artie Abrams on the Fox show which saw its triumphant return last night, did a breathy version of the Billy Idol's "Dancing With Myself" during one of his big numbers. Originally it was a little too hot.
"I went in to record it and (creator/executive producer) Ryan Murphy came back and said it was too sexy," McHale tells PopcornBiz. "Apparently it was too breathy. So I went back and I did a little more art and less breathy."
"I have never been called sexy in my entire life. So I thought maybe that was a compliment," he adds. "It didn't sound like something Artie would do."
McHale was pleased with the ultimate result ("it's a cool version"), but he's still slightly nervous because Billy Idol hasn't weighed in on it. "He hasn't said anything. I am sure he has a lot going on his life," says McHale. "I don't think I'm the person to call and say, 'Hey, what did you think?' "
Actually the mellow version is based off a French version of the song by Nouvelle Vague. "So it's a cover of a cover," says McHale. "I haven't heard from her either."
He has a message for both artists: "So if either of you feel like saying you liked it or hated it, either way." Just let him know!
Kevin McHale plays a bespectacled, wheelchair-bound student on the smash hit "Glee," but he can still sex it up on his song cover versions.


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Brittany Bell, Meteorologist
Brittany Bell joined KHBS/KHOG-TV as Meteorologist and Reporter in May 2012l. Bell anchors 40/29 Weather at 5:30, 6 and 10pm on weekends, reports throughout the week and online at 4029tv.com.
Brittany is excited to live in the Natural State after residing in various cities including Memphis, Los Angeles, and Nashville. Brittanys passion for weather was triggered as a young child living in Nashville, TN. She vividly remembers a tornado that ripped through the city in April 1998 and this event helped to solidify her curiosity for the weather.
In 2009 Brittany decided to pursue a degree in meteorology at Mississippi State University. While at Mississippi State, she finished second place in the National Weather Challenge competition out of 1,500 undergraduates in the town of Sioux City, Iowa. She was also selected to go on the Great Plains storms chase during May 2011. Chasing the Joplin tornado was one of the most memorable events during the chase. She credits this experience for honing her skills forecasting and analyzing severe weather.
Brittany graduated from Mississippi State in only three years and at the top of her class. When shes not forecasting the weather Brittany enjoys running, cooking, and playing her Xbox. She loves the outdoors and is looking forward to exploring the state parks across the area.


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The sun blasted mass quantities of plasma into space a few days ago, and the "coronal mass ejection" is headed straight for Earth. Which means we're about to get some incredible aurora displays.
Harvard astronomer Leon Golub explains that predicting space weather is an extremely inexact science, but that these times are likely to be good for viewing the solar debris as it hits our magnetic field:
* Wednesday, Aug. 4 – 3:00 a.m. EDT
* Wednesday, Aug. 4 – 8:00 p.m. EDT
* Thursday, Aug. 5 – 2:00 a.m. EDT


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Actor Arnold Schwarzenegger's son has returned to the ski slopes just a day after he was hospitalized following a nasty accident.
The Terminator star's teenage son Patrick suffered cuts and bruises after taking a spill in Sun Valley, Idaho on Saturday.
The 18 year old was treated by medics and given a neck brace to aid in his recovery but it appears he has wasted no time in getting back to his favorite sport.
Thanking fans for their well wishes in a Twitter.com post on Sunday, he wrote, "Appreciate all the messages, love all you. I'm actually feeling really good today, and I even went skiing again today. Thanks again!!"


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Flu numbers in Calgary levelling off, but health official says cases could peak again
Calgary's flu season isn't over yet, the city's medical officer of health says, as the latest numbers from Alberta Health Services show 1,897 confirmed cases of influenza A in the region so far.
Dr. Jia Hu said that while the number of Calgary cases peaked in November, it's still possible for another rise in cases this season.
"I certainly hope we've passed the worst of flu season in Calgary," Hu said. "The number of cases peaked in Calgary around mid-November and now they're quite a bit lower.
"That being said, sometimes we can see . . . a peak early on but a peak later on, perhaps a different flu strain. It is a bit unpredictable, which is why it is very important for people to get the flu shot if they haven't got it already."
A weekly report released by AHS on Thursday indicates Edmonton has seen 885 cases, 1,082 cases have been recorded in the northern part of the province, 569 cases have been counted in the central zone, and just 269 cases have so far been recorded in the south zone.
A total of eight Calgarians with influenza have died. In Edmonton, there have been five deaths, the AHS central zone has seen six, and there has been one death recorded in the AHS north zone.
Hu said the prevalent flu strain this year has been H1N1, which has a higher risk to younger people.
"Any strain of flu can affect people of all ages and it can cause serious illness, including hospitalization," Hu said. "H1N1 does tend to affect people who are a bit younger more, and so across the country we have seen more cases of severe illness in younger pediatric populations."
As of Jan. 5, 507,028 doses of flu vaccine had been administered by AHS Public Health and pharmacists in Calgary. That's the highest number across the province's medical zones, with Edmonton following at 403,233 doses.
Hu noted that Calgary also has the highest population out of the AHS health zones.
"Every year we get about 30 per cent of people getting immunized, and to me that's a very low number," he said. "For other vaccines, immunization rates are 80, 90 per cent, so I'd love for people to get immunized more."
Hu said the flu season can often last until the spring.