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United States District Court, S.D. California
July 16, 2019
DON NEABORS, Plaintiff,v.EQUIFAX INFORMATION SERVICES LLC, et al., Defendants.
Equifax Information Services LLC moves under Federal Rule of
Civil Procedure 12(c) for judgment on the pleadings. The
motion is GRANTED.
Don Neabors brings two claims against Defendant Equifax for
its alleged violations of the Fair Credit Reporting Act
("FCRA"), 15 U.S.C. § 1681 et seq.
Specifically, Neabors brings claims for (1) Equifax's
negligent failure to conduct a reasonable reinvestigation, as
required by 15 U.S.C. §§ 168 li and 1681e(b) and
(2) for Equifax's willful violation of §§ 168li
and 16816(b).[1]
claims against Equifax arise out of his tradeline with Navy
Federal Credit Union, which was discharged in bankruptcy on
January 8, 2013. In October of 2017, Neabors obtained his
Equifax credit file. Neabors pleads that the credit file
"inaccurately failed to report that the account was
discharged." [Doc. 1, ¶¶ 6-7.] As reflected in
the October 2017 credit file attached to Equifax's
motion, the file listed Neabors's Navy Federal tradeline
account status as "Closed" with a payment status of
"Included in Bankruptcy" and blanks for the
balance, amount past due, and other fields.[2] See
[Doc. 10-2 (October 2017 Credit File)].
November 28, 2017, Neabors submitted a letter to Equifax
disputing the Navy Federal tradeline listing and explaining
that the tradeline was discharged in bankruptcy. On February
6, 2018, Neabors again obtained his Equifax credit file,
which still did not report the Navy Federal tradeline as
"discharged." Instead, the report reflected the
same information as before, including a "Closed"
designation and a payment status of "Included in
argues judgment on the pleadings is warranted because Neabors
cannot state a prima facie case for either of his FCRA
claims. The Court agrees. Under Federal Rule of Civil
Procedure 12(c), "[a]fter the pleadings are closed-but
early enough not to delay trial-a party may move for judgment
on the pleadings." In evaluating Equifax's Rule
12(c) motion, the Court applies the same standard as on a
motion to dismiss under Rule 12(b)(6). See Cafasso, U.S.
ex rel. v. General Dynamics C4 Systems, Inc., 637 F.3d
1047, 1055, n. 4 (9th Cir. 2011) ("Rule 12(c) is
functionally identical to Rule 12(b)(6) and . . . the same
standard of review applies to motions brought under either
rule.") (internal citations omitted)). Thus, in
reviewing the motion, the Court must accept the
Complaint's allegations as true and construe all
reasonable inferences in favor of the nonmoving party.
Ashcroft v. Iqbal, 556 U.S. 662, 664 (2009). To
avoid dismissal, Neabors's Complaint must plead
"enough facts to state a claim to relief that is
plausible on its face." Bell Atl Corp. v.
Twombly, 550 U.S. 544, 570 (2007).
state a claim under both §§ 1681e(b) and 16811,
Neabors must plead that Equifax's credit reports about
him contained a factual inaccuracy. See Guimond v. Trans
Union Credit Info. Co., 45 F.3d 1329, 1333 (9th Cir.
1995) ("In order to make out a prima facie violation
under § 168 le(b), a consumer must present evidence
tending to show that a credit reporting agency prepared a
report containing inaccurate information.");
Carvalho v. Equifax Info. Servs., LLC, 629 F.3d 876,
890 (9th Cir. 2010) (concluding that for a plaintiff to state
a claim under § 16811, the plaintiff must allege an
actual inaccuracy). Under the FCRA, a credit entry is
"inaccurate" where "it is patently incorrect,
or because it is misleading in such a way and to such an
extent that it can be expected to adversely affect credit
decisions." Gorman v. Wolpoff & Abramson,
LLP, 584 F.3d 1147, 1163 (9th Cir. 2009).
support of its motion, Equifax contends that Neabors's
claims must fail as a matter of law because he has not and
cannot plead that Equifax's reports contained any such
factual inaccuracy. Equifax further argues that nothing in
its reports is inaccurate or misleading because they
correctly reflect that Neabors's Navy Federal tradeline
was "Included in Bankruptcy" and designate the
account as "Closed" with no identified balances or
past due amounts.
responds that a factual inaccuracy exists because
Equifax's report must specifically provide
"discharged in bankruptcy," and Equifax's use
of "Included in Bankruptcy," instead, could be
understood to mean the bankruptcy is "still
pending" and that no discharge has been granted. The
Court disagrees. First, Neabors offers no authority showing
its preferred phrase, "discharged in bankruptcy,"
is required by the FCRA. Further, the Court finds implausible
Neabors's unsupported assertion that creditors would view
"Included in Bankruptcy" to mean the bankruptcy was
anything but discharged, particularly when reviewed within
the context of the report's other information, including
designating the Madeline's status as "Closed"
and including only blanks for the balance, amount past due,
and other fields. Indeed, other courts to consider arguments
like Neabors's have rejected them, finding instead that
the "Included in Bankruptcy" verbiage complies with
the FCRA by sufficiently communicating that a credit line was
discharged by bankruptcy. See, e.g., Fleming v. Trans
Union, LLC, 2019 WL 2498940, *3 (CD. Cal. March 8, 2019)
(finding plaintiff failed to state a claim under §
§ 1681 e(b) and 1681 i where defendant's credit
reports used the phrase "included in bankruptcy"
rather than "discharged in bankruptcy");
Johnson v. Equifax, Inc., 510 F.Supp.2d 638, 646
(S.D. Ala. 2007) (concluding that an "included in
bankruptcy" notation on the plaintiffs account was not
misleading and was accurate); Blanch v. Trans Union,
LLC, 333 F.Supp.3d 789, 793-94 (M.D. Tenn. 2018)
(finding not misleading or inaccurate the credit report's
"included in bankruptcy" notation accompanied by a
$0 account balance and "account closed by credit
grantor" designation); see also White v. Experian
Info. Sols., Inc., 8:05-cv-0170-DOC-MLG, Doc. 338 (CD
Cal. Aug. 19, 2008) (approving FCRA settlement agreement
under which tradelines would be coded "to indicate that
the account is discharged in the Consumer's Chapter 7
bankruptcy (e.g., by use of the terminology 'included
in bankruptcy') and . . . [by] reflecting] a
zero-dollar or blank account balance and past due
balance") (emphasis added).
the Court finds that Equifax's designation of
"Included in Bankruptcy" coupled with the
tradeline's status as "Closed" and the blanks
for the balance, amount past due, and other fields reflects
factually accurate information, which is neither
"patently false" nor "misleading in such a way
and to such an extent that it can be expected to adversely
affect credit decisions." Gorman, 584 F.3d at
1163. Because Neabors cannot allege Equifax's reports
contained the requisite factual inaccuracy, his claims must
fail.[3] Moreover, the Court finds that granting
Neabors leave to amend would be futile because the requisite
factual inaccuracy does not exist. See Fed. R. Civ.
P. 15(a) (providing that the district court may exercise its
discretion to deny leave to amend due to futility of
amendment, among other grounds); see also Carvalho v.
Equifax Info. Servs., LLC, 629 F.3d 876, 892-93 (9th
Cir. 2010) (affirming district court's holding that
amendment would be futile because plaintiffs claims were
"clearly foreclosed by the inaccuracy requirement of
§ 16811"). Accordingly, Neabors's claims are
DISMISSED with prejudice.
For the
previous reasons, Equifax's motion is GRANTED, and
Neabors's remaining claims against ...
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'Do you want to do a f***ing deal or not?' Desperate final call bankrupt tycoon Scot Young made to his ex offering her £30M to settle their divorce - before plunging to his death in mysterious circumstances
- Bankrupt business tycoon Scot Young, 52, made a phone call to his ex-wife
- In the call revealed in a BBC Two documentary he offered Michelle Young £30m
- The couple had been involved in one of the most costly divorces in Britain
- Mr Young pleaded with her to drop her investigation into his finances - five weeks before he died in mysterious circumstances
- He died after falling 60ft from a luxury London penthouse in December 2014
A dramatic phone call in which bankrupt business tycoon Scot Young offers his ex-wife up to £30 million to settle one of the longest, most costly and toxic divorce battles in Britain, will be made public for the first time this week in a BBC documentary.
Viewers will hear a frantic Mr Young desperately plead with his former wife, Michelle, to drop her investigation into his finances - five weeks before he mysteriously fell 60ft from the fourth-floor window of a luxury £3 million penthouse in London.
In the programme to be shown on BBC Two on January 17, Mrs Young says that her ex, a multimillionaire property developer with ties to Russian oligarchs, offered to pay the sum despite having claimed to have lost his multi-million pound fortune.
The Mail on Sunday exclusively revealed last September that the disgraced businessman, who was in a relationship with reality star Noelle Reno at the time, had made the offer during an emotionally charged final phone call, in which he warned he was a 'dead man' if she continued to dig into his numerous deals.
Mr Young who was in a relationship with American model Noelle Reno in 2009, a star of the Ladies Of London reality TV show, at the time of his death, had been involved with some of the wealthiest men in the world. He also had connections in the shady criminal underworld.
Listen to the phone call here:
Property developer Scot Young was at the centre of one of Britain's most notorious divorce cases, which culminated in him being jailed for refusing to reveal how much money he was worth to his ex-wife Michelle
After the couple split Mr Young began started a relationship with American model Noelle Reno in 2009, one of the stars of the Ladies Of London reality TV show
Now viewers can hear for themselves some of that final conversation between the warring couple in Millionaires' Ex-Wives Club.
Gaining exclusive access to the hidden world of divorces among the super-rich, an intimate documentary follows ex-wives who went into battle with their exes, spending millions of pounds and years of their lives in the process.
Scot, 52, begins by admitting that he had behaved badly and was the cause of their bitter strife.
He says: 'I f***ed it up in the end completely, I put my hands up, and I actually apologise to you. You were a very good wife, you used to run me a bath, make me tea, you were always there for me, et cetera, et cetera.'
Michelle Young lived a lavish lifestyle with ex-husband Scot Young before that ended in 2001 when it was claimed that Scot had lost his entire fortune overnight
He then went on to make his astonishing offer saying: 'If I had £20 million tomorrow would you be happy - yes or no?'
Mrs Young, 52, asks if the money was coming from hidden offshore assets or being plucked out of thin air.
He replies: 'I will get cracking on a couple of ventures, okay.'
Following further heated exchanges he increases his offer to £25 million, then to £30 million 'plus 50 per cent of any asset you find...how can you ask for any more than that?'
But when his ex-wife threatens to bring in the authorities Scot responds aggressively, telling her: 'You're going to end up with sweet f*** all. Okay, Michelle, on that basis it's a waste of time. I've tried to be nice. I would sign up for 30 million quid to get rid of this, okay.'
Mrs Young, who accused him of hiding assets of more than £400 million in offshore accounts, says she still owes about £17million in legal fees despite being awarded £26 million by the High Court.
'I've never received a penny,' she tells the programme.
She did, however, receive £300,000 from a long forgotten life insurance policy on her ex-husband.
Scot died after being impaled on railings after falling 60ft from the fourth-floor window of a luxury £3 million penthouse in Montagu Square, central London in December 2014.
Whether he was pushed or jumped is still an open question. A coroner's inquest ruled out suicide due to a lack of evidence, but Mrs Young has since claimed that he was killed by members of the Russian Mafia.
Scot and Michelle's final phone call is aired in BBC Two's Millionaires' Ex-Wives Club, this would be the last time they spoke before his death five weeks later
Scot: 'Listen, I f***ed it up in the end completely, I put my hands up, and I actually apologise to you. You were a very good wife, you used to run me a bath, make me tea, you were always there for me, et cetera, et cetera.
'Michelle. The judge, has awarded you twenty million...'
Michelle: 'Yeah but can I just stop you there? It's called fraud and misrepresentation...'
Scot: 'If I had £20 million tomorrow would you be happy - yes or no?'
Michelle: 'How would you... Where would this money come, offshore? Where would this money be magicked from?'
Scot: 'I will get cracking on a couple of ventures ok?'
Michelle: 'Scot can I ask you what happened? Why didn't you answer the questions in the court?
CCTV footage of Scot Young in 2012, he tried to make a deal with Michelle during a frantic phone call but she refused
'Why didn't you? [Scot interrupts] No, hold on. No, I am entitled for a wife in a very long marriage that worked equally as hard... equality.'
Scot: 'I'm using twenty... Ok let's say twenty-five 'cos' it's a nice round number. Ok?
Michelle: 'Oh no, I don't want twenty-five, I'm not having a round number of twenty-five. It's about thirty million...'
Scot: 'Do you want to do a f****** deal or do you not want to do a f****** deal?'
Michelle: 'Do you think this is fair what you're offering me?'
Scot: 'If you get thirty million plus fifty per cent of any asset you find... How can you ask for any more than that?'
Michelle: 'After billions of pounds being hidden and I've got the evidence.'
Scot: 'You won't listen...
Michelle: 'No it's disgraceful. But I tell you what the other option is to press criminal charges and bring the HMRC in.'
Scot: 'Ok you're going to end up with sweet f*** all. Ok Michelle on that basis it's a waste of time.
'I've tried to be nice, I've signed up for thirty million quid to get rid of this. So you think about it and never threaten me again please. Ok bye.'
While going through his divorce Mr Young began dating the reality TV star in 2009. Despite claiming he was in debt he still lived a lavish lifestyle with Ms Reno
Scot and Michelle Young on their wedding day in 1995, they split in 2006 after 11 years together before entering a bitter divorce battle over his fortune
Michelle and Scot Young, who had two children together, split in 2006 after 11 years together.
It was claimed that the Scottish property developer had lost his entire fortune, which his then wife believed to be £2bn, overnight in a big Russian property deal.
Mrs Young claimed that her husband had hidden assets of more than £400m in offshore accounts.
Their divorce battle was extremely high-profile and lasted eight years, as Mr Young refused to reveal how much he was worth to his wife, insisting he was penniless and in £30m of debt.
Michelle Young believed her ex-husband was hiding a £400m fortune in offshore accounts
After clocking up 65 court hearings and 13 sets of lawyers, the courts found in Mrs Young's favour, ordering him to pay £26million.
Mr Young was jailed for six months for contempt of court in 2013 for refusing to disclose details of his complicated finances.
He started a relationship with American model Ms Reno in 2009, one of the stars of the Ladies Of London reality TV show, which aired on US channel Bravo.
Mr Young died after being impaled on railings after falling 60ft from the fourth-floor window of a luxury £3 million penthouse in Montagu Square, central London in December 2014.
In 2014, the MailOnline reported that Mr Young may have been murdered by Russian gangsters who stashed his fortune offshore but then refused to give back control of his money.
The claim was made by reclusive tycoon Valery Morozov, who fled for Britain after exposing corruption in Russia, who claimed the sting means police and secret services in Moscow are paying 'close attention' to Mr Young's death.
In 2015, a coroner ruled Mr Young's death could not be ruled as suicide due to insufficient evidence.
Mrs Young, who now lives in a rented basement flat, is bankrupt and in £17million worth of debt due to legal fees and is yet to see a penny of the £26million she was awarded by the court.
The couple had two children and lived a lavish lifestyle together, but the end came in 2001, when it was claimed that Scot had not only lost his entire fortune overnight in a big Russian property deal, but also had a breakdown. It was, says Michelle, a ruse concocted to defraud her of marital assets.
Despite London being called the divorce capital and viewed as a Mecca for the very wealthy, she says women are invariably cheated by the legal system, which favours the person who can afford the most expensive legal team.
To date, she has clocked up 65 court hearings and 13 sets of lawyers in her battle. With £17m of debts from high interest litigation loans and legal fees, Michelle has been declared bankrupt and lives in a rented basement flat in central London.
But 11 years on, she insists that she has not given up with her fight for justice.
Michelle and Scot had been married 11 years and shared two children together. They split and their divorce battle was one of the most costly and toxic divorces in Britain
Mrs Young was awarded £20million by the court after a lengthy eight-year divorce battle, but she claims she has yet to see a penny of it and is in £17million worth of debt
Produced by Lynn Alleway (Camila's Kids Company: The Inside Story and Hotel India), the film explores some of the private battles involved in high net worth divorce cases - where the Mayfair homes, the Bentleys and yachts have to be split and hundreds of millions of pounds are at stake.
With divorce law in England and Wales now dictating that the assets have to be split 50-50 as a starting point, increasingly couples are battling it out in court.
The film meets divorce lawyers on such cases, revealing that at the very heart of these stories is an intense battle fuelled by emotion.
It is a fight in which the real winners are the high priced legal teams.
Millionaires' Ex-Wives Club airs on BBC Two, Wednesday 17 January at 9pm
Scot Young rose to prominence as a property developer in the 1990s and 2000s
Scot Young always described himself as a property developer who grew fabulously rich on the back of the building boom of the 1990s and 2000s.
By 2006, he had accumulated a £60 million property portfolio, including a £21 million nine-bedroom mansion in Oxfordshire, a string of properties in London's exclusive Eaton Square, and a £6 million mansion in Miami Beach.
Once one of Britain's wealthiest property developers, Mr Young claimed at court that he was penniless after a large Moscow real estate deal collapsed.
He had mysteriously risen to huge success from being an underprivileged youth on a tenement block in a run-down part of Dundee.
He left school with few qualifications but rode off the back of the property boom of the late 1980s, and was given a hand on the property ladder by ex-wife Michelle Young's father after they met in 1988.
His wife said he was always 'secretive' about the deals he was doing and there were claims he was linked to players in the Russian underworld.
Mr Young then apparently lost his immense wealth in a huge property development project in Russia called Project Moscow.
Boris Berezovsky, who died in mysterious circumstances last year, was known to be an investor in the scheme. He also died penniless.
In one hearing during their marathon divorce battle her legal team compared his story with the plot of the 1980s comedy movie Brewster's Millions, in which a failing baseball player is told he will inherit $300million if he can spend 30 million of it in 30 days, and have nothing to show for it.
Despite huge debts, his life was funded by some of his creditors, to whom he owed millions.
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Beautiful 3 bedroom with stunning views of the Gulf of Mexico. Tastefully furnished with unusual 10' ceiling in the living and master, in which both have balconies. The large 3 story garage provides a convenient walk over for owners & guest. GREAT rental history.
BBQ Pit/Grill, Beach, Community Room, Deed Access, Dumpster, Elevators, Exercise Room, Game Room, Pets Allowed, Pool, TV Cable Available, Waterfront
Electric Available, Phone Available, Public Sewer Available, TV Cable Available
Ceiling Raised, Floor Tile, Furnished - All, Washer/Dryer Hookup, Window Treatment All
Dishwasher, Disposal, Dryer, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Electric
A/C: Central Electric, Ceiling Fans
Balcony, BBQ Pit/Grill, Hurricane Shutters, Patio Open, Pool - Heated, Sprinkler System
|Price Reduced from $495,000 to $479,000
Hageman Coastal Properties.
DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2019, All rights reserved.
Listing information last updated on December 6th, 2019 at 7:00pm CST.


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Fence Materials and Ideas
Steel Fence, the Metal Fence of Choice
Wrought Iron, Ornamental Iron, Iron, Metal, Steel, and Aluminum are all terms used to describe a metal fence. So! Which will it be? Iron and aluminum are metals mined from the earth. Iron alone is difficult to work with and thus ornamental iron pieces are wrought from iron. Thus the description �wrought iron�. On the other hand, steel is derived from iron by direct reduction with carbon. Steel and aluminum can be pressed into metal sheets then cut, bent, stretched and shaped into many ornamental pieces which are then powder coated usually black. Wrought Iron fence has a majestic, royal look and is expensive. Steel fence has a grand, stately look and is less expensive.
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Vinyl is more expensive than cedar but requires little or no maintenance. Having installed Vinyl Fence for large neighborhood housing projects where Vinyl Fencing was a requirement, we know Vinyl Fencing. Gates are custom manufactured at the factory.
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Travelling at the last minute can be a hassle compared to if you have pre-planned every little thing properly in advance. The seasonal festivals, panoramic sceneries of water, city and mountains, winter sports, adventure activities, art galleries, the shopping expertise, the Skytrain, the exotic meals, the occasional whale watching knowledge, the colourful marine life, beautiful beaches, excellent beers and wines, and the list goes on, when it comes to the list of what not to miss on a trip to Vancouver. Staying as lengthy as one particular could with plans to visit all the above places is constantly advised, because each new place visited, every new activity accomplished and every single new food tasted will add to the ever flourishing memories of any traveller.
I've only been to Romania on this list but there are so several other countries I want to check out! Nepal appears to pique my interest the most! When I went to Romania it was following a trip to Norway and Sweden – it was an insane difference of costs of travel among these nations! Fantastic list! I hope to check out all of this nations a single day.
The development in group travel is part of the larger social phenomenon termed togetheringâ€. It is a reality that a lot more vacations are getting taken in groups these days due to the fact people want to share memorable experiences with the individuals they care about most. Examples consist of growth in location weddings. Couples are deciding a lot more and far more to have their weddings in a warm location such as Hawaii or Caribbean, and they are inviting their households and their close friends to be there with them. We also see growth in intergenerational travel: trips in which you might find grandparents taking their children and grandchildren on an extended safari trip to Africa, a grand tour of Europe, or a loved ones cruise.
Packing up your tent and setting off on a hike is the very best way to go on a vacation that doesn't expense the earth as nicely as possessing minimum impact on the atmosphere. This magazine is for those who love the expertise of unzipping their tent to a stunning outside place rather than opening the door to another luxury hotel space. Packed with ideas for the ultimate adventure traveler, inside is complete of details on 1 day treks to 1 or two week trails in the wilderness anyplace in the US.
Despite the fact that the progression of entropy might be extremely slow in the brief life spans that humans live, the twenty four hour cycle of evening and day is evident. Modern science and the capacity to travel wonderful distances has permitted men and women to go from time zone to time zone in a matter of hours. The Lunar and Planetary Institute (2004) explains how the Earth experiences this cycle because of the rotation of the Earth on its axis. It is interesting to note that New Testament scripture is supported by this ever occurring reality of science. In the book of Saint Luke, Jesus tends to make a statement about people sleeping in a bed and other folks operating in a field inferring that it will be evening one particular spot and day in one more when He returns (Luke 17:34-36). This inference tends to make an intriguing correlation between the science of time zones and scripture.
Traditionally, Americans had to go to Europe or the Caribbean to uncover upscale topless or nude resorts. Most American locations have been old style rustic campgrounds like the "nudist colony" you saw in the old Pink Panther movie. Nonetheless, in the last decade, the U.S. has passed the greatest that Europe and the Caribbean has to provide. No longer to you have to travel overseas to be pampered at a clothing optional resort as some of the ideal are appropriate right here in the USA.
While is mostly a overview site, they also offer the selection of hotel booking. Presently, the site is Top 2 in the list of the top online travel agencies in the world, also according to Skift. What is nice with it is that as you view various accommodation offers, you can also see price comparisons with an additional web site supplying the same hotel. Typically, the rates at are discounted, so you get the much better deal. Also, the user generated critiques are quite helpful.


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My trusty old 2004 CPU with Win XP is dying a slow death, and both my other computers have Win 7, which isn't compatible with my HP Laserjet scanner. The Laserjet will print, copy and fax, but for some reason there are no drivers for the scanner. I'm looking for a recommendation for a good flatbed scanner. Thanks.
I will suggest you not to buy the new one right now. I hope your present HP Laserjet scanner will work. In the XP mode try to install the HP software in Win 7 64 bit.
Have you tried just start the scanning software on the Win7 PC and see what happens? Like with Picasa? You may be surprised.
by Kylyssa Shay 3 years ago
So I've been getting the Windows 10 pop-ups for the last several months and I've been clicking the "no thanks" button on every one. This morning, I wiggled my trackball to wake my PC from sleep mode and fracking Windows 10 had installed itself and only needed me to press the accept or...
by Michael Willis 9 years ago
I thought I was buying the whole Windows 7 from Dell when I wanted to upgrade from Vista. I now find out that this is just an "Upgrade" which means that Vista is still on my hard drive, just with Windows 7 running. I have to keep Vista for 7 to work. Dell tells me that Vista is still...
by Carlo Giovannetti 6 years ago
Which Windows do you think is the best? and the worst?I recently wrote a hub about the reputation that Windows Vista has gained, but now with the release of Windows 8, I have to ask... which Windows do you think is the all-time best? and which is the all-time worst?
by antonja1 8 years ago
What does a printer need to be compatible with Windows 7 or the Dell laptop?Dell 1545 laptop
by Wag The Dog 9 years ago
So far, I like what I have seen and heard about the new Windows 7. But what do you think? Is it worth all the hype?I thought that I would like XP, but I don't. Will Windows 7 be the cure?
by davidwillium 8 years ago
actually, there is really no "THE BEST" os in the market.. It's all about user preference.. but I can give you the most preferred OS'es by the masses..- Windows (7, xp) - these are preferred by people because of its "user friendliness" and a lot of softwares are compatible with...
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20 results for "Fashion, Full text and images, Reference works"
LexisNexis Academic NL
Newspapers, journals, full text, 1980-present; regional, national, international.
OAPEN Library
Collection of open access academic Books from various European publishers; humanities & social sciences.
Periodicals Archive Online (PAO)
Digital archive collection of ca. 350 leading academic periodicals in the humanities and social sciences, starting with the very first issues.
Worldwide selection of recent newspapers and magazines.
ProQuest Platform
Search engine for ProQuest-databases, e.g., Applied Social Sciences Index and Abstracts (ASSIA), ASFA: Aquatic Sciences and Fisheries Abstracts, British Humanities Index (BHI), Design and Applied Arts Index (DAAI), ERIC, International Bibliography of Art (IBA), International Bibliography of the Social Sciences (IBSS), Library and Information Science Abstracts (LISA), Linguistics and Language Behavior Abstracts (LLBA), MLA International Bibliography, National Criminal Justice Reference Service (NCJRS) Abstracts Database, PAIS International, Periodicals Archive Online, Periodicals Index Online, PILOTS: Published International Literature On Traumatic Stress, ProQuest Historical Newspapers: The Guardian and The Observer, ProQuest Historical Newspapers: The New York Times, ProQuest Historical Newspapers: The Wall Street Journal, ProQuest Historical Newspapers: The Washington Post, ProQuest Social Science Journals, PsycINFO, RILM Abstracts of Music Literature, Social Services Abstracts, Sociological Abstracts, The Vogue Archive, Worldwide Political Science Abstracts.
The Harper's Bazaar Archive
Harper's Bazaar; magazine; American; 1867-present; fashion, art, lifestyle, photography; full text and images
Vogue 1892-
Vogue Magazine 1892-present, American ed., full text, photography.
Webarchief KB
Dutch websites, web archive, selection on Dutch history, language and culture, a.o. Dutch government websites.
Women's magazine archive
Women's interest magazines; American and Canadian; 1886-2005; lifestyle; full text and images
The Women's Wear Daily Archive
Women's Wear Daily magazine; American, 1910-present; fashion industry, retail, advertisement, marketing; full text and images


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Java Core
«The Java Core» quest is intended for those who have already received basic Java training (by completing CodeGym's Java Syntax quest). Here you have to pass 10 fascinating levels where you will learn the basics of OOP, get acquainted with streams, serialization, and method overloading, and you'll learn a lot about interfaces and multiple inheritance. The training is no longer as simple as the «Java Syntax» quest, but regular practice (by completing tasks) will help you pass all 10 levels in this quest, and you'll be ready to complete mini-projects in the near future.
- Level 1LockedBasics of OOP: basic principles, inheritance, encapsulation
- Level 2LockedBasics of OOP: overloading, polymorphism, abstraction, interfaces
- Level 3LockedInterfaces: comparison with an abstract class, multiple inheritance
- Level 4LockedType casting, instanceof. A big task involving interfaces
- Level 5LockedOverloading methods, a feature of constructor calls
- Level 6LockedIntroduction to threads: Thread, Runnable, start, join, interrupt, sleep
- Level 7LockedIntroduction to threads: synchronized, volatile, yield
- Level 8LockedIntroduction to streams: InputStream/OutputStream, FileInputStream, FileOutputStream
- Level 9LockedIntroduction to streams: Reader/Writer, FileReader/FileWriter
- Level 10LockedSerialization


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WildStar Platinum
Contact Us
WildStar is an MMORPG where players will fill the role of travelers coming to the planet of Nexus
WildStar is an MMORPG where players will fill the role of travelers coming to the planet of Nexus, a planet that was home to the most technologically advanced alien race, the Eldan, before they disappeared suddenly and mysteriously. Gameplay will revolve around adventuring, discovering the secrets of the planet, and finding out what happened to the original inhabitants, as well as the ongoing war over the planet between the two player factions - the Exiles and the Dominion.
Above all else, Wildstar's greatest obsession is keeping players busy. It has a unique tone compared to its competition, but Wildstar is also very much an amalgam. It's a collection of gameplay and content that may as well have been pulled from a bucket labeled "what fans of the genre expect" — that genre being massively multiplayer online role-playing games in the post-World of Warcraft era. And that's not necessarily a bad thing. The familiarity can be inviting, especially when it allows for more challenging gameplay faster than other massively multiplayer games.
Unique to the game is a Path system, where on top of choosing a combat class for your character, you pick a gameplay element that defines how you play MMOs, falling into the tropes of Explorer, Soldier, Scientist and Settler. There is specific content to cater to each of these styles as you play through the world.
For instance, you choose a Path depending on how you like to play games. If you're a socialiser you choose a settler, who gets benefits for helping other players in the world, you build up quest hubs, collect resources and spend them on stations, buildings, quest hubs and outposts. If you like combat, you can choose to be a soldier. It's not enough to have kill quests and challenges. Soldiers opt in and are given things like assassination missions and given extra rewards for slaying hordes of monsters.
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