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After testing a lot of products, we have selected the 6 best TV wall mounts above $50 for 2019 which are mentioned below. In our experiments, we have found these products most consistent in performance and true value for the money.
ECHOGEAR Full Motion Articulating TV Wall Mount Bracket
The Echogear EGLF1-BK was specially designed to improve your TV experience, being one of the most popular articulating TV wall mount on the market. The unit is made of high grade steel, while it features plastic end caps for TV interface. Although it's rather lightweight, the unit can easily handle televisions up to 132 lbs, being CL certified, so you won't have to worry about any possible incidents.
The unit is suitable for TVs… with a size ranging from 37 to 70 inches. Furthermore, the Echogear EGLF1-BK features a 15-degree tilt capacity, while it can be easily pulled out 16 inches and pulled back 2.6 inches from the wall, just to position it according to your preferences.
Additionally, you can also swivel the from left to right up to 150 degrees in case the TV is 37 inches. The TV leveling adjustment after the installation is 3.5 degrees left or right.
LG Electronics OTW420B EZ Slim Wall Mount
The LG OTW420B wall mount is specifically designed to support LG's 2016 flat and curved 55″ and 65″ OLED TVs. At a hair over 3/4″ thick, the mount's low-profile design complements the thin, sleek looks of LG's OLED TVs. The OTW420B provides versatile positioning options with adjustable tilt, swivel, and extension out from the wall. Position your OLED TV for the most convenient or comfortable viewing angle.
Sanus Advanced Tilt Premium TV Wall Mount
Mount your 46 to 90″ flat-panel display only 0.82″ off a wall with the Sanus VLT6-B1 Advanced Tilt Premium TV Wall Mount. It supports displays weighing up to 150 pounds with mount patterns ranging from 200 x 100 to 690 x 415 and provides -12 to 7° of tilt adjustment. You also have side-to-side shift and post-install height and level adjustments. ClickStand technology provides access to the rear of the display for simplified input/output access.
Mounting Dream MD2298 Premium TV Wall Mount Bracket
This mount fits most of 42-70?LCD/LED/Plasma TVs sold today. It fits TVs with mounting holes as close as 8?X8? or as wide as 24?x16? (in TV terms – VESA 200X200mm to 600X400mm). Specifically, it fits VESA 200X200, 300X200, 300X300, 400X200, 400X300, 400X400, 500X300, 600X200, 600X400mm)
Fits for solid concrete wall… and wood stud spacing of 16? and 24?. One piece wall plate design differs from wall plate which is knocked down into two pieces, no need wall plate assembly. Long wall plate provides centering flexibility for wood stud installation and no need extra extension bracket or polywoods.
Dual arms extends to 18.5?, and retracts to 2.5? to save place. It adopts automatic robot welding technology for smooth and stable movements, holding TV up to 132 LBS
Aeon Stands and Mounts Full Motion Wall Mount
Fits tv's from 37 inches up to 80 inches. Works great as Samsung full motion TV Mount, Sony full motion TV Mount, Vizio full motion TV Mount, etc. Large opening in back panel for cable entrance from the wall. Dual stud construction for stronger articulating TV wall mount. LONG EXTENSION This full motion articulating TV mount extends up to 32 inches and pivots / swings right or left for optimal viewing. The dual 32 inch long extending arm will allow a 65 tv to pivot a full 80 degrees without hitting wall. Great for us as a corner tv mount or for centering on the wall between studs. GREAT FEATURES The most unique feature of this mount is the right to left adjustment capability.
Movement is easy with this articulating TV Mount,… simply push or pull your TV to the desired location, and it will move easily and freely, no tools required. With up to 160 degrees of free movement, your TV can be viewed from any angle. The post installation leveling feature will insure you have a perfect installation every time; even if your TV is crooked. Built in cable management is included for a clean look and will prevent pinching of your audio video and power cables.
Fits all Plasma, LCD, and LED TVs with a mounting hole pattern (VESA) between 200x200mm to 800x600mm. This means it can fit TV's from 32 all the way up to 80 inches in size. Please confirm for your television's mounting hole pattern or VESA SIZE.
InstallerParts 37″-65″ TV Corner Mount
One thing that I love about this TV mount is its heavy-duty design. Firstly, it's made from solid steel that guarantees you of good and long-lasting service. Secondly, I love the basic design with minimal frills. Thirdly, the mountain features a universal design to suit most television sets and is also VESA compliant. And thanks to the scratch-resistant finish I don't have to worry about rust or corrosion.


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Organisation : Cancer Council Victoria
Location : Australia (Melbourne, 3004)
Work type : Full-time
Sector : Other
Salary type : Annual Package
Salary : Between $70,593 to $79,370 pa plus superannuation, annual leave loading and the benefits of not-for-profit salary packaging and a meal entertainment card.
Application closing date : 27 Feb, 2019
About the role
About your opportunity
The Optimal care pathways (OCPs) are national guides to promote best practice cancer care for specific cancer types. They describe the key steps in a patient's cancer journey and expected standards of care at each stage.
They aim to improve patient outcomes by promoting quality cancer care and ensuring that all people diagnosed with cancer receive the best care, regardless of where they live or receive cancer treatment. In partnership with Cancer Council Victoria, the Victorian Department of Health and Human Services (DHHS) are leading the implementation and adoption of the OCPs into the acute and primary care settings within and beyond Victoria.
We are seeking a highly organised and driven Project Coordinator to support the development, revision and implementation of the OCPs for cancer. Reporting to the Head of Optimal Care Pathways at Cancer Council Victoria and working closely with the DHHS and other peak bodies and clinician groups, you will:
- Manage the continual development and review of OCP clinical and consumer resources against project milestones.
- Devise project promotion strategies that integrate OCP resources into existing communication channels and clinical service delivery, maximising awareness and uptake.
- Build relationships to ensure successful collaboration between Cancer Council Victoria, DHHS, and other relevant internal and external stakeholders.
- Facilitate evaluation of OCP resources using a variety of qualitative and quantitative methods
- Utilise your exceptional written, verbal and interpersonal communication skills to influence the provision of optimal cancer care by key stakeholders across Victoria.
All about you
We are looking for someone with:
- A health-related tertiary qualification and substantial project management experience.
- Demonstrated experience in the management, development and evaluation of resources for consumers and clinicians.
- Excellent verbal and written communication skills, including the ability to communicate effectively with a wide range of individuals and groups.
- Excellent relationship management skills, with the ability to influence and negotiate with internal and external stakeholders.
What we can offer you
This full time fixed term position for 12 months, provides a salary range between $70,593 to $79,370 pa plus superannuation, annual leave loading and the benefits of not-for-profit salary packaging and a meal entertainment card. We also offer a flexible and friendly work environment, social and wellbeing activities and a location close to public transport.
About the organisation
About your environment
Cancer Council Victoria has been leading efforts against cancer since 1936 through world leading research, prevention, support and advocacy programs. The Strategy and Support Division comprises the units of Cancer Information and Support Services (CISS), Research and Programs Governance (RPG), Cancer Strategy, and Optimal Care Pathways (OCPs).
The Optimal Care Pathways unit is key to delivering internal and external cancer control priorities and develop, promote and implement optimal care pathways as a local and national policy initiative to improve the patient experience and benchmark and monitor best cancer care provision.
How to apply for this role
Applications not allowed for this job listing.
Please quote in application: Project Coordinator, Optimal Care Pathways (OCP.01) via Pro Bono Australia.

subset: commoncrawl


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This very affordable solid pine Mansion bedroom set can "take a licking and keep on ticking"! The simple design and unique color create a look that goes well with many other furniture styles. You'll appreciate the sturdy construction of this set of handmade Mexican furniture. This charming bedroom set has been produced with care using new, kiln-dried ponderosa pine. All iron and hardware is hand-forged with a distressed, rustic-white finish. Every piece is 100% solid wood, no laminates, particle board or veneers
Limited Inventory!
Contact one of our local stores for more information on pricing and availability!


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Some of them probably older than mankind itself, since the instinct to dominate or submit is integrated into all social species. However, safety is a huge field that is not covered there and will not be sufficiently covered here either. Vargar hålls i fångenskap på djurparker och olika forskningsanläggningar för att man vill bedriva forskning och utbilda djurparksbesökare. Over 85 thousand words this book tells the story of Fannie and her transformation from a loving housewife to an insatiable whore. When it comes to pup rearing it is the same in all packs, both wild and captive.
Lyra. i am romantic, and i prefer places with a sophisticated atmosphere and love pleasant conversations with interesting and well educated people. i am very discreet and have that particular touch of class... and can accompany you anywhere... to restaurants, theatres, events... i will be the elegant lady at your side when and wherever you wish...
We don't like food that's ''that'' sour or bitter, but a bit of sourness or bitterness is good.
Either as the initialism for Bondage, Dominance-games and SadoMasochism. For some it's a thrill, for some it's about feeling secure. A typical rundown housewife loses the biggest bet of her life to her husband and has to live with the consequences. Om handlingen är sexuell men inte konsensuell så är det kidnappning eller sextrakasseri eller dylikt. Male dominance is not mentioned, since ancient India was patriarchal: Om handlingen är konsensuell men inte sexuell så är det bara en lek eller dylikt. So, this whole thing about SSC?


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chapter 6
Terms in this set (14)
Little Albert
*The "Little Albert" experiment was a famous psychology experiment conducted by behaviorist John B. Watson and graduate student Rosalie Rayner.
*The participant in the experiment was a child that Watson and Rayner called "Albert B.", but is known popularly today as Little Albert.
*Some envisioned the boy growing into a man with a strange phobia of white, furry objects.
Albert Bandura
*Considered by some to be the father of behavioral psychology
*Bandura focused on observational learning, or modeling, and he showed that children learn behavior through watching others.
*His most famous study, known as the Bobo dolls study, established that children do not need punishment or reward to learn.
Edward Deci
*is interested in human motivation, particularly the nature and development of self-determination.
*The first assumption of self-determination theory is that people are activity directed toward growth. Gaining mastery over challenges and taking in new experiences are essential for developing a cohesive sense of self.
*While people are often motivated to act by external rewards such as money, prizes, and acclaim (known as extrinsic motivation), self-determination theory focuses primarily on internal sources of motivation such as a need to gain knowledge or independence (known as intrinsic motivation).
John Garcia
*is best known for discovering exceptions to the process of learning by classical conditioning.
*he was studying effects of radiation on mice. He noticed that rats would avoid a new food when it was initially presented around the time of radiation exposure, which causes nausea and a general feeling of sickness.
*The Garcia Effect (aka, conditioned taste aversion) is an aversion or distaste for a particular taste or smell that was associated with a negative reaction (such as nausea or vomiting).
Ivan Pavlov
*Russian physiologist Ivan Pavlov had conducted experiments demonstrating the conditioning process in dogs.
*Together with operant conditioning, classical conditioning became the foundation of Behaviorism, a school of psychology which was dominant in the mid-20th century and is still an important influence on the practice of psychological therapy and the study of animal behaviour (ethology).
*Classical conditioning
Edward Thorndike
*is famous in psychology for his work on learning theory that lead to the development of operant conditioning within behaviorism.
*studied learning in animals (usually cats). He devised a classic experiment in which he used a puzzle box to empirically test the laws of learning.
*put forward a "Law of effect" which stated that any behavior that is followed by pleasant consequences is likely to be repeated, and any behavior followed by unpleasant consequences is likely to be stopped.
Allan Wagner
*has been a major innovator of powerful concepts that have revolutionized theories of habituation, classical conditioning, and instrumental conditioning.
* is the co-author of the influential Rescorla-Wagner model of Pavlovian conditioning (1972) as well as the standard operating procedures or "sometimes opponent process" (SOP) theory of associative learning (1981), the Affective Extension of SOP (AESOP, 1989) and the Replaced Elements Model (REM) of configural representation
*in collaboration with University of Pennsylvania psychology professor Robert Rescorla
John Watson
*The "Little Albert" experiment was a famous psychology experiment conducted by behaviorist John B. Watson and graduate student Rosalie Rayner.
*was a pioneering psychologist who played an important role in the development of behaviorism.
*believed that psychology should primarily be the science of observable behavior.
Rosalie Rayner
*The "Little Albert" experiment was a famous psychology experiment conducted by behaviorist John B. Watson and graduate student Rosalie Rayner.
*was the assistant and later wife of Johns Hopkins University psychology professor John B. Watson
*she published articles about child development and familial bonds both with Watson and independently.
B.F Skinner
*Skinner was heavily influenced by the work of John B. Watson as well as early behaviorist pioneers Ivan Pavlov and Edward Thorndike
*onducted research on shaping behavior through positive and negative reinforcement and demonstrated operant conditioning
*An operant conditioning chamber (also known as the Skinner box) is a laboratory apparatus used to study animal behavior
Edward Chace Tolman
*coined the term "cognitive map", which was an internal perceptual representation of external environmental features and landmarks.
*started out as a behaviorist but acquired an interest in Gestalt theories from Kurt Lewin, and adapted some Gestalt concepts into his work.
* also worked on "Latent Learning", defined as learning which is not apparent in the learner's behavior at the time of learning, but which manifests later when a suitable motivation and circumstances appear.
Giacomo Rizzolatti
*has a longstanding interest in how the cognitive functions of the brain are connected to movement.
*The development of mirror neurons in humans is what allows us to learn through observation and communication and may play a role in how we understand the actions of others.
*Rizzolatti's research on mirror neurons has inspired the development of "mirror treatments" to help stroke victims recover motor function as well as countless other publications that span various disciplines in psychology, neuroscience, and health.
Richard Ryan
*He is co-developer (with Edward Deci) of Self-Determination Theory (SDT), an internationally researched theory of human motivation, personality development, and well-being.
*Ryan has published over 250 research articles, chapters, and books on SDT, and given addresses in over 80 universities worldwide.
*Intrinsic motivation and Extrinsic motivation
Martin Seligman
*Martin Seligman is a pioneer of Positive Psychology (the term itself was coined by Abraham Maslow), not simply because he has a systematic theory about why happy people are happy, but because he uses the scientific method to explore it.
*Seligman's conclusion is that happiness has three dimensions that can be cultivated: the Pleasant Life, the Good Life, and the Meaningful Life.
*The genius of Seligman's theory is that it reconciles two conflicting views of human happiness, the individualistic approach, which emphasises that we should take care of ourselves and nurture our own strengths, and the altruistic approach, which tends to downplay individuality and emphasizes sacrifice for the greater purpose.
Fundamentals of Organizational Behavior | Andrew DuBrin
84 Terms
Chapter 3
39 Terms
12 Terms
Chapter 7
19 Terms
Chapter 5
27 Terms
Chapter 2
20 Terms
Chapter 1
9 Terms
Ch 16
49 Terms
Biopsychology Chapters 1-5
86 Terms
PSYCH 105 Ch. 8
91 Terms
Intro to Psych Chapter 9
11 Terms


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'19-'20 NEW Winter Menu
We've updated our 2018-2019 Winter Menu just in time to start planning those Holiday Parties!
We've added two new entrees to our menu this Winter. Our smoked beef short ribs are rubbed with our house recipe dry rub and slow cooked until they are fall of the bone tender. Our second new entrée is a whole pork loin hand stuffed with a bacon & cornbread stuffing, slow roasted, and topped with savory pork gravy.
Our winter menu features plenty of hearty entrees, Pogie's smoke house buffet with brisket & pulled pork, jumbo sliders, pasta buffets, and hand carved prime rib. It might be getting cold outside, but it's still hot in our kitchen.
Click the link below to see our new Winter Menu and call 440-864-4654 to book your Holiday and Winter Parties today!


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Michelle Evans, 27, has joined Crain's Chicago Business as research editor.
<i>Crain's</i> adds research editor, designer and online reporter to ranks
Michelle Evans, 27, has joined Crain's Chicago Business as research editor.
Ms. Evans began her career as a reporter for two dailies in the Indianapolis area and most recently wrote for the general assignment desk at Bloomberg News in London.
A native of Fort Wayne, Ind., Ms. Evans graduated from DePauw University in Greencastle, Ind., in 2001 with a bachelor's degree in communications and psychology. In 2005, she graduated from Northwestern University's Medill School of Journalism with a master's degree in journalism.
Karen Freese has joined Crain's as a designer in the newspaper's graphics department.
Ms. Freese, 26, is a native of Des Moines, Iowa. She graduated with a bachelor's degree in journalism from the University of Missouri at Columbia in 2001.
Before joining Crain's, Ms. Freese worked for four years as a copy editor and designer at the Daily Southtown, based in Tinley Park.
Lorene Yue, 35, has joined Crain's as a reporter for the newspaper's award-winning Web site, ChicagoBusiness.com.
Before joining Crain's, Ms. Yue reported for the Chicago Tribune, most recently for the newspaper's Metro department. She also wrote for the Tribune's personal finance section and covered the retail industry.
A Pennsylvania native and a graduate of Purdue University, Ms. Yue has also reported for the Detroit Free Press, where she covered retailing, casinos and banking, as well as the Kansas City Star, where in addition to being a business reporter, she served as wire editor for the business section. She's also held reporting posts at the Journal-News in Hamilton, Ohio; the Albany-Democrat in Albany, Ore., and the Oakland Press in Pontiac, Mich.
Ms. Yue is president of the Chicago chapter of the Asian American Journalists Assn.
©2006 by Crain Communications Inc.


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Ive managed to crash the game, trying to get he ATC and map window in vr.
Could you please do an in-depth how to so I can get these windows up, been waiting for these.
Ive crashed the game three times, trying to resize and move the windows. I've popped back in to the flyinside menu system,
used the desktop screen large mode to open the windows,
pressed the pop out button (top right on the ATC and map windows) and tried to move and resize them. this has critically crashed the game. (moving with mouse as I cannot grab the windows when in vr)
I'm just after a way to consistently get the windows in VR and move them so they are not directly in front of the nice view down the runway.
using touch. all oculus and drivers are well up-to date.
PS Great work guys keep it up.


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Story:The Franchesca Equation 8
The Franchesca Equation 8
Written by Wolfnumber9
September 21, 2019: Home is where the cats are.
"Yea, sweety. Everything is here. The moving company really helped a lot." Alexa said while moving through all boxes in her new apartment in Williamsburg. After quite the adventure on her old team, the Tennessee Moonshiners, she truly felt the effects of FBA life by being traded for the second time in her short career to the Williamsburg Minutemen. She still kept her positive attitude throughout the move because she still had a lot to be happy about. One big excitement is that she is now a married panther and couldn't be happier with her new husband, Judah Walstien. The distance in housing might be an obstacle to overcome, but they always promise to call each other everyday.
"Good. I'm glad everything came okay." Said Judah. "You still like the place I picked out for you?"
"Yes, very spacious and it has a lovely view. The guest room is a nice touch too. Can invite my friends over anytime?"
"Good...Wait, What sort of friends?"
"Haha, Relax. Relax. Pssh, You know how much of a loner I am. I'll probably use that room for my comic book collection or something."
"Okay, that sounds like a good idea...I miss you already sweetheart."
"I know, I miss you too baby...we'll get through this though...I just gotta start all over now."
"You need help finding a new trainer? I know you miss miss Harden."
"Eh, she busted me up everyday, but yea she was pretty good. I'm sure she has her own thing to worry about though, so she's good."
Just then, the doorbell rang.
"Oh, hold on baby." Said Alexa as she went over to the door. She moved more boxes out of the way and then opened the door.
"Hello? Who's...holy shit."
Alexa nearly dropped her phone in shock when she saw who was at the door. And there she stood with her arms crossed and her usual disapproving scowl on her face. She had three big suitcases behind her leaned to one side to give her prosthetic leg a break. It was Vanessa Harden in the fur.
"What the hell did you do to your hair?" She asked Alexa.
"I...I Uh." Alexa was at a loss for words.
"It looks stupid...anyway, I know you're so thrilled to see me so I'm gonna give you the details. I made the most money while training you and my old job fired me for being drunk on the job. So, I am gonna be your trainer full time. I'm gonna live with you, make your diet plan, make your workout plan, and make the best damn player in that godforsaken league. Understand?"
"Wait. Hold up. You can't just.."
"Good. I'm glad we agree. Your first workout! Give 30 minutes of stretching and bring my luggage inside!"
"Wait, but…"
"Ah! Yes ma'am!" The panther yelped. The fear was still there. Alexa quickly hung up the phone and began to stretch inside the apartment . Vanessa took no time limping her way inside and surveying the place.
"Ah, you have a guest room. Guess this was meant to be." Said Vanessa.
"Wait, you went to work drunk?" Asked Alexa.
"Yea. What of it?"
"Well...I mean shit, were you drunk when training me?"
"Oh jeez, yes, of course. Watching you train sober was god awful. Now touch those toes! I don't want my luggage in the hallway all day!"
Alexa sighed and did as she was told. A part of her knew this was absolutely wrong, but...if she wanted to improve this season...she did need her. And this began what was sure to be a very grueling season.
Featured Characters
Alexa Franchesca Judah Walstien


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Two separate incidents that damaged a Windstream telephone cable caused ongoing outages for more than 600 customers, a company spokesperson said Tuesday.
Many Texarkana, Ark., customers have been without landline phone service for more than three weeks. Repairs are still days away, delayed by difficulty gaining access to Union Pacific Railroad property and finding a replacement for the aging cable, Windstream spokesman Scott Morris said.
On June 23, a Union Pacific train ran into the cable, which had been loosened by a rain storm and was drooping over the tracks at UP's Longview Yard, the rail yard adjacent to Front Street downtown. That knocked out service for about 240 Windstream customers.
The railroad required a right of entry agreement before Windstream could access the property to make its repairs, and a UP safety crew must be on site while the work is done, Morris said. Windstream also had to pay UP for an easement allowing the cable to cross over six railroad tracks where the train struck it.
"On July 3, Union Pacific received a request from Windstream concerning an existing, unlicensed wireline that fell in Longview Yard in Texarkana, Arkansas. Due to the emergency nature, Union Pacific expedited its process to get a contract in place, allowing clearance onto our property. We reached an agreement on July 10 and granted permission for Windstream to begin scheduling repair time with a contractor who will handle safety procedures, while the paperwork was being processed. Processing was completed yesterday," a UP spokesperson said in an email Tuesday.
As soon as Windstream and UP crews can coordinate their schedules, Windstream will be working "around the clock" to repair the cable, Morris said. The job should take three or four days at most.
The second incident happened July 9, when a Southwest Arkansas Telephone Cooperative crew working at East Fifth and Ash streets downtown accidentally cut the same cable, stopping service for about 400 more Windstream customers.
After a difficult search, Windstream found a workable replacement for the "old technology" cable in New Mexico, and it has been shipped to Texarkana, Morris said. Splicing in a segment of cable at the cut should take two to three days.
Morris apologized for the extended duration of the outages, saying the circumstances were beyond Windstream's control. The company will work with affected customers to give them credits on their phone bills to compensate for the loss of service, he said.
Monday night, Arkansas-side resident Vincent Earl Brown spoke during a city Board of Directors meeting. He asked for help on behalf of his 95-year-old mother, Eula Brown, a cancer patient who has been without Windstream landline phone service since June 23. She is "not cell phone savvy," so she has no way to communicate, he said, and it is impossible to check on her without driving to her Morrison Street home.
The outage has slowed down business at AP Supply for a week, co-owner and Vice President Don Lagrand said Tuesday. The company on North Oats Street has been using cell phones to take orders for the pipe valves and fittings it supplies to paper mills.
"It's hard for us to get connected and do our work," Lagrand said. "Right now we're just kind of sitting around twiddling our thumbs."


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Brazil: Using Drones for Sugarcane Farming
One way to effectively monitor weeds is using remote sensing data, especially those obtained by unmanned aerial vehicles (UAVs), writes Vidi Nene for DroneBelow.com.
In a recent study carried out by the Brazilian National Institute for Space Research-Remote Sensing Division at Sao Jose dos Camps in Sao Paulo, drone researchers demonstrated the capacity of UAV images to overcome the well-known limitation of detecting Bermuda grass in sugarcane crops, and also highlighted the importance of texture for high-accuracy quantification of weed invasion in sugarcane crops.
The aim of the study, according to Nidi, was Identifying and monitoring factors that induce yield reduction in Sugarcane crop. Given that Sugarcane products contribute significantly to the Brazilian economy, generating U.S. $12.2 billion in revenue in 2018, it becomes imperative to resolve issues like weed (Bermuda grass) occurrence and other causes of yield reduction.
Continue reading at DroneBelow.com.


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Fintech has emerged as a strong contender for the high-growth Silicon Valley companies, cementing itself in an innovation-based ecosystem. Moreover, the use of fintech, particularly in transaction and payments, has been pivotal in reducing costs for banks in America and improving their return on equity.
Consequently, to adapt to changing circumstances banks are switching to fintech and reshaping their payment methods. In an age where more than 70% of transactions are taking place online, traditional payment processing methods will prove to be disruptive to banking businesses across the world.
It goes without saying that cashless and easy payment options not only increase transaction frequency, but also help regional players expand in international markets. Fintech is connecting global economies and removing currency barricades. So, investing in fintech companies seems prudent as this sector keeps growing rapidly.
Why Invest in Digital Payment Stocks?
Financial technology encompasses mobile banking applications, direct deposit, person-to-person payments and AI-powered banking platforms. Per a U.S. Consumer Payment Study, approximately 63% individuals are using mobile banking apps this year compared with 46% in 2015. The study shows that two-thirds of consumers are clearly aware of in-app payments and familiar with digital payment.
This financial revolution has attracted several Wall Street blue-chip firms such as banking behemoths, asset management big shots and technology giants. These blue-chip firms are not only prime users of fintech, but also invest heavily in it to gain a share of this emerging market.
Since its inception in September 2016, the Global X Fintech ETF (FINX) has risen 88.4% compared to the S&P 500's advance of nearly 44%. In fact, the Global X Fintech ETF is up 30.1% on a year-to-date basis, surpassing the S&P 500's rise of 23.2%.
With changing consumption patterns and an urgency to go cashless, consumers prefer online and mobile payment platforms for shopping and paying bills, thereby reducing demand for cash and credit cards.
Mergers Boost Fintech Space
A spate of mergers and acquisitions in 2019 have led to big gains for fintech companies. On Sep 18, Global Payments Inc. GPN and Total System Services completed their $21.5 billion merger.
Another notable acquisition worth mentioning is Fiserv, Inc.'s FISV acquisition of First Data for $22 billion in January. Further, Fidelity National Information Services, Inc. FIS also acquired Worldpay in March for $35 billion.
What's more, the United States flaunts the leading position in the fintech space. Per a Mordor Intelligence research report, the United States is among the leaders in fintech and accounted for 57% of the fintech market in 2018. Also, per a data from Accenture, investment in U.S. fintech companies has surged to $12.7 billion through the first two quarters of 2019.
Top 4 Picks
Given such developments in the fintech space and the high scope of growth that it offers, investing in these digital money transaction stocks would prove to be judicious. These four stocks have surpassed the Financial Transaction Services industry's current-year projected rally of 9.2% and flaunt a Zacks Rank #1 (Strong Buy) or 2 (Buy).
Global Payments is a publicly traded company that provides payment technology and software solutions for card, electronic, check and digital-based payments. The company's expected earnings growth rate for the current year is 18.9%. The Zacks Consensus Estimate for current-year earnings has improved 1.3% over the past 60 days. Global Payments flaunts a Zacks Rank #1. You can see the complete list of today's Zacks #1 Rank stocks here.
Mastercard Incorporated MA is a publicly traded technology company that provides transaction processing and other payment-related products and services. The company's expected earnings growth rate for the current year is 18.5%. The Zacks Consensus Estimate for current-year earnings has improved 1.1% over the past 60 days. Mastercard carries a Zacks Rank #2.
Fiservis a publicly traded company that provides electronic bill payment and presentment services via its Internet and mobile banking software. The company's expected earnings growth rate for the current year is 27.4%. The Zacks Consensus Estimate for current-year earnings has improved 9.7% over the past 60 days. Fiserv carries a Zacks Rank #2.
FleetCor Technologies, Inc. FLT is a publicly traded company that offers fuel payment solutions to businesses and government entities that operate vehicle fleet. The company's expected earnings growth rate for the current year is 11.5%. The Zacks Consensus Estimate for current-year earnings has improved 0.2% over the past 60 days. FleetCor carries a Zacks Rank #2.
5 Stocks Set to Double
Each was hand-picked by a Zacks expert as the #1 favorite stock to gain +100% or more in 2020. Each comes from a different sector and has unique qualities and catalysts that could fuel exceptional growth.
Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor.
Today, See These 5 Potential Home Runs >>
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
FleetCor Technologies, Inc. (FLT) : Free Stock Analysis Report
Fidelity National Information Services, Inc. (FIS) : Free Stock Analysis Report
Fiserv, Inc. (FISV) : Free Stock Analysis Report
Mastercard Incorporated (MA) : Free Stock Analysis Report
Global Payments Inc. (GPN) : Free Stock Analysis Report
To read this article on Zacks.com click here.
Zacks Investment Research


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The Delicious Seasonal Fresh Fruits.
- The gift combo contains natures sweetest and healthiest edibles.
- Besides this the beautiful bouquet of dozen flowers, made up of gladioli in red, pink, yellow, orange, blue and white colors with green fillers.
- A Perfect to send to your friends & family in Pakistan on Eid, Wedding, Anniversary, Health recovery, or any other occasions.
Enjoy online shopping in Pakistan with us.


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Mortgages with No Money Down | The Truth About Mortgage – The National Homebuyer's Fund offers an FHA loan that actually gives you a 5% grant to meet your down payment requirement. credit score needed is 640.
how long to get pre approved for mortgage How to Get Pre-Approved for a Mortgage| Experian – How to Get Pre-Approved for a Mortgage. By jason steele. september 15, 2017.. Since getting a mortgage pre-approval requires a credit check for the purpose of applying for a loan, it's considered to be a so-called "hard pull" on your credit report.. so long as they are made within a two.qualifying income for mortgage B3-3.1-09: Other Sources of Income (12/04/2018) – the income does not represent more than 30% of the total gross income that is used to qualify for the mortgage loan. housing or Parsonage Income Housing or parsonage income may be considered qualifying income if there is documentation that the income has been received for the most recent 12 months and the allowance is likely to continue for the.
5 Mortgages That Require No Down Payment Or A Small One. – The Bankrate Daily. With a minimum down payment of 3.5 percent, the FHA is the low-down-payment option that's available to people with imperfect credit histories. The FHA charges an upfront premium of 1.75 percent of the mortgage amount. On a 30-year loan with the minimum down payment, there's an annual premium of 0.8 percent of the mortgage amount,
Before You Make A 20% Mortgage Down Payment, Read This – Under the new fha mortgage insurance rules, when you use a 30-year fixed rate FHA mortgage and make a down payment of 3.5 percent, your fha mortgage insurance premium (MIP) is 0.85% annually.
best mortgage interest rates How to Find the Best Mortgage Rates in 2019 – The Simple Dollar – A note about mortgage points: One way to get the best mortgage rates is to pay "points," or upfront interest paid to the bank that secures a lower long-term interest rate on your home loan. One point generally costs 1% of the total loan amount, so paying 1 point on a $200,000 mortgage would add $2,000 in upfront costs.
How to get around that 20 percent mortgage down payment – CNBC – Big home-price gains make a 20 percent down payment ever harder. Private mortgage insurance can be a better deal than an FHA-insured mortgage. In high-cost areas, a piggyback mortgage.
Americans who are Behind on Mortgage Payments Down to 5 Percent – Americans who are Behind on Mortgage Payments Down to 5 Percent. It has decreased 0.5 percent compared to the 5.5 percent in February of the previous year. The Delinquency Rate represents the homeowners who are behind their mortgage payments by 30 days or more.
When a 5% down payment isn't a risk | Better Mortgage – The percentage of defaults of 5-10% down loans versus 3-5% down is very similar. 1 "Of loans that originated in 2011 with a down payment between 3-5 percent, only 0.4 percent of borrowers have defaulted.
The 3% Down Payment Mortgage Has Returned – In fact, most renters have no other choice than a 3.5% down FHA loan. Get a 3% Down Mortgage with No PMI. On Friday, TD Bank reportedly began offering mortgages with down payments as small as three percent to certain low- and moderate-income borrowers via its Right Step program, per the WSJ.
What Is the Typical Down Payment on a Home Purchase. – Current Down Payment Trends. The vast majority of people take out a mortgage to buy a home. A 2018 report from the National Association of Realtors (NAR) found that just 22% of homebuyers paid for their entire home without taking a mortgage or loan.
home improvement that add value should i refi my mortgage estimated house payment calculator These mortgages pay for home renovations – You have to make a down payment of at least 5 percent of the purchase price of the home. A certified contractor must prepare and submit a cost estimate and details of. the lender will end up owning.Will I Save Money By Refinancing My Mortgage? – Money Under 30 – should-i-refinance-my-mortgage When you have a mortgage, you've committed to pay your lender a specified interest rate – or a variable.qualifying income for mortgage The 28/36 Rule: How It Affects Your Mortgage Approval – Thus, the household must have gross monthly income (pre-tax income) of at least $5,000 per month ($1,400 / $5,000 = 28%) to qualify on the front-end ratio. Don't know how much your mortgage will be? E.Top 10 Ways to Add Value to Your Home | HowStuffWorks – There are ways to add value to your home that might not have crossed your mind before. Learn these top 5 ways to add value to your home.. Home Improvement. Remodeling.. The key to adding value is to focus on the things that are important to buyers, and to not over-improve..cheapest 30 year fixed mortgage rates US mortgage rates fall To 3-Month Low; 30-Year At 4.63 Pct. – The average doesn't include extra fees, known as points, which most borrowers must pay to get the lowest rates. The average fee on 30-year fixed-rate mortgages was unchanged this week at 0.5 point..
Banks offering mortgages with only 5% down payments – Good news for homebuyers who don't have a lot of cash on hand: Banks are offering loans with down payments of just 5%. The difference can really add up. Paying an insurance premium over the life of a $200,000, 30-year fixed-rate loan from FHA that carries an effective mortgage rate of 4.4% (5.75% when you tack on the insurance premium),


text: When Baz did DTP - Amiga '93 Jun 30, 2019 13:13:23 GMT kokkiklhs likes this Quote Select PostDeselect PostLink to PostMemberGive GiftBack to Top Post by 8bitbaz on Jun 30, 2019 13:13:23 GMT Old 8bitbaz is a die-hard Atari 8bit classic kinda character but for a wee while, he turned to the "dark side" and dabbled with DTP on the Amoeba 500.He had tried his hand with Fleet Street Publisher on the Atari ST a year or so before but found that not to his liking.Mind, he didn't get very far with his Amoeba set-up as it was kinda basic - just 512mb extra RAM and x1 external floppy drive. No way could he afford a hard drive or more memory... these things were as far removed from his life as Bridget Bardot, Jane Fonda and the bird from the corner cafe whom he also fantasised about.Any road, here we go... here it is in all its sadness:ABOVE: The Baz 1993 era "sugar shack" showing his Amiga DTP set-up. No wonder he got all those crashes and Guru mediation messages... his mind was on other things...Anyone else manage to use their Amoeba for anything remotely "serious" eg. video production, scanning, DTP or MIDI / sound-sampling etc during those golden 16bit years?IFAIK the software I was using back then was PageSetter but I can't remember the publisher.It might have been a Canadian firm and they also might have produced that word processor, KindWords?Maybe not..!CAN YOU HELP "turn back the clock" on the Amoeba years?


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The Financial Conduct Authority (FCA) has launched a consultation on proposals that aim to help consumers with pre-existing medical conditions have better access to travel insurance products.
It proposes to introduce a new signposting rule, providing consumers with details of a directory of travel insurance firms that have the appetite and capability to cover consumers with more serious medical conditions.
Firms will be required to signpost consumers when cover is declined or cancelled mid-term due to a pre-existing medical condition, when cover is offered with an exclusion that cannot be removed, and where a consumer is offered cover with an additional loading to their base premium.
In addition to signposting, the FCA will be working with stakeholders to try to improve consumer understanding of the travel insurance market, including producing material on pre-existing medical conditions. This information aims to help consumers understand the implications of travelling with exclusions and how factors such as country of travel can impact medical costs and therefore travel insurance premiums.
Christopher Woolard, executive director of strategy and competition at the FCA, said the regulator wants to reduce the numbers of consumers who are faced with a choice of not travelling or travelling without insurance.
The FCA estimates there to be up to 14.1 million consumers with a pre-existing medical condition that look to purchase travel insurance each year. Of these consumers, approximately 0.7% are declined cover and 11% purchase a policy with an exclusion for their medical condition.
Liz Foster, managing director of the Society of Insurance Broking, said the FCA must build on existing good practice as it develops its new signposting service.
She said: "While it is important to have consistency across the sector, consistency is only one element in creating good outcomes.
"It is essential that the FCA develops a system to measure consumer's experiences throughout the signposting service, which can fully assess its benefits."


text: Lilia Sin Mi is characterized by the sunrise. This hypnotic collection of melodic downtempo undulations resonates deep within the last moments of the night, while as the sun rises, bursts of break beat and double time escape as the day's first rays of light warm the field. The stage is set: what will the new day bring? GreatOwl's third release is dedicated to the concept of freedom.


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We are doing an assignment where we are hacking eachothers websites or servers in school. I know the default username and know the default password is 32 characters long to ssh in.
While I know I wont crack a password that long in the time given I still want to attempt it for testing purposes. Hydra keeps on timing out or gives me the error not being able to do more than 4 billion guesses. Any way to bypass this just for experimental purposes and run it for a bit.
Having a guesstimate on the time it would take would be interesting to know to put in my report as well.


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PORT ST. LUCIE, Fla. — Patience was key for Brandon Nimmo.
The 24-year-old outfielder hit .260 with five homers and 21 RBIs in 177 at-bats last year, fighting for playing time behind Yoenis Cespedis, Michael Conforto, Jay Bruce, Curtis Granderson and Juan Lagares.
During the off-season, there were rumours he could be traded, perhaps in a deal that would have brought the Mets outfielder Andrew McCutchen and second baseman Josh Harrison.
New York kept Nimmo, a former first-round draft pick who could start Thursday's opener in centre field as Conforto recovers from shoulder surgery that figures to keep him from major league games for a few more weeks.
"They had the opportunity to go with a year of an All-Star outfielder in McCutchen and Harrison," Nimmo said. "To be able to be in those conversations is good because it means other teams want you, and it also means the Mets really like you enough to keep you around.
"I did take some confidence from that. This is the organization I grew up with. Most people might overlook that. From 18 until now, I've been a Met and it's what I've grown up in. This is definitely where I want to be, and I'm definitely glad they kept me."
Nimmo and Lagares figure to split time in centre until Conforto returns.
"Juan Lagares is a very good defensive outfielder. We have to take that into account," new Mets manager Mickey Callaway said. "There are going to be games where we'll value defence probably a little more based on who has an off day that day."
Nimmo was taken with the 13th overall pick in 2011, one slot ahead of Jose Fernandez. Nimmo hit .306 in spring training with 11 extra-base hits, three homers and 11 RBIs.
"He's a worker. He's so prepared, and he works," Callaway said. "You get a player like that and the results are going to come. I'm really proud of him for the way he goes about his business. Very impressive. He's locked in every pitch. Those are the type players you need to win."
Pat Roessler, promoted to hitting coach this season after three years as an assistant, says Nimmo has altered his approach at the plate.
"He's made some swing adjustments. He's on time and he's getting the ball in the air more, so he's looking to do some damage early in the count," Roessler said. "He's not taking some pitches early in the count like he was last year. He's on the patient side anyway. His swing percentage on the first pitch was low. He had room to move up and still be kind of average. He's jumping on some balls he thinks he can drive, and it's starting to show."
Notes: The Mets claimed OF Bryce Brentz off waivers from Pittsburgh, which obtained him from Boston last month. The 29-year-old was an International League All-Star last year, when he hit .271 for Triple-A Pawtucket with a career-best 31 homers and 85 RBIs. … RHPs Matt Harvey and Jacob deGrom started in an intrasquad game between the Mets and Triple-A Las Vegas. Harvey gave up a run on a squeeze bunt by deGrom, a former college shortstop. "It was good to get out there and break up some of the time. It was fun, different," Harvey. Harvey will likely throw two bullpen sessions before his first start, against Philadelphia.
More AP baseball: https://apnews.com/tag/MLBbaseball


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First team - French league Cup / 1/4
OL turned in a superb performance and could even have hoped for a better result… they were knocked out but have nothing to be ashamed of…
Paris Saint-Germain
Coach : Laurent Blanc
Coach : Bruno Genesio
OLTV captured OL coach Bruno Genesio's reaction after the clash between PSG and OL.
OLTV captured Jean-Michel Aulas' reaction.
The context… all the info on the opponents and the line-ups… Also, check out the MatchCenter for live updates as well as individual and team stats…
OL received a tough draw for the Coupe de la Ligue quarter-finals… at first glance, the battle to be done at the Parc des Princes looks unbalanced… a clash between two sides tipped to rotate their squads…
24 hours out form the trip to the Parc de Princes, the OL coach held a press conference… and confirmed that his side will not be going to Paris resigned to defeat…
French league Cup
1/4 - 2015/16
Wednesday 13 January 2016 at 21:00
Paris : Parc des Princes
Referee : Benoît Bastien


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Processes a C-MOVE request received from a client.
public class CMoveCommand : DicomCommandRequestProcess
Public Class CMoveCommand
Inherits DicomCommandRequestProcess
public ref class CMoveCommand : public DicomCommandRequestProcess
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Singapore Finds Chinpo Shipping Guilty of Illegal Arms Shipping
Singapore-based Chinpo Shipping was found guilty of being involved in illegal arms shipping from Cuba to North Korea aboard a general cargo ship in 2013 by a district court in Singapore on Monday, according to Reuters.
The company was charged for facilitating financial assets or resources that could have been used to contribute to North Korea's weapon programs.
According to the court, the company paid off a Panama shipping company over USD 72,000 for the passage of the 1977-built North Korean vessel Chong Chon Gang through the Panama Canal.
At the time, Chong Chon Gang was carrying "the largest amount of arms and related materiel" seized entering or exiting North Korea since the adoption of UN economic and commercial sanctions in 2006. The illegal cargo was hidden underneath over ten tons of sugar.
After the illegal shipment was found, the vessel's captain and the first officer were sentenced to twelve years in prison by Panama's Second Circuit Court.
Chinpo Shipping was also found guilty for carrying on a remittance business without a license between April 2009 and July 2013.
The court is expected to define a sentence on January 29, 2016.
As reported by World Maritime News, Singaporean Senat Shipping Company, a company blacklisted by the US for alleged links to arms import activities with the North Korean shipping company Ocean Maritime Management Company (OMMC), had chartered Chinpo Shipping's cargo vessel Chong Chon Gang before the ship was seized.
The company was not the charterer of the vessel at the time of its arrest.
World Maritime News Staff


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Murray's musings on a bitterly cold Thursday
There are moves being made around the CFL, but it seems quiet with the Roughriders.
You have to wonder if and when there will be some announcement on the makeup of the coaching staff for 2011. I know they will have co-ordinators and assistant coaches in place for training camp. We all want to know right now who they will be.
Well, it appears it will be a while before we do. I requested an interview with Riders head coach Greg Marshall, but was told that he wasn't available. Marshall is apparently back East preparing to move to Regina. The rest of the staff is busy working on budgets, so no luck there either.
That leaves us with loads of speculation. What we do know is Joe Womack has left the Riders to become an assistant general manager with the Hamilton Tiger-Cats. That's not a surprise because Womack has indicated in the past he wants to be involved in that part of the business. I'm sure the Riders will be able to find another scout for U.S. talent if they decide to fill Womack's vacant position.
Corey Chamblin was hired by the Tiger-Cats on Thursday as the team's defensive co-ordinator and secondary coach. You probably remember that Chamblin was a finalist for the head-coaching position with the Riders. I don't know Chamblin, but it sounds like the right move for him. Some in the Riders' organization were very high on Chamblin, thus the interest in him as a head coach. I feel any coach needs some seasoning as a co-ordinator before taking over as a head coach. This promotion will benefit Chamblin in the long run.
The hiring of Chamblin may mean that Richie Hall is returning to the Riders as defensive co-ordinator. Loads of speculation about that, but there is no confirmation out of the Riders offices.
That could be because Richard Harris is reportedly in the mix. Harris is a long-time defensive line coach with the Winnipeg Blue Bombers. Based on last season, he must be good because I figure Winnipeg's defensive line was the best in the league. Harris is respected by the players and is also very good friends with Marshall. In fact, Marshall is reported to have lived at Harris's house during his three seasons with the Blue Bombers.
Now, Marshall could offer Harris a job with the Riders. I wonder if something along the defensive line would be a lateral move and is somewhat frowned upon when it comes to coaches switching teams. Maybe Marshall is considering Harris as a defensive co-ordinator? The Riders have asked for and been granted permission to talk to Harris. We'll have to wait and see what takes place on that front.
Then there is the existing staff. What happens to Gary Etcheverry, Nelson Martin, Mike and Jim Daley? Will Marshall keep one or two or all? Once again, there isn't anything official from the Riders offices. Once again, we'll have to wait and see what happens.
There is some actual news, sort of. Slotback Andy Fantuz has continued to work out for NFL teams. Fantuz's latest workout was with the Chicago Bears on Wednesday. For those keeping track at home, Fantuz has reportedly worked out for the Steelers, Vikings, Bengals, Patriots and Bills. I've tried to contact Fantuz for his thoughts but was told he's focused on the process and will talk when it's completed. Players who are in the option year, have until Feb. 16 to sign with NFL teams.
That's it. Loads of time spent chasing my tail and not catching it. Good thing there is always curling to write about.
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