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Personal Finance
Midlife savings crisis 101
January 28, 2000: 3:16 a.m. ET
Boomers with careers and kids shouldn't postpone retirement planning
By Staff Writer Jeanne Sahadi
NEW YORK (CNNfn) - You're in your mid-40s, your kids and job stretch you like a piece of taffy, and whenever someone mentions "retiring" all you can think of is sleep. Long-term savings is the last thing on your mind.
Who can blame you? After paying your mortgage, taxes, car loans, credit cards, groceries, utilities, house repairs, vacations and daycare, it's tough to find money to set aside for tomorrow.
But beware. You could find yourself scrambling for cash during your retirement years ... unless you take action now.
Get a grip on your dollars
Before you make any savings decisions, experts recommend you figure out how much money you spend every year and where it goes.
You may not be as squeezed for cash as you thought.
Mari Adam, a certified financial planner in Florida, once worked with a couple who assumed they didn't have much money to set aside. They had two teenagers and an annual income of $150,000. But when they catalogued their expenses, they were shocked to find they paid $5,000 for hockey tickets and could not account for another $35,000.
Prioritize, then maximize
Once you see what you spend your money on, the next step is to decide what's most important to you and cut back on the rest, freeing up some money for long-term investing.
The most painless retirement savings plan is one that lets you use pre-tax dollars. "If you can't touch it, you can't spend it," said Ellen Breslow, Salomon Smith Barney's director of individual retirement planning.
So if you have a 401(k) plan at work, defer as much as you can and take advantage of any matching employer contribution.
Even if your deferral is less than the maximum allowed, it might lower your tax bracket and will get you in the habit of saving regularly.
"The most important thing in investing is compounding over time," Adam said. "Start small, but start now."
To further reduce your taxes and expenses, Adam suggests using any flexible spending programs at work. They let you deduct pre-tax money from your paycheck to help pay for medical costs and child care.
But what about the kids' tuition?
Many parents who put off saving for retirement are bracing for a much more immediate obligation: paying for their children's college educations.
As daunting as that is, experts say don't put your retirement needs on the backburner.
"You should balance the needs," Breslow said. "Time is working against you."
Compounding is key to building your nest egg, and your timeline will be much shorter if you wait until the kids graduate to start getting serious about retirement, she warned.
One solution if you feel torn is to divide your maximum 401(k) contribution, putting half in your retirement fund and half in your children's education funds.
Breslow and others recommend
qualified state tuition plans
, which let your gains grow tax-deferred until your kids go to college. The earnings then will be taxed as income to them -- at a much lower bracket than yours.Ā
Profit from post-tax dollars
To further boost your retirement income, Adams advocates putting some after-tax dollars into a low-cost automatic savings plan with places like Schwab, Vanguard, T. Rowe Price or Janus.
Based on an amount you choose, the brokerage or fund house regularly deducts money from your paycheck or checking account and invests it in a fund of your choice.
If you want diversification but don't want to pick the funds yourself, invest in a "fund of funds." They invest in other mutual funds, giving you exposure to a variety of strategies, and are geared toward novices looking for one-stop shopping.
Or, consider a fund whose allocation strategy is based on your approximate retirement year - for example, the Fidelity Freedom 2020 Fund. The investments become increasingly conservative as your target date nears.
Lastly, if you are eligible for a Roth IRA, Adam and others suggest you contribute up to the $2,000 after-tax limit.
Know thyself and forget the Joneses
Whatever your circumstance, sticking to a serious retirement savings program will be tough unless you know your financial personality.
"There's a psychological component to all this," certified financial planner Christopher Cordaro said.
Experts recommend you get rid of credit card debt before putting money into a retirement account.
"That makes the most dollars and sense," Cordaro said.
But if you are a compulsive spender who will max out your credit as soon as you clear your account, start saving now.
Of course, the pressures of a consumer society don't help. Part of what drives people to spend money instead of save is a desire to impress others.
But, Adam said, "if you try to keep up with the neighbors, you'll have a tough time. Something's got to give."Ā
Top 401(k) funds off in '99
- Jan. 13, 2000
Funds for your 40s and 50s
- May 29, 1999
Parents trip on tuition goals
- June 10, 1999
Refinancing your car loan
- Sept. 25, 1998
Put more life in your fund
- Feb. 8, 1998
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Edward Holmes will be the Overture Center for the Arts' new director of diversity and inclusion, the performing arts center announced in a news release last week.
Holmes is a member of the UW-Madison School of Education's Board of Visitors.
A native of Washington, D.C., Holmes came to UW-Madison, where he completed undergraduate degrees in English and political science, a master's in social work and a Ph.D. from the School of Education's Department of Educational Leadership and Policy Analysis.
His 38-year career in the Madison community focused primarily on implementation of creative community based educational programs and creating inclusive, engaging, academically successful public schools.
Holmes received the prestigious Milken Educator of the Year award for the state of Wisconsin in 2003 for his work in the revitalization of Wright Middle School. He also successfully led Madison West High School for a decade as one of the top public high schools in the state of Wisconsin and nation.
He also received the state of Wisconsin's first Martin Luther King Heritage Award.
In 2014, the Board of Overture Center Foundation (OCF) was moved to action after reading the Race to Equity Report issued by the Wisconsin Council on Children & Families, and created Overture's response, the Racial Equity Initiative.
"We are thrilled to have Ed join our team to extend Overture's presence into our communities," said Ted DeDee, President and CEO of Madison's Overture Center for the Arts. "Our core belief is that the arts are a critical means by which a whole community can come together, celebrate and thrive educationally, artistically, socially and economically."
A press conference and official welcome for Holmes will be held at Overture Center on Thursday, Sept. 15 at 4 p.m.


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en Health Assessment of Heavy Metal Pollution (Cadmium, Lead, Arsenic) in Citrus Marketed in Tehran, Iran, 2015 Environmental Health Environmental Health پژوهشي Original Article

Background & Aims of the Study: Today, the environment pollution with heavy metals has increased. It is important to study various types of pollutions specially those regarding fruits. The effect of pollutions on food safety for human consumption is a global concern. This study was conducted for health assessment of heavy metals pollution (cadmium, lead, and arsenic) in citrus marketed in Tehran, Iran in 2015.

Materials & Methods: After collecting and preparing 2 samples from each citrus species (tangerine, grapefruit, sweet lime, sour orange, orange) with acid digestion method, the citrus pulp and peel were surveyed. Inductively coupled plasma optical emission spectrometry (ICP-OES) was used to determine the concentrations of heavy metals with three replications. Moreover, SPSS version 19 was employed to perform statistical analysis.

Results: The results showed that the concentration average of Cadmium, Lead and Arsenic in citrus samples of the pulp parts were 19.73, 42.95 and 2.30 mg/kg and in peel parts were 20.09, 42.71 and 2.12 mg/kg, respectively. The average concentrations of heavy metals were higher than WHO maximum permissible limits.

Conclusions: Based on these results, consumption of citrus species has no adverse effect on the consumers' health (except Sweet lime, Orange, Tangerine and Grapefruit in lead is risky for adults and Sweet lime and Orange that Health Index in Lead and Arsenic and Sour Orange, Tangerine and Grapefruit that Health Index in Lead is more than 1 and is risky for children). Thus, individuals living in Tehran should be cautious about using these citrus fruits and researchers should try to obtain national standards in the field of entering these metals to food in environmental conditions that are in Iran.
 Heavy metals, Pollution, Citrus, Health assessment, Tehran, Health Index, Iran 171 177 http://jhygiene.muq.ac.ir/browse.php?a_code=A-10-84-2&slc_lang=en&sid=1 Razieh Saleh email@example.com 10031947532846002902 10031947532846002902 No Department of Environment, Hamedan Branch, Islamic Azad University, Hamedan, Iran. Mehrdad Cheraghi firstname.lastname@example.com 10031947532846002903 10031947532846002903 Yes Department of Environment, Hamedan Branch, Islamic Azad University, Hamedan, Iran. Bahareh Lorestani لرستانی firstname.lastname@example.com 10031947532846002904 10031947532846002904 No Department of Environment, Hamedan Branch, Islamic Azad University, Hamedan, Iran.


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happy new year
happy new year
by iamdarling
written by iamdarling
Related posts
5 comments
rivets 1/1/2018 - 12:07 pm
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Go figure, I go to sleep and when I wake up, it's next year. This always happens at least once a year.
Cordless 1/1/2018 - 5:18 pm
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At least 12 times a year I wake up and discover it's a whole new month.
spectralgiraffe 1/1/2018 - 5:58 pm
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I don't like time, days of the week, months… all this time blahblah. Days pass so fast these days.
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Can´t take much credit for this garden but am still going to brag a little bit about it. Or I wont write so much about it, maybe just leave the photos here to look at later this year when it is getting cold and harsh and grey and unfertile, and did I mention cold? I … Continue reading Summer garden update
Category: Being
Always this thing called weather
We have summer weather now. All this talk of weather, the controlling nature of its matter. How it changes moods and affects bodies. Weather in Sweden is everything, and nothing. Nothing to rely on. Sometimes I let myself wonder how we would be as a society if we had good weather all the time. Scary. … Continue reading Always this thing called weather
Three things I do to survive April
In Sweden April is the last month of "it can be winter again all of a sudden" and I am not in the mood of arguing with winter clothes, shoes, hats and cold cars in the morning anymore. So I have to just survive it. Soon, soon, soon full out spring will be here and … Continue reading Three things I do to survive April
Last Friday and beyond. Or where to start to change the narrative.
I was supposed to write a blog post last Friday. I had the day off and the whole weekend a head, so a nice long three day weekend, but I just could not write anything on Friday. I woke up feeling terrible. Drank my coffee and watched some TV-series about deadly traumas (Critical) and then … Continue reading Last Friday and beyond. Or where to start to change the narrative.
Complicated cake and family fun
This weekend we celebrated Alices 11th birthday. Her birthday was on Friday and we had invited the grandparents, the great grand ma and my sister with her family too a small party on Saturday. Alice loves baking so she had planned a marshmallow cake and she did (almost) everything on her own. She started with … Continue reading Complicated cake and family fun
The day I became a mom 11 years ago
Today this girl is 11 years old. 11 years! I became a mom 11 years ago. Even if I say it loud and look at old photos I cant believe that she is now closer to 15 than 5! What happended? Where did my baby go? Where did that new mum go? Well, a … Continue reading The day I became a mom 11 years ago
Once a nurse, always a nurse….
I am finally back at work! Started with a weekend full of evenings. Friday, Saturday and Sunday. To work weekends comes with the job description when you work as an ICU nurse. Sometimes it really sucks to work when everybody else is off, especially when you are invited to parties or other fun things people … Continue reading Once a nurse, always a nurse….


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Should Russia look East or West for economic prosperity?
There have been many reports in recent weeks about Russia pivoting towards China and speculation that the Eastern market will soon replace Europe's. Indeed, a number of key business deals...
There have been many reports in recent weeks about Russia pivoting towards China and speculation that the Eastern market will soon replace Europe's. Indeed, a number of key business deals...
Nov 30
This week I participated in a panel discussion about the investment prospects of Russia and the trade relationship between Russia and the UK. The event was held at the London Business School (LBS), I was joined on the panel by...
A general theme of SPIEF 2015 and the SCO summit in Ufa this summer was the economic collaboration and cooperation between nation states. While the focus has largely been on the collaboration between Russia and China, or Russia and India, it is important to note that Russia is also making an increased effort to form economic unions with some of its Eurasian neighbours. Continue reading
The BBC World Service panel discussion which I participated in was broadcast this morning on BBC Newshour Extra. The moderator asked the panellists: "should the West be doing business with Putin's Russia?"
I believe that it is important to differentiate between politics and business, and that the business community should lead the way in ensuring economic cooperation between Russia and the West.
You can listen back to the programme and discussion below or by following the link to the BBC page: http://www.bbc.co.uk/programmes/p0343hjp
I have commented in the past that trade, culture, and science have served as fundamental links between Russia and Britain, fostering and maintaining relationships between the two countries over centuries. It is important that such collaborations and exchanges continue.
In my latest op-ed, published in Russia Beyond the Headlines, I consider the historic economic cooperation between Britain and Russia, and how this has recently changed. Mutual business ties have suffered, and there have been references to a 'new Cold War'.
But behind the media headlines, investors and businesses are keen to keep trade going. The business community should therefore take on greater responsibility to re-establish stability and restore trust and cooperation between these nations.
You can read the full article on RBTH here: Business links going back centuries give UK-Russian relations resilience
A series of articles in the Economist propose a radical revision of existing capital and debt structures. The newspaper explains that it considers subsidies on debt holdings offered by governments worldwide to be 'senseless'. As ever, the articles present thought-provoking and valuable insights regarding the way in which these subsidies affect borrowing habits and therefore wider society. However, I would like to suggest that any reforms be approached warily for two reasons. Firstly, as many in PE will observe, any such changes will be hugely complex and disruptive throughout the finance industry. Secondly, and potentially more importantly, this disruption would likely spread to curtail investment in innovation across the western world: the issue of how these reforms will affect various borrowing and innovation 'cultures' globally must therefore be taken into account. Continue reading
In an earlier post I provided some background to this year's St Petersburg Economic Forum (SPIEF) and focused on the event's growing Asian connections. As expected, the 19th Forum did indeed produce a number of new deals in Asia, as well as globally. In this post I will discuss a number of key developments and reflect on the overall sentiment of participants at SPIEF, including that of Alibaba Chairman Jack Ma who shared some valuable insights on the state of Russian investment. Continue reading


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Watch this
SEA C&B Manager, Ho Chi Minh
Reference: Ho Chi Minh, Human Resources
Department: Human Resources
Location: Ho Chi Minh
Company Description
Are You Looking for a Great Place to Work?
Join the Game!
About Gameloft
Leader in the development and publishing of games, Gameloft® has established itself as one of the top innovators in its field since 2000. Gameloft creates games for all digital platforms, two of which are featured in the "Top 10 iOS Games by All-Time Worldwide Downloads" from App Annie. Gameloft operates its own established franchises such as Asphalt®, Order & Chaos, Modern Combat and Dungeon Hunter and also partners with major rights holders including Disney®, LEGO®, Universal, Illumination Entertainment, Marvel®, Hasbro®, Fox Digital Entertainment, Mattel® and Ferrari®. Gameloft distributes its games in over 100 countries and employs 4,600 people worldwide. Every month, 114 million unique users can be reached by advertisers in Gameloft games with Gameloft Advertising Solutions, a leading B2B offering dedicated to brands and agencies. Gameloft is a Vivendi company.
All trademarks referenced above are owned by their respective trademark owners.
Job Description
Based in Ho Chi Minh City, regional head office of Gameloft Southeast Asia (SEA) group (Vietnam, Indonesia, and Philippines), you will manage SEA compensation & benefits (C&B) expert team, to develop and implement C&B strategy/solutions aligned with business directions, ensure the competitiveness of C&B offers for the sake of talent acquisition, engagement and retention, provide and coordinate HR services and consultancy in C&B, labor regulations, and other HR matters.
Your principal accountabilities include but are not limited to:
1. C&B strategy/ policy/ programs/ projects:
- Be a strategic partner, thinker and solution booster in C&B matters:
- Devise/implement C&B vision and strategy for Gameloft SEA group;
- Pro-actively advise and orientate HR teams and management of SEA offices, thanks to close collaboration and insightful communication, in local HR strategy or solutions for problems encountered and/or foreseen due to local context (competition, talent war, C&B attractiveness, talent acquisition strategy, restructuration, organization changes, etc.);
- Coordinate the conception, roll-out, review, communication, and management of C&B system, policies, and programs (job evaluation, salary structure, C&B policies, etc.), with proactive, consistent, and clear instructions or approach;
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- Watch over legal changes; issue legal updates to the Management and HR teams; analyze impacts, pros and cons or recommended solutions to facilitate decision-making process;
- Research HR topics and HR best practices; provide recommendation and proposals that suit corporate needs;
- Coordinate C&B projects and programs.
2. HR budget, C&B management:
- Coordinate HR budget forecast and review; work closely with HR managers in SEA to ensure that budget is well managed and optimized;
- Oversee salary review process (guidelines, salary increase budgeting and monitoring), bonus budget estimation/use, as well as all other C&B components;
- Oversee the coordination of monthly SEA payrolls.
3. Database, reporting, analytics:
- Oversee the coordination of C&B and fundamental HR reports;
- Build and monitor HRIS, databases, metrics for HR analytics;
- Initiate and/or contribute to the maintenance/development/improvement of HR digital solutions.
4. HR processes and internal audit:
- Liaise with HR teams to develop or review HR procedures; ensuring alignment across SEA group and effectiveness of the procedures;
- Update HR documentation (policy, handbook, guidelines, templates, etc.); communicate the updates to relevant HR teams; guide HR teams to perceive and implement the policy and procedures properly and consistently;
- Coordinate HR audits, act as the key contact to the auditors; work out and follow up post-audit action plans;
- Establish and implement internal audit of HR services (performance, compliance, relevance, risk prevention…).
5. Team management:
- Manage SEA C&B team members with SMART objectives, candid performance appraisal, clear IDP, and motivation to unleash their potentiality, initiatives, and ability to work independently;
- Provide training and coaching to develop SEA C&B team members and local HR team members in charge of C&B;
- Optimize workflows to ensure work quality and efficiency.
6. Other missions:
- Participate in or lead HR projects when necessary;
- Act as back up for local HR managers when necessary and upon assignment.
- At least 4 years of working experience in C&B Manager position, preferably in a multi-national company with headcount of more than 1,000 FTEs;
- Strong expertise in job evaluation and job matching for salary surveys;
- Thorough understanding of market intelligence as well as current labor legislation, HR trends and practices;
- Interest in video game industry;
- Strategic mindset while paying attention to details;
- Strong leadership, with proven self-direction, people skills, process skills, communication skills, as well as sense of integrity, responsibility, and confidentiality;
- Strong analysis and synthesis skills; strong MS Excel skills; strong ability to handle huge amount of data with accuracy and tight deadlines as well as ability to draw insights from data;
- Proficiency in English and Vietnamese (both writing and speaking);
- Good project management and time management skills;
- Good problem-solving skill with positive mindset, being pro-active and initiative taking.
Additional Information
Where will you be heading to?
- A world of more vivid colors, bolder landscapes, finest coastlines and most compelling history, you cannot find any place quite as enriching, enlivening and exotic on earth as Vietnam. We have cities where lives are both chaotic and captivating, yet never lose its traditional beauty: gracious and graceful destination offering endless generosity and the best food you could ever taste.
- In the heart of the southern part of Vietnam stands a bustling, dynamic and industrious city, Ho Chi Minh, the economic capital and the cultural trendsetter. Being embraced by both traditional and modern beauty, Ho Chi Minh is an ideal destination of interest regardless of your interest.
- Don't want to get lost first step in the city, we've got you covered:
Why join Gameloft?
- You want to be part of an exceptional experience, within a company that is constantly growing.
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- Or, you are just looking for a fun place to work!
What Gameloft Vietnam can offer you?
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We can't wait to find our next great talent!
- Please note that only selected candidates will be contacted and your CV will be saved in our files for a period of 6 months.
- Want to know more? Please visit our Website: www.gameloft-sea.com


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Octopus Karaage | $8For entree we ordered the octopus karaage, I've only ever had chicken karaage so it was refreshing to see and have a different version for once. The batter coating the octopus was thin, not greasy or floury, there was a nice crunch to each bite too. I think with anything that is fried the batter is what makes it or not. There are only a few pieces for this dish so I would recommend ordering a few plates if you have a bigger group other than that the ocotpus karaage was a satisfying entree to being the meal.
Teriyaki Salmon | $22The teriyaki salmon was the dish that my friend was raving on about and was the reason why we decided to dine at Kiyo. I've had my fair share of teriyaki dishes but there was definitely something different about this version. The teriyaki sauce was light and sticky, like honey texture and flavouring. The sauce as not overpowering or pungent like other teriyaki sauces I've previously eaten. The salmon was tender and melted in your mouth instantly. This dish would definitely keep me coming back again.
Omurice | $22Out of the three savoury dishes we had unfortunately the omurice was my least favorite. The overall dish was very bland and lacked any flavouring. Inside the omurice was a mix of a few veggies and chicken, there was more rice than anything else. However, the egg was extremely silky and fluffy, this was probably the only highlight of the dish.
Matcha Tiramisu | $8A meal is never complete without dessert! The matcha tiramisu was one of the specials for the week. The last time I had a matcha tiramisu was at Juan in Redfern and that was an extremely memorable and delicious dessert, so I had a high expectation for this version. Obviously, I can't really compare these two because they probably use different ingredients and methods of making this particular dessert but I was quite surprised by Kiyo's matcha tiramisu. There was a clear and strong matcha flavouring and once you dig into the dessert you hit the subtle, yet evident, tiramisu flavouring. There was a clear distinction between each layer of cream and sponge, so they whole dessert didn't feel or taste like a big mush of cream and cake.
My overall dining experience at Kiyo Japanese Restaurant in Pyrmont was pleasant. The service was extremely good, the staff are very welcoming and attentive. The dishes are on the smaller side but the quality compensates for it. I wouldn't say it is one of the best Japanese restaurants I have been to but I definitely think Kiyo does have a lot to offer and worth the try.
Happy eating x
Bookmark us on ZomatoDisclaimer: All reviews on http://take-eat.weebly.com are only my personal opinion and experience of/at the restaurant, these reviews are not intended to damage the reputation of any restaurant.


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The Brando
The ultimate private island
- 35 villas with private plunge pools
- Two restaurants
- Two bars
- Infinity pool
- Tennis court
- Spa
- Snorkelling
- Diving
- Kayaking
- Cycling
- Polynesian handicraft lessons
30 miles north east of Tahiti is the Tetiaroa atoll, a collection of a dozen small islands ringing a deep turquoise lagoon. This part of French Polynesia won the hearts of Tahitian royalty, for whom it was the favoured island retreat, and then Marlon Brando who first came here while filming the Mutiny of the Bounty. The actor went on to buy the island and set about building The Brando, a beautiful and luxurious resort on this exclusive private island.
Access to The Brando is by private plane from Tahiti. There are 35 luxury villas scatted along both Turtle Beach and Mermaid Bay. With a choice of one-, two- and three-bedroom villas, there is something for everyone from honeymooners to families and groups of friends. The timbered villas were built to reflect Polynesian culture and design and are hidden amongst the tropical vegetation so as not to detract from the natural beauty of the island.
Villas feature high ceilings and large windows, ensuring they are bright and airy. Decking leads to a private plunge pool and there is an outdoor bath tub for a soak under the stars.
There are two restaurants at The Brando serving a range of Polynesian, fusion and classic French cuisine. There is also a beach bar as well as the Te Manu Bar which has private tree-top seating areas that are reached through a series of walkways through the canopy. There is an abundance of fresh organic fruit and veg grown in the kitchen garden and orchard, so expect lots of locally grown mango, papaya, cucumber, avocado and lime, alongside fish and shellfish from the surrounding waters.
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Chat to one of our destination experts today to begin planning your perfect vacation.


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Main dishes cost around: A$26
Read reviews about Eurobay here! All reviews have been written by Quandoo users that have already booked and eaten at Eurobay. We try to be as transparent as possible by providing you with real guest experiences. Find out what other diners are saying about Eurobay.
Good food. Good atmosphere. Had a great time. Good vibes.
Beautiful food, great coffee and drinks at very reasonable prices!
good food and good service with a very nice atmosphere
Very warm and welcoming. Food is always tasty and plentiful. Staff is always friendly and attentive. Can't fault Eurobay.
Beautiful food, exceptional service and very attentive staff, thoroughly enjoy my experiences eating at Eurobay. The party I was eating with ordered a variety of food, ranging from pasta, to burgers and schnitzel.
Generous size portions and totally yummy! The service was fast and no pressure to finish meals for the next customer. Have been coming to Eurobay for years and love it every time.
booked in and went with a friend we ordered Entre and the Seafood platter for 2 people for main and a salad the food was great although we did have to get the attention of the waiters to bring out our main meal and order drinks
My partner and I went to Eurobay for a dinner date night.. Food was delicious. Nice atmosphere. I would definately come back to this place.
Great as always. Maybe the beer and wine could had been a little cooler. The food was perfect. Overall I would refer Eurobay to anyone
I love this place. It's my go to for anything... date night, catch up with friends or family.. it covers off any base! Food is delicious and service is always good. They can get pretty busy so I always book for weekends, but definitely worth it.


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Top-notch cost-free site hosting
If you are making your initial moves in web site design and you wish to observe the results of your work online, or if you have insufficient resources, then a free hosting solution might be what you demand. This hosting kind gathers prominence as it permits users to be a part of the Internet world at no charge.
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Free-of-charge hosting plans come with some web storage, monthly bandwidth and CPU usage restrictions. Sometimes some other restrictions are valid as well, in relation to file size or the possibility to send electronic mails. In spite of the fact that the system resources for each account are limited, they are ensured, so even if one account begins loading the web server, an automatic script will terminate it and none of the other user accounts will be affected in any way. This permits free-of-cost hosting suppliers to host plenty of accounts on one and the same server.
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Looking for a Dispensary ? Here is a nice list of dispensaries that might be a great fit for you.
Looking for a Dispensary near you? This site is dedicated to helping you find that Dispensary near you. When you buy from a local brick and mortar Dispensary you are supporting your community. This directory will help you find that Dispensary near you offering smoking and vaping devices to enhance your experience. We suggest that you try your local area before you buy online, but if you're not finding what you need at your local Dispensary or smokeshop we can help you out with our online store for bongs, vaporizers, dab rigs, bangers and more. If your local store is not carrying the products you wish them to, feel free to drop us a note in the contact form and we will contact them up and try to get a bigger selection in their store.
Wyoming ( (listen)) is a state in the mountain region of the Western United States. The state is the 10th largest by area, the least populous, and the second most sparsely populated state in the country. Wyoming is bordered on the north by Montana, on the east by South Dakota and Nebraska, on the south by Colorado, on the southwest by Utah, and on the west by Idaho and Montana. The state population was estimated at 577,737 in 2018, which is less than 31 of the most populous U.S. cities including Denver in neighboring Colorado. Cheyenne is the state capital and the most populous city, with an estimated population of 63,624 in 2017.The western two-thirds of the state is covered mostly by the mountain ranges and rangelands of the Rocky Mountains, while the eastern third of the state is high elevation prairie called the High Plains. Almost half of the land in Wyoming is owned by the U.S. government, leading Wyoming to rank sixth by area and fifth by proportion of a state's land owned by the ... Read More
A dispensary is a store that sells special items or dispenses the specialized items. Cannabis or marijuana dispensariers started in the US some time in the early 1990's when Dennis Peron opend the San Francisro Cannbis Buyers Club. Back then the cannabis dispensary faced a ton of hardships, but Dennis, his team and dream helped pave the future for all future recreational and medical cannabis dispensaries. In 2014 the first recreational dispensary, 3D Cannabis opened it's doors in Colorado. As of 4-1-19 33 states have medical dispensaries and 10 states have recreational dispensaries.
At a dispnsary one will find many differnt kinds of cannabis flowers (buds) and concentrates, edibles along with smoking untensils, but have a limited selection compared to online shops like Elev8 Glass Gallery. The dispensary also will have what is called a budtender to help you find what you are looking for. If you need help with cannabis info Elev8 Presents is a good resource.
In realtiy medical and recreational dispensaries are the same thing. This all comes down to the states laws on cannabis. We feel cannabis is just like alcohol and medical will happen first and then recreational will follow, and so far history is showing this. Dispensaries are an excellent place for patients and recreational smokers alike to find the cannabis that best suits their needs!


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Ref# 19NON072
1 ‑ Full Time ‑ Director
Information Technology
This position is responsible for the
overall information technology framework of Thunder Bay Regional Health
Sciences Centre and St. Joseph's Care
Group. The role of the IT Director is to ensure the alignment of Information
Technology's enabling capabilities with
the organizational objectives and corporate strategies. The Director will plan,
coordinate, direct and design IT‑related activities of the organizations, as well as provide
administrative direction and
support for daily operational activities of the
IT department. The IT Director will work closely with decision‑makers in
other departments to identify, recommend, develop,
implement and support cost‑effective technology solutions for all
aspects of the organization. The IT Director will
also define and implement IT policies, procedures and best practices.
* Knowledge financial and administrative procedures,
to manage and control allocated financial and material
resources, including developing annual budgets, and
managing assets and contract service providers.
* Knowledge in human resources practices, policies,
and directives in relation to recruitment, training and
development and labour
relations to support an inclusive and engaged team;
* Knowledge in project management principles and
methodologies to manage the delivery of program plans,
initiatives and goals.
* Knowledge of large‑scale enterprise IS&IT
systems, infrastructure and technology concepts, principles, standards
(e.g. hardware,
software alternatives, tools and virtualization technologies, specialty hosting
services architecture,
networks, security, storage and backup, and
integration); systems operations, management processes, and
performance management; infrastructure‑related product and service catalogue offerings; green
operations; version control and release management
standards, procedures, and tools; SLA commitments; and
current and emerging I&IT industry trends and
developments industry that impact client business delivery that meet
business requirements in order to lead and direct
their development, provision, support, and ongoing improvements.
* Knowledge of client IS &IT environments (e.g.
network devices, capacity, security, contingency planning, and
network services), customer applications, and
their relationships with in order to
provide technical advice to staff
engaged in the problem resolution process.
* Knowledge of Standard Information Technology
Infrastructure Library (ITIL) and Information Technology Service
Management (ITSM) processes, frameworks,
best practices, and methodologies to lead QA processes prior to
implementing new or updated processes, and manage the
planning and provision of cost effective production control
services that meet client business needs.
* Knowledge of information systems development and
methodologies, application architecture, information
technology hardware and software to: plan, lead and
evaluated business technical needs; lead the development of
consistent integrated applications and associated
standards and support tools; ensure consistency and compliance
with current and planned enterprise
technologies; provide leadership and technical advice to senior management and
clients; ensure effective delivery of
comprehensive application development and maintenance services; and to
optimize return on investment.
* Knowledge of IT security methodologies, tools,
techniques, security architectures, risk management concepts and
practices, and industry trends to direct the
design, development, and maintenance of comprehensive and detailed
business continuity plans (BCP) business
resumption and computer disaster recovery plans (DRP) and strategies to
identify and manage security risks, and provide
advice to clients on business continuity requirements.
Skills & Abilities
* Strong leadership skills.
* Active listener and excellent communicator
* Strong interpersonal skills and client relationship management
* Ability to conduct and direct research into IT issues and products
as required.
* Highly self‑motivated and
* Keen attention to detail.
* Proven analytical, evaluative, and problem‑solving abilities.
* Ability to effectively prioritize and execute tasks in a high‑pressure
* Extensive experience working in a team‑oriented, collaborative environment.
Education & Experience
* University degree in the field of computer science
and 10 years related work experience. Master of Business
Administration with technology as a core
component preferred.
* 5+ years managerial experience
* Extensive application support experience.
* Proven experience in IT infrastructure planning and development
The Health Sciences Centre strives to
ensure the safety and security of the patients, visitors, employees and assets
financial and otherwise. As one tool in the recruitment screening
process, all offers of employment to external
candidates shall be conditional upon a satisfactory
Criminal Records Check (CRC) to ensure the absence of relevant
criminal convictions.
The Health Sciences Centre (HSC) is
committed to delivering healthcare in a manner that is consistent with Patient
and Family Centred
Care. Applicants are required to have a
demonstrated knowledge, understanding and
commitment to this care philosophy.
Candidates will have demonstrated
adherence to the Hospital's Code of Conduct.
Regular attendance at work is
imperative, therefore, all applicants will have to
demonstrate a good attendance record to be considered for this
We are an equal opportunity employer. Upon request, accommodations due to a
disability are available throughout
the selection process. Additionally we are identified as an
English/French speaking health sciences centre and
encourage bilingual candidates to apply.
If there are no qualified applicants for
the above position, the Hospital may, at their discretion, train unqualified
Interested applicants must submit a resume
outlining relative previous experience and training no later than
11:59p.m. on Sunday, 18 August, 2019.
Internal applicants may apply via the job posting
page on the iNtranet.
External applicants must apply through our
July 17, 2019


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I had researched the possibility of hiring an expert to refinish the interior trimmings, but I balked at the price I was quoted by the few people willing to take on the job. This is typically good advice, but not for this project. So, I did lots of research, consulted some experts, considered several options, used quality tools and worked slowly and methodically.
Is the interior of your cars plastic scratched? Having scratches on the interior plastic or vinyl of your car can be ugly. Especially if you are going to be selling it.
Whether restoring your dash or creating a custom car dashboard, our paint products are easy to use and provide a durable finish that will look great. To date we offer OEM Colors. Within our Color Chart. In addition, products like our Prep cleaner will prepare the surfacefor paint and ColorBond vinyl protectant link will keep your dash supple and guard it from the elements.
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Unlike the classic American cars on the s and earlier, modern automobiles are full of plastic. From door panels and dash pads to the engine cover, plastic is everywhere. Eventually, these plastic components fade and crack, leaving you with the task of replacing it or living with busted parts on your car.
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This article will demonstrate how to remove a windshield, quarter glass and instructions for other automative glass, whether you need to repair or replace it. One of the limitations of refinishing around glass openings is achieving a good masking of the weatherstripping without the tell-tale line of paint where the masking tape covers the weatherstrip. When doing a total restoration of an older car such as a Ford Mustangthe only way to achieve a perfect paint job around the glass openings is to remove the glass. The front glass is called the "windshield" here in the USA the British call it the "windscreen".


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Warehouse Cleaner
Monday – Friday
6am – 2pm
General hygiene duties in the warehouse includes:
Inspection of Pallets locations, this includes removing pallets and cleaning the locations.
Collecting waste bins and taken to their designated area.
Cleaning the loading bays roller shutter doors ( At head height).
Cleaning the racking ( At head height).
Cleaning the Warehouse changing area.
Job Reference: THWARE_1570697114
Salary: Up to £8.50 per hour
Salary per: Hour
Job Duration:
Job Start Date:
Job Type: Full Time
Job Location: Cheshire, Warrington
Job Industry: Industrial


text: Therapy and Maz Demo Song Sept 14, 2016 10:52:12 GMT -7 The Bad Poodle, Jaguarguy (Mike), and 5 more like this Quote Select PostDeselect PostLink to PostMemberGive GiftBack to Top Post by irreversal on Sept 14, 2016 10:52:12 GMT -7 Finally some audio from me. This is a new song that I'm working on for my band Idle City. Disregard the sloppy drums, that's me. I'm not even a great guitarist, let alone a decent drummer!!!Maz is on the right playing rhythm, Therapy is in stereo for the leads.IMDB Cooper


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Oh hello there, what would you like to find?
Flamingo Christmas Tree Ornament
Fancy snazzing up your tree this year and adding a pop of pink? This flamboyant flamingo will do just the trick! Made from glass and hand decorated with sugar, spice and everything nice.
Dimensions: Approx 120mm x 70mm


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FOR THE RECORD: Scott Alan should have been identified as a former chairman of the HIV Advisory Committee in a story, "Halt put on pot dispensaries" in the Feb. 27 issue.***
Laguna Beach is slowly moving in the direction of allowing marijuana dispensaries.
The City Council imposed a 45-day moratorium on marijuana dispensary permits on Feb. 17, but directed city staff to study how to regulate and permit such facilities in the future.
The city has been struggling with the topic of marijuana dispensaries for several years. Three sites have closed down or moved out "" including one with a storefront on South Coast Highway near Diamond Street, which was the target of a DEA raid in October.
Marijuana use is illegal under federal law, but is legal by prescription in California. The conflicting laws have resulted in confusion "" and arrests of people using the drug with a doctor's permission. Marijuana is prescribed to alleviate symptoms in cancer patients and those with HIV or AIDS.
In 2006, the City Council rejected changes to the city's business license ordinance that would have outlawed issuing licenses to marijuana facilities or cannabis clubs, citing "compassion" for those who use it medicinally.
Scott Alan, who chairs the city's HIV Advisory Committee, said he believes it is time for the city to take steps to allow walk-in marijuana dispensaries.
"I'm disappointed" that the council imposed a moratorium, Alan said. "They should have had a plan by now for a dispensary in town."
A dispensary has been proposed at 777 S. Coast Hwy., and city officials decided it was time to study how to regulate marijuana dispensaries, according to a city staff report.
In the meantime, the moratorium will halt any more permit applications for such facilities. The moratorium could be extended to two years by council action.
In a related development, State Assemblyman Tom Ammiano (D-San Francisco) proposed on Monday that marijuana be legalized for use by adults, and regulated like alcohol or cigarettes, an idea with which Alan agrees.
"It should be legalized and taxed like alcohol or cigarettes, which are more dangerous than marijuana," Alan said.
According to Ammiano, it is estimated that marijuana could be the state's largest cash crop, at $14 billion a year, nearly twice the combined value of the state's No. 2 and No. 3 crops, vegetables ($5.7 billion) and grapes ($2.6 billion), making it a potential cash cow for state tax revenues.
Under Ammiano's proposal, marijuana could be purchased and used only by those 21 or older.
Alan said he plans to bring up the marijuana dispensary issue at the HIV Advisory Committee's next meeting.
The group will meet at 4 p.m. Thursday in Conference Room A at City Hall, 505 Forest Ave.


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PWH at the NDC International Exhibition - Recap from Jackie Jones
Anonymous member
PWH Lunch - May 21, 2012, Nashville , TN
During the PWH Educational Luncheon at the NDC International Exhibition, our speaker Nancy Reece touched on integrity, power and courage – key lessons she learned the "hard way" during her career. The program "Lessons from Cinderella: Become a Leader Women Want to Follow" challenged the 75 attendees (both women and men) to stop the behaviors that harm our integrity. We took a personal assessment of ourselves about the type of leader we are...
Read more in the next PWH Newsletter!
Add comment


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Kevin Bourgeois | Wall of Sound @ Olsen Gruin Gallery (New York)
Self-taught artist Kevin Bourgeois will present Wall of Sound, an exhibition featuring multimedia works inspired by music, at Olsen Gruin Gallery. The show comprises a selection
Bagger43 | Serene @ First Amendment Gallery (San Francisco)
San Francisco-based artist Bagger43 will present a two-part solo exhibition of gouache and acrylic paintings, entitled Serene, at First Amendment Gallery. The first part comprises a
Justin Suazo | Piezo Flora @ Ed. Varie (New York)
In Justin Suazo's debut art exhibition at Ed. Varie, he will present a series of scanned or reprinted paper towels used in the cleaning of
Steven Traylor | 10 Toes With His Chest Caved In @ HVW8 Gallery (Los Angeles)
As part of its first exhibition in the Emerging Artists Series, HVW8 Gallery presents Steven Traylor's 10 Toes With His Chest Caved In, chronicling the artist's
Gerald Machona | Greener Pastures @ Goodman Gallery (Cape Town)
Zimbabwean artist Gerald Machona will explore stories of mobility in the pursuit of a better life in his second solo exhibition, Greener Pastures, at Goodman Gallery. Using
Ai Weiwei: Life Cycle @ Marciano Art Foundation | Review
There are few artists as daring and unapologetic as Ai Weiwei. From his 81-day detention in 2011 to the bulldozing of his Shanghai studio by
CAPO: Artist Jun Cha Releases Limited Edition Carrara Marble Sculptures
Tattoo and Fine Artist Jun Cha has released a set of carrara marble skulls as a limited edition series entitled CAPO. After having studied sculpting
Theaster Gates | The Black Image Corporation @ Fondazione Prada (Milan)
For Fondazione Prada Osservatorio, Theaster Gates has conceived a participatory exhibit centered on the artworks of two photographers — Moneta Sleet Jr. and Isaac Sutton
Shimon Attie | Night Watch @ More Art (NYC)
In collaboration with NYC-based nonprofit More Art, multidisciplinary artist Shimon Attie will present Night Watch, a floating film installation along New York City's waterways featuring
Xaviera Simmons | Sundown @ David Castillo Gallery (Miami Beach)
In her fifth solo exhibition at David Castillo Gallery, Xaviera Simmons presents Sundown, featuring all new text paintings, photography, and sculpture. Organized chronologically, the exhibition opens


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nHack is a relatively new fund, but the nHack team has invested in Asia for more than 20 years. A diverse team of Chinese, Asian and Nordic investment managers have developed unique infrastructure in Asia. nHack is operating in close partnership with local Asian co-investors, but also a set of established western partners in Asia, like WeWork, Flex and Danske Bank.
nHack's investment team and mentor network have operational experience from companies such as Tencent, Alibaba, Baidu, PWC, Huawei and ChinaEquity.


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WEBINAR: How Will AI Impact Your Organization in 2020?
Gartner released their "2019 CIO Survey: CIOs Have Awoken to the Importance of AI¹" this past January. In their report, Gartner revealed that the percentage of enterprises deploying AI had tripled over the prior three years. In addition, they cited that chatbots had displaced fraud detection as the top use of AI. As we approach … Continued


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Wis. governor to tour storm damage
MADISON – Gov. Scott Walker plans to tour storm damage in La Crosse.
According to the National Weather Service, two lines of storms converged on the western Wisconsin city Saturday evening. Wind gusts ranging from 30 miles per hour to 60 miles per hour downed power lines and trees. Parts of La Crosse County also are under a flood warning.
The governor is expected to begin touring the city a little before noon on Monday. He's expected to spend about an hour and a half examining the damage.
Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
Read or Share this story: http://fondul.ac/1lt6IG2


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Industrial Sewer Wanted!
Monroe Staffing in Winston-Salem is looking for experienced industrial sewers who would be able to hit the ground running once hired. This is a full time position on 1st shift. The industrial sewer will need:
- to have at least 1 year of experience
- knowledge and experience with Sergers
- the ability to read basic measurements and orders
- to work individually and as a team to complete orders on time
- to be able to make it to work and be on time
- an updated resume
Anyone interested in the industrial sewer position should apply now!
Monroe Staffing Services is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment and will not be discriminated against based on their race, color, Religion, gender, disability, veteran status, sexual orientation, gender identity, national origin or other protected classification.


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Joystiq News
Microsoft is continuing its quest to make Mixer as good a livestreaming experience on your phone as it is on your PC back home. It just launched a beta mobile app whose cornerstone is a redesigned Trending section that focuses on finding new game broadcasts. There's a carousel that flips through featured streams, and sections that highlight the hottest games and trending streams. It's now much easier to filter streams by type (such as co-op or interactive), and there's a new Following section to jump directly to the channels you already know.
Source: Mixer
Continue reading...
Console Bang News!


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Chamblee, GA, November 4, 2016 – by Trey Benton – The City of Chamblee is being sued by Trinity Development Group, LLC, Trinity Chamblee Station, LLC and Chamblee Longview, LLC, (Plaintiff's), over a zoning change the City made back in September changing a number of parcels from Corridor Commercial (CC) to Village Commercial (VC). All sitting Chamblee Councilmembers and Mayor Eric Clarkson are named as defendants in the suit.
According to legal documents filed in DeKalb Superior Court on October 20th, this zoning change to VC prohibits restaurants with drive-throughs, gas stations/convenience stores, and private postal delivery services – all of which are currently operating on the Plaintiffs' property in Chamblee Plaza.
The new VC rezoning means the businesses currently in operation in Chamblee Plaza, now fall into a category of legal, nonconforming uses. This includes the Chick-fil-A, Dunkin' Donuts, the UPS Store and the Citgo gas station/convenient store, although Chick-fil-A is not party to this particular legal action, court documents indicate.
The suit alleges the damage to the businesses equates to $2.38 million in property value devaluation. The suit also calls the prohibition of restaurants with drive-throughs in the VC zoning district is facially unconstitutional, illegal, null, and void in that it fails to advance any legitimate governmental interest district and bears no rational relationship to the protection of the public health, safety, and welfare.
The Plaintiffs are asking the Court declare that the VC zoning district is unconstitutional, arbitrary, capricious and unreasonable, illegal, null and void both on its face and as applied to Plaintiffs' Property, and results in a taking of the Plaintiffs' Property without just compensation. Plaintiffs are also seeking the Court award them any costs of litigation and attorney fees.
"The application of the VC zoning district to the Property constitutes a taking of Plaintiffs' Property in violation of the Just Compensation Clause of the Fifth Amendment to the Constitution of the United States; Article I, Section I, Paragraph I, and Section III, Paragraph I of the Constitution of the State of Georgia of 1983, and the Due Process Clause of the Fourteenth Amendment to the Constitution of the United States," says the Court documents.
Attorney for the Plaintiffs, Doug Dillard and Jill Arnold of Pursley, Friese and Torgrimson, LLP, also ask the Court issue a temporary and permanent injunction prohibiting Defendants from enforcing the VC zoning district against the Property; grant injunctive relief imposing the affirmative duty on Defendants to rezone the Property back to a constitutional classification; and that Plaintiffs have any and all further and other relief as this Court may deem just and proper.
According to the September 20, 2016 City Council meeting agenda packet when the zoning change was approved, the adoption of the CC to VC rezoning resolution making the parcel changes "official", amends the City's Future Development Plan Map to further the overall goals and policies of Chamblee's adopted Comprehensive Plan.


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Jebediah Kerman Jr. started following ShadowZone
[1.3.1 - 1.7.x] Outer Planets Mod [v2.2.5] [16th July 2019]
ShadowZone replied to Poodmund's topic in Add-on ReleasesI too am very interested in this. I got an entire mission planned where I would revisit the Outer Planets and collect surface science. But of course there's nothing there yet. So I tried to fiddle around the configs myself and created a OPM_rocsdef.cfg file where I tried to invoke the Gilly ridgeline but on Tal. Game didn't crash but I also didn't get any Gilly ridgelines on Tal... hmm... Plot twist: I have no idea how to mod this game
The Doodling Astronaut started following ShadowZone
I tested the Launch Escape System for my upcoming "Apollo 50 ... LITERALLY" mission. Just some minor damage. Next iteration works better
I landed a Saturn V. On its side. Sort of.
ShadowZone started following [1.3.1 - 1.7.x] Outer Planets Mod [v2.2.5] [16th July 2019]
KSP Loading... Preview: Breaking Ground - Robotics
ShadowZone replied to St4rdust's topic in The Daily KerbalI did. In general you can find out a lot about KSP from analyzing savegame files and/or config files, especially for newly added parts and features. There is for instance a .cfg file that defines which terrain feature is present on which planet or moon and in which biome. I am pretty sure modders can use the structure of that config to add their own surface features for scanning. I'm really hoping this might one day apply to my favorite mod of all time: OPM. In regards to the save game edit: I put up a screenshot of two saves, one old and one new. The old one has a value of "-1" for the terrain features. The new one sports a random integer at that place. So if you change the "-1" to a random integer, it will enable these terrain features https://imgur.com/a/xC2ak4q !!! HOWEVER !!! I am pretty sure this voids any chance of official support you could get if this does not turn out the way you might like For instance: a cryovolcano could spawn right in the middle of your landed Jool-5 ship and ... Kaboom! So use this information at your own risk. And backup your save file before you try this!
how many hours do you have
ShadowZone replied to CycloneStorm's topic in KSP DiscussionWell... And then there's the undocumented hours in my RO/RSS, OPM and older version installs.
@AFF I totally had the same problem with wheels during my "Purple Pain" Eve exploration series. That planet is just evil. As to the thread: I did a Blue Moon lander replica, flew it on a New Glenn replica and tried to land the booster on a ship. Things didn't completely turn out as I planned...
Kerbal Space Program Breaks Ground with a New DLC!
ShadowZone replied to UomoCapra's topic in AnnouncementsI paid 18 USD to see "Avengers: Endgame". I enjoyed myself for 3 hours. I have more than 4200 hours clocked in at KSP - and that's just my Steam install, my other variants (RO, OPM, ... ) not counting. I paid about 30 USD back then for KSP and 15 for Making History and I will gladly shell out 15 for Breaking Ground. All in all a total of 60 USD for a game that already gave me thousands of hours of fun. Triple A titles ask for the same amount of money for a hammy single player campaign and a derivative multiplayer part I am not interested in. Add to that, KSP taught me a lot about orbital mechanics and space travel and opened my horizon in all things space. That's invaluable. And of course it's a monetization strategy. The base game does not have the same pull it did years (!) ago. The company behind this wants to survive, maybe hire another dev or two. I can live with that.
Kerbal Space Program Breaks Ground with a New DLC!
ShadowZone replied to UomoCapra's topic in AnnouncementsOh that will definitely go up on my channel.
Kerbal Space Program Breaks Ground with a New DLC!
ShadowZone replied to UomoCapra's topic in AnnouncementsUUUUUUH YEAH! The things I will be able to do with this. 500 ton Kerbal BattleMech incoming!
I failed miserably trying to get an Orion/ESM/ICPS thing into an orbit around the moon in Realism Overhaul. Any variant or mod part I test, the ICPS inevitably runs out of fuel way too early. I mean it would be a lot more bearable if my RO install would start in less than 8 minutes...
MSA started following ShadowZone
KSP Loading...KSP Enhanced Edition is getting some love
ShadowZone replied to SQUAD's topic in The Daily Kerbalwhich is ... ? I really like the new look of the small engines.
Just wanted to post a finding from my experiments: After freshly loading MM 3.1.2 via CKAN into my KSP 1.6.0 install, this happened. Neither KER nor the game itself picked up any dV readings and the nuke appeared to fire in the SPH. Solution similar to the issues described above: Close the game Verify install files via Steam (found 2 files that couldn't validate) delete PartsDatabase.cfg Start game --> same error Close game Start game --> error is gone I hope this helps anyone who encounters similar phenomena.
Ctrl-Z KSP started following ShadowZone
Just had a few days with the beta, but so far 1.6 feels like a really solid update. Well done!
ShadowZone changed their profile photo
Bugs and KSP
ShadowZone replied to Rover 6428's topic in Suggestions & Development DiscussionYou're right, I only have a vague understanding of "game development". I was too busy delivering working enterprise software for the past years to look into that. One dev in my team was once developing games for a small publisher, though. He says it was hell. How about we skip the ad hominem and get to the facts: A bug breaking something that has already worked in a previously released build should not happen. No matter if it's a game or any other software. But it happens every time with a new KSP version. It has become custom to wait for the first hotfix after a release until you can actually play. This should not be necessary. There are multiple ways to mitigate the risk of introducing new bugs or breaking existing features. Even more to prevent them from being released. Some are organizational, some are technological. Automated testing, pair programming, mob programming, pair review, regression testing, exploratory testing are just a few of them. What works best? The Agile tenet holds true here: Inspect and adapt. Find out what fits for your circumstances and implement it. But: the inspecting has to begin at some point. 538 issues in KSP's bugtracker have not even been looked at. Ever. Maybe half of them aren't even bugs or are outdated. Who knows? Well, nobody, because nobody seems to take the time to analyse them. For me this is an indication that not enough resources are spent on quality. I am not even talking about code quality, I am talking about taking the reported income and acting on it. Yes, I build gigantic vehicles in KSP, it's kinda my thing. But I was able to build 1600 part battlecruisers in KSP 1.0.x without ever experiencing the amount of memory grab KSP performs nowadays. The problem lies with fairings and the new structural panels. As soon as a decent amount of them are in play, the game goes into nightmare mode. Especially if you work with subassemblies and delete and load parts of your vehicle. One quick fix could be to disable the fairing preview animation or the many attachment nodes on the new panels with the press of a button. To re-iterate, this type of problem was not present in previous versions, even with significantly more mods. I know of other KSP players and YouTube creators that stick to version 1.3.1 due to this and many other issues. And as I mentioned in the video, bugs are only part of the issue. The problem with technical debt is that over time a development team starts to work itself into a corner if they do not get rid of it. You chose one library over the other because it's faster to implement but you know that the other one would have been better in the long run. You hack your code and leave //TODO comments that will never be looked at again. You hardcode stuff instead of doing it the right way. All of these things enable you to get your product out on an arbitrarily set release date. But it's like taking up a loan with high interest rates. In the long run it will cost you more. And if you don't pay it off, the debt will pile up. Usually it's mismanagement - not believing developers when they say they need more time to get rid of tech debt - that leads to the mentioned flatline in my video. Don't just take my word for it, maybe the father of the Wiki, Ward Cunningham, might convince you: https://youtu.be/pqeJFYwnkjE I would very much like to know how KSP development is organized nowadays. Are the team or teams colocated? How is testing set up? Is testing (and in what form) part of the definition of done (if such a thing exists)? How is the release validated before shipping? How is bug reporting handled? Is this also the job of the developers (it shouldn't be) or are there dedicated support/quality engineers looking tat the new income and analyzing it? There are so many ways software development can be improved. But as mentioned above: somebody has to start the inspecting before the adapting can begin.


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Thanks for your interest in ClickFunnels How to Delete a Funnel!
I'm currently working on a detailed video to get you the latest information on this…
But in the meantime…
Checkout the best ClickFunnels offers, benefits, and features below.
In this day as well as age, the way your organisation operates online could make or break you.
Just how do most companies currently have a visibility online?
The fact of the issue is, nevertheless, that websites have drastically advanced over the past years – and also the methods of old are no more useful for modern business.
In the past, it would be adequate to have a straightforward website with a home page, solutions, pricing, about us, and get in touch with web pages.
A possible client would certainly go to your website, scroll around, see the different web pages as well as eat material as they please.
However, if you are an organisation investing any cash on marketing, you wish to manage what customers are learning more about on your site, existing offers at the right time, and also make best use of the income you make from each person.
Just how does one accomplish this?
Using sales funnels.
Enter ClickFunnels
ClickFunnels is the most convenient means to earn high converting sales and advertising funnels.
It is a distinct tool produced specifically to turn possible consumers right into buyers.
It actually is an all-in-one option to develop sales funnels and consists of landing web pages, e-mail assimilation, billing, webinars, subscription sites, and so much more. No surprise it has quickly become a favorite device for online marketers.
Below is my in-depth ClickFunnels Evaluation, consisting of favorite functions, pricing, pros/cons, and also comparisons against rivals.
ClickFunnels How to Delete a Funnel: However First, Just What Is a Sales Funnel?
Sales funnels (likewise called marketing funnels) are multi-step campaigns that are created to move prospective leads through your sales procedure, and also transform them right into purchasers.
Picture a real-life funnel. At the top, you pour liquid in, which narrows down towards one taken care of location.
In sales, a comparable event happens. At the top, site visitors arrive at your internet site, yet not all who get in make it from the other end as customers.
Lots of points have to take place from the moment a site visitor enters your channel, to the time they take action as well as efficiently finish a purchase.
By damaging down the consumer's trip into smaller actions, you could be more precise concerning how when you offer a deal to your audience.
The thorough steps in a channel may look something such as this:
- Unqualified lead comes to touchdown page
- Web page communicates the initial deal (something totally free to gather an e-mail).
- When e-mail is accumulated, major deal is pitched.
- Lead comes to be a paying consumer.
- More e-mail interaction providing client worth.
- Additional partnership building
- Recurring sales.
ClickFunnels also has a graphic that describes this in an easy means:.
Just what is ClickFunnels?
As discussed previously, ClickFunnels is the best sales funnel software program around today.
The firm makes the vibrant insurance claim of providing you everything you should market, sell, and also supply your products online – as well as they most definitely deliver.
A standard channel will certainly use an opt-in web page (to gather email addresses), an email auto -responder (to send out emails to your consumers), plus an extra sales web page with some content as well as an order form, perhaps followed by added content, a membership website, and so on
. Formerly, you would have to make use of various platforms and also tools to complete all of these jobs such as:
- Produce a site
- Find Hosting
- Find an autoresponder solution
- Discover membership website software
- Discover split-testing software application … and so on
However ClickFunnels takes care of whatever with their platform. You not just conserve a lots of cash by not needing to purchase different products/services, but you likewise stay clear of the technological mess of needing to establish whatever up, and also can focus on exactly what's truly essential – growing your service.
ClickFunnels supplies a Totally free 14-Day Trial, so you reach check out the device and also truly see if it's right for your organisation.
Favored Attributes
* Swiftly Develop Pages Utilizing Themes and also Elements *.
Before getting as well much, it is very important to understand that a channel is a collection of pages assembled in a tactical order, with the objective of transforming as lots of leads into clients. And a page is merely a collection of different elements made to get a person to take a particular activity.
ClickFunnels uses more compared to 50 various components to help you develop the excellent page. The editor is exceptionally simple to use as well as all you have to do is drag and also go down various elements on to the web page, as well as upgrade the text and also appearance to fit your demands – no coding abilities needed!
ClickFunnels also makes your life much easier by giving you with a ton of cost-free layouts.
In fact, ClickFunnels gives over 37 types of pages for you to blend and match with. These are broken down into the adhering to 10 groups:
- Presell Pages: Study Web Page, Article Page, Presell Web Page, Clickpop Web Page
- Optin Pages: Press Web Page, Reverse Capture Page, Lead Magnet, Discount Coupon
- Thanks Pages: Thanks Web Page, Deal Wall, Bridge Web Page, Share Page
- Sales Pages: Video Sales Page, Business Letter Page, Product Release Page
- OTO Pages: Upsell Page, Downsell Web Page
- Order Forms: 2 Step Order Page, Traditional Order Web Page, Video Sales Letter Order Page, Sales Letter Order Web Page, Item Introduce Order Web Page
- Webinar Pages: Webinar Registration Web Page, Webinar Verification Web Page, Webinar Broadcast Space, Webinar Replay Room
- Membership Pages: Access Page, Participant's Location
- Associate Pages: Accessibility Page, Associate Area
- Other Pages: Application Page, Ask Page, Store Front, Web Page, Hero Page, Hangout Web Page, Live Trial Web Page
The pre-built templates are completely adjustable, and also are just what most users use.
You are able to pick a template, modify or replace the elements with your very own, as well as your new web page is ready to go.
You could likewise link any channel you produce with your very own e-mail advertising and marketing service (if you don't use the one consisted of in ClickFunnels), as well as make use of the ClickFunnels constructed in billing system.
This is additionally a blast to point out that ClickFunnels provides really helpful and also understandable training videos when you initially join. I highly advise experiencing those because they quickly enable you to make use of the tool at its full capability, as well as you'll have more enjoyable playing around. ClickFunnels How to Delete a Funnel
* Produce One-Click Subscription Sites *.
Among the most effective attributes with ClickFunnels is the ability to conveniently create membership sites and also provide material to your audience in one location.
Your membership website will certainly come complete with registration web pages, subscription accessibility pages, and content web pages which you can easily lock or drip feed to your customers according to acquisitions they made in your channel.
ClickFunnels membership sites allow you to send emails, conveniently manage your emails, and also construct an area all while getting rid of the tension that's associated with various other solutions such as Kajabi, or WordPress systems.
It's really convenient to not need to purchase a separate software application or plugin to produce subscription websites.
* Email Assimilation & Actionetics *.
With every funnel comes e-mail checklist building possibilities.
ClickFunnels sustains e-mail assimilation with all of the significant email automation systems such as:
- Active Campaign
- Aweber
- Constant Contact
- ConvertKit
- Drip
- Get Response
- Hubspot
- InfusionSoft
- Mad Mimi
- MailChimp
- Market Hero
- Ontraport
- Salesforce
- Sendlane
- And others
However, ClickFunnels likewise has their very own powerful automation device called Actionetics.
Although you can develop, schedule, as well as provide emails similar to any other e-mail advertising and marketing system, Actionetics is so much more.
I love Actionetics due to the fact that it not only changes your email advertising and marketing but carrier advertising as well as SMS marketing softwares too. This takes automation to a whole brand-new degree and helps you interact the best message to your customers, precisely when they need it. A video overview of Actionetics will be supplied even more below.
* Billing and also Repayment Integration *.
An impressive attribute within ClickFunnels is the capability to gather all the billing information from your consumers precisely your sales web page. Marketing is made so much simpler when consumers don't need to leave your site.
ClickFunnels incorporates with significant repayment portals such as PayPal, Red Stripe, and InfusionSoft, among others.
ClickFunnels Pricing.
While you can start with the Free 14-Day Trial, there are three various rates options with ClickFunnels:
- $ 97/month.
- $ 297/month.
- $ 997 bulk discount strategy (advised).
I'll go into detail for every of these strategies below.
1. ClickFunnels Standard Strategy – $97/month.
The conventional plan includes all of the functions you would certainly require within ClickFunnels, but with constraints on the variety of funnels (20) and also web pages (100) you could have in your account, in addition to how many visitors (20K) could view your web pages monthly.
You likewise do not receive sophisticated capability such as ClickFunnels very own e-mail marketing as well as associate monitoring tools.
2. ClickFunnels Etison Collection – $297/month.
This strategy consists of all the bells and also whistles of the typical plan, without any limitations. It additionally includes two extra products generated by ClickFunnels called Actionetics (email marketing) and also Backpack (associate management system).
In Actionetics – you can take care of all your contacts that sign up for your list, send out email programs, and also produce a host of various other automations. ClickFunnels How to Delete a Funnel
The distinction between the two strategies truly is the constraints, and also Actionetics/Backpack. If you are a standard individual as well as do not anticipate to use more than 20 funnels in your account – the Criterion Plan need to be enough.
Nonetheless, if you plan to have an affiliate program or wish to keep your email advertising within ClickFunnels and not use a 3rd party software program, the Etison Collection is for you.
You could always begin on the reduced plan and also upgrade if needed.
3. Funnel Hacks System – $997
For anybody that's major about their business, the ClickFunnels Funnel Hacks System is the offer of the century.
The $997 Funnel Hacks System includes durable training programs packed with 6-month accessibility to the ClickFunnels Etison Collection.
This is an extraordinary offer considering that beyond this program, 6-months of Etison Suite alone would cost you $1782.
Not only are you conserving $785 yet you're obtaining a ton of trainings and guides to help you get the most from ClickFunnels!
ClickFunnels Pros and Cons
- Producing funnels is very easy, easy, and quick
- All-in-one platform with every little thing your service needs to win
- Split testing as well as conversion monitoring consisted of
- Email combination with all the major email autoresponder platforms
- Repayment handling capabilities within ClickFunnels
- ClickFunnels is always adjusting and updating to the moments
- There is always sustain readily available (whether live or otherwise).
- Exceptionally active Facebook Group Area.
- Free 14-Day Trial – permits you to try it risk totally free.
- As outstanding as ClickFunnels is, it absolutely is not an affordable remedy and requires a continuous subscription to utilize
- Assistance isn't always the fastest and also could take from 1 min to 24-HOUR depending upon the concern.
ClickFunnels versus Everyone Else.
Many people ask just how ClickFunnels compares with various other touchdown page contractors such as Leadpages, Unbounce, and also Infusionsoft.
Essentially it's not truly a reasonable comparison due to the fact that each of these tools succeeds is one area or the other.
The graph above offers a thorough analysis – yet I'll highlight some of the major contrasts listed below.
ClickFunnels vs Leadpages
Before ClickFunnels, Leadpages was the huge pet.
Leadpages is simply a lead capture software program – nothing more. You can produce touchdown web pages, lead boxes, gather leads … that's virtually it. In addition, the Leadpages templates are also limited on personalization.
ClickFunnels is even more versatile – it's a lot easier to use and also does so a lot more than create lead capture pages.
Basically, Leadpages is truly just a landing page builder, while ClickFunnels is focused around developing extremely incorporated funnels.
ClickFunnels vs Infusionsoft
Infusionsoft is not a landing web page or sales page home builder. It has some of that performance constructed it, yet that's not what it's understood for.
At it's core, Infusionsoft is a CRM platform – one that allows you to manage your whole client database. ClickFunnels has this capacity with Actionetics, but it's not almost as advanced as Infusionsoft.
Infusionsoft is likewise incredibly expensive and also pressures every brand-new consumer to pay $2000 for a compulsory kickstart coaching package just to discover how you can make use of the intricate system (which is notoriously challenging to utilize).
ClickFunnels Affiliate Program
There are 2 main courses individuals decrease as ClickFunnels customers.
Those that decide to make use of the tool for their organisation – in hopes of someday attain both Comma Club (over $1M in profits).
As well as those that have an interest in gaining easy revenue as a ClickFunnels Affiliate as well as winning the Dream Auto Contest (where they pay $500/$1000 in the direction of your dream vehicle if you get to 100/200 energetic monthly signups, respectively).
With a whopping 40% regular monthly reoccuring compensation, ClickFunnels conveniently has one of the best affiliate programs of any type of platform available.
That's right – you get paid an ongoing 40% commission on every affiliate signup you make with the ClickFunnels Associate Program. However, what does that actually equate to?
The fundamental plan is a $97/month investment as well as the Etison Collection plan is a $297/month investment. for that reason you make $38.80 per basic strategy as well as $118.80 each Etison Collection strategy … every single month!
Usually, every 100 signups will certainly bring in $4000/month in affiliate commissions (basically relying on the amount of Etison Strategy individuals remain in there).
Click on this link to read more concerning ending up being a ClickFunnels Affiliate.
All-time Low Line
ClickFunnels is by far the greatest system if you are planning to quickly develop high converting sales funnels.
Due to the fact that it was constructed from the ground up to be the most effective sales funnel builder, it defeats every one of the competitors because respect.
On the surface, it may not be the most affordable item around – however if you use it to its full capability, your organisation will come to be extra rewarding and you will certainly conserve loan from not having to make use of other devices. ClickFunnels How to Delete a Funnel
If you have actually read this much right into my ClickFunnels Testimonial, I suggest you see for yourself with a Free 14-Day Test here.


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Donald's debut as "The Diabolical Duck Avenger" wraps up-but will it finish a Duck family feud? Then Donald's nephews celebrate a "Birthday Bugaboo!"
• It's an issue full of fan favorites-from Donald's wild "Duck Avenger" alter-ego to the never-before-reprinted "Birthday Bugaboo!"
• Continues this beloved series' legacy numbering at #373.
• 40 action-packed pages for only $3.99!
• Variant "Disney Legacy" Halloween-inspired Haunted Mansion cover by Derek Charm!
Batman and Lex Luthor Were Feuding Over - Wait, SERIOUSLY?


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Program and Education Specialist
Job Description
Who We Are:
The Alzheimer's Association is the leading voluntary health organization in Alzheimer's care, support and research. Our mission is to eliminate Alzheimer's disease through the advancement of research, to provide and enhance care and support for all affected; and to reduce the risk of dementia through the promotion of brain health.
We warmly invite qualified applicants to consider this opportunity to make a life changing impact on the millions living with the disease, their care givers, and those that may be diagnosed with the disease in the future. Read on to learn more about the role, then visit our website www.alz.org to find out more about who we are and why we've been recognized as a Best Place to Work the last ten years in a row.
The Program and Education Specialist will be responsible for coordinating educational programs and support groups, providing direct constituent support (such as information, referrals and care consultations) and increasing awareness of local Chapter services. Additional key responsibilities include working with volunteers/interns and outreach to health systems and long-term care community based organizations.
Carry out the delivery of the Chapter's core services including caregiver education, care consultation, information and referral, support groups, professional training and outreach.
Effectively plan, schedule, market and deliver Association core services within the community including coordination with volunteers who deliver programs.
Conduct outreach and education with physicians and other healthcare providers.
Conduct timely and effective promotion and outreach activities to increase the Chapter's visibility in the community.
Identify and meet the needs of diverse communities and populations.
Assist with partnership development in the community.
Assist the Program and Education Manager with the recruitment, training, management, supervision and support of volunteers and interns.
Represent and assist the Chapter at appropriate and assigned meetings, conferences, trainings and public events such as health and resource fairs.
Remain knowledgeable and current on information related to Alzheimer's and related dementias as well as national, state and local initiatives that affect the population.
A Bachelor's degree in a related field. A Master's degree in a healthcare related field such as social work, psychology, counseling, nursing, gerontology or public health preferred
A minimum of three years of experience in community outreach, health care guiding, coaching and/or supporting individuals and their families
Experience managing, supervising and supporting volunteers and interns
Ability to work with a wide range of diverse constituents including persons with dementia, families, professionals and volunteers
Excellent verbal, written, interpersonal and public speaking communication skills
Excellent organizational skills with the ability to multitask and prioritize work
Must have access to reliable vehicle, valid driver's license and proof of automobile insurance
Ability to travel regularly throughout Chapter area with some evening, weekend and overnight travel possible
Proficiency with Microsoft Office applications and other software and databases
Ability to lift up to 35 lbs
Bilingual English/Spanish strongly preferred
Application Instructions
Please click on the link below to apply for this position. A new window will open and direct you to apply at our corporate careers page. We look forward to hearing from you!Apply Online
Posted: 12/6/2019
Job Reference #: 3799