text: The spot rate method, lump sums, and potential audit requirements Print Connect Email Facebook Twitter LinkedIn Google+ By Aeron Riordon | 17 April 2019 Use of the spot-rate method in developing pension cost is a practice which is increasingly being used, and which requires special care when applied to plans where lump-sum payment is available. In my experience as an actuary assisting auditors with their review of financial accounting pension cost, I have encountered one particular issue in several different audits related to pension plans that pay lump sums, which carries with it the risk of increased pension cost. According to the Employee Benefits Survey conducted by the U.S. Bureau of Labor Statistics for 2017, 36% of traditional defined benefit pension plans and 90% of non-traditional defined benefit pension plans (including cash balance-type plans) offer payment of benefits as a lump sum1 —so the risk may be relevant for a large number of pension practitioners. At issue is a requirement by some auditors to use a certain approach and technique in application of the spot-rate method for pension plans offering lump sums. Background The traditional method of calculating interest cost is to use a single interest rate, which is the same weighted average discount rate used to calculate the obligation.2 The spot-rate method applies specific spot interest rates along a yield curve, which is the same yield curve used to calculate the obligation.3 In February 2019, the American Academy of Actuaries published a public policy practice note titled "Valuing Benefits Payable as a Lump Sum," which provided a framework for the actuarial valuation of pension plans that provide lump sums as a form of payment. Specifically, the practice note describes several different techniques of applying the "spot-rate" method in the calculation of the interest cost component of the pension cost for such plans and how these techniques relate to concepts used in regulatory and accounting frameworks. In addition to the practice note, the Academy has also addressed different approaches to calculating pension cost in an August 2015 issue brief titled "Alternatives for Pension Cost Recognition—Issues and Implications." Although companies adopting the spot-rate method often refer to the idea of making a more precise measurement, it is actually not inherently more precise than the traditional method for the purpose of calculating interest cost—rather, each of these methods implies a year-end interest rate environment that would result in no gains or losses. Assuming no changes in expected cash flows, under the traditional method there are no gains or losses if the year-end weighted average discount rate remains unchanged.4 Similarly under the spot-rate method, there are no gains or losses if there is a one-year shift in the yield curve.5 These end-of-year implications are true for annuity cash flows and also hold true for most techniques used to value lump sums.6 With exception to certain cash balance pension plans, the lump sums paid from most defined benefit pension plans are "interest rate sensitive" because the lump sum value of the underlying annuity depends on the interest rates required to be used under IRS rules.7 The practice note broadly defines two categories of approaches to valuing interest rate-sensitive lump sums: the best-estimate approach and the settlement approach. Under the best-estimate approach, the weighted average discount rate and the conversion interest rate are separate assumptions, and the lump sum is considered to be a fixed amount for purposes of developing the discount rate.8 Under the settlement approach, a discount rate is developed which aligns to the underlying annuity cash flows, and there is not a separate assumption for the conversion interest rate.9 Both best-estimate and settlement approaches can be used under the traditional and spot-rate methods of calculating interest cost. The practice note describes different settlement approach techniques, two of which are important to the discussion of interest cost calculations under the spot-rate method. The annuity substitution technique uses the underlying annuity cash flows for calculation of interest cost,10 while the individual implied lump-sum rates technique uses lump-sum amounts derived from implied forward rates of the yield curve.11 While the obligation and effective duration developed using both annuity substitution and individual implied lump-sum rates techniques are identical to the results using the underlying annuity cash flows (in the absence of significant subsidies), the two techniques will generate different interest cost—the individual implied lump-sum rates technique interest cost is typically lower (in an upward sloping yield curve environment). Emerging practice and preferable method considerations An employer's adoption of the spot-rate method can be an attractive option because it can have the effect of lowering the interest cost and service cost components of pension cost. The practice note provides a comparison of interest cost calculated using the spot-rate and traditional methods (using different valuation approaches and techniques), and shows that in a typical upward sloping yield curve environment the spot-rate method amounts are consistently lower (when approach and technique are held constant). Note that the practice note does not address service cost considerations, and comments in this article are limited to the potential effects of auditor requirements on interest cost calculations. AT&T was the first large entity to use the spot-rate method in calculating the pension cost disclosed in its financial statements. The Office of the Chief Accountant of the Securities and Exchange Commission (SEC) consulted with the employer and did not object to their adoption of the new method.12 Given that the SEC has not objected to use of the spot-rate method, why would an employer hesitate to adopt it if the result would be lowered financial disclosure cost? One reason would be that the SEC comments relate to the adoption of the method by a specific employer, AT&T. In the absence of explicit general guidance from the SEC, there remains a lack of consensus from audit firms related to application of the spot-rate method. In addition, the audit firms will have evolving views on this topic as the method is further put into practice. If an employer were to change auditors or if its current auditor's practices were to change, the employer's approach and techniques could be further scrutinized and possibly could be required to change. However, auditors tend to agree that adopting the spot-rate method is generally irreversible. The rationale provided in AT&T's 2014 year-end annual disclosure stated, "We have made this change to provide a more precise measurement of service and interest costs by improving the correlation between projected benefit cash flows to the corresponding spot yield curve rates."13 AT&T additionally included as part of its disclosures a letter from its auditor,14 Ernst & Young, stating that the method was preferable for the employer. Many companies have followed this example and provided a similar rationale for the change in method, and if the spot-rate method is determined to be preferable by their auditors, then typically a return to the less preferable traditional method will not be allowed. The combination of lack of consensus on proper application of the new method, along with agreement that it is preferable and the change is irreversible, has on occasion led to some unfortunate results. Auditor requirements related to application of the spot-rate method may have adverse effects on an employer's pension cost, and if the change is irreversible then the employer is stuck with the bad effect. Impact of requiring annuity substitution In my experience, Ernst & Young has required that, when interest-sensitive lump sums are offered by a plan, the annuity substitution technique settlement approach must be used when the spot-rate method is adopted (and other big four audit firms may take similar positions). Using annuity substitution can actually result in a significant increase to interest cost when compared to the best-estimate approach or the individual implied lump-sum rates technique settlement approach, even after considering the typical reductions due to using the spot-rate method. If an employer were using the best-estimate approach or the individual implied lump-sum rates technique settlement approach under the traditional method, then made the change to using the spot-rate method, and then subsequently were required by its auditor to use the annuity substitution technique settlement approach, the employer might be very disappointed to see the increase in interest cost and therefore P&L. I have seen this impact occur in two separate instances related to audits of large public companies. As an example of the increase to interest cost, consider a simplified situation: a pension plan with three participants, each of whom will receive a $10,000 annual annuity for a certain period of 20 years. Participant #1's payment will commence in 10 years, Participant #2 in five years, and Participant #3 in 15 years. Using a 4.00% lump sum conversion interest rate assumption for the best-estimate approach, the cash flows would be as follows: Interest rate environment Payment year Spot rate15 Discount factor Forward rate Ppt #1 annuity cash flow Ppt #2 annuity cash flow Ppt #3 annuity cash flow Best-estimate lump sum cash flow Forward rates lump sum cash flow 0 N/A 1.000 2.98% - - - - - 1 2.98% 0.971 2.77% - - - - - 2 2.88% 0.945 2.94% - - - - - 3 2.90% 0.918 3.11% - - - - - 4 2.95% 0.890 3.27% - - - - - 5 3.02% 0.862 3.59% - 10,000 - 141,339 137,816 6 3.11% 0.832 3.77% - 10,000 - - - 7 3.21% 0.802 4.01% - 10,000 - - - 8 3.31% 0.771 4.18% - 10,000 - - - 9 3.40% 0.740 4.26% - 10,000 - - - 10 3.49% 0.710 4.37% 10,000 10,000 - 141,339 133,908 11 3.57% 0.680 4.40% 10,000 10,000 - - - 12 3.64% 0.651 4.32% 10,000 10,000 - - - 13 3.69% 0.624 4.37% 10,000 10,000 - - - 14 3.74% 0.598 4.54% 10,000 10,000 - - - 15 3.79% 0.572 4.72% 10,000 10,000 10,000 141,339 132,446 16 3.85% 0.546 4.91% 10,000 10,000 10,000 - - : : : : : : : : : After applying the discount factors, we would arrive at the following results: Obligation Discount rate Traditional interest cost Spot-rate interest cost Annuity substitution 289,600 4.011% 11,600 11,200 Lump sum (best-estimate) 303,000 3.520% 10,700 10,200 Lump sum (individual implied rates) 289,600 3.516% 10,200 9,800 In this example, an employer using either the best-estimate approach or individual implied lump-sum rates technique settlement approach under the traditional method would expect, upon changing to the spot-rate method, a decrease in pension cost ranging from $400 to $500. If the employer were required at a later date to use annuity substitution, there would instead be an overall increase ranging from $500 to $1,000. Cash balance design considerations Some cash balance plans define the accumulated benefit as the balance of a hypothetical account,16 and, per final IRS regulations issued in 2014, lump sums paid by these plans are not subject to IRC 417(e). Lump sums paid from these plans are not interest-sensitive, and annuity substitution would not be applicable. Other cash balance plans have benefits that are defined as an annuity calculated from the account balance, using a conversion basis different from IRC 417(e) interest and mortality. For these plans, lump sums are based on an annuity and are therefore subject to the IRS rules for lump-sum distributions. Because these plans pay interest-sensitive lump sums, they may be required to use annuity substitution as discussed above. In the Employee Benefits Survey conducted by the U.S. Bureau of Labor Statistics for 2017, 35% of pension plans are cash balance plans.17 While many of the plans included in the Employee Benefits Survey are small plans, it is not uncommon for larger plans to use a cash balance design. There may be a fair number of clients whose cash balance plans use an annuity-based benefit formula, and for such plans, the employer's auditor could potentially require using the annuity substitution technique upon adoption of the spot-rate method. Plan administrators and actuaries should effectively communicate to the employer any risk of increased interest cost related to adopting the spot-rate method for these plans. Final thoughts The spot-rate method is an emerging practice and auditor views are evolving. Understanding and communicating the potential auditor requirements, and the potential effects on interest cost calculations, could help clients avoid an unpleasant surprise. 1U.S. Bureau of Labor Statistics, Employee Benefits Survey 2017, Table 11, Retrieved on April 2, 2019, from https://www.bls.gov/ncs/ebs/detailedprovisions/2017/ownership/private/table11a.pdf 2American Academy of Actuaries, August 2015 Issue Brief, "Alternatives for Pension Cost Recognition—Issues and Implications," p. 2 3Ibid, p. 4 4Ibid, p. 3 5Ibid, p. 4 6American Academy of Actuaries, February 2019 Public Policy Practice Note, "Valuing Benefits Payable as a Lump Sum," p. 21. An exception for lump-sum valuation is the individual implied lump-sum rates technique. 7Internal Revenue Code Section 417(e) monthly segment rates 8American Academy of Actuaries, February 2019 Public Policy Practice Note, "Valuing Benefits Payable as a Lump Sum," p. 7 9Ibid, p. 9. Settlement approaches are intended to estimate a value of the pension obligation, which eliminates interest rate risk, including interest rates used to convert annuities to lump sums. 10Ibid, pp. 6, 9 11Ibid, p. 10 12Ashley Wright, Professional Accounting Fellow, Office of the Chief Accountant, Security and Exchange Commission, in remarks before the 2015 AICPA National Conference on Current SEC and PCAOB Developments 13AT&T Inc. 2014 Form 10-K, Note 12, p. 64. Retrieved on April 2, 2019, from https://www.sec.gov/Archives/edgar/data/732717/000073271715000016/ex13.htm 14Ernst & Young LLP, Letter Regarding Change in Accounting Principles, Note to AT&T Inc. 2014 Form 10-K 15FTSE Pension Discount Curve, January 2019. Note that recent flattening of the yield curve has decreased the magnitude of the difference between interest costs developed using annuity substitution versus the lump-sum basis method, but the difference is still significant. 16Example from U.S. Code of Federal Regulations 1.411(a)(13)-1(b)(4) 17U.S. Bureau of Labor Statistics, Employee Benefits Survey 2017, Table 10, https://www.bls.gov/ncs/ebs/detailedprovisions/2017/ownership/private/table11a.pdf AuthorsAeron RiordonDallas, TX, USTel: +1 214 863 5064 View bioAeron Riordon, ASA, EA, MAAAActuarial Associate Dallas, TX, USTel: +1 214 863 5064 Read more>>View bioE-Mail | VCard Employee Benefits and Investment Defined benefit plansDefined contribution plansInvestment See all topics HealthcareAffordable Care Act researchHealthcare costsHealthcare reform 2.0Healthcare reform reading list: From the ACA archivesLong-term care insuranceMedicaidMedical professional liabilityMedicareMedicare ACOs and Alternative Payment ModelsProviderEmployee Benefits and InvestmentDefined benefit plansDefined contribution plansInvestmentInsuranceAnalytics and modelingCatastrophe risk and insurance-linked securitiesInsurtechLife insuranceLong-term care insuranceMedical professional liabilityProperty and casualty insuranceRisk managementSolvency IITelematicsRisk Management and Financial ServicesEnterprise risk management Your choices regarding cookies on this site This website uses cookies to provide you with an optimized experience. 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I've had many ideas running in my head about what I wanted to share: recipes learned from my grandmother, thoughts on having a toddler, thoughts on being pregnant and parenting in general, different projects going on in our house (sewing, wood working or actually fixing, and racing). But I either don't have the time or I fall asleep when I do have the time.
During some down time this afternoon, in between my mops group and work I was able to catch up a little on the blogs I love and came across a great idea that I can actually fallow. The inspiration comes from bluebird where she is taking one portrait of her children once a week for a year. This isn't nearly as strenuous as the 365 project (I think I made it 2 weeks with that one) and it's going to be a great way to document my sons second year and the arrival of our second baby. PLUS I don't have to do a lot of work while still having to log onto here.
So here you go.
This is a little different for me, I have exactly 5 belly photos from my first pregnancy so I'm really trying to document this one more. Here is today, 4 1/2 months. Maybe at some point I will be more creative a'la pintrest but for now you get a dirtyish mirror and the only photo I took.

subset: commoncrawl


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At the end of the day, they tallied it all up: 266 decisions, and it hadn't been an unusually busy afternoon. Kate had recently given birth to their first child, an adorable brunette they'd named Bea. She was in her early forties and determined not to miss out on motherhood entirely. Andy's interest in books and movies and contemporary art had begun to eclipse his passion for messenger bags and china patterns and a white-flower-based perfume. And working together wasn't, let's face it, the surest route to marital bliss. I remember this one horrible fight over whether a pink was the right pink, Andy says. Ugh. And then it was important for everyone to think we were so happy all the time. So they exercised their put option and Neiman Marcus acquired the remaining 44 percent of the company for $59 million and promptly sold the whole kit and caboodle to Liz Claiborne.
The friendsKate, Andy, Elyce, and Pamela, plus spouses and kidschecked in to the Twin Dolphins Resort, which is on a sandy strip of beach near Cabo San Lucas in Mexico. We were there for a week, says Arons, and we didn't once talk about the sale. The consensus was they were done.
Someone said to me, what about your legacy? Andy said a few weeks ago, a look of extreme incredulity on his round kewpie face, and I said, what about my life? He held up his hands at the obviousness of the thing. You know, he said, there are a lot of interesting things going on in the world.
But Andy didn't retire, and a complete inventory of what he's up to now is a quickly moving target. He's working from a storefront gallery on Great Jones Street between Bowery and Lafayette called Partners & Spade, which sells a constantly changing collection of stuff that's caught the eye of Andy or, as the name would suggest, one of his aesthetic partners in crime, of whom there are gobs. The main partner is Sperduti, but then there are all these clean-cut guys in their twenties and thirties, wearing reissued K-Swiss scuffs on their feet, and there are friends, like the artists Maira Kalman and René Ricard.
Spade is also writing some films and producing others. The production side mostly means facilitating the work of a bunch of 24-year-old guys (Kalman's son among them) who call themselves Red Bucket Films. This year their films made it into Sundance and Cannes, and they even won some prizes. It also means producing a show for HBO from brothers Casey and Van Neistat. There are books, tooSpade has an imprint at HarperCollins that publishes photographs he's snapped on his iPhone (sample topics: six months in the life of an airport-hotel marquee, helium balloons stuck in trees). If you drop by a party in his shop, you may notice that you're being offered a nice glass of Partners & Spade red. Oh, did I mention that I'm making wine? says Andy. I bought a patch of a vineyard in Napa. There's another gallery down the street called Half Gallery, in which Spade is a partner and where this spring he'll curate a show by Lola Schnabel.
Partners & Spade is not a retail endeavor per se (no money was made, for example, last April 15, when they hired an accountant to sit in the window and give tax advice on a first-come, first-serve basis). It is instead a trip inside Spade's peripatetic mind, and, therefore, a helpful place to begin understanding why so many men in this city have been wandering around in flannel shirts and Red Wing boots, taking their meals in restaurants with walls covered in a mishmash of antlers and art. Spade's particular, nostalgic, classically American taste has been massively influential in the past ten years. When Andy first opened his Jack Spade shop, on Greene Street, in 1999, he announced himself by loading up a hundred canvas wallets with all sorts of stuffvintage ticket stubs, old library cards, yearbook photos of plain-looking girls with flips on the ends of their auburn bobsand sending them all around the city to various other tastemakers. He and designer Steven Sclaroff decorated the shop with a torn leather sofa held together by duct tape and twine. Alongside the waxed canvas messenger bags and plain leather totes were articles he'd clipped from old copies of the New York Times, antique globes, and a heavy metal lighter shaped like a dog that shot flames from its butt. It was like a dorm room from Hamilton College in 1980, the year the Preppy Handbookwith its carefully annotated line drawings of various prep habitatswas first published. Situating the bags among this well-curated detritus gave them a sort of class by association, elevating them to the exalted plane occupied by such familiar brands as Wayfarers and Chucks.


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Calvin's Commentaries, Vol. 36: Acts, Part I, tr. by John King, [1847-50], at sacred-texts.com
Acts 6:1-6
1. And in those days, when the number of the disciples grew, there arose a murmuring of the Greeks against the Hebrews, because their widows were despised in the daily ministry. 2. Therefore, when the twelve had called unto them the multitude of the disciples, they said, It doth not please [or it is not good] that we should serve tables, having left the word of God. 3. Therefore, brethren, look out seven men of you, of known honesty, full of the Holy Ghost, and of wisdom, whom we will appoint over this business, 4. And we will give ourselves unto prayer, and to the ministration of the word. 5. The speech pleased the whole multitude; and they chose Stephen, a man full of faith and the Holy Ghost; and Philip, and Prochorus, [Nicanor,] and Timon, and Parmenas, and Nicolas, a proselyte of Antioch; 6. These did they set before the apostles: and when they had prayed, they laid their hands upon them.
1. Luke declareth here upon what occasion, and to what end, and also with what rite, deacons were first made. He saith, When there arose a murmuring amongst the disciples, it was appeased by this remedy, as it is said in the common proverb, Good laws have taken their beginning of evil manners. And it may seem to be a strange thing, seeing that this is a function so excellent and so necessary in the Church, why it came not into the apostles' minds at the first, (before there was any such occasion ministered,) to appoint deacons, and why the Spirit of God did not give them such counsel which they take now, being, as it were, enforced thereunto. But that which happened was both better then, and is also more profitable for us at this day, to be unto us an example. If the apostles had spoken of choosing deacons before any necessity did require the same, they should not have had the people so ready; they should have seemed to avoid labor and trouble; many would not have offered so liberally into the hands of other men. Therefore, it was requisite that the faithful should be convict [convinced] by experience that they might choose deacons willingly, whom they saw they could not want; and that through their own fault.
We learn in this history that the Church cannot be so framed by and by, but that there remain somewhat to be amended; neither can so great a building be so finished in one day, that there may not something be added to make the same perfect. Furthermore, we learn that there is no ordinance of God so holy and laudable, which is not either corrupt or made unprofitable through the fault of men. We wonder that things are never so well ordered in the world, but that there is always some evil mixed with the good; but it is the wickedness and corruption of our nature which causeth this. That was, indeed, a godly order, whereof Luke made mention before, when the goods of all men being consecrated to God, were distributed to every man as he had need; 306 when as the apostles, being, as it were, the stewards of God and the poor, had the chief government of the alms. But shortly after there ariseth a murmuring which troubleth this order. Here appeareth that corruption of men whereof I have spoken, which doth not suffer us to use our good things. We must also mark the subtilty 307 of Satan, who, to the end he may take from us the use of the gifts of God, goeth about this continually, that it may not remain pure and sound; but that, being mixed with other discommodities, it may, first, be suspected, secondly, loathed, and, lastly, quite taken away. But the apostles have taught us, by their example, that we must not yield unto such engines (and policies) of Satan. For they do not think it meet (being offended with the murmuring) to take away that ministry which they know pleaseth God; but rather invent a remedy whereby the offense may be taken away, and that may be retained which is God's. Thus must we do. For what offenses soever Satan raise, 308 we must take good heed that he take not from us those ordinances which are otherwise wholesome.
The number increasing. We ought to wish for nothing more than that God would increase his Church, and gather together many 309 on every side unto his people; but the corruption of our nature hindereth us from having any thing happy in all points. For there arise many discommodities also, even of the increasings of the Church. For it is a hard matter to keep many hypocrites from creeping into the multitude, whose wickedness is not by and by discovered, until such time as they have infected some part of the flock with their infection. Moreover, many wicked, froward, and dissolute persons do insinuate themselves under a false color of repentance. And that I may pass over innumerable things, there is never such agreement amongst many, but that, according to the diversity of their manners, their opinions are also diverse, so that one thing cannot please all alike. This offense causeth many to be desirous to choose a few for a Church; it causeth them to loathe or else to hate a multitude. But no trouble, no irksomeness, ought so much to prevail, but that we must always be desirous to have the Church increased; but that we must study to enlarge the same; but that we must cherish so much as in us lieth unity with the whole body.
A murmuring of the Greeks. Hereby it appeareth that they were not fully regenerate by the Spirit of God, to whom the diversity of nation and country ministereth occasion of disagreement. For in Christ there is neither Jew nor Grecian, (Ga 3:28.) Therefore, this indignation smelleth 310 of the flesh and the world. Wherefore we must take good heed that the like fault be not found in us. 311 There is another fault in that they declare their indignation by murmuring. Furthermore it is uncertain whether the complaint were true or no. For when Luke saith that the Greeks murmured, because their widows were not honored, he showeth not what was done in deed, but what they thought was done. And it may be that forasmuch as the apostles did prefer the Jews, 312 because they were better known, the Greeks did think (though falsely) that their widows were despised as strangers. And this seemeth to be more like to be true. Furthermore the word ministering may be expounded two manner of ways, actively or passively. For we know that at the first there were widows chosen unto the ministration. 313 Notwithstanding, I do rather think that the Greeks did complain, because their widows were not so liberally relieved as they wished. So that the ministration shall be that daily distribution which was wont to be made.
2. The twelve having the multitude called unto them It is a point [proof] of patience and meekness that the apostles are no more moved. 314 It is a point of prudence and godly carefulness, in that they prevent the evil which began to arise, 315 without deferring the remedy. For after that every dissension and division hath gathered strength, it is a wound hard to be cured. By this assembly it appeareth that the Church was governed by order and reason, so that the apostles had the chiefest authority, and that they did impart their counsels and purposes unto the people. 316 Again, we must note that the faithful, or Christians, are in this place called disciples, in whom that of Isaiah must be fulfilled, "That they were all taught of God." And again, that of Jeremiah, "They shall all know God, from the least to the greatest."
It pleaseth not. It is in Greek [ουκ αρεστον] By which word, the Grecians do now express every opinion or decree which is better than another, or which is to be preferred as being better. 317 I do rather think that the apostles declare what is profitable, than simply what they have decreed. But if it be not expedient for them to meddle with this business, 318 they seem [now] to acknowledge some fault in that they ministered hitherto. And surely that is true, that use is the father of wisdom. 319 Wherefore there shall be no absurdity if we shall say, that the apostles desire of the Church to be unburdened of that function, after that they have tried [experienced] that it is not meet for them. But if there were any fault, it ought rather to be ascribed unto necessity than unto them; for they took not this burthen upon them greedily, but seeing there was no other way as yet, they had better burthen themselves out of measure than that the poor should be forslowed. 320 And when as they say that it is not meet that they should be occupied in providing for the poor, their meaning is, that are unable to endure both burthens, so that they must needs let the one alone. For it is as if they should say, If thou wilt enjoy our ministry in the preaching of the gospel, deliver us from the charge of the poor, because we are not able to do both. But this seemeth to be spoken out of season by them, because they had not left the charge of teaching before, although they had the oversight of the alms. I answer, forasmuch as the administration was confused, they were so enwrapped, 321 that they could not wholly attend upon doctrine as was meet. Therefore, they refuse that function which draweth them away from the free and perfect 322 charge of teaching. Notwithstanding, we may not think that they had quite cast away all care of the poor, but that they did only seek somewhat to be lightened and eased, that they might attend upon their office. And, in the mean season, they declare that the ministry of the word is so painful 323 that it requireth a whole man, neither will it suffer him to be occupied about any other business; which, if it had been well considered, there had been a far other order taken in the Church.
The Popish bishops did suck 324 up great riches under color of the ministration or deaconship; nevertheless, they entangled themselves in divers businesses, which they were scarce able to overcome, 325 though every one of them had had ten heads. Notwithstanding, such is their wickedness, that they say that there can be no church unless it be drowned in this depth; 326 neither do they cease to brag and boast that they are the successors of the apostles, whereas there is nothing which appeareth to be more contrary. They were careful for this, that they might not be occupied about serving of tables, and so be compelled to leave their own banquets. For whosoever is careful for his own table, he taketh leave to be vacant 327 from other men's tables.
But omitting these things, let us mark this sentence. We know what a holy thing it is to be careful for the poor. Therefore, forasmuch as the apostles prefer the preaching of the gospel before if we gather thereby that no obedience is more acceptable to God. Notwithstanding, the hardness is also declared, 328 when as they say that they cannot discharge both these duties. Surely we are not better than they. Therefore, let every one of us that is called unto the function of teaching addict himself wholly to order this his estate well. 329 For we are inclined to nothing more than to fall to slothfulness. Again, the flesh ministereth goodly cloaks and colors, so that those men cannot see by and by that they are led away from their calling which enwrap themselves in strange business. Wherefore, to the end ministers may prick forward themselves to do their duty, let them remember this saying of the apostles oftentimes, wherein they declare that, forasmuch as they are called unto the function of teaching, they must not any longer take charge of the poor. Therefore, what excuses have profane affairs 330 (taken in hand even for some private gain) where that is set aside, which is otherwise accounted no small part of the worship of God.
3. Therefore, brethren, look out. Now we see to what end deacons were made. The word itself is indeed general, yet is it properly taken for those which are stewards for the poor. Whereby it appeareth how licentiously the Papists do mock God and men, who assign unto their deacons no other office but this, to have the charge of 331 the paten and chalice. Surely we need no disputation to prove that they agree in no point with the apostles. But if the readers be desirous to see any more concerning this point, they may repair unto our Institution, chapter 8. As touching this present place, the Church is permitted to choose. For it is tyrannous if any one man appoint or make ministers at his pleasure. 332 Therefore, this is the (most) lawful way, that those be chosen by common voices 333 who are to take upon them 334 any public function in the Church. And the apostles prescribe what manner [of] persons ought to be chosen, to wit, men of tried honesty and credit, 335 men endued with wisdom 336 and other gifts of the Spirit. And this is the mean between tyranny and confused liberty, 337 that nothing be done without 338 the consent and approbation of the people, yet so that the pastors moderate and govern (this action, 339 ) that their authority may be as a bridle to keep under the people, 340 lest they pass their bounds too much. In the mean season, this is worth the noting, that the apostles prescribe an order unto the faithful, lest they appoint any save those which are fit. For we do God no small injury if we take all that come to hand 341 to govern his house. Therefore, we must use great circumspection that we choose none 342 unto the holy function of the Church unless we have some trial of him first. The number of seven is applied 343 unto the present necessity, lest any man should think 344 that there is some mystery comprehended under the same. Whereas Luke saith, full of the Spirit and wisdom, I do interpret it thus, that it is requisite that they be furnished both with other gifts of the Spirit, and also with wisdom, 345 without which that function cannot be exercised well, both that they may beware of the leger-demain 346 of those men, who being too much given unto begging, require 347 that which is necessary for the poverty of the brethren, and also of their slanders, who cease not to backbite, though they have none occasion given them. For that function is not only painful, but also subject to many ungodly murmurings. 348
4. And we will give ourselves unto prayer. They show again that they have too much business otherwise, wherein they may exercise themselves during their whole life. For the old proverb agreeth hereunto very fitly, which was used sometimes in the solemn rites, do this. Therefore, they use the word [προσκαρτερησαι] which signifieth to be, as it were, fastened and tied to anything. Therefore, pastors must not think that they have so done their duty that they need to do no more when they have daily spent some time in teaching. There is another manner of study, another manner of zeal, another manner of continuance 349 required, that they may 350 indeed boast that they are wholly given to that thing. They adjoin thereunto prayer, not that they alone ought to pray, (for that is an exercise common to all the godly,) but because they have peculiar causes to pray above all others. There is no man which ought not to be careful for the common salvation of the Church. How much more, then, ought the pastor, who hath that function enjoined him by name to labor carefully [anxiously] for it? So Moses did indeed exhort others unto prayer, but he went before them as the ringleader 351 (Ex 17:11.) And it is not without cause that Paul doth so often make mention of his prayers, (Ro 1:10.) Again, we must always remember that, that we shall lose all our labor bestowed upon plowing, sowing, and watering, unless the increase come from heaven, (1Co 3:7.) Therefore, it shall not suffice to take great pains in teaching, unless we require the blessing at the hands of the Lord, that our labor may not be in vain and unfruitful. Hereby it appeareth that the exercise of prayer 352 is not in vain commended unto the ministers of the word.
5. Stephen, full of faith. Luke doth not, therefore, separate faith from the Spirit, as if it also were not a gift of the Spirit; but by Spirit he meaneth other gifts wherewith Stephen was endued, as zeal, wisdom, uprightness, brotherly love, diligence, integrity of a good conscience; secondly, he expresseth the principal kind. Therefore, he signifieth that Stephen did excel first in faith, and, secondly, in other virtues; so that it was evident that he had abundance of the grace of the Spirit. He doth not so greatly commend the rest, because undoubtedly they were inferior to him. Moreover, the ancient writers do, with great consent, affirm that this Nicholas, which was one of the seven, is the same of whom John maketh mention in the Revelation, (Re 2:15,) to wit, that he was an author of a filthy and wicked sect; forasmuch as he would have women to be common. For which cause we must not be negligent in choosing ministers of the Church. For if the hypocrisy of men do deceive even those which are most vigilant and careful to fake heed, what shall befall the careless and negligent? Notwithstanding, if when we have used such circumspection as is meet, it so fall out that we be deceived, let us not be troubled out of measure; forasmuch as Luke saith that even the apostles were subject to this inconvenience. Some will ask this question, then, what good shall exhortation do? to what use serveth prayer, seeing that the success itself showeth that the election was not wholly governed by the Spirit of God? I answer, that this is a great matter that the Spirit directed their judgments in choosing six men; in that he suffereth the Church to go astray in the seventh, it ought to seem no absurd thing. For it is requisite that we be thus humbled divers ways, partly that the wicked and ungodly may exercise us; partly that, being taught by their example, we may learn to examine ourselves thoroughly, lest there be in us any hidden and privy starting-corners of guile; 353 partly that we may be more circumspect to discern, and that we may, as it were, keep watch continually, lest we be deceived by crafty and unfaithful men. Also it may be that the ministry of Nicholas was for a time profitable, and that he fell afterward into that monstrous error. And if so be it he fell in such sort from such an honorable degree, the higher that every one of us shall be extolled, let him submit himself unto God with modesty and fear.
6. Having prayed, they laid their hands upon them. Laying on of hands was a solemn sign of consecration under the law. To this end do the apostles now lay their hands upon the deacons, that they may know that they are offered to God. Notwithstanding, because this ceremony should of itself be vain, they add thereunto prayer, wherein the faithful commend unto God those ministers whom they offer unto him. This is referred unto the apostles, for all the people did not lay their hands upon the deacons; but when the apostles did make prayer in the name of the Church, others also did add their petitions. Hence we gather that the laying on of hands is a rite agreeing unto order and comeliness, forasmuch as the apostles did use the same, and yet that it hath of itself no force or power, but that the effect dependeth upon the Spirit of God alone; which is generally to be thought of all ceremonies.
"In commune," in common.
"Artificium," artifice.
"Quotidie," daily, omitted.
"Quam plurimos," as many as possible.
"Resipit," savors.
"Nobis obrepat," creep in upon us.
"Judaeas," the Jewish widows.
"Ad diaconiam," for ministering, as deaconnesses.
"Quod non magis excandescunt apostoli," that the apostles are not more inflamed or offended.
"Quod mature nascenti malo occurrunt," that they quickly meet the growing evil.
"Cum plebe tamencommunicarent sua consilia," yet did communicate with the people as to their purpose.
"Quo nominie Graeci nunc quod aliis praestat, et tanquam melius praeferendum est nunc quodvis placitum designant," by which term the Greeks designate sometimes "whatever is better than, or is to be preferred to, other things;" and at others, "any thing whatever that pleases," or "any decree."
"Hac cura involvi," to be involved in such business.
"Prudentiae usum esse patrem," that use (or experience) is the parent of prudence.
"Negligi," neglected.
"Sic fuisse implicitos," were so encumbered by it.
"Solida," entire.
"Operosum," laborious.
"Ingurgitarunt," ingulf, swallow up.
"Quibus vix sufficerent," for which they could hardly suffice.
"Abysso," abyss.
"Vacationem sibi sumit," keepeth himself free.
"Difficultas monstratur," the difficulty is shown.
"Spartae suae ornandae, (ut est in proverbio,") to adorn his own Sparta, (as the proverb expresses it.)
"Occupationes," occupation.
"Tractent," to handle.
"Constituat suo arbitrio," constitute at his own pleasure.
"Elegi communibus suffragiis," be elected by the common suffrages.
"Obidentia," are to perform.
"Probate fidei," of tried faith.
"Prudentia," wisdom or prudence.
"Licentiam," licentious freedom.
"Nisi ex," except by.
"Pastores tamen moderentur," let pastors, however, moderate.
"Ad cohibendos plebis impetus," to curb the impetus (precipitancy or violence) of the people.
"Si fortuito quoslibet accipimus, "if we receive all persons whatsoever fortuitously.
"Summa religio ne quis sumatur," the greatest care that none be chosen.
"Accommodatus fuit," was accommodated.
"Ne quis putet," let no man suppose.
"Imposturis et fraudibus," the imposition and fraud.
"Exsugunt," suck up.
"Non laboriosa modo, sed obnoxia sinistris murmuribus," is not only laborious, but liable to sinister murmurings.
"Aliud studium, alius fervor, alia assiduitas exigitur," another kind of zeal, another kind of fervor, another kind of assiduity, is required.
"Possint," may be able to.
"Antesignanus," as a standard-bearer or leader.
"Precandi studium," zeal in prayer.
"Occulti fraudis recessus," hidden recesses of guile.


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Chemical Engineering Students Win National Title for Nonalcoholic Beer Project
An efficient, economical method for brewing nonalcoholic beer earned a team of chemical engineering students from the University of Kansas School of Engineering top honors this fall in a prestigious national design competition.
Hal Laurence, Lansing, and Le Tran, Newton, both 2012 chemical engineering graduates, and fifth-year senior MacKenzie Christie, Lawrence, claimed first place in the team category of the 2012 American Institute of Chemical Engineers (AIChE) Student Design Competition.
The students prepared their winning entry as part of a yearlong, two-part senior design course. Kyle Camarda, associate professor of chemical and petroleum engineering and associate dean of undergraduate programs, was the instructor for the Design I course, and Marylee Southard, associate professor of chemical and petroleum engineering, led the team through the Design II course, as well as preparation and submission of the project for the national competition.
The design competition required more than just solid engineering skills. Students were challenged to evaluate the economics and political climate of producing nonalcoholic beer in five states – while selecting a site that had the capability to increase its production without undergoing a physical expansion.
"The team did the economics very carefully. They gave it a lot of attention," Southard said. "They found that some southern states are the best places to produce nonalcoholic beverages because of their higher alcohol taxes: They got significant tax savings by making nonalcoholic beer instead of the usual brew."
With its first-place finish, the KU team earned $900 and the opportunity to present its research at the 2012 AIChE national conference this fall in Pittsburgh. Southard said KU's entry stood out for several factors, including a creative and lucrative use of a byproduct of their project.
"They used a unique process to use the extracted alcohol to give an extremely high resale value," Southard said. "In addition to the nonalcoholic beer, they produced 98 percent pure ethanol. Because of the properties of water in ethanol, it's tough to remove the last 5 percent of water – and you can sell 98 percent ethanol at a premium … about $28 per gallon." Ethanol of such high purity is frequently used in medical applications or as an intermediate for synthesis of other chemicals, Southard said.
By choosing to purify and sell their ethanol byproduct, the team avoided fees and penalties associated with discharging ethanol into the wastewater system.
Mackenzie Christie, who's set to graduate in May with a degree in chemical engineering, said that even though the specifics of the competition dealt with nonalcoholic beverages, the concepts are universal to chemical engineering.
"The problem really required numerous skills that we had to put together in solving this problem. From engineering calculations to economics, this project really provided valuable learning opportunities in many areas," Christie said.
This marks at least the ninth time since 1985 that KU has earned first place in the national AIChE team design competition. Southard attributes the track record of success, in part, to the way individuals use their specific skill sets to make the strongest possible team.
"To be successful, you need people with creative ideas, who can solve difficult technical details, who look at the 'big picture' and who get on the computer and churn out results once the team has its basic design," Southard said. "For the team competition, a group of students with that combination of skills is more successful than a team where everyone is at the top of the class. This is one of those areas where non-academically gifted students can truly shine – where their hard work and talents can bring real success."


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Planers dimension lumber in thickness. Boards must be relatively flat to use on a planer. Wood only.
See CoA Shop TA: anytime the CoA Shop is open
Access Notes:
Access is given to students enrolled in College of Design classes and that require shop use. Orientation sessions for these students are given at the beginning of each semester. After attendance, students are granted access to level 2 equipment found in the Design Shop (Table saw, Band saw, Chop Saw, Sanders and Drill press) Other equipment may require additional training and will need to be scheduled in advance.
Contact Information:
Tripp Edwards
Safety and Training:
Students will need to review with shop staff prior to using planers. Staff will show proper use and review materials to be used.
Summary Description:
Wood Planer
GIS data:
247 Fourth St, NW
Atlanta, GA 30332United States


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Our Businesses > Aquaculture
Biotreatments for sustainable and profitable aquaculture.
The proper management of water quality and disease control are crucial to our health.
Increased survival rates, higher natural productivity, better yields, elimination of pathogens: Our bioprocessing products are formulated with carefully selected microorganisms that assure both sustainable and more profitable aquaculture.


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Corporates & Enterprises Website Solutions
We Analyze Your Business Needs, Design, Build, and Grow Your Corporate Website. Worry-Free.
Vardot provides consultancy and professional services to corporates and enterprises with the flexible website platform needed to expand business opportunities and deliver personalized customer experiences. With today's demanding digital presence, this solution gives corporates the ability to engage their clients, exceed their expectations, and stay ahead of the competition.
Varbase — built using Drupal 8, lies at the heart of Vardot's corporates and enterprises website solutions to provide a professional design, CRM integrations, and social platform, that is flexible and scalable for their growth. This solution provides plenty of website features that benefit every organization, such as an attractive services and products offering, interactive map, multilingual support, news and blogging platform, integrations with existing systems, and many more.


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Enter your details to receive more information and a free consultation with one of our trained Course Advisors.
Statement of achievement
The Instructional and Supervisory Skills course is a comprehensive look into how you can effectively manage your workplace through leadership and initiating personal development measures for yourself and your employees.
This course outlines management theories and procedures, problem solving and decision making tactics, staff management, and more.
A motivated person is generally some one that is happy, healthy and satisfied in their life.
This course will develop your ability to carry out the various tasks associated with managing personnel, such as recruitment, training and controlling. Emphasis is placed on knowledge and methods that will improve workplace morale and productivity.
Learn more about the supervision process in counselling, and the theory and practice of supervision.
A 100 hour course consisting of seven lessons covering; introduction to professional supervision, supervision models, ethics, confidentiality, approaches to supervision, managing supervision, supervision in other professions and much more.
Suitable for counsellors interested in learning more about the supervision processes and the theories involved.
Are you looking to move up the ladder or just enhance your management skills? For any company to have financial success, it must have first have a desirable product. This product must be in demand by a large proportion of the targeted demographic.
Have you ever considered running a business of your own – working the hours you want with no one else to answer to but yourself? Why not make the break now and start earning the income you desire.
Are you currently wanting to start your own business but unsure how to manage it?
The key to a good business is its staff, and the key to good staff are their training and support from their supervisor!


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I LOVE the way this frame turned out. Thanks to my Aunt Bea's inspiration for the buttons!
I have been working this week on learning to make fabric flowers. It's been fun! I will post more about those soon. I had been planning on doing something totally different with this frame but after messing around with it a bit, I came up with this:
I've already added it to my Etsy shop...check it out!


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Fashion is glamour and glamour is related to the film industry of any country. The bigger the film industry is, the greater the fashion is. All the countries filled with fashion freaks have a strong media who promotes the fashion in that country or region. Fashion is breakable in a way that every country, every region or even every state has different nature of people present in it and they follow fashion according to their surroundings. This world is full of diversity and diversity comes in from different culture and traditions as in Mughal Empire had its own culture, Mesopotamians had their own culture. Culture is mainly reflected through the style of living and the most prominent thing about any style is its fashion. Fashion relates to mainly dressing and style.
If we talk about United States of America then USA has the biggest film industry; Hollywood. Due to Hollywood, USA has the most blooming fashion industry. There is a great scope of fashion industry in USA because people are too much into fashion whereas USA has the best fashion schools around the world side by side with France and United Kingdom. If you are seeking to flourish your life with a fashion career then it is very important that you get yourself enrolled in the best fashion schools of USA. I know you are out on holidays, enjoying summers on a beech but taking care of your career is more important. So start thinking about it and aim to get in the top fashion school. I have got the top 11 fashion schools here for you ranked by the fashion experts. So what is going to be your choice?
1. Parsons School of fashion is at the top of the list. This is the most reliable and amazing fashion school because you can see a lot of famous names out there who are alumni of this fashion school. It provides students with sustainable approach of designing whereas they don't bound their students and provide them with great opportunities of internships as well.
2. Fashion Institute of Design and Merchandising should be your pick if you are planning to design for TV or theatre. In other words if you are seeking a career as a designer for Hollywood or other kinds of media then FIDM is your option. FIDM offers many degrees in designing as in interior designing, graphic designing etc. but fashion designing come amongst the top of the list.
3. Savannah College of Art and Design is one of the largest design programs worldwide whereas students of this college just got a chance to display their work in New York Fashion week.
4. Fashion Institute of Technology is work oriented Institute which offers different work and internships for their students however they have got 43 majors related to designing.
5. New York University is for those students who are seeking their career not as a fashion designer but as a fashion journalist.
6. Academy of Art University is an art university which solely provides expertise in designing whereas knitwear design is also considered as a major.
7. Pratt institute offers many design degrees whereas here you have got a chance to merge your fashion design with jewelry design and other designing majors.
8. School of the Art Institute of Chicago is a world class fashion design program. If you solely want to be a fashion person then go for it.
9. Kent State University could also be your option for fashion design and merchandizing.
10. Rhode Island School of Design is a small sweet institute. If you hate to be the part of a bubble and want your own identity in your college program then this is your pick.
11. Drexel University is again a great university solely for fashion design and merchandizing. You can consider this option if all the options I given before are not ok for you.


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[1] Kumar U., and Huang, Y. (1993)."Reliability analysis of a mine production system-a case study". In Reliability and Maintainability Symposium, Proceedings, Annual, 167 –172.
[2] Vagenas, N., Runciman, N., and Clément, S. R. (1997). "A methodology for maintenance analysis of mining equipment".International Journal of Surface Mining, Reclamation and Environment, 11(1): 33–40.
[3] Hall, R. A., and Daneshmend, L. K. (2003). "Reliability Modelling of Surface Mining Equipment: Data Gathering and Analysis Methodologies". International Journal of Surface Mining, Reclamation and Environment, 17(3): 139–155.
[4] Hall, R. A., and Daneshmend, L. K. (2003). "Reliability and maintainability models for mobile underground haulage equipment". Canadian Institute of Mining, Metallurgy and Petroleum (CIM) bulletin, 96(1072): 159–165.
[5] Samanta, B., Sarkar, B., and Mukherjee, S. (2004). "Reliability modelling and performance analyses of an LHD system in mining". South African Institute Mining and Metallurgy, 104: 1–8.
[6] Barabady, K., and Uday, J. (2005). "maintenance schedule by using reliability analysis: a case study at jajram bauxite mine of iran". presented at the 20th World Mining Congress, Tehran, Iran, 2: 831–838.
[7] Barabady, J. (2005). "Reliability and maintainability analysis of crushing plants in Jajarm Bauxite Mine of Iran". presented at the Reliability and Maintainability Symposium, Proceedings, Annual, 109–115.
[8] Barabady, J., and Kumar, U. (2008). "Reliability analysis of mining equipment: A case study of a crushing plant at Jajarm Bauxite Mine in Iran". Reliability Engineering & System Safety, 93(4): 647–653.
[9] Vayenas, N., and Wu, X. (2009). "Maintenance and reliability analysis of a fleet of load-haul-dump vehicles in an underground hard rock mine". International Journal of Mining, Reclamation and Environment, 23(3): 227–238.
[10] Barabadi, A., Barabady, J., and Markeset, T. (2011). "A methodology for throughput capacity analysis of a production facility considering environment condition". Reliability Engineering & System Safety, 96(12): 1637–1646.
[11] Stapelberg, R. F. (2008). "Handbook of Reliability, Availability, Maintainability and Safety in Engineering Design". Springer Science & Business Media.
[12] International Electrotechnical Commission (1941). "International electrotechnical vocabulary". International Electrotechnical Commission. See also URL http://www. electropedia.org/iev/iev.nsf/display? openform&ievref=191-02-05
[13] Kumar, U., and Akersten, P. A. (2008). "Availability and Maintainability". Encyclopedia of Quantitative Risk Analysis and Assessment.
[14] Raheja DG., Allocco M., (2006). "Assurance Technologies Principles and Practices: A Product, Process, and System Safety Perspective". John Wiley & Sons
[15] International Electrotechnical Commission (1990). "IEC 60050-191 International Electrotechnical Vocabulary, Chapter 191: Dependability and Quality of Service". International Electrotechnical Commission. See also URL http://www.electropedia. org /iev/iev.nsf/display?openform&ievref=191-02-06.
[16] Diallo, C., Aıt-Kadi, D., and Chelbi, A. (2012). "An Integrated Approach for Spare Parts Provisioning". Frontiers in Science and Engineering, an International Journal Edited by Hassan II Academy of Science and Technology 2.
[17] Ahmadi, A. (2010). "Aircraft Scheduled Maintenance Programme Development Decision Support Methodologies and Tools". Phd Thesis, Luleå University of Technology, Luleå, Sweden.
[18] Ahmadi A, Karim R, Barabady J., (2010). "Prerequisites for a business-oriented fleet availability assurance program in aviation". The 1st international workshop and congress oneMaintenance Luleå tekniska universitet, pp 168–175.
[19] Barabadi, A., Barabady, J., and Markeset, T. (2011). "Maintainability analysis considering time-dependent and time-independent covariates". Reliability Engineering & System Safety, 96(1): 210–217.
[20] Barabady, J., and Kumar, U. (2007). "Availability allocation through importance measures". International journal of quality & reliability management, 24(6): 643–657.
[21] Nouri Gharahasanlou, A., Ataei, M., Khalokakaie, R., and Barabadi, A. (2016). "Normalised availability importance measures for complex systems". International Journal of Mining, Reclamation and Environment, 1–14.
[22] Siegfried, R. (2014). "Modeling and Simulation of Complex Systems". Springer Fachmedien Wiesbaden. doi: 10.1007/978-3-658-07529-3
[23] Kumar, U., and Klefsjö, B. (1992). "Reliability analysis of hydraulic systems of LHD machines using the power law process model". Reliability Engineering & System Safety, 35(3): 217–224.
[24] Reliability Software, Training, Consulting and Related Reliability Engineering Analysis Services, (2015). ReliaSoft Corporation. URL http://www.reliasoft.com
[25] Beeson, S., and Andrews, J. D. (2003). "Importance measures for noncoherent-system analysis". IEEE Transactions on Reliability, 52(3): 301 – 310.


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I have heard many good things about Nespresso as of late. And in recent weeks, I had a harder and harder time controlling my curiosity. I just so happened to have a work related event about a month ago where Nespresso was being served. From the moment I first tasted it, I was sold. Click […]
Archive for May, 2011
DeLonghi EN660 Nespresso Lattissima Espresso Maker Review
May 8th, 2011 Espresso Reviews


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user comments 13 comment(s)
|business users i guess (1:36pm est thu nov 13 2003)
gee, guess i'd have to run out and get xp professional then…
sounds like an intriguing application, but obviously not aimed at home users, even though they'd benefit too. – by pdageeky
|vnc (1:52pm est thu nov 13 2003)
there has been an open source remote control program called vnc for palm os for a while. i tried it on my kyocera 7135 smart phone. it worked quite well even on the dialup 19.2k connection
the server works on win95,98, xp home, and even linux – by mr wizard
|mr. wizard is right…. (2:23pm est thu nov 13 2003)
palm vnc has been available for a long long time. see for yourself:
wake up ugeek! you're slacking! – by clicclic
|rdp (4:57am est fri nov 14 2003)
pdageeky, it's not that this application that isn't aimed at home users….i suspect that it is limited by the fact that you cannot remote desktop to an xp home pc but you can to xp pro, 2000 and 2003 server. – by dunamis
|couple of points (9:33am est fri nov 14 2003)
dunamis, you are right, mobile ts connects to the desktop using rdp which is only available in the mentioned os's.
vnc is certainly an excellent tool if you don't have these particular windows desktops.
mobile ts differs from vnc a fair bit though and should not be confused with it. a mobile ts session is encrypted whereas vnc is not. mobile ts also caches the ui elements on the palm and allows much faster navigation and use. vnc is basically downloading an image of your screen which can get fairly slow over slower connections. try mobile ts to compare the speed difference.
mobile ts will also let you view the screen as a virtual window or will try to resize to fit the palm screen. this actually works fairly well.
if you have the right hardware give mobile ts a try and i think you will like what you see.
|oops (9:34am est fri nov 14 2003)
forgot to mention that mobile ts is a true thin-client and will allow more than one person to access the desktop at the same time. – by darren
|no ports (9:42am est fri nov 14 2003)
this would be great, if it supported more than the default port for terminal services. since i have multiple computers on any network i might be accessing, this prog is pretty useless since i've had to forward all the ports (plus it's the smart thing to do for security). ah well…maybe the next version. as for vnc…yes, it works well, but terminal services blows it away for speed. – by motionmind
|to motionmind (10:33am est fri nov 14 2003)
use vpn to get inside your network and access any computer – by chuck
|re: no ports (10:34am est fri nov 14 2003)
i think the newest update will allow you to change the ports. here is the list of updates:
– server settings dialog added to allow:
if you go to the ddh website i think you can download the newest demo version. palmgear may not have it yet.
|control freaks (2:28am est sun nov 16 2003)
control freaks – by so there
|encryption (4:23am est mon nov 17 2003)
doesn't win-hand allow encryption in the purchased version?
i love it but it is sloooow.
i'll give mobilets a try. – by andrewonawall
|what about the other way around (11:30am est wed dec 22 2004)
is there any software where can you see a view of your palm screen on the desktop when in its cradle or when connected by bluetooth, thus allowing you to control it, enter data etc. directly? – by kevin aires
|pda reach (9:48am est tue dec 06 2005)
pda reach from june fabrics allows you to control your treo (palm) from your desktop. – by twf in cicago


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While we are all thrilled to have winter behind us, let's not forget that summer heat and humidity can wreak havoc on our skin. For the top tips for keeping our complexions looking their best I called on makeup artist extraordinaire Elle Murphy. Elle works with celebs in TV, fashion and entertainment and is the go-to in Greenwich for a super-fresh face that lasts.
1. To keep skin firm, hydrated, and oil-free in the summer heat, try a seaweed facial or clay mask. Your skin will love you, and your makeup will too, as it helps makeup last longer in the heat. Less oily skin means longer lasting makeup.
2. Don't over-do it with products. My favorite skincare line is Repêchage. It's the only product you need for your skin. The main ingredient is seaweed harvested from (clean!) seawaters off the Brittany Coast of France. Seaweed is proven to be beneficial for a number of skin conditions; sensitive, dry, oily and combination skin and it contains intensive anti-aging ingredients.
3. As an Irish girl with freckly skin, sunscreen is my best friend. For those on a budget, I recommend Neutrogena Clear Face Liquid-Lotion Sunscreen, $12. For a little more luxury, I'm a little bit partial to Chanel's UV Essentiel Complete Sunscreen, $55 (my fav!)
4. Swap heavy foundations for tinted moisturizers and BB Creams.
5. Steer clear of waterproof mascara. It's drying to your lashes and requires more rubbing and tugging on the eye area to remove it. Look for water-resistant mascara or try a coat of clear mascara over your regular mascara to seal it.
6. Use a primer under your makeup to get a lasting finish. Try Normaderm Total Mat by Vichy Labs, $25 it's known as the 'blotting paper effect'!
7. Heading to a fun party or a hot date on a summer night? To avoid having unattractive sweat around the forehead or upper lip, dab a little clear, solid deodorant on. Yes ladies, this really works!
8. Want a dewy fresh-looking face? Dab a little Smiths Minted Rose Balm, $7 on the apples of your cheeks, looks great over bronzer.
9. Keep your tinted moisturizers, face creams and eye creams in the fridge. They feel so good on a hot summer day!
10. Last but not least, don't forget your lips. My favorite lip scrub is brown sugar, lemon, vitamin E oil or balm, and warm water.
- Dampen lips with warm water
- Put a little brown sugar and squeeze of lemon on a cotton square and gently rub lips
- Remove with warm water, and add a dab of vitamin E oil or balm.
Homemade, simple and effective. Do this at night before bed and wake up with smooth, kissable lips all day.
I also recommend my own brand of ELLELA Perfection Lip Glaze. It comes in four stunning colors anyone can wear. Everyone loves it because it's the perfect sheer gloss with SPF 15, vitamin E, and is Paraben-free. I cannot keep it on the shelves, we sell out every time. Excellent to wear over your favorite lipstick or alone for a luscious touch of shine and color. It's perfect to wear at the beach and not have to worry about lip burn too!
Ellela Cosmetics is one of Greenwich's best kept secrets. Elle is a master when it comes to make-up application, going as far as developing her own line of makeup. The salon offers a wide range of facials, eyelashes and brow services as well as a full service hair salon run by partner Lori Fagan. One step inside the studio you will feel transported to a Parisian parlor — feminine, warm and welcoming. Elle and Lori make all their clients feel at right at home offering custom treatments and highly personalized service.
Ellela Cosmetics & Lashes
16 Greenwich Avenue, 2nd Floor, Greenwich
Find out more about Beauty for Courage, a non-profit organization founded by Elle Murphy. »


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Part of National Museums Liverpool
Also in this section…?
© iStockphoto.com/Korhan Hasim Isik
Sound and vision have always been connected in popular music. From live performances and stage sets to photographs and music videos, we don't just listen to music, we also watch it. One way of talking about this connection is through the idea of images. We can think of the term 'image' in two ways: as the image of an artist (the particular 'look' that an artist puts across to the audience); and as 'images' in the broader sense (the visual images that are circulated through film, TV, print media, etc). Both kinds of image play very important roles in how we think about and understand different types of popular music. This section explores how they do that.
Many different people - photographers, managers, video makers and designers, as well as the musicians themselves - are involved in producing what we see when we watch music, and part of what they do is work to create an image for an artist or group of artists. Even musicians who are just starting out know that what they wear and how they look is all part of being in the music business. The 'look' of a band has to fit together with what they sound like. Some musicians have a lot of control over their image, others are styled by professionals, but whether musicians are considered 'manufactured' or 'genuine', image is central to being a pop musician.
The relationship between sound and vision in music has a long history. Before sound recording arrived, they were united in live musical performance: an audience both listened and watched. It was accepted that visual features of a musical performance affected the meaning people got out of it. A concert pianist in the obvious grip of emotion, a visibly happy singer, a spectacular stage set - these are just three examples of this process. It was a two-way relationship. Music provided cues to visual aspects of performance, and they in their turn enhanced the music.
With sound recording the relationship changed. Visual aspects were not forgotten, but they became more subservient. Then, as the sound of recorded performance became more and more dominant, it was recognised, particularly by the music business, that there could be a new role for vision in adding dimensions to the musical experience - not through live performance, though that of course still continued, but by using visual phenomena to create interest in the performers themselves. In due course, live performance itself would start to react to this new idea.
As its name suggests, the 'image' of a performer or groups of performers is based on how they are seen. It wasn't in itself a wholly new idea. Before sound recording tipped the balance in favour of sound over vision, artists had tried to capture the essence of virtuoso performers, and in so doing helped to create what the 20th century would call a 'brand' for them. Sheet music for popular songs and short instrumental pieces had used the design of its pictorial covers to suggest visually what meanings and associations might lie in the music inside it, once it was performed, and soon images of celebrated singers who performed the music in public, especially the singers, were attached to these covers.
With advances in photography in the early 20th century it became possible to use quality photographic images of performers in more varied settings, such as newspapers and, particularly, speciality magazines. From this last category came the fan magazine, which proved of unusual significance in raising the importance of the performer's image, especially as a promotional tool for the music business.
As the notion of an image developed, therefore, it included visual aspects of musical performance, but it did not stop there. Image involves using visual aspects of music - its musicians, its performance, its contexts - to add new dimensions to the idea that the music has meaning or significance, and indeed to suggest what those meanings and significance might be. At the same time, because the music in question exists in a commercial environment, the value of image has long been recognised for its marketing potential. The two are not incompatible: the same images that raise ideas about the meaning of music can raise interest in buying it. This recognition has been fundamental to the development of new ways of marrying sound and vision, from album sleeves to videos.
Following these links to explore these and similar questions in more detail:
Fashion and style
Sleeve design and photography
Film, television and video
Visual performance
Further reading
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Welcome. Happy. Safe.
Brush, Colorado Pet Friendly Hotels & Lodging
Looking for a hotel in Brush, CO that you can bring your pet to? We made sure that each one of the hotels below are pet friendly, so you can enjoy your trip with your pet by your side! Once you have found a pet friendly hotel, you can book your stay instantly from our website or call 866-212-1803 to speak with a pet travel agent.
Browse Pet Friendly Hotels In Brush, Colorado
Rates from
1208 N Colorado Ave - Brush, CO (Map)
Econo Lodge Brush is pet friendly. Guests are welcome to bring 2 pets. The pet fee is $10.00 per pet, per night.


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As a reminder, effective June 30, 2019, Blackboard will transition Blackboard Open Content to maintenance support mode. Effective December 31, 2019 Blackboard will end the availability of Blackboard Open Content for all Blackboard clients.
As noted in the previous support bulletin, most of the content creation functionality included in Open Content can be achieved using the native functionality of the LMS. For the content sharing and updating functionality currently not available in the LMS, Blackboard is researching potential options to partner with third party vendors to address the functionality gaps.
We would like your feedback in determining the features that are most important to our users. Please complete this survey to rank the functionalities you believe are most important.
Thank you for your feedback!
If there are any additional questions please reach out to Brad Koch and Jeannine Richardson.


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A few weeks ago, I sat around with some fellow mothers discussing the great dilemma of modern Christian parenthood: Family devotions or no family devotions?
Even just the phrase rings warning bells in my ears. Can't we think of a better term that doesn't make teenagers automatically want to throw up in their mouths? As someone who spent the past decade in youth ministry, I'm leery of any family activity that can do more harm than good to a child's spiritual life, and I admit I have pretty mixed emotions about the idea of a forced family Bible study.
I've seen some families where it seems to work, where their kids are adjusted and loving people who have a deep knowledge of the scripture. I have a lot of respect for that. I've also seen family devotions turn into a joke. I've seen many kids rebel under the pressure of their over spiritualized Christian family. And I have my own positive experience: growing up in a faithful, believing home, where we prayed at meals but where scriptural teaching was lived out organically in our daily lives, never forced from a devotional book at a specific meeting time.
So I often feel the struggle of what it should look like to be committed to raising my kids to love Christ. How intentional does "teaching" need to be? After living with a child in two success-driven cities, I'm feeling more and more convinced that as Christians we're becoming just as obsessed with our children's spiritual "achievement" as we are with their early literacy skills and exposure to foreign languages by the age of three. It's not hard to buy into the guilt that we should be doing something more. Surely there are spiritual flashcards! Is there a Jesus tutor I could find?I keep asking myself: if Jesus was raising August, wouldn't he just be living with him, loving him, and telling him stories about how God loves him? Deuteronomy 11:18-19 is a beautiful picture of that act of passing the faith on to our children, talking about God's word when we sit at home, walk along the road, lie down and get up.
This week, a friend sent me an article by Leslie Leland Fields called "The Myth of the Perfect Parent." It was in Christianity Today in January so it may not be new to you. Its subtitle is "Why the best parenting techniques don't produce Christian children." It's an article that may either discourage you or help you feel great freedom. It did the latter for me.
I'd love to discuss it more here, but want to give you a chance to read it. Please do and tell us what you think. Do you have an opinion about how deliberate we need to be in our kids' spiritual training? Do you agree or disagree with Fields?


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No, stored procedures can not be called as part of a select statement.
You can either create a temp table and load the data from the output of the stored procedure into the temp table, then join to the temp table, or convert the stored procedure into a function which can then be included as part of a select statement.
Not quite true…
It can be done by setting up a linked-server reference and then use OPENQUERY. See books online.
Example: SELECT * FROM OPENQUERY(linked_server name, 'EXEC stored procedure name')
Register Hereor login if you are already a member


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Marvel's "Captain America: Civil War" hit theaters earlier this year, but their latest event comic series, "Civil War II," is currently ongoing, and it's deadly. The third issue comes out on Wednesday, and fans are rightfully worried that a major superhero is going to die — and they think they know who it might be.
"Civil War II," itself a sequel to the original series that the film was loosely based on, centers around a debate between heroes about the ethics and implications of a new character who can predict the future, à la "Minority Report." War Machine and (presumably) She-Hulk have already died, and Iron Man and Captain Marvel disagree on how to move forward — especially when the precognitive hero foresees the Hulk killing all of them.
Marvel has promoted the issue by teasing that "one of the biggest heroes in the Marvel Universe will fall." They're also releasing two one-shot comics called "The Fallen" and "The Accused," suggesting that another familiar face is going to deliver the killing blow.
The cover for an upcoming issue hints at who is involved.
Here is the cover of the 11th issue of "Totally Awesome Hulk."
It certainly looks like Hawkeye could bite it. Other covers support this theory too. The spin-off sixth issue of the spin-off comic "Civil War II: Choosing Sides," depicts the character Jessica Jones in her private investigator's office. On the wall behind here are a bunch of heroes' head shots. War Machine, who we know is dead, has a big "x" over his picture. So does Hawkeye. A cover for the 11th issue of Spider-Woman's comic shows her carrying a long, temporarily censored object. An arrow belonging to her ex, the late Hawkeye, perhaps?
Is the Hulk going to kill Hawkeye? Another possibility is that the roles will be switched. Perhaps "one of the biggest heroes in the Marvel Universe" means that the physically large Hulk is going to die.
Currently there are two Hulks in the Marvel Universe (wiz kid Amadeus Cho and the original Bruce Banner, though he's in the midst of a powerless spell). It's predicted that Banner's inner Hulk will emerge ready to go on a rampage, but, using the information they learned from the precog, will Hawkeye take out Banner before he gets a chance to go on a rampage?
It makes a certain amount of sense. The purple archer was a villain in his first ever comics appearance, so it's somewhat in character that he could do a dirty deed to help further what he perceives as a just sacrifice for good.
A solicitation for "Totally Awesome Hulk's" ninth issue promises that current Hulk Amadeus Cho has "lost someone very close to him." This could be a reference to the original Hulk, Bruce Banner.
We'll find out for sure on Wednesday, July 6 when the third issue of "Civil War II" comes out.


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I am a mountain girl at the very core of my being. While I do claim land mermaid status, my soul longs for the mountains. Seeing the mountains out of my parent's mini van windshield meant we were almost to my grandmother's house. As I had gotten older, and we had moved to Wyoming, seeing the mountains was an every day occurrence. We traveled those Rocky Mountain ranges every year, at least twice a year to see my grandparents. My life has always been in the mountains. My soul is happy in the valley of those towering, snow-capped ranges.
The mountains are calling, and I must go.
In two weeks my feet will touch Colorado soil after close to 5 years. Far too long. I will get to spend a brief, but wonderful week of Thanksgiving with my grandparents, in the valley of the San Juan Mountains. My soul will find it's rest. It is weary.
There are never enough words to express my love for the mountains. The crisp breeze of fall, the rustling of the leaves as they flitter off the Aspen trees. The snowy hills and the creatures that roam free and quiet in the stillness. There is a quiet unlike any other, one that refreshes and restores.
I belong in the mountains. It is calling me home. 2 weeks to go. My heart is about to burst at the thought. Adventure awaits. Take me home.


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This was one of our biggest questions as well.
The truth is that the Philippines is one of the largest English-speaking countries in the world, ranking as number three behind the United States and the UK. The country's official language is Tagalog, with a smaller population speaking Bisaya. English, however, is spoken by every Filipino and is a common language used in official business and government documents.
At Ninja Partners, the first thing we ask of all of our applicants is to go through an English and grammar test. If they can not pass this initial test then they will not move on to any additional stages.
As a result of this screening, all of our Ninjas have excellent reading, writing, and verbal communication skills. Our customer service representatives are familiar with how to speak with US customers on the phone and are easily understood.
The average American is unable to distinguish the voice of a Filipino from that of an American. This uniquely positions our solution as being capable of responding to any need; be it via telephone, chat, or email.


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Kitchen And Bath Remodeling In 92612
Kitchen And Bath Remodeling in 92612
Do you want to find a trustworthy Kitchen And Bath Remodeling contractor in 92612 area? Flooring, Kitchen & Bath Design is a trusted home remodeling contractor that specializes in outstanding kitchen and bath remodeling. We are a Kitchen And Bath Remodeling business in Ladera Ranch California with our clients' needs in mind.
Flooring, Kitchen & Bath Design is a private, locally-owned and operated business headquartered in Ladera Ranch, serving homeowners throughout the southern Orange County. The company has had an engaged presence in Southern California since 1989 and has grown to become an industry leader as a result of top-quality product offerings and emphasis on customer satisfaction in both its residential and commercial divisions. Our mission is to give you a unique space that is specifically designed to suit your budget and lifestyle.
After your first visit to our showroom in Ladera Ranch and a primary selection of materials, our experts will gladly come out to your residence or business for a totally free quote for all of your kitchen and bath remodeling and flooring requirements including Hardwood, Tile, Stone, Laminate, Carpet, Countertops, Custom Bathrooms and Showers.
FKB Design is truly your one-stop shop for all your Kitchen And Bath Remodeling needs in 92612 CA.
Fill out the form at the bottom of this page to request a Free Quote & In-house Consultation
Kitchen Remodeling
FKB Design is your general contractor for kitchen remodeling, bath remodeling, and flooring needs in 92612. We are a general contracting and design team with over 18 years of expertise in home remodeling to contribute to your vision. Kitchen And Bath Remodeling in 92612 does not have to be a stressful experience for you and your family.
No project is too small or too big. FKB Design has the experience, integrity, experience, and passion to help you achieve your dream home vision through Kitchen And Bath Remodeling services we offer. We have been designing and remodeling homes for clients throughout the Southern Orange County area.
Did you know that kitchen remodeling projects offer a higher return on investment for homeowners than most other home improvement projects? We at Flooring Kitchen and Bath Design have established a reputation as one of the best full-service home remodeling contractors in 92612. We understand that your kitchen is, more often than not, the heart and soul of your home and no small part of its value. Regardless of the amount of remodeling required for your kitchen, you can be sure that our expert installers are up for the job. From putting in new tile flooring to installing custom frameless kitchen cabinets, to resurfacing countertops and backsplash panels, we can bring all of your treasured kitchen design ideas to life.
Bath Remodeling In 92612
Looking for a reliable bath remodeling company to renovate your bathroom in 92612, California? Are you fed up of bathing in an out-of-date, dreary, mildew-infested shower and looking for a reliable bathroom remodeling company? The professionals at FKB Design can assist you to create the modern, advanced bathroom of your dreams. Our stylish bathroom designs are meant to satisfy any customer request, as well as withstand the test of time.
We give you infinite options for your bath remodel from tub-to-shower conversions to safe accessibility options for those with restricted mobility. All of our bath installation solutions are customized to make your vision a reality. With our Design Studio tool, you may envision your new bath – prior to you build!
Don't stress yourself with a lengthy, very expensive, gutted bath remodeling. Our bath remodelers can have your remodeling project finished fast and at a fraction of the price of the other guys. Get started by calling FKB Design today!
Kitchen Cabinets in 92612
FKB Design has extensive knowledge and experience in the field of kitchen cabinets sales and installation in 92612 California. We serve the entire Orange County and have over 18 years of experience producing custom made Customized Kitchen Cabinets & Bathroom Cabinets, Custom Entertainment Centers, and elegant kitchen countertops while providing complete project supervision through the design, sales & installation phases. For all your -service– needs call FKB Design.
Flooring Store in 92612
FKB Design can offer you a large selection of carpet, wood, laminate, luxury vinyl and tile flooring at a very competitive price in 92612. When it comes to Kitchen And Bath Remodeling FKB Design expert creative designers and installers are here to help you from beginning to end. With over two decades of expertise in kitchen and bath remodeling and using the top quality products we aim to meet our clients' needs and turn their vision into reality at an affordable cost.
In case you are in need of an experienced Kitchen And Bath Remodeling contractor in 92612 area, don't hesitate to visit our showroom or fill out the form below for a free consultation. We offer free 3D designs to all of our clients looking to remodel their kitchen or bath.


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Costs that are dependent on the quantity of output produced. Variable costs have to be paid only if production is above zero.
To give an example, think of an ice cream seller. The costs associated with the purchase of ingredients for the production process (milk, sugar, etc.) are considered variable costs. Those purchases are not necessary if production volume is zero. Furthermore, if the seller produces more ice cream he will naturally need a higher quantity of ingredients.
Variable costs are an important aspect when it comes to making production decisions. Since they increase or decrease depending on the production volume, per unit variable costs will generally not change for different outputs. As a result, changes in variable costs can have significant effects on profit margin and should always be considered and closely monitored.


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The concept of identity is a complex one that brings up some deep questions when we consider its meaning. What is the identity of the Slow Food movement, for example? What is my identity as a food and farm advocate, and how do other "slow foodies" identify themselves? These questions have been on my mind over the last month, since I attended Slow Food Nations in Denver, CO July 14-16.
Carlo Petrini, the founder of the slow food movement, opened Slow Food Nations with this proclamation: "We don't want food that doesn't have an identity." When we think about food and identity we often think about having an understanding of where our food comes from, who produces it, and under what circumstances it came to be on our plates. One way we could also consider this concept, however, is through our own identities as eaters, growers, and advocates of good, clean, fair food.
I was fortunate to be invited to speak to Slow Food Nations Delegates as part of a panel discussion on Federal Food and Farm Policy, which covered an array of issues including the Farm Bill, SNAP, Child Nutrition, and fisheries. The goal of the workshop was not only to discuss public policy's role in food and agriculture, but also to give attendees strategies on how they could have a positive impact. My fellow panelists inspired me – and no doubt many others in the room – with their stories, their advice, and their passion for a good, clean, and fair food and farm system.
One thing I found surprising, however, was that our panel was one of the few Delegate workshops that dealt directly with public policy. Slow Food today is perhaps most closely associated with the act of eating, but it started as an act of advocacy. Carlo Petrini didn't just fight against the expansion of the fast food empire in Italy by patronizing and celebrating chefs and restaurants who were doing things right; he launched a grassroots campaign to protect good food and farms that eventually went global. Petrini has been politically active his entire life, and I have no doubt he understands the role that governments and policy have to play in shaping our food and farm system – but do we as Slow Food members?
In some sense, I worry that we have lost track of the original identity of Slow Food as an advocacy movement. Our own identities as Slow Food members are often firmly rooted on the farm or in the kitchen, but rarely in the halls of Congress or even our local city councils. Whether or not we want to admit or acknowledge it, the fact remains that policy dictates much of the shape of our food and farm system – everything from the price of the foods we eat, to the rights of food and farm workers, to agricultural conservation requirements that protect the water we drink and air we breathe.
Voting with our forks is not enough. If we truly wish to keep the Slow Food movement alive, we cannot shrink from engagement with policy. We all have a role to play; together we can reclaim our identity as advocates for good, clean, fair food and become a force that drives local, regional, and federal policies.
Slow Food Nations was in many ways a love letter to good food. It was also a time to commune with one another, and to get inspired. In all, 25,000 people attended Slow Food Nations' 155 events featuring 305 speakers and 70 exhibitors. For many, the amazing food is what they'll remember most. Personally, however, I came away with much more than just a full belly – I came away energized to amplify the policy conversations within this community of foodies, and to help build back up the historic identity of Slow Food as a food and farm advocacy powerhouse.
Our thanks to Reana Kovalcik, Slow Food DC Board Member, for this outtake from Slow Food Nations and her inspiration for us all to be advocates for good, clean, and fair food for everyone.


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Oklahoma's Premier Wedding Band and DJ Service!
Life of the Party is the gold standard in musical entertainment for your event. We specialize in creating customized events that are fun, unique, and highly entertaining. We would love to bring our unique class, energy, and fun to your event! Life of the Party prides ourselves in offering you the best customized services to enhance the experience for you and your guests, while providing you with a lifetime of memories. Contact us today for a free, no-obligation consultation.
We use top of the line LED lighting to illuminate your dance floor to keep you and your guests dancing all night long!
I booked Life of the Party OKC for our Grand Opening in Joplin, MO and was completely impressed with everything about them. From the band showing up on time, to them interacting with our guests, to their performance that night- they were amazing! Such a great group of people. I would love to book them for any and every event and highly recommend them for your event, too!
Life of the Party made our big day amazing!!!! They played everything!! From Prince to Pitbull, everyone loved the music!!! Prior to our wedding Amber was always available if we had any questions and made sure everything was taken care of!! They also provided lighting that included a special monogram with our names, they were just the best!!
"Life Of The Party was by far the BEST wedding band I could have ever asked for my wedding reception. Amber is the nicest person you will ever meet and wants nothing but the best for you on your wedding day. It was a true joy to work with her during my planning process. All my guests have told me that my wedding has been by far the most fun wedding they have attended in a long time. I believe this is the case because of LOTP! Everyone danced non-stop the entire wedding reception. They made my wedding fun, uplifting and enjoyable for every age. I would HIGHLY recommend using Life Of The Party for your upcoming wedding!"


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À propos du jeu
Play the latest brain and logic games online for free only on Vitalitygames.com. Click to play this epic fun kids car game series of the game Wheely 8 Aliens.Wheely 8 Aliens, is a puzzle adventure game starring a small red car. Help him to find ways to overcome every obstacle to interact with objects, but be careful, there are also wrong ways of doing things. If you like the game you can try the other games from the sequel of wheely games.Have fun!
Release Date
Updated in May 2018 as an HTML5 game
Updated in May 2018 as an HTML5 game
Wheely 8 was developed by Pegas Games.
Wheely 8 was developed by Pegas Games.
- One of the 8th episode of Wheely series.
- Quests and hidden objects to train your brain.
- Many types of cars, trucks,UFO and aliens.
- Easy and fun and very catchy.
Hey, rejoignez-nous sur le VitalityGames Discord el trouvez des discussions relatives à nos meilleurs jeux!
- Click/play
aliens car obstacles puzzle games strategy wheely 8


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Another month ends, a new challenge begins ... this month with a little bit late, sorry, but we're back here! Ready to play??
"Anything Goes" is again our theme for this month!! Here we go!!
Remember our Challenge Rules:
- You can create anything you like!
- When complete you need to add your blog post to the Blog Hop (below this post) by June 14th 11:58pm EST.
- When you create your blog post to showcase your project please do mention this post and link back to the challenge blog.
- You are welcome to combine this challenge with another,
- One entry allowed for this challenge, IF you use a Scrap N' Dipity image you can do 2 entries.
- Have fun!
Winners are chosen at random, there will be a 1 winner and a top 3, they will be announced on the following day (May 16th). Each winner will get a free digital stamp from the shop! ^_^
(no one, no two, but 3 projects!!)
It´s your turn!!


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BackBay Communications is a financial services branding, content marketing and public relations specialist firm.
BackBay takes a brand-centric, content-driven, approach to developing positioning and building integrated communications programs.
BackBay provides marketing strategy, content development, creative design and multi-channel distribution to build brand awareness and credibility and drive new business for our clients.
We work with a range of financial services clients including Accounting/Advisory, Asset Management, Banks, Financial Technology, Hedge Funds, Insurance, Legal, Private Equity, Venture Capital and Wealth Management.
BackBay offers a unique combination of content and creativity. Our services include public relations, branding, website development, marketing materials, videos, advertising and social media. We are highly regarded for developing thought leadership programs for clients and for our relationships with the business and trade media. With offices in Boston and London, and international agency partnerships, BackBay serves financial services companies around the world.
BackBay is a great partner for TA Associates. BackBay has a strong understanding of the private equity business and good relationships with the media. Importantly, they share TA's commitment to focused, strategic, high-quality work, and outstanding results.
Marcia O'Carroll, Vice President
Marketing and Communications, TA Associates