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Product Description
Originally published in 2004, the Naked Guide to Bristol has been fully revised and updated for its 7th edition. Bristol is changing quickly and the Naked Guide team have included all the latest food and drink openings as well as new features on the Star & Garter, University of the West of England, Bristol's craft beer tradition, Bristol's historic pubs and the arrival of MetroBus. And of course the book has retained it's alternative view of the city, celebrating Bristol's counter-culture as much as its traditional heritage.
The book is divided into five sections:
1. An all-new welcome to Bristol section featuring must-see attractions and events
2. A detailed area guide to Central Bristol from BS1-BS8
3. An Up Close feature section on Bristol music, history, children's Bristol, architecture, politics
and more
4. Fully revised listings for pubs and bars; eating out; best breakfasts; shopping; culture; media;
sport; nightlife; events and gay Bristol.
5. A whole new section of maps to help you navigate the city.
The Naked Guide to Bristol is the leading guidebook to the city. Its alternative and often irreverent
view of the city has proved particularly popular with students and people relocating to the city who
want a crash course on the origins of the 'Bristol Sound', Banksy, street art and the counter culture
hotspots such as the People's Republic of Stokes Croft.


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Accessibility and Mobility for all !
The promotion of accessibility is an essential condition for the full exercise of citizenship rights enshrined in the Portuguese Constitution.
People with disabilities expect all of us to use mechanisms and tools to build a society without barriers, to raise awareness and involve the people and all the agents involved.
The mission of PARTTEAM & OEMKIOSKS is the development of products and services, oriented to the consumers and aiming to contribute to the creation of technological and industrial innovation, with the objective of creating technological tools that facilitate and accelerate the tasks of any individual, adopting and valuing practices of Social responsibility to achieve the objectives.
"Social responsibility is a theory that an entity, be it an organization or an individual, has an obligation to act for the benefit of society in general. Social responsibility is a duty that every individual or organization has to carry out in order to maintain a balance between The economy and the ecosystem. "
As such, one of our concerns is the accessibility of all citizens, and so we design and develop multimedia kiosks for people with reduced mobility that meet the Americans with Disabilities Act (ADA) standards.
We commit ourselves to continuously improve our performance in quality management and development of digital kiosks and billboards, in order to promote communication and provide through our technology, tools that promote equal rights and access.
We care about how PARTTEAM & OEMKIOSKS operates in society. This means not only supporting social causes through donations, but also ensuring accessibility to all people.

subset: commoncrawl


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Looking for venue to host a Wedding ~ Jack & Jill ~ Retirement Party ~ Anniversary or Birthday Party ~ Company Meeting?
The Royal Kingston Curling Club offers a 100% accessible, clean and modern facility for your event - consider booking with us.
2018 Summer dates are still available - taking bookings for 2018. Interested in a specific date? Check out our calendar for up-to-date availability.
Looking for a last minute option? Please call us at 613-546-2243 or email for details.


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The Insurance Center provides insurance to self-storage facilities in Jacksonville , Medford, Central Point, Ashland, Grants Pass, Phoenix , and surrounding areas.
As is the case with most businesses, self-storage facilities are subject to damage, theft, and the liability that comes owning/renting a space. As the owner of a self-storage facility, you want to make sure you are protected. The Insurance Center will work with you to create an insurance package that will provide you with the protection you desire.
Here are some of the coverage options we offer to owners of self-storage facilities:
Contact an insurance specialist at The Insurance Center to find a plan that is right for you.
Proudly serving Jacksonville , OR, Medford, OR, Central Point, OR, Ashland, OR, Grants Pass, OR, Phoenix , OR, and surrounding areas.
Licensed in Oregon


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ESA at the Royal Aeronautical Society Space Tourism conference: From lofty dreams to commercial reality
Holiday on the Moon or a first-class cruise to Mars – this is what people most likely associate with the term 'space tourism'. But the times when space tourism was all but something in the imagination are gone with commercial spaceflight becoming a concrete option for developing a large-scale business.
ESA to deliver opening speech
The space tourism community will gather at the Royal Aeronautical Society (RAeS) – a multidisciplinary professional institution dedicated to the global aerospace community – which is hosting the conference "Space Tourism: From lofty dreams to commercial reality", on 7 June 2006 in London, England. The symposium represents a forum for parties interested in the future of commercial passenger spaceflight.
Frank M. Salzgeber, Head of Commercial Development in ESA's Human Spaceflight, Microgravity and Exploration Directorate, will give the opening speech at the event. Titled "Human Spaceflight in Europe, Institutional and Commercial Missions", Salzgeber's presentation will elaborate on ESA's experience and role in this sector.
Private spaceflight since 2001
The age of space tourism was heralded by American millionaire Dennis Tito, who was the first to buy a 20 million dollar seat on a Russian Soyuz launcher to go on a one-week trip to the International Space Station in April 2001 through the space tourism company 'Space Adventures'.
Since then, three other private spaceflight participants paid their own way to the International Space Station, with Japanese Daisuke "Dice-K" Enomoto being the next to fly in late 2006.
Since Burt Rutan's 'SpaceShipOne' won him the 10 million dollar Ansari X Prize, awarded to the first person able to build a re-usable spacecraft for suborbital flights, the number of space tourism's potential customers grew considerably.
Another company, 'Virgin Galactic', is seeking to explore the promising private spaceflight market: current studies estimate approximately 1000 paid-for suborbital flights between now and the end of the decade and a commercial space travel market worth 1 billion dollars by 2021.
The RAeS Space Tourism conference aims at bringing together parties that have a stake in Space Tourism's future, to break down barriers and push the boundaries of the development of private spaceflight to a new level.


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"US soldiers find themselves being terrorists in Afghanistan"
"More troops are realizing that, given that they join the military swearing to defend and support the constitution of the US, the part of the oath says they have to follow lawful orders. So by definition, the invasion and occupation of Afghanistan, since it happened without UN Security Council ratification, in fact this is not self-defense. It wasn't the nation of Afghanistan that attacked the US. So a soldier who follows a direct order to deploy to Iraq or Afghanistan is actually violating his own uniform code in military justice that says to follow lawful orders," says independent journalist Jamail.


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Alli Price is a work-at-home-mum (WAHM) with a passion for networking and support. An expert events-organiser and all-round superwoman, Alli was driven by her experience as a busy WAHM to start up Motivating Mum, a website and events service offering support and advice to mums in business, or those wanting to be.
Motivating Mum offers phone mentoring, networking and brainstorm events around Australia. She raises her two small children, runs a successful business and relies on the help of her virtual assistant to keep everything running smoothly. We interviewed her to get the low-down on how she uses a virtual assistant to make Motivating Mum a success.
What were you looking for in a VA?
- Someone versatile who could jump right into her business and start taking on some of her online tasks so she could concentrate on growing the business.
- A quick learner – Alli didn't have much time to train anyone, so she looked for someone who already had experience in the tools she used for her business. The more the Virtual Assistant could give her examples of how they had used these tools the bigger their chances were to get the job. This shows that having a niche and having specific examples available are really important.
- Alli looked for someone who had affinity with her industry and what she was doing. Her Virtual Assistant understood her and her business, allowing them to show initiative on various tasks.
What's your story?
I started my business after sitting at home one day on my own, looking after bub and trying to run my new coaching business. It was lonely and a little depressing so I decided to start the Businessmums' Networking Lunches in an attempt to get out and get some intelligent conversation and also expand my network. It turned out there were a lot of mums at home feeling just as I was!
The business evolved to the model it is today and after moving back to Oz 1 ½ years ago I now run the business in Australia with the help of a Master Franchisee in the UK.
In addition to my Master Franchisee and the area franchisees in the UK, I also have eight area franchisees around Australia running the events I do in Melbourne and Geelong. I do all this whilst working around my little preppie's new school schedule and my naughty nearly 2-year old minxy (who has childcare two days a week).
When did you start hiring virtual help?
I started hiring virtual help about a year ago. I couldn't physically do all the work required for the business and a Virtual Assistants seemed the most logical solution.
What were some of the challenges? How did you overcome them?
I remember starting out wondering what on earth I was going to get them to do because I felt like I really had to do all of it and it would be difficult to outsource. I overcame this by simply outsourcing one small job first
and then, when I saw how quickly my Virtual Assistant picked it up, outsourced another. Before I knew it, it was a landslide!
There was also the challenge of having to take the time to train someone when you could just be doing it yourself. However, I knew that once it was taken care of the load would be lifted so just pushed through the training part.
I also had a good chat with my Virtual Assistant before I started and made sure she understood me and my business. In this way, she's able to show more initiative in the business and also writes well for me as she gets it.
How has hiring virtually supported your business and you personally?
Hiring virtually has enabled me to get things done for my business for a reasonable rate – as I am in start-up mode I really need to ensure I get the most done for the best possible price. It's been really nice having someone to work with and feel like I'm part of a team. Working from home alone can be quite lonely at times.
If you could do it all over again, what would you not do again?
I wouldn't wait as long as I did to get someone on!
Visit Alli over at Motivating Mums for support and advice for mums in business.
Alli Price is a work-at-home-mum (WAHM) with a passion for networking and support.
We Are Virtual Assistants
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- 3 Tools For Helping Your Business Get Publicity - November 26, 2019
- 3 Great Tools For Planning and Organizing Travel - November 19, 2019


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Is Chase Utley a Safe 2013 Fantasy Baseball Pick?posted by Unknown
That an aging and increasingly brittle second baseman such as Chase Utley must still be considered one of the best available at the position is both an acknowledgement of his talent and of the lack of offensive ability at the middle infield positions. Once past the third tier (all of my second base tiers are listed below) the talent drops off into the undesirable range very quickly. There is some promising talent on the way but until it becomes proven they won't be of much use in shallower mixed leagues. Jedd Gyorko of the Padres, Kolten Wong of the Cardinals, Delino Deshields of the Astros, Jonathan Schoop of the Orioles and Brock Holt of the Red Sox are some of the talents closet to contributing to fantasy teams.
Gyorko and Wong could start the season in the major leagues. I think Gyorko could be a major rookie of the year candidate and he is one of my favorite deep NL-only picks this year. I am not as big on Wong. Wong has skills that are improving but gets a lot of value from defense and intangibles which will not be an asset to most fantasy teams.
What are we looking for from our second basemen? It used to be that if he hit for a decent average and stole a few bases fantasy owners would be happy. But times changed and power became a more frequent requirement from the position. Stolen bases are almost a given these days but the power we enjoyed last decade is fading fast. These days we'll take batting average, decent power and a smattering of stolen bases and not complain too much.
Utley of course was once a lock to be one of the top two or three at the position. He hit for average, got on base, hit for power, stole bases and played excellent defense. He still does all of those things but has become very injury prone - mostly his bad knees. He has changed his workout routines in an effort to be better prepared for the season but I would hesitate to count on him for more than 400 at-bats and it could be less than that. Last season in 301 at-bats (362 plate appearances) Utley delivered a .256/.365/429 batting line with 48 runs, 45 RBI, 11 homeruns and 11 stolen bases. That is not so terrible when batting average has become less of a priority to major league hitters but it is far from what Utley could once provide.
What those numbers tell us is that Utley can indeed be productive for as long as he is on the field. Certainly on an at-bat to at-bat basis Utley is better than most at the position. Fantasy Owners can feel secure selecting Utley as long as they do not pay for more than 400 at-bats and have a plan to cover his almost inevitable time on the disabled list.
Tier One Second Basemen
Robinson Cano, New York Yankees - Cano is the best bat at the position by far. He hits like a potential batting champ and is a near lock to provide around 30 homeruns. Typically his Yankees lineups are so good that 100 runs and 100 RBI are always in range. With the deluge of injuries and the lack of established replacements the run and RBI totals are not as certain.
Tier Two Second Basemen
Dustin Pedroia, Boston Red Sox - Only the occasional injury and last year's slump keep him from joining Cano in the first tier of the position. He provides average, some power and stolen bases and bats near the top of an excellent lineup.
Ian Kinsler, Texas Rangers - He has been a bit inconsistent but Kinsler can do it all. He is a solid bet for an annual 20/20 season and 30-plus homers are very possible.
Ben Zobrist, Tampa Bay Rays - The Rays refuse to leave him at one position. He began the offseason as the starting shortstop but was moved back to second when they acquired Yunel Escobar. Then he was placed back in the outfield when the Rays acquired Kelly Johnson. He hits for average and is usually good for close to 20 homers and 20 steals.
Jason Kipnis, Cleveland Indians - Kipnis ran into some growing pains in the second half of the 2012 season but still put up great overall numbers. He has 30 homer potential and should steal at least 20 bases if not the 31 he totaled in 2012.
Aaron Hill, Arizona Diamondbacks - Consistency is not his bag but he is usually good for 20-plus homers and a double-digit smattering of stolen bases. The Diamondbacks love to run so he could steal 20-plus bases again.
Tier Three Second Basemen
Jose Altuve, Houston Astros - A lack of power and a lousy lineup are keeping him from ranking better. But we will take the 30-plus stolen bases all day. He actually does have a little pop for a little guy but that is not his game and expecting more than a few homers would be to court disappointment.
Rickie Weeks, Milwaukee Brewers - A massive slump through the first half the 2012 season has eroded his fantasy value a bit. He was pretty much his old self in the second half. There were actually signs of him becoming a better, more patient hitter.
Brandon Phillips, Cincinnati Reds - Is Phillips the coolest guy in the game? He's good for close to 20/20 every season and should have a big year in the souped up Reds lineup.
Chase Utley, Philadelphia Phillies - Talented but injury prone.
Dan Uggla, Atlanta Braves - Usually one of the positions's better power options, he slumped badly in 2012. He seemed to start pressing to break the slump which only made it worse. He is the type of player that can fade quickly so be cautious selecting him.
Tier Four Second Basemen
Howie Kendrick, Los Angeles Angels - He has never seemed to reach his full potential as a possible batting average star with some power and speed. But he is an excellent pick this season if for nothing but his place in the middle of the Angels lineup.
Neil Walker, Pittsburgh Pirates - He should hit for a decent batting average with a dozen or so homers and a few stolen bases. He no longer has the talented Brock Holt keeping an eye on his job.
Kelly Johnson, Tampa Bay Rays - His batting average will be lousy but he has 20/20 potential. It appears the Rays will start him at second base but back him up well.
Danny Espinosa, Washington Nationals - A shoulder injury that he chose to rehab without surgery has some analysts worried. It has the potential to impact his power numbers. Steve Lombardozzi is ready to pounce on his job.
Jeff Keppinger, Chicago White Sox - He hits for average with a few homers and steals. He qualifies all over the infield and could change positions depending on the production of players like Brent Morel and Gordon Beckham. Carlos Sanchez is almost ready for a shot at the majors and he has big stolen base potential.
Dustin Ackley, Seattle Mariners - He was a big disappointment in 2012. He is expected to hit for average with some power and some stolen bases. Some people expect that anyway.
Brian Roberts, Baltimore Orioles - He looks healthy this spring but we've seen this before. I would not count on him to play the entire season. If healthy he should steal some bases assuming his legs are still good.
Tier Five Second Basemen
Eric Young Jr., Colorado Rockies - New Rockies manager Walt Weiss seems determined to create more of a role for the talented and versatile Young. If he gets at-bats he should steal a ton of bases. It would not take too much imagination to see him starting at second base or in the outfield at some point this season.
Omar Infante, Detroit Tigers - This is probably the last player on the list that I would want to draft. Everyone below this would make me just a little sick. He has some power and will steal some bases. He could have a really good season in Detroit.
Gordon Beckham, Chicago White Sox - After a fast start to his career Beckham has done nothing but disappoint. He has some power and can steal bases but he is not a disciplined enough hitter to deliver for fantasy owners.
Daniel Murphy, New York Mets - He does not hit for much power or steal many bases but he does hit for a decent batting average. He is probably a bit underrated due to the Mets lousy lineup.
Marco Scutaro, San Francisco Giants - An excellent contact hitter with some on-base skill. He hits a few homers and steals a few bases. His teams always seem to be searching for his replacement. Your fantasy team will not be any different.
Maicer Izturis, Toronto Blue Jays - Battling Emilio Bonafacio for the role of starting second baseman. He is better suited a bench role and that is likely his destiny.
Tier Six Second Basemen
Tyler Greene, Houston Astros - He is only a decent hitter but he has the power and speed to provide fantasy owners with double digit homers and steals. He is projected as the starting shortstop for the Astros.
Logan Forsythe, San Diego Padres - He had better hope that Jedd Gyorko struggles defensively this spring. Gyorko can hit circles around Forsythe. Forsythe has a tiny bit of power and some stolen base ability but is not much of a contributor to a fantasy team.
Darwin Barney, Chicago Cubs - A defensive whiz who has managed decent batting averages and some stolen bases. He is not worthless but his value is only the result of the starting role he has no real skills that a fantasy owner would covet.
Donovan Solano, Miami Marlins - He could be the starter for the Marlins now that the team has been decimated. If he is better than average at the position it would be a great season for Solano and still without much fantasy value.
Jamey Carroll, Minnesota Twins - He can hit for average but he may be coming off the ben ch this season as the young Brian Dozier is likely to win the starting shortstop job.
Mark Ellis, Los Angeles Dodgers - He gets on base but that is about it for fantasy owners. I fully expect Dee Gordon to take over at second base at some point this season. The sooner the better.
Alexi Casilla, Baltimore Orioles - The most likely candidate to replace an injured Brian Roberts. He can steal bases and some unrealized power potential.
Jemile Weeks, Oakland Athletics - Battling Scott Sizemore for the second base job after a disappointing season. But based on potential alone he should win the job.
Tier Seven Second Basemen
Steve Lombardozzi, Washington Nationals - Danny Espinosa's potential replacement. He's a gritty gamer type that the Diamondbacks would love.
Chris Getz, Kansas City Royals - He should be sitting on the Royals bench but because manager Ned Yost is in love with him he will continue to battle Giavotella for the starting second baseman job.
Johnny Giavotella, Kansas City Royals - He has the bat to move way up this list. He should hit for an excellent batting average with some power and stolen bases.
DJ LeMahieu, Colorado Rockies - He can hit. He has no power. He has some speed but nothing exciting. But he can hit.
Ryan Roberts, Tampa Bay Rays- He has some power and might be productive if the Rays give him a chance to play.
Ryan Raburn, Detroit Tigers - He looks like a bench player this season. That is probably for the best.
Freddy Sanchez, San Francisco Giants - To rank higher he would have to stay healthy for a few dozen at-bats per season.
Scott Sizemore, Oakland Athletics - Battling for the A's second base job. He has a little power and a some stolen base skills but nothing to get excited about.
Labels: Aaron Hill, Advanced Fantasy Baseball, Chase Utley, Dustin Pedroia, Jason Kipnis, Philadelphia Phillies, player rankings, Position Tiers, Robinson Cano, second basemen


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Report of the Hillel Task Force on Balancing Professional and Personal Lives
Publication Date: November 2002
Publisher(s): Advancing Women Professionals and the Jewish Community
Author(s): Shifra Bronznick; Didi Goldenhar
Topic: Labor (Workplaces)
Social conditions (Discrimination and affirmative action)
Keywords: Jewish Organizations; Employment; Gender; Professional Development
Coverage: United States
This paper reports on the findings of a Hillel International Task Force exploring significant barriers facing females in senior roles in institutions across the country. The report is part of a pilot program of Advancing Women Professionals and the Jewish Community (AWP) that seeks to examine conditions of gender inequality within the Jewish communal world. The findings highlight the difficulty female professionals have in balancing professional and personal demands. It provides recommendations to improve work-life balance issues, particularly among senior female Hillel professionals.


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Change= is all about creating an inspired learning enviroment for young adults. For a long time, in the Netherlands, too few apartments have been built for young adults who are simultaneously at the beginning of their working and housing career. Even if they have a job, it often takes too long to obtain an independent accommodation in the city that meets reasonable standards.
This unstable living situation can have a significant impact on the lives of these young people, with a negative spiral as a result. It has become an issue with great consequences. Change= was established to serve this group of young adults. Commissioned by Change= OZ has interpreted the ambition to provide a foundation for a successful start and a prosperous future through youth housing, as an integral part of the important chain: Housing, employment, and environment. Change= is pushing for that chain. OZ translated these principles into a highly efficient layout and a striking building which, within the management formula of Change=, uses every possible opportunity to create a "sense of community" for its users.
Helping young adults means investing in a better future. Therefore we decided to create a Change= II.
We are nominated for the Amsterdamse nieuwbouwprijs. You can vote for this design by clicking on the banner below.
For more information about this project click here.


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*Item may not be exactly as shown.
This upholstered piece may have many different fabric choices for your home and may be shown differently in our showroom than as pictured on website, price will vary depending on fabric chosen. Pricing is "as displayed" in our showroom.
This piece has all the comfort of a recliner with the look of a stylish accent chair. Thanks to its design, you're sure to get the best of form and function all in one.
With the style of a stationary chair, this push back chair also gives you a footrest for additional comfort. It's available in a variety of fabrics, leathers, and finishes, so you're sure to get the piece you envisioned. Plus, it's made with quality materials and techniques in Canada, so it's sure to stand the test of time too. Also available in power recline.
The 3450 Transitional Push Back Chair with Tapered Arms by Decor-Rest at Stoney Creek Furniture in the Toronto, Hamilton, Vaughan, Stoney Creek, Ontario area. Product availability may vary. Contact us for the most current availability on this product.
This item has been tagged as: Recliner, Reclining Chair, Glider Rocker Recliner, Rocking Recliner, High Leg Reclining Chair, Lift Recliner, Pop - Up Recliner, Reclining Chair and Ottoman, Motion Recliner, Standard Recliner, No - Rock Recliners, Wall Recliners, Easy Chair, Living Room Chair, Living Room Furniture, TV Chair, Chair Recliner, Massage Chair, Massage Recliner, Swivel Rocker Recliner, Massaging Recliner
Nothing on this page may be copied or reproduced without explicit permission.


text: Responsible Gambling Racingbase Staff in News 12 Jun 2019 22 shares Share Tweet Email Share Reddit "Responsible Gambling" is a broad concept that aims to ensure gambling is conducted in a manner whereby the potential for harm associated with problem gambling is minimised.It respects the responsibility of individuals for their own actions, but also acknowledges a responsibility on the part of service providers.Responsible gambling has regard to the context in which gambling occurs, the inducements made to gamble, the way the gambling service operates and the integrity of the gambling operator.The aim is to enable persons to make informed decisions about their participation in gambling and, if harm has occurred, to access gambling help services.For most people, gambling online is what it should be – a fun way to spend their leisure time. However, for a small minority, gambling online can be a problem.The vast majority of our online customers will never experience a problem. However, playing responsibly is not confined to those who either have a gambling problem or are the most at risk of developing one. It is the best approach for everyone.On all of our websites we are committed to helping our customers keep it fun by marketing and advertising those gambling operators that promote safe and responsible online gambling. Additionally, by providing information and guidance to those who may be unable to stay in control of their gambling.What determines problem gambling?Problem gambling occurs where a vulnerable consumer lacks control over their gambling, particularly the scope and frequency of gambling, the amount of money gambled and the amount of time devoted to gambling. The negative consequences of problem gambling may include:the gambler suffering excessive financial losses relative to the gambler's means;adverse personal effects on the gambler and/or their family;adverse affects on employment and work performance;other costs which are borne by the community.How will I know if I have a problem?A good way to gauge whether your gambling is no longer fun, and may be getting out of control, is to ask yourself the following questions:Do you gamble alone on your computer for long periods, perhaps staying away from work or other activities to do so?Have you needed to increase your gambling stake more and more to get the excitement you are looking for?Do you suffer mood swings, irritability and agitation when you are not gambling?Do you think that you gamble to escape other issues or problems in your life?Have you ever claimed to be winning from gambling when, in fact, you are losing?Have you tried, in the past, to reduce either the time or money that you spend gambling and been unsuccessful?Have you ever been tempted to commit an act of dishonesty to finance your gambling?Have you ever gone back online to gamble, on another day, to win back your losses?Have you ever hidden your gambling from people who are important to you in your life?Have you borrowed money, from any source, that you have been unable to pay back because of your gambling or are you otherwise in debt as a result of gambling?Have you ever sold any possessions to obtain money to gamble or pay gambling debts?Do you find yourself breaking promises, to family and friends, so that you can gamble instead?What should I do if I think I have a problem?The first step in taking back control is to be completely honest with yourself and accept that there is a problem, but that you have the will to confront it. Having done so, you have taken the biggest step to addressing the issue. It may be that simply standing back and realising that you have been displaying some of the above behaviours is enough to make you adjust your approach and allow you to resume control. Alternatively, you may feel you need help, advice and support.Do bookmakers help promote responsible gambling?All bookmakers are committed to sharing responsibility, with Governments and communities, for helping problem gamblers to identify their problem and seek assistance.They do this by:allowing our customers to set a pre-commitment or deposit limit;allowing customers to self-exclude (either temporarily or permanently) from betting;providing Responsible Gambling information and messages to customers;training staff about Responsible Gambling;referring customers who are at risk of problem gambling to gambling-related support services.You can also:Set reality checks - providing prompts and time-outs to help you manage the amount of time you play online.Set deposit limits – You can set limits that can be set for periods of time ranging from daily to monthly, and can be decreased, increased and removed entirely. View the history of gambling activity – To enable you to keep track of your activity, you will be able to access the history of your transactions, deposits, and withdrawals.Take A Break – You can set a break period anything from 24 hours to 6 weeksSelf-Exclude - You have the ability to self-exclude and stop gambling altogether. Self-exclusion can be applied for anything from six months to five yearsAutoplay controls - If you like to play games using the auto-play feature, you'll be asked to select your stake and loss limits before you start. And if you like, you can even choose to pause the game when you hit a jackpot, so you don't eat into any of your winnings.Practical steps to help you stay in control:Ask someone you trust to handle your money for an agreed amount of time (for example, three months) or otherwise seek their assistance in setting a budget plan.Limit the level of your deposits or expenditure or the time you spend online. Our recommended gaming web sites provide tools to allow you to impose your own limits on expenditure. Reward yourself for "gambling free" periods by spending the money you saved on something for yourself or your family.If all else fails – stop gambling. Self-exclude yourself from all the websites on which you normally bet or play. If you believe exclusion is the best option for you, it is advisable to take an appropriate break from ALL forms of gambling.If you want to prevent access to other gaming, wagering or gambling facilities on the internet, visit http://www.gamblinghelponline.org.au/ which will help you do so.Use a calendar to mark each day that you don't gamble, so that you can see the progress you are making.What gambling-related support services are out there?You can call the Gambling Helpline on 1800 858 858 or visit:Gambling Help OnlineGambling Help (New South Wales)Gambler's AnonymousHelp is just a click away. Available immediately, there is no need to make an appointment to access free 24/7 support via chat or email. It's free, easy and convenient and available to anyone affected by a gambling concern.Read stories of recovery from gambling problems or join forums and share their successes, frustrations, stories and strategies for beating gambling problems.There are many free resources that you could find helpful in understanding your situation and the options you have for dealing with it.


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CBS officially announced the cast of Big Brother 10 this morning, confirming the cast list that was published online.
Host Julie Chen says in a video that introduces us to the cast (below) that this new season represents "Big Brother in its purest form." Of course, Big Brother's idea of pure makes most of us gargle bleach, but that's the fun part.
The AP interviewed the houseguests in sequester in a Studio City hotel (frighteningly close to where I'm staying for the next two weeks) and reports that "[t]his season's contestants seem to be more aware of the repercussions of their actions from the outset." We shall see.
Besides repeating everything she's already said, executive producer Allison Grodner said that this season, which so far does not have a publicly announced twist, returns the show to its origins–at least before the producers stick their grubby little hands into it and screw it up, which she hinted will occur. "Every season had its unique twist. I think, in a way, going back to basics and having the cast be all strangers is part of the twist of '10.' Of course, there will be more," she said.
Meet the new hamsters and watch them mug for the camera–they're not good actors at all–in this CBS video:
Meet The "Big Brother 10" Cast [AP/Early Show]


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Are you in need of automotive maintenance or repairs, but aren't excited about the idea of paying full price? That won't be an issue at Thompson Hyundai! To help make sure you save as much as possible on your next visit, our Hyundai dealership in Baltimore has a wide array of service coupons and special deals for you to peruse at your leisure.
Whether it's brake services, a wheel alignment, tire rotation, or factory-installed accessories, you'll find an excellent deal on the services you need to keep your vehicle at peak performance. Take a look at the coupons listed below, print out the one you plan to use, and bring it in with you for savings on your appointment.
Should you have any questions about the auto service coupons available from our Baltimore Hyundai dealership, fill out our online contact form and one of our specialists will reach out with the information you've been looking for. You can also give us a call anytime during regular business hours at 410-288-5700 if you'd like to talk with us directly.


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Are you seeking clarity about a specific situation or trying to navigate through a confusing time in your life? Do you need some trustworthy guidance? Your angels are waiting to help. Whether you are focused on your career, relationships or other aspects of your life, your angels can assist you along the way.
During your Ask The Angels Q & A session, I will:
For this session:
*I can usually answer 2-3 detailed questions in a 30 minute session.
Add a reading for additional messages and guidance from your angels. (see link below)
I will ask the angels what they would like to share/discuss with you.
It may or may not relate to the subject/questions you have asked about.
I will leave it up to them to decide!! This will be done after your 30 minute Q&A Session.
At the end of the session, I will ask the angels to surround you with various rays of angelic light. I will do a prayer request on your behalf, inviting the angels to remain with you, guide you and protect you.
♥ ♥ Once your order is is processed, I will contact you by email. Thank you, Jeanette ♥ ♥
Posted by Jenny J. on 13th Oct 2016
Thank you! I knew I was lead to you for a reason. I was so overwhelmed and struggling that I could not clearly hear my spirit guide. You have been absolutely wonderful and supportive. You definitely put me at ease. I was actually able to sleep last night. I feel so much better.
Posted by Serena on 25th Sep 2016
The information you gave me was absolutely amazing and comforting. No one knows I have a ritual with my dad...I almost fell over when you mentioned this ritual and know he is feeling loved and missed is heart warming.
Thank you!
Posted by DH on 2nd Sep 2016
I just got my reading and I am sitting here crying big angel tears....Thank you Jeanette and the angels! You have helped me to discover the mother/healing element that keeps coming up in my life.
Posted by Unknown on 2nd Sep 2016
Thanks for taking your time and supporting me. I have no one else I can talk to about this. I do believe this information is really a gift from above. It's perfect for me at this time!
Posted by Unknown on 30th May 2015
Jeanette Has a Divine Gift !!!
I lost my dad a week prior to emailing Jeanette but could not shake a nagging feeling that he had been trying to communicate with me. I had several bizarre experiences that were confirmed by Jeanette as well as answering some important questions that I still had. Her reading brought me comfort and closure as well important
Mentoring that went above the one question framework. She is such a giver and supporter. I would use her every day if I could.
Posted by Wendy on 20th Jan 2015
I am sooo happy with the reading, it came at the perfect time..it was much needed.Thanks Jeanette for being there, for your connection with the Angels, for caring...and most of all being a friend.
Namaste xxoo
Posted by Krystal on 20th Jan 2015
You are the best. A true, blue etherial beauty who is in harmony with earth's blessings! Thank you (and the angels) for allowing me to feel worthy of love.
I hope this year brings back to you the beauty & kindness you bring to others.
Posted by Jennifer on 19th Jan 2015
You're an ANGEL, and I thank you my dear loving friend for all you've done and the love and guidance you've shown me. I know my husband is with the angels and that he is near. You are beautiful and brilliant. One of the best gifts was when you came into my life. I appreciate you my sweet friend!
Posted by Julie on 18th Jan 2015
Posted by Jo on 16th Jan 2015
OKAY, I AM SPEECHLESS. Your messages are soooooo channeled. Wow. They are truly DIVINE and you are the beautiful vessel it comes through. XO
Posted by Hanna on 14th Jan 2015
I ordered this reading because I felt there was a message for me coming through you. The message was very supportive and I truly know and trust where I am on my spiritual path.I am sharing your gift with my friends. May you spread your wings to far places.
Posted by LC on 14th Jan 2015
Thank you so much. The information you gave me has been very helpful and nothing short of amazing. I appreciate your helping me. It is a blessing. Namaste :)
Posted by Jeanne on 13th Jan 2015
You are so kind. I just got off the phone with my brother. I tried to explain (in my own version of what I have learned) how your gift works and how our souls learn lessons here on Earth and on the other side. He was so blessed to receive this message from his daughter. She knew you and I had a connection and that he could receive it...amazing! I loved how you could see her with my Dad...and my favorite part was knowing that my Dad was there to take her to Heaven and lead her to the angels.
God bless you always! Your gift has given some peace and understanding to us...
With great love and gratitude, Jeanne
Posted by Judy on 13th Jan 2015
I can't stop crying and laughing!!! You have no clue what this means to me (yeah...you probably do).Connecting with my sister ! This sounds just like her and my mom coming through! You described my Mom to a tee...how do I thank you for this gift???
Posted by Hope on 13th Jan 2015
Situations in my life have caused me great distress and actual physical pain at this time – I was so curious as what the Angels guidance would be and what they would say about how to handle things. I had questions. And now I have answers. I really read through this email and my other 2 q & A readings, and for the first time in my life I feel I am getting it! I am grateful. The angels truly gave me what I need to go inward and start my "new life work".
Posted by kate on 20th Aug 2014
I would like to say thank you to you, the Archangels and my guardian angel for allowing me to know how to improve my life and how to help myself and my son. This reading brought tears to my eyes. It will help me to finally be happy.
Posted by Macy on 14th Aug 2014
Thank you. This is very helpful. I actually slept the entire night without waking up anxious and was able to put things in better perspective at work.
Posted by Laura M on 21st Mar 2014
Jeanette, I was in such a bad place.My sons and I have been through so much, it was all weighing on me more than I could say. I asked the angels for a sign that we would triumph over these circumstances.I believe with all my heart that what you gave me was a sign from the angels. I know
the angels are with us. Thank you sweet soul for all that you do.


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About SMAH
Our Story
Spring Meadows Animal Hospital was founded by Dr. Gary Barden over 30 years ago. The office was originally located on Airport Highway, but in 1999 Dr. Barden moved the clinic to its current location: 1421 Holloway Suite C Holland, OH. Since then, the practice has expanded to include Dr. Brent Couts and Dr. Kady Flowers.
Our mission is to maintain the wellness of our patients and to offer veterinary services to animals in the area. We strive to provide high quality care to companion animals and support for their familes at a resonable cost.
Located at 1421 Holloway Rd. Suite C, Holland, Ohio 43528 (North of Airport Hwy/across from Yoder)
Office hours Mon-Fri: 8:00am-6:00pm Sat: 8:00am-12:00pm Sun: Closed
Call Today!419-866-9121


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Rowdy Roddy Piper is a wrestling legend, but he never achieved the kind of mainstream accolades as his counterpart Hulk Hogan. Piper helped build WrestleMania and turn the industry into a phenomenon that still rages today.
More people are familiar with the name Hulk Hogan than the name Roddy Piper. That's too bad. He was better than Hogan in many ways.
Here are 5 reason why Piper was better than Hulk Hogan:
5. Roddy Piper was a better wrestler
Piper could throw a dropkick. He could bump. He could get slammed and roll out of the ring and then come right back in and do it again. He was also known to show off his wrestling skills and keep his opponent down. Piper was a worker, and by every measure possible a better wrestler than Hogan.
4. Roddy Piper was more respected by his peers
Let's face it; Hogan's personal life is a mess. Even before his recent sex tape scandal, Hogan was not widely respected by his peers. Piper also has his enemies, but guys like Ric Flair loved Piper and knew of his incredible contributions to the industry. Piper was willing to have a match at the beginning, middle or end of the show. His peers (no, not everyone) loved him for his efforts.
3. Roddy Piper along with Mr. T made WrestleMania I
Imagine a time in Hulk Hogan's prime when he was not the focal point of the match? That was Piper in 1985 at the first WrestleMania. Piper talked his way into the main event of Wrestlemania and made the match feel special. Everyone wanted to see Piper lose to Hogan. WrestleMania's build-up was more about Piper and Mr. T, than Hulk Hogan. Without Piper, WrestleMania 1 could have been a disaster.
2. Roddy Piper is a better actor
No that's not saying much. Still Piper starred in "They Live" and earned much critical acclaim. "I have come here to chew bubble gum and kick ass and I'm all out of bubblegum. " Piper says in "They Live." He didn't land as many roles as Hogan, but it doesn't matter. Piper had serious acting ability. Hogan, not so much.
1. Roddy Piper was a better talker
Hogan had one kind of promo. "Well you know something, Mean Gene," he would say. Piper, on the other hand, was never predictable. His style changed with his opponent. And most of all he was funny. His promos were entertaining and clever. Piper had an amazing ability to make himself look good and his opponents look like children. Piper hosted Piper's Pit and turned himself into a superstar. Hogan talks a lot, but his promos were over-the-top and single-dimensional. Piper could jabber with Ric Flair, Hogan, Mr. T, Snuka, Goldust, Bret Hart, you name it. He could do it.


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Harwood Hutton London's Forensic Accountants profiles
Adam Stronach - Profile
Adam Stronach is a forensic accountant, a fellow of the Institute of Chartered Accountants in England and Wales and a member of the Academy of Experts and of the Expert Witness Institute.
Adam has been involved in forensic accounting, expert witness and litigation support work for 20 years, receiving instructions from solicitors on a wide range of matters. He has acted for claimants, defendants and as a single joint expert, preparing reports for Court, meeting experts to prepare joint statements and assisting Counsel where appropriate.
Adam has given oral evidence in the High Court and in the family courts.
Adam has accumulated considerable experience acting as accountant in a wide range of commercial clients. He is also a registered auditor and has audited a range of entities including commercial companies and professional firms.
Adam also provides corporate finance advisory and transaction services to clients, including a fully quoted US business.
Adam brings his knowledge and experience of audit, accountancy, taxation and corporate finance to his practice as a forensic accountant, providing reports grounded in common business sense and which are practical and technically robust.
Adam is a member of the Audit and Assurance, Tax and Corporate Finance faculties of the Institute of Chartered Accountants in England & Wales.
Adam provides a range of Solicitors Regulation Authority accredited training seminars and workshops to solicitors firms.
John Brace - Profile
John Brace is a fellow of the Association of Chartered Certified Accountants, a member of the Academy of Experts, the Expert Witness Institute and the Chartered Institute of Arbitrators.
He became involved in forensic accounting some 25 years ago. This stemmed from undertaking expert witness assignments predominantly in matrimonial cases frequently requiring investigation into missing assets and undisclosed income.
John's work widened to include accountants' professional negligence, partnership and shareholder disputes and construction related matters, the latter reflecting his 15 years' experience in the construction industry.
John trained in public practice in London following which he held senior finance posts in the construction industry. He then started his own construction business which he sold by way of an MBO and returned to public practice at Harwood Hutton where he is now managing director. John was a member of the Council of the Association of Chartered the Certified Accountants (ACCA) for nine years and served as President in their centenary year. He has contributed to the development of the accounting profession in the UK and Europe through membership of ACCA, FRC and FEE committees. He currently sits on the ACCA Global Forum for Audit and Assurance.
John has given evidence in County Court, the High Court in London, Magistrates Court, Crown Court, the Central Criminal Court and Tax Tribunals. He has also given evidence before the then Trade and Industry Committee.
Emma Tredgett
Emma obtained a BSc Combined Honours in Business Administration and Psychology from Aston University and joined Menzies Chartered Accountants after graduation. She became a member of the Institute of Chartered Accountants in England and Wales in 1997.
Emma joined Deloitte in 1998 and initially worked in Deloitte's Audit and Business Services Group and in 2000 transferred to Deloitte's Forensic & Dispute Service Group, becoming a Senior Manager in that team. In 2006 she left Deloitte to join Monitor (Independent Regulator of NHS Foundation Trust) where she carried out financial due diligence n NHS trusts. Emma joined Harwood Hutton in 2012 where she is a Corporate and Forensic Services Executive.
Professional memberships and Qualifications
Fellow of the Association of Chartered Accountants
Fellow of the Chartered Management Institute
Member of the Chartered Institute of Arbitrators
Founding Member of the Expert Witness Institute
Member of the Academy of Experts
Member of the Society of Expert Witnesses


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Carolinas Pain Institute was formed in 2004 by Dr. Richard Rauck. Dr. Rauck was the Director of the Pain Control Center at Wake Forest University for over 20 years and decided to go into private practice with another group in Winston before forming what is now Carolinas Pain Institute.
We are the training program for the Pain Management Fellowship Program through Wake Forest University Baptist Health. Dr. Rauck has been the Director for this over the past 20+ years. We have trained over 200 physicians who practice throughout the United States.
Dr. Rauck was awarded the John J Bonica Award in 2013, the highest award presented to an individual for outstanding contributions in the areas of development, teaching and practice of pain management. This is through the American Society of Regional Anesthesia.
After completing their Pain Management Fellowship, Dr. James North joined Carolinas Pain Institute in 2005, and Dr. Christopher Gilmore in 2007.
Dr. Leonardo Kapural joined Carolinas Pain Institute in 2010 from The Cleveland Clinic and Dr. Kamal Ajam joined in 2011 and expanded our operations to include a Pain Center through our affiliation with Wake Forest University Baptist Health at Brookstown in 2011.
Dr. Kamal Ajam joined Carolinas Pain Institute after he completed his fellowship training with us in 2011. He is also board certified in Internal Medicine. He works with the Wake Forest University Baptist Health at Brookstown beginning in 2011.
All of our physicians, mid-levels and employees strive to make a difference in patients' lives every day.
Our office is open Monday through Friday from 8:00 am to 4:30 pm.
We are closed on major holidays.


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Kara Donohoe, a massage therapist for Harvard University Health Services' Center for Wellness, filed a class action lawsuit against Harvard on Monday, alleging that the University has misclassified her and other employees as independent contractors, thereby denying them benefits.
The lawsuit aims to recover damages for wages and benefits—among them paid vacation, paid holidays, sick days, and the ability to take Harvard classes at a discounted price—for the purportedly misclassified workers, which include Donohoe and "all other similarly situated," according to the lawsuit.
"I would hope that Harvard would give us benefits, and I would hope that everyone else who is being misclassified at Harvard would come forward," said Donohoe, a Harvard employee for more than 11 years. "It's sad to me that these people are working just as hard as everyone else and not getting benefits."
Shannon E. Liss-Riordan '90, the attorney for the case and a former Crimson editor, claims that the workers' services are performed "in the employer's usual course of business," which would qualify the workers as employees under Massachusetts state law.
The Massachusetts law is three-pronged: a worker is considered a contractor if he or she is not under direction of superiors, is not part of the "usual course of business" of the employer, or has an independent business separate from their work from the employer in question.
"The burden is on defendants to prove all three prongs of the law in order to prove that someone is an independent contractor," Liss-Riordan said. "Harvard would have to prove all three things."
For determining whether a worker is an employee or contractor, "Massachusetts happens to have one of the strongest tests in the country," Liss-Riordan said. She added that the Massachusetts test is more protective of employees than the federal equivalent.
The lawsuit could be costly to the University depending on how many plaintiffs come forward in the lawsuit. If Harvard violates Massachusetts wage law, it must pay workers three times the amount of wages that were denied to them, plus reimbursements.
Liss-Riordan, who has sued the University in the past and is currently involved in a lawsuit against Uber, believes that there are "likely many other employees around Harvard who have been misclassified as contractors," although she did not know exactly how many.
Employee status would also allow the plaintiffs to join a union, something Donohoe said she would "love to" do but is currently not allowed as a contractor.
Donohoe began researching the distinction between employees and contractors this winter break, when she and her coworkers had to take two weeks of mandatory unpaid vacation.
"I love what I do. I love my coworkers and we have a community that really utilizes us," Donohoe said. "I just wish therapists could really get acknowledged for our hard work."
Lindsey Baker, spokesperson for Harvard University Health Services, wrote in an email that the University "cannot comment on personnel matters or pending litigation."
Read more in University NewsStanford Tops Harvard in FY 15 Contributions
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Harvard Today: February 23 2015
Harvard Club Employees Protest Proposed Health Plan ChangesProtesters said the changes would raise out-of-pocket costs for employees, an allegation that Harvard Club of Boston spokesperson Diana C. Pisciotta denied Thursday.
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I've posted previously about our recent week in Cambodia with Habitat For Humanity building 10 homes for disadvantaged families. It was an eye opening and life changing experience for many of our partners and a week that none of us will forget.
It was hard, back-breaking work in the 35+C heat but hugely rewarding for us to work collaboratively alongside these families to make such a huge difference to their lives.
Steven Yen from our People & Culture team has done an amazing job putting together a website that tells our story (see attached extract and link below), as well as a short video: https://vimeo.com/136900107/
Check them out...
On 20 July 2015, 135 leaders from Grant Thornton Australia, in partnership with Habitat for Humanity Australia, gathered in Phnom Penh to build homes for disadvantaged families.Over the next five days we pushed ourselves physically and emotionally for a greater cause. The comfort of our air-conditioned offices was exchanged for heat and humidity as we worked to build not just houses, but homes. We learned to work to each other's strengths and experienced the power of collaboration.We connected with the country, its history, the families and their hope. In connecting with their dreams, we delivered more than we ever thought we could. Crucially, we defined ourselves better as individuals and as leaders. This is our story.


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Scientific publications
Defective proliferation and regulatory function of CD4+ T cells bearing Leu-8 homing receptor in primary biliary cirrhosis. Phorbol myristate acetate enhances T-cell function
Moreno-Otero R, Murakawa Y, Kanof ME, Civeira MP, Jones EA, James SP.
Liver Diseases Section, National Institute of Diabetes and Digestive and Kidney Diseases, NIH, Bethesda, Maryland.
Magazine: Digestive Diseases and Sciences
Date: Jun 1, 1994Hepatology
The majority of circulating CD4+ T cells express the Leu-8 peripheral lymph node homing receptor, and these cells have previously been shown to have suppressor-inducer and suppressor function. In the present study, it was found that CD4+, Leu-8+ T cells from patients with primary biliary cirrhosis (PBC) have a significantly (P < 0.01) lower proliferative response when stimulated with phytohemagglutinin (PHA), concanavalin A (Con A), or pokeweed mitogen (PWM) compared to normal controls.
The proliferative response of CD4+, Leu-8- T cells was similar in patients and controls. However, the proliferative responses of CD4+, Leu-8+ from patients with PBC was normal when cells were stimulated with PHA, Con A, anti-CD3 monoclonal antibody, or ionomycin in combination with phorbol myristate acetate (PMA). CD4+ T cells from patients with PBC mediated normal helper function for PWM-stimulated immunoglobulin synthesis at high T/B ratios and their regulatory function was similar to that of normal CD4+ T cells that had been irradiated to inactivate their suppressor activity. When CD4+ T cells from patients with PBC were precultured with the combination of Con A and PMA, they mediated potent inhibitory activity similar to that of normal CD4+ T cells. Thus, CD4+, Leu-8+ T cells from patients with PBC have a defect of proliferation and suppressor function that is reversed by coculture with PMA.
This finding suggests that impairment of a PMA-inducible lymphocyte activation pathway contributes to abnormal lymphocyte function in PBC.
CITATION Dig Dis Sci. 1994 Jun;39(6):1329-36
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Call 855-808-4530 or email firstname.lastname@example.com to receive your discount on a new subscription.
To learn how to become an effective leader, one may simply visit Amazon or a good book store and find many books on the topic. Most of these books provide information that might remind us of an MBA program's professors' teachings — a lot of information which until we are in a position to really apply it or implement it is forgotten. Or we take one leadership development program from a college or a one or two-day workshop and we learn a little more.
Increasing Client Requirements: Securing Law Firms for the 21st Century
By Debra Gray
Clients expect sophisticated and secure systems to keep their information safe. This obviously makes your IT professional's job much harder. Additionally, attorneys expect instant performance and near 100% up time. Achieving the delicate balance between accessibility and security is a challenge.
Law Firm Debt Levels Shrink as Partners Put More Skin in the Game
By Lizzy McLellan
What Does Widespread 'Deleveraging' Mean for Law Firm Health?
Industry watchers say law firms have become less reliant on bank debt over the past decade, as they explore other funding options. Often, that means raising capital from partners, or turning to other, less common sources.
Exit Strategies: Aging Partners Are Forcing Firms to Reconsider Retirement
By Dylan Jackson
Baby boomers control an outsize portion of law firm business. As they inch toward retirement, how are firms preparing for the transition process?
Reimagining Business Development Training and Coaching
By Debra Baker
Six Pillars of a Successful Bus-Dev Program
For firms wanting to thrive through the next economic downturn and beyond, mastery of business development fundamentals is as essential as mastering legal skills. Yet training and coaching — whether done internally or through outside consultants — requires an investment in time and resources.


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Need Emergency Edmonton Plumber - 587 410 4277
When we turn on our kitchen or bathroom tap, water flows out immediately. It looks like its clean water, but that is not 100% clean. When water travels through the ground, it picks up particles of minerals like calcium, magnesium, iron and lead from the earth. The process of removing minerals and impurities happens at the municipal water treatment plant before it flows out of our taps.
While hard water does not have any negative effects on human health, it can damage your household appliances and your plumbing. By leaving "scale" in faucets that you often use, it can clog the pipes. It also leaves spots on ceramic objects like dishes or your bathtub. In short, hard water is more abrasive than soft water.
Installing a new water softener is not an easy task, and if you have beginner to intermediate skills with replacing hardware equipment, it is advised that you call an experienced plumber. Also, it is important to follow the instructions provided by the manufacturer. Nevertheless, here are some steps you can follow if you wish to install the new water softener yourself.
Things you'll need:
Choose and clean the area: Pick the area where you wish to install the unit. Position the water softener near the main water supply, where the inlet and outlet pipes can be connected.
Cut main water and power supply and drain out pipes: Turn off the main water supply and the power supply, which also goes towards the water-heater. Then open lower level faucets to drain remaining water from the pipes.
Make connections to the bypass valve: Connect a pipe from the main water supply to the water softener's inlet port and another pipe from the outlet port into the water-heater, which will then distribute the water to other parts of your house. Solder all the fittings properly.
Clamp the drain hose and connect the overflow tube: This will let the wastewater flow into the drainage. The end of the hose must be at least 2 inches above a drain hole, and it should be securely clamped. Connect the brine tanks to the overflow tube and fill it with 4 gallons of water. The overflow's discharge must be positioned lower than the overflow fitting.
Flush water softener: Turn on the water supply to flush out the sediments and drive out air from the pipes. Open the valve to the water-heater and restore its power to ensure proper flow of water. Check for any leaks.
Set the valves to backwash position: Once plugged to a nearby receptacle, press and hold the "Regenerate" button.
Bleed off any buildup of air: The idea here is to drain out any air pockets off the unit to stop the sputtering noise.
Plug in the power cord: Turn on the water supply valve completely when a steady stream of water appears in the drain and let the conditioner run through the complete backwash cycle once again. Finally, test the system for any leaks, and if necessary retighten the solder if there are any leaky nuts or fittings.
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When you contact us, you'll get nothing less than the full attention of one of our expertly trained staff.
At Pro Plumbing & Heating, we're not satisfied until you are. You'll especially be satisfied with our prices — $99 an hour and $55 for a service call.
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I think the question itself is misplaced. Clearly, we use technology to do things for us that we no longer are doing for ourselves and that means certain abilities degenerate. Yet, it also means that we are freeing up cognitive energy for other things. So what's really important is not the skills we are losing but those that we need to develop.Read More »
Monthly Archives: April 2014
50 Ted Talks Every Educator Should Check Out (2014 Edition)
The communication explosion reaches its peak when you explore the endless avenues running through TED Talks. These are the best TED Talks for any educator because they make us laugh, warm our hearts, break down barriers, and always inspire us to dig a little deeper and push a little harder.Read More »
What Keeps You From Innovating?
In his TED talk about innovation, Toby Shapshak, shows that in developed countries, people spend a lot of their day doing "time wasters" - which takes time away from the time they spend innovating.Read More »
Top 20 Innovation Articles – March 2014
Drum roll please... At the beginning of each month we will profile the twenty posts from the previous month that generated the most traffic to Innovation Excellence. We also publish a weekly Top 10 as part of our free Innovation Excellence Weekly magazine and email newsletter. Did your favorite make the cut?Read More »
Social Soul – An Immersive Digital Experience
Social Soul is an immersive digital experience inspired by the question: how does it feel to be inside someone else's social media stream? MKG collaborated with artists' Lauren McCarthy and Kyle McDonald to design an experience that brings to life a user's Twitter stream in a larger-than-life structure where their social media profile is on display in a 360-degree stream of monitors, mirrors and sound.Read More »
5 Steps for a Better Innovation Culture through Experimentation & Failure
I have recently written a white paper on how to build a stronger innovation culture by embracing failure. Unfortunately, I cannot offer a clear solution, toolbox or blueprint on how companies can do this and one major reason for this is that most — if not all — companies are very reluctant to share their failures and how they approach them and learn from them.Read More »
Journal of Responsible Innovation, First Issue Review
In this post Jonny Hankins guides the Innovation Excellence community through the first issue of the Journal for Responsible Innovation.Read More »
The One Question That Should Drive Your Strategy
In 1960, Harvard professor Theodore Levitt published a landmark paper in Harvard Business Review that urged executives to ask, "What business are you really in?" Even today, a half century later, his challenge still resonates.Read More »


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Here at SpouseBuzz we've written a lot about PCS'ing. Whether we're discussing the etiquette of tipping military movers or the possibilities of a PCS-induced case of control freak, it seems that movers are involved in many of those discussions.
Military families often assume that movers will magically appear at your home, pack everything you own with care, and whisk it all away to meet you at your next duty station.
But that's not always the case.
Sometimes, like when you do a Do-It-Yourself or DITY move, you have to do all the work yourself. Including packing. And I can tell you from experience that those magical movers make it look way easier than really it is!
But there are some definite merits to DITY moves. (Click here for more on that.) So if you decide to skip the movers and do a DITY, make sure you have a plan going into it. And thanks to the sage advice from our experienced Facebook fans, we've come up with a list of top 10 tips for packing yourself up for a PCS: Top 10 Tips for Packing Yourself for a PCS 1. Get organized. Facebook fan Sofia said that's her best advice. Organization includes taking pictures of your more valuable items, saving money and bookmarking it for moving expenses, and keeping an inventory of your boxes.
2. Plan ahead. Time is another thing you have to organize. You probably don't realize how much stuff you really have. And packing is very time-consuming.
As Elizabeth said, "Whatever time you plan on using to pack, double it."
3. Do a pre-packing purge. A move is the perfect time to toss all that unnecessary and unused junk that's been hiding in the attic and under beds and in kids' drawers. As Amber A. put it, "Always purge before the move. Why pack/lift/move crap you don't intend to keep?"
4. Recycle. If possible, stock up on boxes you don't have to pay for.
"Get packing boxes and paper from people who just had their stuff delivered," advised Megan. "Never pay for boxes unless you absolutely HAVE to. Make sure to remove their moving stickers though."
"I get boxes from behind stores that recycle them," Alicia said. "I go to the recycle bin and take a bunch."
5. Choose packing materials wisely. Unfortunately, not all packing materials can be re-used like boxes. And not all materials are as good as others.
Nancy, who has done 12 (!) DITY moves, warned not to pinch pennies when it comes to packing materials, especially for precious items. But, "For some items, it is ok to use your towels and sheets," she said. "Get plastic covers for your mattresses."
Amber G. loves Space Saver Bags. "You can put way more stuff in your moving truck/POVs if you put all clothing, linens, and bedding in these bags! Walmart sells Magic Bags which are the exact same thing as Space Saver Bags and they are half the cost!"
"Rely on Scotch Stretch Wrap when you can!" suggested Facebook fan Amy. "We used it on our dressers and a couple toy bins and left the contents inside. Not only was it easy to move (without the doors flopping/sliding), but all we had to do was unwrap upon arrival."
6. Pack strategically. Amy also color coordinates. "We used one color marker for 'unpack right away' boxes and another color for 'when we get to it' boxes."
Amanda warned not to overstuff. "As tempting as it is to have fewer boxes, don't pack them too heavy! #hellobackinjury."
"Pack plates standing up," Bonnie suggested. "Not laying flat."
And Amber A. said, "We used the patterned duct tape- a different pattern for each room (blue for boys' room, yellow for kitchen, etc.) on the outside of boxes. When we got to our new place we put a coordinating strip of tape on the doorway of the room that box went in. Use packing tape to close up boxes and just a strip of the patterned tape on the side/top of the box- it's expensive."
7. Get the kids involved. Kids love feeling helpful and being a part of the moving process.
Our experienced Facebook fan Amy also offered kid-friendly advice. "If young kids are involved, get them excited for the move and let them label their boxes or put a sticker of their choice on the box which identifies it as theirs."
8. Accept help. If you have friends or family willing to put in the time and sweat to help you pack, then consider yourself incredibly lucky and accept without hesitation. As Elizabeth emphasized (with all caps) on our Facebook page, "DO NOT ALLOW YOUR SPOUSE TO TURN DOWN HELP!"
9. Look into PODS. That's what Nicole suggested.
PODS can help with both your moving and storage needs. And guess what? They offer a military discount! Click here to learn more about the discount and click here to read about the services PODS can provide.
10. Don't do it. Or, if all else fails, you could just follow the advice of several Facebook friends who advised to not even bother trying to pack yourself and enlist the help of movers. As another Facebook fan Amy said, "You will save your sanity!"
Have you ever done a DITY move and packed yourself? What tips would you add to the list?


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Due to the bustling activities that someone experiences every day then it is proper to find the best way to relax and relieve you from tension. Most of us have limited time to relax, and this tends to affect our daily activities. Stress relief toys made by wshcollection have started to gain the attention of these groups of persons. Regardless of the location; school, work, home and a host of others, these toys can help you to take some time off as well as have a little fun concurrently. What attracts these toys to people is the fun they offer, and they make an excellent gift for colleagues or fellow workers. Another exciting feature of these relief toys is that they are easy to handle without any difficulty. That is why many consider them as an effective means of relaxation and stress reduction.
What Kinds Of Toys Are There?
Numerous varieties of toys fall under this category. One of them is the classic spring toy. Kids usually play with these toys by walking them to their preferred destination, but you can also use your hand to shift them and play with them to relieve the stress that may be building up. Another benefit is that it helps you to concentrate and get a solution to issues that may be causing you problems. All these are done to help you relax your muscles thereby giving you a healthy lifestyle and ensure effective service delivery.
Squishies are super soft toys that can easily be squeezed and they will easily return to their initial form slowly. Squishies can be used for the alleviation of tension or stress; they can be used to fight or boredom or perhaps to assist you with relaxing and to calm down.
Directions for making Christmas tree Squishies
- You most definitely need to get money foam in order to cut out a squishy shape. Inexpensive memory foams can be purchased from the store in your locality or from the convenience of the online retail stores. A number of squishes can be gotten out of just a single pillow, depending on how large the Christmas tree you want to cut out is. In some instances, you can use an entire pillow for one class.
- You need to have an appreciable knowledge of some great scissors that can cut through memory foam easily. The Gingher dressmaker's shears work well and they can easily cut through the memory foam without tension or stress.
You can start out by cutting your memory foam pillow to a size that is larger than the Christmas tree that you intended on making. When you are done, cut through the rough version of your Christmas tree. If you will be doing this project together with your kids, be of assistance to them at this point.
- It is advised that you make use of scissors to have your shape fine-tuned. Ensure that you cut off the little bits until you seem to be happy with the final shape of your Christmas tree. Just as it was mentioned earlier, if you are carrying out this project with your kids, assist them with this step.
Fine tune your shape with your scissors. Then cut off some little bits until you're happy with the final form of your Christmas tree. (if you're doing this with little children, do this for them.)
- It is important that your workspace is covered right from the onset.


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Commemorative Certificate Frames
Including your loved ones' commemorative certificate, a beautiful work of art, keeping all of those extra little details to complete a whole story about your loved ones. We understand that some families do not have a commemorative certificate. Please watch this place as I will be creating some very special certificates soon.
Staring from $305
Staring from $305


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I love hearing about the latest gadgets and apps to hit the fashion world, particularly the world of fashion blogging, on Saturday, myself, Risa and Natalie headed to Looking.gd's Soho headquarters for the launch of their new site and app.
Looking.gd can only be described as insta-blogging, i.e. a mix of instagram and blogging. You upload what you're wearing as you'd do on your blog, but it's less constructed, it's just *snap*, upload and tag. Simple right? No lugging around your DSLR and begging your friends to play photographer! I love the idea of just being able to do the occasional quick iPhone OOTD.
We were introduced and briefed about the site and the app, and we talked, ate a lot of cake, had a few drinks in the sun (They had the best roof terrace!) and just generally had a really chilled time. I thoroughly enjoyed myself, learning more about the site, and meeting some other very sweet bloggers!
Sign up here and get Looking.gd
XOXO Sade


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Solar PV seems to be the current darling of the renewable energy world. But how much "resource" is really out there? How much should cities rely on the development of local solar resources to meet their climate and energy goals? What trade-offs should urban cities make between desirable things like tree canopy and maximizing solar energy resources? GIS tools and new data resources can help begin to answer that question.
Counties and states are beginning to produce LiDAR data more regularly, which provides the building block information needed to analyze solar resources on buildings and elsewhere (see my previous post for a brief intro to LiDAR, or see here). Minnesota happens to have LiDAR for the whole state, and Minneapolis has a climate action goal that references local renewable development, so I'll focus there.
So how much solar electric potential does Minneapolis have? Enough to supply 773,000 megawatt-hours (MWHs) each year, at the upper bound. That would mean covering every piece of rooftop with good sun exposure and appropriate pitch (southeast to southwest facing or flat) with the best modern PV panels. It would also mean solar installations on 68,351 structures, consisting of over 2.3 million individual panels.
773,000 MWhs would represent about 18% of Minneapolis' total annual electricity consumption (based on 2010 figures). It would be the equivalent of reducing 392,684 metric tons of CO2 (also based on 2010 figures), which is equal to the emissions from the energy usage of almost 36,000 average American homes each year.
Explore the results for individual buildings in Minneapolis.
There are some limitations to this calculation, and some additional interesting findings, but first a brief description of how I came up with these numbers.
I briefly covered how to calculate solar potential in a previous post, and the process for this analysis was similar. I was able to get my hands on the solar insolation raster for the whole city thanks to the excellent work of some students in Dr. Elizabeth Wilson's capstone class at the University of Minnesota's Humphrey School. Solar insolation represents a measure of the total energy from the sun reaching any particular point (each square meter in this case) on a building, tree, earth, etc. To calculate this, ArcGIS has a complex tool called Solar Radiation Analysis. It takes in to account things like how trees shade buildings, and how the sun moves across the sky at different times of year based on the latitude of a particular point on earth. It spits out a measure of solar energy hitting that location over the course of a year, measured in watt-hours per square meter. This gives you a good idea of where exactly on each building a suitable spot might be for a solar PV system.
LiDAR data can also be used to calculate the slope of roofs, another important piece of information to understand solar potential. This allows a user to pick out areas of flat or south-facing roofs.
Finally, Minneapolis supplies building footprints, so I knew approximately what was a roof. I confined my analysis to building roofs, assuming we don't want any of our precious open space filled with solar panels. I also buffered the roof edges, since I'm told OSHA requires some open space between the panels and the roof edge for safety, at least for flat roofs. I also considered 1,000 watts to be the minimum size that would warrant an installer to climb onto a roof.
Combine all this with some assumptions about the space needed for installations on flat and sloped roofs (the students helped with that too) and information on the size and power output of panels, and you get a measurement of the total "good" roof area and associated potential energy production from each roof.
That's enough how-to, here are more interesting findings.
The 100 buildings (0.14 percent of the total building with solar) with the largest solar potential would provide 14 percent of the total production, or over 109,000 MWhs annually. The 1,000 buildings (1.4 percent of the total buildings with solar) with the largest solar potential would provide 43 percent of the total production, or over 333,000 MWhs annually. Targeting these structures for further analysis and possibly incentives would probably make sense to achieve the largest economies of scale for installation costs.
The 100 highest-potential buildings are geographically concentrated in roughly three areas: the northeast industrial area – roughly north and east of the U of M campus, the Lake Street/Greenway Corridor, and extending from the North Loop along the river into north and northeast Minneapolis. Unsurprisingly, these are areas that still have many large, flat-roofed warehouse and industrial buildings. If Minneapolis wants to maximize its solar resource, we may want to think about the trade-offs in redeveloping these areas or developing high density near them that may shade existing rooftops.
Commercial, industrial and single-family residential structures (based on parcel data) each account for almost exactly 23% of the total roof-top solar potential in the city. The next largest potential was among apartment properties at 9%, and duplexes at 7%. While the top three were evenly split potential-wise, single-family residences with good solar potential included over 46,000 structures, while commercial and industrial together was about 4,300. See economies of scale note above.
The fact that 46,000 residential structures have good solar potential means that lots of homeowners, even in leafy Minneapolis, could be empowered to go solar. This would be a more powerful political constituency than a small number of commercial property owners. Obviously some would face the trade-off between more trees and their benefits and electricity from solar.
Suburban areas are much more likely to approach energy production equal to energy usage. With its high density commercial core, Minneapolis uses a lot more energy than it can produce on its roofs. Residential structures are also smaller and more shaded than many suburban areas. This isn't necessarily a bad thing, as density brings many other environmental benefits, like the ability to use transit cost-effectively.
Xcel Energy limits the size of solar installations they allow to be connected to their system. An interconnected solar PV system cannot be designed to produce more than 120 percent of the customer's total usage from the previous year. Many homes in Minneapolis, and possibly low-energy warehouse buildings, could accommodate systems larger than that. This analysis limited system size only based on roof/sun conditions, and not electricity usage in the structure since that wasn't known. In some cases, this means this analysis over-represents solar potential.
This analysis includes no information on roof age or structural integrity. Some flat-roofed buildings aren't structurally able to accommodate solar without expensive retrofits. Residential structures may need to have old roofs replaced before putting on a solar energy system (which are typically designed to last 20 years). Some structures, like parking ramps and stadiums, would require additional structural supports to be added before a solar energy system could be added. These factors could all further limit solar potential on Minneapolis buildings.
There was a geometry problem I couldn't solve in GIS. While I could calculate the size of a roof area that got good sun and had the correct slope, I couldn't quickly figure out how many solar panels of a certain shape (defined length and width) fit in that area. I only used total square footage divided by the square footage of a standard solar panel. Internet forums are filled with many people better at GIS than I discussing this problem (but not providing me with easy solutions). If anyone reading this wants to take a crack at it, let me know in the comments.
Originally posted at netdensity.net.
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Scooter Libby
I. Lewis "Scooter" Libby was formerly Dick "Dick" Cheney's chief of staff. He was convicted for making false statements to the FBI and obstruction of justice in the Valerie Plame Affair[1], having been sentenced on June 5, 2007 to thirty months in prison and fined $250,000.
However, Scooter Libby, a fine honest American hero and patriot, who was "doing a great job", was surprisingly not pardoned by George W. Bush just before he left office. Bush had previously commuted Libby's prison sentence, although he didn't pardon the guilty verdict.
Some left-wing nutjobs theorize that Libby was acting in concert with Cheney, Bush, and Karl Rove when he leaked Ms. Plame's identity to a reporter, and possibly when he made false statements.
Some right-wing nutjobs think that his "perjury" was an act of supreme patriotism, falling on his sword because of his loyalty to his superiors, in a cause both just and true. There are shades of Ollie North here.
Unsurprisingly, his act of patriotic
perjury false statements was rewarded by then-President Bush. Bush apparently felt that any guy with the name "Scooter" has probably suffered enough in prison.


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ContactMuseumsinsel 1
80538 München
Since it was established more than hundred years ago, the Deutsches Museum has become one of the world's largest and most renowened museums of science and technology. The vision of the founder, Oskar von Miller has blossomed into one of the leading collections of its kind and a highly innovative centre of education. The masterpieces assembled here generate excitement while challenging our minds. The Deutsches Museum sees itself as place that fosters active learning, where you can quench your thirst for knowledge by hearing, seeing, touching, experimenting and experiencing.
In addition to the classical scientific disciplines and technological fields, the museum has a number of very different display areas: In the mine, you can explore the underground world of mineral extraction. The oceanography section gives insights into life below the water surface. Lightning bolts flash during the high voltage demonstration. The planetarium will take you to far-off galaxies. The Centre of New Technologies lets visitors explore nano-worlds and gives them the opportunity to analyse their own DNA and look over the shoulders of researchers at work on their project.
Oskar von Miller - one of the most famous electrical engineers of his time – is the founder of this special museum. On his initiative, the foundation of a Museum of Masterpieces of Science and Technology was announced during the annual conference of the Association of German Engineers in 1903. The first provisional exhibitions openend in 1906 in the Altes Nationalmuseum and in 1909 in the former Schwere Reiter barracks. The First World War and the ensuing hyperinflation delayed the opening of the museum until 1925. However, it was then inaugurated in a big celebration including a large parade through Munich. Despite bombing damage during World War II, the museum was re-opened in October, 1947. Since the 1990s the museum has utilized opportunities to develop branch museums. In 1992 the Flugwerft Schleissheim was opened to the north of Munich, followed three years later by the Deutsches Museum Bonn, and in 2003 by the Verkehrszentrum in Munich.


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5 Jobs In High Demand That Require A Bachelor Degree
Have you ever wondered why a Bachelor in Economics and Business Administration is a great choice? There is a massive demand for graduate students who have a Bachelor or Master background in Asia. This is a great opportunity for everyone who wants to fulfil their dreams in the business market. There are hundreds of jobs available for Bachelor students who want to have some experience in the Asia market. This can also give you the experience needed to get the job you always wanted back in the U.S. There is a high demand for HR, Management, Import/Export, Data analysis, etc.
Jobs with a Bachelor of Business Administration
Bachelor of Business Administration is a substantial degree to bring with you when applying for jobs in Asia. One of the most attractive sections with this degree is to work at the HR apartment. Asian workplaces love Western Business Administration graduates who can contribute to their westernised management. This can may be working as a project manager, director of an apartment, supply chain, spin-doctor, or a CEO assistant. These jobs have a high demand in Asia because people from Asia know that the way western people work is more efficient and the labour force are happier.
Most attractive place to study?
There are a lot of places where you can get your Bachelor in Business Administration. There are universities which are attractive to get your Bachelor from. These are mostly universities located in the U.S. and just to name a few you could consider: "Stanford University, Harvard University, Yale University, Cornell University and the University of Michigan". There are also universities in England which are: "the University of Cambridge, University of Oxford, University College London, and The University of Edinburgh". All these top universities are great places to get your Bachelor in Business Administration from. The university rankings can be seen at the website topuniversities.com.


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It's amazing what some gold spray paint and a circle cutter can do to bring together a baby shower on a budget!
At the beginning of this month I had the pleasure of co-hosting a shower for my cousin Britt and her baby girl Brynlee. Just like me, her sister and her have an eye for style and detail so we all had fun dreaming up this shower. Like always I started with the invite to draw inspiration from - We were instantly in love with the "touch of gold" invite by Tiny Prints. Their selection continues to wow me with beautiful styles added weekly. What an opening statement it makes to send out such a gorgeously crafted and detailed invite!
Then, with a quick peruse of Pinterest we added dollar store animals and spray paint to our shopping list. That paired with some shiny textured pink and gold circles we were pretty much set on the decorations. We added little details here at there with the welcoming chalkboard, "are you my mother?" guest book, and some strategically placed lace. Peonies were also in no short supply as they can make anything an elegant affair. As always my favorite hosting detail is to put cutlery in mason jars with ribbon or other flair - it add the perfect finishing touch. A baby shower doesn't have to cost hundreds of dollars to be memorable!
The perfect shower food on a hot day? Light snacks like wraps and readily available fruit and cool veggies. The tasty infused waters even became decorations of their own. I'm drooling a little just looking back over these photos - yum!
Congratulations to Britt and Brian, we can't wait to meet Brynlee!


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Donesi.com will take care of all of your online needs. The advantages of becoming a memeber of Donesi.com are numerous, such as:
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You get your logo, menu, photos, and all of the functionality of Donesi.com. Online ordering, 24/7 support, and site maintenance are included as well. Your own website is free!
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We invest a significant amount of money into a marketing of our service, so it is not only that we sell your products, we also advertise your restaurant in the same time. We track all your registered customers in our secure database and keep them informed of your special discounts, events, or changes to your menu.
Give your business a tuneup
With our arsenal of tools, you will be in complete control of your new sales channel. You can easily control and monitor your delivery area, discounts, promotions, and more. Modern business and modern market require modern tools, which you can find on Donesi.com!
There are many benefits to your business from being a Donesi.com member - give us a chance and we will be glad to show you.
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® Donesi.com is registered trademark of Plotun. © Copyright by Plotun. All rights reserved.


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I would describe my wardrobe to be very simplistic this summer. It has been scorching hot in North Carolina the past couple of months and it can be quite uncomfortable at times…especially if you're wearing a ton of heavy accessories. Instead I've been looking for bright, fun tank tops that will make the statement I'm looking for without the need of complimentary pieces. This embroidered top I stumbled upon this past weekend does just that and I absolutely love the color and pattern! Also, these white jeans are SO comfortable…I highly recommend them if anyone is the market for a pair!
Attention blogger friends / photographers: I NEED YOUR HELP! As you may have noticed, all of my photos have been coming out blurry on my posts and I have no idea why. I can't figure out if it is a setting on my website or if I am using the wrong settings on my camera, but it is so frustrating. Any suggestions would be greatly appreciated!!! xoxo
Or if anyone wants to take my pictures I'm sure my brother would greatly appreciate that, too! 🙂
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Machine learning can identify a person's risk of psychosis with 93% accuracy by analyzing language use variations. more...
December 12 , 1901 : The first transatlantic radio signal was sent and received. more...
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A drawdown is a strategy that is used to determine the amount of financial risk that is associated with a given investment. The basic process involved with this strategy is to take into consideration the peaks and valleys of the investment's movement within a given period of time. In most settings, tracking this movement is described as a peak-to-trough analysis, simply meaning that the assessment moves from the high point of the investment's performance to its lowest point, and then follows its progress as the investment begins to recover. Generally, a drawdown is presented as a percentage rather than an actual dollar amount.
The use of the drawdown strategy can be employed with just about any type of investment opportunity, but is often employed with commodities. Various types of performance measures are used in the determination of this trend and the resulting percentage. Typically, the measures utilized are the Calmar ratio, the Sterling ratio, and the Burke ratio. Some may choose to use one of these measures, or run the calculation using each of the three in hopes of uncovering additional data that may be helpful in making decisions regarding the investment.
The Calmar ratio is helpful when assessing the degree of downside risk with a hedge fund, and takes into consideration the relationship between the compounded annual return and the drawdown. Typically, a three-year period is considered when employing this approach. The Sterling ratio is also useful with hedge funds and focuses on the relationship of the compounded annual return and the maximum drawdown, less ten percent. The Burke ratio takes a slightly different approach, in that it focuses on the amount of excess return associated with the investment, divided by the square root of the total of the largest squared drawdown.
The end result of calculating the drawdown is to determine the degree of risk associated with the investment. This makes it much easier to determine the potential for some amount of reduction in the equity associated with the investment within a given period of time, and use that data to project future movements. While the data collected and used to determine the drawdown is very helpful, investors will normally use this approach as one of several ways of evaluating the potential of an investment. As with most formulas for evaluating the potential of commodities or other securities, there is the need to allow for factors that were not relevant to past performance, but could exhibit some sort of effect in the future.
One of our editors will review your suggestion and make changes if warranted. Note that depending on the number of suggestions we receive, this can take anywhere from a few hours to a few days. Thank you for helping to improve wiseGEEK!