text:
Bekinox® filaments are very thin, but very strong. With diameters as thin as 35 µm, cut-resistant yarns using these filaments are extremely flexible. This assures the comfort of your garments and glove design. The high-strength filaments assure unbeatable cut-resistance.
Bekaert is the pioneer in designing, developing and producing metal fiber products for a wide range of applications. Our experience spans over 40 years and gives us the flexibility and technical know-how to provide you with a solution that perfectly matches your quality and requirements. To keep up with industries' evolving needs, we are strongly committed to innovation. Together with customers, independent research partners and in-house research facilities we are constantly creating new solutions.
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We need a safe solution and huge monthly volumes
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Want to create long aesthetical walls and avoid movement joints
Applying Brickforce® allows me to double my joint distance
With Brickforce® masonry reinforcement I can create new and exciting masonry wall design
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In close cooperation Bekaert developed superior quality wires that meet the technical customer requirements of ropeway constructors
The customer handles the production of the cables, but also on-site weaving (or splicing) and installation. The cables have a life expectancy up to 40 years


text: //s--> Home Products Consulting App Select App Register About Intraclient Buy Process Free Trial Waterford Education Platform Intraclient Apps iBaal Softnet LADb Skyphone/Drone Apps Milkport Report Street Science Murmurate Search App Intralots Accenta ERP Restaurant Construction Manufacturing Service Industries Wholesale Related Links News Connections Google Softnet Carnival is the Data integrator with P2P enabler that allows the movement of data across points. FLY YOUR PERSONAL DRONES POINT TO POINT Softnet Carnival creates the baaldrome system using today's Softnet technologies It's re-changeable pathway using automated softnet carnival to help build the baal-drome network on the fly each time it is needed.This a drone network carrying initially a 2kg payload over distances of 10km at 50km per hour each step of the network. The drones use in-built GPS and fly to intermediate p2p ground recharge stations. Softnet creates the pathway and operates discrete systems allowing thousands of drones and pathways to be in play simultaneously in real-time. These key technologies form baal-drome. The GPS driven drones, normally quads. Softnet using p2p bases maps out the pathways to the ultimate destination via ground stations that the drones fly in and out of, for re-charging, etc. Softnet Carnival operates the networks, creating myriad flight pathways in realtime. And the third is the operating system that manages weather and the whole network . OWN The FUTURE – JARON LANIERA.Five Imperatives of ExtractionB.Data Reduction & ProfilingC.i of Discovery-2-way Analytics D.Large Array & TransformE. Strategize BIG DATA II With I of Discovery Planning Strategy & Big Data Use A Siren IOD Data Server (SIDS), is a coordinated collection of computers, on a network. It is characterized by, hyperamplified risk aversion, and extreme information asymmetry. It is the winner of an all-or-nothing contest, and it inflicts smaller all-or-nothing contests on those who interact with it. The SDS (sids) gather data from the, network. The data is analyzed using the most powerful available computers, run by the very best available technical people. The results of the analysis are kept secret, but are used to manipulate and re-strategize and re-model marketing, operations, etc for the advantage of the owner of the data, which usually is against the people who are represented within the data. These re- patterning and re-profiling plans have been known to eventually backfire, because the rest of the world within the data cannot indefinitely absorb the increased risk, cost, and waste dispersed by the SDS. It is not the SDS who harms the operation or organization, but the corporation's inability to realize the infinite data tend to fall into unexpected conundrum and or not linear. Sids are fated by their nature to sow illusions. They are cousins to another seductive literary creature, star of the famous thought experiment known as Maxwell's Demon, after the great 19th century physicist James Clerk Maxwell. The demon is an imaginary creature that, if it could only exist, would be able to implement a perpetual motion machine and perform other supernatural tricks. Maxwell's Demon might be stationed at a tiny door separating two chambers filled with water or air. It would only allow hot molecules to pass one way, and cold molecules to pass in the opposite direction. After a while, one side would be hot and the other cold, and you could let them mix again, rushing together so quickly that the stream could run a generator. In that way, the tiny act of discriminating between hot and cold would produce infinite energy, because you could repeat the process forever. The reason Maxwell's Demon cannot exist is that it does take resources to perform an act of discrimination. We imagine computation is free, but it never is. The very act of choosing which particle is cold or hot itself becomes an energy drain and a source of waste heat. We do our best to implement Maxwell's Demon whenever we manipulate reality with our technologies, but we can never do so perfectly; we certainly can't get ahead of the game, which is known as entropy. All the air conditioners in a city emit heat that makes the city hotter overall. While you can implement what seems to be a Maxwell's Demon if you don't look too far or too closely, in the big picture you always lose more than you gain. Every bit in a computer is a wannabe Maxwell's Demon, separating the state of "one" from the state of "zero" for a while, at a cost. A computer on a network can also act like a wannabe demon if it tries to sort data from networked people into one or the other side of some imaginary door, while pretending there is no cost or risk involved. For instance, a Siren Server might allow only those who would be cheap to insure through a doorway (to become insured) in order to make a supernaturally ideal, low-risk insurance company. Such a scheme would let high-risk people pass one way, and low-risk ones pass the other way, in order to implement a phony perpetual motion machine out of a human society. However, the uninsured would not cease to exist; rather, they would instead add to the cost of the whole system, which includes the people who run the Siren Server. A short-term illusion of risk reduction would actually lead to increased risk in the longer term. Some of the prominent present-day Sids include high-tech finance schemes, like high-frequency trading or derivatives funds, fashionable Silicon Valley consumer-facing businesses like search or social networking, modern insurance, modern intelligence agencies, and a multitude of other examples. For Sids to work and the strategy to sustain a corporation, we have to change the way we do big data. You can think of a marketplace as a form of what's called an optimization problem. This is the kind of problem where you figure what set of conditions leads to a most desired outcome. For instance, suppose you would like to take a shower with the water at a certain temperature and with the water pressure being just right. Suppose you have a shower with only hot and cold knobs. Then you can't set the qualities you want directly. Instead you fiddle with the hot and cold knobs to find the settings that create the shower you want. There are two inputs, hot and cold. A market can be thought of as a similar system, but with many inputs. The price of each product can be thought of like a knob, for instance. This leads to the idea of a very "high-dimensional" problem, like a shower with many millions of knobs. Dimensions are a way of thinking about the conditions you are able to set. The hot and cold knobs can be thought of like the X and Y directions on graph paper. Now set a piece of imaginary graph paper down on an imaginary desk in your mind. Imagine that each point on the graph paper sprouts a pole that sticks up—and the height of the pole corresponds to the desirability of the actual temperature and pressure that come out of the shower for particular settings of hot and cold. A forest of these poles will form a sculpture above the graph paper. What will its shape be? Anyone who has used showers with separate hot and cold knobs knows that finding the right temperature is a little tricky. Sometimes you can move one of the knobs a lot and it doesn't seem to have an effect. Sometimes the tiniest adjustment has a big effect. If the knobs always produced consistent effects, then the sculpture would be nice and smooth, but actually, for most showers, the shape will include sudden cliffs. It will be complicated. A picture of the range of outcomes is sometimes called an "energy landscape" because of the cliffs and peaks. What the shower knobs imply What you might naively expect from shower knob positions. I of DISCOVERY I of DISCOVERY What the shower knobs imply: What you actually get are 2 differing objectives. The overwhelming practical issue is that when you have hundreds of "shower knobs," – data fields, you can't readily calculate the ideal positions for them all. Much less the inter-connectedness of each and every field to each other, let alone unknown fields for which you don't have data. A landscape can sometimes be too complicated to evaluate comprehensively. You can only make progress by starting at one point on the landscape and then tweaking inputs incrementally to see if the goal you seek seems to be furthered. You crawl on the landscape instead of leaping. In other words, your best bet is to move shower knobs a little bit at a time to see if you like the result better. You can't really explore every combination of shower knob positions in advance because that would take much too long. The process is incremental, because there isn't an alternative when the landscape gets extremely big and complicated. Unknown factors exist. How do you factor this in so you do not have a back-lash or suffer a negative outage. The frustration is that incremental exploration might lead up to a nice high peak, but an even higher peak might exist across a valley. Evolution takes place in millions of species at once, so there are millions of explorations of the peaks and valleys. This is one reason why biodiversity is so crucial. Your perspective must be both linear and non-linear. You must account for the unaccountable or risk losing everything. Markets as Landscapes. Cloud software runs on massive assemblies of parallel computers, so it can perform many incremental explorations of a simulated landscape or marketplace at one time. Even so, there is no guarantee of finding the highest point, even in a simulated landscape. The variations that make different players in a market importantly different aren't fully expressible within a single Sids. But the fractal and non-linear aspects must form a part of the assembly. If you believe that artificial intelligence is already as creative as real human minds imbedded in real human lives, then you'll also believe that AI algorithms can be relied on to be the most creative mountaineers, and to find the highest peaks. However, that is not so. There is no way an Amazon pricing bot will have creative ideas about how to price an item. Instead it will just enact a deadly dull price war. All bots do is use the illusion of AI to reinforce positions of network power, by taking gross automated actions like setting prices to zero. Sids reduce the diversity of explorations and do not compute unexpected outcomes, no matter how big a calculation they run, thus increasing risk. In classical economics, a lot of attention is paid to how markets seek "equilibrium," which is another form of peak on a mathematical landscape. In the most recent forms of networked economics, it's clearer than ever that there's no way to know if a particular equilibrium is particularly distinguished or desirable relative to others that might be found. There could be a great many undiscovered pitfalls as well as preferable equilibriums. The existence of multiple pitfalls and equilibriums are part of what's so galling about the way networks have taken over money. Let's suppose there's a Sids making a lot of money. Maybe it's playing little games with micro-fluctuations in a massive number of signals. Or maybe it's playing a highly leveraged, bundled, remote hedging game, or a high-frequency game. Assume the scheme is working well, and the owners are doing so well that they are sure they've unlocked the key to the universe. On the face of it, lowering taxes should lower the amount of money brought in by taxes. A remarkable, decades-long, and maniacal public relations campaign has brought about a general atmosphere in which the idea is respectable. While there are huge problems with the way the idea is understood and the way it has influenced policy, the ascendance of a linear, systemic sensibility into popular folklore bodes well. If the public can "get" the Laffer curve, then the public can probably also gain a more honest and balanced sensibility of the nonlinear nature of the big challenges we face. A serious attempt to find a Laffer peak, a long-term lower tax rate with higher revenues,' would have to be as experimental and long term as the quest to improve weather predictions. Maybe something about education levels, retirement rules, or even the weather would make all the difference. It would be as ridiculous to say a Lafferesque solution is impossible as it would be to say it is automatic or easy to find. The Laffer curve was supplanted in early 21st century conservative economic rhetoric by a different curve, which is really just a straight line. Both curves are hopelessly oversimplified. Recall your finicky shower knobs. If even your shower behaves in a complex way, surely the economy is also complex. Understanding it is more like the process of predicting the weather or improving medicine than its like these smooth lines. Economics is a real-world big data problem, which means it's hard. It's not a phony big data problem of the kind being used to build instant business empires. That confusion is 'one of the great confusions of our historical moment. The original Laffer curve had the merit of showing two peaks on either side of its valley. That betrayed an acknowledgment that there can be multiple equilibriums. The latest replacement, the absolute faith in austerity, doesn't even acknowledge that. To accept it is to be completely hypnotized by the illusions of easy complexity. It is senseless to speak in the abstract about whether the Laffer curve is true or false. It is a hypothesis about peaks and valleys on a landscape of real-world possibilities, and these might or might not exist. Systems with a lot of peaks must also have a lot of valleys between the peaks. When you hypothesize better solutions to today's way of dealing with complex problems, you are automatically also hypothesizing a lot of new ways to fail. To find that kind of sweet spot on the landscape requires a methodical search, which implies a must be tweaked experimentally in order to "crawl on the landscape." That means a lot of analysis and testing, Cloud calculations are never guaranteed or automatic The Insanity of the Local/Global Flip The most basic reason to doubt or fear Sids is not that they're unfair. Life is unfair, as my conservative friends never tire of pointing out. No, the problem is that Sids eventually become absurd, because of the "Local/Global Flip." Sids can become successful—sometimes in the blink of an eye—that it optimizes its environment—changes it—instead of changing in order to adapt to the environment. Both linear and non-linear graphs must be analyzed. A successful Sids no longer acts only as a player within a larger system. If it becomes a central planner The Sids operation is stupid, like a central planner in a communist regime. The problem is not the fault of Google or derivatives funds or any of the other schemes. Instead it's a dangerous temptation dangled by Moore's Law — a temptation we must learn to resist. Cheap networking facilitates exaggerated and rapid network effects. These engender failures of the linear models, which had been based on competitions between multitudes of players with distinct and limited information positions. For instance, networked finance kept on pretending it could eject risk out into the economy at large, like a computer radiating waste heat with a fan, but it became as big as the system. The computer melted. Similarly: Health insurance companies in America, by using cloud computer analysis to mostly insure people who didn't need insurance, similarly ejected risk into the general system. But there wasn't some giant vastness to absorb the waste. Instead, the economies in which finance and insurance could exist in the first place were weakened. Alas, all Sids as currently construed with data patterns considered linearly, and are likely to eventually falter in similar ways. Organizations must use linear and non-linear graphs A change in core marketing operations and re-channeling without undesirable feedback needs a pertinent iOD data perspective via myriad access of data, consolidation and analytics, both linear graphs comparing non-linear fractals. This is a major challenge. Intraclient can add to your analytics and fact finding processes.Intraclient can save your future.OWN The FUTURE – JARON LANIERA. 5 Imperatives of ExtractionB.Data Reduction & ProfilingC.i of Discovery-2-way Analytics D.Large Array & TransformE. Strategize Contact Information Ask IntraclientFor answers to any questions firstname.lastname@example.com MailIntraclient Corp. P O Box 1662 Palo Alto, CA 94302 *Required Information. Please Fill Form & Submit * Name: *email address: Subscribe me to your email list for news & updates. Submit form then click Download RUN DIS Privacy Feedback Contact

subset: commoncrawl


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Frequently Asked Questions
What is AdWatcher and how does it work?
AdWatcher is a click fraud protection service and online advertising manager that allows you to control every aspect of your online advertising campaigns, effortlessly tracking campaigns across an unlimited number of websites and online publishers. AdWatcher will help you detect and deter click fraud, as well as manage all of your search engine, banner, newsletter, and even offline ads from one place. You can perform split-run (A-B) tests and find out which landing pages convert best. AdWatcher gives you an almost endless variety of click fraud features and ad tracking features to help improve your advertising.
What is Pay-Per-Click or PPC Advertising?
Unlike most advertising that charges based on impressions (viewers, readers, listeners, pageviews, etc.), Pay-Per-Click Advertising or PPC only charges you based on the number of people who actually respond by clicking on your ad, which takes them to your site. With PPC, you only pay for those people who specifically have an interest in what you offer. AdWatcher helps you track and monitor these clickthroughs, so you know where your results are coming from. Visit this site for more information.
What is Click Fraud and how does AdWatcher helps me detect and deter it?
If PPC advertising has a single, potentially fatal flaw, it is that there is no way the advertiser can stop individual users from clicking ads repeatedly. Whether the clicks are coming from your competitors that are trying to deplete your advertising budget or search engine publishers that receive a portion of the revenue for every click they generate, it all negatively affects your bottom line. This kind of behavior is not ethical, but since it's so easy to do, it happens more and more often. As a result, click fraud deterrent programs are becoming increasingly popular, but are usually expensive to maintain and often charge more for this one feature than the entire cost of AdWatcher.
Click here to learn how AdWatcher helps you detect and deter click fraud.
Can AdWatcher track ALL my marketing campaigns - even offline?
Yes. You can pull precise statistics for ALL of your online advertising, including banner ads, Google, Yahoo! Search Marketing (Overture), Microsoft adCenter and other search engine ads, as well as web archives, newsletters, e-zines and catalogs. AdWatcher allows you to stay on top of every detail of every type of campaign, including:
In addition, AdWatcher even tracks your non-Internet campaigns, whether from TV, radio, print, postcards or business cards - regardless of where your website responses come from. You can even manually add telephone and postal responses for a complete, accurate ROI metric.
Why do I need to track my ads?
Frankly, if you are not tracking your ads, you're losing money. Creating the concept, the product and the sales campaign is only the first step. Being able to critically analyze, assess and energize your marketing is the only way to separate losing campaigns from winners and continually improve profits.
AdWatcher gives you over 20 intensive analytic reports, each focused on a different mission-critical area, and each with indispensable information for any success-oriented online business. You'll know the "who, what, where, when, how, and why" in extensive detail for every visitor who clicks through to your site so you can...
This gives you the kind of valuable information at your fingertips that big businesses pay entire departments to ferret out. AdWatcher can be your ad manager, market research department, financial analyst, and fraud patrol all in one.
Will I know when my ads are making a profit or if I need to change them?
Yes. Good tracking involves more than just knowing how much was spent and how much was sold. It's important to know when and where the sales and leads came from, and have the calculations available in real time to show the actual return on your investment. AdWatcher automatically gives you accurate ROI numbers in real time, and over 20 other mission-critical reports, so you know exactly which ads to keep, which ones to drop, and where to spend your ad dollars for the greatest return. This way, you can fine-tune your online advertising on-the-fly for increased profitability on every campaign.
What kind of information does AdWatcher provide?
AdWatcher provides over 20 comprehensive "e-metrics" covering every aspect of your campaign, ranging from the number of clicks, actions, and sales a campaign got to showing you the total profit, revenue, cost, and ROI.
It also allows you to view detailed information, such as geographical location and the page they came from, on every single visitor and sale.
Overall, AdWatcher offers every kind of information you need to review and make informative decisions regarding your ad campaigns.
Should I be concerned about click fraud?
If you advertise online, yes! Regardless of what you spend, you could save 15-20% or more by detecting fraudulent activity and getting the refunds from the search engines. Check out our free click fraud calculator to find out how much you could be losing or read up a little more about the problem of click fraud.
How much does AdWatcher cost?
AdWatcher is totally customizable to your business, your needs and your marketing. You choose ONLY the reports you want and need, you choose as much or as little detail as you want. Whether you have a single website and only run ads on Google, Yahoo! Search Marketing, Microsoft adCenter or dozens of sites with thousands of ads spread out across the Internet, AdWatcher can be custom-tailored to make your marketing more profitable.
How hard is it to use AdWatcher?
AdWatcher is designed so anyone can use it to track and report on ad campaigns, regardless of your technical knowledge or expertise. To make sure you have NO difficulty, we maintain free Technical Support. Regardless of your needs, regardless of your timezone, our staff is available to assist you. We also have a complete product Tutorial Demo and Expert Tips for our customers. To give you an idea of how easy it is to use AdWatcher, here's all you need to do to set up an average campaign ad:
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Absolutely! Our free installation saves you as much as $250 over similar online services. We will program AdWatcher for you, so you can be accurately tracking your ads within hours! We'll even integrate the AdWatcher code into your website for you, and group your campaigns by type of ad, purpose, or website, all no additional charge. If you are more "hands-on", you can also use our Setup Wizard and be tracking ads online within minutes.
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AdWatcher does it for you with our Automatic Tracking Code Generation. Setting up ads is fast and easy because AdWatcher creates all of the code you need for all of your links and pages. All you have to do is copy and paste them into your ads for instant tracking. Plus, you can even use your own, easy-to-remember URL as the domain name in your ads (unlike some programs that require you to use their URL address). With our Transparent Link Tracking feature, every clickthrough will be transparently redirected and tracked by AdWatcher.
Can I use my own website URLs instead of ones that say "AdWatcher"?
Yes. If you sign up for AdWatcher Download, the application will be setup on your server and will use your domain by default. However, even if you sign up for AdWatcher Hosted, you can use your own, easy-to-remember URL in your ads, so your website name is seen and recognized by your prospects. Instead of using a URL such as http://s1.adwatcher.net/user/tracker.php?t=101, you can customize AdWatcher to use only your own URL, so prospects see and recognize your website address (like http://www.yoursite.com/go.php?t=101).
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Do you have a Privacy Statement?
Yes. We believe in rigorously guarding your privacy, and secure the information you track with AdWatcher so nobody can access it except the individuals you choose. Our Privacy Statement can be read by clicking here.


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Deals to provide fuel for the U.S. military's fleets of ships and aircraft topped the list of contracts announced by the Pentagon last week.
The Defense Department awarded 78 contracts potentially worth $5.6 billion in the week ending Aug. 15, according to a Military.com analysis.
More than half of that value, or $3.5 billion, came from almost a dozen contracts for "aviation turbine fuel and naval fuel" from such companies as ExxonMobile Corp. and BP plc, according to the Aug. 11 announcements by the Defense Logistics Agency.
Excluding those deals and others for construction and logistics services, the biggest awards went to prime contractors for aircraft or aviation-related components.
General Electric Co. also on Aug. 11 landed a $311 million contract modification with the Navy for 75 F414 engines for the F/A-18E/F Super Hornet fighter jet, including 48 engines for the Navy and 27 propulsion systems for the government of Australia. (The latter includes 24 engines and three spares.)
Boeing Co. on Aug. 14 won a $296 million deal with the Navy for parts in advance for a dozen P-8 Poseidon maritime surveillance aircraft, including eight for the sea service and four for the government of Australia.
Northrop Grumman Corp. on Aug. 15 received a $241 million pact with the Air Force for three Block 30M RQ-4B Global Hawk drones with enhanced integrated senor suites and airborne signals intelligence payloads. The Air Force in recent years had wanted to stop buying the Block 30 because it was costlier to fly than the U-2 spy plane with comparable performance, but lawmakers disagreed and ordered continued procurement of the drone.
Lockheed Martin Corp., the world's largest defense contractor, on Aug. 15 received a $233 million contract modification with the Navy for 19 training devices and other support equipment as part of the Lot VI low rate initial production of the F-35 Joint Strike Fighter, the fifth-generation stealth fighter jet.


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Cara Brooks
Columbian High Class of 2020
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Along with the anticipation of summer as the school year winds down, the wrath of final exams shortly takes over the worry-free feelings as exam week looms and the studying begins.
The purpose of final exams is to test the knowledge gained in each course throughout the year. While yearlong-classes had midterms earlier in the year, they and one-semester classes are both gearing up for final exams.
But the question is–do final exams really test the knowledge retained throughout the year by the student or are they simply just a checkpoint at the end of the year?
If final exams were to simply test the intelligence, or knowledge retained throughout the year, of a student then they would not be weighted as they are now. Final exams, in most cases, are twenty percent of the year grade.
Depending on how well a student does, the exam can certainly impact the student's grade. If a straight A student has an off day and does not do well on his/her final exam, his/her grade will drop. In this case, the student's grade would reflect poorly on the year grade.
Straight A's throughout the year could end up as a B or C by the end because of the bad exam grade. Would this be fair to students? They cannot help an off day.
So are final exams just a checkpoint?
An interesting concept for this is senior exams. If seniors have maintained a 85 average throughout the year, they are able to exempt their exams. In this case, final exams for seniors would indeed be just a check point. It's a check to see if the senior has learned but if the senior has maintained a B then there is no need to check them.
It is understood that yes they are going to college and some believe they have "earned" the exemption from exams but is this system honorable?
If I knew I could exempt exams with only an 85, I would do anything to keep my grade there or above. This would mean that maybe I would not have to do all assignments and in that case, learn. A final exam tests the knowledge learned and if a senior was not tested, did they really learn?
Another point of this is AP classes. AP classes have their own AP exam but all, with a few exceptions, have no final exam. The reasoning behind this is that the AP exams are the final exam but no grade goes down in the gradebook for it. Although AP students would despise taking an AP exam along with a final exam, this reasoning of no exam could be questioned too.
So, what does an exam test? An exam tests what is learned. It is the students' job after the teacher has taught it to comprehend and study it. The exam is the final check to see if the student has truly learned.
An exam should test the standards learned.
It should be a test to make sure the student has been paying attention in class and retained the material learned. Not only a test, but also a checkpoint for the teachers. A checkpoint so that the teachers know exactly what was learned and what they may need to do differently in the years to come.
Teachers teach off of essential standards that are supposed to be learned throughout the year. Although a math teacher teaches subjects from triangles to trigonometry, certain state standards must be taught such as how to solve a right triangle or use trigonometry in context.
If a student has comprehended these standards and done their job whether it is studying or doing their homework, exams should not be as stressful.
Although summer is near, exams are first. My advice is simply to do your best. If you have done your best then the grade you receive is well earned, good or bad.


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One of the best ways you can gauge the performance of your accounts receivable management strategies is by calculating your accounts receivable turnover (ART) ratio. ART helps measure and describe the efficiency of a company in collecting their credit sales. The accounts receivable turnover ratio is a good indicator of whether or not your credit and collections processes and terms are benefiting for your company. Generally a high value is an indication that your accounts receivable management strategies are working, a low value may indicate inefficiencies in your collections. Different industries have different average ratios, so be sure you are comparing yours against other companies in your industry to see how you measure up. There are a few things you can do to improve your ART including the following: Continue reading
Tag Archives: Accounts Receivable Metrics
Accounts Receivable Metrics: Keep In Mind Customer Interactions
While days sales outstanding and average days delinquent are critical to measuring the health of your credit collections efforts, there are other accounts receivable metrics which are just as important that many companies overlook, customer interaction metrics.
Think about it this way, you track customer movements through marketing and sales with detailed accounts of every communication or interaction you have with them, but then once the sale is made all of that detailed documentation stops. What about accounts receivable? How do you know your customers are happy or that your collectors are communicating with them enough? Continue reading
Understanding Accounts Receivable Metrics: Average Days Delinquent (ADD)
A recent blog we discussed Days sales outstanding (DSO), a common calculation used to determine the health of a company's accounts receivable. In that blog it was pointed out that that DSO, while it is an important metric, it alone is not an accurate representation of your accounts receivable success or failure. DSO should never be the end-all be-all of a company's A/R checkup. Other accounts receivable metrics and trends should be analyzed along with DSO, including average days delinquent (ADD) the topic of today's article. Continue reading
Understanding Accounts Receivable Metrics: Days Sales Outstanding
Days Sales Outstanding (DSO) is a widely used method to help evaluate how effective a company is at collecting receivables. This metric used to measure the average number of days it takes a company to collect what is owed to them after a sale has been completed. Put in fewer words, it is the average collection period. There is much to know about measuring and interpreting DSO, and we have a few words of caution as well when analyzing DSO. Continue reading


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Here you can find the exhibitors within the German Village at COSMOPROF Worldwide Bologna 2019.
2K is based in the center of Germany and offers a wide range of colour cosmetics, toiletries and accessories. Single items, seasonal gifts and pick up items. Our own brands as well as private label. At Cosmoprof 2019 we will launch our new Mr. Goodsmello brand.Send message
AMYRA is a German cosmetics company and has developed together with leading dermatology scientists a comprehensive and high quality WHITENING and BEAUTY concept for the international market.Send message
Crevil Cosmetics & Pharmaceuticals develops and produces a wide range of innovative beauty and pharma products, which are all produced in response to customer demand and which meet German industry standards.Send message
The name DALTON stands for 40 years of experience in the field of marine cosmetics, combining tradition and experience with the latest scientific knowledge and natural efficacy.Send message
DR. BELTER is a German family business with almost 40 years of expertise in research & development, manufacturing and professional application of high end cosmetics.Send message
DR. GRANDEL – The Beautyness Company with it's brands DR.GRANDEL and PHYRIS is one of the leading manufacturers of professional skin care products based in Germany.Send message
Offers exclusive and innovative make-up, skincare and body products.Send message
The frei öl® principle: Outstanding effect with maximum skin tolerance. Free of unnecessary, skin-damaging and irritating substance.Send message
GEWO Cosmetics - stands for expertise and experience in developing and producing top quality cosmetic products for brand manufacturers and retailers dating back more than 60 years.Send message
Founded in 1905, Herbacin cosmetic manufactures over 140 herbal-based Body and Skin care products. All products are free from mineral oil and animal ingredients.Send message
With our brands BeYu, Make up Factory and ANNY we cover the whole range of modern Make up collections plus a trendy nail polish brand with more than 100 colors and outstanding nail treatment products.Send message
IC Individual Cosmetics GmbH is headquartered in Spangenberg / Germany. Our business is the production and distribution of our own brand INDIVIDUAL COSMETICS and the development & production of private label products (OEM).Send message
inspira: cosmetics - German Beauty Engineering Premium quality skin care products developed and made in Germany. We offer branded products and OEM/private label production as well.Send message
Joker Media AG offers under the brand BS24 an innovative, extremely high-quality, fast-acting and so far unique anti-aging serum: Hya4 Plus Effect SerumSend message
JOYDIVISION's passion lies in the production of sensual lifestyle-products that meet the highest quality standards. 25 years – manufactured with love in Germany.Send message
KLAPP Cosmetics is a pioneer in the world of beauty and stands for innovative cosmetic treatments ahead of their time. Over 35 years of experience and continuous research and development of new high-tech active ingredients and methods, always resulting in the highest treatment success.Send message
Kulzer is an innovative company, which is active as manufacturer of UV gel and powder/liquid systems for nail cosmetics and podiatry for more than 30 years.Send message
LaLinda Natural Skin Care offers nature's best, with pristine mountain water from the Alps. We treat, protect and soothe the sensitive skin of moms-to-be, babies, and children.Send message
LBC/PARIS Biocosmétiques stands for proven innovative skin care concepts with premium natural ingredients. French pioneering spirit made in Germany – for beauty you can feel par excellence.Send message
MALU WILZ is a German skin care and cosmetic brand. We offer high-quality products to support the skin from the inside and a decorative line to underline the beauty on the outside.Send message
Maxim Markenprodukte GmbH & Co. KG is a leading company in Europe in developing and manufacturing high quality concepts in the cosmetic industry.Send message
Young, dynamic, innovative brand. Highly effective products, exclusive Mousse Carrier System, free of any preservatives (scientifically approved). For cosmetic institutes and Health & Beauty SPAs.Send message
NEWCOS offers a very wide range of body care products that combines high value packaging with innovative design. Delicate fragrances, formulations designed for sensitive skins are also the reasons for our success. Each product is created with an enthusiasm for perfection and quality at affordable pricing. Vivian Gray is now distributed in more than 40 countries worldwide.Send message
Spirularin® products are basing on the patented ingredient Spiralin® with it's proven regenerative, antifungal, antibacterial and antiviral properties. Clinical trials show superior effectiveness.Send message
WHOLESELLER FOR BRANDNAME COSMETICS AND PRIVATE LABEL COSMETICS, LOWPRICE-ITEMS, SEASONAL ITEMS, IMPORT-EXPORT.Send message
Polystone chemical GmbH, founded in 1989, is one of the leading UV gel and Permanent Make-up manufacturers.Send message
Salsa GmbH is a manufacturer and importer of High-value gift items specially designed for the bath and wellness sector. Our speciality are individually designed giftsets, bath truffles and soap roses.Send message
Sensitive Lashes Eyelash Products made in Germany We are a young dynamic company, which is always striving to offer you the best possible service. We are specialize in the production and sale of eyelash glues and selected accessories, which are also suitable for very sensitive customers.Send message
Sugaring Cane GmbH is the leading Sugaring company based in Germany that manufactures professional hair removal products using sugar paste. Our products are known as the highest quality available on the market and are 100% natural.Send message
TITANIA® is one of the leading German manufacturers for manicure, pedicure and cosmetic articles with a range of more than 1.300 products and an export to more than 120 countries.Send message
United Brands is a family-owned Private Label cosmetic manufacturer. We are one of the leading companies in creating innovative liquid liners for eyes, lips, eyebrows and body.Send message
Vitayes is a young cosmetics-startup from Germany. Vitayes develops groundbreaking "effect-cosmetics" for a flawless skin which contains natural and highly effective ingredients.Send message
For more than fifty years Werbetechniks creative design and innovative technology has been providing your products with a strong showing at Point of Sale.Send message
Discover our COSMETIC, NAIL DESIGN & SHAVING BRUSHES! Family-owned German producer of high quality brushes: 100% Private Label! Brush development, also for certified vegan series.


text:
While not included on this page, another literary essay by Andrew, In Defence of Fantasy, has been published as a chapbook.
A Legacy of Joy:
In Memory of William Hart-Smith
The windmill by the water-tankwith his see-through faceand base of latticed iron barsreminds me of a fishermanstanding ankle-deep in the shallowsof a lake full of minnowsfeatureless horizon to horizon—who suddenly enmeshes the waterwith a throwing-net of galahs.
I have another great wad of unpublished verse here. Do you mind if I put it all into a box and leave it at your place?.I know I have been through some sort of crisis the past few days. One effect is to make me want to stop writing poetry for a while, perhaps for a long while..I give you an absolutely free hand to do what you like with all this stuff of mine …"
A Kangaroo Pawby the roadside.with scarlet trousers.is thumbing a liftwith a vivid green thumb.
Song is for mating only. Shelistens, he pours it out.Song is for mating in season..But the surplus, theoverflow. More than isnecessary comes.From that bird, farmore than is wanted I'mpositive, positive!
Reading and Reflecting on Haiku
With an aching head.
The colour and scent
Of her retreating figure,—
Departing spring.
Swallowing the clouds,
Spitting out the petals,—
Mountains of Yoshino!
stand pale in silver.
(Small sounds are alive:
the click of bird or seed-pod
or a rifle cocked.)
Rats in dim lamplight
blend on the stone like bits
of windblown darkness.
Warrior Monk
Talking about Tanka
An amber cricket
makes her way mechanically
across the concrete.
Eggs must be laid and there is
so much dying to be done.
As can be seen, this tanka falls neatly into two parts. The first part (lines 1-3) is primarily objective and descriptive, while the second part (lines 4-5) is largely subjective and evocative.
Here is another example of a tanka arranged so that a shift occurs after the third line. (This tanka is part of my collection, The Colour of Life, in the book Two Poets, which is scheduled for publication by Fremantle Press in July.)
As I lift the mug,
light reflects from its glazing
in the black window—
faint and intermittent like
a lighthouse signal, far off.
While the incorporation of a pause or shift after the third line is an effective way to write tanka, it is certainly not the only way. Some fine tanka have no specific shifts in thought or pauses in rhythm but rather present a single unfolding statement. Consider this example (also from Fremantle Press's soon-to-be launched Two Poets):
Lady, the lilies
we admired in the paddock,
the arum lilies
so whitely lovely, have died
from the farmer's herbicide.
This tanka is essentially a single observation arising from the accumulation, line by line, of specific details (although it is true to say that the concluding couplet rhyme gives the impression of a shift from the first three to the last two lines).
Finally, consider an example of a tanka (also from Two Poets) that is somewhat irregular in its outworking. It is essentially a unified statement/image, and yet it contains a shift of sorts, and that shift falls in an unconventional place:
Bird and Bull
The dotterel,
stalking, sniping—so little
by the muzzle
and muddy hoof of the bull
drinking at the dam's puddle.
"Bird and Bull", like "Signal", works by drawing a comparison, which is a typical tanka technique. Yet while "Signal" draws a comparison to bring out a similarity, "Bird and Bull" draws a comparison to bring out a contrast.
It is worth noting that the first and fourth tanka above deal with nature, while the second and third deal with human nature. This is one of the beauties of the tanka form: it is suitable for any subject and can capture any mood. Stylistically, it can be imagistic or lyrical or elegiac. Its versatility is limited only by a given poet's imagination and skill.
It is also worth noting that these four tanka employ simple and precise language (as is best suited for tanka generally), and yet they are laced with literary devices. "Cricket" uses alliteration; "Signal" uses simile; "Lilies" uses apostrophe, repetition and rhyme; and "Bird and Bull" uses slant (or half) rhyme and alliteration. The tanka poet may use literary devices and figures of speech like any other poet. It is a mistake to think, as some do, that tanka must be devoid of literary devices. The tanka is a type of poetry, which in turn is a type of literature, and it should be treated as such. .
Copyright © Andrew Lansdown, 2011
This short essay was posted on 6 July 2011 on the Fremantle Press blogsite (here) and on the Fremantle Press Facebook site here.
Andrew wrote it to assist entrants for the 2011 Fremantle Press Online Tanka Poetry Competition, of which he was co-judge (with Wendy Jenkins).
. .


text:
Product Details
» France
» 5050582481310
» Universal
» 2 Discs
» Digipack
» Slipcase
» Yes
» Yes
Disc 1
» Start-up trailers (can be skipped)
» - Jarhead
» - King Kong
» Inside Man (movie)
» 2.35:1 Anamorphic
» English DD 5.1
» French DD 5.1
» English, French
Disc 2
» Inside Man (movie)
(forced commentary by director Spike Lee)
» 5 Deleted Scenes
» - Frazier Goes to Work
» - No Woman, No Cry
» - Darius Compliments Frazier
» - News Reports
» - Dalton Speaks of Caseâs Sins
» Making of (10 min 19 sec)
» Number 4
» 2.35:1 Anamorphic (movie)
» French (optional)
Movie Details
» Inside Man
» 2006
» Spike Lee
» Denzel Washington, Clive Owen, Jodie Foster, Christopher Plummer, Willem Dafoe
» http://www.imdb.com/title/tt0454848/
Video Review
Discjunkie's Comments
I'm not overly positiv about the oversized edition collector label smacked at the top of the cover but artwork is fine if you cross this out.
As for the digipack itself I think the inside is a nice touch, but the outside could have been better (they could have gone for some alternate images instead of just replicating the digipack, don't you think?).
The movie discs starts off with 2 start-up trailers but once yous skip past these things start looking pretty good.
We get an automatic choice of either english or french menus (but only on the first disc, the second disc has french menus only) and they're nicely animated as well. Disc 1 has no extras but the main feature comes with both english and french subs.
Looking at disc 2 I'm pleasently surprised when I find the full lenth feature film once more, only this time, it comes with a forced commentary track by director Spike Lee (only french subs but they're optional). I agree it's an odd choice to include an audio commentary in this way but I'm glad either way.
Moving on we get the 5 deleted scenes, followed byt a 10 min making of. And last but not least there's something called Number 4, refering to this film being the fourth collaboration between director Spike Lee and actor Denzel Washington. This featurette runs for around 10 min and it's basically a heart-warming little conversation between Spike and Denzel, talking about the work they've done together.
All in all, this set seems very identical to the R1 (not counting start-up trailers and secondary audio tracks).
I'm not entirely sure but I'm guessing that this digipack might be a first pressing only. Time will tell.


text:
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by Stephen Duneier
Recently, one of the best investors in the world, someone who has had entire book chapters dedicated to understanding his process, asked a very thoughtful question. After reading "
The A, B, Q's of Research
" he put these questions to me. "Given that today we are flooded with information and stories, how do you cut through the information noise and figure out which stories to spend time approaching analytically? How do you force rank all the things that you could think about today so that you get the best 'bang for your buck' from exerting this effort?" Here is my response. (Aside: I believe the fact that he still asks these questions has a lot to do with why he is so good at this.)
Cognitive science is essentially the study of how we gather, process, draw conclusions from and ultimately use information to make decisions. It's important to note, our brains take in information at an extraordinary pace. We see it, read it, hear it, feel it and taste it, and as soon as we come into contact with it our brains automatically go to work integrating it with everything that came before, in an effort to maintain a clear, consistent and cohesive picture of the world in which we live.
The problem is, our brains can't thoughtfully process all of that data at such a rapid rate. Neither can we set any of it aside until we have the time to give it our full, undivided attention. It is an automated response that we cannot turn off. The evolutionary solution we've developed is known as heuristics or mental shortcuts, and most of the time they work just fine. That's what cognitive scientists tell us at least, but it's a bit misleading. It is true, most data can and should be handled by employing heuristics. We don't need to contemplate why the light is red, we simply need to stop. The identification of a tree as a source of shade when we're hot and water as something that can satisfy our thirst should be left to our automated system, and incoming data like that does in fact make up the majority. However, we should not take that to mean that our automated systems do a similarly satisfactory job with processing information we readily depend upon to make decisions of real consequence. You see, what cognitive scientists also agree on is that more often than we'd like to believe, heuristics result in systematic errors in judgement, otherwise known as bias, and worst of all, we are almost always oblivious to when they are occurring or what triggered them.
Our best defense is to recognize when we will be most vulnerable and take action to defend ourselves at those moments. This requires being proactive. It means you must first acknowledge a future moment as one of vulnerability, and one which you are unlikely to recognize as such at the moment it is occurring.
Unfortunately, much of the information we gather is processed by our automated system, what Kahneman and Tversky call System 1. Fundamentally, System 1 seeks cognitive ease. It doesn't contemplate questions like "How", "Why" or "Is that accurate" when it is processing incoming data. It simply picks out what it wants, what feels right. It seeks confirmation of the world order as you have already firmly established it. It perks up when it identifies something as familiar and gives it priority. What are things that will feel familiar to you? Things you heard first. What you read last. Things you've heard repeatedly. Information delivered via sources which have established themselves in your mind as trusted sources will be treated as familiar-by-proxy, thereby being attributed a higher level of importance and value. To be honest, System 1 isn't very discriminating. The right word grouping and even carefully selected color hues can evoke a sense of familiarity, thereby keeping System 2, the more skeptical, thoughtful part of your intellectual process, at bay. Once that information gets in, it automatically has priority over anything new. It becomes the standard by which all new information is assessed.
What this means is that all future information you gather will be affected, tainted even, by what you have allowed in previously. All decisions you make going forward will be similarly affected, tainted even, by what has become an integral part of that clear, consistent and cohesive picture of the world you have drawn for yourself. So you can see, as much as we'd like to believe we have properly analyzed every bit of information that we use as a basis for judgement, it's just not true, or even possible.
What can we do then to improve our decisions? Well, as the saying goes, "Garbage in. Garbage out." Meaning, if the information you've gathered is subpar, it's very likely that the decisions based upon that information will also be subpar, no matter how smart you may be. Therefore, in order to improve your decisions, invest time in assessing and improving your process for gathering information. Here is an incomplete list of tips for doing so.
First and foremost, it all begins with one seemingly obvious realization. Y
ou cannot and will not ever know everything.
You can't read, see, hear, feel and taste everything there is to experience. So, stop pretending you can. No matter how many news feeds you subscribe to, newsletters you read, analysts you speak to and policymakers you have on speed dial, there will be a nearly infinite number of things you will not know. That means the time and energy you are wasting (or worse) skimming information cursorily in order to convince yourself you are in fact well informed, can be reallocated to endeavors that will deliver significantly better returns on effort.
Source Assessment
The halo effect is a cognitive bias we employ constantly, though we'd rarely admit it. Essentially, it describes how we let our overall impression of a person, firm, news source, etc affect our feelings and thoughts about other aspects of that entity. If we like one aspect of something, we will have a positive predisposition toward everything about it, and even things associated with it. This works in both directions, both positive and negative. Know this: anyone who seeks your attention is well aware of your penchant for heuristics and bias. Particularly this one, so be on your guard.
There is little we can do about how often we are affected by this bias, however, in knowing this we can take special care to be certain we are properly appraising people and entities. If you refer to an analyst as "Goldman's US guy" for instance, you can be fairly certain you've outsourced your appraisal of that analyst's skillset and the dependability of his accuracy to those who hired him. We joke all the time about how laughable it is to trust something we read just because it's on the Internet, while doing exactly that all the time with so many other sources.
The goal here is to put in the time and effort to properly appraise our sources, like any good detective. Then, in those moments when we do unwittingly fall prey to the halo effect (and it will be often) we will have lowered the odds of it doing serious damage.
Here are some ways attention seekers will capitalize on the halo effect, effectively gaining credibility by proxy without you even realizing it.
Articles with the name of a highly regarded individual in its title. EX: "What Warren Buffett is Doing Today".
Ads with celebrity endorsers.
Products distancing themselves from things perceived as bad. EX: "No high fructose corn syrup!"
Articles written by a highly regarded individual, particularly on a topic unrelated to the basis for that high regard.
Analysts quoting key policymakers or even implying an inside connection to them.
Engaged Reading
If you do a proper cost / benefit analysis on skimming articles, reading headlines, even having conversations while watching your screens, you'll stop doing all of the above in an instant. The reasons are confirmation bias and the impact of familiarity. When we skim, our brains don't contemplate meaning or develop new context. We simply pull out words and word groupings that look familiar, that enable cognitive ease and that fit neatly with our world view. Have you ever noticed that when something relatively obscure to you enters your consciousness, suddenly it appears everywhere?
When my sister had become engaged to a man from Costa Rica, it suddenly appeared to my family and I as though this tiny little country was being mentioned everywhere. Truth is, it hadn't suddenly taken on global significance, it had simply become familiar to us and System 1 was now automatically drawn to any mention of it. The more we heard the country's name, the greater it's weight in our world view. The same happens in our research. If your information sources are all highly connected, they will become highly correlated for this very reason. (It helps explain why the greatest factor in determining correlation among hedge funds is geography.) If all your sources are mentioning the same thing, that
weight will increase dramatically in your world view. It is a phenomenon known as the "mere exposure effect".
If instead of skimming, you select only a very few uncorrelated, highly reliable sources of information to truly engage with, to contemplate and further investigate on your own, your world view will be far more balanced and reflective of reality. In those moments when connections develop between seemingly disparate topics covered by those sources, you'll know you've hit on something worthy of serious investigation.
What I mean by contemplation is the act of stepping away from everything. Having accepted that you can't read everything or speak to everyone, you should be free to truly absorb the information you have identified as worthy of gathering. Away from the scrolling headlines and incessant display of tick data, you are better able to see the world as it actually exists. Most importantly, you develop the patience and space to better understand context and connections. You will formulate better questions, which will lead to more informed investigations.
Taking Care of Yourself
Studies have shown that our brains function similarly when we are sleep deprived versus when we are intoxicated. Israeli judges have been observed doling out radically different sentences just before lunch versus immediately afterwards. We know we are affected by things like sleep and nutrition, but very often we sacrifice these things in favor of reading one more research piece or taking one more "peek" at the markets. The rational you knows the marginal gain of checking your email for the fifth time before ordering appetizers is nearly zero, but the habitual System 1 isn't rational. It is impetuous. Hand your phone to your child at the dinner table. Leave your desk to read the research you value. Go on a hike. Eat a proper breakfast. Read a good novel. Learn a new skill. Unplug.
Stop-Loss Trade Entry
On June 12, 2015 I wrote the following:
"I remain bullish 30 year US Treasuries, but am of the opinion that they should be treated as a trading instrument until one to two months after the Fed raises rates, or it becomes apparent it is off the table. Use the taper tantrum period, when we saw rates ebb and flow around Fed meeting dates, but with an upward trend bias, as your guide."
Ideas like this are easier said than done. When stocks are rallying, we often hear people say, "If the S&P goes down to (insert level here) I will get very long." Then, when it gets to that level, the plan goes right out the window. Why? Because something will have happened to push it down to that level. Something negative for stocks. That's the part we rarely consider when devising the plan. The same lack of foresight also tends to occur when we reach our take profit levels (what I call a
reassessment trigger).
Here is an actual response from a very experienced portfolio manager I coached a few years back when I inquired about his lack of action when a trade hit his predefined take-profit.
PM: "1336 re-assesment trigger is here, but given weakness in Asia, sovereign spreads in Europe, political uncertainty in Europe, monetary policy paralysis in US (as it currently looks), I'm not really inclined to take trade off, more tempted to add to position on break, looking for 1300 initially. I'll update sheet if needed when in office (going to see a show)."
ME: "No opinion re: the 1336 level being right or wrong, but I will say its unlikely you would have hit your reassessment trigger on a bearish S&P trade without some bearish news getting you there."
He wound up unwinding at 1367, his new stop-loss reassessment trigger.
The reason I bring this up is that you were just given an opportunity to sell 30 year US treasuries as part of that plan I suggested on June 12th. We didn't know what would provide that opportunity, but it was highly likely it would be something related to Europe. So, did you take advantage or did you second guess? Still think this job is all about having the right view?
"While everyone else is scrambling to answer who, what, where and when,
Duneier is focused on explaining the 'why'
European Pension Fund Manager
London, England
Meet Our CEO
About the Author
For nearly thirty years, Stephen Duneier has applied cognitive science to investment and business management. The result has been the turnaround of numerous institutional trading businesses, career best returns for experienced portfolio managers who have adopted his methods, the development of a $1.25 billion dollar hedge fund and 20.3% average annualized returns as a global macro portfolio manager.
Mr. Duneier teaches graduate courses on Decision Analysis and Behavioral Investing in the College of Engineering at the University of California. His book,
is due to be published in early 2017 (Wiley & Sons).
Through Bija Advisors'
, he helps the world's most successful and experienced investment managers improve performance by applying proven, proprietary decision-making methods to their own processes.
Stephen Duneier was formerly Global Head of Currency Option Trading at Bank of America, Managing Director in charge of Emerging Markets at AIG International and founding partner of award winning hedge funds, Grant Capital Partners and Bija Capital Management.
As a speaker, Stephen has delivered informative and inspirational talks to audiences around the world for more than 20 years on topics including global macro economic themes, how cognitive science can improve performance and the keys to living a more deliberate life. Each is delivered via highly entertaining stories that inevitably lead to further conversation, and ultimately, better results.
has been featured in international publications and on television programs around the world, is represented by the renowned gallery, Sullivan Goss and earned him more than 50,000 followers across social media. As Commissioner of the
League of Professional Educators
, Duneier is using cognitive science to alter the landscape of American K-12 education. He received his master's degree in finance and economics from New York University's Stern School of Business.
Bija Advisors LLC
In publishing research, Bija Advisors LLC is not soliciting any action based upon it. Bija Advisors LLC's publications contain material based upon publicly available information, obtained from sources that we consider reliable. However, Bija Advisors LLC does not represent that it is accurate and it should not be relied on as such. Opinions expressed are current opinions as of the date appearing on Bija Advisors LLC's publications only. All forecasts and statements about the future, even if presented as fact, should be treated as judgments, and neither Bija Advisors LLC nor its partners can be held responsible for any failure of those judgments to prove accurate. It should be assumed that, from time to time, Bija Advisors LLC and its partners will hold investments in securities and other positions, in equity, bond, currency and commodities markets, from which they will benefit if the forecasts and judgments about the future presented in this document do prove to be accurate. Bija Advisors LLC is not liable for any loss or damage resulting from the use of its product.
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**This is my second post today. Please scroll down for this week's CAS(E) this Sketch! Challenge.
Have you noticed that StampNation is popping up everywhere these days? It's been such a pleasure to have a front row seat as the community has grown and evolved over the past 3 years.
My little corner of StampNation is growing too! I've written over 30 lessons for my CAS Classroom. Last month I announced a change to my classroom, monthly VIDEO tutorials!! If you ever wondered WHAT the CAS Classroom is all about, watch my introduction piece above where I explain to members my plan for the CAS Classroom.
Want to see the rest of my video?
My next video goes up tomorrow!
I hope to see you there.


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The 7 books that help Shaun Kenny-Dowall switch off
We asked the Knights winger to share his favourite books
It's been 20 years since the Newcastle Knights took out their first NRL Grand Final – and for many Novocastrians, the last seven seconds of play, when Andrew Johns threw a pass to Darren Albert breaking the 16-16 deadlock, are some of the best moments of footy ever played.
In 2017, many of these former teammates banded together for an even tougher mission – walking to Everest Base Camp for the Mark Hughes Foundation raising funds to fight brain cancer.
Mark Hughes, or 'Hughesy', was diagnosed with brain cancer in 2013, underwent an operation to remove a malignant tumour and completed 33 radiation sessions in six months. Realising the lack of awareness and research devoted to this deadly disease, Hughesy established the Mark Hughes Foundation.
To celebrate the 97' dream team coming together for a test of endurance, courage and mateship, we've found out what some of the former players – and now Everest trekkers – are up to.
The captain of the 97 Knights team, Paul 'Chief' Harragon retired from NRL in 1999 and went on to begin a TV career with The Footy Show. Staying local, Chief lives at Dudley, works closely with the Novocastrian-bourne nib and runs his own trekking company, as well as a property investment firm.
The 97 Grand Final was the perfect finisher for Hughesy's inaugural first-grade season and he went on to play 161 games for the Knights, until 2005 when he left to play in France. Hughesy now lives in Merewether with his wife and three children and spends a lot of his time working with the Mark Hughes Foundation to find a cure for brain cancer.
After the 97 Grand Final, Matty Johns played another three seasons for the Knights before trying his luck in England for a season and then with the Cronulla Sharks. Now living in Sydney, he has forged a media career, hosting shows on Fox Sports and Triple M.
Retiring in 1998, Stephen remained strongly tied to the Knights, working with the club for another decade in its administration team. Currently living in Newcastle, he now works with the Port Stephen's Council.
Billy continued to play a total of 190 games for Newcastle Knights and, once he retired, worked as a strength and conditioning coach for the team. Billy lives and works locally in Newcastle.
To find out more about brain cancer visit the Mark Hughes Foundation website and explore The Check Up for all the latest updates, including the full documentary of the team's trek to Everest in support of the Mark Hughes Foundation.


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Find More Outdoors Activities Links
Connect with the land in Sonoma County, one of California's most diverse natural destinations. More than 60 regional and state parks beckon travelers to hike through redwood forests, paddle along the coast or down rivers, or just sit down and enjoy the sounds of nature.
More daring explorers may opt to zip line with Sonoma Canopy Tours. Check out our guides to outdoor activities, cycling, hiking, camping, and backpacking in Sonoma County.
Trip Ideas
Outdoor Activities
Outdoor Adventure & Eco Tourism
One of the best ways to get familiar with Sonoma County is to check out its superb natural wonders. These marvelous twists of nature, all of them in beautiful locations scattered around the county,...
Outdoor Activities
Outdoor Adventure & Eco Tourism
Sonoma County's thriving regional park system consists of more than 50 parks - including trails and open spaces - and encompasses nearly 60,000 acres. Parks run the length and breadth of the county,...
Outdoor Activities
Outdoor Adventure & Eco Tourism
With its mild Mediterranean climate, mountains, valleys, forests and more than 50 miles of Pacific Ocean coastline , Sonoma County offers a generous range of outdoor activities. Sonoma Coast Among the...
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17191 Bodega Highway, Bodega, CA 94922
Whether you want to rent some gear to shred some waves or just need a bathing suit to wear while enjoying your hot tub. Stop by Northern Light and see why Sonoma County has voted us the #1 Surf Shop…


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Teen Choice Awards 2009
Tuesday, August 11, 2009
Although, Dane Cook is the man. He called out Vanessa Hudgens with those newly-leaked nude photos of her.
<3 Audrey Allure
9 comments :
- Rai said...
LMAO! I was cracking up at that.
OMG! And that Twilight girl with the nudes... *pucks* The way her attorney words things, seems like they were leaked purposely.
- August 11, 2009 at 10:17 AM
- Jennifer Fabulous said...
I didn't watch it! Gosh I haven't seen a Teen Choice Awards show since Britney was a teenager. Lol. Oh crap, I guess that means I'm old...sigh. But it looks like it was a good one. I'll have to check it out online or something! I'm happy Britney was honored too. She totally deserves it! :)
- August 11, 2009 at 3:34 PM
- ANN said...
Haha Dane Cook has gutsss. I felt bad for Vanessa at first but I mean she shouldn't really be taking pictures of herself naked anyway & they got leaked twice! She deserves it. I was so happy when they honored Britney also! That was pretty much my favorite part of the Teen Choice awards :)
- August 12, 2009 at 2:06 AM
- caroLove said...
OMG! embarrassing! she was all excited and happily waving to him at first.
- August 12, 2009 at 3:35 AM
- Flavia M. from FRINGE INDIE MAGAZINE said...
Jajaja, great video.. also: have you seen Kim K's hair!.. omg she has gone crazy!, her signature look was brunette not she is one of the bunch.
- August 12, 2009 at 10:28 AM
- la petite fashionista said...
britney looks so pretty & cleaned up!
also, congrats on your internship! (I saw via twitter) :)
- August 12, 2009 at 11:05 AM
- Miss Yaya said...
the first pic looks like they are wax figurines lol
- August 12, 2009 at 11:11 AM
i missed it! :( but im hoping to watch it online!
- August 15, 2009 at 2:40 AM
- mina said...
I still haven't gotten to see it...
- August 19, 2009 at 10:27 PM


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Register your interest – EB-5 Visa
The U.S. Eb-5 Investor Visa allows foreign investors and their families to become Permanent U.S. Residents when investing $500,000 into the American Economy. Once becoming a greencard holder through the Eb-5 Immigrant Investor Program, investors and their families have the right to live, study, work or set up businesses anywhere within the United States.
Register your interest below:
Read Disclaimer


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Amy Feit is an athlete I coach online. She lives in Minnesota and as you'll hear in the interview, she runs in some harsh conditions much of the year. She has bought in to the idea of non-running activities as a way to stay healthy and run faster. She has moved past the Eight Week General Strength progression and now does medicine ball and kettlebell work.
Amy is a joy to work with and I'm lucky to have her on the podcast.
You can listen below or you can listen via iTunes. And leave a review of the podcast as that's a great help to me. Thanks!


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Photography Classes in Graff MO
Looking for photography classes in Graff MO? No matter if you are a beginner, hobbyist, or professional, the best way to improve your photography abilities is through hands-on classes with knowledgeable instructors.
There are many recognized and accredited photography schools in Missouri. Photography classes cover techniques like portrait capture, exposure and composition, lighting, posing and unposing, and other photography fundamentals. Becoming an experienced photographer can lead to a prosperous professional career or lifelong hobby.
There are many Photography Classes in Graff MO:
- Photography 101 in Graff
- Digital Photography Classes in Graff
- Nature Photography Classes in Graff
- Editorial Photography Classes in Graff
- Studio Photography Classes in Graff
- Portrait Photography Classes in Graff
Graff MO Photography Classes
Columbia College
1001 Rogers Street
Columbia, Missouri 65216
Phone: (573) 875-8700
111.41 miles away
University of Central Missouri
202 Administration Building
Warrensburg, Missouri 64093
Phone: (660) 543-4111
126.17 miles away
Webster University
470 E Lockwood Ave.
Saint Louis, Missouri 63119-3194
Phone: (314) 961-2660
136.03 miles away
Washington University in St Louis
One Brookings Drive
Saint Louis, Missouri 63130-4899
Phone: (314) 935-5000
140.33 miles away
John Brown University
2000 W University St
Siloam Springs, Arkansas 72761
Phone: (479) 524-9500
149.42 miles away
Lewis and Clark Community College
5800 Godfrey Rd
Godfrey, Illinois 62035
Phone: (618) 468-7000
158.68 miles away
Calvary Bible College and Theological Seminary
15800 Calvary Road
Kansas City, Missouri 64147-1341
Phone: (816) 322-0110
160.85 miles away
Southern Illinois University Carbondale
Lincoln Drive
Carbondale, Illinois 62901-4512
Phone: (618) 453-2121
169.31 miles away
Kansas City Art Institute
4415 Warwick Blvd
Kansas City, Missouri 64111-1874
Phone: (816) 472-4852
171.75 miles away
The Art Institutes International–Kansas City
8202 Melrose Drive
Lenexa, Kansas 66214-1625
Phone: (866) 530-8508
173.65 miles away


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Welcome to St. James Cemetery and Crematorium, Toronto's oldest operating cemetery.
Opened in July of 1844, it is blessed with a rich history, beautiful grounds and the lovely and historic Chapel of St.-James-the-Less. We invite you to browse our site and to explore for yourself St. James' unique beauty and the extensive range of services offered.


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On Friday, cloud-computing company Rackspace Hosting (NYSE:RAX) announced that it is slashing prices on its cloud bandwidth and content delivery network by a third, while simultaneously implementing "tiered pricing" on its open cloud products, including storage service Cloud Files.
Bandwidth prices drop to $0.12 per gigabyte. Cloud Files, meanwhile, begin to benefit from volume discounts as follows:
- Storage of up to 1 terabyte of data goes for $0.10 per gigabyte, per month.
- Higher storage amounts cost less, falling as low as $0.075 per gigabyte for customers storing in excess of 1,024 TB of data.
Other cloud products will have tiered pricing models of their own, and these pricing changes will roll out periodically over the course of the year.
According to a company press release, these rates are all there are. Chief Technology Officer John Engates averred: There are "no hidden costs or extra charges. ... This simple and straightforward pricing approach is a key part of how we help customers take advantage of the real value of the Rackspace Open Cloud."
Investors reacted negatively to the news, bidding down Rackspace shares 1.3% in Friday trading, to close at $54.59.


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Benefit from EGL's antibacterial sponges, scourers and dish cloths.
Combine luxury and hygiene with PROTECT floor and wall tiles.
Day-to-day kitchen appliances that stay cleaner for longer.
Antimicrobial innovations to stop the stink in your fridge.
Moldy bathroom grout is a no-no. Find out how you can prevent it.
An indoor fabric solution for mold & mildew haters
A compelling benefit in sinkware.
Visibly cleaner caulk with added protection against mold and mildew.
Imagine carpet that stays cleaner, fresher and more beautiful.
Microban product protection finishes on locks and door handles.


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Join us as we discuss all of the hot teen do-it-yourself fashion trends of years past and years present, all together live from The King's Theatre in Brooklyn, NY! We shared in memories of puff pain and bedazzlers while learning about t-shirt dresses and tie-dye adjacent shoes, so come listen and it'll be just like you were there with us!
Music: "Baby You Change Your Mind" by Nouvellas


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Let Me Start: Images of bombing suspects to be released
The Boston Globe is reporting this morning that law enforcement officials have clear images from video of suspects at each of the bombing sites, and they plan to release them to the public today. Both suspects are reportedly carrying black bags – that match the scraps found in the bomb site – and police need the public's help to identify them. In a separate Globe report, authorities are said to be "very close" in their pursuit of the bomber, which may help explain some of the conflicting stories reported by media outlets Wednesday.
President Obama and the first lady travel to Boston today for an interfaith prayer service starting at 11 am. msnbc will carry that service live. Former governor Mitt Romney will also attend.
The president reacted forcefully and passionately to the Senate's failure yesterday to advance gun safety measures, including a bipartisan compromise that would have expanded background checks – something that roughly 9 in 10 Americans support. The president called the vote shameful and accused the gun lobby of willfully lying to defeat gun safety. Politico's calling it President Obama's "biggest loss". Gabrielle Giffords writes an Op-Ed in today's New York Times about the gun lobby's iron-clad grip on the Senate. And a New York Times news analysis says that gun safety measures had no real chance of passing, despite pleas from the family members of the Newtown victims.
National Republicans say they won't help Mark Sanford's bid to win that special election for a Congressional seat in South Carolina. And what's worse, Sanford must appear in court two days after the election to answer charges of trespassing at his wife's house. These are potentially fatal blows for Sanford's political comeback.
Finally, we're watching this huge explosion at a fertilizer plant in Texas, which killed as many as 15 people and injured more than 160 others. Police say there's no evidence of criminal activity, but they're not ruling it out.


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Please consider making a donation to support the ongoing mission of Central District Conference. Donations can be a single donation or paid on a per month or per quarter basis. To donate by check, make checks payable to Central District Conference and send to Central District Conference, 1015 Division St, Goshen, IN 46528
OR donate online with credit card or PayPal.
Donate online with credit card or PayPal.


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12'' Pro Project™ Blue Steel Extruded Backing Taping Knife
12" blue steel joint knife for drywall joint taping, finishing and patching with a user approved handle design. Also use as smoothing tool and wallcovering trim tool. Patented, rivit-free construction will not loosen with use.
Product UPC:
Box Quantity: 5
Carton Quantity: 5
Warning: Cancer and reproductive harm www.p65warnings.ca.gov


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Cloud Computing Startup Research
A Cloud Computing Startup Research report was recently published by Crozdesk's that states that the public cloud market is expected to grow by 20% and the Software-as-a Service (SaaS) market is anticipated to increase 22% in 2018.
Crozdesk's "" report covers: size, growth, trends and geographical information that companies can use to make better decisions when buying software and vendors can leverage to build better SaaS solutions.
Cloud Computing Startup Research – Cloud Market Adoption
Market adoption of horizontal SaaS markets is advanced and these markets are becoming more competitive. The next phase of evolution for the SaaS markets is for vendors to focus on creating even more granular vertical solutions for very specific use cases to propel growth.
Cloud adoption continues to grow as laggard technology adopters (enterprises and traditional businesses) are increasingly embracing public and hybrid cloud services, in an attempt to remain competitive.
Proof that the SaaS market has entered the last stage of market adoption are:
- the sector has started to mature and stabilize over the past two decades
- customers understand the benefits of SaaS (freeing internal IT functions from substantial hardware requirements and legacy technology)
- of the Fortune Global 50 companies, 48 have publicly announced new cloud adoption plans
Cloud Computing Startup Research – Cloud Market Revenue
Cloud IT market revenue (excluding advertising) is expected to increase from $129B in 2016 to $260B by the end of 2020 and that represents a compound annual growth rate (CAGR) of 19%. From 2015 – 2022, the global SaaS market is expected to expand at a CAGR of 20%. The is forecast for the SaaS market is $71B in 2018 – and that represents a 22% increase from 2017.
<< DOWNLOAD the B2B SaaS Metrics Template Now >>
Cloud Computing Startup Research – SaaS Funding
Year-to-date funding for SaaS and enterprise software investment in Q1 to Q3 2017 was approximately $50B in total – this represents a 4.1% increase over funding raised over the same period in 2016.
- Accounting and Finance SaaS software companies received the most funding over this time period, about $5B. In 2016, it was only the fourth highest funded sub-sector in 2016.
- Over $3B of funding was poured into SaaS Business Intelligence, Analytics and Performance companies – this was the was the second highest funded sub-sector and was propelled by Machine Learning (ML) and Artificial Intelligence (AI) technologies.
- $1.6B of funding went to Video related products primarily driven by Augmented and Virtual Reality
- Funding for traditional growth segments such as CRM and Project Management have dropped substantially due to lower growth opportunities and market saturation. This can be traced to increased dominance exhibited by established market leaders – usually market share of 50% or greater.
Over 60% of the companies receiving funding worldwide were located in North America:
- Canada 3%
- Europe 22%
Within the US:
- Silicon Valley and it's surrounding area accounted for 16%
- New York at 6%
- Southern California 5%
- Boston 4%
- London 4%
Cloud Computing Startup Research – SaaS Solutions
The aggressive historical growth rates of the horizontal SaaS markets are expected to slow (increasing at a decreasing rate) in 2018 as the largest market segments as 2 large markets are well penetrated: customer relationship management (CRM) and human resource management (HRM). Growth for the SaaS market is expected to come from increased demand for specialized, industry specific solutions that will drive further fragmentation in each vertical and increase the overall size of the market.
One size-fits-all software solutions are taking a back seat to modular, vertical solutions, and this trend will be gain momentum as SMEs drive SaaS market growth in 2018. SaaS providers are increasingly focusing on niche industries and markets. With respect to mission-critical functionality, customers demand a deep level of expertise in their specific market so turnkey, industry specific solutions often lead to greater market success.
Horizontal SaaS focuses on a specific software category (HR, marketing, sales etc.). Horizontal SaaS solutions generally require higher marketing and sales budgets to gain significant market share and attract new customers as the market is crowded now dominated by established players creating significant barriers to entry. The focus for horizontal SaaS solution providers has shifted from customer acquisition to increasing customer value and retention.
Cloud Computing Startup Research – Retention & Margins
SaaS retention and margins continue to be accurate predictor of whether a SaaS company is successful. While some customer attrition is expected in a SaaS model, high growth SaaS vendors retained 89% of their subscriptions annually, on average. The median annual churn in 2016 was 10% but in 2017 churn increased to 11%. Median gross margins on subscription revenue were approximately 77%.
<< Additional Go to Market Resources From Four Quadrant >>
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Technology Trends Impacting Marketing >>
Go to Market Charts for Marketers >>
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