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Ah, This Is Us. The show that likes to rip out our beating hearts, tap dance on them until there's nothing left but shreds, then lovingly sew them back together—only to do it all over again the next week. Well, the This Is Us season finale trailer that aired last night has done it again. This time, our dearly departed Jack Pearson (Milo Ventimiglia) appears to be alive—and with glorious grey hair?! Literally, our hearts cannot take much more of this abuse. Grab some tissue and watch at your own risk:
Since we were already subjected to Jack's devastating death after teasing it for about a year in order to prolong the torture and emotional pain as long as possible, we're thinking this must be a dream sequence. Plus, the finale will include Kate and Toby's wedding, which makes older Jack's cameo all the more poignant—we're betting it's part of a dream of Kate's where she imagines what her wedding day would be like if her dad was there. Brb, just bawling our eyes out.
The Season 2 finale of This Is Us airs Tuesday March 13 at 9 p.m. EST on CTV.
The This Is Us Painting Is a Reminder That the Show Is About More than Jack's Death
This Is Us SAG Awards: Stars Take Younger Co-Stars as Dates
Why Chrissy Metz' Character on This Is Us Is TV's Greatest Gift


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BC: The End
FC: My Random Book
1: Life brings simple pleasures to us every day. It is up to us to make them wonderful memories. CathyAllen
2: It is the sheer power of prayer, His will and the beauty of the birth of a new born child
4: Good Times with old friends
6: All things grow better with love.
8: Enjoying Life
9: Bullard's Bar 2011
10: Equine Beauty
11: The Determination to win
12: When family can enjoy each other in themselves
13: and in their beauty
14: A beautiful morning watching horses that were raised out on the range
15: Getting ready for the run
16: When Family can get togather we can have fun
18: This journey is a never ending story of love and the willingness to learn not only from those around you but from the animals that grace our lives.
20: A family is pieced together with hope and faith. A family is quilted and bound with love and grace.

subset: commoncrawl


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Latest News & Blogs
Revelations! Relationships! Strengthening! - Starr Psalm
Les Cayes, Haiti
I would like to give a HUMONGOUS thank you to all of my supporters, financial or not, for this opportunity!
God is so faithful! I am home safe and sound!
From Dec. 3rd to Jan. 25th my team and I were serving in the beautiful city of Les Cayes, Haiti. We had the honor of staying with a host family who were more than gracious to our crazy team of 15 for the entire duration of our outreach.
Tous Ensemble
Our team had the privilege of working with an incredible rehabilitation clinic, called Tous Ensemble, where we were able to assist in both physical and occupational therapy along with the construction and fitting of prosthetics. I worked mostly with older stroke patients and children. By the end of the week, staff at the clinic were handing us patients to work with on our own, with just an occasional instruction here and there on what to do! The staff and volunteers we met there were so kind and helpful, making the experience even more memorable.
Accolade for Saving Lives
The other ministry we had the privilege of partnering with was Accolade for Saving Lives, which was started by our outreach host, Patchouko. Every weekday morning we spent a few hours with a group of boys from the ages of 12-19 in their "club", doing bible studies, leading worship, and giving guitar, drum, and keyboard lessons. We taught them art worship and intercession, created an encouragement wall, and exchanged little language lessons with them. We spent most of our free time building relationships with the boys that came over to our house every day. As the team shared our stories and testimonies, the boys began to open up like the staff had never seen before, and they shared things from their lives that you could tell was far from easy for them to do. By the end of our time the boys were leading bible studies and stepping into worship team roles!
Half of them re/dedicated their lives to Christ and were baptised in the Caribbean along with 4 students from our team! Yay Jesus!
Our team prayed before outreach for God to give us a vision statement and this is what we were given: "Through our love for one another we will be the salt and light for Christ and leave his love and light wherever we go." We were able to see that vision come to fruition.
After all of this, saying goodbye to every single one of the boys was heartbreaking. There wasn't anyone there without tears in their eyes! They made that trip for me. Our outreach was really centered around building relationships which is probably what I loved most about it. Ordinary living in an extraordinary country.
God provided for every financial need so that I had all of my expenses paid for! God encountered our team in many beautiful, and sometimes painful, ways. We learned how to pray for and encourage each other, as well as working on resolving conflict amongst our team and others. God gave us words, songs, and visions for one another. We grew into a more prayerful lifestyle so as to walk confidently inside of God's will and found ourselves being reminded of God's truths over our lives on a daily basis. I feel so blessed to have had the team that I did.
To sum up my entire DTS into three words:
revelations, relationships, and strengthening
Thank you for taking the time to read this! I hope you found it helpful!
Starr Psalm


text: Kurt Cobain is a big deal. If you are unfamiliar with the name "Kurt Cobain," perhaps you are much more familiar with the band "Nirvana." Still no? "Smells Like Teen Spirit?" "Come As You Are?" If you are still lost, just trust me when I say that Kurt Cobain was, and is, a big deal. As the front man of the 90's grunge band "Nirvana," Cobain led the group to over 75 million album sales worldwide, brought "grunge" music to the mainstream and earned the reputation of being the band that popularized alternative rock. In short – Kurt Cobain changed rock music forever. Tragically, Cobain's life was cut short when he committed suicide in 1994, but his fame only grew as he became known as "the voice of a generation." To quote journalist Eric Olsen of MSNBC, "Cobain, a small, frail but handsome man in life, has become an abstract Generation X icon, viewed by many as the 'last real rock star' [. . .] a messiah and martyr whose every utterance has been plundered and parsed." Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free However, before Nirvana and Kurt Cobain were household names, he was just another young kid from my town of Aberdeen, Washington. Around the city today you can still see landmarks named after him, art projects dedicated to him, and everyone has a story of someone they knew who knew Kurt personally. This is my story: I accidentally bought not just one but two of Kurt Cobain's former homes and that's not even why they are my favorite properties I own. My First "Buy and Hold" If you have been following me here on BiggerPockets or on my own blog you have probably heard how I began investing at just 21 years old with my first purchase – which turned into my first "flip." After successfully selling that home, I decided to enter the world of real estate investing full time (after reading an article on BiggerPockets showing me that it was, indeed, possible to survive and prosper as a landlord). It was the absolute height of the real estate market and prices were exceedingly high. I knew I wanted to find something for my new wife and I to live in that could also serve as an investment. Therefore, when "The Duplex" appeared on the MLS as a bank-owned property – I jumped at the chance to offer on it. To be honest – I had no clue what I was doing and definitely didn't realized that one shouldn't buy an investment in the absolute height of the market. I did, though, and The Duplex became my first "buy and hold" property. "The Duplex" is two separate homes crammed together on one small lot. The front home has two bedrooms and one bathroom while the house in the back has just one bedroom and one bath. I purchased the property for $82,000.00, painted and installed carpet in both homes, and moved into the small one-bedroom home in the back while I moved tenants into the front house. The rent of $650 for the two-bedroom home covered the entire mortgage – including insurance, taxes, and utilities. As long as the rent came in, my wife and I were living for free in our own home. Flash Photography Not Permitted Within several weeks of moving the tenants into the front house, they began to notice flashing light at random times coming through their front windows every few weeks. Soon, they began to notice that the flashes were people in cars driving by and taking pictures of the house. Weird, right? I didn't know what to make of the pictures, and we all just assumed it was someone from the county doing some kind of assessment. So we ignored it for over a year until finally the tenants figured out what was going on. How? A van of European tourists asked for a tour of "The Cobain house." When I heard this, I set out to see if it were true. Had Kurt Cobain actually lived there? What I discovered was that Kurt Cobain had actually lived in both homes. His parents lived in the small one-bedroom in back for the first several months of Cobain's life and moved to the larger two-bedroom home for the next year or so. The Cobain family then moved on and forty years later I purchased the same duplex. Pretty cool, but not the best part. A Rock Star Investment I love to tell this story – but not just because of the history. I love this story because of the investment I made: I purchased this home at the worst time to buy – at the height of the market – but I don't mind. The home today is worth at least 25% less than I paid for it. Since I put nearly no money down, I am underwater – but I don't mind. The home is located in a flood zone, which means I need to have two separate flood insurance policies on the property as well as two separate homeowner's insurance policies – making my monthly payment more than 50% just insurance – but I don't mind. Why don't I mind? Because I bought it right. The home produces positive cashflow each and every month. I knew that from the beginning. I made an investment that produced cashflow from day one with a fixed rate mortgage. I may have been a novice in regards to my investing at the time – but math never changes. I've moved several times since living in that tiny house and now have two wonderful renters in this property who consistently pay their rent and take good care of the homes. If the market continued to decline and my property value plummeted even further – I don't mind. I know the market will come back some day, and I bought with the end in mind. I don't need to worry about how the local immediate economy is because I know that my payment will never change. That is true investing. It's not a huge gamble or risk but a calculated business decision based on sound principles. Invest Like A Rock Star If you are looking to buy an investment, I encourage you to buy it right. The prices in your area might be significantly different than the figures I talk about above (I live in a very low income, low cost, & low rent area – after all, it is the birthplace of grunge music) but don't let that discourage you. Every market has good deals – it's your job to find them. Don't simply hope that a property is going to work out – know that a property is going to work out. Do the math, create guidelines, plan for the worst, and then move forward. You may not buy a home once inhabited by a baby rock star but if you buy right – you just might build more wealth than one. 🙂 (If you enjoyed this article, please feel free to share it on your Facebook, Twitter, LinkedIn, or just call your mom and let her know! Oh, and don't forget to comment below and share your thoughts!) Image: Flickr.com/photos/dan-marsh


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On March 31, 1952, Dick Hauck sent a love letter to his future wife, Arlene. The couple had written back and forth on a nearly daily basis while Dick was serving in the U.S. Army. But this letter, in which Dick formally proposed marriage to Arlene, never reached its final destination until last week.
"I had a box of letters from him," Arlene Hauck tells CNN affiliate, KARE11.
Contract workers found Dick's letter while they were performing renovations in Arlene's childhood home. They gave the letter to the couple, who are both still alive and married to each other, nearly 60 years after Dick first proposed.
And unlike in the 2001 film "Amelie," this decades-old love letter is for real.
"The whole thing brings back memories," Dick told KSDK, while fighting back tears. He was just 21-years-old at the time he wrote the letter, in which he described the wedding ring he had purchased for Arlene. She wears the ring to this day.
"I got your ring today, I sure hope you will like it," the letter reads. "I wish I could have gotten it long ago darling."
A few weeks after the letter was sent, Dick returned from the Army and delivered the engagement ring to Arlene in person. They were married that June.
More popular Yahoo! News stories:
• JetBlue pilot released from hospital, appears in federal court
• April Fool's Day: The history of the holiday


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Properties for sale in surrounding suburbs
Searching for an industrial space to buy or sell in Bendigo? You'll find it all here at CommercialVIEW! We have a huge range of excellent warehouse, factory and industrial spaces available all over Bendigo and beyond and our extensive listings make it easy for you to sort through. Find your ideal property with CommercialVIEW now so you can spend more time focused on your business.
Whether you're in the FMCG industry, a furniture distributor or spare parts retailer, we're sure to have a warehouse solution that works for your business. With one of the largest and most comprehensive collections of warehousing and commercial property listings in Australia, CommercialVIEW is your free, easy to use, property sourcing expert.
So if you're in the market for an industrial or commercial property in Bendigo, you can't go past CommercialVIEW. It's fast, free and effective so start browsing now!


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- MS-13-35, SF Box 67, Folder 1
- Fonds
- 1920-1923
Fonds consists of lecture notes and newspaper clippings.
Royer, Benjamin Franklin, Dr., 1870-1961
Fonds consists of lecture notes and newspaper clippings.
Royer, Benjamin Franklin, Dr., 1870-1961
Elijah Hyatt Shurman's scrapbook of newspaper cuttings from "The Truth Seeker" and Halifax newspapers
Scrapbook contains excerpts from The Truth Seeker, a New York-based free-thinking journal, as well as cuttings from Halifax newspapers.
Shurman, Elijah Hyatt, 1873-
Fonds consists of records pertaining primarily to the professional activities of Elisabeth Mann Borgese, focusing on major organizations and projects with which she was affiliated from the beginning of her North American career in the 1940s. The c...
Borgese, Elisabeth Mann
Fonds consists of manuscripts of papers and addresses in addition to published articles. This fonds also includes general notes, correspondence, and biographical sketches of Dr. Kilpatrick.
Kilpatrick, Elizabeth
Collection contains original records, and reproductions or altered forms of materials created by Jerome H. Barkow. Items include course materials taught by Barkow, on subjects like anthropology. biology, and sociology; drafts of his published pape...
Barkow, Jerome H.
Fonds consists of correspondence, newspaper clippings, manuscripts, sermons, miscellaneous papers, poetry volumes and copies of The Protestant, a journal edited by Kenneth Leslie.
Leslie, Kenneth
Letters to John Young from his son, William Young
File consists of one handwritten letter (1833) to John Young from his son and business agent, William Young, and a transcription of an earlier letter (1815) from William.
Young, John, 1773-1837
Fonds consists of copies of speeches, miscellaneous correspondence, notes, newspaper clippings, photographs, and diplomas.
MacKenzie, Luther Burns, Dr., 1880-1981


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DAC is the only organisation in Wales offering Disability Equality Training (DET) and consultancy for a wide range of arts organisations.
We provide free advice for disabled artists/individuals on a wide range of issues, including marketing your work, making funding applications and skills development.
What's On lists things of interest by, with and for disabled and Deaf people in Wales and beyond. As well as being able to read it right here, members can sign up to receive What's On in their preferred format.
Become a member to receive information about DAC, disability arts events and opportunities, have your own listing on our register of Artists and Facilitators, vote at our AGM and be nominated for the Executive Committee.
DAC regularly organises project work in order to provide opportunities for Disabled and Deaf people to develop their skills in the arts.
We work to raise the profile of arts by Disabled & D/deaf people. You can see some of our members' work in our online gallery featuring our Artist of the Month Showcase.


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Puraran Beach is located at a distance of one and a half hour from Virac, capital of Catanduanes. The beach is a public beach and thus it does not have much of accommodation facility. But still one can find some small beach cottages on rent, which are built by locals. Puraran Beach is also famous for the majestic wave that rises to great heights around 100-200meters from the beach. Best For Thus it is a perfect place for surfers to fight against the gigantic waves, though swimming here may be dangerous. The period between Aprils to June is the ideal time to visit Puraran Beach. The climatic condition at the specified season is appropriate for any one coming from any corner of the globe. Puraran Beach: Home Lodging and staying at the place is divine feeling. One can hire or take the rooms or cottages on rent. These hiring can be done at the least prices that does not affect your holiday budget. To attract more and more tourists, these lodges are built beautifully. People not only enjoy the beach but also enjoy staying and feelings around in these cottages. Puraran Beach: Vicinity Manila is not far from here and is linked with other main cities. One can chose the mode of conveyance to access Puraran Beach. Because of its nearness from these places people frequently board here to spend their weekends and even weekdays.
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This green background paper/card feels like material and has a lovely texture.
Sunday, 6 October 2013
This green background paper/card feels like material and has a lovely texture.
32 comments:
I love your card, Sue, and the textures on it, especially that snowflake corner. Hazel xReplyDelete
Fabulous card Sue, just seen the wobbly eyes on the Christmas tree and you have put a great big smile on my face :) Hugs Jane your OSAAT DT sister xxReplyDelete
Hi, Sue! This is darling! Love all the traditional green, red, and Christmasy items on your card. I have to say that the singing, googly-eyed Christmas tree is the first I've ever encountered and I can hear it singing, "It's beginning to look a lot like Christmas!" as he delightedly sways to his own music. Super cute! hugs, deReplyDelete
Sue, I wish I could be holding this card - I'm a very tactile person and I'm very drawn to your backing card. Isn't it so lovely to find the perfect embellishment in your stash when you had com[pletely forgotten you had it .... feels like Christmas. I love those googly eyes on your tree too - great humour that has given me a chuckle. Great card. Love Ingrid xxReplyDelete
Hey me crafterteer matey!! what an absolutely fab card!!! love those wobbly eyes bit like me when I've been .....nevermind enough of that! this card is really fab you have outdone yourself. Lots of huggles from me and sloppys off Olliebobs xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx SueReplyDelete
Sue, just love your card with all those textures and those little lights, a great Christmas card for anyone to receive.ReplyDelete
Hazel xx
This is gorgeous Sue, love those eyes on the tree and those lovely little lights.ReplyDelete
This is fabulous Sue. I love the fun image, gorgeous colours and those lights look wonderful.ReplyDelete
hugs Sue xx
Fab card Sue! Love the colours and those googly eyes made me smile, widely! Carole Z xxReplyDelete
Hi Sue,ReplyDelete
me lovely blogging mate.
super card yet again. I love that Christmas Tree isn't it the cutest tree. Fab designing as usual.
Now you have just jogged my memory as I bought those little lights at the NEC in March. Must use them.
Great photography as usual Graham.
Beware of 8 legged critters tonight. lol. I bet that Pidgy isn't doing a great job guarding the house from those unwanted little or big pesky critters. lol. I forgot to say earlier I had visions of Graham with yogurt pot in hand and 8 legs dangling out of it. Not a nice vision. You might have put up a warning at the begining of your blog. lol.
Have a wonderful crafty evening.
Lots of crafty love. Jenny L.
Great Christmassy colour scheme on this card and I *adore* those little mini Christmas lights! Love the snowflakes in the corner too. :)ReplyDelete
Ali (your DT Teamie)
Great card Sue. Love the cute image and the little lights.ReplyDelete
such a fun card. Love your embellishments.ReplyDelete
Hugs Nat
Fabulous card, awesome images and love the lights.xxReplyDelete
A lovely fun card Sue! Love the tree. Great layout, great colours, great card.ReplyDelete
Thank you for joining us over at the Scribble and Scrap Challenge. Good luck.
Gorgeous card, I love the lights & the tree. Thanks for joining the Lisa B Designs challenge & good luck.ReplyDelete
Love the lights. Nice job.ReplyDelete
- Anonymous8 October 2013 at 03:42
wow!! Gorgeous Christmas card! Love the lights...Thank you so much for sharing your creation with us at Penny's Paper Crafty this week.ReplyDelete
Fabulous card Sue - love the lights - I might 'NEED' some of them lol!!!ReplyDelete
Thanks for playing along with us at MAWTT this week.
Good luck.
Debs xx
Brilliant card, love all the details and textures, thanks for sharing it with us at CraftyCatz this week.xReplyDelete
A very lovely Christmas card. I like the fun fur and the string of lights. Thanks, so much, for joining us for the Speedy Fox and Friends challenge.ReplyDelete
Love the little lights garland!! Perfect for this challenge. Star Dust Stickles are always a nice touch on Christmas cards. TYFS and joining in on the fun at Christmas Card Challenge #45. :)ReplyDelete
This is such a cheerful card - bound to make whoever gets it smile. Love how you've coloured the image and those goggly eyes are a perfect finishing touch!ReplyDelete
fantastic card love the scene image and B.papers,snowflakes and textureReplyDelete
and the string of lights are just perfect
carol x
Super card, those little tree lights are just fab, thanks for joining us on MAWTT, this week, Hugs VickyReplyDelete
Like the wintery scene you created. The lights are a wonderful addition.ReplyDelete
"Sunshine HoneyBee"
Such a sweet village scene! Made me wish I were there! Good to see you at Sister Act!ReplyDelete
Best of Luck-
Great card. Thanks for joining us this week at Crafty Catz. Naomi xReplyDelete
Susie, your card is amazing! I love the digi, it's so cute!! Those lights really add to your card and I love the cluster of snowflakes in the corner. Thanks for sharing this!ReplyDelete
Hugs from your DT sis,
Tracey xo
great project, thank you for entering the 4 Krafty Girlz challenge - good luck xx Judith DTReplyDelete
Love the cluster of snowflakes up in the top right...they look fabulous!ReplyDelete
Great card Sue. The strand of wee lights are so cute...think I have some too...Lord knows where though! lol
Think I need to finish the sort out I started some time ago!
Thanks for joining us at 4 krafty girlz challenge blog. ..Anita DTReplyDelete


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Smart power factor controller for automatic capacitor banks
The power factor controller is one of the most important components of the power factor correction equipment. As such, it plays a key role in the control and monitoring of the power factor and the system power quality.
The RVT touch screen offers power factor control, measurements, monitoring and communication in a user-friendly fashion.
The RVT controllers can be used to control power factor in industrial and commercial networks. Application examples include power factor control in buildings, mining steel industry, chemical, pulp and paper, cement, plastics, printing and food industries.
Why ABB?
Power factor controller RVT comes with:
Measuring system
|Micro-processor system for balanced three-phase/single-phase networks and unbalanced network. Individual phase power factor control is available
|Supply voltage
|From 100Vac up to 460 Vac
|Connection type for measuring circuit and power supply
|Phase-phase or phase-neutral for balanced and unbalanced network
|Voltage measurement
|Up to 690Vac or higher with voltage transformer
|Frequency range
|45 or 65 Hz (automatic adjustments to network frequency)
|Number of outputs
|RVT6/RVT12 Base Model: programmable up to 6 or 12 outputs
RVT12-3P Three Phase Model: programmable up to 12 outputs
|Power factor setting
|From 0.7 inductive to 0.7 capacitive.
|Switching sequences
|1:1:1:1:1:….:1 - 1:2:2:2:2:…..:2 - 1:2:4:4:4:….:4
1:2:4:8:8: ….:8 - 1:1:2:2:2:….:2 - 1:1:2:4:4:…..:4
1:1:2:4:8:….:8 - 1:2:3:3:3:… .:3 - 1:2:3:6:6:….:6
1:1:2:3:3…...:3 - 1:1:2:3:6…..:6
and any other customer programmable sequence
|Temperature probe input connection
|Only 2 contacts using 1-wire protocol - Parasitic supply mode ( no need of external power supply ) - Connection to more nodes in a daisy chain network - 8 temperature probes connection - 8 meters maximum between RVT to temperature probe or between probes - 64 meters maximum length
|Auto adaptation to the connection and phase-rotation of the network
|Auto adaptation to the CT-terminals
|Power Factor correction operation is insensitive to the presence of harmonics
|Working with passive and regenerative loads (four-quadrant operation)
|Dimensions (HxWxD) and weight
|146x211x67 mm - 0.65 kg (unpacked)
|Front plate protection
|IP43 (IP54 on request)
PT. Maju Jaya Teknik vision, To be Indonesia's leading Distributor for test measuring equipment and educational training products in key selected market. Our Values : Innovation, creativity, Commitment for excellence, Maximize potential, Think Global.
PT. Maju Jaya Teknik products : Amatrol, Kyoritsu, Teledyne LeCroy, ABB (Low Voltage Products), Baldor, Mennekes, Legrand, Kabel Metal Indonesia, Jembo, GAE, KSS, Fort, Nankai, Tekiro, Hasegawa.
PT. Maju Jaya Teknik services : Diagnostic Troubleshoot, Cleaning and Balancing Load, Panel Maker.
27-29 July 2016 - Mechanical Electrics Exhibition. Jiexpo Kemayoran
14-16 September 2016 - GESS Exhibition. JCC Senayan
Ruko Concordia SRB 25 Kota Wisata Cibubur Bogor, Indonesia 16920
Call/WA +6221-29478925/+6281-289462227


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The BBC and ability.net have teamed up to provide great information and "How to" guides to help you adapt your computer and web browser to suit your needs. You can visit the site at
We strive to comply with the W3C WAI's Web Content Accessibility Guidelines and aim for our pages to conform to a minimum of Level A compliance. Wherever possible, level AA and AAA requirements are also met.
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Learn more about your oral healthcare professionals. We are more than just great dentists, we also enjoy spending time with our family and engaging in our favorite hobbies. Our educational background and expertise allow us to be your professional and personal dentist.
Dr. Joel Reims, D.D.S.
Dr. Joel Reims is a graduate of the University Of Southern California School Of Dentistry. He is a past clinical instructor with over forty years of experience in private practice. He is currently a member of the American Dental Association, the California Dental Association, The Los Angeles Dental Association, The Beverly Hills Academy of Dentistry, and the Western Prosthodontic Study Club. He enjoys spending time with his children and grand children, playing tennis, and sculpting.
William Toth, D.D.S.
Dr. Bill Toth did his training at the University of Southern California School of Dentistry. After graduating from USC in 1991 he went into private practice with Dr. Joel Reims. Dr. Toth was a part time clinical instructor at USC from 1991 to 1995. He is a member of the American Dental Association, the California Dental Association, the Beverly Hills Academy of Dentistry, and the Western Prosthodontic Study Club. He lives in Studio City with his wife Linda and their three children. He enjoys spending time with his family, making guitars, and racing mountain bikes.
Andrea S. Corsun, D.D.S.
Dr. Corsun is a native of St. Louis, Missouri. She attended Dartmouth College and The University of California, San Diego. She received her professional training at the University of California, Los Angeles School of Dentistry followed by advanced training in a general practice residency at the West Los Angeles Veterans Administration Medical Center. She completed The UCLA Esthetic Continuum and is a member of multiple dental associations. Dr. Corsun is devoted to her patients and values their trust. Dr. Corsun is married with two children.


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Mercy Day Greetings 2017 Page (1) of (7)
Mercy Day celebrations at Baggot Street this year will mark 190 years to the day since the opening of the first House of Mercy, now Mercy International Centre.
Sisters, Associates, Communities, Ministries, Congregations and Institutes, as well as members of the wider Mercy network, are invited to send Mercy Day Greetings for posting on our mercyworld.org website.
Greetings will be posted online as they are received. We look forward to posting yours!
Greetings should be sent to email@example.com by Friday, 22 September to make sure they are published online for Mercy Day.
¡Feliz Día de la Misericordia! Happy Mercy Day!
Wishing all in the Mercy world a joyous Mercy Day. In a world fraught with violence and struggles of all sorts, let us be grateful for the gift of our Mercy community which strengthens us for mission. Catherine pray for us to be strengthened in our conviction to be instruments of love and mercy in our world.
In mercy and with love,
Ann M. McGovern, RSM
Mercy by the Sea in Madison, Connecticut USA
Mindful it is 190 years since the first House of Mercy opened in 1827, the directors of Mercy International Association extend their greetings to sisters, friends, associates and partners in ministry as we join together in our local communities to celebrate Mercy Day.
As we explore Mercy Global Presence together in the coming months let us be mindful of those to whom we are present"...because all creatures are connected each must be cherished with love and respect, for all of us as living creatures are dependent on one another." Pope Francis, Laudato Si.
May our celebrations enliven us with respect and love for our earth community.
-Denise Fox rsm
Chair, Board of MIA
Greetings to our beautiful Mercy world on this 190th anniversary of the opening of the House of Mercy on Baggot Street. We extend our deepest gratitude and love to all who work to further the mission of Mercy begun on this day. May each of us continue to open our hearts and welcome all who are suffering into our loving circle.
Saludos a nuestro bello mundo de Misericordia en este 190º aniversario de la apertura de la Casa de la Misericordia en Baggot Street. Extendemos nuestra más profunda gratitud y cariño a todas las personas que trabajan para promover la misión de la Misericordia iniciada en este día. Que cada una/o de nosotras/os continúe abriendo nuestros corazones y dando acogida a nuestro amoroso círculo a todos los que están sufriendo.
-Institute of the Sisters of Mercy of the Americas
Dear Mercies Everywhere,
As another Mercy Day approaches, blessings, celebration and union in prayer for the needs of our world
Ubi caritas et amor…
Marie T. Farrell rsm
May peace through God's mercy settle in each of our hearts, in our community, church and world as we celebrate yet another Mercy Day!
Sister Carol Mucha, RSM
West Midwest Community
Sister Colette and the Sisters of the Institute of Our Lady of Mercy, Great Britain send greetings and blessings to our Sisters, Associates and Partners in Ministry for the feast of Our Lady of Mercy. This year the feast falls on the 190th Anniversary of the opening of the House on Baggot Street so we can truly say, 'His Mercy is from Age to Age'.
How Catherine will be smiling on us as we strive to continue her ministry of Mercy to all in need in our troubled world today.
May the Lord fill each one of us with deep peace, joy and good health and passion in His service.
Mercy Day greetings from the Institute of Sisters of Mercy of Australia and Papua New Guinea (ISMAPNG) to Sisters, Mercy colleagues, friends and Associates across the world. "Whatever and wherever our ministry is … we are part of the one Mercy mission, part of the ongoing mission of the compassionate Jesus." (ISMAPNG Constitutions 4.03). Together we continue God's creative work, knowing we are deeply connected with each other and with all who call our world 'home.' We remember each other on this special day when Catherine opened the House of Mercy on Baggot Street in Dublin 190 years ago. Her vision was reflected in works of mercy great and small and it lives on in us. May our hospitality of heart, mind and spirit be evident to all those we meet as we travel on our particular path of Mercy.
We remember each of you this Mercy Day and pray in gratitude and confidence that Our Lady of Mercy and Catherine will continue to gift us with hope as we celebrate the colour, shape and mystery of mercy.
-Margaret, Schol, Cecilia, Marie Louise, Patricia
Download the greeting (PDF)
|Students from Saint Xavier University
awaiting Pope Francis' visit
to Philadelphia in September 2015
The Conference for Mercy Higher Education, the network of 17 US colleges and universities sponsored by the Institute of the Sisters of Mercy of the Americas, wishes all who inspire and minister in Mercy many blessings on Mercy Day 2017. Mercy colleges and universities educated 36,475 students in 2016-17 and prepared them professionally for lives of service through the lens of Mercy. We stand proudly in the lineage of so many women and men who seek to bring Mercy to a world so very much in need.
For postings about our institutions' celebrations of Mercy Week, please visit this page (updated through the month of September.)
Dr. Moya K. Dittmeier- Executive Director, Conference for Mercy Higher Education
The students, staff and administration of Our Lady of Mercy School for Young Women in Rochester, New York send warm Mercy Day Greetings! May our celebrations across the Mercy World encourage us to carry on Catherine's vision with renewed vigor and passion.
Pat Beairsto, RSM - Campus Minister


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Christian Worship
|Subject Code
|PC315 - Undergraduate
|PC515- Graduate
|Christian Worship
|Study Modes
|On Campus, Distance, Intensive
|Next Available
|2015, Semesters 1 and 2
This subject introduces Christian worship through a study of Biblical perspectives, historical
developments and contemporary themes and issues. You will learn the basic principles of
planning, preparation and conduct of worship services.
Prerequisites and Exclusions
Time Commitment
Christian Worship will require a time commitment on behalf of the student.
If you are studying online you will need to commit to approximately 10 hours per week.
If you are studying on campus you will need to commit to 3 hours of lecture time and approximately 7 hours private study per week.


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This is ONE card from a 1994 Helena Brewers minor league baseball team set, produced by Fleer ProCards Inc.
The Chiefs were an Rookie ball Pioneer League affiliate of the MLB Milwaukee Brewers.
College and high school info for players courtesy an excellent online resource at thebaseballcube.com.
Condition: EX-NM or better. Please view the scans.
- The cost for shipping any size order to the United States is capped at $2.50.
- Shipping to Canada is $1.50 for the first card, 50 cents for the next two and free for any cards added after that.
Our convenient checkout system accepts both PayPal and credit card payments.
Returns: If you are in any way dissatisfied with your purchase, a full refund is offered within 30 days.
Email us at firstname.lastname@example.com with any questions.
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Esteban Beltre 1990 Indianapolis Indians Minor League Baseball Ingenio Quisqueya, Dominican Republic | Chicago White Sox Texas Rangers Boston Red Sox


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Project Description
Scorpion Protective Coatings, Inc.
Since 1996, Scorpion Protective Coatings has quickly become a worldwide leader in the spray-on polyurethane coatings industry. Operating mainly under the trade name of Scorpion Truck Bed Linings, our materials are inexpensive, easy to use and, most importantly, environmentally-friendly. We sell into a variety of industries including (but not limited to) the military, automotive, OEM and retail sectors. Scorpion is an ISO 9001:2000 certified company and exports materials to over 25 countries/territories around the world. Scorpion has over 1,500 registered dealers in the U.S. alone, including such large manufacturers as Freightliner Inc. and Wells Cargo Inc.
Scorpion is only successful through the success of its "dealer" network. Scorpion offers a unique and versatile coating that can be applied on virtually any surface, in any color and with any texture. The ability to do so much with one coating allows our applicators not to be bound to just one market. Just because a person may have the Scorpion "system" in his shop to do bed liners does not mean that is all that he can do. He can also spray everything from wooden decks to fiberglass diving boards and everything in between.
Clayton Tomasino, CEO
(765) 653-1736


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Question. How can I reduce the dandruff in my hair?
Answer. For a dandruff treatment, mix 1 part of apple cider vinegar with 8 parts of water. Shampoo your hair and right afterwards apply this treatment to the scalp and allow to dry. Do not rinse. Do this twice a week until problem subsides.
Other hairdressing topics of interest (index page) (other hairdressing topics)


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McMillen Tours
Call (330) 567-3898Directions
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location on Google Maps.
location on Google Maps.
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Welcome to Shreve, OH. Shreve had its beginning with the coming of the Pennsylvania Railroad in 1853. A small settlement had been started south of Shreve, which is now known as Centerville, but in the early days was known as Stuckeytown, having been named for Stuckey Robinson. The name was changed to Centerville in 1850. Centerville was later renamed Shreve, and was incorporated as a village on December 26, 1859.


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It isn't very often that an all time bodybuilding legend brings out a new line of supplements, in fact the last time one did it went global! Think the guy who started was called Rich someone (Gaspari for those of you who don't get it!)? Anyway, fortunately for all of us the one and only Berry De Mey has brought out his very own supplement line and this is a true blessing! For those of you, who are not up to speed with Berry, check out his profile on the internet and you will be blown away! This guy is a true champion of champions and the fact he has launched a product line is great news because you know the knowledge behind the products is going to be A1!
So a little about Berry De Mey the brand as we know it today! Berry has come up with a unique concept where by you as the consumer can buy 'elite' products which are shall we say the 'crème de la crème', but you can also buy straight forward products if you are on a tighter budget. The less expensive products are still as good quality, they just have less other additions! Doesn't that sound awesome? Using a supplement line which can basically accommodate a fluctuation in budget from month to month without compromise!
In regards to the products on offer, Berry De Mey has come straight out with a full range! You can get a very high quality protein blend, Casein protein, Creatine, fat burners all the way down to your energising supplements, BCAAs and amino acids! The point is, Berry De Mey has offered you a full range of supplements right away, and you can even choose the price to an extent!
How do I truly rate Berry De Mey products? Personally I feel that the ingredients are top of the pile as Berry hasn't left any stone unturned. It is clear by the quality of all the products that Berry is aiming for the best, and I think he has achieved this! However, what I really rate is the fact that he has offered two separate 'tiers' of supplements. Offering a more affordable range is genius because sometimes no matter how much you want to, you cannot always stretch far enough! We all want to drive Ferraris, but not all of us can afford it! What Berry has done is offer a 'Ferrari' substitute for a fraction of the price, making it a very desirable choice I must say!
To conclude I have a great feeling about Berry De Mey and I think this brand will grow from strength to strength! As I said it isn't every day a bodybuilding legend launches a supplement line, and when they do I think it is very important to embrace it because you know the products are based on real life experiences! 10/10 Berry!!!


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As regular readers of The Hays Daily News likely are aware, changes in the way we conduct business happen on occasion. Whether driven by technological advances or variations in shopping preferences, adaptations are made to keep in step with the times. We attempt to minimize the effect on our loyal subscribers and advertisers, as we are keenly aware to whom this paper belongs.
Change is upon us once again. Starting Monday, The Hays Daily News will join the growing number of newspapers around the country that charge a fee for access to its digital editions. No additional fees will be incurred by existing subscribers, but these individuals will need to register once -- at HDNews.net/faq -- then sign in on each electronic device used to access the newspaper. The process is simple, but necessary. A large number already have done so; anybody who registers prior to midnight tonight will be entered into a drawing for a free iPad Mini.
We long have subscribed to the belief that our customers should be able to read us in whatever format they desire. Whether it's the traditional rolled-up paper on the porch, visits to HDNews.net via a computer or mobile device, or even through the custom apps we've developed for smartphones, The Hays Daily News delivers. An unfairness has developed with our approach, however, as we have charged a subscription fee to subscribers of the print edition while allowing free access to the digital products. In essence, print subscribers have subsidized the reading habits of those online.
We will correct that imbalance Monday. Anybody visiting our digital editions will be allowed 10 page views a month. After that, customers can become subscribers simply by following the instructions on the screen. Current subscribers have recently received cards in the mail with their unique access code. New subscribers can just follow the outlined steps, or call the Circulation Department at (785) 628-1081.
Additionally, by the end of January anybody following our app will need to download the new version in order to continue receiving content. The same log-in process will be there as well.
We truly appreciate your choosing The Hays Daily News as the comprehensive source of news, advertising and information about northwest Kansas. We are proud to bring you up-to-date coverage of all facets of the community -- including news, sports, features, business, entertainment and the unique individuals who call this area home. We're equally proud to be the most effective advertising vehicle for companies large and small. The partnerships we've developed with our advertisers continue to produce customer traffic, sales at the register and bottom-line results.
We value every one of our readers and appreciate the trust you have placed in us. We look forward to serving you as "The Voice of the High Plains" -- precisely what we've done since 1929.
Change is indeed taking place once again. But we will never alter our commitment to delivering high-quality and award-winning content.
Editorial by Patrick Lowry


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Simply put, it plays like a book. A book with gorgeous visuals, and in which you play one of the main parts. You really don't need any "gamer" skills–there's no button mashing, no combat, no crafting, nothing really "traditional" in the gameplay mechanics of Firewatch. It's part of a genre labeled "walking simulators" because, to be honest, a lot of the mechanics of the game revolve around going from place to place, talking, and picking up stuff. Sound boring? Far from it.
Firewatch is a first-person story-driven game set in 1989 in the forests of Wyoming. You play as Henry, a middle aged guy who has some really painful stuff in his life–real, heartfelt pain. I won't spoil the introduction for you, but it's a masterfully choice-driven component of the game that really makes you invest in Henry as a person.
As a way of escape from his life, Henry takes a summer job as a fire lookout in Wyoming, where his only human contact is a women named Delilah, his boss, to whom he talks through a handheld radio. The tale quickly dives into a gripping mystery, but its true beauty lies in the conversations between Henry and Delilah (honestly, it really says a lot about a game when the left and right triggers on the controller are mapped to the radio/dialogue control). Delilah frequently chats with you, and you, as Henry, can radio Delilah over a myriad of large and small things, and the branching dialogue gives you satisfying control over how Henry approaches those verbal encounters. The writing is spot-on, the voice acting is perfect, and the interactions feel so genuine and real. It's an emotionally refreshing experience, because unlike many female game protagonists, Delilah, even as a disembodied voice, feels like a real person, with agency and depth (similar to Ellie from The Last of Us).
Firewatch contains M-rated content (primarily in the form of strong language from the two protagonists), but it is truly a mature game in the best possible sense–that is, emotionally. It's a game about messed up humans, loss, love, loneliness, and responsibility, and it deals deftly with those themes.
Some people were disappointed by the resolution of the mystery and the end of the game, but frankly? They were actually pretty much perfect. The ending hurt. It really did. But it felt right. It fit.
Aside from the brilliance of its story, dialogue, and voice-acting, it's a distinctly beautiful game with rich, stylized landscapes to explore, and a simple yet exquisitely beautiful soundtrack.
So if you're in the mood for a deep, beautiful, heartfelt journey–whether you're a gamer or not–I'd highly recommend picking up this game, particularly while it's on sale. It clocks in at about four hours, so is certainly on the shorter side for its price, but the developers nailed the timing and it's worth every cent.


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The Municipal Securities Rulemaking Board (the "MSRB") is publishing this second in a series of concept releases relating to the planned development of a new central transparency platform (the "CTP") as contemplated under the MSRB's Long-Range Plan for Market Transparency Products, (January 27, 2012) (the "Long-Range Plan").[1] The MSRB is seeking input from all interested parties on the specific data elements the MSRB should consider disseminating publicly through the CTP with respect to both pre-trade and post-trade pricing information. The MSRB also is seeking input on the appropriate methods, technologies and data protocols that could be used in collecting pre-trade information in a manner that is most efficient for market participants potentially submitting or using such data and for the MSRB as operator of the CTP. Furthermore, this concept release is intended to elicit input on the potential benefits and burdens of providing pre-trade pricing information to the public through the MSRB's Electronic Municipal Market Access (EMMA®) website[2] and related data feeds, as well as on potential alternatives to achieving the goals enunciated below.
Comments should be submitted no later than November 1, 2013 and may be submitted in electronic or paper form. Comments may be submitted electronically by clicking here. Comments submitted in paper form should be sent to Ronald W. Smith, Corporate Secretary, Municipal Securities Rulemaking Board, 1900 Duke Street, Suite 600, Alexandria, VA 22314. All comments will be available for public inspection on the MSRB's website.[3]
Transparency refers to the degree to which information regarding quotations for securities, the prices of transactions, and the volume of those transactions is made publicly available in a securities market.[4] Pre-trade transparency typically refers to public dissemination of information indicating the size and price of prospective trading interest in specific securities. Generally, this means dissemination of firm quotations of a specified size – that is, a commitment to buy or sell a specific quantity of a particular municipal security at a stated price. Pre-trade transparency information may also include pending limit orders from customers or other indications of trading interest. The exact nature of pre-trade transparency information that is (or can be made) available will depend on the structure of the specific market in question. Post-trade transparency refers to public dissemination of information regarding the size and price of specific executed securities transactions.
With respect to post-trade price transparency, MSRB Rule G-14 currently requires brokers, dealers and municipal securities dealers ("dealers") to report all executed transactions in municipal securities to the MSRB's Real-Time Transaction Reporting System ("RTRS") within fifteen minutes of the time of trade, with limited exceptions.[5] RTRS serves the dual objectives of price transparency and market surveillance. Because a comprehensive database of transactions is needed for the surveillance function of RTRS, Rule G-14, with limited exceptions, requires dealers to report all of the their purchase-sale transactions to RTRS, not just those that qualify for public dissemination to serve the transparency function.[6] The MSRB makes transaction data available to the general public through the EMMA website at no cost simultaneously with the dissemination of such data through paid subscription services to market data vendors, institutional market participants and others that subscribe to the data feed.
With respect to pre-trade price transparency, there is currently no central location in the municipal market through which such pricing information is made broadly available to the public in a comprehensive manner. To the extent that pre-trade pricing information is available, it is typically provided by electronic networks operated by broker's brokers, alternative trading systems (ATS) and other similar systems,[7] although such information also has sometimes been provided through non-electronic venues as well. Typically, access to pre-trade pricing information is limited to market participants engaging directly with such venues and may be further limited to information regarding only those potential transactions involving the particular market participant, with information consisting of some or all of the bids and offers entered for a potential transaction.
The MSRB's Long-Range Plan envisions that the CTP would serve as the next-generation of RTRS and would include, in addition to enhanced public access to real-time post-trade pricing information, new centralized public access to pre-trade pricing information, as well as related disclosure information, yield curves and other utilities for public users of the information. The Long-Range Plan anticipated that such information would be obtained both under regulatory requirements established under MSRB rules as well as through voluntary submissions by market participants. While the CTP could ultimately provide links to market participants where any execution activities could be undertaken away from the CTP, the Long-Range Plan contemplates that the CTP itself would serve solely as an information platform and would not act as an exchange, automated trading system, or other form of execution venue.
Thus, while RTRS has democratized access to post-trade pricing information, either directly through the EMMA website or through third-party vendors that receive the automated feed of RTRS data from the MSRB, access to pre-trade pricing information is piecemeal, incomplete and largely limited to institutional market participants. The Long-Range Plan's focus on improved public access to pre-trade pricing information as an expansion on the MSRB's existing post-trade pricing information dissemination is supported by recent reports by the Securities and Exchange Commission (the "SEC") and the Government Accountability Office (the "GAO"), which state that certain market participants, especially retail investors, do not have access to the same amount and type of information that is available to larger institutional investors, dealers and more sophisticated market participants. For example, in January 2012, the GAO published a report on the municipal securities market that found, among other things, that a key barrier to the ability of individual investors (as compared to institutional market participants) to independently assess offers and bids they received from their dealers for municipal securities they were interested in purchasing or selling is the lack of access to pre-trade pricing information in the form of offerings and bids.[8]
In July 2012, the SEC published a report recommending enhancements to the flow of information to investors.[9] In this report, the SEC noted that investors have very limited access to the level of interest in a particular municipal security and the specific price levels. Furthermore, the report suggests that bids and offers are generally not made publically available by ATSs, brokers' brokers or dealers that use their facilities, even though these electronic trading systems are primarily used for smaller, retail-size orders. In this regard, the SEC made two recommendations: (1) the SEC could consider amendments to Regulation ATS to require an ATS with material transaction or dollar volume in municipal securities to publicly disseminate its best bid and offer prices and, on a delayed and non-attributable basis, responses to "bids wanted" auctions, and (2) the MSRB could consider rules requiring a brokers' broker with material transaction or dollar volume in municipal securities to publicly disseminate the best bid and offer prices on any electronic network it operates and, on a delayed and non-attributable basis, responses to "bids wanted" auctions. Subsequently, participants in the SEC's April 2013 Fixed Income Roundtable discussed, among other things, potential improvements to municipal market transparency, liquidity and efficiency that could be furthered by the collection of bid and offer information, together with the public display of this information if accompanied with appropriate education and guidance to provide the public with the ability to interpret the information.[10]
The MSRB is seeking comment on potential enhancements to the specific data elements collected and disseminated through RTRS in connection with post-trade pricing information that would be provided through the CTP, as well as on a number of key aspects relating to the potential collection and dissemination of pre-trade pricing information through the CTP, as discussed below.
Discussed below are several areas in which modifications to the current post-trade price transparency reporting and public dissemination process could potentially improve the quality and usefulness of the transaction information collected and disseminated. The MSRB is seeking input in these various areas, as well as on any other aspects of post-trade price transparency not otherwise addressed below. If the MSRB determines that any of the modifications identified below are appropriate, the MSRB would publish more specific proposals in a future request for comment prior to implementation.
Transaction Reporting of New Issues
Potential New Indicator for Conditional Trading Commitments
. Although trade executions and trade confirmations for new issues are not permitted prior to the formal award of the bonds by the issuer to the underwriter,[11] dealers often solicit orders, accept orders and conditionally allocate to orders prior to the formal award. The prices at which such orders are conditionally allocated pending the formal award (referred to herein as "conditional trading commitments" or "CTCs") generally are determined prior to the formal award and often will reflect market conditions at the time of such determination rather than at the time the trade is actually executed after the formal award.
The MSRB seeks comment on whether to require reporting of information regarding conditional trading commitments, with such information disseminated to the public.[12] Specifically:
Potential New Indicator for Retail Order Period Trades
. In some cases, a new issue may be offered with a retail order period in which the securities are to be marketed to investors that meet the definition of retail for purposes of the offering. The MSRB seeks comment on whether to require the use of a new indicator to denote retail orders placed during a retail order period, with such information disseminated to the public.[13] Specifically:
Existing Indicator for List Offering Price and RTRS Takedown Transactions
. Current transaction reporting procedures require dealers that are part of the underwriting group for a new issue to include an indicator on trade reports (which indicator is disseminated to the public) for transactions executed on the first day of trading in a new issue with prices set under an offering agreement for the new issue. These transactions include sales to customers by a sole underwriter, syndicate manager, syndicate member or selling group member at the published list offering price for the security ("List Offering Price Transaction") or by a sole underwriter or syndicate manager to a syndicate or selling group member at a discount from the published list offering price for the security ("RTRS Takedown Transaction"). Such trade reports are provided an end-of-day exception from the fifteen-minute reporting requirement since they are executed at, or based on, published list offering prices and such prices may not reflect market conditions at the time that the transactions are actually effected.
Since the introduction of this List Offering Price/RTRS Takedown Transaction provision, certain market practices and the information publicly available through the EMMA website have evolved. Outside of traditional underwriting syndicates or selling groups, some dealers have entered into long-term marketing arrangements with other dealers that serve in the syndicate or selling group, under terms that are not generally disclosed publicly, relating to purchases and resales of new issue securities. The MSRB also now provides through the EMMA website public access to the initial offering price scale for most new issues, typically within two hours of the time of formal award and before the underwriter's announced time of first execution of trades. However, the discount from the published list offering price for RTRS Takedown Transactions is not generally published to the public through any of the EMMA data products.
In the January 2013 Concept Release, the MSRB sought comment on whether the end-of-day exception from 15 minute reporting should be eliminated for List Offering Price/RTRS Takedown Transactions, or whether the period of lag in reporting of such trades should be reduced.[14] The MSRB seeks further comment with respect to the following matters as they relate to this provision:
Transaction Yields
Transaction reporting procedures require dealers to include on most reports of customer transactions to RTRS both a dollar price and yield.[16] The yield required to be reported to RTRS for customer trades is consistent with the yield required to be displayed on a customer confirmation under Rule G-15(a), which requires yield to be computed to the lower of an "in whole" call or maturity, subject to certain requirements set forth in the rule for specific special situations (generally referred to as the "yield to worst"). Rule G-15(a) requires the confirmation to include the date to which yield is calculated if such date is other than the nominal maturity date, and also requires the confirmation for a transaction effected based on a yield other than yield to worst to include both yields. Since April 30, 2012, the MSRB has calculated and included in disseminated RTRS information yield on inter-dealer trades computed in the same manner as required for customer trades.
The MSRB seeks comment on whether to modify the yield reporting components of trade reporting. Specifically:
Consistency of Transaction Price Reporting
Normally, in principal transactions, the trade price reported to and publicly disseminated by the MSRB includes all aspects of the price, including any mark-up or mark-down that compensates the dealer for executing the transaction. In agency transactions, dealers are required to report to the MSRB both the price of the security and the commission charged to the customer. RTRS currently calculates yield on agency trades using this reported information, then derives a transaction price based on this calculated yield, resulting in publicly disseminated prices for agency transaction also incorporating the compensation component in order to be comparable to principal trade prices. However, dealers effecting transactions as part of an arrangement that does not provide for dealer compensation to be paid on a transaction-based fee basis, such as in certain wrap fee arrangements, will report to the MSRB transaction prices that do not include a compensation component, and current yield calculation requirements would not capture any such non-transaction-based compensation component. The MSRB does not currently collect information regarding fees charged in non-transaction-based compensation arrangements, nor does it collect or disseminate an indicator of transactions that are effected in that manner
The MSRB seeks comment on whether to modify reporting requirements or public dissemination of trade data relating to transactions where fees are charged on a non-transaction-based basis. Specifically:
Market of Execution
The MSRB understands that dealers may use a variety of means for transacting in municipal securities, including broker's brokers or alternative trading systems ("ATS") as well as traditional direct transactions with a known counterparty. The MSRB currently identifies all transactions executed by a broker's broker. This identifier is applied based on the broker's broker informing the MSRB that it acts in such capacity. The MSRB does not currently identify trades executed through an ATS.
The MSRB seeks comment on whether to modify reporting requirements or public dissemination of trade data relating to the use of such third-party venues. Specifically:
Away From Market Transactions
As noted above, dealers are required to report virtually all transactions in municipal securities to RTRS. This is necessary for a comprehensive database of transactions for the surveillance function of RTRS. The MSRB has recognized that some transactions are not useful in determining, and may in fact be a misleading indicator of, the current market value of a municipal security, either because the transaction price differs substantially from the market price or the trade is the result of a specific scenario where the trade executed is not a typical arms-length transaction negotiated in the secondary market.[17] These transactions include customer repurchase agreement transactions, transactions from an accumulation account to a unit investment trust unit and trades into and out of derivative trusts for tender option bond programs. Accordingly, RTRS has included an away from market indicator that is required to be used by dealers reporting transactions arising from these types of trading situations that allows such transactions to be reported and entered into the RTRS database used for surveillance but not disseminated publicly.
The MSRB seeks comment on whether some or all information for such transactions should be included in publicly disseminated information. Specifically:
Transactions with Affiliated Entities
In recent years, some dealers have informed the MSRB that new corporate structures have been formed whereby some dealers establish several distinct corporate entities to perform specific functions. For example, some corporate structures involve one corporate entity that holds inventory and another corporate entity that transacts with customers. In these cases, the corporate entity that transacts with customers will acquire bonds from or sell liquidated positions to the corporate entity that holds inventory on an exclusive basis. Given the mechanical nature of these intra-corporate entity transactions and the fact that the prices at which these transactions occur are based on set arrangements raises questions about whether such transactions reflect negotiated arms-length transactions priced based on current market conditions. The MSRB seeks comment on the following:
To increase the level of pre-trade pricing information available in the municipal market place, the MSRB is considering whether to propose the collection and dissemination of certain pre-trade pricing information. The information proposed to be collected would provide investors and other market participants with access to pre-trade pricing information generally not available publicly. The MSRB seeks comment on all aspects of the potential collection and dissemination of pre-trade information, including any aspects of pre-trade price transparency not otherwise addressed below. Specifically:
Potential Data Elements
To the extent that these data elements are available, the core items of pre-trade pricing information proposed to be collected and disseminated could include:
Depending on various issues raised in the remainder of the Concept Release, additional items of information ultimately may also be included among the data elements to be collected and disseminated to properly collect and identify such additional information that commenters believe the MSRB should include in the CTP. The MSRB seeks comment with regard to the appropriate data elements to collect with respect to pre-trade transparency, as follows:
Types of Offerings for Which Pre-Trade Information Should be Collected
Depending on the venue, municipal securities may be offered for sale through various mechanisms. For example, municipal securities can be offered for sale through a "bid wanted" process in which bids to purchase the securities are sought and potentially multiple priced bids are submitted.[18] In some cases, the bid wanted process will result in a sale of the securities to a winning bidder, whereas in other cases a satisfactory bid will not be received and no transaction will result. In still other cases, the party offering the securities may enter into a negotiation with one of the bidders to sell the security at a negotiated price that may differ from the price of that bidder's bid. Municipal securities also can be offered outside of a bid wanted process, such as by posting the offer for sale at a stated price that a purchaser can execute against at such price or through a negotiation, among others.
The MSRB seeks comment on the types of offerings for which pre-trade information should be collected and publicly disseminated. Specifically:
Data Quality Issues Relating to Pre-Trade Information
The MSRB understands that, in some cases, a bid or offer may not truly reflect an intent to effect a transaction in a posted security at a market price. For example, a single block of bonds may sometimes be posted in multiple venues simultaneously (such that there can be no expectation that a transaction will be executed in all such venues), or may be posted for price discovery purposes only with no real intent to execute a transaction. In addition, a bidder may in some cases enter a bid, as an accommodation to another party or for other reasons, that it does not intend to result in a sale and that likely does not reflect an accurate assessment of the bond's market value (e.g., a so-called "throw-away bid").[19]
The MSRB seeks comment on the extent to which information about certain types of bids or offers may not be well suited to public dissemination. Specifically:
Technology and Protocols for Collecting Pre-Trade Information
In the January 2013 Concept Release, the MSRB sought input on certain baseline technology, processes and protocols relating to some of the potential new data elements or data types that might be included in the CTP to assist the MSRB in pursuing a CTP architecture that can support a broad array of data types in a manner that is most efficient for the MSRB as well as for market participants who may have a role in the submission or dissemination of such data. In particular, in connection with the potential collection of pre-trade information, the MSRB sought input on the most effective methods currently used to disseminate such information among market participants, and whether such methods would be appropriate for the purposes of the CTP. The MSRB received only limited comments on these issues. The MSRB again seeks comment on these types of technology and protocol issues with respect to pre-trade information. Specifically:
Manner and Timing of Collecting Pre-Trade Information
In the case of bid wanteds, the process typically begins with the posting of an offer of municipal securities, a period of time during which bids can be posted, a point in time at which all bids must be entered, and a time at which the offeror accepts a bid, if at all. Depending on how and where the bid wanted is conducted, trade execution may occur in conjunction with the acceptance of the bid or shortly thereafter, or trade execution may occur away from the venue somewhat later. The MSRB seeks comment on which parties should submit pre-trade information to the MSRB and the manner and timing for providing such information. Specifically:
Public Dissemination of Pre-Trade Information
The MSRB would display pre-trade information it collects through the CTP in a venue on the EMMA website designed to integrate pre-trade, post-trade and other related information for a particular security. In addition, the MSRB anticipates that such pre-trade information would be made available through paid subscription services through a data feed. The MSRB seeks comment on how such information should be displayed. Specifically:
* * * * *
Questions about this notice may be directed to Justin R. Pica, Director, Product Management - Market Transparency, Marcelo Vieira, Director of Research, or Ernesto Lanza, Deputy Executive Director, at 703-797-6600.
July 31, 2013
[1] The initial concept release on the CTP, MSRB Notice 2013-02 (January 17, 2013) (the "January 2013 Concept Release"), provides background information on the MSRB's initiative under the Long-Range Plan to develop the CTP. The MSRB sought input on the appropriate standard for "real-time" reporting and dissemination of transaction price and related information through the CTP, as well as on baseline technology, processing and data protocols for post-trade pricing information. Comments received in response to that concept release may be viewed on the MSRB website and will be considered in conjunction with comments received on this and future concept releases related to implementation of the CTP.
[2] EMMA is a registered trademark of the MSRB.
[3] Comments are posted on the MSRB website without change. Personal identifying information such as name, address, telephone number, or email address will not be edited from submissions. Therefore, commenters should submit only information that they wish to make available publicly.
[4] Principles of Transaction Transparency, Securities Regulators of the Americas ("COSRA") (1993). Transaction transparency is distinct from concepts relating to dissemination of official statements, periodic financial information and other disclosure information about an issuer and its securities. Of course, transparency and disclosure are both important principles for a securities market, each serving to reduce information asymmetries, to promote efficient pricing and to foster investor confidence and liquidity.
[5] Transactions in securities without CUSIP numbers, in municipal fund securities, and certain inter-dealer securities movements not eligible for comparison through a clearing agency are the only transactions exempt from the reporting requirements of Rule G-14(b)(vi).
[6] In this respect, RTRS serves as an audit trail for municipal securities trading, with the exception of certain internalized movements of securities within dealers that currently are not required to be reported and the lack of reporting of customer identifications and other related specific items of information. Compare Consolidated Audit Trail, Exchange Act Release No. 34-67457 (July 18, 2012), 77 FR 45722 (August 1, 2012).
[7] For example, NYSE Bonds, the New York Stock Exchange's bond trading system, offers a centralized trading platform, which currently lists a limited number of municipal securities qualified to trade through such system. See http://www.nyse.com/bonds/nysebonds/GeneralObligationBonds.html and http://www.nyse.com/bonds/nysebonds/RevenueBonds.html.
[8] Government Accountability Office, Municipal Securities: Overview of Market Structure, Pricing, and Regulation, GAO-12-265, January 17, 2012.
[9] Securities and Exchange Commission, Report on the Municipal Securities Market, July 31, 2012.
[10] Some roundtable participants noted that education and guidance should accompany any public dissemination of pre-trade information to ensure that non-professionals are able to properly understand its meaning and how it might be used in assessing pricing. See http://www.sec.gov/spotlight/fixed-income-markets.shtml.
[11] See MSRB Rule G-12 Interpretive Letter, "Confirmation: Mailing of WAII confirmation," dated April 30, 1982.
[12] The MSRB previously proposed requiring dealers to indicate transactions that are based upon a conditional trading commitment to alert users of disseminated information that the trade date and time reflective of when the trade was executed may not be reflective of market conditions as of the date and time that the order was priced. See MSRB Notice 2006-10 (April 21, 2006); MSRB Notice 2007-10 (March 5, 2007). However, there was general agreement at the time that there would be several operational concerns with complying with such a requirement, most notably the lack of availability of the time of formal award, and such proposal was not adopted. Since then, underwriters have become obligated under Rule G-34 to announce the time of formal award and time of first execution for new issues. In addition, the EMMA website now makes such information publicly available.
[13] The MSRB has filed with the SEC to require, among other things, that underwriters report to the MSRB through EMMA whether a retail order period was conducted for a new issue offering. See SR-MSRB-2013-05, Exchange Act Release No. 34-69834 (June 24, 2013), 78 FR 39038 (June 28, 2013).
[14] As noted above, comments on this topic received in response to the January 2013 Concept Release may be viewed on the MSRB website and will be considered in conjunction with comments received on this and future concept releases related to implementation of the CTP.
[15] In most cases, such initial offering scale is derived from data that underwriters are required to submit under Rule G-34 to the Depository Trust and Clearing Corporation's New Issue Information Dissemination Service ("NIIDS").
[16] For inter-dealer transactions, dealers report the dollar price at which the transaction was effected and the MSRB calculates and includes in disseminated information the corresponding yield.
[17] Such "away from market" trades are described in Section 4.3.2 of the Specifications for Real-Time Reporting of Municipal Securities Transactions.
[18] While MSRB Rule G-43(b) sets out certain provisions for bid wanteds that broker's brokers may elect to follow, these provisions are not obligatory for broker's brokers and do not apply to other market participants conducting bid wanteds.
[19] Depending on the specific facts and circumstances, any such throw-away bid likely would constitute a violation of MSRB rules. See, e.g., Rule G-13(b); MSRB Rule G-43 Interpretive Notice, "Notice to Dealers that Use the Services of Broker's Brokers," dated December 22, 2012.
[20] For more information on the FIX messaging protocol, see http://www.fixprotocol.org.


text:
You haven't seen The Plaza like this before.
The grand hotel is opening up its doors twice each week for free architectural tours of its landmarked interiors.
The new Tuesday and Saturday tours offer an up-close examination of the recent restoration of the Grand Ballroom, Palm Court, Oak Room, Oak Bar, Edwardian Room, the 59th Street lobby, the, the Terrace Room, and the Fifth Avenue lobby. Those were the spots hastily added to the protected list in 2005 as the Landmarks Preservation Commission set up ground rules for the renovations by the new owners, Elad Properties.
"In my opinion, there may be no finer set of public rooms from their era (four of the rooms retain their 1907 design, three are from the 1920s addition to and renovation of the Plaza, and one - the Oak Bar - was added in the 1940s) in America," tour leader Francis Morrone wrote in his e-mail newsletter announcing the tour.
Morrone, who is also the author of the books "The Architectural Guidebook to New York City" and "An Architectural Guidebook to Brooklyn," will lead the tours on Tuesdays and Saturdays at 3 p.m. reservations, which are required, can be made through The Plaza by calling (212) 588-8012.


text:
3 Great Ways To Shop! Teddy Bearskins
Wickford Store
The Wickford store is our main location, located in beautiful historic Wickford, RI.This store has on street parking and our own parking lot behind the store. It's worth the visit to this quaint historic fishing village. Wickford also has a great playground, with soccer and baseball fields, just blocks from the store. We offer free gift wrapping on all full priced items.
17 Brown Street
Wickford, RI 02852
(401) 295-0282
Business Hours:
Mon – Thur | 10am – 5pm
Fri | 10am – 5pm
Sat | 10am – 6pm
Sun | 12pm – 5pm
Follow us on Facebook for Holiday hours!
East Greenwich Store
The East Greenwich store is located inside the Benny's Plaza right next to Sienna! Lots of parking, beautiful store a must see!
5600 Post Rd.
East Greenwich, RI
Business Hours:
Mon – Sat | 10am – 5pm
Sun | closed!
Follow us on Facebook for Holiday hours!
The Warehouse Store
The Warehouse Store is located on the East Greenwich, North Kingstown town line. The store is open every Friday. This store has everything at 50% OFF (*ALL SALES ARE FINAL). There is also plenty of parking.
135 Frenchtown Rd
EG/North Kingstown, RI 02852
(401) 398.7885
Business Hours:
Open Fridays Only: | 9am – 4pm
Follow us on Facebook for Holiday hours!
Wickford & East Greenwich Stores Return Policy
In store purchases can be returned within 30 days of purchase for a store credit, you must have your receipt. Online purchase can be returned for refund, all shipping will be at your expense.
It would be our pleasure to send a gift for you! Let us know if your purchase is a gift and we can ship it directly to the recipient! We can include a message from you and gift wrap the item free of charge.
Teddy Bearskins would be happy to answer any questions you may have about fabric, style, size, delivery, etc. Please contact us with any questions you might have. You can also call us with your order (401) 295-0282 between 10:00 am and 5:00 pm Monday through Saturday and 12:00 noon and 5:00 pm on Sunday
E-mail: email@example.com
phone: (401) 295-0282
( *all times Eastern Standard Time )


text:
S: McKenzie Rae
BC: Baby Girl
FC: August Baby lil' McKenzie Rae | Baby Girl
1: These pictures are from when McKenzie was still in the hospital.
2: Now for random pictures...
6: Momma Jessica
7: Black n' white
8: Happy new year!
9: McKenzie's First Birthday!
11: Let's Go sleepy bye
12: Here Jessica, I left you some room to post your own pictures . Most of mine were old so here is some room for newer ones :) Love ya


text:
Old Preston Hollow is the honeypot of Dallas real estate and I've fallen for a brand new custom California Mediterranean sitting on over 1 acre of this coveted dirt.
The home at 5326 Edlen Dr. is simply spectacular — 13,000 square feet, perfect flow for entertaining, the absolute best quality finish-out, and timeless architectural design by Lloyd Lumpkins. It has six bedrooms, including dual masters, eight full bathrooms, three half baths, four living areas, and two dining areas on two stories.
Oh, and by the way, it just got reduced $655,000 from its original list price!
"This extraordinary residence offers a two-piece clay-tile roof with copper flashing, a flexible floorplan, premium finishes throughout, a first-floor master suite, five fireplaces, an elevator, a seven-car garage, and a one-car lift," said listing agent Patricia Stampley with Ebby Halliday Realtors. "Featuring quality construction and exceptional attention to detail, this property is ideal for everyday living and for entertaining on a grand scale."
She's not exaggerating — everything is stately and inspired at this Old Preston Hollow manse. There's an open house this Sunday, July 23, from 2-4 p.m., where you can experience it yourself. Let's get a sneak peek.


text:
Astro Bot ($20) and Nier Automata: GotY ($15, which I think was a mistake?) from the Gamestop Pro Member sale yesterday.
Astro Bot ($20) and Nier Automata: GotY ($15, which I think was a mistake?) from the Gamestop Pro Member sale yesterday.
Do you still hate plot in games? Nier will be wasted on you. You probably havent beaten nier replicant yet either.
I don't hate plot but I do hate cutscenes.
You should beat 1 twice. It's one of the rare instances that you could call a game art. It uses specific types of gameplay and the mechanics of the game to build its narrative.
Doing a letsplay or just jumping into 2 is doing yourself a disservice.
And before anyone argues, no one that has beaten 1 has argued against this point. The only people that say otherwise are people that have already ruined the series for themselves by watching letsplays and reading summaries.
I've beaten 1 and I argue against it. I like Nier 1 but the new Nier is vastly better and the references to the past game are not at all essential to playing the original.
If one has time and a good deal of patience Nier 1 is great, but you absolutely have to have both of those because if you don't go all the way in on getting the best ending the grind never pays off.
You sir, are a hideous hermaphroditical character which has neither the force and firmness of a man, nor the gentleness and sensibility of a woman.
Nier 1 has a different atmosphere/vibe to it, and I liked it more. They're both worth playing even if the combat is more refined in the sequel.
It's weird how in 2019 Sonic Advance is one of my most played GBA games still.