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Professor Loane Skene
Following is Cameron Stewart's 'epideictic oratory' on the occasion of awarding Life Membership to Loane Skene. The award was made at the Conference Dinner, at the 2013 AABHL Conference in Sydney.
Dear Friends
Back in 2009 when Mal and I were working on the amalgamation one of the ideas we had was to offer life memberships to people who had made an extraordinary contribution to the ABA, ANZIHLE and now AABHL. In the last 12 months the committee of AABHL, especially the never failing and inexhaustible Jean Murray, worked on making this idea a reality. Tonight is the night when we appoint our first life member.
This person graduated from Melbourne Law School in 1969 and took out the Anna Brennan Memorial Prize for the best female honours student. She started her legal career at Whiting and Byrne and later worked in the UK and then in Nova Scotia setting the trend for what would be a very international career with friends dotted around the globe.
After returning to Australia she took up a position at the Victorian Law Reform Commission and worked there for 10 years proving her effectiveness, being seconded to the Office of Parliamentary Counsel and also being invited to be a sessional lecturer back at her alma mater. During this time she stamped her name onto the medical law field with her book You, Your Doctor and the Law.
The Melbourne Law School is known for quickly snatching up great talent and it wasn't long before she was made a Senior Lecturer at the School and the academic career began in earnest. She eventually rose to the heights of university management being Vice-President and then President of the Melbourne University Academic Board and Chair of Undergraduate Studies.
Our life member took part in the early life of AIHLE, later ANZHILE and became its president in 1999 until 2003. Under her leadership the organisation flourished and grew exponentially. It was around this time that she started to work closely with a younger Julian Savulescu and, helping her as ANZIHLE secretary, was an even younger Ainsley Newson, an undergraduate law student (I wonder what happened to her?).
Our life member has had an indelible impact on the emergence of our field and she continues to dominate its metes and bounds. Her most recent text Law and Medical Practice and its several iterations is a classic gold standard from which all other medical law texts take their mark. She has touched on so many areas – informed consent, reproductive regulation, abortion law, end-of-life, professional regulation – that it is impossible to asses her impact on the field. She made the field. She marked out the boundaries, laid the turf and put up the fences.
Our life member also has contributed greatly to the public debate engaging the public at the hard end of bioethics and law. Here is a short and incomplete list:
- Baby M coronial inquest, Australia's first consideration of neonatal death management;
- Speaking out for justice against Senator McGauran's behaviour in the Victorian late term abortion saga;
- Working alongside Justice Lockhart and Ian Kerridge in the Lockhart Inquiry and serving on the later Heerey Committee in 2011;
Our life member was rightly named amongst the Australian Financial Review's most powerful cultural figures in Australia.
Her enormous academic achievements are outmatched by a generosity of spirit and collegiality. Our life member has helped innumerable students, postgrads and young academics go further and deeper into their studies, always supporting them and encouraging them. She always makes time and her approach is marked by an openness and love for inquiry that is infectious and fun. She knows that the great joy in life is asking questions.
I remember fondly my first ever academic paper presentation as an associate lecturer from Campbelltown. I'd travelled to Melbourne in a borrowed suit looking like something that had crawled out of a hollow log. I spoke about the role of administrative law in healthcare and quickly anaesthetised the entire audience into a stupor. But as soon as the session was over this incredibly dynamic woman took my arm and began drilling me for more information, showing an interest in my paper that was not entirely human (or sane). I'd never heard such encouragement before from any peer. I had made a great friend for life.
I have no doubt that many in this room have their own stories and tonight I invite you all to tell them. AABHL is an association of scholars but it has always been (I think more importantly) an association of friends. I think this is largely due to the impact of our inaugural life member on an entire generation of scholarship in Australia and New Zealand.
Ladies and gentlemen, the AABHL inaugural life member is Professor Loane Skene.
Professor Colin Thomson AO
In 2018, Colin was awarded an Order of Australia (AO) in recognition of his significant service to medical research, particularly to research ethics, to education, and to professional organisations.
Professor Malcom Parker


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The "Official" Arizona Beer Week returns February 18-25th, 2012
Drinking in the massive success of the inaugural Arizona Beer Week in 2011, the Arizona Craft Brewers Guild has announced the dates of this year's weeklong celebration. The celebration of the craft beer boasts more than 150 buzz-worthy events in every corner of the state including Flagstaff, Sedona, Prescott, Tucson, Phoenix, Bisbee and every brew-loving burg in between.
The thirst grows this year.
New events will expand the event with more focus on craft beer education, the artistry of brewing and unveiling never-before-seen suds. The weeklong celebration starts with the 12th Annual Arizona Strong Beer Festival, held at Steele Indian School Park in Phoenix on February 18th, 2012.
Visit the Arizona Craft Brewers Guild online at http://www.azbrewguild.com.

subset: commoncrawl


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Mammoth Mystery: Expert Q&A
On August 5, 2008, paleontologist Mike Voorhies answered selected viewer questions about the pair of mammoths found locked together by their tusks, about Ice Age extinctions, about his particularly early start in paleontology, and more.
Q: The show didn't mention where these fossils are now. Are they visible to the public?
Marshall V., Memphis, Tennessee
Mike Voorhies: Yes, the two interlocked mammoths are now on permanent public display at Trailside Museum at Fort Robinson State Park in northwestern Nebraska, only a few miles from where the skeletons were collected. The museum, a branch of the University of Nebraska State Museum (my home base), also features other locally collected fossil treasures and is well worth visiting if you are travelling west on U.S. Highway 20. Fort Robinson is only about 50 miles south of another spectacular public display, the Hot Springs (South Dakota) Mammoth Site, which features dozens of young male mammoths trapped in an Ice Age sinkhole.
Q: How was the age of the bones determined (how long ago)?
Voorhies: A preliminary date of 12,000 years before present was obtained on one of the mammoth bones in the 1960s. A new date using a more refined technique (accelerated mass spectrometer method) is in progress.
Q: Was the mammoths' extinction due to the arrival of humans to North America?
Diane Young, San Marcos, Texas
Voorhies: Q: What impact did human activity have on the mammoth?
Derek Bush, Brimley, Michigan
Voorhies: Q: Did the early Pleistocene man drive the mammoths to extinction by hunting them? Or did mammoths die out due to natural selection? Thank you.
Joseph Karlos, Alexandria, Virginia
Voorhies: The role that humans played in the extinction of mammoths is a hotly debated topic, and no one can claim that the mystery has been solved yet. Many facts are clear: Mammoths (along with all mastodons, ground sloths, native American camels and horses, sabercats, dire wolves, giant short-faced bears... the list goes on and includes more than 40 species of large mammals) disappeared from the American fossil record within a period of less than a thousand years beginning about 11,000 years ago according to radiocarbon dates.
We also know for sure that people were present in North America at least by 12,000 years ago and perhaps a few thousand years before then. Humans were definitely not present in America during most of the time (more than a million years in most cases) that mammoths and other now-extinct "megafauna" lived in North America. One theory, the "Overkill" Model, relates these facts and blames people for wiping out the big beasts. (My colleague Dan Fisher, whom you saw on the NOVA programm, has collected conclusive evidence that humans did butcher mastodons in Michigan soon before their extinction and butchered mammoth skeletons are widespread across North America.)
But wait! There's another theory with many supporters—the Climate Change Model, which blames extinction on ecological change. Abundant evidence exists that climate was changing—glaciers were retreating rapidly and vegetation was changing on a large scale exactly at the same time mammoths were wiped out. Perhaps their food plants disappeared and they died of starvation? Those who support the Climate Model have a hard time swallowing the proposition that small(?) bands of roving hunters could exterminate vast herds of big game animals.
My own personal guess is that neither cause by itself would be sufficient but that both together could do the job. I agree with the "Climate" people that healthy herds could not be decimated by people with stone tools. However, I think there is a basic flaw in the Climate Model, namely the fact that mammoths and other Ice Age animals had already survived dozens of advances and retreats of glacial ice across North America. I know of no evidence that points to anything unusual about the deglaciation that occurred 11,000 years ago except that people were present for the first time. My guess is that if people had arrived earlier, when the mammoths were not climatically stressed, they wouldn't have had such a severe impact. It may have been just bad luck that skilled hunters happened to come to mammoth land at exactly the wrong time. Also, remember that American animals had never seen two-legged predators and probably had no innate fear of them. They may have been particularly vulnerable to overhunting.
But stay tuned—the debate is not over. A group of researchers has recently discovered a thin layer of asteroid dust dating to the time of extinction and have raised the interesting possibility that the impact of an extraterrestrial object with the Earth may have brought down the mighty mammoth, just as allegedly happened to those ever-popular hypertrophic brainless lizards, the dinosaurs!
Q: Hi Dr. Voorhies!
Has all study of these two entwined mammoths finished? Or are researchers still trying to answer certain questions about them? If so, what questions? Thanks.
Katherine G., Omaha, Nebraska
Voorhies: Work still continues on the locked mammoths. More refined radiocarbon dating is proceeding, and Dan Fisher is continuing to probe the tusks for additional clues.
Q: I found the article on mammoth dung on the NOVA Web page fascinating. The reason that dung was preserved was that it was frozen (it was a woolly mammoth that lived in the Siberian arctic). Has any dung ever been found from a Columbian mammoth, like those in the show? If so, how did it preserve, and how did it compare to the Siberian dung?
John Davis, Seattle, Washington
Voorhies: In addition to the frozen stomach contents of woolly mammoths, well-preserved dried dung of the Columbian mammoth, the species we have in Nebraska, has been obtained from a dry cave in Utah, Bechan Cave. The plants in the dung are well-preserved and were identified by scientists at the University of Arizona. The mammoths had been eating mostly grass but also a variety of herbaceous plants (dozens of species, most of which still grow near the cave today). These studies confirm that mammoths were primarily grazers that lived in open country. Their skeletons and teeth seem admirably adapted to this lifestyle.
Q: Dear Sir:
Are there any other cases of fossil skeletons found together in which it is clear that the prehistoric or extinct animals to which they belong died together in the midst of combat?
On the one hand, it seems so unlikely given the rarity of fossilization, right? But on the other, why not, considering how sudden disasters like volcanic eruptions and landslides can bury whole landscapes in an instant. Your thoughts?
Voorhies: The only other case I'm aware of in which two fossil skeletons were discovered locked in combat is two small dinosaur skeletons found by a Polish expedition to the Gobi Desert (in the 1970s, I think). A Velociraptor and a Protoceratops apparently were struggling when they died, possibly as the result of a rapid sandslide.
Although not evidence of ancient hostility, there is another example of intertwined fossil skeletons you might be interested in. It's on display at Ashfall Fossil Beds State Park here in Nebraska, where I am writing this. A female three-toed horse (Neohipparion affine) has the skeleton of a colt of the same species (almost certainly her own offspring) sheltered between her legs. These two skeletons are part of a mass-death assemblage of 12 million-year-old animals killed and buried by volcanic ash. My colleagues and I are continuing to excavate this fascinating site, which is open to the public from May through September each year.
Q: Living in these environmental conditions, why was it not possible for the mammoths to seasonally migrate?
Ronald Daszenski, Stony Brook, New York
Voorhies: Paleontologists suspect that some populations of mammoths did migrate seasonally, just as some African elephant populations do today. Scientific proof of migration is not easy to come by, but studies of isotopes of chemical elements preserved in fossil bones have recently proved that some extinct elephants lived in different areas at different times of the year. The case I'm most familiar with involves Florida mastodons, whose bones included strontium isotopes they could have acquired only in northern Georgia where there is lots of granite. Migration is obviously a useful survival strategy if you are mobile enough, but it obviously didn't save our native American elephants from ultimate extinction!
Q: Hi!
In working on mammoths and other extinct Ice Age animals, do you ever wish you could just hop in a time machine and fly back and see them, alive and well in the environment? (Or maybe my question should be: do you ever stop wishing for that!) I would think there'd be a certain amount of frustration in being so close to them in your mind—and even, geologically speaking, in time—and yet so far.
Sarah, Great Neck, New York
Voorhies: I'm sure all paleontologists occasionally long for that mythical time machine. Personally, I don't spend much time musing about an H.G. Wells contraption when I've got a perfectly good substitute—a trowel—in my back pocket. That's the only time machine I really need to feed my intellect and imagination!
Q: Hello Dr. Mike,
I read in your biography on the NOVA Web site that you helped dig up the two mammoths when you were 20. What was that like at such a young age? Is that what made you become a paleontologist full-time, I mean for your career? Thank you!
Voorhies: Strangely enough, I was already committed to studying paleontology when our crew excavated the entangled mammoths. I was lucky enough to get hired as a museum assistant as a 17-year-old freshman at the University of Nebraska and by the ripe age of 20, I already had three field seasons as a fossil collector behind me. I've been extremely fortunate to be able to work with fossils for my whole professional life; they are a never-ending source of wonder and joy. Thanks for your question.


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But in its report showing 335,000 cases in 2006, there were fewer in which asthma was the principal diagnosis and more in which it was secondary to such conditions as pneumonia and bronchitis, the agency said.
The pattern of pediatric asthma hospitalization has been shifting since 1997, the agency said, when there were 197,500 cases in which the condition was a primary diagnosis and 128,300 secondary diagnoses, for a total of 325,000.
In 2006, the proportions were nearly reversed -- 137,700 primary and 197,000 secondary diagnoses, the agency said.
Excluding newborns, the asthma-related hospital stays accounted for 13.5% of all pediatric hospitalizations, the agency said.
The rate of pediatric hospitalization principally for asthma was about 1.5 times higher than among adults. But when asthma was a secondary diagnosis the adult rate was more than 2.5 times higher than among children. (See: Asthma a Growing Factor in Hospitalizations)
Pediatric asthma, as a principal diagnosis, was both cheaper and less resource-intensive than other causes of hospitalization among children, the agency found.
On average, the cost of hospitalization principally for asthma was $9,100, compared with $22,600 for cases that did not involve asthma, and the average length of stay was 2.2 days versus 4.6 days.
On the other hand, a secondary diagnosis of asthma more closely resembled hospitalization not involving asthma, both in terms of average cost ($17,700) and length of stay (4.0 days), the agency said.
The rate of pediatric hospital stays principally for asthma was 1.5 per 1,000 children in the country's wealthier communities -- defined as ZIP codes in which the median income is greater than $36,000.
But it was 76% higher -- 2.7 per 1,000 children -- in poorer communities, the agency said.
There was a similar but less extreme pattern for asthma as a secondary diagnosis, with the rate in poorer communities being 54% higher than the rate in better-off regions.
The analysis also found:
- The overall rate of asthma-related hospitalization was 8.0 for every 1,000 children under one year of age, and the rate declined with increasing age.
- Hospital stays in which asthma was the principal diagnosis were 1.6 times more common in boys than girls -- at 2.3 stays versus 1.4 stays per 1,000 children, respectively. (In contrast, adult hospital stays for asthma are higher among women.)
- Secondary cases of asthma and hospitalizations with no mention of asthma did not vary significantly by sex.
- After adjustment for population differences, the rate of hospitalization principally for asthma was 2.7 stays per 1,000 children in the Northeast, come pared with between 1.4 and 1.9 stays per 1,000 children in the Midwest, South and West.
- For asthma as a secondary condition, there were about 3.0 stays per 1,000 children in the Northeast, Midwest, and South, compared with 2.0 in the West.
- In contrast, the rate of hospital stays for children with no mention of asthma was about 30 stays per 1,000 children in each of the four regions.
- At 27%, pneumonia was the most common principal diagnosis, when asthma was a secondary condition. Bronchitis was second at 8.8%.
Reviewed by
Zalman S. Agus, MD Emeritus Professor
University of Pennsylvania School of Medicine
Primary Source
Agency for Healthcare Research and QualitySource Reference: Merrill CT et al. "Hospital Stays for Asthma Among Children, 2006." AHRQ 2008: HCUP Statistical Brief #58.


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Tuesday, June 3, 2008
Promises, PROMISES!!!
All right!
I'm back.
I'm alive.
I will post more often.
I will post art AND pictures.
I will not be a bum.
But ... just to fill you in:
It appears that life marches on.
I have just come back from two days in Jacksonville, Florida where my dad is (or was) living. He went into the hospital on May 29th and is now headed back to his house in Williston, Florida where he and my mom lived for 10 years to be under Hospice care. He is going to die and soon and I will have lost both parents in 6 months. That said, I've had them for a long time. My dad is 94. He regaled us with lots of stories this weekend ... and he had some life confessions. He, however, is fully ready to move on to the afterlife and be with my mom and brother in heaven ... and that's okay.
I'll be fine. I'm sad, but okay. I'm in Savannah until later this week, then I'm driving back down to FL to see my dad before he goes.
On a positive note:
I'll be at HEROES CON in June as a SCAD representative.
Come by and see me there.
The art posted is two pages of my tight roughs from CHICKASAW ADVENTURES #5. That's how tight I work. The originals are 6" x 9" for the actual art area. Small, but proportional to the final page. More to come.
Take care.
1 comment:
- DamonO said...
Okay, its officially summertime and we're still waiting on you to change your mind on doing commissions.;-)
Don't think we can't wait you out!
- June 24, 2008 at 2:53 PM
Subscribe to: Post Comments (Atom)


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online shopping women shoes:Nike Free 3.0 v5 Runblogger Review
Pete Larson over at Runblogger.com has been a big proponent of the Nike Free 3.0, the most stripped-down model in the Nike Free running collection. But as we all know from firsthand experience, extreme love for a shoe can all too easily turn into extreme disgust when in your eyes the brand totally botches an update.
PeteвҖҷs been on just such a rollercoaster ride with the Free 3.0, shall we say вҖңextremely dislikingвҖқ the NanoPly upper on the prior version of the shoe. Thankfully, in the update to the Free 3.0 v5, Pete has seen one of his favorite running shoes redeemed. Like us, he greatly prefers the new engineered mesh upper, which gives you a more accommodating fit. We already liked the platform of the previous version, and now we are able to enjoy it without feeling claustrophobic in the upper.
Read the Runblogger review of the Nike Free 3.0 v5 and if you still want more info on the shoe, check out our quick take on the Nike Free 3.0 v5.


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This is the Company Process Overview. You may want to read the Company FAQ and the Company Help information, too.
Recruit online. Choose smart e-recruit. Choose Oil Offshore Marine.
1. First we have to register for FREE
Answers: Yes, registration is completely FREE. You have to register so that you can take advantage of all our services.
Registration is FREE, simple and very easy to deal with.
Follow this link to Register for Free.
2. Once our Company account is active, we need to login
Answers: Obviously, you need to login before using most our services and before you can post jobs, search cvs and hire new people.
8. Hirings are made; everyone is satisfied after so much hard work
Answers: Yes, the employment contracts are signed. You are happy, the new employees are happy, everyone is satisfied.
Click here to go to Oil Offshore Marine Homepage, here if you want to contact us, or here for Oil Offshore Marine Sitemap.
You may want to read the Company FAQ and the Company Help information, too.
Official Blog - International Maritime Signal Flags - Glossary of Oil & Gas Jobs Definitions - Abbreviations & Acronyms from the Oil, Offshore, Marine, and Shipping Industries - Engineering Oil Jobs - Top 100 Energy Sites - Marine Jobs - Offshore Jobs - Oil Careers - Maritime Jobs - PDS/PDMS Oil & Gas Jobs - Oil Industry Jobs - Oil Field Jobs - Oil and Gas Careers - Petroleum Jobs - Oil Rig Jobs - Offshore Oil Rig Jobs - Drilling Jobs - Oil Industry - Official Sitemap - Jobs Feed - Login to your Oil-Offshore-Marine.com account


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Sweet Judith from Paper Welten
has decided to make everyone who commented on her OWOH blog tour a gift.
How cool and generous is that?
She said to expect something from her in the mail this year.
She lives in Germany
and is a paper artist.
Thanks, Judith, I can't wait to see what you create with my
idea...hydrangea, dahlias and daffodils.


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A MarketWatch report, published July 31, gave the incorrect cash dividend for Bemis Inc. The story has been corrected.
NEW YORK (MarketWatch) -- Bemis Inc., one of the country's largest food-packaging suppliers, said Tuesday second-quarter profit rose a paltry 1.2% as sales volume declined because Americans seemed to be buying less pre-packaged meals due to rising grocery prices.
The Neenah, Wis., company also lowered its annual earnings outlook to $1.90 to $1.97 a share vs. its previous forecast of $1.98 to $2.08 a share.
Bemis BMS, +0.00% said its net income was $49.5 million, or 47 cents a share, up slightly from $48.9 million, or 46 cents a share, in the same period last year. The company also raised its cash dividend to 21 cents from 19 cents a share.
Revenue slipped 1.3% to $921.8 million from $933.8 million last year, the firm reported.
Shares closed down 6.3% at $29.47, touching their lowest level in just over a year during daily trading.
Bemis sells its products mainly to the food industry, where sales are down as consumers scale back their grocery budgets to accommodate higher food and gasoline prices, Chief Executive Jeff Curler said on a conference call with analysts.
Specifically, order volume is down in markets such as meat, cheese, and bakery, where Bemis' customer base is fairly broad, and tends to reflect the general market trends, Curler said.
Food prices have been rising across the country, reflecting higher energy costs and a recent rise in corn prices as the country moves toward greater use of ethanol.
For the third quarter, Bemis said it expects earnings in the range of 48 cents to 51 cents a share, below analysts' mean estimate of 54 cents. The company said it expects slightly better volumes in the second half of the year in part from the introduction of new bacon packaging and some contract wins in the confectionary business.
The company, which celebrates its 150th anniversary next year, also said it launched an accelerated buyback plan to repurchase 4 million shares.
"We believe this is a good use of cash flow in the current market environment, and good investment for the company," CEO Curler said.
Bemis has also been facing higher polyethylene costs and increased competition from overseas suppliers of pressure-sensitive materials such as postage stamps and package labeling, which make up 20% of its business.
Bemis tried to sell its pressure-sensitive material operations to Finland's UPM-Kymmene Corp. UPM, -1.82% in 2003, but it was blocked by regulators. Since then the company has turned the business around, but rivals have been investing more aggressively in low-cost manufacturing capability, Merrill Lynch analyst Ross Gilardi said in a note to investors earlier this month.
The other 80% of Bemis' sales come from packaging designed to extend the shelf life of food in grocery stores.


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Traditional Customs of Seville is located in the María Luisa Park, in the Plaza de América. It occupies the Mudejar Pavilion, a building built in 1914 by the architect Aníbal González. on the occasion of the Ibero-American Exhibition in Seville (1929). It includes a space of 5496 m² for permanent exhibitions and services. In the Mudejar style, it is built in exposed brick with ceramic applications full of designs and fantasy.
During the Ibero-American Exhibition it was known as the "Pavilion of Ancient Art". Reforms were carried out in 1972. Its functions as a museum have been carried out since March 4, 1973, when it opened its doors to the public. The First Floor and the Semi- basement Floor are equipped as a museum. It is also equipped with an Audiovisual Room, a Conference Room. The collection of Andalusian Traditional Ceramics in the museum is one of the most complex in Europe, as the one in the Hamburg Museum.
From 1/1 to 15/06 and from 16/09 to 31/12:
Tuesday- Saturday: 9:00- 19:30h.
Sundays, public holidays and Mondays before public holidays: 9:00 am- 3:30 pm.
Closed on public holidays: 1/1, 6/1, 1/5, 24, 25 and 31/12.
From 16/06 to 15/09:
Tuesday, Sunday and public holidays: 9:00 h - 15:30 h.
1,50 €.
Free of charge for accredited EU citizens, students with international driving license.
955 54 29 51
Plaza América s/n


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What better place to spend a Sunday morning than in a restaurant called Un Dimanche à Paris? My wife and I went there today for brunch.
The restaurant and chocolate/pastry boutique are located on a narrow 18th-century cobblestone walkway called Cour de Commerce Saint-André. The establishment is vast, occupying three addresses on the cour. The dining tables are amply spaced on a floor of polished paving-stones. Imaginatively-designed light fixtures provide adequate illumination and window shades in green, grape, rose, and taupe provide colorful distraction. In short, the restaurant is an eclectic mixture of modern décor in an ancient setting.
It envelops one of the towers that Philippe Auguste, king of France, built in the 13th century to protect the city before he headed off to the Crusades. Our waiter seated us at a table right next to this magnificent structure. Before he took our order, he thoughtfully asked us if we had any allergies to food.
Un Dimanche à Paris offers two menus for brunch, one for 38€ with a choice of omelets, and the other for 58€, with an assiette gourmet of five different small dishes, followed by four dessert gourmandieses. As the assiette gourmet is representative of the type of cuisine in which the restaurant specializes, we selected that. (The menu centers on the theme of chocolate and each dish contains some form of this ingredient.) The food was so unique that by the end of the meal, we were quite pleased that we had made this choice.
Among the apéritif beverages offered on the brunch menu, we settled on a Kir royal au cacao. This was a glass of brut Ayala champagne flavored with crème de cacao. The touch of chocolate gave the dry champagne an earthy flavor that completely transformed it. We both found this pleasing. I was able to nurse my beverage through half of the meal.
The waiter also brought us each a glass of fruit juice. I chose pear juice produced by Alain Millat, whose flavor I found to be ambrosial, and my wife opted for a glass of pink grapefruit juice.
While we waited for the food to arrive, we delighted in eating fresh, thick-cut baguette which we coated with a velvety chocolate spread. It tasted dreamy! A pat of Echiné butter and a choice of Alain Millat honey and jams were served alongside.
Then, the waiter brought the first course, a plate containing six different portions of food, most of which were flavored in some way with chocolate. Two quick-fried prawns were covered in coco nibs, which gave the crustaceans a slight crunch. A small portion of foie gras was marbled with chocolate and topped with poached pear. A small portion of marinated sea bream was covered in sesame seeds and cocoa nibs. It was served with a round of the freshest salmon that I have tasted in a long time. A slice of rabbit terrine had melt-in-the mouth tenderness. Flavored with chocolate, it was ever-so-slightly bitter. A small goblet of chestnut cream soup served with a swirl of chocolate syrup was light and lovely. And a slice of mackerel, served with green beans and chocolate croutons, expressed the primordial flavor of the sea.
For dessert, the waiter brought a plate containing a two madeleines flavored with rose and raspberry, slices of buttered, toasted Poilâne bread covered with dark-chocolate shavings, tiny Paris Brests (choux pastry) filled with hazelnut cream, and a sweet cake made with bits of candied orange and filled with praline cream. There were two bonuses: a goblet of pannacotta covered with sour cherry jam and a goblet of rich vanilla-flavored yoghurt covered with little balls containing milk chocolate, dark chocolate, and white chocolate.
To end the meal, the waiter brought me a cup of café au lait and my wife a cup of rich, aromatic hot chocolate.
The service was friendly and wonderfully efficient.
Before we left the restaurant, Nicolas Bacheyre, the pastry and chocolate chef, came out of the kitchen to bid us hello.
This was a wonderful meal and an experience we won't soon forget!
Un Dimanche à Paris
4-6-8, cour du Commerce Saint-André
75006 Paris
Tel.: 01.56.81.18.18
Sunday brunch served from 11:00 a.m. to 7:00 p.m.


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If you spend any amount of time online, lord knows I do, the buzz these days is all about "Bing". The name chosen for Microsoft's new search engine. Not sure how I feel about the name, reminds me of cherries and oh yes, the show "Friends'. Wasn't that Chandler's last name? Chandler Bing. Maybe it's just me. My sick and twisted mind tends to associate words with people and events.
Anyway, if you want to know more about Bing, as it will be rolling out to the public in the next few days, hop on over to their Blog. I know, I know you're excited! Try to calm down. I promise the world won't stop spinning tomorrow.
Saturday, May 30, 2009
"Announcing Bing, Microsoft's New Search Engine "
If you spend any amount of time online, lord knows I do, the buzz these days is all about "Bing". The name chosen for Microsoft's new search engine. Not sure how I feel about the name, reminds me of cherries and oh yes, the show "Friends'. Wasn't that Chandler's last name? Chandler Bing. Maybe it's just me. My sick and twisted mind tends to associate words with people and events.
Thursday, May 28, 2009
Google- Top Tactics for Tough Times
2. Use value-related keywords.
3. Make sure your ad groups are targeted and relevant.
4. Don't waste money on irrelevant clicks.
5. Make it easy for customers to buy.
6. Focus your money on your high-performers."
Monday, May 25, 2009
Logo MyWay- Graphic Design MarketPlace
Free 12 Week Internet Marketing Course
Wednesday, May 20, 2009
"Turn Your Articles Into Videos"
Power Package ($47.00 / mo) - 50 Downloadable Videos Per Month
Business Package ($97.00 / mo) - 125 Downloadable Videos Per Month.
If you have articles at EzineArticles you can pop over and do a free test run to see exactly what your article will look like as a video.
Monday, May 18, 2009
Linking Strategies: "To Buy or not to Buy, That is the Question"
approve of the practice or disapprove, it does exist and there are many website owners who are doing it. I'm not going to debate the issue one way or the other; just shed some light on what some consider a "gray subject."
So why would you want or need to buy a text link on another website? It all goes back to "link popularity." Search engines look at how many other sites are linking to yours when deciding on your ranking. Granted, this is just one criterion, but nevertheless an important one to pay attention to.
If you don't know how many other sites are linking to yours, go to any search engine and type this in: link:http://www.yourdomain.com ... you should get a pretty good idea of your "popularity." Keep in mind that Google never shows all sites linking to yours, so what you see in the results will not be an accurate presentation of those linking to you. Why they do this is not clear (it's one of those "Google Secrets"), but a possible explanation is that it's one of the methods they use to keep their ranking algorithms private.
When considering a link purchase, only buy from sites that are related to your theme and use the Google Toolbar to check their page rank. You can download it here:
A page rank of 4 or above is pretty good but a 7 or 8 is excellent. Never buy a link based on page rank alone. If the site doesn't relate to your site's content, don't do it.
Here are some things to keep in mind before making any purchases:
There are two types of links: one-way and reciprocal. A reciprocal link is when two sites agree to link to each other, a one-way link is just one site linking to another without linking back. Purchasing a text link is an example of a one-way link. One-way links are counted higher by most search engines and therefore are more valuable then reciprocal.
When supplying your text link to other sites, make sure to include your keywords in your anchor text. The anchor text is the part of the link that is clickable. Use a variety of key phrases so as not to raise any red flags with the search engines.
You also want to be consistent with your url. Use the "www." part in all incoming links, as links to "yourdomain.com" and "www.yourdomain.com" could be treated as two different websites by the search engines.
Another tip when buying links is to do it slowly. Don't buy too many at one time. You want it to look natural to the search engines. Hundreds of sites deciding to link to yours in a week is not "natural" and may catch unwanted attention from the powers that be.
Stay away from link farms when choosing link partners. Just associating with "bad sites" can be enough to get you banned by the search engines. You'll also want to make sure you're getting links from different IP addresses. Search engines will give the links more weight if they don't all come from the same IP.
So now that you have the basics, where do you buy the text links? I thought you'd never ask.
1) LinkHaul: http://www.LinkHaul.com
Purchase static links to PR 4, 5,6, 7 or 8 websites. Pricing starts at 3.00 per month.
2) Text Link Brokers: http://TextLinkBrokers.com
Offering a variety of link building programs to increase your link popularity.
3) LinkAdage: http://www.LinkAdage.com
Buy or sell text links within an auction format or buy direct thru a broker.
4) Text-Link-Ads: http://www.Text-Link-Ads.com
Offering $100.00 in free text link ads when you spend $125.00. So you only have to spend
an initial investment of $25.00
5) BackLinks: http://www.BackLinks.com
A service that allows webmasters to trade, sell or buy text links.
When you buy a link, it's usually billed on a monthly basis and you'll always pay more for
a site with a higher page rank, and also for having them put your link on their main page
compared to a page deeper down within the site. Once you purchase a link let it run for
a few months at a time, search engines will need it in order to find and spider them.
Right or wrong, purchasing links is one way to improve your link popularity quickly and
move your site up the ranks in the search engines. Remember, there are many ways to
increase your website traffic, and buying text links is just another means to an end.
Tuesday, May 12, 2009
Review of Personal Development PLR Content: PLR.me
PLR.me is a breath of fresh air in many respects. While there are a lot of different resources for private label rights content on the market, PLR.me consistently hits the mark.
What's PLR?
Before we begin, I should explain what PLR is all about. PLR or Private Label Rights material, provides you an opportunity to get all the content you need for your website without actually having to write it yourself. Someone else researches, writes, edits, and designs the articles and content so you don't have to.
You pay a small membership fee each month to gain access to the PLR articles and resources. Then you can brand them as your own and use them in just about any way that you see fit.
This really works out well if you don't want to spend all your time simply building your website or creating products from scratch. It frees up your time so you can build your business, establish solid relationships, and drive traffic to your site.
What Do You Get?
When you join PLR.me you'll have access to more than 80 Web 2.0 documents each month, including articles, PDF downloads, checklists, guides, worksheets, positive affirmations, and even inspirational computer wallpapers. This is a lot of content and you can do an enormous amount of things with it!
How Much?
PLR.me really is a bargain when you price out the costs. This resource offers not only the content that you need, but clear, concise, search engine optimized content. You'll have the benefit of a North American team who are the best at what they do creating your content for you.
Ask yourself... how much would I spend to create 80+ pages of quality content on my site, blog or email newsletter? If you did it yourself, you'd easily spend half the month creating the content while you could be making better use of your time.
Who's Behind It?
Ronnie Nijmeh, the founder and coach to the PLR.me members, is also an established expert based in Toronto, Canada. He "walks the walk" and "talks the talk" as they say.
He has appeared on radio and television and gets more than 23,000 visitors to just one of his sites each month... all this from using PLR content. He knows his stuff and has nothing to hide.
What Bonuses Should I Expect?
In addition to the great content at PLR.me, you also get bonuses. One of the most helpful bonuses is the Mastermind calls. These exclusive, members-only calls take you through actionable strategies to boost your profits and generate high quality traffic flowing to your sites like never before.
I've seen some gurus charge $97 per month just for a mastermind call, so the value with PLR.me is truly astounding.
The best thing about PLR.me is that you get all of this for less than you would spend on a nice dinner. The trial is only $19!
You get all the content that you could ever need for your website as well as the Mastermind calls to help you profit from your business like never before... it's really a no-brainer in my opinion.
You get great content, traffic, and increased profits from a guy who's been in the trenches for years. Check it out, you'll be glad you did.
Monday, May 11, 2009
Post Pictures to Your Twitter Followers
They say a picture is worth a thousand words. With Twitter's limitation of 140 characters sometimes all that talk can leave you wanting a bit more. Check out http://twitgoo.com - With TwitGoo you can upload pictures from your hard drive and share them with all of your Twitter followers with just a click. Sound like fun? It is. To see what a link looks like, here's a picture I uploaded and posted to Twitter http://twitgoo.com/2xiu
Free to sign up. So what are you waiting for? Start adding more visuals to your Twitter posts. But please, leave your clothing on
Friday, May 8, 2009
"John Reese Launches His Latest Web Venture- Opportunity.com"
Internet Marketing 'Super Guru' John Reese has just released a great free video that will teach you how to maximize affiliate commissions on auto-pilot.
In this video you'll learn how to quickly and easily set up an "Affiliate Commission Engine."
You can set up as many of these little 'engines' as you want in any market you want and they'll work for you 24/7 - - making affiliate income for you while you're busy working on other things.
Go right now and watch this video and start making more affiliate marketing commissions right away:
Monday, May 4, 2009
Microsoft Writer Makes it Easy to Post to Your Blog
I'm picky. It takes a lot for me to say "wow" but when it comes to Microsoft Writer I have to say it. Wow!! I downloaded this free program a few months ago and now would not want to live without it. This software makes it easy to post to your Blog. Supports all of these platforms, Live, Wordpress, Blogger, Typepad and more. I am using it to post to my Blogger Blogs. I set both of them up within the software's interface and can select which one I'd like to post to when ready to upload.
The look of Writer is similar to Word you have a toolbar across the top where you can bold, underline, italic, center, right justify and more. You can even insert pictures and change their size and alignment. You can even crop and tilt pictures.
One of my favorite parts is the plug ins for Twitter, Digg and Flickr. When I click on "publish" to send my post up I also get asked if I want the post sent to my Twitter account. It's like killing two birds with one stone, no pun intended.
You can also download a Digg plug that automatically adds a DiggThis badge to your blog post after you publish it. And a Flickr plug in that allows you to post your photos to Flickr. It's all neat and clean in one little package. There are also built in tabs so you can "preview" what your post will like like before uploading and a "source" tab if you need to tweak the code. Check your spelling and perform a word count with one click.
All in all if you publish a blog or multiple blogs, you need this software. Trust me here, it won't cost you a dime and you're just going to love it. Download it here: http://windowslivewriter.spaces.live.com/
P.S. Another one you might want to check out is http://www.blogdesk.org/en/index.htm


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SPR# OBN4HVAPW - This fix uses a new Notes.ini variable
"RouterKeepRelayedBCCsIntact=1" which will only send a single message for BCC
recipients when routing via SMTP through Relay Host.
Default behavior is for the router to create an individual message for each
This is Fixed in 6.5.6 release
None, although you can specify this setting in the NOTES.INI Settings tab of
the Configuration Settings document in the Domino Directory.
RouterKeepRelayedBCCsIntact=0 / 1
Lotus Notes/Domino 6.5.6


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Greater Bryant Chamber of Commerce Board of Directors and CEO/President, 2019
Left to right, first row: Jason Brown, Tracy Elliott, David Hannah, Jason Schnepf; Left to right, second row: Suzanne Passmore, Dr. Karen Walters, Brooke Plack; Left to right, third row: Jim Gibbens, La'Twan Cheathem, Rhonda Sanders, Jamey South; Left to right, fourth row, Tim Blakley, David Hendrix Jr., Mayor Allen Scott, Patrick Schroeder; Not pictured Teresa Kemp
The Bryant Chamber of Commerce, Inc. was incorporated on January 17, 1974. Over the years, the Chamber has been through a re-branding, a building renovation, new staff, plus changed its mission and vision statement. Our goal remains to support our member businesses in Bryant and the surrounding areas through this period of rapid community growth.
About The Chamber
The Bryant Area Chamber of Commerce was founded in 1974. Despite a new rebranding, forty-three years later our focus remains on engaging our community by advocating for our member organizations. 2017 is a monumental year for our community being that it is Bryant's 125th Birthday and the 30th Anniversary of Fall Fest. There will be lots to celebrate and the future of Bryant is very bright. The mission of the Greater Bryant Chamber of Commerce is to lead our members and community through economic development, educational programs, and networking opportunities. Our vision is to be recognized as the voice of business for Central Arkansas encouraging our members and community to achieve greatness. We support our city officials, schools, first responders and member businesses for the betterment of our Community. We find it of importance to be up to date on the latest pressing legislative issues and any city planning that will affect our local businesses.
How do our members maximize the return on their membership investment?
The Greater Bryant Chamber of Commerce hosts numerous events throughout the year dedicated to connecting our members and future members with each other. The most popular are ribbon cuttings, groundbreakings, Highlight Bryant Luncheons, Network Nights, Breakfast & Businesses, Taste of Bryant, Fall Fest, and the Annual Winter Banquet. We as a Chamber understand the importance of recognizing the accomplishments of our members and do so at our Annual Winter Banquet. Categories include Organization of the Year, Young Professional of the Year, Small Business of the Year, Large Business of the Year, Volunteer of the Year, Ambassador of the Year, New Member of the Year, and the Lifetime Achievement Award. We do not want you to simply "join" our Chamber. We want you to be engaged. Every new member has the option of setting up a ribbon cutting for a formal welcome into our Chamber Community. All new members are encouraged to attend a New & Prospective Member Orientation. We highly recommend participating in a committee or starting a Leads Group. We also suggest sponsoring an event or investing in ad space to increase your brand awareness.
With over 450 member companies…and growing, we understand the importance of being a progressive hub for business advocacy.
Bryant was recently ranked the #1 Most Successful City in Arkansas by zippia.com based on its low unemployment rate (3.1%), median household income ($63,448), and minimal poverty level (4.6%). Bryant was awarded the second fastest growing city in Arkansas by the Gadberry Group. Bryant was recognized as one of the Top 100 Small Towns in America by CNN Money Magazine. Bryant was also named one of the most affordable suburbs in America by BusinessWeek. We thank each one of you who have offered us support over the years and encourage you to shop locally.


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Meet our partners
Textkernel's software applications can be easily integrated with your recruitment or software package. We have produced standard links for a range of software packages, such as Microsoft Dynamics and SAP. Below you can see the partners we work with. Don't hesitate to contact us for further information on ways to integrate our products.


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More Than 110 Charged with ISIS-Related Crimes Since 2013
More than 110 people have been charged with crimes related to ISIS in federal court since late 2013, U.S. Assistant Attorney General John Carlin announced Monday.
Last year alone, 60 people were charged with supporting or committing crimes because of their sympathies to ISIS, the largest annual number on record. Arrests in 2016 thus far are less than last year's.
In his remarks to reporters, Carlin reminded citizens the U.S. Justice Department needs them to be more proactive about notifying federal authorities if they witness someone showing support for foreign terrorist organizations, such as ISIS.
In more than 80 percent of the Islamic State cases that have been prosecuted since 2013, someone in the community of the accused person believed they had witnessed the activity for which the person was ultimately charged, according to Carlin. In more than half of those cases, the witnesses did not report anything to law enforcement authorities until after the charges were made, Reuters reports.
Posted in General News
Tags: terror attacks, terrorism, support of terrorist organizations, ISIS


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New research shows that levels of C-reactive protein (CRP), produced by the liver and not at the lesion site, correlate with the degree of atherosclerosis. The paper by Sun et al., "C-reactive protein in atherosclerotic lesions: its origin and pathophysiological significance," appears in the October issue of The American Journal of Pathology and is accompanied by a commentary. C-reactive protein (CRP) is a hallmark of inflammation and tissue damage, as in arthritis or infection. It is also widely touted as a marker for cardiovascular disease, with doctors using patient CRP levels to improve risk assessment. However, whether CRP is merely a risk marker or is actually a contributing factor of cardiovascular disease has remained controversial.
To address these issues, Dr. Jianglin Fan's group examined the role of CRP in two rabbit models of atherosclerosis: high cholesterol diet or LDL receptor deficiency. Rabbits represent highly suitable models as they quickly form atherosclerotic plaques in response to high serum cholesterol, and rabbit CRP shares 70% homology with human CRP. As expected, hypercholesterolemic rabbits developed atherosclerotic plaques. Upon further examination, serum CRP levels were found to positively correlate with plaque size. CRP was found in plaques of various stages, including early and advanced lesions, but it did not appear to associate with macrophages, as had been suggested. Similar results were seen in human aortic lesions.
To determine where CRP protein was being produced, CRP mRNA levels were measured by Northern blot and real-time RT-PCR. CRP mRNA was only detected in liver obtained from atherosclerotic rabbits but was undetectable in vascular cells or macrophages. Again, results were confirmed in human specimens: insignificant mRNA levels found in atherosclerotic aorta compared to high levels in liver.
Finally, in vitro analysis revealed that hepatocytes, but not macrophages, expressed CRP mRNA following stimulation by inflammatory molecules. These data highlight a powerful role for the liver in generating the CRP that is associated with atherosclerotic lesions. Nonetheless, we are still left wondering whether CRP is a cause, result, or both of heart disease, as presence at the scene of a crime is not necessarily evidence of guilt. Thus, CRP could be an innocent bystander, a victim, or possibly an atheroprotective force. Sun and colleagues acknowledge that "further studies will be required to clarify whether decreasing CRP alone without changing the plasma cholesterol level can be beneficial for the treatment of atherosclerosis."
This study uncovers new approaches for the treatment of atherosclerosis. In the future, Dr. Fan hopes to "test whether any therapeutic inhibition of CRP levels can be beneficial for [coronary heart disease] patients or preventive from coronary artery syndrome or plaque rupture. Importantly, we will target the liver rather than the vascular wall (such as macrophages) for the inhibition of CRP."
Science Daily
October 25, 2005
Original web page at Science Daily


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We had a chance to put a X95 Tavor through a 2G-ACM match. It was an opportunity to get some practical shooting time under the clock with this bullpup, so let's find out how it does on the clock!
Ian shot a not yet completed beta version of his WWSD AR15 DMR build to start testing things out. Ian's rifle has a Primary Arms 2.5x ACSS optic: http://www.primaryarms.com/primary-arms-2-5x-compact-ar15-scope-with-patented-cqb-acss-reticle-pac2-5x
Karl & the X95 used a Vortex Strikefire red dot: http://www.vortexoptics.com/category/strikefire_II_red_dot
Stage 3 requires firing from some unconventional positions, breaching a wall and cleaning up the remaining targes with a pistol transition.
Does the shorter OAL & balance of the X95 Tavor really help in this role?
InRangeTV is wholly viewer supported, please consider it: https://www.patreon.com/InRangeTV
We have T-shirts! https://shop.bbtv.com/collections/forgotten-weapons?sort_by=created-descending


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This survey should take no more than one minute to complete.
It is designed to gather information about issues that South Tyneside residents have within the wards that they live.
This will help the South Tyneside Green Party develop more effective campaigns to help South Tyneside residents.
If you don't know which ward you live in please visit THIS site and enter your postcode.
If you find the questionnaire below awkward to use within your phone or computer's browser or if it isn't showing below, please click HERE to take the survey in a separate window.
Please note that this survey will store your IP address to ensure that responses come from the same geographic location as indicated in the survey. This allows us to determine rough geographic location of respondents but does not allow us to identify individuals.
Create your own user feedback survey


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Blush-Pink Sunglasses
€ 292
From the Maison Alaïa's brand new eyewear collection, squared oval frames with dynamic winged angles, in blush pink acetate with rose-grey tinted lenses.
Select color
Select size
The size shown for this item is the size indicated by the designer on the label.
Please select color
Please select size
Rose-grey lense
We offer a speedy Express shipping service for any address. We also provide an easy return service: just ship your items back to us with a shipping service of your choice within 30 days from delivery. Read more on Returns & Refunds.
Your orders will be delivered carefully wrapped in soft silk Alaïa paper and signature box.
The perfect packaging for your Alaïa gifts.


text: Advertisement SEE ALSO: College Finder Map|See, Sort All 300 Best College Values|SPECIAL REPORT: Kiplinger's College Rankings|How We Rank the Best College Values Baylor University (Waco, TX) (0) selected | Compare up to 5 View College Compare List Baylor University is ranked 61 in Kiplinger's list of Best Values in Private Colleges and is ranked 209 among all colleges. Visit College Website ACADEMIC QUALITY Applicants who took SAT 38% Applicants who took ACT 62% SAT Critical Reading Score 700+12% 600-69939% 600+51% SAT Math Score 700+15% 600-69945% 600+60% ACT Score 30-3634% 24-2957% 24+91% Students applied34,636 Students admitted13,758 Admission rate40% Students per faculty15 4-year graduation rate58% ANNUAL COSTS Tuition$39,610 Fees$4,360 Room and board$12,163 Estimated book expense$1,200 Total cost$57,333 Cost after need-based aid$35,042 Cost after non-need-based aid$43,357 Average debt at graduation$44,540 SALARY DATA Salary yardstick #$49,400 FINANCIAL AID % of aid need met65% Average need-based aid$22,291 Average non-need-based aid$13,976 STUDENT BODY Total enrollment14,348 Full-Time Men5,924 Women8,185 Part-Time Men111 Women128 Freshmen retained89% # - Based on the median earnings of workers who started at a particular college 10 years earlier and who received federal financial aid. The data don't consider whether the student graduated or went on to graduate school.NA - Not available SOURCES - Peterson's Databases (© 2018 Peterson's LLC. All rights reserved.), U.S. Department of Education College Scorecard. SEE ALSO: College Finder Map|See, Sort All 300 Best College Values|SPECIAL REPORT: Kiplinger's College Rankings|How We Rank the Best College Values


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The New York Probate, Estate litigation Millman Law Firm, based in White Plains New York, have practiced law for more than twenty-five years with a commitment to integrity, excellence, personalized service, and creativity in the handling of our clients' legal affairs.
Since 1984, Millman Law Firm has provided trusted legal solutions helping our clients avoid problems before they arise. We build strong personal relationships, which set us apart from other firms and strive for both economic and speedy results.
We advise clients on all aspects of estate planning, estate litigation, probate law, asset protection and gifting strategies to maximize financial security for their families. This includes the preparation of wills, testamentary trusts, grantor retained annuity trusts, life insurance trusts, powers of attorney, living wills and health care proxies, family limited partnerships, private foundations, and "Crummey" power trusts. In the formulation of each individual estate plan, all applicable tax considerations including exclusions and exemptions are taken into account.
We provide a comprehensive directory of litigation services for groups and individuals in need of an attorney to represent them in disputes involving estate litigation, wills, beneficiaries, heirs, trusts, trustees, guardianships, and conservatorships. Additionally we also handle cases esentatives that have been accused of not properly performing their fiduciary duties.involving trustees, representatives, or other personal representative.


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Mom's Banana Apple Bread
I know banana bread is well loved by many but for me it's pretty blah. Banana bread was what my mom frequently baked when I was growing up and while I did love it, now I could easily take it or leave it. But I was intrigued by this recipe for banana bread that involved sauteed spiced apples. And thus began my journey into The Sweet Melissa Baking Book (which is excellent by the way). This loaf was really delicious and very soft. The apples added a yummy flavour - enough to convince me that while it is "just" a banana bread, I will be making it again.
I'm getting into finals now so unfortunately not as much time for baking as I'd like but I'm definitely spending a lot of time thinking about what goodies I'll be making for Christmas! I can't wait to see what everyone else will be making - especially the cookies.
If this sounds good, you might also like:
Caramelized Apple Danish Braid
Chocolate Walnut Banana Bread
Russian Grandmother's Apple Pie-Cake
Candied Maple Walnut Pancake Loaf
Mom's Banana Apple Bread
Adapted from The Sweet Melissa Baking Book
Makes either 1 9"x5"x3" inch loaf or 1 8"x4" loaf and 6 muffins.
For the apples:
2 tbsp unsalted butter
3 tbsp firmly packed brown sugar
2 apples, peeled, cored, and cut into 1/2 inch pieces
1/2 tsp cinnamon
1/2 tsp vanilla
For the banana bread:
2 cups all purpose flour
1 tsp baking soda
1/2 tsp cinnamon
1/4 tsp cloves
1/4 tsp nutmeg
1/2 tsp salt
8 tbsp (1 stick) unsalted butter, room temperature
1 cup granulated sugar
2 large eggs
1/4 cup fresh orange juice
1 tsp vanilla
1 1/4 cups very riped mashed bananas (2 to 3)
Before you start
Position a rack in the center of your oven and preheat the oven to 350F. Lightly butter your baking pans (either one 9x5x3 pan, or one 8x4 pan and 6 cup muffin tin).
To make the apples
Preheat a medium skillet over medium-high heat. Add the butter and brown sugar and heat until bubbling. Add the apples and cinnamon and saute until golden and tender, about 5 minutes. Stir in the vanilla. Remove from the heat and set aside to cool.
To make the banana bread
1. In a medium bowl, whisk together the flour, baking soda, cinnamon, cloves, nutmeg and salt.
2. In the bowl of an electric mixer fitted with the paddle attachment, cream the butter and sugar until light and fluffy, 1 to 2 minutes. Add the eggs, one at a time, mixing well after each addition. Scrape down the sides of the bowl.
3. Combine the orange juice and vanilla.
4. Add the flour mixture to the butter mixture in three batches, alternating with the orange juice mixture, mixing well after each addition. Scrape down the sides of the bowl after each flour addition. Stir in the mashed bananas until combined. Then stir in the reserved apples.
5. Pour the batter into the prepared loaf pan (and muffin tin if using). Bake for 55 to 60 minutes (for loaves) or 25-30 minutes (for muffins), or until a toothpick inserted into the center comes out clean. Remove to a wire rack to cool for 20 minutes before unmolding onto the rack to cool further.


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Blue Grass Hearing
Richmond Office
116 Meridian Way
Suite 1
Richmond, KY 40475
Office Hours
Monday-Friday: 8:00am – 5:00pm
Contact Us
our richmond office staff
Deanna Frazier, Au.D., CCC-A
Dr. Deanna Frazier graduated from Eastern Kentucky University in 1991 with a bachelor's degree in Communication Disorders. In 1993, she graduated from the University of Cincinnati with a Master of Arts in Communication Disorders and received her Doctorate of Audiology from the Arizona School of Health Sciences in 2006.
Dr. Frazier is the founder of Bluegrass Hearing Clinic., LLC. She and her family live in Richmond, KY. She sees patients part-time in Richmond. Dr. Frazier is affiliated with the following professional organizations:
- American Speech Hearing and Language Association
- Kentucky Academy of Audiology
- Academy of Doctors of Audiology
- American Academy of Audiology, Board Certified
- Kentucky Licensing Board for Specialists in Hearing Instruments, Board Member
Shelley Heath, Au.D.
Dr. Shelley Heath joined Bluegrass Hearing Clinic in 2017. She obtained her bachelor's degree in Communication Sciences and Disorders from the University of Kentucky and her Doctorate of Audiology from the University of Memphis in 2017. While in Memphis, she paired with medically trained interpreters to deliver culturally and linguistically appropriate services to the Spanish speaking population of Memphis. Dr. Heath specializes in Pediatric Diagnostics. She currently resides in Lexington, KY with her husband. Dr. Heath sees patients in Richmond and Mt. Sterling. Dr. Heath is affiliated with the following organizations:
- American Academy of Audiology
- Kentucky Academy of Audiology


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Why you'd want to live in Milton
Milton, adjacent to Blackwater River, is the county seat of Santa Rosa County. The City of Milton is among the oldest cities in Florida, incorporated in 1844. Today, Milton is known as the canoe capital of Florida and the home of Whiting Field. via City of Milton


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Happy new year everyone!! 🎆🎉
As a new year arrives, it's time to set goals for everything in your life. Since blogging is a big part of mine, I've decided to set specific goals for this little corner and, of course, I had to share them with my readers. Here they are:
More giveaways
I've only done one giveaway here on the blog over the course of one year. I'd say that's way too low of a number, so this year I'm going to try to bring you more giveaways. There's one coming up shortly, so definitely be on the lookout for that 😉
Consistent posting schedule
I don't have a posting schedule, but I would like to figure out one that works for me. I'm thinking two-three posts a week, but I don't know what days of the week I should post on :/
Free Book Monday
This is something I've wanted to do for a while. Basically, the plan is to bring you a post with a book that is free to download on Amazon, that you can just send to your Kindle device or app with one click. I know that a lot of people can't afford to buy books, or maybe don't have any secondhand bookstores or libraries near them, so any books that they buy are new and expensive. This way, I can help someone out by providing something they can read for free even on their phone, as long as they have the Kindle app. I'll bring books from different genres so that it suits everyone!
Posts in Portuguese
I still haven't given up on this idea 😀 As you might know, when I started this blog about a year ago, I did posts in English and Portuguese. However, unless you have a Premium WordPress plan, bilingual blogs are not very easy to maintain, simply because there isn't a perfect format that you can use for that. But I will not be defeated!! I'll find a way to bring some Portuguese into my blog. By the way, if you have any suggestions, please leave them in the comments ♡
More book reviews
I read 37 books in 2017, but only reviewed 24. This year, I'll be attempting to read 75 books, and I want to post at least 40 reviews. I feel like my blog doesn't have enough of them, so I'll try to fix that 🙂
You choose what I read
I'd love to do a poll each month that you would vote on. Basically, the idea is to pull out a few book titles from my TBR jar each month, and leave the titles in a poll on my TBR post for the month. Then, along with the books I previously choose to read that month, I will read the book that you guys vote for. Does that sound good to you?
What are your blogging goals for 2018?
Thank you for reading,
I'll see you in my next post ♡


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Nahomi Ichino
Nahomi Ichino is an assistant professor in the Department of Political Science and a Faculty Associate of the Center for Political Studies at the University of Michigan. Her research interests focus primarily on ethnic politics, voter behavior, and political parties in developing democracies, with a regional specialization in sub-Saharan Africa. She has a secondary research interest in methodology for comparative politics. Her work has been published in American Political Science Review, American Journal of Political Science, and other outlets. She is a member of EGAP (Evidence in Governance and Politics) and her research in Ghana has been supported by the National Science Foundation. She holds a Ph.D. in political science from Stanford University and was previously on the faculty in the Department of Government at Harvard University.
Email: email@example.com
Website: http://sites.lsa.umich.edu/nichino/
Institution / Affiliation : University of Michigan
Geographical Region: Africa, Asia
Methodology: Experimental Design, Field Experiments, Survey Methodology
Policy: Conflict and Violence, Elections


text:
|Individual Runner
|Team Runner
|Before March 29th
|$ 34.99
|$ 24.99
|March 29th to day of event
|$ 39.99
|$ 29.99
|Day of event
|$ 45.00
|$ 45.00
This run will take place at Gallup Park: Bernard Maas Shelter: 3000 Fuller Rd., Ann Arbor, MI 48105
Feel free to email email@example.com with questions!
We're still looking for awesome sponsors for this event!
Click on any charity to make a donation


text:
Status: Open
Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
The best gentle groomers in townanimal health care specialistcatering to your special family member
Be the first OregonLive.com user to add photos or videos of A Dog Gone Cute
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A Dog Gone Cute was founded in 2009. A Dog Gone Cute specializes in Grooming Services, Pet And Animal Specialties. A Dog Gone Cute has 2 employees and estimated revenues of $49,000.00.


text: Glenn Kessler, the fact-checking columnist of the Washington Post, often employs logic that's more factually dubious than the claim he's covering. Here's his explanation for why he gives President Obama four Pinocchios for saying in ads that Mitt Romney wants to kill Big Bird: Romney may have been off base in suggesting PBS funding has much to do with the deficit, but that's no excuse for the Obama campaign to declare that means the demise of a popular children's character. According to the financials of ... read more


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Palin: Join Me in a Moment of Prayer to Give Thanks
Posted by Jackie Siciliano on November 26, 2013
A special Thanksgiving message from Sarah Palin:
Thanksgiving offers us invaluable time to spend with our family and reflect on our many blessings. In 1789, George Washington declared a day of national Thanksgiving for our new country to render unto God our "sincere and humble thanks for His kind care and protection."
But even before that first proclamation from a new nation, pioneers across America celebrated Thanksgiving as a time to give praise to God for full harvests and Divine Providence.
And indeed, America has been richly blessed. From coast to coast, we enjoy an abundance of natural resources, plentiful harvests, beautiful cities and our most precious gift of all—a people who value liberty and continue to stand as an example to the world of all that can be accomplished by a free and hard-working people.
This Thanksgiving, join me in a moment of prayer to give thanks for the thousands of American men and women in our armed forces who will spend Thanksgiving away from their homes and families, facing danger overseas to protect our way of life.
When we sit down to enjoy a family meal on Thursday, I will give thanks to God for the blessing of a strong and diverse family life that has taught me so much about loyalty, selflessness, and compassion. I will pray for God's continued blessings on my family, and on yours, and on this great nation of ours.
From my family to yours, God bless you and Happy Thanksgiving!
With an Alaskan heart,
Sarah Palin
P.S. Be sure to check out the latest video from my book tour by clicking here!
Paid for by SarahPAC
Not authorized by any candidate or candidate's committee
P.O. Box 7711
Arlington, VA 22207
2 Responses to "Palin: Join Me in a Moment of Prayer to Give Thanks"
November 27, 2013 at 10:35 PM
Thanks much for asking us to join in prayer with you & your family on Thanksgiving Sarah. May God Bless you & your family, & from our family to yours, Happy Thanksgiving.


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Maryville College used a late first half rally on Saturday afternoon, riding out that run for a 90-77 victory to open USA South play against Piedmont College.
The Scots toppled the Lions in the USA South opener on Randy Lambert Court, as five different players finished with double figures. Calvin Songster had 21 points and five assists in leading Maryville (4-3, 1-0 USA South) to the win.
After a back-and-forth rally to open the game, the Lions jumped to a 15-10 lead. Maryville rallied on a Colt Nokes' layin and a Daquan Summers' jumper to knot things at 17-all with 10:27.
Piedmont would ride a 10-2 march from that point, led by Jordan Foote, which included an 8-0 run.
A J.R. Sanders' trey and a dunk and tip-in from Emier Bowman would knot the game at 30, before an Elijah Alston 3-pointer would keep Maryville away from the lead again.
Dante Hoppa cut it to one with a lay-in, before Danterrius Bray's trey from Summers with 1:23 left would give Maryville its first lead since the 17:10 mark.
Bray would assist a Songster 3-pointer, before tallying a block on the other end. Bray kept the Lions off the board to end the half on an 8-0 march with a 38-33 lead.
The Scots would never lose that lead in the second half, holding Piedmont to just a 39.4 percent effort from the floor. Maryville posted a 57.7 percent mark (15-of-26) in the second half, while going 7-of-8 from beyond the arc in the 13-point victory.
The Scots were led by Songster's 21 points, five assists and two rebounds, as he went 6-of-8 from 3-point range. He was 3-of-4 at the charity stripe for Maryville.
Kaleb Estes added 15 points, two blocks, an assist and a rebound, while Nokes had a near double-double with 12 points and nine rebounds. Bowman had 11 points and eight boards, four assists, three steals and a pair of blocks for a complete game, as Hoppa added 10 points two assists, two rebounds and a block.
Sanders – a freshman – tallied nine points off the bench with a trio of assists and rebounds. Summers had six points, four rebounds, four assists and four steals, while Malcolm Walker and Bray each added three points.
Maryville shot 54.4 percent (31-of-57) from the floor, while going 12-of-23 (52.2 percent) from 3-point range. The Scots were 16-of-27 at the charity stripe, which was good enough for a 59.3 percent average.
Maryville held Piedmont (1-4, 0-1) to a 26-of-62 (41.9 percent) mark, as they converted just 38.5 percent (10-of-26) from beyond the arc. The Lions were 15-of-21 (71.4 percent) from the free-throw line on the evening.
Piedmont saw Marquise lanier lead the way with 17 points, while Taylor Mills added 12. Alston had a double-double 11 points and 14 rebounds, while Malik Abdulgader added 11 points, as well. Landry Assinesi had eight points, eight rebounds, five assists and three steals for the Lions.
Maryville will have a week off, before traveling to Montgomery, Ala. for a USA South contest against Huntingdon College on Saturday, Dec. 16 at 3 p.m. EST, 2 p.m. CST. On Sunday, Dec. 17, Maryville will face LaGrange College at 3 p.m. in LaGrange, Ga.


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While it is not a bad film, I did not think the payoff was satisfying at the end of such a heart-pumping journey.
The film starts with the backstory of Geum-hwa (Lee Jae-in) who was born with a twin sister she, and every member of the family, thought was a fiendish being of some sort. For 15 years, the other twin is kept locked up in a barn, locked away from the rest of the world.
|"Savaha: The Sixth Finger" (CJ Entertainment)
Christian pastor Park (Lee Jung-jae), who makes a living investigating and disclosing shady pseudo-religious groups, comes across a group that is revealed to have a suspect of a child murder in their midst. While probing the case, Park runs into mysterious fanatic Na-han (Park Jung-min) and a much darker secret held by the cult and a figure shrouded in mystery who has him questioning everything he knows about the world and his religion.
Those familiar with Jang's first film "The Priests" and have seen previews for his latest may expect an occult film, and it definitely seems that way from the beginning. But audiences soon learn that the film plays out more like a thriller that asks fundamental questions about religion.
In many ways, fear and faith in an all-powerful being goes hand in hand. In the form of horror, the film challenges the audience to question what it believes to be the absolute truth.
Embodying the idea is the pastor, with Lee Jung-jae delivering a solid performance. Despite his profession, he is not really a man of faith, but a man who doubts everything to find answers.
I had some problems with how Park's character was written, but he has the natural looks of a complex human being and acting skills to summon the emotions that depict his inner struggles.
The rest of the cast, however, did not leave a huge impression.
Lee Jae-in's acting was good, even without consideration of the 15-year-old actress's age, but her character was not written with much depth. Sometimes there are characters written solely to serve a purpose, which I thought was the case here.
Jung Jin-young's detective character was an enormous disappointment. Not that the veteran actor performed poorly, but his character essentially served no role in terms of the story. If you were going to have the rubber-stamp police character, why have your best actor play it?
I can see what Yoo Ji-tae was going for with his calm and mysterious demeanor, but the mystery does not work that well when it is this obvious, and his performance feels far too familiar.
The bits and pieces of truth come together toward the third act, and the buildup was pretty solid. But I thought the film was inconsistent in its tone. I was confused as to whether it wanted to be a mystery thriller or a film about the supernatural, which was why I thought the ending was a bit lazy.
Overall, I think it is a decently acted, decently directed film, but one not written very well. However, it does have some solid moments and asks intriguing questions, so I won't say it would be a waste of time to at least check it out.
"Savaha: The Sixth Finger" opens in local theaters Wednesday.
By Yoon Min-sik


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SURPRISE, Ariz. — When it comes to the Texas Rangers, Josh Hamilton wants to make this clear: "My loyalty is here."
A couple days after his comments led some to wonder about his future, the former AL MVP clarified his remarks Sunday before the first full-squad workout for two-time American League champions. Hamilton is eligible for free agency after this season.
"If it does go to free agency, the first place I'm coming is here," Hamilton said. "If I owe anything, it is that."
His agent and the Rangers recently put off talks on a new deal after Hamilton had a relapse with alcohol. The outfielder has been troubled by drugs and alcohol throughout his professional career.
On Friday, Hamilton said: "The Rangers have done a lot for me, but I've got a question for y'all: Have I done a lot for the Rangers? I think I've given them everything I've had.
"I love Texas. I love my fans. I love fans of the Rangers. I love the organization. I love my teammates. I love everything about it," he said then. "But I'm not going to sit here and say that I owe the Rangers. I don't feel like I owe the Rangers."
On Sunday, Hamilton left no doubt about where he wants to play.
"This is where I've been. This is where my family's been, so obviously I would love to stay here more than anywhere else," he said. "First of all, they get a chance to do what they need to do to keep me here."
Hamilton was the 2010 AL MVP, leading the league with a .359 batting average and .633 slugging percentage while hitting 32 home runs. He hit .298 with 25 home runs last year in an injury-interrupted season, playing hurt throughout the postseason before having sports hernia surgery in November.
The Rangers had their first official full-squad workout Sunday since the World Series against St. Louis in October. That's when they were twice within one strike of winning a clinching Game 6 before losing in 11 innings, then led 2-0 four batters into Game 7 before losing 6-2.
When asked if there was any talk about Game 6 before starting workouts, manager Ron Washington said, "That's in the past. That part of it, we'll leave in the clubhouse."
Washington, without elaborating, said Michael Young, the Rangers' longest-tenured player going into his 12th season, and new veteran closer Joe Nathan also addressed the team.
"The championship runs through Texas," Washington said.
In their quest for a third consecutive AL pennant, the top-hitting lineup in the majors will be basically the same. Among those getting new deals were slugging outfielder and ALCS MVP Nelson Cruz, catcher Mike Napoli and shortstop Elvis Andrus.
Andrus did not participate in on-field activities as he recovers from a wart removal from his right heel last week. The Rangers said he is day-to-day.
C.J. Wilson, their No. 1 pitcher last season, is now with the AL West rival Los Angeles Angels after a five-year deal in free agency.
The Rangers countered by adding Yu Darvish, Japan's top pitcher, to their rotation. The 25-year-old right-hander, who had a 1.99 ERA over seven seasons in Japan, has already had two throwing sessions in camp and is set to throw a 10-minute bullpen session or live batting practice to major league hitters Monday.
If there are contract talks for Hamilton once the Rangers get past opening day, the slugger said agent Mike Moye would handle them.
"If it's during the season, I'm not going to know about them because I've asked not to know about them," Hamilton said. "I trust my agent. He's not just my agent, but a close friend and mentor of mine, somebody I go to for advice and I really trust. I leave that up to him. I just say call me when there is something worth talking about.
"I'm just going to leave it up to him. If they approach him and he feels like it is something to go forward with, I'll leave it up to him. It's not going to be something I'm focusing on, concentrating on," he said.


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Whiteside Mountain Trail
This excellent loop, designated a National Recreation Trail, climbs to the top of Whiteside Mountain, with its spectacular 700′ high cliff walls lofting the hiker for amazing views. Take a camera, as the cliff-top views are lined with beautiful mountain laurel which blooms in mid-june. See relics from the past, when Whiteside Mountain was a tourist attraction. You'll pass through some pleasant woods along the way.
Hike Statistics
- Difficulty: Moderate
- Total Length: 2.5 mi
- Trail Tread Condition: Moderately Rough
- Climb: Hilly
- Lowest Elevation: 4410 ft
- Highest Elevation: 4930 ft
- Total Elevation Gain: 600 ft
- Trails/Roads Used: Whiteside Mountain National Recreation Trail
- Hike Configuration: Loop w/ very short out-and-back extension
- Starting point: Whiteside Mountain Parking Area
- How to Get There: From the corner of Main Street and NC 106 in Highlands, follow US 64 East for 5.4 miles. Turn right onto Whiteside Mt. Rd. (SR 1600). There is a sign for Whiteside Mountain Recreation Area. Follow for 1 mile to the signed parking area on the left. There is a $2.00/day area use fee at Whiteside Mountain Recreation Area.
– by hikewnc.info


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US & Cuba /Cold War
This content was COPIED from BrainMass.com - View the original, and get the already-completed solution here!
Discuss the misconceptions made in Bay of Pigs invation and why the project failed.© BrainMass Inc. brainmass.com October 10, 2019, 3:22 am ad1c9bdddf
Solution Preview
Probably the most important misconception about the Bay of Pigs Invasion was at the very core of its inception. Fidel Castro's regime in Cuba presented a real and imminent danger to the security of the United States of America. This statement was erroneous at the time that Castro's force of Granma rebels entered Havana to oust Batista, a brutal dictator supported by American "businessmen" and therefore American foreign policy-makers. More than 50 years later, the statement is still unsupported by a real threat, but continues to feed a senseless embargo, and the idea that Cuba continues to be an "enemy at the gates." What occurred during those 50 years, however, alternately made the statement true and false.
To begin, documentation of the events of 1959 now shows that Fidel Castro directed a popular revolution without adhering strictly to either communist or capitalist ideals. During the days following the assumption of power in Cuba's capital, Castro entertained offers from both the US and Soviet Union for future aid and ideological support. He was simply looking for the best deal he could get for his fledgling rebel government. American businesses operating in Cuba refused to sell holdings for state-issued bonds. Had the US offered more money, arms, supplies and international recognition than the Soviets, perhaps there would never have been a communist regime under Castro. Of course, Castro's decsion fed into the popular misconception ...
Solution Summary
The solution provides insight, advise and information on the US invasion of the 'Bay of Pigs' (Cuba) and its failure.


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The St. Louis Cardinals' team doctor has announced that the team's offense is terminally ill, after losing 8-0 and 9-3 to the San Diego Padres on Friday and Saturday.
Team physician Dr. Brian Mahaffey told us: "We thought they were already dead, so I was driving the whole team to the San Diego Medical Examiner's Office, when I heard a faint wheezing noise coming from Matt Holliday's coffin."
The Cardinals Caravan / morgue truck was then rushed back to Sharp Memorial Hospital, where Dr. Nick Riviera informed them of a radical, albeit expensive, new operation that could save the offense.
Despite Matheny's best efforts, which included starting offensive juggernaut Pete Kozma at shortstop, the St. Louis offense remains ineffective.
In response to the lackluster effort of the team, Cardinals manager Mike Matheny told us: "It's been brought to my attention that, 'we can't buy a run'."
The Cardinals' Kickstarter campaign to raise money for the surgery has launched with the goal of raising $272,789,040 before today's 3:15 pm start against the Padres.
In a related story, Fredbird was seen begging at Busch Stadium with a sign that read: "Will work for pants". Fredbird was recently laid off by the Cardinals, apparently his paygrade is directly related to the dip in offensive production.


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Front Matter
- International Monetary Fund
- Published Date:
- June 2004
© 2004 by the International Monetary Fund
Editing: Paul Gleason and Glenn Gottselig
Composition: Glenn Gottselig and Sarah Underwood
Cover Design: Martina Vortmeyer
Cataloging-in-Publication Data
Financial intelligence units : an overview -- Washington, D.C. : International Monetary Fund, Legal Dept., Monetary and Financial Systems Dept. : World Bank, Financial Market Integrity Div., 2004.
p. cm.
Includes bibliographical references.
1. Money laundering—Prevention. 2. Commercial crimes—Prevention. 3. International Monetary Fund. Legal Dept.
The term "country," as used in this publication, does not in all cases refer to a territorial entity that is a state as understood by international law and practice; the term also covers some territorial entities that are not states, but for which statistical data are maintained and provided internationally on a separate and independent basis.
Price: $23.00
Please send orders to:
International Monetary Fund Publication Services
700 19th Street, N.W. Washington, D.C. 20431, U.S.A.
Tel.: (202) 623-7430 Telefax: (202) 623-7201
E-mail: email@example.com
Internet: http://www.imf.org
- Foreword
- Acknowledgments
- 1. Introduction
- 2. Establishing an FIU
- Steps in Establishing an FIU
- International Considerations
- Institutional Autonomy and Accountability
- Organization and Staffing
- 3. Core Functions of an FIU
- Receiving Transaction Reports
- Who Must Report?
- What Is to Be Reported?
- Suspicious-Transaction Reports
- Reports of Transactions Related to Terrorism Financing
- Reports of Transactions Above a Specified Amount
- Reports of Cross-Border Transportation of Currency and Bearer Negotiable Instruments
- Data from Other FIUs
- Rules Related to Reporting Entities
- Form and Contents of Reports to FIU
- Improving Flow and Quality of Reports
- Analyzing Reports
- Disseminating Reports
- Transmitting Reports for Investigation or Prosecution
- Sharing Information with Other Domestic Agencies
- International Information Sharing
- Receiving Transaction Reports
- 4. Other FIU Functions
- Monitoring Compliance with AML/CFT Requirements
- Blocking Transactions and Freezing Accounts
- Training for Staff of Reporting Institutions in Reporting and Other Requirements
- Conducting Research
- Enhancing Public Awareness of AML/CFT Issues
- 5. Enhancing the Effectiveness of FIUS
- 6. International Assessments of FIUs
- 7. Conclusions
- Appendixes
- I. Statement of Purpose of the Egmont Group of Financial Intelligence Units
- II. Procedure for Being Recognized as an Egmont Group Financial Intelligence Unit (FIU)
- III. The Egmont Group: Operational Financial Intelligence Units of the World
- IV. Interpretive Note Concerning the Egmont Definition of a Financial Intelligence Unit
- V. Egmont Group: Principles for Information Exchange Between Financial Intelligence Units for Money-Laundering Cases
- VI. Egmont Group: Best Practices for the Improvement of Exchange of Information Between Financial Intelligence Units
- VII. FATF 40 Recommendations (2003)
- VIII. FATF Special Recommendations on Terrorist Financing
- IX. International Convention for the Suppression of the Financing of Terrorism
- X. United Nations Convention Against Transnational Organized Crime
- XI. United Nations Convention Against Corruption
- Bibliography
- Tables
- Figures
- Boxes
- Administrative-Type FIUs
- Example of an Administrative-Type FIU: Slovenia's Office for Money Laundering Protection (OMLP)
- Law-Enforcement-Type FIUs
- Example of a Law-Enforcement-Type FIU: United Kingdom's National Criminal Intelligence Service (NCIS)
- Judicial or Prosecutorial-Type FIUs
- Egmont Group of Financial Intelligence Units
- Norms and Standards on FIUs in European Union
- FIUs in Very Small Developing Island Economies
- Sharing Information with Other Domestic Agencies
- Requesting Information from an FIU
Recent efforts to develop effective strategies for anti-money laundering and combating the financing of terrorism (AML/CFT) bring together several distinct but related aspects of financial systems and criminal law. Financial intelligence units (FIUs) constitute an important component of these strategies. Combating the crimes of money laundering and financing terrorism is essential to the integrity of financial systems but, if these efforts are to be successful, traditional law-enforcement methods need to be supported by the contribution of the financial system itself, in particular by implementing know-your-customer principles and reporting suspicious transactions to an FIU. Financial institutions hold critical information on transactions that may hide criminal schemes. Although this information is covered by necessary confidentiality regimes, it has to be made accessible to law-enforcement agencies to enable them to trace criminal money channels.
FIUs have now been in existence for over ten years, and more than 80 have been admitted into the Egmont Group, the informal international association of FIUs. Many more countries are planning to establish an FIU; and in many countries, the authorities are endeavoring to improve the effectiveness of existing ones. Yet, up to now, no overall presentation of FIUs was available to help these authorities in their efforts. As a result, considerable time and effort was needed to find relevant information about FIUs and their operations. It is this gap that the present handbook attempts to fill.
The handbook covers a wide array of topics relating to FIUs, beginning with the key steps necessary for establishing them and the various forms they can be given in a government structure. The core functions of FIUs (receiving reports of suspicious transactions, analyzing them, and disseminating the resulting intelligence) are analyzed in detail, with examples taken from a number of different countries. Some of the most important additional functions assigned to certain FIUs, such as monitoring compliance of the reporting institutions with AML/CFT requirements, are also discussed. Finally, international assessments of FIUs, done in the context of assessments of overall AML/CFT frameworks, are described.
Rather than providing definitive statements on what an FIU should be, the handbook strives to bring to the reader as many examples as possible of existing FIU settings and arrangements, in order to provide policymakers and legislators with the widest palette of country experiences worldwide and help them design financial intelligence units that best serve the purposes of their own jurisdictions.
|François Gianviti
|Stefan Ingves
|Cesare Calari
|The General Counsel
|Vice President
|Monetary and Financial
Systems Department
|Financial Sector
World Bank
The handbook is a joint effort of the International Monetary Fund's Legal Department and Monetary and Financial Systems Department as well as the World Bank's Financial Market Integrity Division. It was written and edited by Louis Forget with the assistance of Vida Šeme Hočevar, both of the IMF Legal Department, under the direction of Jean-François Thony, Assistant General Counsel. Contributions and comments were received from Maud Bökkerink and Ernesto Lopez, IMF Monetary and Financial Systems Department; Eric Robert, Nadim Kyriakos-Saad, Cheong-Ann Png, and Peter Csonka, IMF Legal Department; and Alain Damais and Bess Michael, World Bank. The support and encouragement of the members of the Egmont Group Committee is gratefully acknowledged and, in particular, the useful comments of William Baity, Chair of the Egmont Committee and Deputy Director, FinCEN; John Brewer, FinCEN; and Boudewijn Verhelst, Deputy Director of CTIF-CFI (the Belgian FIU).


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