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Starbucks Frappuccino Happy Hour Returns TOMORROW!
It's coming back! Due to the overwhelming number of requests, Frappuccino Happy Hour is returning to Starbucks tomorrow! Come into a participating Starbucks store May 4-13 between 3-5 p.m. and enjoy any Frappuccino blended beverage for half price. Yum!
Posted on May 3, 2012, in Restaurants. Bookmark the permalink. Comments Off on Starbucks Frappuccino Happy Hour Returns TOMORROW!.


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Hello and welcome to the Gemnation New Year review asking if Gemnation.Com`s New Year offers are genuine special offers or just a clever marketing scam. We need to look at the convenience, dependability, a proven track record, guarantees of authenticity and warranties. The good news is this report is going to be very short and to the point, and that's because although I have no affiliation with the Gemnation online shop, their ongoing and consistently excellent products and services have continued to score highly across the board.
Who Are Gemnation?
For those of you who don't know who Gemnation are, they are a family-owned and run business based in Brooklyn New York and have been offering their products and services since 2002. They understand the importance of gaining and maintaining their integrity and top class customer service and only deal with honest and reputable suppliers. These suppliers provide Gemnation with 100% genuine and authentic brand new watches and accessories.
They also promise as part of their procedure, all products are individually inspected by their expert staff before leaving for dispatch from the warehouse.
Customer Feedback
Gemnation maintains that the key to their success is customer satisfaction and to that end, the products and services offered to their customers are held to the highest standards, fueling the positive customer feedback and overall positive customer experience.
The results speak for themselves and it`s worth reading through the customer reviews to get a better idea of who you are dealing with. What I can do is summarize for you just to make it less painful. In short, I can tell you that many reviews can be found online whether you look at those on the Gemantion site or do your own homework.
In my research for writing this short piece, I found some great reviews illustrating how happy Generation's customers have been, the Resellratings website reported a super high score of 9.66 /10 which is phenomenal in my view. Another rating website, Sitejabber only had one review but it positive, so by default, the score was at 100% approval.
I guess a more balanced review come from Trustpilot which awarded Gemnation 6.1 / 10 which I like because I am always a little suspicious of 100% approval ratings, they just seem too good to be true. So, if you care to read this page of reviews you will be happy to see that it only has one negative review which did not really make too much sense, so make of it what you will.
Proven Track Record
The customer feedback is a sure way to know how dependable and convenient they are to work with. The track record that runs through the reviews affirms what we really need to know about Gemnation before parting with our cash. We can also see they offer a 2-year warranty on all watches and all products are guaranteed genuine authentic timepieces.
Now you`re feeling a little better about the store it may be time to take a look around if you know what you`re in the market for. Let me give you a couple of pointers to save you some time.
Depending on what your motivation is, you may want to look in different areas of the site, for example, if your main criteria is your budget, then why not take a look at the Gemnation Clearance area for a bargain where prices range between the affordable $150 to a rather pricey $6,650.00.
Are you looking for men's watches? Why not check out the men's section and see if you can find your perfect watch at the price that's right for you, from a modest $70 to an incredible $2,500,000.00 !!!!
Okay, so I can totally see why that is a silly amount of money to spend on a watch, I mean, you could buy a few houses for that, right? A more realistic price can be found in the deal of the day area, just take a look around.
Lastly, I just wanted to mention something that you are most likely worried about and that's payment. Always be careful about payment options, you always want a secure payment platform that does security checks on the receiving side.
Gemnation accept payment from Amazon Payments, Amex, Mastercard, Visa, and are an authorized Net Click merchant, and finally, they have the A+ accreditation to the Better Business Bureau (BBB) making them as safe as possible.
My Conclusion
This is difficult to offer any negatives because the range of brands and price points is just amazing. I think it would be difficult not to find something here unless you had your heart set on ONE particular brand and model and they didn't have it in stock. In this case, I guess you could ask customer service if they plan on having that timepiece in stock at some point.
My person view of this online discount watch store is that is is one of the very best, and I would place it in my personal top 6 online stores, but more about these stores later. For now, I would absolutely recommend this provider for their attention to detail, customer service, and honesty.
So, are the Gemantion offers a clever marketing scam? No, just clever business and marketing. No scams involved.
Pros & Cons
Waiting for delivery by post
Top quality products
Great discounts
Genuine products
2-year warranty
My overall rating: Excellent
Coming up "Are Jomashop.Com`s New Year Offers Genuine Or A Scam" Don`t buy anything from the Jomashop.com store until you have read this.
Did you like this post? If you did, please share or like it so others know about it. If you don't like it please tell me why. I'd love to know what you think.

subset: commoncrawl


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AOL.com Email Login.
You must sign up for an AOL Mail account in order to check your email, compose new messages and reply to old ones.
AOL Mail was acquired by Verizon communication in 2015, but your old AOL email address, username and password will still work, and the AOL Mail service will continue.
AOL Mail Login.
How to Login to your AOL Email account.
You can access your AOL.com email account here.
Note, that older AOL Mail login pages, like www.AOLMail.com, My.Screenname.AOL.com and Mail.AOL.com now re-directs to the current official URL at www.login.aol.com.
You can also access your AOL email account by downloading the AOL app for Android or iOS (iPhone, iPad, iPod Touch) to view and reply to messages on your mobile device.
Loyal AOL email users may wonder what have happened to their preferred AOL login pages, that they may have bookmarked and used in the passed.
The www.AOLMail.com website no longer exists. Entering the address in your web browser will redirect you to www.login.aol.com, instead.
www.AIM.com, the AOL Instant Messenger website no longer exists, as AIM has been discontinued as per 15.December 2017.
There is no a replacement product available for AIM. You can use your @aim.com email address to send and receive emails. You will need to login at mail.aol.com to access your AIM email account.
The www.AIM.com domain now re-directs to www.aol.com.
I Forgot my AOL Mail Password.
Issues? Can't sign in?
If you cannot sign in to your AOL Mail account, as you have forgotten your password, then you can reset it by following these steps:
1. Go to the AOL sign-in page.
2. Enter your AOL username/screenname.
3. Click on Next.
4. Click on "I forgot my password".
To verify your account, chose either:
- Send a verification code to your recovery phone number
- Send a verification code to your recovery email address
- Verify your Account Security Question and profile information
Still having problems? Share your problem in the comment section below.


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The Big Trickster… Our Mind
In the tired evening hours of some longer flights home, I have found myself indulging in TV, specifically House of Cards. The episode I just finished had the famous scene where Claire dramatically exclaims "We've been lying Francis… No, lying to ourselves," for 25 years. It was a good reminder of the deep life lesson of the crazy stories we tell ourselves and so often keeps creeping into my own life.
There is constant game being played in our lives. It's the game of thought. For me, it's my desire to change or control my thoughts. And many times the story I tell myself.
Between recent conversations interludes with friends, it's a strong reminder of just how deep and far our minds go to trick us into spurts of self-confidence and glimmers of joy, engaging in the never-ending roller coaster of the mind's identification with our feelings and ever so protective self-defense of the "I".
It's the false belief that I know how to turn negative thoughts into positive ones. How to feel good about myself and go forth in the world with the needed confidence to achieve. How to manifest through the power of positive thinking and so on. A recent conversation reminded me of just how much I still find myself playing this game, and how much work there is left to create the enduring space between mind and feelings. And how the Trickster mind manipulates this discourse every single day.
As we say in the mindfulness space, it's about going beyond or without thought that deepens us, not just trying to change or "trick" our thoughts that is the long-term sustainable game found through meditation and mindful living.
It's a long road to Being the observer of self.
As is taught in many of the mindful traditions, our thoughts (and feelings) are just simple things that come and go… like the weather or cloud in the sky. This is not to be confused with who we are, the greater I that is the observer of these thoughts. The one asking, curiously, what are they, these thoughts? Why do I have this feeling now? Where do they come from? And not getting completely absorbed by the identity of those thoughts and feelings since that leads to the closed mind cycle of thinking, when it becomes nearly impossible to see beyond these simple thoughts.
In essence, I find myself so many times, working hard to trick my own mind.
Beyond Thought
I try to change the weather of my thoughts by reading powerful inspiring books. I try to coerce my brain to that power of positive thinking. To create more abundance in my life (I've read the Law of Attraction, sequel to The Secret, countless times). And yet, I find myself like a yo-yo… up and down… and frustrated on why I can't find a constant state of positive thinking. When life is going well, and it's all going your way… it's easy to stay on the top end of that yo-yo string. And when it goes awry, as life always does, it becomes even easier to drop to the bottom, sometimes in a single moment or interaction. The reason? Because I am buying into this mind game and trying to play it, versus simply trying to go beyond thought and just observing it. Observe the thoughts. Observe the mind.
Observe the mind itself acting as the ultimate trickster.
So what is it that we, I, our mind need to do to get out of this endless cycle? That is the everyday work, the meditation, the mindful principles, the deeper look into the heart, the soul, and getting beyond the limiting power of just our thinking mind.
Even us smart leaders and entrepreneurs , as we talk about in the Mindful Entrepreneur Workshop Friday, trick our thinking into jusfty the actions, unbearable hours and "stay the course" at all cost mentality.
And yes, this is not easy work. Simple to understand, but not easy. It's hard to separate one's mind from the thoughts and feelings. To do the work to cultivate the presence to find that space between thoughts and self. The work of acceptance and letting go of the thoughts, the past, the filters we created for life to see these self-evident truths. And the compassion with yourself to be OK, knowing how far we have left to be truly content, at peace and clear without judgment on ourselves for being in such a state of mindless thought manipulation. Equally, to deeply empathize with the plight of our fellow humans, who also suffer with such deep-seated challenges. This is one of the greatest teachers – observing how we judge others.
Releasing that Judging Self
There are situations and people in my life that trigger a response that quickly become judgmental. And it's frustrating for me… but I know it's OK to have these responses. It's important to recognize, observe and then reflect on these moments as this is what will deepen the process of going beyond our judging thoughts.
Then we turn to our outward judging self, and see how we lay our own life drama and fixed thoughts on to them. Just this week, I have taken note of just how easy it is to be the Judge and the Jury toward others.
Much of this judgment comes as we find new paths in our life, ones we feel are right, or correct or reinforced through praise from others or society. We take these newfound passions or stories about self and then through that lens we judge others. It's so easy to do.
Everyday Life
The examples, when you're tuned in to observe, are endless. Recently I've seen this occur when our eating and fitness habits get reinvigorated into a commitment of healthy living. And then, through that lens we judge when see someone not eating or acting healthy according to our new ideals. It happens when we create or re-inforce a set of values or beliefs and see others not acting in a way aligned with "our values." And so we judge and judge.
It happens because it helps us feed this newly found place that we have "tricked" ourselves into believing is right and correct. A place where we feel strong about our stage in life, living and talking with conviction around this temporary state of thought. And this happens a lot for folks, like me, who are trying hard to correct past suffering in life, and feel we are on a road to a greater, deeper, better way of being.
We also see it when we have great success and find the reinforcement of the many things we've done well in life. And it only serves one purpose, to protect that fragile game of mind manipulation that gets us thinking and feeling good about the self, the ego if you will. This leaves us missing the greater whole of this wonderful interconnected universe we live in. To be a great leader means learning what it is to "BE" truly a great person.
I've seen it in numerous conversations with friends of independent means:
Ego Puffery
A passive scoff "at all those 9-5ers" living like ants in their boxed up worlds.
Self-Righteous Elevation
A passing judgment on all those in corporate jobs or entrepreneurs "trying to conquer the world" as shallow and unworthy.
Projecting Intent
So many times we see our intentions or actions projected on another. We feel negative about a situation or even our own actions, and we assume others around us come from the same place, the same intent. I hear folks say "We need to really get better at _____" or " You really just want _______" and it's their own wants and feelings of self judgement that are being projected on the other person. So we must tread especially mindfully here.
Story Identification
For many here in the Bay Area, the trickster of minds is taking great pride in the story of "how they got there" and looking at others' situations to say, if only they could be more like me they'd be better off. And as with so many times in the examples above, we have no idea we are even doing it.
We have been tricked, one more time, by that ultimate trickster… the thinking mind.
Let us move beyond our judging. Beyond the self identification of thoughts and feelings. Get off this emotional roller coaster for good.
Hope to see you again on the journey here online or next set of workshops
Sidenote: as most who know me, know… I feel strongly that this TV watching is a mistake. It lets our minds wander passively into the reptilian (non-thinking) brain; this has been scientifically proven. This leads us to a space below thought, into areas that are usually very negative, violent or even harmful. And yet, I too fall off the wagon like everyone else.


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Art with the Grade Two Class
Last week I spent time with the Grade 2 Class in the local public school. The teacher had shared with me her interest in having the students do colourful artwork based on a sunset.
I began the lesson with the students gathered together on the carpet. With some paint chips as props, we discussed the colour wheel, and warm vs. cool colours. Together we separated the paint chips into two piles (warm and cool colours). I showed them how the temperature of colours are very much 'relative'; they 'change' according to the colours they are paired up with. For example, purple is generally considered a 'cooler' colour. Especially when set beside red (because purple has blue in it - a cool colour). When purple, though, is set beside blue, purple becomes then the warmer colour of the two (because of the red in it).
The children were to begin their project by separating their crayons (or pencil crayons, or markers) into two piles: the warm or cool colours. Then they divided their paper into half - the top half for the warm sunset, the bottom half for the cool ground. Using a pencil they drew line designs that they then filled with colour.
Art with the Grade One Class
Last week I spent some time with the students in the Grade One class in the local public school. The art lesson was based on the art of the Russian 19th century abstract artist Wassily Kadinsky. From past experience with the grade one class, children of that age love experimenting with paint mixing. Some children at that age haven't had too much experience yet with mixing paint. The teacher had also been recently teaching the students about 'lines', and primary and secondary colours. So considering all of these things, I was lead to have the children 'copy' one of Kadinsky's familiar abstract paintings.
The children began by dividing their paper into 8 squares (which was a true feat for many of them!). Then they each had the primary colours to start with. As I saw the children progressing with their paintings, I added white, and then eventually black, to their palette. I didn't want to add white and black too soon for fear that their paintings would be dominated by those colours.
The instructions were for them to simply have fun mixing colours - but to do so 'strategically'. They weren't to just mix all 3 colours together right away to make a 'sludge' colour, but to consider how the different colours mix individually with each other. They were to paint the rings of the circles each separately.
Paper Mache with the Grade 2 Class
I wanted to do paper mache trees with the Grade 2 class, and their teacher needed them to make tree hats for their Christmas Concert performance ... so we combined our ideas and made paper mache tree hats! They turned out great.
Paper Cornfield and Woods
I experimented this Fall with paper, and an exacto knife. I have a new-found admiration of the artists who have created delicate, fine-detailed paper art... it was not easy! My one finger was numb for a few days after finishing the cornfield piece. And I felt a new pain in my shoulder for a while after -- I guess detail exacta-cutting worked muscles I wasn't aware of beforehand.
All in all despite the challenges, I loved working on these paper sculpture projects.
Cardboard House
I had fun last month building a cardboard house. My girls had fun building their own houses also. This made me realize the sometimes unintentional influence I have on my daughters. The art projects I work on often have this sort of impact on them.
Art Camp Week One
Today was week one of the art camp I am holding at my studio for children. I have 11 children involved, between the ages of 7-9. Today we talked about colour - and painted a group colour wheel to go along with that. We began a mixed media project, one that we will be further working on over the next couple weeks (today they glued ripped up pages from an old book onto a masonite board). We also did a little drawing study. And I also taught them about 'non-representational art', or 'non-objective art'. I played four very different sounding songs, and had the children paint whatever colour in whatever non-objective form they felt led to paint based on the way the music made them feel. Lastly, the afternoon class had a few spare minutes, so they created a shadow image of a city-line. One of the boys had fun making a ufo shadow overtop :)
Flower Paint
This weekend I experimented with making my own 'watercolour' paint using nothing but flower petals/leaves which I found around my yard... and water. My daughter and I collected various flowers/leaves - such as dandelions, pansies, geraniums. We ripped them up with our fingers, and then them them steep in some hot tap water all morning under the sun. After a few hours, the water had mostly evaporated leaving behind a lovely natural tinted sort of paint. I had fun later painting with this all organic natural paint. It certainly behaves differently than the typical store-bought paint.
I spent the morning at the public school in town and had two fun art classes with the Grade 3 class and the Kindergarten Class. I taught them about what 'Collaborative' Artwork means. I explained how when more than one artist work together to create art, that is collaborative art. I gave the example of a photographer taking a photo; then another artist using that photo to create a painting.
I also talked to the kids about 'community', what that looks like what buildings might be a part of a community. With these two concepts in mind, I invited the kids to be a part of a collaborative artwork between the two different classes. Their project was to design their own houses/buildings, including trees etc., in order to piece them all together in a collaborative way, creating their own community.
I asked two girls in the grade three class to paint the background for their community onto a canvas. Before long their was a small crowd of 8 kids or so trying to get in there to help out! I love the effect that the water colour paint had on the canvas; I encouraged them to let it drip and get messy.
The Kindergarten class also had fun designing their own houses - many of which ended up with a fun, whimsical look.
Stay tuned for part two of this project, where I will show you the final product! Its going to be both fun and challenging to piece all of the images together to make one large artwork.
Grade Four Art Class
Just this morning I joined the Grade Four class to share an art lesson with them. I introduced the colour wheel to them; Primary, Secondary, and Opposite colours. Then they got to work creating a winter scene. After they drew the horizon line, I had them put down masking tape wherever they wanted their 'birch' trees to be. Then, they were to pick a colour and using that colour and its opposite colour on the colour wheel, paint in the sky:
The kids were excited when I asked them if they were ready for the 'grand reveal'; to take off the masking tape. Unfortunately the tape was extra sticky and took some of the paper with it. It actually created a nice effect; looked like bark was literally peeling off the trees! :)
I gave the kids the option of adding some classic birch tree details. Some kids really wanted to add in some wildlife; i.e.: squirrels.
Grade One Art Class
A few weeks ago I joined the local grade one class again to do another art lesson. I began the art lesson by teaching them the basic colour wheel (introducing the primary and secondary colours). I then guided them into drawing themselves as though they were catching snowflakes on their tongue. The kids had fun using their own individual ideas as to how that looked:
It was fun finding the completed pictures out in the hallway a few weeks later, with poems that the kids had written about their artwork:
I live in Southern Ontario on a farm with my husband, Dennis, and our two daughters. Painting out of my studio on our farm allows me to stay close to my family and to be surrounded by the natural landscape that continues to influence my work.
December 2018


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It may be a false distinction that I am making, but I think the two practices are distinct and each is valuable. To me, the difference between kihon and suburi is very similar to the difference between keiko and renshu practice modes.
To me, kihon is almost like miniature kata that are often-repeated and used as building blocks for other, more complex kata...
- there are prescribed right and wrong ideals of how to do each kihon
- the kihon are often practiced in a series of steps, or postures practiced in a 1...2...3... manner
- Kihon are frequently done fairly slowly to give time to get the mind working the body right.
While suburi has the same foundational feel as kihon ...
- Suburi is about repetition...repetition...repetition
- Suburi folks often talk about muscle memory, and they like to talk about doing so many repetitions that they exhaust the practitioner into figuring out how to swing efficiently.
- There is not so much a right and wrong way - just better or worse. If you are not as "right" as whatever ideal you have, don't analyze it too much - just swing the stick another thousand times and you will either be closer to the ideal or you will have a better idea of what the ideal is.
- Suburi are often done faster and more fluidly than kihon - so that you can get more reps in
- Suburi are often done with longer, heaver practice weapons (suburito) to build strength and endurance.
[photo courtesy of Daniel Imfield]
Want to discuss this blog post?
Patrick Parker


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When developing a webapp with Richfaces, you will sometimes encounter a javascript "runtime error". This error will only occur in MS Internet Explorer (seen at version 6/7).
I struggled and but then i found the reason and the solution. In Richfaces 3.3.2 CR1 there is some JS code in form.js, which tries to get all elements from the surrounding form. Like this
//.. var field = form.elements[fields[i]] //..
This seems to fail only in Internet Explorer.
But why? I don't know for sure, but it only occurs when you nest forms. Nesting of forms is invalid HTML, so it is not a bug in Richfaces. Check your UI structure instead.
<!--Not valid / never do this--> <h:form> <h:form> <!--stuff--> </h:form> </h:form>
Remember: NEVER ever nest forms into form.


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Hello Gentlemen.
If you are looking for a beautiful & classy companion to spend some quality time with,then look no further.
My name is Daisy I'm a young 23 year old upscale companion.
My friend is CC she is 22 years old
I'm sexy,passionate & open-minded with a friendly personality
I provide
❤B2B Nuru Massage
❤Shower together
❤Nipple Sucking
❤Sweet & sexy Fulfill your fantasy
❤Everything is naked
☎☎☎☎☎ 929-402-7740
Gender: Female
Height: not set
Hair: not set
Eyes: not set
Bust: not set
Dress: not set
Ethnicity: Asian
Availability: not set
Location: Doraville Chamblee Jimmy Carte


text:
Do you have a career roadmap or are you just waiting for opportunities to happen? Whether you are a young professional, middle manager or senior professional you need to plan for a successful career path.
Corporate Dimensions will assist you in clearly defining your career roadmap and showing you how to navigate the career decisions or "forks in your career road" that are instrumental in the outcome you desire.
Take the first step toward developing your career plan by contacting us today!
Discover how Corporate Dimensions can make an impact on your leadership performance.
It is a known fact that to ensure success leaders must take charge of their careers. And you must be consistent and strategic about it. Corporate Dimensions' President CJ Hueston will explore your leadership style, while sharing a multitude of learning opportunities. This experience will provide you with a comprehensive road map to follow for leadership advancement.
At Corporate Dimensions, our leadership interaction starts with insights and innovation. To learn more, explore our library of publications, news, white papers and case studies on leadership issues. Visit our website's News & Knowledge.
According to the U.S. Department of Labor, the average U.S. worker changes careers 3-5 times during their lifetime.
A career transition can be challenging at best and emotional and frustrating at worse – especially when you try to do it alone.
CJ Hueston is a career strategist with a passion for working with professionals to develop strategies enabling them to reach their goals and maximize their potential. As the founder of Corporate Dimensions, she assists individuals in navigating a career path. CJ will help you to assess:
CJ is your partner as you work together through an interactive process of exploration and discovery. Her approach is goal-oriented and results-driven.
Whether you want to make a career move, need to kick start your career, transition to a new industry or make an effective career plan, Corporate Dimensions can help you!
Contact us today to get started.
+ CJ HUESTON: Your Career Strategy Partner
founder and CEO of Corporate Dimensions is a career strategist with a diverse background. She possesses a unique combination of entrepreneurial spirit, corporate discipline and a collegial management style.
CJ is an experienced business executive with successful credentials in the areas of educational institutions, corporate environments and entrepreneurial start-ups, both nationally and internationally.
Her ambition and competitive spirit developed early when she acquired a race car and qualified in the top five at her very first race.
And she has been on the fast track ever since.
After completing her undergraduate degree from Taylor University, CJ earned her graduate degree from Butler University and a post-graduate degree from Indiana University. Motivated by her love of children, CJ's career led to the classroom. However, her risk-taking side steered her to her next career in administration where she became Assistant Director of Plant Planning in Naples, Florida. CJ oversaw extensive, new construction projects that accompanied a real estate boom. Soon her display of leadership afforded her the opportunity to move to a school principal position.
Once satisfied that the school was running smoothly, CJ was ready for yet another new challenge where she moved from the classroom to the corporate world.
This career transition expanded CJ's credentials and she spent 12 years as President of International Automated Energy Systems (IAES), a Naples-based subsidiary of Barron Collier Companies. She led the company through a period of major growth, working with national companies including Exxon, Shell Oil, Amoco and Citgo. Along the way, she brokered a partnership with Visa, USA to provide a national program across the country for companies such as Federal Express, UPS and more.
At IAES, CJ's focus was on hiring the right professionals – itself a monumental task. She knew how important it was to choose the right people, capitalize on their strengths and put them together in teams that complemented each other. CJ mentored and promoted those professionals so their careers continued to progress under her leadership in concert with the growth of the company.
After 12 years in the corporate world building quality teams of professionals, CJ founded Corporate Dimensions in 1998.
A seasoned entrepreneur with years of business experience, she is a success-oriented strategic thinker with strong organizational and leadership skills and a commitment to client satisfaction.
"A satisfying career is invented…not found and exploited. It is pre-tested and pre-examined for its potential to provide opportunity for personal growth."
–Sidney A. Fine, co-author of "Functional Job Analysis"
Recruiting highly qualified professionals resulting in total client satisfaction and offering a spectrum of career planning services.
(239) 430-1900 | office


text: Ubuntu: /dev/xvda2 should be checked for errors last updated June 16, 2017 in Categories Amazon Cloud Computing, Debian / Ubuntu, Hardware, Linux, Troubleshooting, Ubuntu LinuxWhen I log in to my Ubuntu Linux 16.04 LTS AWS cloud server, I get the message on screen: /dev/xvda2 should be checked for errors. I can not run fsck command on /dev/xvda1 because it is mounted. How do I check my disk for error without corrupting data?


text:
I just completed my last lesson in Chikan embroidery. This week we did the Eyelet stitch (Rozan) and Wave stitch filling (Jali). The eyelet is at the bottom of this first photo. It looks like eyelets with holes in the centers. The wave stitch filling is the area inside the center heart. To me this was probably the most challenging because a graph is used. Once I got the proportions right for the graph and understood the pattern to follow, however, it went pretty quickly.
|A close-up
|Completed Motif
|Last Lesson Completed
|The Backside


text:
Here's the latest article from the Ezines & Newsletters site at BellaOnline.com.
Why You Should Start a Newsletter or Ezine
You have decided to begin writing a newsletter, now what? Here are a few ways to get you started toward a successful writing project.
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I hope to hear from you sometime soon, either in the forum or in response to this email message. I thrive on your feedback!
Have fun passing this message along to family and friends, because we all love free knowledge!
Kristin Peoples, Ezines & Newsletters Editor
One of hundreds of sites at BellaOnline.com
Our positive thought for the week:
A person who has never made a mistake has never tried anything new - Albert Einstein
Please take a few minutes to check out my website. There is a lot of good information there about starting your own business. The site name is http://blog.wahmbootcampmom.com.'>http://blog.wahmbootcampmom.com.'>http://blog.wahmbootcampmom.com.
Follow me on Twitter: http://twitter.com/bootcampmommy'>http://twitter.com/bootcampmommy'>http://twitter.com/bootcampmommy
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One of hundreds of sites at BellaOnline.com
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July 11 2009 Ezines & Newsletters Newsletter
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This tea makes me second-guess my attitudes toward aged oolong. Labeled as 50's/60's, it's easily one of the oldest (if not the oldest) teas I've ever tasted, provided the age is accurate. Who really cares, though--it's about drinking experience and flavor, right? Despite my giddy anticipation, this tea was a winner in both respects. Every once in a great while I'll stumble on one of those cunning seductress teas--at first, the flavor just isn't there. "Looks like the storage took its toll on this one," I'll brashly quip, hoisting my trousers up with both thumbs for effect. After a few sips, though, it starts building, and after a handful of infusions the complexity can only be described as delightful--the tea tastes different, depending on the size of the sip, the temperature, the amount of air taken through the mouth and/or nose before and after swallowing, and the gan dances on with every breath. The flavor alternates between darkly floral and woody fruit, with only a hint of the humidity present in the 70's oolong from NadaCha and none of the whatever-it-is that makes the 90's baozhong from Hou De sort of unbearable after a couple cups. I'm not much on super-accurate flavor description (sorry, but most of the time identification of specific flowers, fruits or other plants would be specious coming out of my mouth, not to mention pretentious), but to me this tea is definitely of the same genre as those other two. That is, aged baozhong. I wish they still produced more baozhong this way--to me it's a lot more interesting than those green, green flowers-in-a-cup teas that seem to be winning all the competitions lately. I'm sure some of the deliciousness comes from the aging, too.
As far as the rest of the drinking experience is concerned, it's cake. One thing I do like about well-aged oolongs is that they're usually easy to brew, and you can usually keep coaxing flavor out of them with long steeps. The mouthfeel is great and slippery, especially for a roasted tea. Finally, the qi of this tea is great--mellowing, with a relaxing sort of cloudy buzzing feeling around the head and eyes--usually I only find this sort of qi in pu-erhs. I'm no expert on qi, nor am I especially sensitive to it, but if a tea gives me a pleasant feeling other than a straight-up caffeine buzz, I'm always appreciative. The cashed leaves are in pretty great shape, considering the tea is potentially twice as old as I am. It is so fascinating to me to hold and experience only lightly processed organic matter from such a long time ago, and the chance to compare the look, feel, and flavor of the leaves to recent teas is engrossing as well. This tea was a distinct privilege to try.
As for aged oolongs as a genre, I remain respectfully aloof. I've tasted proof that, done properly, aged oolong can present a drinking experience unique from both unaged oolong and aged pu-erh, but I've tasted much more proof that few people seem to know how to do it properly. If the amount of practically usable information (in English) about aging pu-erh is frustratingly incomplete, anecdotal, and old-wives'-tale-y, then the secrets of successful oolong aging are downright arcane. I won't be exhaustively picking over my available tea sources for aged teas, but I'll probably continue nosing about for teas I'd be willing to drink regularly, if all the elements line up correctly. Personally, I don't have any big plans to age any Taiwanese oolongs (I've got 4oz of Dong Ding jarred away), though I'm probably going to experiment with aging some Wuyi teas, just for fun. I've been enjoying reading everyone's posts about the Yunnan Sourcing tasting event--though it's a bit like reading reviews of a movie you didn't see, it's always fun to hear multiple opinions about the same teas, and hear how differently some people regarded each tea.


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Bankruptcy is a way of clearing your debts and gaining a fresh start.
It's an effective form of debt relief and in some cases, it's the best thing you could do. For some people however, there are alternatives, so in this article we'll look at:
- What's involved in a bankruptcy
- What the consequences of going bankrupt are
- How to avoid the pitfalls
- Some alternatives to bankruptcy
What's involved in a Bankruptcy?
Under a bankruptcy, all of your eligible debts are cleared. The only debts that can't be cleared by a bankruptcy are court imposed fines, HECS debt and child support payments. These will need to be paid separately.
In order to go bankrupt, you need to submit a range of legal documents stating your financial position, which can be prepared for you by a debt administrator if needed. Once these documents have been accepted and approved by the Insolvency Trustee Services Australia (a Federal Government Agency) you will be issued a bankruptcy number and your financial affairs will be monitored by a bankruptcy trustee until you are discharged (which usually happens after 3 years).
During this time, you will also be subject to a range of restrictions which we'll now explore in more detail.
What are the consequences of going bankrupt?
Bankruptcy can affect your financial affairs and lifestyle in various ways. These effects vary depending on your income, assets and number of dependents.
The below restrictions apply until you're discharged.
Asset REPOSSESSIONS
When you go bankrupt, you can lose major assets such as a home, car or other vehicles, which may be taken to help repay your debts. Your trustee will be allowed to sell your home anytime within a 10 year period as part of this process.
With regards to vehicles, you will be allowed to keep a car upto the value of $7050 if you own it outright. If you don't own it outright, your trustee will look to see if a sale will result in at least $7050 profit, which will be returned to you to buy a new car and anything above this amount will be paid towards your debts.
You can keep normal household items such as a TV, fridge and furniture but any item of extraordinary value, such as an expensive painting or jewellery may be taken.
Income Restrictions
Once you're bankrupt, you can only earn a certain net income each week without making a contribution towards your debts. This amount varies according to the table below. For every dollar you earn above the threshold, half will be taken to repay your creditors.
Number of Dependents Income Limit
0 $47, 693.10
1 $56,277.86
2 $60, 570.24
3 $62, 594.89
4 $63,908.75
Over 4 $64,862.62
Saving Restrictions
Whilst bankrupt, you can only hold upto $1000 in savings over an extended period of time. You may temporarily exceed this amount (for instance after a pay check has been received) but this is the base level of savings allowed. Anything above that can be taken by your trustee to repay your creditors.
Travel Restrictions
During your bankruptcy, you will need to apply for permission to leave the country and this will usually only be granted for family emergencies or essential work travel (not usually for holidays).
Your trustee can refuse permission if they believe the travel will not be in the interests of your creditors.
Business Restrictions
Whilst bankrupt, you will not be allowed to be the director of a company. You can however operate as a sole trader or as part of a partnership, although your own name will need to be included in the business name. e.g. John Smith trading as Sparkles Pet Care.
Work Restrictions
When you go bankrupt, you will be prevented from entering certain professions. It's best to consult your industry body to determine if this is the case for your industry, but some professions that are affected by this restriction include Accountants, Real Estate Principals, Security Guards, Magistrates, Police Officers and MPs.
How to avoid the pitfalls of bankruptcy
Bankruptcy is an effective way to clear your debts and provided you act in a transparent and fair way, you have nothing to be worried about. However, every year, dozens of people are prosecuted for acting dishonestly prior to or during their bankruptcy, so it's important to be aware of how you should act.
Below are some key principles to follow if you are considering a bankruptcy.
Avoid Spending Sprees. If you are considering bankruptcy it's important to not go on any outlandish spending sprees using your credit cards or a personal loan, knowing the debt will never be repaid.
Don't try to shift assets around in a way that could be seen as cheating your creditors. Selling the family home to your uncle for a few thousand dollars, or transferring a car in your name to a family friend just before a bankruptcy may fall into this category. When you go bankrupt, all your major transactions over the last 5 years will be looked at. Any that are fraudulent or seem designed to keep money away from your creditors can be reversed and you could find yourself facing prosecution.
Make sure you comply with the restrictions placed by your trustee. Once bankrupt, make sure you comply with all the restrictions placed on you by your trustee (including the major ones listed earlier in this article). If you try to undertake work you're not entitled to or don't declare your bankrupt status when you should, you could face prosecution.
If you follow the above principles and act fairly and transparently towards your creditors, your bankruptcy should go much more smoothly.
Alternatives to bankruptcy
Whilst we've been talking about bankruptcy, it's important to note at this point that that there are some alternatives that may be more suitable to you. For instance, under a Part 9 Debt Agreement or Part 10 Insolvency Agreement, you will make repayments towards your debts, but you will avoid many of the restrictions that occur with a bankruptcy. Click on the links for more information on each of these options.
If you're struggling with debt, bankruptcy can be a very effective way to break free. In some cases, it may even be your only real option.
To discuss the full range of options available to you, please contact one of our friendly and experienced consultants on 1300 802 905.


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ASU Electronic Theses and Dissertations
This collection includes most of the ASU Theses and Dissertations from 2011 to present. ASU Theses and Dissertations are available in downloadable PDF format; however, a small percentage of items are under embargo. Information about the dissertations/theses includes degree information, committee members, an abstract, supporting data or media.
In addition to the electronic theses found in the ASU Digital Repository, ASU Theses and Dissertations can be found in the ASU Library Catalog.
Dissertations and Theses granted by Arizona State University are archived and made available through a joint effort of the ASU Graduate College and the ASU Libraries. For more information or questions about this collection contact or visit the Digital Repository ETD Library Guide or contact the ASU Graduate College at firstname.lastname@example.com.
- Rogers, Dale
- 1 Arizona State University
- 1 Carter, Craig
- 1 Fowler, John
- 1 Huff, Jerry
- 1 English
- 1 Public
- Dwarf Galaxies as Laboratories of Protogalaxy Physics: Canonical Star Formation Laws at Low Metallicity
- Evolutionary Genetics of CORL Proteins
- Social Skills and Executive Functioning in Children with PCDH-19
- Deep Domain Fusion for Adaptive Image Classification
- Software Defined Pulse-Doppler Radar for Over-The-Air Applications: The Joint Radar-Communications Experiment
In this dissertation research, I expand the definition of the supply network to include the buying firm's competitors. Just as one buyer-supplier relationship impacts all other relationships within the network, the presence of competitor-supplier relationships must also impact the focal buying firm. Therefore, the concept of a "competitive network" made up of a focal firm, its competitors and all of their combined suppliers is introduced. Utilizing a unique longitudinal dataset, this research explores how the organic structural changes within the new, many-to-many supply network impact firm performance. The investigation begins by studying the change in number of suppliers used by …
- Contributors
- Huff, Jerry, Fowler, John, Rogers, Dale, et al.
- Created Date
- 2016


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In a small town it's easy to feel like a king. You feel like you can take on the world. It's when you leave it behind that you feel weak. You feel like a rat in a maze. You wait for the world to come crashing down on you. You feel the need to retreat and wish to hide in the place you've known all your life. When you return, maybe you feel like you hate this place, but you're the king. You can't leave this behind. This place blesses you with a god-like power. Who could ignore such a gift?
If you're born in a small-town, you're untouchable. Rest assured, it's not unbreakable. It's 'untouchable'. No one can mess with you, except for the people you've known all your life. It's this 'us against the world' mentality that makes people in a small town so close. Despite the torment we might subject on one another, no one enters this place and messes with one of our own.
Along the same thought, no one tells us how to live. We're left alone, because outsiders have no right to tell us how to handle our issues. Even so, it's not really worth it for them to get involved. It would just create a greater mess. Imagine you see a busted bee hive laying on the ground, with its insides torn out for the world to see. Your first thought is never to fix it. You think in preservation: stay away! No matter what, you keep your distance. Those bees are learning how to function in a broken world. This is all they know. They've grown accustomed to the new ins and outs of their hive and no one in the world can tell them something different.
Now, for the sake of argument, let's say you drop your keys in the middle of that mess. Do you dare take back your keys? If you do, run like hell.
You don't stick your hand into a bee hive, because we have something so special that we fight for… everything we've ever known. We know nothing beyond this ancestral wisdom, so to us, it means that much more. If the world comes crashing down on us, it would be easy enough to erase our existence, but none of that matters. The point is, we have no other alternative but to fight. I call it 'Fallujah of Upstate New York', although I've never been to Fallujah. It just makes me think of an ancient, patriarchal society. I think of one old man kept in charge by culture and tradition, who the others gather around, sworn to protect. They protect him, because that's all they know. They gather by the fire at night, circling around him, as he tells stories of times past, legends of their people, solidifying their faith and bondage. They're bound to each other. It's something so pure it has to be diluted. It takes us back to the time when men were wolves and we hunted in packs. The more things change the more they stay the same.
One of the unmeasured consequences of the fundamentalism that's spread throughout the Middle East is the desecration and imminent destruction of ancient cultures. The patriarchy is under attack. ISIS wiped out Palmyra. The old ways are gone. There's no more reflecting on the days of old. The families have been destroyed; the women, wives and daughters have been sold into sexual servitude, while the men are killed. Humanity is more atavistic than our 'high-culture' and philosophies make us appear. Hernando Cortes erased the Aztecs with such precision historians didn't find a trace of their culture for centuries.
It's like if a new male lion walks onto the Sahara. If he wins, he has to kill the fathers, uncles, sons. He has to impregnate the women. He has to piss everywhere and leave his deplorable stink.
I can't compare my city to a beehive, although it is fitting. I also can't justifiably compare it to Fallujah, since I've never been. By simple juxtaposition, I picture some ancestral patriarchy, with the 'pack-leader' or eldest male at the head of the tribe. He governs and teaches and everyone obeys. Everyone has a role in this system, although beneath him; they function and belong and nothing changes. Nothing ever changes. It's a god-like power. Maybe there's not a man in the world that deserves it. We're confined to an area the equivalent of a sardine can. We keep it to ourselves, because it's all we have. No doubt, one of the neighboring cities will invade, not unlike ISIS in Palmyra, and then crush us like bugs. We haven't the numbers to defeat them. It's only a matter of time before this great protective bubble around us pops. ISIS is coming from Upstate New York and they want to erase our culture.


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The show contrasted a serious young band full of nervous energy and a well practiced, experienced headliner. Both acts gave fair value with strong sets.
Red Rocks is a large venue. I had good seats with great sound, but a bit far back for good photos.
The Sights were out of their element. This tour is certainly exposing them to some large audiences and Red Rocks is long way from the Michigan bars back home. Where a lesser band might have been cowed, The Sights stepped up with their incredible bar band energy and played large enough to own the stage.
Eddie Baranek's manic stage presence comes through in The Sights' YouTube clips, but he was even more amped as he strutted the stage here. The whole band was hyped as they pounded through the relatively short set.
They mostly favored the new album, Left Over Right (review), but they pulled out some older cuts, too. I loved Baranek's wicked guitar jam kicking off the bluesy rocker, (Nose to the) Grindstone.
The Sights emphasized their rocker side, which was appropriate for a Tenacious D crowd. So, they toned down some of their soul sound. Still, their tight pop harmonies sweetened the mix.
They wrapped up the set with an amazing version of Fool (I Can't Stop Making Out With You). Baranek set his guitar down on the edge of the stage and let it feedback in an extended version of the album track's tease intro. Then, he took the mic with his harp and threw down against Dean Tartaglia's wailing sax. The vocals still reminded me of Eric Burdon and the Animals, but with the band off their leashes. Tartaglia doubled down on free jazz sax riffs, playing two saxes at the same time. Kyle Schanta's heavy bass lines anchored the tune.
Sweaty and spent, the band took their bows at the end. They seemed a little shell-shocked. Eddie Baranek looked dazed as he thanked us for the "Best night ever". No, Eddie. Thank you.
Tenacious D are touring behind their new album, Rize of the Fenix (review). Rather than mix up the set, interspersing older song with the new songs, Tenacious D split the set into two halves. In the first section, they played many of the new songs. Then they laid out a tongue in cheek jam, showcasing a "new direction" for The D -- Jazz. It was an amusing send up of pretentious free jazz, complete with Jack Black's scat vocals. After that, the second half of the set hit a bunch of favorite songs from their earlier albums.
Rize of the Fenix isn't Tenacious D's strongest album, but the live energy kicked ass. They started out the set with a theatrical version of the title track. The dynamics of the song were bigger and the stage set (a giant Fenix/cock) was exactly the kind of excess that Tenacious D does so well.
While Kyle Gass stayed quiet and serious in his straight man persona, Jack Black dominated the show with his over-the-top acting. Black's funniest acting roles are rooted in his ability throw himself into a silly part, selling even the goofiest character (Nacho Libre, etc). This was part of the magic of the Tenacious D show on HBO that launched the franchise. The Red Rocks set was fairly scripted, but Black was so invested with his role, that it took on a kind of sincerity. Whether he was playing prima donna between songs and ordering his roadies around or pushing his campy Neil Diamond impression on 39, Black kept us laughing as we rocked.
That balance between humor and catharsis makes Tenacious D such a great band. If Black handled the bulk of the funny, Kyle Gass and the band drove the music. Longtime backing musician John Konesky was incredibly versatile on guitar, effortlessly bouncing from classical lines to shredding leads. Bass player John Spiker played some solid lines, but his solo during the band introductions was jaw-dropping. Brooks Wackerman showed off his agility with kick drum rolls and tasteful fills. KG's guitar work was a nice contrast to Konesky's. On the new material, his playing was more subtle, but he had plenty of chances to show off during the older songs.
Tenacious D kept up a pace chock full of peak moments. With Konesky "possessed" by Satan, the band ran through the skit/song of Beelzeboss (The Final Solution). Without giving us much time to savor the big finish, Gass sauntered to the full front center of the stage and kicked off a rousing medley of the Who's Tommy. Starting with Pinball Wizard, he nailed Townshend's speedy rhythmic strum. The band transitioned from Pinball Wizard to There's a Doctor before finishing out with Go To The Mirror!
Tenacious D wrapped up the set with an extended version of Double Team that detoured out to band introductions before the inevitable climax from the Fenix spewed confetti into the audience. We didn't have to wait long for the three song encore, which wrapped up with a crowd singalong of Fuck Her Gently.
More photos on my Flickr.
- Rize of the Fenix
- Low Hangin' Fruit
- Señorita
- Deth Starr
- The Roadie
- Throw Down
- 39
- "Jazz"
- Kielbasa
- Kickapoo
- Dude (I Totally Miss You)
- Kyle Quit the Band
- Friendship
- The Metal
- Wonderboy
- Beelzeboss (The Final Countdown)
- Tommy medley
- Pinball Wizard
- There's a Doctor
- Go To The Mirror!
- Tribute
- Double Team
- with band intros & solos
- Baby
- Jesus Ranch


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A quick outfit post today featuring a look almost identical to one I've posted here before…
I bought this jumpsuit over a year ago from ASOS but ended up only wearing it once because I had no clue how to style it; it's overall quite a heavy/baggy jumpsuit so I struggled to make it look cute at all. If you have a look at how I styled it the last time you can probably tell I was a little lost – as such I ended up with something totally uninspiring (and totally confused). From the poorly placed jacket, to the random boots, and the interesting pink crop top.
You can also see from those old photos how much things can evolve over time! I snuck out of a friend's birthday party to take the old photos with a fellow blogger friend – we spent probably a maximum of 5 minutes on them, I was tipsy, and who knows why I thought it'd be a good idea to take photos in the dark?! A year later – you can see the quality of my outfit posts has improved… a lot.
Jumpsuits and playsuits will be staples in my wardrobe this summer (as they are every summer). Shop a few of my faves below:
Photos: Marianne Paul
I'm loving this jumpsuit. I have a few jumpsuits and I also love them. It's fun seeing you evolving. I'm looking forward to seeing your jumpsuits this summer.
Love the jumpsuit a lot!! 🙂
Love this outfit!
You rock this outfit!
Breath taking! Stunning! Amazing! Flawless!!! This jumper looks so good on you!! I love the way you styled it!
xo | Cindy Elena
Absolutely love this outfit post omg! <3 Thank you for sharing. I always struggle to style dungarees, I usually go with a crop top but never really tried white and black. Inspired to do so now 🙂
Hope youre having a blast at the Dam!
You've styled this jumpsuit perfectly, very chic! x
Eleanor Frances | UK Lifestyle Blog


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The Mandarin Duck (Aix galericulata) is a perching duck species found in East Asia. It is medium-sized, at 41–49 cm (16–19 in) long with a 65–75 cm (26–30 in) wingspan. It is closely related to the North American wood duck, the only other member of the genus Aix. Aix is an Ancient Greek word used by Aristotle to refer to an unknown diving bird, and galericulata is the Latin for a wig, derived from galerum, a cap or bonnet.
Sagittarius Serpentarius (Secretary Bird)
The Secretarybird or Secretary bird (Sagittarius serpentarius) is a very large, mostly terrestrial bird of prey. Endemic to Africa, it is usually found in the open grasslands and savannah of the sub-Saharan region. Although a member of the order Accipitriformes, which also includes many other diurnal raptors such as kites, hawks, vultures, and harriers, it is given its own family, Sagittariidae.
Pterapogon Kauderni (Banggai Cardinalfish)
The Banggai Cardinalfish (Pterapogon kauderni) is a small tropical cardinalfish in the family Apogonidae. It is the only member of its genus. This attractive fish is popular in the aquarium trade. It is among the relatively few marine fish to have been bred regularly in captivity, but significant numbers are still captured in the wild and it is now an endangered species.
Cryptoprocta Ferox (Fossa)
The Fossa (Cryptoprocta ferox) is a cat-like, carnivorous mammal endemic to Madagascar. It is a member of the Eupleridae, a family of carnivorans closely related to the mongoose family (Herpestidae). Its classification has been controversial because its physical traits resemble those of cats, yet other traits suggest a close relationship with viverrids (most civets and their relatives). Its classification, along with that of the other Malagasy carnivores, influenced hypotheses about how many times mammalian carnivores have colonized Madagascar. With genetic studies demonstrating that the fossa and all other Malagasy carnivores are most closely related to each other (forming a clade, recognized as the family Eupleridae), carnivorans are now thought to have colonized the island once around 18 to 20 million years ago.
Ailuropoda Melanoleuca (Giant Panda, 大熊猫)
The Giant Panda (Ailuropoda melanoleuca, literally "black and white cat-foot"; Chinese: 大熊猫; pinyin: dà xióng māo, literally "big bear cat"), also known as panda bear or simply panda, is a bear native to south central China.It is easily recognized by the large, distinctive black patches around its eyes, over the ears, and across its round body. The name "giant panda" is sometimes used to distinguish it from the unrelated red panda. Though it belongs to the order Carnivora, the giant panda's diet is over 99% bamboo. Giant pandas in the wild will occasionally eat other grasses, wild tubers, or even meat in the form of birds, rodents, or carrion. In captivity, they may receive honey, eggs, fish, yams, shrub leaves, oranges, or bananas along with specially prepared food.
Todus Multicolor (Cuban Tody)
The Cuban tody (Todus multicolor) is a bird species in the family Todidae that is restricted to Cuba and adjacent islands. The family Todidae is confined to the Greater Antilles and includes five species. The genus Todus was split from kingfishers of genus Alcedo and established in 1760. However, the todies appear to be most closely related to the motmots, and especially the Tody Motmot (Hylomanes momotula), a small solitary bird of humid tropical and subtropical forests.
Melanerpes Pulcher (Beautiful Woodpecker)
The beautiful woodpecker (Melanerpes pulcher) is a bird species in the woodpecker family (Picidae). It is endemic to Colombia. Until recently, it was united with the golden-naped woodpecker (M. chrysauchen) of Central America as subspecies. But the different appearance and allopatric ranges argue in favor of recognizing the two as distinct species. According to "Birds of Northern South America" by Robin Restall the back is barred and the belly and breast are white, but that appears to be in error based on photos of the birds in Colombia.
Pseudobombax Ellipticum (Shaving Brush Tree)
Pseudobombax ellipticum, with the Common names include "shaving brush tree" and amapolla tree, is a species of plant in the Bombacoideae subfamily of the Malvaceae family. Pseudobombax ellipticum commonly known as Shaving Brush Tree one of the beautiful trees from tropical area of southern Mexico, El Salvador, Guatemala, and Honduras. Generally it grows 20-40 ft (6 – 12 m). Sometimes it can grow up to 60 ft (18m). Leaves are first bright red turning a fine green as they mature. It blooms flowers in Spring. The Flowers are silky and two types colors. Some trees bloom red flowers and some white flowers. They are looking so beautiful when they are in full bloom. The wood is interesting as well, showing stripping of greens, yellows, browns and white. For this reason the people of Central America plant the tree in their garden and the attractive flowers are used to decorate their homes. The tree is grown as an ornamental in Florida and Hawaii. The Shaving brush tree is especially cute when it's young - having a bulb like swollen stem that look like a green rock melon. The trees also used as firewood and wood for carving handicrafts. The tree may be used as living fence in rural areas.
Dinopium Javanense (Common Flameback)
The Common Flameback or Common Goldenback (Dinopium Javanense) is a species of bird in the family Picidae. It is found in Bangladesh, Brunei, Cambodia, China, India, Indonesia, Laos, Malaysia, Myanmar, Singapore, Thailand, and Vietnam. The spot-throated flameback is sometimes considered a subspecies.
Dryocopus Pileatus (Pileated Woodpecker)
The pileated woodpecker (Dryocopus pileatus) is the largest of the common woodpeckers native to North America. This crow-sized bird normally inhabits deciduous forests in eastern North America, the Great Lakes, the boreal forests of Canada, and parts of the Pacific coast.
Synchiropus Splendidus (Mandarinfish), Is it Poisonous ?
The mandarinfish or mandarin dragonet (Synchiropus splendidus), is a small, brightly colored member of the dragonet family, which is popular in the saltwater aquarium trade. The mandarinfish is native to the Pacific, ranging approximately from the Ryukyu Islands south to Australia.
Polyommatus Bellargus (Adonis Blue)
The Adonis blue (Polyommatus bellargus) is a butterfly in the family Lycaenidae. It is found in the Palearctic ecozone (Western Europe, Central Europe, South Europe, South Russia, Iraq, Iran, Caucasus, Transcaucasus, Turkey).
Passiflora (Passion Flowers) Can it calm your mind?
Passiflora, known also as the passion flowers or passion vines, is a genus of about 500 species of flowering plants, the type genus of the family Passifloraceae.
Tauraco Fischeri (Fischer's Turaco)
Fischer's turaco (Tauraco fischeri) is a species of bird in the family Musophagidae. It is found in Kenya, Somalia, and Tanzania. Its natural habitats are subtropical or tropical moist lowland forests, subtropical or tropical moist montane forests, and arable land. It is threatened by habitat loss. The common name and scientific name commemorate the German explorer Gustav Fischer.
Chrysolophus Amherstiae (Lady Amherst's pheasant)
The Lady Amherst's pheasant (Chrysolophus amherstiae) is a bird of the order Galliformes and the family Phasianidae. The genus name is from Ancient Greek khrusolophos, "with golden crest".
Archilochus Alexandri (Black-Chinned Hummingbird)
The Black-chinned hummingbird or Archilochus alexandri is a common species of hummingbird, popular in the western part of Central and Northern America.
Ailurus Fulgens (Red Panda)
The red panda (Ailurus fulgens), also called the lesser panda, the red bear-cat, and the red cat-bear, is a mammal native to the eastern Himalayas and southwestern China. It has reddish-brown fur, a long, shaggy tail, and a waddling gait due to its shorter front legs; it is slightly larger than a domestic cat.
Machlolophus Holsti (Yellow Tit)
The yellow tit or Formosan yellow tit (Machlolophus holsti) is a species of bird in the family Paridae. It is endemic to central Taiwan.
Glaucus Atlanticus (Blue Glaucus, also: Blue Dragon)
If you heard about a tiny, funny-looking animal that spends its life floating upside-down on the surface of the Pacific, Atlantic, or Indian Ocean thanks to an air bubble which it swallows and keeps inside its belly, going wherever the currents and the wind take it, you would probably think it was just a harmless creature that likes to relax in the water. But this slender, up-to-3-centimeter-long animal, which is called the blue glaucus, blue sea slug, or blue ocean slug, is not nearly as innocent as it seems.
Onions: Facts and Benefits
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UITP Declaration on Climate Leadership
International Association of Public Transport (UITP) members will declare and commit to demonstrate 'climate leadership' and make a voluntary commitment to reduce emissions/strengthen climate resilience within their city/region in support of UITP's goal to achieve a doubling in the market share of public transport worldwide by 2025.
High-Impact Area: Transportation
Problem Statement: If current trends towards private motorisation prevail, cities will become increasingly gridlocked and in 2025 worldwide urban transport GHG emissions will be 30% higher than 2005 levels. Public transport offers a solution in that it provides an energy-efficient way of transporting large numbers of people, keeping cities fluid and consuming on average 3-4 times less energy per passenger per than private vehicles.
Objective: UITP's initiative aims to demonstrate the public transport's leadership position at the UN Climate Summit by highlighting our member's efforts that will help reduce city emissions and build competitive cities, hugely improving the quality of people's lives while stimulating a low carbon economy. It also aims to support UITP's goal to achieve a doubling in the market share of public transport worldwide by 2025. This massive shift to public transport would prevent the emission of half a billion tonnes of CO2 equivalent in the year 2025. This would mean that urban transport emissions would be in line with the objectives of the international climate negotiations despite the massive overall increase in the number of trips made in urban areas.
Going Forward:
- 7-9 May: Commitments sought at the Sustainable Development Commission, London
- 21/23 May: ITF to do further informal consultations, Leipzig
- May – September: Ongoing communication with UITP thematic and regional commissions and committees, as well as with all UITP member contacts
- Leadership Group: Alain Flausch, UITP Secretary General and Gunnar Heipp, Director for strategic planning, Munich and UITP Sustainable Development Commission Chairman
- UITP Membership: Commitments will be sought from UITP's 1,300 member companies from 92 countries. Our members are public transport authorities and operators, policy-makers, research institutes and the public transport supply and service industry (such as major bus, train and infrastructure companies).
International Association of Public Transport, Philip Turner; firstname.lastname@example.com
- Interview with Gunnar Heipp, Director of Strategy and Planning, Munich and Chairman of the UITP Sustainable Development Commission
- Presentation "UITP Declaration and Commitments on Climate Leadership" by Philip Turner


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Nothing comes between business associates like chicken wings. Jay-Z is suing chef Mike Shand for, among other things, allegedly stealing the 40/40 Club's prized chicken wing recipe and spice-mix. Jay apparently hired Shand, who previously worked as his personal chef, to make changes to 40/40 as part of a $10 million renovation to Jay's chain of sports bars.
Now Jay is claiming that Shand never actually did that and he's suing the chef for $1.5 million for "taking the recipes to popular menu items such as chicken wings." In response, Shand's lawyer stated,
"The spice-mix recipe that Mike developed is his own recipe. 40/40 terminated him, then had the audacity to sue him for his recipes. He gave them all apart from this spice-mix because it is his own. Mike had a wonderful relationship with Jay-Z and Beyonce for many years."
RELATED: The 15 Celebrity Chefs Who Made It
[via Prefix]


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Yoga-Pose Rabbit Resin Garden Statue
Expected Ship:01-07-2020
Our Meditating Rabbit Statue is perfect for the yoga-lover in your life. In fact, we refer to him around here as the "Yoga Bunny" or "Yogi Hare." This humorous piece of garden art depicts a very "zen" rabbit deeply contemplating the hare and now. Comfortable in the lotus position, his eyes are closed and he projects a sense of complete inner peace. Cast in resin for year-round outdoor display, this meditating rabbit statue will look lovely in the garden, but we're pretty sure he'll be found indoors in at least a few home exercise rooms. Wind & Weather Exclusive Design.
- Meditating rabbit statue
- Cast in resin for year-round outdoor use
- Meditating hare seated cross-legged in the "lotus" position
- Whimsically detailed sculpture
- Ideal gift for a fan of yoga
11½"L x 7"W x 14¼"H
11½"L x 7"W x 14¼"H
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This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website.
They installed a brand new pool, they showed us how to take care of it and started the pool up. They worked with us the entire time and the pool looks really good.
It was exactly what we wanted. The construction was really good and the weather was a little rocky but they were respectful of the property and cleaned up after themselves. The construction manager had really good communication and kept us up on everything that was happening with the project and we were really pleased.
They payments were great and they made it easy to pay on their website and the experience was so much better than what we though it would be. I highly recommend this company.
Product or Service Mentioned: Anthony Sylvan Pool Building Service.
Reason of review: Good quality.


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National Grid not helping delinquent customers, advocate says
National Grid has failed to fully help cash-strapped customers get access to payment plans and low-income programs, leaving many subject to an aggressive new program to force payment, according to a group challenging the gas-utility's proposed 24 percent delivery rate hike.
In testimony and filings in National Grid's $146 million rate- hike request, which would increase average monthly bills by around $16.50, the Public Utility Law Project or PULP, a low-income ratepayer advocacy group, says just under half the company's $5 million low-income program budget, or around $2 million goes unspent each year, while the company has aggressively targeted some of those same customers for shutoffs and late-payment fees when they fall behind.
Last year alone, according to PULP, 13,524 homes had their natural gas line shut off due to nonpayment, compared with 9,852 in 2014 — a 37 percent increase. The group noted that the shutoffs followed a "particularly aggressive" new method for getting customers to pay up: physically seizing the gas meters from their home.
Wendy Ladd, a National Grid spokeswoman, noted the meter-removal program is a "legal process" that is used as a "last resort when all other collection actions have been exhausted." She said the process "improves safety" by ensuring that "unattended accounts are not left active."
Ladd said National Grid has the lowest rate of terminations in the state, "far lower than other utilities."
Rachel Burd, a community relations organizer for nonprofit PULP, in arguing against National Grid's proposed rate hike , said it would place an "extraordinary burden" on customers, around half of whom already can't afford their utility bills.
Even as it increases shutoffs to force payment, National Grid has sharply increased the amount it charges in late fees over the past decade: In 2015 it levied more than $5 million in late fees on Long Island and the Rockaways, compared with $1.7 million in 2004.
Ladd noted late charges are based on "state regulations and provisions" in approved utility rules, and noted residential customers aren't charged the fees if they are on a deferred payment plan.
But PULP said that National Grid doesn't go far enough in educating eligible customers about deferred-payment plans or reduced-rate plans. The group said it found "significant evidence" that National Grid may have violated the Home Energy Fair Practices Act or HEFPA, which requires utilities offer and follow deferred-payment plans for those who fall behind.
Last year, 8,500 residential customers, or only around 19 percent of those who were behind 60 days on their bills, had negotiated deferred-payment plans, which spread out repayment of back balances to help customers catch up.
"Since the peak of the financial crisis and the Great Recession of 2009, the average number of deferred payment plans has gone down," Burd said, while the total amount of arrears by customers has increased.
Ladd noted that PULP "has not identified a single instance of violation" of the act or state rules, and said the company's practices comply with "all applicable HEFPA regulations."
She also noted around a third of National Grid customers are nonheating customers, with lower bills that don't normally require deferred payment plans.
PULP charged that National Grid isn't doing all it can to make customers aware of reduced-rate plans. In 2013, the company provided around $3 million in rate discounts to fewer than 9,000 heating customers, and around $100,000 to just over 1,000 nonheating customers, leaving $2 million in program budget costs unspent. PULP estimated that at least 19,403 customers who are eligible are not getting access.
Ladd acknowledged participating in the low-income programs was "lower than forecast," but noted that any unspent balances are applied to other customer-assistance programs. She said the company has used outbound calling programs, partnerships with community groups, translated brochures and consumer advocates to increase the reach of the reduced-rate plans. The company has also proposed new measures to increase participation, she said, while increasing the amount of the discount.
PULP charged National Grid doesn't do enough when some of its customers are lured to the promise of lower rates by switching to an outside energy service company, or ESCOs. Burd cited January 2016 National Grid data showing that nearly all National Grid natural gas customers who switched to an ESCO (or 99.8 percent) paid higher costs for the service.
In all, the group found, 41,000 customers paid a total of $1.709 million more for ESCO service than they would have had they remained with National Grid. Burd noted that ESCO bills can be double, even quadruple what customers had been paying.
Since 2009, PULP found, the monthly percentage of residential customers who switched back to National Grid, and whose bills were sold to National Grid as a receivable, is nearly 100 percent.
When customers who have run up unpaid bills through the ESCO switch back to National Grid, their past-due balances follow them, PULP said, along with late fees that can amount to 18 percent of the bills. PULP charged National Grid doesn't do enough to alert customers they can pay the ESCO bill or what their bill would have been had they remained with National Grid, whichever is lower.
Ladd noted the state has announced a comprehensive plan to protect customers from deceptive practices used by some of these service companies, and once resolved, National Grid will be able to promote more up-to-date guidance.
She said the state Public Service Commission has approved a program that allows the company to purchase the receivables of energy service companies. "With regard to collections and terminations," she said, "these customers are treated in exactly the same manner as customers that do not take ESCO service."
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Our Hi-Guard lockers are our toughest, most robust lockers. The Hi-Guard can help eliminate the damage that can often happen when lockers are badly used. The doors and stiffeners are made from 1.5mm gauge mild steel and are safety edged, then secured to specially strengthened pillars. These lockers are ideal for schools, colleges, or any area where there is heavy usage or where damage may be a re-occurring problem.
We can offer a complete range of sizes from a full length locker to a 6 tier unit, with flat or sloping top, in sizes from 1800mm L x 300 mm H x 300 D to 1800mm L x 450mm W x 450mm D.
We constantly monitor our competitors prices to ensure that you won't find better value anywhere in the UK.
If you do come accross another supplier offering the same product cheaper, then we GUARANTEE to match or beat their price. That's the Lockertek promise.
Customers love our prices, but below are a few other reasons why we are the fastest growing company in our industry:
- We are commited to supporting British manufacturing and jobs, sourcing most of our products from UK suppliers.
- Quality is everything - we test every product we sell, to ensure that our customers only ever recieve products that are fit for purpose.
- The "Lockertek Exclusive Range" - Check out our exclusive range of products, that can't be purchased anywhere else.
- We offer the largest range of replacement locker parts in the UK; most of which are in stock for same day despatch.
- Expert staff - every member of our team has been trained to industry-leading standards, and we employ product specialists to give you tailored advice.
- Award-winning customer service and support from our dedicated aftersales team.
* Applies only on like-for-like items.


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Emergency Veterinarian Opportunities - New Mexico
Growth. Opportunity. Collaboration. = your next career choice with Pathway
We are looking for ER veterinarians in New Mexico. Pathway Vet Alliance recognizes the value our employees bring to our hospitals. We create cultures that champion the team and allow staff to excel. Take your career to the next level at a Pathway hospital.
Our veterinary teams share an equally emotional intelligent and positive culture throughout all of our hospitals. All of our practices are well equipped with the tools you need to enjoy performing all of your professional tasks. We provide our partner practices with the benefits of structured management while they still maintain their own identity and vision. This leaves you hassle free to enjoy your career.
We proudly offer exceptional benefits, sign on bonuses and relocation packages.
We look forward to hearing from you!


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PGE joins more than 1,200 U.S. state, city and business leaders to say #WeAreStillIn
June 6, 2017
Today Portland General Electric (PGE) joined more than 1,200 governors, mayors, businesses, and colleges and universities from across the U.S. in declaring their intent to continue to ensure the U.S. remains a global leader in reducing carbon emissions. This coalition represents the broadest cross section of the American economy yet assembled in pursuit of climate action.
"PGE was among the first energy companies to advocate for climate legislation at the national level, and the importance of a national and international response has only grown since then," said PGE CEO Jim Piro. "We are committed to doing our part by reducing our carbon emissions while maintaining safe, reliable, and affordable energy, and we will continue to work with our customers to meet Oregon's progressive clean energy standards."
Last year, PGE joined a diverse group of stakeholders to craft the Clean Electricity Plan, which put the state's electricity sector on a path to meet Oregon's greenhouse gas reduction goals, which call for reducing carbon emissions 75% below 1990 levels by 2050. This month PGE pledged to work together with the City of Portland and Multnomah County to help them reach their ambitious clean energy goals.
PGE joins Oregon Governor Kate Brown, Portland Mayor Ted Wheeler, the University of Oregon and Portland State University, as well as Oregon companies such as Nike and Intel, in pledging to work together to combat climate change. Nationwide, participating cities and states represent 120 million Americans and contribute $6.2 trillion to the U.S. economy. In total the undersigned businesses and investors account for a total annual revenue of $1.4 trillion and include over 20 Fortune 500 companies, including Apple, eBay, Gap Inc., Google, and Microsoft, in addition to hundreds of small businesses.
The open letter to the international community and parties to the Paris Agreement from U.S. state, local, and business leaders reads:
We, the undersigned mayors, governors, college and university leaders, businesses, and investors are joining forces for the first time to declare that we will continue to support climate action to meet the Paris Agreement.
In December 2015 in Paris, world leaders signed the first global commitment to fight climate change. The landmark agreement succeeded where past attempts failed because it allowed each country to set its own emission reduction targets and adopt its own strategies for reaching them. In addition, nations - inspired by the actions of local and regional governments, along with businesses - came to recognize that fighting climate change brings significant economic and public health benefits.
The Trump administration's announcement undermines a key pillar in the fight against climate change and damages the world's ability to avoid the most dangerous and costly effects of climate change. Importantly, it is also out of step with what is happening in the United States.
In the U.S., it is local and state governments, along with businesses, that are primarily responsible for the dramatic decrease in greenhouse gas emissions in recent years. Actions by each group will multiply and accelerate in the years ahead, no matter what policies Washington may adopt.
In the absence of leadership from Washington, states, cities, colleges and universities, businesses and investors, representing a sizeable percentage of the U.S. economy will pursue ambitious climate goals, working together to take forceful action and to ensure that the U.S. remains a global leader in reducing emissions.
It is imperative that the world know that in the U.S., the actors that will provide the leadership necessary to meet our Paris commitment are found in city halls, state capitals, colleges and universities, investors and businesses. Together, we will remain actively engaged with the international community as part of the global effort to hold warming to well below 2 degrees C and to accelerate the transition to a clean energy economy that will benefit our security, prosperity, and health.
For the full list of signatories, visit wearestillin.com.
About Portland General Electric Company
Portland General Electric (NYSE: POR) is a fully integrated energy company based in Portland, Oregon, serving approximately 887,000 customers in 51 cities. For more than 130 years, PGE has been delivering safe, affordable and reliable energy to Oregonians. Together with its customers, PGE has the No. 1 voluntary renewable energy program in the U.S. With approximately 3,000 employees across the state, PGE is committed to helping its customers and the communities it serves build a clean energy future. For more information, visit PortlandGeneral.com/CleanVision.


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- About Us
- IT Services
- Cloud Services
- Security Services
- Our Clients
- Our Blog
- Contact MAXTech
Are you searching for a great IT Company for your small business?
How many devices do you and your staff use to get work done? You have your in-office computers, certainly, but you probably use a lot of other devices to access work information – tablets, laptops, and even smartphones.
Your work comes with you wherever you go now, and that means you need to ensure your mobility isn't threatened by security problems or mismanagement.
All it takes to truly leverage mobile devices to take your work with you is planning and forethought, and that's where MAXTech comes in. We offer Mobile Device Management (MDM) to help incorporate any number of mobile devices into your IT network.
Read on to learn more about our Mobile Device Management or give us a call today at (813) 333-2878 to talk about how we can optimize and protect the mobile devices that matter to YOUR Tampa business.
Your company provides the best support possible for your clients. Shouldn't your IT do the same for you? MAXTech is ready to make sure it does. Contact us today at (813) 333-2878 or email@example.com for a free assessment of your IT.


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Privacy Policy
This web site collects no personally identifying information about individuals except when
specifically and knowingly provided by such individuals. A user's personally identifying
information will not be transferred to any other party unless otherwise stated at the time
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A user's personally identifying information may be used by GearReview.com for editorial
purposes. GearReview.com may also use such information provided by users for promotional
and marketing purposes. Individuals have the ability to stop their information being
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Users should be aware that when they voluntarily disclose personal information (e.g., user
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We do reserve the right to amend this privacy policy on a prospective basis (i.e., for future
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privacy policy is designed to protect the privacy of visitors whose use of this web site is,
in the reasonable opinion of GearReview.com, intended for illegal, improper or abusive purposes,
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This statement of our privacy policy is effective March 17, 1999.


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Explained: Understanding your Super fund's fees and costs
Explained: Understanding your Super fund's fees and costs.
Administration fees
Sometimes called a 'member fee', this fee goes to your super fund. It may be a percentage (0.5%), a flat amount ($10 per month) or capped (0.5% up to $1,000 per year). This is deducted directly from your super account.
If you have more than one super fund, you could be paying multiple administration fees and not even realise!
Investment fees
These are the fees the super fund charges to exercise care and expertise, it is usually stated as a percentage (e.g. 0.5%). Some super funds don't charge an investment fee since the fees for investing are often included in the indirect cost ratio.
Indirect costs
These are the fees paid by your super fund to the companies that do their investments.
For example, in a 'balanced' investment strategy your super fund will get an investment firm to invest your money in a range of assets like shares, property, bonds, and cash. The indirect costs ratio is an estimate of the total fees to pay the investment firm.
These fees can vary slightly from year-to-year as they often include performance fees (for good investing performance) and other costs associated with the investment.
Important: Like the investment fee (above), these fees can vary depending on which investment strategy you choose (e.g. growth, defensive, capital stable, etc.).
For example, two people can have the same super fund but choose different investment strategies and therefore have different yearly costs.
Example: $50,000 super balance
|Administration fee
|$100 per year
|Investment fee
|0.5% ($250 on $50,000)
|Indirect Cost Ratio ('growth' strategy)
|1% ($500 on $50,000)
|$850 per year
Watch out! Here are some other fees
Some funds charge no fees to switch between investment strategies (e.g. from 'growth' to 'balanced'), but some funds will. It's normally a flat rate (e.g. $40).
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Also known as 'financial planning fees'. This can be a flat fee (e.g. $300) or percentage (e.g. 1%). Sometimes, part of these fees can be deducted from your super account (e.g. for the advice relating to your super fund). You may also be asked to pay other fees or commissions for the advice and recommendations.
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These are often stated as a percentage (0.1% / 0.1%). The buy/sell spread can be used by super funds to recover the costs incurred to buy and sell investments. They are applied each time you contribute to the super fund, change investment strategy or withdraw your money.
These small costs are taken out of the money that is used to buy and sell.
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You can pay for some insurance cover inside super, with the premiums deducted from your account. Some funds have default amount of cover, but the level of cover and costs might vary.
For example, you may have default level of life insurance cover inside super. If you have multiple super funds, you may be paying for many different policies!
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Some funds also charge you for leaving them, this is deducted from your account when you leave. It can be a flat rate (e.g. $50) or percentage (0.2%).
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Often, these are fees for specific actions taken by members, like information requests in a family law agreement, contribution splitting or a failure to make payment. Sometimes, these are paid from your super account, other times you (or whoever requests the information) must pay for them out of your own pocket.
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Common Questions About Super
The best way to tell if you are paying too many fees and costs for super is to compare it with other super funds.
Look at your current strategy (e.g. 'balanced') and compare it to another super fund using a similar strategy (e.g. 'balanced'). Does your fund charge more or less? Remember, small differences now can make a HUGE difference when you retire.
When you compare super funds, remember that the fees can vary from one super fund to the next because the investment strategy may be different. Make sure you are comparing apples (the cost of a 'balanced' strategy) to apples (the second of another 'balanced' strategy).
In addition to fees and costs, you should also consider if the new fund offers the same, better or worse features.
How to compare
You should be able to find all the information you need — and an example of the fees and costs — in your super fund's PDS.
To find the PDS, do an internet search for: "[your super fund's name] PDS". Then, search for a competitor fund to compare: "[super fund #2 name] PDS".
Are your fees lower or higher?
Compare it to another fund.
And another.
Remember, this is your future we're talking about.
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You should be able to find all the information — and an example of the fees and costs — in your super fund's PDS.
To find the PDS, do an internet search for: "[your super fund's name] PDS". Then, search for a competitor fund to compare: "[super fund #2 name] PDS".
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If your super fund allows you to pick and choose which shares, Exchange Traded Funds (ETF) and Listed Investment Companies (LIC) you want to buy, you may pay other fees, like brokerage. Brokerage is usually stated as a flat rate for small amounts ($20 for investments up to $10,000) or as a percentage for large amounts (e.g. 0.1% for investments over $100,000).
In addition, ETFs and LICs may charge yearly management and/or performance fees.
It's smart to read the Product Disclosure Statements or visit the ETF/LIC operator's website before investing so you understand the strategy and fees for the investment.
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You should be given at least 30 days' notice by your super fund if they intend to change their fees.
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Test Your Knowledge
Jenny Jingle's super fund charges 2% in yearly fees (including investment fees, administration and indirect costs). Billy Bob's super fund charges 1.75%. Whose super fund is better?
High fees and costs inside super can have a huge (bad) impact on your retirement savings. However, there is no way to know for certain if Jenny's super fund is better than Billy's - we need more information.
Max Masters asks you what a 'switching fee' is. You (correctly) reply:
Sometimes (not always), your super fund might charge a 'switching fee' to change investment strategies.
Your friend, Devon Delirious, told you that he read on a blog, "super fund buy/sell spreads are the new alternative to peanut butter." Devon...
A super fund's buy/sell spread is used to recover (from members) the costs incurred by the super fund to buy and sell the investments. It is typically stated as a percentage.
Greg Grasshopper is known for bouncing from one super fund to the next. How could Greg compare the fees and costs of different super funds?
The best way to tell if you are paying too many fees and costs for super is to compare it with other super funds. Look at your current strategy (e.g. 'balanced') and compare it to another super fund using a similar strategy (e.g. 'balanced'). Does your fund charge more or less?
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Summary of The Good Thing About Climate Change
Looking for the report?
We have the summary! Get the key insights in just 5 minutes.
- Analytical
- Innovative
- Visionary
While the dangers of climate change preoccupy most people, the opportunities in firms addressing and alleviating the impacts of climate change don't attract enough attention. Investment professionals Lucas White and Jeremy Grantham expound on why long-term investors should consider harvesting gains from the businesses engaged in climate change mitigation and adaptation. Though it never gives investment advice, getAbstract nonetheless recommends this timely report to investors intrigued by the future prospects of the "climate change sector."
About the Authors
Lucas White is the lead portfolio manager for climate change strategy at GMO LLC. Jeremy Grantham is a co-founder of GMO LLC and the firm's chief investment strategist.