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Wealth and asset management advisory services
The wealth and asset management industry is dynamic and full of challenges. Every year, more organizations turn to our Wealth & Asset Management Advisory Services practice because of our extensive hands-on experience and technical knowledge.
Our dedicated practice helps clients prepare for growth, manage risk, enhance operational effectiveness and efficiency, maintain adequate controls, navigate regulatory compliance and leverage technology.
As an integrated part of our Global Financial Services Group, this practice can also draw upon the skills of our Tax Advisory Services and Transaction Advisory Services practices to further help our clients meet their unique competitive and regulatory challenges, no matter how complex.
Our services cover:
- Risk- and regulatory-driven change
The industry must adapt to major regulatory changes, including greater capital and reporting requirements, leverage limits, fiduciary standards, remuneration caps and new disclosures. Meanwhile, strategic and operational risks are evolving, and the role of compliance is expanding.
We can help you design and implement a comprehensive compliance program that balances regulatory requirements, risk tolerance and operational demands. With our guidance, you can enhance your reputation and boost investor confidence, which ultimately helps attract and retain assets.
- Analytics and data excellence
Identifying, producing and managing regulatory, investment and client data is a major new challenge. Sufficient data analytics and granularity are crucial—not to mention the ongoing challenge of efficiently handling ever-larger volumes of data.
We can help you with every phase of the data lifecycle. Our client work includes building end-to-end control frameworks, developing data policies and standards and addressing data quality and governance.
- Technology-enabled transformation
Technology offers wealth and asset management firms powerful ways to improve the reliability and efficiency of their business.
We help clients enhance business performance via strategic technology initiatives, including architectural analysis, platform assessment and systems implementation and integration. We can also help you respond effectively to threats to your technology infrastructure, including cybercrime.
- Revenue and growth
Innovative products, new distribution channels and expanded geographies boost brand awareness, helping firms stand out from the competition and increase AUM. At the same time, product and distribution channel rationalization is crucial to managing the costs of expansion.
We help our clients grow rationally and profitably via new market entry solutions, distribution and product strategies, mobile and digital advances, client segmentation and pre- and post-merger integration.
- Operational transformation
Increasing competition, sweeping regulatory change and other trends are forcing firms to evaluate and evolve their operating models. It's an extremely challenging environment in which to balance business strategy, performance and cost control.
Our expertise in the wealth and asset management sector combines proven methodologies and tools with insights from our client work worldwide. That broad experience can help you transform your operations as well.
Contact us
Evgeny Zhemaletdinov
+7 727 258 596
Evgeny Zhemaletdinov
Partner, Assurance Services
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Many weeks ago, we noticed that the discussion over the Obama Administration's new rule (to force religious groups to fund things to which they're doctrinally opposed) was being framed in two different ways. One side framed it as a religious liberty issue, since the federal government is telling religious groups to go against their religious teachings. The other side, because the Obama Administration is forcing religious groups to fund sterilization, abortifacients and contraception, framed it as an "access to contraception" issue. In the intervening weeks, we've seen hundreds of stories framed around "contraception" or "access to contraception" or "war on contraception" or "war on women."
I sent out repeated requests for news stories that ran just in the last week framed around the idea of religious liberty. In addition to the larger brouhaha over religious liberty, there was a major blow to the efforts of religious liberty advocates when an attempt (to restore protections that religious groups had before the HHS mandate) was thwarted by Senate Democrats. I asked here at GetReligion, on various Twitter accounts and even sent notes to particular reporters. We ended up with two links to early February stories from Jake Tapper, this Morning Call story Bobby found about a religious liberty panel discussion at DeSales University and this reader submission, a column from the Ft. Wayne News-Sentinel. In other words, there was basically nothing (there is no deadline for nominations, however!).
So this has been another huge media coup for the Church of Planned Parenthood and its followers.
I want to just make an important point here. The instigator of this story was the Obama Administration. No religious liberty advocate was suggesting any change to the status quo: contraceptives are available practically everywhere for cheap and the Catholic Church and other religious groups that operate colleges and hospitals and the like weren't trying to change that at all.
What we see when we look at the progression of this story over a couple of months is that the mainstream media elided over the initial aggression into the response. Remember, there was basically no coverage -- and literally no coverage in broadcast TV -- of the HHS mandate when it came out right around the time of the March for Life. The media were very slow to cover the outrage -- in response to the initial act of aggression -- by bishops and other religious liberty advocates. But almost as soon as they did cover that response, they framed the response itself as an act of aggression -- against "contraception" or against "women" or what have you. And all this even though the bishops and other religious liberty advocates were simply responding to state's infringement on religious liberty (or so the aggrieved say).
Now, anyone familiar with how various political strategies work knows that the next step is to personalize the matter. And that's the most likely way to explain the utter and complete freakout by the mainstream media over the last four days or so regarding Rush Limbaugh. (And the New York Times reports that CNN and MSNBC lingered on the story throughout the morning. They are out for blood and blood they are getting.
Just by way of comparison, you may recall that 181 Catholic bishops representing 100 percent of the dioceses of the U.S. have spoken out against the HHS mandate. This is a rare show of unity among the bishops. But you may not have heard the story story about how the Army's Office of the Chief of Chaplains responded to Archbishop Timothy Broglio's letter by sending out a note to all chaplains telling them not to read it during Mass. First off, do you remember the front-page stories about this act of censorship? Do you remember the way it led all the nightly news? Oh you don't? I wonder why that was. The Chaplains office, by the way, ended up backing off on its gag order ... in a way. In the end, the "agreement" was that Broglio's line "We cannot -- we will not -- comply with this unjust law" not be read during Mass. OK, you remember that major media story about this right? No, you don't. The media frenzy never happened.
So isn't it interesting that when noted radio entertainer Rush Limbaugh said something incendiary regarding this HHS mandate, there was such an onslaught of media coverage? (Disclosure: even if I weren't female, I wouldn't like the use of the s- word, c- word, b- word, coarse and vulgar language, or the obsessed uterine speculation by various people. I don't like it from liberal favorites such as Bill Maher, Keith Olbermann, Ed Schulz, Matt Taibbi and Andrew Sullivan, and I don't like it from conservatives such as Rush Limbaugh.) Again, I'm not talking about folks who don't like Limbaugh or simply don't like what he said going after him. That's to be expected and not anything that we'd bother talking about here. But what about the media response?
Just to show you some perspective, here's a tweet from a reporter following Limbaugh's apology for using crass language about one activist in favor of the HHS mandate:
I got an AP BREAKING NEWS alert on my phone that Rush apologized. Tornados in half the country yesterday? Nothin. #navelgazing
Priorities! Now, it's not that the media generally care about insults directed toward women. People who call former Gov. Sarah Palin (or various other conservative women) the most vile of names rarely get much, if any, media scrutiny or outrage. One of them, who routinely calls female political opponents the c- word or the b-word, just donated $1 million to President Obama's re-election effort and nobody has asked President Obama to speak to the matter or ask for the funds to be returned. Another, who is a broadcaster that called a political opponent the s-word, has been invited to the White House. No one asked the occupant of the White House to comment on the slur. And yet everyone was asked to comment on Rush. I'm not necessarily advocating for one model -- toleration of misogyny or outrage-on-steroids -- just pointing out the double standards.
Which brings us to the Sunday morning shows. Embedded above is a clip from David Gregory's interview of Newt Gingrich. Let's note Gregory's questions:
- Limbaugh issued an apology yesterday which many people may not know about .... How much damage has this done?
- Can I just get to my question, do you think it was harmful that Limbaugh -- certainly an influential voice in the conservative grassroots and you well know that -- was it appropriate for him to apologize. Do you think he's done damage to the debate you're now getting into?
- Well I'm going to continue with my question. So my question is you want the other side to appreciate your view that this is a religious liberty question at the heart of this access to contraception. Can you appreciate the view of those who disagree with you that this is an attack on women's rights -- that's their view -- reproductive rights, access to contraception, in the extreme that it's some sort of war on women. Do you appreciate that view at all?
- So it seems to me this in your view is actually a pretty fundamental issue, you just don't like the framing of it but the fact that it gets raised is something that you think will certainly get you animated and you certainly think it will energize voters on both sides of the aisle.
Limbaugh Limbaugh Limbaugh Limbaugh! You might note it takes Gregory three minutes to even mention religious liberty -- in order to dismiss it. And some might ask if, among religious liberty advocates, Limbauch is actually influential? But Newt responds to the questions with roughly a five-minute tirade against the media's framing of this issue. He speaks about religious liberty and what he views as the false narrative pushed by "elite media" for the entire time, pointing out stories that he thought were more important. And he did the same thing in his appearance on Meet the Press, beginning around the seven-minute mark.
So let's see how the Washington Post wrote up his Sunday morning:
Newt Gingrich: Rush Limbaugh was right to apologize to Sandra Fluke
Former House speaker Newt Gingrich (R-Ga.) on Sunday said conservative commentator Rush Limbaugh was right to apologize to Sandra Fluke, the Georgetown University law student who he called a "prostitute" and a "slut" for her defense of the Obama administration's new rules regarding religious-affiliated institutions and contraception coverage.
We must push the narrative at all costs! Now, if I were writing up press releases for Planned Parenthood or a political opponent of Gingrich's, that's what I'd say the take-away from the interview was, too. If I were a reporter for the Washington Post, I don't think I'd have it in me to give the impression that this was what Gingrich was saying about the media obsession with Limbaugh.
What do you think? Was this the most important thing Gingrich said in these interviews? Is that the headline you'd use? If so, why?

subset: commoncrawl


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Giancarlo Stanton hits first HR of spring as Marlins lose to Tigers
JUPITER, Fla. (AP) — Giancarlo Stanton hit his first home run of spring training for Miami and the Marlins lost to the Tigers 3-1 on Sunday.
Alex Avila has a two-out, two-run double in the eighth for the Tigers.
Stanton homered on the first pitch he saw in the bottom of the fourth, a shot that landed on the second-floor balcony of the Marlins executive office in left field.
Tyler Collins evened the score for the Tigers to 1-1 when he hit a one-out home run to right in the seventh.
Tigers: Rick Porcello had his third start of the spring and pitched for 3 1-3 innings. He allowed Stanton's home run, four hits and one earned run. Following Stanton's home run, Garrett Jones struck out and Jarrod Saltalamacchia singled to right field to end Porcello's day.
Miami Marlins news
Marlins: Tom Koehler made his second start and pitched four scoreless innings. He allowed a single to Miguel Cabrera in the first.
"He's one of those guys that you almost feel is one step ahead of you so you have to make sure you're executing all of your pitches," Koehler said. If you make a mistake you know that mistake can become a souvenir."
Tigers: Starting shortstop Jose Iglesias remains sidelined with shins soreness. His only appearance was against the Braves on Feb. 27.
"We're going to hit that point in spring training where there won't be enough games for him to get at bats to be ready for the season," manager Brad Ausmus said about Iglesias.
Jose Fernandez will be the youngest opening day starting pitcher in Marlins history when he faces the Rockies at Marlins Park on March 31. Fernandez will be 21 years, 243-days old when he takes the mound.
The Marlins released their roster for their "Legend Series" trip to face the Yankees in Panama City, March 15-16. Manager Mike Redmond said Brad Hand will pitch the first game and Nathan Eovaldi the Sunday game in Panama.
Many players, such as Giancarlo Stanton and A.J. Ramos, volunteered to make the trip.
"I had some guys who really wanted to go," Redmond said. "We tried to split it up as much as we could because we have three games to cover here, too."
The team will have a Saturday morning sightseeing trip to the Panama Canal.
Among the others are: closer Steve Cishek, infielders Derek Dietrich and Adeiny Hechavarria and outfielders Jake Marisnick and Christian Yelich.


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Thanksgiving is upon us, and with the way big retailers keep moving up their push for more and more money, we're already being urged to get in the Christmas spirit by racking up big credit card bills.
It can be easy to get caught up in the consumerism, but we all know that isn't the way to really celebrate the coming of Christ. Christ spent much of His ministry helping the helpless, the sick, and the outcast. So what better way to celebrate Christmas than by helping others? Marion County got off to a good start on that with the Marion County Toy Run, collecting toys to brighten the season for less fortunate children, and there are sure to be more events celebrating the real spirit of Christmas to come.
Hoch Publishing Company, which publishes this newspaper, has had a relatively good year: our circulation and advertising revenues are up for the year. With that in mind, we're looking for nominations for local causes that need help, to which we will donate $1,000 this Christmas season. It could be a charity that works in Marion County. It could be a civic group, like the Boy Scouts or Girl Scouts. Or, it could be an individual or family in need.
Thanks to the support of The Lumberyard, Great Plains Federal Credit Union, Prairieland Partners, Smith Chiropractic, and potentially others over the next five weeks, we have included a nomination form on the back page of the newspaper. Nominations will begin this week. A panel assembled by the Marion County Record, Hillsboro Star-Journal, and Peabody Gazette-Bulletin will determine how to do the most good with the $1,000. Recipients will be announced in our Christmas edition Dec. 21. It may be $1,000 for a single cause, or $500 for each of two causes, or any other combination adding up to $1,000. The only requirement is that the cause — whether it is a charity, family, or civic group — be in Marion County.
To encourage nominations, each reader 18 or older who nominates a cause will be entered in a weekly drawing for a gift certificate worth up to $25 from any of the supporting businesses.
So send us your nominations. Everybody knows someone or some group that could do a lot of good with $1,000. All it takes is the time to fill out a nomination form with who you think would make the best use of $1,000 and why.


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Thursday, February 4, 2010
bitty bento
Juicy strawberries, Goldfish crackers, egg salad sandwich. Because she is only two she has a small fork rather than a tiny food pick for her strawberries.
Because she has a tendency to peel apart her sandwiches and make a mess I sealed this one closed with a sandwich press. I especially like using the sandwich press on grilled cheese sandwiches. If you seal it well enough you can even stick the whole thing in a wide-slot toaster! :)
3 comments:
- The Planet Pink said... [Reply to comment]
So cute! Does she come asking for more food later after a lunch that size though? Today my 2 year old had 4 ham slices cut into hearts, a cheese wedge, a whole cutie mandarin orange, 2 cherry tomatoes and a granola bar and 10 minutes later ate a whole banana and now a half hour later is eating pretzels. I'm going to go broke!
- February 5, 2010 at 1:41 PM
- Melissa said... [Reply to comment]
She had a big breakfast - 2 scrambled eggs, a piece of toast and a half banana. That's more than she normally eats for breakfast, so I was okay sending a smaller lunch than normal. She has snack at school preceeding lunch and then comes home shortly after lunch. She did want to eat as soon as she got home though.
Somedays she doesn't eat that much and other days she blows me away with how much she eats. I can never tell with her!
- February 5, 2010 at 2:13 PM
- azbaby24 said... [Reply to comment]
Are you suggesting if I seal bread and cheese like a grilled cheese sandwich, I can put the whole thing in a wide toaster without grilling it??????? Genius concept. Never would have occured to me.
- August 20, 2010 at 1:54 PM


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City Music Scholarship Concert
Please see the full events listing for upcoming events.
As the culmination of the Five-Week Summer Performance Program, Berklee City Music students will perform rock, pop, jazz, hip-hop, inspirational, and R&B songs. Scholarship awards are announced at the show.
Berklee City Music is a nonprofit program that harnesses the energy of contemporary music to provide music education to fourth- through twelfth-graders in underserved communities at 40 network sites, educating more than 16,000 students across the country. With year-round instruction, the Berklee PULSE™ Music Method online music education platform, expert faculty, individualized mentoring, and a comprehensive curriculum, Berklee City Music combines the breadth of Berklee College of Music resources, facilities, and available scholarships with an environment of attention and encouragement. Youth receive the tools and support they need to flourish as students, musicians, and, perhaps most importantly, confident and well-rounded individuals ready to shape the world.


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Parents – Mike and Brandy Breeden
by – Logan Breeden, 5, Dry Ridge
(written by grandmother Darlene Breeden)
My Mommy and Daddy loves me so much. They snuggle me up and tickle me so good that I don't have to laugh.
They play board games with me. They play Wii with me. They pay attention to me even when my little baby brother is crying for his bottle.
They take me to Chuck E. Cheeses and the mall.
When I go to Granny's to stay all night and I miss them and want to go home, they come and get me.
Several government offices will be closed on Monday, Feb. 21 in observance of the Presidentís Day holiday.
The following will be closed:
• Corinth City Building
• Crittenden City Building
• Dry Ridge City Building
• Grant County Public Library
Brother – Don Johnson
by – Carolyn King, Dry Ridge
I think Don Johnson should be a special Valentine. He is my big brother. There may be 18 years between us in age, but we are very close.
My dad passed away when I was in high school. Don is the one who bought my wedding gown, and he is also the one who gave me away on my wedding day.
Nominations for the annual Grant County Chamber of Commerce awards are now being taken.
Categories include Grant Countian of the Year, Excellence in Business, Excellence in Education and Volunteer of the Year.
Individuals may be nominated for more than one award, but may receive only one award per year.
All nominees must be a resident of Grant County or be employed in Grant County. The nominator does not have to be a member of the chamber of commerce.
Operation Imagination, a free program for children ages 1 through 6, will take place from 5:30 to 6:30 p.m. at the Grant County Board of Education office, 820 Arnie Rise Blvd., Williamstown, on the following dates:
• Feb. 17, 2011
• April 21, 2011
The program is sponsored by Grant County Community Education and will include evening story time, movement and dancing, singing and crafts based on the theme of the evening. For more information, or to register, call Jill Marksberry at 859-824-2871.
Boss - Tony Bassi
by – the employees of EZY Stop, Williamstown
The employees of Ezy Stop would like to nominate our boss, Tony Bassi for the special valentine. He took over Ezy Stop here in Williamstown three years ago, leaving his family (which made it hard on his wife and children) to make this business successful for his family and the community.
Boy Scout Troop 712 and Cub Scout Pack 318 participated in Scout Sunday at Williamstown Christian Church on Feb 6. All scouts were encouraged to wear their scout uniform to their own church and/or participate in their own church's Scout Sunday program.
The Boy Scouts of America annually celebrates its founding on Feb. 8, 1910, based on the program started by Lord Baden Powell in England on Aug. 1, 1907. Scout Sunday was added to the Scout celebration in the middle 1940s. Scout Sunday is always the Sunday preceding Feb. 8, unless the date actually falls on Sunday.
15 Years Ago
Copyright © 2019
The Grant County News is your source for local news, sports, events, and information in Dry Ridge, KY and the surrounding area.


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Good and Welfare
In 2009 Congregation B'nai Israel Executive Board created the Good and Welfare Committee which lends a hand to our own membership when needed. The Ambassadors of the Good and Welfare Committee have made meal deliveries and phone calls to the sick or injured, given rides to doctor appointments and temple functions, visited members at home and in the hospital, and called to offer help whenever needed. The Committee was originally funded by the generous donation of one member and continues to be supported by the kind contributions from our temple families. When the committee was established, the Good and Welfare Fund was set up, and for any occasion, and with a minimum donation of $10.00 a card will be sent as requested by you to any recipient (member or not). This donation to the G & W committee is tax deductible and a great way to support our shul, this committee and to let someone know you are helping Good and Welfare continue their good deeds. Helping hands need help too. Please remember the Good and Welfare Committee the next time you want to make a donation to the shul. Contact Meryl Kutzin at firstname.lastname@example.com or 201-664-0684 to make a donation.
There are no entries for Good and Welfare at this time.


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Xiaomi Mi Mix 4 leaks, Redmi vs Realme: The Rewind
Samsung's mobile cameras take the spotlight: The Rewind
Galaxy Note 10 launches, Huawei announces Harmony OS: Weekend Rewind
Samsung Galaxy Note 10 Hands-on
MediaTek is serious about mobile gaming: Weekend Rewind
Fujifilm X-T30 Review: Remembering my love for photography
ASUS VivoBook X412F Review: A great midrange option for work and school
Nokia 8.1 review: What took you so long?
Traveling with the Moment Lens
Dell XPS 13 (2019) Review: It's always about the little things
Lenovo ThinkBook 13S: Designed for today's young workforce
BLACKPINK unboxes their own edition of the Samsung Galaxy A80
OPPO Reno 10x Zoom unboxing and hands-on: An emerald looker
ASUS ZenBook Pro Duo Unboxing and Hands-On
ASUS ZenBook Edition 30 Unboxing and Hands-On
Realme 5 Pro Hands-On: It's all about the numbers
Sights and sounds of summer in the Upper East Side
ASUS TUF Gaming FX505DU Hands-on: An immersive experience for less
Honor 8S Hands-On: Looks premium, feels basic
Redmi 7A Hands-On: Nailing the basics
YouTube Original Series to feature TWICE
She implanted an RFID tag in her arm to operate a Tesla Model 3
6 sex toys to help women achieve pleasure like no other
Creative hacks to improve your Instagram Stories
What Mazda promises with the new Mazda 3
Jaguar wants Oxford Dictionary to update the definition of 'car'
The 2019 Chevrolet Spark is a fun ride for everyone!
All-new Everest launches in the Philippines
Razer holds first ever SEA Games bootcamp for esports teams
NVIDIA GeForce Now will bring PC games to Android devices
Final Fantasy VIII Remastered has a release date!
8 career lessons I learned while playing Mobile Legends
Mobile Legends: Bang Bang roles and the best ones
OnePlus is gearing up to launch a 55-inch QLED TV
Xiaomi launches Android One powered Mi A3
Realme 5 series launches with quad-camera setup
OPPO Reno 2 with improved camera will launch soon
Netflix's Sacred Games 2 is now live
Xiaomi Mi A3: Price and availability in the Philippines
Canon unveils PowerShot G5 X, PowerShot G7 X in PH
Globe's ThePLAN bundles a Huawei P30 Pro with a Huawei Watch GT
Buy from the App Store without a credit card with Smart
Fitbit and Singapore are teaming up for a healthier nation
Samsung appliances are available for huge discounts via trade-in
Sony Xperia 1: Price and availability in Singapore
Smartphone photography 101: How to take slice of life photos
A wide range of options to choose from
Could this become a thing?


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It all adds up…
Funny how you can keep seeing little bits and bobs around one certain subject and then, suddenly, you join the dots and out pops a blog post! Here's one about all the street-harassment related items that have popped into my field of vision lately…
I came across this Welsh PSA (above) recently that beautifully sums up how street harassment can affect women – Every. Single. Day. Whilst there are those who don't get why such cat-calls and comments are an annoyance (the very same people who tell harassed women to 'grow up' and 'it's a wolf whistle, big wow') this advert aims to show them that it's not just a one off remark that can be upsetting, it's the culmination of a constant barrage of 'compliments' that can make women feel creeped-out and pissed-off.
And if you're so pissed-off that the only answer is to vent some rage by playing a First Person Shooter for a couple of hours, well there's now a game especially for you! Amateurish new video game Hey Baby has been causing controversy due to the fact that the gameplay revolves around brutally murdering the blocky-looking boys who might pass lewd comments on you as you attempt to make your way home;
Whilst many are, obviously, stating that cold-blooded murder is never the best way to deal with a 'harmless' wolf whistle, games journalist Kieron Gillen explains that that's not the point. In a post addressing the flustered male readers of Rock Paper Shotgun, Gillen says;
Okay: the game isn't about mowing down men. It's about male privilege and what male privilege feels like.
The game's rubbish, of course. But the one thing it does well is show how what you may think is an innocuous compliment feels in the context of a woman's life. You approaching a woman in the street and being what you think is politely flirty is a different thing when, down the street, someone's suggested that maybe you'd like to suck my dick and you're a fucking bitch if you don't.
From her perspective, it's a culture of harassment she has to either politely deal with or ignore. From your perspective, you're just showing how you feel. That your passing desire means you get to derail a woman's life whenever you feel like it is the absolute definition of male privilege. If you're a man, and you've acted like this, the woman you do it to, beneath the polite smile she has to offer, has probably fantasised about you dying.
Laurie Penny has also written a piece on Hey Baby for The New Statesman which has, of course, spawned a flurry of angry comments. Comments which drew another, calmer contributor (by the name of J. Van Meter) to remark;
It must be painful for some guys to imagine that their 'friendly' comments, rather than drawing the fond attention of passing woman, just cast them as faceless potential threats.
Which brings me neatly on to my final street-harassment related tit-bit of the day!
I came to Phaedra Starling's Schrödinger's Rapist post via a discussion at the Reclaim The Pub blog. Whilst Starling's post, written as a guide for men on how not to approach women in public spaces, has received a lot of criticism (and is by no means perfect!) – in my opinion it still holds its own as a simple and eye-opening breakdown of male privilege. Basically, the post explains that whilst men may feel their romantic advances towards a stranger in a public place are harmless and good-natured, there's only a slim chance that their behaviour will be read as such by a woman who has most likely encountered harassment and assault far too often to feel safe. Have a read here, if you haven't already.
Each and every one of these examples I have come across lately really underlines how the constant onslaught of street harassment can add up to create a much bigger problem than the one that first appears. That is why retaliations like 'it's a wolf whistle, big wow' miss the point by a mile…By: Sarah Barnes, 13.07.2010 | Comments (1)
Tagged: Cat Calling, Hey Baby, Hollaback, Kieron Gillen, Laurie Penny, One Step Too Far, Phaedra Starling, putting women in their place, Reclaim The Night, Schrödinger's Rapist, Sexual Assault, Sexual Harassment, Take Back The Night, The New Statesman, Wales Domestic Abuse Helpline, Welsh Women's Aid, Wolf Whistling


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Rib Knit Cashmere Cardigan
All orders will be fulfilled by Burberry Limited and shipped from the UK. When you place your order, you accept Burberry's Terms and Conditions and confirm that you have read our Privacy Policy.
Size Guide
Use the Size Guide to choose the best fit for your measurements.
In this window, you can find out the shipping and returns options for the selected item.
In this window, you can contact customer service for further assistance.
- A relaxed-fit cardigan in lightweight cashmere, knitted with subtle ribbing.
- 100% cashmere
- Trims: 96% cashmere, 3% polyamide, 1% elastane; 89% cashmere, 6% silk, 4% polyamide, 1% elastane
- Front button closure
- Embroidered Equestrian Knight motif at front
- Specialist dry clean
- Imported
Item 80071351


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Han Yuan Yu is an exhibiting artist in
One World, Different Strokes Illustration Group Exhibition, hosted by The Taipei Economic And Cultural Office In New York. The show will be on from May 16th to May 28th.
We are also especially happy to announce that Han Yuan Yu is our
2015 FIT Departmental Award Winner! Congratulations on all, Han Yuan!
What a way to finish your studies at FIT!


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Editorial Reviews
RYOBI 18V Caulk & Adhesive Gun: Review by A Concord Carpenter
RYOBI's 18v line is offering over 50 great one+ tools to choose from. In this review I was able to test out their 18v Power Caulk & Adhesive Gun. I have always wondered about them... Read more.
RYOBI PhoneWorks Inspection Scope Makes Gizmodo's Spy Gadget List
You don't need to be Bond to get your own spy gadgets. You've already got the ultimate spy tool in your pocket: a smartphone. And who would suspect you're spying when you're probably just texting a friend? Here are the apps and peripherals you need to take your phone on a covert mission without Q in your corner. Read more...
2014 Editors' Choice Fall 2014 Top Picks
Tools of the Trade selects RYOBI's Cordless Brad Nailer (P320) & Narrow Crown Stapler (P360) as its Fall 2014 top picks for innovative new tools.
RYOBI P241 Featured in Popular Mechanics
The RYOBI P241 has been recognized as the Best Hole Driller in the industry by Popular Mechanics
Ryobi 18-Gauge Cordless Brad Nailer Review
Featured on About.com
4.5/5 Star Rating
By: Chris Baylor
The Ryobi 18-Gauge Cordless Brad Nailer (Model #P320) is an 18-volt cordless brad nailer that doesn't require an air compressor or an air canister to drive the nails. Instead, the unit uses Ryobi's AirStrike Technology to create enough compression to drive up to a 2-inch 18-gauge nail. The entire unit, with battery pack and a full load of nails weighs about five pounds, but it is relatively well-balanced enough to allow for easy use over head when installing crown moldings. The unit uses any of Ryobi's One+ battery packs (either Lithium Ion or NiCad), but the battery pack and the charger are sold separately. If you already have other Ryobi One+ tools with a charger and a battery, you can swap out those batteries into the brad nailer as needed, keeping the initial cost of entry into this tool much lower. The package does include the P320 brad nailer, 500 1-1/4 inch nails to get you stared, a belt clip that can be attached to either the left or right side of the base of the nailer and an operator's manual.. Read More


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Typing for Dummies
Brand New
Factory Sealed Retail Jewel Case
How are you supposed to figure out how to type faster and better on a computer when every software program assumes you already know how to type? Welcome to Typing Tutor For Dummies, an easy to-use program that provides keystroke drills, text and dictation practice, games, and other helpful tools to improve your typing. Thanks to its ergonomic design and intuitive interface, using Typing Tutor For Dummies is a snap for beginning and experienced typists alike.Typing Tutor For Dummies is a simple program that is broken down into ten workshops, which are specialized programs that help you improve your typing skills. You can identify each workshop by its tab on the top of the screen. After you create your user profile, the workshop tabs remain accessible no matter what exercise you perform. You can therefore easily jump from one training workshop to another. Typing Tutor For Dummies moves you along a preset training program designed to build your typing speed and reflexes. If you try to pick an exercise out of order, a message reminds you of where you are in the training program. After you meet your goals for each exercise, you can continue to the following exercise.After you demonstrate that you know where the keys are by typing them, the practice exercise begins in a new window. You have a limited amount of time to copy the sequences of letters appearing in the exercise window by typing in the area beneath each letter. Be sure to type spaces in the appropriate places. If you make a typing mistake, an alert sounds and you must correct the error. Until you type the correct letter, you can't proceed to the following character. Exercises generally consist of two or three pages of lines of characters. To motivate you and let you know where you are in your progression toward mastering the keyboard, Typing Tutor For Dummies puts a number of detailed statistics at your disposal.
Summary TableIt reflects your entire performance to date, in terms of both the number of errors you've committed and the word-per-minute average you've attained. The latter figure is, in fact, an estimate determined by the program according to precise criteria, because for most exercises you don't actually type words, but letters. You have three different tabs at your disposal.
For the fingers: Reveals the quality of your finger placement.
For the characters: Analyzes the relevance and accuracy of the keys typed.
Keyboard: Graphically shows your progress across the keyboard.
Speed ChartYour typing speed is presented either finger by finger (for the fingers) or key by key (For the characters) — the two figures are not the same, because your fingers are constantly moving! The results are presented in bar-graph format. You can thus determine in a single glance any weak points you may have.Error ChartThis chart presents the same breakdown of information as the Speed chart section, but this time displays your error rates.Report SectionThis section displays a text report summarizing all the information explained in prior sections. If you like, you can print this report and compare it tothose of other users, for example.DictationTyping Tutor For Dummies also offers a complete section devoted to dictation on the Dictation tab. These exercises help you practice typing the words another person speaks. In these exercises, you can type while looking at either your screen or even your keyboard from time to time, if you feel the urge to. A number dictation exercises are available to you (around 20 in all), some of which are Spanish-language. You can work on any of the dictations offered in any order. After you finish the first of the series, a second series will appear, and so on.PracticeOn the Practice tab, you, well, practice intensively. The idea behind the Practice workshop is to have you copy large amounts of text. Some of the texts have a meaning, while others do not. Depending on the type of person you are, text that has a meaning may either improve your typing or simply distract you. The texts have been assembled into six categories, four of which are English-language and two of which are Spanish-language. You select and open a category of texts by double-clicking it. The screen now displays a series of icons, each corresponding to a particular text. Just as in the Dictations tab,you can complete the Practice typing exercises in any order you choose.ErgonomicsThe Ergonomics tab of Typing Tutor For Dummies includes a collection of sensible, practical advice to help you make the most out of your daily workspace. Sitting position, screen position, ideal temperature and humidity . . . ergonomics can show you everything you need to know for establishing the right conditions for proper keyboard typing.DeadlineDeadline kicks things up a notch both in terms of realism and the stress that real-life conditions can create. In this game, you do the job of an administrative assistant. Your role is to type a text within a 15-minute space of time. Only now, you're in an office and not a minute goes by without your being bothered by the telephone or e-mail messages. You have to answer these messages without losing sight of your main objective: typing your text. Before starting your game, it is advised you to take a look at the game rules to avoid any confusion about what to do as challenges appear on-screen. Depending on the level you've reached working through the Typing Tutor For Dummies exercises, you can choose your difficulty level as Easy, Average, or Difficult.
The Dictaphone: The game begins with the text proposed by the Dictaphone. Note that this text is not actually dictated but displayed on your screen. Use the Dictaphone buttons to navigate through the text you are to type.
The Telephone: Look out — the phone might ring at any moment. If it does, pick up the receiver and answer the caller by selecting the phrase of your choice. Try to keep things as short as possible so you can get back to the main text.
E-mails: And as if that weren't enough, you must also reply to your e-mails. Here, too, be concise and try to make as few mistakes as possible while typing the suggested sentences.
Windows 98, Me, 2000, XP
Pentium 200MHz or higher processor
32MB of available RAM
80MB free hard disk space
Sound Card
Windows compatible mouse
CD-ROM Drive or DVD-ROM Drive


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iOS on an Android machines, a new tomfoolery/buffoonery ragging on the internet.
Off late, I encountered with some deluding videos on the Youtube, claiming to port iOS on Android devices. I checked extensively for the validation of this theory and to no surprise, I concluded finding it to be an utter fail. So I request you all to not fall for these gimmicks and waste your precious time.
If you desire for an iOS eco-system which will bring you the partial feel of the iOS experience, here is a way to it:
Step 1: Download iOS Launcher from any of the Android App Stores.
Step 2: Run this launcher and get a new iOS look forthwith. The previous default launcher still holds up there, making it an option for you to pick of the two, time and again.


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Urgent Prayer Request - Jan 27th, 2017
Moriel & Jacob Prasch request urgent prayer for our colleague Carol Champion who is hospitalised and battalion serious immune disease (not HIV) affecting her eye sight and breathing.
The matter appears medically complicated and difficult.
The Dharma— A Refuge Without Credentials
When we go to see a medical doctor in time of need, we want to know that the doctor has good credentials—that he or she is not just making things up or guessing based on faulty data. We take great care to make sure our bodies are in good health. When it comes to our spiritual health and our spiritual needs, why should we look for less? Based on the longevity of our spirit, in contrast to our temporary body, we should be taking greater care to make sure that we are taking refuge in a ―Doctor‖ with truly impeccable credentials.
In Buddhism three basic refuges are offered—the Buddha, the Dharma, and the Sangha (the community of monks). The Dharma (Dhamma in Pali) consists of the teachings of the Buddha. In this paper I'll examine the historical transmission of those teachings and show why these are lacking in any credentials worthy of our trust. I hope to show not only the negative side, but also to offer historical credentials of a ―Doctor‖ who is worthy of our trust.
What follows is a semi-technical look at Buddhist history. If you are interested in the simpler version of this paper, please skip ahead to the ―Short Summary‖ section:
Missions Report - Moriel Thailand Feb 2017
This month has been a good month to see my parents here in Thailand. We just sent them to the airport. Micah has been enjoying the extra attention and tomorrow will probably be crying for "Gampa" and "Gamma."
Scott Noble our missionary in Thailand. Latest Report - Jan 2017
Dear believers in grace,
We wish you all a blessed New Year in the Saviour of the world!
Teaching at an Elementary School
The first week and a half of December we went to another province to help teach at a Christian school. Most of the parents and students are not Christians so it was a good opportunity to share the gospel. I taught English to 1st-5th graders. The 4th and 5th graders were pretty good, but it was challenging to teach the 1st-3rd graders. There are few foreigners in that province so the children enjoyed seeing a foreigner and I got to hand out many tracts and also share Bible lessons at the flag pole and at chapel one day. Micah got to join the nursery school for 3 days until he got some kind of a stomach bug. He enjoyed learning very much and according to Khae was the most enthusiastic student in the class.
Women's Prison
We came back to Chiang Mai in time to have a Christmas worship service at the Women's Prison. We're still teaching them from the book of Revelation. The massage class there is also going well—still a big group of about 80 students.
Christmas Party
We had a Christmas party for our students and invited their parents also. I also invited my adult students. About 20 people came. We sang some Christmas songs and then Khae shared the gospel through the Christmas story and we gave everyone either a gospel of John in the Shan language or some Thai gospel books. Here are a couple of pictures from that.
John's Signature Words
A couple months ago Khae read a book by a Thai Lutheran pastor who (following in Martin Luther's footsteps) doubted that John wrote the book of Revelation or if it even should be in our Bible. I did a very interesting word study on this comparing the gospel of John, I-III John, and the book of Revelation. I think the results are beyond any coincidence. The book of Revelation not only has the "fingerprints" of John all over it, but the author also has such a rich knowledge of the Old Testament woven into the book (by divine inspiration)-- it is unmistakably God breathed. I'm attaching a short paper on that here.
Peace in Christ, Scott, Khae, and Micahberekiah.


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Thanksgiving Day brings powerful and painful memories to California writer Kurt Sipolski.
On Nov. 30, 1948, a month after his second birthday, he was diagnosed with polio. And the mother who supported him through the medical ordeal died at the age of 80 on that same date, 50 years later, on Thanksgiving weekend.
Sipolski, who is 67 and lives in Palm Desert, writes about his personal journey and the strength that his mother gave him, in a self-published memoir, "Too Early for Flowers."
Polio outbreak sparks mass vaccination effort.
"I suppose the first memory of her was when I was about 5," he writes in the memoir. "We were sitting on the bathroom floor, and I was crying. My older brother, Jim, had dressed and had run out into the warm Illinois sunshine.
"My mother, Iris, was trying to put my steel leg brace on, tying the orthopedic shoe, the leather calf strap, the knee pad, the thigh strap and buckling the steel belt around my waist. The room was hot and the heavy belt bit into my hips as she struggled to pull up my jeans over the shoe and the brace."
Iris Mondy was 30 years old then, living in their hometown of Streator, Ill., where her son had been diagnosed with the dreaded disease.
"Why me, Mom? Why did I have to get polio?" he writes. "She stopped and took my hands in hers. … 'But Kurt, Jesus only chooses the bravest boys. God picked you above all the boys in town.'
"I bit into my lower lip in an attempt to live up to her words, Sipolski writes. "'Am I brave?' I asked. 'Of course you are. And God will always watch out for you.' She pressed her handkerchief to my face, and ran her hand through my blond hair."
Mondy met Sipolski's father, a young soldier, in 1943 while working as a secretary at the newly completed Pentagon in Arlington, Va. "It was there she met President Franklin D. Roosevelt," Sipolski told ABCNews.com.
"The awe of reaching down to shake his powerful hand never left her," said Sipolski.
But Sipolski's father died of a cerebral hemorrhage after serving in World War II, and so in 1951, the family, which included Sipolski and his brother, Jim, moved from Virginia back to a hardscrabble life in Illinois, where they lived with his maternal grandmother.
His mother eventually remarried Bill Mondy, but her professional dreams were dashed. And when her son was diagnosed with polio in 1948, Mondy knew she had to push him to the limits if he was ever to walk again.
Later, Mondy visited Sipolski in California in March 1998, but when returning home, she was in a car accident. The incident triggered a stroke, and she lay alone in her Illinois apartment before worried neighbors found her.
"My mother was hospitalized … for some time, so the phone call from my brother … was not a great surprise," said Sipolski.
"I had visited her earlier that summer. She needed three caregivers for round the clock care, and I was there for moral support, helping her remember things after anesthesia wiped things out, and to help her walk with her broken hip."
But Sipolski said he saw it as a way to repay his mother for all the care she'd given him when he was a little boy in leg braces.
"I remember the many years of our kitchen table leg exercises, and how Mom would try to distract me from the stretching and reshaping of my muscles," he said. "She talked of the world that had waited for her to see, but she had fallen madly in love with a young soldier and sacrificed her dreams of a career at the Pentagon and to see the world, to become a wife and mother."
Sipolski said he made his mother proud after he graduated from college and accepted a job as a reporter from media giant Rupert Murdoch in Australia, and later in Paris. He eventually went on to publish San Francisco's Gentry magazine.
Retired, but still freelancing, Sipolski said he still struggles with post-polio syndrome, and has difficulty walking and uses crutches.
"I don't think the pain of my polio ever left her," he said. "Because you see … [on the day she died], 50 years earlier, was the date I was diagnosed with polio."


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VisualizationJuly 20, 2006
Via Information Aesthetics, here are a couple of incredible web-based visualizations:
- Population: One
- 6.5 billion pixels, one per person on the planet.
- Hydrogen Atom Scale Model
- One proton, one electron, and a whole lotta nothing.
What I love about these pages is how they take advantage of the medium to produce an end result which is just about impossible to pull off in the real world. Though I have to admit, after viewing them, I'm still not sure I've quite wrapped my mind around such huge numbers… For more like this, see also: Exploration.
The only real-world equivalent I know of is; if a pea representing the size of a nucleus was placed in the centre of a football stadium, the equivalent size of the atom would reach to the outer limits of the car park.
I saw both of these, but for better or worse, scrollbars tend to hide the huge size of the pages. Dragging the scrollbar can get you across that large distance as quickly as it can a much smaller page, so you do not absorb the size. On the other hand, holding the scroll arrow is slow and does not give much feedback, which makes it too tedious to learn from.
You are right that a visualization like this one would be impossible outside of this medium, but the medium actually makes the distance seem less significant.
A real world comparison can't afford such a straight-forward visualization, but it may yield better understanding. Especially with the hydrogen atom, where the picture gives a false sense of what the particles are and how they behave, a less direct analogy, like comparing a second to years, may work better.
These definitely are cool, though.
Lenny - I'm not sure placing a tiny physical dot 11 miles away from a basketball would be any more effective at allowing someone to absorb the scale. In both cases, your mind has to interpolate.
I am with you, while it makes me think I still can't quite grasp the sheer number these represent. Even deeper still, each pixel represents a unique individual with goals, hopes, problems, etc… the complexity of it all… :)
Those pages are really cool. The first one made me feel really insignificant. I am this tiny dot, and I can't even see 1% of the screen at the same time. The second one didn't work that well, though. The empty space of just dragging a scrollbar doesn't convey it.
While the first one did work quite nice, the second one didn't impress that much.
And there are actually quite some good real life examples to show things these size. But they are quite a lot of work to put up. I remember a valley in Switzerland where they'd put up a lot of huge and small globes which would represent the size of the planets and the sun. And they where placed scattered around the whole valley representing the distance between them. Worked quite nicely, though pluto was to far away, i believe we missed it.
BTW, the second example is actually completely wrong, an electron doesn't have a size… it just depicts the radius of influence from the first electron… which is even harder to imagine.
Granted the graphics are a bit splotchy but this one gives some quick perspective in a digestible form:
"She's one in a million, no wait 6.5 billion, she's a beauty." Toto?
It is amazing to think that in 1974 we were around 4 billion people… now we are at 6.5 billion. It took us 32 years to grow 2.5 billion…
Not bad,huh? When you think that it took 159 years to grow from 1 billion in 1802 and reach 3 billion in 1961. Source: Wikipedia [http://en.wikipedia.org/wiki/World_population].
I guess this is not something to be proud of.
By the way, yesterday I went to watch 'An Inconvenient Truth' [http://climatecrisis.net]… it is startling. I must say that I've never been fan of Al Gore but I have to give him big Kudos for this movie.
This site uses crazy java code to harvest human feelings from a large number of weblogs. Every few minutes, the system searches the world's newly posted blog entries for occurrences of the phrases "I feel" and "I am feeling".
The result is a database of several million human feelings, increasing by 15,000 - 20,000 new feelings per day. Using a series of playful interfaces, the feelings can be searched and sorted across a number of demographic slices
Nothing to do with the world's population…this is more like the population of the world's bloggers. Check it out and enjoy… =)
For a concept as simple as Population:One, its design is utterly atrocious. In all honesty, for what it's trying to convey, I would nominate the site for worst design of the year.
First of all, as a Mac user, I had to go to my bench-warming 3rd string browser (Firefox) to even get the correct illustration. For a site that only has one idea to get across, you'd think browser compatibility could've been easily addressed.
Second, as others have pointed out, the necessity to scroll to the right really deadens the effect of this site. Obviously no scrolling would be optimal, but even having it scroll downwards would be more logical for everyone and would make the point easier to visualize.
Then there's the color scheme and use of extraneous design elements. This is a page that uses pixels to tell you something… you can't be tossing unrelated pixels around everywhere just to make things prettier. The page should be stark and baron (black on white, or whatever), with immediate focus on the chunk of 6.5 million px, and no confusion over whether this maroon box or this black header is somehow connected to the pixel count.
Horriffic design… hopefully the author will clean the thing up before it gains any popularity.
CWW - where's all the rage coming from? Good lord.
I must admit, I have never seen a minor oversight in browser compatibility cause such animosity from a complete stranger.
Though, however rude, he does have a point.
This is AMAZING !!! WOW !!!
No rage, no animosity… just seems to me that if someone is attempting to make one extremely simple yet profound statement, they ought to make sure it's extremely simple, and they ought to make sure it's profound. The page you've linked to there does not succeed in doing either as far as I'm concerned. I found the poor design decisions to be much more interesting than the point the page was trying to make.
What I gleaned from those examples is that the size of a point on the screen is relative to the space around it.
What I gleaned from the comments is that points must be small, since when someone tries to make one, everyone else misses it.
I have to echo what you said within the comments Dave: where is all this rage coming from? Why would people rather comment on the aesthetic or the sensibility of the thing, rather than appreciate the scope it's trying to convey? I don't think it takes a lot of imagination to overcome whatever interface hangup you may have about it. If you can't appreciate just how many pixels they're talking about in both examples, do you ever actually work with a computer screen?
To everyone who thinks these examples don't get the job done, I say put your code where your mouth is. If you dislike it so intensely, build the proverbial better mousetrap. And to those who would reply to that with "It's not an interesting enough experiment to waste my time on" I'd counter with "it was interesting enough for you to a) click on, and b) criticize, so yes, I do think it's interesting enough".
I think CWW got confused with the big issue depicted by Population:One…
No, the issue is not that non-compliant websites are growing uncontrollably…
The issue here is that we are a lot of people in this planet… maybe because we are so many, and many many of us are not perfect, then we are seeing more websites with 'horrific design'.
But if we are to criticize websites, then we should criticize our own, and then make sure that it at least passes W3C validation… which CWW's website does not… http://validator.w3.org/check?verbose=1&uri=http%3A%2F%2Fwww.cuttingwithwater.com%2F
So what's all the fuss about?
I think he's just missing the point…
And no, no rage here at all.
with flash or 3d animation or scripted movement of the scroll, the action would not involve mouse gestures with the hand to scroll it. The eye should be the focus.
I really liked both and they did help me picture the total insignifigance of the individual and the total signifigance of atom's size.
I think CWW needs to realize that he is just one person in 6.5billion and he is essentially nothing.
I'm sorry CWW, but maybe my "browser" is incompatable and I cannot see your complaint amid a sea of others.


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We are proud to announce that this Aug 22nd, 1:00 PM to 4:00 PM we will be hosting an Open House at NE 187th St , Bothell. This is an opportunity to visit this excellent Single Family Home for sale in beautiful .
Please come with any questions you may have. In the meantime you can take a virtual tour of this Single Family Home for sale.
As always please do not hesitate to give me a call at 206-353-7625 if I can answer any questions before the open house, or if you would like to book a private showing.
Kristen Meyer & Rosemary Pham & Rosemary Pham
Keller Williams Realty


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The economics of medicine: the salary you want
We're continuing this miniseries on the economics of medicine by addressing the kind of salary you should be aiming for. While we would all like to believe that we went into medicine for the purpose of helping others, we must not delude ourselves into thinking that "helping others" is cheap. Let's take a look at the salary that is necessary to maintain a comfortable lifestyle. I'm going to run the numbers given the scenarios that (1) you are single, or at least have a spouse that works, and (2) that you're married and serve as the sole provider. Let's say that you purchase a house for $300,000—a reasonable amount in an urban area—and you also purchase a $30,000 car. Assuming a 6% interest rate on each of these items and a 2.5% annual addition for property taxes, PMI, and maintenance, the monthly cost for the house will be $2,423.65, while the car will run $579.98 [1].
Adding up other components of lifestyle such as food, cable, Internet access, phone bills, and entertainment, we then get the table below for a necessary salary for a single person. I also tacked on the monthly cost of repaying student loans and investing money toward retirement.
Here is the table for a person who is married and serves as the sole provider for the family:
Realize that these numbers are based upon the lifestyle that you choose. They do not reflect an extravagant lifestyle by any means. If you want to belong to a country club or send your children to private school, the numbers will quickly rise from there.
You can claim that you're willing to live on a salary of $40,000 a year. That you never got into medicine for the money. That you only want to help people and will be happy living from paycheck to paycheck. You're certainly welcome to live whatever lifestyle you choose, but bear in mind that you still need to make $70,000 a year beyond your lifestyle cost so that you can repay your student loans and save for retirement.
These numbers do not include health insurance, malpractice insurance, disability insurance, or life insurance. If your employer does not pay for these benefits, or you're a solo practitioner or contractor, you should add the expected costs of these insurances to your total salary. All of a sudden, the necessary pre-tax salary can be well above $200,000, even if you are trying to live on $40,000 a year.
[1] Calculations taken from mortgage calculator.org.
4 Comments
Roger said,
Thanks for sharing these calculations. I think that they look very reasonable, and probably what I will be aiming for as either (plan A) a cardiologist or (plan B) an intensivist or (plan C) a hospitalist. I'll be graduating this year and getting married, so as my fiancee and I work on our budget projections, these posts are very helpful. I will forward this to her.
Cooker Hoods said,
there are mortgage calculators online that are free but i wonder if they are up to date ~`"
Lawyer with 3 kids and a $1,200 mortgage said,
$2,400 for a mortgage for a single person? Damn. I don't even think that's justified for the family scenario you have.


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The official Marr Rugby app
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This website is part of the Pitchero Rugby Union network. Create your own free Rugby Union club website with Pitchero.
Digital advertising by Minute Media
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AUSTIN, Texas -- A large group of protesters marched through the streets of Austin after gathering to rally Saturday against a White Lives Matter event outside the Capitol in Austin.
At the height of the protests, riot police, state troopers and other law enforcement lined the streets to monitor the clashing rallies, which remained peaceful.
The "Justice Under the Law" rally started at noon Saturday, not long after the unveiling of the Texas African-American History Memorial in the same area.
According to a Facebook event page set up by "White Lives Matter Too," the rally was set up to protest the application of hate crimes. A banner posted on the invite reads "prosecute black hate crimes."
LIVE on #Periscope: White Lives Matter protest at TX State Capitol: https://t.co/mz1WLTTNmt— Erin Jones (@ErinJ_KVUE) November 19, 2016
Outside the Capitol, the group of nine to 10 White Lives Matter protesters were met by members of Stop Fascism Austin. The counter-protesters largely outnumbered the original rally.
A Facebook event page was set up by counter-protesters, asking people to organize and rally against "neo-Nazis."
"We're going to turn out in overwhelming numbers, drown out their message of hate, and show them the people of Austin will not stand for fascists organizing on our streets," read a post on the page. "Come out, bring your friends and a mask, and give them no platform!"
The unveiling of the Texas African-American History Memorial also happened outside the Capitol earlier in the morning. The memorial is the result of more than two decades of efforts by lawmakers.
@RodneyEllis speaking at the unveiling of the long awaited #Tx African American History Memorial Monument at the State Capitol. @KVUE pic.twitter.com/wyAbQNgtcI— Jenni Lee (@JenniL_KVUE) November 19, 2016
Now shouting "Black Lives Matter" @KVUE pic.twitter.com/DNiPWD6d0h— Erin Jones (@ErinJ_KVUE) November 19, 2016
According to organizers of the White Lives Matter protest, the rally wasn't intentionally scheduled the same day as the unveiling.
KVUE contributed to this report


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Dialog Workshop on RIA and Agenda 2030 Requirements In Law-Making Processes between Georgia and Armenia2018.10.18
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MONTREAL - Montreal's vibrant Argentine tango community has lately seen a bevy of exceptional invited artists. Still more are on the way, with the 10th Montreal International Tango Festival beginning in two weeks.
In February, the travelling road show Tango Pasión brought back memories of two decades ago, when it and other visiting tango troupes first took Montreal by storm. The latest cast of Tango Pasión dancers was expert, but their artistry was largely lost under a coat of theatrical posturing thicker than the brilliantine covering the men's hair.
The annual Tango Nuevo Festival in May offered more artistically interesting couples, notably Cecilia Garcia and Serkan Gokcesu. In contrast to the Argentine tango style that predominated until about 2000, which emphasized vertical body lines in the tradition of classical art, Garcia and Gokcesu danced a tango of baroque curves. Whereas "classic" tango couples' bodies fit tightly, like two bevelled edges, Garcia and Gokcesu slid in and out of each other's space like parallel streams of oil and water. The slickness, though, was a tad too seamless – the tense passion of the greatest tango couples was absent.
The splendid dancer Dana Frigoli was also back in the Tango Nuevo Festival, though with a new partner (Adrian Fereyra) – not, alas, with Pablo Villarraza, with whom she formed one of the finest tango couples of the past decade.
For whatever reason, great tango couples seem to blaze for several years, then split. Aficionados still lament the parting of Milena Plebs and Miguel Angel Zotto several years ago. With an outstanding complicity that matched step for step, they created several masterpieces of tango art. (Zotto never regained those heights with other partners, and although his pupil Gabriel Missé shows the same brilliant footwork, Missé has never found a partner to equal Plebs.)
After several years' absence, Montrealers once again saw Plebs perform this month in the relaxed atmosphere of the Air de Tango club. Dancing with Pablo Pugliese, a local expatriate Argentine whose style has little in common with hers, Plebs showed the precision that made her famous. Such mature artistry and stage presence are rarely seen in tango today. (When I casually asked Plebs to comment on the state of tango today, her reply was a curt grimace.)
Produced again by Gerardo Sanchez of the Montreal dance school Tango Libre, the Montreal International Tango Festival brings back the man who succeeded Zotto as Plebs's partner: Ezequiel Farfaro. The two performed some splendid routines, but were emotionally mismatched, and the partnership waned. He and other festival artists will perform at a show called Gotan Cité at the Imperial Cinema on July 14. Farfaro will partner with Yamila Ivonne, who was in a show that Plebs staged in Buenos Aires in 2009.
The festival also features another familiar face from the past: Jorge Torres, formerly a member of the Forever Tango road show. A dancer of exceptional elegance, in his younger days Torres could spin like a top and perform spectacular jumps in which his legs interlocked with his partner's. Torres once performed an undemanding tango on television with former National Ballet of Canada star ballerina Karen Kain. (In Argentina nowadays, young female professional tango dancers virtually all get ballet training to perform athletic feats.) Kain towered over him, but the height difference hardly detracted. Argentine tango is more forgiving of oddly matched couples as long as one senses the couple's emotional connection.
Torres's partner in Montreal is Maria Blanco, a long-legged dancer whose photogenic looks have made the pages of fashion and travel magazines.
Among other Gotan Cité performers from Argentina are Camila Danelli and Hugo Daniel, Silvana Nunez and Ivan Romero, Maria Gomez and Gustavo Guerrero. Sanchez will partner with local dancer Elyse Dagesse. Three musical ensembles accompany the dancers: Quinteto Negro la Boca from Buenos Aires, and the fine local groups Duo Ruiz-Ragusa and Ensemble Fiestango.
The Montreal International Tango Festival takes place July 10 to 15. Gotan Cité is staged July 14 at 8:30 p.m. at the Imperial Cinema, 1430 Bleury St. Tickets cost $26 to $46. For more details, call 514-844-2172 or visit fitm.ca.


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Sean Lee's inability to stay on the field in Dallas served as the fatal Jenga piece for a Cowboys defense that crumbled to bits in 2013.
Sidelined by hamstring and neck injuries, the team's top linebacker missed five games down the stretch, capping a fourth consecutive campaign with fewer than 16 starts. With his health looming as a key offseason storyline for the 'Boys, Lee told The Dallas Morning News on Saturday that he's on the mend.
"Neck's getting better," he said. "It's on its way. I should be ready to go. I think we'll evaluate it more as the year goes on or the next couple months. But I should be ready for everything this offseason and be fine for next year."
Lee's streaky durability curtailed what arguably would have been an All-Pro campaign for one of the game's premier middle 'backers. Aware of that, Lee is determined to stay on the field from wire-to-wire for the first time as a pro in 2014.
"Avoiding the injuries that I can control is what I'm going to try to do at all costs by making sure I am physically prepared for the season and physically prepared for every game," he said. "After that, you have to go out there and play and hope you can stay healthy."
On a defense that bled 27 points per game and a league-worst 415.3 yards per outing, Lee's the most promising building block Dallas has. Team owner Jerry Jones dubbed the star linebacker "Superman," but Lee was the first to admit, "I haven't been healthy the last couple of years."
If he can go the entire way next season, this Cowboys defense will be an improved beast.
We previewed Championship Sunday and sat down with Rams star Robert Quinn in the latest "Around The League Podcast."


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Ps4 Hdmi port repair Stockport
Ps4 Hdmi port repair Stockport
We offer a fast and reliable Ps4 Hdmi port repairs with the friendly customer focused approach. We are the leading PlayStation repair, which offers complete solutions for your entire PlayStation4 Hdmi repairs. Our service exist almost all areas of UK. In view of that fact, our team of professionals has specific knowledge in all sorts of all game consoles.
We Also Cover:
PlayStation 1 repair
PlayStation 2 repair
PlayStation 3 repair
We also offer repair services like:-
Broken or cracked outer case Repair.
Yellow Light of Death Repair in Stockport.
No power bricked / not turning on properly.
PlayStation face plate repair and new cases.
Blue-Ray Drive, Hard Disc Drive, repair /replacement in Stockport.
Sony PlayStation Blu-ray DVD drives repair in Stockport.
PlayStation Sound problems/headphones jack repair in Stockport.
Sony Game Console Internal Wireless Adapter or Cooling System problems repair in Stockport.
Game Console Internal Wireless Adapter or Cooling System problems repair Stockport.
Game Console Overheating problems, freezing games, failing to load in Stockport.
PlayStation 4 Digital Port Repair in Stockport


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Covering your floor with clothes is not a proper method to keep your outfits fresh and clean, we guess you knew that already. Moreover wearing wrinkled jackets, make you look really bad. Go and check out our selection of modern coats stands and furniture available now in our furniture section. By adding new design accessories to your flat such as one of our modern coat stands, you will be able to create a stylish atmosphere, great isn't it?
At "Made In Design", we propose to our customers a large selection of contemporary coat racks. On our website, you will be able to choose the right coat stand that matches your interior among different colours: flashy colours or raw material coloured coat stands. "Made In Design" also proposed a large variety of shaped from classic shapes to more original and eccentric designs that will brighten your rooms. Whether you like Inox, wooden or even plastic contemporary coat racks, the perfect piece of furniture is waiting for you on "Made In Design's" website. Pick up the design that suits best your home and do not hesitate mixing styles, colours and shapes up to create more diversity.
All our coat stands are stable thanks to their legs and can hold up numerous clothes. It will allow you to put all your guest's coats on it for the parties you organize, no need to pile clothes on your bed when receiving guests anymore. Also, have you ever wondered where to put your wet jacket after a rainy day? If so, it is time you buy one of our modern coat racks.
We pride ourselves on working with great designers such as Zanotta, Glass By and many more. Come and browse through our list of designers and choose the style of contemporary coat rack that is more appropriate to your home.


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Aviator hats
Newberg VitaFelt Traveller HatHiking hat anthracite€179.00Tax incl., plus shipping
Delivery time: 2-3 Tagebrowngray
Newberg VitaFelt Traveller HatHiking hat anthracite€179.00Tax incl., plus shipping
Delivery time: 2-3 Tage
Aviator hats - stand-out style
Stetson uses a range of high-quality materials for the lining and fulfils the need for cosy, warm ears. You can choose from velvety lambskin, soft and fluffy wool mixes, which are sensitive to skin, and high-quality faux fur. No matter which style you go for, the ultimate and unique wearing comfort is guaranteed. The aviator hat nestles itself around your entire head with outstanding ease. Every single design is absolutely chic and trendy. Stetson's aviator hats stay in fashion every year and can be spotted on the streets of the city. The aviator hat simply looks exceptional combined with a parka or a smart wool coat and turns heads everywhere you go.
A fluffy, cosy aviator hat from the house of Stetson has you prepared for the cold months of the year. No matter if there is a snow storm or icy rain, these trendy hats promise to keep your head and ears warm and dry. Bad weather will not get in the way of your plans, and thanks to the aviator hat you can simply go about your day.
Are you still looking for a hat to weather the cold season? You also prefer an unconventional hat? Dare to go for something different and get your wings. Find the right aviator hat for you here on Stetson.eu.
20 products


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To do this project you will need:
- colored rice (green for leaves)
- colored pasta (I used shells and wagon wheel pasta dyed red)
- glue
- toilet paper or paper towel tubes, cut into thirds lengthwise
- sturdy paper or cardboard
We started by first attaching the cut paper tube with glue. Then, added the "apples" first since they would stick better to the board itself instead of trying to glue them on top of the rice.
I planned on having the children lightly pencil in an outline for the tree top, but forgot to grab pencils before hand, so they just put glue where they pleased and attached their rice (shaking off the excess into a pan I had in the center of the table). One child commented that this was the best craft ever. So I think they were pleased with the whole process.
A sampling of the childrens' art (ages 3-4):
Each tree was so unique. Some kids wanted apples falling from the tree, while another wanted leaves to be growing down the trunk.
While the art/craft project was drying, they did a little apple tasting. I made up a chart so they could observe the color of each apple, along with whether or not they liked the flavor. The chart really wasn't necessary with this age group, but it was fun to try.
They all loved trying all the different flavors of apples. And I have to say, I was impressed that most of the kids (minus my own) even ate the skin.


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Liquid Desiccant Dehumidification
The DT-RT 2500/15 is a factory-assembled, single-piece dehumidification and cooling unit that uses a non-toxic, liquid lithium-chloride solution to remove moisture and cool air simultaneously. It is designed to provide precise control of indoor environments by offering independent temperature and humidity control in a single packaged rooftop unit. It is capable of achieving operating costs that are 20 to 40 percent lower than outside-air/high-latent mechanical systems and 30 to 60 percent less than desiccant-wheel systems. The low-maintenance system naturally filters and disinfects air for improved indoor-air quality. It requires no UV lights, drip pans, condensate lines, or coil treatments. —Advantix Systems
Independent temperature and humidity control
The DryCool Standard provides operators the ability to control temperature and humidity independently. DryCool Standard is designed to cost-effectively treat 100-percent makeup air and can work in conjunction with an existing air-conditioning system or energy-recovery ventilator. It controls humidity on an as-needed basis, when levels exceed setpoint. All of the energy required for the operation of the unit's desiccant dehumidifier is recycled from cooling components. DryCool Standard can process 1,000 to 16,000 cfm of makeup air. —Munters
Indoor Comfort Touchscreen
IAQPoint2 is a customizable touchscreen monitor with the ability to control three indoor-air-quality parameters (carbon dioxide or volatile organic compounds, temperature, and humidity). The unit is designed to boost energy efficiency, fresh-air comfort, and building performance through on-demand ventilation activation with relays triggering fans locally or via a building-automation system. Easy to use, easy to install, and easy to maintain, the unit contributes to LEED accreditation (up to three points), follows green-building best practices, and complies with ASHRAE 62.1, CSA-B52, and the International Building Code. —Honeywell Analytics


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A Unique Collection of Hand-Selected Tiles
Serafino is an exceptional collection of ceramic tile, porcelain tile, and natural stone that has been hand-selected from leading producers from around the world.
Serafino products included in this collection meet our exacting standards that will bring an overall sense of quality and beauty into your home.
Along with its distinctively elegant looks, the surprisingly affordable Serafino Collection offers truly unbeatable value.
Shop Now for Serafino Hand-Selected Tiles or Visit Us To See the Endless Design Possibilities for Your Home!


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I am trying to solve the following problem.
The time $T$ required to repair a machine is an exponentially distributed random variable with mean 10 hours.
a) What is the probability that a repair takes at least 15 hours given that its duration exceeds 12 hours? b) What is the probability that the combined time to repair two machines is at least 20 hours?
Solution Attempt
Since mean is given to be 10 hours hence $\lambda = \dfrac {1}{10}$ and the probability distribution of the time is given as $e^{-\lambda t} = e^{-\dfrac {1}{10} t} $
a) $P(T>15 |T>12) = P(0 $ repairs in $ (12, 15]) = e^{-\dfrac {1}{10} 3}$
b) let $T_1$ be the r.v representing time to repair the first machine and $T_2$ be the r.v representing time to repair the second machine. So we seek to evaluate $P(T_1 + T_2 > 20)$ we know both of these time should be independent as the exponential distribution process to memory less but i am not sure how to proceed from here.
Any help would be much appreciated.