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DVDs 1-10
Whether you're in the mood to twist yourself into a pretzel or dance off calories, the options are seemingly limitless. We narrowed down the choices for you, and present our top picks for spring and summer.
1. Best for: Making You Sweat
Amy Bento: Hi/Lo Xtreme
Estimated calories burned: 500
Equipment: None
Why we love it: The tough routines combine aerobics and plyometrics.
Tester says: "Bento offers 10 variations for the perfect workout every time." (67 minutes; $16.95; nrgfitness.net)
2. Best for: Head-to-Toe Sculpting
NYC "A New You Coming"
Estimated calories burned: 470
Equipment: 3- and 5-pound dumbbells and a step (optional)
Why we love it: Instructor Kelly Coffey-Meyer never slows down, so you burn mega calories and hit every muscle group.
Tester says: "Switching from upper-body to lower-body moves makes the routine feel easier." (55 minutes; $20; coffeyfit.com)
3. Best for: Stability-Ball Makeovers
Keli Roberts Time Saver Workouts: A.S.A.P. Abdominals, Spine, and Posture
Estimated calories burned: 140
Equipment: Stability ball
Why we love it: The ball moves target your back, core, and legs.
Tester says: "The opposite arm/leg lift really helped improve my balance." (32 minutes; $14.95; keliroberts.com)
4. Best for: Yoga in a Hurry
Perfect in Ten Yoga
Estimated calories burned: 30 (per 10-minute session)
Equipment: None
Why we love it: You'll feel energized, stronger, and more flexible in minutes.
Tester says: "My posture drastically improved." (60 minutes; $9.99; stratostream.com)
5. Best for: Back to Basics
Jillian Michaels: The Complete Workout for Beginners
Estimated calories burned: 370-460
Equipment: 3- to 5-pound dumbbells and a resistance band (optional)
Why we love it: Michaels makes circuit training effective and easy to follow.
Tester says: "I toned up — no gym required!" (97 minutes; $24.95 for a two-DVD set; jillianmichaels.com)
6. Best for: Sashaying Away the Pounds
Dance Off the Inches: Sizzling Salsa
Estimated calories burned: 180
Equipment: None
Why we love it: Three routines get hips moving and heart rates soaring.
Tester says: "This was fun and challenging." (55 minutes; $14.98; anchorbayentertainment.com/fitness)
7. Best for: Trimming Your Tummy
10 Minute Solution: Blast Off Belly Fat
Estimated calories burned: 40 (per 10-minute session)
Equipment: None
Why we love it: From Pilates to crunches!
Tester says: "I get bored, so the variety was perfect." (54 minutes; $14.98; anchorbayentertainment.com/fitness)
8. Best for: Burning Mucho Calories
Get Ripped 1,000 with Jari Love
Estimated calories burned: 1,000
Equipment: 10- and 15-pound dumbbells
Why we love it: There's no downtime — the strength moves and cardio keep you moving nonstop.
Tester says: "It's as intense as some classes I've taken at the gym, but the instructions are clear." (70 minutes; $14.99; jarilove.com)
9. Best for: Getting a Pilates-Perfect Body
Pilates Core Challenge
Estimated calories burned: 225
Equipment: None
Why we love it: It targets your entire core and is friendly enough for beginners, but still challenging for Pilates vets.
Tester says: "There were crazy-hard side planks that worked my whole body." (60 minutes; $14.98; amazon.com)
10. Best for: The Totally Time Starved
Denise Austin: Boot Camp Total Body Blast!
Estimated calories burned: 350
Equipment: 3- to 5-pound dumbbells
Why we love it: You get three great workouts — cardio, strength, and stretching — all in 20 minutes or less.
Tester says: "It's like attending an awesome kickboxing class with sports drills thrown in." (50 minutes; $14.95; collagevideo.com)
DVDs 11-20
11. Best for: Calorie Blasting
Fat-Burning Kickboxing Workout for Dummies
Calories burned: About 700
Why we love it: Even if you've never thrown a jab or simulated a side kick, instructor Keli Roberts shows you how to master the essentials.
Our tester says: "Beginner-friendly pop-ups make the moves super-easy to follow." (56 minutes; $14.98)
Buy Fat-Burning Kickboxing Workout for Dummies
12. Best for: Boredom Busting
1 Minute Workout: Total Body Toning
Calories burned: About 630, or 4 to 10 per minute workout
Why we love it: With over 115 different exercises to choose from, this DVD spits out customized routines. Try a 7-minute upper-body workout one day and a 48-minute total-body tone-up the next.
Our tester says: "It's impossible to get bored!" (150 minutes; $19.98)
Buy 1 Minute Workout: Total Body Toning
13. Best for: Achieving Inner Calm
IntenSati Intention and Power: A High Energy Workout for Body, Mind & Soul
Calories burned: About 600
Why we love it: Patricia Moreno's unique, challenging workout blends martial arts, yoga, and sculpting moves. Plus, she helps you find peace of mind through chants. (58 minutes; $19.95, intensati.com)
Buy IntenSati Intention and Power
14. Best for: Core Strength
10 Minute Solution: Rapid Results Pilates
Calories burned: About 270, or around 50 per routine
Why we love it: Can't squeeze in a full hour-long Pilates class? This DVD features five 10-minute routines. Lara Hudson makes her exercises specific, so you can mix and match them to target your trouble spots.
Our tester says: "I totally felt this workout the next day, but the cancan move, especially, made me work." (54 minutes; $14.98)
Buy 10 Minute Solution: Rapid Results Pilates
15. Best for: Beating Boredom
Dance Off the Inches: Fat Burning Jam
Calories burned: About 300
Why we love it: Take 10 minutes to learn the dance steps and spend the rest of the time shaking your arms, legs, and booty, all with help from leader Michelle Dozois.
Our tester says: "If you love dancing, you'll really dig this DVD, which incorporates various elements of jazzy hip-hop rhythms." (46 minutes; $14.98)
Buy Dance Off the Inches: Fat Burning Jam
16. Best for: Advanced Yogis
Mark Blanchard's Progressive Power Yoga: The Sedona Experience (set of five DVDs)
Calories burned: From 350 to around 720
Why we love it: Blanchard can make any yogi break a sweat. Advanced poses such as the flying crow are difficult; your muscles will work like never before.
Our tester says: "This is definitely a challenging workout, but Blanchard keeps you coming back for more." (48 to 98 minutes; $89.99 for the set, $19.99 to $24.99 per DVD, progressivepoweryoga.com)
17. Best for: Learning to Lift Weights
Build Up Your Muscles
Calories burned: About 300 per routine
Why we love it: Instructor Gin Miller presents four simple but effective weight routines. Plug in your equipment preference and fitness level for a total-body workout.
Our tester says: "I love the way Gin breaks down each exercise so you always know the correct form." (204 minutes total, 48 to 52 minutes for each routine; $29.95)
18. Best for: The Time-Crunched
Tight on Time: Hot Spots with Tamilee Webb
Calories burned: About 220, or around 46 per routine
Why we love it: You'll get a great workout even if you're in a rush. Choose from four routines that target your abs, arms, legs, and butt.
Our tester says: "A small on-screen clock counted down each routine, telling me the time I had left for each workout, so I could pace myself." (48 minutes; $14.99, collagevideo.com)
Buy Tight on Time: Hot Spots with Tamilee Webb
19. Best for: Total-Body Sculpting
Get Ripped: Slim & Lean with Jari Love
Calories burned: About 700
Why we love it: Love breaks down every move clearly and easily so you don't flub up on form. Fifteen quick but intensive segments of squats, lunges, push-ups, and more will leave you sore the next day.
Our tester says: "This is the closest thing I've found to a killer body-sculpting class!" (65 minutes; $14.99)
20. Best for: Burning Fat
Patrick Goudeau Step Up
Calories burned: About 710
Why we love it: Two left feet? Goudeau sets you up with combinations anyone can tackle.
Our tester says: "Even when I did stumble, Goudeau's infectious energy kept me moving." (60 minutes; $25.95, collagevideo.com)
DVDs 21-30
Workout DVDs, Tested
21. Great for Beginners
Kathy Smith's Project: You!
We love it cuz: This three-disc series includes a low-impact cardio plan, total-body strength, and a flexibility routine. Smith keeps the choreography simple and fun, while teaching correct form. (8 workouts ranging from 20 to 60 minutes. $59.85, beachbody.com)
22. Total Body Tone-Up
Get Ripped
We love it cuz: Instructor Jari Love will turn your living room into a high-energy sculpting class. The moves are basic but challenging, with beginner-friendly options. Note: You'll need a light and medium set of dumbbells and a step bench. (54 minutes, $19.95, collagevideo.com)
23. Get Your Groove On
Brazilian Dance Workout
We love it cuz: You'll shimmy off pounds and learn moves you'll be tempted to show off in public. The infectious spirit of the instructor, Vanessa Isaac, will keep you going long after you break a sweat. (59 minutes, $19.95, collagevideo.com)
24. Quickie Workout
10 Minute Solution Kickbox Bootcamp
We love it cuz: You'll get five 10-minute routines that you can do a la carte or all together. The boxer's shuffle keeps your heart rate — and calorie burn — up throughout. Bonus: The washboard-ab section delivers. (54 minutes, $14.95, collagevideo.com)
25. Calorie Blast
Cathe Friedrich's Hardcore Series: Kick Max
We love it cuz: Choose the "extreme challenge" workout on this DVD and you'll get what you asked for. Fat cells don't stand a chance against the continuous flow of kicks, jabs, and jumping jacks. "Not recommended for beginners," our tester warns. (73 minutes, $26.95, collagevideo.com)
26. Biggest Bang for Your Buck
Giselle Fitness ABCD's for Total Body Fitness
We love it cuz: All you need for a killer workout is this DVD, a body bar, dumbbells, and a stability ball. Choose from four different routines — cardio, sculpting, all abs and glutes, or stretching and de-stressing — or do them all together. (Ranges from 17 to 33 minutes, $19.95, collagevideo.com)
27. Pumped-Up Yoga
Yoga Burn
We love it cuz: It's yoga abs! You'll feel the "burn" during a super ab-sculpting move called the "flying cross-legged" pose. Your glutes and quads will also ignite when instructor Rodney Yee leads you through sun salutations with tons of killer chair poses. The best part? You'll feel like every muscle has been stretched and toned when you're done. (60 minutes, $15, gaiam.com)
28. De-Stress
Kari Anderson Reach: Upbeat Toning and Flexibility for a Dancer's Body
We love it cuz: We've finally found a stretch routine we can also call a workout! Anderson moves you into a series of plies and kicks that stretch and sculpt. The relaxing payoff comes at the end, when you stretch every part of your body — including the bottoms of your feet. (60 minutes, $19.95, collagevideo.com)
29. Pilates Challenge
Sara Picot's More Than Mat Pilates (Intermediate)
We love it cuz: Get the sculpting benefits of a Pilates workout on the Reformer with this DVD and your own resistance bands. "I didn't think some of the moves would be possible without the machine," said one Pilates devotee. "But this workout works." (78 minutes, $21.99, pilatesforyou.com)
30. Six-Pack Sculpter
Turbo Jam Ab Jam
We love it cuz: It's quick enough to squeeze into even the busiest schedule. The jackknife crunches and squat leg lifts alone will give you the advantage you've been waiting for come bikini season. (20 minutes, $19.95, beachbody.com)


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When it is time make some updates to your website, it can be the small things that make a big difference. We recently have been making small changes here and there to our own website. Most recently, we changed all of our profile pictures to cinemagraphs.
What are cinemagraphs?
Cinemagraphs are a still image with a small part of it moving. They are rendered as a looped animated gif, so it plays over and over. It could be someone winking, something moving in the background, ect. To me, the more subtle the better. It makes your mind go... did they or something move in that picture? On a website, it gives you that Harry Potter, moving photos in a printed newspaper feel.
This was really fun for me. I used a Nikon D5000 to capture the video. It is not the best for video, but it got the job done. I recommend shooting outside in natural light or the use of studio lighting would be best. A tripod is a must! If you have a remote shutter release, use it. This will allow the camera to be absolutely still, which is also a must. I had to re-shoot some because of camera shake and lighting.
I used Photoshop CC to create the cinemagraphs. For me, it is the easiest and quickest way. Here is a link to a YouTube video that helped me. He explains everything that you need to know to make a cinemagraph.
Once you get your cinemagraph made, the next step is placement. Ours are our profile pictures, so they are small. They kind of just catch your eye. I have seen cinemagraphs that are used as backgrounds also that look really good. The movement brings the page to life.
Have you thought about using cinemagraphs to liven up your website?

subset: commoncrawl


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With the exception of government mandated benefits that apply to all faculty and are outlined at the end of this brochure, all other benefits summarized below are provided to full-time faculty only at Barnard College.
Health Care
The complete Barnard health care program for faculty has four components: Medical Services, Drugs, Dental, and Flexible Spending. Health care benefits begin on the first day of the month following 30 days of employment.
Medical Services:
The Cigna Open Access Plus Plan provides medical benefits with the flexibility of using either network or non-network providers.
In most cases, the Open Access Plus Plan provides 100% coverage less a modest co-payment for some services such as prescriptions and office visits. Since care under this option is provided by Cigna's extensive network of doctors, there are no deductibles nor are there any claim forms. This is called "in-network."
On the other hand, the Open Access Plus Plan can function as traditional indemnity insurance, allowing the participants to use doctors of their own choosing with reimbursement subject to the usual controls such as annual deductibles and reasonable and customary limitations. The claimant must complete claim forms. This is called "out-of-network."
In addition, employees may choose between three Cigna plan options, all of which allow in-network and out-of-network coverage. Plan A is offered to employees at a modest cost. Plan B requires a larger employee contribution, but it has a lower deductible and out-of-pocket maximum for out-of-network providers. Plan C is a High Deductible Health Plan which is available with a Health Savings Account partially funded by Barnard. Plan C has the lowest employee contribution. Dependents may be carried on all plans with an employee contribution.
Cigna insures both same sex and opposite sex domestic partners. Employees interested in this coverage should contact Human Resources at (212) 854-2551.
On the Cigna Plan A and Plan B Prescription Program, the employee pays $15 for generic, $25 for brand drugs and $50 for preferred brand drugs at participating pharmacies. Under the Plan C Prespription Program, the employee pays $10 for generic, $25 for brand name drugs, and $50 for preferred brand drugs at participating pharmacies. A mail order program is available for maintenance drugs under all medical plan options.
Aetna Freedom of Choice (FOC) Dental Maintenance Organization, is available at a cost of $23.50 per month for individual, $44.52 per month for individual plus one and $71.43 per month for family coverage. The plan allows employees to switch monthly from the DMO to the Preferred Provider Organization (PPO).
Flexible Spending:
The Barnard College Flexible Spending Account enables full-time, participating employees to pay for their unreimbursed health and/or dependent care expenses with pre-tax income. The health and dependent care plans are administered by Allegiance, a division of CIGNA. Employees can contact customer services with any questions regarding covered expenses at 1-877-424-3570.
An annual eye exam can help manage your overall health and wellbeing. It can spot the early signs of serious health conditions like diabetes and high blood pressure, so you can be treated sooner, rather than later. EyeMed makes it easy for you to visit one of their participating doctors in their network for your annual eye exam. You will also have access to the top six national retail chains as in-network options, including LensCrafters, Sears Optical, Target Optical, JC Penny Optical, and most Pearle Vision locations. EyeMed provides an annual eye exam at no cost and an allowance for frames or contacts once every 12 months. Coverage for non-network services are limited.
Employee Assistance Program
We are pleased to announce our new Employee Assistance Program through Humana (formerly known as "Harris Rotherberg International, Inc."). We encourage your participation in this program and take advantage of the available resources provided. This program is available to you at no cost. You may contact Humana at 800-448-4358 or at www.hriworld.com
Additional Considerations:
Adjustment of Coverage - Subsequent to initial enrollment, additions to, or adjustments in coverage may occur only during open enrollment periods (usually the first calendar month of the year) or if there has been a life status change such as marriage, birth of a child, or loss of a spouse's job. Dependents may be dropped from coverage at any time.
Termination of Coverage - Termination provisions for unmarried dependent children, students and non-students age 26 and above vary under the several plans (medical/drug, dental and flexible spending) that make up the complete health care program. Specific information is available in the individual plan documents. Finally, for faculty whose employment is terminating, coverage ends on the last day of the month in which their final working day falls.
COBRA and Conversion Privileges - Under the Consolidated Omnibus Budget Reconciliation Act of 1985, faculty who terminate employment under conditions other than gross misconduct may elect to remain in the group medical plans, at their expense, for 18 months from their termination date, or 29 months if termination is due to disability under certain conditions. The faculty member must notify ADP COBRA Services, 1-800-526-2720 or https://www.benedirect.adp.com of such election within 60 days of termination and must make insurance payments retroactive to the first date of COBRA coverage within a period ending forty-five days after such election. Subsequent payments must be made monthly. In addition, eligible dependents covered by the plans may remain in the group for a period of up to 36 months if continuation coverage is due to the death of the faculty member, divorce or legal separation, or loss of eligibility due to reaching maximum plan age or becoming entitled to and applying for Medicare.
Disability Insurance
Long Term Disability Insurance:
Long Term Disability coverage is provided by CIGNA. This coverage is available after one year of service. However, this waiting period will be waived upon certification of coverage under a group long term total disability plan with the faculty member's prior employer if coverage was in effect within 30 days of the Barnard date of hire.
After a waiting period of 180 days, the policy will pay 60% of the disabled faculty member's salary up to a maximum of $5,000 per month for the period of total disability. These payments will be reduced by any benefits payable from Social Security and/or Workers Compensation. Benefits continue up to age 65 if the disability commences prior to age 60. If the disability commences after age 60, the period will depend on complex provisions the details of which are available from the Office of Human Resources.
In addition, CIGNA will make appropriate contributions to the faculty member's Basic Retirement Annuity (see below) during the period of total disability.
Life Insurance
Faculty members are covered by a CIGNA group term life policy that includes an Accidental Death and Dismemberment (AD&D) rider. The face amount of the faculty member's coverage equals two times their annual base salary rounded up to the next highest thousand dollars. The most important feature of the AD&D rider is that it provides the beneficiary (ies) double the face amount of the policy if the covered faculty member dies as a result of an accident.
Additional Considerations:
Inception - The life insurance benefit begins on the first day of the month following completion of one full month of employment.
Beneficiaries - Faculty members designate the beneficiary (ies) and may change that designation at any time.
Seniors - For active faculty over age 65, the amount of life insurance will be reduced in compliance with current plan provisions. The plan provides for additional reductions after age 70.
Retirement Plans
Barnard College provides two retirement plans: the Basic Retirement Annuity Plan and the Supplemental Retirement Annuity Plan. Both of these plans may be administered by Teachers Insurance and Annuity Association - College Retirement Equity Fund (TIAA-CREF) or Fidelity Investments.
Basic Retirement Annuity:
Eligibility - Contributions to the Basic Retirement Annuity plan are made by Barnard. All eligible faculty at the rank of Assistant Professor or above begin participation immediately. Those eligible faculty below the rank of Assistant Professor will begin participation on the January 1st or July 1st following their two-year anniversary date. However, faculty with two years of full-time service at an institution of higher education during the 24 month period directly preceding their date of employment as a full-time faculty member at the College may begin participation in the plan immediately. Faculty are requested to notify the Human Resources Department if this exception applies.
Contributions - Effective February 1, 2019, for faculty below the rank of Full Professor, the College contributes 7% of gross annual salary (faculty hired through searches beginning on or before January 31, 2019, may receive 9%). For Full Professors, the College contributes 10% of gross annual salary (faculty hired through searches beginning on or before January 31, 2019, may receive 12%).
Supplemental Retirement Annuity:
Full-time faculty may also elect to put additional money away in a tax-deferred annuity. These contributions are made pre-tax and require that the faculty member execute an authorizing Salary Reduction Agreement, which is available from the Human Resources Department. Faculty members can elect to contribute any amount up to an allowable maximum set by regulation and calculated by TIAA-CREF in each specific case. There is no waiting period. The plan includes a loan provision. Details are available from the Office of Human Resources.
Tuition Assistance
Eligible dependent children of full-time faculty may receive full undergraduate tuition to Barnard or Columbia for a maximum of eight semesters within six years. In addition, for schools other than Barnard or Columbia, Barnard pays an amount equal to 25% of its own tuition, or up to 100% of the other institution's tuition, whichever is less, for dependent children of full time faculty hired after December 31, 1983. Children of deceased, full-time faculty and faculty who retire from the College may also be eligible. Eligibility is for Fall and Spring semesters only. Further information is available through the Office of Human Resources.
Refer to the Faculty Handbook for information about other types of leave.
Commutation Benefit Program
The College offers employees the opportunity to use pre-tax dollars to pay certain commuting costs. Employees who join the program can exclude up to $255 per month pre-tax for the purchase of Metrocards and transit passes. For those who drive or car-pool, the program can be applied to the lesser of the actual authorized parking costs or $255 per month. Complete details on the commutation program are available from the ADP website https://myspendingaccount.wageworks.com or 1-800-654-6695.
Mandated Benefits
There are four mandated programs available to all Barnard faculty and employees. These are:
Family and Medical Leave:
The Family and Medical Leave Act of 1993 requires that eligible employees be given up to 12 weeks of unpaid, job protected leave during any 12 month period for the birth and first-year care of a child; the adoption or foster placement of a child; the serious medical condition of the employee's spouse, child, or parent; or the employee's own serious medical condition. Both the employer and the employee have certain rights under the act. The Human Resources Department can be contacted for further information.
Social Security:
Social Security is a federal program of retirement, disability, survivor and health related benefits covering most staff. Contributions to Social Security are shared by the College and the employee.
Worker's Compensation:
Income protection, medical benefits and survivor benefits are provided for job related illnesses and injuries. This mandated coverage is provided to the college by CHUBB and is independent of the health care coverage provided by Cigna. For this reason, among others, any job related injury or illness must be reported immediately to the responsible supervisor, department chair or director and to the Human Resources Department.
Unemployment Insurance:
Staff and faculty who become unemployed through no fault of their own and are able and available to work, but unsuccessful in finding employment, may be eligible to receive a weekly benefit.
Voluntary Benefits:
Barnard offers faculty and staff several voluntary benefits packages. Further information is available from Human Resources.
Backup Care: Through Bright Horizons, the College offers discounted Backup Child and Elder Care services for those times when an employee would otherwise miss work to care for a loved one. The program is designed to provide up to 20 visits annually either in a childcare center (Copays: $15/child or $25 for 2 or more children) or in a private residence ($8 per hour) when regular care for a child or dependent adult is unavailable on a temporary basis. Employees can visit the website at backup.brighthorizons.com or call 877-BH-CARES (877-242-2737) or 800-557-0847 for more information.
MetPay: Offers discounted insurance rates for auto and home through Metropolitan Life Insurance Company. Call 1-800-GET-MET8 for further information and a no-obligation quote.
Chase Banking: Chase checking and savings with no balance required, fee waived banking, when you set up direct deposit. Benefits include debit card, on-line banking, credit cards, access to mortgage and home equity loans and other banking services.
Health Club Membership: Faculty and staff can secure discounted health club memberships through GlobalFit Corporate Fitness.
New Employees are urged to review and understand their first pay stubs to assure themselves that their elections of benefits have been correctly recorded. Questions may be referred to Human Resources Department.
More comprehensive information is available on all these matters through the Human Resources Department. In the event of any discrepancy between this web site and the underlying plan documents, the underlying documents shall govern. The College may modify benefits at any time without prior notice.
Healthcare While Traveling
Domestic Travel (including Canada, Mexico and U.S. Possessions)
If you are traveling domestically or are in a temporary domestic residence, medical services for medical emergencies and urgent care will be covered as an in-network benefit. Cigna requires notification within 24 hours of an emergency hospital admission. All urgent care requires pre-certification.
Routine Medical Care
If you are traveling domestically or are in a temporary domestic residence and decide to seek non-emergency medical care, any covered services will be processed in-network if you use a Cigna physician. If you use a physician not affiliated with either network, the charges will be processed as an out-of-network benefit up to the Usual, Customary and Reasonable Charges, subject to coinsurance and deductibles.
Please note: Cigna policies and procedures, including precertification for some procedures, remain in effect, so you should continue to seek appropriate referrals and precertification as necessary when using a Cigna physician. If you obtain care without appropriate referrals for a Cigna in-network service, any covered services will be processed under your out-of-network benefit up to the Usual, Customary and Reasonable Charges, subject to coinsurance and deductibles. If you want to use a Cigna physician, a referral is not required but precertification for certain procedures is still required. If you have questions about referrals and precertification, please phone the Cigna customer service number on the reverse side of your membership card.
International travel (except for Canada, Mexico and U.S. Possessions)
If you are traveling or in a temporary residence abroad, medical services for medical emergencies and urgent care will be covered as an in-network benefit. Cigna requires at least 24 hours notification after an emergency hospital admission. All urgent care requires pre-certification. Please refer to the Urgent and Emergency Care While Traveling brochure for details.
Routine Medical Care
Cigna is not licensed to insure for routine, non-emergency medical care abroad. You will not be reimbursed for the costs of any routine care that you incur while abroad. If you are planning to live and work abroad on a grant or sabbatical leave, please be aware that health coverage through Cigna is limited to emergency care. You may wish to explore well in advance of your trip whether routine healthcare is available through institutional or governmental plans in the host country. In addition, Barnard now offers Gateway Premier international medical coverage; information is available in Human Resources. Anyone wishing to explore this option should make an appointment with HR no less than one month before leaving the U.S.
Prescriptions are not covered by your insurance while you are traveling or living abroad. To assure that you have adequate quantities of any medication before you travel, phone Cigna's Customer Service at 800-244-6224 (available 24 hours a day/ 7 days a week, except Thanksgiving and Christmas) and request a "vacation override renewal." You will then need to pick up this prescription at your local pharmacy before your trip.
Lastly, anyone traveling abroad for the College should complete an application for evacuation insurance with C.M.I., which provides coverage for evacuation services should you need to return to the U.S. for a medical emergency. Applications should be completed no later than 3 weeks in advance of leaving the U.S.
Should you have any questions about medical services while traveling or in a temporary residence, we suggest you phone Cigna directly at the 800 number on the back of your insurance card. If you are traveling or in residence abroad, please refer to the Urgent and Emergency Care While Traveling brochure for details. You may also, of course, phone Human Resources at 4-2551.
Emergency International Insurance
The College now maintains a policy with WorldNet International Insurance to provide certain kinds of protection to both faculty and administrators pursuing international educational activities. This insurance can provide for emergency medical evacuation and other kinds of emergency assistance. A web link explaining the benefits is provided below. If you anticipate being out of the United States for international study or work please contact Human Resources at extension 4-2551 with the date of your departure and which country you will be traveling.
It is important to note: This is not medical insurance. Emergency medical care while traveling is covered under the Cigna medical plan.
If you have enrolled in WorldNet International coverage and need to activate it while traveling, the contact information follows:
For medical evacuation, repatriation or other assistance services call Worldwide Assistance at 1-800-368-7878 (inside the U.S. or Canada) or call direct or collect to 202-659-7815 (from outside the U.S.) or email email@example.com.
When you call, please be prepared with the following information:
1) name of caller, phone #, fax# and relationship to insured;
2) insured's name, age, sex and the policy number for your insurance plan, which is GLMN00175341
3) a description of the insured's condition;
4) name, location and telephone of the hospital or other service provider; and
5) other insurance information including health insurance, worker's compensation, or auto insurance, if the insured was involved in an accident.


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Science Friday® is produced by the Science Friday Initiative, a 501(c)(3) nonprofit organization.
Science Friday® and SciFri® are registered service marks of Science Friday, Inc. Site design by Pentagram; engineering by Mediapolis.
|A third of the world's reef-building coral species are vulnerable to extinction, researchers report this week in the journal Science. An international team of researchers surveyed over 700 species of coral around the world and found that over 230 of them should be classified as "Critically Endangered," "Endangered," or "Vulnerable" to extinction. Coral reefs are threatened by environmental issues such as fishing operations and oil exploration -- but the largest threat to the reefs are climate change and carbon dioxide levels. Warmer water temperatures lead to a condition known as 'coral bleaching,' which results in white, dead coral skeletons where once there were thriving reef communities. Increased carbon dioxide levels acidify the ocean water, making it harder for corals to build their calcium-based skeletons. We'll talk with one of the authors of the report about the plight of corals, and whether anything can be done to turn back the tide.


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There are several ways of refreshing read-only beans as addressed in the following sections:
Invoking any transactional method invokes ejbLoad.
Use the refresh-period-in-seconds element in the sun-ejb-jar.xml file to refresh a read-only bean periodically.
If the value specified in refresh-period-in-seconds is zero or not specified, which is the default, the bean is never refreshed (unless a transactional method is accessed).
If the value is greater than zero, the bean is refreshed at the rate specified.
This is the only way to refresh the bean state if the data can be modified external to the GlassFish Server.
By default, a single timer is used for all instances of a read-only bean. When that timer fires, all bean instances are marked as expired and are refreshed from the database the next time they are used.
Use the -Dcom.sun.ejb.containers.readonly.relative.refresh.mode=true flag to refresh each bean instance independently upon access if its refresh period has expired. The default is false. Note that each instance still has the same refresh period. This additional level of granularity can improve the performance of read-only beans that do not need to be refreshed at the same time.
To set this flag, use the asadmin create-jvm-options command. For example:
asadmin create-jvm-options -Dcom.sun.ejb.containers.readonly.relative.refresh.mode=true
Typically, beans that update any data that is cached by read-only beans need to notify the read-only beans to refresh their state. Use ReadOnlyBeanNotifier to force the refresh of read-only beans.
To do this, invoke the following methods on the ReadOnlyBeanNotifier bean:
public interface ReadOnlyBeanNotifier extends java.rmi.Remote { refresh(Object PrimaryKey) throws RemoteException; }
The implementation of the ReadOnlyBeanNotifier interface is provided by the container. The bean looks up ReadOnlyBeanNotifier using a fragment of code such as the following example:
com.sun.appserv.ejb.ReadOnlyBeanHelper helper = new com.sun.appserv.ejb.ReadOnlyBeanHelper(); com.sun.appserv.ejb.ReadOnlyBeanNotifier notifier = helper.getReadOnlyBeanNotifier("java:comp/env/ejb/ReadOnlyCustomer"); notifier.refresh(PrimaryKey);
For a local read-only bean notifier, the lookup has this modification:
Beans that update any data that is cached by read-only beans need to call the refresh methods. The next (non-transactional) call to the read-only bean invokes ejbLoad.
For Javadoc tool pages relevant to read-only beans, go to https://glassfish.dev.java.net/nonav/docs/v3/api/ and click on the com.sun.appserv.ejb package.


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Zynga Launching Facebook Game Ruby Blast on Mobile
Zynga, which is trying hard to be less dependent on the Facebook platform, is launching one of its most popular titles on mobile. In an announcement today, it said Ruby Blast, a Match 3 puzzle game, will be available on Apple devices. Players will be able to play across both Facebook and mobile, while maintaining their current game play. Ruby Blast will soon launch on Android.


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So I'm here in Big Spring, TX on a mission trip at Gateway Baptist Church. I'm helping with sound and various other things. Lots of community events and a Vacation Bible School program are how my home church is ministering to the populace. So far, life's good; despite hot sleeping quarters for the guys I think we've God through us has had a huge impact here this week. So far twelve kids have come to Christ; there will probably be more salvations before the week's up. That's really cool. I'll link to a slideshow once I'm done here on Twitter (I'm leaving Saturday morning for Colorado).
So if you're a techie and am wondering what the "Networking Green Belt" part of the post is, bear with me. First let me lay out the internet situation in Big Sprint: Alltel EvDO, Basin 2Way as a WISP, Suddenlink for cable, one or two numbers for dialup. Sprint (my typical cellular carrier) is 1xRTT-only here, as is Verizon for the moment (but they'll be EvDO soon once they integrate Alltel's network). Not sure yet abut Basin 2Way's services and pricing, though I'll bet it's only economical for folks who can't get cable. For cable, Suddenlink is the provider; I've detailed their pricing plans and traceroutes here, here and here. Please disregard the extraneous discussion about DOCSIS modulations. Dialup is one of two phone numbers to my knowledge, one for AOL and one for everyone else. This is one of the few areas where TOAST.net has no local numbers, depiste their aggregation of dozens of dialup access number providers. The numbers here are owned by SBC/AT&T, but not WorldNet. Fun stuff.
So back to my networking green belt.


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by Paige Patterson on Sep 3, 2012 from Books
The New American Commentary series is for the minister or Bible student who wants to understand and expound the Scriptures.
Established 1908 We Are Southwestern Fort Worth, Texas
All content © 2015 Southwestern Baptist Theological Seminary • Fort Worth, Texas. All rights reserved. Privacy Disclaimer.


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Former high jump world record holder and National Track & Field Hall of Fame member John Thomas passed away Tuesday, Armory Track reported on its website. He was 71.
In Thomas' hall of fame career, he broke the world outdoor record in the high jump three times, won both silver and bronze Olympic medals and won a total of nine national titles. He cleared seven-feet in the high jump a total of 191 times and was inducted into the National Track & Field Hall of Fame in 1985.
Thomas will forever be known for shocking the track and field world when he became the first athlete to ever clear seven-feet in the high jump indoors when he was just 17 years old at the 1959 Millrose Games. Thomas continued his consistent involvement with the Millrose Games as an official and the high jump competition at the meet now bears his name.
A dominant high jumper, Thomas lost just eight competitions in his career that spanned from 1959 until 1966. He was upset at the 1960 Olympic Games when he won a bronze medal. In 1964 he cleared the same height as Olympic champion Valery Brumel of the USSR, but was given silver when Brumel had fewer misses.
Thomas is also a member of the Boston University Hall of Fame, where he was a four-time All-American and won two NCAA titles, and the Helms Foundation Hall of Fame.


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Troy Bodie's goal, assist and a fight — a Gordie Howe hat trick — highlighted a superior special-teams effort by the Norfolk Admirals in their 6-3 victory over the visiting Connecticut Whale on Saturday night.
Six different players found the net for the Admirals, who scored three times on the power play and twice shorthanded for a 4-0 start to their season. Bodie and Chris Wagner (pictured) got the shorthanded tallies while Sami Vatanen, Ryan Lasch and Patrick Maroon each scored with the man advantage.
Bodie and Vatanen gave the Admirals a 2-0 lead just 8:03 into the game but Connecticut answered with a goal by Kyle Jean at 16 minutes. Lasch restored the two-goal lead just 29 seconds into the second period as Norfolk never trailed.
Wagner got his first goal as a pro off an assist from Bodie for a 4-2 lead after Christian Thomas tallied for the Whale. Chad Kolarik cut the lead to one again early in the third but Norfolk took control as Maroon found the net on a two-man advantage before Palmieri finished the scoring.
Frederik Andersen made 32 saves for his second win. Norfolk will visit St. John's next weekend for two games after playing its first four at home.


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Dr. Geoffrey Jensen
Dr. Geoffrey Jensen has taught at Yale, UCLA, the University of Southern Mississippi, and the Royal Military Academy Sandhurst. He now holds the John C. Biggs '30 Cincinnati Chair in Military History at the Virginia Military Institute in Lexington, Virginia. He is the author of various works on modern Europe, co-lonial North Africa, and military history. Dr. Jensen holds a B.A. from Indiana University and an M.A. and Ph.D. from Yale University.
*The above information may not be current. It was current at the time when the individual worked for SSI or was published by SSI.


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Minutes - 12/3-4/2010
Masters Track and Field Committee (MTF)
General Session -
Virginia Beach, VA - Gary started the meeting at 8:07
Roll Call - Active Athletes
At-Large Appointments:
Sandy Pashkin, Jerry Bookin-Weiner & Max Hamlyn.
Gary welcomed Phil Godfrey from the National Senior Games (NSG). Our Games Committee will conduct the T&F portion of the NSG. Cross-marketing will help both organizations. All of this is designed to help the athletes. Steve Cohen asked about drug testing at NSG. NSG will recognize the testing and outcomes from USATF, but they will not be testing in 2011.
Rex Harvey is a candidate for the IAAF Masters candidate
Willie Banks is on the current Board and up for re-appointment.
Motion to support Willie Banks and request re-appointment on the Board. 2nd. Accepted.
1 USAthlete1, John 14.61 2 USAthlete2, John 14.62 3 USAthlete3, John 14.63 4 USAthlete4, John 14.74 5 USAthlete5, John 14.75 6 USAthlete6, John 14.76 7 USAthlete7, John 14.77 -- *Foreignath1, Jose 13.83 -- *Foreignath2, Jose 14.65 -- *Foreignath3, Jose 15.83


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Identifying safe baby products can be a challenge, especially when there are so many products out there to choose from: clothing, diapers, bottles, shampoo, soap, baby wipes. Here are some of the issues to consider when you're planning on buying baby care products:
- Toxic baby products — Surprisingly, many baby products are formulated with potentially hazardous chemicals. The key to determining whether a product poses a health risk is evaluating whether use of a product results in high or repeat exposures to chemicals of concern. Diapers, for example, do not represent a significant source of exposure to toxics, while products like baby bottles can be if they continuously leach ingredients into a baby's daily feedings. Intermittently applied products like soaps or shampoos are unlikely sources of high exposure, compared with continuously emitting products like diaper pail deodorants, which can result in significant indoor air pollution.
- Babies are especially vulnerable to exposures to hazardous chemicals — Given their size and the immaturity of their bodies, babies face a greater health risk from exposure to chemicals than adults. Infants breathe more air and have more skin surface per pound of body weight than adults. Because major organ systems are still developing after birth, babies do not have fully functioning metabolic systems for getting rid of toxins as efficiently as adults and can be particularly susceptible to endocrine, immune or nervous system insults. As a result, the same amount of a toxin can have a larger impact on babies than adults.
- Taking precautions to avoid unnecessary exposures — Given the variety of chemical ingredients in baby products, consumers are rightly concerned about how little is known about how these chemical mixtures can affect growing infants and how lax regulatory controls are over baby products. The case for precaution is the strongest with baby products, as no mother wants to treat their baby like a guinea pig and expose them to inadequately tested chemicals.
As is the case with all consumer goods, it's important to keep product packaging in mind. Baby care products often come in smaller packages or individually-wrapped, forcing a trade-off between convenience and the environment.
Buying Guide: What to look for
Products that do not contain ingredients of high or medium concern, as identified by GoodGuide. Check out the list below for more details.
Products that do not contain controversial ingredients. GoodGuide provides a filter to select fragrance-free products. Often found in baby wipes and hygiene products, fragrance is a catch–all term on ingredient lists that can conceal chemicals tied to allergies, hormone disruption, and neurotoxicity. Look for products from companies that state their products do not contain phthalates or parabens. These compound classes contain specific chemicals that have been linked to health concerns like cancer and developmental problems. Since manufacturers in many baby product categories aren't required to disclose what their products contain, company marketing claims are often the only information a consumer has to make these selections.
Opt for products that use minimal packaging, or at the very least, recyclable packaging.
Scoring Personal Care and Household Chemical Products
GoodGuide counts the number of ingredients in each product that are categorized as low, medium or high health concern. We then factor in other negative information (such as regulatory restrictions) and any available positive information (such as third-party certifications) to assign product ratings.
To rate a personal care or household chemical product, GoodGuide considers the following attributes:
- A health hazard rating based on the number of product ingredients categorized as low, medium or high health concern;
- Indicators that the product exhibits other negative aspects (e.g., does the product contain ingredients that have been banned or subjected to regulatory restrictions);
- Indicators that the product is among the best on the market in its category (e.g., has the product been certified as safe or healthy by a credible third-party);
- Indicators of data gaps that preclude evaluation of the product (e.g., no or inadequate disclosure of product ingredients).


text: Friday, March 30, 2012 APTA Honors Military PTs at Annual Ceremony Yesterday, APTA participated in a panel discussion for service members during Iron Majors week, an annual event to honor the best physical therapists (PTs), occupational therapists, physician assistants, and dietitians in the Army Medical Specialists Corps (AMSC). The honored members come to Washington, DC, every March for an awards presentation and a week of educational programming. This is the third consecutive year that APTA has participated in Iron Majors week, and the second year that it has been invited to participate in a panel. The panel of the 4 professions, which make up AMSC, discussed the work and strategies of their respective organizations, specifically how each organization advances issues of importance to their military membership. A March 2 podcast outlines APTA's current efforts on behalf of veterans and members of the armed services as part of the Joining Forces Initiative. For additional background, a July 2011 podcast recaps the progress APTA made with Veterans Affairs in securing new qualification standards for PTs and collaborating with the physical therapy discipline lead position. Editor's Note: This article was updated at 2:30 pm to reflect the correct name of the Army Medical Specialists Corps. Comments Congratulations, APTA! You've returned to the roots of physical therapy: The Reconstruction Aides who rehabilitated US Soldiers after World War I. Every therapist who treats patients, pursues research, or teaches can trace their professional activity to those pioneers. The first physical therapists I ever knew were AMSC Officers at Brooke General Hospital, where I was a "PT Specialist - MOS 91J20" in 1969-71. These were among the finest therapists I have ever met. Posted by Dick Hillyer, PT, DPT, MBA, MSM on 3/30/2012 7:53 PM Thank you to all of the PTs and PTAs in the military! Thank you for serving our country by serving our men and women in uniform. Posted by Renee Hill, P.T. on 4/2/2012 3:02 PM Thank you for honoring us military PTs. I have been honored to work and served while in active duty with some of the most knowlegeable,most wonderful PTs I have ever known . They truly deserveall the honors you could give them!!By the way, I myself I am very proud to say that I was the first Physical Therapist to establish a Physical Therapy Clinic at the 95th Evac HOspital in a combat zone area in Vietnam, Though the task was not easy working in such conditions, I succeded in doing so. Again thank you in honoring us. Posted by Aida Nancy Sanchez, LT. COL AMSC. RET on 4/7/2012 7:15 PM Was a pt specialist at bamc in 1969 then deployed to Vietnam and worked with lt.col. van harn at 93 evac hospital. Best pt I work worked with. Then transferred to 3rd surgical hosp. And worworled under Michael pierce of. Great experiences. Wonderfu people. Posted by Don Polsinelli on 2/3/2019 9:15 PM


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Office Ergonomics Webinar – April 27, 2009
Title: Office Ergonomics Webinar
Description: A practical introduction to office ergonomics, focusing on problems and injuries related to the use of computers and other office equipment.
Ergo-Motions's Office Ergonomics webinars offer a practical introduction to Office Ergonomics. The course deals specifically with problems and injuries related to the use of computers and other office equipment.
The goal of the course is to provide you with the knowledge to help find solutions to ergonomic issues in your workplace.
Topics include:
Musculoskeletal Injuries (MSI)
Ergonomic Hazards
How to set up your workstation
Upon completion of this course you will be able to recognize the early signs of discomfort that can arise while working with office equipment, learn the hazards that increase the risk of such discomfort, and be able to prevent ergonomic problems and injuries through workstation setup and stretches.
What is a Webinar?
A webinar is an online educational course. Our webinars use a combination of internet delivered content and live teleconferencing. You will need access to both a phone for a local or toll free call, and an internet ready computer.
To register, purchase the webinar using the Buy Now button below. Instructions for access will be emailed to you within 2 business days.
Price: $59 plus GST.
Start Time: 09:00 PST
Date: 2009-04-27


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Contact PPA
Please note that because the Western Alliance Conference (WAC) is an entity consisting out of separate groups, there is no "one way" to contact PPA. Therefore the contact methods are as follows: Use the form below to contact PPA. Any communications for this affiliate are welcome here.
To contact the current WAC conference host, or for other individual affiliate contacts, as well as GWO or the webmaster please use the menu on the left.


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|MLBPA/MLB News Release
NEW YORK -- Colorado Rockies players, including co-hosts Dexter Fowler and Eric Young Jr., will trade in their cleats for bowling shoes when the Major League Baseball Players Trust hosts a fundraising All-Star Bowling Bash at Denver's Punch Bowl Social on Thursday, June 13, from 6-9 p.m. local time.
Rockies fans, and bowlers in general, are encouraged to enter a team in the Bowling Bash to win a chance to bowl for local bragging rights against a team featuring Fowler, Young and some of their teammates. Individual bowlers and non-bowling spectators are also welcome to join the Bash. Each bowling team receives one autographed souvenir bowling pin, while team and individual bowlers will compete for prizes. All in attendance will enjoy a free dinner, open bar and a commemorative T-shirt.
Radio station KOA, AM 850, is a proud supporter of the Players Trust's All-Star Bowling Bash, and the Andy Lindahl show will broadcast live from the Bash between the hours of 7-10 p.m. Listeners of KOA will have the chance to win autographed bowling pins and spectator tickets in the weeks leading up to the event.
Team entry fee is $3,600, individual bowler fee is $600 and non-bowling spectator tickets are $250, portions of which are tax deductible.
For more information, please call 888-714-0755 or send an email to email@example.com.


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It looks as if the Titans will have two talented defensive ends returning to the lineup for Sunday's game against the Ravens.
Derrick Morgan and Jason Jones practiced Wednesday and are expected to play Sunday. They missed the season opener against the Jaguars because of knee injuries.
"We were banged up the first week a little bit and we had some guys playing out of position," Morgan said. "But I think it will be a positive for our defense to get us both back and contributing."
Defensive end William Hayes, who suffered a shoulder injury against the Jaguars, saw limited practice time Wednesday and said he is hopeful of playing against the Ravens.
Running back Javon Ringer (hip/back) practiced for the first time in more than a week and said he expects to play Sunday. He missed three preseason games and the season opener.
Safety Chris Hope (shoulder) and wide receiver Damian Williams (hamstring) didn't practice Wednesday and Coach Mike Munchak said both players are questionable for Sunday.
Williams said he would try to practice Thursday.
Looking for Cook: After he finished last season with a flourish and had a strong training camp, tight end Jared Cook figured to be a significant factor in the offense this season.
That may eventually prove to be the case, but he was only a bit player in the loss to the Jaguars.
Cook was thrown to twice and caught one pass for seven yards. He had another reception nullified because of a holding penalty on guard Leroy Harris.The Titans got off to a slow start against the Jaguars and only ran 49 offensive plays.
"Their offense pretty much took the majority of the clock," Cook said. "It was just hard for us to get things going. When you come out as slow as we did and you don't have many opportunities, that's going to leave you in the negative."
Cook is very much in the plans going forward, according to Munchak.
"We definitely feel like he's still a weapon," he said. "That's a good thing."
Incomplete grade: Munchak gave fullback Quinn Johnson a grade of incomplete for his debut with the Titans last Sunday.
With the offense struggling to move the ball against Jacksonville's defense, the 6-foot-1, 263-pound Johnson rarely got on the field.
"He only got like five or six plays," Munchak said. "What he did, he did well. But again, it's hard to get too excited one way or the other. On the offensive side, it's hard to judge a lot of things."
Johnson, acquired in a trade with the Packers, is filling in for Ahmard Hall, who was suspended four games for violating the NFL's policy on performance-enhancing substances.
Another new Titan expected to make a difference in the run game, tight end Daniel Graham, didn't even get on the field against the Jaguars.
"There were certain guys we just didn't get in certain packages because we had so much three-wide because we got behind," Munchak said.
Practice squad: The Titans signed offensive lineman Troy Kropog to the practice squad. They had released him from the 53-man roster on Friday.


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Samsung Galaxy S 4G gets exposed in a teardown session
The Samsung Galaxy S 4G is the galactic successor of the Samsung Vibrant, which practically mimics the Vibrant in every aspect except for the novelty of HSPA+ 4G radios delivering 21Mbps transfers, a front-facing camera and a slight redesign. But what about the repairability? Suspectful gadget surgeons from iFixit exposed the inner parts of the Samsung Galaxy S 4G a mere day after its launch on T-Mobile to find out.
Samsung claims it used the light-weight element magnesium instead of the typical aluminum for the phone's structural framework, but to check this folks over at iFixit had to go the extra mile and light dust from the framework on fire. Thankfully, the chemical reaction resulted in a white flash, which indicates that Sammy indeed went with magnesium. Good as it is, what we care most about is how easy it is to repair the S 4G in case you drop it for example. Unfortunately, trouble starts here with the visible gap between the front panel glass and the outer casing. In addition, the LCD screen is fused to the glass on the front panel, which means a cracked screen will cost you twice more to fix than if you had the units separated.
On the bright side, the phone has a pretty capable 1650mAh battery, which is easily replaceable. In addition, screws holding the phone together are of the pretty standard #00 Philips kind. Overall, this helped the phone get an average score of 6 out of 10 for repairability, but at the end of the day it is "the fastest smartphone" on T-Mobile so far, so it might be worth the eventual risk, don't you think?
source: iFixit
Samsung Galaxy S 4G Teardown


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3 of the most secluded Luxury Lodges in New Zealand
Secluded New Zealand Luxury Lodges featuring dream destinations for nature lovers and those wanting to experience the very best of wild New Zealand
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3 of the most secluded Luxury Lodges in New Zealand
Here are 3 of the most secluded Luxury Lodges in New Zealand. These beautiful Lodges are engluved in pure and untouched Nature. Dream destinations for nature lovers and those wanting to experience the very best of wild New Zealand.
Westhaven Retreat
Westhaven's Luxury Lodge is nestled on a privately owned 1000 acre peninsula, located on the NW tip of the South Island, in Golden Bay. This is an area unknown to the many visitors of New Zealand, which is attractive to those seeking something extra ordinary in a quiet, beautiful and undiscovered region of New Zealand. This is one of New Zealand's finest Lodges offering Luxury accommodation with sensational panoramic Bay Views, exquisite Resort facilities, spectacular surroundings and exclusive Nature activities and Tours.
Westhaven Retreat is accessible by helicopter, luxury transfer or self drive.
Closest town is Collingwood – 1hr drive
Nearest small airport - Takaka – 1.5 hours drive
Nearest large domestic airport – NELSON – 3.5 hours drive
Minaret Station
Minaret Station is and Alpine Lodge located at Lake Wanaka near Queenstown International Airport on New Zealand's South Island. Surrounded by the Southern Alps, the location is rich in beauty and diverse in experiences on offer. The individual Chalets are separately positioned amongst native alpine grasses and herb fields, each harnessing unique vistas of the valley and surrounds.
Minaret Station accessible only by helicopter from Queenstown or Wanaka
(There is no road access)
Wilderness Lodge Lake Moeraki
Lake Moeraki Lodge is located on the South Island's West Coast between the Glaciers and Wanaka/Queenstown. The Lodge experience combines stylish accommodation, superb food, gracious hospitality and a fascinating programme of guided nature discovery. A stay here will be a highlight of any New Zealand travel experience and is perfect for those looking to escape the tourist trail.
Accessible by car
Closest town/ small airport is Haast – 25min drive
Nearest large domestic airport – Queenstown– 3.5 hours drive
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Westhaven Retreat Lodge
One of the finest luxury lodges in New Zealand, set on 400 hectare peninsula of pristine Wilderness. The Lodge offers luxury accommodation, panoramic views, beautiful hiking trails, bird watching, fishing, kayaking and spa treatment.


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ROI Ranking
Ohio Northern ranks third in return on investment among schools in Ohio
Ohio Northern University is ranked third among the top schools in the state of Ohio for its students' greatest lifetime return on investment (ROI) according to "Affordable College Online: Highest Return on Investment Colleges in Ohio" ranking. ROI is a function of two things: how much students spend to earn a degree, and how much graduates earn.
This high ROI means that ONU graduates earn high starting salaries and are able to pay back student loan debt. With its top three showing, ONU ranked in the top tier among the 389 schools statewide that were part of the AC Online rankings. Graduates from the top ranked schools enjoy the largest earnings gap between non-degree holders, over a 30-year span.
"National rankings like this are measures of quality, value and position," said Lawrence Lesick, vice president of enrollment management. "Many talented students find the rankings helpful in making choices about where to attend, and outstanding faculty often look to these institutions as desirable places to teach."
The AC Online study ranked colleges based on several criteria including net tuition prices (provided by IPEDS/NCES), a graduate's average starting salaries and ROI calculation (provided by Payscale) and fully accredited, four-year, not-for-profit institutions (provided by the Carnegie Foundation).
AffordableCollegesOnline.org provides prospective college students and their parents with information and resources to help them manage the cost of obtaining an education. It's the first website to offer comprehensive lists of "Most Affordable Colleges" in different categories.


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Todos Santos has changed over the years, for better or worse. The
once treacherous road from Cabo San Lucas, about 45 miles away, has been
paved, making the town too accessible to day tourists. Garish villas
are starting to mar the pristine landscape. A developer is even trying
to take over Anderson and Murphy's ranch. But there are a few chic,
small hotels in town, like the Todos Santos Inn as well as the Hotelito, a modernist-looking property that is run by Jenny Armit, an English expat. And there's even the Todos Santos Music Festival, which was started by R.E.M.'s former guitarist Peter Buck, a part-time resident.
But Todos Santos is still small enough that if you're looking for someone you can simply go to the Cafe Santa Fe,
an Italian restaurant in a restored adobe building in the center of
town, which serves as its de facto country club. Both old guard and
arrivistes gather around long tables on the black-and-pink tiled floor
in the dining room. Afterward, as you stroll home, you can still hear
the sound of distant roosters and old, sputtering pick-up trucks blaring
scratchy ranchero music.
"Consider yourself in on a secret... the rooms are a steal!"
- Sunset Magazine
The Hotelito Rancho de la Cachora Todos Santos, B.C.S., M�xico 23301
Tel +52 612 145 0099 Email: email@example.com
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CoEnv Funding for student travel, conferences, meetings
College of the Environment Student Meeting Fund
Autumn 2014 Quarter Deadline: October 31, 2014
The College of the Environment (CoEnv) supports undergraduate, Masters, and PhD students in furthering their careers, and in particular in connecting students to networking opportunities afforded by the presentation of their original work in meeting venues. CoEnv supports two types of student attendance at meetings:
· Individual Travel to Meetings:
Maximums of $500 for North American travel and $750 for international travel; one per student per degree career; we anticipate making about 15 awards annually. The award amounts are modest to enable CoEnv to provide funding to a greater number of students. Students are expected to seek and receive funding from other sources, and students who do so will receive funding priority.
· Student-Organized Meetings:
Maximum of $1,500 or 20% of total expenditures, whichever is smaller; one per organization annually; maximum of 4 awards given out annually.
Individual Student Travel to Meetings
CoEnv realizes that presentation of original work at national or international meetings hosted by scientific/academic societies can truly accelerate the career of a student. Because grant and contract funding, unit-based funding sources, and/or individual resources are occasionally not enough to cover travel expenses, the CoEnv will competitively award travel grants to individual students on a one-time basis who are giving oral presentations of their original work (including co-authored work where the student is first author). In special circumstances, funding may be available for poster presentations (e.g., the conference only features poster presentations). If you are applying for funding for a poster presentation, please describe the special circumstances in your application and ask your faculty advisor also to do so in the letter of support. Without this explicit additional documentation, your application will not be considered.
Applications for CoEnv funding must include a proposal (2-page maximum) listing the following. Incomplete applications will not be considered.
1. Your name, department, and the degree you are pursuing; indicate whether you are:
· Undergraduate Student
– Freshman
– Sophomore
– Junior
– Senior
· Master's Student
· PhD Student – general exams not yet completed
· PhD Student – general exams completed
2. Meeting title, location, dates, and organizing institution.
3. FULL presentation title with list of all authors. Note whether oral or poster presentation. In no circumstance will more than one author be awarded a travel grant.
4. An explanation (300 words max) of how the networking, visibility, and peer review benefits of attendance will be realized at this meeting; specifically:
· how your research represents in-unit or cross-college excellence that merits this level of support;
· how attending this meeting is of special significance to advancing your career goals, and, specifically, how this particular meeting will advance your research/scholarly agenda.
5. Total estimated budget, broken down into major budget categories – registration, airfare, rental car, meals (use UW meal per diem rates), lodging, etc.
6. Total amount requested from CoEnv, and amount(s) received or requested from all other sources. The strongest applications will show requested or actual support from several sources. If you are only requesting funding from the College, please state the reasons why you have not applied elsewhere.
7. All presentations you have given in the last 24 months at meetings, conferences, or workshops.
In addition, a letter of support from your faculty advisor is required, including a statement explaining:
· why your participation in this conference should be supported by the College of the Environment above the dozens of other students seeking support from across the College;
· why grant/contract support is not available to cover all expenses;
· why this particular meeting is especially important for this student at this point in her/his career.
· how many currently active students are in your lab/research program, and what is the total amount of travel funding available to those students.
Within one month of the meeting, you must submit a brief synopsis (250 words max) documenting how meeting attendance advanced your career, listing any awards/honorable mentions you received, and a final budget documentation. Failure to submit a timely report will result in further student travel awards to current/future members of your laboratory being suspended.
CoEnv will not provide support for:
· alcohol
· accommodation or food above per diem or actual expenses, whichever is less
· stipend or salary
· attendance to local chapter meetings of national/international organizations
· attendance to student-organized meetings
Student-Organized Meetings
CoEnv supports a range of student organizations that organize and host meetings attended by CoEnv students where central goals of the meeting include linking science (natural and/or social) to policy or real world application; and interdisciplinary attendance realized within CoEnv as attendance and presentation by students from multiple units within the College. CoEnv will competitively award grants to student organizations for partial funding of interdisciplinary, student-run meetings at which CoEnv students are presenting original (including co-authored work where the student is first author) work.
Applications for CoEnv funding must include a two page proposal listing:
1. Title of the requesting organization, with a list of student officers and highlighting any CoEnv students.
2. An explanation of the event, including how the meeting furthers the mission of the College and the careers of attending students (350 words, max).
3. Planned location and dates.
4. Intended audience, including total estimated attendance, and specific attendance by students from CoEnv units.
5. Total estimated budget, broken down into major budget categories.
6. Total amount requested from CoEnv, and amount(s) received/requested/anticipated from all other sources (please include any proposed registration fees as one source).
Following the meeting, a brief report documenting total expenditures, total attendance, a list of all CoEnv students attending, and a list of any CoEnv student winning presentation awards, must be submitted. Organizations failing to submit reports will not be funded in the future.
CoEnv will not provide support for:
· alcohol
· non-student (including keynote or plenary speaker) attendance
· conference-organizing contractors
· within-unit annual student symposia
Submission Process
Meeting grants, whether individual or from a student organization, can be submitted on a quarterly basis, according to the following table to coenvaad. Submissions should be planned such that travel can be accomplished within 6 months of the date of the award, otherwise the award may be retracted. Submissions outside of these dates will not be considered.
Review Process
All complete applications will be reviewed by the College of the Environment Student Scholarship and Funding Committee, comprised of faculty and staff who are advisory to the Associate Dean of Academic Affairs and Diversity. The Committee will submit recommendations, together with a brief explanation, to the Associate Dean of Academic Affairs and Diversity, who will make the final funding decisions. Because of the continuing nature of this funding cycle, the Associate Dean reserves the right to sub-select from highly ranked applications in any single quarter, to balance out awards annually.
The Committee will score each application as follows:
Individual Travel Grants
· Statement of how this specific meeting will help further career (50%)
· Faculty advisor recommendation (20%)
· Budget and need (20%)
· Diversity and security of additional funding sources; has applied for funding from additional sources, or can explain why not (10%)
Student-Organized Meetings
· Interdisciplinarity (25%)
· Linkage of science to policy and/or real world application (25%)
· Number and academic diversity of anticipated CoEnv attendees (20%)
· Statement of how meeting will help further student careers (10%)
· Budget and need (10%)
· Diversity and security of additional funding sources (10%)
Questions can be directed to the Associate Dean, Academic Affairs and Diversity at coenvaad
Additional Sources of Travel Funding:
- Travel funds within your academic unit. Contact your Graduate Program Coordinator or Graduate Program Assistant.
- Grant/contract funds for a research project with which you are working. Contact your faculty advisor.


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Message Board
Barry Silverstein Message Board
Talk about the novels, new and used books that Silverstein has written!
Author Silverstein's Book Reviews
The Doomsday Virus
Marty Gladstone and TJ Gatwick, two software entrepreneurs, are in a race to be first to market with a new operating system. Influential journalist Erin Keliher can make or break either product but her loyalty shifts as she gets involved with one of the men. Then Erin becomes the reluctant conduit for a computer hacker, Doomsday, who has created a virtually unstoppable virus. Marty and TJ must put aside their differences and work together to stop "the Do...


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In addition to Zeal IT Solutions, the stings targeted operations going by the names of Pecon Software Ltd., Finmaestros LLC, Virtual PC Solutions, Lakshmi Infosoul Services Pvt. Ltd., and PCCare247, Inc.
All six fell for roughly the same ploy. In one case, the FTC duped the tech scammers by saying they had found their number by searching Google for Norton Security. (Scammers sometimes placed search ads in the name of well-known security companies, instead of just cold-calling victims.) In the other five cases, the FTC called up a number that was known to be tied to the scammer and pretended to be returning a call received from that number.
But a lot of legwork had to be done to track the scammers and prepare for the undercover calls.
Doing the research
It started, not surprisingly, by reviewing complaints flooding into the FTC from consumers. In Rodden's declaration about her investigation into Finmaestros, she noted the company and related defendants were the subject of more than 300 complaints between November 2010 and August 2012. These turned up several phone numbers and e-mail addresses alleged scammers used to communicate with victims. In talking to victims, she found that the scammers went by names like "Software ID Maintenance," "Department of Data Solutions," "24/7 PC Help," and "24/7 Creative Solutions."
Rodden continued her research by searching online complaint forums like Ripoff Report, Complaints Board, and Who Calls Me, and reviewed various warnings made to consumers.
In Novick's declaration regarding Zeal IT Solutions, she says her investigation focused on four goals: "(1) identifying those responsible for the scheme; (2) capturing websites and Whois data; (3) allowing telemarketers to "remote" in to a computer not directly associated with the FTC and preserving the content of these calls; and (4) analyzing data, including telephone numbers used in the scheme, and financial information obtained via civil investigative demands."
The FTC sent requests ("Civil Investigative Demands") to Google to get information on e-mail accounts listed in the Whois registration records for domain names used by the defendants. This helped identify Zeal IT Solutions as the company behind the scheme. The FTC further sent information requests to LogMeIn, the popular tool for remote PC access and diagnostics, which was used by Zeal to access victims' computers. It turned out Zeal had a LogMeIn account registered at an address in Calcutta, India, that was associated with its websites such as Zealitsolutions.com and Supportonecare.com.
After preparing her computer and an appropriate recording setup, she called Zeal and talked to 'Victor" and then "Robin Wilson" from "Support One Care," allowing the technician to remote into her computer. Novick purchased a one-year support subscription for $139, declining the $399 three-year package.
Although the "support" company was located in India, call records showed the number as coming from California. An e-mail invoice for the $139 charge listed the same address in Calcutta, India that the FTC had identified. Victor apparently revealed he was calling from India over the phone, but the typical course of action for scammers is to pretend they're calling from the US.
Ultimately, the FTC identified 80 domain names and 130 phone numbers used by the alleged scammers. The six court cases name a total of 14 corporate defendants and 17 individual defendants.
Summonses were sent to defendants, injunctions issued to shut down business operations and compel disclosure of financial records. Zeal hasn't responded. But the FTC is closing in on settlements with defendants in several of the other cases.
What's happening today
The court cases against the alleged tech scammers are proceeding, with some close to being resolved. In other cases, the defendants have been missing in action."All my checks have been bouncing. It's been a hectic two weeks."
In the case involving Virtual PC Solutions, defendant Mikael Marczak has provided financial documents to the FTC and is "engaged in negotiations in an effort to resolve this action," according to a summary of the cases filed in court by the FTC on Nov. 20.
Initial settlement talks are also being held in the cases against Pecon Software and Lakshmi Infosoul Services, with the FTC "waiting for documents from the Defendants that will aid in settlement negotiations." Settlement talks are also ongoing in the case against Finmaestros et al, but the FTC said it's not aware of any attorney representing five out of the seven defendants in that one.
The FTC has not been able to make contact with the defendants in the case against Zeal IT Solutions. In the case against PCCare247, the court issued a preliminary injunction on Nov. 16 to freeze their assets, shut down websites, force them to provide financial statements, and generally prevent them from doing anything illegal. "The court set several status dates by which the Defendants are supposed to turn over documents as required under the TRO/PI [temporary restraining order/preliminary injunction] and set a status conference date of January 4, 2013," the FTC's summary states.
Attorney Joel Dichter, who is representing defendants in the Pecon, Lakshmi, and Finmaestros cases, told us that "settlement discussions are confidential," and that he can't offer any comment "so as not to interfere with the discussions."
Based on the FTC's usual practices, money collected from defendants through settlements or litigation could very well be used to refund victims.
...and the calls still come
Unfortunately, those tech support scams are still out there, as Friedman knows all too well. "All my checks have been bouncing. It's been a hectic two weeks," Friedman said last week. One curiosity is that Friedman, even after changing his password, is receiving spam e-mails with suspicious links from multiple people in his address book, even though those peoples' accounts were apparently not hacked. It seems plausible that this was a result of allowing remote access into his computer, but we can't say for sure.
Like many people who fall for the scam, Friedman felt something wasn't quite right even as it was happening. "I felt uncomfortable about the whole thing," he said.
But it all seemed legitimate enough for him to temporarily let down his guard and give up his credit card number and remote access to his computer. Most people want their computer to work a little bit better, so if someone offers help, it might just be accepted.
"I just know I turn on the computer, I do what I have to do and I don't go further than that," he said.


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Seasonal Tips:
Summer in the low elevation climate zone is very hot, and early summer is very dry. The monsoon (mid-June to the end of September) brings spotty, intense thunderstorms of short duration.
Click on the TIPS and RESOURCES TABS for more information about Irrigation and Plant Watering.
Fall in the low elevation climate zone is warm to mild. Summer monsoon thunderstorms generally die down by the end of September, and temperatures cool in November.
Winter in the low elevation climate zone is mild, with only occasional hard frosts that do not usually occur past mid-February. Winter rains storms are less intense than those in summer; they last longer and engulf large portions of the region.
Spring in the low elevation climate zone is mild, with temperatures warming significantly in May, one of the driest months of the year.
Click here to find events in cities or towns near you or elsewhere in the state.
If you know of an event that is not appearing on our calendar, please contact the webmaster. Thanks!
My Town's Water Planning Area
My town is in the Tucson active management area. Water users in this area rely mainly on groundwater, followed closely by CAP water. Surface water isn't directly used as a water supply because most precipitation is evaporated or transpired, and streamflow is erratic and low in volume. The municipal sector uses more than half of the total water demand, followed by agricultural use.
Large municipal water providers in Tucson include:
Arizona Water Co., Oracle
Avra Water Co-op
Community Water Company of Green Valley
Davis Monthan AFB
Farmers Water Co.
Green Valley DWID
Lago Del Oro Water Co.
Las Quintas Serenas Water Co.
Los Cerros Water Co.
Marana Domestic Water Improvement District
Metro DWID - Hub System
Quail Creek Water Co.
Ray Water Co.
Ridgeview Water Co.
Saguaro Water Co.
Town of Marana
University of Arizona
Voyager Water Co.
My Town's Climate Zone:
My town is in the Low Elevation Climate Zone. This zone consists of deserts ranging from 100 to 3,500 feet. Annual precipitation ranges from 3 to 12 inches.
More Info:
County Cooperative Extension Office
The University of Arizona Cooperative Extension offices translate research-based information to help people solve real, everyday problems and improve the quality of life. Several programs address water use, landscaping and gardening.
Map of Arizona's Groundwater Basins - See page 14 for a color map of Arizona's counties and 51 groundwater basins.
Arizona Drought Reports - See monthly and quarterly updates about Arizona's drought status.
Future Water Demand and Supplies - Learn about your groundwater basin's current and potential future water supplies.
Aquifer Groundwater Levels - Use the Groundwater Inventory (GWSI) to find the water levels of wells within Arizona's groundwater basins.
Surf Your Watershed - Find your watershed and organizations that are working to protect water quality.
Return to
List of cities in each planning area
Climate zone and seasonal tips


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Titled "Student Lending's Failing Grade" the report appeared in the Moody's Analytics publication for July, 2011. It notes that dollar balances on student loans have increased by double-digit rates in the past decade and the number of loans has continued to increase in recent years as more people have been seeking education and training in a declining job market. But the tightening of lending standard in other sectors of the economy that followed the financial crisis of 2008 has not affected student loans, the report found.
"Unlike other loan segments, recent student loan originations are performing worse than those originated during the lending boom," the report said. "Tighter lending standards on auto loans, credit cards and mortgages during the recession have resulted in sharply improved performance than earlier vintages, even with the unemployment rate hovering around 9%. But default rates on student loans originated since the middle of 2008 are higher than vintages originated in 2006 or 2007 at similar times in their life cycles . The worsening performance of student loans reflects the fact that student loan origination standards were not tightened as they were for other types of consumer loans."
While other forms of consumer lending are based on tangible factors like the borrower's income and credit history, student loans are "more speculative," the report notes, and are based on the expectation of incomes that will reflect and repay the investment in the borrower's education. But with the nation's unemployment rate hovering at nine percent, today's graduates are hard-pressed to find the jobs and secure the incomes they need to repay the loans.
"Unless students limit their debt burdens, choose fields of study that are in demand, and successfully complete their degrees on time, they will find themselves in worse financial positions and unable to earn the projected income that justified taking out their loans in the first place," Moody's report said.
That has not, however, led to a decrease in the availability of loans or a change in the requirements for obtaining them. "Part of this may be because the federal government ensured that lenders had funds to lend to students throughout the recession," the report said. "With no supply constraints and a federal guarantee taking losses in the event of a default, lenders had little need to curtail their lending and every incentive to expand it. This permitted borrowing to remain robust at the cost of poorer performance."
Along with a weak job market, the challenge to today's graduates in paying off their loans comes from the soaring costs of higher education, with many private colleges charging more than $50,000 and state colleges $25,000 a year for tuition, room, and board. According to National Center for Public Policy and Higher Education, college tuition and fees, on average, rose 440 percent in 25 years, more than four times the rate of inflation and nearly twice the rise in health care costs. With housing prices declining, fewer parents can refinance or take out equity loans to pay tuition bills. In a 2009 article in Chronicles of Higher Education, Joseph Marr Cronin, former Massachusetts secretary of educational affairs and Howard E. Horton, president of New England College of Business and Finance, raised the question of whether higher education fit the description of a financial bubble, "an asset that is irrationally and artificially overvalued and cannot be sustained."
"Consumers who have questioned whether it is worth spending $1,000 a square foot for a home are now asking whether it is worth spending $1,000 a week to send their kids to college," they wrote. "There is a growing sense among the public that higher education might be overpriced and under-delivering."
There is another similarity between the housing "bubble" and the inflated costs of higher education. Just as government guaranteed loans provided an increased demand in the housing market, so government-backed student loans have fueled an increased demand and higher prices for college and university education. But can those high prices be sustained if demand slackens due to a growing number of students and parents deciding the diminishing returns in employment and educational opportunities are not worth the investment in four years of college? Many are turning to community colleges or to non-traditional, for-profit schools that teach courses online at a fraction of the cost of education in a traditional college setting. Colleges also face a demographics challenge as the number of college-age students is declining
Colleges and universities have been increasing enrollment for decades, paying for new buildings and more amenities to attract an increasing number of students to pay the tuition bills that keep the colleges going. If enrollment should undergo a sharp decline, what happens to all that investment in plant, faculty and equipment that depends on a growing, or at least a stable, student population?
As the Moody's report put it, "Fears of a bubble in educational spending are not without merit."