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Here's every single month of tracking my net worth, going back over
5 11 years to the very first one I did in February, 2008. Complete with links to all blog posts where I broke down the month in detail – daddy don't play around! ;)
If you're asking yourself why someone might do such a thing, here are three reasons for you:
I highly encourage you to do the same if you haven't started already (if you're a regular reader of this blog you better be! ;)) There are a billion ways to track it, but I prefer using a plain ol' Excel spreadsheet that I manually update at the end of every month. This forces me to stop and soak things in before moving on to the next shiny thing.
Here's the exact template I use – complete with budget built in and all: J's Financial Snapshot. If you're not a spreadsheet guy and prefer something more automated (which is fine, whatever gets you to take action), you might wanna grab yourself a free Personal Capital account.
Personal Capital is fantastic tool that connects with your bank/investment accounts to give you an automated way to track your net worth. You'll get a crystal clear picture of how your spending and investments affect your financial goals (early retirement?), and it's super easy to use.
It only takes a few minutes to set up and after that everything is automated, so if you're serious about tracking your net worth as you build your first million, you can grab your free account here. They also do a lot of other cool stuff as well which my early retired friend Justin covers in our full review of PC – check it out: Why I Use Personal Capital Almost Every Single Day.
(There's also Mint.com too btw which is also free and automated, but its more focused on day-to-day budgeting rather than long-term net worth building)
There's a ton of different ways to calculate your "net worth," but technically speaking it's:
All your Assets (savings, investments, property, etc) minus all your Liabilities (credit card debt, student loans, mortgages, etc) – that's it.
Whatever number that equates to is your net worth. If you're not sure what you should include and what you shouldn't, just start tracking the parts that are important to you and you can tweak it over time. You can also check out this list of Blogger Net Worths I put together on my other site too, which will give you a good idea of how others calculate it (and even more juicier – what *their* net worths are ;)).
But again – this number is for YOU. Nobody cares as much about our money as you do, so always make that #1 priority. Include whatever makes the most sense to you!
Okay. Enough jabbering… Here is my complete list of all net worths I've tracked going back to February of '08. The good, the bad, and even the most ugly months ;) But we "started from the bottom now we here!" – Drake.
How's your journey coming along? You tracking YOUR money too, right?
Again, the point of this isn't to brag or show off numbers, but to hold our selves accountable and to continue REACHING for our next higher goal. And the only way to do that is to know where you stand at all times! So please please PLEASE start tracking where all your money's at. You don't have to share it with the world like us crazy bloggers, but do keep it somewhere so you can access it (and update it!) with each passing month.
Good luck! :)
PS: After spending some time soaking all this in, I realized a majority of the success here came from only focusing on one main thing: Retirement accounts. Yeah I hustled my ass off and got lucky here and there too, but the bulk of this success was maxing out both my Roth and my 401k/SEP every single year. You invest $20,000 a year and your wealth will explode too! Even if you never did anything else.
[UPDATE: Here's a breakdown of the 7 main forces behind growing our net worth to over $900,000 to help put things in better perspective. Published in May, 2019]
PPS: Investing in retirement accounts works because tax deferment/tax reduction lets the power of compound interest work on a bigger chunk of your money. On the other hand though, a lot of institutional retirement plans are loaded with hidden fees. Even tiny fees have a massive impact, because you end up with the power of compound interest working against you. That means those fees can reduce your lifetime savings by hundreds of thousands of dollars.
Its pretty mind-boggling how tiny %s can compound into life changing amounts of money when you let it grow over the years. You can use this free fee analyzer tool to analyze your retirement accounts and figure out if you're paying any hidden fees.
*Links to Personal Capital above are affiliate links, meaning we'll get compensated if you end up trying them out. Really great (and free) product though we think you'll love.
{ 126 comments… read them below or add one }
Enjoying the site and it's always nice to see progress like this, but to be fair you picked the best time to invest. Starting at the bottom in 2008 and having a five year bull market to assist your growth.
Having read lots of FI blogs starting around the same time, I'm interested to see how things work out when the next bear strikes.
That is one awesome looking chart :) We have been working on maxing out our IRA's, and your right, if you stay focused on it, before long it's amazing what you begin to accumulate. And yes, the awesome market has help for sure. I am interested to see what everyone's net worth does during the next recession, whenever that might be. In the long term, the market goes up, so best to stay focused and invested!
Love it.
Love this I need to start tracking my money, I belong in the lazy bunch
So much transparency, great stuff! Love the look of that graph… J$ keeps on moving on up!!!
Love this! I wish I could track mine on my site, but the hubby says no ;-(
Tracking it personally now with mint- but I do think publicly posting is a great way to stay accountable and FOCUSED for all of us with ADHD.
I just noticed our net worth numbers are within a thousand dollars of each other!!!
I've been using Mint.com for several years, and I love seeing how compounding and small changes in my lifestyle has made a huge difference in the bottom line. Just checked back to see my "net worth trend" and I was at -$150,000 in 2010, but on the plus side a whole $38k now, with student loans paid off and the car almost paid off! Can't wait to drop that debt and only have my underwater mortgage left. Probably a year left until I get to scream and shout like you did with your no-longer-underwater-mortgage. It's been a long 8 years already being underwater… maybe my next career is in pearl diving? :)
I like the net worth tracker. I find that for me, seeing the ups and downs while my investments are still marching towards that goal of early retirement keeps it real and in the front of my head. I'd accumulated a lot of credit card debt and school loans and it wasn't until I started tracking spending and assets with a simple spreadsheet, that I was able to rein it in. Now I'm ~5 yrs away from financial independence and getting to transition from dual income to dual stay at home parents. Tracking my spending and investments was key to getting on the path to FI.
JMoney, looking good man, you have come along damn way since you started. It has just been recently that i started throwing all of my expenses together to see where i am sitting financially speaking. I dont know if turning 30 was what happened or getting married and soon to have a kid is the reason for doing it but i love it.
Do you find that by running this website and keeping track of your networth you are getting overwhelmed in it all? Seems to me like the more i write stuff down and think about it the less i can think about other things even when its time to goto sleep.
Anyways I'm going to keep tuning into your blog, i like reading the articles and looking at peoples net worth as well. I don't do it for a competition but its nice to know that there are people out there that take this shit as serious as me.
Tossing around the idea of starting my own little financial blog but have never done anything like that before so i don't really know if it for me or not. Don't even know how i would get people to read it to start with.
Keep up the good work, I look forward to seeing you hit 1m$
I love this page, it's just amazing to see the culmination of 6 years of hard work, saving and investing, in one 'sexy' little chart like that. I've always been a little less disciplined with tracking, but I've been slowly coming around to the idea of sharing this on my blog – setting some goals and being motivated to grow this thing! Was always reluctant to share this with the world, as I didn't think anyone would care, but seems like some people find it interesting, and as you said, it's more to keep you accountable anyway.
Think I'll just share my stock portfolio though, as that's the real focus for me – and don't want to share everything with friends, co-workers and other acquaintances who might stumble across my site!
Awesome site and I love the net worth pages! Will definitely be visiting the site often.
Absolutely love the transparency. There is something about seeing real numbers that makes a personal finance blog seem authentic. I just recently got into the personal finance blogging world myself about 4 months ago. I knew from day one after reading your site and plenty of others that I wanted to be fully transparent to my readers.
How else are readers supposed to know if what you write about is actually working and worth there time? And the extra accountability and motivation that comes with posting your numbers out there on the web for everyone to see and scrutinize.
Its one thing to think about posting your numbers. I will admit that I hesitated this morning when I published my new financial stats page and the corresponding post announcing the new page and new detailed income/net worth report I would be publishing starting with January of 2015.
I am committed now. Looking forward to catching up to you. The wife and I have made a lot of progress over the past 3-years. At the end of 2012 our net worth was just $42,000 and at the end of 2014 it has climbed to $197,000. Should hit $200,000 in another month and then its on the march to $300,000.
I think we should be able to grow the net worth by about $60K to $100K this year without any market appreciation. We just initiated our 7-year plan in January to pay off the mortgage early. On top of this we will start maxing out an IRA for my wife (we already max out my 401K).
Thanks again for being an inspiration.
My graph isn't the only sexy thing about me.
No, really, I'm an exotic dancer.
i used to be of the mindset that was easily intimidated by large numbers, and would just wait and procrastinate. in fact i found your blog last year some time, downloaded the sexy budget template, and even used it for almost 2 months. then i stopped, and guess what, not much changed for me financially. i paid most stuff on time, side hustled here and there, was a water treader.
i got original at the end of december and went with pseudo new years resolutions. i found a net worth spreadsheet i liked, adapted to my needs and situation, and went crazy, filling it all out. my net worth, not-lol, is -10k. and i dont have a house yet.
but, in one month of not budgeting but consciously being aware of the fact that come feb 1st i'd be filling it out again, i went down to -6k. i have some massive side hustles going right now, made a niche site last month that showed a few dollars profit but is growing, am building out two other sites, and have been going crazy on amazon fba program. point is, i expect to be in the black in less than three months, which is ironic considering ive just begun really tracking.
i enjoy your blog, a lot, and i find many actionable steps here. its not only inspiring me to take control of my situation, it does so in less drastic means than mr money mustache for example, kind of bridging the gap between a consumer driven lifestyle and where i hope to go. ive always been a side hustler, but ive also always spent the earnings. now i am learning to apply them to true growth.
anyway, that is all. i don't comment too much but i heard an old podcast from financial samurai on pat flynn's podcast last night, and he said he tries to comment because he knows how much work people spend on their posts, and how good it feels to get comments. i need to engage in the community more to get all the benefits!!
keep up the good work, and thanks for the help.
I'm digging the "Net worth over time" aspect of this page. I need to copy this for my own blog since right now the ambitious and curious reader has to track down my last 18 months of financial updates to see how my net worth changes each month.
Anyone have any idea idea about counting a pension in your net worth? A friend financial planner said I could def count it. It's worth about 1.32 million if I live until 80 (and to get the benefit I have to work for 22 more years for the system–which I plan to do). Thoughts? Suggestions? I need some help from all you sexy budgeters! Thank$$!
I get it, we're calculating net worth right now. 401, 403, those have cash value w a penalty where the pension isn't worth anything until I actually retire. I'll check out the spreadsheet. Thx, J
J$, was just browsing through my Canada Revenue website and found a link to a bunch of my tax assessments, made me think back to your post in January 2014 about your LWR. Would you be interested in throwing that in to some future net worth updates? I think its a really good number to let you know how you have done lifetime, rather then just recently. I got a BIG surprise on mine and not a good one, i am sure that yours must have gone up since you calculated it last.
Iam new to the whole world of saving/ investing…financial illiterate making up for all the time I have spent living under the rock!:( am so glad to have come across this site…I can understand what is being discussed…love the laid back style of information output…andd…am inspired( never thought would say that about a finance site!)….thank you for being you! :)
J. Money!!!
I have been following your blogs/articles for a little while now and started tracking my net worth at the beginning of the year. I just logged by Q1 results and wanted to share with you.
Net worth @ 1/1/15 = $51,464.61
Net worth @ 4/1/15 = $60,707.87
That's a whopping 18%! In just 3 months!! Ya dig?!?!??!
I've done this mostly by upping my 401k contributions, set up monthly payments to max out my Roth IRA and starting a brokerage account. Every dollar I used to spend (throw away) on random crap I now analyze how much it would be worth in 40 years.
I still have a ways to go. I spend WAY too much money eating/drinking out. I am getting married this October and will be merging accounts with the Mrs. pretty soon so that will present some road bumps.
Overall, I am very confident about my financial future and reading your blogs definitely helps. One thing I feel I need to point out to you though:
I see you put (almost) all our dough into a total stock market index fund. While that is a simplified method of investing and you certainly can't beat those management fees I think you will lag the market for the next (possibly several) years. The market has been on a bull run for the past 6 years and while overall index funds do well when the market is going strong a more diversified portfolio can do wonders for you in terms of risk reduction and overall return.
This guide lays out 10 ETFs that construct a completely diversified, low cost portfolio:
I use a modified version of this portfolio for my rollover IRA. I am only 25 so I am light on bonds right now and will slowly start upping that % as I get older. I also use actively managed funds in my Roth for more diversity. Anyways, I just wanted to share my 2 cents. Thanks for everything and keep up the good work!
J Money!
I'm not gonna lie… I am a little bummed you haven't replied to my last comment.
But no matter, I will keep replying month over month with updates until I get some acknowledgement ;)
Net Worth @ 5/1/2015 = $63,234.44
That's up 22.87% since the beginning of the year!!! I am still pumped, but I know I could have saved more. I went to Vegas this month and definitely spent more than I should have.
This month is going to get tough as I am currently locking a mortgage and will need to come up with closing costs/ appraisal fees/ etc. On a more solid note, most of my stocks in the brokerage account killed it on earnings this quarter and that portfolio is up ~12% year to date.
Drop me an email when you are ready to talk about investments my friend!
Hi JM,
I visit your site a few times a month. I am old-school, so the transparency is very unnerving. But hey, I'm learning from you nonetheless. Congratulations on your progress!
On the topic of retirement, I just read Wess Moss' book. He has an interesting perspective on how to get to a happy retirement and then what to do when you get there. I enjoyed it.
Lately, I seem to be doing more research on multiple streams of income. Kinda good to think of it before that day I get off the career treadmill.
Keep up the good work!
Hi Jmoney, what do you think of this? I just read it on the Cheat Sheet website: "I have found that retirement is all about cash flow, not net worth, especially after the real estate crash. I have met people who have a net worth of $2 million, which looks great on paper, but when it comes to retirement income, they are just barely squeaking by on their Social Security and a small pension. It's great that you are worth $2 million, but ultimately, it's your cash flow that will determine your quality of life in retirement, not your net worth."
Read more: http://www.cheatsheet.com/personal-finance/7-quotes-that-will-motivate-you-to-save-money-for-retirement.html/?a=viewall#ixzz3e4ZB9pt4
Agree on the Net Worth thing. However, looking at your Net Worth tracker and then following along with the Retirement Calculator the above message references. There seems to be a disconnect.
It appears the majority of your net worth growth comes from Contributions. And a hearty congratulations on the discipline to move the needle as you have. On the retirement calculator you reference an anticipated 8% return on investment though, and the Vangaurd fund pays a divi of 1.84%. and It looks like you anticipate to scale back the contributions amount to $ 13,000 annually.
One thing I like to do is look at investable assets as a percentage of net worth. Yours looks fine. But when you consider that the majority of your net worth is tied to investments, you might need to have those investments work a bit more for you than the one Vanguard fund allows to meet your goals.
Perhaps I missed something and the Vangaurd index fund is tied to only a portion of your investments. Alternatively, the Roth and Brokerage accounts are where you seek greater returns. Is that the case? Did I miss something? By contrast. I have a 19.36% growth in my Investable accounts this year for a total 82K gain. I've funded those accounts with 20K so far this year. My point being that you are obviously great at managing to save and invest. At 400K plus in investable assets, if you are not proficient in this area, you may wish to seek an advisor to manage that 8% ROI. (Disclaimer: I am not an advisor)
For additional Reference in Jan 2011 My Net Worth was 291K Today it stands at 604K. Investible assets 192K and 502K over that same period of time. My contributions to investments are roughly between 20-25 per year including company match.
By the way, I'm a bit older, not without my shortcomings to getting to retirement as I was slow to recognize that throwing money in was not enough, as well as not throwing enough money in early as you have. I'm also a lurker, come back from time to time to check in. Have posted a couple of times previously. 4-5 yrs lurking, Have a spreadsheet that tracks back to 2007. Save at end of the year and refresh with a new one that continues to track summaries back to 2007. Looks forward too, including Social security calculations.
All the best, I realized that I left the growth factor a bit lacking in that message, but I also think you will find that in most investment senerios the compounding of the dividend/income is what drives portfolio performance rather than capital gains. We are in a wonderful period where everything is coming up roses. But if you look at other L-T periods the market can be rather stagnate for capital gains. Something to consider perhaps.
Just as an example (and anyone can cheery pick data to make a point as I admittedly have done here) The DJIA was at 11,497 in December of 1999, in Dec 2011 the DJIA stood at 12,217. Just a thought.
As for myself, I only wish I had it all figured out. And I'll give you props for getting me started all those years ago as I took the basic structure of your Net Worth spreadsheet as a starting point. Attention to many of those details; evaluating my actions and results has been a big help, so thank you for that.
J. Money,
Do you have a downloadable template file for tracking your net worth you can share with us? I am interested in starting to track mine and would love to see one of yours.
your graph is really sexy. what'd you use to make it?
Thank you for the inspiration! I love the way this looks so I've finally gotten around to making one of my own here: http://www.unchained55.com/net-worth-updates/
Thanks again! :D
You are making great progress towards your goals, I have been tracking with the personal capital app as the numbers on the educational loans tend to fluctuate, I find it easier to track this way.
Love what you're doing here, J. Money. I never thought about keeping a public tally of my net worth. But … if you have goals, then making them public is a great motivation to sticking with those goals. So I've made my 2016 goal public and laid out the families net worth here:
We're doing better than the average family our age, but that's a low bar. It's also ridiculously low considering my fairly decent salary and how much we've realized gets blown on ridiculousness. If we can follow our new plan, then we should see that bottom-line number spike.
We use Mint for tracking. Personally, I LOVE Personal Capital. Much better interface and I love the cash-flow tracking and lack of ad after ad. But, PC can't connect with our main checking account right now. According to their support, their working on that, so when its all done, I'll switch back to tracking with them.
This is super interesting, thanks J Money!
Does anyone know of a broader list like this, where people voluntarily publish their net worth?
I am working on a project where we are building a model to predict net worth using home values and income, and need some good data points for my training set.
You have come along way in 8 years Mr Money! Well done! Who knows where you'll be in another 8! I'm guessing very well off
I keep track of my net worth similarly and have done since 2007. I have always updated long term assets like property when I get them revalued, usually once a year. I've recently started investing through a company structure though and have learnt that accounting principles state that I should not do this until such time an asset is sold and a gain is realised. Therefore my accounting software reports a different net worth to my personal excel sheet. Do you revalue your net worth as you go or do you wait until you have actually realised the gain? Should I be doing both methods? I know for accounting records I can't revalue but I also won't have an accurate net worth if I don't right? If I hold a house for 40 years and it still shows the original value it will obviously be way off….
Recently came across your blog. You're doing a great job! I agree keeping track of my net worth keeps me accountable and encourages me to save even more! https://twentysomethinglawyer.wordpress.com/2016/05/24/my-first-million/
Funny timing…..we just bought a car in June too. Took at $11K hit for it though. Ouch.
Thanks for sharing your journey! I too, am working on my findependence! Do you have life insurance and do you make that part of your networth?
Do you also track your exposures to your net worth?
Everyone I read on personal finance blogs talks about their net worth, but doesn't give credit to the insurance protection in place of their net worth. it is a critical component.
If your home burned down, the $500k would take a hit. Or if you get in a accident with high net worth individual you could have out the top exposure on your auto policy, therefore need an umbrella policy. Similar could occur on your umbrella policy if you were at fault hitting a hedge fund employee.
These are the things I think about when writing on my site.
Thanks for your great post! I'm at the beginning of my investment journey and have just started tracking my net worth each month. How did you make that graph? It would be interesting to visualise it over the years.
Bro I liked your style of tracking so much that I've done the same for my website:
Thanks for the inspiration, I hope you don't mind.
Good luck!
Is this your family networth or your individual networth? I'm tracking mine separate from my husband but maybe that is a silly thing to do…
Hi , thank you for creating and maintaining this blog about your journey to financial freedom. What do you think about my situation? I am 32.5 years old with a fiance and no kids. My fiance is working full time. My credit card debt amounts to $275, retirement savings of $57,000 and stock portfolio worth $290,000. I earn $4200 a month from wages (after tax and retirement savings), and $1200 a month from dividends (after tax). My monthly expense is $1800. I started saving and investing 6.5 yrs ago.
Hi J! I've been reading your blog and I have a massive thank you for your inspiration. I recently launched my own blog about personal finance, frugalism and minimalism to fight anxiety and I don't think I would have dared a few months ago. Your insights about breaking the taboo around money has made me a very open person about it and I have you to thank for it!
I admire your progress. The thought occurred to me. How are you planning to retire early if the bulk of your assets are in retirement accounts that you can't touch without penalty until you Are 59 1/2? I am older now and face the problem that the bulk of my assets are in such accounts.
For a Brazilian, what automatic tool is available to track net worth?
Great progress and tracking. As you said, just keep stashing as much as you can in your Roth IRA and 401K. As time goes by, it is amazing to look back and see how those accounts grow.
I find that it is really awesome to see the growth from the early days to now – the grind is real!!
Looking forward to reflecting on my own journey as I've gone from negative to +40K net worth thanks to these markets and also my diligence in saving.
Keep doing your thing man!
This is probably one of the longest and more complete net worth compilation that I've seen. Excellent work on maintaining this website and the follow-up. Like the transparency and the simplicity (easy to read).
Bookmarked to keep an eye from time to time.
Excellent work J. Money! Have an excellent journey into your first million! :)
Thank you for sharing your story. Going through and looking at your net worth, it helped me to notice the down months as much as the up ones. It doesn't matter in the end, things always go up if you wait long enough.
This is awesome J$.
I've been meaning to dip my foot into blogging and you gave the final push I needed. I wrote my first net worth update yesterday (https://www.windespair.com/net-worth-april-2018/)
It's nice to see real numbers and how you've killed it over the past 10 years.
Thanks for the inspiration!
OMG! Recent follower and wanted to share that I started doing this also about 10 years ago (2009) for family finances. I cannot wait for each month's end to see the new numbers. Totally motivating and a great way to adjust as you go. Keep up the good work J$
Great Job J! If my math is correct, that's a 93% increase in wealth in 10 years, not to mention nearly 7 figures, that's amazing! I'm guessing it's a testament to discipline, saving, earning, and delayed gratification. For all of us striving to get here, J shows us it can be done! Great work bro!
In your monthly updates, displayed are savings accounts, brokerage and ira accounts, do you factor your house value into your net worth? (My wife and I just surpassed the 500k net worth this year-house worth minus remaining loan included )
Hi ,
I am 26 years with a net worth of about -20,000 … I earn about 50k a year how possible is it to save .
Did you post your net worth statement yet? I can't find it
This is one amazing journey. Thanks for posting this.
This is great. You are getting close to a new milestone.
And how much alone from blogging?
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It is meticulously documented and filled with the stories of participants, both men and women, combatants and non-combatants, who made a real and lasting contribution to the war. The facts and figures presented in a readable and concise form puts often made anti-semitic allegations to rest that Jews did not give their all to the war effort.
The material in the book could easily deserve expansion into several volumes. It certainly provides a tantalizing initial taste of what is out there on this topic. It can prove to be an enticing exploration for the intrepid genealogical researcher to learn more about the military exploits of their ancestors. Or, for those just interested in military history and Jewish soldiers, they can follow the lead of the book to other resources.
A first stop beyond the book is the AJEX Jewish Military Museum site for more information. In this regard, the Jewish Military Museum sponsors a Record of Honour which has all men and women who served in the military from 1939 to 1960. You can search by either name or service number, if you have it. When I sampled this database, I found a number of my family listed including those who served after World War II. The entries provided the name of the individual, former name (if applicable), date of birth, and service details including their service, branch of service, service number and servicetime home address area. There was also a space to provide a photograph of the individual in their uniform.
After informing my family that the information about their relatives was available in this database, one of my cousins decided to add further information and a photograph of his father. It is just such additions that enhance the database and its utility.
One thing I noticed in the photograph above of my Uncle Ben Fink is that there were some fingers around my uncle's waist. Upon asking my cousin Brian who was also in the photo, I learned that it was his mother Vera. He had cropped the photo to send to AJEX! It goes to show you that you should look carefully at family photos.
Another interesting resource, as a complement to the piece in Sugarman's book, is a listing of the twenty-four missing Jewish Palestinian commandos who participated in "Operation Boatswain"
In regard to tales of individual British-born soldiers and their accomplishments, one of the bravest mentioned in the book was Captain Isadore Newman
Going a bit further with this, I attempted to determine the exact location of the family's ancestral shtetl. In order to do this, I searched the LitvakSIG's All-Lithuania Database
Enlisting the assistance of the LitvakSIG Lida District Coordinator, Judy Baston, I was able to confirm that NOVOPRUTSKY was a well-known name in the town of Lida. This was, in all probability, the same family and could be traced further back once the name of Joseph Newman's father was found on his tombstone which is in the Old Hebrew Congregation burial ground in Hull
As a secret agent for the Special Operations Executive (SOE), Isadore Newman served behind German lines transmitting messages. His life ended when he was captured and sent to his death at the Mathausen Concentration Camp, a victim of the Nazis. In addition, I found that my cousin Warren Winetroube, a barrister, was mentioned in regard to Newman as he tried to assist his parents gain information regarding his whereabouts.
An interesting adjunct to this story is that Sugarman mentions that there were approximately 1,088 Jewish SOE agents out of a total of 13,000 agents, altogether, who participated in the war. There were 190 Jewish agents who received awards and 115 were killed. The 8.3% of their participation is astonishing given that the Jewish population only made up ½ of 1% of the British population.
Worth mentioning too is the legendary Hannah Senesh, who was an SOE agent attached to the "A" Force 199, Palestinian Jewish agents, Cairo, operating under the alias of "Minnie" or "Georg". One of three hundred volunteers, she was also murdered by the Nazis.
Two other SOE agents who lived to play crucial roles in post-War Israel were Abba Eban and Moshe Shertok and one agent, Anton Walter Freud, was a grandson of Sigmund Freud. A further chapter is devoted to two Jewish heroines of the SOE: Muriel Byck and Denise Bloch, who represent the thirty-nine women who were utilized by the SOE during the war years.
Not all the heroic military participants mentioned in the book were British as can be seen in the instance of Captain William (Wolfe) Frederick Friedman. He was born in Kishinev, Bessarabia (now Chisinau, Moldova) and came with his family to Pittsburgh, PA. During the War, he ended up as one of the most renowned of the cryptographers of Bletchley Park, the British code-breaking establishment.
A further chapter
Among the volunteers was Morry Levitus/Levitas, the only Irish Jewish volunteer, born in Dublin, on February 1, 1917. His write up includes the fact that he was the son of Harry Levitas, who came to Ireland from Kovno, Lithuania in 1912, and who married Leah Rick. Additional information is provided which is invaluable as it pertains to a family who would not have been found in the 1911 Irish or British Census or other such records.
There are also mentions of those many other Jews who served in the Jaroslaw Dombrowsky Brigade (Poland), Abraham Lincoln/Washington Brigade (America), Mackenzie-Papineau Battalion (Canada), Latvian Volunteers (Latvia), Franco-Belge Brigade (France, Belgium, Luxembourg, and the Netherlands), Georges Dimitrov Brigade (Yugoslavia, Czechoslovakia, Romania, Bulgaria), Thaelmann Battalion (Germany), the Austrians, and the Garibaldi Brigade (Italy).
An area of Jewish participation in the War about which little is known by the general public is covered in Sugarman's book . . . this was the Fire Service. The book honors and lists the 84 individuals who were killed during the war and there is a project afoot which will document the thousands more who valiantly and steadfastly served their country amidst the German bombs during the Blitz of London
In commemoration of the participation of individuals in the Fire Service, a charitable group entitled World War II London Firemen and Firewomen's Remembrance Group
An example of the Jewish participation in the Fire Service was Harry Errington (originally Ehrengott). He was the only London wartime Fire Service member who was awarded the George Cross.
Given the information in Sugarman's book and that included in the articles, one can then further trace the Ehrengott family in London. Basically, Harry Ehrengott was born on August 29, 1910, in London, England, the son of Shepsel and Baila Ehrengott (later Solomon and Bella Errington), who had arrived in England from Lublin, Poland, in 1908. They had followed other Ehrengott relatives, Samuel and Fanny Ehrengott and children, to England. In 1911, they were found living in London along with Solomon's mother Masha, a widow, and his several siblings.
A final note is about Wing Commander Lionel Cohen, son of Joseph Andrew Freeman Cohen, of Prussian-Jewish ancestry, who was born June 7, 1875, in Newcastle upon Tyne, and who died in 1960. He was known as the "man of one hundred lives". As a teenager, he ran away to join the military, served in all three military services and was awarded the following twelve decorations: DSO; MC (First World War); DFC (Second World War); Matabeleland Campaign Medal; Queen's South Africa Medal (Boer War); 1914-1915 Star; War Medal; Victory Medal with MiD (First World War); 1939-1945 Star: Defence Medal; War Medal with MiD; American Air Medal (Second World War).
An amazing character, the chapter devoted to his exploits is fascinating. Looking further into his ancestry to perhaps find the roots of behavior, I found that Lionel had gone out to his paternal uncle in South Africa. His uncle was Harry Freeman Cohen
The editor of the Rand Daily Mail, Edgar Wallace
The Sugarman book is filled with many genealogical tidbits and fascinating historical facts which can open a window into an all-encompassing world of genealogical research on a specific family. For that reason alone, the book is well-worth reading and is available through regular online booksellers.


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The report on Global Healthcare Chatbots Market 2019 evaluates the growth trends of the industry through ancient study and estimates future plans based on the intelligence research report. The report comprehensively provides the market share, growth of the market, trends, and forecasts for the period 2019-2028.
The report provides along with strategic plan analyzing the key micro markets, the report also focuses on opportunities, restraints, industry-specific drivers, and threats in the Healthcare Chatbots market. This research report offers in-depth analysis of the revenue, market size, market share, Key segments of the market, and various geographical regions, forecast for the future years, key market players, and latest industry trends.
Request a Sample Report of Healthcare Chatbots Market at: https://marketresearch.biz/report/healthcare-chatbots-market/request-sample
Leading Players Of Healthcare Chatbots Market Are:
MD Limited, Healthtap Inc, Sensely Inc, Buoy Health Inc, Infermedica, Babylon Healthcare Services Limited, Baidu Inc, Ada Digital Health Ltd, PACT Care BV, Woebot Labs Inc
Global Healthcare Chatbots Market Segmentation:
By component: Software, Services. By deployment model: On-premise Model, Cloud-based Model. By application: Symptom Checking & Medication Assistance, Appointment Scheduling & Medical Guidance. By end-user: Patients, Healthcare Providers, Insurance Companies, Other End Users
The research study on Healthcare Chatbots market forecasts this business vertical to acquire substantial returns by the end of the projected schedules. Furthermore, some vital details related to the market dynamics – that is to say, the various driving factors impacting the remuneration portfolio of this industry, the multiple risks prevailing in this sphere, and the numerous opportunities that are growing in this business space are also included in the report.
What Does The Report Covers With Reference To The Competitive Terrain Of The Healthcare Chatbots Market?
1. The report includes a brief synopsis of the competitive landscape of Healthcare Chatbots market.
2. A basic outline of each and every vendor and their respective application scope have been delivered.
3. The study presents an overview of the company with respect to the viewpoint it presently holds in the Healthcare Chatbots market, in addition to details regarding the market share of every organization and therefore the sales that it accounts for, within the business area.
4. Information about the price patterns and the gross margins have also been enumerated in the report.
What Does The Report Cover With Respect To The Regional Landscape Of The Healthcare Chatbots Market?
1. The report, with respect to the geographical spectrum of this globe, analyzes the various regions such as North America, Europe, Asia-Pacific, South America & Middle East and Africa in the Healthcare Chatbots market share, with respect to vital parameters.
2. Important data with respect to the market share held by the different regions in tandem with the sales that every geography accounts for have been provided in the report.
3. Also, the valuation held by every regions and subregion in the base year as well as the estimated growth rate
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This research report provides you with the forecast from 2019 to 2028 with comprehensive information with analytic data that will back up the prediction.
1. Key market players in Healthcare Chatbots market
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6.Overall growth forecast of Healthcare Chatbots market.


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South Island Romance
New Zealand offers the opportunity for an unforgettable honeymoon set in some of the most spectacular landscapes imaginable.
For newlyweds seeking a romantic and adventurous honeymoon, New Zealand is the ultimate destination. The South Island's stunning mountain scenery is the perfect backdrop for a self-drive honeymoon.
Start your trip in New Zealand's adventure capital, Queenstown. Enjoy your days taking in the dramatic views of the Remarkable Mountains sitting above the beautiful Lake Wakatipu. Take a stroll along the lakefront through the busy little town or participate in some of the countless adventure activities on offer, including bungee jumping, jet boating, kayaking, rafting, canyoning, parasailing, skydiving, horseback riding, and more!
When you are ready to relax, unwind, and soak up more of Queenstown's spectacular scenery, go to the Onsen Hot Pools. Immerse yourself in the pure hot waters, and breathe in the fresh mountain air.
While in Queenstown, don't miss the chance to take a day trip to Milford Sound. The Fiordland National Park is absolutely breathtaking. Marvel at the mountains from above in a helicopter or gaze up through the mist of the waterfalls from a cruise boat.
The next adventure will be in Glacier Country. Stop in Hokitika along the way for some beautiful Maori-inspired greenstone jewelry. In Glacier Country, take romantic helicopter ride to the top of Fox Glacier, where you will have the opportunity to walk through blue crevasses and into ice caverns on New Zealand's largest glacier.
Drive north to the small town of Greymouth, and meet the TranzAlpine train. One of most beautiful rail journeys in the world, this 3.5-hour ride is a must for every traveler. Carve through the Southern Alps, travel over glacial streams, and meet the locals. Arrive into Christchurch and enjoy your last day in this charming town, before ending your wonderful journey.
Article by
Down Under Endeavours
Handcrafted luxury travel to New Zealand. Connect with our passionate travel designers for local expertise and 5-star service.


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The Center for Language Science
The Center for Language Science (CLS), located in the Moore Building, is an interdisciplinary group of linguists, psycholinguists, applied linguists, speech-language pathologists, speech scientists, and cognitive neuroscientists who share an interest in language acquisition and bilingualism. The CLS meets weekly to discuss research. One of our main goals is to foster collaborative research projects across the disciplines.


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Hack Notes CVA 090609
Compass Vibro-Anklet Hacking Session 2009.06.09[edit]
Putting in working Shift Register[edit]
So the HEF shift register doesn't work - not enough juice to power the motors (works fine on LEDs though). So I figured out how to swap in our already-proven TPIC6B595 shift register. Here are the instructions for modding the board, etc:
First: install rotated by 180 degrees. This greatly reduces the number of jumper wires, but does make pin numbering confusing.
By convention I am using the pin number AS THEY ARE ON THE BOARD, i.e. in the orientation of the original HEF4894B. I've renumbered the pins of the TPIC6B595 (just rotated 180 from the stat sheet):
GND 1 20 GND RCK 2 19 nG SRCK 3 18 nSRCLK D4 4 17 D3 D5 5 16 D2 D6 6 15 D1 D7 7 14 D0 SROUT 8 13 SERIN GND 9 12 Vcc NC 10 11 NC
There are 4 jumpers, and 4 cuts you must make:
- Jumpers
Bridge pin 10 to pin 9, connecting GND Wire Pin 18 to Arduino 13 (nSRCLK to D7) Wire Pin 12 to Vcc (which you can get at Pin 20) Wire Pin 13 to Arduino 12 (SERIN to D6)
The other 3 signal pins are all free because of the rotation. The remaining GND pins are internally connected in the TPIC.
- Cuts
Cut leg where Pin 20 is[see NOTE] Cut trace from Pin 18 (to motor - not strictly necessary) Cut trace from Pin 1 (to Arduino - otherwise D6 will be GNDed) Cut trace from Pin 13 (to motor - not strictly necessary)
NOTE: this means pin 10 of the TPIC shift register - this is VERY CONFUSING, make sure you cut the right leg! Cutting the leg is way easier than cutting like 4 traces and wiring the necessary bypasses.
- Code
// define the pins used to run the shift registers int enable_low = 5; int serial_in = 6; int ser_clear_low = 7; int RCK = 11; int SRCK = 4;
Also, remove the shiftOut12 / new TurnOnMotor code...
- Motor Wiring
There are 14 wires in the 7x2 array. As before, Vcc is on pin 1. The motors are now powered from:
D0 = pin 13 D1 = pin 12 D2 = pin 11 D3 = pin 10 D4 = pin 3 D5 = pin 4 D6 = pin 5 D7 = pin 6
(so basically, don't put any motors on the middle pins 7, 8, & 9, or on 14. The strange shift is because of skew in the HEF part)
I have mine working now except for the motor order (need to change the code to match my new armature). So it does work, and other than the desoldering it's actually not too much work.
Specing New Shift Register[edit]
Our new part is: 296-2020-5-ND which is TPIC6C595N (C instead of B).
It's a 16-DIP version of the old shift register. It has slightly less power (100mA/pin, 250mA total versus 150mA/pin, 500mA total), and four less pins (it's missing the two extra GNDs and the two NC pins). The stat sheet doesn't give the cascading circuit, but I am sure we can simply wire the 4 clk/clr signals into both, and send serial out from the first into serial in from the second. So no extra pins from the Arduino. The hard part will be finding room for two 16-DIP parts where the current single 20-DIP part is. We'll also need to expand the motor array, perhaps into two separate 5x2 jacks?
Also, the other potential part is a "dual octal registered transceiver", 296-4031-5-ND, providing 16 64mA pins in a 24-DIP. It's non-stock at digikey, and furthermore I don't trust it. 64mA is barely enough. It would also require all new code to talk to it. If we have super duper trouble with the layout, we can order one of these, bread-board it up, and see if it actually works...


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Tags: how to make the holidays calm, Making the holidays work for you, Slow family living in the news, USA Today
Read it yourself and let me know what you think…'Slow
USA Today had a big story yesterday about slowing things down for your family. They touched on some of the points such as cutting out some of the excess activities and really putting the connection in place now so that you can have connection down the road.
Read it yourself and let me know what you think…'Slow
family' movement focuses on fewer outside activities – USATODAY.com


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Minnesota Vikings Youth #10 Fran Tarkenton Limited White Road Vapor Untouchable Football Jersey
Just as Woolf's naturally revealed feminist thought, even in the "spot on the
wall" is also slightly reflected, and Gustav Flaudin's meticulous and depressed
even in such a lively "I doomed to do Poetry organ of the handle, and you want
to love your life and life, "a Que love poems can be revealed, not to mention
the big fight, critical and bloody. Eliot's philosophical reflection and
reflection, "the side of the mountain, thunder roar." Even then a famous French
critic to imitate the flow of consciousness Joyce's masterpiece of the novel to
challenge the stream of consciousness, the public can still see from a subtlety
of his unique style. After all, "deja vu" is not just an ordinary word, it
allows people to follow the smell, to find that year to shock you to Yan,
regardless of whether it returns, the sense of familiarity has long been
imported bone, Let you intoxicated in the works fascinated.
Gibran once wrote: "death changed only cover the mask in our face, the farmer is still a farmer, forest home is still forest home, and the song into the breeze of the people, he will still facing the planet Singing. "Deep thinking in the works is like singing the breeze, no matter how diverse mask, you can still see that the most essential things, after all," deja vu ".


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Catalog Details
AN3200 - Anthropology of Religion, Ritual, and Myth
Credits: 3
Explores human belief systems through analysis of selected religions, rituals, myths, legends, and folktales cross-culturally. Examines various anthropological, Freudian, Jungian, and symbolic interpretations of the meanings and uses of these traditions from selected areas, such as Africa, Oceania, Asia, Europe, North or South America. Selected topics include shamanic traditions, voudoun and Santeria, creation myths, legends of heroes and heroines, the motifs in folktales, with a limited section on religions of the Great Traditions. Falls. Prerequisite(s): AN 2210 or SO 2220.


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The majority of organisations are indifferent to the analysis they get from their data, indicating that business intelligence initiatives are having little or no impact on their businesses.
That is the claim of a recent study of 250 senior-level executives, conducted by OnePoll on behalf of business intelligence (BI) company Tableau Software, 41 percent of respondents said they were neither satisfied nor dissatisfied with their data analytics investments, and a further 12 percent said they were dissatisfied.
Tableau believes this indicates a disconnect between senior management and internal resources devoted to data analysis and management.
Data is widely acknowledged to be important in today's business, with organisations employing an average of seven members of staff to manage, analyse and extract data. With the proper data analytics tools, those resources may be reallocated to focus on making decisions and moving the business forward, according to Tableau.
"Traditional BI applications are like trains. You can make them faster, cheaper and easier to access, but no great discoveries are ever made by train," said Bruno Saint-Cast, VP for Europe at Tableau Software. "You need to get off the tracks."
Saint-Cast said that Tableau Software's Server offering, which helps organisations to quickly visualise and share information, was "more like a helicopter", because it empowers business people to do their own data analysis, without constantly having to refer back to the IT department.
The platform can turn millions of rows of data into charts, tables and maps in a few seconds. All the data is combined on an interactive dashboard that can be accessed through a browser, so employees can filter, highlight and drill down into the figures from any device. Users can drag and drop to combine data sets and analyse the relationships between them.
Philippa Cardinal, post production services manager at Discovery Europe, said that the organisation's deployment of Tableau BI had encouraged more people to make use of the data available. She said the software had been deployed with very little input from the IT department, and that Tableau's interactive dashboards "add a layer of professionalism" to presentations.
Saint-Cast added that Tableau aims to be to BI what Salesforce.com is to CRM. "Most enterprise software is very complex," he said. "Salesforce.com is as easy to use as a video game."


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BRUNSWICK — As the largest school in Maine's community college system, Southern Maine Community College has long struggled with space.
But despite an obstacle from the LePage administration, an expansion of courses and classrooms at Brunswick Landing could change all that.
The campus in Brunswick is not another one of SMCC's satellite programs, SMCC President Ronald Cantor said.
"My philosophy of college education, especially community college education is to place the college at the heart of the community and the community at the heart of the college," he told the Town Council on July 23. "Now SMCC is going to have two full-service, comprehensive campuses: South Portland and the new full-service campus in Brunswick at Brunswick Landing."
Enrollment has rapidly grown since the Brunswick campus opened last fall. When doors opened last September only 79 students were enrolled. As of this week, there were 255 students already enrolled for the fall semester. Enrollment continues through the start of the school year on Aug. 27.
Most of the programming at the Brunswick campus is focused on regional industries, such as pre-engineering, composites technology and nursing, and is slightly different, other than core liberal studies classes, than what is offered at the South Portland campus.
"We're really focusing on programming that will help Brunswick Landing and all of Mid-Coast, which has been underserved by education, particularly higher education," James Whitten, dean of the Mid-Coast campus, said.
He said that, like the South Portland campus, Brunswick will offer the nursing program. The Maine Fire Service Institute will move from South Portland to Brunswick, too, but the majority of the classes are aimed at giving area residents the tools to succeed in the local workforce.
"We are doing everything we can to give people the tools they need to have success in this economy," Whitten said. "I think that's one of the hooks that the college provides is not only access, but the skills that the workforce is asking for."
The campus has five buildings, but due to budget constraints only three of the five buildings can be used.
"We actually have no operating budget," Cantor said. "But we're not waiting, we're going to continue to make our own investment."
The major funding obstacle is that Gov. Paul LePage has frozen education bond money across the state. Without that money, renovations on SMCC's remaining two buildings cannot be completed.
"The continuation of the bond funding would allow us to continue the renovation of one major building that would be the learning commons and health science center, a library and book store," Whitten said. "That building right now is on hold because of the funding with the bond."
In the meantime, the college has been completed a new building to house its labs for the physics and chemistry departments.
"We are just going to continue to do what we've been doing," Whitten said. "Community colleges have always been very good at taking what we have and making it work and that's where we're at right now. We will make sure we will continue to offer what we can offer."
Amber Cronin can be reached at [email protected] or 781-3661 ext. 125. Follow her on Twitter @croninamber.
Send questions/comments to the editors.
Local & State
Dogs seized from Maine breeder begin transition to new homes
Local & State
Maine man's claim of anthrax exposure likely unfounded, but hospital takes precautions
New England
New Hampshire man convicted of aiding roommate's suicide by bringing him a gun
Nation & World
Weinstein to be rearraigned as DA seeks actress's testimony
Nation & World
White House proposing project to seek links between mental health and violent behavior


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Nation & World
INTERACTIVE: Where Southern blacks voted for Republicans
With nine of 10 African-American voters choosing Democrats over Republicans in last November's congressional races, the GOP is starting to examine how it might make inroads in a community that has long been a Democratic stronghold.
House Republicans, none of whom are black, are turning to representatives with larger African-American constituencies for advice on reaching out to the black community. Of 234 House Republicans, 11 are in districts where at least a quarter of eligible voters are African-American.
McClatchy analyzed voter data from precincts that are virtually all black to figure out how six Republican House members in four states fared among African-American voters last November.
Select a state below.
McClatchy analyzed voter data from precincts which are virtually all black to figure out how five Republicans in four states fared among black voters.
Select a state below.


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Radiation Prior to Surgery for Rectal Cancer
Dear OncoLink "Ask the Experts,"
I have recently been diagnosed with rectal cancer. I was told that chemotherapy and radiation was required before surgery. The mass is approximately 10cm. Frankly I would rather have surgery first. I would appreciate your thoughts on this matter.
Richard Whittington, MD, Associate Professor of Radiation Oncology at the University of Pennsylvania School of Medicine, responds:
Radiation given before the surgery is better tolerated because the tissues that are going to be removed with surgery are still in place and they push the normal tissues out of the way. This way there is less radiation to normal tissue, which is good. If radiation is given after the surgery, the small intestine will fall into the area where the tumor was located and it may get unnecessary radiation. An additional problem is that some people may have scarring of the bowels and there is an increased risk of intestinal blockage when radiation is delivered after the surgery.
Another benefit of pre-operative treatment is that radiation may be able to change the surgical approach in those patients that would normally require a permanent colostomy. If the tumor can be shrunk with radiation and chemotherapy, it may be possible to avoid a permanent colostomy. Some patients may still need a temporary colostomy after pre-operative chemo-radiation because it slows the healing and is usually closed 4 to 6 months after surgery.
The down side to treating all patients with pre-operative radiation is that some will get treated with radiation unnecessarily. Because the tests used to evaluate the extent of the tumor (CT, ultrasound, MRI, etc.) are not perfect, some patients may get radiation who probably could have been treated with surgery only. This is the major reason post-op treatment may be favored , unless it is clear from the physical examination and radiology tests that the patient will require radiation therapy even after surgery.
There are a large number of institutions that do it each way, and it would be best to talk to a doctor that does post-op treatment routinely and ask him/her what their opinion is and why.
As a general rule, patients with a tumor not through the bowel wall and no involvement of lymph nodes do not need any treatment other than surgery. If the preoperative testing suggests it has broken through the bowel wall, is stuck to other tissues, or there are enlarged lymph nodes, then that patient may need radiation and chemotherapy. The latter group is routinely treat pre-operatively with chemotherapy and radiation before surgery followed by additional chemotherapy after surgery. The former group may be recommend to have surgery and if the physicians are unpleasantly surprised by the extent of the tumor then they may get chemotherapy and radiation after surgery.


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OrgSync is your way to connect to organizations, communicate with other members, and explore Mizzou.
Find and join student organizations. With over 750 there is something for everyone at Mizzou.
Involvement at MU prepares you for the next step. OrgSync tracks that involvement so you can showcase it.
Use the centralized OrgSync calendar to help you stay up-to-date on organization and campus-wide events at MU.


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IceWorks is a full service ice company dedicated to providing superior customer service. Contact us and find out how IceWorks can help you with all of your ice needs or help your company increase profits with the ice resale program.
IceWorks takes great pride in manufacturing clear and odorless tube ice suitable for any ice application. Holding ourselves to the highest standards, IceWorks adheres to strict manufacturing practices set forth by the FDA, as well as state and local regulations. Whether it be a backyard cookout or the highly regulated food processing industry, we've got the ice.
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Whatever your ice needs are we have you covered. From parties to bars and restaurants, convenience stores, special events or construction sites we can ensure you have as much ice when you need it most. Call or email us anytime with...>> Read more


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19 March 2002
Antonio Rodotà, ESA's Director General and Philippe Busquin, Research Commissioner and responsible for space policy, today opened the first meeting of the GMES Steering Committee in Brussels. This meeting brings together, for the first time, the users and suppliers of GMES services and technologies. The Steering Committee will assist in implementation of the joint ESA/EU action plan on Global Monitoring for Environment and Security (GMES). The goal set by ESA and the European Union is to develop and bring into operational service by 2008 an autonomous European global monitoring capability for environmental and security purposes.
The GMES initiative aims to federate Europe's activities in satellite observation and remote sensing, in support of public policies. GMES targets improved use of Europe's existing and planned capabilities and infrastructures and development of mechanisms for collecting and distributing data in support of European policy goals in various fields, such as the environment, development cooperation, civil protection and the fight against fraud. GMES features prominently in the Aeronautics and Space priority in the Community's Sixth Research framework programme (2002-2006). Applications include such activities as monitoring the global environment, detecting natural disasters, managing mass movements of refugees. As Antonio Rodotà observed, "GMES has, along with Galileo, been identified as a priority area for cooperation between ESA and the EU; ESA will be working hand in hand with the Commission to draw up an action plan in this area, define services and products and build an appropriate European infrastructure".
The Steering Committee will be co-chaired by ESA and the European Commission, and will include representatives of the European Council Member States, the European Environment Agency, EUMETSAT and other key players in the areas of security and the environment.
GMES and Galileo are two pillars of Europe's space policy, developed jointly by the European Commission and the European Space Agency. This meeting will be a further step in building that policy. It follows the successful launch on 1 March of ESA's ENVISAT (the largest Earth observation satellite ever built and a key contribution to GMES). It is also taking place just a few days before formal adoption of the Galileo space navigation programme by the EU Transport Ministers following the positive decision in Edinburgh by the Ministers responsible for space affairs.
A key priority of the GMES initiative is to develop innovative, user-driven applications and services in the separate but complementary areas of global monitoring for environment and security. Combining space, land-based and airborne technologies, GMES will help develop innovative tools and applications to assist decision and policy makers at the European, national and even local levels.
Natural and man-made disasters take a staggering toll in economic and human terms:
GMES, a joint initiative of the European Commission and of the European Space Agency will play an important role in responding to such disasters. Combining data from ENVISAT and other terrestrial, aerial and seaborne observation systems, GMES will allow European researchers, private companies and public authorities to better monitor climate change, track environmental pollution, and react to emergencies; It will also make a major contribution in the areas of safety and security. In particular, it should help optimise maritime and other traffic, improve cross-border responses to catastrophic events, enable refugee movements to be monitored, and facilitate the distribution of food and medical aid.
At the global level, GMES will provide new verification tools to contribute to detailed monitoring of the implementation of international protocols, such as the Kyoto protocol on climate change, as well as security and international aid agreements. At the other end of the spectrum, GMES will help local authorities pinpoint problems (e.g. shoreline erosion) and improve their response to catastrophic events (floods, mudslides, avalanches, forest fires etc.). At European level, looking beyond environment and security, GMES will furnish new objective data to support a broad range of Community policies - notably regional development, transport, agriculture, enlargement, development and foreign policy. In all these areas, the 6th framework programme will bring players together, combine their needs and federate their efforts.
This ambitious programme is about consolidating Europe's capabilities in a sector where it currently depends on data from other sources. Development of a GMES infrastructure built around a constellation of satellites is also a significant opportunity for the aerospace industry. At the meeting of ESA's Council at ministerial level in Edinburgh in November 2001, funding for the GMES programme was granted on the Agency side for the next 5 years.
Priorities in the GMES "initial period" will be to deliver pilot information products and services on key environment and security issues, to assess current capabilities, and to define a future systems infrastructure.
The GMES Steering Committee, established in Brussels on 19 March 2002 and made up of senior representatives of the different stakeholders, will drive the GMES initiative and assist in the implementation of the joint ESA/EU GMES action plan. Additionally, a high level GMES Forum will foster ongoing dialogue between all parties involved.For further information:


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ULS Wiki Home > Join us!
Join us!
ULS is a unique section in that we can focus our energy on any university library topic. We have broad scope and the freedom to address issues across all boundaries. Plus, you probably won't a more empowering group of people anywhere!
Want to get involved? We hope you do!
2010-11 ULS Chair Kim Leeder advises: "If you haven't been on a ULS committee -- or any committee -- before, the most important thing to do is talk to people. Don't just fill out the volunteer form and expect an appointment to fall from the sky. Contact the committee or section chair, go to the socials at ALA or ACRL conferences, and make a personal connection. We may live by the virtual on a daily basis, but it's the human link that will get you the committee spot you want. I promise ULS will be nice to you."
How to get started
To get started, here are some suggestions:
- Are you a member yet? Join ALA and ACRL, and select ULS on your ALA membership form at no additional cost.
- Subscribe to the ULS discussion group by visiting the ULS listserv page and choosing "Subscribe" in the left-hand navigation bar.
- Come & participate! ULS meetings, programs, and discussions at the conferences are open to all who are interested. Our discussion group meetings and annual programs are great places to start meeting people
- To volunteer for a ULS committee for next year, please contact the ULS Vice Chair. You will also need to fill out the ACRL online volunteer form. You can find a list of committees on the ULS wiki homepage.
Learn more about ULS on the ULS wiki homepage.


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Will we ever have a batsman who dominates the game as The Don did. I mean average twice as high as anyone else in his own time and stand the test of time for three quarters of a century. A career that spanned twenty years, with six years at his prime cut down by war, he managed to achieve such mind boggling performance over two decades.
Will the next hundred years see another like him ? If not, why not ?
I am not talking of an average of 99.94 but someone who outscores the next best in the world, in his own time and age, by 100 percent on an average !!


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- This event has passed.
Celebrate Recovery
May 24, 2018 @ 6:30 pm - 9:00 pm
|Recurring Event (See all)
An event every week that begins at 6:30pm on Thursday, repeating until December 31, 2018
Celebrate Recovery is a biblically based and Christ-centered weekly program designed to support those in need of dealing with hurts, habits, and hang-ups.
Wondering if Celebrate Recovery could be for you? Consider these questions:
- Are there things in my life I do that hurt others?
- Is there something I wish I could live without?
- Is it time to crack my denial and admit I am not in control of my life?
- Do I have a painful habit or hang-up from which I need to be freed?


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Date: June 10, 2013
Contact: Leslie Palma
STATEN ISLAND, NY – Fr. Frank Pavone, National Director of Priests for Life, the Church's largest pro-life ministry, announced today the beginning of the "Gospel of Life Pilgrimage" to Rome.
"For many months, Priests for Life has been announcing and preparing for the special Day of Life which is an official part of the Catholic Church's Year of Faith. The Church wants to make it clear that to defend, welcome and nurture the gift of human life is integral to the faith. To say 'Yes' to Jesus Christ is to say 'Yes' to life," Fr. Pavone explained.
On Saturday, June 15, there will be several educational seminars and prayer events sponsored by the Vatican, and on Sunday, June 16, a Mass with Pope Francis in Saint Peter's Square. The pilgrimage Priests for Life has organized has a full capacity number of 150 people who travel to Rome tonight and will have Masses, tours, and talks with Fr. Frank Pavone, Janet Morana, Teresa Tomeo, and Steve and Janet Ray in the days prior to the Vatican events.
"As faithful from around the world gather with the Pope this weekend, one of our key prayer intentions will be for the healing of all mothers and fathers who have been wounded by abortion," said Janet Morana, who co-founded the Silent No More Awareness Campaign. "The Gospel of Life is the Gospel of Mercy."
"I hope all of our Catholic Radio Family will follow us on Ave Maria and EWTN radio, as we report on the events as well as pro-life efforts and issues around the world that will be discussed at the conference," Teresa Tomeo said.
During the pilgrimage, people will be able to see daily updates and commentary at GospelOfLifePilgrimage.com and hear Ms. Tomeo's radio updates. Priests for Life encourages families, groups, and parishes to join in prayer with the Holy Father and all those who will be gathered in Rome this coming weekend, that the gift of human life may be ever more respected and protected. Suggested prayers and activities can be found at GospelOfLifePilgrimage.com.
Priests for Life is the nation's largest Catholic pro-life organization dedicated to ending abortion and euthanasia. For more information, visit www.priestsforlife.org.


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December 12, 2017 1:35PM EST
There are less than 48 hours until the hearing on the Settlement Agreement. Despite the protest from many creditors (or perhaps because of it), there has been complete silence.
I look at a number of sources for information on court happenings. The primary source is the case docket, which shows all the papers filed for the bankruptcy. Nothing has been filed regarding the Gugasian Settlement since the day the Settlement Agreement was filed with the court. Often there will be documents, such as objections/oppositions (or a notice that there are none), replys/responses, and similar documents. In this case, there has been nothing. That suggests that the local rules do not have letters written to the Judge automatically become part of the case docket (unlike, for example, the NWT Mint bankruptcy in Washington State).
One thing that can be determined from this is that as of this writing, no creditor has had an attorney file a written opposition, which an attorney would very likely do if a creditor hired them because they were opposed to the Settlement Agreement. If an attorney is planning to do so, they are doing it quite late.
For this issue, I am also looking at the Judge's calendar of tentative rulings. I believe she often will update that when she has information ahead of time suggesting how she will rule (e.g. stating that if there are no objections filed she will rule in favor of a motion). But she has not updated her page. That could either be typical, or indicative of her having received objections from creditors; there is no way for me to know.
In any case, the Gugasians and the Trustee will know on Thursday how the Judge rules. Hopefully, it will not be too long after the hearing before we hear the outcome.


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I am writing in response to Jay Evan's letter "Boy Scouts should help Sandy Victims," in the Nov. 7 edition of The Lancaster News. In his letter, Mr. Evan was upset that the food collected by the local Boy Scouts would be used locally and not distributed in the Northeast to the victims of Hurricane Sandy.
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Strong earthquake strikes off northeastern Japan
TOKYO (AP) — A strong earthquake struck Friday off the coast of northeastern Japan in the same region that was hit by a massive earthquake and tsunami in March 2011. Authorities issued a warning of a possible tsunami.
The Japan Meteorological Agency said the earthquake had a preliminary magnitude of 7.3 and struck in the Pacific Ocean off the coast of Miyagi prefecture at 5:18 p.m. local time. The epicenter was 6.2 miles beneath the seabed.
The warning said the tsunami could be as high as 2.19 yards.
NHK television broke off regular programming to warn that a strong quake was due to hit shortly before the earthquake struck. Afterward, the announcer repeatedly urged all near the coast to flee to higher ground.
Buildings in Tokyo swayed for at least several minutes.
The magnitude-9.0 earthquake and ensuing tsunami that slammed into northeastern Japan on March 11, 2011, killed or left missing some 19,000 people, devastating much of the coast. All but two of Japan's nuclear plants were shut down for checks after the earthquake and tsunami caused meltdowns at the Fukushima Dai-Ichi nuclear plant in the worst nuclear disaster since the 1986 Chernobyl disaster.
Immediately following Friday's quake, there were no problems at any of the nuclear plants operated by Fukushima Dai-Ichi operator Tokyo Electric Power Co., said a TEPCO spokesman, Takeo Iwamoto.
Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Eric Meyer on CSS: Mastering the Language of Web Design
New Riders, 2002 - Computers - 322 pages
There are several other books on the market that serve as in-depth technical guides or reference books for CSS. None, however, take a more hands-on approach and use practical examples to teach readers how to solve the problems they face in designing with CSS - until now. Eric Meyer provides a variety of carefully crafted projects that teach how to use CSS and why particular methods were chosen. The web site includes all of the files needed to complete the tutorials in the book. In addition, bonus information is be posted.
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This is a fantastic book I love it and have just purchased his next one More REric Meyer on CSS Read full review
PROJECT Bringing Hyperlinks to Life
How to Skin a Menu
Styling for Print
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Available ebook formats: epub mobi pdf rtf lrf pdb txt html
Hi, my name is Taryn and there's a lot about me that reflects in my stories. I am happily married and by day I work in the real estate biz, showing houses and negotiating deals but by night I am always looking for some kind of outlet, whether it's real or fiction.
I had a brief stint in the amateur adult film industry, filming a few indie flicks when I was eighteen and I'm fortunate to have found a husband who not only accepts my insane sexual appetite, but my colorful past and my tie-died current. I started writing as I am a very sexual person and my mind usually floats towards some sort of sex anyway. It seemed to be a shoe-in.
But to stay happy and married (or maybe to keep the secrets to our marriage secret, lol), I put a lot of these stories together to share my fantasies and my realities. It's up to you to decide which ones are which, lol.
Thanks for reading! And keep that mind in the gutter! It's much more fun in there.


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Pinnacle Entertainment (NYSE:PNK) secured a deal on Friday to buy Ameristar Casinos (NASDAQ:ASCA) for roughly $869 million in a move that will expand its geographical footprint and boost operational synergies in the robust gambling market.
Continue Reading Below
The Las Vegas-based casino operator will buy Ameristar for $26.50 a share for a total enterprise value of $2.8 billion. The agreement represents a premium of 45% over Ameristar's average closing price over a 90-day period ended Dec. 20.
Shares of Pinnacle climbed nearly 10% to a 52-week high of $14.68 Friday morning, while those of Ameristar jumped more than 18% to a multi-year high of $26.14.
The transaction has been unanimously approved by both companies' boards of directors but remains subject to customary closing conditions and approval by Ameristar's shareholders and regulators.
Pinnacle, which has obtained committed financing from Goldman Sachs (NYSE:GS) and J.P. Morgan (NYSE:JPM), expects the deal to close by the end of 2013's third quarter.
"We believe the transaction represents a uniquely attractive opportunity for Pinnacle and its shareholders given the significantly improved geographic and operational diversification of the combined portfolios," Pinnacle CEO Anthony Sanfilippo said. "In addition, we believe there is considerable opportunity to expand reach and generate synergies and efficiencies of scale from the increased size of the combined company."
The casino giant is forecasting synergies of at least $40 million annually, and it says that could grow even larger as it moves forward with the integration process. It also forecasts the acquisition to be accretive to its free cash flow and earnings per share following the closing.
Pinnacle's operating properties will more than double to 17 after the deal closes.


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DELTA AND PINE Land Co. has announced commercialization plans for its new Roundup Ready product that performed well last season as an experimental variety. The newly named DP 494 RR exhibited potential for fiber quality and showed good yield stability in limited tests last season.
"If producers are looking for a Roundup Ready variety with the fiber quality potential of DP 491, this product is a good choice," says Jim Willeke, vice president of sales and marketing at D&PL. "DP 491 is the recurrent parent of DP 494 RR. Many producers — especially those in south Texas — are familiar with the quality fiber and yield stability DP 491 offers. DP 494 RR looks to be every bit as good, with the added benefit of state-of-the-art weed control technology."
A mid- to full-season variety, DP 494 RR looks good in south Texas, where many producers have turned to Roundup Ready cotton varieties. This product should also find a fit in the central Texas Blacklands and southern parts of Louisiana, Mississippi, Georgia and South Carolina.
In 2003, DP 494 RR is being tested in university official variety trials, as well as in D&PL agronomic services tests. A limited commercial launch is scheduled for 2004.
"Once producers realize the great potential for quality fiber and the solid yield performance DP 494 RR offers, the product will be in great demand in the South Texas market," Willeke says.
"We encourage producers in mid- to full-season markets of the Belt to check out DP 494 RR in their state university variety tests this year. We think they will be impressed."
For more information, visit the Delta and Pine Land Web site at www.deltaandpine.com.


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Jeff Roberson/Associated Press
1. Bill Belichick, New England Patriots
Come on. Is this really a surprise? Let's see ... three Super Bowl rings, five Super Bowl appearances and nine playoff appearances in the past 11 seasons. Don't forget three more Super Bowls as a defensive coordinator, including two rings with the Giants. Simply put: the most accomplished head coach of our time.
David Stluka/Associated Press
2. Tom Coughlin, New York Giants
Hard to say he's underrated anymore. And it's equally hard to make fun of him anymore for looking constipated on the sidelines because of all the success. Coughlin's genius is his ability to keep the eye, his roster's eye, on the prize, despite all obstacles. Last year's 6-6 start would've swayed other teams -- and lesser coaches -- from winning it all.
Mike Roemer/Associated Press
3. Mike McCarthy, Green Bay Packers
Some dudes just have a killer instinct. McCarthy is like that dungeon master in D&D who just wasn't happy until he annihilated your knight, cleric, wizard, the whole damn party. He's a master strategist who knows how to move his pieces. Oh, and he has a Vince Lombardi Trophy to his credit.
Mark Duncan/Associated Press
4. Mike Tomlin, Pittsburgh Steelers
This is where this ranking bid-ness gets tough. Who would you most like to have leading your team after Belichick, Coughlin and McCarthy? How about Tomlin, a guy whose won the Super Bowl with a different brand of Steelers team (a passing club) and has missed the playoffs just once in five seasons?
Ben Liebenberg/NFL
5. John Harbaugh, Baltimore Ravens
Some people might feel this is a little high for him, but it's hard to argue with his track record. The former special teams coach took over a 5-11 club following the 2007 season and led it to the AFC Championship Game in his first season. The Ravens haven't missed the postseason during Harbaugh's tenure and have made it to the conference championship twice.
Michael Perez/Associated Press
6. Andy Reid, Philadelphia Eagles
This is yet another ranking that scores of Eagles fans might argue with. Reid is a lot like Van Halen. They would never top their first album and, at least with David Lee Roth, never had a No. 1 album. Reid has never surpassed his initial run of four straight NFC Championship Game appearances and didn't get over the hump with frontman Donovan McNabb. But how do you argue with a track record that includes a Super Bowl berth and nine playoff teams in 13 seasons? By comparison, in the 17 seasons prior to Reid's arrival, the Eagles appeared in no Super Bowls or championship games, while only fielding six playoff teams.
Marcio Sanchez/Associated Press
7. Jim Harbaugh, San Francisco 49ers
This is high praise for the first-year boy wonder. The memory of Harbaugh running around Texas Stadium with his helmet after leading the 3-0 Colts to an upset road win is burned in my memory -- that exuberance was released again and again in 2011, as the 48-year old rookie head coach turned around the 49ers, who hadn't made the playoffs since 2002 before last season.
G. Newman Lowrance/Associated Press
8. John Fox, Denver Broncos
Fox did a bang-up job in his first year in Denver, but not by being some genius or X's and O's guy. Fox knows how to lead by being himself and getting his players to play for him. But more importantly, he can adapt. The guy whose r�sum� was built on the defensive side of the ball flipped the script in 2011, working with offensive coordinator Mike McCoy to modify the offense to fit Tim Tebow's strengths. By "modify," I mean junk a pro-style offense and run the old college "zone read." The result? From 4-12 to playoffs in one year.
Jeff Roberson/Associated Press
9. Jeff Fisher, St. Louis Rams
Fisher cut his teeth as an Eagles assistant under Buddy Ryan and found himself in charge in Tennessee when Jack Pardee was fired in the middle of the 1994 season. Fisher helped that franchise weather a tumultuous departure from Houston and playing in three different cities in three years. After settling in Nashville in 1999, Tennessee made the playoffs six times under Fisher until he left the team following the 2010 season. He also came one outreached arm from going into overtime in Super Bowl XXXIV. Always one of the most respected organizational leaders, Fisher has a mountain of a task facing him in St. Louis. Does he still have it?
David Drapkin/Associated Press
10. Rex Ryan, New York Jets
Love him or hate him, the braggadocious Jets head coach has led his club to two AFC Championship Games in three years on the job. While last year's 8-8 season was not ideal, league parity pretty much ensures that even the best coaches can look mediocre. Bill Belichick has had four losing seasons. Bill Parcells went 6-10 once. Tom Landry went 3-13 in his last season. This year we'll see what Ryan is made of.
Kiichiro Sato/Associated Press
11. Lovie Smith, Chicago Bears
Ranking Smith is like trying to collect your thoughts on why you own an Astrovan. He's been more than serviceable, but it seems like he always comes up short, even among his own fans. Is that fair? He's taken Chicago to a Super Bowl and a couple of NFC Championship Games, but many Bears fans have called for a more aggressive leader. That's not Lovie. Game management has been another issue. What's not an issue is his stable influence and results -- an annually competitive team that hasn't lost 10 games since 2004. Prior to Smith's arrival, the Bears had lost at least 10 games in five of the previous seven seasons.
Paul Connors/Associated Press
12. Ken Whisenhunt, Arizona Cardinals
For the most part, Whisenhunt has done a great job. How about leading the Cardinals to a championship win for the first time in 60-plus years (2008 NFC Championship)? But he's got to prove he can do it without Kurt Warner.
John Bazemore/Associated Press
13. Mike Smith, Atlanta Falcons
Nice track record for the underrated Smith: four seasons, all winners. The issue is that Atlanta can't get out of the first round of the playoffs. An 0-3 record in the postseason lands Smith in the Marino-hole.
Tony Tribble/Associated Press
14. Marvin Lewis, Cincinnati Bengals
Would you believe the third longest tenured head coach in the NFL is Marvin Lewis? The former Ravens defensive coordinator has been at it since 2003 and should be given credit for bringing this club back to respectability, with three playoff appearances since 2005. Considering Cincy hadn't gone in over a decade prior to his arrival, that ain't bad. But it's time to win a playoff game. Some Bengals fans are ready to see a new head coach on the sideline. At least they won't have to see Chris Crocker letting people run by him.
Phelan M. Ebenhack/Associated Press
15. Gary Kubiak, Houston Texans
Like Lewis, Gary Kubiak has been at it awhile. He finally got Houston to the promised land, beating Lewis' squad. Kubiak fixed his club by being on board with the Wade Phillips hire at defensive coordinator, which made all the difference, as the Texans shot from 30th to second in the NFL. What can Kubiak do this year with a full deck, i.e. a healthy Matt Schaub, Arian Foster and Andre Johnson?
Gail Burton/Associated Press
16. Mike Shanahan, Washington Redskins
Shanahan must be red-faced about his tenure in Washington thus far. The guy who looks like he's always just been skiing might be doing a lot of that soon if he can't improve on a dismal 11-21 record over the past two years. It begins and ends with Robert Griffin III. Shanahan has done good work with quarterbacks before, but some wonder aloud if he's always too busy looking for another John Elway instead of what he has in his driveway.
David J. Phillip/Associated Press
17. Jim Schwartz, Detroit Lions
Schwartz has turned it around in Detroit, or so it seems, but a) doesn't have the Super Bowl rings like Shanahan, and b) despite a better recent record than say, Fisher or Whisenhunt, needs to have more than one decent season to jump up the list. While Detroit was a feel-good story in 2011, the postseason performance was difficult to watch.
Denis Poroy/Associated Press
18. Norv Turner, San Diego Chargers
The new Couglin look of constipation resides in San Diego, where Chargers fans in Pacific Beach must be vomiting over the no-change-is-good-change football team (well, the college peeps in PB are probably vomiting for other reasons.) So why keep Turner? Well, there are several reasons. San Diego's offense, for which he is in control, has been in the top five every year he's been there. And Turner's overall record in SoCal is 49-31. There aren't a lot of guys who can match that. Do Chargers fans really want Marty-ball back? Don't answer that.
Ross D. Franklin/Associated Press
19. Pete Carroll, Seattle Seahawks
Tough to gauge Pete Carrol right now. Is his style working? He's been given more than one year, unlike his stint in New York (1994). He wasn't nearly as bad in New England as he was painted. And in Seattle, he took his club to the playoffs while looking like an 8-year-old jumping on his bunk bed after Seahawks wins in 2010. Bottom line here: Seattle is 14-18 in his two seasons.
Charlie Riedel/Associated Press
20. Romeo Crennel, Kansas City Chiefs
Crennel did a serviceable job taking over for Todd Haley late in 2011, winning two of three. The Chiefs, despite numerous injuries, upset the undefeated Packers just one week after losing 37-10 under the insufferable Haley in New York. Yet, while Crennel has five -- five! -- Super Bowl rings as an assistant coach, his stint in Cleveland was very Derek Anderson-ian. Of course, Belichick didn't exactly do well in Cleveland, either.
David Duprey/Associated Press
21. Mike Munchak, Tennessee Titans
Peyton Manning hated to turn down the Titans because of Munchak. Munchak's own guys played for him in 2011. He went 9-7, barely missing the playoffs, in his first year on the job. The low ranking here is only because of inexperience as a head coach on any level.
Tom DiPace/Associated Press
22. Chan Gailey, Buffalo Bills
From the did-you-know-department: Did you know Gailey is the only head coach in NFL history to take his team to the playoffs in each of his first two seasons, and then be fired? Gailey's ill-fated run with the Cowboys at the close of the '90s might have prepared him for the short leash that stares down all NFL head coaches. Entering his third season in Buffalo, is it playoffs or bust for the 60-year-old?
Tom DiPace/Associated Press
23. Jason Garrett, Dallas Cowboys
Few Cowboys fans think Garrett is the man for the job. He's certainly taken a lot of grief for his playcalling. In fairness, Dallas' offense finished 11th last season and seventh the year before. The question is whether he can be his own voice in an ownership-dominated organization, as well as handle the play caller-head coach double duties.
Mike McCarn/Associated Press
24. Ron Rivera, Carolina Panthers
The Panthers showed flashes last season, and seemed to have nowhere to go but up. Late game failures and miscues were the tell tale signs of a young football team, not necessarily a coach in over his head. That said, Rivera still has much to prove.
Phil Sears/US Presswire
25. Mike Mularkey, Jacksonville Jaguars
Also with much to prove is Mike Mularkey, who is on his second stint as an NFL head coach. Mularkey led the Bills to their last winning campaign, in 2004, a 9-7 year that was marred by a season-ending loss to the Steelers, who played their backups in a game Buffalo needed to win to make the playoffs. Fail. Mularkey resigned the next season and has been pretty much been an OC since.
Lynne Sladky/Associated Press
26. Joe Philbin, Miami Dolphins
Philbin has been one of the league's most valuable ancillary parts the past few seasons, teaming with Mike McCarthy to lead one of the most formidable attacks in the league. An extremely resilient man, it's doubtful he'll let the disappointing offseason in Miami affect his football team.
Andy King/Associated Press
27. Leslie Frazier, Minnesota Vikings
The jury is still out on Frazier, but last season his Vikings folded late in games too often. He did a nice job down the stretch taking over for the ill-fated Brad Childress in 2010, leading a reeling 3-7 team to a 3-3 finish.
Michael Conroy/Associated Press
28. Chuck Pagano, Indianapolis Colts
Pagano hasn't coached a down in the NFL, but did a heckuva job with the Ravens as defensive coordinator last season, leading the league's third-ranked defense. Those veteran Ravens defenders respected the first year DC enough to heed his message, and Baltimore came thisclose to making the Super Bowl because of that defense, and of course, Pagano. A lifelong coach, it should be interesting to see how he fares in Indy.
Gene J. Puskar/Associated Press
29. Pat Shurmur, Cleveland Browns
It's been a tough go for the Browns' Shurmur. A man hired for his offensive acumen seemed to be lost in space in the play-calling department on occasion last season. Team president Mike Holmgren seemed so eager to push Eric Mangini out the door following a 5-11 season. It's a good thing too, because Browns fans were rewarded with a 4-12 gem last year.
Paul Sakuma/Associated Press
30. Dennis Allen, Oakland Raiders
Who knows what to expect of Allen, but he's already got the mild-mannered Carson Palmer in a tizzy over the playbook. That Palmer is one charismatic guy when he's fired up too. Except not at all.
Chris O'Meara/Associated Press
31. Greg Schiano, Tampa Bay Buccaneers
Harsh, I know. But Schiano has never coached at the NFL level. Making his gig harder was the struggle to assemble a staff. Rookie head coaches need a quality cabinet, and Schiano had to mix and match in order to get a decent group to turn around a 4-12 ballclub. Good luck.
Kevin Terrell/Associated Press
32. Joe Vitt (and whoever else), New Orleans Saints
If the Saints go 11-5 and win the NFC South this season, it will be a huge sell for organizational continuity. But who will have the gig during the six games that Vitt is off the bridge? Dalton Hilliard available?
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