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By Libardo Lambrano
The Dividend Paying Large Caps portfolio was up 2.3% (net of fees) in September as compared with the 2.97% gain for the benchmark S&P 500 Index (SXP). The portfolio underperformed against the market in September, due to the underperformance of Apple (NASDAQ: AAPL) down -2.42%, and Qualcomm (NASDAQ: QCOM) up slightly 0.85%.
As of the end of September my portfolio was up 14.4% (net of fees) for the year, as compared to the S&P 500, which was up 19.7%.
Since the largest position in my portfolio is Apple, my portfolio has suffered in 2013. Apple is down year to date over 13%. Thankfully, several other large positions on my portfolio, such as Wells Fargo (NYSE: WFC), have performed exceptionally well in 2013. To date, Wells Fargo is up around 18%.
Though Apple stock is having a disastrous year, I anticipate that the stock will rebound in the coming months and as a result am not ready to give up any of my position at this time. In September, Apple launched the new iPhone 5C as well as the 5S and sold 9 million during the opening weekend.
Apple also launched a streaming music service in September, which is completely integrated with Apple devices and iTunes. The product will compete directly with Pandora (P), Spotify, and Rdio. Since none of these companies produce gadgets that integrate their services, Apple has a clear advantage in my opinion.
The Apple iTunes Radio is far from perfect, and to be honest many of the other similar services that have been available for some time are probably better (at least for now), but Apple has the economic resources to hire top talent and make this product work as well, if not better, than any of its competitors. I expect this service to be a big revenue producer for Apple in the coming years. Though I have no hard evidence to support this, my theory is that if the Apple TV is ever launched, it too could be a game changer in this industry.
Qualcomm, the other holding of mine that has underperformed the S&P 500 in 2013, also has great potential to rebound in the future. In this analysis of Qualcomm stock, I expressed many of the reasons why I believe Qualcomm has a good upside. The company has no debt, pays dividend and has an interesting line of new technologies that are being introduced. The two most promising are Femtocells and Mirasol Displays.
The stocks that continue to perform well in my portfolio are Wells Fargo (WFC), American Express (AXP) , and Aflac (AFL). All three of these stocks are from the financial/insurance sector, which is one of the two largest sectors in my portfolio next to technology.
In September, I liquidated America Movil (AMOV) due to the small average trading volume of the stock over the past three months. This move was made to protect my portfolio from unexpected changes. I also increased my position in Qualcomm.
Although the stock reached its 52 weeks high on September 20th, it is trading at the same price that was trading in March 2012.
For the remainder of 2013, I'll be liquidating some of my positions and I will also be increasing my stake in some of the companies already in my portfolio that I believe have upside potential, the ones I'm looking at currently are Wells Fargo (WFC), JP Morgan Chase (JPM), and Aflac (AFC).The investments discussed are held in client accounts as of September 30, 2013. These investments may or may not be currently held in client accounts. The reader should not assume that any investments identified were or will be profitable or that any investment recommendations or investment decisions we make in the future will be profitable.
The post Apple has hurt my portfolio – but I'm still a believer appeared first on Smarter Investing
Covestor Ltd. is a registered investment advisor. Covestor licenses investment strategies from its Model Managers to establish investment models. The commentary here is provided as general and impersonal information and should not be construed as recommendations or advice. Information from Model Managers and third-party sources deemed to be reliable but not guaranteed. Past performance is no guarantee of future results. Transaction histories for Covestor models available upon request. Additional important disclosures available at http://site.covestor.com/help/disclosures. For information about Covestor and its services, go to http://covestor.com or contact Covestor Client Services at (866) 825-3005, x703.

subset: commoncrawl


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Former FBI Hostage Rescue Team leader and U.S. war veteran Will Ford, who now assesses security for skyscrapers, is on assignment in China when he finds the tallest, safest building in the world suddenly ablaze, and he's being framed for it. On the run, he has to save his family still in the building.
CAST: Dwayne Johnson, Neve Campbell, Pablo Schreiber, Roland Moller, Kevin Rankin, Adrian Holmes
DIRECTOR: Rawson Marshall Thurber
RUN TIME: 102 min


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|When writing about her gnomette, this sweet third grade artist said one of her hobbies was taking care of her pets when not working at the animal shelter. So sweet compared to the axe-wielding, sneaky-eyed gnome shown a little later in this post...
Greetings from Gnomeville! Please feel free to pull up a mushroom, make yourself a tiny gnome-sized cup of tea and stay awhile. I've got many a gnome-tastic masterpiece to share with you, so make yourself at gnome, er home.
|Despite the awkward placement of the fishing pole, I do love this sneaky-faced fisherman.
You might remember we began our study of Germany and garden gnomes ages ago. I shared a very brief gnome history here and even whipped up a gnome dress for the occasion. Since then, the art room has become over run with these little dudes and I almost can't stand to be alone in the same room with all of them. They are Always Watching.
Wanna make your own gnome-tastic landscape? Here's how we did it:
- We started with a 12" X 18" piece of white paper. After a big fat hairy lesson on color mixing, we painted layers of color for our sky. This took us two thirty minute sessions.
- The next week, we had a chat about Germany's Black Forrest. We learned that it got it's name from the Romans who called it such because the dense coverage of the trees makes the forest very dark. We talked about the textures of the forest while passing around objects from the photo above: wool, turkey feathers, pine needles and a brillo pad to recall how moss might feel.
- After that touchy-feely session, we discussed implied texture and how to create them. We spent one class using sponges or brushes to create clouds in our sky. The following class, we sponge painted green papers to imply the texture of moss. Lastly, we painted texture of tree bark on brown papers.
- To assemble our landscapes, we tore our green painted papers and glued them down. In order to "plant" the trees, I asked the students to only add glue to the straight edge of the ground, not the torn one. This made it so we could tuck trees and mushrooms into the land later.
- Another tearing sessions resulted in our trees and branches. The kids tired of the branch making business pretty early as you might be able to tell. The end result looks like some serious pruning happened in the Black Forest. Oh well.
Disco Gnome complete with a ginger afro, funky glasses and a disco ball. The little Sweet and Sassy Gnome on the right is holding a Valentine's heart that reads "kiss me".
- When the landscape collage portion was complete, we set those aside for many a day to craft our gnomes. I am on a toilet paper tube project kick (see our hot air balloons here) and that's what came in so hand for the gnome bodies. Most of the kids painted them so that one color was on the top and a different one on the bottom.
- While those dried, we began drawing the faces of our gnomes. We did our usual: draw with a pencil, trace with a sharpie, erase peek-a-boo pencil lines and add color, baby, color (don't ask me why, but I always say, "color, baby, color" like I'm Tom Jones or something). Those were cut out and glued to our tubes along with arms, shoes, hands and props.
|Not sure if this is a gnomette or a princess waiting for her carriage in the distance. I do know that this artist started quite the trend among the gnomettes by requesting a "fluffy skirt" skirt (gee, I wonder where she got that idea?). My stash of coffee filters came in pretty handy. P.S., how cute is that fan?!
- Once the gnomes were complete, the kids cut the tube up the back. Then they folded a small ledge on either side of the tube. This gave the tube a flat surface to better attach to the paper.
|Okay, I'm in love with this gnome. Not only is he affectionate ("Kiss the Cook" apron, seriously?) but he's also rather handy in the baked goods department. Cookies and 1$ pies? Don't mind if I do.
- Once the gnomes were attached to their landscapes, the kids continued to enhance their scene. Some kids requested to create another gnome from a tube, three boys decided they need tube-cars and, as you can see above, one tube was used as a pie stand. I have a very hard time saying "no" to the kids when they run their genius ideas past me. How can I deny their enthusiasm and creativity? This explains why our projects take for-evah.
The artist who created the work on the left requested a handle for his ax. We used a toothpick. And check out that fishing gnome. This artist even included a reel in the gnomes right hand.
Oh, look, it's Gnomeland's Got Talent. I'm not sure what happened to her back up singers but I'm totally diggin' the tip jar and the boom box. She's ole skool.
This work was created by the artist who affectionately refers to herself as Mini-Mrs. Stephens. She really wanted her gnome to look like the one I had on display. I'd say she did an excellent job. I especially like her addition of the fuzzy slippers.
|Can you tell what this gnome is doing? He's leaf-blowing! What my photo didn't capture was the large leaf-blower he's wearing on his back. I love the wind blown leaves.


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These days, the left is just about begging conservatives to surrender on repealing ObamaCare. Immediately after the Supreme Court's controversial 5-4 ruling upholding its constitutionality, Democratic Congressional Campaign Committee Chairman Steve Israel insisted that, "…Republicans need to drop their partisan obstruction and move on." President Obama agreed, stating firmly, "…the law I passed is here to stay. …We are moving forward."
A couple of recent polls show that a sizable fraction of the electorate sympathizes with the idea, including some independents. This has been a long fight, so that's understandable. Let's retrace where we've been. The bitter public debate over the bill was ugly and confusing, as major proposals such as the "public option" were included and thrown out seemingly at random. Significant promises were made and broken, and President Obama ultimately flip-flopped on the individual mandate, lending it his support.
Throughout the fight, conservatives screamed that the individual mandate constituted a gigantic tax, one that would impact every American who didn't want to be forced to purchase health insurance. Democrats laughed off this argument, claiming that nobody could reasonably refer to the mandate as a tax (the joke's on all of us, huh?). Prominent politicians predicted the bill wouldn't pass, others insisted that it must include certain provisions or else they wouldn't vote for it, and still more promised behind the scenes to vote for it in exchange for big earmarks to pet projects in their state or district.
After fighting a lengthy war over health care reform, Democrats rammed ObamaCare through and the president hurriedly signed it into law. Even today, few Americans can follow the bizarre and often underhanded legislative process by which the Patient Protection and Affordable Care Act was ultimately passed. However, the fight wasn't over. The health care debate energized the burgeoning Tea Party, and ObamaCare became the signature issue of the 2010 elections. As you may remember, those elections didn't turn out very well for the law's supporters. A wave of incoming Tea Party freshmen pledged to repeal ObamaCare in full, but a slim Democratic majority in the Senate has managed to delay the repeal coalition.
While the Tea Party fought for full repeal through the electoral process, twenty-six state governments brought a lawsuit to the Supreme Court arguing that the individual mandate at the heart of ObamaCare is unconstitutional. Many legal scholars scoffed at the idea, and insisted that the lawsuit didn't have a chance. After the oral arguments didn't go so well, the left became hysterical. Solicitor General Donald Verrilli Jr. was lambasted by the left for his weak performance in the oral arguments. Liberals argued that the Supreme Court had become hopelessly partisan, political, and conservative. Ezra Klein even started asking if Democrats would have to pack the court FDR-style in order to get favorable rulings going forward.
As we all know, the hysteria was for nothing. A majority of the Court ultimately decided to uphold the individual mandate's constitutionality under Congress's power to tax (an argument that the Obama administration repeatedly refuted and refused to make before the Court). Of course, now the left is singing a very different tune. You would be hard-pressed to find a prominent liberal bashing the Supreme Court these days. For them, the argument's over. Done. Kaput. Move on. …Please?
Can you imagine the vitriol thrown at the Court if the conservative majority had struck down the law? It would be incredible. How many, do you think, would argue that the Court had set an unbreakable precedent? That the argument was now over, and that conservatives had won for good?
The Supreme Court doesn't have the final word on the Constitution. The American people have the final word on the Constitution, because the people are sovereign. The left wants to use the dignity and respectability of the highest court in the land to end an acrimonious debate before November's elections. Knowing how badly they were crushed in 2010, they can't afford to make this election cycle about ObamaCare as well. After all, Democrats are already incredibly vulnerable on the other most important issue of the election: the economy. If this election ends up as a referendum on the economy and ObamaCare, it's over. They lose. Hard.
Republicans are almost certain to retain control of the House, and they're only a few seats away from a Senate majority. That, combined with taking the White House, would put conservatives in position to repeal most of ObamaCare using the budget reconciliation process, and then to repeal the rest using the normal legislative process. Speaker of the House John Boehner, Senate Minority Leader Mitch McConnell, and Republican presidential nominee Mitt Romney have all promised that full repeal is their top priority.
Why? Why won't conservatives just give up already on repealing ObamaCare? There are many reasons, but here are ten of the highlights:
1.) It's a significant invasion of our liberty. The individual mandate alone forces us into commerce, a dramatic expansion of the power of the federal government. I use the word "force," because the threat of force is what backs up every tax. ObamaCare is also an invasion of our religious freedoms. Its contraceptive mandate violates the freedom of religious organizations by requiring them to provide birth control (alongside other contraceptives) in their employee health care plans, despite their religious objections.
2.) It's, in effect, a government takeover of a sixth of the national economy. Government programs, particularly large ones, always expand in cost and control as the bureaucracy, with little oversight and broad discretionary authority, starts to take over and set the rules. Take a look at the one hundred and fifty nine new government boards, bureaucracies, and programs created under ObamaCare.
Is it true socialized medicine on the level of the British National Health Service? Not yet, but it's a big step in that direction. Progressives are already demanding even more government expansion and control in health care, and they ultimately want a single-payer health care system. Even President Obama recently said that there's "more work to do" on health care, referring to his law as merely "pushing us in the right direction."
3.) It's flat-out unaffordable. We're already nearly $16 trillion in debt, and we've racked up another $900 billion deficit in barely nine months of fiscal year 2012. The most recent estimate of ObamaCare's ten-year cost is $2.6 trillion. We just can't afford that kind of spending.
Let's not forget that the government is pretty awful at estimating the future costs of their health care programs. Medicare was originally estimated to cost about $12 billion by 1990 (it actually cost $98 billion that year, and it cost $500 billion last year). Massive cost overruns are a fact of life. Who knows what ObamaCare will eventually cost us?
4.) It remains unpopular with the American people. The majority of likely voters still want ObamaCare repealed. Leading up to the Court ruling, a New York Times/CBS News poll found that, "More than two-thirds of Americans hope the Supreme Court will overturn some or all of the 2010 health care law," and added, "Just 24 percent said they hoped the court 'would keep the entire health care law in place.'"
5.) It's a tax hike (there are at least twenty new taxes in ObamaCare) and a job killer in the middle of what's still a recession for most Americans. Earlier this month, President Obama claimed that job creation and economic growth are the top priorities of his administration. This is a blatant lie. The fact that ObamaCare and Dodd-Frank are his top two domestic legislative "accomplishments" make that clear.
6.) It's bad policy. ObamaCare pursues an expansion of coverage through government mandates at the expense of lowering costs and expanding freedom. As I've argued before, this is exactly the wrong approach to health care reform. It'll only continue the skyrocketing cost growth of health care in America. Unsurprisingly, we can already see the effect of ObamaCare on insurance premiums, which have risen by about $2,100 for Americans buying their own insurance, on average.
Let's not forget that ObamaCare also imposes de facto health care rationing via IPAB, the Independent Payment Advisory Board. As I've explained before, "…The mission of IPAB is to reduce Medicare costs by cutting reimbursement rates to doctors and hospitals. Since Medicare already underpays the health care industry, another round of deep cuts to reimbursement payments will doubtlessly push even more physicians and hospitals to stop accepting Medicare recipients. For rural recipients of Medicare with limited access to health care providers as it is, these cuts could make it difficult if not impossible to get health care. This is rationing in its most basic form."
7.) It's an insertion of more government bureaucracy in the doctor-patient relationship. As Dr. Robert Moffitt of The Heritage Foundation writes, "Specifically, physicians will be subject to more government regulation and oversight, and will be increasingly dependent on unreliable government reimbursement for medical services. Doctors, already under tremendous pressure, will only see their jobs become more difficult."
8.) It's allowed powerful government officials to set onerous mandates on the vast majority of the American people, while they grant waivers to their friends. As Representative Cliff Stearns (R-FL) put it, "Many of those waivers went to the president's union buddies." FreedomWorks has even started a petition to poke fun at the disproportionate number of waivers given to those with money and influence.
9.) It's (still) unconstitutional. Chief Justice John Roberts' opinion relied on a very generous reading of Congress's power to tax. According to that opinion, Congress's power to tax is realistically without limit. As Dr. Paul Moreno of Hillsdale College writes, "Some conservatives have cheered that part of Justice Roberts's decision that limits Congress's Commerce Clause power. But an unlimited taxing power is equally dangerous to constitutional government."
Still, Court rulings aren't the final word on the Constitution. If they were, then past rulings would form an unbreakable precedent for future rulings, instead of merely being a helpful guide. In that case, the Supreme Court would still be bound by 19th-century rulings on Congress's power to tax, and the ObamaCare decision would've gone very differently, indeed.
10.) We have a better plan. Despite what the media likes to claim, conservatives have set out a comprehensive health care reform plan that will lower costs and expand freedom for Americans, thereby naturally expanding coverage as a result.
Some of the best bills already introduced include Rep. Paul Broun's (R-GA) Patient OPTION Act, Rep. Todd Rokita's (R-IN) State Health Flexibility Act, Rep. Bill Huizenga's (R-MI) Health Freedom for Seniors Act, Sen. Jim DeMint's (R-SC) Retirement Freedom Act, and Sen. Rand Paul's (R-KY) Congressional Health Care for Seniors Act.
What are some of the conservative ideas in these bills to reform health care? Allowing the purchase of health insurance across state lines, full tax deductibility for health care expenses, reforming the EMTALA hospital mandate, allowing people to opt-out of Medicare, price transparency, creating tax incentives for physicians who provide free care to patients in need, encouraging true insurance, state-based pre-existing condition pools, an expansion of consumer-driven health plans and Health Savings Accounts, converting Medicare into a modern and high-quality "premium support" system, and allowing small businesses to band together to obtain lower health insurance rates through Association Health Plans (AHPs).
And that's just the start. As Dean Clancy writes, there's a great deal of reason to believe that the conservative plan for consumer-driven, patient-centered health care will work, if given a chance.
Conservatives have fought a long, exhausting war to repeal and replace ObamaCare. The elections this November will be the largest and most important battle to date, and it's one that we must win.
Thanks for the update, Dan. President Obama's Healthcare Law spells disaster for the future prosperity of our great country Make calls and leave voicemails when you can. With enough of us from all over the country, we should be able change this. For more news surrounding Obamacare in this year's election please visit
Thank You and God Bless America


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UPDATE 4:11 p.m.: Historic immigration legislation cleared a key Senate hurdle Monday afternoon with a 67-to-27 procedural vote in favor of the "border amendment" seen as key to gaining Republican support for the bill.
The final tally was seven more than the 60 needed, with 15 Republicans voting to advance the legislation.
PREVIOUSLY: The U.S. Senate is poised to vote on a tough border security amendment to the immigration bill Monday evening. The measure is designed to entice Republicans to vote in favor of the larger immigration reform proposal. Business and labor groups are also putting pressure on Senators ahead of that vote, which is expected on Thursday.
Momentum is growing for passage of the comprehensive bill.
Republican Lindsey Graham of South Carolina – one of the "Gang of Eight" who negotiated immigration reform – says the measure is "on the verge" of getting 70 votes, thanks to the enhanced security amendment.
The "surge" amendment would spend $30 billion to add more border patrol agents. Senator John Hoeven of North Dakota, who co-authored the amendment, says it would provide enough funding to potentially station an agent every 1,000 feet and to complete the fence along the U.S.-Mexico border.
New pressure is coming from the U.S. Chamber of Commerce, which came up with a compromise with the United Farm Workers union on a temporary guest worker program included in the bill. The chamber is running radio and TV ads aimed at securing those Republican votes. It features GOP "Gang of Eight" member, Marco Rubio saying: "we all wish we didn't have this problem. But leaving it the way it is, it's amnesty."
The ad ends with a female voice urging viewers to call Congress to "end defacto amnesty" and support "conservative immigration reforms."
The United Farm Workers union is using social media to get its message out. Farm workers in the fields will be using their lunch break to post "Photos from the Fields" on their Twitter and Facebook accounts, asking lawmakers to support the Senate immigration bill. They'll be using the #FieldFotos hashtag.
There is still strong opposition. More than a dozen GOP Senators wrote to Majority Leader Harry Reid today complaining that few of the more than 300 amendments to the bill will be given a vote. "After repeated promises of a full and open amendment process on the floor," they wrote, "we have had nine roll call votes." They called it "deeply disturbing."
Earlier on Monday, business leaders met with President Obama at the White House to talk about immigration reform. The President touted the contribution of immigration to job creation and described the bipartisan Senate bill "strong" even though "it's not a bill that represents everything that I would like to see." He urged the Senate to pass it "so that we can then move to the House and get this done before the summer break."
White House spokesman Jay Carney told reporters Monday that's "going to be a heavy lift."
The GOP-led House of Representatives is working on a series of immigration bills dealing with workplace enforcement and high tech visas. The bipartisan group working on a comprehensive measure – that includes a pathway to citizenship – has not yet produced a bill.


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Gary Wilde found the swiveling tool tray he built so handy that he made
another one for the second workbench in his shop. It took him about four hours to tackle one tool tray and $100 worth of materials. Wilde operates the Wilde Ranch in north-central Oregon, where he raises cattle and grows hay, wheat and corn.
"To keep my tools organized and easy to access at my worktable, I made a tray that swivels 360°. The stand is made from a standard 1½" water pipe, and the extension arm is a smaller piece of scrap iron that fits inside the pipe. The tray is welded 10-gauge steel and includes holes in the center section to keep several screwdrivers upright and hooks along the side to arrange a variety of wrenches."
In-Field Washing Station
In an effort to keep our hands as clean as possible out in the field, I mounted a hand washing station on the side of the tractor. Using a 6" PVC pipe and two caps, I glued one cap on the bottom and slip off the top cap to add soap to the water. I threaded a brass faucet in the bottom. One hose feeds the tank from the air conditioner condenser, and I also installed an overflow hose. The heat from the engine keeps the water warm even in cold temperatures. Lastly, I painted it to match the color of our tractor.
Andrew Stech
Osmond, Neb.
Share your $100 idea!
Up Against the Bin
I finally got tired of my grain vacuum tube disconnecting from the bin door opening when pulling grain from the bin. I ordered a metal tube from the grain vac company and welded a frame to the tube using two pieces of strap iron. I welded that piece to the cleanout door guides, which allows the tube to be about 1⁄8" away so the door easily slides.
Tom Zaputil
Mystic, Iowa


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Whether for new business generation, individual career development or simply getting the job done, networking is a vital tool for business. Yet so few people take a strategic approach to it.
The expertise, experience, ideas and connections that other people offer can make all the difference to your personal or collective success. All of the resources you need are at your disposal to achieve your best. The question is…..do you understand how?
Whether it is a one-on-one session or a large group, we can guarantee that Andy's unique approach and style of speaking will keep you informed and engaged throughout. You will come away from a session with a wealth of information and ideas on which to build, with continuing support if needed.


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Oct 25, 2012
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Integrating Good Governance Leads to Sustainable Success
IFAC Issues New Report for Professional Accountants in Business
The Professional Accountants in Business (PAIB) Committee of the International Federation of Accountants (IFAC) has issued Integrating Governance for Sustainable Success, which uses case studies to analyze how professional accountants in business support the performance of their organizations by integrating governance into the key drivers of sustainable organizational success.
"Governance is still too often seen primarily as a compliance exercise rather than a means for driving the sustainable performance of an organization," said Roger Tabor, chair of the PAIB Committee. "Successful organizations have a governance structure and culture that go beyond conformance with regulations and support the organization's efforts to improve performance. Governance should be part of the DNA of an organization."
The new report illustrates that good governance is about more than the basic protection of stakeholders' interests or compliance designed to satisfy regulatory requirements. Rather, integrating good governance throughout an organization offers powerful support to the way sustainable value is created. The report addresses how professional accountants support their organizations to build good governance into the entire cycle of strategic planning, resource utilization, value creation, accountability, and assurance. Such a holistic approach ensures that governance is integrated into all aspects of an organization.
"Professional accountants are typically in a position of strategic or functional leadership or are otherwise well placed to partner with colleagues in evaluating and improving governance," said John Cahill, chair of the PAIB Committee's Governance and Ethics Task Force. "This report usefully demonstrates how they can increase their organizations' sustainable performance."
About the PAIB Committee
The PAIB Committee serves IFAC member bodies and professional accountants worldwide who work in commerce, industry, financial services, education, and the public and the not-for-profit sectors. Its aim is to promote and contribute to the value of professional accountants in business by increasing awareness of the important roles professional accountants play, supporting member bodies in enhancing the competence of their members, and facilitating the communication and sharing of good practices and ideas.
About IFAC
IFAC is the global organization for the accountancy profession dedicated to serving the public interest by strengthening the profession and contributing to the development of strong international economies. IFAC is comprised of 167 members and associates in 127 countries and jurisdictions, representing approximately 2.5 million accountants in public practice, education, government service, industry, and commerce.
# # #
Related Resources
- IFAC Issues Call for Nominations for Its Board and Committees in 2017
- New Report Outlines Keys to Sound Governance
- New Thought Paper Released by IFAC Tears Down the Risk Management Silo
- SMP/PAIB CAPA Seoul 2015 Presentations
- United, Connected and Aligned: How the Distinct Roles of Internal Audit and the Finance Function Drive Good Governance


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This is a complete user interface visual overhaul for the RPG game "The Witcher". It also includes many other improvements/alternatives which all fully fit the new darker flame style presented by the Inferno Edition. Features: - Fully revamped UI and HUD. All elements have been retextured to be in line with the black/grey/orange style of the Inferno Edition. This includes all sub-screens, buttons, menus, mini-games, and even the main menu. The heads-up-display in the game has been changed to a dark grey color with orange flame accents, which looks especially cool during the night and while in combat. In addition, all other UI elements have been made to match, everything from the meditation menu to the main menu when you start the game has been redone to make everything fit the signature look of the Inferno Edition.
Only registered members can share their thoughts. So come on! Join the community today (totally free - or sign in with your social account on the right) and join in the conversation.


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Dear User,
Thank you for taking the time to suggest a site to our web resources section. Please make sure that you are in the correct category for the site you are attempting to add. This ensures that your site is listed under the right group. If you are unsure, please go back and browse to the categories to find out where you would like this new site to be added.
Once you fill out the form and press submit, your request will be placed on the queue for review. One of our webmasters will verify the link and approve it for publishing. Please allow us a couple of days for your site to appear on the site.--B2K Team


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In the middle of June, I woke up at 3am with a pain so unbearable that it woke me from a dead sleep. I couldn't walk, barely breathe, began throwing up and I was sure that something was incredibly wrong. I gathered the strength to stand up but again to make it to the bathroom but the pain crippled me and I fell to the floor. I crawled on the floor back to my room towards my cell and called my girlfriend for immediate extraction to the hospital.
After 2 days, a CAT scan, several shots of morphine, four different "specialists", a full panel blood test, a lot of people touching my stomach in very painful ways, an upper endoscopy, and some procedure where they shoved a tube down my nose to my throat (twice); I have had zero positive results.
Feeling well enough after a couple of days in a hospital gown, I needed something to do other than hunch over in pain. Since I can walk a few steps at a time and I don't have to work for a few more days due to illness, I went to my local GameStop to find something to occupy my time. It was my favorite kind of day. It was Buy two preowned games and get a third for free. "I'm going to be home for at least four more days," I thought to myself, "Treat yourself to some relaxation and play through your wish list, man."
Now bear with me ladies and gentlemen because my backlog will be games that 99% of the general gaming community will have played but I have a full time job, music, and a relationship so some games just get skipped.
Gears of War 2, Gears of War 3, and Splinter Cell Conviction are first grabs. I was in pain and I wanted these little polygonal figures to feel my pain too. Upon approaching the counter with payment and PowerUp card in hand, I'm informed reward members receive an additional Buy Two/Get One. Back to the wall I go. "Bulletstorm? Uhh…yeah."
I should stop buying games for my roommate now. I'm a nice dude but not that nice. To the PS3 wall I go. I have two more games to get so I reach for Homefront and Resistance 3. All six games are violent and violently fun games (feel my paaaaaiiiiin).
That is where it started and it continued from there. I won't bore anybody further reading and probably thinking, "Cool story, bro. Where are your mini reviews?" Sorry folks! Disclaimer: all screenshots taken from IGN, GameInformer,and their affiliates and are not my property. Here they are and in order of play through:
Gears of War 2 (Rent It)
Great action sequences and tight controls make for a great experience although the color palette and storyline failed to impress.
Gears of War 3 (Buy It!)
Holy crap. Graphical upgrades and a story that screams desperate times for the COGs made this journey one of my favorites of my 21. Finally, a color palette made of more than 3 colors!
Splinter Cell: Conviction (Buy It!)
Sam Fisher…Oh how I love thee. Nothing more satisfying them getting the drop on five or more enemies in silence and the last guy left is wondering what the hell just happened.
Bulletstorm (Buy It!)
A forgettable story with responsive controls, arcade style point and upgrade system, with comedy that often had me laughing (in pain) out loud but sometimes made for awkward living room conversations with my roommate…who's Asian…and his Asian son…about the term "Sushi d***".
Vanquish (PS3 Buy It!)
W…T…F..? I should've played this earlier or bought it on day one. This game lacked absolutely zero in everything but the story. Oh Japan, I'm cheering for you but your stories are atrocious.
Homefront (PS3 Rent It)
Look, I wanted to love this game. The story was pretty damn good but poor graphics, an annoying cast of characters, and graphical glitches (including one that rendered the game useless to me at one point), and a cliffhanger ending that felt unnecessary, combined to make a not-so-fun time. I heard the online was fun but the game froze on the end credits and never worked again so I can't tell you much about that.
Shadows of the Damned (PS3 Rent it)
This game and it's d*** jokes man, I swear. Suda 51 is a sick and twisted little man. I highly enjoyed the style and aesthetic of the game as well as the light puzzle solving. Very, very light puzzle solving. The nod to one of my favorite movies of all time is enough to give the score a boost but the controls were enough to make me cringe at times.
Resistance 3 (Buy It!)
I'm a big fan of the Resistance trilogy. The story gets more and more depressing with each installment and that's not in any way a bad thing. Now knowing this is the last iteration from Insomniac Games is depressing because the ending….oh the ending. I wanted so much more.
Catherine (PS3 Buy It!)
By far one of my favorite and most memorable of my 21 games of summer (I don't know what else to call it). The puzzles are difficult. I mean really freaking difficult at times. I played it on Normal difficulty and many a control hath been thrown. In the end, the story is where this game grabbed me and didn't let it's little sheep hooves off of me. Warning: playing with your significant other around may start mild arguments.
The Darkness II (PS3 Buy It!)
The acting in these games has always been very well done and Quad-wielding has given me new meaning to feeling powerful in a game. A lot of fun. Also, "Assecution". Yup. That happened.
Deadlight (XB Live Buy It!)
The art style is absolutely fantastic but the cheap deaths and the entire sewer section of the game were just too annoying and frustrating to warrant a second play through but worth the first one.
Alan Wake (Buy It!)
There were some genuine moments of tenseness and chills from being in a dark forest for extended period of time that made this game a wonderful experience. The story, including presentation, was my favorite things. I loved the story from start to finish. On the other hand, the control mapping was crap. I am, however, a fan of Gods of Asgard.
Crysis (PS3 Buy It!)
This game was a hell of a lot of fun. So much so that I went back after finishing a couple other games to get the Platinum trophy in it with a second play-through. Stealth in an FPS done right ladies and gentlemen.
LittleBigPlanet 2 (Rent It)
I couldn't get into the sequel as much as it's predecessor, but I can still recognize the genius of Media Molecule for what they are able to accomplish with every touch. They don't need a story in these games and for good reason; their stories are not their strong suit.
Starhawk (Rent It)
I talked this game over with my friend who let me borrow it and came to a conclusion. This story was dumb. The concept and execution were incredible. He says the online is fantastic but I wasn't able to play it due to the fact that he wanted it back to play online. He says it's that fun.
Journey (Buy It!)
This game is so damn good. There are some scenes that will evoke emotions in you that you had no idea you had. I'm a 6 foot tall bearded man built of 100% man, but this game almost made me cry from the beauty. I'm serious. Take my man card and I'll happily hand it over.
Sleeping Dogs (PS3 Buy It!)
More like Sleeper Hit, am I right? OK that was a bad joke, but Sleeping Dogs was not a joke in the slightest. It was a wonderful compilation of action and great game mechanics that were weaved throughout a story with fantastic acting. This game sets a bar for the anxiously anticipated GTA5 that I'm sure gained Rockstar Games' attention. A bit of advice: don't walk too close to one of the "stores" that isn't open because they just look terrible.
Stacking (PC Buy It!)
Stacking drew my attention a very long time ago with its adorable concept and art but I could never gather enough time to purchase and play it. Thanks to my terrific stomach (/sarcasm), I was finally awarded with an experience that I knew Double Fine would provide. I went for every Steam achievement because I was having that much fun. Kudos Mr. Schafer. Kudos.
Rayman Origins (PS3 Buy It!)
When I first saw this game demoed on YouTube, I immediately had to have it. I'm 30 years old and I still love cartoons. Is that sad? Not to me and not when it comes to this little gem. I played through most of this game with my girlfriend and couldn't have had more fun. She's not a gamer so to find a game that we could both enjoy was great. Then the difficulty spiked and she had her first rage quit. That was also great…for me at least.
Sniper Elite V2 (PS3 Rent It)
X-ray shots of a large sniper bullet traveling 180 yards to shatter a skull into fragments: priceless. Well at least the first fifty times. After an eight hour campaign, I was over it. Actually, I was over it by the third hour. The controls outside of being zoomed in were just plain bad and the story was boring. Give me Enemy At the Gates the game. Please.
Ratchet and Clank: All 4 One (Buy It!)
Right out the gate, I want a R&C weekly cartoon. The comedy was great in this installment of our favorite Lombax and the gameplay was tight as ever. Compared to A Crack in Time, it didn't quite deliver, but the co-op mechanics were a lot of fun. For review, I played with a couple 20 somethings and a couple of 10 year olds. Kids gave it an 11 out of 10 because my friend's child is horrible at math. Needless to say, they liked it a lot.
I can't say I'm entirely happy with my situation. My stomach is a mess and my hospital bill is insane. I will say that with the combination of good friends bringing over games, Playstation + free games and discounts, and the multiple B2G1 deals at GameStop, 21 games came into my life during a time where I was, and still am, at my weakest. I'm still sick over 90 days later and doctor's still have no idea what's going on, but my hobby has turned into the best kind of therapy.
Originally written September 2012 .
Check out the newest Playing Catch-up here!


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Penn State York's THON Committee is partnering with the American Red Cross for a THON Blood Drive from 10 a.m. to 4 p.m. Jan. 28, in the conference center of the Main Classroom Building. The drive is open to the public.
Blood is needed and one donor can save up to three lives. The American Red Cross will make a donation to THON for each unit donated. Proceeds go to the campus THON committee's effort to raise money for the Four Diamonds Fund at Penn State Hershey Medical Center. The Four Diamonds Fund helps children with cancer and their families.
To schedule an appointment to donate blood, email Kara Smith at firstname.lastname@example.com or sign up in the Student Affairs office in the Joe and Rosie Ruhl Student Community Center on campus.
This is just one of many events sponsored by the Penn State York THON Committee leading up to the 41st annual Penn State IFC/Panhellenic Dance Marathon (THON), the 46-hour event, set for February 15 to 17, at the Bryce Jordan Center at University Park. The theme for this year's THON is "Inspire Tomorrow's Miracles."
THON, a year-round fundraising event, is the largest single donor to the Four Diamonds Fund, at the Penn State Hershey Children's Hospital in Hershey, Pa. The year culminates in a no sitting, no sleeping, two-day dance marathon. First held in 1973, THON has partnered with the Four Diamonds Fund since 1977 and in that time has raised more than $89 million and has helped thousands of children and families fight pediatric cancer. Last year the event raised more than $10.6 million and broke its own record. The mission of THON is to conquer pediatric cancer by providing outstanding emotional and financial support to the children, families, researchers, and staff of the Four Diamonds Fund.
During THON weekend, more than 700 dancers and thousands of supporters come together at University Park in the hopes of one day finding a cure for pediatric cancer. Whether standing for 46 hours as a dancer, entertaining the crowd, taking care of the facility or even sitting in the stands, every person involved with THON plays a valuable role in creating an amazing atmosphere of love, compassion and understanding. This atmosphere inspires the students to fundraise throughout the year and demonstrates to the families of the Four Diamonds Fund that they have the care and support they need. This collective effort, involving more than 15,000 students, has become one of Penn State's greatest and most unifying traditions.
For more information about Penn State York's THON activities, please contact Alannah Lentz at firstname.lastname@example.com or Kara Smith at firstname.lastname@example.com, York's THON co-chairs.
Anyone interested in supporting the dancers from Penn State York can send checks -- with "York, Org. 170" in the memo line -- made payable to:
Penn State Dance Marathon
Penn State York
1031 Edgecomb Ave.
York, PA 17403
Donations are also accepted online at www.thon.org. Be sure to use the drop-down menu and designate donations for York so it counts toward the campus total.


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The Anderson County Middle School eighth-grade volleyball team was runner-up in its conference tournament, held April 15. Team members are, front row, from left: Ally Hayes, Taylor Phillips, Baylee McKenzie, Lizzie Jones, Regan Darst and Emily Couch. Middle row: Mattie Bowman, Emily Taulbee, Laiken Bowen, Kate Webb, Taylor Brock and Brittany Wilson. Back row: Amber Kelly, Taylor Owens, assistant coach Bob Hardin, Rebekah Cardwell, Ashley Moses, assistant coach Tanya Best, assistant coach Tanya Bowman, Katy Carmichael and head coach Bobby Hardin.
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hugapitbull wrote:If you have a good relationship with your vet, you should be able to keep it on hand as Erin does and give it when needed. Dr F trusted our judgement for assessing what Trouble needed and dosing her accordingly. .
airwalk wrote:I have two dogs on Rimadyl. Doogie is long term and Scooter will be.
plebayo wrote:Have you considered trying adequan?
plebayo wrote:I agree it's quality of life that matters so if he needs to go on it long term to not be in pain so be it. Also as you know already if you can get his weight down and keep him active that will help
iluvk9 wrote:plebayo wrote:Have you considered trying adequan?
Never heard of it, but I doubt I would go for the monthly injections.
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From Transformation
Transforming Your Services
Saturday, 9:30 AM to 12:00 PM
Program Chair
- Karen Hyman, South Jersey Regional Library Cooperative
As a result of participation in Transformation Track programs, libraries will:
- Choose high impact services that and exceed the expectations of their customers.
- Implement the staff changes, technology, environment and culture to support these services.
- Position and market these services in a way that resonates with potential users.
- Deliver these services in a flexible, responsive and intelligent manner.
- Maximize the results of their efforts.
What do people want and where is your library in that picture? What are the high impact new services that could reinvent your library today? Do you deliver services in a way that stalls you somewhere short of transformation? It's past time for big changes that will transform your organization and the experience of your customer. We'll tell you why, what and how.
- Karen Hyman, South Jersey Regional Library Cooperative
- George Needham, OCLC
- Joan Frye Williams, Information Technology Consultant
Room Information
Arrangement & AV
- Podium
- Head Table for 3
- Microphones
- Podium microphone
- Two portable handheld microphones for head table
- Two floor microphones – one in each aisle – for QandA.
- Computer projector/ screen, etc.
Location & Size
Room for 200-400 in Convention Center


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By Brady Henderson
Sunday's game against the Cowboys projected as a nightmarish matchup for the Seahawks offensive line.
That unit that had allowed the most sacks of any NFL team and had to deal with Pro-Bowl pass-rusher DeMarcus Ware, who was second in the league with 12 sacks. The Seahawks were averaging the second-fewest rushing yards per game and were facing the league's No. 4 run defense.
The Seahawks offensive line allowed one sack and paved the way for a season-high 162 yards rushing on Sunday. (AP)
The result? As Pete Carroll told "Brock and Salk" on Monday, it was their best performance of the season.
"Without question," Carroll said. "Really, [offensive line coach] Tom Cable made an issue of it last week that we needed to take this step. We had talked about it as a staff. We needed to make a step ahead. We were not moving ahead with what was going on as a running game.
"He addressed them perfectly, they responded perfectly, they did exactly what he wanted them to do, and we made a big jump for us."
The Seahawks rushed for a season-high 162 yards in a 23-13 loss, reaching triple digits for only the third time this season. Their 5.4 yards-per-carry average was also a season high. Marshawn Lynch accounted for 135 of those yards, marking the first time he has topped 100 yards in a regular-season game since joining the Seahawks.
Dallas was able to put pressure on Tarvaris Jackson, but only came away with one sack. The Seahawks had allowed 28 sacks, an average of four per game. Protecting Jackson against Ware was a priority, one that came at the expense of the no-huddle offense that has been successful in recent weeks.
"We picked him up with the tight end, we motioned the tight end to block him, we used the backs, we slid in ways that would give us an advantage on him," Carroll said of Ware. "That was not a no-huddle mode. That doesn't fit. The gameplans didn't match in the regard. That was a concession that we had to make to get that done."
Carroll said he was encouraged by the strides the offensive line made, particularly in the running game. He noted that next week's game against the Ravens will be another test.
Carroll expressed frustration after Sunday's game when discussing the Seahawks' 10 penalties, and seemed particularly miffed at those committed by the offensive line. He backed off of that criticism on Monday, saying he had mistakenly thought the offensive line was responsible for more penalties than it actually was.
"That wasn't as big a deal as I thought it was," he said. "That's because it's a recurring issue, so I overreacted a little bit."
You might also like…
Mike Salk: Tarvaris Jackson's ill-timed implosion


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ACCC cracks down on fake reviews, sues Electrodry
"Amazing job", "fantastic result", "these guys are the best cleaners!" These are snippets of the online reviews the consumer watchdog has used to sue a carpet cleaning company in the Federal Court.
The Australian Competition and Consumer Commission launched legal action against A Whistle and Co, which trades as Electrodry Carpet Cleaning, for misleading and deceiving customers with fake reviews and testimonials online.
Electrodry, with more than 100 franchises around the country, is accused of inducing, or attempting to induce, franchisees to post fake reviews in breach of Australian Consumer Law, court documents show.
In early 2012, Electrodry acquired the services of a Hong Kong contractor in the Philippines to look after marketing and call centre duties. In March, it allegedly asked the contractor to post fake online reviews and distribute manuals to franchisees on how to take part.
Electrodry provided sample reviews as templates to franchisees and specified they use Google, Yelp, Word of Mouth Online (Womo) and True Local. The franchisor urged them to post glowing reviews using their mobile phones so that it would be linked to different IP addresses, the ACCC claims.
To maximise participation among its 64 franchisees, Electrodry launched "operator of the month" and "operator of the year" competitions with prize money, some worth more than $1000, to reward those who posted the highest number, court documents show.
Electrodry, which provides carpet, drapery, grout, upholstery and mattress cleaning services, said those who did not take part in the "challenge" were "doing themselves a disservice".
ACCC Deputy Chair Michael Schaper said: "Fake online reviews mislead consumers and hurt Australian businesses. Businesses that pay for or post fake reviews can gain an unfair advantage or damage their rivals."
It released online review guidelines in December, saying businesses should be transparent about commercial relationships, not post misleading reviews, and know omitting negative reviews was akin to posting fake ones.
Fiona Adler, the founder of Word of Mouth Online (Womo), said the website contained 400,000 reviews for 160,000 businesses in Australia. More than 800 reviews had been investigated in the past six months, because there were indications they were fake.
"We allow users to flag reviews that look suspicious or dodgy, we also have automated systems to filter reviews and have an investigations team," she said. "The number of fake reviews are increasing as businesses realise how powerful they are."
Fi Bendall, a digital management consultant who has worked with franchisees, was shocked by the methodical nature of Electrodry's attempt to lure more customers.
"It's shocking in this day and age, with all the warnings and education, to have that system set up. They've been very poorly advised," she said.
The practice was "unethical" because the writers were pretending to be customers, when they were not, she said. "It's misleading, it's deception. It's definitely an attractive way to do things for some, because it's link-building, it's more influential than advertising."
More than 70 per cent of social media users read online reviews before making a purchase, according to a 2013 Sensis Social Media Report.
In December, Yelp admitted a quarter of reviews submitted were deemed fake and not published.
The ACCC is seeking declarations, penalties, injunctions and corrective notices.


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My friend and I participated in the 2010 Midcoast Road Rally on Saturday and had an awesome time.. waiting to hear back on the results now
A teaser photo from the finish line where they shut down downtown Des Moines, IA for us to park at the end.. 132 participants and we were one of the earlier teams to finish.
Swapped on the Injen CAI from my SC1
Installed aftermarket stereo for in car streaming Pandora radio from my phone
Eibach/KYB suspension
Koenig Rims
Basic maintenance
Current(ish) Photo
Imported a 99 SL2 from Canada 3/27/2010
The Good:
173,xxx KM so about 107k Miles
Engine and Trans seem to be top notch
Super clean engine bay, no visible leaks
Keyless Entry
OEM block heater (that will be nice this year)
Tinted Windows
Damn near silent minus the suspension that needs to be replaced
The Bad:
Has tan single cam interior and one piece seats
Automatic Trans
Bad passenger side wheel bearing (400 miles
The forged engine and turbo setup are gone but the SC2 still remains. This car has been through so many incarnations that Ive begun to refer to it as the perpetual project. I sometimes joke that I enjoy building it more than having it complete.. and to an extent that is true..
The new build will consist of
97 LL0 bottom end
95 DOHC Head
Geo Storm GSI TB with 3″ WAI
92 OEM Header
Fidanza Flywheel
97 MP3 transmission with MP2


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Pocket as many pool balls as you can before the time runs out!
Braains2.io is a zombie tag game where players get to play as both zombies and survivors. When playing as survivors, your goal is to stay alive for as long as you can. If you're a zombie, then tag as many humans as possible. Gain points, so you can buy special weapons!Help
There are no awards for this game!


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Date(s) - 17/02/2019
09:00 - 12:00
Brighton Marina
Rampion Offshore Windfarm
Information on the Rampion Windfarm trip can be found by following this link
The Trip
This trip to the Rampion Windfarm lasts approximately 3 hours. The trip is aboard private charter vessel Defiance. We shall depart at 9am from the popular and accessible Brighton Marina. Defiance will endeavour to show you as much as possible in the timeframe, whilst observing the navigational restrictions around the site.
In the windfarm you will be given a history of the Rampion windfarm project, as well as information about the vessels and the construction techniques employed on this windfarm.
The return trip normally takes a route along the Brighton Seafront, passing close to the two piers.
The Rampion Offfshore Windfarm Construction
The Rampion Windfarm is about 7 miles offshore from Brighton at the closest point, stretching over an area of approximately 27 square miles. The windfarm was named after the round-headed rampion flower, also known as the Pride of Sussex and the county flower of Sussex.
Construction began in January 2016. All 116 turbines have been installed and are now operational. Final works are now being made to have the construction fully complete by 2019
For everyone's comfort and safety this trip will only run in very good conditions. If the trip is postponed by the skipper due to the sea conditions, the voucher purchased for this trip can be used on a subsequent trip.
Warm clothing and flat non-slip shoes, suitable for walking over a wet deck are essential for the trip. Whilst Defiance has a cabin, to get the most from this trip viewing from the open deck affords the best views and photo opportunities. Complimentary teas and coffees are included whilst at sea.
The standard Terms and Conditions apply to this trip. Please read the guidance for children on these trips. You must contact us by 8pm the evening before your booked trip to confirm the weather conditions are suitable.
Cost £40 per person.
To book onto this trip to the Rampion windfarm, or to discuss other dates available, Please call 07711 325986 or use the contact page. Payment is required to secure the booking.


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@chiangmai Not recently active
Chiangmai replied to the topic Invalid Activation Key For New Registration in the forum How-to & Troubleshooting 6 years, 2 months ago
Exactly the same problem.
Emails have been sent most end up in spam boxes of new registrants. Clicking on link goes to site and produces "invalid activation key" .
If new registrants had then gone to home page to log in they can access their accounts but all stop at "invalid activation key" ,very frustrating!
Any answers?


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Here's model/actress Emily Ratajkowski, posing on the red carpet at the LA premiere of We Are Your Friends with her costar Zac Efron. She's wearing a revealing Grecian-style gown by designer Maria Lucia Hohan and a pair of pale pink Jimmy Choo Lottie Sandals. You can find a similar pair
It's been a busy week for Emily, we just saw her making the press rounds in NYC just a few days ago in a pair of metallic Sophia Webster Layla Metallic Sandals. She definitely seems to have a preferred color palette for this press tour. We Are Your Friends hit theaters last Friday.


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Tongariro National Park, New Zealand
Tongariro National Park-c with popular hiking routes and ski trails-is overshadowed by Ruapehu, the highest volcano in the country.
1 / 2
After 10 seconds at Tongariro National Park, it's easy to understand why the region was chosen as the backdrop for Peter Jackson's epic Lord of the Rings trilogy. The park's three dormant volcanoes, immortalized in the films, rise high above the cool, clear waters of Lake Taupo. Now that the swell of post movie hobbit hunters has subsided, New Zealand's oldest national park is once again a serene realm of geological anomalies. The highlight of Tongariro's ethereal sights is the so-called Craters of the Moon – a steamy stretch of burping mud and smokey-spewing craters.
Hike the Tongariro Massif, pull on your boots for one of the world's greatest day hikes. The Tongariro Crossing takes in some of New Zealand's most dramatic volcanic landscapes. The initial ascent is a killer – a hard slog on loose lava scree – but emerging on the plateau beneath brooding Mt Ngauruhoe is a life-affirming moment. On a clear day the sun glimmers on azure lakes, Red Crater diffuses a warm glow and panoramic vistas reveal a cinematic landscape littered with volcanic rubbles, lahars and jagged lava.
In New Zealand, nature is the main attraction.


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NEW YORK (Reuters) - Stocks on Monday suffered their biggest drop since November after a strong showing in Italian elections by groups opposed to the country's economic reforms triggered worry that Europe's debt problems could once again destabilize the global economy.
The decline marks the biggest percentage drop for the benchmark Standard & Poor's 500 Index since November7, and drove the S&P down to its lowest close since January 18. The CBOE Volatility Index <.vix> or VIX, Wall Street's favorite barometer of fear, surged 34 percent, its biggest jump since August 18, 2011.
Selling accelerated late in the trading session after the S&P 500 fell below the 1,500 level, which has acted as a significant support point. Monday marked the S&P's first close under 1,500 since February 4.
Italy's center-left coalition holds a slim lead over former Prime Minister Silvio Berlusconi's center-right bloc in the election for the lower house of parliament, three TV projections indicated. But any government must also command a majority in the Senate, a race that is decided by region.
The resulting gridlock in parliament could lead to new elections and cast into doubt Italy's ability to pay down its debt.
"Europe hasn't gone away as an issue, it is going to hang around, and it is rearing its ugly head today," said Stephen Massocca, managing director of Wedbush Morgan in San Francisco.
"If someone gets elected who is simply not going to play by the rules, what are they going to do? It puts them in a real quandary here because their financial support, their monetary support is all stipulated by the fact that these austerity programs are going to be in place."
Earlier polls pointing to a center-left victory boosted stocks in Milan and other European markets, and also helped lift the S&P 500 to a session high of 1,525.84 on optimism that Italy would continue down its austerity path.
After a strong start to the year, equities have retreated more recently. The S&P 500's slight fall last week was its first weekly drop after a seven-week string of gains.
In Monday's volatile session, banks and other financial stocks were among the worst performers on worries about the sector's exposure to Italy's massive debt. The KBW Bank Index <.bkx> fell 2.7 percent.
The CBOE Volatility Index <.vix> ended at 18.99, up 34.02 percent.
The Dow Jones industrial average <.dji> dropped 216.40 points, or 1.55 percent, to 13,784.17 at the close. The Standard & Poor's 500 Index <.spx> lost 27.75 points, or 1.83 percent, to 1,487.85. The Nasdaq Composite Index <.ixic> fell 45.57 points, or 1.44 percent, to 3,116.25.
Although the overall market lost ground on Monday, there were a few bright spots.
Barnes & Noble Inc
Amgen Inc shares climbed 3.1 percent to $89.55, after rival Affymax issued a voluntary recall of its only drug, an anemia treatment that competes with Amgen's top-selling red blood cell booster, Epogen. Affymax shares lost 85.4 percent to $2.42.
The FTSEurofirst-300 index of top European shares <.fteu3> edged up 0.04 percent and Italy's main FTSE MIB <.ftmib> ended up 0.7 percent after earlier gaining nearly 4 percent.
Political uncertainty on the home front, though, is also on Wall Street's mind.
U.S. equities will face a test with the looming debate over so-called sequestration - U.S. government budget cuts that will take effect starting on Friday if lawmakers fail to reach an agreement over spending and taxes. The White House issued warnings about the harm the cuts are likely to inflict on the economy if enacted.
"Sitting out there is the one-thousand-pound gorilla - the sequester issue - and certainly nothing is happening there," said Tim Ghriskey, chief investment officer of Solaris Group in Bedford Hills, New York.
Lowe's Companies Inc
With 83 percent of the S&P 500 companies having reported results so far, 69 percent beat profit expectations, compared with a 62 percent average since 1994 and 65 percent over the past four quarters, according to Thomson Reuters data.
Fourth-quarter earnings for S&P 500 companies are estimated to have risen 6 percent, according to the data, above a 1.9 percent forecast at the start of the earnings season.
Volume was active with about 7.27 billion shares traded on the New York Stock Exchange, NYSE MKT and Nasdaq, above the daily average of 6.46 billion.
Declining stocks outnumbered advancing ones on both the NYSE and the Nasdaq by a ratio of about 4 to 1.
(Editing by Kenneth Barry, Nick Zieminski and Jan Paschal)
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sheriff's department
190th Rd. east of Goldenrod Rd.
Rebecka Alane Simhiser, 45, 312 K-168, Lehigh, lost control on an icy curve and slid into a road sign and hit an embankment with her 2003 Dodge van at 10:35 a.m. Dec. 8. No injuries were reported, but the van had to be towed.
Old Mill Rd. south of 40th Rd.
Rebecca L. Freeman, 52, 12521 N.W. 160th, Newton, lost control on an icy road and rolled a 1999 Ford sedan registered to Gary L. Hubman, same address, into the ditch at 9:20 p.m. Dec. 8. Freeman wasn't injured, but passengers Rebecca M. McCullough, 17, same address, and Anjelica M. Winsor, 17, 4675 N.W. 160th, Burns, suffered possible injuries and were taken by ambulance to Newton Medical Center. The vehicle had to be towed.
Timber Rd. south of 60th Rd.
Nicole Marie Sauder, 28, 600 E. Marion St., Goessel, lost control on an icy patch of road and hit a culvert with her 2007 Saturn sport utility vehicle. No injuries were reported, but the vehicle had to be towed.
Old Mill Rd. south of 60th Rd.
Justin Ryan Weerts, 31, 611 N. Vine St., Peabody, went into a ditch and struck an embankment and tree with his 2008 Ford pickup after trying to avoid hitting several deer in the road at 6:50 p.m. Dec. 10. No injuries were reported, but the pickup had to be towed.
Meridian Rd. north of 90th Rd.
Christopher Sean Horst, 23, 115 Olivette St., McPherson, lost control and went into the ditch and struck a tree with a 2002 Nissan sedan registered to Troy Nathan Jantz, 320 N. Weaver St., Hesston, after trying to avoid a raccoon in the road at 10:10 p.m. Dec. 10. No injuries were reported, but the car had to be towed.
280th Rd. east of Alfalfa Rd.
Dustin James Bina, 30, 2756 280th Rd., Lincolnville, struck and killed a coyote, lost control and went off the road, and rolled a 2008 Dodge pickup registered to Jeanette M. Bina, 2725 280th Rd., Lincolnville, onto its top at 10:15 p.m. Dec. 10. No injuries were reported, and the owner removed the pickup.
Hillsboro police
Parking lot of Hillsboro MB Church
Ruth Y. Funk, 56, 514 S. Washington St., Hillsboro, and Herbert Guhr, 87, 704 S. Ash St., Hillsboro, struck each other Sunday at 12:20 p.m. in the Hillsboro Mennonite Brethren Church parking lot when they backed up at the same time. Funk was driving a 2003 Pontiac minivan registered to Kurt Lynn Funk, same address, and Guhr was in his 1991 Buick sedan. No injuries were reported.
Ash and First Sts.
Troy W. Seaman, 25, 412 West B St., Hillsboro, lost control of his 1996 Ford pickup Dec. 8 at 2:15 p.m., ran over the curb, and struck a road sign while driving north on Ash St. The sign then went airborne, broke the glass of a storefront window, and caused damage to the window frame. Seaman reported that his boots caused him to over accelerate which in turn caused his truck to enter into a slide on the ice-covered street. His pickup had very little damage. No injuries were reported.


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ARDMORE, OK - Texomans are familiar with the story of Ashleigh Lindsey who was shot by her ex-boyfriend Joshua Mahaffey in the summer of 2012. She and her unborn child were killed.
Her mother, Tara Woodlee, travels Texas and Oklahoma telling her daughter's story.
But woodlee has a story of her own.
"Ashleigh's biological father abused me, and I escaped that violence," said Woodlee. "But afterwards I was so afraid. I was very silent about it; I never told anyone. I never talked to them about it."
Tuesday night's candlelight vigil was intended for survivors like Woodlee. Heritage Hall was lined with organizations that can help those who are abused, and the Carter County Domestic Violence Task Force hopes that sharing those resources will be empowering.
"The most dangerous time is when they're leaving the domestic violence situation," said Paula Colbert, chaiperson of the task force. "You need to prepare for it in advance, you need to do it in a safe manner and these agencies can help people devise that plan."
But the vigil also honored those who didn't escape.As the candles lit silhouettes of the victims, remembering who they were.
Woodlee hopes that her story--and her daughter's--keep victims from staying silent.
"And I think that is a great legacy for Ashleigh and her memory," she said.


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Sunday, 28 May 2017
Reekado Banks slams man trying to introduce him into illuminati
received from a certain man on Instagram. The man revealed he had
direct access to the Illuminati group, and he'd love the singer to be
part and parcel of the group so he can get rich quickly.
The singer, who obviously is already rich and famous laughed at the
whole thing, and shared a snapshot on his Instagram. He's obviously a
scammer for sure.
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Microloans to help farmers
The U.S. Department of Agriculture has announced a new microloan program, designed to help socially disadvantaged farmers secure loans under $35,000.
Agriculture Secretary Tom Vilsack hopes it will help small and family operation "bolster the progress of producers through their start-up years."
It will provided the resources needed to help farmers increase their equity, so that they may eventually graduate to commercial credit and expand their operations. The microloan program has a simplified application process, compared to traditional farm loans.
The microloans will be administered through USDA's Farm Service Agency Operating Loan Program. It offers credit option and solutions to a variety of producers.
Producers can apply for a maximum of $35,000 to pay for initial start-up expenses, such as hoop houses to extend the growing season, essential tools, irrigation, delivery vehicles, and annual expenses such as seed, fertilizer, utilities, land rents, marketing and distribution expenses.
As their financing needs increase, applicants can apply for an operating loan up to the maximum amount of $300,000 or obtain financing from a commercial leader under FSA's Guaranteed Loan Program.
USDA farm loans can be used to purchase land, livestock, equipment, feed, seed, and supplies, or be to construct buildings or make farm improvements.
Producers interested in applying for a microloan may contact their local Farm Service Agency office.
Last modified Jan. 17, 2013


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Okay, I have GOT to do something to distract myself from looking at fabric online. I am literally drooling and ideas are going around in circles in my head! However, with the $600 in doctor bills we've had (IN LESS THAN ONE MONTH!!!) I won't be buying any fabric anytime soon. *sniff sniff* So, how about a post on Aaron's room?
When we first moved here he was really into Transformers. So he had a Transformers bedroom.That has died off, and now it's Star Wars. Since I know he'll probably be over that before too long I don't want to spend a lot of money on Star Wars room decorations, so all I've actually spent money on are picture frames (in which I can change out pictures as his tastes change) and a $5 poster from Walmart, a $10 lamp from Walmart and a Yoda pillow from Target (Thanks, Mom for finding it!!!). Everything else can just be spray painted or whatever to change it up inexpensively.
So, the first change I made was wall art. Remember the ones I designed? Well, I ended up doing something else instead. I can't remember what size frames these are...some random width, but I liked that they were so tall. They were only $3 each! So, I just printed out some Star Wars pictures from the internet, glued them on solid scrapbook paper and called it good. I think they turned out pretty cool, and he loves them!
The second change was to find something on the wall above his dresser. I had this shelf which was originally in the bathroom in Houston, and it was blue. So, I just spray painted it Krylon Champagne Noveau which has a nice metallic sort of finish. Then I spray painted this star black, and printed out an "A" and put that on scrapbook paper and framed it with another Dollar Tree frame that I had kicking around.
Then, I framed the poster in a poster frame from Walmart (I think it was around $10) and spray painted Aaron's name black and champagne noveau. I got the letters from Hobby Lobby when they were having one of their awesome 50% off wall decor sale, so they came out to about $6 total.
What's my next project? Our master bedroom! I can't wait to get started!


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I did it! My first top! And just in time, too, to enter Spring Top Week.
This was the most challenging sewing project I have ever completed. It is the Baby Doll Tunic from the book Sew Teen. As I mentioned before, I thought it was strange that I couldn't find a single reference to anyone making this top. Now I know why – several key measurements and details in the instructions are incorrect. I know this because I followed them step-by-step, and the first top I made was wildly out of proportion. So much for "the perfect guide for first-time sewers"! I was pretty disappointed at first, but after putting it away for a few days I decided to take it apart and try to figure it out on my own, with much better results! Despite the setbacks, I learned a lot, and am glad I gave it another try. 🙂
Notes about the pattern: Despite specifying the "bust measurement" (and showing how to measure for it), this particular pattern is actually asking for the underbust/ribcage measurement. Big difference! I also noticed other instances – like writing 10 "centimeters" instead of 10 "millimeters", and having certain steps and diagrams out of order. I couldn't understand attaching the bias-binding at all, so I just had to figure it out from the photos. I also chose to use 3/4″ elastic and made the ties a tad thinner.


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A US Army officer has accused the American military of painting a misleading picture of progress in the war in Afghanistan while glossing over the Kabul government's many failings.
Lieutenant Colonel Daniel Davis broke ranks with the official portrayal of the war after spending a year in the country, issuing a grim assessment and accusing his superiors of covering up the harsh realities that plague the mission.
"When it comes to deciding what matters are worth plunging our nation into war and which are not, our senior leaders owe it to the nation and to the uniformed members to be candid — graphically, if necessary — in telling them what's at stake and how expensive potential success is likely to be. U.S. citizens and their elected representatives can decide if the risk to blood and treasure is worth it."
"Likewise when having to decide whether to continue a war, alter its aims or to close off a campaign that cannot be won at an acceptable price, our senior leaders have an obligation to tell Congress and American people the unvarnished truth and let the people decide what course of action to choose. That is the very essence of civilian control of the military. The American people deserve better than what they've gotten from their senior uniformed leaders over the last number of years. Simply telling the truth would be a good start."
* * *
Agence France-Presse reports:
"What I saw bore no resemblance to rosy official statements by US military leaders about conditions on the ground," Davis wrote in an article published in Armed Forces Journal, a private newspaper not affiliated with the Pentagon.
"Instead, I witnessed the absence of success on virtually every level," he wrote under the headline, "Truth, Lies And Afghanistan: How military leaders have let us down."
Local Afghan government officials are failing to serve the Afghan population and their security forces are reluctant to fight insurgents or are colluding with the Taliban, he wrote.
"How many more men must die in support of a mission that is not succeeding and behind an array of more than seven years of optimistic statements by US senior leaders in Afghanistan?" he said in his article.
Davis has also reportedly shared his pessimistic view with some members of Congress and written a classified version of his article for the Defense Department, a highly unusual move that he expects will anger his commanders and short-circuit his professional career.
* * *
From the New York Times report:
"We are a values-based organization, and the integrity of what we publish and what we say is something we take very seriously"
- Col. James E. Hutton, chief of media relations for the Army[...] "I'm going to get nuked," he said in an interview last month.
But his bosses' initial response has been restrained. They told him that while they disagreed with him, he would not face "adverse action," he said.
Col. James E. Hutton, chief of media relations for the Army, declined to comment specifically about Colonel Davis, but he rejected the idea that military leaders had been anything but truthful about Afghanistan.
"We are a values-based organization, and the integrity of what we publish and what we say is something we take very seriously," he said.
* * *
From the full article by Lt Colonel Davis in the Armed Forces Journal:
Truth, Lies and Afghanistan
[...] How many more men must die in support of a mission that is not succeeding and behind an array of more than seven years of optimistic statements by U.S. senior leaders in Afghanistan? No one expects our leaders to always have a successful plan. But we do expect — and the men who do the living, fighting and dying deserve — to have our leaders tell us the truth about what's going on. [...]
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Wednesday, May 13, 2009
Joseph Eichler
Joseph Eichler was a visionary real estate developer (not an architect) who utilized highly-respected and progressive architectural firms to create well-designed, yet affordable, modern homes for the masses.
Joseph Eichler's interest in architecture was heightened after moving his family from New York to California in the early 1940s, settling into a usonian house designed by noted architect Frank Lloyd Wright. Joe Eichler's experience living in this modernist house inspired him to find a way to bring the unique design elements of a modern architectural home to the general public.
Joseph Eichler founded Eichler Homes, Inc. in 1949 and pursued his vision of creating modern homes with architecturally distinct elements for the average family (and average income!). To help materialize his vision, Eichler enlisted the help of distinguished architects and architectural firms such as Jones + Emmons, Anshen and Allen, Claude Oakland and Raphael Soriano who would help design homes and neighborhoods which were reflective of the contemporary and progressive design found in the Frank Lloyd Wright-designed home where Joseph Eichler had once lived.
Between 1950 -1974, Eichler built more than 11,000 modernist homes. Virtually all of these homes were built by Joseph Eichler in Northern California. Most of the N. California Joseph Eichler homes are located throughout the San Francisco Bay Area including Eichlers in Marin (primarily San Rafael), San Francisco, San Mateo, Sunnvayle, San Jose, Palo Alto, Oakland Hills, Castro Valley Concord, Walnut Creek, Sacramento). In Southern California, Joseph Eichler developed five Eichler tracts which are located in Orange County, Thousand Oaks and Granada Hills. In addition to Eichler developments throughout California, he also built a small number of Eichler houses in New York, less than 1 hour north of Manhattan.
Eichler-built homes shared similar design elements including open floor plans, walls of glass which helped blur the lines between indoor and outdoor living, and in-floor radiant heating systems which were a luxury typically reserved only for high-end, custom homes.
Despite the fact that most Eichler homes are approaching their 50th anniversary, the've never been more popular amongst homebuyers looking for good modern design that is both practical and livable.
To learn more about Joseph Eichler homes and neighborhoods in Northern California, be sure to visit the Marin Eichler Homes and San Francisco Eichler Homes pages of this website dedicated to Eichler Homes and its founder, Joseph Eichler. Additionally, be sure to preview the interior of select Eichler homes and see tips for restoring or updating a mid-century modern Eichler home.
If you are interested in purchasing an Eichler home, contact Renee Adelmann, a top real estate agent specializing in Eichler & other modern and mid-century modern homes throughout the San Francisco Bay Area.
12 comments:
- Keith said...
Hey Terri. Wow! Those are incredible. I love them all. Cheers!
- May 14, 2009 at 8:34 AM
- JEM 'n Tonic said...
These, as always, are great! I never get tired of looking at these incredible homes. Thanks for the post.
- May 14, 2009 at 10:32 AM
- ATOMIC DINO-GAL said...
- May 14, 2009 at 1:16 PM
- baz_mcm said...
I thought I'd seen all the Mid Mod blogs out there. Found my way here via:
Very happy I did. Nice work. Will add you to http://atomicindy.blogspot.com/ blog roll.
- May 21, 2009 at 7:54 PM
- forrestina vintage said...
I vote for the one with the pool--wowzers! Great post and photos...just found your blog this afternoon; glad I stopped in, thanks! :)
- June 20, 2009 at 5:49 PM
I recently came accross your blog and have been reading along. I thought I would leave my first comment. I dont know what to say except that I have enjoyed reading. Nice blog. I will keep visiting this blog very often.
- August 26, 2009 at 8:06 AM
- paula said...
This would be the design I want on my dream home. Love everything I see.
Philippines properties for sale
- January 3, 2011 at 9:05 PM
- Sherry Baby said...
Wow! These are beautiful! I am inspired. I just starting to bring back the splender of a small 1950's cottage with a pyramidal roof and corner windows. I can't wait to do more to it! Thank you!
- February 23, 2011 at 7:03 PM
- charlesalvarez23 said...
What a wonderful features is this and I really like it. Hope to have this kind of property someday. Big thanks for sharing.
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- December 14, 2011 at 6:51 PM
- Jesscia Mazhar said...
Those are some cool round buildings. Nice blog. Click here Lake Tahoe Vacation Rentals .
- April 16, 2012 at 11:38 PM
- David Eichler said...
Actually, my grandfather had no interest in architecture until the time he rented a Frank Lloyd Wright house in Hillsborough, CA for a couple of years. Even after that experience, he did not set out to become a developer, much less to to build homes inspired by the likes of Wright and Neutra. What he did do soon after moving out of the Wright house was to engage the architect Robert Anshen to design a house for him that was influenced by Wright's style. However, the design proved too costly for him. Still, he did not seek to become a builder of any kind. It was only after he sort of fell into building ordinary tract homes that Anshen brought him some designs for homes in what would become the Eichler style that he was inspired to build the homes for which he became famous.
David Eichler
- June 8, 2012 at 9:29 PM
- Nick said...
chalet a louer quebec
Thank you for sharing this article. I love it. Keep on writing this type of great stuff.
- August 29, 2012 at 6:17 AM


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1) How to register at zazspot?
a) Click on Post a free ad button that can be found at the top of any zazspot page.
b) You will be prompted to Registration form page. (If you are new user), Follow Simple steps to get register.
a) Name
b) email ID
c) password
d) Mobile Number
e) individual or Professional
You will be informed that an activation email has been sent. Click on Activation button, which you received on your registered email. Once you registered you will have your own account to manage your ads.
2) How to Post an ad?
Post your ad by fill up the fields in ad posting form by choosing most relevant category, or post in the category that most closely matches your ad and upload real image of the product and It can take up to 30 minutes to appear online.
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You can manage all your ads in one place,
You can edit, Delete, renew, and change the title, description, images, and category.
No limit in posting ads and you can see ad replies and views, responses Change of password and Profile updating from my account.
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Click on forget password, and enter your registered email id,
5) Safety Advises for sellers
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Make sure you have all the necessary product details before you make the purchase.


text:
Videobl API
Videobl is a free video capture tool that enables anyone to request video answers, responses comments and feedback from anyone by simply sending out a link. videobl can be used to conduct video surveys, capture customer feedback, host contests and more. The API lets users create and retrieve requests, list replies and capture details of those replies. It uses RESTful calls and responses are formatted in JSON.


text:
Dec. 18, 2006
MACON, Ga. - Lipscomb senior Brian Fisk proved to be the offensive catalyst for the Bisons last week, leading the team in scoring and assists to earn Atlantic Sun Conference Player of the Week honors.
Fisk opened the week by scoring a game-high 19 points to go with six assists in the Bisons 75-55 drubbing of Nicholls State. The victory extended Lipscomb's home court winning streak to 15 games overall, the 10th best active streak in the NCAA. The Newbern, Tenn., native followed with 18 points and eight assists as Lipscomb narrowly missed capturing the season sweep of Missouri Valley Conference foe Evansville on Saturday night. For the week, the guard averaged 18.5 points and 7.0 assists per game while shooting a scorching 77.8% (7-of-9) from the three-point line and 63.6% (14-of-22) overall from the floor. The preseason All-Atlantic Sun selection is majoring in Psychology.
The Atlantic Sun Conference hands out Player of the Week awards weekly during the 2006-07 men's basketball campaign.
The 12-member league headquartered in Macon, Ga., consists of Belmont, Campbell, ETSU, Gardner-Webb, Jacksonville, Kennesaw State, Lipscomb, Mercer, UNF and Stetson with Florida Gulf Coast and USC Upstate beginning competition in 2007-08.


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DAddario EXL Nickel Wound Electric Guitar Strings
EXL110EXL110, D'Addario's best selling set, offers the ideal combination of tone, flexibility and long life. The standard for most electric guitars. EXL116 EXL116 is a hybrid set with an .011 on top and a .052 on the bottom, giving the strings moderate flexibility on the high strings with booming, tight low end. Optimized for down tuning. EXL117EXL117 is an extreme hybrid set, optimally designed for tuning guitars down a whole step to D, while maintaining a comfortable playing tension like that of a "light" gauge set. EXL120EXL120, one of D'Addario's best selling sets, delivers super flexibility and biting tone. A standard for many electric guitars. EXL125EXL125 is D'Addario's best selling hybrid set, combining the high strings from an EXL120 (.009) with the low strings from an EXL110 (.046). The result is a set with strong fundamental low end, but with super flexibility on the high strings. EXL130EXL130 is D'Addario's lightest gauge string set. Great for beginners or players who require strings with the lightest possible tension and greatest ease of play. EXL140EXL140 is one of D'Addario's most popular hybrid sets, combining the high strings from an EXL110 (.010) with heavier low strings (.052). This combination delivers powerful low end for heavy chording and flexible plain steel strings for bending. Optimized for down or drop tuning! EXL145EXL145 is a popular choice for rock and metal where heavier gauges are required. A plain 3rd/G string offers more flexibility than traditional 12-gauge electric strings. Optimized for down tuning! EXL148EXL148 is an extreme hybrid set, optimally designed for tuning guitars down to C, or for players who prefer a heavier gauge string.


text:
Stone Collections
At once ancient and modern, Helsinki™ embodies the elemental elegance of stone. Linear shapes echo the material's layered veining, making Helsinki beautifully suited to mid-century and classic modern interiors.
Residential: All interior surfaces, including bathroom walls / floors and kitchen backsplashes. Exterior walls. Commercial: Interior and exterior walls and interior floors. See Resources | Usage Guide for more details.
Collection Catalog


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Main navigation | Main content
|Tate Laboratory of Physics
|Alex Schumann
Tate Laboratory of Physics has been selected by the American Physical Society (APS) as a historically significant site for physics. This designation honors the pioneering work of the late Regents Professor Alfred O.C. Nier and his colleagues in the development and application of mass spectrometry, including the first-ever separation of the Uranium-235 isotope.
Only 20 sites have been selected since the APS Historic Sites Initiative began in October 2004. APS is designing a bronze plaque to present to the University to commemorate the historical significance of Tate Lab. A ceremonial unveiling to be held later this year will be scheduled soon.