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Article by David Curmi
It is part of human nature that we are in a state of constant flux. Whether it is in the name of advancement, development, or progress of some form, the world never stands still. In recent years, the world I live in, that of finance, has seen some quite radical changes.
Back in the 70s and early 80s, many Maltese not only saved a meaningful portion of their income, but did so via bank accounts or investments overseas. The political environment on the island necessitated that a nest egg was built outside the clutches of the then local authorities, for security purposes. It was also comforting to know that this nest egg was also safe from being disclosed to the tax authorities. Perhaps this secrecy, or confidentiality, also acted as an incentive for abusive tax planning.
Over time the balance of incentive shifted away from the instability on the island. Hiding your assets to avoid paying tax become the primary motivator. Realising this, various governments introduced a number of schemes to attract this capital back to the island in the hope that it could then be put to use in an economic activity that would generate income, jobs and economic prosperity. To varying degrees, these repatriation schemes proved very successful and over the years a very large part of this overseas capital found its way back to the island. The introduction, in 1994, of the 15% Final Withholding tax regime proved immensely successful promising confidentiality should you pay 15% on your interest income. The stability of this system, its simplicity, the level it was pitched at and the trust that had been slowly built over the years served to act as a strong platform to subsequently encourage local residents to repatriate their capital.
The tragedy of the twin towers in September 2001 set in motion a sea of change that has today resulted in a complete removal of all bastions of confidentiality. The notion that in order to have some form of success, terrorism needed a financier, led authorities to focus their energies on the money trail. With it began the introduction of a number of pieces of legislation through the developed world that has required various degrees of disclosure. Incentivised by the search for terrorist and criminal activity this new legislation focussed on two touch points. At the outset, whenever a new account or investment is opened, the service provider is required to satisfy itself of the source of funds and source of wealth of the individual or entity requiring this service or product. We all know the challenges faced when opening such accounts. Beyond this, service providers are then required to provide ongoing reporting to authorities. The prime drivers of these disclosure reports come from FATCA (a US piece of legislation) or CRS, its European equivalent. Essentially holding an account or investment overseas no longer comes with confidentiality. Service providers are required to exchange information with local tax authorities on almost all aspects of the particular service or product, whether it is the details of the account holder, the balance held or the income derived. All this needs to be disclosed, and,not on a need to know basis. The information is passed en masse to authorities. The world is now one where transparency and compliance are the driving forces. Witness what has happened in Swiss banking.
Locally our last bastion of such confidentiality was removed with, ironically, a rather "secret" piece of legislation that was introduced earlier this year. From 2019, all banks, investment service providers and payors of investment income will be required to disclose full details of the recipients of investment income, irrespective of whether 15% FWT is paid or not. In the past only details of those individuals who received investment income without deduction of tax were disclosed. This is being done in the interest of transparency. Clearly, it is a good thing if this will lead to catching those who abuse of the systems confidentiality. Nobody wants to assist in helping to hide capital that was sourced from illegitimate activity. On the other hand the danger created is that the disclosure of this information leads to witch hunts of those individuals who built their capital quite legitimately but always wanted to remain below the radar. This is no longer possible and the removal of confidentiality may also lead to the removal of confidence in the proper functioning of the tax collection system.
Whilst transparency should always be promoted as a principle of good business, care must be taken not to abuse of this transparency, especially now that tax authorities know so much about everything you do.
The information presented in this commentary is solely provided for informational purposes and is not to be interpreted as investment advice, or to be used or considered as an offer or a solicitation to sell/buy or subscribe for any financial instruments, nor to constitute any advice or recommendation with respect to such financial instruments. Curmi and Partners Ltd. is a member of the Malta Stock Exchange, and is licensed by the MFSA to conduct investment services business.


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Matthew Carr's Story
In May, Matthew Carr undertook one of the hardest physical challenges possible- climbing to Mount Everest Base Camp at 17,600 feet above ground level. Sadly Matthew lost his mum, Hazel, to lung cancer, and used this as inspiration for the incredible journey in Nepal. Here is Matthew's story.
My Mum
My mum was the most caring and devoted mother a child could ask for. She would go above and beyond her duty of a mother to make sure that her 'chicks', as she used to call us, were happy. This included going out of her way to give us lifts to places, providing the daily family meals as well as general upkeep of the house which obviously means picking up the kids dirty washing from the floor. She'd always keep her phone by her 24/7 so she could be there for her children at the drop of a hat. I had a very close relationship with my mum, I was able to tell her everything and considered her my best friend.
In January she started getting back pain, which at the age of 57 this isn't a particularly abnormal thing. Painkillers subsided the pain, but she started getting some tingling in her left arm which over time got progressively worse. Following several blood tests, the GP referred her for a bone density scan to see if she had osteoporosis.
By the time she got back from a holiday in April, a pain had started in her right hip and was affecting her mobility. She was in agony and really struggling to walk. It was at this point she decided to go privately. She had an MRI scan on her pelvis on the following Thursday. When she arrived back home, they rang her and asked her to come back for a CT scan. She got the results on the Friday morning.
During the diagnosis, I remained completely silent. I knew if I tried to speak, the words wouldn't come out properly and I would fall apart. Both Mum and Dad were calm and collected during the consultation, asking all the relevant questions and getting the information needed, all of which I completely forgot as soon as I left the room. I managed to stay together until we left the room when I went to hug mum and basically lost control of my emotions.
We received a 'Lung Cancer Information Pack' from Roy Castle Lung Cancer Foundation, providing us with information on every aspect of lung cancer. It was very important to us to know that there was the support network available, which is essential when going through the journey which is associated with any type of cancer.
Extra Time
We were fortunate in some ways. Due to the type of lung cancer she had (non-small cell adenocarcinoma) and the presence of the epidermal growth factor receptor, she was eligible for a new biological drug called Afatanib. Simply put, this inhibits the growth of tumour cells throughout the body, and although not a cure, it acted as a pause button.
Eventually, however, the cancer mutated and became resistant to the drug, meaning the biological treatment ended. Chemotherapy followed before things deteriorated and the cancer became unmanageable with modern medicine. Overall though, we were given an extra 18 months together thanks to the new advancements in the treatment of lung cancer that we may not have had previously.
I decided after the diagnosis to move home so that I could not only have as much possible quality time with my mum while I could, but to be there for her too, as and when I was needed. The time from diagnosis onwards created a different kind of bonding you wouldn't normally have with a parent, we always talked about everything.
The extra time we had with mum is some of the most important times I think I had. From being able to have those few extra-long chats, those few extra hugs or even simply sitting at the kitchen table with a cup of tea reading a book in silence together; we didn't take any moment for granted.
Signing up for Everest
The signing up to the Everest base camp trek was very spontaneous. I knew I wanted to do something for Roy Castle Lung Cancer Foundation in memory of her, but I did not know what. I was at my girlfriend's birthday and there were some friends talking about the trek. It's always been something I'd love to do. Fortunately, someone had dropped out and they offered me their place. I was signed up in a week. It would have been quicker if I didn't have to wait to have my leave approved from work!
I was both very excited and very nervous. I knew I was physically fit but nothing can properly prepare you for the altitude and you don't know how you'll be at high altitude until you are actually there. I think my mum would have been apprehensive of me going. My grandad wasn't happy either. I remember him saying: "I have just lost my much loved daughter, I do not want to lose a grandson too".
During the trip the landscape was absolutely stunning. The views I had were unbelievable and pictures just can't give a scale or show the vastness of it. I loved stopping and enjoying the views but when I was at high altitude on steep inclines I'd take two steps and have to stop for 10 seconds to catch my breath. I really struggled with altitude sickness and had bad headaches, vomiting a few times which got me down.
Everyone at some point had a bad stomach - either from altitude or from the food. Somehow it was nicknamed having a "spitty bum". When people were struggling with said "spitty bum", they still laughed from mentioning the phrase.
But despite all this, it was the most incredible experience and something I know my mum would be very proud, as my grandad was when I finally got back from Nepal!
Mum would have been particularly proud because, the money raised, will hopefully help other families get some 'extra time' together too.
You can sponsor Matthew via his fundraising page at www.virginmoneygiving.com/matthew_carr
And if Matthew has inspired you to get fundraise for us, check out our wide range of events here: https://www.roycastle.org/support-us/our-events Ps you don't have to climb Mount Everest!

subset: commoncrawl


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British Olympic diver Tom Daley made international headlines in 2013 after revealing in an emotionally charged YouTube video that he was in a relationship with another man.
Nearly four years later, Daley is happily married, having tied the knot with Academy Award-winning screenwriter Dustin Lance Black in May. The video, meanwhile, remains an indelible part of the 23-year-old's public persona, having garnered more than 12 million views since its release.
Daley, of course, isn't the first person to have come out on YouTube. Company officials pointed to a pair of 2006 clips, seen here and here, as two of the earliest examples of LGBTQ people who turned to the video sharing platform just a year after its launch to discuss matters of sexuality. Still, as a public figure, Daley undoubtedly helped usher the concept of coming out on YouTube into the mainstream, as did pop singer Troye Sivan, who came out in a poignant video that same year. These days, coming out videos on YouTube are more popular than ever in terms of both views and uploads, the site said.
While YouTube did not provide specific numbers, officials provided HuffPost with a chart showing a dramatic increase in coming out video uploads since it was launched over a decade ago. Interestingly, August saw the highest number of coming out-related content in YouTube's history, two months before National Coming Out Day (Oct. 11).
"Coming out videos are a special and important part of YouTube culture,"
Jamie Byrne, who is the director of YouTube creators, told HuffPost.
"The LGBTQ creators who share their personal stories through our platform inspire us with their acts of courage and remind us of why it's important to make sure YouTube remains a place where everyone can have a voice."
Media personalities have found creative ways to use YouTube to open up about their sexualities in creative ways. To celebrate National Coming Out Day, check out YouTube's 10 most viewed coming out videos of all time. Read more via HuffPost


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Chronicles of Frivolity X JulieVos
We teamed up with Katey McFarlan from Chronicles of Frivolity to breakdown the perfect jewelry box! "The hinge cuffs are ...read more
Summer 2016 Campaign ~ Behind the Scenes!
Summer has arrived and we couldn't be more excited about it! We're taking our favorite jewels to our favorite summer ...read more
JULIE VOS x PAINTBOX
We teamed up with Paintbox for every girl's dream day of glamerized pampering. 25 of New York's finest fashion/beauty bloggers and ...read more
Julie Vos in Cabo
Four of our favorite bloggers brought their favorite pieces to Cabo, and proved that traveling in style is so much ...read more
Fashion Week Brunch
September Fashion Week 2015 at Gallow Green Girl talk with our favorite bloggers and brand reps! We teamed ...read more
Pop Up Shop
We opened our first pop-up shop in May 2015. We had the opportunity of meeting so many new ...read more


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Baidu said this afternoon it will prosecute Luo Changping, and claims 5000000 after. Luo Changping microblogging microblogging responded that "Baidu this issue of public relations issued a number of attacks on the text, has caused harm to my reputation, I will take legal measures to safeguard their rights."
The following is "this session Baidu PR" microblogging Original:
Wait a dozen days, Mr. Luo Changping finally spoke. This ten days, this session of Baidu PR has been looking forward to Mr. Luo explained only two questions: 1, the so-called Baidu has "to start with" and "five-month end of the year award" screen shot come from? As a former media people verify the authenticity? 2, you as a blue media investor, can you really explain today's headlines and blue media relations? Wait for answer.
Recommended use China IT News APP
Download flyfish app to read news


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Some European black metal, or I would even go as far a calling this metal opera!!! I saw these guys Saturday night with All Shall Parish, Conducting the Grave, and Carnifex. Sick show!!!!!!
Error: Twitter did not respond. Please wait a few minutes and refresh this page.
Some recordings from past practice sessions our posted on our reverbnation page.
The link is on the field dressed hooker page or you may click on this one
Let me know what you guys think.
Unfortunately our show that we planned to play at Tank's Bar on Saint Patrick's day has to be postponed because of several minor setbacks. However, we will be hitting practice hard for the next couple weeks. I will be sure to let all of you know when and where we will be playing next. So stay tuned in and maybe I will put out a little taste of some FDH for you all to check out.
CoryC out!!!


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TL:DR? Watch this video instead :) Now more than ever a blog is essential for any business. I have written previously about how your customers are using the internet for all manner of tasks. You can learn just about anything online now, book everything online, order all manner of services, you can even design custom fabric and get a pattern printed directly onto it and sent to you to sew. You can probably hire someone to sew it for you too! How do customers and clients find the products, services or contractors that they want? They use search and they use social referrals or finds. Think about your last five online purchases: what prompted you to purchase? When you think
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Lu Ming meets with Dalian Social Security officials
Updated: 2016-03-11
Lu Ming, deputy administrator of the State Administration of Foreign Experts Affairs, met with Di Shujun, director-general of Dalian's Bureau of Human Resource and Social Security in Beijing on March 9. Di introduced talent introduction in Northeast region's old industrial bases.
Lu praised Dalian's achievements in foreign talent introduction, and said he hopes Dalian can revive old Northeastern industrial bases, improve talent introduction and promote China's innovation.
Officials from SAFEA and Dalian also attended.
What we do
SAFEA is responsible for certifying foreign experts to work in the Chinese mainland and organizing overseas training for Chinese technical and managerial professionals.


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One of life's best little pleasures is the soft melody of rain falling on a tin roof. Backdropped by a blue grey sky, the drops steadily pitter and patter on the roof's surface, cascading down to splash on the ground. The droplets may then join together and trickle across an impermeable surface, be it a driveway, parking lot, or loading dock. Just as erosion eats away at hillsides by carrying particles of dirt, this water will pick up the remnants of normal wear of pavement and vehicles. It may find its way into an asset created for treating stormwater, or it may go unfiltered directly into the streams and groundwater.
Through every part of this journey to the ocean, the runoff can pick up heavy metals. And let me tell you, that melody is far more degenerate than the rain on your tin roof. Be it Cd, Cu, Pb, Ni, Cr, or Zn (that's cadmium, copper, lead, chromium, and zinc), these elements at high concentrations threaten the survival of aquatic organisms, poison people, and corrupt our infrastructure. Ergo, if they are not regularly monitored and mitigated through stormwater maintenance techniques, their presence can pose as a daunting liability for you and your business.
Sources and Effects of Heavy Metals Runoff
Throughout this process of water making its way to the ocean, there are opportunities aplenty for heavy metals runoff:
- Cadmium can find its way onto roads and parking lots from tire wear, brake pads, and insecticides on landscaping. Cadmium will build up in invertebrates and can cause kidney toxicity in mammals.
- Chromium pollution comes mostly from moving engine parts, brake lining wear, and the corrosion of welded metal plating. It gives animals respiratory problems, immune system weakness, birth defects, tumors, and infertility, and can clog the gills of fish.
- Copper can come from bearing and bushing wear, moving vehicle engine parts, the wear of brake lining, and similar pesticides to those using cadmium. It doesn't break down in the environment, so it will accumulate in plants and animals. Acute toxic effects may include mortality of organisms; chronic toxicity can result in reductions in survival, reproduction, and growth.
- Iron will rust and corrode off of auto bodies. It can also come from moving engine parts and steel roadway structures. Iron contamination will give rivers an orange hue; it can build up in internal organs, eventually killing animals. Like many other examples of heavy metals runoff, the buildup of iron in our food sources can have negative implications for we humans via bio-magnification.
- Lead, which is poisonous to most life forms, is sourced from leaded gasoline and tire wear. Lead will build up in plant roots and then enter the food chain. It causes neurological issues in animals.
- Nickel is brought to the watershed through asphalt paving. Similar to lead, likewise comes from gasoline, as well as diesel and lubricating oil. It can diminish the growth of plants and algae, and can cause various kinds of cancer in animals.
- Zinc lastly comes from grease, motor oil, and tire wear. Zinc will increase acidity in water and accumulate in soils. Its effects are most prominent in cattle and plants, and significantly reduces crop yields.
With all those different sources and effects for this microscopic menace, addressing it can be daunting for a business owner. Where do you begin?
Maintenance: Nipping it in the Bud
A common theme in all of those pollutants is that they deposit onto pavement and asphalt. When your customers drive into, park on, and leave your parking lot, tiny amounts of the vehicles are left behind due to the normal wear of vehicles, as well as abnormal events like oil leaks. A simple way to mitigate this as a part of an integrated stormwater pollution prevention plan (SWPPP) is street sweeping.
Sweeping at regular intervals will collect the majority of sediment on a parking lot before it enters your storm infrastructure. There will always be some sediment that makes it way into your management assets, but the slower that builds up, the more infrequently these assets need to be serviced, and the more money you save.
Regulators don't delude themselves into thinking that every pollutant can be removed and that every invasive species will be eliminated and that every pipe will be 100% clear at all times. There are maximum acceptable concentrations where if you're under the threshold, you're passing your inspection while resting easy that your negative impact on the environment is relatively low. This is kind of in that same category as the certain number of maggots allowed in canned mushrooms (it's 20 maggots "of any size" and 75 mites per 100 grams...this Thanksgiving, maybe opt for the fresh farmers market varieties).
Commonly, our clients will have us bring sweeper trucks at once-a-week intervals, which collects the majority of heavy metals deposited on the parking lot. That said, there may be unexpected sources like scrap metal or rusty building infrastructure that are carrying metals directly into your stormwater system. Likewise, getting most of the pollutants from sweeping is just one step in making sure our clients are compliant with their relevant stormwater codes.
Bioretention Treatment of Heavy Metals Runoff
As we saw above, much of the damage to the environment comes from uptake in plants and animals. In that regard, we see the bullrush, grasses, and other plants common to bioretention systems as the "front lines," guarding their downstream brethren from harm. The roots and the soils they weave through act as sedimentation and filtration, trapping particulate forms of heavy metals from progressing downstream.
One major challenge of heavy metals is that they often dissolve into an aqueous form once in water. This means you'll get individual atoms of iron or manganese that cannot be simply filtered out. So, we must rely on chemical reactions. The elements will be drawn into the roots of these plants and taken out of the water cycle. Adsorption into organic matter and clay is a common treatment method as well, which is why ponds with compost have an improved heavy metal removal lifespan.
You may have bioretention cells like swales on your property already. For them to function properly, they need regular maintenance. The vegetation should be kept to the right height for its species and should be removed from the area immediately around the inlets (not surprisingly, plants grow the thickest in this area, as it's where the nutrients first enter the pond through). Once these plants have taken up so much metal that they're saturated and cannot absorb any more, we replace them with fresh plants.
Another type of treatment involves underground vaults with stormwater control measures (SCMs) designed to treat whatever comes through. This often includes filter media that absorbs dissolved metals while capturing particulate metals. As with the plants, this media needs to be inspected and periodically replaced to most effectively manage your rusty runoff.
Between sweeping, monitoring, maintaining, and repairing your assets, Restoration + Recovery will simplify and optimize your pollution prevention processes so that you can focus on your customers. Reach out to us for an inspection to determine your pollutant profile and stormwater infrastructure health.
1. Shanstrom, N. (2014, June 2). Long-Term Use of Bioretention for Heavy Metals Removal. Retrieved from https://www.deeproot.com/blog/blog-entries/long-term-use-of-bioretention...
2. Frenzel, C. (2009, April 7). Stormwater and Heavy Metals. Retrieved from http://advisorycouncil.org/2009/04/07/stormwater-and-heavy-metals/
3. U. S. Food and Drug Administration/Center for Drug Evaluation and Research. (2018, October 26). The Food Defect Action Levels: Levels of natural or unavoidable defects in foods that present no health hazards for humans. Retrieved from https://www.fda.gov/Food/GuidanceRegulation/GuidanceDocumentsRegulatoryI...
4. Copper production & environmental impact. (2018). Retrieved from http://www.greenspec.co.uk/building-design/copper-production-environment...


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IBM's Chef Watson gives us a glimpse of the creative potential for artificial intelligence. Although Chef Watson's recipes might suggest ingredient combinations and styles of dishes humans would never have considered, its ability to analyse data and overlay scientific info makes working in the kitchen alongside human chefs effective.
IBM's Chef Watson just might be the solution home chefs need to overcome a pantry with only a few ingredients that "couldn't possibly go together" or a welcome inspiration to professional chefs who want to evolve their menu through "cognitive cooking" and take advantage of seasonal ingredients. Watson, IBM's artificial intelligence platform, had already shown its expertise on "Jeopardy" and for lung cancer treatment, and as Chef Watson it's assisting IBM achieve its mission to "help people discover new ideas"—in this case new ideas for the kitchen.
How AI is being used to develop recipes
The first step in having Chef Watson help create a recipe for you is to pick any ingredient you wish to use in your culinary adventure—pineapple or anise or sea bass—any ingredient you have on hand will do. You also have the option to add up to three additional ingredients for Watson to put through its algorithm; you can enter as few as one ingredient to as many as four and any number in between. Next, you tell Watson the dish you wish to make and for what meal. Maybe you want a burger or a chutney; an empanada or ice cream. Finally, you can select a style or a theme—Chinese, easy, Eastern European and more! Voila! Chef Watson will take your input, compare it to its data and spit out 100 recipe options for you to choose from complete with ingredient lists and instructions on how to prepare it. Now, it's all up to you to create your culinary masterpiece exactly as the recipe dictates or swap things out and customise it to your liking.
The technical details
As any reasonable person would, you might question how a machine that has no taste buds and couldn't distinguish sweet from sour because it has no sense of taste could possibly be entrusted to create recipes. To start, Chef Watson's creators fed it with nearly 10,000 recipes from Bon Appetit's archives and it used natural language processing to analyse the recipes to learn the underlying logic, understand the ingredients that are most commonly used and how ingredients were combined.
In addition, Chef Watson also has the benefit of learning the science of complementary flavour compounds in such depth and complexity in an amount of time it would be impossible for a human chef to learn. Not only can Chef Watson pair two ingredients, but it can look at "pairings of six, seven, eight, nine ingredients without a problem." Ultimately, this allows Chef Watson to advise cooks and to discover and create totally unique recipes by using flavour compound algorithms.
With this knowledge base established, once ingredients are typed into Chef Watson's interface, it gets to work scanning its recipe database and calculating what foods appear together in dishes and then reviewing the chemical affinities of ingredients to create recipes. As it continues to process recipe requests, Chef Watson refines its algorithms by incorporating user feedback.
The professional version of Chef Watson takes it a step further. Researchers scraped the internet and added 30,000-plus recipes and added information about the molecular makeup of smells and flavour compounds in food as well as academic research known as "hedonic psychophysics" that investigates the smells and tastes people find pleasurable.
Some of Chef Watson's innovative although often eccentric recipes are available in the cookbook, "Cognitive Cooking with Chef Watson: Recipes for Innovation from IBM & the Institute of Culinary Education" that features 65 original recipes generated by Watson. As you might imagine, Chef Watson's specialty is unusual combinations.
Ideas and insights you can steal
Chef Watson helps us understand the types of "creative thinking" Watson and other artificial intelligence machines can support. Although Chef Watson might provide the spark to allow our creative endeavours in cooking to go beyond the restrictions our minds might see for impossible ingredient combinations or culinary concepts and to discover a new possibility that might actually taste good, cooking is still a collaboration with human chefs. Working together, Chef Watson and human chefs can realise more together than they can working alone. For the foreseeable future, Chef Watson can't make its recipes a reality without human intervention and its algorithms help humans embrace the art of the possible.
Written by
Bernard Marr is a bestselling author, keynote speaker, and advisor to companies and governments. He has worked with and advised many of the world's best-known organisations. LinkedIn has recently ranked Bernard as one of the top 10 Business Influencers in the world (in fact, No 5 - just behind Bill Gates and Richard Branson). He writes on the topics of intelligent business performance for various publications including Forbes, HuffPost, and LinkedIn Pulse. His blogs and SlideShare presentation have millions of readers.


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The Return of PUNKLESS DUNKEL
PUNKLESS DUNKEL, our most popular seasonal beer, returns TOMORROW, September 5th at 5PM. Because you, me, and everyone in between just can't get enough of this tasty, spicy, pumpkiny treat, we brewed a ton of it this year! Punkless Dunkel will be available in 16oz 4-packs ($20), cases ($85) and draft from the brewery in Croydon, Borough Brewhouse in Jenkintown, and it will be going out to distro all over the tri-state area and beyond!
For the uninitiated…
You may know this beer by it's previous name, Punkel Dunkel Pumpkin Wheat Ale. It's also been called a lot of other names as well: Pumpkin Dunkel, Pumpkinweizen, etc. Whatever you've called it in the past, we know that regardless of what it's called, this is one of the most popular, if not the most popular seasonal beer we make. When we set out to create what we hoped was a unique pumpkin beer we decided to brew an imperial version of our Dunks Ferry Dunkelweizen, but in an unabashedly American way by adding pumpkin to the mash and your favorite pumpkin pie spices to the kettle. We add dark brown sugar, cinnamon, nutmeg, and allspice to the boil as well to pair with the banana esters and spicy clove imparted by the yeast during fermentation. At 8.8% ABV it's no slouch either. Always released after Labor Day, Punkless Dunkel doesn't last long as the crisp Autumn nights make way to Winter just around the corner. Do the seasons even change in Texas?
See you tomorrow at 5PM!


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Make sure you take part in the 60th Anniversary celebrations
Essendon Royals began life in 1959 as Unione Sportiva Triestina. The name reflected the Italian roots, specifically the city of Trieste, of its founders. Since those early days the Club has experienced its fair share of promotions and relegations. It has played in virtually every division including the Victorian Premier League. Four mergers over that period have also seen the Club's name change fairly frequently. The last merger with East Brunswick-Ivanhoe SC in 1994 added Royals to the club's name. Despite all these changes, the Club continues to follow the tradition of the Club's founders, providing the local football community with an opportunity to indulge their passion for the World Game.
We pride ourselves on being an open and welcoming club but we also have limited playing space and coaches. Our mini-roos boys and youth boys teams are at current capacity. We are encouraging more growth in our girls teams and young women's teams. Please make sure if you are interested in playing at Royals to fill in our expression of interest form. As we develop our facilities and possibly acquire new facilities we will be able to provide more membership opportunities within the community


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Wow this day is off to an odd start. The blender just died, both the hot water pot and the garbage disposal were making weird sounds. Something is in the air. The burden of interpreting these metaphysical kitchen signs has fallen on me as my wife slipped into her magazine to distract her unsettled mind. I sat down in front of my computer hoping for some insight as I write this. I decided the absolutely best way to look at this and most of life is with a sense of humor. Humor can chill the grief I feel over my smoothie machine's collapse. Humor can make me laugh even if my herbal tea isn't as warm. Laughter is a great agent for healing. It seems to me that I do much better when I don't take things so seriously. How about you?
The world today in is filled with an intensity that goes on and on. I look at the faces as I travel about my day. I don't see many happy people out there? The hurry and worry seems everywhere almost to the point of being a malady of urban life. The antidote for this terminal seriousness is healthy doses of humor, laughter and remembering to lighten up. Enjoying life is much more fun then being serious about it. Sure there are things in life that need attention and must be taken care of but that doesn't stop life from being a joyous experience.
Here are some ideas to bring more joy, humor and fun into your life:
1.) Have friends that make you laugh, that like to be playful and have fun. You can only hang out with serious friends on serious occasions.
2.) Take some time each day to watch your thoughts and start replacing the inner dialogue that is mad, critical, blaming and complaining with thoughts of appreciation, encouragement, and playfulness and creativity.
3.) Set up play time for yourself, each day would be best, but at least every week is essential. Use that time to play games, sports, be creative, sing songs, dance around the house, watch fun movies or whatever you enjoy.
Now doesn't having fun and enjoying life sound better then the alternative? Well I guess I better head off to the store in search of a new smoothie magic machine. I wonder if it is ok if I dance and sing through the local hardware store as a look for a replacement?


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What are the Best Debt Consolidation Companies in Summerfield TX
Who has the best Summerfield debt consolidation services?
Summerfield consolidation services offer a way of taking multiple debts and taking them all and wrapping them together into one payment. So if you have 5 different Summerfield loans, each with a different interest rate and length, a Summerfield debt consolidation loan will pay these off and then you will be left with one Summerfield loan with a total on the loan of all the paid off loans. The best part is that these types of Summerfield consolidation loans typically have lower interest rates than the ones you are getting rid of.
What is the best place in Texas to find Summerfield credit consolidation lenders?
Search online for the best debt consolidation lenders in Summerfield TX. The reason the best place to find Summerfield debt consolidation lenders in Texas is because you will be able to find the right Summerfield lender for you. Your local Summerfield banks may not specialize in the right Summerfield consolidation loans for you or have Texas lending standards that are too stringent. By searching for the best Texas debt consolidation loans online, you can assure yourself of getting the right Summerfield loan.
More On Debt Consolidation Loans in Summerfield TX
As I said above, prior to the credit crunch we had basically "easy money" whereby the Summerfield banks were encouraged to lend to pretty much anyone in Texas with a pulse. As the economy tanked and their Summerfield debts mounted, a large portion of these people who got easy credit are now looking for Summerfield counseling programs. These Summerfield loans can be obtained but they are just like any other Summerfield loan. Your Texas credit rating, your ability to repay the Summerfield loan, an availability of collateral to secure the loan and the current Summerfield bank policies on Texas lending will determine if you get a Summerfield consolidation loan or not.
Where Is The Best Summerfield Loan Consolidation Service?
As I discussed above, the typical Summerfield loan consolidation service usually has a lower interest rate than the standard Texas loan that is putting you in the poor house. Be aware that just because you are in trouble with your Summerfield monthly payments, does not mean that you will automatically get Summerfield loan consolidation.
Where Can I find The Best Summerfield Debt Consolidation Help?
I spoke of collateral before and this is a big aspect of why Summerfield debt consolidation lenders may give you Summerfield loan consolidation. Unsecured Summerfield loans are the riskiest loans to give by a Texas lender. This is because if the Summerfield loan is defaulted on, the bank cannot get the money back. By requiring collateral to provide security on a loan (as some Summerfield banks do for Summerfield debt consolidation loans) the bank reduces their risk for the loan. A secured Summerfield loan allows the lender to offer the loan to you and then to offer the Summerfield loan at a reduced interest rate. Be careful to make sure you pay off the Summerfield credit card consolidation loan on time. If you were required to put up collateral and you default, the Summerfield bank will take that collateral as a way to recoup their loss.
Where Can I find The Best Texas Debt Consolidation Help?
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Proofread and edit my manuscript
Budget €250-750 EUR
Hi everyone.
I am in the process of completing my second novel - and from that point on I will need a proofreader and editor I can trust. I have already published my first book, but I have had issues with my previous editor, as he believed he had creative freedom over my work, so we had to part ways.
Please, make sure you include in your proposal the way you believe editing should be done, what is the most common thing you do as editor - and previous experience, if there is such, although it is not necessary. Also include whatever else you believe have to say.
Include WORDS on top of the proposal so I know you read all the way through.
72 freelancers are bidding on average €342 for this job
Hi wordsareme, WORDS! Congratulations for almost completing your second novel. The joy of a writer is to see the end of the book he or she has started. I am a professional editor and proofreader on freelancer for more More
WORD HI, I'm most interested in your job post for a Proof-reader/Editor. I understand you require a well-versed and professional proof-reader and editor and I believe I am the person for this job. I have 7+ y More
WORDS Hi there I'm an experienced editor with a background as a lecturer in English and Creative Writing. I also have a Master's in Linguistics. I have worked on over 100 novels in the last five years. It's ha More
Hi! (WORDS, per your proposal's guidelines.) I'd love to talk more with you about your manuscript and what kind of editing relationship you need from me. (And consider my current bid a placeholder until we do get a cha More
Hello There, We have been in the industry for over ten years and have completed more than 2200 tasks successfully. All our proofreaders are in-country linguists with mother tongue command of the target language and f More
Words Hello, I am an experienced editor and proofreader. I have worked in all genres. English is my native language. I am also an English teacher. As an editor, the first thing I do is a full read-through, hi More
WORDS Editors and proofreaders provide different outcomes for a writer. Editing: Overall quality of writing is improved - Language used is enhanced - Expression is made clearer - Errors and inconsistencies are remov More
Hi, I am a former staff writer for a daily newspaper and have been freelancing for 7 years as a writer and editor. My background in English literature has proven to be a huge asset for corporate clients, who appreciat More
Dear Sir or Madam, I am a highly experienced professional with 25 years of experience in proofreading across all markets. From business to business, fiction and promotional materials, I have an eye for detail and a de More
WORDS I am ranked as one of the best writers/editors on this platform and have copyedited more than 50 manuscripts (fiction and non-fiction). Here is my process: 1. The processing stage, where the manuscript More
WORDS Hi, I'm Rohan, and I'm ideally suited to be your editor. I believe that as an Editor it's my job to help the writer tell THEIR story however they want it told. I'll look after all the technical aspects in regard More
WORDS are very important and as the author, they belong to you. Hi, I'm Bella, a professional copy-editor from New Zealand. I have enjoyed working with budding and experienced authors. Firstly, to address the issue you More
WORDS I am an experienced writer and editor. I've been in this industry for 7 years now. I have a vast experience in editing novels, e-books, websites, scripts, and academic articles. I, as an editor, serve as a hel More
Hey,,,,,, Thanks for checking my proposal. I am Mrs. Mary Louise Wilsher from United Kingdom (UK). I have read your project description and applied for your project named is Proofread and edit my manuscript. In this More


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Do you need this deleted file? Check the Alternative Links, probably you can find what you are looking for in there. Otherwise try to request it in exchange for G-points new feature
Rockets 1984 - Imperception (320).rar
File may be not available in your country
Try to recheck it (Last checked date: 21 Jun 2017)


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- 3
- 1
Property ID 24083
GET INTO THE MARKETNeat as a pin 3 bedroom home with an open plan living area. The kitchen has been updated with an electric cook top, electric oven and pantry. The open plan living has cathedral ceilings, polished boards and is heated and cooled by a reverse cycle air conditioner. The three bedroom are a reasonable size with two having built in robes. The bathroom has also been renovated and has a separate shower and separate bath. Outside the back is fully secure and very low maintenance. A single carport allows direct uncover access inside. This property is beautifully located in a quiet court close to schools and McIndoe park. Currently rented out at $255 per week with an excellent tenant with the lease expiring on 4th of April this year.
Office Details
- location
15 Bair Street
Leongatha, VIC, 3953
- phone
- (03) 5662 5800
- fax
- (03) 5662 5899
- [email protected]
Michael HanilyPrincipal & Licensed Estate Agent
- phone
- 03 5662 5800
- mobile
- 0417 311 756


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The world is full of acronyms and the field of architecture is no exception. One important acronym for us is RFP or Request for Proposal, and it's exactly what it sounds like. This is a way of asking for qualifications or a document showcasing your company's skill and services. But what does it take to prepare your response to an RFP?
All RFP's have several items they are looking for from responding firms. Those requirements are items that the agency deems important for the job. This often includes resumes, past projects, current workload, insurance certificates, and who is on the team (specifically the people they will interact with if awarded). Seems like an easy request, right? Any company should have this information readily available, but it's not usually as simple as you think.
One of the largest challenges is the format of the RFP response, which means one of two things in the architecture world. If no format is specified, then the architect will use his own formatting style and layout on the sheets. Usually has a logo on many pages and follows a certain visual aesthetic. Other times, a prospective client specifies the 330 Form, which was created by the federal government. By selecting this option, the client ensures that every respondent is giving the same information in the same manner. No problem. Except this means we have to keep and maintain all our information in two formats, which can be cumbersome. Additionally, each RFP usually wants slightly different information, so it takes time to customize each proposal.
Another item that is unique for each proposal is the design team. Depending on the type of project, you need different types and numbers of consultants. For example, if you do school work you may use specific engineers that are more versed in the requirements of schools. They may or may not be the same consultants you would use for church projects. Typically we use civil, mechanical, electrical, plumbing, and structural engineers on most projects, but sometimes we need other specialties like cost estimators, lighting designers, interior designers, and acoustical engineers.
You can see how with just these two items we encounter, a simple RFP response quickly turns into a more robust effort. As a result, we might spend several days working on a single RFP. We put a lot of thought into our RFP responses, right down to how it should be bound.


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In short, after 20 minutes I was loving it! A very natural progression in my opinion.
I am not the hottest rider but i have been out there for 10 yrs now (already WOW) and was feeling the need for more responsiveness that the syn would give. I was a bit worried about the transition. I hooked it up to my zero 7 bar ( on the first knot at the back (non kook proof connectors - oops and to compensate on the top knot at the front) and made the classic launch.
Note:- No Y line.
It went up exactly as the SYN. I held the bar in as it finally filled allowing it to move finally to Zenith. From there I was like a kid in a candy store. I was finally able to shove the kite around as i turned on the little mushy on shore waves available. Excellent power bursts by moving the kite. Much less effort to get it to turn that the Syn and much faster. I maybe got caught out 3 time in 3 hours!
Relaunch ok, clammed quickly, puled the bottom tip toward me a bit and gave the fronts some tugs. need a extra tug to get it to open up once off the water, Then plenty of back line tension to ensure it stayed stable while re-pressurising. No worries there!
A number of times I felt the need to loop, but have always been scared to do so. in the 3rd hour I sort of not noticing half pretending not to, just did it (down loop in transition, anyway). How easy ! From then on I felt far more confident to pop them in there more often. Sometimes a loop was needed to keep the kite speed up to get it into the new position to complete the transition but I didn't do it and fell off the back of the swell with no power. I need lots more practice!
Unassisted landing as usual. All in all, I'm very happy!


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- Recommended Products
Clearance: $8.97 This must-have reference for the small-flock owner covers the problems and diseases common to chickens of all breeds and ages.
This one-of-a-kind reference book covers the health problems that plague chickens of all breeds and ages. Practical charts identify common symptoms and causes of infection, while an alphabetic listing of diseases provides advice on treatment. You'll find helpful descriptions of troublesome ailments of all types, from poor egg production to crooked toe syndrome.
This essential guide collects the Chicken Whisperer's personal tips, tricks, and suggestions for reducing waste, repurposing materials, and recycling everything else. With this book, chicken keepers will save money, improve production, support sustainability, and use fewer resources overall.
With the Chicken's Whisperer's step-by-step insights and how-to secrets, your life with chickens will be more fruitful, less expensive, and better for the planet.
Imagine the typical American farmer. Many people visualize sun-roughened skin, faded overalls, and calloused hands … hands that are usually white. While there's no doubt the growing trend of organic farming and homesteading is changing how the farmer is portrayed in mainstream media, farmers of color are still largely left out of the picture.
The Color of Food seeks to rectify this. By recognizing the critical issues that lie at the intersection of race and food, this stunning collection of portraits and stories challenges the status quo of agrarian identity. Author, photographer, and biracial farmer Natasha Bowens' quest to explore her own roots in the soil leads her to unearth a larger story, weaving together the seemingly forgotten history of agriculture for people of color, the issues they face today, and the culture and resilience they bring to food and farming.
The Color of Food teaches us that the food and farm movement is about more than buying local and protecting our soil. It is about preserving culture and community, digging deeply into the places we've overlooked, and honoring those who have come before us. Blending storytelling, photography, oral history, and unique insight, these pages remind us that true food sovereignty means a place at the table for everyone.
The Community-Scale Permaculture Farm describes not only the history of the D Acres project, but its evolving principles and practices that are rooted in the land, its inhabitants and the joy inherent in collective empowerment.
For almost 20 years, D Acres of New Hampshire has challenged and expanded the common definition of a farm. As an educational center that researches, applies and teaches skills of sustainable living and small-scale organic farming, D Acres serves more than just a single function to its community. By turns it is a hostel for travelers to northern New England, a training center for everything from metalworking and woodworking to cob building and seasonal cooking, a gathering place for music, poetry, joke-telling and potluck meals, and much more.
While this book provides a wide spectrum of practical information on the physical systems designed into a community-scale homestead, author Josh Trought also reviews the economics and organizational particulars that D Acres has experimented with over the years.
The D Acres model envisions a way to devise a sustainable future by building a localized economy that provides more than seasonal produce, a handful of eggs and green appliances. With the goal of perennial viability for humanity within their ecosystem, D Acres is attempting an approach to sustainability that encompasses practical, spiritual and ethical components. In short: They are trying to create a rural community ecology that evolves in perpetuity.
No other book contains such a wealth of innovative ideas and ways to make your farm or homestead not only more sustainable, but more inclusive of, and beneficial to, the larger community. Readers will find information on such subjects as:
Emphasizing collaboration, cooperation and mutualism, this book promises to inspire a new generation of growers, builders, educators, artists and dreamers who are seeking new and practical ways to address today's problems on a community scale.
Part vegan beauty how-to, part cookbook, and part self-improvement manifesto, The Compassionate Chick's Guide to DIY Beauty showcases nontoxic, rejuvenating, and restorative skin care and beauty products that you can whip up in your kitchen with simple ingredients for pennies per treatment. Everything you need to know about making your own vegan cosmetics is here, from the benefits of going vegan and why it's important to only use products that haven't been tested on animals to a complete list of what you'll need to get started (from the ingredients to the equipment).
Wild meat, hunted in a responsible way, is one of the most healthful, sustainable foods possible. Depending on how it is done, hunting can be as local, intimate and humane as it gets. And aside from this, it demands the hunter enter a world of awareness, wildness, life and death that we have lost connection to as a culture.
The Compassionate Hunter's Guidebook is a guide for those that come to the act of hunting with pure intentions, motivated by a desire for healthy food that comes directly from the land where they live. This practical manual suggests that hunting is not a "sport" and the animals whose lives are taken are not "game." It combines a deep, philosophical exploration of the ethics of killing with detailed instructions on every step of the process including:
A unique and comprehensive, fully illustrated guide to the complexity, ethics and spirit of the hunt, The Compassionate Hunter is a must-read for beginning and experienced hunters alike. It will appeal to anyone who wishes to delve more deeply into the complex, humbling and ultimately profound reality of our relationship with the food that nourishes us.
Trust The Complete Book of Butchering, Smoking, Curing, and Sausage Making to ensure you get the most out of your beef, venison, pork, lamb, poultry, and goat.
Everything you need to know about how to dress and preserve meat is right here. From slaughtering, to processing, to preserving in ways like smoking and salting, author Philip Hasheider teaches it all.
Detailed step-by-step instructions and illustrations guide you through the entire process: you'll see how to properly secure the animal, and get right into safely and humanely transforming the meat to a feast for the family. You'll get to know different cuts of meat and see how to process it into different products, like sausages and jerky.
With The Complete Book of Butchering, Smoking, Curing, and Sausage Making, you will quickly learn:
•How to make the best primal and retail cuts from an animal
•How to field dress wild game
•Why cleanliness and sanitation are of prime importance for home processing
•What tools, equipment, and supplies are needed for home butchering
•How to safely handle live animals before slaughter
•Important safety practices to avoid injuries
•About the changes meat goes through during processing
•Why temperature and time are important factors in meat processing
•How to properly dispose of unwanted parts
•The details of animal anatomy
The best meals are the ones you make yourself, why not extend this sentiment all the way to the meat itself?
Capturing garden vegetables at their best for year-round enjoyment: It's smart and taste bud ticklin', if you're picklin'!
Pickling is one of the oldest and most inexpensive methods of preserving foods. Families would gather over mounds of vegetables and huge steaming pots, producing savory and delicious pickles and chutneys. Home pickling is now enjoying a resurgence, as the cost of food and the desire to know where and how foods are prepared increases.
The wonderfully inventive recipes in The Complete Book of Pickling feature modern methods and equipment in accordance with the latest food-safety standards. The book also includes classic and unusual international ingredients. Newcomers to the art will find step-by-step techniques and details of specific equipment needs.
Enjoy wonderful foods year-round with recipes such as:
This book turns the compost bin upside down with a natural six-way gardening system of keeping compost heaps right in the garden, rather than in some dark corner behind the garage. The compost and plants live together from the beginning in a nourishing, organic environment.
Author Barbara Pleasant's bountiful, compost-rich gardens require less digging, weeding, mulching and even less planting. And here's one of the best parts — no more backbreaking slogs from compost bin to garden. Pleasant and co-author Deborah Martin even identify the plants that benefit most from compost and how the elements of a composted garden work together. Their natural six-way compost gardening system provides the ruling principles for successfully improving every garden with healthy compost.


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Deep-fried milk with cinnamon star anise syrup
- Serves: 4
- Cook Time: 50 minutes
- Prep Time: 20 minutes plus cooling and chilling
- Effort: medium
- 250 ml milk
- 1 vanilla pod
- 4 egg yolks
- 60 g plain flour, plus extra for dredging
- 3 tbsp cornflour
- 85 g sugar
- 1/2 tsp ground cinnamon
- 1/2 tsp nutmeg, grated
- 2 large eggs
- 1 tsp vanilla essence
- 1 tsp water
- peanut or corn oil, for deep-frying
- sprig of mint
For the cinnamon star anise syrup:
- 450 ml water
- 225 g sugar
- 2 cinnamon sticks
- 3 star anise
- zest of 1 lemons
- 2 chillies
- splash of Cointreau, or Grand Marnier
1. In a saucepan, bring the milk and vanilla pod to the boil and simmer for 10-15 minutes.
2. Meanwhile in a large bowl, whisk the egg yolks and stir in the flour, cornflour and 1 tbsp of the sugar.
3. Whisk in the hot milk, a little at a time.
4. Return the milk to a clean, non-stick saucepan and whisk over gentle heat.
5. Stir constantly until a very thick and smooth custard forms.
6. Remove the vanilla pod and whisk briefly to eliminate any lumps.
7. Remove from the heat, stirring occasionally to release steam.
8. Pour the custard into a greased 20cm square tin.
9. Leave to cool, then place into the refrigerator, lightly covered until the vanilla custard has solidified.
10. Meanwhile, make the syrup. Heat the water in a pan and add in the sugar, stirring until dissolved.
11. Add in the cinnamon, star anise, lemon zest, chillies and simmer over a low heat until syrupy, around 15 minutes. Strain.
12. In a small bowl, mix together the remaining sugar, cinnamon and nutmeg and keep aside.
13. In a shallow bowl, beat the eggs with the vanilla essence and a tsp of water.
14. Cut the firm custard into 5cm squares.
15. Heat the oil for deep frying in a deep fat-fryer or wok to 190°C.
16. Dredge the custard squares in flour, then dip carefully into the beaten egg mixture.
17. Carefully drop the custard squares into the hot oil and dry until golden, turning only once.
18. Remove with a slotted spoon and drain on kitchen paper.
19. Dust the deep-fried custard with the cinnamon mixture and serve with the syrup drizzled over.
Rate This Recipe


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Tuscany, Italy
The Podere Casisano is located in the heart of Montalcino, surrounded by spectacularly beautiful vineyards and majestic olive trees. It was first founded in 1990 by a medical family from Rome, and was purchased by the Tommasi family of Amarone fame in 2015 to become part of the Tommasi Family Estates, a project that began in 1997 with the fourth generation of the Tommasi family at the helm. Their objective has always been to highlight and showcase the quality and diversity of Italian wines from all over Italy.
The total property covers 130 acres, of which 57 are vineyards for Rosso and Brunello di Montalcino. The estate is perched on a splendid natural terrace in the southeastern part of Montalcino, overlooking St. Antimo Abbey and Orcia river valley. The soils are extremely stony and made up of a shale and clay mixture called galestro. The winery has for years produced a very traditional style of Brunello, with long macerations and aging in large Slavonian oak casks – a classic approach favored by the Tommasi family. Tommasi has retained the original winemaking team, now under the guidance of head winemaker Giancarlo Tommasi, and is taking the wines to even greater heights.
Learn more here.
Rosso di Montalcino
Casisano Rosso di Montalcino is a classic expression of Sangiovese Grosso, the Sangiovese clone used to make both Rosso and Brunello di Montalcino. Lively and elegant, Casisano Rosso has a round medium body, with soft and velvety tannins, and the wine perfectly and faithfully reflects Montalcino's unique terroir.
Brunello di Montalcino
Casisano's Brunello di Montalcino is distinguished by its elegance and its deep ruby red color. It unites potency and refinement and has excellent aging potential. The wine presents a good concentration on the mid-palate and a persistent aftertaste, with a rounded and voluptuous body, and interesting, silky tannins, typical of the prestigious wines of Montalcino. With its tempting perfumes of red berries and its clean freshness, the complexity of this wine presents an excellent balance.
Casisano Brunello di Montalcino 2013 (90 WS)
Wine Spectator - "Firm, laced with cherry, leather and earth flavors, this red is chewy, with dusty tannins building on the finish."
Pierangelo Tommasi
Pierangelo Tommasi is the Executive Director of Tommasi Family Estates. He is one of nine members of the current fourth generation of this historic winemaking family, six of whom run the wine business and two of whom run hospitality. Pierangelo inherited a passion for wine from his father and uncles, who from the time he was a small child took him through the vineyards driving the tractor and to harvest grapes.
As soon as he finished his studies, Pierangelo went to work full-time at the estate. He started his training as a warehouse worker, working his way up in the company to his current position overseeing exports and marketing. Today he is one of the family's key members, also guiding the business strategy and development of the Tommasi brands. Pierangelo is married with two small children and a pampered golden Labrador; he indulges in his passion, soccer, as both a player and a fan.
Trade Materials
Casisano Video
November 1, 2018 - A journey through Tuscany - between Siena, Florence and Montalcino vineyards, to discover the heritage of Casisano and the soul of Brunello di Montalcino by the gestures of the best…


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With the lovely Kyra of Myabetic (my favorite diabetes cases).
I had a great time at this event and so did my husband, Alex. My post talking about the conference is up today over at DiabetesMine, check it out!
With the lovely Kyra of Myabetic (my favorite diabetes cases).
I had a great time at this event and so did my husband, Alex. My post talking about the conference is up today over at DiabetesMine, check it out!
Painting is called "Thank You" by Ana Morales
I had a chance to meet Sanofi's Laura Kolodjeski in Washington D.C. last month and not only did we so easily hit it off as friends, Laura also interviewed me about what it was like for my family to have two type 1 diabetes diagnosis in the family. You all know how I can go on and on and so here is Part 1 of that interview. It's pretty candid considering how comfortable I was speaking to Laura. I hope you all enjoy.
Thanks, Laura!
Bad genes or no bad genes, excellent lifestyle habits or not, many are missing the point. The issue isn't "some people didn't give themselves type 2 diabetes-it was their genes!" I mean when we focus on that, what are we saying, that some people deserve to be judged and some don't? I don't care if someone only ate McDonald's from their couch their entire life and got type 2 diabetes, they didn't mean (at least not consciously) to attract harm into their lives.
How about we focus instead on educating everyone to respect each other and to support each other with whatever step of their journey in life they are on. Some people are just not "there" yet. Some people aren't ready to change their diet. Some people are not ready to listen to recommendations from peers or experts. Some people are. Judging someone because they are somewhere you're not is not a good idea.
Because wherever you are, I can guarantee there is somewhere you're not and therefore, you're just as vulnerable to the judging that goes around.
So what I've been pushing on myself lately is:
A: Recognize that just because someone is not in the same place in life you are, doesn't mean they aren't trying or that they mean harm or that they won't succeed in the end. Can you read a person's mind? Maybe they are mentally getting to a place where they might begin to make big, lasting changes. Your criticism doesn't speed things up for them-your kindness, patience, and encouragement might, though.
B: Next time you ask yourself why someone does or doesn't do something, think about what you do or don't do. You're not exempt of faults and shortcomings so try not to make a fool of yourself.
C: Support people wherever they are. Do they want to start training for a marathon? Cheer them on. Do they want to get outside once a week for a walk? Cheer them on and think of that feat in the same way you think of a marathon completion.
People firing back and forth over how others see them as responsible for their disease are not getting anywhere. Educate people through your actions and your goodness and honesty. Take responsibility for what you can do for yourself. Admit what you feel you're not doing well or right. You'll be surprised how everyone will appreciate your openness and feel they can safely admit to their challenges as well.
This month's DSMA Blog Carnival Topic is: "Describe your ideal diabetes "support group"? What would you discuss?"
Well, I'd be happy to tell you. My ideal diabetes support group meets once a week. That's a tall order isn't it? But that's what I would like. Frequent "support". There would be plenty of members so that if half of the group can't show, there is still a group to meet and carry on.
Also, I would like any type of diabetic because that way, we could all become friends and defend each other against the media's war between the diabetics and spread our ideals all over the land, causing no more arguing between the types ever again! Muahahaha!
Next, I'd like us to all exchange numbers and emails and facebook and twitter handles. I'd like us all to know we can interact later on the DOC as much or as little as we'd like.
My ideal support group would discuss any and all issues brought up by the members of the group. Why not? If we are going to talk about something R rated, we can definitely decide to do so on a pre-established day so those who don't want to discuss that topic don't go or meet up at a coffee shop to talk other things.
I think it's ok to get into groups by "type of diabetic" in order to get down to the technical nitty gritty aspects of living with type 1, 2, and so on. It's true that a type 1 doesn't know what it's like for a type 2 and a type 2 doesn't know what it's like for a type 1 so it makes sense if people want to divide up in order to discuss particular things. Maybe people would want to divide up by age as well and that certainly makes sense. I like the idea of meeting with everyone and then splitting up to talk about certain things like motherhood and diabetes or dating and diabetes and therefore specific groups forming for that.
Overall, we'd be a support group utopia! How does that sound?
Today is Friday so we're supposed to talk about something that involves self love. Getting support is TOTALLY an important part of loving yourself. If you are able to, check out a local support group! If there isn't one, consider starting one! And if those aren't options, join the diabetes online community! Check out DSMA and all the support it offers. Oh and read more entries like this one.
Happy Friday! Have a great weekend!
DSMA Blog Carnival topic for March:
"Does your employer/school/friends know you have diabetes? Why or why not?"
I have never interviewed for a job without disclosing my type 1 diabetes in the first few minutes of the interview. I thought I'd make them think "Either she's crazy or she isn't afraid of what we'll think about her". I'm a fan of bold moves during interviews-makes things more exciting for everyone. I know it was a risk but out of about 10 job interviews in my life I've only once not gotten the job (in that case I totally bombed the interview). And I've been lucky to have never been fired from a job.
I share this to say that I suspect confidence and demeanor probably do more to create an impression on your employer of reliability and ability than one's having diabetes. I might be wrong or I might have been lucky but that's how it's always been for me. I imagine it helps to look relatively healthy and happy as well. Smiling and assuring them that I take care of myself is something that worked for me (even if that wasn't all true at the time).
People at school have always known of my diabetes because my mom was very adamant about meeting with all my teachers (even when I was in high school) and looking them in the eye and very seriously explaining what the diabetes thing was all about. She'd insist that whatever I needed to do like test, eat, use the restroom, should not be questioned. (Yay mom!) This made it impossible for me to hide my diabetes even if I had wanted to. Teachers would be very aware of me. I'd get my little snacks out and they'd discretely ask me how I was doing. Or they'd make a little note on my homework or test paper reminding me that if I didn't feel well or needed something I shouldn't hesitate to let them know. It was comforting to have them know. I believe that it's possible I got more tutoring help from teachers because of having diabetes but that could just be a figment of my imagination. If that's true, then being open about having diabetes sent me extra help, understanding, and support my way.
And then because intense diabetes management has a hard time hiding anyway, I was open with everyone in general about it. I wanted friends to know about my diabetes. I happened to be friends with really sweet, caring kids who all had great parents. That helped a lot. I was never teased or made to feel bad about my diabetes by a peer. But then again, I don't recall ever teasing or bothering anyone about anything, ever (though I did punch a few boys who deserved it). I think that helped, too. And if someone did say hurtful things, I can't remember anything about that right now. Weird huh?
*Side Note: I completely understand someone's unwillingness to share their diabetes with others readily. If my life had gone a little differently with other experiences, had people not been as supportive, or had someone poked fun at me…well, I'm sure I'd done different.
To read other awesome submissions for this topic, click here.
The 2012 Diabetes Sisters Conference is taking place in Raleigh, North Carolina this May 18-20.
I wrote about my experience last year. But that post can't do it justice because in the past year since the conference, I've kept in touch with a handful of the women I met and have been SO thankful for the friendships that have resulted. I would not know these women if it weren't for this conference and I've been so pleasantly surprised at how easy it is to bond with women whose struggle is similar to my own.
This year I'm excited to make this a bit of a family affair. My husband, Alex has been helping Brandy's husband Chris (along with Diabetes Daily's David Edelman) to plan the first ever, Partner's Perspective Program. And Alex will definitely be attending the program. It should be great. I mean, we know our partners deal with a lot and perhaps aren't too comfortable with telling us for fear of making us feel bad so I think it's wonderful that there will be a place for them to meet, relate, and discuss the unique aspects of being with someone who has diabetes and all the issues that arise as a result. I hope these partners also gain some insight into what we would like from them in certain situations. I also think it will be a great opportunity for all us women to give our partners a big collective, "thank you!"
I happen to literally have a diabetes sister, my type 1 sister Ana, who will also be attending the conference this year. She used to be a lot more involved with diabetes stuff, even attending the Children's Congress in Washington D.C. as a Delegate the same year Diabetes Mine's, Allison Nimlos went. (Allison and her husband will be at the conference, by the way.) Ana also loved her Diabetes Camp experiences as a younger kid and I'm so excited she'll get to experience this event.
Something I really like about this conference is women with any type of diabetes are welcome. So though I can obviously relate more to someone who has type 1 when it comes to certain things, I find it really wonderful to learn from a woman with type 2 about what it's like for her. I always end up realizing that we are all really in the same boat. We struggle day to day with making a multitude of choices, choices which impact our health and our lives. We all have to worry about food and pay a little too much attention to it. We all check our blood sugar. We all feel the threat of diabetes complications and we all want to live the best life possible with our diabetes.
That brings me to another awesome benefit of the conference. The learning experience. There are a wide range of speakers on an array of relevant topics to women with diabetes. The speakers are really professional and invested in the topics at hand. I appreciated getting away from my children long enough to take notes about things like heart disease last year and sit and think long and hard about why I take care of myself instead of worry about it in fleeting bits while chasing my kids around the living room.
That's the other thing. It's a safe environment. You can laugh, cry, and check your blood sugar without feeling out of place. Brandy Barnes calling her organization "Diabetes Sisters" is right on the mark. It's rather self-explanatory now that I think of it. If you want to attend, please register quick before it's too late.
Click here to register and learn more.
I SO hope I see you there!
I wrote this for those of you who want to blog about your diabetes but need a little jumpstart.
Inside I cover these topics:
To download this free eBook just click here:
My husband gets sushi at the same place every time. The guys at the sushi bar know him and enjoy chatting in their native language with my husband each time he stops by. Sometimes we stop by together and they always wonder why I don't get sushi, too. I have always brushed it off saying I just don't want any when the truth is that I love sushi, but I avoid rice because it makes blood sugar management a little too complicated for me.
The other day I went to this place alone and was thinking of getting my husband some sushi. I got him the usual when I got asked the usual question in Spanish, "Why aren't you getting any for yourself?" I said, "No, I just don't want any, thanks…" Then they offered me a free sample to eat on the spot from a little bowl. For something like this I'd typically give insulin and wait a few minutes before eating. So I didn't take the sample. They asked again, "Really! Try it! It's got shrimp and avocado and onions!" I have witnessed them doing this to all the customers that stopped by and rarely did anyone refuse a sample. That all sounded delicious to me but those little sushi rolls still had rice so finally, thinking about how I'm supposed to be a diabetes advocate, I explained to the guys the real reason. "I have type 1 diabetes and must give insulin before eating anything and I don't want to do that right now."
"But you're young and you look healthy." "Well, I am young and healthy." Then I explained what type 1 diabetes was and they asked me about how I give insulin. I explained that I give insulin shots as needed to bring down my sugar and to cover the carbs in any food I eat. One guy said, "I didn't know healthy people could get diabetes…", shaking his head slowly. Another nodded enthusiastically and said, "Good for you, you seem very happy for a person with something so serious."
I thanked them for listening, they assured me they would no longer push me to sample sushi, and we said "adios".
There really are countless opportunities to advocate for our condition. We should take these opportunities, even if someone has been rude, because if not us, then who?
A few months ago I read a post by a medical student who experimented with pretending to have type 1 diabetes for a week in order to gain a bit of insight into our world. She hopes to serve patients better with her newfound perspective. I was impressed that she even thought to do this and left a long comment adding some things I hope she and other medical students/doctors take away.
Part of my response was this:
"I hope many medical students/doctors read this and take with them your message and this one:
Anyone can do anything difficult for a certain period of time but after a while, a toll does come down on the person. Can you imagine being in medical school your entire life? Do you think you might eventually crack under that kind of intense schedule and pressure? That's kind of what type 1 diabetes is like. It never ends and there is never a break. I think if doctors understand this and are sympathetic to this, they can really connect with patients and provide them the compassionate ear they often need before being able to really soak in any medical advice. It's a win, win."
I thought I might use this example of medical school with doctors from now on because I think it's an analogy they can relate to and make them really stop and think about how exhausting diabetes is. We've got to find clever ways to communicate with them right?
Any other analogies you know of? Remember George's? It's an excellent one:
"Imagine having to pump your own heart because it didn't do it by itself. And when you want to sleep you have to pump it slower. For exercise you would have to speed it up. You would have to know the rate of pumping for every activity. Do you think you could do it? Do you think that would be easy?"
What are some others? Do share.
These analogies are clever diabetes advocacy tools and armor. And they keep me entertained :)
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May 23, 2017
FCA – FCA will be held at 7:00 at the home of Coach Everhart.
Track – Attention Tack + Field Team: Please turn in all uniforms and equipment to Coach Picc and Coach Girod as soon as possible. Hold slips will be issued.
SADD – May 31 will be designated as "Wear White for Clean Fresh Air Day" in Fayette County to raise awareness of tobacco-health related awareness. ON this day, residents of Fayette County are asked to wear white to promote awareness of the dangers of smoking and using tobacco products.
Class of 2018 Class Officers will meet during extended homeroom on May 31 in room 505.
Volleyball Meeting at Areford park @ sostball field @ 6pm.
Boys Track – Pizza will be delivered by Wednesday at 3:00 in the locker room. If you plan on staying to eat pizza, please see Coach Picc in room 510. Also, please see Coach Picc and Coach Girod for your letter pin.
Coffee Shop – The coffee shop will be open Thursday for freshman and seniors. Please have you agenda signed. Mugs, water infusers, beanies, and t-shirts will be for sale. All items are $10.00.
Art Club – Have a favorite memory, joke or person from this school year? Remember it always by have it painted on a brick. Your homeroom teacher has the forms-or see Mrs. Gartley in the art room. Hurry- you only have until Monday!
Junior Class Officer – Any Sophomore student wishing to run for Junior class officer must pic up a form in the office. Completed forms must be turned in by the end of the day Monday Morning, May 22nd to room 303.
Seniors – There is a sign-up sheet in the office for any senior that would like their final transcript mailed mailed to a college.
Seniors-TShirts – Mrs. Caruso still has class t-shirts available for all grades. They are $12. Stop by room 309 to see if she has one your size.
Senior Breakfast is Tuesday, June 1st at 7:45, before graduation practice. Bring $3 to sign up with Mrs. Caruso. When you get to the breakfast your money will be returned to you along with raffle tickets to win great prizes.
Football Camp – A 3-day football camp will be next Thursday, Friday, and Saturday (25th, 26th, 27th). If you plan to play next season please be present.
Summer Employment – A representative from Nemacolin Woodlands will be in the cafeteria on Tuesday, May 23 for students interested in working there this summer.
Penny War – a Penny War will be taking place for several second period classes over the next week. The winner will receive a pizza party.
Students Interested in Participating in Sports Next Year – Dr. Pluto will be offering free sports physicals on June 1. All CIPPE forms must be completed and returned to the nurse be Friday, May 26 to be eligible for a free sports physical. If there are any questions, please see the nurse.


text: Ashley vs. Delashment Published on May 10, 2016 TUNE IN TO ALL-NEW CASES ON JUDGE MATHIS! On Tuesday, a woman sues her daughter. The plaintiff was addicted to drugs and went to jail for cutting her other daughter with a knife! The defendant says the plaintiff has 18 counts against her! You won't believe what they say next!


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I thought that since tonight would be my first attempt at healing TK that I'd go ahead and try and give some updates, so I'll be live blogging the raid. Once we've finished, I'll add a few screen shots, but I'm not going to worry about that until the time comes.
10:10 PM: Pulls start… Full hour late, but hell, I don't care!
11:13 PM: "OMG He's so big!" ~A Random Guildy upon seeing Void Reaver
11:40 PM: Cleared VR's room and going over the strategy.
11:55 PM: Pulled VR… Here goes.
11:59 PM: Attempt 1: Failed at 90%… I was second on heals though! Lol.
12:06 AM: Starting attempt 2.
12:15 AM: Attempt 2: Failed at 40%… One more go and hopefully we'll get him!
12:26 AM: Pull #3!!!
12:29 AM: I died after 1 minute and 31 seconds… I need more stamina, me thinks.
12:42 AM: Called it, didn't want to get repops. Hearthing and repairing. Will get some pix up soon!


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- 3 beds
- 3 baths
- $270,000 price
- 4852555 mls id
- Square Feet: 1,363 sqft
- Year Built: 1986
Sun filled with beautiful mountain views tri-level townhouse with 3 bed and 2,5 baths the largest unit in the complex. As soon you enter you'll find open flow living room and dinning room, kitchen, bathroom. Second floor has 3 bedrooms with 2 full baths.Master bedroom has spacious bathroom+ vanity with mirror, walk in closet.Lower level has very large family room with fire place and sliding doors leading to deck. On this level there's storage room/laundry room. Updates were done as follows: Stainless appliances,alarm,roof, about 7 years ago new hvac and water heater installed. Come and make it yours!
- Site Link
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Great end Unit, with extra windows makes this unit lighter & brighter! Kitchen updated with new Tile floor, countertops, tile backsplash & Stainless Steel appliances. As you sit on the deck right outside the Huge Liv room, Dining room with newer pergo type flooring, enjoy the view into the...
123 Buckingham Court Pomona, NY
3 beds, 3 baths, 1,415 sqft, $269,900
Courtesy of: 608-Coldwell Banker Residential Brokerage
Office Phone: +18456340400
Listing Agent: Berta Aidukevicius
Updated: 22nd July, 2019 4:55 PM.
521 Country Club Lane Pomona, NY


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Niko Charalambous
Welcome to my website. My name is Niko Charalambous and I am a Graphic Designer/Photographer. I founded this company in early 2018 and I have met so many great people so far. I absolutely love this field of work and I am always willing to expand my knowledge and experience.
My strong suits are photography, logo design and editorial work. I have done lots of photography jobs like a wedding, conventions and portrait photoshoots. I have also made business cards and advertisements for clients.


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Hello lovely people!
My name is Ally Frankel, the voice behind Fashion with Frankel. I am from Philadelphia, but I am currently a college student in New Orleans. I have always had a passion for fashion as well as writing, and when I was 19, I decided to fuse the two and create FwF.
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Enjoy what's to come, and remember: style is a way to say who you are without having to speak.
With love,


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Buisness Apprentice Administration in HR
- Company
- Institute of Development Studies
- Location
- Brighton, East Sussex
- Salary
- £9 per hour
- Posted
- 31 Jan 2019
- Closes
- 17 Feb 2019
- Sector
- Apprenticeship , Human Resources, Recruitment
- Function
- Apprenticeship, Human Resources
- Contract Type
- Apprenticeship
- Hours
- Full Time
The Institute of Development Studies (IDS) is a leading global organisation for research, teaching and communication on international development based in Brighton.
We are seeking to appoint an Apprentice Administrator to work in the HR Team at IDS. This is a trainee apprenticeship position for which full on the job training will be provided from within the HR Team as well as ongoing learning support via an Apprenticeship Training Provider. The post holder will work towards attaining Level 3 diploma in Business Administration (the equivalent to two A-Level passes). It is anticipated that this will be completed within the 18 month period of the contract. With the support and training provided the HR Apprentice Administrator will provide administrative support to the HR Team and will assist the team in providing an HR service to IDS employees.
Applicants should have Maths and English GCSEs grade C or above. Good written and verbal communication skills are essential as are organisational skills and good attention to detail.


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We proudly serve our clients here in Omaha and the surrounding community by offering quality family law guidance. We also have a deep understanding of the stresses, emotions and complexities involved in these matters, and can provide legal knowledge gained from handling hundreds of cases in and out of court. Regardless of a family's needs, we are always ready to work one-on-one with our clients to understand all issues and help you transition as efficiently as possible to the family's next phase.
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Our founder brings a wealth of experience and a hands-on approach to every legal issue she addresses. She serves the families of Omaha as a lawyer, but she is a local who grew up in the community and raised her own family here as well. A graduate of the University of Nebraska-Lincoln, Schmidt then attended Creighton University School of Law and passed the bar in 1987. She is able to practice law at all levels in Nebraska and has presented several cased in front of the state supreme court since she was first admitted to do so in 1991. Attorney Schmidt has even gone through the divorce process herself, and now enjoys a second marriage that has lasted more than 30 years.
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a. we put up our christmas tree.
b. i discovered i could do bokeh shots.
my first ever bokeh photo. i was completely ecstatic. as in, laughing like a maniac, running around the living room showing my family.
bokeh tree. i took so many pictures like this, just because i was so amazed by the bokeh.
outside bokeh.
maybe i'll post some more tree-pictures tomorrow!


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Unaccompanied Homeless Youth Committee Meeting Minutes
August 8, 2018
August 8, 2018
In attendance: Emily English, Gandara Center, Rosemary Fielder, HCC, Sharon Hall-Smith, Gandara Center, Ann Lentini, Domus, Inc., Gerry McCafferty, City of Springfield, Rylee O'Brien, Baystate General Pediatrics, Lizzy Ortiz, Mercy Medical, Mena Regan, CHD, Denise Rivera, FOH/CSO, Jean Rogers, CHD, Martha Sandoval, Baystate General Pediatrics, Pamela Schwartz, Network , Julie Vital, Baystate General Pediatrics
State Youth RFR:
The FY19 State Budget includes $3.3 million in funding for youth homelessness services (triumphant!). The RFR has already been issued to fund 10 regions across the state, including Hampden County and the Three County region. The aim is to build an infrastructure for youth homelessness services that will hopefully grow over the coming years. The state is providing 2 year contracts (funding allocated for the first year only) and plans to make the contracts renewable for up to 8 years, clearly indicating the evolving nature of this project.
Certain core services must be provided, e.g.,outreach, prevention, rapid re-housing, stabilization, and winter shelter that is separate from the adult system. Funding for each region will range from $250,000 to $320,000.
4 regions (not including Western MA) will be eligible for additional funding to support partnerships with local state colleges for available housing. There is potential for growth in this area as well.
Responses are due to the state on Sept. 10. For the Three County region, Community Action will be the lead applicant, working with DIAL/SELF and Berkshire Regional Housing Authority. For Hampden County, the Hampden County CoC will be the lead applicant. Because this CoC is based in the City of Springfield, the CoC has issued an RFP for partners interested in participating in this project which is due on 8/29. For more information, go to: 19-025 Homeless Youth Services and 19-025 Addendum No. 1
MANY Call on coordinated entry: This is part of a series of calls to share best practices and network among youth providers across the country. This call focused on coordinated entry. Hampden County has launched its coordinated entry process with youth, meeting monthly to review data on youth – assessment status, etc. – and housing options. The goal is to establish a clear process for determining highest priority and allocating resources on that basis.
The take-away message from this call is to focus on HOUSING; that every day a young person is homeless increases the chances of staying homeless for longer.
Coordinated entry training for youth committee and other providers: We all recognized the need for a broader coordinated entry training and discussion in our region. Gerry agreed to offer this to youth providers later in Sept. or early October.
Youth Data Update: Please click here for Hampden County data on youth and here for both Hampden and Three county data . This will be utilized in our upcoming grant applications. We agreed we would meet as needed in late Aug/early Sept. to support the grant writing process.
FY19 Budget Update – Highlights include (in addition to $3.3m for youth!):
- RAFT funded at $20m (including at least $3m for individuals)
- HomeBASE benefit increased from $8,000 to $10,000
- The Network received its earmark of $125,000. The Steering Committee will be meeting at the end of August to discuss budget planning.
Next meeting date: Wednesday, 9/26, 9 am – 10:30 am, Kittredge Center, Room 303, HCC