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GOP led MO Senate kills Medicaid expansion
Injunction a blow to Mo. health care law
Total sign-ups for Obama health plans estimated at 2M
Obama's health law finally gets real for America
WASHINGTON (AP) — Now is when Americans start figuring out that President Barack Obama's health care law goes beyond political talk, and really does affect them and people they know.
With a cranky federal website complicating access to new coverage and some consumers being notified their existing plans are going away, the potential for winners and losers is creating anxiety and confusion.
"I've had questions like, 'Are they going to put me in jail if I don't buy insurance? Because nobody will sell it to me,'" said Bonnie Burns, a longtime community-level insurance counselor from California. "We have family members who are violently opposed to 'Obamacare' and they are on Medicaid — they don't understand that they're already covered by taxpayer benefits.
"And then there is a young man with lupus who would have never been insurable," Burns continued. "He is on his parents' plan, and he'll be able to buy his own coverage. They are very relieved."
A poll just out from the nonpartisan Kaiser Family Foundation documents shifts in the country in the month since insurance sign-ups began.
Fifty-five percent now say they have enough information to understand the law's impact on their family, up 8 percentage points in just one month. Part of the reason is that advertising about how to get coverage is beginning to register.
"The law is getting more and more real for people," said Drew Altman, the foundation's president. "A lot of this will turn on whether there's a perception that there have been more winners than losers. ... It's not whether an expert thinks something is a better insurance policy, it's whether people perceive it that way."
The administration is continuing its efforts to influence those perceptions. On Wednesday, Obama will meet with volunteers in Dallas who are helping people enroll in health insurance plans. Cabinet officials are also expected to make stops around the country in the coming weeks to encourage people to sign up for insurance even as the website problems persist.
A look at three groups impacted by the law's rollout:
The Obama administration insists nobody will lose coverage as a result of cancellation notices going out to millions of people. At least 3.5 million Americans have been issued cancellations, but the exact number is unclear. Associated Press checks find that data is unavailable in a half the states.
Mainly they are people who buy directly from an insurer, instead of having workplace coverage. Officials say these consumers aren't getting "canceled" but "transitioned" or "migrated" to better plans because their current coverage doesn't meet minimum standards. They won't have to go uninsured, and some could save a lot if they qualify for the law's tax credits.
Speaking in Boston's historic Faneuil Hall this past week, Obama said the problem is limited to fewer than 5 percent of Americans "who've got cut-rate plans that don't offer real financial protection in the event of a serious illness or an accident."
But in a nation of more than 300 million, 5 percent is a big number — about 15 million people. Among them are Ian and Sara Hodge of Lancaster, Pa., in their early 60s and paying $1,041 a month for a policy.
After insurer Highmark Inc., sent the Hodges a cancellation notice, the cheapest rate they say they've been able to find is $1,400 for a comparable plan. Ian is worried they may not qualify for tax credits and doesn't trust that the federal website is secure enough to enter personal financial information in order to find out.
"We feel like we're being punished for doing the right thing," he said.
Their policy may not have met the government's standards, "but it certainly met our minimum standards," Hodge added.
"The main thing that upsets us is the president ... said over and over and over again: If you like your health plan, you will be able to keep your health plan, guaranteed."
There's a chance the number of people getting unwanted terminations may grow. In 2015, the law's requirement that larger companies provide health insurance will take effect. It's expected that a small share of firms will drop coverage, deciding that it's cheaper to pay fines imposed under the law.
Before the law's online health care markets launched Oct. 1, the administration estimated nearly 500,000 people would enroll for subsidized private insurance within the first month. Despite high consumer interest, a computer system beset by gremlins has kept most from doing so.
The administration refuses to release enrollment numbers until mid-November, when a crash program of computer fixes may be showing results. The numbers are expected to be disappointingly low; officials acknowledge as much.
A different prong of Obama's coverage expansion seems to be doing fairly well. It's an expanded version of Medicaid, embraced so far by 25 states and the District of Columbia. An informal survey of 14 of those states by The Associated Press shows that at least 240,000 people had enrolled in or applied for the expanded safety-net program as of the third week of October.
Private coverage is what interests Cecilia Fontenot of Houston, a part-time accountant in her early 60s. She has diabetes, high blood pressure and high cholesterol. Though she manages well, she has been unable to find affordable insurance. Under Obama's law, insurers will not be able to turn away people with medical problems or charge them more.
Fontenot gave up on HealthCare.gov and instead applied through a call center on Oct. 19.
"They said it may take a while because so many people had called in," Fontenot explained. "I'm a very patient person, and I'm looking forward to getting that insurance."
She wants a plan that covers a better diabetes drug than the one she can afford now by paying out of pocket. Her doctor has also recommended a high-tech imaging test for a breast lump.
Americans are still divided over the Affordable Care Act, with negative views outweighing positives. But they also lean against repealing it. The final judgment may be in the hands of people who now have employer-provided health insurance. They're about half the population, and they've noted Obama's assurances that their coverage won't be disrupted.
Up to now, the changes for employer plans have been incremental. They tend to expand benefits, not take things away.
For example, young adults can stay on a parent's coverage until they turn 26. Employers cover women's birth control as a preventive service, free of charge. Screening tests such as colonoscopies are also free.
But cost control provisions, mainly a tax on expensive insurance plans that starts in 2018, are converging with the long-standing push by employers to tame health costs. Some companies have raised deductibles and copayments for employees, saying they need to scale back to avoid tangling with the coming tax. Others are giving employees a fixed amount of money to shop in private health insurance markets that resemble those created by the law.
Expect cutbacks to be blamed on the law. Sorting out whether that's warranted may be difficult.
"What the Affordable Care Act did was give companies a very convenient excuse to say 'Oh, gosh, we really have to get serious about insurance costs,'" said Paul Keckley, an independent health benefits consultant. "I think there's a bit of a bob and weave. The ACA was a convenient excuse for doing what (corporate) human resources departments have been calculating to do for years."
Americans anxious, irritated as gov't shuts down
NEW YORK (AP) — From New York's Liberty Island to Alaska's Denali National Park, the U.S. government closed its doors as a bitter budget fight idled hundreds of thousands of federal workers and halted all but the most critical government services for the first time in nearly two decades.
A midnight deadline to avert a shutdown passed amid Congressional bickering, casting in doubt Americans' ability to get government services ranging from federally-backed home loans to supplemental food assistance for children and pregnant women.
For many employees of the federal government, Tuesday's shutdown meant no more paychecks as they were forced onto unpaid furloughs. For those still working, it meant delays in getting paid.
Park Ranger and father-to-be Darquez Smith said he already lives paycheck-to-paycheck while putting himself through college.
"I've got a lot on my plate right now — tuition, my daughter, bills," said Smith, 23, a ranger at Dayton Aviation Heritage National Historical Park in Ohio. "I'm just confused and waiting just like everyone else."
The impact of the shutdown was mixed — immediate and far-reaching for some, annoying but minimal for others.
In Colorado, where flooding killed eight people earlier this month, emergency funds to help rebuild homes and businesses continued to flow — but federal worker furloughs were expected to slow it down.
National Guard soldiers rebuilding washed-out roads would apparently be paid on time — along with the rest of the country's active-duty personnel — under a bill passed hours before the shutdown. Existing Social Security and Medicare benefits, veterans' services and mail delivery were also unaffected.
Other agencies were harder hit — nearly 3,000 Federal Aviation Administration safety inspectors were furloughed along with most of the National Transportation Safety Board's employees, including accident investigators who respond to air crashes, train collisions, pipeline explosions and other accidents.
Almost all of NASA shut down, except for Mission Control in Houston, and national parks closed along with the Smithsonian museums and the National Zoo. Even the zoo's popular panda cam went dark, shut off for the first time since a cub was born there Aug. 23.
As the shutdown loomed Monday, visitors to popular parks made their frustration with elected officials clear.
"There is no good thing going to come out of it," said Chris Fahl, a tourist from Roanoke, Ind., visiting the Abraham Lincoln Birthplace National Historic Park in Hodgenville, Ky. "Taxpayers are just going to be more overburdened."
Emily Enfinger, visiting the Statue of Liberty, said politicians need to find a way to work together.
"They should be willing to compromise, both sides, and it discourages me that they don't seem to be able to do that," she said. "They're not doing their job as far as I'm concerned."
Joe Wentz, a retired federal employee from Lebanon, Va., visiting San Francisco with his wife, bought tickets to visit Alcatraz on Thursday — if it's open.
Wentz said he's frustrated that some politicians are using the budget to push changes in the Affordable Care Act.
"We've been disgusted a long time that they're not working together," he said.
The shutdown was strangely captivating to Marlena Knight, an Australian native visiting Independence National Historical Park in Philadelphia. She was confounded that the impasse focused on the nation's health care system — an indispensable service in her home country.
"We can't imagine not having a national health system," she said. "I just can't believe that this country can shut down over something like a national health system. Totally bizarre, as an Australian, but fascinating."
It turns out an institution as massive as the federal government takes some time to grind to a total halt: Many federal workers were being permitted to come in Tuesday to change voicemail messages or fill out time cards. But after that, they were under strict orders to do no work, even check their email.
With no telling how long the budget standoff will last, even programs not immediately affected could run out of cash.
Barbara Haxton, executive director of the Ohio Head Start Association, said its preschool learning programs would be in jeopardy if a shutdown lasted more than two weeks. March's automatic budget cuts meant nearly 3,000 children lost access to services and there could be dire consequences if the budget standoff drags on.
"It's not as though this is a throwaway service. These are the poorest of the poor children," Haxton said. "And our Congressman still gets his paycheck. His pay doesn't stop and his health insurance doesn't stop."
Associated Press reporters Kathy Matheson in Philadelphia, Joan Lowy in Washington, D.C., Dylan Lovan in Louisville, Ky., Terence Chea in San Francisco and Amanda Lee Myers in Cincinnati contributed to this report.
Health law challenge threatens government shutdown
WASHINGTON (AP) — A conservative challenge to the president's health care law has the federal government teetering on the brink of a partial shutdown.
The Senate has the next move on must-do legislation required to keep the government open past midnight on Monday, and the Democratic-led chamber is expected to reject the latest effort from House Republicans to use a normally routine measure to attack President Barack Obama's signature health care law.
Congress was closed for the day on Sunday after a post-midnight vote in the GOP-run House to delay by a year key parts of the new health care law and repeal a tax on medical devices as the price for avoiding a shutdown. The Senate is slated to convene Monday afternoon just 10 hours before the shutdown deadline, and Majority Leader Harry Reid, D-Nev., has already promised that majority Democrats will kill the House's latest volley.
A House GOP leader, Rep. Kevin McCarthy of California, said the House would again rebuff the Senate's efforts to advance the short-term funding bill as a simple, "clean" measure shorn of anti-heath care reform provisions.
Since the last government shutdown 17 years ago, temporary funding bills known as continuing resolutions have been noncontroversial, with neither party willing to chance a shutdown to achieve legislative goals it couldn't otherwise win. But with health insurance exchanges set to open Tuesday, tea party Republicans are willing to take the risk in their drive to kill the law, so-called "Obamacare."
"You're going to shut down the government if you can't prevent millions of Americans from getting affordable care," said Rep. Chris Van Hollen, D-Md.
A leader of the tea party Republicans, Sen. Ted Cruz, R-Texas, insisted the blame rests with Senate Democrats.
"The House has twice now voted to keep the government open. And if we have a shutdown, it will only be because when the Senate comes back, Harry Reid says, 'I refuse even to talk,'" said Cruz, who led a 21-hour broadside against allowing the temporary funding bill to advance if stripped clean of a tea party-backed provision to derail Obamacare. The effort failed.
The battle started with a House vote to pass the short-term funding bill with a provision that would have eliminated the federal dollars needed to put Obama's health care overhaul into place. The Senate voted along party lines to strip that out and set the measure back to the House.
The latest House bill, passed early Sunday by a near party-line vote of 231-192, sent back to the Senate two major changes: a one-year delay of key provisions of the health insurance law and repeal of a new tax on medical devices that partially funds it. The steps still go too far for the White House and its Democratic allies.
Senate rules often make it difficult to move quickly, but the chamber can act on the House's latest proposals by simply calling them up and killing them.
Eyes were turning to the House for its next move. A senior leader vowed the House would not simply give in to Democrats' demands to pass the Senate's "clean" funding bill.
"The House will get back together in enough time, send another provision not to shut the government down, but to fund it, and it will have a few other options in there for the Senate to look at again," said McCarthy, the No. 3 House Republican leader.
He suggested that House Republicans would try blocking a mandate that individuals buy health insurance or face a tax penalty, saying there might be some Democratic support in the Senate for that.
On the other hand, Democrats said the GOP's bravado may fade as the deadline to avert a shutdown nears.
Asked whether he could vote for a "clean" temporary funding bill, Rep. Raul Labrador, R-Idaho, said he couldn't. But Labrador added, "I think there's enough people in the Republican Party who are willing to do that. And I think that's what you're going to see."
A leading Senate GOP moderate called on her fellow Republicans to back down.
"I disagree with the strategy of linking Obamacare with the continuing functioning of government — a strategy that cannot possibly work," said Sen. Susan Collins, R-Maine.
McCarthy wouldn't say what changes Republicans might make. He appeared to suggest that a very short-term measure might pass at the last minute, but GOP aides said that was unlikely.
Republicans argued that Reid should have convened the Senate on Sunday.
Yet even some Republicans said privately they feared that Reid held the advantage in a fast-approaching end game.
Republicans argued that they had already made compromises; for instance, their latest measure would leave intact most parts of the health care law that have taken effect, including requiring insurance companies to cover people with pre-existing conditions and to let families' plans cover children up to age 26. They also would allow insurers to deny contraception coverage based on religious or moral objections.
Tea party lawmakers in the House — egged on by Cruz — forced GOP leaders to abandon an earlier plan to deliver a "clean" stopgap spending bill to the Senate and move the fight to another must-do measure looming in mid-October: a bill to increase the government's borrowing cap to avert a market-rattling, first-ever default on U.S. obligations.
In the event lawmakers blow the Monday deadline, about 800,000 workers would be forced off the job without pay. Some critical services such as patrolling the borders, inspecting meat and controlling air traffic would continue. Social Security benefits would be sent, and the Medicare and Medicaid health care programs for the elderly and poor would continue to pay doctors and hospitals.
McCarthy appeared on "Fox News Sunday," while Cruz and Labrador were on NBC's "Meet the Press." Van Hollen appeared on CBS' "Face the Nation."
MO senators vote down federal Medicaid expansion
JEFFERSON CITY, Mo. (AP) - Republican senators have made it clear that there will be no Medicaid expansion in Missouri this session.
The Republican-led Senate voted down a Democratic attempt Monday night to insert $890 million of federal funds into Missouri's budget to expand Medicaid eligibility to an estimated 260,000 lower-income adults.
The vote was just the latest in a series of similar defeats in the Missouri Legislature for the Medicaid expansion backed by Democratic Gov. Jay Nixon and called for under President Barack Obama's health care law.
But this vote carried a bit more weight. That's because it ensured that neither the Senate nor the House version of the budget includes the Medicaid expansion. Under legislative rules, negotiators cannot insert money into the final budget that wasn't in either chamber's plan.
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Dear OncoLink "Ask The Experts,"
It has been a year after my husband's surgery, he still has sexual difficulty is this normal?
Alan J. Wein, MD, Professor and Chair of the Division of Urology at the University of Pennsylvania School of Medicine, responds:
It could take up to two years for erectile function to return, in the meantime, you might consider, assuming you have tried the oral medications, the vacuum erection device or penile injections. Your urologist should be able to advise you about both of these.
This question and answer was part of the OncoLink Brown Bag Chat Series. See the full transcript of Prostate cancer treatment: where are we now?Imprima English
Jun 8, 2010 - Initiating a smoking cessation intervention program after acute fracture surgery and carrying it out for six weeks may reduce the risk of post-surgical complications, according to a study in the June 1 issue of the Journal of Bone & Joint Surgery.
Jun 8, 2010
Feb 15, 2010
Jul 11, 2011
Apr 25, 2014


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Marcelo Bonta's Center for Diversity & the Environment works to bring people of color into the environmental movement.
The economic numbers behind coal and wind energy -- and energy efficiency -- are compared in Montana.
Part of the price of stopping the planned New World Mine
near Yellowstone may turn out to be the development of coal
reserves along Otter Creek, next to the Northern Cheyenne
With global warming threatening the planet, even environmentalists are looking more kindly at natural gas.
China's insatiable energy appetite is fueling a natural resource boom in the West.
The industry hopes Wyoming's coal bonanza lasts another 100 years. But mining's peaks and valleys have never been entirely in its control.
Global markets could keep Powder River Basin coal flowing overseas for decades to come.
Western governors go green; King Coal gets hammered;
Divine Strake strikes out; Colorado cons on the North Forty; Mother
Nature's bodyguards; Western wagering data; and energy use
and Bush approval: a case of eerie symmetry.
Colorado citizens voted last November to increase their
state's reliance on power from the wind and sun, but King
Coal still rules the state, and the White House seems determined to
keep it on the throne
The House of Representatives passes an energy bill with even more industrial pork than the Bush administration requested.
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Our Under 21s play their second league match of the new-format's season tomorrow (Saturday) afternoon. Manager Dermot Drummy hopes for a good crowd at Stamford Bridge.
Tickets for the game against Wolverhampton Wanderers must be bought before noon on Saturday. The game, which kicks-off at 4.05pm, is live on Chelsea TV.
The young Blues side drew 0-0 against Manchester City in their opening match, held at Brentford's Griffin Park, but the regulations for the reshaped reserve competition means there will be games at each club's main stadium, and tomorrow is one of those.
'It is a fantastic experience for the boys to play at Stamford Bridge,' says Drummy.
'The atmosphere at Brentford when we played Man City really had the players buzzing and it will be great if we have a good crowd at the Bridge. With the first team playing Friday, it is a chance to see some Saturday football.
'We have had great crowds in the Youth Cup at the Bridge and it takes it to the next level if we get some vocal support.'
The Chelsea team will be the majority of the Under 19s side that played in the NextGen competition on Tuesday night although since then Nathaniel Chalobah and Thorgan Hazard have both gone out on loan
Midfielders Billy Clifford and George Saville, too old for the Under-19s, will come back in. Jamal Blackman returns in goal and left-back Aziz-Deen Conteh is fit after injury.
'We have some quite experienced young players plus some younger bright talents I want to give some game time to if we can,' says Drummy.
'The Under 19s were some of our more inexperienced players but that was great for them, playing against CSKA Moscow this week.'
The schedule that sees a weekend game follow a midweek outing is rare for young players who only usually encounter that when the Youth Cup is going later in the season, or when there is a fixture backlog in the final weeks. It is good schooling for a professional career.
'The Youth Cup doesn't come around enough and if we are taking the boys to the next step, the demands on them to train and play and recover should be very close to the first team demands,' says Drummy.
'We train hard and the boys are in phase two of the pre-season now which means they will work double sessions three days a week on various components of their individual game. So they work very hard, they don't go home early, and they are very conscientious because they want to progress in their careers.'
Please note: Tickets (priced at £5 for adults and £3 for juniors/seniors) will be sold in person only at the box office until noon on Saturday. Customers should note that no tickets will be sold after that time.
Disabled supporters should contact the disability department to purchase tickets.
All supporters will need to purchase a ticket to gain entry.
All ticket sales are subject to availability.


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SEC Headlines – 11/14/11 Part Two
November 14th, 2011 03:53 PM║ Posted By: John Pennington ║ Permalink
║ Schools: Alabama, Arkansas, Auburn, Florida, Georgia, Kentucky, LSU, Mississippi State, Ole Miss, South Carolina, Tennessee, Vanderbilt
Tags: Georgia, Marcus Roberson, Maxwell Smith, UK
1. Florida corner Marcus Roberson is out for the rest of the season with a neck injury.
2. The Gators — who've now lost five of their last six — will try to finish strong. (Good thing they've got Furman coming to Gainesville next.)
3. Georgia isn't celebrating anything yet as it turns its attention to Kentucky.
4. But looking ahead, one oddsmaker would make Georgia a 10.5 point underdog to LSU in the SEC Championship Game.
5. Kentucky is reeling after a 30-point blowout loss to Vanderbilt on Saturday.
6. UK will continue to go with freshman Maxwell Smith at quarterback (who didn't get much help in Nashville on Saturday.)
7. With "little hope" in the SEC East, South Carolina turns its attention to in-state foes The Citadel and Clemson. (One should be considerably tougher than the other.)
8. Steve Spurrier teared up after Saturday's game while explaining to his players how significant it is for Carolina to have beaten Florida, Georgia and Tennessee in back-to-back years.
9. Tennessee quarterback Tyler Bray has been cleared to return to practice and is listed as questionable for Saturday game…
10. Good thing, because the Vols' game with Vanderbilt will define their season.
11. James Franklin doesn't want his team to get too emotional for Saturday's game in Knoxville.
12. Kevin Stallings says Cleveland State came into Nashville and outplayed his team "from start to finish."
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Fun and Wacky Ideas for Your Wedding Sendoff
Sure, it'll be tough to top a dramatic, long walk down the aisle for your entrance, but if you plan it right, the exit from your ceremony or wedding party can be just as memorable. Here are some romantic, funny, unique exit ideas we love!
By: Nikki StroudMore from Bridal Guide:


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tell me about hunting leopards
This is a discussion on tell me about hunting leopards within the Hunting Africa forums, part of the HUNT AFRICA category; Over bait or with hounds ? which is your favorite ?...
12-26-2010, 12:12 PM #1New Member
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tell me about hunting leopards
Over bait or with hounds ? which is your favorite ?
12-27-2010, 07:57 PM #2AH Veteran
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Ive only done it with hounds but the hounds were not all that useful. Ultimately the bushman trackers pushed the cat until we were close enough for a shot. It was a wild time
- Member of Rowland Ward (RW) & Association des Guides de Grande Chasse (AGGC)
- Hunted senegal, guinea, ivory coast, burkina faso, benin, cameroun, central africa, tanzania, zimbabwe, south africa
Hello Dogman,
For me leopard is my 2nd favorite hunting animal after bongo. One of the most beautiful and prestigious of the African hunting game.
I never hunted them with hounds but I think it is very exciting, would like to do it one day. I thinl the countries where we can do it are, South Africa, Namibia and Zimbabwe.
I use to hunt them over bait and I enjoy it very much, looking for good size track, understand the way he is moving and hang the baits around his supposed area and of course wait for him coming. Listing babouns, bushbucks, francolins when he is on his way......and here he is, looking at you, you should stand still untill he eats and cool down.....
Great hunt and great animal...
Christophe Morio
CAR & Tanzania
- Hunted Aus, New Zealand,New Calidonia, Mongolia, Zim and Moz
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only ever hunted them with bait and blind and hope to score this season. Using Dogs does not interest me but each to his own.
12-28-2010, 07:56 AM #5AH Enthusiast
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My preference is for the classic dawn to dusk baited leopard hunt without the use of any artificial light. I find the entire experience to be an adventure.
Isolating a likely location and finding a tree with a limb that can be baited in a manner so that the leopard will present himself for a good shot. The artful building of a blind (hide) using only structural materials and foliage found in the surrounding environment. The preparing of a long pathway leading to the blind which will be cleared of all leaves and twigs to afford a completely silent stalk to the entrance. Maintaining a complete silence while in the blind and concentrating your senses on the sounds associated with the arrival or presence of the leopard. Finally, waiting for just the right moment to pick your shot on a big tom leopard as he is silhouetted on the limb over the bait on which he is feasting . . . and then, Bang!
Win, lose or draw that's hunting. But I find the classic baited leopard hunt to be a great overall experienceThere is only one degree of dead . . . there are many degrees of wounded
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PHASA have had a moratorium on hunting leopards with hounds for many years so although it's not technically illegal, if you do hunt them with hounds in RSA it'll either be with a non PHASA member or with one who is breaking the moratorium and I think you'll find that Namibia banned hunting with hounds a year or two ago after they had their debacle over the quota etc.
You can still do it in Zim though.
01-08-2011, 03:53 AM #7AH Member
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I hunted from a blind in Zimbabwe,enjoyed shooting my baits, dragging and checking them every day.We had 6 baits and started getting hits after the first night.When it came time to sit in the blind I was using a power ear muff as my hearing is shot.The nite sounds were some of my lasting memories and I highly recommend it. I was successful with a 146 lb male of 6' 10".
01-08-2011, 04:29 AM #8New Member
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Thanks for the reply. My hearing is shot also.Sounds like you had a good hunt.
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From one deaf old bastard to several others, you might like to consider buying yourself a set of game ears.
I've lost over 40% of hearing in one ear and 60 odd % of hearing in the other ear (through rifle fire) and bought myself a set of game ears about 18 months ago........ it's one of the best things I've ever done.
Not only do I wear them when I'm hunting but I often wear them at other times as well..... and the volume control means I can tuen them up and down as necessary.
They're also fantastically useful in the leopard blind as well because when turned up, you can hear a mosquito fart.
I hadn't been able to hear the jackals calling for at least a decade and it's such a pleasure to be able to hear them again.
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All Prostate Disorders Special Reports
A New Look at Cryosurgery
Also known as cryotherapy or cryoablation, cryosurgery is a minimally invasive treatment that kills cancer cells by freezing them. Cryosurgery is not a new prostate cancer treatment -- it's been used for more than 40 years, most commonly as 'salvage' therapy in men whose cancer has recurred locally in the prostate after radiation therapy. But today, it's getting more attention as a first-line option thanks to technological advances in the tools used to perform the procedure. Nonetheless, it is not right for everyone. Here are some issues to consider before making your decision. More...
Planning Ahead: The Living Will and Durable Power of Attorney
If you have advanced prostate cancer, you may want to take the time now to make some important decisions about your future medical care, in case you are ever not able to make decisions for yourself. This Health Alert looks at two popular kinds of advance directives: a living will and a durable power of attorney for healthcare. More...
Should You Take Proscar to Prevent Prostate Cancer?
Johns Hopkins Health Alerts; www.johnshopkinshealthalerts.com
Proton Beam Therapy for Prostate Cancer
Vitamin D and Prostate Cancer
Vitamin D may turn out to be a ray of hope for men with prostate cancer. Laboratory and population-based research suggest that adequate levels of vitamin D reduce the risk of developing prostate cancer and may help suppress the growth and spread of prostate cancer cells in men who already have it. A significant proportion of older men have suboptimal levels of vitamin D, especially during the winter and spring months. But boosting your vitamin D levels isn't difficult. More...
Taxotere: Chemotherapy for Advanced Prostate Cancer
Testosterone-Replacement Therapy: Does It Increase Prostate Cancer Risk?
Understanding Your Pathology Report
Pathologists are the unseen and unsung heroes in cancer diagnosis and treatment. Their reports set the entire process in motion, determining in large part the treatment decisions that follow. The pathologist is a medical doctor who has at least four years of residency training beyond the four years of medical school. The pathologist studies the slivers of prostate tissue (cores) removed during your prostate biopsy. The doctor who performed the prostate biopsy will have indicated More...
Simple Steps to Protect Yourself Against Prostate Cancer
Reducing your risk of prostate cancer begins with the big picture, those well-publicized major lifestyle changes that are widely recommended but often difficult to accomplish. Then there are the smaller details: cancer-protective foods, supplements, and medications. A serious prostate cancer risk-reduction program encompasses both approaches. Achieving a healthy weight, committing to regular exercise, and altering long-ingrained dietary habits are the most important steps you can take to protect yourself from prostate cancer. And their payoff More...
Advice to Help You Cope With Side Effects of Prostate Cancer Treatments
Hormonal therapy for prostate cancer can be rough with unpleasant side effects. Johns Hopkins provides advice to help soften the impact. The male hormone testosterone influences more than a man's sex life. It also plays a role in bone health, muscle mass, levels of energy, and even psychological well-being. Hormonal therapies for prostate cancer, known as androgen-deprivation therapy, shut down testosterone production. When testosterone levels plummet, the effects are swift and unpleasant. Knowing what side effects More...
New Treatments for BPH
Prostate Disorders Glossary
The Prostate Disorders Glossary from Johns Hopkins Health Alerts is derived from The Johns Hopkins White Papers: Prostate Disorders. More...
When the Diagnosis Is Prostate Cancer -- Seeking a Second (or Third or Fourth) Opinion
Determining a course of treatment for prostate cancer is one of the most harrowing decisions in modern medicine. Not only do treatments such as surgery and radiation therapy have troubling side effects, but doctors cant agree on which treatments work bestand are more likely to recommend the option that they specialize in. Hence, to be in the best position for making decisions about your own treatment for prostate cancer, its vital to get more than one opinion. More...
Getting Your PSA Tested for Prostate Cancer
New Biomarkers Offer Hope for Improving on PSA Test Results
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Hypertension and Stroke
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Knee Replacement Surgery
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U.S. athletes, as do many, use high-protein yogurt in their training diets. But Russia will not allow the large shipment of yogurt to be sent to Sochi without the proper paperwork. U.S. officials say it's not possible.
According to this morning's New York Times, "After beginning as a breakfast-table squabble, the dairy drama is quickly escalating.
"The Obama administration has intervened, seeking to clear the way for the delivery. A United States senator fired off an urgent letter to the Russian ambassador, asking for his help.
"American officials are hoping to receive a special dispensation from the Russian agency Rosselkhoznadzor, the Federal Service for Veterinary and Phytosanitary Surveillance, whose jurisdiction includes American-made Greek yogurt. ...
"Yevgeniy Khorishko, a spokesman for the Russian Embassy in Washington, said there would be no special treatment just because the yogurt was bound for American lips. 'We are a lawful country,' he said. 'You should follow the rules.'"
-- Phillip Tutor


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UW-L International Student/Scholar Health Insurance
Healthcare in the United States (U.S.) can be very expensive. OIE requires all J-1 and F-1 international students to carry health insurance for the duration of their stay at UW-L. Cultural Insurance Services International (CISI) provides medical insurance to international students at UW-L. This health insurance can only be used in the U.S.
It is extremely important to know how to use this insurance to ensure injuries and illnesses can be covered. Unpaid healthcare bills can cost thousands of dollars that will be your responsibility. Additionally, unpaid medical bills may be sent to a collections agency and may even impact your future stays in the U.S.
If you visit a healthcare facility off campus, make sure to bring your insurance card. Ask the facility to make a copy of your insurance card for their records. Also, ask if there are any forms you need to sign to make sure the healthcare facility can send your information to CISI. Next, complete a Medical Claim Form as soon as possible after your visit. CISI cannot make a payment on your medical bill until they have received information from the healthcare facility and your Medical Claim Form. OIE can submit your Medical Claim Form directly to CISI, or if you prefer, you can submit it by yourself.
Save everything that is sent to you from CISI and the healthcare facility where you were seen. If you receive a bill from a healthcare facility and have not yet submitted a Medical Claim Form, do so immediately. Additionally, CISI may contact you if they need additional information. Open the mail and review it carefully. If you have questions, please see your International Student Advisor. CISI determines how much insurance will cover for the cost of a visit to a healthcare facility. A letter will be sent to you explaining what CISI insurance will cover and what (if any) cost you are responsible for paying. It is important that you pay the cost (not covered by insurance) to the healthcare facility as soon as possible. Many healthcare facilities allow patients to pay their bill online using a credit card. This information will be included in correspondence from the healthcare facility.
J-2 and F-2 (Dependent)
Health insurance is also available. Please contact Diane Sasaki (email@example.com) for additional information.
Available documents:
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Please visit the Insurance and Health-Related Information in Frequently Asked Question for more information
Please remember to use the Student Health Center first to avoid a $50 fee. If the Health Center is closed, go to an area urgent care clinic or emergency room if needed. Every time you visit a clinic off campus you will need to submit a claim to the insurance company. OIE has claim forms and will assist you in completing them.


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After his wife Nina died, divorce lawyer Nate Morrow decided he'd had enough of angry couples, ugly court battles and vicious settlements. He wanted to work with his hands, so he went to trade school and studied to be a plumber. No longer a journeyman, he's moved to Hooperville to soak up small town life. Nina (they still talk though she's been dead six years) said it was the thing to do.
As soon as the denizens of Hooperville size him up – young, unmarried man with a trade – they realize they've found the man for Rita. Too bad she doesn't want him. She's waiting for Howard.
Hooperville is a nice little town, Rita is a nice woman, Nate is a nice man, and Regarding Rita is a nice book. I enjoyed the couple of hours it took me to read it and I put it down without thinking I'd wasted my time. The way Nate slowly lets go of Nina as he falls in love with Rita feels right and natural, and I liked his loyalty. He'd had a good marriage and he wasn't willing to settle for less than what he'd known. And Rita's muddled attitude toward her missing boyfriend is about right: She must love him because here she is, pregnant by him, but at the same time, she's undeniably attracted to the new plumber.
One thing made this book an acceptable read instead of a recommended one. Nate and Rita spend nearly every evening together for a month, a period of time that deepens and develops their relationship. I think. You see, we don't see any of that month and I feel cheated. We see Nate and Rita at the beginning of the month, suspicious and attracted, and we see them at the end of the month, settled into an affectionate friendly routine. I don't want just before and after. I want the middle, when prickliness gives way to friendship and smart-mouth remarks lose their sting and become banter.
Still, I liked the book enough to read another by Gwen Pemberton. Only next time, can I please see the relationship develop?
--Katy Cooper


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Friday, April 25, 2014
By Glenn Jordan firstname.lastname@example.com
Staff Writer
The white limestone tower is what stands out, of course, on postcards and calendars and thousands of photos taken by tourists each year.
Tuesday, January 8,2013. The stone lighthouse was built by local masons Jonathan Bryant and John Nichols. The original plan was for a 58-foot tower, but when it was realized that the light would be blocked from the south it was decided to make the tower 72 feet in height instead. Bryant resigned over the change, and Nichols finished the lighthouse in January 1791.
John Patriquin/Staff Photographer
Tuesday, January 8,2013. The current Keeper's Quarters building was constructed in 1891 as a two story duplex. Until 1989 it was home to the head and assistant lighthouse keepers and their families.
John Patriquin/Staff Photographer
If you care to linger at the Portland Head lighthouse, however, you begin to appreciate other aspects of the rocky promontory that juts into Casco Bay from Fort Williams Park. Look through a porthole window while climbing the 89 steps inside the tower, take in the calm sea far below and consider that, during some storms, spray from crashing waves will splash windows on the second floor of the keepers' quarters.
Lighthouse keepers haven't been in residence since 1989, because of automation. The town of Cape Elizabeth rented out the second-floor apartment until 1998, when a couple with a baby moved out and the staff from the museum and gift shop took over the space. That baby -- who happens to be my daughter -- is now a high school sophomore who's still soothed by the sounds of foghorn blasts.
As for the lighthouse, Thursday marked the end of its 222nd year of use. The first oil lamp was lit on Jan. 10, 1791.
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January 8,2013. A salt covered light hangs on the current Keeper's Quarters building that was constructed in 1891 as a two story duplex. Until 1989 it was home to the head and assistant lighthouse keepers and their families.
John Patriquin/Staff Photographer


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Labor Day" movie prizes.
One Grand Prize :
- One grand prize winner will receive a "Labor Day" poster, autographed by Kate Winslet and Josh Brolin
- Two (2) tickets to see "Labor Day" at a cinema
- Pie baking set
- T-shirt
(Approximate retail value of Grand Prize: $75)
One Runner Up Prize:
- Pie baking set
- T-shirt
(Approximate retail value of Runner Up Prize: $50)
Here's how you can enter:
Step 1:
Follow @YahooShine on Twitter
Step 2:
Tweet this: I want to win the #LaborDayMovie giveaway from @YahooShine! http://yhoo.it/1bnYOtS
(Note: One entry per person/email address/Twitter handle.)
The giveaway runs from 9:00 AM PT on February 4, 2014 until 12:00 PM PT on February 14, 2013. Winners will receive a Direct Message on Twitter with further information. This giveaway is open to U.S. residents only. If you have any other questions, check out the official rules.
"Labor Day" stars Kate Winslet and Josh Brolin, and is directed by Jason Reitman.
Official Rules:
Yahoo Shine Giveaway: Your Tickets to "Labor Day," Plus a Valentine's Surprise
1. Eligibility: You must be a legal resident of the Eligibility Area and 18 years or older at the time of entry. Void in overseas U.S. territories, possessions, commonwealths and military installations, and where prohibited by law. Employees and agents of Yahoo! Inc. ("Sponsor" or "Yahoo"), their respective affiliates, subsidiaries, advertising and promotional agencies, any other prize sponsor, and any entity involved in the development, production, implementation, administration or fulfillment of the Promotion (all of the foregoing, together with Yahoo, collectively referred to as "Promotion Entities"), and the immediate family members and persons living in the same household as such individuals, whether related or not, are not eligible to participate or win. Twitter, Inc. ("Twitter") is not a sponsor of, or is in any way affiliated with, this Promotion.
2. How To Enter: Registration for the Promotion is open any time between 9:00 AM PT on February 4, 2014 and 12:00 PM PT/Noon on February 14, 2014 (the "Promotion Period"). A Twitter account is required to participate in this Promotion. If you are not an existing Twitter account holder, visit twitter.com and follow the instructions to register for a free Twitter account (your "Twitter Account"). Once logged into Twitter, set your Twitter Account to "follow" the Twitter handle associated with the Promotion, @YahooShine (the "Promotion Twitter Address"). Your Twitter Account MUST "follow" the Promotion Twitter Address during the entire Promotion Period to be eligible to win. Next, register for the Promotion by sending a Twitter update (a "Tweet"), using your Twitter Account, to @YahooShine with the following words :
I want to win the #LaborDayMovie giveaway from @YahooShine! http://yhoo.it/1bnYOtS
You will receive ONE entry in the Promotion (an "Entry"), when you submit a Tweet to @YahooShine during the Promotion Period, in accordance with the method described above.
For purposes of these Official Rules, "receipt" of an Entry occurs when Yahoo! receives your registration and entry information as properly submitted by you in accordance with the instructions above. In the event of a dispute regarding the identity of the holder of a Twitter account or handle, the dispute will be resolved in favor of the individual who is the "authorized email account holder" of the "alternate email address" provided when the Twitter account was created. "Authorized email account holder" is defined as the natural person assigned an email address by an internet access provider, online service provider, or other organization (i.e., business, educational institution) responsible for assigning email addresses for the domain associated with the submitted email address. If Yahoo is unable to verify the authorized account holder of a potentially winning Twitter account, that account will be disqualified and an alternate winner selected. A potential prize winner may be required to provide Promotion Entities with proof that he/she is the authorized account holder as described above.
LIMIT ONE ENTRY PER PERSON, PER EMAIL ADDRESS AND/OR PER TWITTER ID. Although subsequent attempts to enter may be received, only the first entry received from a particular individual will count; subsequent attempts to enter will be disqualified. The submission of an entry is solely the responsibility of the entrant. An Entry may only be made according to the method described above. Proof of sending (such as an automated computer receipt, "thanks for entering" message, or post office receipt) does not constitute proof of actual receipt by Yahoo of an entry for purposes of these Official Rules. Automated entries (including but not limited to entries submitted using any bot, script, macro, or sweepstakes service), copies, third party entries, facsimiles and/or mechanical reproductions are not permitted and will be disqualified. Only eligible entries actually received by Yahoo before the end of the specified entry period will be included in the prize drawing. Unintelligible, incomplete, or garbled attempts to enter will be disqualified. All entries become the property of Yahoo, and none will be acknowledged or returned.
3. Conduct: By entering the Promotion, entrants agree to comply with and be bound by these Official Rules. The Official Rules will be posted at http://yhoo.it/1bnYOtS (the "Promotion Website") throughout the Promotion. Failure to comply with these Official Rules may result in disqualification from the Promotion. Entrants further agree to comply with and be bound by the decisions of the judges, which will be final and binding in all respects. Yahoo reserves the right at its sole discretion to disqualify any individual it finds to be: (a) tampering or attempting to tamper with the entry process or the operation of the Promotion or any Yahoo or Promotion-related website; (b) violating the Official Rules; (c) violating the terms of service, conditions of use and/or general rules or guidelines of any Yahoo or Promotion related property or service; or (d) acting in an unsportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person. CAUTION: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE PROMOTION MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, YAHOO RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.
4. Prizes:
Grand Prize: One grand prize winner will receive a "Labor Day" poster, autographed by Kate Winslet and Josh Brolin; 2 tickets to see "Labor Day" at a cinema close to winner's home; a pie baking set; and a T-shirt. Approximate retail value of Grand Prize: $75.
Runner Up Prize: One runner-up winner will receive a pie baking set and a T-shirt. Approximate retail value of Runner Up Prize: $50.
The following applies to all Prizes: Approximate retail value of all Prizes: $125. Prizes cannot be used in conjunction with any other promotion or offer. Prizes may not be transferred or assigned except by Sponsor. Only listed prizes will be awarded and no substitutions, cash equivalents or redemptions will be made, except that Sponsor reserves the right to substitute any prize package with another prize of equal or greater value in the event that an advertised prize (or any component thereof) is not available. Expenses not specifically stated above, together with the reporting and payment of all applicable taxes, fees, and/or surcharges, if any, arising out of, or resulting from, acceptance or use of a prize, are the sole responsibility of the winner of that prize. Yahoo expressly disclaims any responsibility or liability for injury or loss to any person or property relating to the delivery and/or subsequent use of the prizes awarded, or while traveling to, preparing for, or participating in, any prize-related activity. Yahoo makes no representations or warranties concerning the appearance, safety, or performance of any prize awarded. Restrictions, conditions, and limitations apply. Promotion Entities will not replace any lost or stolen prize items.
5. Winner Selection and Notification: Potential winners will be selected in a random drawing to be held immediately following the close of the Promotion Period from among all eligible Entries received. Odds of winning depend on the number of eligible Entries received. Prize drawing will be conducted by a representative of the Sponsor, whose decisions are final.
Potential winners will be notified immediately after selection on February 14, 2014. Prize notifications will be delivered by a Twitter update from Yahoo. Each potential winner must respond to prize notification, with all verification information required by Sponsor, within 7 days, or that prize may be forfeited and an alternate winner selected by random drawing. Prizes will be delivered within 2 to 4 weeks following winner selection via U.S. Mail. Any difference between actual value of a prize and the approximated value of a prize as stated in these Official Rules will not be awarded.
6. General Conditions: This Promotion is governed by the laws of the United States, including all applicable federal, state and local laws and regulations.
By entering, participants: (a) release and hold harmless Promotion Entities, and their respective parents, subsidiaries, affiliates, directors, officers, employees, and agents from any and all liability for any injuries, loss or damage of any kind to persons, including death, or property damage resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize, participation in this promotion, or while traveling to, preparing for, or participating in any prize-related activity, and (b) grant to Yahoo the right to use and publish their proper name and state online and in print, or any other media, in connection with the Promotion.
Except where prohibited by law, a winner's acceptance of a prize constitutes permission for Promotion Entities to use such winner's name, address (city and state only), statements, photograph, voice and/or likeness for any advertising and promotional purposes relating to the Promotion without further compensation, consideration, review or consent.
7. Limitations of Liability: Promotion Entities assume no responsibility for lost, late, misdirected, garbled or unintelligible Entries or Tweets, or for theft, destruction or unauthorized access to, or alteration of, Entries. Promotion Entities are not responsible for any incorrect or inaccurate information, whether caused by website users, any of the equipment or programming associated with or utilized in the Promotion, or any technical or human error which may occur in the processing of submissions in the Promotion. Promotion Entities assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, failures or technical malfunction of any telephone network or lines, computer online systems, servers, providers, computer equipment, software, email, players or browsers, whether on account of technical problems, traffic congestion on the Internet or at any website, or on account of any combination of the foregoing. Promotion Entities are not responsible for any injury or damage to participants or to any computer related to or resulting from participating or downloading materials in this Promotion. If, for any reason, the Promotion is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Promotion Entities which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Promotion, Yahoo reserves the right at its sole discretion to cancel, terminate, modify or suspend the Promotion and select winners from among all eligible entries received prior to the cancellation.
8. Disputes/Governing Law: BY PARTICIPATING IN THE PROMOTION, EACH PARTICIPANT AGREES THAT TO THE EXTENT PERMITTED BY APPLICABLE LAW: (1) ANY AND ALL DISPUTES, CLAIMS AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THE PROMOTION, OR ANY PRIZE AWARDED, WILL BE RESOLVED INDIVIDUALLY THROUGH BINDING ARBITRATION AS SET FORTH BELOW, WITHOUT RESORT TO ANY FORM OF CLASS ACTION; (2) ANY AND ALL CLAIMS, JUDGMENTS AND AWARDS WILL BE LIMITED TO ACTUAL THIRD-PARTY, OUT-OF-POCKET COSTS INCURRED (IF ANY), BUT IN NO EVENT WILL ATTORNEYS' FEES BE AWARDED OR RECOVERABLE; (3) UNDER NO CIRCUMSTANCES WILL ANY PARTICIPANT BE PERMITTED TO OBTAIN ANY AWARD FOR, AND PARTICIPANT HEREBY KNOWINGLY AND EXPRESSLY WAIVES ALL RIGHTS TO SEEK, PUNITIVE, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES, LOST PROFITS AND/OR ANY OTHER DAMAGES (OTHER THAN ACTUAL OUT OF POCKET EXPENSES), AND/OR ANY RIGHTS TO HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED; AND (4) PARTICIPANT 'S REMEDIES ARE LIMITED TO A CLAIM FOR MONEY DAMAGES (IF ANY), AND PARTICIPANT IRREVOCABLY WAIVES ANY RIGHT TO SEEK INJUNCTIVE OR EQUITABLE RELIEF.
All issues and questions rights and obligations of a participant in connection with this Promotion shall be governed by, and construed in accordance with, the laws of the State of California, U.S.A., without giving effect to the conflict of laws rules thereof, and any matters or proceedings which are not subject to arbitration as set forth in these Official Rules and/or for entering any judgment on an arbitration award, shall take place in the State of California, County of Santa Clara. The parties waive rights to trial by jury in any action or proceeding instituted in connection with these Official Rules and/or this Promotion. Any controversy or claim arising out of or relating to these Official Rules and/or this Promotion shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted in the State of California, County of Santa Clara (provided that such location is reasonably convenient for claimant, and if not, as determined by the arbitrator), and judgment on the arbitration award may be entered into any court having jurisdiction thereof. In the event that the claimant is able to demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, Sponsor will pay as much of the claimant's filing and hearing fees in connection with the arbitration as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive. If any part of this arbitration provision is deemed to be invalid, unenforceable or illegal (other than that claims will not be arbitrated on a class or representative basis), or otherwise conflicts with the rules and procedures established by AAA, then the balance of this arbitration provision shall remain in effect and shall be construed in accordance with its terms as if the invalid, unenforceable, illegal or conflicting provision were not contained herein. If, however, the portion that is deemed invalid, unenforceable or illegal is that claims will not be arbitrated on a class or representative basis, then the entirety of this arbitration provision shall be null and void, and neither claimant nor Sponsor shall be entitled to arbitrate their dispute. THE ARBITRATION OF DISPUTES PURSUANT TO THIS PARAGRAPH SHALL BE IN THE PARTICIPANT'S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN THE CLAIMS OF OTHER PERSONS OR PARTIES WHO MAY BE SIMILARLY SITUATED. DO NOT ENTER THIS PROMOTION IF YOU DO NOT AGREE TO HAVE ANY CLAIM OR CONTROVERSY ARBITRATED IN ACCORDANCE WITH THESE OFFICIAL RULES.
9. Privacy: By entering the Promotion, you agree to Yahoo's use of your personal information as described in Yahoo's Privacy Policy, located at http://info.yahoo.com/privacy/us/yahoo/promotions/details.html.
10. Winners List: The names of the prize winners may be obtained between February 15, 2014 and no later than May 14, 2014 by sending a self-addressed stamped envelope to: Yahoo Shine Giveaway: Your Tickets to "Labor Day," Plus a Valentine's Surprise, Yahoo! Inc., Attn: Angela Kim, 2400 Broadway, Suite 400, Santa Monica, CA, 90404.
11. Official Rules: For a copy of the Official Rules, print this web page or send a self-addressed, stamped envelope to: Yahoo Shine Giveaway: Your Tickets to "Labor Day," Plus a Valentine's Surprise, Official Rules Requests, Yahoo! Inc., Attn: Angela Kim, 2400 Broadway, Suite 400, Santa Monica, CA, 90404. Vermont residents may omit return postage. Requests received more than 30 days after the close of the Promotion Period will not be honored.
12. Sponsor: Yahoo! Inc., 701 First Avenue, Sunnyvale, CA 94089. Twitter, Inc. is not a sponsor of, nor affiliated in any way with, this Sweepstakes.


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Home > Consumer Protection > Consumer News & Information > FDIC Consumer News - Summer 1998
FDIC Consumer News - Summer 1998
|Click on FDIC Web Site to Help Fend Off
Fraudulent Internet Banks
The FDIC has developed a new, user-friendly service that enables Internet users to check the validity of a bank on the Net and to report suspicious sites to the FDIC via e-mail. Just go to the FDICs Suspicious Internet Banking site. (In the spring 1998 issue of FDIC Consumer News, we said the new service was on the way.)
The Suspicious Internet Banking site gives you new ways to avoid being victimized by a fraudulent Internet operation that may be luring innocent victims with unusually attractive offers, such as 20 percent interest on a deposit (which you may never see again) or an unbelievably good deal on a credit card (perhaps just a ploy to get you to divulge personal financial information that later can be used fraudulently).
Its true that an Internet bank may be able to offer consumers higher interest rates on deposits due to their lower overhead costs, but their costs are not so low that they can pay 20 percent when everyone else is paying six percent, says Jeffrey Kopchik, an attorney in the FDICs Office of Policy Development. Our goal is to protect consumers by finding these sites and getting them off the Net before they do any harm.
The FDICs new Suspicious Internet Banking site can help in two main ways if you want to shop the Internet for deposit interest rates, credit cards or other banking services.
1. You have access to a database of legitimate banking institutions. Lets say you find a bank Web site thats offering something that sounds too good to be true. As a first step, check the Special Alert list on the Suspicious Internet Banking page. There we name banks already identified by government authorities as not authorized to conduct banking business (or otherwise being fraudulent).
Also, you can click on FDIC Institutions Search Engine to check out our database of banks and savings associations that are legitimately chartered and FDIC-insured. Why is this list helpful? Because to conduct banking business in the United States, a bank or savings association must get permission from a federal or state agency. So, if you dont find an Internet bank in our database, be very careful before sending money or doing any business with it. (Note: Credit unions arent in the FDIC database. To check out a credit union that has a Web site, contact the National Credit Union Administration.)
2. You can tip us off to suspicious Web sites and help the FDIC try to get fraudulent banks off the Internet. Lets say you dont see your bank Web site listed on either of the lists mentioned previously. You may have found a fraudulent Internet bank unknown to the FDIC and law enforcement agencies. You can help bring the bogus bank to the FDICs attention by filling in an online report form and e-mailing it to us. (Just click on Report Suspicious Internet Bank Sites.) The FDIC will investigate what youve found.
If it turns out that the Web site is fraudulent, the FDIC will work with federal law enforcement agencies to get that site off the Internet. Kopchik explains that shutting down a fraudulent Web site isnt always easy, especially if it originates outside of the U.S. The FDIC will add the entitys name to our Special Alert list, so that other consumers will be warned not to do business with it.
John Jackwood, Special Assistant to the Director of the FDIC Division of Compliance and Consumer Affairs, sums up the benefits of the new Web service this way: An Internet user now has a simple and quick way to help guard against becoming a victim of Internet banking fraud. At the same time, one consumer can help many other consumers by reporting suspicious banking activity on the Internet to the FDIC.
In a related development, the FDIC recently began a pilot program to search the Internet for institutions that may be misrepresenting themselves as legitimately chartered or federally insured. Employees from the FDIC, as well as from other federal and state bank regulatory agencies, spend time each week surfing the Net looking for fraudulent banks. Suspicious banks will be referred to the appropriate law enforcement authorities and, if possible, put out of business. Their names also will be added to the FDICs Special Alert list.
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|Last Updated 12/7/2011


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Pure Hothouse Foods Inc. is voluntarily recalling fresh cut grilling trays because of a possible health risk.
The trays may contain whole or sliced mushrooms which may be contaminated with Listeria monocytogenes, an organism that can cause serious or life-threatening foodborne illness in a person who eats a food item contaminated with it.
Symptoms of infection may include fever, muscle aches and gastrointestinal symptoms such as nausea or diarrhea. The illness primarily impacts pregnant women and adults with weakened immune systems. Most healthy adults and children rarely become seriously ill.
The voluntary recalled products were produced and distributed from Pure Hothouse Foods Inc. in Leamington, Ontario, Canada to retailers in the following states: Michigan, Ohio, Indiana, Illinois, and Kentucky.
The company has no reports of illness, and the Food and Drug Administration has been made aware of this recall.
According to Pure Hothouse Foods Inc., this recall applies to fresh cut grilling trays with the UPC codes listed below, and were sold and distributed with a "Recommended Use By Date" between Aug. 11 through Aug. 26, 2012.
The recalled trays include:Product UPC Code Meijer Brand "Grillers Mushroom with Rosemary" 7-08820-85464-2 Meijer Brand "Grillers Steak Topper" 7-08820-85468-0 Meijer Brand "Grillers Asparagus Blend" 7-08820-85353-9
Pure Hothouse Foods Inc. customer service representatives have already contacted all customers impacted and are in the process of confirming that the recalled products are not in the stream of commerce. Consumers with questions may contact Pure Hothouse Foods Inc. directly at 1-866-326-8444 Monday through Friday, 8 a.m.-5 p.m.


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Maria Fernandez, of Tijuana, Mexico, fills out a lottery ticket for her chance to win the $640 Mega Millions jackpot near the port of entry between Tijuana and San Diego Friday, March 30, 2012, in San Diego. Many Mexicans from the border city of Tijuana joined their American counterparts in buying in to a chance at what could end up being the single biggest lottery payout the world has ever seen. (AP Photo/Gregory Bull)
Read the article: Winning Mega Millions Tickets Sold in Kansas, Illinois, Maryland


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EDMONTON - A rise in the theft of tailgate and truck parts in Edmonton has led city police to issue a warning.
The Edmonton Police Service said thefts are occurring in the northeast neighbourhoods of Balwin, Beverly Heights, Belvedere, Delwood and Ozerna. There were four such thefts in the last week in north Edmonton, and 11 thefts have occurred since the beginning of January.
On his way to a news conference to discuss the trend, Const. David Webber said another tailgate theft was reported to him, involving a man whose truck tailgate had been stolen two weeks earlier.
"This is definitely a problem," said Webber, with northeast division. "Think of the number of trucks here in Alberta. This is going to be an ongoing issue."
Red Deer RCMP warned of the same problem earlier this week, after four truck tailgates were stolen in January. Newer model trucks are the most common target, RCMP say.
Webber used his blue Ford F-150 truck to demonstrate to the media Thursday how truck owners can protect their property with locks. Many trucks have factory-installed locks, Webber said, and other locks are also available. A tailgate padlock, simple hose or locking easy clamp can be attached where the tailgate lifts out.
Without a lock, tailgates can be removed in less than 20 seconds with no tools, he said. Tailgates can cost up to $4,500 to replace.
Edmonton police say the thefts are typically happening over weekends, from midnight to the early morning hours. Thieves have stolen tailgates on newer model trucks, but there have also been reports of tires, a front grille and a set of tail lights being stolen.
"It's hard for people to believe that truck tailgates would be stolen, but there's a market for them like other auto parts," Webber said. "There are individuals who have been involved in a collision or have damaged their tailgate, who steal the part rather than buying it. Stolen parts also surface at discounted prices in online classifieds or at auto shops. Sometimes people buy the part without realizing it's stolen."
Police continue to investigate the thefts and say they do not have any suspects.


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Dawn Richard Tickets
Sorry! Looks like there aren't any events.
But it's not the end of the world! Click Track above and you'll be the first to know when Dawn Richard tickets are available.
Past Tour Dates for Dawn Richard
Dawn Richard Tour Dates 2013
date city state venue 06/04/2013 Washington DC Howard Theatre 05/28/2013 New York NY Gramercy Theatre 04/15/2013 London London Jazz Cafe 03/26/2013 West Hollywood CA The Roxy Theatre 03/19/2013 San Francisco CA Amoeba Music 02/24/2013 Washington DC Howard Theatre
Dawn Richard Tour Dates 2012
date city state venue 10/25/2012 New York NY S.O.B.'s 08/18/2012 Chicago IL Union Park


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The most popular comedy on TV is only getting more popular. "The Big Bang Theory" is already the highest-rated sitcom and TV, and now it can claim its highest viewership so far. The episode that aired on Nov. 15 pulled in 17.6 million viewers, a new record for the show. Considering that "The Big Bang Theory" is in its sixth season, that number is much more staggering. Typically, shows start to level off by this point in their run. Instead, "The Big Bang Theory" is only getting stronger. Why is this happening? In addition to the smart writing and brilliant humor, here are a few other reasons why "The Big Bang Theory" continues to grow in popularity.
The new characters helpedWhen "The Big Bang Theory" first began, there were five main characters. Every episode dealt with the beautiful Penny trying to relate to four nerdy guys. That premise worked well, but the producers were smart enough to realize that there were only so many storylines they could milk from that theme.
In the past couple of seasons, Amy and Bernadette have brought a whole new element to the show. Both characters started in small roles and that allowed fans to slowly get used to them. Now they fit perfectly into the show, and they've allowed Penny's character to expand beyond just her storylines with the guys. It's not easy to incorporate new characters while still keeping the heart of a show, but "The Big Bang Theory" has done it brilliantly.
The show doesn't use gimmicks"The Big Bang Theory" has managed to draw ratings without using gimmicks, such as themed episodes or guest stars. Remember the infamous "Seinfeld" episode that went backward? There's been nothing like that with this show. The same is true of guest stars. The majority of guests on "The Big Bang Theory" have come from the science community, with a few coming from sci-fi or comic book movies. That's a far cry from the A-list stars that have appeared on shows like "Modern Family." While guest stars might draw in viewers once, only a consistently strong show can keep them. "The Big Bang Theory" has attracted and maintained its audience by keeping its own formula.
Syndication has helpedIn case you didn't know, "The Big Bang Theory" is enjoying major success in syndication. It currently airs on a variety of affiliates, but the real boost comes from TBS. Viewers can watch the show four nights per week on the popular cable network. Not surprisingly, it dominates the syndicated ratings, as well. This is significant for two reasons. First, it provides plenty of chances for new fans to discover the show. Second, it allows people to catch up on seasons they might have missed. Those two factors encourage more people to tune in when the show's new episodes air on Thursday nights. That's a winning recipe for a show to remain ratings strong.
- Arts & Entertainment
- Television


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Peter Peterson, cofounder and chairman emeritus of the Blackstone Group and former CEO of Lehman Brothers, spoke with students on January 21 as part of the Silfen Leadership Series. He served as the U.S. Secretary of Commerce under President Richard Nixon from 1972 to 1973. The event was co-sponsored by the Sanford C. Bernstein & Co. Center for Leadership and Ethics.
Peterson is a vocal advocate of deficit reduction and founded the Peter G. Peterson Foundation to promote non-partisan education and research for economic issues. In his presentation at Columbia Business School, he elaborated on his views of the long-term fiscal challenges ahead for the United States, which he said included entitlement spending, current accounts and savings deficits, and healthcare costs.
"We need to get rid of the notion that we will grow out of these problems," he warned. "If we don't demonstrate to foreign lenders that we're going to take significant action [on our debt], they will be forced to raise interest rates." Peterson also strongly advocated for education and the mobilization of younger generations to play a bigger role in economic decision making.
Peterson answered questions from the audience, including one on the future of private equity. "They desperately need for credit to open up," Peterson said. "Otherwise it's not much of a leverage business."
Photo courtesy of the Peter G. Peterson Foundation


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Life has changed for
Melissa Fumero, who went from soap star -- she played Adriana Cramer on
"One Life To Live" -- to TV comedy star on the new hit show
"Brooklyn Nine-Nine." But in between jobs, there was some
"It's been crazy. I mean a year ago today I was unemployed, I didn't have
a job and now I'm at the Golden Globes. It's so mind-trippy, it's crazy but I'm
so happy. I love my cast so much. I love our crew. I love the show that we're
doing,we're all so proud of it and we're having so much fun. I think to myself
all the time I can't believe that this is my life right now."
Much different from working on daytime TV, no doubt, but in what ways?
"It's a little bit more intense. I work for much longer than I did on the
soap opera," she told examiner.com. "The soap is a lot more
work, a lot of memorizing so it's kind of using that part of your brain because
things go so fast. You can do like 10 scenes in 2 hours, so the day is our
little shorter. And because the cast on the soap is so big, unless you're one
of the shows principal characters, you don't work every day. But you work all
year round, there no downtime. It is kind of weird. Here, there can really be
14 hour days. You're saying less words, there's less scenes, but also
experimenting and ad-libbing. They are like polar opposite worlds. It's
Melissa joins Steve Edwards and guest-host Taraji P. Henson on Good Day L.A.
Fun Facts About Melissa Fumero: (Source: Wikipedia)
1) She is an American actress. She is known for her role as Adriana Cramer on One Life to Live and for her small role as Zoe on Gossip Girl. She stars as Amy Santiago in the Fox comedy series Brooklyn Nine-Nine.
2) A dancer since childhood, Fumero continues to take classes when her schedule permits. She is an avid reader and enjoys going to the theater as much as possible.
3) The second actress to portray Adriana on One Life to Live, Fumero joined the series on January 20, 2004. Adriana is the long-lost daughter of longtime character Dorian Cramer Lord, portrayed by Daytime Emmy-winner Robin Strasser on-and-off since 1979. Fumero won the role of Adriana on her last day as a student at NYU.
Twitter: @MelissaFumero


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Doctors >Reid, James H, Md - Easton Orthopedic Group
3101 Emrick Blvd # 112, Bethlehem, PA | Directions 1802040.665195 -75.296550
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San Antonio Spurs
Spurs fans will love showcasing their passion with San Antonio Spurs collectibles from Brookstone. Fly the Black & Silver proudly with team branded gear, gifts, banners and memorabilia. Or step out in championship style with totes, coolers and other officially licensed NBA products.
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Cufflinks—San Antonio Spurs