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Category Archives: Uncategorized
Meriter Receives Recognition from Salvation Army
Meriter is pleased to receive recognition from the Salvation Army for its involvement in the Red Kettle campaign. Meriter staff participated by ringing bells at several locations. The Salvation Army has been an excellent partner to Meriter in the development … Continue reading
Welcome Dr. Craig Dopf to Meriter Deming Way
The Meriter Medical Group would like to welcome Craig Dopf, MD to Meriter Deming Way located at 2275 Deming Way, Suite 220, Middleton, WI 53562. We are pleased to offer spine services through the Meriter Medical Group. Dr. Dopf prides … Continue reading
Stop by Polar Dash Today
Yes the weather outside might be frightful but Polar Dash will be delightful! Most of the outdoor activities have been moved inside due to the cold and windy weather. But children can still fun around one snowy course pulling a … Continue reading
Meriter Children's Center Open House
Please join us as we celebrate Meriter's new Children's Center! Tour the new building, meet our teachers and enjoy light refreshments as we begin the next chapter of the Meriter Children's Center. Enrollment is available to both Meriter employees and … Continue reading
Monona, DeForest Clinics Featured in Healthcare Design Magazine
The Monona and Deforest clinics have been recognized in the annual Healthcare Design magazine's Architectural and Interior Design Showcase of Ambulatory Care Centers. You can view Meriter's section of the magazine below, or by clicking here (Pages 108-109).
Meriter Helps Quintuplets Reunite
Meriter hosted a very special family reunion over the weekend as a set of quintuplets met their whole family for the first time. Local couple Cassie and Frank Vanderwall had five babies at a hospital in Arizona last month. Mom, … Continue reading
Meriter Patient Beating Diabetes
originally published on Fox47.com Watch the Fox47 Story MADISON- Diabetes is a growing problem in the US. More than 25.8 million adults and children are living with diabetes, while more than 7 million of those are undiagnosed. A local retired … Continue reading
Six Reasons to Go Soda Free
As the days get warmer, we often find ourselves reaching for a nice cold beverage. For many of us, that is often a soda. Did you know that soda is the no. 1 source of added sugar in the American … Continue reading
Meriter Named Most Wired 2013
For the third consecutive year, Meriter is proud to announce it's been named "Most Wired" by Hospitals & Health Networks magazine (H&HN). The magazine partners with the American Hospital Association, the College of Healthcare Information Management Executives (CHIME), AT&T, and … Continue reading
Dr. Felz Discusses the ADA Walk on WKOW
Dr. Ken Felz discussed Meriter and Physicians Plus' involvement in the American Diabetes Association's Step Out Walk to Stop Diabetes on WKOW's Wake Up Wisconsin. Click here to watch the interview.
Buttermilk Chicken Kebabs with Chopped Salad
Adapted from EveryDay with Rachael Ray Makes 4 servings Prep: 25 minutes Cook: 15 minutes Ingredients: 2/3 cup low-fat buttermilk (you can also use 2/3 cup skim/1% milk mixed with 2 teaspoons vinegar) 3 tablespoons olive oil 1 tablespoon chopped … Continue reading
Dr. Byfield Talks Chronic Pain on NBC15
Dr. Gretchen Byfield visited NBC15 to talk about how Meriter helps patients dealing with chronic pain. She was joined by Hayley Weaver, who became a patient at Meriter after a car accident when she was a teenager and is now … Continue reading
Meriter Shines in Patient Experience Survey
Meriter Medical Group provides one of the best patient experiences in the state, according to a new report from the Wisconsin Collaborative for Healthcare Quality (WCHQ). "At Meriter, we strive to make sure each patient and their family receives the … Continue reading
Dr. Dana Johnson: How Can I Prevent My Child from Getting Mosquito Bites?
Originally published June 27, 2013, in the Wisconsin State Journal. Dr. Dana Johnson is a pediatrician at the Meriter McKee clinic. Dear Dr. Johnson: How can I prevent my child from getting mosquito bites? Dear Reader: It is that time … Continue reading
Panko-Crusted Salmon
Adapted from Barefoot Contessa. Recommended by Krista Kohls, CD, RD, Meriter Clinical Dietician. Makes: 4 servings Total time: 35 minutes Ingredients: 2/3 cup panko (Japanese dried bread flakes) 2 tablespoons minced fresh parsley 1 teaspoon grated lemon zest 1/4 … Continue reading
Attend Stroke Awareness, Stroke Prevention, and You
May is Stroke Awareness Month, attend our presentation presented by Dr. Ross Levine, a clinical vascular (stroke) neurologist in the Madison area for over 30 years and the Director of Meriter's Stroke Program. He will discuss topics concerning the recognition and … Continue reading
Meriter Surgeon Increases Minimally Scarless Gallbladder Surgery
The surgical team at Meriter was the first in Madison to perform a da Vinci® Single-Site™ Cholecystectomy in October 2012 and now the surgery is being performed almost weekly. The gallbladder is removed through one tiny incision of approximately one-inch … Continue reading
The Center for Perinatal Care Accredited by AIUM Ultrasound Practice Accreditation Council
MADISON, Wis. – The Center for Perinatal Care has received accreditation in obstetric and fetal echocardiography ultrasound by the American Institute of Ultrasound in Medicine (AIUM) Ultrasound Practice Accreditation Council. It is the first and only practice in the state … Continue reading
Join Us for Polar Dash!
The Sixth Annual Polar Dash Encourages Kids and Families to Get Active Physicians Plus Insurance and Meriter are hosting the sixth annual Polar Dash to help fight childhood obesity and encourage families to be active. The FREE event will be held … Continue reading
Meriter Now Offers Otolaryngology (ENT) Services
Meriter is proud to offer expanded specialty care through our new Otolaryngology (ENT) division. We would like to welcome Neil Brown, MD, and Michael McDonald, MD, to Meriter Monona. Commonly called ENTs, otolaryngologists are experts in the diagnosis and … Continue reading
Meriter Recognizes National Pharmacy Week
During National Pharmacy Week, October 21-27, 2012, Meriter acknowledges the invaluable contributions that pharmacists and technicians make to patient care. Our pharmacists play a critical role in preventing medication errors, advising prescribers on the best drug choices, and working directly … Continue reading
OB/GYN Services Are Now Available at Meriter DeForest-Windsor
Meriter Health Services and UW Health are pleased to announce that we are offering obstetrics and gynecological services at Meriter DeForest-Windsor. Kristen Sharp, MD, an OB/GYN physician with UW Health, is now practicing at Meriter DeForest-Windsor, located at 4200 Savannah … Continue reading
Thank You TASA Volunteers!
Every year, TASA (Textile and Apparel Student Association) members dedicate hours of their time on the project to create gowns to fit micro-preemie, preemie, and term infants. Meriter Bereavement Project is a project created to sew unique infant bereavement gowns, through … Continue reading
Welcome New Physicians: Dr. Winter and Dr. Carimi
Meriter Medical Group would like to welcome two new primary care physicians, Sanford Carimi, MD, and Jennifer Winter, MD. Dr. Winter is an internal medicine and pediatrics physician and is practicing at the Meriter DeForest-Windsor clinic. She enjoys the … Continue reading
Joe Spurgeon, MD Joins Meriter Medical Group
Meriter Medical Group is proud to welcome Family Medicine physician Joe Spurgeon, MD, to the Meriter Deming Way clinic. "My patients' quality of life comes first, so I always discuss what options are available, and then make a recommendation based … Continue reading


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You're leaving Wedding Paper Divas to see the Deal of the Day at our parent site, Tiny Prints.
You won't be able to dismiss this by usual means (escape or click button), but you can close it programatically based on user choices or actions.
"I used this layout for our save the dates and we absolutely love them!! They came out better than we expected, thank you so much wedding paper divas! We are one happy couple over here :) Highly recommend this layout and company to order from."
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subset: commoncrawl


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Here is my newly-built LEGO Star-ship built in the style of a WW2 Battleship:
Here is the 4 room interior:
Control Room
Living Quarters
Bar (/Restaurant)
Freezer Room
Each room, except from the Living Quarters and Control Room which are connected, is separated from the next by a white-brick archway :-)
(Below: A view through the two arches.)
The ship is paraded by armored troops, but the Ship also has other defenses……..
This (above) is the central laser-turret. There is a laser at both the front and back. All turn side to side and up and down flexibly! The other two are visible from the first image.


text:
The federal government has a long history of responding to public concern about the information it collects and how it is handled as expressed in legislation such as the Freedom of Information Act, the Privacy Act, and the Computer Matching Act. The most recent federal law meant to prescribe ethical standards relating to the collection, processing, and maintaining of identified data about respondents is the E-Government Act of 2002 (Public Law 107-347, 44 U.S.C., Ch 36).
One purpose of the E-Government Act is to ensure that no collection, storage, access, use, or dissemination of identifiable respondent information occurs that is not needed or permitted. The Act applies to both identifiable data about both people and businesses. The tool required by the Act to accomplish these ends is the PIA. PIAs are agency reviews of how collected information is handled by the agency. The reviews are program analyses that determine whether the data collected are protected in a manner consistent with Federal standards for privacy and security.
While the E-Government Act speaks to information collection, the Executive Branch concurrently developed its additional PIA requirements linked to responsibilities of the Office of Management and Budget (OMB) for funding information technology. OMB Circular A-11 and OMB Exhibit 300, "Capital Asset Plan and Business Case," require PIAs to be prepared for and approved by OMB for every new information technology funding request.


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Account closed suddenly without notice
Posted by GenuineNerd on 10/17/2009
SIOUX FALLS, SOUTH DAKOTA -- I have a Shell Mastercard from Citi. Yesterday I attempted to use it at a Big Boy restaurant to pay for my meal, and the card was declined. I was puzzled, since I still had over $1100 left on that card's credit limit, and that I was never late with a payment, never went over my limit, and often paid more than the minimum payment on that card. I first assumed it was a computer problem with the restaurant's cash register, so I attempted to use the card again today, this time at a Big Lots. Again the card was declined. I then called Shell Mastercard, and was told that my account was closed due to something that was on my Equifax credit report. I then pulled up all 3 of my credit reports (Equifax, Experian, and Trans Union), and found nothing negative on any of my credit reports. Ironically, Equifax was the only one of the three that still listed the Citi Shell account as open. Experian and Trans Union listed the Shell account as "closed at card issuer's request". Because I have always been good at managing my credit card and other accounts on time, I took this account closure as a shock. My other concerns are that Citi will charge overlimit fees and/or ask me to pay the $6000+ I owe in one lump sum. I do have a Visa with another bank that I can transfer the balance to if need be, but I would prefer to work something out with Citi Cards, possibly by paying a fixed amount per month until the balance is paid in full.
Apparently I'm not the only one in this predicament. I went to the FatWallet.com forum and noticed that several other Citi Shell Mastercard customers had their cards declined and accounts closed as well. I also wonder if Citibank NA and Shell Oil are discontinuing the Shell Mastercard program, considering the sheer number of closed accounts, which I heard were in the thousands. Most of the other Fat Wallet posters mentioned the reason for their accounts being closed is due to something from their Equifax reports as well. Citi Cards is giving their Shell Mastercard customers a lame excuse for closing thousands of credit card accounts, the majority of them in good standing. If a class action lawsuit is being considered over Citibank NA's actions over their Shell Mastercard customers, I would definitely be one of the plaintiffs.
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Posted by Anonymous on 2009-10-17:
Just as credit is a privilege, it can be revoked at any time. Sad but true.
Posted by GenuineNerd on 2009-10-20:
Link to MSNBC article about Citibank closing thousands of Mastercard accounts tied to oil companies:
Posted by Nohandle on 2009-10-20:
I read that same article today on MSNBC. I don't think anyone understands what's going on. Any CC company can probably close an account at their choosing but I would certainly hate to find myself in another area depending on a CC to then discover the account had been closed with no advance warning. Thanks for the heads up. I don't have that particular card but I expect a number of other members do.
Posted by prkr on 2009-10-21:
I know it sucks that the account was closed but dont worry about having to pay the balance in full.You will still be able to pay it down monthy and as long as your finance charges do not place the account over the limit then there would be no addtional fees.
Posted by GenuineNerd on 2009-10-23:
I received my letter from Citibank today, the 23rd. The letter was dated the 15th. The reason for my account being closed is, according to the letter, "Ratio of revolving balances to credit limits too high". The Citibank letter also said, "Our review was processed by a credit scoring system that assigned a numerical value to various items on your account(s) with us and your credit report."
I wonder if others received similarly-worded letters with similar reasons for their accounts being closed.
At least I can still make monthly payments, hopefully at my present interest rate of 18.9%, until the account is paid in full. If Citibank raises my interest rate, I do plan to transfer the balance to a lower-interest Visa I have, but I prefer to pay Citi off at this point, to keep whatever available credit I have open, thus keeping my FICO score within acceptable range.
Posted by Giraffe on 2009-10-29:
The same thing happened to me! I pay in full each month and never late or over my limit! The excuse they gave me is just that an excuse or lie. When I talked to a supervisor she said my credit acore does not meet their new parameters. I asked what the parameters are & she doesn't know and I can't be informed. How can I fit into the parameters when They won't tell me. The real deal is I don't make Citi money. Why do they have to make excuses. The same happened to my Mom. Yea if there is a case, I want to be involved. The sad thing is I always recommended this shell card to everyone. What a joke! Maybe now that my credit score has been wounded by them I will fit the mystery credit score parameters!
Posted by Desert_Mutt on 2009-12-01:
Walmart's card did the same thing to me. Had used it monthly and then would pay it off after I got paid. Received a letter in the mail one day that said my credit was reduced to $100.00.
They are actually doing us a favor in a way. If they don't extend us credit at their stores, we only pay for what we need.
I have cut my consumption quite a bit. I used to spend a lot of money on dumb things because of the easy credit.
Posted by voiceoff on 2010-02-03:
They do not like huge balances as they think sooner or later you will go to CCC and stop payments.
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$2500 Vanished from my Citibank Account
Posted by on 08/09/2003
NEW YORK CITY, NEW YORK -- On 7/15, I had transferred an amount of $2,500 from my savings account into my Checking Plus account to cover a check. On the same day, Citibank also transferred money from my savings account to my checking account to cover my check. However, the money which I transferred did not appear in my Checking Plus account, neither did it come back into my savings account.
I called Citibank on 7/16 to inquire on this transaction and I was told they will investigate. I called back on 7/31 to find out what happened, only to be told that the investigation concluded that no money was transferred into the Checking Plus. There was no answer as to what happened to the money that was transferred out of my account.
On the same day on 7/31, I opened yet another investigation on what happened to my money. This time again, I was told I will receive a response by 8/7. I escalated the issue to a supervisor, Travis, employee number 7273766. He, however, gave me the same reply and said there is nothing he can do. I was told that I could escalate matters if I go to a branch. At the branch, I am told they can not do anything for me. All I can do is wait.
I went to Citibank on 8/8 to inquire on the investigation result, only to receive another inconclusive answer on what happened to my money. $2500 dollars have been missing from my account since 7/15. After two investigate and two visits to Citibank branches, nobody was able to give me an answer on what happened to my money.
Bottom line, $2500 disappeared from my account and Citibank had done nothing to help me recover this money. The people at Citibank dont care that a large sum of money disappeared from my account due to their system error. The representatives I spoke with all acknowledged the fact that the money I had transferred disappeared. Yet, nobody did anything to help me recover my money.
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Posted by kathydanette on 2005-04-24:
Citibank did me the same way for $8,000.00 05/2003..The person whom wrote this complaint PLEASE e-mail before 01/10/05.
Posted by kathydanette on 2005-04-24:
Please e-mail me I would to talk to you before 06/10/05...email@example.com
Posted by sonnie26 on 2008-04-02:
My advice to anyone is to only deal in small amounts with Citibank. CitiBank lost a bank wire and they refuse to do anything about this problem.
They are providing no customer service whatsoever.
If anyone has any advice on how to go about trying to get my $8500 back, please email me.
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Private Mortgage Insurance
Posted by Jim G on 03/04/2008
I currently have a mortgage with Citimortgage that was purchase from ABN/AMRO in 2007. I purchased my home in May of 2007 without having sold my old home. Therefore, I only put down 10 percent on my loan and was required to purchase private mortgage insurance which I understand. Once I sold my old house, I paid ahead on my mortgage to bring the loan to value ratio under the 78 percent that is required to automatically drop PMI. When I saw that it did not automatically drop off, I called your customer service and was told that I would be sent a letter of authorization that I would be required to sign in order for my PMI to be cancelled. However, when I received this letter, I saw that in addition to signing the letter, I would be required to pay for another appraisal even though my loan was only 8 months old. It took me three calls to get a hold of someone who knew anything about the policy even though they really couldnât explain the reasoning behind it except to say it was a Fannie Mae requirement.
Doesnât the Homeownerâs Protection Act say that PMI MUST automatically drop off at 78 percent? This supervisor I spoke with said the PMI would drop off at the scheduled 78 percent date which was in about 8 years. This is RIDICULOUS! Why would PMI drop off in 8 years automatically but not when I actually pay the loan down to 78 percent? If I pay off the loan in full today will I still have to pay PMI for another 8 years? That sound about as ridiculous as your current policy! Shouldnât PMI be contingent on your ability to pay back your loan? My credit score is over 800 and I have never missed a payment of any kind in my life but still I have to have a second appraisal to drop my PMI? This is one of the reasons the banking industry is so screwed up when you put people like myself with excellent credit through hassles like this but allow people that have no ability to pay their loans to obtain any amount they desire.
I also have a complaint with your mortgage refinancing sales representatives. Since I had to get an appraisal anyway I decided to look into refinancing. Once I began talking to mortgage brokers, I was sent a letter from your refinancing department that said that you would meet or beat any refinancing offer I received or I would receive a $100 gift card. When I called one of your refinancing representatives (I believe his name was Mike Ishmael) and told him I had received an offer from ING Direct for 5.25 percent financing with only $895 in closing costs he replied that he would be able to beat the offer and that I should fax him the good faith estimate which I did.
I never heard back from him again. I called him the next day and couldnât even leave him a message because his voice mail was full. Is this the way you honor your guarantee to meet or beat any offer? By ignoring the ones you canât meet?
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Posted by MSCANTBEWRONG on 2008-03-04:
I just purchased a new house and the loan officer told me once I reach the loan to value ratio, I could drop PMI. Regardless whether it's in 8 years, 8 weeks, or 8 months.
Posted by Anonymous on 2008-03-04:
PMI does not automatically drop off. You have to contact them.
Posted by MSCANTBEWRONG on 2008-03-04:
Yes, you're right PB.
Posted by *Brenda* on 2008-03-04:
With the market as bad as it is it doesn't surprise me that they require this. You may have dropped your loan down to 78% but the value of your home could have dropped too, even just 8 months later.
Posted by Anonymous on 2008-03-05:
Sorry for this late response, I knew I had this documented somewhere, but I had to dig for it:
"Under certain circumstances, the Federal Homeowners
Protection Act of 1998 gives you the right to cancel private mortgage
insurance or requires that such insurance automatically terminate.
You have the right to request private mortgage insurance on your loan be
cancelled on or after. (a) The date the principal balance is first scheduled
to reach 80% of the original value of property, -or- (b) The date
the principal balance actually reaches 80% of the original value of the
property. Private Mortgage Insurance will be cancelled only if all the
following conditions are met:
(a) You submit a written request for cancellation
(b) You have a good payment history (meaning, no payments 60 or more days
past due within two years and no payments 30 or more days past due within
one year of the cancellation date): and
(c) the financial institution, receives, if requested and at your expense, evidence
satisfactory to the holder of your loan that the value of the property has
not declined below its original value, and certification that there are no
subordinate liens on the property."
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Online Account Hacked
Posted by NX on 06/09/2008
VIRGINIA -- We have been Citibank customers for over 10 Years. Citibank offers online bill payments for Credit Cards, Utilities etc through their online banking system.
Yesterday while checking our account, we realized someone had actually logged into our account (considering it a secure site) - set up their own Credit Card and paid $6K through our account!!!
We were aghast that such frauds happen. We contacted Citibank immediately and notifies about our account being compromised. All we heard from the is that will open and investigation and will try to get our money back.
We had provided all the information required- we even gave them the credit card number that was used, how hard is it to find out whose number that was. Not only did we have to go through the process of closing our account and opening a new one, we had to replace all our credit cards since that information was easily available to hacker once he logged in.
Since we have no balance left we will be late on all our payments as well.
Citibank refused to prioritize our investigation and every time we called for an update on the investigation status, an associate would say they cannot see any complaints on the account and open a new report. This happened 3 times. What kind of system do they have? The associates sitting in some third world country were not even able to understand how the account was compromised.
We are extremely unhappy and are only waiting for the result of the investigation and for our money to returned. We will start looking at other options.
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Posted by madconsumer on 2008-06-09:
do you have a firewall active on your computer?
do you have an adware and spyware program running?
does your online services lod ip addresses for each and every online sign-on?
i suspect this could have happened if you are not running as firewall.
Posted by Anonymous on 2008-06-09:
Have you filed your dispute in writing? If not, do so. Banks will usually provide a provisional credit to your account while they investigate but most times after they have received a signed affidavit from you. It also helps preserve your rights in the disputed transaction.
After they have your affidavit, they have a certain number of days to complete their investigation.
Posted by MRM on 2008-06-09:
I would recommend a software called Roboform where it automatically log in the website for you. Any kind of spyware programs cannot capture your keystrokes when using Roboform. Please see my raving review on Roboform.
Posted by Anonymous on 2008-06-09:
Robf is absolutely correct. When you contact them by telephone and file a claim, you should always following up immediately witha registered letter reiterating everything that transpired on the phone call, including the ID of the agent who took your claim. They can dispute receiving a call, but not a registered letter. Once they have the claim, a clock starts ticking for them to resolve the claim, otherwise they incur liability.
Posted by moneybags on 2008-06-10:
Contact the police department and the DA's office. Many banks won't do anything without a criminal investigation being launched.
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Personal Loan
Posted by Hondacr250 on 08/03/2007
75067 -- I have had a loan through Citi Financial for a year. They managed to call my work, and continuously entice me into borrowing more money, which I was stupid and did. I called them a week before my loan was even late, to let them know I was on short term disability and couldn't pay them till I got paid. They have called my home over 100 times in the past 5 weeks, my cell phone over 56 times, my husband's work phone (he isn't even on the account). They use various local numbers, and also use that 803 area code #. I hope an attorney sees these complaints, and there is a class action suit filed against them. They charge outrageous interest, sell you "unemployment insurance" but that is only good if you get involuntarily terminated. No other credit has EVER treated me so badly as these people have. They are argumentative, aggressive, harassing, intimidating loan sharks that need to have their lending ability suspended.
They are a nuisance to the working class people, and prey on the poor and unemployed.
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Posted by Anonymous on 2007-08-03:
Contact your state attorney generals office for assistance. Make sure and send a written complaint to them via certified return receipt mail.
Posted by Anonymous on 2007-08-03:
hondacr250 you did the right thing coming here. I'm going to defer to one of our loan/collections experts. Thanks for sharing and good luck. I voted this 'Very Helpful'.
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predatory lending
Posted by Cmp on 04/10/2005
(regards to the above named: our actual loan and loan servicing is through citifinancial, and formerly by associates, but citigroup trust bank is listed as the plaintiff in the default notices to us and the associates is listed as the plaintiff in all of the papers filed with the court).
My husband and I are about to lose our home because of a wrongful foreclosure action with our mortgage company CitiFinancial Mortgage formerly known as the Associates. We believe that this company is and has been using deceptive practices against us, which violate federal and state regulations that protect our consumer rights. We live in NY and originally took our home loan through The Associates in 1997 and then refinanced in Oct. 2000. Citifinancial took over our loan Nov, 2000. For some reason , they transferred are account out of the NY office to another state, then another and another. In fact, this has happened so many times in the past 5 years, I am not even sure what state our account is actually in now.
Beginning in May of 2004, we began having problems with C.F. repeatedly claiming that they were not receiving my payments, even though they cleared through my bank. I spent numerous hours on the phone with so many different collectors, each with conflicting information regarding our loan. I never got anywhere with anyone, even though I faxed copies of my canceled checks to them, many times, to many numbers, over and over. The more time I spent looking all the monthly statements, and loan agreement, the more I began to notice. I observed many discrepancies with interest rates, different account numbers, different amounts, credit report errors, and other conflicting documentation. As soon as I began asking questions and demanding answers from the company, the phone call from them stopped (when they were previously calling many times a day.
The next thing I know, there is a man sitting in his car, outside of our home. He told us that he was asked to do a drive-by appraisal of our home, but he could not remember by whom. (C.F. found out that we have approximately 75, 000 worth of equity on hour home). Ten days later our nightmare began. We received a notice of default, by the companyâs lawyer. We were given 30 days to bring account current, which involved an incorrect amount. They received the correct amount in the time set, which could be proven with proof of checks and postage. A short time later, we receive the first Summons and Verified Complaint against us, of course all with their information and claims inaccurate, requesting foreclosure on our home and all equity that is left over after principal amount.
. After we received the first summons and verified complaint filed against, we tried to deal with the company directly to explain their error and our proof of it. No one would listen to us or cooperate what so ever. In fact, those who we did talk to were very rude and even hung up on us as we tried to get an explanation of what was happening. After getting no where by ourselves, we became unsure of what to do, so we decided to seek legal counseling. Basically, we had to pay a lawyer to show the same proof, which was the same proof, that we tried to show them many times. They were very anxious to cooperate as soon as they found out we had a lawyer. After things were agreed upon, we thought we could take over where our lawyer left off because we could no longer afford to pay him and no longer thought we needed him. As soon as the company learned this, their cooperation and willingness to work things out, disappeared. Even though they admitted their mistake, they withdrew their first foreclosure proceedings; we received the second notice of default, again with the same errors. Soon after, the second Summons and Notice of Complaint arrived at our doorstep. They did admit their errors and withdrew the first foreclosure proceedings.
My husband and I tried to answer the summons by ourselves, by sending a letter to the plaintiffs attorney and the court as instructed to in the summons. In the letter we stated that we disputed their complaint and alleged allegations made by them. A few days ago we received an "Order of Reference" made by the Judge of the NYS Supreme Court stating that they were in favor of the plaintiffs. We have the documentation and other forms of evidence to prove that this company once again made a mistake, as they did once before, but we are not being allowed to defend ourselves or be heard because we do not have a lawyer.
We could not afford to hire another lawyer to do same thing that had to be done last time, to straighten our their mistakes, nor did we feel we needed one because we knew we were right. I truly believed that at some point, this nightmare was going to end because the courts would eventually listen to our side of the story, before they would grant an order in favor of them. I was wrong. I have since, learned a hard, life lesson. That lesson is that the little people, like us, are not allowed to receive a chance for justice and will not be heard, unless thousands of dollars are spent on someone who will be heard for us.
My husband and I now realize that we need legal representation immediately or we are going to lose our home through the legal system. We are in the process of gathering money for a lawyer to try and stop this wrongful foreclosure, hoping and praying that it is not to late for us.
I have spent endless hours researching this company and. This company is notorious for their deceptive lending, servicing, and collection practices regarding home mortgages. I have learned that there are many federal and state regulators of consumer protection rights, whom are well aware of their practices and illegal tactics.
I am very confused, angry and sad that people like us, who do not have the money and/or resources to fight these corruptive companies, our losing everything we worked so hard for. Now that I am more familiar with the facts, I will not sit by any longer and not be heard by those who are liable to protect us. I am ready to fight and do whatever I can do, so that other families do not have to go through what we have. I will not allow this company to take away our home, the only home that my children have ever known, for their unjust actions and allegations.
We have worked so hard for what we have and it is not fair that we stand a chance to lose it. We were taken advantage of, as are many thousands of other families, by a very powerful and deceptive company who should not be allowed to be in business. I want answers on why this sort of thing is happening over and over again to honest and hardworking families all over our country. Itâs unfair, unjust and something has to be done and us little people are not going to be able to do it by ourselves. I have spent hundreds of hours learning about this company, and getting information that will help us in saving our home and making this company pay for the pain and suffering that they have caused my family and other innocent families. I am willing to spend hundreds of more hours if I can bring justice for myself and others in these same situations.
I am by no means looking for sympathy or handouts. I am simply looking for any resource, advice, or any other information that can help give us direction towards our goal of justice. Thank you for your time and consideration.
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Posted by cycolbur on 2005-04-10:
i would get a hold of a mortagge broker since you have a lot of money in equity refinace or file a ch 13 that will stop them in there tracks. good luck
Posted by tander on 2005-04-10:
If you have paid all your payments, then dont file a Chapter 13, they just add attorney fees and other costs, try contacting the attorney generals office, and tell them you need help immediately, and can't afford an attorney.
Posted by downandout on 2006-08-26:
very simmaler story here with us in ohio, some of it exactly the same! we tried to fight, and even filed a 13 to stop them, but they even got removed from that! and forclosed, house sold at sherriff sale, and they bought it "we had equity" we tried to sell first but couldnt get it sold, they would not extend the sale date
email me if you want firstname.lastname@example.com
Posted by Bohizzle on 2006-09-25:
My experience with Citifinancial has been fine. Acourse my wife and I pay our bills on time. When my wife had knee surgery and was out of work for about 3 months last year we were eligible to take out $7,500 via a personal loan. However, we didn't overextend ourself and settled for $5,000. The bottom line is .. don't overextend yourself and pay your bills ontime. The branch I work with here in Phoenix the employees are very nice, knowledgeable and courteous. Sure Citifinancial charges high interest and they try to get you to sign up for other services to increase the loan but you don't have to sign up for it just say NO !!!
I can go to my local credit union and try to get a loan but the credit unions are just like big banks. Stingy. I work with Citifinancial for personal loans because I know I will be able to pay it back and be able to borrow later on if need be.
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Disregard for Opt Out Law
Posted by Penni.newman64 on 07/27/2013
SIOUX, SOUTH DAKOTA -- I have chosen to use the opt out program that was created by Congress to allow citizens to opt out of receiving credit card offers and advertising.
Citibank has totally disregarded my wishes. I have called them to complain and still continued to receive their credit card offers. I have also written them twice asking them to recognize the law in place and quit sending me mail, but I still, as of today even, continue to get their offers. I have reported them to the Federal program that oversees opt out, but they still send me mail. No other bank or Insurance company that I opted out of has done this, they respected my wishes and the law and immediately quit sending me mail offers, except of course for Citibank. Citibank is arrogant and disrespectful and must think the law doesn't apply to them. I would never use their services in the future and I hope others won't either.
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Posted by DebtorBasher on 2013-07-27:
I agree 100%! They are the worst! There were times when I'd get two or three in the mail on the same day. I would get so many and just throw them away...then I thought, this has to stop already. I tracked down the home address of the president of CitiBank and saved up all of my mail for about two or three months...and it was A LOT! I stuck them all in a big envelope and maile it to him at his home with a note that said,' How do YOU like getting all of this junk mail?' I told him I had sent back their mail with notes to remove me from their mailing list so many times, over and over and they won't stop. Guess what? That was three or four years ago and I haven't had anymore since.
Posted by John Nicholson on 2013-07-28:
When I get unsolicited mail and they provide a stamped, postage-paid return envelope, I just stuff their paper and anyone else's into the envelope and mail it back to them. They get to pay the postage and I get rid of junk mail. Better than just throwing into the garbage. Try it.
Posted by S on 2013-12-19:
I receive 2 solicitations per week from Citibank for credit cards in spite of being on the Optout list. I receive no other offer from any other institution except Citibank.
Maybe it's time for Congress (yea right-this do nothing congress, they are probably paid off by Citibank to exclude CB from the law)
to pass a special law aimed directly at Citibank to stop their mailings.
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ThankYou Points a Rip-Off, and Ripped Off
Posted by Roy655 on 04/27/2013
LOS ANGELES, CALIFORNIA -- I am closing my Citigold relationship with Citi, having just learned
Citi removed 56,401 ThankYou points from my account without notifying or telling me.
I check the site regularly. There is a notification of points "Expiring (within 90 days)". It has always been 0. Yet I am told by "Wanda" that, because I closed one (of my seven) credit card accounts with Citi (a Premier MasterCard, of which I already had one) and did not use the points within 30 days of closing, the points were confiscated and there is nothing I can do.
The Thank You points are more like f-you points. There are a depreciating currency (over time, the cash you can receive for them has declined ... it's now down to 1/2 cent per point). There is apparently some very fine print about their expiration (WITHOUT notifying you online), so what Citi giveth, it taketh away.
With the exception of gift cards (restricted currency), rewards on the Thank You redemption site are very expensive. Even deposits to one's account (a simple electronic transfer) are valued at 1/2 cent per point. Chase points are worth one cent. Bank of America points are worth one cent. HSBC points are worth one cent. Capital One points are worth one cent. Discover points are worth one cent. Only Citibank is so niggardly.
Further, my six remaining Citibank credit cards have some of the chinciest point rewards of all (1.2% for gas -- woo hoo! -- whereas my various other credit cards give 2%, 3%, 3.3%, 5%, and 5.1%). And these other cards reward one with cash back, not 1/2-cent points.
So for the 56,401 points they deducted, without notification, from my account, Citibank will be losing a long-time Gold customer, and gaining a noisy spokesperson against them. (I'm also a stockholder ... don't even ask me about what I think of their management.)
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Multiple Failed Transactions
Posted by Navidp on 12/05/2012
S HACKENSACK, NEW JERSEY -- This is a copy of a complaint I posted to BBB website.
Nature of Complaint: Billing or Collection Issues - The company has failed to correct billing errors
This is the second problem in a series of problems with the Citi Cards company 1) I made a payment to my Citi Cards account (x5472) via personal check in the amount of $5697.07. The account info was written correctly, and the check was in my name. I also called to follow-up & confirm that a check would be coming in the mail, and to deposit it to the correct account. The check was mailed on 9/28. On 10/2, the check cleared from my bank account and my bank account balance reflected the deduction of $5697.07 from the check that I had written. However, there was no payment reflected on x5472. Additionally, I continued to accrue interest in the amount of $58.63 for that month. I called the bank on 10/17 and they informed me that they misplaced the check. They asked I mail them the copy of the cleared check. I did so on 10/17. I followed-up on 10/22 and they representative had no clue of any check that was supposed to be deposited, had no clue of any pending payments, and no idea that any of this had transpired so far. I had to start from scratch. I spoke to an account supervisor that investigated and found that not only was the check misplaced, but so was the letter I sent them on 10/17. They said they found it in a stack of "lost items" - again everything was correctly labeled and clearly handwritten - Citi just simply lost it. The representative called me the following day asking me to fax them the copy of the check a third time, as they had lost it AGAIN. I faxed it and within the next 5 days, after daily phone calls, the credit was finally applied. 2) On a separate account (x 8238). A credit balance of $344.66 was present from 09/2012 - 12/2012. I requested a credit to my bank account on 11/21. No confirmation number was offered. By 12/5 he credit was not applied and I called Citi to check in and again they said the communication was "lost" and the transaction was "accidentally closed"
Desired Outcome
Desired Settlement: Change the Store Policy
Desired Outcome:
I saw failures on multiple levels during the first credit card issue with Citi Bank on account x5472. It was resolved only after daily aggressive phone calls. In both cases, Citi representatives admitted the error was on their end. Thousands of dollars were out of my possession for over 1 month and this would have been indefinite had I not called AGAIN AND AGAIN. The public must be made aware that the current business practice of the Citi Card corporation requires customers to call multiple times to ensure that requests are completed. This is inexcusable. The credit from x8238 is still pending. I still have no confirmation number. The complaint should remain open until I get the credit I submitted on 11/21. Somehow the public needs to be made aware of this business practice. Also, Citi should provide confirmation numbers to customers after ANY telephone transaction. Notations on customer accounts must also have confirmation numbers so they can be looked up quickly and not lost.
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Posted by trmn8r on 2012-12-05:
It sounds like you had a lot of trouble getting your issues resolved, but I haven't seen other similar complaints.
I assume that the payment was ultimately applied, and interest charges were credited back. While the money was "out of [your] possession," it was known by you that they had taken it. You just had to convince them. This would leave a bad taste in my mouth as well. I had a Citi account for a few years and was happy to give them the old heave ho. The customer service I found lacking as well.
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Heartache and Heartbreak
Posted by Geo_a_harding on 09/11/2012
This open letter is in response to a letter received on September 8, 2012 but dated August 29,2012 from a Citibank VP. This is in regards to 2 accounts; Holds have been placed on the two accounts. I am a pensioner with social security these are guaranteed EFTs. Last month I
had surprise expenses and was receiving a wire transfer from an associate.
Somehow on August 24,2012 the wire transfer was blocked by the local branch.
As well my September 1st pension deposit which goes in every month on the first. My cosigner who currently is on medical bed rest called the bank and the other two parties to get to the bottom of the situation. The Branch representative stated that EFTs aren't guaranteed funds and but they would take a cash deposit from anybody who was acting as our agent since my cosigner could not leave her bed. So another person went to another branch (Relative lives out of state) Her
attempt to make deposit was not allowed and it was cash. Cosigner and I then called Citibank(3 way call) and were told no deposit could be made on the account until is was brought up to date. That was an interesting
I then called my place of my former employment which I had retired
from which send me my monthly pension via EFT. After 3 days of investigation the money wired to my Citibank accounts which has been placed on hold is in limbo some how. Monthly I get wired closed to 2000 dollars from my pension, as well as my associate who resides in Canada whose wire transfer was blocked which would more than cover the accidentally overdrawn funds.
I am now stuck in a country which no longer has a Citibank branch and have been trying to return home since September 2 since my cosigner has fallen ill. This situation goes beyond hardship. I am trying to make good with Citibank in regards to this oversight; but where are my funds since the parties that handle my pension and my associate's bank accounts who sent EFTs show a paper and electronic trails that stop at your bank branch? I am holding on to all correspondence in anticipation of the resolution of this misunderstanding
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Posted by copper_works_ on 2012-09-11:
Can someone Western Union money to you? Just bypass Citibank? You don't say where you are but that might help. A lot of places have Western Union, doing it that way you could at least get home to work out the Citibank thing.
Posted by CUontheFlipSide on 2012-09-12:
EFT's are guarenteed funds. If they are not being made available to you, it is because they are not enough to cover the overdrafts, or because the activity on the account has raised a red flag, making them wary of fraudulent activity. This doesn't necessarily mean that is is fraudulent, just that it fits certain parameters. Wired funds from out of the country is certainly one of them.
It sounds like they may be freezing activity in preparation to closing out the accounts. All you can do is call the branch, and ask them exactly what you need to do to get your funds released. It would be a whole lot easier if you could get there in person somehow.
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- Democrats are moving America forward while Congressional Republicans admit they want to take us back to the "exact same" failed policies of Bush that drove us into the ditch.
- Congressional Republicans are protecting Wall Street, Big Oil, health insurance companies and corporations who use tax loopholes to ship U.S. jobs overseas -- voting against investments that put Americans to work building roads, bridges, broadband, wind turbines, and solar panels that will help America lead the world -- and voting against tax cuts for small businesses to help create hundreds of thousands of local jobs.
CNN Money - Stimulus: Economists debate its success
…Blinder and Zandi, who co-authored a report on the subject a couple of months ago, said the massive stimulus may have avoided a repeat of the Great Depression that would have been practically inevitable without intervention.
'I believe that the policy response to the economic crisis was very successful,' said Zandi. 'Without that response, we would have suffered a 1930s-style Great Depression.'
Zandi added that it's 'no coincidence' that the recession ended in the summer of 2009 'when the stimulus was providing its maximum economic benefit via the temporary tax cuts and increases in government spending.' [9/22/10]
Grand Forks Herald (North Dakota) - Rural Dakota hospitals awarded $1.1 million
[MEMBER MENTIONED: Earl Pomeroy (ND-At Large)]
Rural health care providers in North and South Dakota have been awarded $1.1 million in federal funding to improve electronic health records, North Dakota's congressional delegation announced today.
In a written statement, Rep. Earl Pomeroy and Sens. Kent Conrad and Byron Dorgan, all Democrats, said the funding will help hospitals and clinics across the state 'acquire state-of-the-art systems' to convert from paper to electronic health records.
'This technology will help health care providers reduce costs, improve patient safety and provide quality care,' they wrote.
Funding for the grant comes from the American Recovery and Reinvestment Act of 2009. [9/21/10]
Akron.com (Ohio) - Youth jobs program deemed success
[DISTRICTS MENTIONED: Betty Sutton (OH-13), Tim Ryan (OH-17), and R- Steven LaTourette (OH-14): Voted NO on Recovery Act]
Summit County officials shared the results of an ambitious summer employment program for youths with members of Summit County Council Sept. 20.
During the Health and Human Services Committee meeting, Christine Marshall, of the Summit County Department of Jobs and Family Services (DJFS), told members that nearly 1,500 eligible youths took part in the program.
DJFS received $2.3 million in funding from the state in May to carry out the summer employment program. The funds originated in the American Recovery and Reinvestment Act, according to county officials. [9/23/10]
The Daily Evergreen (Washington) - President Floyd goes to Washington
WSU President Elson S. Floyd met with U.S. Vice President Joe Biden in Washington, D.C., Tuesday morning.
The meeting was established to discuss how university research funding impacts the nation's economy…
… WSU has received nearly $35 million from the American Recovery and Reinvestment Act of 2009. These funds created more than 200 full-time positions and have directly benefited research at the university. [9/22/10]
Yarmouth Register (Massachusetts) - Federal funds will support Cape coastal improvements
[MEMBER MENTIONED: William Delahunt (MA-10)]
A tad over 20,000 acres of local shellfish beds and marsh will be stimulated thanks to $5 million of American Reinvestment and Recovery Act Funds.
The event drew dignitaries such as Congressman Bill Delahunt, state Senate President Therese Murray and countless local officials.
"Ninety-seven percent of the aquaculture in Massachusetts is here on the Cape," Delahunt said. "This is going to not just create jobs but to maintain jobs."
The ARRA money covers 75 percent of the construction, with a 25 percent match from other sources and 100 percent of the engineering, studies and design. [9/23/10]
WHQR 91.3-FM (North Carolina) - Brunswick Interagency Program Receives Grants to Send Adult Students to Work
[DISTRICT MENTIONED: Mike McIntyre (NC-7)]
The Brunswick Interagency Program provides educational opportunities for adults with developmental disabilities. With two grants from the American Recovery and Reinvestment Act, the program has started placing its students into real-world employment opportunities.
The grants are for $100,000 each and that money will be spent on helping 40 students find jobs within the next year.
Krista Engels is the program's grant coordinator and says students benefit both financially and emotionally.
'It allows some of them to live independently, make purchases such as automobiles. But, overall, I think it really is about that self-esteem and our folks being able to give back and be productive citizens.' [9/21/10]
Other Headlines:
- Today's Sunbeam (New Jersey) - Quinton Township road repairs being paid for with federal stimulus funds
- The Virginia Gazette - Stimulus funds pave city streets
- Worthington Daily Globe (Minnesota) - Tour highlights conservation projects completed with stimulus funds


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The median home value in Maize, KS is $113,200.
This is
higher than
the county median home value of $103,400.
The national median home value is $152,300.
The average price of homes sold in Maize, KS is $113,200.
Approximately 68.61% of Maize homes are owned,
compared to 22.66% rented, while
8.72% are vacant.
Maize real estate listings include condos, townhomes, and single family homes for sale.
Commercial properties are also available.
If you see a property you're interested in, contact a Maize real estate agent to arrange a tour today!
Learn more about Maize Real Estate.
Seller will be responsible for ensuring water and sewer to site, at seller's expense. Possession will be after funding. Seller will provide a survey after contract has been confirmed at Seller's expense. Currently zoned R-1.
10 acres of tillable land with crop and 26 acre, 12 ft deep lake. City of Maize finished planning and deemed this area to be commercial property. City of Maize plans and subject to change, if buyer needs paving before scheduled date. Sand pit/lake has fish. Land has soybean crop, which will be harvested by seller, prior to closing. The only buildings on property are two old houses. Perfect location for apartment complex, hotel, church, or assisted living center. Near the K-96 on ramp towards Hutchinson. Geo code PK00119 pin number 286857. Takes were raised form $81 to $993.45 in 2012 because the lake was deemed recreational, owner is disputing in court.
One of a kind property! A 9 acre 'mini ranch' located in the country yet 10 minutes from great shopping, dining and schools. A gated entrance & paved driveway welcomes you onto the estate. The grounds feature a 6 stall barn w/ tack room, riding arena and round pen, a 5 acre pasture w/ additional horse shelter, 3 sprawling acres of fescue lawn with sprinkler & well, a detached oversized garage and an enclosed adobe style pool and pool/guest house. The pool features a builtin hot tub and waterfall and plenty of decking to host a large group. The guest house has a full kitchen, bathroom, washer/dryer hookups and a living room with a wood burning fireplace. The 6,000 sqft home has to be seen to be truly appreciated! Upgrades & amenities galore. Surprises around every corner & an abundance of open space! 5 bedrooms, 3 1/2 bath, Brand new kitchen w/ stainless appliances, large center island & walk in pantry. The 2nd story master suite is like a private oasis & includes a sitting area, huge master bath, its own balcony and of course a spacious walk in closet. The additional bedrooms are spread out and each offer extra's that make them truly unique. Oversized office, immense 2 story family room with billiards area and wet bar, home gym, media room & formal living room as well as ample built ins and storage through out. Interest rates are still low and summer is around the corner. Right now is the perfect timing to spend this year entertaining guests around the pool and riding horses throughout the countryside.
Welcome to Bella Vita "Beautiful Life", the name of this floor plan. This huge 4 bedroom 3 1/2 bath home is luxury living at its best. The attention to detail is exquisitely apparent in every corner, inside and out, from the designer tile backsplashes to the radiant heat in floor. The zero/NO-STEP entry leads into a spacious open floorplan where the kitchen, dining area room, and stately great room all open onto a private spacious courtyard, while the great room also opens onto a covered patio, bringing the beautiful outdoors in on a lot that is on the WATER and has TREES. Beautiful lot, beautiful location and on a cul-de-sac of elegant, estate homes in the Watercress Estates. Great street to live on. The gourmet kitchen features 12' ceilings, custom cherry cabinets, stainless appliances, under and over counter lighting, two islands, and lots of granite, including a granite topped built-in hutch, and separate built in wine cooler. The great room beckons you to come and relax below an impressive tray and beam ceiling in front of the glowing gas fireplace, flanked by custom built in cabinets on either side. The huge master suite is a relaxing retreat unto itself, with a 10' tray ceiling, a built-in computer center & coffee bar, and a large walk-in master closet with custom built-in dresser. The master bath features separate tub and custom tile shower with seat and glass surround and double vanities. The 2nd bedroom on the main level is also a 2nd master suite with its own bath and area in the home. Very private. Office has 1/2 bath attached to it, so can also be a bedroom as it has a closet. This home is designed to entertain and provides lots of natural light, lots of commons area and is very open. The 2nd floor has 2 more bedrooms, commons room/living room and another bathroom. This house has it all and with a view!! The home also features a concrete safe room in the garage, and large office/flex room. Other conveniences in this home include high performance Lo E Earthwise windows, surround sound prewire and speakers, security system prewire, insulated garage and insulated garage doors, a post light in front courtyard. Sprinkler system, landscaping and sod included. Taxes are for vacant lot. This home qualifies for 10 year property tax incentive program and Maize City Water/utilities program.This house is eligible for city general property tax rebates. School, tax/HOA information, dimensions and features deemed reliable but not guaranteed. All information subject to change by builder and/or developer without prior notice. Total specials figure is an estimate of full payout excluding interest. Contact listing agent for more information.
This home is a new custom plan built by LEE Construction a must see starting with the custom wrought iron front door which opens into a large foyer, l0 ft. ceilings, 8 foot solid wood doors, formal dining room, wood floors throughout, OPEN FLOOR PLAN, granite counter tops, stainless steel appliances, gas stove. This home offers 3 bedrooms upstairs, 2 full baths and a powder room, beautiful stone fireplace in great room. Lower level family room with wet bar, fireplace, 4th bedroom, full bath, walk out basement pit below the screened in deck. Extra bath and 5th bedroom are framed on lower level. 3 car garage.
Dont miss this beautiful home in Fiddlers Cove. This home features a split bedroom floor plan and a huge open formal dining, living room, and kitchen that is sure to impress. The master suite is designed for luxurious relaxation and comfort with separate double vanities and separate double closets. The walk out covered deck offers great views and a fantastic extension of outdoor living space. The large wet bar is great for entertaining. The home is wired for an alarm system and also has a separate security camera system. Additional upgrades include custom blinds and wrought iron fencing. This is the lowest priced home per square foot in the neighborhood and it wont last long! This property also qualifies your the City Of Maize 10 year tax incentive.
Beautiful home on the water in luxurious Watercress. Large 5 bedroom, 3 bathroom home with office on the main floor. Actually a flex room that can be used as a formal dining room, office, library, music room or den. Super space. This house has it all. Laundry/mud room as you come in from the garage and it opens into the master closet. How convenient. Master bathroom is huge with a separate sink for each person, separate garden tub with jets and separate shower. Living space is large and open. Home opens into separate foyer and then step up into the main home. Very cool!! Beams and windows and a view greet you. Mid-level walk-out reduces the number of steps into home and from garage and provides extra light. This home has LOTS OF NATURAL LIGHT and a wonderful view. The beams provide a rustic look, which combined with the fireplace makes this house a show house. Large covered deck makes entertaining a breeze and has a lovely view of the water. Kitchen has custom cherry cabinets and lots of granite. Also under and over counter lighting, EXTERNALLY VENTED RANGE HOOD and lots of recessed can lighting. French doors open into the den/office/dining room off of the living room. Den has wainscoting, which adds to the luxury of this home. Beams in the ceiling in great room had to the architecture and atmosphere. Living room has gas fireplace with stone front. Lots of extra lighting in family room and lots of large, high performance "LO E" Earthwise windows made here in Wichita! This house is eligible for 10 year Maize City general property tax rebates and $4000 water/sewer credit from the city of Maize. Free water for approximately 5 years. School, tax/HOA information, dimensions and features deemed reliable but not guaranteed. All information subject to change by builder and/or developer without prior notice. Total specials figure is an estimate of full payout excluding interest.
This BEAUTIFUL ranch home was custom built and offers many upgrades and is full of wonderful details & amenities. The French country style has stucco, brick & stone. This beautiful home offers Hardwood floors and hard surface counter tops of granite in kitchen and bathrooms. All Custom window treatments which includes a vault in the living room and coffers in the dining and alderwood cabinets! The spacious master bedroom and master bath offer double sinks, soaker tub & beautiful tiled walk in shower. The finished basement is a walk out/ view out and has a wet bar with granite, a gas fireplace, and game area. You & your family & friends will love the separate theater/media room. This beautiful home has been built with energy in mind; icynene foam insulation package, Anderson 400 low e windows, high efficiency heat and air and concrete siding. The trex decking with rod iron railing on the covered deck. Also the huge patio area over looks the lake. Professionally landscaped, and many trees added including a herb garden. The community pool & play ground is across the street for a wonderful convenience. Circular drive, irrigation well and sprinkler system. Also check out the beautiful Customize faux painting as well. This home is absolutely beautiful and has it all. Move right in! To many extras to ever build this home for this price! Professional faux painted concrete floor is under the beautiful new basement carpet (1-23-14). SELLER IS WILLING TO ACCEPT A LEASE PURCHASE. PLEASE CALL THE AGENT FOR DETAILS.
Custom built open floor plan home on a cul-de-sac lot with trees on the back of the property. This home has many upgrades including wood floors, granite countertops in the kitchen, a walk-in pantry and high energy efficient air and heating. The master suite has a large walk-in closet and the master bath has double sinks, a corner tub and tiled shower and floor. Main floor laundry. Downstairs is a terrific entertainment area. Covered deck is 22x18. This home was a previous model home. Seller is offering a $5,000 Allowance for Closing costs and or Carpet Allowance Buyers choice
Great open floor plan. Stone wall from floor to ceiling that surrounds the gas fireplace in living room with an area of TV and storage cabinets and also has VAULTED CEILING. This room is spectacular. Spacious kitchen with lots of granite, island and walk-in pantry. Master Suite is LARGE. His and her sinks with granite are separated and are located on different walls. HUGE walk-in closet. Master Suite is split from two bedrooms but all three are on the south end of home. The stairs to the basement are hidden stairs, so it doesn't take any room out of the main area of the home. LARGE, hidden laundry room/mudroom. Great value, great home for the price. The basement is finished with a large rec/family room with wet bar. Bathroom is extra large and has a door between sink vanity and shower/stool. Great feature for company or teenagers. Other conveniences in this home include high performance Lo E Earthwise windows, and sheet-rocked & insulated garage and insulated garage doors. Sprinkler system, landscaping and sod included. Taxes are for vacant lot. This home qualifies for 10 year property tax incentive program and Maize City Water/utilities program. School, tax/HOA information, dimensions and features deemed reliable but not guaranteed. All information subject to change by builder and/or developer without prior notice. Included in the purchase price is a sodded yard, landscaping and sprinkler system. This home is located in the award-winning Maize School District. Some information is estimated and cannot be guaranteed. The options and pricing are subject to change since the home is being built. Call today for the status of construction as you may have time to make some selections! All general and special taxes are estimates. Disclosed taxes are estimated for 2014 when home is assessed by county January 2014 using the Maize 10 yr Tax Grant in effect for new homes purchased and closed by Dec 31, 2014. Ask City of Maize for details on 10 yr tax grant program. Photos shown for this home are from a completed home with the same floor plan and exterior but built in a different area of Watercress. Once this home is completed, I will update photos.


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What is Co-working?
Co-Working is nothing new. It's been happening for centuries; people working alongside each other, as colleagues, giving each other support, encouragement and ideas.
Co-Working has now adopted a new meaning for people who usually work alone, or run their business from home.
Through co-working you can make new business connections while you work, gain new business knowledge (it's a great way to find out the things you didn't know you didn't know!), and receive motivation or support for that burning ambition or brand new idea.
Find out why co-working's good for small and home-based business here
Getting involved in Co-working doesn't mean giving up working from home. Although permanent Co-working space is now available, you can also benefit from Co-working on an occasional basis, whenever you could do with a change of scene.
Try out Co-working with Colleagues on Tap
Co-working Spaces
Co-working space is another name for collaborative workspace. As well as access to everything you need to get working (desk, chair, wifi and usually coffee) you should also be able to connect with other people and businesses while you work (usually with help from the space manager). Space on Tap is working with providers of space to increase the number of Co-working spaces in the North East.
Discover Co-working Spaces through the Perfect Places Directory
If you have space that's sitting empty, and you think it has the potential to be transformed into a Co-working Space, please get in touch – we'd love to help.
Space on Tap can help you to Design and Plan your Co-working Space to make it the perfect place for local businesses to connect, and through our unique Colleagues on Tap Associates Scheme we can help you to Fill Your Space too!
Find out more about how we can help you to Fill Your Space here
Colleagues on Tap Co-working days
If you work from home or in a small team, and would like a change of scene or just to have some people around you now and then while you work, Colleagues on Tap co-working days are perfect for you. 100% of past Co-workers have said they've made new contacts while they worked, and almost everyone tells us that they still manage to get as much, if not more, work done as they do at home.
Follow @ColleaguesonTap on Twitter to find out more.
At Colleagues on Tap Co-working days you'll get a workspace for the day with wifi, a place to relax when you want to get away from desk, and you can participate in our popular 'SpoT chat' after lunch on a current business topic if you want to.
Colleagues on Tap Associate Scheme
If you'd like to run your own Colleagues on Tap Co-working days to help you to Fill Your Space by connecting with the people who are running small and home-based businesses in your area, you can!
The Colleagues on Tap Associate Scheme gives you everything you need to run your own successful Co-working days, giving you the benefit of the experience we've gained from running these events since June 2010 and using the already well-known Colleagues on Tap brand.
As a Colleagues on Tap Associate you can use our online 'how to' guide to help you to plan and deliver brilliant days that make sure people want to come back to your space again and again, and we can even help you to promote your day and come along to your first event to help out if you'd like us to.
Get in touch to find out more about becoming a Colleagues on Tap Associate
Resources for homeworkers
Big Little Fish is a Cloud Computing Service Provider that provides cloud based IT solutions for small and growing businesses.They specialise in providing IT solutions for businesses that require secure, anywhere access to their corporate data and business applications for remote, home & office workers alike. Services include Hosted VoIP Telephony, Software as a Service (SaaS), Virtual Desktop/Server/Storage, Cloud Back-up and Disaster Recovery.
Homeworker newsNews: 3rd March 2013
Strong leadership & working in your PJsThis week we've seen Marissa Mayer, CEO of Yahoo, making a stand against homeworking, requesting all staff to leave their homeworking existence and report back to the office from June. Much… read full article >>
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Promotional Keyrings, Custom Keytags, Personalized Keyrings- US Imprints
Promotional keyrings are convenient and useful promotional items. USImprints offers a wide range of custom keyrings, keychains, and lanyards to meet all of your promotional needs. Check out our selection and order yours today.
10 Products Found
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Recording Key Tag With Eight Second Memo Recorder ID: 5677341
As low as $9.10


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Energy Legislative Initiatives related reports and studies.
Legislative report with statewide recommendations on Conservation Improvement Program (CIP) energy savings goals.
Information about Minnesota Renewable Energy Integration and Transmission Study.
Information on Minnesota Energy Future.
Copyright © 2012 Minnesota Department of Commerce. All Rights Reserved.
Minnesota Department of Commerce + 85 Seventh Place East + Saint Paul, MN 55101


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Alphabet Kids Wall Art
ABC Kids Rugs
ABC Nursery Bedding & Decor
ABC Playroom Furniture & Gifts
ABC Kids Lighting
Complete ABC Theme Collection
Alphabet Seek Canvas Wall Art by Oopsy Daisy
Justine Bassett & Jill Bachman's creative partnership provides children of all ages with art appreciation. With their use of classic childhood themes such as dinosaurs, transportation, the ocean, space exploration, the city and the alphabet, even the playtime-focused child can enjoy art! Because of Bassett and Bachman's timeless style, these canvases can remain in a kids' bedroom or playroom year after year.
This Oopsy Daisy canvas reproduction is created using the highest quality printing method available today, allowing for incredible color and clarity in each piece of children's art. This canvas wall art is then stretched by hand over a wooden frame (1.5" in depth) for a finished look and can be easily cleaned with a soft, dry or slightly damp cloth. Oopsy Daisy wall art is finished on all sides and comes with a saw tooth hanger for wall mounting. Because this children's wall art does not require framing and breakable glass, it is the perfect accent for a child's bedroom.Unframed canvas reproductions from Oopsy Daisy offer any room a casual and laid-back, yet sophisticated, wall decor option. By adding this unique shadow box-style frame to your Oopsy Daisy canvas, your wall art achieves an even more finished and high-end look! Select from two color options, including a subdued inviting Warm White or Deep Pewter, which features a slight metallic undertone in its rich brownish-black coloring. Your canvas wall art will come framed and ready to hang on a wire hanger. Sizes fitting most Oopsy Daisy stretched canvas wall art are available.When ordering multiple Oopsy Daisy canvases and Oopsy Daisy Shadow Box Frames, please indicate the canvas that should be framed by typing the canvas reproduction's name in the text box when you add it to your cart. This will help ensure 100% accuracy of your framed canvas reproduction order.
Oopsy Daisy, Fine Art for Kids offers an amazing variety of exclusive kids' art and decor to enhance your child's space, including stretched canvas wall art, mural banners, wall hangings, growth charts, birthday banners, clocks, rugs, lamps, nightlights, jewelry, dolls, and even placemats! Each darling piece includes an artist biography to allow your little one to appreciate the unique hand and mind that created your stunning piece of art. The diverse styles and interpretations of the Oopsy Daisy artists have allowed the company to offer the largest collection of children's fine art in the world! Meant to engage and inspire children, many of these quality art pieces incorporate educational aspects to foster learning, even while your child is happily at play. In addition, a portion of annual sales is donated to charities that benefit children in need. Proudly made in the USA.
This item is custom made especially for you upon order.
SIZE: 30" x 40"Frame Depth: 1.5"
Category: Art, Alphabet Kids Wall Art
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History of Oklahoma SCOTFEST
SCOTFEST and the Highland Games are a 34 year Tulsa tradition
Live Music
Headlined by CELTICA, 2013 features the best live music scene in SCOTFEST history
Food & Drink at SCOTFEST
Come out to SCOTFEST for an authentic Scottish food, beer, and drink selection
Highland Games
The Highland Games are the signature event of SCOTFEST, and feature dramatic feats of strength
Registration Forms
Registrations now CLOSED!
Whisky Tastings
After the fun and success of last years unorthodox whisky tastings, Rubright & Hardagain are back !!!! Whisky tastings by Rubright & Hardagain, feature Will Rubright and Dick Hardagain, often referred to as the Scottish Abbott & Costello of whisky educators, collectors and connoisseurs of fine single malt Scotch. Rubright & Hardagain's whisky tastings are
Read More


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BIBL-4753 Seminar in Christian Ministry
A seminar in such matters as the relationship between ministers and elders, personal and practical problems a minister may face, applying for a job, planning the work of ministries, use of the minister-s time, and church leadership. Non-textual. This course is normally offered in the spring semester.
Lets get started! Or do you need more information?Apply Now Visit Campus


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I have been working at Microsoft full-time for more than 3 years
Pros – Stable, great people, great technology
Cons – Very process driven and less creative.
Advice to Senior Management – Empower the ICs
Yes, I would recommend this company to a friend – I'm optimistic about the outlook for this company
I have been working at Microsoft full-time for less than a year
I have been working at Microsoft full-time
What do you want in a job? Do you want more than a paycheck? At Microsoft, you can discover potential you didn't know you had, push your limits, turn your ideas into reality and make a real impact on the industry and… — Full Overview
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Martyn Hotvedt, PhD, a former president of the Alliance for Continuing Medical Education, has been named director, Center for Educational Development and Support, Lehigh Valley Hospital, Allentown, Pa. He was previously director of CME at the University of South Carolina.
Ronnie Davidson, EdD, has been named acting director of the Foundation for Better Health Care, in New York City. She was previously director of continuing medical education (CME) at the University of Medicine and Dentistry of New Jersey at the Robert Wood Johnson Medical School, New Brunswick, N.J.
Daniel E. Reichard has returned to The George Washington University, Washington, D.C., as director of the Office of
Continuing Education in the Health Professions. He is also administrative director for the Society for Medical Decision Making, also based in Washington. He worked for GWU's CME department in the early 1990s.
Jeanne Gramer Cole has joined Jefferson Medical College at Thomas Jefferson University, Philadelphia, Pa., as assistant director of continuing medical education. She was previously director of education for Slack, Inc., Thorofare, N.J.


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CINCINNATI -- The Cincinnati Reds liked Chris Gruler. The feeling was mutual.
This, simply put, was the spirit that enabled the Reds to sign the right-hander almost immediately after he was selected Tuesday in the 2002 first-year player draft. Gruler, Cincinnati's first-round selection in the 2002 First-Year Player draft who was taken third overall, received a $2.5 million bonus, exceeding the $1.95 million outfielder Austin Kearns received in 1998 as the highest in club history.
Gruler sensed the Reds would give him a chance to be selected in a high-profile spot. Otherwise, he might have had to wait until the middle of the first round -- which was the case with Cypress Falls (Texas) left-hander Scott Kazmir, another high school pitcher the Reds considered drafting. The New York Mets took Kazmir with the 15th overall pick.
"What we agreed upon is better than what he would have gotten anywhere else," said Gruler's advisor, Ryan Ware, who works with the agency of Reich/Katz/Landis. "That's why we were willing to get something done quickly."
The speed with which the Reds signed Gruler was almost unprecedented -- especially for someone of his elite draft status.
"The Reds are on the upswing," said Reds scouting director Kasey McKeon, who also announced verbal agreements with third baseman-catcher Joey Votto, a second-round choice, and first baseman Walter Olmstead, a sixth-round pick. "People are saying that. So these kids are excited to join us."
Signability was an major issue for the Reds because last year's first-round pick, left-hander Jeremy Sowers, spurned Cincinnati and accepted a scholarship to Vanderbilt University. Gruler, from Liberty High School in Brentwood, Calif., had a full scholarship at Arizona State, but his desire to play professionally was evident.
"I do not think there'll be any problem with me signing and becoming a Red," Gruler said on a conference call with Cincinnati-area writers before the signing was announced. "My No. 1 goal is to become a Major League Baseball player. I need to get out there as soon as possible to make it to the majors as soon as possible and help the Cincinnati Reds win a World Series."
"I was not prepared to go through the summer. We have a limited budget," general manager Jim Bowden said. "When I talked to (Gruler) a few weeks ago in Northern California, (he) told me money was not an issue. He wanted to sign, go out and play, I said if we end up taking you, I'm going to take you at your word. Both (advisor) Tom Reich and the player accomplished what they wanted, and we accomplished what we wanted.
"This is a very special kid with a very special agent who wanted to get it done. We had all the elements of people trying to do the right thing."
Even with all that good karma, the Reds were strongly tempted to draft Kazmir. "We felt Gruler and Kazmir were the two best pitchers in the draft," Bowden said. "We were split as an organization on who to take."
The general feeling among the Reds' braintrust was that Kazmir, as a left-hander, would reach the Majors more quickly. Meanwhile, team officials thought Gruler had a higher potential, or "ceiling."
"A philosophy I've had in the draft is that we want the player with the highest ceiling, biggest reward. Adam Dunn, Austin Kearns, Chris Gruler," Bowden said. "This guy has a chance to be a No. 1 (starting pitcher). And it's so hard to get a No. 1 in this game."
Unbeknownst to Gruler, Hall of Fame catcher Johnny Bench was quoted as saying in a club news release that the 18-year-old "has a better breaking ball and better change-up than Tom Seaver." Bench, now one of Bowden's special consultants, witnessed Gruler's workout last Saturday at Cinergy Field.
Told of Bench's comment, Gruler sounded awestruck.
"Oh, wow. That's an honor," Gruler said. "I worked so hard to get to a certain point. I never thought this would happen. To be compared to a young Tom Seaver, that's icing on the cake. Wow. Unbelievable."
Reds Manager Bob Boone, an All-Star catcher, caught Gruler briefly during his throwing session.
"He has really good mechanics, a clean, easy delivery and a really powerful arm," Boone said. "The big thing is, he's really accurate. A lot of times, high school guys can't locate it too well."
Gruler's statistics from his senior year support Boone's observation. He posted a 4-3 record with a 1.49 ERA in 11 games, including seven starts. He struck out 135 batters while walking 26 in 66 innings. The Reds scouted Gruler heavily throughout the high school season, sending as many as 14 scouts to one of his recent appearances.
Gruler became Cincinnati's highest draft selection since shortstop Kurt Stillwell was taken with the second overall pick in 1983. He's the third high school pitcher the Reds have selected first in the past four years -- along with left-handers Ty Howington (1999) and Sowers -- reflecting the organization's efforts to bolster its pitching. This also marks the fifth consecutive year in a row that Cincinnati has dipped into the high-school ranks for its No. 1 pick, starting with 1998 (Kearns) and including 2000 (infielder David Espinosa).
"High school pitchers are something I don't like to take in the first round," Bowden said. "The success rate says you shouldn't believe in it. But (Gruler) was a special kid, and based on what was there, it was the best choice for the Reds."
Gruler, who throws straight overhand, has been able to reach 96 mph with his fastball. His average range is 91-94 mph. He patterns himself after two other right-handed power pitchers: Arizona's Curt Schilling and the New York Yankees' Roger Clemens.
"I feel their approach to the game is outstanding," Gruler said. "They definitely have control of what they do, their pitches are outstanding and they challenge hitters. That's my style."
Gruler enhanced his style by improving his strength. He "began to put himself on the big map," according to Ware, by excelling in the Perfect Game Showcase in Florida last year. "He was obviously a highly sought guy but he wasn't in the top echelon of high school pitchers."
Then Gruler began working on his speed and conditioning with world-class sprinter Aaron Thigpen and toned his arm with Alan Jaeger, a southern Californian who specializes in that realm. "I got on a big-time program with both of those guys to help me become what I wanted to be," said Gruler, who stands 6 feet, 3 inches and built himself up to 190 pounds.
This effort paid off for Gruler.
"That's what helped him and elevated his status," McKeon said.
Gruler is expected to begin his professional career at Rookie League Billings in the Pioneer League.
Chris Haft covers the Reds for MLB.com and can be reached at email@example.com. This story was not subject to the approval of Major League Baseball or its clubs.
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Georgia Summer Camps
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Green Acres Equestrian Center, LLC - Summer Camp & Preschool Camp
Woodstock, GA
Centurion Farm - Friendship, Fun, & Educational
Woodstock, GA
Greenridge Stables - 300 Acre Eventing Facility
Cartersville, GA
Meadow Wood Farm - Meadow Wood Farm's Summer camp is open to all ages and levels of riders July 7-11, 2014
Sharpsburg, GA
Russell Ridge - Summer Horse Camp 2014 June 9-13, 23-27
Fairburn, GA
Classic Colors Farm, LLC - Sign up by May only $275/wk! 26-acre farm, 1mile from Birmingham crossroads/Milton/Alpharetta
Canton, GA
Sterling Equestrian Center - Horseback Riding Summer Camp
Marietta, GA
Save the Horse - Horse Rescue in Cumming, GA
Cumming, GA
Blue Skies Riding Academy - Summer Horse Camp!
Emerson, GA
Summer Camp 2014 - www.myserenityfarms.com
Milton, GA
Segars Stables - Brand New Hunter Jumper facility in Canton GA offering lessons, training, boarding, and summer camp
Canton, GA
Show Me Farm - Fun times while truly learning!
Woodstock, GA
Double Bar H Stables, LLC - 2014 Spring/Summer Camps
Newnan, GA
Fancy Mount Farm - Summer Camps
Talking Rock, GA
Horse Camp at Holly Valley Equestrian Ctr N. GA - Horse Camp for all riding levels $250 per week - Western or Hunt Seat Instruction available!
Clermont, GA
Wildflower Farm - Summer Riding Prigram
Oxford, GA
The Equestrian Reserve - Excellent "Kid Friendly" Instructors - Championship Schooling & Show Horses - Camps
Alpharetta, GA
Jennifer L. Buck Stables LLC - Hunter, Jumper, Equitation Lessons and Camps
Marietta, GA
SoPhar Ranch - Real Cowboy/girl horse camps in cobb county
Powder Springs, GA
Grove River Ranch LLC - Equestrian Center & Retreat
Gillsville, GA
More >>


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(30 Recipes) Created by PEBBLEGEEK
Recipes in this Collection
Technically this is a crustless quiche, but the addition of flour makes for a delicious crusty bottom and sides.
Submitted by JENNLOVE
Carbs: 13.7g | Fat: 4.6g | Fiber: 2.2g | Protein: 10.3g | Calories: 134.1
An experiment with leftovers yields a delightful, filling vegetarian meal.
Submitted by STEPFANIER
Carbs: 31.7g | Fat: 3.2g | Fiber: 9.1g | Protein: 13.8g | Calories: 204.5
These burgers are spiced to perfection. To make them even spicier, you could melt jalapeno soy cheese on each patty and serve topped with salsa.
Carbs: 32.5g | Fat: 3.5g | Fiber: 6.8g | Protein: 8.1g | Calories: 189.5
Very Good 4.4/5
(174 ratings)
Everyone will love this simple dish that's full of flavor!
Submitted by SMOKINGSBADFORU
Carbs: 28.8g | Fat: 4.4g | Fiber: 4.9g | Protein: 6g | Calories: 172.6
These bean cakes are yummy and great for you. Served with the salsa, it makes a very colorful and festive presentation. I serve these with a lite side salad. Plenty of protein and fiber. Even my meat loving hubby loves this meal.
Submitted by BCJL13
Carbs: 48.3g | Fat: 6.1g | Fiber: 13.6g | Protein: 14.2g | Calories: 294.2
very easy. can change the spices according to your personal taste
Submitted by ILOVEMYPEACHES
Carbs: 11.8g | Fat: 1.5g | Fiber: 2.7g | Protein: 4.8g | Calories: 73.1
This warm creamy soup tastes decadent and heavy, without any extra calories or fat.
Submitted by THEFRONTBURNER
Carbs: 38.6g | Fat: 0.8g | Fiber: 9.5g | Protein: 2.1g | Calories: 154.7
Very Good 4.1/5
(39 ratings)
This recipe is terrific when served over Basmati rice.
Submitted by S5RUSSEL
Carbs: 12.4g | Fat: 3.2g | Fiber: 4.4g | Protein: 4.9g | Calories: 94.7
Use all chickpeas if you don't have fava beans. If you use canned beans, the sodium levels will be higher so omit the salt.
Submitted by STEPFANIER
Carbs: 15.2g | Fat: 4.7g | Fiber: 4.6g | Protein: 4.3g | Calories: 99.7
Use this on falafel or a salad. Add fresh or dried herbs and it becomes goddess dressing. The toasted sesame oil imparts a stronger sesame flavor to the dressing.
Submitted by STEPFANIER
Carbs: 3.6g | Fat: 6.5g | Fiber: 1.1g | Protein: 1.9g | Calories: 74.6
Good as a light lunch or add beef to make a hearty stew.
Submitted by GLASSGIRL
Carbs: 11.4g | Fat: 2g | Fiber: 2.2g | Protein: 2.5g | Calories: 76.7
This soup is healthy and deliciously flavorful thanks to the curry and creamy coconut milk!
Submitted by FANNETASTICFOOD
Carbs: 8.4g | Fat: 2.9g | Fiber: 2.5g | Protein: 0.7g | Calories: 63.4
I fell in love with tzatziki the first time I tried it and was on a quest to find the recipe that included those ingredients that pleased my particular palate best. This recipe is low-fat, high-protein, nutritious, smooth, Mediterranean, refreshing, light, and hopefully the best you've ever had!
Submitted by KEEPITMOVING
Carbs: 2.6g | Fat: 0g | Fiber: 0.2g | Protein: 3.5g | Calories: 24.8
Crunchy almonds and sweet caramelized onions dress up your favorite green beans. A drizzle of balsamic adds a tangy contrast.
Submitted by SPARK_RECIPES
Carbs: 13g | Fat: 7.5g | Fiber: 5.3g | Protein: 3.9g | Calories: 124.6
I love this recipe! It can be used as a sauce for grilled meats, a dressing for salads or steamed vegetables, or as a marinade for tofu or other lean proteins. You will always find it in my refrigerator.
Submitted by CHEF_MEG
Carbs: 1.2g | Fat: 5.6g | Fiber: 0.2g | Protein: 0.4g | Calories: 54.9
It will be our little secret that this recipe isn't high in fat. It's so creamy no one will ever know!
Submitted by CHEF_MEG
Carbs: 8.3g | Fat: 1.6g | Fiber: 3.3g | Protein: 2g | Calories: 51.8
Submitted by WENDYEWOLF
Carbs: 2.7g | Fat: 9.8g | Fiber: 0.9g | Protein: 3.7g | Calories: 108.2
Chef Meg's homemade and natural ricotta cheese is easy to make and a fun project for someone who likes to cook.
Submitted by CHEF_MEG
Carbs: 1.5g | Fat: 2.2g | Fiber: 0g | Protein: 3.2g | Calories: 39.1
This corn and black bean salsa is the perfect dish for potlucks when you want to have something healthy on the table.
Submitted by CHIQUITA72979
Carbs: 10.4g | Fat: 0.3g | Fiber: 2.2g | Protein: 2.3g | Calories: 46.9
Dried fruit and nuts add flavor and texture to your favorite brown rice. This side dish is fast and fancy!
Submitted by SPARK_RECIPES
Carbs: 30.3g | Fat: 6.5g | Fiber: 3g | Protein: 3g | Calories: 186.2


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The Chips fire is posing a significant threat to Pacific Gas and Electric Company (PG&E) electric facilities, including transmission lines that serve PG&E customers in Quincy, East Quincy and other nearby communities. As a precaution, PG&E is working to bring in mobile generators to three substations so power to 3,400 homes and businesses can continue should fires cause an outage to both transmission lines serving these substations.
What PG&E is doing:
- PG&E has rented three utility-scale mobile generators and is trucking them to the Quincy area substations. PG&E crews are modifying the substations so they can accommodate the backup generators to power the substations. PG&E expects these generators to be in place and ready to operate by Aug. 10 and 11.
- There are two 60,000-volt transmission lines that serve these substations, and either one can carry enough power for the three substations. But fires can damage transmission lines, or PG&E may de-energize the lines for firefighter safety.
- PG&E teams, including our Mobile Command Vehicle, are staged in Quincy and are assessing at-risk facilities and pre-treating wooden utility poles for fire protection where accessible.
How you can prepare and stay safe:
- PG&E recommends having the following items on hand: a battery-powered radio, flashlights, a first-aid kit, a supply of food or snacks that does not require cooking, and extra water.
- Treat all downed power lines as if they are "live" or energized. Keep yourself and others away from them. Call 911, then notify PG&E at1-800-743-5002.
- Report and get updates on outages at PG&E's 24-Hour Emergency and Customer Service Line:1-800-743-5002
For more safety information, go towww.pge.com/safetycentral
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