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Welcome to Ben's Bargains. Please Register, Sign in or Sign in with Facebook
In 4 1. I know it ain't 3.0 but at this $ and no rebate to mess with it's fine and I can give away some smaller drives.
woah, i ordered 2, used the coupon, and it took $20.00 off and my order total was $9.98!
awesome deal!!!
Keep say basket empty
Their site is messed up. Sometimes the page shows in stock and you can try to add it to your cart but other times it shows out of stock, either way not allowing you to checkout.
too late : (
NO, i was about to get and it's sold out.
Good practice for BF.
Bummer they are out of stock as this was a really good deal. It's crazy how cheap memory has become.
Tigerdirect is one of my least favorite retailers..
They do still have a tiny Patriot 32GB flash drive for $10 after rebate.
tiger direct rebates are ment to be bad
The size of these is way to big....even for 5 bucks...
doh...well, Tigerdirect cancelled my order.
They also cancelled my order today..."price mistake". Why am I not surprised?
yeah, Tigerdirect is a bit hard to trust these days.
|darkko wrote:
|yeah, Tigerdirect is a bit hard to trust these days.
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The use of traveling is to regulate imagination by reality, and instead of thinking how things may be, to see them as they are.
This quote is about travel
Search on Google Books to find citations of this quotation.
Dr. Samuel Johnson (1709-1784) was an English critic, poet and essayist.


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Social Events Committee
Having an enjoyable social experience is indeed part of a successful postdoctoral appointment. As Penn postdocs, we are fortunate enough to live in a city that has a wide array of interesting activities and a diverse population of colleagues from all over the world. The mission of the BPC Social Activities Committee is to make use of these resources to contribute to the exchange of cultural experiences and knowledge while having fun at the same time.
Monthly Post-doc Happy Hours
Join us the first Friday of every month for a Post-doc Happy Hour at City Tap House (3925 Walnut St.). Enjoy drink specials from 5:30-7:30 along with your fellow postdocs. Friends and coworkers are welcome, as long as they are 21+.
When you arrive, tell the hostess you are with the postdoc happy hour and get a wristband to get the specials.
Upcoming activities
Although there's nothing planned for the immediate future, don't worry - the Social Committee is always cooking up something fun! We'll let you know what's going on through emails, BPP Facebook updates, and updated posts right here.
Resources available at PENN
The BPC believes in not only the scientific interaction amongst post-docs but in social interactions as well. The University of Pennsylvania has several recreation facilities and offers a variety of activities that BPC Post-docs can take advantage of.
Recreation Facilities at The University of Pennsylvania:
As a BPC post-doc, one may use the Hutchinson Gymnasium basket ball courts, squash courts, and locker/shower facilities at no charge, but with an activated PENN ID. Other facilities include David Pottruck Health and Fitness Center, Sheerr Pool, Robert A. Fox Fitness Center, Ringe Squash Courts and Facility Rental. For membership and fee requirements to use these facilities, please click here
In addition to several Programs, the PENN Rec offers unique opportunities like Outdoor Adventure, Intramural Sports, and Sports Clubs.
The postdoctoral Council organizes teams to play in intramural sports that are organized by the University of Pennsylvania Department of Recreation We won the Intramural Soccer championship in 2001!
Get Involved!
If you are interested to help in the organization of an event or if you have exciting ideas, don't hesitate to contact us!
C. Nicole Sunnen, Ph.D.
Rebecca Chanoux, Ph.D.


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NORFOLK, Va. - In the first-ever football meeting between the two programs, the #9 James Madison football team lost a tight Colonial Athletic Association battle at #15 Old Dominion, falling to the host Monarchs, 23-20, Oct. 29. With the loss, the Dukes fall to 5-3 and 3-2 in CAA play, while ODU advanced to 7-2 overall and 4-2 in league action.
A key part of the story was JMU's offensive line, as three starters went down during the game, two in the first half and one early in the second. This stymied the Dukes to just 76 yards of offense in the second half after putting together 266 in the first.
JMU had one last chance late in the game after getting the ball at its own 28, trailing by three. The Dukes got it down to the ODU 30-yard line but sophomore kicker Cameron Starke (Halifax, Va./Halifax County (West Virginia)) had his 47-yard field goal attempt blocked at the line of scrimmage as time expired.
JMU was slightly outgained overall, as ODU had 362 yards of offense to 342 for JMU. The Dukes had 103 yards of rushing and a season-high 239 yards of passing. JMU also held a slight time advantage, holding the ball 31:44 in the game.
ODU took opening kickoff and went 75 yards in eight plays for the game's first score. The final play came on 17-yard touchdown from freshman quarterback Taylor Heinecke to wide receiver Larry Pinkard. The extra point by Jarod Brown was good and the Monarchs had an early 7-0 lead.
JMU answered with a 12-play, 60-yard drive of its own. However, the drive stalled at the Monarch's 15 yard line. Sophomore kicker Cameron Starke (Halifax, Va./Halifax County (West Virginia)) split the uprights from 32 yards out, his eighth straight made field goal, and the ODU lead was trimmed to 7-3 with 4:55 to play in the first quarter.
After JMU's defense forced a 3-and-out possession, the Dukes got the ball back on their own 29 yard line. A 36-yard pass from redshirt-freshman quarterback Jace Edwards (Midland, Texas/Robert E. Lee) to sophomore wide receiver Renard Robinson (Baltimore, Md./Mt. St. Joseph's) on the first play put JMU back on the ODU side of the field at the 40. Six plays later, sophomore running back Dae'Quan Scott (Staunton, Va./Robert E. Lee) went around right end and cut through a hole to score the touchdown and put JMU up 10-7 at the end of the first quarter.
Old Dominion came back and appeared to be stopped short of the end zone. On 4th-and-1 from the 23-yard line, the snap was fumbled by Heinecke who was scrambling and threw a prayer into the end zone, which was caught by for a touchdown by Pinkard, giving the hosts a 14-10 lead early in the second.
Madison punched the ball on the end zone to the cap its next possession. Another key play a 34-yard pass from Edwards to wide receiver Daniel Brown (Windsor, Va./Isle of Wight) to put the ball deep in ODU territory. Scott took it the final five yards for his second touchdown of the game and the Dukes had a 17-14 advantage with just over nine minutes to go until halftime.
Another stop for the Dukes' defense resulted in the ball coming back to JMU. From there, Madison put together a 13-play, 74-yard drive that chewed up just over six minutes on the game clock. However, the drive was squelched at the ODU 6. Starke came on and banged through his second field goal of the game, this time from 23 yards out, to push it to a 20-14 lead for the visitors with 46 seconds left in the half.
ODU got the ball in position for one final field goal attempt, but senior Taveion Cuffee (Virginia Beach, Va./First Colonial (Fork Union)) came off the end and blocked Brown's 45-yard attempt and Madison went into the locker room with a six-point halftime lead.
After a muffed kickoff resulted in JMU not getting out of its own 10 on the first possession, ODU got the ball on the Dukes' 41 for its first drive of the second half. The drive was stopped at the JMU 3, forcing the field goal attempt. Brown hit the 19 yarder and the lead was down to 20-17 Madison with 9:45 to go in the third.
After several changes of possession, ODU put points on the board again. The 8-play, 53-yard drive again ended in JMU territory and Brown hit a 40-yard field goal attempt to tie the game at 20 with 2:05 to go in the third quarter.
The host Monarchs took the lead again on their first drive of the second half, going 56 yards in 10 plays over 2:34. Heinecke keyed the drive with his feet, getting out of the pocket at the right time and eluding the JMU defense for a 33-yard run to get the ball at the Dukes' 11. However, the Madison defense stiffened again at the right time, forcing a 25-yard field goal by Brown that made it 23-20 ODU with 12:14 to play in the game.
Edwards finished the game 17-for-26 for a career-high 239 yards and no turnovers, while Scott was the leading rusher for the Dukes with 16 carries for 77 yards and two scores before his injury in the third quarter. Junior tight end Brian Barlow (Stephens City, Va./Sherando) had career-highs of eight catches for 79 yards. Sophomore linebacker Stephon Robertson led the Dukes with 11 total tackles, the sixth time in eight games he has led JMU.
Heinecke was the key for the Monarchs, going 22-for-35 for 236 yards and two scores through the air, while rushing 11 times for 50 yards, including several key scrambles. Pinkard finished with six catches for 94 yards and two scores.
Madison will remain on the road for its next game, traveling next Saturday, Nov. 5 to Concord, N.H., to take on the #10 New Hampshire Wildcats. Kickoff is slated for noon.


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ITHACA - Utica College's Chris Jones placed 12th in the men's heptathlon with 3,939 points at the New York State Collegiate Track Conference championships on Saturday.
He placed fourth in the men's shot put with a toss of 10.42, fifth in the men's high jump after clearing 1.81 meters, and fifth in the 60-meter hurdles with a time of 9.13 seconds.
Overall, Utica finished seventh.


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Cheap Flights from Singapore to Somalia
Did You Know?
- Daallo has the most flights to Somalia.
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- There are 55 countries in the same zone as Somalia.
- The longest flight to Somalia is 1,419 miles.
- The currency symbol for USD is $.


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YOGA IN ENGLISH IN KREUZBERGOrganized by Claudio Escutia
I invite you to come and practice with us!
Im a certified Yoga teacher, musician (sitar,guitar,esraj and voice) and Sound therapist based for now in Berlin,with experience teaching in several studios in Canada and Mexico and Europe.
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Just send me an email or sms if you are coming, the places are limitated at 9 people.
Also join the group for some other events.
0176 98201487.
Peace and light.


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Burma Family Adventure (ABFA)
You could wait in long lines at Disney World with multitudes of other hot, cranky families – or you could take your brood on an actual adventure to Burma (also known as Myanmar). Over a span of 12 days, this country of ancient civilizations will be revealed, giving your children a unique look at an emerging world destination. Add in some biking and hiking in order to visit different areas and you've got the perfect avenue to immerse your family in a dynamic new – yet old – culture.
Highlights: Explore intriguing Yangon, visit the Shwedagon Pagoda, cycle around amazing Bagan, discover limestone caves at Pindaya, relax at tranquil Inle Lake, hike in the hills around Thandwe.
Namibia Family Adventure (DNFA)
Go ahead and get wild with your family on this adventure through the landscape and sand dunes of Namibia. We pack as much excitement as possible in only eight days, including desert exploration, searching for a variety of wildlife, checking out petrified forests in Twyfelfontein, and going on a game drive in Etosha National Park. Looking to introduce your kids to the wonders of African safaris? Start here.
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Southern Africa Family Adventure (DZFA)
If you're crunched for time when it comes to a family holiday, make the most of it by taking your brood to Africa. Although there'll be plenty of bird watching and game spotting, we put a focus on local culture immersion that you won't get from similar trips. Your family will stay with the San Bushmen in the Kalahari Desert, and overnight on the Okavango Delta. Give your kids memories for a lifetime.
Highlights: Marvel at the sight of Victoria Falls – "the smoke that thunders", spot game in Chobe National Park, cruise the Okavango Delta in search of wildlife by mokoro, watch the sunset on a boat cruise, take guided walks through Ghanzi village
Amalfi Family Adventure (EIAF)
Eager to expose the kids to Italian cuisine that doesn't come in a cardboard box in 30 minutes or less? Take 'em to the Amalfi Coast. Long a secluded hideaway for adults, the Coast has the most for the younger set as well. Based in smaller towns amidst truly breathtaking scenery, there's a huge variety of activities for your family. Try a delicious cooking class, see the ruins of the doomed city of Pompeii, hike the hills of Tre Calli, explore Capri and more, all in a breezy and affordable seven days. This is pizza's ancestral home, after all. Deliver yourself to its doorstep.
Highlights: Visit the ruins of the Roman town of Pompeii, stare into the crater of Mt Vesuvius, enjoy small-town life in Amalfi
Western USA Family Experience (NUWF)
Never mind the minivans and cheesy tourist attractions – our 12-day trip across the western United States puts a whole new spin on ol' America the Beautiful. Your family will breathe free in famous national parks (Zion & Bryce among them), stand in wonder at the Grand Canyon, and bunk at a cowboy camp. With a great mix of culture and activities, this is an ideal trip for families looking to see the USA in a new light.
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Family Land Galápagos—Multi-Activities (SEGF)
Looking to give your kids a crash course in exotic wildlife? What better place to visit than "Darwin's test kitchen," the Galápagos? On this multi-activity trip, you'll have the chance to snorkel, hike, kayak, and swim the islands, as well as visit a giant tortoise breeding centre and the Charles Darwin Research Station. Who says learning about nature has to be boring?
Highlights: Encounter incredible wildlife, snorkel and swim with sea turtles and manta rays, kayak at Tortuga Bay, visit the Charles Darwin Research Station, see Giant Tortoises in their natural habitat.
Morocco Family Adventure (DCFF)
Wedged between the Mediterranean and the great Sahara, Morocco is home to some great beaches. But there is way more to do here than just lie around and tan. Bursting with captivating history and fascinating culture, this manageable 7-day itinerary is the perfect balm for your family's all-inclusive resort blues. Camel rides and campouts in the desert, kasbahs and Moroccan cuisine, the magic of Marrakech and more await. Don't forget the sunblock!
Highlights: Experience the hustle and bustle of Marrakech, try mint tea and learn Arabic, camel-trek along the beach at Sidi Kaouki, wander the souk of Essaouira
Burma Family Adventure (ABFA)
Namibia Family Adventure (DNFA)
Southern Africa Family Adventure (DZFA)
Amalfi Family Adventure (EIAF)
Western USA Family Experience (NUWF)
Family Land Galápagos—Multi-Activities (SEGF)
Morocco Family Adventure (DCFF)
|Service Level
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|Burma Family Adventure (ABFA)
|12 days
From $2499
|Namibia Family Adventure (DNFA)
|8 days
From $2399
|Southern Africa Family Adventure (DZFA)
|8 days
From $1699
|Amalfi Family Adventure (EIAF)
|7 days
From $1499
|Western USA Family Experience (NUWF)
|12 days
From $2499
|Family Land Galápagos—Multi-Activities (SEGF)
|8 days
From $1999
|Morocco Family Adventure (DCFF)
|7 days
From $999


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Round 3 poll is up!
I'm back! Really sorry about the long delay. I was so busy with so many other datelines I just kinda forgot to update[ Sad to say ] orz. OKAY I'LL MAKE SURE THIS GOES SMOOTHLY FROM NOW ON!
- - - Updated - - -
Name: Ismat Makaarim [Reg]
Bio/Personality: A half-demon from the desert land of Ardashir, Ismat is a short-pint thief with a consistently weird attitude and a bad habit of looting anything not bolted down, regardless of use or value. It's difficult to tell if she's actually just dumb and doing this to look tough, or really a much smarter person guising as an idiot so she can get away with it. Either way, she loves to stay inside of her comrades' personal space and loves to make use of her 'alluring' demonic genes; Despite the fact that she is barely over five foot tall and most people are disturbed by tieflings anyway. She's about eighteen or twenty years old, and limber as a qaudruple-jointed cat.
Seeding 1
Seeding 2
Good Luck Folks!
Totally okay with Abby winning out over Ismat. Said she was my favorite from the start, after all. Nice one, Costy! ;m
Thank you so much Reg!!! <3 I'm not gonna lie... I've kind of been avoiding posting in this thread for most of the contest 'cause i was afraid i was gonna jinx it... which i still might so you know whatever. XD Ismat is totally awesome and I'm so happy we made it this far man! high five!
Updates coming up ASAP. I know its been weeks already. Sorry guys!
- - - Updated - - -
Quarter Finals
Almost there! GOGOGO!
- - - Updated - - -
The Stats! Ariane Vs Candas! How Ariane manages to slip by the Nature loving Elf.
[Trust me I really did ask]
Judge One: Candas is more sexy then cute. She has her cute sides but Ariane is still way cuter. Just looking at Ariane's outfit already gives her the upper hand over Candas! We don't really have to get into their Bio's now do we? Its pretty obvious who has the more MOE personality! Although I must say Candas was illustrated really well! Thumbs up to that but still. I will go for Ariane. Ariane[1]
Judge Two: Definitely Ariane. One look at her and I could tell she is the cutesy cutesy type of character. Her personality really made my decision final. If this was a "hottest girl" contest then Candas all the way! Oh don't get me wrong, she is rather cute but she seems more hotter then cute. She has a nice personality and all but still she isn't cute enough. I like how she was illustrated though. Loving the style! Ariane[2]
Judge Three: Walao! So yeng la Candas![ Asked one of my Malaysian friends and this was the first thing he said xD ] Hard to pick actually. I want to pick Candas but this is a cute contest so I can't simply pick. I like her illustration style and all. Good personality but still I think Ariane got more cute sides. Ariane sure win this one. Illustration is pretty decent though. If draw more cantik[He means something like DHB's lol!] siap la xD! I still like Candas illustration! Damn sexy Wei! Ariane[3]
I didn't take part as a judge cuz I couldn't pick @@! They all had good points but Ariane I feel also should pass this round :/ Good shot though ICCY. She was drawn really well haha! And congrats to JJJorgie xD! She is really one cute bomb!
Last edited by MiKuRu; 04-14-2013 at 09:56 AM.
Whoa I missed the judging O_o!! Congrats JJJorgie!! You definitely deserve it! and to Corastaur as well for creating such a charmingly unique OC!
This was rather fun, maybe I'll try my luck again in the future ;D
and lol, miku, your malaysian friend, walao eh xD
^you should! I love your artwork
Website!: www.ceruleandreams.org
Updated 4/6/13: Please Critique
New poll up! Gomen for the delay. I wonder who will win?!


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Modification Or Fraud
Posted by WKS on 06/22/2010
PNC Mortgage is not trying to modify mortgages, they simply put you thru their applications process and then lose or can't find the information. They repeatedly request duplicate information and claim to not have it.
When in fact most of my information was faxed as requested with confirmations.
I would think a investigation into their modification record would reveal many homeowners in my position who like me have given up after repeatedly filling requested papers and then being told that my papers were not received in a timely fashion. When in fact I responded in most cases immediately by fax and backed it up with a mailed copy.
This organization bought my mortgage from National and my past relationship with my primary mortgage company does exist anymore. PNC mortgage has confused and complicated policies designed to do just what happened to me - cause mortgage holders to get frustrated and give up on trying to navigate their playground.
If only our taxes could have been used to play with them maybe modifying mortgages to families would not be a game in which they deliberately do this. I hope by posting this other consumers will be careful before starting a relationship with this organization.
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Posted by khb01 on 2010-08-15:
It used to be that you ASSUME some level of competency from the banking industry. My experience with this bank proves the opposite (at least in this case). Very similar to other stories about PNC mortgage, their ineptitude, lack of proper record keeping and non-existent process management has led to a nightmare mortgage situation for me.
To cut a long story short, do not assume anything when trying to get your mortgage loan modified or back on track. Even if they tell you they have everything they need to proceed to the next step in the process, assume that they don't. Stay on top of them, and call weekly to check on progress.
Many of their customer service staff have a tenuous relationship with the Enlish language, so be sure to double-check that correctly understand what they are telling you and they understand what you are telling them.
I did manage to get a well-spoken rep from their customer service dept on one occasion, and this person suggested to me that I hang up if it was clear that the rep answering my call did not have a good command of English. With an average of a 38 minute 'on-hold' time over my last 9 calls to them (yes- I've timed each one), it's very discouraging.
Posted by Brenda on 2011-05-20:
They are still at it, too. PNC has forced us into forclosure, even though we have been communicating and trying to work with them through our hardship since BEFORE our first missed payment. Now we will have to duke it out in court. I'm going for Forclosure fraud. Anyone else in a similar spot?
Posted by Liz on 2012-05-17:
I filed a motion to invalidate sale of my house. My experience is similar to Brenda's. They told me they couldn't negotiate with me if I'm still paying...
Posted by mtp8469 on 2012-06-26:
Hi Brenda, If you get this message can you tell us what happen when you fault then in Court on Mortgage fraud? My friend's situation is very similar to yours.
Posted by DB on 2013-05-04:
KHB01 and Brenda I have been thru the same thing as both of you and I am going to sue them for mortgage also and I live In Illinois and the Ilinios Supreme Court has made an incredible ruling designed to stop foreclosure fraud by banks. You can look it up on the internet and read it for yourself. If a bank can't produce the original Promissary Note, there pretty much dead in the water on foreclosure against you and some of the judges and lying lawyer's of the courts are all a part of the fraud game so I urge you to do your homework and learn your rights and do not leave your house no matter what they say or send you....
Posted by anita on 2013-09-12:
Harp is bait and switch. We have a perfect pay history across the board. If I can find a lender with no cost to close and no other charges, I will switch today. PNC is worthless, fax 5 times,they did not get it? Faxed from our branch,they don't have it? I worked in retail customer service....if I work like PNC I would have been fired. I was with Ohio National then purchased by National City purchased by PNC......bad deal, I am done.
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Deactivate ATM card
Posted by Beyondfrustrated on 09/24/2010
Several months ago, we went to use our PNC check card and it was declined. So we call the 1-800 number but it's after 10 pm so no one is there to help us. We wait until the next day and call as soon as their call center opens. We are told they have no clue as to why are cards are DEACTIVATED. There is money in the account, they haven't been reported lost or stolen, and the account is still open. Their advice is to go into a branch because apparently, the branch put the hold on the card. But it was Sunday, so no branch was open. After speaking with multiple people who tell me there is nothing they can do, we finally get someone who re-activates our card over the phone. No reason can be given for why they were deactivated in the first place. No one wants to take responsibility for it.
Tonight, the same thing. My husband just finished 7 days straight of work. Tomorrow, he starts 13 solid days of work. This was our only time to get out and have some couple time. Hire babysitter, hop in car, go get gas....card deactivated. Once again, it is after "business hours" and no one is available to help us until tomorrow. We are beyond furious and will be closing our account ASAP. While they have our home phone, cell phones, and email addresses, we were not notified of the deactivation. The first time it happened, we never even got a snail mail letter of explanation.
UPDATE: Called this morning at 7:20am and was told by automated system that it would be a 4-5 minute wait. At about the 4 minute mark, I hear a click and a message saying to leave a voicemail. I hang up and call back and got someone right away. She told me that she couldn't do anything since that department didn't open until 8am and that I should call back. I did. I spent 5 minutes explaining the situation, 35 minutes on hold, 2 minutes talking again to the rep and then another 10 minutes on hold. She told me her supervisor couldn't reactivate the cards via the phone. I replied that wasn't true because that's what they did last time. She agreed that some supervisors "don't do that" but she had multiple supervisors in several states that she could try. I got the cards activated again.
When I asked why they were deactivated, she told me that it could be a merchant reported fraudulent charges, but when she checked, she said no. Then she told me it was because we were overdrawn, which we were the prior week but it was covered with a direct deposit 2 days prior. I asked her what triggered a deactivation versus just declining the card and she said it was the amount of days overdrawn. I asked her to quantify that and she checks the account again and says, "Oh, that's not it". Then she tells me that overdrawing 10 times in a 30 day period would deactivate the card. I told her there was NO WAY we overdrew our account 10 times. This was a one time emergency that we had to deliberately overdraw the account and I was aware of it and covered it. So, then the reasoning was the amount we overdrew the account. Then she says, "Oh, that doesn't look like it was it either. Well, they are activated now". Gee, thanks. I understand declining the card but deactivating it? Even though the account was brought in good standing 2 days prior, we still had no access to our money. As for notifying us, we were told they "try to make an effort to contact the customer". We have no messages or missed calls.
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Posted by CaptainSpaulding on 2010-09-24:
I once had PNC Bank for a car loan. Dealing with them was one of the worst experiences in my life! A common occurrence with them was "The Mystery of the Lost Car Loan Payment". I would mail my payments to them two weeks before the due date, but more times than not, the payment wouldn't be credited to my account because they claimed that they never received it. After the same thing continued to happen after I started to mail my payments to them via USPS Certified Mail w/Return Receipt, I knew that they were full of hooey! I promptly paid off my car loan and haven't done business with them since!
My advice to you is to open an account at another bank and tell PNC Bank to shove their ATM card where the sun doesn't shine!
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Does Not Modify Mortgages - Predatory Lending
Posted by Eno on 07/30/2010
MIAMI, OHIO -- I agree with the previous complaint about PNC! Every time you call to check on the modification process they either lose your paper work or worse they tell you that you did not fax everything!
In June I sent all required documents, I followed up the next day with a phone call, they said they received all necessary documents. The next week I received a letter they were missing several docs. So I called and faxed them the same day.
A week later I received a letter stating my request was denied for insufficient required documents. When I called PNC they said they received the docs in time but they were unable to process them before the time limit had elapsed so I woild have to start all over again! More than 6 times since may of '09 and three times with a local community service.
The same things happened to the community service, they lost papers, would not return calls, they would say they had all required documents one day and the next week they said they were missing docs.
This is predatory lending tactics by defintion. If you have the same issues or similar I suggets you file a complaint with the occ at http://www.Helpwithmybank. Gov/. Call them and then file an online complaint wih them as well.
When the ceo of PNC makes over 20 million with bonuses I say that is an abuse of power and glutony!
If they tell me the investor won't modify one more time...Or tell me the investors name because of the privacy act, yet the investor has all of my private information? Something stinks here, smells like predatory lending!
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Posted by saj80 on 2010-07-30:
First, while it may be inept, it is not predatory. Second, the entire mortgage modification system is a mess, largely due to two issues: the number of mortgages now held by investment firms, and the number of requests for modifications. I don't know your specific situation, but the last report I read said less than 8% of all modification requests were getting approved and completed.
Posted by Anonymous on 2010-07-30:
This is far from preditary lending. It is basically one big mess. The fact that people are getting breaks on their mortgages is still incomprehensible. The only reason this came about was because some of the banks had to bailed out. All the means for these loan adjustments are being made up on the fly.
I don't know your case but I do know people who took out loans against their house for vacations, tv's, cars, etc. And then ran into trouble when the house stopped appreciating. Now these people are getting breaks for their reckless behavior. Those of us who stayed responsible get nothing, except property tax increase. One part of me is not to disappointed that it is a difficult process.
Posted by Venice09 on 2010-07-30:
I have to agree with you chevy. Some people may have legitimate reasons for needing loan modifications, but I think most of it is the result of greed, entitlement and bad decisions. I don't think those people should be rewarded. I'm just glad it hasn't gotten to the point of forgiving credit card debt. That will really hurt.
Posted by eno on 2010-08-17:
When you have a legitimate "Medical Hardship" (with documented proof) and you qualify under the guidelines on the PNC website, they still deny it. PNC had a private company do an appraisal on my home and it not only listed my home 2oo sq. ft. larger it was compared to homes with three car garages (i have two) and larger homes. My home was apraiased over the amount so my modification won't process through investor guidelines, how convenient when there are three foreclosures and two short sales within three blocks of my home.
I have emptied my 401K to keep my home. At least the companies I owe medical debt to works with me on payments. Not everyone is looking to get a free ride and I understand there are many people who are trying just to do that. When you have documented proof of a hardship it still doesn't matter to the banks.
Just like I saw someone paying groceries with food stamps and then drive off in a Mercedes? that's what i call a free ride and a scam.
Posted by JRSG on 2014-01-22:
PNC is a predatory loan institution. Read all the complaints on the Internet. We are having to file a lawsuit against PNC for the second time in 9 months. We are not looking for a free ride! We have always paid our debts! Thanks to the Republicans the economy crashed and I lost my job and have not been able to find employment since (8 years). Please do not say everyone is looking for a free ride, especially since you do not know the situation. PNC lied to us. Then they tried to get hundreds of dollars out of us for no reason. We had to sue because of a breach of contract by PNC. This started May 2013 and on Jan. 22, 2014 we are filing suit again. They are sending us 4 letters per week threatening us, claiming they are not getting our payments. We have proof they are cashing our checks! They refuse to speak with us. It took over 4 weeks before our attorney could get anyone at PNC to speak with him. PNC is harassing us for money they claim they did not get but we have proof they got our money
Posted by David Kreate on 2014-03-08:
PNC is a den of thief's.
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Overdraft Fees
Posted by Hadji on 08/16/2007
I want to know what any bank PHYSICALLY does to merit charging a 30 dollar overdraft fee. It is an excessive fee. I was charged $90 dollars extra for 2 99 cent double cheeseburgers and a pack of camel filters.(3 separate transactions) It happens to poor people like me often. This is definitely not a courtesy to me as I've been told by PNC. With today's technology it seems your card should be denied if you are going to overdraft.
To save you time in your responses, I admit I'm financially irresponsible sometimes and paid for it dearly.
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Posted by Hugh_Jorgen on 2007-08-16:
The banks charge more for overdrafts and such because everyone wants free checking. Remember when you used to pay $5 a month for a checking account and 10 or 15 cents per check? Well someone offered "free" checking and everyone else had to follow suit. The banks made the accounts free but then they charge you dearly for overdrafts. As far as banks letting you overdraft as a courtesy - you have to look at both sides - to you it was too high a fee to pay for two burgers and a pack of smokes - but what if it was 2AM, two days before payday and your kid is sick and you have to run to the 24 hour Walgreens for medication - at times like that you are thankful that the bank will let you overdraft your account and you will gladly pay the $30 at a time like that. As Stew would say a service like that would be "very helpful".
Posted by Anonymous on 2007-08-16:
"I admit I'm financially irresponsible sometimes and paid for it dearly." So, where's the beef?
Hugh is right on regarding 'free checking'.
Posted by bill on 2007-08-16:
Its not that the bank physically does anything for the $30.00. I think its more like a penalty charge. Perhaps they believe that if the $30.00 fee pisses you off you will be less likely to be overdrawn in the future for fear of the penalty charge.
Posted by GothicSmurf on 2007-08-16:
Think of an overdraft fee as a VERY high percentage loan. Just because a checking account says it's free- it's not always, you have to read the fine print. Being "free" does not give you the right to over spend what you have because you can.
Posted by poppapia on 2007-08-17:
If you're eating double cheeseburgers and smoking Camels, overdraft fees are the least of your problems.
Posted by Anonymous on 2007-08-17:
According to a recent study by the Center for Responsible Lending the nations 15 largest banks collected $17.5 billion dollars last year from us for over-draft fees.
Posted by Anonymous on 2007-08-17:
The $30.00 fee is just there way of saying "we have your money chump and we will take what we want when ever we want to" everything else you have heard is BS!
But wait! Did you know the government is now trying to add more taxes on the cigarettes you buy under the guise of what you as a smoker do to other people? Guess what the same people that believe the banks are right in what they do will also be the ones that voter for this bill thinking they are getting over on the evil smokers.
Just like the deception of the banks after it's all said and done the politicians will let there grand plan unfold.
This bill will allow some kids to be kids till they are 25.
It will allow all illegal children coming into this country illegally to get free medical benefits and much more. The original "tax on cigarettes" will of course not be enough to cover this cost and then just like the banks taking your money without you permission you me and all the people that fell for this bill, if it passes will be taxed even more.
Posted by jktshff1 on 2007-08-17:
gothic & lidman got it.
addition to lidmans post:
Where do you think the tax money is going to come from when all the evil smokers quit and voila! no more smoking tax money?
Posted by Anonymous on 2007-08-17:
There is a bill "gaining moment" that would require banks to tell people at the ATM and possibly at the checkout counter when their accounts run dry, It would also prohibit banks from charging overdraft fees unless customers have agree to pay them and it would prohibit the bank from clearing the highest check first.
Banks have also held and delayed deposits so that an overdraft incurs and they receive the fees.
Posted by Nohandle on 2007-08-17:
Hadji, at least you acknowledged you were "financially irresponsible sometimes" which is more than most will say. I too, think the $30.00 overdraft fees are ridiculous and the clearing of the larger checks even more so. Free checking now simply means maintaining a certain balance in ones' account.
Banks are not your friend..face it. What really troubles me is banks in general don't seem to want the so called "good customers"..those who watch their account, pay their bills on time and march to the beat. Banks, like the credit card companies, seen to prefer those who are behind in their payments or writing those hot checks. No fees received from the good customers.
If banks didn't find this financially beneficial, believe me there wouldn't be any overdraft fees. They would simply cut the customer off. It apparently is to their advantage to continue.
Posted by pjhwin on 2007-12-10:
Banks use creative accounting methods to put accounts into the negative on paper. When you get overdrafts against your account and ask the bank about them, the bank goes over your account and usually comes up with the reason behind the overdrafts is that there are holds against your account from charge transactions that didn't clear yet. Sound familiar (holds against your account that haven't cleared yet) How in the world can that be true? Holds are just arbitrary figures that are out there in cyber space, if they don't get turned into transactions they get dropped off. But, during that magical 3 to 4 days that there are holds against your account the bank figures them in against your balance.
Correct me if I'm wrong, but the last time I made a charge purchase with my debt card I checked my account balance and my available balance was lowered to reflect the transaction. How can the bank have a hold on an already adjusted account balance???
Posted by tbarnum on 2008-01-28:
Banks and Credit Unions both charge ridiculous fees for overdrafts. I was pretty sick of that crap. I was online a couple weeks ago and through a bunch (and I mean a BUNCH!) of searching I found a bank out of Kentucky that won't charge overdraft fees. There is a 19.95/month flat fee and that's it. No overdraft fees. I was skeptical at first but I called them and it is exactly what it says, a no overdraft fee account. Here's the website I found, you can actually apply through the website.
Posted by old fart on 2008-01-28:
Folks... I almost hate to live up to what My name implies but the simple formula for avoiding overdrafts is "do not spend more money than what is in your account"
If you have access to a computer and your CU or bank provides on-line access to your account, you can balance your checkbook hourly if you wish. In this day and age there is literally no reason why anyone should be overdrawn.
Posted by Castun on 2008-08-13:
old-fart, the problem is that even with online banking, where 99% of debit card purchases show up immediately, that 1% that may take a couple days to show up can be where these problems come from.
I've been told by my local bank manager that if you use your card at any merchant, it won't take into account any other pending transactions when approving that purchase. However, he said that their system does know you just overdrafted your account and will charge you that fee the next business day or two, regardless of if you deposit cash back into your account before being hit with the fee.
Posted by old fart on 2008-08-13:
Castun... it's easy if you treat the uncleared debit transactions just as if it is a check you just wrote..
If you choose you can balance your checkbook hourly...
Posted by old fart on 2008-08-13:
I just realized I repeated my previous statement but it just reinforces my belief..don't spend it if you don't got it..
Posted by Meatball7 on 2008-08-13:
Again, not that simple old-fart...
I work for a bank, and I am currently leaving my position with them and closing my accounts. You don't have to spend more money than you have to get an overdraft. I've been pounded with od fees just for using my debit card. What it means to get fees from pending transactions is that any holds a merchant might post to your account may cost you. For example, if I have 25 bucks in my account and I use a prepay pump with my debit card and pump 15 dollars... the merchants pump my post a hold of 50 dollars, which then clears to the original 15 3-4 days later. There your fee!! I lived it. The system sucks.
Posted by old fart on 2008-08-13:
all the more reason to use a credit union...
Posted by Meatball7 on 2008-08-13:
Fact is, good service in general has gone down the drains. Banks used to have to employ more tellers to cash paychecks and run "proof work". Gas stations and grocery stores used to employ more help to provide customer service money-takers and baggers to help their clients. With debit cards, direct deposit, and pay-at-the-pump we should be saving them lots of money. So, whats the reward other than bigger punishments for consumer carelessness and bad automation?
One of the reasons I'm leaving my job is that I don't believe in these type of practices. The clients aren't trying to cheat out some money.... they're just buying into the "we're making it easy" slogan the banks try to trick you into thinking.
Who knows, maybe I'll land a credit union job :)
Posted by trouble.jessy on 2008-10-16:
It's really easy for people to say "don't make more than you spend". For those of us living paycheck to paycheck, and using every dime to hold us over until our next check.... $30 ($34 at my bank) an overdaft can be devistating. My overdrafts are not intentional or because I'm going out buying big screen tvs, it's usually becasue I'm trying to by groceries or put gas in my car. The banks need to have a heart, especially given the horrible state of our economy. Plus, I just deposited $1000 in my account, but because of a $5 overdraft there is a hold on my account... which for some magical reason they can't lift for 48 hours. So I have no cash. Citibank is the worst.
Posted by Anonymous on 2008-10-16:
I think the phrase is, "Don't spend more than you make." But, I don't think anyone would mind making more than they spend, lol. That being said, banks offer so many free services now (compared to the past) that they have to make their money somewhere and I guess overdraft fees are it. They count on people overdrafting--and people have not let them down.
Posted by mosquitoguy on 2010-02-26:
I would like to withdraw 5 million dollars. I'd be glad to pay the $30 overdraft fee.
There. Banks aren't supposed to let you withdraw money you DON'T have. It's a CHECKING account, NOT a credit account. Simple enough for the folks who think banks are doing the right thing?
Posted by Riah on 2010-10-01:
Overdraft fees are not going away. They never will. Pending items from a check card purchase reduce your available balance as they are a promise to pay a merchant. That is not going to change either. Consider your debit card an electronic check writer that automatically writes down the money promised in your ledger and reduces what you have. It's not that hard.
Posted by DerekDudage on 2011-05-20:
Actually, you have to instate "overdraft protection" on your account so that if you don't have the cash in your account, you'll be denied. BUT, protection from an overdraft fee is an extra charge!
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Closed acct after overdrawn once, money was returned to them the next day!
Posted by DerekDudage on 05/20/2011
PERRYOPOLIS, PENNSYLVANIA -- I have been with PNC Bank for two years now. Over a year ago I had overdrawn my account mistakenly by less than $5. I bought a movie and thought that I had the whole amount in the bank, but mistakenly did not. At this time I didn't use my check card often so I didn't check the balance often. Almost 2 weeks later I got a letter in the mail stating that I was over $100 in debt due to overdraft fees, yes, overdraft fees! So, I went to the bank immediately and deposited my whole paycheck of $180, thinking that it would cover it. The next day, I checked my balance. It turns out that since I had received the letter so late, I had accumulated even MORE in overdraft fee's and I still owed them over 100 MORE dollars! In short, I paid them over $200 for them giving me 3 dollars that I didn't have. So I paid that. Everything was finally in the norm until about 4 months later when I had an emergency and had to overdraw my account. I got that taken care of and everything was okay. Until about 3 weeks ago when I had to take 100 dollars out of my account that I didn't have. I went into the bank the NEXT DAY and gave the teller everything that I owed, plus more! I made sure with her that everything would be okay and my account wouldn't be closed or anything. She assured me that everything would be fine. About 2 weeks after the incident, I received a letter in the mail from PNC Bank stating that they were closing BOTH of my accounts. Not just the one that I overdrew, but both of them! The letters also stated that I would receive a check in the mail for the balance of every account closed. Over a week later I finally received the checks in the mail... PNC will stick you any way they can. They will not notify you of anything (and if they do it's way after the fact!), they will show no remorse. It's disgusting how the American People, the people who make this country, have hardly any power over their money or their government as a whole!
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Posted by trmn8r on 2011-05-20:
PNC is a great bank, a regional one. I am a customer and a stuckholder. They probably don't appreciate account holders who overdraw their accounts on a regular basis. I'm not surprised they encouraged you to move to a new bank.
If you think about it, the fact that they closed your account shows that they aren't in it just to collect overdraft fees.
Posted by trmn8r on 2011-05-20:
Also, PNC has the best overdraft prevention feature I have come across.
With Virtual Wallet, you get three accounts, one of them interest bearing. If your checking account becomes overdrawn, it takes from the interest bearing one with no fee at all. Automatically. Then they send you a notice in the mail, at THEIR cost mind you, of what they did for you.
I specifically opened my PNC account to avoid worrying about overdrafts.
Posted by Anonymous on 2011-05-20:
very good review!! I would suggest joining a credit union. I found it much more convenient.
Posted by Tina on 2012-11-20:
You Can tell by theses comments they are actually people that work for PNC bank lol .I totally agree with you Perry PNC IS NOTHING BUT A FEE CHASING BANK! The worst bank out there I will make sure I tell everyone I know what a terrble company to do business with .They do not care about the consumer also everyone is not on the same page you can talk to 5 different employee's and you will get 5 different explanations of their rules. What a disgrace as a bank. People are getting so fed up with theses banks I can see in the near future most will be turning to prepaid debit cards which work just as checking accounts.You can even have direct deposit also use your smart phone to take an image of your check for deposits.These will save us all on all these fee's the banks are doing to us they are biting off the hands that fed them.It's becoming a different world the average person is really getting fed up with the banking system!
Posted by Shannon on 2013-12-17:
Tina, I couldn't agree more. This bank is the worst. I have tried so many times to deal with them and failed. I am told one "policy" only to be told by another rep that the "actual policy" is.........! In my situation I have been told so many different "policies" I would never be able to tell you which is correct. I did however save many screenshots as well as my IM chats as proof and they still won't admit when they are wrong. I am sick to death of it. I am also so sick of the ordeal it is now to change banks with everyone wanting to do Ach debits and deposits it takes all of someone's time just trying to change the information in order to make sure you receive your paychecks on time! I am at my wits end with this bank!
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PNC Bank Sucks
Posted by Kish on 03/29/2010
PITTSBURGH, PENNSYLVANIA -- I was a National City customer and the bank was sold to PNC Bank. I received much literature and information assuring me everything would be the same as National City just a different bank. I thought initial this is cool its part of a bigger bank and maybe I could get some cool services because of that fact. The horror begins....
Incident Number 1 started when my online banking that was supposed to be a smooth transition and all my bills were supposed to be paid as usual...NOT. Well in fact my very large rent check for my business never got sent. So I get a call from my landlord to tell me it was never received. Well I've had it automatically sent for the past 2 years. I called PNC and guess what they have no record of it being an automatic payment although they said it appeared as though it was paid same time every month. So I called National City who informed me they had no access to the account anymore so there is basically no record of anything.
#2 I own 2 business so rent check number 2 shows up late...I file a complaint because National City had a guarantee but guess what I got no response...it went through some automated system and basically got told it was my fault.
#3 I had another bill supposed to be sent every month, again like above no record, never sent.
#4 I had my insurance bill sent, but they used old account numbers...It had up till the transfer been paid on time and from National City. It got sent back to me because the account numbers were no longer active.
#5 Login ID listed my name and home address and phone on bill payer checks rather then my business. They explained that is the way it was at National City but it wasn't that way at all.
#6 (2) Other bills that are sent every month same address both came back undeliverable. I looked at the addresses and they aren't even close to the address of where the bill was supposed to go.
#7 Called into PNC to ask where to find something online but I didn't have my account number. I could tell them everything else including tax id. They said they needed my account number no exceptions. So instead of helping me I was again left flapping in the breeze.
#8 Need account statements from last year which was available from National City but I guess isn't available anymore because PNC seemed to have lost everything from National City and I can no longer get any information or statements.
So I decided to switch banks....end of story I guess.
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Posted by Anonymous on 2010-03-29:
The takeover makes it a new business. Did you ever go online and set the auto pays back up? When BOA took over Nations, we had to destroy our Nations checks and get BOA checks, change our debit cards to BOA debit cards etc. I am guessing online banking would have to be changed too. If you did not do so, that could be why they had no record of the set up.
Posted by FlShopper on 2010-03-29:
That sounds like a nightmare!
As much as I hate Chase, when they took over Wamu they kept sending me emails and posting info on their website about all the changes and what I needed to do to ensure my account transitioned smoothly. I had to reenter all of my bill pay information, set up auto payments again, etc. It was a pain, but everything did switch over. It stinks that your bank didn't give you more information on how to make your transition smooth also.
Posted by Riah on 2010-10-01:
National City's bill pay was done through a company called Metavante. Metavante would call the payee and verify that the information a customer entered into their bill pay was correct. If it was, everything was fine, if it was not Metavante would correct the information IN THEIR SYSTEM, not in your online banking bill pay. This means that even with the wrong information the bill would get paid on time and correctly. Flash forward to the switch to PNC. PNC did in fact pull all the payees over however if ANY of those payees had been corrected in the Metavante system the wrong information was pulled from the online banking to the new bill pay system. Why would Metavante go the extra step of updating everything when they are no longer going to be getting the business? So many of the bill pay issues with the conversion was actually that the customer originally put in something incorrect into the payee and only now that the new system doesn't do the same things as the old is it being brought to light. Furthermore, if you were to write out a check and send it to someone you would read the address and write it on an envelope every time you send a payment. Why should online banking be any different?
Posted by totallypssst on 2011-07-18:
I moved and got no word from National City that they opened an acct. ,w/o my consent, with PNC. weeks before finding out I called NC, to close my checking acct., the representative said the closure was complete but it didnt reflect on this PNC acct.. I called trying to get answers, but everyone acted oike they no one knew anything and I got alot of run around to a dead-end. Man, I need help.
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Unfair overdraft fees!
Posted by Gigi813 on 08/29/2009
PHILADELPHIA, PA, PENNSYLVANIA -- I have also had a problem with PNC Bank and will soon be moving to another bank. Beware of online bill pay. I pay my bills every month with unline bill pay and always put in the amount and date two weeks before bills are due to be paid. This time I made a terrible error by inserting the wrong date and my bills were paid a week before I was actually paid overdrawing my account by hundreds of dollars. I live paycheck to paycheck and at this time have no money in my savings account to cover these bills. Of course all of my checks were returned and I was charged 9 overdraft fees ranging from $34 to $36. I was horrified and called the bank to explain. I was told that since my account was in good standing and I have never bounced a check, I would be reimbursed all but $100. I felt that as long as I was getting something back, I better take what I could and strick that as a lesson learned. The woman I spoke to also told me that the checks would be presented again in 3 business days at which time I would have the money in my account. The checks were presented again the VERY NEXT day!!! Of course again I didn't have the money in my account! Now I am being told that I will have to wait for all of the overdraft charges to appear on my account before anything could be done but that I should be aware that most likely nothing will be done since I was already giving one courtesy refund. I explained that the woman I spoke with me assured me I had three days and was told that they will investigate. Of course we all know this woman will deny this and now I will be charged tons of late fees. Not to mention my credit card companies charging me return check fees. Is this fair?? Does anyone know of anything I could do about this? If so, I'd love to hear from you.
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Posted by Anonymous on 2009-08-29:
Good luck on your situation. Sounds like a case of bad luck. Hopefully, it will get resolved. But, know that no matter where you go, there's going to be overdraft fees; that's something you can't escape even if you go to a credit union. I'm sure, next time, you'll be a little bit more careful. Mistakes happen. Hopefully, you'll get your money back. If all else fails, go to a branch and talk to the branch manager or teller manager instead of dealing with someone over the phone. Just explain to them calmly and nicely. People tend to be a little bit more sympathetic with a customer if explain things in a calm manner rather than go in with an attitude and start yelling right off the bat.
I hope things work out for you.
Posted by madconsumer on 2009-08-29:
how is this unfair? you admitted to making the mistake. they did offer to correct the fees at first, then it happened a second time.
Posted by Anonymous on 2009-08-29:
The unfair part was she was told the checks would be presented again in 3 days. They then sent them in the next day knowing it would generated 9 more overdrafts. Mad, that's the unfair part.
Posted by madconsumer on 2009-08-29:
merchants are not controlled by the bank when a returned check is re-submitted.
Posted by Anonymous on 2009-08-29:
*Shoo Biccey Shoo*
Posted by yoke on 2009-08-29:
The teller told the OP that the checks would be presented in 3 business days. The teller did not give wrong information. The checks presented themselves 3 business days after the first time they bounced. The bank did nothing wrong and went out of their way the first time around.
Posted by yoke on 2009-08-29:
madconsumer, the bank probably did not send the check to the merchant since the funds were not there. The OP is lucky the checks did not go out because if they did they would have been hit with NSF's from the merchants also. The bank did the OP a huge favor.
Posted by PepperElf on 2009-08-29:
And many places will cash the checks regardless of the date
in fact i was under the impression that pre-dating your checks wasn't actually legal.
that when the check is written you are suppose to have the funds to cover it immediately.
in this day and age floating a check is just begging for them to bounce
Posted by trp2hevn on 2009-08-29:
Pepper, I don't think the OP was pre-dating a check. She has online bill pay which you can set up to schedule a payment in the future. She put in the wrong date for the scheduled payment and it was sent out before she had the money from her paycheck.
It's a tough situation to be in. I don't think it was done on purpose. Just an innocent mistake that has great financial consequences.
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PNC Bank has 12 pages of fees. Worst bank I have ever dealt with
Posted by Kramertj on 12/28/2007
This bank will fee you to death. Give you slow/poor customer service. The behavior of the representatives is one of if the Bank Policy says I can steal from you I will.
PNC's management should be ashamed of they way they steal and treat their customers. I signed up for PNC banks $101 offer. They immediately started stealing from my account. It was a nightmare I was charged fees for having an account. We never received the $101 from PNC. PNC Customer service is slow and rude. I asked to close the newly opened account and they charged me another $50.
This bank is the worst I have ever dealt with. I'm asking for the return of the $50 they stole for closing the account after I saw what a terrible bank they are. PNC is rude. Replies from PNC Bank are insulting . PNC is a very unprofessional bank. Basically, PNC FAILS TO TAKE RESPONSIBILITY for its overly complex rules intended upon defrauding responders to their deceptive offers.
Have had long standing accounts with Chase and Citibank for years and they are much better banks compared to PNC. Among the bad banks PNC ranks among the absolute worst. If you value your money I wouldn't do business with PNC.
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Posted by Anonymous on 2007-12-28:
12 pages of fees?
Every bank that I know of charges a fee for closing a newly opened account. Good luck getting your $50 back.
Posted by gfa1981 on 2008-02-22:
These other guys must work for PNC because 12 pages sounds about right. PNC recently bought out the bank that I was doing business with and have been a disaster ever since. I've been charged a fortune in fees, more than my last bank charged in a year, and I've NEVER heard of another bank charging a fee for closing an account, but PNC does.
Posted by Ouecreole on 2008-02-27:
i agree this is the worst bank! Not just what happened to you, but their banking practices as a whole! i am actually, tracking my account daily, and i am filing an offical complaint with the OCC.. please feel free to join me! i have contacted a Legal Firm, for assistance!
Posted by Anonymous on 2008-02-27:
Nobody listen to these guys then, what males you think anybody will listen now?
If the American people ever allow private banks to control the issue of their currency, first by inflation and then by deflation, the banks and corporations that will grow up around them will deprive the people of all property until their children wake up homeless on the continent their fathers conquered.
-Thomas Jefferson
Of all the contrivances devised for cheating the laboring classes of mankind, none has been more effective than that which deludes him with paper money.
-Daniel Webster
The colonies would have gladly born the little tax on tea, and other matters, had it not been that England took away from the colonies their money.
-Benjamin Franklin
This is a favorable moment to shut and bar the door against paper money. The mischief of the various experiments which have been made are now fresh in the public mind and have excited the disgust of all the respectable parts of America. -Oliver Ellsworth, a delegate from Connecticut, who later became this nation's third Chief Justice of the Supreme Court. I believe that banking institutions are more dangerous to our liberties than standing armies. Already they have raised up a money aristocracy that has set the government at defiance.
-Thomas Jefferson, at the Constitutional Convention (1787)
Posted by robowash on 2008-11-13:
PNC wanted to charge me, as a non-customer, $5 to cash a check drawn on their bank!
Posted by WOWreally! on 2009-07-29:
check this out. i made two purchases one of which would over draw my account.(unbeknownst to me) but both got charged an overage fee. when i asked why they said that both had gone in the same time as a single transaction. so then i said if thats the case there should only be ONE OVERAGE FEE. its at this point i was hung up on. so i cancelled my direct deposit. now im on my way to walmart to buy a 50 inch tv. im going to let it over draw my account and when it goes into collections add it to my chapter seven. that way ill get my moneys woth out of these theiving pricks.
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PNC Is Robbing Me
Posted by PNC Stole My Money on 10/09/2009
BELVIDERE, NEW JERSEY -- PNC is robbing me blind, to the tune of over $700 this month alone. How can I be charged 3, 4, 5, 6, 7 overdraft fees at one time when I'm depositing over $1k at the same time I made the charges? Like most people, I have auto payments set up for my bills. This bank is putting through my automatic bill payments even though the account is overdrawn so they can continue to rack up these $36 charges. How can they put charges through on a negative account? My husband insisted we open an account here even though I warned of their unethical practices. I've been banking with another bank for over 15 years and never ever experienced this. Unfortunately I moved and they don't have a branch close to me. I have had it, they have stolen an entire week's paycheck from me. Looks like we aren't buying groceries this week or next week.
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Posted by MaggieMcT on 2009-10-09:
More detail please -- it doesn't matter how large the deposit is, if the debits are even more; or if they hit while part of the deposit is still on hold.
And automatic payments are just that, automatic. If you can't be sure the money will be there before the payments hit, cancel the automatic part and pay your bills manually.
Posted by Anonymous on 2009-10-09:
geez Margaret, have a little compassion. They are starving to death, this is no time for common sense. Rise up people, protect our right to spend money we don't have!
Posted by MaggieMcT on 2009-10-09:
You're right, Ken. Actually, I have an established rant about the death of common sense in our society. Unfortunately, it's gotten too long for me to dump it on anybody anymore . . . *sigh*
Posted by yoke on 2009-10-09:
What did the bank say when you called when you realized the direct deposit was going to hit after the automatic payments were to be taken out?
Posted by PepperElf on 2009-10-09:
and it usually takes a day for payments to be processed.
Posted by Kennyseven on 2010-03-24:
Banks are decieving people by posting your biggest bill first then smaller transactions later. Lets say you have 100 in the bank. you take out 20, then 30 , then 40 , then 90 which overdraws. Well some banks post the 90 first then the smaller ones which will result in 3 overdraft fees instead of 1. Get it! Now google unlawful overdraft fees and you will find all the banks that are involved in this practice....maybe even yours! There is a class action lawsuit going on as I post this.
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New Checking Account Policy
Posted by AngryChris on 10/29/2008
NEWARK, DELAWARE -- I had a rather unpleasant conversation with one of the customer service reps; she seemed very aggressive and was unable to explain the reasoning behind a new policy that has been put in place that affects my checking account. I logged into my checking account online and noticed that money had been deposited from my overdraft account even though the posted balance on my account was still positive. I called customer service and was told that this was due to the items in pending. How can I be charged for items that haven't posted? How do you know I don't have a deposit taking place before they post? How do you know that they are not temporary charges that will drop off my account and never post? I find it hard to believe that this is even legal.
If this is going to be a continuing policy at PNC, I will be taking all my business including loans to another financial establishment.
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Posted by Principissa on 2008-10-29:
Well what if your deposit comes in after your pending charges? Had they just kept the money in your OD account and you were in the negatives, we'd be reading another complaint about how they didn't transfer the money in time and now you're stuck paying fees. Invest in a small notebook or check register and stop relying on your online balances to keep track of your accounts. It will save you a headache and a bunch of money in unnecessary fees.
Posted by Anonymous on 2008-10-29:
They do this so pending charges won't overdraw your account when they post. Before you go to the trouble of changing banks make sure to read the fine print of the other banks deposit procedures. PNC's practice is probably common.
Posted by yoke on 2008-10-29:
You gambled and lost. Doesn't matter that your deposit was going to be in tomorow you made the purchase a day early.
Posted by BobJohn on 2008-10-29:
Thank them so you would end up with NSF fees.
Posted by Suusan B. on 2008-10-29:
Yoke is correct. You authorized debits beyond your available balance.
Posted by Ghost of former member on 2008-11-02:
Would you have rather they let the checks post without enough money to cover them, and charge you NSF fees?
Posted by Riah on 2010-10-01:
Pending items are your promise to pay a merchant for items or services rendered. The bank will reduce your available balance by the purchase amount because when you sign the signature pad or put in your pin that is YOUR CONTRACT to pay the merchant those funds. Think of it this way - if you write a check and give it to your nephew for his birthday you write that money off as gone so you won't overdraw your account. It shouldn't matter if he cashes the check tomorrow or two months from now, that money should be accounted for in your check book. What you are stating here - because a check card is basically an electronic check - is that you are writing checks and wanting to use the funds promised to other people just because they haven't been cashed yet. That's called floating a check. If it's pending, count that money as gone.
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Bromo mountain beauty active volcano
Bromo Mountain is one of the tourism object located between Bali and Surabaya and also it is the most famous tourism object for all of the travel destinations around East Java.
This is the active mountain and it has a high of around 7 foot and the length is 70 miles. If you visit this tourism object, you only need to spend out around three hours and it is the southeast of the Surabaya. There are three mountains and the craters itself is in one crater which is huge and it is so massive. If you like travelling or do hiking in this Bromo mountain, there are some points that you have to remember when you choose this mountain for your hiking is that you need the ideal time to visit it that is on the dry season around April to November so that when you have the best chance to enjoy and watch the scene of sunrise especially in the wet season when you will enjoy to spend out your time by enjoying the sand sea in the warmer time in the day after the fog is gone.
Well, you have to know that the temperature in the peak of Bromo Mountain is more than 40 degree, and when you stay there in July, the temperature will be down to 32 degree, that is why you have to know that you need to use your thick dress and it is warm for your body. For the month in February for the tourist, the annual festival will be held on there and for the Christmas moment during July and also august, you have to visit in another time if you also want to find out the time where it is not so crowded for you so that you can find out not too much crowds in Bromo Mountain.
It can be no reason for you to not visit this object of tourism place if you just have a chance to visit this mountain. With the attractive sand sea and also the crater which became the great scene that is enjoyed as if it is the daily ritual for the visitors, it has a good landscape. The important information that you need to know if you want to see the culture in this place that is when you have to come in fourteenth of the day of Tenggerese month in December.


text:
Maureen and Mike Mansfield Library Digital Collections
.July 30, 1969 • CONGRESSIONAL RECORD- SEN ATE 88841
Mr. MANSFIELD. Mr. President, as a
result of conversations and conferences
today with the distinguished minortty
leader, as well as h.ls considerate remarks
on the floor, other conferences and conversations
with the distinguished senior
Senator from Delaware r proposes to take up? I understood
that he was proposing to take up
the so-called sw·tax bill, which includes
the investment credit and also the other
two matters the Senator has mentioned.
Mr. MANSFIELD. I missed the first
part of the Senator's query.
Mr. HOLLAND. I said my understanding
was that the Senator Intended to
take up the bill which covered both the
surtax extension and the investment
credit cancellation, and the two other
matters which the Senator mentioned.
Mr. MANSFIELD. We are not taking
up Calendar No. 312. H.R. 12290, but
rather Calendar No. 272, H.R. 9951. So
the matter of the excise taxes, the matter
of the exemptions for the lowerincome
groups, and the matter of the
tnvestment tax credit would remain on
the calendar, and the Senate, if It concurred,
would have to allow the majority
leader, in conjunction with the minority
leader, to call those matters up at an
approp!iate time.
Mr. HOLLAND. As I understand i t,
then, the investment credit and the matter
which would exempt a number of
small-income people from the payment
of income taxes, and also the mattet-s
affecting the extension of excise taxes,
w!ll come up positively at a later date?
Mr. MANSFIELD. Yes. May I say that
the matter of the exemption for lower
Income groups does not, under the
House-passed bill, go into effect until
January 1, 1970, and the matter of the
excise taxes on automobiles and telephones
does not expire until December
30, 1969. The effective date o! the repeal
of the investment tax credit will be
April 18, 1969; that has been categorically
Mr. HOLLAND. I thank the Senator.
I think he has made the matter very
Mr. LONG. Mr. President, let me clarify
one thing.
My understanding is that after tllis
matter of the extension of the surtax
is disPOsed of, we w!ll, at the earliest
convenient date, on some proper vehicle,
pass whatever we think is appropriate in
the way of the repeal of the investment
tax credit. I am not wedded to the precise
mechanics; I have some doubt whether
the House-passed surtax b!ll would be the
right vehicle. I hope we do not try to
agree on that right now.
Mr. MANSFIELD. All right. But let
me say to the distinguished chairman of
the Committee on Finance that the Sen-ator
from Montana is firmly wedded to
what he said previou~ly relative to the
scheduling of this bill. -.d1ich passed the
House and came out of tl!c Finance Committee;
and as far as I am concerncct. nntl
I must be honl'st, It is my Intention to
stick to those three items, because. ns I
have said before. this is not a mal tcr of
politics. it is a matter of con\'i rtion. I
want to see these items kept in tlH' bill
and called up a.t the appropriate timr.
but I want to see tax reform. too. I am
sure that every Senator feels as I ct•'
If, in the course of this explanation. any
Members on the Democratic side of the
Committee on Finance or of the Democratic
Policy Committee should find that
I am not stating the facts as they are or
am misinterpreting them, I hope that
they will please stand and correct me, because
I want the record to be clear.
Mr. HOLLAND. Mr. P resident, will the
Senator yield for one more question?
Mr. MANSFIELD. I yield.
Mr. HOLLAND. Do I correctly understand
that the bill that is proposed to be
enacted would cover the extension of
the surtax at the rate of 10 percent
throughout the rest of this year?
Mr. MAN~FIELD. That is correct.
Mr. HOLLAND. Would it deal with the
5-percent extension proposed for the
first half of next year?
Mr. MANSFIELD. No; but that is
something which is in the future ; it remains
a part of the House-passed surtax
Mr. WILLIAMS of Delaware. Mr. President,
will the Senator yield?
Mr. MANSFIELD. I yield.
Mr. WILLIAMS of Delaware. As I understand
it, the Senator from Louisiana
plans to offer an amendment to extend
the surcharge at the rate of 10 percent
for the remaining 6 months of this calendar
year. As a substitute for his
amendment I will offer an amendment
to extend the surcharge for a full year. or
at a 10-percent rate for the remainder
of this year and for the first 6 monLhs
of next year at the rate of 5 percent.
What the Senate may decide to do will
be its own decision. But the extension of
the surtax for the full year will be before
the Senate tomorrow. Likewise, the
amendment to repeal the investment
credit, with whatever modifications may
be agreed upon, will be offered and \'Oted
upon tomorrow as a part of this package.
The repeal of the investment credit is,
in my opinion, an important part of this
tax bill. I appreCiate the position of the
Senator from Montana. but I feel that
the Senate should decide this question
now. I reserve the 1ight to offer amendments
dealing with both these points.
I shall offer them and ask for a rollcall
vote because I feel that both proposals
should be agreed upon If we are effectively
to cope with this inflation .
Mr. MANSFIELD. I have no doubt
about that.
The Senator from Delaware is referring
to an amendment he w!ll offer
tomorrow, if everything goes according
to Hoyle.
Mr. WILLIAMS of Delaware. That is
Mr. MANSFIELD. I am refening to
the unanimous-consent agreement and
Mike Mansfield Papers, Series 21, Box 45, Folder 9, Mansfield Library, University of Montana
July 30, 1969 CONGRESSIONAL RECORD- SENATE 88843
to the commitments which have been
made, which I intend to uphold to the
Mr. LONG. It is my hope that we can
dispose of the investment tax credit matter
prior to the major tax reform bill.
It Is a very important Item. I think It is
a reform which should be considered In
and of itself, and I shall be glad to discuss
It with the Senator from Delaware at
any time. I hope that it will not have to
walt until after October 31.
Mr. MANSFIELD. Oh, no; the Committee
on Finance will report a tax reform
bill before October 31 , so I think what
the Senator is now suggesting can be
worked out. I merely want my position
to be made clear. That position will be
adhered to, and I think It will ftt In with
what the Senator from Louisiana has
Mr. JAVITS. Mr. President, will the
Senator yield?
Mr. MANSFIELD. I yield.
Mr. JA VITS. The Senator said he will
present a unanimous-consent request at
the appropriate time.
Mr. MANSFIELD. Yes.
Mr. JAVITS. Will that be tonight?
Mr. MANSFIELD. Yes.
Mr. JAVITS. I should like to lock in
the reporting of a tax refonn bill by
October 31 as a part of the reason why I,
and perhaps other Senators later, will
not object to the unanimous-consent
Mr. MANSFIELD. Mr. President I appreciate
what the Senator has said. However,
if there is even one objection, that
is it.
Mr. JAVITS. I understand that. We
have all agreed on that. We will carry it
out. We have to carry It out here within
a given frame of reference.
Mr. MANSFIELD. The Senator is
Mr. JA VITS. When an admission is
made against interest, it is a lot more
binding than one made in general
I have one other question to ask the
Senator. It relates to the investment tax
credit. The Democratic Policy Committee
refers to the facti; that it will have an
ex post facto appl!cation. In other words,
it will refer back to April 18, 1969.
Mr. MANSFIELD. Exactly.
Mr. JA vrrs. Again, that had better
be made extremely clear in all the give
and take which now takes place so that
the world may be warned about that
date. That is the tradition in the tax
business, even if one is not prepared to
give warning, that that warning concerns
a very · important decision for
I hope again that when the proper
time comes, it will be made very clear by
the majority leader, the minority leader,
the cha.!rman of the Finance Committee,
and the ranking minority member that
there is no departure from that respecting
the whole economic community.
Mr. MANSFIELD. Mr. President, I
have the definite assurance of the chairman
of the Finance Committee and the
ranking minority member of the Firumce
Committee and of the majortty of the
Finance Committee that that will be the
case and that that date-Aprtl 18, 1969-
wUl be adhered to. So, at. least in that
area there ought to be some stabUity in
the business community.
Mr. WILLIAMS of Delaware. Mr. President,
the Senator will have a chance to
offer amendments dealing with either of
these two subjects.
Mr. JAVITS. TI1e Senator is correct.
If anyone has any alternate plan, he may
offer that as a substitute in the proper
parliamentary manner to the amendment.
Mr. MANSFIELD. The Senator is
correct. .
Mr. JA VITS. Of course, a lot o! amendments
cannot be offered.
Mr. LONG. Mr. President, the point I
would like to make clear is that it would
be my hope that the Senate tomorrow
would not agree to any immediate repeal
of the investment tax credit for the reason
that the committee has some work
to be done on the matter. The Senate
might want to look at the matter and
understand the House bill and see
whether it thinks we are right or whether
the House is right.
We would be ready to report on that
matter within a week.
Mr. MANSFIELD. No. We have to consider
the three together. We have to consider
the excises and the low-income
groups. And I hope that we can get together.
I think that we can if my beloved
friend, the Senator from Louisiana wUJ
keep in niind what we agreed to ~hen
the two committees met.
Mr. LONG. I thought I understood
what w~ agreed to. It is not in writing,
but I will be glad to discuss the matter
with the majority leader.
I hope that we can dispose of the investment
tax credit without waiting until
we have a comprehensive overall tax
reform bill.
Mr. MANSFIELD. Mr. President the
Senator mentioned the date of October
31. That looks to me I!ke a reasonable
date to arrive at a constructive agreement
in that matter.
Mr. STENNIS. Mr. President will the
Senator yield? '
Mr. MANSFIELD. I yield.
Mr. STENNIS. Mr. President, so that
all may know and also so that it may be
on RECORD and the press will know as I
rmderstand the unanimous-consent request-
and I will agree to it as I understand
it, of course--it will be that the
pending business will be temporarily set
aside for the disposition of this matter.
When this matter is disposed of, then the
measure that has been temporartly set
aside will become the pending business
Mr. MANSFIELD. As some comedian
said, "Indubitably."
Mr. STENNIS. Mr. President, we may
get to a vote early next week. Does the
majority leader contemplate finishing
the tax matter tomorrow?
Mr. MANSFIELD. I say to the distinguished
Senator from Mississippi, "If it
ain't finished by midnight tomorrow,
that's it."
Mr. McCLELLAN. Mr. President, w111
the Senator yield?
Mr. MANSFIELD. I yield.
Mr. McCLELLAN. Mr. President, the
Senator is not going to call up H.R.
12290. He is going to call UP another
Mr. MANSFIELD. The Senator is correct.
The ACTING PRESIDENT pro tempore.
Will the Senator suspend until we
have order?
The Senator' may proceed.
Mr. McCLELLAN. Mr. President, the
Senator will call up another trill, and to
that bill he will offer an amendment
which would simply extend the present
income tax surcharge until December
Mr. MANSFIELD. The Senator is correct.
Mr. McCLELLAN. Having done that,
we anticipate that a ref01m tax bill will
come from the House.
Mr. MANSFIELD. The Senator is correct.
Mr. McCLELLAN. That will be some
time later, of course. I do not know if
the majority leader knows when that
will be. With respect to those other provisions
of H.R. 12290, which involve the
continuation of the excise taxes on automobiles
and communications services
for temporary periods, to terminate the
investment oredit, to provide a low-incarne
allowance for individuals, and for
other purposes. Do I understand that
after this surtax bill has been passed,
or the amendment which will be offered
to the other bill, at some appropriate
time the Senator w1ll call up H.R. 12290
to give the Senate an opportunity to consider
the other provisions which will not
be considered under the unanimous consent
agreement at this time?
Mr. MANSFIELD. The Senator is correct.
Mr. McCLELLAN. That means that the
Senate will act on three separate tax
Mr. MANSFIELD. The Senator is correct.
Mr. McCLELLAN. When is it proposed
that the other two, if we act on this
measure and dispose of the surtax as now
suggested, will be acted on? What do we
mean by "at some appropriate time"?
What is within that time contemplation?
Mr. MANSFIELD. I would say somewhere
in the vicinity of October 31, not
later than that.
Mr. McCLELLAN. In other words, we
hope to get to the other provisions of
H.R. 12290 not later than October 31.
Mr. MANSFIELD. The Senator is correct,
and very likely before then because
of the enthusiasm In the Finance Committee
for tax reform.
Mr. McCLELLAN. Mr. President, I was
trying to ascertain whether the Senator
would walt until the tax reform bill
comes over and then use It as a vehicle
for the other provisions of H.R. 12290.
Mr. MANSFIELD. That is something
which would be under consideration, but
my initial reaction is that we wlll consider
them both separately.
Mr. McCLELLAN. That Is what I
wanted to find out. So we can expeet to
consider three separate tax bills before
the adjournment of this session of Congress.
Mr. MANSFIELD. The Senator is correct.
All of the provisi
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text:
On the first few dates, guys are on their best behavior. They're pulling out chairs, they're opening doors. Who says chivalry is dead? But beware, this good behavior may be disguising some sly moves to try and get to know the real you. Chivalrous? More like devious. Here are the sneaky tricks guys use to size you up. All right, trick number one is the ambush game. This is when we show up to a date about 30 minutes early. It's not because we're punctual, it's because we wanna see what you really look like, sans makeup, of course.
I haven't done it myself but I know friends who have done it and it's a good thing because you don't wanna wake up in the morning and then her face is on your pillow, right?
I love natural beauty. You know, natural beauty, nothing can beat that. I say the less makeup you wear, the better it is. You know, I don't like to be fooled, right? I don't wanna be waking up and one morning and she looks like Oprah, you know, the next day.
You might be ambushed, some guys might show up, you're not quite ready. You might have a face mask, like oh, my God, God forbid, but hopefully no hair net. They might show up before you have your cute little skirt on and your jewelry and your makeup. They wanna see what you look like before getting in bed with you and waking up beside you and not recognize you so that may be part of the reason to see you and your natural beauty.
Trick number two is the dinner game. When the check comes, he'll wait to see if you reach for it even though we'll be the ones paying for it.
I wait to see if she's gonna reach for it and if she pulls out money, that's a good thing. If she doesn't, I have to second guess it but for the most part, I always pay but it just to see her taking the initiative is really good also.
We always get hit with it in the end so they always pull out the wallet and fake offer and it's really nice when they do that. The girl who doesn't fake offer, there's a problem there.
Women should always make the gesture to pay. Go for the purse, go for the wallet. If you don't, he might write you off right then and there as a prima donna, won't want anything to do with you. Most men are looking for a little bit of equality, as are women in this day and age and so, if you don't make that move and he doesn't want a second date, that may be why.
All right. Test number three is the movie quiz game. If you don't know your guy's favorite movie quotes, well, it's hasta la vista, baby.
You know what, I can't really think of one off hand but I'm pretty sure I've said a quote or two which maybe, you know, the girl I'm with at the time didn't get and when that happens, you're kinda like, you know, like, you know, you don't wanna explain it to her, you just play it off, you know what I mean? So...
I don't really drop lines but I might drop the name of the movie.
A lot of men bond over TV and movies and sports. Women, not so much, but if he throws out movie lines and you don't quite get it over and over and over again, he's gonna wonder how worldly you are, if you get out at all. Maybe play along. If you haven't seen the movie, admit it, but he's testing you. At least, if it's funny, laugh. You can admit you haven't seen the film but you'd like to see the film and that should get you some points.
Well, hopefully, now, you're fully prepared for your next rendezvous but those are just a few of the sneaky moves guys use to size you up. Check out my blog for a few more at cosmotv.ca.
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OURAY – County officials and U.S. Forest Service investigators are working to determine the cause of a structural fire which erupted in an outbuilding at the Camp Bird Mine on Sunday evening, June 23, and quickly spread to the surrounding forest before being contained in a rapid and aggressive multiagency response.
Nobody was injured in the blaze; the majority of the mine's workforce had been laid off about two weeks ago. The fire was called in by a worker who had gone up to the mine to retrieve some items, according to Ouray County Sheriff Junior Mattivi.
"He went in and everything was fine, and when he turned around to go out there were 100-foot flames," Mattivi said.
This description is corroborated by another eyewitness to the fire, who posted this comment on The Watch's website:
"We were driving the [Imogene] Pass road from Telluride and I reported this strange fire just as it was igniting. I don't know if it was smokers on the trail or what but it grew so quickly it scared me...."
Authorities believe the fire started in a small outbuilding behind the Camp Bird Mine's picturesque office structure and mine superintendent's residence dating back to about 1912. Neither of these historically significant structures was damaged in the fire, Mattivi said.
Firefighters were called to the scene at 6:25 p.m. and had contained the blaze by around 10:30 p.m. with U.S. Forest Service firefighters remaining overnight to watch for flare-ups. According to incident reports, the fire burned about an acre of forest, spread out over a five-acre area.
"There were a lot of spot fires, but we got on it quick and kept it from spreading," Mattivi said. "We have got some beetle kill up there, but fortunately the fire didn't get into those stands."
In addition to the volunteer response from the Ouray Fire District and Ridgway Fire District, Mattivi reported that a total of 29 professional firefighters from two separate Forest Service wildfire crews stationed in the area were dispatched to help stomp on the blaze. A firefighting helicopter responding to the scene was ultimately not needed.
Miners at the Revenue-Virginius mine (just up the road from the Camp Bird Mine) were evacuated as a safety measure, but were allowed to return to work on Monday morning.
The Camp Bird Mine is located on County Road 361 near Ouray. The historic, long-dormant mine has been active once again since last September under new operator Caldera Mineral Resources, but operations have been in a holding pattern for about two weeks now, with 15 of 22 workers laid off.
At press time, Caldera officials had not responded to a request for comments.
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text:
Accidental Landscapes rely on layers of colors and lines to capture the feelings of a favorite scene. These miniatures are quick and easy to make, no templates, no fuss – just free form rotary cutting and topstitched edges. The results are always a pleasant surprise! #7 Autumn Hills The colors say Autumn, but this landscape can be made for any season, simply by changing the colors. This is a very easy scene made with gently curved strips. 15"W 15"L .Designed by Karen Eckmeier.
This product qualifies for quantity discount pricing.what's this?