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Wealthy voters liked Romney before: they may like him even more now.
Romney's choice of Paul Ryan as his running mate has focused the national spotlight on the role of the wealthy in the economy. Ryan, even more than Romney, believes that successful job creators and smart risk-takers should be encouraged rather than taxed.
Obama believes the wealthy have been rewarded enough and should pay more of their fair share.
It is this fundamental difference – between the "job-creator" view and the "fair-sharers" – that lies at the heart of the way each of these three politicians approaches taxes for the top earners. It is also the difference that has been, and will be, debated constantly by pundits.
But what are their actual plans for taxing the wealthy?
To get beyond the hyperbole and into the numbers, we searched out the details of tax plans put forward by Romney, Ryan and Obama. Each of the plans has been crunched by the non-partisan Tax Policy Center. Here is how each plan would effect high-earners.
Each of these assume that the Bush tax cuts are extended for all taxpayers and are estimates for 2015.
Paul Ryan really has two plans: his 2010 "Roadmap for America's Future" and the budget he put forward in the House. Both plans call for a top tax rate of 25 percent, down from the current 35 percent.
Under the Roadmap, people making between $200,000 and $500,000 annually would get an average tax cut of $5,514 in 2015. People making $500,000 to $1 million would get an average tax cut of $50,859. People making $1 million or more would see an average tax reduction of $501,861.
Under Ryan's House budget plan, taxpayers making $200,000 to $500,000 would see an average tax reduction of $11,089. Those making $500,000 to $1 million would see a drop of $47,040 and those making $1 million or more would see their taxes go down an average of $264,970.
The main difference between Ryan's two plans is how they treat capital gains and dividend income. His House plan preserves taxes on capital gains and dividends, while his "Roadmap" eliminates taxes on many forms of investment income.
In sum, Ryan's plans are the most favorable toward the top earners compared to Romney and Obama – especially for those who make their money from investments.
Mitt Romney has yet to lay out some important specifics in his plan – like which deductions he would eliminate for the wealthy to make his tax cuts revenue-neutral. For now, however, we know that his plan would reduce taxes for the wealthy, though not quite as much as Ryan's.
Romney would reduce the top tax rate to 28 percent but preserve capital-gains and dividend taxes for those making more than $250,000. He would also eliminate the estate tax.
The bottom line: For those making $200,000 to $500,000, taxes would fall an average of $15,790 in 2015. Those making $500,000 to $1 million get a tax cut averaging $50,520, while those making $1 million or more would see taxes go down $250,535.
President Obama's plan hits the wealthy the hardest, with ordinary-income rates for top earners increasing to 39.6 percent. His plan would see the average tax paid by those making $200,000 to $500,000 go up $6,503. Taxes for those making $500,000 to $1 million would jump by $50,520, while taxes for those making $1 million or more would go up by an average of $250,535.
Put another way, some people making $1 million or more would see a difference of $750,000 in their taxes between the Obama plan and the Ryan "Roadmap." It would be a swing of more than a $10,000 for people making $200,000 to $500,000 and more than $100,000 for people making between $500,000 and $1 million.
Of course, Romney has said he will not adopt Ryan's budget plans. And the net effect of these tax plans varies greatly by taxpayer, depending on their reliance on investment income.
Yet for now, these three candidates offer three different visions of the proper tax contributions of the highest earners.
"When you compare the Obama plan and those proposed by Ryan and Romney, you see that the president would raise taxes on the wealthy, while both Romney and Ryan would reduce those taxes primarily by lowering the top tax rate and limiting the taxes on investment income," said Roberton Williams, senior fellow at the Tax Policy Center.
-By CNBC's Robert Frank
Follow Robert Frank on Twitter: @robtfrank


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Related Stories for Prep Football: Barron Collier vs. Pinecrest
- PrepZone: Out-of-state trips by Gulf Coast, Barron Collier football paying dividends
- Prep football: Barron Collier shakes off early deficit to earn victory over Pinecrest
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subset: commoncrawl


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With "worksop 2C nottinghamshire england " we think you're looking for one of these 23 options
37 hotels, 9 apartments, 7 guesthouses, 2 bed and breakfasts, 2 hostels
3 hotels, 2 guesthouses, 1 country house
4 hotels, 4 guesthouses, 1 apartment
Hotel 2C
Via Colli di Sant'Erasmo 51, 20025, Legnano, Italy
Offering a free parking lot and garage, this 3-star hotel in Legnano is within easy reach of highway A8, which allows you to access Italy's lake region and the Rho-Pero convention center. Set in the center of the city, Hotel 2C is near the main hospital. Public transportation is close by. More
2C House
19-77 HaengDang-Dong, 133-070, Seoul, South Korea
2C House is a guesthouse in Seoul, about half a mile from Wangsimni subway station's Exit 6. It offers simple rooms with free Wi-Fi and ample storage area. All rooms at 2C House are equipped with air conditioning and heating. Featuring hardwood floors, each room has a fridge and a flat-screen TV. More
Good 2c You
Hofhooistraat 2c, 6621 ZN, Dreumel, Netherlands
Situated in the centre of village Dreumel and 650 metres from motorway N322, Good 2c You offers a spacious suite with free parking on site and a private terrace. River Waal is 1 km away. The suite is set in a farmhouse, and overlooks the rural surroundings and an old mill dating from 1845. More
New England
67 Bath Street, PR9 0DN, Southport, United Kingdom
In Southport town centre, 300 metres from Marine Lake, the New England Guest House offers modern rooms with stylish decor, a TV, and tea and coffee making facilities. This family-run guest house boasts free Wi-Fi and free parking. More
Dünenpark 2c - Dorf 4 O
Dünenpark 2c - Dorf 4 O is located in Travemünde close to the beach (100 m). It can accommodate up to four adults and two children from 4 to 11 years. The two-bedroom accommodation will provide you with a satellite-TV, DVD-player and a CD-player. More
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These individuals were arrested by the Wilson Police Department or the Wilson County Sheriff's Office and charged with driving while impaired. Each defendant is innocent until proven guilty. This information is public record. Each week, The Wilson Times will update this database based on public information from these law enforcement agencies.
January 2013
|5 / 17
Brandon Delonta Bernard
|Sex: M
|Age: 23
|Misdemeanor driving while impaired
|Arrested at:
|100 block of Vance Street E.
|January 25, 2013


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We asked student to fill out these gears with words that describe the things that get them excited… http://t.co/994iZTr4VU
Meant to post this yesterday. So excited to see these signs of warmer weather popping up near Preble… http://t.co/iD2gKt9H8w
4/14 - Take part in our #UMPISUITUP contest for a chance to win a $100 gift card! Details in the flyer attached! http://t.co/iXer1lzldb
4/10 - Senior Show. Kati Christoffel. Tortured Harmony. Don't miss her gallery talk 4/11, 5:30pm, Pullen Gallery! https://t.co/JusQVTckD4
4/8 - Hey alums, keep us up to date about YOU with our new self update feature!! http://t.co/6d3VapZbJQ


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Recipes, Cheese Pairings & More
This item is currently not available.
Maple Leaf Cheese is well-known for its many creamy cheddars. It's delicious on sandwiches, shredded into casseroles, soups, and sauces, or paired with apples, pears, onions or tomatoes.
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To check if any specific restrictions for this item apply to any United States shipping address, please enter the information below.Sorry, this service is not available to Canadian addresses.
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Mustard Trio Gift Assortment
Savory Sausage Gift Packs
$29.99 - $39.99
Favorite Five Food Gifts
$9.99 - $27.99
© 2014 The Wisconsin Cheeseman


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New York City
Charles Woodson wins Heisman Trophy (12/11/1997)
It wasn't a given, we need to remember that as we look back 15 years hence. In fact, it was kind of an upset. Peyton Manning had been the clear favorite all year, after all, why else would be come back to his Vols if not to win the Trophy (well that and to beat Florida. Yeah, about that…) Washington State's Ryan Leaf had made a pretty strong case for himself out on the Palouse, and Marshall's Randy Moss had made it look easy hauling in touchdown pass after touchdown pass. But Woodson's versatility, his skill as a defensive player, his threat as an offensive weapon, and his explosiveness as a punt returner (his punt return against Ohio State had shades of Desmond Howard's "Hello Heisman!" moment in 1991 after all) helped Woodson beat out Manning by a margin of 1815–1543 points and 433–281 first place votes.
Side note: Michigan's hockey team was home to Western Michigan that night and the student section was attempting, while watching the game action, to watch the small television set up in the press box to determine the winner. When two unspecified Athletic Department employees raised their hands in triumph, everyone knew what it meant. An announcement was made and Woodson's name was chanted CHAR-LES WOOD-SON through out Yost.
HSR's encomium to Charles Woodson's magical season, (later reprinted in the Program of the Heisman Dinner in 2007 to celebrate the 10th anniversary of Woodson's victory.)


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Sorry! The position you're looking for is no longer available. Check out other opportunities in Richmond, CA below.
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Social Media & Creative Management Intern
Patchwork Photography — Virtual
Portrait and wedding photography studio is seeking an intern to help maintain and expand their reach in a new market. We are looking for someone to not only keep our social media outlets alive and fre…
Application Deadline: 4/30/2014
Digital and Social Media Marketing Intern
JUXT — San Francisco, CA
JUXT is a strategic design and technology agency focused on inventing digital solutions that are practical, sophisticated, and beautiful. We have a fierce determination to execute extraordinary work t…
Application Deadline: Available Year-round
Research Intern for Record Label
Hit Records Worldwide — Virtual
Company Description: Hit Records Worldwide (please see www.HitRecordsWorldwide.com) Research Intern: (seeking two interns) Hit Records Worldwide is offering two very special internship positions this …
Application Deadline: Available Year-round
Cullinary Analyst
YumDom — San Francisco, CA
Are you fascinated with food and cooking. Do you read a lot about food and cook consistently. Do you want to learn more about food and contribute to one of the largest databases that understands food …
Application Deadline: Available Year-round
Public Relations/Marketing Intern for Non-Profit: Good Girl Comeback
Good Girl Comeback — Virtual
Good Girl Comeback is a nationally recognized nonprofit that empowers teens to set goals which build confidence, kindness, and personal fulfillment. The GGCB - through seminars, one-on-one mentoring, …
Application Deadline: 5/19/2014
Social Media Intern
AFM Solution — Virtual
AFM Solution is an all in one firm focusing on web and mobile solution for business or personal. We are able to develop custom solutions, optimize simple but sophisticated systems, market and track yo…
Application Deadline: Available Year-round
Windows App Developer for Kylar
Kylar — Virtual
Kylar is a social mobot that enables people to connect and share information. As of today, Kylar has been shared on Facebook over 400,000 times and has been tweeted over 30,000 times, making it one of…
Application Deadline: Available Year-round
Nutrition Internship
Health Care Solutions of Delaware Valley — Virtual
Attention nutrition and dietetics students and recent grads! We are a fast growing health care organization looking for an intern who is interested in building your professional resume by gaining real…
Application Deadline: 5/24/2014
JYRNO: Online Journalism HUB — Virtual
We are Jyrno.com and growing by massive leaps. We are an online journalism hub serving future and current journalists. We create opportunity for passionate journalists by providing a medium in which t…
Application Deadline: Available Year-round
Instructional Design and Technology Internship
Lutheran HealthCare — Virtual
Organizational Learning (OL) provides non-clinical training and education for LHC staff. OL also provides individual refresher trainings on a variety of compliance related topics. As a branch of Human…
Application Deadline: Available Year-round


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Madam your wife and I didn't hit it off the only time I ever saw her. I won't say she was silly, but I think one of us was silly, and it wasn't me.
This quote is about compatibility
Search on Google Books to find citations of this quotation.
We don't have a biography.
I'm female, single


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The higher I go, the crookeder it becomes.
Opportunity is often missed because it shows up in overalls, looking like work.
UFC Womens Bantamweight Champion
Ronda Rousey
Originally Posted by DK Wrestling Savior
That's Awesome...I think you just stomped the nuts of the entire IWC with this comment. A thing of beauty.
Disciple of Asher Presents - DEATH BUNNY
Originally Posted by NiallF96
#temamodest are the nicest people aboit. get outa here team ego! its not that my spelling gets shit when ikm drunk, just that i canr be bothered correctin the many mistakes i make while typing !
Forum Rules
© 2011 eWrestlingNews, All Rights Reserved.


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Now here is something to figure out to the keeners out there.
I did a upgrade from my 1.1.1 phone to 1.1.3 with Ziphone, but before I did I took copied my Mobile SMS files hoping to save my recent SMS messges. After I did the upgrade I went into Ibricker and cover over the two sound files (.tiff) and the SMS program (it was an accident I swear).
Now what happens is I cannot access my SMS message. I click on the icon and it goes to a black white notebook page and then goes back to my home page within 2 secs.
I have about 17 messages sent to me currently and cannot read them.
I figures I would just run Ziphone again and see if that would copy over any new files, but it didnt work
Any suggestions? I have missed a few messages already and would like to know who messaged me.
Thanks in advance!


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2008 Products
The Clarion Multimedia Station provides seamless connectivity of your in-car environment through compatibility with various media including DVD/CD/MP3/AAC and interfaces such as USB and handsfree communication with Bluetooth®. It also supports future upgrading and expanding for a full-fledged car entertainment environment, including integration with a rear CCD camera to support safer driving. With Clarion's 2008 lineup, you're sure to find a model that's the perfect match for your car multimedia lifestyle.
Imagine enjoying music with the same relaxing feel of your living room, while in your car. And breaking through conventional limitations to finally let your automotive lifestyle run free. To link home and mobile entertainment seamlessly, Clarion has improved connectivity with various products, contents and interfaces, including support of DVD±R/RW recording media, MP3/WMA/AAC/DivX® compression formats, easy direct USB connection with iPod®, and handsfree communication using Bluetooth mobile phones.
Support of various types of media including DVD/WMA/MP3/VCD and the DivX® codec that enables playback of highly compressed moving images, playback of your favourite videos and music thanks to integration with iPod®, linkage with peripheral equipment such as a Rear CCD camera to support safer driving by displaying a clear view of the what's behind a vehicle, as well as 24bit D/A Converter to provide high-resolution sound and MAGNA BASS EX to dynamically reproduce the low frequency range, and Z-Enhancer Plus for easy selection of sound characteristics according to user taste, and more. All of this is brought to you by Clarion's unique technologies and ideas that come from being a dedicated audio-visual manufacturer, condensed into products that will let you realize your own one-of-a-kind automotive lifestyle.
Starting with our unified AV flagship model equipped with a highresolution monitor for high quality viewing of DVD video and other sources, as well as the MAX686BT and VRX786BT with 6ch RCA outputs and 2-Zone entertainment, Clarion has converged advanced technologies and unique features to enable integration of a variety of media seamlessly into your car. Clarion's 2008 multimedia lineup pursues high performance throughout, and is set to make your long distance drives more exciting with 2-Zone entertainment which separates the front and rear seats into separate and independent virtual zones so that you and your passengers can enjoy different sources of entertainment.
VRX786BT with its new style of operation based on the H.M.I. concept. MAX686BT with its built-in wide 7-inch monitor. VRX586USB which offers a 7-inch flip-out monitor in compact 1-DIN dimensions. VRX386USB with its built-in type 3.5-inch monitor. VRX486VD and MAX386VD which let you enjoy DVD content such as movies and concerts, as well as integration with iPod, plus so much more. All of this is available for your choosing, in the full lineup Clarion is offering for 2008.
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Starting from
Resort Tower South La Jolla Suite
What Makes This Room Different
Resort South La Jolla suite one bed non smoking. Room includes a Simmons mattress, desk, couch, pay per day in-room Wifi, two 32 inch TVs with digital pay per view movies. Wet bar, living room, voice mail/messaging, clock radio, refrigerator, hair dryer iron and board, laptop safe. Amenities available upon request at no additional cost include in-room coffee and condiments, a daily delivered USA-Today newspaper, valet, business center access, lobby newspapers, and chilled flavored water in valet.
Room Features
Room Amenities
Square Footage : 882 sq. ft.
Smoking/Non-Smoking : Both available
Mattress : Simmons mattress
Refrigerator : Yes
Workspace : Desk
Furniture : Wet bar, Living room
Tub/Shower : Glass-enclosed shower, Jacuzzi tub
Whirlpool : Yes
Hair Dryer : Yes


text:
Showing 1-96 of 108 items
Art Institute of Chicago
The second-largest art museum in the United States is home to more than 300,000 works of art, including "American Gothic" by Grant Wood, Edward Hopper's "Nighthawks" and more. Renowned for its rare master works, at The Art Institute visitors can experience one of the world's most notable collections of Impressionist and Post-Impressionist art. With the addition of its Modern Wing, the museum now features an impressive showcase for its contemporary artworks.
CITY: Chicago
Effingham Artisan Fair
Effingham's downtown will transform into an art gallery during the Annual Effingham Artisan Fair. Explore what over 40 artisans from across the region have to offer from paintings and pottery to jewelry and sculptures. This premier two-day event continues to grow each year with wine and beer tasting, live entertainment, Kids Korner, great food and drinks, along with many more fun activities! See live demonstrations and explore downtown Effingham during this fun-filled family-friendly weekend.
CITY: Effingham
University of Illinois Arboretum
The University of Illinois Arboretum is a living laboratory, including plant collections and facilities that support the teaching, research and public service programs of several units throughout campus. Central to the Arboretum was the development of the "All American Selection Trial Gardens" established by a bequest from Miles C. Hartley in the early 90s. Other highlights of the Arboretum include the Welcome Garden, Hosta Garden, Kari Walkway and native ponds plantings, the Idea Garden, sponsored by Champaign County Master Gardeners, and the Japanese Tea and Dry Gardens at the Japan House.
CITY: Urbana
Lincoln Highway Interpretive Mural - Batavia
Dotted along the 179-mile byway, you'll find an unprecedented series of interpretive murals. Each artistically embodies the cultural heritage of the community where it is located and the legacy of the historic highway. Needless to say, taking a road trip to all or a couple makes for a nostalgic adventure.
CITY: Batavia
Carbondale Train Museum
Built in 1903 by the Illinois Central Railroad, the Old Railroad Passenger Depot has since been restored and now serves as home to the Carbondale Train Museum. Filled with information, artifacts and souveniers, the museum contains significant facts relating to Carbondale's history. Ring the bell of an original train car from the Illinois Central Railroad, which still sits on the track!
CITY: Carbondale
Lizzadro Museum of Lapidary Art
DuPage County, Chicago's Western Suburbs - This one-of-a-kind museum features displays of Chinese jade and other hard stone carvings, dioramas, minerals, gemstones, earth science, hands-on exhibits, and a unique gift shop. Group tours are available with reservations, and educational programs are offered.
CITY: Elmhurst
Chicago Cultural Center
Chicago's architectural showplace for the lively and visual arts. Daily programs and exhibitions covering a wide range of the performing, visual and literary arts are presented by the Chicago Department of Cultural Affiars. See the world's largest Tiffany stained-glass dome. It was initially built for dual purposes. It was the city's central library and a monument dedicated to the Civil War's Grand Army of the Republic. Since 1977 the building has housed cultural entities that included galleries, an auditorium, and the city's office of cultural affairs. The building architects are Shepley, Rutan and Coolidge.
CITY: Chicago
Downtown Jacksonville Walldog Murals
Completed in the Summer of 2006, these 10 murals depicting historic Jacksonville scenes and events were handpainted by more than 50 sign painters and graphic artists from as far away as Scotland and New Zealand.
CITY: Jacksonville
Marion Cultural and Civic Center
The Marion Cultural and Civic Center serves Southern Illinois as an outlet for cultural and artistic opportunities of all types. MCCC is a 1094 seat performing arts center located in the historic town square of Marion, IL. In addition to providing a state-of-the-art theatrical facility at a low rental cost, MCCC also provides a portion of the lobby to display paintings and artwork from Southern Illinois artists.
CITY: Marion
Wandell Sculpture Garden
The Wandell Sculpture Garden was established in honor of Willett and Celia Wandell in 1998. This unique, free outdoor sculpture garden sits among 22 acres of recreated Illinois tallgrass prairie in 130-acre Meadowbrook Park. While walking the looped paths, one can encounter bikers, joggers and other sculpture lovers as the park serves both recreational and educational purposes. Works from local artists with ties to the University of Illinois grace the garden, as well as pieces from artists who reside in New York, California and New Mexico. The garden has both permanent sculptures and some that are rotated every second or third year, keeping it fresh for visitors. Open daily from dawn to dusk.
CITY: Urbana
Cedarhurst Center for the Arts & Mitchell Museum
Exhibitions, a children's gallery, a permanent collection and special events. Grounds include 85 acres sculpture park, nature trails and bird sanctuary. Hosts annual Cedarhurst Craft Fair.
CITY: Mount Vernon
Modern Wing of the Art Institute of Chicago
Designed by Pritzker Prize-winning architect Renzo Piano, this 264,000 sq. foot building provides a new home for the museum's renowned collections of modern painting and sculpture, contemporary art, architecture and design, and photography. Be among the first to see this dramatic addition that makes the Art Institute of Chicago the second largest art museum in the United States.
CITY: Chicago
Sculpture on the Avenue
Come explore the sculptures that have transformed the City of Effingham's avenues into an art gallery. Over 30 sculptures created by some of the Midwest's best known and unknown sculptors bring life to the streets of Effingham as part of the annual "Sculptures on the Avenues" outdoor exhibition. Sculptures on the Avenues is a self-guided walking tour that begins at City Hall, located at 201 E. Jefferson Ave. From there, the exhibition winds in and out of Downtown Effingham. An informative guide, which facilitates a walking tour, is available at the Effingham Visitors Center or City Hall.
CITY: Effingham
Effingham Farmer's Market
Effingham Farmer's Market provides our community with fresh, locally-grown food, art, live music and quality artisan goods, produced right here in downtown Effingham, on the Courthouse Museum lawn. Come on out and support our community and your health! The market will continue every Saturday from 9:00 a.m. to 1:00 p.m. from April to October. Enjoy our beautiful downtown square with the best live entertainment, artisans and locally grown food right here in Effingham
CITY: Effingham
Kankakee County Museum
The Kankakee County Museum is the home of the Kankakee County Historical Society. Founded in 1906, it is the oldest incorporated local historical society in Illinois. The Main Museum Building contains seven permanent and temporary exhibit galleries, the Museum Store, the Museum's Archival Research Library, the Museum's offices, and support facilities. The Museum Complex also encompasses the historic 1855 Dr. A. L. Small House, the 1904 Taylor One-Room Schoolhouse, Column Garden and Outdoor Exhibit Area. The museum boasts more than 85,000 artifacts in addition to 20,000 still images in the photo collection.
CITY: Kankakee
Museum of Contemporary Art
One of the nation's largest facilities devoted to the art of our time, the Museum of Contemporary Art Chicago (MCA) offers exhibitions of the most thought-provoking art created since 1945. The MCA documents contemporary visual culture through painting, sculpture, photography, video and film, and performance. Located in the heart of downtown Chicago, the MCA boasts a gift store, bookstore, restaurant, 300-seat theater, and a terraced sculpture garden with a great view of Lake Michigan. The MCA aspires to engage a broad and diverse audience, create a sense of community and be a place for contemplation, stimulation, and discussion about contemporary art and culture.
CITY: Chicago
Cinema Gallery
The landmark Busey's Hall/Princess Theater in downtown Urbana is home to Cinema Gallery, representing over 50 professional artists of the Midwest. Media on display are ceramics, drawings, glass, mixed media, paintings, sculpture, and studio furniture. The gallery also hosts 7 special shows each year.
CITY: Urbana
Metropolis Murals
A series of six murals are painted on buildings along Ferry Street and Market Street in downtown Metropolis. Each mural reveals a different story and makes our heritage come alive through artistic renderings of local historical events. Interpretive plaques describe the historical significance of each.
CITY: Metropolis
Chicago Photo Safaris
A professional photographer takes visitors to a landmark Chicago destination while giving tips on composition, lighting and exposure. These sessions are for photographers of any skill level with any kind of camera, digital or film.
CITY: Chicago
Flossmoor Sculpture Gardens
The Flossmoor Sculpture Gardens is an outdoor arts program that places sculptures in the village square, along charming residental streets and in the Flossmoor Sculpture and Garden Park.
CITY: Flossmoor
Lincoln: History to Hollywood
"Lincoln: History to Hollywood," an exhibition of sets, costumes and props from the Steven Spielberg's Academy Award-winning film "Lincoln," has opened at the Abraham Lincoln Presidential Library and Museum complex, located in downtown Springfield, Illinois. Items of note in the exhibit include Lincoln's office set, a vignette of Mary Lincoln's bedroom, Lincoln's gloves, Tad Lincoln's tin soldiers, and the rocking chair where President Lincoln sat with Tad. Most of the furniture pieces in the exhibit are antiques from the Civil War era, not reproductions. The exhibits are on long-term loan from Spielberg and DreamWorks Studio. The Abraham Lincoln Presidential Library and Museum features more than 40,000 square feet of galleries, theatres and historic displays that takes visitors on a journey from Lincoln's humble beginnings through his Presidency. The "Lincoln: History to Hollywood" exhibit will be located in Union Station, across the street from the presidential museum.
CITY: Springfield
Jacoby Arts Center
Jacoby Arts Center is dedicated to creating opportunities for individual artists in their pursuit of artistic excellence and economic success. The stunning gallery presents works of regional and national artists and the retail shop, known as The Artist Shop, showcases items in a variety of media while providing artists a retail outlet to their audiences.
CITY: Alton
Little Egypt Arts Association Art Centre
Little Egypt Arts Association is a not for profit artist Co-op that was established in 1995 by approximately 20 local artists and art patrons. It's the largest cooperative art center in Southern Illinois. Offering a gift shop, art classes and workshops.
CITY: Marion
Framer's Market
Framer's Market is a full-service framing shop that has been designing custom frames and enhancing art since 1981.
CITY: Champaign
Gallery 510 Arts Guild, Ltd.
Located a few steps around the corner from the Madden Arts Center, this gallery is a cooperative venue for professional and emerging artists, displaying varying works from paintings and sculptures to glass, textiles, pottery and fiber art.
CITY: Decatur
Rockford Art Museum
Part of the Riverfront Museum Park, the Rockford Art Museum features an eclectic collection of 20th century American artworks. Discover pieces by self-taught African American artists, American Impressionist paintings and modern art glass. Changing exhibits feature regional and national artists.
CITY: Rockford
Quad City Arts Gallery
Quad City Arts is a regional arts council serving the citizens of Henry, Mercer, and Rock Island counties in Illinois and artists within a 90-mile radius. The Gallery features paintings, sculpture, jewelry, pottery, mix-media, and more. Works are created by regional artists and are for sale. The gallery also features Artist Openings and special events throughout the year.
CITY: Rock Island
Wilhelmina Art Gallery
Browse award-winning oil paintings by Wilma Woldt Krueger. Limited and open edition prints, landscapes, wildlife, still life and portraits are sold.
CITY: Effingham
Resh Frame Shop & Woodcarving
Resh Frame Shop offers quality custom framing for every budget and every style and professional, friendly service. All custom picture framing work is done on site, and uses archival materials to insure that your work is properly preserved. The frame shop has over 5,000 traditional, Italian & contemporary frame samples to choose from.
CITY: Danville
Impressionist and Post-Impressionist Collection at the Art Institute of Chicago
In the new installation, visitors are once again greeted at the top of the Grand Staircase by Gustave Caillebotte's Paris Street, Rainy Day, and other iconic paintings from the height of the Impressionist period in the 1870s. However, works that once were located in galleries south of this central space now stretch east though upper Gunsaulus Hall, completing the Allerton Building's chronological circuit of European painting from the 15th through the 19th century. Two additional galleries and nearly 5,000 square feet of extra space house not only the paintings and sculpture that had been on loan but also works from the collection of European decorative arts and recently acquired objects that have never before been displayed.
CITY: Chicago
The Ragdale Foundation
Art, architecture, and garden tours of Howard Van Doren Shaw's summer retreat. The house and gardens, is listed on the National Register of Historic Places among examples of the Arts and Crafts movement in the country. It house 12 artists at a time.
CITY: Lake Forest
Contemporary Art Center of Peoria
Peoria's cultural hub featuring art exhibitions, artist studios, art instruction, comedy improv, poetry nights, yoga and tai chi classes, and jazz and blues performances. The Contemporary Art Center exhibits the work of living artists at the forefront of their fields. About 20 resident artists are constantly creating art on-site, and prolific artist and co-founder Preston Jackson continues to maintain his sculpture and painting studio. The Contemporary Arts Center is also a great choice for your next event from club meetings to wedding receptions. The beautiful facility offers a meeting space of nearly 3,000 square feet, tables, chairs, a full kitchen, a stage with lighting and sound system, restroom facilities, plenty of parking space and lots more. The wheelchair accessible facility is located on Peoria's RiverFront on the 2nd floor of the building in an old warehouse with original exposed red brick and wood floors. Your guests can enjoy the art exhibit during your event as well. You may use any caterer you wish or cater the event yourself.
CITY: Peoria
Fine Line Creative Arts Center
The Fine Line has year-round classes and workshops for adults in weaving, hand and machine knitting plus many more. Yearly events include Raku Day, Uncommon Threads Fashion Show of wearable art and Christmastime at the Fine Line.
CITY: St. Charles
Swimming Stones
This kinetic water sculpture, created by Christian Tobin, combines art with the law of physics to enable giant stones to rock, spin and swivel on a cushion of water.
CITY: Aurora
Joliet Mosaic Walking Tour
Take a self-guided walking tour of the magnificent murals, sculptures and mosaics found throughout Joliet's city center.
CITY: Joliet
Sterling Mural Society
The town of Sterling features 10 colorful murals in its downtown area that depict the history of the community.
CITY: Sterling
The World's One and Only Hippie Memorial
Created by the late Bob Moomaw. Bob worked as a railroad clerk and tax assessor, but did not like either job. As an eccentric, independent artist with strong beliefs, he was able to give voice to his feelings, passions, and opinions through his art and the writing on the sides of buildings. He created the 62-foot-long artwork starting in 1992 to say something about his life and the era during which he lived. A nearby marker gives an interpretation of his work.
CITY: Arcola
Arts at Argonne
A variety of arts events are staged at this location in Argonne.
CITY: Argonne
University of Illinois Champaign Urbana
The University of Illinois is a world leader in research, teaching and public engagement. It's distinguished by the breadth of their programs, broad academic excellence and internationally renowned faculty. This Big Ten school offers rich experiences beyond the classroom from the best in performing arts to world-class sports. Discover the scenic campus through tours of the historic buildings and those that are pushing the envelope in technology.
CITY: Champaign
Barn Quilts of Kankakee County
For an enjoyable leisurely drive through the scenic countryside; come to Kankakee County and do the barn quilt tour. Throughout the county mounted on historic barns or corncribs are 8 by 8 foot painted wood blocks with a colorful quilted pattern. Each Barn Quilt shares a unique story of growth, celebration, toil and tradition. For more information please call 800-747-4837 or log on to www.VisitKankakeeCounty.com
CITY: Kankakee
Griggs Street Potters
Come see some of the best pottery in the Midwest and East Central Illinois at Griggs Street. Either just browse around, or purchase what you like and enjoy it all the time as apart of your lives.
CITY: Champaign
David L. Pierce Art & History Center
The Aurora Public Art Commission hosts year round rotating exhibits of innovative visual arts. The Historical Society Galleries feature changing historical displays throughout the year.
CITY: Aurora
Glass FX
The Glass FX Gallery offers an ever-changing display of decorative glass for sale. Our artists create beautiful works of art to last well into the future.
CITY: Champaign
VagnHall Galleri
View local, regional and national fine art and crafts artisans in the spacious gallery amid the treetop view of Bishop Hill village park. Painters, sculptors, photographers and artisans showcase their natural art in the expansive upstairs exhibit area. Special exhibits are held throughout the year.
CITY: Bishop Hill
Stang Arts Studio & Gallery
Stang Arts Studio & Gallery features art classes for both children and adults, along with holding various events throughout the year. The artist, Jamie Stang, also specializes in "paint parties." These parties are great for a group, as they feature great food, drinks, music and art. Jamie helps visitors discover their inner-artist while relaxing in a chic studio-style atmosphere. Check out her gallery while you're there too.
CITY: Effingham
Walldog Walking Tour
Walldog sign and mural artists trace their trade back to the signpainters of old who painted advertisements on walls in communities all over the country. They worked like dogs in the hot sun and thus came to be known as "wall dogs". Walldog artists traveled from all over the world to paint our murals. Artists came from as far as New Zealand, with others coming from British Columbia, Hawaii, Alabama, Florida, Georgia, Texas, California and many other locations. The walls were painted not only by visiting Walldogs, but also by anyone from the community who wanted to help.
CITY: Danville
The Tower of Baa-Goat
The one and only goat tower in the U.S. It is modeled after a tower that Dave and Marcia Johnson saw in a wine magazine from S. Africa. The original goat tower was in Portugal. The Johnston's tower is 31 foot tall and has 5,000 bricks with 276 spiral steps that encompass the tower.
CITY: Windsor
Rockford University Art Gallery
Six exhibitions per year featuring local and national artists, including Rockford University students and faculty.
CITY: Rockford
McLean County Arts Center
The McLean County Arts Center presents approximately twelve exhibitions yearly, including the annual Holiday Treasures exhibition and the annual Amateur Competition and Exhibition which for over 85 years has showcased the best amateur artists from the region. The Center also offers art classes, artist lectures, art workshops for children and adults and associated performing and literary arts presentations. Visitors can purchase or rent artwork through the Center's Sales & Rental Gift Gallery.
CITY: Bloomington
Illinois State Museum - Southern Illinois Art Gallery
A museum gallery featuring theme-based exhibitions of works created by past and contemporary Illinois artists and artisans.
CITY: Whittington
The Schmidt Art Center and Gallery
Over 350 permanent works, including a beautifully landscaped and sculptured garden, are on display.
CITY: Belleville
Friends of Community Public Art
Offering scheduled tours of the FCPA murals and mosaic sculpture studios. See art being made by professional and local artists, and learn the details of their work. Art classes available. Visit www.facebook.com/fcpajoliet for more information.
CITY: Joliet
Illinois State Museum Lockport Gallery
Features rotating, theme-based exhibitions of works created by past and contemporary Illinois artists and artisans. Exhibits are given added dimension through educational activities and tours for all ages.
CITY: Lockport
Madeline's Confectionary Arts Studio & Gallery
Learn all about the world of art by enrolling in an arts class taught by professionals, or shop around for that special piece of art or photography at this multi-purpose festival of the arts.
CITY: Urbana
Fey Orr Memorial Mural
This mural honors the late Fey Orr, a prominent local businessman and philanthropist. The mural is painted on the Chebanse Grain & Lumber Co. building, and depicts the people and lifestyle of Beaverville.
CITY: Beaverville
Peoria Art Guild
The Peoria Art Guild has been a visual arts leader in Central Illinois for over 125 years. The Peoria Art Guild stands today as a non-profit art center dedicated to education, exhibits and community service. The gallery and gallery store feature local and national artists working in painting, sculpture, jewelry, and photography. Gift certificates and education classes are also available.
CITY: Peoria
Gallery 510/NOVA Framing
Located in downtown Decatur on Main Street, you'll find the venue for Gallery 510's local artist cooperative. Discover original creations by local artisans including pottery, paintings, textiles, fiber art and metal sculptures. There is a free public reception the first Friday of each month featuring a local artist.
CITY: Decatur
Old GM&O Depot Roscoe Misselhorn Gallery
Two thousand original drawings, paintings, and woodcuts by Roscoe Misselhorn, the Norman Rockwell of the Midwest, are displayed in the depot. Much of the work is in black and white and depicts historic sites throughout the area.
CITY: Sparta
Art Gallery at the Oak Park Public Library
Architectural award-winning Main Library features extensive contemporary art collection and Art Gallery with rotating exhibits by local artists. Free one-hour art appreciation tours are offered on the first and third Saturday of each month.
CITY: Oak Park
Freeport Art Museum
Explore five permanent galleries: European (19th century paintings, sculpture), Art of the Near and Far East (Egyptian, Chinese, and Southeast Asia), Native American (pots, baskets and Kachina dolls), African and Oceanic Art (masks, ceremonial pieces and textiles), and Contemporary (prints and paintings). Two galleries feature new exhibitions every 8-12 weeks and are devoted to regional art or national exhibitions. A student gallery features aspiring young artists from local schools. The museum also offers educational programs, performances, and special events. Open: Tuesday thru Friday: 10 am - 5 pm; Saturday: Noon - 5 pm. Free admission, but donations are appreciated.
CITY: Freeport
David Erlanson Gallery
The David Erlanson Art Gallery is located in the center of the Richland Community College campus and is used to display artwork of students, faculty, and professional artists. Each month, a new artist is featured and the public is invited to a reception honoring the artist. Annual student and faculty shows are also featured and the gallery space has served as a stage for other art events such as readings and dramatic performances. This intimate space showcases a wide range of works from regional artists, while enhancing the college's art program. Exhibits rotate monthly, and highlights include an annual student art show in May.
CITY: Decatur
Grayslake Heritage Center
A state of the art history museum dedicated to collecting and sharing the history of the greater Grayslake area. The Grayslake Heritage Center offers programs, exhibitions and special events all year round and includes two galleries, a community room and classroom.
CITY: Grayslake
Lincoln Highway Interpretive Mural -- Malta
The Illinois Lincoln Highway Coalition has produced Interpretive Murals along the Illinois Lincoln Highway National Scenic Byway and its corridor in northern Illinois. The Malta mural depicts the history, heritage, and events of the highway and its impact in Malta and on the communities in Illinois.
CITY: Malta
Marytown National Religious Shrine of St. Maximillion Kolbe
One of the nation's most beautiful religious sites features beautiful stained glass windows and seven-foot mosaics decorating the chapel, as well as seven types of marble.
CITY: Libertyville
Lincoln Highway Interpretive Mural - Genoa
The Illinois Lincoln Highway Coalition has produced many Interpretive Murals along the Illinois Lincoln Highway National Scenic Byway and its corridor in northern Illinois. The Genoa mural depicts the history, heritage, and events of the highway and its impact on Genoa and the other communities along the Illinois route.
CITY: Genoa
International Galleries
International Galleries was first established over thirty years ago in the heart of campus. We are proud of our long history in this community and look forward to continuing to serve our friends and neighbors here in Urbana-Champaign.
CITY: Urbana
Evanston Art Center
For over 68 years, the Evanston Art Center has presented exhibitions of contemporary visual arts.
CITY: Evanston
Levere Memorial Temple
Home of the Sigma Alpha Epsilon fraternity headquarters, this beautiful Gothic building features stained glass windows by Louis Comfort Tiffany.
CITY: Evanston
High Cross Art Studio
The primary purpose is to provide an environment which fosters artistic excellence and creative growth of the individual artists working there.
CITY: Urbana
Gretchen Charlton Art Gallery
This not-for-profit Gallery acts as an advocate for local and visiting artists from a variety of genres. It also offers an opportunity to people of all ages to learn about and appreciate the visual arts through our exhibits, tours, workshops, and programs offered. The Gallery is uniquely located with Provena Heritage Village senior facility, and continues to enrich the daily lives of the residents here. Admission into the gallery is free and donations are accepted.
CITY: Kankakee
Oak Park Art League
The Oak Park Art League believes in the freedom of expression and the importance of the creative voice. Since 1921 we have sustained an environment to develop, nurture, and exhibit the work of local artists, past and present. Our mission is to provide access to the disciplines and developmental processes so that artists of all ages, from amateur to hobbyist, enthusiast to professional may refine their unique creative voice in our studios and galleries. The Oak Park Art League fulfills this mission through weekly art classes, art exhibitions, studio rentals, lectures, space rentals for private parties, art consultation, and retail sales of artist-made items.
CITY: Oak Park
Donald E. Stephens Convention Center
The Donald E. Stephens Convention Center offers a total 840,000 square feet of flexible exhibition space. Configure it any way you like. You may need a 500-booth to 800-booth area, or 100 to 200 booths. If you're planning a larger show, you'll appreciate our continuous 250,000 square-foot space for 1,225 booths. Or you can create a multiple hall layout for up to 3,566 booths. Customized floor plans are our specialty, so just ask.
CITY: Rosemont
Floating World Gallery
The best Japanese art gallery probably in the world outside of Japan. Elias Martin's knowledge and passion will educate you and amaze you. A must see in Chicago.
CITY: Chicago
Raue Center for the Arts
Theatergoers love that every seat is a great seat at The Raue Center for the Arts in downtown Crystal Lake. Since its restoration a decade ago, Raue Center has attracted the finest stars, Broadway shows, musicians and artists. Raue Center has become a destination in the heart of a bustling downtown area chock-full of pre- or post-show dining and shopping options.
CITY: Crystal Lake
Mary & Leigh Block Museum of Art
Located on the Campus of Northwestern University, the Block Museum is dedicated to the study and exhibition of reproducible art forms, including prints, photographs, film, video, and computer-mediated art. It is also noted in metropolitan Chicago for its outdoors Sculpture Garden. The museum also hosts an acclaimed film series which moves outdoors in the summer. Admission to the museum is free.
CITY: Evanston
Our Common Ground
Our Common Ground is a nonprofit organization dedicated to growing local art by organizing mixed media shows in rural communities.
CITY: Lebanon
Illinois Wesleyan University Merwin Galleries
The galleries display rotating exhibits created by Illinois Wesleyan University students throughout the school year.
CITY: Bloomington
Vandalia Artworks Gallery
The gallery uses exhibit space in the Fayette County Museum. Special exhibits are scheduled through the year.
CITY: Vandalia
Lincoln Highway Interpretive Mural -- DeKalb
The Illinois Lincoln Highway Coalition has produced many Interpretive Murals along the Illinois Lincoln Highway National Scenic Byway and its corridor in northern Illinois. The DeKalb mural depicts the history, heritage, and events of the highway and its impact on DeKalb and the other communities along the Illinois route.
CITY: DeKalb
Noyes Cultural Arts Center
The Noyes Cultural Arts Center is host to 30 resident artists, and shows eight exhibitions a year at the Noyes Gallery, with a special commitment to the work of emerging artists.
CITY: Evanston
Heartland Gallery
Heartland Gallery specializes in contemporary Irish art and Celtic art and crafts. As a small performance venue, Heartland Gallery has hosted many events including concerts by internationally-known musicians such as Dublin harpist/singer/songwriter Claire Roche, master of the Celtic harp and spoken-word artist Patrick Ball, legendary Irish piper Paddy Keenan, and Scottish singer/songwriter/guitarist Jim Malcolm. The gallery also hosts local and national storytellers, actors and other performing artists including Irish and Scottish dancers.
CITY: Champaign
Ferguson Fine Arts Theatre
Located on the campus of Highland Community College - features a variety of fine arts programming including vocal and music concerts, live theater, special performances, and the popular Summerset Theater Program, a community performing arts theater.
CITY: Freeport
Imagine Foundation's Downtown Gallery Hop
Visit a variety of downtown gallery sites to view art from local and visiting artist the first Friday of each month, from 5-9pm. This festival includes not only art, but entertainment from local musicians.
CITY: Jacksonville
Tarble Arts Center at Eastern Illinois University
Offering a year-round schedule of art exhibits and activities for all ages. Gift shop and sales rental gallery. Focus on Paul Sargent and Midwest art.
CITY: Charleston
ISU Galleries
ISU Galleries consists of three galleries that exhibit nationally known works and the latest projects from ISU students. Call for summer hours.
CITY: Normal
Eta Creative Arts Foundation
This South Side cultural arts center features year round main stage productions and an art gallery.
CITY: Chicago
Lindo Theater
This historic movie theater, built in 1922, features first-run movies presented in the latest 4K digital projection and sound on nine screens. Stadium seating, digital 3D and party room.
CITY: Freeport
Lincoln Highway Interpretive Mural - Cortland
The Illinois Lincoln Highway Coalition has produced many Interpretive Murals along the Illinois Lincoln Highway National Scenic Byway and its corridor in northern Illinois. The Cortland mural depicts the history, heritage, and events of the highway and its impact on Cortland and the other communities along the Illinois route.
CITY: Cortland
Gallery 37 Center for the Arts
The Gallery 37 Center for the Arts provides a venue for youth, families and adults to participate in several innovative arts programs, including After School Matters and the Chicago Public Schools' Advanced Arts Education Program. Home to three site-specific public artworks created to enhance and celebrate its mission as a center for learning, Gallery 37 Center for the Arts is free and open to the public.
CITY: Chicago
Elmhurst Art Museum
Exhibiting late 20th Century American Art, Elmhurst Art Museum offers exhibitions ranging from national touring works to local emerging and mid-career Chicago and Illinois artists. The Museum offers public tours, programs, guest lectures and art classes. It's award-winning structure contains a dramatic glass entrance gallery, three museum galleries, an educational pavilion, and the Ludwig Mies van der Rohe-designed McCormick house.
CITY: Elmhurst
Terra Museum Of American Art
The Terra Foundation for the Arts Collection encompasses nearly 700 American works of art.
CITY: Chicago
13th Annual Ceramic Art Show and Sale
The Clayworkers Guild Of Illinois presents The Members 13th Annual Ceramic Art Show And Sale At The Old Court House Arts Center On The Historic Woodstock Square Beginning October 3 and Continuing Through November 3. The Exhibition Displays The Guild Members Work And Provides An Opportunity For The Community To Purchase Items From Local Potters. For More Information About The Guild go to: www.clayworkersguild.com The Old Court House Arts Center Hours Are Thursday Through Saturday 11 am To 5 pm And Sunday From 1 pm To 5 pm. For More Information Call 815-338-4525 Or Visit Their Website At www.oldcourthouseartscenter.com.
CITY: Woodstock
City Gallery at the Historic Water Tower
City Gallery in the Historic Water Tower presents exhibitions by Chicago Photographers. One of Chicago's most popular landmarks with the gallery curated by Chicago's public art program.
CITY: Chicago
Museum Of Holography
If you don't know what holograms are, put this museum on your sights-to-see list. This is the only institution in the United States devoted exclusively to the holographic art form. Marvel at the more than 200 three-dimensional laser-generated images.
CITY: Chicago
Mattoon Welcome Center & Historic Railroad Depot
Mattoon Tourism & Arts Welcome Center is located in the historic Illinois Central Railroad Train Depot, which also still serves as the Amtrak Station for the Community. The original Railroad Depot was constructed in 1918 by the Illinois Central Railroad, and it was then remodeled in 2011. The Depot is still an active Amtrak Station with 3,000 passengers boarding and un-boarding per month. The welcome center offers a host of information: state-of-the-art schools & colleges, a growing economy, beautiful parks, lakes and sports amenities round out the more favorable quality of life found in Mattoon.
CITY: Mattoon
Elmhurst College
DuPage County, Chicago's Western Suburbs - Elmhurst College is home to a state of the art high tech conference and event facility that can host groups from 20 - 900 people. The campus also boasts a first-rate sports facility in an arboretum-like setting.
CITY: Elmhurst


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By Sharon Epperson, CNBC.com
Bank of Mom & Dad has tightened its lending practices As the cost of college continues to rise, many students are finding even the Bank of Mom & Dad has tightened its lending practices.
A new study reveals parents aren't footing as much of the college bill as they have in the past, shifting a greater portion of the financial burden to their children.
Parents funded only 28 percent of college costs from their savings and income in the 2011-2012 academic year, down from 37 percent in 2009-2010, according to a joint study released Monday by Sallie Mae, the nation's largest student loan company, and market research firm Ipsos.
Meanwhile students covered an increasing share of college costs, paying 18 percent of those costs through borrowing and 12 percent from income and saving, according to the study.
The shift has been even more acute in affluent families. Two years ago, parents reached deeply into their savings and investment accounts to meet the higher costs of college. But that level of spending proved to be unsustainable.
[Related link: America's Most Offbeat College Scholarships]
"Parents don't have the same income and savings that they had then. Students are borrowing more. This is particularly emphasized in families with higher income levels over $100,000," says Sarah Ducich, senior vice president for public policy at Sallie Mae.
Three years ago, the study found, the typical high-income parents (making $100,000 or more) paid for 61 percent of college costs. This year, the parents' share dropped to 52 percent, while the students' portion jumped 5 percent to 23 percent (with more than half of their portion coming from student loans).
How the Typical High-Income Family Cover Costs
College-finance expert Mark Kantrowitz says that more middle and even upper income families now face a double whammy. Job losses and turmoil in the financial markets is largely to blame, says Kantrowitz, publisher of Fastweb.com and FinAid.org. At the same time, college costs continue to rise.
"Due to the stock market crash in 2008, a family that was in the wrong asset allocation could have seen their college savings plan lose 40 percent of their value," he says. "One in six 2011 high school seniors had at least one parent lose a job in the last year. So even a family that is still wealthy may have felt a financial pinch and may be less willing to pay for college."
[Related link: Colleges That Bring In the Highest Paycheck]
Some parents also argue students need to have some "skin in the game," believing their kids won't appreciate college unless they are responsible for the bill.
Many families are finding ways to lower college costs to meet their shared financial responsibility. A growing number of students are eliminating college choices based on cost, and parents are saving by asking students to live at home. Students are also slashing overall costs by adding a roommate and reduce other spending (including meal plans).
The Sallie Mae study found that, overall, families paid 5 percent less for college compared to one year ago. Yet total college costs for the typical family in 2011-2012 still topped $25,600!
So how can you cut the overall college bill? Financial experts I talked to offer these tips:
Create a four-year payment plan.
The majority of families have no financial plan for college before enrollment, according to the Sallie Mae study. Even among higher income parents, only 43 percent had a plan. Experts say the best way to save is to figure out the whole bill for the student's four years in college. "Tuition payments and borrowing for one year can obscure the overall cost," says Kevin Walker, CEO of SimpleTuition.com. "When they start to weigh the overall cost, families start to feel compelled to make alternative decisions," including choosing a less expensive college or relying less on parents' borrowing.
Make choosing a college a family decision.
Gone are the days when students pick the college and parents just say, "We'll make it work." In 2012, families continued the shift toward lower-cost community colleges, with 29 percent enrolled compared to 21 percent two years ago, Sallie Mae's study found. Students are factoring costs as well. Fastweb's most recent College Decision Impact Survey found high school seniors are increasingly sensitive to the net price and to the return on investment when choosing a college. "There's also been an increase in 'switchers'," says Fastweb's Kantrowitz - high school students who start off preferring one type of college and end up enrolling at the other, usually for financial reasons.
[Related link: How to Pay College Debt and Avoid a FICO Hangover]
Match your loans to the graduate's expected starting salary.
On average, 2012 graduates were offered starting salaries of $42,569, according to the National Association of Colleges and Employers. The Sallie Mae study found visual and performing arts, followed by liberal arts, have the highest percentage of borrowers. Yet, for the Class of 2012, the major in highest demand among employers was engineering, followed by business, accounting, computer science and economics, according to the NACE report.
Borrow only what you need and pay it off along the way.
If you or your child plans to borrow money, you'll need to fill out the Free Application for Federal Student Aid (FAFSA) (www.fafsa.ed.gov). Choose federal loans first, then private loans. Also, make interest payments while in school to shorten the length of the loan and reduce the total cost. A typical freshman paying $25 a month towards interest can save as much as 30 percent in interest charges over the life of the loan and pay off five years faster (than an interest-deferred loan with a 15 year term). Pay a little now and save a lot later.
Apply for scholarships and grants. Grants and scholarships declined from last year's peak, but were still higher than previous years, financing the largest portion of college bills, according to the Sallie Mae study. Search free online scholarship websites, including Fastweb.com and ScholarshipAmerica.org.
[Related link: For 2012 Grads: 10 Best Job Tips From Around the Web]
How High Earners Afford College: Let the Kids PayBy CNBC | Work + Money – Mon, Jul 16, 2012 11:02 AM EDT
By Sharon Epperson, CNBC.com


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Events on Request
The competent lecturers of The World Foundation for Natural Science will be more than happy to hold lectures, workshops or seminars in your area or to advise you on a one-to-one basis. Should you wish to organise such an event where you live, please call us at 0041 (0)41 798 03 98 or contact the respective lecturer by e-mail.
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General topics on health, expecially naturopathy, ways of life, cancer, glyconutrients, etc.
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Electrical engineer and Head of our Microwave Department
Topics on the dangers of microwave radiation, especially mobile telecommunication, microwave ovens, effects of electronic smog at home, etc.
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Head of our Politics Department
General topics on politics, politics in accord with Natural and Divine Law.
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General topics on agriculture, natural farming, being in contact with Mother Earth.
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Topics on the protection of the seas and their inhabitants
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Midwife and leader of our project Natural Birth
Topics on pregnancy, natural birth and the meaning of the holy family unity.
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General topics on health, Bach Flowers, spagyric, and kinesiology.


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Today's weather forecast: Juuuuust Right
Best Summer Cocktail, June 2005
Born in Italy and trained in London and New York, Vincenzo Marianella has spent enough time in L.A.—most recently as Valentino's mixologist—to realize ours is not a serious cocktail town. Apple martinis and cosmopolitans were all anyone requested. So in April Marianella was heading to London, where they appreciate a good summer cocktail, when Providence 's general manager, Donato Poto, stopped him. Marianella could have the bar he wanted—organic juices, fresh fruit, nothing from a gun—and all the 14-ounce collins glasses necessary to hold his perfect summer drink, which has the bite of tequila, the sweetness of berries, the color of Chambord, the balanced tang of lemon, and the snap of ginger beer cut with orange bitters. "I'll call it," said Marianella, "the Rhode Island Red. But if you drink more than three, I'm calling you a taxi."
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Fall Welcome Schedule
When first-year students check-in at their residence hall or attend the Transfer Orientation or Freshman Commuter Orientation sessions, they will receive the Fall Welcome 2013 booklet. This booklet includes the schedule for all of Fall Welcome, a tear-out family schedule, and other resources helpful during the first few weeks on campus.
A draft of the Fall Welcome 2013 schedule can be found below.
Fall Welcome 2013 - New Student Schedule as of 8.8.13
Fall Welcome 2013 - Family Schedule as of 8.8.13
Fall Welcome 2013 - Full Schedule as of 8.8.13


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Funny how Americans see this as an "exhibition" match and complain that their players may get injured playing in the games. They won't ever get injured playing Spring Training games?? Players from the other countries always look forward to representing their country but it seems the insular Americans believe that baseball beyond the MLB is just "exhibition". This is a World Championship and should be treated with the respect it deserves, especially as MLB teams never hesitate in raiding players from around the world to bolster the MLB competition.
An early look at Team USA's World Baseball Classic roster
Even given that the World Baseball Classic is an exhibition within the exhibition season, peeling star players away from their teams during spring training isn't the easiest task. Teams are understandably reluctant to let any player with even the slightest hint of injury or still rehabbing from one participate, and most team officials presumably require blindfolds or heavy sedation when their pitchers take the mound. Aided no doubt by a bit of behind-the-scenes muscle from Major League Baseball — as well as a bit of patriotic fervor from players eager to represent their country — the rosters do fill out, and the ones for the 2013 tournament, which will take place from March 2-19, are beginning to take shape.
Managed by Joe Torre, Team USA will submit its provisional 23-man roster on Thursday. Enough reports of participation have come in to flesh out a starting lineup and account for the majority of the slots on the roster. Unlike most of the other teams, the Americans have the benefit of enough depth to put a major leaguer in every slot, not necessarily the best players at the position — a good number of which are foreign-born — but generally a recent All-Star. Here's a quick rundown of what we know, and some ideas of how to fill out the rest of the roster.
Catcher: Joe Mauer (Twins) and Jonathan Lucroy (Brewers). Given that it was only two years ago that Mauer missed nearly half a season with injuries, the Twins might be forgiven for being a bit squeamish about his participation, but aided by the time he spent at first base and designated hitter last year (a combined 72 starts, equaling the number he made behind the plate), he did set career highs in games and plate appearances in 2012 while hitting .319/.416/.446. Reports suggest the team will include a third catcher as well, and with a DH slot also available, there's a good chance Mauer won't spend a whole lot of time behind the plate. Buster Posey, the reigning NL MVP of the world champion Giants, is an obvious choice, but there's been no word on his participation thus far. The Orioles' Matt Wieters, an All-Star and Gold Glove winner in 2011 and 2012, makes sense as well. A.J. Pierzynski, who's coming off a big season with the White Sox, is another option, but given his relocation to the Rangers, it's fair to assume he might want to spend as much time as possible getting to know Texas' pitching staff.
First Base: Mark Teixeira (Yankees). A calf strain limited Teixeira to a career-low 123 games last year, including just one in September, not to mention a middling .251/.332/.475 performance. The two-time All-Star is presumably good to go, however, and probably hoping to erase the memory of his 0-for-15 performance in the 2006 Classic. Mauer could see time here as well. The most obvious choices to round out the position would appear to be the Tigers' Prince Fielder, the White Sox Paul Konerko, and the Nationals' Adam LaRoche but again, there have been no hints of any of them joining the fun.
Second Base: Brandon Phillips (Reds). Like Teixeira, Phillips is coming off a down year, having hit just .281/.321/.429 in 2012 and missed making the All-Star team for the first time since 2009. Boston's Dustin Pedroia, who shared time with Brian Roberts at the position on the 2009 WBC team, may be held out by the Red Sox after battling a variety of finger injuries in 2012. None of the other American players at the position combine strong 2012 showings with tremendously high profiles; Ian Kinsler, Rickie Weeks and Dan Uggla had relatively lackluster seasons or worse. The Diamondbacks' Aaron Hill, who is coming off a strong 26-homer season, may best be the best addition.
Shortstop: Jimmy Rollins (Phillies). Rollins shared time at short with Derek Jeter during the 2009 Classic, but the Yankees' captain is recuperating from ankle surgery so he's a no-go. The same would figure to be true of Troy Tulowitzki, who was limited to just 47 games in 2012 due to a groin strain that required surgery, but apparently, he'll participate if cleared by the tournament's supervising committee at a workout later this week. Rollins hit 23 homers last year, and while his .250/.316/.427 showing doesn't look all that spectacular, it was good enough for a .274 True Average. If Tulo's a no-show, most of the top remaining options at the position are foreign-born, with the Orioles' J.J. Hardy and the Nationals' Ian Desmond probably the best available American candidates.
Third Base: David Wright (Mets). Wright split time at third base with the retired Chipper Jones during the 2009 tourney; coming off a big year (.306/.391/.492) and his new contract, he's an obvious choice to return. The Nationals' Ryan Zimmerman and the Cardinals' David Freese would make for worthy additions.
Outfield: Ryan Braun (Brewers), Adam Jones (Orioles), Giancarlo Santon (Marlins), Shane Victorino (Red Sox). As star-studded as a Braun-Jones-Stanton outfield may be, there's a bit of disappointment to be had with the lack of participation from 2012 Rookies of the Year Mike Trout or Bryce Harper. Trout, who battled shoulder tendonitis and lost 20 pounds due to a virus last spring, already told WBC officials he wants to focus on a healthy spring training, and Harper ruled it out back in December. The Pirates' Andrew McCutchen would be a logical addition; he's coming off a dynamite season and was recently voted as the cover boy for the MLB '13 The Show video game, but he has opted out. The Dodgers' Matt Kemp is a no-go as he recovers from shoulder surgery, the Angels' Josh Hamilton is getting acquainted with a new team and hardly needs another distraction. Victorino is no longer a star, but as a 2009 participant, he does provide an additional bit of continuity from the previous squad, as well as some nominal defensive versatility. The Tigers' Austin Jackson and Torii Hunter, the Royals' Alex Gordon, the Rockies' Dexter Fowler and the Cardinals' Matt Holliday are a few name-brand options to round out the roster.
Starting Pitchers: R.A. Dickey (Blue Jays), Andy Pettitte (Yankees), Ryan Vogelsong (Giants). Torre has snagged one reigning Cy Young winner in Dickey, but the other one, David Price, has opted out. Of the 2011 winners, the Dodgers' Clayton Kershaw is probably out due to his late-season hip woes, while the Tigers' Justin Verlander remains a possibility; according to USA Today's Bob Nightengale, he won't be on the provisional roster but could be added "if his arm feels strong by next month." The Angels' Jered Weaver and the Phillies' Cole Hamels make sense as star-level additions, though the former's 2012 injuries may keep him off limits. The participation of Vogelsong almost certainly rules out teammate Matt Cain, and the same would probably be true regarding Pettitte and CC Sabathia if the latter weren't already coming off surgery. Of the 2009 squad's starters — Roy Oswalt, Ted Lilly, Jake Peavy and Jeremy Guthrie — only the latter is free of durability concerns these days, and he's hardly a star.
Relief Pitchers: Craig Kimbrel (Braves), Luke Gregerson (Padres), Chris Perez (Indians), Vinnie Pestano (Indians). It's a bit of a surprise to see two relievers from Cleveland represented thus far; you'd think Torre was filling out a fantasy roster and handcuffing the pair to make sure he gets all of the Indians' saves. Other high-profile options include the Orioles' Jim Johnson, who led the majors with 51 saves last year, the Phillies Jonathan Papelbon, a four-time All-Star, and the Cardinals' Jason Motte, who closed out the 2011 World Series, but as the presence of setup men Gregerson and Pestano indicates, the pool of relievers is larger than just closers, increasing Torre's options exponentially — though Scott Proctor is probably off the hook.
Team USA hasn't met with tremendous success in the first two versions of the World Baseball Classic, going a combined 7-7. In 2006, the Americans didn't even reach the final four; they went 2-1 in Pool B, beating Mexico and South Africa but losing to Canada, then following that by going 1-2 in Pool 1, beating Japan (the eventual champion) but losing to South Korea and then Mexico. They did finish fourth in 2009, first beating Canada and splitting a pair with Venezuela in Pool C, then splitting a pair with Puerto Rico, beating the Netherlands and losing to Venezuela in Pool 2; that was enough to advance them, but they lost in the semifinals to Japan, the eventual champions.
This time around, Team USA will be part of Pool D, with Mexico, Italy and Canada; it will play at Chase Field in Phoenix (home of the Diamondbacks) with some of the pool's other games taking place at Salt River Field at Talking Stick in Scottsdale (spring training site of the Diamondbacks and Rockies). If the Americans advance, they'll be part of Pool 2, which will be played at Marlins Park in Miami. Other preliminary pools will take place in Fukuoka, Japan, Taichung, Taiwan and San Juan, Puerto Rico, with Pool 1 taking place in Tokyo. The finals are scheduled to be played at AT&T Park in San Francisco. I'll be back with a look at the other rosters as the tournament approaches.
An earlier edition of this article stated that David Price had not yet decided about the WBC, and that Troy Tulowitzki had been ruled out.
Important note about international baseball: African-Americans have been decrying the dwindling number of professional African-American baseball players, but what they have failed to realize is that the percentage of whites has also diminished in this increasingly international game. It stands to reason that both percentages will decrease. Then, they might say it's low relative to the NBA or NFL, but to assert that there's something wrong with African-American players having representation only equal to their population portion? That's just B-to-W racist.
They would be crazy to not include Ben Zobrist.
He can play 2B, SS, and OF all with above average defense, OBP skills and power.
He'd be my starting 2B over Rollins.
You forget how international a game baseball has become until you start trying to fill out this roster and realize the lack of depth the US team has. Should be interesting to see how it all shakes out.
@Eskybear So, by "raiding" you mean granting permission to non-american baseball players the privilege of playing at the worlds highest level and earning more cash than they ever dreamed of?
Sound logic there aussie
@MattBugaj what is the source of this ridiculous allegation?
@akamikedavid That's the dumbest thing I have ever heard. The United States could put together two full rosters of players that would rank among the 3-4 best rosters in the world.


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Gonzaga University
Gonzaga University | 502 East Boone Avenue | Spokane, WA 99258-0102 | (800) 986.9585
Frequently Asked Questions
Senior (Undergraduate) Commencement 2014
The Senior (Undergraduate) Commencement ceremony is always held on Mother's Day and for this coming year it will be held on Sunday, May 11, 2014. Seniors must be at the Spokane Veterans Memorial Arena (just one mile from the Gonzaga campus) in their academic attire no later than 9:00 a.m. The doors to the Arena open at 8:00 a.m. The ceremony begins with an academic procession at 9:35 a.m. and the speaking part of the ceremony is scheduled to begin at 10 a.m. There is good access and seating for guests with disabilities. Students may invite as many guests as they wish and tickets are not required. We estimate that the ceremony will be over by 12:30pm. and it is followed by a social held in the Field House of The Martin Centre back at the Gonzaga campus. No food provided at the social.
Parents usually start arriving on Friday afternoon. (A number of the Senior activities scheduled for the week before Commencement are really geared to the Seniors and NOT their parents.) For those parents who have Seniors who will be engaged in volunteer or service opportunities after graduation, we invite them to attend a Social Justice Missioning ceremony at 4:00 p.m. on Friday, May 9, in University Chapel. There will be an ROTC Commissioning ceremony for those members of ROTC who will be graduating and this, too, will be held on Friday, May 9, and will be held at 5:15 p.m. in St. Aloysius Church. The first event to which all of the Seniors and their guests are invited is the Dessert Social hosted by Student Life on Friday evening. This Social is held from 7:00 to 10:00 p.m. at Bozarth, our conference and retreat center just north of Spokane, and all Seniors and their parents are invited to attend - dress is casual and it is a good idea to bring a sweater or jacket. The last scheduled event for EVERYONE for the weekend is the Champagne Social held just after the Commencement ceremony on Sunday (estimated to run from 1:15 to 2:45 p.m.). There will be a Pinning Ceremony in St. Aloysius Church on Sunday afternoon at 3:00 p.m. for those nursing Seniors who have just received their Bachelor of Science in Nursing degree and their guests. Reminder: Commencement is held on Mother's Day and many families make plans for a combined celebration at one of our local restaurants after the social - if reservations are required, don't delay in making them.
The Baccalaureate Mass will be held on Saturday, May 10, 2014, of the Commencement Weekend and graduates and their guests of all faith traditions are invited to attend this Mass where we ask God's blessing on our graduates. The Mass will be held in the McCarthey Athletic Center (doors will open at 12:15 p.m.) and will begin at 1:30 p.m. Students may invite as many guests as they wish to the Mass and tickets will not be required for admission. Students wear their academic attire for the Mass and line up in the gym in The Martin Centre no later than 1:00 p.m. - the graduates will be seated with each other on the main floor of the McCarthey Athletic Center.
There are sure to be but many of these functions or activities tend to be confined to a particular group of Seniors or to a department or school and we are not always privy to these plans. Seniors will know what is going on and it is best to check with them. On the official Commencement calendar, please make note of: The Social Justice Missioning Ceremony for Seniors who will be engaged in volunteer or service opportunities after they graduate and before they begin a career or continue their education will be held in the University Chapel at 4:00 p.m. on Friday, May 9. The ROTC Commissioning Ceremony will take place on Friday, May 9, in St. Aloysius Church at 5:15 p.m. The Dessert Social will be held outdoors at Bozarth Retreat Center about 15 minutes north of Gonzaga on Friday, May 9, from 7:00 to 10:00 p.m. The Presidential Reception and The Toast to the Seniors will take place on Saturday, May 10, in the Field House of The Martin Centre from 10:30 a.m. to 12:30 p.m. Senior nursing students will have their Pinning Ceremony on Sunday, May 11, in St. Aloysius Church and we anticipate that this will be held at 3:00 p.m. I will post any other events here as I become of aware of them.
Rehearsal will be held in the McCarthey Athletic Center (not in the Arena) on Friday, May 9, from 2:00 to 3:00 p.m. All Seniors should plan to attend the rehearsal because detailed information will be given, questions are answered, and those all-important "how to wear your academic attire" instructions are given. There are exceptions, however! If a Senior has a final examination during that time or has work commitments, the Senior should plan on taking the exam at the regularly scheduled time or be at work. Those few Seniors can get the information about the ceremony from friends.
The Deans all hope and pray that they pronounce every name properly and they practice with a large stack of name cards for a month prior to Commencement. If you have a wonderful and unusual name, you could make it easier on the Deans by giving them a simple way to pronounce your name. Please bear in mind that the pronunciation explanations at the bottom of the page in the dictionary do not readily come to mind to a Dean who is having to read hundreds of names.
CEWard-National is our academic regalia/attire vendor. Online ordering is available beginning in early December at cewardnational.com. The ceremony attire fabric is a non-shiny royal blue with a matte finish which is almost completely wrinkle free. The undergraduate academic attire costs will $76+tax. See the Dates & Events page for attire distribution details.
CEWard-National is the firm which handles the selling of academic attire and the graduation announcements and invitations. Parents of graduating Seniors are mailed order forms and information about the announcements/invitations and academic attire in early December. CEWard-National will be at Senior Fest on Wednesday, Feb. 5, to display academic attire and announcements/invitations. Jostens will be at Senior Fest to sell class rings.
Family and friends may approach the stage and take pictures or a video; we ask everyone to be aware of other photographers and audience viewing. There will be a professional photographic team that will be taking a formal picture of every graduate as well as a candid shot: Image Studios in Moscow, Idaho (208-882-5594). You are under no obligation to order the pictures. Image Studios will offer a video copy of the Commencement ceremony for sale when they send picture proofs.
©2011 Gonzaga University. All Rights Reserved. | Full HTML Version


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Moffitt Cancer Center has renovated a two-story building near Tampa International Airport and International Plaza. Moffitt South at Tampa General Hospital relocated to this new site and became Moffitt Cancer Center at International Plaza on July 1, 2011.
Moffitt designed and equipped the building to provide the same level of world-class care we provide at our main campus in Tampa, Florida. It uses state-of-the-art technology to enhance our patient experience through conveniences such as electronic medical records (paperless environment), a single check-in process for patients visiting for multiple appointments and electronic way-finding.
Treatment services include:


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SHANABANNED! Alex Edler gets two games for charging Mike Smith
By Allan Muir
The NHL's Department of Player Safety found its missing teeth — soaking in a glass of lukewarm water and Poli-Dent, no doubt — and slapped them into its gaping maw just in time to take a two-game bite out of Alexander Edler's season.
In the wake of the Rick Nash decision earlier in the day, it was reasonable to assume an air of leniency had descended over the DPS and Edler might be given a cookie, a glass of warm milk and a kiss goodnight for his troubles.
Instead, the Canucks defender was handed a suspension for his charge on Coyotes goalie Mike Smith that falls in line with what Andrew Shaw earned for his hit on Smith in last year's playoffs…and one that's two games more than Milan Lucic got for bowling over Ryan Miller in open ice earlier that season.
Crazy, ain't it?
In his explanatory video, the DPS' Rob Blake quoted NHL Rule 42: "A goalkeeper is not 'fair game' just because he is outside the goal crease area… However, incidental contact, at the discretion of the Referee, will be permitted when the goalkeeper is in the act of playing the puck outside his goal crease provided the attacking player has made a reasonable effort to avoid such contact."
"While we agree that Alex Edler has no malicious intent on this play," Blake added, "we believe he does not make any effort to minimize or avoid contact."
Fair enough. Edler didn't even think about avoiding contact, so he's dead to rights there. I'd argue he made contact with Smith's chest, rather than his head as Blake also mentions, but I'm not even sure that matters here. Smith wasn't able to return to action and he's dealing with what the team called whiplash, so factor the injury along with the charge and Edler was destined for civvies.
The decision tastes sour after the Nash pardon, but on its own merits it seems like a reasonable result. And since looking for a precedent in previous decisions has become a fool's errand, that's probably the best we can hope for.
UPDATE: A league executive phoned (way too early) this morning to say that the Lucic/Miller incident sparked a renewed commitment from the league to protect goaltenders and so it wasn't an ideal point of comparison to the Edler hit. That's a fair point, so it was worth including here. It doesn't, however, alter the overarching context that the DPS' reactions to the Nash/Edler incidents reinforces the existing perception that DPS lacks coherent standards.


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Final Perk
News of Google's employee survival benefit surfaced recently, much to the amazement of bloggers, who were all out on the prowl for some tech news. In an interview with Forbes Magazine's Meghan Casserly, Google Chief People Officer Lazlo Bock spelled out the terms. If a Google employee dies, the company will give a surviving spouse or domestic partner half the employee's salary for up to 10 years.
Various commentators have referred to this policy as "Impressive," "Awesome," "Admirable." Another Forbes contributor called it "awe inspiring." Although Google should certainly be commended for offering this benefit, I wonder sometimes about the way news gets passed around in our high-velocity, zero-friction Internet economy. Lofty adjectives are fast and evocative, but numbers talk. I worry that what we call "news" today is little more than a patter of glorified re-tweets that get passed through the industry without anything close to the level of pre-press scrutiny they would have received 10 years ago.
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