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"I think the underlying demographics really point to a major shift toward the Democratic Party," said Gabriel Sanchez, a political scientist at the University of New Mexico. "Unless the Republican Party both nationally and within the state is able to attract more Hispanics and Indian voters, I don't see that changing."
Exit polls taken for The Associated Press and television networks show the state's Hispanic voters backed President Barack Obama more than 2-to-1, while the majority of white voters supported Republican challenger Mitt Romney. In the U.S. Senate race, Hispanics lined up in similar numbers behind Democratic Rep. Martin Heinrich, who defeated Republican Heather Wilson for the seat that opened up with the retirement of Democrat Jeff Bingaman.
Another observer attributed the solid Democratic leaning in New Mexico on the Republican Party's failure to show up this year.
"It's cyclical," said Maurillo Vigil, professor emeritus at Highlands University in the northern New Mexico town of Las Vegas. "In New Mexico, Romney didn't do anything" to try counter the strong Hispanic support for Obama.
With virtually no campaign here, Romney failed to work the Albuquerque metro area, which Vigil said is the swing region between solidly Democratic northern New Mexico and the GOP-leaning "little Texas" region of southern New Mexico.
Democrat Michelle Lujan Grisham easily defeated Republican state Rep. Janice Arnold-Jones to keep Democratic control of Albuquerque's congressional seat, which until Heinrich won it 2008 was held by Republicans for 40 years.
Rep. Steve Pearce, who represents the more conservative southern New Mexico, remains the lone GOP member of the state's congressional delegation.
At 46 percent, New Mexico is the most Hispanic state in the country. Thirty-eight percent of eligible voters are Hispanic, up 6 percent from 2000, Sanchez said.
New Mexico was considered solidly Democrat during the Clinton years and supported Al Gore by just 366 votes over George W. Bush in 2000. But the state went Republican for Bush in 2004—when more than two in five Hispanics backed him—then followed the Democratic tide that elected Obama in 2008.
Because New Mexico elected Republican Gov. Susana Martinez two years later, pundits going into this year's presidential elections expected a tight race. Vigil noted that Martinez was able to win because a strong GOP Hispanic who speaks Spanish and knows how to work traditional Democrat strongholds can sway traditionally Hispanics away from an anglo Democrat and "dilute" the overall impact of the Hispanic voting bloc.
Still, Sanchez said he believes New Mexico Hispanics are increasingly turning to the Democratic Party, even though they have traditionally been more conservative than Latinos nationally.
That trend is growing throughout the U.S., he said, in large part because of the GOP's strong opposition to immigration reform policies that offer some illegal immigrants a pathway to citizenship. Although voters in New Mexico and across the country cited the economy as their top concern, exit polls show New Mexico Hispanics overwhelmingly favored offering illegal immigrants a chance to apply for legal status.
That survey of 2,514 New Mexico voters was conducted by Edison Research. Results for the full sample were subject to a sampling error of plus or minus 3 percentage points; it is higher for subgroups.
Vigil said that even though many northern New Mexicans, like himself, are descendants of Spanish settlers, they sympathize with the Mexican immigrants and "policies that are directed at them," policies that he says are discriminatory.
Follow Jeri Clausing at http://twitter.com/jericlausing.


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Bliss Events and Weddings2 Reviews
Making Every Event a Bliss Event
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Bliss Events and Weddings (Fargo, ND) is a full service event coordinating company. We specialize in weddings on a budget and making that budget...(more)
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754 9th AVE. 51st St., New York, NY | Directions 1001940.763509 -73.987073
Sun 9:30am-11pm, Mon 11:30am-10pm, Tue-Wed 11:30am-12am, Thu 11:30am-1am, Fri-Sat 9:30am-1am
Neighborhoods: Clinton, Midtown
My FAVORITE place in NYC -- my DH & I make sure we visit and sit at the bar whenever we come back to Hell's Kitchen!
(My only wish is that they go back to putting their menus in old record album covers. If you have any old double album covers, send them over for the ultimate recycling!)
Newly revamped....HIGHLY DISAPPOINTING! – Prior to the recent renovations, the old Vynl in Hell's Kitchen used to by my favorite restaurant. My friends and I would eat there several times a month. Last night was the first time we've been back since the renovations were completed....and sadly it will be the last time we'll be returning. Aside from the changes to the restaurant's interior, the old Vynl menu has been totally gutted....and NOT for the better. Gone are all the menu staples that used to keep us coming back. Old favorites like the cobb salad wrap, nachos, veggie burgers, mom's meatloaf, grilled cheese, parmesan truffle fries, and ESPECIALLY the Latin scramble are all gone. Essentially everything that was on the old menu is no longer there.
The new Vynl menu offers a random assortment of overpriced items like deviled eggs, fried oysters, schnitzel, and poutine. The servings are small, and the menu is overpriced. $16 for poutine (french fries with cheese and gravy)?????
Also gone from the restaurant are the frozen margaritas and the fun atmosphere that made Vynl stand out from so many other restaurants in the City.
To the Vynl owner: "if it ain't broke, don't fix it". Bringing in Top Chef participant (Lee Anne Wong) as a consulting chef and totally gutting your menu has totally ruined what so many people use to love about Vynl. Unless you bring back your old menu items, I think you're going to lose a lot of the patrons who've been returning to Vynl for so many years. I hate to say this, but I for one, won't be returning anytime soon.
Bad Brunch timing and communication – Called early on a Sunday afternoon to find out available soups and was told they were serving a "rustic tomato" among others... Perfect since I had a taste for grilled cheese and tomato soup.
But when I called a second time and tried to order was told only brunch menu was available and thus no soups. Frustrating since this is not mentioned anywhere on the online menu nor was communicated when I first called.
Disappointing. Note that online menu items may not be available at certain times.
Fiery Hot Spot – After a few beers with friends I was looking to stuff my face with a good meal in the company of a few friends.
Vnyl was suggested and what a great choice even though we had to walk all the way from high 50s and 6th Ave.....I had given up eating bread and buns for some time so there was little to choose from but I did have the Latin Scramble for dinner. It was delish!!! and I hear it's a favorite for brunch at Vnyl.
The theme was definitely a good look and I loved the NELLY bathroom... I will probably make my way back to the other location for three things: affordable prices, theme and FOOD!
The only reason it didn't get 5 stars was because they stuffed 7 of us into a round booth and it was a bit uncomfortable...Otherwise the staff was so welcoming and definitely helped with food selections.
Great well priced food & fun bathrooms! – Had an excellent meal here on saturday night - try the butternut squash wontons, they are to die for. I addition the peking duck wrap was well liked by my group and the special orange stir-fry.
Great service
FUN for an evening Novelty Place – This record-themed place is as much restaurant as bar. The back is mostly booths, though those with round tables can handle ten (skinny) people. The mensroom has a mosaic Elvis and and diorama. You relieve yourself to LOVE ME TENDER, HOLD ME TIGHT. Better not make it TOO tight-- or it won't work.
The staff is business-like, but efficient. They were very tolerant of our expanding group, and late-stay.
We didn't try the main dishes, but had a lot of typical bar appetizers: quesadilla, nachos, calamari. The food was well-presented: art on a plate. Mykel found nothing spectacular about the taste, but the rest of the crew raved. The music was NOT too loud to talk. The record decor was fun. That's it. --Drink club NYC is a roving group of NYC drinkers
Good standard food – I wanted to check this place out because Thai + American just didn't sound right to me, but it got good reviews. The ambience was a little weird - it has a very old school diner feel and decor to it - but the food was good. The portions are pretty big, which may or may not be a plus. Staff was attentive, though I'm not sure if it was because it wasn't very crowded when I went. All in all, amongst what seems like hundreds of thai places in Hell's Kitchen area, it's worth it to check this place out, especially if you have some picky eaters in your group that only eat American food. They serve classic thai (and it's not super-Americanized) as well as classic American.
Eating in Style – One of my favorite restaurants in the city. You MUST go in at least for a drink, to check out the atmosphere. The food is delicious, portions are large, and price is good. Please go!!
i loved it – This is the way it should be. There were a lot of people on this Saturday night, but it never got too loud. Our food was timed perfectly. Our wait team was on top of everything, including some fantastic recommendations. Dinner was really quite fine for all of us - steaks and fish and lovely sides of mac and cheese and chopped salad. Dessert... yum...
Overall a memorable night for a special occasion. Loved it.
BRAVOO! – Their food is reliably delicious and reasonably priced. By now I've had just about everything they make -- and you really can't go wrong. Just read the menu and wait until your mouth starts watering ... and order that item. You can bring all kinds of people here, because the menu includes Asian, American, and European-inspired fare -- so it doesn't matter what folks are in the mood for! The dishes are simple, tasty, filling, and made with lots of love and attention.
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Cooking From Every Angle
Fried Green Tomatoes with Panko and Parmesan
- Amanda
There are some southern foods, like biscuits and corn pudding, that have gained such a heightened perfection in our minds that we shy away from them in the kitchen. Fried green tomatoes are like that. We know how we've been taught to like them – edges crisp and gritty with cornmeal, and tangy succulent bellies – and if we don't know how to achieve this, then why make them at all?
So I confess. As a Yankee, I threw caution to the wind and bastardized the hell out of my green tomatoes. Instead of a flour or cornmeal coating, I went for a jagged cloak of panko and Parmesan, which crisped beautifully and tasted deliciously of toasted, nutty cheese. Although I did follow one Southern trick, learned from Beans, Greens, Sweet Georgia Peaches - to not only salt the tomatoes in advance, but also sugar them, too. Half an hour before cooking, you add this seasoning combo, which draws out some of the moisture and also balances the tart sting of a green tomato with a nod of sweetness. One last cheat: I turned to my non-stick pan over my cast-iron. I didn't want even a crumb of the crust to be left attached to the pan and not in my mouth.
Fried Green Tomatoes with Panko and Parmesan
Serves 6
- 4 medium green tomatoes, cored and cut into ¼-inch-thick slices
- Salt
- Sugar
- 2 large eggs, lightly beaten
- 1 cup panko
- 1 cup freshly grated Parmesan cheese, plus more for serving
- 2 tablespoons olive oil, plus more if needed
- 2 tablespoons unsalted butter, plus more if needed
- Freshly ground black pepper
See the full recipe (and save and print it) here.
Like this post? See Amanda's post from last week: Squash Blossom and Garlic Frittata
Photos by Jennifer Causey
Comments (11)
over 2 years ago Jen @ foodorleans.com
Yum! Fried green tomatoes are one of the greatest culinary inventions of the south. They also make a crazy caprese salad. I did that once and it changed my life. I fried the cheese too.
over 2 years ago Alethia
As a southerner myself, I've been obsessed with fried green tomatoes my whole life. My mom makes the most delicious (sorry Amanda!) by taking a sleeve of saltine crackers and whizzing them in the food processor with a little parmasean. After frying, a quick dash of hot sauce (Crystal in my family) and you've got a perfect summer dish!
over 2 years ago mcs3000
Just saved this recipe - thanks!
over 2 years ago jabberyjess
Got green tomatoes at the farmer's market this morning specifically to make these. Drawing out the water now. I am so-so-so excited. Making pickled okra after... so far from my Minnesota roots! I really feel like I should have been born in the south.
over 2 years ago
Suzanne is a trusted source on General Cooking.
Wow, great recipe been years since I've had fried green tomato and this takes it to a whole new level. Love it.
over 2 years ago
Mrs. Larkin is a trusted source on Baking.
Those shades of green are amazing! There may be some pilfering of green tomatoes from dad's garden. Don't tell!
over 2 years ago lalala
There is a movie, with Kathy Bates, Jessica Tandy, Mary Stuart Masterson and Mary-Louise Parker, but not with Oprah.
over 2 years ago Kitchen Butterfly
There is a movie by the name right, with Oprah? Anyhow, seeing my love for Panko, I'll have to give this a go. Bet it would be fab with some hot mustard!
over 2 years ago EmilyC
Funny, I've always felt the same way about making biscuits. And fried chicken. I'm glad you "bastardized the hell" out of these for our benefit! They look fantastic; I'll be making them soon.
over 2 years ago alextillotson
I prepared thin slices of zucchini like this the other day then dipped them in freshly-made tzatziki. My yiayia (Greek for grandmother) uses egg and flour, but I love the crunch of panko and the nuttiness of the cheese. I could never improve on her tzatziki, though, so that stayed the same as always.
over 2 years ago
Abbie is a trusted source on General Cooking.
OK green tomatoes just went on the list - these look great, haven't had one in forever!!!


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Rolex Rankings #13
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This is the first year for the event.
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Having diabetes greatly increases your risk of having a heart attack or stroke. If you have diabetes, it is vitally important for you to work with your doctor and other members of your health care team to control your blood sugar and reduce other risk factors for cardiovascular disease.
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Training in anatomic pathology (AP) is integrated with that in clinical pathology (CP) throughout the 4-year general pathology (AP/CP) program in this department. Residents are actively involved with AP in all 4 years, and the on-call resident covers both AP and CP.
All pathology residents start the formal AP experience by completing required rotations in autopsy (forensic) pathology and surgical pathology. The 1st year usually encompasses 4 months of autopsy, 4 months of surgical pathology, 1 month of clinical chemistry, 1 month cytopathology, 1 month hematopathology, and 1 month blood bank.
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ConstitutionNet Tunisia's new Constitution & women: what has changed? A look @ the challenges women still face t.co/1Q3Iw8kqyL t.co/r1Lri3DGy4
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Regency's beauty school in Tinley Park has a hands-on, comprehensive cosmetology program. Like our other cosmetology schools in Illinois, it's designed to look and feel like a real salon, giving students that real world experience.
Regency's cosmetology school in Tinely Park is located on Harlem Avenue at the intersection of 159th Street. This Chicago-area beauty school is energetic and welcoming for both students and guests. Students learn in classrooms designed to allow space for creativity and hands-on learning. After you've learned the fundamentals of cosmetology, you'll move on to the Performance Floor. There, you'll work on live guests, doing consultations, educating on products, and, of course, performing a variety of services.
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Aurecon was engaged to provide the structural and geotechnical engineering for Terminal 2. More information >
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As one of the fastest growing economies in the world, Vietnam is rapidly planning and building power plants to meet both its current needs and to provide a sustainable infrastructure for future growth. More information >
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Tel: +44 (0) 1206 791191 Email: sales @airbench.com Fax: +44 (0) 1206 791191 Post: 14 Grange Farm Road, Colchester CO2 8JW, UK
AirBench downdraught bench takes dust and fumes away from your workspace by drawing them down through the worksurface, into the internal filters.
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Also appearing Jamie Utley and Steve Wherry
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A heat advisory will be in effect for Pershing, Churchill, Lyon and Mineral counties below 5,000 feet through today.
Those living in the Reno-Sparks region can expect a high of around 100 degrees today and Friday. Residents in Lovelock and Hawthorne are seeing temperatures in the high 90s, with Lovelock reaching 98 degrees Friday.
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Residents are asked to avoid physical activity during peak heat hours and to not leave children or pets in unattended cars. Those who do want to spend time outdoors are encouraged to drink plenty of water.
The Washoe County Health District is also warning people to stay indoors — in an air-conditioned environment, if possible.
"Washoe County Health District officials remind people that heat-related illnesses can be deadly, and to take precautions to avoid them," said health district spokesman Phil Ulibarri in a release sent out this week.
For residents who do not have air conditioning in their home, the health district recommends visiting a shopping mall or public library for relief.
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Elderly people should designate a friend or relative to call or check in on them at least twice a day, the district recommends.
When working in the heat, monitor the condition of co-workers, Ulibarri recommended.
"If you are unaccustomed to working or exercising in hot weather, start slowly and pick up the pace gradually," he said. "If exertion in the heat makes your heart pound and leaves you gasping for breath, stop all activity, get into a cool or shady area, and rest, especially
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Product Code: 81341
Submersible. Adjustable water inlet size enables pumping of water with particles from 5-30mm. Float switch turns pump on and off when water level changes. RCD fitted for safety. Suitable for domestic or industrial applications. Not suitable for continuous use in fish ponds.
Product contents:
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240V. Pumps up to 200Ltr/min. Max. head 7m. Max. immersion depth 7m. Includes 1" and 1½" hose adaptors and 10m cable.
£64.99 (inc. 20% VAT)


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If its 1/2" pex the longest runs shouldn't be more than about 130' max.
I have in-floor pex in my house, but when I built the house, I stupidly didn't compensate for having about 1/3 of the house open to the upstairs, which means less floor with pex in it. So, my house doesn't get warm enough and I'm wanting to add baseboard heaters in the living room where there isn't sufficient pex. So, I need to tap into one of the zones I already have set up, but my living room zone already has 5 rolls (150 ft each? or whatever the standard is) of pex on it. My brother-in-law told me that I shouldn't put more than 5 rolls of pex on a zone, but is this true? What is the logic to this if so? My alternative is to create another zone with it's own thermostat, so I'd have two thermostats in the living room, or to add it onto another zone with less pex, but then it's dependent on the wrong thermostat. I'm not sure why it matters how much water you have running through one zone. Does it mean that it's taking the water longer to cycle through the boiler? I've noticed that one room in our house has only one roll of pex and it stays warm fairly easily. Thanks for any advice.
Edit: I could also add on some electric baseboard heaters, which would be much easier. I'm not sure how much less efficient they are than my gas boiler system.
Last edited by akr44; 11-12-2012 at 05:26 AM.
If its 1/2" pex the longest runs shouldn't be more than about 130' max.
[B]No, plumbing ain't rocket science. Unlike rocket science, plumbing requires a license[B]
Assuming your have 5-port manifolds splitting the zone in to 5 loops rather than one long skinny 750' snake you should be able to get reasonable performance out of it, but you have to do the math on how much pump you need, and unless the run between the boiler & manifolds is very short you'd want at least 3/4" to the manifolds. There are many decent radiant designs running with 200', even 300' loops, but they're designed, not hacked, with the right amount & type of pump behind it.
If you spliced it all into one long you'll have to break it up- that's a lot of pumping head and you won't get adequate flow even with a fairly monsterous pump.
If it's natural gas rather than propane I'd expect the electric heating to cost 2.5-4x as much as gas-fired baseboards- depends on your actual gas & electric rates.
Rather than fin-tube baseboards which don't emit a lot of heat at radiant-floor temps, european style low temp panel radiator/convectors can put a lot of heat into a room without a lot of plumbing. Putting a loop with a few of these on it in parallel with the radiant floor (and a ball valve to throttle back the flow to the panel radiator branch so's you can feel at least some heat in the floor) would be more comfortable fix than any fin-tube baseboard solution.
Like anything else if you can't find them locally you can order via internet and pay exorbitant shipping to more remote AK locations, but I'd think if you're near Anchorage there's hope that somebody stocks them.
Most will put out about half their 180F nominal rating with 130F water, which is useful for figuring out how much it puts out at radiant floor temps. (You can interpolate linearly from the 180F and 140F specs.) If the zone is keeping up mostly you can probably go with something rated 10,000-13,000BTU/hr @ 180F.
It's a lot more expensive than fin-tube, but unlike fin-tube it's still putting out a reliable-knowable amount of heat even with sub-100F water. Taller is generally better for keeping output linear with temp at very low temps. (A 24" tall panel radiator has a more reliable output with 85F water than a 12", but even a 12" tall version blows away any fin-tube at low temp.)
All the documentation I have read says that 1/2 inch pex running with a correctly sized pump for the pressure loss over the distance can be up to 300' in length. (330 actually, but limited to 300 on the conservative side.) Why would you limit the length to 130'?
Sounds like this install did not have accurate heat loss calculations, or the design temp was too high for the AK conditions.
I'm designing for 0 degrees in the Colorado front range--Zone 5. Indoor temp at 70 degrees. I will have one radiator loop from the older part of the house that is not being remodeled. Each of the zones are on their own thermostat and control although one zone has two loops of pipe. I will run the boiler hot enough for the radiators (need a higher water temp) and use a temperature mixing valve to run the radiant at the design temp which is 120 degrees for an 84 degree floor which should maintain 70 degrees interior at zero degrees outside. Of course if it is colder, will have to run the pump more often or supplement with a wood stove. I have a Wirsbo manual that is an older edition but has all the basics of the design, including the info about using radiators and radiant on the same system. Downloaded a Manual J program that created the heat loss calculations based on the insulation and other factors. It took some time to learn enough to design a system but I feel more confident with this design than the HVAC vendor who just wanted to install by "rule of thumb". There seem to be several things you could do before you decide on the radiators: 1) Figure your home's heat loss, especially in that cold room, 2) Consider putting in more thermostats, maybe one on each zone? 3) Consider a higher volume pump 4)Consider an outdoor reset mixing valve and running your boiler at a little higher temp. These would probably all be less expensive than more radiators.


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Everton defender Phil Jagielka fears team-mate Marouane Fellaini could be prised away from Goodison Park by a big-money bid this summer.
• Baines focused, ignoring Utd talk
Fellaini came up against Jagielka during England's 1-0 friendly victory over Belgium at Wembley on Saturday and caught the eye with a bustling performance in midfield.
The 24-year-old is part of a highly-rated, young Belgium set-up that includes new Chelsea signing Eden Hazard, Tottenham target Jan Vertonghen and a number of other players attracting a lot of attention from across Europe.
Fellaini has really progressed at Everton since his move from Standard Liege in 2008, so much so that Jagielka can see the midfielder becoming a target for a number of clubs.
Jagielka said: "We love Felli and we'd love him to stay. There's not been that much transfer talk but we know the situation we're in. Unfortunately, with the way the club is, if somebody comes in with a £20 million-plus offer, the chances are he's going to be sold.
"We bought him for £16 million and I don't think the club would take a loss. He's developed in that time, especially in the last few games of the season, just behind the front one, and he's destroyed teams."
Jagielka added in the Daily Mail: "In terms of marking Felli, he's faster than I remember. He must have put a yard on. I can't stop laughing when I see him and it's not just his hair.
"He's a fantastic player. Belgium have got a few players for the future and, once they kick on they'll be a team to watch."
Belgian newspaper Le Soir last week suggested Fellaini may be on the radar of European champions Chelsea, but when asked about the rumours, the midfielder responded: "I am not aware of any of this."


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New Yahoo CEO Mayer is pregnantJuly 16, 2012: 11:13 PM ET
She told Fortune exclusively that her first child is due in October.
FORTUNE --Marissa Mayer, the Google (GOOG) executive who today was named Yahoo's (YHOO) new chief executive, is pregnant.
Mayer told Fortune exclusively that her first child is due October 7. It's a boy!
"He's super-active," Mayer told me in a phone call tonight, three hours after Yahoo announced her appointment. "He moves around a lot. My doctor says that he takes after his parents."
Career-wise at least, Mayer, 37, has remained in one place for more than a decade. She was Google's 20th employee and its first female engineer, ascending to her most recent post as vice president in charge of local and location services over a 13-year career. That job included overseeing Google Maps, Google Earth and Zagat, a 2011 acquisition that she engineered.
MORE: Marissa Mayer is the new CEO of Yahoo
Mayer's husband is Zachary Bogue, a lawyer who traded practicing law to invest in "big-data startups," she says. Bogue recently launched an investment fund called Data Collective.
Of course, her pregnancy, which Mayer learned of last January, was something to think about when she got the initial call from Jim Citrin, the Spencer Stuart recruiter commissioned by the Yahoo board. "I got the call on Monday, June 18," recalls Mayer, adding that she was "very moved and flattered." Yahoo's huge audience of more than 600 million visitors intrigued her, as did the potential to make the struggling company's products "much more innovative and delightful."
Mayer insists she was "very happy at Google" and "coming into my own" even though Larry Page, after he assumed the Google CEO job from Eric Schmidt last year, slid Mayer out of the CEO's inner circle.
Mayer first disclosed to the Yahoo board that she is pregnant in late June, in a meeting with Michael Wolf, a member of the board's four-person CEO search committee. A meeting with the search committee followed, and then Mayer met with the full board last Wednesday. None of the Yahoo directors, she says, revealed any concern about hiring a pregnant chief executive. "They showed their evolved thinking," says Mayer, who got the phone call last Thursday that she was the board's choice to be CEO.
MORE: Andreessen on Marissa Mayer's new role at Yahoo
Asked if she expects Ross Levinsohn, the Yahoo interim CEO who was expected by most people to get the permanent job, to stay at the company, Mayer replies: "I haven't been commenting on my conversations with Ross." She calls Levinsohn "a phenomenal executive."
As for maternity leave, Mayer, who recently joined the board of Walmart (WMT), expects it to be speedy. "I like to stay in the rhythm of things," she says, referring to the CEO job that she is starting tomorrow. "My maternity leave will be a few weeks long and I'll work throughout it."
The Yahoo board did make one concession for its expecting chief executive: The September board meeting, scheduled to be in New York, will be in Yahoo's hometown of Sunnyvale, California.
Follow here for all #FortuneTech coverage.
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Spring semester tours are available Monday through Friday at 11:00 a.m. beginning Wednesday January 2, 2014. There will be additional tours at 1:00p.m. on Mondays and Fridays ONLY starting on Wednesday, January 27th, and ending Wednesday, April 23rd, 2014.
Our spring recess will begin on Monday, March 10th through Friday, March 14th 2014. If you were interested in observing a class, make sure your visit does not fall during that week. Please keep in mind that there will be NO TOURS GIVEN on Friday, March 21st, 2014 due to our Annual Law Day for Admitted Students.
To schedule a campus visit, submit the form below and a confirmation e-mail with details of your visit will be sent within two working days. For same day, next day or special accommodation visits, submit the form below and contact the Office at 305-284-6746 or e-mail firstname.lastname@example.com.
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29 Critical Questions To Ask


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A reduction in forest area should result in a reduction of its number of species and, moreover, do so in a characteristic way according to the familiar species-area relationship. Brooks, Pimm & Collar (1997) applied this formula to the losses in forest area in the Philippines and Indonesia. Independently derived totals of the number of endemic bird species that are threatened with extinction broadly agree with these predicted losses. In some cases, however, predicted losses overestimate or underestimate the actual numbers of threatened species.Resource Type: Journal Papers
These posters were designed to highlight the work of the 'Wings over Wetlands' project of the AEWA Convention - Agreement on the Conservation of African-Eurasian Migratory Waterbirds.Resource Type: Posters
This atlas provides a comprehensive overview of what is currently known about all six species of great apes - chimpanzee, bonobo, Sumatran orangutan, Bornean orangutan, eastern gorilla, and western gorilla. It gives a thorough background on ape behaviour and ecology for each species, including detailed habitat requirements, the apes' ecological role, and the possible consequences of their decline.
Despite the dedicated efforts of many individuals and organizations, the great apes all fall into the Endangered or Critically Endangered category of the IUCN Red List. This atlas offers a full description of the threats, current conservation efforts, and additional protection needed for each species across its entire range.
•Covers all six species of great apes
•Provides the most up-to-date and comprehensive data available
•More than 150 full-colour photos
•More than 40 full-colour maps and diagrams
•References online
The Critical Site Network (CSN) Tool is a new online resource for the conservation of 294 species of waterbirds and the important sites upon which they depend in Africa and Western Eurasia. Leading global conservation organisations working for the protection of waterbirds and their habitats have joined forces to develop this tool, strengthening the implementation of the African-Eurasian Migratory Waterbird Agreement (AEWA) and the Ramsar Convention on Wetlands.Resource Type: Tools / Applications
A table is provided of 122 bird species with restricted breeding distributions and for which Nepal may hold significant populations. Habitat threats and population changes are detailed for 33 species for which Nepal may be especially important. The vital importance of Nepal's forests to Nepal's avifauna is emphasised.Resource Type: Journal Papers
UNEP-WCMC produces reports for a number of fora including CITES, the European Commission and the Convention on the Conservation of Migratory Species of Wild Animals (CMS). Recent examples of these reports can be downloaded here in PDF format.Resource Type: Reports
Small local hunting communities in Siberia are very distant from any governmental control. Hunted waterbird species, including globally and regionally threatened species, rely for their well-being on the self regulation of remote hunting communities. Interviewed hunters showed a profound knowledge of Baikal Teal, its population status, and the causes of their past decline. Whether the knowledge is shared by other communities in the region and beyond in Northern Siberia needs verification.
Empowered l
Our results show that any further infrastructure development will put the remaining European population of wild mountain reindeer at great risk, as further habitat fragmentation will make the remaining undisturbed patches too small for holding viable populations. We discuss the importance of controlling piecemeal development in infrastructure for conservation of wildlife and argue that minimizing infrastructure development is likely one of the largest challenges in wildlife conservation ahead.Resource Type: Journal Papers
The Great Apes, including the chimpanzee, gorilla and orangutan, are threatened with extinction. All species are rapidly declining in abundance, even within protected areas.The main factors responsible for this decline are loss and degradation of habitat, and hunting. Construction of roads in forest areas is particularly damaging, as such development facilitates hunting and other activities which lead to habitat destruction.
This report assesses the impact of infrastructural development on great ape populations, using the GLOBIO modelling approach. GLOBIO is a multivariable spatial model, which estimates the extent of land area with reduced abundance and diversity of living organisms, as a result of infrastructural development. The model can also be used to develop scenarios of possible future impacts, based on the current rates of infrastructural development.Resource Type: Reports
©2014 UNEP All rights reserved


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BBY Fabulous Mary Janes – White Pearlized
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Your fabulous fashionista-in-training will be all giggles when she kicks her feet in these sparkling Mary-Janes. With an easy-to-Velcro closure, these mommy and daddy-friendly sneakers get her set for fall. Rhinestone-embellished "GUESS" across center Velcro closure. Logo-embossed exterior with a white pearlized finish.
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Team Approach
Parents; you are the most important team members!
You are your child's caregiver. The cystic fibrosis (CF) team is here to support you and provide you with the resources necessary for your child to grow up with the brightest future.
The CF team members are physicians, nurse practitioners, nurses, social workers, nutritionists, respiratory therapists, physical therapists, child life specialists, psychologists, pharmacists, genetic counselors, care managers, and integrative medicine specialists.
We are also your coaches, cheerleaders, and fans, rallied around three central goals:
1. To give the best possible care.
2. To keep your child in the best possible health for new therapies.
3. To see your child graduate to an adult CF center with normal lung function and normal nutritional status.
More information about the CF team:


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Stocks logged gains across the board Tuesday, erasing most of their losses from the previous day's selloff, as a batch of better-than-expected economic reports trumped worries over a credit crunch in China.
(Read More: After-Hours Buzz: APOL, GOOG & More)
Traders also took comfort from some Federal Reserve policymakers who downplayed the potential impact of scaling back the asset purchase program.
"Overall, people are still trying to digest the bigger picture regarding the Fed and when that tapering's going to occur," said Joe Bell, senior equity analyst at Schaeffer's Investment Research. "Longer-term, we think the market will resolve to the upside, but we're in a transition period where there's a lot of uncertainty."
(Read More: Dr. Doom? Marc Faber Sees Stock Buying Opportunity)
The Dow Jones Industrial Average rallied 100.75 points to close at 14,760.31, led by Bank of America and Verizon. The blue-chip index has posted triple-digit swings in 12 of the last 16 sessions. Also, the Dow has not posted a three-day win streak since late April.
The S&P 500 jumped 14.94 points to finish at 1,588.03 and the Nasdaq climbed 27.13 points to end at 3,347.89. Still, the S&P remains on track for its first losing month since October.
The CBOE Volatility Index (VIX), widely considered the best gauge of fear in the market, tumbled near 18.
All key S&P sectors finished in positive territory, led by financials and telecoms.
"Whenever cyclical and higher-growth stocks start leading, we think that's a good sign for the overall market," said Bell. "Even in a rising rate environment, the cyclicals will fare a bit better."
On the economic front, home prices jumped 1.7 percent in April, according to the S&P/Case Shiller composite index of 20 metropolitan areas, posting their biggest annual gain in seven years. Meanwhile, sales of new single-family homes rose to their highest level in nearly five years in May, according to the Commerce Department.
Consumer confidence surged to its highest level since January 2008, according to the Conference Board. And durable goods orders rose 3.6 percent in May, according to the Commerce Department, topping expectations for a 3 percent gain.
"All told, today's report is quite good with headline and core orders coming in stronger than expected," wrote Dan Greenhaus, chief global strategist at BTIG. "Bottom line: good news for the economy should be good news for investors and this report is good."
On Monday, Dallas Fed President Richard Fisher said he advocated a reduction to the central bank's stimulus program, but stressed it should be done gradually. Minneapolis Fed President Narayana Kocherlakota said markets were wrong to view the central bank as having become more hawkish on the need to tighten monetary policy and emphasized that policy will remain accommodative "for a considerable time" after the end of quantitative easing.
The Shanghai Composite halted its two-day sell-off, but still ended in bear market territory, having lost 20 percent from a ten-month high hit in February.
The Chinese central bank said it expected seasonal factors that caused a recent spike in interbank market rates to gradually fade. Local lenders in China have faced a severe liquidity strain in recent weeks, with interbank lending rates hitting double digits last week, raising concern that efforts to rein in credit growth and steer the economy away from a dependence on credit-driven investment could go wrong.
"Some pundits attribute rally to better data," said Art Cashin, director of floor operations at UBS Financial Services. "While the numbers were good, this bounce is 90 percent China sigh of relief.That allows "dip" bargain hunters to keep pecking away."
Apple hovered around the $400 mark after Oppenheimer cut its price target on the tech giant to $460 from $480. In a note, analyst Ittai Kidron cited checks that show "steady demand for the iPhone 4/4S and mixed demand for the iPhone 5."
Pandora surged after the music-streaming company said its online radio service has been incorporated into the dash of more than 100 different vehicle models and estimates that one-third of all new cars sold in the U.S. this year will have Pandora installed.
Among earnings, Lennar rallied after the homebuilder posted earnings that beat expectations. Other homebuilders including Beazer,Pulte and DRHorton also rose following the news.
Barnes & Noble tumbled after the bookstore chain reported that its quarterly net loss more than doubled as sales of its Nook device and e-books continued to plunge and business at its bookstores declined.
Walgreen slumped to lead the S&P 500 laggards after the drugstore chain reported weaker-than-expected quarterly results, citing slow front-end sales and a challenging economy.
Carnival rose after the cruise line company announced plans to split the roles of chairman and chief executive, with Arnold Donald taking the role of CEO effective July 3. Micky Arison will continue to serve as chairman of the board of the company. Separately, the company posted earnings that topped expectations, but revenue and outlook were shy of projections.
Apollo Group and Smith & Wesson are among notable companies slated to post earnings after the closing bell.
(Read More: Earnings Season Already Looks Like a Train Wreck)
First Solar soared to lead the S&P 500 gainers after the solar company was upgraded to "hold" from "sell" by Maxim Group and initiated with an "overweight" rating by JPMorgan.
Microsoft and Oracle announced a tie-in to garner advantage against newer, web-based cloud computing companies.
The government auctioned $35 billion in two-year notes at a high yield of 0.430 percent, the highest since May 2011. The bid-to-cover ratio, an indicator of demand, was 3.05.
—By CNBC's JeeYeon Park (Follow JeeYeon on Twitter: @JeeYeonParkCNBC)
Coming Up This Week:
WEDNESDAY: Fed's Kocherlakota speaks, MBA mortgage applications, GDP, corporate profits, oil inventories, 5-yr note auction, Microsoft Build conf.; Earnings from General Mills, Monsanto, Bed Bath & Beyond
THURSDAY: Jobless claims, personal income & outlays, pending home sales, natural gas inventories, Fed's Powell speaks, Fed's Lockhart speaks, 7-yr note auction, farm prices, Fed balance sheet/money supply, Apple e-books decision day; Earnings from ConAgra, KBHome, Nike, Accenture
FRIDAY: Fed's Stein speaks, Fed's Lacker speaks, Chicago PMI, consumer sentiment, Fed's Pianalto speaks, Fed's Williams speaks, NewsCorp splits into 2 companies; Earnings from Blackberry
More From CNBC.com:


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Series 3 Episode 1
Reversals of Fortune
Serena returns from Europe with many secrets to hide.
Based on the best-selling series of young-adult novels by Cecily von Ziegesar, this drama is told through the eyes of an all-knowing blogger - Gossip Girl.
Blake Lively Chace Crawford Ed Westwick Jessica Szohr Kristen Bell
Suitable for 12 years and over
Serena returns from Europe with many secrets to hide.
Georgina (MICHELLE TRACHTENBERG) has plans for Blair at NYU.
Serena thinks Carter (SEBASTIAN STAN) is up to old habits.
HILARY DUFF (A Cinderella Story) and TYRA BANKS guest stars
Will Lily and Rufus get married? SONIC YOUTH performs.
Vanessa vies with Blair to deliver the freshman toast.
Chuck's club opens. ALBERT HAMMOND JR. performs.
Olivia (HILARY DUFF) appears on JIMMY FALLON's talk show.
Jenny wants to be the ultimate Queen Bee. PLASTISCINES play.
LADY GAGA performs.
Thanksgiving on the Upper East Side means major drama.
Dan and Vanessa try navigating their complicated friendship.
Chuck tracks the woman he saw at his father's grave.
Chuck learns more about the woman who may or not be his mother.
Jenny ponders her relationship with Damian (KEVIN ZEGERS).
DESMOND HARRINGTON and WILLA HOLLAND guest star.
Chuck and Blair's relationship is put to the test.
A very pregnant Dorota (ZUZANNA SZADKOWSKI) gets married!
WILLIAM BALDWIN guest stars as Serena's father.
Will (WILLIAM BALDWIN) continues to stir up problems.
Things get tense between Rufus and Will (WILLIAM BALDWIN).
Who doesn't love a great season finale? XOXO, Gossip Girl.


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I worked at InBev
Pros – A known company. Everyone knows your products.
2 cases a month...while it lasts....
Cons – All they care about is cost. 120 payment terms to suppliers? No one wants to work with you due to that.
Open office enviroment causes a lot of negativity. The only way to make more money is to become a manager. Makes people not want to talk to eachother, or work with eachother. A lot of backstabing involved.
No one cares about technicals, only powerpoints. Everyone is managing upwards. Managers do not care about employees under them.
Everything is about cost... and they sacerfice quality.
Advice to Senior Management – Brito needs to understand the total cost is important. Not just procured costs.
No, I would not recommend this company to a friend
I have been working at InBev
1 person found this helpful
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All Items : Celebrity : Memorabilia : Pre 1970 item #1049000 (stock #420)
King's Collectibles
This is a solid brass door knocker commemorating the life of Sir Winston Churchill. At the top of the bracket is the House of Parliament. The bottom reads "Winston Churchill Nov 1874 –Jan 1965". The back is marked "Gt Britain" and "BEL". The movable knocker portion is the bust of Churchill. There is a lot of patina showing the age of this piece. It measures 8.5" long.
King's Collectibles
Red Skelton was born in 1913, the son of a circus clown. Skelton himself got one of his earliest tastes of show business with that same circus and decided to become an entertainer at age 9. Through all of his career, Red never forgot his roots, and always seemed to fall back to the familiar -the clown. He decided to try his hand at art at an early age painting a variety of subjects...


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931 4th St, San Rafael
Thank you! Very kind, helpful waitress.
724 B St, San Rafael
Hope to get more information about the main feature of your company and your beer or beer machine etc.
Thanks very much.
And I would like to know whether you are in need of the…
1615 4TH St, San Rafael
This place is pretty cool as long as you are a regular. It has a pretty stand-offish vibe for the bar hopper, but they are cool with you as long as you don't bug the locals too…
711 4TH St, San Rafael
This place a fun. It had an older crowd, kind of 40-ish but right when we walked in the bartender brought us a basket of mini candy bars, and offered free nachos from a side bar.…
2675 Francisco Blvd # SAN, San Rafael
love to have a cold beer and look at the great view lots of fantastic people one of the best places in marin
fun in july the picnic we have is outstanding look forward to this…
3050 Northgate Mall, San Rafael
In ShortA low-key, friendly environment attracts plenty of families to this reliable chain. Kids in the big booths--often clutching free balloons and crayons--usually outnumber…
1 Vivian St, San Rafael
Took two foodie & picky friends there. I have been going there for 20 years.
Ordered burritos. Made a few cuts ahead; surprise, surprise, two flies rolled out of the burrito &…
24 Summit Ave, San Rafael
1300 4th St, San Rafael
848 B St, San Rafael


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Hans Hoppe - The Theory of Banking
AEN: What area of Austrian economics is most and least advanced?
MNR: Methodologically, we are pretty advanced, thanks to the work of Hoppe. But we can always use more since that is what sets us apart from the rest of the profession. And Salerno is doing great work on calculation.
Banking theory, however, has taken a very bad turn with free banking. We have to show that this is the currency and banking school argument rehashed. They have adopted the banking school doctrine, that the needs of business require an expansion of the money supply and credit. Moreover, the free banking people violate the basic Ricardian doctrine that every supply of money is optimal. Once a market in a money is established, there is no longer a need for more money. That is really the key point.
AEN: What about the argument that 100% reserves requires government intervention?
MNR: I regard fractional-reserve banking as an intervention in the free market, just as any crime against person and property is intervention. In the case of banking, the government is allowing the crime to be committed.
But how do we address the needs of trade argument, those who say that business has a demand for credit? Well, there are many things demanded on the market that are also crimes. There may be a demand for killing redheads. And there is certainly a demand for government loot. What's so great about market demand? if it is not within a framework of non-aggression, there will always be a demand for fraud and theft.
The free bankers accept a kind of David Friedmanite anarchism, where there is no law, only people engaging in exchange and buying people out. If you have a group that wants to kill redheads, the redheads will have to buy them off if they value their hair. I think this is monstrous, the kind of anarchism would indeed be chaos. Just because there is a demand for something doesn't mean it should be fulfilled.
AEN: One of the criticisms of this position is that it is normative and not economic.
MNR: Yes, but the response to 100% reserves is that bank entrepreneurs have the right to offer whatever fraction of deposits they want, which is also a normative position. Any discussion of policy is inherently normative. You can't have free markets unless you have property rights,
AEN: Why isn't private deposit insurance viable?
MNR: The same reason insuring any bankrupt industry isn't viable. You cannot insure entrepreneurs because they engage in uninsurable risk. You can reasonably predict how many fires there will be in New York; the unlucky few who get burned can dip into the pool of resources. But entrepreneurship is not heterogeneous; it is completely unpredictable, and each attempt is non-random. The entrepreneurs assumes the risk. If an insurance company insures it, it becomes the entrepreneur. Who then insures the insurer? In the case of banks, either they don't need insurance, since they are 100% covered, or they are uninsurable because they are taking entrepreneurial risk.
AEN: You have been critical of White's book on free banking.
MNR: The White book says the Scottish banking system was more successful than the English system. But he doesn't say one word about prices, inflation, or business cycles. His only statistic is that were fewer bank failures in Scotland than Britain. But what's so great about not having failures? An industry that doesn't have failures might be doing poorly. What if we applied this test to the Soviet Union, where no industries fail?
When you say one banking system is more successful than another, it seems the test should be less inflation and fewer business cycles. Yet this is never mentioned.
Rivardo was very wrong!
There was a couple of debates in the Independent Review:
Has Fractional-Reserve Banking Really Passed the Market Test? By Jörg Guido Hülsmann
Accounting for Fractional-Reserve Banknotes and Deposits—or, What's Twenty Quid to the Bloody Midland Bank? By Lawrence H. White
Should We Let Banks Create Money? By George Selgin
Banks Cannot Create Money By Jörg Guido Hülsmann
AnalyticalAnarchism.net - The Positive Political Economy of Anarchism
I would say free banking is 100% reserve banking. Fractional reserve banks are inherently insolvent. In a free market without a central bank, fractional reserve banks would just collapse. People would eventually get the hint that putting money in a fractional reserve bank is the equivalent to flushing it down the toilet and would start putting their money in full reserve banks. Eventually, only full reserve banks would remain.
I don't think it is necessary to lock up fractional reserve bankers for fraud in order to transition to full reserve banking. Although I certainly wouldn't be opposed to it.
At least he wasn't a Keynesian!
Larry White and I have written many articles on the subject. There's a failry comprehensive list, together with one of articles on the opposing side, at https://mises.org/Community/forums/p/5186/69448.aspx. I have recently written an article specifically addressing the matter of the origins of FR banking, called "Those Dishonest Goldsmiths." You can download it at http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1589709.
Pay no attention to the sort of shrill outburts you see on this page and elsewhere to the effect that fractional reserve banking is fraud, or that fractional reserve banks are necessarily insolvent. The claims reflect a very poor understanding of the nature of banking contracts. They also suggest ignorance of' the long history of successful FR banking systems that operated on very small reserves, to their customers full satisfaction and with very great benefits to the economies they served. Adam Smith, for one, got this write. (And no, Smith wasn't a statist, as Rothbard tried to claim.)
I don't think you can have read, for example, my article "In Defense of Bank Suspension," whioch addresses the question of how nt banks can contractually handle mass runs. But in any event, why suppose that a banking system isn't any good justeecause it cannot handle a very unlikely event? A freekishly big snowstorm would cause many roofs to collapse. Would you therefore condemn the buildings in question? In economics, we don't generally treat as optimal only those arrangements that reduce the risk of failure--even catastrophic failure--to zero.
Chris, +1.
This case is closed, as far as I'm concerned. Selgin's defensive demagoguery notwithstanding, the question about "Free" Banking becomes increasingly less about its legality (i.e. contract fine prints related to depositor's awareness/acknowledgment that they "allow" for their money to be lent out while still expecting immediate liquidity) and more about relevance and/or necessity. As I said in a recent thread on the subject:
It still boggles my mind that a whole movement has been perpetuated TODAY around such an archaic, bizarre and completely unnecessary concept as Free Banking. If I 'demand' money, I can either (1) earn/make it, (2) sell something I own in return for it, or (3) borrow it from someone else who's saved it and is willing to lend it to me at interest. With advancements in technology and finance, it is getting exponentially easier for market agents to manage their capital allocations between cash (immediate liquidity) and investments (loans, bonds, stocks, funds, etc.). As markets in an increasing number of such instruments become increasingly liquid and developed it is becoming ever easier to change the duration and nature of one's investments (e.g. Sell a 10yr Greek bond to buy a 3month US bill, a 6 month Ford commercial paper, a share of IBM, and keep the rest in cash). If one's too stupid to do this on their own, there are professionals that can do it for them, for a fee.
Why on Earth would anyone need a bank in this day and age, and a fractional reserve one, no less? Without central banks at the cartel's core, banks would most likely go the way of the Dodo, as new entities appear to match the preferred duration, nature, and risk profile of REAL savings with the economy (business) that seeks them.
Why on Earth would anyone need a bank in this day and age, and a fractional reserve one, no less? Without central banks at the cartel's core, banks would most likely go the way of the Dodo, as new entities appear to match the preferred duration, nature, and risk profile of REAL savings with the economy (business) that seeks them.
I don't think you can have read, for example, my article "In Defense of Bank Suspension," whioch addresses the question of how nt banks can contractually handle mass runs. But in any event, why suppose that a banking system isn't any good justeecause it cannot handle a very unlikely event? A freekishly big snowstorm would cause many roofs to collapse. Would you therefore condemn the buildings in question? In economics, we don't generally treat as optimal only those arrangements that reduce the risk of failure--even catastrophic failure--to zero.
Maybe you should take a course in money & banking. It's cool though, Dr Selgin teaches on I believe.
"You don't need a weatherman to know which way the wind blows"
Bob Dylan
Smith wasn't a statist[.]
Smith wasn't a statist[.]
Huh? How was he not a "statist"? What are you defining that word as?
If I wrote it more than a few weeks ago, I probably hate it by now.
hayekianxyz:Maybe you should take a course in money & banking. It's cool though, Dr Selgin teaches on I believe.
Judging from your constant, yet vacuous, appeals to authority you have a problem understanding the very concepts of learning and knowledge acquisition. For you, it seems, they're nothing more than cataloging what other people (more "prominent" and "respected" than yourself) have said on any matter. Try thinking with your own head for a change -- it's very liberating.
Mr. Seglin, I am curious. Here is what I understand on the fundamentals of money and banking, and I am curious if you could tell me if I err in my understanding of money and banking in any particular respect. I imagine it's one of the most heavily contended things in the subject of economics, because the various modern heterodox schools have entirely different perspectives on it. Reading more books on money has led to me revise what I learnt from previous books in school or otherwise, and I am sure there is more I need to learn. Please remember that I am only a layman.
- Money is just a commodity that emerges in the free market compeitition of various commodities as the most marketable commodity.
- Money has otherwise no effect on allocation of scarce resources, because other resources will still remain scarce, and its scarcity of resources that determine their allocation, and not the supply of money.
- Monetary interference can still be used for redistributing resources, because currency debasement by Moors and Christians in Spain helped enrich monarchs in physical wealth faster than the peasantry.
- The banking system is essentially a secondary substitute for money, to provide ease and honesty in large transcations.
- Credit by banks is thus a means of increasing money supply, but it never matters what the supply of money is, when other resources are still scarce.
- Financial institutions that offer credit generally prefer to work on a system where they encourage people to make longer-term deposits, and use them to make shorter-term loans.
- The reason for the above is that rise in interest rates would otherwise reduce net interest income, and create financial risks from asset/liability mismatch.
- Banks, on the other hand, use short-term desposits to make long-term loans. They are more attractive for people as they involve tieing up cash for shorter periods.
- Essentially, interest rate risk management is greater in a non-banking financial institution than a bank, and thus banks are an otherwise riskier business that stand to lose more than FIs.
- However, since banks are insured by the government and get loans from them, they can pass of the burden of such risks to the taxpayer and inflationary monetary authorities, and thus so to all of us.
- Banks, under the current government protection, thus not only misallocate scarce resources in society, but also in a situation where their credit transactions are a risky business that have caused problems to depositors and have resulted in bank-runs in the past - a situation prevented by the misallocationary system mentioned in the previous point.
Certainly, I would not object to a simpler system of having only strict fixed deposits in financial institutions for my savings and having banks for only taking deposits and facilitating transcations.


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Cannot "Unlock" Pump -
Posted by Grupe on 03/19/2013
No matter how I try - holding on to the pump - twisting it left or right, opposite of the container - will not open!
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A Pleased Customer
Posted by Yai Yai on 02/17/2011
SKILLMAN, NEW JERSEY -- I simply love the rainbath shower and bath gel. It leaves me smelling clean and refreshed without those overwhelming, perfumed scents. You only have to use a small amount each time you shower, so it has lasted longer than any other shower gel I have purchased in the past.
I also am very satisfied with the Fresh Foaming Cleanser. I have normal/dry skin and this cleanser not only leaves my face feeling moist, but it gives my facial appearance a bright, illuminating look. The Fresh Foaming Cleanser too is lasting quite a while and that puts it in a bracket of being cost effective.
I will definitely purchase these products again.
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Posted by Alain on 2011-02-18:
Sounds like a good product. Thanks for the review!
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Have you discontinued Neutrogena Wave?
Posted by Aneesa on 10/20/2010
My son uses the Neutrogena Wave and foaming pads for his acne. This is the only product that has worked for him. We are having a difficult time finding the foaming pads. Any idea if this product can come back on the shelves? The pads are available on Amazon for twice the retail price.
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Posted by Skye on 2010-10-20:
Have you tried contacting Neutrogena? If not, here is their contact information. Let them know you are having trouble finding this product, or if it actually has been discontinued. You can also check out the site, they may have it for you to order.
Posted by Ytropious on 2010-10-20:
What do you mean by foaming pads? There were regular cleaning pads and exfoliating pads. I have both, but my wave stopped working. Yours will probably stop working too, it's a common complaint.
Posted by Anonymous on 2010-10-20:
Drugstore.com has them for $8.99 and they are offering 20% off of that. I do not think it is discontinued because they are still selling them all over the place. What is the price you are accustomed to paying?
Posted by Anonymous on 2010-10-20:
Never mind - that $8.99 price is for the Wave AND the pads and you probably don't want the whole thing. I ordered one though!
Posted by Anonymous on 2010-10-21:
www.drugstore.com/Neutrogena. Or in-store. Ask a sales associate help you locate them if you are having trouble locating them.
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Terrible packaging/brush fell apart
Posted by McGeorgia on 01/08/2010
broken packaging and brush fell apart
After using this product for a couple of months, the hinged lid came apart. It is impossible to keep it together. Today, using the brush, it completely came apart.
I like the product, but the company needs to have better quality packaging and a brush that lasts until the blush is gone.
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Posted by momsey on 2010-01-08:
Just an FYI, the picture you posted is HUGE! Can't see the whole pic without scrolling and therefore it's tough to see the problem.
But...if it's been a couple of months, you should tell Neutrogena.
Posted by MRM on 2010-01-08:
In your browser, zoom out at 50%. Very bad close-up photography as the picture is not clear.
Posted by Anonymous on 2010-01-08:
I have an Elizabeth Arden compact that fell apart. Just buy another blush brush for a buck.
Posted by Anonymous on 2010-01-08:
I don't buy their stuff. They animal test.
Posted by Anonymous on 2010-01-09:
Sherdy, while it is sad, that animal testing has saved lives.
Posted by Anonymous on 2010-01-09:
They should pedophile test. That would be more accurate than sticking a mascara brush in a rabbit's eye. PS. Lots of companies don't animal test. No lives lost there, either testing or using.
Posted by PepperElf on 2010-01-09:
well i don't care for animal testing for makeup
but for medical research i'm all for it
Posted by Anonymous on 2010-01-09:
If animal testing is for medical research then I'm for it.
Posted by jktshff1 on 2010-01-09:
Yea, use the pedophiles, killers, etc for testing....good idea sherd
Posted by Skye on 2010-01-09:
OMG Sherdy, I've been saying that for years! I had posted that here a long time ago, and talk about the attacks I came under. The person that did the attacking is no longer with us.
Posted by Anonymous on 2010-01-09:
Sky, that would get the ACLU in a frenzy.
Posted by Anonymous on 2010-01-10:
I agree with using peds for testing. Good idea.
Posted by Anonymous on 2010-01-10:
Hey, they are allowed to suck up oxygen after ruining someone's childhood. What else are they good for? A dog, on the other hand, is loyal, amazing, healing, kind and isn't a product-anyone who has animals knows they think, feel and love. I could go on, but you all know this crabby vegetarian has issues with all of this.
Posted by jktshff1 on 2010-01-10:
brain fart
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Love the product - cannot find it anymore
Posted by on 12/26/2007
I love the New Hands product and have used it continually. Unfortunately, now, in Tampa, FL. I can no longer find anyone who stocks it. Could you please let me know where I can still find this amazing product?
Thank you.
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Posted by Anonymous on 2007-12-26:
Have you tried contacting Neutrogena?
Posted by Ponie on 2007-12-26:
What PassingBy said.
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Packaging suggestion
Posted by KBrookpark on 12/01/2007
I use Visibly Firm under my makeup every day.
However, I wish the handy dispenser came with a cover,
A plug always forms after use, and when I squirt out the next application, there is always a little hardened piece of lotion to get rid of.
I can't find a customer contact e-mail address for Neutrogena to comment on this to them.
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Posted by tnchuck100 on 2007-12-01:
Here ya go:
Posted by KBrookpark on 2007-12-02:
WOW - what a speedy reply
thanks, tnchuck, for leading me to the site I couldn't find
Posted by Anonymous on 2007-12-02:
Chuck uses that stuff every day on his bold spot.
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Neutrogena's Sun Screen
Posted by Rodeo on 08/04/2007
FLORIDA -- Ultra-Shield Dry-Touch Sunblock SPF 70 with Helioplex. Be very careful. It stains your clothes and towels! Neutrogena is aware of the problem, so if it happens to you, call them. I have received a refund check and am going to send them invoices for clothes that were ruined. They required that I try taking them to a dry cleaner, which I did. They cannot remove the stains. So that bill will be added to the cost of the clothing.
I will let you know if they pay everything.
FINALLY - I can gladly report this is resolved.
Here it is November 30th, but I have a check from them for the cost of the dry cleaning! I had to call them last week and ask them why I hadn't heard from them, but that's all it took. So, they get a thumbs up for responding to my complaint. The stains did come out with the dry cleaning, but after washing the cotton shorts, the stains are slightly visible again. Just be careful using the product, and clean off your hands before you touch anything!
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Posted by doescustomerserviceexist? on 2007-08-04:
I really want to know what happens, please drop me a line.
Also before any stain sets, with pets and kids myself, I've gotten blue-berry smothie, paint, koolaid, poop stains, ext., 2 many to list, out of my white carpet with NATURES MIRIACLE. I swear by that stuff it's amazing.
They say to use it before any other cleaners and it's true my husband used another floor cleaner resolve first one time and it made the stain set. Natures miriacle got it out still, but with a lot more elbow greese.
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Neutrogena Fragrance Free Face Wash
Posted by MollyDolly on 10/14/2006
DALY CITY, CALIFORNIA -- After thanksgiving of last year I began breaking out in horrible acne for some reason I dont know; maybe it was a hormonal factor or the cetaphil I used gave me an allergic reaction. I finally decided enough was enough and I found this neutrogena. I had used it before but I completely forgot how it frangrance free neutrogena facial soap for acne exsisted. Ive been using it ever since and it has really helped; now my face is mostly just light scarring. Every once in awhile I have breakouts in a few areas. Does anyone have any ideas on additional products I can use?
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Posted by DORCAS on 2006-10-14:
My sister as well as a couple of my friends use the Pro-active that started out being advertised only on informercials. I don't know if you can get it over the counter or not. Everyone I know that uses it really loves it and swears by it. One of my friends in particular had a very bad case of acne and now looks just great. Hope this is something that you can give a try.
Posted by MollyDolly on 2006-10-15:
Thanks for the advice but I tried it when I was thirteen (Im 22 now)and it didnt work. I have an uncommon type of acne where my face is really oily; the only things that help my face are products presribed by my dermatologist; thank you though and did you notice I put you on my trust list after like three days of being on this site?
Posted by DORCAS on 2006-10-15:
Well thank you very much :-}
Posted by Anonymous on 2006-10-15:
Dorcas is a good person, she belongs on everybody's trust list IMO.
Posted by MollyDolly on 2006-10-17:
DORCUS my acne has really improved. I only break out a lot when Im on my period lol
Posted by MollyDolly on 2006-10-18:
I havent broken out since like January and now Im starting to break out again. I just had my period and I have a lot of ugly acne on my chin and around my lips. I finally decided what Im gonna do. I had been on one casule (Minocycline), tazorac (a cream).1% and Evoclin. Thank god for insurance; otherwise it would cost more than $300! The Tazorac is $25, the Evoclin is either $205 or $250, and the minocycline is just $5
Posted by MollyDolly on 2006-10-18:
Posted by MollyDolly on 2006-10-19:
today I decided to change to aveen to improve my acne; the neutrogena isnt do so well lately
Posted by MollyDolly on 2006-10-20:
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MOUNT PLEASANT, Mich. – Central Michigan closed the second half on a 12-1 run, extended the run to 17-1 to take the lead in overtime and held off a late rally to remain perfect in Mid-American Conference play with a thrilling victory over MAC East leader Bowling Green Saturday, 82-79.
The Chippewas (9-8, 5-0 MAC) trailed by 11 with 3:01 to play, 69-58, but forced the Falcons (14-3, 4-1 MAC) into five turnovers during the 12-1 run to tie the game and send it to overtime.
A steal by junior Jessica Green and pair of free throws started the run before another steal by junior Crystal Bradford led to a layup by sophomore Da'Jourie Turner. CMU forced Jillian Halfhill into a turnover in the backcourt as the ball deflected off her out of bounds and Turner was fouled on the ensuing possession. Turner hit both free throws, allowing the Chippewas to once again set up their full-court press.
The Falcons were unable to get the ball inbounded and were forced into a five-second violation, giving the ball back to CMU down five, 69-64, with 1:52 to play. Green then pulled off a little trickery on the inbounds play, throwing the ball off Alexis Rogers' back and laid it in with 1:50 to go to pull CMU within three, 69-66.
A block by Bradford on Deborah Hoekstra led to a fastbreak layup by Turner to pull CMU within a point, 69-68, and after Rogers split a pair of free throws at the line to put BGSU up two, 70-68, the Chippewas nearly won it in regulation.
Turner missed a contested layup on the Chippewas' next possession, but Bradford pulled down an offensive rebound and kicked it out to DiGuilio for a wide open three. The ball rattled in and out of the basket, but Green was there for another offensive board and laid it in to tie the game, 70-70.
Jasmine Matthews drew a foul on a drive to the basket, but missed both free throws. Turner again drove to the basket, but her contested layup didn't fall and the game went to overtime as Matthews was unable to get up a shot with the ball in her hands before regulation ended.
CMU opened up the overtime period by extending its' run to 17-1, scoring the first five points on a mid-range jumper by Green, layup by redshirt freshman Jewel Cotton and free throw by Bradford to take a 75-70 lead with 3:18 to play.
Halfhill hit a step back three to pull BGSU within two, 75-73, and Jill Stein scored down low to tie the game at the 2:38 mark. Stein drew a foul on Bradford on the bucket, but was unable to convert the three-point play.
Green and Miriam Justinger traded buckets to even the game at 77-77, but it was a pair of free throws by senior Niki DiGuilio with 57 seconds left that gave CMU the lead for good. Turner also hit a pair of freebies with 14 seconds left to extend the lead to four, but BGSU wasn't quite done.
Rachel Konieczki, who entered the game after Halfhill was called for her fifth foul, hit a runner in the lane to pull BGSU within two, 81-79. Turner split a pair at the other end, giving BGSU a chance to tie the game, but Green came up with a steal on the Falcons' inbound pass to secure the victory.
The Chippewas struggled to hang on to the ball in the first half, committing 14 turnovers while shooting just 34.5 percent (10-for-29) from the field. Bowling Green held an eight-point advantage at the break, 32-24.
Senior Taylor Johnson scored her 1,000th career point on a three-point field goal with 9:23 to play to cut the Chippewas' deficit to four, 48-44, and CMU was down just three, 53-50 on another bucket by the senior with 7:19 to play.
Bowling Green reeled off 15-3 run over the net 3:36 of play however to build its' lead back to double digits, forcing CMU to make the dramatic comeback.
Green scored a game-high 23 points to lead five CMU players in double figures, while Turner matched her career high with all 14 of her points coming in the second half and overtime.
Bradford filled the stat sheet for CMU, scoring 13 points and pulling down 15 rebounds for her sixth-straight double-double, while also finishing with eight steals, a program-record seven blocks and five assists.
Johnson scored 12 points on 5-of-7 shooting and DiGuilio had three triples to score 11.
CMU committed just four turnovers in the second half and overtime, while forcing the Falcons into 27 turnovers, including 15 in the second half and overtime.
The Chippewas will look to remain perfect in conference play when they head to Kent State next Wednesday, January 22.


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Coastland Center Mall
1900 Tamiami Trail North, Naples, FL
NAPLES — A former Naples High School freshman who told police he was forced to perform sex acts by a Collier sheriff's deputy at Coastland Center mall has sued the mall and its security and management companies.
The teen and his mother, named only as Jon Doe and Mom Doe to protect their identities, filed the lawsuit in Collier Circuit Court last week against the mall, Mydatt Services Inc., which does business as Valor Security Services, and Service Management Inc., a mall management firm formerly called Service Management Systems Inc.
The boy, now 16, whose identity is protected in the lawsuit, told Naples Police he was molested and forced to fondle Charles "Chuck" Bullock, 51, a veteran deputy terminated after his arrest April 19, when he was charged with lewd and lascivious battery and official misconduct. Time sheets show he was on duty Feb. 17, when the boy said he was last accosted and threatened by Bullock. Bullock was tracked down and confronted by Naples Police Master Officer Steve Walden and Valor Security Director John Casciano.
Mall security cameras show Bullock, a civil process employee who wasn't in uniform, loitering in the food court bathroom between Dec. 17, 2009, and Feb. 17, sometimes more than an hour — and for three hours and seven minutes Feb. 5, police reports say. The lawsuit alleges the boy, then 15, was accosted three times between Nov. 1, 2009, and Feb. 17.
"They would have been able to see his face," the plaintiffs' attorney, Jason Turchin of Weston, said of security guards patrolling the mall and monitoring videos. "They could have said, 'There's a sexual predator in our bathrooms. ... You think your kids are safe at the mall. This is a fear, especially for parents."
"... They have a private security company on staff that's supposed to be monitoring videos and they destroyed videos past a 60-day period," said Turchin, whose firm has handled many security and molestation cases. "... We have no idea how long he'd been doing it. (Bullock) was in that bathroom at least 20 of those 60 days. (The custodian said) he was pretending to wash his hands, pretending to use the urinals."
The boy told police there was at least one other incident prior to the two videotaped, Turchin said, adding that the lawsuit is about whether the incidents could have been prevented, if they were foreseeable.
Glen Harrell, the mall's general manager, could not be reached for comment Wednesday. Officials with Valor Security Services and Service Management Inc., both in Nashville, also could not be reached.
The boy told investigators that in late January, Bullock pulled him into a stall in the food court restroom, held his legs and forcibly performed a sex act on him. A few weeks later, he said Bullock accosted him again in the bathroom. In February, a custodian witnessed Bullock standing on a toilet looking into the teen's stall.
"There were tears afterward, crying," Turchin said of the boy, who immediately told two friends he'd been sexually assaulted in the bathroom.
The two, a girl, 17, and boy, 15, told police the boy was visibly upset after walking out of the bathroom. Police reports say a Subway manager saw Bullock twice loitering in the restroom, staring at men and boys while urinating, so he alerted a janitor, who saw Bullock peering into the boy's stall on Feb. 17. The janitor told a security officer and police.
The lawsuit alleges the defendants were negligent because they knew or should have known of the presence of a sexual predator from November 2009 through Feb. 17. The lawsuit alleges they failed to: provide proper and adequate security; warn the boy the mall had inadequate security; adequately monitor security cameras; prevent sexual assaults; properly train and supervise staff about enforcing security and preventing excessive loitering.
It also alleges they voluntarily accepted a duty to prevent such actions in a code of conduct, which is posted at mall entrances. The lawsuit alleges they failed to prevent violations of that code and state laws and activities that threatened patrons, disrupted the "pleasant, family oriented shopping environment" and those inconsistent with shopping, dining, and mall business.
The lawsuit seeks compensation for the boy, who experienced pain and suffering, mental anguish, loss of capacity for the enjoyment of life and lost wages. It also seeks reimbursement for past and future hospitalization, medical and nursing care and treatment and legal bills.
Turchin said the boy, a freshman at the time, is undergoing private counseling and was taunted at school when others found out.
In June, Turchin filed a notice of a possible lawsuit against the sheriff's office, but by law, can't sue for six months.
Bullock, who is married with at least one child, is set for trial Nov. 16, but it's expected to be delayed. Pornographic images were found on his home computer and he may face further charges.
His resumé shows he took training classes in child abuse and crimes against children. He worked for Hubbard Twp. Police in Ohio from 1991-1994, when he got a job with Youngstown, Ohio, Police. In 1996, the Collier sheriff's office hired him, but he left Nov. 4, 1998, after a dispute over vacation time. He was rehired Feb. 25, 1999.


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