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Planners with meetings scheduled for the near future in areas hit by Katrina and other recent hurricanes have lots of questions concerning the legal implications of either holding the meetings as scheduled, or canceling, moving, or rescheduling them. We asked meeting industry attorney John Foster, Foster, Jensen & Gurley, LLC, Atlanta, to offer his advice.
MM: What legal considerations should groups weigh or investigate with regard to whether they will be charged cancellation fees if they want to cancel?
FOSTER: Parties entering a contract today must accept the fact that future acts or occurrences outside their control could affect the ability of one or both parties to perform their contractual obligations. The events of 9/11, the SARS epidemic, and the recent catastrophe on the Gulf Coast underscore this.
Contract obligations can be discharged if performance by one or both parties is rendered "impossible" or "commercially impracticable" or there has been a "frustration of purpose" of one of the parties to the contract by events occurring after the contract was signed.
"Impossibility" is a strict, objective standard and means that not only could the party or parties affected by events not perform the terms of the contract, but neither could anyone else under the circumstances.
"Impracticability" grants relief from contract obligations when performance is rendered excessively difficult, expensive, or harmful by an unforeseen contingency occurring after the contract was signed. This would refer to events that could not reasonably be expected to have been contemplated by the parties.
"Frustration of Purpose" occurs when a party's purpose for entering into the contract is destroyed by supervening events. The purpose of the contract must be known and understood by both sides before frustration of purpose can be used as a defense.
Also one party's obligations in a contract can be terminated without liability if the other party breaches a material term or states in advance that they won't perform their obligations in full.
Would you say that impracticability and frustration of purpose might apply to some meetings booked in New Orleans in 2006 or 2007?
FOSTER: Yes. The current situation in New Orleans, and elsewhere on the Gulf Coast, gives all parties (facilities, other suppliers, and meeting sponsors) the right to terminate their contracts without liability depending on various circumstances (i.e., amount of damage sustained, date of the meeting, size and attendance at the meeting, type of meeting, etc.). The hotels and convention center have invoked that right as a defense to their performance of all contracts through certain dates. Those dates may or may not be changed in the future.
What advice are you giving to meeting sponsors that have meetings planned for New Orleans, or anywhere else on the Gulf Coast, in 2006 or 2007?
FOSTER: Here is what I recommend: There is a principle in contract law that both parties to a contract are entitled to "adequate assurances of performance" from the other party.
Meeting sponsors should contact the hotels under contract immediately for information, but should wait as long as possible before making a decision to terminate their contract(s) and move the meeting elsewhere. The timing of the decision will depend on the date of the meeting, and the time needed to find alternate space and to promote the new venue. There may be other factors to consider as well. The time to react could be anywhere from 24 months to 90 days before the event, based on these criteria.
A one-hotel meeting with 50 people could wait the longest. A citywide event with 10,000 people will need to act as far out as possible.
At the appropriate time, the meeting sponsor should send written correspondence to each hotel and the convention center [if appropriate] asking them to respond on or before a specific date with adequate assurances that they will be able to perform their obligations as if Hurricane Katrina had not occurred.
If the facilities are not able to give adequate assurances, or if they fail to respond by the deadline, the law considers this to be an "anticipatory repudiation" or "anticipatory breach" of the contract by the facility. This repudiation would give the meeting sponsor the right to terminate its obligations under the contract and move the meeting to another location. A meeting sponsor that terminates the agreement under these circumstances must notify each facility in writing of the decision.
If the supplier responds in a timely manner with assurances that it will be able to perform in full, the meeting sponsor will have to determine if the assurances are adequate under the circumstances. If the sponsor determines that the assurances are not adequate, this determination will have to be defended if challenged later. The meeting sponsor will have to show that it conducted sufficient due diligence to justify its decision to move the meeting. If the meeting sponsor decides to accept the assurances and move forward with its plans to keep the meeting in place, the supplier cannot later use force majeure as a defense to nonperformance if it actually cannot perform in full on the contract dates.
Here's a scenario likely to be faced by many with meetings in New Orleans:
A group is booked for June 2006. Even though the hotel is likely to be open for business, there is a strong possibility that the destination will not be ready to adequately service the event (insufficient staff, air service, shuttle buses, etc.). Moreover, the group perceives a health risk to attendees because of flood damage (mold, contaminated water supply, etc.). They decide to rebook the meeting in another city.
What would you say the probability is that they would end up paying cancellation charges?
FOSTER: The principle of "adequate assurances" still applies here. Although there is no legal precedent to the issues facing meeting sponsors and suppliers in New Orleans and the rest of the Gulf Coast at this time, I believe it is valid for both sides to make decisions about future meetings based on the information that exists at the time the decision has to be made. We don't live in a perfect world where all the answers are cut and dried when we need them.
It is predictable that at some point in the near future the hotels and convention center will claim that they are ready for business even though the city itself has not returned to the same level of environmental safety, personal safety, service, or entertainment offerings as before Hurricane Katrina hit. This is a gray area, and I have advised my clients to expect opposition if they make a decision to move their meeting scheduled for mid-2006 and beyond to another city.
However, I think if a meeting sponsor's due diligence shows that the city is not the same as when the meeting was booked, and will not be the same on the meeting dates, the sponsor has a valid legal argument that it can terminate its contract without liability. It will still need to justify and defend that decision. To keep the situation from escalating into a major legal battle, meeting sponsors should offer to rebook their meeting at the same facility in the future, if possible.
What other factors besides the amount of damage and the meeting date go into deciding what is a "reasonable" amount of time under force majeure before decisions can be made?
FOSTER: The terms of every contract should state what the standard is for invoking the force majeure clause. The typical facility contract limits the standard to "impossibility" or "illegality." My clause adds the two standards "commercial impracticability" and "frustration of purpose" that were discussed earlier.
Timing is undeniably critical in making a decision. The totality of the facts and circumstances based on news reports and information from the hotels and convention center, the New Orleans Metropolitan Convention & Visitors Bureau, the Federal Emergency Management Agency, state and city governments, the Centers for Disease Control and Prevention, etc., as well as the ability (or inability) of the convention center and hotels to give adequate assurances are all relevant.
Is there language that a planner can include in a contract to create a window of time that is reasonable for him or her to move a meeting if there is natural disaster like this?
FOSTER: Since 9/11, many facilities have insisted that a time frame be stated in the contract for how close to the meeting the force majeure act or event must occur or exist. I think this is a good idea. The time frame should be based on a variety of factors, including the size of the meeting and the lead time it would take to rebook somewhere else. The time frame for a small corporate meeting might be 60 days or fewer. A contract should state the right of either party to terminate the contract if the effects of a force majeure exist within a certain time frame. Contracts should also state the right of either party to seek adequate assurances of performance, and the obligation of the other party to respond.
Your Resource Center
For more articles about risk management and updates on Hurricane Katrina's effect on the medical meetings industry, visit meetingsnet.com.


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Dangerous Liaisons
Pierre-Ambrois-Francois Choderlos de Laclos - Author
Helen Constantine - Editor/introduction
Helen Constantine - Translator
Helen Constantine - Notes by
Paperback | $12.00 | add to cart | view cart
ISBN 9780140449570 | 448 pages | 30 Oct 2007 | Penguin Classics | 5.07 x 7.79in | 18 - AND UP
Summary of Dangerous Liaisons Summary of Dangerous Liaisons Reviews for Dangerous Liaisons An Excerpt from Dangerous Liaisons
A new translation of one of the most notorious novels of all time"If this book burns, it burns as only ice can burn."
Published just years before the French Revolution, Laclos's great novel of moral and emotional depravity is a disturbing and ultimately damning portrayal of a decadent society. Aristocrats and ex-lovers Marquise de Merteuil and Vicomte de Valmont embark on a sophisticated game of seduction and manipulation to bring amusement to their jaded lives. While Merteuil challenges Valmont to seduce an innocent convent girl, he is also occupied with the conquest of a virtuous married woman. Eventually their human pawns respond, and the consequences prove to be more serious-and deadly-than the players could have ever predicted.
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'Congratu-freaking-lations.You've finally passed your Team Pride Training Unit test.But don't think all the hard work's over.It's only just begun.You work for me now.And if you want to survive,you'll do as I say.'
Hiya!Thanks for signing up for this RPG!We managed to get it over and done with in less than 2 days!This is only my second RPG,so don't bite my head off if I do something wrong!
Try not to go crazy on posting.RPGs FAIL when people over-post.We're all in different time zones,so take it easy!
-Please try not to control what other users do.It's tempting,I know,I know.But please resist the urge and things will go smoothly :D
-I will message you sometimes to update you,so please check your notifications.
You will start off coming into Malisse's office and wondering why you are there.
Let's roll!
Buddy Lambert's POV (Point Of View)
Team Pride HQ
I walked down the hallway towards the boss's office.My steps felt as heavy as my heart.
What have I done this time?
I wondered to myself whilst trying to stall time.Although I couldn't stall much longer.I was outside the boss's office.
In,out.In,out.3 seconds at a time.Good,relax.
I took several cleansing breaths before knocking on the door.
I grasped the door handle.It was a shiny silver and had probably been polished by Lyndsay this morning.The only thing that was glistening on it right now was the sweat from my palms.
Oh,what the heck,just get it over and done with!
I pressed down on the handle and walked through.I was greeted by Clarice,the receptionist.
'Malisse will see you in a few minutes,Buddy' Clarice said as she brushed past me.'You know where to wait.'
I sighed and rested against the wall.Fortunately,I didn't have to wait very long.
I looked up to see Malisse.Surprisingly,she didn't look angry.Actually,she looked...pleased to see me.
'Don't look so scared,lolly'
Her Australian accent sent shivers down my back.It was the same voice that people obeyed,died for,worshipped and even admired.It was terrifying.
'Come on.We have business to do before they arrive'
I followed Malisse into her office.The tinted door opened to reveal Malisse's ghost pokemon trashing the place.I shuddered.I hate ghost pokemon,especially Malisse's pokemon.Especially her Spiritomb.It played evil tricks on us lowly grunts,and was rewarded with praise.
'That's enough,kids!I've got some work to do,so I need you to scoot!Oh,and clean up the place whilst you're at it,will ya?'
The evil pokemon snickered before vanishing,along with the mess.
'Good.Now down to business.This information is top secret,so don't go spreading it to your fellow grunts!Oh,not that it matters anyway,everyone'll find out soon.'
I felt my jaw tighten.
'Go on' I managed.
'Yes,right,right.I have a new team of admins coming in.They have,what you would say,elemental powers.Or,well,they will soon.The lab people are working on it.So I'm promoting you!'
I nearly fell over with shock.I could've cried with joy.But then I remembered.This was Malisse I was dealing with.
'What to?'
'My messenger!'
I twisted my face into a smile.Then I smiled for real.I wasn't a grunt anymore!
'Oh,but your rank is still technically known as a grunt.Actually,now that you think about it,you are still a grunt.Except you work for me now.Like,more than before.'
My insides deflated,but I left the smile plastered on my face.Anybody else would've loved to work for Malisse personally,but definitely not me.Not since my parents died.
'You alright,m'dear?Anything ya wanna tell Auntie Malisse?'
'No.Thank you for the promotion.'
'Yes,yes.Oh!The admins are here!Be a dear and let them in,will ya?Clarice is probably too busy to.Go on!Your first job!'
I slunk out of Malisse's office and over to the door with the silver handles to let in the new admins.


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"Since we decided to call our son by his middle name, I was looking for a layout that allowed space for the full name, but also a place to feature his common name/nickname. This was one of the few layout across companies that allowed for this space in a layout I liked."
"Loved how my announcement turned out. The paper quality of the cards and envelopes were excellent. The long shape of the card, I feel, made it unique."
"I love this announcement. The paper quality is a nice weight and the colors are vibrant. We mixed black and white photos and color. We used one color photo of baby and whole family and the rest black and white. The combination really looked nice."
"The site was easy to use and the result is amazing. I love the cards that were created and I felt like the site was super user friendly even adding pictures to the announcement was easy."
"I fell in love with this design as soon as I saw it, especially since it stood apart from traditional announcements viewed on other sites. The bold blue design is a great choice for a boy, and the suggested fonts soften the design. I was thrilled with the prompt delivery, as well as the paper and printing quality. The paper thickness specifically exceeded my expectations. So far my husband and I received many compliments."


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Situated in the port of Fremantle, the School of Maritime Studies (previously known as the WA Maritime Training Centre) provides world-class training in fishing and marine studies, marine operations and marine engineering. It will set you up for a career in a range of maritime-related fields, including commercial fishing, marine tourism, aquaculture, deck cadet and ship's captain. The school boasts state-of-the-art ship simulators and is also home to the Australian Centre for Applied Aquaculture Research (ACAAR).
This school is still accepting Late Applications for these Semester 1 courses:
You'll need to be quick though as first classes start early February! Complete a Late Application online form today or contact us on 1800 001 001.


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900 Pine St, San Francisco, CA | Directions 9410837.790988 -122.410843
Daily 5:30pm-10pm
Neighborhoods: Downtown, Northeast
Romantic and Intimate – I discovered this wonderful little restaurant years ago, purely by accident, and immediately fell in love with it. Though I returned several times during subsequent trips to San Francisco, I had not been there in years until recently. I happily discovered on this June 2011 visit that Rue Lepic is as good as ever. Maybe even better. It was my wife's first visit and she loved the place too.
The first thing you need to understand about Rue Lepic is that it is very small and very intimate, which makes it perfect for a couple visiting the romantic city of San Francisco. It's only a few steep blocks from Union Square, on the corner of Mason and Pine in Nob Hill. It has only about a dozen tables, all for two people each, but they can be and frequently are pushed together to accommodate larger groups. The dining room is small, cozy and beautiful. On each table is a small bud vase containing two long-stem flowers. The top tablecloth is white but is positioned at an angle atop a burgundy tablecloth, giving an added touch of color and art to the room. There are two large windows, one at the side and one at the front, and almost every guest is seated so as to have a nice view of the pretty surrounding neighborhood. It seems to be more a restaurant for locals than tourists. It is relaxed and casual.
When we arrived around 7 p.m. only a few other diners were seated. However the place soon began to fill and very quickly all tables were occupied. What was truly amazing was that every guest at every table was seated and served by only one person, a middle-aged Japanese man who told us he had worked there for 29 years. That's one year less than the chef, a Japanese woman who was once married to a Frenchman, has owned the place. The waiter's years of experience may explain his amazing efficiency. He was perfection in motion as he seated each guest, poured their water, took their orders, opened their wine and served their food. He never wrote down an order yet to the best of my knowledge never got one wrong. He knew his restaurant's modest wine list and helped me pick an excellent French burgundy. As guests left, he bussed the table and re-set it, then seated the next customers. No one had to wait long for anything, including hot bread that the waiter served and regularly replenished. I've been to some of the best restaurants in the world and I have never seen one waiter do so much so perfectly. I tipped him 30% and wondered if that was adequate
As for the food, we began with a nice glass of a semi-dry ros
Fabulous Food, Service & Atmosphere – I lived in the San Francisco Bay Area all my life and just found out about this place. Rue Lepic has a long history with there ideas originating from France. The setting is very personal with the owner interacting with the customers which give it a comfortable dining experience. The food is ver reasonably priced and very tasty. If you are in the mood for great home cooked french food, you have to give this place a try.
The best French restaurant! – Rue Lepic is a hidden gem in San Francisco. The food is AMAZING and the owner and manager provide exceptional service. The restaurant has a very intimate and warm feel. The tables are set with beautiful linens and fresh flowers. Dining with my colleague, we ordered escargots sautéed in garlic butter, parsley
and tomato sauce to start. What a beautiful presentation. As for our entrees, we ordered the roasted lamb with a garlic and fresh mint beurre rouge and the roasted veal with a truffle and mushroom sauce. Each dish was prepared to perfection. For dessert, we shared the passion fruit mousse with a strawberry and kiwi sauce. What a burst of flavor! I highly recommend this restaurant.
The Best French cuisine in San Francisco! – Wonderful, authentic French cuisine. The chef is extremely talented, and the fixed menu offering in addition to the regular menu really offers a great value. The wine list also some fine French wines in addition to California wines. The service is impeccable and very friendly, and the atmosphere is sophisticated, but unpretentious.
The Nob Hill location is convenient to Union Square, the Finance District & of course the Nob Hill neighborhood.
Great eating experience! – Found by pure chance while walking around Nob Hill near the Fairmont. A small, cozy, clean venue. Service prompt and impeccable. Server helpful and informative. Greatest caesar salad I have ever eaten in 50 years of eating! The wine list modest, but adequate. A memorable dining experience.
Wonderful food. – My date and I spent $140 for a 5 course meal with wine and it was worth every penny. The seafood pasta had these wonderful chunks of prawns and mushroom/potato soup was wonderfully creamy. I felt the salad was a bit overdressed but forgot all about that when the entrees came out. My lamb was perfectly cooked and my date's huge lobster tail was delicious. The waiter recommended a wonderful wine. I'd eat there every night if I could. I overdressed for the dinner though, it's a pretty casual place with an older crowd.
As an out of towner I first enjoyed Rue Le Pic in 1973 while in San Francisco on business. The business continued for three years, and I was a once-a-month regular during that time.
Recently, June, 2008, on a pleasure trip I was thrilled to see Rue Le Pic is still going strong. Eating there now was as Yogi said, "deja-vu all over again."
In 1973 the scallops had flavor. In 2008 the scallops were better than ever.
The lamb was great in 1973 and my wife said her 2008 lamb had flavor and good character,.
The ownership is different, but the service and attention are as good as I recall from 1973.
In a few years we will take our grandchildren to San Francisco and I am sure Rue Le Pic will be on the Pine/Mason corner as good as ever.
Restaurants even in San Francisco come and go. Rue Le Pic is forever.
Sadly, there is one negative comment: In 1973 I could walk up Mason Street without my now arthritic knee hurting.
Keep walking down the hill - bad food, bad ambiance – We recently visited rue lepic after having walk past this charming looking restaurant and often remarking that we should try it. In hopes of finding another neighborhood gem we were very disappointed. The food was not good at all - it had very few distinguishing french qualities other than the names and basic ingredients. The dishes were remarkably pedestrian - more akin to that you might find served at a large banquet rather than a small high quality restaurant. The atmosphere was equally disapppointing - as the dinner went on the place got colder and colder to the point that we had to put on our jackets. It seemed that the fan whcih was making the place so cold was put on to remove the rather acidic smelling odors coming from the open kitchen. I'm no trained chef as is one of the other reviews - but I could not agree more - this restaurant is not worth stopping at - go one or two blocks in any other direction and you will find a plethora of better choices.
Neighborhood cozy – I was looking for a restaurant near the "Top of the Mark" and Rue Lepic was a delightful surprise. In the middle of 'snob' hill, it has the feel of a cozy neighborhood restaurant. If you want a drink before dinner, go to the top of the Mark Hopkins Hotel and check out the view; Rue Lepic is one short block downhill from the hotel. Great, great food at good prices, good service, relaxing atmosphere.
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4 bed, 2 full bath. Secluded subdivision, conveniently located between Hwy 17 and 707. Spacious home perfect for a largMore info
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3 bed, 2 full bath. Spacious three bedroom two bath doublewide in great shape with a large outside deck. Beautiful fencMore info
3 bed, 2 full bath. 3 Bedroom, 2 Bath home situated on 1. 37 acres off 707 in Socastee. This home features tile in theMore info
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At least two different buildings in Centerville were vandalized by graffiti sometime before people began to realize the damage Tuesday morning.
The entrance to the former Iowa Department of Human Services building on East Jackson Street had two graffiti symbols sprayed in red paint with some saying they are gang related. The Iowa Department of Public Health now occupies the building.
And graffiti was sprayed on the south side of the building occupied by Centerville Rathbun Lake-Area Chamber of Commerce on West Jackson Street. The paint color and symbolism are almost identical to the East Jackson Street attack, which could indicate the same person or persons are responsible.
Local News
Graffiti found at two locations
At least two different buildings in Centerville were vandalized by graffiti sometime before people began to realize the damage Tuesday morning.
- Local News
- A.C. history by Enfys McMurry April 17, 1925: Nellie Walker was born in Red Oak but from infancy on, Moulton was her hometown. Her father was Moulton's stone carver and monument maker. Nellie watched him work and occasionally used his tools. At 17 she made a bust of Abraham Linco
- Blue Out Day in Centerville The third annual Blue Out Day in Centerville Wednesday from 11 a.m.-1 p.m. was a windy, chilly two-hour event to bring child abuse prevention awareness to the community. Activities included Centerville Mayor Jan Spurgeon reading the child abuse aware
- A.C. history by Enfys McMurry April 16, 1861: By this date the news that President Lincoln wanted volunteers to fight for the preservation of the Union was the talk of Appanoose County. Centerville's reaction to the national crisis was immediate. Flags were placed at the old log-
- Informational meetings Organizing for Main Street is pressing on after their Jan. 16 presentation to Main Street Iowa officials who denied their application to be a part of the Main Street Iowa program. Last Tuesday, Wednesday and Thursday, April 8-10, for one hour each da
- Spawning fish for better fishing The annual spring fish netting is underway at Rathbun Lake, Spirit Lake and Guttenberg and will begin Tuesday night at Storm Lake, as the spawning season picks up steam. Staff from the Iowa Department of Natural Resources collects walleye, northern p
- 'Teach Children To Save' in Appanoose County Iowa Trust and Savings Bank partnered with local schools to celebrate Teach Children To Save Day with savings education on April 10 and 11. More than 185 local youths explored lessons designed to educate students on the value of saving money. Establ
Supervisors dealing with vacancy
Iowa Code states if there is a vacancy in an elected county office then there are two ways to fill the vacancy, one being that county's board of supervisors can make an appointment, the other by special election.
- Local Easter egg hunts The annual Moravia Easter egg hunt is at 11 a.m. Saturday, April 19 at City Park. The Faith United Methodist Church Easter egg hunt is at 10 a.m. Saturday, April 19 at the church on Highway 5 south. For all children in pre-k through sixth grade. If i
- Prison for Centerville man John Frank Thomasson, 30, of Centerville, was sentenced March 28 in the Appanoose County Courthouse to a total of six years in state prison. Thomasson was charged by Appanoose County Attorney Richard F. Scott by trial information on Oct. 29, 2013 wit
- A.C. history by Enyfs McMurry April 15, 1923/4: Centerville's radio station WDAX (see April 11's column) ceased operations suddenly and unexpectedly. The cause: the station, said the government, was not run by a licensed operator. It did come back onto the air, reconditioned and
- Healthy Appanoose: Week 14 The 14th week of the Healthy Appanoose Challenges are printed below. The free program can be joined anytime throughout the year. Log in at the Centerville-Rathbun Lake Area Chamber of Commerce at www.centerville-ia.com to record challenges completed.
- Disaster at the Battle of Marks' Mills Appanoose County men of the 36th Iowa Infantry under Lt. Col. Francis M. Drake of Unionville, Iowa, along with men of the 18th Iowa Infantry under Capt. William Duncan of Osceola and 1st Lt. Joseph K. Morey of Centerville remained embedded deep in Co
- Dept. to begin 10-hour days The Appanoose County Secondary Roads Department announced Friday it will begin working 10-hour days for the summer months beginning on Monday, April 21. Department hours will be from 6 a.m. to 4:30 p.m. Monday through Thursday with the office open Fr
- Trees Forever to work on Levee pocket park Centerville is branching out with new trees thanks to a $1,440 grant from Alliant Energy. Joyce E. Thomas, president of the local Trees Forever said the money will go toward planting more trees in Centerville and the group will begin in the Levee are
- M-U signs new superintendent agreement MOULTON -- Tough decisions were put into action last Tuesday at the Moulton-Udell School board meeting. The board of education gave their OK to move forward with approximately $200,000 worth of budget reductions, as the school attempts to stay within
- More Local News Headlines


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Major Requirements
In addition to satisfying the institutional and distribution requirements, students pursuing a Bachelor of Arts degree in mathematics must complete the following major and cognate courses or their equivalents:
- MTH 1314 Discrete Mathematics
- MTH 1217 Calculus I
- MTH 1218 Calculus II
- MTH 2219 Calculus III
- MTH 2220 Differential Equations
- MTH 3335 Linear Algebra
- MTH 4336 Abstract Algebra
- MTH 4343 Real Analysis
- CSC 1610 Computer Science I
12 additional credits of mathematics electives (2000 level or higher)
- MTH 2423 Topics in Geometry
- MTH 2527 Probability and Statistics I
- MTH 2528 Probability and Statistics II
- MTH 2644 Combinatorics
- MTH 2650 Knot Theory
- MTH 3400 Readings in Mathematics
- MTH 3623 Topics in Combinatorial Geometry
- MTH 3701 Modeling and Simulation
- MTH 3725 Numerical Analysis
- MTH 4600 Topics in Mathematics
- MTH 4623 Applied Analysis
- MTH 4645 Complex Analysis
- MTH 4800 Directed Study
All students are strongly urged to take additional mathematics electives, to begin an early study of a modern language, particularly those considering graduate study, and to take two semesters of a natural science.
Click here for a typical schedule for math majors.
Major GPA
The GPA for the mathematics major will be calculated by taking the average of the eight required mathematics courses and the best 12 credits of mathematics electives numbered 2000 or higher.
Mathematics With Teaching Option
In addition to the institutional and distribution requirements and the education courses offered by the Department of Education for the teacher preparation program, the student must complete all of the requirements for a major in mathematics listed above with MTH 2423 Topics in Geometry, MTH 2527 Probability and Statistics I, and MTH 3400 Readings in Mathematics required as the additional 12 credits of mathematics electives. The student must maintain a 3.00 quality point average.
Custom Designed Interdisciplinary Major Programs
The Department of Mathematics encourages students to design their own customized program of studies that combines an in-depth study of mathematics with extensive work in a related discipline. In addition to the institutional and distribution requirements, these programs generally require 24 credits in mathematics at the 1200 level or higher, 24 credits in the related department, and a 4-credit capstone course that integrates work in the two disciplines. In the past, students have pursued joint majors that combine mathematics with biology, chemistry, computer science, economics, electrical engineering, civil engineering, physics, and psychology. Other combinations are possible. Interested students should meet with the chair of the Mathematics Department to select faculty advisors from the two departments, to create a proposed set of courses from each department, and to obtain the necessary approvals from the two departments.


text:
Audi R8 Thrill
Product Details
The Audi R8 is a modern classic, no wonder they are fast becoming a number of celebrities choice of car. The experience of handling a stylish and speedy supercar compares to none.
Upon arrival a full briefing on safety and driving techniques will be given, followed by driving with the instructor on some practice laps. After becoming familiar with the laps and the track you can take part in the thrill of driving a real supercar.
Driving for approximately 6 miles, this is a rare chance to experience a top performing machine. At the end of your action packed day, you will be presented with a certificate to commemorate your incredible experience. Long sleeved shirts, long trousers and soft soled shoes (trainers) must be worn. It will be a truly adrenaline fuelled ride!
- Derbyshire (North) - Donington
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- North Yorkshire (North) - Elvington
- Northamptonshire (Midlands) - Rockingham
- Surrey (South East) - Longcross
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- Warwickshire (Midlands) - Long Marston
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Easily create cost estimates and invoices
Time tracking made simple with Magnetic
Collaborate with teams from anywhere at any time
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"Magnetic has increased my business management by at least 50% since 2013″
Yolandi Hoogendijk – TRAFFIC MANAGER – Colourworks
"Magnetic has changed the way I work as a Traffic Manager of a creative studio. I now have full control over every aspect of the studio and we have become very efficient at how we spend our time and how we charge for it."
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Magnetic gives me the ability to manage my team from anywhere in the world
Lesley Waterkeyn – CEO – Colourworks.
"Magnetic has streamlined our agency work flow as it is super easy to use and we can now also for the first time ever accurately report on how we spend our time."
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- Include your CV and 2 references
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HONG KONG—Bank of America Merril Lynch has hired Alex Wilmot-Sitwell, a veteran banker at UBS AG, striking back after a series of senior defections to its Swiss rival.
The Charlotte, N.C., company has named Wilmot-Sitwell president of its businesses across Europe and emerging markets but excluding Asia according to a memo sent to staff. Wilmot-Sitwell will move from Hong Kong to be based in London and report to Tom Montag, who oversees all of the firm's corporate and institutional clients.
Most recently, Wilmot-Sitwell was chairman of UBS's investment bank, and before that co-chief executive for Asia-Pacific. He is also a former member of the UBS group executive board.
Bank of America has been competing more aggressively for international assignments and trying to establish itself as a major deal maker around the world--a change for a company that historically has confined the bulk of its efforts to U.S. shores.
"Alex will be responsible for ensuring that our integrated strategy to manage and drive the development of our businesses across these two vital regions is effectively executed," said Montag in the memo.
But its efforts have been frustrated somewhat by a number of high-profile banker moves in the industry; and the traffic between UBS and Bank of America has been particularly busy.
Wilmot-Sitwell's arrival follows news last month that Bank of America's had lost one of its top international deal makers, Andrea Orcel, to UBS. Mr. Orcel was named co-head of UBS's investment bank.
Orcel's move erased a carefully orchestrated executive shuffle in the U.S. bank's European operations, where Orcel was set to be named as a successor to its European president, Jonathan Moulds. Orcel most recently ran Bank of America's emerging-markets business outside Asia.
Six other bankers followed Orcel to UBS, including Javier Oficialdegui, who was named co-head of financial institutions for Europe, the Middle East and Africa, according to memo sent at the time.
Earlier this month another well-known banker, Jim Forbes, also departed for UBS.
Going the other way, was UBS's vice chairman of the investment bank in Asia, Rodney Ward, who helped the company build its China franchise. Mr. Ward left UBS last month to join Bank of America as chairman of Asia Pacific corporate and investment banking, people familiar with the matter have said.
The traffic underscores a cultural shift at Bank of America. Increasingly, its leadership is made up of relative newcomers who have no ties either to Charlotte, N.C., Bank of America or to Merrill Lynch.
This story first appeared on WSJ.com
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Back in the saddle again! Corral these stylish 2-tone Bent Rail Western Boots by famous Justin®. They look an feel "mahhvelous." Just the footwear for rodeos, ranching, riding herd. And doing some country line dancing with your sweetie.
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La Caixa, one of Spain's leading savings and investment banks, wanted to expand into international markets, but reaching and retaining new customers meant amping up its customer service experience. La Caixa was looking to integrate new banking channels, highly responsive contact center service and business intelligence tools to better manage customer relationships.
Read this brief case study to discover how La Caixa chose a contact center outsourcing service to improve its customer experience management, boost its competitive position, and ultimately drive growth. Learn about their new call center strategy, which integrates standardized processes and leading-edge voice, Web and Web mail functionality.
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Encyclopædia Dramatica
From WikiFur, the furry encyclopedia.
(Redirected from Encyclopedia Discordia)
Encyclopædia Dramatica may refer to:
- Encyclopædia Dramatica (.com), the now-defunct website.
- Encyclopædia Dramatica (.es), an unofficial, fan-made continuation of the project.
This is a disambiguation page — a navigational aid which lists pages that might otherwise share the same title. If an article link referred you here, you might want to go back and fix it to point directly to the intended page.


text:
The atmosphere is energetic, the crowd boisterous, the contestant (me) apprehensive. So it comes down to this, I think. I can't let my team down.
But how can you support your team when you don't know what they're talking about?
That was my predicament at the New England Meeting Industry Conference & Exposition in April. Foolishly daring, I had raised my hand to take part in the NEMICE Challenge: A Live Game Show! It was a cross between "The Family Feud" and "Who Wants to Be a Millionaire." The point of the Challenge was to teach the audience about meeting and event industry terminology.
As I took my position at the podium, going mano a mano against the rival team's representative, a chilling thought flashed through my head:
CMP? CMM? What was the difference again?
With only a year of meeting news reporting under my belt, I was no match for my fellow industry professionals. I might as well have been a contestant on a German game show.
"Was populärer weiblicher Fernsehenbuchstabe wurde von einem männlichen Schauspieler geschildert?" asks a smiling host.
"Uh, continental meal plan?" I respond. The audience boos and hisses.
Exasperated, the host says, "Es Ist Lassie! Jeder weiß das. Duh."
Duh is right. In this industry, you can't pretend to know the language. Take the infamous CMP, which stands for certified meeting professional (a Convention Industry Council designation) and complete meeting package (as found at conference centers). Did you know there are 61 definitions of CMP at www.acronym finder.com? Couldn't they have found some other terms for those things?
Candy Adams, CTSM, CME, CMP, Trade Show Consulting, Carlsbad, Calif., feels the way I do. Early in her career, she received an invoice from an air freight carrier that included the handwritten note "dim wt" in the memo section. For a moment, Adams thought the note was aimed at her and all the simple questions she'd been asking.
"But they weren't calling me 'dimwit,'" she says. "The note referred to the fact that my bill was computed not by actual weight, but by dimensional weight."
Rant and Rave
In my year with CMI, I've heard many other industry insiders rail against such balderdash. A recent MIMlist listserv debate centered on the term RFP (that's a Request For Proposal, not a Request For Payment or a Radar Fix Point). Another concentrated on EBITDA (that would be Earnings Before Interest, Taxes, Depreciation and Amortization).
It's not just acronyms; plenty of other phrases in our biz have kept me guessing. I've learned that roping is not what a cowboy does to cattle; baby spots are not the result of poorly made diapers; and a waiter parade is not a group of white-gloved servers circling a room, usually with flaming dishes, which they then place on tables with a flourish. Oh no, wait: That is a waiter parade.
So why do we do it? Why do we salt our speech with jargon?
"Every group fashions its own language," says Geoff Nunberg, a senior researcher at the Center for the Study of Language and Information at Stanford University, California, consulting professor in the Stanford Department of Linguistics, and chairman of the usage panel of the American Heritage Dictionary. (He also has a regular feature about language on National Public Radio's "Fresh Air.") "Sometimes a group uses jargon because of its peculiar interests — barbers, investment bankers, and molecular biologists all have things they need to say only to each other — and sometimes simply to reinforce group solidarity, in the same way that street gangs or preppies will all arrive at the same hair style. Slang marks us as 'in' and marks others as 'out.'" A good thing or a bad one? I ask. "It depends on who's listening."
Oh, in case you were wondering: Roping is that velvet rope stuff used to divide areas, and baby spots are small spotlights.
In the Know
Where can a rookie learn the lingo?
The Convention Industry Council's Accepted Practices Exchange's (APEX) Terminology Project (www.conventionindustry.org) defines frequently used industry terms, phrases, and acronyms.
The MIMlist (www.mim.com) — Here you can ask fellow meeting planners and suppliers anything you'd like and learn just by plugging in.
Meeting Professionals International (www.mpiweb.org) — MPI publishes a career guide for the profession.
Pick the correct answer
- Arrival Pattern
a) anticipated dates and times of arrival of group members;
b) the line formed by airplanes approaching an airport;
3) what quilting-bee contestants call their adversaries' coverlet
- Docent
a) facility staff member who provides special services such as transportation and tour arrangements;
b) tour guide in a museum, educational facility, or art gallery;
c) slang for a bad smell — scent — and a person's reaction to it — "Doh!"
- Dualing Menus
a) split (dual) entrées, such as surf and turf;
b) printing a lunch menu and dinner menu on the same document;
3) a fight between fast food restaurant staffers
- Planagement
a) term for good management through proper planning;
b) term for an arboretum's staff members;
c) one heck of a typo
- Squirrel Cage
a) the area in which a speaker awaits his or her introduction;
b) Nicolas Cage's little brother;
c) revolving drum used for raffle tickets
Answers: 1(a); 2(b); 3(a); 4(a); 5(c)
Match the type of attire in Column A with its definition in Column B
Column A
A. Business Casual
B. Casual Attire
C. Cocktail Attire
D. Dress Casual
E. Resort Casual
Column B
Men: nothing less formal than a blazer and slacks. Women: dressy pant suits or short, dressier dresses.
Men: attire for warm destinations, including mid- to knee-length shorts; collarless or golf shirts; khakis and sandals. Women: linen sheaths, casual skirts or sundresses.
A style of dress that is less formal than the standard office attire of suit and tie or dress.
Men: collared shirts, sweaters, turtlenecks, blazers, and slacks, such as khakis or corduroys. Women: casual dresses or slacks, sweaters, and blouses. No shorts, jeans, T-shirts, flip-flops, etc.
Men: sport shirt (possibly with jacket). Women: resort wear.
Answers: A3, B5, C1, D4, E2
Source: APEX Terminology Index


text:
A Clay County man accused of sexual assault posts bailClay County (WDAY TV) -- A Clay County prosecutor says she's disappointed a man accused of sexual assault has posted bail.
Clay County (WDAY TV) -- A Clay County prosecutor says she's disappointed a man accused of sexual assault has posted bail.
He got out of jail, for a 10th of the cost the prosecutor felt he should
have to post.
Clay County Prosecutor Pam Harris told me this afternoon, 2 things she's worried about -- the public being in danger, and this man having the resources to flee the area.
46 year old Richard Haaland is charged with 1st degree criminal sexual conduct, accused of assaulting a woman in the early morning hours of September 6th.
Haaland previously was convicted of rape in Becker County, and also has drug charges on his record.
Harris asked bail be 1-million dollars. The judge set it at 500-thousand dollars or 100-thousand with conditions.
Harris says, "I don't agree with it if I agreed with 100-thousand that's what I would have requested I wanted a million."
With posting the 100-thousand dollar bond, Halaand has to stay within Minnesota or Cass County North Dakota. He can't drink or do drugs. Be a law abiding citizen and cannot have contact with the victim in this case.
Tags: todd kurtz, news, crime, money, updates


text: Pex manufacturers require support every 32". It sounds like you don't have much support. As with every piping install the more joints you have the more leaks you may get. I'd try to keep the tubing as intact as possible keeping in mind that pex shouldn't be ran stick straight or tied down hard. Because of the expansion contraction the pex pipe should be supported well but allowed to have some movement, sagging is common but if it's well supported it shouldn't be a problem.


text:
"Today, microbial mats typically are found only in shallow near-shoreline environments where you have [inflowing] freshwater, or where evaporation creates more or less salt than normal seawater. That keeps out the snails and other organisms that chew on and destroy these mats."
In a published study and presentations over the past two years, Bottjer and colleagues have described how the change from firm to mushy seafloor affected two categories of animals: early echinoderms, which later evolved into today's sand dollars, sea urchins, starfish and sea cucumbers; and early mollusks, which Bottjer says later evolved into "things you find at your seafood restaurant: squid, snails, clams, oysters, scallops."
The radical change in the seafloor environment caused the extinction of echinoderms known as helicoplacoids, which were plate-covered organisms shaped like tops and the size of a human thumb. Helicoplacoids stuck atop microbial mats while filtering microscopic nutrients from ocean water.
Bottjer says helicoplacoids were like "big trees that needed to have a stable surface to sit on." But once seafloor mats were replaced by muck, helicoplacoids probably were unable to live on the unstable sediment. "They only survived for maybe 10 million years after the beginning of the Cambrian. They never were seen again."
Two other types of echinoderms adapted to the change by finding other firm footing. Cupcake-shaped edrioasteroids also filtered seawater for food, but by the late Cambrian, the only known edrioasteroid fossils "were sitting on a shell or rock," Bottjer says. Weird, peanut-shaped eocrinoids, which used arm-like appendages to collect food from water, "evolved a stem. It allowed them to attach to hard surfaces like rocks or shells. They moved up onto these surfaces which projected above the soft sediment."
Several early mollusks also were restricted to life on rocks and other firm surfaces when seafloor mats were churned up. For example, the ancestors of mollusks such as polyplacophorans (or chitons), lacked shells, so "the earliest ones probably looked like slugs crawling across the mat-covered seafloor," Bottjer says. These several-centimeter-long creatures left scratch marks on microbial mat fossils, indicating "these guys were munching on the mat like the snail does [to algae growing on glass walls] in your fish tank. They were grazing on their environment, but they were not destroying it."
Other mollusks, known as monoplacophorans, typically were shaped "like a baseball cap without the bill" and measured up to several centimeters wide, says Bottjer. "They used to be all over the shallow seafloor [until mats were wiped out], but now they are stuck in deeper-water environments living on rocks and other firm surfaces."
Bottjer believes the Cambrian change in the seafloor also caused the extinction of certain lobopods, which looked like worms but moved around with foot-like pods projecting underneath them. Their modern relatives, called velvet worms, live in forest litter. Bottjer says one of the first lobopods discovered had spines and was named Hallucigenia "because it looked pretty darn weird." It may have walked on microbial mats, but went extinct when the seafloor turned mucky.
Bottjer says understanding odd early animal life on Earth is important for astrobiology because life on other planets might look strange to us, but might be perfectly well-adapted."
It also is conceivable that if any animals evolved in Mars' now-vanished oceans, maybe they would be adapted to microbial mat surfaces and look more like Cambrian things than modern-day organisms" on Earth, he says.
Other scientists agree with Bottjer that the seafloor changed at the dawn of the Cambrian, but they say it will be hard to prove how that affected early animal life.
"The basic substrate revolution story is correct in that you see it in the rocks," says Bruce Runnegar, a paleontology professor at the University of California, Los Angeles. "But I'm not sure about what he speculates about the behavior of animals in the Cambrian. This is a nice story. But how would you find out if it was true?"
Runnegar notes that many early animals had soft bodies not likely to be preserved, and that their limited fossils do not necessarily reveal how the creatures lived. While impressions of some soft-bodied early animals can be found where mat materials preserve sediment layers, it is difficult to know if such organisms later went extinct or simply were not preserved after mats were destroyed.
Runnegar notes fossil preservation "is something we need to know more about if we're going to search for life on other planets."
"The difficulty with Dave's idea [on how early animals were affected by the change in seafloor sediments] is that while it may be correct, it is awfully difficult to test given the nature of the fossil record in the Cambrian," says paleobiologist Doug Erwin, interim director of the National Museum of Natural History in Washington.
"Reconstructing ecological interactions is one of the great challenges of paleobiology," Erwin says, "while a major challenge for astrobiology is to learn, Did the origin of a new group correlate to some physical change in the environment?"
He says that "if life is found on other planets, the next question is: How has the history of that planet influenced the history of life on that planet? The place we have to start answering it is on this planet. We have a lot more data here than we're ever going to have from Mars."
What's Next?
Bottjer wants to compare China's early Cambrian Chengjiang site with Canada's middle Cambrian Burgess shale for more evidence of "how Cambrian organisms adapted to changing seafloor conditions through time."
Bottjer and USC doctoral student Steve Dornbos have made several trips to southwest China to study the Chengjiang fauna, in conjunction with Junyuan Chen of the Nanjing Institute of Geology and Paleontology, and more studies are planned, particularly on sponges and relatives of corals from the Cambrian.
Bottjer and Dornbos were joined in their Cambrian substrate research by James Hagadorn, a former USC graduate student who recently joined the faculty at Amherst College in Massachusetts.
The Implications of the Cambrian Explosion for Evolution
The Cambrian Substrate Revolution by David Bottjer
Stratigraphy of the Cambrian Period


text:
194 N. Route 17, Rochelle Park
In ShortBoomerangs, Aussie flags, kangaroo portraits and faux aboriginal art honor the homeland's wilderness, but Outback delivers a polished version of rusticity with varnished…
375 W Passaic St, Rochelle Park
In ShortSince the Ramada brand made its debut in 1954 in Flagstaff, Ariz., the hotel franchise has been offering dependable accommodations with budget-wise perks. Families…
352 W Passaic St, Rochelle Park
Central Ave, Rochelle Park
375 W Passaic, Paramus
352 W. Passaic St., Rochelle Park
50 Essex St, Lodi
411 Hackensack Ave., New York
In ShortThe much-copied look of hardwood floors, decorative stained glass, checked tablecloths, brass rails and walls filled with knickknacks has been a staple at this restaurant…
405 N Midland Ave, Saddle Brook
In ShortSince 1976, this casual family-dining restaurant has been serving a variety of American favorites in a relaxed Irish-pub-style atmosphere. Appetizers include the Irish…
1 S Main St, Lodi
Love Friday's Latin nights! Nothing's better than meeting up with friends to go dancing all night and Rise is always hot on Fridays


text:
- Critic & User
- Videos &
- Codes
& FAQs
- Gameplay
- Similar
Game Details
Game Description
If you want to win this battle, you'll have to dig deep! In Fossil Fighters, you'll dig up fossils to collect over 100 mystical dinosaurs called Vivosaurs, then send them into battle. Use your Stylus to hammer, chip, drill, and brush as you dig out dino bones, then blow into the DS microphone to clear off dust. Assemble your Vivosaurs one part at a time. Find the head to bring it to life, then add other body parts to make it ready for battle. The more care you take with your fossils, the more powerful your Vivosaur becomes. Connect wirelessly to trade fossils or battle your friends.
Critic Reviews
GamesRadar Review (6.0 out of 10)
Fossil Fighters The (fossilized) remains of the day Did nobody heed the warning of Jurassic Park's Dr. Ian Malcolm – aka Jeff 'The Fly' Goldblum – when he said that reviving extinct species for our own amusement might be just a teensy bit w...more
User Reviews
Average Member Rating: 7.4 out of 10
Cool game. (10 out of 10)
posted by bigd1549 (SHEBOYGAN, WI) on Sep 6, 2009
Member since Feb 2008
8 out of 8 gamers (100%) found this review helpful
Member since Feb 2008
8 out of 8 gamers (100%) found this review helpful
This game really surprised me. I thought it was going to be no good until I played it. Now, I'm 18 and this game had me entertained even though it probably is a game for kids 10 and under. The game is a lot like Pokemon except it's with Vivosaurs(Modern depicted dinosaurs I guess lol) and there is a...more
Specs & Requirements
Wireless DS Multi-Card Play (1-2)
Modes Story, Full Mission Single-Player, Wi-Fi Versus
Similar Games
- Super Smash Bros. BrawlRelease 3/11/2008
- Mario & Luigi: Bowser's Inside StoryRelease 9/16/2009
- New Super Mario Bros. WiiRelease 11/14/2009


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Convertible Cribs
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Quick Ship Tribute Crib in Cherry by Young America by Stanley
The Tribute Crib from Young America is a quintessential traditional baby crib, and because it's by Young America, you know it is a safe, healthy and sturdy place for your baby to sleep. The Tribute Crib features classic and traditional design elements, like simple slatted side and end panels, and crisp, clean lines that give it a contemporary edge. The understated elegance of this crib makes it versatile enough for any baby boy or baby girl's nursery, ensuring you can use it for every new baby in your family. Features include:
SIZE: 32.36"W x 43.86"H 57"L
Category: Furniture, Classic Cribs
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text:
I´m really confused about iPhone Protection accessories. I mean, are them really necessary? My iPhone has 3 months and I used to protect it the first days with a sillicon case but it was really ugly, so I decided to use just the film protector for the screen. Yesterday I removed it because it was getting old and bubbles appeared.
So I want to know if it´s worth buying a new screen protector. I´ve seen scratching test videos at youtube but also a scratched iPhone video.
What do you think about?
(sorry, double posted accidently)


text:
Create dazzling pearlsescent effects with Perfect Pearls™ and Perfect Medium™. Specially developed with a built-in resin, Perfect Pearls™ Pigments are easy to use wet or dry. Mix with watercolors, inks, acrylic paints, Ultra Thick Embossing Enamel™, embossing powders and other mediums for radiant results! Each pigment comes in a transparent jar: 1oz / 2.75g
• Acid free
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News And Politics Podcasts
[트위터매거진] 새가 날아든다Join Now to Follow
트위터가 진짜 언론이라는 생각으로 출발했습니다. 주류언론이 담지 못하는 트위터의 목소리를 전해드리겠습니다. [새날]로 불러주세요. 새날은 꼭 옵니다.
By birdfly.iblug.com
The LoopcastJoin Now to Follow
Podcast series covering various topics in security and technology
By Sina Kashefipour and Chelsea Daymon
Maine CallingJoin Now to Follow
Maine Calling is an interactive radio program hosted by MPBN News Director Keith Shortall and Public Affairs Host Jennifer Rooks and produced by Jonathan Smith. Airing live Monday through Thursday from 12:00 to 1:00 pm and anytime online, the show brings interesting conversations on a wide variety of topics to the people of Maine.
By MPBN News
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The Kathleen Dunn ShowJoin Now to Follow
Focused on leading balanced discussions about the issues of the day and those of our time, "The Kathleen Dunn Show" airs Monday through Thursday, from 1 p.m. to 3 p.m. on the Ideas Network stations. Dunn and her producers, KP Whaley and Marika Suval, strive to be as timely as possible when choosing topics and guests. The immediacy of the show has attracted many loyal listeners who seek in-depth discussions that go beyond the headlines.
By Wisconsin Public Radio
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Í hlaðvarpi Kjarnans má hlusta á útvarpsþætti þar sem málin verða krufin til mergjar hverju sinni. Engin auglýsingahlé eða popptónlist og engar veðurfréttir.
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A weekly round-table discussion of the most interesting events of the previous week. Join Johnny Lemuria, his co-hosts, and a guest as they talk about the things that need talking about.
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Welcome to the official free Podcast from SAGE, with selected new podcasts that span a wide range of subject areas including Sociology, criminology, criminal justice, sports medicine, Psychology, Business, education, humanities, social sciences, and science, technology, medicine and AJSM. Our Podcasts are designed to act as teaching tools, providing further insight into our content through editor and author commentaries and interviews with special guests. SAGE is a leading international publisher of journals, books, and electronic media for academic, educational, and professional markets with principal offices in Los Angeles, London, New Delhi, and Singapore.
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Talking about everything... and nothing at all.
By Radio Filibuster


text:
The traditional incentive travel model in the insurance and financial services industry could use a boost. Can your field force wait 18 months or more for the reward of attending your conference? Consider the industry today:
- It's tough out there. Your field force is struggling because their customers are struggling. Can advisers maintain their best efforts over a year or more without some extra motivation?
- A demographic shift is well under way. Limra (formerly the Life Insurance Marketing Research Association) puts the average age of advisers at 52. They're entrenched in the traditional incentive model. But what motivates the younger, incoming crowd?
- Most insurance companies are now public companies. That means quarterly earnings reports and quarterly pressure to keep the numbers up.
- Some companies are still flying under the radar, and have not brought back their full schedule of incentive conferences. Can they achieve their conference goals without the conference?
One answer to these challenges lies in the creative use of individual incentive travel awards. "Individual travel provides benefits that connect to current lifestyles," says Jim
Dittman, president, Dittman Incentive Marketing, New Brunswick, N.J. "The majority of households have dual earners, and it can be difficult for the spouse to get time off at the exact time that a winner's group trip occurs. Many couples want to take their children with them, and individual travel allows them to do that."
Complement the Group Program
Most buyers and suppliers of individual travel awards see them as pieces of a total motivational strategy that includes a group conference—not as a substitute for that conference. "While individual travel has replaced group travel in the past year in many places, it will not replace it in the long run," believes Dittman. "It is not intended to. Group travel melts the formal barriers of business relationships and transforms them into personal ones through shared experiences. It allows the sponsor to recognize each winner and to create memories that will be forever associated with the sponsor. There will always be enormous benefits in group travel that make it an all-powerful motivator."
Likewise, Scott Walker of Hyatt Incentive Rewards sees individual travel as part of a larger strategy. "The corporate world is looking for engagement, not just rewards," he says. "This becomes a bigger process than just a prize at the end of a contest. Companies are looking for a comprehensive solution." Hyatt offers many products in different tiers and can help planners work with air and car partners as well.
Ken Juel, who uses both individual and group travel, notes that incentive trips as a whole are new for TD Ameritrade. The group trip, for the top 40 consultants and guests, is just 5 years old. But it's been successful, and at the 2009 conference, Juel saw increasing camaraderie among repeat qualifiers. "The individual and group trips complement each other," he says.
The overwhelming majority of investment consultants working for TD Ameritrade are in their 20s and 30s, says Ken Juel, manager, sales incentives and recognition programs. As such, they respond especially well to individual incentive travel. "They like to choose the time and place they travel," he says. "Younger agents don't have as much vacation time, and their spouses don't have as much vacation time, so the flexibility is a huge win for them."
Likewise, Patricia Kerr, CMP, director, distribution sales support, at Manulife Financial, sees the use of individual incentives as part of a strategy to meet new competitive challenges. "In 10 years, the average adviser will be in his or her 30s and is cut from a different cloth than the traditional adviser," she says. "The 55-year-old is driven by a sense of loyalty to one or two companies, and places business with them. The newer, younger advisers are driven by a variety of dynamic and more individual rewards. So we need to look beyond the traditional models."
Short-Term Sales Driver
At Manulife Financial In Waterloo, Ontario, Patricia Kerr, CMP, director, distribution sales support, has been pushed by the business environment and the economy to look outside the traditional incentive conference box to drive sales.
"In 2008 and 2009, companies got kicked when they were down. Slumping sales combined with aggressive expense management and negative conference perception forced all meeting managers to review strategic plans. We have to look at what else we can do, over and above the incentive conference, to help drive sales."
To that end, several regional Manulife offices designed short-term campaigns for the fourth quarter of 2009. "We are confident we have motivated individuals," Kerr says of the contests, which were still under way as this issue went to press. "I recently received a call from an adviser whom I never would have guessed would be motivated by this contest. This is the exact result we are looking for." One of the contests, in fact, is seeing more than double the anticipated number of advisers on track to qualify.
At TD Ameritrade in Omaha, Neb., Ken Juel also uses individual travel rewards to keep the competitive fires burning throughout the year. "We need to show good results quarter to quarter," says Juel, manager, sales incentives and recognition programs.
Contributing to those results are a number of short-term sales contests that "maintain the buzz and excitement" of the year-long incentive program, he says, adding that the shorter-term programs also get performance boosts out of salespeople who will likely not qualify for the annual conference.
Travel Beats Cash
What drew a lot of Jim Dittman's banking clients into individual incentive travel in 2009 was the cancellation of group trips. Qualifiers had put in the hard work; companies had to recognize them. Some used cash. Not the best choice, says Dittman. "A few weeks after, they will have no idea what they did with the cash. A trip is a reward for a job extremely well done. And when it doesn't happen, and you don't remember what you did with the money, it's as if there was no award at all."
Using individual travel means realizing what Robert Ward, director of sales, Ovation Rewards, Fairmont/Raffles/Swissôtels, sees as four phases of motivation. First is the anticipation of earning the trip. Second is the excitement of telling friends and peers that you've earned it. Third is the experience itself. Fourth? The bragging rights when it's over.
In more than three decades as an incentive travel provider, Bob Guerriero of The Journeymasters has seen companies move away from cash. "One insurer was big on big money for their top prize, awarding $5,000," he recalls. "They generated so much excitement with our Above & Beyond program that they have never gone back to cash. It's been six years."
Consider the research. The Forum for People Performance Management and Measurement found that managers prefer noncash motivation solutions to achieve nine of 10 business objectives, including increasing profitability, increasing customer satisfaction, and increasing retention and loyalty.


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Other Techniques of Surgery
Other Techniques of Surgery
Other techniques of surgery:
In addition to using traditional surgical knives in surgery, both open and minimally invasive surgery can use the following alternative techniques, depending on diagnosis:
- Laser surgery
A laser is a device that emits a concentrated beam of light radiation. A laser beam can cauterize a wound, repair damaged tissue, or destroy cells under the beam, allowing for cutting through tissue without damaging neighboring cells. Laser has been used in place of surgical cutting instruments in various surgeries, including eye surgery, gynecological procedures, removal of skin marks, and excising small tumors.
- Electrosurgery
Surgery can also be performed with electrical instruments that operate on high-frequency electric currents. Examples of electrosurgery include electrocoagulation (which hardens tissue) and electrodesiccation (the destroying of tissue with an electric current for such things as removing small growths).
Click here to view the
Online Resources of Surgical Care


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Community Capital Management Continues Sustainability Leadership in Sixth Year CarbonFree®
What does consistent environmental leadership look like? Over the past six years, CarbonFree® Business Partner Community Capital Management has neutralized over 850,000 pounds of carbon dioxide emissions – equivalent to the emissions created by burning almost 43,500 gallons of gasoline.
Community Capital Management is a registered investment adviser whose mission is to deliver strong investment performance for its clients in strategies aligned with their organizational purpose. The firm primarily manages fixed income impact investing portfolios that finance a variety of community initiatives such as affordable homeownership and rental housing, environmental sustainability, job creation and training programs, affordable healthcare facilities, childcare programs, and neighborhood revitalization activities. As a leader in the impact investing space, Community Capital Management maintains its commitment to operating an environmentally-conscious business practice.
"Community Capital is excited to partner with Carbonfund.org in committing to offset our carbon footprint. We hope that we will help lead the way and encourage others in the investment management industry to do the same," said Jamie Horwitz, Director of Marketing at Community Capital.
The firm is proud to lead by example, offsetting its carbon emissions by supporting the development of renewable energy, forestry projects and increased energy efficiency through its partnership with Carbonfund.org.
In addition, Community Capital Management's CarbonFree® commitment includes encouraging office recycling programs, minimizing the use of plastic water bottles by offering a water filtration system in their office, using energy-efficient lighting, conducting more marketing online rather than using printed media, living within close proximity to their office to reduce vehicle pollution, and continually seeking other ways to grow their business in a sustainable, eco-friendly manner. This consistent leadership in operational sustainability sets Community Capital Management in the forefront of its industry as an environmentally responsible fixed income investment management firm.
Sixth Year CarbonFree® for Cultural Tour Consultants
Global travel and tour operators have the opportunity to experience many of the world's wonders and often witness the environmental changes occurring in the places they visit. This heightened sensitivity to the condition of the natural environmental and the potential impacts of travel and tourism should lead to an elevated sense of responsibility to "do no harm". Carbonfund.org Partner Cultural Tour Consultants takes this responsibility seriously. They specialize in customized, in-depth study tours covering the visual arts, music, language, history and gastronomy, for individuals, school groups, universities, churches, and community groups.
As part of their core values, Cultural Tour Consultants is committed to promoting sustainable tourism worldwide. For the past six years, they have partnered with Carbonfund.org to offset the company's carbon footprint through the CarbonFree® Business Partnership program, supporting reforestation projects around the world.
"Travel promotes firsthand knowledge of our planet, its cultural heritage and its natural resources," explains Melissa Reed, Cultural Tour Consultants Partner. "We, as travel professionals, have an obligation to do what we can to promote sustainable tourism and encourage the exploration and appreciation the Earth and its people."
Cultural Tour Consultants also offers clients the ability to offset their tour flight emissions directly from the Cultural Tour Consultants' website by linking to Carbonfund.org's flight calculator. Their website is loaded with other information regarding healthy and safe travel, passport/visa and insurance matters, what and how best to pack. As a six-year CarbonFree® Partner, Cultural Tour Consultants continue to demonstrate leadership in consistent care for their tour clients and for the places they visit.
5th Anniversary CarbonFree® Partner Founding Farmers Offers Farm-Inspired Dining with Focus on Sustainability
The trend towards "farm-to-table" dining is everywhere, and locavores "rule" in many parts of the world. But how can you tell if a restaurant truly "walks the walk" and is not just "talking the talk"? An inspiring example is CarbonFree® Business Partner Founding Farmers, with locations in Washington, DC and Potomac, MD (with Tysons Corner, VA slated to open in Summer 2014). Since September 2008, the award-winning Founding Farmers has been one of the country's leading restaurants to offer farm-inspired "American True Food & Drink" in a modern, casual setting.
Founding Farmers is a business that is fully committed to preserving, protecting and enhancing the earth with a "Triple Green Approach" to bringing great food from Farm to Fork. The menus at Founding Farmers are based on regional and sustainable agricultural resources whenever possible, and the freezers on site are for ice cream only!
For the fifth consecutive year, Founding Farmers is proud to be an official CarbonFree® Business Partner, supporting global climate-friendly renewable energy projects and the Carbonfund.org mission of education, offsets and outreach. Founding Farmers is 100% carbon neutral by offsetting its CO2 emissions annually with Carbonfund.org.
"As Washington DC's greenest restaurant, and one of the greenest in the country, our business model is earth-friendly from the inside out. It was logical, affirmative and natural for the restaurant to partner with Carbonfund.org," explains Dan Simons, PR Advisor for Founding Farmers. "We believe in setting an example as a leader in the green/LEED restaurant category, and partnering with Carbonfund.org allows us to share in the mission and share what we've done with others."
Secondly, the restaurant operates with the earth in mind, by sorting and recycling all non-food products, processing used cooking oil into bio-diesel, composting all organic waste products, using an in-house super water purification system to eliminate water bottle waste, and cleaning with earth-friendly and chemically neutral products. Even the menus are printed on recycled papers with soy-based inks.
Finally, the architecture and design of the space itself meet the USGBC's Leadership in Energy and Environmental Design (LEED) Gold design standards and criteria, with the use of reclaimed and recycled materials for the floors, surface finishes and fabrics; with high-efficiency lighting, HVAC and general energy use.Beyond the building itself, Founding Farmers is a Certified Green Restaurant™ as recognized by the Green Restaurant Association for eco-friendly operations.
A collective of American family farmers owns the flagship restaurant, where products are sourcedfrom family farms, ranches, and fisheries across the United States. They celebrate and share the longstanding connection between farmers — the first to lead the green movement — and their historic stewardship of natural resources. Carbonfund.org is proud to partner with Founding Farmers in achieving sustainability leadership in the restaurant industry.


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Interpreting the Medical LiteratureAuthor:
Gehlbach, Stephen H.
Edition: 5
Pub Date: 2006
Publisher: McGraw-Hill
Summary: This text aims to help students and clinicians to understand the medical literature by instilling the essential skills necessary to evaluate article findings.
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Cooper-Hewitt: Design Imitates Life - Andrew Jimenez of Pixar
Andrew Jimenez is Director of Short groups at Pixar Animation Studios. Together with Brad Bird, Andy developed the use of pre-visualization 2D and 3d storyboard animatics, a technique utilized on both films.
Design Imitates Life, Andrew Jimenez, Pixar, animator, animation, 2D, 3D, pre-visualization, animatics, talk, public program


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Small Space, Big Design: Tiny Homes
- Next1 of 9Glo
- Previous Next2 of 9Courtesy of Tetra Shed
- Previous Next3 of 9Courtesy of Tumbleweed Houses
- Previous Next4 of 9Courtesy of Proto Haus
- Previous Next5 of 9Courtesy of Michael Jantzen
- Previous Next6 of 9Courtesy of Eden Garden Rooms
- Previous Next7 of 9Courtesy of Micro Compact Home
- Previous Next8 of 9Courtesy of zeroHouse
- Previous Next9 of 9Courtesy of The Crib
- Small Space, Big Design: Tiny HomesRooms With Awe-Inspiring Views
- Stylish Ideas For An Eco-Friendly Party
- 12 Things You Never Knew About Earth Day
- 11 Clever Decor Ideas For Small Patios
- The Best 'Mad Men' Inspired Living Rooms
- 11 Affordable Ways To Decorate A Blank Wall
- 15 Camping Essentials for Coachella & Beyond
- 9 Stylish DIY Ideas for Easter
- Gotta Have It
- 7 Inspiring Ways To Use Wallpaper At Home
- Decorate A Rental Without Losing Your Deposit
- Designers Reveal Their Guilty Decor Pleasures
- Creative Hobbies & Crafts to Inspire You
- 8 Gorgeous City Gardens to Inspire You
- Stylish Outdoor Decor For Every Budget
- Glo's Latest Obsession: Daily Floral Finds
- Glo's Latest Obsession: Daily Floral Finds
- Gotta Have It: Daily Animal Finds
- Spring Cleaning Myths—Busted!
Intro_v011 of 9
My Pod2 of 9
What starts out looking like an ominous rock flips open to become the office space of the future. Tetra Shed was inspired by the growing need for home offices. Each geometric-shaped shed has flip-to-open windows and can be customized in terms of size, color and shape, becoming a guest room if needed.
DISCOVER NOW: Tetra Shed
Hot Wheels3 of 9
Get the cozy cabin you've always dreamed of in this 8-by-15-foot trailer home. But don't compromise on the amenities. The Epu home comes with a small fireplace, a desk for some evening emailing, and an upstairs loft for sleeping. Build it yourself for just under $19,000 with blueprints from the tiny-space experts at Tumbleweed Houses.
DISCOVER NOW: Epu House
Traveling Light4 of 9
Built from recycled and reclaimed materials, ProtoHaus is a 125-square-foot residence created to prove that living small doesn't sacrifice style. With a charming all-white interior, the trailer-hitched home is powered by solar and wind systems, allowing you to go off grid at a moment's notice.
DISCOVER NOW: ProtoHaus
In the Fold5 of 9
Made of hinged rectangular panels that open and fold, M-House was originally designed to function as a single private vacation retreat. Some of the panels unfold from the face of the cube to become places to sit, sleep, work and eat. Order your own custom M-House to be delivered anywhere in the world.
DISCOVER NOW: M-Vironments
Go Green6 of 9
Working long hours will be a welcomed treat in the eDen Garden Office. The eco-efficient space features all the proper structural elements that you would find in a home, such as plumbing and cabinets, along with a unique "vertigarden" living wall.
DISCOVER NOW: Garden Office
Boxed In7 of 9
Never has thinking (and living) inside the box looked so good. The Micro Compact Home (M-CH) was built in Munich as a short-term living solution. Now available throughout Europe, the M-CH features two twin beds, a flat-screen television, a sleek kitchen and even some storage space, all within about 81 square feet.
Pop Up8 of 9
Prefab homes are nothing new, but zeroHouse takes the ease of construction to new heights. Featuring a full kitchen and bath, two porches and two bedrooms, zeroHouse is also self-sufficient, generating its own electricity (through solar power) and collecting its own water. The 650-square-foot "smart house" can be controlled by any laptop.
DISCOVER NOW: zeroHouse
Decked Out9 of 9
Searching for simple country living without the hefty price tag? Build a mini getaway with plans by Broadhurst Architects. The Full Crib is a 250-square-foot home that features a state-of-the art deck, quaint bathroom and a loft-style bedroom.
DISCOVER NOW: The Full Crib
- 11 Celeb Brands With Actual Style Cred
- Tricks for Cutting Your Makeup Routine in Half
- Lorde's Makeup Collaboration
- Creative Ways To Decorate With Houseplants
- 12 New Beauty Products With Slimming Perks
- 10 Things Guys Really Do After a Breakup
- Glo's Latest Obsession: Daily Floral Finds


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Scroll Print Pencil Skirt
Scroll Print Pencil Skirt
$79 .88
Style #316703
17% Nylon, 78% Rayon, 5% Spandex
Dry Clean Only
Blue and black is so right now, especially in this sensationally scrolled skirt with curve-defining piped seams. Polish it off with a bold bag and wow-worthy heels. Hidden back zipper with snap closure. 24" from top edge.


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Center for Career Strategy and Advancement
Levy Mayer Hall, Room 124
375 East Chicago Avenue
Chicago, IL 60611-3069
Phone: (312) 503-3498
Fax: (312) 503-5128
The Career Strategy Center sponsors a number of programs throughout the year for LLM students, including resume and cover letter workshops, networking programs, mock interviews, and Lexis and Westlaw career database training.
The Career Strategy Center and the dedicated LLM Career Manager will be available to assist you in developing your individual job search strategy, reviewing your resume and cover letters, and conducting mock interviews. However, it is necessary for all students to work diligently on their own job search, making contacts with employers, pursuing opportunities and following up on all possibilities.
Below are some specialized resources to help you get started. In addition, LLM students may take advantage of Northwestern Law's Job Postings Database (netid and password required).
Job Search Guide
Top 10 List for Success in U.S. Legal Market (pdf) By Carole Silver
Planning for Successful Interviews (pdf)
International LLM Job Search Tools
Resumes and Cover letters for International LLMs (pdf) Fall 2010
Career Research and Networking for International LLMs (pdf) Fall 2010
Interviewing for International LLMs (pdf) Fall 2010
Career Center Program for Students in International Human Rights Program (pdf) Fall 2009
International LLM Student Job Fairs
Northwestern international LLM students participate in two off campus job fairs:
International Student Interview Program (ISIP), New York, NY, January 25, 2013
West Coast International LLM Job Fair, Los Angeles, CA, February 22, 2013
Employer Guides
U.S. Employers of International LLM Students (pdf)
U.S. Firms with International Offices (xls)
Foreign Firms with New York Offices (pdf)
LLM Alumni Advisors (xls) Updated 9/27/04
A list of Northwestern LLM graduates whom you may contact for career-related information and advice.
Bar Exam Information
Comprehensive Guide to Bar Admission Requirements (pdf)
See specifically Chart X (Foreign Law School Graduates)
LLM students interested in sitting for the New York bar examination should visit the website of the New York State Board of Law Examiners.
LLM students interested in sitting for the Illinois bar examination should visit the website of the Illinois Board of Admissions to the Bar.
Federal Employment Policy for Non-U.S. Citizens
As a general rule, non-U.S. citizens cannot be compensated by the federal government for positions located in the continental United States, though there are limited exceptions for citizens of U.S. defense-treaty allies. Jeff Barr, in the Office of General Counsel, Administrative Office of the U.S. Courts, is willing to speak to law students who are non-citizens to discuss their eligibility for compensated clerkships. He can be reached at (202) 502-1100. For more information, visit the federal Office of Personnel Management's guide for non-U.S. citizens.


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Art to Write On
Colin Schleeh worked as a boat builder, set designer, custom furniture designer/builder, sculptor, and jewelry designer, and taught fine arts for 10 years, before opening Schleeh Design in 2001. Today, he does commissions for Hermes of Paris, Bulgari, and Shreve Crump and Low, as well as these arty desk accessories for the corporate gift market.
Not-So-Basic Black
Tyrone Crystal's Eclipse Squares Black collection makes a definitive statement at the dinner table. Breaks the mold. Starts a new tradition. The glasses are handmade in Ireland, and available styles include water goblets, wine glasses, and champagne flutes.
From $143 for a pair of tumblers to $179 for a pair of flutes.
MP3 Rainbow
Who needs a Nano? Find your Zen instead. The Creative Labs Zen V Plus is tiny, colorful, and sharp. Holds up to 2,000 songs, and even can be used to watch videos!
$299 for the 40GB model.
Sleek Sound Machine
Wake up to music stored on your iPod with this sleek JBL Sound System/Time Machine. The acoustics create a rich, full sound, and the LCD display is gently backlit. But what stands out is the halo-like design, sure to make a statement in any room. (iPod not included.)
$161 | www.rymaxinc.com
Carbon and Cool
Tumi has always been a sought-after name when it comes to luggage — and with the introduction of its carbon fiber pen, it's now a leader in that arena. This high-tech writing instrument comes with a stylus tip for use on PDA screens.
$150 | www.tumi.com
Out With Speakers, in With Podz
The transformation of stereo speakers into high-design "pods" is complete. Brookstone's "Podz" are wireless and rechargeable, and fit just about anywhere.
$200/pair | www.brookstone.com/corporatesales
Back Up in Style
Who thought you could back up your documents in such style? Judith Lieber's glittering flash drive has 1 GB of memory set in a sparkling crystal case.
$448 | www.rymaxinc.com
A New Slant on Glassware
Nambe has always been at the forefront when it comes to innovative design (some items are housed in the Museum of Modern Art Permanent Collection, New York) and materials (its signature metal never tarnishes). The Tilt decanter set is full-lead crystal and comes with two cleverly tilted old-fashion glasses.
From $195. | www.nambe.com/CorpGifts
Telephone or Sculpture?
Bang & Olufsen has changed the definition of a telephone forever with its 2.4 GHz cordless phone. Features include caller ID, redial, 200-name phonebook, and a volume control function that controls the sound of Bang & Olufsen televisions and music systems.
$71 | www.rymaxinc.com
Design for All
By recruiting world-famous designers and offering their products at affordable prices, Target has made style accessible to everyone. The Target gift card has no expiration dates and no fees, and is available in any amount up to $2,000.


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Overview :
Uvas Canyon is a treasure tucked in the hills just beyond the suburban bedlam of Silicon Valley and the South Bay.
Spring-fed creeks ... more »
Content provided by
Overview :
Uvas Canyon is a treasure tucked in the hills just beyond the suburban bedlam of Silicon Valley and the South Bay.
Spring-fed creeks ... more »
Tips: The road to Uvas Canyon leads through the small resort of Sveadal -- be very careful here, as you may have to yield to oncoming... more »
Follow the paved park road to the right. At the bottom, just before the bridge, is a trail sign on the right for Swanson Creek Trail.
Turn right here and follow the trail, which parallels Swanson Creek.
Eventually the trail turns and arrives at the confluence of the Uvas and Swanson Creeks. A very pretty waterfall that few hikers visit will be ... More
This small waterfall is the first of many on the Waterfall Loop, which continues upstream from here.
Waterfall Loop has a series of bridges that allow hikers to walk on either side of the creek. The south side of the loop is a narrow single-track with tricky footing in places, while the north side is a wide dirt road with much more elbow room.
Take a side trip to this waterfall, one of the biggest at Uvas.
It's about a quarter of a mile up the trail from Granuja Falls. You'll cross a bridge over a stream and see a right turn just up the trail. Turn right there and go around the bend to see Black Rock Falls.
Note the rocks get very slippery near the falls -- if you get too close,... More
Far western end of the Waterfall Loop -- watch for the sign for Basin Falls. A short, steep climb ends with the creek pouring into a pool, hence the title Basin Falls.
This is a great turn-back point if you're not up for more mileage. It's mostly downhill to the parking lot.
If you're game for a greater challenge, though, follow the trail along ... More
Watch your step crossing the creek to Contour Trail. Many a hiker has come away from this crossing with wet socks.
Contour Trail starts on the opposite bank and heads eastward and uphill. This is a very quiet walk through a thick forest. Watch for mushrooms growing in crazy configurations.
After 1.25 miles the trail ends at Alec Canyon Trail.
Take a rest break at a bench overlooking Uvas Canyon and the surrounding mountains. The Diablo Range is visible far to the east.
From the bench overlook, it's about a half-mile to Triple Falls.
Making sure you don't go back the way you just came, head down the wide dirt road to a junction and sign pointing to Triple Falls.
The falls are about .2 mile up a fairly steep trail. Visually the falls are not nearly as impressive as the others in the park, but this is... More