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Pro Vice-Chancellor, International & Engagement
Professor Hywel Thomas FREng FRS FLSW MAE
Professor Hywel Thomas is Pro Vice-Chancellor, International and Engagement. In this role he is responsible for the University's international activities, partnerships and reputation, together with the University's engagement within Wales. His specific responsibilities include the development of i) the University's internationalisation strategy; ii) international collaboration in research; iii) the University's engagement with Europe; iv) collaborative educational provision at an international level and v) participation in international associations. In relation to the engagement agenda, he is responsible for developing a strategic approach to the University's engagement within Wales, to ensure that the University's research and education programmes have the maximum possible impact in Wales. As Pro Vice-Chancellor Professor Thomas is also a member of the University Executive Board.
Prior to this appointment Professor Thomas was the University's Pro Vice-Chancellor for "Innovation and Engagement" and Internationalisation ( 2010 to 2012). In this role he established the University's strategy in the above areas, covering a diverse range of issues from technology transfer, through student enterprise education to engagement with the University's stakeholders. He also worked on numerous special initatives, leading the University's work in areas such as student employability, widening access and "communication and marketing". He was also the "Link PVC" to the Physical Sciences and Engineering Schools within the University, charged with advising the Vice-Chancellor on their strategic development.
Prior to that role Professor Thomas was the Director of the School of Engineering, one of the University's largest Schools, from 2002 to 2010 and Deputy Pro Vice-Chancellor, Innovation and Engagement from 2007 to 2010.
Professor Thomas is also a Professor of Civil Engineering, the Director of the Geoenvironmental Research Centre (GRC) at the University and a UNESCO Professor in the Development of a Sustainable Geoenvironment. His research interests cover a wide range of geoenvironmental issues, from coupled multiphysics/geochemistry flow problems in soils and rocks, through to sustainability issues in general. A major focus of his work is the geological disposal of high level nuclear waste. Current interests include the geoenergy field, with major projects on ground source heat, underground coal gasification, exploitation of unconventional gas and carbon sequestration in coal seams.
During the course of his academic career, he has produced more than 400 technical papers and reports and has lectured extensively both at home and abroad. He currently works extensively with the UN agencies, UNIDO, UNESCO and the IAEA. His academic achievements have been recognised by election as a Fellow of the Royal Society (FRS), a Fellow of the Royal Academy of Engineering (FREng), a Member of Academia Europaea , the Academy of Europe (MAE) and a Fellow of the Learned Society of Wales (FLSW).
Professor Hywel Thomas
Pro Vice-Chancellor, International & Engagement
Contact via Diary Secretary:
Lisa Pearson
Tel: 029 2087 0651
Email: firstname.lastname@example.com


text: We first discovered author/illustrator Loryn Brantz in 2011 after falling head over bedtime story in love with her debut book, Harvey the Child Mime. Brantz's new collection of nursery art has a similar effect. The simple illustrations are the perfect complement to understated nursery walls. Playing off a plant nursery, each greenery print includes a rhyme penned by Brantz's beau, Sam Shapiro. And since they don't scream baby, they'll grow with your little sprout. Available online at etsy.com, $17. For free shipping, use code DAILYCANDY at checkout.Photo: Courtesy of Loryn Brantz

subset: commoncrawl


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Not right?
Results 1-3of 3 Reviews
by JenLara
New York City, New York
April 3, 2003
Salt Pond Beach, on the other hand, a few miles west of Poipu (driving along the southern shore of the island), was more to our liking. A secluded, crescent-shaped beach with calm water and fringed with coconut trees was a perfect place to spend a quiet afternoon reading and playing scrabble. Plus, I got to take one of my top three favorite photos of the whole trip -- the lifeguard and surfboard shot below.
From journal Incredible Kauai: Cliffs, Canyons & Sunsets
by bpinet
Pembroke, New Hampshire
June 5, 2003
From journal Paradise Found - Hawaii
by vrp1483
Enumclaw, Washington
November 9, 2004
From journal Heavenly Kauai Vacations


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Are you eliminating the laundry sink? I do not see it in the new diagram
Hi Guys,
I just moved into our first house last week and we are re-doing the basement and adding a half bath. I've attached a sketch showing the old and the new.
Due to the laundry/bath config there will be a long run around a wall to the main drain,~15'-20'. I was hoping if I used the right fittings and venting setup this would work: 2" drain shared by the laundry stand pipe and the lav sink.
Do you see any major concerns?
I appreciate the help. I've been trying to wrap my head around venting/draining for the last week trying to figure out the setup. It was very hard to find a spot to accomodate the dryer vent, and plumbing venting which is why I'm not left with many options.
Here is a nice link to Bert Polk's plumbing tips
Last edited by Terry; 12-15-2011 at 08:41 AM.
Are you eliminating the laundry sink? I do not see it in the new diagram
That's correct. Eliminating the sink with the 1.5" drain, installing a 2" stand pipe for stackable laundry.
In the new drawing, is that a washing machine standpipe you have to the right of the sink on the first floor..
Last edited by Hammerlane; 12-09-2011 at 11:15 AM.
That's correct. I was hoping if I used the appropriate fittings and vents I could use a 2" standpipe drain tied in with the lav sink. If this is a problem I will plumb a 2" drain all the way to the 3" stack for the washer and a 1.5" drain for the lav sink...
There was a thread similar to yours a few weeks ago where someone wanted to drain both sink and washer standpipe on same branch drain. The washer flowing past the sink drain is NOT the ideal configuration. I saved the persons finished configuration where he remedied and tied the standpipe and sink into the stack at different heights.
So with the distance, I can basically copy the above except adding an additional vent for the sink. (I'll use a 2" drain for washer, a separate 1.5" drain for the lav sink, each with their own vents that tie into each other with the toilet as shown in the drawing)
Also, just to confirm, a 2" vent is REQUIRED for a toilet?
Last edited by Theory; 12-09-2011 at 02:34 PM.
A 2" would be required within 72" with UPC plumbing code.Also, just to confirm, a 2" vent is REQUIRED for a toilet?
I don't know what the Ontario code is.
The confusing part is that the left hand drawing shows the horizontal drain ABOVE the floor, but the right hand one has it BELOW the floor. Usually, when a main drain is above the floor it is because the main SEWER is NOT low enough for it to be under the floor. Or do you have enough headroom to raise the entire basement floor that much? IF so, or if you are breaking the floor to install the drainage, you drawing is MUCH too complex, (i.e., there are much easier ways to do it).
Last edited by hj; 12-10-2011 at 06:37 AM.
Licensed residential and commercial plumber
The right hand drawing is an accurate representation of how the main sewer drain is, 3" horizontal, 90 up through the floor with a cleanout, coninuing up the the main floor bath. I should have fixed the left hand drawing to show this better instead of just pointing the arrow.
I was planning on breaking the concrete to install the basement toilet drain/vent, however the horizontal drain for the lav sink and the separate drain for the washer stand pipe will be routed through the new walls draining into the main 3".
I will attempt a cleaner drawing, this drawing was mostly an attempt to see if I had the draining and venting done properly, but I can see it would be easier to get advice if I clarify the drawing showing horizontal/vertical better and lengths.
It was a first try!
Trying to use some 3D software this is pretty close to what my existing plumbing situation is. I did not included the existing laundry because I already know it's very wrong and it's a little complicated to draw.
I'm currently attempting to add the new plumbing setup I've sketched above.
Your new drawing shows no fixture vents. The lav appears that it may be be too far from the stack to run it without a re-vent.
Here, you can wet vent a WC, but not the laundry. (if that is what i'm looking at.)
I don't think a laundry or washer can be wet vented anywhere.
In some codes, they require a 3" on the vertical waste for a washer after the vent.
Yep the IPC now requires the laundry to dump into a 3" or larger stack and you can not wet vent laundry trays or washing machine stand pipes.
[B]No, plumbing ain't rocket science. Unlike rocket science, plumbing requires a license[B]


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Mr. Krabs sings a melody about the thing that matters most - MONEY!
Embed this Video
Nickelodeon presents, the most moving piece of music you'll ever hear. Get ready to dance!
Nick's hottest new jam. Permission to Wobble: Granted.
It's the best time of the year! Happy Holidays from Nickelodeon!
Squidward's back in town, and this time it's ALL about the Squid!
The world doesn't revolve around you so don't be a jerk this Christmas!
P!nk plays a pirate in this music video and she gets the scurvy started.
SpongeBob sings an ode to his favorite fast food treat: Krabby Patties!
SpongeBob & the gang put on a show stopping performance of Best Day Ever!
Will SpongeBob ever blow a bubble that lasts the whole day?
Will Patrick's song be a smash or a total bomb?
Ski with Bloom and check out the Chill Champions Podium! Go for the gold in this chill-tastic sports game.
Direct Detective SpongeBob on stage as he solves mysteries in Bikini Bottom. Follow the clues and solve the puzzles quickly to win the audience over!
Level 6 UNLOCKED! Help Spongebob solve the mystery behind the toxic goo.
Your fav Nick characters are playing jokes. Join them and get your prank on!
Bake Patrick his favorite cakes by dragging ingredients to the mixing bowl. Bad cakes=bad.
Try not to wake Patrick from his sweet slumber! Play now.
Build a stack of SpongeBob clones with Sandy's handy cloning machine to rescue Gary. Meow!!
Play Nickelodeon's Hardest Game Ever
SpongeBob, is that you? Patrick battles the Flying Dutchman in an all NEW boss level!
Put your Krabby Patty-flipping skills to the test! Sponsored by Nintendo.


text:
3M Privacy Policy
Share this Event
Duration: 60 minutes
The US Office of Personnel Management (OPM) reports federal agencies are seeing strategic value from telework, including contributions to ensure continuity of operations, reduce management costs and improve the ability of the federal workforce to balance work and life commitments. "Overall, the use of telework is improving in the federal government. Telework can make employees more efficient, more accountable, and more resilient in emergency conditions, and this report shows signs that we are achieving those results," said OPM Director Berry.
OPM's 2012 Telework Report underscores the importance of strengthening security protocols for teleworking employees. Mitigating security issues is fundamental to effective telework.
Join us for an overview of best practices for telework security featuring former federal CTO and current editor of CTOvision.com, Bob Gourley. In this fast-paced/action-oriented webinar we will provide policy suggestions, best practices and solutions checklists designed to optimize the application of security to federal telework solutions.


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It's a shoe-in saving of 50%! Stores a dozen pairs of shoes in any size or shape, from elegant ladies' heels to bulky men's work boots! And you can buy as many as you like!
- Highlights
- Fine Print
- Company
- Organise and protect your favourite shoes!
- It's just $15 instead of $30 for this awesome shoe organiser from BDirect!
- And that's delivered to your door, anywhere in Australia!
- Holds up to 12 pairs of shoes in any size or shape – male or female!
And you can buy as many vouchers as you like!
What We Like
- No need to redeem. Please ensure your delivery information is correct at checkout and your product will be automatically shipped to you
- Buy as many as you like
- Shipping is included with this offer - delivery is within Australia only
- PO boxes NOT accepted
- Please allow up to four weeks for delivery from 17th August, 2012
- Voucher is not redeemable for cash
- Voucher is not available with any other offer or promotion
12 month replacement warranty is included with this offer


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While the SEC, Big 12, ACC, and a few others figure out who their conference champions will be, the Pac-10 will be playing this week like any other. The round robin schedule wraps up this week with 4 games, excluding Stanford (11-1) and Cal (5-7) who have already completed their schedules.
Among these 4 Pac-10 games, are 4 great rivalries, all in state, or in the case of the Southern California series, cross-town.
2 teams will be playing for their bowl lives. Washington, at 5-6, is favored in their game on the road in Pullman over Wazzu. I imagine Jake Locker is very anxious for the chance to play in his 1st bowl game, and get one last shot to impress those NFL scouts.
Meanwhile, Oregon State has an uphill battle to say the least. They will be playing the Oregon Ducks, a team primed for the National Championship game at the moment. Fortunately for the Beavers, this game is in Corvalis, a place they have played fairly well at this season, with the exception being that embarassing game vs Washington St.
Anyways, without any further delay, here are the Pac-10 games, for week 14:
Game 1:
Arizona State Sun Devils vs. Arizona Wildcats
Arizona State is 5-6. However, their bowl picture looks bad. Even if they were to come up with the huge upset over the Wildcats, they'd be 6-6. But with 2 of those wins being over FCS teams, they would technically not be bowl eligible. However, in a year in which USC is on probation, the Pac-10 is short of a bowl team. Would the NCAA make an exception for the Sun Devils should they win this game? I think they would. But with that said, we won't have to worry about that situation. The Wildcats will role in this one.
Verdict: Nick Foles looked great vs Oregon last week, racking up a season high 448 yards passing. Steven Threet's health is in question this week after being knocked out of last weeks win over UCLA. Even if he plays, the Wildcats high powered offense will be too much, even for a stingy Arizona State defense.
Final Score: Wildcats 41 Sun Devils 28
Game 2:
Oregon Ducks vs Oregon State Beavers
Oregon State has been the most confusing team in the Pac-10 this season, and that is saying something. Ever since the injury to James Rodgers in the Washington game, the offense hasn't looked the same. However with 36 points put on USC, the Beavers had hope. That is, before Stanford shut them out, 38-0. If Oregon State can't score points, how do they propose to beat the best offense in the nation? Oregon is pretty much a lock for 40 points every week, with the exception of the Cal game. Even if Oregon State's defense plays their best game of the season, it won't be enough if the Beavers' offense picks up where they left off vs Stanford.
Verdict: Oregon rolls over the Beavers, even with Corvalis going crazy in hopes of a 5th straight bowl game appearance.LaMichael James makes his final push for the Heisman and has another huge day.
Final Score: Ducks 49 Beavers 24
Game 3:
Washington Huskies vs Washington State Cougars
Jake Locker has lead his team to two straight wins, both over quality Pac-10 opponents, UCLA and Cal. With a 5-6 record, the Huskies are one Apple Cup victory away from their first bowl game in Jake Locker's storied career. And yes, I said the Apple Cup. That is the name of the rivalry game between these two great rivals. The Cougars have actually looked pretty good this season, by their standards. Even if they hadn't beaten Oregon State, they've played good football this season, including a 38-28 loss to Stanford, a game in which they won the 2nd half.
Verdict: Washington State has made huge strides of improvement this season. But Washington is a team on a mission, and a more talented one at that. The home field advantage in Pullman won't be enough for the Cougs to pull out the Apple Cup upset.
Final Score: Huskies 27 Cougars 14
Game 4:
USC Trojans vs UCLA Bruins
A 4th rivalry game this week. This one, possibly the most storied in the Pac-10. USC is coming off their 1st loss against Notre Dame in 8 years. A game that the Trojans handed to the Irish on a silver platter with missed tackles, poor offensive execution, and most of all, dropped passes. You better believe that is going to have the team pissed off. But on top of that, USC is a team that has far more talent than the Bruins. Matt Barkley is projected to make the start after missing the Notre Dame game. That will be a huge boost for the Trojans who had difficulty getting anything going on offense (and even when they did, the WRs didn't help *cough Ronald Johnson cough*).
Verdict: The Bruins have been bad this year, again. Rick Neuheisel will be on the hot seat this offseason. However, he can do himself a big favor by beating the rival Trojans to end the season on a high note, even without a bowl. Too bad for him, that won't happen.
Final Score: Trojans 38 Bruins 20
And now, for my Next Best 3, of week 14. Unfortunately, there won't be many surprises there this week. As you guys know, I usually try to pick less publicized games. Not so this week.
Next Best 3:
Auburn Tigers vs South Carolina Gamecocks
It's a game that has to be here. This game couln't have a larger National Championship implication if it tried. With a very questionable decision by the NCAA, Cam Newton is eligible for this SEC Title Game. That will be the deciding factor, again. Both these teams run the football very well, and Marcus Lattimore has been the best freshman back in the country this year. But unless he has a career day (which is possible), the Tigers have this one in hand.
Oklahoma Sooners vs Nebraska Cornhuskers
Could we have asked for a better Big 12 Title Game? I don't think so. Two great rivals going head to head in what will be their last meeting for quite some time. Landry Jones and the Sooners escaped with a win last week vs in-state rivals, Oklahoma State. Meanwhile, Nebraska and it's run game rolled to another win. As much as I want to see Oklahoma win this game, to give Stanford a possible chance at redemption for last year's Sun Bowl loss (a loss that came with Andrew Luck on the sidelines I might add), I don't see the Sooners winning. The Cornhuskers run game will win the game.
Florida State Seminoles vs Virginia Tech Hokies
Oh great, another Title Game from a conference that only plays 8 conference games... just kidding. This matchup will have my eye. Can the Hokies climb all the way back from an 0-2 start, one that includes a loss to James Madison, all the way to a BCS game? Might I add, that if they do win, they will get to a BCS game, while Boise State, a team that beat them has to watch, thank you Ryan Brotzman. Florida State is just a few points away from being 11-1, so they are better than advertised. However, I like the Hokies in this one, again, due to a better running game than their foes.
Alright guys, that's all I've got. Hope you enjoyed the final week of regular season pick-ems. Til' next time.


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A 23-year-old woman was arrested in Ventura on Wednesday after police chased a vehicle that had been reported stolen.
Police said the chase ended after the driver ran a red light, a stop sign and then failed to make a sharp turn in the 300 block of McGill Avenue shortly after 12:30 p.m.
The vehicle hit another parked vehicle.
Police said the driver was trapped in the stolen vehicle and had to be removed. She was taken to the Ventura County Medical Center where she was treated for injuries to her face that she'd sustained from the collision.
Police identified the woman as Crystal Marotta of Newbury Park. Marotta was arrested for felony evading and possession of a stolen vehicle.
County Crime & Homicides
In cooperation with the Ventura County Sheriff's Office, The Star now showcases a crime map, Most Wanted information and photos, and press releases from the Sheriff.
Police said that a vehicle had been stolen from the front of a home along the 900 block of Via Cielito about 11:44 a.m.
The vehicle is equipped with LoJack, police said, a tracking system used to find stolen vehicles.
About an hour later, a police officer on patrol received a signal from the stolen vehicle's LoJack system.
Police said the stolen vehicle was located parked and unoccupied at a gas station along the 4100 block of Telegraph Road.
Police monitored the vehicle and watched as a woman entered it and drove away.
Police said they tried to make a traffic stop on the vehicle but the driver failed to stop and continued on reaching speeds in excess of 55 mph.
The chase ended on McGill Avenue.
No one else was injured in the incident, police said.


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Florists >CTRL d
CTRL d, CTRL d, OH | Directions 4320141.516371 -82.997019
Bad experience. They charged my credit card twice for the same order and even after acknowledging their mistake over a month ago have still not fixed the issue. I like supporting local businesses but will look for another option in the future.
Great gifts for our OSU student – We are parents of two OSU students. We use Designs by Doe all the time to send special gifts to our kids since we can't be there with them always on birthday, holidays, etc. We've visited Designs by Doe's fantastic website to choose from several great gifts they can create especially customized for our needs. Gift baskets, balloon bouquets, floral arrangements....we've never been dissapointed with their selection and service. After we review their website, we've given Designs by Doe a call to discuss our selections. They take the time to discuss with us how they can customize our order to make it personally special for our kids. Their delivery services to OSU is very efficient and its great that they deliver on weekends and evenings, too! We'll continue to utilize Designs by Doe while our kids are at OSU. We wish their was a Designs by Doe in our home town!
Personal Florist goes the extra mile... – When I bought from them, she went out of her way to make what i wanted, and took the time to do it. They have some very creative ideas. Just go have a look around. Very friendly people. Check out those rainbow roses that they carry, too.
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7670 160th St. W, Lakeville, MN | Directions 5504444.717352 -93.221495
Best food everytime! – We always have the best food there, The service and atmospher are great. Not Sure what the nutjob below is talking about, obviously trying to slander them because it's obvious if you've eaten there!
Patio will be opening soon!
Good, but expensive for bar food – The pizza at Carbone's is very good. Their prices are a little high for a family bar business.
The kids meals are 5.00, which does not include a beverage, they charge an additional 2.00 for each drink, so you are up to 7.00 for each child's meal.
The adult food, again very good, but they upcharge you on everything, adding fries or onion rings is a upcharge.
We are always happy w/ the food, but the pricing is a little high and usually the wait time in the restaurant is a little long.
Questionable Waitstaff – Although we frequently continue to order delivery (Even dockside at times!) My last few experiences while dining inhouse at Carbones have been somewhat filled with speculation. There have been multiple occasions that myself and others in my party have caught servers tacking extra drinks onto our tab, and have even had bartenders call out prices for drinks over the amount that the drink actually costs! From my experience in the industry, I know that this is not standard protocol for an establishment like this. I can also understand a few mix-ups here and there when cocktailing drinks. However, since it has happened time after time, I can't help but see a pattern of dishonesty forming here. Great pizza, AWESOME delivery service, but questionable moral standards amongst waitstaff when managing guests' tabs.
Awful Customer Service – I had my going away party here. 24 people and the waitress was nothing but rude(to put it nicely). When myself and another couple were trying to pay our tab the credit card machine and atm were broken. 45 of waitng later I asked if we could be compensated in any way for waitng. I was told no. I asked to speak to the manager who didn't care! I don't think a free drink while we were waiting would have broke the bank for them!
The Flagship store all Carbones should follow – This is a great place to eat or drink or watch a game. Food was fantastic. Nice atmosphere.
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To link to our business profile page, copy the html below to your web page.


text:
Ghana adopted the establishment and development of Community Resource Management Areas (CREMAs) as an integrated land use management approach to securing biodiversity and livelihoods in protected and off-reserve areas in 2000. Since then, government and civil society in the forestry sector have made conscious efforts to optimize the functions and structures of CREMAs to meet the policy aims of the Wildlife Division of the Forestry Commission Ghana.
A Rocha Ghana has within the period of five years facilitated the establishment of two CREMA in off-reserve areas around Mole National Park, Ghana´s largest protected Area. This work has been possible with small grant funding from IUCN-NL DAS and EGP. The Muguru-Mognori CREMA and the Kumbo CREMA which constitute Yazori and Kaden have seen the establishment of physical structures that constitute the CREMA and development of a variety of livelihood interventions.
Operating below optimum functional capacity level, there is no doubt that, CREMAs have contributed to slowing deforestation and reducing unsustainable natural resource use within the immediate catchment of Mole National Park. The CREMA have helped to improve the relationship between the management of Mole National Park and the fringe communities, which hitherto was hostile and uncooperative. The CREMAs have also served well as a platform for increasing community participation in local, regional and national level dialogue on natural resource governance. The elaborate collaboration and considerations for traditional knowledge and leadership systems, have identified the CREMAs as having great potential for REDD plus in Ghana´s Readiness Preparation Proposal.
This poster will therefore explore actions to optimize the functional role of CREMAs for improved biodiversity conservation by rural communities as well increase opportunities for environmental security through the promotion and support for sustainable livelihoods in socio-ecological production zones.


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oh god!!..thanks for your words people I really enjoy it..
and another wallpic:
"Maria UP"
2200 x 1500
955 Kb
" heal the world "
Million Dollar Baby
505 kb
They are all great, Ricardo, but this one is my favourite!! Thanks a lot!! Keep them posting!!! :)))) [U]
" Masha Channel "
391 Kb
629 Kb
808 Kb
1.83 Mb
1.19 Mb
Res. all the wallpics 2200 x 1500
Coming soon " Masha Adventures "
(original idea - Neo Wallpics by Ricardo26)
woooww!! they are amazing,great,brilliant!!!!!!
thanks so much
in this moment smth comes to my mind.......... hehehehe!!!! [:P][;)]
I must learn from Ricardo to do this haha maybe I make smth for fun haha
thank you, Ricardo, very good original idea!!!!!!! well done!!! keep goin :)))))))))) are great :D!!!!
thanks for you words people I really appreciate it.
US OPEN 09 - Preview x 2
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638 Kb
751 Kb
Masha Revolution "
2200 x 1500751 Kb
" Masha - American Idol "
2200 x 1500841 Kb
" Masha - American Idol "
Ohhhhhhh WOW WOW!!!! I LOVE this one!!! This is such an amazing idea and it looks soooo great!! [U] Gosh AWESOME work Ricardo!!! I saved it! [:D]
is a pleasure make these wallpapers for you people..thanks for you words,
another wallpic...
idea inspired in the movie "The Mission" (1986)
"The Mission of Maria"
2200 x 1500453 Kb


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She has been widely translated, with eight books in translation including Patuvachki Dnevnik (Travel Diary), which was awarded the 2004 Zlaten Prsten (Macedonia). Her own translations include books by Jaan Kaplinski and Amir Or. A specialist in the literatures of Eastern Europe, she co-edited A Fine Line, an anthology of young poets from Central and South-Eastern Europe, and founded and edited Orient Express (2002-5), a magazine of contemporary writing from that region. In 2005 she became the first female editor of Poetry Review for sixty years. As a critic, she contributes regularly to The Guardian, The Irish Times, The Independent, TLS and other publications.
Fiona Sampson's second collection of poetry, Folding the Real appeared from Seren in 2001. She held a three-year Arts and Humanities Research Council/AHRC Fellowship at the Centre for modern and Contemporary Poetry, Oxford Brookes University (2002-2005) to write the dream-like verse novel The Distance Between Us, a journey through a long distance love affair. Here, distance isn't purely geographical – the poems speak of the distances within a relationship; seeking for the truths that surface in the moments that syntax, language and even the shape of words on the page seem to dissolve. In her third collection Common Prayer, short-listed for the TS Eliot Prize in 2007, her precise and musical language meditates on the juxtaposition of everyday and inner landscapes. 'Trumpledor Beach', short-listed for the 2006 Forward Prize for best single poem, moves from deckchairs and coke-tins to the self's awareness of itself, against the background sound of the sea. Sampson uses white space – varying degrees of silence to create, what she calls, "the stretched line of attention holding itself".
Fiona Sampson has said that while she enjoyed being a professional performer, she was not a composer; poetry enables her to 'say more.' From 2007-2008 she held a Fellowship in Performance and Creativity at the University of Warwick to work on the relationship between poetry and music. She has also collaborated extensively with visual artists, in commissions from ACE (Southern Arts) to Ledbury Poetry Festival, and has a special interest in artists' books. In her most recent volume of essays, On Listening, she explores how that notion is important to her in all her work, from translation and community work to editing, reviewing and writing: - since when we are not speaking, we are aware of something beyond ourselves. The recordings she has made for the Poetry Archive bear this out. Using her voice as an instrument to release the music of her lines, and the charged spaces between them, Sampson lifts her words from the score of the page and allows them to live in our heads.
This recording was made on the 13th November, 2007 at the Audio Workshop, London and was produced by Richard Carrington.


text:
Fact Sheet 17:
Coping with Identity Theft:
Reducing the Risk of Fraud
Send to Printer
Privacy Rights Clearinghouse
- This guide lists steps you can take to reduce your risk of fraud. If you are a victim of identity theft, please read our Fact Sheet 17a, "Identity Theft: What to Do if It Happens to You," on our website at www.privacyrights.org/fs/fs17a.htm.
- If your wallet or your Social Security number has been lost or stolen, be sure to place fraud alerts on your three credit reports right away. Instructions for establishing fraud alerts are provided in step one of Fact Sheet 17a.
- The crime of identity theft
- Fraud reduction tips:
- Resources
1. The crime of identity theft
It can happen to anyone. The phone rings and a collection agency demands that you pay past-due accounts for goods you never ordered. The supermarket refuses your checks because you have a history of bouncing them. But you have always paid bills on time. What has happened?
The crime of identity theft is on the rise. According to a February 2014 Javelin Study, 13.1 million adults became a victim of identity fraud in the United States during 2013. Identity theft was the number one complaint filed with the Federal Trade Commission's Consumer Sentinel during 2013.
Using a variety of methods, criminals steal Social Security numbers, driver's licenses, credit card numbers, ATM cards, telephone calling cards, and other pieces of individuals' identities such as date of birth. They use this information to impersonate their victims, spending as much money as they can in as short a time as possible before moving on to someone else's name and identifying information.
There are two types of identity theft:
- "Account takeover" occurs when a thief acquires your existing credit account information and purchases products and services using either the actual credit card or simply the account number and expiration date.
- "Application fraud" is what some experts call "true name fraud." The thief uses your SSN and other identifying information to open new accounts in your name. Victims are not likely to learn of application fraud for some time, because the monthly account statements are mailed to an address used by the imposter. In contrast, victims learn of account takeover when they receive their monthly account statement. This guide discusses strategies for reducing the risk of both types of fraud.
Generally, victims of credit card fraud are liable for no more than the first $50 of the loss. (Truth in Lending Act, Fair Credit Billing Act, 15 USC sec. 1601) In most cases, the victim will not be required to pay any part of the loss. But debit card users have less protection against fraud. Not only are individuals' checking accounts wiped out, debit card users could be liable for the total amount of the loss depending on how quickly they report the loss to the financial institution. (Electronic Funds Transfer Act, 15 USC sec. 1693) For more about credit card and debit card laws, read the Federal Reserve's Consumer Handbook, www.federalreserve.gov/pubs/consumerhdbk.
Even though victims are usually not saddled with paying their imposters' bills, they are often left with a bad credit report and must spend months and even years regaining their financial health. In the meantime, they have difficulty getting credit, obtaining loans, renting apartments, and even getting hired. Victims of identity theft find little help from the authorities as they attempt to untangle the web of deception that has allowed another person to impersonate them.
Stealing wallets used to be the best way identity thieves obtained SSNs, driver's licenses, credit card numbers and other pieces of identification. While still employed, identity thieves now use a variety of means:
- "Dumpster diving" in trash bins for unshredded credit card and loan applications and documents containing SSNs.
- Stealing mail from unlocked mailboxes to obtain newly issued credit cards, bank and credit card statements, pre-approved credit offers, investment reports, insurance statements, benefits documents, or tax information. Unfortunately, even locked mailboxes may not stop the most determined thief.
- Accessing your credit report fraudulently, for example, by posing as an employer, loan officer, or landlord.
- Obtaining names and SSNs from personnel or customer files in the workplace.
- "Shoulder surfing" at ATM machines and phone booths in order to capture PIN numbers.
- Finding identifying information on Internet sources, via public records sites and fee-based information broker sites.
- Sending email messages that look like they are from your bank, asking you to visit a web site that looks like the bank's in order to confirm account information. This is called "phishing." (Visit www.antiphishing.org)
- Hacking into unsecured and unencrypted data files of financial institutions, retailers, and credit card transaction processing companies.
- Accessing unsecured web sites that contain sensitive personal information such as Social Security numbers and financial account numbers.
2. Take these steps to reduce your risk of becoming a victim of identity theft:
You cannot prevent identity theft. Criminals can commit identity theft relatively easily because of lax credit industry practices, careless information-handling practices, and the ease of obtaining SSNs. But you can reduce your risk of fraud by following the tips in this guide. The most important advice we can give you is to check your credit report frequently. If you are a victim of identity theft, you can catch it earlier by checking your credit report regularly.
Credit cards, debit cards, and credit reports:
1. Reduce the number of credit and debit cards you carry in your wallet. We recommend that you do not use debit cards because of the potential for losses to your checking account. Instead, carry one or two credit cards and your ATM card in your wallet. Nonetheless, debit cards are popular. If you do use them, take advantage of online access to your bank account to monitor account activity frequently. Report evidence of fraud to your financial institution immediately. Read more about the danger of debit cards at https://www.privacyrights.org/fs/fs32-paperplastic.htm#2.
2. When using your credit and debit cards at restaurants and stores, pay close attention to how the magnetic stripe information is swiped by the waiter or clerk. Dishonest employees have been known to use small hand-held devices called skimmers to quickly swipe the card and then later download the account number data onto a personal computer. The thief uses the account data for Internet shopping and/or the creation of counterfeit cards.
3. Do not use debit cards at all when shopping online. Use a credit card because you are better protected in case of fraud. See our online shopping guide, www.privacyrights.org/fs/fs23-shopping.htm.
4. Keep a list or photocopy of all your credit cards, debit cards, bank accounts, and investments -- the account numbers, expiration dates and telephone numbers of the customer service and fraud departments -- in a secure place (not your wallet or purse) so you can quickly contact these companies in case your credit cards have been stolen or accounts are being used fraudulently.
5. Never give out your SSN, credit or debit card number or other personal information over the phone, by mail, or on the Internet unless you have a trusted business relationship with the company and you have initiated the call. Identity thieves have been known to call their victims with a fake story that goes something like this. "Today is your lucky day! You have been chosen by the Publishers Consolidated Sweepstakes to receive a free trip to the Bahamas. All we need is your Social Security number, credit card number and expiration date to verify you as the lucky winner."
6. Always take credit card receipts with you. Never toss them in a public trash container. When shopping, put receipts in your wallet rather than in the shopping bag.
7. Never permit your credit card number to be written onto your checks. It's a violation of California law (Civil Code sec. 1725) and laws in many other states, and puts you at risk for fraud.
8. Watch the mail when you expect a new or reissued credit card to arrive. Contact the issuer if the card does not arrive.
9. Order your credit report at least once a year. Federal law gives you the right to one free credit report each year from the three credit bureaus: Equifax, Experian, and TransUnion. If you are a victim of identity theft, your credit report will contain the tell-tale signs – inquiries that were not generated by you, as well as credit accounts that you did not open. The earlier you detect fraud, the easier and quicker it will be to clean up your credit files and regain your financial health.
We recommend that you stagger your requests and obtain one report each four months. That way, you can monitor your credit reports on an ongoing basis. But if you are in the market for credit or are a victim of identity theft, order all three at one time. For more information on your free credit reports, visit the Federal Trade Commission web site at http://www.ftc.gov/bcp/edu/microsites/freereports/index.shtml .
How to order your free annual credit report:
- By telephone: (877) 322-8228
- Online: www.annualcreditreport.com
- By mail. Print out the order form here:
10. Residents of seven states can obtain additional free annual credit reports under state law. These states are: Colorado, Maine, Massachusetts, Maryland, New Jersey, Vermont, and Georgia (two free reports per year in Georgia). If you live in one of these states, be sure to order both your free reports under federal law as well as state law each year – enabling you to even more effectively monitor your credit files on an ongoing basis.
11. Individuals nationwide are able to "freeze" their credit reports with Equifax, Experian, and TransUnion. By freezing your credit reports, you can prevent credit issuers from accessing your credit files except when you give permission. This effectively prevents thieves from opening up new credit card and loan accounts. In most states, security freezes are available at no charge to identity theft victims and for a relatively small fee for non-victims.
- The California Department of Justice's Privacy Enforcement and Protection Unit provides a guide on security freezes for Californians, http://www.oag.ca.gov/idtheft/facts/freeze-your-credit
- For other states, see http://www.consumer-action.org/english/articles/freeze_your_credit_file#Topic_04
While a security freeze may be the best available deterrent to new account fraud, it may not be the best solution for everyone. It can be cumbersome for individuals who frequently apply for credit, are contemplating a new mortgage, or who plan to change jobs. On the other hand, a security freeze is particularly well-suited for seniors who are no longer in the market for new credit. For a more complete discussion of the pros and cons of security freezes, see www.consumersunion.org/pdf/SecurityFreeze-Consider.pdf and http://www.consumerreports.org/cro/news/2014/02/should-you-put-a-security-freeze-on-the-credit-file/index.htm
12. Many companies, including the three credit bureaus, offer credit monitoring services for an annual or monthly fee. They will notify you when there is any activity on your credit report, thus alerting you to possible fraud.
We do not endorse credit monitoring services because we believe that individuals should not have to pay a fee to track their credit. If you decide to subscribe, be sure to choose a service that monitors all three credit reports on an ongoing basis. You can create your own credit monitoring strategy at no cost by ordering one of your free credit reports each four months, as explained above. For more information about monitoring services, see PRC Fact Sheet 33, Identity Theft Monitoring Services.
13. There are many identity theft insurance products available to consumers. We do not recommend them unless they are available as a free or low-cost rider on an existing insurance policy. For more information on such insurance products, visit www.iii.org/individuals/other/insurance/identitytheft (no endorsements implied).
14. When creating passwords and PINs (personal identification numbers), do not use the last four digits of your Social Security number, mother's mother's maiden name, your birthdate, middle name, pet's name, consecutive numbers or anything else that could easily be discovered by thieves. It's It's best to create passwords that combine letters and numbers.
Here's a tip to create a password that is strong and easy to remember. Think of a favorite line of poetry, like "Mary had a little lamb." Use the first or last letters to create a password. Use numbers to make it stronger. Use both upper and lower case. For example, MhALL, or better yet MhA2L!. The longer the string, the harder it is to crack. Read our Alert on "10 Rules for Creating a Hacker-Resistant Password" at https://www.privacyrights.org/ar/alertstrongpasswords.htm
15. Ask your financial institutions to add extra security protection to your account. Many will allow you to use an additional code or password (a number or word) when accessing your account. Do not use your mother's maiden name, SSN, or date or birth, as these are easily obtained by identity thieves. If asked to create a reminder question, do not use one that is easily answered by others.
16. Memorize all your passwords. Don't record them on anything in your wallet.
17. Shield your hand when using a bank ATM machine or making long distance phone calls with your phone card. "Shoulder surfers" may be nearby with binoculars or a pinhole video camera could be recoding your keystrokes.
18. Protect your Social Security number (SSN). Release it only when absolutely necessary (like tax forms, employment records, most banking, stock and property transactions). The SSN is the key to your credit and banking accounts and is the prime target of criminals.
If a business requests your SSN, ask if it has an alternative number that can be used instead. Speak to a manager or supervisor if your request is not honored. Ask to see the company's written policy on SSNs. If necessary, take your business elsewhere. If the SSN is requested by a government agency, look for the Privacy Act notice. This will tell you if your SSN is required, what will be done with it, and what happens if you refuse to provide it. If your state uses your SSN as your driver's license number, ask to substitute another number.
If possible, do not provide the SSN on job applications. Offer to provide it when you are interviewed or when a background check is conducted. (Read PRC Fact Sheet 10 on SSNs, www.privacyrights.org/fs/fs10-ssn.htm and Fact Sheet 25 on online job seeking tips, www.privacyrights.org/fs/fs25-JobSeekerPriv.htm.)
19. Do not have your SSN or driver's license number printed on your checks. Don't let merchants write your SSN onto your checks because of the risk of fraud.
20. Do not say your SSN out loud when you are in a public place. And do not let merchants, health care providers, or others say your SSN out loud. Whisper or write it down on a piece of paper instead. Be sure to retrieve and shred that paper.
21. Do not carry your SSN card in your wallet except for situations when it is required, the first day on the job, for example. If possible, do not carry wallet cards that display the SSN, such as insurance cards, except when needed to receive healthcare services. A California law places restrictions on the display and transmission of SSNs by companies. For more information, read the California Department of Justice's Privacy Enforcement and Protection Unit guide on SSN "recommended practices," at http://www.oag.ca.gov/sites/all/files/pdfs/privacy/protecting_ssns.pdf?
If you feel you must carry your health insurance or Medicare card with you at all times, try this. Photocopy the card and cut it down to wallet size. Then remove or cut out the last four digits of the SSN. Carry that with you rather than the actual card. But be sure to carry your original Medicare card with you the first time you visit your healthcare provider. They are likely to want to make a photocopy of it for their files.
22. It is a violation of federal law for state motor vehicles departments to use the Social Security number as the driver's license (DL) number. (Intelligence Reform and Terrorism Prevention Act of 2004, implemented December 17, 2005) If you are carrying an older driver's license containing your SSN that is not yet ready for renewal, contact the motor vehicles agency in your state and request to have your DL replaced before the actual renewal date. This way, you are not carrying a document in your wallet that contains your SSN.
Internet and computer safeguards:
23. Install a firewall on your home computer to prevent hackers from obtaining personal identifying and financial data from your hard drive. Read more about this at https://www.privacyrights.org/fs/fs36-securing-computer-privacy.htm#firewall.
24. Install and update virus and malware protection software to prevent a worm or virus from causing your computer to send out files or other stored information. Read more about this at https://www.privacyrights.org/fs/fs36-securing-computer-privacy.htm#firewall.
25. Password-protect files that contain sensitive personal data, such as financial account information. Create passwords that combine 6-8 numbers and letters, upper and lower case. In addition, encrypt sensitive files. Read our Alert on "10 Rules for Creating a Hacker-Resistant Password" at https://www.privacyrights.org/ar/alertstrongpasswords.htm
26. When shopping online, do business with companies that provide transaction security protection, and that have strong privacy and security policies. For more online shopping tips, read PRC Fact Sheet 23, www.privacyrights.org/fs/fs23-shopping.htm.
27. Before disposing of your computer, remove data by using a strong "wipe" utility program. Do not rely on the "delete" function to remove files containing sensitive information. Read more about this at https://www.privacyrights.org/fs/fs36-securing-computer-privacy.htm#disposal.
28. Never respond to "phishing" email messages. These may appear to be from your bank, eBay, or PayPal. They instruct you to visit their web site, which looks just like the real thing. There, you are told to confirm your account information, provide your SSN, date of birth and other personal information. Legitimate financial companies never email their customers with such requests. These messages are the work of fraudsters attempting to obtain personal information in order to commit identity theft. Visit www.antiphishing.org.
29. Be aware that file-sharing and file-swapping programs expose your computer to illegitimate access by hackers and fraudsters. If you use such programs, make sure you comply with the law and know what you are doing. Install and update strong firewall and virus protection.
Many file-sharing programs are downloaded by youngsters without the knowledge of their parents. There are software programs available that identify file sharing software and locate shared files on home computers. For more information on safe surfing for families, visit www.getnetwise.org.
Reducing access to your personal data:
30. To minimize the amount of information a thief can steal, do not carry extra credit cards, debit cards, your Social Security card, birth certificate or passport in your wallet or purse, except when needed. At work, store your wallet in a safe place.
31. If possible, do not carry other cards in your wallet that contain the Social Security number (SSN), including your Medicare card, except on days when you need them.
32. To reduce the amount of personal information that is "out there," take these steps:
- Remove your name from the marketing lists of the three credit reporting bureaus -- Equifax, Experian, and TransUnion. Call 888-5OPTOUT or go online to www.optoutprescreen.com. This will limit the number of pre-approved offers of credit that you receive. These, when tossed into the garbage, are a potential target of identity thieves who use them to order credit cards in your name. (See PRC Fact Sheet 6 for more information, www.privacyrights.org/fs/fs6-crdt.htm.)
- Sign up for the Federal Trade Commission's National Do Not Call Registry. Your name is added to name deletion lists used by nationwide marketers. You may also need to register for your state's "do not call" list, if it has one.
- National Do Not Call Registry, www.donotcall.gov, (888) 382-1222
- FTC's Do Not Call FAQ, https://www.donotcall.gov/faq/faqdefault.aspx
- Sign up for the Direct Marketing Association's Mail Preference Service. Your name is added to name deletion lists used by nationwide marketers.
- Mail Preference Service, PO Box 643, Carmel, NY 10512 (Include $1 check or money order.)
- Or opt-out online: https://www.dmachoice.org/register.php. There is no fee for opting out online.
- Have your name and address removed from the phone book and reverse directories. (See PRC Fact Sheet 4 on tips for reducing junk mail, www.privacyrights.org/fs/fs4-junk.htm.)
Opt-out of the sale or sharing of your financial information when given the opportunity by your bank, credit card companies, insurance companies, and investment firms. (Read PRC Fact Sheet 24, www.privacyrights.org/fs/fs24-finpriv.htm.)
33. Install a locked mailbox at your residence to deter mail theft. Or use a post office box or a commercial mailbox service. When you are away from home for an extended time, have your mail held at the Post Office, or ask a trusted neighbor to pick it up.
34. When ordering new checks, pick them up at the bank. Don't have them mailed to your home. If you have a post office box, use that address on your checks rather than your home address so thieves will not know where you live.
35. When you pay bills, do not leave the envelopes containing your checks at your mailbox for the postal carrier to pick up, or in open boxes at the receptionist's desk in your workplace. If stolen, your checks can be altered and then cashed by the imposter. It is best to mail bills and other sensitive items at the drop boxes inside the post office rather than neighborhood drop boxes. If you use a neighborhood drop box, always deposit the mail before the last pick-up of the day.
Responsible information handling:
36. Each month, carefully review your credit card, bank and phone statements, including cellular phone bills, for unauthorized use. (For more information on cell phone fraud, see PRC Fact Sheet 2, www.privacyrights.org/fs/fs2-wire.htm.)
37. Convert as much bill-paying as you can to electronic payments by using the Internet for banking and paying bills. With fewer account statements and bills mailed to your home, you will reduce the risk of mail theft and identity theft.
38. Do not toss pre-approved credit offers in your trash or recycling bin without first tearing them into very small pieces or shredding them with a cross-cut shredder. They can be used by "dumpster divers" to order credit cards in your name and mail them to their address. Do the same with other sensitive information like credit card receipts, phone bills, bank account statements, investment account reports, and so on. Home shredders can be purchased in many office supply stores. We recommend cross-cut shredders.
39. Use a gel pen for writing checks. Experts say that gel ink contains tiny particles of color that are trapped in the paper, making check washing more difficult .
40. Demand that financial institutions adequately safeguard your data. Discourage your bank from using the last four digits of the SSN as the PIN number they assign to customers. If you have been given the last four SSN digits as a default PIN, change it to something else.
Insist they destroy paper and electronic records before discarding them. By not adopting responsible information-handling practices, they put their customers at risk for fraud.
41. When you fill out loan or credit applications, find out how the company disposes of them. If you are not convinced that they store them in locked files and/or shred them, take your business elsewhere. Some auto dealerships, department stores, car rental agencies, and video stores have been known to be careless with customer applications.
When paying with credit cards on the Internet, be sure the company uses secure transmission and storage methods. (See PRC Fact Sheet 23 on safe online shopping tips, www.privacyrights.org/fs/fs23-shopping.htm.)
42. Store canceled checks in a safe place. In the wrong hands, they could reveal a lot of information about you, including the account number, your phone number and driver's license number. If you rent a storage locker, take extra precautions when storing cancelled checks, tax return information, and other sensitive financial information. Storage lockers are popular targets for robbers.
43. Store personal information securely in your home, especially if you have roommates, employ outside help, or have service work done in your home. Use a locking file cabinet or safe.
44. Any entity that handles personal information should train all its employees, from top to bottom, on responsible information-handling practices. Persuade the companies, government agencies, and nonprofit agencies with which you are associated to adopt privacy policies and conduct privacy training. (Read Fact Sheet 12 on responsible information-handling, www.privacyrights.org/fs/fs12-ih2.htm and our workplace identity theft prevention tips, www.privacyrights.org/ar/PreventITWorkplace.htm)
45. Remember, if you are a victim of identity theft, or if your wallet or SSN has been lost or stolen, read our Fact Sheet 17a, "Identity Theft: What to Do if It Happens to You," on our website at www.privacyrights.org/fs/fs17a.htm. If your wallet or your Social Security number has been lost or stolen, place fraud alerts on your three credit reports right away. Instructions are provided in step one of Fact Sheet 17a.
Credit Reporting Agencies (see also PRC Fact Sheet 6, www.privacyrights.org/fs/fs6-crdt.htm)
- Equifax
(888) 766-0008
- Experian
- TransUnion
(800) 680-7289
Check your ID Score
- Track the possible misuse of your identity at the free service My ID Score, www.myidscore.com .
Federal Trade Commission Identity Theft Site
- Phone: (877) IDTHEFT (877-438-4338)
- Web: http://www.ftc.gov/bcp/edu/microsites/idtheft/
- FTC's comprehensive identity theft guide " Taking Charge: What To Do if Your Identity is Stolen" http://www.consumer.ftc.gov/articles/pdf-0009-taking-charge.pdf
- Additional FTC Identity Theft publications are at http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/consumer-publications.html
Federal Agencies and Technology Industry
- For tips on online safety, visit www.onguardonline.gov
Identity Theft Resource Center
- Phone: (888) 400-5530
- Web: www.idtheftcenter.org
Compilation of Identity Theft Surveys
Additional web sites:
- FBI Internet Fraud Complaint Center. Report cases involving online fraud and phishing. www.ic3.gov
- Mari Frank's Identity Theft Survival Kit. Phone: (800) 725-0807. Web: www.identitytheft.org
- The President's Identity Theft Task Force, www.idtheft.gov/
- CalPIRG"s report Still @ Risk: New Technology & Identity Theft Trends in California (June 2012) discusses the crime of identity theft, prevention techniques, and ways to recover from identity theft.
Browse Privacy Topics
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We are a nationally recognized consumer education and advocacy nonprofit dedicated to protecting the privacy of American consumers.


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Soft Structured Carriers
Babytrekker - Deluxe 5 position carrier
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" I bought my angel pack about 4 years ago. The price tag may sound a bit steep but for a product that continue to use and reuse I think it has more then paid for itself. With my first child we purchased a popular brand and model and after about 3-6months we gave it away and only used it maybe 2-3 times. It was bulky, complicated and uncomfortable. The angel pack was a..." --eclipsegrafx
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The BABYBJÖRN Baby Carrier Original Organic carries your baby close and keeps your hands free for other tasks, while giving you an choice. Made with organic cotton, this carrier is just as gentle on the earth as it is on your little one. The unique two-piece design allows you to place your baby in the carrier without any assistance. Baby Carrier Original OrganicAt a Glance: ...
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Galatians 3:16 (New International Version)
Galatians 3:16
New International Version (NIV)
16 The promises were spoken to Abraham and to his seed. Scripture does not say "and to seeds," meaning many people, but "and to your seed,"[a] meaning one person, who is Christ.
- Galatians 3:16 Gen. 12:7; 13:15; 24:7
Holy Bible, New International Version®, NIV® Copyright © 1973, 1978, 1984, 2011 by Biblica, Inc.® Used by permission. All rights reserved worldwide.


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April 22, 2014
Who Is The Best Website Provider In Bury St Edmunds, Suffolk?
How My Research Led Me To The Best Website Provider In Bury St Edmunds, Suffolk
Finding a good website provider can be a tough task. Luckily, I found not just a good one, but a great one.
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The website designers at FreeWebsite have such a good reputation that 97% of customers rave about their experience and highly recommend the service to family and friends. I know I love the website they personally built for me and I told everyone I knew about FreeWebsite. I strongly encourage you to go check out FreeWebsite and see what their designers can do for you.
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The most popular website package is the Pro Plan which costs $9/month. This includes professional-level website design, your own custom domain name for your website (www.yourname.com), 24/7 priority support, up to 50 website pages, the capacity for up to 25,000 visitors to your website each month, 5 email addresses for your website, and premium web hosting.
The Pro Plan is the package I signed up for and what I would recommend to you.
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FreeWebsite provides the same high-quality websites that you normally would have to pay $1000+ for elsewhere.
After you sign up you have the option to take advantage of a service called Search Engine Visibility that will list your website in all the major search engines like Google, Bing, and Yahoo. I suggest you do this, because getting your website listed in the search engines is the key to online success. FreeWebsite can also help you promote your website on social media sites like Facebook and Twitter.
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It is also really easy to update your website too, even if you don't have any experience with the technical side of building or editing a website. You can just contact your personal designer and tell him or her what changes you want made, and he or she will take care of it for you.


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Coming Soon: New Login Process
Because protection of our customer information is of the highest priority, Citi will be enhancing the login process for those CitiManager® tool users who have access to accounts other than their own, such as Program Administrators and Supervisors.
In anticipation of this future enhancement, please take a moment to ensure your e-mail address, contact phone and mobile phone numbers are correct and up-to-date on the CitiManager My Profile tab.
Stay tuned for more information as this enhancement nears implementation.
Access CitiManager Now to Update Contact Information »
The information provided is for general use only. Contact the GSA Contracting Officer with any questions related to proper use of the master contract.


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ARDMORE, Pa. — Steve Stricker, true to his personality, played another wild and crazy round in the U.S. Open golf tournament Saturday.
One double bogey. Two birdies. Even-par 70.
Also, one semi-fist pump and a smile, followed quickly by a return to stone-faced composure. Mannequins have shown more emotion.
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The smile came after he saved par with a 13-foot putt on the 18th hole that left him a shot out of the lead going into Sunday's usual U.S. Open agony and ecstasy.
"It was a big putt," Stricker said. "I wanted to be at even par. I thought maybe the lead would be two under. It kept my momentum going for tomorrow."
A straight answer from the ultimate straight guy. He doesn't hit it long, just … yes, straight.
While the rest of the players bounced up and down all afternoon on the leaderboard, Stricker barely moved. He began a shot back and finished a shot back. He had a hiccup on the snarky par-three No. 9, hitting it in the little creek in front and taking a five. Three holes and two birdies later, he was back at even par.
"It feels good," he said. "It was a tough day again today. It's a trying golf course."
And a bit later, the knee-slapper: "This is the longest short course I've heard of."
All chiding aside, Stricker's non-controversial, Mr. Clean image has made him a popular player on the tour and in its galleries. People embrace the solid-guy, uncomplicated-family-man persona. As a matter of fact, he is becoming famous for not being famous. He has turned bland into bullion.
In the last few weeks, a TV commercial for Avis has made the role of never being wild and crazy kind of wild and crazy.
In the commercial, Stricker is driving along in a car and going about 20 miles an hour. An elderly couple passes and stares him down for going so slow. While that is happening, he says that his Avis rentals give him a stereo that can "blast pulse-pounding music that can turn a man into a beast," and that by the time he arrives, "I am more than in the zone. I am a savage." In the background, the radio can barely be heard. Polka music?
The commercial ends with him trying to take his golf clubs away from the valet parking attendant because nobody should have to carry his bag.
The commercial is a hoot, and so was Stricker's reaction when asked about it after his round Saturday. Is he enjoying his new "savage" image?
"I hear that a lot from the galleries," he said. "But I'm really not a savage. I felt like a dork making it."
All indications are that he is as good a person as you'll find on the tour. Phil Mickelson got family props for flying back to California for his daughter's eighth-grade graduation the day before the tournament. Stricker, still playing as well as anybody on the tour this year except perhaps Tiger Woods, announced before the season that he was curtailing his schedule to 10-12 tournaments. He said he wanted more time with his family.
He lives in Madison, Wis., and loves the outdoors there. He hunts and fishes and rides his John Deere tractor, well earned by winning the tournament Deere sponsors three times. He smiled the most during his post-round interview when the subject of family came up. He said his was here with him, that his two daughters had friends along.
"No curfew here," he said. "It's up until 11:30 every night and frozen yogurt."
Vanilla, presumably.
He is an international golf star — once as high as No. 2 in the world, with career winnings of $37 million — who is on Twitter and has only 6,990 followers.
There is no worry that his tweets will get him in trouble. One recent one praised the University of Illinois golf team, of which he was once a member. Another cheered a Chicago Blackhawks victory. Yet another described a practice round here. "Wet day," it said.
His father-in-law, Dennis Tiziani, described Stricker to the Associated Press a year ago: "He is as considerate talking to a big executive in town as he is talking to the guy working Aisle 4 at Home Depot."
If he wins Sunday — and his personality and ability to stay cool might be the winning factor on a Merion Golf Club course where the wheels keep falling off for most of the other players — he would become the oldest U.S. Open champion. He is 46. When Hale Irwin won in 1990, he was 45 years and 15 days old.
Three players, including Stricker, trail leader Mickelson by a shot. Stricker won't be in the final twosome with Mickelson, but he won't need any gallery inspiration.
Expect to see a car come to the driving range, a savage behind the wheel, music cranked up. Maybe some Yanni.


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The New Canaan woman whose dogs ran off property last week and mauled a neighbor's miniature donkey knew that her invisible fence was not functioning at the time of the attack, according to the company that installed the system.
Four days before the Jan. 23 incident, tree work done at Erin Newlin's Lantern Ridge Road home had led to a wire break that caused the invisible fence system to shut down, said Jesse Rosenschein, marketing communications manager at Wilton-based Canine Company.
Newlin initially had booked for a Jan. 24 repair but then on Jan. 22, phoned Canine Company "to say that the dogs were loose in the yard (despite the fact that the system was down) and they [were] running amuck," Rosenschein told New Canaan Patch in an email. "They asked if we could send a technician sooner. So we did."
The technician arrived the next morning, Jan. 23, about two hours after Newlin's two dogs had attacked the donkey on nearby North Wilton Road—knocking him down, tearing off his tail, nearly disemboweling the animal and causing what police have called severe head injuries. Newlin herself broke up the fight by pulling her dogs off of the donkey, which bit her forearm in the scuffle. Both Newlin and the donkey are expected to make full recoveries, police have said.
Newlin, 49, when reached by Patch on Tuesday declined to comment before hearing the company's understanding of events.
Police cited Newlin for two counts each of allowing a dog to roam and owning a nuisance dog, and fined her $334 which she must pay or plead by Feb. 8.
Rosenschein said: "This incident is very unfortunate for our client and all those involved."
"We care about all our clients and their pets and hope this saddening situation never happens again," she added.
"By calling us she was taking action to try to restore the safe and proper containment of her dogs," Rosenschein continued.
Originally, the dog's escape was believed to have been a breach of the invisible fence itself.
According to Officer Richard Mercado of the New Canaan Police Department's animal control unit, animals on properties where there are invisible fences do get out—typically because the batteries in their collars are low.
"And also power failure is one of the biggest [causes]," Mercado said.
Rosenschein told Patch during a phone interview that the company's invisible fences are 99.5 percent effective.
"However, we do recommend professional training after installation because it's really important to help your dogs learn and establish their boundaries," she said.
Canine Company urges clients to sign up for a program that delivers batteries to their homes at scheduled intervals to ensure timely replacement. The company's invisible fences beep when there's a wire break—such as from construction, landscaping or a snowplow, she said—to alert clients to a problem. That's what happened in Newlin's case, she said.
The .5 percent of the time where invisible fences are not working include when there's wire damage, unchanged batteries or a dog that has not been properly trained by a certified trainer.
"We always send a consultant to assess a dog before we put in a system and train the dog on the fence," Rosenschein said. "If a fence is down, we encourage that the client continues to leash walk their pet until the system is properly restored."
"In very rare circumstances, an evaluation will determine that a dog will not train well on a fence, in this case we will recommend that the dog owner not have the product installed," she added.


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Citi analysts evaluated the two popular handbag labels to determine which offers more upside to investors.» Read More
*Hong Kong receipts gain 7 pct vs 3 pct rise for Tokyo shares. *Japan's SBI Holdings to delist in Hong Kong on low volumes. HONG KONG, March 5- Uniqlo owner Fast Retailing Co Ltd climbed 7 percent in its Hong Kong trading debut- a listing aimed at raising its profile in China where it plans to expand aggressively as part of its bid to become the world's top clothing firm.
HONG KONG, March 5- Fast Retailing Co Ltd jumped 4 percent in its Hong Kong trading debut on Wednesday as the operator of Japan's Uniqlo clothing outlets listed in the island city in an effort to boost its profile in mainland China and beyond.
Kate Spade intends to remain focused on its core product line, CEO Craig Leavitt says.
Feb 25- Fifth& Pacific Cos Inc's revenue jumped 22 percent in the holiday quarter as its trendy kate spade handbags proved a hit with shoppers. Shares of Fifth& Pacific, which said earlier that it would change its name to Kate Spade& Co, will trade under the new "KATE" symbol from Wednesday on the New York Stock Exchange.
CNBC's Krystina Gustafson discusses how Coach will partake in NYC fashion week in an effort to better compete with its more fashion-forward competitors such as Michael Kors and Kate Spade.
Coach is making its debut at New York Fashion Week, in an effort to woo shoppers back from its more fashion-forward competitors.
Shares of Michael Kors surged Tuesday after it topped analysts' earnings forecasts, but other retailers will struggle to follow suit.
Much has changed over the past 25 years when it comes to retail. Here is a look at those who have changed the way people shop.
Feb 4- Michael Kors Holdings Ltd reported a better-than-expected rise in quarter results and raised its sales and profit forecast for the year as the demand for its trendy handbags, watches and accessories showed no sign of slowing.
With 20 percent of the S&P 500 reporting so far, CNBC took a look at what words top executives are using (over and over) to talk about their numbers.
TOKYO/ HONG KONG, Jan 27- Japan's Fast Retailing Co Ltd will list in Hong Kong as the operator of the Uniqlo casual clothing chain seeks to raise its Asian profile en route to becoming the world's top apparel retailer by 2020..
If there's one thing Wall Street hates its surprises. And it just got a dilly.
Sometimes moves in the market just don't seem to make sense. Cramer takes a closer look.
On Wall Street, IBM missed revenue expectations for a fourth straight quarter, driving down shares of the world's largest technology services company by nearly 4 percent, making them the biggest drag on the market.
U.S. stocks traded mixed Wednesday as Wall Street appraised results.
*IBM shares fall on weak revenue, pressuring Dow. International Business Machines Corp lost 3.5 percent to $181.88, the biggest drag on both the Dow and S&P 500, after the tech giant missed revenue expectations for a fourth straight quarter amid weakening demand, particularly in growth markets like China.
NEW YORK, Jan 22- U.S. stocks were little changed on Wednesday, as investors played off a mixed bag of company earnings, while the dollar held steady against most major currencies ahead of next week's Federal Reserve meeting, where another cut in stimulus is seen possible.
Jan 22- Coach Inc's sales in North America fell sharply during the key holiday quarter as the handbag maker continued to lose customers to fast-growing rivals. The New York company, known for its Poppy handbags, on Wednesday reported a 13.6 percent decrease in comparable-store sales in North America.
*Sterling hits highest in year vs euro after UK data. European assets grabbed the spotlight, with sterling hitting a three-week high against the dollar and a one-year high against the euro on hints of an impending UK rate hike. On Wall Street, the S&P 500 and Dow were down, while the tech-heavy Nasdaq rose.
*IBM, Coach fall after earnings. IBM shares lost 3.3 percent to $182.24 and were the biggest drag on both the Dow and S&P 500 indexes. Norfolk Southern Corp jumped 6.4 percent to $94.39 as one of the best performers on the S&P 500. The railroad posted a 24 percent rise in quarterly income that beat Wall Street expectations.
It's a very strong quarter for Apple, but the competition is doing well also, says Alex Gauna, JMP Securities senior research analyst, discussing the tech giant's strong quarterly earnings and 7-for-1 stock split.Thursday, 24 Apr 2014 | 8:30 AM ET
CNBC's Jeff Cox discusses the future of Wall Street as well as whether or not New York will remain the financial capital of the world.Thursday, 24 Apr 2014 | 9:39 AM ET
CNBC's Bob Pisani looks ahead at what's likely to move in early morning trading, as earnings come flooding in.


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Adam Fitzpatrick
February 19, 2009
How do you plan to use your theology degree when you graduate?
I am currently discerning on whether or not to attend seminary after I graduate from Saint John's University. No matter which field of ministry that I go into I plan to use my theology degree to spread the truths of the Catholic faith to all people that I encounter.
What has been the highlight of your experiences with the CSB/SJU theology Department?
The highlight of my experiences with our theology department is the reading group I was in last semester. We read Humanae Vitae, Familiaris Consortio and a reading by Lisa Cahill. The discussion in these groups was civil but we had a wide range of experience and opinion so it made for a really good discussion.
What message do you have for future students at CSB/SJU?
My message for future theology majors at CSB/SJU is that you take a lot of philosophy courses. The philosophy is necessary for understanding how to start an argument from the ground level and to not make assumptions. I also recommend that you read a lot of systematics, most notably magisterial documents, but this could also include chronologies on certain topics like the history of Moral Theology. Because even if one disagrees with magisterial teaching, you are still responsible to form your conscience on why you disagree with that teaching, and to do that one needs to have a good background in philosophy.
Are you involved in any other activities at CSB/SJU?
I am a Resident Assistant for a freshman floor, and I am an officer in Fides et Ratio, which is a Catholic club on campus.


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Transfer R.J. Evans knows his role
|Vermont's Candon Rusin (21) pulls away from Connecticut's Omar Calhoun, right, in the second half of an NCAA basketball game in Storrs, Conn., Tuesday, Nov. 13, 2012. No. 23 Connecticut won 67-49. (AP Photo/Jessica Hill)
STORRS — R.J. Evans was admittedly stunned that he played 28 minutes in UConn's victory over Michigan State on Friday night. He might have figured those important minutes and the six important points he scored would result in as much playing time Tuesday night against Vermont.
Evans played 17 minutes in the 67-49 victory in the Gampel Pavilion home opener. He had no complaints. He'd be the first to admit that he didn't expect anything of any sort when he arrived here to play his final season after three years at Holy Cross.
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THE ART WORLD about "Primary Atmospheres: Works from California 1960-1970" at the David Zwirner gallery. A splendid show at the David Zwirner gallery, of California minimalism, mostly from the late nineteen-sixties, revisits an apotheosis of the continental divide. A tiny art community in L.A. absorbed influences of triumphant New York minimalism—the stringent simplicities of Donald Judd, Carl Andre, Dan Flavin, et al.—and responded with forms and ideas that were so distinctive it was as if the movement had been reborn to more indulgent parents. Most of the four-decade-old works at Zwirner feel as fresh as this morning. Discusses Larry Bell's glass boxes. They are as obvious as furniture and as dreamy as whatever mood you're in. Not only elegant, they precipitate a feeling of elegance: ease, suavity, cool. Discusses work by Craig Kauffman, Peter Alexander, John McCracken, and Laddie John Dill. This brings us to Robert Irwin, James Turrell, and Doug Wheeler. Turrell is famous, and much beloved, for installations that induce sublime spatial illusions with colored light alone. All three men can seem as much pragmatic neuroscientists as conventional artists. They play with visual precepts—the fleeting formations in the brain that summarize vision on the verge of consciousness.
The Art World
Way Out West
California minimalism comes to town.
by Peter Schjeldahl January 25, 2010
Peter Schjeldahl, The Art World, "Way Out West," The New Yorker, January 25, 2010, p. 76
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