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Continue THEMUSEUM experience on social media
For the first time, from March 7 to May 31, over 100 pieces from the collection will be on display in THEMUSEUM. The pieces will range in style, but all follow one theme: nakedness.
The BIGGEST party of the year is back! This time guests can pick a side to this year's theme: Saints and Sinners.
Every year, tens of thousands of tourists flock to "The Great and Majestic Necropolis of the Millions of Years of the Pharaoh, Life, Strength, Health in the West of Thebes," which is also referred to as "The Great Field," or "Ta Sekhet Maat," as the Ancient Egyptians called it. Today, it is most commonly referred to as the Valley of the Kings.
How many pyramids do you think are in Egypt? Most people are aware of the three pyramids at Giza, which of course includes the Great Pyramid: the last existing wonder of the Ancient World. However, there are more than these three pyramids throughout Egypt.
Visitors of all ages who have come to see Unwrapping Egypt have met Nefret-Mut – the mummy formally known as "Justine" – and have learned about the mummification process and its importance to Ancient Egyptians. While mummies, and the mummification process, are indeed popular and well-respected aspects of Ancient Egyptian culture, they are not a wholly Egyptian phenomenon. In fact, mummies have been discovered and excavated on every continent.
One of the most iconic images associated with both ancient and modern Egypt has the head of a man and the body of a lion. They were believed to be benevolent guardians, but had the capability of being extremely dangerous in certain circumstances. Today, we refer to these beings as sphinxes.
Many ancient civilizations had a gender gap: men were seen as all-powerful, whereas women were often cast aside and viewed as simple wives and child-bearers. Ancient Egyptians, however, were ahead of their time when it came to gender equality: while your social class could hold you back, your gender could not.
How often do you get the chance to watch artists create original works of art? For the fourth year in a row The Brush Off is back! On January 24 THEMUSEUM will come alive with some of Waterloo Region's most well-known and emerging artists.
© Copyright 2015 THEMUSEUM


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53 results for "playoff"
Why Nicole McFadyen Is The Most Important Oriole On The Field
Dan FriedellWith the Orioles' field all but ready to go, groundskeeper Nicole McFadyen had only one task left to go: painting the intricate MLB postseason logos along both baselines.
Story | Conversation | October 02, 2014 -
Bryan Cranston's One-Man Show Makes Baseball Playoffs Seem Fun
D'Arcy MaineIf you're like most people under 75, you're probably not that excited about the upcoming MLB postseason. However, I think this one-man show from Bryan Cranston might just change your mind. The "Breaking Bad" star recreated a number of baseball's clas...
Blog | September 16, 2014 -
Sarah Spain's 10 reasons to love the Stanley Cup playoffs -- espn...
Sarah SpainWednesday marks the start of the 2014 Stanley Cup playoffs, nine weeks of hard-hittin', slap-shottin', five-holin', BIG SAAAAVE-in' goodness. And Sarah Spain has 10 reasons why the NHL's postseason sets itself apart from the rest in sports.
Story | Conversation | April 16, 2014 -
espnW -- Chicago fans feast on memorable day
Sarah SpainDivided by the Crosstown Classic and then united by the Blackhawks' Game 7, Chicago fans binged on sports all Wednesday. In dramatic fashion, they went home happy.
Story | Conversation | May 30, 2013 -
espnW -- Previewing a Magnificent 7
Amanda RykoffThe Giants and Cardinals have both simply refused to die during this postseason. Here's what you need to know heading into a compelling NLCS Game 7.
Story | Conversation | October 22, 2012 -
W roundtable: Can New York Yankees get back into the American Lea...
espnWThe Yankees are down 0-2 in the ALCS and hitting the road, is there anything that can save New York's season? Our experts weigh in.
Story | Conversation | October 15, 2012 -
I'm Just Askin' -- MLB playoffs offer drama, questions
Adena AndrewsIn her latest I'm Just Askin' column, Adena Andrews has questions about the MLB postseason.
Story | Conversation | October 12, 2012 -
That's What She Said -- Inviting fans to tie on-field success wit...
Sarah SpainIn this week's "That's What She Said," Sarah Spain invites readers to make a pledge tied to their favorite MLB team's on-field performance. For her part, she'll run a mile this offseason for every Cubs' win.
Story | Conversation | April 17, 2012 -
World Series 2011 -- Calling out the outies
Jessica MendozaSoftball player Jessica Mendoza takes a look back at baseball's stretch run -- and the outfielders who might have cost their teams a ring.
Story | Conversation | November 02, 2011 -
2011 World Series - Yes, we have bananas
Amanda RykoffOur Yankees superfan, Amanda Rykoff, shares her thoughts on the World Series. Today, she revels in the craziness of the Cardinals' improbable Game 6 win.
Story | Conversation | October 28, 2011 -
2011 World Series - Congratulations, Cardinals; farewell, basebal...
Amanda RykoffOur Yankees superfan, Amanda Rykoff, congratulates the Cardinals and comes to terms with the end of baseball.
Story | Conversation | October 28, 2011 -
2011 World Series -- Now we've seen (and heard) it all
Amanda RykoffTony La Russa is usually a master of matchups, but in Monday night's loss he found an opponent he couldn't outsmart: a faulty phone.
Story | Conversation | October 25, 2011 -
2011 World Series - World Series gets better game by game
Amanda RykoffFrom Albert Pujols' hitting prowess to the legend of Naptober, espnW's super fan finds plenty of storylines to follow as Game 5 looms.
Story | Conversation | October 24, 2011 -
2011 World Series -- Hooray for baseball!
Amanda RykoffOur superfan, Amanda Rykoff, celebrates the sport after the Rangers' thrilling Game 2 win to tie the World Series.
Story | Conversation | October 21, 2011 -
2011 World Series -- Rooting for instant replay in World Series
Amanda RykoffWednesday night's apparent botched call may have cost the Rangers a shot at a Game 1 win. While we can't be sure of that, Amanda Rykoff says we should make sure the call is right especially when the stakes are so high.
Story | Conversation | October 20, 2011 -
2011 ALCS -- A woman without a playoff team
Amanda RykoffShould Yankees fans root for Justin Verlander and the Tigers? Our super-fan, Amanda Rykoff, makes the case.
Story | Conversation | October 10, 2011

subset: commoncrawl


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Arizona Cardinals
Cardinals' Levi Brown: 'You've got to be perfect, and it's hard to do'
Few Arizona Cardinals, in recent memory, have been as maligned as Levi Brown.
An offensive lineman taken with the fifth overall in 2007 out of Penn State, he has not been able to live up to what were likely unreasonable expectations.
Yet, his absence last season due to a torn triceps was noticeable, as the offensive line, which was not particularly good to begin with, was significantly worse without him.
So, where does that leave the 29-year-old? Kind of in the same place he's always been, not worrying about what everyone is saying and just going out and trying to play well.
"It's just how I am," he said of why he can just take all the criticism with a grain of salt. "It's the way my parents raised me, I guess, I don't know. I guess that's just how I've always been."
That's not to say Brown, who has spent his entire career playing for the Cardinals under Ken Whisenhunt's coaching staff, does not have room to improve. Entering his seventh NFL season, Brown says he can still improve his footwork and hand placement, which he says will go a long way toward helping him improve in both pass and run blocking.
Improvement would be good, for both Brown and the offensive line as a whole. A weakness last year after giving up a league-high 58 sacks to go along with a league-low 1,204 total rushing yards, the hope is a new coaching staff along with an upgrade in talent will turn the group into a strength. But on a personal level, Brown understands that all fans, not just the ones in Arizona, tend to be especially critical of left tackles around the league.
"If we mess up, obviously, their favorite player can get hurt or their favorite player doesn't get the ball," he said with a chuckle. "So it's understandable. You've got to be perfect, and it's hard to do."
Brown added that his rehab is going well and that while he's not yet back at full strength, he feels "comfortable" with where he's at.
Most Popular
Cardinals Audio
- Bickley Blast - Wednesday March 4Darnell Dockett may be chasing the money if he goes to the San Francisco 49ers.
- Matt Maiocco- CSNBayArea.com 49ers beat writer - Tuesday March 3Matt Maiocco explains why the San Francisco 49ers have interest in Darnell Dockett.
- Dave Pasch- ESPN play-by-play announcer - Monday March 2Dave Pasch believes that Steve Keim doesn't want Adrian Peterson to get away again.
- Darren Urban, AZCardinals.com - Friday February 27Darren Urban discusses Darnell Dockett's release from the Arizona Cardinals.
- Daniel Jeremiah- NFL Network analyst - Friday February 27Daniel Jeremiah had a near death experience involving Steve Keim and Bruce Arians.


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Content Analysis
See how cinevk.es describes itself, and other content related analysis like family-safe content, language of the website etc.
Language: | Spanish; Castilian |
Family safe content: | No |
Malware detected: | No |
Cinevk.es is None and located on the IP . The website is in Spanish; Castilian and its its content might not be safe for family (could be adult). No malware was detected on the website.
See how cinevk.es describes itself, and other content related analysis like family-safe content, language of the website etc.
Language: | Spanish; Castilian |
Family safe content: | No |
Malware detected: | No |
Whois records for cinevk.es. These records provide information about the registration of a domain, for example: when the domain was acquired, when the registration will expire, contact details of the registrant etc.
This TLD has no whois server, but you can access the whois database at https://www.nic.es/
Alexa history shows how the alexa rank of cinevk.es has varied in the past, which in turn also tells about the site visitors.
Find out the details about the computing infrastructure which powers cinevk.es , e.g. where the servers are located, which software is used to serve the website and which hosting service is used by the website.
Complete DNS information for cinevk.es.
Cinevk.es has 1 A records (IP Addresses) with a TTL (time to live) of 14400 seconds. Its DNS records are handled by 2 nameservers with a TTL of 86400 seconds. And, it uses 1 mail servers to handle its email.
Host | Record Type | TTL (in seconds) | Address/Data |
cinevk.es | A | 14400 | 22.214.171.124 |
cinevk.es | SOA | 86400 | rname: banahost.live.com retry: 7200 mname: ns-es01.banahosting.com refresh: 86400 minimum: 86400 expire: 1600000 serial: 2012112101 |
cinevk.es | NS | 86400 | ns-es01.banahosting.com |
ns-es02.banahosting.com | |||
cinevk.es | MX | 14400 | preference: 0 exchange: cinevk.es |
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If you are owner of cinevk.es, you can place these widgets on your website, by placing the HTML code given below the images.
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text: Sandy Toes - Located in the heart of Cinnamon Shore's Town Center! This modern and chic 2 bedroom, 1st floor unit features 10ft ceilings, tile flooring, granite counters, stainless appliances. A large built in banquette adds additional seating for the entire family to enjoy. Step out onto your private patio to enjoy the warm gulf breeze. Golf cart shuttles to the beach and pool are just a phone call away as part of the services offered at Cinnamon Shore. Just a few minutes away is the Arnold Palmer Links golf course and the quaint little town of Port A where bay and deep sea fishing trips may be chartered. You will never be lacking for things to do while vacationing at beautiful Cinnamon Shore!


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Emma Stone and Andrew Garfield Holding Hands | Pictures
Andrew Garfield and Emma Stone Walk Hand in Hand Into the Weekend
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Andrew Garfield and Emma Stone Walk Hand in Hand Into the Weekend
Emma Stone cuddled up to Andrew Garfield on the streets of NYC yesterday. She kept her look casual in shorts and a button-down shirt after wearing a weekend-ready floral top and jeans earlier this week. Emma and Andrew are on the East Coast while they continue filming The Amazing Spider-Man 2, and clearly the costars have been staying close off set, too. Last week, the couple showed support for Emma's mom at the Peace, Love & A Cure Triple Negative Breast Cancer Foundation benefit in New Jersey, where they engaged in sweet PDA when they weren't busy honoring Emma's mom, Krista, who is a breast cancer survivor.
Don't forget to support Emma and Andrew by voting in our POPSUGAR 100 bracket!
Link Love
- Michelle Williams says she's "so good" at raising daughter Matilda — Us Weekly
- Hilary Duff gets candid about her divorce — HuffPost Celebrity
- Tom Brady and Gisele Bündchen step out after the Super Bowl — Lainey Gossip
- The Duggars come under fire for "cat bowling" stunt — Dlisted
- Madonna has some advice for Kanye West — ET
- Which model sisters met up in snowy NYC? — JustJared
- See Selena Gomez's latest Adidas campaign — Hollywood Tuna
- ABC Family airs youngest same-sex kiss in TV history — Pink Is the New Blog
- Anna Wintour wants babies banned from fashion shows — The Superficial
Latest Celebrity


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ESPN Video
More- 00:23
McIlroy Slings Club Into Water
Rory McIlroy mishit a ball at the WGC-Cadillac Championship and took his frustration out on his club, throwing it into a pond.
- 01:04
Tyson's Take On Mayweather Jr. vs Pacquiao
Former boxing champion Mike Tyson gave his analysis on the upcoming Floyd Mayweather Jr. versus Manny Pacquiao fight.
- 05:39
Mike & Mike: Caliendo Debates Stephen A. Smith
Comedian Frank Caliendo channels Stephen A. Smith while debating whether Mike Greenberg or Mike Golic is the better Mike with Smith.


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Posted on: November 24, 2010 4:31 pm
Edited on: November 24, 2010 4:31 pm
Dane Sanzenbacher mocks LeBron, helps othersPosted by Tom Fornelli
Does making fun of LeBron James ever get tiring? No, of course not. Especially if you're from the state of Ohio and had your heart ripped out by him when he decided to take his talents down to South Beach to join a .500 basketball team. Still, as awesome as making fun of LeBron James can be, there are ways to make it better. Which is what Ohio State wide receiver Dane Sanzenbacher figured out a way to do. Not only does he openly mock James' latest Nike commercial, but his version isn't designed to get you to forgive him or buy shoes. No, Sanzenbacher wants you to become an organ donor. I'm not sure Woody Hayes was ever an organ donor. Something tells me that while he wouldn't be averse to the idea on the surface, fear that a Michigan fan would end up with his kidney probably kept him from committing. Hat tip: Dr. Saturday
Category: NCAAF
Posted on: November 23, 2010 6:00 pm
Stuffed animal is Michigan defense's 'secret'Posted by Jerry Hinnen
If you're a regular reader of college football blogs, by now you've probably seen the following video of Michigan defensive coordinator Greg Robinson rubbing the neck of Wolvering linebacker Kenny Demens with a stuffed animal of indeterminate species: Since this week's Michigan opponent is only Ohio State and the Wolverines don't have anything else to talk about, the members of the Michigan defense were asked, you know, what was the deal . They decided, sadly, that the deal includes inside information that's too dangerous for the public at-large to know: It's just like that scene in Saving Private Ryan where Tom Hanks movingly refuses to tell Matt Damon about his wife, except for being college football players refusing to talk about why their silver fox of a so-fired defensive coordinator is buffing their necks midgame with a plush weasel. That's the only difference.
Category: NCAAF
Posted on: November 23, 2010 2:45 pm
Video: Breaking down the Iron BowlPosted by Jerry Hinnen
There's no bigger game in college football this week than the annual Iron Bowl between Auburn and Alabama -- 2:30 p.m. Eastern this Friday, only on CBS! -- and today CBS's J. Darin Darst and Adam Aizer talked to the above CBS College Football Blogger (who, in the interest of full disclosure that will be unnecessary some 30 seconds into the video, has Auburn allegiances) to break down the matchup that could help send the Tigers onto the BCS title game. Enjoy: Posted on: November 22, 2010 1:46 pm
Edited on: November 22, 2010 1:47 pm
Bo Pelini is sorry, everybodyPosted by Tom Fornelli
If you watched the game between Nebraska and Texas A&M on Saturday night, you had a front row seat to a special viewing of Bo Pelini bursting any ear drums that dared get within five feet of him. Pelini wasn't very happy with the officials on Saturday night, as his team was called for sixteen penalties in the game, compared to the two that were called on the Aggies. Still, Pelini's rage and spittle weren't reserved solely for the officials. The cameras caught him tearing into quarterback Taylor Martinez on the sidelines after Martinez had returned from having his ankle looked at in the locker room. That incident led to some rumors that Martinez had quit the team on Sunday, which were refuted on Sunday night, and also led to Nebraska chancellor Harvey Perlman publically reprimanding the head coach about his behavior. Now, unsurprisingly, Pelini is apologizing for the way he behaved on Saturday night. Pelini said that while he doesn't think it's wrong for a head coach to yell at officials during a game, he did believe it was wrong to "make it personal" and that on Saturday night he "let it get personal." Personally, I don't find any of this to be that big of a deal. Football coaches have a tendency to yell at players and officials all the time, as I know I've been on the receiving end of such tirades myself. Plus, it's not like this is anything new from Pelini. I recall seeing him chew out Ndamukong Suh during a game against Virginia Tech in 2008, and Suh turned out just fine. Frankly, I think the only problem with any of this is the fact that it had been caught by cameras in a nationally televised game.
Category: NCAAF
Posted on: November 18, 2010 2:17 pm
Edited on: November 18, 2010 2:18 pm
VIDEO: Cam Newton song parodyPosted by Tom Fornelli
This video is popping up just about everywhere, so I guess we might as well post it here. To be honest, I'm kind of surprised it took so long for something like this to pop up on the internet. I guess since this whole Cam Newton story keeps developing with new plot twists just about everyday, everyone has been too busy trying to figure out what's going on to take the time to make fun of it. Though if people have enough time to come up with insane yet enthralling conspiracy theories on message boards, you'd think someone would find the time to put on a Halloween pimp costume hat, grab an acoustic guitar, a camcorder and get to work. So, without further ado, I present to you, some dude named Moonpie. Courtesy of EDSBS
Category: NCAAF
Posted on: November 17, 2010 12:40 pm
Source claims Bears planned to fake injuriesPosted by Jerry Hinnen
Score one for the Eugene-based conspiracy theorists? A source within the Cal program has admitted to the Oregonian that the Bears' plans for slowing down Oregon 's ludicrous-speed attack encompassed more than just X's and O's: "I know any time anybody goes down against Oregon, (Duck fans) always think that's the case, but it's not the case,'' Cal coach Jeff Tedford said when asked if the injuries were faked.Oh, well if only some of them were, Tedford's in the clear. Quite frankly, it didn't take a Berkeley Deep Throat spilling the beans to ferret out Cal's less-than-sportsmanlike plans, as this widely-posted (and pleasantly soundtracked) video illustrates: If there's any good news here for Ducks fans, it's that with so much focus on the Bears' tactics, now the officials will be empowered to step in and put a stop to these shenanigans, right? Not so much : With the officials' hands tied, it would seem the only method of enforcement would be for the league office to review film like that posted above and come down on offenders like the Bears after the fact. But unless the problem becomes epidemic, it's unlikely the Pac-10 will act; for now, the Ducks will just have to hope their future opponents show more scruples than Tedford and his charges. Posted on: November 13, 2010 2:35 pm
Denard Robinson shouldn't puntPosted by Tom Fornelli
Denard Robinson can do a lot of things. He can run faster than the wind, he can throw for some long touchdowns, and if today is any indication, he can turn the ball over with anybody in the country. You know what he shouldn't do, though? That. Thanks to @WorstFan
Category: NCAAF
Posted on: November 8, 2010 4:35 pm
Edited on: November 8, 2010 7:58 pm
Video: The art of the live "dead" ballPosted by Jerry Hinnen
We're not sure where Driscoll Middle School is. We don't know their nickname or their record. We don't even know whether they won the game depicted below. But DMS is the official favorite team of the CBS College Football Blog for November 8, for reasons that will be obvious as soon as you watch the following clip: That kind of poised and cautious yet surpremely confident ballsiness is an extremely rare commodity once you reach the college level, unfortunately, which is why we'll happily purchase the entire CBSCFB Blog team matching hats of whatever team tries the Driscoll play in live action this year. (Les Miles, you've never let us down before.) But it wouldn't be accurate to say that some teams don't have something of that Driscoll spirit about them. Take FCS Presbyterian College, for instance, who pulled off this little number in their season opener against Wake Forest: (You can even watch the Blue Hose practicing this play here.) The lesson here is clear: convince your opponent a live ball is dead, and you can do just about whatever you want with it. HT: @drewjay
Category: NCAAF


text:
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text:
Super Smash Bros. for Wii U
This is a split board - You can return to the Split List for other boards.
Best SSB clone
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Which clone is the best - Results (94 votes)
Playstation All Stars Battle Royale
57.45% (54 votes)
Cartoon Network Punchtime Explosion XL
9.57% (9 votes)
DreamMix TV World Fighters
6.38% (6 votes)
TMNT: Smash-Up
9.57% (9 votes)
Some other one I forgot (Post it)
17.02% (16 votes)
This poll is now closed.
--- Not changing this until something impossible happens Started 12/02/12 | |
PSASBR by far. It has some good new stuff that I wish the next Smash has, like costumes and customizable character intros/outros. Also, a kill limit mode. Digimon Rumble Arena 1 & 2 were good as well. --- Jumping Flash!'s Robbit needs to be in Playstation All-Stars as DLC! Sign the petition for him here: http://www.petitionbuzz.com/petitions/robbitfirstallstar | |
SSB is a clone of Outfoxies | |
Was Cartoon Network Punchtime Explosion XL good? --- Pauline, Palutena, Medusa, Cptn. Syrup, Mike Jones, Andy, Lip, Eirika, Bayonetta, Mr. Peepers, Micaiah, Birdo, Anna, Lyn, & Shantae for SSB4! | |
Jump Super Stars and Jump Ultimate Stars blows other clones out of the water. --- "Google is your friend" Google led me here now answer the damn question. | |
I bought Turtles for 5 euro, when I was randomly walking through a city France (I am not from France) and I thought: "Hey! 5 Euro!!! Better take it" A week later when I was back home and played a few matches: "Maybe I am lucky and get 5 euro for it when I resell it" This game is uber garbage I also imported Jump superstars for the DS and I must say: It is definitely not as good as people hype it up to be. So I guess I vote for PSASBR. I haven't played that one or any of the others. Although there seem to be some big flaws, but apparently people have tons of fun with that game. | |
Was totally expecting a different question. --- "The difference between fiction and reality is that fiction has to make sense." -Tom Clancy | |
Digimon Rumble Arena 2. although I havent played jump all stars. I platinumed PSASBR, and its a decent game, but for the budget it had, it easily could have been much more. --- Ridley, Tom Nook, Lip, Paper Mario, Megaman, Lloyd Irving, and Agumon for Smash | |
TMNT: Smash-Up is just an insult to TMNT fans. It was supposed to be have characters from both the 80s and 2003 TV series, but the roster didn't have anyone exclusively from the 80s cartoon, "exclusively" as in "characters that only appeared in the 80s cartoon and not in the 2003 series". Here's the roster: - Leonardo - Michelangelo - Donatello - Raphael - Master Splinter - Shredder - Utrominator (this is basically a sick joke of a 2003 version of the 80s Krang) - April O'Neil - Casey Jones - Foot Ninja - Fugitoid (2003 version) - Karai - Nightwatcher (Raph in disguise from the 2007 movie) Those were all the revealed characters on the web site. However, there were 7 hidden characters that were supposed to be in the game. I was thinking these: - Bebop (80s) - Rocksteady (80s) - Baxter Stockman (both) - Leatherhead (both) - Miyamoto Usagi (both) - Traximus (2003) - Bishop (2003) However, this is what we've got in the final Wii game: - Ninja Rabbid - Raving Rabbid - Splinter Rabbid That's right... 3 characters instead of 7, and they're all Raving !@#$%?&* Rabbids! I know that people want to beat the living "DAAAAAAAAGH!" out of them, but this is just a sick joke to pull on every TMNT fan out there. I really don't get the hatred for PSASBR. The game's good, even though it could use another way to KO opponents and more characters, like these: - Crash Bandicoot vs Spyro the Dragon (twist Activision's greedy arm until it snaps if necessary) - Ico vs Wander (Shadow of the Colossus) - Arc (Arc the Lad) vs Jaster Rogue (Rogue Galaxy) - Leonard (White Knight Chronicles) vs Dart (Legend of Dragoon) - Rau Utu (Mark of Kri) vs Toan (Dark Cloud) - Finn (Sorcery) vs Ellen (Folklore) - Vahn (Legend of Legaia) vs Rudy Roughnight (Wild Arms) But the game's good, really good. --- Yes, I'm Canadian. Yes, I speak french. Yes, I live in Quebec. | |
Digimon Rumble Arena. --- Official Houndoom of the Pokemon XY boards. http://i.imgur.com/rNgxY.png |
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01-29-2013, 03:34 AM | #1 (permalink) |
Junior Member
Join Date: Jan 2013
Posts: 5
ride ex vs rome arsenal
i fairly new to snowboarding just got a new board rossi angus 157 and boots k2 ryker and now all i need are bindings. I plan on just going down the mountain for now and maybe park in the future. I know that the arsenals are a lot more stiffer and the beginners should get flexible forgiving bindings so just wanted to know your opinions
I was also looking at the 390 but felt i might as well save a bit and get the ride ex All of the bindings are from 2012 thanks |
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Photo Source: Wikipedia.com |
If you were born in the 80's or beyond, chances are you loved
you some Annie. Personally, I had that
film completely memorized by age four. I
was head over heels in love with this story and totally enamored with orphan
life in Depression-era New York City.
Here are ten reasons why this sweet little movie is so hard for our
little girl selves to resist:
- The hair. That big mop of red curls will do it to ya every time. If you were a kid with crazy curls, this film probably made you feel not only normal, but cool. That knotty mess you were born with finally found a place in the world. If you were a red-headed kid, you just found your new heroine. And if you were anything else, this movie set you up for a life-long complex praying for strawberry curls to replace the straight brown boringness the good Lord sought fit to give you.
- Because it made you want to clean the house over and over again. Tossing dinner plates down a line of your friends, synchronized soapy water and bucket dancing, shaking out dirty rugs over the balcony and getting into a pillow fight that could kill you at any moment if you were allergic to feathers. It was all fabulous and a seemingly efficient way to get shit done.
- Miss Hannigan. When you were little, you wanted nothing more than to stomp on her foot and spill her bathtub gin on it. But then you got a little older and you kind of started to see her point, feel her pain and maybe wanted to be her a little bit (again, the curly hair makes another triumphant appearance this time in adult form). It's not easy to find a man willing to take on so many little girl children, not to mention a woman with a pretty decent job in the 1930s (perhaps Miss Hannigan was quite ahead of her time). She was also horny as hell and refreshingly unashamed of it (talk about women's lib). We salute you, Miss Hannigan. Carry on.
- We all secretly wanted to be badass orphans a little bit. Let's face it, you probably had a pretty good childhood with people who loved you and provided you with more than hot or cold mush twice a day. You probably had some toys and maybe two red sweaters in your wardrobe instead of one. But, the idea that you could sneak out in a laundry basket, walk around NYC all by yourself, find a surprisingly obedient dog, win the heart of a bald billionaire and break into spontaneous, perfectly choreographed song and dance about your hard knock life was the kind of street cred your average childhood life longed to have.
- Everybody could sing. If you fantasized about being a character in the film, it was probably Annie (until maybe you became an adult, in which case refer to #3). Nobody wanted to be Duffy, Tessie or somebody. How great would it be to sing your life away in perfect harmony with all your musical friends who yield to you at every turn and let you take the solo parts? And Annie sang the best (well, except for maybe that "Rover, why not think it over" girl).
- Girl power. At just about every juncture in this film, Annie proves time and again why girls rule and boys drool. First, she beats up a bunch of guys way bigger than she is all in the name of fighting animal cruelty, then she convinces dear old Warbucks to let her stay just one night thereby opening the door to his heart and hey his wallet too, and finally she takes down the evil Rooster (with a little help from Punjab) and turns Miss Hannigan from zero to hero. Not bad for a week's work.
- Rooster was creepy and we're glad he went down. Bravo to Tim Curry. I can't imagine anyone else in that role (or any of these roles for that matter) but that cock-a-doodle-doo and the crazy look in his eyes when he nearly throws Annie off of that railroad bridge was terrifying. Thank God for Punjab.
- That locket. The necklace that spawned a million copycats. I had one. My best friend had the other half. I'm sure yours did too. Marketing gold.
- The American Dream at its finest. Annie is set within the Great Depression and the movie is dripping with the American Dream theme from beginning to end. And who doesn't love a good American Dream story?? She literally goes from rags to riches in under two hours and Daddy Warbucks is the kind of bald gentleman whose modern day license plate would no doubt read: Slf M8de.
- Optimism so good it hurts. The take home message of the movie is not to give up and to hang on 'til tomorrow. I still can't bring myself to skip this song when it comes on my iPod. These are wise, wise words best learned early to carry you through the many stages of life.


text:
Hang tight!
Recipe by MEIMEICAT1
"A yummy summer soup for when it's just too hot to cook! The garbanzo beans and vegetables make this soup very filling."
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5 large roma (plum) tomatoes, diced
1 (15.5 ounce) can garbanzo beans, drained and rinsed
1 stalk celery, diced
1 cucumber - peeled, seeded, and diced
2 green onions, chopped
2 tablespoons finely chopped sweet onion
1/4 cup chopped fresh parsley
1/2 red bell pepper, diced
1/2 yellow bell pepper, diced
1/2 lemon, juiced
1 clove garlic, minced
1 (46 fluid ounce) can tomato juice
1 teaspoon curry powder
1 pinch dried tarragon
freshly ground black pepper to taste
1 dash hot pepper sauce
I added less tomato juice for a more hearty version of typical gazpacho and doubled all spices including the hot sauce. Try topping your soup with a mix of sour cream and chipotle tabasco. Yummy indeed!
I made this for our weekly "soup day" at work and it was a hit. I modified the recipe as I went along; I only put about a half onion, I added a can of mixed beans, I put waaaay more spice than suggested. Prep was a bit long but it was worth it. Hope this helps!
5 Ratings
Loved this recipe!! I added 2 jalepenos(not real hot), 1/2 cup finely chopped kale, and used a can of Hot & Spicy V8 tomoato juice. Also, added a lot more salt,celery salt, garlic salt & pepper. We ate it with white corn tortilla chips. It was really delicious and oh so healthy! I will be making this a lot next summer:)
I loved this! I omitted garbanzo beans because I didn't have any, but it was delicious without. Great summer side dish!
* Percent Daily Values are based on a 2,000 calorie diet.
Fresh Market Gazpacho
Serving Size: 1/10 of a recipe Servings Per Recipe: 10 Amount Per Serving Calories: 93 Calories from Fat: 7
Muffins are great for breakfast, with coffee, or just as a snack on the go.
Soup is what the doctor ordered to cure those winter blahs.
Delicious recipes, party ideas, and cooking tips! Get a year of Allrecipes magazine for $7.99!
Learn how to make this refreshing, cold-tomato soup from Andalusia, Spain.
See how to make a classic cold Spanish soup.
See how to make a fresh tomato soup that's creamy without being high fat.


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Choose this apartmentJust like home, with all the facilities you need
80 Mitchell Street (Central Office Location), 4810 Townsville, Australia – Show map
Loved our room and the extra space. BBQ was good and so was the pool. The location was perfect, just off The Strand but an easy walk everywhere.
United States of America
Staff, spacious room, decor, cleanliness.
United States of America
Beautiful location close to beach and great facilities
Comfortable bed and great location
The bed was very comfortable. The staff were friendly and helpful. Close to The Strand.
We were given a choice of rooms on arrival and when we had to extend our one night online booking for an extra day and this was no problem despite our room already being booked.
Really great location so close to the Esplanade. Really well set up kitchens. Everything you could need. Lovely pool and bbq area. Great value.
Good value for money Great Location Friendly staff
Location to city Centre Cleanliness, Newly Renovated Pool and outdoor seating Price
Excellent kitchen facilities. Great location, just short walk to the beach including restaurants.
In 2 locations within a 5-minute walk of The Strand waterfront, these apartments and studios include free broadband internet and a flat-screen TV with cable channels. Each property features a swimming pool and BBQ facilities.
All air-conditioned rooms feature a private balcony or patio and a spacious living and dining area. Some rooms have a full kitchen with a full-size refrigerator, a stove and a microwave.
The Townsville Holiday tour desk can provide sightseeing advice and help guests with travel arrangements. Guest laundry facilities and free parking are available on site.
The Townsville Holiday Apartments are located a 4-minute drive from central Townsville and a 7-minute drive from Jupiters Casino. Townsville Airport is 3 miles away.
We speak your language! Apartments/rooms: 25 This property has been on Booking.com since Mar 16, 2011.
Room Type | Max | |
Two-Bedroom Apartment Pool View | ||
Twin Studio | ||
Two-Bedroom Apartment - Top Floor | ||
Two Bedroom Apartment - Ground Floor | ||
Queen Studio with Interconnecting Room | ||
Double Room | ||
Family Apartment | ||
Queen Studio |
Low rates
No booking fees • Save money! Best price guarantee — enter dates to see these prices!
61 properties in Townsville
Including hotels, apartments, villas and more.
208 verified reviews
We verify all reviews from guests who have stayed at Townsville Holiday Apartments. Find out more.
They speak your language!
Townsville Holiday Apartments's staff speaks: English
Booking is safe
When you book with us your details are protected by a secure connection.
BBQ Facilities, Outdoor Pool (all year), Grounds
Wired internet is available in all areas and is free of charge.
Free private parking is available on site (reservation is not needed).
Tour Desk, Baggage Storage, Laundry, Daily Housekeeping, Fax/Photocopying
Non-smoking Rooms, Family Rooms, Air Conditioning, Designated Smoking Area
BiLo Shopping Centre (547yrd)
Watermark (437yrd)
Michelle's Cafe (383yrd)
Castle Hill (0.8miles)
Until 10:00 AM
Cancellation and prepayment policies vary according to room type. Please enter the dates of your stay and check what conditions apply to your preferred room.
Children and Extra Beds
All children are welcome.
All children under 2 years stay free of charge when using existing beds.
One older child or adult is charged AUD 15 per person per night in an extra bed.
One child under 2 years is charged AUD 15 per person per night in a crib.
The maximum number of extra beds/cribs in a room is 1.
Any type of extra bed or crib is upon request and needs to be confirmed by management.
Additional fees are not calculated automatically in the total cost and will have to be paid for separately during your stay.
Pets are not allowed.
Cards accepted at this property
Hover over the cards for more info.
Other Places you Might Like
Based on 208 reviews
Value for money
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Jupiters Townsville Hotel & Casino
Latest booking: 3 hours ago
Offering self-contained apartments with a balcony, Q Resorts Paddington is located in Townsville, 5 minutes' walk from ReefHQ Aquarium. Guests enjoy 50MB of free WiFi per day.
Score from 170 reviews
Overlooking the Coral Sea, Aquarius On The Beach's studios all have a private balcony with lovely ocean views.
Score from 969 reviews
Very good
Australis Mariners North Holiday Apartments Mariners North Holiday Apartments Townsville provides free Wi-Fi and ocean views from every apartment.
Score from 141 reviews
Beautiful location close to beach and great facilities
Not long enough stay
Comfortable bed and great location
The kitchen was small and there was no vanity area in the bathroom
The bed was very comfortable. The staff were friendly and helpful. Close to The Strand.
The tiny ants that ate my food and were persistant even when fumigated.
We were given a choice of rooms on arrival and when we had to extend our one night online booking for an extra day and this was no problem despite our room already being booked.
Really great location so close to the Esplanade. Really well set up kitchens. Everything you could need. Lovely pool and bbq area. Great value.
Good value for money Great Location Friendly staff
Location to city Centre Cleanliness, Newly Renovated Pool and outdoor seating Price
No Foxtel in room 3 (I stayed in room 3)
Excellent kitchen facilities. Great location, just short walk to the beach including restaurants.
Right next to Strand Austar in the Room Free password-free WiFi Small Pool
We liked everything about our studio apartment. Our hosts Tabitha and Paul could not possibly have been more helpful and made our stay in Townsville truly outstanding. Our studio was extremely comfortable and a short walk to everything we needed - thanks to you both.
Set up. I was allocated a family unit but was granted access to rooms only and not the lounge. I suppose I get what I paid.
Room a good size with everything one needs for a short visit. Comfortable couch.
Tight parking. Noisy guests in nearby rooms.
plenty of space for a group of 5 all the amenities you could need full choice of austar a perfect touch nice and central at a fantastic price
I liked the location, space in unit, fully equipped to make a holiday easier eg: washing machine/dryer in unit, very clean, just everything a mother/wife needs to enjoy her holiday away from home. JUST LOVED IT.
What's not too like. I'm a mother of four and everything I needed was at my fingertips in the unit.
comfy bed, spotless linen, quiet,
extremely tight car parking, no vanity, I brushed my teeth in the kitchen sink and hit my head on the microwave shelf as I did so no dining table and only 1 chair, but room slept 4, no internet, no foxtel, the room did not meet the standard that was advertised
Peace and Quiet .............Spacious Little Kitchen Area
Parking - just a bit small.
Good size for a family of 4
Probably a little pricy for what it was.
Convenient location, close to everything, clean and fresh, friendly and helpful owner
Could have used a but of cooking facilities
I had a specialist's appointment in T'ville so I looked online through accommodation and have found Townsville Holiday Apartments so I 'blind' booked 3 days stay seeing only pictures. Straight away I received confirmation by email and all the necessary information how to get there etc.On my arrival I was warmely welcomed by a young lady name Tabitha. During our conversation she's reviled that she was the owner of the Apartments).I went to my room and I was very pleased with it's cleanless, modern deco's and appeal. My stay was very pleasant! I slept on beautiful clean white linien, comfortable queen bed had lovely soft pillows. Lots of channels on modern flat screen TV to watch! I had a lovely sleep/stay as well and only for $95 per night! I highly recommend T'ville Holiday Apartments to everyone who decides to stay in Townsville, and they're on the Strand too! I definitely will be back and I will recommend them to all my friends. And also, years ago I've been in the motel business myself.I've managed motel for 12 yrs with my then husband and I know exactly how hard and demanding moteliers work is! Well done Tabitha!
All it was excellent! No complaints.
Good quality linen and cleanliness exceptional. Very close to the eateries on ad near the Strand.
Unfortunately there was a group of Rugby players who came back at 2pm and decided to party. A call to management soon silenced them
They got double booking so we couldn't stay there. It was terrible experience for my family.
The hotel is close to the Strand. Walking distance to shopping facilities and eateries. Nice and helpful staffs. Will definitely book this hotrl again.


text:
PlantFiles: Nuttall's Larkspur, Low Larkspur, Upland Larkspur, Two-toned Larkspur, Twolobe Larkspur
Delphinium nuttallianum
Family: Ranunculaceae (ra-nun-kew-LAY-see-ee) (Info) Genus: Delphinium (del-FIN-ee-um) (Info) Species: nuttallianum (nut-al-ee-AH-num) (Info) Synonym:Delphinium nelsonii 4 members have or want this plant for trade. Category: Height: Spacing: Hardiness: Sun Exposure: Danger: Bloom Color: Bloom Time: Foliage: Other details: Soil pH requirements: Patent Information: Propagation Methods: Seed Collecting: | Click thumbnail to view: By kennedyh By kennedyh By Xenomorf By Xenomorf By Xenomorf By Xenomorf By Xenomorf There are a total of 8 photos. |
1 positive
No neutrals
No negatives
Gardeners' Notes:
This plant has been said to grow in the following regions:
Sedona, Arizona
Golden, Colorado
Laporte, Colorado
Salem, Oregon


text:
EDDL enhancements gain momentum
Several major vendors have now announced plans to fully support enhancements to the electronic device description language (EDDL) used by HART devices, reports Ed Ladd of the HART Communication Foundation. These enhancements will allow users to interact with their intelligent devices in new ways. They ease configuration, even of complex instruments, and support storage of historical data for troubleshooting and diagnostics.
08/16/2005Barriers to Industrial Energy Cost Control: The Competitor Within
The Alliance to Save Energy conducts ongoing research of the competitor within, a.k.a. organizational barriers to energy efficiency. The barriers to energy management are rooted in the very complexity of modern organizations. Communications and incentives are the key to overcoming these barriers.
06/08/2005Chemical industry and academia must move closer
The 7th World Congress of Chemical Engineering is nearly upon us, and "industry people" need to have a larger presence at these types of meetings, says Editor in Chief Mark Rosenzweig.
05/25/2005Dow Chemical and Baxter Healthcare win CP's inaugural Plant Innovation Award
Projects at Dow Chemical and Baxter Healthcare received the highest ranking from our judges. Our first-ever Plant Innovation Award honors significant improvements to existing operating facilities.
05/23/2005Use it or Lose it: Chemical Industry Energy Consumption
One of the chemical industrys biggestand most misunderstoodbusiness opportunities is the recovery of income lost to energy waste.
05/15/2005Process manufacturing: Suppliers hope to foster more outsourcing at plants
Companies, already having outsourced a lot of back office functions such as information technology (IT) and human resources management, now are targeting more central business functions, such as accounting and even R&D.
05/11/2005Free download of technical reference books on measurement and control
ChemicalProcessing.com now has Omega Engineering's Transactions in Measurement and Control technical reference series available for free download.
05/11/2005Process manufacturing: No transfer required
As the pharmaceutical industry has matured, concerns about the safe handling of drug compounds during the manufacturing process have increased. To meet exposure limits and protect batches from any kind of contamination, the industrys need for improved containment has increased.
05/04/2005Combining powerful improvement methods in process manufacturing
Six Sigma and Lean improvement methods have been used in a number of industries for quite some time. Read here to learn how you can use both in a chemical plant and reap significant benefits.
05/02/2005Heat Transfer Research forms heat exchanger design task force
Heat Transfer Research is launching an industry-wide effort to examine the way heat exchangers are designed. The goal of the effort is develop design margins for use in sizing heat exchangers.
04/29/2005Chemical Manufacturing & Engineering: What is Process Integration?
The discipline of Process Integration includes the design of heat exchangers but the scope is much wider.
04/29/2005Process Engineering: HART Dealing with device description
There is a myth surrounding HART devices that you'll need a device description to communicate with a HART device. Learn why this isn't true and what you do need to know in operating a HART communication device.
04/12/2005Process Manufacturing Workforce: Don't Be Thrown for a Loop
When processing chemicals, it has become increasingly important to isolate the process from the work environment. The agitated filter dryer accomplishes this by providing a high degree of containment.
04/08/2005AMS benefits chemical plant from start to finish
DuPont engineers chose Intelligent Device Manager software from Emerson Process Management to help manage all the data available from their instrumentation.
04/08/2005German company proud of chemical ties
While American companies make an effort to rebuff their chemical industry ties, BASF embraces them.
04/04/2005Process Manufacturing Puzzler: Stop solvent losses
A reader is sufferring significant solvent losses during his batch process. Read about how his peers might solve his problem.
04/01/2005EPA encourages adoption of HPV chemicals
The EPA's Interagency Testing Committee wants to make it a requirement for chemical processors to provide production and exposure information for 276 high production volume chemicals.
03/11/2005Fieldbus technology: Cut through the confusion
Fieldbus technology offers many benefits to a chemical processor if used correctly. The key is to focus on front-end design to achieve the full benefits of fieldbus technology.
03/10/2005Environmental Protection Agency (EPA) air pollution resources
The Environmental Protection Agency provides a variety of references and studies on air pollution.
03/01/2005Process Puzzler: Keep cables in their place
A Chemical Processing reader was looking for a solution to a cable hanger problem. At his plant, a 200-lb. cable bundle supported by cable hangers fell and injured one man. Read what advice our readers had for him and take a look at next months' question.


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The Common Interest
8440 Burnet Road , Austin
Austin's original and best karaoke bar since 1974. Common Interest has a terrific sound system, an e…Read MoreBoomerz
6148 290 West., Austin
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Article ID: 289152 - View products that this article applies to. This article was previously published under Q289152 This article has been archived. It is offered "as is" and will no longer be updated. SYMPTOMS
If a program starts multiple child processes that have duplicated a socket, and the processes try to use the duplicate at the same time, both the processes and the program stop responding.
RESOLUTIONTo resolve this problem, obtain the latest service pack for Windows 2000. For additional information, click the following article number to view the article in the
Microsoft Knowledge Base:
How to Obtain the Latest Windows 2000 Service Pack
STATUSMicrosoft has confirmed that this is a problem in the Microsoft products that are listed at the beginning of this article. This problem was first corrected in Windows 2000 Service Pack 2. MORE INFORMATION
This behavior can occur, for example, when process A calls WSADuplicateSocket() and then passes the resulting structure to process B by using an interprocess communication. If process B is currently creating a duplicate socket by means of a call to WSPSocket(), a second call to WSPSocket() before the first is complete may stop both the socket duplication code and the program.
Properties |


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RealNetworks Debuts Open-Source Media Player
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RealNetworks Wednesday announced the launch of the Helix Player project, an open-source effort to deliver an open media player for Linux, Unix and Solaris.
SAN FRANCISCORealNetworks Inc. Wednesday announced the launch of the Helix Player project, an open-source effort to deliver an open media player for Linux, Unix and Solaris. In addition, Kevin Foreman, general manager of the Seattle, Wash., company said the Helix Player will feature the companys RealAudio and RealVideo binaries to take to Linux, Unix and Solaris the same type of media playback capabilities that Windows and Macintosh environments enjoy with RealNetworks RealOne Player, which is available for free. Foreman spoke to eWEEK at the LinuxWorld confence here. Foreman said RealNetworks is looking to add to the ranks of the Helix community, which includes both commercial and open-source developers. Indeed, Foreman said the Helix community has grown to more than 20,000 developers as of this week, which marks the anniversary of the launch of the Helix community effort. Helix is a platform and a community for the standardization and expansion of digital media.
The Helix Player will be an open-source, collaborative effort, Foreman said. The media player is being built on top of the Helix DNA Client following freedesktop.org standards and the GTK+ toolkit. GTK is the GIMP Toolkit, and GIMP is the GNU Image Manipulation Program.
"We have about three people leading developments, and here at the show weve already had about 50 people offer to help us do quality assurance for all the different Linux distributions," Foreman said. Meanwhile, RealNetworks also announced Helix Community Grant Program, which is aimed at growing the pool of developer talent among independent developers, academic and research institutions, non-profit organizations and commercial enterprises. Foreman said applications for the Helix Community Grant Program will be accepted until October 30. Those accepted for the grants will receive funding from a pool of $75,000. The grant program proposals must be in one of three broad areas: advanced research, solutions to implementation gaps, and creative projects, Foreman said.
"Of all our RealPlayer users, Linux users are treated like second-class citizens, and we want to treat them like first class citizens," Foreman said. "From an engineering and integration point of view this is where its all happening," Foreman said spreading his hands to indicate the technology and exhibitors on the show floor.
Darryl K. Taft covers the development tools and developer-related issues beat from his office in Baltimore. He has more than 10 years of experience in the business and is always looking for the next scoop. Taft is a member of the Association for Computing Machinery (ACM) and was named 'one of the most active middleware reporters in the world' by The Middleware Co. He also has his own card in the 'Who's Who in Enterprise Java' deck.
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Risk Insider: Bob Morrell
Risk Technology: Risk Managers Lead from Within
This year marks my twentieth in the risk management field. Now I would never call myself a risk manager. Far from it: I'm a computer geek, and proud of it. Today we refer to the Internet, Cloud, Mobile and Big Data, but I've been working with technology my entire life. So much has changed in those twenty years. Networking computers together was rudimentary and extremely limited when I started. Now everything, and everyone, is interconnected, and that has changed everything.
That interconnectivity has allowed organizations to move away from the isolated, siloed processes of the past, and produced dramatic changes in the way we conduct our business and our lives. I've watched risk management evolve from a department called upon primarily when things go wrong, to a pervasive philosophy for running a successful business. Fewer and fewer risk managers I speak to work in isolation, reacting to claims as they come in. Rather they are a collaborative lynchpin to manage risk. They don't wait for bad things to happen. They proactively put safety programs in place, analyze loss data and make their organizations more risk-aware. They know an enormous amount about the inner workings of their organization, its suppliers, distributors, vendors and team members. This is a fundamental transition from a middle management, administrative function, to an executive level function that is key to the organization's success.
But risk managers are increasingly finding that email and spreadsheets are clumsy, inefficient, and ultimately create obstacles to managing risk throughout their company. With the speed and global reach of business, when even 'local' businesses rely on a far-flung supply chain, yesterday's technology introduces risk, inefficiencies and increased levels of error. Today's business demands technology that facilitates decisions for tomorrow's business challenges. Organizations need a platform – a platform that provides secure, efficient and consistent methods of communicating risk-related events and data. Fortunately this need comes at a time when we have a convergence of technologies that can make this vision a reality.
This is a fundamental transition from a middle management, administrative function, to an executive level function that is key to the organization's success.
Just imagine running your business on technology of twenty years ago. Sending paper memos (when CC referred to a literal 'carbon copy'), using a phone tethered to your desk, taking delivery of policy documents in hard copy – oh wait, they still do that. Would that put your business at a competitive disadvantage? Of course it would – and risk management would suffer too.
Risk management no longer has to take a back seat to other parts of the organization. Quite the opposite. By leveraging commercial cloud platforms, the pervasiveness of the Internet and the interconnectivity of everyone and everything, the risk management team can be the most modern, forward-looking part of the company. Risk management has become the bellwether of change – actually bearing the standard for technology-enabled collaboration and productivity across the organization. Imagine that.
An Inevitable Threat
Cyber: The New CAT
Superstorm Sandy. The Joplin tornado. The Japanese earthquake and tsunami. California wildfires. 9/11. Catastrophes come in many forms. It is universally understood that despite our best efforts, disaster can strike due to forces beyond our control. Cyber threats are equally dangerous and diverse — and just as unstoppable.
Yet even as catastrophe risk management matures and scores of executives join the catastrophe conversation, the dragon known as cyber risk still sits in the middle of the board room, quietly smoldering.
In every industry and at every company size, cyber risk is a foundation-level exposure that every business must confront — one that must be viewed with the same gravity as a company's property, liability or workers' comp risks.
As recent as a decade ago, that might have been an overstatement. But not now. Technology and business are fundamentally linked. Computers and the Internet are the primary platform for communicating with customers and vendors, managing profits and expenses, paying employees, operating the machines that produce goods and provide services, and making sure that the end product gets into customers' hands on schedule. Mobile technology and the Internet of Things are opening new channels, making technology a physical extension of ourselves, both personally and commercially.
"The entire economy is so reliant, in ways that we don't even see, on technology and the storage, transmission and usage of data, both personal and for analytical purposes, that it's fundamental to almost every sector," said Oliver Brew, vice president for professional, privacy, and technology liability at LIU Liberty International Underwriters, the specialty line division of Liberty Mutual in New York.
Video: Computer security expert Mikko Hyppönen explains how he tracked down the creators of the first PC virus, which hit the net 25 years ago, and how to stop the new viruses of today.
That reliance is only going to grow. A January report by Forrester Research described software assets as more critical to business success than financial assets over the next 20 years.
"If you take a look at the public companies' 10-Ks and publicly disclosed statements, what are they emphasizing that's going to differentiate them from their competitors, increase sales, decrease costs and maximize efficiency? They focus on the use of technology and the use of information assets," said Kevin Kalinich, global practice leader for cyber and network risk at Aon Risk Solutions.
With increased technology comes increased opportunity for attack. However, that reality didn't get a lot of traction in the C-suite until the recent Target breach splashed it across world headlines. Even now, there are still some resting easy, confident that their IT teams have everything under control. Others assume cyber attacks are a threat largely confined to industries such as retail, health care and financial services — sectors with the most data to lose.
Small businesses, in particular, downplay the risk, said Jesse Bessler, an account executive at Lacher & Associates, of Souderton, Pa. "I think it's that they just don't understand the risk, and they think that [a cyber policy] is an add-on item they don't need."
Increased Sophistication
Security experts, however, are trying to break through the wall of denial. Cyber attacks, they argue, are akin to massive storms or similar to the focused destruction of a tornado — something you can prepare for, but not something you can prevent. Despite firewalls and antivirus programs, experts say, cyber punches will eventually land inside every company.
To grasp the magnitude of the threat, it's important to recognize that the driving forces behind cyber crime are vast, varied and as uncontrollable as any atmospheric or geologic force. The threat is now ubiquitous, and experts agree that while making an effort to reduce the risk of a breach is important, it is no longer possible to completely prevent cyber attacks.
"It's like two identical cars in a mall parking lot," explained Kurtis Suhs, vice president and national technology and privacy product manager for Ironshore. "If one's locked and one's unlocked, the bad guy's going to go to the unlocked car. But if the bad guy really wants to get into the locked car, he will — it'll just take longer."
And yet, organizations keep brushing off the threat. That may be because "cyber risk" has become synonymous with data theft. If an entity does not have a significant aggregation of customer financial data, executives assume they won't be targeted. The reality is that the true exposure is no longer just about credit card or Social Security data. Hackers have expanded their target list, adopted a more patient approach and found deep-pocketed sponsors, whether private-sector or state-sponsored, security experts said.
Sophisticated hackers are conducting long-term surveillance and probing for weaknesses they can exploit for financial gain, said David Remnitz, global and Americas leader of Ernst & Young's forensic technology and discovery services business. "The end result here is the theft of highly valuable, internal information for significant financial gain," he said.
While that could mean outright theft of trade secrets or confidential M&A data, it could also mean corporate sabotage, as in corrupting a decade of research and development results or putting competitors out of business. Imagine a market where most of the players used one primary vendor as a source for a key ingredient. An organization could contract with a lesser-used source for that ingredient, then disrupt the operations of the primary vendor via a denial-of-service attack or other type of malware, leaving the rest of the market scrambling for suppliers.
The potential for lost business and liability claims could be devastating for the affected companies. Even those with solid business continuity plans in place could still take heavy hits from the reputational fallout.
"A large company might be able to absorb that risk. A small company can't," said Elissa Doroff, a vice president and senior advisory specialist in Marsh's network security and privacy practice in New York.
To date, breaches have largely been limited to individual companies, but the potential for larger events looms. One concern centers on cloud companies, which could host data for hundreds of businesses. A data breach or network interruption, or the physical destruction of a cloud-service data center could wreak larger havoc on the economy.
"That's a potentially catastrophic loss," said Doroff.
The sky's the limit at this point. Criminals are capable of disrupting a multinational corporation, a transportation or logistics network, a health care system, an entire industry or even an entire region, creating havoc and leading to economic losses in the millions or billions — in many situations even putting lives at risk.
Keep in mind that those with ill intent don't even need to have an IT background — the proliferation of hackers-for-hire means that anyone intent on doing damage can do so if their pockets are deep enough.
That said, it probably wouldn't take a well-funded ring of genius-level hackers and a sophisticated attack plan to paralyze the average organization. Three years ago, the U.S. subsidiary of Shionogi, a Japanese pharmaceutical firm, suffered a devastating cyber attack that deleted the contents of 88 computer servers, crippling the company's operations for several days, disabling its email, BlackBerry servers, order-tracking system, and financial management software. The attacker? A former mid-level employee, working from a public
Wi-Fi network at a nearby McDonalds, calmly sipping coffee while bringing Shionogi to its knees.
An Enterprise Approach
Even organizations that have never been affected by a catastrophe generally do not question the need for CAT planning. At the very least, most probably have a written evacuation plan in place and enough insurance to cover the potential physical damage of a storm. The smartest also address the whole picture from a supply chain and business continuity standpoint, and may have even considered questions about how to manage any reputational damage related to interruption of service to customers.
Cyber exposure should be approached in much the same way. It starts with engineering out the risk to whatever extent possible. If your roof is old, for instance, replacing it may be a way to ensure the building is more likely to stay intact if it's battered by a storm. The cyber equivalent might be replacing old servers or upgrading any existing automated intrusion detection system. Security experts stress, however, that cyber risk is not an IT exposure, it's an enterprisewide exposure. Therefore vulnerabilities need to be identified across an entire organization, with policies and procedures modified accordingly.
A comprehensive, enterprisewide disaster plan can also go a long way toward helping companies minimize the damage sustained in the event of a cyber attack. For every function of an organization, management needs to ask hard questions about how a cyber attack could disrupt that function, and what kind of back-up plan each department would need. Do you have a way to contact customers and suppliers if your email goes down? Do you have a crisis communication plan for alerting the public about how you're handling the situation? Are your records backed up and accessible through a secure third-party?
Increasingly, organizations will rely on insurance to ensure their survival after a cyber event. In a February survey by BAE Systems, nearly 30 percent of companies said they expected the cost of a cyber attack to exceed $75 million. Another 20 percent expected the cost to fall between $15 million and $75 million.
"There's an expectation that this could have an extremely material effect on business performance, and that's a risk they look to hedge," said Paul Henninger, global product director for BAE Systems Applied Intelligence, a business unit of BAE Systems.
Taking a realistic approach to cyber attacks could improve underwriting of the risk, he said. Just as carriers evaluate whether clients are prepared for a CAT-5 hurricane, knowing some damage is likely, they could determine whether clients are ready for a cyber storm.
"You can't make it go away, but you can minimize the impact on the bottom line and customers and reputation," he said.
Complete coverage on the inevitable cyber threat:
Risk managers are waking up to the reality that the cyber risk landscape has changed. Every sector must prepare to withstand the storm.
Critical Condition. The proliferation of medical devices creates a host of scary risks for the beleaguered health care industry.
Disabled Autos. It's alarmingly easy for a hacker to take control of a driverless vehicle, tampering with braking systems or scrambling the GPS.
Unmanned Risk. The dark side of remote-controlled drones, which have already been hacked — by students.
An Electrifying Threat. There is a very real possibility hackers could devastate the nation's power grids — for a potentially extended period of time.
Related articles:
Heading Off 'Cybergeddon'. Experts say resistance is futile, but resilience is paramount.
Sponsored: Aspen Insurance
A Modern Claims Philosophy: Proactive and Integrated
According to some experts, "The best claim is the one that never happens."
But is that even remotely realistic?
Experienced risk professionals know that in the real world, claims and losses are inevitable. After all, it's called Risk Management, not Risk Avoidance.
And while no one likes losses, there are rich lessons to be gleaned from the claims management process. Through careful tracking and analysis of losses, risk professionals spot gaps in their risk control programs and identify new or emerging risks.
Aspen Insurance embraces this philosophy by viewing the data and expertise of their claims operation as a valuable asset. Unlike more traditional carriers, Aspen Insurance integrates their claims professionals into all of their client work – from the initial risk assessment and underwriting process through ongoing risk management consulting and loss control.
This proactive and integrated approach results in meaningful reductions to the frequency and severity of client losses. But when the inevitable does happen, Aspen Insurance claims professionals utilize their established understanding of client risks and operations to produce some truly amazing solutions.
"I worked at several of the most well known and respected insurance companies in my many years as a claims executive. But few of them utilize an approach that is as innovative as Aspen Insurance," said Stephen Perrella, senior vice president, casualty claims, at Aspen Insurance.
"We do a lot of trending and data analysis to provide as much information as possible to our clients. Our analytics can help clients improve upon their own risk management procedures."
— Stephen Perrella, Senior Vice President, Casualty Claims, Aspen Insurance
Utilizing claims expertise to improve underwriting
Acting as adviser and advocate, Aspen integrates the entire process under a coverage coordinator who ensures that the underwriters, claims and insureds agree on consistent, clear definitions and protocols. With claims professionals involved in the initial account review and the development of form language, Aspen's underwriters have a full sense of risks so they can provide more specific and meaningful coverage, and identify risks and exclusions that the underwriter might not consider during a routine underwriting process.
"Most insurers don't ever want to talk about claims and underwriting in the same sentence," said Perrella. "That archaic view can potentially hurt the insurance company as well as their business partners."
Aspen Insurance considered a company working on a large bridge refurbishment project on the West Coast as a potential insured, posing the array of generally anticipated construction-related risks. During underwriting, its claims managers discovered there was a large oil storage facility underneath the bridge. If a worker didn't properly tether his or her tools, or a piece of steel fell onto a tank and fractured it, the consequences would be severe. Shutting down a widely used waterway channel for an oil cleanup would be devastating. The business interruption claims alone would be astronomical.
"We narrowed the opportunity for possible claims that the underwriter was unaware existed at the outset," said Perrella.
Risk management improved
Claims professionals help Aspen Insurance's clients with their risk management programs. When data analysis reveals high numbers of claims in a particular area, Aspen readily shares that information with the client. The Aspen team then works with the client to determine if there are better ways to handle certain processes.
"We do a lot of trending and data analysis to provide as much information as possible to our clients," said Perrella. "Our analytics can help clients improve upon their own risk management procedures."
For a large restaurant-and-entertainment group with locations in New York and Las Vegas, Aspen's consultative approach has been critical. After meeting with risk managers and using analytics to study trends in the client's portfolio, Aspen learned that the sheer size and volume of customers at each location led to disparate profiles of patron injuries.
Specifically, the organization had a high number of glass-related incidents across its multiple venues. So Aspen's claims and underwriting professionals helped the organization implement new reporting protocols and risk-prevention strategies that led to a significant drop in glass-related claims over the following two years. Where one location would experience a disproportionate level of security assault or slip & fall claims, the possible genesis for those claims was discussed with the insured and corrective steps explored in response. Aspen's proactive management of the account and working relationship with its principals led the organization to make changes that not only lowered the company's exposures, but also kept patrons safer.
World-class claims management
Despite expert planning and careful prevention, losses and claims are inevitable. With Aspen's claims department involved from the earliest stages of risk assessment, the department has developed world-class claims-processing capability.
"When a claim does arrive, everyone knows exactly how to operate," said Perrella. "By understanding the perspectives of both the underwriters and the actuaries, our claims folks have grown to be better business people.
"We have dramatically reduced the potential for any problematic communication breakdown between our claims team, broker and the client," said Perrella.
A fire ripped through an office building rendering it unusable by its seven tenants. An investigation revealed that an employee of the client intentionally set the fire. The client had not purchased business interruption insurance, and instead only had coverage for the physical damage to the building.
The Aspen claims team researched a way to assist the client in filing a third-party claim through secondary insurance that covered the business interruption portion of the loss. The attention, knowledge and creativity of the claims team saved the client from possible insurmountable losses.
Modernize your carrier relationship
Aspen Insurance's claims philosophy is a great example of how this carrier's innovative perspective is redefining the underwriter-client relationship. Learn more about how Aspen Insurance can benefit your risk management program at http://www.aspen.co/insurance/.
Stephen Perrella, Senior Vice President, Casualty, can be reached at firstname.lastname@example.com.
This article is provided for news and information purposes only and does not necessarily represent Aspen's views and does constitute legal advice. This article reflects the opinion of the author at the time it was written taking into account market, regulatory and other conditions at the time of writing which may change over time. Aspen does not undertake a duty to update the article.
This article was produced by the R&I Brand Studio, a unit of the advertising department of Risk & Insurance, in collaboration with Aspen Insurance. The editorial staff of Risk & Insurance had no role in its preparation.


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