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If you love the Kardashians so much, then why don't you marry one? This and more, today on Bankrate.com.
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This is my 12 week pic. I want to take all the pics in this same (maybe not the jeans) outfit then make a flip book after.
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This is at 13 weeks. The start of a little bump maybe??? I take my pics on thurs before I go to work because that is when I flip my week, so I'll probably post my new one tomorrow morning when I get home. Hopefully I won't be alone on this thread by then. ;)
I think it will be fun to see us all grow, at the same time all across the world. It's pretty cool.
I see a bump!!! I will try to post one later today or tomorrow! I am on the heavier side so I will probably just look fat but oh well I will still join in here!
Oh I will join in on this for sure. I have pics of all my pregnancies (usually from 20 wks on). This time around I have lost so much weight going in (because of gallstones) that my bump is super noticeable. In fact there are many people we haven't told (like my parents - long story) who keep looking but are afraid to say anything because of our loss last year.
I'll be back with a picture soon :)
Sweet bump Nolamama
Unschooling, wannabe farmers with DP, DS1 (02), DS2 (06), and DD (08) on The Farm by the sea. And maker of SuzysBeesWraps
This is me (17 weeks tomorrow) with my little Gloria being creepy and jumping in the picture. lol Lovely picture I know, but oh well!
I have no photos of myself pre-pregnancy (at least, not in the last YEAR... oops) but I started out at 5'7", 108lbs, and have now made it to this, at 11-12 weeks (I'm now 14w) :
This was evening bloat back then, but I'm now about this size during the day, and getting even bigger into the evening.
For comparison, here's me at about 20 weeks in my first pregnancy:
Apparently I'm one who gets bigger, faster the second time around.
Doula/breastfeeding counselor/car seat tech forever in love with my big, strong construction man.
Birthmom since Jul/09
Early losses Jan/10 (7w), Aug/11 (5w), Jul/12 (5w)
DD Jan '14
Nice bumps, everyone! Nolamama, I can definitely see a little difference in the second photo. Tspencer, you do not look "on the heavy side" to me! Well, or I'm in denial, because I think we're about the same size from that photo. I'm definitely still feeling just chunky (all my weight always goes to my stomach anyway), but if I suck in it looks a little more bump-like. I jsut don't remember if that's what it looks like when I'm not pregnant, too.
Fiction writer by training, writer/editor of anything anyone will hire me for by trade. Me + D=my girls E (4/2011) and little N, 1/2014.
Tspencer, I certainly see you looking preg, not overweight. And I love the photo bomb, little kids are awesome for that lol. Jellopanda, you're so tiny that any bump is going to be super obvious and adorable.
Glad I didn't end up alone on this thread. It'll be fun to see all the bellies get huge.
Thanks mamas ! I just feel so huge (not in a pregnant way) but I can't suck it in anymore. lol
Nolamama- You do not look chunky at all, there is no question you are pregnant! And there is an even bigger difference from 13 to 14 weeks!
Jellopanda- You are showing much faster this time! I am showing much faster with this one too. You probably started showing right away though!
Very cute bumps mamas!
Blanca- Join in then, so I don't feel so out of place with these itty, bitty, skinny minis! lol
Nolamama, it is DEFINITELY growing!
Tspencer, seriously, you look cute. When I get it together I will try to post a belly pic.
Fiction writer by training, writer/editor of anything anyone will hire me for by trade. Me + D=my girls E (4/2011) and little N, 1/2014.
Katie, mommy to Oliver (2007) and brand new Ava Estelle (2014)!
Decluttering Challenge: 303/2014 items are gone!
$728 made from selling my "stuff"
(I've gotten rid of 3711 items over the last four years on this forum! Last years selling total: $456)
Just Jenny- Very cute! You look great!
Awww! Lovely bellies ladies. Kellyshea love your dress!
JustJenny and DH of 20 years
After a 2 year fertility struggle - Baby girl is here! Jan 8th 2014
2 Boxer Furbabies Buddha and Tootsie
We all look Awesome!!!!
17 weeks (-4.5 lbs). Not really a real bump yet, just the 35 lbs left over from my first.
Next time I promise no boob-side-shots. SORRY.
I'm kind of wondering if there's even a real baby in there?
Even though I've seen her.
Compared to my first, below, at 20 weeks (+20lbs),
Nova born on 12/15/11
Capri expected 1/26/14
I think you look great in both! I don't have much of a bump, either, just sort of spare tire. The only way I know it's bump is I can't button most of my pants any more. 18 weeks here.
If that's an extra 35 lbs, you must have been teeny tiny before!
Fiction writer by training, writer/editor of anything anyone will hire me for by trade. Me + D=my girls E (4/2011) and little N, 1/2014.
Oh, you flatter me! I was not 'that' small I just carry weight all down in my legs and butt. I am still in my this time around pre-pregnancy pants and VERY surprised I still haven't gained a pound. I started at 181 this time and I was 145 last time at 5'4". I'm not very far behind you, I'm due the last weekish of January.
Nova born on 12/15/11
Capri expected 1/26/14
Just had to share this one too. Last week my little sis was visiting and was telling my kids that she too was pregnant and the baby's name is 'cheese'. Here she is with her cheese bump in competition with my baby bump :) and making me laugh ridiculously!
Unschooling, wannabe farmers with DP, DS1 (02), DS2 (06), and DD (08) on The Farm by the sea. And maker of SuzysBeesWraps
Lovebug- That is such a cute picture! lol My sister-in-law is only 8 days behind me but not showing much yet. I can't wait to take a few pictures together when she does start really poking out.
everyone looks so beautiful!
Tspencer - My big sis and I were 10 weeks apart with our firsts. It was such a special time to share! You and your sister-in-law are so lucky and so are those sweet babes you both carry!
Unschooling, wannabe farmers with DP, DS1 (02), DS2 (06), and DD (08) on The Farm by the sea. And maker of SuzysBeesWraps
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subset: commoncrawl


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McAfee Total Protection 2012
McAfee Total Protection 2012 : Parental Report
Parents can view a report of recent attempts to access blocked sites for anywhere from the last day to the last year. The report lists the most attempted sites in each category, as well as any attempts to use the Internet when the schedule doesn't permit.
15 / 20
Bottom Line
McAfee Total Protection 2012 offers a huge array of security-relevant features, among them file encryption, shredding, intruder detection, and more. Its spam filter is accurate and parental control is much improved. However, its essential antivirus protection doesn't measure up to the very best.
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Dick Hudsons in Bingley Moor is a country pub & restaurant oozing rural charm and rustic character. Our picturesque surroundings provide the perfect backdrop for savouring the hearty, seasonal pub-food on our menu, and the carefully nurtured cask ales and fine wines gracing our bar.
Book a table online and enjoy a spot by our roaring log-fire. Or make the best of the British summertime by eating alfresco in our pretty beer garden.
A little pub history
Originally built on the old packhorse route between Bingley and Ilkley, Dick Hudsons began life in an old farmhouse as an inn called The Plough Boy. When Eldwick Road closed, the business was moved to its present site, then called Highgate Farm. Thomas Hudson took over the inn in 1809, but it was during the tenure of his son, Dick Hudson between 1850-1878 that the pub became renowned for it's food and hospitality.
Make a day of it
One of the oldest, best known pubs in Yorkshire, this rather grand, ivy clad inn was originally built on the old packhorse route between Bingley and Ilkley and today enjoys spectacular views over Baildon Moor.
Dick Hudsons - Latest offers and news
Get a real taste for the season with our menu, celebrating the finest produce...
We'll treat you to a complimentary bottle of bubbly when you sign up.
Our Opening Times
Our standard opening times are below but we may open earlier on certain days depending on local demand so please do call us to check if you would like to visit us before midday.
Monday to Saturday 12pm to 11pm.
Sundays 12pm to 10.30pm.


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I called all the local parts stores and they wanted around 50$ per rotor, I got on parts geek an bought all 4 rotors and pads for my 2006 mitsubishi endeavor for the price I would have been able to get just 2 rotors for at local parts stores, AWESOME ! AWESOME ! AWESOME !
September 23rd, 2014 | Posted by the best price anywhere !


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Rubin shows Android Honeycomb running on Motorola tablet Andrew Anderson / Wednesday, December 8, 2010, 2:32 am / No CommentsGoogle co-founder Andy Rubin turned heads at All Things Digital's D: Dive Into Mobile conference in San Francisco this week. During a talk at the conference Andy showed off his baby, the new Android 3.0 OS (aka 'Honeycomb'). As a double whammy he previewed the OS on Motorola's prototype tablet, helping the hardware manufacturer jostle […]more → Posted in: Uncategorized Tagged with: android tablet, dual core tablet, google, honeycomb, motorola, motorola stingray, motorola tablet
Motorola Olympus high-end Android phone rocks Tegra 2, spotted for real Michael Kwan / Sunday, December 5, 2010, 1:12 pm / No CommentsThe world of Android smartphones is getting more and more enticing by the moment. One of the latest devices to get leaked out on the Internet is the Motorola Olympus. We had heard about this phone before, but this is one of the first times that we've seen real live photos of the upcoming device. And it's quite the looker too.more → Posted in: Uncategorized Tagged with: android 2.3, google android, motorola, nvidia tegra 2, olympus
Motorola DROID 2 allegedly explodes during phone call Michael Kwan / Saturday, December 4, 2010, 3:15 am / 6 CommentsAnd you thought a cell phone leading to your impotence was the greatest of your concerns. It seems that a man out in the Dallas-Fort Worth area was in the middle of a pleasant conversation when his Motorola DROID 2 allegedly exploded in his ear.more → Posted in: Uncategorized Tagged with: defect, droid 2, explosive, motorola
Verizon confirms December rollout of 4G LTE network Michael Kwan / Tuesday, November 23, 2010, 9:32 am / No CommentsT-Mobile is already proudly advertising its 4G network and Sprint's been doing the WiMAX thing for a little while already. Now, Verizon is joining the party with its new LTE network and, according to the commercial, it's "coming December 2010."more → Posted in: Uncategorized Tagged with: droid 2, droid 2 global, lte, motorola, verizon wireless, vzw
Motorola separation tentatively scheduled for January Michael Kwan / Tuesday, November 16, 2010, 7:49 am / No CommentsAccording to Motorola co-chief executive Greg Brown, Motorola will be separated into Motorola Mobility and Motorola Solutions some time in the first quarter of next year. If things go according to plan, the split could happen as early as January.more → Posted in: Uncategorized Tagged with: motorola
Verizon's Blackberry killer is here! Sufyan bin Uzayr / Tuesday, November 9, 2010, 8:07 am / No CommentsLet's say you are in love with the looks of the Blackberry (seriously, who isn't?). But then, you also want to use the Android app market (again, who wouldn't?). And you know that you can't have both of them in the same phone.more → Posted in: Uncategorized Tagged with: Android, droid pro, google phone, motorola, verizon
Droid 2, Droid X Snowbot commercial from Verizon shows Android's dark side (Video) Michael Kwan / Wednesday, November 3, 2010, 9:21 am / No CommentsCoke might have its polar bears, but Verizon has a big scary robot disguised as a kindly snowman. And it's awesome. I really like the Droid commercials from Verizon, mostly because they remind me of things like Terminator, and this one adds a little festive flair to it. Bow down to your snowbot overlords.more → Posted in: Uncategorized Tagged with: commercial, droid 2, droid x, motorola, verizon, vzw
Android on the cheap: Four new T-Mobile smartphones starting at $10 Michael Kwan / Tuesday, November 2, 2010, 8:57 am / No CommentsIn the third quarter of this year, Google Android was installed on nearly half of all smartphones purchased in the United States. Sales were largely fueled by the higher-end offerings, like the HTC EVO 4G, but T-Mobile has some more affordable options for you this holiday season.more → Posted in: Uncategorized Tagged with: huawei, lg, motorola, smartphone, t-mobile
Motorola enjoys first profitable quarter since 2006 Michael Kwan / Thursday, October 28, 2010, 4:01 pm / No CommentsMotorola just went through one of the most difficult transition periods in the company's history, but it looks like it has been able to emerge with a smile on its face. That's because Moto has just enjoyed its first profitable quarter since way back in Q4 2006.more → Posted in: Uncategorized Tagged with: financial results, google android, motorola, smartphone
Motorola Admits to Releasing a Bad Froyo Build Craig Walkup / Wednesday, October 27, 2010, 8:43 pm / 1 Comment Now, it's not all bad. The improvements to the phone with the update have been great. There has been an increase in performance and stability, as well as reported improvements to battery life, but there are a few glaring issues that are making users wonder why Motorola seemingly rushed this operating system update.more → Posted in: Uncategorized Tagged with: Android, droid x, froyo, motorola
Overclocking the Motorola DROID X, DROID 2 to 3.0GHz Michael Kwan / Friday, October 22, 2010, 4:03 pm / 1 CommentWhat's that? You thought overclocking the T-Mobile G2 to 1.344GHz was an impressive feat? How about overclocking another Android phone to be even faster than most notebook and desktop computers? It happened and it's amazing.more → Posted in: Uncategorized Tagged with: droid 2, droid x, motorola, overclock, team defuse
Motorola wants to pay your cell phone bill Michael Kwan / Friday, October 8, 2010, 3:27 pm / No CommentsBuying a new smartphone isn't all that expensive anymore if you're willing to latch onto a new service contract to do so. The monthly bill, however, can add up really quickly and bite deeply into your budget. Motorola wants to help… sort of.more → Posted in: Uncategorized Tagged with: contest, giveaway, motorola, smartphone
Three new Motorola Android smartphones arrive at AT&T Michael Kwan / Tuesday, October 5, 2010, 4:54 pm / No CommentsThe Android family at AT&T just welcomed three new members. Announced at CTIA, the Motorola Bravo, Flipout and Flipside are all making their way over to big blue to sit on the same shelf alongside the Apple iPhone 4. If you're looking for some more Android action, AT&T wants to have you covered.more → Posted in: Uncategorized Tagged with: att, motoblur, motorola, motorola bravo, motorola flipout, motorola flipside, smartphone
Motorola Flipside Android phone announced by AT&T for $99 Fabrizio Pilato / Tuesday, October 5, 2010, 4:35 pm / No CommentsMotorola's Flipside, an Android 2.1 smartphone skinned with MOTOBLUR is heading to AT&T. Confusingly due to Motorola's naming conventions on mobile phones, the Flipside does not flip at all like we would expect it to. The Backflip flips its keyboard back and forth, while the Flipside offers a more traditional slideout keyboard.more → Posted in: Uncategorized Tagged with: Android, flipside, motorola, motorola flipside
Motorola S10-HD Bluetooth headset designed to take on sweat Michael Kwan / Tuesday, September 28, 2010, 4:26 pm / No CommentsWhether you're hitting up the gym or going outside for a run, you probably want to have some tunes on hand. At the same time, you don't want to deal with wires and cables. The Motorola S10-HD lets you handle both in style with a sporty wraparound design.more → Posted in: Uncategorized Tagged with: bluetooth headset, motorola, Motorola S10-HD, sports headset, stereo bluetooth


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US 5490982 A Abstract A cosmetic microemulsion composition is provided including a fragrance and a vehicle system noninterfering with the fragrance scent and including water, isoeicosane and a C8 -C40 fatty glyceride ester alkoxylated with from 1 to 100 moles C2 -C3 alkylene oxide per mole of glyceride. These microemulsions are best utilized as aftershave balm with a fragrance identical if not at least quite similar to a signature perfume.
Claims(6) 1. A cosmetic clear microemulsion composition comprising:
(i) from 0.5 to 8% by weight of a fragrance; (ii) from 30 to 80% of water; (iii) from 0.5 to 8% by weight of isoeicosane; and (iv) from 1 to 40% by weight of a caprylic/capric fatty glyceride ester ethoxylated with from 1 to 100 moles ethylene oxide per mole of glyceride. 2. A composition according to claim 1 wherein the fragrance has a scent identical to a scent of a commercial signature perfume.
3. A composition according to claim 1 wherein the fragrance is formed of components selected from the group consisting of C10 -C30 terpenes, C5 -C50 aldehydes, C5 -C50 ketones, C5 -C50 esters and combinations thereof.
4. A composition according to claim 1 further comprising from 0.1 to 20% of hydrogenated castor oil ethoxylated with about 30 to about 55 moles of ethylene oxide per mole of castor oil.
5. A composition according to claim 1 further comprising from 0.1 to 10% of a C4 -C20 mono- or di- hydric alkanol propoxylated with about 5 to about 50 moles of propylene oxide per mole of alkanol.
6. A composition according to claim 1 further comprising from 0.1 to 5% of a silicone wax.
Description 1. Field of the Invention The present invention relates to oil and water microemulsions formulated with fragrance, especially fragrance delivering aftershave balm. 2. The Related Art Perfumes are often accompanied in the marketplace by an array of related cosmetics carrying the perfume family trademark. These cosmetics may be eau de toilette, cologne, antiperspirants/deodorants, shaving cream, body lotion and aftershave balm. Ordinarily, fragrances are specifically created for cosmetic products. Not so in the world of the signature perfume entourage product. Here the fragrance must be the same, or at least quite similar, to confirm association of perfume with the entourage product. For instance, Sunflowers�, Red Door�, Chloe Narcisse�, Calvin Klein�, Lagerfeld� or Elizabeth Taylor White Diamonds� perfumes would contribute their scent to a name related cosmetic formulation. One name related product often accompanying a signature perfume is aftershave balm. Besides the fragrance, these balms are often formulated as an oil and water microemulsion, usually also containing at least one skinfeel agent. The skinfeel agent must be odor compatible with the fragrance. Moreover, this agent must impart a good afterfeel while being non-tacky and non-greasy, as well as being compatible with the microemulsion. The art is continually searching for formulations exhibiting improved performance within the aforedescribed criteria. Accordingly, it is an object of the present invention to provide an improved cosmetic composition, especially an aftershave balm with fragrance in a carrier system having improved skinfeel properties. Another object of the present invention is to provide an improved cosmetic composition, especially an aftershave balm with fragrance in a carrier system which does not interfere with the scent of the fragrance. Still another object of the present invention is to provide an improved cosmetic composition, especially an aftershave balm with fragrance in a carrier system, in a visually clear microemulsion form. These and other objects of the present invention will become more readily apparent from consideration of the following summary and detailed description. A cosmetic microemulsion composition, especially an aftershave balm, is provided that includes: (i) from 0.5 to 8% by weight of a fragrance; (ii) from 30 to 80% of water; (iii) from 0.5 to 8% by weight of isoeicosane; and (iv) from 1 to 40% by weight of C8 -C40 fatty glyceride ester alkoxylated with from 1 to 100 moles C2 -C3 alkylene oxide per mole of glyceride. Emulsions are dispersed systems containing at least two immiscible liquid phases, one of which is dispersed in the form of small droplets throughoutthe other. Typically, one of the two immiscible liquids in an emulsion is aqueous while the other is an oil. Emulsions ordinarily tend to be opaque or white because of the large droplet size. Clear compositions require microemulsions. These consist of micelles of a monolayer of surfactant surrounding an oil droplet. These micelles are small enough so that they do not appreciably diffract light but instead produce a clear product. Clarity has been found to be quite dependent on the type and amounts of surfactant and skinfeel agents. According to the present invention there is provided a microemulsion whose components have odor properties which would not interfere with a signaturefragrance. Importantly, these components not only maintain clarity for the microemulsion but also provide a satisfactory afterfeel. An essential element in compositions of this invention is a skinfeel agent which is isoeicosane, commercially available as Permethyl 99A available from the Permethyl Corporation, of Frazer, Pa. Amounts of the isoeicosane will range from 0.5 to 8%, preferably from 1 to 7%, optimally from 3 to 6%by weight. A fragrance blend corresponding to the scent of a commercial signature perfume will also be found in compositions of this invention in amounts ranging from about 0.5 to about 8%, preferably from about 1 to about 4% byweight. The term "commercial signature perfume" is intended to mean a fragrance formulation emitting a pleasant odor and sold for such main purpose as a perfume. A fragrance formulation may include such components as C10 -C30 terpenes, C5 -C50 aldehydes, C5 -C50 ketones, C5 -C50 esters and combinations thereof. The following is a list of illustrative specific fragrance components: iso-amyl salicylate, carvacrol, clove leaf oil, ethyl salicylate, iso-eugenol, hexyl salicylate, thyme oil red, geraniol, limonene, 6-acetyl-1,1,3,4,4,6-hexamethyl-tetrahydronaphthalene, p-t-amyl cyclohexanone, 2-n-heptylcyclo-pentanone, a-iso-methyl ionone, β-methyl naphthyl ketone, iso-butyl quinoline, methyl anthranilate, o-t-butylcyclohexyl acetate, p-t-butylcyclohexyl acetate, diethyl phthalate, nonanediol-1,3-diacetate, nonanolide-1,4, i-nonyl acetate, i-nonyl formate, phenylethyl phenyl acetate, cinnamic alcohol, dimyrcetol, hydroxymethyl isopropyl cyclopentane, tetrahydromuguol, cedar wood oil, geranyl phenylacetate, guaiacwood oil, linalyl benzoate, phenyl ethyl alcohol, dihydromyrcenol, linalool, isolongifolanone, hexyl cinnamic aidehyde, linalyl acetate, citronellyl acetate, phenyl ethyl acetate, acetyl tributyl citrate, benzyl salicylate, isobutyl cinnamate, linalyl cinnamate, coumarin, acetyl cedrene, allyl amyl glycolate, vanillin, patchouli oil, bergamot oil, citronellol, and combinations thereof. The nomenclature adopted for the components listed above, so far as possible, is that employed by Steffan Arctander in "Perfume and Flavor Chemicals (Aroma Chemicals)" Volume I and II (1969) and the "Perfume & Flavor Materials of Natural Origin" (1960) by the same author. Compositions of this invention will contain water in amounts from 30 to 80%, preferably from 45 to 70%, optimally from 50 to 65% by weight. A fourth essential element in compositions according to the present invention is that of a C8 -C40 fatty glyceride ester alkoxylatedwith from 1 to 100 moles C2 -C3 alkylene oxide per mole of glyceride, preferably from 4 to 20 moles alkylene oxide, optimally from 6 to 10 moles alkylene oxide per mole of glyceride. The preferred alkylene oxides are ethylene oxide and propylene oxide. Amounts of this ester may range from 1 to 40%, preferably from 3 to 30%, optimally from 20 to 28% by weight of the composition. Illustrative of this category are PEG-6 caprylic/capric glyceride and PEG-8 caprylic/capric glyceride each of which are polyethylene glycol derivatives of a mixture of mono, di and triglycerides of caprylic and capric acids with a respective 6 and 8 moles of ethylene oxide. The higheralkoxylated ester is available from Gattefosse sold under the trademark of Labrasol. These esters have a combined surfactant and skinfeel function. Smaller amounts of co-surfactants may also be included in compositions of the present invention. One useful surfactant is an ethoxylated castor oil,preferably an ethoxylated hydrogenated castor oil. The moles of ethylene oxide per mole of castor oil will range from about 30 to about 55, preferably between about 37 and about 43, optimally about 40 moles of ethylene oxide. Amounts of the ethoxylated castor oil will range from about 0.1 to about 20%, preferably from about 1 to about 10%, optimally from about 2 to about 5% by weight of the composition. Most preferred is PEG-40 hydrogenated castor oil. Another useful co-surfactant is that of a propoxylated alkyl ether. The ether will be based upon a C4 -C20 mono- or dihydric alkanol. Most preferred are the propoxylated butyl and cetyl alcohols and butanediols. The amount of propylene oxide per mole of alkanol will range from about 5 to about 50, preferably from about 8 to about 20, optimally from about 8 to about 12 moles propylene oxide. Amounts of the propoxylated alkyl ether will range from about 0.1 to about 10%, preferably from about 1 to about 8%, optimally from about 2 to about 5% byweight of the composition. Most preferred are the species PPG-10 cetyl ether and PPG-14 butyl ether and PPG-10 butanediol. Particularly preferred as a co-surfactant is a combination of PPG 26 buteth26 and PEG 40 hydrogenated castor oil sold as a combination under the trademark Solubilisant LRI by Wackherr SA, France. Amounts of SolubilisantLRI may range from 1 to 10% by weight. Silicones may also usefully be incorporated into compositions according to the present invention. Particularly preferred are silicone copolyol waxes such as DC 2501, commercially available from the Dow Corning Company. The silicone waxes are useful for imparting a smooth feel to the compositions and may be present in amounts from about 0.1 to 5%, preferably from about 0.5 to 3%, optimally from about 1 to about 2% by weight. Silicone oils may also be incorporated in compositions of the present invention. These may either be volatile or nonvolatile. Volatile silicone oils are preferably chosen from cyclic or linear polydimethylsiloxanes containing from about 3 to about 9, preferably from about 4 to about 5, silicon atoms. Examples of such materials are Dow Corning 344 and Dow Corning 345. Nonvolatile silicone oils are exemplified by the polyalkyl siloxanes, polyalkylaryl siloxanes and polyether siloxane copolymers. Cetyl dimethicone copolyol and cetyl dimethicone are particularly preferred because these materials also function as emulsifiers and emollients. Silicone oils when present may range in amounts from about 1 to about 50%, preferably from about 2 to about 25% by weight. In some formulations according to the present invention a thickener will beutilized. Representative of this group are the polyacrylics, such as polyacrylates crosslinked with allyl sucrose commercially available as Carbopol� 934 from the B. F. Goodrich Company of Akron, Ohio, and polyacrylic acid commercially available as Sythalon N from the Three V Company, Weehawken, N.J.. Amounts of the thickener will range from about 0.05 to about 5%, preferably from about 0.1 to about 2%, optimally from about 0.2 to about 0.4% by weight. Fatty alcohols and fatty acids having from 10 to 20 carbon atoms may also be present in compositions of this invention. Suitable examples include cetyl alcohol or acid, myristic alcohol or acid, palmitic alcohol or acid,stearic alcohol or acid, isostearic alcohol or acid, oleyl alcohol or acid and combinations thereof. Amounts may range from 0.1 to 10% by weight. Humectants of the polyhydric alcohol type may be included in the aqueous phase of compositions according to the present invention. Amounts of the humectant may range from about 0.5 to about 10% by weight of the cosmetic composition. Illustrative of this category are propylene glycol, dipropylene glycol, polyethylene glycol, sorbitol, glycerin and mixtures thereof. Preservatives are usually incorporated into cosmetic compositions of this invention at levels ranging from 0.01 to 3%, preferably from about 0.3 to about 2%, optimally from about 0.8 to about 1.2% by weight. Particularly preferred preservatives are methylparaben, propylparaben, disodium edetate, 2-phenoxyethanol, imidazolidinyl urea and combinations thereof. Minor adjunct ingredients may also be present in amounts each from 0.01 to 2%. These include antioxidants (e.g. butylated hydroxytoluene), antifoam agents, opacifiers and colorants, each in an effective amount to accomplish their respective functions. The following examples will more fully illustrate the embodiments of this invention. All parts, percentages and proportions referred to herein and in the appended claims are by weight of the cosmetic composition unless otherwise indicated. The following Table outlines a series of cosmetic compositions tested to evaluate the effects of different components and concentrations on the properties of clarity and skinfeel. TABLE__________________________________________________________________________ FORMULATION (WEIGHT %)COMPONENT 1 2 3 4 5 6 7 8 9__________________________________________________________________________Labrasol* 3 -- -- 1 -- 20 30 30 28Fragrance 5 3 3 3 3 3 1.5 1.5 1.5Permethyl 99A** -- -- -- -- 1 3 8 7 9.5Solubilisant LRI*** 8 6 8 6 6 8 5 5 4.5DC 2501 1 -- -- -- -- 1.5 1.5 1.5 1.5Water 83 91 89 90 90 64.5 54.5 55 55PropertiesClarity Clear V. Clear V. Very Clear Initially Clear Clear Slightly Slightly Milky Clear Milky Milky but Cloudy after 3 hoursSkinfeel Draggy Tacky Tacky Less Less Excellent -- -- -- Tacky Tacky than #2 than #2__________________________________________________________________________*PEG-8 Caprylic/Capric Glycerides**Isoeicosane***PPG26 Buteth26/PEG-40 Hydrogenated Castor Oil Formulations 1 and 6-8 establish that clarity is improved in the presence of PEG-8 Caprylic/Capric Glycerides. These results are in contrast to the milky characteristics obtained in Formulations 2 and 5 where Labrasol�is absent. The presence of isoeicosane (Permethyl 99A) significantly contributed to improved skinfeel in Formulation 5 as compared to Formulation 2. Although this invention is described with reference to specific Examples, it would be apparent to one skilled in the art that various modifications may be made thereto which fall within the spirit and purview of this invention. Patent Citations
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Arizona Stadium
Arizona Stadium
North Cherry Avenue and East Sixth Street,
Tucson, AZ 85721 Email | Send to Phone* -
57,000 Buy Tickets | 800.452.2287 - *Message and data rates may apply.
- Because some campuses regulate the sale of Student and Faculty passes, StubHub cannot guarantee the sale of such passes. Please be aware of any restrictions before ordering tickets designated for students or faculty.
- The first few rows of Sections 18-24 may have an obstructed view of the field.
- Section 10 contains both student and general seating. Tickets not specified by the seller as student tickets will be mapped to the general seating portion of the section.
Buy Wildcats Tickets »
Year Opened: 1929 | Field Surface: Natural Grass
Arizona Stadium was built in 1928 with 7,000 seats in one section on the west side. In 1938, seats were added between the 25-yard lines on the east to push capacity to 10,000. In 1950, a horseshoe was completed between those sections on the south end to make capacity 22,600; that expansion included dormitories in the south and east sides. In 1965, the west side was expanded to add 10,000 seats and a press box, while 17,000 seats were added in a cantilevered upper deck on the east side in 1976. In 1988, permanent seating was installed in the north end zone.
The "Ring of Fame" was added before the 1998 season on the west side of the stadium; former players, coaches and Wildcats bowl teams are honored on the 420-foot-long structure.
Even before Arizona Stadium was built, the school had its most famous motto. In 1926, John "Button" Salmon, the student-body president and quarterback, was in an auto accident that left him with a severe spinal cord injury. Shortly after the accident, Salmon, on his death bed, told coach Pop McKale, "Tell them ... tell the team to bear down." "Bear Down" was adopted as the school slogan the following season.
The school fight song, "Bear Down, Arizona" was adopted in 1952 and inspired by incoming band director Jack Lee, who saw the "Bear Down" letters on the roof of the gym during his flight after the job interview.
U of A students annually whitewash the 160-foot high "A" west of Tucson on Sentinel Peak. Rival Arizona State similarly has an "A" near Sun Devil Stadium and the schools have often pulled pranks, trying to paint the other school's "A" in its colors. The Territorial Cup trophy that the two schools play for is the oldest rivalry trophy in the country, dating to 1899.
Source: University of Arizona
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Pac-12 2015 Recruiting Overview
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Pac-12 2015 Recruiting Overview
National recruiting analysts Tom Luginbill and Craig Haubert discuss the top 2015 recruiting classes in the Pac-12. - Big 12 2015 Recruiting Overview
Big 12 2015 Recruiting Overview
National recruiting analysts Tom Luginbill and Craig Haubert discuss the top 2015 recruiting classes in the Big 12. - Pac-12 Signing Day Round-Up
Pac-12 Signing Day Round-Up
Recruiting reporter Erik McKinney joins "SportsCenter" to break down how top Pac-12 programs closed 2015 recruiting on signing day.
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Article Preview
Different church offers to confirm Minn. teen
Published 11/30/2012, The Jamestown Sun
A nontraditional Catholic organization separate from the Roman Catholic Church has offered to confirm a Barnesville, Minn., 17-year-old after he was denied confirmation because of his support for gay marriage.
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£995 pcm
4 bedroom town house to rent Cofton Park Drive, Rednal, Birmingham
4 BEDROOM SEMI DETACHED MODERN TOWN HOUSE Just off Lickey Road, benefiting from its links into Birmingham City Centre, within a mile of Longbridge Train station. EPC rating B. More details ›Added on 14/02/2015 by Robert Oulsnam & Company, Barnt Green - Lettings. Call: 0121 396 0340 Local call rate


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July 2008 The Academic Building at the Laredo Campus Extension was recently dedicated with a ceremony featuring a keynote address from State Senator Judith Zaffirini, Ph.D. She is pictured below with President Cigarroa. The 20,600-square-foot building offers classrooms, labs, faculty offices, a library and space for the Texas Cancer Registry South Texas/Laredo Partnership. |
UT Health Science Center © 2002 - 2015 UTHSCSA Links provided from UTHSCSA pages to other websites do not constitute or imply an endorsement of those sites, their content, or products and services associated with those sites. Updated |


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Article Preview
Faces & Names: Judge rejects Shakira ex's plea to access account
Published 07/05/2013, Associated Press
A judge in Geneva has rejected an application from Shakira's ex-boyfriend seeking rights to one of her bank accounts.
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Contests - Page 3
Who Has the Best Back to School Photo? Vote In Our Contest Now
Win Cash $10,000 Online Winner Announced
Win a Vegas Vacation This Sunday at WET! The Pool Party with K945! [VIDEO]
Get Wet! this Sunday with K945 at our rehab style pool party at Diamond Jacks Casino in Bossier City. Soak up the sun and a refreshing adult beverage while enjoying the best 'view' in Shreveport/Bossier.
Win $10,000 Online + $1,000 Just By Listening to 710 KEEL
Enter to Win VIP Seating + More to the Louisiana Soundtrack Winning Experience Concert [CLOSED]
The Louisiana Hayride is celebrating 65 years of music, family and fun with an amazing concert and film experience on February 23. The legendary Louisiana Hayride Band featuring Maggie Warwick and other north Louisiana music legends wi


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- 144Promote
Biker Tank
Our Biker Tank, made exclusively for Society6, is an edgier take on the traditional Muscle Tank. It's crafted using extremely soft 100% combed jersey cotton with deep arm openings and raw cut edges. The Biker Tank is a boyfriend fit, intended to hang loose - women may wish to select one size smaller for a more fitted wear.
Thanks so much Marion & CrazyJane! I am so excited to see this too. It's inspired from an old vintage brooch that my friend owns.
Thanks so much Rachel, Ally, Biff, Karma Cases, Iris, Texnotropia, Iris. Nika, Anne, Angela, Keren, Rich Caspian & ProjectM. Thank you for your lovely comments.♥
Thanks so much Gale...I am just amazed that the brooch is so old, but the shape is so modern. Very excited how this came out.
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After Earth Movie Pictures
Movie Sneak Peek: After Earth and Now You See Me
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Movie Sneak Peek: After Earth and Now You See Me
Planning on going to the movies this weekend? If you're in the mood for a futuristic action flick, go with After Earth, starring Will and Jaden Smith. If a combination of magic and crime is your thing, check out Now You See Me, starring Jesse Eisenberg, Isla Fisher, Woody Harrelson, and Dave Franco. Take a look at all the pictures of both and let us know which you'll be seeing!
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- There may be yet another rule change to the Oscars — Hitfix
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Obsessed with Radiohead? Play Nirvana on repeat? Alternative rock music is awesome. Check out more.
Hello I'm Ben, Im a random person. so yeah.
About StumbleDNA StumbleDNA
Scaredmushrooms's Interests
Where did we come from? Learn more about human origins through cultural and social anthropology.
From ancient Greek to modern designs, explore the architecture that has defined countless landscapes.
Like an online museum of the visual arts, from cave paintings to Rodin sculptures to Warhol prints.
Flex your creativity by exploring performing arts, literature, music, visual arts and more.
No telescope? No problem. Explore astronomy, from the Big Bang to the mission to Mars.
Learn about atheism and agnosticism, and how they relate to religious and spiritual belief systems.
Babes: don't hate them because they're beautiful. Check it out. (Don't submit nudity, please.)
Are you a bookworm? Do you dream of a Pulitzer? Explore the literature of your favorite authors.
Find out more about busby-babes.
Love Clark Gable? Adore Greta Garbo? Explore the best classic films from Hollywood's golden age.
What's your style? From your shoes to your accessories, make a statement with your clothing.
Learn more about coffee, because we all know the day doesn't start until you've had your cup o' joe.
Learn about the history of the Cold War and related conflicts like the Vietnam War and the Korean War.
From DC to Marvel, from Batman to the Fantastic Four, learn more about the world of comic books.
Desktop or laptop? Apple or Dell? Hardware, software, monitors, CPUs, we love them all.
Seen Elvis lately? Explore conspiracy theories about everything from the government to UFOs.
Rocky Horror. Spinal Tap.The Big Lebowski. Explore the best cult classics, from horror to comedy.
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Do you dream of traveling through Italy or France? Learn more about Europe (and plan your next vacation).


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Right now we're trying to develop a system for non-technical salespeople to forward an automatically generated html email to a client. Unfortunately, on forwarding, a div tag is added to the table and messes up our formatting. We aren't able to alter the HTML of the email being generated, so we're hoping to come up with a way to configure Excel not to add the tags.
As a note, we've discovered that using Excel's "resend" feature works, but is difficult to navigate to and would require support in the future.


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Commission chair wants answer about ballot mix-upYesterday's election ballot mix-up has New Hanover County Commission Chair Jason Thompson wanting answers. Thompson says someone has to take responsibility for what went on with the ballots at Freedom Baptist Church and the Northeast Library. Disclaimer: Comments posted on this, or any story are opinions of those people posting them, and not the views or opinions of WWAY NewsChannel 3, its management or employees. » |
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Physicians Formula Argan Wear Ultra-Nourishing Argan Oil Review
While drugstore brands continue to make leaps and bounds in terms of quality they still have a tendency to be a little late. The whole argan oil craze has been done to death by just about every brand possible but Physicians Formula decided to hop on the wagon anyway. Better late than never, right?


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Cannot Establish a Secure Connection
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Select your preferred location and we'll note which parts are ready to be picked up TODAY.
Valve Spring Compressor, Cylinder Head Off, Aluminum, Each
Estimated Ship Date: Today Would you rather pick it up? Select Location
Order this item and get free delivery and handling on your entire order! Offer excludes truck freight fees. Valid on orders shipped in the contiguous United States.
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Brand: LSM Racing Products
Manufacturer's Part Number: SC-2000
Part Type: Valve Spring Compressors
Product Line: LSM Racing Universal Heads-Off Heavy-Duty Valve Spring Compressors
Summit Racing Part Number:
Valve Spring Compressor Usage: Cylinder head off
Valve Spring Compressor Material: Aluminum
Valve Spring Compressor Finish: Red
Quantity: Sold individually.
In-Store Pickup: Choose In-store pick-up (OH, GA, NV) on our web site.
LSM Racing's universal heads-off heavy-duty valve spring compressors easily compress springs up to 1,000 lbs. Their frame and arms are machined from billet aluminum and their proprietary "Wave Beam" design makes them ultra-rigid and strong in a lightweight package. Their jaw capacity is 8 3/8 in. with a throat depth of 5 1/2 in., which provides enough clearance for even the hard-to-fit Big Chief and Hemi heads, and the spring cage's inside diameter can accommodate a retainer with an outside diameter of up to 1.650 in. The Acme lead screws on the valve and spring sides allow for compression from either end. Their unique removable handle reveals a 7/16 hex, which allows for a socket and battery-powered drill motor to be used to make big jobs quick and easy.
Some parts are not legal for sale or use in California on any pollution-controlled motor vehicles
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I have 2 users in my AD installation with the same CN
CN=jack,CN=Users,DC=xyz,DC=com and
When I try to authenticate to the AD Server using the Apache Directory Studio client and give the following credentials
User: jack
Password: <password>
the authentication fails. The following credentials work
User: CN=jack,CN=Users,DC=xyz,DC=com
Passwprd: <password>
When I have only a single user CN=tom,DC=xyz,DC=com
with a given CN
I am able to login with
User: tom
Password: <password>
without having to specify the entire DN (CN=tom,DC=xyz,DC=com
) .
I need to write a module to authenticate users against an AD installation. I have with me only the usernames and passwords and not the fully qualified BASE DNs. I cannot bind to the AD server to be able to use filters like (&(objectCategory=person)(objectClass=user)(sAMAccountName=jack))
. How do I do this as the problem it seems happens when there are more than one user with the same CN ?
EDIT: Can I configure the AD server to bind against mail address/sAMAccountName of the users instead of CN ? This would solve my problem as these are unique while CN's are not


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Red Wings Call Up Goaltending Prospect From Corona
Apr 1st
DETROIT — Goaltender Shooter Tudor, Detroit's second pick in the 2010 entry draft, was called up from the Corona Sasquatch of the Inland Empire Elite League (IEEL) after Red Wings suffered their worst loss in the goalie mask era.
"Whenever you get a chance to play with this club, it's wicked awesome," Tudor said. "The boys are real supportive and the pace, even in practice, is amazing"
Tudor practiced with the team on Thursday and took a shot off his lower right Velcro strap in the morning skate. He had to have his Velcro strap removed. "I have the new Velcro strap More >
Video of the Week:
The Puck Saves Quick
Mar 25th
Heading straight for the back of the net, the puck is miraculously re-directed, allowing Jonathan Quick a brief sigh of relief.
TweetSports Nutrition:
Fueling Your Little Athlete
Mar 22nd
All too often, we complain about how inactive this generation has become. With all the technological options keeping so many occupied, it's refreshing to still see so many kids at the local baseball field, hockey rink, gymnasium or swimming pool. These parents have done a great thing by keeping their kids active!
Right after sign ups, parents scramble around for the proper equipment… which, of course is necessary to keep them safe. So, we've addressed the outside… let's work to get the inside healthy! It's a well known fact that athletes require a special diet to fuel their activity. Much like More >
Special Pre-Order Offer: 2011 Vapor Skate Line
Mar 15th
The game changes April 29… Will you change with it?
The new Bauer Vapor skate line is so highly anticipated, we've decided to give you a chance to pre-order them! Our regular shoppers know that we rarely do this… but we're just as excited about this line as you are! Pre-order your Bauer Vapor Skate between March 15th and April 22, 2011 and be automatically entered for a chance to have your skates delivered by an NHL player!
The NEW VAPOR APX Skate is the lightest VAPOR skate ever! The NEW X-Rib design provides structural support and stability throughout the boot, allowing for More >
Crosby's Brief Return To The Ice
Mar 14th
Pittsburgh Penguins captain, Sidney Crosby, donned skates for the first time since being sidelined with a concussion 10 weeks ago. Limited to stickhandling around cones and shooting a few pucks, Crosby is far from being ready to return. His 15 minute practice gives no guarantee that he will play again this season. With playoffs in the near future, Crosby's progress is a good sign but far from promising.
The concussion resulted from a hard slam into the end boards by Tampa Bay Lightning defenseman Victor Hedman on January 5. The hit re-triggered the already much debated issue of head hits, improper checking and More >
Video of the Week: Nicklas Backstrom's Grandslam
Mar 4th
Well… if this hockey thing doesn't work out, Nicklas Backstrom sure has the makings of a real slugger! Watch as he shows off his multi-sport skill with a baseball-style grandslam/goal past goalie Ty Conklin for a game tying goal!
TweetSuiting Up For The First Time
Mar 2nd
New players to the game of hockey inevitably face the task of putting on all their gear for the first time. While getting dressed in all that gear seems like a daunting task, it's really not as difficult as it sounds. New players may want to practice a few times at home until they feel comfortable.
Remember that all your gear is adjustable. If it doesn't fit quite right the first time, try adjusting them until you find the right fit.
Here is a step by step guide to putting on hockey equipment: 1. Put on your undergarments. These can be compression More >
Video of the Week: Pierre-Marc Bouchard's Sick Spinning Goal!
Feb 25th
Minnesota Wild's Pierre-Marc Bouchard performed an awesome spinning goal after faking out Edmonton Oilers' goalie Nikolai Khabibuli in Tuesday night's game.
TweetRyan O'Byrne Takes a Skate to the Face!
Feb 24th
Wednesday night's game between the Colorado Avalance and Edmonton Oilers was bloody… both literally and figuratively.
Bleeding badly from a cut sustained when Taylor Hall's skate sliced his face in the first period, Avalanche defenceman Ryan O'Byrne managed to skate off the ice on his own. Hall tried to jump past the defender behind the Colorado net. O'Byrne was escorted into the locker room for initial examination and treatment before being taken to a nearby hospital. He suffered facial lacerations and didn't return. "They had to take him and get him sewn up," Avalanche coach Joe Sacco said. "Any time a skate More >


text: Irandam Ulagam Bgm Songs Free Irandam Ulagam Trailer 2 BGMIrandam Ulagam Trailer 2 BGM Irandam Ulagam Trailer 2 BGMBy: harrisian | Size: 3.24 MB | Duration: 2.32 min | Views: 3589Irandam Ulagam ~ Trailer BGM | Harris JayarajIrandam Ulagam ~ Trailer BGM | Harris Jayaraj The BGM of the trailer with the awesome Georgian interludes SHARE it if you loved this Will be beautiful on screen for sureBy: ReviewPuram | Size: 4.79 MB | Duration: 2.09 min | Views: 7438Irandam Ulagam BGM snippetIrandam Ulagam BGM snippet Irandam Ulagam BGM snippetBy: harrisian | Size: 813.78 KB | Duration: 0.54 min | Views: 2327Irandam Ulagam BGM - Anushka tries to speak with AryaIrandam Ulagam BGM - Anushka tries to speak with Arya By: Lokesh Rajendran | Size: 3.28 MB | Duration: 1.43 min | Views: 1383Irandam Ulagam BGM- Bus sceneIrandam Ulagam BGM- Bus scene Amazing scene from Irandam Ulagam This BGM is first uploaded by meBy: Lokesh Rajendran | Size: 625.75 KB | Duration: 0.67 min | Views: 2584Irandam Ulagam BGMIrandam Ulagam BGM This track is the bgm of irandam ulagam Composed by Anirudh PM MusicalBy: Pranav Muniraj | Size: 2.41 MB | Duration: 2.64 min | Views: 196Kaththi Movie Background Music(FULL MOVIE SOUNDTRACK BGM)Kaththi Movie Background Music(FULL MOVIE SOUNDTRACK BGM) Kaththi - Movie BackGround MusicsBy: Vijay Rambo Maxim | Size: 9.50 MB | Duration: 10.38 min | Views: 151002Usthad Hotel BGM Song - Subhahanallah - Ni sa ga ri sa - Malayalam MoviesUsthad Hotel BGM Song - Subhahanallah - Ni sa ga ri sa - Malayalam Movies For more Join facebook-com MalayalamMovies Music and Background Music by Gopi Sunder New song from the Movie Usthad Hotel written by Anjali Menon and directed by Anwar Rasheed Starring Dulquar Salman Nithya Menon Thilakan Lena Abhilash Mamukkoya SiddiqueBy: MalayalamMovies | Size: 1.95 MB | Duration: 4.27 min | Views: 86767DJ BgM - Sexy Gangnam Style! (David Guetta featuring Akon vs PSY)DJ BgM - Sexy Gangnam Style! (David Guetta featuring Akon vs PSY) By: dj_bgm | Size: 8.05 MB | Duration: 3.49 min | Views: 50186Unn Kadhal - Extra Song from Irandam Ulagam by AnirudhUnn Kadhal - Extra Song from Irandam Ulagam by Anirudh Movie Irandaam Ulagam Song Unn Kadhal Ingu Unmaya Music Anirudh Ripper Aruin Arun Additional Track from Irandam Ulagam I do not own the Audio RightsBy: Aruin Arun | Size: 2.21 MB | Duration: 1.61 min | Views: 4056


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Keeping up with Don Melson II, from music to printing and graphic design
• 20 in their 20s Class of 2014: In print May 5
• Join the conversation on Twitter:#cdb20s
• Past 20s winners: Read our special section online
As Crain's Detroit Business approaches the May 5 unveiling of the 20 in their 20s Class of 2014, we catch up with some of the previous award recipients.
Don Melson II, 20 in their 20s Class of 2007
Then: Don Melson II was 27 and the owner of Bang on the Table Productions.
Now: Melson is 33 and owns his second company, Allen Park-based Sketch 2 Press Designs LLC, while he continues with Bang on the Table.
What has happened since you were honored as a 20 in their 20s? "I have kept going with Bang on the Table and continued to do background music and scoring. Since I was honored, I have done background music and scoring for the show 'Keeping Up with the Kardashians.'
"I started Sketch 2 Press in 2008. It's a printing and graphic design company. Many of my clients so far have been candidates running for political office in Detroit including George Cushingberry, Raquel Castañeda-López and Bettie Cook-Scott. I'm also doing printing for candidates currently running for office."
What's next? "I plan on growing Sketch 2 Press to be a major printing company similar to national companies like Vistaprint. The difference is Sketch 2 Press will be a local company that people can visit in person and talk about their printing needs in person."
Advice to the new 20 in their 20s class? "Keep the same passion you have now as you go on your journey after you have been honored. If you can hold on to that passion it will help you to be more successful and achieve your goals."
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- Ned Staebler to replace Leslie Smith as TechTown CEO
- Former manager of Rochester Hills nursing home gets prison for embezzling $460,000
- Improving population health means improving socio-economic conditions, say advocates in Detroit
- Fountain Bistro renovations postponed until fall
- Snyder names West Michigan school chief as policy adviser
- A new Spartan Village: MSU plans $150 million housing development near Breslin Center


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SHOW QUALITY FAIRLANE 500 WITH 289 V-8 & A 4 SPEED! RUST FREE, LIFELONG NORTH CAROLINA CAR. ONE OWNER CAR. SAME TITLE GOING BACK... More
FOR SALE BY 500 CLASSIC AUTO HARD TO FIND THESE CARS AND THIS ONE HAS THE ORIGINAL 292 V8, AUTO AND POWER STEERING. IT ALSO... More
This 1969 Ford Fairlane 500 has a 302 C.I. V8 (Date Code Correct ) w/ Holley 4BBL Carb, C4 Automatic Transmission, Ford 9'' Rear... More
1955 Ford Fairlane Sunliner Convertible. Excellent. Off Frame Restoration to very high standards. Driven 12,400 careful miles since restoration. Previous Lady Owner for over... More
Don't be fooled by the bright chrome Cragars, this is a pretty stock, rotisserie restored 1956 Ford Fairlane, and the modifications it does have... More
- Believed to be 61,000 miles- Recent re-paint in original color- Power steering- Original interior with new carpetTo be sold at the Kansas City... More
- Restored by Jerry Miller of Jerry's Classic Cars- Frame-off rotisserie restoration- Almost everything on car has been reconditioned or replaced- Rare factory color... More
- 1957 Sunliner restored by Jerry Miller of Jerry's Classic Cars- Frame-off rotisserie restoration- Almost everything on car has been reconditioned or replaced- 312... More
Engine: 289 V8 Transmission: Automatic Exterior Color: Red Interior Color: Black Vinyl... More
Before you think you are seeing things, yes this 55 Ford has 1956 trim and front end styling. That is because it was built... More
Rebuilt 289 V-8 automatic transmission... More
FORD: 1955 Fairlane, 292 Y-block V8, three on the tree, power disc front brakes, new battery and cables, tires good shape, 6-volt system; we... More
FORD: 1969 Fairlane fastback, 302, C4 trans, GT wheels, body/interior in good shape, $2,450. 484-667-0781, PA.... More
VERY RARE AND RESTORED! SELLING MY 1966 FORD FAIRLANE GT S CODE (390) TRIBUTE ,NOW 427 SIDEOILER 4 SPEED MUSCLE/ SHOW CAR. THIS CAR IS RESTORED. CAR... More
Building upon the success of the 1954 Ford and its newly introduced Y-Block V8, the 1955 model series was introduced with styling that was... More
1955 Ford Fairlane glasstop Crown Victoria,a correct 64B car from Arizona,finished in Tropical Rose and Raven Black,with a matching interior.It features the original power... More
Ford 302 V-8 4 Wheel Power disc brakes Ford 9" rear end Very straight and RELIABLE car with lots of new parts New transmission, still under warranty New starter,... More
Just arrived, a car that remained with the original family until recently purchased by Florida Owner #2. Sold new ot John Chapelo of Akron, Ohio by... More
This 57 Fairlane is one of 8 built by ford for 1957 with front dual headlights. It is the right color combination for a... More
THIS IS A 1959 FORD FAIRLANE 500 GALAXIE SKYLINER 2 DOOR MODEL WITH VERY RARE WORKING RETRACTABLE HARDTOP. IT WAS OWNED BY THE FAMOUS... More
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Barry Trailer, co-founder of CSO Insights: "Our research shows the average B2B sale involves 4.5 buying influences and, more than likely, each of them touches base with at least one other person for buy-in, approval, etc. "
Question for Bank Sales Managers: Do your bankers have major pieces of business today that hinge on 1 or 2 personal relationships?
Joel Klein, former New York City Schools Chancellor: "Once they are hired, teachers in Finland are required to devote two hours a week to professional development throughout their careers."
Question for Bank Sales Managers: How many hours a week are you devoting to improving the skills of your bankers?
Daniel Birke, David Sprengel, Jochen Ulrich and Michael Viertier:"Top performing sales organizations have the same percentage of sales staff in sales management roles—around 8%--as lower-performing companies. However, they have about 30% more sales staff in support roles. While this may seem counterintuitive, this approach frees up sales reps from more administrative tasks...to devote more of their time to customers. The result is that front line sales reps are three times more productive than their peers."
Question for Bank Sales Managers: What are you doing to improve the administrative support for your bankers?
Dan Perry, Sales Benchmark International: "87% of Sales Managers tell me they want to spend more time with their 'A' players Yet Sales Manager selling time is hovering around 48%. SMs don't have the time to spend with their 'A' reps (or any reps like they should). In comparison, World Class selling time is around 77% for SMs. And part of this time must be spent with those 'A' players."
Question for Bank Sales Managers: Are you spending enough time with your top performers?
Terence Roche, Cornerstone Advisors: "An astounding 97% of recruiters recently surveyed said LinkedIn is the most common in-house recruiting platform. Everybody at our meeting said they use it almost daily."
Question for Bank Sales Managers: How are you using LinkedIn in recruiting? (Bonus question: How are your bankers using LinkedIn to improve their results in prospecting?)
Looking for more resources on sales management? Check out these blog posts:
4 Weekly Tasks for Sales Managers (video)
6 Questions for Bank Sales Leaders about Process
20 Questions Bank Sales Leaders Should Ask Themselves
The number one issue in the bank peer data on improving banker sales performance is coaching. Most banks today have a reasonable level of accountability (goals, incentives, reporting) but are behind other industries in sales coaching. The majority of commercial and business bankers still see themselves as "loan officers" and when they make the time to coach they primarily coach the credit process (getting the deal approved and closed). Sustainable growth in sales performance begins with the front end of the sales process (focusing on the right businesses, not wasting time with the wrong opportunities, using effective value propositions rather than price and structure, etc.). These skills take time, energy, and coaching to develop. A higher level of coaching significantly decreases the amount of time it takes a banker to become competent in these key skills. Many community and regional banks use a Producing Manager sales leadership model. A Producing Manager typically carries a loan portfolio of between $40 and $70 million and manages 2 to 5 sales team members. A promotion from Commercial Lender to Producing Manager is often a clear signal that the bank values the individual's credit and sales skills and can often lead to greater management opportunities in the organization. The rationale for having them continue to manage their portfolios ("We have to take excellent care of the customers and you're the best person to do that") makes sense to the Producing Managers on another level; while it may be in the best interests of their customers, it's also often perceived to be in their interest to hold on to their "meal ticket." Many lenders see their customer relationships as a form of equity so they're not averse to holding on to their book of business. This model is common in banks where sales goals are relatively modest and where real estate-related transactions predominate. In banks where the sales performance expectations are higher the Producing Manager model can have a long-term negative effect on the sales performance of sales team members. Here are several of the problems:
A common use of Producing Managers is in geographically dispersed teams (sales team members are 50 to 100 miles away). Yet there are many banks that have been able to build effective coaching processes with sales team members who are not in the same location. Sales Managers learn to use the phone, make regularly scheduled visits, and provide electronic delivery of reports and data (sales reports, underwriting information, etc.) to provide the coaching that team members need. How do banks deal with the need for credit coaching in smaller or more remote markets? In some organizations, senior lenders take on a mentoring role for credit only, acting as advisors on deal structuring. The mentor is not the Sales Manager, though, and is not asked to coach on anything but credit. Regional Senior Credit Officers can also provide the needed guidance on complicated credit matters. The data show that "full-time" Sales Managers with 6 to 12 sales team members (not including support staff) produce better long-term sales performance. (The number is lower [6 to 8] in commercial banking and higher in business banking and branch teams selling to businesses [8-12].) It takes time and effort to build sustainable sales performance. Coaching is the key and full-time Sales Managers flat out are better coaches. Do you agree or disagree? Send me your thoughts at firstname.lastname@example.com. Interested in more insights on sales leadership? Check out our Sales Leadership Blog Posts.
Here are 12 questions that are vexing bank Sales Leaders today, with some links to previous blog posts that discuss the challenge in some way:
Are there any questions that are on your mind? If so, add them in the space below or send them to firstname.lastname@example.com.
"I always advise people never to give advice," wrote P.G. Wodehouse, the English humorist. Recognizing that wisdom is often in short supply, here is the second installment of practical advice on sales from banking veterans. (If you missed the first part, go to our December 22, 2014 blog post here.)
1.) Be likeable. Do unto others as you would have them do unto you. Friendships trump price, structure and stand the test of time.
Mark Augustyn Mercantile Bank of Michigan
2.) Follow up, follow up, follow up!
Rosary Falero Coconut Grove Bank
3.) Everything I have received from MZ Bierly Consulting!
Rick Miller First Savings (PA)
4.) Bring value to the table.
Steve Epping M&T Bank
5.) Be persistent, consistent and honest. But above all listen!!! Also try to find a bond of same nature with your target. People like to deal with people they like.
Dave Hammer First Niagara Bank
6.) When the sale is over and you have the order, stop talking! Nothing good can happen. So many times giddy bankers go on and on about how the purchase will help the customer only to reveal something which leads to an objection...and the unwinding begins.
David Swoyer Santander Bank
7.) Be genuine. Also, the true rainmakers always have at least one prospect in each stage of the sales cycle.
Kevin S. Meade Valley Bank
8.) Listen to the person sitting across from you. Understand their needs. Don't be afraid to ask tough questions. Follow through as promised.
Laura Calvert Old Point National Bank
9.) Target your prospects, research the business and industry, plan the talking points/questions, listen and don't leave without asking for a commitment for a follow-up meeting.
Burt Blacksher WestStar Bank
10.) The first rule of sales: Be somebody – always take the time to establish credibility and respect. I have found that to be helpful advice for most endeavors.
Rob Shuford, Jr. Old Point National Bank
11.) Look at each client/prospect interaction as an opportunity to listen, ask open-ended questions, and continue to provide solutions. The numbers will follow.
Jeffrey Orner Santander Bank
12.) Besides doing your homework beforehand, the best advice was not to give solutions on the spot. Take back all of the information, and schedule the next meeting to explore more. It is still one of the toughest points to convince young calling officers not to respond immediately.
Jon Levine S&T Bank
13.) Persistence is more important than brilliance. No means, "Not yet."
14.) Understand your customer before you sell. Ask questions and listen. Only then will you offer solutions that meet their needs.
Joe Witt Old Point National Bank
15.) Two qualities are predictors of successful selling: a strong ego and genuine empathy. You need a strong, healthy ego to manage sales resistance and rejection, and genuine empathy to connect to clients and build lasting relationships. High performers recognize the need to keep the ego in check and allow empathy to flourish.
Catherine Flynn The Bluestar Group
16.) Be positive, be persistent and add always add value.
Gail Letts C&F Bank
Looking for tips on improving your team's prospecting results? Ned Miller will be leading a live webinar for bank sales leaders on prospecting on Monday, February 9 at 2:30 PM Eastern. If you can't make the live webinar, you can sign up to receive a recorded vserion. To find more information and register go the Graduate School of Banking's website: Leading the Prospecting Effort.
I recently stumbled across a short article written almost 10 years ago by sales guru Dave Kurlan on 10 rules for developing a sales culture.
Whether you're trying to get your commercial team out from behind their desks or promote more teamwork between RMs and specialists or equip branch bankers to proactively develop relationships with small business owners, all of Kurlan's rules ring true. Here's my slightly edited list of the most relevant observations with some editorial comments thrown in:
Are there any other "rules" you'd add? Feel free to include your comments in the space below or email them to me at email@example.com.
Check out our recorded webinars on building momentum in prospecting. Go to http://mzbierlyconsulting.webex.com to sample the complimentary Q&A on Prospecting webinar that Buck Bierly led recently.
"Business partners can help you look at a relationship and strategize where to take the relationship. A credit partner, for instance, can help you strategize from a credit angle," explains Buck Bierly, President of MZ BIERLY Consulting, Inc. (Malvern, PA). "Business partners can also be people that when you get an opportunity, you run it by them and say, 'How can we best do this?'"
Most Branch Managers are not experts in everything. You do, however, need confidence talking about your products. While you should be conversationally competent in all the products you represent, management usually doesn't expect you to be the hands-on person for everything. For example, Branch Managers are usually not expected to write proposals, install products and service products that belong to treasury management.
"You should understand enough about how the treasury products work that if somebody mentions, 'I'd like to speed up my receivables. It's really driving me crazy here,' to dig a little bit into that. Find out where the receivables process is breaking down. Then come back to a treasury partner and say, 'Hey look, this is what my client said to me. Do you have some ideas that might be helpful?'"
When working with clients, MZ BIERLY uses client profiles. "Before you can actually talk to a business partner, we ask you to fill out a client profile that talks about the business, the industry sector, and where the business is going," Bierly says. "You then show the profile to your business partner as you're discussing the client's needs."
"So now the TMO can engage you a little bit more by asking, 'Have you thought about this? Well, maybe we can try that, and so on,'" says Bierly. In other words, the TMO is helping you strategize and plan the relationship. Inviting them to go with you, because you think they can do a better job than you would, is the "team selling" part.
"After you make the call or joint call, you come back and say, 'Hey, do you see any additional areas we want to explore further?'. Let's figure out the next step and then the process begins again," Bierly says. "From that debriefing, you uncover additional things. You start to take a look at that same business partner or another business partner in order to take the next step with that relationship."
The following are some examples of how and when you need to team up with a business partner:
*With very wealthy business owners. You've got a private banking group and you've got an owner who would qualify as a private banking candidate.
*The business gets a little larger. It starts to use what we'll call low level treasury management services.
The Right Knowledge and Support
"The future of the financial services industry is selling as a team. The day of sole executors is coming to an end in the best financial institutions," Bierly says. "Selling is a team effort, because nobody has enough product experience to understand every single product and how it relates to the client's life. Engaging your business partners before, during and after meetings with clients becomes the ideal way to acquire the knowledge and support you need."
This article by Lana Chandler originally appeared in the Branch Manager's Letter (http://www.branchmanagersletter.com/).
Question (from a Business Banker): I would love to hear your suggestions on what I could read up on to become a better banker. I would like to strengthen my knowledge on credit and industry trends – specifically, manufacturing, real estate, and dental practices. Would you mind sending me some ideas?
Answer: I applaud you for taking the initiative to reach out. Quick thoughts:
Explore some LinkedIn groups in the areas you are interested in. Look for ones that have some of the prospects you are targeting.
Subscribe to some blogs or publications sponsored by industry associations or "thought leaders." (There are consultants to all those industries who are churning out relevant information on a regular basis.)
Use industry research. Most of the providers offer updates when they publish something new.
Use Google alerts to track specific prospects.
For dentists, check out the material on the website of a bank you have never heard of but may have lost business to—Live Oak Bank in Wilmington, NC. They are a niche player and major SBA lender that caters to—among others—dentists. Pay attention to the articles they have for dentists.
Talk to your Sales Manager about what internal or external courses he might suggest to help you beef up your credit skills. RMA is a great resource.
Think about your own professional development. Are there any courses/ webinars/ books out there that would make you a better banker? Do you need to get smarter about LinkedIn? Not sure what to focus on? Ask your bank's Training Department or send me an email at firstname.lastname@example.com for some ideas.
Here is a list of our most popular blog posts of 2014. Feel free to share it with your colleagues. For the latest updates and new content, you can subscribe to our Youtube channel or follow us on Linkedin.
Here is some practical advice on sales from veteran bankers (and a few former bankers—yes, Virginia, there is life after banking) as a special holiday gift. Here's to a great year for all in 2015!
1. Be persistent. Position yourself to be #2 at a minimum. You will eventually be needed.
Bill Kepler Fulton Bank
2. ALWAYS return calls or emails the same day. Take ownership and "NO" is never the right answer . Plan for ALL meetings. Follow Up, Follow Up, Follow Up.
Gerald Deetz Arizona Business Bank
3. Be prepared for every meeting as though it is your only chance to win business, then listen closely to what the most important issues are, react quickly and appropriately
Kelly Condon Colorado Business Bank
4. Listen, listen, listen.
Frank Walter Heartland Financial
5. The warmth of human contact is getting lost in modern technology. Email is no substitute for a phone call. Your clients actually want to hear your voice--even if it's a quick voice mail to follow up on an email.
Susan Eick Right Management
6. Do not waste the prospect's time. Sell yourself, then uncover a problem, then provide a solution….in that order.
Chuck Cross Seacoast National Bank
7. The only way sales happen is if you batch your efforts and have a strategy. I was told when I got started by my first boss to shut my door for 3-hours a week and do nothing except set up prospect / referral source / COI calls and research who I should be calling on. This strategy still works today.
Jeff Hultman Illinois Bank & Trust
8. Focus, focus, focus. Not necessarily in that order.
Conrad Freeman Vectra Bank Colorado
9. Planned regular sales calling yields consistent results. Keep the top of the sales funnel full. Scrub your COI list! Work your lists!
Scott Page CoBiz Bank
10. Be a good listener and don't oversell.
Roberta Bastow First Niagara
11. If you have not convinced a new contact of your value proposition within ten minutes, it is very hard to reverse that first impression.
Rob Nichols First Niagara
12. You cannot be a good listener if you are not a good questioner.
Doug Miller State Street (retired banker, current brother)
13. The best advice I ever received in regard to selling is "not to take rejection personally". Much easier said than done, but something in keep in mind with each prospect call I make.
Gordon Oosting Mercantile Bank & Trust
14. Connect emotionally and develop a bond. People want to do business with friends they trust.
Scott Sehnert Rocky Mountain Bank
15. It's about being prepared, establishing an emotional connection, building confidence and ultimately understanding the needs of a customer.
Steve Fisher Northwest Savings Bank
16. Selling is about establishing long term relationships with customers, prospects, and COI's. The winning mindset is of providing value through industry insight, understanding economic drivers for the sector, and executing on your delivery of financial instruments.
Mike Olague Bank of the Sierra
See some patterns? Stay tuned for Part 2 with more advice on building relationships with business customers in 2015. Happy holidays to all!
P.S. Have some advice for bank Relationship Managers? Add it in the space below.
In a recent webinar on cross-selling, Charles Wendel and Buck Bierly discussed the challenges business bankers face in expanding relationships with business customers. The bottom line: Cross-selling may not be the secret sauce, but it is a key ingredient to increase per account revenue growth. Here are some of their key points: •Selling more to an existing customer is less expensive and more likely to succeed than prospecting.•Cross-selling needs to be mandated from the top of the organization and reflected in compensation.•Management needs to set priorities for the products to be cross-sold.•Enhancing individual product profitability goes hand-in-hand with a cross-sell effort.•Cross-selling needs to be a continual and dynamic effort, not a one time event.•The account planning process should highlight cross-sell opportunities. To listen to this complimentary webinar, go to http://mzbierlyconsulting.webex.com Bonus: To read an article by Charles Wendel on cross-selling that appeared in the BAI enewsletter click on the following link:
Cross Selling as Secret for Success?


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MLS and the players may could be inching closer to a compromise, according to an ESPN report.
MLS and the players may could be inching closer to a compromise, according to an ESPN report.
Since their coaching change on Feb. 5, the Orlando Magic rank fourth in the NBA in defensive efficiency and have allowed the fewest points in the paint per game.
Orlando City news: No suspension for Rivas, Hines back and more
Timber Creek (1-0) coasted to a 3-0 victory over Orlando University (0-1) on Tuesday night at The Wolves' Den at Timber Creek High School.
When the Oviedo High School girls water polo team practices, one distinct voice can be heard above the splashing and shooting. From the water comes the voice of a leader. She's directing her team, helping them figure out when to pass and when to go for the goal. That voice belongs to...
UCF baseball made another leap in the national rankings, this time breaking into the top 10. The Knights' No. 9 ranking sets up a historic game against No. 2 Florida Tuesday night at Jay Bergman Field.
South Carolina's Steve Spurrier is the latest coach to join social media circles after the Head Ball Coach officially joined Twitter Monday.
Adrian Peterson is about to feel what it's like to be recruited again.
Chip Kelly's latest bold move is another example of his coaching philosophy: "Culture beats scheme."
The new flat-seam ball in college baseball is having the desired effect, with teams hitting 40 percent more home runs so far this season.
Jim Harbaugh took a break from rescuing Michigan's football team to come to the aid of two people hurt in a traffic accident.
Two seasons after Hall-of-Famer Paul Molitor played his last game, he became the bench coach for the Minnesota Twins on manager Tom Kelly's staff.


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Immobilization Study Presents Wake-up Call
A new study delivers a wake-up call about cervical immobilization.
Prolonged Entrapment
Paramedics work to extricate a bariatric patient who has been entrapped for more than 30 minutes after a head-on collision.
Evidence-based Guidelines for Adult Traumatic Brain Injury Care
With careful attention to the ABCs, EMS providers can reduce the mortality of severe traumatic brain injured patients.
Critical Trauma: Life Flight Transports Patient with Head Injuries
EMS providers choose RSI on a cardiac patient in a rural area.
In Haiti, Bodies Pile, Aid Snarls and Tension Grows
Worries mounted, meanwhile, about food and water for the survivors. People have been almost fighting for water, aid worker Fevil Dubien said as he distributed water from a truck in a northern Port-au-Prince neighborhood.
Rubble, Bodies, Urgent Triage and Fading Hope after Haiti's Quake
On Wednesday, ambulances weaved in and out of crowds, swerving to miss the bodies lying in street and the men on foot who lugged stretchers bearing some of the injured.
Raw Video: USAR Team Searches Collapse
A search and rescue team from Fairfax, Virginia, is on the ground in quake-stricken Haiti.
Doctors Without Borders to Surgically Treat 500
About 800 injured people have come to the mission's offices for treatment, Zannini said.
Disease Could be as Deadly as Quake
The reality of what we're seeing is severe traumas - head wounds, crushed limbs - severe problems that cannot be dealt with at the level of medical care we currently have available."
Raw Video: Haiti Wounded Arrive in Florida
People injured in the earthquake in Haiti arrive in Fort Lauderdale, Florida to receive medical care. (Jan. 14)
Buyer's Guide Featured Companies
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Hazmat incident sends smoke over port neighborhood.
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Nine sent to a hospital with smoke inhalation.
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Sneak peek of customizable run forms & more.
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VividTrac, affordable high performance video intubation device.
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The AmbuBus®, Bus Stretcher Conversion Kit - EMS Today 2013
AmbuBus®, Bus Stretcher all-hazards preparedness & response tool
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- 1 reviews
"Not compatible"
- 1.0
- 1.0
NOT compatible with Microsoft Security Essentials
No interest in changing my current setup
I did not install it
- Views:
- 890
- Date:
- 03 Jul 2012
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Questions and answers Advanced SystemCare with...
Does Avast antivirus (free download) support windows xp?
Doesn't free Panda cloud antivirus require virus definition updating ?
How to make Avira scan ODF files?
- Status
- Under discussion
- Answers:
- 0 answers
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- Answer