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10 Millionaire secrets about how they live!
I'm going to review the following list from smartmoney.com.
The following list is written as if the average millionaire is talking directly to us.
- "You may think I'm rich, but I don't." – This is why so many millionaires declare themselves middle class, and in New York and other big cities… They are very correct in their assessment!
- "I shop at WalMart . . ." – This was suprising to me! I thought they would shop a little more upscale to avoid us "the masses" folks.
- "…but I didn't get rich by skimping on lattes". – Most of them earn well over $100,000, so they really don't need to skimp here.
- "I have a concierge for everything." – I believe this is for the more high end millionaires. I don't known any millionaire that use such a service for personal chores.
- "You don't get rich by being nice." – This really is talking about in a business setting. They are all business when it comes to making money, and rightfully so!
- "Taxes are for little people." the top 1% of earners pay 40% of the federal income taxes. It's no wonder why they try to reduce taxes as much as possible within legal means… I would too if I were them (and so would you!).
- "I was a B student." – Interesting! Maybe a C, B student still has a chance after all! The median grade point average for millionaires is 2.9! That's the median folks! And most attended state college or a university! So I guess it really is more than just grades in school! 46% do have advanced degrees though!
- "Like my Ferrari? It's a rental." – Seems like a smart enough move to me (In fact, I was going to post using rentals instead of purchases in a future post) .
- "Turns out money can buy happiness." – This was a shocker for me. Usually I hear the "money can't buy happiness" matra, but common sense would dictate that having money affords you more opportunities to make yourself happy! Trips overseas, Disney vacations, flying etc…
- "You worry about the Joneses — I worry about keeping up with the Trumps." – Yes, there will always be someone richer that can afford something that you can't. They are also worried about a declining lifestyle in retirement (just like the rest of us).
In the category #3″…but I didnt' get rich by skimping on lattes", they mention that most millionaires still have mortgages. I checked and around 40% of millionaires don't have a mortgage at all, and the median mortgage balance was under $100,000. So even though 60% have a mortgage, it's small potatoes compared to their level of wealth…
My belief is at the beginning of the journey to become a millionaire, it's makes sense to skip the lattes, if later, you decided that the lattes need to be added, so be it.
The most surprising piece of information I read was:
That means buying luxury items on sale, hunting for bargains – and even clipping coupons. In fact, affluent households, including those with income above $100,000, tend to be heavier coupon users than those with lower incomes, according to a 2009 study by Nielsen and market research firm Inmar.
This should not have surprised me…, of the few millionaire that I know, most are always looking to get things at a cheaper price. See Wealth Tip #3: Be Cheap, Don't Show Off for my personal observation. I just have a hard time envisioning Warren Buffett or Bill Gates clipping coupons (lol).
Do you know any local millionaires?
If so, are they like frugal middle class millionaires or more like Hollywood "Paris Hilton" style, high consumption millionaires?


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Reserve here.
The Caño Negro boat tour is a great way to discover the wildlife refuge with its countless migratory birds, caimans, turtles and fishes. For three hours you will drive on the Río Frío and through several lagoons and have the chance to enjoy the unique flora and fauna of the wetlands which are of international importance for migratory birds.
The Wetlands of Caño Negro
The Caño Negro Wildlife Refuge, located in the North of the country, is part of the Arenal Huetar Norte Conservation Area and consists of a system of rivers and lakes that hosts a biodiversity of great importance being food supply for a variety of species, including migratory birds coming from northern countries. The Caño Negro boat tour is therefore a perfect place for watching birds like darters, storks, ibis or spoonbills. But also various mammals including pumas, jaguars, tapirs and caimans found here a save shelter. In fact, you can see in Caño Negro the largest population of caimans in the country and it is also home to the Gaspar fish, which is considered as a living fossil.
In order to provide the tour, JAZON cooperates with the Caño Negro community who is committed to the conservation of its most important natural attraction, the Caño Negro Wildlife Refuge.
Duration: 3 hours
Inclusive: Excursion on boat, guide, lunch with a family
Level of Difficulty: Low
Jazon offers another tour within this area which might interest you:
Pay online with PayPal by sending us an email or pay by deposit or by bank transfer.
1 Person: 183 USD
2 Persons: 218 USD
3 Persons: 253 USD
4 Persons: 288 USD
The price for 4 or more persons each is 72 USD.
Esta entrada también está disponible en: Spanish

subset: commoncrawl


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Hi! Thank you for stopping by to watch me, Leah, cook kosher. I've been the owner operator of my boutique catering firm in Seattle, Leah's Catering, for the past 14 years.
Read more...
|Baking Pans - Novelty
The Kosher Cook - Royal Challettes
Winner at Koserfest 2012. Best New Giftware and/or Novelty Product. Mazal Tov! Great gift item.


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This post contains Downton spoilers. (aka: MOM, DON'T READ THIS POST.)
I have an obsessive personality.
Interests tend to be all-or-nothing for me. When I love something (i.e. not someone), I love it wholly and intensely – until it bores me or something better comes along.
Along this same line, I get intensely attached to book and TV characters. You know, like, I talk about them as if they're real people.
Because they are. This brings me to the travesty that was the Downton Abbey season finale last night.
I knew it was going to happen. I held my breath every time Matthew came on screen. But when he made it back to Mary in the hospital, I stupidly breathed a sigh of relief, Oh thank GOD. I was worrying for nothing.
Then, with horror, I realized there were approximately 7 minutes left of the show. When Mary and Matthew started that lovey-dovey foreshadowing conversation, I knew he was a goner, and I braced myself.
My question: Why didn't he just TELEPHONE the family?!
If you don't watch the show, this post will mean nothing to you. But for the Downton fans, you'll understand why I'm spending the day mourning of a fictional character.


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Artist description:
After beating the story of Phantom Brave, I faced off against Laharl. Which was awesome. And then I got all inspired to draw him just because of that, so I did most of this last night and finished coloring today. Comment, rate, all that jazz.
Java Draw Created Apr 13, 2011 460 x 640px Unless noted Copyright 2011 Kai-kun.
We encourage you to submit a comment and let the artist know what you think of this drawing. Please log in or join to post a comment.
Post a comment
wow, very nice. I love her eyes. 5/5
Love the lighting effects, and great use of tones for the shading! :D
cool drawing .. I love the shading and the colors =) 5/5
You do know that you're supa amazing at shading right?=w=


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Tuesday, January 21, 2014
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Welcome to the final stage in the Deke's Techniques avatar challenge—where you transform your Adobe Illustrator file into a PNG graphic with a transparent background. Transparent PNGs are now supported by all major web browsers, so it's a great file format choice for graphics you intend to display on the web. The trick to this technique is to take your file back to Photoshop. From there, you can compare it to your reference photograph for accuracy and make sure the avatar scales down correctly. Deke also shows you how to nicely center your avatar on the canvas, and choose the resampling option that's best for reducing the size of your artwork—and (surprise) it's not the option Adobe recommends. Learn all about it in today's free video.
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The Securities and Exchange Commission isn't showing its cards just yet, but it is working on guidance related to a new standard on revenue recognition to address burning questions over whether companies will be required to recast five years worth of revenue data under the new standard.
In a meeting earlier this summer with the SEC Regulations Committee of the Center for Audit Quality, SEC staff members indicated they are "close to finalizing guidance" on whether the staff will provide relief on the disclosure requirements for the five-year selected financial data table if companies choose to adopt the standard retrospectively. The SEC indicated it is taking a complete look at areas outside of financial statements that might be affected by the new standard.
The Financial Accounting Standards Board adopting a comprehensive new accounting standard that requires a completely new method for determining revenue figures that are reported in financial statements. Public companies are required to begin recognizing revenue under the new standard from the beginning of the 2017 calendar year. That raises questions about just how far back companies would be expected to look under the new standard in presenting the five-year table, says Brad Davidson, a partner at Crowe Horwath and a member of the committee. "Those early years will have revenue recognized on a different basis of accounting," he says. "So the question is how to apply the new standard to the five-year table. Will the SEC provide some relief on that five-year table?"
In discussions with the Regulations Committee, staff members have indicated they also are looking at disclosures required under Staff Accounting Bulletin 74, which requires disclosure of the expected effects of new accounting standards, and disclosure in management discussion and analysis if a company uses the modified retrospective transition method permitted under the new accounting standard. "The staff indicated that it will consider each of these areas and evaluate reasonable alternatives for providing disclosure," the CAQ says in its meeting highlights. "The staff noted that it would also consider whether to provide guidance about these and other affected disclosures."
SEC staff also indicated to the Regulations Committee that work is continuing on the disclosure initiative project, looking for ways to make required disclosures more effective. Staff members are looking at requirements under Regulation S-K and S-X, as well as Form 8-K, and whether there is overlap between GAAP requirements in the footnotes and SEC requirements. Staff members emphasized they're hoping companies are being proactive on the issues as well, eliminating redundancies where they can and ensuring MD&A focuses on material matters.
"The staff clarified that improving disclosure does not need to begin with a 'blank page,'" the CAQ wrote in its summary of the discussion. "The staff appreciates the difficulty and timing involved and recognizes that an iterative process may be more feasible. The staff also clarified that any thoughtful attempts to improve disclosure would not trigger a review or result in any additional comments."


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"I can walk," says the 19-year-old Helena High graduate. "I walk on my hands. Around campus, I found that a wheelchair is inconvenient. I took up long-boarding on a three-foot-long skateboard, and that's how I get around campus."
The gregarious and affable teen lives in student housing with another Helena freshman, Joe Yaeger. Both are media/theatre arts majors. Neither is much of a cook.
"For the first time in my life," Connolly laughs, "I've known true hunger. I have the five-meal plan on campus, and I squeeze in another meal or two when I can. My summer goal is to learn to cook or get a roommate who can cook for both of us."
Connolly's goal this week is to make the national team headed to the 2006 Olympics in Italy--and maintain his 3.86 GPA.
His days begin with a long-board cruise to classes. He says that some people are startled when they see him. When a curb interrupts travel, he hops off the board, picks it up and cruises on hands protected by duct-tape-reinforced garden gloves.
"I don't mind when people ask questions, like a little kid who wondered, 'Why is that kid a ski robot?'" says Connolly. "It bothers me when parents cover their children's eyes, or college kids avert their eyes. I appreciate it when people approach me honestly. I have no exciting story; I was born without legs."
Disability has not slowed Connolly. He enjoys the freedom of college. He hangs out in the photo darkroom and often studies outside on campus at night "when things are quiet; it's very well lit." Three days a week, he trains at Big Sky Ski Resort.
"The Big Sky ski team coaches have been really good to me and let me train in their race gates," says Connolly. "On a downhill, my time would be closest to regular skiers. In a slalom, the amount of turns takes lots of response time. So in slalom, my time is farthest apart from the regular skier. I consider myself competitive."
He races a downhill at Vail on Thursday, then a Super G, a giant slalom and on Sunday, the slalom. U.S. Paralympics officials are expected to name the Torino, Italy-bound Olympics team on Sunday.
"Kevin competes in the men's sit-ski category," says Sandy Metzer, director for disabled skiing for the U.S. Ski Team. "Each year we invite three to five new members to the team, depending upon results."
Connolly has come a long way since volunteers from Bozeman's Eagle Mount program introduced him to adaptive skiing at Bridger Bowl a decade ago. Along the way, he has helped revolutionize the adaptive ski gear made for disabled skiers. He regularly breaks skis.
"It happens often," says Connolly who also uses outriggers, short ski poles with skis on the ends to help him balance. "Up until this year, I broke five or six skis a year. This year, I've only broken two skis. They break because of the places I take a ski and the torque I put on one ski. Now with my new ski model, the geometry of the ski flexes like a normal ski would flex with a two-legged skier."
The frame, he explains, works exactly like a pair of legs and boots. In the ski, he is five-feet tall. If not for the repair skills of coach Ben Langgath and friends at Degidio Sheet Metal, Connolly might not have his Olympic try.
"I was skiing at Big Sky, the day before heading to race," says Connolly. "The last run of the day, I hit the tabletop in the terrain park, landed the jump but broke the skis in half. It's like breaking both your kneecaps. My coach called the guys at Degidio. They set aside everything and worked until midnight to fix the skis."
In Vail, his coach totes a quiver of 10 pairs of skis and a repair kit.
"I can click into any binding of my 'boot' size," says Connolly. "But the guys in ski rental shops wouldn't want to see me walk in and rent a ski because they know the force I put into it."
If Connolly is named to the U.S. team, he will train by hiking, biking, rock climbing and kayaking in the summer and then spend three months in Europe next winter. If he doesn't make the Paralympics, he hopes to spend a semester abroad in New Zealand.
"I'm certainly at a crux point in my life," he says.
Race results can be found at http://www.ussa.org and click on "disabled" then "races."
Contact Kevin Connolly 459-2781 or firstname.lastname@example.com


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Published 10:00 pm, Thursday, August 6, 2009
King County prosecutors have filed charges against a Lake Forest Park man and his son, accusing the elder of using his teenage child to set up sexual assaults on the young man's friends.
The case against Victor Casarez, Sr., stems from a July 21 incident in which police were contacted by a 15-year-old girl who claimed Casarez drugged, raped and photographed her at his home, according to court documents.
According to police statements, the girl told police she'd met earlier in the day with Casarez's 18-year-old son, whom she knew and considered a friend. They traveled to the younger man's home, where he lived with Casarez.
Prosecutors assert that Casarez gave the girl a drink that his son later admitted had been spiked with the sleeping pill Ambien, according to police. The girl told officers she awoke hours later to find herself naked in a bed with Casarez; she went on to claim that Casarez began sexually assaulting her immediately after she regained consciousness.
Police later recovered several printed photos apparently taken by Casarez or his son during the assault, according to court documents. The girl told officers Casarez threatened to post the photos and a video on the Internet if she told anyone about the incident.
Leaving the home, Casarez gave the girl a bracelet, told her she was "special" and repeated his threat that he would post the items if she revealed the assault, police claim. Undeterred, the girl contacted authorities after returning to her home.
Police searched the house, recovering underwear belonging to the girl and numerous pornographic photographs of the 15-year-old, some of which also showed Casarez.
In an interview with Casarez's son, Victor Casarez, Jr., police claim the young man admitted to knowing his father's intentions on bringing the girl home.
"(Casarez) Jr. stated he had brought at least three other girls over in the past, with (Casarez) Sr. doing the same thing," Lake Forest Park Det. Tony Matthews said in court documents.
Police assert the younger man admitted to slipping drugs into the girl's drink.
Currently on probation, Casarez, Sr., faces a life sentence as a persistent sex offender if convicted as charged. He faces counts of indecent liberties, third-degree child rape and sexual exploitation of a minor, and is currently confined at King County Jail.
Casarez, Jr., is charged with indecent liberties and possession of child pornography. He has not been jailed in the case.


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What is osteoarthritis?Osteoarthritis, also known as degenerative arthritis or degenerative joint disease, is a group of mechanical abnormalities involving degradation of joints, including articular cartilage and subchondral bone. Symptoms may include joint pain, tenderness, stiffness, locking, and sometimes an effusion. When bone surfaces become less well protected by cartilage, bone may be exposed and damaged. As a result of decreased movement secondary to pain, regional muscles may atrophy, and ligaments may become more lax.
How can stem cells help fight arthritis?
Stem cell therapy has been demonstrated to induce profound healing activity in animals with various forms of arthritis. For example, the company Vet-Stem routinely utilizes stem cells in horses with various joint deformities to accelerate healing. Besides healing of damaged tissues, stem cells have the unique ability to modulate the immune system so as to shut off pathological responses while preserving ability to fight off disease.
Which kinds of stem cells are used and how are they obtained?
The stem cells we use are called allogeneic mesenchymal stem cells and they are considered to be adult stem cells, not fetal or embryonic. These cells are harvested from donated human umbilical cords after normal, healthy births. Each mother is tested for infectious diseases and has her medical history screened. Proper written consent is obtained from each family prior to donation.
Before they are cleared by the lab for treatments, all of the mesenchymal stem cells are screened for infectious diseases to International Blood Bank Standards.
Only a small percentage of umbilical cords make it past our rigorous screening process.
Dr. Riordan on the Umbilical Cord Selection Process at Stem Cell Institute
"Through retrospective analysis of our cases, we've identified proteins and genes that allow us to screen several hundred umbilical cord donations to find the ones that we know are most effective. We only use these cells and we call them 'golden cells'.
We go through a very high throughput screening process to find cells that we know have the best anti-inflammatory activity, the best immune modulating capacity, and the best ability to stimulate regeneration."
What are the advantages of treating with allogeneic human umbilical cord tissue (HUCT)-derived mesenchymal stem cells?
- Since HUCT mesenchymal stem cells are immune system privileged, cell rejection is not an issue and Human Leukocyte Antigen (HLA) matching is not necessary.
- The stem cells with the best anti-inflammatory activity, immune modulating capacity, and ability to stimulate regeneration can be screened and selected.
- Allogeneic stem cells can be administered multiple times over the course of days in uniform dosages that contain high cell counts.
- Umbilical cord tissue provides an abundant supply of mesenchymal stem cells.
- No need to collect stem cells through invasive procedures such as liposuction or bone marrow collection
- There is a growing body of evidence showing that mesenchymal stem cells from umbilical cords are more robust than mesenchymal stem cells from other sources such as fat.
The body's immune system is unable to recognize human umbilical cord tissue (HUCT)-derived mesenchmyal stem cells as foreign and therefore they are not rejected. HUCT stem cells have been administered thousands of times at the Stem Cell Institute and there has never been a single instance rejection (graft vs. host disease). Umbilical cord-derived mesenchymal stem cells also proliferate/differentiate more efficiently than "older" cells, such as those found in the fat and therefore, they are considered to be more "potent".
In this next video (just past the 1 minute mark), Arnold Caplan, PhD explains the mechanism by which donor mesenchymal stem cells shield themselves from the recipient's immune system. Dr. Caplan is the scientist who discovered the mesenchymal stem cell. He is commonly referred to as "the father of the mesenchymal stem cell".
Our stem cells and the US FDA
Human umbilical cord tissue-derived mesenchymal stem cells (MSCs) that were isolated and grown in our laboratory in Panama to create master cell banks are currently being used in the United States.
These cells serve as the starting material for cellular products used in MSC clinical trials for two Duchenne's muscular dystrophy patients under US FDA's designation of Investigational New Drug (IND) for single patient compassionate use. (IND 16026 DMD Single Patient)
How are the stem cells administered?
The stem cells are administered by a licensed physician into the affected joint(s) (intra-articular injection) and intravenously (IV). In certain circumstances, stem cells may also be administered intrathecally and/or intramuscularly. Extra intra-articular injections for multiple joints can be arranged as medical requirements dictate.
Osteoarthritis Stem Cell Treatment *Protocol
A typical treatment protocol takes about 4 days. Below is an example.
- Medical evaluation and blood testing
- 1 – 2 Intra-articular (into the joint) injections of HUCT mesenchymal stem cells as needed
- 5 Intravenous injections (IV) of HUCT mesenchymal stem cells
- 1-month supply of Stem Kine supplement (only after medical evaluation in Panama)
*Includes Hilton hotel room with breakfast, WIFI, transportation from and to the airport with VIP airport gate service and expedited customs clearance upon arrival, and transportation between the Hilton and Stem Cell Institute.
What about follow-up after I return home?
We care about how you are doing after you return home. So, we will monitor your post-treatment progress on a regular basis. Regular follow-up also helps us evaluate the effectiveness of our treatments and improve our protocols based on observed outcomes.
Therefore, our medical staff will be contacting you after 1 month, 3 months, 4 months, and 1 year after the treatment to follow up on your condition.
May I speak with any successfully treated patients?
Of course you may. Some of our treated osteoarthritis patients have volunteered to speak with prospective patients after treatment approval. Your patient coordinator will be happy assist you with contacting them at the appropriate time.
You may also take a look at written testimonials, news articles and videos from some of our osteoarthritis patients.
How can I request more information?
You may contact us by telephone 1 (800) 980-STEM (toll-free in US) and 1 (954) 358-3382.
Apply for treatment today:
To apply for stem cell treatment, please complete this Patient Application Form.


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Carlos Antonio Hobson, 49, St. Cloud, was charged in the Morrison County District Court, with two felony counts of domestic assault.
Little Falls police officers were dispatched to a residence on Buck Lane June 9 due to a report of a domestic assault.
The officers knocked on the door and Hobson answered. When asked to step out of the residence, a woman, the victim, who was visibly crying and upset also came out.
The victim told one officer when Hobson came home, she believed he had been drinking and an argument ensued. She allegedly said Hobson pulled her hair, tried to throw her down the stairs and choked her. According to the victim's statement, she said Hobson also forced her head down in a pillow and held her there. She said she told Hobson she couldn't breathe and he then put his arm around her neck and she said she was choking.
Allegedly, Hobson was calling her names and swearing at her during the assault.
The victim is currently pregnant with twins and was concerned for their unborn children.
Officers observed a lump above the victim's right eye which she said occurred when she bumped her head on a shelf.
Hobson allegedly said that the victim was crazy and denied the argument became physical.
Hobson was arrested and taken to jail. A check of his prior record indicated he was convicted April 5 in Stearns County of two counts of making terroristic threats.
If convicted, Hobson faces a maximum penalty of five years in prison and/or a $10,000 fine


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One indie developer has lashed out both at Activision's decision to charge a fee for Call of Duty Elite and its failure, in his opinion, to evolve the franchise.
"I don't agree with it," Zombie Studios' lead designer Jared Gerritzen told Gamasutra of the Call of Duty Elite service. "Right now, if they could, they'd charge 60 bucks [for the game], then 20 bucks a month for a map pack -- or even just one map -- and then $9 to upload game movies to YouTube.
"They see this massive fan base, and why aren't they spending that money and evolving the game even more?
"They're amazing games, but looking across the last four games, was there anything really new? That's the sad part. Think about if they tried to spend that money that they're trying to milk from the fans. It's sad. It's really weird. But there's always going to be that guy; there's always going to be the jerk."
Gerritzen is currently working on Zombie's free-to-play online shooter Blacklight: Retribution.


text: I really dug the whole Deceps as Rescue vehicles thing that was presented to us in the first TF movie, what better a deception than posing as the vehicles that we come to trust and go to when we need help. I liked the Smolder from PCC but wished he could have been more. When I seen the Specialist Ratchet released I got to work on making him into a bigger version of Smolder only this time more along the lines of a Target Master.


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This property has been removed by the agent. It may be let or temporarily removed from the market
1 bedroom semi-detached house to rentBaker Street, Chasetown, Burntwood
£495 pcm| £114 pw fees apply
Property Description
Letting information:
|Reduced on Rightmove:
|16 May 2012 (1952 days ago)
Full description
Very attractive cottage located in a popular location. Deceptively spacious one bedroom cottage with 2 reception rooms, extended modern kitchen, very large bedroom and bathroom and private garden. Available immediately. Sorry no smokers or DHSS. Pets considered. Must be viewed.
Energy Performance Certificates (EPCs)
To view this media, please visit the on-line version of this page at www.rightmove.co.uk/property-to-rent/property-22710210.html
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SEOUL, South Korea — Tens of thousands of North Koreans rallied in Pyongyang on Monday to condemn the U.N. rebuke of the country's latest nuclear test amid concern the communist regime could conduct another one.
The United States and South Korea are scrutinizing 11 underground sites across North Korea where it could conduct a third nuclear test, based on intelligence it may do so in protest of the U.N. Security Council sanctions, Seoul's JoongAng Ilbo newspaper reported Monday.
Tension on the Korean peninsula spiked after the North declared Saturday it would accelerate its nuclear bomb-making program.
The North also threatened war with any country that tries to stop its ships on the high seas as part of new Security Council sanctions passed in response to Pyongyang's May 25 nuclear test.
South Korean President Lee Myung Bak departed for summit talks with President Barack Obama in Washington today. The talks are expected to be dominated by the North's nuclear and missile programs.
In Pyongyang, a crowd of about 100,000 North Koreans packed the capital's main square in a rally to condemn the U.N. resolution. The regime often organizes such rallies at times of tension with the outside world.
"We strongly condemn and wholly reject the U.N. Security Council's resolution on sanctions, fabricated at the instigation of U.S. imperialism hell-bent on its attempt at stifling" the North, Kim Ki Nam, a top Workers' Party official, told the crowd.
Participants clapped and chanted "Condemn! Reject!" in unison.


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I been a Ford man all my life but Bought an 86 Pontiac Fiero 2.8 V6 n its Idling at 1000 n the GM Dealer I took it to check it out checked it n told me it was Right? Help!!!
Everything you wanted to know about classics but were too lazy to Google
© Haymarket Media Group 2011


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Area Information
Located in the Borough of South Kensington and Chelsea, in the south west of London, South Kensington is a commercial district that caters for the affluent areas that surround it. The area has seen quite a few famous residents including John Malkovich, Virginia Woolf, Francis Bacon and Benny Hill amongst others. South Kensington is within easy reach of attractions such as the Leighton House Museum, BBC Television Centre, the massive Portobello Road Market and Stamford Bridge Stadium, home of Chelsea FC.
Business Information
The area in and around South Kensington is lined with executive suites and office spaces, which are home to many different types of businesses and professionals. This includes businesses ranging from catering companies, architectural companies & architectural design firms, public relation firms and printing services to fashion designers and stationery suppliers.
Entertainment And Dining Out
South Kensington is the place to be for an entertaining night out in London. There are plenty of comedy clubs like Laugh sitting alongside live classical music venues such as the Royal Albert Hall. Ciné Lumiere is a great place to catch a movie while The Idler Academy is the place to enjoy performing arts in different variations and forms. Eating out in South Kensington means enjoying a number of different cuisines from different parts of the world. Chez Marcelle is the place to go for Middle-Eastern delicacies while Cibo offers modern Italian cooking. There is traditional British food in a gastro pub setting at The Cumberland Arms or you can try Memories of China for a taste of the Orient.
Transport Information
South Kensington is linked to the London Underground via Kensington Tube Station as well as Baron's Court Tube Station. Kensington Olympia railway station is the link to the over ground railway network while plenty of buses and taxis are available to provide efficient over ground transportation.


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"I'm thrilled to be a part of The South Bend Clinic and I look forward to providing the best possible patient care with special interests including everything from IBS and IBD to advanced interventional procedures such as EUS and ERCP."
South Bend, Ind. (PRWEB) August 06, 2012
Jennifer A. Spanier-Stiasny, D.O., has joined Drs. Zuhair Yaseen, Luis Nidea and Chang K Oh in the Gastroenterology Department at The South Bend Clinic.
Certified by the American Osteopathic Board of Internal Medicine, Dr. Spanier-Stiasny specializes in a full range of gastroenterology issues and diseases including irritable bowel syndrome (IBS), inflammatory bowel disease (IBD), and GI functional and motility disorders. In addition, she has experience with advanced interventional procedures such as endoscopic ultrasound (EUS) and endoscopic retrograde cholangiopancreatography (ERCP), among others.
After receiving her Doctor of Osteopathic Medicine degree from Kansas City University of Medicine and Biosciences in Kansas City, Mo., Dr. Spanier-Stiasny completed her internship and residency in internal medicine at Mount Clemens Regional Medical Center in Mount Clemens, Mich. She then completed a fellowship in gastroenterology at St. John Macomb-Oakland Hospital in Madison Heights, Mich.
In addition to her extensive training in a variety of GI procedures, Dr. Spanier-Stiasny has authored many review articles that focus on a variety of gastrointestinal treatments and disorders. She has also contributed to regional and national presentations on these topics. Dr. Spanier-Stiasny holds professional memberships with the American Osteopathic Association, American Gastroenterological Association, and the American College of Gastroenterology, among others.
About The South Bend Clinic
The South Bend Clinic is a comprehensive, multi-specialty physician group serving the Michiana region for over 90 years. With over 100 medical and surgical providers in over 22 different specialty and primary care disciplines, the Clinic is the largest medical group in northern Indiana and southwestern Michigan. The South Bend Clinic physicians practice in nine regional offices and campuses. Clinic physicians have long been leaders in innovative care delivery, offering the community's most comprehensive scope of primary care to pediatric, adult and geriatric patients, complemented by an array of subspecialists in cancer, musculoskeletal care, cardiac and vascular care, and numerous surgical and medical subspecialties. To learn more about The South Bend Clinic, visit http://www.southbendclinic.com.


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Waste Not, Want Not
The Board of Water Supply's Honouliuli Wastewater Facility is saving millions of gallons of drinking water and maybe making a little money in the process.
Sometimes when you live in the middle of the Pacific Ocean, you take a few things for granted—like fresh water. Even though we're surrounded by endless ocean, it is easy to forget that less than one percent of the world's water supply is actually available for human use.
But that often-forgotten fact isn't lost on everyone. Earlier in July, The Board of Water Supply bought the Ewa-based Honouliuli Wastewater Facility from USFilter Operating Services. The $48.1 million plant produces recycled water (R-1) for landscape irrigation, and a second type, reverse osmosis water (RO) for industrial purposes.
"By using recycled water for irrigation and industrial purposes, we free up drinking water for humans," says Erwin M. Kawata, Board of Water Supply's water quality laboratory director. If the plant produces its maximum capacity of 12 million gallons per day (mgd) of recycled water, it will be saving roughly 3 mgd of drinking water in the process.
"Water is a very limited resource," says Board of Water Supply Manager and Chief Engineer Clifford S. Jamile. "As a state, we could run into problems in 15 to 20 years…and so substitute waters always make sense."
The Honouliuli facility diverts that wastewater through the plant, where it is re-purified and disinfected through a series of stringent filtration processes. Yet although the water is completely disinfected, virus-free, and safe for handling, Jamile stresses, "It is not designed for drinking."
Instead the processed water is sold to a variety of customers. At $1.15 to $1.23 per 1,000 gallons, R-1 water is used by golf courses, parks, and agricultural fields. (In comparison, potable drinking water costs island residents $1.77 per 1,000 gallons.) The facility has the capacity to pump out 10 mgd of R-1 water, and the Board of Water Supply has already committed four to five mgd of water to a variety of clients, including two nearby municipal golf courses: Ewa Villages and West Loch.
Charges for RO water run a hefty $4 to $5 per 1,000 gallons because of additional refinement needed for industrial use. "The reverse-osmosis process extracts all of the minerals out that bake on the inside of high temperature boilers," says Jamile. "It's cheaper for some industrial plants to purchase ours rather than to treat their own water."
At least four companies in Campbell Industrial Park are prepared to find out whether that's true or not. This month, the Wastewater Facility will have completed its final series of regulation and compliance tests and will begin to pump out a combined 2 mgd of RO water to the Kalaeloa and AES Hawaii Inc. co-generation plants, as well as Chevron's and Tesoro's oil refineries. These deals assure that the Wastewater Facility will at least break even, most likely it will turn a small profit. (According to Jamile, to break even the facility must sell at least 50 percent of its 2 mgd production capacity of RO water.) But, according to Jamile, saving water, not making money, is the primary mission of the facility.
"It's good for the community because we will be helping to save a precious resource: potable water," says Cheveron Hawaii Public Affairs Manager Albert Chee. "That opportunity is key to our interest in this project because it allows us to fulfill one of our corporate missions, which is to conserve natural resources."


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Microsoft reveals new Windows 10 Workstations edition for power users
- Category: Windows
- Created: 11 August 2017
Well, it's about damn time!
Windows 10 - Cool Trick
- Category: Windows
- Created: 15 June 2017
I was reading twitter last night and came across a cool little trick I had no idea about.
How to Use Windows 10's Storage Spaces to Mirror and Combine Drives
- Category: Hardware
- Created: 27 May 2017
This is a terrific article for those who are in need of another "disk\partition" on your system and have at least two disks to work with. Step-by-step folks.
How To Shift from BIOS to UEFI with the Win10 Creators Update MBR2GPT disk conversion tool
- Category: Software Setup And Config
- Created: 12 May 2017
This is one of those tools I can see myself using. I would LOVE to get secure boot working!
Microsoft will release a 'secured' Edge browser for Windows 10 biz users
- Category: Browsers
- Created: 06 May 2017
Mozilla (Firefox) does this and has for years. It's nice to see MS doing it also. Makes my job a LOT easier.
OpenSSH Windows Nearing Completion
- Category: Windows
- Created: 06 May 2017
No kidding! Via PowerShell no less. I could really use this.
Windows 10 Creators Update Tools and Documentation Released
- Category: Admin Page
- Created: 29 April 2017
If you need these tools, you can now have them.
How to Make Windows Photo Viewer Your Default Image Viewer on Windows 10
- Category: Software Setup And Config
- Created: 25 April 2017
I received a new work laptop with Windows 10 installed and I missed the old Windows photo viewer.
Remote Server Administration Tools for Windows 10
- Category: Windows
- Created: 23 April 2017
Download away!
Whats new in Windows 10 Bash/WSL & Windows Console
- Category: Windows
- Created: 23 April 2017
I love how Microsoft is embracing Open Source with Windows 10. The Windows 10 Creators update expands this integration even further.


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A Broken Company
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Originally Posted by
As they don't seem to have any ideas for new products, a buyback seems like a good use of idle funds, funds that belong to their stock holders, anyway.
You buy back stock when you feel that the return on the stock repurchased is greater than what it would be to invest otherwise.
Other investments could be...
- research and development
- capital investment
- acquisitions
- debt retirement (bonds)
- other investments (stocks, funds, bonds, interest bearing accounts)
Another option would be to pay investors via an increased dividend or a one time distribution. This option diminishes the value of a company (the company is worth its current value minus the distribution). If a dividend is paid quarterly, it can be attractive to investors looking for regular income. A one time dividend could be seen as a signal to sell -- you get your payout, the company is worth less, so you move on.
Apple has enough money to do all of these things and is probably doing most of them -- including paying dividends.
Buying back stock drives the stock price up. The value of the company does not change but there are fewer shares. Also, this increases the dividend going forward assuming no other changes -- same amount to distribute, but fewer shares to distribute it to.
So, a significant buy back should be good for those who purchase or hold AAPL and doesn't preclude other growth focused moves.
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By Brenda Flanagan
Surveillance cameras caught Flight 1549's dramatic splash-down into the Hudson. Everyone aboard survived the miraculous landing — after Canada geese got sucked into both of the jet's engines.
"We took off, and the left engine blew about three minutes into the flight," explained one passenger.
"Bird strikes that've brought planes down in the Hudson River. I don't think it was on the public's radar and that was an incident that brought a lot of attention to the situation," said David Mizrahi of NJ Audubon.
Mizrahi says many airports sit in the midst of wetlands — that's prime bird habitat. Although most aircraft survive airstrikes without ditching or much damage, hits occur with alarming frequency at Port Authority airports. The agency tried scaring birds away with big bangs like stun grenades.
Trapping, relocating — nothing worked. Then the Port Authority hired people to shoot animals. At Newark and Teterboro airports, they killed 10 animals in 2008; 1,200 in 2010. The current kill count — almost 6,000, most of them birds, according to a Star-Ledger analysis of Port Authority data.
"You don't like to see animals being shot and killed. I think there are some alternatives. I think you have to take a multi-faceted approach to how you manage unwanted wildlife on airfields," Mizrahi said.
If you ask people to choose between getting rid of geese and risking the flying public's safety, the geese lose, inevitably. The trick is finding a non-lethal alternative.
Elvie's whip-smart and utterly devoted to clearing out the geese. She's a member of Dave Macks' Geese Police — border collies trained to clear parks, playgrounds and areas around airports. Macks also serves on the U.S.-Canadian Bird Strike Committee.
"A jet plane is only designed to take an eight-pound hit. And the average goose is 12 to 14 pounds. So it'd only take one goose to bring down a plane," Macks said.
He says scaring birds aloft in areas around airports requires complete coordination with the control tower to avoid take-offs and landings.
"McGuire AFB, Dover AFB where you have complete control with the control tower that tells you when the next plane is coming. OK, put it up," said Macks.
In a statement, the Port Authority says, "Last year approximately 95 percent of wildlife mitigation efforts at the agency's airports involved non-lethal measures. Non-lethal means are employed where possible to keep wildlife from endangering the lives of passengers and crews. The use of border collies is not practical at the PA airports because using the dogs is labor intensive, expensive and difficult to use."
Macks says Elvie costs a lot less.


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"Catch an Illegal Immigrant" game at University of Texas
A University of Texas student organization's controversial game is stirring up enough controversy to affect the state's gubernatorial race, according to a report from ABC News.
The game, organized by the Young Conservatives of Texas student organization, is called "Catch an Illegal Immigrant." Just like the name implies, the game involves participants seeking out other players wearing "illegal immigrant" pins. Once caught, pin-wearers can be "turned in" for a $25 reward.
The game's organizer, club chairman Lorenzo Garcia, said the game is intended to "spark a campus-wide discussion about the issue of illegal immigration." Garcia is a former paid employee of Texas Attorney General Greg Abbott's gubernatorial campaign, but that campaign has now released a statement denouncing the game.


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War and Peace: The Battle Is Over
I have a nice fat copy of War and Peace sitting on my shelf. And, this morning, I finished reading Leo Tolstoy's masterpiece–without even opening the covers. How did I manage that feat? Via e-mail.
Way back on February 27, 2008, in a post titled "If I Start Now, I Can Be Done by December 2009," I linked to a blog post in the Guardian about DailyLit, a then-new(-ish) internet startup that planned to deliver books to busy people via e-mail. I wasn't exactly taken with the idea, opining:
I think this is exactly what some readers want: reading as exercise, an act of self-improvement to be added to the daily routine and then accomplished through a sheer act of will.
But, thankfully, not too many of them.
I was imagining some harried junior executive who wanted to be able to say he'd read War and Peace but wasn't too worried about actually enjoying it–he just wanted to get through it. But, then, a little while later, on April 3 (I waited two days so people would know I wasn't kidding), I announced that I had had a change of heart. Maybe I had realized that, due to my book-reviewing workload, I actually had more in common with the busy executive than I'd thought. I read all the time, but I rarely read books that I choose, and I always had wanted to read War and Peace, damn it.
I checked in a few times along the way, as I plodded toward the finish. I had set my e-mail deliveries for workdays only, so December 2009 came and went and I was still following Pierre through the Battle of Borodino, with the burning of Moscow still on the horizon. DailyLit does allow you to pause delivery if, say, you go on vacation, but I tended to let them stack up, which meant that some Mondays, returning to the office, I was reading War and Peace for more than five minutes. (Don't tell my boss.)
I kept going, but, just as I still have mixed feelings about e-readers, I definitely have mixed feelings about reading via e-mail. Microsoft Outlook is a far less elegant platform than the iPad, for starters. It also took me a little too long to discover the HTML option, which was an improvement over the text-only e-mails I got at the start. And, as I noted before, footnotes aren't always at the "foot" of the page. (When it comes to footnotes, e-mails don't have a leg to stand on.) If confused about a character's name, I had to open a previous e-mail, rather than merely turning back a page or two.
And, of course, I was reading my little chunklets of War and Peace in the midst of all the e-mails that flood in during the morning–this is probably the biggest point to ponder. After answering some urgent work-related messages, flagging a bunch of spam, and deleting a dozen poorly targeted press releases, I wasn't always in the proper mindset to appreciate the genius of Leo Tolstoy.
On the other hand, there were days when his prose provided a perfect respite from the workaday world, and I found myself marveling at how much of his wisdom still applies to the world today. But, during the last few weeks, as the story ended and Tolstoy's disquisition on free will and the science of history began (a good editor would have told him he'd already made many of his points), I did finally feel like that junior executive who just wanted to get through the thing. I had come so far, I'd be damned if I wasn't going to finish.
And I have. And now I can join all the other relentless readers who have read War and Peace (I am a card-carrying member of the Ulysses and Moby-Dick clubs, too, though Finnegans Wake will have to wait). Did I enjoy it, or did I just get through it? Well, mostly I enjoyed it. So much so, in fact, I have to confess that I kind of want to read it again.
On paper, though–just to see what that's like.


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R. Kelly Performs Medley At 2013 BET Awards (Video)
While R. Kelly needs no introduction, the R&B gawd tapped a choir to sing the dirtiest from his catalog of classics before taking the stage and reviving his most memorable hits a la "12 Play,' "You Remind Me" and "Ignition." Consider these all the reasons why we named the Pied Piper the no. 1 genius of the past 20 years. Allow Kellz to take you to church and the bedroom above.


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HEX: The Cursed Vampire Hunter
Reads: 333 | Likes: 0 | Shelves: 0 | Comments: 1
Book by: L3xie Young
Chapter 1 (v.1) - HEX: The Cursed Vampire Hunter
I sat perched on the tallest building in Shadow Falls with the midnight light shining around me. I blended into the darkness completely with my long leather coat, my black boots, the only thing giving away my position was my flaming red hair. I watched the ginger vampire, who I had been tracking, he was on his way to the local hunting place 'Pixie's Club'.
I sprinted along the rooftop until I reached a sudden drop. I jumped and landed siliently onto the stone ground of the shadow filled alley. I watched the ginger vampire again, it looked like he was making his way towards where I was hiding, he must have been waiting for me to make my move.
He came into the alley with his hands up as if saying 'I don't want to fight' but I knew his kind too well and all they ever wanted was the kill. I slowly put my hand under my leather coat and felt for one of the many freshly sharpened stakes I had hidden there. My hand grasped one and before the vampire could acknowledge what I had done I threw the stake at his chest making sure I missed his heart and the stake splintered inside him.
He fell to his knees and whimpered. 'I only wish to convey a message,' he said between grunts of pain.
'What's the message then? And don't bullshhit me because I don't have the patience' I growled not wanting to waste any more time on this piece of dead meat.
'Lucifer is coming to town and he wants to meet you,' he gasped, the pain taking over his undead body.
'Lucifer is nothing but a fairy story. You do know that the devil isn't real,' I laughed because I knew that Hades ruled the underworld and the Lucifer was only a story to tell little children so that they would behave.
'The vampire called Lucifer is on his way so you better be prepared,' his voice revealed the excruciating pain that he was is and I knew that the splinters would soon pierce his heart.
I decided to leave him to die so I turned and just as I was about to leave the alley the ginger vampire uttered words that made me very angry.
'Lucifer is coming to kill you so you better watch out. After he kills you vampires canhunt freely and then they can take over whatis left of this pathetic planet.'
I turned around before he could even know what I was going to do. I pulled another oak stake from my jacket and threw it at such speed that it shot through his heart and smashed into the brick wall on the other side. All that was left in his place was a small pile of dustbeing blown away in the wind.I had to find out more about Lucifer and the only way I was going to get that information was to go undercover in 'Pixie's Club'.
Half an hour later I was sitting in one of the red leather booths that belonged to Pixie's Club. Without the comfort of myblack coat I could only carry two stakes, one in each of my leather boots. I waited tolay eyes on a vampire who could tell mesomething about Lucifer and then I found him.
John Smith, as he is know by now, but it used to be Kyle Koranda, he was a vary famous vampire who helped many army generals come to power,although now he prefers the quite life in Shadow Falls. He may not be up to very much lately but hestill knowseverything about anything that goes on in this town and he was my next target. All I had to do was make him think I was the perfect target for him.
I got to my feet and made my wayto the bar,tripping on the way to make him think I was weak, andhe followed me. He putone of his muscular arms on my shoulder and uttered the words 'dance with me'.
We danced fora while and eventually he took me out the back door into the alley where I had destroyed the ginger vampire earlier that night. It took all of three seconds for John to try and bite me but I was prepared. A kick to theface and another to the stomach was enough tomake him stumble for a few seconds, that was allI needed to pull a stake from my boot and point it againsthis chest. He thenstupidly tried to push me againstthe wall but I spun around and threw him against it with so much force that cracks were madethrough the sandstone.
'I want to know everything you do about the vampire known asLucifer!' I was angry that he had tried to fight me but it was to be expected.
'I should have known it was you, Hex, when I saw the flaming red hair. And why should I tell you anything, you are only going to kill me?'My reputation had preceded me and he knew who I was, whatelsedid he know about me?
'I promise I wont kill you if youtell me. I'll let you go because you have not been very much trouble lately.' I was tellingthe honest truth i would not kill him, in a mannerof speaking. He thought about my offer for a minute before replying.
'Deal. All I know is that he is very strong and he is travelling with a witchand another vampire. Another thing that rumours say is that he wants to kill you. Many people believe it but...' his voice trailed off as he realised my grip was not being loosened.
'You said you wouldn't!' his voice sounded desperate.
'I said I wouldn't kill you butit is impossible to kill something that is already dead,' I laughed as I thrust the stake into his heart. Almost everytime I make that verysame deal with any vampires, they fall for it. I walked out ofthe alley and made my way home.
If Lucifer wanted to kill me he could try but I would be ready to take him on. Before he arrived I would have to go and seek council with the Witch's Coven ofAvalon.
© Copyright 2017 L3xie Young. All rights reserved.
Add Your Comments:
Nicely done. Could use more details that way the reader and actualy see whats going on, but other than that good job.
Pls read and comment on my book, " Blood Brothers Chronicles"
thanks and keep writing.
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AT FIRST we would skirt round the little jellyfish that fluttered on the waves lapping the soft Baltic sands. But when we saw local Polish children happily scooping them up and throwing them at each other, we relaxed a little.
We later found out they didn't sting. As our landlord puzzlingly told us 'they are only for fun!'
A beach holiday in Poland is like that. Much is familiar – there's the pier (Sopot's is the longest in Europe) the ice cream stalls, all intermingled with the tantalising smell of frying fish. Yet some things, like the jellyfish throw you off balance.
We were spending a fortnight touring the Baltic coast of Poland, beginning in the seaside town of Sopot (home of said pier). A suburb of Gdansk, where great dockyard cranes can be seen while lounging on its smooth sand.
Juxtapositions like this are common here. Sopot, with its genteel charms sits between Gdansk with its docks and shipyards and the modern city of Gdynia.
This figured large in conversations with friends before we left. 'You're going where?' 'For a beach holiday?' Their imaginations full of cold winters and stolid food.
The resort was first established by an officer of Napoleon's army stranded here after the retreat from Moscow. Jean Georg Haffner's work was added to by later German rulers to create the stately resort that exists today.
The pier lies at the heart of the promenade, with the imposing Casino, looming over the beach bars, grand and elegant in its art nouveau way. The poshest hotel in town, the town's main drag leads gently uphill from it. Lined with ice cream parlours and eateries, the Heroes of Monte Casino Avenue doesn't take its name from the hotel on the seafront, but a famous action of the Second World War in Italy in which Polish soldiers played a vital part.
The faultlines of history are never far from here.
Only 60 years ago, this area was German, and, with breaks, had been for hundreds of years. The first shots of the Second World War were fired 20 miles to the north-east. We went to see Westerplatte, a lonely outpost at the mouth of the River Motlawa which flows through Gdansk.
A surprise was in store on the way there. The train from Sopot trundled through non-descript suburbs, passing grimy dockyards and stopping at Gdansk central among grey tower blocks.
But quickly, the colour came to this historic city as we entered medieval squares lined with handsome merchants' houses.
It was on the banks of the River Motlawa that we took a sailing ship upstream and as we travelled, saw the story of the city unfold.
Leaving the wharf where ships had sailed with cargoes across the Baltic for centuries, the spruce-clad tower, or crane loomed over us. An icon of Gdansk it was used through the middle ages to hoist ships' cargoes and unload them more quickly than by hand. More modern towers quickly dominate the scene. Steel cranes, their spidery legs straddling the modern docks and shipyards are the modern symbols of this working city and sound notes of harmony with its history.
Arriving at the river's mouth, we walked through the forest and saw remnants of a bunker where vastly outnumbered Poles fought off German bombardment starting on August 31, 1939, for days rather than the hours expected.
By the time the post had been taken, Germany had invaded all of Poland while Britain and France had declared war and Europe was locked in bloody conflict for six years.
Now the city is a confident, colourful place, complete with an urban wi-fi network.
But of course it is remembered in the West for its heroic stand in the 80s against communist rule.
Gdansk once attracted thousands of Scottish immigrants to work in this thriving port. It is said by some their mix of hard-work and stubborness left its mark on the city's character which can still be seen today.
And there can have been none more bloody-minded than Lech Walesa. Now a name known across the world, in the mid-seventies he was just an electrician at the Lenin Shipyard from where he was sacked.
In 1980 he returned by climbing over a dockyard wall to lead a strike that sounded the death knell of communist rule.
We took a tour round the still working shipyards, with one of Walesa's workmates as our guide. In our 1970s bus we saw where the unrest started. We saw Walesa's workshop, where he was allowed to toil alone when he was released after the 1981 unrest. It is a poignant reminder of his treatment.
Milky sunshine was let in from the opaque glass onto the battered metal desk. The windows were frosted by the authorities after fellow-workers would deliberately walk past to give their support to the lonely Walesa, exiled in his workplace.
But his grit was illustrated by his workmate.
"We would always play draughts in our break" he said and Walesa hated losing, "he would always say 'another game'". And so here, when it looked like he had played his last, Walesa brooded and waited for the next game – one he would win.
Leba, a seaside town further west was our next stop. A kind of Baltic Blackpool it was full of gaudy, if windswept delights. Unlike Sopot and Gdansk it doesn't sit in the Bay of Gdansk, but is exposed to blasts of Baltic wind.
The town, as well as being a fast-growing resort, is a thriving fishing town.
And they take their fish seriously here. Pavement cafes would sell smoked fish straight from smoke houses made from oil drums at their stalls. Fried fish was on menus everywhere. Not heavily battered and of unreliable quality as often happens here, but always perfectly cooked and lightly floured.
The town occupies a neck of land between great lagoons – the Jezioro Sarbsko and its vast neighbour Jezioro Lebsko.
The forest of the Slowinski national park, covering these lagoons and the spit of land between them and the sea are under constant attack from the shifting sands and trees, shorn of smaller branches, bark blasted off and half-buried by sand can be seen on the seaward side of the forest.
We cycled through the woods to a site where rockets were tested both by the Germans during the war and by the Polish forces after 1945.
It was a chilling sight to be confronted with a V2 rocket, of the sort which bombarded London during the final stages of the war, looming large and sinister among the trees.
Rommel's Afrika Korps trained here during the war. The area's endless, mountainous sand dunes resembling the arduous Sahara the luckless troops would have to fight in.
The final leg of our journey took us to the amusingly named Hel. Belying its name, which will have brought a smile to the few English-speakers who come here, Hel is a delightful, small town at the end of the Hel peninsula. A slender spit of sand, barely a mile wide in places, it stretches for 30 miles in to the Bay of Gdansk.
Lighthouses dot the peninsula, looking down on vast stretches of sand. Beach bars sit at the end of wooden walkways and were well-filled while we were there. They were the perfect spot for an evening drink, as our daughter played on the sand and a sea breeze took away the heat of the day.
Because that is another surprise about the Baltic coast in summer. The weather can be as temperamental as Britain's, but we basked in temperatures between 25 to 30C, save the odd violent thunderstorm.
And so some evenings we would be faced with a choice. Eat our fried fish gazing out over the bay as the sun set and fishing boats chugged by in the still waters, or walk half a mile to the more dramatic, Baltic side and brave the stiff wind coming from the north.
The wild sea on one side and the tranquil bay on the other, separated by a meagre stretch of land.
And that distinction was another delight in this place of contrasts.


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An employee with mortgage giant Fannie Mae's foreclosure sales office in Irvine faces a federal trial in August on charges that he sought illegal kickbacks for steering repossessed home listings to an Arizona real estate broker.
Federal agents arrested foreclosure sales representative Armando Granillo during a March sting after the Arizona broker recorded about 10 phone conversations in which Granillo is suspected of demanding 20 percent of the broker's commissions, court documents show.
During one conversation, Granillo told the broker he was one of several Fannie Mae workers involved in the practice and that 20 percent is a "natural part of business," according to a federal investigator.
The indictment is one of two recent legal cases asserting that employees at Fannie Mae's office near the Irvine Business Complex were involved in kickback schemes.
In May, a Fannie Mae worker filed a wrongful termination lawsuit, saying the agency fired her for complaining that her Irvine co-workers demanded kickbacks from real estate agents.
A Fannie Mae spokesman declined this week to respond to the allegations, saying that the agency does not comment on legal proceedings. Nor would he confirm reports that an ongoing investigation into the Irvine operation is underway.
"We have controls and procedures in place in order to combat fraud and other wrongdoing," spokesman Andrew Wilson said. Fannie Mae has changed its procedures so that sales representatives no longer make listing assignments to brokers, Wilson said.
Fannie Mae opened the Irvine office during the height of the foreclosure crisis to help the government-sponsored housing finance agency resell homes repossessed from delinquent owners in California, Arizona and other Western states.
Fannie Mae is the nation's leading home loan provider. Since 2009, the quasi-public, federally controlled agency has provided $3.5 trillion in mortgage credit in the United States, helping people buy 2.9 million homes and refinance 10.6 million loans, Wilson said.
In 2012, Fannie Mae sold more than 187,000 foreclosed properties nationwide. The Irvine office is one of several regional offices.
Granillo and other foreclosure sales representatives were responsible for assigning foreclosed Fannie Mae properties to brokers.
Granillo, 44, of Huntington Beach, faces three counts of wire fraud. He has pleaded not guilty and currently is free on a $5,000 bail. His trial has been set for Aug. 6 in Santa Ana. His attorney, David Wasserman of the Federal Public Defender's office, declined to comment Tuesday.
A federal investigator reported that Granillo clutched a manila envelope containing $11,200 in cash when he was taken into custody March 5 in the parking lot of a downtown Los Angeles Starbucks.
The case surfaced in January after a Tucson broker identified in court papers only as "A.M." complained to the FBI that Granillo sought payment in exchange for about 100 foreclosure listings Granillio had steered to the broker, according to a sworn statement by a federal agent.
The FBI referred the matter to the Inspector General's office of the Federal Housing Finance Agency, which oversees Fannie Mae and Freddie Mac.
According to a federal court affidavit, the broker told investigators he had recorded about 10 phone calls with Granillo and was willing to wear a wire.
In late January, Granillo said in one of the recorded calls that "we need to figure out if you are in or out." Granillo said that with his help, the broker could put other realtors in Tucson out of business, the affidavit said. On Feb. 2, Granillo said he wanted $11,200 in cash and later arranged the Starbucks meeting a few weeks later.
As the broker wore a video recording device, the two men exchanged a manila envelope containing the cash at 5:50 a.m. in the Starbucks parking lot, the affidavit said. Investigators then arrested Granillo.
In the civil case, foreclosure sales representative Cecelia Carter said she first complained in May 2009 that a supervisor received illegal kickbacks from two real estate brokers.
A year later, Carter told a Fannie Mae investigator that she suspected other supervisors and co-workers, including Granillo, of getting illegal kickbacks as well. In other complaints, Carter alleged she also was the victim of racial and age discrimination by agency supervisors.
Carter's lawsuit contends her May 2011 dismissal was in retaliation for accusing co-workers of seeking kickbacks. Carter is seeking unspecified damages in her claim.
Wilson said wrongdoing by Fannie Mae employees is rare. "The bottom line is that fraud will not be tolerated by Fannie Mae and we actively work to prevent it," he said.
Contact the writer: 714-796-7734 or email@example.com, or 714-796-4903 or firstname.lastname@example.com


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NEW YORK (TheStreet) -- Here are 10 things you should know for Thursday, Aug. 14:
1. -- U.S. stock futures were edging slightly up going into Thursday's trading session, contradicting a soft European market and disappointing retail sales announced Wednesday.
European stocks showed moderate losses in the face of GDP stagnation and possible deflation.
2. -- The economic calendar in the U.S. on Thursday includes reports on initial jobless claims from the Department of Labor at 8:30 a.m. and figures on imports and exports from the Bureau of Labor Statistics, also at 8:30 a.m.
3. -- U.S. stocks on Wednesday ignored geopolitics for a day and turned instead to global growth prospects, stoking confidence that the bull market is here to stay even without the support of the Fed.
The Dow Jones Industrial Average (DIA) closed up 0.55% to 16,651.80. The S&P 500 (SPY) rose 0.67% to 1,946.72. The Nasdaq (QQQ) closed up 1.02% to 4,434.13.
4. -- Cisco Systems (CSCO), the networking hardware company, will cut 6,000 jobs due to uncertainty over emerging markets. Cisco has aggressively cut jobs before: 11,000 were fired in 2011, 1,200 in 2012, and 4,000 in 2013.
Revenue was flat over the fourth quarter, at $12.4 billion, and earnings per share were 43 cents on a GAAP basis, and 55 cents on a non-GAAP basis, Cisco announced.
Shares were down 1.15% in premarket trading to $24.91. Overall, the stock is up 12.4% year to date.
5. -- Flight attendants for Virgin Atlantic, the last nonunion airline in the U.S., have voted to join the Transportation Workers Union. Virgin Atlantic announced that it had filed for an IPO a month ago. 58% of flight attendants voted to unionize.
On Tuesday the airline reported a $37 million profit for the quarter, up from a loss of $22 million in the prior quarter.
6. -- Burger King (BKW) announced lower-calorie French fries last year to much fanfare, but less than a year later the "Satisfries" are being pulled from most menus in its 7,371 North American stores. Satisfries clock in at 270 calories a small box, compared to 340 calories in a standard-issue small order of French fries. 100 million people have ordered the healthier fries, but sales didn't live up to the hype.
The failure of the healthier fries highlights the quandary of fast food companies like Burger King, McDonald's (MCD) and Yum! Brands (YUM), which are criticized for unhealthy offerings, yet find sales for healthier food to be disappointing.
Burger King shares were flat before the market open. Meanwhile McDonald's shares were up 0.2% to $94.15.


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The Pittsburgh Professional Women's Golf Network (PPWGN) provides area women with an organized network of golf outings. If you are looking for great places to golf with other women from Pittsburgh and the surrounding areas then PPWGN will suit you to a tee!
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This Is Why We're Hot
And this is why he's not. I'd be lying if I said that I wasn't pleased to find out that Perez Hilton received a major blow in web traffic, as a direct result of his various lawsuits over photo copyrights. His webhost has ceased hosting services and he was forced to move his site from Crucial Paradigm to another server. As a result, his site was down for several hours before he could get it up and running again.
"One of the things the (Crucial) administrator in Sydney had told us the day before was if they received any more notices — any claim of copyright infringement — the site is coming down immediately," said Matt Lum, owner of Hoodlum Productions, the L.A.-based company that manages Hilton's site. "The action was taken, in my opinion, to insure Crucial some sort of proof if they were sued, some way to protect themselves."
Ooh, chile. Paris is behind bars, Perez is hustling to figure out a new game plan. Looks like the mighty are fallin'! Someone get me a martini. Mama needs a drink to celebrate!


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CHICAGO - A new "Leaders' Forum" will lead off the educational programming at the 2004 National Automatic Merchandising Association National Expo here. It is the first item on a varied agenda of issues central to the competitive success of vending, coffee service and foodservice in a fast-changing world.
The "Leaders' Forum" is a panel session featuring Craig H. Hoskins, Vistar/VSA; Douglas C. Huffer, Dixie-Narco; Robert C. Maurer, The Standard Cos.; James H. Terry, Coca-Cola North America; and Richard L. Wyckoff, Aramark. It will be moderated by NAMA president and chief executive officer Richard M. Geerdes, and will review new marketing techniques, the latest consumer trends, and untapped sales opportunities. It's scheduled for Thursday, October 14 from 9:00 to 11:00 AM.
Taking center stage at the forum will be NAMA's "Healthy Balance for Life" campaign, designed to give operators a tool for use in helping schools and other clients to promote healthier lifestyles by making good dietary choices and engaging in regular physical activity.
The 2004 trade show opens at 11:00 AM and closes at 5:00 PM.
On Thursday afternoon, the educational program will continue at 1:00 PM with a choice of four one-hour programs.
"Measuring and Improving Productivity in your Foodservice Operation" will be presented by Jeffrey Elsworth, Ph.D., assistant professor at Michigan State University's School of Hospitality Business. Dr. Elsworth will describe productivity measures that enable managers to gauge the efficiency with which their operations deploy people, equipment and financial resources. Principles of work design and work measurement analysis also will be explored.
"Crossroads: Strategic Actions for Revenue and Profit Growth" will be the topic for Paul Schlossberg, D/FW Consulting and Greg Westnedge, V-Com Associates International. They will provide an overview of the changing market environment, including the present competitive situation, product selection, technology, sales and marketing, business valuations and market appraisals in negotiations to sell or buy, market analysis and strategic planning.
"How to Make a Sales Call," presented by NAMA Knowledge Source consultant Jim Proebstle of Prodyne, Inc., returns by popular demand. Proebstle will describe the key elements in making a sale and basic selling strategies of proven efficacy.
"Water Quality and Treatment Fundamentals," led by Everpure, Inc.'s Jim Nelson, will probe the opportunities for increased customer satisfaction, higher-quality beverages, longer brewer life and additional profits offered by implementing a pure-water program. The speaker will discuss the elements of delivering the best possible water to customers, including water quality and treatment fundamentals, "what's in the water," and basic water treatment.
A new educational program, "VendTec," is planned for the exhibit area each afternoon. This will consist of three informative presentations on the technologies that are transforming the vending business, and will be held adjacent to the VendTec Pavilion, also making its debut this year. The VendTec Pavilion will concentrate technology exhibitors to make it easy for showgoers to get an overview of the latest data capture and storage, retrieval and transmission, processing and analysis hardware and software.
Exhibitors in the VendTec Pavilion include Blue World, Inc.; Cantaloupe Systems; Debitek; DigiVend Systems; Data Intelligence Systems Corp. (DISC); eSecure Peripherals; inOne Technology; IRM Corp.; ITC Systems; Paykey USA; Protel; SEM; USA Technologies; and Validata Computer & Research.
VendTec sessions on Thursday will include "Data Capture &Reporting," from noon to 1:00 PM; "Vending Information Services," from 1:15 to 2:15 PM; and "Cashless Vending Systems," from 2:30 to 3:30 PM.
The VendTec Pavilion joins the popular Foodservice Pavilion as a special-interest magnet in the exhibit area. Again in 2004, the Foodservice Pavilion will feature cooking demonstrations by leading industry chefs. And, again in 2004, the Coffee Service Pavilion will be a magnet for workplace refreshment service providers.
The NAMA booth again will serve as an educational resource for showgoers, with a series of "Booth Hot Topics" on tap. Thursday's topics will include "Financing Options for the Operator," presented by John Barsanti, president of LeaseAde and director of Torridon Cos. Set for noon to 12:45 PM, this session will review the traditional options for purchasing equipment, from paying cash to borrowing and finance leasing, and will describe a new alternative, operating leading, that can increase flexibility, reduce the investment's payback period and increase return on assets.
At 1:15 PM, NAMA's new Profitability Handbook will be the topic for J.E. (Eddie) Hicks of Prestige Services. This Hot Topic session will provide an overview of the thoroughly updated manual, which presents concepts and guides for profit improvement essential to owner/operators as well as managers responsible for specific functions like marketing and accounting. A show discount will be offered on the Profitability Handbook.
"Food is Fashion and Fun," led by Jerry McVety of McVety & Associates, is set for 2:30 to 3:15 PM. McVety will pinpoint new opportunities to gain market share through understanding and taking advantage of present tends.
After the exhibits close on Thursday, NAMA will host its eagerly-awaited Coffee Service Reception from 5:30 to 7:30 PM.
On Friday, October 15, operators also will have a choice of four business sessions. All run from 9:00 to 10:30 AM.
"Keeping Catering Clients for Life" will be led by Kerry Stackpole, executive director of the National Association of Catering Executives. He will describe the "lifecycle" sales and marketing strategies that can upgrade catering from a disconnected series of individual transactions to a steady, profitable source of renewable business.
"Selling your Business? First Understand its Value," led by Linda Zimmerman of RSM McGladrey, will identify the factors that can maximize the value of a business when the time comes to look for a buyer, and that are under the owner's control. Zimmerman will explain how planning ahead can strengthen the seller's negotiating position and provide support for the asking price.
The always-popular "OCS Open Forum" will be facilitated by Steve Hyde of Newco Enterprises, and this year will feature a panel of experts who will survey the fast-widening range of single-cup coffee systems and the implications of this revolution for workplace service providers (see further discussion on Page 59). The Forum will afford operators a rare opportunity to get well-informed answers to their questions about the respective roles and merits of classic countertop single-cup systems, "brew-by-pack" equipment and the new filter pod brewers.
The always-vexed question of "How to Find New Route Employees and Combat Turnover" will be addressed by Tom Siciliano of Integrity Recruiting & Consulting. Siciliano will address the crucial topics of hiring the right people and then keeping them on board in a two-part presentation, dealing first with identifying the kind of person best suited for the job, then locating and recruiting those people, and second, with the communication, recognition and empowerment skills needed to build and maintain a long-term route sales and service team.
On Friday, the trade show will open at 10:30 AM and close at 4:30 PM.
Friday afternoon's educational curriculum offers a choice of four sessions, conducted concurrently from 1:00 to 2:00 PM.
"Learning the Secrets of Fiercely Competitive Companies," led by Syntient's Daniel Elash, Ph.D, will probe the ways in which successful organizations prosper by out-thinking their competitors, making the most effective use of their existing resources.
"Managing the Tax Dragon: Selling or Buying a Business on a Tax-Efficient Basis" will be explored by industry veteran Josh Patrick of The Patrick Group. A case study will demonstrate how well-thought-out tax management can increase the effectiveness of a transaction by as much as 40%.
Victor E. Pemberton of Pepi Foods, a National Certified Executive of NAMA, will discuss "Best Practices: Growing Market Share , is it E-Myth, V-Myth or P-Myth?" Pepi Foods, which was launched in 1985, has become a major regional supplier of vending, manual foodservice, catering, coffee service and pure water to clients in northern Georgia and southwestern Florida. Pemberton will explain how "people plus products can equal profits."
"Coffee Service, Part 1," the first half of a two-part session that will continue on Saturday morning, will be led by Randy Parks, ProStar Services. Parks will provide a thorough orientation in the OCS business for startup operators and executives interested in coffee service as a complementary business (see discussion on page 59).
"Hot Topics" slated for presentation in the NAMA booth will begin with "Interviewing Skills" at 12:30 PM. NAMA human resource manager Joann Gonos will offer an overview of Equal Employment Opportunity Commission rules for the interviewing and hiring process, what questions are appropriate and which ones are not, ways to reduce the risk of hiring-related lawsuits, and a review of relevant litigation under provisions of the Equal Employment Opportunities Act as well as the penalties for failing to prevail in one.
Tom Nagle of the International Dairy Foods Association will lead a discussion of "Vended Milk as a Healthy Way to Lose Weight" starting at 1:15 PM. Nagle will review medical research suggesting that milk can play an important role in reduced-calorie diets, and will discuss tools operators can use to increase their vending sales of today's very popular milk beverages. This presentation will hit the highlights of the MilkPEP milk vending workshop, a separate early-bird function scheduled for Wednesday afternoon.
At 2:30 PM, NAMA senior director of technical standards Larry Eils will explain the Environmental Protection Agency's "Energy Star" guidelines as they apply to new packaged cold-drink vending machines. This spring, EPA and the industry agreed on the criteria under which the "Energy Star" symbol can be awarded to this kind of vending equipment, and Eils will detail those criteria.
The VendTec technology orientations will repeat on Friday afternoon in the VendTec Pavilion, with cashless vending systems taking center stage at noon, vending information services under the microscope at 1:15 PM, and data capture and reporting in the limelight at 2:30 PM.
Rounding out the National Expo will be the festive Industry Awards Banquet, which begins with a reception at 6:00 PM and concludes at 11:00 PM. The highlight of the evening will be the recognition of operator and supplier members for outstanding achievement and distinguished service. Excellence in vending operations is recognized by the Golden Coin Award; outstanding professionalism and success in coffee service, by the Mike Savoie Memorial Silver Service Award. Unexcelled sales and customer service skills are honored by Supplier of the Year and OCS Allied Member of the Year awards.
On Saturday, October 16, Jim Brinton of Evergreen Food Services will emcee his very well received "Vending 101" industry introduction from 9:00 to 11:00 AM. Designed for owners and manager of recently established vending operations (or those planning to establish one), the session will offer a one-hour overview of the vending business, from equipment and warehousing through sales strategies, location contracts and financial oversight and reporting to customer service and opportunities in food. The second hour will be devoted to question and answers.
At the same time, Randy Parks will present the second half of his two-part OCS orientation, which will conclude with a one-hour "problem solving" question-and-answer period.
Exhibits open at 10:30 AM and close at 2:30 PM. on Saturday, winding up the 58th annual NAMA National Expo.
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Canon is the world's leading imaging organization that actively inspires with imaginative ideas that enable people to connect, communicate and achieve more than they thought possible. Canon, with the help of web design agency, BlueArc, was seeking to deliver a completely redesigned intranet for its Australian and New Zealand employees. The goal was to improve the overall usability, accuracy of content and system stability. The intranet was designed to bring it back to its core functionality, with the design focusing on building a structure that is fit for purpose, fixing current issues (like search) and risks (like information security), its goal was to also improve usability, effectiveness.
The legacy system was outdated and based on unsupported technology with a risk of total system failure. Staff faced a number of challenges when using the system including:
With these challenges in mind, Canon decided that it was time for a new system, with the following goals in mind:
Sitecore was chosen to manage the intranet, as the CMS was already successfully managing Canon's public facing website, and met all of the business requirements for a new intranet. Canon then went to work with BlueArc to implement the new intranet, keeping the solution as out of the box as possible to ensure a simple upgrade path.
Canon completed the project in two phases; first Core Intranet and then Applications that ran on the old intranet. Phase 2 is still underway. After thorough UAT testing the intranet was launched to employees in Australia on Dec 18 and New Zealand later that week.
Canon has achieved all the goals that it set out to achieve, including
"We now have an intranet that is usable, functional, fresh and ready to move with Canon into the future. We have functionality that our employees can interact with and that has been quite successful, like our Image of the Week on the homepage," said Kylie Church, Manager Corporate Communications for Canon.
"We are also proud of having a site that is easy to manage and does not require developer intervention each time we would like to do something, it is extremely flexible."
Anecdotal feedback is that staff love the new site. They are enjoying being able to find information particularly through search which did not work in our previous system. They love the new design and are enjoying having fun with Canon's new logo Pixel!
Next steps for the Canon Intranet are to make it mobile. With the sales team and technicians out on the road this is becoming increasingly important.
Solution Special Ingredients:


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NewswireToday - /newswire/ -
Chicago, IL, United States, 2005/12/06 - RegisterLocal provides a simple and cost-effective method for small businesses to create and maintain their own up-to-date business profiles which are distributed across key Internet destinations including Google, Yahoo!®, Superpages, Switchboard.
LocalLaunch, Inc., a leading local search platform and fulfillment provider, has released RegisterLocal a powerful new product to create, publish and distribute structured information for local businesses. Through the creation of a Master Business Profile, RegisterLocal enables a business to easily create and maintain current and detailed information across Internet Yellow Pages (IYPs), Data Aggregators, Local Search Engines, Internet Directories, and Mobile Devices.
With an increasing number of local search providers seeking information from businesses to fuel their search utilities, RegisterLocal aims to ensure that a business can easily, and in a cost-effective manner, enter business information including description, logo, products and services, brands, hours of operation, service area, contact information and more. By creating a Master Business Profile, RegisterLocal provides the Internets first single environment to create, publish, distribute and update this important business information.
Until now, it has been very difficult for a business owner to take full advantage of a growing number of local online listing resources. The dizzying number of available platforms, sites, and directories, combined with disparate listing requirements, has discouraged local business owners from utilizing these important marketing resources. Many small businesses often have out-of-date information or even no information at all, on the Internet. RegisterLocal is a cost-effective method of helping these businesses develop a strong Internet presence and distribute its business information across the Internet.
"We are pleased to provide a product that enables local businesses to take advantage of local search marketing at an affordable price said LocalLaunch president Justin Sanger. The accurate and comprehensive dissemination of local business information is the most important low-cost marketing strategy that a small- or medium-sized business can employ on the Internet."
Already, RegisterLocal (registerlocal.com), in a private-labeled form, is a centerpiece interactive marketing product that powers several of the world's leading Yellow Page publishers and Newspaper organizations.
RegisterLocal is expected to have a significant impact upon the local search marketplace. As Sanger puts it, It's a business's foundation on the Internet.
Written by / Agency / Source: Dex Search Marketing
Availability: All Regions (Including Int'l)
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Distribution / Indexing: [+]


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