text:
I tend to be an advocate of spending more up front on a large purchase if that purchase will have lower maintenance costs. For example, if I'm buying a car, I'll spend more on one that has great gas mileage than an equivalent one with poor mileage (which is part of why we bought a Prius, actually), or if I'm buying a washing machine, I'll pay more for one that uses less energy and less water. There are two pieces worth discussing here.
First, my biggest motivation when making a major purchase is the total cost of ownership. In other words, in my best estimation, how much money am I going to have to invest in this item over its lifetime, including the initial cost, regular maintenance costs, energy use, water use, and so on.
Here's an example. I'm looking at two different washing machines. One uses 40 gallons of water per load and has an energy use of 550 watts, with a load time of thirty minutes. Another one uses 20 gallons of water per load and has an energy use of 320 watts, also with a load time of thirty minutes. I turn to Consumer Reports and it indicates that the first machine has average reliability and the second has excellent reliability. But the first washing machine costs $300 and the second one costs $600. Which one do I buy?
Well, what's the total cost? Let's say I do five loads of laundry a week and I want the best value over the next fifteen years. The first machine would use a total of 156,000 gallons of water – and with water costing $3 per thousand gallons, that's a water cost of $468. The second machine would use a total of 78,000 gallons of water – and with that same $3 per thousand gallons, that's a water cost of $234. On electricity, the first machine would use 1072.5 kilowatt hours of energy, and with electricity at roughly $0.11 per kilowatt hour, that's a lifetime energy cost of $117.98. The second machine uses 624 kilowatt hours of energy, which would cost $68.64.
Adding these up, the first machine (the less reliable one) has a total cost of $885.98, while the second machine has a total cost of $902.64 – roughly the same. Given that the second machine is more reliable, the choice is easy – I'll buy the $600 one and leave the $300 one at the store.
There's another factor at work here, too, though. Once the purchase is made, the more expensive machine has a much lower cost per month of use.
Over a given month, the "cheap" machine would run 20 loads – a water cost of $2.60 and an energy cost of $0.66, totaling $3.26. The "expensive" machine, over those same twenty loads, would cost $1.30 in water and $0.38 in energy, totaling $1.68.
Every single month, without thinking, my bills go down $1.58 – and that fraction will go up as energy prices and water prices rise over time.
It's a very simple example – and it seems like a small amount. It is a small amount. But it's a reduction of $1.58 in spending every single month, like clockwork. I simply don't have as much required spending.
Let's extend that idea a bit. Let's say I apply the same philosophy to all of the major appliances in my home. I spend a bit more to get the more efficient air conditioner, the more efficient furnace, the more efficient dishwasher, the more efficient clothes dryer, hot water heater, oven, refrigerator, deep freezer, car(s), lawn mowers, computers, microwaves, windows, doors, and so on. All of those purchases will each contribute a bit to lower my energy bills – and the cumulative effect is quite large.
To me, there's extra value in that savings beyond mere dollars and cents. To put it simply, it's very hard to tell what one's future holds. You may succeed in your endeavors, of course, but our health is always a risk, as is our continued employment. Ensuring a lower monthly cost of living in the future is a bit of insurance against these things. It's also a hedge against inflation, since over time, energy costs and water costs will rise.
Given these factors, if the total cost of ownership of two items is similar, I will almost always choose to purchase the item that is more expensive up front. It's a great rule of thumb to apply in any purchase, given the uncertainty of the future.
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Jason G says:
Great article, Trent. I actually learned this from my grandmother many years ago and is one of those great life lessons. Pay a little more now for a quality product, pay a lot less later on.
Jimbo says:
This article completely ignores the time value of money. What if you took the extra $300 it costs to buy the more expensive washing machine and structured it so that you receive periodic payments over the life of the washing machines…
Johanna says:
And yet, you chose a financed Prius (less expensive now, but higher monthly expenses later) versus a paid-for-in-cash Prius (more expensive up front, lower monthly expenses later). And you explained that decision by talking about the virtues of having lots of cash on hand.
Trent, I am not nitpicking just to nitpick here. I read this blog every day and I think it's great. But when you present "rules of thumb" that actually contradict each other, it becomes very hard to take you seriously.
BirdDog says:
Good luck on that Prius justifying your points. The Prius my company bought has a headlight that is going out. No big deal, right? Haha, wrong! Apparently you have to take the whole bumper off to get to it and it uses some kind of special bulb that costs like $300. Hmmm…I can buy a lot of gasoline for the difference between a $5-$10 bulb and a $300 one.
Jason G says:
@ Johanna: You are comparing apples to oranges. Trent went through his thought process on why he chose the Prius in the first place, which was mainly to offset the high cost of fuel. (Pay more now, save later) Then he explained the rationale behind why he chose to finance the purchase. He was willing to pay a little more for the comfort of having the larger EF on hand. Totally understandable. The fact that he chose to finance the Prius does not negate the fact that he chose the Prius in the first place due to the lower costs in the future. His costs per mile driven on the Prius will be lower than a regular mid-size sedan, barring any major repair work.
I don't see where there was any contradiction.
Joseph Tanner says:
This is something I still have a lot of trouble with. Too often I go for the cheapest solution, it doesn't work out, then I end up getting the more expensive product anyways. If I'd just go straight to buying the more expensive product, I'd save a good bit of money.
Trent says:
"And yet, you chose a financed Prius (less expensive now, but higher monthly expenses later) versus a paid-for-in-cash Prius (more expensive up front, lower monthly expenses later). And you explained that decision by talking about the virtues of having lots of cash on hand. "
I had the cash on hand to pay the whole balance. I chose to keep the money in a savings account because I'm quite confident it will earn more than the 4% it would have earned had I stuck it into the car loan. That has nothing to do with total cost of ownership – you're comparing apples and oranges.
Johanna says:
@Jason G: Let's put it this way. Take the washing machine example. Suppose you had the opportunity to make a $300 down payment on the $600 washing machine, finance the other $300 at a low interest rate (say 5-6%), and keep the extra money in your emergency fund for the time being. Would that be a good idea? Would it be a better idea than buying the $300 washing machine?
Dave says:
Given that the lifetime costs are similar (and ignoring for a moment the reliability factor), it seems silly to prefer spending money upfront over spending it later. You could put that $300 to work in an investment, or have it as piece of mind in an emergency fund.
Mary W says:
Another consideration in deciding which appliance to buy is the environment. In southern California we are starting to ration water (as well as raise the price). That would be another point in favor of the washing machine that uses less water.
I've just finished getting solar electric installed. It may not make total sense from a strictly frugal perspective (pay up front with a payback time of 12-15 years) but from a green perspective it does. OTOH if electric costs keeping going up it might recupe cost sooner.
Maureen says:
My sister did the same as Trent. She had the money to pay for a second-hand car in full but decided to have it financed because it was 0%. It's a nifty car with great reviews and a great MPG on it too so it'll also save in the long run. She knew she'd earn more in a savings account on which (at the time) she was earning over 6%.
Michael says:
So…what is the return in a savings account on the money from water/electricity savings? Also more than 4%?
Apples and apples!
Johanna says:
@Maureen: I'm not saying that it can never make sense to take out a loan for a car with good fuel efficiency. (Certainly, if she got 0% financing, that sounds like a good deal.) What I am saying is that you cannot generalize, because "it's always better to lower your monthly expenses" and "it's always better to keep more cash on hand" can't both be true.
MoneyEnergy says:
Thanks for the reminder, Trent – I agree. It takes real planning and effort and foresight, but this is the ideal situation to be in. I'll keep it in mind for when I'm in the position to buy a car next.
Michael says:
Excuse me, I meant the extra money spent on the unit vs. the water/electricity savings.
PJA says:
I find that for these up front type purchases calculating the net present value and the internal rate of return is really handy to compare which up front investment is most effective (in terms of percentages, not dollars).
I recent purchased a universal battery charging station with 68 rechargeable batteries of all types. Less waste (these batteries can apparently be recharge a 1000 times) and a nice return on the investment.
The table is below and the excel and MS works spreadsheet both have the required formulas built in.
Capital Outlay Battery Charging Station
Year 1 Savings ($189)
Year 2 Savings $60
Year 3 Savings $35
Year 4 Savings $35
Year 5 Savings $40
Year 6 Savings $35
Year 7 Savings $35
Year 8 Savings $35
Year 9 Savings $40
Year 10 Savings $35
Year 11 Savings $35
Cost of Money (4% lost by not sticking it in the bank) $35
Total Inflows $420
Net Present Value Of Inflows $324.05
Internal Rate Of Return 18%
Profit Per Labor Hour $27.01
Russ says:
This is a poor example. You're saying that it's better to spent $300 up front so you can save 1.58 per month or 18.96 per year for the next 15 years. Unfortunately this is overly simplistic, even for The Simple Dollar, and completely ignores the time value of money. The only way you break even is if you are assuming a discount rate of 4% or lower and assuming your water and electricity rates increase at an above average rate of 6% (twice the rate of inflation, but given what is happening in the west this might be about right) or greater.
The above 4% discount rate and 6% growth rate would give you a present value of $322 over the 15 year life, but I don't know anyone that would use such a low discount rate. A much more typical 8% or 10% discount rate would give you a present value of $240 or $209, which is much less than the $300 you started with.
While you had a good idea, I think a little more analysis would have gone a long way in this article.
ed says:
technically, you should count the lost interest income from spending the extra $300 up front since you're unable to otherwise invest that money. unfortunately, that's not necessarily an easy calculation since you'll be drawing off of that $300 over the life of the cheaper product to pay for the additional operating costs. however, for large items it may make a big difference.
Troy says:
The downside to your argument regarding the washing machine, the Prius, and other "efficiency" reasonings is the inducement of consumption.
The Prius, The washing machine, and other efficient appliances are beneficial mainly based on the reasoning that the more they are used, the better the decision will be because the less the ongoing "usage" expense is.
But why not instead simply drive less. Or wash less. Then you win on multiple fronts
See, I would buy the $300 washer, wash clothes 3 times per week, and come out ahead. I would save energy, save cash, and not wear out whatever the item is as quickly.
The washer (and Prius) being efficient, and using that efficiency as a major basis for purchase only promotes additional usage to justify the decision to purchase in the first place.
Joey says:
Troy nails it. The fact that you'll need to drive the Prius for hundreds of thousands of miles over several years just to break even with a cheap used car (never mind exceed it) shows how much rationalization is necessary to defend the purchase.
It's not that hard to do the math. My used car gets 15 miles per gallon, but it cost $2000. Your (now) used car gets 45 miles per gallon, but it will cost you over $22000 before you even own it. You'll have to make up $20,000 dollars in fuel just to break even with someone who bought the $2000 car. That doesn't even begin to touch the exorbitant costs of insuring a brand new vehicle, nor the increased costs of repairing newer vehicles compared to older ones.
You can rationalize your personal life for as long as you'd like, but in the end, your own financial advice will continue to contradict your actions, and the hypocrisy will continue to be apparent to anyone reading your blog.
k2000k says:
Im split on this idea, like some I found Trents Prius analysis lacking. I live in an urban area were I walk so mileage doesn't matter as much as maintenance costs, and echoing the sentiments of a previous poster, hybrids can have significant costs when it comes to the uniqueness of the vehicle, such as replacing their batteries which are far more expensive than a conventional vehicle, though for Trents defense on the washer; given he has young children I don't think reducing the number of washes is a viable option given that cloths with stains cannot be re-worn and young children are very prone to stains
Faculties says:
I'd be interested to know where the savings account is that's going to clear you more than 4%. My credit union savings account is paying a top rate right now — 3.25%. Take off a third from taxes and you get around 2.25%. To clear more than 4% after taxes, you'd need an account to pay more than 6% as a base rate. Or maybe you don't make enough money for that tax bracket; if you're in a lower tax bracket, you might need "only" 5% interest to clear 4% after taxes. Please let us know where the 5% interest accounts are. The highest regular account Bankrate.com lists is 2.08%. Paying off the Prius — or saving till you could have a paid-off Prius AND an emergency fund — would have been more profitable.
k2000k says:
And calling Trent a hypocrite is far too harsh. I for one wouldn't put young children in a $ 2000 hunker.
MLR says:
Surprised to see the Prius battle still waging on.
The washing machine argument is an interesting one, but at those savings I wouldn't (personally) choose the more expensive one.
I figure they both came with the same length of warranty, right?
Karen M says:
Where ARE you getting that great interest rate on your SAVINGS account? I think this has been asked in a few comments sections in the past, so forgive me if I missed your answer, but please– do tell again.
Eli says:
This is absolutely ridiculous.
I enjoy reading your blog but you are flat out wrong here. The total cost of ownership (as you call it) MUST include the opportunity cost of your spent money.
As you've pointed out, the yearly cost of the cheap dryer is just about $40 and that of the expensive dryer is about $20. Over the 15 year life of the dryer the costs are both around $900. Another way to put this: it'll take 15 years before the break even point on this purchase where you'll start to save money by going with the costlier dryer.
The monthly "savings" you allude to with the $600 option are fallacies until you get to 15 years, and even then it's still the wrong choice.
What you should have done: Take the $300 you'd save by buying the cheaper dryer and put that into a low fee index fund, etc. 15 years later, when your dryers are in need of replacing you'll have nearly $1,000 in your fund if you'd gone with the cheaper option and invested the remainder(AHR).
Even if the cheap dryer had a massive breakdown at year 9, being it's so much less reliable, had you invested those savings you'd still already have $600 in the bank for a replacement.
Say there's a huge hike in gas and electric. If it doubled tomorrow morning your break even point (not accounting for opportunity cost) would come sometime in year 6 instead of 15. Say it quadrupled, it'd come in year 4. EVEN WITH RATES 4 TIMES AS MUCH, the $600 dryer will always cost you more than the $300 dryer plus the money you've saved and invested, always.
Apply this philosophy to all of your major appliances, your car, your…..
Don't even get me started on the people that didn't have that extra $300 to begin with for the spendier drier so charged it!
There IS genuine value in reliability/quality but that difference in reliability must closely mimic the difference in price before it's a factor. Had the price been much, much closer on these items you may have had a case. I'll also admit to the fact that most people won't invest that extra $300. They'll buy the cheap option, end up having it break, lose money, repeat.
And, I'll agree that this doesn't include the greater social cost of using more efficient appliances to save our planet, feel good, etc. But, then again, the article wasn't called "The MORALS of up front spending" was it?
Again, I genuinely enjoy reading your blog and don't mean this to be confrontational. I wouldn't have said anything if i didn't hold your blog and its readers in such high regards.
lucho says:
After reading the article I came up with the opposite conclusion.
5 loads a week is a lot, we do less than that. And betting you'll keep the machine for 15 years is a tough bet. And you won't be able to take advantage of the new advance in technology, the new machines saving even more water and electricity.
The only reason to buy the expensive machine would be the warm and fuzy feeling to save water and energy now and think you are green and doing good for the planet. But financially you demonstrated it doesn't make sense.
SteveJ says:
I think the reason this discussion keeps coming up is that Trent has inherent values that others do not share as strongly (and vice-versa). In my not-so-professional opinion, Trent puts a LOT of emphasis on resource conservation and "green" choices. He still approaches them from a consumer and convenience position, but I think it's clear he's willing to pay more money to reduce consumption elsewhere. This does not go to the further step of doing fewer loads of laundry or driving less as Troy said. I think that's fair, Trent said up front with both purchases what his expectations were (driving to see family very regularly, doing 5 loads of laundry). Obviously he could maximize his finances at the cost of some other value.
In Houston, you have the option to "buy" wind or another form of renewable power and pay about 50% more for your electricity. From an accounting standpoint, this is obviously insane, as your house actually gets the same electricity your neighbor is getting, but kudos to those that feel that strongly.
As recently as a couple years ago, I felt successful bloggers had a responsibility to be as absolutely correct and irrefutable as possible in expressing themselves. I felt this way mostly because they're in a position of power and thus have a responsibility due to the large audience they reach. I've since come down on the other side, it's a blog, it's the author's opinion, and anyone that's dumb enough to walk away with information from the internet and treat is as immutable pretty much deserves where that will take them.
Regardless if I agree or not, I appreciate Trent sharing his opinions. I appreciate the commenters that express theirs. Very seldom do I come away from a blog article or comment thinking: "Wow that person nailed it and their point-of-view cannot possibly be improved upon." I'd hope we read the blog to learn and think rather than to "win".
Over the Cubicle Wall says:
Buy a used washer. People get rid of perfectly good ones all the time when they move or get married. Buy a good one for $100, or buy a junker for $25 and learn how to fix it.
BJD says:
Trent – I'm surprised you would choose the more expense model in this example. After reading your blog for about a year I would have pegged you for the 'bird in the hand' and guessing you would have purchased the less expensive model and put the $300 difference into your emergency fund incase you did have repairs, etc. Instead you're choosing to pay double and hoping/planning to make it up over the lifetime maintenance fees.
I'm surprised because in your example there is virtually no savings until year 16 and for most washer/dryers that is the end of life for them.
When comparing models I follow similar logic to you – I'm slightly different because I tend to look at the year cost and then calculate how long till the yearly savings (of the higher priced option) covers the cost difference. Difference but still very similar to your approach.
In your example, you make money if your washer lasts longer than the 15 year average – but you've paid more if the washer lasts only 15 years or less. Although you're in a better position when electric/water prices increases and when your laundry volume increases.
Jerryb says:
Trent forgot to factor in repairing said washers. That $300 and less reliable washer will cost more in repair bills during it's 15 year life (if it lasts that long) than the more expensive model.
Washing fewer loads isn't always an option when you have to children running around the house. I do 5 loads of laundry just for myself, but then again I have a job that results in dirty, sweaty clothes 5 days a week.
He nailed the cost of electricity and water going up over the years, but failed to also factor in the possibility of child #s 3 & 4.
Marc says:
*Sigh* I can't believe the Prius debate is still going.
The point of this post is to consider the long-term consequences of a purchase, yet some people are still being short-sighted: currently the economy is in the dumps, interest rates are at unseen lows. Part of the cost-analysis for the Prius involves anticipating the cost of fuel and interest rates over the next 10 years.
Odds are fuel costs will increase over time, and considering where they were a year ago, it could happen quite quickly. Interest rates are low now but for many reasons they will probably rise significantly soon. Even if they only go to the historic average, that's around 5%.
So if in 2, 5, 7 years gas is 5 bucks a gallon and ING is paying 5% on accounts it'll be a great decision. If you don't believe that's what the future holds then fine, but it's unfair to call Trent a hypocrite because he's factoring these things.
Carlos says:
One other factor you should take into account is the cost of buying water. I buy from a public utility; the minimum quantity that can be purchased, monthly, is 750 gallons (100 cubic feet). I bought a 'green' washer (at considerable cost vs. a standard model) several years ago (which uses only 12 gallons of water per wash).
As it turns, out, the regular washer would have had equal operating costs, based on my low over-all water usage (I work out-of-town, and am home only about 10 days/month). Using 300 gallons or 729 has the same cost direct cost to me, though it may be 'better for the earth'
Coupon Artist says:
I agree.. you have the money now, so you might as well spend it to lower the costs later when you might not have the money.
Can't you also get tax deductions for some purchases, if you chose more energy efficient models?
Kate says:
Trent…I'm not saying that you should avoid conflict on your blog but I have started cringing every time you even mention your new Prius or car shopping in general.
Guido says:
Yeah…the Prius argument there is a little lame my friend.
As an owner, i can promise you the repair cost and God forbid a cell malfunction (talking upper thousands, very very expensive stuff) are not wise. In fact, if you have thought this out a bit more clearly, you'd see that this isnt apples and oranges. Its exactly what your preaching against..you cannot predict the cost of fuel..next year it could be 99 cents…OR 4$ a gallon. Despite the alarmist eco-friendly, global warming mania, the prius was a poor decision in the long run.
I think you should have just said strait out you wanted to plug your "green-ness" and used the washing machine as a more appropriate and truer example…
Buffalo says:
I'm surprised that total cost of ownership arguement wasn't brought up concerning Macs and PCs. Our Mac is 6 yo, and with the exception of the yearly Turbo Tax tax, we have spent nothing more on it since we purchased it. I expect we'll be using it for at least another 3 years.
Dave says:
When I bought my car I did this work up too
2002 Prius vs 2002 Accent
Prius cost ~$20,000
Accent cost ~$8,500
We'll figure about $3.00 for gas
Prius gets about 50mpg
Accent gets about 35mpg
after 7 years I have 77000 miles, so I'm hoping to keep it for about 12 to 15 years thats 150,000 miles.
Prius 150,000 / 50 = 3000 gallons X $3.00 = $9000 in gas + $20,000 = $29,000
Accent 150,000 / 35 = 4286 gallons X $3.00 = $12,858 + $ 8,500 = $21,358
So 450,000 miles is the break point for fuel, not counting maintanice, taxes, insurance, trade-in.
Bottom line, it pays to do this work up, an informed buy is a smart buy
adrian says:
Maybe it's time for Trent to address the seeming majority opinion that he made a bad decision with his Prius buy. Or is he so sure of himself, so impervious to criticism, that this seeming majority opinion about the foolishness of his Prius purchase can be dismissed? (loan aside… the actual purchase of a new car seems the foolish thing to me)
bob jase says:
What kind of washing machine lasts 15 years?! you'll be super lucky to get 10 years out of a machine and 5-7 is more likely.
Remember that in TCO, realistic expectations are the MOST important factor (e.g. over a 1,000 year lifespan, the $600 machine will save you over $10,000, but that doesn't matter). Even in a 15 year term, the $300 machine had a lower TCO.
Get the $300 machine.
conny says:
concord with the net value to compare today's value of a purchase. It saves a lot of money in the end. And a lot of savings just vanish in to actual debt by paying now.
Suzanne says:
We bought a Kenmore front loader a few years ago and love it! One thing you didn't factor in is the savings in wear and tear on your clothes from tumbling vs. agitating. We bought very efficient appliances for our whole new house and enjoy an electric bill of $60 year-round.
Kristen @TheFrugalGirl says:
Johanna, do you ever write a comment that is just positive? lol I don't always read the comments here on TSD, but it seems like you always find something to criticize no matter what the topic.
On topic, I do think that sometimes it's better to pay more upfront. I just posted last week about some very nice(but more expensive) baking sheets that I bought. They cost almost twice as much as cheaper pans, but they are so sturdy, I don't think I'll ever have to buy another pan. In the long run, they will save me money.
Dave says:
The way I read the post, the washer(s) have to work for 15 years minimum in order to come out ahead.
What washers built today will last 15 years? Maybe we are hard on ours (3 kids) but ours only seem to last 7-9 years.
Johanna says:
@Kristen: Yes, I do. But you won't see me posting comments of the nature "OMG dis post is teh awesomez!" because I don't feel the need to comment unless I have something to add to the discussion. Maybe also because I'm not here to shill for a blog of my own. Who knows?
lurker carl says:
Geez. Using Dave's calculation, my 1988 Suburban was cheaper than Trent's Prius. I paid $2000 for it about 10 years ago and it had 32K miles on it. Estate auctions are great places to find low mileage, well maintained older vehicles for bargain basement prices. I've driven it over 220K miles since then averaging 17 mpg for all those miles while doing chores that would have destroyed the Prius. No major repairs, just routine maintenance and replacing wear out items like brakes, tires, belts and hoses. Even the AC still works!
Suburban 150,000/17 = 8823.5 gal x $3 = $26,470 + $2000 = $28,470
Anna says:
Similar theme, different situation. (Age disclosure here.) When I opted to start receiving Social Security earlier rather than later, even though starting later would get me more per month, I did so because the agent ran the numbers for me and concluded that if I started later, I would break even sometime after the age of 90. That decided it for me.
Rich says:
I assume the $600.00 washing machine is a front loading type and the $300.00 machine is a traditional top loading type. If that is the case, your home made laundry soap may need to be reformulated. My front load machine, while saving me money on electricity, requires low foaming laundry soap. Which, of course, costs more. It also starts to smell of mildew after a few days of not using it.
I'd but the $300.00 machine. Even if it is less reliable, the most I've ever spent on parts is $60.00. They are very easy to fix.
Sandy says:
If you hang up your laundry to dry…the amount you save on electricity will go up by $10-15 per month automatically. I hang up 5-6 loads per week (inside on my rack and basement clothesline)and that's a certain $150-$200 per year. Perhaps an article on that? Seems better than less than $2 per month.
Kevin says:
Let's be honest here, folks. The overwhelming negative response to Trent's Prius purchase can only mean 1 of 2 things. Either Trent did in fact let "shiny bauble syndrome" cloud his judgement, and he made a hypocritical purchase, costing him credibility, or his decision actually made sense, but he's simply done a poor job of explaining it.
Neither possibility bodes well for someone with aspirations of being a professional writer.
Bigger picture, I think SteveJ was on to something with Trent and his guiding principles outside of the simple money math. In economics we call them social costs, in personal finance we call them exigent to the analysis. The Prius purchase AND this washing machine purchase were both expensive deals on a strict private cost analysis (private costs meaning just the dollars and cents paid by Trent over time). If the social costs (environmental considerations, etc.) were added into the equation, both the Prius and the washing machine were great bargains. I, like Trent, will spend more for something that I believe is a better value in light of the social costs above the simple money calcs. If everyone only took into account their private costs, no one would ever had purchased a Prius, no one would ever had purchased an energy efficient washing machine, there sure as hell wouldn't be a solar panel on a single rooftop, and they'd be justified because it IS more expensive in the short and long-run when looking purely at out-of-pocket. BTW, advances in technology are often made using social cost justifications so don't be too critical of decisions like these. I know I love my CFLs, don't you?
reulte says:
Johanna (comment 13) … "What I am saying is that you cannot generalize, because "it's always better to lower your monthly expenses" and "it's always better to keep more cash on hand" can't both be true" …. But generalizations often seem contradictory – it is the specifics which are important.
It is always better to lower your monthly expenses IF you are in a stable situation (own home, steady job w/ insurance) but …
is is always better to keep more cash on hand IF you your situation is not steady (no insurance and yet you may need medical attention soon). Use your own specifics to tailor general rules to your life. Too many cooks spoil the broth, yet many hands make light work. Contradictory yet correct opposite. (#38) Besides, I like your input; sometimes critical, always thoughtful.
Joey (#10) – I don't see Trent as rationalizing his choices — he is not accountable to us for his spending, rather I see him explaining why he did something in particular. I find your words too harsh for the situation. The fact that the Prius purchase continues to bring up dialogue indicts that there is a wide diversity of opinion on it.
k2000k (#20) .. "cloths with stains cannot be re-worn". Uh, maybe I'm missing something — but clothes with stains certainly can be reworn. Children don't care, anyone who has been a parent certainly understands, and most people don't even notice. Stains can be covered with bibs, sweaters, jackets, or more permanently by sew-on patches, needlework, sparkly trim, sewn-on 'superhero' home-made patches.
Adrian (#34) Why do you think its a majority opinion that Trent erred in purchasing the Prius? I suspect that the majority who do agree with Trent don't bother bringing up the matter. I don't.
I disagree with this decision and agree with Over the Cubicle Wall (#26) and say — obtain the washer free or used (freecycle, appliance repair shops, friends who are upgrading).
teaspoon says:
Maybe Trent just really likes the Prius! I didn't see any of this type of criticism when J.D. over at Get Rich Slowly bought his Mini Cooper, even though I'm sure he could have gotten a "better" (i.e. more reliable, better gas mileage, safer, etc.) car for less money than he spent. It's OK to treat yourself, even here in frugal-land. Give Trent a break.
Dave says:
I didn't say what one I bought.
adrian says:
>>>Maybe Trent just really likes the Prius! I didn't see any of this type of criticism when J.D. over at Get Rich Slowly bought his Mini Cooper, even though I'm sure he could have gotten a "better" (i.e. more reliable, better gas mileage, safer, etc.) car for less money than he spent. It's OK to treat yourself, even here in frugal-land. Give Trent a break.
But the point is that Trent is always rationalizing everything he does… and he tried to rationalize his Prius purchase and got himself into trouble with the rationalization (or at least the reaction to it).
@reulte – Just my impression, could be wrong. Maybe most people on here think buying a new Prius is a good decision.
Dottie says:
I just purchased a brand new 2009 Ford Expedition for $39,000 cash. It gets about 16 miles to the gallon( I hope). I drive 68 miles round trip to work each day and would probably die if I had to ride in a small vehicle each day. I am very very very proud of myself when it comes to the decision I made to purchase this vehicle. 10 years ago I would have financed the entire amount for 5 years with out a thought, however I planned for almost three years, worked my butt off to save and made a very informed decision to purchase a vehicle that is a good fit for me and my family.
So who made the better financial choice.
Trent: less purchase price,much better fuel economy, car that fits his families needs,green, and financed -or-
Myself: Gas guzzler the size of a house in a third world county paid for with cash.
Sometimes it's just real people making real financial decisions that are more educated and planned out than decisions they could have made years ago…Not just the lowest bottom line, lowest lifetime cost, lowest whatever. Way to go Trent.
Eric Mesa says:
I suspect most of the prius hate has to do with people hating prius drivers. Maybe they feel bad they are essentially being told by the prius drivers that they are killing the world? I don't know.
I know when I went to buy a car in 2007 that even with nearly $4/gal gasoline that a hybrid wouldn't break even for me in enough time. Additionally, the repairs would probably have to be done at the dealer which would cost me more. My car still qualifies for super-low emissions and it gets 30-something MPG so it's good enough for me.
Michael says:
Johanna #38, haha. I like Johanna's comments a lot even though we disagree at least half the time. Goooooooooo children!
Kevin says:
@teaspoon (#45): " I didn't see any of this type of criticism when J.D. over at Get Rich Slowly bought his Mini Cooper"
That's not fair AT ALL. JD bought his car the "right" way. He built a savings plan into his budget and had been saving up for it literally for years. When he finally had enough, he bought it USED, and paid CASH for it. He never contradicted any of the principles he's been preaching.
Trent, on the other hand, went out and impulsively FINANCED a BRAND-NEW car, directly contradicting several tidbits of advice he's given in multiple blog posts about the "right" way to do things.
Kevin says:
@dottie (#48): "I just purchased a brand new 2009 Ford Expedition for $39,000 cash. I drive 68 miles round trip to work each day. I am very very very proud of [my decision] to purchase this vehicle."
Yes, of course, when your commute is so long, it makes perfect sense to buy an enormous gas-guzzler. And why buy used when for just 30% more money you can get the exact same thing off a showroom floor?
Has this whole blog gone mad? Am I the only one who sees the insanity? I feel like I'm taking crazy pills![/Zoolander]
Kyle says:
I think the numbers and assumptions were cooked just a smidge in the long-term purchases favor. That's okay, it's natural when trying to make a point.
But I suspect a thorough, scientific examination of the total cost of owernships here would probably be pretty close to a wash.
Fred says:
For cars that depreciate slowly (any small Toyota or Honda, or cars like the Mini Cooper), it rarely makes sense to buy used. The only exception being if you don't drive much per year.
I put on 25-30k per year. I did spreadsheet after spreadsheet analyzing annual operating costs for a new Civic vs. used, and under no circumstances was a used Civic significantly cheaper than new.
Buying new, you are assured the car hasn't been abused or wrecked, and don't have to worry about the past maintenance.
Joe says:
You forgot about the time value of money. If you bought the cheaper machine, you would be able to invest the difference ($300) and earn interest on that money. Or invest it in some other way that could save money (better washing machine, better car etc.) This reduces that monthly cost saving from a 1.58 down a bit. 300 dollars would earn about 37 cents in interest per month at 1.5 percent compounded monthly. That is if you spent th interest every month instead of letting it compound.
Bill in Houston says:
To PJA (Comment #16), did you calculate the cost of electricity into your recharges? I don't see that listed.
Now that we're homeowners and are responsible for everything we're trying to pay for everything upfront. We paid for painting, new light fixtures and ceiling fans, and a new furnace up front. I'm saving for a new roof right now (end of July for a $6000 roof). It isn't leaking now, but we had a lot of damage from Hurricane Ike last year. I know it needs doing.
Georgia says:
Trent is in a position that many of us wish we were in. He can figure out what is best for him and his family and has the ability to carry it out. Either way, expensive new car or used, paying in cash or paying some on time, he had the freedom to do this with his finances. I have always felt this was the object of this whole blog deal – to help all of us to get into that position. The fact that he liked the Prius better than another car has nothing to do with it. He is financially stable and can do it.
Anna – I did not take SS until 3 months before my 65th bd. The agent talked me into the early by saying that it would take me 6 years to make up those three checks. I took it early. However, when I went home & figured it out, she was right. Then I immediately turned it around and figured it from my perspective. I always tease that I am going to live to 123. But, to be sensile, I toned it down to 100, as that is an often reached age now. I ended up losing $5000 over my lifetime left. Whew!! I could use that.
Whatever I do in life, I always figure for the long haul. If I won the huge Powerball I would take it in annual payments. I might not live to get all of it, but I would have paid less taxes and what would I care about the money after death?
In 1967 we bought a brand new Ford pickup – cost $$2100 with $300 trade in. Because of our work it took us 7 years to pay off. Had a lovely banker. But it cost us nothing but tires over a 20 year period and my husband was a farmer who drove it hard, over hills, dales, ditches, etc. with heavy loads. Finally keeled over when the cab started swinging around a corner. The posts had rusted through. Money well spent, in spite of the interest.
Thanks for your helpful blog Trent. I have learned a lot and do have an EF of at least 4-5 months, enough to buy a used car and pay cash if I need another one. The one I drive now is a 2000 Ford Taurus Wagon and only has 167k miles on it.
Ronald says:
I learned this lesson the hard way recently.
My AC stopped working recently on a Saturday, and so I checked everything I could. Reset circuit breakers, reset thermostat, checked unit for any obvious damage, nothing seemed wrong. Called service guy to come out and take a look. He checked everything out, put a multimeter on to find that the thermostat wasn't triggering. We replaced my cheapo batteries with a well-known alkaline and everything worked just fine. The thing is, my thermostat has a low battery indicator to tell when to replace the batteries, only it didn't tell me.
I got off cheap, but not free. The final cost of the "Cheapo" batteries:
$50 service call
5.50 well-known alkaline
3.50 for cheapo battery
I bought the "cheapos" because they were 2 dollars less than the well-known brand. I'll never do that again!
tentaculistic says:
I'm going to be up-front and honest here. I'm someone who has to actually sit down with an Excel spreadsheet, agonize through the mathematical formulae, and input a lot of numbers before I get stuff. I didn't do all that for the monumental Prius Debate, so I don't really get all the hoopla. Frankly, I don't really care that much, so I'm in the "please don't mention the damn Prius again" group on these comment boards :)
I'm just here for the regular influx of what I consider to be a positive message, to counteract the negative financial messages I hear all day from t.v. and radio. I find TSD to be very helpful for that.
Oh yeah – up front spending (that WAS the point of this post, right? Not Priuses – I mean Prii). I've learned the hard way that clothes definitely fit into that category, especially if you are an urban professional or do any specialized activity (North Face fleece jackets are, it turns out, worth the investment. Who knew they weren't just status symbols?). Now I try to buy high-quality clothes from discounters like Syms, rather than cheap clothes at full price from someplace like Old Navy. Lesson learned the hard way.
Bill in NC says:
Still, you can't ignore the time value of money.
That makes it unlikely operating costs will ever pay for option B, when B costs double that of option A.
BTW, nearly 90% of the running cost of a washer is heating the water, so use cold water only.
And front-loaders are much more expensive to repair than top-loaders (electronic control board vs. mechanical controls).
So you want to think hard about an extended warranty for the former (out of warranty, it could easily cost $300 installed for a new motor control board for a $600 front-loader)
Eli says:
This logic is completely wrong and you can easily prove it. It entirely neglects the opportunity cost of your $300 and that should absolutely be included in the "total cost of ownership"
I posted a comment yesterday that is still "awaiting moderation" I'm not sure if that's because of its length or because of its contradictory argument. But, here it is shorter, and maybe nicer.
Run a spreadsheet with columns for the $600 Dryer, $300 Dryer, and the $300 you won't spend if you go with Dryer 1. String the costs out over 15 years. The $600 one costs you $20 a year and the $300 costs $40 a year. Then, we'll say you invest the $300 you never spend if you went cheap and give that 8% returns (over 15 years I think that's fair). The cost of the expensive dryer will always be more than the cost of the cheap one plus your savings and invested balance, ALWAYS. Even if water and electricity quadruple the operating costs you're still better off to go cheaper and invest. Try it.
Mark in Canada says:
I have had several good chats with appliance repair folks … there are NO highly reliable machines that they can recommend at prices points that I can afford. But they do recommend buying tried-and-true technology that is basic and simple to repair.
Like many, I bought a front-load machine for the environment and longer-term savings. 6 months out of warranty, our "processor" died and it cost $450 for parts. 6 months later, the machine developed a very healthy vibration – "bearings" we were told and the repair would involve two service techs tearing it completely down to replace them. We decided the bill would be too much so we just ran it as long as we could (another 18 months) until it became unbearable. Against my better judgement, we bought a top loading high efficiency machine this time. About 8 months in, another electronic repair but at least it was under warranty. Thus far, $2500 spent (2 machines and 1 out of pocket repair) after 6 years of ownership. Vs. $450 for cheap basic top-load machine…. Extra $2000 that will never be paid back except as life experience!
My recommendation: Moving parts + vibration + heat combined with fancy electronic processing boards do not mix. Consumer Reports likely does not evaluate the failure data that the manufacturers have when they make their recommendations. Save your money and buy a machine that you can fix yourself with over the counter parts if it breaks.
AGMycroft says:
This analysis (and, for that matter, the endless Prius debate) also ignores a key point in favor of economizing: the "real option value" of buying the cheaper alternative.
What happens if, five years from now, a new washing-machine technology shows up that uses only half as much water and electricity to make your clothes minty-fresh? If you bought the cheap machine, you chuck it and upgrade. If you bought the expensive one, you either grimace and upgrade (writing off, oh, about $200 more than the person who bought the cheap washer) or grimace even more and tough it out for a while longer with the old technology.
I should point out that auto technology changes faster than washer technology. Computer tech changes faster still.
Katie says:
People, Trent doesn't have to justify his car purchase any more to you! It's his car not yours!
Stop lurking on here and go send out some resumes. Or go shopping and get the economy out of the tubes. Seriously. I have a career all lined up – if I didn't, I wouldn't be commenting. I'd be absorbing as much information as possible and I'd refrain from wasting energy commenting that could be harnessed for my job hunt.
reulte says:
Keven (#50) I don't think the Pr**s was IMPULSIVELY financed, nor IMPULSIVELY chosen as new.
Arian (#47) I think most people have made their peace with the whole thing; whether they think Trent made a wise decision or not they can accept it.
Trent says:
I saved for years to buy a car because I knew we would need to replace my wife's car eventually. As I've said tons of times (in the article and in subsequent comments), we could have easily cut a check for the car. We chose not to because of the opportunity costs – putting all that cash into the car up front means you don't have that cash to take advantage of other opportunities
Because I made that choice, for example, I can do things like go to estate sales and, if the right deal comes up, cut a check for it. I've put in a lowball offer on the abandoned lot next to our home that would more than double the square footage of our lawn – if the person goes for it, the land addition to our existing property will increase our assessed property value by more than the offer, let alone the resale value. And that's just in the first month.
The choice was very deliberate. The only people who think otherwise are people who didn't read the original article or people who are out there solely to elicit reactions.
Kristen @TheFrugalGirl says:
Johanna, as a blogger, while I'm not fond of misspellings and text speak, I certainly appreciate complimentary comments, even if they don't "add to the discussion".
A little encouragement goes a long ways. :)
PJA says:
@Bill in Houston
Yes although I don't have the source numbers handy. Additionally, I was very conservative in the estimate for each years savings from not having to purchase new batteries. The annual savings estimate is about half of what I think it will be (based on a month of a fairly typical month for us) and that is still a tax free annual return of 18%.
Here is a link with more info:
Stephen says:
Trent #60 "putting all that cash into the car up front means you don't have that cash to take advantage of other opportunities"
You borrowed money for a car, so that you would have funds to invest when opportunities come along. You can't have it both ways – you either didn't have enough money for the car or you didn't have enough money for the investment.
Sometimes investments go bad or your needs for the car will change (your wife gets a job closer to home) either way you have added an element of unecessary risk/stress in your life.
You've taken the "simple" out of the simple dollar.
Stan says:
Something similar happens in my industry, ink and laser printers. My saying is 'The cheaper the machine the higher the cost per page.' High cost per page is ok if your volume is low, but look at the cartridge cost and yield.
Do You Dave Ramsey? says:
This is good stuff Trent… there's a mentality, an intentionality here that more people need to consider.
Paraphrasing Zig Ziglar – would you rather spend a little more today or realize later that you spent less than you should have?
With the cheaper machine where would have been a bug in your ear – almost imperceivable at times – asking when the machine would break… that doesn't exist with the other machine. That's another cost – incalculatable as it may be – that is also associated with the cheaper solution.
Good stuff!
paul says:
When buying a washing machine always go for the most energy efficient & the most reliable even though it may be more expensive.
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text:
BBC Review
Regrets set to some fine electro-pop, but Pnau's fourth misses many of its targets.
Tom Hocknell 2012
When Nick Littlemore went AWOL from Aussie duo Empire of the Sun in 2009, he left his bandmate Luke Steele befuddled as to what'd prompted such a sudden departure. "He's just left me with the baby," remarked Steele, also of The Sleepy Jackson, as his phone calls went unreturned. Turns out that Littlemore had hidden himself away to pen material for a new Cirque du Soleil soundtrack, while also tending to his pre-EotS outfit, Pnau, to craft a fourth studio set alongside colleague Peter Mayes.
Pnau have long been established on the fringes of the Australian dance scene, but their third album, an eponymous collection of 2007, made an impression not only on domestic charts but also international pop superstars. Elton John called it the greatest record he'd heard in 10 years, and Littlemore and Mayes seemed set for take-off. But it was Littlemore's side-project with Steele that broke globally, leaving Pnau as something of an afterthought to the worldwide market.
Soft Universe aims to change that. Less wilful than previous Pnau albums, it capitalises on electro-pop's commercial viability by channelling a great deal of charm through its opening songs in a style every bit as satisfying as EotS's most memorable moments. But if EotS's Walking on a Dream LP was possessed by an artist-in-love positivity, it is with Pnau that Littlemore vents the heartbreak to have occurred between releases. Only the lilting perfection of Solid Ground comes close to the upbeat vibe of Walking on a Dream.
Opener Everybody has Littlemore curbing stalker-like instincts: "I wish I could run to you," he says, over a tune perfectly illustrating his bonding with Mayes over Altern-8 records as 10-year-olds in Sydney. Unite Us is as anthemic as its title implies, with Pnau's trademark choirs of double- and triple-tracked vocals lifting the roof off. The defiant Twist of Fate and The Truth are further examples of Littlemore's seemingly effortless way with a tune – so it's a shame that the album soon goes off the boil.
Better Way moans with the self-pity of a mate who has been recently chucked, while Epic Fail almost lives up entirely to its moniker, just as Something Special doesn't. Thankfully, the musical-theatre influence of horn-soaked closer, Waiting for You, saves things, despite its sporting of regret-tinted glasses.
It is unfortunate that little here matches 2007's Pnau, and much like a failed relationship this album leaves a lingering sense that things could have been better. It captures more of Littlemore's own disappointment than might have been intended. No wonder, really, that he's started returning Steele's calls.

subset: commoncrawl


text:
Baton Rouge, LA, US
This project calls for the design of a Benedictine Monastery in downtown St. Louis, Missouri. At a prime location along the Gateway Mall, the monastery would become both a beacon and source for nourishment to both the monks and hungry.
The final design centers around a tripartite concept of nature, sacredness, and secularity. As a result, the relationship between the monk's cloister and the hungry's soup kitchen garden became the driving force for the overall scheme. The building form physically captures this collision between the sacred and the profane.
Status: School Project
Location: Saint Louis, MO, US


text: Aberdeen vs Rijeka Prediction and Tips. Very interesting match in Europa League on Thursday. Aberdeen play rematch at home against Rijeka and we expect one very tough match. Aberdeen have big advantaged from the first match because they won in Croatia 3:0. Rijeka have very quality players and all of ...Read More »


text:
Sourcing Business Profile-- Gaining from Item Sourcing
26 May 2016 - 07:49:26 am
With plenty of growths throughout the globe, the world has certainly become a smaller sized location. In many cases these days, businesses based in high-cost countries like the USA make every effort to acquire significant benefit over rivals by purchasing items, parts, or materials from inexpensive nations like China. If you wish to take advantage of the exact same strategy, yet you don't want the headache of establishing a procurement workplace in China, then you might wish to take into consideration employing the companies of a sourcing firm.
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Picking the Right Sourcing Company
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Among the best locations to find feedback for sourcing agencies are social networking websites. People on social media tend to be much more candid when they share their experiences with companies, so you could easily get a feel for whether a specific service is the ideal one for you or not. Keep in mind as well that not all sourcing firms have a strong social media visibility. It might be a great idea for you to damage any kind of business that doesn't connect with fans on social networks off your checklist. Although social media sites existence isn't necessarily a strong gauge of the high quality of their companies, it does determine you that a service has open communication lines, which can be extremely important in any kind of business purchase.
It is likewise recommended for you to go to exhibition as well as interact with sourcing firm agent there. No matter just how much you read about them on the internet, absolutely nothing beats having the ability to chat with them face-to-face. As well as regardless of exactly how excellent their online profile and track record is, an in person discussion is still provides a more accurate method for you to gauge exactly how well a certain service's business principles fit with all yours.
If you prefer to source your products from China, you could want to go to exhibition in China (the Canton Fair and also the East China Fair are both most noticeable). However if you do not wish to deal with the hassle of international travel, you would certainly be glad to recognize there are additionally trade shows in the US with significant Chinese existence. Of course, you do not necessarily need to work with a Chinese sourcing service. There are US-based services like Asiatic Sourcing that have a neighborhood team in China.
The most significant advantage of employing a United States sourcing firm with a solid existence in China is that you obtain the most effective of both worlds. You'll have no problem communicating with their United States agents as well as you are guaranteed that all your business deals in China are dealt with by individuals that recognize with the language and culture of the place, thereby guaranteeing that every action of the sourcing procedure goes as efficiently as feasible.


text:
32″ Joni Loom
Pure tapestry or large scale bead weaving bliss! The Joni Loom is the loom for those of you who like to think big but don't want your loom to take over your space. You can weave a piece on her 29 inches wide and 59 inches tall. That's a lot of space for creating your dreams. Pair her up with the stand and treadle and you've got yourself a fabulous floor loom at a fraction of cost and taking up a fraction of the space. She's great with or without these additions. She's stronger than some of our other, smaller, looms, sporting a double top and bottom beam to make sure she can accommodate the kind of tension tapestry weavers demand.
Product Description
Included: Four coils: 8, 12, 14, 18 dents, shedding device and handle, two large wooden clips, warping bar, flat wrench, Allen wrench, coil bar and written instructions.
Stats: Weight: 13 lbs Width: 32″ Height: 18 1/2″ – 36″ Makes a piece: 29″ x 59″
Recommended Materials and Accessories:
You don't need anything except heddles, beads, thread, a bead mat, pair of scissors and a needle to get started with this loom.
Accessories: You need heddles to use the shedding device. You can either buy them or make your own (click the heddles tab for more information). You may want the Extra Warping Bar Kit to save warp thread or the Bottom Spring Kit with warp coils for wider pieces. If you want some extra space between your front and back warp threads, the Add-On Bottom Beam is a great addition.
Kits: Try one of our great bead kits like the Beaded Purse Kit, combine beads and fiber with our fantastic Tapestry/Bead Cuff Bracelet Kit or make a gorgeous Woven Purse.
Beads: Have some fun experimenting with our Mirrix Blend Bead Soup.
Fiber: Splurge on some gorgeous hand-painted silk.
Thread: We love C-Lon! Try our C-Lon Color Mixes for some variety. C-Lon Cord makes a great warp for fiber and bead combination.
Extras: If you're interested in tapestry weaving, you'll want a Tapestry Beater (or, use a fork).
Classes: Craftartedu.com Tapestry Class, Craftsy Tapestry/Bead Cuff Bracelet Class
Note: This loom comes with updated clips that are slightly different than those shown in our instructions. Learn about the improvements (and how to secure the clips to your loom) here: http://www.mirrixlooms.com/new-clip-design/
Learn even more about the 32″ Joni here
Additional Information
|13 lbs
|32 x 24 x 1 in
3 reviews for 32″ Joni Loom
Susan Murry
I have to admit! When this loom arrived and I open the box I just sat down on the floor and laughed. OMG, what have I gotten myself into. This is one BIG BEAUTIFUL LOOM! After taking it out of the box….it was even BIGGER! For weeks I kept walking past it touching it's cool copper bars thinking YOWSA! In time I became use to its size and it didn't look so big. In fact it was so beautiful I wanted to warp it immediately. The warping process is easy, but the size makes it seem like forever. After several more warps it didn't seem so forever. This is a large tapestry/bead loom with a big beautiful shedding device that holds a whole lot of heddles. Buy the optional stand and foot pedal. You will be amazed by the smooth shed change and ease of weaving using them. Also nice to weave tapestry without the shedding device using hand manipulation. This is a very heavy duty magnificent loom. Really takes up little space compared to my full size floor looms. This one still fits under a bed, but is a wee bit hefty getting it there. It can also be used for bead weaving with or without a shed. I have grown to love this loom and her size. Another wonderful feature of ALL Mirrix Looms is the OUTSTANDING CUSTOMER SUPPORT. Very few companies offer the customer Mirrix offers long after the sale. They provide FREE education for bead, tapestry and mixed media weaving. We even have our own Mirrix Group on Face Book. Mirrix Looms is a small family owned business. All their looms are 100% made in the USA. They charge a fair price for the highest quality service and products. As a multiple owner of Mirrix Looms, I highly recommend them for all ages.
Lynne Ambrosino
This my workhorse loom! I use it for tapestries and always use the shedding device. One of the wonderful things about Mirrix looms is that they hold up in Hawaii's tropical climate. I love to take all my looms outside and bead!
Tamara Baughman
I bought mine way back in 99. Its a great loom. Easy set up i have the heddles too with it. Instructions were very clear.
Even after moving many times over the years. This loom still looks like new. Live it.
Leave a reply
Mirrix Looms products* can be returned within fifteen days of receipt of shipment in original condition and packaging. We will refund your full purchase price minus the original shipping price and a $10 restocking fee.
*Software and books are non-returnable
Please return items to:
Mirrix Looms
1097 Bible Hill Rd.
Francestown, NH 03043
Please email firstname.lastname@example.com and let us know that would like to make a return. Please include your name, address and order number in the email.
For your protection, we encourage you to send your return prepaid via UPS or FedEx. Save your shipping receipt and tracking number for proof of return delivery. We are not responsible for return packages that are lost or damaged by the return shipping company.
Mirrix looms* can be exchanged within fifteen days of receipt of shipment in original condition and packaging. Please email email@example.com and let us know your original order number and what loom you would like to exchange the original loom for. Then, purchase the new item on our website and send back the original item to us. When we receive the original item we will refund your money minus the original shipping price.
For your protection, we encourage you to send your return prepaid via UPS or FedEx. Save your shipping receipt and tracking number for proof of return delivery. We are not responsible for return packages that are lost or damaged by the return shipping company.
Exchanges must be sent to:
Mirrix Looms
1097 Bible Hill Rd.
Francestown, NH 03043
Our offers
The 38" Zeus Loom is Mirrix's largest loom and is perfect for large tapestries, rugs or bead weavings. It was designed to be large enough to accommodate a small traditionally sized rug. While able to make a piece 35" x 61", it can easily be moved from room to room or driven to a workshop while providing a weaving space usually reserved for large, heavy, immobile floor looms. Unlike his larger cousins, the Zeus Loom can easily be stored when not in use because of his slim Mirrix physique. Warping the entire width of the loom will take no more than an hour once you've nailed the process down. He also provides better tension than most wooden floor looms, having the strength of double aluminum bottom and top beams, and the shedding device is easy and efficient to operate.
Related Products
The No Warp-Ends Kit eliminates the need to weave-in warp ends when bead weaving. It can only be used without the shedding device. It is perfect for using with any kind of warp material including wire. Set up with the No Warp-Ends Kit is very easy and once you have it in place, you can weave as many pieces as you want (as long as they are the same size) using the same set up. Read more here.
Separate the top and the bottom parts of the loom (just slide the top part off). Older looms will have a bushing in the bottom of the copper tube with a flange at the bottom. Using a pair of flat nose pliers remove the bushing. Newer looms will have a bushing without a flange, so they do not need to be removed because the clips can slide off the copper tubes without doing so. In either case, slide off the old clips if you are replacing them and/or slide new clips onto the copper bars. Replace the bushing if it was removed. Put the two halves of the loom back together.
An extra shedding device for your Mirrix Loom for those of you who didn't buy one originally (For an 8" or 12" loom) or for those who want a second shedding device for your larger loom. Adding a second shedding device to your Mirrix will allow you to use techniques in your tapestry weaving such as twill weave, basket weave and tabby weave. These fancy and fun techniques will take your tapestry weaving to the next level.
You will receive the shedding device, a set of clips (if you need them), a handle, and an Allen wrench.
Specially made for us in Sweden from the same texsolv used to make all non-metal heddles for floor looms, these one-eye Mirrix heddles come in a roll of 100. They are strong (they should last as long as you and your loom do), easy to use and are good at almost any sett on the loom because they are thin. For bead weaving past 18 dents per inch we recommend making your own thinner heddles. These are the only pre-made heddles you can buy that work on the Mirrix Loom if you choose not to make your own.
Note: Yes, they are reusable and very long-lasting!
Clip this add-on beam to the back of the bottom beam of your loom with the included C-Clamps and you increase the distance between the front and back warps by an inch and a half, providing a total of two and a half inches of space between the two layers of warp. This is perfect for those who weave wide bead pieces using the traditional method because you can easily get your hand behind the warp to hold the beads in place. It also works for tapestry weavers who want more space between the front and back warps.
*Note: The bottom beam does not increase the size of the shed, only the space between the two layers of warp.
Six skeins of 12 yards of the most beautiful hand-painted silk you've ever seen. We pick the colors since no two skeins we paint are alike. But each selection covers a full range of possibilities since each skein is a combination of colors.
Use this for your affinity bracelets, tapestry/bead cuff bracelets or for tapestry weaving. This silk yarn is made of 3 plies of 35 Mulberry silk filaments (20-22 denier each) for a total of 105 silk filaments. Lots of natural shine, smoothness, evenness and strength.
This kit allows you to put on a shorter warp. In so doing you will reduce warp waste. Because it also eliminates having a layer of warp on both the front and back of the loom, it allows you to better position your hand for weaving wider pieces with the traditional method of bead weaving. It is also great for those of you who weave tapestry from the back and want to have a better view of the front of your piece from the back of the loom.
The package includes an extra warping bar, Texsolv cord and special pegs to attach the Texsolv cord to the warping bars. You don't have to warp your Mirrix this way for weaving beads, but it's a nice alternative and adds yet another dimension to ways you can use the Mirrix loom to fit your special weaving needs.
3 yards of Texsolv cord for the 8" - 22" Looms 5 yards of Texsolv cord for the 28" - 38" Looms
Separate the top and the bottom parts of the loom (just slide the top part off). Older looms will have a bushing in the bottom of the copper tube with a flange at the bottom. Using a pair of flat nose pliers remove the bushing. Newer looms will have a bushing without a flange, so they do not need to be removed because the clips can slide off the copper tubes without doing so. In either case, slide off the old clips if you are replacing them and/or slide new clips onto the copper bars. Replace the bushing if it was removed. Put the two halves of the loom back together.


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Hi guys,
I'm looking for a way to stream line my 7L aluminum tank bail out better.
For now I'm trying to apply what my instructor taught me. I've measured the distance between the chest D-ring and the hip D-ring then shortened my bail out "handle" (leash ?) to the same distance. But I'm still not convinced, my bail out tank still hangs too low below me. (Note this may be because I'm doing it wrong.)
I've looked around for different ways and found this video : Rebreather Pro: Rebreather Side Mount Bail Out Rig
It shows a great way to have it streamlined à la Side Mount but I'm not really sure how I can implement it on my rEvo III since there isn't really a back plate to attach the bungee cord to.
So I'm turning to you guys for ideas.
Thank you.


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milexia has built, through its suppliers, its own competences and own products; an original and efficient business model based on a complete and synergistic product offering that includes design of custom solutions, installation, training, maintenance and repair.
milexia is a value added partner for all your projects, from the most elementary to the most innovative.
With a total of 80 skilled professionals, milexia guarantees total presence in Southern Europe with offices and warehouses in France, Italy and Spain, and it also covers Portugal, Greece, North Africa and part of Latin America.
milexia has also a technical lab based in France.
Every employee in milexia is engaged to be the confidence partner of our customer's innovations:
- On-time delivery to our customer's solutions with high quality services: reliable, safe and competitive.
- Continuously improving our capability to anticipate and respond to our customer's and principals' highest expectations.
- Doing what is best for our customers and principals, making their life easier.
milexia operates in France under the recognized name Elexience, in business since 1971, in Italy and Greece under MicroElit, founded in 1974, also leader in its territory; and in Spain and Portugal under Giza Technologies, founded in 1997 and also a recognized leader in the industry.


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Yamaha's Marco Melandri and Egene Laverty successfully conclude their Misano test with strong lap times.
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Marco Melandri and Eugene Laverty have declared themselves pleased with what will potentially be their final World Superbike test with Yamaha.
Though the manufacturer will curtail its WSBK involvement at the end of this season, Melandri and Laverty were out on track for Yamaha at Misano to set them up for the final rounds of the year, as well as help Pirelli develop its 2012 rubber.
Setting the fastest time on both days, Melandri was pleased with his performance having 'struggled' at the same circuit earlier this year.
"We've just completed two very positive days testing. I had a particularly tough race weekend here in June so we tried various new settings over the last two days and found positive results all around. We made progress with the engine brake which I had been struggling with during the season and hopefully we made a step in the right direction which will help in the remaining three races also.
"We spent a significant part of yesterday working with Pirelli mainly on new compound solutions for the 2012 season. Overall, it went really well. We worked very hard but made improvements and were fast and consistent throughout the two days."
Laverty, who shared the second fastest time with Carlos Checa at the end of the second day, was also happy with his pace, claiming to have made a 'step in the right direction'.
"We got a lot of work done over the last two days testing. It's possibly the best test we have done so far this season. The first day we worked mainly with Pirelli on trying solutions for next year which should be useful. In the remainder of yesterday and then again today we tried a variety of different settings and gathered plenty of useful data.
"We discovered some interesting things about the geometry of the bike which should help me improve my turning and will be a benefit to me in the last three rounds of this season. We definitely made a big step in the right direction and I'm quite pleased with the two days overall."


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Stay Informed
Recent Posts
Climate change is not a problem for the distant future. It is already having a devastating impact on hundreds of millions of livelihoods, millions of lives, and thousands of species. The good news is that it is not to late to act to avoid the worst and ensure vulnerable populations are prepared to deal with the impacts. Click below to learn more about climate change impacts and the adaptations that have followed them in both Canada and around the world.
Each region of Canada from coast to coast to coast is already experiencing the impacts of climate change.
Climate change impacts are devastating lives, livelihoods and species around the world. We need to act now to prevent the worst.
Many regions have to adapt to the changing climate. It is up to wealthy countries like Canada to support vulnerable regions as they adapt to a problem they have done very little to cause.


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How the Organizational Ecology Approach Can Enrich Business Research on Small and Medium-Sized Enterprises – Three Areas for Future Research
Following the basic paradigms of the organizational ecology approach, we propose three fields for further research that have relevance for business administration and management. (1) We argue that to better understand organizational life cycles, it is important to analyze the influence of fundamental change in the governance structure of an organization on its survival chances. (2) We propose to investigate the effect of organizations' population density and the effect of interdependencies between the density and the size of organizations on the life expectancy of newly founded organizations in more detail in order to better understand organizational life cycles. (3) Based on the strong effect legitimacy has on the survival chances of organizations, we propose to focus on how different degrees of legitimacy influence organizational survival chances.
If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
Volume (Year): 61 (2009)
Issue (Month): 3 (July)
Pages: 250-269
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Friday, June 14, 2013 | 10:30 p.m.
Metro Police are searching for two men suspected of attempting to break into a home Friday night before running when the homeowner shot at them.
Police responded to the incident about 9:15 p.m. at a home in the 4200 block of San Alivia Court, near Southern Highlands and St. Rose parkways. The homeowner shot at the men as they attempted to break in, police said.
The men ran, leaving their backpacks, police said.
Police do not know if either of the men were shot.


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duck hunt
June 13, 2001, 11:37 AM
The new software won't let me log out and Shin log in. He keeps pressing "log out" and it says the cookie is deleted, but then the next screen says "welcome back, duck hunt." We cleared our history and everything, but no luck.


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Honda City is Back to Capture Buyers' Hearts
By Affan A Kadar | Published: 10th January 2014 10:34 AM |
Last Updated: 10th January 2014 11:15 AM | A+A A- |
Back when petrol prices were not deregulated, Honda's City was a leader in the C2 segment. With the absence of a diesel engine and better alternatives, City soon faded away from the scene, with buyers opting for Verna, Vento and now even Ford EcoSport. It was only a matter of time after Amaze that the City with a diesel variant would hit the markets. And now, its here!
The new City is 4th generation, which means that it is totally brand new. The car has undergone a substantial amount of change, most of which has been in the interiors. Not much has been done on the exteriors, except with maybe giving the car a more fluidic perspective.
Some of the very obvious changes on the outside are the new chrome front grille, a bigger taillight cluster, sunroof and new alloys. The car has been jacked up a good 10mm higher, giving it now a ground clearance of 165mm. The windscreen washer nozzles have been cleverly placed under the bonnet, which also address rusting issues among previous owners over the same.
Even though new alloys have been introduced, the tyres still remain the same - 175/65 R15. For the kind of power that is available on tap, a minimum width of 195 mm is necessary, even the Swift Dzire comes with 185. Upgrading would be recommended for safety.
Interiors and features have undergone a major revamp. For starters, City comes with a push button start. No more keys. Additionally, all you are required is to have the remote in your pocket for even unlocking or starting the car, the same feature is found in Verna. The interior is very spacious and bright, giving it a well-balanced ambience.
A first-in-its-class feature is the feather touch climate control AC. That's right, there are no knobs or buttons to control the AC, but a touchscreen to adjust the climate inside your car. The responsiveness is very good too, but eyes will have to be taken off the road to adjust the settings.
The steering wheel is superb and also has controls mounted over it, including paddle shift for the automatic variant. The OEM audio system has eight speakers and will accept input from any of the popular sources, be it CD/ mp3/ aux/ Bluetooth/ USB. The audio quality is also impressive.
City also comes with an OEM reverse parking camera. The ORVMs are electronically adjustable and retractable. The multi-information display in the dashboard also provides data on real time fuel consumption as well as average. Though the dashboard is packed with features, there is lack of cohesiveness, the AC vents are placed at different heights, the hazard and start/stop buttons feel out of place.
The comfort levels are excellent. There is ample legroom for the rear passenger even with the driver's seat pushed all the way back. The dual-rear AC vent adds to the comfort. The leather upholstery is very soft and has a premium feel to it. The space is ideal for four passengers, but the fifth will be uncomfortable, as the central portion of the rear seat is slightly higher.
The engine and specification are the same as those of Amaze. Honda has chosen to play safe with the fuel economy card. But the petrol version has adequate power and is only outclassed by Verna in the segment.
The diesel comes only in manual, while the Verna has automatic even in the diesel variant. The ARAI fuel efficiency is the best in class, on both the diesel and petrol.
It will now have to be seen whether the City will be able to rule the segment once again.


text: Swan Landscapes is a Landscaping business based in Staffordshire with over 18 years experience in the Horticultural industry. We offer a wide range of Landscaping and Horticultural services, from complete garden makeovers to minor repairs, Weekly maintenance contracts or a one off garden tidy. We are fully qualified, insured, a member of the Guild of Master Craftsmen and the Staffordshire County Council Trader Register Scheme. We are registered with the Environment Agency as a licensed Waste Carrier and broker. All documentation and certificates can be provided on Request.


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Sometime mid-month, the long awaited Southern Pacific Brewery will officially open their doors to the public, although on New Year's Eve a near capacity crowd of 200 showed up for the Mission microbrewery's dress rehearsal.
Chris Lawrence (former sales manager for Speakeasy) and Anthony LaVia (former owner of both Gestalt Haus and the Matador) partnered up to create Southern Pacific and brought Andy French (former brewer at Speakeasy) on board as brewmaster. The seasoned crew is rounded out by Tyler Moorish (formerly of Osteria Coppa and the Social Kitchen.
The 8500 square foot brewpub is in a former machine shop and the sleek redesign by Boor Bridges Architecture (who previously did Four Barrel Coffee and Flora Grubb Gardens) has left the industrial space feeling well-lit and open. There's an ample walled patio at the front of the building and the front wall of the brewpub is glass, which helps maintain the feeling of open space on the ground floor bar. At the rear of the bar area is a large mezzanine that overlooks the whole scene. And the building's Treat Ave location has plenty of beer cred.
Nearby 19th and Folsom was the final location for the pre-prohibition Broadway Brewery. The bar itself has 21 taps; seven of those will be pouring Southern Pacific beers and the remaining fourteen will be guest taps. And what Southern Pacific beers can we expect initially? Chris responded, "We already have a pale ale and an IPA (which were served at the NYE private party) and there's a wit that's almost ready. There is also a porter, a golden ale and a pilsner on the way. A few of our beers will be $3 a pint and the prices for the others will vary depending on the style and cost. We plan to rotate our selections; the great thing about a brewpub is that we have the ability to make a greater variety of beer styles compared to a production brewery."
Southern Pacific also has a full bar and their kitchen will be serving pizza and other pub grub made from locally sourced ingredients. Southern Pacific Brewing is licensed as a small beer manufacturer, which enables them to not only make and sell their beer on premises, but also to distribute to local and regional commercial clients and restaurants. The brewpub location is also zoned for a distillery.
Chris reports that they are currently finishing the final construction details and getting the last of the city permits signed off. Their website is being upgraded and will include the kitchen menu and details on their grand opening event. Southern Pacific's beer will also be making the rounds during the SF Beer Week Events next month.
Southern Pacific Brewing, 620 Treat Ave. (Near Folsom and 19th), San Francisco 94110, (415) 891-9775. www.southernpacificbrewing.com/


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Built-in umbrellas
On a trip a few years ago to Valley of Fire, a Nevada state park about 60 miles from Las Vegas, I was quite amused by the antics of the antelope ground squirrels romping close to the park's visitor center.
Seemingly in constant motion, they appeared oblivious to the sun's intense rays as they darted from one shrub to another or briskly dug holes.
These squirrels are known for their bushy white tails, which they bring up over their backs to serve as built-in umbrellas against the sun.
It was not much of a surprise, then, to learn the origin of "squirrel" this morning. According to Webster's, it came into Middle English from an Old French word that went back to a Latin word that was borrowed from the Greeks' skiouros. That word came from two Greek words: skia, meaning shadow, and oura, meaning tail.


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Something Unknown
If you were to ask us the question: What is the one thing about Atlantic Futon that most people don't know. The answer is easy, we've been in the mattress business for nearly
30 years. You see, long before futons were furniture pieces, they were mattresses. In fact at one time,they were the most natural and chemical free mattresses you could buy.
Our Roots
We made our first futon mattresses by hand in Nelson county back in 1982. We worked together making each mattress by hand. We cut the fabric with scissors, stuffed the layers of pure cotton into a 100% unbleached cotton muslin shell and hand stitched the final seams.It was beautiful; a cozy chemical free sleep surface that was firm and supportive!
Green and Organic Beginnings
Over the years we maintained a spirit of innovation and brought the first mattresses made from Wellspring™ recycled fiber to our retail market and in 1995 we sold the first mattresses made from natural and organic materials which included, organic hemp and cotton, natural latex and pure New Zealand virgin wool.
Introducing Tempurpedic
Then in the late 90's a new style of sleep surface caught our attention, one that provided superior pressure relief to tender joints and natural spinal alignment by conforming to the curves of the body. The following year we introduced Tempurpedic Sweedish Foam mattresses to Charlottesville and to the nation via our website.
Healthier Alternatives
Today amidst growing concerns about our environment, there is an increasing awareness of the chemicals and synthetic materials used in the home furnishings industry and the impact they can have on our health and the air quality in our homes.
Unlike Tempurpedic, our super comfy memory foam mattress is made with plant based foam and a natural latex core with natural fibers that keep you cool and dry at night. It cradles your curves in comfort, so your muscles relax and you sleep better. It's that simple.
Our Goal
Atlantic Organic Natural Sleep Shop is committed to improving the range of options available to bedding consumers today with an emphasis on green manufacturing practices and the use natural, non-toxic, low VOC materials, and 3rd party organic certifications.
Why we're unique
We are different from typical mattress stores and high end organic mattress retailers, Atlantic Organic's merchandise is geared toward addressing the most prevalent issues affecting people's quality of sleep and providing sound alternative sleep solutions at affordable prices.
Our invitation
So come see us and discover how you can sleep smarter on a mattress that's healthier for you and better for the planet. While you are at it, check out our amazing top of the bed offerings, you'll love our sumptuous pillows, mattress toppers and comforters made with the finest natural fibers, so you can put the finishing touches on your natural comfort zone.


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Mens Nike Free 5.0 V3 Dark B32SZ
Nike Free Flyknit 4.0 - Multicolor Nike revisits last year's "multicolor" theme on the recently introduced Free Flyknit 4.0. Much like last year's Flyknit Lunar1+, Nike went using a black multicolor design over the entire knitted upper on these. Monochrome Swoosh logos then add contrast for the clean look, while a Totally Free 4.0 tooling meets down below. The "Multicolor" Nike Free Flyknit 4.0 is expected to hit select retailers soon.Of the Nike Free Flyknit colorways we have seen so far, this 1 is quickly one of the most overtly masculine. Joining several blue tones with whites, these Free Flyknits possess a cool search whose relaxed first feeling belies the severe technical capabilities it represents. You'll want to clickthrough to view precisely how the many colors combine to create a wonderful harmony between anything required, and be sure to test back with Trainer Information For-Free Flyknit launch dates.Nike Free Flyknit - Area Collection.Nike Free 4.0 Flyknit Summer 2014 Assortment the Majority of The Nike Free 4.0 Flyknit couples that people e displayed lately happen to be of the multicolor persuasion, but let not forget the sneakers are also plenty busy with all the more normal color blocking methods. Take this team like, which only sprang around weed out Summer Time 2014 array for the freerunners. The women frames from the party trend better with all the hobby turquoise and also the brilliant pink, as the men feature two dark and whites and also a neo turquoise. See the entire pair of Nike Flyknits after the press and grab yours today from CNCPTS.
Nike Free Trainer 5.0 - Pimento Dark The 2013 Nike Free Teacher 5.0, officially presented last week, has become for sale in a new Pimento / Black colorway. Influenced by the "Asian finger-trap," the teacher's innovative new upper attributes intertwined dark and red groups that interact and tighten in reaction to horizontal motion. A bright Nike Free 5.0 sole permits pure action and flexibility, while extreme rubber nodes to the outsole provide suitable multi surface traction capabilities.Nike Free Flyknit ity Package Paris Discharge DateThe Nike Free Flyknit ity Group is just a class which will possess a staggered release. The NYC one hit 21 Mercer nowadays, the Friday release date obviously being a part of a new press from the Swoosh squad to brand FlyknitFriday. Meaning that this, the London couple, will also be coming on the Friday. Next Friday actually-and they acquired simply be in Paris which means you wear should be worried about touring across continents to acquire yourself some. Discover the entire Nike Free Flyknit ity Pack Paris match below then watch them hitting next week at 21 Mercer.


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Comments on Improvising in the Boardroom
by Matt Griffin
5 Reader CommentsBack to the Article
I've been using improvisation for years to make me more comfortable in facing fears. I never "study" for an interview anymore and feel like I pull them off much better.
IMHO, it is not improvisation, you made these events to a experience and knowledge driven workshop. And that is exactly the way which works best for me.
In 90% of all cases, our potential clients have nothing but are more or less diffuse picture of the next project. There are goals and a strong hope that the things get done as they are expect them. With a prepared presentation, i'am caught up in slides and it is even harder to act flexible.
But this is no way for people without a lot of experience and knowledge (i sometimes like to adress them as competence-simulators), so marketing people might get lost at this improvised track.
More often than not, when talking to clients, I'm pleasantly surprised at how smart and knowledgeable I am :-)) Really, it's a sort of Zen thing. Once you make the experience that smart questions from well prepared clients lead to smart answers and a pleasant, interesting dialogue for both parts, you broke the spell that binds you. Some clients have no clue, which is second best, but then you get to lead the pitch—if you know your stuff, that's ok. The problem are people who try to give you a hard time—happens occasionally, but surprisingly many people just want to get a job done, as you do. A notebook and internet or else, your past projects with a local web server are often quite enough to illustrate technicalities or give your clients ideas on how they like things to be done—or not, which is helpful, too.
a silly face with two hyphens and and a para ending with a dash resulted in a long, uncalled for strike through, maybe a sort of Zen thing, too.
Dude. THANK YOU.
"[building sites] well is about listening. "Open your ears," we used to say."


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Tagged: custom.css
Hi there,
Just having a little problem after migrating my site from MT to WPEngine. All looked sweet until I forced a cache refresh from the WPEngine panel in Dashboard. So it seems that my custom.css is not being recognised/loaded. Also any changes I make to styling in the theme options aren't showing on the site.
Any ideas, I'm tearing my (thinning) hair out!
Hi nokostudio!
Maybe Enfold can't regenerate the dynamic stylesheet. Please use a ftp client and connect to your server. Navigate to wp-content/uploads/dynamic_avia/ and set the folder permission to 777. Then delete the enfold.css file and go to Enfold > Theme Options to regenerate the dynamic stylesheet (hit the green "Save all changes" button).
You're a legend!
That worked a treat, all up and running again, thanks!
The topic 'Custom CSS not loading after migration' is closed to new replies.