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Don't miss out on a lower price on this hotel
Get an overview of this hotelHotel in Louisville with free breakfast and indoor pool
Popular property highlights
Situated in Louisville, this hotel is 1 mi (1.6 km) from Springhurst Towne Center Shopping Center and within 3 mi (5 km) of E P Tom Sawyer State Park and Paddock Shops. IceLand Sports Complex and Yew Dell Botanical Gardens are also within 9 mi (15 km).
Hotel Features
An indoor pool, a fitness center, and a business center are available at this smoke-free hotel. Free buffet breakfast, free WiFi in public areas, and free self parking are also provided. Other amenities include a meeting room, dry cleaning, and laundry facilities.
Room Amenities
All 81 rooms provide free WiFi and free wired Internet, flat-screen TVs with cable channels, and conveniences like refrigerators and microwaves. Pillowtop beds, coffee makers, and free weekday newspapers are among the other amenities available to guests.Information missing or incorrect? Tell us!Opens in a new window
Holiday Inn Express Louisville Northeast
Hotel Amenities
Hotel Amenities
Holiday Inn Express Louisville Northeast features an indoor pool and a fitness center. A computer station is located on site and wired and wireless Internet access is complimentary. Business-related amenities consist of a business center and a meeting room. Guests can enjoy a complimentary breakfast. Event facilities measure 480 square feet (43 square meters). This business-friendly hotel also offers multilingual staff, complimentary newspapers in the lobby, and a fireplace in the lobby. Complimentary self parking is available on site. A total renovation of this property was completed in April 2017.
Holiday Inn Express Louisville Northeast is a smoke-free property.
- Free breakfast
- Conference space size (meters) - 43
- Free WiFi
- Conference space size (feet) - 480
- Total number of rooms - 81
- Number of buildings/towers - 1
- 24-hour front desk
- Number of floors - 3
- Free newspapers in lobby
- Express check-in
- Express check-out
- Fireplace in lobby
- Fitness facilities
- Free wired Internet
- Computer station
- One meeting room
- Dry cleaning/laundry service
- Elevator/lift
- Business center
- Laundry facilities
- Multilingual staff
- RV, bus, truck parking
- Luggage storage
- Safe-deposit box at front desk
- Free self parking
- Smoke-free property
- Indoor pool
Family Friendly Amenities
- Family Hotel
- Indoor pool
- Free Wi-Fi
- Laundry facilities
- Refrigerator
- Microwave
- Cribs/infant beds (complimentary)
Available in all rooms: Free WiFi , Free wired Internet
Available in some public areas: Free WiFi , Free wired Internet
Free self parking, RV, bus, truck parking
Room Amenities
- Connecting/adjoining rooms available
- Free cribs/infant beds
- Free WiFi
- Premium TV channels
- Pay movies
- Air conditioning
- In-room climate control (air conditioning)
- Free weekday newspaper
- Phone
- Free local calls
- Refrigerator
- Coffee/tea maker
- Microwave
- Daily housekeeping
- Private bathroom
- Free toiletries
- Hair dryer
- Shower/tub combination
- Iron/ironing board
- Desk
- Free wired Internet
- Blackout drapes/curtains
- Cable TV service
- Flat-panel TV
- Pillowtop mattress
Where to Eat
Guests are offered a complimentary buffet breakfast.
Nearby Things to Do
Recreational amenities at the hotel include an indoor pool and a fitness center.
If you have requests for specific accessibility needs, please note them at check-out when you book your room.
- Accessible bathroom
- Roll-in shower
- In-room accessibility
Hotel Policies
Check-in time ends at midnight
Check-in time starts at 3 PM
Check-out time is 11 AM
Payment types
Children and extra beds
- Children are welcome.
- Kids stay free! Up to 3 children 18 years old and younger stay free when using existing bedding.
- Rollaway/extra beds are not available.
- Free cribs (infant beds)!
- Pets not allowed
You need to know
Extra-person charges may apply and vary depending on property policy.
Hotel Name
- Holiday Inn Express Hotel Louisville Northeast
- Holiday Inn Express Louisville Northeast
- Holiday Inn Express Louisville i-265 East Hotel Louisville
- Holiday Inn Louisville
- Louisville Holiday Inn
- Holiday Inn Express Louisville Northeast Hotel
We should mention
Up to 3 children 18 years old and younger stay free when occupying the parent or guardian's room, using existing bedding. Only registered guests are allowed in the guestrooms. The property has connecting/adjoining rooms, which are subject to availability and can be requested by contacting the property using the number on the booking confirmation. Alcohol is not served at this property.


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Discover Our Beachfront Cape Cod Hotel
About Sea Crest Beach Hotel
Just minutes over the Bourne or Sagamore bridges, the Sea Crest Beach Hotel in North Falmouth provides the perfect backdrop for relaxing romantic escapes, productive business trips, adventurous family getaways and unforgettable events. Discover a location of pristine white sand beaches at Old Silver Beach, iconic cottage-lined streets, barefoot luxury and a casual, welcoming vibe just about anywhere you go. Welcome to Cape Cod living at the best choice in Cape Cod beachfront hotels.
Voted "Best of the Cape & Islands" in the Cape Cod Life Reader's Choice Awards five years in a row, Sea Crest Beach Hotel is home to 263 guest rooms and suites and a spacious three-bedroom cottage, all designed in classic Cape Cod style with neutral tones and retro motifs. Property amenities at our Cape Cod hotel include complimentary Wi-Fi, indoor and outdoor saline pools and Jacuzzi tubs, premier onsite dining at Red's Restaurant and Lounge and over 30,000 square feet of stunning event space for meetings and weddings.
While staying at our waterfront destination, the ideal choice in Falmouth, MA hotels, enjoy picnics on the beach, fishing excursions and nature walks or simply enjoy the old-fashioned art of relaxation. We look forward to your stay. You'll look forward to beginning a new vacation tradition with us.

subset: commoncrawl


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This property has been removed by the agent. It may be sold or temporarily removed from the market
4 bedroom detached house for saleMoray View Court
Offers in Region of £265,000
Property Description
Key features
- Hall, Lounge/dining Room
- Family Room
- Kitchen, Utility
- Shower Room, Bathroom
- 4 Bedrooms (E/s Master)
- Dg, Gch
- Gardens, Dble Garage
Full description
Executive and individually designed family home, designed by Elaine S Brown, Architect, Cullen. The property is situated in an excellent location, adjacent to primary school and within walking distance of the town. It enjoys splendid open views across the countryside to the rear. The accommodation comprises on the ground floor, entrance vestibule, hallway, formal lounge/dining room, family room, dining kitchen, utility room, shower room and a bedroom and on the first floor a galleried landing, three good sized double bedrooms, (master en-suite) and a family bathroom. The property further benefits from extensive use of natural hardwood finishes, integrated vacuum system, double glazing, gas central heating, good sized mature garden grounds, driveway and a double garage.
Entrance Vestibule
2.30m x 1.61m (7'7 x 5'3 )
The vestibule benefits from coving to ceiling; inset ceiling spotlight; laminate wood effect flooring; wooden door with four glazed panels leads to the main hallway.
Unusually shaped and spacious hallway which gives access to the formal lounge/dining room, family room, dining kitchen, stairs to the first floor, shower room and ground floor bedroom; coving to ceiling; two inset ceiling spotlights; hard wired smoke alarm; door bell chime; fitted carpet; two central heating radiators; ample space for chair; long double glazed window with four glass panels; fixed vertical blinds.
Lounge/Dining Room
7.70m x 6.00m (25'3 x 19'8 )
At longest and widest narrowing in the dining area to 3m
Elegant L-shaped room; front and side facing double glazed windows; fixed vertical blinds; coving to ceiling; six inset ceiling spotlights; TV and telephone points; fitted carpet throughout; three central heating radiators. The lounge area enjoys double glazed doors which lead out to the patio with a splendid view out over the surrounding countryside to the hills beyond. The focal point of the room is a fabulous marble fireplace with marble insert, mantel and surround, which houses a Living Flame effect gas fire.
Family Room
6.00m at longest x 3.75m (19'8 at longest x 12'4
Fabulous room with double glazed windows on two sides, allowing an excellent amount of natural light; double glazed French doors lead out to the patio; high ceiling; three inset ceiling spotlights; three ornamental wall mounted uplighters; TV and telephone points; laminate wood effect flooring; central heating radiator; recessed area, with bracket for LCD TV; galleried banister. The focal point of this room is a gas fired cast iron stove, which is set on to a tiled hearth.
Dining Kitchen
6.00m x 4.90m (19'8 x 16'1 )
At longest and widest
Beautifully fitted modern dining kitchen supplied by Ritz finished in a lime washed blue effect with contrasting beech effect cornice, pelmet and worktop; under unit lighting; dresser style unit with built-in glass and leaded doors; two built-in wine racks; built-in double oven and grill; built-in Stoves four ring white gas hob; integrated dishwasher; integrated fridge freezer; central island with built-in cupboards, which doubles as a breakfast bar; canopy above with integrated spotlights; two rear facing double glazed windows, which overlook the garden; fixed Roman blind; inset Blanco resin sink with slot-in drainer and mixer tap; door bell chime; TV and telephone points; laminate wood effect flooring; large white towel radiator.
Rear Hallway
1.45m x 1.20m (4'9 x 3'11 )
This hallway leads to the utility room; laminate wood effect flooring; large double cupboard with sliding wood effect doors, offering hanging and shelved storage space.
Utility Room
2.90m x 1.80m (9'6 x 5'11 )
Fitted with base units to match those in the kitchen; wood effect worktop; mosaic tiling above the worktop; single Leisure inset sink with mixer tap; tall broom cupboard; plumbing in place for washing machine; space for tumble dryer; ceiling clothes pulley; ceiling smoke alarm; inset ceiling spotlight; double glazed window; fixed Roman blind; laminate wood effect flooring; central heating radiator; door leads to the integral garage.
Shower Room
1.90m x 1.81m (6'3 x 5'11 )
Incorporating a three piece suite in pergamon comprising low level WC, pedestal wash hand basin and corner quadrant shower cubicle which houses an integrated power shower; wet wall to ceiling height within the shower cubicle; tiling to approximately half wall height; inset ceiling spotlight; ceiling extractor; shaver point; ceramic floor tiling; vertical radiator with integrated mirror and towel hooks.
Ground Floor Bedroom
3.60m x 2.90m (11'10 x 9'6 )
Well proportioned double room; double glazed window; fixed vertical blinds; TV point; fitted carpet; central heating radiator; built-in double wardrobe with sliding mirror doors.
Staircase & Landing
Carpeted staircase leads up to the extremely spacious landing. The landing gives access to all upstairs bedrooms and the family bathroom; coving to ceiling; hard wired smoke alarm; three inset ceiling spotlights; three double glazed windows, fixed vertical blinds; telephone point; fitted carpet; central heating radiator; built-in shelved airing cupboard, which houses the Heatrae Sadia water tank; hatch to the loft space.
Bedroom 3
3.50m x 3.00m (11'6 x 9'10 )
At longest and widest
Double glazed window; fixed vertical blinds; TV point; fitted carpet; central heating radiator; built-in double wardrobe.
Family Bathroom
3.10m x 2.00m (10'2 x 6'7 )
Luxury bathroom incorporating a four piece suite in pale green comprising pedestal wash hand basin.. Low level WC, bidet and Jacuzzi bath; double glazed window; fixed roller blind; two inset ceiling spotlights; ceiling extractor; Hollywood style mirror with integrated lighting; shaver point; ceramic floor tiles; tiling to half wall height around the room; large white towel radiator.
Bedroom 2
4.80m x 3.50m (15'9 x 11'6 )
Well proportioned double room; two double glazed windows; fixed vertical blinds; TV point; fitted carpet; central heating radiator; large built-in wardrobe with three sliding doors.
Master Bedroom
4.51m x 3.30m (14'10 x 10'10 )
Spacious double room; two double glazed windows; fixed vertical blinds; inset ceiling spotlight; TV and telephone points; fitted carpet; central heating radiator; large built-in wardrobe with three sliding mirror doors, excellent range of fitted bedroom furniture with integrated lighting by Bliss which includes ample drawer, cupboard and shelved storage space, built-in headboard , dressing unit and TV shelf; door leads through to the en-suite shower room.
En-Suite Shower Room
2.75m x 2.05m (9'0 x 6'9 )
Luxury en-suite shower room incorporating a three piece suite in white comprising low level WC , bidet and vanity mounted sink, which are set into fitted bathroom furniture and a 1.15m wide combination steam shower cubicle; wet wall to ceiling height within the shower cubicle; tiling to half wall height around the room; two inset ceiling spotlights; ceiling extractor; double glazed window with two frosted panels; fixed roller blind; Hollywood style mirror with integral lighting; ceramic floor tiling.The shower cubicle has a sliding door, the shower is electronically operated with numerous vents and spray jets and two fitted seats. There is a unit to the rear of the bidet which houses the power unit for the steam shower.
This beautiful property is set in mature and beautifully maintained garden grounds and is accessed from Rathven Road onto a substantial lock block driveway. This driveway with paving to either side provides ample parking for several cars; ramp at the bottom of the driveway with mature planted gravelled borders to either side leads to the front door; beautifully stocked border adjacent to the front door; pathways lead to the front door and along the side to the rear garden; external lighting; flood lighting to the front of the property; wrought iron gate gives access to the rear garden.
Substantial rear garden which is bounded by wooden fencing and mainly laid to lawn; lovely patio area; external flood lighting; rotary clothes dryer; wooden storage shed; dog kennel; external water tap; further wrought iron gate leads to an area behind the garage, which has been landscaped with gravel, stepping stones and a mixture of annual and perennial plants; further patio area; further rotary clothes dryer.
Integral Garage
5.60m x 5.20m (18'4 x 17'1 )
The garage can be accessed from the utility room, down a staircase, which has laminate wood effect flooring and a handrail, to a lower hallway; doorway leads through to the garage. Two up-and-over wooden doors, which are electrically operated; pitched roof; ample rafter storage; power and light; good range of fixed shelves; side facing double glazed window; water tap; recess which houses the British Gas 330 Vaillant gas boiler; tank for the integrated Beam vacuum system; external sensor light.
These particulars, whilst believed to be accurate are set out as a general outline only for guidance and do not constitute any part of an offer or contract. Intending purchasers should not rely on them as statements of representation of fact, but must satisfy themselves by inspection or otherwise as to their accuracy. No person in this firms employment has the authority to make or give any representation or warranty in respect of the property.
More information from this agent
To view this media, please visit the on-line version of this page at www.rightmove.co.uk/property-for-sale/property-38249561.html
Listing History
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Market Info
Disclaimer - Property reference 100161A_161. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by Wink and Mackenzie, Elgin. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.
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Utah needs nonpartisan primaries
SG in SLC Salt Lake City, UTMay 30, 2013 4:25 p.m.
Utah_1 is obviously a shill for either the Utah or Salt Lake County Republican Party Executive Committee, and he is obviously aware that he wrongly labeled Tiani Coleman as a former Democrat (she is identified at the end of the article as a former Salt Lake County *Republican* Party chair).
Utah_1 also brings up California's model of "governance by referendum/ballot initiative" in a slippery-slope argument against Tiani's proposal. If California is at one end of the democracy-republic continuum, Utah's "choose someone to choose someone to represent me" is at the other end, and it results in our elected officials being less accountable to the voters.
It also seems that Mike Richards, J Thompson, and bandersen all favor keeping the playing field tipped in favor of political activists because the general masses of registered voters are somehow unworthy to choose their government representatives. This reminds me of the voter literacy tests that were used to deny suffrage to African-Americans after the passage of the Fifteenth Amendment.
Others seem to have issues with various nuances of the proposal, but I think Tiani's proposal is intriguing, and it would probably produce better outcomes overall.
2 bits Cottonwood Heights, UTMay 30, 2013 2:58 p.m.
non partisan blanket primaries....
so as many people as want to can be in this primary, and we can't see which party endorses them.
What if we have 50 Democrats and 2 Republicans in the primary? What are the chances of any of those 50 Democrats getting enough votes (with their votes being spread between 50 people and the Republican votes only spread between the 2)? Who do you think would be victorious no matter how many Democrats voted?
This doesn't work. It turns into a competition to see who can convince the fewest candidates to run... so their votes won't be as diluted as the other group's. It becomes less about your vote... and more about what party/group can organize and manipulate the numbers in the primary the best.
I don't like the unintended consequences that come along with it.
2 bits Cottonwood Heights, UTMay 30, 2013 11:32 a.m.
I still don't see how Primaries take away the advantage of the encumbant and the candidate with $$$.
In a popular election (aka a primary) who wins? The person with the most name recognition. And who has the most name recognition?... Encumbants and people who have enough money to start blanket advertising before they even know if they are going to make it to the REAL primary or not.
So... how does this take away the advantage of the encumbant or the rich guys???
This is just naive to think that going to an early primary (before nobody knows the newcommers and they only know the people who campaigned befor or who they've seen advertising on TV) will not totally give the advantage to encumbants and rich people.
Why is the DMN pushing this agenda?
Could it be that they make their $$$ from Advertising? And this plan would require MANY MORE CANDIDATES adverting much earlier and more often in order to get the name recognition needed to win???
Seems like the DMN, KSL, etc, win BIG if they can kill the convention system, which means more political advertising for them.
Strider303 Salt Lake City, UTMay 30, 2013 11:31 a.m.
The party system allows for people to band together, and select a candidate. People who will not affiliate with a party, and there must be a dozen in Utah, are free to place their name on the ballot in the general election and campaign to their hearts content.
Politics can be a full contact sport/occupation and neighborhood meetings are a way to select a candidate under a philosophical banner.
My take on the whiners is that they feel their opinion should always matter and prevail and are unable to convince others. As to Sen. Bennett, I heard him promise two (2) terms when he ran the first time, and was able to help him keep his word at the last convention.
He had the money and could have run as an independent if he wanted to, I guess "the fire in the belly" his words, not mine wasn't hot enough to motivate him to that path.
Caucuses and conventions and courting delegates help vet a candidate better than pretty TV ads and soundbites.
2 bits Cottonwood Heights, UTMay 30, 2013 11:22 a.m.
I don't like party politics either. But as long as we're going to let candidates wear the party label, and use party funds for their campaigns... we kinda have to let the PARTY nominate them.
We can't just allow any candidate who wants to, to call himself the "Democrat nominee". He kinda needs to be noninated BY THE PARTY before he calls himself their candidate.
If we're going to remove all party politics (nationally not just in Utah)... I'd be all for it. But until we do... we kinda have to let parties have their convention to vet heir candidates and pick who they will support as their "nominee" or the candidate they support.
Just as an asside... If you don't like the party's candidate... you CAN vote for somebody else. you don't have to be nominated by EITHER party to be on the primary ballot. But you do have to be nominated by the party and at least somewhat get their approval, to call yourself their candidate and help yourself to their war-chest.
Utah_1 Salt Lake City, UTMay 30, 2013 11:10 a.m.
Clarifying Facts, That is how California is run or ruined.
The current system does not protect the incumbent, wealthy or famous. I think that is a good thing. Keep Fair Elections in Utah.
I believe the primary system you are proposing will be won by the incumbent, wealthy or famous. We should put for our best candidates not our richest ones.
bandersen Saint George, UTMay 30, 2013 10:24 a.m.
Clarifying Facts: Lets get the facts straight here. The caucus meeting is not for victims who sit there and are filled with fear because others more courageous will voice their opinion. What kind of mealy mouse excuse is this? Go in and voice your opinion. It is arrogant to say that you are not allowed to voice your opinion because you don't have the courage to voice your opinion, and then walk out the door voicing your victimhood because you didn't have the courage to voice an opinion. Not only that,I have a strong feeling that you represent those who think that their opinion is the ONLY one that should be voiced, while acting as if you want to be inclusive! Hogwash! A pure democracy tramples on the rights of the minority. Thank goodness that there are those who still believe that we are a republic, as we should be, for they are the ones that understand the whole concept of Democratic Republic.
Clarifying Facts Lehi, UTMay 30, 2013 10:06 a.m.
banderson: if an unaffiliated person goes to a caucus meeting, their voice cannot be heard. They are not allowed to speak, vote or run for a position. If they affiliate as a Republican, then they can, but that doesn't mean their voice is really heard; it just means they got to pack themselves into a room and wonder what happened when it's over. Do you support Republicans increasing their ranks by force? "You get no say unless you join us." Or should they have to compete, i.e., people voluntarily join if they think they're a worthy organization to be a part of?
J Thompson: you're absolutely right. I did a little bit of an apples to oranges comparison. Why? In our current system, Republicans have decided to choose their nominees by means of representatives. That's a perfectly fine thing for them to do. What's not perfectly fine is for the government to aid them in having a monopoly, such that the general election ballot is a complete farce. Republicans should be able to hold caucuses, endorse candidates, and advocate for candidates, but not control who gets to be on a general election ballot.
Clarifying Facts Lehi, UTMay 30, 2013 9:49 a.m.
Utah_1: If what you say is really what would happen, it just shows how polarized, partisan and lopsided we have become. Maybe we need to look at candidates as individuals, and not put so much weight on their party. And maybe, parties need to re-think some of their issues if they want to be more viable. This system, being a truly competitive system, would incentivize parties to start thinking about real solutions, and start listening to the people better. I think you overstate it, though. In any event, I'm in favor of having the most open and fair elections possible, so I would support allowing any candidate who can get 15% of the vote (using IRV) to make it to the general election (using IRV). At a minimum, I really think we should at least take the top 3 candidates for the general election (with IRV in the General). But this needs to be a larger discussion, with more people so that together, we can come up with the best approach. I would hope that you would re-cant your suggestion that the author left the democratic party and became unaffiliated. That is not true.
J Thompson SPRINGVILLE, UTMay 30, 2013 9:17 a.m.
@Clarifying Facts,
You seem to have a very narrow view of the word, "Republic". We elect those who represent us. Republicans have chosen to elect delegates to represent them at the nomitating convention. Those who prefer to not declare their party can wait until the general election to vote. The degree of participation is left to the individual.
Look at how many want a pure democracy until they get to the general election; then they want a Republic. In a pure democracy, every voter that lives away from the Wasatch Front might just as well stay home, because his vote would be lost. The entrenched candidates would only have to sing their song to those voters living in the largest cities. The desires of everyone else would not matter.
In this REPUBLIC, the vote of each person is equal - if that person cares enough to vote. He votes for someone to represent him every step of the way.
Dictatorships love the circus mentality. Look at Hitler. You can bet that no "grass roots" organization ever had any influence over him.
Yet, that is exactly what you're demanding. You want the rich and powerful to squash all newcomers.
bandersen Saint George, UTMay 30, 2013 9:07 a.m.
And what keeps all those unaffiliated voters from a chance to be at a caucus meeting to let their voice be heard? Perhaps a 'good' T.V program or sporting event, surrounded by apathetic friends who don't want to participate, but just want someone to make a decision for them, decisions, of course, that won't take away their 'entitled' government program subsidies. These are hardly the ones I want participating in anything. Of course, these are the same ones that can be manipulated the easiest in a last second TV montage of nothingness, reminiscent of the latest presidential election.
Clarifying Facts Lehi, UTMay 30, 2013 8:24 a.m.
Mike Richards: Where does our Republic end? To me, it ends where our founders said it ends. We the People get to vote on our representatives in government (the founders never said the people should not get to vote on their representatives in government, but only on party representatives, who will decide on our representatives in government). Yes, we have representatives represent us in government so that we can do our regular jobs while they supposedly do the job of the people. But if you take your idea of representatives to its logical conclusion, we might as well have an oligarchy (maybe we already do), or a dictatorship. As long as we get people who think just like we do, they might make terrific decisions for all of us. Wouldn't you rather give people the liberty to be self-governing? Yes, that also means they'll have the liberty to make bad decisions, but at least when they realize it, they'll have a way to change that. As to rock stars, the biggest rock stars I know in Utah became rock stars through the caucus system.
Utah_1 Salt Lake City, UTMay 30, 2013 8:15 a.m.
Clarifying Facts,
We could have a general election with 2 democratic candidates and no republican's in Salt Lake County and no democratic candidates making it to the general election in the rest of the state. I don't think that is a good idea.
The author has left the democratic party and is now unaffiliated.
Utah allows someone that is unaffiliated to affiliated the day of the primary and vote in the primary. Our current system has shown we don't have the crossover votes.
The Democratic Party was worried that Republicans would vote in their primary for Rep. Matheson a few years ago. It didn't happen because the current system works.
The current system does not protect the incumbent, wealthy or famous. I think that is a good thing. Keep Fair Elections in Utah.
Mike Richards South Jordan, UtahMay 30, 2013 7:59 a.m.
Let's all just demand that everyone gets to vote on every city council decision. Why have a legislature or a senate? Why don't we all just vote directly on every issue? Why have a mayor or governor? The people are being cheated by not being allowed to be directly involved in every vote. Why should "elected" representatives, senators, mayors and governors be the only ones who are allowed to vote? Let's do away with this Republic and become a true democracy. Let's let the prancing horse who is good at public speaking become a "rock star". Let's watch the uninformed public swoon at his feet and listen to every lie that he tells. But, with a democracy, there could be no lies because every person could be counted on to do his duty.
Just like every citizen does his duty now and attends his caucus meeting. Just like every citizen "vets" every candidate before voting. Let's turn this country into a real circus where the people are entertained by the "rock stars".
The millions who died to preserve our REPUBLIC are rolling over in their graves.
Clarifying Facts Lehi, UTMay 30, 2013 7:52 a.m.
Utah_1: I appreciate that you've changed your tune just a little. "Nonpartisan" blanket primaries would help us have more competitive general elections, and it would give voters the opportunity to feel like their vote matters. Since voters would only get to vote for 1 candidate and more than one candidate would advance, most races would have at least one R-leaning and one D-leaning (especially if we decided to let more than the top two advance to the General). In cases where a party has a super, super majority, and one party ends up overrepresented and another party gets underrepresented (or not represented), IRV would guard against the spoiler effect. Then we have to ask ourselves, what's better? The current system (in places like Utah County, the R goes uncontested or the D is absolutely only a token candidate; in SLC, the D goes uncontested or the R is absolutely only a token candidate)? OR, a system where in Utah County unaffiliated voters and D voters at least get to say which R will represent them in government rather than get no say, or in SLC, Rs get to say which D will represent them in government?
Utah_1 Salt Lake City, UTMay 30, 2013 12:27 a.m.
One of the principles of those wanting to gut the neighborhood election caucus meeting and convention system we have in Utah, was this: " A system that provides inherent advantages to those who are incumbent, wealthy or famous is not acceptable."
The problem is their proposals would do exactly that.
The Caucus System in Utah is the best way to make sure grass roots movements can work over large amounts of money. It is the only way someone with $100,000 can go against someone with $2,000,000 in election funds.
There were about 120,000 republicans in Utah that went to the neighborhood caucus elections in 2012 to elect the 4000 State Delegates. Add to those numbers the democrats and the primary elections. Certainly the municipal elections didn't do any better in voter representation.
Bypassing the Caucus / Convention System will NOT create more participation. There are 4000 state delegates that spend countless hours vetting candidates to be on the ballot. They are selected by those that attend the neighborhood election caucus meeting. You just have to attend.
The current system does not protect the incumbent, wealthy or famous. I think that is a good thing.
Utah_1 Salt Lake City, UTMay 30, 2013 12:26 a.m.
Going to nonpartisan will fix it so we have two or three republican on the ballot and no democratic candidates, or two or three democratic candidates and no republicans.
If you are going to run as a Democratic candidate, you have to comply with their rules. If you are going to run as a Republican, you have to comply with their rules. If you want to run and not have those rules, you can run as an unaffiliated or independent, or run as a 3rd party candidate. "Count My Vote" is attempting to change all party rules by changing state laws by initiative, thus bypassing the political parties and the Legislature.
The Caucus System in Utah is the best way to make sure a grass roots process can work over large amounts of money. It is the only way someone with $100,000 can go against someone with $2,000,000 in election funds. We have a system that that does NOT favor the incumbent, wealthy or famous. This is a good thing.


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I'm on the road again! This time I am off to Colorado for The Performance Marketing Summit 2014 in Denver. This one-day affiliate marketing event will take place on Tuesday June 17th and the conference is limited to only 100 people! No surprise that this thing sold-out all ready (but there is a wait list). If you happen to be lucky enough to have snagged a ticket, you'll get a chance to hear me speak along with:
- Ashley Coombe, Marketing Director, Prosperent
- Jeannine Crooks, Senior Account Manager, Affiliate Window
- Laura Cruz, Email Marketing Manager, Lead Info Stream
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- Dave Taylor, Digital Storyteller, AskDaveTaylor.com
- James Thompson, Co-Founder, Daft Labs, LLC
Big thanks to Shawn Collins and Missy Ward to putting together another amazing event.


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|Trad, 1 pitch, 90'
|YDS: 5.11a French: 6c Ewbanks: 22 UIAA: VII+ ZA: 22 British: E3 5c [details]
|Jeep Gaskin, Don Hunley, 1977
|Page Views:
|Submitted By:
|Nick Stayner on Feb 25, 2007
|Comments on Shredded Wheat
|Add Comment
|Show which comments —
By ziggy
Jan 18, 2010
|I didn't find this route to be as sustained as is mentioned in the description. The crux section is obvious from the ground, and is about 10 ft long. The rest of the route is actually quite easy. Rattly finger jams and bad feet make this thing tricky for a few moves.
By Ryan Williams
From: London (sort of)
Dec 12, 2010
rating: 5.11- 6c 22 VIII+ 22 E3 5c
So much fun! Good fingers to a tips crux. It had a few tricky sections broken up by some good feet. I always thought "rattly fingers" meant tipped out purples or tight greens and there was none of that on this one.
.5's to green aliens, a few good nuts, maybe a .75 somewhere.
By goatdavemac
From: Flat Rock, NC
May 2, 2011
|Does anyone have info about the crack/flake that is to the right of SW? There is a large flake 60 feet up with a bolt, and wondering about that line....
By Edward Medina
From: Ridgway, CO
May 2, 2011
It's Aunt Jemima.
By Robert Hutchins
Dec 21, 2011
|While unusually splitter for a NC route, it's hard for me to think of this one as mega classic compared to granite cracks in other states. It is pretty much nice 9+ climbing to a hard sequence. Used to consider it 10c, but feels more slick/polished now, and wouldn't argue the listed grade. As far as being the best finger crack in NC, I don't even think it's the best finger crack in Hickory Nut Gorge. REALLY good route, just too short and unsustained to be mega classic for granite-like cracks. Not what I would be showing out-of-towners as an example of the best NC, or even Rumbling, has to offer.
By Kevin DB
Jan 21, 2013
rating: 5.11a 6c 22 VII+ 22 E3 5c
|Pretty sustained 5.10 climbing broken up by good rests to a distinct, fairly hard 5.11 crux. Totally awesome route. One of the best granite finger cracks anywhere. Anywhere. Seriously. It rules.
By nickehman
From: Fresno, CA
Mar 20, 2013
rating: 5.11a 6c 22 VII+ 22 E3 5c
|Very enjoyable. Whipped off the crux tip locks but it eats up the small stuff so there was worrys. After thinking more about my feet it didnt seem too bad. 5.10 to an 11 crux followed by easier stuff to the top.
By Bennett Anderson
From: cincinnati, ohio
Nov 10, 2015
|One of my favorite routes of all time! Good stances to place bomber gear everywhere you want it makes it a good climb to break into NC trad 11s.


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Student Resources
Students from many majors across the University become fascinated with the study of religion. Presently more than 80 students major or minor in Religious Studies.
Information Links for Religious Studies Students
Sam R. Marks Prize In Religion
The Sam R. Marks Prize in Religion originated with a letter from Sam R. Marks, a Jacksonville lawyer. The letter, dated December 15, 1950, expressed Marks' desire to establish an annual prize to stimulate greater interest among the students in the Religion Department (as it was then called.) Mr. Marks suggested essays dealing directly with the Bible be the main focus of the prize. He wished to encourage those interested in biblical study to sharpen their ability to understand and interpret the Bible and to communicate their knowledge effectively in writing and in speech. The first award was given on May 23, 1952, to Mr. Parker McLendon for "The Meaning of the Prophet Hosea for Today" and second place to Ms. Gloria Kline for "Jesus' Estimate of the Worth of Human Personality."
Competition for the Sam R. Marks Prize in Religion is open to all students. The prize of $400 is awarded to the best paper in biblical research. The competition is advertised during the first week of February on the DeLand campus. Recipients of the Sam R. Marks Prize in Religion will be honored at the Theta Alpha Kappa Induction Ceremony.
» Rules for the Sam R. Marks Prize In Religion
Outstanding Junior and Senior in Religious Studies
Every year the Religious Studies Department faculty honors one or more seniors and juniors as Outstanding Senior and Outstanding Junior. This award is given to students who are recognized for their diligence, hard work and stellar achievements as majors in our department. The Outstanding Senior is honored and recognized at the College of Arts and Sciences' Senior Honors Banquet and their names are listed in the program for the Academic Awards Convocation. The Outstanding Juniors are recognized and their names listed in the program for the Academic Awards Convocation. This year's recipients are listed below:
Outstanding Senior
- Abigail Bush
Outstanding Juniors
- Jamie "Nicki" Cheslow
- Chelsea Probus
- Douglas Reddick
- Alexandra Sullivan
Religious Studies Dessert Social
The Religious Studies Department hosts a biannual Dessert Social for majors and minors in Religious Studies and other interested students in the spring and fall of each academic year. This allows students to find out what's new in the department and socialize with other majors and minors as well as the Religious Studies faculty. The faculty provide a sampling of desserts along with fruit and vegetables. It is an event many Religious Studies students look forward to every semester. The fall dessert social is held in October and the spring dessert social is held in March.


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Hobbit-astic nail artnail artThe movie theater staff
The movie theater staff may not have been thrilled when you showed up to see The Hobbit exposing your fuzzy bare feet, but there would have been plenty of ooh's and aaaah's of pleasure rather than disgust had you handed over your credit card with one of these amazing nail designs by Kayleigh O'Connor.
We don't know how you would have managed to get it out of your pocket, though; yikes!
Full story at Deviant Art via Neatorama.
A finger full of fan art.Posted by Kate Rinsema
Comments are off for this post.
I am now out of the office returning on Thursday 3rd January and will respond to your email on my return. If your query is urgent please contact a member of the PR team on 020 7831 2225.

Kind regards

Jana


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Now Accepting Cash, Visa, Or Baby
One Response so far.
While this is still ridiculously unsafe, the people in this picture probably know each other.
Girl wants to see the baby, but the drive-thru is not the place for it…
Freaks of Fast Food is a humor and entertainment blog in the Three Ring Blogs Network. Freaks of Fast Food posts funny photos and funny videos daily that consist of funny people fast food chains such as McDonald's, Burger King, Arby's, Taco Bell, Waffle House, Chick-Fil-A, Denny's, Wendy's and more. Other members of the Three Ring Blogs Network are People of Walmart, Girls In Yoga Pants, Forever Alone, Daily Viral Stuff, Wedding Unveils, Neighbor Shame, Full of Your Selfies, Memory Glands, Jaw Drops, the Proud Parents and more.


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Elephant Trunk Studio
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Johannesburg - A Twitter account called (at)OscarHardTruth has been set up by murder-accused paralympian Oscar Pistorius's media management team.
"This platform, along with the website, will become the key outlet for information," spokeswoman Anneliese Burgess said on Monday.
The account was linked to Pistorius's official website oscarpistorius.com.
"It's intended to be a factual sharing platform."
She said the Twitter page would be linked to certain media coverage and would deal with issues which needed clarifying during the star athlete's murder trial.
A tweet sent out 17 hours ago read: "As the trial approaches, many untruths, half-truths and versions of the truth have (been) and shall be spread across the world."
Another read: "We will address the truth and expose those with ulterior motives. The Truth will Prevail."
Pistorius is accused of murdering his model girlfriend Reeva Steenkamp in February last year. His trial is scheduled to begin in the High Court in Pretoria on March 3, and to run until March 20.


text:
|Boulder, 8'
|Hueco: V5-6 Font: 6C+ [details]
|Page Views:
|Submitted By:
|Ladd on Apr 18, 2007
|Comments on The Professor
|Add Comment
|Show which comments —
Comments displayed oldest to newest — Skip Ahead to the Most Recent Dated Jul 8, 2016
By Mike Thompson
From: Manchester NH
Feb 25, 2008
|i thought the guide book says V5?
By Ladd
Feb 26, 2008
|It does. But it is harder than all the other V5s I've done or tried.
By lee hansche
From: goffstown, nh
Feb 26, 2008
|i was introduced to this route soon after its first ascent and i was told it was V7... i onsigthed it and as far as i know i came up with the heel hook beta, i sugested V5 but im pretty tall so that might explain it... until then it was all wicked strong dudes who had done it and using techneque had never occured to them they just went straight up without the heel hence, V7... ok im done with my story... good night...
By Lanky
From: Tired
Aug 5, 2008
rating: V5 6C
I've never seen anyone use the heel beta. I saw one guy (5'10'') send by sticking the lip with his left from the right hand undercling and another (5'8'') just pull on and stick the lip right handed from the low edge/right undercling holds--he then described the move as being "like throwing a baseball at the lip."
I try this every time I go to Pawtuckaway and can't frickin' do it! It's replaced Gadgetry as "that probelm I just can't seem to do."
By GarrettM
From: bedford, nh
Nov 5, 2008
i really didnt find this route that difficult. i just used the heel hook and powered 1 move to the top out. Mind you im 6'2" so i see it being a little more difficult for smaller climbers. My friend who is about 5'9" was able to do the same but he found a higher right foot that bumped him up about 4 inches.
Definatly a "holy shit how did i do that" type of route though. Super fun
By Jesse Coburn
From: Manchester, NH
Apr 16, 2009
rating: V5 6C
|i'm 5'9" and stuck the top with the left hand on the really good side pull and right hand on the sticky face crimp. it felt v5 to me. the heel hook beta would totally go, but i needed to work it for a little while longer. i thought the first move was the hardest. the weird under cling gave me the most trouble.
By nhclimber
From: Newmarket, NH
Sep 25, 2009
rating: V5 6C
|I'm weak and suck, but I'm tall. I think that tall person beta makes this very problem much easier, it went down again last night and I don't climb this grade.
By andyscott
From: Massachusetts
Sep 19, 2010
rating: V6 7A
|I am not that tall..around 5'10"... was able to do it by from the side pull and the thin crimp...with feet underneath, just launching to the lip... the heel beta seemed a bit ridiculous.
By Mike Thompson
From: Manchester NH
Oct 10, 2010
|so not sure if this is old news but I was out there last friday and the undercling start is gone... you now have to start with the pocket and the side pull out left... does it make the grade easier?
By BDalhaus
From: Bangor, ME
Oct 15, 2010
rating: V5 6C
|The left hand starting undercling is indeed gone, but it can still be started without skipping the first move. Right hand still goes in the pocket, but gaston the hold below the pocket with your left and layback off a low left foot. Slightly harder than before, but still V5.
By Ian Wauchope
From: Dover, NH
Dec 12, 2010
rating: V5 6C
|I agree with bryce. The first move does not need to be skipped. I did it yesterday with the pocket and a crappy sloper left of the pocket. The difficulty feels the same as before.
By James Simone
Apr 7, 2013
I never knew there WAS a left hand start - I always started by pulling on right handed in the pocket, since the guidebook says you shouldn't start AT the left sidepull. I did this years ago with the throw, and went back yesterday to basically punish myself.
I wasn't managing the throw to the lip without my foot dabbing on the pad, but without having seen the comments here I tried the left heel hook and it works unbelievably well. This may even be easier than v5 with the heel.
By Graham O.
Jul 8, 2016
|Fun and hard. I start w/ my RH on the juggy under cling pocket and my LH crossed underneath it on a bad sloper.


text:
Public speaking: two words that would make most of the population uncomfortable.
Now, imagine doing it in a language that is secondary to you.
That is exactly what more than 330 English language (EL) development students from the Fremont Union High School District had to do May 15 at the seventh annual EL Speech Contest at Fremont High School in Sunnyvale.
The contest was designed to challenge EL students to overcome their fears and insecurities of speaking their second language. The contest helps students who start off nervous or unsure of themselves build their confidence and skills.
Speakers are instructed to deliver a speech in two categories–persuasive or informative–and on a topic of their choice.
The contest is comprised of three rounds before nearly 150 judges consisting of board members, administrators, teachers, parents and students who select the winners for the awards ceremony.
"I really started this as just really a dream in some ways because I wanted some event where kids can be challenged and come out the other end feeling proud of themselves," said Welton Kwong, FUHSD program administrator for English learners and the contest's creator. "There's just something about this event that creates this atmosphere that we can do it. We can do it if we do it together."
Students dedicated their entire Thursday evening to the contest, which stretched from 3 to 9 p.m. Students took turns delivering their speeches in front of each other and judges inside FHS classrooms through two rounds before they were treated to dinner on campus. Then they had to go through a final round before the special awards ceremony.
In just one classroom of eight final contestants, topics included dance, the death penalty, food safety, feminism, immigration reform, abortion, bullying and cruel luxury, such as animal poaching for ivory.
First-time contest judge Melina Nafrada, assistant principal of Cupertino High School, said the students are amazing to watch.
"They've worked so hard and really have embraced the different prompts and different options that they have and are really doing their best," Nafrada said. "Some of them have only been in this country for six months, and they're just all dressed up and taking it very seriously. You can tell they're very proud to be a part of this."
Nafrada said the judges are looking for five key areas for speakers to touch on: originality, stays on topic, language, content and organization and delivery.
Guangping "Amy" Cui, 17, of Cupertino High School, came to America from China just three years ago. She said that with the support of her English language development teachers and fellow students, she had the confidence to participate in the speech contest.
"Our ELD teachers are really supportive and gave us time during class so we could have a lot of chances to improve ourselves," she said. "I think all of us going into the finals is because we worked really hard on this and we practiced during class."
She ended up winning first place among eight speakers in her final round. She said the speech contest is something she looks forward to.
"This is one of the best events in the whole year for ELD students because we can see all of the ELD students from the other schools and feel really connected," she said.
At 8:15 p.m. all of the students filed into the auditorium for the awards ceremony that had the atmosphere of a rally. Students chanted the names of their schools and erupted into applause for every name called on stage, where they received trophies.
"It's that kind of motivating experience that's just really powerful," FUHSD superintendent Polly Bove said of the event. "You think that you must be at a rally and that's one of the things I love. It happens here and it happens at other places in our district, and it's just really powerful when students celebrate each other that way."


text:
4.6 Million Viewers Tuned-In to ABC for Former President Bill Clinton's Convention Speech
ABC News "Your Voice, Your Vote - 2012 Democratic National Convention" coverage (10:00-11:29 p.m.) anchored by Diane Sawyer and George Stephanopoulos led the coverage Wednesday night among Total Viewers (4.62 million), Adults 18-49 (1.43 million) and Adults 25-54 (1.75 million). ABC also surged over its lead-in at 10:00 p.m.
ABC's DNC coverage was up by double-digit percentages from the comparable night 4 years ago (8/27/08), jumping by 33% in Total Viewers, by 22% in Adults 18-49 and by 36% in Adults 25-54.
ABC News "Your Voice, Your Vote - 2012 Democratic National Convention" shot up over the previous night across the board: Total Viewers (+41%), Adults 18-49 (+38%) and Adults 25-54 (+50%).
Tuesday night featured the highly anticipated speech by former President Bill Clinton as well as Massachusetts Senate candidate Elizabeth Warren.


text:
flowersfade's review of NARS Highlighting Blush Powder in Albatross
537 reviews
79% would repurchase
Package Quality: 4.3
Price: $$$
Package Quality: 4.3
Price: $$$
Age: 19-24
Skin: Normal, Fair, Not Sure
Hair: Brown, Other, Other
Eyes: Green
i've had such a difficult time finding a highlighter for my skin, i'm mac NC20, and very, very cool toned. i'm not sure what made me try this (given the gold which does not usually work for me) but i'm glad i did!
highlighters either don't show up on me at all, or they look completely unnatural. this one shows up just enough so i can see it, but it's just a very light sheen that makes my skin look slightly dewey.
the reason i'm not giving this five lippies is because you get SO much of it. for something that i only need to use a tiny bit of (and i mean tiny, all i do is tap the brush very lightly on the surface), i feel wasteful buying such a large size of it. there's no way i'll ever be able to use this.
i am thoroughly impressed with the quality though and i'll definitely buy more from nars.
Read all 537 reviews of Highlighting Blush Powder in Albatross
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This is page 1 of 1 (This thread has 10 messages.)
Help on SSFA, this is quite stressful.(10 Posts)
Just wondered if anyone knew anything on SSFA. Basically we applied for a 4 bed in Helensburgh a while ago. According to JSP464 we are entitled to a 4 bed we have a baby due in 2 months he will be our fourth.
However there are no 4 beds available, there are 2 coming up at some point but they are being disputed I don't know why?
We have a school aged and pre-school aged child and I wanted to be moved in and set up before the baby was due and before the schools half term.
I basically didn't want to start dd in school in the uk for a few weeks and then go to Scotland I wanted a definitive end and beginning and thought the school holidays was an ideal time to move.
Anyway according to JSP464 because we have a child due in less then 6 months it has to be recognised as part of the family and if there is no suitable SFA then we should be offered SSFA. I have looked at all the PDFs and it looks like a lengthy process. We are waiting for a phone call this afternoon about housing, up until now they have been trying to move us into a 3 bed; but we just won't fit (2 double beds and one single). Especially if the houses where the families are in dispute could take months and months to move out, we could be stuck in a 3 bed with 4 kids for months.
We have also no where to live, our current landlord knows we are moving and is letting us stay in contract free for the meantime but we are not really secure past September as when my dh first contacted housing they said they had some 4 beds and it wouldn't be a problem to move us in. So we didn't extend our current lease.
Sorry this is long but I could scream, really not sure what will happen and the schools go back on August the 15th and I haven't applied for a place as we have no address. Basically we are in limbo.
Does anyone know where we stand and what our options are, thanks for putting up with this as I know its a bit long.
Try contacting AFF, the contact details are in the 'Where's AFF' thread on this board.
Sorry should have said we are Navy.
we had 4 in a 3 bed, if you have 2 double rooms then there is no issue as far as housing are concerned. The only issue arrises if you need to have bunk beds and all your DCs are under 6 (as they can't go in bunk beds due to health and safety). So we were told that we put 2 in the single room in bunk beds and 2 in the double room. Oh and as all our DCs were under 12 then the fact that this meant boys and girls sharing didn't matter.
If I were you I would get the floor plan of the 3 bed and see if you can fit, we have in the past given DCs the biggest room and then us in the second room so that we can put 3 in one room.
I know the JSP says you are entitled to 4 beds or SSFA but it is sometimes better to squeeze in and move than wait apart at the top of the list with DH miles away and a new baby. Oh and then the next time you move you can use it as a bartering chip (we got a house above entitlement after living with 4DCs in a 3 bed for 2 years as they were sympathetic to our need to move quick and not wait as we were struggling fitting in)
As far as schools go you can apply using your DHs posting order (or Navy equivalent) and then supply the address later.
Thanks Pimmsgalore, we have 4 dc and all will be under 5. So I am not sure were we stand, plus we are moving out of a 5 bed private rental, so space could be an issue even though we are leaving over half our furniture to facilitate the move. We have considered a 3 bed but have been told by the hive that they are quite small.
I just wish they would make it easier, they just don't seem helpful and with only 2 months left before baby is here the stress is not welcome.
You need to phone the HIC yourself, don't let DH do it as a pregnant hormonal woman will get further as you are allowed to be upset Tell them that if they can't give you a quarter by the date you require, as you have relinquished your private rental where you are you will be homeless with a newborn so you need the forms to apply for SSFA. If they don't agree and issue you with a non availability chit then ask them who you need to complain to. Go to your DHs CO if needed, or the welfare office. Also ask if there is any chance of getting bumped up a quarter size or having 2 smaller quarters next to each other (not ideal but I have seen it done using one for living in and one for sleeping in, although means you go to bed early)
I know several people who have ended up sourcing the SSFA themselves as they just asked what their entitlement for price was.
It will all be worth it in the end, I know it is stressful right now but believe me when no 4 puts in an appearance it isn't that much more work (we had 4 under 6 and moved a month before no 4 came along so I feel your pain).
Thanks again Pimmsgalore I will let you know how we get on tomorrow as I guess we could be onto the phone to them for some time, I just really want it sorted I have emotionally moved if not physically.
The only thing about sourcing SSFA yourself is that you (not MOD) have to pay the deposit to the rental agency - we were out of pocket by 3K for 3 years. We obviously got it back.
No option of self sourcing, but have applied. Even though it takes 50 odd days to sort out. So that puts our move back a month, meaning I have only a month if that to sort everything before I have this baby. So unpack, new schools, settle in, find a place to have baby, find a dermatologist in case I need one for baby. I could scream but I do not want to be in a 3 bed for two years and housing don't appear to be too inclined to move you into a bigger house if your already settled; even in a house that is smaller than your family needs. Honestly I can't see why they need the full 50 days for SSFA as Helensburgh housing stock isn't exactly a daunting prospect to hunt through, there are only 3 on right move and as they seem to be not using the officer housing in Rhu they have even less housing available when you apply, we even said we didn't mind being moved up a grade and paying more but 4 beds are as big as they get and although we were told they had some coming up they seem to be unable to give a time frame on when they will be empty. So we have applied for SSFA and hopefully we will be in before the baby is here.
Thanks for the help, advice and support.
not good. I would suggest you get all the paperwork in ASAP and then hassle hassle hassle. Daily phone calls and emails really p**s them off so they want to get rid of you quickly .
Hope all goes quickly and you move before your bundle of joy arrives. Good luck and plenty of after the birth
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The executive brief on N1 covers how Sun N1 can help IT managers keep
their companies competitive. "Just in Time" computing is based on
the Just in Time manufacturing model that lets vendors know exactly
how much product is needed for the next manufacturing run. This reduces
excess inventory. In the same way, N1 will enable modern enterprises to
exploit Just in Time computing -- all with the attendant simplicity and
economies it suggests.
The N1 systems architecture promises to redefine the way we think about
managing and deploying complex computing resources. IT managers seek
responsiveness and efficiency from their information systems.
Increasingly managers are concluding that the established ways of
managing and deploying computing services are outdated. Responding to
changing customer needs and markets means creating an IT infrastructure
capable of turning on a dime. Today, instituting change is
often sluggish and inefficient.
Taking a step back from the problems can result in seeing a way for
better models that IT could successfully emulate. When asked, many
managers say they would like the ability to access computing power just
like they do telephones, electricity or any other utility. Only pay
for what you use and nothing more. This utility model of computing
represents an ideal that promises to solve many of the most pressing
problems with IT.
The utility computing model has advantages such as:
N1 will help reduce the management complexity in the datacenter caused
by the explosion of new applications and server sprawl.
By unifying all of the resources in a compute fabric, N1 will help
enterprises to create massively scalable computing systems that also
offer continuous availability. Key to this is enabling datacenter
personnel to manage services at a higher level than is possible today
to create systems that offer a tighter, more direct alignment between
servicing business needs and managing IT infrastructure and services.
N1 does this by creating a virtual system out of the underlying
compute, network and storage resources. In doing so, N1 will reduce
the system configuration and management burden on IT staff, help shrink
costs and increase the agility of enterprises that adopt it.
N1 can free IT staff from managing individual components. It can
improve flexibility and permit the rapid reconfiguration of IT services
in response to changes in demand and transparent integration of outside
resources when required or desired.
For more details on how N1 can create a new business model, see:
Read More ...
[...read more...]


text:
COMPUTER company Intel has donated £4,500 worth of hardware to the new University Technical College Swindon which opens in September.
The international business, which has offices in Pipers Way, is a partner of UTC Swindon and has given the college 90 Galileo microcontroller boards, which will be used by students at the new centre as part of their work.
The college will specialise in engineering courses and will welcome 600 students aged between 14 and 19.
Angela Barker-Dench, the college's principal, said Intel's donation would be a big benefit to UTC Swindon and their prospective students.
She said: "As well as strengthening our partnership with one of the world's biggest names in IT, this donation will enable our students to learn using cutting-edge technology.
"This is vital to preparing young people for the workplace and their futures beyond UTC Swindon."
Darren Howell, Intel IT product manager, intends for the college and the company to have a long and fruitful relationship.
He said: "As a major player in the worldwide computing industry and a key employer in Swindon, we have a vested interest in the training and education of young people in the area.
"For this reason, we are delighted to make this donation and support the work of UTC Swindon."
As well as engineering, UTC Swindon's curriculum will consist of subjects including maths, English, science, computer science, PE, and personal and social education.
Swindon UTC's next open day is taking place at the Ferndale Campus at Oxford Brookes University between 6.30pm and 8pm tomorrow.
During the event, Angela will speak to prospective students and their parents about the new centre, while staff will describe the specialist engineering education available and the types of engineering careers students could follow.
UTC Swindon will be run by a trust being sponsored by Johnson Matthey Fuel Cells and Oxford Brookes University.
If you are interested in applying for a place at UTC Swindon, email firstname.lastname@example.com or download the application form at www.utcswindon.co.uk


text:
Calculating the 'Bishop score' will help you decide your chances of having a vaginal delivery, especially when labor is being induced.
The Bishop score consists of 5 parameters which are assessed with a vaginal examination.
A Bishop score can have a maximum of 13 and a score of 8 and higher increases your chances having a successful induction and vaginal delivery.
Want to find out more about the Bishop Score and why it's used? Click here.
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Post in our General Questions forum
Find a discussion topic that suits you


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Álvarez Gómez dates back from 1899. It is the oldest perfumery in Madrid and it's synonymous with tradition, distinction, fine quality, unique style and authenticity. In 1912, this perfumery launched their most successful product ever, this Concentrated Eau de Toilette.
A very fresh, clean and natural-smelling cologne enhanced with carefully chosen essences of Mediterranean plants, flowers and fruit. An original combination of Spanish lavender, lemon, geranium, eucalyptus, and essential oils of rosemary, thyme, English lavender and bergamot.
300 ml format can be used as re-fill for your 150ml Eau de Toilette Cologne Alvarez Gómez bottle with vaporizer.
Made in Spain.


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Time: 4:30 PM - 6:30 PM
Venue: Suntec Singapore International Convention And Exhibition Centre, 1 Raffles Boulevard Singapore 039593, Hall 403 & 404, Conference Room 3
In today's workplace, with email being the main currency of communication, writing in a concise, clear and positive manner is becoming an increasingly important skill which every working professional needs to possess.
In emails, your intentions can be easily misconstrued by the receiver through the wrong choice of words or the wrong tone. Furthermore, the first impression that the public gets about your organisation is also through your written material and if these documents are unclear, outdated or contain multiple grammatical errors, the organisation's image can be negatively affected. So, it is imperative that your business writing be as clean and as error-free as possible.
This seminar gives you some quick tips to start improving your business writing.
This seminar introduces to you a writing style that is up-to-date, clear, reader-friendly and relationship-building.
You will know the common outdated and mindless phrases to avoid, and learn how to replace these with modern business writing. You will also understand the effect of words and phrases on the tone in your message.
On top of that, this workshop shows you how to structure sentences correctly and avoid common grammatical errors in business writing.
Who should attend this seminar
Jolynn Chow has over 25 years of operational experience in areas like banking and finance, publication and distribution, import and marketing of packaging products, as well as training and education.
She has designed and delivered programmes on minute writing, report writing, business and technical writing, phonetics and spoken English, presentation skills, and customer service skills.
Jolynn holds a Master of Arts in Human Resource Development (MAHRD) awarded by the George Washington University, a Bachelor of Business Administration (BBBA) majoring in Marketing awarded by the Royal Melbourne Institute of Technology, and a Postgraduate Diploma in Applied Linguistics awarded by the RELC.
Jolynn also holds a Certificate in English Language Teaching to Adults (CELTA) awarded by Cambridge University.


text: Previous changelogs are gathered in this doc When you notice a bug not listed below make sure to provide as many information as possible (game mode, car, track etc.). Credits go to h2g2guy who made first proper 2.0.2 changelog and all users that report bugs and changes in new versions of Gran Turismo. Thank you guys! 2.05 CHANGELOG Official: None Unofficial Updates: If you spotted anything, show us None for now 2.05 BUGTRACKER Correction of Known Issues (official): The issue of experience and rewards not being received in online races has now been corrected. Correction of Known Issues (unofficial): In GTAuto Oil Change Guy's trolley is now back and rolling - reported by bobd Tuning shop navigation issues have been solved - reported by mercgoat Known Issues black - bugs from older version/s red - new bug in current version blue - new bugs on the list but not from latest version purple - bugs from previous version/s confirmed to exist in current version Gameplay You can't use your custom tracks in 2 player battle Hitting START button in Speed test screen places car in tunnel net to pits and test lasts only few meter untill finish line is crossed (more info by GTPorsche). Electric cars battery drains with unlimited tire/fuel selected Replay rewind/fast forward functions don't work in replays that were recorded in 2 player mode Sometimes slow loading bar before a hang up when you enter a online trial/single race/seasonal race/2P battle or joining a lounge. Quiting the game required. When batteries are empty in electric car you can still go faster than 50kmh limit by gently operating with gas pedal - more info by Haaveilla When you are watching people race online, or watching an online replay from your library, no one's speedometers other than your own will read above 357mph - reported by Lewis_Hamilton_ Online gameplay and features Online races "major bug" https://www.gtplanet.net/forum/showthread.php?t=237539 In online lounge, when you select "No Active Steering" or "Driving line", in the chat window, it will say "Active Steering/Driving line allowed" even though it's disabled. Toggling the option still bring the wrong message. - reported by VolksDude and grog Black screen issues when the race starts. It can vary on length of time but very common to start normal with a countdown as soon as one person leaves the room. There are times where the race will start without countdown but everyone starts at the same time as well. Other possibilities include when not every driver comes out of the black screen at the same time and people are able to get large headstarts on other drivers. - reported by mercgoat and Dan360 Freeze issues after a seasonal race or leaving a lounge.It sometimes requires you to just quit the game but sometimes resetting the system is needed. The freezing can happen right after you get paid for the seasonal race. For online when you select the red square or right when you get back to the open lobby area it will freeze. SSRX is where it seems to happen the most. Its recommended not to be in the xmb while leaving a lobby or race as it might make matters worse. Its also important to know that sometimes it just takes a long time to leave a lobby and its not a freeze. - reported by mercgoat Lag-like issues for people with good internet connections. Leaving and coming back may help. These issues include poor mic chat quality, very very slow gararge loading (and possible rare freeze), slow to enter the track, and slow tuning navigation. Usually when having these issues the races themselves are lag free which is the weird part. Sometimes track options are unavailable to room leader until a reset best done by switching damage on and off then back. Ocassionally the tracks options only are greyed out as a host but still changeable and greyed out as a racer but still readable. - reported by mercgoat Tire screech sometimes goes away in online lounge. - reported by mercgoat It is possible to have an online race with combinations of karts, F1, and standard cars by fiddling with the settings in the right way. Random lounge disconnects especially when joining a room. Again I have them more often recently and people entering my lounge seem to get booted right away much more frequently. (I get disconnected once in a room and racing very rarely. Maybe once a week. Sometimes the whole room crashes with me sometimes not. People joining and leaving before they got in is very common though.) - reported by mercgoat People can't hear/see everybody in the lounge but not always both. (Not had this problem personally but it has happened to friends this week. Usually happens when I have multiple countries in my room. Aussie can't see Canadian etc but not always). - reported by mercgoat People in lounge sometimes dont have the yellow circle next to their coffee cup. (One friend I race with a lot shows up 50% of the time roughly. From the same area too.) - reported by mercgoat Lounge leader can sometimes start a race in the pits and be left off the grid. (Heard recent reports. No one I race with though) - reported by mercgoat Various issues with online penalty system - more info by mecgoat here Sometimes after pausing a game controls do not appear (usually on Nordschleife) (more info by EliteDreamer) Tracks and course maker SSR X: There is invisible wall between track lane and pit entrance (image of Jag with full throttle) SSR X: Cars are sinking into the road in rear view mirror Kart Space I: The number of corners is wrong, both regular and reverse. The track has 9 corners but the game counts 8. Course maker: Sometimes -5 or -4 corner sharpness makes it actually as sharp as +5 Nurburgring Nordschleife: A colourful line sometimes appears starting from the middle of Caracciola Karussell ("The Carousel") and ending about 200m later. This issue is not always reproducible, but has been reported by multiple users. (image by mercgoat) User interface and misc. bugs Race End BGM special-tunes does not play when Race BGM is set to OFF in music-options (more info by amar212) License S-7 still has a huge short cut on the Top Gear Test Track that would get someone disqualified on other special events in the TGTT (video by DaihatsuDriver) When adding a MID RPM turbo kit to a car, the graph in settings (green power line / orange torque line) isn't updated (more info by Highlandor) When car is changed, change count updates after race/gtauto visit, not immediately The GT5 log shows every received (gifted) suit/helmet as correct name followed by incorrect number - more info by mercgoat The GT5 log shows every received (gifted) paint as wrong chip name followed by correct paint name - (picture) - more info by ZeGermanBastorD Rubber left on road on static weather and time tracks does not recive shadows in tunnels, so it shines too much - (picture) - more info by snowgt Usually PP value in garage (list view) does not update how it should. In GTAuto during paint animation electric cars have generic petrol engine sound Horns/gear/paint/museum cards does not stack properly. For example I own two seperate Horn 160's instead of one with a quantity of two The Car Restoration Coupon description says it Removes Tuning Parts in the first screen and than in the confirmation screen it says All tuning parts, wheels etc. will be kept. Wheels description in GT Auto and online manual still states that you can't change wheels for standards and suits. Strangely some users have it corrected, some not. (US version) (image by mercgoat) (image by mercgoat) In tuning shop, in body, engine and turbo sections when you have cursor over bottom left item and press "left" it throws you out to main tuning shop screen. - reported by omnid88 After receiving gift followed by restoring backup data, information about new gift remains and it cannot be recieved - more info by Xenn When car is going on highest revs and hit from behing rev counter goes off scale (image by GT_johan) Photo mode/photo travel Photomode. Bloom and flare effect does not reset when you turn filters off. So after turning on then off cold or mono filters you have no bloom, but after warm it's there but even heavier than in normal mode. Flare is gone always after filter change becouse filters don't use it and you can turn it on only by leaving camera mode (when filters are off). In Gion, Kyoto Photo Travel location there is strage loud sound in background, something like construction site. Cars specifications and descriptions Master List of Cars With Incorrect Specifications -> made by Toronado Toyota 86 GT '12 - analog speedometer doesn't have limiter and goes beyond scale (picture) - reported by bman Nissan Skyline GT-R R32 TC - the Standard Centre Differential is incorrect, showing 150/-50 - reported by iLex Toyota MR2 GT-S '97 - LSD acceleration value (80) of stock LSD is higher than highest setting of custom LSD (60). Bug is present in some other cars, but for now only this one is confirmed - reported by MadMax86 Dodge Viper ACR - speedometer is counting miles as kilometers and maxes out at 220 km/h. - reported by HuskyGT VW 1200 '66 still has wrong weight in dealership, despite correct weight in garage. In the Special Event/Grand Tour/Eiger Nordwand it states that the Alfa 8C is a FWD car - reported by ZeGermanBastorD Mitsubishi Lancer EX 1800GSR IC Turbo - description in english version says that it's AWD car, which is not correct, as it is FR car. Daihatsu MIRA TR-XX Avanzato R '97 looses power and pp after installing stage III engine upgrade VW Museum card 47 has a picture of a Polo but describes a Golf (image by mercgoat). In some cars descriptions fuel efficiency figures are wrong (999L/100km, or Xkm/L where it should be XL/100km). Cars affected: Priuses, Golf VI R, Honda Insight LS 2009 Lamborghini Aventador needs a space between "mph" and "of" in description (US english version) (image by mercgoat). XJR-9 (standard and premium) description claims it ran LeMans in 1998. Really it was in 1988 (US English and Italian version) (image by mercgoat). Description of Corvette C1 is description of Chevy Silverado (US English version). (image by mercgoat) Mitsubishi Lancer Evolution IX GSR RM '05 has too many spaces in name (image by mercgoat) If you noticed anything new, or that any of old bugs has been fixed, or you've spotted new bug leave a comment. I'll try update this list as often as I can. Thanks to all guys helping make that list. I'll hope Kazunori will get link to it.


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Gates Canvas Tote Bags are an Idakoos specialtiy! Idakoos has many things to offer. Whether you want to get a Gates Canvas Tote Bag for a special occasion, give a Gates Tote Bag as a present or need to represent with a funny Custom Gates Bag during Holidays or Family and Friends get-togethers, Idakoos is sure to have the right Gates Canvas Tote Bag for you! Even if it turns out you can't find the right Custom Gates Bag with the perfect design for your mother, father or children (or friends!); Idakoos offers all of its Gates Canvas Tote Bags as Custom Gates Tote Bags. Personalize any Gates Canvas Tote Bag the way you want to ensure the perfect gift.
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When your legendary kegger runs out of fuel, you can count on Anders, Blake, and Adam to get the party going again. The Beer Run blue t-shirt from Lakai x Workaholics shows the Workaholics crew pushing together on a skateboard, wearing matching Lakai kicks and heading to the nearest party to get the golden elixir flowing.
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Financial Aid for your Graduate Education
Starting your graduate education is a big decision. It is a major investment of your time, money, and energy. Aside from focusing on coursework, many students must find a way to pay for their graduate education. I am here to take the hassle out of the financial aid process so you may focus on more important obligations.
Amy Gooden, Graduate Financial Aid Counselor
Below you will find helpful information regarding the financial aid process. Please feel free to contact me if you have any questions. You may reach me at 740-826-8139 or email@example.com. My office is located in Montgomery Hall, Room 109.
Who is eligible?
How do I apply?
What types of aid may I receive?
What are the costs?
Is there a payment plan available?
How will I be notified of my aid eligibility?
Can I borrow more than I need to cover my tuition costs?
Completing the Master Promissory Note and Agreement to Serve
Additional Steps for the Direct Loan and TEACH Grant
Loan Repayment and Forgiveness Programs
Students who are enrolled in the Master of Arts in Education, the Master of Arts in Teaching, MISST programs, Education Specialist, or those who are pursuing teacher licensure, may be eligible for Federal Loans to assist with their costs. Students must be enrolled at least half-time to receive the Unsubsidized Federal Direct Loan. Full-time enrollment is 9 credit hours per term and half-time is 4.5 credit hours per term. Students not enrolled at least half-time or who have used up their yearly or lifetime Direct Loan aggregates may borrow in a Private Education Loan or a Federal Graduate PLUS loan.
HQT Classes (651,652,653,654) are not eligible to be funded by Direct Loans; however, if you are taking one or more HQT classes in addition to at least 5 credit hours in your master's or licensure program, you may be eligible to borrow a Direct Loan and may be eligible to borrow extra to pay for the HQT classes.
To apply for the Unsubsidized Federal Direct Loan you must file the Free Application for Federal Student Aid or FAFSA. You may file the FAFSA at https://fafsa.gov. You must also file the FAFSA if you are interested in the Graduate PLUS loan.
For the 2016-2017 academic year (Summer and Fall 2016, and Spring I and II 2017), you will file the 2016-2017 FAFSA. Summer 2017 will start a new academic year and a new FAFSA application.
To add Muskingum to your FAFSA, so we may receive your information, please add our school code: 003084
What types of aid may I receive?
Unsubsidized Federal Direct Loan
Graduate students may receive an Unsubsidized Federal Direct Loan. The maximum Federal Direct Loan amount for which the student is eligible will be reflected on the financial aid notice. Unsubsidzed loans begin accruing interest as soon as the loan is credited to the students account. Interest rates are variable and are set every July. Origination fees will be taken out of the amount borrowed. A student has the right to cancel their Federal Direct Loan within 14 days by contacting Student Financial Services. For information on current Direct Loan interest rates and origination fees please go to https://studentaid.ed.gov/sa/types/loans/interest-rates#rates.
Federal TEACH Grant
The Teach Grant program provides up to $3724 per year (dependent on enrollment status) in grant assistance ($8,000 total) to graduate students enrolled in the MAE or MAT programs (students in a graduate licensure program are not eligible); who are enrolled in an eligible program and agrees to teach in a high-need field, at a low-income elementary or secondary school for at least four years within eight years of completing the program for which the TEACH grant was awarded. A TEACH Grant recipient who does not complete their required teaching within a specified time frame or fails to meet certain other requirements of the TEACH Grant program will be required to repay the TEACH Grant as a Direct Unsubsidized loan. The student must have a 3.25 GPA to be eligible and keep a 3.25 GPA for renewal.
To apply for the TEACH grant go to www.teach-ats.ed.gov. You will need to complete the TEACH Grant Agreement to Serve and Counseling. You will also need to have filed the FAFSA.
To review a listing of low income schools please visit: https://www.tcli.ed.gov/CBSWebApp/tcli/TCLIPubSchoolSearch.jsp
To review a listing of high need fields please visit:
Graduate PLUS Loans
Graduate students that need to borrow more than the Federal Direct Loan can provide, may consider borrowing a Grad PLUS Loan. Upon credit approval, a student may borrow up to the cost of education less any financial aid received per academic year. Repayment begins within 60 days of full disbursement. Some loan deferral options are available. For information on current Grad PLUS interest rates and origination fees please go to https://studentaid.ed.gov/sa/types/loans/interest-rates#rates.
To apply go to https://studentloans.gov. Login and click on "Apply for PLUS Loan", then choose the Grad PLUS option. Upon credit approval you will be prompted to complete a Master Promissory Note. Student Financial Services will receive your application information and contact you regarding the Grad PLUS loan process.
Private Loans
Private loans are education loans offered by banks and other lending institutions. Private loans can be used to cover any educational expenses not covered by financial aid. This type of loan can be used if you are not interested in filing the FAFSA or will be enrolled less than half-time (4.5 credit hours). Based on the credit history of the borrower, a credit-worthy cosigner may be required. Students may borrow up to the cost of education minus financial aid. In some cases students may borrow to cover a previous balance.
Students may obtain a private loan through the lender of their choice, though the following information may help you choose a loan. We offer a comparison of Private Loan Options that we are most familiar with, and that are most commonly used by Muskingum students. We review this list regularly to ensure these lenders are reputable and continue to meet the needs of Muskingum students. You will be able to compare interest rates, borrower benefits, APRs, and repayment options to help you find the private loan that best meets your needs. Your credit is checked as part of the application process once you have selected a loan.
2016-17 Award Year
Summer 2016
$490 per credit hour
Fall 2016
$510 per credit hour
Spring 2017
Is there a payment plan available?
Students may qualify for a payment plan rather than taking a loan. To find out if you are eligible contact Janet Nesselroad in the Student Accounts Office at 740-826-8118 or email email@example.com.
Students must have either made payment for a term or have made satisfactory arrangements with the
Student Accounts Office in order to register for the subsequent academic term. Students must have cleared balance for all terms in order for a transcript to be issued or to receive or view grades.
How will I be notified of my aid eligibility?
Once you have registered for classes and have we have received your FAFSA, we will contact you regarding your enrollment plans for the current and upcoming terms. Your enrollment plans will help us determine your charges and loan eligibility.
You will receive an email with an attached financial aid notice. The email will be sent to the email address listed on your FAFSA and to your Muskingum University email account. The notice will list your charges and loan eligibility. The loan eligibility will be based on the maximum amount of loan available. Once you have decided how much of the loan you would like to borrow just reply to the email with the amount. We will then notify you of when the loan will be disbursed and if there is any additional information that needs completed before we process the loan.
Can I borrow more than I need to cover my tuition costs?
Students who borrow more than what they owe for tuition may have the remaining credit balance refunded to them to help pay for other educational expenses. Once the loan creates a credit on the student account, the Business Office will issue a refund. Generally a refund is issued within 14 days of receipt of the loan. Refunds are issued by check, or if the student has signed up for Muskingum E-Pay, will have their refund deposited into their checking or savings account.
Refunds for students starting in summer:
The full amount you borrow for summer/fall semester will be disbursed to you during the summer term. This will include any money that you may have borrowed to cover fall. Since registration for fall occurs later in the summer, charges for fall will not be on your account. You will need to reserve some or all of your refund to cover fall.
Refunds for students starting in fall:
If you expect a refund for your fall courses, you will be issued a refund within 14 days after your loan is disbursed to your account
Refunds for students starting in spring I:
The full amount you borrow for Spring will be disbursed to you during the Spring 1 term. If you register for Spring 2 at the time you register for Spring 1, you will be charged for your Spring 2 classes at that time. If you are uncertain whether you will register for additional courses in Spring 2 make sure that you reserve some of your loan refund to cover your Spring 2 charges when you register.
Additional Steps for the Direct Loan and TEACH Grant
How to apply for the Federal Direct Loan:
If you have been awarded a Federal Direct Student Loan there are 3 steps you need to complete in order for Muskingum to be able to process your loan if you do not have an active Direct Loan MPN on file (you will be notified if you need to complete this process).
1. To complete your Direct Loan Master Promissory Note (MPN) go to https://studentloans.gov and sign in with your FSA ID (FAFSA username and password). After you are signed in, select Complete MPN, then choose the Subsidized/Unsubsidized option.
2. If you have never borrowed a Federal Direct Loan as a college student (at Muskingum or elsewhere), you will need to complete Entrance Counseling on the same web site: https://studentloans.gov. Sign in and select Complete Counseling, then choose the Entrance Counseling option.
How to apply for the TEACH Grant:
If you qualify for the TEACH Grant you will need to complete the TEACH Grant Agreement to Serve and Counseling. Go to www.teach-ats.ed.gov and use your FSA ID to login.
Exit Counseling and Loan Repayment
TEACH Exit Counseling
All TEACH recipients who graduate, withdraw, or otherwise cease to attend in a term as at least half-time are required to complete TEACH Exit Counseling. It is very important that you complete the exit counseling as it will remind you of the TEACH grant requirements and obligations. It will also explain how to keep in contact with the Department of Education regarding your teaching status.
Direct Loan Exit Counseling
All loan borrowers at Muskingum University who graduate, withdraw, or otherwise cease to attend at least half-time study are required to complete Exit Counseling. During counseling you will receive information about repayment of your loans. Go to https://studentloans.gov and click on Exit Counseling under Tools and Resources.
The Department of Education has also created an EXIT Counseling Guide for Federal Student Loan Borrowers (pdf)which provides you with the information you need to successfully repay your federal student loans.
Loan Repayment and Forgiveness Programs
Student Loans are serious obligations which must be repaid. Repayment of principal begins after a student graduates, withdraws, or drops below half-time enrollment. There is a six-month grace period between the time a student's enrollment stops and repayment begins. During your grace period you should prepare to enter repayment by following these 3 steps to ensure successful repayment of you loans:
1. Know who you owe and how much. Visit nslds.ed.gov to find out your federal loan servicer and how much you have borrowed. To see how much you borrowed in private loans, go to annualcreditreport.com to receive a listing of your private loans on a free credit report. (There is a fee if you want to view your FICO score.)
2. Determine the right repayment plan. For more specific information regarding repayment of loans including available repayment options go to studentloans.gov. You may also visit www.ibrinfo.org for information on income-based repayment. If you are interested in consolidating your loans, you may be able to extend your repayment period up to 30 years. Consolidation will reduce your monthly payments but will greatly increase the total amount of interest you will pay.Visit studentloans.gov for more information.
3. Stay on top of your loans. Stay in contact with your loan servicer to update your contact information or to change your repayment plan. If you are having trouble making a payment contact your servicer to see if a deferment or forbearance is available. DO NOT SKIP A PAYMENT!
Loan Forgiveness Programs for Teachers and those in Public Service
You may be eligible for loan forgiveness if you meet certain criteria. For more information visit:http://studentaid.ed.gov/repay-loans/forgiveness-cancellation/charts
Cohort Default Rate
The FY 2013 three-year cohort default rate (the most recent data available) is a snapshot of the cohort of borrowers whose first loan repayments came due between Oct. 1, 2013 and Sept. 30, 2014, and who defaulted on or before Sept. 30, 2015.
The FY 2013 three-year national student loan cohort default rate is 11.3%.
Muskingum's FY 2013 draft three-year cohort default rate is 6.3%.
Student Loan Indebtedness
The average amount of debt incurred by our graduate students, for their masters degree program at Muskingum, who graduated in the spring of 2016 was $28,296 (federal and private loans included).
Cost of Attendance Budgets
Budgets are constructed for each term, using tuition and average loan fees. The budget also includes $100 per credit hour for books and $7500 per 10 weeks for all other expenses.
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