text:
NEW YORK ( TheStreet) -- Bank of America ( BAC) faces dim expectations ahead of Wednesday's release of its first-quarter earnings, following relative weakness from other banks. Most of Bank of America's turnaround depends upon the U.S. housing recovery, which has lately shown some signs of slowing. Results from other banks so far have been "lackluster," according to FBR Capital Markets analyst Paul Miller, who expects the same thing from Bank of America on Wednesday. In a brief email exchange Tuesday, the analyst noted loan growth has been flat and margins have tightened, though trading revenues have been a bright spot for Bank of America competitors. Indeed, Bank of America CFO Bruce Thompson told analysts on the bank's fourth-quarter earnings call that Bank of America took more trading risk in the fourth quarter, as measured by a metric known as Value at Risk. He predicted that strategy would pay off with higher revenue in the first quarter. Nonetheless, a housing turnaround is more important to Bank of America's prospects and it appears unlikely the lender will fare much better than its peers in the quarter. Wells Fargo ( WFC), for example , saw first-quarter mortgage originations down 13% from the fourth quarter, while its pipeline of new mortgages fell 9%. Earnings in its mortgage business fell by $274 million, or 9% vs. the previous quarter and 3% vs. the first quarter of 2012. JPMorgan Chase ( JPM) also saw a drop in mortgage earnings, which CFO Marianne Lake attributed to increased competition from other lenders among other factors. For Bank of America, Evercore analyst Andrew Marquardt expects an 8.5% decline in mortgage fees vs. the previous quarter on tighter margins and reduced origination volumes, as well as increased costs tied to legal disputes over mortgage backed securities -- an issue that has dogged Bank of America far more than any other large lender since the crisis. Nonetheless, Marquardt believes Bank of America will show market share gains in originating new mortgages. He also expects the bank to take fewer write-downs related to the selloff of much of its mortgage servicing business.
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California Crottin
- Producer
- Redwood Hill Farm
- Country
- United States
- Region
- California
- Size
- 2.5 ins diameter, 2 ins high
- Weight
- 3 oz
- Website
- www.redwoodhill.com
- Milk
- Goat
- Treatment
- Pasteurised
- Classification
- Semi Soft
- Rennet
- Vegetable
- Rind
- Mold Ripened
- Style
- Soft-Ripened (Brie-like)
Located along the Northern California Coast in Sonoma County, Redwood Hill Farm & Creamery is a goat dairy and creamery producing artisanal cheeses, yogurts, kefir, sour cream and other specialty dairy products. The farm and creamery are owned and operated by Jennifer Bice.
In 1978 at the age of 23, Jennifer Bice took over the goat farm from her parents, who had established it as part of the "back to the land movement" of the sixties. Over time, her interest in dairy goats and artisanal foods led her to become an award-winning goat breeder and cheesemaker.
Her herd of Saanen, Alpine, Nubian and La Mancha dairy goats was the first to become Certified Humane in the U.S., which is considered the gold standard in third-party certification for animal welfare. The farm and creamery are fully powered with renewable solar energy via a large array of solar panels – one of many sustainability programs Redwood Hill Farm & Creamery has in place.
California Crottin is Redwood Hill Farm's take on the French goat cheese classic Crottin de Chavignol. It's a 3 oz. nugget of goat cheese with a wrinkled rind formed by the colonization of its Geotrichum mold.
Tasting Notes
California Crottin has a cream-colored, wrinkly rind, a fluffy, velvety paste and a robust flavor profile. Firming and drying as they age, the small rounds are earthy and rich, with a lingering taste of mushroom on the tongue.
California Crottin pairs well with Dry Rose, Pinot Grigio and Sauvignon Blanc wines.

subset: commoncrawl


text: This chic styled crop top is essential for every girls wardrobe! Stay cool this season and add it to your summer collection! Youll sure be eye catching as soon as you step out the door! It features letter print, scoop neck, sleeveless, racer back, cropped, and fitted. 95% Cotton 5% Spandex. Style: clothing-top-xxx10-t44569nbblack


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Berlin (Mar. 28)
A large number of Jewish scholars over the age of sixty will receive grants from the Society for Aged Jews in honor of the fiftieth birthday of Professor Einstein, who has been a warm supporter of the Society.
The Berlin Jewish Community, the High School of Jewish Learning, the Adath Israel Congregation, the Grand Lodge for Germany of the Independent Order B'nai B'rith and the Federation of Russian Jews in Germany, have been asked to supply the Society with a list of scholars entitled to the grant. Professor Einstein, who has been notified of the plan, expressed his satisfaction with it.


text:
www.bungie.net | halo.bungie.net | bungiestore.com
Add Relevant Tags:
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Gamertag: The U2 RoKKeRWeek 14 Asthetic Artist InterviewFounder of Mythic PhotographersProud Aberrant Archetype of Aberrant Designs~RoKKeR~
Big thanks to Appendixless147 for the Recon.Tell me what you think!~RoKKeR~
Very, very good effects involved. The blood/flames close-up to the pic itself makes it even better. The Recon (Hell's Minion supposedly) looks terrific in effects and detail.
First in social ranked firefight campaign competitive and ODST goose splatters.My other account is analbumcover20,000+ total matchmade goose splattersCheck out my YouTube Channel
sweet picture iceyour makeing a lot of realy high quality screenshots lately
Hey, im one of the true Recon holders. (I didn't get the vidmaster achievements for it.) I won it by playing the Bungie vs World Playlist (No i didnt beat Bungie.)I got it by doing one of the "Super Secret Metrics" (I don't know which one i did to get Recon.) No Freind invites will be accepted (Unless we had a nice chat ingame.)Regards P17Check out my file share: (Link given below)My Uber FileShare xD
lol intill i u said thanks for recon i didnt know he was wearing it lol, how do u do the effects like this, just flares and crap?
thats a beast screenshot. how do you get that effect??
© 2017 Bungie, Inc. All rights reserved.


text:
Last week, online video DSP TubeMogul, which has been active in promoting online video advertising in Canada, revealed intentions to trade on the NYSE as "TUBE".
TubeMogul aims to make $75 million, though that number is just a placeholder for fees, and it hasn't announced share prices. As of this filing, TubeMogul has raised $53 million in venture funding, and its annual revenue reached $57.2 million. However, its net loss doubled from $3.6 million in 2012 to $7.4 million in 2013.
Here's the chatter on the upcoming IPO:
Jim O'Neill @ VideoMind:
The big question, following relatively weak IPOs by Tremor and YuMe last year is: Will TubeMogul be able to excite enough attention on Wall Street to make its IPO an "event?" Or, will it simply be another tech company that makes some noise on the day of its IPO and then quietly retreats into single-digit trading?
It'll be interesting to see … if it continues to maintain a $75 million target. It could be a tough go.
Zach Rodgers @ AdExchanger:
A "Ctrl+F" [on the IPO filing] suggests that TubeMogul is attempting to build a SaaS story with 626 mentions of the word "platform." "Programmatic," meanwhile, gets 20 mentions.
Whether "TUBE" is truly a software solution, vs. a human-based transactional platform, remains to be seen. It may be that the company is eager to play up its software licensing models because platform companies tend to earn higher multiples in "revenue events" such as IPOs and acquisitions.
Tim Peterson @ Ad Age:
At the time of their IPOs, both Tremor and YuMe were derided for running ad network businesses that lean on sales teams to buy and sell ads. … Two-thirds of TubeMogul's revenues come from advertisers using the company's sales team to place ad buys on their behalf. The other third comes from a self-serve system that lets a media buyer place their own bids for ads sold through real-time auctions. That latter business is where TubeMogul is focusing its future.
Wall Street holds automated ad-buying tech companies in higher regard. Ad-retargeting firm Criteo has seen its stock increase by 30% since going public in October. At the time of its September debut, Rocket Fuel may have marked the most successful ad-tech IPO of 2013.


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*Do quick rescues
Do a five-minute sweep through each room, taking a laundry basket with you. Place in it anything that doesn't belong in that room, then put away the stuff that does belong there.
*Time it
If you actually time how long it takes to do certain chores, you won't mind them as much. Believe it or not, most chores only take 10 minutes.
* Super storage
Store brooms with the handle down. It makes them easier to find and protects the bristles.
* Get a cleaner liner
Mould and fungus attacking your shower curtain liner? Throw it in the wash with a few towels, which will help scrub it clean, then hang it back up to dry.
* Love your oven
Keep the heart of your kitchen clean by lining the bottom with a nonstick oven liner. It can be wiped with a paper towel, put in the dishwasher, and reused over and over.
You may also be interested in:


text:
Give us a call to get our secret deals 1-800-468-3578
Property Location
Located in Puerto Vallarta (Romantic Zone), Hotel Mercurio - Caters to Gay Men is minutes from Los Muertos Pier and Playa de los Muertos. This hotel is within close proximity of Galeria Olinala and Museum Rio Cuale.
Make yourself at home in one of the 27 air-conditioned rooms featuring refrigerators and LED televisions. Complimentary wireless Internet access keeps you connected, and cable programming is available for your entertainment. Bathrooms have showers and complimentary toiletries. Conveniences include safes and complimentary bottled water, and housekeeping is provided daily.
Enjoy recreation amenities such as an outdoor pool or take in the view from a garden. Additional features at this hotel include complimentary wireless Internet access, concierge services, and discounted use of a nearby fitness facility.
Relax with your favorite drink at a bar/lounge or a poolside bar. A complimentary continental breakfast is included.
Business, Other Amenities
Featured amenities include limo/town car service, a computer station, and a 24-hour front desk. A shuttle from the airport to the hotel is provided for a surcharge (available on request).


text:
Insurance: The Basics
Research + Data
Connect With Us
- Popular search terms
- Automobile
- Home + Renters
- Claims
- Fraud
- Hurricane
- Popular Topics
- Automobile
- Home + Renters
- The Basics
- Disaster + Preparation
- Life Insurance
The Insurance Journal interviewed both Robert Hartwig and James Valverde of the Insurance Information Institute during the Forum. You can watch these videos by clicking on the links below:
NEW YORK, Jan. 10, 2006 -- Leaders of the property/casualty insurance industry expect to succeed in the wind versus water lawsuits in Mississippi, according to a survey conducted by the Insurance Information Institute (I.I.I.) at its tenth annual Property/Casualty Insurance Joint Industry Forum, held here.
Eighty percent of executives in the property/casualty industry are confident that the industry will win the battle against Mississippi lawsuits on the flood issue.
"Homeowners insurance does not cover flooding, including, but not limited to flooding as a result of high tides or storm surges," said Robert Hartwig, senior vice president and chief economist of the I.I.I. "The policy language is crystal clear and unambiguous," he contended.
Insurance leaders believe the industry's financial performance will improve in the year ahead. Seventy-nine percent of survey respondents expect 2006 to be more profitable than last year, as measured by the combined ratio, a percentage of each premium dollar a property/casualty insurer spends on claims and expenses. The combined ratio for 2005 is estimated at 99.
"All indications are that 2006 will be a good year for the property/casualty industry assuming 'normal' catastrophe losses," said Hartwig. "However, threats abound, including the likelihood of another severe hurricane season and protracted litigation."
Broken down by lines of insurance, fifty-six percent of respondents predict the homeowners line to be more profitable than last year. Fifty-three percent of insurers expect interest rates to rise, 40 percent expect rates to remain flat and eight percent expect interest rates to fall.
Insurers continued to remain pessimistic this year when it came to workers compensation and commercial lines. Seventy-four percent of respondents thought there would be no improvement in the workers compensation market and fifty-four percent did not expect an improvement in the commercial lines.
In addition, fifty-four percent of respondents do not expect auto insurance to be more profitable in 2006.
On the investment side, 90 percent of industry leaders are looking for another up year in the equity markets. "This will bode well for industry investment returns," said Hartwig.
Fifty-four percent of respondents do not expect consolidation among insurers and reinsurers. In addition, 68 percent of insurers believe that reinsurance recoverables will be a problem for insurers in 2006.
Seventy-two percent of insurers expect another bad year for catastrophes in 2006 though seventy-six percent predict that record losses in 2005 will not provoke a hard market.
Asked whether Congress will adapt a National Catastrophe Insurance Plan in 2006, 98 percent of respondents felt Congress would not adapt a plan. In addition, Eight-two percent of respondents do not think the insurance industry is doing enough to promote disaster mitigation.
Looking at investigations into certain industry practices by state attorneys general, fifty-one percent of insurers felt that most of these investigations were wrapped up.
The Property/Casualty Insurance Joint Industry Forum was created to provide leaders from the widest spectrum of the industry with an opportunity to meet with each other in discussion of topics of general interest.
Forum participants included nearly 250 representatives from property and casualty insurance and reinsurance companies and organizations. Of these, roughly 40 percent responded to the survey.
2006 Property/Casualty Insurance Joint Industry Forum Questionnaire (PDF)


text:
Ramallah, West Bank, Oct 11: Palestinian President Mahmoud Abbas of Fatah ruled out talks with Hamas as Israel warned that dialogue with the Islamists could torpedo a peace deal with the Jewish state.
Palestinian sources familiar with the matter said members of Hamas and Fatah had discussed holding peace talks, but Abbas said he did not support a meeting and rejected dialogue with Hamas unless it gave up control of the Gaza Strip.
Hamas seized the coastal territory in fighting with Fatah forces in June.
''All that has been reported on the news or in rumours are unfounded,'' Abbas was quoted as saying by the official Palestinian news agency.
Abbas said that until Hamas Islamists ''rectify their mistakes ... we will not accept any dialogue''.
Abbas dismissed the Hamas-led Palestinian government after the violence in Gaza, leading to an easing of US and Israeli sanctions and plans for a peace conference next month.
Ismail Haniyeh, Hamas prime minister until June, said late yesterday his group was ready to hold talks with Fatah and hinted it might be ready to give up control of the enclave.
Israel, which is trying to bolster Abbas and sideline the Islamist group, said talks between the rival factions could torpedo efforts ahead of a US-sponsored conference on Palestinian statehood.
''We are concerned that if you ... allow this extreme organisation which is opposed to reconciliation back to centre stage you will, in fact, torpedo any chance of moving forward,'' Israel's Foreign Ministry spokesman Mark Regev said. Israel and the West have shunned Hamas until it recognises the Jewish state's right to exist.
End game agreement
In an interview with Israeli Channel 10 television, senior Abbas aide Saeb Erekat left open the possibility that Abbas would step down if the West Asia peace conference failed to produce an agreement.
''When I say that Abu Mazen (Abbas) is not glued to his chair, I really mean it. It's not that he doesn't want to serve his people, but failure to produce an agreement will change the dynamics of thinking and thought within the Palestinian society,'' Erekat said.
Erekat acknowledged that Fatah was not strong enough to retake control of Gaza by force, but said ''if an end game agreement is reached ... Hamas is over the same day in Gaza without a single shot''.
Fatah leaders rejected Haniyeh's calls for talks and said Hamas, struggling with the effects of an international boycott and an Israeli blockade of Gaza, was lying about wanting peace so as to shore up Palestinian support.
Palestinian sources familiar with the talks but not affiliated with either party said today Fatah official Jibril al-Rajoub met senior Hamas official Mohammed Nazzal to discuss holding talks in Egypt.
A Fatah official said today the meeting between Rajoub and Nazzal was ''non-binding'' and Rajoub, a one-time senior Fatah security official who has been pushing for talks with Hamas, did not have the backing of Fatah leadership. Rajoub declined to comment on the record.
''With the international restrictions on Hamas, they have started to feel the crunch,'' the official said.
One source close to the talks said an exiled hardline Hamas leader would arrive in Cairo next week to prepare for talks between the factions.
Fatah refuses to talk to Hamas unless it pulls out of its security compounds in Gaza. Hamas says ceding control of the compounds must come as part of a deal, not as a precondition.


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2011 Legislature: Budget, immigration biggest legislative issues
Lawmakers at odds over how rosy future is
Noah So Ogden, UtJan. 26, 2011 12:19 a.m.
My concern on illegal immigration is jobs being taken from our legal citizens. A new study from Northeastern University shows that between 2008-2010, 1.1 mill newly arriving aliens gained jobs while US household employment declined by 6.26 mill. (Reuters, 1/20/11). The study shows that aliens who are landing jobs tend to be young, uneducated, unskilled or semi-skilled. Of the 1.1 mill aliens landing jobs, 42% were under 30. Yet, the unempl rate for all Americans without a high school diploma in this age group is exceptionally high, about 27%-29%.The study found that many of the jobs obtained by these aliens were in the construction industryjobs that are routinely sought by American workers. Professor Andrew Sum, Dir. of the Center for Labor Market Studies, said that 35% of these workers were undocumented or illegal."Employers have chosen to use new immigrants over native-born workers and have continued to displace large numbers of blue-collar workers and young adults without college degrees." One of the advantages of hiring, particularly young, undocumented immigrants, is the fact that employers do not have to pay health benefits or basic payroll taxes.
mammalou Somewhere in the USA, UTJan. 24, 2011 5:41 p.m.
pburt | 2:36 p.m. Jan. 24, 2011
Logan, UT
Would they want the same level of law enforcement over their hunting and fishing habits that they demand for immigration enforcement?
What does this comment have to do with immigration reform? Did I miss something that the DWR has or has not done?
And wanting laws enforced does not make one prejudice.
pburt Logan, UTJan. 24, 2011 2:36 p.m.
It always cracks me up when people with very strong prejudice against immigrants can't speak or write English themselves. Maybe that should be a prerequisite for voting, and for posting opinions on the Web.
So, evidently the prejudice is not due to language problems. Then what are they prejudiced against? Could it be skin color? Would they want the same level of law enforcement over their hunting and fishing habits that they demand for immigration enforcement?
mammalou Somewhere in the USA, UTJan. 24, 2011 12:00 p.m.
I would hope all legislature's remember their voting districts and the wishes of the "voting leagal" members. I, for one, will base future votes on the stance my rep's take on immigration.
pburt Logan, UTJan. 24, 2011 11:57 a.m.
Anyone else wonder why this is categorized under "Crime?" Makes one think.
Rock Of The Marne Phoenix, AZJan. 24, 2011 9:12 a.m.
Great, the legislature will have another go at reducing education funding while at the same time adding unfunded mandates like letter grades for schools. It's a wonder any big company would want to move here with our legislators disdain for education and their willingness to nickel and dime it to death. I can't wait for some hair brain "message bill" as well.
joelwisch Albuquerque, NMJan. 24, 2011 9:11 a.m.
Illegal Latino's issues is one of foreign occupation and nothing to do with immigration which this state cannot write laws to change the federal laws. Utah cannot grant immunity, amnesty, harbor to, or payment to illegal foreign nationals seeking immigration or identification papers.
And this is very correct!
Pagan Salt Lake City, UTJan. 24, 2011 8:21 a.m.
'SALT LAKE CITY When the 2011 Legislature begins Monday, much of the focus will be on immigration, an issue that's dominated the headlines for months.' - Article
Neither of which was an issue when Republicans had the majority in the House...
AND the senate.
The $4 trillion dollars in added debt support this.
Once again Utah trys to purposefully make anti-discrimination measures a non-issue. Rather, trying to leave it to the state level.
11 cities have a non-discrimination ordinance regarding employment and housing based on orientation.
Notice, I didn't even need to say what kind of orientation you have.
101Ways Kearns, UTJan. 24, 2011 2:40 a.m.
The first rule of order for this new legislature is to make all legislators swear their allegiance and loyalty to america every morning with the pledge of alliance to America and the republic for which it stands, including sen Robles, the terrorist in the legislation.
Budget and immigration. Budget I can understand but immigration is a non issue, just enforce the laws and reinforces the sworn duties and obligations law enforcement has to enforce federal as well as state laws.
Illegal Latino's issues is one of foreign occupation and nothing to do with immigration which this state cannot write laws to change the federal laws. Utah cannot grant immunity, amnesty, harbor to, or payment to illegal foreign nationals seeking immigration or identification papers. Any law Utah writes in conflict to immigrant laws and labor laws will be easily be disqualified as unconstitutional so don't even try.
Budget cuts can easily be accomplished by eliminating many programs and funds going directly to illegal alien programs, including language classes and welfare, health care, education (foreign national teachers), and day care, and stop the birthright abuse by illegal anchor babies. Identify all program users with US citizenship.


text:
Services on Demand
- Cited by SciELO
- Access statistics
Related links
- Similars in SciELO
Ciência & Saúde Coletiva
On-line version ISSN 1678-4561Print version ISSN 1413-8123
MELO, Cristiane Magalhães de and OLIVEIRA, Djenane Ramalho de. The use of apetite inhibitors by women: an insight based on the gender perspective. Ciênc. saúde coletiva [online]. 2011, vol.16, n.5, pp.2523-2532. ISSN 1678-4561. http://dx.doi.org/10.1590/S1413-81232011000500022.
The scope of this study was to understand the motives that lead adult women to use appetite inhibitors and to establish, from a gender perspective, how these women relate to their own bodies. It was structured around the principles of qualitative research, and the methods of data collection were semi-structured interviews and direct observation. The informants were six women who used appetite inhibitors. The results indicated that images, publicity and social networks contribute significantly to the creation of new standards of physical appearance as well as lifestyles, which establish appearance (a slim body) and a happy marriage as the desired model. The slim body is represented as something able to alter the temperament of the individual, in other words a fat person is an unhappy person and a slim person is a happy person. The study shows that it is in the body per se that the social role destined for women is produced and reproduced.
Keywords : Body; Gender; Appetite suppressants; Femininity.


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Ford Crown Victoria 1955 Ford1955 - 1956
Model: Crown Victoria (1955 - 2012)
Wikipedia: http://en.wikipedia.org/wiki/1955_Ford
The first "Crown Victoria" appeared in 1955; it was a two-door six-seater coupe, part of the Ford Fairlane range, that differed from the regular Victoria model (named after a type of carriage) by having a stainless steel band that 'crowned' the roofline, passing right over the car, as an extension of the B-pillar line. The model was produced in 1955 and 1956. In 1956, Ford added its Lifeguard safety package.
One version called Ford Crown Victoria Skyliner had the front part of the roof, in front of the steel band, in acrylic glass. This made the car difficult to sell, especially in the southern states in USA. Thus few Skyliners were made. Most of them ended up in Sweden, possibly because the climate was more suitable for an acrylic glass roof.
|Ford Crown Victoria 1955 Ford
|700 x 451 ... 63 KB
|2014-01-12 Nel
|1955 Ford Crown Victoria 1955 Ford
|1254 x 567 ... 108 KB
|2014-01-12 Nel


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This is one way to practice long tones that I have found very helpful and have modified it slightly over the years. This can be practiced on most instruments with a little variation.
We will play the long tone exercise in 3 parts, I'll explain each in some detail.
Keep in mind, this exercise will sound very ugly to practice, but it will definitely help you develop a better sound and better habits (relaxing and listening).
1. Take a deep in-breath: Use a diaphragmatic breath. Sometimes expelling all the air first and then relaxing to let the breath in will work well.
2. Gently hold your breath without closing your throat and relax and listen actively. Relax any way you can, mentally scan your body for tension and try to physically release it. Listening actively is the hardest part of this exercise. You can easily forget to do it and loose the what I consider to be the most important part of long tones; the ability to fully listen one pointedly, without thought, to the sounds that are reaching your ears. With practice it should be obvious when you're really listening actively and when you're not.
3. Breath out and play your long tone on any note but play the note flat. By playing the note flat you will strengthen the muscles on the sides of the embouchure which help open the sound and let the reed vibrate freely. This will also allow you more pitch and timbre flexibility over time. This sound horrible and will drive your friends and family nuts, that's why I do this one in my sound booth.
That's all there is to it, just repeat this for 20 minutes to an hour each day (or as long as you can) and within about a week you should notice that you're actually playing differently on the bandstand; listening more, leaving more space, staying more relaxed and in general, becoming more involved in the sound of the music.
~Come study with me at KU and get your degree at the same time~
1. Breath in deep
2. Relax and listen (actively)
3. Play note flat


text:
LAHORE: Pakistan is said to have a total of 5.1 million children out of school, making it the nation with second highest out-of-school children in the world, the Education for All Global Monitoring Report 2012 stated.
However, Director UNESCO in Pakistan Dr Kozue Kay Nagata believes that despite the country reflecting some of the worst education indicators in the world, there is some progress – albeit on a slow pace.
Speaking at the provincial launch of the report on Wednesday, Dr Nagata insisted that it is time for Pakistan to combat the challenges in the education sector and said that there is room for progress.
The report states that female literacy between the ages of 15 to 24 stands at 61 per cent while male literacy rate stand at 79 per cent. However, according to a projection for the year 2015, the youth female literacy is expected to reach 72 per cent while adult female literacy rate is expected to reach 47 per cent.
According to Dr Nagata this points towards the empowerment of young Pakistani females. In the near future, they will be more educated than their mothers – which is promising for the nation.
According to the report, Pakistan allocates 2.3 per cent of its budget for education, which is 0.3 per cent lesser than what was allocated in 1999. The country currently stands on 113 amongst a total of 120 countries on the Education Development Index.
Furthermore, Pakistan has a total of 5.1 million children out of school, the second highest in the world.
Speaking to The Express Tribune, Dr Nagata offered pathways to recovery. She said that Pakistan needs to develop a strong legal framework in order to ensure provision of education.
With work under way in Punjab to provide legislation on Article 25-A of the Constitution – which speaks of free and compulsory education to all in the five to 16 years-of-age bracket – Nagata says it is time for all provinces to take the lead in implementing this legislation.
Dismal outlook for female students
According to the report, two thirds of the out-of-school children in the country are females, the number being close to over 3 million, making Pakistan the third largest in the world with out-of-school female students.
Dr Nagata said that public awareness is the need of hour. She pressed for efforts to make people aware about the value of education.
"There is a negative attitude among people about education especially education for girls," she said.
The UNESCO director urged need for evidence creation, in the form of reports and analytical work for facilitating policy formulation by the government. "Evidence creation is necessary for planners to formulate relevant strategies to address challenges," she said.
Dr Nagata opines that public-private partnerships can also create sustainable options for educational progress and such projects can be initiated by replicating pilot projects started by international agencies like the UNESCO.
Also speaking at the launch, advisor to the Punjab Chief Minister Shahbaz Sharif, Zakia Shahnawaz said Pakistan could no longer afford to deprive its citizens of education, health and even livelihood and earning skills.
Adult Education
Rs. 2.3 billion has been approved for educating illiterate adults and children in the province, according to Nadeem Alam, Additional Secretary of the Literacy and Non Formal Basic Education department.
At the gathering, Alam said that since the establishment of the department in 2002, which is one of a kind in the entire country, it has educated almost 800, 000 adults and children in the province.
Deputy Secretary at the School Education department, Qaiser Rasheed though denied the claims about government spending included in the report. He contended that only in the Punjab, as much as Rs285 million of the provincial budget was being spent on education. He also said there were 9.54 million out-of-school children in the 5 to 16 age bracket while 4.4 million in the 5 to 9 age bracket in Punjab.
In the wake of Malala
The report, which comes in the wake of the attack on Malala Yousafzai, pointed towards a statistic which reports that 1 in 3 girls in Swat district go to school.
Speakers at the launch acknowledged Yousafzai's activism for the right to female education. The director general UNESCO also paid a tribute to the fifteen-year-old's efforts for education.


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A Wiltshire councillor accused of mistreating a member of staff has been reprimanded.
Chris Humphries, a Conservative who represents Aldbourne and Ramsbury, was found guilty in his absence of five breaches of Wiltshire Council's code of conduct.
Mr Humphries strongly disputes claims that he bullied and made sexist comments about a female employee.
He has been reported to council's standards committee and it believed he now intends to take further legal advice.
In her complaint, originally made in June 2011, the council employee accused Mr Humphries of sending her inappropriate emails and touching her in an inappropriate way.
Iin a statement, Mr Humphries's solicitor said his client "strongly disputed" the evidence but said Mr Humphries was unable to defend himself satisfactorily due to what he called a change of procedure by the council.
Mr Humphries refused to attend the two-day hearing at County Hall in Trowbridge.
In a statement, the council said: "The procedure for dealing with complaints of member misconduct was agreed by council on June 26 and came into effect on July 1 as part of the new standards regime.
"It meets the relevant statutory requirements and aims to provide a fair and proportionate process for dealing with such complaints.
"Coun Humphries and his legal adviser were sent a copy of the new procedure on July 9.
"It is clear from the procedure that the complainant is a party to the proceedings with a right to make an opening and closing statement at the hearing of the complaint. They were already aware from a pre-hearing review on May 30 that the complainant would be giving evidence as a witness.
"The council received late notice that the complainant wished to be legally represented and Coun Humphries' solicitor was duly notified. As they objected they were advised that the matter would be determined by the hearing sub-committee as a preliminary issue at the hearing commencing on October 3.
"The hearing sub-committee were satisfied that the procedure agreed by the council is fair and lawful and saw no reason to depart from it. They also decided that the complainant was as a matter of fairness entitled to legal representation, as Coun Humphries and the investigating officer were both legally represented.
"Coun Humphries, on legal advice, therefore decided to withdraw and take no further part in the hearing. He was invited to reconsider his position but he did not wish to do so.
"He was also given the opportunity to address the sub-committee on how the hearing should proceed in his absence but declined to take this up. The hearing therefore proceeded in his absence on October 3 and 4.
"Had he remained in the hearing Coun Humphries would have been able to challenge the complainant's evidence by way of cross-examination. By withdrawing he chose to deprive himself of this opportunity.
"After careful consideration of the evidence the sub-committee found that Coun Humphries had breached the members' code of conduct in respect of 5 of the 7 allegations before them.
"Details of the findings and sanctions imposed will be contained in the minutes which will be published in due course."


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In lactating dairy cow rations, carbohydrates compose about two thirds of the dry matter. Fiber (NDF = neutral detergent fiber) is the most abundant carbohydrate coming from the forage and other sources such as by-product feeds. Digestion of fiber, however, is usually lower than starch and sugars and as a result the energy value is less. There are some corn silage varieties that have higher fiber digestibilities and thus greater energy values. In addition soybean hulls, corn gluten feed, brewers grains, and distillers grains are good sources of digestible fiber.
The non-fiber carbohydrates (NFC) can be calculated by the equation: 100 – ((NDF – NDF protein) + crude protein + fat + minerals). In other words it is not NDF (corrected for protein content), crude protein, fat, or mineral. Another way to express is NFC = starch + sugar + soluble fiber. This soluble fiber does not appear in the NDF analysis and is not usually reported on feed test reports unlike starch and sugar. Soluble fiber is composed of beta-glucans, galactans, and pectin, is readily digestible and is an energy source. Digestion in the rumen yields more acetic acid rather than the propionic or lactic acids typical of starch and sugar digestion and is considered less of a risk for acidosis. Two feeds having relatively high levels of soluble fiber are citrus pulp (34% soluble fiber) and beet pulp (21%) according to the Degussa AminoCow Feed Program. Other feeds having some soluble fiber are soybean meal (10%), soybean hulls (10%), corn silage (10%), barley silage (8%), and brewers grains (8%). When reducing starch because of high corn prices it may be feasible to increase the level of soluble fiber but it should usually be limited to 8% of ration dry matter. Starch in dairy rations will typically be 20% or above and sugars less than 5% of the total dry matter. A ration containing 25% starch, 4% sugar, and 8% soluble fiber would have an NFC of 37%. Most rations have less than 40% NFC and more than this might put cows at risk of rumen acidosis.
In a recent analysis by Dr. Pat French of The Old Mill Troy, Inc. in Pennsylvania (personal communication March 2011) using Mid-Atlantic feed prices, barley (starch), citrus pulp (soluble fiber and sugar), soybean hulls (soluble fiber and digestible insoluble fiber), and molasses (sugar) were economical sources of carbohydrates. Before using, however, they should be figured into your feeding program along with your home-grown feeds and actual savings calculated using current prices. That is the only way to know if a feed fits and can reduce ration cost while supplying a needed component of the diet. In conclusion, soluble fiber, digestible insoluble fiber, and sugars have the potential to replace some expensive starch (corn) in the ration but avoid excessive amounts of each as well as total NFC.
Source: Charlie Stallings Extension Dairy Scientist, Nutrition & Forage Quality


text:
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Dr Lee has been my PCP for over four years guiding me through the various procedures a male must undertake once over fifty years old. He has always taken the time to answer all of my questions, offers his email for personal contact and has even called me at home for follow ups. Wish more doctors could be as accomodating as Dr. Lee.
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Genealogical Notes:-
Card 13: HIGH WEST Street c1896: Viewed against Card 14: HIGH WEST Street c1940: [Return to High Street Postcards]
The scene on the left of the street:-
There are three buildings in front of the square tower of St Peters Church. These are:-
(2) The second shop also with awnings and a lady, gentleman and child standing out the front, has changed very little by Card 14 (1940) and clearly headed 'HANDEL HOUSE'. It was there by that name from 1929 to post 1940. the building is now (2011) the home of the shop 'Presents unlimited'.
(3) The third property is the Dorset County Museum which was founded in 1844 but opened as a museum by the Earl of Shaftesbury on New Years Day 1884 and can still be visited today.
St Peters Church extends down the street behind the gas lamp and has its entrance jutting out with its small tiled roof and 3 people standing in the street. Although not clear from the picture there is then the cross roads (left into North square, or right into Cornhill) which runs across the road immediately in front of the Corn Exchange (easily seen with its clock tower) on the left and Riglar's the tobacconists (the square white building) with its name prominently displayed on the right.
The scene an the right of the street:- (working from the front)
He also placed an advert in the directory which I have reproduced opposite. There are two gentlemen standing in this shop doorway watching the photograph being taken which makes me wonder whether one of then is Mr Brown. If anybody knows please make contact. The shop is now (2011) 'Cafe Jagos'.
(2). Number 7 High West Street: Is a china and glassware shop run by James SPICER with all the mugs hanging outside on display. The shop has still retained much of its character and is now (2011) a men's clothes shop 'Frederick L Malb'.
(3). Number 6 High West Street: Is the old County House the former lodgings of Judge Jeffreys who in 1685 condemned 292 People to death at the 'Bloody Assizes' of which 74 were executed and the heads of some impaled on spikes outside St Peters church. (See Cards 25 & 27 and the link provided for better views of this building). It is now (2011) a Restaurant and Coffee Shop.
(4) Numbers 4 & 5 High West Street: This building, slightly clearer in Card 14 (1940), is just beyond the 'antiques' sign on Judge Jeffreys building. It is in fact a large building which can be seen by looking at the top which actually dominates the skyline above Judge Jeffreys Restaurant. It is now the home of the 'Nationwide Building Society'. In 1895 it was occupied by Eliot Pearce & Co, Bankers who drew on Lloyds of London and included the private residence of the bank manager who then was Thomas Rodber CROSS .
(5). Number 3 High West Street: this is the right hand side of the next building which can be identified by the triangular gable at the top. In 1895 it was the home of Thomas Strange Biggs & Co who were wine and spirit merchants who also operated out of Swanage. Upstairs was the Dorset Country Club whose Honorary secretary was then Mr EW WILLIAMS. The shop is now (2011) an estate agent called 'Connells'.
(6). Number 1 & 2 High West Street: This is the last building before the cross roads, which can't really be seen in the picture, but ran between St Peters Church on the left and the Corn Exchange (as already explained above and came from North square) and on this side of the road ran in front of Riglar's into 'Cornhill (See Card 16 taken in 1910). In 1895 Number two High West Street was the residence of the head office of the Dorchester Old Bank (R & R WILLIAMS, Thornton, Sykes & Co) who drew on Williams Deacon & Manchester & Salford Bank of London. The earliest directory that I have is 1830 and this shows a 'WILLIAMS, Pallison & Co' operating from High West Street even then. It is still a bank today (2011) being TSB Lloyds.
(7). The final building that I would like to comment upon in this picture is 'RIGLAR' the Tobacconists which is clearly visible in both cards as a square white building at the junction (also clear on Card 16). Its address is actually Number 1 Cornhill and its proprietor was Henry William RIGLAR. He was the son of a plasterer by trade George Riglar by his wife Keziah (nee Lock) and was born in Dorchester in 1850. From his teenage years he trained as a hairdressers assistant and married Elizabeth OLD a native of Coombe Keynes at Wareham in 1874 and established a hairdressing business in North square by the following year. He was still there with a growing family in 1881 and successful enough to have an employee. Ten years later however he was running a Tobacconists and trading in Fancy Goods, living at 22 High East street. The 1895 directory shows his business to be at 1 Cornhill and he was still there in 1915 but was actually living with his wife & four of his children at 43 Cornwall Road in the 1901 census. His parents were still alive then aged 80 and 72 but incumbants at Whetstones Almshouses in Dorchester. By 1940 the business had presumably been sold as the shop now carries the name of 'LEWIS'. The shop is now (2011) a jewellers called HARDYS.
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Location: From the junction of 69 Highway and I-35. Go west on 69 Highway .2 mile. In the middle of the curve, take Topper Road west. As you come on to the gravel road, it will split. Stay to the right and go north 1.3 mile. Cemetery is on the east side of the road.
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text:
Tracie Thoms
Aside from her current stint on CBS' Cold Case, Tracie Thoms has made a name for herself by appearing in movies such as 2005's Rent, 2006's The Devil Wears Prada and 2007's Grindhouse.
Tracie Thoms BiographyBorn and raised in Baltimore, Tracie Thoms' artistic ambitions became clear when she was just a little girl. By the time she was 10 years old, Tracie had made it clear to her parents that she wanted to pursue a career as an actress. Tracie enrolled at the Baltimore School for the Arts -- a high school that boasts Jada Pinkett Smith and Tupac Shakur among its more well-known alumni. Following a stint at Howard University -- where she eventually received a bachelor's in fine arts -- Tracie started to study acting at New York City's prestigious Juilliard School.
Tracie made her professional debut in 2002, with appearances in a pair of failed sitcoms and a small role in the Comedy Central film Porn 'n Chicken. Tracie spent the next couple of years popping up on TV shows like The Shield and in obscure films such as 2004's Brother to Brother and The Warrior Class. But Tracie's big break came with a recurring role in the FOX show Wonderfalls. Although only four episodes were aired before it was canceled, Wonderfalls opened a lot of doors for Tracie. In 2005, Tracie was one of only two actors added to the original Broadway cast of Rent for its feature film adaptation (Rosario Dawson was the other actor).
Rent led directly to Tracie's current stint on the hit CBS show Cold Case, as well as her appearances in 2006's The Devil Wears Prada and 2007's Grindhouse. She'll also be seen in the 2008 comedy Sex and Breakfast alongside Macaulay Culkin and Eliza Dushku, and she's tackling the first starring role of her career in a comedy called Jimmie in the fall of 2007.
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text:
As I Lay Dying Key To The Dark Men's Black T-Shirt
Official Band Merch
(approx. $21.39 or €18.47)
- Out of Stock - Product Discontinued
- Official Merchandise
Product Info
Give yourself the key to the dark with this chilling men's t-shirt which features art work from the American metalcore band As I Lay Dying. Emerging from a wooden coffin, the skeletal hands of the dead prize open the casket to embrace the blackness. Officially licensed.
- Product Type: Mens T-shirt
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text:
Stow and Munroe Falls officials say the effects of Winter Storm Euclid on the area were minimal at best.
The storm, which was predicted to dump up to a foot of snow in parts of Northeast Ohio Dec. 26, waned sooner than anticipated.
The National Weather Service had downgraded the corresponding winter storm warning on Dec. 26 to an advisory before 6 p.m. that evening. Overall accumulations around Stow and Munroe Falls ended up topping off around 6 inches.
"We were anticipating a lot more accumulation based on the forecast, so we built up for a much larger snowfall than we ended up getting," said Stow Public Service Director Mike Miller. "If the storm kept going into [Thursday], we might be talking differently."
Miller said traffic accidents were minimal, and none resulted in injuries. A parking ban was in place throughout Dec. 26 to help crews clear roads, Miller noted, but that ban was lifted the next day.
He noted there were two water main breaks, which have since been repaired.
Stow Police Sgt. Steven Dunton said police responded to about six traffic accidents in total Dec. 26, but noted none were "serious" and only resulted in property damage.
"They were all mostly spinouts or due to people not clearing their cars off," said Dunton. "Six is still more than usual, but considering the weather, we fared pretty good."
Miller said one accident on Route 8 near Seasons Road involved a car striking a plow from behind, but the truck's salt spinner absorbed most of the damage and was repaired that same day.
He said the plow driver slowed down to avoid a motorist who had spun out and hit the median, and a separate motorist slid into the back of the truck.
Other minor accidents, Dunton said, included a woman who was hit while backing out of her driveway and another woman who slid off the road and struck a telephone pole.
Munroe Falls Service Director Jim Bowery said the scene was similarly unremarkable in his city.
He described last week's snowstorm as "pretty typical."
"There were no major accidents that I've heard of," he said. "The blizzard didn't really make it, but that's OK."
By about 2:30 p.m. Dec. 26, Munroe Falls streets were well plowed, he added. Crews finished minor cleanups throughout other areas of the city throughout Thursday morning.
"Everything is done and we're ready for the next storm," he added.
Overall, Miller said he lauds the efforts of the city's plowing crews, adding that he was especially pleased with how Stow's portion of Route 8 was maintained.
"Route 8 up here looked really good," he said. "Our employees did a really good job as they always do in pulling together and making sure we had coverage."
Miller said service department crews are hopeful the mild winter will persist throughout the season.
"We had a light winter last year. We haven't had to deal with a lot of major storms this year, and hopefully, we won't have to deal with a whole lot more of them," Miller said. "This being the only storm this season, it's worked out pretty good for 2012.
"But we always plan for the worst and hope for the best," he added.
Email: firstname.lastname@example.com
Phone: 330-541-9400, ext. 4179


text:
You'll recognize the premise of Room from several sensational news stories, including the horrific experience of Elisabeth Fritzl, the Austrian woman who was imprisoned by her incestuous father in a makeshift dungeon for 24 years, and the case of Jaycee Dugard, kidnapped in California and held for 18 years. Using these reports as grim inspiration, Emma Donoghue has invented the abduction of a 19-year-old college student, who has been kept in a soundproof garden shed for seven years.
The room has a hot plate and a sink, a toilet and a television. Her captor brings her enough food to survive, disciplines her by cutting off electricity and heat, and rapes her several times a week. This is a story I cannot imagine having any interest in reading.
Except that it's told by the woman's 5-year-old son.
Jack has lived his entire life in the 11- by 11-foot room, and his mother has devoted every moment to creating a realm for him that's safe and enchanting. Although he's preternaturally observant, he rarely sees the scary man — Old Nick — who makes his mother's bed creak at night while he's "switched off in Wardrobe." Restricted to Jack's vision, we don't see much of Old Nick either, although we overhear him tell Ma, "I don't think you appreciate how good you've got it here. . . . Plenty girls would thank their lucky stars for a setup like this."
While the story is sometimes terrifying, Donoghue consistently de-emphasizes Old Nick, a strategy that reflects Jack's limited perspective but also demonstrates that she has no intention of trafficking in the sexual charge of abduction thrillers.
Instead, the novel stays focused on Jack's elemental pleasures and unsettling questions. With the few items at her disposal, Ma has developed the pleasant routines of their day: Phys Ed and Simon Says, Orchestra and Labyrinth, Bath and Hum. "We have thousands of things to do every morning," Jack says, "like give Plant a cup of water in Sink for no spilling, then put her back on her saucer on Dresser. . . . I count one hundred cereal and waterfall the milk that's nearly the same white as the bowls, no splashing, we thank Baby Jesus."
We meet Jack on his fifth birthday, just before Easter, when his mother begins revealing to him the outlandish idea that there's a world beyond their tiny cell. "My head's going to burst from all the new things I have to believe," he says. It's like trying to explain that most of life actually takes place in the fourth dimension.
Imagine describing "skies or fireworks or islands or elevators or yo-yos" to someone who conceives of the universe as a sparsely furnished, 11-foot cube. Jack experiences a little Copernican revolution before our eyes, and it's alternately frightening and inspiring to witness, a reminder of just how much we overlook. "When I was a little kid I thought like a little kid," he says in an echo of fellow prisoner St. Paul, "but now I'm five I know everything."
We see Ma only in Jack's adoration, but clearly she's an extraordinary woman, setting aside her own anguish to nurture the joy that Jack takes in their little world. As unspeakable and bizarre as their plight is, how many new mothers have felt the anguish of Ma, trapped in a room with a small child they love but desperately need time away from? How can she broach the subject of escape without shattering Jack's perfect harmony? And how will Ma ever establish the separation that must take place for Jack to develop into his own person, to comprehend the startling fact that he's not the only other person who exists?
The Irish-born Donoghue has written eccentric, otherworldly stories before (Slammerkin is probably her best known), but Room — short-listed for the Booker Prize — should appeal to an even larger audience. Jack, not too cute, not too weirdly precocious, not a fey mouthpiece for the author's profundities, expresses a poignant mixture of wisdom, love and naivete that will make you ache to save him — whatever that would mean: delivering him to the outside world? Keeping him preserved here forever?
I haven't been ripped up like this by a novel since Kiara Brinkman's Up High in the Trees, about a little boy with Asperger's trying to grasp his mother's death. But until you finish it, beware talking about Room with anyone who might clumsily strip away the suspense that's woven through its raw wonder. You need to enter this small, harrowing place prepared only to have your own world expanded.


text:
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found a new home!
Plenty of my friends are looking
for one too. Find a pet to adopt.
I am already spayed, housetrained, up to date with shots, good with kids, and good with dogs.
We saved Emma from an Eastern North Carolina shelter where her previous owners dumped her just 8 weeks after she gave birth because the children of the previous owner wanted to keep a puppy. We are thrilled to give her a safe place to love while she waits for her perfect forever home.
Emma is barely 10" tall and a bit longer than tall. She loves playing with her foster brother Rock as well as the new dog family that recently moved in (Daddy Shorty, Mama Lucy and daughter Lilly). She would be a great companion to a male Jack Russell or other small dog.
Emma is spayed, up to date on vaccinations and vet care and ready to find her loving forever home. You will not find a gentler, sweeter girl. If you would like to meet her, contact her foster dad Christopher Bare at email@example.com.
Emma, a Thomasville Jack Russell Terrier/Rat Terrier dog was adopted! Here's how you can benefit by looking at adoption as an option to buying a Jack Russell Terrier/Rat Terrier for sale in Thomasville, or seeking a Jack Russell Terrier/Rat Terrier dog from a breeder in Thomasville.


text: This is a continuation of what I wrote on the Haskell Prime mailing list which accounts for why this is the eighth in the series. These are lecture notes and if anyone has not already noticed from the Haskell Prime mailing list. I am giving a lecture. Type aliases allow you to extend the type system beyond the capabilities of the language. For example, natural numbers are not part of the type system, but you can say that a number has the natural number type by using a type alias. Ensuring that a number is indeed a natural number is your problem. The compiler will only ensure that it is at least an integer. There are a variety of instances where type aliases are useful. A prominent application in computer programming languages is to establish a form verses function relationship. Types in functional languages are formal types and not functional types ironically. A common example of this is to define an address type alias where you declare it as a string. Yes, it is a string formally, but it does not function as such. Its semantics are more specific and so it is not merely a string. How it behaves in context will differ and be more specific than a string. To quote Dune, "There is a place terrifying to us, women, that we cannot go." The compiler cannot go there, but it can verify that it is at least a string. The form verses function distinction is especially useful when unifying against a tuple. Functional types can in large measure supplant labels. When you know its functional type you will usually know enough to know what it is referring to. When all you know is its formal type it can be touch and go. It is possible as the programmer to develop a set of rules beyond those that ensure that the address type is a string that for the benefit of the programmer describe where it is grammatically correct for variables of the address type may appear to which the compiler is wholly ignorant. When defining tuple types, type aliases were intended to replace labels. The result is more compact. The down side is that to access members unification must be employed. In the C language type aliases can be created using either the C preprocessor or the typedef construct. Consequently, this notion of type alias does not apply exclusively to functional languages. -------------- next part -------------- An HTML attachment was scrubbed... URL: http://www.haskell.org/pipermail/haskell-cafe/attachments/20091203/fbd76439/attachment.html


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Sorcery, the PlayStation Move magical action game from The Workshop and SCE Santa Monica Studio, will be released in PAL regions on May 23, 2012, Sony Computer Entertainment Europe has announced.
Brian Upton, the game's creative director, explains the premise for the title.
"Finn is in trouble," explains Upton. "First he accidentally blew up his master's alchemy lab. Then he let Erline, his master's magical cat, talk him into trespassing in the realm of the dead. Now he's unleashed an ancient universe-destroying evil that won't stop until everything he cares about is utterly annihilated."
As an apprentice, it's up to Finn to defeat the Nightmare Queen before she can destroy the human world.


text:
Originally published on February 18, 2013 5:53 pm
President Hugo Chavez made a surprise return to Venezuela on Monday after more than two months of cancer treatment in Cuba. He immediately was taken to a military hospital and has not been seen publicly. Venezuela has been in a leadership vacuum in his absence. Melissa Block speaks with NPR's Juan Forero for the latest on Chavez' ability to rule, and how Venezuelans are reacting.


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By Burt Lindquist
From: Madison, WI
Nov 1, 2010
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text:
Pension Reform in a Highly Informalized Post-Soviet Economy
Pension reform is now on the national agenda in most post-Soviet countries. These countries have highly informalized economies, which means that large areas of economic activity go unreported to the authorities. This paper deals with the problem of pension reform in a highly informalized post-Soviet economy, Ukraine. It includes an analysis of causes and consequences of informalization, a general description and analysis of trends in the Ukrainian pension system, and a discussion of different approaches to reform. The paper describes an approach to modeling labor and capital flows between the formal and informal sectors using a gravity model. It also reports and discusses results of simulations of different scenarios of pension reform in Ukraine. Policy-relevant findings of the study are as follows: • Public trust in reform is crucial. Therefore, in designing and implementing reforms exceptional attention should be paid to trust-building measures; • Debt-financed transition to a fully-funded pension system in an informalized post-Soviet economy can lead to higher efficiency gains than a tax-financed transition. This is due to an alleviation of the tax burden, which encourages a decline in unreported economic activity. • Provided that public trust in the reform is sufficient, the larger the fully-funded system, the greater will be the decline in informalization.
If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
|Date of creation:
|28 Aug 2000
|Type of Document - PDF; prepared on IBM PC; to print on any;
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| Web page: http://econwpa.repec.org
References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- A.V. Dobronogov, 1998.
"Systems Analysis of Social Security in a Transition Economy: The Ukrainian Case,"
Working Papers
ir98073, International Institute for Applied Systems Analysis.
- Anton Dobronogov, 1999. "Systems Analysis of Social Security in a Transition Economy: The Ukrainian case," Public Economics 9907004, EconWPA.
- Peter Luzik, 1999. "International Experience in Tax Reform and Lessons for Ukraine," CERT Discussion Papers 9904, Centre for Economic Reform and Transformation, Heriot Watt University.
- Kaufmann, Daniel & Kaliberda, Aleksander, 1996. "Integrating the unofficial economy into the dynamics of post-socialist economies : a framework of analysis and evidence," Policy Research Working Paper Series 1691, The World Bank.
- Robert H. Bates & Steven A. Block & Ghada Fayad & Anke Hoeffler, 2013. "The New Institutionalism and Africa," Journal of African Economies, Centre for the Study of African Economies (CSAE), vol. 22(4), pages 499-522, August.
- F.L. MacKellar & T.Y. Ermolieva, 1999. "The IIASA Social Security Reform Project Multiregional Economic-Demographic Growth Model: Policy Background and Algebraic Structure," Working Papers ir99007, International Institute for Applied Systems Analysis.
- Loayza, Norman V., 1996. "The economics of the informal sector: a simple model and some empirical evidence from Latin America," Carnegie-Rochester Conference Series on Public Policy, Elsevier, vol. 45(1), pages 129-162, December.
- Loayza, Norman A., 1997. "The economics of the informal sector : a simple model and some empirical evidence from Latin America," Policy Research Working Paper Series 1727, The World Bank.
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text:
FOXBORO, Mass. — After spending much of the last couple of days in airports, new Patriots wide receiver Deion Branch felt refreshed to walk into the New England locker room Tuesday and see some good friends, particularly quarterback Tom Brady.
As soon as they finished catching up, Brady gave Branch a crash course on the offensive play book. They walked out to practice together, with Brady continuing his tutorial, and just a few minutes into practice, Brady went straight at Branch with that list of plays.
That mixture of chemistry, both on the field and off, helped Brady and Branch experience so much success in New England from 2002-05, and they hit the turf running again Tuesday.
"We have a quarterback such as Tom," Branch said. "He can do a lot of things. You've just got to make sure you put the guys in the right place, and just follow this guy leading. He won't lead you in the wrong direction."
The Patriots acquired Branch — their second-round draft pick in 2002 — Monday from the Seahawks in exchange for a 2011 fourth-round pick in a move that was almost symbolic of their apparent rededication to the offensive scheme that helped them win three Super Bowls in the early part of the decade.
Branch caught 213 passes for 2,744 yards and 14 touchdowns in 53 regular-season games with the Patriots, and he added 41 receptions for 629 yards and two scores in eight playoff games with New England.
Yet, surprisingly, the MVP of Super Bowl XXXIX believed he could have been a much better player early in his career, adding that he's a vastly smarter receiver as a 31-year-old.
"I truly understand the game and how to study people, how to study guys, your opponent," Branch said, when asked how he has changed in the last four years. "I think my first four years [in New England], I was just playing off all athleticism, and I was getting away with it for a little bit. There were a couple of games here and there back in the past, but I think now I know how to sit down, break down the film and watch my opponent."
Branch actually sounded surprised that he wasn't traded back to the Patriots when rumors surfaced in 2008 and 2009, when the Seahawks were going through some major organizational changes, and he figured he'd be cut loose. On the flip side, when the Patriots traded Randy Moss last week, Branch said he didn't even think about a trade to New England.
Branch also mentioned he was willing to reconstruct his contract to help the Patriots save some cash. He is on the books for $11.42 million in salary between 2010 and 2011, although one-quarter of this season's salary has already been paid.
Either way, it sounds like Branch wants to make it work better during his second tour in New England. His first run came to a screeching halt over a contract dispute — one that he said he didn't regret, but wished never happened — and the reflective Branch seemed to be grateful for a second opportunity with his first team. And this chance, he believed, was made possible because he and Bill Belichick were able to remain close, despite that 2006 breakup.
Branch said things remained pretty similar in New England, aside from the construction of Patriot Place, a flurry of young personnel additions and a slightly revamped playbook. (He even joked that they didn't run the few plays he could remember during his first practice.)
Branch knew, no matter how many memories circled through his head Tuesday, that Sunday's game against the Ravens would be a different story. That's when his reunion will feel a little more complete.
"It will really set in probably on game day, just to be back here, especially [with Brady] and with this team, under the same coach that brought me here," Branch said. "I do feel like I'm back at home."
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text:
|Trad, 1 pitch, 50'
|YDS: 5.11a French: 6c Ewbanks: 22 UIAA: VII+ ZA: 22 British: E3 5c [details]
|Conrad Anker and Seth Shaw
|Page Views:
|Submitted By:
|Colby Wayment on Apr 2, 2006
|Seasonal Raptor Closures ***** RAIN AND WET ROCK ***** The sandstone in Zion is fragile and is very easily damaged when it is wet. Holds rip off and climbs have been and will continue to be permanently damaged due to climbers not respecting this phenomenon. After a heavy storm the rock will remain wet, sometimes for several days. PLEASE DO NOT CLIMB IN ZION during or after rain. A good rule of thumb is that if the ground near your climb is at all damp (and not powdery dry sand), then do not climb. There are many alternatives (limestone, granite, basalt, and plastic) nearby. Seasonal Raptor Closures MORE INFO >>>
|Comments on Scarlet Begonias
|Add Comment
|Show which comments —
By bheller
From: SL UT
Nov 10, 2008
|A 3 or 4 camalot protects the low pod far better than a 2. Also 2 friends fit the roof just right.
By engineer1984 Whicker
From: Ogden, UT
Oct 21, 2014
I think it is harder than .11a due to the pod, but who am I? Not an offwidth climber, that's for sure!
By Staney
From: Durango, CO
Nov 27, 2015
|Great line. Quite a bit of variety packed into 50 feet! Offwidth, laybacking, rattily jamming, solid jamming, and some tips to finish off!


text:
Local Anesthetic in Total Knee Arthroplasty (TKA): Volume Versus Concentration
This study has been completed.
Lundbeck Foundation
Information provided by:
Lundbeck Foundation
ClinicalTrials.gov Identifier:
First received: November 10, 2009
Last updated: NA
Last verified: November 2009
History: No changes posted
- Full Text View
- Tabular View
- No Study Results Posted
- Disclaimer
- How to Read a Study Record
In a randomized, double-blind, cross-over trial, 48 patients scheduled for total knee arthroplasty with placement of an intracapsular catheter will be randomized to receive bolus injection of ropivacaine in high volume/low concentration (20 ml, 5 mg/mL) or low volume/high concentration (10 mL, 10 mg/mL) 6 and 24 hours postoperatively, and pain will be assessed at rest and with mobilization for 2 hours after injections.
|Postoperative Pain Analgesic Efficacy
|Drug: 20 mL ropivacaine 5 mg/mL Drug: 10 mL ropivacaine 10 mg/mL
|Phase 4
|Study Type:
|Study Design:
|Allocation: Randomized
Intervention Model: Crossover Assignment
Masking: Quadruple (Participant, Care Provider, Investigator, Outcomes Assessor)
Primary Purpose: Treatment
|Official Title:
|The Volume-concentration Relationship of Analgesic Efficacy With Intra-capsular Local Anesthetic in Total Knee Arthroplasty: a Randomized, Double-blind, Cross-over Trial.
Resource links provided by NLM:
MedlinePlus related topics: Anesthesia Knee ReplacementU.S. FDA Resources
Further study details as provided by Lundbeck Foundation:
Primary Outcome Measures:
- postoperative pain [ Time Frame: 32 hours postoperative ]
|Study Start Date:
|June 2009
|Study Completion Date:
|October 2009
|Primary Completion Date:
|October 2009 (Final data collection date for primary outcome measure)
|Assigned Interventions
Active Comparator: low volume local anesthetic
bolus injection of local anesthetic in low volume/high concentration (10 mL, 10 mg/mL)
|Drug: 10 mL ropivacaine 10 mg/mL
Experimental: high volume local anesthetic
bolus injection of ropivacaine in high volume/low concentration (20 ml, 5 mg/mL)
|Drug: 20 mL ropivacaine 5 mg/mL
|Ages Eligible for Study:
|Child, Adult, Senior
|Sexes Eligible for Study:
|Accepts Healthy Volunteers:
Inclusion Criteria:
- Scheduled for total knee arthroplasty
- Able to give informed oral and written consent to participate
Exclusion Criteria:
- Treatment with opioids or steroids, rheumatoid arthritis or other immunological diseases
- History of stroke or any neurological or psychiatric disease potentially influencing pain perception (e.g. depression, diabetic neuropathy etc.)
- Allergies to any of the drugs administered.
Contacts and Locations
Choosing to participate in a study is an important personal decision. Talk with your doctor and family members or friends about deciding to join a study. To learn more about this study, you or your doctor may contact the study research staff using the Contacts provided below. For general information, see Learn About Clinical Studies.
Please refer to this study by its ClinicalTrials.gov identifier: NCT01012232
Please refer to this study by its ClinicalTrials.gov identifier: NCT01012232
|Lundbeck Centre for fast-track hip and knee arthroplasty
|Copenhagen, Denmark
Sponsors and Collaborators
Lundbeck Foundation
More Information
Keywords provided by Lundbeck Foundation:
Additional relevant MeSH terms:
ClinicalTrials.gov processed this record on September 21, 2017
|Responsible Party:
|Lasse Andersen, The Lundbeck Centre for Fast-track Hip and Knee Arthroplasty
|ClinicalTrials.gov Identifier:
|NCT01012232 History of Changes
|Other Study ID Numbers:
|Study First Received:
|November 10, 2009
|Last Updated:
|November 10, 2009
Keywords provided by Lundbeck Foundation:
total knee arthroplasty
postoperative pain
Additional relevant MeSH terms:
Pain, Postoperative
Neurologic Manifestations
Nervous System Diseases
Postoperative Complications
Pathologic Processes
Signs and Symptoms
Anesthetics, Local
Central Nervous System Depressants
Physiological Effects of Drugs
Sensory System Agents
Peripheral Nervous System Agents
ClinicalTrials.gov processed this record on September 21, 2017


text:
Bring Your Classroom to Life With PBS
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In this video, students will examine the use of art as historical narrative and social commentary, and create a mural inspired by the Mexican Muralist movement.
Help students grasp the "how" and "why" behind various math concepts with this original web series from PBS LearningMedia!
Today, PBS LearningMedia and Stand Up To Cancer officially launch a call-for-applications for the Emperor Science Award! Help us find the next generation of cancer researchersa and learn more today!
On this day in 1780, Benedict Arnold committed treason by giving the Americans' war plans to the British. Learn more about the low point just before the American victory at Yorktown.
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Looking for teaching inspiration? Explore blogs written by teachers like you in the PBS Teachers' Lounge.
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Give your career a BOOST with an online, graduate-level course from PBS TeacherLine. Check out the course catalog!
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Calling all classroom changemakers: Are you a PBS Digital Innovator? Learn who the PBS Digital Innovator class of 2017 are and more about the community!


text:
No Refund
Complaint Rating:
Contact information:
Road Care Plus Membership
CT, United States
I bought a membership with RoadCare Plus ( a motor club service like AAA ), for my son who was leaving for college. The membership promised an email with a printable card along with a downloadable benefits package, as well as other opportunities thru their Member Discount Program. After purchasing the deal, I had no contact from the company for almost 6 weeks, I emailed them requesting the above, and was sent an email that said, "Sorry, we've had an overwhelmimg response to our offer; here's your ID number". That was it, a number! No printable card, no benefits package!
The next 3 emails requesting these items, went unanswered. I went on their website and tried to use that ID number to sign up for further offers thru their Member Discount Program; it came back that both my email address and that ID number were invalid. So if those numbers were invalid on their website... did I even have a membership? What would happen in a road emergency? Again, 3 more emails to Road Care went unanswered. So, I contacted Eversave to ask for the refund they promise if you are not satisfied. They told me that I first had to cancel with Road Care. How was I supposed to cancel a membership that is invalid, thru a site that doesn't respond to emails? But I did as I was told, and as you might imagine, Road Care ignored all requests for cancelation. After much searching I finally found a phone number and spoke to a live body. I stated the situation and made it clear that I had no interest in pursuing a relationship with them, whether or not they rectified the situation., I simply wanted to cancel. They apologized and responded not with a cancelation confirmation, but with an email that supposedly had attachments containing the printable card and benefits package that I had been asking for all along. In actuality, the attachments were nothing more than the FAQ page from their website that had been cut and pasted into the email with my membership number typed in at the bottom; and the printable card was nothing more than an image file of their insignia with no name, no ID number, no emergency assistance number, just the RoadCare image. They advised me to print out this pieced together mess and keep it in my glove box. Moreover, both my membership number and email address still continued to show up as invalid on their website. If this is not a scam, it's a fly-by-night company, one that I would never trust to answer a road emergency for my child. I continued to email cancelation requests to Road Care... all went unanswered.
By this time, 3 months had passed. Once again I contacted Eversave to explain my situation. They responded to about the 3rd or 4th email, and apologized for my dissatisfaction, saying that they would review my claim. Needless to say, I never heard from them again. I have tried to contact them several times since, to no avail.
My conclusion...Road Care Plus is a scam... and Eversave's supposed "refund" policy is nothing more than words on a page.
It's too bad... Eversave has had many other deals that I would have taken advantage of, had they simply refunded my $49 bucks. Oh well, their loss is Groupon and Living Social's gain!
Beware folks!
|Comments (3)
|United States
|Sort by: Date | Rating


text: Roger Lee Gets Up to Speed Henny Ray Abrams | July 23, 2010MONTEREY, CA, JULY 23 – It's been an interesting few weeks for Roger Lee Hayden.Two weekends ago he was in the Czech Republic racing the Pedercini Kawasaki on Pirelli tires in Brno. Then he flew home and off to Chuckwalla Raceway in the Arizona desert, where in withering 117 degree heat he tested the American Honda Moto2 bike, on Dunlop tires, which he'll race at the Red Bull Indianapolis Grand Prix. And today he got the first chance to throw his leg over the Bridgestone-shod LCR Honda RC212V when practice rolled out for the Red Bull U.S. Grand Prix."In a 12 -month period I've raced AMA Supersport (Daytona SportBike), World Superbike, MotoGP and then I've got Indy," Hayden said. "A 12-month period I've raced every top of the line series. You know, it's kinda, I don't know if it's a good thing or a bad thing, but it certainly keeps it interesting."Hayden got thrown in the deep end when he got the call last Sunday to replace the injured Randy de Puniet on the LCR Honda. Hayden hadn't ridden a MotoGP bike since he was a wild card on the factory Kawasaki here in 2007. And he'd never ridden a Honda RC212V and he hadn't ridden on the newest Bridgestone tires."It was quite an adjustment for me," the youngest Hayden said. "For me it took a little while to get used to the tires, because it took so long before they came and then trying to build confidence in 'em. Took me a little longer than I would've liked, but, y'know, it's only a one-hour session on a GP bike, so I was four-tenths off. We're last, we're four-tenths to the next guy [Alvaro Bautista], I don't think is really too bad for a start."We're not here to try to win the race, so we just kinda took our time, worked on a few things and then tonight we can look at the data. And with Randy, he uses a lot more front brake than I do going into the corner, so I was having trouble getting in because it didn't have enough weight on the front, so tomorrow we'll try to put a little more weight on the front and try to get into the corner better, because right now I don't get in the corner and then it just messes up the exit and everything. But I had fun, I enjoyed it and just glad to be able to see some people in front of me and have something to shoot for now."The biggest difference between the wild card ride and this race is that he'd gotten to test the Kawasaki for a day. The first time he rode the LCR Honda was when he rolled onto the track.The team has upgraded electronics for the weekend and received the 2010 factory chassis and swingarm two races ago in Catalunya."The bike's been really good and the team, they can change a lot with the data, it seems like, with the wheelie and less spin in every single corner," he said. "If we had more time to work with what I like, I think we could make a lot of improvements quick, but it's just amazing the stuff that they can do with electronics now. I think the bike's pretty good."Though the tires didn't feel much different, he'd been warned by brother Nicky that they were. A number of riders, including Valentino Rossi, have been caught out on cold tires. Roger Lee didn't want to be one of them."Give the tires some time to come in here," is what Nicky told him, "because you seen last year a lot of guys got caught out and also he said if you slow down for a lap and try to get a tow, if you slow down too much be careful because it'll catch you back out. If you slow down for a slow down for a lap to try and get behind somebody and drop the hammer straight away, you're liable to get caught out. So just a few things like that, because I don't really want a silly crash because of the cold tires."What also took some adjustment was the carbon front brakes. Hayden uses steel brakes in World Superbike and had to "readjust the brain" to the carbons, "because with the superbike, as soon as you hit the brake it stops. With these, I need to be a little bit faster, a little bit more aggressive longer. So, just got a lot to learn in a short time and get up to speed quicker."Henny Ray Abrams | Contributing EditorAbrams is the longest-serving contributor at Cycle News. Over the course of his 35-some years of writing and shooting photos, he's covered events from MotoGP to the Motocross World Championship - and everything in between. Comments


text:
Not exactly a horror flick, but I know you love John Carpenter and his gritty 1981 post apocalyptic action classic, Escape from New York, starring badass Kurt Russell with Harry Dean Stanton, Adrienne Barbeau, Lee Van Cleef, Ernest Borgnine, Donald Pleasence, and Isaac Hayes. And Tom Atkins. You always have to mention Atkins or he'll come to your home, stare at you in utter disgust, and inseminate your girlfriend with the same stare. MGM/20th Century Fox have announced the film for a Blu-ray/DVD combo set for August 3rd for $24.99. No technical details yet, but expect a 1080p 2.35:1 widescreen transfer, 5.1 lossless DTS-HD Master Audio, and hopefully all the supplemental material of MGM's previous 2-DVD Special Edition. Expect this one for much less, as I've seen MGM/Fox's dual-formats combos in-store for as little as nine bucks.
This one is also very welcome considering Escape from New York was released on a region free Blu-ray in the United Kingdom by Optimum Releasing in 2008. Unfortunately, while the resolution was 1080p, the source was Optimum's standard definition DVD poorly upscaled to high definition. I personally jumped the gun on this British disc before any reviews and got burned. So it will be nice to finally, and hopefully, see Snake break bad on lawless gangs and The Duke in real HD!
Tags: Blu-Ray, Escape fron New York, HD, John Carpenter


text:
The Reuter's person on the spot at the Chicago Board of Trade says the price rise corn experienced this year was due to a speculative bubble caused by money moving out of stocks into commodities. The price is falling as the economy is changing. Of course there's no discussion on the effect of reducing the […]
Tag Archives | futures
Corn price rise: speculative bubble
Is the rising price of corn forcing up the price of food?
Is the rising price of corn forcing up the price of food? Despite the measured tones (and graph) in my previous post (Is the price of corn too low?),the price of bagels in New York seems to be more closely tied to the price of a bushel of wheat than I had previously imagined, at […]
Chicago board of trade offers monthly agricutlural updates
The Chicago Board of Trade is offering monthly global agricultural market up dates, from 15th of each month.
Brazil's new ethanol futures contract
Brazil launched a futures contract for anhydrous ethanol on its Mercantile and Futures Exchange. The announcement was made on 24 April and the aim is to give producers and investors a chance of some certainty in the market in the future. According to my friend, William Lemos, writing for ICIS news in Houston, Texas : The […]
CBOT mini corn and wheat futures
If you're dabbling or playing seriously in the Chicago Board of Trade Mini corn and wheat futures, you can see what the market's doing at no charge and live.
Chicago board of trade offers smaller corn contracts
The Chicago Board of Trade (CBOT) will be offering mini-sized Agricultural Futures for people who want to trade smaller lots electronically from 14 May 2007.


text:
|Re: Ebay Signature & Sketch
Subject: Re: Ebay Signature & Sketch
by Trotter on 2009/7/14 8:08:41
The picture did not come out very well, very small. Do you have a larger picture?
It appears someone paid US $321.99 for the fake signature.
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text:
Name: Amy Chan (aka amyfabulous)
Occupation(s): I daylight as a Marketing Maven. And moonlight as a Writer/Columnist for the 24 Hours Newspaper , The Huffington Post and my personal blog,www.amyfabulous.com
Who is your role model: My sister, Alice Chan. She has shown by example that you can achieve anything you put your mind to. She didn't just talk about change, she went and did it – in her career, moving to New York, becoming a high level executive in the day while taking stand-up comedy on the side… She juggles so much but manages to always be generous, thoughtful, gracious and kind. What a woman!
What do you like most about your job: In my writing, I find it extremely fulfilling to be able to articulate thoughts and feelings in a way that others can relate to. I've been so touched by the strangers who reach out to me to let me know how my articles have helped them in some way, inspired them or provided some perspective when they experienced something similar.
Daily ritual: I write every day. Lately, I've been practicing keeping a "Live Vision Dream Journal". Every morning, I write down the life I envision and how my world will look like. The idea is that if you start your morning off this way, you'll start to manifest it into a reality. I've just finished 40 days of doing this. Let's see if it comes true. =)
The most rewarding part of my job is: Being able to create.
What has been your biggest strength that's helped you succeed in your industry? In writing – it would be perseverance and honesty. In my marketing career –Almost every opportunity I've had has come from someone I know. Building relationships, being kind and approaching relationships thinking "what value can I bring? What can I give?". Unfortunately, a lot of people approach relationships with "what can I get from you?" and that mentality doesn't build bridges.
Favourite quote: SUCCESS "To laugh often and much; to win the respect of intelligent people and the affection of children; to earn the appreciation of honest critics and endure the betrayal of false friends; to appreciate beauty. to find the best in others; to leave the world a bit better, whether by a healthy child, a garden patch or a redeemed social condition; to know even one life has breathed easier because you have lived. This is to have succeeded." -----Ralph Waldo Emerson
Describe your personal style: Feminine, classy chic.
Dream vacation spot? Maldives.
What is your favourite thing to take pictures of? Food!
Favourite Vancouver Restaurant: Cioppinos. The Pappardelle is amazing.
What is your biggest indulgence? In general, it would be shoes. If we're talking about one item it would be my classic Chanel purse.
If there was more time in the day you would: Read more. Write more cards to people.
Favourite social network: Facebook
Favourite Blog: I visit this site for style inspirations everday. The most pretty things that will make any girl's eyes light up http://fime.tumblr.com/
Where do you go for good ideas? My ideas come from all the different experiences, people, places, etc that I encounter in life. I could be creating a campaign and look back in my memory bank and draw inspiration from a certain meal I had, a picture my mind captured, a magazine spread I saw….
Last song you downloaded: Rainbow by Oh Land
What is the most challenging thing you have ever done? To be honest, the toughest challenge in my life has been as of late. I'm rebuilding myself after a really hard heartbreak. And in the process trying to make sure I heal in a healthy way and keep on with grace and integrity.
What are you obsessed with right now? I just got a new place so I'm obsessed with interior design and furniture. Oh, and while I'm at it, women's empowerment.
What's the best advice you've ever been given? The 5 people you associate yourself the most with, you become.
What advice would you give your younger self? Your empowerment and self-worth is not created by fancy clothes, a perfect body or obsessing over physical beauty. It doesn't come from tearing other females down. It doesn't come from men. Your empowerment comes from your contributions, your accomplishments, your integrity, your values and how you love and care for others. Because the other stuff doesn't last. It can feel good for a moment, and sometimes a long moment, but eventually, it all fades. And you're left with nothing – except with what you created within.
Amy's next goal is to write a book. She is always looking to connect with other writers to find inspiration. Thank you Amy for being CountDown Events #FF this week. We wish you and all of our readers a very Merry Christmas! Be sure to follow Amy on Twitter @amyfabulous


text:
NEW YORK ( TheStreet) -- When the digital age decides your time is up, it is up. To wit, the once-invulnerable customer relationship management maker Salesforce.com ( CRM) is looking straight down the barrel of the digital gun at an itty-bitty -- but still lethal -- social relationship management tool called Rapportive.For anybody who uses software to sell, it's nothing new that San Francisco-based Salesforce faces stiff competition from lower- or no-cost CRM tools such as Capsule, Timely, Solve360 and, what, a dozen others? What is new is that Salesforce now faces a real threat from what amounts to nothing more than software that plugs into Web browsers such as Google's ( GOOG) Chrome or Mozilla Firefox (just not Windows ( MSFT) Explorer) -- in this case, Rapportive.
|This free, public Web tool provides a dead-easy way to be in closer touch with clients.
This is, without question, the fastest, cheapest way to manage a relationship using Gmail. Rapportive is all about easy. Downloading the plug-in for Chrome, Apple's ( AAPL) Safari or Firefox is a few-click affair. Once installed, when Gmail's Web-based interface is launched, you'll see a long list of available public social content tied to that email identity on the right side of your mail account where the paid ads used to be. Usually that amounts to the sender's Facebook, LinkedIn ( LNKD) or Twitter feeds, but Flickr and many other social media services are supported.