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Who Will Win The Michigan vs. Michigan State Football Game? [Poll]
Saturday, October 20, Michigan State will visit Ann Arbor to take on Michigan for in-state bragging rights. Michigan State has won the annual matchup in each of the last four years. Who's going to win this year?Michigan enters Saturday's game as the favorite. Michigan is ranked #23, while Michigan State is unranked. Michigan is also home team, but in big rivalry games like this, sometimes that doesn't matter. All eyes will be on Michigan quarterback Denard Robinson, especially after the tweets from Michigan State players after his rough game in Michigan's season opener against #1 ranked Alabama. Here are a couple of the tweets about Robinson from mlive.com:
"DENARD IS SOOOO BAD!" safety Kyle Artinian tweeted. "And it makes me feel so good." Not even Robinson's 71-yard completion to Jeremy Gallon was enough to impress one Spartan.
"Even a blind squirrel can get a nut ever once in a while…," running back Nick Hill tweeted after the play.
Just imagine when the players actually get on the field this weekend.


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J. Money ft. Recognition - Give Her To Me
On May 12, Mississippi rapper J. Money (of "Peanut Butter & Jelly" fame) released his debut album, My Life Check Me Out; though the LP didn't pick up much mainstream fanfare, collaborations with the likes of Jim Jones, Rick Ross, Slim Thug, and 8Ball & MJG helped make it a solid underground success in the Dirty South. Like most albums nowadays, Check Me Out features a track aimed squarely at the females. If a fella is starting to get tired of his lady, Money will be more than happy to take her off his hands—simply "Give Her To Me" and he'll handle things from there. With a hook by previously-unknown singer Recognition and a beat by Big Fruit (aka Mr. Beep), Give Her To Me is the perfect addition to any Magnolio State radio station's "local slow jams" block.

subset: commoncrawl


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State Cigarette Minimum Price Laws—United States, 2009
This page is archived for historical purposes and is no longer being updated.
April 9, 2010 / Vol. 59 / No. 13
MMWR Highlights
- Increasing the price of cigarettes leads to substantial reduction in smoking by preventing initiation among youth and young adults, prompting quit attempts, and reducing average cigarette consumption among those who continue to smoke.
- To counteract the price effect of excise tax increases and to appeal to price-sensitive smokers, cigarette manufacturers use discounts, coupons, and other promotions to reduce the retail price of cigarettes.
- Minimum price laws can help preserve the effect excise tax increases have on cigarette prices and can help counteract cigarette price manipulations by cigarette manufacturers.
- State minimum price laws set a "floor price" and prohibit cigarettes from being sold below a minimum amount set by state statute.
- Although excise tax increases are the most direct way to increase the price of cigarettes, minimum price laws may be a secondary strategy states can consider when attempting to raise cigarette prices and/or maximize the effect minimum price laws have on tax increases.
- These laws can meaningfully raise the price of cigarettes in states with low cigarette excise tax rates, thereby reducing the number of youths who take up smoking, reducing the number of cigarettes that adults smoke, and encouraging current smokers to try quitting.
- Cigarette minimum price laws were developed to protect independent tobacco retailers from the predatory business practices of large retailers. Although not intended to promote public health goals, these laws are an effective policy tool that can support the beneficial health impacts of higher cigarette prices.
State Cigarette Minimum Price Laws
- As of December 31, 2009, 24 states and the Distract of Columbia had a statutory minimum price for cigarettes.
- The minimum percentage by which states require a markup on the wholesale price of cigarettes ranges from 2% in 2 states (Louisiana and Mississippi) and the District of Columbia, to 6.5% in Connecticut.
- The minimum percentage by which state required a markup on the retail price of cigarettes ranges from 6% in 6 states (Alaska, Louisiana, Mississippi, Oklahoma, Pennsylvania, and Wisconsin) to 25% in Massachusetts.
- The median retail percentage markup among the states is 8%. The minimum price laws in Washington and Rhode Island do not require a percent markup for either wholesale or retail; instead, the state statutes set the minimum price as the "actual price paid" and "replacement cost" in these states, respectively.
- Minimum cigarette price laws vary widely among states. Currently, of the states with the 10 lowest state excise taxes, only 1 state (Louisiana) has a minimum price law. Of the 10 states with the highest excise taxes, all but 2 (Hawaii and Vermont) have a minimum price law.
- More research is needed on how minimum price laws directly impact cigarette prices, impact state tobacco-related revenue, could impact excise tax avoidance, and could be designed to ensure that they are not undermined by remote sales (e.g., Internet and mail order sales) or by direct sales for manufacturers to consumers.
- Page last reviewed: October 29, 2010 (archived document)
- Content source:


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IMAGINE a classroom of 40 squirming grade-schoolers. There's possibly a spitball thrower among them, and maybe a teacher's pet. But there is almost surely a Michael and an Ashley. For the last three decades, those names have led the national popularity list for baby boys and girls, according to onomasticians, the people who study such things.
Michael and Ashley are not as far in front as they used to be, but they are still comfortably in first place. In New York City, Ashley has been the most popular girl's name overall since 1992, and Michael has reigned since 1982, according to the office of the city's Acting Health Commissioner, Dr. Benjamin Mojica, which keeps records of such things.
The city has just released its list of most popular names for babies born in 1996: among whites, Michael was again the top boys' name, but among blacks, it was deposed by Malik. Kevin continued to be the most popular choice for Asian boys (as it is nationally), with Christopher the No. 1 name for Hispanic boys. As for girls, Ashley remained at the top for blacks and Hispanics, but Rachel was first with whites and Michelle with Asians.
Dr. Edward Callary, an English professor and onomastician at Northern Illinois University, said that the popularity of certain names reveals a lot but that, paradoxically, one should not assume too much. ''Something becomes popular because everyone does it,'' he said. ''Then it becomes unpopular because everyone is doing it.''
Why is Kevin so popular among Asians? Dr. Callary suggested that it showed Asians' desire to become assimilated in American life but not, he stressed, a desire to forsake their origins.Continue reading the main story
As for the popularity of Malik, he wondered how many black parents know or care that it means ''angel'' in Arabic. He wondered, for that matter, how many parents know that Michael means ''he who is like God'' or that David means ''beloved,'' to pick two names long popular among whites and blacks alike.
Sometimes, Dr. Callary said, parents discuss a name and decide simply, ''That sounds good.''
He does have an answer for the rising popularity of names like Taylor, Randy, Kelly (or Kelley), Shannon and Dana. They are traditional male names being given more often to girls. Ah, but the road toward androgyny is one-way. There is no trend of traditional girls' names being bestowed on boys.
Which proves what? Perhaps that even the dimmest of parents know that a boy named Sue had better be handy with his fists or else be the victim of playground torture.
Along those lines, Dr. Callary, the editor of the American Names Society journal, gave a not-altogether-serious warning: ''If you give a traditional, solid name like Joseph to a kid and he turns out to be a flake, there can be problems.''
If Michael is ever eclipsed as a name, it will serve him right. Robert had the most popular name for American boys in the late 1940's and early 50's, until Michael toppled him. Robert got what was coming to him, too. After all, he had dethroned John and William, the kings of boys' names for centuries in the English-speaking world.
(Speaking of John, he and Mary both have something to cry about in New York City. They didn't even make the Top 10 list last year. Way back in 1928, they led the pack.)
As for Ashley (or Ashlie or Ashli), some name statisticians count various spellings as one, which helps to account for the name's national popularity. The same for Brittany (or Brittanie), another name near the top nationally, and for Jenifer (or Jennifer or Gennifer).
Who knows why parents use more spelling variations in naming girls, but they do. Just ask Catherine or Katharine or . . .
Talk about popularity. Dr. Cleveland Kent Evans (more about that onomastician's name in a minute) tells us that about a sixth of all girls in Michigan were named Mary in the 1830's.
How does Dr. Evans, an associate professor of psychology at Bellevue University near Omaha, know that? The study of names attracts trivia buffs, who toil with incomplete data because not all states keep accurate statistics on names.
As for Kevin, Dr. Ed Lawson, Dr. Evans's fellow onomastician and a psychologist at the State University of New York at Fredonia, discovered something odd about the name. Dr. Lawson conducted a study on campus several years ago and found that the name Kevin evoked the widest disparity of responses between the sexes. That is, only 33 percent of the men said they liked the name, while 77 percent of the women did.
Dr. Lawson and other onomasticians agree that their field is more volatile and interesting than ever. Many people now use names to signal ethnic pride and are less fettered by Old World or family customs that say a boy should be named after an uncle or a girl after a grandmother.
Now, more about Cleveland Kent Evans. His middle name was in honor of someone on his father's side. And his first name? ''My maternal grandfather was Grover Cleveland Lively,'' Dr. Evans said. His grandfather came into the world in 1892, the year Grover Cleveland was elected to a second term as President. The newborn's parents were Democrats, and in 1892 parents didn't have rock singers or movie stars to name their children after.
It was no coincidence, Dr. Evans said, that Frances, Ruth and Esther were popular names for girls in the late 19th century. President Cleveland's lovely wife, whom he married while he was in the White House, was named Frances. They had daughters whose names were, ah, you know.
The study of names opens a door into the murky but endlessly tempting realm of amateur psychology: can the names we are given in infancy determine the kind of people we are when we grow up?
Some onomasticians say it is not so much that names determine destiny as it is that the kind of name parents bestow is a signal of the kind of upbringing that child will get.
All right, then, which boy is more likely to be allowed to wear tattered jeans, put dandelions in his hair and play the zither on the front lawn when he reaches adolescence: the one named George or the one named Dakota? Case closed.Continue reading the main story


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Sync MySQL passwords with local account passwords?
Couldn't find anything about this in the MySQL manuals, or on Google...
Is there a way to get MySQL to pull a local user's system password into its user table? We're required to force users to reset their passwords every 90 days on production servers, and I'd like to set something up so that their MySQL password gets updated at the same time as their system password.
Any suggestions or helpful links?
MAYBE this could work: If the algorithm that MySQL uses to encrypt the passwords is the same being used in the passwords file, then you only need to copy the password fields from the passwords file into the MySQL database. Unfortunately I'm a noob, so can't tell you if that's the case or not.
If the algorithms are different, I see only two ways to obtain the passwords:
- Again, The linux password file. There they are decrypted, so you will need to decrypt the passwords which I think (and hope) is VERY difficult to do.
- The instant when the users change their password. Maybe you could modify the script that asks users to modify the password to do the update in MySQL.
I've been waiting for somebody to answer this...as I'm very interested in it too.
Unfortunately, the encryption methods are different - from the current manual.
"MySQL encrypts passwords using its own algorithm. This encryption is different from that used during the Unix login process. MySQL password encryption is the same as that implemented by the PASSWORD() SQL function. Unix password encryption is the same as that implemented by the ENCRYPT() SQL function."
There's simply got to be a way!
|All times are GMT -5. The time now is 05:28 AM.


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Risk management in electricity markets: hedging and market incompleteness
The high volatility of electricity markets gives producers and retailers an incentive to hedge their exposure to electricity prices by buying and selling derivatives. This paper studies how welfare and investment incentives are affected when markets for derivatives are introduced, and to what extent this depends on market completeness. We develop an equilibrium model of the electricity market with risk-averse firms and a set of traded financial products, more specifically: forwards and an increasing number of options. Using this model, we first show that aggregate welfare in the market increases with the number of derivatives offered. If firms are concerned with large negative shocks to their profitability due to liquidity constraints, option markets are particularly attractive from a welfare point of view. Secondly, we demonstrate that increasing the number of derivatives improves investment decisions of small firms (especially when firms are risk-averse), because the additional financial markets signal to firms how they can reduce the overall sector risk. Also the information content of prices increases: the quality of investment decisions based on risk-free probabilities, inferred from market prices, improves as markets become more complete Finally, we show that government intervention may be needed, because private investors may not have the right incentives to create the optimal number of markets.
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|Aug 2008
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| Web page: http://feb.kuleuven.be/Economics/
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Dec 28, 2010 | 400 Pages
"For the love of God, this is the book that I and millions of women have been waiting for. This is the bible of healthy eating that American women want and need now."—Jeanie Pyun, former editor of Organic Style
"Marissa Lippert makes losing weight simple, easy and fun. It's not really cheating… It's just being smart and the recipes are fabulous."—Sophie Uliano, New York Times bestselling author of Gorgeously Green
"With its savvy strategies, sumptuous recipes and CAN-have approach, The Cheater's Diet is an ideal plan for food lovers."—Ellie Krieger, MS, RD, author of So Easy: Luscious Healthy Recipes for Every Meal of the Week


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Dota 2 Invoker: Simple
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Author Comments
Rated 3.5 / 5 stars
I think it is interesting how you uploaded them separately. I would think you could do it all in one file. I don't know, I'm not an artist myself. I just like the idea of a character named Invoker. You are really getting me interested in Dota 2. I don't even know what the first Dota was.
I guess it's just a more popular sequel. Yeah, this is the most bland of them all. I can tell by just the thumbnail that the others are better. It isn't a bad picture. Then again, you really never make bad pictures.
Rated 5 / 5 stars
this one is really cool because of how much it suggests, rather than lays out. Somehow, the colors pull apart I think....and the shape maybe is not as pleasing this way. Reminds me of maybe a Final Fantasy box-cover/title screen.
Due to the simplicity, it's really very different from the other two, which are equally different. I really like the softy edges, and strong shadows, very mysterious!
Rated 5 / 5 stars
This is the one i like most, the minimalistic look makes it look awesome
Rated 5 / 5 stars
Do Jakiro next!
Rated 5 / 5 stars
looks nice jazza xD


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CIC sets stringent standards
The country's sovereign wealth fund yesterday unveiled stringent requirements for overseas firms seeking to manage part of its assets in the global equity markets, showing Beijing's hope in shoring up returns after a setback in the fund's first investment.
China Investment Corp said overseas fund managers would not be qualified to bid for mandates unless their annual performance outperformed the MSCI All Country Index by 300 basis points.
Investment firms must also have reported annual returns of 200 basis points higher than the MSCI EAFE Index or 300 basis points higher than the MSCI Emerging Markets Index, the newly established US$200 billion sovereign wealth fund said.
Jing Ulrich, JP Morgan's chairman for China equities, said: 'The criteria they have set forth appear reasonable. It appears CIC is seeking to build broadly diversified global portfolios.'
Analysts said CIC, led by chairman Lou Jiwei, was under pressure to increase the value of the foreign exchange assets after a loss in the investment into buyout fund Blackstone Group.
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Don't miss the last Conversations @ CAC event of the year! Join the CAC Executive Committee – Aurore Giguet, Michele C Quinn and Tarissa Tiberti – for a discussion on the future of the CAC.
Wednesday December 18th, 6-8pm
CAC @ Alios
1217 S. Main St, Las Vegas, NV 89104
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porat, Drasnice
Price per room/night from EUR
More hotels in Drasnice
New search
A security deposit of EUR 50 is required upon arrival for incidentals. This deposit is fully refundable upon check-out and subject to a damage inspection of the accommodation.
Continue to the next page for a full description of the available rooms and their prices. Choose and book your room.


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I really like your blog.You sounds a lot like me! :)Follow for Follow?
That is a really sweet picture.Whitney
sorry too bad blog. u have to make a blog and follow the rules of Google. and earn some money as well. to know more mail me at email@example.com
hi, i like your blog!http://turqoisemoon.blogspot.com/


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A Tented Wedding in Bethesda, MD
Cindy first met Ben through one of his ex-girlfriends. Knowing that Ben had horrendous eating habits and that I was a health coach, she thought I might be able to help him. At least that's what she told Cindy. She told Ben, 'I met a nice Jewish girl,' says Cindy. The two agreed to meet for drinks to talk about Ben's diet, but ended up talking about everything but food. The Bride Cindy Klein, 30, a health coach The Groom Benjamin (Ben) Mann, 29, a real estate analyst The Date May 31 They continued to date for more than a year and had just bought a home together when Ben popped the question on a Saturday morning during breakfast. I was so shocked that I could not speak -- just squeak, she says.


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Message to Fitch and Moody's: Don't Downgrade U.S. Debt?
The biggest news story of the day is the Justice Department's lawsuit against credit ratings agency Standard & Poor's for misdeeds that contributed to the financial crisis in 2008. Aside from the obvious questions of "What took them so long?" and "What about the Wall Street investment banks?", the next question on the minds of some is "What about the other credit rating agencies – Moody's and Fitch?"
While some news accounts only mention in passing that S&P is one of three major credit rating agency that were all, basically, doing the same thing in assigning Triple-A ratings to all sorts of mortgage related paper a few years back on the mistaken belief that U.S. home prices never go down, at least this Reuters report wonders aloud about why it is that S&P was singled out:
No individuals were charged in the DOJ's lawsuit, and it was not immediately clear why the government focused on S&P instead of rivals Moody's Corp or Fimalac SA's Fitch Ratings, which were also major raters of such securities.
A more interesting treatment is seen in McClatchy's Is U.S. suit against rating agency S&P actually retaliation?
Among the many questions raised by the pending Justice Department civil suit is why S&P alone is being charged. A person familiar with the department's investigation of ratings agencies said the probe has gone on for three years and originally also involved Moody's Investors Service. A Moody's spokesman did not respond to a request for comment, but Daniel Noonan, a spokesman for Fitch Ratings, the third major rating agency and the only one that is not a publicly traded company, said that "we have no reason to believe Fitch is a target of any such action."
Investigator interest in Moody's apparently dropped off around the summer of 2011, about the same time S&P issued the historic downgrade of the U.S. government's creditworthiness because of mounting debt and deficits.
"After the U.S. downgrade, Moody's is no longer part of this," said the person familiar with the case, who demanded anonymity in order to speak freely about the matter.
Others share that perception.
"Why not Moody's and Fitch?" asked Sylvain Raynes, a onetime Moody's employee who has crusaded for reforms on Wall Street. "Are they innocent of similar things? Why S&P? Because they downgraded the United States. The fact that this targeted one rating agency when all three are equally guilty is suspicious, (needs) to be explained and leads me to believe that this is a politically motivated lawsuit. Yes, there is wrongdoing, but not everybody who speeds on the highway gets stopped by the cops."
This should be interesting to watch unfold. Over the years, I've never read anything about S&P being rotten while Fitch and Moody's were choir boys when it came to handing out Triple-A ratings.
Source: Iacono Research
About Tim Iacono
Southern California USA
tim @ iaconoresearch.com
Tim Iacono Archive
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|What's Wrong With Australia?
|The Myth of Retiring Baby Boomers
|Chinese Farmer Loses Life Savings
|US Housing Market Heating Up
|US Economy at Zero Growth According to Atlanta Fed
|Larry Summers Warns on Fed Rate Hikes
|Young and Dumb Again
|Big Misses for Retail Sales, NY Manufacturing
|August Retail Sales Rose Broadly


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Author has written 13 stories for Highlander, Farscape, Harry Potter, Battlestar Galactica: 2003, and Life on Mars.
I mostly use fanfiction.net as a secondary (or tertiary, etc.) repository for some of my fic, and for some rather erratic, and very rare reading outside of my fandoms. So, my favourite stories list here is... not exactly representative. Just in case anyone's wondering why it doesn't really match up very well with my writing fandoms.
Please check my name on Archive of Our Own for the latest versions of some of my older stories (most notably Endure and Sometimes We Believe).


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Mental Health
Have Mental Health Questions? Ask a Psychiatrist Online
Seeking expert counseling is a sign of strength. A personal relationship with a caring professional is proven clinically effective.
Dear friend,
I believe that I can help with this situation.
You have stated that your mum was taking risperidone for 4 months. You did not state her diagnosis but most likely it was for schizophrenia or bipolar disorder.
Most likely she has bipolar disorder because mirtazepine is one of the few antidepressants used safely on its own for bipolar disorder..
One of the side effects of risperidone is akathisia, or inner restlessness, which can be a troublesome side effect, actually. Sometimes mirtazepine is given to counteract the condition of akathisia and this may be why the change was made.
I do not know how quickly the change was made and if there was some time to wean off the risperidone, which would minimize withdrawal effects.
Mirtazepine is a good medication but sometimes it does promote aggression.
It is generally safer than risperidone and aggression is not pleasant but akathisia can torment a person.
Here is a brief article that describes akathisia and cites that risperidone can be a causative agent.
The aggression may lessen as she is habituated to the drug. Discuss this with her psychiatrist and ask him for his thoughts. He or she has probably considered the alternatives and chose the least harmful or most protective course of action.
I wish her and your family great success in stabilizing her condition, and to that end shall keep you in my prayers.
Warm regards,
Elliott, MAE, LPCC, NCC, CCMHC
This was a poor choice of medications for your mum. She should never have been given risperidone or other antipsychotics for Alzheimer's.
The antipsychotic drugs olanzapine), risperidone) and quetiapine do not offer people with Alzheimer's disease significant relief from symptoms of delusion and aggression, according to a recent research.
Furthermore, these drugs risk sudden death and other side effects that are worse than any benefit within this patient population.
It is very possible that the risperidone did give her akathisia and hence the change to mirtazepine.
There are other medications that can slow the progress of Alzheimer's but antipsychotics are certainly not the prudent course.
I am so sorry that this has happened, and suggest that you find a more up-to-date psychiatrist to help your mother.
I assumed bipolar or schizophrenia for that is the purpose of antipsychotics. They are poor and dangerous medications for Alzheimers's.
Galantamine or memantine might be better choices. Discuss this with a doctor who specializes in Alzheimer's.
The good news is that she has survived these drugs and you can now get her more focused help.
I do hope that this information proves helpful to you and that it will serve to get your mum the best attention possible.
It is 3:30 AM my time and I am signing off for the night. Please get back to me if I can be of further assistance.


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Justin Hardy walked on stage during East Carolina�s Commencement ceremony. That moment in time symbolized the sweat and tears he put in to earn his college degree.
Justin Hardy walked on stage during East Carolina�s Commencement ceremony. That moment in time symbolized the sweat and tears he put in to earn his college degree.
On May 9, Hardy graduated from East Carolina.
Not only has Hardy transitioned into one of the best wide receivers in the nation, but he was an all-star in the classroom as well.
The sports studies major was an honor roll student.
�It�s just another milestone in my life, just being able to graduate college. A lot people don�t get to say that, but I can,� Hardy said.
Hardy began his East Carolina football career as the low man on the totem pole. He was simply a walk-on attempting to make a roster spot.
Hardy worked his way to the top of the Pirates� depth chart, and kept his grades in line.
He did it all with his late father Sam in his mind.
�I love to grind and work,� Hardy said. �Being able to balance football and school and being able to graduate, that�s real good. Our football had the highest GPA of all the sports programs here at ECU.�
Despite having his bachelor�s degree, Hardy is taking 12 more credit hours in the fall toward another degree.
�It�s really good to be able to finish all my courses and be able to focus on football,� Hardy said. �I�m still taking classes in the fall but it�s not going to be as strenuous.�
With his hectic football schedule, traveling and classwork, Hardy said he utilized his resources. The athletic programs at ECU have tutors, academic advisors and study sessions.
�I�ve been relying on my resources � studying hard and going to tutoring sessions. That�s really helped me out a lot,� he said.
Hardy stresses the importance of education for any high school student, and especially for the student-athlete looking to play at the next level.
�That�s the biggest thing about getting into college or not. You have to have the grades to get into the school you want and not have to go to a prep school or a junior college,� Hardy said. �As athletes, we are under the microscope. People look at everything we do. I would tell (student-athletes) to keep their nose clean, do the right things and everything will work out.�
Hardy, a 2010 graduate of West Craven, joined ECU�s football team that fall. He used that first season to redshirt and participate on the scout team.
In three seasons, Hardy has 266 receptions for 3,047 yards and 25 touchdowns.
The two-time Conference USA First-Team wide receiver is eligible for one final season which starts on Aug. 30 against N.C. Central. The Pirates start play in the American Athletic Conference this fall.
This time next year, Hardy hopes to be in a mini-camp for a team in the National Football League.
Adam Thompson can be contacted at 252-635-5669 or at email@example.com. Follow Adam on Twitter @Adam_matic.


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The death toll in the Pargi road accident reached eight when a 30-year-old woman, who was injured in the accident, succumbed to injuries at the Osmania General Hospital.
The victim, K. Shardamma, was one of the several persons who got injured when the DCM they were travelling in turned turtle on Pargi Road on March 30. While seven persons were killed on the same day, Shardamma was admitted to OGH with multiple injuries. She died of injuries on Saturday night, according to Pargi Sub-Inspector K. Hanumanthu.
In a different case, A. Raju, 35, died of injuries which he sustained after he was hit by a motorcycle near his residence in Kandukur on April 1. He was admitted to OGH where he succumbed on Saturday night. (INN)


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Provided by Visa, Content Partner for the SME Toolkit
Having Cash isn't the Same as Having Profit
Many small businesses withdraw cash from the business under the mistaken impression that they are paying themselves with the profit. But there's a big difference between making a profit and having cash.
You can avoid this misunderstanding—and best determine your actual net profits—by generating and reviewing an income statement. An income statement identifies your gross profit (income minus direct cost of goods sold or "COGS") and your net profit (your income minus all costs).
Pricing Your Products
How does this relate to profit? As you can see from the hypothetical, one of the benefits of distinguishing profits from income is that it allows you to revisit your pricing. If you see that you're barely profiting from one item or service, you may want to reconsider whether to re-price the item (or discontinue it entirely). In addition to competition, your pricing may be affected by elements such as value, demand, and costs.
A common mistake made by small business owners is pricing too low. Don't sell your product or service short. If you can deliver, charge accordingly.
Test yourself by reviewing the following case study:
Susan operates a surfboard shop and also offers surfing lessons. She's priced her surfing lessons lower than her competitors because she considers the lessons to be pure profit. After all, there are no direct costs except her time. Yet, for some reason, when she does her annual audit, her business never seems to make as much money as she expects.
Response to case study:
When Susan runs an income statement she sees that although there are no direct costs for her lessons, there are operating or fixed expenses associated with them—specifically insurance. She had been associating the insurance policy with the retail business but the biggest chunk of the insurance payment was actually attributable to liability insurance for the lessons. When she subtracted the annual liability insurance costs directly from the annual revenue from the lessons, she realized she needed to price them higher in order to justify the insurance expense.
Copyright ©2016 Visa Inc. All Rights Reserved.
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.204 ruger loads...
well, I finally put 100 rounds (Rem. accutip) through my 700 LVS, and I was wondering what you guys have as far as loads that shoot well, and clean. also what do you guys think of the cartridge it's self? I really only ground hog hunt with is, so bullet choice is important.
it should be hell on grass guzzlers here in VA that is if you can find them.
My dads Ruger M77MkII VT likes the 32gr Hornady offerings. The bad thing is you will not get close to the factory velocity because of the powder they use (So the Nice sexy voiced lady at Hornady told me). I think if you used a VV N130 or 530 you would get close. That VV N530 is a bad azz powder.
I use VV N130 in my 223 and I am getting 3650 fps out of it with 50gr bullets that is not a max load either that is a load in the middle of the range.
The only thing I have shot with mine, so far, is paper. I shoot a H&R Handi-rifle with a 32 grain Hornady V-max bullet with 27 grains of Varget. I tried the 40 grain but it just would not stablize in that short barrel (22in). I just got some 34 grain MidwayUSA-Dogtown Bullets in, but haven't loaded any yet to see how they are. I hope thay shoot good because they are cheaper!!
does that vv n130 burn clean?
Varget is also another good performer in the 222rem mag, 204, 223 cartridges. I use it most of the time in my 223. Because for me to get VV N130 it cost me $39 a pound where as the last varget I bought set me back $19 a pound. Now it would be $24 locally....
what kind of powders are varget, and VV N130? ball? flake? cylinder? my thrower seems to be VERY tempermental and onlt thows ball powder accurate.
yeah, I have one of the lyman starter kits, they were on sale when I got into loading. I was looking into the berger varmit grenades. anyone use these?
Varget and VV N130 (vita vouri) are a short cut stick power. VV N130 is shorter than Varget but both are short.
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The crew make their way though the Blood Slaver station to retrieve the Stygian Shard. At the same time the Mariacaibo are attacking the station and their vampire 'allies' are planning to perform a coup.
Will the other powers in the galaxy sit idly by? How many of them have any idea what is truly going on? Most importantly, what is happening with the Celestial Empire?
The crew made their way to the room where the Stygian Shard is being held. Along the way the fought their way past two security checkpoints and it seems that the Raugraf's cover was blown. Lily called Mattias Quincy and told him she was on the run from the CE and that something weird was going on and that they seemed to be rebuilding very fast. Mattias then tried to call Chloe and was told that she had been promoted(!) and Trenton was their new handler. After a brief conversation he discovered where they were and ordered them to leave the system. Upon arriving in the room where the shard is held they discovered five presumed mages painting runes, sigils and patterns onto the walls. These 'artists' didn't seem to react to the crew's entrance. Gearalt Rowan took matters into his own hands and walked across the painted runes and hurled one of the painters at the shard. As they crew was taking all of this in they felt a rising heat behind them and saw a line of fiery words in an unfamiliar script.


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What's the future of park drilling in Allegheny County?June 24, 2014 1:00 AM
Simply put, Allegheny County has no plans to lease more public parks for oil and gas development.
At least, not yet.
County officials said they want to see how drilling fares in Deer Lakes Park before the county entertains bids for more oil and gas plans.
In reality, it might be the drillers opting out of future partnerships if they find, as some have said, the remaining eight parks in Allegheny County inhospitable to large-scale oil and gas drilling.
Monroeville-based Huntley & Huntley, the company that's jointly developing Deer Lakes with Range Resources Corp, has been looking at county parks for decades. Huntley has been drilling shallow gas wells in the area for over a century and is likely the largest lease holder in Allegheny County. If there's one company that's poised to drill in more parks, it would be Huntley.
But Mike Hillebrand, the company's COO, doesn't think it's likely.
"We know five of the nine parks very, very well because we drilled all around them," Mr. Hillebrand said. "We have a lot of legacy acreage that surrounds those parks."
From all that experience, he said it's obvious that oil and gas development isn't likely to touch South Park, North Park, or Hartwood Acres. They are too populated, too small, and make running pipelines to and from the area a near impossibility.
Settlers Cabin is bigger and more rural, but the park sits on top of a giant, century-old oil field, meaning its oil and gas ownership has been sliced and diced into "a title nightmare," he said. It would be expensive and time consuming to figure out who owns the rights to the gas below Settlers Cabin and then to track down the owners for leasing.
For a potential drilling site to be viable, it needs four basic ingredients, said Ben Wallace, COO of Delmont-based Penneco Oil Co., which has wells in Plum and Pine townships, not far from Boyce Park.
There needs to be fuel in the ground, suitable topography, road access to the site, and pipelines to take the oil or gas to markets, he said.
"Many, many county and local parks will get scratched off the list because they fail for different reasons," Mr. Wallace said.
As he tells landowners, "Just because you own a farm, doesn't mean Walmart wants to build there. Just because you have an open piece of acreage, doesn't mean we want to put a well there."
According to Mr. Wallace, shale gas companies need about 640 acres to make the most efficient use of land for horizontal drilling.
Then there's the public image consideration.
"How much political capital and how much good will are we going to spend," he said. "All these public hearings, it drives the cost up."
As does the engineering required to drill in a park, rather than in an industrial site, for example.
Wait and see
It was a year ago that Allegheny County Executive Rich Fitzgerald formally announced to members of Allegheny County Council that the county would seek bids to drill beneath Deer Lakes Park, a 1,180-acre park that lies in the northern communities of Frazer and West Deer. His announcement came a few months after council approved a plan to lease county-owned land near Pittsburgh International Airport to Consol Energy Inc.
Range and Huntley had leased land in the area around Deer Lakes already, and Mr. Fitzgerald told council he wanted to explore the county's options.
By March, the county and Range had arrived at a proposed deal. Range could pursue extraction of natural gas from beneath the park through horizontal wells extending from well pads set up outside the park. In exchange, Range would pay the county a $4.7 million bonus payment, $3 million toward a parks improvement fund, and 18 percent in royalties.
In early May, after numerous public meetings drawing residents both for and against the drilling, members of council voted 9 to 5 to lease the county's oil and gas rights beneath the park to Range.
Although Range has many leases in Allegheny County, and plans to continue drilling Marcellus wells, the company has no plans for operations involving additional county-owned properties, spokesman Matt Pitzarella said in an email.
"Deer Lakes was unique in that we already had plans to drill the proposed location," he said.
Consol, too, said it was focusing on its airport plan, which is in the construction phase, with drilling expected to begin in August.
Recently, Downtown-based EQT Corp. met with landowners in Elizabeth Township, where Round Hill Park is located, about leasing. An anti-fracking activist, Russ Fedorka, attended one of those meetings, and said he looked at display maps that made it seem as though EQT wanted to drill beneath part of Round Hill Park.
EQT said it discussed that option with the county about a year ago. But, according to spokeswoman Linda Robertson, the discussions never went anywhere, and EQT has no plans to drill under Round Hill. The maps presented at the meeting in Elizabeth showed tax parcels, not drilling prospects, she said.
After Mr. Fitzgerald gave his quarterly address to council on June 17, Councilwoman Sue Means, R-Bethel Park, asked the county executive whether the county was exploring gas drilling options involving Round Hill Park. He said no.
"I just want to see how this goes," Mr. Fitzgerald said in an interview. "We've done two in the last two years. One at the airport, which is more of an industrial site. Then we did a park."
Now, he said, he wants to wait.
"I think we want to just give it some time, and see how this thing operates before jumping into something else."
Deer Lakes unique
Andrea Geraghty, who chaired Allegheny County's energy and environment vision team that recommended opening up limited county land for gas development, said Deer Lakes stood out from the rest because access roads wouldn't need to go through residential property.
"I think we should drill in any one of them where we could find a way to do it," she said. "I think we ought to do it and get the money."
But for most, if not all other county parks, it simply isn't an option, she recalled.
There is already drilling activity near Boyce Park and Settlers Cabin, said Nicholas Futules, D-Oakmont and chair of Allegheny County Council's parks committee, where much of the discussion about Deer Lakes took place.
"I know that there's activities in these areas, and they may come to us five years down the road when they get close, and ask again," he said. "That's a possibility."
That scenario would still require another vote of council, he said.
But, he said, regarding drilling in any other county parks: "As of now, there's no conversation whatsoever."
A public park is never likely to be the centerpiece of a company's development plan, according to Mr. Hillebrand, as it would be a risky speculation.
"If I lease all around the park and don't get the park, I can kiss all that money goodbye," he explained.
Only when the park surfaces as an island among other leases, as was the case with Deer Lakes, would it make sense to pursue the option.
"In my opinion some '[parks] will never get done, some may be considered down the road," Mr. Hillebrand said. "It's my pulse that I don't think the public's ready yet until they see the results of what's done with the airport and Deer Lakes Park."
If drilling is pursued in another park, it will likely spur another contentious cycle in county government. Members of Protect Our Parks, the group that protested the Deer Lakes plan in large numbers, have said their work is not yet done.
Anya Litvak: firstname.lastname@example.com or 412-263-1455. Kaitlynn Riely: email@example.com or 412-263-1707.


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Dosing will now commence at what was the highest dosing level of the original trial schedule and escalate to approximately 100 fold higher levels than planned for in the original design.
The intravenous trial will now comprise nine patients in total. For completion of the trial, a further six patients need to be recruited.
While Phase I studies are designed primarily to assess patient tolerance, increasing the CAVATAK™ dosing schedule may provide meaningful preliminary efficacy data in preparation for a Phase II study.
Overall, CAVATAK™ continues to be well tolerated by late stage cancer patients participating in all three Viralytics Phase I clinical trials.
About Viralytics Ltd
Viralytics is listed on the Australian Securities Exchange (ASX code: VLA). Viralytics' ADR trades under VRACY on the OTC market in the USA. Viralytics' principal asset is the intellectual property relating to CAVATAK™, an Oncolytic Virus technology. CAVATAK™ is the trade name for Viralytics' proprietary formulation of the Coxsackievirus Type A21 (CVA21). CVA21 is a virus that occurs naturally in the community. CVA21 attaches to the outside of a cell, using a specific 'receptor' on the cell's surface (like a key fitting a lock). CVA21 uses two receptors to infect cells, intercellular adhesion molecule-1 (ICAM-1) and/or decay accelerating factor (DAF). Both of these receptor proteins have been demonstrated to be highly expressed on multiple cancer types, including: melanoma, prostate cancer, breast cancer, multiple myeloma and others.


text:
- Your Shopping Cart is empty.
Uponor Wirsbo F1040750 AquaPEX White Tubing 100 Ft Coil (PEX-a) - Fire Safety, Plumbing, Radiant Heating & Cooling, 3/4"
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- Description
About the Uponor Wisbro F1040750 AquaPEX White Tubing 100 Ft Coil (PEX-a) - Fire Safety, Plumbing, Radiant Heating & Cooling, 3/4"
Crafted by an industry leader in heating and cooling system applications, the Uponor Wisbro F1040750 AquaPEX White Tubing 100 Ft Coil (PEX-a) is meant to be the pinnacle in tubing solutions and gives you plenty of reasons to invest your time, faith and safety in it. Besides being able to be used in both hot and cold water potable systems, this resilient tubing is also resistant to wear and tear that can break down other tubing materials. With a heavy PEX coating and flexible composition, you'll never have trouble making the best use out of this product.
For use in both commercial and residential applications, there's no end to the number of projects that can benefit from Uponor Wisbro F1040750 tubing. Its versatility and innovative engineering make it a great candidate for hydronic heating applications and other water systems that are devoid of ferrous material.
Trust in Uponor Wisbro's industry-leading name when it comes to the Uponor Wisbro F1040750. It's also backed by a 25-year warranty that protects against cracks and other imperfections, just for good measure.*California residents: Check with your local building department for use of PEX tubing in plumbing applications.
- Specifications
- Model: F1040750
- Color: White
- Tubing Size: 3/4"
- Coil Length: 100 Feet
- Listed: ASTM F876 and F877 and CSA B137.5; UL 1821 and ULC/ORD C199P and carries additional rating of 120 Degrees F at 130psi
- Certified: NSF Standards 14 and 61
- Hydrostatic Stress Board (PPI): 200 Degrees F at 80 psi; 180 Degrees F at 100 psi; 73.4 Degrees F at 160 psi
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Limited 10 Year Through the Manufacturer
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This property has been removed by the agent. It may be sold or temporarily removed from the market
7 bedroom character property for saleOrgreave House, Orgreave, Alrewas, DE13 7DG
Guide Price £995,000
Property Description
Full description
A substantial period property formerly part of The Orgreave Estate owned by the Viscounts Anson. It is believed that the property dates originally from the mid 1700s and provides an extremely pleasant family home set in approximately two acres of formal gardens. The house has an additional cottage in the grounds, traditional outbuildings, garaging, swimming pool and tennis court.
More information from this agent
To view this media, please visit the on-line version of this page at www.rightmove.co.uk/property-for-sale/property-36832670.html?premiumA=true
Listing History
Floorplan 1
Floorplan 2
Map & Street View
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Market Info
Disclaimer - Property reference 17942. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by John German, Lichfield. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.
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PASIR MAS: The Government will continue to give special incentives to companies involved in assemblying electric, hybrid and environment friendly cars in the country, said Deputy International Trade and Industry Minister Datuk Mukhriz Tun Dr Mahathir.
He said these include tax exemptions so that the cars would be affordable for the people from all levels of society.
"To-date, several companies have applied to assemble environment friendly cars but the Government understands that they are still in the process of setting up capacities.
"These incentives are supposed to be there until the end of this year but we might continue to give them for next year ... so that these companies are able to set up their manufacturing plants as soon as possible," he said after officiating the AGM of Sultan Ibrahim 1 Secondary School here yesterday.
Mukhriz said the Government would also seriously consider applications for the production of vehicles that transmit less carbon monoxide and with lower fuel consumption.
Incentives would be given to such vehicles that were capable of competing with electric and hybrid cars, he said.
On complaints that hybrid cars presently sold were still very costly, Mukhriz hoped that these cars could be sold at more affordable prices once the producers were able to set up their manufacturing plants with the given tax incentives.
Read the full article:
http://biz.thestar.com.my/news/story.as ... c=business


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« Go to List | Showcase Your Canvas | Sign up for testimonial alerts
Every couple of years the entire family goes to Kauai. We use this opportunity to take a family photograph. This is was taken at Shipwreck Beach of us with all 5 of our grandchildren. The photographer was Nick Galante of Kauai.
I think the quality is excellent & the ordering & shipping process was seamless. I would definitely order again.
Canvas On Demand makes it easy to decorate your space with beautiful canvas prints of the people, places, and things that are special to you.
Get Started
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We've got a vision to bring the Bible to life for every man, woman and child. We believe that when people engage with the Bible lives can be changed – for good.
It's an ambitious vision! And we need your help to achieve it. We rely on our supporters to stand with us in prayer, through gifts, and by volunteering.
By joining us on our mission, you can help build a world where everyone has access to the Bible and can recognise its value for them, their families and communities.
There are lots of opportunities to get involved. Click on a link below to read more and find an activity that's right for you.
Once you've decided where you'd like to help, simply download our application form below and send it back to us by post or email – we'll be delighted to hear from you and will be back in touch very soon! We welcome volunteers in England, Wales, the Channel Islands and the Isle of Man.
The speaker team act as ambassadors for us in their local area, speaking at churches and supporting us at Christian festivals such as Spring Harvest and New Wine.
The team at Mary Jones World in Bala are keeping the story of Mary Jones, Thomas Charles, and Bible Society alive among the Church and for a new generation of tourists and school groups.
Feel dramatic? Troupes of Open the Book performers use drama and storytelling to bring Bible stories to life at their local primary schools – and introduce a new generation to the Bible.
Café team volunteers have a great time at Big Church Day Out and New Wine making friends and serving others.
Please pray with us, that all our planning and acting will be guided and empowered by the Holy Spirit and that God will use it for his glory.
From local church activities to large national festivals, we've got a busy programme of events each year. Find out what's on near you!
Find out more about leaving a legacy to future generations with a gift in your will that will help us offer the Bible to the world.
Please do get in touch so we can help you get started.
Call: 01793 418222
Email: email@example.com
Write to: Volunteering, Bible Society, Stonehill Green, Westlea, Swindon, SN5 7DG.


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I'm having trouble creating rendered detail views and outputting them to pdf. This is one of my first forays into rendering, so any help you can give me would be much appreciated. I have examples I can upload, though I don't see how to attach them to this forum post.
If I set any of the regular viewports to "rendered" it shows everything correctly. I've created a new layout and when I set a detail to "rendered" it doesn't show shadows correctly -- instead it shows some offset "ghost" images.
The pdf output from the rendered image does not show the background, though the background is visible in the detail on screen.
Looking for a workaround, I tried installing Neon. In the detail viewport, the raytraced image and the background look right. On the pdf output the gradient background has been split in two, so instead of seeing one gradient I see two, one above the other.
Also, is it possible to have two details in a layout raytraced at the same time? I only seem to get one at a time to look right.
The first thing that comes to mind is to update the graphics card drivers for your computer. I'm not sure if it will help but it's the first thought. If you can send a screen shot and also the 3dm file that would help too. The make/model and driver date of the GPU is also something I'd like to know. Can you send a screen shot of Options>Rhino Options>View>Open GL too?
Can you send the 3dm file to email@example.com referencing this thread or post it here? It might be GPU driver related or the PDF print driver you're using too. Check out the pdf995 driver listed on this thread... http://discourse.mcneel.com/t/display-questions/736/9 The user there also had the banding issue you mentioned with the gradient background.
Neon can only raytrace one viewport at a time. You can use ViewCaptureToFile though followed by PictureFrame to bring the rendered image back into Rhino and focus on that in a detail for the layout.
Send any other info and files if you can and I'm sorry things aren't just working for you here. There are a bunch of software drivers interacting and it's hard to know what's happening.
Thanks for your prompt response and your willingness to jump into driver-related issues. This kind of assistance is one of the things I really like about working with McNeel.
I emailed the 3dm file, screen shots of a rendered view and the options>openGL window, and sample pdf output of rendered and raytraced details to email@example.com.
I'm using the latest version of CutePDF (downloaded today) to print to pdf. I looked at the thread you referenced. I don't mind changing to pdf995, though it sounds like it didn't help the other user.
Thanks for sending those files Matt, I just responded via email. For anyone else following here, I found a work around for the repeated gradient issue when printing to PDF or an Image file...
I don't see where you set the width and height in pixels BEFORE using "-ViewCaptureToFile". I assume this is a critical step, since I made the floating viewport, typed in "-ViewCaptureToFile", set width and height to 2550 and 3300, and saved the image, which once again has the repeated gradient problem.
What is the object whose properties I should be changing before using "-ViewCaptureToFile"?
Hi Matt, I just replied in email via the tech support thread we've got going.
Just the floating viewport is active with no objects selected. Then the settings are in Object Properties Panel to the right.
Thanks for explaining that -- I'm still finding my way around some aspects of Rhino. Now the workaround works.
If there's a wish list for future updates, I propose this repeated gradient problem -- the workaround is OK for this project, but in future it would be better to be able to print straight from the layout view.
Many thanks,Matt
You're welcome Matt. For future reference, I've filed this one as RH-20508, this report is not publicly visible yet but that's planned.


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Tedious Spritz Cookie Making Is Made Easier With Cathy Kates' Spritz Chips
Circle slash cookie press! I had to find a better way to maximize time and efforts when it comes to making Spritz. It's my husband's favorite Christmas cookie (besides one that looks super involved and I'll continue to let his sister make). So, I experimented and it worked! Same great taste, no frustration and one happy husband!


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Notes for Catharine Meister Fulrath
The Family of George Meister & Anna Maria German
1850 census Guilford
Twp., Franklin Co., PA Page before is stamped 243 and also stamped 122.
Household 433/473 Census taken October 17, 1850.
George Meister, age 32, farmer, b. Germany
Mary, age 31, b. Germany
Catherine, age 12, b. PA
Christine, age 10, b. PA
Margaret, age 8, b. PA
John, age 5, b. PA
Hiram, age 3, b. PA
Mary, age 2, b. PA
Moved from Franklin Co., PA to Carrol Co., IL sometime between 1854 to 1858, probably along with Catharine's parents in April 1856.
1860 census Carroll Twp.,
Carroll Co., IL page 1064
Household #1774/1638
John Fulrath, age 30, farm labor, b. Darmstadt
Catharine, age 23, b. PA
Amanda E., age 4, b. PA
Margaret, age 2, b. IL
1870 census Mt. Carroll, Carroll Co., IL
Household #40/39
John Fulrath, age 42, farmer, b. Darmstadt
Catharine, age 33, b. PA
Ella A., age 14, b. PA
Maggie, age 12, b. IL
M. Elizabeth, age 9, b. IL
William, age 6, b. IL
Emma, age 4, b. IL
Samuel, age 1, b. IL
1878 Carroll Twp, Carrol Co., Directory, 1878 History of Carroll County
JOHN P. FULRATH - Farmer; Sec. 9; P. 0. Mt. Carroll; born in Germany, Sept. 30, 1830; lived there 20 years; started to America Nov. 24, 1850, and was on the ship 84 days; arrived in Franklin Co., Pa. in March, 1851; lived there six years, and came to Carroll Co. in 1857; is engaged in farming; owns 120 acres of land; has held the office of School Director since the District was organized, 11 years; married Catherine Meister, from Franklin Co., Pa., Aug. 15,1855; they have eight children: Amanda B., Margaret, Mary E., William H., Emma, Samuel, Dora, and Hiram.
United States Census Mount Carroll, Carroll, Illinois Page Number 506B
John P. FULRATH Self M Male W 49 GERMANY Farmer GERMANY GERMANY
Catharine FULRATH Wife M Female W 42 PA Keeping House GERMANY GERMANY
Elizabeth FULRATH Dau S Female W 19 IL At Home GERMANY PA
William H. FULRATH Son S Male W 16 IL At School GERMANY PA
Emma FULRATH Dau S Female W 14 IL At School GERMANY PA
Samuel FULRATH Son S Male W 10 IL At School GERMANY PA
Dora FULRATH Dau S Female W 8 IL GERMANY PA
Hiram FULRATH Son S Male W 6 IL GERMANY PA
"Story of the Tornado", printed May 18, 1898 in The Daily Democrat, Mt. Carroll, Illinois
"John Fulraths barn was unroofed and the house slightly damaged."
census Mt. Carroll, Carroll Co., IL page 144A
Household #131/133
John Fulrath, head, Sept 1830, age 69, md 45 yrs, Germany/Germany/Germany, imm 1851, in US 49 yrs, na, farmer
Catherine, wife, Dec 1837, age 62, md 45 yrs, PA/Germany/Germany
George Meister, father-in-law, Sept 1818, age 81, widowed, Germany/Germany/Germany, imm 1837, in US 63 yrs, na
Martin-Ellis Family
Name: Catherine MEISTER
Given Name: Catherine
Surname: Meister
Sex: F
Birth: 19 Dec 1837 in Franklin Co. Pennsylvania
Death: 2 Oct 1904
Change Date: 8 Mar 2002
Nickname: Kate
8 children
Father: George William MEISTER b: 29 Sep 1818 in Hessen Darmstadt,Germany
Mother: Anna Maria GERMAN b: 21 Jan 1820 in Hesse Darmstadt,Germany
Marriage 1 John
Note: _STATMARRIED
Ella FULRATH
Elizabeth FULRATH
Emma FULRATH
Will FULRATH
Sam FULRATH
Hiram FULRATH
Dora FULRATH
Mary FULRATH
Family Group Record FamilySearch Ancestral File v4.19
Download GEDCOM
Husband's Name
John P. FULRATH (AFN:C266-WL) Pedigree
Born: Abt. 1840 Place: <Mount Carroll, Carroll, Il>
Wife's Name
Catherine MEISTER (AFN:C266-XR) Pedigree
Born: Abt. 1844 Place: <Mount Carroll, Carroll, Il>
1. Sex Name
F Emma Mae FULRATH (AFN:32XB-FQ) Pedigree
Born: 16 Feb 1866 Place: Mount Carroll, Carroll, Il
Died: 12 May 1942 Place: Millet, Alta, Alta
Buried: Place: Millet, Alta, Alta
The Downing, Bickelhaupt, and Preston Families of Carroll County, Illinois
Entries: 14483 Updated: 2007-04-10 06:33:05 UTC (Tue) Contact: Alice Horner
This family tree is dedicated to the memory of Lavisa Ferrin Hollinger, and to the memory of my mother, Florence L. Downing Horner, who worked on genealogy all her life. More upgrades will follow; email me with any additional information. Refer to my other Rootsweb tree, The Horner Family Of Carroll County, Ilinois (And Nearly Everyone Else). I have placed more Carroll County history and histories for other families on http://www.genealogytrails.com/ill/carroll (formerly called Illinois Trails).
Index | Descendancy | Register | Pedigree | Ahnentafel | Download GEDCOM | Add Post-em
Name: Catherine Meister 1
Sex: F
Birth: 19 DEC 1837 in Franklin County, Pennsylvania 2
Death: 2 OCT 1904 2
Father: George Meister b:
29 SEP 1818 in Hesse-Darmstadt, Germany
Mother: Anna Maria German b: 21 JAN 1820 in Hesse-Darmstadt, Germany
Marriage 1 John Fulrath b: SEP 1830 in
Hesse-Darmstadt, Germany
Married: ABT 1855 1
Ella Amanda Fulrath b: JUN 1856 in Illinois
Maggie Fulrath b: ABT 1858 in Illinois
M. Elizabeth Fulrath b: ABT 1861 in Illinois
William Fulrath b: SEP 1863 in Illinois
Emma Fulrath b: ABT 1866 in Illinois
Samuel R. Fulrath b: ABT 1870 in Illinois
Dora Fulrath b: ABT 1872 in Illinois
Hiram A. Fulrath b: 7 MAR 1874 in Illinois
Title: 1900 US Federal Census,Mt. Carroll Township, Carroll County, Illinois
Media: Census
Title: Ellis - Martin Families, through Rootsweb.com
Media: Internet
Census Records | Vital Records | Family Trees & Communities | Immigration Records | Military Records Directories & Member Lists | Family & Local Histories | Newspapers & Periodicals | Court, Land & Probate | Finding Aids


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Kodat Responds to New Scholarship in American Studies
Professor of English and American Studies Catherine Gunther Kodat was invited to provide commentary on the work of four scholars showcasing their recent research at the annual meeting of the American Studies Association, held in Baltimore Oct. 20-23.
Kodat read and responded to a set of papers offered in a panel titled "Reimagining the Cold War." Comprised of faculty and graduate students from Brown University, Wake Forest University, Duke University and Haverford College, the panel addressed a broad range of topics, including mid-to-late-cold war literary production in Northern Virginia, Wendell Willkie's One World, Martin Scorsese's Shutter Island, and the novels of Philip K. Dick.
Founded in 1951, the American Studies Association is the oldest professional organization in the U.S. for scholars conducting interdisciplinary research in American culture and history.


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Ellsworth offers immunization clinics
Pierce County Health Department will hold immunization clinics 2 to 4 p.m. Thursday March 13 and 3 to 5 p.m. Wednesday March 26 at the Pierce County Office Building, 412 W. Kinne St., Ellsworth.
Vaccinations are for children through 18 years of age who are Medicaid eligible, uninsured, American Indian of Alaska Native or have insurance without vaccine coverage. Some adult vaccinations are available for a fee.
For questions or to set up an appointment, call 715-273-6755.


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The people over at Stop Avatar Movie blog site are attempting to rally the LGBT community and allies to protest the Friday opening of James Cameron's Avatar.
Um, you know, I'll just let them explain after the jump.
On Friday, December 18, 2009 thousands of people will be protesting the release of the James Cameron movie, Avatar. The purpose of the protest is as follows:
1) To make all people aware that heterosexual arrogance, assumptions or exclusions of alternative sexualities in movies is no longer acceptable. Diversity and tolerance are human rights.
2) To speak out for all gay, bi-sexual, genderless and transgender people who are not represented by any character in Avatar.
3) To educate people about Evolution and humanity's transition to transgenderism.
All protests will be peaceful and non-confrontational. Suggested methods of protest:
- Stand outside of theaters with signs and pamphlets to express your views
- Sit down in theater lobbies and do not move unless the police use force or violence upon you
- Stand up during a viewing of Avatar and remain standing
- Buy tickets to Avatar in bulk but do not attend showings. An empty theater sends a message
- Bring your mate to the theater and show affection to each other.
Reminder: SILENCE = DEATH. We will be silent no more.


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NewswireToday - /newswire/ -
Delhi, India, 2009/01/07 - The report analyzes the global seaborne dry bulk industry with a focus on major commodities like iron ore, coal and grain. Further, the major growth drivers that will have an impact on the future growth of the dry bulk industry have been analyzed.
Despite economic recession, the fundamentals of the dry bulk industry remain attractive with demand for dry bulk commodities continue to be positive.
The primary driver for the dry bulk shipping industry continues to be sustained demand in East Asia led by strong demand for commodities in China and increasingly India.
Chinas infrastructure building programs as per its 11th Five Year Plan will continue to drive demand for steel and that in turn will stimulate demand for iron ore and coal. Driven by infrastructure spending by the government, over time, China has become the epicenter of dry bulk demand.
With Chinas import of 2 billion tonnes of iron-ore, coal and grain in the year 2007 and its steel production increasing by 16.5% in the same year, the global dry bulk industry is expected to continue its growth momentum, albeit at a slower rate in the next few years.
Further with high growth of Indian economy and scarcity of its natural resources, India is likely to continue its demand for dry bulk commodities.
The demand for two commodities - coal and iron ore will drive the dry bulk industry in the near future. As the demand for steel is growing, especially in the Asian countries, iron ore is expected to see the highest growth among the dry bulk commodities. Further, coal is also likely to be much-in-demand commodity with new power plants being installed in the Asian countries.
The report broadly includes the following:
1. Dry Bulk Shipping: Industry Structure
2. Dry Bulk Shipping: Market Analysis
2.1 Market Size and Growth
2.2 Freight Rates and Baltic Dry Index
3. Dry Bulk Seaborne Trade: Major Commodities
3.1 Coal
3.2 Iron Ore
3.3 Grain
3.4 Minor Bulks
4. Demand and Supply of Dry Bulk Vessels
4.1 Dry Bulk: Supply Demand Imbalance
4.2 Factors influencing supply and demand of vessels
4.3 Dry Bulk vessel capacity
4.4 Charter hire rates
5. Growth Drivers
6. Competitive Landscape
6.1 Fleet ownership
6.2 Consolidation opportunities
6.3 Leading Dry Bulk Carriers: Comparative Analysis
7. Company Analysis
7.1 DryShips
7.2 Diana Shipping
7.3 Excel Maritime
7.4 Navios Maritime
7.5 Genco Shipping
7.6 Eagle Bulk
8. Industry Outlook
Tables and Figures
Major World Seaborne Trade Categories: 2007
World Dry Bulk Seaborne Trade Volume: 2003 - 2007
World Dry Bulk Seaborne Trade Volume Growth: 2003 - 2007
Baltic Dry Index Movement: 2007 versus 2008
World Seaborne Dry Bulk Trade of Major Commodities: 2003-2007
World Seaborne Dry Bulk Trade- Share of Major Commodities: 2007
Global Seaborne Coal (Thermal & Coking) Trade: 1996-2006
Global Steel production: 2001 - 2007
Exports of wheat from US to major countries: 2008
Breakdown of seaborne minor bulk trade: 2007
Global dry bulk shipping: Supply and demand growth: 2001-2007
Global dry bulk fleet by vessel type: 2007
Time charter rates by vessel type
GDP growth: Emerging and advanced economies: 2000-2010
Dry bulk Regional breakdown of imports: 2007
Chinas planned infrastructure investment 11th Five year plan
Chinas iron ore imports: 2005 - 2010
Indias dry bulk trade by vessels: 2005 - 2007
Fleet ownership: Percentage share of vessels
Ownership of shipping capacity by vessel type
Leading dry ship carriers Market Capitalization
Leading dry ship carriers Earnings (2007)
Leading dry ship carriers Ownership Stakes
Leading dry ship carriers Weighted average fleet age
Global Seaborne Dry Bulk Trade Forecast: 2008-2009
World Dry Bulk Trade of Major Commodities - Forecast: 2008-2009.
Written by / Agency / Source: Koncept Analytics
Availability: All Regions (Including Int'l)
Traffic Booster: [/] Quick Newswire Today Visibility Checker
Distribution / Indexing: [+]


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Salad & Stir-Fry
- share
menu servings: 4print shopping list
S tart with a refreshing citrus and avocado salad followed by a delicious shrimp noodle stir-fry.
menu tips:
Crunch Factor
Crunch Factor
Epicurious member Ohmigosh42 from Stamford, Connecticut, added toasted white and black sesame seeds to the spinach salad. Slivered almonds are another way to add texture.Simple Swap
You can use fine Asian rice noodles instead of bean thread noodles in the stir-fry.
- share


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This section is where you learn safe gun handling practices and principles.
Shooting is by it's nature is inherently dangerous, however there are rules and procedures in place to keep everyone on the range safe. Each ADTA member is personally responsible to understand and follow these safety rules and follow ADTA Instructors and ADTA Range Safety Officers (RSOs) "range commands" for everyone's safety.
If at anytime at the range or any ADTA event you do not understand what to do or have a safety issue, raise your hand and ADTA Instructors or RSOs will assist you.


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If you grow alfalfa, it's time to begin scouting your fields for alfalfa weevils.
Ron Hammond, an
"Alfalfa weevil feeding is tied to temperatures. The need for scouting is especially true in southern counties where heat unit accumulation has reached the 300 heat units needed for egg hatch and beginning feeding," said
To effectively scout alfalfa fields, entomologists recommend that growers collect a series of three 10-stem randomly selected samples from various locations in a field. Place the stems in a bucket and vigorously shake them, counting the number of alfalfa larvae that fall into the bucket. In addition, the height of the alfalfa should be recorded.
"Economic threshold is based on the number of larvae per stem, the size of the larvae and the height of the alfalfa," said
The adult alfalfa weevil is a small, brown, snout-nosed beetle with a dark stripe down its back. The alfalfa weevil larva is green with a black head and a white stripe down its back. The larvae develop through four stages, or instars. Larvae that are in their 3rd or 4th instar cause the most foliar injury. First cuttings of alfalfa are at the highest risk for defoliation damage.
"Fields that are severely defoliated are left with a brown or bronze appearance," said
The alfalfa weevil is controlled naturally by parasitoids, beneficial species that prey on the weevil and help keep its populations in check. In cases of high populations, the alfalfa weevil can be controlled with insecticides.
For more information on the alfalfa weevil, how to scout for it and how to control it, consult


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Transcribed by Judy Benson
While I have endeavored to be as correct as humanly possible, there could be some typographical errors
Newfoundland volume 2 pages 341-342 probate year 1858.
|Will of Patrick Dobbin
In re PATRICK DOBBIN. DECEASED.In the name of God Amen the 21st day of Oct. one thousand eight hundred and fifty eight. I Patrick Dobbin of the Town of St. Johns Newfoundland Yeoman being sick and weak of body but of perfect mind and memory thanks be given to God therefore calling to mind the mortality of the body knowing that it is appointed for all men once to die do make and ordain this my last will and testament that is to say principally and and first of all I give and recommend my soul into the Hands of Almighty God that gave it my body I recommend to the earth for decent Christian burial, and as touching such worldly estate wherewith it hath pleased Almighty God to bless me in this life I give demise and dispose of the same in the following manner and form.
First, I give and bequeath all my estate real and personal (that is to say) I bequeath all that I have and possess in this world to my beloved son Patrick Dobbin his wife and children with the exception of what is required for my interment and also I bequeath two pounds currency to each of the Revd Fathers ODonnells for Masses for my soul and the soul of my beloved wife. Also I bequeath to my beloved grandson Michael Dobbin son of Nicholas the sum of five pounds currency Also I bequeath to my granddaughter Mary Murray the sum of five pounds currency. Also I bequeath to Garret Murray my best outside coat. Also I bequeath to my beloved son Nicholas and his daughter the sum of five pounds currency. And also be it understood that the above moneys bequeathed is to be taken from the sum total of my money and also my funeral expenses. And I do hereby utterly disallow revoke and disannull all and every other former testaments wills legacies bequests and executors by me in any ways before willed and bequeathed ratifying and confirming this and no other to be my last will and testament.
In witness whereof I have hereunto set my hand and seal the day and year above written.
Patrick his X mark Dobbin.
Signed sealed published pronounced and declared by the said Patrick Dobbin as his last will and testament in the presence of us the subscribers.
Patrick Hynes, William Kennedy.
Certified correct,
D. M. Browning


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Posted 04/14/12 12:22pm inWoot Deals
This Vortex Portable Mixer has Leak proof lid, 18 ounce mug with 11,000 rpm motor that creates a vortex at a push of a button and mixes your drink. Completely blends any type of powder instantly, wont leave clumps of powder. it is easy to clean, add water and a drop of soap into Vortex and turn it on and within 30 seconds it will be clean. It is great for making protein shakes, Crystal Light, energy drinks, baby formula, cocktails, eggs, marinades, dressings, Jello, juices, or mixing cream and sugar for Coffee.


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NetWellness is a global, community service providing quality, unbiased health information from our partner university faculty. NetWellness is commercial-free and does not accept advertising.
Tuesday, September 26, 2017
Newborn and Infant Care
Difficulty drinking a bottle
My 6-month-old daughter has always had difficult drinking. She never got the hang of breastfeeding, so I switched her to a bottle. She always sounds like milk is in her nose when she is drinking, but that congestion isn`t there normally when she`s not drinking. She also is very fidgety when she eats -- not fussy or crying -- just always moving and won`t look at me. SHe also will stop a lot and let the nipple come out of her mouth. It`s never a continuous suck. She has done a little better since we switched her to a faster nipple, but she still has the noisy nose. My question is ... do you think this is something she`ll outgrow, or do we need to see a doctor? We never really discussed it with our pediatrician because she is gaining weight, but it makes me nervous that our daughter isn`t comfortable eating. I wonder if this just a bottle thing, or will she be able to use a sippy cup?
I'm not sure there is a problem here. If your daughter is gaining weight, all that you have shared is normal for an infant. Infants are noisy little things and aren't very good at controlling their secretions. Therefore, the gurgling sound. You actually may notice an improvement if you get a nipple that flows slower, so that the your child has to work a little more to get her formula. This extra work is very satisfying to babies and may comfort her into being more calm during feeds. Finally, make sure you approach her calmly at feeding times; infants take behaviors cues from those around them. If you have anxiety regarding the feeding process, you may inadvertently share this with your child.
Sarah Sauntry, RN, MS, CPNP-PC
Assistant Professor of Clinical Nursing
College of Nursing
University of Cincinnati


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THE search for two bodies still missing 20 months after Italy's Costa Concordia cruise ship tragedy began on Tuesday off the island of Giglio, Italy's civil protection agency said.
Salvage workers who pulled the doomed vessel upright from its watery grave last week in an unprecedented operation ''have ensured the ship is secure and given the green light to begin the search,'' a spokeswoman said.
''Specialist divers from the coastguard, fire brigade and police have begun scouring the area between the righted ship and the land,'' she added.
The team is looking for the corpses of Italian passenger Maria Grazia Tricarichi and crew member Russel Rebello, whose bodies were not recovered after the nighttime disaster on January 13, 2012, which left 32 people dead.
They will also be assessing how best to carry out the search within the wrecked liner if necessary.
Franco Gabrielli, head of Italy's civil protection agency, had earlier said that the righting of the ship gave searchers a chance to access parts of the vessel previously off limits.
''When the ship toppled, corridors became deep wells. Now she is upright, we can get to areas previously off limits,'' he said, adding that there would likely ''still be areas it is difficult to access and search.''
The Concordia had 4229 people from 70 countries on board when it struck rocks just off Giglio after veering sharply towards the island in a bravado sail-by allegedly ordered by its captain, Francesco Schettino.
It lurched over onto one side during a chaotic and delayed evacuation, throwing terrified people into the freezing sea and preventing some lifeboats from deploying.
Dubbed ''Captain Coward'' and ''Italy's most hated man'' in the tabloids for apparently abandoning ship while passengers were still on board, Schettino is currently on trial in the Tuscan town of Grosseto.


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Thu, Sep 6, 2012 at 3:10 AM
The Nicki Minaj Experience
Wow, The Concert Was Amazing!! 2chainz Opened Up && He Was Just Amazing. I Was Never A Fan Of 2chainz But Now Seeing Him Perform I'm A Huge Fan. He Did Some Songs Like It's Your Birthday, No Lie && Ect. && He Just Blew The Crowd Away. After He Was Done Performing We Had A Little Rest Break Intermission. Then This Huge Sign Dropped Down && The Curtains Covered The Rest Of The Stage. The Sign Read "Nicki Minaj Pink Friday" With A Cute Liddo Pink House. What Was Going Thru My Mind Was Excitment Thinking Wow Im Actually In The Same Building As Nicki Minaj!! && We're Gonna Party Together. Then All Of A Sudden All You Hear Is Nicki's Voice Telling A Story About Roman. Her Voice Just Amazed Me. Then The Sign Drops. In My Mind Was This Is It THIS IS IT! Im Finally Going To See Her In Person! Of Course The First Song Was Roman's Revenge All You See Is Nicki At The Top Of These Pink Stairs With Screens In The Back Showing Animations. She Was Wearing A Black Robe With Her Hood On Beautiful Blonde Hair && She Turns Around && Raps "Im Not Jasmine I Am Aladdin" My Stomach Was In Knots With A Huge Smile On My Face. I Was Pretty Close So I Can See Her The Concert Was Amazing She Sang Some Songs Like Did It On Em, Moment For Life, Save Me, StarShips, Whip It, Dutty, Come On The Cone && Many More && She Did Some Of Her Underground Like Itty BItty Piggy!! I Had The Best Time Of My Life && Eventho I Didnt Get To Meet Nicki I Was Happy To See Her && Im Glad To Say That I Would Definitely Go && See Her Again && Again && Again && Next Time I WILL Get A V.I.P Pass
-There's A Liddo Bit Of What I Recorded At The Concert
No one has commented yet.


text: Name VSelectScaleValue - selects a value on a multi-resolution scale in the dialog window. Synopsis VSelectScaleValue(event, label, update, args, value) XEvent *event; char *label; int (*update)(); void *args; float *value; /*RETURN*/ Description VSelectScaleValue selects a value on a multi-resolution scale in the dialog window if the LEFT button is pressed and the cursor is within the scale. The cursor remains confined to the scale window. By pressing the LEFT button, one can step to a higher resolution scale; by pressing the MIDDLE button to a lower resolution scale; and by pressing the RIGHT button one can quit the scale selection process. When the X cursor moves along the horizontal direction, a corresponding value is displayed in the box at the upper right corner of the scale and the corresponding cursor (vertical bar) is displayed on the scale. VSelectScaleValue computes the resolution steps for the scale; if the resolution step specified is higher than the highest resolution defined by VSelectScaleValue, then VSelectScaleValue assigns the current resolution step as the highest one. The same applies for lowest resolution. The width of the high resolution scale is half of the scale width. VSelectScaleValue lets the user pass a function to be executed when the scale is updated. VCheckScaleEvents should be called in the function passed as update to check whether an event is waiting in the event queue. If there is an event in the queue, update should be interrupted. Return Value 0 - work successfully. 204 - the type of event is invalid. 205 - the window in which the event happens is invalid. 214 - the dialog window is not displayed at the front the image window. 218 - the specified scale is not displayed in the dialog window. 244 - the scale does not exist. Parameters event - specifies the current event removed from the event queue. label - specifies a scale label which is to be used. update - user-defined function to determine what action should be taken when the scale value is changed; arguments are (*value, args); return value is ignored. args - specifies the second argument that is passed to the update procedure. value - returns the value from the scale. Side Effects Extraneous events will be removed from the queue. Entry Conditions The scale should be displayed. If the label or value is NULL, or VCreateColormap has not been called, VSelectScaleValue prints an error message to the standard error stream, produces a core dump file and exits from the current process. Related FunctionsVDisplayScale, VEraseScale, VGetScaleInformation, VSetScaleInformation, VGetScaleLayoutInformation, VCheckScaleEvents.


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A recreation centre is seeking tennis players who can book its courts.
A long-term customer who has previously booked the Stratton Leisure Centre courts in Biggleswade twice a week can no longer do so due to ill health.
The courts at the venue, located next to Stratton Upper School are available to hire on weekday evenings and at weekends.
The facility, formerly known as Biggleswade Recreation Centre is now looking for tennis players who would like to book the outdoor, floodlit courts, which were renovated in the summer.
They were also professionally cleaned and a new netball court was marked out. Netball posts were fitted and the previous tennis nets were replaced.
Jane Travis, trust lettings manager at Stratton Upper School said: "The new facilities not only benefit the students at Stratton Upper School but also the local community.
"We are delighted to welcome two local netball teams, Ivel Phoenix and Ivel Tigers to the Stratton Leisure Centre who have booked the courts for their home fixtures this season."
For more information about the facilities available at Stratton Leisure Centre or to book a court contact Jane on 01767 220000 ex 164 or send an email to firstname.lastname@example.com


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Burien Manor Apartments in Burien, WA
Located at 11822 1st Avenue South, Burien, WA 98146
11822 1st Avenue South, Burien, WA 98146
You'll find peaceful convenience at Burien Manor. We offer large 1 and 2 bedroom apartments in a quiet setting, yet 5 minutes to everything. Amenities such as washer and dryer in each unit, decks, ... More
We cannot find any listings from Burien Manor Apartments on Marketplace. Check out these other listings near Burien.
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text:
- Corporate Profile
- Investor Relations
- Press Room
- Working with Intuit
- Social Responsibility
- Careers at Intuit
- Contact Us
Press Releases
Intuit Small Business Employment Index Shows Continued Job Growth in September
27,000 New Jobs Created; Wages and Hours Worked Essentially Flat
MOUNTAIN VIEW, Calif. – Oct. 04, 2010 – The growth rate for small business employment continued rising in September, but at a slower rate than the revised growth rate for August. At the same time, hours worked and compensation remained essentially flat compared to last month.
Those were among the findings included in the latest Intuit Inc. (Nasdaq: INTU) Small Business Employment Index. The monthly report found that small business employment grew by 0.14 percent in September, equating to a 1.6 percent annual growth rate. The revised growth rate for August shows that jobs increased more than previously reported - a 0.19 percent increase instead of 0.13 percent, or 2.4 percent on an annual basis. The Index is based on figures from the country's smallest businesses that use Intuit Online Payroll.
"September's employment numbers are good news - the fact that employment is still up, albeit modestly, and not down, is comforting," said Susan Woodward, the economist who worked with Intuit to create the Index. "This optimism is also based on the fact that August's revised employment numbers were better than the original numbers. This continued growth in small business employment should make us less fearful of another decline in economic activity."
The September employment growth translates to approximately 27,000 new jobs nationwide compared to a revised estimate of 39,000 jobs added in August. Since the growth trend first began in October 2009, small business jobs have increased by a revised estimate of 430,000.
Total compensation per employee and hours worked have grown slowly and steadily since the small business recovery began about a year ago, but remained virtually unchanged from August to September.
The Intuit Small Business Employment Index shows a modest increase in employment for September. The employment index reflects data from approximately 58,000 small business employers who use Intuit Online Payroll. The month-to-month changes are seasonally adjusted and informative about the overall economy. The National Employment Index is from the Bureau of Labor Statistics.
Compensation, Hours Worked Essentially Flat
Monthly pay for all small business employees was $2,602 per month in September, a marginal 0.15 percent decline from the revised August figure of $2,606 per month. This translates to wages of about $31,200 per year for all employees.
Small business employees worked an average of 105.3 hours for the month in September, translating to a 24.3-hour work week. That was up by a marginal 0.03 percent from hours worked in August.
"The changes in compensation and hours worked for September aren't economically or statistically significant," Woodward said. "Compensation rose modestly but steadily from September of last year, so a month of no change is not a great concern.
"From September 2009 to September 2010, hours rose strongly - by nearly 2 hours per week - so it is not surprising for hours to flatten at this point. In terms of hours worked, we are now back to where we were in January 2008. This is good news."
Small Business Employee Monthly Compensation for all employees shows compensation essentially unchanged in September 2010 with a marginal decrease of 0.15 percent after rising modestly since last September. This data includes the compensation paid by small business owners to themselves. The levels reflect data from approximately 240,000 employees of the Intuit Online Payroll customer set of approximately 58,000 businesses, and are not necessarily representative of all small business employees. The month-to-month changes are seasonally adjusted and informative about the overall economy.
Small Business Employee Monthly Hours Worked for hourly employees is basically flat for September 2010 with a marginal increase of 0.03 percent. Weekly hours worked has risen by nearly 2 hours since last September. The levels reflect data from approximately 150,000 hourly employees of the Intuit Online Payroll customer set of approximately 58,000 businesses, and are not necessarily representative of all small businesses. However, the month-to-month changes reflect the results of federal employment data for small businesses during corresponding times, leading to the conclusion that they are informative about the overall economy.
Small Business Employment by Geography
The Intuit Index also breaks down employment by census divisions and states across the country, with the greatest regional growth in the East South Central area. States in the Midwest and Upper Midwest regions showed declines. Individually, New York showed the greatest growth at 0.8 percent.
"It's good to see continued growth in small businesses employment overall," said Cameron Schmidt, vice president of Intuit's Employee Management Solutions division. "We can see this reflected in most parts of the country as well. In states where we have 1,000 small firms represented, we saw the greatest increases in New York, North Carolina and Virginia. New Jersey and Illinois showed decreases in employment."
Small Business Employment by U.S. Census Division is up in many parts of the country except for the upper Midwest regions. The data reflects employment from approximately 58,000 small business employers who use Intuit Online Payroll. The month-to-month changes are seasonally-adjusted and informative about the overall economy.
|Percent Change in Employment
|0.1 %
|0.2 %
|0.3 %
|-0.2 %
|0.1 %
|0.3 %
|New Jersey
|-0.3 %
|New York
|0.8 %
|North Carolina
|0.5 %
|0.5 %
|0.1 %
Small Business Employment by State is up for many states across the country with New York, North Carolina and Virginia seeing the greatest increases. New Jersey and Illinois are the only states that saw a slight decrease in employment. The states above reflect those for which Intuit Online Payroll has more than 1,000 small business firms represented. The month-to-month changes are seasonally-adjusted and informative about the overall economy.
About the Index
The Intuit Small Business Employment Index is based on aggregate and anonymous online employment data from approximately 58,000 small business employers, each with fewer than 20 employees. These small businesses use Intuit Online Payroll from Intuit, the No. 1 provider of payroll software with more than 1 million customers. These smallest employers are important to the economy as they comprise 87 percent of the total U.S. private employer base and employ nearly 20 million people. More information is available at: www.intuitinc.com/payrollindex.
Intuit reports data for three categories: small business employment, compensation and hours worked. Intuit analyzes and publishes the data at the beginning of each month. The Index also includes employment data broken down by geography. As with the government data, there may be revisions to the Intuit index numbers. These revisions are partly due to calculations using the latest month of new Intuit data. These calculations include re-computing seasonal factors and the moving average process used to obtain the curve, which can change the values for previously reported months. Changes to the data are also due to revisions to the government employment data, which is used to calculate the Intuit index.
While the Intuit Small Business Employment Index offers macroeconomic insight about the economy generally, it does not indicate or represent changes in Intuit's business results for any period.
The Index data reflects monthly employment activity in small businesses, and is adjusted to account for changes in Intuit's Online Payroll customer base. The percent change is measured monthly using the change in employment for existing Intuit Online Payroll customers from one month to the next. The set of customers changes each month so the measurement is the change, for each pair of months, for customers who are present in both the earlier and the later month.
Quick Links:
Intuit Small Business Employment Index: www.intuitinc.com/payrollindex
Follow Index News on Twitter: #SMBindex
Intuit Payroll: www.payroll.intuit.com
Intuit Payroll on Twitter: www.twitter.com/IntuitPayroll
About Intuit Inc.
Intuit Inc. is a leading provider of business and financial management solutions for small and mid-sized businesses; financial institutions, including banks and credit unions; consumers and accounting professionals. Its flagship products and services, including QuickBooks®, Quicken® and TurboTax®, simplify small business management and payroll processing, personal finance, and tax preparation and filing. ProSeries® and Lacerte® are Intuit's leading tax preparation offerings for professional accountants. Intuit Financial Services helps banks and credit unions grow by providing on-demand solutions and services that make it easier for consumers and businesses to manage their money.
Founded in 1983, Intuit had annual revenue of $3.5 billion in its fiscal year 2010. The company has approximately 7,700 employees with major offices in the United States, Canada, the United Kingdom, India and other locations. More information can be found at www.intuit.com.
Intuit and the Intuit logo, among others, are registered trademarks and/or registered service marks of Intuit Inc. in the United States and other countries. Intuit Small Business Payroll Index is copyrighted by Intuit. Its contents may not be resold or modified in any way. It can be linked to and referenced with the following attribution: "Intuit Small Business Employment Index © Intuit Inc. All rights reserved." These Terms of Use supplement the Small Business Website Terms of Service at: http://smallbusiness.intuit.com/small-business/legal/index.jsp?_requestid=178246.


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Best-practices guru Joel Spolsky thinks Circuit City imploded because of their terrible customer service, not any "recession" or "macroeconomic conditions" nonsense. To prove his point, he looks at thriving New York electronics retailer B&H, which succeeds because they understand that stellar service leads to healthy profit margins.
customer service
Did Bad Customer Service Doom Circuit City?
By May 10, 2009