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Home > Sunglasses > Tod's > TO0186 (12B)
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30-day money-back guarantee
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Free outbound and return shipping
30-day money-back guarantee
Low prices
TO0186/12B Ophthalmic Glasses
TO0186 is a fashion statement, for which sunshine is not necessarily required, because these sunglasses enhance your natural radiance turning night into day. The TO0186 is available in the Edel-Optics online shop in other styles from Tod's collections 2016 and 2017.
Expressive lines add character to the classical approach, making the glasses a must-have for women. Full rim frames completely enclose the lenses within the frame. For a convinced eyeglass wearer, any other frame style is ruled out, with very few exceptions. For angular facial features, round eyeglasses are particularly suitable. The edgeless shape softly contrasts sharp contours. The metal frame is very light and comfortable to wear. It is both robust and classy. You find black too boring and bright colours are not your thing? Then grey is a your perfect alternative! The colour is not only a trend and suits almost every skin type, it can also be combined with any outfit. Grey lenses are a classic in sunglasses. Their high degree of neutrality with regard to the field of view, makes them particularly suitable for everyday use. You can rely on the guaranteed UV400 protection, for all the sunglasses in our shop.
The next shipment is on its way, so we will have your Tod's back in stock very soon. We hope the unbelievably low price will be a consolation for the short wait. If you buy at Edel-Optics you get the best price, because "in the sale" is our standard.
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About 95,000 of the county's 110,000 homeowners now claim their properties as their primary residence, qualifying them for a credit that lowers their tax bill by about 50 percent, according to Auditor Tera Klutz. Although officials often scour local records to prevent owners from claiming the homestead credit on multiple properties, the consulting firm will be able to review a nationwide database.
"That will help make sure people are paying their fair share," Klutz said.
Although owners found to have intentionally claimed more than one homestead credit could be subject to a fine, Klutz said she would make allowances where justified, such as someone who has moved to an apartment in another city seeking a job but still claims the credit on a property in Fort Wayne.
County Assessor Stacey O'Day, meanwhile, will be working with the firm on an audit of business equipment and other personal property. Companies have generally self-reported their assessments in the past, but O'Day said the consultant will conduct on-site property audits, review tax forms and train county employees to more effectively collect and audit the taxes in the future.
"This might uncover some unusual things," Commissioner Linda Bloom said.
More-accurate assessment and collection of taxes would do more than promote fairness, Klutz noted. Elimination of unjustified homestead credits would also increase assessed value, which could also allow governments to collect more taxes. Under state law, property taxes are capped at 1 percent of a home's assessed value. But if that value goes up, so does the maximum payable tax.
The firm will be paid according to the amount of taxes and payments identified by its services.

subset: commoncrawl


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This adapter gives you the ability to use your irreplaceable prime lens and saves you the cost of purchasing new lenses. This lens mount adapter allows a Minolta AF A-Mount Lens to be used on Sony NEX E-Mount camera bodies.
|Brass, Aluminum, Optical Glass
|4H x 6Dia. cm
|Package included
|1 x Lens Adapter, 1 x Front Lens Cap, 1 x Rear Lens Cap
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Zapals.com is an internationally renowned, global shopping website operated by the Zapals Corporation Limited Company.
Our offices are located in Australia, Hong Kong and Mainland China and our aim is to deliver one of the largest, most innovative online department stores in the world.
We've got an extensive range of high quality products at the lowest prices for our customers. Our shopping range is designed by experienced professionals in compliance with international standards, quality control, trends, demands, and policies.
Our ultimate goal is to be an innovative, one-stop, online destination for anything you can find in the home and anything that you'll need in your life!


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THE LITTLE DOG LAUGHED Closes at Secret Rose, 7/8; Moves to Zephyr Theatre, 8/17
Due to popular demand, Blazeco Productions' acclaimed staging of Douglas Carter Beane's Tony Award-nominated comedy The Little Dog Laughed - which closes July 8 at The Secret Rose Theatre in NoHo - will reopen August 17 for an extended run at Zephyr Theatre in West Hollywood.
In The Little Dog Laughed, a hot young Hollywood actor, Mitchell, is up for the role of a lifetime. His agent, Diane, will do anything in her power to keep his "slight recurring case of homosexuality" under wraps. But then Alex, a gay-for-pay hustler, enters the scene, with a girlfriend and their own set of secrets. What are these four conflicted characters willing to give up and compromise for success?
"Little Dog Laughed" was nominated for a Tony in 2007 for Best New Play, and won a Best Actress Tony award for Julie White. It was also nominated for a GLAAD Media Award and Lucille Lortel Awards.
This show contains adult situations, on-stage smoking, drinking, and male nudity, and is not recommended for anyone under the age of 17.
Performances at both the Secret Rose Theatre and Zephyr Theatre are Fridays and Saturdays at 8 p.m., and Sundays at 6 p.m. Tickets are $25 general admission. $10 student rush tickets are available at the door with valid ID.
For tickets, visit www.brownpapertickets.com.
The Little Dog Laughed stars Bernadette Birkett, Trip Langley, Owen Martin and Laine Jennings. Directed by Jon Cortez, the design team for The Little Dog Laughed includes Carlo Maghirang (Production Set Design) Jose Raul Guzman (Set Dresser), Josh Holt (Lighting Design), Roxy Ramirez (Costumes), Rob Siegel (Sound Design). The Stage Manager is Melissa Gilleece, and the producer is Jon Cortez and Blazeco Productions. Artistic Director of the Secret Rose Theatre is Mike Rademaekers.
For more information, visit The Little Dog Laughed Facebook page: www.facebook.com/littledogblazeco
The Secret Rose Theatre is located at 11246 Magnolia Boulevard, 1 and 1⁄2 blocks west of Lankershim in the NoHo Arts District of North Hollywood, CA 91601. The Secret Rose Theatre is handicapped accessible.
Zephyr Theatre is located at 7456 Melrose Avenue in West Hollywood.


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Phoenix Wright Part 124 Tips and Strategies
Phoenix Wright
By: CAPCOM
Genre: Adventure
Video Tips
This video walkthrough demonstrates how to beat Part 124 without any power ups. Uploaded on SirEvenro official channel at October 22, 2013.
Still need help to finish Phoenix Wright part 124 ?
I will update this post with more tips and tricks, so please bookmark this page and keep on checking in!
If you have any questions, feel free to ask for extra help in the comments section.
Hit like if this helped you!
Visit Phoenix Wright walkthrough page for level videos, tutorials, cheats and more.
Part 124 Questions
Questions related to part 124 of Phoenix Wright iPhone game.


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Earth-savvy flooring
Embossed-surface flooring is comprised of an average of 50% recycled vinyl and wood powder and emits 10 times less volatile organic compounds (VOCs) than linoleum and 50% less than rubber surfaces, resulting in better IAQ. LonEco Mesa flooring meets LEED Green Building system's MR 4.1 and MR 4.2 standards and U.S. Commerce Department measures for impact on the waste stream, energy consumption, and IAQ, acidification.
Reader Service No. 216
Busy floor
Built in 1928 by architect John Eberson, the historic Louisville Palace Theatre began renovation in 2002. Funding to replace the Palace's carpet was offered on the condition that the job be designed and completed in just six weeks. Using photographs from the Louisville Historical Society and a 1985 image of the original carpet, the team replicated the Spanish baroque patterned carpet. The odd-sized spaces, curved balcony, and staircase were fitted with 3,500 yards of custom carpet.
Durkan Patterned.
Reader Service No. 203
Stuck on you
Integrally bonded vapor barrier for below-grade flooring is moisture-impermeable for hospitals, schools, sports facilities, and hotels. Florprufe protects finishes on wood, tile, terrazo, carpet, and vinyl floors. When liquid concrete is poured over the membrane, the pressure-sensitive adhesive forms a continuous, integral bond to the concrete. Using Advanced Bond technology, the barrier is made of chemical-resistant polyolefin sheet, reinforced with a non-tacky adhesive coating.
Grace Construction Products.
Reader Service No. 221
Anti-static flooring
Premier anti-static tiles are made of 100% polypropylene with a rubber-reinforced raised diagonal pattern that resists crushing. Available in 18-inch square size, with 1/4-inch or 7/16-inch thickness; in blue, green, black, gray, brown, maroon, and beige.
Musson Rubber Co.
Reader Service No. 208
Under the floor
High-strength gypsum underlayment is best for retail outlets, offices, and other heavy-use commercial applications. Proflow is a self-leveling product that delivers a compressive strength range of 6,000-8,000 psi. It provides a smooth, hard underlayment surface over concrete slabs, pre-stressed concrete, or concrete planks at thicknesses from featheredge to 1 inch. Will not flake or powder and can typically be installed more quickly and economically than conventional Portland cement-based underlayments. Can be covered with a variety of floor coverings, including carpeting, ceramic tile, wood laminate, hardwood, and vinyl.
Reader Service No. 210
Bump, set, spike
The Omnisport Collection includes four flooring products for use in gymnasiums, health clubs, community centers, and daycare centers. The cushioned surface provides balanced performance in wood, vinyl sheet, wax-free vinyl, and linoleum homogeneous flooring.
Domco Tarkett.
Reader Service No. 206
Cross roads
Carpeting inspired by 1950s-era upholstery prints consists of two grids in different scales overlaid and offset from each other. Intersection is made from solid yarn-dyed Antron Legacy nylon and is available in 16 tone-on-tone colors. Made from 100% recycled-content backing, Intersection is an SCS-certified high-performance carpet that is fully recyclable.
C&A Floorcoverings.
Reader Service No. 212
Wet seal
Tiles surrounding the rehabilitation pool at the Sid Peterson Memorial Hospital, Kerriville, Texas, were curling up on the edges. General contractor Faulkner Construction, flooring contractor Intertech Flooring, and the Bower Downing Partnership architectural firm determined that the room needed a floor that would stick in the warm, wet, and humid pool environment. Marine 20, specially designed with a dimpled surface to provide slip resistance for bare feet, was chosen for the pool area, while Impressionist II was chosen for the locker rooms and the connecting corridors. Both products can be heat-welded and are self-coving, for use in wet areas.
Reader Service No. 205
Cushioned walking
Carpet-cushioning system is designed to perform in high-traffic spaces, including malls, airports, convention centers, and department stores. Made with over 90% post-consumer recycled fiber, derived from used plastic bottles, EcoLogix has a lamination strength of more than 20 lb. per inch. The backing system's composite construction resists compression and provides long-term cushioning.
SI Flooring Systems.
Reader Service No. 218
Healthcare vinyl
Commercial grade, no-wax, vinyl floor covering with an acoustic backing is engineered specifically for high-traffic areas. Chocflex absorbs sound, resists wear, and provides easy movement for wheels. According to its manufacturer, it will not shrink, stretch, or curl. Useful in healthcare facilities because it is treated with bacteriostat and fungicide, helping to prevent fungal and bacterial growth. Chocflex is treated with a soil-resistant polyurethane varnish that specifically prevents floor yellowing.
Mats Inc.
Reader Service No. 217
Glazed manufacturing
The Midland (Texas) College Advanced Technology Center specified StrataShield flooring system to refurbish a 50-year-old concrete floor. The 30,000-sf automotive training section for GM, Ford, and Chrysler mechanics features StrataShield's Series 280 Tneme-Glaze topcoat. The flooring was chosen for its resistance to chemicals, abrasion, scrapes, and impact.
Reader Service No. 209
High-end flooring
Modular carpet design collection for high-end corporate and retail facilities and high-traffic areas is backed with the Integrated Cushion Thermobond backing system, a thermoplastic coating with a reinforced fiberglass construction that will not shrink, stretch, cup, dish, or dome, says the manufacturer. The system is impervious to moisture and mildew and carries a lifetime warranty covering fiber, backing material, product integrity, and performance.
Reader Service No. 219
Floor mosaics
San Diego's Elementary Institute of Science and Technology Learning Center includes colorful rubber floor tiles with water-jet cut patterns. The 15,000-sf facility houses 8,500-sf of rubber floors covered in mosaics designed by Linda J. Mitchell, CID and principal at interior design firm Jain Malkin Inc., in its corridors, labs, lobby, and stairways. The durable, low-maintenance flooring is resistant to traffic patterns as well as indentations from desks, tables, chairs, and other equipment. The flooring also features a slip resistance in compliance with ADA guidelines.
Nora Rubber Flooring.
Reader Service No. 214
A floor's workout
Low-profile, high-performance gymnasium and aerobic flooring system is ideal for upgrading synthetic floors, since it can be installed directly over existing floor surfaces. The total finished floor thickness of the Clip DIN System is only 1-inch to 1 1/2-inches in increased height, depending on foam thickness.
Reader Service No. 220
Simple carpet
Classic ribbed carpet line is available in three patterns — Exhibit, Avant, and Display. Available in 12 colors, the designs can be used monolithically or can be mixed to give different treatment to a space. Simply Artistic is a 36-inch modular carpet line with almost 330 SKUs.
Milliken Carpet.
Reader Service No. 215
Delicate tile
Commercial tile collection available in 18 earth-based colors, tinted neutrals, and tonal steps conveys a seamless blanket of color with a monolithic appearance. Arteffects features a small-scale pattern with warm and cool accents. The 1/8-inch gauge, 12-inch by 12-inch tiles coordinate with other commercial flooring.
Reader Service No. 213
What's under there?
Underfloor duct comes with brushed die-cast aluminum covers and flanges. Walker floor boxes and Walkerduct Pro Series feature a clear-coat finish. TopGuard-protected to prevent water, dirt, and debris from entering power and communication devices. Provides full power and communications access at the point of use and is best when applied to tile, terrazzo, carpet, and wood-covered floors.
Reader Service No. 202
Wood look-a-like
Millwork Wall Base for floors and walls looks like finely milled wood, but has a greater resistance to scratching and nicks. Does not fade or contain any elements that may bleed through to the surface. Available in over 120 colors and 10 authentic profiles. Also available in an unfinished version that can be painted without sanding or priming.
Reader Service No. 207
Emergency evacuation
The emergency marking system at New York's United National headquarters complex, which covers the floors and walls of its 41 above-ground levels, was put to the test during last August's blackout. DuraGlow, a photoluminescent egress pathway marking system, uses the pigment Lumilux, designed and manufactured by Honeywell Specialty Materials. Lumilux absorbs and stores energy after being exposed to ambient light — daylight, white lamp light, or UV-radiation. When the lights go out, Lumilux releases energy and instantly begins to glow for up to eight hours.
Dura Architectural Signage.
Reader Service No. 204


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American Dryer #312533 ADG/E OUTER TOP EXT SIDE
Buy this commercial American Dryer part #312533 replacement ADG/E OUTER TOP EXT SIDE here online at PWS Laundry the #1 American Dryer repair parts supplier. We offer shipping specials on all Commercial ADC Laundry Parts
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The AusMedtech Health Economics Expert Panel to be chaired by Mr Warren Bingham, President of Given Imaging and committee member of the AusMedtech National Advisory Group, will provide advice on issues and trends impacting the medical device and diagnostics sector in Australia, related to:
- Health economics and assessment;
- Reforms in the Health Technology Assessment framework; and
- Processes for public funding and reimbursement of medical devices in Australia.
The Panel comprising of up to 10 appointed members will bring together a cross-section of representatives from small to large Australian medical device companies, overseas manufacturers and suppliers, regulatory and industry consultants.
Dr Anna Lavelle, CEO of AusBiotech, said: "Responding to members' needs, AusBiotech is pleased to launch this new panel which will focus specifically on the health economic issues for the fast-growing and developing medical technology sector."
"The Panel will enable us to be more active in advocacy related to regulatory processes and approvals for medical devices and diagnostics in Australia, and thereby more supportive to emerging medical technologies."
The Panel will provide expert advice to AusBiotech's CEO on specific industry matters to provide support to AusBiotech/AusMedtech members.
The AusMedtech Health Economics Expert Panel includes appointed members:
- Mr Warren Bingham (Given Imaging) (Chair)
- Ms Beth McIntyre (Dibbs Barker)
- Dr Jari Hyvarinen (Advanced Surgical and Design Manufacture Limited)
- Ms Judy Readman (Enterix Australia)
- Mr Domenic Tilden (THEMA Consulting)
- Ms Julie Chmielowski (AusBiotech Ltd)
For comment or an interview with Dr Lavelle, please contact Lorraine Chiroiu, AusBiotech's Communications Manager on. 03 9828 1414 / 0429 801 118 or at email@example.com
About AusBiotech
AusMedtech, part of AusBiotech, is the national industry group that represents the medical devices and diagnostics industry sector. AusMedtech provides initiatives to facilitate success in product development, manufacturing, commercialisation, export success and representation on industry issues.
AusBiotech is Australia's biotechnology industry organisation, working on behalf of members for more than 25 years. Join a well-connected network of over 3,000 members in human health and the life sciences, medical devices and diagnostics, IVDs, food technology and agricultural, environmental and industrial sectors.


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PartyLounge was founded by Mark Pondoff former child star actor in 2001.
Our very first coach was the family RV called "The Travel Queen". The Travel Queen AKA "TQ" was a 1972 Dodge Class "A" motor home. Mothballed after a divorce and parked for years in Whittier, CA. After the caretaker of the coach found a bum living in it, Mark decided to bring the little coach home to Huntington Beach, CA. Shortly thereafter Mark spent some time on the TQ transforming her from an RV to a mini party bus.
Mark wasn't sure how it would work out, however his motto is "nothing ventured nothing gained". Owning his own handyman business and being in Real Estate, Mark is a busy guy. However, starting the party bus company turned out to be so lucrative he sold all his real estate holdings to fund PartyLounge.
Mark has gone on to build 5 buses total. Each one with its very own and unique stories. Stay tuned!
Capt. MarkyMark, Vince Neil and Mrs. Captain


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We emphasize active and hands-on learning in the Department of Education. Therefore, field experiences in a variety of educational settings are an essential feature of teacher education at Elmhurst College.
Through field experiences, you, as an Elmhurst pre-service teacher candidate, apply your growing knowledge and skills, which will help you to begin to develop expertise in the field.
An education degree at Elmhurst is not just about mastering theories. It's also about practical, collaborative, hands-on experiences with real students in real schools. Work in field-based education settings is integral to every education course, giving our graduates a critical head start in the field.
All field-based assignments at Elmhurst College are directed by the course professor. Assignments in 100/200-level courses typically involve observation, interviewing, and working with individual or small groups of students. Assignments at the 300/400-level will also involve planning, instructional delivery, and assessment at the whole class level. Field-based assignments are important programmatic assessments because the feedback teacher candidates receive about their field participation helps to evaluate their readiness for student teaching.
Download the Guide to Field-Based Experiences (pdf)
Student Teaching
The education curriculum at Elmhurst culminates during a term devoted to teaching, full time, at an area school. The student teaching requirements vary by program but each of you will continue to receive support from your professors through seminars and on-site vists in which you can discuss your progress in the PK-12 classroom.
Download the Collaborative Student Teaching Handbook (pdf)
Elmhurst College • 190 Prospect Avenue • Elmhurst, Illinois 60126-3296 • (630) 279-4100
Undergraduate Admission • (630) 617-3400 • (800) 697-1871 • email@example.com
School for Professional Studies • (630) 617-3300 • (800) 581-4723 • firstname.lastname@example.com
Elmhurst Learning and Success Academy Admission • (630) 617-3752 • firstname.lastname@example.com


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When you think about it, 4th of July weekend was a great time to pull a heist online. People aren't on the computer. They're too busy barbecuing and watching fireworks to notice that someone's stealing their money. But that's exactly what happened over the past weekend and even as early as last week. Some customers of Apple's iPhone app store noticed some odd charges to their accounts recently for apps they never intended to download, some of them were a couple dollars but sometimes up to $100 or more. Meanwhile, in the app store "books" category, some titles you've never heard of - all from the same publisher- were suddenly showing up as best sellers. Apple now says it's identified who was responsible and has kicked them out of the app store. They also advise you check your purchases and change your password.
Joshua Topolsky, editor in chief of the tech site Engadget, brings us up to speed on the story. And John Hering, founder and CEO of the online security company Lookout offers tips on keeping safe online.
We also hear strange news from Iran as Boing Boing's Xeni Jardin tells us about a new "robot man".


text: Does anyone know if my Disney Adult 10 year olds order a meal off the kids menu does their dessert have to be off the kids menu too or can it be an adult dessert? I know last year my kids were sick of chicken nuggets and ice cream sundaes after 12 days. This year they can order from the adult menu, but I know some days they will want chicken nuggets (just not everyday) and fries and a different dessert.


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Back to the Future Part III (1990)
64 mistakes
Directed by: Robert Zemeckis
Starring: Christopher Lloyd, Elizabeth Shue, Lea Thompson, Mary Steenburgen, Michael J. Fox, Thomas F. Wilson
Continuity mistake: When Marty returns to 1985, he goes to his house and gets in his Toyota pick-up. Look closely behind his head when he first gets in the truck, there is no driver-side head rest. But when he picks up Jennifer, when they pull up to the stop sign the head rest is there.
Continuity mistake: Watch the scene with the Indians (just as Marty sticks the DeLorean into reverse) and see the differences of how close and far the Indians are from the DeLorean.
Continuity mistake: When Marty goes back from 1955 to 1885 and meets the Indians, note that none of the Indians shoots any arrows nor do any arrow hit the car. You can see that when he drives the car back into the cave. But when he gets back to the cave after the Cavalry ride, a long arrow sticks out on the side of the car.
Revealing mistake: At the end, when the train destroys the time machine, right at the moment when it hits you can see a small explosion, which was used to trigger the destruction of the time machine.
Factual error: In 1885 when Maggie McFly asks Seamus for a word, they walk into the other room and behind them are a few garments hung on pegs on wire hangers. The wire hanger was invented by Albert J. Parkhouse in 1903, eighteen years later.
Continuity mistake: When the train is coming and is about to run over the DeLorean, the shadow of the train on the wall shows that it is only the locomotive. When the camera changes view, it is a train with freight carriages.
Factual error: At the end of the train scene just before Marty travels to 1985, the train busts through a road block warning that there's only 1/4 mile of track left before the ravine. Keep in mind that the train is travelling at approximately 70-80 mph by this time. At 70 mph (and not even accelerating) it would only take the train 13 seconds to reach the ravine. The actual time in the movie is at least a minute.
Continuity mistake: When Doc drinks the 'wake up juice', he runs out and puts his head in the horse trough full of water. However, after a shot to Mad Dog Tannen, his shirt is mysteriously dry again.
Continuity mistake: When Marty arrives in 1885 and runs into the Indians, he comes to a slow rolling stop. But the digital speedometer on the dashboard shows that he is still traveling about 70 miles per hour.
Continuity mistake: When Marty is about to go back to 1885, he starts driving and you see him pass the building: then when it shows the car's tires, you can see he passes by the same building again.
Deliberate mistake: When Marty is being chased by the Indians, a wide shot with the DeLorean at the bottom of the screen coming towards us and the Indians following reveals the entire background for a mile or two. However, there are no cavalry visible anywhere despite the fact that they pass over the cave in the following shot only five seconds after the last Indian does.
Continuity mistake: In the last fifteen minutes of the film Marty wears his Wild West clothes, including his brown woolen poncho. The front of the poncho is unmarked, completely intact. Shouldn't it have a bullet hole in it?
Continuity mistake: When Marty is shot by Buford, he is thrown off his feet and lands on his back. As he does, his poncho flips up, showing his shirt all the up to the middle of his chest. The stove door he is supposedly using as a bulletproof chestplate is conspicuously missing.
Continuity mistake: When Clara first sees the train and starts after it on horseback, it is on her right side. She is at the top of a hill and starts down after the train. In the next shot shown from the front of the train you see the horse appear so the train is on Clara's left.
Other mistake: When Marty returns to 1985 from 1885 the time machine is destroyed by a train. What is strange is that not only does the train not stop (which is mandatory in the event of an accident) but there is also no reaction from people nearby, such as those in the vehicles waiting to cross the track at the level crossing. Later, when Marty returns to the site with Jennifer, there is still no sign of police officers or other officials.
Factual error: When the red Presto-log is burning, rivets begin to blow out of the locomotive, supposedly from the pressure. The rivets in the boiler, which would be subjected to pressure, are not visible on the outside of a locomotive. The rivets which are seen to blow out in the movie are in the smokebox, an area which is subjected to heat and smoke, but no steam pressure.
Continuity mistake: When Doc's about to send Marty back to 1885 from 1955, and Marty's dressed up...when Doc's walking back and forth loading up the car - look at the shadow from the building. You see it changes by several feet in a few seconds as the scene was obviously shot throughout the day.
Continuity mistake: When Doc and Marty first see each other in 1885, just before they hug, Doc puts his hand on Marty's shoulder, in the next shot it's on his arm.
Continuity mistake: When the DeLorean is being pulled by horses, the clouds in the sky change in the next shot.
Continuity mistake: When Mad Dog is hanging Marty outside the new courthouse, Doc takes aim stood in bright sunlight (when the camera is behind him), but immediately after shooting him down we see Doc from the front, stood in a large shadow.


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Brian's one a month challenge.
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brian miville
Join Date: Jun 2011
Location: Goffstown, NH
Posts: 92
Re: Brian's one a month challenge.
Originally Posted by
Sounds like we could be looking at a Royal Coachman shortly..................
Not a particularly easy tie with the herl, the feather wings and the hackle. Check out some of s. fontinalis's posts; you'll find some nice RCs in them.
Yup, I have been looking to make up some royal coachmen since they work so well for me with the bluegills where I fish. The pattern I like most will be using craft fur (or maybe real hair....not 100% sure yet) instead of the feather, though I may tie some with feather wings too just for the challenge.
So far I tied 3 of the Mickey Finn's. And indeed they are nothing to write home about. I had planned on tying a bunch more, but really only once I get to the fly shop and pick up some 4x long streamer hooks. The 2x look OK, but I like the looks of them longer. Besides, I need some for the royal coachmen anyway. The way I figure it I will use the whole month to tie the same pattern so I can best get a grip on it. That is why the plan is at least one pattern a month. I figure a whole month dedicated to one pattern, even if I can make just several to get it down pat, but more if need be. Some patterns I don't expect to take much at all.....there are several chironomid patterns that look neat and simple it is crazy. But there are also a bunch of more complex patterns that could take me well into a couple/few dozen to get right. As it is I am not looking forward to dry flies and all the "fun" working with hackles should provide.
brian miville
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MONTREAL — Michael Ryder scored 1:59 into overtime to give the Bruins a 5-4 victory over the Canadiens on Thursday, tying the Eastern Conference quarterfinal series at two games apiece.
Boston came back from deficits of 1-0, 3-1 and 4-3. Andrew Ference made an obscene gesture to the capacity crowd of 21,273 after he drove a slap shot past Carey Price midway through the second to draw Boston within 3-2.
"I think my glove got caught up," Ference said. "I can assure you that's not part of who I am or what I ever have been. It looks awful, I admit it. I completely apologize about how it looks."
First Period —1, Montreal, Sopel 1 (Cammalleri, Desharnais), 8:13. Penalties—Eller, Mon (interference), 14:24.
Second Period—2, Boston, Ryder 1 (Kaberle, Kelly), 2:13. 3, Montreal, Cammalleri 2 (Gionta, Gomez), 6:52. 4, Montreal, Kostitsyn 2 (Plekanec, Moen), 7:47. 5, Boston, Ference 1 (Marchand, Bergeron), 9:59. 6, Boston, Bergeron 2 (Marchand, Seidenberg), 17:04. Penalties—None.
Third Period—7, Montreal, Subban 1 (Wisniewski, Cammalleri), 1:39 (pp). 8, Boston, Kelly 2 (Peverley, Ryder), 13:42. Penalties—Bergeron, Bos (hooking), :32; Seidenberg, Bos (interference), 17:41. First Overtime—9, Boston, Ryder 2 (Kelly, Peverley), 1:59. Penalties—None. Shots on Goal—Boston 8-14-12-1—35. Montreal 15-15-6-2—38. Power-play opportunities—Boston 0 of 1; Montreal 1 of 2. Goalies—Boston, Thomas 2-2-0 (38 shots-34 saves). Montreal, Price 2-2-0 (35-30).
Ducks-Predators: Anaheim left wing Jarkko Ruutu was suspended for tonight's Game 5 by the league for a late hit on Nashville's Martin Erat in Game 4 on Wednesday. Ruutu was given an interference penalty in the second. Erat left the game with an upper-body injury and didn't travel to Anaheim for Game 5. Predators coach Barry Trotz ripped into the Ducks, saying they are whining and complaining about being targeted.
Flyers-Sabres: Buffalo coach Lindy Ruff said the Flyers were "really doing a lot of whining" after their 1-0 Game 4 loss Wednesday. Among the comments: Flyers captain Mike Richards, who was assessed a five-minute elbowing major for a hit on forward Patrick Kaleta, said the Sabres were allowed "to get away with murder." Said Ruff, "I didn't hear any whining when the power plays in the first game were lopsided (in Philadelphia's favor)." … Flyers defenseman Chris Pronger, out since the regular season with a broken hand, was expected back for tonight's Game 5. Forward Jeff Carter, their top goal scorer in the regular season, is day-to-day with a lower-body injury after being hit by defenseman Tyler Myers on Wednesday.
Thrashers: Former Braves pitcher Tom Glavine said he would like to organize an ownership group that keeps the troubled team in Atlanta. Glavine was drafted in baseball and hockey.
Late Wednesday
GLENDALE, Ariz. — Two goals in two minutes in the third period and the Red Wings were headed into the next playoff round, the Coyotes toward an uncertain future.
Detroit swept the Coyotes out of the playoffs and possibly out of the desert with a 6-3 victory in their West quarterfinal. With the ownership situation still up in the air at two years and counting, the Coyotes played could have been their last game in the desert.
"The frustrating thing is stable ownership gives you an atmosphere where you feel you can be successful," coach Dave Tippett said. "We have scratched and clawed, and I give our group a ton of credit because they dealt with it for two years."


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Hoekstra, a former congressman from Holland, is seeking to unseat U.S. Sen. Debbie Stabenow in November. He stopped to talk with local business owners during campaign stops today in Midland, Frankenmuth and Mount Pleasant.
Bronner told Hoekstra that many small business owners have money to spend but are not reinvesting it because of uncertainty about taxes, government regulation and the economy in general.
"They're scared," he said. "We're paying a staggering amount of taxes. We'd much rather invest that money in our store."
At least one tax burden was lifted from the company's shoulders when Gov. Rick Snyder signed legislation last year eliminating the Michigan Business Tax. The MBT was replaced with a 6 percent corporate income tax that exempts most small businesses.
State Rep. Ken Horn, who accompanied Hoekstra on his visit to Frankenmuth, said Congress should be taking similar action on the federal level to simplify the tax code.
"What you're doing in Michigan, you could do in Washington," Horn said.
Bronner's Human Resources Director Bob Spletzer said the company has grown from 325 workers in 1988 to, in recent years, a high-water mark of about 750 during the busiest months leading up to Christmas.
After touring the store and its behind-the-scenes operations, Hoekstra spoke with a local restaurateur over chicken schnitzel at Sullivan's Black Forest Brew Haus and Grill. Owner Tim Sullivan said he is considering downsizing his restaurant, catering and food contract businesses in response to costs he expects to incur from the Affordable Care Act.
"I would either close this restaurant or sell Nexteer," Sullivan said. "My mentality is we're going to have to get smaller."
One of his contracts, he explained, is providing food service to Nexteer Automotive employees. Sullivan said sales at the Saginaw facility have nearly doubled in the last 36 months thanks to higher employment at the plant.
He talked about how much his business has grown in recent years and lamented the fact that he will likely be cutting staff to avoid paying penalties under the health care law.
Hoekstra predicted that if voters elect both him and presidential candidate Mitt Romney in November, a repeal of the legislation could be possible with a Republican majority.
"If Romney is president and I'm senator (enactment of the Affordable Care Act) won't happen," he said.
Bronner also talked about the federal health care law as an area of great concern as a business owner, saying he anticipates the new law will cost him about $500,000. He said the inheritance tax is also an area of concern for his family's business.
"I think that is just obscene," he said. "It could be the death of a business."
Horn said Bronner's was a perfect stop for the candidate, serving as an example of a local Michigan business built from the ground up.
"These are the kind of companies that compete with the big box companies," he said. "The bottom line is they're really proud of what they do here."
Bronner said energy taxation is also an issue of great concern for him, citing the store's average daily electric bill of $1,100 to light up thousands of Christmas lights and power animated holiday figures.
Before making the trip to Frankenmuth, Hoekstra met with the owner of Computers to Go in Midland. He then made the trek to Mount Pleasant to meet the owner of Dog Central, a specialty hot dog restaurant opened earlier this month by a recent Central Michigan University graduate.
Today's visits marked the launch of Hoekstra's "We Did Build This" campaign tour, mirroring the theme of the Republican National Convention.
Stabenow's press secretary, Nate Byer, criticized Hoekstra after the visits late Tuesday.
"Hoekstra says he's for small business but voted for the $700 million Wall Street bailout that did nothing to help Michigan businesses or middle class families," Byer said. "Now Hoekstra works at a D.C. lobbying firm and is pushing a plan to gut Medicare while funneling tax dollars to his clients and other special interests."
Hoekstra shrugged off recent criticism of a statement he made about the repeal of the 17th Amendment, which established the direct election of U.S. Senators by a popular vote. He said the comment was made during a hypothetical discussion at a town hall meeting, and said he has no intention to pursue the matter if elected.
"It was just a political discussion," Hoekstra said. "The focus for me in Congress is to do things that are meaningful."
Stabenow is seeking her third term in the U.S. Senate. She was first elected in 2000 and re-elected in 2006.


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CLICK HERE to watch: http://www.youtube.com/watch?v=dasjq0Yylf8
""60 Minutes" is getting slammed for a controversial, one-sided report on the National Security Agency and leaker Edward Snowden on Sunday night. The two-part segment was reported by investigative reporter John Miller, and the problems with the piece started when he said this at the beginning of the segment: "Full disclosure: I once worked in the office of the Director of National Intelligence, where I saw firsthand how secretly the NSA operates." Miller has a long history as a reporter, including stints from 1973-94, 1995-2002, and in his current role at CBS since 2011. But he also has worked as the chief spokesman for the New York City Police Department — a role he is set to reprise under incoming Commissioner Bill Bratton, according to the New York Post. As he disclosed, Miller also worked as a former DNI and FBI spokesman…".* The Young Turks host Cenk Uygur breaks it down.
Read more here from BRETT LOGIURATO / Business Insider: http://www.businessinsider.com/60-minutes-nsa-report-snowden-2013-12#ixzz2nhXR76gg
Download audio and video of the full two hour show on-demand + the members-only post game show by becoming a member at https://tytnetwork.com/member-options/. Your membership supports the day to day operations and is vital for our continued success and growth.
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Oct 23 2008
Montana BeautyPosted by: John in Family, tags: Martinsdale Montana, Montana Cattle Roundup, Montana Scenery, Montana Sunrise, Montana Sunset, Townsend Montana
Montana is a beautiful state. I have the opportunity to travel all across this wide state; and I always bring my camera. Here are a couple of pictures that I have recently taken. Click the photos above to see larger views, or click HERE to see pictures from all around the beautiful state of Montana.


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Chandigarh, Oct 8 (UNI) The qualifying match between India and Iran for Asia Women Football Cup 2008 will be played on October 20 in Gurgaon at Choudhary Devi Lal Stadium.
While stating this here today, working president of Haryana Football Association Rao Dan Singh said that the football ground for this international match was being prepared and boarding lodging arrangements for both the teams had been made.
According to Mr Singh Haryana Football Association had decided to organise National Junior Football Championship from November 12 and it would be hosted by Haryana.
"The matches will be played in Gurgaon and Faridabad. About 30 teams from all over the country are expected to participate in this championship," he said and added that committees would be constituted for this purpose soon.
He informed that Haryana State Football Championship for under 19 years age group was scheduled to be held from October 12 to 15 at Bawal in Rewari district.


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WRAL app updated for improved tablet experience
Posted September 17, 2016
Updated September 18, 2016
WRAL recently released an update to its popular news app that makes it easier to read stories, watch videos, scan headlines and swipe through slideshows on iPads and Android tablets, including Amazon's Kindle.
The update represents a complete overhaul of the app layout for tablet devices to make better use of larger screens. While tablets are inherently designed to be mobile, most consumers are using their tablets at home, and as a result the WRAL News app has been designed for easy scanning of headlines, videos and slideshows.
"Our tablet audience is a dedicated audience," explained Jake Seaton, digital product manager for WRAL.com. "With this redesign, we're able to bring that audience the news it is accustomed to reading in a format that is optimized for that tablet experience."
According to Catherine Boyle, a senior analyst at research firm eMarketer Inc., consumers are "more likely to be on tablets in the evening, and are probably going to be more relaxed and spending more time, so they might be more interested in an immersive experience."
Among the features that only tablet users will experience using the WRAL News app is a new home screen that not only offers the day's top headlines as curated by WRAL.com's editorial staff, but also the most popular stories and videos that are trending on WRAL.com. This "waterfall" of content allows users to casually browse more stories that may interest them. The new layout also features more and larger photos and graphics.
Users who may be reading the app in landscape mode will also notice they have quick and easy access to other related headlines with a list of stories to the left of an article.
For those super users or cordcutters who may have the TV and their iPad on at the same time, video – including live newscasts – can be cast to Google Cast or Apple TV. Android tablet users can also cast video to Google Cast devices.
For some users, the app will automatically update to the new version (5.1, which can be found in the About section of the main menu) based on the device's settings. Other users may need to download the new version from the iTunes, Google Play or Amazon app stores.


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Select an Itinerary
World War II in Europe
10 days - includes London, Normandy, Bastogne, Cologne, Nuremburg, and Munich
Sound of Music
10 days - Vienna, Salzburg, Berchtesgaden, Munich, and Lucerne
Paris, Switzerland and Bavaria
9 days - Paris, Lausanne, Lucerne, and Munich
Germanic Cultures
10 days - includes Berlin, Munich , Salzburg, and Vienna
Europe East and West
14 days - Berlin, Dresden, Prague, Vienna, Salzburg, and Munich
European Cultures
14 days - London, Paris, Rome, Vatican City, Siena, Florence, Pisa, Lucerne, and Heidelberg
European Highlights
14 days - London, Paris, Lucerne, Munich, Prague, Dresden, and Berlin
Berlin: Where East Meets West
8 days - includes Berlin (east and west), Potsdam, and Lutherstadt Wittenburg
Bavaria and Switzerland
9 days - includes Rothenburg, Munich, Neuschwanstein, Lucerne, and Heidelberg
Hanseatic Travels
9 days - includes Heildelberg, Cologne, Hamelin, Lubeck, Berlin, and Potsdam
Romantic Roads
10 days - Rothenburg, Munich, Salzburg, Venice, Verona, and Florence
Germany, Prague and Switzerland
10 days - Berlin, Dresden, Prague, Nuremberg, Munich, and Lucerne
Germany – The Grand Tour
10 days - includes Berlin, Dresden, Nuremberg, Munich, Rothenburg, Heidelberg, and Colgne
Emperors and Archdukes
10 days - Budapest, Bratislava, Vienna, Cesky Krumlov, Prague, Nuremberg, and Munich
Germany, Prague and Austria
10 days - includes Berlin, Dresden, Prague, Hradcany, Vienna, Salzburg, and Munich
10 days - Paris, Lausanne, Montreux, Strasbourg, and Heidelberg
London and the Continent
14 days - London, Paris, Lucerne, Munich, Salzburg, Rothenburg, and Heidelberg
London, Paris and the Alps
9 days - London, Paris, Lucerne, and Heidelberg
The safety of our travelers is our top priority! Tour Directors are expertly trained to handle any situation, and there's 24/7 support available from Tour Central in case you need a little extra help. View our safety measures
Our trademarked approach to learning—LEAP—gets students actively involved in what they're seeing and doing. This active engagement between students, the places they visit, and their tour directors allows students (and teachers) to absorb more and build their knowledge and social skills. Learn more about LEAP
Our accreditation through the University of California - San Diego allows us to offer three free college credits to students. It's a great boost to student portfolios, and a competitive advantage when applying to college. For teachers, we're also able offer free professional development and graduate credit. Read More
We believe real immersion in a culture makes for a more authentic experience. We want you to eat like the natives do, so we take you to local restaurants. We want you to bunk down right in the center of the action, so we put you in centrally located hotels. All this means more local flavor, and more hours to enjoy it! View recent testimonials from teachers and students.
Reviews and Comments
"I had so much fun on this trip! This is my second tour but first with WorldStrides…what a difference with this company! The hotels were fantastic, the tour guides in each city went above and beyond my expectations, and the food was incredible. A special thanks to our guide Christopher W. who really engaged our students and taught us so much. He is a wonderful person and added immensely to the experience. Thanks Chris! So excited to travel with you again on our next school tour in 2016!"
—Sonja, Indiana
—Melo, Missouri
"I had never been more exhausted in my life! Which is a good thing, too! Our group was busy from dawn to dusk exploring the streets of Munich and Salzburg. I talked to residents, ate awesome food, visited huge historical sites, and even danced a bit. So impressed by our tour guide!"
—Shannon, Indiana
Interested in getting more information about a WorldStrides destination?


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Morning Movers: General Motors Jumps on Upgrade; U.S. Steel Climbs
Stocks are following oil prices higher this morning as the market waits for the Fed's Wednesday rate announcement.
S&P 500 futures have, while Dow Jones Industrial Average futures have. Nasdaq Composite futures have.
Viacom (VIAB) has fallen 1.4% to $36.50 after getting cut to Hold from Buy at Stifel.
Wells Fargo (WFC) has advanced 0.6% to $45.70 after getting upgraded to Outperform from Neutral at Baird.
General Motors (GM) has gained 2.7% to $31.80 after getting upgraded to Overweight from Equal Weight at Morgan Stanley.
U.S. Steel (X) has climbed 2.9% t0 $16.37 after getting raised to Sector Weight from Underweight at KeyBanc.
Lockheed Martin (LMT) has risen 1.2% to $240.27 after getting upgraded to Outperform from Market Perform at Wells Fargo.
3 Alibaba Headlines: AliPay Hits Canada; More Markets For Taobao; Taking a Page From Ikea
Transocean: 3 Reasons to Buy?
Gene Therapy Is Nearing a Major Breakthrough
Declaring War: Dow Drops 53 Points, Falls For Third Day as Tech Tanks
Escalating Quickly? Dow Drops 77 Points as Hawkish Fed, North Korea Sink Stocks


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Scholes signs new Old Trafford deal
Veteran Manchester United midfielder Paul Scholes has signed a one-year contract extension that will keep him at Old Trafford until 2011.
• Manchester derby preview
• Manchester derbies: Six of the best
• Cole: Fergie the best ever
• Forum: City v United
Scholes, 35, has spent his entire career with the Red Devils, having graduated from the youth academy to make his first team debut in September 1994, and now looks certain to end his playing days with United.
Manager Sir Alex Ferguson thinks his squad can still benefit from the vast experience of the former England international and told United's official website: "We are delighted Paul is staying on for another year.
"His form this year indicates his ability and his enjoyment of the game are as strong as ever, that's every reason to stay on.
"There was talk about him wanting to retire, but when you see his enjoyment in training and playing you can see how much he wants to carry on."
Scholes is now determined to land a 10th Premier League title, knowing he will have another chance even if this season ends in failure.
"I am pleased to have signed for another year. I am feeling good and enjoying my football,'' said Scholes. "I would like to thank the boss, the coaching staff and also the fans for their continued support.''
Use a Facebook account to add a comment, subject to Facebook's Terms of Service and Privacy Policy. Your Facebook name, photo & other personal information you make public on Facebook will appear with your comment, and may be used on ESPN's media platforms. Learn more.


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32 Ways to Be a Champion in Business
As a young man, Earvin �Magic� Johnson admired his father and other small-town entrepreneurs who created jobs and served as leaders in his Midwestern community. He worked for them, watched them, and his interest in building communities through economic development grew even while his basketball career flourished. His fame as an NBA star gave him access to some of the most successful business leaders in the country. It was Earvin�s own entrepreneurial spirit that inspired them to serve as his mentors.Earvin made the transition from great athlete to greater entrepreneur through hard work and by avidly pursuing opportunities. He recognized that densely populated urban communities were ripe for commercial and residential development. He partnered with major brands like Starbucks, 24 Hour Fitness, and T.G.I. Friday�s to lead a major economic push in these communities. The success of his businesses proved that ethnically diverse urban residents would welcome and support major brands if given the opportunity. Earvin continues to be a leader of urban economic development that provides jobs, goods, and a new spirit of community.32 Ways to Be a Champion in Business will inspire and enlighten readers who wish to make a similar impact with their careers and business endeavors.From the Hardcover edition.
- Dewey Decimal: 650.1
Book Details
- Physical Description: 5.1"x8.0"x0.7"; 0.5 lb; 320 pages
- Edition Info: Paperback; 2009-12-29
- Business & Investing -- Business Life -- General
- Business & Investing -- Management & Leadership -- Motivational
- Business & Investing -- Small Business & Entrepreneurship -- Entrepreneurship
- Business & Investing -- Small Business & Entrepreneurship -- General
- Business & Investing -- General
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Conference Room Automation Helps You Connect With Silicon Valley Partners
According to a report by the Economic Innovation Group, the Los Angeles-Orange County region now leads the country in business startups. The area offers its own version of Silicon Valley, called Silicon Beach, at a much lower price than the Bay Area. A story by the Economist reports that entrepreneurs would have to raise around 40 percent more to run their business out of San Francisco.
While some of these companies have successfully poached potential partners with the promise of warmer weather and lower costs, others are relying on collaborative strategies to reach out to remote partners. Many L.A. startups are taking advantage of conference room automation systems to connect with Silicon Valley's top investors and engineers.
SEE ALSO: Complement Your Next Meeting With Boardroom Automation
How Video Conferencing is Central to Any Startup
Video conferencing technology offers a competitive advantage for startups by reducing the amount of time and money spent traveling. Even the smallest startups can see travel costs mount as they look to enhance employee communication, reach out to partners, or connect with potential investors. Travel also means a slower rollout for products and in the fast-paced, high-tech world that can mean falling behind your rival's latest innovation.
By using video conferencing and other collaborative technology, you can maintain critical communications without having to travel. Reach out immediately to employees, partners, and potential investors with face-to-face video conferencing. Video calls let you create a more enduring connection than emails or phone calls through facial expressions and body language.
How to Optimize Your Conferencing Technology
Since conference room technology will play such a vital role in your business, it's important to use your resources wisely. Enhance your meeting efficiency with a conference room automation system that lets you prepare the space in a matter of seconds and makes it easy for employees to schedule the room.
Below we highlight some typical uses for your conference room and how automation can prepare the space for each:
- Investor One-on-One: Close the shades and dim the lights except the one directly above the speaker. Keep any additional screens hidden from view, so they do not become a distraction during the meeting. Your office network is optimized to ensure your audio and video come through clearly during the call.
- Collaborative Meeting: Open the shades and turn up the lights to create an environment that encourages participation. Aside from your display showing all participants, take advantage of a multi-screen installation to simultaneously show presentations or take notes on interactive whiteboards. With the right technology in place, it's easy to switch out the content on each screen without losing momentum.
- Quarterly Presentation: With a conference room automation system, you can find and save the ideal setup for your reports. Your screens are expertly laid out so everyone in the room gets a clear view of the presentation and any remote speakers. Dim the lights just enough to reduce glare on the screen without creating an uncomfortably dark environment for those in the room.
CytexOne can provide the necessary tools to set your startup apart from the competition and make it sustainable for years to come. We can automate all your office spaces to keep you connected with all your employees and partners in Silicon Beach and beyond.
Want to learn more about our commercial automation solutions? Contact CytexOne today!


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As every year, attends from Devoxx can vote for the best presentation and here is the list Devoxx 2016 Top 7 presentations.
Flying services with the drone by Krzysztof Kudrynshki and Blazej Kubiak
4,9 with 140 votes
Declarative Thinking, Declarative Practice by Kevlin Henney
4,7 with 146 votes
Make CSS Fun Again with Flexbox! by Hubert Sablonnière
4,7 with 103 votes
Reactive Programming by Venkat Subramaniam
4,7 with 207 votes
Twelve Ways to Make Code Suck Less by Venkat Subramaniam
4,7 with 289 votes
How Google DeepMind conquered the game of Go by Roy van Rijn
4,6 with 165 votes
Java Language and Platform Futures: A Sneak Peek by Brian Goetz
4,5 with 162 votes


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Between Monday July 6 and Tuesday, 7, Nigeria, through the National Pension Commission, hosted the World Pension Summit, WPS, the only platform 'for and by' Pension Professionals, exchanging knowledge and innovative ideas on how to secure sufficient pension provisions.
It is an annual gathering of over 400 professionals from 40 countries coming together to exchange expertise and best practices to further essential development in social security, innovation and pensions. The WPS was founded in 2010 with its inaugural and all other successive editions holding in The Netherlands.
In this interview, the Acting Director-General of PenCom, Chinelo Anohu-Amazu, speaks on WPS among others. Excerpts:
Why is PenCom important and how safe are contributed pensions?
Our conservative and modest philosophy may not permit me to say how important PenCom is. However, by the time we look at the numbers in terms of where we were before the reform and our position today, you should arrive at the answer.
First of all, the CPS has engendered a regime of a fully-funded pension scheme with assets in excess of N4 trillion today. This has been a remarkable growth when compared to estimated pension liabilities of over N2trillion before the reform.
Over 98,000 workers have retired so far and are receiving their retirement benefits as and when due without any hassles. In the past, they joined long queues and some even died in the process. In terms of safety, the pension fund assets are ring fenced.
That is, there is a separation between management and custody. While the Pension Fund Administrator, PFA, manages the assets, the Pension Fund Custodian, PFC, maintains actual custody of the funds and these functions and the investment of the funds are all guided by the Investment Regulations issued by PenCom. The pension assets are only invested in safe and secure instruments.
The commission monitors this daily by requiring PFAs to submit daily valuation reports which are reviewed to ensure compliance. These are the things that speak to the importance of PenCom.
You have been involved with PenCom from the reform stage, passing of the law, being legal adviser and now acting D-G. How has the journey been and what lessons have been learnt?
The journey has been very challenging but rewarding when one looks at the successes recorded. Concerned by the magnitude of issues and lack of transparency in pensions in Nigeria, then, former President, Chief Olusegun Obasanjo constituted a Pension Reform Committee chaired by Mr. Fola Adeola. I served on that committee. It was the committee's work that culminated into the PRA 2004. At the time, there was a lot of apprehension on the part of stakeholders, (organized) labour for example.
Their concerns were understandable, considering some not so pleasant outcomes of other reforms by government in the past. Ten years now, I am glad that having seen PenCom's steadfastness in protecting the interest of retirees, labour is one of our greatest supporters. We have tried to continue sustaining the reform by being proactive.
That is why we embarked on a major review of the PRA 2004 in order to strengthen the reform by expanding its coverage and enhancing benefits to retirees. We are pleased that both chambers of the National Assembly have passed the bill. One of our strategic focus areas is to bring on board the informal sector of the economy where most of our active employees earn their living. However, the rules would be tailor-made to suit their peculiarities.
Why the WPS Africa Special, and why now? Who is driving this and is the local industry on board?
The WPS is the largest annual gathering of pensions professionals worldwide where issues on how to advance the provision of pensions are discussed. The WPS Organization is based in Amsterdam, the Netherlands where its annual summits take place and they have welcomed well over 1,000 senior pension professionals from three continents across the globe since inception.
The partnership between WPS and PenCom to bring that wealth of experience to Africa is perhaps an indication of the confidence being reposed in PenCom over the successes of the pension reform in Nigeria. For the commission, the summit is aimed at providing a platform to find solutions to some of our pressing challenges in moving our industry to the next level.
Major issues include discussions around Pension funds investments in infrastructure and real estate, enhancing contributor satisfaction through technological innovation, risk management and social security, amongst others. We also want to share these learning experiences with other African countries. That's why invitations were extended to all African countries, with speakers attracted from global thought leaders with diverse expertise.
What is the vision of your team for PenCom, (i.e. double coverage, focus on pensions for infrastructure development, enabling more sustainable and deep investments etc.?
Our vision is to sustain and improve on the reform by ensuring that retirees are more comfortable at retirement. We also seek to expand coverage by bringing the informal sector to come on board. We seek to get pension funds to play a more active role in the economic development of the nation by, for instance assisting in solving the huge infrastructure gaps in terms of roads, power supply, housing, etc. However, we must emphasize that any investments that pension funds partake in must be through safe investment vehicles.
What does the future hold for PenCom and the industry and what is your message for Nigerians?
The future appears bright indeed and quiet challenging. PenCom has a social responsibility to discharge. The Nigerian worker must derive the benefits of belonging to the CPS; and the country as a whole must be significantly impacted by the effective deployment of pension assets. This is the challenge for us at PenCom and we must focus to deliver on it.
l Culled from PenCom press kit


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Changing h tags for SEO?
[Topic changed per http://codex.wordpress.org/Forum_Welcome#Choose_A_Good_Topic_Title ]
I can´t seem to find the way to change the h tags.
I want the site title to have the H1 tag on the home page ONLY.
on the homepage the post titles should have h3.
I want the post titles to have H1 on the single post pages.
I want the category title on the category pages to have the H1 tag and the post titles of that category H2.
I don´t want the widgets to have H3 tags or higher.
All in all a good theme but not optimized for basic SEO. And it seems you can´t change it either.
- The topic 'Changing h tags for SEO?' is closed to new replies.


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A big portion of the patients I work with are diagnosed with cardiopulmonary impairments. CHF, STEMI, cardiac tamponade, respiratory distress, lung collapse - the list goes on and on. Checking lab values for BNP and troponin is an essential part of my chart review.
However, this is probably the one subject in school I struggled with. A lot of anatomy and physiology is difficult to understand. I remember many endless nights of reviewing bronchioles, myocardial functions and cardiac vessel anatomy. Most PT students find orthopedic injuries easier to comprehend and treat versus sternal precautions and tidal volumes for a patient post-CABG.
I wish I would have emphasized more of my studying in this area while I was in school and had the time to do so. I would like to get into the habit of recognizing arrhythmias, and their implications, at first glance of an EKG. I want to feel more comfortable with improving trunk mobility, and therefore inspiratory volume for my patients who have difficulty breathing.
In the great state of Wisconsin, there are two cardiac clinical specialists (CCS), compared to 68 orthopedic clinical specialists (OCS). Numbers don't lie - there is obviously a heavier emphasis on ortho-based practices in our PT practice.
Which leads me to a question - how do you feel about treating patients with cardiac impairments? Is this a frequent occurrence in your practice, or are cardiopulmonary diagnoses more of a rare comorbidity for your patients? Do you wish you knew more about cardiology?
I was in a similar situation as you and Dean my first year out of school, but it wasn't cardiopulmonary, it was burns.
We had one class - ONE class - on burns in PT school. I remember thinking after the class, "This is one type of patient I hope I never have to treat."
When I got my first job, I spent half my day on burns and half on ortho. I was hired to be half neuro and half ortho. I think they call that the bait and switch.
The burns therapist was pregnant and due to go on maternity leave, but didn't return as her husband got transferred. So I was the burn therapist. Next to no training and I was all these folks had. I learned all I could from the PT before she left and then I saddled up next to the OT to soak in as much wisdom as I could. We did all of the pediatric dressing changes and debridement, so the techs were an invaluable resource. There was one tech there who could out-bandage any medical professional in the hospital. She taught me the art. Whenever the opportunity presented itself I would sit in on medical procedures to learn the dynamics of what they were doing and relate it to the therapy component.
I came to love treating burns and wounds. Turned out to be my favorite population. A year plus later, I was training the new burn therapist who had no experience with the population.
Dean is absolutely right...soak up every opportunity you have. The more you learn, the less overwhelming it is. The more you do, the more automatic it becomes. Before you know it you'll be teaching others!
Hey Lisa, I worked on a cardio-thoracic unit half of each day for a year my first year out of school. I learned so much from the nurses and PAs that were part of the MDT. I wound up not becoming a specialist in that area, but working with geriatrics has made that experience invaluable. I really believe that we NEED to get a well rounded base before we specialize (if we choose to specialize). Everything really is contingent upon an adequately functioning cardiorespiratory system. Enjoy the experience and soak up as much as you can.
Cheers, Dean
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New Jacksonville Jaguars general manager Dave Caldwell is unlikely to keep coach Mike Mularkey, according to sources inside and outside the organization, although no final decisions have been made.
Although the two men worked together in Atlanta, Caldwell is thought to prefer a new head coach, such as 49ers offensive coordinator Greg Roman or Falcons defensive coordinator Mike Nolan, according to sources.
The Jaguars gave their assistant coaches permission last week to look for other jobs.
In the 51-year-old Mularkey's first season, the Jaguars finished 2-14 in 2012, the worst record in franchise history.
Jacksonville lost eight games by 16 points or more this season. Not even Jacksonville's inaugural team in 1995 -- a group composed of mostly rookies and street free agents -- was overmatched as often. Coach Tom Coughlin's ragtag bunch finished 4-12 back then, losing four games by at least 16 points. The 4-12 record had been the worst in franchise history.
Mularkey, who also has coached the Bills, has a 16-32 career record.
Information from The Associated Press was used in this report.


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Starting this week, the Phillies will have five series and 15 games to make a final push for a sixth straight playoff appearance.
Six of those games — including the last three — will be against the Washington Nationals, the team with the best record in baseball. While that may seem an unfortunate matchup, once the Nationals clinch their first division title in franchise history, it wouldn't be surprising to see them take their foot off the gas a little bit.
The Nationals have already shut down ace Stephen Strasburg, and it's likely they'll use that last series to position themselves for the playoffs. The Phillies also have games remaining against the Mets, Marlins and Braves — with just Atlanta holding a winning record.
It's likely the Phillies will have to win at least 12 of those games to have any chance of chasing down the Cardinals, Dodgers and Pirates for a playoff spot. They entered play Saturday three games behind St. Louis and trailed Los Angeles by two and Pittsburgh by one.
The fading Cardinals have a favorable schedule with their next nine games against the two worst teams in baseball — Houston and the Chicago Cubs. They finish up with the Nationals and Reds, like in the Phillies' case two teams that might not have much to play for outside of home-field advantage.
The Dodgers look to have the toughest schedule down the stretch. They travel to Washington and Cincinnati this week, when both teams should still be going full-speed, then go to San Diego to take on the red-hot Padres.
With ace and Cy Young Award winner Clayton Kershaw possibly facing surgery, it's hard to see Los Angeles playing well enough down the stretch to win the second Wild Card.
They finish with six home games against the Rockies and Giants — who might have the National League West clinched but would relish knocking off their rivals.
After hosting the Brewers, the Pirates travel to Houston and New York for seven games, then finish at home with the Reds and Braves. It's likely the Pirates will only be playing to finish .500, not make the playoffs for the first time since 1992, since they have scuffled in September.
The Brewers, like the Phillies and Pirates on the periphery of the postseason race, travel to Washington and Cincinnati after Pittsburgh before ending with the Astros and Padres at home.
Milwaukee's schedule mirrors the difficulty of the Dodgers. Both of their chances will be decided in their nine-game road trips.
Arizona has 10 games left with the Rockies and Cubs, but at 4.5 games off the pace might not have enough time left to make a run.
On paper, the Phillies seem to have the proper matchups to challenge the Cardinals, Dodgers and rest of the contenders to secure the final National League Wild Card spot. But on paper, the Phillies wouldn't be having as much trouble with the Astros as they've had this weekend, either.


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Details & Care
Modern numerals round the cleanly styled dial of a classic chronograph watch topped with a shiny, wide bezel and finished with a rich leather strap.
- 45mm case; 24mm band width.
- Buckle closure.
- Stainless steel or rose-gold ionic plate/leather/mineral crystal.
- By Michael Kors; imported.
- Item #620417


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Originally Posted by Boom_Boom: The Green Bay PackersRodgers will win the MVP and there offense will be absolutely explosive.
LOL... if that defense wins a Superbowl any time soon I will eat my computer. Sounds like you are talking with your heart and not head. Frankly I like the Bears better than anyone out of the NFC Central.
My prediction is New England. Should be healthy to make another run. If not New England than I will go with Baltimore. In either event both have a strong defense, a capable QB, and a good running game. GB has only 1 of three 3 covered.
i agree with the Packers...
this league is all about the passing game now. Rodgers will all those weapons
Originally Posted by Sharp__Action: 14th/NFL last year 116.8, middle of pack. Still there are games when their run-game was non-existent.They've never had a balanced offense, it's always "spread it out and let Tom throw." So predictable. Just mix it up, show Tom a lot of different looks in both 3-4 and 4-3, some zone blitzes, and you take him out of rhythm and off his game. Got news for you, Randy Moss is getting old, and he'll be getting owned on Revis Island twice again this year. Welker injury issues, and old men tory holt/david patten will be the answer! LOLWelker is still a big if, no idea how injury will affect him this year, see by end of training camp. Still he's not going to be effective underneath anymore because if he runs those routes he'll continue to get BEAT UP by MLB's and thatll be the end of his season.A RB corps full of banged up old men, EVERY SEASON they complain about injuries at that position.If i were a Cheats fan I wouldnt worry about trying to win a Super Bowl, I'd be praying that miami runs into some regression this year and NE luckboxes their way into second in the east and maybe gets the wild card to the playoffs.
I really have to laugh at some of these Jets fans,one half decent season in the past ten years( still came in second ) and all of a sudden they act like they are the team that has owned the division for ten years.The Jets wouldn't even have been in the playoffs last year if Cincy and Indy didn't mail in the last two games.SANCHEZ SCARES NO ONE,well maybe he scares smart Jet fans.
You think the Bears are going to take the North jes?
Originally Posted by Sharp__Action: Half of the cheat's team are over the hill, by week 12 they'll be gassed.We have no idea how Welker's injury will affect him, Tom's getting old, their running game is garbage, and their secondary is garbage.... and they play in the second toughest division in football. No chance, methinks youre just looking at past 'success'... you know, when they used to videotape walkthroughs and cheat their way through games.
I said NE mostly because EVERY TIME and I mean EVERY TIME people count them Tom Brady and Billacheat always finds a way to take the team deep in the playoffs if not the Superbowl. I not like using the DUE statement but this team is overdue.
Originally Posted by Boom_Boom: Couldn't be further from the truth..... I m a Atlanta Falcons fan, we know about hard times....
Fair enough. I know a bit about that too. At least you have Matty Ice to build a team around. Us Vikings fans are screwed long term. BOL but honestly only GB fans ever seem to think they can win it all. Just figured you were one of those strange ducks. LOL!
Sadly MDAAKD I do. MIN never and I mean NEVER does well as a favorite. Whenever they are expected to do well they fall flat on their face. GB has a very average at best defense that has the tendency of starting well but fall flat on their face as the season wears on and especially in the playoffs. If CHI can muster any degree of a passing game to keep the defenses honest with that rushing game and that defense (of course health is always any issue there) not only do I think they can win the division but make a deep playoff run.
jesron - We were the favorite to win the division last year and we faired pretty well I believe. It will be a two horse race with the Vikings and Packers. The Lions are improving and I think they will hurdle the Bears this season. The Bears still have way too many holes to fill and FA isn't the way to fill them. Teams that try to fill many holes (ie DE, RB, blocking TE, S) don't succeed the next year because they are new blood. They lost Brown and Ogunleye, where will hurt them this year. They also haven't addressed that horrid offensive line. Adding Tice is a plus though. They have a horrible secondary and adding Chris Harris/drafting Major Wright isn't going to get it done.


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Web Design
10a, Olufunmilola Okikiolu Street, Ikeja, Lagos Nigeria
Nerve Limited is an information technology (IT) firm engaged in websites and applications, software and mobile apps solution and is situated at Lagos, Nigeria.
5, Redeem Road, Off Lagos-Ibadan Road, Opp RCCG Camp, Mowe, Ogun, Nigeria
+234 803 252 9918, +234 802 360 7966, +234 809 779 8558
Nurturedscills Limited is a results-driven web design, online marketing, graphic design, branding, training firm in Nigeria.
3, Sam Adeniji Street, New Oko-Oba, Fagba Bustop, Ifako-Ijaiye, Lagos, Nigeria
09081110200, 09056180101, 08149397299
Prime Media Tech Solutions & Services offers professional services in online marketing, web design and development, e-commerce, branding and events management.
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08161817776, 08054199007, 08025061010
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08099327276, 08087333495
Let us help build your website, register your domain name, set up your web hosting account and create your email accounts. Get found with a .com website design product starting from N10,000.
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Web Media Vault provides services in website designing, content management system, search engine optimization and social media marketing.
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Webcore Nigeria is a leading web design company in Lagos State, Nigeria offering excellent web solutions, web development, e-Commerce, software development and website designing services.
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Nigeria's trusted web developer and digital marketing agency based in Owerri. We offer web design, digital marketing, SEO, branding, managed web solutions and e-business consultancy at affordable prices.
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text:
Amazon Kindle books are now available at over 11,000 local libraries across the United States.
Amazon announced in a News Release that Kindle and Kindle app users can now borrow Kindle books from public libraries.
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text:
Newcastle Studios
Malia, Crete, Greece
Newcastle Studios Introduction
The modern, well-maintained Newcastle Studios are the perfect base for young adults looking to enjoy the myriad of bars, restaurants and nightclubs lively Malia has to offer. By day the inviting pool area is the perfect place to recuperate and soak up the sun, yet the real activity begins after nightfall, when you'll find yourself just a gentle stroll from the buzzing resort centre. Rooms are simple, but clean and fully equipped for all your needs.
- Bed and Breakfast
- Self Catering
Newcastle Studios Facilities
• Studio for 2 adults consists of • Twin beds • Kitchenette • 2 electric rings • Fridge • Toaster • Kettle • Shower and wc • Hairdryer • TV • Saftey deposit box • Air-conditioning* • Balcony or terrace • Studio for up to 3 adults similar to above with • Extra bed (camp bed or sofa bed) • *Local charge applies
• 2 pool tables
• Swimming pool • FREE sunbeds and parasols • WiFi access
Key Facts
• Nearest beach: 1.6 kms • Main resort area: 500 metres • Nearest supermarket: 400 metres • 23 rooms • Child age: 2-16 years • Official rating: 3 keys • Some facilities and activities may incur a local charge
Meals and Drinks
• Pool bar serving snacks


text:
Previous Fragment Next Fragment
- Start of Business
- Schools Assistance Amendment Bill 2011
- Cybercrime Legislation Amendment Bill 2011
- Tax Laws Amendment (2011 Measures No. 6) Bill 2011
- Family Assistance and Other Legislation Amendment Bill 2011
- Tertiary Education Quality and Standards Agency Bill 2011
- Tertiary Education Quality and Standards Agency (Consequential Amendments and Transitional Provisions) Bill 2011
- Tertiary Education Quality and Standards Agency Bill 2011
- Tertiary Education Quality and Standards Agency (Consequential Amendments and Transitional Provisions) Bill 2011
National Consumer Credit Protection Amendment (Home Loans and Credit Cards) Bill 2011
- Second Reading
- Consideration in Detail
- Third Reading
- Military Justice (Interim Measures) Amendment Bill 2011
- Boyd-Turner, Ms Jan
- Tasmanian Football
- Pacific Seasonal Worker Pilot Scheme
- Syria
- Live Animal Exports
- Military Working Dogs
- Barker, Mr Michael
- Road Transport Industry
- Kerr, Mr Graham
- St George Illawarra Dragons
Occupational Health and Safety
(Abbott, Tony, MP, Gillard, Julia, MP)
(O'Neill, Deb, MP, Gillard, Julia, MP)
Foreign Affairs
(Bishop, Julie, MP, Rudd, Kevin, MP)
(Perrett, Graham, MP, Swan, Wayne, MP)
Carbon Pricing
(Pyne, Christopher, MP)
Asylum Seekers
(Mitchell, Rob, MP, Bowen, Chris, MP)
Carbon Pricing
(Truss, Warren, MP, Swan, Wayne, MP)
Workplace Relations
(Neumann, Shayne, MP, Crean, Simon, MP)
Carbon Pricing
(Tehan, Dan, MP, Swan, Wayne, MP)
Native Title
(Katter, Bob, MP, Gillard, Julia, MP)
Paid Parental Leave
(Vamvakinou, Maria, MP, Macklin, Jenny, MP)
Carbon Pricing
(Chester, Darren, MP, Swan, Wayne, MP)
(Burke, Anna, MP, Roxon, Nicola, MP)
Asylum Seekers
(Morrison, Scott, MP, Gillard, Julia, MP)
Australian Natural Disasters
(Livermore, Kirsten, MP, McClelland, Robert, MP)
Asylum Seekers
(Markus, Louise, MP, Gillard, Julia, MP)
(Champion, Nick, MP, Garrett, Peter, MP)
Border Protection
(Keenan, Michael, MP, Gillard, Julia, MP)
Australia New Zealand Closer Economic Relations Trade Agreement
(Lyons, Geoff, MP, Emerson, Craig, MP)
- Occupational Health and Safety
- Inspector-General of Intelligence and Security Amendment Bill 2011
- Product Stewardship Bill 2011
- Combating the Financing of People Smuggling and Other Measures Bill 2011
- Australian Transaction Reports and Analysis Centre Supervisory Cost Recovery Levy (Collection) Bill 2011
- Australian Transaction Reports and Analysis Centre Supervisory Cost Recovery Levy (Consequential Amendments) Bill 2011
- Therapeutic Goods Amendment (2011 Measures No. 1) Bill 2011, Aged Care Amendment Bill 2011, Customs Amendment (Export Controls and Other Measures) Bill 2011, Customs Tariff Amendment (2012 Harmonized System Changes) Bill 2011, Military Rehabilitation and Compensation Amendment (MRCA Supplement) Bill 2011
- Customs Amendment (Serious Drugs Detection) Bill 2011
- Families, Housing, Community Services and Indigenous Affairs and Other Legislation Amendment (Further Election Commitments and Other Measures) Bill 2011
- Higher Education Support Amendment (No. 1) Bill 2011
- Indigenous Education (Targeted Assistance) Amendment Bill 2011, Protection of the Sea (Prevention of Pollution from Ships) Amendment (Oil Transfers) Bill 2011
- Military Justice (Interim Measures) Amendment Bill 2011
- Mutual Assistance in Criminal Matters Amendment (Registration of Foreign Proceeds of Crime Orders) Bill 2011
- Scott, Bruce, MP
- Foreign Investment
- Mining
- Valedictory
- Disability
- Kids of Macarthur Health Foundation
- Macartney, Ms Tess, Atkin, Ms Anne
- National Broadband Network
- International Development Assistance
- Minister for Foreign Affairs
- Moreton Electorate: Muslim Community
- High-Speed Rail
- Lyne Electorate: Floods
Main Committee
- Start of Business
- Cowper Electorate: Floods
- Rotary Club of West Torrens
- Latrobe Valley Airport
- Primary Industry Centre for Science Education
- Taylor, Mr John
- Robertson Electorate: Five Lands Walk
- Egypt
- Shortland Electorate: Youth at Risk Program
- Longman Electorate: Shekinah Centre
- Lindsay Electorate: St Mary's Public School
- Product Stewardship Bill 2011
Higher Education Support Amendment (No. 1) Bill 2011
Second Reading
- Ellis, Kate, MP
- Ley, Sussan, MP
- Thomson, Craig, MP
- Hawke, Alex, MP
- Stone, Dr Sharman, MP
- Secker, Patrick, MP
- Cheeseman, Darren, MP
- Marino, Nola, MP
- Neumann, Shayne, MP
- Gambaro, Teresa, MP
- Billson, Bruce, MP
- Billson, Bruce, MP
- Ciobo, Steven, MP
- Tehan, Dan, MP
- Wyatt, Ken, MP
- Andrews, Karen, MP
- Slipper, Peter, MP
- Ellis, Kate, MP
- Second Reading
After-Hours Medical Services (Question No. 120)
(Southcott, Dr Andrew, MP, Roxon, Nicola, MP)
Ministers: Staff, Capital Works and Acquisitions (Question Nos 241 and 255)
(Briggs, Jamie, MP, Rudd, Kevin, MP)
Computers in Schools (Question No. 320)
(Randall, Don, MP, Garrett, Peter, MP)
Imports: Narcotic, Psychotropic and Precursor Substances (Question No. 323)
(Fletcher, Paul, MP, Roxon, Nicola, MP)
- After-Hours Medical Services (Question No. 120)
Page: 7006
Mr HAWKE (Mitchell) (11:16): I rise to speak on the Higher Education Support Amendment (No. 1) Bill 2011. When the Minister for Employment Participation and Childcare and Minister for the Status of Women was speaking I felt that we had finally begun to make some progress on the matters before us today in this bill, but then when I listened to the member for Dobell's contribution I felt we were going backwards. The minister has finally come to the view, as I knew she inevitably would move away from her student days, that it is appropriate for us to allow private providers and people in the education sector to participate and make a contribution to the education of young Australians. For too long in this country the government has always been the answer to education and there has been the view, simply put, that people ought not to make a contribution to their own education. That is the view of this government and of ministers within this government.
It is good to see that in the provisions of this bill they are expanding the Howard government's approach to education and recognising that people ought to make a contribution to their own education. When you get education you get an economic asset and an improvement in your ability to function in the economy. That is a valuable thing—it is something that has a real return to you as a person and in your career prospects—therefore, you should make a contribution to it. That is why VET FEE-HELP and all the provisions here are meaningful. That is why the Howard government extended VET FEE-HELP to be accessed by people in different institutions in the economy and in society. It has been so successful because education has become one of our bigger export markets—well it was until very recently when we had some troubles and regulatory problems imposed by this government.
Education ought to be a vibrant, functioning part of the private economy as well as a government monopoly. This bill is a good thing because it recognises that. I praise the minister for finally coming to that view. She has shed her student activist days when she opposed all of the things covered in this bill. She has come to the table responsibly and recognised that it is important for us to have a vibrant education sector in terms of education colleges. I think that is a positive development.
Let us look at what this bill intends to do. I think it is good to streamline what is going on in this sector. In that intention I think the government has got it right here. The intention to simplify arrangements for VET providers to ensure quality providers apply for and can offer these income contingent loans is a good development. Income contingent loans were offered by the Howard government in 2007 and extended to the vocational education and training sector, which was a good development as well.
Students are required to repay their loan once their income exceeds the minimum repayment level. Again, it is good to say to people: 'You have received an economic contribution from the taxpayer. You ought to make a contribution to your own education because of the added value you get from that education.' It is a worthwhile and smart system to say to people early on: 'As a government, we will use a carrot instead of a stick. We will provide the incentives that enable you to get the education and access to skills that you need to do better and lift yourself economically and socially. You can seek and achieve whatever you want to do with the skills that you learn, but you then must make a contribution to society for that education.' That system has been proven to work.
Regrettably, in Australia too few people have been able to access VET FEE-HELP and that needs to change. It is good, through the provisions of this bill, that it is changing. In 2009 only 5,262 students received income-contingent loans. Of course, there were only 50 registered training organisations available. With the diversity of organisations out there in the economy today offering diplomas or other types of degrees and courses, it is great that we are expanding this system in order to take into account the diversity of this sector.
It has been a great success story for the Australian economy. The education sector is doing very well in spite of what I regard as significant regulatory burdens imposed by state and federal governments. In many cases these regulatory burdens are there for good reasons, but in many cases they are there simply to require further bureaucracy and administration on very fine and worthy institutions that really need to be allowed to get on with the job of providing courses that local and foreign students seek. Of course, that is the subject for another debate.
The minister will specify in this legislation by means of a legislative instrument the criteria that need to be taken into account in deciding whether the management of a registered training organisation is fit and proper before the body may be approved as either a higher education provider or a VET provider. I support that intention in this bill. I urge that it not be so restrictive that it does not recognise the diversity of bodies and courses in the modern Australian economy because we want to encourage diversity and plurality. We should not seek competition between the public and private providers because we want to encourage capital investment in education.
One of the big failings of the Australian economy is that we have not successfully sought the investment of more capital into the provision of education to increase the skills of our population. In America there is a very strong and successful system. We had the member for Dobell talking about Work Choices and how, in order to increase the skills of our population, the government is doing this and that. It is not only up to the government to do things, and that is where the member for Dobell and the minister fail in their intentions. It is not just the role of government. There are many capable, qualified and successful providers of diplomas, degrees and other courses in our economy today and they ought to have the ability to function properly and successfully. So while the government is introducing a bill which enables and extends VET FEE-HELP to more areas in our economy, it also seems that the member for Dobell simply does not understand that we need these things to promote more private capital into education so that we can have more operators and courses to educate people.
I support income-contingent loans because they are the smart approach to government. These loans use a carrot and not a stick by saying, 'We are going to provide incentives at an early stage for you to get educated and get yourself ahead.' This is a good approach to government.
Without labouring the point too much, I support the intentions of this legislation. The loan system that the Howard government extended to the vocational education and training sector in 2007 is working. This is a worthy set of measures to ensure that system is expanded to more sectors of our economy. I am personally encouraged by the minister's contribution today. She is moving away from compulsory unionism and her days of student activism where it was always about the state educating students. She is recognising that we have a vibrant education industry in Australia today that is not just government funded or controlled. We will continue to promote measures that encourage not only the education sector to flourish but also the expansion of fit and proper education providers in our economy.


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The public is invited to attend the first General Plan update workshop on Feb. 11.
The meeting will be held from 6 to 8 p.m. at the Wharfinger Building, located at 1 Marina Way, according to a city press release. The community is invited to join the city and provide input to help define the issues that will be addressed in the plan, inform the city where there are opportunities for change and help define the key objectives for the update process.
According to the release, the city also will host a virtual town hall at www.eureka2040gpu.com from Feb. 10 to Feb. 24 to allow for web-based input.


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John Maeda
Designer, Creative Innovator and Academic
John Maeda is a world-renowned graphic designer, artist, computer scientist, and president of the Rhode Island School of Design (RISD). Maeda's early work redefined the use of electronic media as a tool for expression by combining skilled computer programming with sensitivity to traditional artistic concerns. This work helped to develop the interactive motion graphics that are prevalent on the Internet today. He has championed the use of the computer for people of all ages and skills to create art, and he is a pioneering voice for "simplicity" in the digital age. He also initiated the Design By Numbers project, a global initiative to teach computer programming to visual artists through a freely available, custom software system that he designed. In 1999, Maeda was included in Esquire magazine's list of the 21 Most Important People for the 21st Century. He is the recipient of the highest career honors for design in the United States (2001, National Design Award), Japan (2002, Mainichi Design Prize), and Germany (2005, Raymond Loewy Foundation Prize), and his early work in digital media design is in the permanent collection of the Museum of Modern Art in New York. Since 2001, Maeda's works of contemporary art have been exhibited in one-man shows in London, New York, and Paris to wide acclaim. Dr. Maeda received both his BS and MS degrees from MIT, and earned his PhD in design from Tsukuba University Institute of Art and Design in Japan. In May of 2003, he received an honorary doctorate of fine arts from the Maryland Institute College of Art. At MIT since 1996, Maeda held the E. Rudge and Nancy Allen Professorship of Media Arts and Sciences, and was the associate director of research at the MIT Media Laboratory, where he was responsible for managing research relationships with 70-plus industrial organizations. A practicing designer since 1990, he has developed advanced projects for an array of major corporations, including Cartier, Google, Philips, Reebok, and Samsung. John Maeda is the author of four books, including his 480-page retrospective MAEDA@MEDIA (2001, Thames & Hudson). His most recent book, The Laws of Simplicity (2006, MIT Press), has been published in 14 languages and has become the reference work for discussions on the highly elusive theme of "simplicity" in the complex digital world.