text:
SHAMED Olympics security firm G4S threw a boozy awards bash to celebrate its
"success" — and The Sun breezed in unchallenged to gatecrash the do.
Thousands of soldiers had to be drafted in to rescue the London 2012 Games
after the company disastrously failed to recruit enough staff.
And — despite a year-long catalogue of this and other blunders — it is still
claiming £57million from taxpayers.
The global security giant allowed The Sun's undercover reporters to stroll
into its champagne-and-caviar jolly at a posh country house.
We watched 300 bosses and workers partying on YOUR cash as gongs were
doled out for staff's "achievements".
There was no security at the thrash, which went on until 3.30am at Whittlebury
Hall, Towcester, Northants.
Employees of the firm — which rakes in £759million a year from Government
contracts — dived into a free bar.
And they scoffed smoked duck and prime fillet steak at the four-star venue
where a room can set you back £650.
But other hotel guests were furious when they spotted the G4S logo on
revellers' name tags.
One said: "Isn't it marvellous to see them having such a great time after they
ballsed up the Olympics. Who'd have thought they'd be celebrating so soon."
The party was officially closed at 1am — but diehards continued boozing in the
hotel bar before heading to their rooms.
G4S — headed by Nick Buckles — is a global firm with a £7.5billion turnover.
But the empire's core business is in UK Government contracts including
services for prisons, police, schools and hospitals.
The company won a £284million order to provide 10,400 staff for Olympic events
this summer.
But just two weeks before the opening G4S revealed it had wildly
About 4,700 servicemen stepped in and saved the day — and G4S donated
£2.5million to armed forces' welfare groups.
The fiasco cost it £50million — but G4S insists it is still owed £57million in
A damning Commons report slammed G4S and accused it of "misleading" Home
Secretary Theresa May.
The company said last night: "This was an annual event to recognise the hard
work and dedication of our frontline security staff. It's entirely
appropriate we reward employees who go above and beyond the call of duty."


text:
CALLOUS thieves have broken into Colne Market and stolen charity collection boxes for the Poppy Appeal and Help for Heroes.
The burglars broke into the market hall, in Market Street, in the early hours of Saturday, gaining entry through a window at the back.
Traders said it is believed they made a makeshift ladder out of building materials left in an adjacent building.
The thieves ransacked several stalls, stealing laptops, mobile phones, and several charity boxes, police said.
"Picture Painter Man" Shaun Wright, 50, an artist who has a stall on the market, had several charity boxes stolen from his stall, as well as two laptops and a mobile phone.
Shuan had worked with other traders to create a commemorative wall in the market, for people to share memories from the Great War.
Vistors to the market have been leaving pictures on the wall, and making donations to a Poppy Appeal tin, which was secured to Shaun's stall, to mark the centenary of the First World War.
Thieves stole the Poppy Appeal tin, which contained several hundred pounds, as well as a Help for Heroes tin, and a laptop, which was used to project images as part of an exhibition about the War.
Shaun said: "They're scumbags, I hope they get what they deserve.
"They ought to be sent to the frontline in Afghanistan, instead of to prison.
"We are starting a secure collection again, and any donations would be most welcome."
Waterside ward councillor Tony Greaves said: "Clearly people will be upset by this.
"I hope the police make a special effort to find out who did it, and arrest them."
Pendle's Mayor, and ward councillor Graham Roach said: "I think people who do this sort of thing have no idea what the money is used for.
"I think it's despicable that people can take money put aside for charities for people who need it more than anybody else.
"I am appalled."
Insp Bob Eaton of Lancashire police said officers were now investigating.
He said: "Scene of crime officers have been, and the thefts are being investigated.
"Anyone with information should call Police on 101."

subset: commoncrawl


text:
Hillsborough school cleared of FCAT wrongdoing
Relax, 5th graders at James Elementary School: No one thinks you cheated on the FCAT.
Not that there was ever a rush to judgment. Since the news broke that James was getting an "I" on its report card because of a higher-than-average number of erasure marks on the Florida Comprehensive Assessment Test, Hillsborough officials have steadfastly defended the kids.
Still, the erasures caused the state to flag the school while the district investigated.
Here's what they found: Teachers were encouraging kids not to get hung up on any overly difficult reading passage. Mark it for later, they told the students, suggesting that they move on to the easier questions so they did not run out of time.
Erasures happened when students guessed at the hard questions, then revised their answers later.
The state has yet to calculate a grade, so the website still shows an "I," for incomplete.
But click on the attachment below for the letter that clears the school.


text: Styling changes at GM seem to either come either in questionable radical leaps like the Pontiac Aztec, or creep glacially by, and GM's 2500HD trucks definitely fit into the latter category. Despite being fully redesigned in 2007 as a 2008 model year truck and gaining a "full mid-cycle refresh" for the 2010 model year, the 2500HD is undeniably a GM truck. That means you get basic slab sides, a large square maw and the same sort of styling creases in the sheet metal that everything else from GM wears.


text:
I too have had the same problem. Admittedly I haven't had time to read too much about the finer points of installation, or even administration for that matter. I simple added /usr/local/pgslq/lib to my LD_LIBRARY_PATH and that took care of it. HTH, -darrel On Fri, 7 Jul 2000, Sokel, John wrote: > I just installed PostgreSQL on a Linux machine and it seems to run fine. > However, I cannot do anything to it since I get the following error message > everytime I run any program (except initdb, that worked): > > psql: error in loading shared libraries: libpq.so.2.1: cannot open shared > object > file: No such file or directory > > The file does exist in the /usr/local/pgsql/lib directory, I do have > permissions for it, and I put lib in my path, yet it still complains. Is > there a .conf file parameter missing somewhere? A configure param? > > Any help would be appreciated. > > John Sokel >
Next: From: Jacques Williams Date: 2000-07-10 19:24:06 Subject: Re: Library Error Previous: From: Thomas Swan Date: 2000-07-10 18:53:48 Subject: Re: Auto Increment


text:
Movies Line-up
Come early to secure your spot in some of Auckland's most stunning parks, have a bite to eat and catch the pre-movie entertainment. Please note that Movies start 10 minutes after sunset, advertised movie start times are approximate only.
These events are held in public parks and reserves, we ask parents not to drop-off or leave minors unsupervised.
Movies in Parks are alcohol and smoke free events.
Sorry, there are no results for your search.


text:
I was treated to Krispy Kreme Doughnuts this morning. The chocolate glazed goodness was the beginning of what should be a most wonderful day. I'm confident that I'll have a great Friday heading into the first weekend of the year. I think I shall pull a few shots of espresso to compliment.
Butterfly - "Seven Day Jesus" - Seven Day Jesus
Posted from caseywest.com, comment here.


text:
USDA hires veterinarians to enforce humane livestock slaughter
WASHINGTON (AP) The government is hiring veterinarians around the country to make sure slaughterhouses are treating livestock humanely, following accusations from the fast-food industry and animal rights groups.
Weddings - Nov. 2, 2001
ROBINSONSTEPHENSON Lana Robinson and Jay Stephenson were married Oct. 7 at the home of Melissa and Tim Pridmore, aunt and uncle of the bridegroom. Pat Driskell officiated.
WEDDINGS will be included in the Sunday edition closest to the date of the wedding. Forms should be submitted by noon Tuesday before the wedding. They include a photo of the bride.
Bridal courtesies
BAKERFERGUSON Jill Baker and Aaron Ferguson were honored from 2 p.m. to 4 p.m. Nov. 4 with a high tea bridal shower in the home of Don and Debbie Curry.
Bridal courtesies
BAKERFERGUSON Jill Baker and Aaron Ferguson were honored from 2 p.m. to 4 p.m. Nov. 4 with a high tea bridal shower in the home of Don and Debbie Curry.
Redford stands up for the flag
Robert Redford is not one of those filmmakers who claim never to read reviews; Redford reads almost everything, and reviews of his work as a director or an actor are not excluded. But he admits he is especially eager to read what critics write about "The Last Castle."
Entertainment briefly
Goodacre supplies competition prizes The Lubbock Art Association's 2001 Glenna Goodacre Classic is on display through Nov. 30 at the Garden & Arts Center, 4201 University.
Comedy returns to Lubbock via Froggy's
Standup comedy makes its long-awaited return to Lubbock this weekend with the opening of the Froggy Comedy Club, 5131 Aberdeen Ave., offering shows at 8 p.m. and 10:30 p.m. today and Saturday.
Several events planned for Mexican holiday
The idea of celebrating and honoring the annual Mexican holiday called Day of the Dead or rather, Da de los Muertos in Lubbock can be credited to Connie Gibbons almost seven years ago, when she managed the city's small gallery called the Fine Arts Center.
'Phantom Menace' DVD loaded with extras
Selected home-video releases: "Star Wars: Episode I The Phantom Menace" George Lucas is in his element as he and colleagues pile on an impressive range of background features for the first "Star Wars" movie to hit DVD.
Movies briefly
Hamilton says no to 'Terminator 3' HOLLYWOOD Linda Hamilton explained to London's Independent newspaper why she won't be reprising her role of Sarah O'Connor in "Terminator 3," which is tentatively scheduled to go into production next summer under the direction of Jonathon Mostow ("U-571") and not Hamilton's former husband and the franchise's creator James Cameron.
Entertainment calendar
"The Baby Dance" Drama written by Jane Anderson and directed by Janeve Ellison, 8 p.m. Friday-Saturday, 2 p.m. Sunday, Charles E. Maedgen Jr. Theatre, Lab Stage, Texas Tech campus, Lubbock. Reserved-seats $8 for the general public and $5 for Tech students.
Yoakam strikes back with film-inspired music
"South of Heaven, West of Hell," by Dwight Yoakam. Reprise The film "South of Heaven, West of Hell," written and directed by Dwight Yoakam, failed to excite critics or audiences after its release in late 2000, but this album of material "inspired by" the project should fare considerably better.
Top 10 DVDs/videos
DVD SALES1. "Snow White And The Seven Dwarves"2. "The Godfather" (DVD collection)3. "The Mummy Returns" (full frame)4. "The Mummy Returns" (wide-screen)5. "Bridget Jones's Diary"...
The following is a partial schedule of upcoming movies on video and/or DVD.
The deadline for listings in Around Town is noon on the Friday prior to publication. Submit listings to William Kerns:
William Kerns' Movie Reviews
Monsters, Inc. (?) Set in the realm of things that go bump in the night, this computer-animated family comedy features the voice of John Goodman as one of the monster world's best scarers: a big blue furry beast. His sidekick is a short green one-eyed monster who sounds like Billy Crystal. Monsters gain energy from childhood screams but, when a human child crosses over into their world, chaos ensues because these monsters are really 'fraidy cats. Others supplying voice talents include James Coburn, Jennifer Tilly, Steve Buscemi and Mary Biggs. Pete Docter directs.
Like most things in Lone Star State, Texas' new 50-year water plan is big
Texas' new 50-year water plan is approximately the size of an average human. In fact, the plan and I are close to the same size, but the giant document is filled with more useful information thousands of pages of it.
Rome visit monumental experience
On the return flight from Italy to the United States, between naps I had time to reflect on a busy five days spent at Vatican City and numerous archaeological sites in and around Rome.
Births - Nov. 2, 2001
Arturo Luna and Mary Castilleja of Lubbock, a son weighing 2 pounds, 3 ounces at 1:58 a.m. Sept. 27 in Covenant Medical Center.
Beaver, Wally were kids that some dads could envy
WHEN I TREAT myself to a rerun of a "Leave It To Beaver" episode, I am always stricken by how little and how much Ward Cleaver and I had in common. I'm generally amazed.
Benchmark increases for auto insurance
AUSTIN (AP) State Insurance Commissioner Jose Montemayor announced Friday a 5.3 percent average increase in benchmark insurance rates for private passenger cars.
Q: Our situation is a bit different. My husband works for a privately held company and has a 401(k). We began contributing this year, but there is a
Restaurant group files for bankruptcy
NASHVILLE, Tenn. Phoenix Restaurant Group Inc., which operates 92 Denny's and Black-eyed Pea restaurants in Texas and nine other states, has filed for bankruptcy protection as senior managers and a lender seek to buy the assets.
SBC completes tender offer for Prodigy
SAN ANTONIO SBC Communications Inc. said Friday that it has completed its $465 million tender offer for the common shares of Prodigy Communications Corp. that it doesn't already own.
Possible Microsoft agreement, high tech outlook boost market
NEW YORK (AP) A possible settlement in the Microsoft antitrust case and a positive outlook for the semiconductor industry gave the stock market a big lift Thursday, outweighing drops in manufacturing activity and consumer spending and rising layoffs.
Fallout from attacks hammers economy
WASHINGTON (AP) The nation's unemployment rate shot up to 5.4 percent in October and job losses surged to the highest level in more than two decades as the full brunt of the terrorist attacks hit an already weak economy.
Business calendar - Nov. 3, 2001
TUESDAY Starting Your Own Business Workshop: 6 p.m.-9 p.m., Texas Tech Small Business Development Center 2579 S. Loop 289. Other dates: Nov. 8, 13 and 15. Cost: $40 for materials. Open to interested parties. Topic: Four-part series will evaluate your business idea as well examine the business plan, financial projections and more. For reservations and more information, call 745-1637.
River Walk project turns off SA hotels
SAN ANTONIO (AP) Part of the charm of the 87-year-old Havana Riverwalk Inn lies in its location along the city's famed River Walk, but guests on the hotel's patio now see a drained, muddy canal and hear the clatter of construction crews.
Aetna fined for making late payments
AUSTIN Health insurance company Aetna Inc. was fined $1.15 million Thursday and ordered to pay restitution to physicians and other health care providers who were not promptly paid.
UPS to increase ground shipping rate
ATLANTA United Parcel Service Inc. said Friday it will raise its ground shipping rate 3.5 percent effective Jan. 7.
Business finance group marks 20th year
Caprock Business Finance Corp., an arm of the South Plains Association of Governments, observed its 20th anniversary Thursday and reviewed the work it has accomplished during that period.
Lockheed may seek Boeing's help
FORT WORTH (AP) Lockheed Martin Corp., which won a contract to develop the military's next fighter jet, opened the door Thursday to including losing bidder Boeing Co. in the Joint Strike Fighter project.
Business today - November 2, 2001
HOUSTON Continental Airlines announced Thursday that some passengers who insist on paper airline tickets will pay an extra $10.
Microsoft, feds seek quick approval of agreement
WASHINGTON (AP) More than a decade after the government began investigating how Microsoft does business, the two asked a judge Friday to approve a hastily written final chapter in the historic monopoly case that could reshape the future of computing.
Enron Corp. secures financing; stock dips
HOUSTON (AP) Troubled Enron Corp. said Thursday it has secured $1 billion in new financing, using its natural gas and pipeline assets as collateral. But its stock price took another dive after rising a day earlier on takeover speculation.
Demand worries, OPEC credibility send prices for crude oil tumbling
NEW YORK (AP) Energy markets have done a complete flip-flop from a year ago, with a gallon of regular gas selling for under a $1 in many parts of the country and home-heating prices expected to drop by a third this winter.
Tech kicking units look to make major impact
Texas Tech special teams coach Manny Matsakis likes to watch a football game as if it were a pingpong match.
Ritchie shines in Tech scrimmage
One particular Lady Raider's name atop the statistics page was no surprise. The other two names joining it were very pleasant eye-openers.
Extra security planned for today's game
Texas Tech will continue to follow enhanced security procedure for today's football game between the Red Raiders and Texas A&M at Jones SBC Stadium.
Goals intact, Sooners look to begin another winning run
NORMAN, Okla. (AP) With Oklahoma's 20-game winning streak ended by Nebraska, the Sooners look to begin another run one they hope leads to a shot at the national championship.
NCAA puts controversial rule on hold
The rule coaches loved to hate is now a rule that's not really as bad as it used to be, at least for a couple of years.
Kansas hoping to stop Nebraska streak at 32
LAWRENCE, Kan. (AP) While running errands the other day, Clint Bolen was approached by a stranger.
When the Aggies have the ball
Quarterback Mark Farris vs. Tech pass rush: Farris has hit 60 percent of his passes (155-of-259) so far. He ranks third in the Big 12 in passing yardage (1,706) behind Tech's Kliff Kingsbury (2,159) and Texas' Chris Simms (1,780). Farris is tied for fourth in the league with eight touchdown passes.
Tech's McGehee soars over sickness
No matter how many days she's felt sick since the start of the college volleyball season, Melissa McGehee doesn't seem to mind a little mononucleosis.
Colorado comes back to beat Tech soccer in season finale
The Texas Tech women's soccer team ended its season with a 2-1 loss to Colorado Friday at R.P. Fuller Stadium.
Texas' Williams recalls taunting Longhorns
WACO (AP) Baylor had just beaten Texas and Mike Williams was happy.
Knight's first test: live competition
Today's proverb is an excerpt from Bob Knight Coaching 101.
ENMU clinches playoff berth
PORTALES, N.M. Jessica Rowley recorded a match-high 14 kills as Eastern New Mexico clinched a Lone Star Conference Tournament berth with a 30-23, 30-25, 30-28 win over Angelo State University Friday.
Chaps douse Pioneers' SAC tournament hopes
PLAINVIEW With plenty to play for, the Wayland Baptist University volleyball team tried to give Lubbock Christian University plenty of fits in its final home match Thursday.
Freshman Graves helps dig out win for SPC
LEVELLAND Tamesha Graves continued a fast start to her college career, shooting 7-of-11 from the field and scoring 21 points as South Plains College downed Cisco Junior College 81-52 Friday night in the Breakfast Rotary Tournament.
Aggie's Murphy finds home at receiver and at A&M
For Terrence Murphy, the confusion pretty much stopped nine months ago. Everything came naturally once he was able to sign a college scholarship agreement and just play football.
Slocum disregards bad Lubbock luck
R.C. Slocum was in the middle of things two years ago when Texas Tech football fans stormed the field at Jones SBC Stadium after the Red Raiders held on for a 21-19 victory against the fifth-ranked Aggies.
When the Red Raiders have the ball
Tech passing game vs. A&M pass rush: This matchup should go a long way in deciding the game's outcome. A&M won it last year, knocking around Tech QB Kliff Kingsbury, and won the game 33-15.
Tech-A&M clash available on pay-per-view locally
Saturday's Texas A&M-Texas Tech game will be available on a pay-per-view basis in Lubbock and the surrounding area.
Tech, Knight deliver in exhibition
By most accounts, including those of the General himself, Bob Knight's unofficial debut at Texas Tech Friday night boiled down to a simple obvious pair of dueling observations.
Tech releases parking plans for basketball
Texas Tech has announced its parking plan for the United Spirit Arena during men's and women's basketball games this year.
Rally at the Rip scheduled
The second annual "Rally at the Rip' will take place Tuesday at the Rip Griffin Center on the campus of Lubbock Christian University.
College Sports -Tech soccer 11/02/01
UTEP men's coach signs extension
EL PASO Texas-El Paso men's basketball coach Jason Rabedeaux has been awarded a two-year contract extension that runs through 2007.
Tennis clinic set for Boys and Girls Club
The Boys and Girls Club of Lubbock will hold a free tennis clinic today at Estacado High School.
SPC schedules hunter education class
The second annual "Rally at the Rip' will take place Tuesday at the Rip Griffin Center on the campus of Lubbock Christian University.
Court records - November 2, 2001
Marriage Licenses
Tech garners respect in hosting Aggies
Out here on the South Plains, respect comes hard and infrequently. I can always spot an out-of-market news story written by a non-Texan or non-Southerner about Texas Tech or Lubbock from across the room. Invariably, those folks just can't help but use ''wind-swept'' and ''dusty'' to describe the place we live.
Why Did We Settle?
WE STAND BY OUR original position that there should be no reason for the city to "settle" which essentially means to pay him off if he leaves with Lubbock Police Chief Ken Walker. He should remain in his job if he is competent or be fired if he is not.
LP&L And Texas Tech
IT WOULD SEEM THAT Lubbock Power & Light is about to have a significant business change. Either it is going to be receiving less money from Texas Tech or no money from Texas Tech.
Why Did We Settle?
WE STAND BY OUR original position that there should be no reason for the city to "settle" which essentially means to pay him off if he leaves with Lubbock Police Chief Ken Walker. He should remain in his job if he is competent or be fired if he is not.
Pattern Of Deception?
THE SAGA OF THE rift between the Lubbock city government and Police Chief Ken Walker took some very interesting and often disturbing turns.
UW: A Goal In Sight
THE UNITED WAY OF LUBBOCK is in the home stretch of its annual fund-raising drive, and there still remains some work to be done.
Pattern Of Deception?
THE SAGA OF THE rift between the Lubbock city government and Police Chief Ken Walker took some very interesting and often disturbing turns.
Chancellor search hits high gear
The Texas Tech Board of Regents created a search committee Friday to step up efforts to find a replacement for Tech's first system chancellor, John Montford, who entered private business in Sep tember.
'Uprising' airs Sunday, Monday
Like dozens of TV movies that have devalued history, NBC's "Uprising" renders astonishing events in forgettable fashion.
Tube talk
Today "Thieves" 8 p.m. Rita (Melissa George) and Johnny (John Stamos) get to spend more time alone than they bargained for when they pose as honeymooners at a Mexican resort. Their goal: to kidnap a general. (KAMC)
Baby Dance' successful on multiple levels
Directed with intelligence and compassion by Janeve Ellison, "The Baby Dance" works on multiple levels on the Lab stage at Texas Tech's Charles E. Maedgen Jr. Theatre.
Another Bowden seeks breakthrough
CLEMSON, S.C. Bobby Bowden turns 72 next week and has won more Division I-A college football games than all but two coaches in the sport's history.
Comfort in Enya
"Who can say where the road goes/Where the day flows only time" The Sept. 11 terrorist attacks and subsequent hostilities have triggered a wave of patriotic pop on the charts, but at least one non-American is also enjoying a surge: Irish new age/pop chanteuse Enya.
Television briefly
Celebrity 'Fear Factor' airs during sweeps LOS ANGELES NBC has moved up the airdate of the first celebrity edition of its popular reality series "Fear Factor," hosted by comedian Joe Rogan.
Texas Ag Department programs assist rural communities in Lubbock region
To help agriculture and rural Texas plug into the new economy, entrepreneurs must be encouraged; high-speed access to the Internet and other vital infrastructure must be provided; and capital to support small business startups and growth in our small towns must be found.
Texas Tech expands student horizons through International Cultural Center
The aim of the terrorists who attacked this country on Sept. 11 was not merely to change American foreign policy but to close our minds and our doors to further interaction with the rest of the world. That motive is in direct opposition to the core values of Texas Tech University, and we are proud to take a role in making sure that these terrorists do not succeed.
Texas Tech expands student horizons through International Cultural Center
The aim of the terrorists who attacked this country on Sept. 11 was not merely to change American foreign policy but to close our minds and our doors to further interaction with the rest of the world. That motive is in direct opposition to the core values of Texas Tech University, and we are proud to take a role in making sure that these terrorists do not succeed.
Texas Ag Department programs assist rural communities in Lubbock region
To help agriculture and rural Texas plug into the new economy, entrepreneurs must be encouraged; high-speed access to the Internet and other vital infrastructure must be provided; and capital to support small business startups and growth in our small towns must be found.
Morton 27, Olton 12
OLTON The Morton Indians built a first-half lead Friday against the Olton Mustangs and hung on to a District 5-2A win.
Eagles begin playoff quest
The Lubbock Christian High football team will open the TAPPS Class 3A playoffs today with a 7:30 p.m. game against Tyler Gorman in Tyler.
Eagles look to knock Buffaloes from top of district mountain
If the people in the small community of O'Donnell listen closely today, they might hear something rumbling into town.
Big Spring 24, Snyder 14
BIG SPRING Big Spring scored 14 unanswered points in the fourth quarter to overcome Snyder 24-14 in a District 4-4A clash.
Sands 75, Buena Vista 28
ACKERLY Nate Looney rushed for 376 yards and five touchdowns to lead Sands to a 75-28 victory and a share of the District 7-A title Friday night.
Anton 28, Whiteface 13
WHITEFACE The Anton Bulldogs jumped to an early lead Friday over the Whiteface Antelopes and held on to a 28-13 win in District 3-1A.
Shallowater dismantles Cooper 42-0
SHALLOWATER The Cooper and Shallowater football teams played the allotted 48 minutes Friday night when the two teams met in a key District 2-3A game at Todd Field.
Andrews 28, SA Lake View 9
SAN ANGELO Ryan Newbrough threw two touchdowns and Matt Gardner ran for two others as Andrews pulled away with a 28-9 victory Friday over San Angelo Lake View.
Colorado advances to regional quarters
MONAHANS Erica Grant registered 10 kills as the Colorado volleyball team cruised past Anthony 15-6, 15-7 Thursday in a Class 2A area round playoff.
Amherst 51, Three Way 26
AMHERST Marcus McLaughlin rushed for three touchdowns as the Amherst Bulldogs stonewalled the Three Way Eagles 51-26 Friday night to bolster their District 3-A Six-Man playoff hopes.
Petersburg defense stifles O'Donnell for 34-0 win, playoff berth
O'DONNELL You'll have to excuse the O'Donnell football team if it has a headache today. After all, the Eagles had to pound their heads against a brick wall on Friday night.
Frenship's Thomas named Riddell All-American nominee
Frenship's David Thomas is one of 10 tight end nominees for the Riddell Footwear High School All-American football team.
New Home rips Ropes, claims part of 5-A title 66-28
NEW HOME The New Home Leopards captured a portion of the District 5-A Six-Man title with a 66-28 win over the Ropes Eagles Friday night paced by four Angel Silva touchdowns and three Shaun Wied touchdowns.
Coronado capitalizes on Central miscues for 27-6 win
It's not like there weren't chances, because there were. Central recovered two fumbles inside the Coronado 10-yard line, only allowed 56 yards of offense to one of the district's best receiving corps and totaled 169 yards of its own through the air.
Coahoma 39, Seagraves 8
COAHOMA The Bulldogs easily dispatched the Seagraves Eagles Friday, 39-8, setting up a shot for the District 3-2A championship next week.
Monterey shuts down LHS 45-0
The Silver Spurs are staying at Monterey. And so is the district championship. The Plainsmen scored touchdowns on their first five possessions Friday en route to a 45-0 victory over Lubbock High in the 46th edition of the Silver Spurs series.
Southland 50, Dawson 34
SOUTHLAND Zach Ford's five rushing touchdowns to pace the Southland Eagles to their first win of the season Friday night with a 50-34 triumph over the Dawson Dragons in District 5-A Six-Man action.
Owls thump Whirlwinds, to claim berth
HALE CENTERFloydada's Whirlwinds stormed into Hale Center hoping to keep their playoff hopes alive. But after a maelstrom of their own mistakes and timely plays by the Owls, they breezed away with nothing left to play for except pride.
Eagles face stiff challenge in TAPPS semifinals
Alan Williams admits his Lubbock Christian High volleyball team knows little about Baytown Christian Academy, today's opponent in the TAPPS Class 3A state semifinals at Southwestern University in Georgetown.
Colorado 14, Plains 7
PLAINS Jed Anderson's 1-yard plunge in the fourth quarter pushed the Colorado Wolves to a 14-7 win over the Plains Cowboys and to a District 3-2A playoff spot Friday night.
Silver Spurs
What do the Silver Spurs mean to Chandler Barnard? Family bragging rights, for one. More importantly, though, Lubbock High's sophomore quarterback wants a chance to show the future of Westerner football might be a lot closer than people think.
Valley 61, Samnorwood 13
SAMNORWOOD Derrick Cruse rushed six times for 166 yards and three touchdowns as Valley pounded Samnorwood 61-13 Friday in a District 2-1 contest shortened by the 45-point rule.
Patton Springs 56, Paint Creek 0
AFTON Clay Fleming threw three touchdown passes, and Daniel Frost added TDs on runs of 6 and 39 yards Friday as unbeaten Patton Springs won the District 4-A six-man title outright with a 56-0 victory against Paint Creek.
Denver City upsets Lamesa to bottle up 3-3A race
LAMESA Denver City gained a share of the District 3-3A lead Friday, scoring all its points in the first half and holding off Lamesa 32-23.
Saints oust Eagles in TAPPS semis
GEORGETOWN Baytown Christian Academy came in with the record and the reputation, but Lubbock Christian High almost came out with a victory.
Paducah 32, Munday 10
PADUCAH Derick Jones rushed for one touchdown and passed for another in a 26-point fourth-quarter outburst Friday that lifted Paducah past Munday 32-10 in District 6-1A.
Tahoka 22, Idalou 12
TAHOKA The Tahoka Bulldogs thwarted the Idalou Wildcats's playoff hopes, at least for now, with a decisive 15-point fourth quarter Friday night in a 22-12 win.
Kress 46, Boys Ranch 30
KRESS Gabe Vasquez scored six touchdowns, including two on kick returns and two on interception returns, as Kress bounced Boys Ranch 46-30 in District 2-1A.
Muleshoe mows down Roosevelt
MULESHOE Kyle Atwood caught a pair of touchdown passes from Lincoln Riley as Muleshoe defeated Roosevelt 30-15 on Friday and remained among the District 2-3A leaders.
Littlefield 53, Dimmitt 22
LITTLEFIELD Joe Rudd and Matthew Hock each rushed for three touchdowns as the Littlefield Wildcats walloped the Dimmitt Bobcats 53-22 Friday night to keep their District 2-3A playoff hopes alive.
Loop 52, Grady 34
LOOP Chris Garza ran for four touchdowns and threw for another as Loop pulled away with a 52-34 District 7-A victory over Grady on Friday.
Kelley, Tigers clobber Lobos for share of 4-4A title
LEVELLAND Frenship quarterback Kris Kelley threw for five touchdowns and rushed for a sixth as the Tigers blew past Levelland 56-21 Friday at Lobo Stadium.
Guthrie 66, Chillicothe 42
CHILLICOTHE John Clark rushed for five touchdowns as the Guthrie Jaguars raced past the Chillicothe Eagles 66-42 Friday night to snare a piece of the District 9-A Six-Man title.
Wellman-Union 78, Wilson 53
WILSON Albert Castillo rushed for 284 yards and five touchdowns Friday, helping Wellman-Union outscore Wilson 78-53 in a District 5-A six-man shootout.
LCHS falls to Gorman in TAPPS state playoffs
TYLER The T.K. Gorman Crusaders, behind three touchdown passes from Bubba Crawford and three rushing scores from Aaron Hill, defeated Lubbock Christian 52-3 Friday night in TAPPS 3-A playoff action at McCallum Stadium.
Whitharral 47, Lazbuddie 0
LAZBUDDIE The top-ranked Whitharral Panthers clinched a playoff berth and a share of the District 3-A six-man title with a 47-0 drubbing of Lazbuddie Friday night.
Knox City 52, Motley County 13
MATADOR Cedric Roberson rushed for two touchdowns as the Knox City Greyhounds rolled to a 52-13 win over the Motley County Matadors Friday night in District 6-1A.
Westbrook 27, Borden County 22
GAIL Chris Matlock rushed 19 times for 82 and a touchdown as Westbrook held off Borden County 27-22 Friday in District 6-A football.
Klondike 78, Grand.-Royalty 6
LAMESA Mark Torres scored four touchdowns Friday, three on defense, to lead Klondike past Grandfalls-Royalty 78-6 in a District 7-A six-man game halted at halftime by the 45-point rule.
Area, statewide scoreboard
HIGH SCHOOL FOOTBALLFriday's scoresCITYCLASS 5ADistrict 3-5A
Ira 46, Loraine 0
LORAINE Nathan Smith and Jerry Jamison each scored twice Friday, helping unbeaten Ira clinch a share of the District 6-A six-man title with a 46-0 victory against Loraine.
High School Sports News - FRIDAY NIGHT SPOTLIGHT 11/02/01
Greenwood 49, Brownfield 13
MIDLAND The Greenwood Rangers outmuscled the Brownfield Cubs 49-13 Friday in District 3-3A action.
Glasscock leads Wolverines to share of 3-1A crown 40-0
BOVINA Colton Glasscock rushed for three touchdowns as Springlake-Earth earned a share of the District 3-1A title with a 40-0 blanking of Bovina Friday.
Friona 45, Lockney 0
FRIONA Adam Bandy scored two touchdowns, and Brock Field tossed a pair of scoring passes Friday as Friona blanked Lockney 45-0 in District 5-2A.
Farwell 14, Sudan 6
FARWELL Taylor Nichols rushed for two touchdowns in the second quarter Friday, and Farwell's defense did the rest in a 14-6 District 3-1A victory against Sudan that kept the Steers in the playoff chase.
Improved passing opens up Coronado offense
Coronado volleyball coach Brandi Cantrell has seen Nina Miller, Paige Diggs and Katie Bridges hammer away at enough shots recently to know that, at long last, the Lady Mustangs' offense is finally clicking.
Matadors stave off elimination 37-28
This one was about redemption. Redemption for Justin Jones. For Butch Avery. For Tremaine Carr. More importantly, it was about redemption for everyone on the Estacado football team.
Crosbyton 45, Lorenzo 12
CROSBYTON Mario Munoz had four touchdown passes among seven completions Friday, leading Crosbyton to a 45-12 District 5-1A victory against Lorenzo.
How they fare - Nov. 1, 2001
Restaurant reports for the week ending Oct. 26. Due to a change in the grading system, no point values are tabulated.
Been Wondering?
Has anyone else been wondering about the silence of the clergy of the American Muslim community regarding the events of Sept. 11? It seems they have been non-existent when it comes to standing up publicly against the extremists of their faith.
Farm Subsidy Levels
Re: The article "Harkin says Bush administration wants to reduce farm spending" (A-J, 10-17).
Been Wondering?
Has anyone else been wondering about the silence of the clergy of the American Muslim community regarding the events of Sept. 11? It seems they have been non-existent when it comes to standing up publicly against the extremists of their faith.
Voices Of Protest
Reading about the Robinson "settlement" had made me wonder why no letters appeared in protest. Now, for two days in a row, some writers have come forward, renewing my faith in Lubbock's citizens. From afar I have read with incredulity about some of Lubbock's administrative decisions. However, I am now encouraged to see that our neighbor to the east is not populated entirely by sheep. Thank goodness not all agree that it is profitable to break the law when one lives in Lubbock!
Preserve Benefits
Re: The editorial "No Lakeside Homes" (A-J, 10-18).
Develop Lake Alan Henry
It will be 30 years before Lubbock needs the water from Lake Alan Henry. Until then, it will be a recreational lake. The question now is whether to allow the broadest spectrum of users, or instead favor only one kind of user.
Heads In The Sand
Re: The editorial "City's High STD Rate" (A-J, 10-22).
MLK Conditions
This is in reference to a letter to the editor "Bad Conditions" (A-J, 10-24). The writer is so right about the conditions on Martin Luther King Jr. Boulevard, but take heart.
Robinson Settlement
Concerning the city's settlement with Richard Robinson. As a lifelong resident of Lubbock and a longtime taxpayer, I am disgusted and appalled at the message this settlement sends. Acts of violence will be rewarded and the perpetrator isn't required to take any responsibility for those acts. The tragedy that resulted from Mr. Robinson's actions is horrifying and, as stated, could have been avoided.
New York Relief Support
I very much appreciated reading the article about the support of the people of Lynn County concerning the relief efforts in New York (A-J, 10-29). One point the article failed to mention was the $1,300 given by the generous people of St. Paul Lutheran Church in Wilson for the relief efforts carried out by our own Lutheran World Relief.
Heads In The Sand
Re: The editorial "City's High STD Rate" (A-J, 10-22).
Unfair To Generalize
Unfair To GeneralizeCollege students have again been labeled unfairly (A-J, 10-17), so I would like to clear a few things up.
Focal Point Of War
A great many of your war headlines make Afghan civilian casualties the main point. Is this your main focal point of the war? What about their military casualties? I don't see reports on this.
Farm Subsidy Levels
Re: The article "Harkin says Bush administration wants to reduce farm spending" (A-J, 10-17).
Rules Of War?
I see that our Muslim friends want us to hurry up and finish the war in Afghanistan so we won't be bombing a Muslim country during Ramadan. Their concern raises a question: During Afghanistan's civil war that has raged for years, have the Afghans ceased fighting during their Holy Month?
Robinson Settlement
Concerning the city's settlement with Richard Robinson. As a lifelong resident of Lubbock and a longtime taxpayer, I am disgusted and appalled at the message this settlement sends. Acts of violence will be rewarded and the perpetrator isn't required to take any responsibility for those acts. The tragedy that resulted from Mr. Robinson's actions is horrifying and, as stated, could have been avoided.
Unfair To Generalize
Unfair To GeneralizeCollege students have again been labeled unfairly (A-J, 10-17), so I would like to clear a few things up.
Dictionary Can Help
Regarding the letter "Plural Of Pair?" (A-J, 9-10). A check of Webster's New World Dictionary reveals the singular form "pair" is acceptable after a number (e.g. "three pair").
Preserve Benefits
Re: The editorial "No Lakeside Homes" (A-J, 10-18).
Dictionary Can Help
Regarding the letter "Plural Of Pair?" (A-J, 9-10). A check of Webster's New World Dictionary reveals the singular form "pair" is acceptable after a number (e.g. "three pair").
YWCA serves needs of community in variety of ways
"To many people in Lubbock," said Betty Wheeler, executive director of the YWCA, "the Y is a swimming pool. To others, it's child care or physical fitness. But very few people realize that the YWCA is autonomous.
LUNA helps neighborhoods accomplish goals
It's been almost three years since West End Neighborhood Association formed.
Torrez gives parenting advice
Educator Alex Torrez describes parenting as the best job in the world. Yet raising children is nothing like he envisioned before starting a family.
Clubs calendar - Nov. 2, 2001
MONDAYS American Business Women's Association, Metro City Chapter 7 p.m. fourth Monday, Lubbock Women's Club, 2020 Broadway. 794-9703.
Home briefly
Backyard program on new Web site The National Wildlife Federation has been promoting its Backyard Wildlife Program since 1973 to encourage gardeners to replace fussy ornamentals with naturalistic plants that provide shelter, food, protection and nesting sites for birds and other desirable animals. To date, more than 30,000 homeowners have done just that (www.nwf.org/habitats).
Lifestyles calendar - Nov. 3, 2001
TODAY Bayless-Atkins Neighborhood Association 6:30 p.m., Oakwood United Methodist Church, 2215 58th St. Appreciation dinner with Sheriff David Gutierrez, election for board of directors. 748-0152.
Nativities star at holiday sale
The Museum Shop, operated by the Museum of Texas Tech University Association, will open its annual Christmas sale of ornaments and nativities at 10 a.m. Tuesday at the museum, Fourth Street and Indiana Avenue.
Volunteer Center honors those who get involved
The Volunteer Center of Lubbock has a waiting list of people wanting to get in to its annual Cornucopia Luncheon, scheduled at 11:45 a.m. Thursday at McInturff Conference Center.
Lifestyles calendar - Nov. 2, 2001
TODAY Scrapbook Crop Til You Drop 7 p.m.-midnight, 5405 36th St. $7. Must register. Dionne Merriott 791-4430.
Community briefly
Church schedules craft fair today A "Fair" to Remember is the theme for a craft fair opening at 10 a.m. today and Saturday at First Assembly of God Church, 3801 98th St.
Threat lands woman maximum sentence
A Lubbock County jury imposed the maximum sentence Wednesday on a New Mexico therapist who threatened a fellow shopper with a knife.
Jake to lead Red Raiders against foes
The same horse will serve as the Masked Rider mascot in two football games for the first time since Texas Tech's previous mascot horse died in August following a traffic accident, a Tech spokeswoman said.
Tech approves Myers' contract
Texas Tech athletic director Gerald Myers was approved for a three-year contract extension and a restructuring of duties through May 2005 in a move made Friday by the Tech Board of Regents.
Police seek party guests to shed light on stabbing
Lubbock police are asking guests at a Saturday night party where a teen-ager was stabbed to come forward with information about the attack.
DeaFirst fete proceeds to aid NY relief
An annual banquet produced $500 that will be sent to the New York City relief effort.
Texas Tech regents wrestle with strategies to broaden university's influence
Expanding Texas Tech's reach by aligning with other higher education institutions, particularly community colleges, was discussed during a Board of Regents retreat Thursday.
Sitton seeks closure in SWAT case
While the death of police Sgt. Kevin Cox will leave a lasting scar on the city of Lubbock, much of the divisive and deadly SWAT incident that took his life has now been resolved.
Homan to step into dean's role at School of Medicine
Though he admits the timing is sudden and unexpected, Dr. Richard V. Homan is poised to become dean of the School of Medicine at Texas Tech University Health Sciences Center today.
SUV plows through wall trapping family
Three family members were slightly injured late Thursday night when a sport utility vehicle crashed through the wall of their apartment.
Southwestern Bell to unveil new cover
Southwestern Bell will reveal the cover of its new directory during a ceremony at 10 a.m. today at the north end of the Lubbock Municipal Coliseum.
State demonstrates new assistance Web site
A new Web site, demonstrated Friday in Lubbock, allows people needing state aid to learn which programs might be able to assist them.
Walker settles with city for $130,000
City Manager Bob Cass signed a $130,000 settlement Thursday with Police Chief Ken Walker, ending three months of divisive feuding about Walker's past performance and his role in a SWAT shooting that claimed an officer's life.
News briefs
Tonya Walker, 31, of Lubbock remained in critical condition Friday at University Medical Center. She was shot three times on Oct. 22 on David Avenue just north of East Third Place.
Drivers pumped up about cheaper gas
SAN ANTONIO (AP) Got a buck? In San Antonio and other places around Texas these days, that's all you need to pump a gallon of regular into your car's gas tank, and have enough change left over for a piece of bubble gum.
Local News - News brief 11/02/01
Driver seriously injured in three-car accident
The driver of a white Ford Contour was seriously injured in a three-vehicle crash about 9:30 p.m. Friday.
Drunken driver pleads guilty to fatal collision
The driver involved in a 1998 crash that killed 24-year-old Carlos Chavez pleaded guilty Wednesday to a criminally negligent homicide charge.
Firefighters rail against staffing cuts
NEW YORK (AP) Three fire union officials were arrested Friday after a scuffle with police at ground zero, where firefighters denounced cutbacks in the number of people searching for remains.
CBS to air Lady Bird Johnson tapes regarding her husband and Vietnam
AUSTIN (AP) Audio tapes recorded by former first lady Lady Bird Johnson indicate her husband thought he had to send American troops to Vietnam despite concerns that the conflict could last years.
Vandal atones for smashing pumpkin
SANDWICH, Mass. (AP) Cliff Nelson has been wondering for a year why vandals would roll a prize 150-pound pumpkin out of his back yard and smash it in front of his house.
Guardsmen watch West Coast bridges after reports of possible terrorist acts
SAN FRANCISCO (AP) National Guardsmen with M-16s and Humvees patrolled the Golden Gate and other California bridges Friday, and traffic across the spans was lighter than usual as a warning of terrorist attacks shifted the nation's anxiety from the East Coast to the West.
Virginia Supreme Court rules cross-burning akin to free speech
RICHMOND, Va. (AP) A sharply divided Virginia Supreme Court struck down a state law against cross-burning Friday, saying such acts of bigotry are a protected form of speech.
Bush asks for help with anthrax probe
WASHINGTON (AP) Officials confirmed the nation's 17th case of anthrax on Friday and the Bush administration, its bioterrorism probe stymied, issued a fresh appeal to the public to help identify the culprits behind the attack.
Cincinnati officer acquitted of charges stemming from choking death
CINCINNATI (AP) A white police officer was acquitted Friday of misdemeanor assault in the case of a black man who died last year after a struggle with officers.
Terrorism may create roadblock for Mexican trucks
WASHINGTON (AP) President Bush wants to open more U.S. highways to Mexican trucks in January, but that could be a tougher sell now that law enforcement wants to tighten security on the border.
Hurricane Michelle threatening Cuba, Florida
TEGUCIGALPA, Honduras (AP) Hurricane Michelle continued to strengthen Friday night, threatening Cuba and leaving Central America to dig out from five days of rains that killed 12 people, left 26 missing and forced more than 115,000 to flee their homes.
Five detainees may be withholding evidence
NEW YORK (AP) Authorities believe at least five men held in New York in the wake of the Sept. 11 attacks may have vital information about the terror plot but the five aren't talking.
Gay-rights initiatives slated to go before voters
TRAVERSE CITY, Mich. (AP) Voters in five U.S. cities Tuesday will decide gay-rights measures many of them put on the ballot by conservatives hoping to thwart or roll back gains by homosexuals.
Response takes days after terrorist tip
CEDAR RAPIDS, Iowa (AP) Apartment manager Robert Dickson thought he recognized the photo shown on an "America's Most Wanted" broadcast on the FBI's terrorism investigation. The man was one of his tenants, and was preparing to move.
Health leaders expect more anthrax cases
WASHINGTON (AP) The nation's top health officials said Friday they expect more people to fall ill from anthrax and they fear the investigation may be handicapped because they don't know how many labs have the lethal bacteria.
Congressmen lost without office space
WASHINGTON (AP) Rep. Pete Hoekstra lost more than just desk space when the anthrax scare closed the Longworth House office building. He lost his home.
Aviation security bill sails through House
WASHINGTON (AP) The House passed aviation security legislation Thurs day after rejecting a Senate version that would have turned airport screening operations over to federal employees. The vote was a major victory for the White House and its Republican allies.
Nation briefly
Man accused of shaping son's head CLEVELAND A man fractured his infant son's skull with his hands in an attempt to shape the boy's head to look more like his own, authorities say.
Panic creeps into Midwest as anthrax spreads
WASHINGTON (AP) The fear of anthrax spread to the Midwest on Thursday with a preliminary finding of contamination at a Kansas City postal facility. Investigators established a link between the death of a woman in New York and more than a dozen cases of the disease elsewhere in the country.
No firm evidence stalls anthrax probe
WASHINGTON (AP) Investigators have found anthrax in the office mailbox of a New Jersey woman with skin anthrax, suggesting she was exposed through the mail like other victims, Health and Human Services Secretary Tommy Thompson told The Associated Press on Friday.
Gordon Carson
HOBBS, N.M. Services for Gordon "Tuffy" Carson, 77, of Hobbs will be at 10 a.m. Saturday at Bethel Baptist Church with Bruce Kirby officiating.
Incomplete information was provided to The Avalanche-Journal for the Nannie Vina Lively obituary, which appeared in Thursday's edition.
Elvia Butler
LORENZO Services for Elvia Arlene Butler, 85, of Lorenzo will be at 2 p.m. Saturday at First Baptist Church with the Rev. Gary Boles officiating.
Milton Shores
LOCKNEY Memorial services for Milton Boyd Shores, 60, of Lockney will be held at a later date.
Jo Y'Blood
FLOYDADA Services for Jo Y'Blood, 92, of Floydada will be at 10 a.m. Saturday at Moore-Rose-White Memorial Chapel with the Rev. Wendell Horn officiating.
Myrtle Noble
LITTLEFIELD Services for Myrtle Lucille Noble, 77, of McCamey, formerly of Littlefield, will be at 2 p.m. today at Hammons Funeral Home Chapel with Curtis Shelburne officiating.
Ruth Minor
Services for Ruth Minor, 72, of Lubbock will be at 10 a.m. Saturday at Resthaven's Abbey Chapel with the Rev. Jesse Hodge officiating.
Mary Holmes
HAMLIN Services for Mary Best Holmes, 88, of Hamlin will be at 2 p.m. Sunday at First Baptist Church with the Rev. Tracy Watson officiating.
Johnnie Adkins Sr.
Services for Johnnie Lee Adkins Sr., 66, of Lubbock will be at 11 a.m. Saturday at Friendship Holy Baptist Church No. 1 with Bishop Forrest Mann officiating and Claudie Mann assisting.
Billy Hamilton
STANTON Services for Billy Hamilton, 70, of Stanton will be at 2 p.m. today at Stanton Memorial Funeral Home Chapel with the Rev. Craig Martindale officiating.
Jacob Wake
ANDREWS Services for Jacob "Jake" Wake, 77, of Andrews will be at 2 p.m. Sunday at McNett Funeral Home Chapel with the Rev. Bob Zap officiating.
Marion Gardner
HOBBS, N.M. Services for Marion Gardner, 63, of Hobbs will be at 2 p.m. Monday at Pleasant Green Baptist Church with the Rev. Russell Hill officiating.
Charles Byrd
LOVINGTON, N.M. Services for Charles R. Byrd, 69, of Lovington will be at 2 p.m. Sunday at First Baptist Church with the Rev. Harry Pittam officiating.
Deedie Biggs
SNYDER Services for Deedie Guindola Biggs, 98, of Lubbock, formerly of Farmers Branch, will be at 10 a.m. Monday at Bell-Cypert-Seale Chapel with Greg Biggs officiating.
Janie Hill
Services for Janie Hill, 77, of Lubbock will be at 2 p.m. Saturday at Resthaven's Abbey Chapel with the Rev. John Ballard officiating.
Bea Anderson
AVIS, N.M. Graveside services for Bea Anderson, 82, of Lovington, N.M., will be at 2 p.m. Sunday in Avis Cemetery.
Melissa Allen
DENVER CITY Services for Melissa Jane Allen, 75, of Denver City will be at 10 a.m. Saturday at Trinity Baptist Church with the Rev. Jim Auld officiating.
Kendall Ainsworth
CANTON Services for Kendall Lee Ainsworth, 38, of Lubbock, formerly of Canton, will be at 2 p.m. Sunday at Eubank Funeral Chapel with the Rev. Altos Womble officiating.
Mary Gauna
GRAND PRAIRIE Vigil services for Mary E. Gauna, 40, of Irving will be at 7 p.m. today at Guerrero-Dean Funeral Chapel.
Bonnie Ainsworth
SILVERTON Services for Bonnie May Ainsworth, 84, of Silverton will be at 2 p.m. Sunday at First United Methodist Church with the Revs. Edwin Norris and Tony Boyd officiating.
Mary Allen
Services for Mary Deloris Allen, 52, of Lubbock will be at 11 a.m. Saturday at St. Luke Baptist Church with the Revs. Homer Avery and J.H. Ford officiating.
JO Y`BLOOD, 92, Floydada, died Tuesday. Services 10 a.m., Moore-Rose-White Memorial Chapel in Floydada.INA MAE RIEK ARMSTRONG,88, HEAD:Lubbock, died Thursday. Sanders Funeral Home of Lubbock.
Leonard Scott
LAMESA Services for Leonard Clark Scott, 89, of Lamesa will be at 11 a.m. Saturday at First United Methodist Church with the Revs. David Black and Lee Crouch officiating.
Josephine Shepard
Services for Josephine Shepard, 80, of Lubbock will be at 3 p.m. Saturday at Lyons Chapel Baptist Church with the Revs. Michael Lionell Shepard officiating and W.D. Davis assisting.
Beverly Valentine
LEVELLAND Services for Beverly Valentine, 57, of Sundown will be at 2 p.m. today at Fairview Baptist Church in Levelland with the Revs. Glen Reese and Merle Fulmer officiating.
Jessie Gore
FRIONA Services for Jessie Gore, 97, of Friona will be at 10:30 a.m. Saturday at Friona United Methodist Church with the Rev. Don Boren officiating.
Crime wrap - November 2, 2001
Blotter information is compiled from reports filed with the Lubbock Police Department. To report information about these or other crimes, call Crime Line at 741-1000. In some cases, cash rewards are offered. Callers may remain anonymous.
Police blotter
Blotter information is compiled from reports filed with the Lubbock Police Department. To report information about these or other crimes, call Crime Line at 741-1000. In some cases, cash rewards are offered. Callers may remain anonymous.
Smith sits out practice; may miss Sunday
IRVING (AP) Emmitt Smith, nursing a sprained right knee ligament, missed practice Friday for the third time this week and said it's doubtful he'll play in the Dallas Cowboys' game against the New York Giants on Sunday.
Modano leads Stars past Predators, 3-0
DALLAS Mike Modano broke a seven-game drought with two goals and Ed Belfour made 16 saves for his 58th career shutout as the Dallas Stars beat the Nashville Predators 3-0 on Friday night.
Raptors hands Mavs first loss of season
TORONTO Vince Carter scored 25 points and Morris Peterson added 23 as the Toronto Raptors beat Dallas 109-92 Friday night in the Raptors' home opener.
Williams ready for new challenge with Astros
HOUSTON (AP) Jimy Williams has a new job and a new outlook.
Verplank takes early lead at Tour Championship
HOUSTON (AP) Tiger Woods was plenty sore Friday, but not because of his back.
Yankee mystique lives on
NEW YORK (AP) Another jolt of midnight magic, another stunning World Series win for the New York Yankees.
Texans set to open first workouts
HOUSTON (AP) Pro football will return to the historic Astrodome Monday sort of.
Wichita thunders past Cotton Kings
WICHITA, Kan. John Gurskas and Jon Austin each had three assists to lead the Wichita Thunder past the Lubbock Cotton Kings, 3-1 Friday at Kansas Coliseum.
Chicago Bears gunning for sixth straight victory against Browns
There are few who truly believe in the Chicago Bears, apparently fewer who think much of the Cleveland Browns.
Diamondbacks hope change of scenery helps
PHOENIX (AP) The Arizona Diamondbacks arrived at Yankee Stadium this week, all eager to explore the most storied ballpark in sports.
Kenny Wallace wins pole for Pop Secret 400
ROCKINGHAM, N.C. (AP) Proving that if given good equipment he can be competitive, Kenny Wallace won the pole Friday for the Pop Secret Microwave 400 in a Chevrolet fielded by Dale Earnhardt Inc.
Tough Wichita environment awaits C-Kings
Wichita, Kan., wouldn't exactly be considered a hockey hotbed among the literati of the sport.
Capriati loses, top ranking on ice
MUNICH, Germany (AP) Jennifer Capriati jeopardized her No. 1 ranking Friday with a 6-3, 4-6, 6-3 loss to France's Sandrine Testud in the quarterfinals of the Sanex Championships.
Lickliter leads as Tiger limps through Championship
HOUSTON (AP) Tiger Woods was five strokes out of the lead after the first round of the Tour Championship and couldn't have been more pleased.
Rangers officially name Hart as general manager
ARLINGTON (AP) John Hart, who turned the Cleveland Indians from one of baseball's worst teams into a perennial contender, was hired Thursday as general manager of the struggling Texas Rangers.
NYC marathoners run for loved ones
NEW YORK (AP) Ralph Maerz is a 56-year-old ex-smoker who until a month ago hadn't gone for a serious run since high school.
Mothers with sons in battle share bond
Although my family spent most of my adolescent years in El Paso, before we settled there in the late 1950s my dad's business had taken us from Buffalo, N.Y., to Lake Charles, La., to Spokane, Wash., with several stops in between.
Tulia man found dead on ranch from gunshot wound to head
Charles Sturgess, 51, of Tulia died this week from a self-inflicted gunshot wound, authorities said.
Littlefield, Texson come to terms on detention center funding dispute
A settlement has been reached between the city of Littlefield and Texson Management Group Inc. of Austin after disagreements arose last year over the construction of an $11 million juvenile detention center.
Ex-coach awaits grand jury
WELLMAN A former teacher and coach at Wellman-Union High School is awaiting his appearance before a grand jury on a sexual assault charge stemming from an alleged incident with a student.
Missionary abducted in Zambia
Earlier this year, when he learned that his daughter and her husband would be going to the mission field, the Rev. Tom Lakey could only think of how far away his three grandchildren would be.
Bulletin board
Support Groups GriefShare 6:45 p.m.-9 p.m., Trinity Activity Center, 66th Street and University Avenue. Begins June 25, biblical teaching on grief and recovery features video sessions with experts, small group discussions. Child care available. Nancy, 792-3363.
Religion briefly
All-Saints Concert features 'Requiem' An All-Saints Concert featuring the "Requiem" by Maurice Durufle will be performed at 5 p.m. Sunday by the Chancel Choir of First United Methodist Church, 1411 Broadway.
Pass it along
The Rev. Tom Lakey, pastor of Lubbock's First Assembly of God Church, gives his perspective on giving thanks in the November issue of his church newsletter:
Understanding Islam
Shelves for shoes are placed just outside the doors to the carpeted worship areas, a large room for men and a smaller room to the side for women, at The Islamic Center of the South Plains.
Scathing report urges NASA to cut costs
CAPE CANAVERAL, Fla. (AP) With overruns in the billions, NASA must scale back its international space station project and reorganize management to get costs under control, an outside panel of experts said in a blistering report Friday.
TxDot adds hybrid sedans to fleet
AUSTIN The Texas Department of Transportation added two new hybrid vehicles to its fleet Friday, stepping up its commitment to clean air initiatives, officials said.
Utility official, lawmakers affirm Jan. 1 deregulation
AUSTIN (AP) The chairman of the Public Utility Commission said Friday he was confident that electric deregulation will start on schedule Jan. 1, and a key lawmaker added his qualified endorsement.
Chiropractor sentenced for fraud
DALLAS (AP) An Arlington chiropractor was sentenced Friday to five years in federal prison and ordered to pay more than $2.7 million in restitution for submitting false claims to insurance companies for medical services never performed.
Texas takes $42 million economic hit
AUSTIN (AP) Fallout from the terrorist attacks coupled with a slow economy has put a $42 million hole in state coffers, Comptroller Carole Keeton Rylander said Thursday.
Candidates address moment of silence for schoolchildren
DALLAS (AP) Democratic gubernatorial candidate Tony Sanchez says schoolchildren shouldn't be forced to leave their prayers at home.
Suspicious mail triggers anthrax tests in Texas
DALLAS (AP) Reports of suspicious mail moving through North Texas postal facilities have helped prompt tests for anthrax contamination on equipment and letters, while doctors and law officers elsewhere in the state dealt with numerous issues relating to terrorists' attacks.
Rare Anne Frank artifacts make U.S. debut at Holocaust Museum Houston
HOUSTON (AP) A tattered 1938 first edition of the Dutch version of "Monopoly" takes Jacqueline Sanders-van Maarsen back to a time before her best childhood friend Anne Frank became an icon of Holocaust history.
Federal judges set to work redrawing Texas' congressional districts
AUSTIN (AP) Three federal judges on Friday began the job of drawing the state's next congressional district map as a two-week trial over the issue concluded.
Myers says action tarnished important victory
The following statement was issued by Gerald Myers, Texas Tech's director of athletics
New benchmark auto rates approved
AUSTIN (AP) State Insurance Commissioner Jose Montemayor announced Friday a 5.3 percent average increase in benchmark insurance rates for private passenger cars.
While anthrax questions remain, some normalcy returns to Washington
WASHINGTON (AP) The anthrax that killed a New York woman is virtually identical to bacteria found elsewhere in the bioterrorism scare, said investigators who remain at a loss to explain how she was infected. Cleanup was under way on Capitol Hill, and justices were returning to a decontaminated Supreme Court.
Lady Bird's tapes reveal Johnson was leery about Vietnam early on
AUSTIN (AP) Audio tapes recorded by former first lady Lady Bird Johnson reveal a former president who thought he had no choice but to send American troops to Vietnam despite concerns that the situation was "getting worse everyday."
New Mexico complains about transmission proposal
SANTA FE (AP) Federal plans to oversee electrical transmission in the West could weaken states' ability to control electrical costs, New Mexico's attorney general and regulators say.
Expect more anthrax cases, health officials say
WASHINGTON (AP) The nation's top health officials said Friday they expect more people to fall ill from anthrax and they fear the investigation may be handicapped because they don't know how many labs have the lethal bacteria.
B-52s pound Taliban headquarters in heavy attack on Kabul front
JABAL SARAJ, Afghanistan (AP) B-52 bombers pounded the front line north of Kabul on Friday in one of the strongest attacks yet, blasting a Taliban field headquarters. Opposition forces said the bombing appeared directed by U.S. forces on the ground.
Government, Microsoft move closer to end case
WASHINGTON (AP) More than a decade after the government began investigating how Microsoft does business, the two asked a judge Friday to approve a hastily written final chapter in the historic monopoly case that could reshape the future of computing.
Governor's chief of staff injured in post-game melee
Dr. Mike McKinney, the father of Texas A&M senior center Seth McKinney and Gov. Rick Perry's chief of staff, was injured in a post-game melee following Texas Tech's 12-0 victory over the Aggies on Saturday at Jones SBC Stadium.
Web site will assist with state aid searches
A new Web site, demonstrated Friday in Lubbock, allows people needing state aid to learn which programs might be able to assist them.
Bush says war in Afghanistan unraveling bin Laden's network
WASHINGTON (AP) A defensive President Bush said Friday the war in Afghanistan is unraveling the al-Qaida terrorist network and he chastised critics who are clamoring for more action. "This is not an instant gratification war," he said.
Schmidly speaks out about post-game activities
The following statement was issued by David Schmidly, president of Texas Tech's
Jobless rate jumps to 5.4 percent in October, biggest one-month gain in more than 21 years
WASHINGTON (AP) The nation's unemployment rate soared to 5.4 percent in October, the biggest one-month jump in more than 21 years, providing the most dramatic evidence yet that economic fallout from the terror attacks probably pushed the country into recession. A massive 415,000 jobs were eliminated during the month.
Myers apologizes to Texas A&M, calls behavior 'embarrassing'
Texas Tech President David Schmidly and Athletic Director Gerald Myers had terse words Saturday for students who tore down the south goal posts at Jones SBC Stadium following the Red Raiders' 12-0 victory over Texas A&M and attempted to place them in the Aggie section in the northwest corner.
Three injured when SUV crashes into apartment
Three Lubbock residents were injured at about 11:30 p.m. Thursday when a sport utility vehicle crashed through the bedroom wall of their apartment while they were sleeping.
U.S. Bankruptcy Court
Judge Robert Jones
Microsoft, DOJ reveal terms of landmark antitrust settlement
WASHINGTON (AP) Microsoft Corp. has agreed to a broad range of restrictions including a panel of independent monitors to oversee its conduct and books to settle antitrust violations and end its epic courtroom fight, the Justice Department said Friday.
DeaFirst fete proceeds to aid NY relief
An annual banquet produced $500 that will be sent to the New York City relief effort.
Brosius matches Martinez with two-out homer in the ninth
NEW YORK (AP) The scenario was the same. So was the result.
Firefighters protest plan to reduce workers at WTC site
NEW YORK (AP) Several firefighters scuffled with police Friday during a protest against a plan to scale back the number of workers searching for bodies at the World Trade Center site.
Bush: U.S. bombing won't stop during Ramadan
WASHINGTON (AP) American airstrikes in Afghanistan won't pause during the Muslim observance of Ramadan, President Bush said Friday. He said the attacks are "tightening the net on the enemy."
Authorities seek tips in mail-borne anthrax attacks
WASHINGTON (AP) Authorities said Friday they have no firm evidence to lead them to the perpetrators of the mail-borne anthrax attacks, and they appealed to the public for help. "We have not precluded any possibility," said Homeland Security Director Tom Ridge.
Updated Today - Court Records 11/02/01
Unemployment soars to 5.4 percent in October as fallout from attacks hammers economy
WASHINGTON (AP) The nation's unemployment rate shot up to 5.4 percent in October and job losses surged to the highest level in more than two decades as the full brunt of the terrorist attacks hit an already weak economy.
Former coach accused of sexual assault awaits grand jury appearance
WELLMAN A former teacher and coach at Wellman-Union High School is awaiting his appearance before a grand jury on sexual assault charges stemming from an alleged incident with a student.
Koreas agree on meetings
SEOUL, South Korea (AP) North and South Korea agreed today to a new round of Cabinet-level talks at a remote mountain resort in the North next week, resuming the stalled reconciliation process, the South Korean government said.
Iranian youth defy law at celebrations
TEHRAN, Iran (AP) In a new movie, young Iranian lovers are harassed by morality police for being alone together in a car. The outraged young man finally attacks the officer often to the cheers of the audience.
U.S. bombs Afghan capital; fierce strike hits front lines
KABUL, Afghanistan (AP) Amer ican warplanes raided Kabul on Thursday for the first time in four days, striking targets on the northern edge of the capital. The strikes came after U.S. jets pounded Taliban front lines and other strongholds.
American B-52s continue bombing raids on Taliban front lines
RABAT, Afghanistan (AP) American B-52 bombers pummeled Taliban front lines Friday with dozens of bombs north of the capital, drawing cheers from opposition fighters and futile artillery fire from Taliban gunners.
Bush lauds war progress
WASHINGTON (AP) Pres ident Bush, saying the war in Afghanistan is unraveling Osa ma bin Laden's terrorist network, chided critics Friday for clamoring for more action. "This is not an instant gratification war," he said.
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New Delhi/Hyderabad, Dec 9 (ANI): Cutting across party lines, Members of Parliament on Wednesday urged the UPA Government at the Centre to step in to end the impasse over the Telangana issue in Andhra Pradesh.
Expressing alarm and concern over reports of the deteriorating health of Telangana Rashtra Samiti (TRS) chief K Chandrashekhar Rao, they appealed to Prime Minister Manmohan Singh to initiate moves to end the stalemate.
Rao, whose fast unto death over a demand for a separate Telangana State continues for the eleventh day today, is admitted in the ICU of Hyderabad's Nizam Hospital. His medical condition has been described as critical.
Members of Parliament have appealed Rao to end his fast.
Meanwhile, TRS supporters have aggressively taken their campaign forward for a separate State.
Rao's family and supporters have also pleaded with him to end his fast, but the TRS chief is determined and adamant that only signals from the Center can make him change his decision.
With the situation outside Osmania University and the Andhra Pradesh Assembly particularly tense, security in Hyderabad has been increased. On December 10, all the groups in favour of the Telangana cause have called for a "Chalo Assembly" shutdown.
Police have imposed Section 144 in the region. There are around 12,500 policemen deployed outside Osmania University in anticipation of the unrest. To add to that, armed reserve police have been summoned from Karnataka and Tamil Nadu to work with local policemen and security forces to prevent protesters from entering Hyderabad.
At Osmania University on Tuesday, the students defied a government order to vacate their hostels. Professors also threatened to quit if the police were not withdrawn from the campus. Students were baton charged by police on Monday.
The university closed down last week till the December 18 as a precaution against violence, but it remains in many ways the epicenter of the Telangana protest.
The Telangana issue is expected to dominate proceedings in the state assembly today as well. Earlier on Tuesday, the assembly was adjourned for the day following the raging of the Telangana issue.
The TRS wants Chief Minister K Rosiah to move a resolution on Telangana, so that parties can vote on the matter. However, this is dangerous for the ruling Congress, because this could expose its own divisions on the issue.
As Andhra's government struggles to maintain law and order, Chief Minister, K Rosaiah, has said it's upto the Congress' central command in Delhi to decide the issue. The government fears that reports of deteriorating health of TRS chief will incite violence in the state that is already simmering over the Telangana movement.
K Rosiah is expected to visit New Delhi today to meet Congress President Sonia Gandhi and seek her decision on the issue. (ANI)


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Spring finds Vans rolling out a Chukka Boot Gum Pack that is stylish and simple, while still elevating the now signature boot so that it feels new. Available in black, seneca rock and true white, the Chukka boasts monochrome canvas uppers, metal eyelets and Vulcanized gum soles. Subtle striping along the same soles allow for a nice bit of contrast between the upper and lower. The Spring Chukka Boot Gum Pack is available at select Vans retailers.
Source: FRESHNGOOD.COM


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From Our BFFs: What Would Will Smith Look Like in a Human Slingshot?
We were already pumped when we first heard that Will Smith was hosting the Kids' Choice Awards this year. Now that we've seen this promo with Will and Nicki Minaj? We're going bizerk!
Remember all those cute Danimals commercials with Dylan & Cole Sprouse? Well they're about to get even cuter with the addition of… Bella Thorne! [Just Jared Jr.]
Ezria make-out sessions on Pretty Little Liars = aww! Deena + Pauly D hook-ups on Jersey Shore = eww! See the other top (and bottom) TV smooches… [Wetpaint]
You've heard of The Hunger Games, but have you ever heard of The Hunger Blogs? [HuffPost High School]
Victoria Justice, Kendall Jenner, Cody Simpson, Zendaya Coleman, the list is endless for the amount of stars who paid tribute to Whitney Houston… [J-14]
Although Vanessa Hudgens and Zac Efron are no longer an item, they still have one thing in common. (And no, it's not Ashley Tisdale.) [Posh24]
Ladies love long-sleeved dresses. Katy Perry, Adele and Carrie Underwood all proved it on the Grammys red carpet! [Hollywire]
Lea Michele may've not gotten a part in the Les Miserables movie, but she's apparently in talks to star in another Broadway play-turned-movie! [Cambio]
Get more quick celebrity fixes by checking out Our BFFs!


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5. Stick with the cannon that the first 3 films started (aka NO REBOOT!)
I am not saying use the EXACT same actors and the EXACT same characters (more on that later), but stick with that thin narrative and expand and strengthen it, the ground work has been laid before you Bay (Director) and Kruger (Writer, thank god he replaced Kurtzman and Orci!), you just need to blow us away with a great, updated Transformers story based in your "Movie Universe". I would personally love to see a story where Sam and Carly were older and had a son, Daniel, and move the story on to Daniel and a new group (3-5 NO MORE of each faction) of Transformers. There are characters I would love to see return (Lennox/Epps, even Agent Simmons and his assistant, Dutch) but I get that many of the actors want to move on. The video games that have recently come out are a great prequel to the Autobots and Decepticons coming to earth, but the games have MASSIVE story holes that need fixed, but that's a whole other list. I just don't want to see what was built 5 years ago that was getting better and better, just simply erased.


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Forums / Getting Technical / Finance / Using Super to Invest
We are thinking of using a company named Capital 360 to help us access and invest our super in more property. We currently have one investment property. We would really like to hear from anyone who has dealt with this firm and also if anyone has any advice re using Super to invest?
KalkatScratchMember@scratchJoin Date: 2010Post Count: 81
Hi Kalkat,
not sure how much of your own research you have done thus far, but Tony Melvin and Ed Chan have a book called How To Invest in Property Using Your Super Money. Its a great start to give you an idea of what you are looking at.
I'm not sure what services Capital 360 provide or what they charge, once you know this I would have a chat with your accountant and a good broker and compare the costs.
Hopefully this gives a little more direction.
Hi Shane
Thanks for your info, I will definitely be buying that book. I have noticed a few companies now are dealing with helping people invest with their Super. The problem is like everything, you don't learn how good or bad they are until you actually deal with them, unless you get a trusted referral. Capital 360 charge $1800 up front then 2% of any property deals, so a book would certainly be alot cheaper. We hadn't even considered using a broker or our accountant! Thanks for that
Kind Regards
KalkatRichard TaylorParticipant@qlds007Join Date: 2003Post Count: 11,915
We have probably settled around a dozen deals for clients buying in their SMSF and everyone has had some form of administration or legal hurdle.
Lenders are still not 100% sure of the legislation and each lenders legal dept interprets the SISA legislation differently.
Rule of thumb you will probably get around a 70% lvr with rates varying from around 7.25% +.
Personally i would not be paying an organisation 2% of the property deal when your Accountant will set up the structure and your mortgage broker can source the loan.
Yours in Finance
Richard Taylor | Helping investors pay down their debts thru a Mortgage Trust investment
Email Me | Phone Me
0-40 Properties in a decade with a unencumbered portfolio value in excess of $26M. Ask me for a copy of my API Interview.EvolveMember@evolveJoin Date: 2009Post Count: 66
Hi Kalkat,
I think Richard hit the nail on the head.
You time and money would be better spent educating yourself on how you can use your super (via a SMSF) to purchase property. It seems complex initially, however once you get your head around it it is a fantastic strategy.
I have just been reading from the Capital 360 website here:
I find it interesting that they utilise a unit trust structure – this is totally different to the limited recourse loans (formerly known as property instalment warrants) mentioned by Richard. The main and probably most important difference is that when the property is owned by a unit trust, and the SMSF invests into that unit trust, the underlying property cannot be used for security for any loans – you would need to use another equity source.
Warning – self promotion alert: About a month ago I posted an article on my blog about the 6 ways to purchase property using your super:
I have been personally involved in assisting a number of clients purchase property with their super using the limited recourse loans which have been around for almost 3 years now (well – the law changed 3 years ago – it took the banks a while to catch up and develop new loan products to take advantage of it).
A couple of key things to realise in regards to purchasing property in your super with a limited recourse loan
– It is not for everybody – it is good for people who want to buy and hold – i.e. not looking for a quick increase in value and then flick it off for a profit
– It does costs more to set up – the main killer is the bank legal fees – but hopefully we will see these coming down soon
– Cash flow is king (isn't it always!). You want any property owned by your SMSF to be able to look after itself cash flow wise. Any contributions going in (such as SGC and salary sacrifice) should be built up to act as the deposit for properties #2 and #3 etc – you don't want to be dependent on contributions to cover interest payments and other costs – it is a false economy
– You can still negative gear – with depreciation & capital works deductions you can have a property in a SMSF which is both cash flow positive but has negative income for tax purposes – the negative gearing benefits are obtained via salary sacrificing pre-tax dollars
– You are unable to re-draw on the equity. You need to sell the property to realise any built up equity.
– You can renovate properties purchased with a limited recourse loan – but you can't borrow to do it. You also can't renovate to such agree that you create a whole new 'replacement asset' – so you can't knock-down and rebuild.
I could go on and on about buying property with super – I personally enjoy working through the costs and benefits with people and seeing whether it is for them or not.
Anyway – I am not saying Capital 360 is bad – rather the opposite. I like the fact they seriously look at the most appropriate structure for their clients.
I guess you simply need to do your research and decide what is best for you.
Good luck and please feel free to ask more questions if you have them.
Hi Richard and Kris (Evolve)
Thank you both for your help. We are really grateful for your opinions and experience and have decided to wait and educate/research ourselves further. You have both given us some really good food for thought and some excellent information and common sense suggestions, which we otherwise would not have realised. I'm sure you'll be hearing from us with more questions as we get our heads around this. Once again, thank you
Kalkatmaree_bradrossMember@maree_bradrossJoin Date: 2007Post Count: 401
There was an article on SMSF in yesterday Fin Review – I have a copy here if you want me to scan it and email to you
Hi maree_bradross
I would appreciate reading it if it wouldn't be too much trouble, thank you! I think one of the best things we could have done was join this site, thanksmaree_bradrossMember@maree_bradrossJoin Date: 2007Post Count: 401
no worries – let me know your email addressnumber 8Participant@number-8Join Date: 2010Post Count: 333
We have come a long way in this space, I am exchanging on an office purchased for my company by my SMSF today. What a great vehicle for both wealth creation, not to mention a place for your business to occupy. You may also buy a property that you may occupy in retirement.
The process is a little complicated, but the help/ guidance from Accountant's and Financial Planners is improving across Australia every day. Advice used to be about $15,000 but has come down to as little as $3000 from an accountant or Financial Planner, this would be to set up and structure the acquisition and to sign off on the strategy as is required from the banks. The banks charge about $2000 over and above a normal loan, and the SMSFTrust deed, Corporate Trustee (2 companies), and Bare trust is approximately $2750 (Inclusive of GST).
In the long term this $7750 is made back in year one. i.e. A property of $300k value returns $30k p.a. on historical values (10% p.a.). While the laws remain the same we also have nil CGT in the pension phase. Further, if the SMSF has a shortfall of cash as is typical with negative geared properties, this may be solved by your compulsory super contributions by your employer or salary sacrificing as is required.EvolveMember@evolveJoin Date: 2009Post Count: 66
That is great news Number 8
Good luck with everything – I hope everything runs smoothly with the bank.
Due to the typically higher yields, commercial properties work really well when purchased by a SMSF using a limited recourse loan. The banks typically will only lend up to 65% on a commercial property when purchased by a super fund, and based on this LVR and a gross yield of 9% to 10% a lot of the time the property will be cash flow positive (or maybe only slightly negative).
Cash flow positive property is perfect within a SMSF as you can quickly build up surplus cash via the excess rent and contributions (including salary sacrifice) – which in turn can be used to purchased more property or diversify into other types of investments.
It is good to see the costs coming down in regards to the set up / structure and advice surrounding a SMSF purchase using borrowings.
One cost that hasn't come down however is the bank legal costs – $2,000 plus is such a blatant rip-off – I mean how long does it take to review a SMSF trust deed and the associated docs such as the contract and the bare trust docs – a couple of hours max?
I encourage anyone involved in assisting people purchasing property using SMSF loans to put pressure on the banks to make them put pressure on their lawyers regarding these costs – if the banks want the business they will need to move. I know it is unlikely that it will make an immediate difference – the banks have too much power – but I am feeling unreasonable, and as George Bernard Shaw said:
"The reasonable man adapts himself to the world: the unreasonable one persists in trying to adapt the world to himself. Therefore all progress depends on the unreasonable man."
And I want some progress!
It is always good advice to shop around when looking for a loan provider – and SMSF limited recourse loans are no exception. I have a comparison of current SMSF loan providers here.
I would be interested to hear Number 8's feedback through the process and whether he comes up against any hurdles / issues. Feel free to share mate!
On a related topic, there is a company up in Brisbane which have a total upfront cost of $1500 inc GST to set up and process a SMSF limited recourse loan. The amount includes all bank legal fees, but doesn't include any advice by an accountant / SMSF specialist (including SMSF set up) or the banks loan establishment / application fees.
They use St George and have managed to negotiate a better deal for their clients. They have a couple of noticeable differences to a typical SMSF limited recourse loan (instalment warrant) structure however:
- They have their own special purposes trustee – which holds the title as trustee of your custodian trust for the benefit of your SMSF
- They inter-twine their trustee into the loan / title – meaning if you want to refinance down the track you will basically need to set the whole thing up from scratch – which will be challenging even if possible
- They charge an ongoing % fee on the value of the underlying property
- They handle some of the administration as their trustee company is on the title and also look after any changes if required to ensure the structure stays compliant with any future change to the SIS provisions surrounding limited recourse borrowings
Overall this type of structure has some good points, but it also has some drawbacks – it is up to each individual investor and their advisers to determine whether it is right for them.
I was reading some old posts of mine on another forum – and I was predicting that purchasing property using your SMSF with borrowings would become more commonplace, and that once mortgage brokers, real estate agents and anyone else with a vested interest in property and loans got their heads around how it works we would see it become more mainstream.
I think I can safely say I was right!
Once again if anyone else has any questions about buying property with your super please throw them out there!Sick of SpruikersMember@sick-of-spruikersJoin Date: 2010Post Count: 4
Good afternoon Kalkat,
With regards to Super two of the major banks NAB and Westpac have put together sound policies and products in this area. If you are serious about a long term future in property investing the banks will treat you more seriously if you build a relationship with them direct rather than thru a broker (Capital 360 get a kick back from referring you to whatever broker they have put you in touch with). But remember that like any business bank's are made up of people – some know their stuff and some don't – hence I recommend not committing to any particular lender until you have found the right person within the bank who in your case if not a superannuation specialist themselves can put you in touch with someone who is. In the first instance here I would recommend ringing a Business Banker from NAB & Westpac whose portfolio consists of clients with facilities with the bank of between $1m – $5m+ (you won't find them in the branch, we've been promised the world by 'in branch business bankers' who, with your growing property portfolio will be out of their depth and waste your time).
Cheersgod_of_moneyParticipant@god_of_moneyJoin Date: 2008Post Count: 971
Hi Richard
Investec Bank offers LVR up to 90-95%. The interest ~ 8%
You must be logged in to reply to this topic.


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Paes, Dlouhy win French Open men's doubles
India's Leander Paes and Lukas Dlouhy of the Czech Republic won the French Open men's doubles title overnight with a 3-6, 6-3, 6-2 win over Wesley Moodie of South Africa and Belgium's Dick Norman.
It was 35-year-old Paes's fifth men's grand slam doubles title having won twice here in 1999 and 2001 with compatriot Mahesh Bhupathi, 1999 Wimbledon with Bhupathi and the 2006 US Open with Martin Damm.
"Dick and Wesley served really huge and made it difficult for us. They did a great job in getting to the final," said Paes who has now won 40 career doubles titles.
Paes and Dlouhy first teamed up at Roland Garros last year, losing in the last 16 to eventual champions Pablo Cuevas and Luis Horna.
They then finished runners-up to Mike and Bob Bryan in the 2008 US Open final.
"We started playing together at Roland Garros last year. We lost then to the champions so we made it a point that we would come back and try and win it this year," added Paes, who has also won four grand slam mixed doubles titles.
Topics: australian-open, sport, tennis, czech-republic, france, india
First posted


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For Silvershimmer43 And Kozyone22
Notes and Credits
Wanted my last project to be something fun X3
I hope you two like it!! 8D I fail at drawing wolves XP But I hope you enjoy the pictures of the wolves anyway! XD (I'll stick to cats)
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text: Hello Everyone, New to this forum but a fellow stoner none-the-less. I'm here because I need the opinions and feedback of fellow like minded individuals. I've been working on making a really nice demo video for the dry ice extraction method. If you haven't heard of dry ice extraction you are missing out - it's pretty awesome. Dry Ice Hash Extraction Video How's the video/demo look? Did it intrigue you? Are you feeling frisky If you have any experiences with dry ice extraction or any tips feel free to speak up!


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Die Ritterkreuztrager der deutschen Wehrmacht Pt. III V. 2
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Die Ritterkreuzträger der deutschen Wehrmacht 1939-1945 (Knight's Cross Winners of the German Armed Forces) by Franz Thomas and Günter Wegmann. Hands down, the best series on KC winners of the Wehrmacht and Waffen-SS. The series is broken down by branch of service. Every KC winners is pictured (usually several times, in a variety of uniforms). Additional information: date of award(s); places where the soldier was employed; short biographical (military sketch) of assignments; list of all awards; and, promotions.
Part III: Die Ritterkreuzträger der Infanterie Volume 2


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GGX Jewels (formerly Glamma-Gurl Xpressions) - Established 2005
The GGX Jewels website is currently undergoing a face-lift!
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Also, in the meantime, please connect to us via social media (Facebook & Instagram), or send an email if you have a custom order request.
Thank you for visiting... and for over a decade of support of my hand-crafted wearable art!


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so, who starts if both Davis and Tinsley are healthy? Tinsley has to feel shafted....or did i miss something, was tinsley involved in the trade?
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so, who starts if both Davis and Tinsley are healthy? Tinsley has to feel shafted....or did i miss something, was tinsley involved in the trade?
Well first, so we're clear, no trade has happened. The rumor was, with filler being needed, Artest and Tinsley for Baron Davis. But for now that's all it is, a rumor.
I see someone posting a link to a newspaper that is entitled, 'Word on the streets'. But that title alone makes the newspaper garbage. And I haven't heard anything else from any other source. To even speculate that this deal has any chance of happening based on one article is already pushing the topic to far. We don't need to start a rush of panic by guessing what the lineup will be, because, this deal won't happen. I stand by it because we don't have anything to gain from this deal aside from a point guard who if better than the one we already have, it's just slightely. How about we get Jamaal Magloir or Lee Nailon in this deal? How about their draft pick? No way this happens. End of story. I'm already tired of reading about it.
I have it on good authority that tonight's starter are:
J. O'Neal (7) PF
J. Foster (10) C
M. Curry (12) SF
R. Miller (31) SG
J. Tinsley (11) PG
But don't tell the Bucks!
So Long And Thanks For All The Fish.
If you've done 6 impossible things today?
Then why not have Breakfast at Milliways!
wow, i am sorry, i did not read the name, i only looked at B. Davis....I ignored the Ann part......whoops! So, anyways LETS SAY baron davis was traded to the pacers for Ronnie. who would start? tinsley or baron
Baron! But, I couldn't see us holding on to two starting caliber PGs we are still a small market team and I think our owners would rather not have a fully paid starter sitting because we also happened to have another starter who is better, so for me it's a moot question.
2012 PD ABA Fantasy Keeper League Champion, sports.ws
2011 PD ABA Fantasy Keeper League Champion, sports.ws
2006 PD ABA Fantasy League runner up, sports.ws