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[Winner Announcement] – Discover Da Nang!
It's time to reveal the winners of the Discover Da Nang contest, and we've got to say, the response is simply amazing!
Kudos to all participants for all your great answers and we've got to tell you, the judges were definitely cracking their brains trying to make a decision because the slogans were just simply amazing!
Here are the answers to the 3 questions:
1) Basket Boat/Thung Chai/Thuyen Thung
2) Champa/Kingdom of Cham
3) Hue
So did you get it all correct? If yes, great job!
Alright, here are the three winners who'll win:
3 x GRAND PRIZE
– ONE (1) round trip ticket on AirAsia to Da Nang, Vietnam via Kuala Lumpur for TWO (2) pax.
Teguh Pribadi Darmawan – Jakarta, Indonesia
"I want to Discover Da Nang because me and my wife love to travel into new places. Pristine beaches and cool mountain hideaways that Da Nang offers suit our searches for perfect gateways and little adventure. Further, a "quite" and not-yet-a-tourist-destination place like Da Nang is the perfect place for our second honeymoon."
Linda Lim Foong Ling – Kuala Lumpur, Malaysia
"I want to discover Da Nang because I'm the biggest supporter to AirAsia. I wish to be the 1st one to fly with AirAsia and land in Da Nang safely! Wherever you are, wherever I am, I love AirAsia!!!"
Kylie Westthorp – Melbourne, Australia
"I want to discover Da Nang because….. I'm intrigued to explore where dense history meets trendy beach escape; where coffee is culture; where street food is gourmet. I want to be hypnotised by Da Nang's quaint and mysterious charm"
Congratulations to you guys!
Didn't get to win your very own Discover Da Nang adventure? No worries!
AirAsia now flies you to captivating Da Nang! Discover Vietnam you've never seen at www.airasia.com from only RM69 all-in-fare! More information @ http://on.fb.me/q48k1F
If you've seen the breathtakingly amazing photos of Da Nang, Vietnam we've shown you on Facebook last week, you'd have a gut feeling that we've got something exciting coming up…and you're absolutely right!
We're giving you the chance to Discover Da Nang by yourself (and a friend!). All you've got to do is to answer the 3 simple questions below with clues based on the photo below and give us your most creative slogan!
1) If you stroll along Da Nang beach, you'll see these unique fishermen boats that are quintessential to Da Nang. What are these boats called?
2) Which ancient kingdom is located in My Son, filled with religious relics, temples and towers reflecting the divinity of the king?
3) Which city is the Forbidden Imperial City located near Da Nang?
Complete the slogan below in less than 50 words:
"I want to Discover Da Nang because ….."
Send your answers to email@example.com with "Discover Da Nang! – Your Name" along with your details below:
i. Full name
ii. Date of birth
iii. Place of birth
iv. Passport number
v. Current Address
vi. Email contact
vii. Phone Contact
Important Notice!
The Discover Da Nang contest starts at 11:00hrs (GMT+8) and ends 23:59hrs (GMT+8) on 3 October 2011 (Monday). Winners announcement will be on 4 October 2011 16:00hrs (GMT+8).
Want to know more about Da Nang? Check out our photo albums and share with your friends!
1) http://on.fb.me/qSndXf
2) http://on.fb.me/mYD8k9
3) http://on.fb.me/nIjQtT
Terms & Conditions
1. The "Discover Da Nang!" ["Contest"] is organized by AirAsia Berhad ["Organizer"]. The Contest will run for ONE (1) day commencing from 11:00 (GMT +8) on 3 October 2011 and end 23:59 (GMT +8) on 3 October 2011 ["Contest Period"].
During the Contest Period, Three (3) winners will be selected and each of them will receive the following prize:-
• ONE (1) round trip on AirAsia (flight from any AirAsia Berhad) to Da Nang (via Kuala Lumpur) for TWO (2) pax.
2. The Contest is open to everyone ["Participants"] except for the following:
a. Permanent and/or temporary staff or employees of AirAsia Berhad, P.T. Indonesia AirAsia, Thai AirAsia Co., Ltd., AirAsia X Sdn. Bhd. and Go Holiday Sdn. Bhd and its immediate family members;
b. Representatives and/or agents (including advertising & promotion) of AirAsia Berhad, P.T. Indonesia AirAsia, Thai AirAsia Co., Ltd., AirAsia X Sdn. Bhd. and Go Holiday Sdn. Bhd.
3. Contest Period:
• 3 October 2011
• Winners will be announced on 4 October 2011
4. To qualify for the Contest, Participants will have to do the following:
Contest Mechanism:
a. All Participants must "Follow" http://www.blog.airasia.com
b. A photo montage will be posted on the blog with Three (3) clues in the photo. All Participants are required to find out the answer.
c. All Participants are required to submit the answers of the Three (3) clues and complete the slogan "I want to Discover Da Nang because …" in less than 50 words, and send to email@example.com with "Discover Da Nang! – Participant's Name" as the subject of the email from 11:01hrs on 3 October 2011 to 23:59hrs (GMT+8:00) on 3 October 2011.
d. All Participants must include their full details as below:
i. Full name,
ii. Date of birth,
iii. Place of birth,
iv. Passport number,
v. Current Address,
vi. Email contact and
vii. Phone Contact.
e. Each participant can only submit one (1) submission. Any subsequent submission will be disqualified.
f. The entry with 1) most correct answers with 2) the fastest time to submit with 3) the best creative slogan will win.
5. Only entries in English will be accepted.
6. All entries must be submitted and received by 23:59 (GMT +8) on 3 October 2011
7. Only Participants that fulfilled the Contest Mechanism stated above will be eligible to win the prize. Incomplete entries and/or Participants that failed to fulfil the contest mechanism will automatically be disqualified from the Contest without any notice.
8. The winners will be selected based on the most correct answers, fastest time and creative slogan by a panel of judges appointed by the Organizer.
9. Selected winners will be contacted, at any time deemed appropriate by the Organizer, via email.
10. The travel period will be restricted within a travel period decided by the Organizer.
11. Winners and guests are responsible for obtaining all entry, exit, health and other documents of the destination country and are required to have all necessary travel documents (i.e. valid passport, visa) at the time of departure. Organizer will not be responsible for any failed visa application.
12. All Winners are required to depart from Kuala Lumpur (LCCT Airport). Transportation to LCCT will be borne by the guest entirely.
13. The Organizer (including it respective employees, staff and agents) shall not be liable for any loss (including loss of opportunity and consequential loss arising therewith) and/or any damage suffered by any winner in connection with the Contest.
14. The winners are bound by the terms and conditions that come with the prize. The acceptance of prize indicates the acknowledgment and agreement of such terms and conditions.
15. The prize is not exchangeable and/or transferable. Failure to accept prize by the winners when required to do so shall constitute a rejection by such winner(s) and the Organizer reserves it rights to award the prize to another winner(s).
16. The Organizer will not cover airport tax, insurance and other surcharges and/or administration fees. The winner(s) and guest(s) will be solely responsible for the payment of all airport taxes, insurance and other surcharges and/or administration fees, meals, baggage allowance and etc.
17. The Organizer reserves its sole right and discretion to delete, remove, not consider or reject content that is deemed by it to be improper or offensive in whatever nature.
18. The Organizer reserves its rights to publish or display materials or information, including but not limited to the names of all Participants for marketing, advertising and publicity purposes in any manner it deems appropriate. The Organizer further reserves its right to use any personal data of Participants in any manner and/or for any purpose it deems fit and the Participants are deemed to consent to such use with no monetary payment.
19. The Organizer reserves its right to cancel, terminate or suspend the Contest with or without any prior notice and reason. For the avoidance of doubt, cancellation, termination or suspension by the Organizer shall not entitle the Participants to any claim or compensation against the Organizer for any and all losses or damages suffered or incurred as a direct or indirect result of the act of cancellation, termination or suspension.
20. The terms and conditions herein shall prevail over any inconsistent terms, conditions, provisions or representations contained in any other promotional or advertising materials for the Contest. In the event of any inconsistency, conflict, ambiguity or discrepancy between the English version and the Bahasa Malaysia version of these terms and conditions, the English version shall prevail at all times.
21. The Organizer reserves its right to vary, delete or add to any of these Terms and Conditions and/or substitute or replace the gifts from time to time without any prior notice.
22. By participating in the Contest, it is deemed that the Participants agrees to be bound by the terms and subject to the conditions herein set out upon submission of entry. The decisions of the Organizer in relation to every aspect of the Contest including but not limited to the type of prize and winner shall be deemed final and conclusive under any circumstance and no complaint from any Participants will be entertained.
23. The decision of judges appointed by the Organizer are final, conclusive and binding and no further appeal, enquiry and/or correspondence will be entertained.


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Greece is rapidly becoming an isolated economy. Carrefour, the giant French supermarket and retail group, said that it was selling its entire stake in Greece at a loss to its local franchise partner, so it could concentrate "on markets where it sees growth", a spokesman said.
Coca-Cola's operations in Greece were also downgraded by Moody's Investors Service, which cited the increased likelihood that Greece could exit the euro zone. A day earlier, French bank Credit Agricole said it was ring-fencing its Greek operations to protect itself should that happen.
Two of the world's largest import-export insurers, Euler Hermes and Coface, have recently refused to cover transactions involving companies in Greece, imperilling the import of basic goods.
Global businesses and investors are retreating both because of the uncertainty about whether they might be paid someday in a devalued currency, and because domestic consumption has plunged after three years of painful austerity.
Nearly a quarter of the people are out of work. Buying power has shrivelled. Sales of clothing and pharmaceuticals have slumped, and even petrol purchases are down as people drive less to save money. Companies short on cash have stopped paying one another.
Even the strongest parts of the economy are suffering. Tourism, which accounts for nearly 20 per cent of all jobs in Greece, is expected to plunge by about 15 per cent this year as dire headlines leave visitors uneasy about planning holidays. The shipping business here has been losing steam to China, and its profitability fading, especially in the past year.
"The economic international isolation of Greece is growing day by day," president of the National Confederation of Greek Commerce Vassilis Korkidis said.
Even if a new government wanted to remain in the euro, it would have to satisfy the demands of the international community for aid. Though its coffers are running dry, the Greek government must find €15 billion ($19 billion) in savings by the end of the month under the terms of its bailout. The state power agency is warning of blackouts because it can't pay its bills and Gazprom, the Russian gas giant, has threatened to cut Greece off unless it is paid by June 22.
The Australian Financial Review

subset: commoncrawl


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Rowlett's new head football coach is official: It's Sachse offensive coordinator Doug Stephens
Doug Stephens, the offensive coordinator at Sachse, was approved late Tuesday night as Rowlett's head football coach. Stephens takes over for Kiff Hardin, who coached Rowlett for 12 seasons and led them to the playoffs the last eight years.
Stephens was the offensive coordinator for Sachse for two seasons. Prior to that, he was the offensive coordinator at Katy Taylor for two seasons. He was an assistant coach at Southlake Carroll before that and was influential in the growth of 7-on-7 competition.


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Villa Mater Hotel2
Via Vittorio Bottego 10, Catania, 95125
Price FromView Rooms
This hotel doesn't have any reviews yet.
About the hotel
Property Location
With a stay at Villa Mater Hotel in Catania, you'll be minutes from Gioeni Park and close to Angelo Massimino Stadium. This hotel is within close proximity of Leucatia Castle and Vincenzo Bellini Music Institute.
Make yourself at home in one of the 30 air-conditioned guestrooms.
Complimentary wired and wireless Internet access keeps you connected, and cable programming provides entertainment. Bathrooms have showers and bidets. Conveniences include phones and desks, and housekeeping is provided daily.
Make use of convenient amenities, which include complimentary wireless Internet access and a television in a common area.
Enjoy a satisfying meal at a restaurant serving guests of Villa Mater Hotel. A complimentary continental breakfast is included.
Business, Other Amenities
Featured amenities include a 24-hour front desk and an elevator (lift). Event facilities at this hotel consist of conference space and meeting rooms. A roundtrip airport shuttle is provided for a surcharge (available 24 hours), and free self parking is available onsite.
Read MoreLess
Facilities Show/hide
- Main
- 24 Hour Reception, Concierge, Lift to all floors
- Parking
- Car parking available onsite, Airport Shuttle
- Business
- Meeting Facilities, Wi-Fi Available In Public Areas
- Dining
- Restaurant
Useful Info Show/hide
- From 14:00 hours
- By 11:00 hours
- Up to 8 years old
- You must present a photo ID when checking in. Your credit card is charged at the time you book. Bed type and smoking preferences are not guaranteed.Your reservation is prepaid and is guaranteed for late arrival. The total charge includes all room charges and taxes, as well as fees for access and booking. Any incidental charges such as parking, phone calls, and room service will be handled directly between you and the property. Know Before You Go Cash transactions at this property cannot exceed EUR 2999.99, due to national regulations. For further details, please contact the property using information in the booking confirmation. Children 2 years old and younger stay free when occupying the parent or guardian's room, using existing bedding. Fees The following fees and deposits are charged by the property at time of service, check-in, or check-out. Fee for in-room wireless Internet: EUR 3 (rates may vary) Pet fee: EUR 10 per pet, per night The above list may not be comprehensive. Fees and deposits may not include tax and are subject to change. Mandatory Fees and Taxes You'll be asked to pay the following charges at the hotel: A tax is imposed by the city and is collected at the property in cash: EUR 1 per person, per night, up to a maximum of 3 nights. Guests exempted from the tax: Catania residents; exchange students; University students; children under 18 years of age; coach drivers and tour leaders for groups of at least 25 people (1 coach driver and 1 tour leader per group); disabled persons, patients, and their companions/helpers (max 2 per patient), subject to submission of proper documents to the property. We have included all charges provided to us by the property. However, charges can vary, for example, based on length of stay or the room you book. The price shown is based on the occupancy and dates you have searched for. Prices and availability are subject to change based on the arrival date, number of nights and occupancy searched for. All prices are inclusive of all local taxes.
- Pets are not allowed
Customer Reviews
Our reviews are from genuine LateRooms.com customers. We verify that the customer has stayed before leaving a review.
No reviews yet


text:
|Details for AMBER
-----Original Message-----
From: firstname.lastname@example.com [mailto:firstname.lastname@example.com]
Sent: Thursday, March 30, 2000 8:31 AM
Subject: [{ITA-SICILY-L}] Re: Trip to Sicily..
Connie, I'm SO jealous!! What a wonderful, heartwarming memoir! Thanks so much for sharing it with the list. I just returned from Tampa on Sunday from my first "genealogy-only" vacation. I met wonderful cousins that I had never met in person, and had some of the same feelings you described. Now, we're plotting our trip to Palermo and Contessa Entellina! I hope we can find an English-speaking cousin of our own. I'm so happy for you. Oh... and if you do build that house in Palermo, keep in touch!! We may just need a contact! lol
Warmest Regards,
from Sicily: TRIPOLINO, ROMANO, MARINO, RESTIVO
-----Original Message-----
From: email@example.com [mailto:email@example.com]
Sent: Monday, May 01, 2000 8:32 AM
To: firstname.lastname@example.com
Subject: Sicilian photos to post...
Hi Donna,
I have some pictures of Contessa Entellina that were taken in the mid 1980's... some are of landscapes, some of the apartment where my Bruno / Romano family lives, and some of them visiting and eating together. I also have a picture of my great-grandmother when she was 4 years old standing next to her little sister, circa 1900 (Wow! 100 years old, didn't occur to me until just now :) Anyway, if you want, I have these photos already scanned. just let me know how to send them to you. I missed the email with instructions. Thanks!
Kindest Regards,
Amber Parker
Raleigh, NC
TRIPOLINO, MARINO, ROMANO, BRUNO, RESTIVO, ROTOLO - Contessa Entellina
Census Records | Vital Records | Family Trees & Communities | Immigration Records | Military Records Directories & Member Lists | Family & Local Histories | Newspapers & Periodicals | Court, Land & Probate | Finding Aids


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Zophia Raleigh, 15, and Ryan Malcomi, 17, know there are kids in their schools who use drugs. Raleigh can tell by the way they are acting when they come in on a Monday morning.
A group of 39 cadets from eight different Civil Air Patrol squadrons camped out at Blaine City Hall from the evening of Nov. 16 through the morning of Nov. 17 to become more educated on what is out there and the dangers of drug use, according Capt. George Supan, a public affairs officer for the Anoka County squadron.
The Civil Air Patrol's cadets program is for those who are between the ages of 12 and 21, so many are middle school and high school students and have to handle peer pressure, said Malcomi, who lives in Woodbury and is a cadet first lieutenant in the St. Croix (Wis.) Composite Squadron's cadets program.
"This is about bettering ourselves and making sure we make the best choices," said Raleigh, who lives in Blaine and is a cadet second lieutenant in the Anoka County Composite Squadron's cadets program.
The Civil Air Patrol is an auxiliary of the U.S. Air Force. The Anoka County squadron is one of 22 throughout the state and the largest as well, according to Supan.
Anoka County's squadron has 113 members, which includes the senior and cadet members. There are 1,400 members statewide in this volunteer program.
If a plane goes down, the Air Force provides a van and plane to the local squadron so it can assist in the recovery and rescue efforts. Various educational programs held at the local airport are part of the educational duties local squadrons take on, according to Maj. Shelly Supan of the Anoka County Composite Squadron.
The third component of the Civil Air Patrol is its cadets program where young people are introduced to aviation through a 16-step program that includes aerospace education, leadership training, physical fitness and moral leadership.
Cadets are also able to compete for academic scholarships as they further their studies in fields such as engineering, science, aircraft mechanics, aerospace medicine and meteorology.
The drug demand reduction (DDR) program that was held overnight at Blaine City Hall is just one of the programs cadets go through to become stronger people and thus stronger leaders.
A drug enforcement officer gave the cadets the cold, hard facts about what is out there and the dangers of drug use. He showed pictures of people who are methamphetamine addicts to show how decrepit their bodies become.
Maj. Supan said some cadets have dreams of joining the Air Force. Those who earn cadet officer status may enter the Air Force as an E3 (airman first class) rather than an E1 (airman basic), which means higher pay.
The cadets program provides young students an opportunity to decide if military service is right for them before they sign on the dotted line.
"A lot of cadets who think about the military like to come to us because we're a volunteer organization so you can leave at any time," Maj. Supan said.
Others may want to work in law enforcement, so this drug education program would have been a good opportunity for them to find out what some police officers do. A Blaine police officer conducted a fake arrest of a cadet member to show the others what happens when someone is placed under arrest. The officer brought the cadet to the city jail, fingerprinted him and briefly locked him up.
Some cadets sign up for the adventure and social experience and have no plans to join the Air Force or become a police officer, Maj. Supan said. Parents are encouraged to be involved, and there are some instances where full families are participating in the training.
According to Maj. Supan, the DDR evening was organized by herself, Raleigh and Jim Schilling, who is a Civil Air Patrol first lieutenant and a detective with the Blaine Police Department. Their goal was to make the event as enjoyable as possible and not just lecture the cadets.
For one activity, cadets had to put on goggles that blurred their vision and made them feel like they were drunk or on drugs. They rode a tricycle around a group of cones. Of course, their vision was compromised so many did a poor job completing this challenge.
The joy of opening up a Hershey's Kisses piece of candy was taken away when they had to wear winter gloves to accomplish this task. This activity was meant to illustrate how motor skills diminish when a person is under the influence of alcohol or drugs, Raleigh said.
The senior Civil Air Patrol members at one point in the evening were called out for a real emergency, according to Maj. Supan. An emergency local transmitter (ELT) was going off and had to be located.
Maj. Supan said they went to the Anoka County-Blaine Airport whßere the Anoka County squadron's plane is located, but were ordered to stand-by before they took off because another plane had located the source of the signal.
Maj. Supan said ELTs can be set off if the plane crashes, if the landing is rough or if the plane owner did not replace low batteries. There was thankfully no crash in this case. They later returned to Blaine City Hall to rejoin the cadets.
How to join the cadets
The Anoka County cadets meet every Tuesday evening and there are training opportunities most weekends, Maj. Supan said, but everyone can choose to be as involved as they want to be.
She would like to see more adults volunteer for the Civil Air Patrol and more young people try out the cadets program.
Blaine Mayor Tom Ryan would love to see the Anoka County squadron in a new, larger building. He said the group has been raising money to get this accomplished. It currently meets at a building at the Anoka County-Blaine Airport and it leases hangar space for its plane.
"They do great work," Ryan said. "They have a real purpose for our city, our county and our state."
To find out more information or if you are interested in joining the Civil Air Patrol or its cadet program, visit www.anokacap.com or call 651-291-0462.
Eric Hagen is at [email protected]


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Feature Article of Sunday, 22 January 2012
Columnist: Dery, Francis
Countrymen and women, The Untouchables is a multi-part series discussing aspects of a Phenomenon that has gripped our nation for some time now. It is one that currently rivals with anything that defines us as a people; it seems to be political, social and economic. Yet, for some odd reason, the subject cannot be touched, at least in the way I am going to; be patient. I have been cautioned that few have the guts to cast away years of dogma and fear to address this Phenomenon, and that in the process, the Coalition will rally to destroy me. I am less afraid of that coalition, but more afraid of what our nation is becoming, has become, will become. So let's roll.
At the centre of this Phenomenon is the animal called Man (both male and female). So gird your loins, and come with me on a journey into the very centre of this Phenomenon – perhaps you can help shed more light on it, or add more darkness to it; or you might just recognize it for what it is, what it has always been – about one thing and nothing else. Money!
Money in and of itself is not a bad thing. A renowned Ghanaian musician captures this unequivocally in "Sika y? moja". Just the ability to bring this view to you takes money – my education, the computer on which to right, the ability to send this very article to the internet. Still we all know that like most things multi-dimensional, money is a double edged (or if you like "multiple-edged") knife. It can create and it can destroy. Usually, having it is not by itself objectionable. It is how one acquires it that is often the sore point. All of us know many decent wealthy men and women, who have used their gift of wealth to do good; still others have used that wealth to destroy and to get to the very darkest realms of life on earth here. We should be wary not to confuse the two. But to the Phenomenon….
You can see it everywhere, on mega billboards, small posters, on TVs, in the newspapers, in some of your friends and family, perhaps even in yourself, in strangers - local and foreign; you can hear it on radio stations, in your neighbourhoods and across this nation, booming on anything that has the capacity to carry sound and vision, utilizing some of the most modern and far-reaching tools of our time. They carry fantastic promises of everything under the sun – business success, financial breakthroughs, passovers, crossovers, fruitfulness (child-bearing), examination success, spousal fidelity, marital bliss, career success and promotion, political power, exorcism from witchcraft, demons and many more. These messages epitomize the singular dreams of many of us either as individuals or groups. However, the problem is that the Phenomenon defers the realization of these promises to a Supreme Being – a Supreme Being in whom the Phenomenon itself appears to have little faith, as far as their own actions exemplify. I am talking about the thousands, if not tens of thousands, or more, of "men" and "women" of God who have set up shop, in virtually every nook and cranny of our country, exploiting our truly honest and God-fearing nature for material and personal gain.
Now wait a minute!!! Before anyone starts casting stones on me as an unbeliever, let me say upfront that I am a Christian; I haven't been anything else in my entire life. In that rather long life, I have seen many, many Godly men and women, some good and some bad. So in embarking on this exercise, it may well be that I end up shooting my own kin in the foot for the dubiousness of this Phenomenon touches us all. I am not embarking on some crusade, neither am I about to form a church (with an almost business-like name). I am simply sharing my thoughts on what I have observed for a long time; but to the subject at hand, and perhaps, some historical context bears explaining. Please bear with me….
Historically, our country, since its founding, has always been tolerant of different faiths – Muslims, Christians and Traditionalists (or Pagans as others may derisively call them). Collectively, these forms of worship dominated the spiritual landscape of this. It is my view that over time, these faiths became institutionalized and perhaps became quite complacent about their dominance over the spiritual lives of our people. The Catholics, Anglicans, Presbyterians, Methodists on the Christian side come immediately to mind. Then, anyone calling himself/herself a Christian invariably professed one of these faithful doctrines. As our country matured, these doctrines continued to expand variously within the vast Christian space. The Catholic Church in particular continued its march along Roman-centric forms of worship, drawing extensively on Latin components. The solemn-hymn-laden church services brought a certain dreariness to worshiping God, that immediately created the space for a more vibrant, unorthodox, even exciting style, yearning to be filled by those who had the charisma and the courage to seize the opportunity. They called this a "calling" and have managed to proscribe this calling only to a select few by some arbitrary measure of spiritual purity and piety understood only "phenomenally".
By the late 1970s to early 1980s, this yearning was growing stronger, with Afro-centric churches like Musama Disco Christo Church and many others. Worshippers often congregated in school buildings over the weekends, really singing, drumming, dancing, praying, praising and worshiping God. It was that simple. The heavy Afro beats introduced by drums and other instruments previously outcast as unsuitable for proper worship within so-called orthodox churches, simply dominated the new worship style, belling out scintillating rhythms that reverberated across neighbourhoods and brought out the music in many believers. At these services, worshippers shared their blessings, hopes as well as fears and sorrows. They were a truly Christian Community, with an African twist. It was almost (for want of a better word) magical. The "game" was on, droves of people, seeking new spiritual fulfillment left the dreary orthodox churches for these start-up churches, and to be quite fair, seemed to find some happiness there. Members saw changes in their lives, in the way they talked about everything else, including the Bible. They preached a more worldly, direct connection between spirituality and life on earth and found solace and strength in pulling together their growing numbers to achieve what they wanted on earth.
When the December 31st Revolution came, a time in which people of means became pariahs arbitrarily and material success was a high-risk factor and property-owning was undemocratic, the idea of ordinary people, coming together to do extraordinary things for a better life on earth was very appealing. Enter the Okomfo Damuahs of the time. Remember how in those days Okomfo Damuah rose to prominence, basically shaping the new landscape of spiritual engagement? Indeed, he dominated and defined the spirituality of our nation at the time, even if rather forcefully, with the blessings of those who wielded the power of the gun and governed the rest of us by sheer force. Still, that environment, as enabling as it was, was not ripe for the type of material excesses that later came to characterize newer churches from that era. Material success was still a high-risk factor. Still Okomfo Damuah's provenance perhaps symbolized the beginnings of a powerful connivance between Church and State in ways that will redefine our spirituality as a nation. I will return to this relationship at a later stage in this series….
Political forces, internal and external, would compel a shift in our nation's direction, from a military dictatorship, to a constitutional democracy, yet one which still had vestiges of the old order in aspects of our governance. With this came market economy policies which sought to liberalize everything; I mean, everything. Restrictions, on basic freedoms, including the right to assembly, worship and free speech, were eased away, and rightly so too. We all struggled under the yoke of a governmental system which kind of stifled growth and innovation. When running water is contained against its will and eventually it breaks boundaries, it carries all manner of extraneous elements with it as it breaks free. So the cavalry came marching in with the new liberalization, and things begun to spring up in every corner. Overnight, church signboards were almost competitive with business signs. Enter the era of the proliferation of Independent African Churches.
Are you with me so far? We will continue this phenomenal journey, next time. Stay tuned for I am just getting warmed up.
Francis Dery
Email: email@example.com


text:
International Edition
September 23, 2017
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A's blast Blue Jays out of the sky 16-0
AP Friday, July 27, 2012, 11:56 am TWN
TORONTO/NEW YORK -- In Toronto, the visiting Oakland Athletics inflicted Toronto's heaviest-ever shutout defeat 16-0 and won a season-high seventh straight game Wednesday.
Coco Crisp hit two home runs and Yoenis Cespedes had two RBI doubles for the A's, who are 16-2 in July.
Things got so out of hand that the Blue Jays used catcher Jeff Mathis to pitch the ninth inning, and he gave up two runs.
Oakland starter A.J. Griffin (3-0) pitched six scoreless innings, striking out nine. He has a 2.25 ERA.
Toronto starter Ricky Romero (8-7) lasted only 1-1/3 innings in the shortest start of his career. He lost his sixth decision in a row.
Rangers 5, Red Sox 3 Texas' Derek Holland struck out seven and pitched into the eighth inning, guiding the Rangers to a 5-3 win over the Boston Red Sox in the American League on Wednesday.
Holland (7-5) allowed five hits in 7-2/3 innings, and came out of the game soon after a stretch when he retired 20 of 22 batters.
Texas took advantage of a couple of wild throws by Boston pitcher Josh Beckett to score the go-ahead run.
Elvis Andrus was hit on the left forearm by a pitch to reach base with one out in the seventh. He got to third on a single by Adrian Beltre and scored to break a 3-3 tie when Beckett (5-9) threw a wild pitch that bounced several feet wide of the plate.
Yankees 5, Mariners 2 In Seattle, Jayson Nix lined a three-run double in the eighth inning as New York rallied for a 5-2 victory over Seattle to complete a disappointing 2-5 West Coast trip on a positive note.
Nix's liner scored Derek Jeter, Robinson Cano and Mark Teixeira. It was Nix's first hit in eight at-bats during the trip.
His hit came off Shawn Kelley, who had relieved Lucas Luetge (1-1) after he loaded the bases.
Seattle got just one hit after the first inning.
David Phelps (2-3) threw 1-1/3 innings of relief and struck out two to get the victory.
Nationals 5, Mets 2 Washington ace Stephen Strasburg struck out 11 batters in seven innings as the Nationals won 5-2 on Wednesday, completing a series sweep of the free-falling New York Mets.
Strasburg (11-4) gave up four hits in matching his career best for innings, done seven times.
Michael Morse and Danny Espinosa hit consecutive homers, while Espinosa also doubled and scored on one of the Mets' two errors in the Nationals' fifth straight win.


text:
Register for free !
Shannon Moneo
Oct 15, 2012
last update:Oct 17, 2014
Syncra has snagged one of three Silver Awards for its Musqueam Community Centre in the General Contractor Under $15 Million category.
John Polglase, one of three principal owners at Syncra, said it was quite a surprise to be recognized, particularly since he didn't think his presentation was as polished as his competitors.
"(It was) very rewarding to see the project turn out the way it was envisioned by the design team and ultimately the community," he said.
A design-build project for the Musqueam First Nation and Aquilini Development, the recreation complex is 31,000 square feet and includes a gymnasium, fitness centre, change rooms, lounge, youth centre, commercial kitchen, classrooms and administration offices.
The design was by Burrowes Huggins Architects.
Musqueam councillor Wade Grant likes the facility.
"(It is) truly a site all members can be proud of," he said.
"Two years ago, it was a pile of dirt and now it's the heart of our community."
While not a LEED project, the Musqueam identified certain elements that it wanted done in a sustainable fashion.
Such green aspects included energy efficient lighting, plumbing fixtures, mechanical systems and daylighting.
The centre may qualify for LEED Silver certification, said Polglase, who has 20 years of construction management experience.
Using wood was also a priority for the Musqueam.
"The Musqueam are part of the Coast Salish and the forest is a big part of who we are," said Grant, who is also the First Nation's economic development co-ordinator.
"We wanted to make it modern, but also include traditional aspects."
The centre was built with glulam Douglas fir, steel and concrete.
Wood also figures prominently in the interior.
Running down the centre of the building is a two-storey atrium with skylights and glass railings.
Eventually the atrium will showcase traditional carved poles.
This was Syncra's first project for a First Nation.
Before tackling the community centre, Syncra built the Musqueam's cultural centre across the street.
As the company discovered, working on First Nations land requires different protocols than exist at conventional worksites.
"Old school ways of running a jobsite were discarded in favour of a more respectful and collaborative tone," Polglase said.
Typically, the order of business at a construction site can be hierarchical with the supervisor barking at people, sometimes using rather colourful language.
The Musqueam worksite was right in the centre of the community and Syncra's crews had to remember that they were guests.
"We had to keep the language clean," Polglase said.
Grant said the workers were respectful and there were no complaints.
"There were elders and children around. We all have great things to say about Syncra," he said.
The Musqueam also requested that band members be employed on the project.
Syncra paid the band, which hired Musqueam residents.
"Over the course of the project, we had 15 community workers on site for differing durations," Polglase said.
They included the site safety officer, a carpenter and several other workers employed at all stages of the project. One of the band members continues to work on another Syncra build at UBC, noted Polglase.
The $7.8 million project got its start in August 2010 and was complete in March.
Plans were to finish by February, but the steel sub-contractor went bankrupt, Polglase said.
Syncra managed to work around the unexpected situation and also ensured everyone was properly paid.
A mechanical challenge was routing the fire sprinkler piping through the wood structure.
"We had to provide the sprinklers for code, but there was a lot of co-ordination required because of limitations where structural penetrations could be made and so that the piping would not be overly noticeable," Polglase said.
Still, the job was particularly satisfying for Polglase and Syncra.
"The community will ultimately be using the project. It's a living, breathing facility," he said.
Oct 15, 2012
last update:Oct 17, 2014
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text:
Title Search
Recorder Information
> Benton County
Recorder Office Locations
Records & Licenses Office
County Courthouse - 120 NW 4th St, Rm 4, Corvallis, Oregon 97330
8:00 to 5:00 Mon-Fri / Recording until 4:00
Phone: (541) 766-6831
You are NOT on the Benton County official website, you are on Deeds.com, a private website that is not affiliated with any government agency.
Benton County Recorder Information
The Benton County Clerk is responsible for recording and maintaining real property records through the Records & Licenses Office.
Recording Fees
To record a warranty deed, quitclaim deed, or bargain and sale deed, the fee is $68 for the first page and $5 for each additional page.
A $20 nonstandard recording fee will be added to all documents that do not meet the requirements.
For multi-instrument documents, such as substitution of trustee and deed of reconveyance, the fee is $73 for the first page and $5 for each additional page. This requires the reference number of the instrument being assigned or reconveyed.
If insufficient money is included, or if an over payment is included, the documents will be returned unrecorded.
For a trust deed or deed of trust, if the words 'Lender is Beneficiary' do not appear on the first page of the document, a $20 penalty fee will apply.
A certified copy of a recorded document is $3.75.
The Records & Licenses Office accepts, cash, checks (to Benton County), money orders, Master Card and VISA Debit and Credit Cards, as well as, Discover Credit Cards. "Consumer convenience fees" are applicable to card payment options.
Document Formatting Requirements
• When submitting a real property document to be recorded, the following information is required on the first page: A title for the transaction that gives sufficient detail; the names and addresses of all parties to be indexed; the name and address, for mailing purposes, to whom the document should be returned after it has been recorded; for instruments that convey or contract to convey fee title to any real estate, the address to which property taxes should be mailed; for documents assigning a mortgage or trust deed, the name and address of the assignee; for documents conveying or contracting to convey title to any real estate, the true and actual consideration paid for each transfer, along with the Benton County Code (BCC); for documents recorded in the Clerk's Lien Record, the amount of any monetary obligation, the name and address of persons subject to an order or warrant and the officer, agency, board, complainant, or claimant. This information must be clearly labeled.
• If documents do not contain the required information on the first page, a cover sheet will be prepared for the document, to which additional fees will be applied. The cover sheet does not need to be separately signed or acknowledged.
• All instruments prepared for the purpose of conveying or contracting to convey fee title to any real estate shall contain on the face of such instrument a statement in substantially the following form: 'Until a change is requested, all tax statements shall be sent to the following address: NAME and ADDRESS.'
• Documents submitted for recording must be legible originals that meet all requirements.
• Any document that contains text that is not sufficiently legible to reproduce a readable photographic record will be returned without being recorded. For example, faxed or copied documents, even those with original signatures, often do not meet the legibility requirement.
• Documents pertaining to real property must contain a legal description of the property. The property can be described by giving the subdivision according to the United States survey when coincident with the boundaries thereof, or by lots, blocks and addition names, or by partition plat recording and parcel numbers, or by giving the boundaries thereof by metes and bounds, or by reference to the book and page, document number and fee number of any public record of the county where the description may be found. However, description by tax lot number shall not be adequate for the legal property description. Initial letters, abbreviations, figures, fractions and exponents, to designate the township, range, section or part of a section, or the number of any lot or block or part thereof, or any distance, course, bearing or direction, may be employed in any such description of real property.
• Any flaps or riders must be attached to the page at the top and bottom. Anything under the flap or rider will not be recorded. Do not use staples or paperclips for the attachments.
• A statement given in full in ORS 93.040 needs to be included in the body of an instrument transferring or contracting to transfer fee title to real property, except for owner's sale agreements or earnest money receipts.
• All instruments of conveyance of any real estate shall state on the face of the instrument the true and actual consideration paid for the transfer, stated in terms of dollars. However, if the actual consideration consists of or includes other property or other value given or promised, neither the monetary value nor a description of the other property or value need be stated so long as it is noted on the face of the instrument that other property or value was either part or the whole consideration. A particular form is not required for the statement of consideration.
• The statement of consideration should be made by the grantor or grantee.
• All instruments conveying fee title to property shall be signed by the grantor and acknowledged. Documents should contain original signatures of the persons executing the instrument and the original signature of the officer before whom the acknowledgement was made.
• Documents should be submitted on legal size paper (8.5x14 inches) or letter size (8.5x11 inches). For pages smaller than 8.5x11, they should be attached to an 8.5x11 inch piece of paper at the top and bottom but should not be stapled.
• The font should be black ink or type, 8 point or larger, in Times New Roman.
• The paper weight needs to be sufficient to prevent ink bleed-through.
• In the upper right corner of the first page, space should be provided for the recording ticket. This space should be approximately 3.25 x 2.25 inches. If sufficient space is not provided for the recording ticket, a document cover sheet will be required. Adding a cover sheet will add $5 to the recording fee.
o Any document that has been previously recorded may be re-recorded to make corrections to the original document.
o The first page of the corrected document must meet all of the first page requirements.
o The corrected document does not need to be signed by the parties or acknowledged by a notary a second time.
o A certified copy of a recorded instrument may not be altered may not be altered for the purpose of correcting the original instrument. The person presenting the instrument may present an unaltered certified copy of the recorded instrument when it is attached to an authorized cover sheet. The cover sheet must contain the rerecording certificate to be affixed.
o The person presenting a document for rerecording shall cause a rerecording certificate to be affixed to the first page or cover sheet. This certificate shall state: 'RERECORDED AT THE REQUEST OF (person or company requesting rerecording) TO CORRECT (reason for rerecording), PREVIOUSLY RECORDED AS BOOK ___________ AND PAGE _________, OR AS FEE NUMBER_____.'
Benton County Forum Topics
Topic Title
Started By
Quick claim deed
Title Search and Deed Retrieval
Deed Forms
The forms listed below are formatted for recording in Benton County
Quit Claim Deed Form
Warranty Deed Form
Special Warranty Deed Form
Bargain and Sale Deed Form
Easement Deed Form
Transfer on Death Deed Form
Transfer on Death Revocation Form
Transfer on Death Affidavit of Survivorship Form
Affidavit of Surviving Joint Tenant Form
Trustee Deed Form
Correction Deed Form
Notice of Completion Form
Notice of Right to Lien Form
Claim of Lien Form
Conditional Lien Waiver on Progress Payment Form
Unconditional Lien Waiver on Progress Payment Form
Conditional Lien Waiver on Final Payment Form
Unconditional Lien Waiver on Final Payment Form
Disclaimer of Interest Form
Certificate of Trust Form
We may be able to e-record your deed documents in Benton County,
Click Here
for more information.
Supplemental Documents
Notary Certificates


text:
Originally, this story was called "Rough". I wrote it years ago and always had a soft spot for it. I dug it out not long ago and realized how green I'd been when I wrote it, so I set it aside, figuring its time had passed.
Then I did a post about sex and intensity. As I wrote it, "Rough" kept coming to mind. When I pulled it out again, I realized that it contained pretty much everything I'd written about in Technicolor Sex, it just needed teasing out. So I decided to give it a tease.
It's still a young story, but now it's closer to what it originally wanted to be. Plus, I like the new title. Rough sex can take lots of different forms, but sparring is something specific. At its best, sparring is a dance; a meeting of equals; a give and take. For my money, there's nothing quite as promising as an even field and room to play….
"Spar" by Malin James
A guy once asked if he could have "the honor" of licking chocolate off my breasts. He was fondling a strawberry at the time—an obvious hint at the pleasures to come. A lot of girls would have melted, but the thought of his tongue sliding over my skin made me want to bite it off. Literally. Off. I politely declined and went home.
I like rough sex. My perfect night would end with both of us bruised, bloody and possibly scarred for life. Candles and chocolate are not for me. I like a fight. Which is fine in theory, but finding someone you can scratch that itch with is harder than you'd think.
I don't like thugs and I don't like jerks. I want a nice guy who loves dogs and calls his mom once a week. I don't want a guy out on bail for assault; but finding a nice, well-adjusted guy who'll laugh at your jokes and choke you out is, to put it bluntly, pretty fucking hard.
That's why I started kickboxing again. If I couldn't find a nice guy who liked it rough, then at least I could beat the hell out of a bag. That's when I met Mike. He was there every time I went to the gym. Turned out the gym was his.
After eight weeks of mild obsession interest, I signed up for a private lesson. I didn't really need it, but by then I didn't care. I don't like pining (I'm awful at pining) and I needed him out of my system. Besides, I'd exhausted my supply of sparring partners by then, so at least I'd get a workout.
When I walked in that evening, the place was empty except for Mike, who was beating the shit out of a bag with the kind of single-minded intensity that makes my belly clench. He stopped when I came in. My belly stayed clenched.
"Hey," he said, taking off his glove. "I'm Mike."
He extended his hand, and I took it. I liked the way it felt—strong and solid, but not overbearing. This man was a man with nothing to prove. My belly clenched again.
"Hey," I said. "Marie."
Crooked smile. Lean muscle. Steady, calm gaze. He was very, very present. His eyes felt like the edge of a cliff and I took a running leap.
"So, I've booked an hour. What do you offer?"
He was still holding my hand when our eyes locked. It should have been awkward, but it wasn't. It wasn't awkward at all. It was the kind of blood-rushing, cunt-swelling turn on that sinks right under your skin. Cue music. Fade to black. Except this wasn't a movie, so skip the fade to black.
"It depends," he said. "What are you looking for?"
"A challenge," I replied.
His hand tightened and relaxed, an instinctive, light pressure, like knees brushing under a table. We were having a conversation. I tried to keep my face calm. Do you want this? Yes. Do you want this? Yes. Are we doing this? Yes. I smiled and squeezed his hand. Negotiations were done.
"Sure," he said. "A challenge. I can give you that. Need to warm up?"
"No. I'm plenty warm."
We circled each other, testing. He threw a left hook and I dodged. It barely grazed me, but I caught enough to know that he hadn't tried to pull it, and that, my friends, was hot.
We'd been at it for just a few minutes when I decided to move things along. Tucking my shoulders in, I drove him back against the wall, but I'd underestimated Good Guy Mike. He wasn't above playing dirty. To my snarly, feral delight, he picked me up by the waist and pressed me into the wall.
(I don't have to tell you that sweatpants won't hide a hard-on. All I'm going to say is that by the time he pinned me, I knew everything I needed to know, thank fucking god).
"Now what," he said, grinning at me. He looked like a wolf daring me to throw a stick.
"Now this."
I grabbed a fistful of his hair and bit his bottom lip. He growled and bit me back. Then his tongue was in my mouth and he caught both of my wrists. Yes…yes, yes, yes….
But I still wanted more, so I (very, very sweetly) kneed him in the gut. He swung me down hard, just like I'd hoped. I landed on the mat, but before I could roll away he'd pinned me with his weight.
Now, I'm not tiny. I'm fit and strong and tall, but Mike was so quick and so big that the sheer, immovable weight of him made me relax. Fighting him was like running at something you know won't budge, and that's why you do it – for the sheer, crazy joy of not holding back. Mike was so strong, so reliably strong, that I didn't have to hold back.
"Gotta get you out of these clothes…."
He yanked down my pants and I tore at his sweats. The gym was a fishbowl and the doors were unlocked, but you couldn't have paid me enough to care, not with his mouth on my tits, sucking and teasing with his rough, hungry tongue. I groaned and spread my legs.
He slid into me, deep and hard. I pushed my hips up, slick and open, wanting more. The way we fucked wasn't tender. It was raw and rough and real, but under the bites, we were watching, gauging, asserting, retreating…. The give and take made me high.
We were wet and slippery with sweat. I tasted blood, but I didn't know whose. Red welts. Dripping salt. Fists in hair. Hands on necks. Teeth and nails and blooming bites. When I came it was almost too much. My nerves felt like hooks in my skin, my lungs, my swollen cunt. I came and kept coming. I couldn't stop coming. I sank into my body and pulled him in deep.
I felt his mouth on my neck, his teeth on skin, light pressure, harder pressure…. It started all over again. I came as I watched. I watched him and I waited. You can do that if you breathe. You can come and watch. Focus. Breathe. I watched his face and breathed.
He wrapped his fist in my hair, and I let him. He marked me, and I let him. He saw me, and I let him. And when he came, I saw him too.
We were quiet for a long time after. Gradually, I looked down at our bodies as we lay back on the mats, sweaty, panting, bruised. I hurt everywhere a person could hurt and it felt glorious. Like a brand new, shiny day.
"So," he said, touching my jaw. I could feel a bruise forming. It's a beautiful feeling, when you like how you got the bruise. "Can I take you to dinner sometime?"
I gave him a satisfied grin.
"It depends. How do you feel about dogs?"
"I love 'em," he said. "Lost my Sadie last year. I haven't had the heart to get another. Someday. Maybe soon."
He looked away, embarrassed. The man had clearly loved his dog.
"In that case, dinner would be great."


text:
Toshiba Satellite U845W Ultrabook Review: Going Wide at 21:9by Dustin Sklavos on October 16, 2012 12:01 AM EST
Display Quality
While the display of the Toshiba Satellite U845W is arguably it's selling point, I regret to inform you that it is unfortunately still a TN panel. The 1792x768 resolution makes it much improved for productivity purposes (making it easy to edit two documents side by side, something Toshiba goes out of their way to make even easier by including software that resizes windows to suit the wider display) and even the movie we use to test battery life looked a bit better since no letterboxing was occurring, but contrast and color are still middling.
You can see it's not quite as bad as TN panels typically are, and dpi is actually bit improved from a typical 14" 1360x768 display (remember that this one is actually shorter than 14" panels usually are), but it's still not a huge winner. It's very bright, but the high black level takes its cut from the contrast ratio. Viewing angles are average for a TN display, and I feel like this resolution would be better served by an IPS display (then again, every resolution would be better served by an IPS display.)
Battery Life
What I'm particularly curious about is, given that everything else is equal between the Toshiba Satellite U845W and the more traditional Satellite U845, how much running time is sacrificed in the switch to a slightly larger, higher resolution display?
Happily, while the U845W takes a bit of a bath in idle usage, the differences in actual productive use are smaller to the point of mostly being negligible. That's good news since the substantially wider display is much better for productivity than the usual 1366x768 14" panel tends to be.
Heat and Noise
I'm particularly pleased with how Toshiba designed the cooling system of the Satellite U845W. Ultrabooks and even just more portable notebooks seem destined to be used on your lap, yet vendors keep putting fan intakes on the bottom, waiting to get suffocated. The U845W doesn't make that mistake; the entire back of the notebook is ventilated while the bottom is one solid piece of plastic with no ventilation to worry about stuffing up. And because the ultrabook is so wide, that means a substantial amount of surface area is being opened up for airflow.
Load temperatures around 80C are basically unheard of in an ultrabook, where thermals are routinely sacrificed for the form factor. This is really quite good, as the surfaces of the U845W barely get warm, and even the fan speed remains relatively low. The U845W runs cooler and quieter than most any other ultrabook I've tested, and Toshiba should be proud of themselves.
57 Comments
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Subyman - Tuesday, October 16, 2012 - linkIt would have been nice to include a shot of what the desktop looks like on that screen. I've never seen Windows in 21:9. Looks like an interesting design, but I like my vertical space. Reply
prime2515103 - Tuesday, October 16, 2012 - linkI agree. Or at least something on the screen. It's as though they never turned it on. Reply
inperfectdarkness - Saturday, October 27, 2012 - linkthat aspect ratio is distusting. i feel like i'm trying to fit in yoda's house just looking at the thing while it's OFF. for the love of god, can we please just go back to 16:10 permanently? Reply
brvoigt - Tuesday, October 16, 2012 - linkLooks more like 7:3 to me. Reply
KineticHummus - Tuesday, October 16, 2012 - linkthey use 21:9 because its easier to relate to the industry standard 16:9. Yes 7:3 is technically more correct, but 21:9 is easier to compare. Reply
ExarKun333 - Tuesday, October 16, 2012 - linkWhat's next? 4:3 is now 12:9? Good grief... Reply
lowlymarine - Wednesday, October 17, 2012 - linkThis is hardly new and unique. When was the last time you saw 15:9 referred to as 5:3, or to use the most common example, how often do you see 16:10 given as 8:5?
4:3 is the exception rather than the rule, honestly. Reply
iMacmatician - Wednesday, October 17, 2012 - linkOkay, this is the first time I've heard of 15:9…. Reply
bwhalen - Thursday, October 18, 2012 - linkMath class moment approaching here. If you divide 21:9 by 3 you get 7:3.
To echo others comments, a screen grab while power was being applied would be good. Reply
PhoenixEnigma - Tuesday, October 16, 2012 - linkThis seems like the perfect compact machine to have a dedicated number pad, which would have been a major plus in my books. Just look at all the extra space beside the keyboard - why not make use of it? Reply


text:
Non Lethal Options
View Single Post
September 24, 2012, 04:37 PM
Senior Member
Join Date: October 27, 2005
Location: Crescent Iowa
Posts: 2,971
Ok this is all I'm saying...when SHTF in a life or death situation (which happens somewhere everyday in this world) its either YOU or the OTHER guy (i.e. bad guy). I mean if someone were to break in your home or stick you up at the ATM, you guys mean to tell me that your going to be polite and offer them a glass of water and a turkey sandwich and say; Hey thanks for stopping by and robbing me!!!!
No, first off he has to get past my security to enter my home. Wont happen without my knowing so that is moot.
Secondly, I dont go to an outdoor atm, I use the one in walgreens or some other store so it is a free transaction and I get some level of security inside.
My point was to not go about in idiot fashion and let some thug get the drop on ya. I was trying to say it nice....a person can take certain precautions in life....or not.
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text:
Rardin Family Info Center
DENNIS RARDIN (brother of John SR)
DENNIS RARDIN (brother of John SR)
Notes about Dennis:
*In Hempfield Township, Bedford County, Pennsylvania in 1773
Children of Dennis Rardin and _________ Unknown
1. Jane Rardin
2. John W. Rardin
Died: 1814 Washington County, Ohio
Parents: Cornelius Woodruff and Mary Osborne
1. William Rardin, born about 1781 Westmoreland County, Pennsylvania.
Died 1847 Roxbury Township, Washington County, Ohio. Married Jane Vandeventer 15
Nov 1807 Washington County, Ohio Her parents were Jacob Vandeventer and Mary
A. Hannah Rardin born about 1808 married Garrett Coler,
lived Marietta, Ohio.
(Tabitha J. Rardin born abt 1840 - the 1880 Washington County, Ohio census listed John N. Rardin as father-in-law living with Joseph Leroy O'Neal and his wife Jennie. That makes her Jennie Rardin. I also have the death certificate of Jennie O'Neal listing her father's name as Rardon. Jennie O'Neal was born about 1840 as was John N. Rardin's daughter Tabitha J. Rardin. Is Tabitha J. Rardin and Jennie Rardin O'Neal the same person? Contact: R. O'Neal email@example.com
D. Malinda Rardin, unmarried.
2. Jane Rardin born 1783 Westmoreland County, Pennsylvania and died 1848 Meigs County, Ohio. Married Samuel Coleman (1777-1854). Children's names unknown.
3. Henry Rardin born abt 1785 Westmoreland County, Pennsylvania. Married Jane Mullen 1812 Washington County, Ohio.
A. Phoebe Rardin, b. 1812 Washington County, Ohio, d. 7 April 1877 Putnam County, Ohio married (1) Moses Woodruff 24 Sept 1829 Washington County, Ohio {had 10 children Lewis Bradshaw Woodruff (1830-1877), Nancy Ellen Woodruff (1833-?), Hannah Woodruff (1834-1840), William Henry Woodruff (1836-1862), Moses Kester Woodruff (1839-1908), Daniel Harrison Woodruff (1841-1927), Mary Jane Woodruff (1845-1903), Phoebe Ann Woodruff (1846-?), Cornelius Jasper Woodruff (1848-1865) and Phoebe Woodruff (1852-1877)} and (2) Josephus Wood 13 Sept 1866 Putnam County, Ohio.
B. Jacob Rardin, b. abt. 1814, married Samantha Travis 26 June 1834 Washington County, Ohio, children – Sarah J. Rardin (abt 1835-?), Daniel Rardin (1837-?), Charles H. Rardin (1840-?), Amos Rardin (1844-?), Nancy Rardin (1847-?) and Mary Rardin (1849-?)
C. John Rardin/Rarden, b. Ohio, died 1888 near Dodge City, Kansas, married Amazilla Green Emerson 11 Feb. 1836. Had children: Lavinia Rardin, b. 1854 Ohio, m. ______ Scott, Amazilla was living with her in 1900 Kaneha, Ill census; Lyman Franklin Rardin, b. 20 January 1837 Ohio, m. Arminta Stafford 19 January 185_ in Huber Springs (Cabell), WV. Also possibly a David and a James. Ended up in Kansas near and in Dodge City.
(Information from family Bible owned by Reba Rarden, deceased: Lyman Franklin Rarden (Jan 20 1837 - Feb 7 1917, married Arminta Stafford (Feb 2, 1837 - Nov 19, 1899) in Huber Springs (Cabell) WV on Jan 19, 1860.
Mary Louisa (Nov 4, 1862 - Nov 11, 1906) married Thomas McLean
James Stafford (Aug 25, 1864 - Aug 25, 1897) married 1. Jennie Stalker and 2. Esta Mae Flinn in Dodge City KS on Aug 25, 1897
Joseph Edward (June 6, 1865 - May 11, 1928) married Berta Emma Kruse
John (Sept 18, 1867 - May 11, 1940) married Elizabeth Wakeman
Louvenia Anne (Seppt 27, 1872 - Dec 24, 1890) married George Harry Root in MO.
All the children were born in WV. Some are listed as born in VA on the census.)
Above information from Sue Rarden firstname.lastname@example.com
D. Elizabeth Rardin
E. Moses Rardin
4. Mary Rardin born 1788 Westmoreland County, Pennsylvania and died 1856
Granville, Iowa. Married (1) Amos Bartlett (1777-1815) 16 Sept 1806 in
Washington County, Ohio and (2) Andrew Currier and (3) John Hildebrand.
B. Amos Bartlett (JR) (1811-1875) married (1) Elizabeth Jarrett (1811-1889) and ? (2) Susan _____, children – Andrew J. Bartlett (1837-1916), Mary Elizabeth Bartlett (1831-1889), Amos Bartlett (1839-1912), George Bartlett (1841-?), Marion Bartlett (1843-?), William Bartlett, Augusta Bartlett (1834-1840?) and Jasper/Jerry Bartlett (1848-?).
C. Salina Bartlett, married James Petty, children – Clementina Petty, Alexandria Petty, Mary Petty, Rebecca Petty and Dudley Petty.
D. Lucy Bartlett, married Tom Reubel, children – Eva Reubel and Walter Reubel.
E. Iowa Bartlett, married Amos Davis, children – 3 names unknown
F. Jacob Bartlett(1814-?) married Margaret Reubel, children – Susan Bartlett (1839-1920), Lucy Bartlett (1841-1920), Celinda / Salina Bartlett, Owen Bartlett and Otis Bartlett.
G. Andrew Currier, married Emmaline __________.
H. Emily Ann Hildebrand, married William Griffith.
5. David Rardin born 19 May 1790 Pennsylvania, died 22 Feb1867 Jackson
County, West Virginia buried Sherman, West Virginia. Married (1) Margaret
Elizabeth DeWitt (1790?-1823) 22 Jan 1810 in Washington County, Ohio and (2)
Elizabeth Buffington Barringer (1796-1889) on 5 July 1827 in Meigs County,
6. John Woodruff Rardin born 27 Nov 1792 Pennsylvania and died 1866
Muses Bottom, West Virginia. Married Martha Dewitt (sister of Margaret, wife of
his brother David). Had 15 children.
7. Samuel Rardin born 5 April1794 Pennsylvania and died 4 June 1890
Waterville, Minnesota. Married (1) Charity / Charlotte Herrington/Harrington (1799-1825) 21
May 1817 in Washington County, Ohio and (2) Malinda Lemira Fairbanks Simpson/Simson
1826 in Muskingum County, Ohio. Malinda b. 6 July 1804 in Muskingum County, Ohio
and was the daughter of Samuel Fairbanks and unknown Black. She was the
widow of Charles John Simson and they had two daughters, Harriet Simson and Mary
Ann Simson b. 9 Nov 1823 and married Samuel Hauskins - info from Brushaber) and (3) Annie Palmer 14 Sept 1857 in Frankfort,
Moore County, Minnesota. Had 4 children by 1st wife and 5 children by
2nd wife. (Family tradition is that Samuel came home from the mill
and found that Charlotte had died giving birth to a girl. Charlotte is
buried on Buffington Island which at the time was owned by Joseph and Cloe
Buffington - info from D. H. Brushaber)
8. Elizabeth Rardin born Westmoreland County, Pennsylvania, married Thomas Jones, children – Samuel Jones, Thomas Jones and Mary Jane Jones,.
9. Moses Rardin born 6 Aug 1809 Washington County, Ohio died 1881
Yankton, South Dakota?, buried Milltown South Dakota cemetery. Married: (1)
Calesta Cowee Burphy on 1 June 1832 Washington County, Ohio (had 3 children) and
(2) Samantha Webster Summers in 1845 (had 2 children) and (3) Mary J. Bartlett 1
July 1852.
3. Henry A. Rardin
Died: 1836 Wesley Township,
Washington County, Ohio
Buried Smith Cemetery, Wesley Township
1. Moses Rardin, born about 1790 Allegheny County, Pennsylvania. Died 1844 Elk Township, Athens County, Ohio. Lived near McArthurstown, Elk Township which became part of Vinton County in 1850. Married (1) Rebecca Minton 4 May 1812, Ohio (2) Ruth Curry? Hill on 17 Oct 1822 Washington County, Ohio [Hill family researchers do not show Ruth Hill to have Curry in her name] and (3) Sally Ann Catlin in Athens County, Ohio . Children: None Known. A 1874 Hill family letter indicates that Moses Rardin and Ruth Hill may have adopted 2 or 3 children, one burned to death in childhood and another was living with her at the time of her death.
2. John Rardin, born 1792 Allegheny County, Pennsylvania. Died 1853
Athens County, Ohio. Married Nancy King.
E. Isaac Rardin
F. Henry Rardin
G. John Rardin died 1910.
3. Rebecca Rardin, born abt 1794 in Allegheny County, Pennsylvania.
Married Joseph/Jacob Minton 4 May 1812/1813 Washington County, Ohio.
B. Isaac Minton
C. Charles Minton
D. Elizabeth Minton
E. Rebecca Minton
4. Sarah Rardin born about 1795 Allegheny County, Pennsylvania.
Married: (1) John Jarrett and (2) John Anders.
5. William Rardin born 29 April 1797 Georgetown, Pennsylvania. Died 11
December 1876 Athens County, Ohio. Buried Mt. Hermon Church, Bern Township,
Athens County, Ohio. Married: Elizabeth Anders/Andrews 2 April 1818 Washington
County, Ohio.
A. Daniel Rardin, b. 5 May 1826, d. 16 June 1861, married Zelina E. Pierrot, 5 children – Viola Rardin, Esther Ann Rardin, Annola Rardin, James Rardin and Lena Rardin.
B. Ruth Rardin, b. 29 Dec 1828, d. 3 July 1850.
C. Charlotte Rardin, , b. 11 Oct 1829, married Abram Zumbro, 5 children – Sarah Catharine Zumbro, John Zumbro, Daniel Zumbro, James Zumbro and Mary Rebecca Zumbro.
D. Eli Rardin, b. 12 Oct 1831, married Rowena Lawrence, 2 children – Jesse Rardin (female) and Rowena Rardin.
E. Andrew Rardin, b. 26 Dec 1833, married Eunice Maines, 3 children – George Rardin, Margaret Rardin and Ruth Rardin.
7. Henry Rardin (JR), born 1802 Georgetown, Pennsylvania, died 17 Jan 1851 Washington County, Ohio, married (1) Catherine Cradlepaugh 6 Aug 1825 Washington County, Ohio and (2) Eleanor Ferris, 5 children by first marriage.
A. Olive Rardin b. 1826, d. 6 Feb 1839.
B. Lovina Rardin, b. 17 Jan 1828, d. 13 Feb. 1856, married Jare Selby.
C. Almira Rardin, b. 1830, d. 4 Jan 1844.
D. Sardine Rardin b. Oct 1832, d. 25 Jan 1838 (male).
E. Albert Rardin, b. 1835, married Martha Ann Lundy, 2 children – Levina Jane Rardin and Franklin Llewellyn Rardin.
8. Samuel Rardin, born 1804 Georgetown, Pennsylvania, died 28 March 1858 Washington County, Ohio, married Sarah "Sallie?" Green Cowee 30 Oct 1827 Washington County, Ohio, 7 children.
A. Rhoda A. Rardin, b. 1827, married _____ Frasher.
B. Quincy J. B. Rardin, b. 24 Sept 1827, d. 7 Dec 1853.
C. Clarinda Rardin b. 25 Apr 1831, married Charles Morrow.
D. Jacob Cowee Rardin b. 1836 Plymouth, Washington County, Ohio died 1912 Ky, buried Cattlesburg Cemetery. Married Olivia R. McClure in South Point Ohio. He was manager of Hotel Alger House in Cattlesburg, KY. Family history says that Samuel Rardin came down the Ohio River on a log raft with two brothers from the Rardin Bottoms which is now Pittsburg. He got off at Mariette, Ohio and the two other brothers went further down the river. (Grandson JCR III still going strong and on the Net at age 85!)
E. William H. H. Rardin, b. 1836, d. 1885.
F. Charles A. Rardin, b. 1847, d. 1870.
G. Nora Rardin, married _____ Hamilton
Census Records | Vital Records | Family Trees & Communities | Immigration Records | Military Records Directories & Member Lists | Family & Local Histories | Newspapers & Periodicals | Court, Land & Probate | Finding Aids


text:
Manitowoc ID-0523W Indigo Series 22" Water Cooled Full Size Cube Ice Machine - 460 lb.
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White Glove Delivery - Available -What is White Glove service?
Standard common carrier delivery options cover the cost of getting an item to your shipping address but our White Glove delivery service does that and more!
The White Glove agent will call to schedule a delivery appointment within a four hour window, which gives you the flexibility to work around your busy schedule and to prepare the space where your item will be placed. Upon delivery, trained professionals will unload your item from the truck, bring it into the room of choice, unpack the item and remove all packaging debris from the premises.
Please note that White Glove delivery will typically add 5 - 7 business days to your order's transit, and only includes 30 minutes of on-site time. If on-site time beyond 30 minutes is required, you may be responsible for additional fees. Additionally, this service does not include set-up of the items being delivered.
Manitowoc Ice
You May Also Need
"You May Also Need" items are guaranteed to work with the item you are viewing, such as lids that will fit a cup or casters that will fit a piece of equipment. If an item is not listed in this section, we do not guarantee that it will work with the product you are viewing and do not recommend that you purchase them for use together.
C Pure AQUAKING10 10" Single Cartridge Ice Machine Water Filtration System - 25 Micron Rating and 3 GPM
$99.99 /Each
Manitowoc B-320 Ice Storage Bin - 210 lb.
$804.00 /Each
Manitowoc B-420 Ice Storage Bin - 310 lb.
$920.00 /Each
Manitowoc iAuCS Indigo Automated Ice Machine Cleaning System - 208-230V
$368.00 /Each
Manitowoc iAuCS Indigo Automated Ice Machine Cleaning System - 115V
$368.00 /Each
Manitowoc 000005162 16 oz. Ice Machine Cleaner - 12/Case
$256.99 /Case
Manitowoc 000005164 16 oz. Ice Machine Sanitizer - 12/Case
$229.99 /Case
Manitowoc 94-0580-3 1 Gallon Ice Machine Cleaner - 4/Case
$257.99 /Case
|22 Inches
|24 1/2 Inches
|21 1/2 Inches
|13.5 Amps
|115 Volts
|24 Hour Ice Yield
|460 Pounds
|Condenser Type
|Water Cooled
|Ice Type
|Full Size Cubes
|Installation Type
|Power Usage
|5.09 kWh per 100 lbs.
|Ice Machines
|Water Usage
|23.8 Gallons per 100 lbs.
Customer questions about this product
- How do I match up ice machines and bins?
- To help you find the right bin / machine combination for your needs, you'll find manufacturer recommended ice bins listed in the You May Also Need items on each ice machine's product page. If the bin is wider than the ice machine, additional adapters, deflectors, and/or top kits will be necessary to join the machine to the bin. Please refer to the provided documentation on the ice machine and ice bin product pages for more information.
Additionally, adapter and deflector kits can be used to match up ice machines with other types of bins. When available, literature from the manufacturer regarding bin / machine compatibility and adapter / deflector kits is also included on our product pages and is kept as up-to-date as possible. If you have any questions, our Customer Solutions team is also happy to help!
- Why does my water cooled ice machine use more water than is advertised?
- Water cooled ice machines will seem to use more water than they should because they are constantly pulling in water to cool the machine when it's turned on. The water usage that most manufactures list is the amount of water needed to produce a certain number of pounds of ice in the given period of time, but doesn't factor in the amount of water that the machine will use in total.
As part of the Manitowoc Indigo series, this 22" wide ID-0523W water cooled ice machine features state-of-the-art intelligent diagnostics, providing 24 hour preventative maintenance and diagnostic feedback for trouble-free operation. The Manitowoc ID-0523W ice machine can make up to 460 lb. of full size ice cubes per day. A customizable ice making schedule allows for fluctuations in daily levels of production. Simply program the machine to produce ice by On/Off Time or Ice Volume. Its EasyRead display communicates operating statuses to your staff, as well as cleaning reminders, and asset information through an eye-catching blue illuminated display.
This innovative technology allows you to easily improve energy management, set proper ice production levels, streamline cleaning processes, ease food safety concerns, maintain ice quality, and quickly receive up-to-date service information. Plus, this unit's space-saving design includes a DuraTech exterior for superior corrosion resistance. Featuring a hard, clear-coat layer on top of an aluminum alloy, this surface is easy to wipe clean and provides protection against fingerprints and scratches.
For maximum safety in sanitation, all Manitowoc Indigo series ice machines feature an easy-to-clean foodzone. A hinged front door swings out for easy access to the removable water-trough, distribution tube, curtain, and sensing probes for fast, efficient cleaning. Select components are made with Alpha San antimicrobial material for superior sanitation.
Overall Dimensions:
Left to Right: 22"
Front to Back: 24 1/2"
Height: 21 1/2"
This Item Ships via Common Carrier. For more information and tips to help your delivery go smoothly, click here.
NSF Listed
This item meets the standards imposed by NSF International, which focuses on public safety, health, and the environment.
Made in America
This item was made in the United States of America.
CE Listed
This item complies with the standards imposed by the Conformance European (CE), a division of the Intertek group.
UL US & Canada
This item has been tested and meets safety standards imposed by the Underwriters Laboratories (UL) for use in the United States of America and Canada.
This certification is awarded by the Air-Conditioning, Heating, and Refrigeration Institute to denote products of exceptional performance.
This product must be hardwired; it does not plug into a standard wall outlet.
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Warranty Info
RESIDENTIAL USERS: Vendor assumes no liability for parts or labor coverage for component failure or other damages resulting from installation in non-commercial or residential applications. The right is reserved to deny shipment for residential usage; if this occurs, you will be notified as soon as possible.
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text:
The next hurdle to solve is to connect to the database with the correct user.
Without doing anything, your connection will be made by the application pool account - in the described scenario that would be the mydomain\hrwebact account.
That was not what you wanted. The business requirement were that "all authorization should be managed on the SQL Server", and that would require that the connection to SQL Server is made with the end-user credentials.
To fix this, you need to ensure that the application is impersonating the end-user when the connection to the SQL Server is made.
If you search for "ASP.NET" and "impersonation" in your favorite search engine, then it is likely that you would find guidance on how to enable ASP.NET impersonation in this way:
<authentication mode="Windows"/>
<identity impersonate="true"/>
Before going into explaining why this is not the correct answere, just be warned that this will not work in IIS 7.0 or IIS 7.5 where you you will get a HTTP Error 500.24:
ModuleName ConfigurationValidationModule
Notification 1
HttpStatus 500
HttpReason Internal Server Error
HttpSubStatus 24
ErrorCode 2147942450
Notification BEGIN_REQUEST
ErrorCode The request is not supported. (0x80070032)
You can solve this in two ways, either by adding the following parameter to the web.config:
<validation validateIntegratedModeConfiguration="false"/>
or by changing the application pool to use the "Clasic" Managed Pipeline Mode.
Howerver, the answer is still not correct. ASP.NET impersonation will only allow your application to access ressources locally on the web server in the context of the end-user. This could be a local instance of a SQL Server or it could be the file system. If the ressource is located on a different server - and we must assume that this is the case, otherwise we had no reason to enable delegation - then the database connection will still be made in the context of the application pool account.
We need to do something else. That is the topic for the next blog post.


text:
Cheerful topic for a Monday morning, don't you think?
Twitter has confronted the idea of death. We all have to eventually, right? The microblogging site has announced a new policy for when users die. Once the death is confirmed, the account can come down and they can send the family an archive of the person's tweets. Or the family can choose to just leave the account alone.
Facebook offers a third choice: leave the web presence there but turn it into a memorial to the deceased. No new friends would be added but those who were already there can post things to the person's wall.
It's kind of a weird time for social media. Sites like Facebook and Twitter have become a regular part of our society, which inevitably involves all aspects of society, including death. But while these sites are good at organizing parties and making jokes, they've never had a good framework for the big inevitability of death itself.
We talk to Ira Brooker and Kim Osland, a couple of our Twitter followers, about how they've encountered and dealt with death through social media. We also check in with John Troyer, Deputy Director at the Center for Death And Society at the University of Bath in England. We get his thoughts on ritual, technology, and how we're dealing with death in the digital world.


text:
By Ben Carsley, Writer/Editor (@BC_PYMNTS)
Continuing its emphasis on global reach, MasterCard held its Mobile World Symposium at Mobile World Congress on Tuesday. Quite frankly, the takeaways from some of the panel were incredible.
MasterCard invited payments leaders from North America, Asia Pacific, Europe, Latin America and Africa/Middle East to speak at five different segments for the Symposium. The conversations that ensued appeared unscripted, with candid remarks from all involved, disagreements within panels and philosophical and technical arguments interesting for any with a stake in mobile payments.
We're going to bring you more region-specific features in the coming days, but for now we provide a summary of the Symposium's discussions, with a key quote from each panelist and a summary of the most interesting takeaways from each of the region panels. Regardless of what area of the world you're interested in or what subject within payments fascinates you, there was truly something at the Mobile Symposium for everyone.
North America
"I'm a little tired of it, candidly. Who cares? NFC is a good technology and it will be there: if it is, I'll use it, and if it's not it's not going to stop what I think is a wonderful opportunity for mobile. Whether it's NFC, a QR code, a smoke signal, passing a note to a friend, it doesn't matter." – Paul Galant, Citi
"If you're a merchant or a bank and you've been waiting for NFC to explode, without a handset it's incredibly uninteresting. But we're shipping 130 million handsets a year now, and if you can get even double-digit percentages of 130 million handsets, you can flood the markets. It's the first time we're seeing signs of NFC being more than just a promise, and market momentum actually gaining a step." – Ryan Hughes, Isis
"We hear this argument all the time, that it's expensive and there's no ROI. I think the real question is: do you believe in [NFC] long-term? I agree there's no clarity in the business model right now, there are just lines in the sand that will change in three-to-five years and in fact could turn upside down." – Jeppe Dorff, Rogers Communications
The Mobile Symposium kicked off with one of the most candid and interesting discussions on NFC's viability as a payments tool that I've ever seen. Hughes and Dorff came down in favor of the technology, of course, but were very fair in acknowledging its flaws and shortcomings as well. Conversely, Galant stressed that NFC is not integral to the future of mobile payments but was receptive to the possibility that it could one day be the predominant mPayments tech.
What was most interesting to me was that this panel danced between philosophical, logistical and technical subjects almost on a minute-by-minute basis, and delved fairly deep into each topic. You might not have walked away with an answer to the NFC dilemma after attending this seminar, but you'd certainly leave with a better understanding of both sides of the argument.
Asia Pacific
"We're expecting all major merchants to have tap-and-go technology by 2014, so we're feeling all of the stars aligning, with smartphone penetration getting to where it needs to be, point of sale getting to where it needs to be to drive adoption in the early phase." – Edward Hyde, Telecom New Zealand
"Our experience and our lessons are pretty similar to other countries that have done this, because the value for payment card replacement is limited. If you just confine to that, you are not really exploiting the power of the merchant in terms of connectivity and intelligence that comes with mobile. So we think that the minimum of other value services, such as loyalty and coupons, is almost a must-have to accompany payments services." – Tan Eng Pheng, Infocomm Development Authority of Singapore
"Osaifu-Keitai is widely accepted in the Japanese market with enabled handsets. The application is expanding, and many service providers from various industries, such as transit companies and security companies, are providing many interesting services. Mobile payments is our most popular application." – Takashi Komoro, NTT DOCOMO
The Asia Pacific panel offered up a much more promising view of the power of NFC, with representatives from Singapore, New Zealand and Japan all demonstrating the technology's growth and progress. Some lofty expectations were raised for NFC adoption in the near future, and all three speakers considered NFC integral to their mobile payments plans.
That being said, there was a real focus on interoperability and value-added services here, and transit and security were both cited by both Pheng and Komoro as hugely important in helping to drive NFC mainstream adoption. We'd come to see the focus on interoperability later in the day, and many this region provided perhaps the best examples of the success such cooperation can bring.
"First, customers expect a bank to provide mPayments through their phones. Second, they don't expect to pay more for than for their plastic card. And we've talked to a number of retailers … and they say, 'we do like mPayments, but unless it's either faster, easier or helps our checkout services, we wont pay extra for it either.'" – Eric Tak, ING
"If you look at the penetration of mobile payments and card usage, there's still a big gap between the banking customers and the mobile customers. If you can mobilize the payments, it has a huge impact on how we pay and its going to create a value for banks, retailers and operators as well." – Ali Salci, Turkcell
"Whenever mobile wallets do succeed, the transaction flow for customers will need to be the same no matter where they are. Because if customers have to remember to use it a different way for different retailers, it wont take off." – Nigel Shortt, Boots
"Our approach is to create a new ecosystem, not from scratch, but by working with partners. The key success factor is partnering … from my point of view it's not technology, not NFC or whatever, it's creating by partnering, to provide value for all parties involved." – Peter Vesco, Duetsche Telekom AG
The European panel provided perhaps the best mix of perspectives, with operators, telcos, banks and retailers all represented from regions all over Europe. What struck me during this segment of the Mobile Symposium was that many of the philosophical debates surrounding NFC were similar to the ones echoed in the North American segment. I think there's a general tendency to view NFC as more advanced in Europe, and while that's true in places (looking at you, Poland), the debate is far from settled.
The European panel continued another theme from the North American contribution as well: many agree that NFC is the future, but no one agrees on who should be fronting the cost to get us there. We heard Shortt express that major retailers had no real incentive to front the massive cost yet, while Tak pointed out that NFC can undercut a bank's own margins thanks to its instant payment capability.
Latin America
"If you delve down a little further into what the consumer is looking to do, I think we see kind of a broad trend in Latin America that maybe is a little unique. There are a lot of P2P payments that are twofold. There's a large flow of remittances from the U.S. and Northern Hemisphere into Latin America, from folks that are working … and then sending money back home. And an existing business that is very large, in markets like Peru, people are sending money back and forth. So if you look at the ecosystem that we have, it really lends itself to making that process much more efficient." – Greg Keough, Wanda
"Thirty-six percent of the population is without a bank account, thus we believe mobile will change the way we transact in Brazil and the way we transact in the future. We are investing in this new means of payments, especially for purchases and transfers among people. We believe this is a very important instrument for financial inclusion." – Marcello Ribeiro Trovão Fraiz, Caixa Economica Federal
"Mobile money is very important to Brazil. We see mobile financial services as the next wave of data, but it has to be structured and managed. That's very important and there are a lot of opportunities there. We think that a new value is being created in the intersection of financial institutions and telecoms, and we want to be a part of this new value chain and capture part of this value." – Roger Sole, TIM Brazil
With the Latin American panel, we began to a see a significant shift away from the philosophical debates dotted throughout the developed economies and towards the issue of remittances, the underbanked and financial education. Latin America served as an interesting bridge in this regard, as its largest market, Brazil, contains a unique mix of developed and emerging populations. Fraiz and Sole both touched on this mix and the subsequent challenges that come with designing what needs to be two separate business models for two distinct demographics.
We heard a lot about remittances and P2P payments in this segment as well, and how "mobile money" is a concept that needs to be available on phones with a much lower price point than many of the smartphones that permeate the North America, European and Asian markets. Keough made some particularly interesting points about his company, Wanda, which is backed by both MasterCard and Telefonica, giving it "unique resources" as it attempts to build and ecosystem using "raw materials."
Middle East and Africa
"Africa is kind of the foundation where all this is emanating from. Necessity is the mother of invention, and the unbanked or underbanked population … in the DRC, which is a huge country, the banking percentage is less than 2 percent. Obviously the role of plastic is going to be limited … and there is a saying that if you give a bank account and a mobile phone to somebody, you change his life forever. You are giving him a facility to get into savings, loans, investments: you actually change the life of a human being." – Jayant Khosla, airtel Africa
"The biggest challenge to me isn't form factor, POS terminals, all those gadgets: it's the training and education of the people. We telcos tend to talk about mobile money, it's a great topic and everyone says it will change peoples lives, but in reality until we all put money where our mouth is and go on street and show people… it's dirty, its not elegant, it's not pleasant … but you have to go educate." – George Held, Etisalat Group
"I think there's a very common misnomer, which is that low income equals low intelligence. I don't buy into that at all. The lowest income people tend to be amongst the most innovative when given a chance, and as long as you've got a service that is fundamentally cheaper than an alternative to them, I think you'll these groups incredibly innovative." – Nick Dent, Ooredoo
"This is a segment of population which has not been touched by organized financial services. Will they be comfortable with technology? I believe for them this is the most important piece if technology they will ever receive in their lives." – Srinivas Nidugondi, Mahindra Comviva
The Middle East and Africa panel offered up the most debate between speakers, with some difference in opinion evident in the perceived best methods with which to teach underbanked populations about financial inclusion. Held emphasized a very hands-on approach, citing trucks going from town to town or university to university, while Dent preached more of hands-off approach. Nidugondi and Khosla came down somewhere in the middle, but seemed to side slightly more with Held's views.
That debate aside, though, this panel provided some great insights into the challenges that those in developing economies face as MasterCard and others attempt to introduce huge swaths of populations to formal banking tools. The potential to truly change lives here is very real, but as Held pointed out until such measures are actually put in place, the pats on the back should wait.
If you attended these seminars, what did you find most interesting at the Mobile Symposium? If you didn't, which quote most caught your attention? Let us know in the comments below!


text:
These "Don't Forget To…" reminder cards were inspired by some of the things I've heard people say… I figured they would be fun to share with you for April Fools.
You can use them at any time as fun notes to co-workers, friends, actual reminders that you put on your bathroom mirrors, and more!
I hope you enjoy them!
- Card Stock
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- Crop
- Write a note on the back (optional)
- Spread some fun!
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text: BANGOR, Maine — The day after President Barack Obama told the country that the U.S. would be leaving Afghanistan, a contingency [SIC] of eight from the Maine Army National Guard's Detachment 14 are leaving for a year deployment in the war-ravaged country. Gov. Paul LePage, congressional representatives, Staff Sgt. Darrell Stevens, senior warrant officer for the Guard, Brig. Gen. James Campbell and Command Sgt. Maj. Terrance Harris were on hand for the send-off ceremony for Operational Support Airlift Command, or OSACOM, Detachment 14. "I may be the governor, but you are doing the hard work," the governor told the deploying soldiers. "I wish each and every one of you a safe journey. Hurry back." (read more at Bangor Daily News)


text:
Watching a movie gives audiences a chance to capture that moment's resonant je ne sais quoi, which is French for "popcorn smell." Learn the language of cinema with this Groupon.
$6 for a Movie Ticket and a 46-Ounce Popcorn ($16 Value)
Movie lovers catch first-run films from stadium-style seats in theaters equipped with digital sound.
Spotlight Theaters Front Street
Spotlight Theaters' screens enrapture audiences with first-run movies. In each movie house, digital sounds and visual projections of fresh Hollywood films alight inner emotions of audiences resting in plush, high-backed seats—each outfitted with a coin-operated mustache comb—or thrown directly into the action through 3-D technology. As eyes and ears relish motion-picture pursuits, soda, candy, and bounties of salty, crunchy popcorn emerge from the concession stand to occupy chatty mouths or catapult towards the screen to feed the hungry actors. Front Street's brand new Spotlight Theater also houses a full-service restaurant and will soon feature themed movie-and-food pairings, such as French cuisine with French films.