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(CBS/AP) WOODBURY, N.J. - The Autumn Pasquale murder case has been transferred to Camden, N.J., after the slain 12-year-old's father filed documents threatening a possible lawsuit against the Gloucester County Prosecutor's Office over alleging mishandling of the case, the South Jersey Times reports.
Pictures: Body of missing NJ girl found
The paper reports the case against two teens accused of murdering the girl was transferred after attorney Gregg Zeff filed a tort claim notice on Jan. 22 informing the agency of potential litigation on behalf of Anthony Pasquale.
The tort claim, according to the paper, is copied to the New Jersey State Police, the state park police, and municipal governments of Clayton and several neighboring townships.
According to the paper, "The claim 'is predicated as a result of misconduct, violation of Civil Rights, State protected rights, negligence, infliction of emotional distress, improper training, improper supervision, failure to protect and failure to follow proper laws, regulations and guidelines' related to the search for Autumn and her murder investigation."
The case was transferred to Camden County to avoid a "potential conflict," according to a statement from the Glouster County Prosecutor's office that was obtained by the paper.
Autumn Pasquale, 12, went missing on Oct. 20, 2012, after going for a bike ride in her neighborhood. Forty-eight hours later, police found the teen's body stuffed in a recycling bin, several blocks from her home in Clayton, N.J.
The case has been acrimonious. Autumn Pasquale's divorced parents, Jennifer Cornwell and Anthony Pasquale, are in a court battle over control of a memorial fund and headstone for the girl's grave.
Teen brothers, ages 15 and 17, are charged in the murder. Authorities said the younger boy lured Autumn to their home by promising to trade bicycle parts. The suspects have not been identified because they are juveniles.


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PDA in Leadership and Management of the Work of Others at SCQF level 7
Professional Development Awards (PDAs) extend or broaden professional or vocational skills and are linked to National Occupational Standards.
The PDA in Leadership and Management of the Work of Others at SCQF level 7 focuses on two main areas of managerial competence — providing leadership and managing the work of others in a department, section or division.
Learners who successfully achieve this PDA will possess the skills and competence to provide direction for people in their area of responsibility and enable, inspire, motivate and support them. They will also be able to allocate work on a fair basis, making best use of time and available resources to ensure agreed objectives are met.
This qualification is available through training providers, colleges and some employers. It has been designed to be delivered in the workplace with learners generating the required evidence as part of their current management role.
SQA and CMI have joined forces to help build careers in Management. CMI now offers one year free studying membership for those undertaking any SQA Management qualification. For further information please visit: http://www.managers.org.uk/sqa.
Use the tabs below to open each section individually. Alternatively you can show allhide all the sections.
Why deliver this qualification
The PDA in Leadership and Management of the Work of Others at SCQF level 7 has been developed in partnership with employers and industry so it is fit for purpose. It will help employers meet skills gaps and provide continuing professional development for staff, while learners will gain knowledge and skills needed for progression in the workplace.
Like all SQA Management qualifications, this PDA is jointly certificated with the Chartered Management Institute (CMI).
Candidate support packs are available for the knowledge requirements of the two Units in this qualification.
The Unit-based structure aids flexibility with learners generating the required evidence naturally through their current management job role.
This PDA provides progression routes to further study, training and professional qualifications (see Progression).
Who does this qualification suit
The main target audience for the PDA in Leadership and Management of the Work of Others at SCQF level 7 is those currently employed in management posts, usually at first line or middle management levels (ie responsible for a particular section, division or department of an organisation).
The PDA consists of SVQ Units, which are workplace Units. To be eligible for these Units, learners must have current occupational experience in a management role and be able to generate the relevant evidence.
Entry is at the discretion of the centre.
Learners do not need to have formal relevant qualifications to enter this PDA but must be in a suitable management job role and be able to generate the relevant evidence in the workplace.
The Units in the PDA have been mapped against the National Occupational Standards for Management and Leadership.
Learners can progress to other PDAs in Management covering topics such as change management and project management. They could also progress to full HN Management qualifications; an SVQ 3 in Management at SCQF level 7; or an SVQ 4 in Management at SCQF level 9 (depending on their management job role).
Learners achieving this PDA are also eligible for studying membership of CMI, which means that they can become part of the professional community of managers and can benefit from development opportunities that this can bring.
Centres with devolved authority for approval should use their own internal approval process.
Centres without devolved authority require to come forward for approval and should contact SQA's Business Development Team for guidance.
Assessors and verifiers must be able to meet SQA's general requirements for technical/occupational competence as outlined in the Systems and Qualification Approval Guide.
How to assess
Each individual Unit specification gives detailed information on the Evidence Requirements and approaches to assessment for each Unit.
As this PDA is based on SVQ Units, the assessment is governed by the Management Assessment Strategy.
Learners gather evidence of their performance through normal workplace activity, in line with the requirements of the PDA. This evidence will be assessed using usual workplace assessment methods, such as use of portfolios/e-portfolios; observation; examining of work products; testimonial evidence from witnesses; personal statements; accreditation of prior learning, etc.
Where can you take this course?
Qualification Structure
Group Award code: GH2J 47 (23 SCQF credit points)
The PDA in Leadership and Management of the Work of Others at SCQF level 7 is a flexible, short award consisting of two mandatory Units.
For further details on the structure and Units of this qualification please refer to the Group Award Specification document (623 KB).

subset: commoncrawl


text:
Trapped in the Net:
Voice mail. E-mail. Bar codes. Desktops. Laptops. Networks. The Web. In this exciting book, Gene Rochlin takes a closer look at how these familiar and pervasive productions of computerization have become embedded in all our lives, forcing us to narrow the scope of our choices, our modes of control, and our experiences with the real world. Drawing on fascinating narratives from fields that range from military command, air traffic control, and international fund transfers to library cataloging and supermarket checkouts, Rochlin shows that we are rapidly making irreversible and at times harmful changes in our business, social, and personal lives to comply with the formalities and restrictions of information systems.
The threat is not the direct one once framed by the idea of insane robots or runaway mainframes usurping human functions for their own purposes, but the gradual loss of control over hardware, software, and function through networks of interconnection and dependence. What Rochlin calls the computer trap has four parts: the lure, the snare, the costs, and the long-term consequences. The lure is obvious: the promise of ever more powerful and adaptable tools with simpler and more human-centered interfaces. The snare is what usually ensues. Once heavily invested in the use of computers to perform central tasks, organizations and individuals alike are committed to new capacities and potentials, whether they eventually find them rewarding or not. The varied costs include a dependency on the manufacturers of hardware and software--and a seemingly pathological scramble to keep up with an incredible rate of sometimes unnecessary technological change. Finally, a lack of redundancy and an incredible speed of response make human intervention or control difficult at best when (and not if) something goes wrong. As Rochlin points out, this is particularly true for those systems whose interconnections and mechanisms are so deeply concealed in the computers that no human being fully understands them.
"In Trapped in the Net, an insightful and painstakingly documented book, [Rochlin] explores the changes already wrought by computers and networking in areas as diverse as financial markets, air travel, nuclear power plants, corporate management and the military."--Lawrence Hunter, The New York Times Book Review
"Trapped in the Net covers not only the military, but also financial markets, aviation and business. In all cases, humans working inside organizations become helpless just when the systems they use encounter the unexpected and start behaving idiotically. This is a fascinating and well-argued book. . . . The references are good, and certainly prove that Rochlin is not a lone voice with a cynical message."--Harold Thimbleby, New Scientist
"[Rochlin's] straightforward argument should be apparent to those managing and promoting increasing computerization: that greater dependence on computers implies greater disaster when they fail. . . . Rochlin ends with an exploration of the new cyberized military and continues to pinpoint the unintended consequences that computer enthusiasts rarely think about, but should."--Booklist
".[C]omputerization is leading us into pretty dire straits. In financial markets, warp-speed automated trading creates opportunities for fraud and moves us further away from a stable investment climate. In the office, computers promise efficiency, but bring fragmented knowledge and reduced autonomy to workers. There's worse news. Pilots in the 'glass cockpits' of modern airplanes have too much data to interpret, and nuclear power plant operators are less likely to have an intuitive feel for things going wrong 'on the floor'. Most sobering of all is the discussion of automation and the military."--Publishers Weekly
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text:
Microsoft CEO's compensation up 6 percent in 2010
by The Associated Press
A regulatory filing shows Microsoft Corp. CEO Steve Ballmer's compensation package was worth 6 percent more in fiscal 2010 than the year before.
Ballmer was granted a pay package valued at $1.3 million for the year that ended in June, according to an Associated Press calculation of figures disclosed in a Securities and Exchange Commission filing Thursday.
Ballmer's salary rose 1 percent to $670,000. His bonus rose 12 percent to $670,000.


text:
THE Port of Tilbury was presented with its own Olympic Torch to recognise the crucial role it played in "the greatest Games ever".
Tilbury was the largest of two logistic centres serving London 2012, in what has been called the biggest peacetime logistics operation in the country's history.
The port housed everything from sporting equipment used in Olympic events, to furniture in the athletes' village, as well as props for the opening and closing ceremonies, including the boat Rhianna "sailed" in on during the Paralympic closing ceremony.
The warehousing covered more than five million sq ft, and by the time July arrived, millions of items for the Games had passed through the port.
At a ceremony in Tilbury last Thursday, Mick Wright, head of logistics for the London organising committee of the Olympic and Paralympic Games, told staff at the port how the event wouldn't have been the same without them.
He said: "We had fantastic people working for us and with us throughout the games, personally I think we had the best team that's ever been assembled to deliver the Games, and I include all the guys at the Port of Tilbury in that.
"We knew we'd have to go through a lot of detailed preparations and planning, and the Port of Tilbury was instrumental in helping us to do that."
Speaking about why LOCOG chose Tilbury to be its logistics hub three years ago, Mr Wright said: "We knew the Port of Tilbury was keen to be involved in the Olympics, we saw great space, great support and great flexibility.
"This torch is an iconic symbol of the Games and we are absolutely delighted to present it to the Port of Tilbury to thank everyone for all they did."
Perry Glading, chief operating officer at Forth Ports, which owns the Port of Tilbury, said playing a major part in the Games was "inspirational".
He added: "We have been very proud of our association with the success of the London Olympics.
"Everyone was committed to making the Games a success and it is the way we like to approach all business – listening to what is required and taking decisive action to deliver solutions.
"I would like to thank LOCOG for choosing Tilbury as its logistics hub and congratulate the team on the innovation and success of all they achieved."
The port's Olympic Torch will be displayed in the reception of its Leslie Ford House.


text:
Question re: Riviera deck on Fantasy
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Junior Member
Join Date: Aug 2006
Posts: 24
If you notice the Elation and the Paradise both went through dry/wet docks in March and December respectively. Both did not receive the Waterworks, interconnecting cabins nor the Resort Style pool. Since both ships were on the Westcoast, that would leave me to believe the ship yard was not capable of doing the upgrades.
I also concur the reason for moving the Fantasy is that it could be better marketed as having all the bells and whistles. Mobile being an established port, would not need to be marketed as aggressively.
The turning basin is being built BUT it is a different basin that is further south of the terminal. It will have a 1500' turning radius vs the 1000' of the current basin. One option would be for the ship to travel the 1.5 miles in reverse which is doable.
Personally the Elation should have been sent to the drydock in Mobile after the repo and the upgrades finished before being sent to Charleston. This way there would not have to any interruption in the schedule. Her next drydock is not scheduled until 2012.
So basically there are a lot of disappointed people who are changing their bookings this upcoming summer as they either wanted the Waterworks or the inter-connecting cabins.
Future cruises
CCL Ecstasy 02/05/2011
Past Cruises:
CCL Triumph 02/13/2010
CCL Conquest 09/02/07
CCL Fantasy 11/10/2009; 02/07/09; 11/01/08; 04/10/08; 10/11/07; 09/17/07; 01/18/07; 11/27/06; 10/30/06
CCL Holiday 11/02/2009; 09/22/08; 8/30/08; 01/29/07; 12/04/06; 10/23/06; 09/30/06; 09/11/06; 09/03/05
CCL Elation 01/23/06
NCL Spirit 11/22/2009; 11/03/07
NCL Sun 02/09/08; 01/23/07; 10/23/05
NCL Dream 10/31/04
USS Frederick LST-1184 12/14/81 (USMC)
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text:
Roses Umbrella
Pop out in a sea of black umbrellas with this posh yet fashionable 'don't mess up that hot hair' must have accessory for the spring rains that are soon to come.
Think outside of the box- literally!Tags: accessories, office, decorations, inspiration, desk, box, Thinking, skymallAdded 8 Years Ago from Sky Mall
The website's description says that if you put this volcano on your desk, you are "sure to inspire awe and delight from your co-workers." Man, I'd say so. I'm coming in with one of these tomorrow.Tags: accessories, office, nature, natural, decorations, desk, volcano, skymallAdded 8 Years Ago from Sky Mall


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This month's TAXtv episode uncovers a tax tribunal case involving an unhelpful helpline for self-assessment tax returns.
Among the cases discussed by TAXtv lecturers Tim Good and Giles Mooney is that of Louise Fernandez v HMRC (TCO1123), in which the taxpayer challenged two fines for filing here self-assessment tax returns 11 months late, on 3 December 2011.
The decision (yet to be published on the Finance & Tax Tribunal website) rekindles recent controversies surrounding HMRC service levels and post handling. After experiencing problems logging into the HMRC's website to file Self Assessment tax returns, Fernandez said she emailed HMRC (using the email address she had been given by the taxman), to inform them of her difficulties accessing the site. She said that she had been given the wrong activation codes.
She didn't receive a reply from HMRC. The tax department said that this was because Fernandez had emailed the VAT helpdesk rather than the Self Assessment helpdesk.
In his judgement, Geraint Jones, said in that it was unacceptable that HMRC had not replied to Fernandez's email, which he said should have been forwarded to the relevant department.
He added: "It seems little point having a [Inland] Revenue helpline if it doesn't offer any help."
He accepted that Fernandez had a reasonable excuse for submitting her tax return late, but said that the second fine should stand, given that it took her another 11 months to file her return.
Giles says that the length of the delay in filing her return meant that HMRC's second fine was "always going to stand".
Other topics discussed in the June TAXtv episode include:
- An interview with Keith Gordon
- Michael Golding v HMRC benefits in kind tribunal decision
- New fines for late PAYE payments
- America's offshore tax disclosure scheme.
Visit [email protected] to subscribe to TAXtv. TAXtv's free Budget round-up is also available, in which Tim Good, Giles Mooney and Neil Warren explain the key points of this year's announcements.


text: Kristine Bellino, WIBX [ What Does Google Glass Look Like? By Kristine Bellino December 5, 2013 Ryan Miller sports Glass for us on WIBX First with Keeler in the Morning. Read More Category: Morning Show, National News Tags: glass, google, googleglass, ryan miller, technology Send to a friend! Share on Facebook Share on Twitter Pin it! Reddit This! Share on Tumblr!


text:
RANDWICK trainer John O'Shea feels victory for Sea Siren in Sunday's Hong Kong International Sprint at Sha Tin would be the greatest achievement of his career.
"For me Hong Kong is the pinnacle of international racing," he said.
"This is because of where it is situated on the calendar and the fact you have horses targeting the carnival from all over the world.
"The proximity is good for everyone, horses from Europe, Japan, America, Australia coming together at a central location and battling it out. It is drug-free, their rules are very stringent and we are all on a level playing field.
"If we happen to pull it off it would be my biggest achievement."
O'Shea is set to fly to Hong Kong today and will oversee Sea Siren's final serious hit-out on the Sha Tin course proper tomorrow morning.
"She did a bit of evens on the dirt last Saturday but the track was a bit soft so she didn't really do too much," he said.
"She'll have a burn around on the track on Tuesday and that should top her off."
Global bookmakers have Sea Siren at the top of the market for the prestigious sprint and O'Shea, a keen form student, strongly believes she is capable of living up to the expectation.
"I've been monitoring the opposition closely and there doesn't look to be a lot between the Hong Kong horses," he said.
"Lucky Nine is at the top but there are about six or seven who finished within a space of two lengths behind him.
"The Japanese horses are strong but generally their sprinters aren't recognised on the international stage, they are stronger in the staying ranks.
"Australian-bred sprinters have traditionally done well at this arena and aside from Black Caviar, Sea Siren would be in the top group of sprinters in the country."
Campaigning Sea Siren in Hong Kong is O'Shea's second experience of the showcase meeting, with his former stable star Racing To Win rounding out his career in the 2009 Hong Kong Mile.
"You need a strong robust horse to travel and Sea Siren is perfect for it," he said. "Nothing fazes her and by all reports she has thrived since arriving.
"This has been the target all along for Sea Siren, after she won the BTC Cup in the winter we set our sights on Hong Kong."
Originally published as Sea parts for greatest achievement


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Policy options are not good, but in today's Honduras a government of any stripe would turn to the military to fight drug violence
Military Aid Is Unattractive, but Unavoidable
Michael Shifter is president of the Inter-American Dialogue, a policy forum on Western Hemisphere affairs. He is also an adjunct professor at Georgetown University.
May 8, 2012
The spreading drug-fueled violence in Honduras – arguably the most troubled country in the Western Hemisphere – should be addressed through effective civilian law enforcement institutions, not military forces. Strengthening such institutions should be the principal focus of U.S. policy and cooperation with Honduras and other nations beset by criminal violence.
The problem, however, is that building professional police forces is a difficult, long-term task, and countries like Honduras, with the world's highest level of homicides, can hardly afford to wait. There is, understandably, enormous public pressure to call on the military to help contain the violence.
There are considerable risks associated with building up militaries in countries like Honduras, with precarious governance and a history of rights abuses. But such risks have to be weighed against the risks of the current, deteriorating situation, which has taken a tremendous human toll and poses a serious threat to the rule of law.
Moreover, any military involvement in fighting drug smuggling should be regarded as a temporary, stop-gap measure, carried out under exceptional circumstances. U.S. support for small-scale, targeted military operations must comply with the strictest human rights conditions.
The policy options are not good. The reality is that in today's Honduras a government of any ideological stripe would turn to the military to counter the rampant drug trade and criminal violence. Honduras and other Central American nations are interested in greater collaboration with the United States, which offers a real opportunity for partnership.
The rationale for U.S. involvement is compelling. As the largest consumer of cocaine, with an unhappy record of intervention in Central America, the United States bears responsibility to do what it can to help Honduras and other nations under siege. Concerns about destabilization as a result of U.S. military support are legitimate and should be addressed, but they should be viewed in relation to the immense damage that is already being done.
Join Opinion on Facebook and follow updates on twitter.com/roomfordebate.


text:
- Designed for family days out, with functional materials, smart features & storage bag
- 4-way front and back carrying, ideal for outdoor activities
- Optimal carrying comfort, with sturdy waist belt and padded shoulder straps
- Perfect from newborn to 3 years, with built-in infant position
- Hip-healthy baby carrier, with ergonomic wide leg position for the child
BABYBJÖRN Baby Carrier One Outdoors is a completely new baby carrier for all of you who love family days out and want to share fun outdoor activities with your child. It's made of water-repellent and moisture-wicking materials, and has a pocket and loops for instant access to mobile, water bottle and cuddly toy. Its multiple adjustment options, sturdy waist belt and shoulder straps ensure superior carrying comfort and make it ideal for walking holidays and other outdoor activities with toddlers.
Good functional materials – perfect for family days out
On family days out, you need materials that can cope with any weather. The baby carrier's outer material combines breathability with good water and dirt repellence. The fabric is easy to wipe clean, and the whole baby carrier dries quickly after rain or washing. Several different mesh fabrics have been used to ensure optimal breathability, elasticity and stability. The inside is made of super-soft mesh fabric that's kind to little cheeks and mouths. There's a thin mesh between wearer and child for increased air flow. An advanced 3D mesh has been used in the shoulder straps and waist belt, which has been teamed with moisture-repellent foam to give high carrying capacity and enhance carrying comfort.
Pocket on waist belt and loops on shoulder straps
Baby Carrier One Outdoors has a detachable pocket on the waist belt for your mobile, keys, soothers or other small items you need for your child on family days out. Several loops on the shoulder straps allow you to attach e.g. a water bottle, and keep essentials like blankey and teddy conveniently close.
Comes with a smart storage bag
Chances are you'll have plenty of items to keep track of on family days out and outdoor activities with children. So this baby carrier comes with a practical bag for storing and transporting the baby carrier.
Comfortable back carrying for outdoor activities with toddlers
Baby Carrier One Outdoors is a convenient option for parents who want to enjoy outdoor activities such as walking holidays with their toddler. It's simple and completely safe to move the child on to your back when they want to be carried. With your child facing you in the baby carrier, you can swivel them round onto your back in a secure and comfortable way. And you can do it entirely unaided.
4-way ergonomic front and back carrying
The baby carrier makes life easier for all of you who love family days out and want to share outdoor activities with your child. You can carry your child in four ergonomic ways: facing in at two different heights, facing out and on your back
Front-facing carrying option
Sometimes it can be fun to sit facing out and see everything that mum and dad see! In this baby carrier, you can carry your child in a front-facing position from the age of five months, when their neck is strong enough. Simply fold down the head support. And when it's time for a nap, you can fold up the head support and lift your child into the facing-in position.
Optimal carrying comfort, with sturdy waist belt and shoulder straps
It's important that carrying is comfortable for you, whether you have a little child on your front or a toddler on your back. With Baby Carrier One Outdoors, you can continue to enjoy an active lifestyle as a parent. It has padded, form-fitting shoulder straps and a sturdy waist belt, which provide excellent support and pressure relief, especially when you're carrying a toddler. The waist belt easily fastens at the back with a hook, and both shoulder straps and waist belt are simple to adjust for the perfect fit.
Hip-healthy baby carrier, with ergonomic wide leg position for the child
The seat of the baby carrier is 32 cm wide, which gives your child a proper ergonomic wide leg position when you carry the child facing youon your front or back. The International Hip Dysplasia Institute has tested Baby Carrier One Outdoors and acknowledges it to be a "hip-healthy baby carrier". This means that it provides the correct support to the child's hips and encourages good hip joint development, which is especially important in the first months.
From newborn to 3 years, with built-in infant position
Baby Carrier One Outdoors will be useful to you for a long time, as it can be used from newborn and up to three years of age (15 kg). It also has a special height position for newborns so you can carry your child in the best way – high on your chest and close to your heart. Perfect if you want to enjoy outdoor activities and share fun family days out with your child from a very young age.
Sturdy, adjustable head support
Good head support is very important during a child's first five months until they can hold up their head unaided. This baby carrier has stable, adjustable head and neck support. The head support can be adjusted and adapted individually.
Product details
From newborn to 3 years.
Min. 3.5 kg/53 cm.
Recommended minimum age for front-facing position: 5 months.
Recommended minimum age for back position: 12 months.
The leg straps should be used to reduce the size of the leg openings for children between 3.5 and 4.5 kg.
All fabrics in this product are tested and approved in accordance with Oeko-Tex Standard 100, Class 1 for baby products. This means that Baby Carrier One Outdoors is completely free from harmful and allergenic substances.
Main fabric: 100% polyamide
Fabric coating: 100% polyurethane
Mesh fabric: 100% polyester
Leg position zip protection: 100% cotton
Baby Carrier One Outdoors complies with the EN13209-2:2005 safety standard for baby carriers.
Care instructions
The whole baby carrier is easy to machine wash at 40oC. It dries quickly after washing.
Customer Reviews
Orders within Australia – Regular Post
Orders will be delivered by Australia Post.
$8.95 for orders weighing less than 3kg
$13.00 for orders weighing more than 3kg
Delivery is FREE if your order is over $149 and weighing less than 3kg.
Extremely heavy parcels may incur additional postage costs. We will contact you prior to dispatch if this is applicable to your order.
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Express Post is available for orders under 500g at a cost of $11.95 and between 501g – 3kg for $19.95. If your order qualifies for Express Post, this will be offered at checkout.
Orders outside Australia
International orders will be dispatched via Airmail. Please allow up to 14 days for international Airmail delivery.
Shipping costs depend on the order weight and destination country. Once you have added the products you require to your shopping basket, select your country from the dropdown list and the shipping cost will be displayed.
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We hope that you will be delighted with your order. However, if for any reason you are not completely satisfied then please contact us within 7 days of receipt of your parcel, and our customer service team will be pleased to assist you with organising a return authorisation. All returned merchandise must arrive back to us in their original, unopened and unused condition.
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For your peace of mind, credit card information does not pass through or stored on our servers. Once you pay for your order, your credit card details are encrypted and processed through the our PCI-Compliant Payment Gateway.


text:
Canberra residents could be hit with ''dramatic'' water price hikes after Actew revealed it is facing a $200 million revenue shortfall due to the climactic extremes of a drought followed by floods.
The government-owned corporation has also reported it intends to pay off blowouts in the cost of enlarging the Cotter Dam over the next century.
In a submission to the Independent Competition and Regulatory Commission, Actew said it would fall well short of water revenue targets set by the Commission in 2008 for the five-year period up to 2013.
Actew managing director Mark Sullivan said deviations of 3 per cent above or below the revenue forecast had to be made up.
Actew had previously warned the commission that water prices should be set annually to avoid price shocks instead of relying on long-term water use forecasts.
''In this instance there is a greater than 3 per cent under-collection of revenue which could have a dramatic impact on water prices, but Actew has yet to determine whether we will seek to recover this, and if we do it would still need to be approved by the ICRC,'' he said
''This issue really shows how ineffective the previous method of forecasting water use for such a long period [five years] has been.''
The dramatic fall in revenues comes on top of repeated blowouts in the cost of enlarging the Cotter Dam.
The bill for the project hit $397 million before the March floods, $11 million of which will be offset by savings from other projects.
But Actew said in its submission to the ICRC, that the cost rise would only have a small impact on price rises in the near future.
''Despite receiving significantly more attention than the under-recovery of revenue, Actew notes that unforeseen cost increases in relation to the Enlarged Cotter Dam will have a relatively small impact on prices in the next regulatory period, if ACTEW seeks full recovery of costs, as it will do over the next century as part of the asset base,'' the submission said.
In a discussion paper, the ICRC said the under-recovery of revenues could be factored into future prices in a number of ways.
''These include as a one-off price increase during 2013-14 or as an increase that is smoothed across each year of the forthcoming price direction period,'' the commission said.
''Alternatively, the revenue shortfall could be 'capitalised' and thereby included in the asset base with recovery taking place over the longer term.''
ACT Treasurer Andrew Barr said the government had made a submission to the independent regulator asking it to ensure the impact of the revenue shortfall on consumers was limited.
Mr Barr said the effects of the shortfall and increased costs of building the Enlarged Cotter Dam could be dealt with by spreading the costs over the full five years of the next regulatory period for water prices or over the life of the infrastructure.
''These are the most appropriate and equitable ways to ensure all ACT households, especially those on lower incomes, can adjust to rising prices,'' he said.
''In addition, the government considers that a more flexible pricing regime, which would allow the ICRC to review and modify the price during the five-year period, could benefit consumers.''
Opposition Leader Zed Seselja said last night that Canberra residents were facing more punishment for conserving water.
''The sort of thing we should be doing is now taking a closer look at Actew's cost structures, because maybe there needs to be a little more transparency in relation to how they're spending their money,'' Mr Seselja said.
''It's very difficult for Canberrans to swallow that because they've used less water they will once again be charged more,'' he said.


text:
Submit News
Class Action Suit May be Pending for Apple
Jason Mick
October 1, 2007 9:28 AM
Recipient E-mail
Sender E-mail
Apple's latest iPhone moves may have earned it a new class-action law suit--Apple's answer: purchase a new iPhone.
As reported
, Apple Inc. disabled unlocked iPhones with its Firmware 1.1.1 update by putting them into activation limbo. The unlocked phones could not make any calls until activated with a valid AT&T card and iTunes. Even then, the phones would sometimes still be locked, according to preliminary reports. Apple covered its bases, by providing a "slide for emergency" option which allows users to make 911 calls on their newly-bricked iPhone.
While many users simply are not going to install the update or are hoping for a cracked version of the patch to be released, some are seeking legal avenues to fight Apple's strike on the modding/hacking/homebrew community.
On Saturday, posts by user myndex appeared in Apple's iPhone Forums, proposing three groupings of users who could seek legal action and calling for users whose iPhones were rendered inoperable to contact the poster with answers to a list of questions detailing their iPhone situation.
The posts were taken down relatively quickly, but screenshots were posted here [
]. Additionally, a quick search reveals that Myndex is a tech and research group that appears to use Macintosh computers. Whether the owner of the Apple forums handle is associated with this group is unknown.
Apple has protected itself by including a large amount of legal phrasing in its packaging, instruction manuals, and online materials, warning users against unlocking their iPhones, which they say violates their contract.
Noah Funderburg, an assistant dean at the University of Alabama School of Law,
was quoted
as saying. "Anyone who hacks must know that they are taking certain risks," Funderburg told the paper. "If they aren't willing to assume the risks upfront--like a brick iPhone--then maybe they should not hack the device."
Jennifer Bowcock, an Apple spokeswoman indicated that Apple was unapologetic about the situation. "The inability to use your phone after making unauthorized modifications isn't covered under the iPhone warranty. If the damage was due to use of an unauthorized software application, voiding their warranty, they should purchase a new iPhone," said Bowcock
In some cases Apple appears to have not only killed unlockers, but those who simply were participating in the homebrew/3rd-party applications community. Ross Good, a student at the University of Illinois at Urbana-Champaign had not expected to be affected as he had only installed a couple of seemingly harmless third party applications, including one for instant messaging. After updating, he found his phone returned to the activation screen and would not activate, though he had a valid AT&T contract. His phone is now among the growing number of phones "bricked" by the update.
No word was received from Apple on what its stance was on the damage done by its updates to non-unlocked users.
Apple is likely to face increased scrutinity, as well as possible legal assaults following its attack on unlockers. It appears that many, including even non-unlockers were affected by the update. Apple's is entirely unapologetic to those affected. Their answer--get a new iPhone.
"We do believe we have a moral responsibility to keep porn off the iPhone." -- Steve Jobs
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Click here to print the obituary below
Mary Black(1925 - 2013)
Mary Jane Shellhorn Black
Salisbury—Mary Jane Shellhorn Black of Salisbury, Maryland passed away peacefully at her home on Friday, May 17, 2013. Jane was born to Adolf and Kathryn Shellhorn of Pine Bluff, Wyoming on March 30, 1925. The oldest of 3 children, Jane was preceded in death by Jack Shellhorn of St. Petersburg Florida, and is survived by Bill Shellhorn of Auburn, Michigan. She was happily married for 63 years to the late Charles Nelson Black III. Together Jane and Nelson had two children, Charles N. Black IV, married to Carole of Eden, and Judith M. Andrews of Salisbury.
Jane worked at the Pentagon for the Army Air Force, predicting weather patterns pertinent to missions in Europe. Later she worked as a bookkeeper for Suburban Trust bank, and then a records' clerk for AT&T. She was President of the Women's Thursday Evening Club in Bladensburg, Md. She served on the Alter Committee at St. John's Lutheran Church.
Jane's first love was her family, and her second love was the fire service. Jane started her own Fire Department Gift catalog business and traveled to many states attending the fire conventions and meeting people in the fire service. She was a Life Member and Past President of Bladensburg VFD Ladies Auxiliary. She helped form the Maryland Fire Chiefs Ladies Auxiliary, and served as their second President. In 1993 Jane and Nelson were awarded the Preservation Trust of Wicomico Inc.'s award for their work in the Chesapeake Fire Museum located in Hebron, Maryland. They helped start the museum and remained active until Mr. Black died in 2005. In 2000, the Maryland Fire Chiefs convention book was dedicated to Jane and Nelson for their work and dedication within the Maryland Fire Chiefs organization.
Jane and Nelson enjoyed traveling in all forms of transportation. Together they obtained their pilots licenses and flew around the country in their own airplane. Later they purchased a yacht and traveled the intracoastal waterways and the Chesapeake Bay. They were in the Coast Guard Auxiliary for 4 years, and were proud members of the Kent Island Yacht Club. Jane and Nelson travelled the continental states in their motorhome twice. They spent 30 days in the Orient, journeyed through England and Ireland, relaxed in Hawaii and explored Alaska.
Jane and Nelson both enjoyed life to the fullest. She often commented on what was accomplished by "the love of two": Jane and Nelson have 7 grandchildren—Jon David Black, wife Mary; Charles N. Black, wife Sonya; Joseph Patrick Andrews; Beth Kellam, husband Bobby; Will Black, wife Kelleigh; Shannon Trego, husband Bill; Jocelyn Hardee, husband Chris. Jane and Nelson have 18 great grandchildren—Ian Andrews, Tyler Andrews, Jessica Gray, Jordan Black, Alexandra Trego, Kaitlyn Briselli, Will Trego, Erian Andrews, Owen Black, Abby Black, Bennett Black, Marc-Eli Jonathan Black, Fritzner Lee Black, Shawn Black, Charleigh Black, Isabella Kellam, Rosaleigh Kellam, and David Hardee.
A funeral service will be held at Holloway Funeral Home in Salisbury, on Thursday, May 23, 2013 at 11am. Visitation will be Wednesday evening from 6-8pm and one hour prior to the service.
Arrangements are in the care of Holloway Funeral Home, P.A., 501 Snow Hill Rd., Salisbury, MD 21804. Please visit
to express condolences to the family.
Funeral Home
Holloway Funeral Home
501 Snow Hill Road
Salisbury, MD 21804
(410) 742-5141
Published in The Daily Times on May 21, 2013


text:
The world's largest cycling festival featuring Olympic gold medallist Sir Bradley Wiggins will be passing through Wandsworth and Merton this summer, Boris Johnson announced today.
More than 500,000 spectators are expected to line the streets of London and Surrey on August 3 and 4 in a repeat of the patriotic and jubilant scenes of last year's Olympic Games.
More than 20,000 amateur cyclists, including The Mayor of London himself, will pedal their way through the gruelling 100-mile course in the main event - The RideLondon-Surrey 100 Speaking earlier today from the finish line in The Mall, Mr Johnson threw down the gauntlet to applicants and spectators.
He said: "It's going to be a fantastic feast of velocipedes, the equivalent of running the marathon, only better.
"I have been conscripted for the 100-mile ride and I will perform."
Four events will make up the two-day cycling festival attracting over 70,000 cyclists, including some of the world's top professionals including Sir Bradley and Mark Cavendish.
Starting in the Queen Elizabeth Olympic Park, the routes pass many of London's iconic landmarks, before heading through Richmond Park.
Participants will then head out into Surrey where the testing climbs and undulating terrains of Box Hill and Leith Hill await.
Having conquered those twin peaks, the cyclists will head back through Raynes Park, along Worple Road, up Wimbledon Hill and through Wimbledon Village.
The race will then pass along Parkside before turning on to Tibbet's Corner, down Putney Hill and over Putney Bridge.
Finally the peloton will head toward the finish on The Mall in true Olympic style.
Double Olympic gold medallist Laura Trott, attending the launch with The Mayor, said: "It's exciting to think that in less than six months' time, RideLondon will have started and the streets of London and Surrey will be filled with over 70,000 cyclists taking part in the two-day festival.
"RideLondon has something for everyone and I hope it encourages more people to get on their bikes and start cycling."
The action will begin on Saturday, August 3, with the RideLondon Grand Prix which will feature the world's best women, junior and hand cyclists in action on a circuit in and around St James's Park.
This will be followed by the RideLondon Freecycle an eight-mile "mass-participation ride" which will be free to enter and open to cyclists of all ages and abilities.
Sunday will open with the RideLondon-Surrey 100, open to amateur and club riders who will assemble at 6am at Stratford's Olympic Park, before heading out of the city.
The festival will close with the 140-mile RideLondon-Surrey Classic, an elite race for men's professional riders, including Sir Bradley and Cavendish, bringing the drama of a classic one-day style of racing back to Britain for the first time in 16 years.
More than 55,000 RideLondon-Surrey 100 registrants will find out from today if they have been successful in securing a place.
Unsuccessful applicants could still be able to take part through one of the many charities with guaranteed entries.
Teams of four (men, women or mixed) from the same organisation can enter the Business Relay, where each team member will ride around 25 miles.
For more information about each event visit www.PrudentialRideLondon.co.uk


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This is the best ever for a person on a fixed income THANKS
Language: English
Published in: 1820
Word count: 11,764 words (≈ about 1 hour)
Source: http://www.gutenberg.org
Copyright: Public Domain
The Harvard Classics Shelf of Fiction was selected by Charles W. Eliot, LLD (1834-1926), with notes and introductions by William Allan Neilson. It...
Get in the mood for Halloween with some ghosts, vampires, monsters, and Strange Events. Warning: these stories may make your hair stand up.


text:
The band fronted by Justin Vernon receive the coveted award from the presenter duo, Carrie Underwood and Tony Bennett.
Though they didn't perform at the 54th Annual Grammy Awards, Bon Iver managed to hit the stage. They were announced that Sunday night to collect a prize for winning Best New Artist. Justin Vernon and his bandmates won over The Band Perry, J. Cole, Nicki Minaj and Skrillex. They were presented the award by Carrie Underwood and Tony Bennett.
Days before the awards show took place, lead singer Justin Vernon revealed why they turned down the offer to sing at the prestigious event. "We had to do a collaboration with someone else," he opened up. "We're getting nominated for this record that we made ... and all of a sudden we were being asked to play music that had nothing to do with that."
Earlier in the evening, Lady Antebellum, who got only one nomination for Best Country Album ("Own the Night"), also didn't walk home empty handed. The trio won it against Jason Aldean, Eric Church, Blake Shelton, George Strait and Taylor Swift. They received the award from duo Miranda Lambert and Dierks Bentley.


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Vancouver city council approves 2013 budget
Vancouver city council approved a $1.15 billion operating budget for 2013 today (December 11) that will see property taxes increase by two percent.
In a vote at Vancouver City Hall today, council approved an amended set of recommendations to approve both the capital and operating budgets for next year, including an additional $3 million in "emerging priorities" capital funding for park board additions, such as upgrades to sport field facilities and more public washrooms.
The discussion followed a public meeting on the 2013 capital and operating budgets last week, where just six people signed up to speak.
Mayor Gregor Robertson called that low turnout "a new record" compared to the long speaker lists for budgets in previous years, and praised the incorporation of departmental service metrics in this year's report.
"We're able to track the impact of these budget decisions on the people and the neighbourhoods of Vancouver—that's a massive leap forward in terms of measuring what taxpayer dollars do for people in Vancouver," he said in council chambers.
But Non-Partisan Association councillors George Affleck and Elizabeth Ball and Green councillor Adriane Carr continued to raise concerns with the level of detail provided in the operating budget.
"I think we need to improve the consistency of detail and add more detail still so that we can actually see in greater line items what's actually going on in every service area, including city council," said Carr.
Affleck also criticized the change in property tax and utility rates, which city staff say combined will translate to about a 2.75 percent increase for residents.
Through a motion from Vision Vancouver councillor Raymond Louie, council also directed staff today to consider allocating up to $5 million from this year's operating surplus to the city's childcare reserve to fund increased daycare spaces, and to index $300,000 in new arts, culture and social grants to the consumer price index as part of the 2013 budget.
Projects in next year's operating budget include a Vancouver Police Department pilot program to hire unarmed officers, increased funding for supportive housing, and an additional $700,000 for Vancouver Fire and Rescue Services.
2 Comments
Please, Please, Please
Dec 12, 2012 at 10:56am
So how many people who have not actually read the budget and accompanying notes can we expect to flood the pages of the Straight over the next year with all kinds of off topic complaints about the budget ?
Based on past experience, my guess is a lot.
Corey B
Dec 18, 2012 at 5:38pm
Not surprised coming from a city that collects outrageous taxes from us all and can't even plow the city when it snows. We want fewer accidents and less death that can be easily be prevented.


text:
For the best experience on the Abcam website please upgrade to a modern browser such as Google Chrome
KIAA0774 (NP_056048.1, 1 a.a. ~ 348 a.a) full-length human protein.
Our Abpromise guarantee covers the use of ab68804 in the following tested applications.
The application notes include recommended starting dilutions; optimal dilutions/concentrations should be determined by the end user.
|1/500 - 1/1000. Detects a band of approximately 41 kDa (predicted molecular weight: 41 kDa).
|Use a concentration of 10 µg/ml.
ab68804 at 10µg/ml staining KIAA0774 in Hela cell by Immunocytochemistry/Immunofluorescence.
ab68804 has not yet been referenced specifically in any publications.
Please note: All products are "FOR RESEARCH USE ONLY AND ARE NOT INTENDED FOR DIAGNOSTIC OR THERAPEUTIC USE"


text:
Monday, February 20, 2017
Greensboro 9th Grade Boys Tryouts
Greensboro 9th grade Boys Spring/Summer Select Team Tryouts
Who: 9th grade Boys
Session 1: Feb. 20 6:00pm-8:00pm - Greensboro Sportsplex
Price: $10
This is a multi-day tryout session for players wishing to play for our PSB Select 8th grade teams for the spring/summer season. These teams are based out of the Greensboro area practicing at gyms in the central and southeast Greensboro area and playing in local tournaments.
Please visit
our website
and read through our
Club Policies and Procedures Handbook
for all details on our organization, team set up, season set up, etc. Our website and handbook cover EVERYTHING you need to know!
All teams will be put together according to current GRADE. Please tryout for the grade that your child is in. PSB will decide if a player needs to be moved up.
Players MUST come to at least one of the tryout sessions, but should attend to both sessions as this will give coaches a better chance to evaluate every player to the best of their ability.
NOTE: Tryouts are CLOSED to parents and spectators after the coaches close the gym doors to begin tryouts. Immediately after the doors are closed, an informational parent meeting will be held on the first session of tryouts only.
**REFUND POLICY** Customers are entitled to a cash refund up until the day of tryouts minus a $10 refund fee. Once the day of tryouts comes, no refunds will be given.
February 20, 2017
Time: 6:00 PM to 8:00 PM
Event Price: $10.00


text: How do you decide to name your fish? But whatever you call him, he's got a message for you. Feed me! Keep my tank clean! And swap those undersea tiles to earn money to buy me nice home accessories! Play the game Fishdom 3 and create an undersea wonderland for your colorful creatures with their own personalities!


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A COUPLE have paid tribute to their "brave and loving" daughter, who lost her battle for life aged just nine months.
Scarlett Rose Tootell was born 14 weeks premature last June and had chronic lung disease and other complications.
Despite weighing just 2lbs at birth, the tot amazed parents Christie Bates and Martin Tootell with her fighting spirit and strong personality.
However, due to her condition, she never left the neo-natal unit at Sharoe Green Hospital, Preston, apart from a two-hour outing to feed the ducks with her mum and dad.
Christie, 27, who lives with Martin, her partner of five years, in Carrington Road, Chorley, said Scarlett's legacy would stay with them forever.
She said: "There were no indications during my pregnancy she was going to be so premature.
"Her little lungs weren't ready and she needed a lot of care but she battled hard.
"She was on a ventilator a lot of the time but she showed the strength to put weight on and progress. The hardest thing is losing her after getting to know her character.
"She knew what she liked and what she didn't and would smile all the time. She was in the neo-natal unit for so long she developed a bond with all the nurses. Some of them called her 'the boss in the corner'."
Care assistant Christie and Martin, who works in the meat industry, were hoping to have Scarlett home for Christmas but she was not strong enough.
However, last month, the couple were able to have their only outing with Scarlett.
Martin, said: "It was only to the duck pond at the hospital but that didn't matter. It helped us bond with her so much and we'll always treasure it."
Scarlett died on March 19 after suffering cardiac arrest.
Martin said: "Knowing my daughter has made me a better man and us a stronger couple."
Amid the heartbreak of losing their daughter has come joy as Christie has recently announced to friends and family that she's pregnant again and is due to give birth in the autumn.
Scarlett's funeral will be held at Sacred Heart Church, Brooke Street, Chorley, at 1.15pm tomorrow.
A collection will me made to contribute to research into chronic lung disease and for neo-natal care at Sharoe Green.


text:
Giantmicrobes Ebola Virus Plush Toy - Brand New with Tags - Giant Microbes
- Sold for: Start Free Trial or Sign In to see what it's worth.
- Item Category: Toys, Dolls, Games & Puzzles
- Source: eBay
- Sold Date: Oct 29, 2014
- Channel: Auction House
Brand New Giant Microbes Ebola plush as pictured (ruler not included). The plush itself is in mint condition, but the hang tag shows signs of wear as shown, including slightly bent corners, some indentations, and tiny tears. In other words, this plush isn't for someone looking for a perfect hang tag! Let me know if you'd like additional pictures, and I'm happy to send you some.


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another. 16"H x 16" dia. Weighs 3.5 lbs. USA made.


text:
I started taking accutane when I was 18 for my acne. My acne did not look bad, but I felt it deeper in my skin. I read some negative reviews as well as lots of positive ones. I was not sure about this medicine; however, my doctor assured me that it was not that serious and that it will clear me up completely in 3-4 months (on 80mg/day) Blood tests, every month, were a pain in my butt. After month 3, my acne looked much worse than before I started the treatment. The doctor then said that I would be done at 5 month. As a matter of fact, she increased my dose to "speed things up" and I was on it for another 4 months (7 total.)
Most negative reviews on accutane talked about depression and suicides cause by tane. Personally, I did not experience any more stress or felt any more depressed on accutane than before. I honestly thaught those people had nothing better to do. However, they did not mention many other things accutane causes. Firstly, I was not as clear as I expected at the end, although I was clear most of the time. Secondly, I lost a lot of hair!!! I lost at least a quarter of my hair!!! Thirdly, I had pain in my back during the cource of treatment. Lastly, it really messed up my immune system. I get get colds and flus like once a month now. I hate having a sore throat all the time. This medicine is totally not worth it. There is a gel called differin, which is something like topical accutane. That gel works much better, for me personally. Screw accutane. It messed me up a lot! PLEASE, DO NOT TAKE IT!!!


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"Subprime lending" is best defined as the act of offering financing to an individual with poor credit, low income, or limited documentation, who generally wouldn't qualify for a mortgage at standard market rates.
If a borrower fails to meet the requirements of the traditional banks and lending institutions out there, they must resort to using a subprime lender who in turn will offer a higher interest rate in exchange for elevated risk.
In short, if you present a higher risk of default to the lender, you must pay a higher rate of interest. Unfortunately, this is a bit of a catch-22, seeing that more risky borrowers with even higher interest rates are more likely to default. Think about that for a minute.
As a general rule, a borrower with a FICO score of 620 or below would fall into the "subprime" category, also known as "B paper" or "near-prime". And if a consumer has a FICO score below 620, there is a good chance they have major derogatory accounts in their credit history, or possibly high credit utilization.
Typically, a sub-620 credit score doesn't just happen, and is usually the result of a collection, charge-off, bankruptcy, or another serious delinquency, such as a short sale or foreclosure.
Tip: How to get a mortgage with poor credit.
Typical Subprime Offerings
Subprime offerings include standard loan programs geared towards borrowers with low credit scores, insufficient income and/or a high debt-to-income ratio that aren't able to qualify with traditional lenders.
These types of lenders may also offer loans with high loan-to-value ratios (LTV) and limited documentation, or a combination of the aforementioned that make for aggressive lending practices traditional banks may find too risky.
In essence, you can get the same exact 30-year fixed or 5/1 ARM with a subprime lender or a prime lender, but the distinguishing characteristic will be the rate you receive.
Many subprime critics also consider interest-only loans, negative-amortization loans, and generally any non-fixed mortgage to be subprime, although that view is somewhat extreme and more opinion than fact.
Note: Many consider FHA loans to be subprime, seeing that the minimum credit score is 500, and the max LTV is 96.5%.
How Subprime Came to Be
So how did the subprime lending industry get its start? Well, as mortgage rates dropped and home buying became wildly popular, many prospective homeowners sought financing but were turned away from traditional banks and mortgage lenders. This created a new, extremely large demographic that was without financing. Enter opportunity.
Proponents of subprime lending realized the demand for homeownership and refinancing despite imperfect credit and jumped on the untapped customer base, offering similar, if not more aggressive mortgage programs at a premium.
These "subprime lenders" were able to find investors to sell the loans on the secondary market, even those with low FICO scores and limited documentation, despite the obvious risk.
The practice was justified because it allowed otherwise good borrowers with an imperfect credit history to receive home loan financing, which in theory is said to spur the economy and increase spending and employment rates.
Why Subprime Worked
Subprime lenders and the secondary investors that backed them decided to take on more risk because of rising property values, as the risk was reduced two-fold.
First, with property values on the rise, subprime borrowers were able to gain home equity despite paying less than the fully amortized payment or interest-only payments each month because of the appreciation.
Secondly, lenders reduced their risk exposure because the rising market provided equity to the homeowners, which was enough collateral to refinance the loan to a lower payment option (or new teaser rate) to avoid foreclosure, or at the very least, sell the property for a small profit.
Unfortunately, this formula was clearly flawed, and once home prices stagnated and dropped, a flood of mortgage defaults and foreclosures hit the market. Now almost all secondary investors have backed out, leaving subprime lenders with no capital and a lot of closed doors.
Subprime lending was never short of critics. Many felt subprime lenders were acting as predatory lenders, offering risky mortgage programs at unreasonable costs, often pushing under-qualified borrowers into poorly explained loan programs such as option-arms and interest-only home loans, leaving them with mountains of debt.
Now these borrowers, who were essentially destined to fail, have few options to avoid foreclosure.
In late 2006 and early 2007, many of the largest subprime lenders closed shop, including Fremont, New Century, Ameriquest, and many, many more.
I'd add a list of subprime lenders, but there aren't any left…that said, here is a general list of closed lenders, many of them subprime.


text:
My Second Attempt At Making "The Urban Dictionary"
I have entered my second submission to the Urban Dictionary. My first was the term "Dustbilly" to refer to the hillbilly types of these dusty West Texas and Oklahoma areas. I haven't heard back on that one yet, but I have another one ready to go. Unlike "dustbillies" this is a word that most everyone can use everyday.
For those of you not family with the "Urban Dictionary", it is a "living Dictionary" that focuses on whatever slang is popular at the time.
My new word is "potblocked". It's pretty simple. It's when you go to the restroom to find out that someone is already there. It happens all the time in offices, garages and other places where people share a bathroom. It also seems to only happen when you waited until the last minute to visit the bathroom, then you rush in there and BLAMMO! You're potblocked by somebody already camping out reading their phone messages on the throne.


text:
Archive of ' Guides '
8 responses - Posted 03.17.08
So The Game Dame asked an excellent question in a comment on my previous post: Things You Should Know About Shaman. She writes:
… continue
What's your opinion on whether or not a shaman should be expected to heal himself
5 responses - Posted 03.13.08
Well, obviously this one depends on the character, but I tend to go with as many consumables as I can justify bringing for the cost for my priest (who is not a progression character) and all available buffs/flasks/potions for my …continue
2 responses - Posted 03.08.08
Or, TOTEMS…. IN…. SPAAAAAAAACE!!!
So this is the other half of the raiding shaman coin. Part one was addressed specifically to you, the resto shaman who finds him/herself in a 25 man raid, trying to heal and figure out …continue
6 responses - Posted 03.03.08
Or How I learned to Stop Worrying (about overheal) and Love my Chain Heal Button
So, this is the first of two posts covering some aspects of raiding and resto shamans. You can read Part Two here.
Blathering the …continue


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JOHANNESBURG (Reuters) - South Africa's main opposition party elected a black woman as its number two on Thursday, challenging the perception it is an all-white party that will never attract significant support away from the ruling ANC.
Lindiwe Mazibuko, 31, the Democratic Alliance's (DA) articulate chief spokesperson, defeated veteran politician Athol Trollip in a vote to lead the party in parliament.
With just two years' parliamentary experience, Mazibuko's critics argue that she lacks experience, while supporters say her eloquence and intelligence will attract middle class black voters to a still overwhelmingly white political party.
She is being tipped as a future successor to Helen Zille, who has worked hard to increase the DA's cross-cultural appeal.
Since coming to power at the end of apartheid in 1994, the African National Congress has dominated elections, with the DA mostly attracting minority votes in the white, Indian and mixed race "coloured" communities.
It has been credited for its good governance and lower crime rates in the Western Cape, the province it runs, and has grown from just 2 percent of the vote in 1994 to 24 percent in May local elections.
But analysts say Mazibuko's polished English accent and private education is unlikely to sway many of South Africa's black majority, who are largely unemployed and living in poverty.
"The party itself has treated this as a defining issue with regard to the ability to pull black middle class voters but I suspect voters will not be swayed," independent political analyst Nic Borain said.


text:
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Here's an interesting cut or do not cut decision: My ogre hit lvl 5 after my final match, as he keeps getting MVP. He's not rolled any doubles and has a niggling injury. He's worth 220TV, with guard, break tackle, stand firm and now grab. I think, dpending on how my division looks, I'm going to fire him and replace him with a full roster of catchers (I have 2 after another rookie died last game), shaving 80k off my TV in the process and giving me some serious passing options. Ok class, discuss, what would you do? Is the ogre important for a developed human team?
If your Blitzers have a few levels and you have enough Guard without the Ogre, I would say do it. Whether you hire a new Ogre (try for a double again) or 4 Human Catchers it will probably do more for your team.
Yeah I'd recycle him Groovy. Precise timing would depend on the state of your blitzers and fixture list (one drawback of the new structure is you don't even have a rough idea of what you'll face next season unless you are at the top which does crimp building plans) but it is the right move at some stage.
I don't see any big problems replacing him with a fresh ogre if you have enough guard elsewhere on the team. Having four catchers on a human team is risky though. I think the human team is fast enough with four MV 7 blitzers and two catchers. Are you planning to use the catchers in every setup or will you bench some of them against bashy teams for instance?
I was pretty sure that would be the consensus, but its nice to see what the crowd thinks. It will depend a little on my future opposition - very bashy and I might leave him there, but he's really just a mobile guard now, he never blitzes, and loses his useful tackle zone a couple of times a match anyway. My blitzers have 3/4 guard now, doubles on a lineman would be handy, but I think I'd survive most opposition without him. And I need to level some catchers! All my new ones keep dying :-D. My 2 old ones are both carrying injuries (one is AV6!) and it's only a matter of time before one of them bites the dust. I'd been holding off on getting 4 due to the bloat on my team, but I think trading the ogre for them and running 2 as defensive tackles might be the solution I'm looking for (the problem being my inability to stop elves - mighty blow/tackle failing for the second time in the season to leave my outnumbered by AV7 elves...grrr).
To play devil's advocate for a moment, switching your Ogre out for extra Catchers seems like a pretty drastic change of direction. Is the rest of the team up to supporting the new playstyle as well?
I'm going to be contrary and say that I love having a developed ogre, partly for fluff reasons and partly for play. Humans don't get anybody else quite that strong or tough and I like having the option of tieing up a big guy, or rolling three dice blocks, and especially grab. Grab is awesome with a fleet of catchers as it keeps the eternal dream of one-turning alive.
Also, thanks to Zoraster, I view my team in quite a different way now. I now realise it's way too high in TV, especially now that I'm ending in the bottom leagues. And this Zara star... Holly cow.
This being said, I'm going to persist and still carry on with the same team :)
@Dentharial - I think I need catchers - my blitzers are doing their job of being the tough guys, but I need to build a couple of catchers to blitz the ball carrier/act as safeties and a wrestle tackle dauntless catcher is a pretty decent option. I'll run 2 catchers on offense as pure catchers, and 2 on defence. But I haven't picked up any spps for any catcher for a long while in the upper echelons. I'm basically rebuilding my team on the fly. My blitzers are all solid (block, tackle, mighty blow, guard), as are my linemen (all block or wrestle) and I have a str 5 blitzer(!), which definitely influences this decision as I DO have someone as strong and tough as the ogre :-). At this level, even 3 dice blocks have backfired on an ogre with no doubles (no block vs a large number of blodge players) so the blitzer is a much better choice. Grab is probably more useful on the blitzers, too. I'm just not sure if he's any use to me, especially as even a str 3 player who never loses his tackle zone is more valuable, i think. He's not there for hitting any more, sadly. There's an argument to get a fresh ogre off the shelf, and hope for some doubles this time round. But I think 2 blitzing catchers might prove more useful in general play for now. I will probably regret this with the first bashy team I come across. But that's what my passing game is for :-).
I like the Ogre. You can shove him in there to take the hits and if he dies he dies. I imagine you'll use him very differently than your amazing blitzer.
I'd recycle your ogre to try to get one with block.
Hey, this might be out there, but is there an area (and perhaps willing participants) where the higher up teams can post their team info, skills, and perhaps some fluff about what they dealt with, or how progression went, or maybe theme of the team, so us lower scrubs can marvel at the masters of RPS bloodbowl?
@Everblue - tying up str 4/5 evil guys is what my wrestle linemen are for :-). I will be devastated if my str 5 blitzer dies, that is true, but I am selective with how I use him so far. The ogre is not so good for tying up as he inevitably boneheads out and then the other player is free. I've just found him to be fairly useless for the last few games, not mobile enough to help, always a bit adrift, unable to block many people reliably and losing his tackle zones a couple of times a game. He has been safely ignored by most opponents, and rightly so. Str 5 + guard IS useful for just standing there, and I have a soft spot for big guys, but i think I need to be hard and get rid of him for the sake of the team (especially as he is hogging SPPs).
Having read all that, I'd get rid of the ogre, even get the catchers if you like, but be open to the idea of pulling a fresh one in if you come up against a bash-heavy team.
I know I had originally planned to steer clear of a troll for my orcs, but I panic-bought one when I saw Skydancer's Khemri on the calendar, and he served me very well in that one match. He's since been dead weight on my roster against the Skaven and High Elves of this season to the point I'm tempted to kick him out already, but it seems a little flamboyantly expensive to get rid of him so soon.
That one situation is awesome, but the majority of my matches involve a lot more running around the pitch and pinning people against sidelines, and the Troll provides 3 major liabilities in that environment:
1) He's slow, in a team that's already got 4 Black Orcs lumbering around and slowing the pace down
2) He slows the team down even more because I ideally need to keep 1 guy by him at all times for that +2 on Really Stupid rolls
3) I have to treat his position as unreliable, and assume that those tackle zones just might not be there soon.
All that said...goddamit, I'm playing orcs and I want to hit things. Maybe I should let him out of the cage a bit more often and see how he does.


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Green Homes Expertise for Real Estate Professionals
Wednesday | March 05, 2014 | 9:00 am — 5:00 pm
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More sales and future referrals can be the benefits for real estate professionals and contractors who guide their clients to a "green" home–one that is usually healthier, more comfortable, and costs less to operate than typical homes. The growing Green Home market requires new knowledge and skills, and these can be a path to increased credibility and professional differentiation, profit, and job fulfillment.
This class teaches how to recognize green home elements and understand their benefits. Topics include: value contribution of green assets, building science, energy efficiency, structural and mechanical systems, performance diagnostics, utility bill analysis, renewable energy systems, zero net energy homes, green ratings, and financing of energy upgrades. We will also discuss how to clearly describe the assets and benefits to home owners, buyers, or associates.
This class qualifies for 7 hours of both OREA and DRE continuing education credits.
Audience Level: Intermediate and Advanced. Experienced agents, appraisers, lenders and related professionals will benefit most from this class. Topics are designed for those already familiar with valuation principles.
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Taylor Swift Covers Colbie Caillat [VIDEO]
Taylor's done it again! It seems she does this at all of her shows. She will pick another artist's song and perform it acoustically. This past weekend she was playing the Staples Center in L.A. and covered her friends song "Realize", originally sung by Colbie Caillat. Colbie was at the show and during the performance she tweeted,
What an amazing night at Staples Center watching @taylorswift13! She was gorgeous & wonderful. & sang my song "Realize" so beautifully! ♥"
Catch Taylor's performance right after the jump.


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Mosquito Range > Horseshoe Mountain > Climber's Log
Horseshoe Mountain Climber's Log
[ Sign the Climber's Log ]
|another great day
Date Climbed: Aug 7, 2010
|Another great day in the mountains. We enjoyed some solitude at the summit. Thank goodness the crowds flock to Sherman nearby instead of this mountain.
|Posted Aug 8, 2010 8:37 pm
Date Climbed: Jul 24, 2010
|Nice and easy hike. Weather was overcast, wanted to stay close to Denver and went for this peak, no regrets, beautiful hike.
|Posted Jul 24, 2010 7:42 pm
Date Climbed: Jul 11, 2010
|Lovely views of the handsome cirque on the way up from Fourmile Creek Rd. Menacing winds upon entering the saddle and the final romp of the ridge to the summit.
|Posted Jul 12, 2010 11:37 pm
Date Climbed: Aug 9, 2009
|Horseshoe Mountain and traversed to Peerless Mountain to Mount Sheridan to Mount Sherman to Gemini Peak and back across Sherman.
|Posted May 8, 2010 10:18 pm
|Fourmile repeat
Date Climbed: Apr 10, 2010
|Hiked with the 14ers.com spring outing group on a fairly pleasant spring day, although the wind was a bit of a nuisance. Added on Finnback, Peerless, Sheridan, Sherman, and White Ridge.
|Posted Apr 14, 2010 8:42 pm
|Used as a training mountain for the pikes peak run.
|Posted Dec 3, 2009 4:55 pm
|Woodie Hopper
|Fourmile Creek
Date Climbed: Oct 19, 2009
|Combo beginning with Sheridan and Peerless. Some postholing and lots of wind, but few clouds. Brought crampons, but didn't need them. Nice hike with great views. 4H RT.
|Posted Oct 16, 2009 11:12 pm
Date Climbed: Jun 27, 2009
|First time above tree line. First time to "climb" anything. First time to "traverse" anything (Peerless). First time to sign a summit log. That was a great surprise, by the way. Did not know that there was such a thing.
Thanks Deb, Sarah, Todd & Sherri for a great climb.
|Posted Aug 21, 2009 3:06 pm
|nice walk
Date Climbed: Jul 22, 2009
|pleasant day. Walked over to Sheridan
|Posted Jul 24, 2009 9:49 am
|Sarah Simon
|Fourmile Creek
Date Climbed: Jun 27, 2009
|FINALLY! After being thwarted three other times (once by whiteout, once by a partner's real estate schedule and once by sketchy avy conditions) I finally made the summit of this peak on a beautiful, if blustery, June day. Partners: Deb and her good friends Candy & Todd and Cheryl. Dog: Stimpy.
|Posted Jun 28, 2009 10:34 pm
|Soupy Fog
Date Climbed: May 24, 2009
|Wanted to climb the Boudoir Couloir however the snow had already seen it's peak. Fresh snow, warm weather and soupy fog made for an interesting climb. Couldn't see a thing from the top!
|Posted May 26, 2009 10:42 pm
|One of my more favorite climbs. Date Climbed: August, 24, 1985
Date Climbed: Aug 24, 1985
|I've done this a few times, but this was the first date.
|Posted Apr 27, 2009 2:24 am
|Another Sweet Winter Day
Date Climbed: Feb 21, 2009
|Aside from the wind today was another amazing winter day....nicer weather than a lot of the spring climbs I've done.
|Posted Feb 22, 2009 10:55 am
|Nice Snow Climb
Date Climbed: Sep 13, 2008
|Climbed along with Peerless and Sheridan. Snow above 12,500.
|Posted Sep 14, 2008 10:51 pm
|3 of 3
Date Climbed: Sep 6, 2008
|Came via Peerless and Sheridan and was relieved to be able to descend from the ridge and get out of the wind!
|Posted Sep 6, 2008 11:13 pm
|Sheridan & Peerless
Date Climbed: Aug 19, 1990
|This was my first climb of Horseshoe. We climbed Sheridan & Peerless also. I returned to this group in 2001.
|Posted Mar 4, 2008 8:05 pm
|Fourmile Creek
Date Climbed: Jul 7, 2007
|CMC hike. We alternated between hiking on the mining roads and the ridge separating Horseshoe Gulch and Fourmile Creek. The weather was almost perfect. It was pretty windy at the Horseshoe/Peerless saddle, and we had a few drops of rain, but that was all. There was only one other hiker with his dog on Horseshoe. Lots of people were headed up Sherman. Once we were done on Horseshoe, we headed on over to Peerless Mountain.
|Posted Jul 9, 2007 2:11 pm
Date Climbed: Jun 5, 2007
|and then sunny by Peerless and Sheridan. Went up the Boudoir Couloir with a friendly bunch from the CMC. Was actually underwhelmed by the couloir itself, but had a fine time all around.
|Posted Jun 12, 2007 1:48 am
|West slopes
Date Climbed: Jun 5, 2007
|Training climb with my dogs! Great views of Elbert and Massive all the way up, and good views of the cirque from the top!
|Posted Jun 7, 2007 4:54 pm
|Foxy Long Bottoms
Date Climbed: May 14, 2017
|May 14, 2017 Boudoir
May 19, 2007 Horseshoe to peerless to Sheridan.
|Posted May 21, 2007 12:09 am


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On the Ducks
The outcome will not be in doubt, but expect Portland State to put up some fight. The Vikings have been playing very good defense, and the return of quarterback Sawyer Smith and running back Mu'Ammar Ali makes their offense whole. Like a bye week, the nonleague game comes at the right time for the Ducks, because they can try to find rhythm and tempo on offense, generate some good vibes on defense and play everybody as to avoid injuries.
The pick: Oregon 40, PSU 13


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Most definitely not. There are just about as many Christian vamps as there are pagan ones. For crosses to burn a vampire, the vamp would have to be a product of Satan, and I think any amount of time spent researching our community can show that we're not affiliated with anything demonic. 😉
I will say, though, that there are people who are allergic to certain metals that can be found in crosses. But then, they'd be allergic to the metal, not the cross itlself.
As far as garlic is concerned, some people just really don't like the smell, and more than a few vamps have reported having heightened senses, including a sense of smell. If you could smell garlic better than the average person, you'd probably avoid it like the plague, too. Also, it's possible that someone is allergic to garlic, but it isn't because the are a vampire.
On the other hand, many vampires report actually LIKING garlic (so long as the smell isn't too strong).
← Vampire FAQs


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My Sister's Hot Friend Aletta Ocean Picture
Aletta Ocean cannot believe her eyes: her friend's brother is cleaning his sister's house. When Aletta asks Danny why he's doing this he tell her that he lost a bet with his sister. Even though Alleta thinks it's funny, she still feels bad for Danny. Before Alteea's friend comes home to a half-clean house, she's gonna make sure Danny's cock is 100% clean!
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Madison Ivy's tour of London continues with her lifelong dream of making a Palace Guard on duty move. After groping Danny's big sausage, and teasing him, she finally got Danny to give her bare breast a honk! Madison continued her scandalous ways inside ...
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Danny D can be a bit of a diva on set, but when you're hung like he is, you can afford to be a little demanding. But when a bad day on set escalates into a hostage situation, Danny's demands are simple: a sandwich, a rewrite, and a juicy bubble butt ...
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Are you a woman business owner?
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GOP, liberals rail against budget plan
WASHINGTON — Seeking an elusive middle ground, President Obama is proposing a 2014 budget that embraces tax increases abhorred by Republicans as well as reductions, loathed by liberals, in the growth of Social Security and other benefit programs.
The plan, if ever enacted, could touch almost all Americans. The rich would receive tax increases, the poor and the elderly would get smaller annual increases in their benefits, and middle income taxpayers would slip into higher tax brackets despite Obama's repeated vows not to add to the tax burden of the middle class. His proposed changes, once phased in, would mean a cut in Social Security benefits of nearly $1,000 a year for an average 85-year-old, smaller cuts for younger retirees.
Obama proposed much the same without success to House Speaker John Boehner in December. The response Friday was dismissive from Republicans and hostile from liberals, labor and advocates for the elderly.
The proposal aims to tackle deficits that are adding to the national debt and placing a long-term burden on the nation, prompting praise from independent deficit hawks. It proposes new spending for public works projects, preschool education, and job and benefit assistance for veterans.
"It's not the president's ideal approach to our budget challenges, but it is a serious compromise proposition that demonstrates that he wants to get things done," said White House press secretary Jay Carney.
The budget, which Obama will release on Wednesday to cover the budget year beginning Oct. 1, proposes spending cuts and revenue increases that would result in $1.8 trillion in deficit reductions over 10 years. That figure would replace $1.2 trillion in automatic spending cuts that are poised to take effect over the next 10 years if Congress and the president don't come up with an alternative, thus delivering a net increase in deficit reduction of $600 billion.
Counting reductions and higher taxes that Congress and Obama have approved since 2011, the 2014 budget would contribute to $4.3 trillion in total deficit reduction by 2023.


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Veterans deserve better
Each year in Congress, new legislative bills are introduced as previously introduced bills die. Some relate to Vietnam veterans who did not have boots on ground. Many served at sea and in the air who need VA benefits, including compensation for their survival.
It is well known Agent Orange dioxin, a herbicide used in Vietnam from 1962 to 1973, is cause for many life-threatening diseases for those who served.
Congress and the VA are well aware of this fact. But Congress continues to fail our veterans. Without proper funding, the VA cannot help many suffering veterans of the Vietnam War. The backlog of submitted claims is overwhelming. It can take a year or more for the VA to review a claim. Often the veteran is asked to provide more evidence in support of a claim. Many do not know where to find additional supporting evidence for their branch of service.
Veteran service officers are trained by the VA to help, but even they are overwhelmed with inquiries. The VA should provide these resources to help veterans.
Legislative bills, if passed, would cut the red tape. The backlog can be significantly reduced for those who did not have boots on ground. It's about the dollars and politics — not about the veterans.
What price is a veteran worth? The American people must step forward and urge the Congress to do what is right for our nation's veterans.
John J. Bury
The writer is a Vietnam War veteran, U.S. Navy, retired.


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I guess he could have printed a lot of counterfeit 10,000 yen …
- Tags: 2ch, Crime, Internet, Police, Prostitution, Schoolgirls, Yamaguchi
Comment on Lolicon Busted for 2ch JC 3P by Red Comet:
I guess he could have printed a lot of counterfeit 10,000 yen notes and mixed in some real ones and gave them that.
Though I think small time counterfeiting might actually be a more serious crime then statutory rape in Japan.
Recent comments by Red Comet:
- 2D Dating, China Style:
It has a surreal kinda feeling to it.
- PS4 Japan Sales = 320,000 "As Bad As The Vita!":
The hardware is mediocre except for the amount and speed of memory and they pushed to hard on useless social features so no one is impressed. I think the PS4 will still be mildly successful because everyone else screwed up worse but it likely will be much shorter lived then the PS1 PS2 and PS3.
- PS4 Japan Sales = 320,000 "As Bad As The Vita!":
@ Anon 03:45 I touched on the X86 thing they could have at least choose a good X86 architecture vs something so low end. Even an old Core 2 quad or quad core FX would beat it across the board when paired with a good graphics card. Heck some very fast clocked i3s duals probably are just as fast. From a hardware stand point they're not even trying.
- PS4 Japan Sales = 320,000 "As Bad As The Vita!":
Editing is broke The system should in theory be easy to crack then the PS3. But even PS2 emulation may be a difficult on the PS4 due to the use of 8 shit tier X86 cores vs four fast ones. The emulator would have to be fairly multithreaded like anything else on the console must be. There is Gaikai streaming but it's at best a half assed solution that would demand a fast connection and nearby servers to be useable plus the ridiculousness of paying for old games.
- PS4 Japan Sales = 320,000 "As Bad As The Vita!":
Most consoles don't need an internet connection to play single player games even Steam's off line mode is kinda crappy so you end up having to crack your steam games if you want to play them off line. BTW I covered to lack of backwards compatibility on the PS4. The fact they used 8 shit tier X86


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