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Until I moved to Chicago, St. Patrick's Day wasn't a big event for me. But that first year, I was stunned by the site of what locals took for granted – a boat slowly traveling the Chicago River depositing a rich green dye into the water. It was amazing to see the water turn emerald.
Thereafter I understood: St. Patrick's Day is taken seriously in Chicago. And it's a great excuse for an all-day party in cold and dreary March.
Since then, I've created various recipes for getting in the mood, including a flank steak marinated in Guinness. But this year, I decided to focus on that other staple of the Irish diet, the potato. And in honor of Chicago, I made it a "green" potato recipe.
I actually make these potatoes at home all year. It is one of those simple recipes that everyone asks for and can be cooked on the grill or in the oven. On the grill, you put the potatoes directly onto the cooking grates over indirect heat (I use the warming rack on my grill). To make the potatoes in the oven, you set the potatoes on a rack set over a baking sheet. That way the hot air circulates around the potatoes, crisping them perfectly.
These crispy roasted potatoes are crunchy on the outside and soft and silky inside so you don't need to add butter or sour cream. But they do get even better when tossed in a green herb and garlic sauce.
The uncooked sauce is made from fresh green herbs, spices, garlic, shallots, lemon juice and olive oil. The roasted potatoes absorb the flavors of the fresh herbs and the touch of lemon juice, making for a light and refreshing potato side dish similar to a hot potato salad. The potatoes are just as good served cold the next day, so refrigerate any leftovers and enjoy this new take on potato salad.


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Welcome to Coffee Pot Reviews! These are short and sweet reviews done in the length of time it takes my coffee pot to brew! I am loving the New Adult genre and contemporary romances. I encourage all of you to try new genres and step out of your comfort zone. Years ago I hated straight up contemporaries and now I am gobbling them up like their crack!New Adult novels contain mature content and are intended for those 18 and older..you have been warned!
Losing It
by Cora Carmack
Series: Losing It
Publication date: October 15, 2012
Genre: New Adult Contemporary Romance
Purchase: Barnes and Noble/Amazon/
Virginity.Bliss Edwards is about to graduate from college and still has hers. Sick of being the only virgin among her friends, she decides the best way to deal with the problem is to lose it as quickly and simply as possible– a one-night stand. But her plan turns out to be anything but simple when she freaks out and leaves a gorgeous guy alone and naked in her bed with an excuse that no one with half-a-brain would ever believe. And as if if that weren't embarrassing enough, when she arrives for her first class of her last college semester, she recognizes her new theatre professor. She'd left him naked in her bed about 8 hours earlier.
The hilariously awkward synopsis drew me to Losing It but it was the swoon-worthy, impossibly cute, British speaking, smexy professor Garrick that kept me turning the pages at a dizzying pace. I laughed at the impossibly funny excuses Bliss used to cover up her twenty-two year old virginity. The awkwardness, sexual tension and attraction this couple shared was believable and I loved watching the romance unfold. The characters were well fleshed out and I got a strong sense of who they were. I am looking forward to more of Carmack's hot romances. While the sex scenes were not overly detailed, the tension and build up were delightful making this read deliciously hot!
Four vanilla lattes out of five
by Emily Snow
Series: Devoured
Publication date: October 9, 2012
Genre: New Adult
Purchase: Barnes and Noble/Amazon
Sienna Jensen had no plans to return home when she graduated college last spring—after all, her dreams lie in California. But when she discovers her grandmother's Nashville home has been foreclosed, and the new owner has started the eviction process, Sienna has no other choice but go back to Music City. And she comes face to face with the flawed, gorgeous man she never thought she'd see again. The man who now holds the deed to her grandma's estate. When millionaire rock star Lucas Wolfe finds the outspoken redhead glaring at him from across a courtroom, he's both infuriated and intrigued. He still can't get the night Sienna almost spent with him out of his mind, and the chemistry between them is as undeniable as it was two years ago. He craves Sienna more than ever. And just like everything Lucas hungers for, he's determined to have her.
Now, Lucas will do whatever it takes to lure Sienna into his bed, even if that means making a deal with her: ten days with him, playing by his rules, and he'll hand over the deed to her grandmother's home. Though she agrees to the arrangement, Sienna is conflicted. Because of her duty to her family. Because of promises she's made to herself and a past that still haunts her. And as Lucas's game of seduction continues, and Sienna is introduced to his dark, erotic world and even darker background, she realizes that at any moment, she could be devoured.
This smexy, hot little read pushed me way out of my genre comfort zone and took me gently into the world of BDMS…which by the way I had to Google and boy did I not know or understand a lot about it. I loved this novel! I have never been a fan of tats but I found myself swooning over rock star Lucas. Despite the tough, domineering exterior, there is a gentler, softer side to him. I really cannot wait to read his novella All Over You, Devoured 0.5 told from his POV. I liked Sienna and found the plot to be interesting. I easily consumed this in an afternoon and think fans of Beautiful Disaster will love this one! I am looking forward to seeing how things work out for the couple. While this didn't end on a cliffhanger, several threads have me excited to read the outcome in Consumed, Devoured #2.
All Over You
by Emily Snow
Series: Devoured # 0.5
Genre: New Adult Contemporary Romance
Purchase*: Barnes and Noble/Amazon
Before Sienna was devoured, before Lucas was consumed, they were all over each other . . . Lucas Wolfe is used to getting what he wants—from everyone but one person, that is—so when he meets the wardrobe assistant hired to work his band's newest video, he's got to have her. From the moment Sienna first obediently whispers "Yes, Mr. Wolfe", he knows she's perfect for him. Three days. And he'll have her stripped down and bound to his bed. Set two years before the events of DEVOURED, ALL OVER YOU is the story of Sienna and Lucas's first encounter
Holy Hot Coffee Cupcakes..have you ever met someone who just oozes sexuality? Lucas reeks of it; woman are falling all over him from the pheromones. Add the tats, the smexy singing voice and rocker attire and he is the total package. This tale shows us what happen when Sienna and Lucas met, two years before Devoured and I loved it. From Devoured we learned Lucas has major relationship issues and a serious problem with his ex. She is keeping him from getting to close to anyone. We start to understand his need to dominate and have control..and ooh-la-la you would have to scrape me off the floor because I would simply melt beneath his gaze. This was short but well worth the look back and was again told in alternating points of views. I recommend reading this after Devoured.
Four Kahlua coffees out of five
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pointed out how the top one percent have thrived due to such policies since Reagan. The Congressional Budget Office reported on the trend toward regressive taxation. In an editorial, The Nation magazine reminds us that these policies and their consequences are the result of a campaign that benefits the wealthiest at the expense of the rest:
The administration has warned against the extreme inequality corrupting our democracy. The wealthiest Americans captured nearly all the rewards of growth in the decade before the collapse. This wasn't an act of nature; they used their resources to deregulate finance, lower taxes, defend their privileges and trample on workers' rights. Middle-class families worked longer hours and took on debt to buttress stagnant incomes, even as Wall Street speculators went on a rampage. Romney and Gingrich, the "vulture capitalist" and the lavishly rewarded Washington insider, represent not success but the corruptions that brought us the Great Recession.


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This property is no longer available.Search for Available Property.
18 acres in Mecosta County, Michigan
Stick Built Ranch on 18 Acres in Chippewa Hills Schools System. Interior is very clean and ready to move in. Full Un-Finished Basement could be made into additional living space.
M-66 to 12 Mile West to 40th Avenue North
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The first half of this series discussed some helpful Google Webmaster Tools (GWT) reports, including an external link report and ways to find rankings your site may be narrowly missing. Now, additional reports that offer benefits to GWT users.
Robots.txt Verification and Error Checking
A robots.txt file isn't necessary for a site that performs well organically, but engines are finding more ways a robots.txt file can benefit site owners. To access this report from the main GWT area, click the "Tools" link in the left navigation, then click "Analyze robots.txt" from the submenu.
If you have a robots.txt file, this report helps you determine whether specific URLs are excluded as they should be. In the box labeled "Test URLs against this robots.txt file," enter an actual URL from your site and click the "Check" button. In the subsequent "URL Results" field, Google will tell you whether the URL is "blocked" or "allowed." Running tests helps determine how and when to use such characters as wildcards and trailing slashes to most effectively block those URLs you don't want indexed.
This report is also helpful if you use your robots.txt file to provide engines with the location of your XML sitemap. Remember, however, this page doesn't validate the XML sitemap itself. It validates only the way you refer to the file. In other words, you can point to the sitemap in a valid way, but the sitemap itself may not validate. Compare this with asking someone for directions to a specific restaurant. The directions may be accurate, but the restaurant could be out of business. Similarly, the sitemap reference in the robots.txt file can be valid, but the sitemap itself might not be.
Fortunately, GWT can also tell you whether your XML sitemap is valid. Find this report in the main "Sitemaps" section. If your sitemap feed is valid, you'll see "OK" in the "Sitemap Status" column of that report.
One important thing to remember about excluding files via the robots.txt file is that while rare, these pages can technically show up in results pages if they have significant external link popularity. On our company blog, we have a login link for staff members. A Google search for that page shows a link to it but not a valid title or description. Google partially crawled that link but couldn't fully access it, as it's password protected.
Overcoming Canonical Issues
Canonical issues on a site are architectural glitches that inadvertently create multiple versions of identical URLs. One example is a site that resolves with or without the "www" prefix. Another example is a page that resolves at both the folder level, such as "/products/," and the page level, like "/products/index.aspx."
It's true engines are getting better at detecting and accounting for canonical issues. It's also true that you can never provide engines with too much information about the proper way to crawl, index, and interpret a site. So if you're unsure about whether such a setting is necessary, my advice is utilize it.
GWT has an area that lets you account for the "www" prefix issue. From the "Tools" menu, select "Set preferred domain." On this page you'll see three options:
- Display URLs as www.site.com (for both www.site.com and site.com)
- Display URLs as site.com (for both www.site.com and site.com)
- Don't set an association
Select the appropriate choice, and click the OK button. This takes a while to take effect, and it can take even longer to undo it if you change your mind down the road. So be sure about your needs before you make a choice.
Important points to remember about this feature:
- This setting is only for the "www" prefix issue. Other subdomains, such as shop.site.com, require their own versions of robots.txt, Google verification files, and so on.
- Experienced coders may already have canonical redirects set up for their sites, via either their .htaccess file (for Apache servers) or their IIS (define) control panel. If so, this GWT feature is redundant and likely unnecessary. Just make sure not to send conflicting instructions to Google about this. In other words, don't tell engines to use the "www" version via your .htaccess file and tell Google to use the "non-www" version via GWT. That's asking for trouble.
- While this report enables you to determine which sorts of URLs appear in Google results pages, there's no evidence that the report is a "true" fix for canonical problems. In other words, there's no reason to believe that link popularity to your "non-www" pages will somehow magically transfer to their "www" counterparts simply by using the tool.
Every second you spend poking around GWT is time well spent. I've watched its evolution closely, and I find the GWT team to be very responsive to user requests and concerns and really focused on providing data that's truly helpful.
Next: I'll spend some time in Yahoo's Site Explorer and discuss ways Yahoo is informing site owners about their sites.
Want more search information? ClickZ SEM Archives contain all our search columns, organized by topic.
Related reading
What does visual search mean for ecommerce in 2017?
Since the early 2010s, visual search has been offering users a novel alternative to keyword-based search results. But what commercial opportunities does it offer brands today?
What does voice search mean for your local SEO strategy?
The popularity of virtual assistants means voice search is on the rise. But what does it means for businesses that rely on local search traffic, and how can they ensure they aren't left behind?
Three reasons for companies to consider using .brand TLDs
On February 28, 2017, ClickZ presented the webinar 'Still using .com? Here's why 50% of all Fortune 500 companies are about to use .brand' in association with Neustar.
Brand TLDs vs .com (part two): How can brands benefit from a .brand TLD?
In part one a few weeks ago, we discussed what brand TLDs (top level domains) are, which brands are applying for them and why they might be important. Today, we'll take an in-depth look at the potential benefits for brands, and explore the challenges brand TLDs could help solve.


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SAVING lives must run in the family for father and son Bill and Steve Pearson - who between them have more than 50 years' experience in the ambulance service.
Bill, a former ambulance driver, and Steve, a senior paramedic, have both managed to stick it out in one of the most stressful and turbulent yet rewarding professions in the NHS.
From delivering babies in the back of ambulances to resuscitating a Staffordshire Bull Terrier, this pair have seen it all.
Steve, aged 48, has recently been recognised with a Long Service Award for his 22 years with the North West Ambulance Service.
But Steve has still got a way to go if he is to match his dad's 30 years of service.
Bill, aged 70, first started as an ambulance driver in 1966 in Atherton after thinking he would "give it a go".
Training for ambulance drivers was much more basic at the time — as were the vehicles.
Bill says the service has been "transformed" since he first started.
Bill, who also worked for the Bolton and City of Salford ambulance service, said: "You didn't need a First Aid certificate when I first started. You did basic First Aid training with St John Ambulance after you'd joined.
"The transformation has been massive. It has changed beyond recognition. It's much more intense these days for the paramedics. They do so much more.
"I think the thing that hasn't changed is common sense. A big requirement of the job is to be able to think on your feet.
"No situation is ever the same when you're part of an ambulance crew. You have to adapt quickly to the situation and to the people you're trying to help. I don't think that aspect of the job has changed."
When Bill was a driver, paramedics only had a radio in the vehicle and navigated their way to casualties using maps. They did not have defibrillators and could only administer oxygen.
Now ambulances are more like mini-hospitals decked out with life-saving equipment. The control room tracks the movements of every technician and paramedic automatically.
Bill, who now lives in Chorley with his wife Kath, added: "It was very basic. You had to phone from the hospital to let control know you were heading back to base.
"Now they go straight from one job to another. I think there's a greater expectation there now from the public too.
"It used to be a last resort for people."
Bill eventually moved to the control room to field emergency calls and direct ambulances.
Steve, aged 48, and a father-of-three from Highfield Road, initially worked as a car phone fitter up until he was made redundant in 1992.
That was when he decided to try his hand at his dad's profession.
Steve, who started as technician before qualifying as a paramedic a year later, said: "I'd grown up with the ambulance service and it was like one big family back in those days.
"Everyone knew each other and all their kids knew each other. There was a huge social aspect to it.
"Unfortunately a lot of that has gone now because we have to deal with a lot more pressure.
"People do have a greater expectation of the service but that's our fault. We offer so many things and so many different services.
"These days you're a psychologist, a councillor and so many other things as well as being a paramedic.
"People are in a high level of distress when you arrive and they expect you to be their solution.
"It can be very difficult sometimes. Some days it's very rewarding but it can be very stressful. It varies from job to job. When someone's really ill and you're able to make them more comfortable or relaxed, that's very rewarding."
His dad Bill is full of fond memories of the ambulance service but he still remembers some of his most traumatic days. The father-of-three added: "I can remember one day in Salford when two children had been killed in an accident. It was terrible because all I could see were my own children.
"I got home that night and I said to my wife I didn't think I could do it anymore.
"But I went back and got on with it. That's what you had to do.
"Luckily nowadays you get more support."
Bill retired in 1991 but is still a familiar face at the ambulance station in Farnworth.
He added: "It's nice to come back here and see everyone I used to work with. I've known a lot of the paramedics since they were cadets.
"I am full of pride and admiration for the job my son does. It's a fantastic service they all provide."


text:
Miller competes in 200-meter breaststroke semifinals at Olympic Trials
By IDS Reports
Miller's time of 2:13.43 in the semifinals was 3.42 seconds behind the top finisher and 1.22 away from qualifying as an alternate for the finals.
During the semifinals earlier in the day, Miller's suit ripped in the back, and luckily, officials allowed him to change the suit. It was the second time a wardrobe malfunction occurred for Miller, as his suit ripped in the 200-yard breaststroke race in this year's Big Ten Championships.
Miller wasn't the only Hoosier to compete in the trials Thursday, as senior Sam Trahin (2:16.04) and Ian Boggs (2:23.88) finished 29th and 114th, respectively in the 200-meter breaststroke.
On the women's side, incoming freshman Haley Lips was the top IU finisher in the 200-meter butterfly with a time of 2:15.07, finishing 41st. Graduate Allysa Vavra finished just behind Lips with a time of 2:15.36, while junior Lindsay Vrooman finished 90th with a time of 2:18.53.
— Alex McCarthy
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text:
Testing epub book on readers?
View Single Post
Color me gone
Posts: 2,086
Karma: 1445295
Join Date: Apr 2008
Location: Central Oregon Coast
Device: PRS-300
Originally Posted by
The language presents no problems.
ADE and Reader don´t show Italic and Text align.
The above may not necessarily be true if you have used calibre to create the text.
One of the objections to Calibre, as wonderful as it is, is that in order to achieve cross platform compatibility, it does things in complicated ways. Instead of simply using bold or italic, it creates whole new styles and series of styles. Then it throws in a number of <div class="bs2">s, for example, in order to display ordinary text.
These cascading styles can make it appear that things don't work, when in fact there is an active style which already covers the paragraph in question. This could be the cause of your troubles, as the rendering engines of calibre and Sigil are not the same as in the readers or Reader Library or Kindle for PC.
One other possibility is that reader software may not make any attempt to guess if your code is defective, even to the wrong case being used. Sigil and Calibre's rendering engines I think make more of an attempt to guess, and may work, even though the code is wrong.
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text:
ADB Sees Capital Inflows a Risk to Asia as Bond Market Grows 12%
Capital inflows into emerging East Asia risk flooding the region with cash, creating asset bubbles, as investors seek higher returns from the fast-growing economies, according to the Asian Development Bank.
Outstanding local-currency debt in the region rose 12 percent to $6.5 trillion in 2012, and increased foreign participation has reduced yields, the Manila-based lender said in its quarterly Asia Bond Monitor released today. Authorities have taken measures to curb inflows, with Taiwan's central bank telling lawmakers in a March 15 report that global "hot money" has overtaken economic fundamentals in determining the direction of Asian currency and stock markets.
"These developments might put upward pressure on exchange rates, making exports less competitive," the ADB said in the report led by Thiam Hee Ng, senior economist at its regional economic integration office in Manila. "There are concerns that higher levels of liquidity could lead to excess credit growth, thus fueling asset-price bubbles in the region."
Six of the region's currencies are among the top 10 performers among emerging markets in the past year, led by advances of 5.8 percent for the Philippine peso and 4.3 percent for Thailand's baht. Yuan positions at local lenders accumulated from sales of foreign exchange to the central bank, an indicator of cross-border inflows to China, rose a record 684 billion yuan ($110 billion) in January, official data showed March 5.
Average Yield
The average yield on Asia's local-currency debt fell 36 basis points, or 0.36 percentage point, in the past year to 3.6 percent on March 14, according to indexes compiled by HSBC Holdings Plc.
A key consideration in managing capital inflows for several of the small and open economies of the region is to have well- developed and liquid government bond markets, the ADB said in today's report.
The lender classifies emerging East Asia as comprising China, Hong Kong, Indonesia, South Korea, Malaysia, the Philippines, Singapore, Thailand and Vietnam. Developing Asian economies will grow 6.6 percent in 2013, bolstered by private consumption and investment, the ADB said in December.
To contact the reporter on this story: Lilian Karunungan in Singapore at email@example.com
To contact the editor responsible for this story: Amit Prakash at firstname.lastname@example.com


text: Loaded virtuous 3 yesterday... Added rotary lock... Woke up this AM to the sound of my alarm going off... Imagine my dismay to find there was no way to swipe and silence the alarm. I tried several things before I simply powered down the phone. Anyone have any ideas what I need to do to silence this alarm? THANKS!


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Intelligence and the Wealth of Nations: Genetics Matter but there is Still Much Room to Reduce Inequalities preliminary
This paper first sets an equation for the average intelligence of a country or a human group, which is determined by genetic factors and other variables where education is one of them. Another equation representing a production function of education depends upon intelligence and different elements that improve the quality of education. These two equations solve for the average level of intelligence and the level of education simultaneously. A third equation is a production function, where the GDP of the country is determined by human capital, physical capital and labor. Human capital is approached by the level of education obtained in the first two equations. The previous system is estimated in a cross section for 42 countries. Intelligence is approached by the IQ level by countries shown by Lynn and Vanhanen (2002); the genetic factors explaining intelligence are taken from the haplogroups maps of the Y DNA chromosome of McDonald (2005) (haplogroups being groups of distinct genes). Other factors explaining intelligence are nutrition?approached by the per capita ingestion of calories presented by FAO? and education. The elements that improve the quality of education are supposed to be the per primary pupil expenditure in education and the per capita expenditure on health of the Human Development Report. Real economic variables are taken from different sources, mainly from the Penn World Table. Results show that in the determination of the IQ genetics matter. However, other factors much less related to genetics are equally important. The per primary pupil expenditure on education may boost both the level of the IQ and the level of education, which also can explain the so called Flynn effect (a situation where the IQ is increasing in time. Flynn (1984)). At the same time, human capital is approximated better for education than for the IQ itself. The paper performs a simulation. Here, the levels of the majority of the non genetic factors of the model are equated among countries. Main results of the simulation are that the inequality of the IQ and education among countries falls sharply, while the inequality on the per capita GDP falls only slightly due to the already observed differences in the per capita physical capital. Results suggest that policies aimed at improving the quality of education in poor countries with low levels of IQ and education should be welcome.
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References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Oded Galor & Omer Moav, 2002.
"Natural Selection and the Origin of Economic Growth,"
The Quarterly Journal of Economics,
Oxford University Press, vol. 117(4), pages 1133-1191.
- Galor, Oded & Moav, Omer, 2000. "Natural Selection and the Origin of Economic Growth," Arbetsrapport 2000:5, Institute for Futures Studies.
- Galor, Oded & Moav, Omer, 2001. "Natural Selection and the Origin of Economic Growth," CEPR Discussion Papers 2727, C.E.P.R. Discussion Papers.
- Oded Galor & Omer Moav, 2000. "Natural Selection and the Origin of economic Growth," Working Papers 2000-18, Brown University, Department of Economics.
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Tape Logic™ 4" x 4" Inventory label comes in fluorescent green color. Label in rectangular shape is great for identifying inventory or shelving locations and is sold as 500 per roll.
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Lucas Glover Archives
Keegan Bradley, Brandt Snedeker join Phoenix Open field
January 12, 2015 by in Experience AZ Magazine | Featured | Play
2011 PGA Championship winner Keegan Bradley and 2012 FedExCup champion Brandt Snedeker are among the latest commitments to the 2015 Waste Management Phoenix Open — to be played the week of January 26 through February 1 at TPC Scottsdale. A field of 132 players will vie for the $6.3 million purse, the $1,134,000 first-place check… Read More →
Phil Mickelson, Bubba Watson set for Phoenix Open
December 19, 2012 by in Business News | Sports
Two-time champion Phil Mickelson and Masters winner Bubba Watson have committed to play in the Waste Management Phoenix Open. The news of the popular PGA players' participation should be an economic boost for business. The 2012 Waste Management Phoenix Open pumped $222 million into Arizona's economy — with direct sales tax revenue estimated to be… Read More →


text:
Have Parenting Questions? Ask a Parenting Counselor for Answers
Myself and her father separated before she was born, she has never had any contact with him. She is an only child.
Hello and Good Morning....Your daughter is upset and angry about something and acts out in such inappropriate manners to get attention. The root of the tantrums and why she feels like she must get her way must be discovered. Ask your daughter what she likes about you and what she does not like and if there is anything that could make her life better with you. If she has trouble actually telling you in person, then have her write you a letter. Explain to her that no matter what she says of how she feels, you will not be angry . The main purpose is to try and get your daughter to open up and communicate with you. If that route does not work, then you made need to involve a third party like a psychologist or a counselor/family therapist. Also here is another thought to ponder...If you completely ignored your daughter's outbursts, what would she do? Her audience would be gone.
Let me know if you need more assistance.


text:
By Supt. Dr. Jon Ellerbusch, Guest Columnist
Royalton ranked 331 out of 338 school districts in total funding. On Nov. 6, the community of Esko passed a $341 per pupil operating levy along with a $2.7 million bond to improve their sports facilities. They will move up from their previous 334 position and Royalton will drop down to 332. Having the opportunity for our community to say its schools are last in Minnesota is, indeed, within our grasp.
Leadership at the Minnesota Department of Education are fully aware schools like Royalton are underfunded by more than $400 per pupil for a basic quality of education. They also know the disparity between the have and have not school districts is spinning out of control. The dollar gap in school funding per student in 2005 was approximately $1,000. Today, it is just shy of $1,700. Royalton asked and did not receive support to close that gap by $350.
People asked me Wednesday, Nov. 7, how I felt about the failed levy. I felt like an orphaned child. The state legislators have knowingly abandoned their duty to establish a general and uniform system of public schools for all children. The majority of voters in the Royalton School District are doing the same either because they cannot or will not support textbooks, technology and transportation for students.
Where do Royalton Schools go from here? The simple answer is we press on. Being an orphan at the age of 14 didn't stop Andrew Jackson from becoming the seventh United States president. President Herbert Hoover was at the school age of 9 when he was an orphan, too.
Our students are very fortunate to have the high quality level of teachers and principals in their lives. We may be at the bottom in funding and support, but we are on the complete opposite in the quality of educators. Because we've hired and are developing top-notch teachers these past few years, I'm highly confident Royalton Schools will continue on the path of improvements each year. We will not slow down our efforts in achieving district goals that prepare all students for postsecondary schools and careers.
I'd like to take the opportunity to thank the 877 community members who voted "Yes" on the ballot question. We'd greatly appreciate feedback from the 1,023 who voted "No." Why wouldn't you support this levy?
Responses can be e-mailed to [email protected] or mailed to the attention of Jon Ellerbusch at 120 South Hawthorn, Royalton, MN 56373.
Dr. Jon Ellerbush is the superintendent of Royalton Schools.


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Crave: A T-Shirt That's More Than A Little Special
I love to wear t-shirts, but often don't feel like they're work appropriate, even though all of five people work in The Frisky's offices, so it's not like going to work everyday is a full-on fashion show. That said, I like to pretend it is, but I would also like to be comfortable. Rose La Biche takes your average cotton jersey t-shirt up a notch, by adding cool nature meets urban touches, like the dope ruffled neck on the Coco design ($69), above. She also makes hoodies! Perfect, considering our office/runway is freezing. More pics of her creations, after the jump. [RoseLaBiche.com]


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Heard about the 85K Writing Challenge?
The 85K Writing Challenge began as a small Facebook group, running our first 85K during the first 90 days of 2016. Our goal was simple. Write 85,000 words in 90 days – January through March.
Writing 85,000 words in 90 days requires a commitment to write about 1,000 words (four typed pages), every day, for three months. Of course, many days, writers will write more than 1,000 words, setting themselves solidly on track to complete the challenge in the time allotted. Busy life? Can't write every day? The 90-day time frame gives writers plenty of time to catch up when distractions and other commitments interrupt.
If you haven't joined the 85K Writing Challenge, it's certainly not too late.
Start today. And if you need to take a break, it's easy to catch up.
The great thing about a 90-day challenge is the ability to join late and take a break when needed. For instance, writers starting on February 1 and writing 85,000 words through March 31 have a daily writing pace of only 1440 words. Slightly more than the writers who began on January 1.
Still a grassroots effort, in 2017, we're growing; expanding our program from a 90-day writing challenge to a comprehensive 12-month writing system.
Our goal will always be the writing of 85,000 words in 90 days every January through March, but for those writers wishing to continue, our broader mission is to embrace the writing life throughout the year by advancing the practice of productive writing from first word to first reader.
What a year looks like on the 85K Writing Challenge:
Beginning in January and ending in December, the yearlong 85K Writing Challenge moves through a series of five productivity "cycles." A 90-Day Write cycle (also called the 85K Writing Challenge), a 60-Day Edit cycle, a 60-Day Prep cycle, a 60-Day Publish cycle, and three strategically scheduled 30-Day Finish cycles. In May 2017, a customized 85K Solo program will launch, designed for writers with a timeline that's different from the calendar we follow on the website.
In 2017, we're expanding our reach, too, hoping to connect with other writers through the development of social media channels, and a new website, which launched on January 1, 2017. We'll have our hands full writing 85,000 words in 90 days while also building a community from the ground up. But hey, we're the 85K. We're up for the challenge.
Check us out:
Private Fb Group
Twitter @85K90
Commonly asked questions:
Why 85,000 words? Eighty-five thousand words is the average length of an adult novel.
Why January through March? The spirit of the New Year strengthens the resolve to write; it's winter in the Northern Hemisphere, a good time to "hunker down" and focus on large projects; and there are no major holidays in the first quarter of the calendar year to compete with writing time.
Why expand the 85K Writing Challenge from a 90-day challenge to a 12-month system? Writing challenges are valuable, but so is continued support once the rough draft has been written.


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Derrick Rose Debuts His Adidas adiZero Rose 2.5 (Video)
Reigning NBA MVP, Derrick Rose, continues to release new versions of his new Adidas signature sneaker, the adiZero Rose 2. This week, he debuted the 2.5 version in a clip.
The video is a sneaker review, where he pays homage to fans who have offered their own reviews, and encourages them to submit reviews to the Adidas Basketball Facebook page when the shoe hits stores on February 2.
Rose breaks down details of the new adiZero Rose 2.5 -- from the soles to the logos to the tongue and colors.
It is the fourth signature shoe for Rose, weighing in at 11 ounces, the lightest he's ever worn. It features a top down satellite view of Derrick's Chicago Englewood neighborhood embossed in the toe box and upper. The map view is a continuation of the "Cleared for Flight" theme of the adizero Rose 2 and represents a view from high above.
Signature details include "ROSE" on the tongue and three stripes branding on the back of the shoe to emphasize his speed on the court. The sockliner features an infrared color and Derrick's signature as a nod to his motivation and inspired play on the court. Derrick's jersey number "1" is featured on the toe.
The adizero Rose 2.5 will be available in home and away colorways at February 2 at Foot Locker, Eastbay and ShopAdidas.com; and will retail for $110.
Six additional colorways will follow through April.


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Jan 22, 2014
Men and Women Differ in Their Tastes for Adult Material
If you are new to erotica, you may be surprised to discover the distinction between men's erotica and women's erotica. Erotica has evolved over the years and now appeals to women as well as men. Erotic...
Laura Berman, PhD
Dr. Laura Berman on Love & Sex
The latest in sexual health and relationship news
Tag: pornography
Dr. Laura Berman on Love & Sex
Nov 23, 2013
Jenna Jameson and Her Return to Pornography
Jenna Jameson is one of the most well-known porn stars in the business. After years of gaining acclaim in the world of X-rated film, Jameson announced that she was leaving the business. She turned her efforts to writing,...
Dr. Laura Berman on Love & Sex
Sep 6, 2013
An exciting new study investigates the impact that hardcore pornography has on viewers. Pornography is enjoyed by millions of men across the world. Thanks to technology and online pornography sites like YouPorn, X-rated videos...


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Lenovo Vibe Z launches in India this month
0. phoneArena posted on 11 Feb 2014, 17:23
The Vibe Z is an 8mm-thin Android smartphone that features a 5.5-inch 1080p display, quad-core Snapdragon 800 processor, and Android Jelly Bean. India seems to be one of the first countries to get it (besides China)...
This is a discussion for a news. To read the whole news, click here
1. rodneyej1 (Posts: 3576; Member since: 06 Jul 2013)
Sounds like a nice phone.
2. XperiaOptimusOne (unregistered)
Lenovo makes great hardware for the price, but their designs are so uninspiring.
3. rodneyej1 (Posts: 3576; Member since: 06 Jul 2013)
How is Motorola going to affect, or be affected by, this?
7. XperiaOptimusOne (unregistered)
Hard to tell for now. We still don't know the changes Lenovo plans to do with Moto. I hope they let Moto run independently the same way Google did. If not, they should at least keep Moto's current design team as both the Moto X & G were excellent devices.
The way I see it, Lenovo might do a Samsung and flood the market with Moto devices the way they are doing now with their Lenovo phones across the world. Low specd and cheap.
I guess we just have to wait and see. *fingers crossed*
4. fzacek (Posts: 2486; Member since: 26 Jan 2014)
It's got that ugly old laptop look to it. I wonder why...
6. rodneyej1 (Posts: 3576; Member since: 06 Jul 2013)
I'm not trying to be funny, or anything, but it kinda resembles a Galaxy device...
5. fzacek (Posts: 2486; Member since: 26 Jan 2014)
Is it possible to buy these phones that are only sold in China on eBay or Amazon?
8. mr2009 (Posts: 34; Member since: 26 Mar 2013)
with only 16gb and no expandable memory card. Y U NOT 32GB?
9. vijaysivakula (Posts: 224; Member since: 17 Aug 2011)
No expandable memory? Forget it!!


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Poll: Ohio Governor Leading Democratic Challenger
With a little less than a year until the November 2014 General Election, Gov. John Kasich maintains a lead over his likely Democratic challenger Ed FitzGerald while his approval rating remains about 50 percent.
Kasich leads FitzGerald, the Cuyahoga County Executive, 44 to 37 percent. Kasich's approval is at 52 percent, with only 33 percent of Ohioans who disapprove of his job performance.
"On the plus side, Kasich's approval ratings mark a huge turnaround from his first two years, when his job approval was in the 30s and Democrats were licking their chops at the prospect of making him a one-termer," said Quinnipiac University pollster Peter Brown. "But he enters his reelection year with only a seven point lead over a largely unknown challenger."
More importantly for Kasich, he now leads FitzGerald among critical Independent voters 43 to 31 percent.
"Governor Kasich is leading among women, Independents by 12 points and amongst men," said Mike Gonidakis, a Republican strategist and president of Ohio Right to Life. "The one question I think stands out is that 93 percent of the people in the poll think John Kasich deserves credit for the economy getting better as opposed to 58 percent for president Obama."
Democrats counter that Kasich's numbers are weak even before FitzGerald starts campaigning.
"John Kasich's numbers are trending down and in the head-to-head he's far below 50 percent," said Liz Brown, Executive Director of the Ohio Democratic Party. "There's a long 11 months ahead of us. As more Ohioans get to know Ed FitzGerald's record John Kasich's numbers will continue to trend downward."
The poll did not include Libertarian candidate Charlie Earl who could pick up support from the tea party and conservatives upset with Kasich's decision to expand Medicaid in Ohio.
"Because of Kasich's Medicaid expansions, 24 percent of Republicans say they are less likely to vote for him," said Brown. "History tells us, however, that many of those alienated Party members come home on Election Day because they find the other candidates less palatable."


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ribaldries is a valid word in this word list. For a definition, see the external dictionary links below.
The word "ribaldries" uses 10 letters: A B D E I I L R R S.
No direct anagrams for ribaldries found in this word list.
Adding one letter to ribaldries does not form any other word in this word list.Words within ribaldries not shown as it has more than seven letters.
Try a search for ribaldries in these online resources (some words may not be found):
Wiktionary - OneLook Dictionaries - Merriam-Webster - Google Search
Each search will normally open in a new window.
List all words starting with ribaldries, words containing ribaldries or words ending with ribaldries
All words formed from ribaldries by changing one letter
Other words with the same letter pairs: ri ib ba al ld dr ri ie es
Browse words starting with ribaldries by next letter
Previous word in list: ribaldly
Next word in list: ribaldry
Some random words: ouzel jauk osmatic oiticica vroom bhistie niacin
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Sinama-Pongolle set for Sporting
Atletico Madrid forward Florent Sinama-Pongolle believes Sporting will prove a 'good destination'.
By Francisco Acedo
Last Updated: 27/12/09 10:40pm
Atletico Madrid forward Florent Sinama-Pongolle believes Sporting will prove a 'good destination' as the two clubs are close to agreeing a transfer.
With the January transfer window only a matter of days away, the former Liverpool and Blackburn player is reportedly set to undergo a medical in Portugal on Monday.
Atletico boss Quique Sanchez Flores is said to have agreed to sell because Sinama-Pongolle does not feature in his plans and the deal is understood to be worth €5million (£4.5m).
Sporting are thought to have offered a three-year deal and the French attacker feels that the move would be beneficial.
He told Spanish media: "Sporting is a big club and I think that is a good destination for me."


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We now offer modern tools to allow you to keep track of your project online with your very own webpage. Reach us 24/7 with questions, changes and approvals. Send photos to your friends on Facebook & much more!
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Question... would it be feasible, using apache and some scripts, to have an always on webserver on your iPhone, that would intelligently switch from serving over WiFi to serving over Edge by using a service like dynds or no-ip?
Right off the top of my head I can't think why you might need this... but I'm sure someone could come up with an awesome use for it. Just curious if it's doable more than anything. Thanks.


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You won't be able to dismiss this by usual means (escape or click button), but you can close it programatically based on user choices or actions.
"Although before we bought we thought it was a tag, printed in a hard paper, the product is beautiful and worth the purchase."
"These gift tags in the choice design are so beautiful..I selected them in the scalloped shape and the picture frame shape with the matching ribbons to tie onto the wedding favors at the place settings....Just perfect. I also bought these to tie onto the bridal shower gift bags at each place settings at the shower. Perfect."
"These cards turned out perfect. We tied them to favors for my nephew's wedding. Colors and quality were exactly what I hoped for."
"These stickers a good quality and were printed exactly as shown. The fit perfectly on an IKEA spice jar, to make a beautiful customized gift."
"Our wedding colors are peach & silver/gray - so we're really lucky to find this design! We're placing them on sparkly gray card stock & using them as flags in our favors - a live plant. Thanks!"


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Definition of manifoldly
adv. - In a manifold manner. 2
The word "manifoldly" uses 10 letters: A D F I L L M N O Y.
No direct anagrams for manifoldly found in this word list.
Adding one letter to manifoldly does not form any other word in this word list.Words within manifoldly not shown as it has more than seven letters.
List all words starting with manifoldly, words containing manifoldly or words ending with manifoldly
All words formed from manifoldly by changing one letter
Other words with the same letter pairs: ma an ni if fo ol ld dl ly
Browse words starting with manifoldly by next letter
Previous word in list: manifolding
Next word in list: manifoldness
Some random words: aeneous emic mog roach huarache tils oeillade
This is not a dictionary, it's a word game wordfinder.
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Privacy and Cookies Policy - Share - © Copyright 2004-2017 Morewords.com - 17.398mS


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is the downstate contractor for the Protection and Advocacy for Voter
Access (PAVA) Program, run by the NYS Commission on Quality of Care's
Advocacy Services Bureau. As a PAVA agency, CIDNY helps voters with
disabilities register to vote, access polling places, learn more about their rights as voters,
and understand the new voting laws. The program also provides
technical assistance to community-based organizations and agencies that
work with voters with disabilities. CIDNY's PAVA program serves people
in all five boroughs of New York City, and in Putnam, Rockland, Nassau,
Suffolk and Westchester counties.
Poll Site Accessibility Survey Results
What is THE HELP AMERICA VOTE ACT (HAVA)
Let Your Elected Official know you are opposed to the use of Lever Machines
To access archived updates, please contact firstname.lastname@example.com.
Poll Site Accessibility
Since 2003, CIDNY has surveyed the accessibility of poll sites in New York City during primaries and elections to make sure that people with disabilities can get in the door and vote without barriers. A voter with a disability has a right to an accessible voting machine located in an accessible poll site. To learn more about this work, please click here.


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Great post from Megan McArdle yesterday on the uses and disadvantages of college for life: College Bound.
It's worth a read. The key part:
"But getting a BA has an opportunity cost. For one thing, it may use up funds that could have gone for useful vocational spending. For another, those who pursue college degrees they aren't really suited for give up several years of earnings, and more importantly, experience. Early experience seems to matter; the minimum wage literature indicates that failure to get a job as a teenager can have a permanent negative impact on later earnings.
The use of a BA as a signal is helpful to those who are below-average academically only if we presume that there is no other, useful training they could undertake, or that there is no more efficient means of sorting workers. If we instead imagine that three years of desultory course-flunking could instead be spent acquiring a marketable skill, or seeking out work that suits them, it seems more costly."
For my money, the big question is who's paying? If you've got parents or grandparents who are willing to cover the cost of college, or take on the debt to pay for it, they probably aren't willing to just give you that money in a block if you decide not to pursue a higher education. In that situation, where you're choosing between free college or zilch, you'd be nuts not to go to college even if you hate academics. And who says you have to attend class to graduate anyway? I skipped every class I could, which was most of them, my Junior and Senior years, and my GPA only dropped a tenth of a point. Then again, I went to a school that's the poster-child for grade inflation.
Now, if you have to pay, that's a real decision.
Megan also assumes that going to college and working a real job or getting vocational training to acquire "a marketable skill" are mutually exclusive. Not always true, but that course really isn't for the faint of heart.
Questions? Comments? Send them to email@example.com
In the old days, I'm talking pre-Industrial Revolution, children were an economic necessity for the vast majority of people. When your parents could no longer work, you and your many, many siblings were supposed to take of them in their old age.
Thanks to economic progress, pension plans and social security, that's been less and less true for most people. The 401(k) revolution was making it easier and easier for our parents to take care of themselves when they hit their sixties and seventies. At least that's how things were trending until last week, when the market probably took a big bite out of your parents' retirement fund.
Now those of us in our twenties have a whole new set of problems to contend with. Forget worrying about your retirement, you've got to think about being able to send Mom and Dad off to Sunrise Senior Living or maybe an Assisted Living Concepts home in a few years. Instead of treating our parents like ATMs, we may have to support them in a few years time unless stocks recover pretty dramatically.
And unlike the status quo 200 years ago, the average American family has, what, 2.3 children? That means you and your 1.3 brothers and sisters could have an enormous burden to shoulder when your parents retire. Pray they do the parental thing and keep working so as not to inconvenience you, but it's probably time to start thinking about what you won't be able to have when you start supporting your parents.
More from the 20-Something angle ...
6-Tips for Living With Your Adult Child
Questions? Comments? Send them to firstname.lastname@example.com
If you're writing about careers or personal finance there just aren't that many topics for you to cover. Mostly, you look around for old ideas to pack in new clothing. And when there is a new idea, you have to expect five or ten other people to pounce on it. Coincidence? I'm too paranoid to buy that.
I wrote a column, not very serious, about getting rich by marrying into money at thestreet.com. Within the week, someone had written an article with the exact same thesis and a few more interviews for Yahoo Finance. I didn't begrudge the person, but it really did make me feel like there was something impoverished, or even incestuous, about the state of personal finance writing.
I bring all this up because this blog launched on Thursday, and it included a post abouthow undergrads and business school types should be hiding at law schools right now. So imagine my surprise when an piece with a similar thesis, but a few more interviews turns up on the New York Times.
Given the situation we're in, I'm a lot more inclined to believe that this was coincidence, great minds think alike, etc.
But let me make you this promise, so this site doesn't turn into yet another sclerotic purveyor of boring, recycled ideas: if I see an idea I like somewhere else on the web, instead of pretending I came up with it myself, I'll link to it so you can read the original, and maybe throw in a couple comments of my own.
Questions? Comments? Send them to email@example.com
If you lose your job or you leave your job \(not something I'd recommend right now--this is a cling to your employer moment\) and you've got some money in a 401\(k\) plan, should you roll it over into an IRA? The conventional wisdom says yes.
But these are unconventional times. With the market getting killed almost daily, you could probably wait for a better moment to invest in your retirement account. If we really are heading into a depression, remember that the market didn't bottom during the great crash of 1929, although there was an interim bottom with the Dow at 198.6 in November of 1929, it bottomed in 1932 with the Dow at 41.22.
I don't think things are that bad, but I do think there will be better opportunities for investors to buy stocks, especially young investors with a lot of time ahead of us, if we wait a few months, if not a few years. True, you could keep your money in cash inside an IRA or in bonds for that matter, but you won't get much appreciation from that, and when you're investing for retirement in your 20s, capital appreciation is the point.
On the other hand, the reason they tell you to roll that money over into a new 401(k) or an IRA is a pretty good one: if you don't you'll pay a 10% penalty in addition to paying income tax on all the cash in your 401(k) as it becomes cash in your wallet. That's a big hit, and if you don't need the money, then follow the conventional wisdom, roll it over.
But if you've just lost your job in this new world of rising unemployment I think you'd be better served with the money, even if the tax-man takes some of it away. Consider also the fact that it's going to be pretty hard to borrow money from anyone except family and friends unless you've got great credit or a decent net worth, in other words, unless you don't need it.
If you've gotten laid off, fired, axed or terminated (as in your employment), keep the cash and throw the conventional wisdom out the window. The fat years are over, I don't know if we're looking at seven lean ones, but I do know that saving for retirement, basically laying out money to pay for your expenses in the distant future, only makes sense when you've already taken care of your expenses in the present and the more immediate future.
It's time to stop worrying about tomorrow in a metaphorical sense, as in fifty years down the line, and start worrying about tomorrow literally, because no matter what, it's going to be rough.
So in the immortal words of the Steve Miller Band, take the money and run!
Questions? Comments? Send them to firstname.lastname@example.com
As some of you may be aware, I don't have the highest opinion of the dogma that says it's always right to save money, especially for retirement, especially when you're in your 20s and not making much money.
But there is one very good reason for you to at least keep something stashed away, to put aside what I call "take this job and shove it money," mostly because it would be inappropriate to use profanity on this site.
On Wall Street they talk about F*#@ You money, meaning the amount of money you need before you can tell you boss, well, you can guess, and quit your job for good. I don't know if that kind of money is still obtainable on the street, given how bonuses are being slashed, layoffs are abundant, and the masters of the universe are struggling mightily to keep their jobs, but "take this job and shove it money" is a similar, if less ambitious concept.
At any given moment, you should have enough money in your bank account to be able to quit your job and survive—meaning pay all your bills, feed yourself, buy toothpaste—to live your life normally for two months without having to put anything on your credit card. I'm not a big believer in long term thinking, but I do think it's important to be empowered. And having just that much money socked away gives you the power to quit a job you hate and spend some time rigorously looking for a new one.
The problem with living hand to mouth, paycheck to paycheck, as many of my friends do, and I'm sure many, many more people our age go, is not that you're being irresponsible. It's that you're shackled to your source of income, your job. If you don't have "take this job and shove it money," you have no choice but to keep working somewhere you hate.
Now, what if you love your job? Doesn't matter. If you don't have "take this job and shove it money" you're giving up an essential freedom. Having that money, just enough to get you through two months, should change your whole outlook. Don't you think you'd be willing to put up with a lot less, let's say guff from your superiors if you knew you could just walk out any minute you chose?
The point isn't to escape a bad employment situation, it's to set yourself up so you don't feel chained to any particular situation. Money is freedom (OK, it's a store of value, same difference), that's one of the main reasons I don't believe in hoarding it while you don't have much of a salary—money stuck in a retirement account won't do you much good if you need it tomorrow, but it's also why you should try to have some put aside, so you can move from job to job without living in fear of poverty, or worse, moving back in with your parents.
Questions? Comments? Write to email@example.com
Undergraduates, listen up, it's time to stop job hunting and start taking an interest in a graduate school education! I know it's still the beginning of the year, but for those of you who are seniors, this is the time to start thinking about your future in the "real world."
The last thing I'd want to do if I was in your shoes is try to find decent work in this lousy job market. Instead, take a deep breath and get ready to do what millions before you who couldn't decide what to do with their futures have done: go to law school.
I feel sorry for all of my compatriots in the class of 2007 who are off getting their MBAs right now. Even if they can get jobs on Wall Street, the days of big bonuses are over. Now, you could study something esoteric, I know of plenty of schools that will pay grad-students a big stipend--as much as $18,000 a year--just to study something like political economy or history. If that's the kind of thing you're interested in, I suggest you spend the next couple of years hiding inside of a university before wading into the private sector.
But for those of you who are money hungry, go to law school. Is it boring? I've heard nothing to suggest otherwise. But if you get into a decent place and get good grades, then you're pretty much in the promised land of $200,000 a year salaries as soon as you graduate.
My roommate has been bugging me about his credit score and credit scores in general for the past few days because he's trying to get a new credit card and has been denied by both Bank of America and American Express in turn.
Now that helping people juice their FICO scores has become a cottage industry of its own, with commentators aplenty analogizing your credit report to the report card you'd get in High School and those stupid FreeCreditReport.com advertisements, I feel like I have to put my foot down. Your credit score isn't that important. It's not the holy grail of personal finance. A bad score isn't even really much of an albatross around your neck unless you're trying to borrow money.
Most of the things it measures are important, like how much outstanding debt you're carrying, but there's nothing magical about the actual number.
As it turned out, my roommate's credit report still reflected $700 of debt on two cancelled credit cards that he'd paid off just the day before. He had no other credit cards, and it looked like he had $700 of debt, of course his credit score was bad. As soon as that debt comes off his credit report, which shouldn't take very long, he'll be fine and perfectly able to get a credit card. If he'd waited a couple days before applying for the card, his darned FICO score never would've come up, and I would've been saved many a trying conversation with him on my balcony, where we go to smoke and complain bitterly (and impotently) about the general unfairness of the universe.
All of which is to say, it's not your stupid credit score that matters, it's the stuff it mainly measures, like outstanding, unpaid debts. Worry about those things instead of trying to use gimmicks to boost your FICO score. Your credit score is just a measurement of your creditworthiness—if you can't figure that out on your own and need to contact one of the three credit rating agencies so it can give you a number that encapsulates your situation, I'd say that's your real problem.
But if my roommate still can't get a credit card after his credit report shows he's paid off that $700 debt, I will of course eat my hat, retract all previous statements, and apologize to anyone whose feelings may have been hurt by this post…and someday I'll win the lottery too.
Questions? Comments? Write to firstname.lastname@example.com
There's a big lie at the heart of pretty much every book, article, blog post, and probably pamphlet offering personal finance advice for people my age, members of Generation Y or Millenials (does anyone remember when we got rebranded? I feel like it happened sometime in 2007, when all of a sudden dozens of articles were telling me I belonged to the Millenial generation, or writing things like, "or as they prefer to be called, millenials."
Was there some plebiscite I slept through while I was sleeping through class in college? For my money, millenial sounds way too much like millenarian and reminds me way too much of the embarrassing Y2K party I went to when I was 15), and frankly for everyone else too, but the big lie hits people our age (my age?) worse.
It's this: no matter your level of income, as long as you responsibly manage the money you have—never purchasing expensive electronics, saving responsibly, living the most ascetic lifestyle possible, and of course, cutting up all of your credit cards and maybe turning them into a nice mosaic to put on your wall—you can attain finance security, or financial freedom, or whatever the buzzword happens to be this week.
Come on. Do you really believe that? I'm pretty sure that earning more money is a swifter and more credible path to living comfortably. But it's the big lie that lets people write columns about how you should always use the ATM at your bank, and never pay $2.00 to take money out of another bank's machine because "it adds up."
The big lie is nice because it gets people to focus on the boring minutia involved with being financially responsible, but if you're in your 20s, buying into the big lie also does a lot of harm.
Why? Because the big lie says if you take care of the little things, if you pay your bills on time and don't borrow money from those vicious, evil, credit card companies, you'll be just fine. That gets less and less true as you make less and less money, and those of us in our 20s are at the bottom of the income totem pole.
If you're concerned about money, making lots of it or just having enough of it, and you're living on a just-out-of-college income, your focus should be on earning more. Good for you if you make what you have last longer and put some savings away, but at this age it's your paycheck that matters, and getting a bigger one should be your top priority. You can go through all the conventional personal finance checklists and tell yourself you're doing just fine, but if you don't have a plan to get paid more in the future, you're really just treading water.


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UK Immigration Law
Have UK Immigration Law Questions? Get Answers Now.
Hi Ted,
Thanks for your question. Short answer, not a great many I'm afraid.
In order to be eligible to receive a state pension one must be of the requisite age and have contributed 30 years of National Insurance Contributions, if she does not meet this criteria then she will not be entitled to a state pension.
She will be able to get a free bus pass to provide free off peak local bus travel anywhere in the UK. They are other concessionary rates for trains.
If she is over 65 and has made some other provision towards her retirement (pension/savings) then she could apply for a savings credit of £20.52 is single £ 27.09 if she had a partner.
If she was in receipt of pension credit, housing benefit, council tax benefit (which she could also apply for if she was on a low income) and was living in an oil central heating then she could apply for a Warm Front grant of between £3, 500.00-6, 000.00 to improve the heating system.
She would also be eligible for a winter fuel payment if she was born before 5 July 1950 and lived in the UK on any day between 20-26 September 2010. This would be between £125.00-150.00 per year.
Not as much as you might otherwise expect, it was a pledge of the government to improve the quality of life for the elderly so it's foreseeable that there will be some kind of a shake up in the not-too distant future. Though it remains to be seen just how much it will be improved.
If this is useful please kindly click accept so that I may be rewarded for my time. It will be gratefully received and you will be free to ask follow up questions.
Kind regards,


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Farmington Hills
Second-ranked teams in MAC and OAA set to square off for second straight year
By Mike Moore
Posted January 30, 2013
As hockey coaches and players across Macomb and Oakland Counties prep for the 2013 MAC-OAA Showcase, only four of the 30 teams involved will face the same team as they did a year ago.
The No. 2-ranked squads from each league set up half of that equation.
"I don't know if there's any advantage either way," Eisenhower coach Bob Hall said of his team and its game against Farmington Hills Unified. "It's not a huge rivalry or anything, but I guess if this pattern keeps up, it could become one."
Ike, the second-ranked team in the MAC, takes on Farmington Hills, the second-ranked team in the OAA, at 6 p.m. Feb. 2 at the Rochester Onyx.
The teams, also ranked second a year ago, met for what turned into a 5-2 Ike win in last year's showcase.
"I don't know if we're going to think about last year very much, if at all," Flyers coach Ken Anderson said. "I mean, we have 10 or 11 guys that are gone from the team that were part of that. So, I don't know if drumming up a revenge factor would really work. What I do know is that we owe them a good game."
What fans considering attending the game should know is that both teams are talented and that they have division and playoff aspirations.
Ike, 14-1-1 overall and 3-0-0 in the MAC Red at press time, was second in the MAC to Dakota (15-0-0, 5-0-0).
The Eagles have used a little bit of everything to pile up the wins so far, cruising past other MAC teams, upending squads like Warren De La Salle and going 3-0-1 against teams from the OAA.
The guys are averaging nearly five goals per game, allowing fewer than two, and they have three shutouts.
"And we've got a couple transfer kids who are now eligible to play," Hall said. "So, hopefully, we're only going to get better."
The Flyers, who may not have the flashiest record at 9-5-2, have also been a team to contend with in the OAA.
They are 4-1-2 in the OAA Red Division and, since Dec. 22, had lost just once in six games (3-1-2).
Both coaches are looking forward to the challenge.
"We have to play smart defensively. We can't turn pucks over in our zone. They are a hard working, good, strong team that is going to throw everything at you," Anderson said. "We have to be very responsible in our zone, and when we have chances, we have to put it in the net. I know they are a team that won't make many mistakes, but if they do, we have to capitalize."
"We're still learning about them, but we know they're a good team," Hall said. "We're looking forward to the challenge. The OAA is a good league that's always given us some good games."
Lake Orion High and St. Clair Shores Unified, the No. 7 seeds, are the only other teams duplicating last year's matchups.
The MAC-OAA Showcase begins its fourth year of hockey action Feb. 2. All games are at the Rochester Onyx, beginning at 10 a.m. and running through 10 p.m.
About the author
Sports Writer Mike Moore covers a variety of sports in Oakland County and the Detroit Catholic League. Mike joined C & G Newspapers in 2006 shortly after graduating from Albion College where he played football. He attended Dearborn Divine Child where he met his wife Jennifer. They have four sons together and reside in Dearborn.
More from C & G Newspapers
Liggett girls hockey reflects on championship season
Grosse Pointe Woods
Macomb Township


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Australian pairing Brandie O'Connor and Breanna Hargrave won a bronze medal as para cycling made its Commonwealth Games debut.
O'Connor and Hargrave beat Felicity Johnson and Holly Takos in an all-Australian ride-off for the bronze medal in the tandem B sprint event.
O'Connor and Hargrave were too strong and took out the best-of-three ride-off two heats to nil.
Likewise, England's Sophie Thornhill and Helen Scott dominated the gold medal ride-off after qualifying fastest.
They beat Scottish pair Aileen McGlynn and Louise Haston 2-0.


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About Us:MuleSoft is defining a new category of software to revolutionize the way the world connects data, devices, and applications. Our platform is at the heart of the apps and services you use every day from Global 500 corporations and emerging companies in more than 60 countries. We're one of the fastest-growing software companies ever, and MuleSoft has been awarded Best Place to Work time and time again. Headquartered in downtown San Francisco, we're growing fast with 15 global offices, including London, Buenos Aires, Sydney, New York City, and Atlanta. If you're inspired to do some of your best work with one of the smartest and most fearless teams in the world, we want to work with you. Join us!
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- 1 of 1 Photos | View More Photos
David and Cathy Lyons of Cambridge announce the upcoming marriage of their daughter, Kimberly Renea Lyons, to Solomon Andrew Gamertsfelder, both of Pataskala.
He is the son of Thom and Kathy Gamertsfelder of Pataskala.
The wedding will be Nov. 3, 2012, at Ninth Street United Methodist Church in Cambridge.
The Rev. Rance Goad, grandfather of Miss Lyons, will officiate the ceremony.
The bride-elect is a graduate of Meadowbrook High School and a graduate of Muskingum University, where she earned a Bachelor of Arts degree in speech communications. She is an employee of Morgan Stanley Wealth Management in Columbus.
Her fiance is a graduate of Watkins Memorial High School and a graduate of Muskingum University, having earned a Bachelor of Science degree in business. He is also an employee of Morgan Stanley Private Wealth Management in Columbus.


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- Juggernaut
- Juggernaut Jug"ger*naut`, n. [Skr. jagann[=a]tha lord of the
1. One of the names under which Vishnu, in his incarnation as
Krishna, is worshiped by the Hindus. See also {Jagannath}.
[Written also {Juggernnath}, {Jaganath}, {Jagannath},
{Jaganatha}, {Jagannatha}, etc.]
[1913 Webster]
Note: The principal seat of the worship of Juggernaut (Jagannath) is at P[^u]ri in Orissa. At certain times the idol is drawn from the temple by the multitude, on a high car with sixteen wheels. The idol is considered to contain the bones of Krishna and to possess a soul. The principal festivals are the Snanayatra, when the idol is bathed, and the Rathayatra, when the image is drawn upon a car adorned with obscene paintings. Formerly it was erroneously supposed that fanatical devotees threw themselves under the wheels of this car, to be crushed as a sacrifice to the god. It is now known that any death within the temple of Jagannath is considered to render the place unclean, and any spilling of blood in the presence of the idol is a pollution. As a result of this erroneous belief, however, the word {juggernaut} is now used principally in the figurative sense 2. [1913 Webster +PJC]
2. Any large, unstoppable force, power, or popular movement which defeats or destroys any person who gets in its way or attempts to stop it; as, for years the Notre Dame football team was an unstoppable juggernaut; after the early primaries, Johnson's campaign became a juggernaut, crushing all rivals. [PJC]
The Collaborative International Dictionary of English. 2000.


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ROC Midden Nederland (Central Netherlands Regional Education and Training Centre) is the largest college in the Central Netherlands, with 24.000 students and more than 1.800 staff. The make-up of the student population, representing over 140 different national backgrounds across all ages, reflects the rich diversity of Dutch society.
Our courses are held at 20 locations in the region around the cities of Amersfoort and Utrecht, the fourth-largest city in the Netherlands.
In total, we offer 350 different vocational courses at ROC Midden Nederland, subdivided by twelve different colleges:
The development of individual talents is our prime concern, and all students can rely on intensive personal guidance. We aim to offer our students concrete future prospects by helping them gain both theoretical qualifications and practical preparation for their role in society.
Next to education of young people, we also provide Adult education and training for businesses. Adult education at ROC Midden Nederland includes part-time vocational training, pre-vocational training, courses including literacy, computer skills and English, reintegration programmes, civic integration and Dutch as a second language.
Also we aspire to offer businesses and other organisations personnel whose training is up-to-date, specific and future-proof, so making a contribution to meeting the challenges facing our partners in the future. Therefore ROC Midden Nederland provides education and training for businesses. Every course is customised to the company's requirements and fine-tuned to meet the demands of the relevant business sector and of the company itself.
At ROC Midden Nederland we don't confine our view to the Netherlands, we also set our sights internationally. Many students go on work placements in foreign countries, and our lecturers have a wide international network. Furthermore, ROC Midden Nederland is involved in several international projects, often together with international partners.
Download the brochure Widening Borders for more information.


text: General Section The General Section organised the following event at the 2016 British Science Festival: The origin of our species The last decade brought a plethora of discoveries of ancient human remains, which have led scientists to rethink our ancestral history. Celebrated human origins expert Chris Stringer discussed some of the scientific controversies and current issues around who we are and where we came from. President 2015: Professor Chris Stringer, Natural History MuseumPresident 2015: Professor Barry C Smith, School of Advanced Study, University of LondonPresident 2014: Jonathan Porritt, CBECo-Recorder: Susan WattCo-Recorder: Anne-Maria Brennan


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What is Blackboard?Blackboard is a learning management system that an instructor can use to offer a fully online, blended or web-supplemented course at SUNY Broome. Fully online Blackboard sections are indicated on the tally with a "Y" designator (i.e., CST 110 Y01) and Blended sections with a "B" (i.e., CST 110 B01). Face-to-face courses that are supplemented with a Blackboard component do not have a designator on the tally.
How do I log on to Blackboard? Navigate to https://broome.open.suny.edu. Enter your campus computer account username and password here. The username must be in lowercase letters, and the password must be in UPPERCASE letters.
SUNY Learning Network Help Desk Website: http://sln.suny.edu/help/help_overview.shtml Phone: 1-800-875-6269 E-Mail: firstname.lastname@example.com
You are a:
Student Faculty/Staff
Quick links


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The benchmark of highest level of professionalism in football is denoted by National Football League or the NFL. Initially formed in the 1920s with a group of eleven teams, it was then known as American Professional Football Association. Later in 1922, it was renamed as National Football League. Currently NFL consists of 32 teams that are divided into two conferences, the NFC or the National Football Conference and the AFC or the American Football Conference.
The NFL season begins with a 17 week schedule and there are a total of 16 games played amongst the teams with one bye week. The games kick off in September and continue till late December. Each season ends with 6 teams from each of the conferences playing the Playoffs. This is called the Super Bowl and is regarded very highly. Most NFL online betting happens than. Viewer-ship and attendance to all NFL games is always high with nearly 67000 fans attending at the stadium and with an equal or more number viewing it on their TV or online. NFL also holds training camps in July – August where aspiring football fans can try their luck. Players registered and playing in any of the NFL team are considered elite. The remunerations that these players are sometimes mind boggling.


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The 2010 Buffalo Bills Football Schedule is official and has been posted. Their schedule features games against Baltimore, Chicago, Green Bay, Miami, Minnesota, New England, New York Jets and Pittsburgh.
Listed below are links to the 2010 Buffalo Bills football schedule (with tickets) and home page. You can discuss the Buffalo schedule in the comments below.


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Refugee surge brings youth to an aging Europe
The ongoing surge of refugees into Europe from Syria, Afghanistan, Iraq and other war-ravaged countries presents a striking demographic contrast: hundreds of thousands of predominantly young people trying to get into a region where the population is older than in almost any other place on earth.
Europe has been graying for decades, primarily because of longer life expectancies and low birthrates (and, in some countries, high levels of emigration by young people of child-bearing age). In 1950, according to our analysis of data from the U.N.'s Population Division, 8% of the continent's population was 65 or older; by 1990 that share had risen to 12.7%, and this year it's estimated to be 17.6%.
In fact, 27 of the 30 countries and territories globally with the largest 65-and-older shares are in Europe. That includes six European countries – Italy, Greece, Germany, Portugal, Finland and Bulgaria – where a fifth of the population or more is age 65 or older. (The only country with a higher 65-and-older percentage is Japan, where 26.3% of the population is at least 65.)
Coping with rising numbers of older people, and concomitant declines in working-age people, already is posing considerable social, economic and political challenges in countries such as Germany and Italy, and likely will do so in other societies as they age (including the U.S., where 14.8% of the population now is 65 or older).
Previous waves of non-European migration have already altered the culture and demographics of several European countries – think Turks in Germany, North Africans in France, or West Indians and Pakistanis in the United Kingdom. But the current wave of migration into Europe, unprecedented in its sheer scale since the end of World War II, could change the continent's underlying dynamics.
According to data compiled by Eurostat, the European Union's statistical agency, 81% of the 689,000 people who had formally applied for asylum in EU countries this year (through August) were younger than 35; more than half (55%) were ages 18 to 34. Hundreds of thousands more refugees are expected to arrive before year's end; one news report states that German authorities expect as many as 1.5 million asylum-seekers in that country this year.
Some analysts argue the refugee influx could be a long-term benefit to an aging Europe, renewing the supply of younger workers on whom the continent's retirees depend. Christian Bodewig, the World Bank's human development sector leader for central Europe and the Baltics, wrote recently: "The real policy question for the countries of Central Europe and the Baltics today is therefore not whether to accept migrants or not but, rather, how to turn the challenge of today's refugee crisis into an opportunity. … [Many migrants] have the potential to not just alleviate declining numbers of workers but also to boost innovation through bringing fresh ideas and perspectives."
But others are skeptical that migration, even on the scale being seen this year, can do much more than dent the long-term aging trend. A 2001 report from the U.N.'s Population Division, for instance, estimated that Germany would need a net total of 17.8 million migrants between 1995 and 2050 (an average of 324,000 per year) to keep its overall population from shrinking; even then, the ratio of working-age people to elderly would still fall.
In addition, the near-term costs of managing the flow of refugees, providing them with housing, health care, education and other social assistance, and ultimately resettling and integrating them into new societies are daunting. Germany, by far the preferred destination for the migrants, expects to spend $6.6 billion this year alone. Turkey, which is not in the EU but houses more refugees than any other country (many of whom are making their way into EU countries) says it has spent $7.6 billion so far this year. (Turkey may get some help from the EU, which has pledged to spend at least $1.1 billion to aid nations bordering Syria that are housing millions of refugees from that country's civil war.)
Aside from the cost, some countries have objected to taking refugees on religious, cultural or nationalistic grounds. Last month, for instance, Hungarian Prime Minister Viktor Orban stated bluntly that "We do not want a large number of Muslims in our country." Slovakia has said it will take Syrian refugees only if they're Christian; an Interior Ministry spokesman told the BBC, "We could take 800 Muslims but we don't have any mosques in Slovakia so how can Muslims be integrated if they are not going to like it here?"
Topics: Europe, Generations and Age, Migration, Syria
Drew DeSilver is a senior writer at Pew Research Center.
12 Comments
Mr. DeSilver has missed a VERY important issue which will become a "game-changer" within just a few years. Clearly, the EU population is aging beyond the point of repopulating itself. Then, steps in masses of migrants from the Middle East – and almost all of those migrants are of the prime age for reproduction. Add the second ingredient into this mix — these migrants are predominantly all Islamic-faith. Those of Islamic faith DO NOT change their religion or culture when migrating to a non-Islam land. Instead, the Islamic-faith demands the new country change to accommodate THEIR faith and culture. People of the Islamic faith are the fastest reproducing population in the world – some banter around a statistic which says Muslims reproduce up to 9 times faster than any western culture. If that is true, do the math yourself: If Europeans are beyond repopulating, and suddenly have an invasion of the fastest reproducing group of people in the world — who do you think will become the majority population within the next 10 years. Wake up Europe — your current culture is doomed. There will be no turning back. Sad, but true.
Japan is graying at a far speeder pace:
As of 2015, 26% of the Japanese are 65 or older, while 12,5% are 15 or younger.
The fertility rate of Japan has been stable at around 1.4, after more than one decade around 1.25 – 1.35.
Japan is loosing almost 300 000 citizens a year – a mere 8 years after it registered its first "natural" population drop.
Yet, nobody seems to coerce Japan into accepting 300 000, 800 000 or 1 million Eritreans, Yemenis, Iraqis, Afghans, Libyans, Syrians and Pakistanis /year for its survival (sic).
What is advocated here is to replace "missing" Italian, German, Greek or Polish youths with mainly-Muslim, often-tribal, Iraqi, Afghan, Eritrean, Pakistani, Syrian, Libyan and Pakistani youngsters.
Very interesting perspective.
Even more considering the fact that +50% of Italian, Spanish, Portuguese and Greek youths are either unemployed or under-employed and can't settle down, marry and raise kids.
The few exceptions are certain Scandinavian countries, Germany, Austria and the Netherlands. But all countries are already struggling with higher-than-average unemployment rate among 1st, 2nd and 3rd generation Turks, Arabs and Africans.
So the solution is: importing large numbers of Arab, African and West Asian youths, in spite of either massive youth-unemployment for the whole citizenry or for the pre-existing Arab, African and West Asian populations.
Very rational.
It is embarrassing that you believe in the myth that these economic migrants are seriously going to benefit any nation, or that you believe in the immigration myth in general. The immigration myth that countries "need" immigrants is a myth, unsustainable, and extremely dangerous. It's a Ponzi scheme. If our country need economic growth, they need a larger population, so you import immigrants. As quality of life declines, the economy still needs to grow because now those unskilled immigrants birth rate are declining, so you need even more immigrants. Eventually, we will reach a point where this model becomes unsustainable as birth rates across the world decline, there will be more country that "need" immigrants then people who actually exist. The Earth can't handle infinite economic growth because that requires infinite population growth. It doesn't matter if economic growth declines, that's inevitable. What matter is whether we have a high quality of life, and Japan, more then others, understand this perfectly. So what if they lose 50 million people in their overcrowded country. They'll still live in a highly advanced nation, and will probably be even happier about it then the unfortunate future that Germany is about to face.
Excellent comment, Sir.
So what if they lose 50 million… What a ridiculous comment. What gradually losing a workforce will do to the actual economy but not to future economic growth outstrips any virtual benefits you are reffering to… So what, if they live a good life that simply cannot be sustained… Ever had a look at Japan's population pyramid over the next 100 years? Who pays for the increasing old people? The ever more efficient pension funds (haha), or some kind of parallel population momentum fund? Who cares for all the people with degenerative sicknesses? With decreasing public expenditure, services and standards will deteriorate….. Living in a spa like country full of sick old people with 1000 years till extinction doesnt seem like a promising future. But driving fear-mongering bandwagon though cultural rubbish is surely easier than constructive commenting
Current surge of immigrants to Europe is the largest in recent history. Beside from the conflict areas arrround Mediteranian and middle east, a large Ammount of immigrant is surging from central and south Africa. Will it be possible for the European countries at the current economical level to handle this huge influx?. It is more or less is an international problem. UNO must step in into this problem creating peace in these troubled countries. Strengthening the peace keeping process and creating good governments in these troubled and failed nations around the world. Simply only by accepting refugees in large numbers will only creat many more troubles arrround the world nations.
Now, just what the heck do you think the UN will (or can) do to achieve peace in the Middle East countries. You're a dreamer. The UN is a totally powerless organization that does nothing more than blow HOT AIR!
As a british Pakistani, I urge the british people to open their doors to millions of deserving refugees from the middle east. Germany can do it, why can't you?
Britain is more indebted because she carried out the supreme crime of
invading iraq that destabilised Syria.
I suggest that as a British Pakistani, you should respect the British people (who were apparently kind enough to let you, or your parents/grandparents, into their country) and their right to choose who else they decide to let in, which (glancing at UK opinion polls) would certainly not favour following the German lead. Furthermore, while I (along with the bulk of the British public) was no supporter of the invasion of Iraq, to blame that for the current situation in Syria is to draw a very long bow: the Syrian state faced a similar challenge to its legitimacy back in the 1970s, although due to a more static international scene, managed to crush it quickly and effectively. Much more responsible are Saudi Arabia and the Gulf States, who have been rather less than forthcoming about housing Syrian refugees, despite sharing a language and religion with them, as well as no shortage of money.
Here in Australia we have four of the top ten most liveable cities in the world. Attracting immigrants to avoid the problem of an ageing problem is not a problem. However Australia's recent approach to refugees is an embarrassment.
I would be interested in knowing which cities those are.