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Halifax PLC
25 July 2002
(Page 1)
Introduction 2
Review of Results and Business Performance 2
Financial and Other Information 4
Basis of Preparation 8
Independent Review Report by KPMG Audit Plc to Halifax plc 10
Advertisement 11
Timetable and Contacts 11
(page 2)
The Directors present the consolidated interim results of Halifax plc for the
six months to 30 June 2002. On 1 July 2002, Halifax plc transferred from being
a subsidiary undertaking of Halifax Group plc to being a directly held
subsidiary undertaking of HBOS plc. A comprehensive review of the performance
of the HBOS Group is presented in the interim results announcement of HBOS plc.
A review of the performance of the Halifax plc group is presented below.
Halifax plc has listed preference shares originally issued as part of the
consideration for the acquisition of the business of Birmingham Midshires
Building Society in 1999. These preference shares represent the only listed
shares of Halifax plc.
Review of Results and Business Performance
Financial Performance
Halifax plc group profit before tax and exceptional items was £628m for the six
months ended 30 June 2002.
Dividends on ordinary shares of £1,043m and dividends of £24m on the
non-cumulative preference shares are reflected in the profit and loss account.
On 1 June 2002, the majority of the Treasury assets and liabilities of Halifax
plc were transferred to HBOS Treasury Services plc, a fellow subsidiary
undertaking of HBOS plc, at book value. Funding of Halifax plc activities,
following this transfer, will be predominantly from Halifax plc's Retail Banking
accounts and from HBOS Treasury Services plc.
Halifax plc has strong credit ratings (AA S&P, Aa2 Moody's for senior debt at
the authorised bank level).
The five business sectors of the HBOS Group comprise Retail Banking, Insurance &
Investment, Corporate Banking, Business Banking and Treasury. The business
activities of the Halifax plc group are predominantly within the Retail Banking
business sector of the HBOS Group to the extent that other activities are
immaterial. Accordingly, in the opinion of the Directors, Halifax plc group has
one class of business and therefore no segmental analysis has been presented.
Business Performance
Total loans and advances to customers increased by 6.9% to £129.4bn, largely
reflecting a strong performance from the mortgage lending business.
The net interest margin for the first half was 1.53% (1.60% H1 2001).
The strong sales performance in the first half of last year has been bettered
with a total of 533,000 new bank accounts.
(page 3)
New credit card launches in the first half of 2002 have helped sales of card
accounts to increase to 511,000 and balances to grow by 26% to £2.5bn.
The year on year growth in unsecured personal loans sales is 41%. Balances have
also grown by 17%.
Balances across the Savings and Banking product range grew by £2.8bn in the
first half of 2002 (£3.5bn H1 2001).
Intelligent Finance ('IF') had a strong first half performance and after only 18
months of trading has become the largest and fastest growing UK direct bank in
balance terms. Customer advances now exceed £9bn with customer deposits of
almost £3bn. IF is now recording positive net interest income on a monthly
Operating expenses (excluding exceptional items) have increased by 7.2% compared
to the first half of 2001.
Overall for the Halifax plc group, mortgage credit quality, as measured by
arrears performance and closing provisions as a percentage of closing advances,
improved. In the first half mortgages arrears declined from 1.09% to 0.92% and
total mortgage provisions as a percentage of closing advances declined to 0.25%
from 0.27% as at 31 December 2001. For the unsecured portfolio, despite the
significant growth in balances, credit quality has remained stable.
As the business activities of the Halifax plc group are predominantly within the
Retail Banking business sector of the HBOS Group, the prospects for the Halifax
plc group align with those of the HBOS Retail Banking business sector. Those
prospects are summarised from the HBOS interim results announcement as follows:
Retail Banking is on track to deliver against all our published targets for
2002. Whilst we have continued to deliver extraordinary volume growth, all key
credit quality indicators remain strong.
This combination of volume growth, strong credit quality and tight cost control
will provide the Retail Bank with an excellent platform for profit growth in the
second half of 2002 and beyond.
(page 4)
Financial and Other Information
The results incorporated in the primary statements and the financial analysis
below have been prepared using the basis outlined in the Basis of Preparation
Consolidated Profit and Loss Account
Six months Year to
to 30 June 31 December
2002 2001 2001
(Unaudited) (Unaudited, (Restated)*
£m £m £m
Operating income 1,536 1,394 2,858
Continuing operations 1,536 1,355 2,819
Discontinued operations - 39 39 Note 1
Operating expenses (861) (768) (1,602) Note 2
Provisions for bad (89) (51) (115) Note 3
and doubtful debts
____ ____ ____
Operating profit 586 575 1,141
Continuing operations 586 552 1,118
Discontinued operations - 23 23 Note 1
Share of operating profit
in joint ventures 4 3 7
____ ____ ____
Profit on ordinary activities
before tax 590 578 1,148
Tax on profit on ordinary activities (172) (164) (350) Note 4
____ ____ ____
Profit on ordinary activities after 418 414 798
Equity minority interests (1) - -
____ ____ ____
Profit attributable to shareholders 417 414 798
Ordinary dividends (1,043) - (421) Note 6
Non-equity dividends (24) (24) (49)
____ ____ ____
Transfer (from)/to reserves (650) 390 328
____ ____ ____
Profit before tax and
exceptional items 628 578 1,190
____ ____ ____
*See Basis of Preparation
There were no material gains or losses in any of the periods under review other
than the profit shown above.
(page 5)
Note 1 - Discontinued Operations
On 1 April 2001, Halifax plc transferred its subsidiary, Halifax General
Insurance Services Limited, to Halifax Group plc for consideration of £38m.
This transaction gave rise to neither a gain nor a loss in the consolidated
accounts of Halifax plc.
The annual contribution to the group's results from this activity in previous
years was material. This activity was therefore reported as a separate business
segment to the date of transfer and regarded as a discontinued activity for
Halifax plc's accounts in the year to 31 December 2001.
Note 2 - Exceptional Items
Exceptional costs have been charged as follows:
6 months 6 months Year to
to 30.6.02 to 30.6.01 31.12.01
£m £m £m
Merger integration costs included within Operating expenses (38) - (42)
Tax effect 11 - 11
The merger integration costs cover the costs of integration and reorganisation
following the merger with Bank of Scotland Group in September 2001.
Note 3 - Provisions for Bad and Doubtful Debts
Provisions Specific General Total
£m £m £m
At 1 January 2002 416 222 638
Amounts written off during the period (79) (2) (81)
Charge for the period:
- provisions 89 4 93
- recoveries (4) - (4)
85 4 89
At 30 June 2002 422 224 646
Note 4 - Taxation
The effective rate of corporation tax for the half year ended 30 June 2002 is
29.2% (H1 2001 28.4%) compared to an actual corporation tax rate for the period
of 30% (H1 2001 and full year: 30%). The difference is principally due to a
release of prior year provisions partially offset by normal non-allowable
(page 6)
Note 5 - The Equitable Life Assurance Society
On 1 March 2001, the operating assets, sales force and unit linked and
non-profit business of The Equitable Life Assurance Society ('The Equitable')
were acquired by the Halifax Group plc group for £507m (including costs of
A fully collateralised loan facility of £251m was also granted by Halifax plc to
The Equitable of which £250m had been advanced.
On 11 January 2002, The Equitable's guaranteed annuity rate and non-guaranteed
annuity rate policy holders voted in favour of a scheme of arrangement to
compromise their respective claims against the with-profits fund. Following
Court approval, the scheme became effective on 8 February 2002. Under the terms
of the loan facility, as a result of the scheme having become effective before 1
March 2002, the requirement for The Equitable to repay the £250m loan was
waived. This amount has been accounted for as dividends payable to Halifax
Group plc.
Note 6 - Ordinary Dividends
Ordinary dividends reflected in the Profit and loss account comprise:
Notes 6 months to 6 months to Year to
30.6.02 30.6.01 31.12.01
£m £m £m
In the ordinary course of business 367 - 421
Following the transfer of the
majority of Treasury assets (a) 426 - -
Loan waived re The Equitable (b) 250 - -
_____ ____ ____
1,043 - 421
_____ ____ ____
(a) Dividend paid to transfer excess regulatory capital to HBOS plc to optimise Group capital efficiency,
following the transfer of the majority of Treasury assets to a fellow subsidiary undertaking of HBOS
(b) Dividend in specie to former intermediate parent undertaking (see note 5).
(page 7)
Consolidated Balance Sheet
As at 30 June 2002 As at 31 Dec 2001
(Unaudited) (Restated)*
£m £m
Cash and balances at central banks 162 233
Treasury bills and other eligible bills 114 3,566
Loans and advances to banks 12,358 8,467
Loans and advances to customers 129,391 121,008
Less: non-returnable finance (3,475) - Note 1
125,916 121,008
Debt securities 8,613 32,701
Other assets 3,203 5,496
______ ______
Total assets 150,366 171,471
______ ______
Deposits by banks and customers 125,788 121,237
Other liabilities 18,847 43,886
Equity minority interests 33 -
Shareholders' funds (including
non-equity interests):
Called up share capital
- Ordinary shares 487 487
- Preference shares 800 800
Other reserves 143 143
Profit and loss account 4,268 4,918
5,698 6,348
______ ______
Total liabilities 150,366 171,471
______ ______
*See Basis of Preparation
Note 1 - Loans and Advances to Customers
On 15 June 2002, Halifax plc securitised £3.5bn of residential mortgages as part
of its ongoing funding programme. This involved establishing a £10.1bn master
trust (Permanent Mortgage Trustees Limited). The beneficial interest in respect
of 34% of each of the mortgages was transferred to Permanent Funding No 1
Limited for £3.5bn. The financing for this arrangement was provided by
Permanent Financing No 1 Limited through the issue of mortgage backed bonds.
(page 8)
Reconciliation of Movements in Shareholders' Funds
Six months Year to
to 30 June 31 December
2002 2001 2001
(Unaudited) (Unaudited, (Restated)*
£m £m £m
Profit attributable to shareholders 417 414 798
Dividends (1,067) (24) (470)
(650) 390 328
Foreign currency translation difference
on subsidiary undertaking - (1) -
Net (reduction in)/addition to
shareholders' funds (650) 389 328
Opening shareholders' funds* 6,348 6,020 6,020
Closing shareholders' funds 5,698 6,409 6,348
*See Basis of Preparation
Basis of Preparation
In the current half year, Halifax plc has implemented FRS 19 'Deferred Tax'.
The cumulative impact on the taxation charge relating to previous years has been
recognised in the accounts as a prior period adjustment and comparative figures
for June 2001 and December 2001 have been restated. The effect of implementing
this new financial reporting standard has been to reduce the taxation charge by
£1m for the six months ended 30 June 2001 and £2m for the year to 31 December
2001; and to increase profit and loss account reserves at 1 January 2001, 30
June 2001 and 31 December 2001 by £15m, £1m and £2m, respectively.
For the six months ended 30 June 2001, the Intelligent Finance result of £72m
was categorised as an exceptional item within Operating expenses in the profit
and loss account, being substantially expenses incurred in setting up the
business. Since that date, Intelligent Finance has been treated as ongoing
business and the half year comparative has been brought into line with this
disclosure to aid comparability of the components of operating profit.
All other accounting policies remain unchanged from those stated in the 2001
Annual Report and Accounts.
No material changes to the accounting policies and practices of Halifax plc
arose as a consequence of the merger of Halifax Group plc and Bank of Scotland
Group on 10 September 2001. Certain changes were made to presentation, none of
which had a material effect.
(page 9)
Statutory Accounts
The financial information included in this announcement is unaudited and does
not constitute statutory accounts within the meaning of Section 240 of the
Companies Act 1985 ('the Act'). The statutory accounts of Halifax plc for the
year ended 31 December 2001 have been filed with the Registrar of Companies for
England and Wales. The Auditors have reported on those accounts; their report
was unqualified and did not contain a statement under Section 237 (2) or 237 (3)
of the Act.
(page 10)
Independent Review Report by KPMG Audit Plc to Halifax plc
We have been instructed by the Company to review the financial information set
out on pages 4 to 9 and we have read the other information contained in the
interim report and considered whether it contains any apparent misstatements or
material inconsistencies with the financial information.
Directors' responsibilities
The interim report, including the financial information contained therein, is
the responsibility of, and has been approved by, the Directors. The Directors
are responsible for preparing the interim report in accordance with the Listing
Rules of the Financial Services Authority which require that the accounting
policies and presentation applied to the interim figures should be consistent
with those applied in preparing the preceding annual accounts except where they
are to be changed in the next annual accounts in which case any changes, and the
reasons for them, are to be disclosed.
Review work performed
We conducted our review in accordance with guidance contained in Bulletin 1999/
4: Review of interim financial information issued by the Auditing Practices
Board for use in the United Kingdom. A review consists principally of making
enquiries of group management and applying analytical procedures to the
financial information and underlying financial data and, based thereon,
assessing whether the accounting policies and presentation have been
consistently applied unless otherwise disclosed. A review is substantially less
in scope than an audit performed in accordance with Auditing Standards and
therefore provides a lower level of assurance than an audit. Accordingly, we do
not express an audit opinion on the financial information.
Review conclusion
On the basis of our review, we are not aware of any material modifications that
should be made to the financial information as presented for the six months
ended 30 June 2002.
KPMG Audit Plc
Chartered Accountants
24 July 2002
(page 11)
A summary of this announcement will appear as an advertisement in the Financial
Times on 26 July 2002.
Timetable and Contacts
Timetable for preference dividends
31 July 2002 Ex-dividend date
2 August 2002 Record date
16 September 2002 Payment of preference share dividend
Investor Relations Charles Wycks
Director of Investor Relations
(020) 7905 9600
[email protected][email protected][email protected]
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subset: commoncrawl


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Taylor Gourmet now offers the quintessential Italian pastry: the Cannoli.
I wonder if it will be as good as the cannolis I had in NYC over the Thanksgiving weekend. Boy, they were good! Got some in Little Italy and a small, but very popular place in New Jersey. So, yummy!
Know if they're baking them on premises or just shipping them down from Philly?
If they are bringing them down from Philly, can you ask them to stop by and bring some Brown Betty cupcakes with them as well?


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Bollywood actress Anushka Sharma, who was in Macau recently, to attend the 14th International Indian Film Academy awards, suffered a wardrobe malfunction at the event.
According to recent reports, Anushka Sharma desperately wanted to see Madhuri Dixit perfroming live at IIFA. When she heard that Madhuri is about to perfrom on IIFA stage, she started running because of which her dress got ripped off.
Talking about the wardrobe malfunction, a source told a leading daily, "Anushka was draped in an expensive ivory-coloured gown from the house of Roberto Cavalli. She was interacting with the in-house video team post receiving her award, when she got to know about Mads' performance. She literally ran from the spot and got her dress caught in the process. The fabric tore on a screw that was jutting out."
The source also informed that the gown is in such a bad condition that Anushka can't even think of wearing it again.
We wonder what Madhuri Dixit has to say on this!


text:
Suffern-born actress Valerie Harper, best known for playing the zany Rhoda Morgenstern on "The Mary Tyler Moore Show" and the spin-off series "Rhoda," is receiving an outpouring of love and support today after revealing that she is battling terminal brain cancer.
The actress, who says she was diagnosed with the rare condition leptomeningeal carcinomatosis in January, might have just three months to live, doctors say.
Harper, a lung cancer survivor, tells People magazine she was initially "stunned" by the diagnosis. "And in the next minute I thought, 'This could draw more attention to cancer research,'"she said. "I think there's an opportunity to help people."
Ed Asner, Harper's costar on "The Mary Tyler Moore Show," released the following statement Wednesday:
"Valerie Harper is a century plan and I have come to know her much better in my ladder years and have every confidence in the world that she will shock the hell out of us and survive to keep functioning as the great talent and human that she is."
Larry King, one of the many stars to wish Harper well on Twitter, tweeted "I've known Valerie Harper for years- enjoyed intv'ing her & being in her company-wishing her strength & good thoughts."
Harper was born in Suffern in 1939, but she has been quoted as saying she considers herself a "Jersey Girl" after moving to New Jersey as a child.
Photo by Getty Images


text:
Republican National Committee's Health Insurance Plan Covered Abortion
The Republican National Committee's health plan with the insurance company Cigna has covered abortion since 1991, according to an investigation by the online news site Politico. Cigna's health coverage plan allows employers to opt out of coverage for specific items, but the RNC, which employs members of the Republican Party, did not opt out of abortion coverage. Politico broke this news story yesterday and noted that the Republican Party's own platform refers to abortion as "a fundamental assault on innocent human life." RNC's leader, Michael Steele, quickly responded in a statement promising they would opt out of abortion coverage from their health insurer. Politico's investigation comes on the heels of last weekend's vote on President Obama's health care reform plan. A bill finally passed the House of Representatives thanks to the inclusion of the Stupak-Pitts Amendment, which forbids federal subsidies for health insurance to be used to pay for plans with private insurance companies that cover abortion. When the House of Representatives voted on the Stupak-Pitts Amendment, 176 Republican representatives (all but one) voted in its favor. [Politico]


text: Show Hide image 14 July 2010 Glenda Jackson | Top 10 actors turned politician Double Oscar-winning actress turned long-serving Labour MP. Sign up for our weekly email * Glenda Jackson was born on Merseyside and studied acting at RADA in London. After qualifying, she debuted on the West End in Terence Rattigan's Separate Tables in 1957, before joining the Royal Shakespeare Company for four seasons. In 1969, she won an Oscar for her starring role in Women in Love, a controversial adaptation of the D.H. Lawrence novel. She famously shaved her head for the leading role in the BBC's 1971 drama Elizabeth R, while at the same time exploring comic roles in recurring appearances on the Morecambe and Wise show. Her second Oscar came for a comic role in 1973's A Touch of Class. Jackson retired from acting in 1992 to stand as the Labour candidate for Hampstead and Highgate. She was elected, becoming the first Labour candidate to win the seat since 1966. After the 1997 election, she was appointed as a junior minister in the Department of Transport with specific responisibility for London's transport network. She resigned this post to seek the Labour candidacy in the first election for the Mayor of London, but lost out to Frank Dobson, who in turn lost the mayoral election to independent candidate Ken Livingstone. After resigning her ministerial position, Jackson became a prominent back-bencher. She opposed top-up fees and the Iraq war, and was one of the first to call for an inquiry into the way the Iraq war was conducted. For the 2010 general election, the boundaries of her constituency were changed, and she won her seat with a majority of only 42, the second smallest of the night. Next: Fred Thompson Back to list Caroline Crampton is assistant editor of the New Statesman. She writes a weekly podcast column. Subscribe from just £1 per issue More


text:
Sorry, the book that you are looking for is not available right now.
We did a search for other books with a similar title, and found some results for you that may be helpful.
While researching her book Angel Medicine, Doreen began taking her workshop participants through a meditation so that they could experience a vicarious trip to an Atlantean healing temple. The results were so powerful that her audience began asking her to record the meditation.
The result is the Angel Medicine CD, which features a deep-clearing meditation designed to release stored emotional pain. Working with the archangels, you'll be able to cut etheric cords to challenging relationships, let go of past-life traumas and trouble-some vows of poverty or suffering, open your chakras, and much more!
By popular demand, this 2-CD set version of Angel Medicine was created to include Doreen's past-life regression to Atlantis healing meditation. This "Atlantis Therapy" clears away doubts and fears about your Divine life mission.
About The Author
Doreen Virtue, Ph.D., is a spiritual doctor of psychology and fourth-generation metaphysician who works with the angelic, elemental, and ascended master realms. She is the author of 22 books on mind-body-spirit themes, including Healing with the Angels, Divine Guidance, Angel Therapy, The Lightworker's Way, and Archangels & Ascended Masters. Dr. Virtue is the founder and former director of WomanKind Psychiatric Hospital at Cumberland Hall Hospital in Nashville, Tennessee, and she served as an administrator at Woodside Women's Hospital in the San Francisco Bay Area. Both all-women psychiatric hospitals specialized in treating women's psychological issues. Dr. Virtue also directed three outpatient psychiatric centers, including an adolescent drug & alcohol abuse center. Dr. Virtue has appeared on The Oprah Winfrey Show, CNN, Good Morning America, The View with Barbara Walters, Donny & Marie, Roseanne, and many others.
'Doreen Virtue is the undisputed queen of angel scene' The Bookseller 'A West Coast Goddess' - Saturday Telegraph Magazine
Audience: General
Format: Audio Product
Language: English
Number Of Pages: 2
Published: 1st January 2005
Country of Publication: US
Dimensions (cm): 12.4 x 14.4 x 1.1
Weight (kg): 0.11
Edition Number: 1
Edition Type: Unabridged


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Add Style with Graphic Fabric Insertions
We are so excited that Threads author, Pamela Ptak, made it to the Project Runway stage. In celebration of this accomplishment we wanted to share with you one of her past articles from the pages of Threads.
by Pamela Ptak
excepted from Threads issue #113, p.48
When I was studying couture sewing at Maison Sapho in New York City, I learned a wonderful technique for adding decorative motifs to a garment while maintaining the draping characteristics of the original fashion fabric. This method essentially replaces a specific area on one fabric with a second fabric that is cut on the same grain, so that the flow of the garment remains undisturbed by the seemingly incidental seams used to attach the second, insertion fabric. I recognized this as the perfect way to add visual excitement to simple garment styles, without adding any layers or bulk. This technique requires attention to fabric layout, marking, and cutting, and some basic hand-sewing, but it's otherwise almost suspiciously sensible. If you understand appliqué, then you'll have no trouble understanding couture insertions.
Hand- and machine-sewing work together
Although a couture insertion ends up replacing a portion of the background fabric, it starts out as an overlay applied to the right side of the background and stitched temporarily in place by hand. Once the insertion is anchored, you cut away the base fabric from behind it, and sew the seam that joins the insertion to the garment by machine. Careful clipping, pressing, and finishing of the seam allowances (use a hand-worked overcast stitch to minimize bulk and retain the fabrics' flexibility) complete the process, and yield a supple insertion with smooth, flat seams.
Match fabric characteristics for perfect results
A couture insertion can be created in straight grain or in bias clothes and can take on any shape you desire. It can be completely surrounded by another fabric, like an island, or open to the edge of the pattern piece on one or more sides, like a peninsula. The most difficult version of the insertion is a complex shape with corners and curves set into a bias garment.
As you plan your design, take note of any seam allowances you'll need to add, on both the background and insertion fabrics. Either mark them when tracing the patterns onto the fabric, or simply leave a margin (on insertions I prefer a width of 3⁄4 to 1 inch) around each insertion section. Avoid placing insertions much closer together than 1 inch or so; the background fabric—especially if it's cut on the bias—can lose stability if the insertions are spaced too tightly.
When selecting fabric for a garment with a couture insertion, you must be sure that the characteristics of the insertion fabric and background fabric match, even if they are not the exact same type of fabric. In particular, they must have similar easing behaviors, or the seams can pucker, either immediately or eventually. Further, it's essential that, when you arrange the pieces, the straight grain of the insertion be precisely aligned to that of the background fabric.
If you're interested in trying your hand at couture sewing, this is a wonderful technique to experiment with. It offers endless design options, and will exercise your hand- and machine-sewing skills.
Insertions can substitute for dart and seam shaping
A couture insertion doesn't have to be the exact shape of the flat background fabric it replaces. In fact, you can opt to incorporate dart or seam shaping into the insertion's seams. For instance, an insertion that covers the center front of
a bodice can be used to replace vertical darts, as long as the outside line of the insertion comes within approximately 1⁄2 inch of the apex of the bust. You'll need moderate patternmaking experience to make these changes, since you'll be pivoting
and then deleting darts. Here's an example.
Trapezoidal insertion on dress front
Trace the insertion pattern onto the dress front pattern, aligning the insertion upper edge with the bust apex. Pivot the lower points of the vertical darts toward the center front, so that the dart foldlines lie exactly on top of the sides of the trapezoid. The outer dart legs represent the seamline for the garment piece; the inner legs represent the seamline for the insertion piece. You may gently soften these lines to create a smoother transition; once sewn and on the body, the insertion seams will give the illusion of being straight.
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Comments (9)
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I wonder if Pamela Ptak has written any books?
Thanks so much for posting this article!
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Toronto Star reporter Daniel Dale has served Mayor Rob Ford with a libel notice over comments the mayor made during a televised interview earlier this week.
Mr. Dale published a statement on the Star's website Thursday saying he served the notice against both the mayor and Vision TV – which aired the broadcast – as the first step of a defamation lawsuit. He's asking the mayor to retract the "false insinuation that I am a pedophile," his statement read.
"It had become clear to me that, if I had done nothing, the mayor would make his smears some sort of political talking point," Mr. Dale wrote. "His comments to [Conrad] Black were no one-time slip; they seemed to be the first shots in a bewildering campaign against my good name."
A process server delivered the legal document to the mayor inside his office at City Hall at about 5:30 p.m. The lawyer for Mr. Dale, Iris Fischer, said her client now has three months to serve a statement of claim.
Star editor Michael Cooke told The Globe Thursday that Mr. Dale has the full support of the newspaper – including with legal costs – in suing the mayor. "It's the worst thing you can say about a man," Mr. Cooke said.
During the Monday night interview with Conrad Black that aired on Vision TV, Mr. Ford described a May, 2012, incident where he confronted Mr. Dale in a public space behind the mayor's house.
"He's taking photos of little kids," Mr. Ford told Mr. Black in the interview. "I don't want to say that word, but you start thinking 'What's this guy all about.'" On Tuesday, when urged by councillors to apologize, Mayor Ford told reporters he stood by his words.
In an interview Tuesday, Mr. Dale called the mayor's account of the May incident "categorically false."
"I was there to research a story about a mayor making a rare request to buy public land," he told The Globe. "His kids were nowhere in sight. I saw no children. More importantly, after I offered to let police go through the phone, they saw no pictures whatsoever from that night."
The libel notice itself describes Mr. Ford's comments as "vicious libel of Mr. Dale. In its plain and ordinary meaning, Rob Ford is calling Mr. Dale a paedophile."
The document goes on to demand both ZoomerMedia (which owns Vision TV) and Mr. Ford "apologize to Mr. Dale – publicly, abjectly, unreservedly and completely – if they wish to even begin to undo the harm caused by the broadcast of Mr. Ford's outrageous statements."
In a statement posted on its radio station's website on Friday, ZoomerMedia said it would not comment until officials seek legal advice.
"As there is now the threat of legal action, ZoomerMedia will not be making a statement until such time as we can consult with our attorneys to consider the allegations and determine next steps."
Mr. Black said Mr. Dale was on thin ice with the action.
"If the Star goes to court with this turkey, they'll be killed," he said in an email to the Canadian Press late Thursday. "They raised the pedophilia question; Ford didn't."
Mr. Black declined to discuss the matter further or elaborate on previous comments that Mr. Dale might have a case because it was now a legal action.
Mayor Ford left his office about an hour after being served, and did not stop to talk to reporters.
The mayor's brother Councillor Doug Ford told reporters he doesn't think Mr. Dale has grounds to sue. "He didn't say anything," he told reporters. "He can sue people all day long. Can they stand up in court? No. My personal opinion."
He went on to describe Mr. Dale's actions as "reckless," saying "You can't be going into some guy's backyard, especially the mayor's backyard, have the seniors that live beside him come over and say 'there is some guy standing on whatever, over your fence taking pictures.' That's what they told Rob."
With reports from Marcus Gee, Jill Mahoney and The Canadian PressReport Typo/Error
Follow us on Twitter: @annhui, @lizchurchto


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2/20/12 11:26pm - NONPROFITS
I had the pleasure of attending the Congress School Meet and Greet last Thursday evening. The intention of the event was to get residents of east hills familiar with this great neighborhood school and all it has to offer to both current and future students. The event was a success with a great turnout that included many east hills residents, business owners, Mayor Heartwell, and even a handful of former Congress School students.
Though it had been a while since I had been in an elementary school, I had never been in one as colorful, warm, and creative as the hallways of Congress displayed to me right upon my first steps inside. Student artwork covered the walls and the lockers were painted a rich turquoise with decorative nametags distinguishing each student's locker from the other. What particularly caught my eye was the repetitive emphasis on the importance of reading, self-confidence, respect, and kindness. This was shown not only by the hanging of motivational posters and artworks, but also by the displays of students' artworks and writings for all to see and read.
Congress principal Bridget Cheney welcomed the attendees and myself with warmth and kindness as we all settled in the library. Congress's vibrant library displayed various children's books up for grabs during a yearly book-fair event (hey, I remember those!) and included a vast selection of library books as well. Again, the emphasis on reading was clearly shown in a fun and interactive way that would inspire both children and adults.
Before Cheney started the tour, she expressed her gratitude for the event and her goals and aspirations for the school. The tour followed, and as I walked the 1st, 2nd, and 3rd floors of the pre-kindergarten through fifth grade elementary school, I was impressed to see the themes of art, color, and reading continue throughout the entirety of the building. Each classroom I entered, whether one for kindergarteners or fifth graders, was decorated accordingly and embellished with bright colors. The bottom floor of the school revealed a large gymnasium with two basketball hoops and a stage decked out with a green curtain.
I was extremely inspired and impressed after leaving the Congress Elementary School Meet and Greet. Seeing and experiencing such a wonderful school right in the center of a neighborhood I live in and love made me even more excited and thankful to be a part of it.
In case you missed the event, here are a few "fast facts" about what Congress Elementary School has to offer:
- We believe in educating the whole child.
- We believe to celebrate diversity; we much first know the child's individuality.
- We are fortunate enough to have 57 Schools of Hope Tutors and 48 Kids Hope mentors who meet with our students once per week to assist in attainment of students' academic and social goals.
- Our English Language Learner after-school program is attended by 29 students and is at full capacity.
- Congress was a finalist in the Meijer Good Schools Grant competition last school year (ranking 3rd out of 10 schools)!
If you are interested in volunteering or finding out what you can do to support Congress Elementary School, please contact Claire Fisher at: [email protected].
East Hills loves Congress!
East Hills Council of Neighbors is a catalyst for neighborhood revitalization through effective, grassroots community organizing. For over twenty-five years the organization has worked on crime prevention, community building, and home ownership initiatives. While these activities continue, the need for a greater level of redevelopment is also being addressed. Extensive work on Wealthy Street, the corner of Lake and Diamond, and 920 Cherry have been the result of long term grassroots organizing. East Hills has always reached beyond the status quo to address the needs of the community as a whole, and to diligently create and maintain a diverse, safe and sustainable community in which everyone can live, work, shop and play.
Comments, like all content, are held to The Rapidian standards of civility and open identity as outlined in our Terms of Use and Values Statement. We reserve the right to remove any content that does not hold to these standards.


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Dog Veterinary
Ask a Dog Vet and Get Answers to Your Dog Health Questions
This is Dr. Christian. Welcome to JustAnswer. Heartworms are spread by mosquitoes. A mosquito must bite a infected dog. The heartworm then develops in the mosquito for a while before it bites another dog and then gives that dog heartworms. As long as your other two dogs are on monthly heartworm preventive they will be safe. Treatment for heartworms involves a series of injection over the course of a month (usually 3 injections, two 24 hours apart then another a month later). If you have more questions please reply back. Here's a link with more about heartworms:


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FNB Private Life
by: Snapplify • 10
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by: Snapplify • 10
Welcome to Private Life - FNB Private Clients' Smart Tablet Application. This is a place where readers enjoy intelligent, inquiring and spirited insights to modern living, with an insightful look into financial wellbeing.
What is Private Life?
Private Life is a digital lifestyle and financial magazine independently written for the wealthy clients of FNB's wealth management and private banking business, FNB Private Clients. Always taking an interesting angle, the digital magazine covers the arts, style, food, wine, sport, travel and of course personal finance. The Private Life editorial brief is for incisive prose, spirited writing and bold design. It's about life in general and making the most of your valuable time off; from sport to museums, hotels to philanthropy, choosing whisky, to going green. The digital magazine features shorter pieces and delivers insights into the pleasures and potential of modern living. Bespoke editorial and photography is individually commissioned for each issue, making Private Life a dynamic new environment for readers and advertisers alike.
This independent magazine is compiled by a reputable publisher and editorial team. Bespoke editorial and photography is independently commissioned for each issue, making private Life a dynamic new environment for readers and advertisers alike. This smart tablet application will also serve as a platform to bring clients limited rewards and benefits, as well as relevant advertisements.
What is the circulation?
Private Life is digitally distributed exclusively to the FNB Private Clients customer base via this Private Life Smart Tablet Application. These are successful, respected, busy, affluent and discerning South Africans. Some have attained the pinnacle of accomplishment in their careers leading their own companies or family formed businesses, or finding themselves in position of CEO, MD or director of some of South Africa's top listed businesses. Finding themselves in influential circles, these individuals are thought leaders in their own right and for this reason prize ideas and new experiences to add meaning and value to their already rich and varied lifestyles. They have seen the best in the world and look for meaning and value in everything. Around a third is retired. Others are fast moving up the income and personal wealth ladder.
What differentiates Private Life?
Find a bold format and incisive writing. Conversations with South Africa's eminent social, business and economic leaders are intimate and intellectual. The editorial and rationale behind Private Life is bespoke, engaging, informing, entertaining and stimulating. Private Life is never boring.
What if I am not an FNB Private Clients customer?
Private Life - FNB Private Clients' Smart Application is only available to FNB Private Clients customers and is complimentary allowing them access to topical prose. Based in South Africa FNB Private Clients, the private banking and wealth management division of FNB, look after the wealth of clients earning ± R1 Million personal income p.a and/or investable assets in excess of R3 million. Should you wish to find out how to become a client contact FNB Private Clients on firstname.lastname@example.com or visit www.fnb.co.za/private clients
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TEL AVIV (Oct. 9)
A group of 350 American-Jewish community leaders arrived here yesterday on the United Jewish Appeal's 15th annual study mission headed by the UJA's general chairman, Edward Ginsberg, of Cleveland. The group will spend two weeks in Israel and will be briefed by the Prime Minister and Deputy Prime Minister, the Minister of Defense and the Foreign Minister. The group flew to Sharm el-Sheikh to view the military base safeguarding Israeli access to the Red Sea.


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Looks like Sierra Vista Apartments is no longer available on Rent.com which means this information is likely out of date.
Contact for details
Spacious, custom duplexes at apartment prices. Located in the heart of Midlothian where you will find all the pleasures of home. Fenced backyards and nice country setting. The Leasing Office is located at Ridgeway Village Apartments at 100 E. Ridgeway Dr., Midlothian
Lease Terms: 9, 12 & 13 months. Pet Policy: 2 pets maximum , $150 refundable pet deposit, $150 non-refundable pet fee, and $10 monthly pet rent Restricted Breeds: Pit Bulls
Cats Allowed. Dogs Allowed. Call for service animal policy.
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Update 2010: How to Move WordPress to a Different Server and Web Address
The following video demonstrates how to move your WordPress blog from one server to another and change the web address. This is an updated video from one I did a few years ago here. This video addresses the issue of changing the web address in the database where that information is entered as serialized data. To learn more about serialized data in WordPress, just use Google, but in short, if you use a text editor to do a search & replace of the url in the database dump–like I demo in the old video–then you will have problems with text widgets not coming over and you may have problems with values in some of your plugins. Using the procedure demonstrated in this new video should solve those problems, thanks in large part to the script provided at Spectacu.la. Download that script here for use as demonstrated in the video below.


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Each month, Rated People connects over 50,000 homeowners with quality tradesmen - simply enter your job details in the form above to get started.
We'll match your job to the relevant tradesmen in your area - those interested will pay to see your contact details and call you to quote.
As each tradesman expresses interest in quoting on your job, we'll send you their profile and ratings to help you choose the right one for you.
After the work is complete, return to the site and rate your tradesman based on their quality of work, reliability and value for money.
Added 20/03/2012
approx 20sq m tiling in bathroom. f
Added 14/12/2010
I have 2 toilets that require splash backs 10 marble tiles bought but won't need them all
Added 14/06/2008
We have removed the carpet and grips. The concrete floor looks pretty level. There are no obstacles...
Added 04/03/2008
remove all tiles around sink and cooker and replace with new
I rarely leave feedback on these forums, but these guys really deserve it. Our kitchen tiling and painting was done to an excellent standard. Our decorator put dust sheets on everything, taped up areas so nothing was painted that shouldn't have been. He hoovered, and placed everything back that he'd moved at the end of each day. He even sent us photos of progress! Would highly recommend and be happy to ask them to come back in the future. Thank you!
Sisi Property Ltd came to tile my shower at the drop of hat. First impressions were that they seemed a little slow, it quickly became apparent that they were in fact perfectionists.The end result was genuinely outstanding and I am delighted with their work. True craftsmen.They took their time because they were meticulous; not slow.The job manager was excellent, polite and friendly; and while the tilers were brilliant, I'd suggest John learns 'hello', 'thank you' and how to crack a smile though ;)
I highly recommend these guys first class work and an excellent team. On time as promised and very respectful in all ways.
Managing your job is easier with the Rated People Homes App, download it today.


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10 comments
infection. Where's Cybersharque to give us more info?
That's amazing – or maybe there's a big pus-magnet somewhere off camera
i dont like to get into patches of "those, them, it". i prefer one of "those, them, it" unless i know what it is. nice pic though
Am I the only one who figures that they held the camera sideways and THAT'S why the pus appears to be just flowing to the side like that?
OK-now how about getting to work on the rest of them on your elbow area? Dude, scrub more and take baths. Go see a specialist. It made me think of Strawberry Fields Forever, in place of Greenberry Zits Forever. How can you stand to leave them on your elbow?
That has to be some skin disease or chronic condition, don't you think? Poor guy.
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Come and meet me at Petsmart Kildeer (corner of Route 12 and Quentin). There is generally a volunteer on Saturdays and Sundays from 11am to 2pm that can let you in to meet us.
If you have a completed adoption application, please feel free to scan it and email it to firstname.lastname@example.com with the subject line: Petsmart Kildeer Application. Adoptions are by appointment only.
Thank You!
Your message has been sent to Save-A-Pet.
You'll receive a copy, too, at to help you keep track of which pets you've inquired about, and which shelters and rescues you've emailed.
NOTE: Some shelters have physical locations you can visit; some of these shelters may only have pets for a limited time, so please do not wait for a reply—just go visit the shelter! Other organizations are rescue groups run by busy volunteers who may take a while to reply. You can find information about the shelter or rescue group caring for this pet, and their adoption procedures, on the pet's details page on Adopt-a-Pet.com.


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… Looking to use social media to power your business? Smart play. Collectively, platforms such as Facebook, Twitter, Instagram, YouTube and Pinterest have billions of users. But which social network is best for you, and your brand? Just because a channel is popular doesn't necessarily make it the right choice for your products and services…


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'Bad boy' roles give Arcangeli a prosperous career
You name the anti-leading man role, and chances are Domiziano Arcangeli has played it. It might not seem so out of the ordinary, until you consider that many of his films have been noted for their erotic undertones, which, according to him, serve as a form of rebellion. In his glory days, he admittedly had a passion for causing controversy, the seed undoubtedly being planted after being discovered by famed photographer Helmut Newton at the tender age of 12. What followed was a series of photo shoots that weren't exactly received well by the general populous, given the age of the subject.
Nevertheless, his modeling career took off to such a degree that a mere year later, when most of his friends were still in middle school, he was traveling the world as an international model. After being screen tested by renowned directors Federico Fellini and Michelangelo Antonioni, his focus shifted to film and television. Three decades and 145 titles later, he's expanded his horizons to include the titles of producer, director, writer, and now CEO of Empire Films.
On the personal side, he recently took on an entirely different role — that of a father to fraternal twin boys, Skylar and Thor-Lyndon, who were born in 2011. It's a new chapter in his life, one that has led him to hang the R.I.P. sign over his former life as a bad boy and embrace a more peaceful existence … least behind the camera. On screen, he'd still choose to play the villain over the hero every time.
Question: Your credits don't exactly conform to the Hollywood mainstream. What draws you to these atypical roles?
Answer: When I really became involved with acting, I was really drawn much more to the insightful, if you would, role. Those ones turned out to be always the unusual ones — the antagonists or the villains or the complex. I just pick those sometimes in favor of others I could play. I'm an actor. I think I should be doing everything and I've tried to really broaden my range as much as possible, but truly, it comes back to me a lot. Even if I play a lead, which is not often — I mean I play a co-lead and an antagonist often— but when I play the lead, I don't want to say they are anti-Hollywood because that's not true. But anti-classic leading man part. Anti-establishment, if you would.
Q: So are these bad boy roles a reflection of who you are as a person?
A: I have been a bad boy. I don't say that to justify myself, but I had a very somewhat turbulent childhood. So, I was angry at some point. Now, I'm not: I'm much different. I've aged well, I hope, with a lot of inner peace. I wouldn't say I'm a bad boy today. I'm just a man. I have two sons and I'm very much more stable and very sort of private because of this. I don't do anything so extravagant or nothing like the characters I play. I just save those moments for the screen.
Q: Has fatherhood influenced the kind of roles you play or don't play?
A: There hasn't been a role I haven't wanted to play. I said no only to bad directors, to tell you the truth. Maybe it's a little more of a European's take on films. I am an American's citizen and am a very proud (one). I grew up sort of watching European films — Fellini and other directors. They had an extreme influence on me. Those were the guys I looked at as mentors and I was really learning as an actor. The director is the most important part of the selection. They can offer you some bizarre controversial story, but if there is a great director attached, you know it's going to be something really sort of exciting to work in.
Q: You described Fellini's cinema as being dreamy, personal and visionary — do you feel that horror movies can capture those dynamic, artistic elements?
A: There are in some, definitely. There is more of that possibility because (in) those films the material is obviously dreamy. It has to be visionary otherwise it wouldn't be a cult film.
Q: What is it about this genre that you enjoy so much?
A: It's very thrilling — it's also a moment of having these very complex characters. It is fun. The exploitation value is what it is and you just accept it as a thrill ride. With special effects and CGI, it's fun to watch. There are some psychological ones less exploitative that are again, much more realistic than what people may think at first sight. I am surprised to hear about all this hate and violence between human beings. I feel like in horror films and cult films there's quite a stylized impression of society and I find sometimes that the genre, because of its shock value, has revolutionized film making.
Q: So is life imitating art or is art imitating life?
A: I think art is imitating life. I think it's always been like that, whether we want to really be honest or not. I wish I could say the opposite, but honestly, I think it's hard. And again, we're talking about art, not garbage. When we're talking about a great movie or a great work of art, a real cult, then it's an expression of the human mind — senses that were disturbed. We cannot hide that.
Q: That being said, given the chance to play the hero or the villain, which one would you choose?
A: The villain. Just because I know I can do a much better, more convincing job. I try to be realistic. I would have chosen a hero years ago…maybe. I think if you are aware of who you are, you're most likely to have longevity in this business. If you're trying to grasp onto an image that you're not ... a good idea. And also, quite honestly, I think the villains have a much more complex dynamic. It's so much more fun.


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HOUSTON - An alleged drunk driver was arrested and charged in a deadly wrong-way crash on the Katy Freeway near Memorial Park early Tuesday morning.
Michael Etheridge was headed home with two friends. One was in the front seat and 20-year-old Claudia Ontiveros was in the back.
Etheridge told Local 2 he was on I-10 near T.C. Jester Boulevard when he thought something looked out of place.
"I was in the middle lane and all of a sudden I see headlights coming from the wrong way. I thought it was a reflection and all of the sudden we get hit and start spinning around," Etheridge explained.
Ontiveros, who was in the back seat, initially survived the crash, but later died at Memorial Hermann Northwest Hospital.
"She's my only daughter. I'm a single parent with three sons. I don't, I wouldn't wish this upon anybody. She was my helper, she was my baby," said her mother, Claudia Rodriguez.
She said her daughter had big plans. She wanted to join the Army, and use her pay to help buy a home for her mother and three brothers.
Family members gathered to lend each other support. Ontiveros' aunt says the hardest part is knowing how her niece died.
"Young woman, 20 years old, for someone to have done that, very irresponsible. In my opinion needs to be harder laws on people like that," said the victim's aunt, Monica Ontiveros.
The wrong-way driver, identified as 26-year-old Brittini Kressin, kept going down the freeway until she arrived near Washington Avenue where she finally stopped.
Officials said Kressin did not have her headlights on and a man on a motorcycle hit her head-on.
He was thrown from his bike and suffered a broken leg.
Houston police said Kressin got on the freeway going in the wrong direction at North Durham Drive. She was headed west in the eastbound lanes at the time of the crash.
Police told Local 2, Kressin did not realize she as going the wrong way when she was taken into custody.
"We're so sorry. I can't imagine what these people are going through," said Kressin's' grandmother, Sylvia Warfield.
Warfield told Local 2 that she wanted to apologize to Ontiveros' family.
Warfield said, "My heart, my heart goes out to this family. Believe me, it does. And I know Brittini, she's going to be devastated about it too. We've prayed and we've prayed for the family this morning when I was at my bible class."
Police said Kressin was transported to Memorial Hermann Hospital for minor injuries. She was taken into custody and then to jail after exhibiting signs of being intoxicated.
An online profile shows Kressin mixing what appeared to be a drink. Kressin's grandmother said to her knowledge, her grandaughter had not had an alcoholic drink in a long time.
Warfield said, "That's all I ask is for them to forgive us because I know Brittini didn't mean for this to happen. She'd have never have done it."
Brittini Kressin has been charged with intoxication manslaughter, but Claudia Rodriguez takes no comfort from that.
"I can't bring my daughter back by giving this lady time. Whatever. I just let it be and let God do what he has to do. I'm out of faith, I'm out of words, I'm upset," Rodriguez said.
Copyright 2013 by Click2Houston.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Try it yourself. Use a ruler, a pencil, and a sheet of paper and imitate the trajectory of the sliding ladder.
Do you see that the center point of the ladder behaves as curve c) indicates it?
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What has Social Media provided for athletes? For some it has assisted with their career and for others it's had a detrimental effect. The positives and negatives all relate and impact on the athlete's 'Personal Branding'. The growth of social media has changed the way professional athletes develop their personal brand. This aspect of their career is exceptionally important as it affects their marketability, popularity and sponsorship/endorsement opportunities.
Catalyst Public Relations published a study which found that sports fans are 55% more likely to purchase a particular brand that their favourite athlete, whom they are following mentions it on Facebook or Twitter
Jeremy Lin, NBA point guard of the Houston Rockets is a prime example of an athlete who has effectively managed his brand since he shot to stardom after an impressive run of performances for the New York Knicks. In the mecca of basketball, New York City, Lin's sudden rise won him thousands and thousands of fans worldwide and the 'LINSANITY' craze caught on.
During the NBA playoffs Jeremy Lin hosted 'Fan Appreciation Week' using different social media platforms, giving him the opportunity to give back to his fans that have supported him throughout his career. A simple gesture which goes a long way in maintaining and building his popularity.
Facebook Q&A
Monday started with the Facebook Q&A, which featured 18,424 Likes, 124 Shares and 5605 Comments. As Jeremy Lin is of Taiwanese descent he has a large following of fans around Asia. To capitalise on this he has an English and Chinese Facebook page which reaches both fan bases. Unfortunately Lin wasn't able to respond to all comments, but seemed to answer as many as he could during the time.
The Q&A was a simple and effective way for Lin to reach and engage with his fans while giving his followers the opportunity to ask any question, within reason and be answered. Questions ranged from obscure ones like "Chuck Norris VS Liam Neeson in a fight ….. Who wins?" to "Funniest guy in the Rockets?
Rockets Artwork Contest
This was the first contest of the 'Appreciation Week', which involved Twitter. Followers were required to send in any Rockets artwork they had created with five followers chosen to win a signed 'Linsanity Movie Poster'.
Check out my @JLin7 "From Underdog to Legend" @LinsanityMovie Artwork! #JLartwork (Photo) From Palo Alto to Houston! pic.twitter.com/f2lAL1lqUu
— Ishaan Mishra (@NBA_Wallpapers_) June 4, 2013
This contest also had a dual purpose. Not only did it promote fans to interact with Lin, it also created an avenue to promote the upcoming 'Linsanity Movie'. We have also seen this occur in posts from Teams such as the Golden State Warriors, where they promoted sponsors while engaging and interacting with their fans, providing the ever present dual purpose of social media. As we can see from the Topsy.com graph below the @JLin7 handle was mentioned 941 times during the day two contest.
Instagram Impersonation Contest
Let the impersonations begin! Day 3 featured a Rockets impersonation contest via Instagram.
SINA Weibo Q&A
Lin hosted another Q&A, this time on the Chinese micro blogging site SINA Weibo. It was evident that Lin made a major effort to maintain his global appeal especially in Asia. In 2012 Lin returned to Taiwan to participate and instruct a local youth basketball camp with the assistance of NBA player David Lee – making good on a promise he made earlier in the year.
Multiple Choice Quiz via Facebook
We are back on Facebook for the final day of 'Appreciation Week' and the fans have to answer a Multiple Choice Quiz and the first person to answer them all right wins a signed pair of shoes.
While this post received 7518 Likes, 137 Shares and 629 Comments, it didn't experience the same success as the Day 1 Q&A. Besides the dilemma of going through the comments to find the winners of the competition (Lin mentioned he got a headache looking through the submissions), the quiz format would only reach those who waited for the post, thus limiting it's reach. When social media competitions prompt followers to be the first to answer or post you are neglecting your casual followers who aren't constantly connected. Having a competition which allows followers to post a simple entry such as the Twitter art work and Instagram impersonation you are now allowing the majority of your followers to participate.
Looking over the events of 'Appreciation Week', Lin has proved how simple it is using social media to interact with his fans and in the process thank them for their support. The 'LINSANITY' craze may have been lighting in a bottle with Lin's move to Houston but through the use of simple and effective competitions and the continual interaction on a regular basis, Lin has be able maintained his popularity globally. The great use of social media combined with regular visits and accommodating his Asian fan base has in turn increased his marketability and improved his chances of garnering endorsements.
Lin's Volvo Commercial
Lin heads out for some 'street-ball' with David Lee
Athletes in many sports worldwide have a short career span. What social media has provided is another avenue off the field or court to develop an athlete's brand. It has also allowed middle tier players in many leagues to increase their popularity with their personality and social media savvy competitions to increase their name recognition to heights only reserved for the superstars.
Have a read of the 'Social Media Guidelines' post, which outlines what athletes need to consider when posting to maintain a positive image.
What other athletes do you feel have done a great job in maintaining their personal brand through Social Media? We would love to hear your thoughts.
Lin takes part in #HerosHangout on Google+
Lin also recently took part in a Google Hangout as a part of the Veteran's United channel, where he discussed life as an NBA player and conversed with military heroes from across the US.


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Stem cell drive for Matt Johnson
A stem cell drive is Tuesday from 11 a.m. to 6 p.m. and Wednesday from 10 a.m. to 2:30 p.m. at Friday Harbor Presbyterian Church for Matt Johnson, a 1992 graduate of Friday Harbor High School who has been diagnosed with Myelodysplastic Syndrome.
This very rare blood disease is a precursor to Acute Myeloid Leukemia. Johnsons only hope for a cure is a stem cell transplant.
Johnson and his wife, Jackie (formerly Jackie King), also a Friday Harbor High School graduate, and their four children live in Lake Stevens, where Johnson is an electrical contractor.
Their children are Dustin, 7; Tesa, 4; and twin girls Taylor and Jordyn, 15 months.
Johnsons MDS is an aggressive form and its critical that he find a match immediately.
To determine if youre a match, you offer a simple saliva sample. Potential donors will be listed in the National Bone Marrow Registry, which also lists possible stem cell donors.
The cost of the test is $25, but the cost will be taken care of by Johnsons families if someone cannot afford to pay.
For more information on how you can help, visit http://www.psbc.org. Or call Margaret Johnson, 472-0123; or Greg King, 378-2151.
The King and Johnson families appreciate the communitys efforts.


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The abundance of sunlight in California — paired with technological advances in converting that sunlight to energy — has fostered solar projects throughout the state.
Grower-shippers whose cooling and packing operations require massive amounts of electricity have been among the pioneers in making the switch.
California is home to more than 60% of the nation's solar energy projects, said Nader Yarpezeshkan, director of business development for Cenergy Power, a division of BAP Power Corp., Carlsbad, Calif.
Other states in which grower-shippers have strongly embraced solar power include New Jersey, Florida and Georgia, he said.
For Cenergy, serving agricultural customers gets the highest priority.
"We're doing so well with growers that we've established the new Cenergy headquarters in Merced (Calif.)," Yarpezeshkan said.
The recession actually helped increase business in 2010 for Cenergy.
"People had to eat, and the weak dollar helped to increase exports," Yarpezeshkan said. "As a result, agriculture was well positioned to take advantage of energy projects."
There is a caution flag waving in the California breeze, however.
First, the state's incentive funds are distributed on a first-come, first-served basis. The sooner a grower-shipper installs a solar system, the better chance he has of receiving a state rebate. The second issue is the state's multibillion dollar deficit could end California incentives when the fiscal 2012 budget is put in place this fall, Yarpezeshkan said.
Federal solar incentive programs remain in force, however.
"The federal tax grant was extended for another year," Yarpezeshkan said. "It amounts to about 30% of the gross initial cost, and the customer gets that money in a check from the government."
Other federal government incentives for installing solar energy systems include a 30% tax credit and 100% accelerated depreciation in 2011, he said.
Three San Joaquin Valley grower-shippers are the newest members of the Cenergy-installed solar family. A dedication was scheduled for Jan 26 for the new system at Wasco, Calif.-based Primex Farms LLC.
Del Mar Farms, Westley, Calif., turned the switch on its solar project in November, a year after The Nickel Family LLC installed a solar system at its Kern County headquarters for Rio Bravo Ranch.
The annual output of the recently-finished solar array at J. Marchini Farms, Le Grand, Calif., is estimated at more than 830,000 kilowatt hours, Yarpezeshkan said.
Cenergy does not have a monopoly in California.
Among the grower-shippers who had solar energy systems installed recently by other firms are Castle Rock Vineyards, Delano, Calif., and Wonderful Pistachios, Lost Hills, Calif. Giumarra Vineyards Corp., Bakersfield, Calif., has announced plans to install a photovoltaic solar and co-generation facility.
In addition to reducing energy costs, the rebates and tax incentives help most fresh produce customers recapture their investments within five years, Yarpezeshkan said.
Several banks have financing and lease programs for solar projects, he said, but that most grower-shippers lean toward buying the systems.
"Agriculture in general has a strong ownership culture, so we've seen more purchases," Yarpezeshkan said.
Despite California's fiscal woes, Cenergy anticipates a busy 2011, Yarpezeshkan said.


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Warmth through the Winter
Send a beautiful eCard
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Lifesaving winter gear
When cold weather sets in after a catastrophe, protection from the elements can mean the difference between life and death, especially for families who have lost everything. The IRC distributes lifesaving emergency winter kits filled with warm blankets, coats and boots, protective sheeting and other critical winter gear to Syrian refugees and other families uprooted by crisis. $114 can help a family in desperate need survive the harsh winter.
Why they'll love a Rescue Gift
" I like being able to donate in my parents' name for birthdays, Christmas, Mother's and Father's Day. And they like knowing their gifts mean something."
- JessB, posted on GreatNonprofits.org
How your gift can help the IRC make a difference
Honor Loved Ones
Give HopeA Year of School $58
- Give ComfortPropane Stove
- Give Shelter


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Liza Rose by Erica Jackofsky (Fiddle Knits)
Welcome! You are browsing as a guestWould you like to see 62 projects made from this pattern and much more? create a free account What am I missing?
© eleanor-d
© Rick Jackofsky
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© Rick Jackofsky
© Rick Jackofsky
Liza Rose
This pattern is available as a free Ravelry download
I am one of those hopeless romantic types that loves to put on music, close my eyes, and get lost in a daydream. This scarflette, with it's waving lacework and ribbons, is a perfect embodiment of one those dreams. My intention when designing Liza Rose was to encourage the wearer to feel immersed in their own romantic daydream. Knit it, wear it, and take a little happiness with you wherever you go.
For more information, see: http://www.fiddleknits.com/liza_rose_scarflet.html


text: Seller: cellarmaster-wines (2,732) 100%, Location: Sydney, NSW, Ships to: AU, Item: 131992777360 ADD TO FAVOURITES 13.75 From $10.75 a bottle Famous Regional White Wines x12 featuring Chardonnay, Riesling and More Was $185.88 Now $99.0 Save $86.88 DG03W Includes wines from Gemtree, David Lowe, Vasarelli and more Elegant dinner party whites dozen with styles to impress your guests The Cellarmasters official eBay store Buy Australian & International wines We delivery to your door Home or office, Australia-wide 100% Secure online shopping Pay to a verified Paypal © 2016 Cellarmaster Wines Pty Limited. All rights reserved. Liquor Licensing Act 1997. It is against the law to sell or supply alcohol to, or to obtain alcohol on behalf of, a person under the age of 18 years. This web site is operated by Cellarmaster Wines Pty Limited. ABN 950 767 279 49. Licence Number: 51205679.


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by Aaron Brom
The Albertville City Council voted 3-2 to combine the city administrator/engineer/public works director position expected to be offered to staffer Adam Nafstad.
Interim administrator Bob Thistle later said the Springstead consulting company — hired to develop an administrator job description — made two job descriptions, one for a traditional administrator and one for a combined position.
City engineer/public works director Nafstad began his job with the city full time in April following his work as a consulting engineer. Former city administrator Larry Kruse's position was terminated shortly after Nafstad took the job, and some on the council expressed favoring Nafstad for the administrator job as well.
Thistle said the next step is to refer the council's vote to the personnel committee.
"The committee will be revising a job description, come back with a pay scale and also some work programs and a process for doing some mentoring with (Nafstad) to make the transition to this position," Thistle said.
He said there would be a contract drawn up to the personnel committee between the city and Nafstad "that will be reviewed by the council, and if adopted, would be the process that would officially appoint him."
There would be a timeline for when that transition would take place, and provisions for a transition that is part of the personnel committee decision.
A recommendation will come from the personnel committee to the council, then the council would accept it or not and modify it.
Mayor Mark Meehan and councilors Jillian Hendrickson and John Vetsch — the same majority that voted to terminate Kruse — voted to combine the administrator/engineer/public works position.
Voting against the recommendation, councilor Larry Sorensen noted his vote wasn't against Nafstad so much as voting against the process. Sorensen has said he prefers going through an interview process for the administrator candidates.
In other matters, the council directed staff to submit a preliminary budget for the Tuesday, Sept. 4, council meeting with a recommended 2 percent levy increase. The council is expected to approve the budget Sept. 4, which is the last date it can do before being required by the state to submit a preliminary levy and budget. Final budget approval takes place in December.


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One of the great challenges in selling professional services is
finding effective ways to stay connected to potential clients and
referral sources. A good starting point is to identify some
activity you enjoy (i.e. one that puts you in contact with the
people you want to meet). It doesn't matter if it is sports,
politics, religion, community work, the arts, music or some unusual
hobby. Having outside interests makes it easier to build your
referral network because it gives you a more natural way to connect
with people.
Are you passionate about politics? Work on a campaign. Is there a
non-profit cause that is meaningful to you (e.g. providing legal
services to the indigent)? Or perhaps you care about an initiative
being worked on by the Massachusetts Bar Association or some other
law related group. Find a way to volunteer. Are you strongly tied
to a religious community? Get active on a committee in your church
or synagogue. Maybe you are passionate about a sport. If so, there
are undoubtedly others who feel the same way and you should get to
know them through a club.
Of course some activities tend to be more solitary than others. If
that is the case, then look for a group to join where you can share
your passion with like-minded individuals.
Being a part of some group that brings together people with common
interests will greatly increase the likelihood you will create the
referral relationships you need to grow your practice. The
important thing is YOU are passionate about the activity, the cause
or the belief system. There is no social glue that is stronger than
a common set of interests, beliefs or experiences.
It is conventional wisdom that when you meet someone for the first
time, politics and religion are poor topics of conversation. But
the bonds we create through shared belief systems and shared
passions are amongst the strongest bonds we create in life. As a
result, the relationships we develop through these affinity groups
are very good places to try to cultivate business referrals. Alumni
groups can also be a place where you can benefit from these natural
bonds. These can be alumni groups from schools you attended, camps
where you spent your childhood or employers where you once worked
(even better if some dramatic event caused the employer to go out
of business or merge with another company).
So find your affinity group and get active. Your involvement will
make it much easier to stay connected over time and ultimately,
your referrals will grow.
Tip courtesy of Stephen Seckler, president, Seckler Legal
Consulting and Coaching.
Published August 2, 2012


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Person: Andrew, Thomas
|Andrew, Thomas
|Party Type
|Date of Birth
|19 January 1856
|Date of Death
|07 August 1939
|Place of Activity
|New Zealander
Results from DigitalNZ
Searching 27 million digital objects from over 150 content partners across New Zealand
- ANDREW, Thomas - Archives New Zealand Te Rua Mahara o te KÄwanatanga
- THOMAS, Andrew - Archives New Zealand Te Rua Mahara o te KÄwanatanga
- Thomas Andrew - Auckland War Memorial Museum Tamaki Paenga Hira
- Andrew Thomas - Auckland War Memorial Museum Tamaki Paenga Hira
This electronic record was created from historic documentation. It may not necessarily reflect the best available knowledge about the collection item. Some collection images are created for identification purposes only and therefore may not be of reproduction quality. Some images are not available due to copyright restrictions. If you have additional information or questions about objects in the collection, we encourage you to contact us using our enquiry form.


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The battle between "good" and "better": A strategic marketing perspective on codes of conduct for sustainable agriculture
Code-of-conduct organizations (CCOs) for sustainable agriculture, such as Fair Trade and Eurep-Gap, are rapidly changing the face of agribusiness. Yet, there is little understanding of how these organizations contribute to sustainability. This study therefore presents a case study of the strategies by which CCOs aim to achieve their sustainability objectives. A cross-case comparison indicates that many strategic differences between codes of conduct can be traced back to two types of CCOs: those weighting principles over size, and those weighting size over principles. The former put a measuring rule in the market, and enable primary producers to differentiate themselves from mainstream production. The latter set lower requirements, but target mainstream production and involve large retailers and processing firms. Given the unique roles played by these types of organizations, sustainable development is best served by the synergy that results under "co-opetition": when the two types of rival organizations coexist. [EconLit citations: L310, M310, Q560] © 2006 Wiley Periodicals, Inc. Agribusiness 22: 451-473, 2006.
If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
Volume (Year): 22 (2006)
Issue (Month): 4 ()
Pages: 451-473
|Contact details of provider:
| Web page: http://onlinelibrary.wiley.com/journal/10.1002/(ISSN)1520-6297
References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Kolk, Ans & van Tulder, Rob, 2002. "The Effectiveness of Self-regulation:: Corporate Codes of Conduct and Child Labour," European Management Journal, Elsevier, vol. 20(3), pages 260-271, June.
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Proportional Assist Ventilation vs Pressure Support Ventilation
This study has been terminated.
(The patient population in RACU has changed significantly, we can not find potential subjects to recruit. The enrollment rate has reached zero.)
Massachusetts General Hospital
Medtronic - MITG
Information provided by (Responsible Party):
Robert M. Kacmarek, Massachusetts General Hospital
ClinicalTrials.gov Identifier:
First received: November 11, 2008
Last updated: April 24, 2012
Last verified: April 2012
- Full Text View
- Tabular View
- No Study Results Posted
- Disclaimer
- How to Read a Study Record
No Study Results Posted on ClinicalTrials.gov for this Study
|Study Status:
|This study has been terminated.
|Study Completion Date:
|May 2010
|Primary Completion Date:
|May 2010 (Final data collection date for primary outcome measure)


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Ceramic Heart-Shaped Bowls Set
I love these bowls! They'll compliment any kitchen and table.
I heart coffee!
bake some delicious heart shaped cookies with all your heart shaped cookware! Here's the link to the recipe: http://malluspice.blogspot.com/2007/02/heart-shaped-cookies.htmlTags: kitchen, gifts, cookware, bowls, kitchenware, ceramic, heart, cups, ingredientsAdded 10 Years Ago from Blogspot


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List of Transfigurations
I'm going to try to clean this up a bit by dividing the list into subsections and getting rid of duplicate entries. Currently, I'm thinking of three subcategories: Classwork & Examinations, Animagus, and Other. Does anyone have any other suggestions? Nick O'Demus 15:48, 22 June 2009 (UTC)
Good idea.--Rodolphus 15:51, 22 June 2009 (UTC)
from what i saw on the list sirius animagi something is listed a few times Faustfan 00:52, 30 June 2009 (UTC)
About the spells
I was thinking, If you need a new spell for every combination possible it would mean millions of spells. To turn every single objekt into other objekts. Like Fera Verto. If you want to turn animals to a little box you need another spell and like that it continues.
And with the conjururing spells, Avis creates canaries, what if you want another sort of birds like pigeons you need anorher spell? pretty much spells to learn. --Kraftword 09:34, September 19, 2009 (UTC)
About the general Transfiguration page
I think its offshoots (e.g. human transfiguration & cross-species transfiguration) should have their content added to transfiguration general and redirected their. After all, the page is calling for expansion and I don't particularly see the point in all the separate articles (though for now they have links to their own articles).Green Zubat 05:22, July 3, 2011 (UTC)
New Tranfguration Branch
I think we need a separate branch of transfiguration named something like "Inanimate Transfiguration" (but better) because some spells like steelclaw and incarcifors specialise in changing an inanimate object into another kind of inanimate object, which doesn't fit into any of the branches of transfiguration so far proposed.Green Zubat 00:01, July 11, 2011 (UTC)
Another branch?
So, we already have seven branches, but what about the transfigurations like Lapifors that don't fit neatly into one single branch? I think we need an "undifferentiated" branch to account for this, like we have for the Counter-spell page. Green Zubat 21:30, July 26, 2011 (UTC)
From Transfiguration you can't move to other Hogwarts Subjects.Trevor88 (talk) 10:06, October 18, 2012 (UTC)
Shouldn't be Acceptable fail grade? Because you have to have at least Exceeds Expectations to advance to NEWTs. AidanLynch (talk) 10:40, August 10, 2014 (UTC)


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resource to help you choose between cable companies and other television services available in
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Finding the right channels and features is important, but you shouldn't stop there. Reliability and quality customer service ought to be top priorities as well when picking the best TV provider. CableTV.com uses customer ratings in these categories to recommend providers that give reliable, effective, hands-on service. We'll help you find the cable company in Bolivar, TN that you can trust to provide superior service when you need it most.