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Leupold BX-1 Yosemite Porro 6x30mm Black
Full-size binoculars can be too large for many people, especially younger users. Leupold® BX-1 Yosemite® binoculars not only fit smaller hands, but also adjust to fit the smaller interpupillary distance (the distance between the eyes) of smaller users something most full-size optics can't do. With both 6x and 8x models available, everyone from the youthful user to experienced adults can enjoy the optical performance that serious users demand.
- The 6x magnification offers an ideal combination of power and field of view for tracking movement.
- Smaller interpupillary distance settings (50mm to 70mm) give a wider range of people full use of the optics.
- Fully multi-coated lenses ensure maximum brightness, clarity, contrast, and color fidelity.
- Generous eye relief for comfortable extended viewing, even for inexperienced users.
- Armor coated, rugged, and waterproof.
- Actual Magnification: 6x
- Linear Field of View (ft/1000 yd): 420
- Linear Field of View (m/1000 m): 140
- Angular Field of View (degrees): 8.0
- Weight: 17.0 oz / 482 g
- Length: 4.6 in / 117 mm
- Obj. Aperture (mm): 30
- Twilight Factor: 13.4
- Exit Pupil (mm): 4.6
- Eye Relief (mm): 18.5
- Interpupillary Distance (mm): 50 - 70
- Close Focus Distance: 10.0 ft / 3.0 m
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A Straight Guy Discovers His Inner Feminine Side
Kirk and Katrina Thomas have been married for more than 30 years, but for much of that time, Kirk has harbored a secret passion for dressing up in women's clothing. And on this very special episode of the web series Transfashionable, host Jonny Makeup (hiiiiii Jonnnnnny!) and Aussie drag queen extraordinaire Courtney Act explore both the physical and emotional side of Kirk's transvestite desires. It's clear that Katrina isn't exactly thrilled with the idea of her husband looking like a lady, but she's warming up to the idea. It's really sweet to see a man in his 50s realize his true self and it shows that it's never too late to become the person you want to be. [YouTube]

subset: commoncrawl


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Where To Get Your Mother's Day Flowers in the Tyler Area
Mother's Day is fast approaching, have you bought your gift for that special lady yet? It is time to make those flower arrangement orders. Not sure where to go to get those beautiful flowers? Here is a list of five great Tyler area flower shops that can help you out.
My friend was babysitting a young boy while he played in a field. He picked a few small flowers for his mother. On the way to give her these flowers he stopped a young man to show off the gifts he had chosen for is mother. This very smart man told the boy, "Never stop giving your mother flowers. She needs to feel appreciated in every way you can show her and flowers are pretty and sweet. Your mother will always be one of the most important women in your life. That is why you can never stop giving her flowers."
What great advice. My friend and I discussed this token of wisdom later and decided that the young man was on to something.
What woman doesn't like being gifted flowers? And, it is very important to show appreciation to the woman that gave and cared for your life. Where would any of us be without a mother?
Since we are all a little too old to pick a couple of dandelions for Mother's Day, we need to get a bouquet from somewhere else. Where will you go? Why not try one of these great, local flower shops in the Tyler area?
1. Moss
2210 Three Lakes Parkway, Ste. 160 Tyler, Texas
(903) 787-8822
This little shop is a great new addition to the Tyler area. Located in the Market shopping center next to Fresh, Moss is added a bit of bright color to the Jacksonville Hwy business growth. Moss will make sure your Mother's Day arrangement is unique and adorable.
2. French Peas Flower Shop
4601 Old Bullard Rd Tyler, Texas
(903) 939-3907
At their convenient location, behind the Broadway Square Mall, French Peas Flower Shop is one of Tyler's long standing favorite places to get that great bouquet. They are masters of their skill. They say themselves, "[s]pecializing in the pave style, we are known for our signature nosegays, perfectly presented in our complimentary French Peas box!" There are few women that won't get excited to see that signature French Peas box on their door step.
3. Evoynne's
16920 F.M. 2493 Flint, Texas
(903) 894-5683
Based in Flint, just a bit outside of Tyler, Evoynne's is one of East Texas' best florists. Creating masterpieces of floral arrangements is an everyday thing. Their website is completely ready for your Mother's Day order, making your purchase that much easier. Don't miss out of this great business.
4. Red Barn Flower & Gift Shop
6611 S. Broadway, Ste. 800 Tyler, Texas
(903) 561-0101
Located near Cheddars on Broadway, Red Barn Flower and Gift Shop is a great little shop for everything Mother's Day. No matter the size of the bouquet, Red Barn makes the some of Texas' best arrangements. Don't forget to come see them. You know the saying, sometimes you have to stop and smell the roses.
5. Barbara's
2217 E. 5Th St. Tyler, TX
(903) 595-3278


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Harvard's David Edwards Honored by Michigan Tech
April 30, 2007—
Michigan Tech has named Harvard biomedical engineer David A. Edwards the winner of its highest honor, the Melvin Calvin Medal of Distinction. This is only the fifth time the university has awarded the prestigious medal since it was created in 1985.
The Melvin Calvin Medal of Distinction recognizes individuals who have had an affiliation with the university and who have exhibited distinguished professional and personal accomplishments. It will be presented during Spring Commencement at Michigan Tech on May 5.
Edwards is the Gordon McKay Professor of the Practice of Biomedical Engineering at Harvard University, where he has taught since 2002. His research focuses on drug delivery, infectious disease treatment, and needle-less vaccines. He pioneered the technology of aerosol medication, including inhaled insulin.
Edwards also works at the interface between science and the arts, promoting art education for at-risk urban youth. An advisor to the American Repertory Theater, he has written the book Artscience: Creativity in the Post-Google Generation, which underscores what Edwards calls "the relevance of artistic engagement as a scientist and scientific engagement as an artist." It will be published soon.
The Melvin Calvin medal is named for its first recipient, Michigan Tech alumnus Melvin E. Calvin, who won the 1961 Nobel Prize in Chemistry (with Andrew Benson) for discovering that sunlight acts on the chlorophyll in a plant to produce organic compounds, rather than acting directly on carbon dioxide, as scientists previously believed. Calvin pioneered the use of carbon-14 to study biochemical pathways. The series of biochemical reactions he identified is known as the Calvin cycle.
Other recipients have been
1998 — Elton J. Cairns, professor of chemical engineering, University of California, Berkeley; B.S (1955) in Chemical Engineering and Chemistry from Michigan Tech.
2001 — Richard J. Robbins, vice chairman of the Robbins Company Board of Directors; B.S. (1956) in Mechanical Engineering and Honorary Doctorate in Engineering (1996) from Michigan Tech.
2003 — Octave Du Temple, executive director emeritus of the American Nuclear Society; B.S. (1948) and M.S. (1949) in Chemical Engineering from Michigan Tech.
Michigan Technological University (www.mtu.edu) is a leading public research university developing new technologies and preparing students to create the future for a prosperous and sustainable world. Michigan Tech offers more than 120 undergraduate and graduate degree programs in engineering; forest resources; computing; technology; business; economics; natural, physical and environmental sciences; arts; humanities; and social sciences.


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You won't be able to dismiss this by usual means (escape or click button), but you can close it programatically based on user choices or actions.
"This invitation was exactly what we were looking for! It has our wedding colors on it. I love how you can personalize it with whatever font you like. We ordered it on the shimmery paper and loved the turnout. Can't wait to get them ready and send them out! Thank you Wedding Paper Divas! They are beautiful."
"I really liked this design, but I was nervous that it would be hard to communicate my tweaks without meeting someone in person. I made a couple of tweaks, and the team was able to complete all of them and they made the product even better than I was thinking. Really easy process and the took minimal effort on my end!"
"I did extensive personalization with this invite. I had custom colors with the flowers and different font (also in different colors). I got my proof quickly and it matched what I envisioned in my mind exactly! When the invites were delivered they were beautiful and the colors were awesome. I just sent them out and have received lots of compliments on them!"
"out of all of the samples we ordered, the one really stood out! the texture and quality of the paper is amazing, and the design is elegant enough but yet still casual, perfect for our outdoor wedding! we were able to completely customize the colors as well, so they match our colors exactly. We did meadow green blooms with navy accents and grey font. they are stunning in person!"
"This card is absolutely beautiful. I was able to use a custom color and the designers got it right on the first review. The review process was very simple and the cards looked just as wonderful in person as in the proof."


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Alleged Arcata Bank Robber Connected To Other Bank Robbery
The man arrested for allegedly robbing an Arcata bank is the suspect in another bank robbery in Santa Rosa. Stephen Long, from Maine, was arrested by Arcata Police at a motel in town two and a half hours after allegedly robbing Bank of America.
Long allegedly walked into Bank of America at 4:47 p.m. approached a bank teller and presented a note demanding money. Long left the bank with an undisclosed amount of money.
Arcata Police were able to obtain security footage from the bank and posted a photo of the suspect on their Facebook page. Arcata Police Det. Sgt. Todd Dokweiler said an anonymous tip came into the department that led police to the hotel on the 1700 block of G Street.
Long is charged with robbery and is booked at the Humboldt County Jail.


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Are you still with us? Great! We've been putting ourselves out on a limb (and hopefully with no one on the other end sawing it off!), and offering a guide of sorts to what goes wrong with some of the more familiar components to a vehicle and when. Another point we do want to stress here, is this list is not meant to scare consumers – use it as information as well as a planner. That way you can be pro-active rather than reactive!
Timing Belt; We're starting to see a pattern here – the replacement timeframe depends on the year, make & model. There are some manufacturers who suggest timing belt replacement every 50,000 miles. There are others who put it at 105,000 miles. To add more confusion, there are some who don't even list a mileage interval! However, what you need to keep in mind, is that it should be done, at some point, before 150,000. If the belt is never changed (which is often the case), it may suddenly break and fail. If the engine is known as "an interference engine" with tight clearances between the valves and pistons, timing belt failure can bend intake valves. Most OHC timing belts sell for $50 or less, but installation labor can be expensive depending on the application and how difficult it is to change the belt. Figure $400 to $800 to replace a timing belt for normal maintenance, and several thousands dollars for repairs if the belt is not replaced, and it breaks and damages the valves. Remember – be pro-active!
Transmissions; This is one repair vehicle owners fear most, and rightly so. Nobody repairs transmissions anymore. They replace them with remanufactured transmissions. A transmission job can easily run $2000 or more for parts and labor. However, the failure rate for automatic transmissions doesn't start to go up until the vehicle hits 100,000 miles. With proper maintenance and if the fluid is subjected to high temperatures (from a great deal of towing, etc.), the transmission may last as long as the engine and/or vehicle.
Manual transmissions will usually last the life of the vehicle, but the clutch usually does not. The life of the clutch depends a LOT on the driver. This is probably one reason why almost 90% of new vehicles come with an automatic transmission. For most consumers, they're just easier to deal with and to drive, especially in urban areas where there is a great deal of traffic congestion. The person who "rides" the clutch or drives aggressively will burn up the clutch must faster than someone who does not. Many clutches need to be replaced by the time they have 100,000 miles on them. A driver who is hard on a clutch may kill theirs in 25,000 miles or less. Replacing a clutch requires a lot of labor because, in most cases, the transmission or transaxle must be removed to get at the clutch. Figure $1000 to $1500 for this type of a repair job.
Muffler; The exhaust system is exposed to water and corrosive acids, mainly from the inside out. Stainless steel pipes and mufflers will often last up to 10 years or more. But plain steel pipes and mufflers can rust through in as few as 4 or 5 years. A leaky exhaust system not only makes a lot of racket, but it can also leak dangerous carbon monoxide fumes. Repair costs will vary depending on what needs to be replaced. Some vehicles have a dual muffler system. Also, many exhaust systems have flanges & gaskets. Very few use clamps like in the good 'ol days. Depending on the condition of those connect points, (rust, rot, etc), will also determine what the repair bill will finally be.


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Engineering for the Next Disaster: Lessons Learned from Hurricane Katrina, Mississippi River Floods and Super Storm Sandy
Lieutenant General Thomas Bostick, US Army Chief of Engineers and Commanding General, US Army Corps of Engineers
Friday, November 1, 2013, 3:30pm
Spanos Auditorium
This seminar is part of the Jones Seminars on Science, Technology, and Society series.
Since the late 1800s, the US Army Corps of Engineers has been involved in disaster response and recovery efforts, both at home and abroad. During the early part of the last century, often known as the Golden Age of Infrastructure, the U.S. government invested billions of dollars in projects designed to reduce damages from hurricanes, flooding, and coastal storms. Yet three recent natural disasters – Hurricane Katrina, the 2011 Mississippi River Floods, and Super Storm Sandy – taught the Nation costly lessons about what works and what doesn't when it comes to facing Mother Nature. In an era of constrained funding, aging infrastructure, and more frequent extreme weather events, how can we help better protect our communities? Lt. Gen. Thomas P. Bostick (US Army Chief of Engineers and Commanding General, US Army Corps of Engineers) will explore the intersection of engineering, science, planning, and policy related to reducing risk from natural disasters and share how the Corps of Engineers is working with other federal agencies, state and local governments, industry partners, and academia to better prepare us for the next disaster.
About the Speaker
Lieutenant General Thomas Bostick is a 1978 graduate of the U.S. Military Academy and holds Master of Science Degrees in both Civil Engineering and Mechanical Engineering from Stanford University. He is currently the U.S. Army's 53rd Chief of Engineers and Command General of the U.S. Army Corps of Engineers, responsible for most of the Nation's civil works infrastructure and military construction. Prior to this assignment, Lieutenant General Bostick served as the Deputy Chief of Staff, G-1, responsible for total Army personnel and manpower; Commanding General, U.S. Army Recruiting Command; and as the Assistant Division Commander-Maneuver; and then Assistant Division Commander-Support of the 1st Cavalry Division. He deployed with the Division in support of Operation Iraqi Freedom before commanding the Army Corps of Engineers Gulf Region Division, where he was responsible for over $18 Billion in reconstruction in Iraq. Lieutenant General Bostick also served as an Associate Professor of Mechanical Engineering at West Point and was a White House Fellow, serving as a special assistant to the Secretary of Veterans Affairs.


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Kolkata, Aug 31 (IANS) A college principal in West Bengal Saturday was hospitalised after being injured in an attack carried out allegedly by Students Federations of India (SFI) activist. The students' group denied its involvement.
The incident took place in Kalinagar Mahavidyalaya in North 24 Parganas district where principal Manoranjan Naskar alleged that he was assaulted by SFI activists who barged into his cabin Saturday afternoon.
The alleged attack comes barely days after three college teachers in North Dinajpur were allegedly assaulted for preventing a Trinamool Congress leader's wife from cheating during an examination.
"A large number of SFI activists entered my cabin and assaulted me and ransacked my room. They even tried to hit me with an iron chain and had I not moved away my head would have been smashed," said Naskar, now undergoing treatment at a hospital.
Naskar said that the SFI activists have "conspired to attack him" as he tried to intervene and settle a fight between members of SFI and its rival Trinamool Congress Chattra Parishad.
Naskar said he will file a police complaint against his attackers after being discharged from hospital.
SFI state secretary Debojyoti Das, however, denied involvement of its members.
"SFI members are not involved in this. The principal was not attacked. He was injured when he fell down while trying to pacify students. However, we are discussing the matter and if any of our members is involved he will be punished," said Das.


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SAINT LEO, Fla. – The Saint Leo softball team was ranked 45th in the 2008-09 version of the "Girls Got Game" All-Academic Teams; it was announced by the NFCA.
With a team grade-point-average of 3.180, the Saint Leo softball team finished the 2008-2009 season as one of the top-50 Division II academic programs in the country.
Led by two perfect 4.0 GPA's, the Lions totaled three Deans List students accumulating a GPA of 3.65 or better. As a team, the Lions had eight players earn over a 3.20 for the spring semester, each earning Sunshine State Conference Commissioner's Honor Roll accolades.
The Sunshine State Conference was well represented on the list placing six teams overall. Barry University led all SSC schools with 3.555 GPA and a third-place ranking. 31st on the list was Nova Southeastern with a 3.268 GPA, while Rollins was 38th (3.232). Immediately following the Sharks on the list was Florida Southern at 39th (3.231), and Florida Tech placed just ahead of the Lions with a 41st-place (3.210) showing.
The list is compiled based on grade point averages submitted by teams ranging from the high school level to NCAA Division I.
SLU begins their fall season on Friday, October 16 with a doubleheader against Pasco-Hernando Community College beginning at 5:00 p.m.


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A 20-YEAR-OLD who died after trying to drive home whilst drunk was 'deeply upset' about his ex-girlfriend going nightclubbing in Accrington with his pal, an inquest heard.
Market trader Oliver Jones was three times over the drink drive limit and had taken cocaine when he lost control of his Citroen Saxo on the A59 Clitheroe Road in Sawley in the early hours of October 26, Ribble Valley Coroner's Court heard.
He died from multiple injuries after crashing into a stone column and bridge.
He had been due to share a room with Gabriella Pashley after the pair attended a wedding reception at the Dunkenhalgh Hotel in Clayton-le-Moors the previous evening.
But in the early hours, Gabriella and Oliver's friend of ten years, Wade Halstead, wanted to extend the evening by going to a nightclub in Accrington, the inquest heard yesterday.
They both told the inquest they invited Oliver and others to join them, but he was playing football the next day and did not want to go.
Oliver, who lived in Settle, then made nearly 30 phone calls to Gabriella and Wade between 11.30pm and 3.30am, as well as a text message to Gabriella which said 'why you being so bad, please ring me'.
But Gabriella told the inquest she did not hear the calls and then lost her handbag and phone.
She added: "We had split up a month or two before, but we were still really good friends. He tried to make me stay but I wanted to go. He was getting a little angry but I thought he would go back to bed."
Back at the hotel Oliver was seen with blood on his hands and torn clothes, and had told a friend he had smashed his car window, the inquest heard.
Wade said he was unaware of Oliver being upset, saying he 'seemed fine' when he spoke to him on the phone as they arrived in Accrington.
He and Gabriella got back to the hotel at about 4am or 5am and stayed in the same room, by which time it was likely that Oliver had left, the inquest heard.
Crash investigators said Oliver was driving at about 60mph, the legal limit for the road, when the collision happened at 4.48am.
As well as the alcohol and drugs, the slightly low pressure of his car tyres could have been a contributing factor to the loss of control, the inquest heard.
Mum Carol Jones said Oliver had previously lost his licence due to dangerous driving and successfully had retaken his test. He had 'sensibly' booked a room at the hotel, as he knew he would be drinking.
She said she was 'shocked and horrified' by his actions as she knew he was 'trying to be good'.
Derek Baker, assistant coroner for Blackburn, said of the crash: "I can't ignore the high level of alcohol in his blood stream, I think that will be one of the main reasons. What's harder for me is why he took the decision to drive at all when he knew he was over the limit. It does suggest either an emergency or he was deeply upset about something."
He found Oliver had died in a road traffic collision.
Oliver's dad Trevor said after the hearing in Clitheroe: "He was a very respectful lad and was quite sensible really, but young people need to take the dangers of driving more seriously. It's just a waste isn't it. They were behaving like adults but they are kids."


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If you are using TCP locators in a LiveCycle cluster with ES3 (10.0.2) and have installed a service pack or patches on top of this version, you may notice some errors in the server log similar to the following:
com.adobe.livecycle.cache.CacheRuntimeException: Error loading cache configuration
at com.adobe.livecycle.cache.adapter.GemfireCacheAdapter.getCacheContainer(GemfireCacheAdapter.java:164)
at com.adobe.livecycle.cache.adapter.GemfireCacheAdapter.createRootRegion(GemfireCacheAdapter.java:853)
at com.adobe.livecycle.cache.adapter.GemfireCacheAdapter.init(GemfireCacheAdapter.java:218)
at com.adobe.livecycle.cache.adapter.GemfireCacheAdapter.<init>(GemfireCacheAdapter.java:207)
at com.adobe.livecycle.cache.adapter.CacheAdapterFactory.getCache(CacheAdapterFactory.java:103)
Caused by: com.gemstone.gemfire.SystemConnectException: Attempt to connect to distributed system timed out
If you have a UDP-based cluster caching mechanism, you are not affected by this issue.
This issue occurs when the Gemfire version on the server is different from the Gemfire version used by the TCP locators. Gemfire.jar and GemFireVersion.properties are delivered in two different places in the LC installation – 1. Core EAR 2. /lib/caching directory.
Gemfire version 220.127.116.11 was used for LC ES3 (10.0.2). To address some known issues a new Gemfire version (18.104.22.168) was used in later versions and patches. This newer Gemfire version was used for the Core EAR, but unfortunately not included for updating the caching directory.
To verify the issue, compare the Gemfire version in the GFLocator.log file for your TCP Locator with the Gemfire version in the Gemfire logs for your application server at the following location:
- JBoss: <adobe_temp_dir>/adobejb_<server_name>/caching/Gemfire.log
- Weblogic: <adobe_temp_dir>/adobewl_<hostname>/caching/Gemfire.log
- WebSphere: <adobe_temp_dir>/adobews_*/caching/Gemfire.log
You will find that Gemfire on the LiveCycle server has a higher version.
This issue has been addressed in SP2 and later patch versions.
Note: the patch installer will only update the default caching directory (<lc_install_dir>/lib/caching) on the machine where LC is installed. If you are running LC on various machines, and/or use custom caching directories, you will need to update the 2 Gemfire files for your TCP locators manually. All TCP locators need to be restarted before starting LC servers.
For existing patches you can use the following workaround to fix the issue on your LiveCycle installation.
- Stop the LiveCycle server(s).
- Stop the TCP Locator(s).
- Go to <LC_INSTALL_DIR>/deploy folder.
- Open adobe-core-<appserver_name>.ear.
- Go to TCP locator installation directory. Typically the default location is <LC_INSTALL_DIR>/lib/caching.
- gemfire.jar and GemFireVersion.properties can be found here.
- Replace the two files above in the TCP locator with the same files from the core ear.
- Repeat the replacement procedure (steps 5 – 7) for each TCP locator.
- Start TCP Locator(s).
- Start LiveCycle server(s) in the Cluster.
Verify the Gemfire versions in GFLocator.log and Gemfire.log files. You should see the same Gemfire version in both files.
reference: (183615151/3327651)


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Does Social Security give Americans their "money's worth"? The old answer -- of course it does -- has in recent years come under increasing attack. Small wonder. Rates of return on contributions keep falling. According to most experts, a growing share of new retirees are not getting back the market value of what they paid in and the vast majority of tomorrow's retirees will find themselves deep in the red.
Because a fair return is so basic to the public's understanding of Social Security, defenders of the status quo are tempted to deny the obvious. In a recent letter to the Washington Post, Acting Social Security Commissioner John J. Callahan makes the indefensible claim that the program offers younger Americans "an excellent financial deal." When denial doesn't work, the status quoists scold anyone crass enough to talk about "individual equity," as does Callahan when he reminds people that Social Security also helps the poor. When all else fails, they say that the whole issue is too complex to admit definite answers -- and quickly change the topic.
The facts are as follows. Yes, Social Security does and should provide a relatively better deal to some categories of workers, especially low-earners. But among today's younger Americans, virtually all categories -- including the favored categories -- will do worse than the market. In fact, typical workers in their mid-thirties could at least triple their rate of return by investing their FICA in a conservative portfolio of stocks and bonds rather than in Social Security. Such a dismal payback suggests that Social Security fails not only the test of individual equity, but of "social adequacy" as well.
Getting Worse and Worse
Any honest effort to determine the money's worth of Social Security is essentially a three-step process.
The first step is agreeing on how much a worker contributes. The main issue here is whether to count both the employer and employee halves of the FICA. The status quoists often exclude the employer half. They rarely call attention to this exclusion -- and with good reason. The vast majority of economists believe it is nonsensical.
The employer share of the FICA, after all, is a labor cost, and as such is ultimately borne by the employee. If FICA did not exist, what employers spend on it could just as easily go to higher take-home pay or better fringe benefits. Were this not so, Social Security's treatment of the self-employed, who pay the entire FICA themselves, would be a colossal injustice. It isn't. The self-employed pay both halves of the FICA precisely because economists acknowledge that employees pay both halves too.
Step two is calculating benefits for different categories of workers (by earnings and year of retirement) and figuring out their rates of return over their lifetimes. This calculation requires determining the probability of a number of contingencies -- including whether a worker gets married, is survived by a spouse, or dies before retirement age. Economist Eugene Steuerle of the Urban Institute has run the numbers. His results for average-earners are summarized below. They are in line with those of other experts and include the full value of all Social Security retirement and survivors' benefits.
Social Security (OASI) Real Rates of Return for Average-Earning Workers by Retirement Year Single Single Two-Earner Male Female Couple 1975 5.0 6.5 7.2 1995 1.8 2.9 3.5 2010 1.2 2.1 2.5 2030* 1.0 1.9 2.3 2030** 0.1 1.0 1.4 * -- Assumes current-law benefits are paid in full. ** -- Assumes benefits are cut to match revenues starting in 2029.
A glance at the table shows that rates of return have been dropping like a stone. For average-earning single males, the real rate of return on contributions fell from 5.0 for workers turning 65 in 1975 to 1.8 for workers turning 65 in 1995 -- and it is slated to keep sinking to 1.0 for workers turning 65 in 2030. Because women live longer on average and because married people qualify for survivors' benefits, single females and couples do better. But not much better. From 1975 to 2030, the rates of return for new retirees will fall from 6.5 to 1.9 among average-earning single females and from 7.2 to 2.3 among average-earning two-earner couples.
These projections, moreover, assume that all benefits promised to younger workers will actually be paid. But since Social Security is scheduled to go bankrupt in 2029, they can't be. Assuming that benefits are cut to match revenues from that year on, rates of return for workers retiring in 2030 would fall by nearly 1 percentage point meaning that for single males they would fall just about to zero. Social Security's "excellent deal," it seems, keeps getting worse and worse.
Failing the Market Test
This brings us to the third step, which is comparing Social Security rates of return to equivalent marketplace investments. Some economists believe that a prudent comparison is with the long-term Treasury rate, which has averaged a real 2.6 percent from 1960 to 1995 and which the Social Security Administration projects will average 2.7 percent over the next seventy-five years. As constitutionally protected property, a Treasury bond is a very safe investment -- safer indeed than a Social Security promise. So perhaps we needn't be this prudent. Other economists have shown that it is possible to earn a real return of at least 4.5 percent with very little additional risk by investing in equities when young and gradually shifting into bonds as retirement approaches.
By either yardstick, younger Americans are big market losers. To be sure, some will fare better than others. Women will do better than men, low-earners better than high-earners, and couples better than single people. But as the second table shows, none of these complexities alters the overall conclusion. Already today, no major category of new retirees earns a return of more than 4.5 percent. By 2030, no major category will earn a return of more than 2.7 percent, even before adjusting benefits for bankruptcy. The only exceptions are lifelong one-earner couples, and these comprise a tiny and fast-vanishing share of all new retirees.
Year of Retirement in which Social Security Rate of Return Falls Beneath Market Rate of Return Market Single Male Single Female Two-Earner Couple Rate Low Avg High Low Avg High Low Avg High 4.5 1983 1979 1974 1990 1984 1982 1992 1988 1983 2.7 1998 1986 1984 2023 1998 1992 2021 2006 1994
Social Security's failure to provide a market rate of return condemns younger Americans to huge losses in potential lifetime wealth. An average-earning worker who took his or her FICA contributions and invested them would accumulate, by age 65, $160,000 at a zero percent rate of return. That worker would accumulate $290,000 at a 2.7 percent rate. And $460,000 at a 4.5 percent rate.
The status quoists seem to argue that most Americans must get a lousy deal in order for some to get a good deal. So let's be clear: Low-earners will be big market losers too. Consider the case of workers who spend a lifetime laboring at the minimum wage. Those retiring next year, if single and male, will do worse under Social Security than if they had invested their FICA in Treasury bonds. The same will eventually be true for the great majority of other low-earners as well.
Let's Stop Lying
No one doubts that Social Security provides a vital safety net that must be preserved. But let's not pretend that the cost of subsidies to low-earners or widows or children is the reason most younger Americans are due to suffer catastrophic losses. The reason lies elsewhere -- in Social Security's pay-as-you-go structure.
This structure allowed early cohorts of beneficiaries, rich and poor alike, to receive windfall paybacks far in excess of the market value of their lifetime contributions. But there was a trade-off: The decision not to establish a funded system inevitably meant that later cohorts of beneficiaries would suffer market losses.
At some level, nearly everyone understands what's going on, which is why so many are now talking about investing FICA contributions in private markets. A growing number of voices advocate a partial or complete transition to a funded system of personal retirement accounts. Even some status quoists want to get higher-octane returns by authorizing Social Security to invest some portion of trust-fund surpluses in equities.
In the end, society may decide it's unwilling to pay the enormous cost of transitioning from a pay-as-you-go to a funded system. But whatever we decide, let's stop lying to younger generations. It's wrong to tell them they're getting their money's worth from Social Security when they're not -- and it's offensive to question their civic spirit just because they want a straight answer.
FACING FACTS AUTHORS: Neil Howe and Richard Jackson CONCORD COALITION EXECUTIVE DIRECTOR: Martha Phillips


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This is an update to the snow potential for tomorrow. We also have a wet weather system this weekend. All precipitation is good at this point but…
(Note: I'll continue to mirror weather posts here but the favored site in the future will be the Daily Weather Blog at Ozarks Weather)
Snow Update
A narrow but intense band of snow is still forecast to develop on Thursday. The model runs over the last 24 hours since my last blog are about the same with track of the snow varying a bit with bigger fluctuations in snow amounts.
I put up my snow forecast on the drawing board this morning. My 4″ plus area hasn't changed a whole lot. The "plus" could mean 6″ or even more but with these heavy wet snows riding on a small area of lift, it is difficult to know where the upper limit to snow is or where exactly it will fall.
The ensemble runs I mentioned yesterday have narrowed their range (not as extreme) and the mean now for Springfield is right around 4″.
Put me down for 4″ of snow in Springfield. This snow will really get going just after noon on Thursday and last into the early evening.
Note that snow that falls during the daylight hours will melt pretty quickly while snow which falls say in south central Missouri or north central Arkansas will "stick" for a time longer during the evening, overnight Thursday and very early on Friday.
The crazy thing is that this snow is not connected to a cold front. So in all probability, rain showers will take over perhaps in some areas by Friday morning and last into the day on Friday.
My Seven Day Temperature Forecast
Wet and Chilly
The weekend looks damp and cold. We will be in the "warm" sector of a developing low pressure system, meaning forties will be around on Friday and Saturday in portions of the Ozarks.
There are good signals for decent rain development. In fact, the water equivalent for the upcoming two storms will probably exceed one inch. This will further knock down our drought condition for sure.
A backlash of snow is possible in say western Missouri late Saturday and early Sunday as this system departs.


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Please call 909-386-9820 ext. 0 to check current availability and obtain further information (we suggest calling prior to driving to the shelter to check current availability). Our email address only reaches our posting volunteers who create a courtesy post for the dogs in this shelter to help them find homes.
AGE: 10 Months
19777 Shelter Way, San Bernardino, CA 92407
909-386-9820 x 0
Monday, Tuesday, Thursday and Fridays OPEN 10:00 AM to 6:30 PM
Wednesdays OPEN 10:00 AM to 7:00 PM
Saturday and Sundays OPEN 10:00 AM to 5:00 PM
Adoption Fees:
Dogs 8 - 16 weeks: $85
Dogs over 16 weeks: $104
These dogs are EXTREMELY TIME SENSITIVE. Will you save their life? After a 96 hour stray hold period after they enter the shelter, (less if they were surrendered by their owners), they become available for adoption, and also become urgent. They quickly needs adopters to save their life on or immediately after their available date, or they will succumb to euthanasia. The shelter is sadly very high and fast kill due to the amount of owner surrenders and strays in that area, and not enough space to house them all. So many adorable, deserving dogs are losing their lives every week. Remember - dogs in the shelter may be stressed or scared. It's a frightening place to be. They may not always show their true personality - please don't pass them by - give them a second chance at life!
(check both the Adoptable AND the Lost and Found section for adoptable animals).
URGENT on 8/23@DEVORE San Bern
URGENT on 8/23@DEVORE San Bern
URGENT on 8/21@DEVORE San Bern
Thank You!
Your message has been sent to Saving Shelter Pets - Inland Empire.
You'll receive a copy, too, at to help you keep track of which pets you've inquired about, and which shelters and rescues you've emailed.
NOTE: Some shelters have physical locations you can visit; some of these shelters may only have pets for a limited time, so please do not wait for a reply—just go visit the shelter! Other organizations are rescue groups run by busy volunteers who may take a while to reply. You can find information about the shelter or rescue group caring for this pet, and their adoption procedures, on the pet's details page on Adopt-a-Pet.com.
Contact this Rescue Group about URGENT on 8/15@DEVORE San Bern again.


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Cincinnati Bengals Release Punter Shawn Powell; Sign Punter Zoltan Mesko & TE Kevin Brock » Cincinnati Bengals punter Zoltan Mesko
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THE chairman of the UK Independence Party has visited the borough to meet members of the Dudley and Halesowen branch.
Steve Crowther, met with some of the newest members of the organisation at an event at the Dudley Arms pub yesterday (Thursday).
Bill Etheridge, branch chairman, said: " Steve`s visit confirms that the Black Country is a key area for UKIP. We will be campaigning hard in this area and given extra support from the national party in order to break the stranglehold of Tories and Labour in this area and give the people some real, honest representation"


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The BrainsKendall Morgan, a relic expert born with the family gift for sensing the history and location of ancient artifacts. The BucksNathan Larraby, the enigmatic billionaire who has hired Kendall to locate four powerful relics. The BrawnJake Stone, the tough, sexy mercenary with a mysterious past, contracted to protect Kendall.
Every mission Kendall accepts carries certain hazards, but Nathan's latest is proving to be the most dangerous yet. Kendall's attraction to Jake - and to Nathan - is making it hard to stay focused, and none of them can afford the distraction. Because there's someone else hunting the relics, someone who will stop at nothing to put them to his own sinister use. But the dark secrets Nathan's keeping could cost them the mission, their lives...and the history of mankind.
"Feeling Torn on this one..."
I wasn't crazy about the narrator.
I thought it was pretty good. I'm intrigued, I'd definitely like to listen to the next one to unsolved some more mysteries.
The narrator kind of spoke weird. Almost like a lisp or something that frequently made her "s" sounds sound more like "sh." I guess it's nit-picky, but it bugged me. It just seems like if you're going to have someone narrate a book, you'd weed out things like that. I don't know...
Interest mostly. One of the reviews I read for this compared it to a girl version of Indiana Jones. I love that series and I can definitely see how that comparison can be made. There was adventure and mystery and a bit of romance, although honestly, I like a little more romance than there was in this book, but I think it might be leading there a little bit. The main point of the story isn't for romance though, it's the adventure/mystery angle.
It's pretty cheap, so I think it's worth the buy.
I like black tea, crossword puzzles, food, yarn, and my boyfriend. Everything else is hit or miss.
"This Book Needs To Take A Cold Shower. Seriously."
I really enjoyed the fantasy elements of the story. I think it's an interesting mechanic and I'm excited to see where it leads.
No, this was a first. I have to say though - I wouldn't seek out her narration. Her accents in particular simply take me out of the story, especially when, in subsequent books, she uses the only distinct accent she does well for subsequent different characters.
I laughed on more than one occasion, though it was more being taken aback by an off-color comment than anything else.
I really wish she sexual component of the books weren't so... prominent. There's definitely something to be said for sexual tension, but rather than "fantasy" being the primary category for this book it falls into "soft porn". The whole series suffers from the same problem. As I said previously, I think the fantastical part of the story, from the "ancient order" to the main character's pseudo-psychic abilities, are excellent. I can't really bring myself to recommend this to anyone I know personally though because of the overwhelming and mostly unnecessary sexual focus of the book.
"Good story a little slow in places."
This is a fascinating story that has interesting historical pieces.
I think the narrator of this story does a good job of keeping the story interesting and does a decent job with the voices.
This book is a good listen for when you are at the gym. It's not a book I had to listen too but looked forward to it when I was at the gym. It's a little draggy in places and then skips over some more interesting parts at the end...like the book just needed to get wrapped up. I'd buy it again.
"Perfect for a Twenty-Something"
More character development was needed for this storyline to really "fly". The protagonists attention spans and the plot was flighty. Even the scenes where danger was imminent, there were on-going sexual innuendos and jokes.
Laurie King, Russell Series
Great depth and variety of voices - an engaging performer.
A lively quick pace.
"Female Indiana Jones with a twist..."
Kendall Morgan is a modern day Indiana Jones with a twist – her sixth sense. Since she can remember she has always had an uncanny ability to sense the history and location of objects and sometimes people too. Growing up hunting relics with her father and best friend, she always loved what she did and after a tragic plane crash that killed everyone she loved, she dedicated herself to finding and protecting the relics of the world. When her boss, the reclusive and mysterious billionaire Nathan Larraby, asks her to help uncover the location and procure four powerful relics, she accepts and soon finds herself flown to Italy with a brooding and mysterious mercenary Jake Stone. The two of them head off in search of the first relic and soon find that things aren't all what they appear to be.
Two words: Loved it!
The book revolves around our three strong, stubborn and flawed characters: Kendall, Jake and Nathan. Kendall is our female Indiana Jones and uses her sixth sense to find and locate objects and sometimes people. She uses her gift sometimes more than her brain and I am honestly surprised she hasn't gotten killed over it yet. Sometimes her stubbornness and impulsive nature really made me want to smack her and talk to her about being smarter about her decisions. That being said, she also had a determination and curiosity about her that was truly envious. Jake, our brooding, mysterious and horny mercenary was an interesting character to say the least. I will honestly say, I didn't care for him at first. He was a pig and sexist and just irked me the wrong way too many times. After awhile he did grow on me but it did take a bit longer because of his earlier attitude towards Kendall. In the end, he proved to be stubborn, protective, and while he was still horny as a dog, he truly seemed to care about Kendall and her well being. Nathan, was also an interesting character but I did like him more than I did Jake. He was very reclusive and mysterious but he had an air of mystery, determination and desperation that made me want to delve into his head and find out everything about him. I will admit though that he did some irksome things, especially with all his secrets! Too many for my liking but I can see how they help the book along.
The plot itself was very interesting and definitely followed the whole Indiana Jones theme we have going on. They are relic hunters who are searching for an item and hopefully retrieve it faster than the sinister Reaper does. Speaking of the Reaper, though we know he is the one after the relic and while we do find out some stuff about him…I still wonder if he is actually real. My only real qualm about the plot is how fast it moved. I mean it FLEW by. I felt as though I was almost rushing through the book just to keep up. I think things could have been slowed down a bit, explained more and given a bit more detail instead of the quick hints and details were were given.
I am curious as to where the romance will go in this book because while it does have romantic elements in it, there is no real inclination as to which way it is going. As of now there is no love triangle per se, but it is possible it could lead to one in future books which has me worried. Hopefully not as I already know who I want her to end up with and it better happen! And I think it will because as much as I enjoy this book…I think I already know where everything is going because unfortunately it is a bit predictable. Nonetheless, I will still continue to read the series because I enjoyed the adventure, the mystery and the history that is revealed! A fun and action filled adventure that I am glad I picked up!
"Loved the story but not a fan of the narrator."
I thought the story was great it was a little different than what I normally read but I was kept interested until the last word.
It had intrigue, mystery, a little paranormal, old artifacts, a ghost, a secret society, and romance. What more could you ask for?
I read a review on Amazon that was scathing but even looking for the things she listed left me wondering how she could take everything so backwards from what is was meant for. But to each his own, however for me this was a great read and I'm off to purchase the next book in the series.
Like I said in the title I'm not a fan of the narrator and wish it was anyone else because she grated on me and had me picturing a grandmother instead of the heroine who is still in her 20's and when she spoke for Nathan it was a sick old man. The only good thing I can say is you eventually get a little used to it and that was the only reason it was tolerable.
"Enjoyable read!"
It just keeps moving and the story line is good.
I will continue the series.
Teri Lloyd
"Amazing story and narrator"
I read this story 1st in eBook form and now as audible so I could lead a book discussion on it. It is such am amazing story with lots of intrigue and mystery.
This audible was extremely well narrated and it flowed really well as the narrator switched between male, female and different accents.
"Good story..."
Good story. something different. I like Kendall and Jake hate/love relationship. Definetly reading the next series. Very mysterious and entertaining.
"loved it"
loved the story when i read it im new to audible and thought this was just great x
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Server virtualisation empowers businesses to lower hardware spending, simplify administration and boost availability. It's no surprise, then, that nearly 80 percent of server workloads supported by x86 hardware will be running on Virtual Machines (VMs) by 2016, according to analyst firm Gartner Inc. For IT and facilities managers, however, server virtualisation introduces both challenges and opportunities. In particular, while it makes preventing downtime during utility failures dramatically easier, provided your data centre is equipped with the proper power management software, it also adds new complexities to the demands of avoiding data loss during electrical outages when shutting down servers is unavoidable.
This white paper discusses server virtualisation's impact on both maintaining business continuity and preserving data integrity during power outages, and then explains how state-of-the-art power management solutions can help virtualised data centres cope with utility failures more effectively.


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Topic: Meetup in Pa/NJ?? Anyone?
I tried this once before, but dropped it.
I think there are enough of us within a 50 mile radius in Philadelphia, New Hope, Princeton, Cherry Hill, Basking Ridge, Easton.......
Would anyone be interested in a meetup? Possibly lunch time? I'm thinking a good middle area might be around New Hope. There's a big Pizza/italian place near there, a large diner, or a little farther north, a good sized American style restaurant.
I'm pretty sure most if us aren't working at present. But if so, we could do a weekend or evening, although I think that would be harder to coordinate. I work very part time, so can just say I'm unavailable for whatever day we choose. I will say that at present, Tues and Thurs evenings are out, as I do like my evening job and don't want to lose that.
Lets see if we can become our own little support group!!
"Don't just have minutes in the day; have moments in time."
Any opinions I give are based on personal experiences, and are not based on medical knowledge. I strongly suggest receiving medical care and opinions.


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Hey there, time traveller!
This article was published 29/8/2014 (1089 days ago), so information in it may no longer be current.
Xabi Alonso is sharp as a tack.
Following Spain's hasty exit from the 2014 World Cup -- and his own, prominent role in the three-match travesty -- the midfielder on Wednesday announced his retirement from international football, helping open the door to the country's next, up-and-coming generation.
A day later he quit Real Madrid for Bayern Munich in a transfer that took everyone by surprise.
Still regarded as a top-level player, Xabi would surely have kept his place in an expensive, competitive Madrid squad. And, idolized by the club's supporters, he might have played the remainder of his career as a figure of worship at the Bernabeu -- one of the heroes of the club's 10th European Cup success, or La Decima.
But that's not how he read the tea leaves.
With Los Blancos acquiring Toni Kroos from Bayern in a Ǩ25 million deal and opting to retain the services of 27-year-old Germany international Sami Khedira, Xabi recognized Madrid's preferred, and understandably younger, cohort of midfielders when he saw it.
So on Thursday, having won everything there was to win with Madrid, just as he did with Spain, the 32-year-old accepted Bayern's invitation and signed off on an Ǩ8 million move to the Bavarian capital.
If it were an abrupt decision, it was also one Pep Guardiola had been advocating for more than a year.
As far back as last September, Guardiola -- the Bayern manager -- was trying to address what he viewed as an inability to completely control games with the Bundesliga champions. Accustomed to the presence of Sergio Busquets at former club Barcelona, he inquired after Xabi, but was rebuffed.
As a result he switched right-back Philipp Lahm to the centre of midfield, although by the January transfer window he had managed to convince the Bayern hierarchy to once again sound out Xabi.
This time it was the player who rejected the idea. La Decima, after all, was becoming more and more a reality, and he wanted the chance to make history. Which he did.
Then Madrid bought Kroos -- whom Guardiola had been promised would never leave Bayern -- and also invested heavily in Monaco playmaker James Rodriguez.
Both had starred at the World Cup and represented instant marketability, and to make way for the acquisitions Champions League final MVP Angel Di Maria was offloaded to Manchester United.
As respected Diario AS columnist Alfredo Relano reflected earlier this week, Di Maria was expendable because he "didn't sell shirts."
So, Xabi sanctioned the move to Bayern and a chance to be part of Guardiola's football project rather than Madrid's commercial one.
His arrival took the club's summer spending to Ǩ47 million -- an amount that also funded the signings of Pepe Reina, Juan Bernat and Mehdi Benatia. Both Robert Lewandowski and Sebastian Rode had previously been brought into the fold on free transfers.
At Bayern, Xabi will once again be a key figure. His experience, commitment and competitiveness will bring important intangibles into Guardiola's side, and his tactical nous will immediately make him one of the manager's favourites.
Xabi, after all, is nothing if not intelligent.
"The hardest part is knowing when to say goodbye," he wrote in a farewell letter on Wednesday. "And, after much thought, I believe that time has come."
For Madrid as well as Spain.
Spot kicks
- Wayne Rooney is now the captain of both Manchester United and England. And the managers of both teams -- Louis van Gaal and Roy Hodgson, respectively -- have taken some criticism for their decisions. But the fact remains Rooney, soon to be 29, is among the most experienced and accomplished players for both United and the Three Lions, and neither outfit had another realistic option.
You go with what you've got, for better or worse.
- Manchester City has once again found itself in a difficult Champions League group -- this time alongside Bayern Munich, CSKA Moscow and AS Roma.
City, however, have the deepest squad of the four and addressed some key issues during the summer transfer period.
The bracket is more difficult for Bayern, CSKA and Roma than it is for the Premier League champions, who are still working to improve their UEFA coefficient.
Twitter @JerradPeters


text:
Main Page | Risk Factors | Symptoms | Diagnosis | Treatment | Screening | Reducing Your Risk | Talking to Your Doctor | Living With Psoriasis | Resource Guide
Psoriasis. EBSCO DynaMed Plus website. Available at:
http://www.dynamed.com/topics/dmp~AN~T116742/Psoriasis. Updated September 5, 2016. Accessed October 4, 2016.
American Academy of Dermatology website. Available at: http://www.aad.org/default.htm.
National Psoriasis Foundation website. Available at: http://www.psoriasis.org/home.
Last reviewed November 2015 by Michael Woods, MD
Please be aware that this information is provided to supplement the care provided by your physician. It is neither intended nor implied to be a substitute for professional medical advice. CALL YOUR HEALTHCARE PROVIDER IMMEDIATELY IF YOU THINK YOU MAY HAVE A MEDICAL EMERGENCY. Always seek the advice of your physician or other qualified health provider prior to starting any new treatment or with any questions you may have regarding a medical condition.
Copyright © 2012 EBSCO Publishing All rights reserved.
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Tionne "T-Boz" Watkins Gets Her Own Reality Show
TLC songbird Tionne "T-Boz" Watkins will star in her own reality series, ironically, with cable network TLC (aka The Learning Channel). According to TMZ, the show is called 'Totally T-Boz' and it will air on TLC in 2013.
So far, TLC (the channel!) is only committed to four episodes of the program, which is filming right now. The series will follow the 42-year-old singer as she focuses on her new music and regaining her health after numerous medical problems.
In a press release (courtesy of TV by the Numbers), TLC describes the show as a T-Boz's personal journey of struggles and successes.
The docu-series focuses on Tionne "T-Boz" Watkins as she returns to Los Angeles with the goal of re-booting her music career, this time as a single mother, and after surviving years of recovery from a life-threatening brain tumor, which forced her to relearn how to walk and talk. Now, she's coming out of the shadows and uprooting her comfy life in the suburbs of Atlanta for a return to the bright lights of Hollywood, with the support of her closest family and friends."
Also starring in the show is T-Boz's daughter Chase, her little brother Kayo, cousins Barb and Chris, best girlfriend Tae-Tae and business partner Tara.
T-Boz's reality series couldn't come at a better time considering she's been dealing with financial problems and has been recovering from her brain surgery.
We wish T-Boz the best of luck with her new television show!
Watch the TLC 'Unpretty' Video
Subscribe to PopCrush on


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Dr. Scott Safranski Named Interim Dean for 2013-2014 Academic Year
Ellen Harshman, Ph.D. J.D., interim vice president of academic affairs, has announced that Scott Safranski, Ph.D., a veteran faculty member of more than 30 years at the John Cook School of Business, will serve as the school's interim dean for the 2013-14 academic year.
For more than 20 years, Safranski has served in a variety of administrative roles, including twice as associate dean. An experienced department chair, he was chair of the management department for a total of 11 years and interim chair in decision sciences/ITM for a year.
In addition, Safranski was the school's first director of assessment/assurance of learning activities and is very familiar with AACSB and HLC accreditation. In addition to his work on the last AACSB accreditation process, Safranski served as the coordinator for the 2000-2001 AACSB review and has served on the last three Higher Learning Commission Steering Committees for the University.


text:
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Recently my friend Jamie Linville, whose screenplay for Ernest Hemingway's "The Garden of Eden" has been made into a movie, forwarded the following exchange, which I thought was worth sharing for its insider view on dressing in Lalaland. He had asked screenwriter friends Michael Walsh ("As Time Goes By", "All the Saints") and Caleb Carr ("The Alienist", "The Angel of Darkness") for tips on what to wear to a Studio meeting. Read more
© The Financial Times Ltd 2016 FT and 'Financial Times' are trademarks of The Financial Times Ltd.


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Hey there, time traveller!
This article was published 27/3/2013 (1608 days ago), so information in it may no longer be current.
DEAR MISS LONELYHEARTS: I did a lot of nude "modelling" when I was young and I worry it will show up online at some time. Should I get in touch with the guy who did the "art," or let sleeping dogs lie? I spend a lot of time worrying about this. I didn't need plastic surgery as I had quite a figure then. These days I have a respectable job and my kids have just left home. Am I worrying too much? They would be shocked if they saw these photos and people are always talking about the dangers of all this stuff getting around the world. Should I make the call? -- Worry Wart, Elmwood
Dear Worry Wart: Don't do it! There's no need to alert this photographer to the possibility of putting your old shots up on the web. They may be in the bottom of a box he's forgotten about or could have been thrown out years ago. Button your lip and keep a sense of humour about this. No doubt you looked pretty good in those days, so if they do show up online, you can laugh it off. Phoning him would be "borrowing trouble." Don't blab about your worries about this to girlfriends, as it is juicy enough to get around. Turn your back on the whole thing, until and unless something happens.
Dear Miss Lonelyhearts: I'm looking for romance, and I met a woman online from the personals. We met in person at a coffee place at The Forks. We went for a drive afterwards to Lockport. I didn't want to do anything when we got back to town but she wanted me to come over to her house right away. I went over there, but it didn't look like a woman's house to me and she didn't seem to know where her personal things were located. After we came out of the bedroom, I asked her if this was really her house and she laughed, and said no! Turns out she's married and doing the online romance thing "on spec" to see if she's going leave the guy. I didn't know what to say, so I just left her there, and took off in my car. She was mad, and didn't want to give me my leather jacket back. She said I was abandoning her. Did I owe her a ride back to The Forks? I felt kind of tricked and violated myself. I didn't ask how she got there. -- Stupid Guy, Winnipeg
Dear Stupid Guy: You did not owe her a ride back. Any trust or credibility was gone after she admitted it wasn't even her house. You got away fast. This is the danger of strangers meeting strangers and not taking any time to get to know them, or to find out if they can be trusted. Women can be just as dangerous as men, especially if they are working a scam with someone. What if you had been in the house and she handed off your wallet to someone who was hiding in the place while she kept you busy? Worse things than that could have happened. You took a big chance hitting the bedroom with her, too, where you probably had sex. Let's hope you used protection, even if she said you didn't need it. On the first few dates with a person you've met online, you shouldn't be going anywhere that isn't public and you should interview each other, so you find out about their work, friends, things you might have in common, and people you both know in Winnipeg. And, most importantly, both people should leave in their own mode of transport.


text:
Silent Generation (Ages 63-82)
Planning for Retirement
AARP Retirement Planning
This site includes retirement and social security calculators, money management suggestions, and tips on protecting your retirement funds.
AARP Personal Finance
The AARP site Includes debt reduction and asset allocation calculators, tips on social security benefits.
Filing A Claim For Your Retirement Benefits
A How-to guide from the Department of Labor.
Social Security Planners Page
This page Includes information about planning for retirement, disability, and survivor benefits from the SSA.
Social Security Retirement Planner
This Social Security sponsored page includes detailed information about retirement benefits.
Your Guaranteed Pension
A guide to pensions from the Pension Benefit Guaranty Corporation.
Estate Planning
Money's Guide to Estate Planning
Guide from Money magazine.
Estate Planning from Cornell
The Legal Information Institute at Cornell University guide to estate planning.
Estate Planning FAQ
An introduction to estate planning issues from the American Bar Association.


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The suggestion that the rise in tensions between China and Japan could lead to a world war is a grim one. So I hesitate to admit that I quite enjoyed writing last week's column - largely because it sent me scrambling back to some old books on the origins of the first world war, that I have not looked at since I was a student. My original article has also provoked some interesting reactions from historians and political scientists.
Professor David Stevenson of the LSE wrote a letter to the FT, agreeing that there are disturbing parallels between events in the West Pacific now, and the prelude to the outbreak of hostilities in 1914. He believes, however, that things will only become really dangerous, if and when the two sides become accustomed to the idea that they might go to war. Read more


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Did you know?
Humpbacks are the fifth-largest mammals on Earth, famous for the long, intricate love songs they sing.
Between May and November, humpback whales make their way north from their Antarctic feeding grounds, heading for the sea channels between Mozambique and Madagascar.
Here they give birth to their calves in bathwater-warm temperatures, only leaving when the babies have developed enough thick blubber to withstand the icy temperatures down south.
On their way there and back, they stream past the KwaZulu-Natal coastline. And yet, until fairly recently, not much fuss was made of the whale-watching opportunities the humpbacks offered: the lolling southern right whales off the Southern Cape coast tend to grab all the attention.
St Lucia Tours and Charters, based in the toe of the famous iSimangaliso Wetland Park, is a responsible tourism operator certified by Fair Trade in Tourism South Africa. It is the only operator with a licence in KwaZulu-Natal to take people out humpback whale watching.
On your trip into these biodiversity-rich waters of the Indian Ocean, you might also spot turtles, whale sharks, dolphins, marlin and unusual pelagic birds.
Danie Bennett, who will almost certainly skipper the boat, has long been fascinated by humpback whales, and has one of the largest photographic collections of their tails, each one unique as a fingerprint.
St Lucia Tours and Charters, also known as Advantage Tours and Charters, is best known for its cruises up and down the St Lucia estuary. From its custom-made boat, the Advantage, you'll almost certainly spot hippos and crocodiles, admire the mangrove trees, see iridescent malachite kingfishers hawking for tiny tilapia fish, and almost certainly hear the wild call of an African fish eagle.
The company can also take you deep-sea fishing, on turtle tours in egg-laying season, or on snorkel safaris of nearby Cape Vidal beach.
But it's not all about marine and estuarine life. St Lucia Tours and Charters also offers game viewing in the Hluhluwe Imfolozi Game Reserve, horse riding along the beach and a cultural tour.
Its offerings reflect in miniature the wealth of experiences offered at the iSimangaliso Wetland Park, designated a World Heritage Site in 1999.
Travel tips & Planning info
Who to contact
Advantage Tours and Charters
Tel: +27 (0)35 590 1259
Cell: +27 (0)83 487 2762
Email: firstname.lastname@example.com
How to get here
The town of St Lucia, where the company is based, is about a three-hour drive north of Durban. Take the N2 northwards. After about 225km, take the Mtubatuba turn-off and follow the signs to St Lucia, which is about 25km away.
Best time to visit
The winter months, from May to August, are particularly pleasant because this subtropical area is cooler. It roughly coincides with the peak season to see humpback whales (June to November). If you're keen to see leatherback or loggerhead turtles, come between November and February. The Big Five, hippos and crocodiles are there all year round.
Around the area
iSimangaliso Wetland Park offers some of the most extraordinary waterscapes in the world. There are inter-leading lakes, fishing practices that date back centuries (fish traps), and some of the highest vegetated dunes in the world. You could be deep in the bush seeing the Big Five on one day, and lolling on a glorious talcum-powder beach the next.
What to pack
If you're going on a whale-watching trip, bring an extra jacket, shoes made of rubber or plastic (that can get wet), a towel, a bottle of water, a packet of biscuits and seasick tablets if needed. And, of course, bring your camera. St Lucia Tours and Charters supplies lifejackets and raincoats.
Where to stay
The little town of St Lucia has a number of guest houses, B&Bs and camping sites.
Best buys
The grass weaving around St Lucia is some of the best in Africa. Because there is little or no clay, the people used to carry water in finely woven grass containers. Mats, baskets, hats and bags are made from coloured reeds.


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I have had a Full Service and MOT at this garage twice, extremely fast professional service. I foolishly decided to try another Garage for my MOT this year and was left with few faults with warning lights when I got my car. IN'n'OUT quoted me £25 to have a look, resolved the issue within a couple of minutes and didn't charge me a penny for their work. I will certainly be coming back here for my MOT and Service next year and recommend every one else to do so too! Thanks IN'n'OUT team
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Turns out they could not do it on the sat I was off work so went to Kam in the city centre
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In as few words as possible, the best way to describe Jo Walton's Tooth and Claw (Orb Books, 2009) is to say that although it owes a great deal of its sensibility to the tropes of the Victorian novel, the main characters are all dragons. This is not in any sense a mash-up (do not, for example, think Abraham Lincoln and vampires), rather it's a melding of two cultures—humanity and dragonity. (And as far as I can tell, the main difference between the two cultures is that dragons ritually eat their dead in order to share their wisdom, strength, and power.) As Walton herself put it, the novel is "the result of wondering what a world would be like if the axioms of the sentimental Victorian novel were inescapable laws of biology." As a lover of both Anthony Trollope's multitudinous works and fantasy novels, it was a natural choice for me to pick up. Walton begins with the bare outlines of the plot of Trollope's Framley Parsonage: a father dies and the family begins a fight over his bequests. One son, a parson, hears his father's last confession and learns a fact that he is not to divulge to the rest of the family; another son decides to contest the original will. Meanwhile, the two unmarried daughters become pawns of the male-dominated society. How will it all work out? Will the good get their just rewards and the evil be punished accordingly? Walton's captivating tale is not to be missed.
Monthly Archives: August 2011
Tooth and Claw
Filed under Uncategorized


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Spotlight Article:
179 Henry Street
A Case Study in Converting from Two-Pipe Steam to Hydronic Heating
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Flow Control Gains in Accuracy
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A new flow meter is easier to use than a Duct Blaster, and more accurate than the temperature rise method. [continue reading]
Weatherization Test Drives Spray Sealant
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New aerosol spray technology can allow weatherization crews to seal even tiny duct leaks in places that are difficult to reach using conventional methods. [continue reading]
Those Wild Ducts in Your Walls
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More than three-fifths of the households in the U.S. heat or cool their homes with ducted forced air systems, so chances are good that air ducts are lurking within your walls, floors, or ceilings. [continue reading]
The Energy Penalty of Poor Duct Design
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A home with a poor duct system can't be energy efficient no matter how tight or well-insulated it is. [continue reading]
Building a Boiler Side-Arm
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A boiler is generally more fuel efficient than a standard gas water heater, especially when the boiler is fully loaded. [continue reading]
Fuel Use in Multifamily Buildings
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Multifamily buildings with more than five units make up about 17% of all U.S. housing, yet scant information exists on the fuel use of these building in specific locations (see "Multifamily Statistics"). [continue reading]
Ground Source Heat Pumps Dig In
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Ground source heat pumps (sometimes called geothermal heat pumps, Geo-Exchange Systems, or GHPs) most often exchange heat with the ground by means of a ground heat exchanger. [continue reading]
Dangerous Heater Parts Recalled
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In 1997, Cadet Manufacturing in Vancouver, Washington, issued a recall notice on some of its electric in-wall heaters. The heaters contain limit switches that have been identified as a fire hazard by the U.S. Consumer Product Safety Commission (CPSC). [continue reading]
Valerie Briggs
NREL Research Finds That 22% of New Homes Completed in the U.S. in 2016 Were HERS Rated
The National Renewable Energy Research Laboratory (NREL) has been researching the penetration of the HERS Index Score in the U....
Cheryl Hiltzik
LIHEAP In Action: A LIHEAP Employee Story
The stories of positive impact on the lives of people who receive assistance from LIHEAP is only one part of ...


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table = [2400,600,600]
lamp = [3600,900,300]
rug = [3000,5,2400]
I want to convert them into coordinates local to the house. The room relative to the house is at [12000,0,8000]
I want to keep the objects' names, but, so to speak, suffix them with .house to indicate house based coordinates, i.e.
table.house = [14400,600,8600]
lamp.house = [15400,900,8300]
- this being the sum of the coordinates of the table and the room ([2400,600,600] + [12000,0,8000]).
Using the following class, I can convert to house based coordinates:
- Code: Select all
class room_to_house_coords:
def __init__(self,room_coords):
self.house = room_coords + house
However, the entry must be in the form:
table = room_to_house_coords(table)
Is there any way of avoiding the repetition of the object, in this case 'table'?
Lastly, if I have a long list of room-coordinate based objects and want to convert them all to house-based ones, what is the best way of setting up such a loop? Would this involve extracting keys from the class dictionary?
Many thanks for your help.


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Love It or Hate It? The Kristen Bell CMT Awards Look You Didn't See
Not all of Kristen Bell's looks made it to the stage at the CMT Awards. What do you think of this previously unseen one?
-Lucia Peters
Host Kristen Bell wowed us on the red carpet at Wednesday's CMT Awards in her glittering gold Reem Acra confection, but that wasn't the only look she donned over the course of the night. With more outfit changes than Nashville has honky-tonk bars, she kept the designer looks coming straight through the show. Between the stunning one-shoulder Collette Dinnigan gown and her sparkly Monique Lhuillier halter, we're not sure which one we liked best!
Not all of Kristen's looks made it to the stage, however. People snapped the above shot of the actress backstage doing a fashion parade of all her award show looks, giving us a sneak peek at some of the looks that got axed. Here, she's wearing black pants, matching shoes, and a black-and-gold beaded jacket with one heck of a plunging neckline by Jenny Packham. What do you think?
Read A Sneak Peek at Kristen Bell's CMT Awards Look!… Well, Sort Of
To be honest, while I love Kristen, I'm not so sure I'm loving this look. Kristen is a tiny little lady (as am I—in fact, at 5'1", we're the same height), so I sympathize with the plight of the short gal—and unfortunately, this outfit makes her look a little stunted. I think it's the pants; maybe if the jacket were actually a gold-spangled mini dress, it would have worked better. It's possible that it's just the camera angle that's making her look a little on the short side, but either way, I'm kind of glad this ensemble never made it to the stage!
But maybe that's just me. What do you think, Bettys? Love Kristen's unseen look? Hate it? Feel kind of "meh" about it? Tell us in the comments!
Lucia Peters is BettyConfidential's associate editor.


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Books into Movies - The Town
Every movie that we will be viewing this year is based on a book, so we will make sure we have copies of each title available for anyone who wants to read the book before watching the movie. After the movie, if there is time, we will serve light refreshments and open up the floor for audience discussion. Talk about the movie, talk about the book, compare and contrast them—anything goes. Don't worry, you don't have to read the book to come and enjoy the movie. Just join us to watch a great film in the company of other movie lovers.
The Town is based on the book Prince of Thieves by Chuck Hogan.
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Gay Clark Jennings ~ Biography
President of the House of Deputies
At the 77th General Convention of the Episcopal Church in 2012, the Rev. Gay Clark Jennings was elected president of the House of Deputies by her peers. She is the first ordained woman to hold the position.
As president, Gay is committed to fostering a new generation of leaders in the Episcopal Church and encouraging the church to stand with children in need through the actions of General Convention and the work of Episcopalians throughout the church. She works closely with the Presiding Bishop and other church leaders for wholeness, reconciliation and justice in the Episcopal Church and the world.
Gay is a priest, ordained in 1979, and an eight-time deputy from the Diocese of Ohio. She is also the Episcopal Church's clergy representative to the Anglican Consultative Council. She previously served for 17 years as canon to the ordinary in the Diocese of Ohio and for nine years as associate director of CREDO Institute Inc., a church wellness program.
From 2006-2012, Gay served on the Executive Council of the Episcopal Church, which governs the church between General Conventions. She has held many elected and appointed leadership positions since her ordination, including chairing the General Convention legislative committees on Structure, World Mission, Communications, and Canons. She is a founding steering committee member of the Chicago Consultation, which supports the full inclusion of gay, lesbian, bisexual and transgender Christians.
Gay is a graduate of Colgate University and Episcopal Divinity School. She lives in Sagamore Hills, Ohio (outside Cleveland) with her husband, Albert, who has been a parish priest for 35 years. They have been married for those same 35 years. Their son, Sam, lives nearby and is a sound engineer. Their beloved daughter, Lee, died in 2010.


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Introduced by William Gay
Illustrated by Katherine Hardy
As I Lay Dying is an unforgettable portrait of an impoverished American family. This edition is introduced by William Gay, and vividly illustrated by Katherine Hardy.
Published price: US$ 53.95
Limited stock: 1 left
In the stifling heat of a Mississippi summer, a woman lies on her deathbed. From her airless room, she can hear her son sawing planks to make her coffin. Two other sons have left to fetch timber; they know that they could miss the moment of their mother's passing but they cannot resist the chance to earn three dollars. Addie Bundren's one request is to be buried in Jefferson, 40 miles away. Her family's terrible journey there will be plagued with disasters of almost biblical proportions, including a flooded river that threatens to sweep away the coffin entirely.
Introduced by William Gay
Illustrated by Katherine Hardy
Three-quarter-bound in cloth with a Modigliani paper side
Printed with a design by Katherine Hardy
Set in Deepdene
Frontispiece and 7 colour illustrations
208 pages
Book size: 9" × 5¾"
'That's what they mean by the love that passeth understanding:
that pride, that furious desire to hide that abject nakedness which
we bring here with us, carry with us into operating rooms,
carry stubbornly and furiously with us into the earth again.'
'The most radical innovator in the annals of American fiction'
First published in 1930, As I Lay Dying is an unforgettable portrait of a poverty-stricken American family. The narrative is shared by 15 members of the Bundren clan, their neighbours and acquaintances: Jewel, Addie's favourite son, whose real father is the preacher Whitfield; Addie's work-shy husband Anse, who fears that if he ever sweats he will die; their daughter Dewey Dell, who has pinned her hopes on the trip to Jefferson in order to terminate a pregnancy. As each of the narrators speaks, an utterly compelling picture of their relationships, secrets, rivalries and frustrations emerges. Faulkner's style at times resembles the stream-of-consciousness of Joyce and Woolf, informed by the rhythms of Southern speech and its unanswerable truths: 'And then, life wasn't made to be easy on folks: they wouldn't ever have any reason to be good and die.'
William Faulkner was born in New Albany, Mississippi, in 1897. With the publication of The Sound and the Fury in 1929 he became a dominant force in American literature, the most prominent of the group of 20th-century Southern writers that includes Flannery O'Connor, Truman Capote and Eudora Welty. Faulkner was awarded the Nobel Prize in Literature in 1949. This edition contains a new introduction by William Gay, a leading light amongst the contemporary writers of the American South.
'Brilliant and compelling'
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Review by blue.dingo on 19th Apr 2014
"As I Lay Dying is one of my all time favourites. This edition is so lovely that at times I find myself picking it up just to hold it in my hands. The illustrations are gorgeous and their style complem..." [read more]
Review by Arturo on 24th Jul 2013
Review by ericbruen on 21st Jul 2013
"I fell head over heels in love with this book when I first read it - I fell more in love when I set eyes on this folio edition. This edition of As I Lay Dying is the third I've bought and despite alre..." [read more]