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Had a severe headache from the drug itself that just made me 10x more miserable.
My hip is out of place and I have had back muscle pains due to it straining my back. After taking 2 it eased it up and I was able to go back to normal.
waste of time and money. does not help.
Good It helps for bad pain and is the only one of this kind that doe snot make me nauseous
After three years,no longer helps. It helped me for three years,but is no longer effective. I had no side effects.
The only medication that has worked After 22 yrs. working with a Pain Specialist (Internist & Phychiratist) and trying many different drugs, tylenol 4 has been the drug that has always worked best.I take up to 12/day, and have work for the past 22 years in a proffesional career. I have had 6 knee operations, and continue to have a high quality lifestyle.
Tylenol #3 I have not found Tylenol 3 to be effective against my CH.
only on it for 3 days This painkiller works well, if you can handle codeine. My stomach couldnt tolerate it at all but I still tried to deal with it for a couple days. Vicodin or Darvocet worked better for me
Best treatment for my daily headaches Years ago I took T3 once a day and it was great. Now I need it 2-3 times a day. I worry about tolerance and rebound. I'm only 39 and hope for another half a life, so the increase concerns me. Tylenol and codeine aren't particularly good for the liver and kidneys, either. Although T3 daily with Maxalt 1-2 times per week work the best for me, I'm concerned about the longterm effects.
Eeehhh... It's okay. I have used Tylenol III for years as a supplement when I have had little nagging migraines that just won't go away. Normally the Zonegran takes care of them but occasionally one will leak through. I have had much better luck with Panlor. It is far and away better that Tylenol III. It is more expensive since there is no generic. There is some slight chemical difference in the two mostly the Panlor has a bit of caffeine in it. The codeine is a bit different in some way – hey – I'm not a chemist. I just know it's much more effective. Strange thing is it has less codeine in it. The usual codeine side effects apply to both. We all know how they feel.


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Didcot Town ended their Evo-Stik Southern League home campaign with a 1-0 victory against basement side Stourport Swifts.
It was only the Railwaymen's sixth win in 19 Division 1 South & West games at the Loop Meadow – a statistic that will have to be addressed if they are to make an attempt at gaining promotion next season.
Didcot manager Dave Mudge once again chose to field a number of youngsters with teenagers Ryan Tappin and Jack Bernasconi making starts and Lewis Noble and Harry Halls coming on after the break.
In a low-key first half, Didcot's best chance fell to Tom Mudge, but he headed over.
The second half was a better spectacle and the hosts edged ahead on 54 minutes.
Denilson Vincente showed great composure to slot home past Haydn Whitcombe from six yards.
Vincente should have doubled the lead ten minutes later.
After Whitcombe had denied Anaclet Odhiambo the ball fell to Vincente, but he fired his effort against the bar.
Rory Curtis almost made Didcot pay for that miss when he curled a left-foot shot narrowly wide .
Didcot Town: Beames, Heapy, Owens, Mudge (Halls 57), Henderson, Tappin, Bernasconi (Noble 84), Elkins, Vincente, Odhiambo (Hodgkins 55), Davis. Subs not used: Feaver, Hodgkins.
Attendance: 134.

subset: commoncrawl


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He's considered one of England's bright young prospects but Brad Smith has relinquished any chance of playing for the European heavyweights after committing to the Socceroos.
Smith on Wednesday was one of several new inclusions in coach Ange Postecoglou's 20-man squad for next month's friendlies against Belgium and Saudi Arabia as the Socceroos begin preparations for next year's Asian Cup.
Born in Australia to English parents, Smith was eligible to represent either country but, after playing for England at under-17 and under-21 level, the 20-year-old defender has confirmed his allegiance to the green and gold.
Despite already having begun his rise through the English ranks, Postecoglou insists Smith didn't need any persuading to commit to Australia and said providing another option at left-back was key to his selection.
"I wouldn't force anyone to play for our country. I don't think that's how it goes.
"We've had a chat obviously and he's very keen to represent his country and we want to give him an opportunity to do that."
Smith, who debuted for English Premier League giants Liverpool last year, went on loan to Swindon Town earlier this month, joining Socceroo Massimo Luongo at the League One outfit.
Paperwork has already been lodged with FIFA to commit Smith to Australia, with Postecoglou hoping the defender will be cleared to play on September 4 against Belgium.
Smith joins A-League young guns Tomi Juric and Terry Antonis and fellow uncapped players Chris Herd, Trent Sainsbury and Bailey Wright in a squad which features eight players who were not part of the World Cup side in Brazil earlier this year.
Star forward Robbie Kruse is back in the fold after recovering from a serious knee injury but the likes of defenders Rhys Williams (knee), Curtis Good (hip-flexor), Ivan Franjic (knee), Matthew Spiranovic (ankle), playmaker Tom Rogic (groin), midfielder Matt McKay (ankle) and striker Adam Taggart (ankle) have all been sidelined.
"We're always going to have injuries - that's the reason we need to create some real depth ... so that leading into the Asian Cup, we have some options," Postecoglou said.
"I felt we didn't have a lot of options going into the World Cup.
"So with that in mind, we've made a number of changes for the upcoming friendlies and given the opportunity to a number of players who haven't been involved or have been on the periphery to get some game-time and put their case forward."
Experienced campaigners Mark Bresciano and Josh Kennedy were notable omissions with Postecoglou insisting they're still in line for later friendlies in October and November.
Postecoglou said he had been monitoring Western Sydney striker Juric, who impressed by scoring in the A-League All Stars match against Juventus and the Wanderers' 1-0 Asian Champions League victory over Guangzhou Evergrande on Wednesday.
"With Adam Taggart still out injured, we're thin up front. We've obviously got Timmy Cahill but Tomi's one we want to have a look at," Postecoglou said.
With the lack of experience available, Postecoglou has recalled Carl Valeri who, with 50 appearances, is the second-most capped player in the squad after Cahill.
The Socceroos take on Belgium in Liege and Saudi Arabia in London on September 8.


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I'm not going to lie. I'm really nervous about posting my first outift here. Lol. I think I'm trying too hard to impress you all. I mean…look at me…I cropped my face out because I was making a weird face!! Don't worry. I will show my pearly whites on the next one.
This was my Superbowl Sunday outfit. I was nice and comfy, but not warm enough. I had to throw on a sweater and scarf a couple of hours after taking this. As you can tell, I'm a bargain girl! And proud of it!


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text:
Chemistry 254. Organic Chemistry II
A continuation of Organic Chemistry I. The focus of the course is on the chemistry of alcohols, aromatics and carbonyl compounds including functional group transformations and multistep synthesis. The laboratory will consist primarily of organic reactions and analysis of products using MS, NMR and IR spectroscopy. Three hours lecture and four hours laboratory per week.


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The Great American Foreclosure Story: The Struggle for Justice and a Place to Call Home
The story of how one woman went from a three-bedroom home to a tent is the story of how America ended up in a foreclosure crisis that still drags down the economy.
But instead of helping Sanderson avoid foreclosure, Chase pushed him into it. A bank employee told him to make payments on a HAMP "trial" modification, but when the lower payments made him fall even further behind, Chase launched a foreclosure suit. In the end, it took almost two years and more than 200 conversations with Chase employees, he says, before he finally won an elusive modification. He has pages of notes detailing his talks with Eric, Dustin, Cathy, Leanne, Lucille, Angela, and on and on. He was successful, he says, only because he played hardball.
After Chase's lawyers filed suit against him, an assignment was executed transferring his mortgage from his original lender to the 2004 security into which his loan had been bundled. It was signed by a notary and two employees of Lender Processing Services purporting to be vice presidents of MERS.
Through a listserv for borrowers facing foreclosure, he found others with the same signatories who were investigating their paperwork. One man had sent off to get the notary's application from the state of Minnesota, and offered to share it with Sanderson. When Sanderson put the application, which bore the notary's signature, side by side with his assignment, he found the signatures bore no resemblance to one another, raising the question of whether the notary's signature had been forged. That all three signatories were employees of Lender Processing Services, the parent company of DocX, only increased his suspicions.
A spokeswoman for Lender Processing Services declined to comment on the documents.
Nevada's attorney general recently filed suit against Lender Processing Services, alleging widespread document fraud, among other things. The company says the charges are untrue but is in settlement talks with the attorney general.
In the 20th month of his quest for a loan modification, and after yet another denial, Sanderson finally lost his patience. For most of that time, he'd been making payments, though sometimes Chase had rejected them. He'd also been paying his second mortgage, a smaller monthly sum that was also with Chase. He threatened to stop paying both, he recalls. He told a Chase employee he'd fight it out in court.
"I was like, 'Screw you guys. I'll stop paying and drag this out forever and live for free,'" he says. He mentioned the suspicious mortgage assignment and problems with the note. "Boom! Right after that, they sent me a permanent modification."
The modification, which he signed and has been paying since, set his payments to about what he'd been paying before he fell behind. Like the overwhelming majority of modifications since the launch of HAMP, his was achieved outside the program.
Christine Holevas, a spokeswoman for Chase, didn't respond to Sanderson's experience other than to say the company was "pleased we were able to provide the borrower with a modification" and that recently Chase had significantly reduced its backlog of customer complaints.
HAMP's false hopes
Under HAMP regulations, Ramos should have been automatically considered for the program. And of course, Wilshire's attorneys had pledged she'd be reviewed. But Ramos and Varnell, her attorney, heard nothing from the company. Meanwhile, Varnell wasn't optimistic about her prospects for a modification even if she was reviewed.
Since the summer when Wilshire had first launched foreclosure proceedings, Ramos' brother had passed away, leaving the family with less income. That and Ramos' past dealings with Wilshire didn't give much reason for hope.
Indeed, in Ramos' security, very few homeowners had won modifications. Every month since the security was issued in 2007, its trustee, Deutsche Bank, has issued reports for the investors. Those reports do not show a single modification until September 2010. By that time, a year and a half after HAMP's launch, more than a third of the loans in the security had already been foreclosed on.
Foreclosures and Modifications
in the Security that Includes Ramos' Mortgage
Simon, the spokesman for Bank of America, argues that the reports were likely inaccurate. "Wilshire was very active in modifications and other workout programs from the start of the economic crisis and well before the introduction of HAMP," he says. "The apparent lack of modifications in the securitization pool may be a reflection of how they were reported [to Deutsche Bank]," he said. "Wilshire may not have specifically flagged them as 'modifications.'"
(Bank of America acquired Wilshire when it bought Merrill Lynch in late 2008. In early 2010, it sold Wilshire to IBM but retained servicing for all the loans that Wilshire had been handling.)
There's not much evidence that Wilshire really was "very active in modifications." A recent analysis by Amherst Securities, a firm that provides research on mortgage-backed securities, showed that Wilshire had been the stingiest of all the major subprime servicers on granting modifications. The analysis found a similar tendency at Bank of America's other subsidiaries, which all ranked at the bottom of a list of 19 servicers. Bank of America declined to respond to questions about its servicers' low rate of modifications.
Some homeowners have sued Wilshire, alleging it ignored HAMP's rules. In Florida, a married couple in the same security as Ramos endured a similar ordeal. Wilshire had led the couple to believe they were being evaluated for HAMP but pursued foreclosure anyway, according to their appeal of the foreclosure judgment. They also allege that Bank of America, which assumed servicing for the security in 2010 from Wilshire, was no better and sought to sell the house while they were still waiting for an answer to their modification application.
60 comments
Yeah, the banks were profit driven bozos. Many of their actions were (are) criminal IMO. However the "well everyone else is doing it why not me" herd mentality that had people jumping onboard with empty promises from the bank is equally responsible.
Was there really nobody in Florida that could mow lawns and keep the business afloat while her arm healed? Taking out loans for adult children when you can't make ends meet yourself? Why was she letting her mortgage banker make her financial decisions instead of making them herself? Too many unanswered questions here that point to mistakes made on both sides of the fence.
"The story of how she ended up in a tent is the story of how America ended up in a foreclosure crisis…" THATS A STRETCH
Dr. Robert Shiller is my prophet when it comes to residential housing and he just said recently that we may not see housing return to it's 2006 peak in our lifetimes. I thought I was pessimistic. I thought it would take 10-15 years. What all of us need to know is that prices in most neighborhoods exceeds the historic trend line and they will fall regardless of what tactics the banks and government take. I have watched this many times in California which has had several boom-bust cycles. Homeowners must realize that they don't own the property. They own an obligation, the mortgage. Since they can't keep up with payments even with today's unusually low mortgage rates, they need to rent. This particular story is sad, but she should never have purchased this house and using the proceeds to finance a business? Oh well, she lost there. Why should taxpayers suffer from her misfortune? All of us have made mistakes in the past. Will the government re-inflate my 401K? How about paying for my business failure?
+1 to Russell L. Yes, the mortgage broker was wrong to falsify Ramos' information to get her the loan, and yes it was wrong for the banks to bundle loans and sell them to investors with AAA ratings… but why was she applying for such a loan in the first place? Did she think that by getting a larger loan, that her payments would be lower than her original loan? She said herself she didn't look at the details of the loans and trusted her mortgage broker. It wasn't until after she was foreclosed that she started looking at details and that's a big problem in itself. I'm not excusing the evil practices that the market and industry condoned, but we can't toss out personal responsibility either.
Listen up, people:
The subprime industry and MERS was/is a GIANT LIE. Only COLLECTION RIGHTS were transferred at closing—-NO FUNDING—-NO MORTGAGES—-FALSE DEFAULT DEBT—-DEFAULT JUNK DEBT BUYERS ARE FORECLOSING AND STEALING HOMES—-WAKE THE HELL UP… Giant cover up from our government because fannie/freddie were involved—-FRAUD FRAUD FRAUD…not to mention MAJOR insurance fraud…PEOPLE ARE BEING KICKED OUT OF THEIR HOMES BASED ON UNSECURED FALSE DEFAULT DEBT MIRED IN FRAUD…
The ORIGINAL CLOSING DOCUMENTS were a LIE…NOT the homeowners fault:
NO FINANCIAL STATEMENT accounting for receivables supports the subprime trusts. NONE. WHY? There were no receivables on any entities balance sheet because they were only debt collection rights — whose cash flows are reported on INCOME STATEMENTS — not balance sheets.
Securitization of receivables??? NO — Bogus. Securitization of ASSIGNMENT of default debt cash flows??? YES.
comments today from livinglies(dot)wordpress(dot)com:
ian, on April 10, 2012 at 9:26 am said:
ANONYMOUS- right on the mark, as usual. If this fraud wasn't so horrifying and disgusting, it could even be humorous. When speaking with friends and aquaintances about the current real estate fiasco, and they ask, " well, which bank are you with"?
me: there is no bank.
them: Well then who's your lender?
me: my lender went under in 2008
them: is your mortgage in one of those trusts?
me: it's supposed to be, but the SEC told me it was never put in the trust.
them: Well then where is it?
me: I've spent 3 years trying to find out, and quite honestly, I have no idea where it is.
them: (exasmperated by now) Well who do you send your payments to?
me: XXX
them: well do they own your mortgage?
me: no, investor P61 allegedly owns it
them: who is investor P61?
me: I was told that the information was confidential, so I went on the Investor ID site at the MERS page, and found out that P61 was ZZZ.
them: Great! So they own your mortgage?
me: Hard to tell. They went out of business in 09. They couldn't scrape up 250k to renew their bond, so the CA Dept of Corporations shut them down.
them: So they were taken over by another company?
me: No, they owed BBB bank 30 million dollars, and had no real assets, so nobody bought them. There were no successors and assigns.
them: Can't you track it by the loan number and find out who owns it?
me: That's another problem. I had a purchase money mortgage and two subsequent refis, but I have 9 loan numbers, and God only knows how many instrument numbers. I hit Google Search and my computer started smoking.
them: well, how about contacting the Trust certificate holders? Maybe they can help!
me: I could only identify 2 partial certificate holders, the Fijiian Coconut Growers Co-Op, and the Ugandan Ministry of Defense. Coconut growers have fallen on hard times, and they tried to sell me their shares, so I told them I would get back to them. The Ugandans lost everything in the Madoff ponzi scheme, but feel that the market will be coming back due to the HAMP program. For awhile, the MBS investment paid out, and they used the money to buy some used Russian MIG fighters, but now they can't get any spare parts. They put me in touch with someone named "Eddie", in Secaucus NJ. I understand he has ties to the Garbanzo crime family.
them: so what can you do?
me: exactly.
ANONYMOUS, on April 10, 2012 at 6:19 am said:
Answer this — WHAT LENDER??? The Trust?? Trustee?? Securities investors? Not the lender — not the creditor. There is NO lender. Who are you going to call??? Ghost busters??
Why refinance? Because interest rates are going to go up — eventually, and many stuck in high adjustable rate debt. Not all are under-water.
All of the subprime were modifications of (false) collection rights. All that survives is debt collection rights. THERE IS NO LENDER — only a debt buyer.— undisclosed. .
An American nighmare I wish ProPublica had posted that mortgage broker's face all over this story he deserves to be in jail. As for Merrill Lynch I am shocked at how far they have fallen I remember when I started working if you worked for them it was like having instant respect. Seems Ms. Ramos and her family will come out the other side intact best of luck to them
I asked: "WHO is the REAL CREDITOR???"
answer from servicer: "We don't have to tell you that because of privacy laws…"
Then they sold/stole my house.
"privacy laws" amounts to them covering up the fact that there IS NO LENDER. THAT'S the reason for all the "bank's bumbling"—-as this article says…
These banks are out of control…My mortgage was modified in January, 2011 and I've been current every month…I just learned yesterday that the bank, Suntrust, FORECLOSED on my second and never even notified me!!! I found out from an "alert" that my Experian credit report had negative information posted!!! Has anyone else ever had this happen? I don't know what to do. Suntrust can't even answer the question of how a current loan with no past due balance was foreclosed on…INCOMPETENT!!!
While this story claims to be about mortgages, it primarily shows the lack of a basic safety net: no medical insurance and no short term disability insurance. If Ms. Ramos had had these basics, she would have never ended up in such dire straits.
This is a BS line from the article:
"The security's investors bore the loss, not the servicer, which recouped all fees and expenses."
THE SECURITIES INVESTORS DON'T AND NEVER DID FUND OR OWN ANY LOANS…get it right, propublica!!! Come on—-we need you to reveal the WHOLE TRUTH!!!
I have told you over and over to contact me and I can put you in touch with someone who has actual physical proof of what I have been saying here—-but you never ask for it…don't you want the whole truth revealed…??? Why not???
We can not change banks,mortgage industry, government. Now, with Congress a hostage in the hands of corporations, and justices like Scalia, Briar, and Kennedy, we need to encourage our young kids to enter politics with the intention not to be corrupt just like their current law makers. Only young, committed, and patriotic Americans can change this equasion.
Congratulations, ProPublica, on another excellent peice.
There is a homeless tent city near the base of the Ben Franklin bridge on the camden NJ side.It has got so big they have there own mayor in the camp and they do not just let anyone in.They do not tolerate drinking,drugs ,prostituion in the camp.It scares the hell out of me for i might be heading there soon myself for my home is going into foreclosure soon.I bought this home 8 years ago and was a major handyman projectl so we could live within our means.My wife could not even move in with me for 8 months untill i got it habitable.I broke my butt every day after work for 6 years rebuilding it both cars paid off and over 150.000 miles on both.I have two small children and this is the only home they ever knew and was my wifes first house.I find myself shaking and not sleeping at night and feel like its the end of the line.I raised my children right and have two older children who are great examples of true American pride where my son in the NAVY where Vise president joe biden 9 months ago in Naples Itatly offered to conduct my sons reinlistment ceramony but i can not even face them anymore
God help me
Gregg S
There is a homeless tent city near the base of the Ben Franklin bridge on the camden NJ side.It has got so big they have there own mayor in the camp and they do not just let anyone in.They do not tolerate drinking,drugs ,prostituion in the camp.It scares the hell out of me for i might be heading there soon myself for my home is going into foreclosure soon.I bought this home 8 years ago and was a major handyman projectl so we could live within our means.My wife could not even move in with me for 8 months untill i got it habitable.I broke my butt every day after work for 6 years rebuilding it both cars paid off and over 150.000 miles on both.I have two small children and this is the only home they ever knew and was my wifes first house.I find myself shaking and not sleeping at night and feel like its the end of the line.I raised my children right and have two older children who are great examples of true American pride where my son in the NAVY where Vise president joe biden 9 months ago in Naples Itatly offered to conduct my sons reinlistment ceramony but i can not even face them anymore
Gregg S
I printed this informative article but th print was oo small. Is there any way to get the print larger?
George S.
Please don't do anything drastic—-this is the supreme test of your life—-be strong and faithful…we are only on this planet for an instant and all the wealth and comfort in the world means nothing in the end…
This is not our fault. Please read my posts…it is the truth.
Locate an Occupy Wall Street (OWS) organization near you—-see what they can do—-they are helping people stay in there homes—-we have to unite…the government doesn't care and won't help us because the truth is they were complicit in the biggest financial heist in world history.
George, you are not alone…God loves you—-don't give up. I was foreclosed on with NO PROOF of "loan ownership"—-these bastards are kicking people out with no right to—-it was a big lesson in DETACHMENT from worldly things for me and my family but we are renting a darling house now and we are fine…have faith and keep your chin up and just keep searching for the truth…I used to "shake and not sleep" too—-but that means the bastards are winning—-be strong—-the tide is turning—-the truth is coming out.
Thanks Carie,i will look up occupy.I know god is here and my son in the NAVY tells me that all the time.He is what is called an RP or basically a chaplin's assistant that is something he chose.He's very spiritual.
This is not a good example for the American Foreclosure crisis. This is an example of the people who made really decisions. Maybe its the way this article was written there was a lot of unneeded woes is me information. We didnt need to know every single bit of badluck she had because it doesnt all relate to her current situation. She made sooo many stupid mistakes and maybe she was a victim of predatory lending but she played a part in her bad business decisions. $90k on a lawn mover business and they had 4 customers? A lawn mower costs how much? $28k to her adult son, $140k to pay off old loan…come on!!! These are the people who wouldnt have been broke eventually even there was no recession. I usually find your articles very informative but this one this article is a bad example. I have a better story…..an owner of a newspaper had her home for 20 years…..then the economy tanked she lost many advertisers and then Wells Fargo said they would approve them for a loan mod of their home but the foreclosre department wasnt tallking to the loan mod dept and the next day their home was foreclosed after they were approved for a loan mod. That is a tragic story not this crazy lady filled with bad business choices and bad luck.
I have followed this story for many years, starting with the two bombshell stories Eliot Spitzer wrote for the Washington Post and for which he was busted for telling too much truth. 49 of the 50 state attorneys general just signed on to some "settlement" that is nothing but further grand larceny by the big banks and further ripoff of the average American taxpayer.
Our whole economy is about to go totally belly up and ALL of our federal and state "elected represenatives" and bureaucrats are hideous lying crooks. I am seriously questioning if we have the only important thing we ever had - the rule of law. I also question if America was ever really about government of the people, by the people and for the people.
Thank you Carie for sharing your true knowledge with us. You are the main one who has helped this story move in to truth and factuality.
There is a person named Randy Kelton on RuleOfLawRadio.com and LogosRadioNetwork.com. He has a business where he helps people to stay in their homes and fight foreclosure. He said recently he has not helped anyone get to keep their home free and clear with no more mortgage payments, but he has helped hundreds of people to remain in their homes. The people are advised which papers to file and to which entities to file them. If the people follow his instructions to the T, they will be likely to continue living in their home.
I personally think possession is nine tenths of the law, so it is crucial to not vacate. Start filing these actions and requests and forms of various kinds and no law enforcement can come and evict you. Stay in your house.
I find the word "subprime" to be kind of a misnomer. I looke dit up and it means that the person was given a mortgage rate HIGHER than the prime rate because their financial record was not so good. But I have also understood that most of these people who got these loans had good credit ratings. The predatory lenders railroaded these people with good credit ratings into too much house and the people just did not think and investigate carefully before signing on the dotted line.
Our once great nation has been deliberately taken down by the internationalist banksters and the SEC and all major federal financial regulatory agencies are a hideous crooked joke owned and operated by the banksters. Now hows that for some truth for ya, Carrie?
@ Shell - The last sentence of your post is needlessly offensive. I doubt the former homeowner is "crazy," a pejorative term that you equate mental illness with financial misfortune.
There's no need to bring even the specter of mental illness into this discussion, or any. I doubt you would criticize her ethnicity, religious affiliation or medical condition, if you knew of any.
Words are powerful and they can foster stigma. Why trivialize something as "crazy" when you are in no position to know any such thing. And even if you were, that label would be inappropriate and dismissive at best. (A HIPAA violation at worst.)
Please refrain from tossing this term around. Be a small part of that change, won't you?
The question that I have is when will the American people wake up and just stop participating in this manufactured mess? Are we nuts paying a mortgage on a home that isn't worth the paper its printed on? An honest attorney told me the truth is the housing prices are never coming back . He also told me not to sign or agree to anything because the banks debt is unsustainable. We always here the squawk about the poor investors and that someone is owed this money. The truth is that the investors were oversold investments in a gamble in a money flow that is now non-existant. The financiers committed $1.2 quadrillion dollars in fraud in our names and their debt can never be repaid. The investors were insured with CDS insurance and already got paid by bailed out AIG. The financiers of the world never lent us any money and who is really owed this money? WE THE PEOPLE are. The U.S. TAXPAYERS are owed hundreds of trillions of dollars by these TBTF institutions. That mortgage money is going into the pockets of the very crooks who swindled and robbed us and intentionally put us here. This manufactured serfdom was all done and is still being done under many guises to bankrupt us and weaken us mentally, physically and emotionally. Lies like TBTF, DEADBEAT HOMEOWNERS, AMERICA IS BROKE, GLOBALIZATION, THE NATIONAL DEBT, FED MONETARY POLICY, ETC..are code words for sneaky classwarfare. It is about time the 99% stopped participating in this fraud. We are allowing the 1% to steal our remaining wealth and our country. Time to unite and stop participating in all of the fraud and corruption that is destroying us as a free country from the inside. This economy is not going to get better until we stop participating. We are aiding and abetting our own demise by allowing these crooks to recycle their massive fraud and rob us of whatever wealth we have left.
(from livinglies(dot)wordpress(dot)com:
New Foreclosures Will Set Record in 2012
Posted on April 5, 2012 by Neil Garfield
Editor's Note: This is how they do it. First there is the slap in the face. Then you have the recriminations and apologies and "penalties" that amount to no more than rounding errors. People have become accustomed to the tragic numbers of people losing homes to a completely false and fraudulent scheme defrauding the local, state and federal government as well as the core of the middle class (eventually 12 million people will lose their homes).
Now comes the real fun for the banks. The number of foreclosures being initiated by the banks will exceed any year in history this year. It all depends upon apathy produced by the conditioning that the media and the banks have allowed to seep into the narrative of this tragedy.
There is no doubt that in 2007 if anyone was told that that by 2012 5 million people will have lost their homes and soon thereafter another 7 million people would lose their homes, the public outrage and astonishment at the gutting of our economy would have led to all the rules and enforcement that should already be put back in place (same as they were after the Great Depression caused by bank speculation). Business owners would be aghast at the demolition of their customer base and governments would brace for the worst fall in tax revenues ever experienced in American History. Most importantly, we would have done something — if we believed it.
I was a lone voice in the wilderness back then as was Roubini, Johnson and others who saw easily that the American economy was headed for banana republic status. But the stock market was at 14,000 and nobody could imagine that this "fun" would end. It wasn't real then and it isn't real now. There is no recovery, regardless of what the Obama administration says, which is not to say that in this election year we are throwing our support to the republican party whose policies and ideologies were largely responsible for this mess being so bad.
My message and the message that comes from other people with even greater knowledge than myself is that we are in for the real crash this year. The insane part of all this is that we now already know what was considered conspiracy theory back in 2007 — the mortgage debt was paid off by taxpayers and insurers, the mortgages are invalid and unenforceable, the mortgage bonds were sold fraudulently, the mortgage bonds were sold with false ratings of investment quality, the properties were financed with false appraisals of fair market value to support prices that were in some cases multiples of the actual value. We now know these things to be true and not just the deduction of some people studying the marketplace.
We know, because the Banks admitted it, that the foreclosures were wrongful but we are still not doing anything about it, let alone stopping the new ones.
So my question to local, state and federal governments, to businessmen who rely on consumer purchasing, to homeowners who think they are untouched by a housing crash they thought was over, is this: when will you learn? or to paraphrase Truman — how many times do you need to be hit in the head before you look up to see who is hitting you? It's the Banks and as long as you let our government do business with these handful of banks who are essentially dictating government policy, we will be headed downward. These Banks are doing a better (more effective) job of tearing this country apart than Bin Laden ever conceived of doing.
The larger policy questions are being completely missed. The question is not higher or lower taxes or higher or lower spending. The question is whether we take back what the banks stole from us.
It's rampant here in my area Sarasota, Bradenton and Venice Florida and it's about to get a lot worse. If anyone thinks that for a moment that the bank "works" with people, then people are mistaken. The amount of fraud upon the courts that the banks and the lawyers that represent them have committed is ASTONISHING. It's not the job of the courts to "investigate" this fraud. While these banks have big firms to represent them, they WILL back down when you identify their shinanagans.
Take a look at foreclosurecourtroom.com. There's a guy in my area that writes this blog and discusses how to represent yourself Pro-Se and beat them back. In MOST cases the banks fraudulently tried to rip homeowners out of their homes all the while absorbing tax payer dollars. Now, they're going to do it again.
Fight them back!!!
FIAT CURRENCY is FRAUD.
The "Federal Reserve" is a PRIVATELY HELD BANKING FRAUD SYNDICATE.
This was all done BY DESIGN INTENTIONALLY to BANKRUPT America and usher in the INTERNATIONAL BANKERS TOTAL WORLD CONTROL SCHEME aka The New World Order.
WAKE UP!! Pres. Andrew Jackson & JFK knew the truth! Why don't YOU???
Kudos Mr. Kiel - Spot on!
Our great leader's "redistribution of wealth" is a tenant out of Engle's Communist Manifesto.
Should he get 4 more years we will all be starving and freezing in the dark.
Dare to prepare.
Right on Mr. Kiel - WRITE ON!
P.S. "May you live in interesting times." Ancient Chinese curse
The article seems to forget the tremendous legal pressure from Congress et al to give out loans like candy or be sanctioned for not being progressive and sensitive enough to poor folks that could not really afford a house. Lenders were being constantly scrutinized and pressured to conform to the "fair housing" dictates from D.C. Sure, some took advantage, on both sides of these deals, but the lady is one example, which may not equate to a typical example. Thers is plenty of blame to go around on this issue so tell the whole story.
While we speculate about how the mortgage holders got into trouble and what should be done about it, the bank fraud has been proven. Theft is theft, fraud is illegal and yet none of those admitting what they did has been punished. It's as though once the total amount of the theft exceeded a trillion dollars, it was no longer is taken seriously. We are attempting to put a bandaid on a massive wound that is bleeding profusely.
No one seems concerned that many of the causes of this crisis were the result of the deregulation policies enacted by those following the Fed's Alan Greenspan's theories. He was a devout follower of Ayn Rand and her faschist ideas about letting a few individuals have the freedom to do anything to promte themselves without regard for anyone else. Those theories placed individual freedoms above those of the people. The objectivists as they are called believe that no one should be responsible for anyone else or subject to government regulations. Therefore any regulation or tax is bad. As controls on the financial instutions were eliminated, profit by any means became legal. Even then greed cause fraud to occur and even those laws protecting ordinary citizens were ignored.
Now we have a Republican Party and many Democrats who believe that our economic woes were caused by the needy and not the greedy.
Every time another banker, CEO or Wall street head admits his guilt and gets away with a slap on the wrist, more homeowners will suffer. even if they pay their mortgages on time. How many have paid erroneous charges and bogus escrow fees rather than be late with their payment or question their bank.They still will find their home values have declined to a point where the former value of those homes and the payments they made in good faith have disappeared into the pockets of the 1%.
Who do you think the evil profiteering banksters are?
They are your neighbors.
Who sold you the loan?
Who "represented" you in your real estate "transaction"?
The truth is the fools who bought a $600,000 pile of sticks from the girl that was working at Dairy Queen last year and didn't even bother to perform cursory due diligence are 100% at fault for the destruction of our economy. Greed + Ignorance = Amerika.
Trying to blame the FREE MARKET which hasn't even existed since 1913 is laughable and disgusting propaganda.
The housing market is the most regulated racket going. It is protected organized crime and I bet you are great friends with many of it's criminal members, even envious of them…. Poor america..
Let's make ourselves feel better by bombing the F out of some dude on a donkey it must be his fault real estate never goes down…
I can see anther story. It is the story of Tom. Tom rents, so every month he has to come up with money. If he looses his job, he will be "evicted" from his home and the government doesn't care. His crime? He didn't jump in on the housing bubble when he had a chance and can't demand a government bailout to "save his home".
In the end, Tom will end up paying for all those who did jump onto the bubble, whether it is trough higher taxes, higher banking charges, or higher costs if he ever was able to try and get a loan. Clearly it those who jumped on the bubble that should be rewarded and those, such as Tom, who need to be punished. After all, how else will we inflate the next bubble?
Are you kidding me? Did nobody see how much money they had to come up with every month, how much the loan would mature for at the end of 30 years. I have a hard time feeling sorry for all these people that signed up for these loans. The bottom line is they just could not flip the house and everyone wants someone else to be the bad guy, to pay for the loss of equity and the misfortune. Now granted there are people who got sick, lost their jobs, etc. etc. but that is not everyone. So out come the lawyers and class action law suits because "poor me I was confused and the banks swindled me and I did not understand what I was signing" right. Bottom line is you did not pay your mortgage and you lose your house, be lucky the US does not have debtors prison like Dubai. Welcome to our entitled nation and the end of thinking of our homes as an investment vs. something you live in for 30 years….
In 2009 two brilliant economists made a case for principal reduction: John D. Geanakoplos and Susan P. Koniak - here is a link to their op-ed in the New York Times.
@jay- The CRA didn't "force" lenders to lend to unqualified borrowers. That's political spin. The proof of that is that BOTH parties have championed homeownership when in power. The CRA only prevented redlining in select (nee minority) neighborhoods.
@CatherineTripp- Any attempt to keep homeowners who are underwater at this moment will probably fail due to the fact that many of them could not afford to stay in their homes even after this principal reduction. Recent experience with refinancing has proven that most simply default at a later date and nothing is accomplished other than damaging the lender/investor. Also, you are advocating that the bondholder/investors who lent them the money, should shoulder the loss. Why is this fair? No one paid off my bills when my small business failed. Even worse, this is a horrible moral hazard for the rest of us who pay our bills. It will not only delay the return of normalized appreciation to the residential housing market, but it will poison future investors in mortgage bonds.
Many who should never have qualified for a mortgage now find themselves swimming naked. They should have remained renters and should simply rent what they can afford now. What's wrong with that? What's wrong with each of us taking responsibility for our own decisions including our mistakes?
Sorry HalB - the banks were under tremendous duress to do so and that is not spin, it's a fact. I retired from 35 years in banking two years ago. We were constantly being "examined" for compliance which meant give the loans or else. It took greed on evberyone's part to create this mess.
Also, I did not attribute this problem specifically to either party and you are quite correct that both are largely responsible. What dissapoints me is all homeowners are automatically characterized as victims of the greedy mega banks. People that did not read their loan docs, particularly the critical parts, and who lied about their finances, deserve no handouts. Period.
That's absolutely not true, jay. I challenge you to find documentation showing proof of your claim that the CRA "forced" lending institutions to make loans to unqualified borrowers. My wife owned a large mortgage company and I was an executive recruiter in the financial services/subprime mortgage market during the peak of activity. I speak from deep knowledge of that industry.
J. P. Morgan devised the derivatives beginning with BISTRO that did in the World's financial system. It was amplified by GS to maximize the profits through their risk management skills. I mean risk amplification, of course. In the 2004-6 period, many of the largest investment banks would fund any loan that a high school dropout looking for a quick bonus could forge phony statistics of qualification. In fact, as you know, with the latest iterations. No doc and stated income loans required only that someone came in to sign the papers at closing. Anyone!
Read Jesse Eisenger's "The $58 Trillion Elephant in the Room" at portfolio dot com. It's a real eye opener. Don't believe all you read in the media. There are few good investigative reporters nowadays.
I do agree completely with your statement that borrowers/homeowners are not victims and if you read my response here, I think you can see I blame the shadow banking industry including the investment banks which spawned the financial disaster. Offering free money to poor, unqualified borrowers is tantamount to offering free drugs to known addicts. Also, without the repeal of Glass Steagall and passing Graham-Leach-Bliley, the egregious behavior and the whole subprime episode could never have happened. I attribute MOST of the blame to the laissez-faire, free market crowd like Greenspan who think bankers can self regulate. He admitted he was wrong on that, but tried to walk it back later. The reason I don't hold borrowers to such a high standard as you is that I don't think these non-conforming loans should have ever seen the light of day. Politicians are trying to decapitate Frank-Dodd which will only set up and even bigger crash. No, I think we need to break up the 20 or so largest financial institutions in the World and reinstate Glass Steagall. Bankers have proven Jefferson was right when he correctly warned that he feared banks more than standing armies a couple of hundred years ago.
This woman is actually better off….cleaner air, cleaner water, better lifestyle, free of commitments, mortgages, and bills…she had a guardian angel all along this story, her partner, to help her along….she is also in a safe region of the country and surely there is more peace in her heart after all this, and to be able to look out at that beautiful view and make a new life for herself. I just wonder is Florida a state where you have to show the loss on your taxes, or is she all done? Just ruined credit, that's it…doesn't owe anyone anything on the remainder of that loan? Amazing. Anyone checking in on these comments would do good to read Mary Summer Rain's books especially the first several on her time with the visionary, No Eyes. Read Spirit Song and Phoenix Rising….you will quickly see as far back as 1985 these times were prophesized and it is sad but true, housing prices will never recover…there are many more changes coming and it is time for people to become aware so they can prepare and protect themselves, those they love, and their communities, too.
All loans are FRAUD! Just read the federal reserves report on fractional reserve banking and they tell you right there that you the supposed barrower are the individual that creates real money with your signature.
In return the bank gives you BANK CREDIT, which is not money. Which has been dealt with in previous federal and supreme court cases. That is where the Fraud is in you believing that you received real money when what you got was bank credit.
So what the banks did was stole the real money you created then turned around and issued you bank credit and then began charging you interest for it. Which is FRAUD!
Funny thing about fraud its a tort liable offense that means that an individual has recourse in the LAW. They can sue the bank in a JURY trial and if they can show the JURY just how the bank committed FRAUD they can win. An when the bank goes to appeal if a person has done their home work they can quickly file for dismissal and show where the bank has no leg to stand on due to previous SCOTUS rulings.
Up to 10 times the amount of the contract can be awarded against those that commit FRAUD not to mention if you win the DA could turn around and hit them with the criminal side of things and then they could get 10 years in jail.
Wake Up America and fight the FRAUD.
Zellie is right, I have been blessed. I made my stupid mistakes ! I lost it all and started with just a suitcase. I paid my price for all the bad decisions I made to keep my family a float . I took my lost! My dad always said if your in a boxing ring it must be fair, or it is disqualified . If any sport has found a member cheating , their win is thrown out. In our legal system it is different, it has been proven that the banks and lawyers are frauding the court. Yet we all let it go and put the blame on the deadbeat home owner. Well, let me say this I lost that fight , this story is not about me wanting anything , to pity no court judge to reverse the foreclosure. What this story is about wake up people . We can survive with out all the pretty's,and white sheet rock walls. I love my new life and my mother now 91 wants to spend her last days here. My grand kids have learned what hard work will improve your life. They have learned how to do without. Saying all this I would not go back to the mainstream. But Fraud is Fraud when a servicer and law firm use a company that had gone out of business in the 1990's and get away with it . We should all question should they not be stopped. There are people worst off then I , kids in cars and under bridges. So before you write your comments ask yourself, could I start again from just a suitcase with 3 kids and a 90 year old mother. I am no dead beat I am a survivor of the crisis..
@Sheila-Welcome to Hawaii. I live about an hour down the road from you in Waikoloa. I know you have been through quite alot and I commend you for the grace you display. Hope the air quality has not affected you too much, as many do not realize the amount of vog, especially in your particular area of the Big Island. YES, you are a survivor and I applaud your efforts as such. I'm relieved to know you have at least some resemblance of peace and I pray for you and your family's continued health, welfare and happiness. God bless.
"...But Fraud is Fraud when a servicer and law firm use a company that had gone out of business in the 1990's and get away with it . We should all question should they not be stopped…"
This is the REAL story. The foreclosures continue unabated with NO PROOF OF OWNERSHIP OF "LOANS" AND NO PROOF OF OWNERSHIP OR EVEN EXISTENCE OF PROMISSORY NOTES.
All you jerks out there blaming homeowners are totally off base as to what started this whole FRAUD. The homeowners/borrowers didn't START the FRAUD. It started BEFORE they signed on the dotted line of paperwork that was a LIE FROM START TO FINISH.
If we finally get the fact that we are our Brother's keeper… and our neighbors, and friends and ... more. Then we can heal our world.
What happens to the least of us, effects all of us. There is not one person who has not made some poor choices. It is important to serve the grace that we need when we make a poor choice.
Sheila Ramos has shown mercy and kindness to her family. She cared for her neighbors and they obviously cared for her.
I am so happy to know that Sheila Ramos has found a place on this earth that she belongs, again.
Ms. Mel
A "Poor choice" is only clear in hindsight. It actually makes sense at the time!
@carie- DoJ has already assessed the fraud that many companies engaged in like robo-signing and has fined the companies involved. This plea bargain certainly does not make borrowers whole, but I would imagine that prosecutors could not proceed due to deregulation insofar as the common misrepresentation that was made between loan officers and borrowers, for instance. That will never happen. Most of the people who were involved in luring unsuspecting buyers into the subprime loan are gone. They've moved on to other occupations. That doesn't make it any more palatable, but it's reality for most.
If you find yourself upside down in your house, sell it. If you can't come up with enough cash to sell it, try negotiating a short sale or walk away. All you have in this case is an obligation. Owning a mortgage is NOT owning a house as I'm sure many are painfully aware now.
Tishman Speyer walked away from a multi-billion dollar housing project in New York they bought at the top of the frenzy. They took a strategic default. Many borrowers are doing the same when their personal finances have been damaged and staying in their houses makes no sense. This includes many relatively wealthy people who can pay their mortgage. I would guess that you could rebuild your credit much faster than you will see residential real estate prices return to their peak. In fact, many years faster. I
@johnathan- It serves absolutely no useful purpose to simply express anger. The credit crisis has damaged all of us. While you may be correct that fraud was committed, you'd have a very hard time finding a lawyer who would take the case. Oh, they'll take the case if you pay for them to, burt I mean take it to win it. Banksters have "plausible deniability". We all heard a lot of "I didn't think the real estate market would ever crash" a few years ago. This translates into not guilty of fraud unless you can prove what was going on behind his eyeballs at the time of your transaction and can still find that party and he has enough resources to pay for your loss.
If you feel so strongly that all loans are fraudulent, don't ever take one out again. That's really not hard. Rent until you can pay cash. Move to a community that allows you to buy for cash.
I will never take out another loan as long as I live and as for my fico score I don't care what it is. I got off the hamster wheel and it feels good. If I can't afford it then I will save for it but not in a bank,a (little credit union).'We have learned that brand new is not our life style now. People waste so much that second hand items are almost new. I have learned to build, butcher , plant and farming is a lot of fun. Up with the chickens,collecting eggs, feeding the wild pigs and coffee by six every morning…....this is a good life. I am Blessed! If everyone got of the hamster wheel and look at life humbly . We would all be better Americans.
I use to worked at Smith Hiatt and Diaz and I can tell you there was and still is alot of things going on inside of that firm
Well I couldn't continue reading the story!
I have heard it so many times before - and it's all the banks fault!
Well maybe they made it far too easy - but this story is about greed - the borrowers greed - now neatly wrapped up with the sympathy story - car accident, can't work, business declines….
And the sudden realization that the income information on the refi was - well - exaggerated - wow!
Believe me - she knew what was happening - she knew that the broker was 'bumping up' her income, and representing that she was working…..
They told her that they were doing this - and she didn't care - she just wanted the money - because by now, she realized her little gardening business wasn't making money, it was hot, dirty, hard work that illegals did far more cheaply - and she wanted out!
Her car accident was the perfect excuse!
Then she got into that terrible cycle of financing her free and clear home, then paying the mortgage with the proceeds of the financing, then when that run out - refinancing and so on and so forth.
Did the banks make it easy - oh sure!
They would finance a ham sandwich!
She is typical NINJA - No Job, No Income - but had equity.
At least she got her money out that she originally bought the home!
I couldn't continue reading - I guess she is still in a make shift home?
Yes the mortgage broker did make both a front end fee and a back end YSP - they still do!
That's how the mortgage broker business works!
The authorization to review her taxes are standard - 4506T form.
The fact that she didn't know the loan had been re-sold, is irrelevant - the issue is she couldn't make the payment.
Normally after 3 months delinquency (of which part payments can be seen as delinquent) the servicer will stop taking payments.
When a Notice of Default is recorded the home owner has about 110 days before a sale date.
If the home is sold to a buyer, then they can start eviction process - normally they offer a cash payment to help them move.
The banks - if they do not sell the property - does the same thing.
The exception was the time the banks were caught forging signatures and the courts were allowing the foreclosure.
The 'robo signing' bankers and lawyers were aided by the 'rubber stamping' judges who just went along with the conspiracy.
The conspiracy - insurance fraud.
Why would banks go through a fraudulent process to own a house worth less than is owed?
Because it was insured by AIG or Fannie or Freddie!
Bank fraud. Judicial Fraud. Wire fraud. Interstate wire fraud. Insurance fraud.
They wanted their money from the insurer.
That's why AIG and the GSE's went bust - they had a run on their policies!
And who bailed them out - we did!
Even president Obama was complicit - he and Geithner told borrowers they didn't need professional representation - they could do it themselves.
Why would anyone deal with a criminal organization without representation?
Some states (like California) made it illegal for law firms to take clients with a retainer - even if they were doing the whole representation for a mere $3,000!
As ProPublica states - 70% of all loan modifications were denied !
I wonder how many of the 30% that were approved were because the borrower had representation?
Any idea's?
So - lets be real here - most borrowers lied about their income on stated income loans.
They knew.
Now they lie that they didn't know.
The foreclosure rate is going to increase now the AG's have agreed on the $28Billion deal - of which $17Billion is to compensate foreclosure victims with - an average of less than $2,000.00!
And so the game begins!
What we will need - to get buyers in the market again - who have credit that has been damaged - is…..SUB PRIME LOANS!
She got away with 15 months of non payment of her loan repayment, the property taxes and home owners insurance.
She obviously paid her utilities.
Commenting on this story is closed.
Foreclosure Crisis: Banks and Government Fail Homeowners
Banks and the government have fallen short in helping homeowners in danger of foreclosure.
The Story So Far
Systemic failures at the country's banks and mortgage servicers have exacerbated the most severe foreclosure crisis since the Great Depression, and government efforts to limit the damage have fallen short. ProPublica created an unrivaled database of homeowners who have faced foreclosure, opened a Facebook page to encourage homeowners to share their stories, wrote profiles of some of them, and incorporated their experiences into our reporting. We also provided a comprehensive rundown of the numbers behind the crisis.
Latest Stories in this Project
- Bank of America Lied to Homeowners and Rewarded Foreclosures, Former Employees Say
- For Most Homeowners, Gov't Foreclosure Deal Brings A Few Hundred Bucks
- Feds Replace Flawed Foreclosure Review With Vague $8.5 Billion Settlement
- As Foreclosure Crisis Drags On, So Does Flawed Government Response
- Cheat Sheet: BofA Supplied Default Answers for 'Independent' Foreclosure Claims Reviewers


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Serra Catholic boys ready for step up to Class AA competition
The Serra Catholic boys basketball team has won eight section titles in a row. Winning the ninth, however, will be a little harder.
The Eagles will play in the vaunted Section 3-AA this season after WPIAL realignment moved them up from Class A.
"It's a great challenge for us," coach Vince Gibbons said. "It's definitely going to be more difficult. The schedule is much harder ,and the general level of competition has increased. We're going to have to adapt. There's a lot of good, strong teams we're going to see every night."
Serra Catholic returns just two starters from last year's squad, which finished 16-8 overall and 9-1 in section play. The Eagles were eliminated in the second round of the playoffs in an 86-73 loss to Vincentian Academy.
But as is the case with strong programs, Gibbons has several players ready to fill key roles. One player he's particularly excited about is 6-foot-10 sophomore center George Prota.
"I'm looking for Prota to have a huge year," Gibbons said. "He really put in a good offseason of work, dropped a lot of weight and came in to practice in great shape."
Prota should pose problems for opposing big men, the Eagles have two dynamite junior guards. Max Kaminsky and Tyler Grebur both return after breakout sophomore seasons. Kaminsky averaged 14 points per game last year. Joe Satira, a 6-2 sophomore, also has the ability to put up big scoring totals.
"It's tough to lose guys," Gibbons said of his graduation departures, "but this is really a team-oriented group. We'll see what happens. This team isn't as good yet as we were last year, but I'd like to think over the course of the season, we'll get to that level. We have to be prepared and ready to play every night. We're not going to be winning games by 40 points up here (in Class AA)."
It could be viewed as rebuilding year of sorts — the Eagles will dress just two seniors along with five juniors and nine sophomores — Gibbons is confident in his young players.
"Especially for the underclassmen, I've told them this is a two-year plan," Gibbons said. "This is going to be a new style of basketball for us. I like this team a lot, and we're excited to get started. We have to get ready for the level of play — Greensburg Central Catholic, Jeannette, Shady Side Academy — they are all very strong programs."
Serra Catholic, which opens Friday against Fort Cherry, has had a great deal of success playing against larger schools over the years. Last year, for instance, the Eagles had wins against two Class AAA programs — Indiana and Kittanning.
"It's not about the past and the section titles anymore," Gibbons said. "It's a whole new ballgame, and we're very excited. It's going to take a lot of hard work."
Serra girls basketball
By most accounts, the 2011-12 Serra Catholic girls basketball season would have been considered a big success.
The Eagles finished with a 14-8 overall record, including a 10-2 mark in the Section 4-A.
This season, coach Bill Cleary hopes to modify one aspect — winning close games. Serra Catholic, a young and relatively inexperienced team a year ago, dropped several tight contests — including a 41-34 loss to Cornell in the first round of the playoffs and other narrow losses to Allderdice and Class AAAA Norwin.
This year, however, experience should be on the Eagles' side. Cleary has an abundance of returning, game-tested players.
"We have a pretty unique group this year," Cleary said. "We have a lot of experience this season. These girls lost a lot of tough games last year. The inexperience level showed at times. There were some games we probably could have won. We're hoping last year's (experiences) will rectify a lot of things this season."
Serra Catholic figures to be in the thick of the section race along with perennial powers Monessen, Clairton and Winchester Thurston.
One key to the Eagles' season will be a tremendous amount of depth. Cleary anticipates a rotation of eight or nine capable scorers.
"We have four senior letter winners back," he said. "This is a deep team this season. We have the depth to have a lot of flexibility and do a lot of different things."
One player Cleary is counting on to have a big campaign is guard Jessie Manfredi. The 5-6 senior recently committed to play at Chatham.
Manfredi will be joined by 5-8 guard Brooke McCallister, 5-9 forward Lindsay Muschar and 5-6 forward Kayla Webster, all seniors, to form the core of the team. Cleary also expects big seasons from Katie and Megan Sieg.
"The girls came in and worked real hard," Cleary said. "We had a really good preseason, and I think we have a good shot to be a pretty good team. You never know, but I like this team a lot."
The Eagles open the season at home Friday vs. Wilkinsburg in a nonsection game.
Brian Hunger is a freelance writer.


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A Brief History of Robert Fitzhugh Talman
Robert Fitzhugh Talman, born 29 July 1843 Rochester, NY, died 15 July 1906, Washington, D.C.
Former resident of Detroit, member of the Detroit Yacht Club, Member of Fairbanks post G.A.R. in Detroit and Burnside post of Washington. DC.
At the outbreak of the Civil War, he entered Army as a 2nd Lt. and served throughout the war, at the close of which he was a captain and brevet major in 14th NY Heavy Artillery, He was wounded at the Battle of Cold Harbor on June 2 and 3, 1864. After the war, he settled in Detroit, Mich. where he married Miss Jessica Mack, daughter of Capt. Chas. A. Mack, of the US Revenue Cutter Service.
Buried in Arlington National Cemetery. Section 3, Grave 1563


text: Politics 12 September 2013 Tim Farron: "I really like Miliband, so I don't want to diss him" While Nick Clegg remains comfortable in coalition with the Tories, the Lib Dem president, Tim Farron, has other ambitions. Sign up for our weekly email * Print HTML The Liberal Democrat president Tim Farron said of Ed Miliband: "I don't want join in with the Tories who compare him to Kinnock." Illustration: Nick Hayes Enter Tim Farron's Westminster office and the first thing you notice is a giant wall planner on which the words "presidential visit" repeatedly appear. They are, I realise, a reference not to Barack Obama but to Farron's upcoming election battleground speeches. You might suppress a laugh at the thought of hard-pressed Liberal Democrat candidates greeting the decidedly unflashy Farron as "Mr President", yet it is a reminder of his unique status in British politics. As the party's directly elected president, Farron has a personal mandate from party members and at the same time, as a non-minister, he remains unbound by collective responsibility. To the undoubted relief of David Cameron and Ed Miliband, there is no equivalent in either Labour or the Conservatives. Since the formation of the coalition government, Farron has defied the party whip on tuition fees, the NHS bill and secret courts. The MP for Westmorland and Lonsdale did so again on Syria, the subject to which we turn once his long-serving aide Paul Butters has brought him a cup of tea. Why did he abstain from the vote in parliament, rather than oppose the motion outright? "What I expected when I talked to Nick [Clegg] on the Tuesday and what I expected us to be asked to vote on would be something that would be a rush to military action," Farron says. "I spent the best part of 48 hours pleading with Nick that we ought to go through the UN, that there should be no immediate rush to military intervention, not least because we need to have as much evidence as is humanly possible . . . "The thing is, when you see the motion that ended up before the House, I'd got all the things I'd asked for and there was no rush to military action; there was the UK-led attempt to go through the UN. And I felt that, having got what I wanted, it would be a bit churlish to vote against." He adds, however, that had there been a second vote, he would have opposed military action. "I made it very clear that if it was a call to intervene militarily, I would have voted against. If the vote had been won and we'd been back here voting on action this week, I'd have been in the No lobby." We are meeting shortly before the start of what is the most important Liberal Democrat conference since the party entered government. In Glasgow, MPs and activists will vote on which policies to include in the party's 2015 manifesto. Clegg aims to use the occasion to complete the Lib Dems' transformation into a grown-up "party of government" by inviting members to endorse the policies pursued by the coalition: an aggressive austerity programme, a reduced top rate of income tax and tuition fees of £9,000. Like a student who returns home from university and tears down his Che Guevara posters before embarking on a respectable career in the City, Clegg wants the party to put away childish things. He is determined that the Lib Dems will enter the next election unencumbered by unwisely made pledges such as the one on tuition fees. The fear among activists is that the result will be a bland, centrist document seemingly crafted with a second Conservative-Lib Dem coalition in mind. It is a concern shared by Farron. "The most important thing from our perspective – and I'm a member of the manifesto group – is that we ensure that our manifesto is 100 per cent Liberal Democrat. You don't pre-concede on things. So if we think the Tories wouldn't accept putting the top rate of tax back up to 50p but we want to, then we stick it in there and we negotiate from that point." Though Farron avoids mentioning Clegg by name, he tells me: "There's a danger that some people in the party might think we should concede and maybe write bits of our manifesto on the basis of what we think other parties would accept, rather than on the basis of what we want to achieve." The question of what the Lib Dems want to achieve is equally divisive. Asked recently about the possibility of pledging to restore the 50p rate of tax, David Laws, the schools minister and a close ally of Clegg, warned against policies that raise little revenue and are "just symbols". Farron turns this logic on its head. "My view is that we should have that in our manifesto and while it raises an amount of money, it's also a really important statement that we are all in it together." In the case of tuition fees, he similarly argues that the party should not settle for the status quo. "I would personally like to see fees abolished and replaced with a graduate contribution system purely based on ability to pay." The manifesto, he says, should call for "movement towards a more progressive system". Farron, aged 43, was elected to parliament in 2005 in his Cumbrian seat by a margin of just 267 votes. By campaigning relentlessly in the five years that followed, he expanded his support to the point where he now enjoys a nuclear-proof majority of 12,264. As party president and the standard-bearer of the Lib Dem left, he has made it his mission to win back the millions of progressive-minded voters who have deserted the party since the election in 2010. While Farron would never describe any voter as lost, Clegg seems to regard the Lib Dems' former supporters with something close to contempt. He remarked last year: "There are a group of people who don't like any government in power and are always going to shout betrayal. We have lost them and they are not going to come back by 2015. Our job is not to look mournfully in the rear-view mirror and hope that somehow we will claw them back. Some of them basically seem to regard Liberal Democrats in coalition as a mortal sin." When I ask Farron whether he agrees, he bluntly replies: "The people who are most likely to vote for you next time are the people who voted for you last time . . . You don't write people off; they're there to be persuaded to come back or, rather, stay with us." He emphasises the need for greater differentiation between the Lib Dems and the Tories "on issues like housing, on issues like support for the public sector and those who work in it, and on fair taxation". In an unprompted swipe at Michael Gove, he tells me that the Education Secretary is "completely wrong if he thinks that the way to deal with the age-old problem of the fact that Britain doesn't always compete as well when it comes to educational outcomes as our European neighbours is to just berate the teaching profession. The chances are that it's British political culture and class culture that are the reasons why we're behind other European countries and always have been." Farron is often pejoratively likened to a student politician (he served as the president of the Newcastle University Students' Union in 1991), an image enhanced by the Dr Martens he wears. A popular joke among Clegg's allies runs, "What does Tim Farron want to be when he grows up? Simon Hughes" – a reference to the party's left-leaning and anguished deputy leader. In reality, Farron's ambition, popularity among grass-roots activists and impeccable voting record mark him out as a top contender for the party leadership when a vacancy next arises. Will he stand? "I honestly don't know. It could be many, many years off. I'm not even remotely focusing on it." To decode: his leadership ambitions have been postponed, rather than abandoned. As another hung parliament looks increasingly likely in 2015, I ask Farron whether he would rather ally with Labour or the Conservatives, to which he offers the default Lib Dem response: "The electorate will decide who's in power." But he speaks with warmth about Miliband. While critical of the Labour leader's conduct over Syria ("He changed his mind half a dozen times in 48 hours"), he quickly qualifies his remarks by saying, "I really like Ed Miliband, so I don't want to diss him. I don't want to join in with the Tories who compare him to [Neil] Kinnock." He continues: "First of all, he's a polite and nice person. He is somebody who is genuinely of the Robin Cook wing of the Labour Party – from their perspective, what you'd call 'the soft left'. Somebody who is not a Luddite on environmental issues, somebody who's openminded about modernising our democracy, somebody who's instinctively a bit more pluralistic than most Labour leaders and a bit more internationalist as well." I wait for a "but", only for Farron to say: "And there are other things, too. For all that I think he could have done a lot more on the AV campaign, he did at least have the backbone to come out and back it." He adds mischievously: "He wouldn't share a platform with Nick [Clegg], so he ended up with me, poor thing. I like the guy." Could a Miliband-Farron coalition government be the future of British politics? Should Labour become the largest party in another hung parliament in 2015 and call for the removal of Clegg, just as the Lib Dem leader demanded that Gordon Brown stand down, it would be far from unthinkable. Even though Clegg seeks to remake the Lib Dems as an economically liberal party, instinctively closer to the Tories than to Labour, Farron holds out the alternative of an unambiguously centreleft party, at one with Miliband on issues such as the 50p tax rate and tuition fees. Before the 2010 election, Cameron memorably – to his later embarrassment – named Clegg as his "favourite joke". Should Miliband fall short of a majority in 2015 and look to the Lib Dems for allies, many may yet be forced similarly to revise their opinion of Farron. › The divided town of Deir Ezzour is a microcosm of Syria's bitter conflict George Eaton is political editor of the New Statesman. Subscribe from just £1 per issue This article first appeared in the 16 September 2013 issue of the New Statesman, Syria: The deadly stalemate More Related articles Fears over Notting Hill Carnival reveal more about racism than reality Tory right-wingers are furious about Big Ben – but it's their time that's running out Leader: History is not written in stone Subscription offer 12 issues for £12 + FREE book LEARN MORE Close This week's magazine


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Boater Gary Hedges died after falling into the Kennet and Avon Canal in Devizes, an inquest heard.
Wiltshire Coroner David Ridley said he did not know why Mr Hedges fell in, but ruled that he suffered an adverse reaction to being in the water, causing a cardiac arrest which led to his death.
The inquest at Salisbury on Friday heard Mr Hedges, 53, lived on a narrowboat called Gold Crest after he left his wife in August 2012. At the time of his death he was looking after a boat called the Spirit of Marmalade.
Another boater, Stephen Povey, knew Mr Hedges and saw him on the day he died, October 9 last year.
In a statement he said he asked Mr Hedges how he was and he replied he was fine. Later on that day, at 2.45pm, he saw the Spirit of Marmalade coming back past his boat to the mooring at Kingsmanor Wharf.
Kingsmanor Wharf resident Louis Rutter saw that the rear of the Spirit of Marmalade was tethered to a mooring but the front end was not. He then saw Mr Hedges' body floating in the canal.
Police found no suspicious circumstances and a post mortem examination found no evidence of third party involvement.
Mr Hedges's estranged wife, Deborah who lives in Pewsey, said in a statement that her husband had suffered fits through drinking too much alcohol. She said he worked for Sally Boats as a technician but was dismissed due to alcohol issues.
Mr Hedges had been seen by the Lansdowne Surgery in Devizes a month before his death and had been prescribed medication for alcohol withdrawal symptoms. His alcohol intake was ten cans of lager a day. He also smoked cannabis.
Salisbury District Hospital consultant Dr Susan Burrows said Mr Hedges was not intoxicated at the time of his death and said there were no injuries on his body. His lungs were waterlogged and she said it was possible that when Mr Hedges entered the water he could have suffered a reflex cardiac arrest.
Mr Ridley recorded a verdict of accidental death, saying it happened due to submersion in water rather than drowning.


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A frequent mistake that is made is to assume that, since XFA Forms can be saved as PDFs, they will behave like any other PDF. Truth is: XFA PDFs and flat PDFs are entirely different beasts.
1) About PDF
"PDF" stands for Portable Document Format. Initially, PDFs were meant to be a digital counterpart to printable documents. You can open a PDF, and see the layout exactly as the page designer intended, with pictures and page breaks in the right places, ergonomic page margins, and most noticeably, with the original fancy fonts preserved. This is the original flat PDF.
Flat PDFs contain the page render data – a binary encoding of how the document should visually be drawn on screen or on paper (minus interactive items such as videos and flash animations).
PDF has come a long way since. It really has embraced the idea of "portable document," the idea of the distribution of a published, polished document, and seeks to be all that printed documents could never be.
You can embed videos, flash animations and 3D spaces, protect them with encryption, limit their usage with DRM solutions (Adobe's own is called LiveCycle Rights Management), annotate through comments and highlighting, measure elements, digitally sign them, make form fields to be filled in – and make forms that change according to the data inside them. Wow.
2) About forms – AcroForms
The first iteration of interactive form filling came as AcroForms.
At the most basic, an AcroForm is a flat PDF form that has some additional elements – the interactive fields – layered above the flat render, that allow users to enter information, and allow developers to extract data from.
You can create these using Adobe Acrobat, or any third-party PDF creation application that allows creation of PDF forms.
Flat PDFs can be annotated (comments, highlighting, and various other scribbles as desired), as these annotations can be mapped to an {x,y} location on the page.
Flat PDFs can have their pages extracted, as each page is already defined in the render.
Flat PDFs can be linearly optimized, for fast web viewing, which ensure that data for the first page all occurs before the data for the second page, in turn being before the data of the third page, and so on.
Such features are not available to XFA PDFs.
3) About forms – Dynamic XFA Forms
Dynamic forms are based on an XML specification known as XFA, the "XML Forms Architecture". The information about the form (as far as PDF is concerned) is very vague – it specifies that fields exist, with properties, and JavaScript events, but does not specify any rendering. This allows them to redraw as much as necessary, with subforms repeating on the page, sections appearing and disappearing as appropriate, the ability to pull in form fragments stored in different files, and objects re-arranging as you (the developer) dictate.
This also means that some features of AcroForms and flat PDFs are lost.
XFA Foms cannot be annotated. Reader (or Acrobat) cannot know whether all your custom code may change the layout. As such, without any render data, and a chance that the render data may be drastically altered on the fly, local annotations cannot be implemented. An annotation only has sense at an {x,y} location, but if the item you are annotate changes location, your annotation becomes meaningless, if not misleading.
XFA Forms cannot have their pages extracted. There is no render data to determine pages. Change some data in the form, and the layout of the pages may change drastically. You must "flatten" the PDF before extracting pages, thereby losing interactive properties.
XFA Forms cannot be optimized for fast web viewing. There is no render information. Data at the end of the document may affect displays on the first page of the document.
4) Acrobat is not a word processor
A final common misconception is that you can edit pages in Acrobat as you could in Word. This is not the case. Acrobat focuses on the integrity of the layout – as such, if you have a page with 2 paragraphs, each 5 lines long, that is what Acrobat's PDF engine will commit to showing.
The editing tools available are provided for minor cosmetic changes – nothing more. It is essential to keep the original documents – Word, PowerPoint, OpenOffice, TIFF or otherwise – for your editing process. Once converted to flat PDF, the intent is that the overall layout should never change.
For the same reason, XFA Forms are in conflict with Acrobat's editing tools – the latter operate on the render layer, which does not exist in the saved XFA PDF. Such editing tools lose meaning faced with XFA Forms.
I hope this helps clear some of the confusions around what XFA PDFs can and cannot do in Acrobat and other PDF manipulation tools.


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Difference between revisions of "Talk:World Archives Project: Dorset, England, Quarter Session Order Books, 1625-1951"
(→Extra Keying Helps)
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* C, G, E and O are SIMILAR, but not the same.
* C, G, E and O are SIMILAR, but not the same.
* B and D are similar.
* B and D are similar.
== Common Keying Errors Found by Reviewers ==
== Common Keying Errors Found by Reviewers ==
Revision as of 23:36, 10 December 2011Feel free to add to or edit information in this discussion tab as necessary. Please take time to become familiar with the General Keying Standards and be sure to read all instructions on the main project page. (Please note that in case of a discrepancy, project level instructions always trump general keying standards.)
Extra Keying Helps
Latin documents may be written in courthand, which is a wildly different style. There are samples here: http://homepages.rootsweb.ancestry.com/~oel/courthand.html
I have a sample here with a draft transcript.
This style has a number of unfortunate ambiguities:
- i, m, n, and u are written as a series of identical strokes. The i is NOT dotted.
- lk and w look identical
- U , v and V are identical
- I and J are identical.
- C, G, E and O are SIMILAR, but not the same.
- B and D are similar.
It should also be noted that these documents are not true Latin, but "Latlish". As you will see phrases such as Junr, Senr, Esqr, laborer, yeoman, Single Woman, spinster, and so fourth.
Common Keying Errors Found by Reviewers
Questions and Answers
If you have a keying question that is not answered on the project page or in any of the information above, click "EDIT" and ask it here. (If you click on Rich Editor you won't have to worry about formatting your entry.) Then click "WATCH" at the top right on this page and you will be notified via email when an update has been made.
Q: Only had a look at one of these image sets so far. Only locations I could see there referred to
1 the residence of the named individual (as in David Thomas of Cerne Abbas Bricklayer). Should I key Cerne Abbas as a location?
2 a reference to the appearance of the named individual at the last sessions at e.g. Bridport. Should I key that as location?
A: The Location is where the court took place. Typically this in in the margin. The Date is where the court session took place. If that cannot be determined, use the first date you encounter on the record.
I apologize for the delay, but I have just received Official confirmation on these. --Paulmd199 21:25, 9 December 2011 (UTC)
Q: On one sheet I have a man listed twice consecutively, one noted as "No 1 for a Nusance" and the other as "No 2 for a Nusance". Should I list his name twice?
A: You may eliminate some duplicates. However you will probably want to limit the scope of that to within a few lines. As it becomes tedious to review and makes the keying error prone. If in doubt just key the name again. It will do no harm. --Paulmd199 21:25, 9 December 2011 (UTC)
Q: The first page of this set is a list of jurors. I marked this one as Order Books No Names as I think the jurors are court officials.I would like to know if this is correct before I submit the file.
Appreciate your answers. Thanks.
A: According to recent update by Anna Fechter, jurors are to be excluded. --Paulmd199 23:28, 7 December 2011 (UTC)


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Nipple orgasm or also called breast orgasm is a female orgasm, which is triggered at the peak of her sensation by nipple stimulation. A nipple orgasm does not require that the entire stimulation starting from level zero and ending into a nipple orgasm focused on her nipples only. It only says that during the moment that the she reaches an orgasm, the final climax is triggered by nipple stimulation only. Clit and pussy stimulation can have happened before that. In most cases a nipple orgasm is reached by masturbation but could of course also be caused by partner sex, if he focuses on her nipples only during her last stage of excitement. If she tries to reach a nipple orgasm by touching only her tits throughout the entire process, it is called nipple masturbation. Not every women is able to reach nipple orgasm. It is assumed that roundabout 30% of women have reached a nipple orgasm.
Typically when going for a nipple orgasm via masturbation, the girl increases the stimulation on her nipples over the time, if feasible accompanied by sucking on her own nipples or selflicking. Occasional extra stimulation of her clit might be also included. During the last stage, she will typically prefer nipple tweaking.
When going for a nipple orgasm triggered by her partner, she typically prefers soft nipple stimulation by her partner during the initial stages and oral suction accompanied by tongue strokes during her last phase.
Nipple orgasms have been described by girls as both more intensive and less intensive as pussy orgasms. The felt level of the climax seems to be very individual. In order to prevent nipple orgasms on her own, so-called chastity bras are used to lock away her nipples from access.


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Better rankings in search engines can have a significant impact on any business. For local businesses, higher visibility can result in more sales, more exposure, and accelerated business growth. From doctor's offices to dry cleaners, local search engine optimization (SEO) has influenced the way customers are interacting with local businesses online. With the ever-expanding popularity of the Internet, more people are turning to search engines to locate local businesses. Local businesses that seize the opportunity that local SEO offers can experience measurable results and unprecedented growth.
How Search Engines Rank Websites
Before launching a local search campaign, it is important to understand the basic methodology used by search engines to rank web pages. Several factors are used to determine which websites are more relevant to a user's search. Based on available evidence, there are two main components involved in how websites are ranked: relevance and popularity. These two components are also referred to as on-site factors and off-site factors respectively.
Search engines determine the relevance of a web page based on the content of that page, which includes the body text of the page, the title tag, meta description, alt tag, etc. Relevant keywords are strategically placed in the content and code of the website to alert the search engines to what the page is about and what users can expect to find when they visit that page.
While on-page factors are important, off-page factors also play a significant role in how the website is ranked in the search engines. The popularity of the page is determined by off-page factors such as the volume of incoming links to the website, the quality of those links, and the relevance of those links. In order to gain higher rankings in the search engines, it is important to ensure that the website is appropriately optimized and that a quality link building strategy is used.
Five Best Practices for Local Search Engine Optimization
While there are several known factors such as title tags, meta descriptions, and incoming links that play a role in rankings, each search engine has a unique algorithm that they use to rank web pages, and as such, rankings on separate search engines can be quite different. The algorithms of search engines are updated constantly, which means that the factors that they use to rank websites today could be different than those used tomorrow. For this reason, it is imperative to utilize the following industry best practices when implementing a local SEO campaign.
Titles & Descriptions. The titles and descriptions on the company website should be properly optimized to include relevant keywords. The title tag is considered the most important on-page factor, as it is usually given the most weight by the search engines in determining what the page is about. Optimizing the title tags and descriptions is a key step to good local search engine optimization. Here is an example of how your site should appear in Google's search results:
Location. Make sure to include the city and state in the content of the web page that the search engine will index. The location should be included in the title tag, meta description, alt tag, and the body copy.
Sitemaps. A good HTML/XML sitemap can go a long way in helping to build search rankings. The sitemap provides a list of all of the web pages so that the search engines can quickly index all of the pages on the website. The sitemap is one of the most important elements to a properly optimized website.
Local Directories. Local directory listings can help a business reach their customers directly, and it can also provide relevant, quality links back to the website to improve the website's search rankings. There are hundreds of local directories on the Web, and businesses can enjoy increased visibility and exposure from including their business in as many of those directories as possible. In Part Two of this three part series on Local Business optimization, we will be exploring the Do's and Don'ts of local directories and what it takes to stand out in Google Places.
Fresh Content. Search engines love fresh content, so updating the website on a consistent basis can help gain and maintain good search rankings. The best way to keep customers updated about recent news, events, product updates, etc. is to create a blog. The blog can serve as a platform to inform, educate, interest, and inspire customers and readers, which is a great way to gain more exposure to the business. The blog also serves as the social media hub, and the content on the blog can be shared on other social sites such as Facebook, Twitter, Pinterest, Google +, etc.
Why a Pro is Often Necessary for Best Results
A successful local SEO campaign requires dedication, persistence, patience, and a powerful strategy. A professional can correctly optimize the website while also providing expert guidance on ways that businesses can achieve more visibility and growth. With a robust link building strategy along with on-page optimization, businesses can improve their website rankings, drive more traffic to their website, and connect with more customers. A professional can help eliminate the guesswork in working with website code and can also implement a natural and effective link building strategy.
If you would like to learn more about how SEO can help your business, please contact Net-Craft.com at 480-563-0558 for a free consultation.


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We have an events calendar written in PHP that we are upgrading and moving to a new script. All the urls will change.
This one of our sites most popular features.
Do I need to put up redirects or anything else to help with SEO?
Is this something I should do at the server level? With PHP?
Any advice would be great!
If you change the URL of a page, you should set a 301 redirect via the .htaccess file so that search engines and anybody with the old URL bookmarked will automatically end up on the correct page and not with a 404 error.
I'm on IIS, I don't think I can use a .htaccess file. ???
How would I do that on IIS?
Ah - good question. As that's more of a server question than an SEO question, do you want me to move the thread to the Server Config forum? If you're still hoping for more SEO-related responses, you can leave this thread here and open a new one there.
I'm sure Google will dig up a lot of answers to that. This was my first hit:
Thanks, I knew how to do that.
What I wanted answered, was for SEO what would be the best way?
Hm, in post #3 you asked how to do a page redirect in IIS. Anyway, I agree with TechnoBear in terms of using a 301 redirect. If you do that, Google will see that the page has moved and will transfer any credit from the old page to the new one.
Sorry, yes I did ask that. I was thinking that I needed to do something like an .htaccess file in the web.config instead of just doing the redirects. Since it is a php script, will doing the redirect on the script fix it for all the pages?
So if we have event.php?eventid=1 and I redirect event.php will Google be ok with the page eventid=1?
Hm, I'm not sure about all the issues involved there, but it sounds like it might be a job for the cononical link:
Are you saying that ?eventid=1 will no longer do anything?
That's what I need to decide. Should I set it so that eventid=1 do something?
What is best?
I guess it depends on what the page needs to do. What is a new setup? Does the new version need query strings at all? I wouldn't include them if you don't need them. I would just make sure that any old links that include them still land on an appropriate page.
No the new version will use WP permalinks.
So you think I need to redirecdt eventid=1 to the new system and the exact event on the new system?
Is the info at eventid=1 short term or is it expected to last for a long time? If it's an expired event, it might be fine for users just to end up at the event home page. But if the content at eventid=1 is permanent, and will in future be stored at a different URL, then I'd be looking at a more elaborate redirect setup that would redirect links like that to a specific, equivalent page.
Most will be older events. But some people do use them for historical info.
Any other suggestions?