text:
Annabel Lee
It was many and many a year ago,
In a kingdom by the sea,
That a maiden there lived whom you may know
By the name of ANNABEL LEE;
And this maiden she lived with no other thought
Than to love and be loved by me.
I was a child and she was a child,
In this kingdom by the sea;
But we loved with a love that was more than love-
I and my Annabel Lee;
With a love that the winged seraphs of heaven
Coveted her and me.
And this was the reason that, long ago,
In this kingdom by the sea,
A wind blew out of a cloud, chilling
My beautiful Annabel Lee;
So that her highborn kinsman came
And bore her away from me,
To shut her up in a sepulchre
In this kingdom by the sea.
The angels, not half so happy in heaven,
Went envying her and me-
Yes!- that was the reason (as all men know,
In this kingdom by the sea)
That the wind came out of the cloud by night,
Chilling and killing my Annabel Lee.
But our love it was stronger by far than the love
Of those who were older than we-
Of many far wiser than we-
And neither the angels in heaven above,
Nor the demons down under the sea,
Can ever dissever my soul from the soul
Of the beautiful Annabel Lee.
For the moon never beams without bringing me dreams
Of the beautiful Annabel Lee;
And the stars never rise but I feel the bright eyes
Of the beautiful Annabel Lee;
And so, all the night-tide, I lie down by the side
Of my darling- my darling- my life and my bride,
In the sepulchre there by the sea,
In her tomb by the sounding sea.
Omg I read this and I automatically loved it!
Edgar Allen Poe HAS to be the best poet ever, Shakespeare is so wordy, you don't need seven words for talking about your stress, I mean come on a bit. D:. Actually I enjoy reading Shakespeare too, just I don't have to translate Poe! I thought'd I'd just share this amazing find with you guys. I'm off to creep more n_n


text:
Technology company Wyle Information Systems has been awarded a share of a $450 million contract to support the USAF Space Command in Colorado Springs, Colo., with cyber architectures, formal cyber training and cyber defense.
"This award is a logical extension of the services and solutions Wyle provides to Space Command," said Tom Anderson, group president of Wyle Information Systems. "Wyle's long-standing partnership with the Air Force will now be expanded through support on the Contract for Space and Missile Capabilities contract. Our primary role on this contract will be the development of cyber architectures, formal cyber training and cyber protection of our national assets."
The indefinite delivery/indefinite quantity contract with Odyssey Systems Consulting Group supports the Space Command at Peterson Air Force Base, and consists of advisory and assistance services; management and professional services; studies, analyses and evaluations; and engineering and technical services.
Future task orders within the $450 million contract will be competed among four teams. The new contract is a replacement for Space Command's Contracted Advisory and Assistance Services and Engineering and Technical Assistance contract, ending Sept. 30.

subset: commoncrawl


text:
Business Law
Ask a Business Lawyer. Get Business Law Questions Answered ASAP.
Hello, it's Anne_C again.
You are going to want to prepare a "Response to Demand for Production of Documents." The applicable code sections are Code of Civil Procedure Section 2031.010 et. seq. Here they are: http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ccp&group=02001-03000&file=2031.010-2031.060 and http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ccp&group=02001-03000&file=2031.210-2031.320
I was not able to find you an example on line. If you can get to a law library, The Rutter Group - Civil Procedure Before Trial has sample response forms that are very helpful.
Briefly, though, you are going to put the responses on pleading paper and call it "[YOUR NAME] RESPONSES TO REQUESTS FOR PRODUCTION OF DOCUMENTS". Make sure the document title is in the footer.
After the caption, put: Propounding Party: [Name of the Party]
On the next line, put: Responding Party: [Your Name]
On the next line, put: Set No: [One]
After that, put any general objections that you have to the production of documents.
Then, respond to each request numbering the request and placing any objections to the request you have, then the response in accordance Code of Civil Procedure Section 2031.010 et. seq.
For example, if you have documents and no objections:
Responding party will produce all documents responsive to this request that are in his care, custody and control.
Make sure to sign the Responses when you are done.
After that, you need to verify the responses, also in accordance with the Code of Civil Procedure. That is a separate page, and you are affirming under penalty of perjury that your responses are true and accurate. That means there are two signatures for you on that document.
After that, you need to serve the documents; don't forget to include a proof of service.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
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text: After 33 years as a coach I am hanging up my whistle. With my coaching career coming to a close I plan on spending a lot of time hunting out west. I am starting to plan a mule deer hunt and would like to hunt from the end of August until about Sept 15 before the elk rut. Im currently looking in Colorado but will be applying in other states as well. I am aware of high country above timberline and willow basins and if I can draw a unit that has those that would be great. My question is if above timberline is not an option what would be your second choice of habitat to hunt mule deer in that early September time frame. I want to make it clear I am not asking about anyone's spots. At least half the fun is doing the research. This is simply a habitat question. Thanks in advance and I look forward to learning a lot on this forum.


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Release date:
March 5, 1999
Release Number:
LITTLE ROCK, Ark. -- Federal and State officials continue disaster recovery efforts in Arkansas. Here is a recap of this week's activities.
- To help meet the needs of tornado victims unable to find other temporary housing, ten travel trailers and eleven manufactured houses have been located on private property, and seven manufactured houses have been placed on commercial property in Independence, Jefferson, Monroe, St. Francis and White counties.
- Individuals and business owners in the counties eligible for Individual Assistance Programs have until Tuesday, Mar. 23 to apply for assistance at FEMA's registration number
1-800-462-9029 (TTY 1-800-462-7585 for speech and hearing impaired persons) between the hours of 8 a.m. and 5 p.m., Monday through Friday.
- People who have applied for federal/state disaster assistance and have questions about their application or other kinds of assistance should call the FEMA Helpline (1-800-525-0321 or, for the speech and hearing impaired, TTY 1-800-660-8005).
- SBA has received 535 completed applications for home loans, 109 for business loans, and 89 for economic injury loans; a total of 733 completed applications. To date, SBA has approved 271 loans totaling $8,400,600.
- At close of business, Mar. 4, a total of 2,909 people with storm damage had registered for federal assistance and a total of 717 grants totaling $807,680 have been approved by FEMA's Disaster Housing Program.
- As of Mar.4, the number of applicants for individual assistance by county are :
- Clay, 67
- Faulkner, 37
- Grant, 7
- Greene, 29
- Independence, 280
- Jefferson, 35
- Lafayette, 12
- Lonoke, 38
- Miller, 30
- Monroe, 14
- Poinsett, 25
- Pulaski, 1,552
- Saline, 116
- St. Francis, 43
- White, 624
- A total of 446 checks totaling $1,354,196 have been approved for Individual and Family Grants as a result of recent storms and tornadoes. This program administered by the state is designed to meet the needs of individuals that have not been met by insurance, disaster loans or other forms of assistance.
Last Updated:
July 16, 2012 - 18:46
State/Tribal Government or Region:
Related Disaster:


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Progressive Missionary Baptist, listed under "Churches" category, is located at 1859 N Center San Antonio TX, 78202 and can be reached by 2102240019 phone number. Progressive Missionary Baptist has currently 0 reviews.This business profile is not yet claimed, and if you are the owner, claim your business profile for free. If you are not the owner you can invite this business to join by email or by phone.Browse all Churches in San Antonio TX. If you would like to see census data for this geographical location click here.
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Drink Up! A Tour of Chile's Wineries and Vineyards
It is 12:00 noon on a warm day in the Colchagua valley in Chile, one of the country's premiere wine producing regions. I am seated with a group of new friends at a long table on a porch in the heart of the Casa Silva vineyards. The air is filled with the smokey aroma of merkin-spiced grass-fed beef grilling nearby.
Thomas Wilkins of Casa Silva is pouring a bottle of 2009 Cool Coast Sauvignon Blanc while telling stories about the earthquake that rocked this region on Feb 27th. There is a sense of pride in his telling about the Chileans who came together to help each other rebuild.
He says that they were all scared but cannot help laugh when he gets to the part about when a million gallons of wine spilled out into the street, and people, thinking the world might end, drank it by the bucketful.
In the field to our left is a family walking horses out in a meadow. Endless manicured vines stretch off into the the distance toward the Andes mountains that tower far off. As the conversation and the meal moves on, so does the wine. We have moved on to the rescue of the 33 miners the week before.
It was so good for the country he said that "next month another 66 of them are going down there." He decants a bottle of Microterroir de los Lingues Carmenere, 2006. It is a gold medal winner, smooth and deep, the perfect accompaniment to the local beef.
The Good Life
Wine culture encompasses so many aspects of the good life that whether you are just a person who loves good food and conversation, a novice wine enthusiast such as myself, a true oenophile or someone looking for a family vacation, there is something for you to learn and experience.
It is a an opportunity to step into into a culture that is civilized, big picture and by nature holistic. To produce great wine is to be aware of ecology, the passage of time, the particulars of the vines and the local environment.
To truly enjoy great wine, pair it with great local food on a 100-year-old estate, on the same earth where it was grown.
Casa Silva has a beautiful boutique hotel with only seven rooms in a restored family home. It offers tours of the winery, tastings and the food is fantastic. They have over 150 horses on the estate to ride and a rodeo by the master horsemen. We watched while munching on Serrano ham and drinking a 2009 Rose, come on, life does not really get a whole lot better.
Chilean wine cultivation dates back to the 16th century with vines brought by the Spanish conquistadors. Over time French varieties and methods were introduced and heavily influenced wine production.
The country is blessed with perfect conditions for growing grapes. Good soil, warm days and cool nights. Chile was spared from the phylloxera epidemic that destroyed vine root systems around the world and in the late 1970's when restrictions on new plantings were removed.
Chilean wine production increased significantly to where it is now the fifth largest producer in the world. Casa Silva was just the first of six winery's I was to visit in Chile.
Lapostellole Clos Apalta Winery
Driving up to the residence through the vineyards of Lapostolle, we're all all thinking the same thought: If James bond were to spend the night at a vineyard in Chile it would be here.
The futuristic residence, made of hardwood arches reaching to the sky and carved into side of a mountain, is breathtaking, edgy but with a natural feel. Established by the Marnier-Lapostolle family of Grand Marnier fame, their wine is superb.
Lapostolle is forging a new and higher standard for bio-dynamic wine production, They are under process of CERES, German organic certification by 2011. Their goal is to be completely self sustaining. Unique to Chile, the winery is gravity fed. All grapes are hand harvested and de-stemmed.
We were met by the winemaker, Andre Leon, for a tour ending at the bottom floor with a tasting amongst rows of French oak barrels. The ultra modern glass table we gathered around shocked us all when with the flip of a switch on one end opened to reveal a hidden stairway down into a wine vault.
Descending into this holy room of great wines, we made our way through the secret back door to begin a horse and bicycle ride though the vineyards. Laposolle has three estates of a total of 350 hectares that produce more than 200,000 cases a year.
Clos Apalta was opened to the public in 2006. There are three luxurious Casitas that can be rented, all with amazing views. After our ride and tapas by the pool with their Rapel Valley 2009 Savignon Blanc. I am a huge fan of this wine which I regularly get at home, and it's even better here at the source.
At lunch on the veranda overlooking the valley, we were treated to the Clos Apalta, a rich full-bodied blend of Merlot, Carmenere, and Cabernet.
Everything about being at Lapostolle gave me more respect than I already had for them. The organic commitment, the scenery, the residence and winery, the food and simply really nice people makes this one of sweet spots on the planet.
Vina Santa Cruz
This is the 3rd most visited winery in Chile. Located in the Lolol region of the Colchagua valley just 25km south of the the town of Santa Cruz where I stayed in the lovely Hotel Santa Cruz. Are you sensing a pattern here? Santa Cruz is a small town in the heart of the wine route that is being developed by its majority owner and native son, the notorious Carlos Cardoen.
He does things on a grand scale. The wines of Santa Cruz are very good, I had their Caramenere Gran Reserve, an impressive wine, but what stands out to a visitor to the town and the vineyards is the Disney-like spectacle of Cardonen's imagination.
Not only does he own the Hotel, and the enormous sprawling Colchagua museum, at his vineyard you can take a cable car to the top of the mountain where a a replica of Mapuche, Rapa Nui, and Aymara tribal dwellings. Further up the hill in the super cool observatory is one of the most powerful privately owned telescopes in Chile.
There is a collection of meteorites found around Chile and the rest of the world and a slide show presentation of the heavens followed by the chance to gaze through one the many other ultra powerful telescopes on the terrace. Kids will dig the Cardoen Santa Cruz experience since it is a family place. Some of us adults will love it and some may raise their eyes to question how over the top it is but neither will be able to stop looking at it.
This is what you would hope a Chilean winery would be. Winemaker Joana Pereira is committed to the concept of micro-terroir environments focusing less on volume and more on producing unique superior wines.
Of the three levels of tastings they offer you can arrange a technical tasting with the winemaker The residence was formally only open for commercial clients.
The majestic old house built in 1865 survived the earthquake and additional rooms have been built for the public. The new guest rooms are done in similar historic style to the master house but they have added a stand-alone mini spa shower in the bathroom that is rivaled in options only by mechanised Japanese heated toilets.
The main house is like stepping back in time. Meals are taken in the family dining room adorned, as is the rest of the house, with family antiques. In the afternoon on the grounds we had a fire pit barbecue of pork, beef and chorizo sausages serenaded by a local Huaso singers dancing the cueca.
Late night was spent drinking more La Joya reserve playing pool at the slate table and laughing into the night as a small tremor ever so slightly slightly shook the chandelier mysteriously into motion. Bisquert is a classy yet comfortable estate where I wish I could spend more time. They are serious about their wine and it shows.
Miguel Torres
The name Miguel Torres is synonymous with wine. The Torres Family has been producing wine in Spain for the past 100 years. In 1979 they began their winemaking venture in Chile's central valley and have acquired over 450 hectares of vineyards in various regions around the country. It is run by Miguel Torres Maczassek with whom I had the pleasure of dining at his Curico Vineyard restaurant.
Like so many other vineyards Torres was heavily damaged in the 2010 earthquake, losing 10% of production. He spoke of walking on top of mountains of broken wine bottles. Twelve families who work on the estate lost their homes.
Aid from the government was slow in coming and supplies were scarce, so Miguel gathered materials and they all built them together. Realizing that he had essentially set up a small factory, they went on to raise over $100,000 in donations to help other homeless families in Chile.
He built over 57 homes. Miguel is a man on a mission; last year he moved his family to live full-time in Chile. He was passionate not just about great wine but about the environment from which it is born. He is concerned about climate change and has begun an organic line of wines, along with strong efforts in ecological sustainability and is a champion of fair trade practices.
Changing temperatures have caused many challenges but have also opened up new possibilities to grow in places they never would have thought possible 15 years ago. He was excited about a new project in the Chilean mountains that would mimic the conditions of the steep rocky slopes off the Duro region of Portugal.
The winery at Curico is surrounded by vineyards lined with endless huge stainless steel tanks. Torres is famous for being the first bring them to Chile. The restaurant was fantastic. Chile has bountiful natural foods, but leave it to the Spanish to make the most of them.
From the starter of a tapa of quinoa topped with turkey and a balsamic reduction and basil infused oil was a perfect fusion of Spanish and Chilean cuisine. Of course the wine was amazing. we tried a refreshing Santa Digna Cab rose, an old vine Manso de vasco 2007, and a gorgeous bottle of Pinot Noir Brut.
I only had a short time at Via wines. Just enough for lunch and a quick tour of the vineyards. They are are a large enterprise with over 885 hectares and are seriously pursuing complete sustainability.
They are gearing up to expand wine tourism with tours and tastings, hiking the vineyards along marked paths and a varietal garden.
A river runs through their property and we dined on the deck of one of their ultra modern meeting/event house. The food was superb with a fresh take on Chilean classics such as empanadas and a seafood stew baked in a black clay pots, but what stood out to me was the very unusual Oveja Negra Savignon Blanc Carmenere Reserva. Deep red Carmenere has become the signature Chilean red. The Via winemakers are thinking outside the box turning it into a white. We were all blown away by this wine.
Daniella Esturillo, the general manager of Gillmore and daughter of its founder Francisco Gillmore told us funny stories at dinner. She is one of those super enthusiastic people with a child-like bright smile and wide open eyes that find a silver lining in even the darkest of times.
When the earthquake hit destroying much of their winery and their home, her favorite part was not about how her family ended up huddling together in fear after she and her husband ran back inside a crumbling house to save their son, it was when she confessed how much she laughed at herself afterwards when she remembered that at first she picked up her television and held on to it for dear life.
When she talks about the vineyard it is always in the context of history and family. An author friend of mine and I were talking recently about how magical realism still lives in South America. You find that here in Gillmore... and a slight touch of Dr. Moreau.
Aside from producing what may have been the best wine I tried in Chile, they also have a private zoo with no fewer than two mountain lions, a few emus, llamas, horses and assorted endangered birds.
The guest rooms are large comfortable with Whirlpool baths and decks overlooking a fish pond. On the magical side is a church on the property that, although damaged in the earthquake, still stands in memoriam to her father's dog that has sat for a year at the altar stuffed and waiting for her master's plans for eternity.
Daniella tells the story with a touch of amusement but neither she nor I find anything strange about her father's wish to buried along with his favorite dog, both sitting in the front seat of a green 1992 Mercedes.
It is the stuff of legends and children's books, the kind of magic that still exists here in Chile and makes a trip through the wine regions about so much more.
As a family Danella and her husband have brought a new and younger sensibility to Gilmore's labele, reaching out to a broader audience, but the wine is still based on her father's uncompromising standards.
They make only reds in small production from old vines in traditional ways. Good conversation, a whole lot of laughter and outstanding wines made this one of my most memorable winery visits in Chile.
Where to stay in Santa Cruz
The Hotel Santa Cruz is in the center of town across from the central park. It is a complete facility with conference capability great restaurants and a huge pool. It is the epicenter for wine travelers in the valley.
Where to stay in Santiago
Hotel W Santiago
The worldwide W Hotels are always the coolest kid on the hotel block. They are over the top luxurious and hip, very hip. They want to be the place to be. The design of the W Santiago is avant guarde and creative. The rooms are comfy and their "anything anytime attitude" makes this one of the hot spots to stay in Santiago.
They have ample different environments to eat and drink, from the sprawling rooftop club to the ground floor bars and restaurant. My first evening there was spent drinking with travelers from all over the world and other media people some just coming back from covering 2009's miners rescue. A very cool hotel.
The Aubrey Santiago
The Aubrey is a true boutique hotel, the kind that can only happen once on a small scale. Born from the obsession of one man, Australian owner Mark Cigana, He devoted his savings and good part of soul to renovate this 1927 mansion. A huge project, it is beautifully restored.
With only 15 rooms, each is an individual statement of artistic interior design. There is a small swimming pool, terraces and what many say is the city's best restaurant, the Pasta E Vino, run by executive chef Veronica Alfageme.
The Aubrey is an oasis located in Bellavista, the center of Santiago's art and night life scene. The night before I left, my friends and I headed out after dinner for a drink. At 2:00 am I found myself on stage at Bar 2, a small blues club, sitting in with the band.
By 4:30 in the the morning, all I had to do was walk one block and I was home at the Aubrey. Location is half of a good hotel, but the Aubrey is just nice enough that sometimes you may just want to stay inside.
More info on Chile wine travel:
Wines of Chile:
How to get there:
American Airlines
This trip was made possible with assistance from Wines of Chile.
Paul Shoul is a GoNOMAD staff photographer and writer. Read his blog and visit his photography website
|Visit our Paul Shoul Page with links to all his stories
Chile Wine
Cochiquez, Elqui Valley, Chile. photos by Lucy Horden. Moving with a Healing Caravana
A Red wine in Chile. Top Ten Wine Destinations: GoNOMAD's Sipping Picks
. Fioro Comauo Leptepu, Chile. click to return to article about Chilean Patagonia. A
One of the many murals in Valparaiso, Chile. Photo by Brendan Nogue. Click on photo
A mountain stream in the Lake Region of Chile. Photo by Sonja Stark. Click on image
Volcano Villerrica in Chile. Photos by Shelley Seale. Land of Fire & Ice: Volcanoes
The three towers for which Torres Del Paine National Park in Chile is named. Photo by Mark
of Cerro Cordillera in Valparaiso, Chile. Photo by Brendan Nogue. Click on photo to return to Brendan
. Notes from Chile A Water is Everything in Arid Iquique, Chile By Max Hartshorne "What time
of Chile. By MonicaA Mastrantonio The cracked desert floor in Chile's Atacama desert. AI've been
. One of the many murals in Valparaiso, Chile. Photo by Brendan Nogue. Click on photo
A The author is assisted by a gaucho on the beach in Chiloe, Chile. Photos by Paola Fornari
Eager waiters in a mural at the Hacienda Los Lingues in San Fernando, Chile. Photos by Mark Zussman
The Lake Region of Chile: Temperate Rainforests and World-Class Volcanoes By Sonja Stark Few
Shoul Page with links to all his stories. Read more GoNOMAD stories about Chile A A


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Application Information
Scholarship Overview
This scholarship is for all students pursuing a post K-12 education, regardless of age, race, ethnicity, or any other characteristics/orientations that identify applicants as part of a minority group. To qualify for this scholarship, applicants must be high school graduates (or an equivalent) or have graduated by the scholarship selection date; be accepted to an accredited post K-12 institution of higher learning prior to the scholarship selection date; and be US citizens or citizens of a recognized US territory. The scholarship will be awarded based on academic ability (30% of score), financial need (30%), volunteer/community service (15%), special achievements/academic honors (5%), extracurricular activities (5%), and individual future goals and objectives (15%).
How easy is it to apply?
This scholarship's application process shouldn't take more than an hour or so.
How much competition is there?
There will be a lot of competition for this scholarship.


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The last weekend of February was a tough one for me. I came across a news item that led me to think I made a big mistake.
About a month ago, I recommended Citigroup (NYSE: C) as a pick in my $100,000 Real-Money Portfolio.
One of the key pillars of my investment thesis: "Citigroup is tackling its cost structure more seriously (and)… has the makings of a surge in earnings that few are talking about right now." So when a columnist at Bloomberg.com suggested that Citigroup was making poor progress on that front, I realized it may be time to unload the stock from my portfolio.
I have one clear rule when it comes to stock-picking: when the investment thesis has changed, don't talk yourself into sticking around. Coming up with other reasons to justify owning a stock is a losing game, because you'll probably need to keep suffering newer excuses why a stock's potential rally has been delayed.
In fact, I started to write an article explaining the painful decision to sell this stock so soon after I bought it. But a voice in my head told me to verify the truth behind that report. And as I dug deeper, I found that Citigroup's cost-cutting efforts remained a priority. For example, the following Monday, Feb. 27, Credit Suisse added Citigroup to the firm's U.S. focus list, noting that at the 2012 Credit Suisse Financial Services Forum, "management struck a serious tone on their aim to actively manage the expense base going forward. They target $2.5-3.0 billion of cost reductions in 2012 compared to 2011."
I took a look at the most recent analysis at other Wall Street firms, and it appears that Citigroup's management is repeatedly stressing the cost-cutting mantra. Notably, earnings forecasts for Citigroup are exactly the same as when I first recommended the stock a month ago. It seems that only Bloomberg questions Citigroup's ability to cut costs.
But I'm not a fan of this bank stock simply because of projected cost cuts. Instead, I still see two other catalysts. First, as shares are no longer subject to the doom and gloom scenario that Greece represented, they should trade back to book value of $48 a share. That's 40% upside right there.
Second, I think Citigroup will emerge as a solid growth story in 2013 and 2014. The U.S. consumer is getting slowly healthier, which bodes well for Citigroup's domestic consumer banking division. And the bank's heavy investments in Asia and Latin America should start to bear fruit in coming years as well. Once Citigroup is firing on all cylinders, this stock could hit $60. It will take a great deal of investor patience before that happens in a few years, as Citigroup and the economy are likely to deliver more periodic scares. But I'm convinced that this bank is healthier now than many believe, and will be even healthier in a few years than many project.
In the near-term, an intriguing potential catalyst looms. In the middle of March, Citigroup is expected to announce the results of a deep review of the bank's capital structure. Management wants to identify how much money it needs to remain in compliance with regulatory standards, which have been sharply boosted since the crises of 2008. Any money that is in excess of required Tier 1 Capital will start to be returned to shareholders.
Analysts say Citigroup will announce a modest dividend, perhaps yielding around 1% to 1.5%, but management is also expected to talk about a much more robust dividend for 2013 and beyond. Management may also look to buy back shares, though that prospect looks less enticing as shares move back up from the lows seen in 2011. Still, with shares remaining at a sharp discount to book value, a $3 billion to $4 billion share buyback is a real possibility.
Any time you see a stock selling below book value, a share buyback is clearly the better move. But Citigroup needs to build a deeper following among institutional investors, which often run funds that hold yield plays, so the bank's bias will likely be dividends over buybacks.
Risks to Consider: The market has had a nice rally and may be due for a pullback. If so, then shares of Citigroup are likely to stay stuck in the current range until any incipient market slump has abated.
Action to Take --> Citigroup reminded me of an important lesson. Never shoot first and ask questions later. Instead, take every possible cautionary new item seriously, but confirm the facts for yourself.


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Medical Stuff
Seeing a doctor/consultantWhen you meet a doctor (or consultant) for the first time, he or she will probably start by asking you and your family lots of questions. This is to help find out what is making you unwell, and what would help to make you better.
Before you come in, have a think about how you've been feeling. It might really help to make a list of things to tell the doctor.
When the doctor has finished, you can ask him or her questions. If there's something the doctor says that you don't understand, you can always ask him or her to explain it again. They won't mind.


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Connecticut Events Calendar
Happenings on the Coast
Water's Edge Resort and Spa is pleased to offer guests a Connecticut events calendar, populated with an array of local happenings, including festivals, concerts and more. Check back often as our Connecticut calendar of events is updated often and plan your trip accordingly. There's always something to do in Westbrook when you stay on the shores of the Long Island Sound.
Date: Thursday, November 28, 2013 - 11:00 am
Duration: 8 Hours
This Thanksgiving Day, leave all the shopping and cooking to us, while you enjoy a relaxing visit to one of the East Coast's most beautiful destinations. Water's Edge Resort & Spa invites you to our annual Thanksgiving Day Brunch.
Our expert culinary team has created a bountiful menu of brunch favorites, from fluffy Belgian waffles, farm fresh omelets and luscious eggs Benedict. Of course, no Thanksgiving is complete without a juicy roast turkey served with all the classic Thanksgiving Day fixin's.
View the full menu >>
Thanksgiving Day Brunch
Water's Edge Resort and Spa
1525 Boston Post Road, Westbrook, Connecticut 06498, United States
Resort: home(860) 399-5901, Reservations: work(800) 222-5901, Fax: (860) 399-8644
Full-Service Hotel Internet Marketing by Valet Interactive a Division of WRS
© 2012 Water's Edge Resort and Spa


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Joined IHG® Rewards Club at a Hotel?
Joining is easy and free
Earn points at over 4,700 hotels
Redeem points for free rooms and more
Contact your local IHG® Rewards Club Customer Care to source your PIN and to update your profile with your email address. When you receive your PIN you can also update your email address via www.ihg.com/updateemail.
Reward Nights
When redeeming points for a Reward Night, you may only book one room at a time.
Once you complete your Reward Night reservation you will be given the option to duplicate this reservation.
* Requires affiliation in the respective organization.
** Best Available Rate Search does not include affiliation rates.
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Enjoy a whole new level of comfort and convenience at the Holiday Inn Express & Suites Charlottetown. Expect the best in service with a personal touch, and exceptional value with complimentary amenities including Express Start hot breakfast, Wi-Fi, parking, HDTV flat panel TVs, digital cable, indoor pool, hot tub, Fitness Center, and more. We are a 100% non-smoking hotel and pet friendly.
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As a property under D.P. Murphy Hotels and Resorts, we pride ourselves on exceptional guest service, providing "Hospitality...Like Never Before" to every guest, every stay.
Choose from a spacious standard room with 2 Queen beds, or a beautiful King Express Suite with well-appointed amenities. Express Suites are perfect for corporate travelers, with lots of easily accessible electrical outlets to keep you powered up and connected, a 42" flat panel TV, spacious table with ergonomic chair, and a queen-size sofa bed. Interested in holding a meeting? Host it in one of our three spacious meeting rooms!
We are conveniently located on the highway in Charlottetown with close access to the downtown area, university and airport as well as all tourist locations, golf courses and PEI beaches. Stay at the Holiday Inn Express & Suites Charlottetown and you will experience a perfect blend of convenient amenities, great value and excellent service!


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Name: Espresso Set
Designer: The Federal
Location: Ontario, Canada
Year: 2013
Espresso Set is a minimalist design created by Canada-based designers The Federal. This espresso set was an exercise in 3D printing ceramic materials. The designers had never heard of this printing process before and immediately had to try it. They wanted to take a different look at the standard, round cup.
With these cups, you can only drink from one end. The curvature of the cup, paired with the dimensions, makes it still perfectly usable, despite being square in appearance from the outside. The Federal completed the pairing with a small sugar dish, wooden spoon and thin wooden tray for nesting each component together.
[polldaddy poll=7031531]


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Sign up for Office 365
Learn more about Office 365
I've checked a number of solutions posted to this question in the forum, but all answers did not work.
I need to change the billing email (payment notice/ invoice - we're paying by pre-authorized credit). I am on a P1 plan (small business, not enterprise).
Currently the wrong person receives the email. The administrator of the account should not receive the billing email/invoice, this needs to go to a separate email address, namely our book keeper.
Please advise.
Thanks for the feedback.
Hello Thinker,
I understand the importance of being able to update your company's email address. I will be more than happy to assist you with your request and thank you for your patience in this matter.
Per your request, I have provided you with the steps to update your profile in Microsoft Online Portal (MOP):
Navigate to Microsoft Online Portal (MOP)
Please NOTE that the Country or region field cannot be edited as this is permanently fixed with this subscription. The only way this can be changed is by changing subscriptions.
Once the fields have been edited and correct, press the OK button.
Hope this addressed your question.
Hi Stephanie,
The only contact email address displayed under the company details page is a "technical contact" email field. I'm trying to modify the billing email contact, not the technical address for the account.
That is, the invoices/statements need to go to the accounting department, and the technical contact, etc. needs to go to the tech department.
Copies of the invoice reminder go to all Billing and global Administators on the account.
Please upgrade your bookkeeper to a Billing administrator and they will also get a copy of the invoice.
For information on how to do this pelase see this article http://onlinehelp.microsoft.com/en-us/office365-enterprises/ff637584.aspx .
Please note it is not possible to turn off the reminders you recieve without removing your administration priviledges.
Kind regards,
Seán O'Sullivan
0 out of 1 people found this post helpful.


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The clown was fired but the circus must go on. Howard telling Kobe to chill out probably isn't what that flying circus needs right about now.
Oh and according to Shaq, Howard is the 4th best center in the league behind Binum, Lopez and now Jordan.
Have a good day Bloggety


text: Hi! I used to be on some usenet groups (mostly bike.dc) back in the day, but have laid off the forums since then. I have been a road cyclist for over 30 years now (yikes!) and been mountain biking for about 3 or four years now. I tour when I can (which isn't often with four kids). I miss talking about bikes, so I found this group. I have a specific question about gearing, so I will now wander over to the appropriate area and get on it now. Thanks all!


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Economists can talk at length about the different types of unemployment, but papers and theories don't help those seeking jobs or employees in the short term. One of the distressing parts of the current unemployment environment is that the workers are there and the jobs are there, but there are serious mismatches in terms of skills and availability. While unemployment is often talked about in the context of the negative effects on the workers, the inability to fill vacancies is a major threat to companies, as well.
Investopedia Markets: Explore the best one-stop source for financial news, quotes and insights.
Caterpillar Frames the Problem
In September 2011, the CEO of a large U.S. manufacturing company, Caterpillar (NYSE:CAT), highlighted the problem; CAT had openings for workers, but they simply could not find the skilled labor they needed. That left the company with a host of less-than-perfect choices: move the jobs overseas (and risk the wrath of politicians and the public), hire whomever they can get and train them (and risk seeing them walk before earning back the cost of that training), or simply try to get more out of their existing labor force and look to automate wherever possible.
It is not just a Caterpillar problem, though. Many large industrial companies, such as Siemens (NYSE:SI), General Electric (NYSE:GE) and Boeing (NYSE:BA), have lamented similar challenges in finding enough workers with the skills they need, at a price they can afford.
Back to School?
As CAT's CEO puts it, the educational system of the U.S. is at least partly to blame; schools have dropped vocational training, over the years, and manual labor is no longer afforded much respect. Along those lines, for-profit post-secondary education companies like Apollo Group (Nasdaq:APOL), DeVry (NYSE:DV), and ITT Education (NYSE:ESI) have largely focused their efforts on fields like IT, rather than blue-collar trades. (For more, see How Education and Training Affect the Economy.)
Other issues though, may be playing a role, as well. In years past, workers might pick up and move stakes when conditions worsened in one region. Now, workers who were cajoled into buying houses during the boom, find themselves stuck in houses they can't afford, or at least can't sell. What's more, with all of the attention on the death of the U.S. manufacturing sector, fewer and fewer workers see the point of investing the money necessary to retrain for other manufacturing jobs.
Not Just a Manufacturing Problem
A lack of skilled workers is not just a problem in retaining or repatriating jobs in the U.S.; tech companies have been battling this issue for years. Companies like Microsoft (Nasdaq:MSFT) and Intel (Nasdaq:INTC) have frequently gone to bat in the effort to get more visas for the workers they say they need but can't find in the U.S. At the same time, while a few well-known service companies like McDonald's (NYSE:MCD) have launched large hiring campaigns within the last year, those jobs don't offer the sort of pay or long-term prospects that the economy needs. (For more on McDonald's, see McDonald's: A History Of Innovation.)
No Easy Solutions
Unfortunately for companies like Caterpillar, there are no easy or quick solutions to this skills gap. Sure, there are plenty of people clamoring for companies to dip into their cash hoards to hire more workers, but these arguments are frequently rooted in ignorance. Using cash on the balance sheet to subsidize non-productive workers, delays, and arguably magnifies, the problem. What's more, many of these same folks are those who bitterly oppose government business bailouts and it makes no sense for companies to deplete their cash going into what may be another recession.
Assuming that the markets are allowed to operate relatively freely, this situation will eventually resolve itself. Some percentage of those looking for work, and who have the means, will undertake retraining and take up those jobs, and some percentage of those jobs will migrate wherever the workers happen to be, including overseas, if need be.
The Bottom Line
In the meantime, investors shouldn't underestimate the risks present in this situation. Corporate margins have been near record levels lately, but it looks like companies will have to spend more to maintain production, either by raising wages to poach trained workers, paying to train the workers they can find, or absorbing the inefficiencies that come with trying to manage an untenable labor situation. As incremental margins often drive momentum in the markets, that's no trifling matter for investors today.
Use the Investopedia Stock Simulator to trade the stocks mentioned in this stock analysis, risk free!


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Bears Place Seven On MPSF All-Academic Team
Related Links
May 30, 2013
BERKELEY - The Cal women's water polo team placed seven players on the 2013 Mountain Pacific Sports Federation All-Academic Team, announced today by MPSF executive director Al Beaird.
Seniors Kristn Mase, Emily Csikos, Remington Price and Breda Vosters each were selected for the third time, while senior Taylor Dodson earned her second honor. Sophomores Savanna Smith and Victoria Williams each made the team for the first time. Freshmen are ineligible.
Players must compile at least a 3.00 cumulative grade point average and play in at least 50 percent of her team's games to be considered.
Earlier this month, Csikos was named to the All-MPSF second team, giving her all-conference honors for four straight years. Vosters earned honorable mention, making her a three-time selection.


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Feb 10, 11 •
630 Views •
Elaine Schwartz • No Comments
Giving a grade of "One Pinocchio," the Washington Post assessed the accuracy of President Obama's February 7, 2011 speech to the U.S. Chamber of Commerce. Most interesting, though, were the topics on which he focused. Yes, President Obama...... [read more]
Sep 8, 10 •
1378 Views •
Elaine Schwartz • 3 Comments
What should we be able to buy and sell? Alcohol? Land? People? Body Parts? In a Teaching Company lecture on organ transplants, Wake Forest economist Robert Whaples says that the answers depend on the market's boundaries. And, he soon adds, those...... [read more]
Jul 12, 10 •
1202 Views •
Elaine Schwartz • 1 Comment
I am concerned that the word "ration" has a bad reputation. In a recent CBS story about a new Medicare/Medicaid head, and throughout the healthcare reform debate, stories about reputed "rationing" kept popping up. There was no...... [read more]
Mar 30, 10 •
772 Views •
Elaine Schwartz • No Comments
In a recent WSJ interview, Nobel laureate Gary Becker tells us that, "Markets are tough to appreciate." The reason, he says, is people feel government can better care for them than a profit seeking individual. Calling markets...... [read more]
Jan 12, 10 •
734 Views •
Elaine Schwartz • No Comments
Some people believe that government should control areas that we consider most valuable while others say precisely the opposite. The "war" between government believers and market believers was evident in Saturday's Wall Street Journal....... [read more]
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Related Trailers
(Click Here)
Resurrection County
Plot: When four suburbanite campers roll into the remote town of Enoch, they find that southern hospitality still exists. But things are not what they appear to be, as their weekend camping trip turns deadly. The locals are all too happy to serve up their own brand of "an eye for an eye" justice.
Portions of this website Copyright ©2013 Baseline


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A huge influx of alcohol from the small Nebraska town of Whiteclay into the Pine Ridge Indian Reservation remains a flash point at the Nebraska-South Dakota border after a very brief meeting at the State Capitol. Oglala Sioux Tribe President Bryan Brewer accused Nebraska Governor Dave Heineman of having no interest in resolving the liquor problem at Whiteclay. . .
Brewer says he leaves Lincoln without help to stem the flow of alcohol into his reservation . . .
As for Heineman, he says he has few options to help. . .
Podcast: Play in new window | Download


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|Underwear - To Sniff Or Not To Sniff? posted Wed Feb 15 2006 17:03:04 by 7LBAC111
|Dirty Pictures, To Share Or Not To Share? posted Tue Oct 4 2005 04:45:20 by BCAInfoSys
|To Kill Or Not To Kill posted Sat Jun 4 2005 23:51:29 by Blackbird1331
|To Marry Or Not To Marry? posted Tue Sep 21 2004 15:57:14 by Levent
|Embry-Riddle Fraternities, To Join Or Not To Join? posted Fri Aug 6 2004 00:31:05 by Fly2HMO
|Ahmadinejad Calls For Leaders To Convert Or Die posted Wed Dec 6 2006 18:32:51 by AndesSMF
|Tacky, Sick, Wrong Or To Be Expected! posted Mon Oct 30 2006 20:42:04 by Luv2fly
|Fake Or Not:Up To You To Decide! posted Wed Aug 30 2006 12:21:29 by RootsAir
|Colleges and what to do or choose posted Sun Aug 20 2006 03:29:23 by ZOTAN
|Converting Divx AVI To Mpg Or Mov For Editing... posted Wed Aug 16 2006 13:37:33 by ThePRGuy


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Mobile WebCam
The programm Mobile WebCam give you a possibility to send the pictures from your cameraphone directly in your internet album. The programm can work in two modes: photo camera and webcamera. Having made a picture you can send it to your online album via HTTP/FTP over GPRS/UMTS connection, and it will become accessible from the WWW immediately. Or the programm can send the images from your phone in given intervals.
With the help of this programm
you can easily put webcamera to your own webpage.
Become a reporter, or may be a spy...
The programm is free for private non-commercial use.
If you have a WebCam,
Java Media Framework,
and everything runs under Windows, you can test our Mobile WebCam online right now.
Test now!
You need to accept our sertificate.
View Flash-trailer
Be a reporter all the time - download the programm for your mobile.
Download now!
Test new version 1.37
We recommend you to set the following permissions for Mobile WebCam midlet:
More->Permissions->Internet Access->Ask Once
More->Permissions->Multimedia->Ask Once
Programm Manual
First time(minimal) settings
Get a free account for your mobile Album
Install the midlet to your phone
We recommend you to set the following permissions for Mobile WebCam midlet: More->Permissions->Internet Access->Ask Once
More->Permissions->Multimedia->Ask Once
Ohterwise each time you make a picture or send it to your Album, your phone will ask you if you permit to do it.
Run the midlet
Go to menu, select "Settings", enter your account login in the field "login"
Making pictures
Press "Capture" to make a picture (if it is possible to view the made picture, you will see it, otherwise you will see your viewfinder.
Get more information about supported resolutions
Press "Send" to upload the image to your online Album
If you don't want to send this picture, go to the menu and press "ViewFinder".
Your new pictures will be stored in your "Incoming" directory.
If you didn't enter your account login, your pictures will be moderated by site admin, and will
be published for everbody.
The images in the WebCam mode will be accesible in
public webcam.
If you entered your login incorrectly, you pictures will be lost.
To check whether the pictures were succesfully uploaded, go to the menu, and select "Info".
Using WebCam
You have to turn to the "ViewFinder" mode. If the current mode is different, just leave the menu, or press "ViewFinder".
Press "Start WebCam"
The WebCam can work in two modes: normal and spy mode. The WebCam mode can be selected from "Settings" menu. In the normal mode you see the images, captured by the phone.
To leave the WebCam mode, press "Stop".
In the spy mode, after pressing "Start WebCam" the midlet will run in the background, and you will see just the common interface of your phone (up to a Java sign). To leave the spy mode you need to rerun the midlet. After rerunning it you can stop the WebCam by pressing "Stop".
Select the resolution and image format. We strongly recommend you to select "jpeg" format.
Spy mode: on/off
The time interval(in seconds) of sending images in WebCam mode
Account login
The destination URL: the web address to which the image will be sent. Do not change this field, unless you know exactly what you are doing.
Managing your online Album and WebCam
Having made and sent the picture, it appears in your "Incoming directory". You can edit the properties of a picture so, that it will be either accessible to everbody or to you only.
You can also easily create new directories and move the images between them.
The images from you WebCam are saved in a special directory. You can edit the properties of your WebCam - make it public or private...
Go to the Albums...
If you have a question, and you didn't find the answer here... Or you have a suggestion or bug report, the please
ask at the forum.
Mobile WebCam participated in Java Masters 2006 Contest and took the second place
We are glad to inform you that Mobile WebCam was selected to become one of the Top 10 applications at
Java Masters 2006 Contest.
Between June 17 and July 16 the online voting took place, which defined the three best applications. The programm Mobile WebCam took the second place. We would like to thank all those who voter for Mobile WebCam, thank you for supporting us.


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The company trying to bring free wireless internet to downtown Petaluma is scrambling to get several hot spots up and running by the Butter & Egg Days parade on Saturday after experiencing a setback — Comcast, the company set to provide the infrastructure, pulled out of the agreement at the last minute.
The original plan, supported by the City of Petaluma, was for a private company, AdSpots, to fund the undertaking by selling advertisements to downtown businesses, which would be displayed on a web page that people would see when they first accessed the internet. Comcast had said it would provide the infrastructure that would make the hot spots possible.
"Our business model does not support what AdSpots is trying to do," said Comcast spokesman Bryan Byrd. We apologize for any inconvenience we may have caused and wish them luck with their venture."
AdSpots has recently found a new business to partner with — Sonic, a Santa Rosa-based internet provider. It is now hurrying to secure advertising and confirm which buildings will host hot spots.
"It's like the wild west for Wi-Fi," said Ryan Williams, who joined the city's Technology Advisory Committee with the goal of bringing Petaluma free wireless. Now, he's working part-time for AdSpots.
He says the company hopes to first bring wireless to the areas around the Turning Basin and Putnam Plaza, but still plans to eventually blanket downtown Petaluma in a wireless signal.


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I saw 6 Eastern bluebirds today at Bunker Hills park. Most were singing males but I did see one pair (m and f)on a nest box.
I also observed a total of 5 turkey vultures sailing high overhead, heading due north.
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Green Lantern Character Posters Recite The Mantra
By Eric Eisenberg 2010-07-26 13:03:18 comments
While the first footage wasn't exactly to die for, one of the highlights of the Green Lantern panel on Saturday was when Ryan Reynolds, who plays the titular hero in the film, recited the classic mantra: "In brightest day, in blackest night, no evil shall escape my sight! Let those who worship evils might, beware my power, Green Lanterns light! It's the saying that allows Green Lantern to recharge after he's expelled all of his ring's energy and that's exactly what it does to the first round of character posters.
In addition to having the first half of the mantra, it also gives us our first look at Mark Strong as Sinestro (though he's all but unrecognizable under all of the make-up). It's interesting that Reynolds isn't in the suit for the posters, but after the somewhat harsh reaction to the Entertainment Weekly cover and Martin Campbell's comments that the suit isn't done yet, it's not entirely surprising.
Check out the posters below, click for a high-res version of each.
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Ginseng poachers look to make fast buck
MADISON, Wis. - They slink through the woods in camouflage and face paint, armed with tire irons, screwdrivers and hoes, seeking a plant that looks like a cross between a Virginia creeper and poison ivy.
They're the new breed of ginseng diggers, a rough and tumble lot looking to parlay rising Asian demand for the increasingly rare plant's roots into a fast buck.
Amid a sluggish economy, police say, more diggers are pushing into the backcountry from the upper Mississippi River to the Smoky Mountains in search of wild ginseng, eschewing harvest permits, ripping up even the smallest plants and ignoring property lines.
Their slash-and-burn tactics have left property owners enraged and biologists worried about the slow-growing plant's long-term survival. In Ohio, prosecutors charged one landowner with gunning down a man he believed was stealing ginseng.
"We're not finding big, healthy populations. It was there, and a lot of it has been taken," said Nora Murdock, an ecologist with the National Park Service who monitors plant populations in four parks across the southeastern U.S. "It's like taking bricks out of a building. You might not feel the first brick ... but sooner or later you're going to pull out too many."
Ginseng, a long-stemmed plant with five leaves and distinctive red berries, long has been coveted in many Asian cultures because the plant's gnarly, multipronged root is believed to have medicinal properties that help improve everything from memory to erectile dysfunction. And the wild roots are believed to be more potent than cultivated roots.
The plant takes years to mature, and it has been harvested to the edge of extinction in China. Ginseng buyers have turned to North America, where the plant can be found from northeastern Canada through the eastern U.S.
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What does it mean when your school is voted the most dangerous in America?
It's time to kick some hellion butt....
After not really surviving her junior year (does "undead" count as survival?), Kaylee Cavanaugh has vowed to take back her school from the hellions causing all the trouble. She's going to find a way to turn the incarnations of Avarice, Envy, and Vanity against one another in order to protect her friends and finish this war, once and forever.
But then she meets Wrath and understands that she's closer to the edge than she's ever been. And when one more person close to her is taken, Kaylee realizes she can't save everyone she loves without risking everything she has....
Soul Screamers
The last thing you hear before you die.
©2013 Rachel Vincent (P)2013 Audible, Inc.
Paranormal-urban fantasy book lover!
"Have the tissue handy"
This is a real emotional tear jerker. A lot of personal growth, simply brilliant! I can't wait to listen to this series all over again. Ronconi does a perfect job and brings so many facets to the performance.
This was by far my favorite book in the series. The narration really pulled you into the story. I laughed and cried and felt like I was going through the events myself. I will be re-listening to this entire series again.
"Great Finale"
Rachel Vincent did a great job of finalizing the series. No cliffhangers leaving you wanting more. Tearjerker!
At the end.
Not giving it away! Read it!!
Amanda did a great job thru out the series, it's hard to pick just one character.
See above...
The last 2 hours.
"Perfect Ending to a Terrific Series"
How bittersweet. I've absolutely loved this book series. I can't remember a series that pulled at my heartstrings and made me cry, laugh, and feel so much - - especially on audiobook. I've loved Kaylee and her group of misfit friends - - even Sabine and Sophie. I'm so sad to see them go. When I got down to the last two hours of this audiobook, I found myself treasuring every minute knowing that this was the last time I was going to get a new book in this series for the first time. And Rachel Vincent did not disappoint. There was action, laughter, love, betrayal, death - - everything that makes a great book. And can I just say that Tod is the perfect guy. Well, except for that whole being dead thing.
Say something about yourself!
"Emotional ending to a wonderful series"
This was a the perfect way to end the series. It was emotional, it made me laugh and cry and the story is fully wrapped up with no loose ends. I was sad to have the story end because this is the last book in the series and after so many books it was sad to let all these characters go. It was a beautifully crafted series that I really enjoyed, one of the best series I've ever read.
Amanda Ronconi did such a good job narrator all of these stories that i'm going to look up her other audiobooks because she's bound to be just as wonderful in others series as she had been in this one.
"such a SCREAMER!!!!"
the relationship between Todd and Kaylie
most memorable part was when Kaylie traded herself in for her father, the years she suffered, and the best part when Todd goes to claim her back.
her narration of each character is great. Each character is identified from the Texas twang to Todds' raspy deep voice.
yes, this series all together was funny and eye watering. once Todd and Kaylie begun to have feelings for each other it really picked up.
another great series! loved it!
This was a great way to end the series and I really enjoyed it! I wouldnt advise listening to the last hour in the car while driving though. Maybe Im too emotional, but I ended up crying like an idiot, and all the people stuck in rush hour around me must have thought I was nuts! lol
I love the vampire, shifter, Paranormal, sci-fi fantasy Books! Favorite Narrator is Amanda Ronconi and Favorite Authors are Rachel Vincent, Jeaniene Frost, Molly Harper, and now Suzanne Wright. If your in to the same Genre I highly recommend these Authors!
"Love! Love! Love! Did I say Love!"
Rachel Vincent and Amanda Ronconi are my favorite duo! I could not wait until book 10 of the Soul Screamers series came out! It did not disappoint! Kaylee took me for a loop at the end and I did not want to stop listening the whole book! I Highly recommend and am hoping this is not the end.
"Another awesome story"
I love them all!! I always hate it when they come to an end!! Highly recommend all in the series
"glad it's over"
It was good to have the series wrapped up, but I didn't enjoy this one as much as some of the others.
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If you find this review inappropriate and think it should be removed from our site, let us know. This report will be reviewed by Audible and we will take appropriate action.


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The TriStar delivers an ultra-light weight, discreet style, and a comfortable, custom fit. Its unique three-point design provides support behind, on top of, and in the ear for extra stability. Advanced materials make TriStar incredibly light yet very durable.
The Perfect Fit Awaits Your Ear!
Three-point design — with support behind, on top of, and in the ear provides unsurpassed stability and all-day comfort.
Four user-selectable earbuds — for a perfect, custom fit.
Noise-canceling — filters out background sounds for heightened speech clarity.
Supports Clearline™ audio technology — Ensures precise listening levels, sophisticated hearing protection, and superior audio performance when used with Plantronics audio processors.
Quick Disconnect™ — lets you walk away from your phone while still wearing your headset.
Plantronics compatibility — TriStar works with all Plantronics audio processors and USB-to-headset adapters. Direct-connect solutions are also available for headset-ready phones and agent consoles, providing connection flexibility for your diverse working environment.
10-foot coil cord and adjustable clothing clip — for freedom of movement.
TriStar headsets require a Plantronics audio processor, USB audio processor, or direct connect cable to connect to phone, PC or computer.
Also Consider...


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International Internships – The Experience of a Lifetime With Coady
Since 1997, the Coady International Institute's Youth In Partnership Program has given recent Canadian university graduates experience working with development organizations in their area of expertise, to help them increase their understanding of development issues and participate in their roles as global citizens. The program is also aimed at providing experience that will improve participants' employment opportunities when they return from their internship.
The interns work for six-months with one of the Coady International Institute's partners in Asia, Africa, the Middle East, Latin America and the Caribbean. Interns who go to Rwanda and Botswana are placed with Xtending Hope partner NGOs whose work focuses on issues related to HIV and AIDS. This year, 6 of 14 internships will be in these two countries.
The Coady International Institute's Youth In Partnership Program is considered by many to be the most reputable program in the country, particularly for the outstanding support provided to the interns and their family/friends.
To prepare them for their overseas work experience, the interns participate in a four-week orientation program at the Coady Institute. This Youth in Partnership program is unique in terms of what it offers the participants who are preparing for a work placement overseas.
During the in-Canada portion of the program interns have access and exposure to:
- Coady staff, who represent a collection of experienced and dedicated development professionals.
- Community leaders from around the world (attendees of the Coady Institute's Diploma Program in Community-Based Development) who share their residence and classrooms with the interns for four weeks prior to the interns' departure.
- A comprehensive pre-departure orientation program.
- A thorough re-entry and debriefing program upon their return to Canada.
Upon their return to Canada, each of the interns will participate in a two-week re-entry and debriefing program at the Coady Institute, which is specifically aimed at helping them find long-term employment in their fields of specialization.
In addition, the interns undertake a number of public engagement activities to share their experiences with the Canadian public.
For more information about Coady's International Youth In Partnership Program please contact Kim MacPherson, Youth Programs Coordinator, Coady International Institute at email@example.com or call (902) 867-5020.


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"Hi, Policeman."
Those were the words spoken by a 4-year-old boy, who would later test positive for cocaine, to Jacksonville police when they responded to a complaint of prostitution and narcotics activity at a Belfort Road hotel room about 7:30 p.m. Wednesday.
When police knocked on the door to Room 306 at the Candlewood Suites, they could hear the voice of a child coming from the room but no adult voices, according to the report from the Jacksonville Sheriff's Office.
Read the police report
They also smelled marijuana smoke.
When the door opened the child said hi, then the door shut abruptly.
Police had the hotel manager unlock the door, but due to an inside latch the door only opened about 2 inches.
Immediately a man peeked through the crack and police asked him whose child that was.
"What kid? I don't know whose kid that is, it ain't mine," said the man, identified as Quentine Crawford in the report.
Police ordered Crawford to open the door.
Officers found the boy and a second man, Matthew Reagan, sitting on the bed.
While questioning Reagan the child tried to pick up something off the floor and eat it, but police were able to intervene before he could put it in his mouth, according to the report.
The object tested positive as crack cocaine.
Officers then noticed white icing on the table and floor.
Reagan told the officers he paid for the room so the child's mother could use it to conduct prostitution, police said.
When officers contacted the child's mother, who Reagan said left to go to the store, she refused to come back to the room "due to fear of possible arrest," police said.
As of the time the report was written, police were attempting to obtain a warrant for the boy's mother on charges of child neglect.
The Times-Union is not identifying the mother, 22, because police have not obtained a warrant.
The boy was transported to the hospital where he tested positive for cocaine and was placed in protective custody in the foster care system.
Crawford is charged with possession of cocaine and Reagan with renting space for prostitution, willfully neglecting a child, possession of cocaine, possession of cocaine with intent to distribute, possession of marijuana and possession of drug paraphernalia.


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concussion-runner RSS
Run # 12 Jan 24 – Como Lake 4K
Again I had trouble fitting in my run. My schedule is just overloaded lately, as is Marjory's and the rest of the family. I knew that I somehow have to make some adjustments to my schedule and take something off … Continue reading
Run # 10 Jan 21 – Rocky Point 5K
Well, I missed my planned long run at the weekend. We were just too busy with family activities, complicated by family health problems. My father-in-law, Carl, who has been struggling with excruciating back pain since just before Christmas, is now … Continue reading
Run # 9 Jan 17 – Mundy Park 5K
I headed out at around 9:15AM this morning after dropping the kids at school for a nice 5K around Mundy Park. It was chilly, around -2C and there were quite a bit of ice on the ground. Early on down … Continue reading
Run # 8 Jan 16 – Rocky Point 5K
I did run yesterday afternoon as scheduled but it was much shorter than planned and I simply did not have the time to blog. I also ran today at Rocky Point Trail in Port Moody which was nice but again, … Continue reading
Run # 7 Jan 13 – Mundy Park 10K
This has been such an exciting day. I was thrilled to have completed my first scheduled long run of my half-marathon training schedule and with no noticeable concussion symptoms at this point. Excellent. As my objective, I planned to run … Continue reading
Run # 6 Jan 11 – Rocky Point 5K
I needed a change of scenery, so went down and ran around the Port Moody inlet and I am so glad that I did. It was quite crisp when I arrived at the parking lot by the water. Outside stretching … Continue reading
Run # 5 Jan 9 – School to Home 5K
Today was one of those runs that you just can't wait to finish! It was a struggle from start to finish but I am glad that I got it done and there will be many better days. Sometimes you just … Continue reading
Run # 4 Jan 7th – Maillardville 5K
Today was another day when I had to find the time to squeeze in the run, which is fine. There will be many days over the next 18 or so weeks when time slips away from me and I just … Continue reading
Run # 3 Jan 5 – Mundy Park 5K
Well, today's run was all about getting the job done and honouring my commitment. I was not trying to get out of taking down the Christmas tree decorations. I just know that Mr. Tree will be waiting for me to … Continue reading
Run # 1 Dec 31 – Mundy Park 5K
Although it's a snowy and grey day, it all looks beautiful to me. I managed to sneak out of the house around 2PM while my wife Marjory was making some macaroons for our New Years Eve party we are scheduled … Continue reading


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Since 1949, Aladdin is Connecticut's leader in vinyl replacement windows, entry and storm doors, retractable awnings, patio covers, wrought iron and aluminum railing, vinyl siding and commercial awnings.
All of our products are custom-made and installed to your exact specifications. If you have special needs or concerns, our expert staff will resolve them as quickly and soundly as possible. Our customers understand that we have earned our reputation by providing excellent service and the finest products in the industry.
We're so confident in our work, and committed to doing the best job possible, that all our products come with a lifetime guarantee.
Aladdin is family-owned and operated, located just outside historic downtown New Haven in Hamden, CT. With over a half century of proven results, Aladdin is a name you can trust to change your home or business for the better. We're also proud to be a member of the Better Business Bureau with an A+ rating, and we continue to support their high standard of business practices.


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(0) items
Edition: 3rd
Author(s): Howland, Richard D.; Mycek, Mary J.; Harvey, Richard A.; Champe, Pamela C.
ISBN: 9780781741187 / Paperback / 8/18/2005
Marketplace Disclaimer:
Edition, Cover Design, etc may vary from the eCampus.com description. Please refer to the seller's comments before ordering. Marketplace sellers are required to ship by the end of the 5th business day. Items are not returnable to eCampus.com. Orders cannot be cancelled by eCampus.com.


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Carl Zeiss Biogon T* 2,8/25 ZM
Wideangle prime lens | Leica M
Ask a question in forums about the Carl Zeiss Biogon T* 2,8/25 ZM.
Ask a new question
Posted to: Fujifilm X System / SLR Talk
Hi all, I own a X-E1 for a while with the 18-55 kit lens but I noticed the lens is not quite my favorite to play with. I came from a dSLR Alpha that I used to learn a little more about photo and then I felt that I really wanted to get more serious in my hobby and then Fuji was my choice. At the time the kit seemed to be a good choice instead the 35mm. And it was. Taking pictures with the X-E1 is a very different beast compared with my old Alpha and the different focal ranges helped me to get...


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Adventure Center
Situated on the border of Colorado and Utah, we've got the best of both worlds when it comes to outdoor adventure.
Driven Experiences
Driven Experiences pushes the envelope of an adventure based vacation. Much more than a simple driving school our Pro-Baja trucks provide you the performance of a pro race car. Instructors lead you through the 2.3 mile desert track and then let you pilot your own adventure. Let's drive!Learn More
Air Tours
Take your Gateway experience to a higher level and join us for a sky adventure!
Learn More
Auto Museum
Spanning every era of the industry, the museum houses the privately owned Hendricks Collection of more than 60 spectacular cars (45 on display at one time). The models and surrounding displays offer a rare glimpse into the beauty and history of the American automobile.
Learn More
Curiosity Retreats
Alegre Retreat
Alegre Retreat is the premier conference for devotees of the fabric arts, providing an escape from everyday life for art quilters to come together to learn and share their expertise.


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One of the most common "filler" foods for dieters all over the world is fat free popcorn. It's like 2 points for 4 cups of it and if you eat it one piece at a time, it lasts longer! At least that's what I hear from all my WW peeps.
But I can get burnt out on popcorn really fast. It just starts tasting like lightly salted cardboard after a while. I need a little more flavor and a LOT more options to be satisfied with popcorn. As much as I like butter and salt, there are other spices in the world that can provide a flavor burst too. I've seen a lot of recipes lately for flavored popcorn and it just looks delicious. It makes complete sense to flavor your own popcorn! You know what you want flavor-wise, you know what's going on it and you can flavor it differently according to everyone's desired tastes.
So here's a recipe from Weight Watchers Online that looked tasty. I'm definitely trying it soon! Also, all the pictures link to their own recipes from other blogs, so make sure to click on a few different ones that strike your fancy. Or… make your own, send me a picture and the recipe and I'll post it up here! Popcorn will never be monotonous again.
Parmesan-Thyme Popcorn
Servings: 4 (2 cups)
PointPlus Per Serving: 2
- 1/4 cup grated Parmesan cheese, 3 PP
- 1 tsp ground thyme
- 1/2 tsp garlic powder
- 1/2 tsp table salt
- 8 cups plain air-popped popcorn, 6 PP
- 2 sprays cooking spray
1. In a small bowl, mix together cheese, thyme, garlic powder and salt.
2. Place hot popcorn in a serving bowl and coat with cooking spray; sprinkle with cheese mixture, tossing all the while, until well coated.


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lots of violet
Here are some inspiration boards from a project that I'm currently working on. I like how all the different shades of violet/deep pinks and even the light greens work together! I'll try to source everything, but my apologies if I don't remember where I saw the image!!
left to right, top to bottom: flower poms / chandelier / boutonniere / bridesmaid dress / hydrangeas / poufy veil / mini table flowers / those shoes! / twig necklace / invitations
left to right, top to bottom: business card / branch with ornaments / flower poms / veil / bridal party / bouquet / hydrangeas / boutonniere / place cards via client / kusudama ball
left to right, top to bottom: chandelier / boutonniere / invitations / bridal party / green + white centerpiece via client / pink centerpiece / wedding gown / hydrangeas / table decor


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Salvation Army to accept applications for Christmas assistance
Editor's note: This story has been corrected to report that families may apply for assistance starting Monday, Oct. 29.
Next week the Salvation Army in Elkhart and Goshen will start accepting applications from families who would like to receive assistance this winter.
Each year the Salvation Army's Adopt-A-Family program matches families experiencing financial hardship with individual or group sponsors to provide for their tangible needs at Christmas. When an Adopt-A-Family match is made, the family information and wish lists are sent to the sponsor.
Gifts may include toys, clothing, household items, payments on utilities or money to purchase wood or heating oil. Sponsors are asked to provide two or more new gifts for each member of the household and to provide food for the family during the week before Christmas.
The Salvation Army will also accept applications for Toys for Tots, a program that distributes new toys to children in the community who are less fortunate. Applicants who are not selected for the Adopt-A-Family program are typically re-directed to Toys for Tots.
To apply for assistance, Elkhart County residents may stop by the Elkhart Salvation Army from 9 to 11:45 a.m. or from 1 to 3 p.m. Oct. 29 through Nov. 2.
Elkhart applicants may also apply from 11 a.m. to 3 p.m. on any Monday in November (5, 12, 19, 26) and on Dec. 3. Those who work during the day may opt to apply from 4 to 6:30 p.m.
The Elkhart Salvation Army is at 300 N. Main St.
The Goshen Salvation Army, which serves residents of Goshen, New Paris and Millersburg, will accept applications on Tuesdays, Wednesdays and Thursdays between Oct. 30 and Nov. 29. Applications will be accepted from 1 to 5 p.m. on Tuesdays or from 9 to 11:30 a.m. on Wednesdays and Thursdays.
The Goshen Salvation Army is at 1013 N. Main St.
Only a small portion of applicants are eligible for Adopt-a-Family, which is based on family size and whether a family has been adopted in the previous five years.
To be considered for adoption, applicants must bring a current Indiana photo ID, Social Security cards for each member of their household, birth certificates for all children age 14 and younger, proof of income (payroll stubs, TANF/Food Stamp printout and utility rebate, and any other expenses not listed) and proof of expenses (rent/mortgage receipt, utility bills-NIPSCO, AEP, water, phone, cable, Internet, car payment, car insurance and any other expenses not listed).
Those who are interested in receiving a Toys for Tots voucher or a Martin's Super Market gift certificate instead of adoption should bring a current Indiana ID, Social Security cards for each member of their household and birth certificates for all children age 14 and younger. Adults without children in the household must provide some income verification to be eligible for a Martin's gift certificate, which is only available through the Elkhart Salvation Army.
Once applicants submit their applications, they do not have the option of bringing in additional information later to be considered for adoption.


text: Portsmouth has agreed to a $6.4 million fee with Lens to sign Nadir Belhadj. Nadir Belhadj have 26 years, has made 23 appearances since joining Lens. Nadir Belhadj will officially sign a 4 1/2-year contract with Portsmouth when the transfer window reopens on Thursday. "I am delighted to have secured Nadir as a permanent signing," [ Read More ]


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|Carbon Monoxide Binding to Hemoglobin
|Copyright © Nucleus Medical Media, Inc.
US Consumer Product Safety Commission http://www.cpsc.gov
US Environmental Protection Agency http://www.epa.gov
Health Canada http://www.hc-sc.gc.ca
Public Health Agency of Canada http://www.phac-aspc.gc.ca
An introduction to indoor air quality: carbon monoxide (CO). Environmental Protection Agency website. Available at: http://www.epa.gov/iaq/co.html. Updated March 14, 2013. Accessed December 30, 2013.
Breimer LH, Mikhailidis DP. Could carbon monoxide and bilirubin be friends as well as foes of the body? Scand J Clin Lab Invest. 2010;70(1):1-5.
Carbon monoxide poisoning. Centers for Disease Control and Prevention website. Available at: http://www.cdc.gov/co. Updated October 31, 2012. Accessed December 30, 2013.
Carbon monoxide poisoning. EBSCO DynaMed website. Available at: http://www.ebscohost.com/dynamed. Updated October 2, 2013. Accessed December 30, 2013.
Juurlink DN, Buckley NA, et al. Hyperbaric oxygen for carbon monoxide poisoning. Cochrane Database Syst Rev. 2005;(1):CD002041.
Weaver LK, Hopkins RO, et al. Hyperbaric oxygen for acute carbon monoxide poisoning. N Engl J Med. 2002; 347:1057-1067.
World Health Organization (WHO) Study Group on Tobacco Product Regulation. Waterpipe tobacco smoking: health effects, research needs and recommended actions by regulators. World Health Organization website. Available at: http://whqlibdoc.who.int/publications/2005/9241593857%5Feng.pdf. Accessed December 30, 2013.


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I hate this camera ,i ownd it for 1 year and it sucks ! I went on vacation with out it ,it was reparing ,and i buy the CanonA10 and you have to belive the CANON DOES BETTER PICTURES THEN THIS PIECE OF CRAPOF C700 .IT COST ME 700 DOLARS AND IT DOES BAD PICTURES ,IF YOU WANT TO SEE THE COMPARE ,WRITE TO THIS EMAIL ADRESS I WILL SEND YOU PICT FROM BOTH CAMERAS AND YOU SEE WITCH ONE IS BEST , I HATE THE C700 ,AND I FEEL LIKE ESTAFADAAAAAAAAAAAA ! NO MORE OLYMPUS FOR ME Problems: MARDESPAIN@ENFEME ...View review in forums Leave a comment on this review
Olympus C-700 UZ
Announced Mar 19, 2001 •
2 megapixels | 1.5″ screen | 38 – 380 mm (10×)
By Lucia, Oct 10, 2002
By Unknown user 81379, Jan 31, 2002
I returned this camera after one day of use. Shutter speed is too slow - so slow that using the zoom indoors is almost impossible without a tripod. Battery consumption is poor as well. I was disappointed at the way the lens almost flops in the breeze when it is extended. Most retailers are charging $599 for this camera - it just isn't worth that much.View review in forums Leave a comment on this review
By Unknown user 75072, Dec 26, 2001
I just got this camera and I am really disappointed with the picture quality. I am planning to return to the store and go for canon powershot G2. Problems: Picture quality is horrible no image stabilizationView review in forums Leave a comment on this review


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This event has ended.
Reddit AMA
Join us on Reddit to ask curator Valerie Neal anything about Space Shuttle Discovery! As the longest-serving orbiter, Discovery flew more missions, carried more astronauts, and visited the International Space Station more times than any other space shuttle. In celebration of the 30th anniversary of Discovery's first mission on August 30th, Neal will answer your questions about this champion of the space shuttle fleet.
On the day of the AMA, join us on the AskHistorians subreddit. Please note to participate you must have a Reddit account.


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Miller Time
"I had to stop teaching in the film school at USC," he said, his rubbery face twisting as if he'd discovered a cigarette burn in his favorite shirt after bringing is back from the cleaners. "I couldn't take it any more. None of the students knew my references. I had to explain to them was "˜Notorious' was."
At the time it seemed he was making a mountain out of a cultural reference molehill. But as time has creaked on, I have come to know that feeling the gentleman had. It really trips up a conversation when you have to stop and explain who Liberace was. I mean, how do you explain Liberace? On a recent date, a younger woman had the cheekiness to turn around and ask me, "Who was Freud?" Nobody has asked me yet who Hitler was. But believe me, its coming.
When faced with that conundrum of watering it down and explaining the significance of these people, as to a child, I transform into a dumbed down Encyclopedia Britannica, excuse me, Wikipedia. As it happens more frequently, there is the compulsion to stop and reference and vocabulary check, the parley vous goes from soar into slump.
In preparation for my forthcoming diet book, I was told by an extremely intelligent and sensitive marketing wiz, when I referenced "˜Raging Bull' and the weight Robert De Niro put on for "˜Raging Bull.' You see, gaining weight for a movie role was the genesis of my own diet saga.
"Nobody cares about the Robert De Niro reference, and who is interested in a 30-year old movie?" When I heard that I started feeling some compassion for the old
Which brings me to my point. If my date is any indicator, Freud no longer has the currency he once had. Maybe this is a barometer reflecting a shift from the oppressive 1950s—when Freud was his most intimidating. From
Back in the day, choosing a churro over a donut fairly reverberated Freudian meaning, and an innocent error left one naked in the street. Once, for example, I translated from Spanish to English, a marriage license, and I translated it as "˜Driver's License.'—it's got chauvinism and male hegemony written all over it in indelible ink. But now, with the waning of Freud, we're waking in a world that is freer and more shameless. It's now safe to tell jokes with the Freudian implications virtually crayoned in: the crayon is invisible. Oblivion, I say, certainly has an upside.
Grady Miller can be contacted at email@example.com
© Copyright 2007 by canyon-news.com


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Today the elite riders in The Event at Rebecca Farm competed in cross-country. It's a four mile course that involves jumping over fences and wooden barriers. It's the most challenging event of the weekend and the most dangerous, for both the horse and the rider.
To learn more about the risks, NBC Montana talked to the person in charge of injury prevention and aid.
It's a course that tests combines speed and endurance with the challenge of jumping. All of which translate into a fair share of danger
"Cross-country is the event horses are most likely to get hurt," Dr. Bob Genovese said.
Dr. Genovese is one of the treating veterinarians at Rebecca Farm and is familiar with the hazards of Saturday's cross-country course.
"The only thing we get worried about are wounds and injuries with cross-country and jumping over fences," Dr. Genovese said.
Before the horses are cleared for the course, they need to pass an inspection. The veterinarians, doing the inspections, look for any type of condition where the horse fails to trot or walk in a regular manner.
"The biggest concern they have is lameness problems because if they have a horse with a lameness issue, then the rider is at risk on the cross-country course and over jumps," said Dr. Genovese.
However, it is not just the courses that can cause injury. Dr. Genovese says that he sees more sick horses than injured ones because of the travel it takes to get to the event.
One horse wasn't feeling well because he was stuck in a trailer all the way from Washington D.C., a long trip for anyone.
"Horses can develop colic and gastrointestinal issues with weather changes and stress, also changes in some of the feeding," he said.
To treat the abdominal pain and stress, the veterinarians on site use anti-inflammatory medicines and fluids.
"We try to reduce the stress down. I guess it depends on the nature of what's causing it, but basically fluid therapy is the most important thing," Dr. Genovese said.
All to make sure the horses are ready for competition.
The last day of this year's event is Sunday, July 27th. It's the show jumping phase for all remaining levels, along with an awards ceremony at the end of each division.


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text: photo courtesy of Madison County Dept Of Solid Waste [ Illegal Dumping In Madison County By Jim Rondenelli July 16, 2014 Officials in Madison County are looking to crackdown on illegal dumping. Read More Category: Utica-Rome News Tags: illegal dumping, madison county Send to a friend! Share on Facebook Share on Twitter Pin it! Reddit This! Share on Tumblr!


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Herman Cain, Craig Miller Share Many Similarities, Including Media Bias
The national media in this country has worked hard to make the GOP presidential primary a two man race. We saw this effort repeatedly in the series of debates held last month, even from Fox News. As far as the networks were concerned, Mitt Romney and Rick Perry might as well have been the only two on the stage. Of course, Herman Cain's overwhelming victory | Read More »


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Drugmakers in the country are fleeing a regulatory morass at home and moving some research and development (r&d) to Europe and the US as they try to boost margins by producing high-value drugs.
Indias $15-billion-a-year pharma industry, the world's largest source of cheap generics, is already reeling under a string of drug recalls and quality control issues that have called into question the regulator's oversight.
Now, companies like Piramal Enterprises, Sun Pharmaceutical Industries and Lupin are investing millions of dollars and placing their growth in foreign regulators' hands as they seek to add more complex drugs to their product lines.
"We have lost what is called the India advantage," said Swati Piramal, vice-chair of Mumbai-based Piramal Enterprises, which last year moved some clinical trials for new drugs abroad.
"The India advantage was saying we can research molecules...and finish the clinical trials and the cost would be one-tenth of the West," she said.
"Now, we have to acquire small groups of highly specialised people who can work on a particular type of product and know exactly how to do it. That's the new alternative to really invest in R&D abroad," she added.
Indian drugmakers rely on cheap generics for the bulk of their revenue, but like their global peers, they are focusing more on niche markets such as ophthalmology and oral contraceptives, and difficult-to-make products such as inhalers and injectables in a bid to achieve higher profit margins.
Some companies are also making copies of bio-drugs called biosimilars, the latest trend in the global pharma industry, which requires intensive R&D and a regulator with experience in handling such sophisticated medicines.
Like its peers, Piramal does not disclose how much it spends on R&D abroad. Industry research firm CRISIL, however, forecast R&D spending by India's top 20 pharma firms to rise to about 6.5% of total revenue by 2018 from about 5.8% now.
Company executives say the higher cost of moving abroad will be partly offset by the ability to bring high-value drugs to their main markets in the US and Europe more quickly: it takes nearly a year to get clinical trials approved in India compared to about 28 days in the US.
These high-value drugs hold so much potential that companies are willing to put up with long delays before they can launch them at home, a fast-growing market for more expensive medicines, as India's regulator only allows drugs that have been tested locally to be sold there.