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Reviews by Nate Payne
Walk to Beautiful (Paperback)
On 3/2 Nate Payne wrote: " Imagine yourself a thirteen-year-old hundreds of miles away from home, in a strange city, and you mom leaves you at a bus station parking lot and drives off into the night with her lover"That was the opening line of the description of Jimmy Wayne's book Walk to Beautiful. When I read that I had ...
The Five Times I Met Myself
On 1/8 Nate Payne wrote: There is nothing better then a good book and James Rubart new book The Five Times I Met Myself fits the mold. Let me start by saying I couldn't put this book down, there would be night I stay up fighting sleep just to keep reading. The book is well written and very simple to understand. Brock Matthews ... The Five Time I Met Myself
Last Act
On 12/29 Nate Payne wrote: Ronald Reagan is one of my favorite presidents. I grew up with him and watch him give powerful speech, many time from the oval office. ( not to many presidents do that anymore). I have read Reagan's autobiography and loved it. I was hoping a book would come along that would showcase ... Last Act
The Legend of the Christmas Cookie
On 9/27 Nate Payne wrote: What a great book to get you in the mood for Christmas. The Legend of the Christmas Cookies is just that book.Christmas is a time of give and a time to think of others before yourself. That is what this books talks about. Jack comes home one day to find his home smelling of fresh baked ... The Legend of the Christmas Cookies
The Berenstain Bears' Harvest Festival
On 9/7 Nate Payne wrote: How can you not love the Berenstain Bears? I grew up on them and I am so grateful that Jan and Stan son Mike is carrying on there legacy. Harvest Festival is a great book, it talks about my favorite time of year. Autumn. Also talks about how service and teaching kids about the beauty of a ... Harvest Festival
The Complete 101 Collection
On 7/14 Nate Payne wrote: I have always been a fan of John Maxwell books and the 101 series has always been a favorite of mine. I am glad now that I have them all in one book. I have recommended Maxwell's work to many of my friends and co-works. In fact my current employer recommended some of Maxwell's work.If ... The Complete 101 Collection
Henry Hodges Needs a Friend
On 4/30 Nate Payne wrote: I love everything and anything that Andy Andrews does. This guys has changed my life. It started with the Travel's Gift and has been every book included is lastestHenry Hodges Needs a Friend.With today age kids being bullied and feeling more alone then ever and how all they want is friendship, ... Henry Hodges Needs a Friend.
On 3/26 Nate Payne wrote: I was giving the chance to read the following book Samson By Shawn Hoffman. The book was given to me by the Booklook review program. I was given this book free in exchange for an honest review.There is nothing more I love to read then books about WWII. I have read many books about the ... Samson By Shawn Hoffman
Last Light
On 12/3 Nate Payne wrote: One of many things that I liked about Terri Blackstock book Last Light is that it showed me that I was not ready in case of any disaster. If the world where to end today would I be ready? For the Branning family they found out that they where not ready for such thing. They have to learn how to survive, ... Last Light
Intentional Walk
On 8/2 Nate Payne wrote: As the game of baseball is facing another go around with steroids use it nice to be able to read something positive about the game. In his new book Intentional Walk by Rob Rain gives us the hope that there is still some good in the game.Intentional walk is about the St Louis Cardinals players and ... Intentional Walk
Seven Men
On 5/24 Nate Payne wrote: Manhood and Heroism are not terms that are used into day's world as much as was back 50 years or so. The men of WWII gave home where men and hero's. We look at them even today and they command that type of respect without even asking for it. But it sad today to see men portray as "dumb, stupid ... 7 Men by Eric Metaxas
The Legend of the Monk and the Merchant
On 3/26 Nate Payne wrote: The Legend of the Monk and Merchant is a book that I really was hoping would be better then it was. The back of the book has a line that states: "The Legend of the Monk and Merchant will change the way you see yourself, your job and your purpose." I read the book and I don't see where any change ...
The Purpose Driven Life
On 1/17 Nate Payne wrote: I have always seen Rich Warren book The Purpose Driven Life at the book store. I never pick it up to see what it was all about. But when Booksneeze offered Rick update and revised edition I jumped at the offer. And I glad I did. Rick stated in at the first of the book "this is more then a book it ...
The River
On 11/1 Nate Payne wrote: I think when you read The River by Michael Neale you can apply something that you are going through with the main character Gabriel Clark. At the Young age of 5 Gabriel, saw something that no 5 year older should have to go through. Because of this event Gabriel was never the same again. He love for ...
On 8/22 Nate Payne wrote: I still remember back in the 1993 when the movie Rudy was released. I didn't know much about it at the time and little did I know that it would become one of my favorite movies of all time. In is autobiography Daniel "Rudy" Ruettiger tells the story of his dream to play for Notre Dame. I like this ... Rudy
Fully Alive
On 8/8 Nate Payne wrote: If you like Andy Andrews then you will like Ken Davis. I have to admit I have not heard of Ken Davis, I happen to see on Facebook Andy Andrews recommend Ken Davis new book Fully Alive. If Andy was recommending it then it has to be good. And I was right. Ken Davis talks about how he himself was just ... Fully Alive
Running for My Life
On 7/26 Nate Payne wrote: I think we forget how good we really have it here in the USA. I would have never thought at the age of 6 to be taken from my family, to have to learn how to survive and to have to run for my life. I his autobiography Running for my Life Lopez Lomong tell the story of his life growing up in South Sudan. ... Running for my life
December 1941
On 5/11 Nate Payne wrote: I must say this book took me longer to read and get through. December 1941 by Craig Shirley take you through each day of december and give you an account of the days events. Days before the tragic events at Pearl Harbor the country was at peace. Thanksgiving had just ended a couple weeks back, the ... December 1941
The Christmas Note
On 11/9 Nate Payne wrote: This is my first Donna Vanliere book that I have read. I have heard of her book the Christmas shoes and will here the song a 1000 times before the year ends. But I have to say that I really enjoyed this book. This story is about two women who are going though some very trying times. Gretchen has just ... The Christmas Note
The Book of Man
On 10/5 Nate Payne wrote: "George Washington was often on his knees praying, as great men often are." Is a statement from Dr William J Bennett's new book The Book of Man. Dr. Bennett gives great insight on what it takes to be a man. Dr Bennett quotes Plato saying "Who teaches the children and what do we teach them? ... The Book of Man
On 9/13 Nate Payne wrote: There is nothing I like more the a good biography but when you add history, heroism and good Christian values to the same good there is nothing better. That is what Eric Metaxas has done with his book Bonhoeffer. Dietrich Bonhoeffer is not a common house hold name not one that too many people will say ... Bonhoeffer
The Final Hour
On 8/3 Nate Payne wrote: I really enjoyed The Homlanders series by Andrew Klavan. The final Hour is the last installment of the series. What a great book and what a great series. I hear that it will be turned into a movie and if they can keep it somewhat close to the book it will make for a blockbuster.These books are more ... The Final Hour
Surviving Your Serengeti
On 8/3 Nate Payne wrote: Surviving your Serengeti by Stefan Swanepoel is a must read. This book is well written and one that is very easy to read. The book takes you an on journey through the African Serengeti. As you go through this journey of learn about the animal in the natural habit you find that they are a lot like us ... Surviving your Serengeti
Beyond Talent
On 5/18 Nate Payne wrote: This is my first John Maxwell book that I have read. I have seen his book many times on Thomas Nelson Booksneeze site. I have never had the chance to get one because they are always gone before I can request one. However, Beyond Talent is an excellent book. I love it and it as really made me stop and ... Beyond Talent
Max On Life
On 4/19 Nate Payne wrote: Max Lucado does it again. In his new book "Max on Life" Max talk the many questions that he get and takes the time to answers them. He used the Bible and his on experience on life to fill these questions.They are broken down in to 7 sections of life: Hope, Hurt, Help, Him/Her, Home, Haves/Have ... Max on Life
The Band that Played On
On 4/15 Nate Payne wrote: I find it fitting that today is April 14, 2011 and exactly 99 years ago today the Titanic was hit by and iceberg. This is also the day that I submit my review for the book The Band Played On by Steve Turner and published by Thomas Nelson (who gave me a free copy of the book in exchange for a honest ... The Band Played on
The Final Summit
On 4/11 Nate Payne wrote: The Travelers Gift is one of my favorite Andy Andrews book. I loved how he brought to life many of the historical figures. I loved the most when David Ponder (main character in the book) was in the room with Anne Frank. The feel you get as you read as David talks with her is hard to put into words. ...
A Bug Collection DVD Box Set
On 2/24 Nate Payne wrote: I have read as many of Max Lucado's books as I can. I have always loved everyone that I have read. Just like his books he does it again with his children's DVD series. " A Bug Collection is the first time me and my family have watch them and I can say it will not be the last. My kids loved these ... Max Lucados Movies
Curiosities of the Civil War
On 2/16 Nate Payne wrote: I am a big history buff and I love to read anything do with US history. I have read a lot about wars and I really like to read up on WWII. But I have never really read or studied much about the Civil War. It is amazing to me that I have stood in the Charleston Harbor in South Carolina look out at ... Civil War
The Faith of Ronald Reagan
On 2/4 Nate Payne wrote: I enjoy any book that has to do with the 40th president of the United States Ronald Reagan. I enjoy so much his autobiography. I was very young when Reagan was in office, but I remember him many time address the county via the TV. With just the resent anniversary of the Challenge Space Shuttle, I ... The faith of Ronald Reagan
Then Sings My Soul Special Edition
On 12/22 Nate Payne wrote: It is amazing to me that you sing these songs every Sunday in church, you sing some of them at funerals, and you sing them at holiday such as Christmas and Easter. You can help but love the hymns we sing each time we go to church. But I never really stop to thing that each song has a story to tell. In ... Then Sings My Soul
Heaven is for Real
On 11/15 Nate Payne wrote: Is there such a thing as someone taking a trip to heaven when they are on deaths bed? Can the veil of heaven be opened at that time and we be shown the after life? Can we remember such a trip? These are some of the questions that I was thinking about as I real a new book titled Heaven is for Real. ... Heaven is for Real
The Grace of God
On 10/28 Nate Payne wrote: Two of my favorite parts of the book The Grace of God By Andy Stanley are when his is talking about Jonah Andy Stated: "The purpose of God's Discipline was not to pay him (Jonah) back but to bring him back." The other quote is "to run from God is to run from grace.God wants all his children back, ...
Cut Your Grocery Bill in Half with America's Cheapest Family (Advanced Reading Copy)
On 10/17 Nate Payne wrote: With a down economy and people cutting cost to survive it hard to cut those cost from you food budget. But with Steve and Annette Economides's new book titled "Cut Your Grocery Bill in Half" They talk about just that cutting you food bill not you food in half. I have to say that I did not get ...
The Falling Away
On 10/13 Nate Payne wrote: This is my first T.L. Hines book and this maybe my last. I really had a hard time with this book so much so that I honestly can say I did not finish it. I not sure if it was the book so much as it was me and not understanding what was going on. I was lost from the beginning of the book. Again this ... The falling away
Outlive Your Life
On 9/10 Nate Payne wrote: I have always like Max Lucado's books. And his new one is just as good as they get. "Out live your life" Published by Thomas Nelson Company (many thanks for me free copy of Max's book)."Out live your life" Talks about how common everyday folk like me and you can make a big difference in ... Out live your life
The Boy Who Changed the World
On 9/8 Nate Payne wrote: Anything with Andy Andrews name on it I will pick up and read. He is very inspiring and always has a great message to tell. Just like his two new books "The Butterfly effect and "The Boy Who Changed the World" Both tell the same story but one is for adults and the other for kids.The boy who changed ...
The Butterfly Effect
On 9/8 Nate Payne wrote: Anything with Andy Andrews name on it I will pick up and read. He is very inspiring and always has a great message to tell. Just like his two new books "The Butterfly effect and "The Boy Who Changed the World" Both tell the same story but one is for adults and the other for kids.I love the butterfly ... The Butterfly Effect
Patton (The Generals)
On 8/19 Nate Payne wrote: I have always heard of General Patton, mostly from the movie staring George C Scott. Who doesn't like the beginning of that movie? But I have never really taken the time to understand Patton and what his life was really like. In his New Book Mr. Von Hassell take you inside the man that Patton really ... Patton
Same Kind of Different As Me
On 7/20 Nate Payne wrote: After reading Some Kind of Different As Me by Ron Hall and Denver Moore, it makes you stop and thinking about what you mission in here on Earth. What is your purpose that God has for you? I also make you stop and listen for the still small voice inside you the next time you see a homeless person. Will ... Same Kind of Different As Me
Lead Like Ike
On 6/26 Nate Payne wrote: There is nothing more that I like then to read books and my favorite types of books are: U.S. history, Biography and leadership books. I never really thought you would be able to find all three subjects in one book. Lead Like Ike a new book by Geoff Loftus gives you all three subjects.I have read book ... Lead like Ike
The Heart Mender
On 5/5 Nate Payne wrote: I sometime wonder why we have so many self-help books that talk about day to day things like self esteem, attitude etc. But why do you never see one that talk mainly about the power of forgiveness. Andy Andrews give you that type of book in his new book (or should I say a re release) The Heart Mender. ... The Heart Mender
Plan B
On 5/4 Nate Payne wrote: "What would you do if you were absolutely confident God was with you?" is a question that is asked in Pete Wilson's new book: Plan B, What Do You Do When God Doesn't Show Up The Way You Thought He Would?I sit and thought about this question for sometime, W all have a plan in life we call it are ... Plan B
You Can Be Everything God Wants You To Be
On 4/17 Nate Payne wrote: I just got a copy of Max Lucado's book "You Can Be Everything God Wants You To Be" What a great book, I see it used a lot for young adults those that are just heading out into life after high school. Like so many of Max's books you always come away with feeling great and understanding that ... you can be everything god wants you to be
The Map
On 3/16 Nate Payne wrote: I questioned this book at first thinking is this going to be a fiction type book or is there some truth to the book. Well I got a little bit of both. David Murrow new book titled The Map is a book that is twofold. First is start with a thrilling fiction type story, some of it seemed a little out there ... The Map by David Murrow
A Century Turns
On 2/16 Nate Payne wrote: I never really stop to think about how much this country has changed in the last twenty years. The era that Mr. Bennett starts I was just starting me teen years, never really gave any though to what was going on here in the USA let alone the world. I remember some of the things he talks about but some ... A Century Turns
This is Your Brain in Love
On 1/26 Nate Payne wrote: I am sometime a little worried to read self-help book, mainly when they written by a Doctor! Doctor like the use the big words and write them in their books. A lot of times you are spending more time looking up the word then reading the book. But with Dr Earl Henslin new book This Is Your Brain In Love, ... This your Brain in love
The Sweet By and By
On 1/6 Nate Payne wrote: It has been said many time that it is better to leave thing that you have done in your life in the past. In Sara Evan new book titles The Sweet by and by Jade and her soon to be husband felt that is what would work best for them, they would start the lives together not know much about each other part. ... Sweet By and BY
Where is God?
On 12/29 Nate Payne wrote: Where is God is not a question, rather it is a protest." Is a statement from Dr John Townsends new book titled "Where is God" First let me say that even the cover has you looking for "God" The title is the same color and the background and has you searching for it. Just like many off us ... Where is God, is not a question but rather a protest
NKJV Greatest Stories of the Bible
On 12/6 Nate Payne wrote: Thomas Nelson's NKJV Greatest Stories of the Bible is a must have in every home. In the introduction of the book it states: "Designed as a treasury of the most well-loved and impactful stories from the bible." Is goes on to say "this is not a bible….this heirloom edition uses scripture portions ... NKLV Greatest Stories of the Bible
Read and Share: The Story of Christmas
On 11/17 Nate Payne wrote: The Story of Christmas by Gwen Ellis is a great book for young kids. I received my copy of the book and had to wait until the kids were asleep in order to read it( that is because I could not get it away for them) The next day they woke up and want to watch the DVD which is very cute and they loved ... The Story of Christmas By Gwen Ellis
The Tallest of Smalls
On 10/23 Nate Payne wrote: The first book I ever read by Max Lucado was "You Are Special" I enjoy that little book so much the meaning that was brought out in that book still with me today. Much like that book Max has done it again with his new book "The Tallest of Smalls". It is a parable take for Max's book "Fearless" ... The tallest of Smalls
The Power of Respect
On 10/13 Nate Payne wrote: "The most forgotten element of success" is the subtitle to Deborah Norville's new Book title The Power of Respect. She starts off the book by tell the story of a group of Collage students taking a test that they had study for and was ready to take. The exam was handed out and when the last question ... The Power of Respect
Find Your Strongest Life
On 10/6 Nate Payne wrote: This is my 5th or 6th book now that I have reviewed in the Thomas Nelson Blog Book Review. When I saw Marcus Buckingham's new book "Find Your Strongest Life" I was thrill to be able to read it. Yes I did judge a book buy its cover-well buy its title. I did not know until the book arrived that ... Find your Strongest Life by Marcus Buckingham
From Peanuts to the Pressbox
On 9/16 Nate Payne wrote: Like most boys growing up that watch sport you are always focused on the All-Star play. You practice just like and you watch his every move. The biggest dream you have is that you will grow up and be just like him. Eli Gold was just like that but instead of watch the player he focused more on the ... From Peanuts to the Pressbox By Eli Gold
On 9/9 Nate Payne wrote: "Can you imagine life with no fear" is a question asked by Max Lucado in his new book titled fearless. With today's trying times and the world unsafe place to live, fear is something that lives next door watching you day in and day out. Fear is everywhere you look and you often time are steering ... Fearless By Max Lucado
The Jesus Book
On 8/27 Nate Payne wrote: When this book came to the house my 4 year old open the package and took the book The Jesus Book By Stephen Elkins. He took the book and look at the awesome illustration done by Claudie Gervry. The book open up great opportunity to talk about Christ and all that he has done for us and do it in a way ... The Jesus Book By Stephen Elkins
Everyday Greatness
On 8/9 Nate Payne wrote: I have always liked short stories that make you feel good after you read them and this is what Stephen Covey and David Hatch have done with this book with the help of one of the best magazine to date the Readers Digest. I got this book for the Thomas Nelson Book Review program. (brb.thomasnelson.com). There ... Everday Greatness by Stephen R. Covey
The Hole in Our Gospel
On 7/15 Nate Payne wrote: "2000 years ago 12 men changed the world" This was a statement made by Richard Stearns in is book titled The Hole in Our Gospel. Richard, former CEO of a Lenox left the company, his big house, nice cars, and I am sure a nice paycheck. He left all to work for World Vision a Christian Humanitarian ... The hole in out Gospel
The Noticer
On 7/6 Nate Payne wrote: "What is it about me that other people would change if they could" was a question asked by an old man named Jones, to a young 23 year old man who was down on his luck and living under a Pier. Andy Andrews, in his new book titled The Noticer, talks about this mysterious man named Jones who's only ... The Noticer By Andy Andrews


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What do Jack Nicholson in Something's Gotta Give, Desperate Housewives' Bree Vanderkamp's cheating husband Rex, and Mad Men's advertising boss Roger Sterling have in common? Answer: A libido their hearts just can't handle.
But while men having heart attacks during sex is a common enough plot device, experts suggest in the land of non-fiction, guys with heart conditions aren't receiving enough advice about the relative safety of having sex.
A new report published in The American Journal Of Cardiology reports that just one third of women and 47% of men surveyed for a new study, reported receiving hospital discharge instructions about resuming sex. And those who were not given guidance reported a decline in their sex lives.
Lead author, Stacy Tessler Lindau, MD, associate professor of obstetrics and gynecology at the University of Chicago Medicine, in a statement: "Receiving instructions, prior to hospital discharge, about resuming sex was a major predictor of whether patients resumed sexual activity in the year following acute myocardial infarction (heart attack)."
She added: "The discharging cardiologist is best positioned to advise on the safety of engaging in physical activity, including sex."
See Also
Current US guidelines suggest heart patients whose condition has stablised can resume sexual activity within one week.
In January, the American Heart Association (AHA) put more weight behind those recommendations with its most comprehensive review to date of research on sexual activity among heart patients.
The report substantiated a longstanding rule of thumb: If patients can engage in moderate exercise – such as walking up a couple of flights of stairs – they are generally healthy enough for sex.
"Doctors need to understand the significant role they play in helping patients avoid needless fear and worry about the risk of relapse or even death with return to sexual activity," said Lindau in a statement
In reality, only about 1% of all heart attacks occur during sex, according to report in Senior Journal, and few of those are fatal.
Besides being fun and pleasurable, sex also offers many health boosts many of us take for granted. Take a look at these surprise benefits of having regular sex...
According to research from Wilkes University, making love twice a week releases an antibody called immunoglobulin A or IgA, which helps protect the body from infections and illnesses. Other research suggests that frequent ejaculations in men reduces the risk of prostate cancer later in life. According to the British Journal of Urology International, men who ejaculate five or more times a week, had a lower risk of prostate cancer.
It doesn't take an expert to connect an energetic love making session with burning calories. Just thirty minutes of action under the sheets burns off around 85 calories. After 42 half-hour sessions, you could burn 3,570 calories, which is the equivalent of 1lb in weight. By having sex three times a week for a year, you could burn off the equivalent of 5lbs a year. Who needs a diet?!
During sex, a hormone called oxytocin is released when the body climaxes, which increases the level of endorphins that acts like natural a pain relief. This causes the body to relax. Many notice their aches and pains, like swelling, inflammation, headaches and menstrual cramps, disappear after sex and gradually improve with regular action.
Women who have regular orgasms are generally more relaxed, less depressed and mentally, physically and emotionally satisfied. Regular sex also helps the body sleep better as it relieves tension plus it helps the brain produce serotonin - the chemical that gives the body a 'mood' lift and is commonly found in antidepressants.
Regular sex releases a surge of plethora chemicals into the body, also known as the 'happy hormones', and they contain testosterone. As we age, the level of testosterone decreases, so the more sex you have, the more your hormone levels increases. This surge of hormone help keep bones and muscles healthy - plus it keeps skin looking plump and youthful. In women, regular sex also helps keep the pelvic floor muscles healthy, which decreases the chances of not-so-sexy incontinence later in life.

subset: commoncrawl


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Personal Savings
With so many choices, it's easy to find a savings program that meets your unique needs.
Just stop by FNB, e-mail us, or give us a call.
First Savings
First Rate Investment Account
Certificates of Deposit
Individual Retirement Account (IRA)
First Savings
The old-fashioned savings account is back in style. We'll even make it a little easier to save each month with our Automatic Savings Plan.
* $100 minimum to open
* Unlimited deposits
* Up to 3 withdrawals per month at no charge
* Interest paid quarterly
* Bank on-line, in person, by mail, ATM or telephone
First Rate Investment Account
Our First Rate Premium Money Market Account combines the liquidity of a checking account with the earning power of premium, tiered interest rates, based on your balance. The more you keep in the account, the more you earn.
* $100.00 minimum to open
* Unlimited deposits
* Up to six (6) withdrawals or pre-authorized transfers per statement cycle
* Tiered interest rates:
* Interest paid monthly
* Bank online, in person, by mail, ATM or telephone
* Monthly itemized statements, cancelled checks not returned
Certificates of Deposit
Our CDs and Jumbo CDs (over $100,000) offer competitive rates that make saving easier than ever before.
* $1,000 to open regular certificate of deposit
* Deposits and withdrawals during certificate of deposit grace periods
* Interest paid quarterly
* Terms from 3 months to 5 years
* Convenient automatically renewable feature
* Penalty for early withdrawal
Individual Retirement Account (IRA)
An IRA is still a great way to save for retirement. And, if you need to reinvest your pension and profit sharing funds, our Rollover IRA is just the ticket.
* $100 to open a variable rate IRA
* Unlimited deposits, IRS limitations apply
* Unlimited withdrawals, IRS limitations apply
* Interest paid quarterly
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אנחנו בפייסבוק
Days after Netanyahu, Barak warn of possible military intervention in Syria, Assad moves anti-aircraft missile batteries to Lebanese border
Roi Kais, Reuters
Published: 08.03.12, 11:37 / Israel News
Roi Kais, Reuters
The Syrian army
has moved new surface-to-air missile batteries to the Lebanese border,
Arab media reported Friday. The report comes after Israel
had warned it will strike Syria's chemical facilities if President Bashar Assad
transfers his chemical stockpile to Hezbollah.
Prime Minister Benjamin Netanyahu
said he does not preclude the possibility of military intervention in Syria and Defense Minister Ehud Barak
stressed that Israel will consider action.
Related stories:
The London-based al-Sharq al-Awsat also addressed the deployment. A Lebanese military source told the paper there is no concrete information on the deployment of surface-to-air batteries on the border. He explained that the reinforcements were routine steps taken by the Syrian army in order to prevent the infiltration of gunmen from Lebanon into Syria.
Syrian army test-fires missiles (Photo: EPA)
He stressed there was no hostility between the two nations that would warrant the mobilization of anti-aircraft missiles. Asked whether the Syrian army is taking precautions for fear of a strike, he said that the deployment is done "according to a coordinated air defense plan. Assuming that the Syrians fear a NATO strike against them, Lebanon would not allow such a strike against Syria from its territory or airspace."
Lebanese military expert Nizar Abdul Kader said, "The Syrian military reinforcements were meant to warn outside elements of mounting military intervention against the regime. The deployment of anti-aircraft missiles is a precaution against airstrikes that can harm the Syrian regime."
Meanwhile, Syrian opposition members reported that two senior army officials have defected. One is Ahmed Tlas, head of military procurement at the interior ministry and the second is Mohammad al-Haj Ali, a military academy senior official.
Anti-Assad protest in Lebanon (Photo: AP)
Also Friday, Mortars rained down on a crowded marketplace in a Palestinian refugee camp in Damascus, killing 21 people as regime forces and rebels clashed on the southern outskirts of Damascus, activists said.
The Britain-based Syria Observatory for Human Rights, which reported the deaths, said the shells hit Yarmouk camp Thursday as shoppers were buying food for the evening meal. The activists with the group would not speculate on who was firing.
It was also reported that Moscow is sending three large landing ships with marines aboard to a Russian naval facility in the Syrian port of Tartus.
Russian news agencies quoted a source in the general staff as saying each ship would have up to 120 marines on board and that the vessels, already in the Mediterranean, would arrive in Tartus by the end of this week.
The source did not specify the goal of the mission, but Russia had earlier said it was preparing to send marines to Syria in case it needed to protect personnel and remove equipment from the naval maintenance facility.
The Russian Defense Ministry declined comment. The source said the ships would head back to the Russian port of Novorossiysk after spending several days in Tartus.
AP contributed to this report


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The Healthiest Farmers Market Food Picks
If you find purple asparagus, buy it. It contains all the disease-busting compounds found in the green kind, plus certain anthocyanins that are potent cancer fighters.
Regardless of color, eyeball the shape: "Asparagus stalks tend to go crooked when they're old—an indication that they've lost a lot of their nutrients," Robinson says
Next: Bell peppers
Get the latest health, fitness, anti-aging, and nutrition news, plus special offers, insights and updates from Health.com!


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Contact: James Holter
Phone: (614) 856-1900, EXT. 1280
E-mail: email@example.com
Ronnie Higgerson, 23, of Cutler, Ill., was on a mission during the 2013 season: to prove that he can successfully compete in the Pro-Am class of the AMA ATV Motocross National Championship Series.
About the American Motorcycle Heritage Foundation
Founded in 1990 by the American Motorcycle Heritage Foundation, the goal of the Motorcycle Hall of Fame is to tell the stories and preserve the history of motorcycling. Located on the campus of the American Motorcyclist Association in Pickerington, Ohio, the Hall of Fame's three major exhibition halls feature the machines and memorabilia of those who have contributed notably to the sport. The Motorcycle Hall of Fame recognizes individuals who have made significant contributions to motorcycling, including those known for their contributions to road riding, off-road riding and all categories of racing, as well as those who have excelled in business, history, design and engineering. More information can be found at MotorcycleMuseum.org.


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Android/SH is an open source project powered by Assembla
Assembla offers free public and private SVN/Git repositories and project hosting with bug/issue tracking and collaboration tools.
Version 2, last updated by kawasaki at 2009-11-01
The place to organize information for Android for SuperH architecture.
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11th Annual Grin Kids Silent & Live Auction
7 p.m at Galway Hooker Irish Pub, 17044 Kenton Drive, Cornelius. We hope you can attend this year's GRIN KIDS Charity Auction! It's going to be more fun than normal adding in a little casino action with some great prizes. Open bar, hors d'oeuvres & cocktails, wonderful people to mix and mingle with. Your early RSVP is important as there is limited space - email@example.com. Hope you can make it!
17044 Kenton DrCornelius, NC, 28031


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Hank Silverberg, wtop.com
WASHINGTON – Police say they have found a potential lead in the serial groper case in Fairfax County. It comes from a video taken at a store in the Kingstowne Shopping center during a groping incident on March 28.
Fairfax County police spokeswoman Lucy Caldwell says they are hoping someone recognizes the man in the video.
"We do believe that individual could be connected to Thursday's incident at the HomeGoods Store, and detectives are working to see whether or not he could be a suspect in all the other cases," she says.
There have been 23 other attacks in the Springfield area. In all the cases, the victim was approached from behind and groped. They all happened on public streets. The latest incident occurred indoors. Caldwell says they are hoping someone can recognize the man in the video below:
"Someone could recognize something, perhaps the clothing, perhaps the way he's walking, or his stride or something like that," she says.
Anyone with information is being asked to call police at 703-691-2131 or contact CrimeSolvers at 866-411-TIPS.
Related story: Serial groper strikes for the 24th time
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OneAZ Credit Union
Consent to Electronic Documents and Online Banking Services Agreement
Consent to Electronic Documents
By providing your consent (electronic signature) at the end of this document, you understand and agree to online delivery of your periodic account statements ("eStatements") and related notices ("eNotices") through the Online Banking Service and that they will be provided under the following terms:
eStatements. Your eStatements will include the periodic account and transaction activity for your deposit and consumer loan accounts; electronic funds transfer services; periodic notice of billing error rights and year-end tax statements for dividends earned and mortgage interest paid.
eNotices. Along with your eStatements we will provide future notices and documentation including:
You may access your statements or disclosures as a PDF document. We will send you an email notice when your eStatement or eNotices are available for review within the secure eStatement area of the Online Banking Service.
Your Rights. If you are registered for Electronic Documents, you have the right to request and receive additional copies of your periodic statements and notices in paper form, however they may be subject to a paper copy fee. You may request copies by contacting us using any of the channels located on the Contact Us section of our website at www.oneazcu.com.
You may withdraw your consent to receive eStatements and eNotices by giving us your instructions at any time by contacting any branch office, by telephone (844) 663-2928 or by submitting your withdrawal request within the secure eStatement or Contact Us area within Online Banking. There are no fees or adverse account conditions if you withdraw your consent for Electronic Documents.
Online Banking Services Agreement
Terms and Conditions
This Online Banking Services Agreement ("Agreement") is the contract which covers your rights and responsibilities as a user of the Online Banking Services, ("Services"), offered to you by OneAZ Credit Union ("Credit Union"). By providing your acceptance (electronic signature) below you agree to comply with the terms and conditions of this Agreement.
1. Definitions. The following definitions apply in this agreement:
1.1 "Authorized Representative" refers to a person with authority (with respect to the account);
1.2 "ISP" refers to your Internet Service Provider;
1.3 "Online Service" is the internet-based service providing access to your Share account(s);
1.4 "Online Account" means any one or more Share accounts you have with the Credit Union from which you will be conducting transactions using this Service;
1.5 "Password" is the member-generated code selected by you for use during the initial sign-on, or the codes you select after the initial sign-on, that establishes your connection to the Service;
1.6 "PC" means your personal computer or any internet enabled device which enables you, with the internet browser and ISP, to access your Online Account;
1.7 "User ID" is the Credit Union-generated identification code assigned to you for your connection to the Service;
1.8 "We", "Us" or "Credit Union" refer to the Credit Union Name which offers the Service and which holds the account accessed by the Service;
1.9 "You" or "Your" refers to each owner, authorized user or authorized representative of the account(s) accessed with this Service, or those who submit an Online Banking self registration form; and
1.10 Electronic funds transfers ("EFTs") are electronically initiated transactions through Online Banking involving your share accounts and bill payment transfers made using the Bill Payment services.
2. Access to Service. Upon approval, you may gain access to your online accounts through use of your Internet enabled device, ISP, your password, your user ID and additional authentication factors. The Service is accessible 7 days a week, 24 hours a day. However from time to time, some or all of the Credit Union's Service may not be available due to system maintenance. You are responsible for the installation, maintenance and operation of your computer and Internet Service. The Credit Union will not be responsible for any errors or failures involving any Internet Service or your computer.
3. Transactions Available with the Service. You authorize the Credit Union to process the permitted transactions you initiate with the Service. At the present time, the following transactions are available:
3.1 Transfer funds between your Savings, Checking, Money Market Savings, Money Market Checking and Special Purpose/Club Accounts.
3.2 Transfer funds from your Checking, Savings, Money Market Savings, Money Market Checking and Special Purpose/Club accounts to a loan account.
3.3 Transfer funds from any of your accounts at any financial institution to any other account held by you or another person at the same or another financial institution assuming the transfer is permitted by your financial institution and by law. Separate registration is required.
3.4 Make bill payment transfers from your checking account through the Bill Payment service. Separate registration is required.
3.5 Review account balances and transaction history for Checking, Savings, Money Market Savings, Money Market Checking and Special Purpose/Club accounts.
3.6 Review information on your loan account including payoff amounts, due dates, finance charges, interest rate, balance information, and past transactions.
3.7 Advance funds from a line of credit to a savings or checking account.
3.8 Transfer or Advance funds from your account to multiple accounts with which you are an owner and have completed the appropriate access form.
3.9 Import and export capabilities of account information into compatible financial management software.
The Credit Union may notify you of additional transactions or services that are being offered from time to time. By accepting or using these services, you agree to be bound by the rules that will be made available to you concerning these services, including any applicable fees.
Transactions involving your deposit accounts will be subject to the terms of your Account Agreement, and transactions involving a line of credit account will be subject to your Loan Agreement and Disclosures, as applicable.
4. Limitations of the Service. The following limitations may apply:
4.1 Transfers. You may make funds transfers to your other accounts as often as you like. However, transfers from your savings or money market accounts (Money Market Accounts for each withdrawal after three) will be limited to a total of six (6) preauthorized, automatic, online or telephone transfers or withdrawals in any one month. You may transfer or withdraw up to the available balance in your account or up to the available credit limit on a line of credit at the time of the transfer, except as limited under this Agreement or your deposit or loan agreements. The Credit Union reserves the right to refuse any transaction that would draw upon insufficient or unavailable funds, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. The Credit Union may set other limits on the amount of any transaction and you will be notified of those limits.
4.2 Account Information. The account balance and transaction history information may be limited to recent account information involving your accounts. Also, the availability of funds for transfer or withdrawal may be limited due to the processing time for any ATM deposit transactions and our Funds Availability Policy.
4.3 E-Mail. You may use the Secure E-mail feature within Online Banking to send messages to us. E-mail may not, however, be used to initiate a transfer on your account or a stop payment request. The Credit Union may not immediately receive E-mail communications that you send and the Credit Union will not take action based on E-mail requests until the Credit Union actually receives your message and has a reasonable opportunity to act. If you need to contact the Credit Union immediately regarding an unauthorized transaction or stop payment request, you can call us using the phone numbers available in the Contact Us section of our website at www.oneazcu.com.
5. Security of Access Code.
5.1 Initial Access. When you log on to Online Services for the first time, you will be required to supply your account number, create a User-ID and Password, and provide additional authentication information as requested. After your initial sign-on, you may change your Password at any time by selecting the appropriate function from the User Options menu within the Service.
5.2 Security. The password ("access code") and other authentication information that you select is for your security purposes. The access code and other authentication information are confidential and should not be disclosed to third parties or recorded. You are responsible for safekeeping your access code and other authentication information. You agree not to disclose or otherwise make your access code and other authentication information available to anyone who is not an owner on your accounts or is not authorized by you to sign on your accounts. You understand that any owner on your accounts and anyone you authorize to have or use your access code and other authentication information may use the Service to review all of your account information and make account transactions. Therefore, we are entitled to act on transaction instructions received using your access code and other authentication information and you agree that the use of your access code and other authentication information will have the same effect as your signature authorizing transactions.
5.3 Authorization. If you authorize anyone to use your access code and other authentication information in any manner, this authorization will be considered unlimited in amount and manner until you specifically revoke such authority by notifying the Credit Union and changing your access code immediately. You are responsible for any transactions made by such persons until you notify us that transactions and access by that person are no longer authorized and your access code is changed. If you fail to maintain or change the security of your access codes and other authentication information and the Credit Union suffers a loss, we may terminate your electronic funds transfer and account services immediately.
5.4 Joint Accounts. The provision of this section applies if your accounts subject to this Service with the Credit Union are joint accounts. Each of you is jointly and severally obligated under the terms of this agreement as well as the original account agreement(s) governing your joint accounts. Each of you acting alone may perform transactions, obtain information, terminate this agreement or otherwise transact business, take actions, or perform under this agreement. We are not required to obtain the consent of, or notify either of you, of actions taken by the other. However each of you will only be permitted to access accounts for which you are an owner or authorized user. Each of you individually releases us from any liability and agrees not to make any claim or bring any action against us for honoring or allowing any actions or transaction where the person performing the action or transaction is one of you or is otherwise authorized to use your Credit Union online or bill payment accounts. Each of you agrees to indemnify us and hold us harmless from and against any and all liability.
The Credit Union will never send you an unsolicited email asking you to verify an account number, card number, PIN or any other sensitive information.
6. Member Liability. These provisions are only applicable to online electronic fund transfers that credit or debit a consumer's checking, savings or other asset account and are subject to the Federal Reserve Board's Regulation E (an "EFT"). When applicable, the Credit Union may rely on any exceptions to these provisions which are contained in Regulation E. All terms that are not defined in this Agreement but which are defined in Regulation E shall have the same meaning when used in this section.
You are responsible for all transfers you authorize using the Service under this Agreement. If you permit other persons to use your access code, you are responsible for any transactions they authorize or conduct on any of your accounts. Contact us immediately if you believe anyone has used your access code and accessed your accounts without your authority. For transactions conducted through the Service, if you notify the Credit Union within two (2) business days, you are liable for no more than fifty dollars ($50.00) if someone accessed your account without your permission. If you do not notify us within two (2) business days after you learn of the unauthorized use of your account or access code, and this later notification prevented us from stopping someone from accessing your account without your permission, you could be liable for up to five-hundred dollars ($500.00).
Also, if your statement shows transfers conducted through the Service that you did not make, contact us immediately. If you do not contact us within sixty (60) days after the statement was mailed to you or was available as an E-Statement, you may be liable for the full amount of the loss if this later notification prevented us from stopping someone from making the unauthorized EFT transactions.
If you believe your access code has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, contact us immediately. Contact information is available in the Contact Us section of our website at www.oneazcu.com.
7. Fees and Charges. The Credit Union offers the benefits and convenience of the Online Banking Service to you free. We will notify you of any changes as required by law.
8. Transaction Documentation. Transfers, withdrawals and bill payment transactions made through the Service will be recorded on your periodic statement delivered electronically ("e-statement"). You will receive an e-statement monthly. You may request a paper copy of any e-statement at anytime, subject to the applicable copy charges of the Credit Union. You may withdraw your consent to receive eStatements at anytime and receive paper statements.
9. Account Information Disclosure. We will maintain the confidentiality and privacy of your account information in accordance with our Privacy Policy as stated on our website at: www.oneazcu.com. However, we may disclose information to third parties about the online transfers you make in the following limited circumstances:
9.1 As necessary to complete transfers;
9.2 To verify the existence of sufficient funds to cover specific transactions upon the authorization request of a third party merchant;
9.3 To comply with government agency or court orders;
9.4 If you give us your express permission.
10. Limitation of Liability for Online Services. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we may be liable for your losses or damages. Our sole responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers shall be responsible for any loss or property damage, whether caused by the equipment, software, Credit Union, by Online browser providers, or by Internet access providers or by online service providers or by an agent or subcontractor of any of the foregoing. Nor shall we or the service providers be responsible for any direct, indirect, special or consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, Online Banking services, Bill Payment services, or Internet browser or access software. In this regard, although we have taken measures to provide security for communications from you to us via the Service and may have referred to such communication as "secured," we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. The Credit Union will not be liable for the following:
10.1 If, through no fault of ours, you do not have enough money in your account to make the transfer, your account is inactive, or the transfer would go over the credit limit on your line of credit, if applicable.
10.2 If you used the wrong access code or you have not properly followed any computer or Credit Union user instructions for making transfer and bill payment transfer.
10.3 If your computer or ISP fails or malfunctions or the phone lines or Credit Union computer system was not properly working and such problem should have been apparent when you attempted such transaction.
10.4 If circumstances beyond our control (such as fire, flood, telecommunication outages or strikes, equipment or power failure) prevent us from making the transaction.
10.5 If the funds in your account are subject to an administrative hold, legal process or other claim.
10.6 If you have not given the Credit Union complete, correct and current instructions so the Credit Union can process a transfer or bill payment.
10.7 If, through no fault of ours, a bill payment or funds transfer transaction does not reach a particular account due to changes in the payee address, account number or otherwise; the time you allow for payment delivery was inaccurate; or the payee failed to process a payment correctly, or in a timely manner, and a fee, penalty, or interest is assessed against you.
10.8 If the error was caused by a system beyond the Credit Union's control such as a telecommunications system, an Internet service provider, any computer virus or problems related to software not provided by Credit Union.
10.9 If there are other exceptions as established by the Credit Union.
11. Termination of the Service. You agree that we may terminate this Agreement and your Service without notice, if you, or any authorized user of the Service or access code breach this or any other agreement with us; or if we have reason to believe that there has been an unauthorized use of your Accounts or access code or if you conduct or attempt to conduct any fraudulent, illegal or unlawful transaction, or if we reasonably believe your account conduct poses an undue risk of illegality or unlawfulness. If you do not access your eligible accounts through the Service for any three (3) month period, we may terminate your service without notice. You or any other party to your account can terminate this Agreement by notifying us in writing. Termination of service will be effective the first business day following receipt of your written notice. Termination of this Agreement will not affect the rights and responsibilities of the parties under this Agreement for transactions initiated before termination.
12. Notices. The Credit Union reserves the right to change the terms and conditions upon which this Service is offered. The Credit Union will notify you at least twenty-one (21) days before the effective date of any change, as required by law. This means we will mail you notice or if you have consented to electronic disclosures, we will send it to the e-mail address you have designated. Use of this Service is subject to existing regulations governing the Credit Union and any future changes to those regulations.
13. Statement Errors. In case of errors or questions about any Service transactions, contact us immediately by telephone, e-mail or by mail as indicated in Section V. You must contact us no later than sixty (60) days after we sent the first statement on which the problem appears.
If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10) business days after we hear from you and we will correct the error promptly. For errors related to transactions occurring within thirty (30) days after the first deposit to the account (new accounts), we will tell you the results of our investigation within twenty (20) business days. If we need more time, however, we may take up to forty-five (45) calendar days to investigate your complaint or question (ninety (90) calendar days for new account transaction errors or errors involving transactions initiated outside the United States). If we decide to do this, we will provisionally re-credit your account within ten (10) business days for the amount you think is in error (subject to the final conclusions of our investigation), so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not re-credit your account.
If we decide after our investigation that an error did not occur, we will deliver or mail to you an explanation of our findings within three (3) business days after the conclusion of our investigation. If you request, we will provide you copies of documents (to the extent possible without violating other members' rights to privacy) relied upon to conclude that the error did not occur.
14. Enforcement. You agree to be liable to the Credit Union for any liability, loss, or expense as provided in this Agreement that the Credit Union incurs as a result of any dispute involving your accounts or services.
You authorize the Credit Union to deduct any such liability, loss, or expense from your account without prior notice to you. This Agreement shall be governed by and construed under the laws of the state of Arizona as applied to contracts entered into solely between residents of, and to be performed entirely in, such state. In the event either party brings a legal action to enforce the Agreement or collect any overdrawn funds on accounts accessed under this Agreement, the prevailing party shall be entitled, subject to Arizona law, to payment by the other party of its reasonable attorney's fees and costs, including fees on any appeal, bankruptcy proceedings, and any post-judgment collection actions, if applicable. Should any one or more provisions of this Agreement be determined illegal or unenforceable in any relevant jurisdiction, then such provision will be modified by the proper court, if possible, but only to the extent necessary to make the provision enforceable and such modification shall not affect any other provision of this Agreement.
15. General Terms and Conditions.
15.1 Credit Union Agreements. In addition to this Agreement, you and the Credit Union agree to be bound by and comply with the requirements of the agreements applicable to each of your Online Accounts. Your use of the Online Banking Service is your acknowledgment that you have received these agreements and intend to be bound by them. You should review other disclosures including the charges that may be imposed for electronic funds transfers or the right to make transfers listed in the fee schedules accompanying those disclosures and any fee schedule contained in this Agreement.
15.2 Changes and Modifications. The Credit Union may modify the terms and conditions applicable to the Service from time to time. We may send any notice to you via e-mail and you will be deemed to have received it three days after it is sent. The revised terms and conditions shall be effective at the earliest date allowed by applicable law. We reserve the right to terminate this Agreement and your use of the Service in whole or in part at any time without prior notice.
15.3 Assignment. We may assign this Agreement to an affiliate of the Credit Union or any successor in interest in the event of a merger, reorganization, change of control, acquisition or sale of all or substantially all assets of the business to which this Agreement is related without the other party's prior written consent.
15.4 Notices. Unless otherwise required by applicable law, any notice or written communication given pursuant to this Agreement may be sent to you electronically.
15.5 Governing Law. This Agreement is governed by the laws of the State of Arizona and applicable federal law.
Consent to Electronic Documents and Acceptance Online Banking Services Agreement - I have read and agree to receive Electronic Documents and accept the terms and conditions of the Online Banking Services Agreement.
This is an addendum to the Membership and Account Agreement, III Electronic Funds Transfers Agreement for Online Banking services and sets forth the additional terms and conditions for use of the Mobile Banking services offered through OneAZ Credit Union ("we", "our", "us") by the member ("you", "your" or "User").� Except where modified by this Addendum, the terms and conditions of the Membership and Account Agreement remain in effect. �If there is a conflict between the Membership and Account Agreement and this Addendum, the terms in this Addendum will govern your use of the Mobile Banking Services.
A. Accepting this Addendum. �By clicking "I Agree" when you register for Mobile Banking Services, you agree to the terms and conditions of this Mobile Banking Service Addendum.� Additionally, by using the Mobile Banking Services, you also agree to the terms and conditions of this Addendum.
B. Description of Services. Mobile Banking is a personal financial information management service that allows you to access account information, make payments to merchants who have previously consented to accept payments through our Online banking services and make such other financial transactions as set forth in the Electronic Funds Transfer Agreement using compatible and supported mobile phones and/or other compatible and supported wireless devices (including phones, "Wireless Devices").� We reserve the right to modify the scope of the Mobile Banking Services at any time.� We reserve the right to refuse to make any transaction you request through Mobile Banking.� You agree and understand that Mobile Banking may not be accessible or may have limited utility over some mobile telephone networks, such as while roaming.� The most up-to-date list of services which you may be able to access through Mobile Banking is posted on the Mobile Banking registration and management website accessed through the Online banking system.� When you register for Mobile Banking, designated accounts and payees (or billers) linked to your account through Online Banking will be accessible through the Mobile Banking service.�
C. Use of Services. Mobile Banking will not work unless you use it properly.� You accept responsibility for making sure that you understand how to use Mobile Banking before you actually do so, and you use Mobile Banking in accordance with the online instructions posted on our Web site.� You also accept responsibility for making sure that you know how to properly use your Wireless Device and the Mobile Banking software application. In the event we change or upgrade Mobile Banking, you are responsible for making sure you that you understand how to use Mobile Banking as changed or upgraded.� We will not be liable to you for any losses caused by your failure to properly use Mobile Banking or your Wireless Device.
D. Relationship to Other Agreements �You agree that when you use Mobile Banking, you will remain subject to the terms and conditions of all your existing agreements with us or any service providers of yours, including service carrier or provider (e.g., Cingular, Verizon, Sprint, T-Mobile, Alltel, etc.), and that this Addendum does not amend or supersede any of those agreements.� You understand that those agreements may provide for fees, limitations and restrictions which might impact your use of Mobile Banking (for example, your mobile service carrier or provider may impose data usage or text message charges for your use of or interaction with Mobile Banking, including while downloading the Software, receiving or sending Mobile Banking text messages, or other use of your Wireless Device when using the Software or other products and services provided by Mobile Banking), and you agree to be solely responsible for all such fees, limitations and restrictions.� You agree that only your mobile service carrier or provider is responsible for its products and services.� Accordingly, you agree to resolve any problems with your carrier or provider directly with your carrier or provider without involving us. �You also agree that if you have any problems with Mobile Banking, you will contact us directly.
Subject to your compliance with this Addendum, you are hereby granted a personal, limited, non-transferable, non-exclusive, non-sublicensable and non-assignable license ("License") to download, install and use the Software application on your Wireless Device within the United States and its territories.� In the event that you obtain a new or different Wireless Device, you will be required to download and install the Software application to that new or different Wireless Device.� This License shall be deemed revoked immediately upon (i) your termination of Mobile Banking in accordance with this Addendum; (ii) your deletion of the Software application from your Wireless Device; or (iii) our written notice to you at anytime with or without cause. If this License is revoked for any of the foregoing reasons, you agree to promptly delete the Software application from your Wireless Device.� The provisions of Sections 3 and 4 of this Addendum shall survive revocation of the License.
When you use Mobile Banking to access accounts you designate during the registration process, you agree to the following:
����������� A.�������� Account Ownership/Accurate Information.� You represent that you are the legal owner of the accounts and other financial information which may be accessed via Mobile Banking.� You represent and agree that all information you provide to us in connection with Mobile Banking is accurate, current and complete, and that you have the right to provide such information to us for the purpose of operating Mobile Banking. You agree to not misrepresent your identity or your account information. �You agree to keep your account information up to date and accurate.
����������� B.�������� Proprietary Rights.� You are permitted to use content delivered to you through Mobile Banking only on Mobile Banking. You may not copy, reproduce, distribute, or create derivative works from this content. �Further, you agree not to reverse engineer or reverse compile any Mobile Banking technology, including, but not limited to, any Software or other mobile phone applications associated with Mobile Banking.
����������� C.�������� User Conduct.� You agree not to use Mobile Banking or the content or information delivered through Mobile Banking in any way that would: (a) infringe any third-party copyright, patent, trademark, trade secret, or other proprietary rights or rights of publicity or privacy, including any rights in the Software application; (b) be fraudulent or involve the sale of counterfeit or stolen items, including, but not limited to, use of Mobile Banking to impersonate another person or entity; (c) violate any law, statute, ordinance or regulation (including, but not limited to, those governing export control, consumer protection, unfair competition, anti-discrimination or false advertising); (d) be false, misleading or inaccurate; (e) create liability for us or our affiliates or service providers, or cause us to lose (in whole or in part) the services of any of our service providers; (f) be defamatory, trade libelous, unlawfully threatening or unlawfully harassing; (g) potentially be perceived as illegal, offensive or objectionable; (h) interfere with or disrupt computer networks connected to Mobile Banking; (i) interfere with or disrupt the use of Mobile Banking by any other user; or (k) use Mobile Banking in such a manner as to gain unauthorized entry or access to the computer systems of others.
����������� D.�������� No Commercial Use or Re-Sale.� You agree that the Mobile Banking services are for personal use only.� You agree not to resell or make commercial use of Mobile Banking.�
����������� E.�������� Indemnification.� Unless caused by our intentional misconduct or gross negligence, you agree to protect and fully compensate us and service providers from any and all third party claims, liability, damages, expenses and costs (including, but not limited to, reasonable attorneys fees) caused by or arising from your improper use of Mobile Banking software or your infringement, or infringement by any other user of your account, of any intellectual property or other right of anyone.
����������� F.�������� User Security.� You agree not to give or make available your Mobile Banking Personal Identification Number (the "PIN") or other means to access your account to any unauthorized individuals.� You are responsible for all bill payments, transfers or other transactions you authorize using Mobile Banking.� If you permit other persons to use your Wireless Device and PIN or other means to access Mobile Banking, you are responsible for any transactions they authorize.� If you believe that your PIN, Wireless Device or other means to access your account has been lost or stolen or that someone may attempt to use Mobile Banking without your consent, or has transferred money without your permission, you must notify us promptly either through the Mobile Banking website (www.oneazcu.com ), or by calling 1.844.663.2928.
4. SERVICE CHARGES. There are no service charges for use of Mobile Banking at this time. However, you agree to pay related account transaction fees and charges in accordance with our current fee schedule and as amended from time to time.� You authorize us to automatically charge your account for all such fees incurred in connection with Mobile Banking.� In the future, we may add to or enhance the features of Mobile Banking.� By using such added or enhanced features, you agree to pay for them in accordance with the fee schedule.
A. Mobile Banking Service Limitations.
i. Neither we nor our service providers can always foresee or anticipate technical or other difficulties related to Mobile Banking. �These difficulties may result in loss of data, personalization settings or other Mobile Banking interruptions.� Neither we nor any of our service providers assume responsibility for the timeliness, deletion, misdelivery or failure to store any user data, communications or personalization settings in connection with your use of Mobile Banking.
ii. Neither we nor any of our service providers assume responsibility for the operation, security, functionality or availability of any Wireless Device or mobile network which you utilize to access Mobile Banking.
iii. You agree to exercise caution when utilizing the Mobile Banking application on your Wireless Device and to use good judgment and discretion when obtaining or transmitting information.
iv. Financial information shown on Mobile Banking reflects the most recent account information available through Mobile Banking, and may not be current.� You agree that neither we nor our service providers will be liable for any delays in the content, or for any actions you take in reliance thereon. If you need current account information you agree to contact us directly.
B. Changes or Cancellation. You may cancel your participation in Mobile Banking by calling us at 1.844.OneAZcu (1.844.663.2928). We reserve the right to change or cancel Mobile Banking at any time without notice. We may also suspend your access to Mobile Banking at any time without notice and for any reason, including but not limited to, your non-use of Mobile Banking services. �You agree that we will not be liable to you or any third party for any discontinuance of Mobile Banking.
C. Third Party Beneficiary. You agree that our service providers (including any provider of Software application) may rely upon your agreements and representations, in Sections 3 and 4 of this Addendum, above, and such service providers are, for the purposes of those sections, third party beneficiaries to this Addendum, with the power to enforce those provisions against you, as applicable.


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|Working Paper 35 - Privatization of Public Enterprises in Zambia: An Evaluation of the Policies, Procedures and Experiences
Working Papers
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El Extractivismo en América Latina
30 June 1993 | Downloads - publication
Conclusiones y Recomendaciones del Taller UICN-CEE, Amacayacu, Colombia, Octubre 1992
Ruiz Pérez, Manuel, ed. ; Sayer, Jeffrey, ed. ; Cohen Jehoram, Susanna
Gland : IUCN, 1993. vi, 99p. : ill., maps.
IUCN, Forest Conservation Programme ; European Communities, Commission
Attention has increasingly focused on the extraction of non-timber forest products as a way of managing tropical forests in a sustainable way. This book covers the biodiversity and environmental potential and risks, management plans and complementary activities, legal and institutional aspects, community participation, economic values and marketing, and the international context. It includes country case studies, recommendations and guidelines.
Available in Spanish only
Note: Includes bibliographic references


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The Serafin String Quartet Concert scheduled for April 9 has been re-scheduled to 8 p.m. May 1 in the Gore Recital Hall at the University of Delaware, 110 Orchard Road, Newark.
The concert will feature Robert Brandt, baritone, with Serafin String Quartet and Julie Nishimura, piano. The program includes works by Fauré and Ravel.
Cost: $15 for adults; seniors, UD staff and alumni, $10; students, $5.
For more information: (302) 831-2577 or visit music.udel.edu.
Location, ST | website.com


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In this Feb. 18, 2013 photo, a Catholic nun joins demonstrators outside the capitol building during a "Puerto Rico Rises" rally to protest any move to legalize same-sex marriage in San Juan, Puerto Rico. The governing Popular Democratic Party is pushing a bill through the legislature that would outlaw discrimination based on gender or sexual orientation, a step taken by about half of U.S. states. Another bill would extend a domestic violence law to gay couples. However, many Puerto Ricans remain


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Talking With Your Doctor
- You must be able to talk with your doctor to get what you need
- Ask yourself, "How much do I want to know?"
- Giving and getting information
- Asking questions
- Remembering what your doctor says
- The doctor-patient relationship
- Getting a second opinion
- If you have a problem talking with your doctor
- Information from your doctor that you will need later
- To learn more
Previous Topic
Asking questions
Next Topic
The doctor-patient relationship
Remembering what your doctor says
It's hard to understand complex information when you are anxious or afraid. And sometimes, without knowing it, doctors use words their patients don't understand. If you don't understand something, ask your doctor to explain it to you.
Even if the doctor carefully explains things, you may not hear or remember all that is said. Here are some ways to help you remember everything your doctor tells you.
- Take notes on what your doctor says.
- Ask if you can record your talks.
- Take a family member or friend there with you. He or she can remind you of questions you want to ask and help you remember what the doctor said. You may want to take along the person who talks to your family about how you are doing. This will keep that person informed and help your family feel included. It will also keep you from having to answer a lot of questions. You may want your family's help in making decisions, so keeping them up to date is a good idea.
Last Medical Review: 05/04/2012
Last Revised: 05/04/2012


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Restaurants & Bars
Pet Adoption
Dog Friendly Beaches & Dog Swimming Areas in CanadaPlease help keep these beaches dog friendly:
Never leave your dog unattended.
Always keep your dog on a leash or under voice control.
Always clean up after your dog!
No listings at this time.
British Columbia Provincial Parks
The following provincial parks in British Columbia offer special off-leash or swimming areas for dogs: Blanket Creek Provincial Park, Kootenay; Cultus Lake Provincial Park, Lower Mainland; Ellison Provincial Park, Okanagan; Fintry Provincial Park, Okanagan; Golden Ears Provincial Park, Lower Mainland; Haynes Point Provincial Park, Okanagan; Herald Provincial Park, Thompson; Kalamalka Lake Provincial Park, Okanagan; Kokanee Creek Provincial Park, Kootenay; Mabel Lake Provincial Park, Okanagan; Norbury Provincial Park, Kootenay; Premier Lake Provincial Park, Kootenay; Purden Lake Provincial Park, Omineca; Sasquatch Provincial Park, Lower Mainland; Shuswap Lake Provincial Park, Thompson; Sun-Oka Provincial Park, Okanagan; Syringa Provincial Park; Kootenay; West Lake Provincial Park, Omineca.
Canoe: Herald Provincial Park
Dogs on a leash are allowed in a designated beach area east of the boat launch (along the lakeshore beside the boat launch parking lot). Pets are not permitted in any other beach areas.
Chilliwack: Cultus Lake Provincial Park
There are beach areas set aside for pets at the Shale Beach area between the Jade Bay boat launch and the Entrance Bay day-use and also in the Shale Beach area between the Maple Bay boat launch and the Maple Bay day-use.
Douglas Lake: Fintry Provincial Park
There is a designated pet beach located between the two public swim areas. Pet Beach Map
Located on the South Thompson River, Pioneer Park beach is dog-friendly.
Kamloops: Overlander Park Beach
Located on the North Shore where North and South Thompson Rivers meet, Overland Park beach is dog-friendly.
Kelowna: Cedar Creek Park, 5200 Lakeshore Rd, Kelowna, BC
Cedar Creek Park includes a long and narrow off-leash dog-friendly pebble beach with picnic tables and portable washrooms on site. Cedar Creek is Kelowna's only dog friendly waterfront park.
Maple Ridge: Golden Ears Provincial Park
Dogs on a leash are allowed in only two beach areas: at the North Beach day-use area near the outflow area of Gold Creek into Alouette Lake and at the Alouette (South Beach) day-use area between the boat launch and the canoe rental shop, which is accessible from parking lot #1.
Nelson: Kokanee Creek Provincial Park
There is a dog beach located beside the boat launch at the northeast end of the park.
Oak Bay: Willows Beach
OFF-LEASH DOG BEACH. Dogs are allowed on the beach only during the off-season, from October 1st to April 30th. Dogs may be unleashed as long as they are under control.
Oak Bay: McNeill Bay Beach
OFF-LEASH DOG BEACH. Dogs are allowed on the beach from sunrise to sunset. Dogs may be unleashed as long as they are under control. No dogs allowed at Kitty Islet at eastern end at any time.
Osoyoos: Haynes Point Provincial Park
Dogs on a leash are allowed on the pebbly pet beach found on the narrow, tree lined part of the spit just before the campground. Pets are not allowed in any other beach areas or park buildings.
Penticton: Okanagan Lake Park
Located on Lakeshore Drive, just east of the Penticton Lakeside Resort, the park includes an off-leash dog beach.
Penticton: Skaha Lake on Lakeside Road
3 km south of Marina there is a fully fenced off leash beach area for dogs.
Penticton: Three Mile Beach
Three Mile Beach is located on Okanagan Lake at Three Mile Road, just off Naramata Road. This area features two beaches - one for swimming and one for day-moorage boating. In the non-swimming area there is an off-leash beach area for dogs. Limited parking available.
Revelstoke: Blanket Creek Provincial Park
A signed dog beach is located out on the reservoir. Dogs are allowed off-leash in this designated area only.
Surrey: Blackie Spit Park, 3136 - McBride Ave., South Surrey, BC
Blackie Spit has a fully fenced dog off-leash area, located east of the main parking lot at McBride Avenue and Wickson Road. Further to the north of the primary dog off-leash area, at the far north of the parking area, is the Blackie Spit dog off-leash beach. This area of the beach is fully fenced in with a shoreline to explore and a swimming area for dogs. Dogs must be leashed when traveling between the main dog off-leash area and the beach.
Tofino: Chesterman Beach
Chesterman Beach is one of the longer, larger sandy beach destinations closest to the community of Tofino, BC on Vancouver Island, Canada. Dogs on a leash are allowed on the beach.
Vancouver: Fraser River Park
Dogs are allowed off-leash on the west side of Fraser River Park all year, all day. Dogs are allowed off-leash on the east side of Fraser River Park all day from October 1 to April 30 and on leash all day from May 1 to September 30. The Riparian Area is on leash at all times.
Vancouver: Spanish Bank West
Dogs are allowed to be off leash between 6:00am and 10:00pm. Waterfront access. The park is located at 4900 NW Marine Dr near the entrance to Pacific Spirit Park.
Vancouver: Sunset Beach
OFF-LEASH DOG BEACH. Dogs are allowed off-leash from 6 a.m. to 10 p.m. at the bay behind the Vancouver Aquatic Centre east of the ferry dock.
Vancouver: City of Vancouver Dog Off-Leash Areas
Dogs are welcome in all Vancouver Parks. Special off-leash privileges are available during specific times at selected locations.
Vancouver: Vanier Park
Dogs are allowed off-leash from May 1 to September 30: 6 a.m. to 10 a.m. and from 5 p.m. to 10 p.m.; October 1 to April 30: 6 a.m. to 10 p.m.
Vernon: Ellison Provincial Park
Sandy Beach is a pet beach accessed from the trail leading out of the campground between sites 11 and 12. Pets are not permitted in any other beach areas besides Sandy Beach.
Vernon: Kalamalka Lake Provincial Park
Dogs on a leash are only allowed on Pebble Beach accessed from the Crest Trail and the eastern end of Cosens Bay. A pet beach is accessed from the upper parking lot along the Crest Trail. Pets are not allowed in any other beach areas.
Victoria: Gonzales Beach
From September 1 to May 31 of each year, dogs are permitted off-leash on the public beach within the municipality. At all times, dogs on the public beach must be under the supervision and discipline of their owner. No dogs are permitted on the public beach between June 1 and August 31. To get here from downtown Victoria take Fairfield Road east to Beach Drive. Follow Beach Drive to Gonzales Beach and park in designated areas.
Whistler: Alpha Lake Park
Located on the shores of Alpha Lake, this popular park contains the Owls Nest childrens play structure, a dock and sandy beach, volleyball court and tennis courts, along with picnic tables and BBQ stands. It is also the site of a community greenhouse and a special beach for dogs called Arfa Park. Dogs are allowed off-leash before 10 a.m. and after 8 p.m. in the main park and all day in Arfa Park.
Whistler: Lost Lake Park
OFF-LEASH DOG BEACH. Lost Lake Park is located just off Lost Lake Road. Dogs are allowed off-leash at Canine Cove, a sandy beach area 400 metres to the north of Lost Lake beach. Dogs are not permitted on the main public beach.
Whistler: Rainbow Park
Rainbow Park is located on the west side of Whistler Valley just off Alta Lake Road. This park features a dog-friendly beach called Barking Bay at the south end of Rainbow Park. Barking Bay is a small grass lawn off-leash dog area with access to the swimming dock. Dogs are also allowed to be off-leash throughout all of Rainbow Park before 10 a.m. and after 8 p.m.
Manitoba Provincial Parks: Winnipeg Beach Provincial Park and Hecla-Grindstone Provincial Park
Pets are welcome in Manitoba provincial parks, but are not allowed at designated beaches with defined swim areas. However, dog-friendly swim areas have been established at the following parks: Winnipeg Beach at South Beach in a designated area south of Water Tower; Hecla-Grindstone at Sunset Beach in a designated area.
Campobello: Roosevelt Campobello International Park
Dogs on a leash no longer than 6 feet are allowed on park grounds, but not in park buildings.
No listings at this time.
No listings at this time.
Cape Breton Highlands National Park
Dogs on a leash are allowed throughout the park and on the beaches, except in the supervised area of the beach and on the Skyline Trail.
No listings at this time.
Pets in Ontario's Provincial Parks
Pets are allowed in all parks with the exception of designated campground areas in Awenda, Balsam Lake, Pinery and Voyageur and Achray, Canisbay, Mew Lake and Pog Lake campgrounds in Algonquin. Pets must be on a leash not exceeding 2 metres (6 feet) in length and are not permitted in swimming areas or on beaches or roofed accommodation sites. Twelve provincial parks have both a pet exercise area and a pet-friendly beach, while seventeen have one or the other.
Cambridge: Valens Conservation Area
Dogs are allowed to swim at the Pet Beach which is located next to the playground. Dogs are not allowed on the area of the beach where people swim.
Grand Bend: Pinery Provincial Park
"Dog Beach" is located at Picnic Area 1, just off the Day Use Road. Dogs must be on a leash no longer than 6 feet at all times - even on the beach.
Lowbanks: Rock Point Provincial Park
Rock Point Provincial Park is located on the north shore of Lake Erie near the mouth of the Grand River, about an hours drive to Niagara Falls. There are three beaches at Rock Point Provincial Park: a long sandy beach, a pet-friendly beach and a beach that was once part of an ancient coral reef.
Penetanguishene: Awenda Provincial Park
Dogs on a leash are allowed on the Pet Beach.
Port Burwell: Port Burwell Provincial Park
OFF-LEASH DOG BEACH. Port Burwell Provincial Park includes a large leash free beach area for dogs (east of beach parking lot #1).
Prince Edward: Sandbanks Provincial Park
The park includes three sandy beaches: Outlet Beach, Sandbanks Beach, and Dunes Beach. Sandbanks Beach is on the Lake Ontario side of the dunes. There is a designated dog beach area off to one side of the most popular swimming areas. The Outlet Beach is the closest beach to the main entrance of the park. At the southern part of the beach near the mouth of the Outlet River is a designated pet area.
Terrance Bay: Neys Provincial Park
Dogs on a leash no longer than 6 feet are allowed on a section of the beach and in the campgrounds.
Toronto: Cherry Beach/Clarke Beach
Located on the north shore of the Outer Harbour at the foot of Cherry Street. A designated off-leash dog area is located along the beachs western boundary.
Wasaga Beach: Wasaga Beach Provincial Park
Located along Lake Huron, Wasaga Beach offers the longest freshwater stretch of sand in the world. This day-use park includes a dog-friendly beach on the eastern part of Beach 3 between 22nd and 24th Streets.
Bedeque: Chelton Beach Provincial Park
Chelton Beach is a day use park featuring a supervised beach. Dogs on a leash are allowed in the park.
Belle River: Wood Island Provincial Park
Woods Island is a day use park featuring an unsupervised beach. Dogs on a leash are allowed in the park.
Prince Edward Island National Park
Dogs on a leash no longer than 10 feet are allowed on the beaches in PEI National Park only during the off-season, from Oct. 16th to April 1st.
Prince Edward Island Provincial Parks
Prince Edward Island's Provincial Parks include 10 camping parks and 14 day use parks which offer spectacular beaches, beautiful scenery, nature trails and lots of outdoor recreation. Dogs are allowed on Provincial Park beaches as long as they are leashed.
No dog beach listings at this time.
No listings at this time.
No listings at this time.
More coming soon!Please let us know of dog friendly beaches in your area.


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How to prepare for CCIE posted 01/19/2008
Hi experts and CCIEs out there, I ve been trying to prepare for CCIE for the past 6 months now. I would like you advices on how you would make a structured approach on studying for the CCIE. I have ample time at work and also study from home. My problem is that I get carried away. I need to outline a mode of study rather than beating around the bush. Currently I use CCIE cbt nuggets to bridge the knowledge gap, but I feel that's not enough. Any advices and way of study topic by topic would be appreciated. Thanks Fawaz


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Jireh Sports
Out of grief, God brings relief for a neighborhood
The birth we celebrate in one week could have been a great tragedy for mankind. Our ancestors killed God's Son physically and we battle Him spiritually. It would be perfectly fair for God to take revenge.
The same is true concerning another murder. Two decades ago Tim Streett was 15 and living in a northern suburb of Indianapolis. As he and his dad were shoveling snow, young men from the inner city drove up. They demanded money from the white father and son. They fatally shot the father in front of the son's eyes.
The natural step for Tim would have been a descent into bitterness-but he realized that God forgives those who confess, and his duty was to go and do likewise. He might have chosen to have nothing to do with people of the race from which came the killers, but as he became an adult "God called me to work among the black community."
He wrote to the killers. The triggerman is now on death row and did not write back. The driver of the car wrote back, and Mr. Streett went to visit him in prison. The forgiveness conveyed through that visit had an enormous impact on the prisoner. "He had been going to chapel and reading the Bible," Mr. Streett recalls, "but he later told his mom that when he saw me come through the prison gates, he knew the gospel was real."
The gospel explains why the Father, instead of taking revenge, offers grace. God's grace in Mr. Streett's life explains why he did not take revenge for the death of his father, but instead helped the driver to have his sentence of 90 years reduced to 45, setting up (with good behavior) a release date of December, 2001.
Good has come out of evil in several ways. First, the driver Mr. Streett forgave now talks to kids and explains that he went out on the day of the murder to steal but not to kill. He tells them, "Be careful who you hang out with, because what your friends do you'll be doing."
Second, because Mr. Streett began hanging out with Christ, kids from backgrounds like that of his dad's killer are now able to hang out at Jireh Sports in inner-city Indianapolis. Supported by an affluent northern Indianapolis church, the sports program run by Mr. Streett and by Paul Cannada, a former Junior Olympic gymnast, serves several hundred children with after-school and summer programs.
Most inner-city sports programs emphasize basketball, which works well but also leads some kids to fixate on the idea of being the next Michael Jordan. Jireh Sports puts gymnastics on top. Mr. Cannada, short, black, and strong, with a neck like a bull's and forearms that rival Popeye's, conveys to students the emphasis on focus and determination required by gymnastics.
A donation of $100,000 allowed Jireh Sports to purchase in 1997 a warehouse that had been abandoned for a decade. Volunteers, including many kids, did most of the renovation work. They cut, planed, and padded balance beams. They erected parallel bars that would allow gymnasts to swing through the rafters. They built a floor-to-ceiling climbing wall and a tumbling track. They jammed into big rooms other gymnastics equipment and wrestling mats, while setting aside smaller rooms for tutoring and computer training.
Now, posters on white brick walls bring home the big lessons: Honesty, Respect, Self-Discipline. "Did you show self-control today?" one poster asks, and then heads to practical issues: "I used quiet words when I was upset." Jireh has developed a volunteer base of coaches who look at 6-8 kids as their discipleship group. The great majority of the mostly black kids have never had a dad in their homes, and this is their opportunity to respond to male leadership.
Gymnastics is now accompanied by lessons in classic wrestling, which does not include WWF fakery. (Paul Cannada says, "The kids have to plan moves, so they learn patience and the importance of fine-tuned technique.") Lessons on character development come at the end of each class, and everything is within a biblical framework.
Some of the major costs are picked up by the sponsoring church, but people in Jireh's neighborhood also pay something, such as 25 cents per wrestling class. The biggest cost, of course, was the death of Tim Streett's dad two decades ago-but God turned even that priceless expense into a program that yields priceless growth in children's lives.
Joachim Neander's hymn from 1680 begins "Praise to the Lord, the Almighty, the King of creation," and includes the words, "How oft in grief Hath not he brought thee relief, Spreading his wings to o'ershade thee!" And relief comes not only for Mr. Streett, but for a whole neighborhood.


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FDA Issues Warning Over Zocor Muscle Clenching Raver Parties
As warned by Tyson Bowers III, the youth of America are being gripped by a new dark Raver Culture.
Twice as dangerous as a drug-induced mosh pot at Woodstock, these raver parties are a hard mix of smoked drugs, hard alcohol and unwarranted sex acts between the drugged and the conscious.
Recent studies from Galup revealed shocking news. Over 28% of college freshmen, in only the last year, attended a raver party and had 'black out' moments after experimenting with illicit substances.
One of the featured drugs at Raver events is an impossibly dangerous substance known as Zocor. Zocor is the culprit behind a Raver trend known as 'loose bending' or 'declenching circles' that has lead to many youth in America to now suffer from kidney disease and irreparable muscle damage.
Perhaps hip to the side-effects of high dosages of Zocor before the FDA, the hipster raver culture was found to copiously dole out this drug at their events (prominently at The Phish Concerts, Hootie and the Blowfish Concerts per studies Cooper, Landstein et. al) to loosen the bodies of the willing and unwilling for carnal acts. Zocor weakens the body's muscle and the homosexual elite who are prominent in this culture take advantage of this fact to antagonize the backside of those who collapse in exhaustion.
Many primary care physicians nationwide began to notice a sharp decline in renal and muscle health of patients and were able to link it back to Zocor, causing the FDA to issue a stern warning against the drug.
Parents must be active and tell if their child has fallen prey to Zocor addiction after attending common venues for raver culture:
1. Sullen, dark eyes
– This classic sign of a student who works hard during finals must not be confused for the hematomas formed from illicit Zocor use. Ravers will often times decorate their faces with makeup (even males), especially tending to 'blend' their facial features with use of heavy eyeliner, mascara and black facial paint under the eyes. They will accesorize with black finger paint and clothing, saying they are hipster or emo goths when in reality they are blood letting Zocor addicts.
2. Unusual need for Preparation H
If your child is at home, check their room when they are gone. Search in odd places (drawer corners, bathroom dirty clothing hamper or under the bed or shoes), if you find any type of ointments or spent bottles of Zocor, you have great cause for concern.
If your child is in college, call their room when they have a scheduled difficult class and hope the roommate answers. Bribe the roommate with 'party money' in excess of several hundred dollars for information and ask them if your kid has attended raver parties or complaining of orifice or muscle pain. If yes, Zocor orgies at raver parties can be to blame.
As more of this trend continues to be revealed, we will keep you informed.
- Excited
- Fascinated
- Amused
- Shocked
- Sad
- Angry


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- 5 years ago by Lilit Marcus
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Fashion's Night Out is this Thursday, and the inbox here at Gloss HQ is overflowing with press releases about store openings, celebrity appearances, and drink specials. As a lover of all things fashion, this is supposed to be all eight days of Hanukkah wrapped up in one. But every time I think about what I want to spend Thursday night doing, it involves hiding in my room. More