text: Photo Gallery Pictures: Reclaiming San Diego's Vital Rivers Surrounded by desert and ocean, San Diego is watered by several rivers. They face threats from mining, pollution and overuse, but they also support important species, and occasionally still flood. PUBLISHED Thu Sep 29 13:06:00 EDT 2011 0 1 / 13 Over the Bank When people think of San Diego, they don't necessarily think of rivers. That's partly because many of the region's waterways are ephemeral, and they run underground for the majority of the year.Yet, San Diego is part of an important, and increasingly threatened, watershed. There are hints of the water's power when local streams and rivers breach their banks during storm events. The overflowing water can close roadways and access to homes and businesses. The problem has gotten worse thanks to development encroaching onto floodplains.(Related: "Deforestation and Its Effects on a Global Scale")Let's take a brief tour of the San Diego area's unique watershed, and visit recent efforts to better protect it.—Shannon SwitzerThis story is part of a special National Geographic News series on global water issues. Photograph by Shannon Switzer, National Geographic The Source Where it begins: Snowmelt in the picturesque Volcan Mountain Range feeds both the San Diego and San Dieguito Rivers.(Related: "New Mexico's Threatened Gila River") Photograph by Shannon Switzer, National Geographic Humble Beginnings The watershed begins with streams and wandering tributaries, which eventually find one of the four major rivers in San Diego County: San Luis Rey River, San Dieguito River, San Diego River, and the Tijuana River.(Related: "How Water Pollution Affects Human and Animal Health") Photograph by Shannon Switzer, National Geographic Lakeside's River Park Like many American waterways, the San Diego River flows through a wide mix of private and public lands. Part of the stretch was restored as Lakeside's River Park, thanks to the San Diego River Conservancy and funds raised from a sand mining company.(Related: "Freshwater Hero Shannon Switzer") Photograph by Shannon Switzer, National Geographic For the Birds Clean water and natural wetlands, protected from development, provide a home and mating ground to hundreds of bird species. In San Diego County, 480 species of birds have been identified.(Related: "Air Pollution and Acid Rain") Photograph by Shannon Switzer, National Geographic Shadows and Reflections A quiet spot in the reclaimed Lakeside's River Park, on the San Diego River, affords a moment of contemplation.(Related: "Amazing Freshwater Insect Photos") Photograph by Shannon Switzer, National Geographic Natural Playground Protected wetland areas also provide a healthy space for families to play together and learn about the natural world around them.(Related: "Top Ways to Stop Global Warming") Photograph by Shannon Switzer, National Geographic Threats to Water Quality Unfortunately, the watershed also faces several challenges. Trash chokes a tributary of the Tijuana River after a storm. It flows from the heart of Tijuana south of the border into the U.S., before empting out at Imperial Beach.(Related: "How Pollution Affects Living Things") Photograph by Shannon Switzer, National Geographic Minefields Mining along rivers can also compromise water quality and change the dynamics and structure of the channel. This sand mining operation has dammed part of the San Diego River and created deep pools from extraction over the years. The sand has been used to help build the city of San Diego, including Qualcomm Stadium and Petco Park.(Related: "Nonrenewable Energy Sources") Photograph by Shannon Switzer, National Geographic Farm Waste According to the Environmental Protection Agency, agricultural runoff is the worst polluter of our nation's rivers and streams. The story is the same in San Diego, where agricultural pollutants like cow manure enter the watershed, rendering the water undrinkable downstream due to the presence of E. coli and other harmful bacteria.(Related: "Understanding Organic Agriculture Standards") Photograph by Shannon Switzer, National Geographic Cleaner Transportation By taking trains like the Amtrak Coaster, commuters help reduce the amount of pollutants that hit the roads...and ultimately end up in the waterways.(Related: "How to Green Your Transportation Choices") Photograph by Shannon Switzer, National Geographic California Icon The 101 highway is a local fixture, and is shown here running between a popular surf spot, Cardiff Reef, and the San Elijo Lagoon.(Related: "How to Calculate Energy Savings From Carpooling") Photograph by Shannon Switzer, National Geographic The Mouth Surfers paddle out to catch some waves in Ocean Beach, just south of the San Diego River mouth. Unfortunately, sewage spills happen there with some regularity.(Related: "Strange-Looking Sea Creatures") Photograph by Shannon Switzer, National Geographic Related Stories Giant Squid Could Be Bigger Than a School Bus The First Official Climate Refugees in the U.S. Race Against Time Starfish Baby Boom Surprises Biologists


text:
The county Arts and Science Council is offering classes to help artists in various media start a business. The Artist as an Entrepreneur Institute is a three-session, award-winning business development course. Visit ASC's Web site to find out about course dates and costs.
Arts council offers entrepreneur classes
By admin|2008-09-23T10:22:00+00:00September 23rd, 2008|Arts, Mecklenburg County|0 Comments

subset: commoncrawl


text:
Being in a startup can be brutal and Pollenizer is no exception. 7 years in, it hasn't got easier. Some days, we struggle with it. We work so hard with everything we have and then something happens to take away that glimmer of hope that was keeping us smiling. But this is not another 'startups are hard' story. A few years ago, we had a business in India, led by our good friend Jagadeesh Vijayakumar,Read more 0
Pollenizer News
In January 2015, Pollenizer will co-found a new business focused on the global food-chain. We will start in Australia automating today's manual process of getting food from the field to the store. This is a massive b2b business opportunity for the right person to join the business from the first day to build something that they own. The Opportunity Today, getting food from the field to the store is a cumbersome process that has notRead more 0
A pivot is a nice word from startup land. It generally means that we actually failed, but gives us some "licence in language" so we don't feel like a total douche bag for getting our infallible startup idea wrong. But sometimes the pivot, is an actual pivot and not just a fail, a change in direction which creates a new path. The valuable pivots, are those slight changes in direction, or elements of focus whichRead more 2
As a follower of Pollenizer's blog, you have probably come across various hacks we talk about to support the work of entrepreneurs. A hack can come in many forms, though in the context of a startup, a hack is a solution that makes a positive impact on how we work. At Pollenizer, we are obsessed with working at speed. There is less time available to startups, and while the platform burns, so does the time neededRead more 0
Diversity may seem like the new buzz word in today's global landscape, however in a world where talent is becoming harder to retain diversity is in fact a word for all business leaders and entrepreneurs to pay attention to. Many people consider diversity to be about equality in gender and race, however it spreads further than that. To be diverse and stay ahead of the game today requires an understanding of culture on a broaderRead more 2
In 2008, Pollenizer began working with it's first client. The business was called 3eep and we learned so much at the coalface with the founders Rob Antulov and Nick Gonios. Whilst the business did not survive, we retained a strong relationship with the boys who have been amazing investors and supporters of Pollenizer and instrumental in growing #startupaus. Today, we have come full circle. I am super proud to announce that Nick has joined PollenizerRead more 2
Yesterday we shared the news, we will move our Australian operations to Hub Sydney's expanded workspace. The relationship will consist of Pollenizer joining Hub Australia, giving the group regional (both domestically and Asia Pacific) access to well connected spaces. Pollenizer, with over 4,000 members in its network, continues to grow its guild of entrepreneurs across borders. Expanding across Australia and into Asia the company will move its home to Hub Australia. Pollenizer will embed itsRead more 0
This week, Pollenizer announces its newest partnership to grow a guild of entrepreneurs across Asia Pacific. Working with leading international telco, Ooredoo, Pollenizer will design the incubation system for Myanmar's first program for entrepreneurs, Ideabox. The program will accelerate growth of the country's startup ecosystem by combining Pollenizer's 'startup science' with Oordeoo's resources and access to consumers. The team will work closely with Silicon Straits, a venture foundry with offices in Singapore and Vietnam thatRead more 0
If February 29 existed this year, we would be 6 years old on Saturday. In 2014, this is what we have become. We are a startup studio that creates brand new startups in Asia Pacific. We work with private investors and large companies to incubate new digital businesses. We support communities of entrepreneurs to connect, learn and prosper. We are building a guild of entrepreneurs across borders. Where we have come from? It began in 2008.Read more 2
We are running lean startup bootcamp at Muru-D in Sydney. Here's some business models that the teams have developed. Can they communicate it in a tweet? Let us know in the comments any feedback on the businesses. Would you become a customer? Is it investable? Have you tried to build anything like this yourself with any learnings? https://twitter.com/benjaminfischer/status/408451491481915393 https://twitter.com/lucitemple/status/408450943156748288 https://twitter.com/samemistakeonce/status/408450437772091392 https://twitter.com/CrewWithMe/status/408450367102255105 https://twitter.com/LeBrendo/status/408450224734998530 https://twitter.com/CarpendiumAU/status/408449757082685440 https://twitter.com/AlexRantos/status/408449298599141378 https://twitter.com/luizpizzato/status/408448428687896576 https://twitter.com/nfeiglin/status/408446406077067265 https://twitter.com/IdeasAddValue/status/408452718185811968 https://twitter.com/AppVeery/status/408448325411545088 Here's some of Veery's customer validationRead more 1
Last week I headed to Melbourne with Pollenizer to pitch at the Telstra Digital Summit in front of board members, senior guests of Telstra and international visitors including Robert Scoble, Shel Israel and Brian Sollis. I have always heard that things never go to plan when pitching… and this was certainly the case last Wednesday. A few weeks back, we were provided with some information that we had to do a ten-minute pitch (which IRead more 0
TL;DR Version After five and a half years building Pollenizer I'm taking on a new challenge with Muru-D, an accelerator program sponsored by Telstra. I will stay on as a board member of Pollenizer, Oomph and WooBoard, I'll keep working to grow the ecosystem and I'll keeping working hard on (and regularly failing at) focus. Full Story "We must not cease from exploration. And, at the end of our exploring, we will arrive at whereRead more 0
It's hard to get your hands on some truly big data. So, Coca-Cola Accelerator Sydney, Coca-Cola Amatil and Pollenizer have decided to change that and are joining forces to present, Firehose - a hackathon where you will get the opportunity to use big data in an extraordinary way to win some amazing prizes. So how big is this 'big data'? About three years of supply chain data - more than 150,000,000 records - and available exclusivelyRead more 0
Today we were lucky to have rubbed shoulders with some of Australia's great entrepreneurs at the Tie Sydney event, "Go Asia". These startup entrepreneurs, who are dramatically changing the business landscape, came in the droves to get insights into what is happening across Asia. The theme for today's event is how to do business better in Asia. Here's my take on what was discussed and highlighted by the great panellists from the TieCon event. Opportunities andRead more 0
Last night we attended the Launch of Startup Spring, a three-week long, Australia wide festival of events and activities coordinated by StartupAUS that will celebrate and promote the tech startup community in Australia. What a way to kick off a great festival, but to open at one of Sydney's newest startup venue's 'The HUB' located on William St. Not only are we delighted to have exposure to these events, literally on our doorstep, we areRead more 0
Last Wednesday the crew from Online Marketing Strategy's Meetup group set up in the hive, to host a full on Master class, covering everything from SEO tips and tools to breaking into China. Four leaders in Online Marketing took to the stage delivering excellent tips on exposing your business to customers online. Topics included: Keyword Research in 2013 Building a brand online Chinese Online Marketing Actionable SEO Tips and Tools The next session takes placeRead more 0
'Crocodile in the Yangtze: A Westerner Inside China's Alibaba.com' follows China's first Internet entrepreneur and former English teacher, Jack Ma, as he battles US e-commerce giants on the way to building China's first global Internet company, Alibaba Group. Which is now bigger than Amazon and eBay combined. An independent memoir written, directed and produced by Porter Erisman who worked in Ma's company for eight years, Crocodile in the Yangtze captures the emotional ups and downsRead more 0
Make use of next month's August Startup Bundle, and get the chance to really discover the next step in running your business. Here's a great chance for you to kick start those plans you've been talking about for a long time. What you get: Access to all Academy courses for the month A copy of Pollenizer's Startup Focus Book 30 Days access to the Hive co-working space *Terms and Conditions will apply, and this offer willRead more 0
For 2 years, being focused heavily on Pollenizer and our startups, plus starting a family, I've said no to working with other companies. Now I've got some time and am keen to mix it up with some new teams and ideas. Here are some ways I'd like to help you; Advisory I've always enjoyed helping companies and their people develop over time. Working together over six months I'm confident we can make an impact onRead more 0


text:
I have a pair of Shimano PDM324 pedals, with an SPD on one side and a platform on the other. I want to replace them with something a little lighter and more sporty. But I do occasionally use my bike without my cleats.
My old pedals are these, Shimano PDM324:
I am looking at these newer Shimano A520 models, which look like they might have a platform on the other side.
Does anyone know if the reverse side of this pedal is friendly to normal shoes? Are there other SPD pedals out there which are both sporty and usable with regular shoes? They don't have to be comfy with normal shoes, just servicable for a short ride.


text:
|BANC Dividend History & Description — Banc of California Inc
Banc of California is a financial holding company and the parent of Banc of California, National Association (the Bank), the Palisades Group, LLC, an investment advior, and PTB Property Holdings, LLC, an entity formed to hold real estate, cash and fixed income investments. The principal business of the Bank consists of accepting retail deposits from the public and investing these funds primarily in commercial, consumer and real estate secured loans. The Bank solicits deposits in its market area and, to a lesser extent, from institutional depositors nationwide and may accept brokered deposits. As of Dec 31 2014, Co. had total assets of $5.97 billion and total deposits of $4.67 billion.
Preferreds: BANCP, BANC.PRC, BANC.PRD, BANC.PRE
Wed, May 25, 2:06 PM, Zacks
Wed, May 25, 8:10 AM, Zacks


text:
A badly drafted insurance document is not your fault
It is an offence for you to use or for you to allow another person to use a motor vehicle on a road or public place if you do not hold an insurance policy which insures you against third party risk.
It is essential that the Prosecution prove that you had use of a vehicle on a road or public place otherwise they will not be able to prove the case against you. The Prosecution do not need to prove that the vehicle was being driven at the time; only that it was in use.
There are many defences available that we have used on many occasions to challenge the Prosecution case.
Special Reasons
Special reasons could include emergency situations or if you believed that you were insured to drive your vehicle. Your insurance broker may have told you that you were covered to drive a hire vehicle, for example, and if your genuine and honest belief were based upon reasonable grounds then this would be a special reason.
At Cunninghams we will carefully scrutinise the terms of conditions of your insurance policy. If the terms and conditions are ambiguous such that it would lead you to believe that you were insured to drive the vehicle or you permitted somebody else to drive the vehicle then this should also be a 'special reason' if the genuine and honest belief is based upon reasonable grounds.
Punishment for Insurance Offences
Six to eight penalty points or discretionary disqualification and a fine of up to £5000.
With our experience we are best placed to discuss and consider any potential defence of your case is to telephone us on our freephone number 0800 32 888 46. Our telephones are manned by driving defence experts throughout the day, evening and weekends including bank and public holidays.
If you wish to contact us via e-mail, please complete the online enquiry form and we will contact you immediately.
Enter your details below for a no obligation, confidential call-back.
A representative from Cunninghams Solicitors Driving Offence team will be in contact shortly.
If you have provided an email address an acknowledgement together with our contact details, will have been sent to the email address you provided.
Under UK law, the Road Traffic Act (1988) ensures that should one motorist injure another person, that person's property, themselves or their own property, they will have insurance to cover the cost of any damage. Vehicle insurance ultimately allows a qualified driver to drive a vehicle in public places and roads, and it is an offence if you are caught driving a car without insurance that does not have at least third party cover.
Driving without car insurance is against the law, and anyone caught driving with no insurance can have six to eight penalty points on their licence, a discretionary disqualification and a fine of up to five-thousand pounds. If you are caught driving a car without insurance you may also be required to retake your driving test.
The chances are you may have been caught driving with no insurance as the cost of motor vehicle insurance is so expensive, and if this is the case then it may be best to purchase third party only car insurance as this is the cheapest method of vehicle insurance available.
If you are caught driving with no insurance and authorities have issued a penalty for driving with no insurance, the police have the ability to impound the car and sometimes destroy it. Any impounded vehicle cannot be retrieved by the driver until the fixed penalty fine has been paid, and it can only be retrieved by the registered owner.
However, there may be mitigating circumstances for driving a car with no insurance due to an emergency situation, or you may be under the impression that you are driving a car with insurance. If you are caught driving with no insurance it may be best for you to seek legal representation, and we at Cunninghams can ensure that if you have extenuating circumstances when you were driving without car insurance, we can prove to the magistrates that this was a special circumstance and you are unlikely to commit such an offence again.
If you already have points on your licence, a driving with no car insurance claim can ultimately lead to a penalty for driving with no insurance that results in the loss of your licence. It is vital for you to seek a professional representation firm that specialises in driving without car insurance cases.
We at Cunninghams are specialists in the field of motor vehicle criminal cases such as driving with no car insurance, so if you have been caught driving with no car insurance then you should consult us. We will review your driving with no car insurance case and plan the appropriate tactic to dispute the charges against a driving with no car insurance offence. We have dealt with many successful cases and endeavour to add you to our list of successes.
As we are motor vehicle solicitors, we know how to analyse your old insurance policy if you believed you were still insured when caught driving with insurance. If you believed you were not breaking the law when driving with no insurance, we are the people to help argue your case. We will challenge the prosecution's case with the appropriate evidence at our disposal and argue your reasoning for driving a car without insurance.


text:
Norfolk Public Schools to Add to Staff
NORFOLK - The Norfolk Public Schools will be adding staff in the coming year. At this week's meeting of the Board of Education, Superintendent Dr. Jami Jo Thompson said that the district would see a reduction of about $101,000 in state aid next year compared to this year. But increases in other tax revenue and conservative spending this year will enable the district to add to the elementary staff, by changing the status of three half-time instructors in the Montessori Program to full time. The Board also agreed to create a new position – dean of students – at Norfolk Senior High. Thompson said having another administrator in that building to deal with attendance and discipline issues will free the principal and assistant principals to work on the strategic goals and other priorities. The dean of students would also bring the student-to-administrator ratio at the Senior High to 1-to-300: the same as the ratio at the Middle School and Junior High.
On Air
Rush Limbaugh
12pm - 4pm


text:
University Libraries > Libraries & Departments > Systems > Chinook Corner > ERM Task Force Minutes
ERM Minutes, May 7, 2008
Present: Paul, Sara, Yem, Chris, Peggy, Erin, Jina, Rani
Resource records and the Online Library Resources scope (update)
This issue was discussed briefly. The Web OPAC group has not yet considered it. Update next meeting?
About this Resource
The "About this Resource" link to resource records has been changed to "Description & Terms of Use." A model terms of use statement has been entered into the record for ACLS humanities e-book (below). The committee decided this model was appropriate for inclusion to resource records with two changes. The last line of the terms of use statement immediately under the description will be changed to read: "Please note that additional terms of use may apply." Secondly, the label that now reads Terms of Use (the last line of the record below) will be changed to read: "Additional Terms of Use." Candy and Linda will work with Meredith to make these changes and to add the terms of use statement to all resource records.
Ebooks and Coverage Loads
Some issues have come up in recent coverage loads for ebooks. The first involved EEBO TCP. In this case our attempt at a coverage load did not work until Systems was able to add capacity to the heap file on Candy's pc. This was the largest ebook load to date (11,000+ records).
Other issues came up during the load for Safari ebooks. We discovered that suppressing the bib record for something that had had a coverage load done against it did not automatically remove the public link to the record which displayed with the resource record. Chris will review his procedures for deleting/suppressing ebook records and communicate the need to delete the soft link to the resource record to Candy. Also 37 of the records for Safari ebooks did not include a 001 field. We use this field as an alternate id in coverage loads and without the 001 fields in these records the linking did not work. We are working on a means for putting 001 fields in these records and will redo the loading when this is done. Chris and Jina will work on standardizing 001 fields when loading records.
IUG news
Paul, Linda, and Sara went to an IUG session on using ERM to analyze journal packages. If we can get proper usage statistics into ERM we should be able to determine cost per use and other information for the various resources we purchase. Rani has been asked to give ERM committee members access to the Analysis function in ERM. We will be able to experiment with it as we get usage statistics. We may need to relook at Scholarly Stats as a source of usage statistics.
At a WebBridge meeting it came to light that III is also in the process of splitting WebBridge into two parts: WebBridge LR (link resolver part) and Pathfinder Pro (Web Pac part). We will need watch this development and consider the merits of switching to another link resolver.
Next meeting: Wednesday, June 4th, at 1:00 in N410


text:
Recognizing People. Inspiring Greatness.
IN THE PRESSClick here for press releases
Monday, August 23, 2010
REAL Leaders are Other Focused
Excerpts of my guest blog post:
Executives that secure big pay packages for themselves and then lay off thousands of employees don't inspire much loyalty or confidence. Yet examples of such corporate excess and greed are plentiful. Why are we surprised when employees don't feel like doing their best for the organization? Why are we surprised when our organizations suffer accordingly?
Recent research finds that we become more egocentric and self-centered as we gain more power. Sometimes, we believe that we can hide our insecurities by attacking, blaming, or otherwise tearing others down. Moreover, according to Harvard Professor Clayton Christensen, we often focus on activities that yield the most tangible accomplishments while neglecting relationships because we are driven by instant gratification.
The irony is that while we desperately search for happiness in our egocentric world, we only find it once we truly value and appreciate others. While spending time creating relationships and building others up doesn't always have an immediate payoff that can be reported on a balance sheet, it is, to use Professor Christensen's words, "the most enduring source of happiness."
For more on this post, read the rest at Tanveer Naseer's blog where I posted as a guest today here.


text: These are real license plates on cars of Houstonians. More than 6,100 people have put hearts on their official Texas license plates since the heart was first offered in 2010. Texans have purchased more than 130,000 My Plates since Nov 2009, putting more than $14.7M in the state general fund. Photos by License Plates of Texas.


text:
Official Bulletin
Regular Klonklaves held in Schubert Hall, Shelburne Falls, Mass second Mondays
in every month.
Knights of Pythias Hall, Greenfield, fourth Mondays in every month.
All Regular Klonklaves open at 8 P.M.
Read carefully and take due notice, *****None but K-Trio members in good standing,
can be admitted to Klonklaves (as per Constution [sic]) THIS RULE WE ARE COMPELLED
At the Klonklave Monday evening July 9th, in Schubert Hall Shelburne Falls,
the Officers for the coming year will be installed it is your duty to attend
and make the installation as representative, as possible
On sunday July 22nd it is porposed to pay The Congregational Church in Buckland,
a surprise visit, the service begins at 10.30 Let Mohawk Klan Members their
Family and Friends, attend this service and togather worship God as Our Fathers
Worshiped, at Athol Pilgrimage we mustered 17 cars, lets make this 20.
It is also proposed that each Family take along their lunch and after Devine
Service go a little further along the road to Ashfield Pond, and have lunch
togather, Com on Klansmen Lets Go.
At Knights of Pythias Hall Greenfield July23rd.the K-Trio degree will probibly
be worked ,come and take it.
Our Order is the only Militant institution in America, that is fighting to
preserve the liberty of the people of Our land and protect our American Institutions.
The Hydra headed Enemy knows this and is moving Heaven and Earth to stop out
force and prevent such accomplishment. Some ask "What have we done"?
Well listen we blocked the nomination of Alcohol Smith in 1924. We so far have
kept The United States from war with Mexico (The Knights of Columbus notwithstanding)
We fought against The Worlds Court scheme and won against all odds. We were
instrumental in getting the Restricted Immigration Bill framed and passed. We
have fought consistently every movement that had for its purpose the taking
away of American liberty from The American Continent and the destruction of
American high Ideals, and we must still fight to keep that liberty and those
ideals from departing from America and being given into the hands, Alien hands,
the hands of the Romish Pope across the sea, Those hands that are ever trying
to scrap our Constitution and tear The Stars from our Flag, dim its stripes
and overshadow it with the fxxxxxxxxxxx Flag of Rome. Klansmen from how on we
must be aggressive more, more and still more, every one of us is a cog in The
Wheel that Grinds Slowly, each must show his willingness to do and dare and
make effective the efforts in carrying out the program and the battle in the
months to come.
We believe that Klansmen who allow their dues to lapse and so lose touch with
what we are ding and trying to do, what we have to face in the next few months
especially, do not realize that the Time Is Here and Now, when the Call for
every Real,Loyal True American who evens claims Reverence for God and
Country, forConstitution a nd Flag, for Liberty and High Ideals, must hear THAT
CALL and answer Plainly, either YES or No.
If you do realize the conflicts that confront Patriotic Protestant America,
Keep in the line, Faithful and steady in the ranks of The Army of The Firey
Cross, with the battle cry"Onward Christian Soldiers"
Will you be to us A Comrade orjust a spectator standing passivly o idle and
non resistant as Political Rome endeavors to strangle TThe Faith Of Our Fathers"
destroy and bring to ruin the Institutions that were brought into being and
given life, through tremendious struggles and heroic sacrifices of Our Protestant
Fathers and Mothers in the years that have passed.
Klansmen, be Loyal and True, live up to The Oath that you sworn to carry out
,The Obligation you took before God and Man.
There is currently no available "Beginner" label. The following is the default level label: This Bulletin was the publication of the Ku Klux Klan in Franklin County, Massachusetts. It refers to the K-Trio, but never comes out and prints "Ku Klux Klan." The Klan felt that it was preserving liberty and protecting American institutions by fighting immigration and a perceived threat from the Roman Catholic Church.
top of page
Send an e-Postcard of this object
See Also...
"Immigrants in Industries, Part 24: Recent Immigrants in Agriculture" from Reports of
the Immigration Commission
"The Need of an Immigration Test" article from the Greenfield Gazette and Courier newspaper
"Are We To Be Polanized?" article from the Greenfield Gazette and Courier newspaper
Home | Online Collection | Things
To Do | Turns
Exhibit | Classroom | Chronologies | My
About This Site | Site Index | Site Search | Feedback


text:
Management Department
The mission of the Management Department is to educate and train students to become managers and leaders. The curriculum incorporates academic rigor, practical experience, and the building of skills and competencies. The Department offers concentrations in Management, Entrepreneurship, Hospitality, Human Resource Management, and International Business. Teaching and preparing students for business careers are the primary faculty responsibilities. Basic and applied scholarship and service are also important to faculty members.


text:
I have a 48cm frame that I would like to use for my daughter's bike. Problem is the standover height is about and inch or so to high. Does anyone know if it is possible to put 650c wheels on the 700c frame? Long reach brakes a possibility?
My fault for not explaining myself fully. Both my children, ages 14 and 9, race road and track. As you can imagine, this has become quite expensive for me. My son recently outgrew his last bike "Jamis Xenith Comp". 48cm carbon fiber race bike and my daughter is about to outgrow her 24" trek KDR 1000 34.5 cm. I am hoping to avoid buying a 650c complete bike and put her rite into the 700c Jamis, but as I said in my original post the stand over height is a bit to high. Hence my question regarding wheel size. Drum brakes, disk brakes, and skidding are not options.


text:
In Coming Unglued, Norma Budden's heart-tugging page-turner about emotional and physical abuse, a young woman named Kelly seeks fulfillment while trying to meet her obligations to family, friends, and God under horrific circumstances: raising a child conceived during rape.
Budden fully explores the gray areas of Kelly's circumstance–a situation stigmatized by a society inclined to see black or white. Along the way, Kelly discovers joy where she most expects to find grief, and heartache when she expects joy. She also learns a thing or two about forgiveness, and the blessings and perils of unconditional love. With Budden's smooth writing, it all adds up to a gripping tale filled with revelation and more than a few surprises.
In the endnotes, Budden says this novel is based on a plethora of research into the real lives of abuse victims. The convincing characters reflect the depth of the research, and maybe that's why, as with real life, you're never confident how the story will end until you reach the final page. Strongly recommended, but only with a full box of Kleenex nearby.
Coming Unglued: A Mother's Journey into Hell is available on Amazon's Kindle.
www.amazon.com/dp/B00AF5EHHM (US)
www.amazon.co.uk/dp/B00AF5EHHM (UK)
Catch up with the author at the following links:


text:
"What do I wear in bed? Why, Chanel No. 5, of course." - Marilyn Monroe
Please contact a representative in your area
Address Phone/Fax
|RDJ Associates (formerly Montrose Ent.)
| Rosemary Montrose
John Jordan
|PO Box 1896 Vashon, WA 98070 206-408-7123 Phone 800-775-0499 TF 206-567-5828 Fax
|Washington, Idaho, Wyoming, Oregon, N. California, and British Columbia
|Vivre Luxe showroom
|Lisa Holchin
|1933 South Braodway, Suite 871
Los Angeles, CA 90007
213.745.4970 office
310.592.3496 cell
213.765.3416 fax
|Southern California, Arizona and Southern Nevada
|Debbie King Bagby
|Phone 313-647-0475
Fax 313-647-0514
|Illinois, Indiana, Michigan, Minnesota, Nebraska, Ohio and Iowa
Cloud Nine Comforts - The Best Fine Linens and Luxury Bedding Available
Cloud Nine Comforts was established in 1989 to produce the best fine linens and luxury bedding available. Cloud Nine was founded by Kenny Bloom, Sharyl Bloom and Alex Castro. Three family members that pulled together their years of experience in the bedding industry and founded a company that is based on integrity, quality and service. Three people and three keys to a beautiful product and company.
22 years later, Cloud Nine Comforts has become the premier source of luxury bedding, fine linens, and down products for furniture manufacturers, linen manufacturers, linen stores and interior design businesses. It is no wonder Cloud Nine Comforts' duvet covers were chosen "Best Duvet" as well as their down pillows chosen "Best Sleeping Pillow" by DEPARTURES MAGAZINE in their "Making The Perfect Bed" article.
To purchase our products visit your nearest retail location. To carry our line contact us directly
via phone: (888) 99.CLOUD or email email@example.com.


text:
Call Nancy Nigrosh a recovering agent. After 25 years as a talent agent repping writers and directors for film and television, she left her last gig at Innovative Artists. Freed from the shackles of agenting, she wrote what she calls her Parting Shot#1. If she's right, Hollywood's days of labor unrest are not over.
The Lone Screenwriter:
It's time to take one last look back at the two and a half decades I spent as an agent. Of all the questions I've had over the years, there's one that most burned and bothered me:
Why is it so ingrained in Hollywood that one person alone cannot write a producible screenplay?
The Writer's Guild Of America's 2007-8 strike was supposed to be about a bigger piece of the pie for the future distribution of a writer's produced work… the pie in the digital sky.
But the real truth is that the actual day –to- day script development process based on writer elimination has created the real strife. Historically this practice has led to the cyclical bloodletting every time the guild's contract with the buyer /employer gang known as the Association of Motion Picture and Television Producers, expires. If something doesn't fundamentally change, there will be more strikes in the future, as each contract expires, creating a negative cycle of meltdown Hollywood and its doting mama, California, can ill afford.
Novelists, playwrights and poets are not rewritten by other writers. Even journalists do the deed pretty much alone. But screenwriters not only routinely and eagerly replace each other, they are tactical in their competitive quest for credit, credit that is not only emotionally gratifying but financially existent. Without credit, future opportunity, immediate and contingent compensation, dissolve. All that hard work to get beyond base camp, undone. Back to square none. Meaning - what do you tell your family, friends, former classmates, neighbors, and people you've yet to meet - that you did work on something glamorous for possibly years even, but in the end, your name didn't scroll by?
And the other question that will not leave your mind is the calculation of cash you didn't get and residuals you will never see.
This belief and its subsequent practice of multiple screen authorship is a unifying principle that not only does not serve its community of believers, but actually endangers its members from achieving prosperity in a scarce economy.
The idea of writer for re-hire came from a system abandoned long ago at a time when writers were paid by the piece by the week in a factory for teaming mass consumption. Movies were the only game in town, and the workhorses were kept fresh. Getting firedoften meant relief, even deliverance. But with the new dawn, comes reality. Fired means fired.
Why do screenwriters routinely experience this extreme emotional low when every book store in America has shelves galore devoted to the craft of screenwriting as though it were solely a swashbuckling high? Being a screenwriter is believed to be akin to the fighter pilot in his cockpit, a cold war hero saving the free world. Nothing less than orgasmic' right? Like a rock guitar god, right?


text:
Media Sales - print and digital - London
- Recruiter
- Fletcher Recruitment Solutions
- Location
- Central London
- Salary
- Up to £30K plus generous commission
- Posted
- 31 Jan 2012
- Closes
- 29 Feb 2012
- Ref
- media sales
- Discipline
- Classified, Display, Subscriptions
- Hours
- Full Time
- Contract Type
- Permanent
Media Sales - print and digital - from £20K to £30K basic plus generous, uncapped commission
It means that the demand for bright, confident people who already have acquired a solid grounding in sales over the last year or so remains very strong, despite current economic uncertainties. If you know how to sell, have an outgoing personality and have a high level of motivation to succeed then we can talk to you about a range of interesting opportunities.
It's also not important where you've got your experience – it could be media sales, event sales or telemarketing – and we are very happy to convey to our clients the value of your transferrable skills. The most important thing is that you should be ready and eager for your next challenge.
As you would expect, the salaries and commission schemes are some of the best you will find, and the benefit packages reflect the approach they have to looking after and developing the best people.
Interested? Pick up the phone and dial 01243 837151 to arrange an initial, informal conversation or simply click the 'Apply' button below to send us your CV and a covering note.
More jobs like this
- Full Time Subscriptions Senior Sales Business Magazines jobs in London (Central)
- Full Time Subscriptions Senior Sales Consumer Magazines jobs in London (Central)
- Full Time Subscriptions Senior Sales Digital / Online jobs in London (Central)
- Full Time Subscriptions Senior Sales Advertising jobs in London (Central)


text:
The repair on Stone Church Road has caused some concerns with the community.
Chesapeake Energy has hired a paving company, Lane Construction out of Pennsylvania, to repair West Virginia roads. Doesn't West Virginia have paving companies?
Chesapeake has been asked time and time again to hire workers within our state. All the money they are paying to out of state workers could be kept in our state helping our community.
They not only didn't hire West Virginia workers, they also hired a paving company that is doing a lousy job. The road wasn't rough before they patched it. They are using too small a roller to smooth out the patches. It ends up leaving ridges, which are rough to ride over.
Chesapeake needs, instead of just taking from West Virginia, to give back to West Virginia, to give back by hiring West Virginia workers.
Doug Freeman


text:
Related Trailers
(Click Here)
Casa De Mi Padre
Plot: Armando Alvarez has lived and worked on his father's ranch in Mexico his entire life. As the ranch encounters financial difficulties, Armando's younger brother Raul, shows up with his new fiancée, Sonia. It seems that Raul's success as an international businessman means the ranch's troubles are over as he pledges to settle all debts. But when Armando falls for Sonia, and Raul's business dealings turn out to be criminal, all hell breaks loose as they find themselves in a war with Mexico's most feared drug lord, the mighty Onza. IN SPANISH WITH ENGLISH SUBTITLES.
In Spanish, with English subtitles.
Portions of this website Copyright ©2013 Baseline


text:
We design and engineer great web and mobile products for growing startups and national brands. Smart collaboration between good people leads to great business solutions.Let's Talk
Promising startups are invited to apply to our acceleration program. We partner with committed teams from the early seed to series A stage, investing in you through strategy, design and software development.Get in Touch


text:
How does one dynamically load a new report from an embedded resource? I have created a reporting project that contains a report as an embedded resource. I added a second report file and use the following code to switch reports:
this.reportViewer1.LocalReport.ReportEmbeddedResource = "ReportsApplication2.Report2.rdlc";
When this code executes, the original report remains visible in the report viewer.
I have also tried using
but had the same result.


text:
Interested in hands-on airplane control? Want to fly a helicopter using an XBox controller? Come check out the Aerospace Controls Laboratory (ACL)! We will have lab tours as well as several live demos, including cooperative control of unmanned aircraft and ground robots, aerobatic flight control, hands-on flight demos, and much more!
The ACL researches topics related to autonomous systems and control design for aircraft, spacecraft, and ground vehicles. Areas include mission planning for unmanned aircraft, sensor network design, trajectory planning, and robust control.


text:
David Torrence Helps Set 4x800 World Record
Related Links
BOSTON - Former California Golden Bear David Torrence made some history on Saturday at the New Balance Indoor Grand Prix in Boston, running the second leg of the 4x800 relay and setting a new world record. The US All-Stars, comprised of Richard Jones, Torrence, Duane Solomon and Erik Sowinski, ran a time of 7:13.11, breaking the previous record of 7:13.94 (set in 2000 on the same track). The US All-Stars defeated the NY/NJ Track Club (7:13.22), who also broke the previous record in a very exciting finish on Saturday at the Reggie Lewis Center on the campus of Roxbury Community College.
Torrence, a fromer All-American at Cal, ran the second fasted split in the second leg at 1:47.46 to pull the US All-Stars into contention not only for the event, but for a chance to set a new World Record. Sowinski, as the anchor for the US All-Stars held off a charge from NY/NJ Track Club anchor Michael Rutt.


text:
|Our Courts series - Law & Order: The Life of a Criminal Case
Event Type: Adult Library Programs
Date: 4/7/2014
Start Time: 6:00 PM
End Time: 7:30 PM
Law & Order: The Life of a Criminal Case - This presentation discusses the roles of the judge, the jury, the prosecution, and the defense in a criminal case, how criminal cases are brought and how they proceed, the setting of bail, the plea bargaining process, what really happens in a criminal trial, and how judges determine the appropriate sentences after a conviction. Presented by Matthew R. Zehe.Library: East Library - 5550 N. Union Blvd.
This free class is presented by the Colorado Bar Association.
Location: East Community Meeting Room
Status: Closed


text:
Binge Eating Disorder
Roxanne Dryden-Edwards, MD
Dr. Roxanne Dryden-Edwards is an adult, child, and adolescent psychiatrist. She is a former Chair of the Committee on Developmental Disabilities for the American Psychiatric Association, Assistant Professor of Psychiatry at Johns Hopkins Hospital in Baltimore, Maryland, and Medical Director of the National Center for Children and Families in Bethesda, Maryland.
Melissa Conrad Stöppler, MD
Melissa Conrad Stöppler, MD, is a U.S. board-certified Anatomic Pathologist with subspecialty training in the fields of Experimental and Molecular Pathology. Dr. Stöppler's educational background includes a BA with Highest Distinction from the University of Virginia and an MD from the University of North Carolina. She completed residency training in Anatomic Pathology at Georgetown University followed by subspecialty fellowship training in molecular diagnostics and experimental pathology.
- Binge eating disorder facts
- What is binge eating disorder?
- What are causes and risk factors for binge eating disorder?
- What are binge eating disorder symptoms and signs?
- How is binge eating disorder diagnosed?
- What is the treatment for binge eating disorder?
- What are complications and prognosis of binge eating disorder?
- Is it possible to prevent binge eating disorder?
- Where can people get help and more information on binge eating disorder?
- Binge Eating Disorder FAQs
- Find a local Psychiatrist in your town
Binge eating disorder facts
- Binge eating disorder is a mental illness marked by recurrent binge eating episodes without the affected individual's effort to make up for the binge episodes by excessively exercising, purging, and/or inappropriately using medications like diet pills or laxatives.
- Binge eating disorder affects approximately 2% of men and 3.5% of women, with most developing the condition during their teens or early adulthood. Men make up approximately one-third of individuals with binge eating disorder.
- Approximately 65% of individuals with binge eating disorder are obese, and many more are overweight.
- Binge eating disorder symptoms and signs include
- eating though not actually hungry,
- eating alone due to feelings of shame,
- eating more quickly than normal,
- eating until feeling uncomfortable,
- feeling depressed, disgusted, or guilty after overeating.
- There appears to be no specific cause for binge eating disorder.
- Lisdexamfetamine (Vyvanse), topiramate (Topamax), serotonergic (SSRI) medications, and sibutramine (Meridia) effectively reduce the amount and number of binge episodes.
- Psychotherapy can be key in the treatment of the emotional problems associated with this binge eating disorder.
- People with binge eating disorder have a greater risk of developing another psychiatric illness. Individuals with binge eating disorder appear to have a greater risk of developing type II diabetes, abnormal cholesterol levels, and high blood pressure, as well as engaging in self-injurious behaviors or having suicidal thoughts or actions compared to similar-weight individuals without this eating disorder.
- Educating teenagers and adults about resisting society's pressure to be thin, understanding factors that affect body weight and the negative health aspects of eating disorders, and encouraging stress management, excellent self-esteem, healthful weight control, and acceptance of their bodies can help prevent eating disorders.
Women's Health
Find out what women really need.


text:
New Pistol Caliber Carbine: Aero Survival Rifle
TNW Firearms just released their brand new firearm to the world, and it looks like they designed it with pilots in mind. Specifically, survival once their plane crashes. Although I suppose it would be good for backpacking as well. Anyway, what we have here is a survival rifle in 9mm (although able to do 40 and 45 as well) that clocks in around $500 and appears to be pretty damned lightweight. The gun also takes Glock mags, which will make getting spares pretty easy. Sounds like something else we reviewed recently. Anyway, make the jump for the presser…
TNW Firearms, Inc. of Vernonia, Oregon has released a new pistol caliber carbine, the that has unique disassembly/assembly capabilities. This rifle can be broken down to its main components in under a minute and stored in a "grab and go" or "bug-out-bag". The ASR has multiple caliber capability, easily changing from 9mm to .40 S&W to .45 acp. Check out the world's first presentation to the public by Carter Cutlery who happens to be friends with the owner of TNW Firearms.
The MSRP of this rifle is $575 in .40 S&W or 9mm and $595 in .45 acp. The extra caliber components and "grab and go" bag are sold separately. Rifles are available for immediate delivery.


text:
Inspiration and Productivity
In Inspiration and Productivity
By Andy Mort
'I'm an artist don't you know'
by Andy Mort | No Comments
Inspiration precedes the desire to create, not the other way round (Hugh Mcleod)
It is very important to remember this because we can very easily slip into unproductive routines, attempting to force our uninspired minds onto the blank canvass. This is not good for us, or for those around us who might start to find the melodrama surrounding our creative routines fairly irritating.
How often is it you see the people who define themselves as 'artists', are the ones who struggle to actually create anything? They box their mind into this false identity, which works like vinegar and completely pickles any of the inspired thoughts they had before. They become so self-absorbed and obsessed with their own importance that they often end of missing the point. No where did I find this more evident than in the BBC documentary, Goldsmiths: but is it art? which came out a few years back.
In quite a tragic portrayal of these 'artists' you see the often-vacuous nature of the students' creations, and the desperation in their plight to become professional after leaving the Goldsmiths bubble. It highlights a massive divide between this world and the world the rest of us live in. They spend every waking hour getting stressed out, hiding in their studios coming up with ridiculous ideas simply for the sake of their perceived 'artist' identity – there is a horrible elitism that permeates through some of the conversation too. The idea that they are artists and are obviously better than the rest of us because they are at Goldsmiths is laughable at best and completely flies in the face of the humility that I think is crucial in creation.
So how do we avoid becoming like these people?
– Keep your day job, or some sense of perspective maintaining activity. Work with other people, for other people and around other people who don't really pay much interest to your art.
– Carry around devices to catch those nuggets of inspiration when they strike.
o Very rarely do I sit down to write having not bee inspired first, and usually, if I attempt this I end up staring at nothing until I decide to go and do something else. Inevitably as soon as I leave the house an idea comes.
o It is important to carry whatever you need to scribble these ideas down. A notebook, mobile phone, camera etc. (It is different for everyone) I find my phone suffices nowadays because I can record audio, write notes, film etc.
o This way, when we do have time to sit in a dark room alone it is not an unproductive waste of time, and we don't annoy other people by making a big melodramatic song and dance about it. Just quietly scribble down your idea in enough detail to be able to understand it later.
– Understand that no one cares. I am not important. This is quite a freeing thing to get your head around. When we work this out, we become free of the pressure that comes with believing we are of any significance. At the end of the day, when we think we are/should be important to the world, the only thing we are actually important to is ourselves and when this happens people start to hate us.
o Learn to become free to learn from others and free from the need to teach.
o Acknowledge inspiration and put the encouragement of others before the encouragement of yourself. You know how important it is for you to be encouraged and appreciated so do just that to others and the rest will fall into place.
– Finally, just don't be a dick; enjoy having the freedom, space and privilege to be able to do what you do and use this to fight for change in the systems that mean others don't have these. Art is one of the most important tools we have for chiselling out social awareness, change and freedom – use it as such, for the sake of others and not for the sake of your own advancement and so called 'career'.


text:
Posted this in the Commuting section:
Decided to take the leap today to ride the JTS in.......
During my parking lot cut through, there were several spots of black ice (and inattentive motorists, too). The turn on to the path was blocked with snow, so I had to go through the turn lane around to the street side (and paddle with one foot while avoiding incoming cars)....
Turned onto Fairfax County Parkway, and rode the shoulder - the path looked too dicey at that point. Went onto the FFCP path at West Ox Road, and had to paddle through a couple spots of ice/snow/black ice. Walked the bike back onto shoulder prior to the overpass before Fox Mill road, and used the shoulder up until just before the turn lane at Sunrise Valley Drive. Path looked fairly clear, but after the turn, the sidewalk was impassable, and I had to walk the bike to the intersection.
Streets were fairly clear, but some wet spots. Driver blew right through the Yield sign without looking at Soapstone drive. Caught up to her just before Wiehle, but she turned left before I could rap on her window.
Turn onto W&OD was decent, and path was clear at first, but some snow and ruts prior to the first hill. Pedaled slowly through, was OK. Downhill was OK going towards Hunter Mill, but there's about a 100-yard section that's impassable on the bike, unless you've got an ATB with studs. Walked the bike to the intersection.
After Hunter Mill, was completely clear, and the Piney Branch detour was clear as well. Minor snow on the path before Vienna, but some spots are down to a tire track or two.
Just after Maple street, there's some snow, and lots of water on the path between Whole Foods and the Community Center. No major problems up to now.
That is, up to now......
Just after the Park Street crossing, things come to a screeching halt. Between there and Gallows Road, the trail is rutted, ice and snow covered, and pretty much sh*tty. I slipped a couple times, and eventually just got of the bike and walked it up to just before Gallows. I might have been on it 1-2 times, but that was it.
After Gallows road, it's smooth sailing. There's one dicey spot just after the blind crossing @ Shreve road, but the rest is clear of snow alll the way to Ballston on the Custis Trail.
There ARE, however, patches of black ice in certain spots. If you take the street route to the West entrance to Benjamin Banneker park, make sure you're unclipped BEFORE the big patch of ice just after the entrance...if you're not ready for it, it's a bit Oh Sh*t! moment. If you ARE ready, it's time to put your faith in Isaac Newton....and keep your momentum. Couple more ice patches, and you're home free.
On the way home, I'm going to see if I can find an alternate route between Gallows and Maple street. Can't do much about Hunter mill, except wait for sun to take care of it.....
Here's a detour around the bad sections between Gallows Road and Park Street/Vienna.
Going West:
Before you get to Gallows Road:
Turn RIGHT on Sandburg
Turn LEFT on Idylwood (watch for cars!)
Turn LEFT on Cedar Lane
Turn RIGHT on McHenry
Turn RIGHT on Park Street
Pick up W&OD @ Vienna Community Center
To go East, reverse the directions....
It adds about 1 mile over the direct route, but at least the streets are clear.


text:
EXTENDED! The Great Redshift - Koni Suspension Spring Sale. Now ends September 2nd
Score +12
Thread DetailsLast Edited by The Kev Master June 25, 2013 at 09:29 AM
The Kev Master got an email from Redshift Motorsports this morning, that they are running their Koni Spring Sale, which saves 20% off the shocks and runs till 9/2/2013. He knows if anyone is looking for new shocks, this deal is pretty good especially since they are one of the more reliable, adjustable and fully serviceable shocks. The shocks also carry a lifetime warranty on them.
Quite a few SDers over the years have ordered their Koni stuff from Redshift and have been very happy with the service they have provided. He has even had SDers tell him that some of their prices were a decent bit cheaper than what they could get elsewhere, mainly because there is no sales tax on the shocks outside the state of PA.
Also, Redshift carries a vast variety of springs, if SDers want to upgrade their springs and also coilover kits for those who want to drive fast and look cool at the same time. They also carry more than just Koni stuff in case someone wants to put Koni shocks with Ground Control inserts with Eibach springs.
Though Redshift specializes in Honda, he would also like to note that this offer applies to Koni suspension for all cars as Redshift stocks lots of different Koni applications available, including Saab, BMW, Mazda, Toyota and maybe, even for your Trabant.
He would like SDers who are on the fence about starting to autocross or go circuit racing, to talk to Chris about their setup needs as he has built and had parts he had developed on many National Championship winning cars.
He knows you can do a product catalog search here:
For pricing quotations contact:
Chris Shenefield
RedShift Motorsports, Inc.
480 Slocum Ave
Exeter, PA 18643
phone: 570-407-9100
39 Comments
Sign up for a Slickdeals account to remove this ad.
This is by FAR the best place to get a good price for a Koni setup and if you have questions, Chris will gladly help you out. They sell what they have tested and works, not what necessarily popular.
Highly recommended.
Sign up for a Slickdeals account to remove this ad.
For some reason I could only hear the voice of Mickey Mouse when reading your post. There must be some sort of disconnect.
However, he think Thor would be happier with the BRZ with the better options and alcantara seats


text:
For $1.99/month (less than the price of one cappuccino, one movie rental or a pack of gum…) or $18/year or more you'll receive unlimited access to all Improvised Life content and its vast archive.
REALLY love us? Contributions of $250/year or more will receive a 1-hour Skype or FaceTime consultation with Sally about an interior design or cooking dilemma (you can also give this as a gift!)
Help us fund (ad-free) the MANY hours of writing, research, and cold hard sweat that goes into curating and editing Improvised Life.
I'm missing a column in the picture : Love .
Common sense must rule when it come to money. Economics is not the "dismal" science at all. It's not about numbers. It's the art and science of survival.
i love this post, and will check out his blog. it reminds me of the saying, "the most important things in life aren't things". agreed. they are people. let's enjoy them!
If the Improvised Life is a source of creativity, inspiration, ideas and change in your daily life, please consider becoming a Friend with Benefits. A little bit goes a long way towards helping us publish fresh AD-FREE content each day.


text:
We recently purchased a tandem bike that my husband and daughter could ride together. She is a cycling enthusiast, but she is young. We thought this would be the perfect introduction to the sport. We even added clip pedals to the back of the tandem so that she can learn how to use clips safely.
The only problem is that she is complaining that she is dizzy riding in back. Does anyone have any suggestions? It is the perfect way for us to ride as a family and get some good exercise. I'd hate for the dizziness to prevent us from using this bike.
Thanks for any input or suggestions you may have for us!


text:
Who makes change happen? Who shapes Arizona?
You do.
An extensive and thorough process to define what Arizonans want found shared goals and separated them into those that require leader-driven, collective action and those that depend on individual citizen action.
But the bottom line for both is the same.
The person you see in the mirror will determine what kind of state you live in.
This empowering message rings out loud and clear from The Arizona We Want project from the Center for the Future of Arizona.
The project began three years ago with a Gallup Arizona poll as well as meetings and discussions designed to help Arizonans articulate what is most important to them. Today, an updated report called "The Arizona We Want 2.0" outlines how to reach those goals. It can be seen at thearizonawewant.org.
Former Arizona State University President Lattie Coor, chairman and CEO of the center, says these are "tangible, measurable and embraceable" goals. In an op-ed piece in Sunday's Viewpoints, he announced creation of The Arizona We Want Institute, and encouraged "individuals and organizations from across the state to join with us in forming alliances" to pursue those goals.
The report identifies five areas that require what Coor calls "collective action" spurred by leaders: education, job creation, environment and water, infrastructure and health care. These areas are generally considered to be in the purview of elected officials and policy makers.
There is no question that a powerful, articulate leader can rally people behind an idea and produce change. But leaders go nowhere without people willing to stand behind a good idea. In fact, leaders often rise from just such a group of committed people.
You again.
Nor is there any question that politicians and policy makers have an outsized impact on all those issues identified as important to Arizona.
But who votes for the politicians? Who can exercise a citizen's oversight of how things work?
In this hectic world, many people are too busy to think much about their power to influence the political process. The new institute provides a way to make civic engagement an easier part of everyday life.
That brings us to the three other areas Arizonans have said are crucial to having the kind of state they want. According to research by the project, these include encouraging young talent, civic engagement and community involvement. The report calls these citizen-driven – and they help power the policy and political changes that determine the direction the state will take.
You provide the energy to make those things happen.
The new report offers the rationale for making each of these issues a top-tier goal, outlines the current situation and challenges in each of the areas, and provides next steps.
It is a valuable and useful tool.
But like any tool, it works best if used.
And that brings us back to you.


text:
1984-2000 : Become number one in the beauty industry
Become number one in the beauty industry
These twelve years are marked by a great period of growth for L'Oréal, mainly driven by the significant investments made by the group in the field of research.
Alongside these efforts are strategic product launches that not only make history, but also succeed in strengthening the Group's brand image.
In 1988, François Dalle's successor, the research and development pioneer Charles Zviak, hands over the reins of the company to Lindsay Owen-Jones, a truly outstanding director.
Under his management, the Group would completely change in scope to become the world leader in cosmetics through the worldwide presence of its brands and strategic acquisitions.
A loyal companion to François Dalle, Charles Zviak becomes director at the age of 62, following a long professional career at L'Oréal. Joining the company's Monsavon brand in 1945, he participates in the development of the continuous saponification process.
He then becomes part of L'Oréal's research department, as head of development for the "cold perm" (Oréol).
He goes on to set up a laboratory for applied research with some fifteen researchers.
Eugène Schueller and François Dalle decide to separate fundamental research and applied research, putting the latter in the hands of Charles Zviak, who is appointed head of Production and Technology.
As the true creator of applied research, Mr. Zviak believes in what he calls the Research/Marketing relationship, which promotes ongoing exchange between research and current marketing trends.
In 1973 he is nominated Executive Vice-President of L'Oréal. Then in 1984, he becomes the company CEO, a position in which he remained until 1988.
One overriding principle has always governed his work: quality. A man of great composure, he was known for his rigorous intellectual and ethical standards. When he died, in 8 July 1990, a profound sadness filled the laboratories.
At the forefront of new trends, L'Oréal embraces the style of the 80s. The street is bursting with endless sources of inspiration, hairstyles are let loose and become a mark of individual expression. L'Oréal therefore creates a complete line of hairstyling products: gels, mousses, sprays. Based on unique, innovative formulas, these products give everyone, regardless of age or hair type, the freedom to create their own style. It constitutes a veritable style toolbox, allowing users to become their own hairstylists. The result is tremendous worldwide success. Twenty-five years later, Studio Line retains its pioneering spirit, and remains in the avant-garde of hairstyling trends.
L'Oréal obtains the Ralph Lauren licence, and continues the fabulous saga of Polo fragrances for men, created in 1978. The acquisition anchors L'Oréal's position in the Luxury Products market in the United States and in luxury men's fragrances.
With an eye to expanding its fragrance business, L'Oréal continues its strategy of collaborating with cutting-edge designers. It teams up with Paloma Picasso, fashion and jewellery designer, daughter of a symbolic figure and herself a charismatic spokeswoman of the 80s. She gives the fragrance her name, designs the bottle, selects its composition – a heady, distinguished chypré – and wraps it in red, her signature colour, unimaginable at the time in perfumery. She pulls it off masterfully: the brand is an instant success throughout the world.
At long last, the first line of skincare products designed exclusively for men! Their refreshing, non-oily textures, specially adapted to male skin, their ergonomic shapes, and their straight-forward media campaign win men over throughout the world. A true pioneer in 1985, Biotherm Homme is today's leader in men's skincare products in more than 70 countries.
Niosome, the first anti-ageing cream, will bring Lancôme into state-of-the-art skincare technology. Thanks to a formula patented by L'Oréal in 1980, for the first time ever, active ingredients are "vectorised", that is, encapsulated in order to protect them and convey them to the epidermal layers where they are most effective.
L'Oréal puts its energy behind a brand new distribution network: mail-order catalogues. Teaming up with Les 3 Suisses, one of Europe's leading mail-order companies, the Group launches a catalogue of beauty products, known as Club des Créateurs de Beauté (Club of Beauty Creators). All the products are created by top designers such as make-up by Agnès B., haircare products by Jean-Marc Maniatis, to name but a few, and are the result of L'Oréal Research. In 2008, L'Oréal becomes the sole owner of CCB.
Capitalising on its strong presence in the network of pharmacies, Vichy launches a comprehensive range of skincare products for men, called Basic Homme.
Under the leadership of this highly unconventional director, the Group undergoes a radical and profound transformation. Lindsay Owen-Jones takes what is essentially a French export company and turns it into an international group, operating in over 130 countries and present in all distribution networks. From a company producing primarily haircare products, he creates a more balanced range of activities, centred around 5 core businesses: hair colour, haircare, skincare, make-up, and perfume. From a plethora of national brands, he would create a portfolio of 23 international megabrands, designed to meet the needs of both women and men throughout the world. And from a group with an utterly "made-in-France" vision of beauty and elegance, he establishes a standard of diversity that embraces all types of ethnic needs, all levels of purchasing power, and all cultural expectations in the realm of beauty.
Cosmetics also serve a social need, as they can greatly help ill people to feel better about themselves. Therefore, L'Oréal is deeply invested in the programme developed in the United States by the Personal Care Products Council, which helps women cancer patients deal with the physical side-effects of their treatments. Today, the programme is carried out with support from L'Oréal in several European countries.
L'Oréal acquires Helena Rubinstein, the American brand of skincare products. This luxurious, innovative brand, created in the image of its famous founder, is already well positioned on the European, Japanese and South American markets. Rounding out the product range, the Group aims to position it as a flagship brand in its Luxury Products Division.
Following Helena Rubenstein, L'Oréal signs a licensing contract with Giorgio Armani, allowing the company to promote this prominent name in fashion, synonymous with timeless elegance and prestige, in the area of beauty products and fragrance. These latest acquisitions enable L'Oréal to expand its international portfolio of luxury brands, together with the French brand, Lancôme and the US brand, Ralph Lauren.
L'Oréal consolidates its dermatological expertise and its presence in pharmacy networks with the acquisition of La Roche-Posay, a high-tech dermatological product recommended by dermatologists all over the world.
L'Oréal Professionnel creates the first tone-on-tone permanent colouring solution, Diacolor. Unlike traditional permanent colouring using oxidation dyes, Diacolor does not use ammonia. The result is a shade that is close to the natural hair colour, gently covering up to 50% of grey hair.
After Ô and Magie Noire, Lancôme wants to pursue its saga as a great international perfumer and it launches Trésor. Worldwide success, rapid and spectacular: Trésor becomes the world's best selling perfume and is still today in the top 10 worldwide. This success is the result of a rare alchemy: the juice, an fragrant miracle of rose, peach and apricot flower, its precious bottle and the loving look of Isabella Rossellini in a Paris in sepia tones, filmed by Peter Lindbergh.
L'Oréal inaugurates its ultra-modern factory in Aulnay-sous-Bois (France), where primarily Garnier products are manufactured: hair colour, haircare and sun protection. Its design and management reflect the Group's concern for environmental protection and workplace safety. The complex, designed by renowned architects Pistre et Valode, is awarded the prestigious architectural prize, l'équerre d'argent.
The Group undertakes a series of strategic acquisitions in the United States in order to expand its Professional Products Division and make the United States the second stronghold for L'Oréal in the world, after Paris. The 1st step involves the purchase of the premium hairstyling brand, Redken, with its young, urban, New York-inspired image.
Learn about marketing and develop a passion for the profession by working on an (almost) real case. This is the challenge that L'Oréal has been posing to students for the past seventeen years. Initiated in 1993, L'Oréal Brandstorm aims to attract the best marketing students from around the world. The figures are impressive: more than 32,000 students from 469 schools in 38 different countries have already participated in the challenge. It involves every aspect of product development, from market analysis to defining a communications strategy to packaging design. Participants in the competition fully assume the role of a marketing director, working with the most prestigious advertising agencies in the world. Much more than a mere recruitment tool, L'Oréal Brandstorm provides the company above all with a showcase for the upcoming generation.
Present in Israel since in 1983 via the Migdal Ha Emek plant, which is the Group's very first plant in the Middle-East, L'Oréal reinforces its presence in the country by creating a subsidiary in 1994.
At the end of the 1980s, L'Oréal Paris labs developed a new generation of cream colourants. Launched in Latin America, Excellence Crème appeared to be a solution for women with dry or thick hair that required hydration and protection. After becoming a local success story, Excellence Crème is launched internationally in 1994 and rapidly becomes a world leader in hair colourants. Today Excellence Crème offers a rich choice of shades for lightening, darkening or enhancing natural hair colour.
After 10 years of research, L'Oréal Laboratories succeed in producing a synthetic replica of a natural ceramide, which is found in hair cuticles (the protective sheath). It is called Ceramide R. It attaches itself to the damaged areas of the cuticle in order to repair and strengthen hair fibres. This remarkable agent will be incorporated into several shampoos for improving texture and volume, particularly those aimed at repairing brittle and damaged hair.
Until the beginning of the 90s, laws in several Asian countries prohibit foreign companies from operating on their territories. In 1994, L'Oréal becomes the 1st international cosmetic group to which the Indian government grants the status of wholly-owned subsidiary. This allows L'Oréal to consolidate its presence in a country experiencing tremendous economic growth.
Pure Vitamin C is as essential for cellular renewal as it is for a healthy glow. And yet, due to its instability and sensitivity to air and light, its benefits had never been exploited for skincare. This was Helena Rubinstein's master stroke: encapsulating Pure Vitamin C and incorporating it into a skincare formula—Force C.
Ever at the forefront of innovation in mass marketing, Plenitude from L'Oréal Paris creates a new offering for women aged over forty: an eye cream that diminishes the appearance of wrinkles (thanks to Pro-Rétinol A) and also improves firmness (with Par-Elastyl™). It's called Revitalift, the worldwide best-seller and current mainstay of L'Oréal Paris' anti-ageing product range.
Aminexil, a molecule patented in 1990, marks a tremendous advance in the fight against hair loss. It stops the hardening of the collagen sheath that surrounds the hair follicle, helping it to attach more firmly to the scalp thereby slowing down hair loss. This molecule is incorporated for the first time in the Vichy Homme hair loss treatment.
The acquisition of Maybelline, the leader in mass-market make-up in the United States, represents a strategically important step. Not only does it make L'Oréal the uncontested leader in the United States—the most crucial market in the world—but it also establishes the company as the world leader in mass-market make-up. What's more, Maybelline opens doors for L'Oréal in Asia—especially in China, where the company already operates one factory.
In collaboration with Suzhou Medical College, one of the oldest universities in China, L'Oréal creates the company, Suzhou L'Oréal Beauty Products. In the same year, construction on a factory within the Suzhou industrial complex gets underway, and begins operations in 1999. Two additional factories open their doors in the following decade, serving a Chinese market in full economic expansion.
In its fluorescent green bottle, an absolute departure from established codes for shampoo packaging, Fructis from Laboratoires Garnier has a tidal wave affect on mass-market points of sale. Its unique formula enriched with active fruit concentrate, its scent, and the off-beat tone of its multicultural advertising make a splash around the world. The success of Fructis gives real impetus to Laboratoires Garnier, and brings about the repositioning of the brand at the dawn of the new millennium.
Embodying the sophisticated and understated Armani style for men, Acqua di Gio has enjoyed resounding, unabated success since it first hit the market. It remains the leading fragrance for men worldwide.
With Aquasource, Biotherm launches a super-hydrating formula through an extraordinary advertising campaign: emblazoned with the number 5,000, it underscores the concentration in litres of Pure Thermal Plancton in the skincare formula.
Gemey Maybelline launches Ricils Volume mascara in France, which triples the volume of the lash from the very 1st application, without clumping.
Aware of the inferior place accorded to woman in the realm of scientific research, L'Oréal partners with UNESCO to launch the "For Women in Science" Awards, to honour and support accomplished women in the sciences from all around the world. This corporate sponsorship marks the beginning of a new era of social responsibility for the Group.
L'Oréal acquires SoftSheen, the leading brand on the Afro-specific haircare market, present both in retail and in salons. With this acquisition, the Group attains a singular expertise in African hair.
The revolution in sun protection gets underway in 1982 with Mexoryl SX (anti-UVA), followed by technological improvements initiated in 1989 of Mexoryl XL, anti-UVA and UVB. It would be automatically incorporated into all of L'Oréal's sun protection products, embodying the Group's commitment in the crucial field of photoprotection. The 1st product range to boast Mexoryl XL in 1999 is Anthélios, from La Roche-Posay, an important name in sun protection. It would soon become a benchmark in sun protection, recommended by dermatologists throughout the world.
Shortly following the acquisition of SoftSheen, L'Oréal consolidates its position on the afro-specific haircare market through the acquisition of Carson, owner Dark and Lovely. Already widely used in Africa, Carson provides the Group with an opportunity to strengthen its presence on the continent. The merger of the two brands in 2001 creates SoftSheen-Carson, the world leader in afro-specific haircare products.
L'Oréal acquires Kiehl's Since 1851, a niche brand in the luxury market and in terms of distribution whose approach to product development is far from traditional: highly effective products made from natural ingredients; no advertising; a wide, targeted sampling for all formulas; a super-selective distribution; and exceptional customer service. It represents a new territory for the Group and a new source of inspiration. Indeed, since its founding in New York in 1851, Kiehl's has striven to develop its products while remaining faithful to its heritage. This venerable old pharmacy has made service, quality, generosity, and respect for the environment the pillars of its success. Kiehl's Customer Representatives receive an extremely thorough training in order to respond to each customer's needs with ultra-personalised service. This urban cult brand has long been committed to charity organisations. An integral part of its philosophy, Kiehl's is active in several humanitarian organisations, focusing on three priorities: the fight against AIDS, child protection, and protection of the environment.
L'Oréal acquires Matrix, the US leader in professional haircare products, known for its youth, creativity and quality. The objective is to strengthen the Group's market share in the US, develop a brand that complements L'Oréal Professionnel and Redken through user-friendly products and services, and exploit its strong international potential. Mission accomplished: Matrix's friendly, upbeat image continues to win over hairstylists throughout the world.
Whether in Paris, New York, Rio, Moscow or Beijing, women have one word for their lips: Watershine! Its brilliant shine is adored by women everywhere, especially in Asia, making it the No. 1 lipstick in the world.
At the forefront of the latest cutting edge technologies, Série Expert is a line of highly efficient professional hair care products that addresses all demands and all hair types. Série Expert benefits from the exclusive concept of high molecular precision, which has an effect on all three parts of the hair, including the very heart of the fibre.
L'Oréal acquires Dermablend, an American brand. Created in 1981 by a dermatologist, it is a make-up concealer designed to cover facial blemishes, such as angioma or scars. As a product that is both medically based and accessible to a mass market, it was a natural addition to Vichy, expanding the latter's area of expertise and increasing its international scope.
In February 2000, L'Oréal's first Code of Business Ethics,formalising its values and guiding principles, was distributed to all employees throughout the world. Enriched by employee feedback, a second edition of the Code of Business Ethics was launched in 2007.


text:
Douglas Kirkland on Photography: Shooting with a Medium-Format Camera
In the Douglas Kirkland on Photography series, well-known photographer Douglas Kirkland explores a variety of real-world photographic scenarios, sharing technique insights and critiquing the results.
This installment follows Douglas as he creates a portrait for Kodak's On Film series, which features portraits of directors, cinematographers, and other major players in the film industry. Douglas has shot nearly 250 portraits for this series over the past 20 years.
The course begins with a discussion of the unique qualities of film—its clarity, definition, and tonal range—and of film's enduring importance in today's digital world. Next, Douglas tours the Mamiya RZ67 medium-format camera, demonstrating its components and comparing its format to 35mm film. He then demonstrates a variety of lighting, posing, and styling techniques while photographing Owen Roizman, an award-winning cinematographer, in the Kirkland studio in Los Angeles, California.
The course concludes with a critique of the resulting photographs. Douglas also shows how he resized and cropped the image to fit a print advertisement.
- Subject:
- Photography
- Author:
- Douglas Kirkland
Course highlights
(music playing) Today I'd like to show you some of my portrait work done with medium format film. Through the past 20 years, I've photographed individuals like this for Eastman Kodak for their On Film series. It's used in various places, but American Cinematographer is one of the magazines that you'll always find a cover, a back cover rather, from this work. A camera like this is a little different than what you are accustomed to seeing.
For one thing, we are looking straight down like that, and you might have a little trouble at first with it, because things tend to move the opposite way, because there is mirror inside here that you are looking at. I want you to come with us as we spend the afternoon working with a great cinematographer who's renowned and a legend in the world of motion pictures. His name is Owen Roizman. This is our blocking shot, so to speak, but this basically shows you what our square one is. Oh, what you did, I just observed what you did there. Yeah, I love that.
I love that. Yes, yes, yes. This is beautiful, beautiful, beautiful. I just saw a natural move and it's a wonderful one. I love that. I am coming in tight. Pull your glasses off and just hold them near your face, if you don't mind. Drop them a little there in front of your face, Yes, yes, yes. Nice, nice, nice, nice. I had to bring his hand in again to fit the format, and again you get this wonderful warmth again that you can get with film. You can't quite match that any other way. And then it goes on to the final image.
I feel it all works. It's the look of the direct light on Owen, and it's really a profile, and again I just watched the light come into his eyes, and I feel that for me is the success of this image. (music playing)
There are currently no FAQs about Douglas Kirkland on Photography: Shooting with a Medium-Format Camera.
Related Courses
The Practicing Photographer1,607,809 Views
Foundations of Photography: Exposure5,545,810 Views
Foundations of Photography: Composition3,516,392 Views
Video Gear Weekly717,626 Views
Lightroom CC Essential Training (2015)927,163 Views
DSLR Video Tips2,375,992 Views
Photoshop CC Essential Training (2013)3,249,919 Views
Deke's Techniques1,435,609 Views
Photoshop CC Essential Training (2015)1,931,120 Views
Foundations of Programming: Fundamentals6,728,971 Views


text:
Poplar Forest Builds on 200th Anniversary to Increase Visitation in a Challenging Economy
Strategy: Enhance Your Product, Focus on Customer Potential, Know Your Customer/Product, Leverage Anniversaries, Serve Local Community
Type of attraction: Museum/Historic Site
Summary: For the past 24 years, Poplar Forest has offered an opportunity to watch "preservation in progress." Archeologists and restoration craftspeople have been working to restore the National Historic Landmark designed by Thomas Jefferson.
For the past 24 years, Poplar Forest has offered an opportunity to watch "preservation in progress." Archeologists and restoration craftspeople have been working to restore the National Historic Landmark designed by Thomas Jefferson as his personal retreat in rural central Virginia.
Despite the downturn in the economy, attendance at the historic presidential site showed a 50% increase in 2009 from the previous year, marking the highest annual visitation since the site opened to the public in 1986. Staff attributes the increase to several factors including special events and programs commemorating the 200th anniversary of Jefferson's first stay at Poplar Forest.
The anniversary offered public relations and programming opportunities that led to feature stories about Poplar Forest in the Washington Post, New York Times, USA Today, Wall Street Journal, Southern Living, and in an Associated Press story. In April 2009, the governor of Virginia was part of a ribbon cutting ceremony celebrating the completion of an extensive exterior restoration. Other events included the annual July 4th celebration, an outdoor concert by the Richmond Symphony Orchestra and a new Thomas Jefferson Wine Festival.
The wine festival featured regional wines, local artists and food vendors and attracted 2,000 participants. "The wine festival gave us an opportunity to create a new annual event to bring residents living within an hour's drive back to Poplar Forest" explains Anna Bentson, director of public relations and marketing. "People living in the region may have been to Poplar Forest 20 years ago when they came for a school tour, and we wanted to create something to bring them back. The wine festival was a fun event in a beautiful setting, but we still found ways to be true to our mission. For example, we had an interpreter playing Thomas Jefferson talking to a modern wine maker."
Bentson also credits a 2007 rebranding effort as helping the staff better understand who Poplar Forest's audience is and what kinds of experiences would attract them to the site.
For more information go to www.poplarforest.com.


text:
The patients at St Jude come from communities all across the country. These are wonderful, brave children, with amazing stories to tell. I spoke to two of the adorable and brave children who haven't lost their sense of fun: A remarkably articulate six-year-old girl whose leukemia is now in remission, and an 11-year-old boy celebrating the end of his chemotherapy for osteosarcoma.
Sign up to receive my email newsletter each week - It will keep you up-to-date on upcoming articles, Mondays with Marlo guests, videos, and more!


text:
Board of Regents approves DDS/MPH program
Board of Regents approves D.D.S./M.P.H. program
The University of Minnesota's Board of Regents approved a proposal for a new Doctor of Dental Surgery/Master in Public Health dual degree program between the School of Dentistry and the School of Public Health as part of the Public Health Practice Executive Program. This dual degree will provide students the ability to integrate dentistry and the practice of public health to identify and solve community health problems in areas of oral health. The DDS/MPH dual degree will be offered beginning Fall 2013.


text:
Like M&M on Facebook...
The preserve is owned and maintained by three generations of the Matarese family, who have recreated for the hunter a way of sporting life that today is as rare as it is enviable.
Sporting Clays Now Open:
Tuesday to Sunday 8:30am to 5:00pm
Not far from the hustle of city life is a sportsman's paradise reminiscent of an earlier era... a place that brings to mind an age not far removed in time but almost completely gone in spirit... an age fondly recounted by our grandfathers and great-uncles in hunting stories of quiet wonder and, sometimes, even awe.
These are tales of field and forest and upland game, favorite dogs and favored friends... narratives of seasoned hunters who lived events that, in their retelling, have become the substance of myth, legend and dreams.
- Home
- Hunting
- Sporting Clays
- Mallard Ducks for Sale
- Clubhouse Amenities
- Group & Corporate Outings
- Offshore Fishing Charters
- Local Lodging
- Location


text:
- Bargaineering - http://www.bargaineering.com/articles -
Emigrant Direct Cash Back Credit Card
Posted By Jim On 01/20/2006 @ 5:03 pm In Credit,Personal Finance | 1 Comment
Emigrant Direct's new 1.40% Cash Back Credit card [3] that's been under wraps for a while now. Read the fine print, but I don't think this card is worth getting right now especially when you compare the requirements and how its cash back program stacks up against the best cash back credit cards [4] available today.
Eligibility for the 1.25% cash back is based on your average daily balance for the six months prior to the cashback being awarded. You will need a $10,000 balance to qualify! If it falls below that, you only get 0.5% cashback.
Cashback is credited only twice a year! Sure, I use a Costco American Express card that credits cashback only once a year but I get 3% on restaurants and its the only credit card accepted at Costco. I'm willing to forgo the interest on the cashback for the year in order to triple cash-back.
Cashback is only 1.25%. Sure, 1.25% is 0.25% better than most cards but you can get a 5% cashback card for gas stations and supermarkets and the extra 0.25% over 1% isn't worth another card.
Why would you get this card?
If you have a $10,000+ balance and don't trust yourself to blow the cashback checks, then you should get this card because the money is directly deposited into your ED account where they can earn 4%. Otherwise, I'd hold out for some sort of bonus or something (not likely, they ran one promotion for about two weeks in a limited market) to sign up.
Article printed from Bargaineering: http://www.bargaineering.com/articles
URL to article: http://www.bargaineering.com/articles/emigrant-direct-cash-back-credit-card.html
URLs in this post:
[1] Tweet: http://twitter.com/share
[2] Email: mailto:?subject=http://www.bargaineering.com/articles/emigrant-direct-cash-back-credit-card.html
[3] Emigrant Direct's new 1.40% Cash Back Credit card: http://www.juniper.com/app/japply/lp/15120.jsp?obchannel=005&campaignid=0000538&obcreative=0000000&obadloc=001&listid=00000&ibchannel=03&siteid=0000000000&clickid=0000000000
[4] best cash back credit cards: http://www.bargaineering.com/articles/best-cash-back-reward-credit-cards.html
Click here to print.
Thank you for reading!


text:
- 9 years ago by Dexie
- 1 Comment »
- Share a Tip
Burnswell is having a $10 Tee for 10 Days sale. AWESOME!! Oh, each order also enters you to win in their Crazy Random Tee Giveaway. Nice. Here are some of their graphic design that I like. I want to buy … More


text:
Zuma win shows his dominance in South Africa's ANC
But many in the public have grown disenchanted with Zuma, who former President Thabo Mbeki fired as deputy president in 2005 after he was implicated in the corruption conviction of close friend and financial adviser Schabir Shaik over a 1999 arms deal. Newspapers have written numerous articles recently about the millions of dollars of government-paid improvements made to Zuma's private homestead. Zuma has also faced accusations, by the media, of being unable to manage his personal finances and relying on friends and colleagues to bail him out, including, allegedly, Mandela himself.
Zuma has also faced criticism over his sexual activity, having been put on trial on charges of raping a family friend, and acquitted, in 2006. He also once claimed that taking a shower after having sex with an HIV-positive woman would protect him from AIDS, a comment that drew widespread criticism.
He and the ANC also have been criticized for strikes that overtook the nation, particularly in the mining sector, and the handling of violence at the Lonmin platinum mine in Marikana in August where police shot dead 34 strikers. The Lonmin strike sparked labor unrest at other mines. Ramaphosa is a non-executive director at Lonmin, raising questions about how his wide business interests will affect the government.
After the lights fade from Mangaung, however, Zuma will find himself back in the same position he was before. South Africa's economy remains anemic and the continent's top economy has seen credit downgrades. Meanwhile, the same black citizens the ANC promised to liberate find themselves crushed by the same poverty.
Jon Gambrell can be reached at http://www.twitter.com/jongambrellAP .
The Associated Press


text:
Somehow I thought that clicking the button "Graph Reputation" in a user's profile would create a graph with the reputation of that period. However, nothing happens (the button greys out and that's it).
I noticed this bug since a week or so, haven't seen it reported yet. Using FF 3.6 (latest) on Windows 7.


text:
The European Energy Exchange (EEX) with registered office in Leipzig was established in 2002 as a result of the merger of the German power exchanges in Frankfurt and Leipzig. Since then it has evolved from a local power exchange into a leading energy trading platform in Europe. At EEX, contracts for Power, Coal and Emission Allowances as well as Freight and Agricultural Products are traded or registered for clearing.
Today, EEX is part of a group of companies (EEX Group) that establishes international partnerships and plays a decisive role in European energy trading. In addition to EEX, EPEX SPOT, Powernext, Cleartrade Exchange (CLTX) and Gaspoint Nordic are also part of EEX Group. Clearing and settlement of all trading transactions are provided by the clearing house European Commodity Clearing (ECC). EEX is a member of Eurex Group.
Further shareholdings
12 %
Store-x Storage Capacity Exchange GmbH
20 %
EMCC European Market Coupling GmbH i.L.


text:
IBM Wins SC Magazine's Best Identity Management Application Award! You can read more about this exciting news in Bryan Casey's IBM Software blog post.
IBM was at RSA Conference 2011 - "Where The World Talks Security " - in San Francisco this past week, and what a week it was! (BTW, this was the 20th anniversary for the event...congratulations, RSA!)
Your friendly roving Integrated Service Management reporter
- 6 IBM-led speaking sessions covering the most pressing security issues of today
- The IBM Booth on the Expo floor showcasing IBM Security Solutions
- An invitation-only IBM client VIP dinner
- New product announcements
- Over 20 IBM security executives available for one-on-one meetings
- And much more!
Your friendly roving Integrated Service Management reporter