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JPMorgan Chase to pay $1.7 billion for Bernie Madoff scandal
Newscast Media NEW YORK—Federal prosecutors and JPMorgan Chase have reached
a $1.7 billion settlement over the the bank's role in the $65 billion Bernie Madoff
fraudulent Ponzi scheme. It is estimated that the actual amount of fraud may never
be known, due to the fact that many celebrities and politicians who were also
victims, are too embarrassed to come forward and admit they were duped.
The fine is the largest one ever imposed by federal regulators on an entity for
a violation of the Banking Secrecy Act. JPMorgan Chase was the lender in the Madoff
scheme, in which he defrauded investors out billions of dollars based on non-existent
investments and ghost trusts, into which his victims invested their money, that
Madoff spent on himself.
"We recognize we could have done a better job pulling together various pieces of
information and concerns about Madoff from different parts of the bank over time,"
wrote JPMorgan spokesman Joseph Evangelisti in an email to CNNMoney.
"We do not believe that any JPMorgan Chase employee knowingly assisted Madoff's
Ponzi scheme," he added.
The press release by prosecuting US Attorney Preet Bharara read as follows:
A press conference will be held today to announce criminal charges against
JPMorgan Chase Bank, N.A. for two felony violations of the Bank Secrecy Act in
connection with its relationship with Bernard L. Madoff Investment Securities, a
deferred prosecution agreement with the bank, and related civil actions. The
criminal charges against JPMorgan will be deferred for two years under an
agreement requiring JPMorgan, among other things, to admit to its conduct; pay
$1.7 billion to victims of Madoff's fraud; and to reform its anti-money laundering
policies. The $1.7 billion payment by JPMorgan is the largest ever bank
forfeiture, and also the largest ever Department of Justice penalty for a Bank
Secrecy Act violation.
Currently, the 57-year-old Madoff, who really is the fall guy, is serving a 150 year
sentence for his crimes.
Categories: News Tags: Bernie Madoff, JPMorgan Chase, Ponzi scheme
SEC charges Madoff's accountant for falsifying records and books
The Securities and Exchange Commission has charged the longtime accountant for many of Bernard Madoff's oldest and wealthiest clients for his role in the creation of false books and records used in the massive Ponzi scheme.
The SEC alleges that Paul Konigsberg's assistance resulted in the formation of
inaccurate trade confirmations each month as well as the development of phony data
and records documenting the fabricated trades that were, in turn, falsely reflected in
the ledgers and related books and records at Bernard L. Madoff Investment Securities
Categories: News Tags: Bernie Madoff, Ponzi scheme, SEC
SEC charges portfolio manager for forgery of documents
Newscast Media WASHINGTON—The Securities and Exchange Commission today sanctioned a former portfolio manager at a Boulder, Colo.-based investment adviser for forging documents and misleading the firm's chief compliance officer to conceal his failure to report personal trades.
An SEC investigation found that Carl Johns of Louisville, Colo., failed to pre-clear or report several hundred securities trades in his personal accounts as required under the federal securities laws and the code of ethics at Boulder Investment Advisers (BIA). Johns concealed the trades in quarterly and annual trading reports that he submitted to BIA by altering brokerage statements and other documents that he attached to those reports. Johns later tried to conceal his misconduct by creating false documents that purported to be pre-trade approvals, and misled the firm's chief compliance officer in her investigation into his improper trading.
To settle the SEC's charges – which are the agency's first under Rule 38a-1(c) of the Investment Company Act for misleading and obstructing a chief compliance officer (CCO) – Johns agreed to pay more than $350,000 and be barred from the securities industry for at least five years.
Click here to read or download SEC cease-and-desist order.
"Securities industry professionals have an obligation to adhere to compliance policies, and they certainly must not interfere with the chief compliance officers who enforce those policies," said Julie Lutz, Acting Co-Director of the SEC's Denver Regional Office. "Johns set out to cover up his compliance failures by creating false documents and misleading his firm's CCO."
In settling the SEC's charges, Johns has agreed to pay disgorgement of $231,169, prejudgment interest of $23,889, and a penalty of $100,000. Without admitting or denying the SEC's findings, Johns consented to a five-year bar and a cease-and-desist order.
The SEC's investigation was conducted by Michael Cates and Ian Karpel of the Denver Regional Office following an examination conducted by Craig Ellis, Bruce Ketter, and Thomas Piccone of the Denver office's investment adviser/investment company examination program.
Categories: News Tags: Ponzi scheme, SEC, securities fraud
SEC charges Texas man with running ponzi scheme
Newscast Media WASHINGTON—The Securities and Exchange Commission today charged a Texas man and his company with defrauding investors in a Ponzi scheme involving Bitcoin, a virtual currency traded on online exchanges for conventional currencies like the U.S. dollar or used to purchase goods or services online.
The SEC alleges that Trendon T. Shavers, who is the founder and operator of Bitcoin Savings and Trust (BTCST), offered and sold Bitcoin-denominated investments through the Internet using the monikers "Pirate" and "pirateat40." Shavers raised at least 700,000 Bitcoin in BTCST investments, which amounted to more than $4.5 million based on the average price of Bitcoin in 2011 and 2012 when the investments
were offered and sold. Today the value of 700,000 Bitcoin exceeds $60 million.
The SEC alleges that Shavers promised investors up to 7 percent weekly interest based on BTCST's Bitcoin market arbitrage activity, which supposedly included selling to individuals who wished to buy Bitcoin "off the radar" in quick fashion or large quantities. In reality, BTCST was a sham and a Ponzi scheme in which Shavers used Bitcoin from new investors to make purported interest payments and cover investor withdrawals on outstanding BTCST investments. Shavers also diverted investors' Bitcoin for day trading in his account on a Bitcoin currency exchange, and exchanged investors' Bitcoin for U.S. dollars to pay his personal expenses.
The SEC issued an investor alert today warning investors about the dangers of potential investment scams involving virtual currencies promoted through the Internet.
"Fraudsters are not beyond the reach of the SEC just because they use Bitcoin or another virtual currency to mislead investors and violate the federal securities laws," said Andrew M. Calamari, Director of the SEC's New York Regional Office. "Shavers preyed on investors in an online forum by claiming his investments carried no risk and huge profits for them while his true intentions were rooted in nothing more than personal greed."
According to the SEC's complaint filed in U.S. District Court for the Eastern District of Texas, Shavers sold BTCST investments over the Internet to investors in such states as Connecticut, Hawaii, Illinois, Louisiana, Massachusetts, North Carolina, and Pennsylvania. Shavers posted general solicitations on a website dedicated to Bitcoin discussions, and he misled investors with such false assurances about his investment opportunity as "It's growing, it's growing!" and "I have yet to come close to taking a loss on any deal," and "risk is almost zero."
Categories: News Tags: Ponzi scheme, SEC, securities and exchange commission, texas ponzi scheme
SEC charges Atlanta-based advisor with defrauding clients
Newscast Media ATLANTA, Ga—The Securities and Exchange Commission announced charges against a private fund manager and his Atlanta-based investment advisory firm for defrauding investors in a purported "fund-of-funds" and then trying to hide trading losses by creating new private funds to make money to pay back the original fund investors in Ponzi-like fashion.
The SEC is seeking an emergency court order to freeze the assets of Angelo A. Alleca and Summit Wealth Management Inc. and prevent further investor losses, which are estimated to be $17 million among approximately 200 clients.
"Alleca told Summit Wealth clients that he was investing their money in funds, but instead he was rolling the dice in the stock market without success," said Bruce Karpati, Chief of the SEC Enforcement Division's Asset Management Unit. "Rather than fess up about his trading losses, Alleca tried a cover up by creating new funds. Instead of winning back the money, he just compounded his fraud by suffering further losses."
After receiving a tip, the SEC initiated an examination of Summit Wealth. As SEC examiners noticed something was amiss at the firm, they immediately coordinated with SEC enforcement attorneys to gather and assess evidence.
"SEC examiners and attorneys acted swiftly after receiving a tip about possible wrongdoing at the firm, and have mounted an aggressive effort to put a stop to Alleca's fraud before more investors are harmed," said William P. Hicks, Associate Director of the SEC's Atlanta Regional Office.
According to the SEC's complaint filed late yesterday in federal court in Atlanta, Alleca and Summit Wealth Management offered and sold interests in Summit Fund, which they told their clients was operating as a fund-of-funds – meaning they were investing their money in other funds and investment products rather than directly in stocks and other securities.
Click here to read or download the entire lawsuit.
The SEC's complaint charges Alleca, Summit Wealth Management, and the three funds with violations of the antifraud provisions of the federal securities laws.
Categories: News Tags: Ponzi scheme, SEC, securities and exchange commission, securities fraud, white collar crime, white collar fraud
SEC charges 14 agents with $415 million securities Ponzi scheme
Newscast Media WASHINGTON, D.C.—The Securities and Exchange Commission has charged 14 sales agents who misled investors and illegally sold securities for a Long Island-based investment firm at the center of a $415 million Ponzi scheme.
The SEC alleges that the sales agents — which include four sets of siblings — falsely promised investor returns as high as 12 to 14 percent in several weeks when they sold investments offered by Agape World Inc. They also misled investors to believe that only 1 percent of their principal was at risk. The Agape securities they peddled were actually non-existent, and investors were merely lured into a Ponzi scheme
where earlier investors were paid with new investor funds.
The sales agents turned a blind eye to red flags of fraud and sold the investments without hesitation, receiving more than $52 million in commissions and payments out of investor funds. None of these sales agents were registered with the SEC to sell securities, nor were they associated with a registered broker or dealer. Agape also was not registered with the SEC.
"This Ponzi scheme spread like wildfire through Long Island's middle-class communities because this small group of individuals blindly promoted the offerings as particularly safe and profitable," said Andrew M. Calamari, Acting Regional Director for the SEC's New York Regional Office. "These sales agents raked in commissions without regard for investors or any apparent concern for Agape's financial distress and inability to meet investor redemptions."
According to the SEC's complaint filed in the U.S. District Court for the Eastern District of New York, more than 5,000 investors nationwide were impacted by the scheme that lasted from 2005 to January 2009, when Agape's president and organizer of the scheme Nicholas J. Cosmo was arrested. He was later sentenced to
300 months in prison and ordered to pay more than $179 million in restitution. The SEC alleges that the sales agents misrepresented to investors that their money would be used to make high-interest bridge loans to commercial borrowers or businesses that accepted credit cards. Little, if any, investor money actually went
toward this purpose. Investor funds were instead used for Ponzi scheme payments and the agents' sales commissions, and Cosmo lost $80 million while trading futures in personal accounts.
The SEC's complaint charges the following sales agents:
* Brothers Bryan Arias and Hugo A. Arias of Maspeth, N.Y., who offered and
sold Agape securities to at least 195 and 1,419 investors respectively. They
received more than $9.5 million combined in commissions and payments.
* Brothers Anthony C. Ciccone of Locust Valley, N.Y. and Salvatore Ciccone
of Maspeth, N.Y., who offered and sold Agape securities to at least 535 and
348 investors respectively. They received more than $17 million combined in
commissions and payments.
* Brothers Jason A. Keryc of Wantagh, N.Y. and Michael D. Keryc of Baldwin,
N.Y. Jason Keryc offered and sold Agape securities to at least 1,617 investors
and received at least $16 million in commissions and payments. He also paid
sub-brokers, including his brother, at least $7.4 million to sell Agape securities
for him. Michael Keryc offered and sold Agape securities to at least 177
investors and received more than $1 million in commissions and payments.
* Siblings Martin C. Hartmann III of Massapequa, N.Y. and Laura Ann Tordy of
Wantagh, N.Y. Hartmann enlisted his sister in his sales effort while he worked
as a sub-broker for Jason Keryc. Hartmann and Tordy offered and sold Agape
securities to at least 441 investors and received more than $3.5 million in
commissions and payments.
* Christopher E. Curran of Amityville, N.Y., who worked as a sub-broker for
Keryc. Curran offered and sold Agape securities to at least 132 investors and
received at least $531,890 in commissions and payments.
* Ryan K. Dunaske of Ronkonkoma, N.Y., who worked as a sub-broker for Keryc.
Dunaske offered and sold Agape securities to at least 70 investors and
received more than $700,000 in commissions and payments.
* Michael P. Dunne of Massapequa, N.Y., who worked as a sub-broker for
Keryc. Dunne offered and sold Agape securities to at least 99 investors and
received more than $1.5 million in commissions and payments.
* Diane Kaylor of Bethpage, N.Y., who offered and sold Agape securities to at
least 249 investors and received at least $3.7 million in commissions and
* Anthony Massaro of Boynton Beach, Fla., who offered and sold Agape
securities to at least 826 investors and received more than $5.9 million in
commissions and payments.
* Ronald R. Roaldsen, Jr. of Wantagh, N.Y., who worked as a sub-broker for
Keryc. Roaldsen offered and sold Agape securities to at least 159 investors and
received more than $600,000 in commissions and payments.
The SEC's complaint charges Bryan and Hugo Arias, Anthony and Salvatore Ciccone, Jason and Michael Keryc, Dunne, Hartmann, Kaylor, Massaro, and Tordy with violations of Section 17(a) of the Securities Act of 1933, and Section 10(b) of the Securities Exchange Act of 1934 and Rule 10b-5 thereunder. The complaint charges all 14 defendants with violations of Section 15(a) of the Exchange Act, and Sections 5(a) and 5(c) of the Securities Act.


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By U.S. Navy Lt. Tiffani Walker and Ian Phillips, Defense Media Activity
Our thoughts and prayers are with all of those impacted by the events in Colorado and we hope for the continued safety for all emergency response personnel involved.
-George Little, Pentagon Press Secretary
Department of Defense and National Guard personnel are assisting FEMA and Colorado's emergency management officials as part of the flood relief efforts in the state. Take a look at what they've been helping with:
A few important stats from the rescue and relief efforts (as of Sept. 17):
- 10,000: sandbags in Jefferson County filled by Colorado National Guardsmen
- 3,054: people displaced by Colorado flooding have been evacuated by military
- 2,378: cumulative number of military aerial evacuations (62 of them by hoist)
- 856: animals evacuated by air
- 200: approximate number of military vehicles being used to support
evacuation missions
Keep up to date with stories, videos, and photos on the American Forces Press Service Special Report.
Disclaimer: The appearance of hyperlinks does not constitute endorsement by the Department of Defense of this website or the information, products or services contained therein. For other than authorized activities such as military exchanges and Morale, Welfare and Recreation sites, the Department of Defense does not exercise any editorial control over the information you may find at these locations. Such links are provided consistent with the stated purpose of this DoD website.

subset: commoncrawl


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Anelisa in the studio for a photo session
To create a promotional video clip for my studio, I had Anelisa stop by today so we could do a variety of looks. We used available light, continuous light, and studio lighting. It is also the first time we saw each other since the release of my new book – Direction of Light – so I was able to give her her copies. (In case anyone missed it, Anelisa is on the cover.)
As we reminisced a while about the number of times we had workshops and photo sessions, I realized that today was exactly three years, to the day, since the first time we worked together. The photos from that individual workshop resulted in one of the key articles on Tangents – effective on-location portraits. So yes, it's been a long working relationship with Anelisa, my favorite model.
More images from this photo session, as well as the video clip, will be up in the coming days. But in the meantime, here is the pull-back shot of this image at the top …
The image below is the available-light only photo – it does have a high-key look that work well, but there was no control over the contrast, and some of the highlights are sacrificed. Camera settings: 1/125 @ f4.5 @ 800 ISO.
By adding the Westcott Spiderlite TD6 (affiliate) with the large Westcott 3'x4′ softbox (affiliate), I was able to bring the exposure settings to: 1/250 @ f/4.5 @ 800 ISO and with the extra (continuous) light added (as with the top image), the light was balanced better with the background … while still allowing the background to blow out. Of course, the same could've been achieved with a touch flash and a large softbox.
As a teaser, here is another photograph from the photo session.
Details: studio lighting: smaller light = harder light = dramatic light
My favorite image
When I posted this photo on Facebook, I mentioned that this is possibly my favorite image to date of Anelisa. The question inevitably came up, why this would be.
If I had to try and describe why, it would be for the elegance and simplicity. I somehow feel that the more I grow as a photographer, the more stripped-down my images become. Less clutter. Less complicated. (And she looks hot there!)
In addition to that, I also *really* like the lighting here. THIS is my style of lighting.
So, directly after my quick dabbling with the ugliness that is ring-flash as a main source of light, I feel as if I am "home" again. This is my style in portrait photography. This is what I do. For now.


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TACOMA, Wash. (AP) — A Vancouver, Wash., man charged in connection with threatening letters containing white powder that were sent to members of Congress and some media organizations has agreed to be moved from a Washington state detention center to a Portland, Ore., jail.
A federal prosecutor in Portland, Steve Peifer, said 39-year-old Christopher Lee Carlson appeared briefly Monday in federal court in Tacoma, Wash. He was arrested Friday in Washington state.
U.S. marshals are expected to move Carlson to Portland, where he will be arraigned on two criminal counts arising out of an investigation into the mailing of about 100 envelopes containing white power.
The U.S. attorney's office says the letters, postmarked in Portland, so far have tested negative for toxic substances.
The registered nurse is charged with one count of mailing a threatening communication to a member of Congress, specifically Republican House Speaker John Boehner of Ohio. The second count charges the man with mailing a letter threatening to use a biological weapon to a U.S. senator — Democratic Sen. Barbara Mikulski of Maryland.


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My Top 10 P4P List
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Join Date: Nov 2011
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Re: My Top 10 P4P List
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Got outclassed by Pacquiao, in his best win won a sloppy fight versus Alexander, has absolutely no power, very flawed Kendall Holt almost had him out, has not beaten anyone outside of Alexander and Peterson.
Pac-Bradley was a close fight. The HBO generally swayed it from close to an easy Pacman win.
Unified champion at light welterweight, 2 weight world champion, whilst beating the second best at that weight (Alexander). Peterson went on to trump Amir (considered the only man that could challenge Bradley at 140 after beating Peterson) Alexander is now a two weight world champ. Kendall Holt was also a top 3 fighter at 140 when Bradley beat him.
I'd have him just outside the top 10 personally, but it's a legitimate claim, especially when you look at the accomplishments of who he has beaten and not to mention he beat the no.1 contender as he was hypothetically the best light welterweight. More than Wlad, Donaire, Vitali, Mayweather, Pacquiao, Marquez and Ward (assuming Bute was no.2 before Froch anihalated him)
Have done in their current division.
On second thoughts, I'll let Ward off as he quite clearly beat the no.2 in his division.
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The second week of candidate filing ended with little fanfare.
No candidate filings were reported in Onslow, Carteret, Duplin or Jones counties.
At the federal level, Mike Robinson of Winston-Salem filed Friday to run for Supreme Court Associate Justice while Bill Southern, of King, filed to run for Court of Appeals Judge.
Candidate filing ends at noon Feb. 28.
Location, ST | website.com


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The House of Oojah is an audio book store that has been in operation since 2004. We sell mainly audio books on CD, although some are on mp3 CD. Categories include Childrens audio books , An audiobook is following the text being read. It is not necessarily an exact audio version of a book or magazine, and may be shorter (abridged) the full length and exactly the same (unabridged) or a dramatized version of a book with actors playing parts in the story.
Spoken audio has been available in colleges,schools and public libraries and to a lesser extent in music shops since the 1930s. Many spoken word albums were created in the past up to the age of VCRS, DVDs, compact discs, and downloadable audio, however frequently of dramatic plays rather than books. It was not until the 1980s that the audiobook medium began to attract book retailers, and then book retailers started displaying audiobooks on bookshelves rather than in separate displays. Many talking book recordings of stories were available on wax cylinder in the early 1900s.
In 1931, the US Congress established the Talking Book program, which was intended to help blind adults who couldnt read print. This program was called "courses for the Adult Blind venture." The American Foundation for the Blind developed the first Talking Books in 1932. One year later the first reproduction machine started the process of mass publishing. In 1933 anthropologist J.P. Harrington drove the length of North America to record oral histories of Native American tribes on aluminum discs using a automobile battery-powered turntable. Audiobooks preserve the oral tradition of storytelling that J.P. Harrington pursued many years ago. By 1935, after Congress approved free mailings of audio books to blind citizens, products for the Adult Blind Project was in full operation. In 1992 the National Library Provider for the Blind and Physically Challenged (NLS) network circulated millions of audiobooks to more than seven hundred thousand physically challenged listeners. All NLS recordings were created by professionals audio book readers.
Though spoken tracks had been popular on thirty three and a third vinyl record format for colleges,schools and libraries into the early 1970s, the beginning of the booktrade acceptance of this medium can be traced to the introduction of the audio cassette player and, most significantly, to the prevalence of these cassette players as accepted equipment in imported overseas cars, which became very popular during the nineteen seventies energy crisis. Thereafter, consumers,authors and book publishers slowly accepted the medium. Into the early nineteen eighties there were still many book authors who refused to have their courses created as audio books.
With the development of portable cassette players, audio tapes had become very preferred and by the late nineteen sixties libraries became a supplier of free audiobooks, mainly on vinyl records but also on tape cassettes. Instructional and academic recordings came very first, followed by self-help/motivational audio tapes and then by classic literature. In nineteen seventy, Olympic gold medalist, Duvall Hecht founded Books on Tape, Inc. as a driver to consumer mail order rental service for unabridged audiobooks, and expanded their services selling their products to libraries and audiobooks gaining popularity with commuters, students and travelers. By the middle of nineteen eighties the audio book publishing business grew to several billion dollars a year in retail value.
Caedmon was the first to work with integrated production groups (Poetry/Plays) and professional actors, while Nightingale Conant concentrated on economics,business and self-help book authors reading their own works first on vinyl records and after that on tape cassettes.
The Audio Publishers Association was established in nineteen eight six by six competitive companies who joined together to promote the consumer awareness of spoken audiobooks . In nineteen ninety six the APA established the Audie Awards for audiobooks, which is similar to movie Oscars for the talking books industry. The nominees are announced each year in January.
While most music fans rapidly accepted CDs, audiobook listeners were slower to accept CDs for playing audiobooks. One cause may have been that a cassette tape by nature retains their position when the player is turned off, but numerous early CD players did not retain the playing position of CDs when turned off. Also, it had been not until cassette players were replaced by CD/mp3 players in most automobiles that this type of audiobook became commonly available.
With the advent of the Internet, broadband technologies, brand new compressed audio formats and portable media players, the popularity of audiobooks has increased significantly. This growth was reflected with the advent of audiobook download subscription services. Creating an audiobook consists of a narrator seated in a recording booth reading the text, while a studio engineer and a director record and direct the performance. If a error is created the recording is stopped and the narrator reads it again.
Narrators tend to be usually paid on a finished documented hour basis, intending if it took 20 hours to create a 5 hour book, the narrator is paid for 5 hours, thus providing an incentive not to make mistakes. Depending on the narrator they are paid US0 per finished hour to US0 . The overall cost to produce an audiobook is US,000 at the minimum to many tens of thousands, depending on the length of the audiobook and the popularity of the narrator.
Audiobooks are distributed on CDs, cassette tapes, MP3-formatted audio CDs (MP3CDs), downloadable digital formats (e.g., MP3 (.mp3), Windows Media Audio (.wma), Advanced Audio Coding (.aac)) ogg and preloaded digital in which the audio content is preloaded and sold together with a hardware device.
In two thousand and five, cassette tape earnings were 16% of the audiobook market, with CD earnings accounting for 74% of the marketplace and downloadable audio courses accounting for approximately 9%. In the United States, a sales research program estimated the industry to feel worthwhile eight hundred and seventy one million US dollars.
Some audiobooks products tend to be the audio archive of a radio broadcast, which is often radio programs serializing books. Audiobooks may come as fully dramatized versions of the printed book, occasionally calling upon a complete cast, musical, and sound effects. A dramatised audiobook version of a book is effectively an audio drama or similar to old radio plays. These days popular book titles are released simultaneously with the books publication.
Recent technology has encouraged the proliferation of free audiobooks that take works from the general public website and enlist volunteers to read them. Audiobooks are also distributed online by for-profit companies. Until recently, major audiobook publishers needed that their works be protected by Digital Rights Management (DRM), when available as downloads, but this is no longer the case. Companies such as Apple Inc. have licensed their proprietary FairPlay DRM system to only one company. Because of the long-standing major publishers' insistence on DRM, this effectively created a monopoly in the sale of the works of major publishers to iPod users, who create up the majority of the portable audio market.
Audiobooks on cassette or CD are typically more expensive than hardcovers because of the added expense of recording and the lack of the economy of measure in high "print" runs that are available in the publishing of printed books. Downloadable audiobooks tend to charge slightly less than hardcovers but more than their paperback equivalents. Market penetration of audiobooks is substantially lower than for their printed counterparts despite the high marketplace penetration of the hardware and despite the massive market penetration attained by audiobook products.
However, there are certain economies of measure that favor downloadable audiobooks. Downloadable audiobooks do not carry bulk production fees, do not require storage of a big listing, do not require physical packing or transportation. If these economies are passed on to customers, audio book income margins would feel reduced but sales volumes would increase. It is not known what effects this would have on book earnings in other formats.
Audiobooks have been used to teach children to read and to increase reading comprehension. They are also helpful for the blind. The National Library of Congress in the USA and the CNIB Library in Canada provide free audiobook library services to the visually impaired; requested courses are posted out to people. Started in nineteen ninety six, Assistive Media of Ann Arbor, Michigan had been the first organization to produce and deliver spoken-word recordings of written journalistic and literary works via the interwebs to provide people in the USA with visual impairments.
About 40% of all audiobook consumption starts through public libraries, with the remainder served mainly through retail book stores. Library classics programs are presently getting rapid development. Libraries are also popular places to check out audio books in the CD format. According to the National Endowment for the Arts' recent study, audio book listening is one of very few kinds of reading that is increasing general literacy.
Audio books are considered a valuable discovering tool because of their format. Unlike classic books or a video program, one can know from an audiobook while doing other activities, although it should be noted that this can detract from the primary task, assuming the discovering is not the main activity. These types of multitasking is feasible after doing mechanical tasks that choose not require much thought and have only little or no chance of an emergency arising. These activities consist of doing the laundry and exercising inside, among others. The most popular general use of audiobooks by adults is after driving an automobile or traveling with general public transport, because an alternative to radio. Numerous people listen because really simply to relax or as they drift away into sleep.
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Sonora Tile & Supply, your locally owned tile supply and showroom.
We invite you to stop by our showroom and speak with one of our professional staff.
We offer the highest quality tile & supplies from the leading manufacturers such as Dal Tile, American OLean, Interceramic, Tile Shop, Emser, Walker Zanger, Arizona Tile, Dune Ceramics, Island Stone, Cepac Tile, Stone Tech, and many more. We have a tile to fit your needs, and budget.
Our staff can help the do-it-yourself home owner as well as the professional contractor. Stop by, or call us today and find out how we can help you.
Sonora Tile & Supply
13821 Mono Way, Sonora, CA
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We can always count on Lily Allen for hair color inspiration, crazy nail art and keeping it real. More
We can always count on Lily Allen for hair color inspiration, crazy nail art and keeping it real. More
It's a weird hair inspiration, but after seeing Lily Allen's hair, everyone will want to dye their tresses based off of fruits. More
I suddenly have the urge to dye all my hair purple. More
When you find yourself stacking pearls on top of gemstones on top of metallic studs, it might be time to put down the nail glue and back slowly away. More
As one might expect, it looked ridiculous. More
Lily Allen's new video selfie is so weird it requires in-depth analysis to even begin to understand what is going on in it, and maybe an academic paper. More
Did you know that Alfie Allen from Game of Thrones is Lily Allen's little brother? Did you know that they aren't really open to the idea of groping each other? More
Get better soon? More
Her unicorn is waiting for her in the back of the club to spirit her away to Candy Land. (Candy Land is another club, where everyone dresses like Princess Bubblegum and Stefon.) More
Lily Allen wore a completely sheer bib draped over her body and called it a shirt, as far as sheer bibs go, it's quite pretty. The problem lies in her nipple pasty choice. More
The fur industry is a giant business that for decades has been making a concerted effort to convince young people fur is cool. Judging by the backs of many of our young friends, it's working.
I'm not going to forget Lily's awful comments about how disgusting thin women's bodies are, but I'm willing to let her off the hook a little bit for the other misguided quotes. More
As part of Lily Allen's "comeback," she scored herself and editorial position at ShortList. She's interviewed in what appears to be her random thoughts on the state of women today, and it's dripping in misogyny. Not only does Allen display a fundamental misunderstanding of what feminism is, but shows she a level of immaturity in thinking that left our staff at a total loss. More
Lots of big-name celebrities showed up at The BRIT Awards in crazypants circus costumes. Let's line them up for our amusement. More


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Wednesday, February 27th, 2013
Complete Obituary
Shirley Mertz
Shirley Ann Schwieterman Mertz, 78, Celina passed away at 10:50 a.m. Feb. 25, 2013, at home, surrounded by her family.
She was born Dec. 28, 1934, to the late Charles and Hilda Marx Schwieterman. She married William A. Mertz on June 23, 1954. He survives.
Also surviving are eight children, Kathleen (Bing) Schmidt of Celina, Susan (Dean) Leffler of California, Deborah (Jeff) Whetstone of Wapakoneta, Lisa Curles of Georgia, Nancy (Alan) Roman of Missouri, Michael (Jackie) Mertz of Celina, Mary (Timothy) McFadden of California and Charles (Carol) Mertz of Celina; 24 grandchildren; six great-grandchildren; sisters, Linda (Carl) Meyer of Versailles and Connie (Tom) Grimm of Celina; and brothers, Charles (Janice) Schwieterman, John (Mary) Schwieterman and Ronald (Karen) Schwieterman, all of Celina.
Deceased is a son, William B. Mertz.
She was an active member of the Immaculate Conception Church in Celina where she volunteered as a communion server and was a member of the Alter Rosary Society. She enjoyed many years of farming and eventually started Mertz Real Estate business. She loved spending time with family and friends and was well known for her optimistic outlook, "This is the best ever!"
Mass of Christian burial is 10 a.m. Saturday at the Immaculate Conception Catholic Church in Celina, Rev. Kenneth G. Alt officiating. Burial will follow in St. Marys Catholic Cemetery in Celina.
Calling is 2-8 p.m. Friday and before 9:30 a.m. Saturday at Lehman-Hogenkamp-Dzendzel Funeral Home, Celina.
Memorials may be given to Community Health Professionals, Celina.
Condolences may be left at LHDfuneralhome.com.
Additional obituaries for this date
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3 Day
Friday, May 27
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Comments about 'Defending the Faith: Gratitude to our God is paramount'
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he forgot to mention that people were starving to death because they couldnt keep the food they raised, it had to go into a community ;basket; sort of speak, then that year it ended and people could keep all they raised, there was such and abundence of food that they had a big feast,and that is where thanksgiving came from.
- 8:36 a.m. Nov. 24, 2011
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Thank you for running this article--I am printing if off and bringing it to share for our Thanksgiving dinner this afternoon!
- 8:43 a.m. Nov. 24, 2011
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I'm not sure why any "God" would require imposed gratitude or worship. It's silly to me.
- 9:02 a.m. Nov. 24, 2011
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Too many look upon the commandments of God as restrictions and as sort of
obstacle course through which we must navigate for the amusement of some
incomprehensible being.
Scientists are already beginning to understand the health benefits (both emotional and physical) of being thankful. God directs us, not to enslave us, but to save us from problems that we could otherwise avoid.
How much better would society be if people respected God and thus followed his counsel. If youth then respected their parents, if no one took what didn't belong to them, killed, lied, cheated on their spouses, rested at least one day of the week and focused on gratitude instead of bitterness, and of course, the list goes on.
I am truly thankful to God, and not because I am forced to be so.
- 9:42 a.m. Nov. 24, 2011
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We're studying Revelation in Sunday School this month. This morning while reading I was struck with the realization that, in spite of the goodness of most of the cited churches for which John was to write, they still had serious sins needing repentance. The leaders of each of the churches were then, as they are today, held to a very high standard in order for the members to be able to function within them in entirely appropriate ways. Mostly good wasn't good enough. Now, after all, is our time to learn as much as we can about how to live in worlds of perfection beyond this life, to come to desire Ultimate Love and all its requirements and blessings through purging ourselves of anything less. It's not "silly" to learn gratitude. God doesn't become less of Himself if we don't make the grade. His love is known to those who follow Him, who come to recognize they cannot bear even imagining eternal life in any other manner than His own because it equals Divine Happiness. We have earthly parallels as to how true gratitude, or lack the of it, feels. Why choose the latter on purpose, or by default?
- 10:10 a.m. Nov. 24, 2011
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to: Dennis | 9:02 a.m. Nov. 24, 2011
God only wants for us to be perfect like He is. Gratitude is a form of humility. We worship God because he created us and loves us perfectly. He has set the plan of salvation for all to follow if they choose. We cannot change the requirements to get into Heaven and rightly so. Having faith is a perfect and living God will help to increase our gratitude for everything he has done and continues to do for us. How blessed we are to have be loved so much.
- 11:47 a.m. Nov. 24, 2011
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Wonderful piece. A reminder of Him, to whom we owe our thanks, and the purpose of Thanksgiving.
- 12:24 p.m. Nov. 24, 2011
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I can't imagine God being happy about His children ignoring Him as they count their blessings. May He keep and bless us all as we take full measure of our lives. May He grant us strength to overcome, and the compassion to become better fathers, mothers, husbands, sons, and daughters.
- 1:00 p.m. Nov. 24, 2011
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This is a great article, and there are many benefits for gratitude. A grateful heart is a generous heart. Gratitude is a sign of a noble soul, and more. I'm grateful for many blessings, and for wonderful examples in ancestors and their connections who contributed to our settlement of this land, and have seen our nation through many perilous times. President Lincoln and my (Two) great-grandfather were second cousins, both of whom endured unimaginable trials during the War Between the States, just as there have been many other tough times in history. I'm thankful we still have a nation.
- 3:46 p.m. Nov. 24, 2011
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The article draws some odd inferences from Lincoln's statement. First, Lincoln never referred in the statement to God as a "Person." Second, Lincoln never referred in the statement to God as an "authority." It seems the author of this article is working hard to twist Lincoln's words to fit his own concepts of God. I've never read anything by or about Lincoln where he referred to God as a Person.
- 3:50 p.m. Nov. 24, 2011
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A perfect being would have no desire to be worshipped. To desire or request worship of oneself is a sign of an out of control ego, not a perfect being. Most of us, as very imperfect beings, understand and know that we don't expect or look for some gratitude or expression of thanks when we give something or do something for someone; we simply do it to bring joy or fulfillment to another's life. I can't imagine God, in whatever form it may take, operating at a lower level than many people on earth operate today. Just an opinion.
- 4:07 p.m. Nov. 24, 2011
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When you were a child, did your parents teach you to say "thank you" after someone did something nice for you?
Being thankful in many ways translates into actions. Many people take and never want to give themselves. I have experienced in my line of work that I have helped others and all too often I find that they are unwilling to help themselves. In many cases refusing to help others even more needy. I've heard things like "I've got too much on my plate" when at the time I helped them, I had so much more on my own. That attitude is more than a mentality, it is something that affects our lives and that of those around us.
God 'commanding' isn't some kind of ruthless dictatorship, but a proclamation of what is morally right. He commands us to be kind to each other. Is that not conducive of goodness in any system of morality? Commanding that thankfulness is good and upright, that we should praise him is something I agree with. My praising Him isn't blind worship. It's an act of love and devotion to those who've given me so much. Selflessness and charity aren't imposing.
- 4:47 p.m. Nov. 24, 2011
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Lincoln certainly used the language of his day, including metaphors and abstract
idioms in which resided the trappings of theistic superstitions chared by the
common folk. To turn Lincoln's metaphors and idioms into an endorsement of
religion is irresponsible and antithetical to scholarship.
Having said that, there is no doubt gratitude is a significant and essential emotion and healthy state of mind for the human soul.
As such, I take this opportunity to express my gratitude to my Creators: my mother and father, who gave me life.
I express my gratitude to my "Saviors": the physicians and staff who ministered to me to save me from a dire illness as a youth.
I express my thanks also to those sources of Providence: the bounty my family and I enjoy because of those who have gone before and built the institutions that provide the prosperous way of life we enjoy in America. And this thanks extends to those who, as heroic members of our military, put their lives in jeopardy in order to protect our way of life from enemies, both foreign and domestic.
[and no god required]
- 6:49 p.m. Nov. 24, 2011
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Great article for believers. Still belongs on the opinion page, as it is only an opinion and is stated as such, and a God can neither be proven nor disproven. But yet again, the Des News feels the need to put religion in the headlines.
- 8:05 p.m. Nov. 24, 2011
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What an honor and privilege it is to be able to tithe to Heavenly Father! I look back on my life and try to measure my accomplishments against what I could have done and should have done, and of all the things I've worked and prayed to accomplish, nothing is so impressive or valuable to me than my part in building up the Kingdom of Heaven in this simple way. I have not always paid a full tithe, and when I have, I have not always been grateful for the blessing it is, so I would never look down on a brother or sister who is struggling with tithes. I can only say that, now that I'm getting older, I am so very proud to have been a part of Christ's work. It is a store of joy from which I can draw when the winter winds begin to blow. We thank thee!
- 8:30 p.m. Nov. 24, 2011
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The Atheist,
You shouldn't confuse the intent or function of this article with your own belief that deity is a fictional creation.
Aristotle said that "It is the mark of an educated mind to be able to entertain a thought without accepting it."
I would also argue that someone seeking to be a more virtuous person, to learn, to better themselves, etc. independent of any specific moral system- would not only understand this point Aristotle made, but would strive to entertain the ideas of others continually for their own self-understanding (as Socrates so well taught) and improvement. With this, I argue that peaceful discourse requires that we accept our lack of omniscience and acknowledge that others know, have reasoned, or think of their own accord. That contending with other beliefs, while remaining non-omniscient, is inevitably the futile and hostile choice.
If you want to pick a fight with those who belief differently, have observed different experiences than yourself, etc. I normally would argue against this.
But today, I argue that such criticism is only self-serving and in no way honors the virtue of Thanksgiving.
By all means, this article was more scholarly than your unfriendly comment.
- 8:42 p.m. Nov. 24, 2011
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One way to entertain a thought without accepting it is . . . to not accept it - to entertain the contrary thought. That can actually illuminate the original thought. So, the thought that disagrees with (or picks a fight with) a different thought, is simply another thought to entertain. I found The Athiests post to be a positive, good post. He or she sounds like a good Person. I guess the question is, can you entertain his thoughts? Can you entertain the notion that your ideas about God might be wrong . . . seriously entertain - with your mind fully engaged and open?
- 11:53 p.m. Nov. 24, 2011
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How a supposedly "reasonable" person misconstrued my comment to be "unfriendly" would baffle even the great Aristotle, whose philosophicl systems societies have moved beyond some time ago. Perhaps the self-proclaimed "reasonable" one did not get the memo?
- 12:16 a.m. Nov. 25, 2011
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To ThinkIthink: We read that God created everything including us. I wonder where these men that invented the atom, the light bulb, gun powder or anything else that we hold dear got the inspiration from. I often wonder how any one can look out of their window and see the beauty of the earth and not know where this world was created. I give thanks for the Lord each time because I KNOW that it comes from a gracious and kind Heavenly Father. I know because it has been given to me. Yes, as I have said before there are no atheist in a foxhole.
- 6:46 a.m. Nov. 25, 2011
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Oh how humble! And rightous! And indignant! Without realizing it cuts both ways:)
- 7:00 a.m. Nov. 25, 2011
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text:
A Marysville police officer whose daughter was fatally shot by his 3-year-old son with a loaded handgun left in the family van was charged Tuesday with second-degree manslaughter.
A Marysville police officer whose 7-year-old daughter was fatally shot by her younger brother with a handgun left in the family van was charged Tuesday with second-degree manslaughter.
The officer, Derek Carlile, knew that his son was fascinated with firearms but nevertheless "failed to heed or be aware of a substantial risk that death would occur when he placed and left his loaded, unsecured revolver in an enclosed van with four children inside," Snohomish County prosecutors wrote in charging documents.
His daughter Jenna died at Harborview Medical Center in Seattle.
The shooting happened March 10 in Stanwood while the off-duty Carlile and his wife stepped out of their minivan, leaving their four children, ages 1 to 7, inside with the loaded handgun. Their 3-year-old son crawled into the front seat and shot his sister, prosecutors allege.
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Snohomish County Prosecuting Attorney Mark Roe defended the charge, saying it was filed because Carlile's criminal negligence resulted in a death. He said the charge "best fit the facts."
Roe said Carlile could have taken one of several steps to prevent the tragedy, including using the handgun's safety, placing the firearm in a locked box in the door, wearing it on his ankle, or moving it as his wife had instructed moments earlier.
"Any number of simple acts could have prevented this," Roe said.
Carlile is scheduled to be arraigned on June 5. If convicted as charged, he faces a standard sentence range of one year and nine months to two years and three months in prison.
The Camano Island resident, who has been a Marysville police officer since 2009, could not be reached for comment. However, his attorney, David Allen, issued a statement in which he expressed disappointment with the criminal charge.
"This is a double tragedy for the Carlile family that not only lost Jenna, but now also faces the possibility of losing Derek to prison if the prosecution is successful," Allen wrote in an email statement. "While he takes full responsibility for this tragic accident, his actions were not criminal and he intends to vigorously defend this charge."
Left in an open bin
Charging documents allege that Carlile, 30, his wife and children were on their way to a wedding on March 10 when they stopped in Stanwood.
Carlile was in a hurry and did not strap his off-duty firearm to his ankle, nor did he place it in a locking compartment in their Volkswagen van, the charges allege.
Instead, he placed the Smith and Wesson .38-caliber revolver in the van's open bin, which is designed to hold cups and keys, court documents allege.
Prosecutors say the handgun was fully loaded and that the safety was not on.
Carlile's wife, Forrest, noticed the handgun, charging documents allege, and asked her husband "what he was doing." She assumed that he then moved the handgun, she later told investigators.
Both adults got out of the van, and after a couple of minutes Derek Carlile and his friend heard a thud, or pop. They then saw the Carliles' 5-year-old daughter get out of the van and say something about a gun, according to the charges.
Carlile ran to the van, saw that Jenna had been shot and began performing CPR. She died the next day at Harborview Medical Center.
Fascinated by guns
During interviews with Snohomish County sheriff's detectives, Carlile and his wife both said that their 3-year-old son was fascinated by guns. Prosecutors say the boy owned several toy guns and was constantly trying to get into his father's home gun safe.
According to court documents, the 5-year-old daughter told investigators that once her parents got out of the van, her brother climbed out of his booster seat, then went to the front of the van and got the gun. She heard a boom and saw "smoke coming from the victim," court documents allege.
According to the court documents, the girl said that when her brother played with toy guns, he "pretends to shoot us."
Prosecutors said they decided not to charge the boy's mother because "she did not own the gun, bring it into the van or possess it at the time it was left in the van."
Further, prosecutors said, she "pointedly brought the defendant's attention to the gun by asking him what he was doing when he put the gun in the open container … and believed that he had moved the gun to a safer location."
Carlile initially did not want his children interviewed by investigators. A court, however, ordered the family to allow the 5-year-old girl to discuss what happened.
Investigators said in charging documents that Carlile seemed to acknowledge his role in his child's death.
The boy "was very fascinated with guns, and that's why I'm beatin' myself up," Carlile is alleged to have said to investigators. "Because I left my damn gun for 40 seconds in the center … it's like, what the hell?"
Carlile has been on paid administrative leave pending the outcome of the investigation into the shooting, according to Marysville police. The assistant to the police chief said Tuesday the department would not be answering any questions about Carlile, or his status, until Wednesday.
In the affidavit of probable cause, Deputy Prosecutor Lisa Paul acknowledged the difficult nuances of the case. "Though the undeniable tragedy and grief that has stricken the defendant and his family is staggering," she wrote, "compassion must be balanced with accountability for the acts which caused it."
Four children shot
Jenna, a student at Utsalady Elementary School on Camano Island, was the second of four children shot within seven weeks in Washington state and one of two involving the child of a law-enforcement officer.
In three of the four cases, including Carlile's, prosecutors have criminally charged an adult in connection with the shootings.
Kitsap County prosecutors filed charges of assault and unlawful weapon possession against the mother of a 9-year-old old boy who brought a gun to school in February that discharged and wounded classmate Amina Kocer-Bowman. Charging documents allege the mother, and her boyfriend, were negligent in leaving loaded weapons where the boy could find them.
In a plea deal, the boy's mother, Jamie Lee Chaffin, 34, pleaded guilty this month to two counts of unlawful possession of a firearm.
In Pierce County, prosecutors filed second-degree-manslaughter charges against another mother and her boyfriend after the woman's 3-year-old son found a loaded weapon in a car and shot himself March 14 at a Tacoma gas station.
On April 10, the 10-year-old daughter of a Spokane police officer was shot in the leg with her father's duty weapon. Officer Barry O'Connell, an 18-year police-department veteran, is on paid leave while police investigate.
Christine Clarridge: 206-464-8983 or email@example.com
Information from Seattle Times archives is included in this report.


text:
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text:
Wed Sep 2 0:00:00 EDT 2009
While talking with Del and friends before this trip, he mentioned that the route we were taking was what his coworkers (who are airplane pilots) called the Happy Shark Route. Pilots call it this because it jumps far away from the coast, so if a plane takes this route and goes down, the sharks are happy!
Sailors don't tend to think in terms of the happiness (or well-being in general) of sharks :). Sailors think in terms of avoiding the land (ie avoiding being driven ashore or wrecked on the rocks) and taking the easiest path between two points which, (in an ocean-going type of sailboat), is usually an offshore route.
Tue Sep 1 0:00:00 EDT 2009
I am now finally out of the tropics, and quite happy about that (I like cooler temperatures). The weather has been very pleasant since leaving the tropics.
Maggie went back to work a few weeks ago (I have used several of her pictures on the blog since then). Del, a helicopter pilot I met at the friendly yacht club in Angra dos Reis is with me on this so-far sunny trip towards Navegantes, Santa Catarina, Brazil, along the Happy Shark Route (more about that tomorrow)...
Sun Aug 30 8:59:38 EDT 2009, Angra Dos Reis, RJ, Brazil
Angra Dos Reis is a pretty town on the mainland, nestled in a picturesque bay facing Ilha Grande, about halfway between Rio de Janeiro and Sao Paolo.
Sat Aug 29 8:53:59 EDT 2009, Angra Dos Reis, RJ, Brazil
A somewhat larger marine railway than the one shown yesterday. This one is in the mainland town of Angra Dos Reis, very near to Ilha Grande.
Fri Aug 28 8:35:59 EDT 2009, Ilha Grande, RJ, Brazil
Marine railways are used to haul boats out of the water for repairs. The boat is brought into shallow water at high tide, on top of the cradle. After the tide goes out and the boat is supported by the cradle, it is pulled away from the water. This is the smallest marine railway I have ever seen.
Tue Aug 25 14:34:29 EDT 2009, Ilha Grande, RJ, Brazil
Seems more appropriate to just run a boat up on the beach than to build and maintain a dock. Lots of boats are put on the beach here between tides and to do work on them.
Sun Aug 23 6:55:12 EDT 2009, Ilha Grande, RJ, Brazil
Actually, I'm not sure they are condominiums, they just remind me of them.
Sat Aug 22 6:44:37 EDT 2009, Ilha Grande, RJ, Brazil
I think lawns look better when boats are being built on them.
Mon Aug 17 6:39:22 EDT 2009, Ilha Grande, RJ, Brazil
Life on the edge of the tropics.
Because otherwise I WANT TO MOVE THERE.
looks lovely.
If you like fruit and fish, there is not a big requirement to have money here.
Mon Aug 17 0:00:00 EDT 2009, Ilha Grande, RJ, Brazil
The beautiful 18m (56 foot) schooner Dalia was built in Brazil, as a replica of a Gloucester Fishing schooner. The hull is a very hard and rot-restant Brazilian wood called ipê, the deck, house and spars are a lighter Brazilian wood called freijó.
We had a pleasant visit with Dalia's friendly owner/builders George and Silvana, at their house, which Dalia is moored in front of.


text:
Overview of the Grant Process
The three major grant deadline throughout the year are February 1, June 1 and October 1. Decisions are usually made within eight weeks of that deadline. We will notify you of your grant status via email. If your grant is approved, and you have provided us with the necessary consultant information, we typically issue a grant agreement within 2-3 weeks of notification. You must return a signed copy of your grant agreement along with a W9 and an EFT authorization form that we will provide. Funds are typically dispersed within 2 weeks of receiving all of the necessary paperwork. After funds are dispersed, you have one year to complete your project. A final report is due within 30 days of the project completion.


text:
IT is the Ringmaster of the BI circus with few tools to keep all the performers under control. The democratization of BI has distributed tools to a new, diversely skilled workforce that has cut its teeth on spreadsheets and now has a taste for bigger data. This implies not only increased efforts in data integration, but much larger volumes as well. Executives understand that more data in the hands of people at all levels of the business will ultimately lead them to better decisions but that doesn't change the reality that broad, deep sources of data aren't trivial, especially if you want to provide a clean, trusted body of data rather than a chaotic mess. Sustainability is the worry shared by most IT managers and executives and the reality is, it's a concern that ultimately affects business users getting what they need.
Business Intelligence is well understood and best practices are well established…the breaking point tends to be whether there are enough people with the rights skills to provide well-designed experiences at the rate being demanded. Well-designed self-service business intelligence environments improve the productivity of individuals in both IT and the rest of the organization but getting there can put a strain on resources. It all begins with identifying the data and making it available to the business – not as easy as you'd think given the quagmire of processes and turnover of employees. Then there is the reality of extracting answers and insights from the data. Business users often have little idea how much severely their completely logical, business oriented questions can impact system performance and often IT doesn't have a great view into what business users consider to be essential and logical when it comes to interactive exploration requirements. The world of table joins, graphs, and queries is ideally invisible to the end user, but is also critical for achieving performance. We need a bridge to open an effective dialog between IT and the business, interactive exploration needs to be available and sustainable. Forrester has some thoughts that are very pragmatic and reality-based about the use of sandboxes and quasi production systems in the blog post from Boris Evelson How to have the BI cake and eat it too.
If your organization is battling with itself over self-service BI, you'll want to understand some of the infrastructure and IT considerations, this stuff doesn't provision itself! Self-service analysis has become a standard capability within businesses but IT departments need the tools to enable this effort, operationalize and enrich content while managing security and governance, AND keep all their users productive. If you are an IT Administrator or represent a group of business users trying to figure out how to convince your IT Administrator to open the flood gates on more self-service analysis, you'll want to watch this live web event on September 4th.
IT and the business have to collaborate at the end of the day. It's about running businesses better! If you want to know how you can get on the same page and move forward together. If you have grown tired of 'keeping the lights on' and want to add more value to business users in spite of your resource constraints. You'll want to learn more about Performance Monitoring Analysis (PMA) available within IBM Business Intelligence Pattern with BLU Acceleration (BI with BLU). Not only does BI with BLU give you a 'silver bullet' to the issues of provisioning interactive sandboxes sustainably; this new instrumentation allows to you see what is happening on the system in near-real time. You can use the information to measure your overall system performance and provide reports to management, you can use it to coach a struggling business user and you can use it to triage and resolve real issues with less time and effort than ever before.
Are you ready to run the show once again? Join AnalyticsZone's Performance Monitoring Analysis webcast on September 4th, 2014 and learn how.
Discover additional related resources at developerWorks based on this blog post Tags []
A tag is a keyword you assign to make a blog or blog content easier to find. Click a tag to find content that has been assigned that keyword. Click another tag to refine the search further. Click Find a tag to search for a tag that is not displayed in the collection.


text:
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Thank you for your inquiry. To find a brief of the above-mentioned case, you can go to:
If you do not have an account, you can select the link that says "WestLaw by Credit Card."
This will bring you to a screen where you can "begin your research."
On this screen you will see a link that says "Find a brief by party name."
Put in the information that you have (i.e. case name, appropriate court) and click "go."
This will take you to a screen where you can either put in your account information, or set up credit card billing. This will allow you to use WestLaw's services and only be charged per transaction as opposed to hourly billing often used by large law firms.
Once again, I thank you for your inquiry and hope that my answer was beneficial to you. Please note that this advice is for informational purposes only and is not intended to establish an attorney-client relationship. Have a wonderful day!
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
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text:
Is there any alternative for WSO2?
closed as not constructive by S.L. Barth, Martijn Pieters♦, gnat, Aziz Shaikh, Graviton Nov 22 '12 at 9:25
As it currently stands, this question is not a good fit for our Q&A format. We expect answers to be supported by facts, references, or expertise, but this question will likely solicit debate, arguments, polling, or extended discussion. If you feel that this question can be improved and possibly reopened, visit the help center for guidance.If this question can be reworded to fit the rules in the help center, please edit the question.
not realy, but some products close to (commercial open source only)
as far as I know the SOA-World, WSO2 products are unique in terms of
some drawbacks
When you look for "WSO2 Alternative" you need to be precise on which space of WSO2 that you are looking for alternatives.
WSO2 has a complete enterprise middleware stack as well as the same middleware platform as a cloud computing platform as a service offering.
The middleware platform stack, include products such as
There are loads of Apache projects that the WSO2 products are based on, such as Apache Axis2, Apache Synapse, Apache Tomcat, Apache ODE, Apache Rampart and the like. One can use these base projects of the WSO2 and use those as alternatives to achieve various aspects of the platform.
You can also use the Eclipse Equinox and P2 projects, used as the base OSGi platform to facilitate the plug and play architecture of WSO2 Carbon base platform.
Note that, all of the products from WSO2 come with Apache 2.0 license.
If you are looking for alternatives other than Apache compatible license, in open source space, you can look for individual products aspects like ESB or BPEL or Application Server. Some examples:
If you are looking for proprietary alternatives to WSO2 middleware stack you need to look for... - IBM - Oracle - Redhat
In the cloud space, a good comparison of the cloud Java Platform as a Service on WSO2 offerings and others can be found at: http://wso2.org/library/articles/2011/08/comparison-wso2-stratos-other-paas-offerings That article compares some of the alternatives such as
with WSO2 StratosLive.
For which of the WSO2 products are looking for an alternative? WSO2 has a lot of products (ESB, Business Process Server, Governance Registry, Identity Server, Business Rules Server, etc.). Depending on what product / functional requirements you're asking for, there may be a lot of solutions.
Some open source ESBs are:
Some non-open source:
Some Business Process Servers:
Mule ESB is now available as part of a true cloud iPAAS (integration PAAS) called Mule iON.
Mule ESB has a very strong developer community and over 2500 production deployments. The community distro is actively developed and maintained.


text:
SINGAPORE, January 18. AT an awards ceremony Saturday night, Joseph Schooling and Tao Li were named the Singapore Swimming Association's Male and Female Swimmers of the Year for 2013 according to the Straits Times.
Schooling's mother, May, received the award for Schooling, who is his final year of study at the Bolles School in Florida, while Singapore swimmer Amanda Lim accepted for Tao as she was out of the country as well.
Ministry of Culture, Community and Youth Deputy Secretary Hugh Lim presided over the SSA Awards & Appreciate Night.
Schooling had an impressive outing at the SEA Games with five gold medals and a silver, while Tao showed some strength during the FINA World Cup circuit this year.


text:
I've waited a couple days to post this because I didn't want to spoil anything for those who've not watched the latest episode of "Downton Abbey."
Alas, the opinion writer (and middle sister!) in me just has to give mad props to Lady Edith Crawley.
Throughout the series' first two seasons, this character has given underdog siblings everywhere a bad name. Her jealous and petty acts were cliche and hard to watch. It's nice to see her character evolve this season into one of the more sensible, pragmatic members of the family.
Need to catch up on all things Edith? Watch the brief segment below:
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Watch Downton Abbey: All About Edith on PBS. See more from Masterpiece.
The jilted, self-described "spinster" is a girl many of us can relate to; someone who finds herself alone and desperate to do something meaningful with her life.
The Dowager Countess of Grantham may have had a hand in sabotaging her granddaughter's nuptials, but she also offered some decent straight talk in the aftermath.
"Edith dear, you're a woman with a brain and reasonable ability. Stop whining and find something to do," scolds Lady Violet.
And she does! Finally!
Encouraged by her progressive brother-in-law, Lady Edith sends an op-ed to the local newspaper condemning the limitations of a women's suffrage bill and the "efforts to return women to their prewar existence."
Aw, yes. Much to the chagrin of her old-fashioned father, Lady Edith has found her voice and — more importantly — a proper outlet to air her views.
Watch the scene below, about 8:49 minutes into the clip.
Watch Downton Abbey Season 3, Episode 3 on PBS. See more from Masterpiece.
Is journalism in her future? I sure hope so. In fact, I'd love to see how British newsrooms treated a young, single professional woman in 1920. (My guess is she pursues a career and encounters Lady Mary's former flame, the creepy newspaper titan Sir Richard Carlisle.)
My delight in Lady Edith's rare triumph is also based on a broad, simple notion: newspaper editorial pages have and will continue to serve as a gathering place for people to share their ideas.