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text:
It's Time to Practice the 'Great Secret' of the Markets
Jeff Saut
What to do when you see the crowd in the rear-view mirror.
When I was a young boy, I remember my father coming home looking very ashen from a visit with a dear friend dying in the hospital. His name was Dell Zink and he was one of my father's closest friends. Mr. Z, as we kids affectionately called him, was a very religious man; he was a man who was regarded by his friends as intelligent and philosophical.
Dad told me about the visit. He said Mr. Z told him that he was prepared to meet his maker, and at last he would know "The Great Secret." My father did not elaborate, obviously under great emotional stress because he was losing his friend. I never forgot Mr. Z. I never forgot that phrase – at last he will know "The Great Secret." In later years, whenever anybody I knew died, I would often think that person, too, would learn "The Great Secret." That phrase just never left my mind. I often thought about "The Great Secret," about what it really meant, about what the secret really was. After wrestling with the possible answer for years, it appeared to me to be unanswerable, so I set it aside.
(Also read
12 Cognitive Biases That Endanger Investors
Recently a friend of mine became very ill and the phrase "The Great Secret" came back to mind. It haunted me and kept me awake at night. I struggled intellectually with what it meant, what the answer could possibly be. Then one day, near the end of my friend's struggle for life, he seemed to arrive at a great tranquility -- a peaceful acceptance of his fate, a serene, almost holy calm seemed to surround him. I suddenly realized that he knew "The Great Secret," and by being near him, nursing him, watching him deal with his illness in such a brave and dignified manner, I at last knew the answer, too.
"The Great Secret" is how you have lived your life, how you have raised your family, how you have treated other people, and what you gave back to society. In other words, you don't have to wait until death to learn "The Great Secret." If you did well by your fellow man, you don't have to worry about the hereafter; it is already taken care of. But it's not the end; it's just the beginning... for you see, my friend lived "The Great Secret."
Life is a series of great secrets. One not so profound, but necessary for the here-and-now, is learning the great secret about how to make a living. You learn early in life that just making money is not enough. You have to save part of it, or invest it, to make it grow, and take what one would consider sensible risk in that direction – especially when you learn the hard way about inflation, about how it robs you of your purchasing power – because tomorrow's dollar will inevitably be worth today's nickel. Moreover, real salaries for the typical worker have been declining for decades, while even the richer employers can no longer provide you job security. Hence, you become an investor in the stock market where you strive to learn "The Great Secret" about how to make money on Wall Street.
So you study the history of markets. Peter Bernstein, the great financial philosopher, wrote an essay titled "Awaiting the Wilderness":
Imagine yourself as an investor in 1945 when World War II came to an end. Your own memory bank, and the entire history of the stock market, would have told you bonds were the superior asset class for the long pull. The rate of returns on bonds had matched the equity return over the last 75 years and with far less volatility.... Furthermore, there was the unforgettable experience of the Great Crash to humble anyone who dared to think differently.
Even Benjamin Graham, in the early edition of "Security Analysis," viewed bonds as the asset of choice. To be sure, the risk back then seemed to be deflation, not inflation. So what happened? Well, over the next 10 years, inflation averaged about 4% per annum while large capitalization stocks returned 16.7% per year, long-term corporate bonds 1.8% per year, and long-dated government bonds about 1.3% per year. But nobody believed it would continue that way; so in 1955 (10 years later), the focus and foundation of portfolios was still centered on bonds. Subsequently, over the next 10 years (1955 - 1965), stocks returned 13.2% per year, corporate bonds 2.6%, and government bonds 1.9%. At that point (the mid-1960s), everybody started to believe in stocks and a stampede into equities began that climaxed in 1968 with a valuation price high for the
(INDEXDJX:.DJI) of 985.21, which commenced that generation's 1929 bear market, leading to the devastating secular bear market of 1968 - 1974.
(Also read
The 6 Stages of Bull Markets -- and Where We Are Right Now
Now the emotion from that era's secular bear market, and the valuation price "low" of December 1974 at 577 on the Dow Jones Industrial had gone full cycle – from loving stocks in 1968 (at ~1000) to hating stocks in 1974. In 1974 stocks were sold at prices that were below all known values with the Industrials selling below book value, at a P/E multiple of 6x, and with a yield of 6%+. Thus a mini-bull market emerged that would again lift the senior index to 1000 in September 1976 before backing and filling into yet another valuation price "low" in August 1982 (at 777). At the time I was screaming for investors to buy stocks, but the response was, "Why should I buy stocks when I can get 22% in a money market fund?" To which I said, "That is exactly why you should buy stocks because high interest rates have sucked all the money out of the equity markets, again leaving them trading below known values." From there a new secular bull market was born that would carry the Dow from 777 to its valuation high of 11722.98 in January 2000. Hereto, the Dow Industrial had gone full cycle – from hating stocks in 1982 to loving stocks in 1999/2000; and, even though the Dow would make a new nominal price high in October 2007 (at 14163.80 followed by a Dow Theory "sell signal" on November 21, 2007), this generation's bear market actually began with the Dow Theory "sell signal" of September 23, 1999.
Interestingly, the chart pattern between 1968 - 1982 and 2000 - 2013, for the INDU are eerily similar; and so are investors' sentiments. In 1982 and early 1983 when the Industrials were breaking out decisively above 1000, I was being told by the then "seasoned pros" to sell stocks because every time over the past 14 years the INDU had approached 1000 the correct strategy was to "sell" and wait for the subsequent pullback to 700 – 800 where you re-bought stocks. Of course, that has been the same lament this year as both the INDU and the
Dow Jones Transportation Average
(INDEXDJX:DJT) have traded to new all-time highs (yet another Dow Theory "buy signal"). This time, there are no 22% money market fund yields to lure investors away from stocks. There are, however, many worries for not buying stocks, ranging from – it's only a Fed-induced liquidity rally, to worries about Korea, Iran, China, sequestration, dysfunctional governments, etc. – but the result seems to be the same in that stocks have broken out of a 13-year trading range to the upside with positive implication for the years ahead.
Drilling down into the short-term, the now legendary "buying stampede" is at session 67 punctuated with a "buying climax" last week for
(INDEXSP:.INX). Recall that a buying climax is when the SPX reaches a new 52-week high and then reverses to close below the previous week's closing price (read: red flag). Also "red flagish" was that the two leading indices for the year, the TRAN and the
Russell 2000
(INDEXRUSSELL:RUT), broke below their respective uptrend lines and their 50-day moving averages (DMAs); while the TRAN recaptured its 50-DMA, the RUT did not. Other short-term warning "cracks" mentioned during the week in my reports were non-upside confirmation from the advance/decline line, ditto the new high/new low indicator, waning Buying Pressure, increased Selling Pressure, softening economic reports, etc. Indeed, Friday's employment report stunk on the surface, but parsing the internals showed that over the past two months there have still been 178,000 jobs created per month. Nevertheless, said report caused the SPX to collapse early Friday morning and test its March 19 low of 1539, which was a logical place for stocks to hold, and they did, leading to a late day recovery that left the SPX at 1553.28. The history of such action on an employment report is that following the initial collapse, some kind of intraday bounce develops, which is what we got. But, then the typical pattern calls for renewed selling in the days ahead. If so, I continue to think any selling will be contained somewhere between 1490 and 1535 and consequently remain a buyer of select stocks.
(Also read
Four Real-World Investing Rules That Should Be Taught in Schools
The call for this week
: In the stock market, "The Great Secret" is this: When you see the crowd in the rear-view mirror, go contrary to the crowd, and then wait for the daring to think differently. In life, "The Great Secret" is more profound. I lost a friend last week, but in his final hours, he seemed to arrive at a great tranquility -- a peaceful acceptance of his fate. I suddenly realized he knew "The Great Secret." But you don't have to wait until death to learn "The Great Secret." If you did well by your fellow man, you don't have to worry about the hereafter; it is already taken care of. It's not the end; it's just the beginning -- for you see, my friend was my 92-year-old father who indeed lived "The Great Secret."
No positions in stocks mentioned.
The information on this website solely reflects the analysis of or opinion about the performance of securities and financial markets by the writers whose articles appear on the site. The views expressed by the writers are not necessarily the views of Minyanville Media, Inc. or members of its management. Nothing contained on the website is intended to constitute a recommendation or advice addressed to an individual investor or category of investors to purchase, sell or hold any security, or to take any action with respect to the prospective movement of the securities markets or to solicit the purchase or sale of any security. Any investment decisions must be made by the reader either individually or in consultation with his or her investment professional. Minyanville writers and staff may trade or hold positions in securities that are discussed in articles appearing on the website. Writers of articles are required to disclose whether they have a position in any stock or fund discussed in an article, but are not permitted to disclose the size or direction of the position. Nothing on this website is intended to solicit business of any kind for a writer's business or fund. Minyanville management and staff as well as contributing writers will not respond to emails or other communications requesting investment advice.


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Academic Program Review
Below are the documents for academic program review.
Guidelines for Academic Program Review
Academic Program Review Consultant Agreement
For further information please contact:
Marianne Hricay, M.P.H.
Associate Director, Institutional Research
Office of Planning, Assessment, and Research
235 Elm Road
103 Dow Hall
Briarcliff Manor, New York 10510
tel 914.923.2647
fax 914.923.2679


text:
In a sign of hopeful progress, European economic and political big shots will meet today for the first time in 2012 to speed up the implementation of a "European Stability Mechanism." Many view this as a step in the right direction for the European debt crisis, but we'll see. The hope is that Greece will restructure its debt in order to regain some sort of stability. Domestically, investors will closely watch this week's economic releases after last week's GDP came in lower than expected. Friday's unemployment rate and payroll reports will influence the market the most.
What's Up on Wall Street?
The markets closed on Friday with mixed results (for a change), and the five-day changes reflected the same. The Dow Jones Industrial Averaged dropped 74.17 points (0.58 percent), leading to a five-day change of –0.47 percent. However, the year-to-date percentage change is still healthily in the green at +3.63 percent. The Nasdaq Composite jumped 11.27 points (0.40 percent) and closed the week up 1.07 percent. What's more impressive is the Nasdaq's year-to-date change of +8.11 percent. The S&P 500 dropped a minimal 2.10 points on Friday to close the week off with a five-day change of +0.07 percent. The S&P's year-to-date percentage is at a sturdy +4.67 percent as well.
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One of my neighbors, Rey, is part of our little group of guys that stands outside drinking beer while watching our kids. I was outside last week, watching Juanito ride his scooter with the other kids, and I see Rey walk up.
"Hey, Rey!", I say. "How's everything going? You look tired."
"John, not so good."
"What's the matter?"
"John, I'm BORED. I think I shouldn't have taken early retirement. I don't know what to do."
I offer him a cold pilsen, saying "Have a beer… It's good for what ails you."
Rey was a banker here in Manila for thirty years. In that time, he was in a position of respect. Banking, especially a white-collar manager, is held in high regard in Filipino culture. Rey's kids had graduated university, started their careers, and moved away, mostly overseas. He was offered early retirement from the bank, and he took it, thinking he would buy a small farm in the province and live a quiet life.
That's not what happened, though. Yes, he bought the farm, but relatives ended up running it on a daily basis. So, there he is, kids moved away, wife is busy with the same domestic chores she always did, and he really has nothing to do that is meaningful.
Meaningful is the key. You work your whole life in a position of importance and with some authority, and then that position is suddenly gone. Many people may think, "Hey! Relax! You've earned a rest!" And, to a certain extent, they may be right. However, I remember something from my undergraduate psychology and business classes that still sticks in my mind. Work, and one's profession, is one of the things that defines our personality, and who we are. With some people, without those defined traits, they become "lost".
I see many people looking to retire to the Philippines. Indeed, on this site, there are dozens of articles related precisely to that topic. I also think many people look forward to retirement, but are truly unprepared for the real possibility that they may lose the purpose in their life. There is a very real possibility that the vision of palm trees, beaches, and nothing to do but drink beer all day long can seduce you into complacency. However, after the going away parties, the packing and moving, the excitement of being in a new place with a new life wears off, you could end up finding yourself sitting in a room, in front of a TV, with no reason to get up and live another day. It can be depressing.
People need to have some purpose in their existence. Many people are perfectly happy living that retirement dream. No cares. No worries. They saved their money. They are comfortable. They can travel when they want. Do what they want.
How many achieve this dream? I honestly don't know. I've met many people here who are retired and enjoying themselves immensely. I've also met many like Rey, who end up sort of lost, not knowing what to do with themselves.
Perhaps it is largely due to one's mindset? I had an uncle who was a commercial airline pilot for thirty years. He knew his time was coming for mandatory retirement, but about two years before, he had a stroke and they clipped his wings (justifiably so). However, he was never quite the same after that. He was, quite simply, sad. His reason to exist, in his mind, was gone. Every time a plane passed overhead, he always looked up and you could tell that he wanted to be in the air, more than anything else. He died very soon after that. To this day, I think the early forced retirement hastened his demise. I honestly think that if he went the extra two years, it would not have made much difference in the outcome.
My grandfather was another case. He retired, and, for the first two years, did virtually nothing. By nothing, I mean precisely that. Playing computer games and watching TV. It was a chore to get him to leave the house, even for something like getting a hiarcut or going out to eat. Well, I believe, to this day, that his health suffered from extreme inactivity. His mind was no longer sharp (He guided rockets for NASA for a living). His health deteriorated even more rapidly. He became extremely frail. Did it shorten his life? No, I don't think so. However, I do believe that the quality of life in his last years was deteriorated to a far greater degree than it otherwise would have been.
I also saw similar situations growing up in Florida, surrounded by retirees. I saw people who complained about everything, simply because they had nothing else to do. The little subvdivision where my grandfather lived was a perfect example. The homeowners association there was almost psychotic in nature. Why? 95% of the homes were owned by retirees who had absolutely nothing to do, kids and family living far away, except mind other people's business. Working in the restaurants while in high school, I saw the exact same thing from the retirement crowd when they came to eat. Complaints, non-complaints… Even people who would complain just in order to have someone else to talk with. The last case really used to bother me. I could always tell when that was the case, and I always tried to listen, at least for a couple of minutes. It was sad. Missing companionship so badly that you will complain in order to just hear a human voice. It's not living. It is existence, but not living.
Now, move that situation to the Philippines. Yes, people respect age and wisdom to a far greater extent here. Yes, it is a cultural divide that is in striking contrast to the West. When you move, however, you are leaving all that is familiar behind. In most cases, your family is not going to be here (Though most people end up with new family here).
Personally, I cannot imagine myself retired, doing nothing. I am not one of those people who can sit still. I need to always be doing something. I've still got about 20 years before that scenario is reality.
A hobby. Volunteering. An online business. Some may be perfectly capable of following their dreams. Some may not have realistic expectations. It is all up to the individual to do what makes them happy. However, you need to think of the possibility of what life without work truly means. You all of a sudden no longer have something that defined you for 1/3 of your life, after all.
I really felt sorry for Rey. I told him that our local church, St. Peter's Parish, offers microlending and small business consultation to the poor in the area. They were looking for volunteers to help teach the poorest of the poor how to use the lending seed-money to start small, grass-roots businesses. I told Rey, "That would be perfect for you… You were a banker. You know finance. You speak the language. You have the time. You can make a difference in someone's life."
He thought for a few moments, and, as we are finishing our beers, said, "You know, you are right. I think I'll go down there next week and see if I can help them out." I hope he does so.


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I'm wondering the best form for my constructors. Here is some sample code:
class Y { ... }
class X
X(const Y& y) : m_y(y) {} // (a)
X(Y y) : m_y(y) {} // (b)
X(Y&& y) : m_y(std::forward<Y>(y)) {} // (c)
Y m_y;
Y f() { return ... }
int main()
Y y = f();
X x1(y); // (1)
X x2(f()); // (2)
From what I understand, this is the best the compiler can do in each situation.
(1a) y is copied into x1.m_y (1 copy)
(1b) y is copied into the argument of the constructor of X, and then copied into x1.m_y (2 copies)
(1c) y is moved into x1.m_y (1 move)
(2a) result of f() is copied into x2.m_y (1 copy)
(2b) f() is constructed into the argument of the constructor, and then copied to x2.m_y (1 copy)
(2c) f() is created on the stack, and then moved into x2.m_y (1 move)
Now a few questions:
On both counts, pass by const reference is no worse, and sometimes better than pass by value. This seems to go against the discussion on "Want Speed? Pass by Value.". For C++ (not C++0x), should I stick with pass by const reference for these constructors, or should I go pass by value? And for C++0x, should I do pass by rvalue reference over pass by value?
For (2), I'd prefer if the temporary was constructed directly into x.m_y. Even the rvalue version I think requires a move which, unless the object allocates dynamic memory, is as much work as a copy. Is there any way to code this so the compiler is permitted to avoid these copies and moves?
I've made a lot of assumptions in both what I think the compiler can do best and in my questions themselves. Please correct any of these if they are incorrect.


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Home > Lifestyle > Features
Saturday, 11 January 2014
by andreas rivera
A skier must always stay in control and be able to stop or avoid other people or objects in time. This file photo shows the resort of St Moritz, Switzerland, where German Chancellor Angela Merkel hurt her pelvis while cross-country skiing. — EPA
With all the skiing accidents in the
news lately, it's time
snow-worshippers got reacquainted with
the safety rules.
As skiers and snowboarders break out the new gear that Santa Claus brought them, several advocates are asking them to keep in mind basic safety rules so everyone has a good time on the mountain.
This is the National Ski Area Association's (NSAA) Code of Responsibility, guidelines that all skiers and snowboarders are encouraged to follow.
> Always stay in control, and be able to stop or avoid other people or objects.
> People ahead of you have the right of way. It is your responsibility to avoid them.
> You must not stop where you obstruct a trail, or are not visible from above.
> Whenever starting downhill or merging into a trail, look uphill and yield to others.
> Always use devices to help prevent runaway equipment.
> Observe all posted signs and warnings Keep off closed trails and out of closed areas.
> Before using any ski lift, you must have the knowledge and ability to load, ride and unload safely. (Source: www.nsaa.org)
The Snowbasin Ski Resort in Utah, the United States, is kicking off its Skier and Rider Safety Awareness Month with the goal of reminding people that they're not the only ones on the mountain.
"We'll be up here reminding people to know the code," said Jason Dryer, spokesman for Snowbasin.
According to the NSAA, an average of 42 riders or skiers die every year, and 45 are seriously injured every year.
"We're just trying to make sure our slopes are as safe as possible," Dryer said. "Like driving a car, people need to make sure they are practising safe skiing."
One local incident that was subject to debate was a snowboarder's collision with a young skier in early December on the slopes of Snowbasin that was caught on camera.
The snowboarder, 17-year-old Daniel Poulsen, was snowboarding down the slopes with friends. Halfway down, a small girl on skis encroached on his left. He swerved and balanced himself off her shoulder, when another small child appeared in his path from the right. The two collided and the boy's father skied up to Poulsen and hit him.
Susan Poulsen, Daniel's mother and a sergeant with the Davis County Sheriff's Office, said a few weeks later that the man had gotten in contact with them and met with the family to personally apologise for his behaviour.
A subject of debate was whether Daniel and/or the boy and father were in violation of the NSAA's responsibility code.
Along with teaching basic safety skills, avalanche safety will also be the focus of the month.
The first event, which took place on Saturday, was a memorial to Ryan Smedley, a local snowboarder who was killed in an avalanche in the Snowbasin backcountry in 2006.
The Ryan Smedley Foundation, founded by brother Claire Smedley and friend Allison Beeson, will be handing out batteries for avalanche beacons, training riders on how to use them and discussing safety tips for backcountry skiing.
"People need to think before they go out," Beeson said. "Our motto is 'Don't just see it, live it' as in: experience it and learn how to use the equipment before going out." — The Standard-Examiner/McClatchy-Tribune Information Services
Related stories:
VIP ski skids
Helmet sense
Trams to take your breath away
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Ski safety
Tourism M'sia chairman denies causing ruckus at China expo
Man drowns after car plunges into drain
Culvert built to prevent flash floods
Copyright © 1995- Star Media Group Berhad (ROC 10894D)


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type my texbook (pdf) to ms word pad. this is homestead (home-based) typing I have my textbook but it is in pdf form text. I need all the data in wordpad format. there's no way you can just copy and paste it… (Budget: $30-$250 USD, Jobs: Data Entry)
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Gaylord Restaurant London was established in 1966, and is considered one of London's oldest and most elegant Indian Restaurants. Gaylord London is situated in heart of West end, only minutes away from busy Oxford Circus off Regent Street, not far from theatre land.
Gaylord offers the best Mughlai and North-Indian fare in London. Served in relaxed surroundings with an all-ivory interior and minimalist glass frontage, Gaylord reminds one of the majestic golden era by way of the charming original art by Prithvi Soni adorning the walls.
Gaylord encompasses the traditional spirit in which Indian delights are served and has been voted as one of the Top 5 Indian Restaurants in Britain by Vir Sanghvi.
We invite you to embrace our philosophy of 'Tradition is always in', combine this with a hint of Western elegance and innovative presentation and celebrate India's best gastronomic classics and more...
Only at Mortimer Street, in the heart of Central London.
Gaylord does Delivery and Takeaway


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Belt: Ann Taylor - size XS
Shoes: Ann Taylor - size 5
Clutch: Vintage Anne Klein (similar here and here)
Sunglasses: Chanel
Sunglasses: Chanel
Hope everyone is having a great week so far! I don't have much time to write so I'm sorry for the short post. You can see the before and after pics of this skirt here. I was happy to find this vintage plaid skirt with such tiny waist and pockets! The wool is nice and thick and only required taking up the hem. I love the pattern of the plaid and definitely is much cuter than most of the plaid skirts I've seen online and in stores. I wasn't sure if I could make the a-line/full skirt work but it's a nice change from my typical pencil style. Thanks for stopping by! :)


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- Text Size:
- ASmall Text
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An outfit meant for 18-month-old baby girls is turning heads.
It gives the impression that the child is wearing a sexy bikini.
Some say it's too over the top.
"I don't think it's appropriate for a small child I just think that is a little ridiculous that you would put that on your child," one parent said.
"I just think people over-react to stupid stuff I just don't take offense to that at all," another parents said.
The views expressed are not those of this site, this station or its affiliated companies. By posting your comments you agree to accept our terms of use.blog comments powered by Disqus


text: So me and my girlfriend were kidding around and began thinking how possible it would be to ride our bikes to burning man either solo or double bike. I was wondering if anybody has anything to say about that ? we estimated that it would be about 1600 mile trip. and would take us over a month. i know it sounds ridiculous. but i think it's possible. call me dumb.


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Staff Report
Published Jan. 9, 2013
Lumber manufacturer Canfor Southern Pine announced Wednesday plans to expand its existing production facility in Horry County.
The $3.6 million investment is expected to generate 56 new jobs.
Canfor plans to install a continuous kiln system to increase its lumber-drying capacity by 50%, according to a news release. The expansion is expected to be complete by mid-July.
The company chose the Palmetto State to expand its operations because of the quality of workforce, said Canfor's human resources director Debbie Sand.
"We have been pleased with the quality of the employees and low turnover rates in Horry County," she said.
The Canadian company has operated in Horry County since March 2006, when it acquired locally owned New South Cos. Canfor supplies companies such as Lowes and Home Depot with lumber stock.
"As housing recovers nationally, South Carolina's forest resource is well-positioned to provide the raw material needed for expanding existing sawmills. Increasing demand for wood products worldwide is a good sign for forest landowners and job seekers. Growing and processing more wood is good for the economy and the environment," said State Forester Henry E. "Gene" Kodama.
Canfor is taking applications for truck drivers, electricians and qualified machine operators. Interested applicants should visit the Conway facility to apply, at 1283 U.S. Highway 501.
The Coordinating Council for Economic Development approved job development credits, which will be available when hiring targets are met.
Previous coverage
Canfor Southern Pine expands Camden facility
Lumber company expands in Darlington County


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This is the last installment of Sonel's Black and White Photo Challenge. The theme today, Doors and/or Windows.
A little bit of history: The Townerville area comprise mainly terrace houses built in the 1920s. The Art Deco styled 2-storey buildings were formerly used as government quarters but now available for lease. While all the front facade of the units are built to look consistent, habitation gives each unit's set if windows, door and door grill and the space within a slightly different character.
left behind
A room for children perhaps.
The back of alley of the row of colonial townhouses.
An extraThe view from our study window where I do these blog posts. There is a colour "art" version on Instagram, if you are interested.
– http://www.ura.gov.sg/conservation/town.htm


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Reviews of Ghaub Guest Farm
They do not necessarily represent the views of Expert Africa.
Ghaub Guest Farm review
We only stayed here because Sabina thought we would otherwise have a very long drive. We were so glad we did, what a really delightfully place, we could have happily stayed 3 nights.
The rooms are large and very tastefully decorated in the old mission school rooms. Everything one could want was thought of the scenery and gardens are beautiful with a super pool and the gardens full of flowers and colourful trees. The manager who has been there 17 years is a real treasure, he was informative cheerful and helpful. The food was delicious and the wine good.
We were bowled over by the whole place. Fascinating history and great birds and walks. really would love to visit again.
Ghaub Guest Farm is lovely
A lovely place to break a journey. Very peaceful, great host.Read more about the whole trip
Ghaub Guest Farm review
Staff really great and friendly.
Cave experience was really worthwhile and enjoyable albeit a challenge
Ghaub Guest Farm review
Superb accommodation. Peaceful and relaxed atmosphere. The farm trip we chose to do was good for the 1st half - very informative and interesting. Then the 2nd half was basically an extremely bumpy uncomfortable drive back and of no real interest.
We had 2 evening meals, one of which was excellent and the other was one of the worst meals we have ever had!!!!!!.
Ghaub Guest Farm review
We didn't stay in the farm but camped on one of the three pitches.
The facilities provided were good with the abultion block for each pitch providing two showers and two flush toilets with electricity. Kitchen facilities with concrete and stone table and a braai area. The table provided can really only be used as a work surface as it is too high to sit at. Each pitch is private with good views.
One of the guides at the farm took us down the cave on the farm which is a two and a half hour adventure going down a hundred meters. There was a lot of scrambling and climbing in muddy conditions so you need to be prepared for that. But it was a great experience. Not for the claustrophobic. An excellent base to explore the Otavi area.
Quiet location
Mark went caving; he enjoyed it but it was incredibly hot and there was a shortage of oxygen!
Other than that it was a good place in which to relax. Currently, there is no horse riding so walking is about the only other option. Fine for an overnight stay, but no longer.
Ghaub Guest Farm review
Beautiful farm. Amazing rooms, food and facilities. Can I live there?Read more about the whole trip
Ghaub Guest Farm review
The welcome here was wonderful, despite being the only guests, yet again. The rooms are really huge with a lovely view over the immaculate grounds.
The Manager is great, a real Namibian success story who joined us after dinner for really interesting conversations. Chris McIntyre please note: it is on the opposite side of the road from what you say in the Bradt guide.
Fitting end to holiday at Ghaub Guest Farm
A lovely traditional farm with friendly, knowledgable staff. The walks around the area were first class and even included bushman paintings.
The rooms had fridges and fans and a verandah overlooking the hills; bliss!
The trip to the caves is not to be missed.
Ghaub Guest Farm review
We stayed here for two nights as a mid way point on our way to the Caprivi.
We didn't feel it was particularly special but it served our purposes.


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Services Set for Neligh Woman Killed in Knox County Accident
NELIGH - Funeral services will be held tomorrow (Thursday) morning for a Neligh woman killed in a Monday accident in Knox County. Knox County Sheriff Don Henery says 66-year-old Anita Miller was pronounced dead at the scene 3 ½ miles southwest of Center. Her husband, Leonard Miller, was treated and released at Avera Creighton Hospital. Henery says the Millers were riding in a utility vehicle in a pasture about 3:15 Monday afternoon when the vehicle rolled in a gully. Anita Miller was trapped under the vehicle. Services for Anita Miller will be at 10 tomorrow morning at the Calvary Bible Church in Neligh. Beyer Snider Memorial Funeral Home is in charge of arrangements.
On Air
Jeffrey Steffen
6am - 10am


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Pittston Riverfest honors bygone era
An annual event celebrating the area's history and culture returns to the banks of the Susquehanna on Saturday.
The Greater Pittston Riverfest, held by the Greater Pittston Cultural Coalition, takes place from 10 a.m. to 4 p.m. at Riverfront Park, behind Cooper's on the Waterfront in Pittston. The event was cancelled last September in the wake of flooding from Tropical Storm Lee.
"It was very disappointing," said event organizer Joe Savokinas. "But with people in West Pittston devastated by flooding, it was minuscule compared to their problems."
Attendees can participate in hands-on activities and demonstrations, including soap making, arrowhead making and basket making. These skills from colonial times have fallen out of practice, Savokinas said.
"These things are getting lost," he said. "Hands-on activities bring interest to it."
As a member of a mineralogical club, Savokinas said the gem demonstration, which includes gem and mineral stone cutting and polishing, is one of his favorite activities.
There will also be a spinning wheel and artifact displays, and children's mural painting.
A tour of the Knox Mine Disaster site is a popular attraction, Savokinas said. The tour includes hay wagon rides and trail walks at the site of the 1959 mining accident, when the Susquehanna River broke into Knox Mine in Jenkins Township, killing 12 men.
Mark Dziak, author of "The Battle of Wyoming: For Liberty and Life," will be on hand to sign books. There will also be a live performance from the Perspective Church Choir, as well as Native American dancing and storytelling.
The first Riverfest came together in about six weeks, Savokinas said. Organizers now dedicate a whole year to planning the family friendly event.
Admission and parking are free for this event. Rain date is Sunday.
Quick info
What: 4th Greater Pittston Riverfest
When: Saturday, 10 a.m. to 4 p.m.; rain date Sunday
Where: Pittston Riverfront Park, behind Cooper's
Details: Free admission and parking. Visit www.gpccpittstonriverfest.org for more information.
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« The Voice Recap: The Final Eight Perform | Home | Lisa Lampanelli Versus Dayana Mendoza: Whose Team Are You On? »
Reality Replica: Carrie Ann Inaba
May 01, 2012 06:05 AM by Kim Grundy
Dancing with the Stars judge Carrie Ann Inaba was beautiful in blue at The Humane Society of The United States celebrates the 26th Annual Genesis Awards, held at The Beverly Hilton Hotel on March 24, 2012. Find out how to copy her glamorous and colorful red carpet style.
Carrie Ann Inaba is used to judging celebrities on Dancing with the Stars, however if we had to turn the tables we would give her sexy blue dress a 10! Carrie Ann looked gorgeous on the red carpet at the The Humane Society bash. Bold colors are a huge trend this spring and this turquoise blue dress with the sexy scoop back looks great on her olive skin and is perfect for spring.
"I love flowing dresses in jersey or silk," Carrie Ann recently said, revealing some of her favorite designers. "[Diane Von Furstenburg] makes some gorgeous dresses that are timeless yet edgy. They can be dressed up or down which is really important for me. Rachel Pally makes the most amazingly comfortable dresses to. I can't get enough of them! I also love All Saints. Their clothing is super edgy without being obvious"
How can you copy this reality star's style? One great option is this electric blue Silk Maxi Dress by Aryn K from Piperlime ($128). This gorgeous dress features draping around the neckline and a sexy assymetrical design for a modern, yet sophisticated look.
For a more casual version of Carrie Ann's dress, check out the Rachel Pally Blanca Dress in seaglass blue. In addition to being one of her favorite designers, this jersey maxi dress features a sexy scoop back and gathered empire waist.
Carrie Ann pairs her colorful dress with strappy blue heels, similar to the Jessica Simpson 'Evangela' Sandsal ($97.95) from Nordstrom.
"You always have to have a great shoe. You can never have enough shoes!" she says. "I love platforms! And I love those wedges! The higher the better!"
Who do you think was the best dressed last night on Dancing With The Stars? Take our poll and let us know!
This strappy suede sandal from Jessica Simpson features a cool piped trim for a look straight from the runway. For a more casual look, pair your maxi dress with leather wedges, such as the Steven by Steve Madden Wikka Wedge Sandal.
"In my personal life, I like to be comfortable yet fashionable," Carrie Ann says. "I love clothes that drape and convey as sense of movement. For appearances, I like to kick things up a notch with pieces that are simple yet elegant — and then I will throw in some statement jewelry for that wow factor."
She gives her red carpet look some added bling with large gold hoops, similar to the large oval hoops from Nordstrom ($24) and a chic gold clutch, such as the Jessica McClintock metal mesh clutch ($27.99).
To finish off your look, copy Carrie Ann's golden glow by brushing a bronzer along your cheeks and forehead and rubbing a body shimmer, such as Lancome Flash Bronzer, on your shoulders and legs.
Want more? Follow our tweets on Twitter and like us on Facebook! For other great Dancing With the Stars news, please feel free to check out Sir Links A Lot: Dancing With The Stars.
Visit our sister site SheKnows for more breaking news about celebrities and entertainment!
Photos Courtesy of ABC
Topics: ABC Reality TV Shows, Dancing With the Stars, Reality Replica |
« The Voice Recap: The Final Eight Perform | Home | Lisa Lampanelli Versus Dayana Mendoza: Whose Team Are You On? »


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- Absence of an efficient business and communication infrastructure
- A lack of candidates with the combination of necessary skills
- Limited knowledge of the human resources profession as it's understood in the West, because most hiring decisions historically have been made by the government
- Difficulty finding experienced managers willing to relocate.
Explains Martin Walter from the Economic Section of the Czech Embassy in Washington, D.C.: "Skills needed [in Eastern Europe] are the ones that our people didn't have the opportunity to develop under the centralized economy." As a result, he says, consulting firms often bring in experts from the West with specific expertise, such as marketing or accounting, on a temporary basis to get their enterprises up and running. Many of these are Eastern European emigres who aren't willing to return to their former homelands for the rest of their careers, but are eager to help their native countries remove the remaining shackles of planned economies to adopt free-market principles.
For Moscow Cellular, a joint venture operation between Denver-based U.S. West and the Russian government, the use of temporary workers is a viable solution to its staffing problems. The 20-person firm, which is developing a cellular-phone system, recently needed a senior finance professional to implement a computer-based accounting system and to train local staff in Western accounting principles. Managers realized that few Muscovites had sufficient knowledge of U.S. computer accounting systems. And because the operation was a start-up, it didn't have the time to train a local. In addition, Russian accounting principles are intended primarily to record statistics, a vast difference from those in the U.S., which are designed to measure performance.
Managers had difficulty finding someone in the U.S. who could speak Russian, was familiar with local Russian customs, knew both Russian and U.S. accounting and computer systems and was willing to relocate to Moscow. They found one candidate who came close and hired him as a permanent employee. He didn't last long, because he didn't fully realize what living in Moscow entailed—hours spent waiting in line for many of life's basic necessities, for example.
At this point, U.S. West enlisted the help of Menlo Park, California-based Accountemps. As a worldwide temporary personnel services firm, we launched a multi-country search across Europe and America. We found Ukrainian-born Lana Basov, who had immigrated to the U.S. in 1978. She spoke Russian, had been educated in Russia and had worked in Chicago for several years as an assistant controller. Moscow Cellular hired her on a long-term temporary basis as director of finance.
The temporary nature of the placement was by mutual consent of both parties. Basov doesn't wish to stay in Russia for the rest of her career. And Moscow Cellular's experience with recruiting proved that such an arrangement would be necessary to get the combination of skills and experience they needed.
The company and Basov settled on a three-month temporary contract, with the option to renew every three months. By structuring a contract with constant options to renew, both parties achieved maximum flexibility with minimal risk. Flexibility was the key. Moscow Cellular wanted to avoid moving another employee to Moscow only for that person to have second thoughts.
Human resources managers can play a crucial role in making the contract fair and equitable. Even for a temporary assignment, it's important that the candidate understands the nature of life in his or her new short-term home. Contracts that help provide for cultural, legal and financial differences will make for an employee who isn't overwhelmed by new circumstances.
Operating in the new Europe will require companies to use every human resources tool available to them. Far from being a disadvantage, the complexity and diversity of European nations will give companies access to more and greater talent and skills with which to explore European opportunities.
Personnel Journal, April 1994, Vol.73, No. 4, p. 48.


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HRD in Small Organisations: Research and PracticeBy Jim Stewart; Graham Beaver | Go to book overview
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Questia, a part of Gale, Cengage Learning. www.questia.com
Publication information: Book title: HRD in Small Organisations: Research and Practice. Contributors: Jim Stewart - Editor, Graham Beaver - Editor. Publisher: Routledge. Place of publication: New York. Publication year: 2004. Page number: 211.
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Table of contents
- Title Page iii
- Contents v
- Figures vii
- Tables viii
- Acknowledgements xv
- 1 - Researching and Practising Hrd in Small Organisations 1
- Part I 5
- 2 - Why Hrd in Small Organisations May Have Become a Neglected Field of Study 8
- 3 - Neither Market Failure nor Customer Ignorance 26
- 4 - Now You See It Now You Don't 48
- 5 - The Big Business of Strategic Human Resource Management in Small Business 74
- Bibliography 96
- Part II 103
- 6 - Employee-Led Development in Smes 106
- Bibliography 122
- 7 - The Practice of Hrd in Smaller Firms 124
- Bibliography 146
- 8 - Hrd and Knowledge Migration in Sme-Academic Partnerships 149
- 9 - Knowledge Migration in an Academic-Sme Partnership 168
- Bibliography 184
- 10 - E-Learning and Small Organisations 185
- Bibliography 211
- Part III 215
- 11 - The Management Development Needs of Owner-Managers in Manufacturing Smes 218
- 12 - The Value of Hrd in Small Owner-Managed Organisations 244
- Bibliography 262
- 13 - Mentoring for Export Success 265
- 14 - Management Development in Micro and Small Firms in Ireland 285
- Index 312
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Financial Audit of the Department of Taxation
Financial Audit of the Department of Taxation
Report No. 94-20
The Office of the Auditor and the certified public accounting firm of Deloitte & Touche LLP conducted a financial audit of the Department of Taxation for the fiscal year July 1, 1993 to June 30, 1994. The audit examined the department's financial records and its systems of accounting and internal controls and tested these for compliance with applicable laws and regulations.
In the opinion of Deloitte & Touche LLP, the department's financial statements present fairly its combined financial position and the combined results of its operations for the fiscal year ended June 30, 1994. All are in conformity with generally accepted accounting principles.
Deloitte & Touche LLP note no matters involving the internal control structure and its operation that they consider to be material weaknesses as defined in the report on the internal control structure. They also note, with respect to items tested, that the department has complied, in all material respects, with laws and regulations applicable to the department.
We are pleased to note that the department has implemented most of the recommendations made in our 1985 report. The department had not considered our prior audit recommendation on using a depository system to reduce delays in depositing receipts. We find that the department could improve its ability to collect taxes by strengthening its internal control and administrative practices and resources.
Specifically, we find that procedures for collecting unpaid taxes should be strengthened, delinquent tax collections should be deposited in a more timely manner, and a depository system for certain tax payments should be established.
We also find that vacancies in the Collection and Audit Divisions should be filled, a new income tax computer system is needed, responses to letter ruling requests should be more timely, a formal training program should be implemented and inactive agency accounts should be closed.
Recommendations and Response
We recommend that the department strengthen the procedures used to collect unpaid taxes by re-programming its computer systems to identify nonfilers, document the approvals obtained for the payment plans of delinquent taxpayers, and reexamine its practice of not initiating foreclosure proceedings and actively monitor the financial condition of taxpayers to determine when liens should be enforced through foreclosure proceedings. We also recommend that the department make photocopies of delinquent tax checks requiring additional investigation, deposit checks promptly, and credit the payments to a suspense account.
In addition, we recommend the department implement a depository system for general excise tax and state income withholding tax payments, the department be allowed to fill the vacancies in its Collection and Audit Divisions and that the department consider acquiring a new income tax computer system. Further, we recommend the department assess the relative importance of preparing letter rulings and devise a system that is fair in responding to requests for letter rulings, develop a formal training program for its auditors and designate one individual as the training officer, and that the department contact the Department of the Attorney General to determine the procedures for closing inactive agency accounts.
The department generally concurs with our findings and recommendations. It concurs in substance with our recommendation to implement a depository system for general excise tax and state income withholding tax payments. However, it believes that an electronic funds transfer system would be more efficient and is exploring that option. We are pleased that the department recognizes the need to improve its tax receipts systems and encourage it to pursue the electronic funds transfer system. It also will deposit all delinquent tax payments in a more timely manner. Further, it concurs that it should be allowed to fill vacancies in its Collection and Audit Divisions. It also will revise its system for preparing letter rulings, is considering the acquisition of a new income tax computer system, and will implement a formal training program for its auditors. It will contact the attorney general for guidance on closing inactive agency accounts.
The department neither concurs with, nor disputes, our recommendation that it re-examine its practice of not initiating foreclosure proceedings and more closely monitor the financial condition of taxpayers to determine when liens should be enforced through foreclosure proceedings. Instead, it states that it initiates foreclosure proceedings if warranted, but contends that foreclosure proceedings and additional monitoring require an inordinate amount of collector hours and produce only marginal increases in revenue. We are unable to confirm this claim because the department had not conducted foreclosure proceedings that we could evaluate.


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newbie. it is only practice, and usually there are very few watching it, ANYWHERE.
by the way, two or three days ago, you said you werent going to watch! what changed your mind?


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Jazz vocalist, drum set artist, solo marimbist, orchestral percussionist and timpanist, to composer, professor and author, what doesn't she do?
The High Falls Business Association has once again teamed up with the Hochstein School of Music & Dance and WXXI to present Hochstein at High Falls, a noontime summer concert series. The series includes ten outdoor concerts Thursday afternoons at 12:10pm during June, July and August. Weather permitting, they will be held in the Granite Mills Park near the Pont de Rennes Bridge and will feature a diverse mix of musical artists and instructors. Attendees are encouraged to bring their own seating and lunch, or pick up a great lunch area restuarants (like La Luna and Fina's Cafe). Each performance runs approximately 45 minutes.
Hochstein at High Falls is on Facebook. Visit: facebook.com/hochsteinhighfalls.
The July 26 concert features Kristen Shiner McGuire internationally reknowned drummer, percussionist, singer, composer, and teacher.


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Wichita, KS -- Have you ever had an idea and thought it could be the next big invention? A Wichita man says his idea could go all the way to the Super Bowl.
When you watch a game at home, its easy to see the line for a first down because it's lit up on your screen. Fans at the field don't get that view. That may change thanks to an idea from Wichitan Lyle Suhr.
"It's limitless what you can do with this," Suhr said. "It's like a giant screen TV underneath the football field."
His product is called Electrafield. By adding high intensity multi-colored LED lights and fiber optic technology to the turf, stadiums could project images on the field to mark lines, show fans statistics or even help celebrate a score.
"It feels like real turf," Suhr said. "A player can fall on these. They bend any way that a player can go."
"We also see this for not just football, but baseball, soccer, other sports that require similar types of fields," said Suhr's partner Mike Alderson.
This work is much different from their day to day job of selling pipes and fittings at wholesale through Best Supply.
"This is a little bit outside of the box, yeah." Alderman said.
But their hard work on this project is paying off. They just got a patent, now they're hoping to convince the industry to use it.
"There's approximately 26,000 football fields in America, and I'd like to see it in most of those fields," Suhr said. "I hope the NFL picks it up, I hope the NCAA picks it up and also the highschool level."
Both men have just kicked off a new social media campaign, to get their product to the next level.


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While India may have got its say on food security, the WTO deal continues to hang in balance after Cuba raised objections to the trade facilitation text.
Cuba, along with certain Latin American, is understood to have backed out after the language in the TF agreement did not indicate a lifting of the US embargo at the meeting of trade ministers early hours of Saturday.
WTO chief Roberto Azevedo and all member nations are set to meet yet again on Saturday morning to try and address these concerns and thrash out a compromise.
The closing session of the plenary where all 160 member nations of the WTO will adopt the draft Bali text has been delayed. Without adoption of the text, it will not be considered a formal declaration of intent.


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…..and Farewell to Sno Balls, Ding Dongs, Cupcakes and Wonder Bread.
The Hostess company that made all these sweet, preservative – laden treats is bankrupt thanks to a Union strike and demands that are too great to be met.
So Hostess chose to go out of business leaving hundreds of workers jobless.
They can join the burgeoning numbers on the jobless rolls that grow with each new report…if the Obama administration will release them truthfully–do not count on that.
Twinkie lovers must be sorrowing.
It makes me think back to the Twinkie lovers in my family. My sons like Twinkies but I would not buy them on principle, so they saved their money and bought them when they had enough dough for the dough.
One of them was determined to NOT let his brothers find his precious package of Twinkies so he hid them in a most unlikely place….way back in an under- the- sink- bathroom space with doors that shut so as to not reveal the hidden Twinkies.
Alas…he forgot his own Twinkies and a year or more later I was housecleaning in that bathroom and found the Twinkies.
I gave them to the son who hid them and they were just as fresh and soft and delicious as the day he hid them about one year from the day I found them.
Let's hear it for now-gone Twinkies….and the preservatives that kept them so well!!!


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Man arrested more than 2 years after warrantThe Associated Press | February 16,2013BURLINGTON The U.S. Marshals Service says a man wanted on a sexual assault charge in Vermont since October 2010 has been arrested in Kansas.
Authorities said Aly Tran was charged with aggravated sexual assault on a minor. The alleged assault happened in Burlington in 2003; it was reported to the Chittenden Unit for Special Investigations in 2010.
A warrant for the arrest of the 45-year-old Tran was issued; his whereabouts were unknown.
He was arrested Thursday in Holcomb, Kan., on a charge of being a fugitive from justice, authorities said.MORE IN Vermont NewsMONTPELIER The three Democratic gubernatorial candidates promised voters at a forum Tuesday... Full StoryA federal agency says a wireless Internet system funded by taxpayers is operating as it should,... Full StoryThe Shumlin administration and legislative leaders are questioning aspects of a renewable energy... Full Story
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About Contact Join Donate
August 29, 2014, at 3:54 PM
By Kathryn Zagrobelny |
Washington Monthly recently released its rankings of four-year colleges and universities across the nation. This year's 2014 college guide included many colleges and universities recommend in The Newman Guide.
The University of Dallas (UD), in Irving, Tex., ranked high in the "Master's Universities" category. Also included in the list were DeSales University, Franciscan University of Steubenville, Mount St. Mary's University, University of Mary, University of St. Thomas in Houston, and Walsh University. DeSales, Franciscan, Mount St. Mary's, UD, and Walsh were additionally listed among the "Best Bang for the Buck" schools.
Additionally, the "Liberal Arts Colleges" category showcased AveMaria University and Thomas Aquinas College (TAC). TAC and UD were both found among the "Affordable Elite Colleges" list.
Finally, the "National Colleges" category featured The Catholic University of America, and the "Baccalaureate Colleges" group included Belmont Abbey College and Benedictine College.
The rankings, according to the Washington Monthly website, are based on each institutions' "contribution to the public good" determined by three factors: social mobility, research, and service. They reportedly respond to the question "What are colleges doing for the country" by focusing on the impact the institutions have on society as a whole.
These colleges and many others are recommended in The Newman Guide for their strong Catholic identity.
Catholic Education Daily is an online publication of The Cardinal Newman Society. Click here for email updates and free online membership with The Cardinal Newman Society.
Contributors Contact
Join thousands of Catholic families and individuals standing with The Cardinal Newman Society for faithful Catholic education. Members receive news roundups by email, about weekly.
Start your no-cost membership now!
Our work is possible only through the generosity of countless supporters who share our mission. We have promoted and defended faithful Catholic education for 20 years! Please support our successful work by making a donation today.
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Fire Up the Grill for Bayou Kabobs, Featuring Applegate Andouille Sausage
Warm up the grill and your taste buds because this new recipe is going to light a fire under your next cookout! Some are lucky enough to spend a summer along the Gulf Coast soaking up the sun, and waves, and the dynamic culture that defines the region. Some of us have to phone in a good 'ole Cajun cookout from our backyards. Whether you're summering in the South or in the North, these Bayou Kabobs need to be on the menu.
The big flavor on these simple-to-assemble kabobs are the Andouille sausages from Applegate. Known as the makers of the "cleaner weiner," this company is committed to organic, hormone-free, humanely-raised animals to craft quality meats you can feel good about eating and serving.
These Andouille sausages are made with only a few ingredients – all of which you'll recognize, all of which are organic. Because Applegate uses turkey and chicken, the meat is leaner, meaning less fat and calories. But they don't skimp on flavor. The package says spicy and they mean it. It's not overwhelming, might not make you sweat, but it's got a tasty bite.
Read Full Post >


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In Mike Reiss's mailbag today, someone said Belichick has been dreadful at drafting and Reiss came back with a fair and reasonable response. This was geared towards Belichick's poor drafting of DBs, which I agree with.
"I think dreadful is too strong a word. Dreadful is trading up to the No. 5 spot in the 2009 first round to select quarterback Mark Sanchez (Jets). Dreadful is taking linebacker Rolando McClain eighth overall in 2010 (Raiders). Dreadful is taking offensive tackle Jason Smith No. 2 overall in 2009 (Rams). Dreadful is selecting linebacker Aaron Curry No. 4 overall in the 2009 draft (Seahawks). I could go on, but here's what I'd say about Belichick's draft record: He doesn't miss too often on the first-rounders that often make up the core of a team, but the second and third rounds have been trouble spots for him. I don't think that's dreadful. That probably puts him in the same category as most of his competitors, and then when considering what he's done with some later-round picks and undrafted players, he's still doing well."
No GM hits on all their draft picks. Hell, the 49ers had to trade their first round pick from last year to Kansas City because he contributed nothing as a wide receiver. The Eagles just cut their first round pick from last year, Danny Watkins because they reached on a 28 year old guard who didn't start playing football until he was 22. But man, does this forum produce a ton of complainers about Belichick's drafting acumen.


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One of the traders in the chat-room today pointed out a very unique pattern in the SPY that was unfolding, and one that I don't remember seeing in recent memory.
Typically when a stock opens above the previous day's high price action and closes bellow its lows (only necessary to engulf the candle body), it is referred to as a bearish engulfing pattern. But what's strange about the chart below is that we've now had two in a row on successive price action. Something that I'm sure has happened before, but nothing I can personally recall.
I really curious now about how this will all unfold.
Get Ryan's Morning Newsletter with all of the essential market data and analysis for your trading day for Free!
Ryan (@shareplanner) specializes in swing trading strategies and is the founder of SharePlanner which he created to help and teach others on how to trade stocks better using multiple approaches and time frames. Each day you can count on Ryan to provide his trading advice as well as transparency in every trade that he makes. Ryan Mallory resides in Central Florida. More >>


text: Read the last paragraph here in the doc : http://www.realvnc.com/winvncviewer.html#1 That might explain your "problem". > -----Message d'origine----- > De : Andrew Tate [mailto:a.tate "at" surrey.ac.uk] > Envoyi : mercredi 31 mars 2004 21:28 > @ : vnc-list "at" realvnc.com > Objet : Wrong colour depth on Windows viewer > > Just downloaded and installed RealVNC 3.3.7 on two elderly Windows98se machines. > Now they are both set to have 1024x768x16 desktop but when I view one from the other I > only get 8bit graphics. > > Connection Info gives: > Desktop 1024x768x16 > Using depth 8 > > same software installed on other machines gives a 16 depth and works fine. I previously > was using TightVNC and have left that installed. Would there be any registry settings I > should change? I can only find a command line option to use 8-bit and not to force 16-bit > and I have checked that the shortcut does not have this 8-bit option and even run directly > from ProgramFiles using WindowsExplorer. > > Any help welcomed... > > Oh yes just tried using my old TightVNC viewer onto RealVNC server with same machines > and it goes 16bit depth... strange?? > > Andy.. > _______________________________________________ > VNC-List mailing list > VNC-List "at" realvnc.com > To remove yourself from the list visit:


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About ASD
Educating students for success in life
The Anchorage School District...
Crossroads of the world
Google Map
The district serves the southcentral Alaska communities of Anchorage, Eagle River, Chugiak and Girdwood.
Distance by air from Anchorage to:
Seattle - 1,500 miles
New York City - 3,300 miles
London - 4,500 miles
Beijing - 4,000 miles
Awards and honors
- Teacher Jenna White received the national 2014 Milken Educator Award. Story »
- Student Taylor Seitz won 3rd place in the 2014 International Science and Engineering Fair in the Engineering: Materials and Bioengineering category. Story »
- DoDEA Educational Partnership Awards grant to the Anchorage School District for the 2014-15 school year. Story »
- Aurora, Bayshore, Chugiak and Ravenwood elementary schools recognized as Alaska Reward Schools for the 2014-15 school year. Story »
- Teacher Debbie LaRue won the Behring Teacher Award and student Brynn Boeckmann won the Outstanding State Award in the 2014 National History Day Contest. Story »
- Cessilye Williams was selected as the 2015 Alaska Secondary School Principal of the Year by the Alaska Association of Secondary School Principals. Story »
- John Bruce was named Alaska Teacher of the Year 2015 by the Alaska Department of Education & Early Development. Story »
Student diversity
A diverse student population provides students the ability to interact with peers from many different backgrounds, expanding their knowledge of other cultures and preparing for life in a global society. Studies by UAA sociology professor Chad Farrel show that Anchorage has the most diverse schools in the U.S. at all levels.
Race and ethnicity at ASD
Minority students comprise more than 50 percent of the student population (48,213 students).
Non-English languages spoken
Most ASD families — 80 percent — speak English at home. The remaining 20 percent speak 99 languages. As of October 2014, there were 5,745 students eligible for English Language Learner services. The most frequent languages spoken by those students were:
Graduates in the spotlight
ASD students go on to achieve great things. Hover over the names below to learn more about some well-known graduates and former students.
Kikkan Randall is an Olympic skier and World Ski Championship gold medalist.
Former student William Oefelein is an astronaut and space shuttle pilot.
Irene Bedard stars in Smoke Signals and as the voice of Disney's Pocahontas.
Preston Pollard is a motivational speaker and professional skateboarder.
Former student Brian Schmidt is an astrophysicist and Nobel Laureate.
Scott Gomez is an NHL Stanley Cup winner and Rookie of the Year.
Former student Shintaro Okamoto is a master ice artist in New York City.
Trajan Langdon is a former professional basketball player.
1. Enrollments reflect fall 2011 memberships reported to the National Center for Education Statistics on the Common Core of Data (CCD) agency universe file—"Local Education Agency (School District) Universe Survey: School Year 2011–12, Provisional Version
Destination 2020
Destination 2020 is the district's comprehensive, multi-year plan to increase student achievement. The plan focuses on improving the performance of every child to ensure at least one year's academic growth each year. Destination 2020 is built on the district's mission, vision and core values as outlined by the school board.
Annual reports
Expect the Best is the district's comprehensive annual report to the community.
The Profile of Performance is the ASD report to the Anchorage School Board and community on the district's progress toward meeting the board goals.
Profile of Performance 2014-15
The Demographics-GIS Services section contains enrollment numbers, race and ethnicity reports, capital improvement plans and school boundary information.


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What Causes ADHD? 12 Myths and Facts
Causes of ADHD
by Kristin Koch
Because attention deficit hyperactivity disorder (ADHD) symptomsinattention, impulsivity, and/or hyperactivityaffect a child's ability to learn and get along with others, some people think an ADHD child's behavior is caused by a lack of discipline, a chaotic family life, or even too much TV.
In fact, research suggests that ADHD is largely a genetic disorder.
However, some environmental factors may play a role as well. Here, we separate fact from fiction about the causes of ADHD.
Next: Pesticides
Get the latest health, fitness, anti-aging, and nutrition news, plus special offers, insights and updates from Health.com!


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|Annual West Central Cattleman's Series starts again
|Written by Wauneta Breeze
|Thursday, 10 November 2011 15:49
The annual West Central Cattleman's series will begin November 21. The first session will be at Ogallala Ne Nov 21 at the Quality Inn. This meeting will start at 5 pm MT. Two new locations have been added for the 2011-2012 season, Hayes Center and Goodland KS. The Hayes Center meeting is scheduled for Nov 22 at the Hayes County fairgrounds at 5pm CT. The Goodland KS meeting is scheduled for Dec 8 6pm MT at the fairgrounds.
Presentations that will be made include feed cost control, crop market update, pasture productivity, pasture weed control, cattle genetics and 3rd trimester cow nutrition. Each of the meetings has a $10 registration fee or $15 at the door. Meals are included in the registration fee.
The West Central Cattleman's Day is one of the premier opportunities for cattle producers to access the most up-to-date information on current management issues. For information and to register for the WC Cattleman's meetings call the Hayes County extension office at 308-286-3312 or Robert Tigner at 308-882-4731.


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Executive Education - Professional or Graduate Certificate
Professional or Graduate Certificate
Students who intend to work toward a certificate by completing all five courses can pursue either a Professional or Graduate Certificate in Supply Chain Management. Students pursuing either certificate take the same courses and have exposure to the same academic content and interaction with faculty. The essential difference is that students working towards the Professional Certificate take courses on a non-credit basis and do not receive a grade, while those seeking the Graduate Certificate take courses for academic credit and receive grades that appear on an official transcript. Students pursuing the Graduate Certificate will be required to complete additional assignments designed to both promote and assess mastery of the course content. The following chart should aid in choosing the appropriate certificate.
|Grades and credits appear on an official ASU transcript
|Credits can be transferred to a degree program
|Potentially. Courses, credits and grades will appear on an official ASU transcript that can be sent to other institutions upon request. Acceptance of these credits is at the discretion of the receiving institution.
|Certificate appears on an official ASU Transcript
|No. Physical certificates are awarded by the W. P. Carey School of Business and a record of completion of courses and the certificate is kept in the school's permanent database and provided to students and alumni upon request.
|Students earn Continuing Education Units (CEU's)
|Yes. Each course earns 4.5 CEU's.
|No. CEU's are awarded only for non-credit courses.
|Homework and assignments
|Weekly readings, quizzes and discussion board assignments. On average, students spend 9-12 hours per week on course related activities.
|Same as a Professional Certificate, plus additional assignments (depending on the instructor, these may be in the form of readings, exercises or exams - 12-20 hours in total) intended to assess the degree to which the student has mastered course content.
|Exit requirements
|For each course: Average of 80% on weekly quizzes plus satisfactory participation on discussion boards.
For the certificate: Combined quiz and discussion board grade of a minimum of 80% for each course.
|For the certificate: 3.0 GPA average for all courses.


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A man was sentenced to several years in prison after pleading guilty last week to a Kings Mountain store robbery.
Germinique Stephon Ross, 21, pleaded guilty to robbery with a dangerous weapon and was sentenced to four to five years in prison for an incident that occurred Sept. 27, 2012.
Assistant District Attorney Paul Ditz said Ross went into Kings Mountain Groceries and pointed a small pistol at the clerk and demanded money. The clerk gave him the contents of the cash register, which was about $164, and his Blackberry cell phone, according to Ditz.
�After officers responded, a K-9 officer tracked with his dog to the location of Mr. Ross,� Ditz wrote in an email. �Mr. Ross fled on foot and was apprehended by the officers and was found in possession of the money and the cell phone.�
Ditz wrote that Ross gave a full confession to the crime when questioned by police.
He was sentenced to four to five years in prison, according to the District Attorney�s Office.
Reach reporter Rebecca Clark at 704-669-3344 or email@example.com or follow on Twitter@TheStarRebecca.
Location, ST | website.com


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This is the last week of Project Simplify. I am definitely noticing a difference around our home. My clutter piles are vastly decreased. I am still inching forward, and I am sure that I will experience some inching back, but for now I am thrilled with the results.
I set out to attack three hot spot areas of clutter in our home this week.
The first being our office supply area, where we keep the supplies needed for homeschooling.
The second was the top of the dresser in our dining room that holds all our incoming bills and my running gadgets.
The third and final pile I attacked this week was in the upstairs hallway. It was mostly made of up totes we used to pack for our vacation to Disney World. Sadly however, we have been home from Florida for over a month and they were still in the hallway.
While I was out for 3 hour and 36 minute marathon training run, my husband decided to surprise me by doing some house work that I had planned to do later that day. One area he tidied was the office area, so I painlessly crossed that area off my list.
I spent about 45 minutes one evening taming the top of the dresser in the dining room. I found a metal container not being used in another area of our home and used it for incoming bills. That freed up one side of the double sided basket for my son's running accessories (watch, cell phone etc.) and the other side for mine. I then gave the bigger square basket a good clean out getting rid of old kids art, expired coupons, no longer needed flyers, and junk mail. Thursday I spent around 30 minutes, taking the empty totes down to the craft closet and refilling them with the craft supplies and my birthday gift stash that they originally held before we used them for vacation.
Putting those things back in totes made my storage closet go from looking like this……
To looking like this. It still could use a bit of work, but I am happy to see this much improvement for now. I am 100% satisfied with the improvement in the hallway. Remember last week it also had another huge stack of things. So to see it now completely empty, with an organized linen closet off of it and a completely decluttered and spring cleaned bathroom, makes it worth every minute I have spent this last month simplifying my home worth it.
How about you? Did you simplify any areas of your home this week?
This Post is linked to Project Simplify Week 4 at Simple Mom


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Jamie Cudmore will keep playing, he says...and a quick note on the now-complete Rugby Canada review of the Rugby World Cup. Continue reading
Sin Bin RSS
Las Vegas Sevens: Canada run over tough challenge from Scotland, take Plate title
All-action John Moonlight was again a force for Canada (Patrick Johnston photos) The Canadian men's rugby sevens squad has a hard time talking about itself. Ask any player about their own accomplishments and they immediately start talking about someone else.… Continue reading
Las Vegas Sevens: Rugby Canada outlast USA in overtime semifinal thriller
Nanyak Dala races away for the winning try (Patrick Johnston photo) An incredible matchup lived up to its billing. In an electric atmosphere, a captain made the difference. Skill won over verve, enthusiasm and home town support. That's the tale … Continue reading
Las Vegas Sevens: Canada keeps ball, drops game to South Africa
The narrow field of Las Vegas' Sam Boyd Stadium dictates a possession game. Canada has been known all season for its possession game. Somehow, the Canadian men forgot about their strengths and paid the price in their second game of … Continue reading


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7 reasons why Test Engineering improves products and processes
Like other engineering disciplines, test engineering is concerned with the in-depth analysis and methodical processes that produce high-quality results. Where civil engineers design, build and maintain infrastructure such as bridges or dams, test engineers design, develop and maintain the integrated systems that can test and measure all of a high-tech product's features and functionality – at any or every stage of a product lifecycle to ensure it meets specifications and attains maximum quality, safety and efficiency levels.
1. Test engineering can harmonize the entire product lifecycle
The typical product lifecycle includes stages for product design, design validation, new product introduction (NPI), manufacturing, and repair and returns screening, so test engineers, such as those at Averna, typically work closely with original equipment manufacturers (OEMs) to develop the validation routines and test systems needed for each phase, with a focus on automation and an intelligent, integrated flow from one stage to the next, starting with the design phase.
2. Design for Testability (DFT) streamlines development
As high-tech products become more complex and OEMs face increasing competition, test engineers have shown that a design for testability (also called design for testing, or DFT) stage can bring great value to product development processes. For example, Averna's test engineers will typically collaborate with product designers to integrate certain features like smart chips, measurements capabilities and diagnostic routines into their product designs. These elements make it easy to run automated tests on all functionality, generate valuable data for analysis and troubleshooting, and speed up the product development cycle.
3. Design for Manufacturability (DFM) simplifies production
When designing a product testing approach and plan, another area where test engineering adds a great deal of value is design for manufacturability (also called design for manufacturing, or DFM). Integrating DFM principles allow significant time, material and resource savings during the production stages.Since Averna's test engineers are concerned not only with complete test coverage but also with product quality and testing efficiency, they typically assist OEMs with integrating DFM principles into their product designs so that when a new product reaches the manufacturing stage, there are no costly delays or surprises because every aspect of the product has been considered in light of how the final product will be assembled and tested. This greatly streamlines the product lifecycle and is typically responsible for significant time, material and resource savings during the production stages, further underlining the value that test engineering can bring to high-tech product development.
4. Test automation speeds time to market and lowers costs
Given the convergence of many different technologies into single products such as smartphones, wearable devices, automotive infotainment systems, and medical devices, product testing has become especially complex. Added to the obvious challenge of testing more technology in ever-smaller devices, competition is strong and product shelf-lives are shrinking. Many of today's electronics manufacturers are therefore optimizing their test architecture and test routines to cover more product functionality as quickly as possible. By using standardized test software such as LabVIEW and NI TestStand, they can implement batch and parallel testing to speed throughput, optimize instrument use, automate standard operating procedures (SOPs), and easily gather test results data to further improve processes.
5. Automated test stations accelerate throughput and improve quality
An important component in thorough product testing is automated test equipment (ATE) – such as assembly test stations, functional test stations, and ESS test stations – used to verify assembled components such as semiconductor chips and boards, or to functionally test the partially or fully assembled units. As well, depending on how and where the product will be used, there may be specialized test stations, fixtures and chambers used for testing a small sample of units to ensure they will operate when vibrated, dropped, immersed, exposed to electromagnetic or extreme temperatures, and so on. Units that fail at any stage are typically routed to repair stations for troubleshooting and fixing.
6. Fast test station replication helps OEMs reach their markets
If the product being tested is bound for the consumer electronics or automotive markets, there's a good chance that multiple high-volume test stations, often including robotics and automated assembly lines, will be required to satisfy consumer demand. As well, identical test stations may be needed in multiple countries to ensure simultaneous worldwide product releases. Another driver for global test station deployment is cost – many OEMs have chosen contract manufacturers (CMs) and electronics manufacturing services (EMS) in lower-cost countries for their manufacturing operations. The logistics required to ensure synchronized production around the world are significant and usually require the support of a test engineering company with build-to-print expertise that can rapidly source and assemble identical test stations, and then ship and integrate them into CM and EMS sites around the world.
7. Test data management streamlines the product lifecycle
Since test engineering is ultimately concerned with ensuring that a product meets if not exceeds specifications, accurate test data is crucial. In fact, test engineers thrive on results data because it is essential for improving product features, speeding up test routines and measuring results. Test data management software, such as Averna's Proligent Analytics, automatically gathers and processes test data, presenting it in the form of reports, charts and alerts. Processed by Proligent's OLAP cube technology, this data provides rich, contextual feedback to product designers and test engineers so that in near-real-time they can see how their products and test plans are performing, which accelerates troubleshooting and increases product quality and yields.