text:
C.J. Cron hit his 15th home run of the year against UAB.
May 20, 2011
SALT LAKE CITY - A pair of home runs from C.J. Cron and Shaun Cooper lifted the Utah baseball team to a 3-2 win over UAB on Friday afternoon at Spring Mobile Ballpark.
With the Utes down 2-1 after UAB scored a pair of runs in the top of the third inning to take the lead, Utah came back in the bottom of the from to re-take the lead on the back-to-back home runs from Cron and Cooper. Cron hit a 475-foot liner to left field, while Cooper's was just over the fence in left center.
In a strategy geared towards next week's conference tournament, the Utes threw both Rick Anton and Joe Pond for four innings each on the mound. Anton allowed two runs on three hits, earning the win to raise his record to 8-1 on the year. Pond allowed just one hit with four strikeouts.
Tyler Wagner came on to pitch the ninth inning, and had one strikeout en-route to his 11th save of the season.
Utah took a 1-0 lead in the first inning. James Brooks led off the inning with a double to left field. He moved over on Michael Beltran's sacrifice bunt before scoring when Cron grounded out.
UAB scored a pair of runs in the top of the third. Harry Clark hit an infield single and reached base despite a great effort from Brooks at short to make the play. Jacob German put two on after an errant throw after a diving play by Beltran at second base. Both runners would score on a two-RBI double from Nick Crawford.
Utah out-hit UAB, 11-5. The Utes stranded seven runners on base, including leaving the bases loaded in the seventh after three hits in the inning. Brooks led the Utes with three hits, while Austin Shackelford and Trey Nielsen had two hits each.
UAB was led by Patrick Palmerio, who went 3-for-4. Ryan Wooley earned the loss on the mound after pitching four innings.
Utah and UAB play the final game of their series on Saturday, May 21, at noon at Spring Mobile Ballpark.


text:
Business Law
Ask a Business Lawyer. Get Business Law Questions Answered ASAP.
Good evening. This is so typical of these big banks, especially Wells Fargo, because they think because they have all the money, they can simply shove this stuff down your throat. And, most of the time, they do because people pretty much fold their tent and just take it. But, you should not! You should write the lender a certified, return receipt requested letter detailing the history and terms of your lease and demand they rescind all interest charges resulting from their error and the negative credit report within a short specified period of time or you will have no choice but to file a claim against them. This typically causes the bank to fold, because the bank is just like a big bully....i) they beat up on people because most people let them, and ii) they back down quickly when someone actually calls their hand......the bank knows that when you take this to a judge, the game is over for two reasons...1) the judge will enforce the law rather than allowing the bank to simply make it up to suit their own needs; and 2) if you select a jury, the bank knows it's like the "Revenge of the Nerds" where everyone on the jury that has ever been screwed by a bank or other bully gets to exact their revenge....though they shouldn't, each juror brings their own lifetime biases to that jury room!
I hope this has given you the guidance you were seeking. I wish you the best of luck!
If you have a follow-up question, please remember that there might be a delay between your follow up questions and my answers because I may be helping other clients or taking a break.
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The information given here is not legal advice. As all states have different intricacies in their laws, the information given is general only. This communication does not establish an attorney-client relationship with you. I hope this answer has been helpful to you.
My pleasure. You take care!
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subset: commoncrawl


text:
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text:
WASHINGTON (AP) - The glitch-ridden rollout of President Barack Obama's health care law has opponents crowing: "Told you so!"
Time to hit pause, they say, or scrap it.
But others are saying there's enough time to fix the online enrollment system before insurance coverage kicks in Jan. 1.
The administration said Monday that system wait times have been cut. But despite weekend upgrades, the healthcare.gov website will be brought down again at 1 a.m. Tuesday for more fixes overnight.
Insurers are holding off public criticism. They say that few customers are getting through, but they expect the situation to improve.
The last time a major new federal health care program launched - the Medicare prescription benefit in 2006 - there were also big startup problems that eventually were worked out.
(Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.)


text:
The US Is Closed, But Markets Elsewhere Are Open - Full Overnight Summary
- Bank of Japan
- Bond
- Capital Markets
- China
- Copper
- Crude
- Davos
- default
- Deutsche Bank
- Eurozone
- Fitch
- fixed
- France
- General Electric
- Germany
- Gilts
- Greece
- headlines
- Housing Market
- Housing Starts
- Initial Jobless Claims
- Investment Grade
- Ireland
- Japan
- Jim Reid
- Markit
- Merrill
- Merrill Lynch
- Monetary Policy
- Morgan Stanley
- Netherlands
- Nikkei
- Portugal
- President Obama
- Price Action
- Rating Agency
- ratings
- Reuters
- Reverse Repo
- Shadow Banking
- Switzerland
- Unemployment
- Verizon
- World Economic Outlook
On MLK Day, we party like its 1991... in the Shanghai Composite that is. The main Chinese index slid another 14 points overnight to its lowest level since the June near-banking sector collapse fireworks, entering 1-handle territory once more, and making a mockery of all those who still don't get that since the Chinese stock market is so shallow, the only bubble in China is in its housing market which unlike the stock market is rising just shy of 20% annually.
But the reason why China's GDP missed even though it beat last night, when it posted 2013 GDP growth of 7.7%, higher than the 7.6% expected, is that as the Bloomberg chart below shows, it was the lowest nominal growth since the financial crisis.
And since overnight liquidity in China collapsed once again, the PBOC announced it had provided short-term liquidity to some big banks today, and that it would conduct a reverse repo tomorrow. Of course, with the January 31 Trust default just 11 days away, the Chinese liquidity tinderbox is locked and loaded especially with the Chinese New Year just around the corner.
In other news, European stocks recovered from a lower open and gradually edged into positive territory, with the DAX index outperforming where ThyssenKrupp shares advanced by over 4% after their CFO said that there are no concrete plans to increase capital and also confirmed outlook for EBIT target. At the same time, in spite of consensus beating retail sales data from the UK, the FTSE-100 index underperformed its EU peers, weighed on by Royal Dutch Shell which issued an unexpected profit warning and consequently sent share tumbling at the open. As a result, in spite of higher oil prices, oil & gas was the only sector to trade in the red.
Looking elsewhere, GBP surged across the board following the release of much better than expected UK retail sales numbers, which the ONS said was driven by smaller stores where annual sales grew more than three times faster than in bigger stores. At the same time, UK rates curve steepened, with Gilts moving into negative territory as a result. Going forward, market participants will get to digest earnings release by MS and GE, as well as Housing Starts and Building Permits from the US.
There is nothing on the US calendar today as the US is closed for holiday
Market level recap
- S&P 500 futures little changed at 1833.7
- Stoxx 600 down 0.1% to 335.5
- US 10Yr yield down 0bps to 2.82%
- German 10Yr yield down 0bps to 1.75%
- MSCI Asia Pacific down 0.3% to 139.2
- Gold spot up 0.1% to $1255.3/oz
Asian Headlines
The PBoC said it sees increased positive signals in the economy and that it will maintain appropriate liquidity and credit and social financing growth. (RTRS) PBOC's Weibo says Jan. lending is rising fast and the PBOC have asked banks to tame pace of lending and adjust banking liquidity at proper time. (BBG)
EU & UK Headlines
UK Retail Sales Ex Auto (Dec) M/M 2.8% vs Exp. 0.3% (Prev. 0.4%, Rev. 0.2%)
UK Retail Sales Ex Auto (Dec) Y/Y 6.1% vs Exp. 3.2% (Prev. 2.3%, Rev. 2.1%)
UK Retail Sales Incl. Auto (Dec) M/M 2.6% vs Exp. 0.3% (Prev. 0.3%, Rev. 0.1%) - Joint highest on record
UK Retail Sales Incl. Auto (Dec) Y/Y 5.3% vs Exp. 2.5% (Prev. 2.0%, Rev. 1.8%) - Highest since October 2004
- The ONS says the rise in sales was driven by smaller stores where annual sales grew more than three times faster than in bigger stores.
Eurozone Construction Output (Nov) M/M -0.6% vs Prev. -1.2% (Rev. -1.1%)
Eurozone Construction Output (Nov) Y/Y -1.7% vs Prev. -2.4% (Rev. -2.3%)
Fitch affirmed Netherlands at AAA; outlook negative. S&P revised Portugal sovereign credit outlook to negative from credit watch negative; rating maintained at BB, affirmed Malta at BBB+; outlook stable and affirmed Slovenia ratings at A-; outlook stable. (BBG)
BofA Merrill Lynch have upgraded its Q4 GDP forecast for the Eurozone to 0.3% Q/Q from 0.1% Q/Q, and its 2014 GDP forecast to 1% from 0.8%. (BofA)
RBC sees the first UK rate rise in November 2015 vs August 2016 previously and says the BOE may lower unemployment threshold to 6.5%. (BBG)
UK Chancellor Osborne has called for an above inflation rise in the minimum wage from GBP 6.31 to its pre-recession value of GBP 7.00 per hour.
French Finance Minister Moscovici is aiming for GDP growth of more than 1% in 2014 and has repeated 2014 GDP growth forecast of 0.9%. (BBG)
A new accounting standard adopted by the EU from September may reduce Italy's debt-to-GDP ratio - the second highest in the region after Greece, by as much as 2 percentage points, according to an official at Italy's statistics agency ISTAT.
US Headlines
US Senate voted 72-62 to send the USD 1.1trl government spending bill, which would fund the US government through September 30th, to President Obama to sign. (BBG)
Heading into the North American open stocks in Europe are seen broadly higher, with the DAX index in Germany outperforming its peers where ThyssenKrupp shares surged by over 4% after their CFO said that there are no concrete plans to increase capital and also confirmed outlook for EBIT target. At the same time, oil & gas related stocks failed to benefit from higher oil prices and the sector underperformed its EU peers since the get-go, weighed on by Royal Dutch Shell which issued an unexpected profit warning. Of note, given that today also marks expiration of various equity option contracts may result in erratic, albeit short-lived price action around expiration times.
GBP/USD rallied over 100pips and moved above its 21DMA line following the release of much better than expected UK retail sales numbers, which the ONS said was driven by smaller stores where annual sales grew more than three times faster than in bigger stores. Broad based GBP strength saw GBP/JPY also move above its 21DMA line, with the consequent JPY weakness also ensuring that USD/JPY was able to move into positive territory.
French President Hollande has said the EUR rate is particularly high. (BBG)
Deutsche Bank sees Turkish GDP growth at 2.8% in 2014. (BBG)
Commerzbank sees gold rising to USD 1,400 by end of year, as well as a revival of commodity investment demand in 2014 and forecasts copper to average USD 7,600 in 2014. (BBG)
Morgan Stanley have said that gold prices look likely to remain under pressure this year with rising US interest rates and we remain firmly of the view that far greater upside lies with the platinum group metals and palladium in particular. (DJN)
South Africa's National Union of Mineworkers accepts Northam platinum wage offer according to Tantsi and the platinum strike has been called off'. (BBG/Twitter)
Morgan Stanley say Brent to average USD 103/bbl in 2014 on higher supply. Brent crude is to peak in Q1, fall in Q2 on refinery maintenance, according to a Co. report. (BBG)
* * *
We conclude with the overnight summary by DB's Jim Reid
Markets have started the week on the back foot, despite a brief rally following a better-than-expected Q4 GDP print in China. Indeed, Asian equities recorded a small pop following the GDP report, but the gains were shortlived as the general negativity on China's growth trajectory continues to weigh on Asian markets. In terms of the data itself, China's Q4 GDP (7.7% YoY) was slightly ahead of expectations of 7.6% but it was slower than Q3's 7.8%. DB's China economist Jun Ma maintains his view that economic growth will likely accelerate in 2014 on stronger external demand and the benefits from deregulation. The slight slowdown was also evident in China's December industrial production (9.7% YoY vs 10% previous), fixed asset investment (19.6% YoY vs 19.9% previous) and retail sales (13.6% vs 13.7% previous) data which were all released overnight. Gains in Chinese growth assets were quickly pared and as we type the Shanghai Composite (-0.8%), HSCEI (-1.1%) and AUDUSD (-0.1%) are all trading weaker on the day. On a more positive note, the stocks of mining companies BHP (+0.29%) and Rio Tinto (+0.26%) are trading flat to slightly firmer and LME copper is up 0.1%. Across the region, equities are generally trading lower paced by the Nikkei (-0.5%) and the Hang Seng (-0.7%). Staying in China, the 7 day repo rate is another 50bp higher to a three month high of 9.0% with many investors continuing to focus on the Chinese shadow banking system following the looming restructuring of a $500m trust product that was sold to ICBC's customers. The PBoC said late last week that it expects cash demand to increase substantially before the Lunar New Year on Jan 31st and it has asked banks to pare back the pace of lending in preparation for this.
Last week ended on a sour note as the S&P500 (-0.39%) faded into the close on the weight of a number of profit warnings and earnings disappointments. The big headline misses came from the likes of General Electric (-2.3%) and Intel (-2.6%) – the latter reporting disappointing earnings on the back of continuing weakness in traditional PC demand. Morgan Stanley (+4.4%) bucked the general trend by reporting a solid Q4, courtesy of strong performances in investment banking and capital markets. But overall the S&P500 has managed a fairly lacklustre Q4 reporting season thus far, with just 60% of the 50 companies that have reported managing to beat analyst estimates. The picture on the revenue side is about the same with 63% of companies beating expectations on the top line. Looking deeper at the earnings beats/misses so far, it's clear that the financials sector has had a decent earnings season, with 13 financials beating EPS estimates and only 6 missing. On the other side of the ledger, the clear underperformer is consumer services, specifically retail where only 2 companies have met sales estimates but 6 have missed. Our oft-used earnings summary table for the S&P500 is included in today's PDF. We'll be updating this for both the S&P500 and Stoxx600 as we head deeper into the earnings season.
Briefly recapping the weekend news flow, the ECB has reportedly given selected Euroarea banks three weeks to submit details of their trading books and risk models as part of the central bank's upcoming asset quality review. Banks have until January 31st to provide data on trading book portfolios, applying common definitions used in regulatory and accounting standards where possible (Reuters)
Also in Europe, after the US markets closed on Friday, Ireland was upgraded by Moody's back to investment grade (Baa3 from Ba1) with the rating agency noting the dual tailwinds of an improving fiscal outlook and the government's exit from the EU/IMF programme as the rationale for the upgrade. In Asia, the latest home price data from the Chinese government showed that average new home prices in 70 major Chinese cities climbed 0.4% in December on the month, easing from November's +0.5% and seeing the fourth straight slowdown since August's 0.8% gain. Average nationwide new home prices are up 10% YoY. Elsewhere in Asia, the Bank of Japan is said to be planning to raise credit lines for low interest loans to entities that are showing increasing financial support to industries such as the environment, medicine and welfare (Nikkei).
Previewing the week ahead, the coming week will be a little more quiet than usual with a holiday-shortened week in the US and a relatively light economic data calendar. But there are still a number of important data releases ahead of the month-end FOMC on January 29-30th. The main US economic data releases this week will all come on Thursday with the release of initial jobless claims, the Markit flash PMI and existing home sales. This week's jobless claims also coincide with the survey period for January payrolls. The 3rd week of US reporting season will see 69 S&P 500 companies reporting, accounting for 17% of index market cap, including Microsoft, P&G, IBM, Verizon and McDonald's. The US Treasury will auction $15bn of 10yr TIPs on Thursday. US equity and bond markets will be shut today for the Martin Luther King Day long weekend.
In Europe, the highlights on the data docket include Tuesday's German ZEW Survey and Thursday's flash PMIs for the EZ/France/Germany. In the UK, watch for the unemployment which will be released on Wednesday, where expectations are for unemployment to fall to 7.3%, edging closer to the BoE's 7% forward rate threshold. The latest BoE minutes are released on Wednesday. The World Economic Forum meets in Davos, Switzerland starting Wednesday with the IMF due to release its latest world economic outlook a day ahead of that.
In Japan, the BoJ monetary policy meeting is scheduled on Wednesday where the central bank will provide its three year economic outlook. In China, the HSBC flash manufacturing PMI is on Thursday where consensus is expecting a further slowdown to 50.3 (from 50.5 in December).
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" The US is Closed..."
but the S&P is up 5 overnight...? magic
Call it the I have a dream bump.
the older you get, the better you'll understand the concept of premature ejaculation.
Haaah, looks like we are getting goosed (52 week highs for Info Tech shares. Totally shameless.....
I think it is in prep for a huge upcoming fall in the nxt weeek or so...so they can make more on the shorts on the way down...
Same with the rupee, being kept rangebound (low) against the dollar, so the same IT companies can continue to keep the sham alive a little longer....
Indian guitar, your's truly, MLK listening....
I have never heard guitar played in that style before it sounded like a sitar (?) style. unless I've heard it and not recognized that it was a guitar, very cool man, very good!
Grazzi GH. and that is what I do, play guitar (natural) like a sitar (genetic music).
MLK listening....
Hopefully he's not watching.....his boy being put behind bars for corruption. He had a dream....but I doubt it involved that.
I really hope he doesn't see what the first black President is up to....you have to think it would really break his heart.
What the heck...
shorter, electric...
You can suck as much as you want but there's a limit to how big it can get...
Ok, here's the deal..(before some clown actually listens to the ominous tone and burns some capital at a short stab). When an event become SO well known, when even the NY Times is writing about it, George Soros is saying "doesn't look good" and on, and on... This means managers are already or have put hedges on and ready for it. The end of January will not be a bang of red ink. This is how they keep fooling you into handing them more of your money (if you short) Be smart and don't get sucked in.
MLK. What a joke. The man plagiarized virtually every document he every wrote - including his doctoral thesis. He had a communist KGB informant in his circle of advisors - Levison was his name, I think. JFK told him to get rid of the guy, because JFK wanted to support the civil rights movement more, but couldn't because the commie influence made it politically untenable. King refused. He was nearly kicked out of the Southern Baptist civil rights organizers because of his flagrant womanizing. (The night he was shot in Memphis, he had just stepped out of his apartment where he had a tryst with one of his favorite mistresses.) He even fornicated with underage girls.
Makes me ill to think we have a "holiday" for that monster's birthday. There is nothing in his legacy to celebrate.
yeah well, he was evidently a strong enough force for good that the tptb decided to kill him-
Dr. Martin Luther King's family and personal friend/attorney, William F. Pepper, won a civil trial that found US government agencies guilty in the wrongful death of Martin Luther King. The 1999 trial, King Family versus Jowers and Other Unknown Co-Conspirators, is the only trial ever conducted on the assassination of Dr. King. The King Center fully documents the case, with full trial transcrip
as regards his flagrentcies- let his widow give you a homework assignment for this holiday you don't want to be observing:
Coretta Scott King: "We have done what we can to reveal the truth, and we now urge you as members of the media, and we call upon elected officials, and other persons of influence to do what they can to share the revelation of this case to the widest possible audience." – King Family Press Conference, Dec. 9, 1999.
as for plagerizing. the above was lifted from GW's blog. a good place to start.
His widow's opinion is irrelevant. Why he was killed and who-dun-it is also irrelevant. MLK's CHARACTER, as demonstrated by his behavior, is what a rational man should anaylze when determining whether or not MLK should be canonized.
This horrible man should have been relegated to the dustbin of history. And please stop calling him a "Dr." He didn't earn it; he cheated, plagiarizing some passages of his thesis from the previous man's work so completely that he copied grammatical errors and punctuation mistakes!
Who is GW (I'm assuming this is a reference to our first President, who most certainly did not have a blog.)?
and franklin liked a good orgy, and jefferson diddled slaves ... how a 'bout a poppy bush day for you?
Go find your logic professor and kick him in the jimmy.
Then read through this.
Take your time.
since i dont know
i will miss the show
since i got smart
i sat like an old fart
and today i will stay
far, far away from the fray
Well....starting now anyway.
It's now official.
admission to the game;cash-buy low, sell high.
whatcha selling...
Nothing.....it's forbodden to sell today.
Meet me around back.....I'll hook you up.
A great day to print a lot of Benjamin's!!!
The US is "closed" today, huh?
Well the dwindling number of us working in the REAL economy, the private sector, had to roll out of bed to CONTINUE to support the insatiable demands of the arrogant, vastly unappreciative, Free Shit Army.
Dominated by those generational parasites who "could be" MLK's sons and daughters.
Fuuny how the commdities have stayed somewhat even with no major price drops or fluctuations.....


text:
Bella Sucre~ Demerara Sugar, Tiare Flower, and Coconut Milk
To burn a Voluspa candle is to be introduced to a world of excellence in fragrance and candle light that delights the senses and adds luxe to everyday living.
A coconut wax candle in a beautiful decorative tin.
Burn within sight. Keep away from things that catch fire. Keep away from children and pets.
© 2010 Voluspa
REVIEW SNAPSHOT®by PowerReviews
Reviewed by 1 customer
(1 of 1 customers found this review helpful)
Coconut lovers check this out!
By beautyluvr
from Vancouver WA
describe yourself Classic Style
- Clean & Fresh
- Draws Compliments
- Great Smell
- Great Value
- Long-Lasting
- Not Overpowering
- Sensual
- Sexy
Best Uses
- Anytime
- Daily Use
- Evening Use
- Signature Fragrance
- Special Occasions
Comments about Voluspa Decorative Tin Candle, Bella Sucre, 3.5 oz:
I can really smell the coconut milk here! It's a sweet, sugary, light floral w coconut milk! Sweet coconut milk! Girly but not immature! It's a winner!
- Fragrance Type:
- Sugary, Sweet, Tropical
Bottom Line Yes, I would recommend this to a friend
(1 of 1 customers found this review helpful)
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text:
On Friday afternoon, we posted our full review of Konami's "Pro Evolution Soccer 2013" – review can be found here.
To coincide with the review of "Pro Evolution Soccer 2013", we were given the opportunity to interview Tim Blair, "Pro Evolution Soccer" Brand Manager, about some of the new innovations "PES 2013" brings to the franchise, as well as his thoughts on the competition from EA Sports' "FIFA" series.
In addition to the review and this interview, Konami provided us with an extra copy of "Pro Evolution Soccer 2013" for Xbox 360 to giveaway. To enter, simply leave a comment on this page telling us who your favorite soccer player is and why, along with your email address.
To increase your chances at winning, you can receive a bonus entry by making a donation to the Extra-Life Charity Drive where we'll be playing video games on October 20 for 24 hours to raise money for Hasbro Children's Hospital – donations can be made here.
The "Pro Evolution Soccer 2013" contest will on Sunday, October 21 at 12 A.M. Eastern. We'll randomly select a winner and email them for mailing information.
Examiner: Pro Evolution Soccer 2013 introduces a lot of new innovations and game features when compared to previous entries. Do you feel that in a certain respect PES 2013 a restart for the franchise or just a natural evolution?
Tim Blair: PES 2013 doesn't mark a restart of the PES franchise, rather it is a continuation of the core values and vision of PES and the progress Konami has been making over the past few years. In PES 2013, ProActive AI is the continuation of Active AI introduced in PES 2012. PlayerID is the next step in recreating players complete likenesses – not just their faces. PES Full Control (Or PES FC) is the next logical layer to the 360 degree control and the power settings implemented over the past few versions of PES. So it is truly an evolution.
Examiner: One of the biggest additions made to PES 2013 is the addition of Full Control. How does this game mechanic improve ball-handling over that of PES 2012?
Tim Blair: PES FC definitely takes ball-handling to a new level of sophistication and enjoyment. First of all you'll notice the challenge and the subsequent pay-off of Full Manual Passing and Shooting. At first it is a little tricky and all of us were launching shots into the stands. But once you hone it in, you're making much more controlled shots on goal and passes to team mates. It really lets you use the ProActive AI to its fullest.
Another well-received improvement that comes with PES FC, is the Dynamic First Touch. Using these new controls, you can perfectly receive and cushion a pass, then turn it into a brilliant continuation of play using a flick, linking to a volley adding a feint.
On the other side of the ball on defense, you can use Response Defending to really make 1 on 1 situations more difficult for your opponent. You can hold up play by reducing the distance between you and your opponent, and timely perform tackles to play the ball in a specific direction – preferably the direction of your teammate to shift to attack.
Examiner: Pro Evolution Soccer was the primary soccer game to fans for years. However, EA Sport's FIFA series has grown in popularity and moved in a direction different than that of the PES series. Is PES 2013 in direct competition with FIFA 13 or do you feel each is delivering a different take on the sport?
Tim Blair: While PES was created with a focus on making the most realistic soccer experience, the gap has closed and we are in direct competition. Konami is still delivering a different take on the digital format of the beautiful game, but we do compete with each other. Our fans though will echo that PES is harder and gamers play at a higher level. It's a badge of honor.
Examiner: The Pro Evolution Soccer series has served as a great means of introducing people to soccer video games. However, PES 2013 adds a number of new game mechanics that make the experience deeper and richer. With these new additions made, will PES 2013 remain as accessible to casual fans as previous titles?
Tim Blair: Yes, no question. While the features I've described sound complex, this is not an exclusive game. New PES gamers can ease themselves in by using the tutorials and by adjusting the game's level of difficulty, pace of the game, and levels of assistance. As they get better, they can really dial these up or down to get a better challenge.


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Man shot in Blue Springs home invasion; Woman and child, also home at the time, unhurt
BLUE SPRINGS, Mo. - Two gunmen broke into a Blue Springs home Wednesday night, tied up a couple and shot the husband, all while their 4-year-old son slept, police said.
The home invasion happened around 9:40 p.m. at a home in the 400 block of SW Keystone Dr., according to a statement from the Blue Springs Police Department.
Police said they believe drugs were related to the crime.
"We do not believe this was a random occurrence where they kicked in the door and tried to rob them," Detective Jeremy Dickstein said. "The residents of Blue Springs do not need to be worried about the same thing occurring."
The woman and child were not injured.
The man was treated and released from a local hospital for a gunshot wound to his leg.
Police are looking for two suspects. One was wearing a Home Depot racing jacket.
If you know anything about what happened, you are urged to call the TIPS Hotline at (816) 474-TIPS.


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We would like to install a fireplace to an existing chimney that is used for oil heating a house. One story house. 18 inch internal diamater brick chimney. Chimney is in perfect location for a main floor living room fireplace install. What special precautions do we need to take to eliminate the chance of oil exhaust coming from the heater in the basement into the living room on its way up the chimney? Any suggestions on how to install into an existing chimney would be helpful too! Thanks!
- Forum >
- Miscellaneous >
- Installing Fireplace to Oil Heat Chimney
Can we use the existing oil heat chimney but have a separate exhaust channel/tubing/whatever within the chimney for the fireplace? This way the chimney could be used for both exhausts, but still be separate. Is this a potential danger?
Is there ANY way to make this work so we can use the existing chimney for oil heat and fireplace? Thanks!
Is there ANY way to make this work so we can use the existing chimney for oil heat and fireplace? Thanks!
The only way I know of that you could accomplish what you're trying to do would be if the clear dimensions of the existing flue were such that two new separate flues could be installed within, one flue for the furnace, one for the fireplace. In your OP you mentioned that the houe had an "18 inch internal diamater brick chimney". Did you mean the chimney is 18" outside dimensions, or the flue itself is 18" clear diameter. That would be a heck of a big flue for a house. But if it is that big, you might be able to install separate flues inside. The point is, in most jurisdictions I'm aware of, each of the uses has to have a separate flue.
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PHILADELPHIA –- As President Obama calls for new job creation that won't raise the national budget deficit, an opportunity exists for the private and public sectors to work together. The University of Pennsylvania's Fels Institute of Government lays out six proven strategies to help governments, businesses and workers successfully address the jobs problem in a new report, "Solving the Skills Crisis: Promising Practices for Talent Pipeline Development."
Funded with support from the Annie E. Casey Foundation, the report highlights strategies to build a talent-development pipeline:
- Onboarding -- teaching new employees about the organization and how their position fits into the overall scheme of the company.
- Learn and earn – combining paid work with education that leads to a credential.
- Mentorship -- providing readily accessible veteran employees to guide newer workers.
- Public/private intermediaries -- leveraging the resources of other businesses, non-profits and government organizations to provide services and resources.
- Work/life support -- addressing employees' personal issues to decrease turnover.
- Career coaches -- designating an individual to guide employees through the various stages and opportunities of the talent-development pipeline.
Based on site visits with more than a dozen American employers and interviews with more than 60 economic, governmental and business leaders, the new report features real-life narratives and concrete advice about replicable and scalable strategies to create and retain a quality workforce while reducing turnover, increasing productivity and creating new job openings.
In addition to the site visits and interviews, the report features a scalability index that business can use as a checklist to decide which strategies can be successfully implemented. Numerous case studies for each strategy illustrate the real-world value for decision makers of adopting the tactics in the public and private sector.
Sam Williford, one of the Fels-report authors, said, "At a time when so many people are struggling, it's exciting to see companies engaging in practices that are good for business, workers and the public sector."
"Solving the Skills Crisis: Promising Practices for Talent Pipeline Development" is the latest in Fels' ongoing Promising Practices series, a compilation of briefs that provide public-sector leaders and managers with effective, practical and innovative information on public management topics. The full report is available at http://www.fels.upenn.edu/job-centered-economic-development.


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REGISTRATION FOR THIS COURSE IS FULL. Please call 415.929.6486 to be added to the waiting list.
The aesthetic standards for veneers have been raised. Restoring anterior teeth without advanced techniques is no longer acceptable. However, dentists are challenged to stay current with a multitude of improved procedures and materials. In this two-day, hands-on course, you will learn how to show your patients exactly what their new smile will look like through the advanced case presentation techniques and to deliver beautiful restorations. These skills will give you an increased feeling of confidence and pride with your veneer cases.
Aesthetic Photography: Review the necessary photographs for a complete aesthetic exam. Digital and conventional camera systems will be evaluated and compared. Techniques for taking photographs will be demonstrated.
Smile Design: The art and science of re-envisioning, reinventing and re-creating smiles from the ordinary to the extraordinary will be reviewed. Learn the principles and concepts of Golden Proportions, incisal edge position, buccal corridor and other aspects that allow for a realistic approach to smile design.
Preparation Design: Standard preparation guidelines usually do not apply to veneer cases. Often teeth need to be lengthened or rotation corrected, and preparation designs need to be modified accordingly. Veneer preparation schemes for different types of cases will be reviewed.
Laboratory Communications: In order to achieve success, the doctor must be able to envision the goals of final results and be able to communicate this to the laboratory technician and patient. The necessary photos, diagnostic models, stick bite, face bow and porcelain material selection will be evaluated.
Temporary Fabrication: Temporaries should serve as a preview of the final results, so that aesthetics, occlusion and patient feedback can be evaluated prior to cementation.
Cementation of Veneers: The final placement of veneers is a technique sensitive procedure. The protocol for adhesion, cementation and clean-up will be reviewed. In this session, all the principles from the past will come together for achieving long-term aesthetic results.
Photo Analysis: Apply smile design principles to actual patient cases. Schematics and ideal tooth position will be drawn onto photos.
Preparations: Maxillary premolar to premolar veneer preparation on a model with non-aligned teeth representing a realistic patient.
Temporary Fabrication: Each participant will fabricate a set of temporary veneers on a typodont.
Veneer Cementation: Step-by-step final cementation of four veneers on a typodont.
This is an intermediate-level, porcelain veneer course designed for participants who have limited experience/success with large veneer cases.
Tuition: Early bird rate $1,095*; regular rate $1,205* (limited to 14 participants; includes continental breakfast and lunch)
Deposit: $365 (non-refundable)
Program: 8:00 am-5:00 pm
Check-in: 7:30 am Saturday
Credits: This activity is designated for 16 units of continuing education credit
*Participants need to bring a crown/veneer prep bur kit from any manufacturer. All other supplies and materials will be provided by Pacific.
Dino S. Javaheri, DMD, has been course director of the Aesthetic Revolution and Smile Reconstruction programs at Pacific for the past 16 years. A graduate of Tufts University School of Dental Medicine and past assistant professor for Pacific's AEGD program, he has published numerous articles in dental journals and maintains an aesthetic-restorative practice in Danville, CA.
University of the Pacific, Arthur A. Dugoni School of Dentistry is an ADA CERP recognized provider. ADA CERP is a service of the American Dental Association to assist dental professionals in identifying quality providers of continuing dental education. ADA CERP does not approve or endorse individual courses or instructors, nor does it imply acceptance of credit hours by boards of dentistry. University of the Pacific, Arthur A. Dugoni School of Dentistry designates this activity for 16 continuing education credits.


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The Evening Standard had an article a few weeks ago about the leaders of UK PLC and that recent research by HR services group, Penna and Chartered Management Institute (CMI) showed that employees and even managers themselves rate their own managers as inefficient. The article goes on about recruitment practices and management training.
On this note the recruitment process to management positions in the UK is very different from other western countries, particularly the US. The graduates are not/or to a lesser extent being recruited on what type of subject they have studied and more on which university and what grades they got. The latter 2 factors are also important in other countries but in the UK there is less emphasis on what subject one has studied. If you look at the top management of many companies today in the UK their educational background can be English or even Greek history.
In other countries the background is often business studies or another educational background (for example engineering) combined with a Master Degree in Business. As the number of universities that offers MBA education has increased in the UK there might be a trend towards requiring more relevant educational background for management trainee programs within the companies.
The main difference between the UK and other Western academic systems seems to be that in the UK the university education is more of a broad education to increase the general knowledge of the student than a preparation for a particular career. I think such a development would potentially improve the quality of leadership in businesses in the UK
Aksel Bratvedt is a management consultant in London.


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CCV is a big place, and ccv.edu is no exception. It's a big website, with lots of information, lots of links, and lots of PDFs. While we encourage you to surf around a bit—you'll definitely find valuable nuggets all over the site—we also know that sometimes you don't have time for a full-blown exploratory mission. You need one specific thing, and you need it quickly. Well, welcome to the Current Students page.
We've assembled quick links to access the most pertinent information you as a CCV student might need. No need to search, no need to hunt-and-peck. Use the navigation on the left or below to get where you need to go. And if you do find something that isn't listed here that you're forever trying to get back to, chances are others are in the same predicament, so let us know and we'll get that info added here as well.
Quick Links
- Check Your CCV Email
- Discover Our Resources
- Find & Register for a Class
- Transcript Requests and Transfer Information
- Financial Aid at CCV
- Buy & Sell Textbooks
- Get Involved with Student Committees
- Get Involved with Collegewide Events & Programs
- CCV Calendar of Events
- Academic Calendar
- Graduation Day – Student Information
- Marketplace
- Carpool or Find a Ride
- Whistleblower Hotline
Also check out CCV Now for news, study tips and more from Community College of Vermont!
Student Self Help
Activate your CCV portal
You'll need your CCV user name (has your initials in it), college ID (seven digits), and the last four digits of your social security number.
- Visit the CCV portal
- Click on "New users: Activate your account here."
- Enter info on the next 2-3 screens
- Activation info
- First Name: Use the exact spelling you used for your CCV application
- Last Name: Use the exact spelling you used for your CCV application
- College ID: (This is a seven-digit number you received after you applied. Include any zeros.)
- Last 4 digits of SSN
- Password – Closely follow all of the instructions on the screen
- Security questions – Pick simple questions and answers that you will remember later
- Activation info
- Once your activation is complete, log in with your user name and the password you just created. If the login doesn't work right away:
- Try again, carefully checking your user name and password.
- Give it some time. Activation typically occurs within five minutes, however, it can take up to 24 hours.
- Explain to a classmate or staff member where you got stuck and see if they can help. You can contact your local CCV academic center for assistance.
View Your Class Schedule in Portal
- Log in to CCV portal
- In WebServices in the upper left, click on Student Academic Profile
- Click on VSC Class Schedule
- Select the right term/semester
View Your Grades in Portal
- Log in to CCV portal
- Go to WebServices in upper left
- Click on Student Academic Profile
- Click on Grades
- Select the appropriate semester
- View or print
View Evaluations from your Instructors
- Log in to CCV portal
- In the white box that says, "Welcome, [your name]," click "Evaluations From Your Instructors" (it's a red link)
Search for course descriptions or class syllabi
- View the course schedule
- Search either by Subject (e.g., "Biology" in the lower drop-down box) or by CCV location (e.g., "Rutland" or "Online" in the upper drop-down box).
- Click on a class. Every class will have the course descriptions and objectives listed.
View Your Degree Requirements in Portal
- Log in to CCV portal
- In WebServices in upper left, click on Student Academic Planning
- Click on Program Evaluation
- Select the button for your active program
- Click Submit
To view a different major (for example, you are a Human Services major but wonder how your courses would translate into the Criminal Justice major), use the drop down menus to see an alternative program. You can also look at degree requirements at other VSC schools using the codes below.
- C = Castleton
- J = Johnson
- T = Vermont Tech
- L = Lyndon
Print an Unofficial Transcript in Portal
- Log in to CCV portal
- Go to WebServices in upper left
- Click on Student Academic Profile
- Click on transcript
- Select VUG CCV Undergraduate Transcript
This unofficial transcript is good for many purposes, including high school credit or employer needs. However, if you are applying to another college, the college will want an official transcript. To request an official transcript, please visit our Transfer From CCV page.
Request an Official Transcript
To request an official transcript, please visit our Transfer From CCV page.
View Your Account Activity in Portal
- Log in to CCV portal
- Go to WebServices in upper left
- Click on Student Billing/Financials
- Click on Make a Payment/View Your Bill
- Select MY ACCOUNT (in blue)
- Log in (at left)
- Click on any appropriate links.
- "eBills" (at top) provides a good summary of activity, including the ability to search for previous monthly statements
View the status of your financial aid application / award
- Log in to CCV portal
- Go to WebServices in upper left
- Click on Student Financial Aid
- Click on Financial Aid Document Status or Financial Aid Award Notification
Add Someone to Your FERPA Permissions
- Log in to CCV portal
- Go to WebServices in upper left
- Click on Student Academic Profile
- Click on FERPA Authorization Form
- Add a person by selecting their "relationship" and typing their first and last name. Then click "Grant Access." Create an access code (basically, a password) and give it to the person you added; they may need to provide this access code if they contact CCV on your behalf.
- Submit
View and Obtain an Enrollment Verification Certificate
This is a free and secure self-service provided by the National Student Clearinghouse that allows you to:
- View current or full enrollment history.
- Print an enrollment verification certificate to send to loan providers, health insurers or other organizations that require proof of your enrollment at CCV.
- Check notifications that were requested by your loan lenders.
- Obtain a list of your loan lenders.
To view or obtain an enrollment certificate, click here. You will be asked to enter your CCV username and password before being taken to the National Student Clearinghouse website. Please contact the Registrar's office if you have difficulty obtaining your enrollment information.
Degree Verifications
If your employer or another agency requires a degree verification, you may direct them to the National Student Clearinghouse public website www.degreeverify.com. They can also request information via mail:
National Student Clearinghouse
2300 Dulles Station Blvd., Suite 300
Herndon, VA 20171
Complete the Intent to Graduate Form
- Log in to CCV portal
- Go to WebServices in upper left
- Click on Student Academic Planning
- Click on Graduation Application
- Follow steps and submit.
Get your hardware and software discount
View our student planner/handbook here, or pick up a free copy at your academic center.


text: AJAX interface will not load on random systems. The browser will start to load, but it then hangs. The page will load, if switched to html based page, instead of AJAX based page. I have only been able to reproduce the issue on linux systems, with both Firefox and Opera. Certain linux systems will load correctly, with same distro (Ubuntu) I have not been able to reproduce it on Firefox in windows.


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James Ware and Texas Tech Head to Big 12 Tournament
March 1, 1999
By Greg Hulen, Texas Tech Media Relations - In his first season at Texas Tech University, guard James Ware (Minneapolis, Minn.) has made an immediate impact in the starting lineup for the Red Raider men's basketball team. The former Hopkins High School standout has established himself as one of team's top shooters. Ware is shooting .454 from the field and .439 from three-point range for the season. Also, his 6-5 size has provided an extra boost for the team allowing him to contribute many rebounds from the guard position.
For Ware, it has been a long road to Lubbock. After graduating from Hopkins H.S., he attended school and played basketball at Colorado State. However, after seeing limited action in just 10 games as a redshirt freshman, he decided to transfer. Ware transferred to Midland Junior College in Midland Texas just a few hours south of Texas Tech. At Midland, he was a key contributor for the 26-4 team. Ware averaged 6.6 points and 2.3 rebounds per game and led the team with 31 three point baskets.
After playing in a reserve role to begin the season, Ware worked his way into the starting lineup for the first time in a game against Iowa State on January 23 in Ames, Iowa. He responded with 12 points in the game, his second highest total of the season.
With starting guards Rayford Young and Stan Bonewitz hampered with injuries throughout much of the season, Ware's ability to step in and fill the void has been a boost for Texas Tech. In fact, when Bonewitz and Young were both able to return to the lineup, Ware was moved to the third guard/small forward position
"James is a shooter who can really fill it up," Texas Tech basketball coach James Dickey said. "He has good size and strength and can really rebound for a guard. His contribution both as a starter and off the bench has been a huge boost for our team."
In Big 12 play, Ware has raised the level of his play. He has scored in double figures in seven out of twelve games including an 11 point and a season-high nine rebound performance against Nebraska on February 20 in a game televised by ESPN. Currently, he is second in the conference in three-point shooting with a .475 percentage in Big 12 games. Ware is also getting it done in the classroom being named to the honorable mention all-Big 12 academic team.
As the Red Raiders begin Big 12 tournament play on March 4 against
Nebraska at 8:20 p.m. CST, Ware will be counted on to contribute once again
to help his team advance.


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Man gets Lions 2015 Super Bowl tattoo on Friday the 13th
(WXYZ) - A true football fan always keeps the faith, right?
Well, a Grand Blanc man believes Detroit is going to win the Super Bowl in 2015. He's so convinced, that he actually got a tattoo on his leg that reads "Detroit Lions 2015 Super Bowl Champs."
David Morian is a fan of 101 WRIF's morning show, so he had the tattoo done live on the air on Friday.
"Even though we initially tried to talk him out of it, David went ahead with the tattoo live on the air this morning." said Dave Hunter from Dave & Chuck "The Freak" in a press release. "Maybe it won't be a curse by lining it up on Friday the 13th and the night of the Super Moon. Maybe the stars align and it won't curse the Lions in any way, shape or form."
But, just in case the Lions lose, Morian does have a back-up plan. He says if they don't win this year, he'll cross off 2015 and tattoo the next year.
This process will continue until they actually win.
Go Lions!


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Air Jordan Retro 5 V Stealth
Very nice pair of Air Jordan Retro 5 V Stealth. These shoes were limited edition and sold out instantly. All shoes are 100 percent authentic and come with original box, retro card, and lace locks.
By 1990 everything was clicking for Jordan and his teammates—with the Bulls, and with Nike. The shoe that Hatfield came up with was different than anything that had been tried before: it featured a reflective 3M tongue, a partially-clear outsole and a "flame" design on the midsole inspired by the P-51 Mustang, a World War II fighter plane. They also came with lacelocks designed with clear plastic "wings," the first "extra" to come with a pair of Jordans since the original Jordans' extra laces. The shoe was out there—Hatfield had to try extra-hard to get it through Nike corporate—but it worked. It was a futuristic shoe for a futuristic time. Unfortunately, Isiah Thomas and the Pistons made sure that Jordan and the Bulls wouldn't have the ultimate success until the future, but it was coming.
Out of Stock
Sold Out
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E-mail: firstname.lastname@example.com


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Wednesday, August 29, 2012 at 9:46 AM
The head of the Ohio Department of Education division responsible for school accountability, including producing school report cards, has resigned.
Bill Zelei's resignation comes in the midst of investigations into whether Ohio schools have improperly manipulated student attendance data and whether the state education department bears responsibility for any wrongdoing. The investigations have led to a delay in releasing school report cards this year.
In an email to Department of Education staff, Zelei writes that he is leaving the department to serve as Executive Director of the Ohio Schools Council, a shared services and purchasing consortium. He writes that his mother's illness and a desire to move closer to her "ultimately influenced" his decision to resign.
[related_content align="right"]
Zelei announced his resignation in an Aug. 6 email to department staff. [Read the full email below.] Zelei's announcement came two days after Ohio Superintendent of Public Instruction Stan Heffner announced his own resignation. Heffner's resignation, in turn, came after the state Inspector General found Heffner had improperly lobbied for a private company.
Zelei's resignation was first reported Monday by liberal blog Plunderbund.
Zelei, a former superintendent and school district business manager, began working for the Ohio Department of Education in November. Ohio Department of Education spokesperson John Charlton said Zelei plans to work through the end of September, but has not yet specified his final day.
John Charlton also said Zelei's departure was not related to the ongoing data rigging investigation. In his email, Zelei writes that he had been offered his new position "months ago."
Zelei serves on the board of trustees of ideastream, the Cleveland-based public media organization that oversees StateImpact Ohio in partnership with public radio stations WKSU and WOSU.
Earlier this year, the state official overseeing school report cards also resigned. Adrian Allison, who served as senior executive director for the Ohio Department of Education Center for Accountability and Continuous Improvement, resigned this spring. He now works for the Canton City school district as an assistant superintendent.
From: Zelei, William
Sent: Monday, August 06, 2012 11:49 AM
Subject: Thank you!!!
It is with a fair amount of sadness that I am announcing my resignation from the position of Associate Superintendent.
A number of months ago, I was asked to assume the position of Executive Director of the Ohio Schools Council, a shared services, purchasing consortium serving hundreds of school districts throughout the state of Ohio. The decision to leave the ODE was difficult and took many months of consideration. I truly enjoy and respect all of you and all of my colleagues at ODE, and truly enjoy the work of improving systems and programs to benefit the students of the state of Ohio. I especially appreciate the opportunity to have worked with Stan Heffner, Michael Sawyers, Jim Herrholtz, John Childs, Kathy Shibley, Sasheen Phillips, Lori Lofton and the rest of the leadership team.
My Mom's recent illness ultimately influenced me to accept the leadership position with the Ohio Schools Council. Moving home, to be closer to her, seems to be an appropriate thing to do at this time, even though it means leaving work that I believe is very valuable and leaving people with whom I have enjoyed working.
And while leaving will be difficult, I know that, having served as a member of the Ohio Schools Council's Board of Directors for a number of years, my new work will create opportunities to further expand services in support of school districts, student instruction and the success of students in the state of Ohio.
I will miss you all, as I have been so fortunate to create so many wonderful, professional relationships during my short tenure at ODE. I have assured Stan that I will remain with the Department until other arrangements can be made. I will also be available to provide whatever assistance might be necessary, even after my departure.
Thank you for your support and for your work on behalf of the kids of Ohio. I truly hope that our paths will cross again, as we continue to create a better tomorrow for the children of Ohio.
I will miss you all!
Bill Zelei
William J. Zelei; Ed.D.
Associate Superintendent
Division of Accountability and Quality Schools Ohio Department of Education


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Multiphase Flow - ENCYCLOPEDIA OF LIFE SUPPORT SYSTEMS (EOLSSBook 6.58 MB | Ebook Pages: 226
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Flow measurement Custom measurement solutions Multiphase water-cut meter liquid-dominant flow regimes. Multiphase metering technology offers improved
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Consumerism Coming to Companies' Health Care Plans
While large employers at the annual National Business Group on Health conference last week grappled with uncertainty around health care reform and its impact on their bottom line, one thing was clear: Employees will be asked to do more to keep costs down by staying healthy and becoming savvier consumers.
"No one gets out of being a consumer at TE," says Erin Felter, director of U.S. benefits for TE Connectivity, a Berwyn, Pennsylvania-based electrical manufacturer formerly known as Tyco Electronics Corp.
Felter was on a panel titled Opportunities and Challenges for Consumerism and Health Accounts under the ACA, which is the shortened acronym for the Patient Protection and Affordable Care Act. Despite efforts to get the company's approximately 100,000 employees to enroll in its high-deductible plan, about 70 percent chose a preferred provider organization, or PPO, plan.
"70 percent of our employees were in the wrong plan," she says. Only 2 percent chose the consumer-directed plan even though it offered greater value. "Employees are paying 50 percent more to be in a PPO. No one should be in a PPO."
Her frustration over getting employees to take more responsibility for their health care was echoed by many conference goers and supported by the recently released 2012 Towers Watson/National Business Group on Health Employer Survey on Purchasing Value in Health Care that shows a growing number of employers are taking a carrot-and-stick approach to changing employee behaviors.
According to the survey, 61 percent of employers now offer financial rewards to workers who participate in wellness programs, such as health screenings and smoking cessation classes, and to influence better health outcomes, compared with 36 percent in 2009. And 20 percent are using penalties—such as insurance premium or deductible increases—if employees choose not to make healthy choices, like smoking or not completing a health management program. That figure will likely increase in coming years.
And a growing number of companies are introducing high-deductible insurance plans that are often coupled with a health savings account, or HSA, giving employees more discretion over how they spend their health care dollars. Enrollment in these account-based plans has nearly doubled in the past two years from 15 percent in 2010 to 27 percent this year, according to the survey. Fifty-nine percent of companies have a high-deductible plan and another 11 percent expect to add one in 2013, the survey of 512 employers showed.
Consumer-driven plans have high deductibles and lower premiums and can save companies and healthy employees money, but critics argue that those with chronic conditions might not be able to afford the care they need. To encourage enrollment in these plans, some employers contribute to employees' HSAs.
"There's less of a willingness to pass through a defined health care benefit and more acceptance of the idea that we need employees to make healthier choices," says Helen Darling, executive director of the NBGH, a trade association of large employers. "We're just not going to keep paying endlessly without expecting the employee to do everything they can within their control to make their health better. If you look back 10 years, the idea that employers would be at this place would have come as a huge surprise. They would say, 'Our job is just to pay the bills.' But that's changed completely."
Tom Billet, a senior consultant at Towers Watson & Co. says that in the past few years "companies have gotten more aggressive" about using financial rewards and penalties to get employers to take more responsibility. They've moved beyond cost sharing through higher deductibles and are focusing on changing behaviors through rewards and penalties to get employees to undergo health-risk screenings and visit their doctor regularly. Those with chronic conditions are now expected to manage them effectively.
Billet says that incentives and deterrents are flipsides of the same coin. "You can position a smoking surcharge in two ways: On the one hand, you can tell employees, 'You'll pay more if you're a smoker,' or you can say that 'You'll get a discount if you don't smoke.' How you approach it depends on the company's culture."
In an effort to help employees make better health care spending choices, a growing number of employers plan to share cost information with their workforce. "It is a well-understood fact that health care does not function as an efficient market because consumers do not know price and quality before they purchase a service such as an MRI or mammogram," the survey says.
Today, 15 percent of employers provide employees with price information and another 22 percent plan to do so next year. Also, more than one-third of companies require vendors to share claims data with employees.
"Employees need to be savvier consumers," Billet says. "That's most easily done at the point of seeking care. You can decide when to see your doctor and about what kinds of conditions. The second level down is deciding what sort of provider you need to see—a specialist vs. a primary-care physician. And the third and least easily done level of decision-making is based on price and quality. At the moment there's not a lot of transparency out there."
Despite these obstacles to improving health care consumerism, employers are committed to staying in the employee benefits business, at least for now. While most employers remain focused on improving their health plans through 2015, long-term confidence that they will continue to offer health benefits is low. According to the survey, 23 percent "are confident that they will continue to offer health care benefits for the next 10 years down from a peak of 73 percent in 2007."
"The difference is health reform and the passage of health care exchanges," says Billet, referring to the establishment of state health care exchanges in 2014. An exchange is a marketplace where people who are not covered by their employer will be able to purchase affordable health care insurance. "A lot of companies are saying that, in the short term, 'Yes, we're committed,' but in the longer term they are saying that they're less committed because there will be an alternative."


text:
Free Crochet Pattern from Lion Brand Yarn, formatted for input to refreshable Braille displays or Braille software
Seaman's Scarf & Vintage Look Hat
Lion Brand® Wool-Ease
Thick & Quick
Pattern Number: 917
SKILL LEVEL: Easy (Level 2)
SIZE: One Size
Hat Adult Scarf 8 1/4 inches x 51 inches
CORRECTIONS: None
640-152 Wool-Ease Thick & Quick Yarn: Pewter
Medium gray
Quantity needed: 3 Skeins
Estimated Price: $ 28.47
Lion Brand Crochet Hook - Size N-13 (9 mm)
Quantity needed: 1
Estimated Price: $ 2.95
4 sc = 3" (7.5 cm). When you match the gauge in a pattern, your project will be the size specified in the pattern and the materials specified in the pattern will be sufficient. The needle or hook size called for in the pattern is based on what the designer used, but it is not unusual for gauge to vary from person to person. If it takes you fewer stitches and rows to make your swatch, try using a smaller size hook or needles; if more stitches and rows, try a larger size hook or needles. Making a Gauge Swatch
Exact gauges is not imporant to this project.
Make a slip-knot loop with yarn end, sc 7 times into loop.
Pull yarn end to snug up top of hat.
Rnd 1 Work 2 sc in each sc around - 14 sc; slip st to join rnd, ch 1, turn.
Rnd 2 Repeat Rnd 1 - 28 sc.
Rnd 3 Sc in each sc across; slip st to join rnd, ch 1, turn.
Repeat Rnd 3 until Hat is 11" or desired length to include turn back brim.
Fasten off, weave in ends.
Note Scarf is worked in three sections: center ribbed section first; then a section is worked along each end of center section.
Center Section
Ch 22.
Foundation Row Sc in 2nd ch from hook and in each ch across - 21 sc.
Ch 1, turn.
Row 1 Sc in back loop of each sc across.
Ch 1, turn.
Repeat this row until work measures 8" (slightly stretched).
Side Section 1
Next Row Work 12 evenly across short end of ribbed piece.
Ch 1, turn.
Next Row Work 12 sc evenly across.
Repeat this last row until sc section measures 19".
Fasten off.
Side Section 2
Reattach yarn at opposite short end of ribbed piece.
Next Row Work 12 sc evenly across.
Work even on 12 sc until sc section on this end measures 19".
Fasten off.
Weave in ends.
ch(s) = chain(s)
rnd(s) = round(s)
sc = single crochet
st(s) = stitch(es)
Every effort has been made to have the knitting and crochet instructions accurate and complete. We cannot be responsible for variance of individual knitters and crocheters, human errors, or typographical mistakes.
We want your project to be a success! If you need help with this or any other Lion Brand pattern, e-mail support is available 7 days per week by mailing firstname.lastname@example.com.
For over a thousand free patterns available in versions for the vision-impaired, visit our website http://www.LionBrand.com
To order, visit our website http://www.e-yarn.com or call: (800) 258-9276 any time!
Copyright ©1998-2011 Lion Brand Yarn Company, all rights reserved. No pattern or other material may be reproduced -- mechanically, electronically, or by any other means, including photocopying -- without written permission of Lion Brand Yarn Company.
Click here for Non-Braille display:
View With Images


text:
A heat wave enveloped Long Island the last two days, bringing with it record-breaking temperatures and unbearable conditions that drove thousands to nearby beaches and forced others to find any way to stave off the intense heat, and Friday won't be much different.
Long Islanders should prepare for another steamy day Friday with temperatures expected to hover around 90 degrees, prompting another air quality alert, which is in effect until 11 p.m.
The heat will continue to blanket the Island, according to forecasters. Combine that with a weather system likely headed this way, there is a strong chance of showers and thunderstorms starting Friday afternoon and lasting through the night.
That combination "will enhance the threat for thunderstorms, especially this afternoon," said Tim Morrin, a meteorologist with the National Weather Service in Upton, adding that it "looks like some of the storms could approach severe levels."
"Everybody's pretty much in the same threat," he added.
Forecasters said that severe thunderstorms are capable of bringing damaging wind gusts, torrential downpours and flash flooding.
There is a 60 percent chance of precipitation Friday, according to the National Weather Service.
Thursday saw record-breaking temperatures hit the Island. A high of 95 degrees was recorded in Islip, Morrin said, breaking the previous record of 93 in 1988.
"Across the entire region, the metro area, LaGuardia Airport, JFK Airport…they all broke records as well. It was pretty wide-spread heat," he added.
The Long Island Power Authority has extra crews on hand in case of any serious outages, but so far the utility has only seen scattered outages throughout Nassau and Suffolk counties.
LIPA released a list of tips on its website for customers to conserve energy and try to stay cool.
"When everybody is kind of cranking the AC's and using power at the same time, that puts a lot of stress on the system," a LIPA spokesman said.
Some relief is headed its way this weekend with temperatures dropping to the 80s and humidity expected to fall off.


text:
May 30, 2016
Funeral Services for Ms. Alvis Smith Roberts of Cuba will be held on Wednesday October 28, 2009 at 2:30PM from the Chapel of Bumpers Funeral Home in York with Rev. David Wilkinson. Burial will follow in the Sumter Memorial Gardens in Cuba. Visitation will be Wednesday from 1 until service time.
Ms. Roberts, age 80, died Monday, October 26th at the Hill Hospital in York. She was a retired seamstress.
She is survived by her son Everette Roberts & Wife Carol of Cuba; brother Dr. Braxton Smith & Wife Ursula of Guntersville, AL; three grandchildren Angela Minor & Husband Mike of Northport, AL; Brad Johnson & Wife Dana of Silverhill, AL; Ashlea Bishop & Husband Richard of Eutaw, AL; three great-grandchildren Logan Minor, Brooke Bishop, and Jarrett Johnson. Survived by sister in law Annie Ruth Cox.
She was preceded in death by her parents Lathern H. & Mary Conner Smith; her husband Charles Roberts; and daughter Alicia Roberts Johnson; her brother Curtis Conner.
Pallbearers: Carlton Lowe, Michael Beard, Richard Bishop, Mike Minor, Brad Johnson, Steve Lang.
Bumpers Funeral Home of York will be in charge of arrangements.
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text:
May 29, 2016
Services for Geraldine Alexander will be Friday at 2:30pm at Duffee Church of Christ. Visitation is Thursday October 15, 2009, 5:00pm until 8:00pm. Burial will beat Friendship Cemetery.
Stephens Funeral Home in Meridian, MS is in charge of arrangements.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or email@example.com.


text:
Elation, synergy take hold in new Student Community Center
Arms flung out, junior Erica Kelly twirled around in a lime green chair.
She was relishing the bright new space for student life programs and academic resources in the $22 million Student Community Center that opened its doors this week.
"I have this elated feeling," said Kelly, who is a peer educator with the Lesbian Gay Bisexual Transgender Resource Center on the building's ground floor.
The community center "says we value the community and these student groups," added the food science and technology major from San Jose.
The almost 43,000-gross-square-foot center fulfills a vision of UC Davis students to build a facility to demonstrate and help the campus live out its Principles of Community — a commitment to being a learning environment that values diversity and is characterized by understanding and acceptance of all people. In referenda in 1999 and 2002, students approved paying additional fees for the purpose.
Located at Hutchison Drive and California Avenue — an intersection bustling with bicyclists and pedestrians — the two-story stucco and terra cotta building brings together student life programs that had been located in inadequate or out-of-the-way spaces. It fronts a planned pedestrian promenade between Shields Library and the Unitrans terminal opposite the Silo.
"We wanted to create synergy and collaboration," said Griselda Castro, who, as an associate vice chancellor of Student Affairs, helped guide plans for the building. "It's a place to study and get connected and get involved with campus communities."
The large, welcoming lobby — open beyond the second floor to generous skylights — leads to the glass fronts of the LGBT Resource Center, the Cross Cultural Center, and the Student Recruitment and Retention Center. The upper floor includes a multipurpose room, computer classrooms and the Undergraduate Research Center. The building also includes outreach offices for ethnic studies programs, and the Women's Resources and Research Center.
Features include an extended-hours study room, meeting rooms, open lounge and study space, a small café (CoHo South), a reflection room overlooking an exterior water feature, two outdoor balconies, traditional and gender-neutral restrooms, and a lactation room.
Coming soon will be murals at the community center's two main entrances.
Malaquias Montoya, a professor emeritus in the Chicana/o Studies Program and the art department, will paint a mural that begins on the outside of the building and carries through its south entrance to the inside of the building.
Students in a Mexican and Chicano mural workshop will create a smaller mural, this one outside the north door. Malaquias Montoya's son, Maceo Montoya, an assistant professor of Chicana/o studies, leads the workshop.
Project funding — construction and operating expenses — is largely from student fees authorized by 1999's Facilities and Campus Enhancement Initiative, or FACE, and 2002's Campus Expansion Initiative, or CEI. The budget also includes student service fees and campus investment funds.
A ceremony to officially dedicate the building is planned for May 18.


text:
QFO6325 - Deadwood Street Shops Keepsake HALLOWEEN DisplayMINT IN BOX
Hauntington USA CollectionYou won't find Hauntington on a map. For most of the year, you won't find it anywhere. But every October, when the Halloween season begins, it mysteriously appears out of nothing. Then you'll see the citizens gathering in the town scare, stopping by the local I-Scream Shoppe, and visiting other popular haunts.Includes: Curl Up and Dye Beauty Parlor, the Apothescary Drug Store and the I Scream Shoppe
Artist: Tom Best


text:
אנחנו בפייסבוק
Sources close to US secretary of state say Mideast peace conference may take place in three months. Exact date, place, participants still undecided
Ronny Sofer
Published: 08.02.07, 11:18 / Israel News
Ronny Sofer
Olmert toldRrice he welcomed Saudi Arabia's support of a Middle East peace conference, adding he hoped more Arab nations would do the same.
"Now we will intensify these efforts, with the goal of increasing the confidence of all parties in a two-state solution," he added.


text:
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The Bachelor: Brad Week Three Spoilers
January 17, 2011 07:00 AM by Paula_Kosowski
The third episode of this season's Bachelor on ABC with repeat contestant Brad Womack is almost here and we've got your spoilers. Keep reading to see who who will get a rose tonight and who will be eliminated…
Reality Steve has more spoilers for The Bachelor's third episode. Here's what he says happens as the contestants are narrowed down from 17 to 14:
The first one-on-one date is with Ashley Spivey. This date has a music theme, much like last week's Train performance, but with a little twist. Womack and Spivey go to Capitol Records where they sing and record Seal's schmaltzy "Kiss From a Rose" together. Then, who wouldn't see this one coming, Seal shows up and "surprises" them with a private concert. Afterwards, Womack and Spivey go to a rooftop dinner. They end up dancing to Seal's song, which is playing in the background, and make out. Spivey gets a rose.
The group date is a little more action-packed as usual. Womack and the contestants get to film movie scene stunts with a pro stunt man on hand. In one dramatic scene, Womack has to carry Schawntel Newton away from a fire, lest she be cremated (pardon the bad pun about her job as a mortician–couldn't help myself). Other contestants appearing on the date will include: Britt, Chantal, Kim, Michelle, Lisa, Marissa, Alli, Ashley H., Lindsey, Stacey and Sarah. The much shorter list of those not attending includes: Ashley S., Emily, Madison, Meghan and Jackie.
The next one-on-one date is with Emily Maynard. This date has a much more rustic feel. The two jet off to Santa Maria, CA where they fly kites and have a private dinner in a barn, of all places. Maynard finally tells Womack the story about her five-year-old daughter and how father Ricky Hendrick died in a plane crash before she even found out she was pregnant. Womack is the last to find out. Maynard also gets a rose.
The rose ceremony eliminations provide a little more drama than usual. Contestant Madison Garton, you might remember her as the girl with fangs, actually raises her hand and asks to leave! Womack lets her go. Kimberly Coon and Sarah Powell also get the boot.
Check back next week to see what's in store for the 4th episode.
Tonight's episode of The Bachelor will air at 8/7 c on ABC.
Want more? Follow our tweets on Twitter and "like†us on Facebook! For other great The Bachelor news, please feel free to check out SirLinksALot: The Bachelor and then come and discuss the show on our reality TV message boards.
For more breaking news about celebrities and entertainment visit our sister site SheKnows.com!
Photo Credit: ABC
Topics: ABC Reality TV Shows, The Bachelor |
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One Response to "The Bachelor: Brad Week Three Spoilers"
anon Says:
January 17th, 2011 at 7:34 pm
I think Brad is gay and doesn't know it yet.
He is also very controling. that cross is ridiculous and telling.


text: I am wanting to refinish my Super Black Hawk to it's original condition. I was hoping someone with some experience could point me in the right direction as to who to send it to and how much it will cost. It has some holster wear at the tip of the barrell, one spot on the barrell is rough its smaller than a pencil eraser. Also where the ejector rod rubs the barrell needs to be finished. I also love the jeweling on the hammer but it's rubbed smooth on half the hammer on one side. Any info or advice would be much appreciated.


text:
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This Wii peripheral is designed after a hockey stick, turning your Wii-mote into a performance-enhancing, 'lamp lighting' accessory! This stick has an extendable design, which allows the stick to extend in length, fitting children to adults. This realistic accessory, allows you to mimic essential puck handling motions a virtual hockey game requires.
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text:
Worked With:
Kel Mitchell
Birth Name: Kel Mitchell
Born: 08/25/1978
Birth Place: Chicago, Illinois, USA
Born: 08/25/1978
Birth Place: Chicago, Illinois, USA
In 1997, Mitchell made his big screen debut in "Good Burger", playing Ed, a sweet and simpleminded surfer dude who works at the titular fast food restaurant. A popular character on "All That", Ed was paired in the successful film with Kenan Thompson's Dexter, a lazy schemer forced to work at Good Burger who joins the well-meaning but impossibly dimwitted Ed in a quest to save the stand from a flashy cutthroat competitor. Mitchell showcased not only his capable acting skills and well-timed physical comedy in the film, but wrote and performed the movie's theme song "We're All Dudes", Ed's catchy homage to the unity of humankind. His next foray into film was the comedy "The Mystery Men" (1999),... Continue Bio >>
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text:
Dean Evenson
Dean Evenson
2 results - showing 1 - 2
Dean Evenson is known for combininghis beautiful flute music with the sounds of nature. Now, for the first time, he presents a CD of just natural sounds drawn from four interconnected ecosystems! Dean Evenson is an award-winning musician who pioneered the combining of his peaceful music with the sounds of nature over 30 years ago. He is an ardent advocate of the environment, and has used his albums to call attention to issues related to various ecosystems. These gentle sounds of nature are a perfect antidote to the stresses ofmodern urban...
- For over 30 years, this husband & wife team has created award-winning, relaxing instrumental music with nature sounds that has supported people's meditation process as well as as in overcoming insomnia. Now, they have created an album of guided meditations designed specifically to help people fall asleep, and stay asleep. - Dudley's soothing voice guides the listener to access deep relaxation, helping to let go of worrisome thoughts, while Dean & Dudley's soothing music of harp, flutes, and Tibetan bowls supports the process. The gentle nature sounds of and ocean waves help to lull...
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text:
The rigid outer layer of the Earth, called the lithosphere, is made of plates that fit together like a jigsaw puzzle. These plates are made of rock, but the rock is, in general, lightweight compared with the denser, fluid layer underneath. This allows the plates to "float" on top of the denser material. The fluid dense material is called asthenosphere and in this activity it is represented by the frosting. However, plates are not all the same. Plates made of continental crust are thicker but less dense than plates made of ocean crust, which are denser but thinner. Movements deep within the Earth, which carry heat from the hot interior to the cooler surface, cause the plates to move very slowly on the surface, about 2 inches per year on average. There are several different hypotheses to explain exactly how these motions allow plates to move.
Interesting things happen at the edges of plates. At divergent plate boundaries, rift valleys and spreading ridges form as plates pull away from each other. At convergent plate boundaries, where plates are coming together, subduction zones form when an oceanic plate and a continental plate collide and mountains build when two continental plates collide. Large faults form when plates slide past each other making the Earth tremble with earthquakes.
Key Vocabulary:
1. divergent plate boundary – a plate boundary at which the plates are
moving away from each other
2. convergent plate boundary – a plate boundary at which the plates are
moving towards each other
Using your knowledge of the Earth's layers, and the plate tectonics lab, please answer the following questions in two (4-5 sentence) paragraphs:
1. Give an example of how plate movement directly affects the construction of Earth's
2. Give an example of how plate movement directly affects the destruction of Earth's
*Don't forget to proof read your work*


text: Hello my name is Randy. I live in Northern Kentucky, and I am trying to get back into cycling. I currently own a very frustrating Magna mountain bike, which has actually caused me to do something I have not done in a long time, lose my temper. I am in the market to purchase a new bicycle, and I always do better when I give myself a goal. My goal is to try some randonneuring after I shed some of these pounds.