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Montville Township Committee Regular Meeting
Tuesday, June 28, 2011, 7:00 p.m.
Montville Township Municipal Building, 195 Changebridge Road, Montville, New Jersey
7:00 p.m. – Statement of Open Public Meetings Act Compliance read by Chairman James Sandham, Jr.
Roll call Township Committee:
Present: Committeeman Tim Braden
Committeeman Don Kostka (arrival 7:10 p.m.)
Committeeman Scott Gallopo
Committeewoman Deb Nielson
Chairman James Sandham, Jr.
Also present: Frank Bastone, Township Administrator
Adam Brewer, Management Specialist
Anthony Barile, Township Engineer
Robert Lowenfish, Treasurer/Director of Finance
Thomas Mazzaccaro, DPW/Water & Sewer Director
Robert Oostdyk, Township Attorney
Gertrude Atkinson, Township Clerk
1. Litigation: Lotta Lettuce; Zimmerman; Coppola Court; Stefanelli
Motion: Gallopo. Second: Nielson. All in favor except Kostka - absent. Resolution adopted.
At 7:02 p.m. – Closed Session. At 8:05 p.m. – Public Session.
Chairman Sandham read the Statement of Open Public Meetings Act Compliance again for the record.
Prayer and Pledge of Allegiance led by Committeeman Gallopo.
BARN THEATRE BENEFIT PERFORMANCE 09/15/11 LOTTERY DRAWING: Mrs. Samitt drew the names in the following order:
1. Women's Club
2. Knights of Columbus
3. Interregnum/Hearts of Hope Program
4. Pet Parents
5. Republican Club
6. Relay for Life Faithful Friend Team
7. MTHS Marching Band
8. Montville Education Foundation
10. Historical Society
11. Democratic Club
12. Rotary Club
Chairman Sandham opened the public hearing. Hearing no comments, Chairman Sandham closed the public hearing. Motion: Nielson. Second: Gallopo. All in favor. Motion approved.
Motion to adopt ordinance: Nielson. Second: Kostka. Roll call vote – Braden, yes; Kostka, yes; Gallopo, yes; Nielson, yes; Sandham, yes. Ordinance adopted.
ATTORNEY: Robert Oostdyk, Township Attorney, reported on the tax appeals this year. They had considerably more than they have had in previous years. Feels it went well. The Assessor worked hard to talk to most people and get resolutions.
FINANCE: Robert Lowenfish, Director of Finance, reported they are working on two of the B category goals: one is formulating the budget so it can be reformatted to the way people want to look at it. Looking at that for October.
Second: 3-year strategic plan - taking into account the loss of $1 million in State aid – that is on the Long-Term Financial Planning Committee's agenda and then will be discussed.
ENGINEER: No report.
Committeeman Kostka reported the town was given permission recently to turn back to the taxpayers $1,460,000 from the library. This came as a result of actions that the trustees at the library were taking. There is an archaic library funding formula – our library is over funded. The trustees only spent what needed to be spent. They started turning money back to the town last year - $237,000. This year it is $1,460,000. It made a significant impact on the budget this year.
Chairman Sandham stated a lot of credit goes to our Library Board of Trustees, and Mr. Kostka shepherded the process.
Chairman Sandham reported the County has recommended approval to the community development committee of our grant for $80,000 for the Plausha Park water system project.
We were awarded a $14,800 grant for our Drug Awareness Municipal Alliance to fund some of their programs.
ADMINISTRATOR: Frank Bastone, Township Administrator, stated he asked Mr. Mazzaccaro to report on the DPW outsourcing.
Thomas Mazzaccaro, DPW Director, reported: when one looks at new opportunities for out sourcing or contract services in lieu of in-house services the following criteria should be considered.
Does the activity require skilled or unskilled contractors
Is the activity seasonal
Is the activity year round
Will the activity displace current staff
If the activity is seasonal will staff displacement affect other non-seasonal services
Will the activity require coordination and overview by in-house staff
Will the activity require contact with the general public
What is required in terms of measuring the activity's effectiveness
Current Contracted Services:
Custodial Cleaning
Police vehicle maintenance and repair
Grass Cutting – parks and buildings
Lawn fertilize and weed control
Snow Plowing 17% - 20%
Possible Additional Contract Services:
Expand grass cutting to Spring & Fall Clean Ups
Mulching perennials & flower beds
Tree trimming
Athletic Fields
Expand vehicle maintenance for municipal vehicles and large machinery
Street Sweeping
I didn't look at water & sewer services because that is a completely different set of circumstances because of the skilled labor that is required there and the quantity of machinery and lift stations.
My preference is to look at attrition for the means and the reason for going outside.
Committeeman Braden asked what percentage of grass cutting is now outsourced? Will it be expanding to the athletic fields? Mazzaccaro answered the athletic fields – it is more than just grass cutting – it is fertilizing, weeding, tining, etc. We would be looking to expand one day.
As we lose people through attrition eventually you don't have a workforce that can respond to other emergencies. One needs to maintain a workforce that can respond.
Bastone reported as we move to the paperless meeting process, he is requesting a meeting with the Technology Committee and Mr. Perkins to approve the purchase of the projection system.
NO. 1 – LOWE'S OFFSITE IMPROVEMENTS: Bastone reported we publicized this meeting for public input on two issues: Option of dead-ending the north or south end of Maple Avenue and the bump-out on Bloomfield Avenue, which would force traffic exiting Lowe's westbound out onto Route 46 – the NJDOT does not approve of that concept.
Lowe's is intending to file an amended site plan with the Board of Adjustment with some modifications to the plan.
Kevin Boswell, Lowe's project engineer, stated we will be including the requirement of the DOT to remove the bump-out in our amended site plan. We were told by the DOT that they would not object to the dead ending of Maple Avenue at either end, and it is a local matter. We are not at liberty to discuss the Bloomfield Avenue amendment because it will be on our amended application to the BOA.
Oostdyk agreed, and stated Lowe's can present other options to the BOA. Any change to a public road will come back to the Township Committee.
Bastone stated if the BOA approves the amended site plan with Bloomfield Avenue without the bump-out, then there is no further action on that by the Township Committee.
Sandham stated he is not sure about that. We have to take the safety of the residents into consideration. We should talk about it now so the BOA knows our intentions. Braden stated the BOA approved this application based on the bump-out – the offsite improvement. At what point if the offsite improvements are not approved do they go back to the BOA?
Oostdyk stated it is going back to the BOA. I think your question is does it reopen other issues. That is an issue that the board has to address.
Committeeman Gallopo stated it has to be discussed at the board level. If they approve the project without any consideration for traffic issues, does it come back here, and we can make changes to the traffic patterns on Bloomfield?
Sandham stated get public input so that the BOA understands what the Township Committee's thought process is when they review this amended site plan.
Nielson stated the DOT has reversed their opinion from previous correspondence. Is this the final opinion? They have ping-ponged on at least two streets. Oostdyk stated this is their opinion now. We can always challenge it with a lawsuit.
Sandham stated they can say they changed it because we lobbied them – regarding Maple Avenue.
Anthony Barile, Township Engineer, stated when we met with the DOT they explained their change of opinion on Maple Avenue. They had a restructuring of their personnel and have relaxed some of their jurisdiction of local streets, etc. If a road affects their highway, they take over jurisdiction. They feel the traffic should remain on Bloomfield Avenue rather than going down Chapin to Route 46 for a short distance and getting off again. They feel that will have a detrimental affect to the traffic on Route 46. They feel some of the traffic is going to be locally generated.
Sandham stated let us make the assumption Bloomfield Avenue is going to remain two-way and the BOA is going to approve the amended application. We have to discuss the Maple Avenue dead end.
Gallopo asked where does the Lowe's property begin? Can it be one way there – just the entrance to Lowe's? We would still maintain two-way traffic on Bloomfield Avenue.
Boswell stated DOT said Bloomfield Avenue is a collector roadway, and they have jurisdiction because it directly impacts Route 46. They control the access on Route 46. They didn't object specifically to the island, they objected to the impact on traffic patterns.
Nielson stated in the May traffic report – Saturday is peak day. 70% of the vehicles are going to exit the site on Bloomfield Avenue. Is this correct? Boswell stated he cannot discuss the traffic report. That is part of the amended application to the BOA. I gave you the traffic report.
Barile stated I can discuss it. You are correct. Nielson stated that seems like a lot of traffic on a secondary road when you have an exit/entrance on Route 46. I am not sure how the BOA or the Township Committee wrestles with that – perhaps by signage, traffic calming devices.
Sandham stated I think we open it to the public on the issue of dead-ending Maple Avenue.
Nielson stated the memo from May, figure 3B, shows a dead end on Maple Avenue. How would cars be able to turn around? Barile stated our intention if the DOT grants permission for this road to be closed off is that we would approach the commercial site owner for a right-of-way to make a cul-de-sac at that location.
Nielson stated I understand we have asked for a cost estimate of the cul-de-sac. Do we have that yet? Barile stated he has not seen that yet.
Sandham opened the meeting up to the public for the purpose of comments regarding the dead-ending of Maple Avenue.
Barbara Burke, 22 Maple Avenue, Pine Brook, stated the cul-de-sac should be at both ends. There are no sidewalks. Concerned with the safety of the kids.
Chris Burke, 22 Maple Avenue, stated costs – if you can't do both ends – put the cul-de-sac at the northern end. It benefits the residents. Right now people use it for acceleration lanes. Need safety for the kids.
Bastone asked what would be the benefit of dead-ending both ends? Chris Burke stated there is really no benefit. There are only four or five houses at the southern end, which are rental properties. The preference is the northern end, but doing the southern end would be another detriment to the cars.
Nielson stated if that road is closed, all the traffic will have to go to Bloomfield Avenue and funnel down to the intersection.
Chris Burke state our main concern is the safety of the kids.
Michael McCauley, 8 Margaret Drive, Pine Brook, reiterated cul-de-sac the northern end. Main concern is safety of the kids. If you can do both ends, that is the best option.
Jason Jones, 20 Maple Avenue, stated the intersection at Route 46 is a failing intersection and people scoot in for shortcuts. We have to dead-end both ends. You can't go out with your kids bike riding. There is a lot of traffic, delivery trucks, etc. People go 50 MPH or more. You have to dead-end both ends. Emergency vehicle access – you can make a cut-through.
Pat Bucco, 7 Margaret Drive, stated this issue was way before Lowe's. The people cut through to get to Route 80. A lot of children on the block. People speed. It is an accident waiting to happen. With Lowe's there will be more traffic. At least give us a chance to be able to live nicely. It should not be a shortcut to get on Route 80. Dead-end both if possible – at least the northern end.
Edward Rosenbergen, Sr., 24 Maple Avenue, stated everything everyone said is true. But to stop the northern end, you are only going to get more traffic on Bloomfield Avenue. Why do we have to let Lowe's come anywhere near our property? Let them get the approval for Route 46 – extra lanes, etc. The board has the power to stop it. Let them go out on Route 46.
Herb Eggers, 30 Maple Avenue, stated the neighbors all have valid points. When they came in with the original site plan it was not to allow traffic out on Bloomfield Avenue. Also, now it is 2 or 3 stores. If we allow them to bring the traffic out on Bloomfield Avenue, it is going to ruin everything. I don't want a cul-de-sac in front of my house. Everyone will go out on Margaret and John. If you close the access, you only have one way out of town. Now the DOT wants to control Bloomfield Avenue. For years, they didn't even know where it was. They haven't touched that bridge in years. Who makes these decisions at DOT?
Munir Mughal, 30 Margaret Drive, stated the main issue is the traffic. If access from Route 46 there would be no problem at all. We still need a cul-de-sac regardless of the Lowe's. We should not allow any traffic to come on Bloomfield Avenue because of the Lowe's. In should be in and out from Route 46.
Marie Eggers, 30 Maple Avenue, stated she is against a cul-de-sac or a dead end in front of her house. What about all the floods we have had this year? That traffic light is stopped dead. If there is a dead end we would all have to use Margaret Drive. It is very narrow and was never curbed. Closing any of the streets would have a major impact on Bloomfield Avenue and Hook Mountain Road. The people in my area that feel there should be a cul-de-sac are being selfish and insensitive to all our neighbors on Bloomfield Avenue. I ask you as a Township Committee to stand up to Lowe's and make them go back to putting the traffic onto Route 46. Let everyone use the traffic light. Don't put the traffic on Bloomfield Avenue. It will devalue our homes. Not leaving us with more than one way out of our neighborhood is irresponsible.
Sharon VanTeyens, 34 Bloomfield Avenue, Pine Brook, stated she agrees that everything should go out on Route 46. I can't get out of my driveway – trucks, people speed. Lowe's entrance and exit should be onto Route 46. Our road cannot handle any more traffic.
Ron Cain, 41 Bloomfield Avenue, stated there is no continuity in government. Your predecessors swore they would not let the traffic on Bloomfield Avenue. The DOT should not have jurisdiction over Bloomfield Avenue. It is time that the Township stops catering to the new people.
Bill Groome, 5 Prospect Place, Pine Brook, spoke about the bridge. I understand it is the responsibility of the freeholders. I went to a freeholder's meeting and they talked about not spending $1 million in taxpayer money because the bridge wouldn't be used and have access any more. Let the taxpayers win. Close the access at Bloomfield Avenue. Close the access at Maple Avenue.
Art Weber, 3 John Street, Pine Brook, stated the bridge should be blown up. The town should have never let this go in. We already have a Home Depot. Cul-de-sacs – if you close the south end all the traffic goes to John Street and Margaret Drive. Put a cul-de-sac by the park – they could have access to the park and the buildings.
Herb Eggers stated there are things that can be done in our area. Signage – no one has looked at the signage in years. There are things that can be done with the signage. People in our area think they are shortchanged.
Rob Eggers, 28 Maple Avenue, stated I don't think the road should be closed. There is less traffic there now than when I was growing up. To close that access is ridiculous. Roads are for cars. Children belong in backyards. The kids shouldn't be in the street.
Jones stated even if you want to go for a walk or a jog in your neighborhood, I don't feel that is being selfish.
Max, 6 Adamary Place, Pine Brook; Michael, 22 Maple Avenue, and Sean, 8 Margaret Drive, collectively stated they would like the dead end to be there so they have less chance of being hit by a car.
Ed Jones, 20 Maple Avenue, stated he wants both ends closed. I am concerned with the quality of life for my family and the neighbors. We don't need the Lowe's. We need the cul-de-sacs. We are taxpayers. The people that go through there are transients. It should not compromise out quality of life.
Rachel Fein, 11 Margaret Drive, stated something needs to be done. I am afraid to stand at the end of the road for the school bus.
Hearing no further comments from the public, Chairman Sandham closed the public portion. Motion: Gallopo. Second: Kostka. All in favor. Motion approved.
Sandham thanked everyone for coming out tonight. This is a difficult issue. The Township Committee itself does not decide the site application. That is the BOA. I do think the minutes of this meeting should be forwarded to the BOA so they understand what was put on record by the residents.
Mr. Bastone, can we forward the enforcement to the police? Once we know what is happening with Lowe's, we should look at the signage issues as well.
Nielson stated there is a business next to the John Street Park. If we can get input from the Township Engineer as to the traffic that business generates because it seems to me that potentially you could put signage at the end of Maple Avenue that it is a dead end to limit the traffic that goes down there.
Gallopo stated signage – if we are going to do it at the south end of Maple Avenue, signs should say none of the streets are through streets.
Kostka stated the issue is Route 46 is funneled right now into one lane until you get on the bridge. You also have to deal with the issue of the Route 46/Hook Mountain Road intersection. That is a nightmare now. There is no easy solution, but I just look to Home Depot on other side, and the Route 46 option is the option that worked there.
Braden stated the most disturbing thing is see neighbors pitting against neighbors. We are charged with doing the best we can. Police presence – I would like to send a strong message to the police department and have a ticket writing campaign. The kids are not in school now. Would like a report back from the police about what is going on down there.
Braden suggested we contact the DOT and send a contingent of our Township Committee down there. Would look to Mr. Bastone to schedule a meeting with the DOT and solicit who can go. Only two of us can go.
Township Committee agreed with charging Mr. Bastone with directing Chief Cook to do enforcement. Perhaps traffic can set up speed traps.
Nielson stated signs – evaluate the signage and make sure it is proper and up to date. Ask the Chief and/or the DPW. Don't have to wait for a Lowe's application to be constructed. Delivery trucks – letter to these businesses from the Administrator and one member of the Township Committee asking them to be a good neighbor and alter their delivery truck patterns to avoid the residential districts - that would be helpful.
Traffic report – 70% of the outgoing and incoming traffic is proposed to utilize Bloomfield Avenue. I think the traffic volumes on the collector streets are going to be substantial. It needs to be evaluated - why a major highway wouldn't be the access.
Sandham agreed. We need to take one more crack with the DOT - Route 46 should be the predominant access to the property. We will take the comments we heard tonight and send them to the BOA, and try one more time with the DOT.
Nielson stated we need to digest the comments we heard tonight, talk to the DOT, and impress upon them the concerns.
Sandham stated he agreed, and we will schedule the topic for another meeting.
Nielson stated provide public notice again and advise the BOA that we are discussing this here in case any of the members want to come. Also, it should be up on the website.
NO. 2 – SIDEWALKS – ARTHUR PLACE AND AVALON DRIVE: Bastone reported they have a complaint about the sidewalks. Showed pictures. Formal enforcement of sidewalk maintenance requires a resolution of the Township Committee. There are legitimate concerns here. In many cases, there are two or three sections on property that have separation or breakage. There are repairs that need to be done to certain sections. Would like to discuss how to proceed. Suggest notifying the residents and ask them for voluntary compliance.
Kostka stated there is a correlation between sidewalks heaved out of the ground and trees. There is also a correlation between the curbing, where the trees are, and where the sidewalk is.
On Gathering Road, there are a couple of feet.
Barile stated Gathering Road was a wider road and there was a larger right-of-way.
Bastone stated the other option if enough of the residents are interested is the Township going out to bid and then we can probably get a better price.
Nielson stated we did have residents out in 2006 from Arthur and Avalon. This goes beyond that. It is a town-wide issue.
Sandham stated at the League of Municipalities he did see firms that work with the neighbors as a group. Maybe we can look into that. We need to come up with a game plan of how we are going to remedy this going forward. Braden stated we have to start somewhere. We need to address it. I would suggest that the Engineer go out and mark with paint the sections that need to be repaired.
Bastone stated he can work with the Engineer and put a form letter together. Nielson stated I think the form letter should have a solution or option for them.
Sandham stated I think we should find out who those couples of firms are. Possibly they could make a presentation to the residents.
Mazzaccaro stated sometimes sidewalks deteriorate. It is more complex for those that are heaving as a result of trees. The question is what has to be done to the trees. Do they remove the tree? At what extent does the town get involved? Those considerations need to be discussed.
Barile when a resident calls concerned about their sidewalks, sometimes their insurance won't issue them a policy until they repair the sidewalk. Sometimes the DPW will cut the roots so we won't lose the tree.
Kostka asked who owns the tree? Bastone answered the Township. Kostka stated we have an ordinance that says you have to maintain the sidewalks. We either enforce the ordinance or we don't. If we don't, and someone gets hurt, who is responsible? Bastone answered primarily the homeowner. JIF takes the position it is the responsibility of the homeowner.
Sandham asked what is the game plan? Bastone stated he will be happy to solicit the firms and send a letter to the homeowners.
Nielson stated the department heads should get together and come up with a game plan. Identify sections that need repair.
Bastone stated they will locate firms. Identify what needs to be done on these two streets. Letter to residents. Call a meeting for them to participate in this program collectively. Will distribute letter to Township Committee to make sure everyone is comfortable with what is going out.
NO. 3 – FIRE HYDRANTS – SNOW REMOVAL: Bastone reported a request has been made by the Towaco Fire District to have residents dig out fire hydrants from the snow. It is a legitimate issue. There are other towns that require this.
Kostka stated it is a safety issue. Braden proposed that we mimic Parsippany's ordinance and amend our ordinance. Township Committee all agreed.
NO. 4 – TOWNSHIP E-MAIL: Gallopo stated we need to place a hard close on using personal e-mail addresses for Township e-mail. The Township Committee was encouraged to contact Bob Perkins to do this. Deadline for it to be clicked off – August 9. Township Committee – ok.
NO. 5 – METRO PROPERTY: Barile presented conceptual site plans due to environmental constraints. The LOI from the DEP mandated 50' buffers. Outline of the properties: purple – 50' buffers. Green – original plans. Showed different scenarios. Concern is safety. Very overgrown. Possible remoteness of some of the facilities. Upland area 6.9 acres. Wetland 7.1 acres. Access drive would need general permit.
Discussion regarding the six-year capital plan – roller hockey appropriation $140,000. Conceptual cost estimate is $2 million – everything included.
Braden asked how long the permits are good for. Barile answered five years. It would probably take a year to a year and a half to get the permits. Need to come up with conceptual plan for the application package.
Braden asked do we want to involve the Recreation Commission in the conceptual plan?
Kostka asked what are the insurance issues? Bastone answered JIF has very strict requirements for a skate park.
Township Committee agreed – Mr. Barile to get input from the Recreation Commission with the understanding there is currently no significant funding. Barile will contact Mrs. Witty to set up a meeting with the Recreation Commission.
Dan Pagano, 11 Roome Road, Towaco, stated there is a small group that would like to read the Declaration of Independence on the 4th of July at the Doremus House. Probably less than 20 people. Township Committee – ok.
Robert Lefkowitz, 81 Windsor Drive, Pine Brook, stated at the joint meeting with the Board of Education there was discussion about the BOE using the same garbage contractor as the Township. Any further discussion on that?
Bastone stated he had a discussion with the school business administrator. They had to renew their contract and he is going to try to coordinate the renewal dates.
Ordinance is offered for adoption on first reading with second reading and public hearing scheduled for July 12, 2011, at 8 p.m. Motion: Gallopo. Second: Kostka. Discussion: Braden stated I applaud Mr. Kostka and Mr. Gallopo in that they waive their Township Committee salary. I can appreciate that. What is the premise for this cut?
Sandham stated the premise for the cut was two-fold. First of all, this doesn't address the salary going down, that was done in the budget process. This addresses the benefits piece of it. There were proposals for significantly more cuts than the $500 that we are doing now. Distributed 2007 survey. Montville had salaries significantly higher than other towns. In the budget discussions there was discussion about taking it down more than the $500 I proposed. I would actually support that with a future implementation date. We are being paid more than comparable towns.
Braden stated as you know each one of us is required to be on 3 or 4 committees as liaison and some involve subcommittees. What is the level of involvement in other towns?
Sandham stated I don't know. Do you think we are doing more than other towns?
Braden stated I am going to go out on a limb and say yes, but I don't have any data to back that up. This is memorializing what was done in the budget process. This will go on to next year's budget as well.
Sandham stated there are towns where Township Committee members get paid $1. Do you believe they do that much less work than we do?
Braden asked what is the right number for you? Sandham stated I think it should be the average of the bigger towns. We should be moving it in the right direction. We took steps when we started charging for health benefits and then when we eliminated health benefits.
Braden stated I guess it comes down to how we perceive our role here. I look at this as a job. It takes time away from my other employment. It affects me financially. If I was retired, and I had all the time in the world, then I probably wouldn't look at it that way. It takes time away from my work and family. It bothers me that for a reason that you really can't cite, we are going to drop the salary down by 4%.
Sandham stated three other people agree with the salary cut. That was a vote. Braden stated further I would like to suggest - if you think a 4% cut is appropriate now, then why don't we take that to our bargaining units?
Sandham asked did we do a survey of what other towns make – the police, etc.
Gallopo stated this shows good faith for bargaining. Kostka stated the cut of $500 was what we agreed on, and some of us would have made it significantly more. It was a symbolic cut. We asked the professionals to take a cut. I look at it as leading by example. The fact that the Township Committee hasn't received an increase – looking at this analysis – we are paid significantly more than other towns. Maybe we do more than other towns, and it does take away from our other work, but we chose this.
Nielson stated Montville has a unique form of government. Some towns have up to seven council members. The duties are different – if you have a strong mayor, etc. I don't think the survey compares apples to apples, but it is a decent reference.
Braden stated he has been on the Township Committee for 3½ years and speaking to residents in many venues, not one of person has ever said you make too much money.
Roll call vote – Braden, no; Kostka, yes; Gallopo, yes; Nielson, yes; Sandham, yes. Motion approved.
Ordinance is offered for adoption on first reading with second reading and public hearing scheduled for July 12, 2011, at 8 p.m. Motion: Gallopo. Second: Kostka. Discussion: Oostdyk stated he included everything by statute that can be in the ordinance – funds utilization. You can go through them and delete if you want. Sandham suggest removing item B5 – Historic Preservation of historic properties, structures, facilities, sites, areas, or objects, and the acquisition of such properties, structures, facilities, sites, areas, or objects for historic preservation purposes. Township Committee all agreed.
Roll call vote – Braden, yes; Kostka, yes; Gallopo, yes; Nielson, yes; Sandham, yes. Motion approved.
Ordinance is offered for adoption on first reading with second reading and public hearing scheduled for July 12, 2011, at 8 p.m. Motion: Gallopo. Second: Kostka. Roll call vote – Braden, yes; Kostka, yes; Gallopo, yes; Nielson, yes; Sandham, yes. Motion approved.
RESOLUTION AUTHORIZING CONSENT AGENDA RESOLUTION NO. 2011-CA12: Motion: Nielson. Second: Gallopo. Roll call vote – Braden, yes; Kostka, yes; Gallopo, yes; Nielson, yes; Sandham, yes – except for abstain on Item E. Resolution adopted.
BE IT RESOLVED by the Township Committee of the Township of Montville, in the County of Morris and State of New Jersey, that the following tax sale certificate redemptions be processed by the department of Finance:
Block 76 Lot 8 Qualifier C030I
66 Springbrook Road East
Lien Redemption Certificate #10-00014 $569.76
To: US Bank Cust/Pro Capital I, LLC
WHEREAS, the developer of property known as Bear Rock Phase V (Patrick Court) has, pursuant to N.J.S.A. 40:55D-53 of the Municipal Land Use Law, notified the Township Committee that certain public improvements have been completed, and has requested to be released from liability under the Performance Guarantee being held by the Township; and
WHEREAS, the Township Engineer has inspected all improvements of which such notice has been given and has recommended the release of the Performance Guarantee covering such improvements; and
WHEREAS, the Township Committee has reviewed the recommendations of the Township Engineer.
NOW, THEREFORE, BE IT RESOLVED by the Township Committee of the Township of Montville, in the County of Morris and State of New Jersey, that the Performance Guarantee posted by the developer in the form of Bond #SB0093004 issued by XL Specialty Insurance Company in the amount of $108,164.40. The cash portion of the Performance Guarantee in the amount of $17,935.60 shall not be released but shall remain posted for a period of two years as the Maintenance Guarantee.
CONSENT AGENDA ITEM C – RESOLUTION AUTHORIZING A DEVELOPER'S AGREEMENT WITH RBR, LLC – BLOCK 160.22, LOT 18, 321 CHANGEBRIDGE ROAD: Planning Board resolution 02/25/09.
WHEREAS, Chapter 5.18 of the Revised General Ordinances of the Township of Montville requires that an individual or organization wishing to place a clothing bin within the Township of Montville obtain a clothing bin permit; and
WHEREAS, Chapter 5.18 provides for the Governing Body to authorize the issuance of a clothing bin permit upon finding that the standards and requirements of the Ordinance have been complied with; and
WHEREAS, Textile Recovery Services, Inc./Read Foundation, Inc. have filed an application for the placement of the following clothing bins:
Municipal Property, 86 River Road, Montville – 5
Home Depot, 78 Route 46, Pine Brook – 3
Bank of America, 32 Route 46, Pine Brook – 1
Towaco Fire Department, 27 Route 202, Towaco – 2
Towaco Service Center, 686 Main Road, Towaco – 1
Kearney Federal Savings Bank, 339 Main Road, Montville - 2
State of NJ Property, Commuter Parking lot, Chapin Road/Route 46, Pine Brook - 2
; and
WHEREAS, the application has been reviewed by the appropriate Township departments and has been found to meet the requirements contained in the Ordinance; and
WHEREAS, Read Foundation, Inc. is a not-for-profit organization and the Township Committee finds that it is appropriate to permit the locations of the bins on municipal property.
NOW, THEREFORE, BE IT RESOLVED by the Township Committee of the Township of Montville, in the County of Morris and State of New Jersey, that the application for a clothing bin permit for the year 2011 is hereby granted and the Township Clerk is hereby authorized to issue permits for 16 clothing bins as set forth in the application of Textile Recovery Services, Inc./Read Foundation, Inc.
WHEREAS, Montville Township Code Chapter 85-16 permits the issuance of special permits for the consumption of alcohol on public property; and
WHEREAS, the Knights of Columbus will hold a picnic on July 31, 2011, at the Montville Township Community Park and have requested that the Township grant a "special permit" to allow the consumption of beer and wine at their picnic; and
WHEREAS, the Knights of Columbus have submitted their request in accordance with Chapter 85-16 and have agreed to comply with the conditions of said Chapter; and
WHEREAS, the Township Committee has reviewed this request and has determined that a special permit be granted to allow the consumption of beer and wine at the picnic.
NOW, THEREFORE, BE IT RESOLVED by the Township Committee of the Township of Montville, County of Morris and State of New Jersey, that a "special permit" shall be granted to allow the consumption of beer and wine at the Knights of Columbus picnic to be held at the Montville Township Community Park on July 31, 2011.
WHEREAS, the Montville Township Literacy Foundation, Inc. has offered a grant to the Township of Montville in the sum of $16,500.00 for the conduct of a program of instruction and training in English as a Second Language for the sole benefit of individuals residing, working, or worshiping within the Township of Montville; and
WHEREAS, the terms and conditions of the grant are contained in correspondence dated June 1, 2011 from David C. Dixon, Esq., counsel for the Montville Township Literacy Foundation, Inc.; and
WHEREAS, the Township of Montville desires to accept the grant.
NOW, THEREFORE, BE IT RESOLVED by the Township Committee of the Township of Montville, in the County of Morris and State of New Jersey, that the appropriate municipal officials are hereby authorized to execute the letter agreement between the Township of Montville and the Montville Township Literacy Foundation, Inc. accepting a grant of $16,500.00.
CONSENT AGENDA ITEM G – APPROVAL OF BLOCK PARTY – JEAN DRIVE 08/20/11: Rain date 08/21/11.
CONSENT AGENDA ITEM H – ACCEPTANCE OF RESIGNATION OF MIKE KARLAN FROM THE DESIGN REVIEW COMMITTEE AS OF 08/10/11: With deep regret.
WHEREAS, applications have been filed by holders of liquor licenses within the Township of Montville seeking renewal for the years 2011 through 2012; and
WHEREAS, the applications have been reviewed by the office of the Township Clerk, Land Use Administrator/Zoning, Health Officer, Chief of Police; and the Fire Districts; and
WHEREAS, the licenses have met the requirements for license renewal;
NOW, THEREFORE, BE IT RESOLVED by the Township Committee of the Township of Montville, County of Morris and State of New Jersey, that the following liquor licenses are renewed for the years 2011 through 2012:
· 1421-33-001-005 Don Pepe, Inc. t/a Don Pepe Steakhouse, 58 Route 46 West, Pine Brook
· 1421-32-003-005 OKCF, Inc. t/a Stuffed Olive, 100 Bloomfield Avenue, Pine Brook
· 1421-33-004-002 Don Pepe, Inc. t/a Don Pepe, 18 Bloomfield Avenue, Pine Brook
· 1421-44-005-005 H & D Liquor & Wine, Inc. t/a Montville Wine & Spirits, 263 Changebridge Road, Pine Brook
· 1421-33-006-001 Lake Valhalla Club, 6 Vista Road, Montville
· 1421-33-007-005 Orense Spain, Inc. t/a Sevilla Spain, 29 Route 46, Pine Brook
· 1421-33-008-004 83 Mt. Rail Corp. t/a Columbia Inn, 29 Route 202, Montville
· 1421-32-010-004 FHN Cuisine, LLC t/a Montville Inn, 167 Route 202, Montville
· 1421-33-011-007 Bonefish-Jersey/Long Island Limited Partnership, 28 Route 46, Pine Brook
· 1421-33-012-006 144 Route Enterprises, Inc. t/a Harrigan's, 142 Main Road, Montville
· 1421-33-013-003 Poor Hanks, Inc. t/a Poor Henry's, 8 Main Road, Montville
· 1421-32-014-008 Janlu, LLC, t/a Red Barn Liquors & Pub, 446 Route 202, Towaco
· 1421-33-015-002 Goose's Restaurant Group, Inc. t/a Tiffany Restaurant, 74 Bloomfield Avenue, Pine Brook
· 1421-32-017-002 Dat Crupa, Inc. t/a D & D Liquors, 5 Old Bloomfield Avenue, Pine Brook
· 1421-32-016-009 Rails Steakhouse, LLC, 8-10 Whitehall Road, Towaco (inactive)
· 1421-33-002-008 Jhett, Inc., 13 Hook Mtn. Road, Pine Brook (inactive)
· 1421-44-018-001 Anthony Pio Costa III, 1275 Bloomfield Avenue, Fairfield (inactive)
Motion: Gallopo. Second: Kostka. Roll call vote – all yes. Resolution adopted.
WHEREAS, an application has been filed for a Person-to-Person Transfer of Plenary Retail Consumption License Number 1421-44-005-005, heretofore issued to H & D Liquor and Wine, Inc. for premises located at 263 Changebridge Road, Pine Brook, (Montville Township), New Jersey;
WHEREAS, the submitted application form is complete in all respects, the transfer fees have been paid, and the license has been properly renewed for the current license term;
WHEREAS, the applicant is qualified to be licensed according to all standard established by Title 33 of the New Jersey Statutes, regulations promulgated thereunder, as well as pertinent local ordinances and conditions consistent with Title 33;
WHEREAS, the applicant has disclosed and the issuing authority reviewed the source of all funds used in the purchase of the license and the licensed business and all additional financing obtained in connection with the licensed business;
NOW, THEREFORE, BE IT RESOLVED that the Township Committee of the Township of Montville, in the County of Morris and State of New Jersey, does hereby approve, effective June 28, 2011, the transfer of the aforesaid Plenary Retail Consumption License to Aryanashna, LLC, and does hereby direct the Township Clerk to endorse the license certificate to the new ownership as follows: "This license, subject to all its terms and conditions, is hereby transferred to Aryanashna, LLC, effective June 28, 2011."
WHEREAS, sealed bids were opened on June 13, 2011, for properties advertised for sale by "Ordinance Authorizing the Sale of Certain Properties Owned by the Township of Montville, Morris County, New Jersey, Not Required for Public Purposes Pursuant to N.J.S.A. 40A:12-13 et. seq."; and
WHEREAS, the following bid was received from contiguous property owners:
Li Chen & Nan Wang Block 125.07, Lot 6 $5,000.00
WHEREAS, the Township Committee of the Township of Montville has determined that it is in the public interest to accept this bid.
NOW, THEREFORE, BE IT RESOLVED by the Township Committee of the Township of Montville, in the County of Morris and State of New Jersey, that the following bid is hereby accepted subject to the conditions set forth for the sale of Township property specifically that the purchaser shall pay for cost of the relocation of the water line and sealing of the well and pursuant to the Agreement between the following parties:
WHEREAS, the Township of Montville and Donnelly Energy Solutions entered into a Contract for the 2010 Board of Public Utilities, New Jersey Clean Energy Program – Direct Install; and
WHEREAS, it has been determined that certain changes to this Contract are necessary; and
WHEREAS, the details of the proposed Change Order are as follows:
The initial cost was the contractor's estimate. This change order represents costs calculated as a result of an on-site preconstruction meeting with the contractor and subcontractors; and
WHEREAS, Donnelly Energy Solutions has submitted a revised contract for a change to the total contract price of $285.71; and
WHEREAS, the Township Management Specialist has requested and recommended to the Township Committee that it modify the Contract Donnelly Energy Solutions as a result of this change.
NOW, THEREFORE, BE IT RESOLVED by the Township Committee of the Township of Montville, in the County of Morris and State of New Jersey, that the following Change Order is hereby approved in the Contract between the Township of Montville and Donnelly Energy Solutions:
Original Contract Price $5,924.67
Amount of this Change Order: $285.71
Total New Contract Price after this Change Order $6,210.38
WHEREAS, the Township of Montville is participating in the 2011 Board of Public Utilities, New Jersey Clean Energy Program – Direct Install; and
WHEREAS, the Board of Public Utilities, New Jersey Clean Energy Program – Direct Install has a limited number of participating contractors, who have been selected through a competitive bidding process and specially trained and equipped to provide turn-key, start-to-finish program services, which include helping complete the application/agreement, performing the energy assessment to identify eligible equipment replacements, and then replacing the equipment; and
WHEREAS, the identified participating contractor for Township of Montville is Donnelly Energy Solutions who will provide the services listed above; and
WHEREAS, the Township of Montville desires to have Donnelly Energy Solutions complete work identified in the Scope of Work Attachment for the Municipal Building in the amount of $0.00.
NOW, THEREFORE, BE IT RESOLVED by the Township Committee of the Township of Montville, in the County of Morris and State of New Jersey, that the contract for Direct Install Program Participation shall be awarded to Donnelly Energy Solutions for services in the amount of $0.00.
Motion: Gallopo. Second: Nielson. Roll call vote – all yes. Resolution adopted.
NO. 6 – RESOLUTION AUTHORIZING PROFESSIONAL SERVICES AGREEMENT WITH COFFEY & ASSOCIATES: Woodmont Estates/Bonnieview litigation. Not to exceed $15,000.00 as per proposal dated 06/23/11.
Motion: Nielson. Second: Gallopo. Roll call vote – all yes. Resolution adopted.
NO. 7 – RESOLUTION APPROVING THE LISTING OF BILLS AND SIGNING OF CHECKS: Motion: Gallopo. Second: Nielson. Discussion: Bastone indicated he would like to hold the Hess check while he investigates the question Mr. Braden raised. Motion made by Braden to rescind check to the Hess Corp. for Church Lane $461.77. Second: Kostka. Roll call vote – all yes. Resolution adopted.
Committeeman Gallopo thanked the 4th of July Committee and Chairman Irwin Paster for a successful parade, fair, and fireworks.
Committeewoman Nielson also thanked the DPW and the Police. Also, we would like to have the 4th of July Committee back in August so we know what to expect.
Committeeman Kostka concurred.
Committeeman Braden stated All Brands Tire, Route 46 – we were going to have zoning look at for property maintenance. Barile stated there have been discussions about that building. He will check with Ms. Hunscher and get back to the Township Committee.
Chairman Sandham stated the Economic Development Committee is working on putting a survey together for businesses. It is modeled after a program that the County does.
As liaison to the VFW – this November is 11/11/11. It is going to be extra special to the VFW. They have asked the Township to honor veterans that have served in the Vietnam War, Korean War, Iraq, and Afghanistan. I am trying to track down the Medal of Honor recipient. Hopefully, we will be able to invite him.
Meeting adjourned at 11:25 p.m. Motion: Nielson. Second: Gallopo. All in favor. Motion approved.
Respectfully submitted,
Gertrude H. Atkinson, Township Clerk
Approved September 13, 2011
Montville Township Committee
James Sandham, Jr., Mayor


text:
This resource is no longer available
Gain Business and IT Agility with SOA-Based Data Visualization - Get Started in One Week
A common challenge companies face today is getting the right information to the right people at the right time - in the right context. In order to remain competitive, business professionals across the enterprise need a common understanding of how information is presented, yet they need personal insight to make decisions. With disparate information systems, latency in data warehousing and static business intelligence solutions, executives and managers are challenged to get the visual information they need to glean out value in the context of real-time business processes. This is impacting the bottom-line, and requires more than just mash-up of data.
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Attend this Webinar to hear how Nippon Chemi-Con, a $1B electronics component manufacturer, was able to speed product delivery and reduce costs by unifying production, inventory, and order management across all its production sites through one flexible, enterprise-wide interface. Forrester analyst, Larry Fulton, will also discuss the advantages of building systems with a Service-Oriented Architecture and tips for implementing SOA in your organization.
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subset: commoncrawl


text:
Secretary Locke to Accompany President Obama to Russia
U.S. Commerce Secretary Gary Locke will travel to Moscow, July 6-8, in conjunction with the Presidential Summit Meeting between Presidents Obama and Medvedev. Locke will represent the administration at a private sector Business Summit where U.S. and Russian business leaders will present recommendations to expand bilateral commercial cooperation. This will be Locke's first overseas trip as Secretary of Commerce. While in Moscow, he will meet with the Minister of Economic Development Elvira Nabiullina to discuss U.S.-Russian economic and commercial relations and Russia's integration into the global economy. (More)


text:
I hate how much I sweat right after my ride ends. I run a lot of errands with my bike, and when I walk into the store suddenly i'm drenched in sweat.
The only thing I can think of is to do a cool down, and gradually decrease my speed over the last 10 minutes, but I hate doing that, especially on short rides.


text:
AFC Leopards Chairman clinches Nairobi County Assembly speaker
Kenya's AFC Leopards could be doing badly in the Kenya Premier League. But the club members might be rubbing their hands with glee after their adored chairman Alex Ole Magelo was voted in as the Nairobi County Assembly Speaker after winning the elections held on Friday 22nd March 2013.
Ole Magelo secured 43 votes beat his opponent Mutunga Mutungi who garnered a vote less in the contest handing him the role of controlling proceedings in the County Assembly.
He unsuccessfully contested for a Member of Parliament's position in Kajiado West constituency which he lost to prominent businessman Moses Ole Sakkuda in the just concluded general elections but this win will offer him a soft landing.
Magelo will now juggle between chairing a club that enjoys a large following in the country [AFC Leopards] and being the speaker both tasks of which are demanding.
AFC Leopards has currently accumulated five points from a win and two draws with fans demanding for a better performance in the coming matches.


text:
Pragmatism Spurs Russia and Georgia toward Smoother Relations
Weir, Fred, The Christian Science Monitor
Signs of a thaw between Russia and Georgia include the reopening of one border post on the major Caucasus highway and a possible move to resume direct air links. Relations between Russia and Georgia behave been in a freeze since last year's war over breakaway Georgian territories.
The invective between Kremlin leaders and Georgian President Mikhael
Saakashvili continues to fly furiously, even though the gunfire from
last year's brief Russo-Georgian war has died down.
But amid growing rumors that diplomatic rapprochement may be in the
air, experts say some practical necessities are dragging the two
antagonists toward at least a partial settlement of their
The signs include last week's deal to reopen a single border post on
the major Caucasus highway and a possible agreement to resume direct
air links.
"The prevailing mood in Georgia is that relations with Russia should
be improved, and the government should work more actively toward that
end," says Georgi Khutsishvili, director of the independent Center on
Conflict and Negotiation in Tbilisi.
"The fact that leaders of both countries have a terrible personal
relationship, and keep saying bad things, is not a suitable basis for
state policy. We need to move beyond that," he adds.
Russia and Georgia fought a savage little war last year over the
breakaway territories of Abhkazia and South Ossetia.
Since then, relations have been in a deep freeze.
Both Prime Minister Vladimir Putin and President Dmitri Medvedev
have made angry - and sometimes very personal - allegations
against Mr. Saakashvili, and the Kremlin appears to have hoped that
he would be unseated in an unsuccessful wave of Georgian opposition
protests that took place earlier this year.
Yet Mr. Medvedev said this month that he favors restoration of
direct air service between Moscow and Tbilisi, and Russia's border
service hailed last week's decision to reopen the Upper Lars
checkpoint, citing the "shared need to resume international traffic
between Russia and Georgia."
Russia's only Caucasus ally, Armenia, has suffered badly from the
cutoff of land transport links. Moscow maintains a cold war-era
military garrison in Armenia, reportedly with more than 1,000 troops,
and has had chronic difficulties resupplying them.
"Russia's ties with Armenia are important, and so it would be of
some benefit to Russia if it could normalize the transport links,"
says Alexei Makarkin, deputy director of the independent Center for
Political Technologies in Moscow.
For his part, Saakashvili has repeatedly accused Moscow of plotting
his overthrow, a charge he renewed in a weekend speech. …


text:
Note: This message is displayed if (1) your browser is not standards-compliant or (2) you have you disabled CSS. Read our Policies for more information.
Visits to patients from family and friends are encouraged. The various units may have different hours for visiting. If there are any questions regarding visiting hours family and friends are encouraged to contact the unit nurse or social worker. Private areas for visiting are available.
In the Spring of 1997 our first hospitality house was opened. The second house opened that Fall. Another house was opened in January of 1999. We are happy to provide a place for relatives traveling from a distance to stay on campus. The houses are available at no cost to the families of patients. All three houses are completely furnished. There are kitchen and laundry facilities. For reservations or inquiries, please call Donna Crist at (765) 966-0511, ext. 9201. Please call well in advance because these houses are used frequently. Our hospitality houses provide a nice, homey atmosphere for families t spend time with their loved ones away from the unit. Families are always welcome at Richmond State Hospital.


text: Is there any significant difference between the way a road bike and a mountain bike should fit? I think my friend's mountain bike is too small. He complains that he feels hunched over when he rides on the road but says it's comfortable riding off-road. Compared to his road bike, which is comfortable, the mountain bike is shorter and the handlebars are considerably lower. He's also complained that the seat post isn't long enough. I've never heard of a bike that's only meant to be comfortable when riding off road but when I tried to tell him that his frame is too small he got upset so I didn't push it.


text:
GMAC 2.0: ALLY Opens Below Its IPO Price
Another day, another 'failed' IPO. Ally Financial - aka GMAC - that bastion of subprime auto loans and risk management, IPO'd at $25 last night (at the very bottom of the $25 to $28 range) but investors seem to prefer to sell their allocations than pile into this 'bank'. Enabling the Treasury to exit more of its losing proposition (raisng $2.38 billion), ALLY opened well below its IPO price... at $24.25. As a gentle reminder, ALLY filed to go public in March 2011.
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Yeah, we will see it at zero in the near future. It amazes me that the muppets keep falling for this shit.
...but they'll make up for it in volume.
Maybe the muppets are tired of getting the shaft?
Ally stock is another dog the Treasury just recently dumped < at an 11% loss to the taxpayer >
The circle jerk is complete.
Not quite.
That will happen when Hilary is elected in 2016.
Every IPO since KING has been a fail. That must mean BTFATH then?
But their commercials are very funny. That's all that matters.
Any shit floats!
ALLY, the faceless bank. So when the SHTF you have no one to blame but yourself....
We are a branch-free bank.
Ally doesn't have expensive physical locations, which makes it easier for us to offer:
- Competitive rates
- No hidden fees
- 24/7 live customer care
- No ATM fees at any ATM nationwide
When you choose Ally, you can bank by phone, chat, or using your computer or mobile device. And you have the freedom to monitor and move your money anytime, anywhere.
Yep, and even more inability to withdraw your funds should adverse events happen. I guess an Ally/GMAC bank run would consist of people waiting on their phones and sitting in front of their computers.
EDIT: And I love their 1984-esq name of Ally, because they sure as shit aren't yours.
I never caught on to that. I guess we should expect to see more banks with names like "NotYourEnemey Around the Corner Bank" since Ally was already taken and "Bank of People You Can Trust" doesn't exactly instill confidence.
In case anyone's asking, I keep my gold in their safe deposit boxes.
Quick, time for the Fed to buy the shit out of their shares to give the illusion of success.
The only reason for anybody to buy this piece of crap is that they're anticipating the inevitable bailout as the privatization of the Treasury continues. We can call it "Ally Bank" or whatever today, but to me it's still GMAC ResCap, which was one of the most absurd contributors to the bond-market looting frenzy we call the housing bubble collapse.
And don't forget subprime auto loans!
I work in the BK world I have never seen more 84 month 19.99% used auto loans from anyone other than ALLY.
Even Credit Acceptance limits most of their subprime shit to 72 months or less.
20+ years of working in mortgage and consumer credit world myself. Shit is crazy. Glad I left it 4 years ago.
My favorite was the guy years ago who thought it would be a great idea to take about $10k out of his retirement (net was less taxes + 10% early penalty) so he could payoff his 8 year old used car so that the lender didn't repo it (he was about 3 payments late when he came up with this brillant idea). The car, of course, was worth about half of what he owed on it becasue he had rolled a prior unpaid car loan into this one.
So, he pays the $8k to get a car worth maybe $4k at the time. Negative equity is such a lovely thing when the monthly payment is all that maters to someone.
Jesus Christ. 84 months at 19.99% for a used car? 7 bleeping years?!?!?!?
You know, I grew up poor. And my parents aren't just financial morons, they're utterly financially incompetent. We were on welfare because my parents couldn't figure out that $500 on the first of the month and everything's golden, but that same $500 on the 11th of the month, and you're in the shitter. So I had to learn that fundamental concept on my own, in my late teens.
When you don't have any fucking money, you have to live by your wits. I bought a new car 6 years ago, for the first time. The car before that was $7,000. Prior to that, I never spent more than $2,000 cash on a car. Yes, they were pieces of shit. No, they didn't work very well or for very long. But do you know how much I spent on monthly payments? As much as I could afford. That would be...[envelope please]...$0.
I've always observed that it takes a certain set of skills to get and stay rich. It takes a different, but no less specific, set of skills to survive while being poor. Actually, that's a skill set of vastly more relevance to most people.
And it's a skill set that precludes signing your name on a loan for 7 years at 19.99% for a god-damned used car.
Sometimes stuff like this makes me angry and depressed. At other times though I find it encouraging for my own personal prospects. If you and another guy are running from a bear, you don't have to outrun the bear; just outrun the other guy. If all you have to do to succeed is not be the guy who indentures himself to a used car for 7 years at 19.99%, I'd say I and my family are going to be OK.
But the last god-damned thing I'm gonna do is invest in the people holding that note. There; that's one decision where the rich-man skillset and the poor-man skillset indicate the same thing.
See my comment immediately above.
People that don't have any financial sense (and the public schools sure as shit don't teach it) look at the monthly payment only. It's all they can go by.
And the car salesman knows it, and can "roll in" negative equity from their current vehicle. "Sign and drive" "Payoff your old car no matter what you owe" - the slogans are a sick joke in one sense.
The salesman can make the transaction look anyway they need to get the person to sign on the line for a monthly payment they 'THINK' can afford (even if it's 84 months!!). The trade in is underwater? Just jack up with trade in allowance to zero out (on paper) the negative equity, but jump up the price of the vehicle (and extended warranty and undercoating and 'free' tires for life) to cover the negative equity. On paper, looks great. In reality, you just got yourself into a 6-7 year monthly payment.
If you don't negotiate the vehicle price first and without talking about any trade in, then you already lost.
Un-be-flippin'-lievable. I know you're right.
Just as a side-note, every couple of years the local school district here in Minneapolis tries to institute a unit on personal finance. It gets shot down every time--by the Chamber of Commerce. They claim all the anarchist hippies who teach school would teach kids not to trust bankers.
Well, umm, yeah.
Hungry Hungry IPOs!
...pump 'em up and let 'em go!
Government washing hands before/after flushing.
2.4 billions profit ? For the Feds, this is a drop in the bucket. I'm sure they are doing it from the profit and not to wash their hands as you say.
Government taking parts in pump and dump IPO schemes, can't get worse.
Criminal outfit selling shares of corruption.
Hedge funds will be big buyers to immediately sell to Muppets. There, all fixed, nothing to see here.
The drop in IPO? Insiders selling.
The climb in share price? That's the fucking cunt Yellen buying up everything she fucking can so insiders can exit.
Isn't that right Yellen you miserable bitch????
ALLLIES Bonk should open a subsidiary that sells nothing but tacos burritos and other peasant food and call it Chipotle.
What happens in 26 months when all of the $198 a month leased cars they used to plump car sales start getting dumped back on dealer lots?
An extra-frugal MoFo like me will wait for those off-lease vehicles and buy one for many thousands of dollars less than new. Only not GM vehicles though...Fuck GM.
Simply amazing anyone in their right mind would buy this dog. But when you're tied at the hip with a .gov automaker (whose Corvette assemblers voted to go on strike - thanks UAW) the rectal stains in the headquarters might as well suck that tit till it gets bailed out again. What a corrupt country.
Would you like a pony, bitchez?
Only if it's one of those ponies with that cool single horn sticking out of it's forehead.
'Netbank' 2.0
All heil the Market!
Where bankrupt corporations can make insiders wealthy. Where profit isn't made off commerce, but by the stroke of an accountant's pen. Where money isn't earned, but gifted from a quasi government supported private banking cartel.
Ally now accepts EBT so it's all good.
calpers will buy it, they'll buy anything
I'll be the contrarian and say buy this on an SP upswing.
So right now, SP is having a pronounced downleg, wait until it ends, and on the next start of leg up may buy this. If there's action behind ALLY, it should levitate faster than the index.


text:
Join us for an Informational Session with Interim Director Elisabeth Merkel, to find out about admission requirements, scholarship opportunities, and program curriculum.
The Masters of Business Administration program is committed to graduating successful leaders. With complete immersion in an experience-based curriculum that draws on the entrepreneurial spirit and innovation of the San Francisco Bay Area, you will be poised to take the next step for your career.


text:
Boston Conditioning Solution for RGP Lenses 120ml
Product Description
Boston Advance® Comfort Formula Conditioning Solution is a specially formulated solution for rigid gas permeable (RGP) and hard contact lenses. It contains a patented, multi- polymer comfort system that binds and coats the surface of the lens. It cushions the lens upon insertion and maintains and enhances lens wetability throughout the day. The patented multi- polymer system of Boston Advance® Comfort Formula Conditioning Solution reduces friction against both the cornea and the eyelid while removing particulate matter that may cause irritation and discomfort. This formula is designed to be biocompatible with your eyes.
It also contains an optimised preservative system that is effective in destroying harmful organisms on the surface of RGP and hard contact lenses.
Boston Advance® Comfort Formula Conditioning Solution is indicated for the use of fluoro silicone acrylate, silicone acrylate, and rigid gas permeable contact lenses after the lenses have been cleaned. It is also recommended for use with PMMA lenses.
Product Information
- Brands: Boston
Bausch & Lomb
Not for use with soft lenses.
- Never reuse this solution.
- Do not use beyond expiry date.
- Discard remaining solution 90 days after first opening.
Important: If irritation or excessive tearing occurs, persists or increases, or if vision is impaired, discontinue use and promptly consult your eye care practitioner. Do not use this solution if you are allergic to any component of this product.
For your protection: Boston solution bottles are marked with a lot number and expiration date. A Tamper-Evident safety closure is used to seal the bottle. If the plastic seal on the bottle is missing or broken, do not use the solution
Preparation and Usage
See package insert for directions and important safety information.
No for use with soft lenses
Country of Origin
Bausch & Lomb Incorporated,
106 London Road,
Package Type
Recycling Information
Disinfectants: Polyaminopropyl Biguanide (0.0005% w/v), Chlorhexidine Gluconate (0.003% w/v), Disodium Edetate (0.05% w/v), Other: Salts and Buffering Agents, Polyquaternium 10, Cellulosic Viscosifier, Polyvinyl Alcohol, Derivatized Polyethylene Glycol
Customer Reviews
07 November 2014
best RGP solution
best quality RGP conditioning solution there is. keep going back to this one.
10 July 2013
1 of 1 found this review helpful.
Worth getting a branded product
I have worn RGP lenses for 15 years. I used this brand for all but 1 of these. I tried a supermarket own brand for one year and noticed my lenses wearing out much more quickly, and have bought Boston solutions ever since.
- Tesco Price Match
- ** Matched to Tesco's standard retail price on 26-May-2016 at 03:47. See our Terms and Conditions for full details.
- Disclaimer
- These summary details have been prepared for information purposes only, and are designed to enhance your shopping experience on the Ocado website. While we have taken care in preparing this summary and believe it is accurate, it is not a substitute for your reading the product packaging and label prior to use. You should note that products and their ingredients are subject to change. If you do require precise ingredient information you should consult the manufacturer, whose contact details will appear on the packaging or label.
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- This data is supplied for personal use only. It may not be reproduced in any way whatsoever without Ocado Limited's prior consent, nor without due acknowledgement.


text:
ARCTIC OCEAN, August 24. SWIMMING in water that measured three degrees Celsius (37.4 Fahrenheit), Lewis Pugh recently covered a distance of 1.07 kilometers in the Arctic Ocean. Pugh spent a little more than 20 minutes in the frigid water and became the first individual to complete a long-distance swim in the Arctic Ocean, just off the Spitsbergen Island in Norway.
Pugh conducted the swim under the rules of the English Channel Swimming Association, which prevents the use of a wetsuit or drysuit. Pugh prepared for his swim by training in an icy pool for several weeks before the Arctic Ocean outing. Pugh was aided in the water by a support ship, which kept watch for polar bears and walruses.


text:
The Java tutorial on using properties talks about how to use the Properties class. In the tutorial it shows the properties being written to a file called "defaultProperties". So what is a good name and location for the properties file?
I usually write one of two java applications: a system utility or a user program. I think most system utilities would have a file in
/etc/myfile.properties and most user programs would create a
~/.myfile.properties. However, these paths would not work in Windows. Is there a more generic way of defining these details to make the code platform independent?


text:
Saturday Night Pizza
by YaDa Chef
Ever what to do with left over chicken? Whether it is a breast or a thigh here is an easy fix for a delicious meal.
Dough (pizza or calzone):
1 TB (packet) dry yeast
3 Cups flour
2 TB Chopped basil or your favourite herb (optional)
3 cloves chopped garlic (optional)
2 TB (30ml) olive oil
1 1/4 (240ml) warm water
1/2 teaspoon salt
1/4 teaspoon black pepper
Dissolve yeast in water should foam. Add basil, oil, garlic, s+p. Mix in flour 1 cup at a time mix well until it forms a firm but elastic ball. Oil top of dough. Cover with a clean tea towel and let rise 1-1 1/2 hours until double. Press out and cover with your favourite toppings.
The photo above is BBQ chicken pizza. I make my own bbq sauce and mix in cubed cooked chicken. Then I top it with slice onion, romano cheese(quartro fromaggio is even better), slice fresh tomato and green pepper. Preheat oven to 425F/220C/gasmark 7. Place pizza in and lower the temperature to 375F/190C/gasmark 5 and bake for 35-45 minutes depending on how crispy you like your pizza.
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Breaking news for the full foodservice equipment and supplies distribution channel. Includes information on dealers, distributors, design consultants and multi-unit operators spanning leadership changes, mergers and acquisitions, trends, data and much more.
In response to the rising popularity of beer within the food and beverage culture, Horseshoe Casino in Hammond, Ind., converted a wine bar into the Sixth Street Bar, a space featuring local craft brews.
Keeping with the restolounge trend, the prolific Los Angeles-based Brosephs Restaurant Group opened Smoke, a high-end steakhouse and finer-dining operation in West Hollywood, Calif.
With buzzwords like "cleanse" and "detox" circulating in health and wellness communities, the popularity of juice bars continues to rise.
As more companies strive to recruit and retain the best and brightest employees, they are making a renewed commitment to business and industry foodservice operations. Once an afterthought, these operations now embrace major foodservice industry trends including farm to table menus and kiosks that support flexible beverage and dining options during non-peak periods.
Annual board includes three incumbants.
Q4 2012 met predicted growth.
Officers and board members from across the United States and a variety of executive positions.
Healthcare segment leads among sub-segments.
Former consultant and private equity manager Reed Beus takes helm.
Advances in Foodservice Equipment Honored in Industry Award at NRA Show 2013.
Wendy's, Smashburger, Panera Bread, Noodles & Company honored by IFMA.


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Developed by Subcommittee: D18.25 | Committee D18 | Contact Staff Manager
1. Scope
This test method covers the guidelines, requirements and procedures for evaluating the ability of Sediment Retention Devices (SRDs) ability to remove suspended sediment from sediment-laden water for the purpose of dewatering.
This standard is needed to evaluate SRDs in a dewatering environment. It is also needed due to recent regulations limiting the clarity of stormwater exiting a construction site. Stormwater exiting a construction site needs to be relatively free of sediment that will pollute water bodies. This test method will assign a numeric value to the stormwater as it exits the dewatering channel or a construction site.
KeywordsNTU; SRD; RECP; nephelometric turbidity units; nephelometer; sediment retention device; rolled erosion control product; dewatering; flocculent
The title and scope are in draft form and are under development within this ASTM Committee.Back to Top
Date Initiated:
Technical Contact:
Ryan Vavra
Negative Votes Need Resolution


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Home burglary reported
Published: Wednesday, October 16, 2013 at 1:17 p.m.
Last Modified: Wednesday, October 16, 2013 at 1:17 p.m.
OCALA - Food, jewelry and other items, valued at more than $18,000, were reported stolen from an Ocala residence Monday.
According to Sheriff's Office officials, a deputy went to the 3000 block of Northeast 49th Street where the victim said he left the residence at 8 a.m. and got back at 3:30 p.m. and saw that the front door had been damaged. He found the home had been burglarized and called law enforcement.
Anyone with information can call the Sheriff's Office at 732-9111 or Crime Stoppers at 368-STOP, text a tip to 274637 using the keyword 368stop or respond via www.ocalacrimestoppers.com.
- Austin L. Miller
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


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Volume 53, Number 1Listed below are selected articles and features of our April January issue. To read all the articles in ARMY Magazine, join AUSA and get a subscription as part of your membership.Visit the ARMY Magazine Archives for online access to previous issues.
To America: Personal Reflections of an HistorianStephen E. Ambrose
Waltzing Into the Cold War: The Struggle for Occupied AustriaJames Jay Carafano
Ghosts of the ETO: American Tactical Deception Units in the European Theater 1944–1945Jonathan Gawne
West Point WarriorsTom Carhart
Images of America: Fort DrumRobert E. and Jeannie I. Brennan
Milestones of the First Century of FlightF. Clifton Berry Jr.
American Military Aviation: The Indispensable ArmCharles J. Gross
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What exactly is "Ergonomically Correct"
September 7, 2011
Here are some general guidelines to adjust your workspace to your body and help prevent hazards such as repetitive stress injuries, which need to be protected against both in the workplace and in the home office.
- Your desk should be situated so that your forearms are parallel to the floor and your wrists straight when you're entering information of a computer keyboard, and you should have enough space in front of the keyboard to rest the heels of your hands on while keying in data.
- Common height recommended for computing surface is 26 inches from the floor with a desk depth of 24 inches. Common height recommended for desk surface is 29 inches.
- The center of your computer monitor should be about two feet from your face and about eight inches below eye level.
- Your chair should be adjustable (seat and back) and should provide solid support. It should allow you sit comfortably erect with your thighs parallel to the floor or slightly up at the knees so you don't have to slump. The height of the seat's top surface should be 15 to 21 inches from the floor.
- In terms of natural light, northern daylight is the best light for your office. Lamps or overhead lights should be directed toward the side of or behind your line of vision.
SOURCE: CCH Incorporated, Riverwoods, IL, January 2000.