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The lines between traditional health care insurance products and consumer-driven health plans are beginning to blur as insurers look to include consumerist elements in all product lines.
HMO, PPO and POS offerings are all being modified to incorporate features typically associated with consumer-driven health plan products.
The changes follow significant moves into the consumer-driven health plan market by large insurers.
In the past year, the two largest managed care insurers--UnitedHealth Group and WellPoint--have bought, respectively, Definity Health and Lumenos. Other major insurers such as Aetna have aggressively developed their own consumer-driven health divisions.
The insurers are gambling on the notion that consumer-driven health plans will become a sizable source of health care delivery, with WellPoint estimating that they will encompass 10 percent to 15 percent of the marketplace within three years.
But the entrance of the major managed care companies also has implications for all their policyholders as they attempt to make consumer-driven health plan tools available to members in their traditional plans.
UnitedHealth, for example, will begin to offer Definity's health statements to select employer-based populations beginning January 1, 2006, with the expectation that they will be more broadly offered throughout 2006. The health statements revamp traditional explanation-of-benefit statements into easier-to-read documents that resemble credit card statements and can include personal messages.
The company's strategy is to get individuals involved in making informed decisions about health spending, an approach that should not be limited to a particular plan design, says Meredith Baratz, vice president of market solutions for Definity Health. "The strategies and principles of consumer engagement should be driven across everything we do," Baratz says.
Aetna is also seeking to integrate a consumerist approach into its traditional products and has made its own consumer information Web site, known as the Aetna Navigator, available to all its members, regardless of the type of health insurance plans in which they are enrolled.
"Consumerism is much bigger than CDHP products," says Robin Downey, head of product development for Aetna. "The lines become much more blurred between these products."
Cigna, which began marketing its health reimbursement and health savings accounts to middle-market and national employers in 2002, also offers its Web-based consumer information tools to all its members. "It's driving aspects of consumerism across 100 percent of our book of business," says Tom Richards, senior vice president of product for Cigna.
Richards notes that while Cigna does not view consumerism as being restricted to fund-based products, the financial inducements in consumer-driven health plan products makes those members more engaged than those members in traditional plans. That is because the cost of services comes directly from their accounts, he says.
The use of Cigna's Web-based tools is about 50 percent to 60 percent among members in Cigna's consumer-driven health plans, compared with the low-20 percent range for members in traditional plans.
"You can get consumerism through good plan design, good tools and good people resources on any product, but to really maximize it, a consumer-driven health plan is the way to go," Richards says.
While insurers are beginning by making consumer tools available to all members, the next step in spreading consumerism is the widespread adoption of financial incentives across all product lines, observers say.
Cigna says a program that offers financial incentives--in the form of lower co-payments and co-insurance levels to consumers of all products who select specialists who meet or exceed certain health care quality and efficiency measures--will be expanded into several new geographical regions beginning January 1, 2006.
Aetna has its own network of specialists who receive its "Aexcel" designation by meeting thresholds for clinical performance and cost efficiency. Employers with consumer-driven health plans and some traditional products, in certain markets, can offer employees financial incentives for choosing the Aexcel-designated specialists--and most of them do, says Don Liss, regional medical director based in King of Prussia, Pennsylvania.
Financial incentives for completing health risk assessments or participating in smoking cessation programs have been offered previously in traditional products, but the use of such incentives has increased because of the emphasis on consumer-directed health care, says Michael Taylor, a principal with Towers Perrin in Boston. That's because such incentives "fit very neatly under the banner of consumerism," Taylor says.
Richards notes that a small but growing number of employers are already giving premium discounts and other incentives to employees in traditional plans for completing health risk assessments. "That is something that we would recommend: Employers provide an incentive to employees to take an HRA," he says.
Hartmarx, which offers traditional HMO and PPO plans, considered a plan to give premium discounts to employees who were nonsmokers but abandoned the idea after determining that it would be difficult to weed out smokers who claim to be nonsmokers to collect the discounts. "We considered it, but we just decided it wasn't totally workable," says Mike Pikelny, employee benefits manager for the Chicago-based clothing manufacturer.
The increased focus on consumer-driven health plans by the major insurers has not affected the company's ability to obtain PPO and HMO coverage, he says. Hartmarx has explored consumer-driven health plans but has not taken steps to adopt them, Pikelny says, because he wants to be convinced that employees will have the necessary tools to be good health care consumers.
"I think some people don't believe in the concept," says Scott Keyes, senior consultant with Watson Wyatt.
From the August 15, 2005, issue of Business Insurance. Written by Gloria Gonzalez.


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When the SproutCore 2.0 project was renamed to Ember.js, it abandoned its old mailing list and started directing all questions to Stack Overflow.
In principle, this is not bad at all. It increases the popularity of Stack Overflow and keeps the active users of the framework from answering the same questions over and over again. It also clearly encourages a lot of new users to post very specific problems to Stack Overflow.
As an active SO user, I'm happy to help others with their questions, but since there is no mailing list at all, the emberjs tag gets flooded with a lot of one-time questions and problems which do not really fit our Q&A format (e.g. Requesting advice for "visually" filter a collection in ember.js and Rake-Pipeline cache_buster and a minifier?). It's annoying for existing users to have to flag, edit, comment on or vote to close these posts all the time when they just want to answer good questions.
What should we do when projects — not just Ember.js — rely on Stack Overflow as their only user support? How should "one-time questions" be handled?

subset: commoncrawl


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Griffin III, 'Skins, Run Past Vikings
WASHINGTON, D.C.–Just like that, Redskins quarterback Robert Griffin III was off and running. One quick move in the pocket and he was gone.
A mind boggling 76 yards later, the Washington Redskins had a two-score lead and the game in the bag, breaking an eight-game home losing streak.
Griffin's late score, with just over two minutes remaining, put the nail in the coffin and elevated the Redskins to a .500 record with a 38-26 win over the Minnesota Vikings at FedEx Field on Oct. 14.
Griffin finished with a franchise record 138 rushing yards, the most ever by a Redskin signal caller. The rookie quarterback also added 182 passing yards with a 17-for-22 completion performance that included a touchdown and an interception.
But his two rushing touchdowns electrified the fans at FedEx Field, who cheered his every move after seeing their prize possession helped off the field Oct. 7 with a concussion.
Washington was able to get some pressure on the opposing quarterback, sacking Vikings quarterback Christian Ponder four times and picking him off twice, the last one a game-sealing interception by cornerback DeAngelo Hall.
Next, Washington will head north to square off against the National Football League (NFL) defending champion New York Giants Oct. 21, a team they beat twice in the 2011-2012 season.
516 total views, 1 views today


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This is a Hipmunk post from Jodi Ettenberg of Legal Nomads
I often talk about how crazy it is to cross the street in other parts of the world. Being from Montreal, I'm well-versed in the art of jaywalking but in many cities even a jaded jaywalker can find herself overwhelmed. In Morocco, the key was to make eye contact before stepping out into the street, in Turkey it was running as quickly as possible and in Vietnam, it's a slow-motion musical – don't make any sudden moves, sway into the flow of traffic – and you ought to be fine.
No one has captured this as well as Rob Whitworth who, with the help of some fun music and a lot of talent, has put together a terrific timelapse of the energy in Vietnam. With boats, cars, motorbikes and bicycles, he's managed to convey both the frenetic movement and the seemingly casual chaos and gracefulness present in all of it.
For anyone who has been to Vietnam, I'm sure you'll find yourself nodding along in agreement – this is a great depiction of what it's like to move around the in the curled waterways and streets of HCMC.
Hope you enjoy!
Latest posts by hmadmin (see all)
- Thailand's Yi Peng Lantern Festival - January 9, 2013
- Record snowfall in Montreal? Why not snowboard the city's urban mountain. - January 8, 2013
- South America in 6 Minutes - January 7, 2013


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Acer TravelMate 5730 Drivers download page: In this page you can download Complete Acer Travel Mate 5730 latest driver updates including Graphics, Audio, Network driver download for Windows xp, Vista, 7.
Acer TravelMate 5730 Drivers Download
Classy Acer TravelMate 5730 is complete packet of new features and stylish looks which sports the new ProFile Design chassis which offer superb portability and professional style. It comes with Intel Core2Duo processor with upto 6MB L2 cache, PM 45 or GM 45 Express Chipset, 2GB DDR memory which is upgradable to 4 MB, 320 GB HDD with Acer Disk Anti Shock Protection (DASP), Blu-ray Disc and Acer PureZone technology. The DASP technology insulates the hard disk against the inevitable shocks from daily mobile use.
Acer 5730 Notebook cutting-edge dual core processor technology, latest graphics and full wireless communication is perfectly suitable for the daily life of progressive professionals. It is also empowered with the latest ATI Mobility Radeon HD 3470 or NVIDIA GeForce 9300M card which delivers high standards of graphics and video performance for unperturbed operation of business applications. In addition the TM5730 boosts mobility and efficiency for maximum protection. Acer 5730 provision of WPA 2 advanced data encryption and full wireless communication guarantees trouble free wireless compatibility along with Gigabit Ethernet and Wake-on-LAN support offer faster and efficient connectivity.
Battery Specification:
|Battery cells
|6-cell Lithium-Ion (Li-Ion) battery
|Battery Backup
|2.5-hours Backup
|Battery Charging Time
|3.5-hour For Maximum Charging
|Power Adapter
|Ac adapter with 3-pin 65 W AC


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MOUNT PLEASANT, Mich. (AP) — Authorities have offered to reduce charges against a Central Michigan football player if he testifies against a former teammate in a retail fraud case.
Andrew Flory caught 32 passes for 384 yards last season, ranking him second among the Chippewas.
Citing court documents, The Morning Sun reports (http://bit.ly/VJmVlR) that prosecutors would drop one of two second-degree retail fraud counts against Flory if he pleads guilty to one and to marijuana possession.
He also would have to cooperate in the prosecution of Ryan Oruche. The case is linked to a recent theft of DVDs from a Wal-Mart store.
Flory says he's innocent. His attorney, Todd Levitt, declined to comment. The Associated Press left a message for Oruche's lawyer.
Flory of Miramar, Florida, has been suspended indefinitely by the team. Oruche quit.
Information from: Morning Sun, http://www.themorningsun.com/
Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
Memorial Day weekend events from around the nation, and the D.C. area, captured in photos.


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You are about to report the comment below to the Crash.Net moderators as being abusive.
An abusive comment may contain profanity, personal attacks or commercial SPAM.
Please do not report this comment as being abusive if you simply disagree with the
comment posted. If this is the case then you can click on the "disagree" icon () in the upper right
of the comment's post to show your dissatisfaction.
Crash.Net moderators will view all reported comments and will act as they deem necessary.
This may be editing the comment or total deletion.
Monitoring or managing inbound or outbound traffic on a web site is very common. Its the only way to optimize your efforts. My company currently uses software that not only tracks hits, it tells me where you came from and it allows me to see the next site you migrated to. In addition it records the IP address.


text:
You are about to report the comment below to the Crash.Net moderators as being abusive.
An abusive comment may contain profanity, personal attacks or commercial SPAM.
Please do not report this comment as being abusive if you simply disagree with the
comment posted. If this is the case then you can click on the "disagree" icon () in the upper right
of the comment's post to show your dissatisfaction.
Crash.Net moderators will view all reported comments and will act as they deem necessary.
This may be editing the comment or total deletion.
Racing needs entrants. Entering teams need affordable costs and the real chance to compete, so they can get sponsors. Not even other Mfr's want to enter MGP now, as they know HRC & Yam have all the advantages.
I'd like to see the Teams stuck to a control ECU, limit the sensors and ability of the ECU, and make the teams submit 1 fixed, unalterable Map for the event.
Introduce a sensible rev ceiling that means that super-exotic pneumatic valves aren't needed - so engines are MUCH cheaper and so are the electronics. Carbon brakes - ditch then too, they & pneumatic valves are a dead-end anyhow.
Then no need for a fuel limit, as the tech-spec limits & rev-limit mean that exotic materials & an army of tech geeks are unnecessary. Then teams can go RACING - and the Mfr's being there or not won't matter!


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Update. This contest is now closed.
Enter our current photo contest: Travel Photo Competition
The second competition in our 2011 photo contest series is now open for entries. The theme is "Landscapes". We will be looking for striking, original and beautiful landscape photographs taken anywhere in the world. The deadline for this contest is 31st July 2011.
We have some fantastic prizes on offer including the chance to win the new Canon EOS 60D Digital SLR camera (more info).
The new Canon EOS 60D is designed for photographers who want to take their skills to the next level, offering high performance, a series of creative features, a Vari-angle LCD screen and enhanced ergonomics, this camera empowers photography enthusiasts to capture outstanding stills and Full High Definition (HD) video for unique, creative results. The EOS 60D has an incredible feature set including an 18 MP APS-C CMOS sensor, a Vari-angle 7.7cm 3:2 ratio LCD, Full HD movies, ISO 100-6400 (H:12800), 5.3fps shooting for up to 58 JPEGs, 9-point cross type AF System and more!
We also have the following additional prizes from Amazon.com:
- Winner: $100 Amazon Gift Voucher
- Runners up x 2: $25 Amazon Gift Voucher
- The contest theme is Landscapes.
- This competition is open to participants worldwide.
- There is no entry fee.
- You must be the photographer and owner of the copyright for any image entered.
- Entrants can submit a maximum of three images to this contest.
- Please keep digital manipulation such as cloning and compositing to a minimum; your photograph should faithfully represent the scene as you saw it.
- Submitted images should be 1024 pixels along the long edge and less than 800kb in size.
- Please do not include a border.
- A subtle watermark may be included but it must not detract from the image.
- You will retain copyright of your entries at all times and will always be credited alongside your picture.
- By entering this competition, you grant us a non-exclusive license to display your photograph in connection with this contest. Photographers will always be credited alongside their image.
- We may allow other websites to display a selection of the winning/highly commended images in order to publicise the results of this contest. Photographers will always be credited alongside their image.
- Under no-circumstance will we use submitted images for commercial gain unless it has been agreed on a case by case basis with the photographer.
- Please note that entries are kept private (i.e. you cannot browse the other submissions).
- The deadline for entry is 31st July 2011.
» Competition Closed «
Enter our current photo contest: Travel Photo Competition
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text: Pittsburgh, Pennsylvania's KAMIKABE has inked a deal with Unique Leader Records. The band's full-length debut, "Aberration Of Man", will be released this summer.Founded in 2003, KAMIKABE "brings many new elements to the tech, death metal scene while still keeping power and extreme intensity," according to a press release. Commented the band: "We are extremely excited to be a part of the Unique Leader family! We have listened to, and admired the bands that have been affiliated with the label for years. We have always been into writing extreme, fast, and heavy music and hope we can attract like-minded fans. It is an honor to be added to the roster of such extreme bands and awesome talent! After years of hard work and loads of bad luck, look in the near future for tours, and the release of our debut full-length, 'Aberration Of Man'!"


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- Anywhere In The UK
- Location: Anywhere in the UK
Radius: ... miles
Sat 5th May at 8:00pm - 2:00am
One Bad Habit
@ The Book Club, London
Featuring: Aaron Coultate
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Catch the next one:
Check out the info below for future tour dates, and track them to receive alerts when they tour near you
One Bad Habit: Aaron Coultate
"One Bad Habit welcome Brighton record shop owner and crate digger extraordinaire Nick The Record to the wheels of steel, fresh from a triumphant Japan tour. If you've ever caught one of Nick's sets at The Big Chill festival or venues around the globe, you'll know that a keen ear (and eye) for what makes the dance floor rock is absolutely intrinsic to what he does."
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Enquiries: 0207 684 8618
→ Shoreditch High Street 3 min walk
→ Old Street 8 min walk


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Restaurant and Bar
If it's good hearty portions of Southern food matched with local beer your after then the Speight's Alehouse Ashburton is the place for you. The full range of Speight's beers on tap, including exclusive seasonal beers on tap only to be found at the Ale House.
The building itself is steeped in history. It was first built in 1898 as a bank, it has served the community in this purpose for the vast majority of its existence. At over 100 years old, its transformation to a Speight's Ale House has ensured it continues to command it's place in local history and in the hearts (and stomachs!) of locals.
One of the most prominent features of this Ale House is the al fresco dining area, which has a large walnut tree planted by one of the early managers of the bank in the middle of the 50 seat area.
Well priced, and a favourite with locals the Speight's Alehouse is famous for its Lamb Shanks, Venison & Lambs Fry. Whether it be live sport on the Big Screen, a beer or two with some friends, or just relaxing in the sunny beer garden, the Ashburton Alehouse has something for everyone.
Bookings recommended
Opening hours
Open 7 days from 11am till late


text:
Pink Print Company is a paper goods and design studio creating products specifically for you. (more)
Your wedding is your day: it's all about your commitment, your future, your style. Couture Invitations offers the perfect wedding stationery to complement (more)
Custom, handmade wedding invitations and coordinating stationery that express YOUR unique personality at an affordable price even if you are considering (more)
Custom Wedding Invitations and Graphic Design by Amy Jungmann Amy creates custom designs that are fresh and unique. DETAILS. DETAILS. That's right (more)
Start your Iowa wedding planning by browsing for local wedding vendors. From photographers in Cedar Rapids to officiants and disk jockeys in Davenport we have the wedding service providers you need.


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Reinhard Dienes' Dickens Bookshelf is Made Entirely from Recyclable Cardboard
Reinhard Dienes is a cardboard design enthusiast who has turned the corrugated material into an inspired line of furniture. Dienes created his Dickens bookshelves from fully recyclable cardboard in 7 different colors. Lightweight and certainly strong, each
Read more >


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The 2007 Farm Bill - the time is now. It's time to wrest unfair advantages and preferential treatment from big business, and to restore democracy. In doing so we may well re-incentivise the harmonious co-habitation of man with the environment.
In the coming months, Congress will seal the next farm bill, legislation so broad in scope that it touches each of us in many ways. When you hear "farm bill," think beyond the farm. Think food bill, renewable energy bill, nutrition bill, environmental stewardship bill, anti-hunger bill.If there was ever a time to remove the corporate favouritism that dis-incentivises relocalisation - the rebuilding of small-scale farming and self-sufficient low-carbon communities - this is it.
Over the past several decades, the farm bill has served the interests of large-scale industrial agriculture with policies designed to produce cheap food and lots of it. This cheap food policy, however, comes with incredibly high external costs: a depleted countryside with fewer farmers, degraded soils and waterways, and public health disasters. A new farm bill — one that serves the interests of all Americans — with a vision toward sustainability, can help reverse these trends. - Commondreams
Instead of countless dying small towns across rural America, imagine the countryside dotted with thriving communities, all of them contributing to strong local economies. Imagine clean waterways, protected for generations to come. Imagine farmers markets in every community with fresh, locally grown food, free of chemicals and additives. Imagine powering your home and automobile with energy from renewable sources produced close to your home. Imagine your child's school serving fresh, wholesome food from your neighbors' farms. Imagine young people returning to the land to carry on the great tradition of farming. These dreams aren't futile. They are possible with a farm bill that serves your interests over those of giant corporations.For more information, see Ag Observatory. Check out the 'Understanding the Farm Bill' section at right - where they provide PDF documents outlining the many and varied aspects of the Farm Bill's impact on the planet.
If you want your grandchildren to inherit a nation with healthy soil, clean water and nutritious food, pick up the phone today and call your representatives in Congress. Tell them you want a farm bill that assists young people who want to start farming; one that restores fairness in the marketplace so family farmers can compete with giant food companies and factory farms; one that puts better food in our schools and rewards farmers who transition to sustainable methods. Let them know you want a farm bill for all, because the farm bill belongs to all of us. - Commondreams
What can you do? Send an online letter to Congress (thanks to The Daily Green for that link), and for good measure, here's another, and another. You can also make contact with your local government representative - letting them know that the unfair advantages given big agribusiness must stop. It's time to provide a level playing field for those that would seek to restore our ecology; to those that would restore biodiversity and health. It's time to give sustainable organic farming a fighting chance.
We abuse land because we regard it as a commodity. If we can learn to see land as a community to which we belong, we may begin to use it with appreciation and respect.
Ken Cook at Food Fight Part I (the map of subsidy beneficiaries the speaker refers to can be found in the further reading section below)
Ken Cook at Food Fight Part II
Ken Cook at Food Fight Part III
Ken Cook at Food Fight Part IV
Further Reading:
- List of current subsidy beneficiaries (very interesting - click on a beneficiary to compare wage comparisons and poverty counts for the region they operate within)
- The Farm - and Food - Bill (Foodfirst)
- Mulch
- A Slow Demise in the Delta- U.S. Farm Subsidies Favor Big Over Small, White Over Black
- Agriculture export dumping booms over the last 10 years
- The Future of Food
- Soil - Our Financial Institution
- Primarily Due to Agriculture
- Which Came First - Pests, or Pesticides?
- Pesticides, and You


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America's Best Dance Crew Canceled
MTV has canceled Randy Jackson's America's Best Dance Crew after seven seasons.
I'm bummed. But it's good that Mario Lopez was able to find another hosting gig! He has at least one more season with that show, we think.
From Variety:
MTV has canceled "America's Best Dance Crew" after seven seasons.
Dance competish show, produced by Warner Horizon and Randy Jackson's banner, was a springboard for the careers of several dance crews, most notably the Jabbawockeez troupe.
"ABDC" once topped in cable among viewers 12-34, but MTV saw ratings slide as the series progressed. Choreographer Shane Sparks, the only pro dancer at the judges' table during seasons one through four, ankled after the fourth season due to child molestation allegations unconnected to his work on the show. Fellow judges JC Chasez and Lil Mama remained throughout the program's run.
In a statement, MTV said: "We are grateful to Randy Jackson and Warner Horizon for having brought our audience seven amazing seasons of dance with 'ABDC,' and look forward to more successful and dynamic entertaining collaborations in the future."
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FundRazr and Fundica Launch The Fundees Awards for Canadian Startups
Fundica and FundRazr have teamed up to add a crowdfunding layer to the 2014 Funding Roadshow.
The Fundees Crowdfunding Competition, powered by FundRazr, will be unveiled at the Toronto and Guelph Funding Roadshow events.
A prize package worth $10,000 awaits two Canadian startups who "tap the crowd most successfully" in either the Keep-it-All or All-or-Nothing streams.
RELATED: 69% of Canadian Startups Have Considered Using Crowdfunding
Startups across Canada (excluding Quebec) will strut their stuff during the seven-week "competition period" running from May 5 to June 23. Campaigns can be created and updated starting April 9 until the end of the competition period. A leaderboard will go live on May 5 and campaigns can be launched publicly on that date.
"Crowdfunding is a proven and powerful new way for entrepreneurs to build community, get market feedback and raise alternative financing," said FundRazr CEO Daryl Hatton.
"We are pleased to launch The Fundees competition to celebrate more entrepreneurs raising capital as funders and backers conveniently access the campaign stories and perks online," he added.
The Grand Prize includes: a Future Equity Crowdfunding campaign on the FundRazr platform with FundRazr fees waived, a Startup Marketing package courtesy CrowdClan, a Winner Promotional package including profile video courtesy FundRazr, and the first-ever Fundees Award representing market validation by the Crowd. Moreover, competitors keep the funds raised during the campaign.


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Candida and Weight Loss – What's the Connection?
ProBio5 helps get rid of Candida Yeast
Step 1
Here are some questions I'd like you to answer to see if you may be suffering from Candida and if these sound like you then go on to the next step. Candida & Weight issues can sometimes go hand in hand.
1. Are you having continual weight gain?
2.You diet and try different weight loss programs and products and you still can't lose weight?
3. Do you have unstoppable food cravings especially for candy and other sweets?
4. You get irritable and feel like you are in the fog (brain fog).
5. You exercise and diet and still do not lose weight?
Many people are afflicted with the issue of yeast overgrowth. Many of these people do not even realize they are bothered with such a problem. Symptoms that could indicate that you are suffering from an overgrowth of yeast include anxiety and irritability, acne, lethargy, migraines, reoccurring vaginal infections, menstrual problem and premenstrual tension, dry skin, jock itch and others. Both men and women are equally affected by Candida. Many people ask "What Is Candida?"
Conduct the Saliva Test To Detect Candida
Step 2
The Saliva test is a quick, easy method of determining if you are one of those unsuspecting people suffering with yeast overgrowth. There are no visits to the doctor required to conduct the saliva test, and it will not set you back an arm and a leg to purchase an expensive kit or supplies. The test can be performed by spitting into a glass of water as soon as you wake in the morning. If the spit floats in a "blob" fashion, you are a lucky soul Candida free. However, if the spit forms long strand-like tendrils or if your spit spreads throughout the water, there is a good chance that you are suffering with a Candida and could benefit from a supplement.
The Ingredients
Enzymes are the main, and one of the most important ingredients in this product. Enzymes break down proteins in the body and the protein-based outside layer of yeast and fungal organisms. Additionally this product contains Friendly Flora, a bacteria that the body actually needs in order for proper balance of probiotics. Vitamin B6 is another component of this candida treatment. The B6 vitamin assists the enzymes and probiotics that are sufficient for the production of red blood cells and for oxygenation of the cells. Grape seed extract is another main ingredient in the all-natural Probiotic. Grape seed extract is one of the most popular antioxidants out there, 20 times more powerful than Vitamin C and 50 times more powerful than Vitamin E. It works as an anti-viral, an anti-bacterial and an anti-inflammatory. Other ingredients include the ProBio 5 Probiotics, Bacillus Sporogenes, Lactobacillus, L. Acidoplhilus, L. Planterum, B. Longum, and S. Boulardi. If you want to stay away from the doctor's office, this is a product that can help you do it.
The Benefits
If you suffer from sugar cravings, fatigue, bloating and other "beyond the unknown" symptoms, ProBio5 could offer you benefit when it is taken on a regular basis. You can expect a complete fungal cleanse, proper probiotic balance in the intestinal tract, relief of the irritating symptoms of Candida and increased nutrient absorption among the benefits of its use. There is no reason to allow your life to be disrupted due to Candida symptoms when there is a product that has already helped so many in the past.
How to Take ProBio5 – Order ProBio5
Step 3
Start taking ProBio5 – One capsule should be taken with your dinner or before bedtime each day. For those who are looking for quicker results, two to four capsules of ProBio5 can be consumed until the benefits have been attained.
I'm the author of this article and I took this same test. I FAILED! When I spit into the glass of water within seconds it looked like I had a giant octopus taking over the glass. I got on ProBio5 and within a month I had it under control and it was gone completely shortly thereafter. Well I thought I had. The Candida came back and now I'm just taking probiotics from now on to keep it under control.


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Why even expunge? Adoption question/ criminal background?
Question by PeopleRcrz2Day: Why even expunge? Adoption question/ criminal background?
If they still apparently "still" appear on your record when a FBI live scan check is
done? This isn't anything about gettting a JOB, this is about adoption or becoming
a foster partent. When applying to a smaller agency I was turned down due to my bad
past record that I'm certainly not proud of when younger. 3 DUI's, and the 4th a felony
(jail time). All well over 13-25 years ago.
I am afraid that my "past record" is going to prevent us from being accepted now, even
to the State, which CAN request me to get the FBI and Live scan? Again, this isn't about
getting a job it's about adopting and trying to become foster parents. So, please don't tell me
what I do already know regarding that circumstance, no offense.
So, I hired an attorney to expunge these records but he's saying they will still be
there when they look at my Live Scan, Fbi check?
So, ummm why even bother? What exactly does expungement do then?
I have NOT been arrested in over 13 years, you'd think that would
be good enough? But, I do respect, and understand due to my prior
addiction issues.=(
So, why? Please be nice and links would be great.. about this okay.
People can change, I did.
Best answer:
Answer by John
Expungement, or set aside in some states, means "erased". No legal record will exist. Get a new lawyer. Note in some states, exp. is merely a sealing.A pardon in my state is just a sealing, not a change of conviction to not guilty as it means in others. There is always some way to completely erase most convictions.
Your so called "attorney" is confusing this action with a sealing or relief from employment disabilities, when joe citizen can't see it but cops,courts , state and federal institutions still can. As I said, there are a half dozen forms of relief, each having a different name and outcome in different states. Some are total, some just let you vote again. Your lawyer took your money and got you a middle of the road relief, not total set aside.
EDIT: Some lawyers are no good, believe me. Some take your money, then simply tell you what you want to hear.I have seen two do absolutely nothing in six months. I have gotten 4 different "opinions" from 5 different lawyers on the same thing. There is a way to erase almost all records, certainly a very old DUI, from any state (unless a vehicular manslaughter DUI, which you didn't indicate).
That's a real good website he gave you, but note: It is sponsored by attorneys. They will try to tell you you "need" a lawyer to even blow your nose, that's how they get clients. If everyone knew their rights and the law, a lot of lawyers would find work slack. So would a lot of cops.Lawyers may even twist the "facts" to make you want to hire one just to understand the confusion they cause. Go to the actual penal code websites and read for your self. He is also assuming the conviction was in CA, it may not be.
EDIT: An "expungement" in CA may not be totally "hidden", again. it depends on state and definition. But there is always some way of total erasure. Again, CW, look who's sponsoring the website: A fancy lawyer who wants your money for a total erasure, when you can do it yourself.
Free legal aide will give you a 1/2 hour consultation for $ 35, and no lies or come ons, as there is no obligation on either's part. He gets his money either way, he may as well tell you the truth and your rights and the outcome and implications. A free website is a bait and hook, they want your money.
Don't believe those who say "can't be done" or "difficult". It usually isn't. It also depends on the felony, not that there Is a felony. Expungement/set aside is usually designed For felonies, as they matter the most and can take away rights. Misdemeanors aren't that big a deal. The courts know that a misd. doesn't always affect employment or fostering a child.
Besides, I am doing it. No other answer here is, or, has a felony, just a keyboard. The internet isn't necessarily always right or updated as it should.
This guy on YA did it, he said not hard:
Just do a search on YA, lots of 'em.
In some states, it is often expunged automatically after so many years. Call the state you were convicted in and see. If so, maybe you slipped through the legal cracks. Expungement of most pot possession charges in CA before 1976 is now a simple phone call, for an example.
Better yet, do it yourself for free. Don't let anyone tell you you "need a lawyer" or have to "use their online service." The less who know of it (like the Judge that sentenced you!) the better. Ask a superior court law library in that state for the forms.Some are online. Lay it on thick, mention how long it's been, no record since, productive employed citizen 13 years, say you are remorseful, you do volunteer work, go to church, then have the references down for this. Attach reference letters from relatives and friends.
I can' t give you links as it varies so much from state to state. Some will try to discourage you– cops and district attorneys will lie and say you "can't" while the law library says you can.You will have to google the procedures yourself, try the state's revised statues.
What do you think? Answer below!


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Why Is Cross-Cultural Communication Important?
Cross-cultural communication is arguably more important today than in any other period of human history. One major consequence of this trend is that future success in most careers will increasingly depend upon an individual's ability to communicate effectively and appropriately across cultural boundaries. Cross-cultural communication is not limited to learning other languages, but also includes understanding how cultural patterns and core values impact the communication process—even when everyone is speaking English.
Acquiring the skills necessary to work with both domestic multicultural groups and in international areas is no longer an option but a necessity. There are few settings where cross-cultural communication does not play a significant role in daily interactions with the public and co-workers. Businesses, social service agencies, health care providers, educational institutions, non-governmental organizations (NGOs), and a thousand other occupational settings are all under pressure to recognize and appreciate the role that cross-cultural communication plays in achieving their goals.
Whether it is creating smoothly working project teams; sensitively responding to customers, clients, and markets; or just living and working in a world where everyone has something to say, learning how to communicate cross-culturally is a crucial component that can promote those processes. Realizing that individuals from different cultures will express their thoughts in vastly different ways is a good start. So is developing an awareness of why hearing words alone is not sufficient to discern meaning. Sometimes silence communicates far more than speech. Such things as touching, eye contact, and other kinds of "body language" need to be observed and correctly interpreted because nonverbal communication carries important clues about the message the individual is trying to convey. In this rapidly changing world, where cultures and people circulate and interact at dizzying speeds, those people who know how to communicate effectively across cultures, in both personal and professional contexts, will have a crucial advantage over those who do not.
|Copyright © 2001-2005 . School of International Studies . University of the Pacific . Stockton . Last modified: Thursday, 09. March 2006 09:20:28 AM


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Insight officials were right in taking the Cyclone Nation.
MU sells 6,500 tickets for Texas Bowl | Tiger Tracker | STLtoday
Navy fans impressive, they sold 18,000
Gotta think there numbers would have been lower in AZ and ours would have been higher in Houston as well.
Navy sold 18,000? WOW
Navy brings like the whole well "navy" in
"Winning isn't everything, it's the only thing."
They also get people who want to root for navy. All the Navy and Marine Corps vets around the area they play in. Some Army and Air Force vets as well.
Nobody but HB knows for sure. You pretty much know nothing....like Knownothing would like to say.
6,500? That's not made for a family reunion in Houston. I'm sure everyone will have a lot to "catching" up to do.
Mizzou = Pathetic
Originally Posted by Melvin
Mizzou = Pathetic
No Mizzou = sad
Minnesota = pathetic
What was our official tally? I don't think I've seen it.
Originally Posted by rdubbs
Navy sold 18,000? WOW
Per ESPN, Navy has averaged 21K tickets sold for each of their last 7 bowl games.
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I would like to try using an DI/IoC framework for the first time in a small-ish but growing project, and I don't want to disturb the project much by introducing bulky dependencies. The project itself is partly intended to be used as a library in other projects, and I don't want to trouble users with managing extra dependencies. It's also a matter of taste--I feel the size of a component should be proportional to the amount of services that I actually need. I hate to incorporate a bulky component with dependencies of its own, only to use a small part of it.
So, for .NET, is there a small DI/IoC framework that compiles to a single DLL with no dependencies other than standard libraries, that (if necessary) could be directly embedded in the assembly that uses it, and that emphasizes code-based/fluent (as opposed to XML) wiring? It must not require .NET framework 4.0.


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I'm not really familiar with suspension forks, so excuse the 'newbie' style question.
I have this for on my Trek 6700. I checked the pressure in the fork, and it came back around 80psi. I checked it again right after to confirm and it dropped to 70psi...yikes. I'm assuming because it is such a small space, that the pressure relieves quite quickly..
Anyways, i'm a big dude and the recommendation is for 200+ psi in the fork (seems high, but that's what it says) I went to the gas station to use their pump, and i'm thinking that it can only go up to about 90psi. Do I need a 'high' pressure compressor to get such a high psi into my fork?


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↓ ↓ is that popular pattern in miniskirts and shorts! Our original BettySmith ★ ↓ ↓
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So Betty Smith leggings pants is this time, introduced our completely original bespoke. Silhouette also pattern the first time! Finished with flower print that's not too sweet ' adult ' and 'antique', well below the knee firmly along the legs this year seems to be skinny silhouette. Betty Smith of leggings pants than slim, and cm are no wrapping required ankle-length. Boots is, of course, excellent well and pumps. Do not limit the seasonal floral colors kotomi is a touch, so enjoy all year round.
Button & zip opening and closing the front, equipped with フロントポッケ. Belt loop back pockets and the shapes and the design history and pants that are. But because the pants here that grub 'leggings' style, is made of light compared to normal pants feeling. Make shallow side pockets and reduce the sluggish around the waist. High point is not to 'fake' pockets!
It is definetely uncomfortable leg bend or stretch fabric material be seen obliquely Prim, stretching to stretch horizontally so it comfortable.
Because, of course, is wasted leggings to keep only as pants, wearing more and more. It is good pants and leggings of this bird.
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Hello Kitty Knit Pom Pom Hat: White
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I recently bought a Hello Kitty Knit Pom Pom Hat: White. When I opened the box i was surprised that the description of the item and the picture did not really match. On the picture the hello kitty knit hat is white and even the description says white, however the actual color is beige. Not what i wanted! I need a white one. Also I was disappointed; I thought that if I bought a hat from the Sanrio store it would be made in Japan rather than Nepal. I could get a Chinese made hat cheaper from other sources.
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The KTAB Regional Forecast for the Eastern Big Country calls for partly cloudy skies with overnight lows 72-75 degrees. SE winds will be around 15-25 G30 mph. Tomorrow will be mostly sunny, with highs 93-95 degrees. Southerly winds will be 10-15 G20 mph
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In the early hours of the New York morning on Thursday, when scarcely a few hundred lots of gold futures are usually traded, a wave of buy orders worth over $2.3 billion surged into the market.
Prices soared 3 percent in just 10 minutes, setting the tone for the next 12 hours of trade and puzzling many traders and investors who have been rattled by a series of similarly abrupt, and largely unexplained, trade surges over the past two weeks.
While sudden swings in the price of gold are nothing new, the usual causes - a shock in economic data or a "fat finger" erroneous trade - don't seem to fit. While the U.S. dollar had also tumbled on Thursday, bullion's move was far more extreme.
Some are pointing at spin offs from today's predominantly 24-hour electronic trading, with a far smaller number of market makers on the trading floor to match orders and provide liquidity.
The half-dozen mammoth orders whipsawed prices and disrupted trade in the CME Group's Comex futures, a market already edgy about bullion's fading safe-haven appeal and its lackluster performance during the U.S. budget impasse.
"What's unusual about these moves is the price stays at a new level so that suggests it's a natural buyer or seller," Chris Concannon, executive VP of New York-based electronic trader Virtu Financial.
"This is moving to and setting a new price level, so it can only be done by someone who's buying or selling substantial amounts and then holding."
Unlike the meteoric declines in April and June, when institutional investors exited en masse in a two-day sell-off, these seemingly sporadic trades lasted only minutes but overwhelmed volumes and price direction on each occasion.
The barrages started on the first day of the U.S. government shutdown, yet seemed to bear no link to the headlines from Washington. Other financial markets have remained mostly immune to gold's erratic trades.
Traders have offered a host of possible explanations including that it could be driven by selling by a distressed fund, yet the incidents have occurred across a period of nearly three weeks.
Others said it may be due to unusually low liquidity, as open interest dwindled to a four-year lows just a day before the first episode on Oct. 1. But professional Comex traders should know to moderate their orders in thinner conditions.
A few suggested darker causes: the deliberate gaming of the market, whether by a rogue trader or a computer-driven algorithm that


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I was pleased with the treatment - the staff were polite, the salon is lovely and well lit. The person who did my hair was friendly, diligent and explained everything to me step by step. I bought a sulfate free shampoo from them - it wasn't a hard sell so I didn't mind.
After the Brazilian blow dry treatment, I had to wait 4 days before I could wash my hair! Was difficult but I got through it! My hair is a lot smoother and easier to manage since the treatment. I was told that the treatment could last up to 4 months - nearly 8 weeks on it is still in good condition so perhaps it will indeed last the 4 months.
What was confusing is that the deal was £69 (not the cheapest even with a deal) advertised as being a 70% discount off £230 full price. However, at the end of my treatment, I was given a card and told that if I want to rebook I can come back and pay the full price of £99 (rather than them saying this was a discounted price as an incentive to come back) which was slightly confusing.
Overall I was happy with the treatment and probably would go back again.
The location was slightly odd being in the basement of the mailboxes shop...
The therapist was very sweet and friendly. Sex and the City on in the background was great. A good manicure and pedicure with tea and chocolate - can't complain!
I would return again.
When I arrived (on time) my therapist was still dealing with her previous client chatting about various products so I was asked to wait. This meant I was taken to the treatment room more than 5 minutes late. I was then left (for longer than necessary) to get undressed.
The facial itself felt quite luxurious - the various aromas and textures of the products were lovely and the facial massage was pretty good. That said, it would have been nice if they had provided a hand massage while the steamer was on.
After the treatment I returned to the reception area to find that not only had the therapist not gone over time since she started late (due to her running late), she actually finished 5 minutes early. I subsequently found out that the reason for this was so she could tell me about, i.e. sell, the various overpriced products. Being barraged with an information overload after a nice relaxing facial was not really what I needed.
Although I enjoyed the facial, it was around 45 minutes rather than an hour; starting the facial late and finishing early so that they can sell their products was not appropriate and in the end I left with a sense that the place was pretentious. I won't be returning.
The massage was good. The therapist asked if the pressure was adequate and provided a firm massage. The venue itself was pleasant enough (inside a hotel) and the treatment room was nice. I would return.
Very disappointing. I don't work in central london so had to make a special trip into holborn for each of the 4 sessions. The venue was in a basement which was quite cold and noisy.
The first week, the main instructor Julie was on a retreat so someone else covered for her so we had to listen to her background and introduction. Then on the second week when Julie returned, we had to hear about her background. Not the best start to have two different instructors on consecutive weeks hence differing styles time spent on going their intros as well as each of ours.
The sessions themselves were more like self-help then meditation. Whilst I appreciate that one can learn through the experiences of others, I did not travel for 1 hour each way to hear about how the others in the group were stressed, couldn't sleep, etc. I went there to learn how to clear my own mind and to be still.
Very disappointing.
Balham Fitness First is very much bog standard when it comes to the facilities and layout. It is essentially on one floor, has about twenty treadmills and a few of the other types of equipment, e.g. bikes, steppers. It gets extremely busy around 6pm and so you sometimes have to queue for equipment. Virgin Active gyms are far superior but for the purposes of the deal, it is good value.


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There are various countries that have approved the use of Clenbuterol, and this is because asthma patients use it as bronchodilator and it is only allowed to be taken via prescriptions. In the recent times, Clenbuterol has been made popular by people who are using it "off-label" as a drug for weight loss; also these people are also using sympathomimetic amines like ephedrine. Clen which is mostly used to aid slimming has not been clinically tested.
Official Authorization
The U.S. Food and Drug Administration have not approved Clenbuterol to be an ingredient of the therapeutic drugs and the IOC athletes tested for this drug are banned. FDA has also banned people from giving of Clenbuterol to animals that will be consumed as food in U.S.
It used as a drug for enhancing performance
Clenbuterol is mainly used by the β2 sympathomimetic as a drug to enhance their performance. In 2010 at the Tour de France a cyclist from Spain called Alberto Contador was banned for a period of two years because he was tested for Clenbuterol and the results were positive. The title which he won after beating his opponent Andy Schelk by thirty nine seconds was stripped of from him and again in Gi d'Italia, the 2011 title was stripped of from him.
In the U.S trials which were held in July 2008, a swimmer named Jessica Hardy from America was tested for Clenbuterol and she tested positive. She was suspended for one year after she claimed that she took this drug without knowing it and that it was from taking supplements that were contaminated. In his plea deal, Kirk Radomski who was an employee of New York Clubhouse admitted that he distributed Clenbuterol to Major League Baseball players and these players included several former and current players.
In 2008 Summer Olympics which was held in Beijing, Adam Seroczynski from Poland who was a sprint canoer was disqualified after he took this drug and he finished in the fourth position in K-2 1000 meters event. In the Dwasrs door Vlaanderen race which was held in 2010, March 24 in Belgium, a cyclist named Li Fuyu from China was tested and he was positive of this drug.
Lainer Bueno was suspended for 50 games in the 2011 season after he tested positive for the Clenbuterol, this was in September 2010 and the league was the St. Louis Cardinal minor league. Clenbuterol was found in the bloodstream of football players of the national team of Mexico in June 2001 and WADA acquitted them after claiming that Clenbuterol entered their bloodstream after they took food that were contaminated. In the Under 17 World Cup which was held in Mexico, FIFA claimed that one hundred and nine players tested positive for the drug, they claimed that the meat from Mexico is contaminated.
The use of Clenbuterol in the animals that produces food is prohibited by the European Union and in US. Clenbuterol is also referred as Clen and it used in different parts of the world for treating horses with the allergic respiratory disease because it is a bronchodilator. The most popular trade name of this drug is Ventipulmin. Clenbuterol can be used both intravenously and orally. In cattle, Clen is used in relaxing cow's uterus and it is usually used at the parturition's time. It is also an accelerator of metabolism and a nonsteroidal anobolic, although this mechanism is not clearly understandable. It is prohibited to be used on livestock reared to produce leaner meat because it increases the ratio of muscle-to-fat.
Chronicle provides well researched, uniquely written articles regarding clenbuterol and other research chemicals. He attended several Universities including the University of Michigan and currently resides in Georgia.


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Login | Facebook
Anybody who has Facebook needs to check this out, its simply awesome!
If anyone can figure out how to post it on here do it!
that was great
that was awesome!
i love you cy :D
That was great!
Go Sssssssssyclones!
Cy has more energy than I do.
That was brilliant.
Originally Posted by Firefighter4Cy
I got 99 problems but angie isn't one.
He needs to do that at a basketball or football game! That was great
Here you go peeps. on youtube.... with a link to vote for Cy in the description.
[ame=http://www.youtube.com/watch?v=fTPWtYqaHl4]YouTube - Iowa State Mascot Cy does Evolution of Dance[/ame]
^^^^^^^ repost itt ^^^^^^
Thats awesome.
It would have been even better if they had ended on "Cyclone", but that was amazing, he must have been dying in there after that.
"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day".-Frank Sinatra
@cyfert26 on Twitter
Cy should do this at halftime of the homecoming game!!!
Impressive that he could still walk and did not need help off the field.
32 years later and I am still riding on the back.
I don't sweat the petty things,... I pet the sweaty things
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What Obama's New Order Means for Green Buildings, Green IT
By Matthew Wheeland in Reuters, October 7 2009
President Obama's Executive Order 13514 lays out significant green goals for the entire U.S. goverment. In the next 90 days, all federal agencies must set emissions reductions goals for 2020.
The Executive Order (PDF) is intended to jumpstart a transition to a clean energy economy as climate change legislation moves through Congress, saving taxpayers a substantial amount of money in the process. The impact of the order promises to be huge, considering the Federal government's sheer size: It occupies nearly 500,000 buildings and operates more than 600,000 vehicles.
Another key component of the Executive Order -- a green procurement policy to cover 95 percent of new contracts and acquisitions -- will also carry a lot of weight due to the government's mammoth buying power, which exceeds more than a half trillion dollars spent on goods and services annually.
For full article see:


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Fri 12th Apr at 5:00pm (open mic from 7:00pm) - 11:00pm
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Ronald J. Daniels took office in March 2009 as the 14th president of Johns Hopkins University. A law and economics scholar, he holds an appointment as professor in our Department of Political Science. Prior to his appointment, he served as provost of the University of Pennsylvania and dean and James M. Tory Professor of Law at the University of Toronto Faculty of Law.
In May 2013, Daniels unveiled Ten by Twenty, an articulation of priorities for Johns Hopkins through the remainder of the decade. The final version set out 10 goals organized under four priorities: one university, individual excellence, commitment to our communities, and institution building.
Office of the Provost
Robert C. Lieberman took office as Johns Hopkins University's 14th provost in July 2013. He is the chief academic officer and second-ranking member of the senior administration, responsible for promoting and coordinating the university's teaching and research mission. He also oversees the university's nine schools as well as several interdisciplinary programs and academic centers. Provost's Office website
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Johns Hopkins' excellence is grounded in its many divisions, working together as one university. Our deans and directors guide the university's research and educational programs on the divisional level. See bios
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The Board of Trustees was established by university founder Johns Hopkins in 1867, when he filed a certificate of incorporation for "The Johns Hopkins University" and named the first 12 trustees. As the university's chief governing body, the Board of Trustees protects the university's integrity, ensures that it fulfills the purposes for which it was established, and preserves and augments its physical and financial assets. Board of Trustees website
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All quotes tagged Managers
(4903 quotes found)
"The only thing I believe is this: A player does not have to like a manager and he does not have to respect a manager. All he has to do is obey the rules."
"A good manager doesn't try to eliminate conflict; he tries to keep it from wasting the energies of his people. If you're the boss and your people fight you openly when they think that you are wrong - that's healthy."
"The secret of getting ahead is getting started. The secret of getting started is breaking your complex overwhelming tasks into small manageable tasks, and then starting on the first one."
"Democracy is a form of government in which it is permitted to wonder aloud what the country could do under first-class management"
"Management must speak with one voice. When it doesn't management itself becomes a peripheral opponent to the team's mission."
"Theatre director: a person engaged by the management to conceal the fact that the players cannot act."
"The difference between management and administration (which is what the bureaucrats used to do exclusively) is the difference between choice and rigidity."
"A good manager is a man who isn't worried about his own career but rather the careers of those who work for him."
"Managing is like holding a dove in your hand. Squeeze too hard and you kill it, not hard enough and it flies away."


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- 123Promote
Tote Bag
Rooster -The Professorby Mary Kilbreath
Our quality crafted Tote Bags are hand sewn in America using durable, yet lightweight, poly poplin fabric. All seams and stress points are double stitched for durability. Available in 13" x 13", 16" x 16" and 18" x 18" variations, the tote bags are washable, feature original artwork on both sides and a sturdy 1" wide cotton webbing strap for comfortably carrying over your shoulder.
cute Rooster with glasses,bird with glasses, bird, farm animal...
fabulous :)
Thank you Ann :)
Oh Yeah! ✯ ✯ ✯ ✯ ✯ 👍
i don't know how you did this, Mary, but it's AMAZING!
I love this one, Mary!
That looks like one wise bird. Very cool
Thank you very much Wayne, Laura, Klara, and Michael. I had fun doing this one. :)
:) Fun!!
Thanks Ally & Monika. Your comments are very much appreciated
Cute and fun!
Very cool -looks very wise:-)
So adorable!
Many thanks Brooke, Irina, Stephanie, Blake. Your comments are very much appreciated.
OMG so awesome! Love it :D
Many thanks Ebi and Catspaws
great one
Thanks Lyle, very much.
this is so awesome!!,
Thanks Olivia and Roger, very much appreciated.
cool!!! love this fella
Thanks IMC :)
My smile of the day! Fantastic creation, Mary!
Thank you very much Crisman. :)
My kind of picture! Love it!
Thanks Justart, and thanks Polly. Very much appreciated.
I'm loving this Mary, fantastic work!
very serious chicken!!!!;) nice album!
Thanks Heather and Milda, I'm glad you like it :)
I love this so much.
Thanks very much Right. :)
Thanks Sweet Moments, and Viaina. :)
. ♥ . . brilliant work . it is so seriously cool . . ♥ . . . .
Thanks so much. :)
Super work
Many thanks Bri.
very creative, the glasses fit very well to that rooster and the way he's looking!
Thanks Pirmin, you are very kind.
what a diligent cockerel! ... absolutely love the fun and humour in your pieces :)
Thanks so much Colli, I'm glad you like my work, and I appreciate the support very much.
Nicely done, Mary...very fitting.
Many thanks Rcline :)
I'd swear this is a portrait of my professors at U of T - though he's probably long dead now. Outstanding use of your imagination (again), Mary. Beautiful work. Brilliant portrait.
Thanks so much John. You could be right, although I heard this guy cackling about ivy league. Could have been my bad ears.
Perfect! Great composition and love the humor!
Many thanks out-of-the-mists.
This made me laugh out loud Mary, I love it!!!!
Thanks so much Donuts. You made my day. :)
Nicely done, so professorial!
Thanks Phil :)
Great! So funny!
Thank you ottomanbrim :)
haha such a wonderful and funny image xo
Thanks very much Suzanne.
Many thanks Chrisb :)
Ha! Very cool!!!
Thank you very much
Thanks Aline, I really appreciate your generous support.
It's amazing
Cool work!
Beautiful work! So amazing~
Who are you looking at? Lovely.
Love this!
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text: 000 FGAK89 PAFG 262217 RVSAFG AKZ203-272000- HYDROLOGIC STATEMENT NATIONAL WEATHER SERVICE FAIRBANKS AK 217 PM AKDT THU MAY 26 2016 ...High water on the Colville River delta... High water levels and bankfull conditions along the Colville River delta will gradually diminish through the weekend. Ice remains in some channels in the delta but it is not expected to jam or cause water levels to rise overbank. A dramatic warmup over the Memorial Day weekend and into next week will melt the remaining snowpack in the Colville River basin...but another significant rise from the snowmelt runoff is not anticipated. $$


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Hailstorm deals blow to apple harvest
Published: Thursday, September 10, 2009 at 4:30 a.m.
Last Modified: Wednesday, September 9, 2009 at 11:36 p.m.
EDNEYVILLE -- A fierce hailstorm ripped through the heart of the apple country Wednesday, virtually wiping out orchards loaded with mature apples and leaving many farmers wondering whether they would make a decent crop this year.
Photo Galleries
"A lot of the varieties just reached the point where they were ready to pick," Blue Ridge Apple Growers Association President Adam Pryor said.
Apples that don't have holes punched in them are either bruised or knocked off trees. Once damaged, the fruit begins to rot and must be picked within days. Pryor estimated he lost 50 truckloads of apples and said there is no way all the apples can be harvested before they become worthless.
"We looked around, and I can honestly say 80 percent of what we had has been hit hard," he said.
Damage was devastating in orchards in the path of the storm, but it was impossible to say Wednesday night exactly how widespread the damage was across the apple region.
Growers could do little but seek cover as the storm blackened the sky, the thunder roared, lightning cracked and golf ball-sized hail rained down.
"It can't fall from the sky like this and not do damage," said grower Kenny Barnwell, who watched the storm move across the valley. "There are some big old balls hitting the ground right now."
In Edneyville and Fruitland, the ground turned white Wednesday afternoon as the storm moved over the area. The hail was round and tiny in places, larger with jagged edges elsewhere. The storm left leaves shredded, branches snapped and apples scattered on the ground.
The crop damage came just two days after the close of the Apple Festival, which celebrates the area's best-known crop but comes in the middle of the harvest. Area farmers still have 60 percent or more of the county's apples left to harvest, N.C. Cooperative Extension Area Agent Marvin Owings estimated.
Half of the apples grown in Henderson County are Romes, and farmers have not even begun to pick them. Crop insurance will cover some of the damage, Owings added, but will not completely cover the loss.
Barnwell and some other apple farmers were hit last year by a hailstorm in late September but damage from that one was spotty. This year the storm came earlier, with more fruit on the trees, and was far wider. Pink Lady, Red Delicious, Golden Delicious and Romes all remained on trees, waiting to be picked.
The situation is made more perilous by the market and urgency. Once damaged, the fruit can still be sold to juice companies if it's picked right away. But the market for juiced apples is depressed, and apple farmers might not make money even if they get the apples harvested quickly.
"It's a bad situation, and prices are in the dirt," Pryor said.
Last year, many apple farmers were able to sell damaged fruit to the processors quickly because there was strong demand. That might not be the case this year, Owings said.
"Last year we were lucky when we got hit on Clear Creek," Owings said. "The processors were here and they wanted the fruit. The demand for fruit is not that good this year."
Apple farmer David Coston's Golden Delicious crop had significant damage, his crop is "pretty busted up." He had planned to start harvesting the Golden Delicious in the next couple of days, but now he is not sure what he will do.
"The problem is the juice market is not very good this year," Coston said. "It was pretty bad last year at Bearwallow, but this year we have a lot of apples left on the trees."
The damage came two years after an Easter freeze that killed 80 percent of the apple crop and a year after a harvest that growers said was one of the best ever. This year's projected crop harvest was already lower than usual because trees suffered damage from the prolonged drought last year when they were setting fruit.
The National Weather Service issued multiple thunderstorm warnings for the area on Wednesday. Meteorologist Blair Holloway said the thunderstorms started to pop up in Madison and Buncombe counties earlier in the day and spread southward into Henderson County.
At 2:17 p.m., the weather service received a report of hail near Fletcher, and at 2:25 p.m., golf ball-sized hail was reported north of Hendersonville. By 2:51 p.m., hail was reported near Edneyville.
"It's a little late in the season for really large hail," Holloway said. "For the storms in the later afternoon, the largest hail was in Henderson County."
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text:
Toyota Redesigns 2014 Corolla, Looks for New Customers
Toyota unveiled its redesigned Corolla for the 2014 model year. The compact sedan, designed to compete around the world with strong sellers like the Honda Civic and Ford Focus, has new styling that is a departure from previous Corollas that lacked distinctive styling.
Toyota's rollout of the car includes a marketing campaign that emphasizes the vehicle's larger size and more interesting styling and somewhat less on the Corolla's traditional appliance-like reliability and robustness.
The move reflects a trend across the auto industry. As regulatory pressure to boost fuel efficiency increases, car companies are trying to sell more of their small, inexpensive models with good gas mileage.
With nearly 40 million Corolla's sold worldwide since first going on sale in Japan in 1966, Toyota is looking for more sales, especially to younger drivers. The company hopes the new, edgier Corolla will reel in more young, first-time car buyers who could become brand-loyal customers for life.
The new Corolla also supports the theory that small cars keep getting bigger. The following chart highlights the new car's dimensions compared with the previous version.
|2014 Corolla Basic Exterior Dimensions Compared to Current model (change in parenthesis)
|Overall length
|182.6 in. (+3.90 in.) 183.1 for S-grade
|4639 mm (+99), 4650mm for S-grade
|Overall width
|69.9 in. (+0.63 in.)
|1776 mm (+16)
|Overall height
|57.3 in. (-0.39 in.)
|1455 mm (-10)
|106.3 in. (+ 3.93 in.)
|2700 mm (+100)
|Front Overhang
|37.7 in. (+0.90 in.)
|958 mm (+23)
|Rear Overhang
|38.6 in. (-0.94 in.)
|981 mm (-24)


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King Kenny
well written and inform comments...
pity only 20% of the comments on here make any sense at all. Seems like MotoGP attracts a lot of 'fans' with dubious knowledge and intentions these days!


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Observatory for the Protection of Human Rights Defenders Annual Report 2003 - Laos
|International Federation for Human Rights
|Publication Date
|14 April 2004
|Cite as
|International Federation for Human Rights, Observatory for the Protection of Human Rights Defenders Annual Report 2003 - Laos, 14 April 2004, available at: http://www.refworld.org/docid/48747c7b1d9.html [accessed 31 May 2016]
|This is not a UNHCR publication. UNHCR is not responsible for, nor does it necessarily endorse, its content. Any views expressed are solely those of the author or publisher and do not necessarily reflect those of UNHCR, the United Nations or its Member States.
Legal restrictions42
Article 31 of the Laos Constitution states that "Lao citizens have the rights and freedom of speech, press and assembly; and have the right to set up associations and to stage demonstrations which are not contrary to the law". Nevertheless, these rights are limited by the Lao Penal Code which forbids slandering the State, distorting party or state policies, inciting disorder, or propagating information or opinions that weaken the State and participation in an organization for the purpose of demonstrations, protest marches, or other acts that cause "turmoil or social instability", providing for imprisonment of between one and five years.
Human rights movements
These legal restrictions impede freedom of expression of Lao human rights defenders. Indeed, any person who dares express positions that are contrary to official positions or ask for democratic reforms faces systematically risk of arrest and detention.
In October 1999, five members of the "Lao Students Movement for Democracy of 26th October 1999", Mr. Thongpaseuth Keuakoun, Mr. Khamphouvieng Sisaath, Mr. Seng-Aloun Phengphanh, Mr. Bouavanh Chanhmanivong and Mr. Keochay who were among a group of people who had attempted to publicly call for the respect of human rights, the release of political prisoners, a multi-party political system and elections for a new National Assembly, were arrested and sentenced to 20 years imprisonment for "generating social turmoil, endangering national security". They are currently detained in Samkhé's prison, in the province of Vientiane.
Other people who participated in similar gatherings have simply "disappeared" as is the case with 15 people arrested during a demonstration in Champassak Province, in November 2000, and whose whereabouts remain unknown.43 This is also the case with about 20 civil servants, teachers and students who took part in a pro-justice and pro-human rights gathering, in Paksé (Champassak Province), in October 2001. After being detained in a detention center of the special police, they were led to an unknown place and no more information has since been available concerning their case.
Moreover, setting up human rights defence groups is still impossible. Although the Constitution provides citizen with the right to organize and join associations, in practice this right is severely restricted. The Government registers and controls all associations and prohibits associations that are critical of the government.
Social movements
Despite Lao's signature of the International Covenant on Economic, Social and Cultural Rights in 2000, trade union freedom still does not exist. The Laos authorities have taken no action regarding the two core International Labour Organisation (ILO) Conventions on freedom of association (n° 87 and n° 98).
Even though the 1994 Labour Code states that "workers and employers shall have the rights to organize and belong to any mass and social organization that has been formed lawfully" the practice shows that the government does not register worker's organizations that are not affiliated to the Lao Federation of Trade Unions (LFTU), the single national centre, which is directly controlled by the Lao People's Revolutionary Party (LPRP).
[Refworld note: This report as posted on the FIDH website (www.fidh.org) was in pdf format with country chapters run together by region. Footnote numbers have been retained here, so do not necessarily begin at 1.]
42. See Open Letter to the Prime Minister of the Lao People's Democratic Republic on 20th August 2003.
43. Savath Khanthong, Visiane Bouaphanh, Bounma Thavisay, Somchay Phiseth, Somphone Vongphanh, Khamphanh Nanthavong, Khampha Panya, Phetphongphanh, Khamphanh Khaosaat, Bay Vongsay, Say Kéosavang, Bounmy Namdy, Touy Vongsavang, Boungnong Vankham.


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BP claims czar Ken Feinberg has agreed to improve Florida's claims processing at the urging of Gov. Rick Scott and Attorney General Pam Bondi, Scott announced today.
The changes come after tens of thousands of Panhandle Floridians' claims have languished for months while trying to seek compensation for the April 20th Deepwater Horizon blow-out.
Bondi and Scott met with Feinberg separately while the lawyer, whose firm earns $850,000 a month to manage the Gulf Coast Claims Facility, was in the Capitol to appear before a House committee.
Read the promised improvements after the jump.
Among the items Feinberg agreed to:
– Processing at least 25 percent of all pending claims by March 31, 2011.
– Expanding staffing in Florida to provide more localized treatment of claimants, specifically in Panama City, Pensacola, Santa Rosa, Gulf Breeze and Ft. Walton Beach.
– In each Florida claims office, providing the names of local, independent accounting firms that are available to review and assist claimants in preparing claims documentation. The fees for these accountants will be submitted with the claimant's GCCF submission as an expense, reimbursable by the GCCF.
– In each Florida claims office, providing a named contact person who is part of Florida claims' team to allow claimants to obtain additional information on the status of their claim.
– Coordinating the claims process through one person in Florida and one person in Washington in an effort to assure responsiveness and efficiency.
– Having GCCF accountants on site or available by appointment to answer questions for claimants about their claim determination calculations.
– Summarizing, by general category, the reasons for claims being denied to assist with educating claimants and possibly preventing future denials.


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Images: Hood medics recognized as experts [Image 1 of 7]
Photo by Sgt. Lance Pounds
Maj. Amy Thompson, a medical officer from Bravo Company, Troop Command, Brooks Army Medical Center, received a coin from Brig. Gen. Dean Milner, III Corps deputy commanding general' Canada as they shook hands for being the first to complete the 12-mile road march during testing for the Expert Field Medical Badge Oct 1. Thompson was one of only 22 soldiers, out of 230 candidates, to receive the badge.
This work, Hood medics recognized as experts [Image 1 of 7], by SSG Lance Pounds, identified by DVIDS, is free of known copyright restrictions under U.S. copyright law.
Date Taken:10.04.2012
Date Posted:10.11.2012 11:34
Photo ID:719756
Size:6.79 MB
Location:FORT HOOD, TX, US
Gallery Images
Associated News
Hood medics recognized as experts


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Looking to learn a new skill this summer? Try learning belly dancing! A new class is just getting started Sunday nights at Yoga on Baxter. Instructor Jeannine Buhse is teaching the class at an introductory or beginngers' level, so all are welcome.
This ancient art form will get you in great shape and teach you to control your body in ways you may not have realized were possible. Combining smooth and jerky movements, and sometimes both at one time in different parts of the body, you can tone and trim to a great beat.
The class meets at 5:45 p.m. on Sundays at Yoga on Baxter (1611 Eastern Parkway). The cost is covered by a class punch card, see http://www.yogaonbaxter.com/cost.html for more pricing information. A hip scarf will help participants with the movements, so please bring one if available.
Photo: Flikr/Christian Javan
Posted On: 15 Jun 2011 - 10:00am


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Congress's Long-Term Care Bomb
Another new entitlement that will make future costs explode.
The public is growing wary of the cost of ObamaCare. Yet there is one budget-busting provision that hasn't received the attention it deserves: a new long-term care entitlement.
Known as the Community Living Assistance Services and Supports Act, or Class Act, this entitlement is in both the House and Senate bills and was a top priority of the late Sen. Ted Kennedy. It would provide at least $50 a day toward home or institutional care, equipment and supplies, or home improvements to assist the daily living of those who are enrolled. It is also a significant part of the reason that Democrats claim that ObamaCare is fiscally responsible, but this turns out to be a short-term budget ruse.
The Congressional Budget Office (CBO) projects that the House and Senate health-care bills will reduce federal deficits over the next 10 years by $138 billion and $130 billion, respectively. The lion's share of the savings, $101.6 billion and $72.5 billion, would be realized by the long-term care program.
How can a new entitlement reduce deficits? With budget accounting, the program will pile up more revenues than its costs. But only in the short run. In the long run, it will blow a hole in the federal budget.
Private long-term care insurance works like other insurance policies. Those who buy policies pay premiums over a prolonged period of time. The premiums pay for the benefits they may eventually receive and cover the benefits for those who need immediate care.
To make sure that a premium paid today can pay for a benefit promised for tomorrow, an insurer determines the amount it will need for future benefits, marks that amount as a liability, and puts aside funds to pay for it. An insurer also creates an additional pool of capital to act as a buffer, just in case.
That isn't how the Class Act would work. The House and Senate bills stipulate that premiums would be calculated to cover benefit payments over a 75-year horizon without federal subsidies. And the bills do authorize the secretary of Health and Human Services to adjust premiums and benefits to maintain solvency. But CBO and the Centers for Medicare & Medicaid Services (CMS) have identified parts of the program that will subject it to considerable financial risk.
First, those who enroll would likely be more apt to need care and will be more expensive to cover than those who buy private insurance. To cover its costs, the program would have to charge more than private insurers.
On Friday, CMS Chief Actuary Richard Foster said in a memo on the (less costly) Senate version of the program that premiums would be set so high they would discourage healthier people from buying in. As the healthy stayed on the sidelines, the program would have to charge more to those who did enroll. This in turn would price more people out of the program, risking what the memo called an "insurance death spiral."
Mr. Foster does project the program will lower the federal deficit in its first decade (by $39 billion and $38 billion for the House and Senate bills respectively, much less than the CBO estimates). But neither CMS nor the CBO include in their 10-year projections the program's future liabilities. Of course, that's exactly when the government will have to make good on its promises, putting pressure on the federal budget. Why? Because unlike private insurance, the program won't invest its early surpluses.
Instead the program will hand over its revenues to the feds, who will promptly spend it. In return, the program's administrators would receive federal IOUs, just as Medicare and Social Security do. But these are nothing more than liabilities that have to be repaid, either by taxes or borrowing.
Under the House bill, CBO projects that the entitlement would bring in $123 billion in premiums from 2010-2019 and pay out only $20 billion in benefits. CBO also projects that the Senate's version would generate $88 billion in premiums and $14 billion in benefits.
But in a letter late last month to Sen. Tom Harkin, CBO Director Douglas Elmendorf explained that while the Class Act would likely reduce federal budget deficits during 2020-2029, it would do so "by smaller amounts than in the initial decade."
By the third decade, CBO says the program would pay more in benefits than it received in premiums and what it saved Medicaid (which currently pays for long-term care for millions of elderly). Mr. Elmendorf concludes that "the programs would add to budget deficits in the third decade—and in succeeding decades—by amounts on the order of tens of billions of dollars for each 10-year period." These long-term demands on the Treasury would coincide with shortfalls in Medicare and Social Security projected to be in the hundreds of billions of dollars.
Sen. Kennedy notwithstanding, it is hard not to conclude that a major motivation for the Class Act is to make ObamaCare look fiscally better over CBO's official 10-year budget horizon. Without the new long-term care program, CBO's projected deficit reductions for the House and Senate bills would be $36 billion and $58 billion, respectively, rather than $138 billion and $130 billion. This makes the overall Democratic reform look fiscally more responsible than it really is. The real danger comes after 10 years, when the long-term care program will increase deficits and create even greater pressure for government rationing of medical care.
Mr. Harrington is professor of health-care management and insurance and risk management at the University of Pennsylvania's Wharton School and an adjunct scholar at the American Enterprise Institute.


text:
Just Here to Have Some Fun
Looking for kinky ideas to try!!!!! These stories are so amazing it gets me so hard just reading them. Looking forward to sharing some of my personal crossdressing stories. I am gonna post some pics of me in my new lingerie!
just your typical texas girl. married but come here to play during my "me" time. :) i'd say i'm very outgoing and have a very very open mind. if ya have any questions....feel free to ask...i'll more than likely answer all of them.
My name is Danielle, I am 18 and currently a senior in high school.


text:
Plan of a Canal from the Parish of Merthyr Tidvil to or near the Town of Cardiff in the County of Glamorgan
DADFORD, Thomas (1730 - 1809)
(Amgueddfa Cymru regrets that we are not able to provide an image for this item at this time. This is either due to copyright restrictions, or the item is awaiting digitisation. We apologise for any inconvenience caused.)
Date: 1790
Media: engraving on paper
Size: 565 x 795 mm
Acquired: 1987; Found in collection
Accession Number: 87.97I/48
Modern engraving of original 1790 plan.


text:
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- Material: 100% Olefin
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Quality and price can't be beat. It also arrived at a reasonable time.RECOMMENDED: Yes!
Colors exactly as shown. Versatile and wearable. Just the color splash I was looking for underneath a coffee table on a bland tile floor. Can't beat it for the price. Will not be used in heavy traffic area. Love it. ORECOMMENDED: Yes!
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