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Should private for-profit colleges receive Cal Grants?
Cal Grant program
• Founded in 1955.
• About 286,000 students received Cal Grants in the 2011-12 academic year. The grants don't have to be repaid.
• Primary funding comes from state of California; federal government also contributes through the Leveraging Educational Assistance Partnership Program.
• Other major government help for college students includes the federal Pell, TEACH and Supplemental Educational Opportunity grants. State assistance includes various types of aid from the University of California system and grants from the California State University system.
Source: California Student Aid Commission
New restrictions on Cal Grant access
• Minimum graduation rate of 30 percent
• Maximum student-loan default rate of 15.5 percent
Source: 2012-13 state budget
Most private, for-profit colleges in California, including seven in San Diego County, will no longer qualify for Cal Grants starting this fall because they fail to meet newly approved — and highly contested — state standards for graduation or loan defaults.
Under the recently approved budget for fiscal year 2012-13, about 85 percent of these for-profit colleges — 125 schools — will be affected, according to the nonpartisan Legislative Analyst's Office. Private, for-profit campuses received $116 million from the Cal Grant program in the 2010-11 academic year.
Critics, including the administration of Gov. Jerry Brown, said students at such schools often become saddled with sizable debt loads but have no guarantee of a solid education.
Supporters said the colleges fill an important niche for students who don't fit the traditional four-year university model. They also contend that Sacramento's new benchmarks fail to reflect their student demographics and ignore the wide range of for-profit institutions, with varying levels of educational quality.
Institutions impacted by the changes range from Kaplan College to ITT Technical Institute to Sage College. Online colleges — including Bridgepoint's Ashford University, which had a 15.3 percent loan-default rate in 2009 — already were not eligible for Cal Grants.
Disputed methodology
As outlined in the 2012-13 state budget, students seeking Cal Grants must attend a college that has a minimum graduation rate of 30 percent and maximum student-loan default rate of 15.5 percent.
The new standards are being coupled with cuts to Cal Grant disbursements for private colleges.
Students at private, for-profit institutions will see the deepest cuts: Their maximum amount under Cal Grant A, the largest and most flexible grant in the program, will drop from $9,708 in the most recent academic year to $4,000 by 2013-14.
Cal Grant disbursement by type of institution: 2010-11*
Total amount allocated: $1.27 billion
Public colleges (UC, CSU and community colleges): $946 million, or 74.5 percent of total
Private, nonprofit colleges: $208 million, or 16.3 percent of state total
Private, for-profit colleges: $116 million, or 9.1 percent of state total
*Most recent data available
Source: California Student Aid Commission
Graduation and loan-default rates are valid — if not perfect — measures of quality, said Ed Emerson at the California Student Aid Commission, which oversees the Cal Grant program.
"They're not the best measure of success, but they are a very clear measure of failure," he added.
Proponents of for-profit higher education dispute the state's method for gauging student success, saying it doesn't accommodate the makeup of their student body.
"The final budget uses flawed data to penalize nontraditional students — including single parents, veterans, first-in-family students — based on the choice of a school that best fits their education needs," said Richard Castellano, a spokesman for the Apollo Group, which operates for-profit college groups including the University of Phoenix.
The state relies on graduation rates calculated with the Integrated Postsecondary Education Data System, a survey conducted by the National Center for Education Statistics.


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Images: Toy Drop [Image 9 of 15]
Photo by Senior Airman Kenneth Norman
U.S. Army soldiers wait in line with their toy donations before the lottery drawing for Operation Toy Drop, Fort Bragg, Dec. 6, 2013. The 16th Annual Randy Oler Operation Toy Drop, hosted by the U.S. Army Civil Affairs & Psychological Operation Command (Airborne), is the largest combined airborne operation in the world where Fort Bragg's paratroopers and allied jumpmasters donate toys to be distributed to children's homes and social service agencies across the local community. (U.S. Air Force photo by Senior Airman Kenneth W. Norman / Released)
This work, Toy Drop [Image 1 of 15], by SSgt Kenneth Norman, identified by DVIDS, is free of known copyright restrictions under U.S. copyright law.
Date Taken:12.06.2013
Date Posted:12.09.2013 13:09
Photo ID:1068468
Size:2.07 MB
Location:FORT BRAGG, NC, US


text:
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Aleman, E., and Rorrer, A
Closing educational achievement gaps for Latino/a students in Utah
http://www.cdlfu.org/CDLFU docs/white paper
Centro de la Familia de Utah
Short Description:
This paper argues that it is crucial that educational leaders, community advocates, and policymakers engage in analyzing, discussing, and proposing policy solutions that provide opportunities that equal the playing field for all its schoolchildren to succeed, particularly Latina/o children.
At atime when diversity in Utah's communities and schools has increased to historically high levels, particularly among the Latina/o community, current federal mandates require greater state, district and school accountability for addressing gaps in performance. However, state-level reporting reveals that regardless of the indicator, gaps in access and outcomes exist overwhelmingly for students of color in Utah. As this analysis indicates, the state's educational, political, and business leadership are uniquely situated to respond to this challenge in ways that support districts, schools, leadership and teachers in their efforts to alter this current reality. This paper argues that it is crucial that educational leaders, community advocates, and policymakers engage in analyzing, discussing, and proposing policy solutions that provide opportunities that equal the playing field for all its schoolchildren to succeed, particularly Latina/o children.
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Achievement Gap
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High school graduation rates by race/ethnicity, limited English proficiency, free and reduced price lunch
What role can dual enrollment programs play in easing the transition between high school and postsecondary education
Talent Development High Schools
Placing college graduation rates in context: How 4-Year college graduation rates vary with selectivity and the size of low-income enrollment
After Michigan, what? Next steps for affirmative action
Paying back, not giving back: Student debt's negative influence on public service career opportunities
Socioeconomic school integration, Race, class, and integration: Gaining new insights
Thinking outside the box: Policy strategies for readiness, access, and success
Mounting pressures facing the U.S. workforce and the increasing need for adult education and literacy
Indiana Higher Education Opportunity Data Book
Financing asset building and financial education programs for youth transitioning out of foster care
Setting students' sights on college: Chicago public schools
California policy options to accelerate Latino success in higher education
PERSIST: A comprehensive guide for student success in higher education
AB 540 is a change in the law: Higher education is now more affordable for California's immigrant students
Immigration debate resources
Financial aid and scholarship information for undocumented students
Using EPAS™ to evaluate school-based intervention programs: GEAR UP
Condition of education 2007
Diversity workshops: Gender equity--a closer look
Education watch Indiana: Key education facts and figures
Hacia Adelante - Pathways to College - A Guide for Latino Families
A whole 'nother world: Students navigating community college
Money on the table: State initiatives to improve financial aid participation
Understanding recent changes in child poverty
College grants on a postcard: A proposal for simple and predictable federal student aid
Inventing Hispanic serving institutions (HSIs): The basics
Voices in urban education
Hitting home: Quality, cost, and access challenges confronting higher education today
The money manual: A personal finance guide from the Hispanic Scholarship Fund
Sallie Mae: First in my family scholarship
Hispanic Scholarship Fund
Education pays 2006
Enhancing high school reform: Lessons from site visits to four cities
College access: From the inside out
On the road to college: Developing mobile and regional outreach services
Coercive mobility and crime: A preliminary examination of concentrated incarceration and social disorganization
Center for Student Opportunity
American Indian, Alaska Native, and Native Hawaiian education in the states
National HIRE network: Resources and assistance: Indiana
Increasing the preparedness of at-risk students
How do educators' cultural belief systems affect underserved students' pursuit of postsecondary education
Knocking at the college door: Projections of high school graduates by state, income, and race/ethnicity
A matter of degrees: Improving graduation rates in four-year colleges and universities
State merit scholarship programs and racial inequality
Access denied: Restoring the nation's commitment to equal educational opportunity
2003 status report on the Pell grant program
Left behind: Unequal opportunity in higher education.
At what cost? The price that working students pay for a college education
Cultural barriers to incurring debt: An exploration of borrowing and impact on access to postsecondary education
Mentoring high-school Latino students: Realism versus false hope
Public attitudes on higher education
Equal access to postsecondary education? The case of undocumented immigrant students
In state tuition for undocumented immigrants
Education pays update 2005
Affordability of postsecondary education: Equity and adequacy across the 50 states
Transitions to college: From theory to practice
Knowledge is power program
Project GRAD
Minority teacher/special education services scholarship
Reforms that could help narrow the achievement gap
Expanding access and opportunity: The impact of the Gates Millennium Scholars Program
California trends in student aid: 1994-95 to 2003-04
Prep for prep
2007 Survey of parents of college-bound freshman
Race, schools, and neighborhoods: Reducing barriers to achievement
The CollegeKeys Compact: Getting ready, getting in, and getting through college: Expanding options for low-income students
State merit aid programs: Responses by Florida community colleges
Adult learning in focus: National and state-by-state data
Adult learning in focus: Individual state profiles and downloadable data
Higher education: Tuition continues to rise, but patterns vary by institution type, enrollment, and educational expenditures
Middle-class schools for all
White students are racially isolated
Transitions to adulthood for homeless adolescents: Education and public policy
The impacts of regular Upward Bound: Results from the third follow-up data collection
Ronald E. McNair Postbaccaluareate Achievement Program: 2002-05 facts and figures at a glance
Strategic directions in Indiana education
A profile of the Ronald McNair postbaccalaureate achievement program: 1999-2000
Best practices in recruiting and retaining minority graduate students
High school dropout: A quick stats fact sheet
Voces (Voices): A profile of today's Latino college students
A college access contract
2007 Kids Count Data Book
Education longitudinal study of 2002 (ELS:2002): A first look at the initial postsecondary experiences of the high school Sophomore class of 2002
Teacher credentials and student achivement in high school: A cross-subject analysis with student fixed effects
Early Head Start and teen parent families: Partnerships for success
State grant aid and it's effects on students' college choices
Improving math performance
Texas public universities' data and performance report: Part A
Condition of education 2008
A mission of the heart: What does it take to transform a school?
Engaged for success: Service-learning as a tool for high school dropout prevention
Learning better together: The impact of learning communities on the persistence of low-income students
Strengthening financial aid policies for low-income working adults
The effectiveness of student aid policies: What the research tells us
Squeeze play 2009: The public's view on college costs today
The challenge to the states: Preserving college access and affordability in a time of crisis
From assets to school outcomes: How finances shape children's perceived possibilities and intentions
Fixing No Child Left Behind
Achieving college access goals: The relevance of new media in reaching first-generation and low-income teens
ETS Policy Notes: Adult education in America
Early and often: Designing a comprehensive system of financial aid information
Trends in college pricing 2008
Engaging Faculty and Staff: An Imperative for Fostering Retention, Advising, and Smart Borrowing
Flexible learning options for adult students
Trends in student aid 2009
Providing effective financial aid assistance to students from foster care and unaccompanied homeless youth
2010 Tuition Fees and Financial Aid Report
Seizing the Measurement Moment
Toward a national workforce education and training policy
National Center for Family Literacy
Education and training for TANF recipients: Opportunities and challenges under the final rule
The Paul & Daisy Soros Fellowships for New Americans
Gates Millennium Scholars Scholarships
Student debt and the class of 2006
Wrestling rising costs with innovation
New kids on the block: Results from the Moving to Opportunity experiment
Families forgotten: Administration's priorities put child care low on list
Education pays 2007: The benefits of higher education for individuals and society
Using socioeconomic diversity to improve school outcomes
Community colleges and rural America: Progress and prospects
Center for native education
Baltimore city's high school reform initiative: Schools, students, and outcomes
Black college dollars: 2007-2008 Directory of scholarships for African-American students
Hispanic Scholarship Fund
Cities in crisis: A special analytic report on high school graduation
Annotated bibliography: Adult learning in focus: National and state data report
Transitional jobs for ex-prisoners: Early impacts from a random assignment evaluation of the Center for Employment Opportunities (CEO) Prisoner Reentry Program
The Sallie Mae Fund
Top 25 colleges for Latinos
Parent primer on career exploration
Lumina Foundation Lessons: Students aren't just data points, but numbers do count
2006-2007 National directory of scholarships, internships, and fellowships for Latino youth
StateVoucher.org (Education and Training Vouchers)
Breaking through: Helping low-skilled adults enter and succeed in college and careers
Graduation rate watch: Making minority student success a priority
Project stepping stone: A college preparation program for Hispanic youth
High school counselors handbook 2004-05
Postsecondary Education English Spanish Glossary
Building strong families 2004
Economic diversity of colleges: College-level data for researchers and the public
National association of street schools
Increasing success for underserved students: Redesigning introductory courses
Access and persistence: Winter 2006
ACSFA policy brief: The toolbox and student aid policy
College is possible
Questions that matter: Setting the research agenda on access and success in postsecondary education
Persistence among first-generation college students in Indiana: The impact of precollege preparation, college experiences, and financial aid
Addressing student loan repayment burdens: Strengths and weaknesses of the current system
Easy money: How congress could increase federal student aid funding at no additional cost to taxpayers
Who goes to college? High school context, academic preparation, the college choice process, and college attendance
Workforce contingent financial aid: How states link financial aid to employment
An overview of higher education in the United States: Diversity, access, and the role of the marketplace
TRIO Programs
Basic facts about in-state tuition for undocumented immigrant students
Higher education reform: Incorporating the needs of foster youth
The social prerequisites of success: Can college structure reduce the need for social know-how
Rural education at a glance
A step toward college success: Assessing attainment among Indiana's Twenty-first Century Scholars
TRIO Mid-America Association of Educational Opportunity Program Personnel (MAEOPP)
Responding to the crisis in college opportunity
Discounting toward disaster: Tuition discounting, college finances, and enrollments of low-income undergraduates
Policy for progress: Reaffirming California higher education accessibility, affordability, and accountability into the 21st century
The access challenge: Rethinking the causes of the new inequality
College affordability in jeopardy: The rising price of higher education
Unequal opportunity: Disparities in college access among the 50 states
College affordability: Overlooked long-term trends and recent 50 state patterns
Persistence and attainment of beginning students with Pell Grants
Debt burden: Repaying student debt
Indicators of opportunity in higher education
Locating the dropout crisis: Which high schools produce the nation's dropouts? Where are they located? Who attends them
Indiana's 2006 graduation rate
Moving on: State policies to address academic brain drain in the South
American Indian higher education consortium
Career academies: Impacts on labor market outcomes and educational attainment
Reclaiming the American dream
Strategies for success: Six stories of increasing college access
Engines of inequality: Diminishing equity in the nation's premier public universities
CSO College Center: A student gateway to college access, opportunity, and success
A test of leadership: Charting the future of U.S. higher education
Knowledge for practice: A training program for college access advisors
Making opportunity affordable: Reinvesting in college access and success
Federal Pell Grants: Implications of increasing the maximum reward
Student debt and the class of 2005: Average debt by state, sector, and school
Policy indicators for higher education WICHE states
Economic diversity on campus
Returning to our roots: Student access
The (un)changing face of the Ivy League
Latinos in graduate education
The context of "choice" in college pathways
Transfer access to elite colleges and universities in the United States: Threading the needle of the American dream
Profile of undergraduates in U.S. postsecondary education institutions: 2003-04, With a special analysis of community college students
Middle school practices improve student achievement in high poverty schools
Preparing all Indiana youth for life in the global human capital economy
Connected by 25: Financing entrepreneurship programs for youth transitioning out of foster care
College Access: Indiana
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Please submit only sites that deal with movie box office reports. Do not submit sites that merely list information copied from other sites.Sites offering weekly or historical box office reports.
This category is for navigation purposes only. No sites are listed here. This category contains links to specific movie titles that have a news sub-category.There is currently no description created for this category.
Submit sites with trailers for one specific movie to the appropriate Movies Titles category.This section is primarily devoted to previewing upcoming theatrical releases. Some video information is also available. See the newest previews and learn about movies that are soon coming to a theatre near you.


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Displaying articles 1 - 10
From what I can gather, the story is one part The Matrix, one part The Godfather, and about three parts Final Fantasy. It involves people who are dead or sleeping or whatever inside these pod devices, which seem to take them into various imaginary dream worlds, hence the title. They seem to be the g ... Full Article »
How do you turn a comic book into a DVD with bonus features? With an app like Marvel AR. Marvel Comics recently launched this "augmented reality" app to coincide with the release of their big summer multi-issue comic event called Avengers vs X-Men. It's a great start for enhanced comic books b ... Full Article »
For a while now, Marvel has offered digital comics at about two-thirds the price of regular comics, and the idea is getting more and more popular. Who wouldn't want to whip out their phone and read stories about Spider-Man anywhere they go? This app allows you to browse a digital comic shop, taking ... Full Article »
Here's a secret that might make you feel better about trying the new Marvel Comics Android app — many comics aren't for kids. While not clearly understood by a lot of adults, comic content aged along with baby boomers and the creators who came from that generation. You'll now find complex to ... Full Article »
This is a must-have app for any comics lover who owns an Android tablet device! Preview and download an extensive selection of DC Comics with this app. You will need to create an account first, and it's worth noting that - while the app is free to download - you will have to pay for many of the c ... Full Article »
Instead of a stack of current comics on your nightstand, you can have a neatly organized database on your Android phone. Not only is this more convenient, but it's more portable. Those out there who regularly keep up with the latest comic releases will really enjoy the DC Comics app. There's a ton ... Full Article »
Hulu Plus has hit Android phones, but the premium video service is limited in device support. Introducing Hulu Plus to only six higher-end Android devices, the majority of Android handset owners will have to wait to get the app on their phones too. Hulu Plus will be available on the Nexus One, Nexus ... Full Article »
Comic book fans will do just about anything to take their favorite titles with them on the road. Droid Comic Viewer (also known as ACV) offers a light, barebones app that does exactly what its name implies: Users can load comics, manga and image files directly into folders on the root directory of t ... Full Article »
If you're like me, then part of your morning routine involves combing through a newspaper to catch up on all the news you didn't get a chance to read online the day before. For my wife, it's all about the comic strips. And what she can't find in the trusty News & Observer here in Raleigh, N.C., ... Full Article »
Comic Life is described by its developers as "The program to use for viewing comics in single page mode." I was hoping to encounter an app that displayed panels of my favorite Marvel and DC comics in beautiful single-panel mode, but instead found a random, loosely comic-themed image grabber. Com ... Full Article »


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Tom Schrijvers, Simon Peyton Jones, Martin Sulzmann, and Dimitrios Vytiniotis
September 2009
GADTs have proven to be an invaluable language extension, a.o. for ensuring data invariants and program correctness. Unfortunately, they pose a tough problem for type inference: we lose the principal-type property, which is necessary for modular type inference.
We present a novel and simplified type inference approach for local type assumptions from GADT pattern matches. Our approach is complete and decidable, while more liberal than previous such approaches.
|Publication type
|Published in
|Proceedings of the 14th ACM SIGPLAN International Conference on Functional Programming
|Association for Computing Machinery, Inc.
Copyright © 2007 by the Association for Computing Machinery, Inc. Permission to make digital or hard copies of part or all of this work for personal or classroom use is granted without fee provided that copies are not made or distributed for profit or commercial advantage and that copies bear this notice and the full citation on the first page. Copyrights for components of this work owned by others than ACM must be honored. Abstracting with credit is permitted. To copy otherwise, to republish, to post on servers, or to redistribute to lists, requires prior specific permission and/or a fee. Request permissions from Publications Dept, ACM Inc., fax +1 (212) 869-0481, or firstname.lastname@example.com. The definitive version of this paper can be found at ACM's Digital Library --http://www.acm.org/dl/.


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April 7, 2012
As part of the 10-year anniversary of the 2002 NCAA Title, CalBears.com will be highlighting that historic year. The California softball team will celebrate that team on April 14 with a special event and alumnae weekend. For more information and to register, please click here.
BERKELEY - As a freshman in 2002, Anderson saw the majority of work in relief, finishing 7-3 in 18 appearances with a 1.46 ERA. One of her crowning moments of her first year in the Blue & Gold was when she and fellow freshman Cassie Bobrow teamed to topple then-No. 1 Arizona 5-2 when Jocelyn Forest was away from the team. Anderson went onto pitch in each of the three following WCWS.
CalBears.com: What were you thinking heading into the seventh inning with the scoreboard reading 0-0 in the championship game?
Kelly Timothy: Honestly, it was so long ago, I don't remember exactly what I was thinking. It was an anxious moment. We were facing Arizona and Jennie Finch. We were just trying to cheer on Jocelyn and the rest of the team. We were also trying to get that run across home plate. Ball games are usually 1-0 in those types of situations. We were fortunate enough to get six.
CalBears.com: Speaking of those six runs, what was it like when the Bears started scoring all those runs?
KT: We got one across and then a few more. Just having that one was awesome and then they just kept coming. You just think, "We have this." We had Jocelyn there to go out and get the three outs.
CalBears.com: What was it like coming in as the underdog?
KT: We were underdogs the whole season. It was awesome to see the team get that win. I wasn't on the field playing, but I was there cheering everyone on. To see Jocelyn and the team pull it through, it was awesome.
CalBears.com: What was the feeling like after that final out?
KT: It was amazing. It was the only championship we had. It was an amazing feeling. It was so long ago, but it was so amazing. The best experience ever.
CalBears.com: What memories stand out from that year?
KT: I think the thing that really comes to mind is Jocelyn and her determination that year. She went through a lot of personal things, but she pulled through. You could just see how determined she was. It was amazing to see how the team could come together. We were underdogs. No one expected us to win. We pulled together and got the win.
CalBears.com: What does it mean to be a Golden Bear and a part of the Cal softball storied tradition?
KT: It's awesome. It's like having a huge family, everywhere. I wear Cal something out, it doesn't' even have to be softball, and you hear someone say, "Go Bears." They'll ask me about going there. Whenever I wear something that says Cal softball, people will ask me about playing there. It's just like a family everywhere. You take that through the rest of your life.


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The single-cutaway body shape that started the Fender legacy, remarkably unchanged for more than half a century.
The world's most popular guitar -- a double-cutaway design with super-comfortable contours that make it one with the player.
The world's first solid-body electric bass, marked by its balanced double-cutaway body design with comfortable contours.
A sleekly curvaceous body shape featuring an elegantly stylish and remarkably comfortable offset waist.
Begin your American Design Experience by creating a dedicated user profile. With your ADE profile, you'll be able to save your personal designs and share your creations with the rest of the ADE community.
Already have a user profile? Sign in now using your email address and password.


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Submarine Explorer 1
| This article is incomplete.
Please feel free to edit this article to add missing information and complete it.
Reason: Images from ORAS.
The Submarine Explorer 1 (Japanese: かいえん 1ごう Kaien No. 1) is a submarine built at Stern's Shipyard in Slateport City.
In the games
Team MagmaROR or Team AquaSEAS try to steal the submarine's plansRSE or key componentsORAS twice before the submarine can be built.
After the submarine is completed, Stern reveals that its purpose is to explore the Seafloor Cavern, an underwater cavern on Route 128. However, Team MagmaROR or Team AquaSEAS end up stealing the finished product in Slateport City and taking it to the cavern themselves.
In Generation III, the only time the submarine is visible is when it is parked in the entrance of the Seafloor Cavern while the villainous team is inside. In Generation VI, the submarine gets more screentime, being showcased during the theft in Slateport, the preparations at Team Magma HideoutOR or Team Aqua HideoutAS, and parking inside the Seafloor Cavern. In these games, the submarine is also modified by the villainous team after it is stolen. It is modeled to look like a CameruptOR or SharpedoAS and is equipped with a special drill designed to break the seal blocking the entrance to the Seafloor Cavern.
Inside the Seafloor Cavern, one of the grunts remarks that the submarine is "brutal as a ride" because of its small size. The submarine is not seen again after the player clears the villainous team from the Seafloor Cavern.
In the manga
In the Pokémon Adventures manga
|Spoiler warning: this article may contain major plot or ending details.
In Pokémon Adventures, two parts of the Submarine Explorer 1 (named the S.S. Kaien 1 in the Chuang Yi translation) are featured: the submarine's "heart", manufactured by the Devon Corporation; and the submarine itself, designed by Captain Stern. Team Aqua steal the submarine's heart in Mowing Down Ludicolo, which enables the submarine to travel deep underwater, while Team Magma steal the submarine itself in Slugging It Out With Slugma II. This eventually leads to the two team leaders forming a pact to join forces temporarily in Walrein and Camerupt, and heading to the Seafloor Cavern together with the complete submarine in Always Keep Whiscash on You for Emergencies. Later, in No Armaldo Is an Island, the submarine breaks apart due to being sent deep underwater without its heart component, and the wreckage floats to the surface. This is the last that is seen of the submarine.
Ruby was in the submarine when Team Magma stole it. He escaped via an escape pod and ended up at the river on Route 119.
Name origin
Its Japanese name may come from 海淵 kaien, meaning ocean depths. Its Korean name may come from the equivalent Korean word, 해연 haeyeon.
In other languages
|This article is part of Project Locations, a Bulbapedia project that aims to write comprehensive articles on every location in the Pokémon world.


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Roger Bigod had accompanied William the Conqueror throughout the Norman invasion of 1066, but his act for a community of Cluniac monks in a remote Norfolk village was a more peaceful affair altogether. It was Bigod, by now an old man, who founded Thetford Priory, and who laid the foundation stone of the new church in September 1107 before he died the following week.
By the end of the 12th century Thetford Priory church and many of the domestic buildings had been completed, but extensive improvements and elaborate additions were carried out almost to the end of its monastic life. Largely due to the legend of powerful miracles surrounding an image of 'Our Lady' that once adorned Thetford Cathedral but was later moved to the priory, the monastery became a noted place of pilgrimage for the sick and this, in turn, increased the wealth of Thetford Priory. A beautiful Lady Chapel was incorporated at the north east end of the church as a result of one of the 'miracle cures', and this was further extended when the presbytery was lengthened and squared off during the 13th century.
A very different picture greets the unsuspecting visitor today. Thetford Priory is now a sadly ruinous site with few remains standing to any height. The fragments that have survived are little more than eroded lumps of barely recognisable structures showing nothing of their former ornate glory, the rest consists of column bases, reconstructed stone altar bases, and a few scattered relics such as a small oven in the sacristy.
However, the whole plan of the Thetford Priory was determined through a major excavation of the site and it is easy to follow the ground markings. Two fairly substantial structures have survived, although one is a complex mix of architectural styles and building periods. Now a shell, standing to just above first floor level, the prior's lodging range is a confusion of re-used materials, and major restructuring after the Dissolution in 1540. Most of the medieval features are hardly distinguishable in this substantial 14th century building that displays everything from 12th to 16th century windows, arches and doorways.
More impressively, the 14th Thetford Priory Gatehouse stands to full height, missing only its roof and parapets. Appearing virtually intact from the outside, this three-storey building has octagonal towers either side of the wide segmental arch in the south wall, and is faced with an eye-catching design of knapped flintwork and stone dressings.
Having retained close connections with the Earls and Dukes of Norfolk (Roger Bigod's son, Hugh, was created the first Earl of Norfolk in 1141), Thetford Priory became the family burial place up to the time of the Dissolution. Around the site of the priory church there is still some evidence of the many tombs and, during the excavation, some delicately worked pieces of a tomb in Renaissance style were found, presumed to be for King Henry VIII's son.
About a mile or so from Thetford Priory is another medieval structure, thought to be the house of the prior's gamekeeper. Although standing today in an enclosed forest, the late 14th century/early 15th century square building known as 'Thetford Warren Lodge' can be viewed from the perimeter fence. Much closer to Thetford Priory is the site of another small priory, belonging to the Church of the Canons of The Holy Sepulchre. Only a quarter of a mile south of Thetford, the 14th century remains of this priory consist mostly of rough flint and rubble walls along the nave of the church. Although there is so little to see, it is well worth a trip as they are the only remains in England of a building of this religious order, and there is quite a bit of history available.


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罗马 Tiber Hostel and Camping
Via Tiberina km 1.400 Rome (Prima Porta), I-00188
Camping Tiber has much more to offer than any normal hostel in Rome. We are a true HOLIDAY RESORT, and located only 20 minutes away from the cultural heart of Rome.
Services we offer:
- Free WIFI
- Bed linen (included)
- 24 hour usage of hot showers and bathrooms (included)
- Washers and Dryers (extra cost)
- Shuttle bus to/from the train station (extra cost)
Onsite we have a Bar/Restaurant/Pizzeria where you can enjoy a wonderful cup of Italian coffee before hitting the sites; tasty typical Italian dishes for lunch and dinner, and traditional Italian pizza. There is also a Beer Garden where we have music playing, a great place to chill.
In the bar you can also find an Internet Point free of charge!
If your not up for a full meal and just feel like a quick snack, or some groceries, go visit our market!
After a busy day of sight-seeing the best thing to do is come back here and relax by the pool (no extra charge). There are many deck chairs at your disposal and hammocks. We also have a pool side bar with music, a great place to meet and greet!
- Twin Private Ensuite
- Twin Private shared bathroom
- Female and Male Dorms
- Tents
Airport Shuttle (only with reservation)
If arriving in one of Rome's airports, don't fret. To book a bus you will have to send an email at least 3 days in advance to your arrival.
If you do not receive a confirmation email, then the bus has not been booked.
Payment for the transfer is to be made on arrival at reception.
The price is €60.00 up to 4 persons, for further details, please contact us via mail. Pick Up is at the Arrivals bar. We already have a set time table so we will choose the best option.
If cancelling please inform us at least 24hrs prior to your arrival or you will be charged one night in full.
We do not accept cancellations over the phone. To cancel please send an email.
From 01.09.2014 the city council of Rome will implement a TOURIST TAX of €1 for a total of € 2 per person per night for the first 5 nights. This is to be paid directly to the campsite and is not included in our prices. (children under 10 do not pay the tax)
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Oklahoma City flight cancellations possible Friday
Nearly all flights in Oklahoma City have been canceled Thursday and further cancellations are expected Friday, said airport spokeswoman Karen Carney. One incoming Frontier flight scheduled for tonight has not yet been canceled, but probably will be, Carney said. Cancellations will likely continue into Friday morning. "I'm anticipating that flights, weather permitting, will begin arriving at 8 a.m. and slowly start returning to service," she said. Crews began deicing the runways Thursday afternoon. Flight status can be checked on the airport's Web site, www.flyokc.com. However, many of Southwest Airline's arrivals were showing an on-time status, which isn't accurate, Carney said. She's working with the airline to update the information. Travelers should contact the airline prior to driving to the airport. (subhed)Tulsa International Airport There will be no more departures today from Tulsa International Airport, said airport spokeswoman Alexis Higgins. Several airlines are evaluating weather conditions for late evening arrivals. Morning departures will depend on whether the airlines have an aircraft in place, she said. American, Continental, Delta, Southwest and United Airlines all planned to operate a morning departure. Higgins said runway conditions at the airport were good as of mid-afternoon, with a surface temperature of 34 degrees. For more information on flights in Tulsa, check the airport Web site at www.tulsaairports.com.


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As rival calls for recount in New Hampshire, TV documentary claims voting machines were easily hackable<
JANUARY 14, 2008 | The voting may be over in New Hampshire, but the debating isn't, as pollsters and rivals question the validity of Hillary Clinton's stunning upset victory last week.
According to reports, some of those who were surprised by the primary's results are now suggesting that the voting systems may have been hacked.
Pre-primary polls showed Senator Barack Obama firmly in the lead to win the vote, which Clinton won by a figure of 39 percent to Obama's 36 percent. Pollsters said their results had never been so far off before. A watchdog group called Black Box Voting noted that the 19 percent of manually cast ballots showed a marked difference in results from the 81 percent of votes that were tabulated electronically.
Following the vote, Clinton rival Dennis Kucinich called for a recount, while others, including a television documentary, revived some of the old claims against the Diebold voting machines, including allegations that the devices are easily hackable.
Another group of protesters noted that many problems were reported with the Diebold machines on the day of the primary, and that Diebold technicians were forced to break the security seals on some devices in order to repair them. Some claimed that a hack might have occurred at that point.
"Something stinks in New Hampshire," a commentator posted on the popular site Americablog.com.
— Tim Wilson, Site Editor, Dark Reading
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Out of Stock
Item # TME0062
Don't worry though, we have a lot more Road Clipless Pedals in stock than that.View Similar Products
TIME I-Clic2 Racer Pedals $0.00
There are so many things to ponder when racing: Should you move up in the group to avoid a potential crash? Should you join the break so far from the finish? One of the last things you should have to worry about is whether you'll be able to clip in and out of your pedals with ease. The Time I-Clic 2 Racer Pedals keep that worry off your list so you can concentrate on strategy.
The retention mechanism on the I-Clic 2 Racer Pedals employs a carbon leaf spring rather than a coiled metal spring. Basically, it's a flexed blade of carbon fiber. When you step into the pedal, the cleat presses a trigger that releases the energy trapped in the leaf spring, which snaps a clasp into place over the back of the cleat. Think of a standard mousetrap; it's pretty much the same concept. When you click out of the pedals, the retaining clasp returns to a cocked, open position for the next time you clip in.
The I-Clic 2 Racer Pedals allow sprung angular float of five degrees in either direction. The cleat can also move 2.5mm laterally when clasped in the pedal. These float characteristics offer some freedom of movement, but also a secure and controlled connection to the pedal for hard efforts and sprints. You can choose one of three spring tension settings to dial in the feel of the float.
This is the second generation of the I-Clic design, and the engineers at Time made some key improvements. They added metal plates to the top side of the pedals for a more durable pedal-cleat interface. The retaining clasp was beefed up a bit, and the cleats were also made more robust to last longer. The cleats have rubberized contact points outside the pedal interface for walkability. They're also asymmetrical, so by choosing which cleat goes on each foot you can change the width of your pedal stance by 2.5mm.
The Time I-Clic 2 Racer Pedals have a steel axle and composite body. They come in two color options: Red and White.
- Composite body with flexible carbon blade absorbs shock to reduce fatigue
- Automatic pre-opening of engagement mechanism
- Foot angle adjustment
- Q-Factor adjustment-setting of lateral foot position for comfort
- 15° release angle so you can position your foot for comfort
Tech Specs
View more Road Clipless Pedals
Reviews & Community
Good on bike; don't let feet hit ground
- Familiarity: I've put it through the wringer
I bought these over a year ago to replace Ultegra pedals... when i first got them I loved them. The feel during the ride was perfect and gave the right amount of float. The one thing I learned fast was not to walk anywhere with them. I lived in the country and use to walk my bike down a gravel hill but the cleats wore down after walking down twice in the grass with a little gravel. Then, when I took my bike to DC, I was forced to walk 200 ft on cobble stones and destroyed a brand new pair of cleats. Cleatskins are tough to get my hands on an a pain to carry if not using a waterbag.
I opted to buy a new pair of Shimano Ultegra pedals and am incredibly happy with them. I bought the walking covers for when needed (small storage required) but don't even have to put them on most of the time unless on rough concrete.
Alright when on sale
I picked these up for a new bike and thought I'd give Time a shot as opposed to the Shimano 105 or Ultegra which I was looking at.
They are incredibly light, I was amazing when I pulled them out of the package. I am a fan of the "mouse trap" style click in, great float and adjustment.
The weight comes at a cost, a composite is used all the way around which leads me to worry about durability. The cleats leave a lot to be desired. I have done minimal walking, mostly just setting a foot down at a light, and the cleats are showing heavy wear after just a month.
I will see how long these last and then move on to either a Look or Shimano cleat.
For the sale price they are worth a shot, but at full retail I would stay away.
Are these pedals compatible with any other...
Are these pedals compatible with any other type of cleat? I am having a hard time finding a source for cleats.
Cleats are quite specific between road bike pedals.
The Time RXS (what I use) cleats will look like they will work, but they certainly will not.
I've had trouble finding Time cleats as well. Which is a problem considering they don't last very long (plastic cleats seem to have a short life expectancy).
Timex Pedals
- Familiarity: I've used it several times
Easy to un cleat and light.
Use them 4 o 5 times a week, they do come with the Cleats, but as a recommendation, should buy and extra pair of cleats cuz they here in Mexico are hard to find.
does this come with the cleat?
does this come with the cleat?
Yes they do come with the cleats. Mine arrived Friday.
Great pedal
These are great new light weight pedal for reasonable price. I used a pair of Look pedals for last 18 years, and these are functionally fimilar to Look pedals, easy to clip in and out. I love the cleat allow adjusting Q-factor when you swap the Left cleat to right shoe, and right cleat to left shoe. for some reason, i'm not feeling the "float" of the pedals, but fixed position with 5 hours of riding felt great, no pain, and i had a broken right fibula just a year ago from hockey accident.
Cleats protrude more than old Look cleats, the 3 legs on the cleat makes me feel uneasy to walk on, afraid to break them


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RIP Auntie Marie
by greyhound
THis is something I normally dont do, and i'm not looking for any sympathy or such, but it's something i would like share to those who may be interested.
My father's auntie passed away a couple days ago and its a loss to see such a beautiful person depart. I probably haven't had as much to do with her over the years, mainly because of distance and such, but i know myself and any other person was always welcomed into the house as if they lived there. A few times i had visited i was always made to feel as if my life was something important to her and she always wanted to know about family and activities, how we managed normal day to day things, and anything else we were interested in.
I can remember 1 particular time when my eldest brother and I went for a bike ride through top of NSW and ended up on her doorstep about 5 in the afternoon and we weren't allowed to leave until we had some dinner. Her daughter would have been upset if she missed seeing us and consequently, we ended up staying the night and made to stay for breakfast next morning as well.
It's things like that that stick in my mind. She would have been horrified if she couldn't cook a meal for a visitor she hadnt seen for some time. Never a bad thought about anyone always a smile and warm welcome.
It comes as no surprise as age and frailty were catching up but still she will be missed.
This is more of sharing what sort of person she was and god help us, if more people could be like her. We will alays think of her
Login or register to make a comment
by Grandmadamada
thanks for sharing greyhound and condoglianze
by greyhound
thanks grand ma. you would have liked her. she was a sweetheart


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USC College has successfully increased the hiring of women and minority faculty members in recent years, with the goal of enriching the university's educational environment.
In a key recruiting initiative shared by the College and the Office of the Provost, more than half of the 35 tenure-track hires in the College last year were minority and women scholars.
During the past decade, diversity growth among new faculty in the College has significantly outpaced the 31 percent rise in the number of tenure-track faculty, which has gone from 376 to the current 494 members.
"Diversity is one of the explicit goals of the university strategic plan and the College is in many ways the epicenter of the university," said Barry Glassner, USC's executive vice provost and a professor of sociology in the College. "This is one component in a larger initiative by Provost [C.L. Max] Nikias that focuses on interdisciplinary research and teaching."
In the past decade, the College has increased the number of Hispanic tenure-track faculty by 100 percent — from nine to 18 — of African-American faculty by 67 percent — from nine to 15 — and of Asian-American faculty by 71 percent — from 31 to 53. These 37 hires represent a 76 percent increase in minority faculty. The number of women faculty has increased by 64 percent, from 84 to 138.
And, of the 26 senior tenure-track faculty members hired last year under the Senior Faculty Hiring Initiative, a dozen were minorities and women. Three women were hired in the sciences — two in physics and one in biology — where there is stiff competition to recruit senior female scholars.
Additionally, six of the nine junior faculty scholars hired last year were minorities and women. Three of those six were hired in the sciences — including two minority women and one Caucasian woman.
"It is good news," College Dean Peter Starr said, "but not good enough. We have made very significant progress over the past several years in increasing faculty diversity. But we still have a ways to go to realize our goal of a fully diverse College faculty."
While people differ on what that standard should be or even if there should be a target, one way to assess faculty diversity is to measure it against the makeup of the student body.
Of the College's 494 tenure-track faculty, Hispanics represent 4 percent; African-Americans make up 3 percent; Asian-Americans 11 percent, and women 28 percent.
Of the College's 6,409 enrolled undergraduate students, Hispanics represent 16 percent; African-Americans make up 7 percent; Asian-Americans 20 percent, and the balance is Caucasian Americans and international students of various races and ethnicities. Women make up 56 percent.
As with the faculty, the undergraduate population in the College is steadily becoming more diverse.
In the past 15 years, the number of Hispanic undergraduates has increased by 34 percent, Asian-Americans by 32 percent, African-Americans by 13 percent. Women have increased by 19 percent.
Regardless of the gain in diversity, College officials still want to quicken the pace of diversity hiring. They are particularly proud of recruiting two women to physics, said Wayne Raskind, the College's dean of faculty and professor of mathematics.
"When I became faculty dean in 2005, physics had no women," Raskind said. "Last year, we hired two terrific women — Jia Grace Lu and Elena Pierpaoli. Grace Lu was a double coup because she works in experimental physics, a field where the number of women is smaller."
To encourage a more diverse future professoriate, the College has started two new programs that provide financial support to doctoral students of color in fields where they are underrepresented, as well as women in science, said Jennifer Wolch, the College dean of graduate programs and professor of geography.
One — the diversity placement assistance program — provides support for students to attend a summer training institute, for example, or conduct research with a faculty member for publication. The other — the diversity summer fellowship program — provides a stipend so students can continue their research during the summer.
In addition, the College is ramping up its recruiting efforts, reaching out to potential applicants from underrepresented groups and encouraging them to apply.
"What we don't want is a wait-and-see approach," Wolch said. "We are building an applicant pool that's more diverse."
The incentives used to attract faculty to the College range from offering housing allowances to building state-of-the-art laboratories.
"When I was presented with an excellent candidate, I just pulled out all the stops to get them through the door," Raskind said. "And that's where the provost's diversity initiative and WiSE [USC's Women in Science and Engineering program] are a big help."
Michael Preston, special advisor to the provost and professor of political science in the College, said the provost's initiative carries funding to help cover a range of costs.
"It is very clear there are some departments in the College and university-wide that lack minority representation," Preston said. "The provost's hiring initiative is an attempt to address that problem. And the initiative allows the College to get additional funds for housing and other expenses to help them attract and hire outstanding candidates."
A key goal of the WiSE program, funded by a $20 million gift from an anonymous donor, is to hire more women professors in the sciences and engineering, but it also supports women at all stages of their academic careers.
Since WiSE's inception in 2000, the number of women faculty in the sciences has nearly doubled, going from 12 to 23.
Jean Morrison, WiSE director and USC's vice provost for graduate programs, said women are relatively well represented in most law, business and medical schools, but that is not so in the sciences. "It makes science and engineering appear anachronistic. Students in particular wonder, 'What's the problem? Why are there so few women on the faculty in the sciences?' " said Morrison, professor of earth sciences in the College.
Susan Forsburg, professor of biological sciences, emphasized the importance for students to have women professors.
"Quite a few students tell me that I'm the first woman biology professor they've ever had," Forsburg said. "It's great for the women students because we're role models. And we're educating the young men about what women can do."
Forsburg said that WiSE, coupled with the College and the provostial initiatives, will have an impact. "It is not so much the money, but what it represents," said Forsburg, who authors a women-in-biology Web site, www.womenbio.net. "It shows commitment by USC to diversify its faculty. Candidates see that and they feel they're in the right institution."
Raskind also noted other senior hires last year among minority scholars, including Robin D.G. Kelley of history and American studies and ethnicity from Columbia University; Manuel Pastor of geography from UC Santa Cruz; and Sergio Sañudo-Wilhelmy of biological sciences from SUNY Stony Brook.
Kelley, who begins teaching in the fall, said that while diversity in all areas of life is beneficial, it's important not to equate a particular gender or race with a certain perspective.
"There have been many women and people of color whose perspectives are very much in keeping with the status quo, and white men whose ideas are quite radical," Kelley said. "The main point for me, however, is that we not only need diversity of ideas and experiences, we must also eliminate the barriers that have kept underrepresented groups out."


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Mark Webber has criticised the revised podium procedure adopted by Formula 1 halfway through the 2012 season.
Since the British Grand Prix, which Webber won, the top three drivers have been interviewed live on the podium. The interviewers have varied from former world champions Jackie Stewart and Niki Lauda, to opera singer Placido Domingo.
Another alteration has seen some tracks replace the drivers' national flags formerly raised above the podium with electronically generated versions.
In the wake of the Abu Dhabi GP swearing controversy, which saw the FIA warn teams after Sebastian Vettel and Kimi Raikkonen swore during their podium interviews, questions have been raised over whether the new format is more vulnerable to such slips than the previous system of televised unilateral press conferences.
Asked for his view on the swearing issue, Webber said he had been unimpressed with several aspects of the mid-season revamp.
"I think it is a new format obviously..." he said in the Austin paddock.
"I certainly wasn't impressed in Silverstone with 1000 dignatories up there. I think the podium should be for the drivers, no one else.
"A clear shot of celebration of the drivers and what they have achieved. Not having everyone stand in front and having their five minutes. That pissed me off.
"You need real flags. The electronic flags look rubbish. You need real flags waving in the wind.
"Drivers [interviewing] on the podium...? I am 50/50 on that."
Webber believes it is inevitable that drivers' language will sometimes lapse when interviewed in the heat of the moment post-race.
"For swearing, that will never go away. It will always never be far away," he said.
"You are full of adrenaline. You are excited. You have just had an incredible grand prix in general in those cases, so I think sometimes you might not use the right language, but now we have to be mindful of that.
"It is another part of the weekend where you have to keep an eye on things."
Vettel said in America on Thursday that he felt the controversy had become overblown since Abu Dhabi.
- Sports & Recreation
- Mark Webber


text: I just decided to start training for a sprint in june and I'm looking for a new road bike. I have found many with shimano components. I'm on a very tight budget and I don't want to spend too much on my first bike in case I don't like triathlons. I'm looking to spend about $300-$400 (which I know is very low for a road bike). I was wondering how low i should go ranking wise...? I have heard that I shouldn't go lower than 105? Any suggestions?


text:
Click on a thumbnail to go to Google Books.
The Leader in Me: How Schools and Parents Around the World Are Inspiring…
by Stephen R. Covey
No current Talk conversations about this book.
An easy text to read with good examples from mainly American primary/elementary schools. And given it's set mainly in America, it can be a bit 'American' in tone and style of writing for the foreign reader.
However, Covey's core ideas are interesting and relevant across the world. For many educators/teachers they might seem revolutionary, but fortunately I work at a high school that has many of these ideas embedded in our school (specifically our whanau) culture. But even so, it was a good reminder of what's important at school.
The book contains references to other authors and research which I liked because I could google them and read more.
I would recommend this book to any educator who is interested in teaching the child rather than the subject.
References to this work on external resources.
Wikipedia in English (1)
No descriptions found.
An introduction to leadership draws on a program developed for an elementary school to show how to apply the principles of The 7 Habits of Highly Effective People to help everyone, including young children, identify their individual talents and find ways to use them in everyday life.… (more)
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The Buzz
Need-to-know news
Georgia Gov. Sonny Perdue announced that he will host a prayer service to ask for relief from the drought gripping the Southeast outside the state Capitol Nov. 13-unless it rains. "The only solution is rain, and the only place we get that is from a higher power," said Perdue spokesman Bert Brantley. Perdue along with governors of Alabama and Florida met with federal officials in Washington to resolve water-sharing conflicts as the Southeast continues its driest period on record.
In Mexico it's the water that won't go away. Thousands were trapped on their rooftops a week after flooding in Chiapas and Tabasco states killed 19 and caused an estimated $5 billion in damages.
The U.S. Senate prepared to confirm Michael Mukasey as the next U.S. attorney general after the Judiciary Committee endorsed his candidacy in an 11-8 vote Nov. 6, ending speculation that the Democrat-controlled panel would block the nominee over his refusal to clearly define torture. President George W. Bush nominated the longtime federal judge last month, but confirmation hearings bogged down when Mukasey declined to comment on the legality of waterboarding, a CIA interrogation technique.
Election Day
Parents in Utah won't get to take advantage of the nation's first school-voucher program that would have awarded state grants for children's private-school tuition regardless of family income. In a Nov. 6 referendum, Utah voters rejected the program passed by the state legislature earlier this year. Teachers unions spent millions to persuade voters to reject the Parents Choice in Education Act, saying it would drain public-school resources. The program's supporters said the vouchers represented less money than the state currently spends on children in public schools, but its defeat is a blow to school-voucher efforts in other states.
Meanwhile, a handful of other local elections drew national attention as well, with three states holding high-profile gubernatorial contests that had candidates touting faith and dodging scandal.
Stiff new enforcement against illegal immigration in Oklahoma has sparked protest from immigrant-rights groups and several Catholic priests, who call the measures inhumane. Under authority of a new law, police can detain illegal immigrants for deportation and charge citizens with a felony for transporting or harboring them. The law also requires prospective employees to verify their legal status and blocks illegal immigrants from receiving state benefits.
The Rev. Michael Chapman of Oklahoma City and the Rev. Don Wolf of Duncan say such provisions violate the state's longstanding heritage of illegal immigration. "Sooners" broke the law in 1889 when they entered the state and claimed free land under cover of night before the official start of the Land Run. Oklahoma has long celebrated that history as a point of state pride.
GOP state congressman Randy Terrill, who introduced the enforcement bill, says the country and state have changed since 1889, and he plans to push for even tougher enforcement next legislative session. The law has already pressed thousands of illegal immigrants to leave Oklahoma voluntarily, making it a potential model for other states.
China's big trade
China's big trade
It was a long-awaited day for Chinese investors. PetroChina, the state-owned energy conglomerate, went public with an initial offering of 4 billion shares on the Shanghai exchange. By the end of its first day trading Nov. 5, the stock tripled in value-a record for a mainland stock exchange and for the oil industry. At more than $1 trillion, that's more than Exxon Mobil and General Electric combined. PetroChina is now the largest publicly traded company in the world (and with only one-fourth Exxon's revenue)-a triumph for China's stock exchange, which vaulted ahead of Britain to become the third-largest exchange in the world.
But along with its growing energy platform come questions about China's oil import practices. In Sudan, China's largest African trade partner, China underwrote oilfield development that resulted in land confiscation from the south and inflamed civil war. Now the Sudanese government, despite the stipulations of a two-year-old peace deal, is with Chinese encouragement refusing to share oil revenue with the south, leading to last month's breakdown of a partnership government. To become a world-class energy trader, China will also have to clean up its energy ethics.


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Prince George's County Office of Central Services Minority Business Development Division(MBDD). The division is comprised of four major components:
Recent Procurements Restricted to MBEs: In keeping with our mission of maximizing procurement opportunities for Prince George's County registered certified Minority Business Enterprises (MBEs), MBDD was able to successfully "restrict" several County procurements to certified MBEs over the last several months.
Data Cleaning Initiative 2011: MBDD is in the process of a database cleanup and will go through several phases to accomplish this goal.
Office of Central Services: Prince George's County Government procurement Fiscal year 2012 Forecast
More Information can be found at MBDD NEWS Aug 2011 Volume 1
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Allows Users To:


text:
Are you stuck in traffic? Believe it or not, a new survey from TomTom finds the region\'s congestion isn\'t the worst.
Next time you\'re in rush hour traffic on the
Beltway, and you wish
you could escape to Paris or Rome, you may want to
rethink that. Traffic there is worse.
Prince George\'s County middle school students on spring break may want to savor the time off, because come this fall, there are plans to lengthen their school day.
Where can you watch summer outdoor movies?


text:
This is the editing server. Do not link to this page or any page that starts with cmstest.gannon.edu.
📷 Waldron Campus Center
Registered nurses who have a Bachelor of Science degree with a major in Nursing from an accredited program are eligible to apply for admission to graduate study. Applicants must:
Phone: 814-871-7240Toll Free: 1-800-426-6668
Office Location:Gitnik Manse162 W. Sixth St.
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text:
The woes of the global financial system are well known to most investors, particularly the problems impacting United States and European banks. Canadian banks, however, have escaped much of the effects of the world financial crisis, and a recent report from the International Monetary Fund (IMF) proves that this was not by accident. It was instead due to a combination of fiscal prudence, and what Americans would call "excessive regulation." (To learn more, read What Is The International Monetary Fund.)
IN PICTURES: 10 Biggest Losers In Finance
Far From Failing
Banks in Canada adhered to much more stringent capital standards, with tier 1 capital ratios far in excess of the minimum required ratio of 7.0%. Also, the leverage ratio is limited to 5% of total capital. The banks were also more conservative in underwriting the housing boom, with only 5% of mortgage loans classified as subprime, and only 25% securitized. Since the majority of loans were kept on the balance sheets of banks, they were much more careful about who they lent to.
Top Billing
The IMF report noted that to date, not one Canadian bank has failed or required government capital through the current financial crisis. Bank write downs were also much lower, at only 0.5% of GDP in 2008, compared to 3.0% for European or U.S. banks. The market has rewarded this stability and prudence, as four Canadian banks show up in the top 10 list of money center banks ranked by market capitalization. These include Royal Bank of Canada (NYSE:RY), Bank of Nova Scotia (NYSE:BNS), Toronto Dominion (NYSE:TD) and Canadian Imperial Bank of Commerce (NYSE:CM) (For more on the banking sector, see The Industry Handbook: The Banking Industry.)
Healthy Ratios
Tier one and total capital ratios for these four banks and the Bank of Montreal (NYSE:BMO) were as follows as of March 31, 2009:
|Tier One
|Bank of Montreal
|Bank of Nova Scotia
|Canadian Imperial Bank of Commerce
|Royal Bank of Canada
|Toronto Dominion
The report did note that the Canadian banks might need to raise some capital if the economy deteriorated further. The IMF assumed a 3% contraction in GDP in the second quarter of 2009, and unemployment of 8.9%. This doesn't mean that a public bailout would be needed as the entire C$16 billion of tier one capital that has been raised through the financial crisis has been from private sources. There are a few items of concern in Canada. The country has a level of dependency on the commodity boom, as Canada is a major exporter of oil and gas. Also, the automotive industry does contribute to Canadian GDP, and the threat to that industry is well known.
The Bottom Line
Although Canadian banks are not immune from the recession, and are beginning to feel some pain, it is clear that there won't be any bailouts needed any time soon, as the banking system managed its businesses prudently during the boom years leading up to the recession. (For more on the financial crisis, see The Fuel That Fed The Subprime Meltdown and our Subprime Mortgages Feature.)


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APR 21, 2013 - Fox News
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Attorney Tom Petrelli and family counselor Tina Paone share helpful tips to minimize stress for families going through divorce.
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