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Book your room at Fletcher Hotel-Restaurant De Zalm
Get an overview of this hotel3-star hotel with restaurant and bar/lounge
Situated in Brielle, this hotel is within 12 mi (20 km) of Museum Ship De Buffel, FutureLand, and Aquapark Splash. Port of Rotterdam and A Seal Center are also within 12 mi (20 km).
Hotel Features
Along with a restaurant, this hotel has a bar/lounge and a coffee shop/café. Free WiFi in public areas and free self parking are also provided. Other amenities include a meeting room and tour/ticket assistance.
Room Amenities
All 48 rooms offer free WiFi and TVs.Information missing or incorrect? Tell us!
Hotel Amenities
Hotel Amenities
Dining options at the hotel include a restaurant and a coffee shop/café. A bar/lounge is on site where guests can unwind with a drink. Public areas are equipped with complimentary high-speed wireless Internet access. Event facilities measuring 699 square feet (65 square meters) include a meeting room. Onsite self parking is complimentary.
- Bar/lounge
- Coffee shop or café
- Conference space size (feet) - 699
- Conference space size (meters) - 65
- Free self parking
- Free WiFi
- Number of buildings/towers - 1
- Number of floors - 2
- One meeting room
- Restaurant
- Total number of rooms - 48
- Tours/ticket assistance
Available in all rooms: Free WiFi
Available in some public areas: Free WiFi
Free self parking
Room Amenities
- Free WiFi
- Television
Where to Eat
De Gekroonde Zalm - Onsite restaurant. Guests can enjoy drinks at the bar.
Nearby Things to Do
The recreational activities listed below are available either on site or nearby; fees may apply.
- Bicycle rentals on site
Hotel Policies
Check-in time ends at 11 PM
Check-in time starts at 3 PM
Special check-in instructions:
Check-out time is 11 AM
Payment types
Children and extra beds
- Children are welcome.
Pets allowed, Only dogs are allowed, Maximum number of pets per room 1
You need to know
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
Special cancellation policies or charges may apply for group reservations (more than 8 rooms for the same hotel / stay dates).
Service animals exempt from fees/restrictions
24-hour check-in
- A tax is imposed by the city: EUR 2.00 per person, per night
Optional extras
- Pet fee: EUR 10 per pet, per night
National Rating
This hotel has received its official star rating from the Netherlands Tourist Board.


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Former Ohio State quarterback Art Schlichter, whose career and personal life were beset by a gambling addiction that put him in prison for a time, speaks to area youth at the YES clubhouse in April 2007 in Newark. Schlichter is trying to gain a foothold on his life, and has founded a nonprofit organization, Gambling Prevention Awareness. / Eric George, The Advocate
MANSFIELD -- It was just like any football Saturday in Ohio Stadium from 1978 thru 1981, when Art Schlichter had the rapt attention of his audience.
He had just finished speaking to a group of high school athletes and their parents, his riveting 30-minute address equal parts gut-wrenching and inspirational, when he reached down from the podium and squeezed my shoulder.
"This guy right here," he said to the banquet crowd, "threatened me that if I didn't do a good job tonight, he was going to call my parole officer."
At least Schlichter still has his sense of humor.
This fallen hero, whose downturn in life would mock the title of his 1981 biography, "Straight Arrow," has lost just about everything else because of a well-chronicled addiction to gambling.
It ruined his marriage, separated him from his two daughters for most of their lives, tainted his legacy at Ohio State, turned the once-famous No. 10 into a more infamous number in the U.S. penal system, destroyed relationships inside and outside of his family and cost him his career in the NFL.
Not to mention at least $1 million he is believed to have squandered while swindling, stealing and conning, all to feed his addiction.
"I think about gambling every day, but the one thing I can't do to be free is gamble," Schlichter said, speaking to a gathering last week in Mansfield. "I want to be free. I want to be with my children. I lost my family and nothing can replace that. To build that back is very hard."
On the same Wednesday that Ohio State was reeling in the nation's No. 1 high school quarterback, Terrelle Pryor, the greatest quarterback catch in OSU history was in Mansfield baring his soul to a bunch of strangers. It's become routine, cathartic.
Schlichter, 47, travels the country, speaking on behalf of Gambling Prevention Awareness, the nonprofit organization he founded to educate others about the perils of compulsive gambling.
In addition to talking about all the wrong steps he has taken, Schlichter enjoys talking about all the right steps his former school has taken under Jim Tressel -- Pryor's signing being the latest.
Pryor becomes the most ballyhooed quarterback Ohio State has inked since Schlichter was No. 1 in the nation at that position 30 years ago. Schlichter would start 48 straight games for the Buckeyes, rewrite the record books, finish in the top six of Heisman Trophy balloting three times, earn All-American honors, lead the Buckeyes to within one point of a national championship and become the fourth overall pick in the NFL draft -- all before his addiction overwhelmed him.
"The first thing I would tell (Pryor) is don't believe anything anyone is telling you," Schlichter said. "When you get all the hype when you're young, and it happened to me, then you start believing it. You start believing you're probably better than everyone else and you stop working.
"When you lose that edge as a college player or pro player, you can't become the player you need to become. So I'd keep my head down, wouldn't read the papers, work hard and believe what the coaches tell you and no one else.
"I'd assume Ohio State is going to take it slow with him. I'd hope they do. He's probably wanting to be on the fast track and thinks he might start this year. I would encourage him to take it slow."
Schlichter thought he was on the fast track at Ohio State, unaware that his road was leading to prison, not professional plaudits.
A gambling habit that started at OSU with trips to the local horse track -- supposedly he never bet on Buckeye games -- spiraled out of control. A first-round pick of the Baltimore Colts in 1982, Schlichter was suspended by the NFL for gambling one year later and was out of the league entirely by 1985.
He played for a few years in the Arena Football League, winning MVP honors in leading the Detroit Drive to the 1990 title. He also hosted a radio sports talk show in Cincinnati during the early part of that decade. But gambling consumed him.
To support his habit, he stole and conned money from friends and strangers and frequently passed bad checks. In an interview for ESPN's "Outside the Lines," he estimated that he'd stolen $1.5 million during the years, if not more.
Schlichter's wife, Mitzi, left him in 1994 after FBI agents raided their home in Las Vegas in search of money he'd stolen. Between 1994 and 2006, he spent the equivalent of 10 years in 44 prisons and jails across the Midwest.
Schlichter traces the start of his problem back to his glory days at Ohio State.
"When I was 18 years old, I had a lot of insecurities," he said. "Probably the only person who didn't want to be Art Schlichter was Art Schlichter because I was a little self-conscious. People probably didn't know that, but I was worried about what people thought at all times and I think it affected me as I went on.
"From 1978 to 2004, I gambled nearly every day. I tried to be an athlete, but in the end gambling was my first love. I thought it was the thing that made me feel the best, when in turn it was the thing that made me feel the worst.
"I lost a wife and two daughters who are 18 and 13 now. In 2002, my father (Max), who was a compulsive gambler, committed suicide because of his gambling addiction. A lot of people don't know that."
Schlichter said his life hit rock bottom when he was caught gambling in prison and spent six months in solitary confinement. He was let out of his cell, handcuffed, for five minutes every other day to shower. He was fed through a hole in the door of his cell.
"At that point, I just wanted to die," Schlichter said. "I thought this isn't a way to live, and I'm not going to live like this anymore. I got down on my knees and talked to the God of my understanding and asked him to help me get through the night.
"I knew better. I came from a good family ... good father, good mother, they cared about me and loved me; good wife, beautiful kids, but I couldn't stop. That night I stopped. Through the grace of God, I made it through that night and about 120 other ones."
Schlichter was released from prison a couple of months early and began repairing his life and relationships. He has moved back close to his hometown of Washington Court House, about 40 miles southwest of Columbus, to live with his mother, Mila, in a home close to what was once their family farm.
His ex-wife has remarried and lives in Indiana with their two daughters. Schlichter routinely drives there to see his kids.
"The one bad thing about my 18-year-old daughter is that she doesn't listen to a thing I tell her because I'm her dad," Schlichter said. "But I have a lot of stories I'd like to tell her and most of them are bad stories because I thought life was bad.
"I thought life was giving me a raw deal when, really, I was giving life a raw deal. Whatever you do, if you pride yourself on making good, honest, sincere decisions, I can almost promise you'll have a good life. And when life gets tough, hit your knees, have a little faith, and I believe the good Lord will carry us through."
For years, Schlichter was treated as an outcast by Ohio State. There have been no halftime ceremonies honoring his storied career. There is no photo remembering him in Ohio State's media guide or game-day programs. In 2006, when Schlichter attended a game with his mom, it was his first trip back to the Horseshoe in 13 years.
But that relationship, like others, is beginning to heal. The day before the 2006 Michigan game, at a benefit honoring former OSU coach Earle Bruce, Schlichter was invited to join other former players on the sidelines during the game.
It had to bring back memories of his first game in the 'Shoe, when he rode the crowd's roar on to the field, ending the mystery of who would start for the Buckeyes at quarterback. Senior incumbent Rod Gerald, more of an option playmaker, had led the Buckeyes to a share of the Big Ten title the year before.
But legendary coach Woody Hayes was turning the controls over to the freshman, who never lost a game at Miami Trace High School. Gerald moved to wide receiver.
"I'll never forget it," Schlichter said. "Woody prepared the scene by being closed-mouthed about it and had Rod and I standing together during the kickoff and then pushed us out on the field at the same time.
"Rod was a class act and very supportive of me, but I'm sure there was some animosity on the team because Rod was a senior quarterback. It would be much like senior Todd Boeckman being put on second team now (behind Pryor). The difference is Todd doesn't have another position to go to. Rod was a great athlete and looked to be a wide receiver in the pros. It would have been a great transition for him if he hadn't gotten hurt."
Schlichter would toss five interceptions in his debut, a 19-0 loss to Penn State. Schlichter's last pass that season also was an interception, sealing Clemson's 17-15 victory in the Gator Bowl.
"My last game for Woody was his last game," Schlichter said wryly, recalling the ill-fated final seconds of that game. "I threw the interception and he got fired for slugging the guy (middle guard Charlie Bauman) I threw it to.
"I figured Woody had my back at that point."
Schlichter speaks endearingly about Hayes.
"We beat Michigan my senior year and I scored the winning touchdown, which was something I dreamed about my whole life," Schlichter said. "I was in the shower and Woody came in and gave me a hug.
"After my first game (the loss to Penn State), he called me into his office and I thought he was going to kill me. Instead, he gave me a hug and said, 'I believe in you. You're going to be the greatest quarterback to ever play at Ohio State.'
"After that Michigan game my senior year, when he hugged me he said, 'I told you you'd be the greatest to ever play here.' That's something I'll always remember about Woody. He was a great man."
Perhaps the only gamble that really paid off in Schlichter's life was deciding to play college football for a coach with a deep aversion to the forward pass.
The deal-maker was Hayes inviting himself to Thanksgiving dinner with the Schlichters in 1977.
"I probably had 30 or 40 relatives at my grandpa's house, including my two grandpas," Schlichter said. "Woody walked in the door with his wife, Anne. He shook my hand and went right by me to sit between my two grandpas. He did not say one word to me the rest of the day. At the end of the day, Woody shook my hand goodbye, (and) my grandpas said, 'You're going to Ohio State,' and that was it."
That was only part of the story.
"Actually," Schlichter said, "I went there because Woody promised to throw more."
For Schlichter, who still holds school marks for passing yards in a game (458) and career (7,547), it turned out to be one of the few decisions he's made in the past 30 years he hasn't come to regret.
"The gambling temptation will always be there," he said. "I think about it every day. When something bad happens to me, the first thing I want to do is (gamble) because it numbs my pain, just like an addict would want to drink or do drugs. So I have to check myself on a daily basis."

subset: commoncrawl


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You are correct
Also the split focus facility is wonderful and I don't have to worry about using a grain viewer thingie (see I can be technical). All I do is select the size of print I want, pull the neg holder forward and make slight adjustments to get the split focus lined up a bit like focusing with a camera. Then push the neg holder back in and print away.


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Here's how you can see the Today view in the iOS 7 Notification Center.
1. Swipe down from the top to open Notification Center.
2. Tap on the Today tab.
You can see the Today view in Notification Center from within any app or home screen, as well as on the lock screen. It's a super-convenient and fast way to know what's going on today.
Read more: Trusted Reviews


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DB Browser for SQLite (formerly SQLite Database Browser)3.7.0
editor's review
As its name suggests, DB Browser for SQLite aims to provide both developers and end users with a simple tool for creating and editing SQLite database files, without having to deal with complicated SQL commands.
With help of this intuitive application, you can view the content of your databases in a structured manner. The simplistic, interface efficiently organizes the data, enabling you to view and browse indexes, schemas, tables and fields in tree view.
With just a few clicks, you can add new tables to the database, as well as remove or modify existing ones, without affecting the database integrity. New fields can be created, tables can be renamed and the field type can be easily changed. Moreover, you can create new indexes for a table or a field and insert them into the database.
The content of each table can be visualized separately and the data can be sorted by fields. The application comes with a search tool that can assist you in quickly finding the desired entry in a large database. Furthermore, the 'Go To' function makes navigation even more easy.
New records can be created and existing ones can be removed from the currently opened table. The content of each cell can be manually edited or imported from a text file in your computer.
DB Browser for SQLite features importing and exporting capabilities, with support for SQL and CSV formats. Furthermore, it enables you to write SQL queries, execute them and view the returned data, as well as the generated error messages, if any.
DB Browser for SQLite adopts a simplistic approach for managing SQL compatible databases. It includes comprehensive wizards for generating and modifying tables, performing interrogations and filtering data, issuing SQL queries, all without requiring familiarity with SQL commands.
Also available: Portable DB Browser for SQLite (formerly SQLite Database Browser Portable)
included in these download hubs
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text: Owen Marlowe | IBDB: The official source for Broadway Information IBDB: The official source for Broadway Information Official Broadway League sites: - sites - broadway.org broadwayleague.com broadwayfanclub.com kidsnightonbroadway.com stagespecs.org tonyawards.com Quick Search For: In This Category: All Show People/Org. Theatre Season Owen Marlowe Performer Male Productions ProductionsDate of ProductionsTwo Roses[Play, Original] Starring: Owen Marlowe [Caleb]Oct 10, 1870 - Nov 01, 1870Lost at Sea[Play, Drama, Original] Performer: Owen Marlowe [Lord Alfred Colebrooke]Feb 28, 1870 - Closing date unknown Find out where Owen Marlowe and are credited together © 2001-2015, The Broadway League, All Rights Reserved. (Copyright and Disclaimer)


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Depression made me smoke a lot and few years ago, I had hard time to controlling my addiction to smoking. I made a research on how to quit but when I came across to this website I discovered the great deals they offer and they also have Halo Cigs Coupon. It immediately pop up into my mind to use e-cigarette and to purchase from them. Why? Well, they are offering coupons that would save me cash from buying e-cigarette at an expensive price tag. This helped me big time to switch to e-cig with no questions asked. Want to take a peak? Just check it out here!
How living frugally can make you happier
There are multiple reasons to live frugally even when you don't have to. Happiness is one of them. Happiness, being more of an internal decision is the result of external circumstances. However, it may be more acceptable to our reasoning process, if justified logically. So if, for example, that toxic waste is dumped into our water supply of the city with profit, we find it hard to be happy because we will have an uncomfortable stab of conscience every time we see someone get sick or dying because of what we have done. However, if we do something that is good and beneficial to the society around us, we feel a corresponding measure of joy, satisfaction or at least proportional to the goodness of writing.
It is unfortunate that the word frugal has become associated with the mean, mean and bad tempered people, but that's not really what it means. Bearing in mind that the word frugal means "avoid waste", which is derived from the word "fruit" and "useful, tempered" (as a fruit is), we can see that frugality is a positive word. So living frugally means we can still eat well and enjoy the finer things in life, but at the same time, do not do anything to the detriment of others or the environment, such as throwing food that could have been given to those who have nothing through no fault of their own.
By not wasting electricity, you help the environment because fossil fuels are burned when there is no electricity provided. By not taking car trips, we help the new environment and save it from carbon monoxide fumes. By not wasting time at work to, we increase productivity and accumulation of wealth in the nation economically. Not to miss work can save a tree. These things may seem insignificant when considering only your own contribution, but multiply that by the population of your country and the numbers will be incredibly large.
Therefore the transformation of these things through your mind can justify your happiness. You can smile and feel satisfied that you have made your company more palatable. You can also be happy for the reason that you have made the world a little better. You will be jovial if you know that you have been an advantage to the earth and not a liability. And that someone, somewhere, is smiling because of what you did.
So, yes, of course you can be happier to live frugally, because you are doing something that is pleasing to society. You are rubbing ointment on your conscience. You are drinking in joy. You are wallowing in satisfaction. Like a pig in mud, how can you not be happy? Taking good spirits will cure. Having a cheerful spirit will cure you faster. Maintaining very high spirits, always with joy will ensure that a disease never approaches you as long as you are loaded with some cash. With good character, proper exercise, varied food, a reasonable intake of vitamins and minerals, you are expected to have another 20 or 30 years of health and happiness through your frugality.
How To Eliminate Or Reduce Debt Quickly
In today's society, there are numerous problems that different individuals experience. One such problem and one which is becoming quite rampant is debt. With the right kind of information and tips, it is possible to effectively manage this problem and reduce or eliminate debt. Listed below are different ways on how best to go about it.
1. Do away with your credit cards
Out of the numerous downfalls that most people have, the biggest is the dependence on credit cards. Unlike spending actual cash, using a card on its place can actually prevent you from experiencing the burn. Therefore, if it has become a problem for you to control the amount of money you spend when using a card, then you can get rid of the cards or lock them up somewhere in the house. You should always avoid leaving the house with the credit cards until such as point where you are free from debt.
2. Minimize your spending
Is it possible for you to put away some money after paying all your bills? As you go through your groceries, is it possible to change various brands with generics in order to help you cut down on your spending? Can you shop and stock up during sales in order to save some little cash? How about doing everything that you can in order to ensure that your utilities such as electricity, water and gas are used appropriately for purposes of cutting down on your bills? Keenly look at different aspects of your spending to squeeze some money out and use it reduce your debts.
3. Look for ways to increase your income
As you get more income, you will be left with more money after paying your bills. The leftover can then be directed to paying and clearing your debts at a good pace. You should therefore keep an eye on any upcoming job opportunities with increased commissions, over time or anything that will enable you earn a bonus. Always work hard and appreciate your job and will it pay off in one way or the other.
4. Avoid impulse buying
If you want to eliminate your debt, you must be ready to avoid over spending, more so if your income cannot support huge debts. If you keep on piling up on your debts, there will come a point where you will even lack enough money to pay the interest. Therefore, unless it is considered as an emergency, avoid impulse buying.
5. Come up with a plan
You can significantly increase your chances of succeeding in different areas of your life by setting up a plan. When it comes to your debts, begin by setting up a workable strategy that will assist you to clear out all your debts. It is important for you to know your full debt amount and the amount of time it may take you to clear it out as per your present payment plan. This should be followed with creating a budget. List down your revenues and take note of your expenses. This will give you a clear picture of the amount of money that is coming in, the amount spent on various activities and if you are capable of sustaining your present spending habits. Once you know the exact amount of money that you are spending, you should remove unnecessary expenses.


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The Blog
Filming the Cedar Revolution
Mai Masri talks about her new documentary, The Beirut Diaries.
11:00 PM, Feb 6, 2007 • By DAVID KENNER
Beirut Diaries, directed by filmmaker Mai Masri, chronicles Lebanon's Cedar Revolution. Masri funded the film herself, and it is currently making the rounds through film festivals throughout the Arab world. When I spoke to Masri about her reasons for choosing this subject, she spoke of the importance of mass movements in a region where civic expression is often repressed. "I think it's very positive when people express themselves," she said, "that's democracy."
The film begins with the February 2005 assassination of Lebanese Prime Minister Rafik Hariri. Millions of Lebanese flooded to the streets in protest, resulting in the expulsion of Syrian troops from Lebanon. It was a time of great hope for Lebanese liberals. Nadine intones, "You Lebanese, you great people, you have finally awoken." People from all religious sects were joining the protest movement. Liberal and nationalist enthusiasm was surging. Icons merging the Muslim crescent and the Christian cross proliferated.
Beirut Diaries focuses on the tent camp in downtown Beirut that served as the physical and emotional heart of the protest movement, and it captures the divisions which threatened the camp, even during the height of the protests. These divisions, which have deepened in recent days, eerily foreshadow the current political battles. A young boy discussed how fistfights had broken out between the followers of Michel Aoun, now a Christian ally of Hezbollah, and other factions at the camp. At one point, a man accused various protesters of exploiting Hariri's death for political gain. As the argument escalated, Masri's camera is pushed away from the gathering crowd. A protester subsequently appears before the camera, "There has been absolutely no type of beating," he explains calmly.
Despite these conflicts, a large majority of the protesters appeared determined to overcome their past sectarian differences and restore full sovereignty to their country. On its best days, the tent camp was half-protest movement, half-celebration. Masri spoke of how her subjects, "are people who are looking for a role to play . . . they wanted to belong, to find a cause to fight for." And the film thrives on the emotion of its characters. There is "the most handsome man at camp," and another who gives his name only as "the Terminator." The Terminator speaks eloquently about how Lebanese used to be divided by their religious sects, but now, "our religion is Lebanon."
Masri's subjects dreamed of changing the fundamental order of Lebanese politics. They wanted to abolish the sectarian political system, where each religious sect is allocated a fixed amount of power. They believe this arrangement encourages identification based on religion instead of national identity. Masri argues that Lebanon's sectarian system perpetuates the rule of a select few political families, who have achieved tribe-like rule over the various sects. Change has been, "the dream for a long time in Lebanon . . . by different generations," Masri remarked. "And each time it has failed."
This time would not be different. What Americans call the Cedar Revolution, and Masri refers to more modestly as the "March 14 movement," concluded when Syrian troops sped out of Lebanon and the mainstream political parties declared victory, ending their support of the protests. Masri remarked, "towards the end [the students] felt disillusioned . . . they had more dreams and more hopes than the politicians." The parties had no more use for those who wanted to change the nature of the political system. Nadine and her friends did not see their cause rejected, but trivialized. Where they saw a cultural revolution, the politicians saw a useful kickoff to election season. Caught between laughter and tears, a protester exclaimed, "They're making fools of us . . . people are not crying because the protests are over, they are crying because they don't know what comes next."


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Every business executive knows that negotiating with customers, suppliers, financiers, regulators and employees is a constant. Sometimes one is able to conclude satisfactory negotiations, and sometimes not. Generally, there is confidence that the rule of law would allow parties to demand specific performance when other parties fail to meet their obligations. This is only in the worst possible outcome, because we expect our counter-parties to deal fairly with us. In conducting international government level negotiations, there is little assurance that the counter-party nation will abide by their agreements and obligations, and the rule of might sometimes supersedes the rule of law.
Prime Minister Neville Chamberlain returned from Munich in 1938 declaring that he and Adolf Hitler had constructed an agreement that would lead to "peace for our time". Chamberlain appeased Germany with the Sudetenland region of Czechoslovakia, only to have Hitler invade Poland and plunge Europe into World War the following year. His motive was to avoid a disastrous war, and the Prime Minister was hailed by cheering crowds in London. History has judged his mission an utter failure, and it is now understood that appeasement is a poor strategy when negotiating with an aggressive opponent. There was probably no strategy that could have averted war, and the delay between the Munich Agreement and the invasion of Poland allowed Germany to increase its military strength while Britain mostly squandered its chances to better prepare for war.
During her time as Secretary of State, Hillary Clinton was the most traveled Secretary of State in history but substantive achievement escaped her. In partial fairness, beyond Egyptian and Libyan disasters, she was negotiating with North Korea, which has never honored its international agreements. She also tried negotiating with Iran, which pretends to negotiate in the run up to obtaining America's 70 year old nuclear weapons technology. Current Secretary of State John Kerry naively decided he could conjure a peace treaty between Israel and the Palestinians. But how can Israel make peace with a "government" that won't recognize the validity of the State of Israel and whose people celebrate the suicide bombing of innocent civilians?
In making hard decisions, one of the toughest things to learn is when to simply walk away from a negotiation. Sometimes there is no overlap in acceptable outcomes between negotiating parties, and getting to "yes" means different things to each party. Which brings us to the announcement this week of the reestablishing of diplomatic relations with Cuba. As a Cuban American and a refugee from that dictatorship, conditions on the Island are of keen interest.
It always struck me as odd that American policy towards Cuba seemed frozen in time. Whereas the US had implemented a trade embargo against Cuba in 1960, we routinely dealt with repressive dictators around the globe who violated what we see as the civil rights of their citizens, such as in Saudi Arabia and Egypt. Many Americans expected the first foreign policy initiative of the Obama administration in 2009 would be opening diplomatic relations with Cuba. This would have been a popular and bipartisan move domestically in both political and economic terms. More trade is generally perceived to increase the flow of information citizens of repressed countries can readily obtain. Even Cuban dissidents mostly supported the normalization of relations. So why didn't this happen earlier?
Only the close circle around Presidents Obama and Raul Castro could be able to say for certain, but my suspicion is that the makings of the deal only came into view in recent weeks. For years, America has used economic sanctions to conduct a carrot and stick foreign policy. It has avoided the use of force in multiple countries, but perhaps none more so than in the evolving "democracy" of Myanmar. America and Europe have been instrumental in helping to transition the military dictatorship toward open elections and inclusive government. With the defeat of the Democratic Party in the mid-term elections, Mr. Obama has gotten into the habit of unilateral policy initiatives. He is able to establish diplomatic relations without consulting Congress. Trade is restricted by multiple laws, but the President has put this item on the Congressional agenda. It is unfortunate that he did so without requiring more changes from the Cubans, but this president never mastered the fine art of negotiation.
From the Cuban perspective, the reasons to open diplomatic relations were not apparent even six months ago. The Castros have long used "scarecrows" (underfed kids drafted into the army and sent into Havana) from the outer provinces to impose military command over the streets of inhabited Cuba. There is an 18-year old kid with a sub-machine gun and a radio on virtually every populated corner of Havana…just in case anyone should want to "misbehave". The reason the regime claims this is necessary is the threat of American invasion… not that the US has considered invading Cuba in over 50 years. Cuba's current primary benefactor, Venezuela, was providing up to 100,000 barrels of oil/day to Cuba in exchange for the work of Cuban doctors in its remote areas. This deal provided as much as 60% of Cuban energy needs. The collapse of world oil prices amid increased supply and slightly reduced demand has wrought havoc to Venezuela, and they will likely be unable to continue to support the Cuban regime at those levels. Hence, Cuba has a renewed motivation to deal with the US.
Many Cuban Americans have long anticipated normalization of relations and the ending of the trade embargo. While Cuba claims that the embargo has caused suffering to its citizens, many believe that it has been more of an annoyance than a true impediment. Spain, Canada and other Latin American countries have long had open economic ties to Cuba, but per capita income on the island remains at 40% of the world average because of the economic shackles imposed by the repressive regime. Things will only change very gradually because the government still will not operate under the rule of law. International businesses are usually required to partner with the state, and wages for Cuban employees are paid to the state in convertible currencies. The state pockets what it receives and pays the workers in a non-convertible local currency.
On balance, the opening of diplomatic ties is a slightly better than neutral change. The release of even a few of the hundreds of political prisoners is also a plus. The Castro brothers will be gone from the scene in the next few years no matter what anyone does. Opening diplomatic relations should allow for more US input in the transition process towards new leadership. One never knows, but in this case, we are all hopeful.


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Neoseeker : Games : Xbox 360 : Role-Playing : Fantasy : The Elder Scrolls IV: Oblivion
cheats | faqs | screens | forums | xboxlive hub | gamertags | leaderboard
BackgroundAfter the mysterious and untimely death of the Emperor, the throne of Tamriel lies empty. With the Empire ready to crumble, the gates of Oblivion open and demons march upon the land-laying waste to everything in their path. To turn the tide of darkness, you must find the lost heir to the throne and unravel the sinister plot that threatens to destroy all of Tamriel.
GameplayOblivion is a single-player game that takes place in Tamriel's capital province, Cyrodiil. You are given the task of finding the hidden heir to a throne that sits empty, the previous emperor having been killed byan unknown assassin. With no true Emperor, the gates to Oblivion (the equivalent of hell in the world of Tamriel) open, and demons begin to invade Cyrodiil and attack its people and towns. It's up to you to find the lost heir to the throne and unravel the sinister plot that threatens to destroy all of Tamriel.
In keeping with the Elder Scrolls tradition, players have the option to experience the main quest at their own pace, and there are plenty of opportunities to explore the vast world and make your own way. Numerous factions can be joined, such as the thieves or mages guilds, and each contains its own complete storyline and the chance to rise to the head of the faction and reap further rewards.
- Live Another Life in Another World: Create and play any character you can imagine, from the noble warrior to the sinister assassin to the wizened sorcerer.
- Next Generation Graphics: Pixel-shader effects and high definition televisions are fully supported to create unprecedented visuals, including lifelike towns, dungeons, and the most realistic forests ever created in a game.
- First Person Melee and Magic: An all-new combat and magic system brings first person role-playing to a new level of intensity where you feel every blow.
- Radiant AI: This groundbreaking AI system gives Oblivion's characters full 24/7 schedules and the ability to make their own choices based on the world around them. Non-player characters eat, sleep, and complete goals all on their own.
- Realistic Characters: Oblivion's features over 1,000 non-player characters who come to life like never before with facial animations, lip-synching, and full speech. They even engage in unscripted conversations with each other and you.
- Open-Ended Game Play; Short Challenges: The enormous world of Oblivion is open for you to explore at your own pace, and shorter challenges such as fighting bandits, mixing potions, creating magic items and persuading friends keep the challenges coming.
Official URLOfficial Site
Recent threads
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- Genre: Fantasy RPG
- Theme(s): Fantasy, Medieval
- Perspective(s): First Person,Third Person
- Developer: Bethesda Softworks
- Publisher: 2K Games
Released North America Mar 21, 2006 Europe Apr 30, 2006 Japan Jul 26, 2007 Australia Mar 24, 2006
The Elder Scrolls Series
- The Elder Scrolls Online
- The Elder Scrolls V: Skyrim - Dragonborn
- The Elder Scrolls V: Skyrim - Hearthfire
- The Elder Scrolls V: Skyrim
- The Elder Scrolls IV: Oblivion
- The Elder Scrolls III: Bloodmoon
- The Elder Scrolls III: Morrowind
- The Elder Scrolls V: Skyrim - Dawnguard
- The Elder Scrolls V: Skyrim - Hearthfire
- The Elder Scrolls V: Skyrim - Dragonborn
- The Elder Scrolls V: Skyrim
- The Elder Scrolls IV: Oblivion
- The Elder Scrolls V: Skyrim - Dragonborn
- The Elder Scrolls V: Skyrim - Hearthfire
- The Elder Scrolls V: Skyrim
- The Elder Scrolls IV: Oblivion
NeoWiki Pages
People in Oblivion
Quest Walkthroughs


text:
Article ID: 924367 - View products that this article applies to.
This article has been archived. It is offered "as is" and will no longer be updated.
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When you try to build an application by using Microsoft Visual C++ 2005 together with Xoreax Software IncrediBuild, the application does not build.
This problem occurs when symbol information cannot be generated inside the name table.
Hotfix informationA supported hotfix is now available from Microsoft, but it is only intended to correct the problem that is described in this article. Only apply it to systems that are experiencing this specific problem. This hotfix may receive additional testing. Therefore, if you are not severely affected by this problem, we recommend that you wait for the next Microsoft Visual Studio 2005 service pack that contains this hotfix.
To resolve this problem immediately, contact Microsoft Customer Support Services to obtain the hotfix. For a complete list of Microsoft Customer Support Services telephone numbers and information about support costs, visit the following Microsoft Web site:
http://support.microsoft.com/contactus/?ws=supportNote In special cases, charges that are ordinarily incurred for support calls may be canceled if a Microsoft Support Professional determines that a specific update will resolve your problem. The usual support costs will apply to additional support questions and issues that do not qualify for the specific update in question.
PrerequisitesThere are no prerequisites for installing this hotfix.
Restart requirementYou do not have to restart your computer after you apply this hotfix.
Hotfix replacement informationThis hotfix does not replace any other hotfixes.
File informationThe English version of this hotfix has the file attributes (or later file attributes) that are listed in the following table. The dates and times for these files are listed in Coordinated Universal Time (UTC). When you view the file information, it is converted to local time. To find the difference between UTC and local time, use the Time Zone tab in the Date and Time item in Control Panel.
Collapse this tableExpand this table
Microsoft has confirmed that this is a problem in the Microsoft products that are listed in the "Applies to" section.
When this problem occurs, the following call-stack output is generated:
The third-party products that this article discusses are manufactured by companies that are independent of Microsoft. Microsoft makes no warranty, implied or otherwise, regarding the performance or reliability of these products.
0ac4f2c8 1030c730 mspdb80!NMT::find+0x38 0ac4f2e4 10319615 mspdb80!NMT::addNiForSz+0x17 0ac4f70c 1032668f mspdb80!NMP::getNi+0x4c 0ac4f71c 1032cba9 mspdb80!MRE::NiFromName+0x12 0ac4f8dc 53b4d754 mspdb80!MRE::EnumSrcFiles+0x4d 0ac4f970 53b4d8bb VCProjectEngine!CBldMreDependencies::GetDependencies+0x6d 0ac4f9d8 53b514a3 VCProjectEngine!CVCCLCompilerTool::GetDependencies+0x16c 0ac4fa08 53b51528 VCProjectEngine!CBldToolWrapper::GetDependencies+0x40 0ac4fa78 53b51467 VCProjectEngine!CBldAction::ScanDependencies+0xf0 0ac4fa8c 53b5079a VCProjectEngine!CBldAction::UpdateDepInfo+0x29 0ac4facc 53b50970 VCProjectEngine!CBldFileDepGraph::EnumerateBuildActionsI+0xa4 0ac4fb24 53b50885 VCProjectEngine!CBldFileDepGraph::EnumerateBuildActionsI+0xe1 0ac4fb88 53b469bd VCProjectEngine!CBldFileDepGraph::RetrieveBuildActions+0xf7 0ac4fdf8 53b4e2a8 VCProjectEngine!CDynamicBuildEngine::DoBuild+0x394 0ac4fe24 53b4e202 VCProjectEngine!CDynamicBuildEngine::DoBuild+0x35 0ac4fec8 53b4df21 VCProjectEngine!CConfiguration::DoPreparedBuild+0x64a 0ac4ff3c 53b4ddc2 VCProjectEngine!CConfiguration::TopLevelBuild+0xfb 0ac4ffb4 7c57b388 VCProjectEngine!CVCBuildThread::BuildThread+0x14f 0ac4ffec 00000000 KERNEL32!BaseThreadStart+0x52
Article ID: 924367 - Last Review: January 17, 2015 - Revision: 1.3


text:
Online Banking
through the Internet Disclosure
Essex Web Banking Agreement and Electronic Funds Transfer Disclosure
This Agreement and Disclosure provides information about the Essex Web Banking service and contains the disclosures required by the Electronic Funds Transfer Act.
For the purpose of this document, "I," "me," "my," and "mine" shall refer to each depositor who signs up for Essex Web Banking. "You," "your," or "bank" shall refer to Essex Savings Bank, the bank at which the depositor has the deposit account accessed through Essex Web Banking. All references to time of day in this Agreement and Disclosure refer to Eastern Standard Time.
Online Banking and Bill Payment through Quicken® is inclusive of the terms and conditions of the Electronic Funds Transfer Disclosure including but not limited to transaction limits, transaction processing and system availability. Specifics of Online Banking and Bill Payment through Quicken® are documented in the Online Help which is accessible via the Internet service.
Essex Web Banking Service
Essex Web Banking is a consumer electronic banking service. I may access it through my personal computer by connecting via the Bank's website, www.essexsavings.com.
Account Designation
I understand that in order to use Essex Web Banking, I must have a deposit account with Essex Savings Bank.
Banking Day
For the purposes of this disclosure, our business days are Monday through Friday. Holidays are not included.
Service Available through Essex Web Banking
Essex Web Banking service allows me to:
transfer funds electronically (Transfers);
obtain account information;
obtain certain Essex Savings Bank product and service information; and
Essex Web Banking allows me to (in addition to the Home Banking functionality), access my designated account(s) to pay most bills and access my account via electronic statements.
Collectively, these are referred to as the "Essex Web Banking" service.
General Information About Essex Web Banking
I may use Essex Web Banking virtually any time, day or night, 7 days a week. However, Essex Web Banking may be temporarily unavailable due to Essex Savings Bank record updating, or technical difficulties. In addition, access to Essex Web Banking is made available pursuant to a license agreement by and between Essex Savings Bank and Online Resources Corporation. Any interruption of service or access caused by Online Resources will also prevent my use of the service. To utilize the services, I will need to enter my assigned Web Service Password and otherwise satisfy the system's security procedures.
Transaction Procedures
Bill Payments and Transfers may be processed in three different transaction modes. They are as follows:
If I designate a payment or transfer as a "Today" transaction, the scheduled initiation date will be the next business day. However, sufficient funds must be available on the day and at the time I request the "Today" transaction. "Today" Bill Payments and Transfers may not be cancelled for any reason once I have ended an Essex Web Banking session, as funds are immediately deducted from my designated account.
If I designate a Bill Payment or Transfer as a "Future" transaction, I may request that the transaction be made on a future date that I may designate up to 364 days in advance of the Scheduled Initiation Date. The processing date will be the effective date I entered, or the next business day should the effective date fall on a weekend or holiday. Sufficient funds must be available by midnight of the night before the processing date, but will be deducted from my designated account on the Scheduled Initiation Date. "Future" transactions may be cancelled or changed until 12:00 midnight of the night before the Scheduled Initiation Date.
If I designate a Bill Payment or Transfer as a "Recurring" transaction, I may request, and Essex Savings Bank will use, a Scheduled Initiation Date that reoccurs on a specified regular basis (i.e. weekly, bi-weekly, monthly, etc.). I will designate a "start" and "end" date. Sufficient funds must be available by midnight of the night before the Scheduled Initiation Date, but will be deducted from my designated account on the Scheduled Initiation Date. "Recurring" transactions may be cancelled or changed until 12:00 midnight of the night before the Scheduled Initiation Date.
Bill Payments
Account Designation and Payees.
Bill Payments I make through Essex Web Banking will be deducted from my designated funding account. I may utilize Essex Web Banking service to make Bill Payments to a maximum of up to 250 payees. Any payee I wish to pay through Essex Web Banking must be payable in U.S. Dollars and located in the United States. Each payee must appear on the payee list I create with you and the account I am paying with must be in my name. I may not use Essex Web Banking to make payments to a federal, state or local governmental or tax unit, or to other categories of payees that you establish from time to time.
Funds will be taken out of my designated funding account on the Scheduled Initiation Date entered by me. In many cases, my Bill Payments are electronically delivered to the payee within two business days of the Scheduled Initiation Date. However, some payees are not set up to accept electronic payment. In these cases, a check will be sent, which may take five business days to process and deliver to the payee. Essex Web Banking provides an indication of how many days to allow for each payee I designate.
I must allow sufficient time (2 or 5 business days, as indicated) for Essex Web Banking to receive my request and process the Bill Payments so that the funds can be delivered to the payee before the payment due date, or for mortgage payments, on or before the due date (the due date shown on my invoice or provided in my agreement with the payee, not taking into account any grace period provided by the payee). If I do not allow sufficient time, I will assume full responsibility for all late fees, finance charges, or other actions taken by the payee. If I schedule my payment with sufficient time, and the payment was not received by the payee, or was received late, Essex Web Banking Customer Service will assume responsibility.
Essex Savings Bank is responsible only for exercising ordinary care in making payments upon my authorization and for mailing or sending a payment to the designated payee. Essex Savings Bank is not liable in any way for damages I incur if I do not have sufficient funds in my account to make the payment on the processing date, if the estimate of time to allow for delivery to the payee is inaccurate, or due to delays in mail delivery, changes of merchant address or account number, the failure of any merchant to account correctly for or credit the payment in a timely manner, or for any other circumstances beyond the control of Essex Savings Bank.
Essex Web Banking Customer Service will attempt to notify me by telephone on the Scheduled Initiation Date if a Bill Payment is not processed because there are insufficient funds available in my account. Essex Savings Bank is not responsible if Essex Web Banking Customer Service is unable to reach me, whether or not this is due to events beyond the control of Essex Web Banking Customer Service. Moreover, to take advantage of this service, I must keep Essex Web Banking Customer Service aware of any changes in my current home or business phone numbers. In all cases, I am responsible for either making alternate arrangements for the payment, or rescheduling the payment through Essex Web Banking. In no cases will you automatically resubmit a payment for me after funds have become available.
InterBank Transfers.
Transfers between my account with Essex Savings Bank and account(s) held at other financial institutions (InterBank Transfers) are accomplished through an automated clearing house (ACH) debit against the account funds are being transferred from and an ACH credit to the account(s) funds are being transferred to.
Account Designation.
In order to be accessible by Essex Web Banking, accounts maintained at the other financial institutions (foreign accounts) must be either a checking or a savings account and must be my accounts. I must provide the name of the financial institution, the account number, and a transit-routing number. In most cases, I will need to submit a cancelled or voided check or deposit slip.
Funds Availability.
Funds from InterBank transfers will be available for withdrawal in accordance with the funds availability policy of the institution(s) holding the account that received the funds. Generally, the account holding institution will receive the funds no later than five business days following the Scheduled Initiation Date. For "Today" InterBank Transfers made during a session, I must schedule the transaction as a "Today" InterBank Transfer before 3:00 p.m. on an Essex Savings Bank business day for the Schedule Initiation Date to be that day. Otherwise, "Today" InterBank Transfers scheduled after 3:00 p.m., or on a weekend or holiday will have a Scheduled Initiation Date of, and thus will be initiated on, the following Essex Savings Bank business day.
Transfer Between Two Financial Institutions Other Than Essex Savings Bank.
To Transfer funds between two financial institutions other than Essex Savings Bank, I must first Transfer funds from one institution into a designated funding account at Essex Savings Bank and then Transfer funds from my Essex Savings Bank designated funding account to the second institution.
IntraBank Transfers.
Account Designation.
I may designate up to 40 statement accounts at Essex Savings Bank between which I may transfer funds electronically through Essex Web Banking. All these accounts must be in my name.
Funds Availability.
Although I receive immediate provisional credit upon completion of my Essex Web Banking session for "Today" IntraBank transfers made during the session, I must make transfers before 3:00 p.m. on a banking day for those funds to be posted on an account that day and to be available for non-Essex Web Banking transactions. Transfers designated as "Today" transactions made after 3:00 p.m., or on a weekend or holiday, will be available for the payment of non-Essex Web Banking transactions on the following banking day. "Today" transfers cannot be cancelled.
Transfers designated as "Future" or "Recurring" transactions will be processed by 9:00 a.m. of the Scheduled Initiation Date for provisional credit (i.e. for Essex Web Banking Bill Payments, and cash withdrawals at ATMs or banking centers), and will post and be available by the next banking day for payment of non-Essex Web Banking transactions. If the Scheduled Initiation Date falls on a weekend or holiday, the transfer will occur on the next banking day. Future-dated transfers may be changed or cancelled until 12:00 midnight of the night before the processing date.
Limitations on Services
Dollar Limitations.
There is a dollar limit of $999,999.99 (or the available balance in my designated funding account) on any payment, Intrabank transfer, or Interbank transfer.
Transfer Limitations.
Except as provided herein, all Bill Payments and Transfers to and from an account are subject to the terms and conditions applicable to such account as set forth in the Deposit Account Contract governing such account. With respect to Money Market Accounts, I may not make more than six transfers or withdrawals per month to another account of mine or to third parties, when these transfers are made by means of a preauthorized or automatic transfer, or telephonic agreement, order or instruction.
Available Funds Required.
All Bill Payments and Transfers initiated through Essex Web Banking are subject to there being sufficient funds available in the affected account to cover the transfer on the Scheduled Initiation Date or earlier.
Stopping or Modifying Essex Web Banking Authorized Payments
Payments designated as "Today" transactions cannot be stopped, cancelled, or changed once my Essex Web Banking session is terminated. Except as stated below, in order to request a stop payment or change an Essex Web Banking transaction designated as "Future" or "Recurring", I must use Essex Web Banking and follow the instructions provided to me. I must cancel the payment or transfer using Essex Web Banking by 12:00 midnight of the day before the scheduled processing day.
I understand you will only accept a verbal or written notice to stop an Essex Web Banking transaction if it relates to a payment designated as "Recurring" and only if the notice is received at Essex Web Banking Customer Service (at the address and phone number listed in Paragraph R of this Agreement and Disclosure) no later than three business days before the scheduled date of the payment or transfer. If I call, you may also require me to put my request in writing and get it to you within fourteen days after I call. The notice must detail whether the cancellation applies to only one of the recurring transactions, or all transactions in the recurring stream. I understand that my written notice will only be accepted at the address and phone number listed in Paragraph R of this Agreement and Disclosure.
If I request a cancellation of a transaction as set forth above and you do not do so, you will be liable for the damages caused as explained in Paragraph Q.
Authorization To Charge Accounts
I authorize you to charge my designated account(s) for any transactions accomplished through the use of Essex Web Banking, including the amount of any Bill Payment or Transfer that I make, and any charges for the service. I understand that in adding a payee or maintaining a payee list, even if no payments are scheduled, I am electing to use the full Home Banking and Bill Payment service and therefore will be charged accordingly. I authorize you to process Bill Payments and to transfer funds according to the instructions you receive if the instructions are received from me through Essex Web Banking. I authorize you to initiate any reversing entry or reversing file, and to debit my accounts at Essex Savings Bank or elsewhere, in order to correct any mistaken credit entry. I understand that if a Bill Payment or Transfer request describes the beneficiary inconsistently by name and account number, execution of the request will occur on the basis of the account number, even if it identifies a person different from the named beneficiary. Further, Essex Savings Bank and other financial institutions to which a Bill Payment or Transfer request is forwarded may rely on any Essex Savings Bank identification number supplied by me as a means to identify any other Essex Savings Bank, even if the identification number is different than the Essex Savings Bank named by me. My obligation to pay the amount of the Bill Payment or Transfer to Essex Savings Bank is not excused in such circumstances.
Account Information Electronic Notice
I may check the balance(s) of the Essex Savings Bank accounts that are linked by access through Essex Web Banking. (NOTE: the balance figure may not reflect recent transactions, and may include funds which are not subject to immediate withdrawal.) I may get a listing of transactions posted to my primary checking account since my last monthly statement, and may get general account information for all accounts linked by access through Essex Web Banking.
Service Fees
Monthly Service Fee.
You may charge me a monthly service fee for use of Essex Web Banking. The amount of any such fee is set forth in our "Schedule of Deposit Account Charges". You will automatically deduct the service fee from my primary checking account beginning 30 days from the date of application, unless a different date is agreed to. You will continue to charge my account monthly on the same day (or the next banking day if the due date falls on a weekend or holiday), until the service is discontinued. You may give me the option to change the day on which you will charge me the monthly service fee.
Transaction Fees.
If the deposit account from which the payment or transfer is made is charged per-item fees for excess debit transactions, a fee will be charged for each Essex Web Banking payment or transfer in excess of the specified limit. The transaction fee may not apply to other accounts. The amount of this fee, and specific types of accounts that are excluded from this fee, are set forth in the "Deposit Account Contract" and "Schedule of Deposit Account Charges."
Applicable To All Fees and Charges
If I do not have sufficient funds in my account on the date the fee or charge is payable, I authorize you to automatically deduct the payment from my account as soon as funds are available.
Equipment and/or Software Purchase and Related Sales Tax
(if applicable)
Security Procedures
A Web Service Password will be issued to me for security purposes. I understand that this password will be used only the first time I access the service, when I then will define a new, permanent Web Service Password. The Web Service Password is confidential and should not be disclosed to third parties. I am responsible for the safekeeping of the Web Service Password. I agree not to disclose or otherwise make the Web Service Password available to anyone not authorized to sign on my accounts. I also agree to otherwise satisfy the system's security measures.
I represent that I have considered the security procedures of the Essex Web Banking services and find that the security procedures are commercially reasonable for verifying that a Bill Payment, Transfer or other communication purporting to have been issued by me is, in fact, mine. In reaching this determination, I have considered the size, type and frequency of Bill Payments, Transfers or other communications that I anticipate issuing to Essex Savings Bank.
If the Essex Web Banking security procedures are not, in my judgment, commercially reasonable, I must inform you within 30 days. If the size, type and frequency of my Bill Payments and Transfers change, and the result is that the Essex Web Banking security procedures cease to be commercially reasonable, I must also inform you of this within 30 days.
Liability for Unauthorized Use
I will notify you immediately if I believe that my Web Service Password has become known to an unauthorized person, or has been lost or stolen. Telephoning is the best way of keeping my possible losses to a minimum. If I suggest that an unauthorized transfer or payment may have occurred, you may require me to sign an affidavit.
I could lose all the money in my deposit account(s) accessed through Essex Web Banking if I don't inform you that my Web Service Password has become known to an unauthorized person or has been lost or stolen. If I tell you within two business days after I learn of the loss or theft, I can lose no more than $50.00 if an unauthorized person used my Web Service Password to access Essex Web Banking without my permission.
If I do not tell you within two banking days after I have learned that my Web Service Password has become known to an unauthorized person or has been lost or stolen, and you can prove that I could have stopped someone from using my Web Service Password without my permission if I had told you, I could be liable for as much as $500.00.
Also, if my statement shows electronic funds transfers that I did not make, I will notify you immediately. You may require me to provide my complaint in the form of an affidavit. If I do not tell you within 60 days after the statement was mailed to me, I may not get back any money I lost after the 60 days if you can prove that you could have stopped someone from taking the money if I had told you in time.
If a good reason (such as a long trip or a hospital stay) kept me from telling you, you will extend the time periods.
Notification of Unauthorized Transaction or a Lost or Stolen Access Device
If I believe my Web Service Password has been lost, stolen or has become known by an unauthorized person, or that someone has transferred money or made payments without my permission, I will call the Essex Web Banking Customer Service in Connecticut Toll-Free 1-877-377-3922 or 1-860-767-4414.
Liability for Failure To Make Payments
If you do not send a payment or make a transfer on time, or in the correct amount according to my instructions given in accordance with this Agreement and Disclosure, you will be liable for damages caused. However, there are some exceptions. You will not be liable, for instance, if:
Through no fault of yours, my designated funding account does not contain sufficient funds to make the payment or transfer.
The equipment, ATM network, phone lines, or computer systems were not working properly or were temporarily unavailable.
Circumstances beyond your scope of control, such as fire or flood, prevented the payment or transfer, despite reasonable precautions that you have taken.
A court order or legal process prevents you from making a transfer or payment.
I have previously reported my Web Service Password lost or stolen, or if you have a reasonable basis for believing that unauthorized use of my Web Service Password, or designated account have occurred or may be occurring, or if I default under any agreement with you or if you or I terminate this Agreement.
The payee does not process a payment correctly, or in a timely manner.
There may be other exceptions stated in your agreement with me.
If any of the circumstances listed in subparagraph item 2 or item 3 shall occur, you shall assist me with reasonable efforts in taking appropriate corrective action to reprocess the transactions that may not have been completed or to correct transactions that have incorrectly been processed.
Errors or Questions
I will telephone you Toll-Free in Connecticut at 1-877-377-3922 or 1-860-767-4414 or write you at Error Resolution, Essex Savings Bank, P.O. Box 950, Essex, Connecticut 06426 as soon as I can, if I think my statement or receipt is wrong or if I need more information about a Bill Payment or Transfer listed on the statement or receipt. You must hear from me no later than 60 days after you send the statement on which the problem or error appeared. A statement is considered to have been sent when it is first made available. I must:
Tell you my name and account number.
Describe the error or payment I am unsure about, and explain as clearly as I can why I believe it is an error or why I need information.
Tell you the dollar amount of the suspected error.
If I tell you verbally, you may require that I send my complaint or question in writing within ten business days. You may require me to provide my complaint in the form of an affidavit.
You will inform me of the results of your investigation within ten business days (20 business days if the error occurred within 30 days of the first deposit to my account.) If you need more time, however, you may take up to 45 calendar days (90 days if outside the United States or if it occurred at a merchant location for the purchase of goods or services) to investigate my complaint or question. If you decide to do this, you will recredit my account within ten business days (20 business days if the error occurred within 30 days of the first deposit to my account) for the amount I think is in error, so that I will have the use of my money during the time it takes you to complete your investigation. If you ask me to put my complaint or question in writing and you do not receive it within ten days, you may not recredit my account.
If you determine that there is no error, you will send me a written explanation within three business days after you finish your investigation. I may ask for copies of the documents that you used in your investigation.
Other Problems
If I believe an error other than an electronic funds transfer problem has occurred concerning a deposit account or if I have a problem regarding a credit account accessed by an ATM Card, I will refer to my monthly statement for instructions regarding how to have you resolve my question or correct an error.
Account Information Disclosure
You will disclose information to third parties about my account and the payments or transfers I make:
where it is necessary for completing transactions or collecting checks.
as allowed by law in order to verify the existence and condition of my account for a third party, such as a credit bureau or merchant.
in order to comply with any law, court order or proper governmental requests, such as subpoenas, tax information, bank examinations and reports of unusual cash transactions.
if I give you written permission.
to your agents, auditors and collection attorneys.
to tell a holder of one of my checks whether it would be paid if presented at the time of the request.
to government officials in connection with suspected violations of law.
relating to the account which does not identify me or my account.
to third parties if I owe you money and you must take legal action to get it.
relating to my account which is allowed to be disclosed under the state and federal privacy laws.
Documentation And Verification of Payments and Transfers
Confirmation Numbers.
Upon completion of a transaction using Essex Web Banking, a confirmation number will be given. I should record this number, along with the payee, scheduled date and transaction amount in my checkbook register (or other permanent record), because this will help in resolving any problems that may occur. No printed receipts are issued through Essex Web Banking.
Periodic Statements.
Information concerning Essex Web Banking transactions will be shown on my normal statement for the account to and from which transfers or payments are made. I will get a statement monthly.
Recurring Deposits.
If I have arranged to have deposits made to a deposit account at least once every 60 days from the same person or company, I can find out whether or not the deposit has been made through Essex Web Banking. Or, I can call Essex Savings Bank Customer Service in Connecticut Toll-Free 1-877-377-3922 or 1-860-767-4414 to find out whether or not the deposit has been made.
Other Conditions
I am responsible for complying with all terms of this Agreement and Disclosure and the regulations governing the deposit accounts which I access using Essex Web Banking. You can terminate my Essex Web Banking privileges without notice to me if I do not pay any fee required in this Agreement and Disclosure when due or if I do not comply with those agreements. The regulations governing my deposit account are set forth in your Deposit Account Contract and Disclosures, a copy of which is available from any branch location.
Change In Terms
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Increasingly, human urban development overlaps with habitat for wild animals and plants, creating environments that degrade natural landscapes. But people, animals and plants all have in common the need for healthy, sustainable freshwater ecosystems. In a series of presentations at the Ecological Society of America's Annual Meeting, ecologists present research results that guide efforts to balance an increasingly urbanized society with the need to conserve and protect water and aquatic ecosystems.
Urban stream pollution can be good for mosquitoes
Sewage overflows are a fact of life in urban areas, and in many cities, excess sewage water enters streams and lakes with rain runoff. Although this pollution is harmful to most organisms, there is one group of insects that thrives on it: mosquitoes.
Luis Fernando Chaves, a post-doctoral researcher at Emory University, and his team discovered mosquitoes in abundance in a sewage-contaminated stream in Atlanta, but rarely in a nearby clean stream. They also found that mosquitoes were largest in streams with high levels of organic minerals in this case, nitrogen and phosphorous that originated from the sewage treatment plants. Likewise, in laboratory experiments, mosquitoes reared in sewage overflow were larger than those reared in clean water.
"In this food web, mosquitoes feed on microorganisms that require nitrogen and phosphorous to grow," Chaves says. "This translates into an input of food for the mosquitoes." When there's more organic matter, the microorganisms flourish, he says, and larval mosquitoes can eat like kings.
To make matter worse, it's possible that other aquatic insects that would feed on mosquito larvae are poisoned in sewage overflow water. Many aquatic insects breathe underwater through gill-like structures, so excess nitrogen and phosphorous could be toxic to them. Mosquito larvae, however, breathe air at the water's surface through a specialized siphon. Chave
|Contact: Christine Buckley
Ecological Society of America


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Engineers Attempt To Raise The Costa Concordia Cruise Ship After It Sank In 2012
Titan and Micoperi workers look at the water line that marks the... News PhotoAccidents and Disasters,Former,Giglio Island,Horizontal,Italy,Occupation,Ship,Titan,Water,Working,Wreck of the Costa ConcordiaPhotographer Laura LezzaCollection: Getty Images News 2013 Getty ImagesISOLA DEL GIGLIO, ITALY - SEPTEMBER 16: Titan and Micoperi workers look at the water line that marks the former water level of the stricken Costa Concordia as the parbuckling project to raise the ship continues on September 16, 2013 in Isola del Giglio, Italy. Work begins today to right the stricken Costa Concordia vessel, which sank on January 12, 2012. If the operation is successful, it will then be towed away and scrapped. The procedure, known as parbuckling, has never been carried out on a vessel as large as Costa Concordia before. (Photo by Laura Lezza/Getty Images)


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The Blood Type Diet Archives Volume 1
Re: Africans, Type O, and the Chinese Olympic Team
Posted By: Peter D'Adamo
In Response To: Re: Diet for Olympic Level Athlete (Calvin Johnson)
Dear Calvin,
In the Atlanta Journal Consitution about a year ago, there appeared a very interesting article which was probably too provocative to get much media attention. Apparently, the Chinese Olympic Committee keeps a database on Olympic Events listing athletes, race and blood type. If an event is known to be over-endowed with type O Africans, the Chinese will not devote much training support or money to it. They just feel that it will be impossible for them to win.
This might be true in a sort of "blunt force" sort of way, but an A athlete can certainly hold their own if properly trained and conditioned. You just have to go about winning a little differently.
Messages in This Thread
Calvin Johnson -- Monday, 19 February 1996, at 9:33 a.m.
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Originally Posted by CGW
Artistic merit aside, HCB's work is subject to a great deal of celebrity worship, something not renowned for its critical edge. Don't find his post hoc analysis of his own work all that revealing. Didn't find much of value in Patel's fawning reminiscence.
What a crack of BS! So you're saying that the only reason his work is established/appreciated is because of "celebrity worship" who have no business in being critics? Now my question is, aside from giving an opinion, what and who puts YOU in a position to offer a better, critical analysis of his work? Also, what images from other, less celebrated artists, do you consider to be Holy Relics?
Massimo Marinucci - L'Arte della Fotografia


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Seunc's Weekly Recap - Jan 12 2015
Are you ready for a recap? I know I am! Giddyup: If you are an Xbox, you might be jealous that Seunc showed up to game 5 days this last week. Happy happy joy joy! It was productive... Gamerscore went up 220 points so I am happy. Yay for 15 achievements! w00t!
In the 'new game' category, I only have one to talk about... MX vs. ATV Alive. I wasn't even going to mention it, but I figured my readers might get mad. So there it is. Also, by my expert calculations, Seunc's favorite game last week was Ms. Splosion Man. He played it on 5 of the days.
So that's it. Thanks for reading. PM us for a game or something. We get lonely.


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2002 Honda Passport Repair and Maintenance
A guide to problems, costs, maintenance and repair for your 2002 Honda Passport
- Failed O-rings Can Cause Accumulator Cover to Leak on Automatic Transmissions
- Vibration at Highway Speed Due to Various Issues
- Limited slip differential fluid break down may cause chattering when cornering
- Rear axle leak due to plugged rear differential vent
- Check engine light due to leaking fuel pump o-ring
- How to put the rubber cover back on the fog light.
- How do i fix the Reduced Power light issue on my honda???
- check trans comes on and trans kicks when going in and out of 2 gear when cold.
- can I take a crankshaft from a 1997 honda passport and pput it in a 2002?
- my back windshield wiper turns on once i turn OFF the car.
- Wiper Motor Replacement $232 - 307
- Automatic Transmission Fluid/Filter Change $223 - 425
- Transfer Case Fluid Replacement $77 - 113
- Differential Fluid Replacement - Rear $93 - 149
- Differential Fluid Replacement - Front $80 - 134
- Ray & Dana's Inman Auto Care (732) 856-5054 | 3.46mi
- 12 Volt Doctor (718) 412-9553 | 2.98mi
Related Content
2002 Honda Passport Problems
On automatic transmissions the accumulator cover can leak due to failed o-rings. Replacing the o-rings and cover will address this issue.
Certain models may have a vibration issue at highway speeds that could be due to uneven tire pressures, tire rim out of specs, wheels out of balance, AC compressor bracket bolts not torqued correctly, misalignment of the steering shaft coupler, improper ride height, or wheel alignment out of adjustment. A qualified technician is needed to sort out these problems and correct them.
2002 Honda Passport Questions
i can only stop it by getting out of the car and then opening the back window. this started after i tried to use the back windshield wiper for the first time ever.
car has 40k miles --
remove transmission fluid pad
how many milage due for time belt?
2002 Honda Passport Recalls
The rear suspension lower link bracket may corrode prematurely and fail, detaching from the vehicle. Dealers will install a reinforcement bracket free of charge to resolve the concern.
2002 Honda Passport Reviews
I just bought a 2002 Passport as my first car and I love it! Saves on gas better than other SUVs of that year do. I did have an issue with the brakes after almost a year, however my car was a hit and run victim. The damage ended in loosing the hitch. But now I dont have to listen to it hitting the underneath of my car!I love the way it drives, easy steering, and smooth ride. I would recomend th...
rear suspension to soft, helped it with air bags, engine used to much oil, first gear in auto transmission went bad. vehicle will run well as long as the owner will keep dumping cash in it.


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Are you looking for activities and entertainments in Guildford? Perhaps you need inspiration for children's activities and parties? Odeon Cinema Guildford is one of the town's most popular entertainment centres, jam-packed with films and one-off Odeon Plus performances.read more
Learn, Practice, Play Golf with Stuart Walker Golf Store a complete golfing service. Learn with one-to-one and groups classes. Practice – on course or in the golf simulator studio. Play – full range of golf equipment, clothing and accessories. If you love golf you'll love Stuart Walker Golf Store at Epsom Golf Club.read more
Country Clothing Store in Ewell offer you a large range of clothing and footwear for all your country pursuits. Their sister shop the Derby Arms Country Store, on Epsom Downs, specialises in catering for your animals – equestrian and domestic pets. They both carry an assortment of wares from reputable suppliers which will both delight and surprise you. Always worth a visit.read more


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Drive the Dream! We carry the hottest Supercars in the world. From the BMW Z3 to the Lamborghini Diablo Roadster. If you can dream about it we have it from 2 wheels to 4, we make your dreams come true. We also carry a full line of SUV's, Jeeps, Mustang GT's and budget car rentals. We have airport and Hotel pickup service if needed.
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From the high end of cars to the get you around town budget cars, we have you covered.
You will need to be at least 21 years old with a valid drivers licence for the type of vehicle you want to rent.
Check out our web site for rates and locations
Reservations are needed 1 to 4 weeks ahead of time depending on what time of year.
Call 702-731-6452 for reservation or fax 702-731-6805


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Kenneth Alphonse Simendinger
Position: HB
Height: 5-10 Weight: 175 lbs.
Born: October 23, 1899 in Philadelphia, PA
Died: May 26, 1972 in Philadelphia, PA
High School: La Salle Prep
College: Lehigh, Holy Cross (school history)
Weighted Career AV (100-95-...): 0 (14760th overall since 1950)
Sponsor this page for $5 and help Pro-Football-Reference.com provide this service. Your message will replace this ad.


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Album Rating: 5.0wait digiorgio is on this too nm
gene still rules though
but yeah this is best lineup
Digging: Venenum - Venenum
Album Rating: 5.0
wait digiorgio is on this too nm
Album Rating: 5.0disappointed in u ford
Digging: Animal Collective - Strawberry Jam
Album Rating: 4.5sup Kill
Album Rating: 5.0headphones you make me so proud
Album Rating: 5.0idk why I was thinking he was only on ITP sitting in the dunce corner right now
Album Rating: 5.0he used a fretted bass on here tho so ITP is the better bass album but still
Album Rating: 5.0wew smd
Album Rating: 4.5Yeah, that fretless on ITP fucking rules
Album Rating: 5.0sry steve I'll never forget again
the bass mixing is better on ITP and yeah he kills it on that
Album Rating: 4.5Cosmic Sea's one of the only songs on here where you can actually hear the bass loud and clear
Album Rating: 5.0the remix has slightly more audible bass but then you get the huge compression so theres no perfect choice!
Album Rating: 4.5Unfortunately, yeah. Now if only And Justice For All could finally be remastered with better production. Poor Jason :/
Album Rating: 5.0yeah not worth it at all
i listened to the original today after jamming the remaster for a bit and my god, so much better
as always really but damn
Album Rating: 4.5The remix rustles my jimmies, and not in a good way
Album Rating: 5.0i mean its great that its easier to hear the lil intricacies of seans amazing playing clearer but god damn why do they have to fuckign go and ruin it with that brick
same shit with ITP too
Album Rating: 5.0drums sound like shit too, way too clicky
Album Rating: 5.0never heard the remaster
amazing production here so i dont see the point
Album Rating: 4.5I'm actually fine with the drums. The worst drum production I've ever heard in metal comes from Cradle of Filth's album Cruelty an the Beast, they sound like fucking wood. Sucks too, because otherwise that's a great album
Album Rating: 5.0i mean the remaster drums
Bands: A B C D E F G H I J K L M N O P Q R S T U V W X Y Z


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Twisted sisterhood
Women have the feminist movement to thank for fairer working policies and attitudes. So why don't they want to be associated with it? Natalie Hanman investigates our fear of the f-word.
Small screen horror
A long time ago, in a computer very far away, I did battle with a mysterious alien invader, Andrew Shanahan reports.
Front page
I don't know about you, but I'm not a big fan of job interviews. Simple questions flummox me, nerves leave me gabbling on trying to fill any silences, and I never feel confident explaining my CV gaps.
King commute
Promises to cut congestion see the government going down the same old road.
Trade secrets
Hearty breakfasts, crisp sheets and endless goodwill are all on the B&B menu.
Office Hours news and features p2
On your head, son
Three-course lunch For most of us, lunch means eating or errands. Boring. Bring on the breakdancing, I'm ready to groove, says Ravi Somaiya.
Hidden passions
Thoughts of birdwatching help crisp factory team leader Allan Forbes through his day.


text: Burton Gray | IBDB: The official source for Broadway Information IBDB: The official source for Broadway Information Official Broadway League sites: - sites - broadway.org broadwayleague.com broadwayfanclub.com kidsnightonbroadway.com stagespecs.org tonyawards.com Quick Search For: In This Category: All Show People/Org. Theatre Season Burton Gray Stage Manager Male Productions ProductionsDate of ProductionsThe Inner Man[Play, Original]Assistant Stage Manager: Burton Gray Aug 13, 1917 - Closing date unknown Find out where Burton Gray and are credited together © 2001-2015, The Broadway League, All Rights Reserved. (Copyright and Disclaimer)


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We are creating a new public body, Historic Environment Scotland, which will come into effect from 1 October 2015. While we work on shaping our future we can reassure you that all services and products will continue as normal. We will continue to keep you up to date on developments. Please follow our progress and find out more about our new organisation.
25 September 2007Historic buildings are already helping to reduce Scotland's carbon emissions. That is one of the key messages delivered by Culture Minister Linda Fabiani MSP at the opening of the annual conference of the Historic Environment Advisory Council for Scotland today (Tuesday).
For further information


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ATLANTA- The last time the Hawks played the Wizards in the regular season, John Wall finished with a double-double. Unfortunately for Wall, that double-double included double figures in the turnover category. [Read more…]
Bernucca: Scoreboard Watching, Lottery Style
Teams in the NBA playoff races aren't the only ones watching scoreboards this time of year. Take the Philadelphia 76ers, for example. The Sixers lost their first 17 games, were mathematically eliminated from the playoff race nearly a month ago and almost certainly will lose 60-plus games for the second straight season. But GM Sam Hinkie and the rest of the Sixers' front office are tracking the results of other games almost as closely as their own. That's because Philadelphia could have
Bernucca: Suns' Epilogue on Dragic is Self-Serving Spin
There was a lot of shade in the Valley of the Sun this week. It all started with Goran Dragic, who is far from blameless in this mess. But because the Phoenix Suns sent Dragic packing in a trade, president Lon Babby and GM Ryan McDonough got to write the epilogue and spin it in intelligence-insulting fashion. Dragic is an unrestricted free agent this summer. At 28, it's his first and last chance at a max contract. And while the idea of
Bernucca: "Soft" Wizards Staggering Toward All-Star Break
After the Washington Wizards ended a season-high five-game losing streak Saturday with a 37-point victory over the Brooklyn Nets, Marcin Gortat wasn't quite ready to declare that their earth was back on its axis. "At the end of the day, it was Brooklyn, so we can't get really excited," he said. There's nothing like perspective. And Gortat is right: One win against a plodding, tired team is nothing to get excited about. What the Wizards should be is concerned. Prior to the win
Sprung: The Truth on Pierce: Passive Aggressive Leadership
When Paul Pierce signed with the Washington Wizards on July 11, it seemed like Washington downgraded from Trevor Ariza, who departed to Houston. Two months into the season, it's time for a fresh look. In our own free agency tracker, there were not kind words for the aging Pierce. "And while this may seem like a fine consolation prize for Ernie Grunfeld and Randy Wittman, anybody in Boston or Brooklyn who has been watching Pierce closely for the past two years
Bernucca: Thunder's Big Problem is Jackson, Not Westbrook or Durant
There were two pieces of bad news coming out of Loud City this weekend. And there was a disproportionate reaction to the wrong one. There was far too much hand-wringing to the news that Russell Westbrook will be joining fellow Oklahoma City Thunder superstar Kevin Durant on the sidelines after undergoing surgery on his broken right hand. The Thunder are going to survive November without Durant and Westbrook. They have 14 games between now and Dec. 1, the projected earliest return for
Five Things To Watch: Washington Wizards
It's been a long, long time since the Washington Wizards were expected to be a top team in the Eastern Conference. But after defeating the Chicago Bulls in the first round of the 2014 NBA playoffs for their first postseason series win in nine years, the Wizards are entering a season with high expectations. How high? Well, there is some talk that after last season's 44-38 mark, the Wizards could win 50 games – which they haven't done since the 1978-79 season. Here
Washington Wizards enter East's upper echelon with depth and continuity
A year can make an enormous difference in the perception of an NBA team. Last summer, the Washington Wizards had the same backcourt of John Wall and Bradley Beal but they were faced with immense pressure of having to make the playoffs to save the jobs of head coach Randy Wittman and general manager Ernie Grunfeld. Before the season began, Grunfeld made what many perceived as a panicky move and sent its first round pick to Phoenix for Marcin Gortat, who was


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Sociocultural Perspectives on Language Change in DiasporaJohn Benjamins Publishing Company 1999; US$ 125.00
This book is a sociolinguistic examination of the Russian speech of the American "Third Wave", the migration from the Soviet Union which began in the early 1970s under the policy of détente. Within the framework of bilingualism and language contact studies, it examines developments in emigré Russian with reference to the late... more...
Revolutionizing ITWiley 2002; US$ 29.95
A guide for making information technology work for any company Often corporate IT projects fail because the underlying assumptions about a program are unrealistic. Revolutionizing IT helps organizations find success for their IT projects by showing them how to create and reach realistic goals. A combination of real case histories and examples helps... more...
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During recent years, an increasing amount of academic research has focused on older people with a particular emphasis on settings, places and spaces. This book provides a comprehensive review of research and the policy area of 'ageing and place'. An insightful book on an important topic, Andrews and Phillips have together edited a valuable information... more...
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Religion, Politics, and American IdentityLexington Books 2006; US$ 37.99
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NSF International and Korea Testing Research Institute Announce Cooperative Agreement
Additional testing and certification services for drinking water and food equipment manufacturers will now be available as a result of a new cooperative agreement between NSF International and Korea Testing Research Institute (KTR).
Both NSF, a U.S. based independent, not-for-profit certification organization, and (KTR), a not-for-profit corporation and leading testing, certification and research organization in Korea, will provide manufacturers with a means to gain acceptance for their products in North America, Korea and around the world. Initially, the agreement will focus on product certifications in the areas of drinking water and food equipment.
NSF customers will have access to applicable Korean certifications, such as the KS Mark, the Q (Quality) Mark and S (Safety) Marks. KTR customers and other manufacturers seeking NSF Certifications or other international product certifications will be able to work with KTR to facilitate these product approvals.
"Ultimately, this agreement will enable both KTR and NSF to offer streamlined certification services to companies seeking recognition and acceptance in new markets throughout the world," said Bob Ferguson, vice president of NSF's Water Programs. "We are two organizations that share a similar goal – to protect consumers through independent testing and certification."
"KTR is very pleased to sign this agreement," said Bo-Won, Lee, president of KTR. "With this opportunity, we would like to pave the way for those who want to make inroads into the world market in the field of conformity assessment including testing, inspection and certification."
Under the terms of the agreement, KTR and NSF will also host seminars in the upcoming months in Asia to discuss additional certification opportunities.
More like this
- NSF International Expands Certification Services in Taiwan and China
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- NSF/EPA ETV Drinking Water Systems Center Holds First Successful Stakeholder Meeting
- NSF International Obtains Permanent Injunction for Certification Mark Infringement


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7 Moments In Joe Budden's Life He Probably Wishes He Could Have Back- By Bossip Staff Categories: Hip Hop Wired, News
Joe Budden's career has been all over the place. The New Jersey rapper has had his ups ("Pump It Up"). He's has his downs (living that shelf life on Def Jam)… Continue