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SAN FRANCISCO (MarketWatch) -- In the past several years, retirement plans have been busy adding mutual funds and expanding investment options. But more isn't always better.
"There are still very few 401(k) plans with a lot of investment options we'd enthusiastically recommend," said Paul Merriman, of Merriman Capital Management, a registered investment adviser in Seattle.
So what if your defined-contribution plan at work features a lineup of mutual funds that seems lackluster?
"I've never run across a 401(k) plan so bad that I would discourage someone from using it completely," said Raymond Benton, a longtime Denver-based adviser. "You should at least be able to find one fund to invest in."
And that's important, as Merriman says, because "you want to take advantage of any matching contributions by your employer."
So rather than compound the problem by making lousy choices within a lousy 401(k) plan, you can make the best of your situation. Here are five suggestions:
1. Use a target-date or life-cycle fund only
Within 401(k) plans, many advisers suggest target-date retirement or life-cycle funds. These include stocks and bonds, both international and U.S. Target-date funds fine-tune portfolio allocations along preset timelines. As you get closer to retirement, they'll gradually reduce stock exposure in favor of bonds.
Life-cycle funds are a bit different. An example is Vanguard LifeStrategy Growth Fund VASGX, +1.45% An investment board sets allocations between stocks and bonds with more aggressive investors in mind. Sister funds are offered aimed at more conservative investors.
"Life-cycle funds stick with more static allocations depending on risk tolerance and investment time horizons," said Valerie Antonioli, another Denver-based adviser. "You've got to actually move out of one fund and into another if you become more conservative or aggressive."
Both types of funds might be best-suited for investors with smaller accounts, she added. "They generally offer fairly basic choices in terms of diversifying a portfolio," Antonioli said.
By automatically leaving allocation and asset class choices up to fund companies, you're also sacrificing an ability to make tweaks as your circumstances change.
Of course, that might not be such a limitation, given that investors tend to make the wrong moves at just the wrong time, says Antonioli.
"For people with more saved up in their 401 (k) accounts, target-date or life-cycle funds alone probably aren't going to be optimal," she said. "But these types of funds are better options than just putting everything in something like a large-cap value fund or a real estate fund. They're a good place to start."
The popularity of such options means that in all likelihood, some form of one-stop shopping is in your plan. At least 50% of all defined-contribution plans now have either target-date retirement or life-cycle funds, according to the Profit Sharing/401(k) Council of America.
2. Use a balanced fund
The odds improve if your plan has a more traditional umbrella fund. Such so-called balanced funds include stellar long-term performers like Dodge & Cox Balanced Fund DODBX, +1.50% and American Funds Income Fund of America AMECX, +1.55%


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- Northern New York Newspapers
- Watertown
- Ogdensburg
- Massena-Potsdam
- Lowville
- Carthage
- Malone
- NNY Business
- NNY Living
- NNY Ads
This weekend will see Ogdensburg once again become a battle ground as re-enactors portraying French, English and Native American forces skirmish on Lighthouse Point.
Founders Day Weekend is that time of year when re-enactors and history buffs from both sides of the St. Lawrence River descend upon Ogdensburg to serve as vivid reminders of the citys rich history.
And this year youth 17 and under, accompanied by an adult, will be able to participate in the event for free on Sunday.
Were going to have some drills and demonstrations throughout the weekend, Timothy W. Cryderman, Founders Day Committee chairman, said.
This year Lighthouse Point will be home to an armed camp, Mr. Cryderman said, which will enable onlookers to see what it was like for 18th century soldiers guarding their positions.
A notable addition to this years offerings, the armed camp will give visitors a first-hand look at what life was like for 18th century sentries.
Youre going to see people dressed up in 18th century gear, Mr. Cryderman said. There will be people selling wares from that time period and there will be some fire side cooking.
The event, which draws up to 5,000 people every year, will have something to offer everyone, Mr. Cryderman said.
At noon on Saturday Dennis McCarthy will give a presentation about his discovery of a wrecked war ship from the 1700s near Clayton.
Mr. Cryderman said the ship, His Majesty Schooner the Anson, was sunk during the Battle of the Thousand Islands during the French and Indian War in 1760.
The Anson was docked for some time at Lighthouse Point, where Fort de la Presentation was located in the 1700s, as well, Mr. Cryderman said.
On Sunday at 2 p.m. James Bruchac will be sharing Native American legends, Adirondack tall tales and comedic stories of his own life.
This years Founders Day Weekend will also feature artillery workshops, land and sea battle re-enactments and a colonial trade fair.
At 7:30 p.m. on Saturday the Freight House will be turned into an 18th century ballroom where people of all skill levels can go and participate in traditional country dances.
The schedule of events is as follows:
Admission: Adults are $7; children ages 6 through 17 are $2; children 6 and under are free. On Sunday children 17 and under are free when accompanied by an adult.
There will be drills, demonstrations and exhibits throughout the weekend.
10 a.m. GATES OPEN
11 a.m. Water Battle begins
12 noon. Illustrated talk - His Majesty Schooner the Anson, Late the Iroquois, by Dennis McCarthy
1 p.m. Pre-battle narration by David Frost
1:30 p.m. Land Battle begins
2:30 p.m. Children`s Muster
3 p.m. Bateau Race
4 p.m. Book Signing: The Spike Tomahawk by Jack Vargo
5 p.m. GATES CLOSE
7:30 p.m. 18th-Century Ball; Banquet Hall Freight House Restaurant. Music by Playford Players.
7:30 a.m. MASS, Lighthouse Point: Bring your own chair. On-site parking for the service. Rain location - Notre Dame Church
10 a.m. GATES OPEN
11 a.m. Water Battle begins
11:30 a.m. Children`s muster
1 p.m. Pre-battle narration by David Frost
1:30 p.m. Land Battle
2 p.m. Childrens Program with Jim Bruchac on Indian stories & history
3 p.m. GATES CLOSE
Thousands of readers like you have made Northern New York Newspapers the number one ranked website* for local news and sports coverage in the north country.
You can continue on to this article in a few seconds, or you can visit one of our websites:

subset: commoncrawl


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Management Models of Municipal Solid Waste: A Review Focusing on Socio Economic Factors
Waste management is a complex process that requires a lot of information from various sources such as factors on waste generation and waste quantity forecasts. When operations related to promotion of waste management systems are considered it is observed that generation of waste and planning is found to be influenced by different factor of which are impacted by socio demographics. The main aim of this paper is to review previously tested models related to municipal solid waste generation and identify possible factors which will help in identifying the crucial design options within the framework of statistical modelling.
This work is licensed under a Creative Commons Attribution 3.0 License.
International Journal of Economics and Finance ISSN 1916-971X (Print) ISSN 1916-9728 (Online)
Copyright © Canadian Center of Science and Education
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Photo by Pornchai Mittongtare
YIELD: Makes 6 servings
- 1 2 1/3-pound live lobster
- 1 cup (2 sticks) unsalted butter, divided
- 1 shallot, sliced
- 2 garlic cloves, chopped
- 1 dried red chile, such as Japones or de árbol
- 1/2 teaspoon paprika
- 1/4 cup Sherry wine vinegar
- 2 tablespoons chopped shallot
- 1 tablespoon capers, chopped
- 2 large egg yolks
- 1 tablespoon fresh lemon juice
- 1 tablespoon water
- 1 tablespoon chopped fresh tarragon
- 6 14- to 16-ounce 1 1/4-inch-thick New York strip steaks with bone, or 9-ounce boneless New York strip steaks
- Coarse kosher salt
Cook lobster in large pot of boiling salted water 13 minutes. Using tongs, transfer lobster to rimmed baking sheet. Cool slightly. Twist off claws; reserve for another use. Twist off tail. Scrape out any green tomalley. Using kitchen shears, cut body and legs into 2-inch pieces and place in medium bowl. Cut tail meat from shell; add shell to bowl with body and legs. Cut meat lengthwise into 4 strips, then crosswise into 1/4-inch pieces. Place meat in small bowl, cover, and chill.
Melt 1/2 cup butter in heavy large pot over medium-low heat. Add sliced shallot, garlic, and chile; cook until fragrant, about 5 minutes. Add lobster shell pieces and stir 5 minutes. Increase heat to medium. Add remaining 1/2 cup butter, 1 tablespoon at a time, stirring until melted between additions. Add paprika; stir to blend. Strain butter into medium bowl, pressing on solids in strainer to release all butter. Discard solids in strainer. Let lobster butter cool to room temperature. (Lobster meat and butter can be prepared 1 day ahead. Cover butter and chill. Return lobster butter to room temperature before continuing.)
Combine vinegar, chopped shallot, and capers in medium saucepan. Boil over high heat until almost all liquid evaporates, about 1 minute. Remove from heat. Whisk yolks, lemon juice, and 1 tablespoon water in medium bowl. Place bowl over saucepan of barely simmering water. Whisk constantly until mixture is thick, about 3 minutes. Turn off heat. Whisk in lobster butter in 6 additions. Whisk in shallot mixture and tarragon. Season to taste with salt and pepper. Stir in reserved lobster meat. Season with salt and pepper. Keep lobster bèarnaise sauce over warm water.
Preheat broiler. Rub steaks with coarse kosher salt and pepper. Broil until cooked to desired doneness, about 6 minutes per side for medium-rare (5 minutes per side if boneless). Serve with lobster bèarnaise sauce.
my notes
Nutritional Info
- Calories1,456
- Carbohydrates4 g (1%)
- Fat106 g (164%)
- Protein113 g (226%)
- Saturated Fat50 g (249%)
- Sodium1,315 mg (55%)
- Polyunsaturated Fat5 g
- Fiber1 g (3%)
- Monounsaturated Fat41 g
- Cholesterol716 mg (239%)


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Bottrel Project:
The Bottrel Project, near Calgary, Alberta, consists of lands held by one of North America's leading oil and gas companies. Golden Cariboo has the right to earn-in to as many as 96 sections of land under varying terms and conditions. The first well, in which the company has a 15% working interest, was successfully drilled and is awaiting completion.
Lochend Project:
The Lochend Project consists of a four well development drilling program located in the Lochend area northwest of Calgary, Alberta, adjacent to the Lochend Cardium M, O pool and the Lochend A, C, E pool. Golden Cariboo has the right to earn a net interest of 15.625% in the project. The first well, successfully drilled and tested, is currently being tied-in to the gathering system.
Sarcee Project:
The Sarcee Project will consist of four wells on trend with numerous producing fields, encompassing several prospective horizons near Calgary, Alberta, Canada. The Company has the right to earn a 5% interest in the wells. Golden Cariboo has drilled its first well on the project.


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No it wasn't. He used to be deoxysxx, the got a name change.
I don't even think you can sign up with a name shorter than 3 letters, or longer than 36. I guess name changes override that because "JB" was what I originally tried to sign up as.
Ah. I'd kinda guessed it was a software matter.
Neither does adults talking about name changes on a kids forum but we do that too.
Most of those people changing their names are changing them to way worst names in some cases.
Sheep in the big city is such a good show.


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SIXERS. The favored Sixers' problems in Utah continued as they lost, 102-99, on Friday night and obviously failed to cover. The 76ers had been 3-point favorites despite the fact that they had lost six straight in Utah. Now, it's seven. The Sixers are 1-1-1 against the spread so far and...Read more
Monthly Archives: December 2011
Sixers Favorites in Utah
SIXERS. The Sixers are 3-point favorites in Utah on Friday night. In the early going, 76ers are 1-0-1 against the spread and 1-1 in the standings. The Sixers easily covered the spread Tuesday against Phoenix winning on the road, 103-83, in their second game of the season. The Sixers were 1...Read more
Jersey Chasing Nevada
For Online Poker Jobs
On the eve of Christmas Eve, while most of us were busy with last-minute shopping and bundling up the kids to trek to grandma's house, the gambling world changed dramatically. And if New Jersey doesn't act swiftly, it will lose a strategic race with Nevada for thousands of jobs and...Read more
Your Guide to Casino
New Year's Eve Celebrations
Looking for a place to party on New Year's eve? PhillyGambles has the scoop on the revelry at casinos in Atlantic City, Southeast Pennsylvania and Northern Delaware in our New Year's Eve Guide — just click here to find a party show that suits your mood and budget. To skip...Read more
Parx New Year's Celebration
Party. At the 360 nightclub, there's an Early Bird Party Package form 5 p.m. to 8 p.m. that includes an open bar from 5p.m. to 8 p.m. and a live performance by New York Minute. Open bar includes house liquor, beer, wine, draft beer and domestic bottles. Tickets are $40 (advance price...Read more
SugarHouse New Year's Eve Celebration
Fireworks. For the second year in a row, SugarHouse Casino will partner with the Delaware River Waterfront Corporation to present the annual New Year's Eve fireworks shows at Penn's Landing. There are two fireworks displays this year, at 6 p.m. and midnight. Casino customers and area residents will be able...Read more
Resorts New Year's Eve Celebration
Entertainment. Believe – Divas in a Man's World – $40 per person – Resorts will host an entertaining and over-the-top show featuring female impersonators and performers this New Year's Eve. This special program begins at 10:30 p.m. and includes a champagne split for two people. For more information or reservations,...Read more
Borgata New Year's Eve Celebration.
Entertainment. Saturday Night Live's Seth Meyers performs Saturday with shows scheduled for 7 p.m. and 10:30 p.m. Tickets are $65 and $75. Parties. The Borgata is a popular place for NYE and its party at the Gypsy Bar is already sold out. At mur.mur and at Mixx, there will be...Read more
Tropicana New Year's Eve Celebrations
The Tropicana and The Quarter may have the most extensive options in Atlantic City for bringing in the New Year. Here are a few but check out www.tropicana.net. Entertainment. Gladys Knight will perform beginning 9:30 p.m., in the Tropicana Showroom. Tickets range from $50 to $100 and are available through Ticketmaster...Read more
Bally's AC New Year's Eve Celebration
Entertainment. Celebrity tribute performers of Legends in Concert will have two shows at 7:30 p.m. and 10 p.m. Impersonator acts are Elvis, Dolly Parton, the Temptations, Celine Dion, Neil Diamond and Aretha Franklin. For tickets, see Ticketmaster. Dining & Entertainment. You get both at the Wild Wild West's Virginia City Buffet...Read more


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Instant "Members Only" Coupon Codes Emailed NOW When You Sign Up for FREE Membership!
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Please check your email inbox for a confirmation message.
Just click the link to complete your subscription and receive your coupon codes.
Popular Destinations
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Mercure Brisbane King George Square
Located in Brisbane, Mercure Brisbane King George Square is in the business district and minutes from Brisbane City Hall and Queen Street Mall. This 4-star hotel is within close proximity of Gallery of Modern Art and Wheel of Brisbane. Read More About Mercure Brisbane King George Square
Mercure Brisbane King George Square Deals & Specials
- 24 Hour Room Service
- 24-Hour Front Desk
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(+) = Additional fees may apply for the use of these amenities.
(*) = Free, some restrictions may apply.


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Grenades were thrown at the offices of th NationalAnti-Corruption Commission (NACC), which has summoned the prime minister to answer charges of dereliction of duty next week, as protesters trying to oust her prepared for a big weekend rally.
No one was injured in the overnight attack, the second on the agency's offices this week, police said on Friday.
It was not clear who threw the grenades. Supporters of caretaker Prime Minister Yingluck Shinawatra have been demonstrating at the building this week.
The NACC is examining the alleged failure of Ms Yingluck to stop corruption and stem huge losses in the government's flagship rice-buying programme.
It is widely expected to recommend her impeachment by the Senate. If the Senate takes up the case, Yingluck will have to step aside, with a deputy prime minister expected to take over. If she is found guilty by the Senate, she has to step down.
Her supporters, who have been restrained during five months of anti-government protests in the capital, are starting to mobilise and are planning their own big rally, or series of rallies, on April 5.
Anti-government demonstrators resumed street protests on Monday after lying low for weeks. Their rally this Saturday is expected to draw up to 50,000 people, according to Paradorn Pattanathabutr, a security adviser to the prime minister.
"We don't expect any violence at the rally but provocateurs might try to stir trouble to discredit the government side," Lt Gen Paradorn said.


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For the next 13 years, Seattle was served by a variety of "neighborhood electric companies," since the direct current then in use could be transmitted only short distances. New alternating current technology soon made it possible to serve larger areas and by 1900 the small, competing companies were consolidated into the Seattle Electric Company. Rates were 20 cents per kilowatt-hour six times Seattle's current residential rate.
The Shape Of The Future
In 1902, Seattle residents made an historic decision that would shape the future of power supply for the city: they approved a $590,000 bond issue to develop a hydroelectric facility on the Cedar River. It was the beginning of public power in Seattle public and private systems would compete in the city until 1951 and the nation's first municipally owned hydro project.
Cedar Falls first generated power in 1905 under control of the City Water Department. But the plant performed so well and demand for municipal power rose so dramatically, that the Seattle City Council soon decided to create a separate lighting department. On April 1, 1910, Seattle City Light was born.
The Father Of City Light
In 1911, the new electric utility found its future in the vision of its second superintendent, the legendary J.D. Ross, often called the "Father of City Light." A self-taught engineer with boundless enthusiasm, Ross envisioned the day when the waters of the Skagit River would be harnessed for Seattle by a series of three dams.
Ross worked tirelessly toward this goal for years before receiving the federal government's go-ahead in 1918. Overcoming a host of problems railroad had to be built just to get to the site City Light dedicated the first dam in 1924. President Coolidge pressed a gold key in the White House and the Gorge Dam generators began sending electricity to Seattle.
Construction continued through three more decades on the remainder of Ross' vision and Ross Dams. Today, although Seattle City Light has broadened and diversified its resources, these dams are still the heart of our water storage and generating facilities.
In 1951, Seattle voters approved another landmark in Seattle City Light's history buy-out of the privately owned competitors' Seattle territory. Seattle at last had a unified power system.
Go-Go Becomes Go-Slow
The 50s and 60s were a go-go era of modernization and expansion: more generating capacity at existing facilities, new substations and improvements to the power distribution system. The new Boundary Dam and powerhouse in Northeastern Washington began operation in 1967. In the late 60s and 70s, three factors began to chart new directions for Seattle City Light: unprecedented demand, environmental concern and drought.
A major drought hit the area in 1977 and more were ahead in the 80s. Almost overnight, it seemed, conservation became a high priority energy policy.
With funding from the Bonneville Power Administration, Seattle City Light launched a series of programs that, over the years, has made the utility a national leader in conservation.
Residential programs offer free home energy checks and financial incentives encouraging weatherizing and the installation of energy saving measures such as insulation and energy-efficient water heaters. Commercial and industrial conservation programs offer financial incentives for energy-efficient heating, lighting and air conditioning and other measures.
Today, the Pacific Northwest is moving from a period of energy surplus to energy deficit and conservation is Seattle City Light's first priority for developing new resources with good reason. Conservation is competitive with developing new resources, has minimal impact on the environment and creates a potential for vast savings.
The 80's: Rate Stability And Diversity
Seattle has always enjoyed an abundance of power at some of the nation's lowest electrical rates. During the 80s keeping rates stable and broadening our sources of supply became key priorities.
Regional power contracts brought new power from British Columbia, the Columbia Basin Irrigation Districts and the Olympic Peninsula. In 1988 the new Lucky Peak hydro project in Idaho, producing about four percent of our load, came on line. Regional ventures such as these not only control costs, but reduce our dependence on power purchased from the Bonneville Power Administration.
In recent years environmental concerns have had a major impact on Seattle City Light operations. This was typified by an historic 1991 agreement for the federal relicensing of our Skagit River Hydroelectric Project.
Following 14 years of studies and negotiations, Seattle City Light signed an agreement with a diverse group of state, federal, tribal and environmental groups for a $100 million mitigation package which will improve fisheries, wildlife, recreation, cultural resources and the visual environment near our Diablo, Gorge and Ross dams.
The Future: Repeating History
Seattle City Light is proud of the agreement. While it's an unprecedented achievement nationally, we see it as living proof of our continuing commitment to meet both the environmental and energy needs to the Pacific Northwest.
What about the future? Look for history to repeat itself. Count on the people of Seattle City Light for responsive customer service, responsible citizenship and the lowest-cost, most reliable electricity in urban America.
|SCL History - looking back


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andominiq Photographer
LeniLenchenModel Female Tübingen, Baden–Württemberg, Germany My MM URL: http://www.modelmayhem.com/lenilenchen
Mayhem # 1578291
About MeHi Everybody,
nice to meet you on my port. If there are any questions, feel free to ask.
I got experience in many shootings over the past years.
My main Genre is portrait, but i am free to do other projects as well.
Photoshootings on TFP/TFCD are possible if the photos push my portfolio to a higher level. But i am also glad for pay projects.
Love and Rockets,
andominiq Photographer
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Casper Art Retoucher
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Lt. Gov. Joe Garcia invites the public to a reception for the opening of two exhibits about American Indian history, art and culture and the unveiling of the Colorado Commission of Indian Affairs' social campaign to encourage American Indian education and graduation. The reception will be held Tuesday, August 2, from 2:00 - 3:00 p.m. in Lt. Gov. Garcia's office, Colorado State Capitol, Room 130.
History Colorado and Colorado Creative Industries present "Tribal Paths," an exhibit that highlights traditions, beliefs and how the record of Colorado's American Indians is passed down from generation to generation through ceremony, song, dance and oral histories.
The Denver Public Library and Colorado Creative Industries host the exhibit, "Painting the West." This exhibit includes paintings by George Catlin, an American painter who specialized in portraits of Native Americans in the Old West and Karl Bodmer, a Swiss painter whose images are recognized as among the most accurate images of Native Americans and the scenery of the Old West.
The public may view the American Indian education exhibit through August 31 and the other two exhibits through December 8 at the State Capitol.
About History Colorado, the Colorado Historical Society
History Colorado connects people to the stories of Colorado's past to provide perspectives, inspire interest, develop respect and create value in the future of Colorado. Established in 1879, History Colorado offers access to Colorado's cultural and heritage resources, including statewide museums and special programs for individuals and families, collection stewardship of Colorado's historic treasures, educational resources for schools, students and teachers, services related to preservation, archaeology and history, and a research library. A new headquarters and museum—the History Colorado Center—is currently under construction at 12th and Broadway in Denver's Golden Triangle Museum District. Find History Colorado online at www.facebook.com/HistoryColorado and www.HistoryColorado.org, or call 303-HISTORY.
About Colorado Creative Industries
Colorado's new Creative Industries Division merged the former Council on the Arts, Office of Film, Television and Media, and Art in Public Places program to capitalize on the immense potential for the creative sector to drive economic growth in Colorado. Part of the state Office of Economic Development, Colorado Creative Industries sees a future where Colorado is a premiere "Creative Economy" with a strong brand identity, a Top 10 reputation, and significant and sustained investment in the creative sector, and where Creative entrepreneurs and enterprises will flourish and we will "grow our own" creative workforce.


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Group Seeking Gun Limits Will Stop In Iowa
By Julie Hawkins. CREATED Aug 6, 2013
Des Moines, IA - A national bus tour calling for tougher gun laws is making a stop in Iowa this week
The "No More Names: National Drive to Reduce Gun Violence" tour will stop in 25 states.
Wednesday morning, it will be at Des Moines' Union Park.
Carlee Soto, whose sister died in the Newtown, Connecticut school shooting will be at the event as well as Pat Maisch and former U.S. Rep. Gabrielle Giffords who both survived a mass shooting in Tucson, Arizona.
- Latest


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Rock of Ages (Original Motion Picture Soundtrack)
Various Artists
Open iTunes to preview, buy, and download music.
|20 Songs
Customer Reviews
LOVE THE '80s
I Just Love This ABLUM!!!!! It brings back songs from the '80s that everybody loves and I give It 2 Thumbs UP!!!!
See the movie first before you judge!!!
As an 80's rock fan when i first heard the soundtrack (pre-watching movie) i completely hated the entire thing. i thought it was ruining some of my favorite songs. But now that ive seen the movie, the songs are so much better and i love it!!!! It is just awesome!!!!!
This album is terrific! I love it!
Listeners Also Bought
- Burlesque (Original Motion Picture Soundtrack)
- Various Artists
- View In iTunes
- $12.99
- Genres: Soundtrack, Music
- Released: Jun 05, 2012
- ℗ 2012 WaterTower Music
Also Available
- Rock of Ages: Extended Edition
- Musicals


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We followed along with the announcements from Apple's iPad event (during which it announced an improved screen with retina display, fancy new apps, and a 4GLTE model. The new iPad will be available on March 16, while the iPad2 will drop in price to $399, so maybe a few more Millennials will be able to afford the most coveted tech device. And there are also parents who will be donating their old iPads to their kids as they upgrade. Not to be ignored, yesterday Google launched a new platform, Google Play, which brings together all of its media services under one roof — from music to movies to books to apps. Google has had the advantage over Apple in terms of cloud computing, and it's taking advantage of that allowing users to wirelessly sync their media across multiple devices) (The Verge) (USAToday) (Wired)
– Generations matter in the workplace because different things matter to different age groups (according to Neil Howe and Lifecourse Associates. Millennials want a social workplace, an opportunity to be mentored, a socially-responsible company, and the ability to contribute to the bottom line. Be sure to catch Howe's keynote presentation at the Millennial Mega Mashup this May!)
– We're not surprised to hear that Twitter's membership (is growing more than twice as fast as Facebook's. Millennials have been flocking to the site, using it to filter their social media interactions. They're friends with everyone they know on Facebook, but they're more selective about who they follow on Twitter. Speaking of social media, here are three factors that contribute to a video going viral) (PR Daily) (SocialTimes)
– Now you can be one of People magazine's most beautiful people (because the magazine is accepting nominations for regular, non-celebrity types aged 20-59. The magazine will feature "Real Beauty At Every Age," mixing those photos among the celebrities it has chosen for the issue, which hits newsstands in late April. While we love the concept, People is requesting photos to be submitted online and then readers can vote for the photos they like, which seems a little demeaning to us) (Folio)
– We're looking forward to Disney's new animated series, 'Randy Cunningham: Ninth Grade Ninja' (set to debut this fall. The show follows the unlikely hero as he defends his school from monster attacks and features the voices of Ben Schwartz, Tim Curry, and Megan Mullaly. In other TV news, Nick continues to ride a 90s wave, bringing back the gameshow 'Figure It Out' which has a celebrity panel try to guess kids' unique talents) (Cynopsis) (Deadline Hollywood)
Recommended for YouWebcast: 5 Growth Hacking Techniques to Increase Your Revenue in 30 Days or Less
– DoSomething's Teens for Jeans clothing drive (managed to bring in more than 1 million pairs of jeans in just four weeks, which amounts to a pair donated every two seconds! DoSomething's members rallied to the cause, getting one of every three high schools in the U.S. involved) (HuffPo)
– Following in the footsteps of Netflix and Hulu, it looks like Amazon (is going to be producing original programming, if its recently hired VP of Original Television is any indication. There's no official announcement yet from Amazon, but we'll be keeping an eye out for news. Meanwhile, cable is struggling to get its streaming operation, dubbed TV Everywhere, off the ground, leading to a lot of frustration for viewers) (Fortune) (WSJ, reg required)


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I have developed 2 different excel based budgets for you to use.
Personal Budget
This template is excel based and covers an entire year on one sheet. Each month has 2 categories: Actual and Proposed. This allows you to enter in your planned income and expenses per month and then you can insert your actual income expenses into a separate cell for comparison. Also has the actual and proposed yearly totals so you can see the past year in total.
Here is a screen-shot of what the Personal Budget looks like. Click here to download this budget.
Personal Budget 2
Some readers commented that all of the information on one sheet was "overwhelming". As a result, I created a second budget that I aptly named Personal Budget 2. This budget has monthly tabs and an annual tab. The monthly tab information fees into the annual tab so you can see how you are doing on an annual basis very easily.
The budget also has an annual income pie chart, so you can see how much of your money came from what sources. Additionally, each month (and annually) there is a section that sums up how much you have saved. This is a great feature for those that are trying to save as much as possible each month.
Here is a screen-shot of what the Personal Budget 2 looks like. Click here to download this budget.
Other Budget Options
I know that these 2 excel based budgets won't satisfy all readers. As such, I wrote a post that links to a handful of other excel based budgets. You can click on this link to be taken to that page and see if any of those budgets work better for you.
Lastly, you might be looking for something less manual. In this case, there are 2 options I recommend.
The first is Power Wallet (detailed review here). I've personally used Power Wallet and am a big fan of it. What I like most about it is that it works. I've used Mint in the past and my accounts would never update or would de-link all of the time. I've never had this issue with Power Wallet.
The second option is You Need A Budget. YNAB for short, is a totally different budgeting beast. It gets you too look at budgeting differently and to get to a point where you are living on last month's income. It takes a little bit of time to get used to but once you do, it is life changing. You can learn more about YNAB by visiting their website (and save $6 in the process!)


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Located at the Osprey Point Clubhouse
Genuine Southern BBQ smoked over local hardwoods and complemented by chefs' signature sauces.
We have something for everyone from our hearty BBQ platters, signature sides and unique salads to our thoughtfully prepared Alehouse specialties. Let our staff pair your meal with a special brew from our extensive beer list featuring over sixty local, imported, draft and craft beers.
Diners may join us on our open veranda overlooking Osprey's famous alligators or enjoy a meal and drinks at the bar and catch up on all the latest sports and scores. Be sure to arrive early!
Open Daily, 11:30am - 9:00pm
Large parties are encouraged to call ahead.
For more information please call (843) 266-4636.


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- Financial Information and Services
CCNY Center for Worker Education Re-Launches Web Site
Access to working adult education information made easier
New York, March 23, 2006— Discovering what the Center for Worker Education (CWE) of The City College of New York (CCNY) has to offers is now even easier with its newly redesigned education web site. New features of the web site include student and alumni profiles, CWE news and events, staff and faculty profiles and directory, as well as CWE history and fun facts. Prospective and current students as well as alumni can visit the web site at http://www.ccny.cuny.edu/cwe.
The web site provides an easy-to-navigate toolbar for prospective and current students with over 200 web pages of valuable information such as testing deadlines, the admissions process, scholarships and awards, and programs at the Center. In addition, the site offers an alumni section for recent and past alums to reconnect with fellow classmates and participate in alumni-related activities.
"It is fantastic," said CWE student Brenda Schonhaut. "I am thrilled that there is finally more information online that is current and more thorough."
CWE began the process of relaunching its site in July when it hired Ops Divina, a web solutions company, to assist in the redesign of the CWE site. Under the direction of Colin Lange, Director of Marketing & Design at The City College, Matthew Mohr, creative director, and Gerhard Stubi, managing officer of Ops Divina, created several templates to be utilized within the web site content management system, CommonSpot. This was done under the supervision of the CWE Dean Daniel E. Lemons and Communications Coordinator Elena Romero. Content was simultaneously created and later entered by Romero, who currently maintains the site, with assistance from Felix Piña, CWE's computer lab assistant.
Dean Lemons said: "I think our new web site conveys the spirit and essence of CWE, as well as important information for current and prospective students. Now that we can dynamically add to and update information, our students and public can be sure they have easy access to the information they need."
About the Center for Worker Education
The Center for Worker Education (CWE), headquartered in Lower Manhattan, is a division of The City College of New York's (CCNY) College of Liberal Arts & Science. Founded in 1981, it has become one of the leading working adult educational institutions in the city. CWE offers an excellent interdisciplinary B.A. degree in Liberal Arts with a number of special concentrations and a B.S. degree in Early Childhood Education. It attracts over 750 working professionals per semester and reflects the multi-ethnic composition of New York City.
CWE Contact Information
Elena Romero, Communications Coordinator, CWE, (212) 925-6625 x 258, email@example.com.
About The City College of New York
For over 158 years, The City College of New York has provided low-cost, high-quality education for New Yorkers in a wide variety of disciplines. Over 12,200 students pursue undergraduate and graduate degrees in the College of Liberal Arts and Science, the School of Architecture, the School of Education, the Grove School of Engineering, the Center for Worker Education and the Sophie Davis School of Biomedical Education.


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Here you got the final result.
The original drawging.
And the sketch/idea.
Baphometic Art
Old monsters
Since I was a child and started to draw, I tried to conserve all my drawings in folders, plastic sleeves, etc. Recently was taking a look among my old toys when I found a selfmade card game, created when I was 10. The game consists in monster battles with a die. I have re-sketched some of the creatures, hope you enjoy them. Of course still prefer the originals :)
Opositor tape
After several drawings and two hours of scissors and glue in bar, the final layout of the first Opositor demo rehearsal tape is done. It is made in the old school vein, using a photocopier, scissors, glue and a ballpen, there isn't any kind of computer tool behind this! You can see all the drawings and the cut'n'paste process to the final result. The covers of the tapes will be printed on oxblood paper.
The Spaniards Opositor get in contact with me for an artwork. Here is the final result.
These black/death metallers will release a rehearsal tape with this artwork soon.
These black/death metallers will release a rehearsal tape with this artwork soon.
Suscribirse a: Entradas (Atom)


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Congress urged to fast track important economic measures-A A +A
Wednesday, August 6, 2014
THE Department of Finance (DOF) urged lawmakers on Wednesday to prioritize the passage of several important economic measures to increase government's revenue, as legislators start hearing the proposed national budget for 2015.
In Wednesday's hearing, Finance Secretary Cesar Purisima told the House committee on appropriations that measures on fiscal incentive rationalization, tax incentive management and transparency, customs modernization and tariff, valuation reform, and fiscal regime for mining industry will highly address economic concerns of the government and private sectors.
Purisima said that the fiscal rationalization bill seeks to institute structural reforms and policy to enhance transparency and accountability in the grant and administration of tax incentives.
Several bills on fiscal rationalization remain pending in the committee on ways and means in the House of Representatives and the Senate.
Marikina City Representative Romero Quimbo, House committee on ways and means chairperson, said a consolidated fiscal rationalization bill might be approved in the committee level this August.
Purisima noted that a Tax Incentive Management and Transparency Act is needed to foster transparency and accountability in the grant of tax incentives and to institutionalize a system of monitoring and reporting tax expenditures.
He said that a monitoring and accountability mechanism through this bill will effectively account for the utilization of public funds, including those that are "spent" through the grant of tax incentives to businesses and activities.
The said bill is under deliberations in both houses of Congress.
Purisima also mentioned the importance of the passage the Customs Modernization and Tariff Act, which aims to protect government revenue as well as promote and secure international trade and modernize customs and tariff administration by adopting customs policies, rules and procedures, which are clear, transparent and consistent with international agreements and customs best practices.
He added that the government also needs the Valuation Reform Act and Fiscal Regime for Mining industry.
The Valuation Reform Act, pending in the Senate committees on ways and means and local government and House committee on government reorganization, is seeking to institutionalize reforms in land and real property valuation, which will translate into improved real property and related taxes.
The Fiscal Regime for Mining Industry seeks to design a scheme, which adopts a single fiscal regime and a simple formula in determining the sharing arrangement.
Purisima said that the Mining Industry Coordinating Council has submitted the draft bill to the Presidential Legislative Office. (Sunnex)
Local news
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Cagayan de Oro
Forum rules: Do not use obscenity. Some words have been banned. Stick to the topic. Do not veer away from the discussion. Be coherent and respectful. Do not shout or use CAPITAL LETTERS!


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Archive for the 'Bud Lindemann' tag
Celebrate Hemi Day with a vintage Dodge Charger video review
Minimal body roll, as defined in 1969. Still image from YouTube video.
Chrysler didn't invent the concept of using heads with a hemispherical design atop the combustion chamber to improve engine breathing and performance, and the company is far from being the only one to ever use the technology, but the automaker can certainly be credited with adding the term "Hemi" to the American lexicon. As today's date (4/26) makes it "Hemi Day," we're marking the occasion with a vintage road test video of a 425hp, 426-cu.in. V-8-equipped 1969 Dodge Charger 500. Rest assured that tires were most certainly harmed in the making of this six-and-a-half minute segment.
Chrysler's first hemispherical-head engines, marketed under the "FirePower" name, were introduced for the 1951 model year. Depending upon the Chrysler division, these were fitted to V-8 engines ranging in size from 241 cubic inches (the Dodge Red Ram) to 392 cubic inches (in Chrysler FirePower variants). Discontinued following the 1958 model year, Chrysler would re-introduce the idea of hemispherical heads in a bid to win the 1964 Daytona 500.
The concept of "win on Sunday, sell on Monday," was very real to the Detroit Big Three, and Chrysler knew a Daytona 500 victory would yield sales growth. The 426-cu.in. "Hemi" V-8 was developed in less than 12 months and gave Chrysler's Plymouth division a 1-2-3 finish in the 1964 Daytona 500. It would be two years before the engine appeared in a street car, but by the late 1960s the 426-cu.in. Hemi V-8 was one of the most formidable threats at both the drag strip and the stop light.
This Car & Track road test video, featuring host Bud Lindemann, is a veritable time machine with controls set for 1969. The Charger 500 featured is said to be "right on the border" between a race car and a street car, but its performance pales by modern standards. These days, many family sedans can get from zero to 60 MPH in less than the Hemi-equipped Charger's 6.9 seconds, with better quarter-mile times than the "blow-your-mind special's" 14.1 seconds. Those were indeed impressive numbers in 1969, though, and the test driver seems comfortable with flogging the Charger 500 at its limit (and occasionally beyond, as evidenced by the rocks and drift on track) in the name of entertainment.
One thing still holds true today, though: parking lot attendants would still start the Charger 500 every few minutes, just to hear the glorious bellow of its Hemi V-8. Happy Hemi Day, and enjoy the video.


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In this post, I am going to show you how to install WordPress on GoDaddy.
If you are wanting to get a blog up and running and are trying to decide whether to use a free platform like blogger.com or to take that extra step and purchase a domain and hosting so that you can actually own your blog, I highly recommend going the 'do-it-yourself' route for a couple of reasons.
First of all, although you may think it's complicated to install WordPress on GoDaddy or another server, it's actually really simple. Plus, both GoDaddy and HostGator have excellent customer support and when you do run into issues, they are very helpful.
Also, when you use a free platform, you don't have any control of your site and you don't own it. It can be taken down at any time, and they can put advertisements on it. The free platforms are good for some things but are not the best choice if you are starting a business. It's always best to be professional.
Anyway, one you have a domain name (GoDaddy has the cheapest domain names) that reflects your niche, and have purchased a good hosting package (HostGator has the best hosting), all you need to do is install wordpress.
In this video, I will walk you through how to instal WordPress on GoDaddy. If you choose to use HostGator, it is just as simple.
Still have questions? Contact me directly and I will do what I can. Otherwise, jump into one of the forums in your servers backoffice and see what others say.
Have a great day and enjoy the process!


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Hours and Admission
During exhibitions MOCRA is open to the public Tuesday through Sunday, 11:00 am to 4:00 pm.
MOCRA's offices are open during regular business hours, Monday through Friday.
MOCRA is closed for some holidays. Please check current exhibitions for more information.
We gladly accept donations, with a suggested offering of $5 for adults and $1 for students and children. Some exhibitions may have an additional admission fee. Please check current exhibitions for more information.
How to get to MOCRA, and where to park
Click here for detailed information.
There are two parking spaces designated for handicapped parking behind MOCRA's building.
Click here for more information.
There is one flight of steps from MOCRA's lobby into the gallery and a motorized lift available for people in wheelchairs or who have difficulty managing steps. The main gallery is wheelchair accessible. However, there is an additional flight of steps up to the balcony gallery, and unfortunately at this time that area is not wheelchair accessible.
Bringing a group?
MOCRA welcomes tours and class visits.
Click here for more information and to arrange a visit.
Need more information?
If you have any questions or haven't found the information you need, please contact us.


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Fangirl Fragrance Moment: Agent Provocateur Petale Noir Eau de Parfum
Wil Wheaton wrote a rather long post about his role as Wesley a few days ago. I swear I spent so much time on Usenet groups, IRC Channels, and Trek forums defending his character to my fellow trekkies it could have been borderline absurd. You know how you think people that fight on Facebook, forums, etc are absolute fools? At some point in my younger Internet life I was that fool, defending Wil Wheaton to the death.
Needless to say his perspective of the character never quite matched up with my own.
I must still be disillusion because no matter how many times I re-watch a Generations episode I still love Wesley. He was a freaking cool character, sorry, but I disagree with the haters (that includes you Wil).
I digress…another one of my fangirl moment stems from the fact Agent Provocateur has introduced a new fragrance. Wil Wheaton, Generations, Star Trek, Agent Provocateur, it's all fangurlisms to me.
Read ahead.


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juanjovilar's curator insight, May 4, 2:52 AM
Relación de Apps de Google para iOS, aunque también las encuentras para Android y escritorio de Chrome.
Duan van der Westhuizen's curator insight, August 8, 6:27 AM
You name an app-and they tried to put it on the wheel
Nezha EL MASSOUDI's curator insight, August 8, 9:25 AM
You name an app-and they tried to put it on the wheel
Cheryl Frose's curator insight, April 24, 5:49 PM
Wow! An extensive list of how-to links for Google.


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- Infowars - http://www.infowars.com -
Gun, Ammo Sales Surge After Boston Marathon Bombing
Posted By Adan On April 23, 2013 @ 1:59 pm In constitution,Old Infowars Posts Style,Tile | Comments Disabled
Awr Hawkins
April 23, 2013
The surge in gun and ammo purchases that began after Sandy Hook and continued through the Senate's failed gun control vote appears to have picked up steam again following the Boston Marathon bombing.
For example, at the Syracuse Gun Show on the New York State Fairgrounds last weekend, so many people showed up that some had to wait in line more than two hours just to get into the gun show. Those that waited did so on a windy day, amid sleet and snow flurries.
Moreover, for this specific gun show, few people came to sell guns; most came to buy them and find the ammo they needed for their guns at home.
Article printed from Infowars: http://www.infowars.com
URL to article: http://www.infowars.com/gun-ammo-sales-surge-after-boston-marathon-bombing/
Click here to print.
Copyright © 2015 Infowars. All rights reserved.


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LOS ANGELES (MarketWatch) — California is one of the bluest states in the country, so it stands to reason that a Republican who gravitates toward the middle stands a better chance of winning high office there, right?
Think again. The way it stands now, gubernatorial candidate Meg Whitman — the moderate — is falling behind in her race against Democrat Jerry Brown. Meanwhile, the more conservative Carly Fiorina seems to be holding tough as she tries to unseat her Democratic rival, three-term U.S. Sen Barbara Boxer.
What gives? Political analysts say Whitman hasn't done enough to endear herself to the electorate, while Fiorina is running against the Washington establishment, where the political climate is bad for Democrats.
"I have to believe the anti-incumbent mood is stronger for federal officeholders than state officeholders," said Matt Klink, executive vice president for Los Angeles-based political consultants Cerrell Associates. "Voters want to get things done."
Such is life these days in the Golden State, one of the most troubled regions in the nation as it struggles with 12.4% unemployment, a distressed real estate market and a perpetual budget crisis. The state legislature recently set a tardiness record for passing a spending plan, approving it 100 days after the July 1 deadline.
The state's malaise, and the hybrid political philosophy of Gov. Arnold Schwarzenegger — a Republican who seems to be camped out at the political center — have left voters unable to focus their anger on either Whitman or Brown as they choose California's next chief executive. Whitman, though, seems to be getting the brunt of it.
But the Senate race is more indicative of the nation's mood, as the U.S. in general still flirts with double-digit unemployment.
Fiorina is keeping the race tight with Boxer, with the incumbent holding a slim, two-point edge, well within the margin of error. The fact that Boxer hasn't been able to shake off Fiorina two years after President Barack Obama won more than 60% of the vote in the state is troubling for both the candidate and the party.
Avoiding the middle
Republicans would get tremendous boost should Fiorina win against the three-term incumbent, Boxer, says Allan Hoffenblum, publisher of the political website California Target Book and a former Republican consultant.
"Carly Fiorina is the first serious Republican contender who is not running a campaign of moving toward the center," Hoffenblum said, adding that the former Hewlett-Packard Co. HPQ, +2.84% chief executive has conducted a more focused race that's centering on the economy.
Attack Ad: Carly Fiorina's 'Buck' ad
In "Buck," Carly Fiorina, Republican nominee for California's U.S. Senate, attacks rival Sen. Barbara Boxer for spending and the failure of the stimulus plan.
"She's not stretching the social issues, she's concentrating on jobs, jobs, jobs," he said.
If Fiorina can pull off a victory as a conservative candidate in a blue state, she could become more of a force in Republican politics than ex-Alaska Gov. Sarah Palin, thought to be a possible presidential contender in 2012, Hoffenblum says.
The battle is a classic left vs. right duel, as the conservative Fiorina is pitted against a liberal Boxer, said Klink. He called Boxer one of the more "polarizing" figures in Washington.
"For the first time in a long time, [Boxer] has a legitimate challenge," he said. "They're duking it out, left and right."


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Banana Carrot Cake with Cream of Coconut – Cream Cheese FrostingJuly 28, 2011 at 3:10 pm | Posted in Cakes, Dessert, Fruit, Giveaway, Vegetables | 66 Comments
Tags: baking, Bananas, Cake, Candied Ginger, Carrot Cake, Carrots, coconut, Coconut Cream Cheese Frosting, Cream Cheese Frosting, Giveaway, Macadamia Marzipan, macadamia nuts, Marzipan Carrots, Tropical Carrot Cake
Warning – I'm all over the place today, so bear with me.
I preface a lot of my blog entries, don't I? Well, here's another one before I get to this post. I couldn't take part in this month's Daring Baker's Challenge because of time constraints due to another obligation – a sort of last-minute obligation, but a good one, which you will all see soon.
However, I'm kind of bummed because the challenge was the classic french cake 'Fraisier', hosted by Jana of Cherry Tea Cakes, and I was reeeeaaaally looking forward to making it. I will make one and post it eventually, but until then, please take a few moments to check out the beautiful Fraisier's created by all the talented Daring Bakers, via clicking on the links to their blogs, HERE.
Since I don't have a Fraisier to show off *sniff*, I present to you a carrot cake I made a few weeks ago – after I preface once again…
It's funny how the weirdest things from early childhood stick to your brain eternally. I can still remember the lyrics to every chorus class song between the ages of 8 and 13 yrs old. When I try to impress people by reciting all 50 states in alphabetical order, super fast, it's because 'Fifty, Nifty United States' permeated my fresh, young brain, permanently, not because I was born with this amazing ability to recite the states in alphabetical order on a whim.
These are not real carrots, they are macadamia marzipan carrots and yes, I made them. The carrot fronds are real. I did not make those, just an unfortunate, inedible decoration decision that didn't turn out as I'd hoped.
When I was maybe 4 or 5, there was a TV interview with Shaun Cassidy (I think it was Shaun Cassidy (???). Apparently it was his birthday, and the host asked what his favorite cake was. He said carrot cake. Ewwww..a cake with carrots in it?? Yuck! I couldn't believe anyone would eat a cake with vegetables in it!
Several years later, I tasted some for the first time. Oh my Gahh, moist, spicy, sweet, delicious..and the cream cheese frosting..I was in love. I spit bullets when I order a slice of carrot cake and the frosting is buttercream or anything other than cream cheese frosting. I feel the same about red velvet cake, but I'll get to that another time. My point is, I still think of that interview every time I bite into a slice of carrot cake. No idea what to make of it – especially since I was never a Shaun Cassidy fan.
SO, I had an urge to make carrot cake a few weeks ago. and not just any carrot cake – a carrot cake I've been coveting for some time at Epicurious.com (I shall covet thy carrot cake!). I think it's been in my saved recipe box for at least 5 years. It's a tropical carrot cake and it contains macadamia nuts instead of the usual walnuts or pecans, and pineapple and coconut. Normally, I don't flip over cooked pineapple unless it's doused with sugar and grilled. I have similar feelings about strawberries, but again, I'll get to that another time.
As always, I digress – this was supposed to be a tropical carrot cake, but the only two things, outside of your basic carrot cake that made it tropical, were, the macadamia nuts, and this luscious sounding coconut – cream cheese frosting, containing cream of coconut. Cream of coconut, not to be confused with coconut cream, is this amazing, thick, glossy sweetened, condensed milk like can of coconut something or other concoction. I really don't know exactly how it's made, but I do know I've actually eaten it with a spoon right out of the can. It's sosososo bleepin' good.
That said, I didn't want pineapple in this cake and wasn't feeling most other tropical fruits like mango or papaya. I had an urge for banana, and three, ripe mashed bananas did the trick. I've always liked (yes, liked, kind of have to be in the mood for it. so that does not qualify as 'loved' to me) banana bread and banana cake, and I was in the mood for it.
The cake and frosting turned out terrific..the cake is superdupercalifragilistic moist with a hint of warm, gingery heat surprising you with each bite, and the frosting, PHENOMENAL, although the heat wave wouldn't let me get decorative with it (my rosettes keeled – then morphed into lumps). It was hard not to ditch the layer cake deal and tear off hunks of cake to dip in the frosting, but somehow, I managed. However, I broke one of my cardinal rules when it came to decorating it.
I don't believe in ever putting inedible* things on anything edible, whether it be a plate of food, sweet or savory, a cake..whatever. Not only did I do it, but I OVERDID it.
Carrot fronds jammed into homemade macadamia marzipan (omit coffee) carrots. I got the frond idea from Martha Stewart (I only used orange gel paste). Martha Stewart only puts one small frond in each carrot. I thought a bunch would look cool, especially hanging over the sides of the cake. Once I looked at the photos, after it had already been cut into and attacked with savage, voracious ferocity, I hated it.
Regardless, I wasn't going to make another one any time soon – we had our fill, so here it is in all it's greenery glory and 70's psychedelic orange background. Ignore that and make this cake. It's worth it.
One final note. Carrot fronds are not inedible, but they don't taste good (unless they're from baby carrots), especially with cake.
Adapted from Epicurious
- 2⅓ cups sifted all purpose flour (sifted, then measured)
- 1 cup sweetened flaked coconut
- 1 cup dry-roasted macadamia nuts, toasted
- ¾ cup chopped crystallized ginger *
- 1 tablespoon ground cinnamon*
- ½ teaspoon fresh, grated or ground nutmeg
- 2½ teaspoons baking powder
- 1 teaspoon salt
- ½ teaspoon baking soda
- 2 cups sugar
- 1 cup melted coconut oil or vegetable oil
- 4 large eggs
- 2 teaspoons vanilla extract
- 2 cups finely grated peeled carrots
- 3 very ripe bananas, mashed, with some chunks remaining
- 4½ 8-ounce packages (36 ounce total) cream cheese, room temperature
- 1 cup (2 sticks), plus 2 tablespoons unsalted butter, room temperature
- 3 cups powdered sugar
- 1 cup plus 2 tablespoons canned sweetened cream of coconut (such as Coco López or Goya)
- 1½ teaspoons vanilla extract
- ¾ teaspoon (scant) pure coconut extract
- Toasted coconut shreds of flakes
- Macadamia marzipan carrots or frosting (tinted orange and green) piped carrots
- Preheat oven to 350°F. Butter three 9-inch-diameter cake pans with 1½-inch-high sides. Line bottom of pans with parchment paper. Combine ⅓ cup flour and next 3 ingredients in processor. Process until nuts are finely chopped. Whisk remaining 2 cups flour, cinnamon, baking powder, salt, and baking soda in medium bowl to blend.
- Using electric mixer, beat sugar and oil in large bowl to blend. Add eggs 1 at a time, beating well after each addition. Beat in vanilla. Beat in flour-spice mixture. Stir in coconut-macadamia mixture, then carrots and mashed bananas.
- Divide batter among pans ( I weighed out close to even layers..about 1 lb 6 oz batter per pan). Bake until tester inserted into center of cakes comes out clean, about 30 minutes. Cool in pans on racks for 15 minutes, then run knife around edge of pans to loosen cakes. Turn cakes out onto racks; cool completely.
- Beat cream cheese and butter in large bowl until smooth. Beat in powdered sugar, then cream of coconut and both extracts. Chill until firm enough to spread, about 30 minutes.
- Place 1 cake layer, flat side up, on platter. Spread heaping cup frosting over top of cake. Top with second cake layer, flat side up. Spread another heaping cup frosting over the top. Top with third cake layer, pressing slightly to adhere. Spread thin layer of frosting on top and sides of cake. Chill cake and remaining frosting 30 minutes. Spread remaining frosting over top and sides of cake. Arrange whole nuts and ginger (or whatever decor you decide on) around top edge of cake. Chill 1 hour. (Can be made 1 day ahead. Cover with cake dome and chill. Let stand at room temperature 1 hour before serving.)
**This recipe makes a lot of frosting. I originally developed it to do a basket weave piping around the cake, but changed my mind, so I was left with a lot of frosting, which I used for cupcakes the next day. You can cut the recipe in half and still get a decent amount to fill and frost the cake.
Finally, the winner of the hunka hunk of Grana Padano Riserva cheese, and $40.00 worth of custom goodies from buildasign.com (I thought today was the 27th! So sorry for being a day late!). #93 is Barbara of Barbara Bakes, one of my favorite blogs! Congrats, Barbara! Sending you an email to get your info so the cheese can be mailed out asap, and will send your email to buildasign.com so they can send you your coupon code for $40.00 worth of custom goodies!
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Sweet! I'm a winner, winner, winner! Thanks!! It'll be my first time tasting Grana Padano. Your cake looks fabulous and the frosting sounds amazing. I've never tried cream of coconut. I've been missing out.
Comment by Barbara Bakes— July 28, 2011 #
"I spit bullets when I order a slice of carrot cake and the frosting is buttercream, or anything other than cream cheese frosting."
This is best carrot cake I've ever seen in my life. I love banana bread/cake (my favourite of all the cakes), so bananafying a carrot cake sounds excellent to me. It's so beautiful.
p.s. Congrats on your cheese, Barbara Bakes!
Comment by Suz— July 28, 2011 #
Looks really good, Lisa. At first glance I thought they were marzipan carrots until I saw the fronds, thinking "wow what perfect orange carrots". Then read they were both! It's actually a good idea (leave it up to that Martha…).
Best, Sandie
Comment by Crumbs of Love— July 28, 2011 #
Oh my god, beauriful and moist looking carrott cake! Can't wait to try the recipe!
Comment by Pam— July 28, 2011 #
Oohhh I love carrot cake with cream cheese frosting too! But this is the first time I've come across sweetened cream of coconut (eventhough I am here in the most tropical of all countries), I will look for this right away so I can try your recipe Your cake looks so delicious, and I will eagerly be waiting for your Fraisier post :))
Comment by chef_d— July 28, 2011 #
Congrats to Barbara! I love her blog too! That carrot cake is a masterpiece!
Comment by Maris (In Good Taste)— July 28, 2011 #
Carrot cake is one of my favorites. For some reason it makes me think of Easter, I guess it is the carrots that relate to the easter bunny. Anyhow, this looks so fantastic, wish I had a slice. Yum!
Comment by Tina@flourtrader— July 28, 2011 #
What a fab cake! I'm crazy about carrot cake, though I have no odd pop star associations to go with it. I love that frosting from Epicurious and use it to make a coconut layer cake with more coconut cream in the cake. Yum, but I need to keep some aside to eat with a spoon next time…
Love the carrots and crazy orange background!
Comment by Mary— July 28, 2011 #
Oh, you're killing me. I've literally been dying waiting for you to post this carrot cake, ever since you talked about it on twitter. I must have a piece. NOW. And I'm super intrigued about your obligation. Is it ok that I'm excited and don't even know why? I'd probably be less crazy about it if I had a piece of cake.
Comment by Jenni— July 28, 2011 #
I'm afraid I'm becoming addicted to your writing… I always have so much fun reading your posts :))
Traditionally, carrot cakes in Brazil have chocolate frosting and it wasn't until a year or so ago that I had a carrot cake with cream cheese frosting for the first time. I fell in love…
This carrot cake looks really special and delicious, I'm sure I'll love it too
Comment by Renata— July 29, 2011 #
Wow what a carrot cake, it sounds like it tastes totally sublime! Macadamia nuts, wow what a splurge. And I have to say I love the over the top carrot tips lol, goes with the 70s theme background very well. So cool for SCR!
Comment by Evelyne@CheapEthnicEatz— July 29, 2011 #
I second Renata, I love reading your posts..feels like chatting with a friend over a cup of tea
The cake looks stunning..you made me crave carrot cake
Comment by thefooddoctor— July 29, 2011 #
Lisa, this is a very delicious twist of the general carrot cake we know! You actually added banana in the cake and coconut in the cheese cream. I am sure it is super delicious, it does look so, and your layering is extremely neat! Great skill
Comment by bake in paris— July 29, 2011 #
Awww, I was looking forward to seeing your fraisier! I really recommend making it, even if the deadline is past: it's a perfect summer dessert!
I never could get over the carrots in carrot cake – even though I love carrots in anything else! But hey, I never thought I'd like chocolate-zucchini cake, and I adored it when I first tried it! Your cake looks absolutely gorgeous, like out of a magazine!
Comment by Valerie— July 29, 2011 #
Carrot Cake is my most favorite cake. I never would have came up with the idea to use bananas in it! It look delicious! Thank you for the recipe. I can't wait to try it out.
Comment by Cindy B.— July 29, 2011 #
Mmm… that cake looks divine! I love all types of cakes but banana and carrot together sounds really good. I thought the carrots were marzipan, you could have fooled us all. And I actually like the orange back ground
Comment by Suzanne— July 29, 2011 #
They are marzipan, but the fronds are real..hence the confusion
Comment by lisamichele— July 31, 2011 #
I am lusting over…well…any number of gorgeous photos of your luscious, exotic carrot/banana cake. It needs to be modeled on the mini-runway called "my-kitchen-table"…then ferociously attacked with a LARGE fork. The mac-nuts a clever substitute. Crystallized ginger – love it. On the cream cheese icing we agree 100%. The carrot orgy topping worked extremely WELL.
Oh…Incidentally, as a kid I also recited the 50 states, but not reeled off very quickly. But I wuz only seven years old (goo-goo.)
Comment by Casino Pier— July 29, 2011 #
Oh my! That last pic looks too delicious! Hand me a fork please!
Comment by Bourbonnatrix— July 30, 2011 #
Yes, yes, and yes.
Love carrot cake – love cream cheese frosting – love banana bread. There's a Cuban restaurant that I love that has a tropical banana cake that I could roll around in if they'd let me. This sounds like it may be similar and I'm looking forward to my first bite.
P.S. Cooked strawberries should be banned.
Comment by Mindy— July 30, 2011 #
That sure is looking delicious. Thank you for sharing your yummy ingredient to us. I'll be looking forward for your next post.
Comment by traditional sweets— July 31, 2011 #
Gorgeous carrot cake! I love those marzipan carrots on the top… Beautiful.. Thanks for sharing!
Comment by Marsha @ The Harried Cook— July 31, 2011 #
This is one heck of a carrot cake! I love the mashed bananas i it! I also happen to like the fronds over the sides of the cake, looks very cool!
Comment by Gail— July 31, 2011 #
I completely agree with gail..the fronds make it look sort of regal, in a Grecian way! Sounds delicious, looking fwd to trying it!
Comment by Jake— July 31, 2011 #
mmmmmhhh carrot cake my favorite; especially with all that cream cheese frosting. Looks very moist too. Your photos are always so good and make my mouth water. Nice job as always.
Comment by Dan— July 31, 2011 #
This cake has me salivating!! I LOVE marzipan and carrot cake is one of my favorites. Even though I already have a recipe for carrot cake that I love, I really want to try this! Great photos!
Comment by Madeline— August 1, 2011 #
Thank you, Madeline! I couldn't find a place to leave a comment on your tumblr page, so replying here. I'm so flattered that you loved it enough to post it! Just wait until you try it..it's so amazing – plus, the coconut cream cheese frosting ia so good that it will be hard not to want to eat with a spoon prior to frosting the cake!
Comment by lisamichele— August 1, 2011 #
Tropical carrot cake is a great take on a classic and that cream cheese frosting sounds even BETTER than the standard, and I do love the standard. Outstanding Lisa! Sory about the carrot fronds…who knew they wouldn't work.
Comment by Elle Baker— August 1, 2011 #
Beautiful carrot cake! It sounds excellent with the addition of ginger and the coconut flavored frosting, yum!
Comment by 5 Star Foodie— August 1, 2011 #
i love reading you Lisa so please keep those prefaces coming.
The carrot cake looks stunning!! I love the cream cheese frosting. I first thought the carrots were real, wow, you did a wonderful job. I honestly believe they look great! Stop being so harsh on yourself!
Comment by Roxana GreenGirl— August 1, 2011 #
Looks delicious! Love the carrots!
Comment by Penelope Gomez— August 2, 2011 #
You always make me laugh. I made a nice cup of tea before I sat down to read this.
Dare I say it, not a huge fan of cream cheese frosting, but feel the same way about cheesecake. But lashings of cream cheese on a bagel? That's got my name on it.
In saying that, LOVE this cake. Especially your edible/inedible decorations. 😉
Comment by Julia @ Mélanger— August 4, 2011 #
I need a piece of this cake now.
Comment by Mark— August 4, 2011 #
Love carrot cake and You can tell how moist yours is by the crumb. The frosting looks creamy and luscious, perfect! Making this!
Comment by Alexandra— August 5, 2011 #
Mmm…carrot cake sounds perfect right now. Haven't made one in a couple of years because let's face it. I'd have to eat it all myself. The ingredients sound yummy. Nice version. What about Cream Cheese Buttahcream? That's what I make — but not with powdered sugar. Not a fan of that *scrapes off frosting* haha! Beauteous cake. Love the "draped" carrot fronds!
Comment by kellypea— August 5, 2011 #
Wow I've never thought to combine carrot and banana — sounds super moist and flavorful — not to mention your perfect layers and even slices =)
Comment by Xiaolu @ 6 Bittersweets— August 5, 2011 #
Wow that I wanna have one slice of those now
Comment by rsmacaalay— August 7, 2011 #
I love carrot cake! Banana instead of pineapple sounds great, and I love the idea of macadamia nuts. And now, I must try making some frosting with cream cheese with coconut cream. Sounds amazing.
Comment by lisaiscooking— August 7, 2011 #
Lisa, hands down that is the purtiest carrot cake I've ever seen! 😀 Love the little variations on the recipe too!
Comment by Lorraine @ Not Quite Nigella— August 12, 2011 #
I do not like macadamia nuts, is there any other nut I could use in this recipe. Thanks.
Comment by Jackie— September 2, 2011 #
Of course! You could use pecans, walnuts, hazelnuts, Brazil nuts etc..OR, you can omit the nuts altogether!
Comment by lisamichele— September 2, 2011 #
[…] Looking for a tropical carrot cake recipe? Banana – Ginger Carrot Cake with Coconut Cream Cheese Frosting have two features that make it more tropical than your traditional carrot cake recipe. It is made with macadamia nuts and has coconut cream cheese frosting which is made with Cream of coconut. In the words of the creator herself, "The cake and frosting turned out terrific..the cake super-moist with a hint of warm, gingery heat surprising you with each bite of tropical spice, and the frosting, PHENOMENAL." Grab the recipe, HERE. […]
Pingback by » Banana – Ginger Carrot Cake with Coconut Cream Cheese Frosting— September 12, 2011 #
I would like to have the recipe shown on The Chew on Thursday, May 17. It was Brasile Carrot Cake with Chocolate Frosting. The carrots were pureed after grating them. John Luzzini was the guest host.
Comment by Marie Gazica— May 17, 2012 #
Hi, Maria..I don't have that recipe..nor did I see the episode you're speaking of- BUT. I found you the recipe! http://beta.abc.go.com/shows/the-chew/recipes/Brasilian-Carrot-Cake-Johnny-Iuzzini
Comment by Lisa— May 18, 2012 #
Loved this recipe, and will add it to my "Best macadamia Nut Recipes" blog over at Squidoo! I Used fresh Hawaii macadamia nuts for this recipe. I get mine from http://www.maunakeagold.com. In my opinion, Hawaii produces the best Mac Nuts!
Comment by cyberflydesign— June 15, 2012 #
I want to make this cake for my daughter's 4 year old B-day party. Question: do you think it would be fine if I baked whole amount of batter in one pan tin? It would bake for longer time but should be fine, wouldn't it? Thanks!
Comment by Indre— March 25, 2013 #
I made this carrot cake for Easter and it was amazing! It is very moist and has a banana bread kind of consistency, and my whole family loved the macadamia nuts vs pecans. Also, the cream of coconut and coconut extract was a wonderful addition that imparts great flavor. The only issue I had was the icing consistency. BTW, this recipe does make a lot, but everyone wanted a spoonful taste, its THAT good, but mine turned out almost too soft. I live in the south, and we had a warm day, so I might try a little less cream cheese or butter, or a little more confectioners sugar next time. All in all, this was a beautiful, delicious cake and even my mother, who prides herself on her carrot cake, (which was also my late grandmothers recipe) claimed that this was the best cake and now I have to make it every Easter! I was nervous to try something new in her presence, but this cake "Takes the Cake" so Thank you! Thank you!
Comment by Sherrye— April 21, 2014 #
[…] Via […]
Pingback by …Love Fills Every Corner | Home is the Place Where…— October 24, 2014 #
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Adam Kernel V2.6
/!\ Flash it at your own Risk /!\
Stock configuration, No CPU/GPU/Memory/IO tweaks applied, Use Stweaks/Tegrak Apps and Apply your preferred tweaks
Battery charging control Trough Stweaks App (AndreiLux implementation, Big thanks to him)
Stweaks App support (Used AndreiLux customization of GokhanMoral generic interface, Big thanks to them)
Auto install of Boeffla Sound and Stweaks Apps (Thanks to Simone201 and Gokhan)
Boeffla sound App support (Thanks to AndiP)
Reduce Battery monitor wakelocks (Thanks to AndreiLux)
Added IO schedulers: SIO & ZEN & ROW (Thanks to AndreiLux and Yank555-lu)
Enabled Car Dock charging
Triangle away support (Thanks to IndiP and Delute)
Compiled CIFS as module
Compiled NFS as modules (it depends on the compiled modules "sunrpc" and "lockd")
exFAT support
Init.d support
Added support for Crt-Tv Off Animation (thanks to Codeworkx and Perka)
Tegrak overclock support (CPU/GPU optimizations)
Built with Stock ARM Toolchain 4.4.3
Dynamic FSyn control
GS3 kernel Built from Samsung GS3 sources Update10 (Sudden death & Exynos bug fixes included)
Note2 kernels Built from Samsung Note2 sources Update2 + GS3 Update10 patch (Sudden death & Exynos bug fixes included)
Removed the Auto-Root
Fixed 200Mhz step UV
NFS support built-in kernel
Removed Zram support (Swap still supported)
Few battery life tweaks
Update Initramfs to ME2.
Thanks to: Samsung; Dsixda; Codeworkx; Perka; Andreilux; GokhanMoral; AndiP; Yank555-lu; Simone201; Delute; Faux123
Mirror (Thanks to Korumera)
No need to ask for the other devices, i will post it when it's ready, no ETA.
Tags: Adam Kernel, CWM, ETA, Galaxy S3, GT


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Clemson to add 1,400 beds to campus by 2015
CLEMSON - Clemson University is building high-end apartments as part of a $123.5 million student village that will accommodate students studying at a nearby technical college planning to transfer to Clemson.
Upperclassmen and graduate students will fill 700 beds at the apartments. Students participating in the Bridge to Clemson program will fill an additional 700 beds, said Gerald Vander Mey, director of university planning and design.
The Bridge to Clemson is an invitation-only program for freshmen who attend Tri-County Technical College. They are admitted to Clemson if they meet credit and grade requirements.
Ronnie Booth, president of Tri-County Technical College, has supported the idea of housing Bridge students at Clemson.
"It will provide a supportive environment that will help them make the transition to college, succeed academically and develop a sense of community, all of which contribute to a richer college experience," he said in a news announcement.
The idea behind the new housing is to create an intimate, park-like atmosphere that mimics an urban layout. Universities such as Rochester Institute of Technology have embraced such design successfully, Vander Mey said.
The apartments will have their own bathrooms, kitchens, dining rooms and living rooms, and will be shorter than most dorms on campus.
They "will hopefully create nice community relationships on site instead of big, hulking buildings," Vander Mey said.
The university's Barnes & Noble bookstore will move to the village, Vander Mey said, doubling its current size. Other unnamed retail and restaurants will open around it.
Money for the project comes from auxiliary revenue collected through fees paid by students who live on campus, said university spokesman John Gouch. Auxiliary money doesn't come from tuition or university funds.
Pending state approval, the student community will be located where the former Douthit Hills duplexes once stood, near the water tower at the east campus entrance. The site has been a vacant lot for more than five years, Vander Mey said.
Construction is set to start next year and the apartments will open in 2015.
The 1,400 beds will provide swing space while Clemson renovates or replaces other residence halls. Johnstone Hall and Clemson House are at the top of the list to renovate or replace.
The board of trustees also approved the concept for The Watt Family Innovation Center, a three-story, 40,000 square-foot facility to be built in the middle of the campus. A $5.3 million gift from the family of Charles Watt, an alumnus, will help fund the building. Science, engineering and technology teaching and research will be housed there.
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Pape Benoît XVI
Pope Benedict XVI gives the holy communion to a Nigerian faithful... Photo d'actualitéBasilique Saint-Pierre,Cardinal,Communion,Donner,Ensemble,Haut-lieu touristique international,Horizontal,Messe,Neuf,Nigeria,Pape,Pape Benoît XVI,Religion,Spiritualité,Vatican,État de la Cité du VaticanPhotographer VINCENZO PINTOCollection: AFP 2012 AFPPope Benedict XVI (L) gives the holy communion to a Nigerian faithful during a Holy mass with new cardinals on November 25, 2012 at St Peter's basilica at the Vatican. Pope Benedict XVI the day before consecrated six non-European prelates as new members of the College of Cardinals in a development welcomed by critics concerned that the body which will elect the future pope is too Euro-centric. AFP PHOTO / VINCENZO PINTO (Photo credit should read VINCENZO PINTO/AFP/Getty Images)


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User Guide
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Set up your tablet with the BlackBerry Desktop Software
The first time that you connect your BlackBerry PlayBook tablet to your Mac computer and use the BlackBerry Desktop Software, you are prompted to set up your tablet. You can change these settings at any time by clicking Device Options on the main screen.
- Connect your tablet to your computer.
- On your computer, in the Applications folder, click the BlackBerry Desktop Software icon.
- In the Device Name field, type a name for your tablet.
- In the Keep this amount of memory free section, specify the amount of storage space that you want to keep free for files other than music files.
- Click OK.
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New homes in Ontario! This neighborhood features a collection of 130 two-story homes ranging from approximately 2,098 square feet to 2,431 square feet, all with flexible floor plans that can be uniquely customized to meet your needs and wants. Belamaria offers up to 5 spacious bedrooms, 3 baths, and 2 car garage. Belamaria boasts an array of resort like amenities featuring a tot lot and splash pad for the little ones, recreation center and dog park all within this family-friendly community.
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The Trails at Pine Avenue is an exclusive neighborhood of 39 homes. The Trails at Pine Avenue offers 3 floor plans ranging from 2,708 square feet to 3,167 square feet, up to 6 bedrooms and 3 baths and 2 car and 3 car/tandem garages with direct access. These exciting plans are nearly semi-custom with a myriad of design elements for your family to choose from. There are Great Rooms, Gathering rooms, flexible use areas for an Office, and Guest Suites. The Master Suites are luxurious and provide an escape from the daily grind. This neighborhood offers convenient commuter access to the 215 freeway as well as plenty of shopping centers, entertainment, parks and restaurants nearby.
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New Homes in San Jacinto! Nestled against the San Jacinto Mountains right at the base of Lance Canyon presents one of the only Newest Homes Communities in San Jacinto. These homes are your window to a beautiful way of life where you can live, work, shop, play and relax. Its superior location has direct access to the 60, 10, and 215 freeways, which can get you where you are going in a hurry. Frontier Communities is currently offering an incredible array of 4 floor plans. Luz Del Sol has two spacious single story and two story designs that will captivate your imagination. Our floor plans range from 1,850 square feet up to well over 2,626 square feet, up to 5 bedrooms and 3 baths with 2 and 3 car garages! Designed for comfortable living with flexible spaces, you will be delighted by the great room in each plan and the unique customizing options that we offer.
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Riverside was voted one of the Top 10 coolest cities by Forbes Magazine in 2014. Be part of this ever-evolving historic modern town. Frontier's highly anticipated Mission Square community offers gorgeous modern historic two story architecture that opens up to a spacious floor plan of up to 2,597 square feet. Which will include up to 6 bedrooms, 3 baths, dining room, giant family room, loft, and 2 car garage. Within minutes of historic Downtown Riverside, Art & Culture centers, Galleria at Tyler, and Metrolink Station.
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Gold Today – The New York gold price closed at $1,371.60 up $4.60 on Thursday in New York. Asia took it up again to $1,375 ahead of London's opening. The gold price was Fixed in London at $1,370.00 down $1.00. In the euro, it Fixed at €986.463 up €4.16 as the dollar continued to strengthened to $1.3888 up 0.69 of a cent against the euro. Ahead of the opening in New York gold stood at $1,371.70 and in the euro at €987.37.
Silver Today – Again, the silver price closed at $21.17 down 11 cents in New York. Ahead of New York's opening, it was trading at $21.33.
Price Drivers
Gold held its gains yesterday and is doing so at the moment. While there is little, if any, overhead resistance until over $1,400, it would reinforce the breakout if the gold price consolidated at these or slightly lower levels. But this may not happen as this is a Friday and activity in the gold markets is at its weekly highs today. There are many short positions out there that are becoming very nervous. Nevertheless, we would expect a day of consolidation, with a positive bias, to be most likely.
The dollar is trying hard not to fall further today as it recovered 0.69 of a cent against the euro on Asian markets. The swap arrangements between the E.U. and the U.S. are more than sufficient to hold this exchange rate at a level the authorities wish it to trade at, despite the downward trend for the dollar against the euro. In the past, we have seen it over $1.40: €1, but have noted that it was pulled back to between $1.20 and $1.40. It is in the interests of both the U.S. and E.U. to keep it there. Therefore gold, if it moves higher, will do so against all currencies.
There were small purchases into of the SPDR gold ETF [GLD] of 2.098 tonnes but none into or from the Gold Trust, on Thursday, which left their respective holdings at 813.296 tonnes and 165.14 tonnes. The purchase was too small to impact the gold price, but it confirms that the fund reflects two way traffic and a changed attitude to gold in the U.S. We are constantly watching to see if our conclusion that broad based U.S. sales of gold have stopped. If so, then last year's supply of 1,300 tonnes has stopped. This is and will affect the structure of the supply/demand picture significantly.
Silver – The silver price is holding back today waiting for gold to lead the way but prepared for a pullback in the price of gold. In the past, when this has happened silver holds back for some time then suffers the 'shunt' effect, when gold moves forward firmly. We need to point out that the silver price is made in the U.S. not in London.
Julian Phillips is the founder of www.GoldForecaster.com and www.SilverForecaster.com