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Remarks of William J. Fox
Director, Financial Crimes Enforcement Network
February 9, 2005
The Anti-Money Laundering / USA PATRIOT Act
Compliance Conference
Florida International Bankers Association, Inc
Miami, Florida
Good Afternoon. It is great to be back in Miami. As some of you in the room may know, I have spent a good deal of time in this region this past month. In fact, my wife is beginning to get suspicious. Convincing her that I am working down here and not playing golf has not been easy. However, I think I have convinced her that addressing conferences like this is a very important part of the mission of the Financial Crimes Enforcement Network, and I would like to thank the Florida International Bankers Association and the Conference of State Bank Supervisors for extending the invitation for me to come here and speak to you this afternoon. I am especially grateful to Pat Roth, Executive Director of the Florida International Bankers Association and to Clemente Vazquez-Bello, the Coordinator for the Conference's timely and important agenda.
I am assuming many of you were in attendance when I had the privilege to address this conference last year. If you remember, the date was March 11th. It was the same day that a group of thugs detonated backpacks filled with explosives placed strategically on trains in the City of Madrid's busiest train station during the height of the morning rush hour. Hundreds of innocent men, women and children died that day. I remember the gasps in this audience when I announced that this unspeakable horror had been inflicted upon the good citizens of Madrid. It was a terrible reminder . . . a reminder of the feelings we all had surveying the dust and rubble that remained from the once proud towers in New York. It was a terrible reminder that our world has indeed changed.
I don't need to tell any of you in this room that the world has changed. The statute that my agency administers – the Bank Secrecy Act – has become part of this change. Only a few years ago there were serious efforts in the Congress to make suspicious activity reporting – the cornerstone of the Bank Secrecy Act's reporting regime – voluntary. Now, compliance with the Bank Secrecy Act's regulatory regime has become the number one issue for many in the financial industry, financial regulators and even law enforcement. A week does not go by where there is not an opportunity to attend a conference to discuss issues relating to the financing of terror, money laundering and the regimes aimed to address those problems. This change in profile for the Bank Secrecy Act reflects a realization that money matters. Whether we are using money trails as intelligence tools to identify, locate and bring to justice those persons who mean to do us harm, or whether we are attempting to choke off funds aimed at terrorist organizations or their sympathizers, or whether we are trying to remove criminal profit from a criminal enterprise, money matters. So, the changes in orientation that have occurred relating to the Bank Secrecy Act are, in my opinion, here to stay. I believe that is true because I believe the Bank Secrecy Act and the regulatory regime implemented under that Act is critical to the protection of our nation's financial system. Indeed, I believe that the Bank Secrecy Act and the regulatory regime implemented under that Act are critical to our national security. It is for this reason that I don't mind spending so much time coming to speak to you and to listen to your ideas and concerns. Because ensuring that the government: policy makers; administrators; regulators; and law enforcement, all of whom have a little piece of the "Bank Secrecy Act" pie – implement this Act in a way that achieves the policy goals of the Act is vital to our national security. Listening to your ideas about how we can make this implementation better is crucial for us to get it right. I can assure you of one thing . . . we don't have all of the answers in Washington.
Today, rather than speak to you about many of the issues we usually talk about, I want to focus my attention on the international aspects of the Bank Secrecy Act, particularly the amendments to that Act that have been made by the U.S.A. PATRIOT Act. After all, this is the right audience for such a topic. Miami has become the crossroads between the United States and Latin America. And, Miami's financial services sector has been a key part of making South Florida such a vital, international and cosmopolitan region.
I don't need to tell you that many of the significant changes made to the Bank Secrecy Act by the USA PATRIOT Act were directed at transactions outside the United States. Even with the most cohesive of international coalitions, and the most sophisticated of enforcement capabilities, the risk of penetration of the international financial system remains real. We need knowledgeable gatekeepers, and the PATRIOT Act anoints some of you as the keepers of the gate to the U.S. financial system. The Act focuses on our financial borders, and compels the fiduciaries of U.S. financial institutions to know with whom they are doing business. At its core, it codifies best practices in establishing and monitoring cross-border commercial relationships and promotes the free exchange of information between government and the private sector in the pursuit of terrorist financing and money laundering.
I am the first to acknowledge that it is an imperfect antidote to terrorist financing - that at best, it is a proxy of a system of regulation passed in the immediate aftermath of September 11 to capture something new and unimagined - money intended to kill our neighbors in the heart of our homeland. But we, as is our duty and obligation, have chosen to "vote" with the proxy, acknowledging that the financial sector - each free standing and distinct regulated sector – is more knowledgeable and smarter than we are about the risks of corrupting, abusing or gaming the system. We have encouraged risk based anti-money laundering rules that leave substantial discretion, invite comment and encourage directional change.
Not surprisingly, the USA PATRIOT Act is almost singularly focused on the flow of funds from abroad. The premise is simple: if a U.S. financial institution chooses to do business with a foreign entity, there is some modicum of risk and it is incumbent upon the institution to mitigate or manage that risk. This regime is sensible, fair and smart. Indeed, as I have already said, few are better qualified to assess risk unique to their business, and to tailor programs of maximum effect at minimum cost. Similarly, foreign financial institutions seeking access to the U.S. market must be prepared to provide U.S. financial enterprises with information sufficient to make the judgment that no one is being misled by terrorists, criminals or kleptocrats. The willingness to share such cross-border information is now a license required to do business in America. The key "international" provisions of the U.S.A. PATRIOT Act are known to most of you. The Act –
This regime places a great burden and responsibility on each of you. As draconian as this all sounds, I think it likely that many countries will follow suit with requirements for the surrender of information across borders. The international financial system is so completely stitched together today that it is impossible to protect the integrity of domestic commerce and to assure the security of citizens without reserving the right to examine the nature of cross border financial transactions. We have heard the concerns expressed by international institutions that the playing field is no longer level. I want to tell you today about what the U.S. Treasury and the Financial Crimes Enforcement Network are doing to ensure that not only the United States, but the world has a transparent financial system that is secure – to the extent that free commerce will allow – from the abuses of illicit finance and money laundering.
Working bilaterally and multilaterally, we are not only developing but monitoring compliance with international standards that will achieve a secure and transparent financial system. We devote a great deal of attention to assess countries objectively against international standards, provide capacity-building assistance for key countries that need it, and take steps to isolate those countries and institutions that refuse to facilitate terrorist financing. We are engaged in numerous international fora, including the United Nations, the G7, the G8, the G20, the Financial Action Task Force (FATF), several FATF-style regional bodies and the Egmont Group of financial intelligence units, all working to raise the bar – or from many of your perspectives – level the playing field, relating to international financial transparency standards.
Treasury leads the U.S. delegation to the Financial Action Task Force, perhaps the most important multilateral government body on issues relating to money laundering and terrorist financing standards. The FATF was established in 1989 by a G-7 Summit in Paris. The FATF was given the responsibility of reviewing the actions of individual jurisdictions and by the international community, and setting out measures that needed to be taken to combat money laundering. In April 1990, less than one year after its creation, the FATF issued a report containing a set of Forty Recommendations. These Recommendations were the first internationally accepted, comprehensive plan of action to fight money laundering. They provided a set of counter-measures against money laundering covering the criminal justice system and law enforcement, the financial system and its regulation, and international cooperation. The "FATF Forty Recommendations" have formed the cornerstone for international standards to counter money laundering. In addition to promoting anti-money laundering standards worldwide, FATF member countries committed themselves to the discipline of multilateral monitoring and peer review. A self-assessment exercise and the mutual evaluation procedure are the primary instruments by which the FATF monitors progress made by member governments in implementing the FATF Recommendations. The United States is currently undergoing this assessment procedure and I can tell you it is incredibly rigorous.
But it all isn't about assessments and standards. In the late 1990's, the FATF engaged in a major undertaking to identify non-cooperative countries and territories in an effort to making the international standards real. The FATF developed a process to seek out critical weaknesses in anti-money laundering systems which served as obstacles to international co-operation in this area. The goal of this process was to reduce the vulnerability of the financial system to money laundering by ensuring that all financial centers adopted and implemented the international standards. In June 2000, the FATF identified fifteen jurisdictions as non-cooperating and over the ensuing years, certain countries were added to the list. This "naming and shaming" process worked. Many of the countries that were listed worked themselves off the list – and, at the same time, raised the global international standards against money laundering making the world's financial system more secure.
The work of the FATF has not remained static. In June 2003, the FATF updated its Forty Recommendations to reflect the changes which have occurred in efforts to counter money laundering. These revisions enhance international standards of financial transparency and accountability required to effectively combat money laundering and other financial crimes. The revised Forty Recommendations now cover shell banks, politically-exposed persons, correspondent banking, wire transfers, bearer shares, the regulation of trusts, the regulation of trust and company service providers, and the regulation of lawyers and accountants. These newly revised Recommendations were endorsed by the G-7 Finance Ministers in a public statement issued the same day that the revised Recommendations were adopted by FATF.
Moreover, shortly after September 11th, the FATF issued Eight Special Recommendations on Terrorist Financing. These recommendations relate to the freezing of terrorist-related assets; regulating and monitoring alternative remittance systems such as hawala; ensuring accurate and meaningful originator information on cross-border wire transfers, and protecting non-profit organizations from terrorist abuse. These efforts have significantly contributed to the fact that now scores of countries have begun to regulate informal banking systems like hawalas; include originator information on cross-border wire transfers; freeze and seize terrorist-related funds; overtly criminalize terrorist financing; and increase vigilance over charities. In a very real way, these efforts contribute to a safer and more transparent global financial system, and at the same time, level the playing field for U.S. financial institutions complying with the heightened regulatory standards in the United States.
For countries willing to try to adopt and live up to these standards, the United States is willing to help. Treasury and its bureaus are working hard to build technical capabilities in countries that need it. Other agencies – the Federal Reserve Board, the Departments of State and Justice also provide needed assistance in building systems and training personnel. After all, adopting global standards is one thing, implementing them is quite another. At any given time, Treasury has men and women from the IRS, the OCC, the OTS, the Office of Foreign Assets Control, my agency and Main Treasury on the ground training financial investigators, building regulatory and supervisory capacity, helping countries to build effective sanctions regimes, and helping countries to establish well run financial intelligence units.
For countries that are unwilling to adopt the global standards or implement them well, we also have tools to bring to bear. We advocate strongly in the FATF to threaten or use the "name and shame" process to coerce those who may not be so willing to join the rest of the global community in committing to a safe and transparent financial system. Now, with the enactment of Section 312 of the U.S.A. PATRIOT Act, the FATF "naming and shaming" process has automatic real world consequences, in that enhanced due diligence is now required for financial transactions connected to a country that is on the FATF's non-cooperating country or territory list.
Additionally, the Congress has given us a unilateral tool – found in Section 311 of the U.S.A. PATRIOT Act -- to coerce countries – or even institutions – that the Secretary of the Treasury finds are of primary money laundering concern to join the rest of the world in a commitment to a secure and transparent financial system. When a jurisdiction or institution is found to be of primary money laundering concern, we can impose certain "special measures" to protect our financial system from the weaknesses posed. These measures can include: recordkeeping or reporting of individual transaction; beneficial ownership information on U.S. accounts of foreign persons; identifying customers using correspondent accounts and even prohibiting or imposing conditions on the opening or maintaining in the U.S. of a correspondent or payable-through account for a foreign banking institution.
To date, we have used this tool against several foreign banks and jurisdictions and our action has had real world effect. For example, Burma has taken significant steps to reform its financial sector and adopt international standards. As reported in the press, our proposed institution of special measures against the Commercial Bank of Syria is making a difference, as is the threat of proposing to institute such measures against others. No country or institution wants to be cut off from the U.S. financial system. By taking action against those who are less willing to reform, we are – in a very real way – ensuring that the world's financial system is more secure and transparent and that U.S. financial institutions have a more level playing field when it comes to conducting business.
I'd like to wind up today with an anecdote that I thought might be apt for this audience. When I was at Treasury, I worked for a truly Great American, David Aufhauser, who had, among other things, responsibility for Treasury's terrorist financing efforts. David told me of the story he learned from George Schultz in a meeting while he was at Treasury, and I think this story has a great deal of relevance. Secretary Schultz, as you know, was Secretary of everything at some point - Director of the Office of Management & Budget, Secretary of Labor, Secretary of Treasury and Secretary of State. He had a particular fondness for the Treasury Department because the Coast Guard was still part of the Department during his time, and that meant that he had a fleet of jets and vessels at his command. His longest tenure, however, was at the State Department. He told this story:
After each new Ambassador was confirmed by the Senate, Secretary Schultz would invite them to his elaborate and impressive office on the seventh floor of the State Department. It was to be an occasion of congratulation, presentation, and the award of a Presidential commission in the presence of family and friends.
Schultz, however, had some mischief about him. He would invite each ambassador delegate to a corner of his office and tell them that they had yet one more test to pass before assuming the title of Ambassador. Now this came, mind you, after White House vetting, FBI investigations, hearings before the Senate Foreign Relations Committee, and full Senate confirmation. Most of us would have had enough of tests by then. Schultz led each Ambassador-designate to the corner of his office where he would then spin a detailed, beautifully appointed globe of the world and simply say, "point to your country."
In five years and a countless number of Ambassadors, only one candidate passed the test. It was Mike Mansfield, Ambassador-designate to Japan, a member of the United States Senate for thirty years, and a majority leader for close to a decade. Without missing a beat, Mansfield - who knew something of Schultz's mischief - stopped the spinning globe with his hand over the outline of the United States of America. "Here," he said, "this is my country."
That same sense of bearing and moral compass is at the center of your professional lives today. At the Financial Crimes Enforcement Network and the Treasury Department, we know and understand the commitments you all have made to not only make our financial system more secure and transparent, but to make our world safer. I hope I have been able to convey to you today that we are working very hard at the same thing. And, I think we all should remember the Schultz story as the tugs and pulls of our collective work and world spin, sometimes seemingly out of orbit.


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Morehouse College Launches LGBT Course
Morehouse College has announced it will offer a course on LGBT (Lesbian, Gay, Bisexual, Transgender) culture and politics. The course will be the first of its kind at Morehouse.
Far too many Black youth continue to be demonized, criminalized and murdered.
Enough is enough!
In response to this intensifying crisis, the Black Youth Project (BYP) has launched "The Pledge."
With "The Pledge," we are asking individuals and organizations to close ranks around black youth and make a commitment to take action and fight with black youth as they confront a relentless crisis. We at the BYP believe that each person can make a difference by doing something!
By taking The Pledge we not only articulate our concern about black youth, but symbolically unite our voices with others who will work to confront this crisis.
If we each take action, whether it is starting a group, signing a petition, or mentoring a young person in your neighborhood, then we all become a part of the solution.
Stand With Black Youth!

subset: commoncrawl


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The Department of Mathematical Science in conjunction with the Graduate School of Education, offers a five-year program leading to a BS degree in mathematics, an MEd degree in curriculum and instruction, and initial teacher certification. To be eligible, a student must maintain an overall grade point average of 3.0 and take the GRE. All the requirements for both the BS and MEd degrees must be satisfied. Mathematical majors interested in this program should contact the coordinator at the Graduate School of Education during their junior year.


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The Celebrity Approved Baby Sling
Slings are the latest trendy way to transport your tot. They?Äôve been around for ages, but new styling has suddenly made them one of the hottest, hippest ways to get around with your little bundle of joy. And which one is the celebrity favorite? Serena and Lily?Äôs Market Sling is everywhere ?Äì especially on new moms like Nicole Kidman, Camila Alves and Jessica Alba. It?Äôs eco-friendly, baby cozy, fashionable AND comfortable – a winning combination! Made of 100% organic cotton with hand embroidery and a soft, brushed interior that is gentle against baby?Äôs skin, the one piece design is easy to wear. Serena and Lily?Äôs sling is sleek and stylish ?Äì the perfect thing to protect your baby from the prying eyes of the paparazzi while looking like a star!


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Clinique Chubby Stick Moisturizing Lip Colour Balm Original Shades Review and Swatches
I'm gearing up to review the new shades of Clinique Chubby Stick Moisturizing Lip Colour Balm but I just wanted to briefly address the original eight shades.
Let's have a little look!
I discovered while testing out the new shades that I actually love and like the original colors better. I think those with paler lips will appreciate the new colors as they apply best on less than pigmented lips in my opinion as the colors prove a little more subtle than the original colors.
I've already reviewed and raved these shades before but I wanted to do a quick recap of the old colors prior to getting on with the new colors.
So here's a look at the original Chubby Stick Moisturizing Lip Colour Balm shades.
(Swatched and labeled in their order of appearance in the first photo line up)
Fuller Fig
Richer Raisin
Super Strawberry
Whole Lotta Honey
Chunky Cherry
Whoppin' Watermelon
Mega Melon
Do you own any of these shades?
Any favs?
I've actually on my second stick of Mega Melon. It's one of my very favorite shades!
Both the new and original shades are available now at your fav Clinique counter or online at www.clinique.com
This review contains a sample product sent for consideration by PR.
Read my full disclosure statement here.
5/17/12 12:26 Sung:
Muse – are you able to do any color comparisons to the Revlon Just Bitten stain balms? I love the last 4 colors.
I purchased Honey and Precious and Honey leaves a tint behind on my lips that looks NOTHING like the original color! So odd!
Thank you!
5/17/12 21:08 Mandie:
I own Fuller Fig, Mega Melon and my favourite, Whoppin' Watermelon. I've also convince my sister, aunt and cousin to try them, so between the four of us, we have almost all the colours in the original line. I'm excited to try the new colours.
5/18/12 23:55 plue:
I have Mega Melon too! but it isn't moisturizing enough for my really dry lip/ chap lips >.< i have to layer another lipbalm first before using this
5/23/12 1:41 Kate:
I think this is so brilliant and thoughtful to your readers to do a recap of the originals just before you feature the new colors.
One more reason to consider you fab.!
12/13/13 0:08 Romy:
Are Fuller Fig and Richer Raisin almost identical in color? Do both have frost and are pigmented? Thanks.


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TACOMA, Wash. (Oct. 2, 2015)—Pacific Lutheran University students and staff gathered outside Leraas Hall in the Rieke Science Center on Oct. 2. to write and sign sympathy cards for the communities of North Seattle College and Umpqua Community College. Five students of North Seattle College were killed Sept. 24 in a collision involving an amphibious tour vehicle and a bus…
PLU Ranked a Top 10 "Value Added" College
Featured on the front page of the Business Day section, the column details a recent study by the Brookings Institution that analyzes shortcomings and alternatives to traditional college scoring systems, including the recently-introduced College Scorecard endorsed by the Obama Administration, and influential media rankers like U.S News and World Report. Brookings' findings indicate that most college ranking scales follow a long-standing paradigm that rewards institutions…
Neurologist Janice E. Brunstrom-Hernandez '83 to Deliver 2015 Meant to Live Lecture
The inaugural event of homecoming weekend, Brunstrom-Hernandez's lecture will shed light on the personal and professional rewards she has reaped from diligently pursuing her vocational passion, and encourage current PLU students to do the same.
Open to Interpretation: Violence (Episode 2)
"Open to Interpretation" is a new podcast devoted to exploring the meanings and implications of words commonly used in the news, on social media and on college campuses.
Dr. Gregory Youtz: A Front-Row Seat (Almost Literally!) to the Chinese President's Tacoma Visit
PLU Professor of Music Gregory Youtz writes about his up-close-and-personal involvement with the Chinese president's visit to Tacoma.
New TIES Program Brings Study Away Even Closer
Through PLU's Tacoma Immersion Experience Semester (TIES), offered for the first time in Spring 2016, students will live in a house in the Hilltop neighborhood, take classes and work in the community through volunteering and internships with public services.
PLU's First Female Football Player Says It's a Whole Different Ballgame as a Lute
"Everyone here plays for the heart, and it's a real team," says Annika Smith-Ortiz '19, Pacific Lutheran University's first female football player.
Reflections on a Day With PLU's Rwandan Guests
PLU student Teresa Hackler '16, who will study in Rwanda in January, reflects on her time with members of the iDebate Rwanda team.
Student's Study Away Experiences Lead to State Department Internship
The fourth time was a charm for Courtney Lee '15, who is starting an internship with the U.S. State Department after missing the mark three times.
PLU's Website, Online Magazine Win Web Marketing Awards
Pacific Lutheran University's website has won a 2015 Outstanding WebAward from the Web Marketing Association, and the spring 2015 edition of the university's flagship magazine, ResoLUTE, won its Magazine Standard of Excellence Award.


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Tourdates updated
WE announces tourdates in Germany and Denmark to back up their recent outing, the fabolous Tension & Release.
After a successful string of norwegian shows in february and march, WE continue the tour in Denmark and Germany. "Being able to play clubs as a headliner with our 120 minute set for the germans and danes is really something WE look forward to. The last years have been big venues as support for other bands, and WE really dont fit a 40 minute slot.It is 5 years since WE did a headliner tour in Europe, it was backing up Dinosauric Futurobic in 2003″, recalls leadsinger Thomas Felberg. Unlock your daughters cause WE is comin to town, spacerock guaranteed.


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Steve Orr reports on the closing numbers, including another new high for the Dow. And Radio Shack sinks after posting a wider quarterly loss.
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Dog Trainers, Groomers, Kennel Owners, Veterinarians, Vet Techs, Dog Walkers, Shelter & Rescue Workers, Pet Sitters & Boundary Fence Installers:
Are you a seasoned pro or an aspiring dog trainer and/or canine professional? Then the IACP is the resource to help you to grow your business. Whether you are just starting out, or have a solid foundation under you, this is the place to be!
It is the only organization that actively works to defend your right to humanely use all the tools and methods of your profession.
Welcome to the Premier Canine Professional organization that will help you succeed in your business.
Join the Professionals Who Care
Dog Owners: Welcome to the IACP, where you will find the best dog trainers and canine professionals in your area!
Founded in 1999, the IACP was established to develop and promote the highest standards of professional and business practice among canine professionals. The IACP has grown to include professionals from all over the globe--encompassing every facet of the dog world. For dog owners, this site provides information and resources to help you build a strong and lasting bond with your pet. From dog training, to helping eliminate behavior problems, to pet health and care, the IACP is the web's best resource for informed dog owners.
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Jeff Neumeyer
Jeff has been covering stories in the television news business for 25 years now, working at three stations, including 21Alive/NBC33 since 1993.
His focus is local government and politics, but he takes on a full range of stories in his role as a general assignment reporter.
He has three teenage children: Adam, Aaron and Ashlynn.
He attends Fellowship Missionary Church on Fort Wayne's southeast side.


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Free Friday: Chuck Norris and Awesome Freebies!
Sunday, March 10 is the International Day of Awesomeness! It happens every year on March 10, which also happens to be Chuck Norris' birthday. Coincidence? I think not. This year, the International Day of Awesomeness also falls on the same day that Daylight Savings Time begins. So take a page out of Chuck Norris' playbook, quit whining about losing an hour of sleep, and take the extra hour of daylight and make it awesome! We know Chuck Norris will, after all, Chuck Norris can solve a Rubik's cube in a single turn.
While you're trying to get on Chuck Norris' level, be even more awesome, and spread the awesomeness, with these Free Friday freebies brought to you by PennySaverUSA.com.
FREE Original Glazed Doughnut from Krispy Kreme: Krispy Kreme is celebrating Daylight Savings Time and wants to give you a sweet reason to wake up an hour earlier! Visit a participating Krispy Kreme location on Sunday, March 10 for your FREE Original Glazed Doughnut. Check the list to make sure your local Krispy Kreme is participating in this promotion.
FREE Cup of Coffee at Peet's Coffee & Tea: Today only, 3/8, stop by your local Peet's Coffee & Tea wearing or using Peet's gear (t-shirts, hats, mugs, tumblers), and receive a free small cup of coffee.
FREE Medium Slurpee at 7-Eleven: Download the 7-Eleven App for your iPhone or Android, create an account, and get a coupon for a free medium Slurpee. Offer valid through 3/25.
FREE Bag of Bagels at Fresh&Easy Neighborhood Market: Print this coupon to receive a free bag of bagels at your local Fresh&Easy store. Valid March 10 and March 11, 2013. Limit 1 per customer, while supplies last.
FREE Small Sub at Quiznos: 'Like' the Quiznos Facebook page to download your coupon for a free Small Sub, with the purchase of a sub of equal or greater value and regular fountain drink. Coupon expires 3/31.
FREE Breadsticks at Sbarro: Visit the Sbarro Facebook page to downlaod your coupon for free breadsticks. Coupon expires 3/10.
FREE Breakfast and bag at IKEA On March 9th, bring a friend with you to IKEA, and you'll get free breakfast, and a free IKEA blue tote bag.
FREE Baskin Robbins Ice Cream Sundae: To kick off the New Year, Baskin Robbins will be offering a weekly Buy One Get One FREE Two-Scoop Sundae offer at participating Baskin Robbins locations nationwide. Every Wednesday, through the end of March, guests who purchase one 'Build Your Own' Two-Scoop Sundae, will receive a second sundae of equal or lesser value for free.
FREE $5 Starbucks Gift Card: If you don't already have a Starbucks Rewards Account, register for one by 3/14, and you'll get $5 free. You need to already have a Starbucks gift card to register, or you can buy a new one (minimum $5) and get an additional $5 added to your account within 24 hours. If you prefer, you can also download the Starbucks app, and create a digital card. Create your Starbucks Account now!
FREE Cup of Tea at Teavana: Print this coupon and visit your nearest Teavana location to try a free cup of Strawberry Rose Champagne Oolong Tea. Coupon expires 3/31/2013.
FREE Beautiful Day Sample from Bath & Body Works: Visit the Bath & Body Works Facebook page to claim your offer for a free .24 oz Eau de Toilette sample of their new fragrance Beautiful Day. Hurry into your local Bath & Body Works while supplies last! Offer valid through 3/8/2013.
Hair Care
FREE Garnier Fructis Shampoo and Conditioner Sample: Save up to 1,500 strands of your hair per month with Garnier Fructis Fall Fight Shampoo and Conditioner. Fill out this form, and a short survey, to get your free sample in the mail in 6-8 weeks.
FREE Shampoo and Hair Color from Garnier: Garnier is taking their haircolor revolution on the road! Make an appointment now and you'll enjoy a personal color consultation with a Garnier Hair Colorist, shampoo and professional coloring, all compliments of Garnier.
FREE L'Oréal Paris Advanced HairCare: Visit, and 'Like' the L'Oréal Facebook Page to see the freebie signup app. Click on 'Sign up for a Free Sample', and fill out the requested information. Make sure to choose what your biggest hair concern/problem is, so they can send you the right haircare sample for you. CLick Submit, and your free L'Oréal Haircare Sample should arrive in 8-12 weeks.
Skin Care
FREE Jergens Natural Glow Daily Moisturizer Sample: To promote their newest product, Jergens is giving out a free sample. Their newest moisturizer will help you get that great tanned color without any odor or bad tanning bed mishaps. Visit their website and click on Request a Sample Fill out the required information, and answer their short survey. IN 8-10 weeks, you'll receive your free 2 oz. tube of Jergens Natural Glow Daily Moisturizer. Limit one per person and one per household, while supplies last.
FREE Sample of Centrum Flavor Burst Chews: Everyone needs their vitamins. Even adults. Get your free sample of Centrum Flabor Burst Chews, by filling out the required info on this form, and you'll receive your freebie within 6-8 weeks. You're one step closer to living a healthier way of life.
Feminine Products
FREE Charm Bracelet from U by Kotex: UbyKotex is offering free charm bracelets! They are limited, so sign up quickly to get one. Limit two samples per household, and must be 13 years of age or older. just fill out the form, and expect your bracelet to arrive in 3-4 weeks.
FREE Playtex Gentle Glide Sample from Walmart: Get a free sample of Playtex Gentle Glide 360 from Walmart by clicking on 'Get a FREE Sample'. Fill out the short survey and required information, and your free sample will arrive in up to 4 weeks.
FREE Can of Friskies Can of Food: Treat your pet to some freebies! Use this Petco coupon to get a free 5.5 oz. can of Friskies Cat Food. Valid only on in-stock items, and expires 5/31/13.
FREE 13 oz. Can of Pro Plan Dog Food: Present this coupon and your Petco Pals Rewards card to receive a free 13 oz. can of Pro Plan Dog Food. Limit one per household, while supplies last. Expires 3/31/13.
FREE Jelly Kids Vitamin Sample: Give your kids vitamins they'll want to take. Get this free sample of Jelly-Kids Vitamins for your children, by filling out the easy 3 step form on the Jelly Kids website.
FREE Monster Jam Clinic at Lowe's: On Saturday, March 9, take the kiddos to Lowe's, where they can build the Monster Jam Kit for free! This week's Monster Jam kit features Monster Mutt. Register now before the spots are all filled.
FREE Guitar Lessons at Guitar Center: Every Saturday throughout March at 10:15am, you can get free guitar lessons at participating Guitar Center locations. Unleash your inner musician and Register now.
FREE Sampling Events at Walmart: Walmart hosts variety of free sampling events every weekend. Enter your zip code to see what events are happening near you.
Home Improvement
FREE Quart of Clark+Kensington Paint: Got some home improvements that you've been putting off? If they include some fort of painting around the house, then you're going to jump for joy at this freebie. Print this coupon for a free quart of Clark+Kensington paint at your local ACE Hardware store.
FREE Calendar from Office Depot: Print this coupon for a free 'Organize Me' 2013 Calendar from Office Depot. Coupon expires 3/15/13.
FREE Honk Suppressor form 76: Join the cause to stop "Honkaholism". Not sure what that is? Check out StopHonkaholism.com for more info. If you or someone you know needs help, then order a free 76 Honk Suppressor, while supplies last.
FREE Business Card Sample from MOO: If you're looking to market yourself or your business then you need great business cards. Don't want to commit to an order of 250 and be unsatisfied? No problem. With the MOO Business Card Sampler, you go through the same process as a normal order, but you'll be sampling just 10 cards. It's quick, easy and FREE. They're the same professional quality as a paid order, the only difference is that a small MOO logo is included on the cards.
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PennySaverUSA.com's Free Friday is a collection of third party promotions, offers and freebies that we've assembled from the web and elsewhere (the "Promotions"). The merchants and the products/services identified in the Promotions are not affiliated with PennySaverUSA.com, Harte-Hanks Shoppers, Inc., or any of its affiliates ("PennySaverUSA.com"). The inclusion of a Promotion in Free Friday should not be construed as an endorsement of PennySaverUSA.com or its products/services by such merchants. Free Friday and the Promotions are provided "As Is." PennySaverUSA.com makes no representations or warranties whatsoever regarding the Promotions or the products/services included therein, including but not limited to whether the Promotions will be honored, have expired, are accurate or error free and disclaims all implied warranties to the extent applicable.


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- Northern New York Newspapers
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OGDENSBURG Funeral services for Ronald J. Garno, 73, of Caroline St., Ogdensburg willl be held on Tuesday, Nov. 13, 2012 at 11:00 am at Notre Dame Church, with Rev. F. James Shurtleff, officiating. Burial will follow in Notre Dame Cemetery.
Calling hours will be held at the Fox & Murray Funeral Home, Ogdensburg on Monday, 2-4 p.m. & 6-8 p.m.
Mr. Garno died Saturday morning, Nov. 10th, at Claxton-Hepburn Medical Center where he had been a patient since October 15, and he had been in failing health fighting a battle with cancer for several years.
Surviving are; his wife, Joanne; 2 daughters, Lori Garno LaRue of Ogdensburg, Mrs. Michelle Janisse of Oregon; 2 sons, Christopher (Amy) Garno of Ogdensburg, Ronald Mark (Lisa Minsker)Garno of Oregon;5 grandchildren, Nicklas and Freighley LaRue, Sydney Garno, David & Sophia Janisse; 1 brother, Charles (Darlene) Garno of Tupper Lake; 2 sisters, Shirley Smith, and Mrs. Albert (Sharon) Livingston, both of Ogdensburg; 3 brothers-in-law, Thomas II (Mary) Woods of Ogdensburg, James Sr. (Barbara) of New Jersey, Donald (Christine) Woods of Morristown; several nieces, nephews, and cousins.
Born in Ogdensburg, NY on Dec. 16, 1938, the son of Wilfred & Mabel Tebo Garno, he graduated from Ogdensburg Free Academy (OFA) in 1958. He was first employed at the former P&C Food Markets, Inc., Syracuse for 3 1/2 years, then entered the US Army where he served from Nov. 1961-Nov. 1963. Upon his Honorable Discharge he returned to work at P&C Foods, Inc., and became Assistant Manager and eventually Store Manager at the Ogdensburg store. He will be remembered most recently by his employment at Clopmans Furniture, and for Plant Essentials based at Lowes Ogdensburg store in the Garden Center.
On January 17, 1976, he married Joanne Woods of Ogdensburg at the Heuvelton Presbyterian Church with the late Rev. Richard Lauterbach, officiating.
Ronald loved spending time with his grandchildren, watching sports (especially the Green Bay Packers) reading and listening to music. He took pride in his flower gardens. He and his wife also enjoyed taking trips to Vermont.
He was a member of Notre Dame Parish, and of the Msgr. A.D. Charbonneau Council, Knights of Columbus.
Memorial contributions may be made to the Richard E. Winter Cancer Treatment Center, Ogdensburg. Condolences may be shared at www.foxandmurrayfuneralhome.com
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When you put a camera in the hands of a child, bugs that once seemed scary become interesting subjects. A creepy grass snake slithering by a tree seems a little less threatening through the camera's lens. Prickly cactuses, sunsets and rises, all look a little different through a viewfinder.
Oklahoma kids view nature through photographic lens
The Boys & Girls Club recently partnered with The Stewart L. Udall Parks in Focus program to put digital cameras into the hands of 24 Oklahoma kids, ages 10 to 14, to inspire them to appreciate nature while learning about it through a lens.
"There's been a lot of talk over the last few years about how kids are becoming more disconnected from nature," said Bret Muter, program manager for the Parks in Focus program, supported by the Udall Foundation.
For the last couple of weeks, the Boys & Girls Club kids got to explore nature with point-and-shoot cameras provided by the program. The kids shot photos of streams and bugs, birds and trees, flowers, the sky and all kinds of wildlife at some of the state's most visually interesting spots. The group visited sites such as the Myriad Gardens, Stinchcomb Wildlife Refuge, Great Plains State Park and Wichita Mountains National Wildlife Refuge, where they had a campout.
Photography is an ideal way to introduce young inner-city kids to nature because they can, in a manner of speaking, hide behind the camera until they are more comfortable in unfamiliar surroundings, Muter said.
Continue reading this story on the...


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Hopkins, Johnson to battle for St. Lucie County District 5 seat
ST. LUCIE COUNTY — Bobby Hopkins and Kim Johnson will square off in the Nov. 6 general election for the County Commission District 5 seat.
Republican Hopkins defeated two other candidates while Democrat Johnson beat out three others in Tuesday's primary for the right to compete for the seat being vacated by Commissioner Chris Craft.
The seat pays $72,314 annually.
Hopkins, 55, pulled ahead of Cushman "Chip" Radebaugh II and Al Rivett, the second-place finisher, with 44.19 percent of the vote. With 42.66 percent of votes cast, Johnson, 41, defeated Charles Grande, who came in second and who also served on the commission from 2006 to 2010, as well as Patrick Campion and John Culverhouse Jr.
Hopkins, who owns DeBartolo Stucco and Drywall in Fort Pierce, lost to Craft in 2008. He said he decided to run again for the same reason he did in 2008: too much government wasteful spending.
"It's exciting that the people chose me to be the winner in this race," Hopkins said after his Tuesday victory. "Al Rivett had a great campaign and had a lot of people helping him and did a great job. We worked really hard, and it was nice to see the people wanted what I offered."
Hopkins said, if elected, he would not support raising taxes, would not take a gas or car allowance and would work to cut wasteful spending, such as collaborating with the two cities for bulk purchasing and changing county vehicles to propane to cut fuel costs.
Hopkins said the port should be developed consistent with the vision of county residents.
Johnson is a former teacher at Southern Oaks Middle School, a former assistant football coach at Centennial High School and a former head track coach at his alma mater, Fort Pierce Westwood High School. He also has been a motivational speaker for 10 years. Reached Tuesday night, Johnson attributed his win to his ability to relate to people.
"I'm a real person who's dealt with real issues, who saw real problems and who brought real change," he said. "You could pick me out of any crowd because I can relate to any person."
A political newcomer, he said he jumped into the race because so many people are out of a job.
"That gave me heart to run," he said. "I'm committed to the community and to helping solve problems locally because we do have a diamond in the rough."
Johnson said he would look to the port, airport and railway to create "generational jobs," passed down from one generation to the next, for creating job stability and family sustainability. He said he would also look at ways to make it easier for people to start a new business and would support incentives to lure new industry to the area.
Grande took his loss in stride and said he'd be pleased to throw his support behind Johnson if he learns more about his platform and finds they're on the same track.
"I spent a lot of time on the trail with (Johnson) and he's certainly a fine young guy, and there's no reason why he shouldn't win. I wish him all the best," Grande said. "I think we all took our best shot, and it was an interesting race."
Rivett couldn't be reached for comment Tuesday.
Hopkins and Johnson face the challenge of a still struggling economy, high unemployment and failing businesses while inheriting the county's reputation of not being business-friendly.
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Abstract. This study investigated the association between children's mathematical skills and their behavior in the prekindergarten year in a national sample of children attending center-based child care. The sample consisted of approximately 5,400 preschoolers in center-based care from the Early Childhood Longitudinal Study—Birth Cohort. Children's math ability was assessed and child care providers rated children's behaviors. Results revealed that teacher ratings of approaches to learning behaviors were associated with mathematical skills. Implications for early education and research are discussed.
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The Tampa Bay Buccaneers will host the third-annual Treasure Chests 5K Run/Walk & Corporate Challenge highlighting the NFL-wide Breast Cancer Awareness Month celebration.
NFL Punt, Pass & Kick, which began in 1961, is the nation's largest grassroots sports skills competition.
We will be scouting the parking lots again this season before every home game looking for the Publix Tailgater of the Game. We will be looking for tailgaters that have the most Publix branded products and Bucs pride. Each Tailgater of the Game winner will receive $100 Publix gift card, $100 merchandise credit, 4 chairs, a pop-up tent and a cooler full of Publix goodies!
Be sure to stop by Bay Area Publix locations every week to get the best deals on all your tailgate and BBQ needs! Look in your local paper for the Publix Ultimate Tailgate Party circular and specially branded coolers in store!
Many lucky winners won the chance to come to Raymond James Stadium on December 1st and 2nd for the the Coca-Cola and Publix Super Fan Bash by entering at the Coca-Cola displays at your local Publix Super Markets. Fans enjoyed dinner, player autographs, pictures with cheerleaders and a meet and greet with Captain Fear. There were lots of great raffle prizes including Bucs tickets, autographed merchandise and much more! Look for this promotion again next season at Publix!


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Westons Collision placed second in the regular season in Kiwanis Senior Grasshopper Baseball.
Members of the team coached by David Steele and Dave Trathen are: Evan Calkins, Bryce Lake, Jacob Pavon, Trent Weston, Dawson Marino, Brennan Harmer, Mason Knauf, Loren Putman, Keegan Kelley, Tanner Armstrong, John Trathen, Drew Harmer, Travis Hitsman and Noah Steele. (Heaton Photo)
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"Today, in our field, there is so much talent and recognition that we are reaching a saturation point. An artist should no longer strive only for breathtaking craftsmanship; he should, instead, try to help us live better, either by dressing the wounds that are constantly being opened by society, or by offering solutions to get us out of the mess we're in…But it's going to be difficult and we have a lot of work to do." - Jean 'Moebius' Giraud
Thursday, September 16, 2010
GOLDEN EGG_update
If you follow my TWITTER account (and if you're not following me then why aren't you? What? I thought we were friends and that you cared about the drivel that comes out of my mouth?) then you'll recognize that all I did was cut and paste the entry below from that account about the images above. Yes - I've become *that* lazy. I'm not proud of it, I promise you. It's just a busy morning and well, honestly I've got A LOT of things to do. Forgive me. I'll try to come up with something more original to say with the next update. Anyway...
When we printed 'EGG' (which are still available for purchase - just click on the handy-dandy BUY NOW button on the left hand side of the side bar of the blog) we also had these limited edition art books printed called 'GOLDEN EGG' - a dozen of them, appropriately enough. And if you ordered this expensive bastard, your copy would include an original image rendered in COPIC markers by me. The images themselves have already been finished ahead of time, so you get whatever random one we send out to you. So, NO - you cannot pick and choose which one you get because I won't post what the images look like until after they've been sold and we've shipped them. And since these three have already sold, there's only nine copies left. If you're interested in getting one for your very own collection, please contact Jason Schachter:
Thanks for reading and as always - THANK YOU for your support.
2 comments:
- Comix Book Gurl said...
yeah, im contacting him now ;)
- jason hazelroth said...
your girls are really cute.
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Document Number: 7889New Day for Schools—More Time to Learn: Enabling Higher Achievement and a Well-Rounded Education - Among the recommendations from 1983's "Nation at Risk" was to increase learning time by extending the school day and year. A quarter century later, that recommendation is being embraced by the Commonwealth of Massachusetts to take students beyond the basics of reading and mathematics, help youngsters bridge the achievement gap, and support teachers to improve instruction. After one year the Expanded Learning Time Initiative resulted in a substantial rise in proficiency in three tested subjects, marked increase in the number of expanded learning time schools demonstrating adequate yearly progress and a high satisfaction level among parents and teachers. (National Center on Time and Learning, July 2008)...
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|ttradio.net / Terry's DIY tube amp pages
There are two major types of tube testers :
1. The emission tester is simple that the grid of the tube under tested is connected to the cathode itself then only plate and cathode being left , some what likes a diode and then connected series with a variable resistor and ammeter to a known AC supply. It works exactly as a rectifier diode, refer to roll chart the ammeter reading and variable resistor setting will give the test result, it is simple to explain see picture :
2. Dynamic tester
For example RCA UX245 roll chart seting "1432000" means first selector being set to 1 , second set to 4 and third set to 3 and so on. It is convenient and fast to fit different tubes according to chart setting. If we can connect the pin manually these selectors can be taken away and will not affect the test result.
The heart of dynamic tube tester consists of four major components:
The triode operation is simple, a +Vp applied on plate to cathode and a -Vg applied
on grid to cathode , both of these voltages can affect the plate current Ip.
Now we have 3 variables , all of these 3 variables are just fit into a three dimension
graphic, please imagine the tube operating area likes a piece of cloth floating in a three
dimension space :
This three dimension graphic can be represented by two dimension graphics in 3 aspects, the first one is front
view , known as PLATE CHARACTERISTIC :
The second is side view, TRANSFER FUNCTION :
The third one is top virew, CONSTANT CURRENT CHARACTERISTIC :
OK, it looks a bit confuse, but don't worry, all of the so called plate characteristic, transfer function and constant current characteristic are talking about a SAME thing. To understand the tester principle, the plate characteristic graphic is the easiest one.
The heart of dynamic tube tester consists of four major components:
Now we can start at phase alternating plate supply see picture :
Now we can consider DC grid bias and AC excitation added together applied to grid and cathode,
a -5V DC connected in series with a 10Vpp (3.54V AC RMS) transformer winding, the grid signal will
move between 0V and -10V :
The errors of tube testers :
Most of the meter networks have been designed to compensate these errors , only well calibrated
and correct setting operated testers can give accurate results.
Operating limitations
Written by Terry Tam
|ttradio.net / Terry's DIY Audio pages


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Lady in lift (with jellyfish) - RX1
Started Mar 25, 2013 | Discussions thread
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Lady in lift (with jellyfish) - RX1
Mar 25, 2013
Not the clearest shot because I was teasing her and so she was moving when I capture the image. And it's pretty high ISO. But I like how it turned out anyway.
Docno's gear list:Docno's gear list
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Sony RX1
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Stone Warmer Thermometer
This thermometer has a 1" dial with 5" slim stem, a plastic pocket case, shock-proof protection, stainless steel parts, and unbreakable polycarbonate crystal. It has a Safe-T-SetTM external recalibration design with a 1 point calibration for ? 1% at dial midpoint. The temperature range is 0? to 220?F with 2-degree divisions. While this thermometer resembles some in grocery stores, this model is much more accurate.
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Larry Ley
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Larry Ley based on 2 ratings. 2 user reviews.
Guest | May 21, 2013
The Recovery Network is the worst place in Indiana to seek help for addiction. They care only of money. I went for 2 years and only saw the Dr. one time. They absolutely did not taper my dose ethically. I only got to see the Doctors uneducated office staff for about 2 seconds while they took my money every month. Not to mention the line of 20 people in front me and behind. They should all be ashamed of themselves ecspecially thr Dr. Himself.
Guest | Mar 7, 2014
Dr. Ley is so unprofessional and conning. They drop patients just to get in the new ones who pay that first expensive visit. They will dance with you as long as they can to NOT give up your medical records. They WILL be reported to HIPPA. These are legal documents every patient has the right to. Report them as well not if but when they pull the same b.s with you!!!!
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NIH Research Matters
December 7, 2009
Teen Fitness Linked to Higher IQ, Achievement
Being physically fit at age 18 is linked to a higher IQ, a new study finds. The researchers also showed that fitness predicts greater educational and professional achievements later in life.
Earlier studies have found links between physical fitness and mental functioning in animals, children and older adults. But the relationship in young adults hasn't been clear.
In the new study, researchers drew on large datasets to examine over 1.2 million young men born in Sweden between 1950 and 1976. All the men had their physical fitness and intelligence assessed at age 18 when they enlisted for military service. The researchers—based primarily at the University of Gothenburg and the Karolinska Institute in Sweden—compared this information to details of later academic achievement and socioeconomic status from other national databases. The findings appeared in the December 8, 2009, edition of the Proceedings of the National Academy of Sciences.
Cardiovascular fitness in the 18-year-olds, as measured by stationary cycling, was strongly linked to scores on intelligence tests. The association remained even after adjusting for confounding factors. Muscular strength, in contrast, showed little relationship to intelligence.
"Being fit means that you also have good heart and lung capacity and that your brain gets plenty of oxygen," says study coauthor Dr. Michael Nilsson of the University of Gothenburg. "This may be one of the reasons why we can see a clear link with fitness, but not with muscular strength."
To learn more about the influence of family and genetics, the researchers analyzed a subset of about 270,000 men who had siblings in the study, including about 1,500 genetically identical and 2,000 non-identical twins. Twin information was culled from the Swedish Twin Registry, supported in part by the Swedish Research Council and NIH.
If the link between fitness and intelligence were entirely due to genes and upbringing, the researchers note, they wouldn't find an association among pairs of identical twins. However, the correspondence between cardiovascular fitness and intelligence scores remained strong. Thus the link between fitness and intelligence appears to arise mainly from environmental factors.
The researchers also found that fit teens were more likely to obtain a university degree later in life. Fitness at age 18 was likewise linked to landing better jobs, with higher pay or management responsibilities, up to 36 years later.
The findings point to the importance of encouraging physical fitness in teens. "This being the case, physical education is a subject that has an important place in schools," says study lead author Dr. Maria Åberg of the University of Gothenburg.
—by Vicki Contie
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DH and I went to the wedding of one of his Army buddies today up north. It was a small wedding at a beautiful location on the Ottawa River. Pretty much everyone else was a relative of either bride or groom so we wandered around, keeping each other's company from sheer lack of other options.
Then, during the meal, two very interesting people sat down with us and changed the tone of the day. Chris MacLean is a singer and musician, both in the singer-songwriter tradition and with an Indian folk ensemble called Galitcha. Kuljit is also a singer/musician with Galitcha, and composes most of their music. I had heard them interviewed on CBC radio last year and meant to look them up... well, they came to me! :)
Please do listen to the clips on their sites. Chris's song "Spring", with her group Frida's Brow, reminds me of Jane Siberry a little, and I love the little "yay!" after the line "and the birds are home to stay."
They were the best kind of lunch company... unexpected, interesting, thoughtful and horizon-broadening. I'll be sure to look out for their live performances in the Ottawa area.


text: Roulette Wheel Getty Images State's Highest Court Says Vote On Casinos Can Go Forward By Matt Camara June 24, 2014 Massachusetts' highest court says voters can decide the fate of the state's casino gambling law. The Supreme Judicial Court ruled Tuesday that a question calling for repeal of the 2011 law can be on the November ballot... Read More|Comment Category: Articles, News Tags: Attorney General Martha Coakley, casino gambling, casinos, martha coakley, Massachusetts casino, MGM Resorts International, Plainridge Harness Track Send to a friend! Share on Facebook Share on Twitter Pin it! Reddit This! Share on Tumblr!


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Experienced effect pedal users know what they're capable of when they plug into an amplifier. In fact, today's pedal options are seemingly endless, and a big reason is because of innovative companies like DigiTech. Since 1984, DigiTech has been dedicated to finding new and interesting ways to expand the minds of musicians both on stage and in the recording studio, and their current line of effects pedals makes that obvious. From loopers and delays to overdrive, pitch-shifters and more, DigiTech does it all.
Now let's take a look at some choices. For headbangers in search of the perfect distortion to complement their high-flying shred skills, look no further than the XMM Metal Master. Using multi-distortion technology to produce a broad range of distortion types, this pedal allows you to create wild combinations of the most pulverizing sounds currently available. Are you a fan of the Boss Metal Zone? How about the Boogie Mark III or the Rectifier? They can all be found in the XMM Metal Master.
Or, maybe you're a prog-rock extraordinaire who wants to make a huge upgrade to their pedal arsenal. If so, then the JML2 JamMan is just what you're looking for. Packed with an impressive array of features, the JamMan Stereo Looper can store 35 minutes of CD-quality loops in 99 internal memories, and it even has an SD memory card expansion slot to store over 16 hours of material. Additionally, this mind-melting unit has reverse playback, a metronome with multiple rhythm sounds, and USB connectivity. With the JML2 JamMan, there's no telling what strange new tonal worlds you might stumble upon.
When it comes to DigiTech, no effect of any kind is off limits. In fact, DigiTech's open mindedness is one of the many reasons why their pedals are championed by musicians spanning countless genres, including alternative rockers Talking Back Sunday, industrial legends Ministry, and punk/new wave pioneers Blondie. The simple truth is that pedal technology is improving by the second, and with an effects pedal from DigiTech, you'll be on the cutting-edge of all the newest advancements.
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More New and Used
from Private Sellers
Alter-Nations : Nationalisms, Terror, and the State in Nineteenth-Century Britain and Irelandby Martin, Amy E.
Ohio State Univ Pr
Questions About This Book?
What version or edition is this?
This is the edition with a publication date of 12/20/2012.
What is included with this book?
- The New copy of this book will include any supplemental materials advertised. Please check the title of the book to determine if it should include any CDs, lab manuals, study guides, etc.


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The benefits of making your own cave are obvious: you can guarentee its safety, customize its shape and color, and chose a size and style that works for your tank.
Well, I found a candle holder for 95 cents at my local craft store that, when paired with gravel and a plant, makes a very attractive betta cave, so I thought I'd share the process with you. You can apply the steps to any shape or size, adding whatever color gravel and type of fake plant you want to make an attractive and safe cave for your betta.
1) Select a glass candle holder or similar glass container, that fits in your tank. Make sure it hasn't been painted or dyed, and has only smooth rounded edges. I use this holder; the shape is easy to set on the floor of a tank with or without gravel, and has fewer surfaces to cover with gravel than a cube, which saves money.
2) Also select a small bag of gravel (whatever color you want) and a small silk plant. I suggest chosing gravel similar in color to the tank's gravel to give a unified theme. Silk plants should have a large enough stem to be attached securely to the glass.
3) The last thing you will need to buy is a small tube of aquarium sealant; it doesn't take much sealant to make one cave, so you can realistically make quite a few with just one tube.
4) Rise and dry the gravel and glass alike. Once both are dry and ready, start by coating one side of the glass with sealant. Then, coat it thickly in sand or gravel until you can not see the glass below.
5) Keeping one hand inside the candle holder, rotate and repeat the procedure on the next side. Do the side with the attached plant last.
6) To attach the plant, lay the stem flush to the glass and secure with a thick coating of sealant. Once it has started to harden (which shouldn't take long), you can start affixing the gravel. Do not try to attach the plant and gravel simultaneously; one or the other usually falls off.
7) Leave the bottom of the cave without any gravel. This allows it to be placed on the bottom of a gravel-less aquarium. It also makes it easier to place on top of gravel, and keeps the cave level. You should also leave the inside of the cave smooth; this will give the betta more comfortable resting place, and will increase the ease of cleaning the cave should your betta choose to use it as a potty (one of mine does).
8) Let the sealant set for a minimum of 48 hours. After that point, you can trim any excess sealant (if any), rinse, and place it in the tank. Your betta will love it!
Here is a sample cave in the shallow 2.5g special needs tank - in a normal tank, the attached plant wouldn't be part of the way out of the water. Notice the glass interior for easy cleaning. Also notice the tail of the boy leaning up against the cave and hiding under the adjacent plants - too cute!
Edited by RandomWiktor, 18 July 2006 - 11:24 AM.


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After 149 depressing, painful, NBA-less days, the NBA has reached a tentative agreement with the players to end the lockout.
We are back in business! After a 15 hour bargaining session on Friday, Billy Hunter and David Stern emerged from the meeting room, together, to a joint press conference:
David Stern: Well, we've reached a tentative understanding that is subject to a variety of approvals and very complex machinations but we are optimistic that will all come to pass and the NBA season will begin December 25th, Christmas Day, with a triple-header. I won't give you the details to tune in yet. We are very pleased that we have come this far. There is a lot of work to be done in a lot of places, with a lot of committees and player groups and alike but we are optimistic that it will hold and we will have ourselves an NBA season.
Billy Hunter: I want to announce on behalf of those who are gathered here, Derek (Fisher) and Maurice (Evans), that we are happy that we have been able to resolve and reach a tentative litigation settlement with regards to many issues that are pending for the various courts. We are going to turn it all over to the lawyers here and let them work out the details and we'll then be able to talk further as that process proceeds.
We now know a couple more things:
- The 2011-2012 NBA season will be shortened. Likely will be around a 66 game season.
- The season will start on Christmas day with a triple header: Knicks vs. Celtics at 12, Heat vs. Mavericks at 2:30, Lakers vs. Bulls at 5.
Well, I would have loved to start the season on time, but considering the circumstances, this is the best case scenario. Once the players filed their suits, both sides knew they had one shot left at saving the season. If we passed November 28th without a deal, Christmas day games would have been out of the picture, as would a 60 game season. Both of these losses would have given the Owners no reason to bargain with the players and leave the deal to the courts to figure out. Who knows? The courts could have taken 1, maybe even 2 years to sort this mess out.
Fortunately, we did not get that far. I stayed optimistic throughout the lockout because I thought ABC, TNT, ESPN would provide enough pressure to the league to get a deal done. While both sides missed out on hundreds of millions, they were able to recapture the highlight of the regular NBA season: Christmas day games.


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Description: Petzl Meteor III Plus Climbing Helmet
Weighing only 235 grams, the Petzl METEOR III + sets the standard in terms of lightness and comfort. It is also one of Petzl's most ventilated models. Its innovative adjustment system allows each climber to adjust his/her helmet to head shape. Originally designed for climbing and mountaineering, the METEOR III + also meets the European standards for cycling and whitewater sports.
Features of the Petzl Meteor III Plus Climbing Helmet
Petzl Meteor III Plus Climbing Helmet Colors Available:


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Member Since:
September 15th, 2007
About Fabio Napoleoni
From as far as I can remember I have always used some form of art to keep my thoughts focused. As a child I suffered from severe asthma attacks, this kept me grounded and to keep me from bordom. My mother surrounded me with drawing utencils as a way to keep my mind busy.
Just over 5 years ago I ventured onto ebay as a way to sell my art worldwide. This was a wise move on my part. The first 2 years were slow and the art produced was more for the customer than what I truely desired to create.
The Source...At the start of the 3rd year on ebay my world was rocked by the news that my soon to be born daughter was to start life with an abnormal heart. This changed my view on life and what will, can and does happen just because it does.... A few days after her 5th month alive she faced a number of operations to repair her mitral valve... During the 3+months that I spent with her I began to create characters that showed the emotions that related to myself, family and those who I met on a daily basis at the hospital...
The art that was created during that time launched me to a higher level both in quality and value. Today although my daughter is better but not out of the water she still remains to be a great source of inspiration to me...
I have received no formal schooling in art.. its raw, emotional and true to me... I hope you enjoy it... Thank you
It Hurts Realy Deep This Time by Fabio Napoleoni
To You Love Life And Happyness by Fabio Napoleoni
The Arrival Of Good News by Fabio Napoleoni
I Didnt Expect A Reply by Fabio Napoleoni
At The Same Moment They Both Realized They Had No One To Drive Them Home by Fabio Napoleoni
Beverly Hills, CA (United States)
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(AP) -- NASA delayed the launch of space shuttle Discovery for a fourth time on Friday amid valve concerns, and managers are uncertain when the flight will take place.
Content from The Associated Press expires 15 days after original publication date. For more information about The Associated Press, please visit www.ap.org .
Explore further: Walk the line: NASA studies physical performance after spaceflight


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Swarovski crystal and silver-plated discs make Philippe Audibert's fingerless glove a statement-making accessory. Wear it with leggings, a T-shirt, blazer and buckled boots as a bold alternative to jewelry. Shown here with a Kain top, Giuseppe Zanotti clutch, The Row jacket and Alexander McQueen boots and leggings.
Swarovski crystal and silver-plated pewter fingerless glove. Philippe Audibert glove is elasticated and has silver discs and beads, a separate thumb section, a designer-stamped disc and simply slips on.
Product code: 80974 - Need help? Contact us


text: http://unix.stackexchange.com – For a given process in /proc/<pid>/smaps, for a given mapping entry what are: Shared_Clean Shared_Dirty Private_Clean Private_Dirty Is Shared_Clean + Shared_Dirty the amount of memory that is shared with other processes? So it is like private RSS? Similarly is Private_Clean + Private_Dirty the amount of memory that is available for only one process? So it is like private RSS? Is the PSS value = PrivateRSS + (SharedRSS / number of processes sharing it)? (HowTos)


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Learn blues chord progressions, puckering, tongue blocking, octaves, tongue-slaps, head shakes, vibrato,...
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Atlanta Hawks v Sacramento Kings
Ivan Johnson of the Atlanta Hawks in a game against the Sacramento... NyhetsfotoAmerikanska proffsligan i basket,Atlanta Hawks - Basketlag,Basketboll,Horisontell,Ivan Johnson - Basketball Player,Kalifornien,Match - Sport,Sacramento,Sacramento Kings,Sleep Train Arena,Sport,USAPhotographer Rocky WidnerCollection: National Basketball Association 2012 NBAESACRAMENTO, CA - NOVEMBER 16: Ivan Johnson #44 of the Atlanta Hawks in a game against the Sacramento Kings on November 16, 2012 at Sleep Train Arena in Sacramento, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images Agreement. Mandatory Copyright Notice: Copyright 2012 NBAE (Photo by Rocky Widner/NBAE via Getty Images)


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Share what you're reading!
One great feature in The Bible Study App is the ability share text from the Bible, a devotional, or even a study resource. You can do this from an Android or iOS device. Here's how:
Share feature for iOS
First select the text you want to share. In the screenshot below I've selected two sentences from the Streams in the Desert devotional. After selecting the text (by tapping and dragging) then tap on the 'Share' option.
You'll then see four different ways you can share the selected text. If you haven't already connected the App to your social channels you'll be prompted to do so.
Share feature for Android
Similar to iOS tap and hold or in the example below, since I want to share a Bible verse, I can also tap the verse number and select the range I want to share. Once you have your selection, tap the 'Share' option.
What's different with Android compared to iOS is that you can share the selected text through a variety of other Apps you have installed on your device.
So the next time you're reading an ebook, devotional, or a passage that really means a lot to you, try out the share option. As always we'd love to hear what you think and what other ways would make The Bible Study App an essential tool for your spiritual growth. Feel free to share any ideas in the comment section!
This entry was posted by Olive Tree Staff on April 30, 2013 at 4:00 am, and is filed under App Tips. Follow any responses to this post through RSS 2.0.You can skip to the end and leave a response. Pinging is currently not allowed.
When yoou decidee to staart a martial art it is key to think that you are a beginner, that your beginner's mind is open to new experience and trusting that you will
be learning skills, both mental and physical, that can be key to you living an
awesome life. Martial Arts in Keller Texas is growing more popular; great place you can find
more information on enrolling for a group class or private martial arts lessons is The site
is also a great place to find experts such as Paul Halme who will point the right direction in terms of what martial arts trainings are right for
you or your kid. * Uppercut Elbow.
Andreea, Shoot us an email at firstname.lastname@example.com and we can give you a few things to try. Please include as much information as you can. Thanks!
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March 2013 will be remembered as a month in which relevant FTA negotiations were launched or reinforced by accessions of powerful States.[1] One of the most prominent actors in this period has no doubt been Japan as in just a couple of weeks it decided to join[2] existing FTA talks for the Trans-Pacific Partnership (TPP)[3] and launch FTA negotiations with the European Union (EU).[4] Continue reading »
Japan's favourable stance towards FTAs and treaty succession, by José Ángel Rueda
31 Sunday Mar 2013
Posted Asia, International Arbitration, International Trade, Investmentin


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All Items : Antiques : Decorative Art : Textiles : Pre 1900 item #1011456
Asian Art By Kyoko
Price on Request
Price on Request
This is the upper part of a kamishimo; samurai's formal attire without the trousers. It was worn over a kosode (kimono with small sleeves) with trousers. The texture is hemp like; coarse, slightly translucent, thick threads (thicker than other kamishimo). The family crest is the feathers of a hawk. Kami-shimo (upper-lower) that we currently have are quite dandy and fashionable. The amazing thing is the work that is involved when making these fabrics...


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Here are the game charts for tonight's game vs the Jets.
Game Notes
- The Oilers actually out shot attempted the Jets at even strength in this one 49-42 (my numbers always include 4×4 as well). That's something they did only 6 times last season out of 48 games (12.5% of the games). It's a good sign to see that in the first game, even in a loss. If they string a few of those kinds of performances together, we'll know they're on the right track. Out of an 82-game schedule, it's awfully hard for bad luck to clip teams who deserve to win games.
- Dubnyk's goaltending tonight was not NHL-quality. I'll have to look at the game highlights further, but I cringed on at least 3 of those 5 goals against. When he made stops tonight, the puck hit him — that's usually said as a compliment, but tonight it felt like he was getting lucky to even make the saves he made. I've wondered a lot this summer about how the league's rule changes would impact goaltenders, and I feared it may impact a goaltender like Dubnyk more than others. His game relies on taking up net, filling surface area in the goal, and less on pure athleticism. Might the loss of that surface area impact him more heavily? That was an 09-10 Dubnyk game right there, and he'll have to be better for the Oilers to win games (obviously).
- I thought the power-play looked just batshit lethal tonight. It scored twice in as many tries, and when it didn't score, looked punitive in its creativity.
- I'm trying to pay more attention to systems stuff, but whatever was going on in the defensive end of the ice didn't seem to be executed very well. Even guys like Ference were missing assignments in front of the net.
- Jesse Joensuu had a bit of a statement game tonight. He looks like a bona fide NHL player, complete with blogger-loving skill and MSM writer-loving tufffness. There was a sequence in the 3rd period where he stood up Big Buff twice and didn't look too much out of size class doing it. I'm sure people will point to his -2 tonight, but that's obviously a bit unfair. He had the 2nd best Corsi rate on the night, after his centreman Gordon (who had a pretty nice game himself).


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BPL Community Profile
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maps rock
I don't understand my obsession with maps. To see our 3D world represented on a flat piece of paper amazes me. Imagine back in ancient times when man first began to draw maps on cave walls....
All Reader Reviews by George Matthews
Backpacking Light Thorofare Trekking Pant
Backpacking Light Thorofare Trekking Pant Size L (my scale 4.1 oz) I'm 5'11" and 185 lb Very comfortable fit for me. Snaps on pant bottom (two settings gives flexibility) The p...
Rocky Rocky GTX Socks
I use trailrunners (Inov8 Terrocs) and bought the Rocky GTX socks for cold, really messy weather. I gave them a few good tests this fall. I wore them over Smartwool socks (medium thickness). Fortun...
White Box Alcohol Stove
Got one in July for when I want to use alcohol stove for 2 - 3 hikers. Bought the combo from BPL Shop. T...
Trail Designs Caldera Stove
Really nice system. All you need is the Mug. I usually boil 1.5 cups of water using about 3/4 oz (12 drams) or a bit less of denatured alcohol depending on the water's coldness. A secondary ben...
Mountain Laurel Designs MLD 2Thirds XP Quilt
Per MLD: Shell Fabric: Momentum Mini Ripstop (Aegean Blue) Lining Fabric: Momentum Taffeta (Black) Insulation: ClimaShield XP 2.5oz/sq/yd 8.9 oz ClimaShield XP 2.5oz/sq/yd Top Width 43", ...
Frogg Toggs Rain Suit
I know these have been around for a while, but I was itching to get something with the Print-Issue-RIP coupon. I tried them during a good rain on a cool day. They are comfy and kept me dry. Howe...
Backpacking Light Merino UL Pants
The pants are light and comfortable. I like to wear them under running shorts. I plan to integrate them into my clothing system for cool through cold weather. They were also nice under Precip pants...
FireLite Trapper's Mug
FireLite 475ml Titanium Trapper's Mug Trapper's Mug Absolute simplicity! ...
BPL Beartooth Merino Wool Hoody
The Backpacking Light Beartooth Merino Wool Hoody The need for a single, functional, highly versatile garment that minimized layering changes during the Arctic 1000 expedition inspired Ryan Jordan ...
Liqumins Electrolyte Stamina Power Pak OrangeBlast
I picked up a box of Liqumins Electrolyte Stamina Power Pak (Orange Blast) at Vitamin Shoppe. The product claims: "feel the difference or your money back". I thought, why not try it. Typi...


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Virtustream Achieves SAP-Certification as Provider of Hosting Services for SAP HANA® Enterprise Cloud Business Wire WASHINGTON -- September 26, 2013 Virtustream, Inc., the leading enterprise class cloud solutions provider, today announced that it is now an SAP-certified provider of hosting services for SAP HANA® Enterprise Cloud technology. Virtustream is among the first SAP partners in the world to achieve this certification from SAP AG. This certification recognizes Virtustream's ability to deliver services for SAP HANA Enterprise Cloud with high-quality operation standards. Additionally, Virtustream provides enterprise-class cloud services, including assessments, onboarding, and operations. Virtustream delivers hosting services for SAP HANA Enterprise Cloud across the entire lifecycle of the SAP® Business Suite applications – test/dev, QA, staging and production. Virtustream's xStream cloud management software and its µVM technology enable application-level SLAs that assure performance and availability of critical SAP Business Suite applications running on the SAP HANA platform. Virtustream also provides embedded backup and disaster recovery services for all enterprise class applications, including the SAP HANA Enterprise Cloud. Virtustream delivers on the promise of true hybrid cloud extensibility as their certified private cloud services provide reliable transportability of workloads across cloud environments, including SAP's own HANA Enterprise Cloud. Virtustream has more than 100 SAP systems running in its cloud today and successfully executed one of the first migrations to the SAP Business Suite powered by SAP HANA. "We are extremely proud to have achieved this certification from SAP, and we're excited to set a high standard for how to deliver enterprise class cloud services to SAP HANA customers," said Michael Hoch, senior vice president of cloud advisory services for Virtustream. "The certification will further enable us to bring real-time applications running on the SAP HANA platform to market, unlocking new insight for companies in every industry." Press release: SAP Invests in Virtustream: Strategic investment to accelerate development and delivery of SAP in the cloud. September 9, 2013 About Virtustream® Virtustream is a leading cloud innovator offering enterprise class cloud solutions to enterprises, governments and service providers. Virtustream enables businesses to move complex production applications to the cloud – whether private, public or hybrid – while delivering the full economic and business benefits of the cloud. Virtustream offersxStream™, cloud management software for private/public/hybrid clouds and also offers the Virtustream Cloud which providessecure, high availability, Infrastructure as a Service (IaaS) to enterprises. BothxStreamand the Virtustream Cloud deliver secure, cloud efficiency withperformance SLAs for mission critical applications (SAP, Oracle, Microsoft and thousands more). Virtustream's solutions are backed by professional services to design, migrate to, and manage clouds. Virtustream offers these enterprise class cloud solutions worldwide; owns data centers in the U.S. and EMEA, and has offices in Washington DC, San Francisco, Atlanta, London, and Dubai. SAP, SAP HANA and all SAP logos are trademarks or registered trademarks of SAP AG in Germany and in several other countries. All other product and service names mentioned are the trademarks of their respective companies. Contact: Virtustream, Inc. Lisa Desmond, 615-368-7325 firstname.lastname@example.com or Mindshare PR Heather Fitzsimmons, 650-800-7160 email@example.com
Virtustream Achieves SAP-Certification as Provider of Hosting Services for SAP HANA® Enterprise Cloud
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metal prints, crater lake metal prints, crater lake national park metal prints, crater lake panorama metal prints, crater lake view metal prints, crater lake sunset metal prints, crater lake twilight metal prints
"Blue Blue Blue" metal print by Rob Wilson. Ships within 3 - 4 business days and arrives ready-to-hang with pre-attached hanging wire, mounting hooks, and nails. Multiple sizes available.
Front View
Back View
Bring your artwork to life with the stylish lines and added depth of a metal print. Your image gets printed directly onto a sheet of 1/16" thick aluminum.
The aluminum sheet is offset from the wall by a 3/4" thick wooden frame which is attached to the back. The wooden frame includes a hanging wire for easy mounting on your wall (see photo on the left).
All metal prints ship within 3 - 4 business days and arrive "ready to hang" with mounting hooks and nails.
Metal prints are extremely durable. They're lightweight. They won't bend, and they're water resistant.
The high gloss of the aluminum sheet complements the rich colors of any image to produce stunning results.
For additional product photos and information, visit our metal prints product page.
The fading light before going into the lodge for dinner served up this image for us. It's as close as we got to capturing the blueness of Crater Lake.
�The grand show is eternal. It is always sunrise somewhere; the dew is never dried all at once; a shower is forever falling; vapor is ever rising. Eternal sunrise, eternal dawn and gloaming, on sea and continents and islands, each in its turn, as the round earth rolls.� John Muir I�m here to talk to your heart. The heart that�s longing to be �out there.� Hearing the crunch of your boots on a rock-strewn hiking trail. Feeling the cool freshness of morning dew on leaves and grass. Basking in the increasing warmth of the rising sun. Taking in the majesty of a mountain. Breathing the sharp air above treeline, as your lungs struggle for more of what they need. Watching a Bighorn sheep and lamb blend into the cliffside,...
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If you're not happy with a purchase that you made on FineArtAmerica.com, for any reason, you can return it to us within 30 days of the order date. As soon as it arrives, we'll issue a full refund for the entire purchase price. Please note - Fine Art America does not reimburse the outgoing or return shipping charges unless the return is due to a defect in quality.
Fine Art America sells thousands of pieces of artwork each month - all with a 100% money-back guarantee.
If you've hesitated to purchase artwork online in the past, why not give us a try? You have nothing to lose!
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