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NNU's "12 Dollars of Christmas" event raises funds for the Annie Gorman Clinic
This Friday the NNU campus community will celebrate one of its most beloved Christmas traditions: the Christmas Carol Sing in the last chapel service of the semester. This year marks the 21st year of the student body gathering to sing (and act out) every silly Christmas carol they can fit into 50 minutes, everything from "Jingle Bells" to "Grandma Got Run Over by a Reindeer."
This year the event will serve a greater purpose than just reveling in the anticipation of the holiday season. Dubbed "12 Dollars of Christmas," Friday's chapel is a fundraiser for the Annie Gorman Medical Clinic in Namankwan, Ghana. NNU students, staff and faculty are encouraged to bring a donation of $12 or more to give a significant boost to the ongoing effort the student body has embraced of helping finish the clinic named in honor of sophomore Annie Gorman.
The student body has pledged $16,000 in support of the clinic that Annie has been working to build since her senior year of high school. They have raised $5,100 so far through weekly offerings. The funds will go towards finishing the electrical and plumbing hookups and provide some furnishings and equipment. When completed, the medical clinic will serve the needs of the most vulnerable, particularly mothers, children and the elderly, in a vastly underserved area that reaches over 600 square miles and well over 50,000 people.
Annie, who suffers from a degenerative bone disease, selected an enormous challenge for her senior project at Skyview High School. She wanted to do something that would bring much needed medical assistance to people who would not otherwise have it. "If I had been born in a developing part of the world, it is likely I would have died a long time ago," Annie shared in an article she authored for "Nazarene Compassionate Ministries Magazine" last spring.
By baking and selling gourmet cupcakes and additional donations made through the non-profit organization Compassion for Africa, she has already raised enough money for the construction of the building. A medical missions team of NNU students visited the area last June and brought back with them a contagious passion to help Annie finish what she has started.
"I believe everyone can do something to help someone else however small it may seem. I'm simply trying to do what I can with what I have. If fewer children and people with disabilities in Ghana die needlessly because of my help, I will be very grateful," said Annie. The NNU campus community is hopeful that donations both small and large that come in this Friday will help make that goal a reality.
To learn more or to make a donation visit compassionforafrica.org or search Anniekins Bakery on Facebook or attend Friday's chapel service at 10:00 a.m. at the NNU Brandt Center.


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W. S. RobbinsAmerican (Active 1860s-1870s)
n.d.photograph | albumen stereograph
Not on view at this time; find out where you can see works from our collection at locations around the Bay Area while our building is closed for expansion
3 7/16 in. x 7 in. (8.73 cm x 17.78 cm)
Acquired 2004
Collection SFMOMA
Gift of Gordon L. Bennett

subset: commoncrawl


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On the heels of the news that the Dodgers are in the mix for Jim Johnson, it's exceedingly fun and intriguing to speculate on the Dodgers as a potential trade partner for the Baltimore Orioles. While trade scenarios with the Orioles only giving up Jim Johnson are interesting in their own right, when one looks at the larger picture, both teams have multiple players who would likely appeal to the other team. So, let's explore:
Who Would the Orioles Want?
It's been pretty thoroughly documented that the Orioles are primarily looking for quality starting pitching (who isn't?), a DH/LF type, a second baseman, and perhaps some bullpen help, along with salary relief/flexibility. While the Dodgers don't have much to offer in terms of middle-infielders, that's the least of the Orioles concerns since the Orioles will likely resign Brian Roberts and have a solid contingency plan (Ryan Flaherty).
Starting Pitching: The Dodgers have Clayton Kershaw, Zach Greinke, Hyun-jin Ryu, and Dan Haren locked into the first four spots of their formidable rotation leaving a few pitchers to battle it out for the final spot. However, the losers will likely find themselves floundering in the minors, exiled to the bullpen, traded, or released, thus we should consider all of these options as expendable trade candidates. It is also important to keep in mind the vastness of the Dodgers budget and the distinct possibility that they will sign another free agent starter (Santana/Garza/Jimenez) which would create even more of a surplus. Now, the expendables:
1. Chad Billingsley
Pros: There's a lot to like about Billingsley as he is an experienced but still relatively youthful pitcher at 29 who boasts a Matt Garza-like resume of solidly above average career numbers (3.65 ERA, 110 ERA+ vs Garza's 3.84 ERA, 108 ERA+). Additionally, Billingsley can eat some innings as in his four full seasons he has logged an average of 194 innings per year. He would bring stability and consistency to the staff along with #2 or #3 starter potential.
Cons: The big catch to Billingsley is his health as he didn't pitch past April last year due to Tommy John surgery. While reports have been extremely favorable, suggesting that Billingsley will be full-go for spring training, it is always difficult to predict how long it will take for pitchers to find their stride after such a major surgery; even Adam Wainright seemed to have a warm-up season following Tommy John surgery. Also, the Orioles might be a bit hesitant to pay 12 million (Billingsley's 2014 salary) to a guy whose health is in question.
Note: Billingsley is signed only through 2014 with a 14 million option for 2015, a dual-edged blade as the Orioles might not want to trade for a one or two year rental, or they might be hesitant to give too much value for a player who isn't controllable for a longer period of time.
2. Josh Beckett
Just kidding
3. Stephen Fife
Pros: Fife is an interesting pitcher who made a handful of starts with mild success (3.86 era 93 ERA+) for the Dodgers last year when their other more primary options went down with injury. Fife's groundball tendencies would play well at hitter-friendly Camden Yards and work perfectly with the gilded left side of the Orioles infield.
Cons: Fife is a widely unproven pitcher who arguably isn't any more valuable than arms that the Orioles already have such as Zach Britton, Josh Stinson, or T.J. McFarland.
Additionally, the Dodgers have some B level starting pitching (Think Tim Berry/Mike Wright) that the Orioles could definitely use for depth and potential impact in 2015/2016. Just to float a few names: Ross Stripling, Jonathan Martinez, and Carlos Frias, are all interesting pieces who could help facilitate a larger-scale deal.
Outfield/DH types: It's old news that the Dodgers are trying to trade one of Carl Crawford, Andre Ethier, and Matt Kemp, and I could see the Orioles interested in all 3 of those players to varying degrees if the Dodgers threw in a hefty chunk of cash.
1. Carl Crawford
Pros: Carl Crawford is a bona-fide Nate McClouth who brings speed, decent on-base capabilities that are elevated through high batting-averages, and solid defense to the field. Crawford could easily solidify the left field position and the lead-off spot, killing 2 birds with one stone. The DH position offered by the American League could help keep Crawford healthy as he struggled to stay on the field last year.
Cons: Most would agree that Crawford is a faded star who will never rack up triples and stolen bases like he once did. While his value deteriorates as he ventures further into his 30s, his price tag climbs to over 20 million, a price the Orioles would definitely scoff at. Any trade involving Carl Crawford would require the Dodgers to eat a significant portion of his salary. Even so, Crawford looks like the least appealing of the three.
2. Andre Ethier
Pros: Andre Ethier has always reminded me of Nick Markakis, a corner outfielder with fading power that was never any more than average, yet well above average on base capabilities. Comparing their career slash lines Markakis/Ethier (.292/.288 .360/.362 .441/.470), we can see that they are pretty much the same player, they even hit and throw with the same sides. One might question the value of another apparently fading Markakis, however the two are both extremely patient hitters with discerning eyes and solid line drive strokes that could provide huge value sandwiching Manny Machado in the line-up (protection), boosting the on base capabilities of the team, and setting the table for the R/L power bats of Jones and Davis.
Cons: Ethier, like most of the Dodger's commodities, is a player with an enormous contract that will be paying him from 15-18 million a year for his 32-36 seasons. Like Crawford, it's difficult to imagine the Orioles paying that sort of money to a declining player exiting his prime and inching closer to the middle portion of his 30s.
3. Matt Kemp
Pros: Just imagine sitting on the couch, watching Machado making one of his signature preternatural plays to end the frame and hearing Jim Palmer say, with the MASN music in the background, Kemp-Davis-Jones, up next. No one is going to run to the bathroom for that commercial break. But seriously, a healthy Kemp plugged into the middle of the Orioles line-up would give the Orioles the most dangerous, dynamic trio in the American League. Simply put, when healthy, Kemp is one of the most dynamic, powerful right-handed hitters in the game, whose defense would presumably play up if shifted away from center-field. There is no doubt that the Orioles would love to have Kemp hitting ahead of Chris Davis.
Cons: However, the Dodgers are paying Kemp 21.5 million dollars through his age 34 season, an actually relatively reasonable and worthwhile contract IF Kemp stays healthy. That's a big if for a contract that could cripple a mid-market organization like the Orioles. Even if Angelos was on-board with the idea, would the Dodgers really want to trade Kemp while his stock is so low? Kemp is definitely the highest risk/cost, greatest reward trade-target of the three.
Who Would the Dodgers Want?
This is a much simpler question to answer, no need for numbered subsections. The two most intriguing pieces to the Dodgers that the Orioles would consider parting with would be Jim Johnson and Matt Wieters. Johnson and his large salary would fit perfectly in an already strong Dodger's bullpen; Johnson would likely set up for Kenley Jansen, a role Johnson thrived in in 2011. Weiters would provide a nice upgrade over A.J Ellis, particularly if the Dodgers think Wieters will improve to his 2012 level of acumen, or better. If the Dodgers like Wieters, they certainly have the resources to lock him up for an extended period, so his two years left of team control wouldn't be a huge issue in negotiations.
So, What Would an Orioles-Dodgers Blockbuster Look Like?
Before I propose this trade, let us remind ourselves that the chance of such an enormous blockbuster is miniscule, however, the Orioles are clearly interested in shaking things up, and the Dodgers haven't been afraid to pull the trigger on huge deals in the past. Here we go:
The deal would begin with the Dodger's apparent interest in Jim Johnson. If the Orioles were aiming high, say they ask for Matt Kemp in the deal (shoot for the moon, even if you miss…well whatever) and offer to pay his entire salary. The Dodgers still won't pull the trigger, so they request Matt Wieters. The Orioles don't want to lose Wieters without getting some starting pitching and filling the catching vacancy, so they ask for Chad Billingsley and A.J Ellis. The Dodgers feel the deal is still heavily tipped in the Orioles' favor, so they ask for Gausman. The Orioles offer Eduardo Rodriguez instead, but want the Dodgers' electric closing prospect (#13 in their system) Jose Dominguez to fill the vacancy caused by the impending departure of Johnson. The Orioles offer to throw in Brian Matusz to catalyze the completion of the deal.
Final: Orioles trade Jim Johnson, Matt Wieters, Eduardo Rodriguez, and Brian Matusz for Matt Kemp, Chad Billingsley, A.J Ellis, and Jose Dominguez. This trade is straight up, no cash involved, a big risk for both sides. Kemp is truly the wildcard; his contract is immensely dangerous to the Orioles if injured or ineffective, while the Dodgers might be trading away the best player in the NL. Considering this, and swallowing the orange kool-aid that lives in the throat of Orioles fans, it might be necessary to subtract Eduardo Rodriguez and add Dylan Bundy/Kevin Gausman. But, for the sake of optimism, we'll assume the Dodgers are happy just to shed Kemp's contract.
In Summary
There is a reasonable chance that the Orioles do trade Jim Johnson to the Dodgers, but the blockbuster hypothesized in this article will likely not come to fruition in any way, shape, or form. Still, it's fascinating to speculate since the Orioles and Dodgers do match up well in trade scenarios.


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Mushroom Tips From Chef Matt Bolton at the 2010 Chefs' Holidays at The Ahwahnee Hotel in Yosemite
Sage Mushroom Advice From Chef Matt Bolton
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But I was most impressed with his other dish, tiny cubes of butternut squash slow-cooked in the style of risotto, and topped with foraged mushrooms. While preparing his dishes, Bolton offered a number of suggestions for cleaning, storing, and cooking with fungi. See them when you read on.
- Mushroom varieties vary in cooking times; more delicate mushrooms will cook in less time than meatier types.
- To clean mushrooms, use a damp towel to wipe dirt off the caps. Trim the stems, then scrape them gently with a knife.
- When storing fresh mushrooms, Chef Matt recommends laying them on a parchment-covered sheet pan in the fridge. Don't wrap them tightly; they'll shrink and suffocate.
- Cut mushrooms into large sections, so they won't shrivel and become too small once cooked.
- Rehydrate dried mushrooms by adding them to boiling water, then turning off the heat and allowing them to sit for 20 minutes. Pat dry before using.
- Reserve the dried mushroom liquid. Simmer it with white wine, shallots, and thyme for a flavorful vegetable stock.
- Make the most of each mushroom's properties. For instance, cooked candy cap mushrooms (which have a strong maple syrup aroma) would taste great applied to ice cream.


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The new bassist for Smashing Pumpkins, Nicole Fiorentino, has revealed that she was one of two young girls who appeared on the cover of the band's 1993 album Siamese Dream (below).
According to an article on Exclaim.ca, the band members were not aware that Fiorentino was one of the album cover models when she was hired to play with them.
Band leader Billy Corgan has revealed that one of the cover stars is now playing bass in his band.
It seems Corgan is just as shocked as any of us that his current bassist, Nicole Fiorentino, appeared in the iconic artwork. While the musician has been jamming with Corgan and company since last year, she only just revealed that she was Siamese Dream's cover star.
"Just found out the weirdest news: our bass player Nicole just admitted she is one of the girls on the cover of 'Siamese Dream,'" Corgan posted on his Twitter account.
Source: Exclaim.com


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Alteryx Analytics
Cable providers
Featured Customers
Cable providers
Thanks to fierce competition with satellite television providers and wireline telecommunication carriers, you have been aggressively adding fiber to increase capacity and combining extensive content with innovative triple-play services. But which markets, services, and customers will generate the most profit? What programming are they watching so you can deliver value to your content providers and advertisers? And where can you leverage your infrastructure to reach the most lucrative business users?
Alteryx lets you determine the most lucrative markets by blending all your critical data - demographics, customer service records, set top box usage information, and more - in a single, intuitive workflow. With Alteryx, you can create a competitive assessment down to the individual residence or business building level, so you can make more informed, strategic decisions about where to make capital investments, which customers to target and how to craft the best possible message to win customers.
Alteryx enables you to:
- Create highly-targeted advertising options using set-top box analysis to determine program viewing preferences and integrated demographics to find similar households
- Identify lucrative opportunities for cable business services based on proximity to existing network resources
- Combat competitive threats from phone companies and satellite providers by targeting at-risk customers with retention campaigns
- Optimize resources by dispatching installation and maintenance personnel based on physical location and estimated drive times
- Quantify the value of potential acquisitions based on existing network assets and customer targets


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SAN FRANCISCO (MarketWatch) — The Federal Open Market Committee meeting on Wednesday isn't expected to yield any surprises. But as the markets learned with Federal Reserve Chairwoman Janet Yellen's "six months" gaffe in mid-March, anything can happen.
Back then, U.S. equities sold off — and so did gold, as the dollar strengthened — in the wake of Yellen telling a reporter that the first rate hike could come as soon as "six months" after the central bank ended its bond-buying program. Many interpreted that remark, made as the two-day FOMC meeting ended on March 19, as putting the first rate rise as early as April 2015. Investors started to price in three rate hikes, instead of two.
Bull market will end when recession hits
Paul Vigna and RBC's Jonathan Golub discuss the likelihood of the end of the bull market, and Brian Fitzgerald previews Twitter's earnings. Photo: Getty Images.
For the FOMC meeting ending Wednesday, "there is little chance the Fed will announce any surprises," said Keith Springer, president of Springer Financial Advisors in Sacramento, Calif.
"They have been very accommodating, both in their actions and their words. They will announce a continuation of their taper at $10 billion a month; that interest rates won't rise until inflation picks up; and that they stand ready to act if the economy starts to slip," he said. "Stocks will rally on this news."
But Michael Gayed, co-portfolio manager of the ATAC Inflation ATACX, +3.19% and ATAC Beta Rotation BROTX, +1.63% Funds, wonders whether the Fed will "either taper less than $10 billion, or not taper at all, citing housing deceleration."
Here's how stocks, bonds, the dollar and gold may react under the various Fed decision scenarios:
Between the selloffs of the momentum growth stocks and Ukraine tensions weighing on global markets, April is turning out to be generally flat for U.S. stocks. Two benchmark indexes — the Dow Jones Industrial Average DJIA, +1.23% and S&P 500 Index SPX, +1.43% — are each up 0.5% or less, month to date, as of Tuesday's close.
Markets dropped earlier this month when momentum stocks fell out of favor and investors dumped them in droves. The selloff in high-flying names spread to broader markets.
Political turmoil in Ukraine and a threat of military action by Russia kept investors on the sidelines, as well. And while earnings results beat expectations at the usual rate of 63%, forecasts had been severely lowered.
As for the Fed, "the $10 billion tapering is already priced in. Markets are not expecting anything radically different from what the Fed has been saying so far," said Paul Zemsky, chief investment officer of multi-asset strategies at ING U.S. Investment Management.
What would really throw the market off is "any change in language about tightening of the labor market slack, or anything that would indicate that the rake hikes would begin sooner than expected at the moment," Zemsky added.
But Springer believes that if the Fed continues to taper as expected, "the jitters that the market has about interest rates rising before the economy has fully recovered will disappear — until the next Fed meeting at least — and there will be a rally in stocks across the board in response."


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The analysis also looked at the incidence of infections among the study population. A total of 30 infections were identified in patients with low CMI (<225 ng/mL ATP; based on 57 assays) as compared to only eight infections in patients with moderate or strong CMI (>225 ng/mL ATP; based on 113 assays). The average CMI in samples from patients with infection was 119 ng/mL ATP as compared to 336 ng/mL ATP in samples from patients with no sign of infection (p < 0.001). Identified infections included 13 with a viral etiology; 15 with bacterial etiology; and 10 with fungal etiology.
"Immune function monitoring of adult heart transplant patients using the ImmuKnow assay may have the potential to aid in the assessment of the immune status of the patient and the patient's risk for organ rejection or infection," concluded Dr. Kobashigawa. "We are currently conducting clinical studies using these data to manage immunosuppression in our heart transplant patients, with the goal of limiting risk for rejection and infection."
Dr. Kobashigawa's presentation was entitled, "Success of immune monitoring with ImmuKnow (Cylex(TM)) to assess rejection/infectious risk in heart transplantation." Dr. Kobashigawa is Clinical Professor of Medicine and Chief of the Division of Clinical Faculty Medicine at David Geffen School of Medicine at UCLA. He is also Medical Director of the UCLA Heart Transplant Program.
About ImmuKnow(R)
ImmuKnow is an immune cell function assay that can detect cell-mediated immunity (CMI) in adult immunosuppressed patients by measuring the concentration of adenosine triphosphate (ATP) released from CD4 cells following cell stimulation.
The ImmuKnow test is a qualitative assay and does not directly quantify
the level of immunosuppression. Results of ImmuKnow assays should be used
in conjunc
|SOURCE Cylex Inc.
Copyright©2008 PR Newswire.
All rights reserved


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Effect of MP3 on Stereo Subliminals/Hemi-Sync, Esp. JS... Does it affect the effect?
Effect of MP3 on Stereo Subliminals/Hemi-Sync, Esp. JS... Does it affect the effect?
Dec 7 2005, 20:25
Post #1
Group: Members (Donating)
Posts: 543
Joined: 19-March 04
From: Alberta, Canada
Member No.: 12841
I was wondering if anyone out there who has ever worked with holographic subliminal messages in audio, or hemi-sync (where slightly different frequency tones are played in each ear through headphones) have experimented with, or at least read of a study done to see if lossy audio encoding has a destructive effect on these technologies.
I'm concerned that subliminal audio and hemi-sync might partly be based on sounds that the human brain doesn't readily perceive, and thus the encoding process might "throw away" sound that is required for subliminal audio to be effective.
I'm especially concerned about whether joint stereo will wreck the effect of these techniques, since they are based on stereo separation of sound. Would it? Should I force encoding to actual stereo, or is Joint Stereo okay for this stuff?
I try to use lossless for this stuff wherever possible, but obviously that's not always practical.
Any informed responses much appreciated!
Dec 20 2006, 07:47
Post #2
Group: Members
Posts: 830
Joined: 3-November 05
Member No.: 25526
Yes. Assuming there isn't some sort of bug with the codec, the file should still be lossless, even if larger.
|Lo-Fi Version
|Time is now: 4th October 2015 - 14:58


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Norwalk wins, advances to state title game
Way to go Truckers!!!!!
Go Norwalk!
A nice, positive comment from Winnie! Wow.
YOUR THE BEST TRUCKERS !!! CONGRATULATIONS !!! Thumbs up
WOW! What a game! Continue on!
In 1950 a Ragtag Team from Miller City Ohio went to state without a chance of winning. They played in a gym so small all you could shoot
was fouls shots and lay ups. It was called "The Barn" and heated by two pot bellied stoves.it is the same story as The Hoosiers of Indiana. Those days there were only A & B division also. I saw them play several games. Truckers, here wishing you the same success !
Coach Dale had the boys playing well that night. Ollie contributed with his unique style of shooting free throws.
Congrats. Good luck Saturday.
Great game Gentlemen! I bet there wasn't a dry eye in the crowd ;)
After all of the tragedy this town has been through, it is great to see the community rallying around and supporting this victory!
Let's go all the way...you can do it!!
Congrats on todays win!!!
Very cool! Good luck Saturday!!
pass the word....Going to Saturday's state title game? Norwalk fans traveling to Columbus on Saturday for the Norwalk-Bishop Watterson Division II state title game may want to leave a bit earlier.
I-71 South at Ohio 61 will be down to one lane from 10 p.m. Friday to 10 a.m. Saturday, according to Columbus radio news reports.
You got this Truckers! @Nardo..thank you for the heads up.


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Shandong RealForce Enterprises Co., Ltd.
|Business Type:
|Manufacturer, Trading Company
|Main Products:
|Shandong, China (Mainland)
|Year Established:
|Number Of Employees:
|501 - 1000 People
|Total Annual Sales Volume:
|Above US$100 Million
|Main Markets:
|Product Certifications:
|Average Lead Time:
|30 Day(s)
As a professional R&D and manufacturing group, our company provides the best power products in China. Specializing in rechargeab...
As a professional R&D and manufacturing group, our company provides the best power products in China. Specializing in rechargeable lithium batteries, our main series now include LiFePO4, LiMn2O4 and Mn / Ni / Co ternary batteries, in addition to BMS, PCM, chargers and related products. We have a wide range of specifications available, with main applications including electric bikes and vehicles, golf carts, forklifts, electric pallet jacks, lawn mowers, electric tools, toys, UPS, portable power supply systems, mining safety equipment, solar power modules and windmill power generators.
With total investment of USD1.2 billion and a 55,000sqm factory area, RFE has over 2,200 employees, with more than 200 in R&D department. RFE New Energy Phase III was begun on September 1st, 2011 and the production reaches 260 million Ah and 1 million sets of matched electronic products per year.
Besides our headquarters in Shandong Province of China, we also have sales centers in the major domestic cities of Beijing, Shenzhen and Shanghai. Furthermore, we have set up sales branches in the USA, Germany and Korea in order to provide convenient technical and business support for North American customers.
Please do not hesitate to contact us if you have any question, either technically or commercially. We are confident that you will benefit from our high reliability, excellent performance and competitive prices.
A Supplier Assessment Report provides verified information about a company's production and trade capabilities. This includes factors such as company legal status, human resources, export records, production capacity, quality assurance, customer service, production process management, R&D, certifications and more. View sample.
Company Capability
Trade Capacity
Domestic Market : 60.00%
North America : 10.00%
Production Capacity
Factory Size : Above 100,000 square meters
No. of Production Lines : 5
R&D Capacity
No. of R&D Staff : 41 - 50 People
Email to this supplier


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Continuing Education
The New School Continuing Education
Register : Contact Us
Arabic speakers are in increasing demand in a wide range of professions, and The New School offers courses tailored to students who need to learn to speak Arabic as it is used by native speakers to communicate in the Arab world.
We teach Arabic as a living language: Our courses teach a form of colloquial or spoken Arabic (the language of daily use) while integrating Modern Standard Arabic for reading and writing. This innovative dual approach enables students to communicate in Levantine Arabic, the language spoken in daily life in Jordan, Syria, Lebanon, and Palestine, and to write and read modern Arabic texts.
The New School offers Arabic language courses for students at all levels in the fall, spring, and summer. Levels 1 through 4 are for beginners; levels 5 and 6 are for students with intermediate Arabic language skills. In spring and summer terms, we offer Introductory Intensive Arabic, the equivalent of two levels in one term, for students who wish to advance more rapidly.
If you would like to learn or practice Levantine Arabic but have limited time during the week, come to The New School for a weekend immersion class. We offer On the Go courses in Arabic at levels 1 through 4. The On the Go curriculum helps students make rapid progress in a language in just a weekend.


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AT&T gives soldier serving overseas $8,000 phone bill
FORT MYERS - Gail Harris is confused about the massive cell phone bills from AT&T. Her 20 year old son Adam has been serving in Afghanistan since September but before he left they both signed up for an international plan so they could keep in touch.
"He was under the assumption that it would be about 500 dollars a month for that and that was ok," said Harris.
But the first monthly bill was for more than 3800k and it came right out of her son's bank account through a direct pay program. When the second bill came for 4500 dollars and there was no money left in his account, that's when the red flags went up.
"I cant tell from the bill if there was a problem or maybe the phone was stuck. He couldn't have had that many calls," said Harris.
So, she requested a detailed bill from AT&T and they sent her thousands of pages of documents so Gail began calling AT&T and they eventually took one thousand dollars off the balance but it wasn't enough and now her and her son's cell phone service has been canceled.
We put a call into AT&T and they told us they are looking into the matter but for now Gail and her son Adam are communicating over the computer.
"So we are going to be able to communicate when we can," said Harris.
- Latest


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Strategic Plan
Departmental Project – Strategic Plan
This strategy paper will discuss a strategic action plan to address an increase in violent crime with gang and drug related connections, which have been the subject of public, political and community demand for action. Included in this strategy is the creation of an inter-agency task force that includes units of the local police department and state and federal agencies.
Task Force Member Agencies
Virtual County Police Department
There will be six units from the Virtual County Police Department represented on this Task Force. Following will be a description of each unit's basic function in the police department, why each was chosen for this task force, what role the unit will play, and how it will interact with other selected units. 1) Patrol - The Patrol Operations is the largest division and the core of the Virtual Police Department. Patrol is generally the first assignment for new officers, responding to calls for service in the city. The purpose of Patrol on this Task Force will be to provide the ability to leverage a significant amount of resources in a rapid fashion. In our high-crime target areas, the Task Force will deploy Patrol in order to employ aggressive field interrogation, a method in which the police check out suspicious persons and places. Studies show this strategy leads to large drops in robbery, burglary, theft, auto theft, assault, sex crimes, malicious mischief, and disturbances. 2) S.W.A.T. - A SWAT (Special Weapons and Tactics) team is an elite unit within a police force, used for exceptional situations that require increased firepower or specialized tactics. The officers in a SWAT unit have undergone special training and have access to an arsenal of weaponry, armor and surveillance devices beyond standard-issue police gear. A few situations that typically require a SWAT team call-out: * A high-risk warrant - If the police...


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Control of Pregnancy Associated Malaria With Intermittent Preventive Treatment
- Full Text View
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- No Study Results Posted
- Disclaimer
- How to Read a Study Record
Malaria is one of the major causes of illness and mortality in Sub-Saharan Africa. In Ghana, malaria is the most important cause of morbidity and accounts for about 40% of outpatient contacts. Chemoprophylaxis and insecticide-impregnated bed nets are used for malaria control in pregnancy.Chloroquine is administered within the ANC package at health facilities in Ghana. However, many pregnant women in rural,low-income communities do not report for ANC or report late thereby increasing their risk of morbidity and mortality. Reasons for this include inaccessibility and high cost. As the gap between urban and rural health care and socioeconomic circumstances increase, malaria control remains the major challenge of the health sector. A facility-based intervention alone is not sufficient to have a significant or sustained impact on malaria control in pregnancy. Alternative strategies are needed for the delivery of malaria interventions to pregnant women in rural areas in Ghana. The overall objective of this study is to develop alternative strategies for community involvement for delivery of malaria interventions to pregnant women in rural Ghana. The project will be conducted in the Afigya Sekyere district in the Ashanti Region of Ghana. Interviews and focus group discussions will be conducted with pregnant women and community members focusing on local knowledge on control of malaria in pregnancy and factors influencing utilization of antenatal services. Women in their first and second pregnancies who are permanently resident in the study area will be included in the study using IPT with sulphadoxine-pyrimethamine (SP). The study population will be randomized to:Group 1 will receive clinic-supervised IPT-SP and daily folate/iron supplementation and Group 2 will access IPT-SP with daily folate/iron supplementation from trained traditional birth attendants (TBA). Midwives and TBAs will be trained in preparing thick blood smears and placenta biopsies for parasitological examination. Parasitaemia and Hb will be measured at entry and at delivery and fever episodes during pregnancy will be recorded. Study participants will be followed for adverse reactions within a week after drug administration. The effectiveness of community-based IPT for the control of malaria in pregnancy will be determined. The endpoints of the study will be birth weight, maternal anaemia, fever episodes and prevalence of peripheral and placental parasitaemia in the groups.
Drug: IPT-sulphadoxinepyrimethamine
|Study Type:
|Study Design:
|Allocation: Randomized
Endpoint Classification: Safety/Efficacy Study
Intervention Model: Single Group Assignment
Masking: Open Label
Primary Purpose: Prevention
|Official Title:
|Control of Pregnancy Associated Malaria With Intermittent Preventive Treatment Through Community Involvement in Rural Ghana
- Birth weight
- anaemia
- parasitaemia
- fever episodes
|Estimated Enrollment:
|Study Start Date:
|November 2005
|Study Completion Date:
|October 2007
|Primary Completion Date:
|September 2007 (Final data collection date for primary outcome measure)
Detailed Description:
General Objective To evaluate an alternative strategy of community involvement in the control of pregnancy associated malaria and anaemia in an area of intense malaria transmission in Ghana.
Specific Objectives To explore local knowledge and health-care practices of control of malaria in pregnancy and determine factors influencing utilization of antenatal services by pregnant women.
To determine the prevalence of malaria and anaemia in pregnancy in the Afigya Sekyere district To determine the effect of intermittent preventive treatment on pregnancy outcome in primigravidae and secundigravidae To evaluate the effectiveness of a health facility and a community-based malaria intervention in first and second pregnancies
Methodology Study area and population The study will be conducted in the Afigya Sekyere district of the Ashanti Region of Ghana. The district lies within the forest belt where malaria prevalence is highest (AHMED, 1989). Mean temperature is 270C with annual rainfall between 1500 and 2000mm. The major rainfall season is between March-July and the minor in September - November. There is little seasonal variation in malaria parasite transmission and rates are just slightly higher after the rains. Most of the inhabitants are peasant farmers.The district is divided into six sub districts with 91 communities.It has 15 health facilities (2 hospitals, 6 health centres, 2 clinics and 5 maternity homes). The district has about 42 trained (TTBAs) and a number of untrained TBAs who conduct almost 30% of deliveries in the district (DHA, 2002).Considering the inadequate number of health professionals coupled with their exodus to developed countries, the capabilities of TBAs can be enhanced and used in control of malaria in pregnancy.
Study Design Pre-intervention phase A baseline Survey on birth weights will be carried out to determine the mean birth weight and birth weight distribution in the study area
Qualitative data collection Focus group discussions (FGDs) and interviews will be conducted at health facilities and in communities to explore local knowledge on control of malaria in pregnancy and social, cultural and economic factors influencing utilization of antenatal and delivery services by pregnant women. This will involve pregnant women of all parities, village health committee members, TBAs and opinion leaders.
Cross-sectional Survey (determination of prevalence of parasitaemia and anaemia) A cross-sectional survey will be conducted to determine the prevalence of parasitaemia and anaemia among pregnant women in the district. Pregnant women will be randomly selected from health institutions and six communities. The sample at the health facility will be women used for the exit interview. Twenty percent of pregnant women from six communities will be used. Their blood samples will be taken for parasitaemia rate and density and their haemoglobin levels will be measured using a Haemocue.
Intervention phase
This phase will involve Community-based and Health Facility-based administration of single-dose SP (1500/75mg) to pregnant women and assess its effect on the following outcome:
Birth weight Anaemia Parasitaemia Fever episodes
Sample Size:420 women of first and second pregnancy. Selection of field sites and training of staff Using random sampling, 20 TTBAs will be selected from communities without health facilities. Six health facilities will also be purposively selected as field sites. Two field supervisors (FS) will be employed to help with the study. They will be trained in data collection, interviewing, monitoring drug administration, preparing blood smears, checking haemoglobin and weighing of babies.
A one-week training session will be organized for the selected TTBAs. They will be trained in:
Drug storage and administration Interviewing Recognizing imminent complications in pregnancy Taking placenta biopsy and making thick blood smears Weighing of babies Record keeping
A one-day meeting will also be held with the heads of the health institutions and all the midwives in the district to brief them on the study and solicit their support. Midwives from the 10 selected health facilities will later be trained in:
Taking placental biopsy and making thick blood smears Haemoglobin measurements Interviewing Record keeping
3) Enrolment of Study Participants
The inclusion criteria for this phase are women who are:
primigravidae or secundigravidae have Hb >7g/dl (Those with Hb below 7g/dl will be treated and later enrolled) permanently resident in the district no reaction to sulpha drugs no multiple pregnancy no chronic diseases
Midwives and TTBAs will recruit women at ANCs and in communities, confirm non-palpable pregnancies by testing their urine and interview them for reaction to sulpha drugs. The researcher, laboratory technician and FS will visit field sites, gather background information from the women and check their gestation, haemoglobin and parasitaemia levels to obtain baseline data for each woman. Eligible women who give their consent by signing or thumb-printing a consent form will be enrolled into the study and given identification cards. They will be advised to present this card to the midwives anytime they visit an antenatal clinic so that no antimalarial will be given them as prophylaxis.
3) Drug administration Group 1 - Health Facility Intervention (HFI) Midwife supervised IPT with daily iron and folate supplementation. Women in this group will receive single-dose treatment with sulphadoxine-pyrimethamine (1500/75mg) twice in the second trimester at least one month apart and once in the third trimester when they visit the antenatal clinic. This will begin from 16 weeks gestation. They will also receive daily iron and folate supplementation. They will be informed to immediately report to the health facility with any adverse effects they might experience.
Group 2- Community-Based Intervention (CBI) TTBA supervised IPT with daily iron and folate supplementation. Women in this category will receive sulphadoxine-pyrimethamine (1500/75mg) and daily iron and folate supplementation from 16 weeks gestation. Two doses of this anti-malarial will be taken during the second trimester at least one month apart and a third dose early in the third trimester under the supervision of the TTBA. The women will be instructed to immediately report any adverse reactions to the health facility and the TTBA, which will be recorded. The TTBAs will be encouraged to promptly refer women with imminent complications to health facilities for appropriate treatment.
4) Laboratory investigations The midwives, TTBAs and FS will have regular supply of slides, slide boxes, gloves, cotton wool and methanol to prepare and store blood smears and placenta biopsies. All blood samples from midwives and TTBAs will be collected weekly by FS and transported to Kwame Nkrumah University of Science and Technology for processing and microscopic examination by a laboratory technician. Haemoglobin and parasitaemia values will be compared for the groups. Ten (10%) percent of the slides will be read at Komfo Anokye Teaching Hospital in Kumasi for quality control.
5) Delivery Scales will be provided for TTBAs and health facilities without reliable scales to weigh babies and record their birth weight. There will be regular monitoring visits by the researcher and FS to ensure accurate recording of birth weights. Providers will be supplied with forms and notebooks for record keeping. The birth weights in the two groups will be compared.
6) Referrals A follow-up will be made for records on women who develop pregnancy-related complications and are referred to health facilities outside the district.
Ethical considerations
Ethical clearance for the study will be sought from the following:
- Committee on Human Research Publications and Ethics of the School of Medical Sciences, KNUST.
- Ashanti Regional Health Administration (ARHA)
- Afigya Sekyere DHMT.
- Danish Central Ethical Committee
- Eligible women will be asked to give their consent before participation and confidentiality of information gathered will be ensured.
- Women who develop pregnancy-related complications would be referred to health facilities that are equipped to handle such cases and the cost of their treatment will be borne by the project. All health facility in-charges will be informed about this.
|Ages Eligible for Study:
|14 Years to 45 Years
|Genders Eligible for Study:
|Accepts Healthy Volunteers:
Inclusion Criteria:
- Primigravida
- Secundigravida
- Permanent resident
- Hemoglobin (Hb) > 7 g/dl
Exclusion Criteria:
- Hb < 7 g/dl
- Allergy to sulpha
- Multiple pregnancy
- Chronic diseases
Please refer to this study by its ClinicalTrials.gov identifier: NCT00258024
|Afiya Sekyere district
|Kumasi, Ashanti region, Ghana
|Principal Investigator:
|Victoria Bam, reg. nurse
|Dept. Community Health, School of Health Sciences, Kumasi University
Additional Information:
No publications provided
|ClinicalTrials.gov Identifier:
|NCT00258024 History of Changes
|Other Study ID Numbers:
|Study First Received:
|November 23, 2005
|Last Updated:
|February 19, 2008
|Health Authority:
|Ghana:Committee on human research publication and ethics
Keywords provided by DBL -Institute for Health Research and Development:
IPT-SP, pregnancy, malaria,Ghana
Additional relevant MeSH terms:
Parasitic Diseases
Protozoan Infections
ClinicalTrials.gov processed this record on October 09, 2015


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To help combat a high jobless rate facing returning veterans, the Minnesota National Guard sent an Employment Resource Team of professionals from state agencies, MnSCU, and corporations to Kuwait to advise 'the best Minnesotans we have.'
The Opinion section is produced by the Editorial Department to foster discussion about key issues. The Editorial Board represents the institutional voice of the Star Tribune and operates independently of the newsroom.


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The Super Bowl Commercials: The Worst
This year I'm picking the seven worst ads, while Kona is handling the seven best. Two rules for my worst: no movie ads (they're in a category all by themselves and shouldn't be judged with the other ads), and I tried not to pick any commercials that aired before today.
1. Boost Mobile: "Shuffle." This ad was the worst for two reasons. One, the original Chicago Bears "Shuffle" video in the 1980s was already horrible, and now they have to have a sequel? Were people actually yearning to hear this song again? I want to say I liked the humor about the guys getting old, but the whole thing was just lame. The second reason to hate this ad? It's one of those "go online to see the rest!" spots. You know what, Boost Mobile? I'm online right now and I couldn't care less.
2. Go Daddy: "Spa." Look, I'm a red-blooded American male and I love seeing scantily-clad women and breasts and all that (even if they don't have much to do with the ad), but come on. All of the Go Daddy ads are very one-dimensional, and there's never enough humor in them to justify the angle they take.
3. CareerBuilder: "Casual Friday" and Dockers: "Men Without Pants." Honestly, one guys-with-no-pants ad was enough, but then they had to show another one right after? I don't want to see guys not wearing pants on commercials. I already see that every morning before I get dressed.
4. Doritos: "Casket." I get it: guys are lazy and love televised sports and shoving snack chips into their faces. Even if they have to hide in a casket. I don't even know why the guy had to go to this extreme (and wouldn't the casket be kinda heavy with that TV in there?) You know what else I hate about it? How, except for a small gasp, the people in the church don't even seem to be amazed that the guy in the casket is indeed alive. The least they could have done was have all of the mourners suddenly dive for the Doritos on the floor at the end.
5. Bud Light: "Voice Box." Yes, auto-tune is all the rage ... if you're living in 2008. I kept waiting for the payoff. There must be one, right, something funny at the end to justify torturing our ears for the entire commercial? Nope, just T-Pain on the couch.
6. Doritos: "Underdog." Doritos has two commercials on my list this year -- and there was a third ad that almost made it to the list, but I figured three from the same advertiser was too much, which is pretty good (or bad, depending on how you look at it) since I'm picking a total of seven ads. I'm a sucker for dogs in commercials (and I love Doritos, except for those "Late Night" and "Midnight" flavors they have now, but that's another story), but this commercial just ... wasn't ... funny. How can you screw up a commercial with a dog in it?
7. McDonald's: "Lebron James/Dwight Howard." OK, yeah, it's an homage to the original Michael Jordan/Larry Bird ad from the early 90s. But you know what kills it? James and Howard don't know who Bird is at the end. Really? Are they trying to say that these two are cooler than Bird or are they trying to say that they're stupid and know nothing about the history of basketball? It would have been funnier (and more effective and logical) if they had either remained silent after Bird walked away and maybe looked at each other, or maybe said in unison, "Bird!" A really bad decision in a really lame spot.
Dishonorable Mention: All the car ads. I mean, really, are car commercials even effective anymore? They're so dull, like video wallpaper on the screen until the next commercial comes on.
[Fanhouse has all of the ads.]


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I've seen quite an array of reactions in the past 24 hours on the Knicks' decision to sign Queens native, and St. John's alum, Metta World Peace (formerly Ron Artest) to a two-year deal made official yesterday out in the desert of Las Vegas. Some fans have been clamoring, since June of 1999, for World… More
Kobe Bryant
Recap: Knicks 116, Lakers 107
On the night of three marquee returns to Madison Square Garden – Mike D'Antoni, Chris Duhon, and Jordan Hill – the Knicks nearly gave away a once-blowout game to the slumping Los Angeles Lakers. The Knicks kicked off the evening with Carmelo Anthony in the kitchen, cookin' with fire. What began as a shootout, with… More
Blame Management, Not Market Size
Amongst many topics that have risen to the forefront during the lockout is that of the perceived competitive advantage that large market has over small markets. If you follow me on Twitter, @AzazNYK, you probably saw my rant disparaging this on Monday. It befuddles me that making the game balanced has become a major hang-up… More
Just Like That, We are Back to .500
Final Score: Lakers 113, Knicks 96 Record: 26-26 Current Streak: Loss 2 If a trade is going to happen it better take place soon. The body language on the floor is disgusting. Wilson Chandler's body language is saying "I don't want to be here". Raymond Feltons' name has recently been included in trade talks involving… More
Game Time: LA vs. NY
The Lakers (26-11) will host the Knicks (21-14) at the Staples Center Sunday night. Lakers-Knicks games always draw a ton of excitement, but this is the first time in about 10 years that the game should be competitive. The Knicks score the ball phenomenally but have trouble keeping their opponents out of the paint. This… More


text: Google opens window into secretive data centers Share this story email Share this story «Previous 3 of 4 Photos Next » Read the story « » TEC Google Data Center Tours This undated photo provided by Google shows a Google technician working on some of the computers in the Dalles, Ore., data center. Google is opening a virtual window into the secretive data centers that serve as its nerve center. The unprecedented peek is being provided through a new website unveiled Wednesday, Oct. 17, 2012. The site features photos from inside some of the eight data centers that Google Inc. already has running in the U.S., Finland and Belgium. (AP Photo/Google)


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A Museums for America grant from the federal government's Institute of Museum and Library Services (IMLS) has enabled SFMOMA to develop Explore Modern Art, the centerpiece of our redesigned website launched in November 2008. This online learning environment is an interactive space that integrates our multimedia interpretive programs, collections information, and calendar of public programs and events. It is designed to encourage greater engagement with modern and contemporary art and with SFMOMA.
SFMOMA's Interactive Educational Technologies (IET) team has invested more than a decade in developing interactive features on art displayed at SFMOMA. Altogether these features deliver engaging programming on 85 modern and contemporary artists, enabling visitors to learn about the contexts in which the artworks were created, see videos of the artists in their studios, hear first-person explanations of their creative processes, and view high-resolution digital images of the artworks. In Explore Modern Art this substantial repository of interactive digital features, podcasts, and video/audio interviews with artists has been reformatted into more easily accessible segments and merged with our searchable online database, Collections Access Online. Launched in 2004, this database continues to expand. It currently provides users with information (artist, title, nationality, date, medium) about more than 9,000 objects from the museum's collection of 27,000 artworks.
The enhanced collection records at the heart of the Explore Modern Art interface combine information about artists and their work with related multimedia features as well as a variety of interpretive texts, including 200 artists' biographies commissioned as part of the project. These materials are presented alongside timely information about museum programs and events that are directly related to the artist and/or artwork information being viewed. By uniting these many elements, Explore Modern Art provides our online audience with a greater sense of context for the art and artists in the museum's collection, with layered access to different levels of information aimed at users with varying interests and amounts of knowledge. In addition to providing a more complete view of the museum's collection and programs, Explore Modern Art offers a dynamic alternative to traditional search-based collection databases: the SFMOMA ArtScope. This new tool enables web visitors to browse thumbnail images of artworks in our collection and filter them by artist, date, medium, and keyword, and encourages independent exploration and discovery.
Explore Modern Art supports lifelong learning by significantly broadening public access to the museum's rich educational offerings. By contextualizing SFMOMA's collection and exhibitions, it encourages participation in our public programs. In a sense, the project aims to create the digital equivalent of a distinctly analog experience: sitting down in a library and casually browsing stacks of titles, familiar and unfamiliar, in a subject area of one's own choosing. Explore Modern Art goes a step beyond the library analogy, however, by offering a direct and intuitive path from on-screen content to a first-person experience of the artwork and related events at the museum. It also is sufficiently flexible and scalable to allow for an unfolding narrative over time, mirroring the constantly evolving nature of modern and contemporary art.


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Cyber DealsHundreds of items on sale in The House Boardshop's Cyber Deal Category. For 30 years The House Boardshop has brought you huge savings on your favorite brands like Volcom, Burton, Vans and many more. With savings up to 70% in our Cyber Deals category The House Boardshop love shredding and saving money and has since 1982.
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Residents across Ohio impacted by damaging winds and severe weather caused by Hurricane Sandy could be eligible for emergency assistance in the form of reduced interest rates on loans under Ohio Treasurer Josh Mandel's Renew Ohio & Rebuild Ohio Programs.
Small businesses and homeowners who apply for bank loans for construction, restoration, or cash flow for damage and hardship resulting from severe weather may be eligible to receive interest rate reductions through the Treasurer's office.
"Any Ohio homeowners and small businesses affected by the storm may be eligible for various state and federal programs, including the Renew Ohio & Rebuild Ohio linked deposit programs which can help lower interest rates on loans," Mandel said. "These programs can be used by businesses, farmers or homeowners who are victims of flooding, wind damage, power outages or other forms of severe weather."
Mandel has made $25 million available through the Ohio Treasury's Renew Ohio & Rebuild Ohio emergency financing programs to assist Ohioans whose small businesses, farms and homes are damaged by severe weather.
The money in this linked deposit program is available and targets small business owners, farmers and homeowners affected by severe weather who might be eligible to receive interest rate reductions on loans in order to rebuild and recover from damage or loss.
Renew Ohio will assist small business owners and those in the agricultural community who have suffered severe damage or loss as a result of severe weather. Businesses and farmers can apply to obtain up to a 3 percent interest rate reduction on new loans for construction or to improve cash flow. The interest rate reduction may be applied on up to $400,000 of the loan for up to four years.
Rebuild Ohio will assist homeowners with an interest rate reduction on loans to finance the restoration of their homes. Homeowners who have suffered severe damage or loss as a result of severe weather will be eligible for a 3 percent interest rate reduction on up to $400,000 of the loan for a five or seven-year period.
The Renew Ohio and Rebuild Ohio programs are able to be used in addition to other state and federal disaster assistance programs that might be available to victims.
For more information on how to apply for the Renew Ohio or Rebuild Ohio programs, contact the Ohio Treasury's Department of Economic Development by calling (614) 466-6546 or toll-free (800) 228-1102 option 3; or visit the Renew Ohio & Rebuild Ohio web page at www.OhioTreasurer.gov/RenewRebuild.


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Bayside: Fire Charity Tournament
This episode airs Saturday morning at 6:30am! May 29, 2012 4:37 PM
Bayside Read More
The Fire Charity Fishing Tournament was created from one firefighter's passion for fishing and for helping children impacted by a fire. The money raised from the fishing tournament will benefit the Burn Camp for Children in Florida. This special camp is a place where burned children can gather together for a few days and forget that they look different; a place where they can develop new friendships and realize that others have had similar experiences. The 5th Annual Fire Charity Fishing Tournament will take place June 8th, 9th, and 10th at Bradenton Yacht Club.
The Fire Charity Fishing Tournament airs on Bayside, June 2nd at 6:30am.
For more information visit: www.firecharityfishing.com


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Gators senior forward Casey Prather had to be benched after just three minutes of action the last time he played at Alabama. When No. 6 Florida (15-2, 4-0) faces the Crimson Tide (8-9, 2-2) at Coleman Coliseum Thursday night, Prather will be UF's leading scorer.
Click here for the original story.
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Women Daredevils of the Silent Era
Introduced by Jane Gaines, B. Ruby Rich. Silent, with piano accompaniment by Donald Sosin
Saturday, October 19, 2013, 2:00 p.m.
Theater 2 (The Roy and Niuta Titus Theater 2), T2
Includes the following films:
The Girl Spy
1909. USA. Directed by Sidney Olcott. Screenplay by Gene Gauntier. With Gauntier. Preserved print courtesy the Library and Archives of Canada. 15 min.
Ruth Roland, Kalem Girl
1912. USA. Produced by the Kalem Company. Preserved print courtesy the BFI. 6 min.
The Brink of Eternity
1922–23. USA. Directed by George Marshall. Chapter 6 of the serial The Haunted Valley. Screenplay by Frank Leon Smith. With Ruth Roland, Jack Daugherty. Preserved print courtesy the UCLA Film & Television Archive. 20 min.
Escape on a Fast Freight
1915. USA. Directed by Helen Holmes, Leo Maloney. Chapter 13 of the serial The Hazards of Helen. Screenplay by J. P. McGowan, Holmes. With Holmes, Maloney. Preserved print courtesy The Library of Congress. 13 min.
Demon of the Sky
1917. USA. Written and directed by Grace Cunard, Francis Ford. Chapter 5 of the serial Purple Mask. With Cunard, Ford, Jean Hathway. Preserved print courtesy The Library of Congress. 13 min.
Plunder [trailer]
1923. USA. Directed by George B. Seitz. With Pearl White, Harry Semele, Karen Kreen. Preserved print courtesy The Library of Congress. 4 min.
Women Daredevils of the Silent Era: More than Pearl White
Pearl White was a wildly popular daredevil serial queen of the silent era, but she wasn't the first. Gene Gauntier preceded her in 1909 with her Girl Spy series. Not only did White, Gauntier, and the other pioneering women in this program—Ruth Roland, Helen Holmes, and Grace Cunard—perform their own dangerous stunts, they also wrote, directed, and produced. Today we see in these "sensational melodrama" heroines the most liberated aspects of the New Woman, whose physical daring and intellectual prowess can still thrill audiences. Jane Gaines, a professor of film at Columbia University School of the Arts, and B. Ruby Rich, a critic and scholar, present two programs celebrating groundbreaking, multitalented women of silent cinema. These screenings mark the launch of the Women Film Pioneers Project, a collaborative compendium of essays, images, and archival material that will be published this year by Columbia University Libraries as an experiment in digital publishing.
In the Film exhibition To Save and Project: The 11th MoMA International Festival of Film Preservation
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DERBY - Tom Bailey may have retired from Citizens Utilities in 1997 but he still has a very active lifestyle.
Please see The Newport Daily Express Thursday for the complete story.
Kern–– Dorothy (Hunt), age 89, of Woodbury, passed away peacefully surrounded by her loving family on January 12, 2014.
For the full obituary see Wednesday's Express.
NEWPORT CITY – There's good news for the local unemployed population. Revision Military, with a plant in Newport, received a new $21 million government contract to manufacture 90,000 advanced combat helmets (ACH) into next year.
Please see The Newport Daily Express Wednesday for the complete story.
NEWPORT CITY - Monday evening, the Newport City Council approved the fiscal year 2014-2015 municipal budget, about $3 million. City voters have the opportunity to either accept or reject the budget on Town Meeting Day March 4.
The budget is 0.012 percent higher than the current budget and includes the cost of hiring a new police officer.
DERBY CENTER - Principal Nicole Corbett, along with Vice Principal Colleen Storrings presented a FY 2015 budget to the North Country Union Junior High School board with no increase requested.
Landowner Says He Will Post His Land
FERDINAND — The long-awaited results from the taxpaying landowners of the Unified Towns and Gores were finally tallied and released to the public on Monday evening during the regularly monthly scheduled meeting of the UTG Board at their municipal office in Ferdinand.
The final result was 170 voted against industrial wind development while only 107 voted in favor of wind development. The board of governors has said repeatedly they will stand behind the voters and support whatever the majority decides to do.
DERBY CENTER - A public information meeting Monday to review a bond proposal by the North Country Union Junior High School board was poorly attended. In spite of the lack of public interest consultants Rob Favali and John Alden of the architectural firm Dubois and King provided an overview of their recommendations to the board.
CRAFTSBURY–Janet Bohannon scored a game-high twenty-five points and Anna Strong chipped in ten to help Craftsbury coach Rick Thomas earn his first ever win against the Twinfield Lady Trojans on Monday night.
"I think the win tonight was a great example of all that our system stands for which is pressure defense, ball security, push the ball up the court and hit the open girl," Thomas said after the game. "Our defense really led to our offense and that is the guts of our system."
For the full story, see the Express on 1-15-14.
Ryan–– William T., Sr., 57, went to be with the Lord on January 9, 2014 surrounded by his family.
For the full obituary see Tuesday's Express.
The taxpayers in the Unified Towns and Gores of Essex County have given notice that they do not want an industrial wind development in their community.
Please see The Newport Daily Express Tuesday for the official results, and Wednesday for a full story and reactions.


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Application Information
Scholarship Overview
This scholarship is for students who are residents of Cuyahoga, Lake, or Geauga County, Ohio, and pursuing a career in diagnostic imaging. To qualify for this scholarship, applicants must be attending an accredited educational institution and enrolled in a biomedical or electronic engineering school or have biomedical electronic engineering work experience. Applicants must have a minimum 2.5 GPA and be pursuing coursework related to the pursuit of a career in diagnostic imaging. Applicants must be US citizens or legal residents with a permanent resident card.
How easy is it to apply?
Not too bad
This scholarship's application process may have items such as essays that could take a couple hours.
How much competition is there?
Relatively little!
This scholarship has a relatively low number of applicants.
GPA: Is this you?
- 2.5
Class Year: Is this you?
- High school senior
- College freshman
- College sophomore
- College junior
- College senior
Home State: Is this you?
- Ohio
Location: Is this you?
- Cuyahoga, Lake, or Geauga County
College Major: Is this you?
- Bioengineering and Biomedical Engineering
- Electrical and Electronic Engineering Technologies/Technicians, Other
- Electrical and Electronics Engineering
- Diagnostic Medical Sonography/Sonographer and Ultrasound Technician
- Electrical, Electronic and Communications Engineering Technology/Technician
- Electrical, Electronics and Communications Engineering, Other
- Magnetic Resonance Imaging (MRI) Technology/Technician
More Requirements:
Must be pursuing a career in diagnostic imaging.


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A local restaurant will donate 15 percent of its sales Friday to a scholarship fund created in honor of North Central College alumnus Shaun Wild.
Buffalo Wings & Rings, located at 1279 Rickert Drive, near 75th Street in Naperville, will donate 15 percent of the entire day's sales to the Shaun Wild Memorial Scholarship fund.
Wild taught second grade at Spring Brook Elementary School in Naperville. He graduated from the College in December and died Feb. 4 during a violent incident at a Naperville establishment.


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Researchers at the University of Bristol have developed state-of-the-art algorithms that allow a specialized software to detect if a song will become a hit. The discovery has already drawn massive interest from worldwide media, with many taking interest in it for obvious reasons.
Just to be clear, what the algorithms do is predict the chances a song has of going viral, and climbing at the top of the charts. The finding was presented at an international workshop last week, the team says.
The meeting was the MML 2011 4th International Workshop on Machine Learning and Music: Learning from Musical Structure. It was held in conjunction with the 25th Annual Conference on Neural Information Processing Systems, and took place on December 17, in Sierra Nevada, Spain.
The work was conducted by experts at the UB Faculty of Engineering Intelligent Systems Laboratory (ISL), who were led by researcher Dr Tijl de Bie. In order to develop the algorithms, the team analyzed top 40 charts in the United Kingdom for the past 50 years.
In order to have a few objective factors by which to analyze the songs, researchers selected simple attributes such as song duration, loudness, tempo and time signature for their algorithms. However, that proved to offer an incomplete, inaccurate description of their likelihood to become hits.
In order to fix this issue, the team factored in some more complex attributes, including the "noisiness" of the sound, the complexity of the chord sequences being used, as well as the complexity of the harmony on which the entire song was based.
Based on these factors, the team was able to compile a hit potential equation. In all, 23 features are taken into account when assessing a new song. For every new entry, the system uses the chart data the researchers computed in when they created it.
The equation proves to be successful, the team says, since it is able to predict about 60 percent of the songs that will make it as a hit. A hit is defined as a song that will climb somewhere in the top 5 positions, while a flop is a song that will never climb beyond position #30.
"Musical tastes evolve, which means our 'hit potential equation' needs to evolve as well. Indeed, we have found the hit potential of a song depends on the era. This may be due to the varying dominant music style, culture and environment," De Bie explains.
As an interesting side-note, the system had difficulties predicting hits for the late 1970s and early 1980s, suggesting that indeed these periods were characterized by innovative music and composition styles. Conversely, the algorithms worked very well for music put on the market beyond 2000.
A website based on the tool can be visited here.


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Shakespeare's comedy Twelfth Night; or, What You Will was probably written around 1601.
The play incorporates a number of themes based on the celebrations of Twelfth Night, which traditionally marked the end of Christmas, including the reversal of roles when servants might take on the roles of masters and vice versa.
Read the full story of Twelfth Night, in plain English.
Dating the play
Kath Bradley explains how we know when Shakespeare wrote Twelfth Night.
Famous quotes
We've selected some famous quotes from the play.
Key moments
We've picked out a few key moments from the play.
RSC staging history 1960-2005
Details of the cast and creatives involved in our productions of Twelfth Night throughout this period.
David Farr's 2012 production
Photos, video interviews and more from this World Shakespeare Festival production.
Photo: Jonathan Slinger as Malvolio in David Farr's 2012 production of Twelfth Night for the World Shakespeare Festival.
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kris hool
See The Wyoming Top Alcohol Funny Car [PHOTOS]
Rodeo Rick Interviews NHRA Driver Kris Hool
Caspers Kris Hool Ranked #3 In The World In Top Alcohol Funny Car Racing [VIDEO]
After a #1 finish on Sunday at the Lucas Oil NHRA Nationals at Brainerd Int'l Raceway, Casper Wyoming's team of Kris and Kevin Hool and K&K Racing have moved into the #3 spot in the world standings.
Casper Racer Kris Hool Number 6 In The World Standings [AUDIO]
Preparing for the beginning of the Drag Race Season this year, Kris and Kevin Hool had visions of success. Little did they know that they would start the year with a #2 world ranking and with a selection of races between then and now they have lost a little ground but still maintain a #6 ranking as of now.


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The following tags exist in this scene. You can find similar scenes by combining tags in this scene together using the checkboxes, or just click a tag name to browse...
Starring Teri Weigel and Victoria Andrews, DVD: Cum Loving Youngin's
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Two horny sluts pull double duty as they both work to swallow the cock of one lucky unsuspecting man.
Sexy couples having a nice time a nice living room whie fucking with passion for a moment
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Special Episode 1 is now out for you to download!
This episode is an old interview that never made it to the podcast. It is an interview with Excl, the winner of Jagex's Machinima competition.(His Youtube Channel:Click Here) It was recorded before he left to visit the company headquarters. He has since taken the trip and provided commentary of his entire trip.
You are welcome to get the podcast in several ways.
Subscribe to our podcast on iTunes here.
Listen to it here.
You can also search for us in the iTunes store and download this episode and past ones.
Be prepared for episode 8. After much toil, tiresome work, and errors we will have it out soon.


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Ingredients:Deionized Water, Aloe Vera Gel, Cetearyl Glucoside, Caprylic or Capric Triglyceride, Cetyl Alcohol, Glycerin, Natural Progesterone USP from soy (500 mg per ounce), Wild Yam Extract, Tocopheryl Acetate (Natural Vitamin E), Lecithin Phospholipid, Glyceryl Stearate and PEG 100 Stearate, Jojoba Oil, Squalene, Benzyl Alcohol, Stearic Acid, Grapefruit Seed Extract, Ginseng Root Extract, Methylparaben, Propylparaben, Sorbic Acid, Xanthan Gum, and Rosemary Oil.

This is a very good vitamin. My doctor prescribed it for me when I was struggling with adrenal fatigue and wants me to continue on it now that I'm pregnant (and afterward). I was taking a chewable prenatal vitamin while I had morning sickness, because I found 6 Optivite tablets a day a bit much too swallow. It's obvious from the labels that Optivite is a much better choice, but I still hate swallowing them, and taking them crushed is even worse. But I've noticed that some of my pregnancy symptoms (like my constant runny nose) have abated since I started taking it.


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AH – I just woke up! My lunch totally knocked me out – it was a sugar FEST!
Ben and I hopped over to my parent's house to eat around 12, (don't worry, he proclaimed he was sick not full, so he was well enough to go to lunch ;) ) and had the BEST meal! On the menu: Italian Sausage Sandwiches and Snickers Salad!
Now, my Italian Aunt makes the most incredible sausage sandwiches from a recipe that has been in her family for years. It pairs smoky, spicy Italian sausages with homemade tomato sauce. The kind of sauce that, according to my Aunt, every good Italian mother always has a stock of in the fridge!
The only problem is that my Aunt – and her sandwiches – are in OHIO, meaning we only get to enjoy them whenever we're visiting!
Well, the last time my family and I went to Ohio my Mom got the recipe so she could try and recreate the sandwiches at home. Now, this sandwich and sauce recipe is not a "recipe" recipe – meaning, it's "written" in my Aunt's head – not on paper! Nevertheless, she tried the best she could to jot it down, wished my Mom luck, and we were on our way! :)
Well, the luck worked – these sandwiches tasted JUST like my Aunts! Spicy marinara sauce, bold & zesty sausage, gooey cheese and crusty rolls – amazing! I'm so glad this recipe worked, because now we can have the sandwiches whenever we want – boo yah! Thanks Aunt Mary!
To go with our spicy sandwiches we had a cool and creamy Snickers Salad.
Crispy apples, sweet pineapple, mini marshmallows & chunky Snickers, covered in fluffy Cool Whip!
The sugar fest continued with some break-and-bake Snickerdoodles that apparently didn't want to spread…
So strange!
And Angel Food Cake & Strawberry Parfaits!
Can you say summer in January? This was layers of fresh strawberries, chunks of angel food cake, and Cool Whip.
SO refreshing! My Mom usually makes this dessert every weekend in the summer, so it was truly a sight for sore eyes since it's been so bitterly cold lately. Who knew strawberries could still be so sweet in the dead of winter?! :D
Unfortunatly, the trifecta of Snickers Salad, a snickerdoodle and angel food cake was…mmm…a bit excessive, shall we say, and lead to a serious sugar coma and sugar crash nap! 8O The prescription: more veggies and less sugar tomorrow! :D
This Grandma is going to go watch the Grammy's in bed – I hope Britney makes an appearance!!!


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California Gasoline Jumps on Unplanned Work at Valero, BP Plants
California-blend gasoline in San Francisco and Los Angeles strengthened against futures after Valero Energy Corp. and BP Plc reported unplanned work at California oil refineries.
London-based BP is performing short-term work on equipment related to the hydrocracker at the 266,000-barrel-a-day Carson plant, California's second-largest refinery, a person familiar with the plant's operations said today. San Antonio-based Valero reported a malfunction in the hydrocracker at the 170,000-barrel-a-day Benicia refinery in Northern California.
Carbob in San Francisco jumped 4.5 cents to a premium of 38.5 cents a gallon versus gasoline futures traded on the New York Mercantile Exchange, according to data compiled by Bloomberg. That's the highest premium for the fuel in San Francisco since Oct. 11.
The hydrocracker at Benicia is "back at planned rates, and there was no material impact to production," Bill Day, a Valero spokesman at the company's headquarters in San Antonio, said in an e-mail today. The unit had a "brief upset" late yesterday, he said.
San Antonio-based Tesoro Corp. is also performing maintenance on units at the 170,000-barrel-a-day Martinez refinery near San Francisco, Tina Barbee, a spokeswoman at the company's headquarters, said in an e-mail today. The plant started a "major" distillate process unit yesterday, according to a notice filed with Contra Costa County regulators.
Southern California
Carbob in Los Angeles strengthened 2 cents to a premium of 41.5 cents a gallon against gasoline futures, near the four-month high of 42.5 cents reached Feb. 21.
Valero is starting units at the Wilmington refinery in Southern California after a maintenance turnaround in addition to the Carson work by BP.
In Washington, BP's 234,000-barrel-a-day Cherry Point refinery has been shut since a fire struck the crude-processing unit Feb. 17. Tesoro shut the catalytic cracker at its Anacortes plant after an overhead line malfunctioned, a person familiar with the plant's operations said today.
Conventional, 87-octane gasoline in Portland, Oregon, a benchmark for fuel prices in the U.S. Northwest, strengthened 3 cents to 23 cents above gasoline futures. The fuel's premium in Oregon has risen 16.5 cents since the Cherry Point fire.
Motor gasoline inventories on the U.S. West Coast, known as the Padd 5 region, fell by the most in more than four months to 30.8 million barrels last week, the Energy Department said in a report. California inventories dropped 8.9 percent to 6.56 million barrels last week, the lowest level since Dec. 30, the state Energy Commission said.
United Steelworkers members at four of Tesoro's refineries, Martinez, Anacortes, Kapolei in Hawaii and Salt Lake City in Utah, have now rejected the company's last offers for new contracts, according to people familiar with the negotiations.
"Salt Lake City voted down our offer," Barbee said in an e-mail today. "Negotiations continue at all USW-represented Tesoro refineries, and we look forward to successful ratification of all agreements."


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Josh Scobey was a veteran NFL running back and kick returner, who led the NFL in kick return yards in 2003 with 1,684 yards. He was an All-Big 12 performer at Kansas State, where he set the school record for rushing touchdowns.
Scobey was drafted in 2002 by the Arizona Cardinals with the 185th pick in the 6th round. Scobey played in the NFL with the Cardinals, Bills and Seahawks, who he captained in their Super Bowl appearance in 2006.
He currently works with the Cardinals pro scouting department and now trains the next generation of football stars at FBU!
|Josh Scobey
|FBU Running Back Coach
|Playing Career
|College: Kansas State
Drafted: 2002 / Round: 6 / Pick: 185
Arizona Cardinals (2002-04)
Seattle Seahawks (2005-06)
Buffalo Bills (2007)
Seattle Seahawks (2008)
Las Vegas Locomotives (2009)
|Career Highlights
NFL Kick Return Yards Leader (2003)
© 2015 All American Games


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Apophenia is a puzzle game. Solve the picture which becomes more clearer as more people play. There are hints, and previous incorrect guesses that can help players make good guess. The site has different preset bets for each picture. 50% of each bet is kept by the site, so if a picture goes unresolved money can be put into a pot for a new picture. One can look at the history of the site to figure out how fair it is (and users agree that the site is fair). No accounts are required, just pick a picture, make a guess, and send in Bitcoins to see if that guess is right. Affiliates earn 5% of the income on all bets made through the affiliate link.
- Game owner is trusted in the Bitcoin community
- Only one confirmation is needed on transactions
- Guessing on pictures is simple and fast
- Email address for support is provided


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Letting you concentrate on your Core Activity.
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We're pleased you'd like to review PSF Strata 524Sm Safety Shoes - Anti-Static - Steel Midsole. Please focus your comments on the item's content and features.
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Intel® 82574L/82574IT Gigabit Ethernet Controller: Product Brief
Low-Power, Small-Footprint, Single-Port Gigabit Network Connectivity with Advanced Performance Features
Simple 10/100/1000 PCI-Express* (PCIe) x1 Connectivity
The Intel® 82574L/IT Gigabit Ethernet Controllers provide a pathway from legacy PCI/PCIx designs to higher performing PCIe-based designs. These single-port Controllers use a PCIe one lane (x1) interface operating at 2.5 GHz. The Intel 82574L/IT Gigabit Ethernet Controllers provide fully integrated Gigabit Ethernet Media Access Control (MAC) and Physical-Layer (PHY) capabilities that can be configured for either 1000 Mb/s or 10/100 Mb/s modes of operation. Some optional PCIe extensions are also supported in the Controllers to enhance platform capabilities for specific usage modes. Each Controller provides MDI (Copper) standard IEEE 802.3 Ethernet interface for 1000BASE-T, 100BASE-TX, and 10BASE-T applications (802.3, 802.3u, and 802.3ab). The Intel 82574L/IT also enables a quick migration from custom interconnects to Ethernet.
Architected for Small-Footprint, Low-Power Designs
The Intel 82574L/IT Gigabit Ethernet Controllers are ideal for GbE implementations on small form-factor Embedded designs as well as Client and Server LAN on Motherboard (LOM) configurations. This very small 9mm x 9mm, 64-pin, QFN (Quad Flatpack No-lead) silicon package provides a 40% reduction in total footprint over the previous generation. The Intel 82574L/IT Gigabit Ethernet Controllers consume less than 710mW in GbE mode and less than 300mW in 10/100 mode. The robust design also incorporates optional internal voltage regulation which can reduce the number of voltage supplies required from the platform to power core and I/O functions. Support of D0 and D3 power states is provided as well as Smart power-down at S0 no link and Sx no link. Support of PCIe power management wake up and Advanced power management (APM) wake up using special packets is provided as well as LAN disable function.
Read the full Intel® 82574L/82574IT Gigabit Ethernet Controller Product Brief.


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This is the barn I rode at. I haven't been there forever though since if you read my inttoduction we have had family issues going on. Once things settle down I hope to ride up there often again.
Here is my riding mare. Her name is Dancer and she is a Bashkir Curly/Welsh Pony cross.
Some of the other horses there.
Eve- Morgan
Princess- QH/Arabian..I think.
Bellemont- TB cross..Again I think.
JoeSlick- QH
Pilot- Ex-Racing TB
Ginger- POA/Sheltand Pony cross
Tai- Arabian
Foxy- Paint
Flicka- QH
Tristen and Tuff Enough "Skeeter". Tristen I'm not sure about his breed and Skeeter is a Shire/TB cross.
Lacy- QH/TB cross
Quazer- Arabian cross


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Would You Change Your Adopted Child's Name?Diana Stone
After we announced to family and friends that we were adopting from Korea, we were asked a question we'd never considered before.
"Do you plan on changing your child's name once he or she is in America?"
Well. That kind of threw us for a loop. Did we? I mean, it was *their* name. Given to them in their homeland and it had some type of a meaning from the person who gave it birth/foster mother or a caregiver.
Sam and I were (and still are) torn on this. We have two opinions:
- No. It symbolizes them, their history, and a name is so personal. When we discuss this way, there is always the thought that keeping their name keeps a part of what they will eventually think of as a loss in their lives, from their birth mother to their country. It's already a part of them and their identity.
- Yes. More than likely the name will be hard to pronounce here, making it something our child might be continually asked to spell, pronounce, and say again. It would immediately identify him or her as completely different, even among other Korean children in America. In learning our language, it might be hard for them to spell or even to say. We also wonder if in giving them a name too, it would be a similar gesture of love as when we anticipate naming a biological child.
We go back and forth, but the compromise that comes up to both is this: perhaps if our child has a very difficult first name, we change it to their middle name. Ensuring that they keep it with them, they have that part of their history forever.
If it's a more "westernized" name (and some are), or simply more pronounceable, we might keep it the same.
This debate isn't because we don't want our child to be Korean or only identify with America or even just to fit in. Because when you look back on it, everyone feels like they stand out in some way during childhood. I know I did for various reasons, down to just my last name (maiden) being hard for others to say.
We, like many parents of adopted or to be adopted children, want to provide the most normalcy we can with their journey to accept who they are and the families they come from.
So we'll see what happens when we get a referral. In the meantime, I'd love to know this:
Would you change your adopted child's name – for any reason?
Photo Credit: BabyNameFacts
Diana blogs on raising a toddler daughter, the loss of her twin boys, and their families' Korean adoption in progress on the aptly named Hormonal Imbalances.
Smaller glimpses into her day are on Twitter and Facebook. She pins away on Pinterest.
Adoption and Grief: Mourning a loss while planning for a future
Paper Pregnant: How adoption and pregnancy are similar


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Garden of Healing and Renewal
Click above to view the photo gallery.
The Garden of Healing and Renewal is an oasis of beautiful paths, sitting areas, fountains and sculptures. It even has a labyrinth, an ancient meditation resource and symbol of spiritual healing, that incorporates a walking path to encourage both exercise and curative reflection.
Serious medicine to kick cancer. Serious healing for body and spirit.


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- Filed Under
You've got tech questions, here are the answers. Kim Komando helps you make the most of your technology by answering your thorniest tech questions. So if you're wondering what to buy, how to plug it in, or how to fix it, Kim can help.
Q: I'm going to switch to the iPhone 5 from an Android gadget. I'd like to keep using Gmail and other services, though. Can I do that?
A: Sure! Many Google services like Gmail, Google Maps, Google Chrome and more have official iPhone apps. If you want to use Gmail in your iPhone's default Mail app, just go to Settings>>Mail, Contact and Calendars. Tap the add button and pick ...


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You are here
Living Trust Seminar
Want to know which states will probate your estate when valued as little as $10,000? Which tax on your estate is 40%? Can you avoid your children being taxed when inheriting your home? Is it true that the amount my children inherit from me can become public information? What is the one and only way I can avoid my IRA or 401K being taxed?
Join us for a one-hour seminar that will provide a wealth of useable, practical and verifiable information as well as help you avoid unnecessary and sometimes devastating consequences with just some simple pre-planning. FPM will show you how to get it done. And because we do not sell anything, you can leave your checkbook at home.
Who should have a living trust?
Age, marital status and wealth don't really matter. If you own titled assets and want your loved ones (spouse, children or parents) to avoid court interference at your death or incapacity, you should probably have a living trust. You may also want to encourage other family members to have one so you won't have to deal with the courts at their incapacity or death.
I have a will. Why would I want a living trust?
Contrary to what you've probably heard, a will may not be the best plan for you and your family. That's primarily because a will does not avoid probate when you die. A will must be validated by the probate court before it can be enforced.
Also, because a will can only go into effect after you die, it provides no protection if you become physically or mentally incapacitated. So the court could easily take control of your assets before you die -- a concern of millions of older Americans and their families.
Fortunately, there is a simple and proven alternative to a will -- the revocable living trust. It avoids probate, and lets you keep control of your assets while you are living -- even if you become incapacitated -- and after you die.
What is probate?
Probate is the legal process through which the court sees that, when you die, your debts are paid and your assets are distributed according to your will. If you don't have a valid will, your assets are distributed according to state law.
What's so bad about probate?
• It can be expensive. Legal fees, executor fees and other costs must be paid before your assets can be fully distributed to your heirs. If you own property in other states, your family could face multiple probates, each one according to the laws in that state. These costs can vary widely; it would be a good idea to find out what they are now.
• It takes time, usually nine months to two years, but often longer. During part of this time, assets are usually frozen so an accurate inventory can be taken. Nothing can be distributed or sold without court and/or executor approval. If your family needs money to live on, they must request a living allowance, which may be denied.
• Your family has no privacy. Probate is a public process, so any "interested party" can see what you owned, whom you owed, who will receive your assets and when they will receive them. The process "invites" disgruntled heirs to contest your will and can expose your family to unscrupulous solicitors.
• Your family has no control. The probate process determines how much it will cost, how long it will take, and what information is made public.
Doesn't joint ownership avoid probate?
Not really. Using joint ownership usually just postpones probate. With most jointly owned assets, when one owner dies, full ownership does transfer to the surviving owner without probate. But if that owner dies without adding a new joint owner, or if both owners die at the same time, the asset must be probated before it can go to the heirs.
Watch out for other problems. When you add a co-owner, you lose control. Your chances of being named in a lawsuit and of losing the asset to a creditor are increased. There could be gift and/or income tax problems. And since a will does not control most jointly owned assets, you could disinherit your family.
With some assets, especially real estate, all owners must sign to sell or refinance. So if a co-owner becomes incapacitated, you could find yourself with a new "co-owner" -- the court--even if the incapacitated owner is your spouse.
What is a living trust?
A living trust is a legal document that, just like a will, contains your instructions for what you want to happen to your assets when you die. But, unlike a will, a living trust can avoid probate at death, control all of your assets, and prevent the court from controlling your assets if you become incapacitated.
Summary of Living Trust Benefits:
• Avoids probate at death, including multiple probates if you own property in other states
• Prevents court control of assets at incapacity
• Brings all of your assets together under one plan
• Provides maximum privacy
• Quicker distribution of assets to beneficiaries
• Assets can remain in trust until you want beneficiaries to inherit
• Can reduce or eliminate estate taxes
• Inexpensive, easy to set up and maintain
• Can be changed or cancelled at any time
• Difficult to contest
• Prevents court control of minors' inheritances
• Can protect dependents with special needs
• Prevents unintentional disinheriting and other problems of joint ownership
• Professional management with corporate trustee
• Peace of mind
We hope that you will be able to join us at the Living Trust Seminar at Manhattan Christian College on Saturday, September 6, at 9:30 a.m. in Jolliffe Hall at the corner of 14th and Anderson Ave. Please let us know that you are planning to attend by dropping a note to: email@example.com


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Making Polls Social
Tuesday, April 21, 2009 | 10:15 AM
Labels: Google Friend Connect, new features
This guest post was written by Alex Epshteyn who is the founder of typeracer.com, a popular browser-based real-time typing tournament. He started developing for the OpenSocial platform over a year ago with the TypeRacer application for orkut and MySpace. Alex has been successfully leveraging Google developer tools such as Google Web Toolkit and App Engine to create compelling social applications such as TypeRacer and this Polls Gagdet. Alex holds a Master's degree in Computer Science from UMass Amherst and was an intern at Google in 2005. - Ed.
You've seen them on thousands of websites – opinion polls which ask you a question of interest and then show you the number of people who voted on each answer choice. If you're a webmaster, polls are a fun and easy way for your visitors to express themselves and a great tool for you to see what your users like.
Traditionally, all these votes have been condensed into a set of numbers and percentage bars, but the new Polls Gadget for Google Friend Connect is giving opinion polls a human face (literally). The Polls Gadget makes it easy to publish opinion polls on your friend connected website and adds a social element by displaying the faces of the community members and friends who voted on each answer.
Google Friend Connect makes poll results more accurate because votes are tied to each user's account, more interesting because you can see who voted on each answer, and, best of all, you can discover like minded members who have similar tastes! For instance, I just discovered that a member, Mussie, and I have the same favorite track on the new U2 album.
You can try the Polls Gadget for yourself and add it to your friend connected website free of charge. You will have full control over publishing polls on your site. In the future, we're planning to also give you the option of syndicating your polls across the web, letting other web masters host them on their site
The Polls Gadget was built using Google Web Toolkit for extra interface richness, Google App Engine for extra scalability, and OpenSocial, well, for all that social stuff.