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Well, that is a crazy idea and, no, it doesn't work for "Flight of the Butterflies" (that's right -- no initial article just as in the title of "March of the Penguins"). "Flight of the Butterflies" plays at the St. Louis Science Center's Omnimax Theater. What does work better in this nature film is pairing the story of monarch butterflies with the story of the scientists who studied and researched the monarchs' flight for more than 40 years.
The film, a co-production among Mexico, Canada and the United Kingdom, follows the journey of the monarchs to the sanctuaries of Mexico. The monarch weighs less than a penny but flies 14,000 miles to a foreign land to winter over. They fly over the skyscrapers of Canada and the Great Lakes between two continents; they fly over Texas and enter Mexico to glom on to tree trunks and limbs, spatter on wet windshields, and make an appearance in cemeteries in time for the Day of the Dead, where they symbolize the souls of innocent children.
We know much of this because of the unstinting efforts of the butterfly buffs, the Urquharts, Fred and Norah. "Flight of the Butterflies" starts with Fred Urquhart's boyhood and follows him as he marries Norah, who joins him on his search for where the butterflies go in the winter. They enlist scores of volunteers to tag and track the monarchs, eventually overlapping the sticky tags grocers put on food products to mark the wings.
Through the agency of another couple in Mexico, the Urquharts are finally able to see for themselves, in their old age, where the butterflies congregate and, further, to ascertain, through a tag from an elementary school, that the butterflies in Mexico are the same ones who came from Canada. It's a thrilling moment, recreated sentimentally with the actors Gordon Pinsent and Patricia Phillips as the elder Urquharts in this film.
Mike Slee co-wrote the script with one of the producers, Wendy MacKeigan, who also produced "Journey to Mecca." Slee also directed, but someone needed to insist that a regular documentary would have proved more effective than IMAX film for this story. While the scenes of a myriad butterflies flying overhead are lovely, other scenes of butterflies and caterpillars and chrysalises as big as those moo cows made out of butter at a state fair are nerve-wracking and unlovely and unreal.


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Welcome to the new Rocking "E" Feeds web site!
Our store is located right in downtown Duvall where you can get feed, hay, pet food, animal health and grooming supplies. We are proud to have served Duvall and the surrounding area since 1993.
Our store hours are:
Mon-Fri 9am-6pm
Sat 9am-5pm
Sun 1pm-5pm
Cavalor Feed for Thought Newsletters
#10 Why does alfalfa help prevent gastric ulcers

subset: commoncrawl


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Winchester 490 a "Rediscovered Shooting Treasure"
Made at Winchester's plant in Cobourg, Ontario, Canada. MODEL 490 Produced from 1974 to 1977 Rifle mentioned can 3) one list: Winchester 490 .22 LR caliber rifle Find winchester rifle 22 from a vast selection of Vintage. Shop eBay! Lot of Winchester Model 52B C & D 22 Rifle Parts Swivel Plate Bushing Win 69 Bolt Rifle..22$30 ===== WINCHESTER MAGAZINES Models 69-.75-320-697-77-490.$25 . Win 77 Clip
What is a Winchester 22 L or LR model 190 worth and are they rare guns
Model 325 (1972) bolt-action .22 WMR rifle (Model 320 variant) Model 490 (1975) semi-automatic .22 rifle; Model 670 (1966) bolt-action rifle; Model 770 (1969) bolt-action rifle gave me a Winchester 290 semi-auto .22 rifle which The winchester .22's are all nice guns. My son has a 290, a 250, and a 490, and they I have the Winchester Model 290 Buy any NEW Model 70® Rifle between now and June 30, 2012 and Winchester Repeating Arms will reimburse you up to $50 (excluding sales tax) for any rifle ammunition
What is the value of a Winchester 490 rifle
Buy Winchester Model 490 .22: GunBroker is the largest seller of Semi Auto Rifles Rifles Firearms All What is the value of a Winchester 490 rifle? The collector value of your Winchester Model 1895 can only be assessed by a visual .22 long rifle caliber, 22` barrel length, serial number J007013. Blued finish, walnut stock. from Cowan's Auctions Inc.
Winchester 22 Rifles Model 290 Price – Who-sells-it.com: The
Winchester Model 490 22LR semi auto for sale in category Winchester Rifles – Modern Bolt/Auto/Single > Autoloaders offered by Roachs Sporting Goods: Winchester Model Winchester Rifle – Model:1873, 22 short that has been chambered to 22 Long, barrel relined by Schwarz.For more information call Harvey 229- Winchester: Model: 490: Type: Rifle: Gauge: 22: Catalog Page: 100: Barrel Length: 22 inch: Finish: blue: Grip: N/A: Stock: walnut: Class: Modern Long Gun: Condition Rating:
Grandpa gave me a Winchester model 74 .22 short. Value?
This is a gun for sale, gun classified, or gun auction for WINCHESTER 490 SEMI AUTO 22 NIB in Winchester model 1904 22 cal bolt single shot winchester model 52b sporter in 22 long rifle – 1947 – lyman receiver peep sight – nice gun – 94% blue – wood finish at 88% – excellent bore – receiver bridge & ring Prototype Winchester model 490 Semiauto rifle, .22 LR caliber, 22" barrel, made in Canada by Winch
WINCHESTER 490 SEMI AUTO 22 NIB Winchester Rifles – Modern Bolt
Just bought a Winchester and Cooey Model 490. It is a .22LR semi auto with a 10 round mag. of the tube fed, bolt actions would feed short, long and long rifle .22 The Winchester Model 52 was a bolt-action.22-caliber target rifle introduced by the Winchester Repeating Arms Model 325; Model 490; Model 670; Model 770; Model 1866; Model 1873; Model Find winchester model 290 rifle from a vast selection of Vintage. Shop eBay! 1963 Vintage Ad Winchester .22 Rifles Models 250, 290, 270
Winchester model 490, .22 caliber semi-automatic experimental
whats a stevens model 887 semi auto. .22 lr worth: I have a Winchester model 1906 .22 pump.Whats it worth? H&R model 922 (.22 LR nine shot revolver) with a C serial nu what year was the winchester model 490 .22 LR that was made in canada actually made? Commemorative Rifles: 1: Winchester Model 94: 67 Winchester Model 490: Semi Auto: 22 LR NIB Sold: 96: Winchester Model 1906: Pump: 22LR
winchester rifle 22 | eBay – Electronics, Cars, Fashion
Guns for Sale – Winchester Model 490 Semi Auto — .22 Long Rifle, Canadian Mfg. – No Reserve ShopWiki has 90 results for Winchester 22 5Rd Gun Magazine, including Winchester 490 Gun Winchester Model 1894 Sporting Rifle in 30 WCF. A very nice Winchester-factory Find a variety of Winchester rifles for sale at Cabela's. Our huge selection of popular models includes Winchester 1885 Sporting Rifle .22-250. Reference #: 2762558
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240 Winchester model 490, .22 caliber semi-automatic experimental rifle, serial #JX2. Manufactured by We carry parts for Winchester Model: 22 CALIBER SINGLE SHOT BOLT ACTION RIFLE: 490 22 CALIBER AUTOMATIC (SELF-LOADING) RIFLE: SUPER X MODEL 1 ShopWiki has 418 results for Winchester Model 490 Autoloading Rifle Exploded Gun Drawing Used Winchester Model 61 .22 rifle with original sights and butt plate recoil
Winchester model 290 – Gun & Game – The Friendliest Gun Forum on
Firearms & Military Artifacts > Sullivan Auctioneers Firearm Auction > Lot #39 Winchester Model 490 .22 cal semi-auto rifle, 22" barrel, flip-up sight, clip feed Model 490 .22LR This gun is in excellent condition The bluing is in 95% Wood Condition is 95% This is a classic Winchester plinking gun. 22" Barrel TAX FREE i have a winchester model 490 22LR and its missing a clip, im doing Why not get a 10/22-very similar looking to your current gun but it's easy to find mags and
22 Winchester Magnum Rifles for Sale Online
Guns for Sale – Winchester — Winchester Model 490 semi-auto 22 LR Rifle –Nice! Winchester Model 490, .22 cal. auto rifle, mfg. 1976 Lot #89 Item # 1013030053 Firearm & Gun Forum – FireArmsTalk.com > Long Guns > .22 Rifle/Rimfire Discussion > Winchester model 490 LR
Item:10506573 Winchester Model 490 Semi Auto .22 Long Rifle
winny model 490 – posted in winchester: hey line of model 70's and take over the guns that cooey produced since 1919. the 490 was a high end as you got for the day 22 Winchester 490 and American versions of the Sears 6C .22LR, 5 round, blued steel with poly follower, Winchester factory part number Some replacement gun parts may Licensee Winchester Model 9422 & Model 9417 Rimfire Lever Action Rifle Owner's Manual 02-228-WFA_M9417/22 OM 7/16/03 1:58 PM Page 27


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Health Watch: Promising 'Combo Inhaler' For Asthma Patients
CBS Minnesota (con't)
Affordable Care Act Updates: CBSMinnesota.com/ACA
Health News & Information: CBSMinnesota.com/Health
MINNEAPOLIS (WCCO) — Nine people die from asthma each day in the U.S. Now, a new study looks at patients who have trouble controlling their condition and suggests possibly changing the way doctors treat them.
Currently, many asthma patients have two inhalers; one used every day for prevention and a rescue inhaler in case of an asthma attack.
A new study in Europe, however, finds that combining both medications in one inhaler may be a better solution.
Patients in the study used the combination inhaler twice a day. If symptoms came on, rather than use a separate relief inhaler, they just took another puff on the combo inhaler.
According to the study, patients with moderate or severe asthma, the single inhaler worked better than two.
"There was a 39 percent improvement in the reduction of asthma episodes," said Dr. Clifford Bassett of Allergy & Asthma Care of N.Y.
However, Bassett says the study results are still too new to change his practice.


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Anonymous comments allowed.
Reply+23#157 - conchyoushitsack (01/01/2013) [-]
>go to this faggot's garden every night for some chow
>super simple stuff
>past 4 nights the ****** tried to catch me
>bastard found my home
>he sets food in two cages
>i go for the food and get stuck in a cage
> the wife gets stuck too
> ************
>although being caged ******* sucks, still get fed food and ****
>all of a sudden this huge ****** goes into my wife's cage and starts pounding her precious puss
>watch this asshole make 3 litters of bunnies to my wife
Reply-5#160 to #157 - newposterintown (01/01/2013) [-]
If I wasn't lazy, I would edit a cage around the rabbit to represent your actual face when, alas I am too lazy.
Reply+11#167 to #160 - awesomeradish (01/05/2013) [-]
Reply-1#161 to #160 - conchyoushitsack (01/01/2013) [-]


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Welcome to the Kansas City
Chronic Pain Support Group
Hi. My name is Lisa Coan and I am the Founder/Administrator of the Kansas City Chronic Pain Support Group as well as a Pain Ambassador for US Pain Foundation. I am also a pain fighter and advocate.
The Kansas City Chronic Pain Support Group was founded in 2007 and meets at St. Joseph Medical Center near I-435 and State Line Road in Building 'D' – the Community Center. We meet on the 1st and 3rd Tuesday evening of each month from 7-9 PM. If you would like to receive reminders of our meetings, please follow the link at the bottom of the page to fill out a form. We will remind you of any important information regarding the meetings.
The objective of the KC Chronic Pain Support Group is to Inform, Empower, Connect, Inspire, Educate, Support, Advocate For and Give Hope to people of all ages and their families, friends and caregivers who are living with any type of chronic pain .
Using a combination of topics and open discussion, Kansas City Chronic Pain is a support group to let people know they are not alone. The members are there for one another – the group was founded by 'people in pain' for 'people in pain'.
The meetings are casual and comfortable and offer Pain Fighters a chance to reach out to each other - knowing that the support is coming from those with similar circumstances.
The Kansas City Chronic Pain Support Group does not offer medical or treatment advice. We are based on a simple system of supporting one another and bringing available information to the group.
We offer Professional Speakers who are qualified to speak to the group about treatment options or new available procedures.
Turn your online shopping and searching into much needed donations:
I-GIVE Donations to the Kansas City Chronic Pain Support Group are easy to do and FREE to join!! When you download the I-Give button, it will pop up any time you are looking at a site that provides a FREE donation to our Support Group with your online purchases at over 1,500 online sites (including Amazon)!! When you sign up at the link below, your online purchases will automatically make a donation - IT'S THAT EASY!!!
PLEASE sign up below and also tell your friends, family and co-workers about this awesome program too!!! What an easy way to help our own group!!
KCCPSG is a US Pain Foundation recommended support group


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Find out the latest news and topics of interest from Dr. James G. Hood, D.D.S., M.A.!
Archive for August, 2010
New Puppies at Mountain Valley View Farm!
Ginger, our full bred cockapoo had a litter of five puppies on July 8, 2010. All of them are second generation cockapoos, which means two cockapoos were bred to each other. Normally a cocker spaniel is bred to a toy poodle. A 2nd generation cockapoo litter is smaller in size. Because this breed is more rare, the expense is higher. Ginger, the puppies' mother, is a silver, beige, and white cockapoo with a very loyal and loving personality who loves to be around; and the father Reggie is a red cockapoo, a loyal companion who enjoys spending time with his owner. The three females and two males all have a complete set of vaccinations, health examinations, dew claws removed, and tails docked. They are ready for pick-up September 2nd, a perfect gift to start off the fall season.
Cockapoos are known for their intelligent, affectionate personalities and playful activity. They also have the low-shedding and low-dander qualities of the poodle, making them the ideal pet for any home.
If you interested in more information about these sweet puppies or would like to bring one home with you, please call 509-922-0456.
This is Cocoa. She is black with a mahogany colored undercoat. Some say she has brindle coloring, but I'm not sure. She has a white marking under her chin. She is shy, but very sweet. She is the smallest puppy in the litter.
This is Sadie. Red colored female with curly hair. She is very playful and likes to explore. She has a very sweet disposition.
This is Molly. Red colored straight- haired female with white stripe. She has the darkest red coat with dark red ears. She was the first born of the litter.
This is Rex. Red colored male with white stripe. He has a very adventurous personality, and is the biggest of the litter.
This is Teddy. Silver cream colored male. He is an easy-going companion. His coat is the most curly of the whole bunch and he reminds us of a cute cuddly teddy bear.
Huckleberry Season is Here!
Author: Laurel F
Source: Wikimedia Commons
Here in the Pacific Northwest, we are right in the thick of huckleberry season, that marvelous time of year when the Northwest's favorite berry is ripe and ready for the plucking!
Huckleberries are a delicious, blueberry-like fruit that can range in color from deep crimson to dark purple. Because huckleberry bushes yield a small amount of fruit compared to other berry bushes, they are rarely grown by farmers. Most huckleberries are handpicked in the wild and sold in local stores and farmer's markets, or harvested for specific companies that use the berries to make syrups, jams, jellies, and other tasty treats. Many huckleberries grow in high elevations on the slopes of mountains. There are dozens of varieties, but the most sought after is the black huckleberry, which yields its sweetest fruit at elevations of 3000 to 6000 feet.
The huckleberry has great cultural significance for the local Native Americans: the Yakamas used them as a major food source for centuries, and still uses them in feasts and religious ceremonies today. For others in the Pacific Northwest, this berry is quite beloved, spawning numerous Huckleberry Festivals in small towns across the region. Even bears love these juicy, flavorful berries–so if you are out in a remote location looking for your own huckleberries to pick, be careful!
Once you have a gallon or two of huckleberries, what next? How to transform all those sweet berries into delectable treats that will delight you and your family… Luckily, we have just the thing! Huckleberry Delights is a wonderful cookbook full of delicious recipes that will help you make the most out of your huckleberries. Recipes have clear, simple directions and are accompanied by a collection of poems, folklore, and history that add to your enjoyment and knowledge. Huckleberry Delights comes in several formats, including a bilingual English-Spanish version, a Christian version with selected Bible verses, a large print edition, and a journal that can be used to record your own thoughts and recipes. To order this unique cookbook, click here.
WACAP Placed Families Update: August 2010
Dear Placed Families,
PBS is broadcasting a series of four documentaries about adoption in the coming weeks as a part of their Point of View (POV) series. (Synopses are here, here, here and here.) We hope that you will take the time to watch some, if not all, of these documentaries, as they explore many complex adoption issues.
Check your local listings for the time and station. Depending on your local programming, it appears that these documentaries may air more than once.
WACAP News
We'd like to invite you to consider donating an item or experience for our 2010 WACAP Children's Hope Auction, which will be held on November 13 at the W Hotel in Seattle, or for our online auction, which will also be held in November. If you'd be willing to donate the use of your timeshare, boat or vacation home we would love it! And we're not just looking for experiences in the Seattle area: Because our online auction reaches all of our supporters, we welcome donations for experiences across the United States and around the world. We're also looking for tangible items such as tickets to sporting events or the theater; baskets of specialty foods; electronics, like digital cameras or iPods; or anything fun for an auction.
If you have an item to donate or have any questions, please contact us at email@example.com. Please note that all items for our live auction must have a retail value of $50 or more, and all tangible items must be new.
Tips From the WACAP Social Services Department
Many parents wonder when the time is right to send their adopted child to school, particularly those who bring home older children. How soon should your child start school, and how should you prepare him or her? Click here for some answers from our social services department.
Starting or going back to school can be a stressful event for an adopted child. Adoptive Families magazine has compiled a great page of resources that can help you ease the transition for your son or daughter.
Peaches & Dreams
Peaches & Dreams
Sometimes it seems like the peaches of your dreams don't exist. The peaches that always taste like summer. Smell like summer. Remind us of flaky crusted peach pies. And can't be found in the grocery store. The peaches that come straight off of the tree. If you're lucky enough to get this kind of peaches, you're lucky enough.
Bob and Shelly Berryman of Twin Springs Farm have been growing the peaches of your dreams for several decades. Their Certified Organic farm is off the beaten path in Rice, Washington. But you don't have to travel quite that far for the fruit from the trees in their orchard. They bring it to the Liberty Lake Farmers' Market every Saturday. Peaches won't be in season forever so why wait to indulge in every foodie's dream. Eating raw peaches seems to be the easiest, but if you take the time to make peach sorbet or peach pie you won't be disappointed. Bob and Shelly might even give you a recipe or a few pointers.
Pick up a copy of The Liberty Lake Splash this week. In it you will find a coupon that you can use to save when you purchase peaches from Bob and Shelly this weekend or next weekend.
These Melons are Guaranteed
Anderson's Produce is a small family farm located along the Columbia River north of Kettle Falls. They grow everything they sell with organic practices with help from their nephews, and an aunt, uncle, niece or cousin from time to time. They have been around farmers markets for many years now and have been involved with eight farmers markets.
Each year the garden changes as they are always growing and learning. This year they added another acre of production. They have a few fruit trees, but they concentrate on their produce including melons, corn, tomatoes, peppers, and always zucchini.
When you come to the Market you can meet various members of the Anderson family. This past Saturday Ben was at the Market. And if you buy a melon from him he will guarantee that it is ripe. We caught Ben saying this to a customer, "I guarantee that my melons are ripe. If you ever get a bad melon from me just come back and I'll give you another one."
The type of service you get when you buy your food directly from the farmer is quite different from a grocery store experience.
Transitioning to Organic
Nate Drake, a student at Eastern Washington University, operates Paradise Prairie Farms.
He is in the process of Organic Certification for the farm. Recently he received his Transitional Organic Certificate
from the Washington State Department of Agriculture. Congratulations Nate!!!
His farm will be Certified Organic by May 2011.
Nate likes organically growing vegetables. His garlic braids are beautiful and garlic is one of his specialties. But he also grows beans, beets, carrots, leeks, onions, peppers, tomatoes, herbs and more.
Visit Nate at the Market to ask him more about his growing practices and about transitioning his farm to Organic.
Interesting research on moose
Moose Offer Trail of Clues on Arthritis
LONG-RUNNING A study that began in 1958 has found poor nutrition as the cause of arthritis.
By PAM BELLUCK
In the 100 years since the first moose swam into Lake Superior and set up shop on an island, they have mostly minded their moosely business, munching balsam fir and trying to evade hungry gray wolves.
But now the moose of Isle Royale have something to say — well, their bones do. Many of the moose, it turns out, have arthritis. And scientists believe their condition's origin can help explain human osteoarthritis — by far the most common type of arthritis, affecting one of every seven adults 25 and older and becoming increasingly prevalent.
The arthritic Bullwinkles got that way because of poor nutrition early in life, an extraordinary 50-year research project has discovered. That could mean, scientists say, that some people's arthritis can be linked in part to nutritional deficits, in the womb and possibly throughout childhood.
The moose conclusion bolsters a small but growing body of research connecting early development to chronic conditions like osteoarthritis, which currently affects 27 million Americans, up from 21 million in 1990.
Osteoarthritis's exact cause remains unknown, but it is generally thought to stem from aging and wear and tear on joints, exacerbated for some by genes. Overweight or obese people have greater arthritis risk, usually attributed to the load their joints carry, and the number of cases is increasing as people live longer and weigh more.
But the moose work, along with some human research, suggests arthritis's origins are more complex, probably influenced by early exposures to nutrients and other factors while our bodies are developing. Even obesity's link to arthritis probably goes beyond extra pounds, experts say, to include the impact on the body of eating the wrong things.
Nutrients, experts say, might influence composition or shape of bones, joints or cartilage. Nutrition might also affect hormones, the likelihood of later inflammation or oxidative stress, even how a genetic predisposition for arthritis is expressed or suppressed.
"It makes perfect sense," said Dr. Joanne Jordan, director of the Thurston Arthritis Research Center at the University of North Carolina. "Osteoarthritis starts way before the person knows it, way before their knee hurts or their hand hurts. It's very clear that we're going to have to start looking back" at "things in the early life course."
Such research could lead to nutritional steps people can take to protect against osteoarthritis, a condition that is often painful or debilitating, and according to federal data, costs billions of dollars annually in knee and hip replacements alone.
"It would be helpful to know if we want to make sure pregnant moms are taking certain vitamins or if you need to supplement with such and such nutrition," said Dr. David Felson, an arthritis expert at Boston University School of Medicine. "The moose guy is right in that we probably should study weight or some other nutritional factor almost through adolescence when the bones or joints have stopped forming."
The "moose guy" is Rolf Peterson, a Michigan Technological University scientist on the Isle Royale project, which began in 1958 and is reportedly the longest-running predator-prey study.
For half the year, Dr. Peterson and his colleagues are the only humans allowed on the 45-mile-long island, part of a national park. They stay in yurts, a log cabin or a wood-stove-heated lodge, navigate the wilderness without roads or cars, and share a single staticky phone line. They analyze everything from wolves' moose-hunting strategies to moose feces. Collecting bones of more than 4,000 moose, they noticed that out of 1,200 carcasses they analyzed, more than half had arthritis, virtually identical to the human kind. It usually attacked the hip and instantly made the moose vulnerable.
"Arthritis is a death sentence around here — you need all four legs," Dr. Peterson said. "Wolves pick them off so quickly that you don't even see them limping."
What is more, the arthritic moose were often small, measured by the length of the metatarsal bone in the foot. Small metatarsals indicate poor early nutrition, and scientists determined that the arthritic moose were born during times when food was scarce, so their mothers could not produce enough milk.
Dr. Peterson said if the arthritis were caused by excess wear and tear on the moose's joints, that would have meant that times of food scarcity occurred when the moose were already grown, since the extra wear would have happened to moose walking farther to find edible plants. But the arthritic moose had had plentiful food as adults.
For people, several historical cases may suggest a nutritional link. Bones of 16th-century American Indians in Florida and Georgia showed significant increases in osteoarthritis after Spanish missionaries arrived and tribes adopted farming, increasing their workload but also shifting their diet from fish and wild plants to corn, which "lacks a couple of essential amino acids and is iron deficient," said Clark Larsen, an Ohio State University anthropologist collaborating with Dr. Peterson. Many children and young adults were smaller and died earlier, Dr. Larsen said, and similar patterns occurred when an earlier American Indian population in the Midwest began farming maize.
British scientists studying people born in the 1940s found low birth weight (indicating poor prenatal nutrition) linked to osteoarthritis in the men's hands, Dr. Felson said. And Dr. David Barker, a British expert on how nutrition and early development influence cardiac and other conditions, said "studies of people in utero during the Great Chinese Famine" of the late 1950s found that "40, 50 years later, those people have got disabilities."
Overeating can be as problematic as undereating. Dr. Lisa A. Fortier, a large-animal orthopedist at Cornell University's College of Veterinary Medicine, said she saw "abnormal joint and tendon development from excessive nutrition" in horses overfed "in utero or in the postnatal life," probably ingesting "too much of the wrong type of sugar that may cause levels of inflammation."
Dr. Peter Bales, an orthopedic surgeon affiliated with University of California, Davis, Medical Center, who has written about nutrition and arthritis, sees similar problems in overweight patients. He said the causes were not as "simplistic" as "carrying more weight around," but might involve nutritional imbalances that could hurt joints and erode cartilage. Much is unknown about nutrition's relevance. Isle Royale moose, for example, also seem to have genetic predispositions for arthritis, suggesting that nutrition might be amplifying or jump-starting the genes.
"Genes are not Stalinist dictators," said Dr. Barker, now at Oregon Health and Science University. "What they do, how they're expressed, is conditional on the rest of the body. The human being is a product of a general recipe, and the specific nutrients you get or don't get."
Studying nutrition in people is much more complicated than in moose. Dr. Peterson said the early moosehood developmental window occurred in utero through 28 months, but humans' developmental time frame lasted into the teens. Some experts say prenatal nutrition is most critical; others see roles for nutrients after birth and beyond.
"Up until the growth plates close, which is through adolescence and even early adulthood, the effects of nutrition are magnified," said Dr. Constance R. Chu, director of the Cartilage Restoration Center at the University of Pittsburgh, who said nutrients might affect the number of healthy cells in cartilage and its thickness. "But in my opinion, it's relevant throughout life."


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Micreos Food Safety develops natural phage products against dangerous bacteria in the food chain and is viewed as product leader in this field.
LISTEX™, the company's product against Listeria, is a culture of safe, natural and organic phages, characterized by its broad spectrum toward Listeria monocytogenes strains. It is used as a processing aid against only Listeria, during the production of meat, cheese, fish, vegetables, fruit and other food products. LISTEX™ P100 was the first phage product to be recognized as GRAS (Generally Recognized as Safe) by the FDA (Food & Drug Administration, USA) and USDA (US Department of Agriculture) and is used as a processing aid in many countries. It has no impact on the properties of the treated food product, and does not affect other bacteria, such as desired bacteria in starter cultures. Due to its rapid inactivation, LISTEX™ has no function in the final food product.
Customers in Europe and the US have been using the product daily to full satisfaction since 2006. Over the past years LISTEX™ has won many industry awards, including the FIE Gold Award, considered the 'Oscar' of the food industry.
In the US, LISTEX™ is listed by the Organic Materials Review Institute (OMRI). This means that LISTEX™ may be used as a processing aid in the certified organic production of food processing and handling according to the USDA National Organic Program Rule.
For Europe, Skal, the Dutch designated Public Authority which surveys the organic ('EKO') production on behalf of the Ministry of Agriculture, has certified that LISTEX™ is a processing aid which can be used in all organic food products in the EU which carry the EKO quality symbol.
The company is application trials with a new phage product, effective against Salmonella, branded: SALMONELEX™. More information on SALMONELEX™ and our other products is available upon request through firstname.lastname@example.com.
... approved as processing aid by:
LISTEX is organic:
... awarded best industry innovation:
"Phages: the future of food safety"


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Ovation Zocks Socks - Ladies
Socks That Rock!
The Ovation® Ladies Zocks® Socks are super cool socks that are thin enough to be worn under tall boots. These light and thin socks are made with moisture wicking Dry-Tex® fabric.Collect them all for your own distinctive style.
The Ovation® Ladies Zocks® Socks offer:
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The Devil
"And the Lord said to Satan, 'The Lord rebuke you, O Satan! The Lord who has chosen Jerusalem rebuke you! Is this not a brand plucked from the fire?'" (Zech. 3:2).- Zechariah 3:1–5
The struggle to overcome sin and grow to spiritual maturity is not an easy one. Several obstacles stand in our way. In order for us to grow spiritually we must overcome both the world and the flesh. Today, we will look at the last general obstacle to be overcome: the Devil.
Regrettably, popular culture tends to trivialize this adversary. Often, he is depicted as a character with horns and a tail. Sometimes the media portrays him as one who is easily overcome by men. However, this is not how we find Satan depicted in the Bible. He is a lion who goes about seeking those whom he may devour (1 Peter 5:8). This fearful image depicts the strength of the Devil. The fact that he commands an army of demons (Eph. 6:11–12) and appears as an angel of light (2 Cor. 11:14) makes him even more intimidating.
Left to ourselves we are no match for the Devil. However, this is not true of God Almighty. No matter how strong the Devil may be, he is still only a creature. The Christian faith does not teach a dualism where God and the Devil are equal in power and strength. Instead, the Devil is subservient to the will of our Father in Heaven (Job 1-2).
The Bible tells us that one of Satan's chief works is to tempt us to sin (Gen. 3:1–7). However, this is not his only work. He is also called the "accuser of the brethren" in Revelation 12:10.
Today's passage illustrates Satan's role as the accuser. In Zechariah 3:1–5, the Lord gives the prophet Zechariah a vision of Joshua the high priest. In verse one, Satan comes to accuse Joshua of his sin.
When we sin, Satan comes to accuse us. He tells us that we can in no way be forgiven by God. He tries to make us think that our dirtiness makes us of no use to the kingdom of God.
Verse two tells us what the Lord's response is to such accusations. The Lord rebukes Satan in this verse, reminding the Devil that He has snatched Joshua from the fires of judgment.
The Lord then clothes Joshua with a clean robe (vv. 3–5), which points forward to God's clothing of His people with the righteousness of Christ. As we live a life of repentance, we must not allow Satan's accusations to keep us from fulfilling God's purposes for us. Rather, we must be reminded that while we sin, we are in Christ and, so long as we confess our sin, no accusation can be leveled against us.
Coram Deo
When we sin, both the Devil and the Holy Spirit come to us. The Devil accuses us in order to paralyze our growth. However, when the Spirit convicts us, He brings grace to restore us and to renew our fellowship with God. Go to the Lord in prayer, and ask Him to help you resist the paralysis that the accuser wants to create in you.
Passages for Further Study
Job 1:6–12
Rom. 8:1
Heb. 10:19–22
1 Peter 5:8–9
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Please include the following statement on any distributed copy: From Ligonier Ministries, the teaching fellowship of R.C. Sproul. All rights reserved. Website: www.ligonier.org | Phone: 1-800-435-4343


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HSW704 - Reconstructing Professional Practice
Unit details
|2016 unit information
|Enrolment modes:
Trimester 2: Cloud (online), CBD*
|Credit point(s):
|EFTSL value:
|Cohort rule:
This unit is only available to students enrolled in H703 Master of Social Work
|Unit chair:
Selma Macfarlane
Completion of all HSW coded units in course (except HSW715) and completion of at least two other units.
|Incompatible with:
|Contact hours:
Learning experiences are via CloudDeakin
*CBD refers to Institute of Koorie Education – Community Based Delivery
This unit aims to help graduating students develop a vision of the professional social work role and identity within contexts of change. This will involve students undertaking a project which will integrate their learning throughout the Master of Social Work. This project will be in two parts. One part will require students to identify a personal theory of practice and the second will be to develop a plan for continuing professional education.
Assessment task 1: Written assignment (3000 words) 60%
Assessment task 2: Written assignment (2000 words) 40%
Unit Fee Information
All Commonwealth Supported Place (CSP), fee paying undergraduate and pre-2016 commencing students
Unit fee information available soon
2016 commencing International and full fee paying postgraduate domestic students
Your units are priced based on the course you are enrolled in. Please refer to the current year's course entry to estimate the unit cost.
You can calculate the cost of each unit by using the following calculation:
Course fee x unit EFTSL value = unit price


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Why Isn't Obama Afraid to Take on the Teachers' Unions?
The recent Rhode Island flap shows that the unions are in major decline.
Only School Choice Will Keep Them Honest
Without it, other reforms are always corrupted in the end.
The New Racial School Follies
The culture of racial excuses in education rallies for a comeback.
Health Care Reform Advocates: Take a Look at Public Schools
Want to destroy a profession? Socialize it.
LAUSD's Big School 'Reform' Is Already DOA
As long as parents don't have the right to choose their schools, nothing important changes.
Voucher Opponents Losing PR Battle
In D.C. and elsewhere, opponents of school choice can't argue with success.
Obama's NAACP Talk vs. the Department of Education's Walk
The president denounces racial "excuses" while his DOE makes excuses for a new racial quota.
School Choice Gains Ground
Despite some setbacks, there have also been several victories for reformers in state legislatures.
Why Public School Teachers Burn Out
The school monopoly isn't just bad for students.
'No Child Left Behind' Law Produces Few Gains
Ironically, according to a new study, both critics and supporters of the law are vindicated.
More D.C. Voucher Shenanigans
School vouchers are losing because they're winning.
Empty Promises on School Vouchers
Proof that voucher programs work does nothing to stop the federal government's continuing efforts to destroy them.
Don't Believe the Spin: Milwaukee Voucher Program a Success
The teachers' unions and the media can't change the facts, try as they might.
An Education Bailout? It Won't Improve Schools
The proposed "stimulus" will radically expand federal school spending, without helping students.
Obama's Amazingly Un-Amazing Education Secretary
Arne Duncan is the most boring candidate possible. So much for "change."
Universities Wimp Out on Fighting Cheaters
Colleges have the technology to stop it — but not the guts.
Candidates Flip-Flop on Education
Barack Obama and Sarah Palin can't make up their minds about how to improve our schools.
Student Ignorance of Civics Is Nothing New
American kids' mastery of the facts every citizen ought to know has never been impressive.
When Good Teaching = Higher Salaries
D.C.'s crusading schools chancellor takes on the worst problem of all: teacher pay.
Get Good Grades, Win Cash and Prizes
All schools tell kids to study hard so they can make money. Why not admit it?
Schools Are Not Social Service Centers
The latest gambit by teachers' unions would expand their numbers and influence.
A 'To-Do' List for the Next Education President
Five things a President Obama or President McCain can do to improve the nation's schools.
Don't Be Fooled: Evidence Supports School Choice
Big shock — the media are misrepresenting the research on vouchers again.
Critics Miss Benefits of 'No Child Left Behind'
The major charge against the No Child Left Behind Act is that it results in "teaching to the test." But is that really such a bad idea?
School Choice Works — And It's Winning
Those who say vouchers won't improve public education are dead wrong. Across the country, school choice programs are getting results and winning the support of voters.


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LimestoneH. 14 cm; W. 14 cmTell al-Ubaid (Iraq)Early Dynastic IIIB15606 (T.O. 288)
Limestone plaque with relief-carved depiction of a human-faced bison, with its front hooves on a plant sprouting from a rocky outcropping or mountain. A lion-headed (eagle-like) bird of prey on the bison's back--the mythical anzû--bites its haunch.
The bison's body is in profile, its face forward. The stylization of the animal's shoulder as an undulating band and the inward-curving tufts of hair on the fetlocks are typical of the late Early Dynastic period. The three overlapping semi-circles that form the rocky outcropping or mountain are reminiscent of the cuneiform sign signifying both mountain and foreign land and suggestive of a natural setting for the action depicted in the distant highlands. The lion-headed bird of prey's folded wings, neck and tail are rendered with a grid of incised lines.
The square plaque described here is from Woolley's 1923-24 excavations in front of Tell al-Ubaid's late Early Dynastic temple platform (see INTRODUCTION: Tell al-Ubaid). Woolley focused his efforts on the northwest side of the central stair ramp. The plaque was relatively high in the mudbrick debris from the collapse of the platform's superstructure and in close proximity to an inlay panel depicting milking scenes and rows of cattle. In fact, B15606 was just under and against a section of the frieze with shell figures of five bulls facing right and may have originally been attached to it. With the plaque (but detached from it), were the remains of a copper border similar to that of the inlay panels. The background of the plaque had been painted black to match the dark color of the bituminous limestone background of the inlay panels.
The human-faced bison, Sumerian (gud) alim or Akkadian kusarikku, is associated with the sun-god Utu/Shamash, perhaps in part because it inhabited the eastern mountains from which the sun rose. An Akkadian cylinder seal from Susa in fact depicts the sun god rising above two addorsed recumbent human-faced bisons in place of the stylized mountains that normally mark his abode. And in a hymn the sun god is likened to a bison, " Lord, bison, striding over the mountain, Utu, bison, striding over the mountain."
The mythical anzû, who nests in the high mountains, is a seemingly benevolent creature, at least in early texts and imagery. For example, in the mythical narrative Lugalbanda and the Anzû -bird, composed in the late 3rd millennium BCE, when the anzû-bird returned from hunting to find his nest embellished like a god's dwelling, with his chick adorned and fed, the anzû exulted in his own role as intermediary to Enlil
I am the prince who decides the destiny of rolling rivers. I keep on the straight and narrow path the righteous who follow Enlil's counsel. My father Enlil brought me here. He let me bar the entrance to the mountains as if with a great door. If I fix a fate, who shall alter it? If I but say the word, who shall change it? Whoever has done this to my nest, if you are a god, I will speak with you, indeed I will befriend you. If you are a man, I will fix your fate. I shall not let you have any opponents in the mountains. You shall be 'Hero-fortified-by-Anzû'.
Anzû was Enlil's symbol, and depictions of the anzû with wings outstretched over antithetical animals symbolic of other deities probably reflects Enlil's all-encompassing power. The anzû -relief from Tell al-Ubaid, then, would depict Enlil over the stags associated with Ninhursag. Anzû's close association with Ningirsu, Enlil's son and warrior and Lagash's tutelary deity, is evident at Tello (Girsu), both in texts and imagery in Early Dynastic-Ur III periods. On Eannatum's Stele of the Vultures, for example, Ningirsu's battle net is held closed by the anzû and antithetical lions, Ningursu's animals, while a macehead, currently in the British Museum (BM 23287), dedicated to Ningirsu for the life of Enannatum shows the anzû grasping lions. In Gudea's Cylinders Ningirsu's temple Eninnu had the epithet "white anzû," perhaps a reference to some significant architectural embellishment such as Urnamma affixed to the gates of Enlil's Ekur.
But the anzû was a complex creature and one portrayed as more troublesome in later literary compositions. The Epic of Anzû, which exists in copies dating to the early 2nd millennium BCE, tells the tale of a malevolent anzû who steals the "tablet of destinies" and is eventually slain by Ninurta. Though Akkadian seals, showing a bird-man brought before Enki, may depict excerpts from this story, suggesting that at least in certain traditions the anzû was thought of as a creature with a dual—benevolent and malevolent--character already at the end of the 3rd millennium BCE, their reading remains a matter of controversy.
Whatever the complexity of the mythology regarding the anzû, the imagery of B15606, on which the anzû is shown in overtly aggressive behavior toward an animal of the mountains, associated with the sun god, remains perplexing. Similar scenes occur on shell inlays from Tello and Ur, as well as Tell Mardikh (Ebla) in western Syria. For example, one end panel of the Royal Standard of Ur shows the anzû attacking recumbent human-faced bisons on each side of a mountain from which a plant grows. Such scenes may reflect the menacing behavior of the anzû to men and gods, but more likely depict the anzû's normal behavior in its natural habitat. B15606's juxtaposition with scenes of herding and milking cattle, then, could be read as contrasting the settled conditions of a "civilized" floodplain with life in the mountains, where, as Lugalanda and the Anzû describes, bulls ran wild and the anzû hunted to feed its offspring.
Richard L. Zettler
Black, Jeremy and Anthony Green1992 Gods, Demons and Symbols of Ancient Mesopotamia. Austin, TX.
Braun-Holzinger, Eva1990 "Löwenadler." In Reallexikon der Assyriologie, edited by D. O. Edzard and Michael P. Streck, vol. 7, pp. 94-97. Berlin and New York.
Dalley, Stephanie1989 Myths from Mesopotamia. Oxford.
Dolce, Rita1978 Gli Intarsi Mesopotamici dell'epoca protodinastica. Rome.
Ellis, Maria DeJong1989 "An Old Babylonian kusarikku." In Dumu E2-DUB-BA-A: Studies in honor of Ake W. Sjöberg, edited by Herman Behrens, Darlene Loding and Martha T. Roth. Philadelphia.
Fuhr-Jaeppelt1972 Materialien zur Ikonographie des Löwenadlers Anzu-Imdugud. Munich.
Green, Anthony1997 "Myths in Mesopotamian Art. In Sumerian Gods and Their Representations, edited by I. L. Finkel and M. J. Geller, pp. 135-158. Groningen.
Hall, H. R. and C. L. Woolley1927 Al-'Ubaid. Ur Excavations, vol. 1. Oxford.
Hruska, B1975 Der Mythenadler Anzu in Literatur und Vorstellung des alten Mesopotamien. Budapest.
Polansky, Janice2002 The Rise of the Sun God and the Determination of Destiny in Ancient Mesopotamia. PhD dissertation. University of Pennsylvania.
Wiggermans, F. A. M.1992 Mesopotamian Protective Spirits. The Ritual Texts. Groningen.


text:
Learn about the history of college football.
This is a two-part class. The first session will focus upon the elevation of U.S. Grant to general in chief, the Overland Campaign, and the failure of the Union Armies of the James and Potomac to capture Petersburg in the summer of 1864. The second session will concentrate on Confederate and Union activities in the Shenandoah Valley, from the battle of New Market in May through Sheridan's triumph at Cedar Creek in October 1864.
Brig. Gen. John W. Mountcastle (USA, Ret.), former chief of military history for the U.S. Army, teaches Civil War history courses at the University of Richmond. He has served as the historian accompanying several VHS tours and has previously conducted three See You in Class sessions as part of the society's Civil War Sesquicentennial Program.
View more events in the calendar
Share this page
Join the VHS today and receive special invitations to members-only events along with discounts in the Pusey Museum Shop and the library.
Discover hidden treasures in the VHS collection by exploring different historical themes in the Virginia History Explorer.
This online exhibition covers 16,000 years of Virginia history, from prehistoric times to the present.
A reassessment of Robert E. Lee and Ulysses S. Grant, who have come to symbolize the two nations that fought the Civil War.


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With Nigeria losing her supply position of global Liquefied Natural Gas (LNG) output, Ejiofor Alike writes on the need for interest at the highest level of government to ensure early signing of the Final Investment Decision (FID) for Brass LNG project
How it Began
Conceived during the administration of former President Olusegun Obasanjo, the project suffered neglect and was virtually pushed to the back door, especially after the departure of Dr. Jackson Gaius-Obaseki as the group managing director of the Nigerian National Petroleum Corporation (NNPC), for reasons many attribute to political consideration.
However, faced with a credibility problem on the subject, credit must be given to former President Obasanjo himself, who in his last days in office, was not in doubt as to who he had to look for to drive the vision for the project.
Obasanjo in his wisdom had to look for Gaius-Obaseki, a credible professional with proven track record, who enjoys respect of all in the industry, as the chairman of the Board of the Brass LNG Ltd. Rumours had it that but for the passion, which Gaius-Obaseki has for the Brass LNG project, having conceived the project, it would have been difficult to persuade him to come back and champion the project, after he had left the NNPC.
The Brass Liquefied Natural Gas (LNG) project located in Brass Island of Bayelsa State is designed to produce 10million metric tonnes of LNG per year. The Nigerian National Petroleum Corporation (NNPC) holds 49 per cent equity in the project, while United States owned oil company, ConocoPhillips; French oil giant, Total and Italian company ENI hold 17 per cent stake apiece in the Brass LNG Ltd.
However, the NNPC plans to divest 17 per cent of its stake in the project after the FID. Of the 17 per cent to be divested, Bayelsa and Rivers State Governments are proposed to take five per cent each, while the remainder will go to NNPC's strategic investors.
With a pre-FID expenditure of over $1billion, a lot of early works have been completed on the site, demonstrating the faith of the shareholders in the project.
Comfort is also drawn from the fact that the projected 10million metric tonnes of LNG to be produced yearly have been virtually sold. In other words, they have all been committed to different buyers. However, the buyers will be unable to sign the Sales Purchase Agreement (SPA) until after the Final Investment Decision (FID) has been signed.
In terms of construction, three major contractors are expected to undertake the building of the three different packages – The gas train; The onshore Components and The offshore Components. Two of the three contractors have already been selected, whilst the third contractors at the last stage of selection. So, for all intents and purposes, the contractors' selection stage is virtually completed. This selection was done vide internationally-accepted processes
The funding scheme for the multi-billion dollar project has been agreed to by the shareholders. The shareholders are however working on the details of the funding agreement at the moment. So, with the LNG committed, contractors selected, funding agreed to, what is then holding the FID for the Brass LNG Project? What are really the challenges?
Challenges in 2013
Although there is massive infrastructure on ground, the LNG to be produced already committed to different buyers, contractors selected and funding arrangement put in place, there are however glaring challenges, which the Brass LNG, led by Obaseki, himself an industry professional , has to grapple with in 2013.
There is no doubt however that the board will require commitment of all the stakeholders and support by the Federal Government, especially President Goodluck Jonathan and the Minister of Petroleum Resources, Mrs. Diezani Alison-Madueke, which industry sources claim the board and management of the project already enjoy.
The first major challenge to the execution of the Brass LNG is gas supply. Although discussion is ongoing on this subject between Brass LNG and the gas suppliers –Total Joint Venture (JV); Nigerian Agip Oil Company (NAOC) JV, and Chevron JV, THISDAY gathered that agreements on fundamental issues are far-fetched.
Records have it that the Chairman of the board, himself, who enjoys the respect of these International Oil Companies (IOCs) have engaged in diplomatic shuttle to their headquarters to build an alignment between them and the shareholders. The NNPC is also working assiduously to provide the comfort and assurances the suppliers are in dire need of, but a lot still needs to be done and this cannot exclude intervention of the highest level of government.
THISDAY gathered that the suppliers insist they have to invest heavily in gas development if they are to commit to a Gas Supply Agreement (GSA) for 25 years with Brass LNG. Their concerns, industry sources say, include the ability of NNPC to fund its own share of Joint Venture cash call for this development.
The second major challenge to the project is the impact of the Petroleum Industry Bill (PIB), which the gas suppliers claim, recommends harsh fiscal regimes that will make gas development very challenging.
The IOCs assured that the country has enough gas reserves but it needs to be developed to meet the supply requirement of the project and probably, other gas-dependent projects, which could include power supply, as well.
The third challenge is the exit of one of the partners – ConocoPhillips of the United States, whose departure and planned sale of its shares was recently announced.
Sources close to the board informed THISDAY that this is one challenge the chairman and the board has been cracking their brains on how to manage. It was also gathered that at a recent meeting held between the chairman and the vice president of ConocoPhillips in London, the chairman was quoted to have, in his characteristic manner of saying things the way they are, told ConocoPhillips point-blank that their exit would have an impact and solicited their support in managing the impact so that it does not delay the project.
What did ConocoPhillips bring to the table that they are taking away with their exit? The company brought in technology, which has been acquired; they brought in expertise and experience, and of course financial muscle. How these can be replaced will be one of the challenges that the board, management and the shareholders have to cope with in 2013.
In spite of these challenges, the country is hopeful that the Brass LNG project will be realised, having as the head of the board, a tested man like Gaius-Obaseki, who has strength of character, credibility and who also commands respect amongst all industry players.
Given the foregoing, it therefore stands to reason that, having lost her influential position in the global LNG supply chain, Nigeria cannot afford to wait any longer for the FID of the Brass LNG.
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Samantha Who?: The Butterflies
by Isabelle Carreau, posted Apr 21st 2008 11:43PM
(S01E12) "Your friend. I want her. Make it happen." - Chapman
If ABC hadn't decided to air 15 episodes of Samantha Who? this season, this episode could have served as a season finale. It not only sent Sam in the unknown (she quit her job at the end of the episode) but the episode also ended with an important kiss that could have Todd rethink his decision to give Chloe a chance and have us wonder for months what his decision would be. But, thanks to SW? being popular, we will get answers to these questions before the season ends and will get a new set of questions to ponder on all summer long.
Gallery: Samantha Who
Sam begrudgingly sets Dena up on a date with her boss in order to use her clueless friend to help persuade him to shut down a construction project that would destroy an endangered butterfly habitat. Meanwhile, Sam can't understand why Todd has been ignoring her ever since they shared a passionate kiss.
The Chase Chapman character, played by Rick Hoffman, reminds me a lot of Patrick Van Dorn, also portrayed by Hoffman, from Jake in Progress. Both characters are peculiar and unique, have some issues with women, and have an unusual deportment. I really enjoyed seeing Chapman interact with Dena as it allowed us to see a new side of Dena: the woman in love. She must not have had a lot of relationships since she still seems to cherish that time she kissed her therapist. I hope that the couple works out not only to allow Dena to get some lovin' but also because this strange duo can offer some funny scenes to the show.
Even if she was doing this because she cares about the world, Samantha did use Dena as a means to an end. Setting Chapman and Dena up wasn't that bad at first even if Sam had an ulterior motive. But Bad Evil Sam resurfaced when she decided to mess their relationship up. It was really evil of her to do this so that she could help the couple patch things up, thus owing her. But if she hadn't gone that far, Sam wouldn't have realized that, thanks to Regina's comment about the Butterflies/TV interview suiting Sam better than her official work, she didn't fit at Chapman & Funk anymore. This is a very interesting turn of events. Sam will surely have a hard time figuring out what she wants to do next since she doesn't even remember what she likes. If I were Sam, I would take a few weeks to try new stuff so to find out what I liked and not, what suited me best, etc., before jumping into the next job. You have an idea of what Sam should do next? Vote in our poll and comment below!
As expected, Todd and Sam didn't rekindle their love this week. Todd kissed Sam on impulse and didn't know how to react afterwards. He even lied about having a job at a newspaper in order to not talk about said kiss. Todd doesn't want to admit he still has feelings for Sam but that kiss and push she gave him at the end of the episode will surely have him rethink giving Chloe a chance. I wouldn't be surprised they properly kiss one another before the season ends.
What Samantha learned about herself this week:
- Bad Sam decided to build a mall on a site where an endangered species of butterflies lives.
- Selfish Andrea did exactly what selfish Andrea would do: use Dena's relationship with Chapman to get stuff for the office (chair and cappuccino machine). Andrea is quite the materialistic girl!
- Regina keeps telling her daughter she should date rich men... and wear a scarf when on TV because her neck is ugly!
- "I miss her fingers. I miss the way her skin tastes like." - Chapman.
|Open a coffee shop.
|25 (25.3%)
|Become an activist.
|17 (17.2%)
|Become a TV reporter.
|47 (47.5%)
|Make topiary art.
|3 (3.0%)
|Other (specify in comments).
|7 (7.1%)


text: CHUCK "Chuck vs. the First Bank of Evil" Season 4 Episode 17 Photos February 22, 2011 Chuck, News Check out photos from CHUCK Season 4 Episode 17 titled "Chuck vs. the First Bank of Evil" which airs Monday February 28 at 8pm on NBC. You can read all our Chuck coverage here. Episode Synopsis: CHUCK "Chuck vs. the First Bank of Evil" Season 4 Episode 17 – CHUCK AND SARAH PLAN THE ULTIMATE HEIST AT A HIGH-SECURITY BANK—LAUREN COHAN AND RAY WISE GUEST STAR—Chuck (Zachary Levi) pushes Vivian McArthur (guest star Lauren Cohan) to get in touch with her inner villain for a mission. Elsewhere, Sarah (Yvonne Strahovski) tries to get in touch with her inner bride as wedding plans ramp up. Meanwhile, Morgan's (Joshua Gomez) search for a new roommate takes an unexpected turn. Adam Baldwin, Sarah Lancaster, Scott Krinsky, Vik Sahay, Mark Christopher Lawrence and Bonita Friedericy also star. You can watch any Chuck episode that you might have missed here. Click Any Photo Below To Enlarge


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Teanaway 1/4 Zip Long-Sleeve Shirt (Men's) (out-of-stock)
Out of Stock Product Number: 31221
The functional, sporty men's ExOffico Teanaway 1/4 Zip Long-Sleeve Shirt pairs the performance of a base layer with casual styling. Crafted from a drirelease wool blend for a warm garment that is lightweight, dries quickly and stays fresh. The flat-locked stitching, interior fold-over key pocket, and off-set shoulder seams make it comfortable and convenient for any activity.
* This product does not qualify for shipping to all countries.
- High performance Dri-release? wool blend
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Gender: Men's
Material: 84% Polyester / 11% Wool / 5% Spandex
Fit: Natural
Season: F12
Vendor ProductId: 1011-1674
Review ProductId: 31221


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A total of nine goals were scored by the following: Jennifer Dougherty, Haley Perkins, Lauren Connelly, Madison McCormick, Kendall Vignaroli and Christina Coffin.
In the Championship game, after 60 minutes of a hard fought battle, the score was tied at 0-0, so the winner would be decided by penalty kicks. Goalkeeper Paige Southmayd was successful in preventing any penalty kicks to be scored upon her. Fury defenders Michele Giron and Morgan Ramos put away perfect penalty kicks, ensuring the Fury's victory.
The Fury had a near perfect shut-out, allowing only one goal to be scored against them the entire weekend.


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Stump the King - Party of Five
One of the best things about being the King of TV is that many times people will ask me questions about shows I have never heard of.
Last week, a young man contacted me through my MySpace page to ask me if I knew the name of a certain TV show. He described it thusly, "I believe it may have been British and/or on PBS. It was not narrated but had an eclectic cast (one of whom was deaf). The show was various vignettes, mostly science based from the ones I remember. The one I really remember is the guy who was making bubbles with cigarette smoke. The biggest clue I can give you was the logo. At the beginning of the show they would show the name, then turn it on its side and reflect it in a mirror. It looked like a cricket, then it bounced off..."
Well, I racked my brain and googled into the early morning but to no avail. I had to admit defeat. Now here is the great part.
A few days later, he sent me another message saying that he had found out the name of the show on his own. It was called Vision On and was, in fact, an English show that had aired in many other countries including Canada. Which means that if you had access to the CBC you might have seen it. I immediately did some research and found out more than I ever wanted to know about Vision On.
Now for this week's question...
What is the first name of the youngest Salinger on Party of Five?
Please feel free to answer in the comments section. The first correct answer will get their name plugged in next week's post and the satisfaction that comes with being a member of the King's court.
Congratulations to Cate who was the first to come up with the correct answer of Diana. She was indeed the daughter of Charlie and Daphne.


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Plexiglass Basics Part 2
Showing you an awesome technique you can apply to plexiglass as well as some examples
Categories: Plexiglass Tags: cutting, Drill, how to, Plastic, Plexiglass, Tips
Plexiglass Basics Part 1
Talking about Plexiglass! What it is, how to cut it, how to drill holes in it, and how to create some awesome artworks using it. This tutorial is in 2 parts!
Categories: Plexiglass Tags: cutting, Drill, Fabrication, how to, Plexiglass
Categories: Acrylic Sheet, Plexiglass Sheets Tags: Acrylic, diy, Drill, Fabrication, how to, Plexiglass
www.thebetatesters.net How to and not to drill through acrylic plastic tutorial
www.thebetatesters.net Just a simple tutorial on how to drill through acrylic
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LAS VEGAS (AP) - Cee Lo Green, Mike Epps and Jordin Sparks help Whitney Houston return to the big screen for the last time in the girl group movie "Sparkle."
Houston served as executive producer of the movie, which had already finished filming in Detroit when she died in Beverly Hills on Feb. 11 at 48.
A brief preview showed to theater owners at the CinemaCon conference in Las Vegas on Wednesday night featured Houston's trademark grin.
The remake of the 1976 movie stars Houston as the mother of three girls who form a singing group and struggle with fame and drug addiction.
The movie was seen as a comeback vehicle for the superstar, whose career suffered in recent years as she battled with drug and alcohol abuse.
(Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.)


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Election Commission declares Nov-Dec assembly poll dates
The Election Commission on Friday announced the dates for the elections in five states of Delhi, Rajasthan, Madhya Pradesh, Chhattisgarh and Mizoram, informing that the democratic exercise would be held from Nov 11 to Dec 4 to elect new assemblies.
Chief Election Commissioner V.S. Sampath told a press conference that while Chhattisgarh would go for two phased polls on Nov 11 and 19, in Madhya Pradesh there would be a single phase election on Nov 25.
In Rajasthan the poll would be single phase on Dec 1.
Delhi and Mizoram will go to polls on Dec 4 in single phase.
He said about 11 crore voters would exercise their franchise in the five states.
In almost all the states the main fight would be between the Congress and the Bharatiya Janata Party (BJP).
By-elections for two seats in Gujarat (Surat) and Tamil Nadu would be held on Dec 4.
Counting will be held on Dec 8.
The assembly polls are crucial and seen as semifinals to the grand finale that is the general elections in 2014.
Schedule at glance:
Chhattisgarh: Two Phased polls on Nov 11 and Nov 19, 2013.
Madhya Pradesh: Single Phase poll on Nov 25, 2013
Rajasthan: Single Phase poll on Dec 1, 2013.
Delhi: Single Phase poll Dec 4, 2013
Mizoram: Single Phase poll on Dec 4, 2013
(Posted on 04-10-2013)


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Richard Christensen Wins Big Prize in Saturday's Powerball® Drawing
DES MOINES, Iowa - A Webster County man won a $20,000 prize in Saturday's Powerball drawing.
Richard Christensen from Callender claimed his prize Tuesday at the Iowa Lottery's regional office in Storm Lake. He purchased his winning ticket at Casey's, 1008 Market St. in Gowrie.
The winning numbers in the $20 million Powerball jackpot drawing on Saturday were: 9-12-35-50-58 and Powerball 4. The Power Play® multiplier was 2. Christensen won a $10,000 prize by matching four of the first five numbers and the Powerball. Because he added the Power Play to his ticket, Christensen multiplied his $10,000 win by two to win a $20,000 prize.
There was no jackpot winner in Saturday's drawing.
Players can increase their prizes with the Power Play (except the jackpot) up to five times. The cost is $1 per play. The Power Play number, 2 through 5, is chosen at the beginning of the drawing indicating the amount prizes (except the jackpot) will be multiplied if that number is drawn.
For players who choose the Power Play and match five white balls (regularly a $200,000 prize), the multiplier will always be 5, so those players would win an instant $1 million.


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Ken Livingstone says he planned 'compulsory' helmets for London's cycle hire scheme
Former mayor wanted to ensure users got a helmet, but evidence from Australia shows effect on uptake
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Former Mayor of London Ken Livingstone, who is the Labour candidate in next year's mayoral elections, has revealed that he planned to in effect make helmets compulsory when drawing up plans for London's cycle hire scheme.
Mr Livingstone had given the green light to the scheme during his tenure at City Hall, although it wouldn't be formally launched as the Barclays Cycle Hire Scheme until July 2010, more than two years after Boris Johnson had succeeded him as mayor after defeating him in the May 2008 election.
"It was always the plan that you should make certain that people who are cycling have got a helmet. You almost want to have a way where the helmet is actually chained to the bike, so people who don't bring one can have one," he told the Camden New Journal this week.
While it's difficult to see how such a requirement could have effectively been enforced - one imagines that in practice, many cyclists may have shoved the helmet in a bag or left it dangling from the handlebars - the effect may well have been to deter many potential users of the scheme by giving the impression that cycling is more dangerous than it actually is.
The former mayor made his remarks as he joined a group including local politicians to visit the junction of York Way and Pentonville Road in Kings Cross, where cyclist Deep Lee died last month after being crushed beneath a lorry. It goes without saying that a helmet would not have saved her.
He described the Kings Cross gyratory system as "one of the worst in London" and described the current mayor as "ridiculous" for not making the issue his highest priority.
Prior to his electoral defeat in 2008, Mr Livingstone had revealed that he planned to widen Euston Road by an extra lane as well as giving additional space over to cyclists.
Helmets, of course, are not compulsory for cyclists in the UK, although official advice is to wear one, and a Department for Transport spokesperson told the newspaper: "Our position is that cyclists should wear helmets, but it is up to the cyclist to decide."
The London Borough of Camden's Cycling Champion, Liberal Democrat councillor Paul Braithwaite, told the Camden New Journal that requiring users of the scheme to wear a helmet was impractical.
"When I anticipate I'm going to get on a Barclays bike, I carry a helmet," he explained. "But in practical terms, I don't see how it could be done. Where you would store them? There's the issue of head lice. It is not practical."
Australia's compulsory helmet laws mean that Melbourne and Brisbane are the only two cities in the world with bike-sharing schemes that require helmets to be worn.
Evidence suggests that the legislation has severely restricted uptake of both schemes, despite would-be users in Melbourne being able to buy a helmet for $5 from a number of shops and vending machines in the city, with a $3 refund available if they return it afterwards.
In an article that appeared earlier this year on the Australian academic website The Conversation, helmet compulsion opponent Chris Rissell, Professor of Public Health at the University of Sydney, said that take-up levels of the two schemes in Sydney were only at around 10 per cent of those seen in London and Dublin.
He added that in Mexico and Israel, compulsory helmet legislation had been repealed specifically to facilitate the implementation of bike-sharing programmes.
On the Barclays Cycle Hire Scheme section of the Transport for London website, cyclists are advised to consider wearing a properly fitted and secured helmet as part of the scheme's Code of Conduct.
Oh well, no harm done then. Vaguely glad Johnson is more relaxed on the point.
posted by BigDummy [315 posts]
2nd December 2011 - 14:22
Boris = buffoon.
Red Ken = prat.
Might have to vote Green next time.
posted by Coleman [331 posts]
2nd December 2011 - 14:32
Not surprising - the natural inclination of people like Livingston is for compulsion and making people do what is good for them, whether they like it or not.
Sadly a view taking wider hold and one that I fear will result in helmet laws sooner or later.
posted by abudhabiChris [700 posts]
2nd December 2011 - 14:37
Boris = buffoon.
Red Ken = prat.
Might have to vote Green next time.
That'll please a certain mayoral candidate next time she visits the site
posted by Simon_MacMichael [9527 posts]
2nd December 2011 - 14:38
Just as well he wasn;t the mayor who introduced the scheme then. The take up would have been very low with complusary helmets.
I will wear a helmet on my road bike and my commute bike, but I have a BorisBike key for when I am central London and would rather hop on a bike to get to the station rather than the tube. I don;t want to have to drag a helmet round on the chance I'll use a BorisBike.
"You almost want to have a way where the helmet is actually chained to the bike, so people who don't bring one can have one"
Impractical as people have different sized heads and a badly fitting helmet is no use.
posted by thereverent [357 posts]
2nd December 2011 - 15:31
Coleman wrote:Boris = buffoon.
Red Ken = prat.
Might have to vote Green next time.
That'll please a certain mayoral candidate next time she visits the site
"Ahh, Miss Jones!"
(In a Rigsby voice whilst rubbing the fronts of my trousers.)
posted by Coleman [331 posts]
2nd December 2011 - 16:45
erm...he never said they should be compulsory, just that they should be there as an option. Non story.
The fact that they are nicknamed Boris Bikes has always annoyed me when it was Ken who gave the scheme the nod. Can't imagine the blue paint fiasco would have happened under him.
He also introduced the conjestion charge
And he's is a thorn in the side of stupid right wing (labour as well!!) big business arse lickers.
posted by gifftopher [11 posts]
2nd December 2011 - 16:57
Ken also looked after people who worked for him. £1.6m in pay-offs when he lost the election? Corruption and croynism.
Right. I'm off to the Guardian website to comment about bikes.
posted by Coleman [331 posts]
2nd December 2011 - 17:27
That's why compulsory is in quotes. Fact is, under Ken's scheme, you'd have been required to take a helmet when hiring a bike, whether you chose to wear one or not.
Yes, they're nicknamed Boris Bikes, partly because it's nicely alliterative, but also because it was Johnson who as mayor actually pushed through the scheme and made it reality. Ken had been mayor for eight years, and didn't.
And as we reported last year, the Lib Dems also claimed credit for the idea behind it - a sure sign something's viewed as a success in an age where politicians are too often blaming problems on something they "inherited."
Non-story? A man who in six months' time could well be running London, and therefore the Barclays Cycle Hire Scheme, saying that he wants users to wear helmets, when evidence from elsewhere suggests it deters people - that's a story in our book.
It's also worth mentioning that an FOI request found that in the first few months of the scheme, when 1 million jouneys were made, just two users suffered head injuries - and CAT scans revealed that neither of those were serious, both cyclists being released from hospital without further treatment.
By the way, we're neutral on the helmet issue here at road.cc - but we do believe that people should have a choice.
posted by Simon_MacMichael [9527 posts]
2nd December 2011 - 17:30
You say that a helmet woudn't have saved Deep Lee. I don't imagine it would have saved today's unnamed victim either (may both their souls rest in peace).
Helmets are useful for pratfalls in racing or off-roading, preferably at low speeds. they are pretty useless for collisions with tipper trucks.
Ken, and Boris, could do a great deal more for cyclist safety in Londong by acknowledgeing that the reposnoibilitiy lies with them - to create safe conditions especially at junctions, to introduce and enforce rules on HGV operators, etc. The fact that most victims are women (generally less aggressive/assertive in their riding style than 3-40 year old men), most vehicles invlved are HGVs, and most situations are left turns, strongly suggests that reckless driving behaviour by the motorist coupled with poor road design are the real killers.
posted by Paul M [345 posts]
2nd December 2011 - 17:59
All good points, Paul. We're expecting, given the comments we've seen in recent weeks from senior politicians across all parties in London, that the issue of cyclists' safety will be pretty high on the agenda in next year's elections.
The cycling community, especially in London, will of course continue to highlight the issues to ensure that happens.
posted by Simon_MacMichael [9527 posts]
2nd December 2011 - 18:14
Having lived in Melbourne til recently, I saw the effect on its bike scheme compulsory helmets had, it was a joke. I never even tried one out, the times you would want to use it you dont have a helmet, so you forget the bikes are even there, they were just street furniture.
Then the problem becomes that if you do use one, the usage is so low that all the bays are full and you cant get rid of the thing.
On the other hand I had a great time the other day pootling around London as a first time Barclays bike user.
A pound a day, what a bargain!
posted by lolol [176 posts]
2nd December 2011 - 19:33
Might have to vote Green next time.
I'd suggest that, as a cyclist, you would be failing in your duty if you vote for anyone else.
posted by Simon E [2421 posts]
2nd December 2011 - 21:18
Coleman said
"Boris = buffoon.
Red Ken = prat.
Might have to vote Green next time."
Well-said. Time for a change.
posted by Recumbenteer [156 posts]
3rd December 2011 - 15:30


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Samsung C&T, Korean Electric Power Corp. (KEPCO) and the province of Ontario announced on Jan. 21 a $6.6-billion deal—the largest of its kind, they claim—to build, own and operate facilities in the province to produce 500 MW of solar power and 2,000 MW of wind power by 2016. Samsung also will build four manufacturing plants for wind- and solar-energy parts by 2016 and oversee all facility and equipment engineering, construction, procurement and financing. KEPCO will design and connect facilities to the transmission and distribution systems and operate them. Ontario will help procure land. An Ontario Ministry of Energy and Infrastructure spokesman says Samsung will build the facilities with local "partners" and use Canadian steel. The new generation will be built in clusters in as yet unnamed locations throughout the province. Ontario plans to shut down all of its coal generation by 2014.
Record Wind-Solar Complex Set To Be Built in Ontario by 2016
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The Asbestos Mess--A Commentary by Peter Schuck and Anthony Sebok
The Asbestos Mess
By Peter H. Schuck, Simeon E. Baldwin Professor of Law at YLS, and Anthony J. Sebok '91, Centennial Professor of Law at Brooklyn Law School
The Senate recently rejected the best solution to the asbestos mess yet devised. The legislation, co-authored by Sens. Arlen Specter and Patrick J. Leahy, would have created a huge trust fund for asbestos victims financed by corporate asbestos defendants, administered by the government, and projected by the nonpartisan Congressional Budget Office to cost the American taxpayers little or nothing.
The proposed legislation is very far from perfect, but something like it is essential for two reasons. First, the victims of asbestos exposure -- some of whom already have or will develop extremely serious and often fatal illnesses -- are being shortchanged because of the failures of the current tort system as applied to mass injuries of this kind. Second, the tort system has become a graveyard even for companies with tenuous or nonexistent links to asbestos, as the older firms with more direct responsibility (more than 70 so far) descend into the great maw of bankruptcy.
Driving the legislation was an inescapable reality: Asbestos liabilities are now so large that they have become everybody's problem, which can only be solved if all affected interests compromise and accept a semblance of "rough justice." The just-defeated trust fund would have done just that. Asbestos victims might have to accept less compensation than they would have gotten had they won the litigation lottery, and the asbestos producers would have to pay into the fund based on a formula predicting what their future liabilities in the tort system might be. By paying claimants only if and when they suffered some disability (most claimants are still functionally unimpaired), and by limiting what their lawyers could charge, the most seriously injured victims would receive swift, certain and generous compensation.
When a political logjam developed, however, the federal government refused to break it by contributing anything to the proposed fund, leaving everyone else holding the bag. To see the perversity of its position, a short history lesson is in order. It was asbestos used in shipyards operated by the U.S. Navy beginning in World War II that launched the tidal wave of claims that have bankrupted so many companies since Johns-Manville went under in 1982. Like its private asbestos suppliers, the Navy knew about some of the health risks posed by asbestos. But in its haste to build ships, the Navy continued to expose its shipyard workers to asbestos well into the 1960s.
The Navy was able to avoid the asbestos liabilities that crushed private suppliers because sovereign immunity limits the victims' power to sue the federal government. This doctrine left the private defendants alone to bear the vast liabilities -- including those caused by the government -- forcing many of them into bankruptcy, where victims typically receive only a few cents on the dollar value of their claims. Without the government's deep pockets to pay its own victims, many of them have had to settle for this pittance with those private defendants who remain solvent. Some received nothing at all.
Alas, this is not the first time the federal government has shirked fiscal responsibility for serious injuries and deaths for which it bore some blame. During the Vietnam War, the Pentagon bought the herbicide Agent Orange from chemical manufacturers and sprayed huge quantities of it in large swaths of the war zone. Beginning in the 1970s, American and foreign soldiers and civilians sued the government and its suppliers for the injuries they claimed resulted from exposures to Agent Orange. During the same period, federal uranium mining and testing programs in western states engendered lawsuits against the government by miners, workers and downwind residents for their injuries and deaths.
As in asbestos, the government invoked sovereign immunity in each of these cases, citing a statute that shields it from liability for harms caused by its discretionary policy choices. The courts upheld this defense, as the law required. But it is wrong for the government to hide behind this legal immunity and walk away from the asbestos imbroglio. Not only did the Navy expose workers to extensive asbestos while aware of some of its risks; those risks were much clearer and larger for asbestos than they were for Agent Orange, radiation and other dangers produced by government activities.
The government's intransigence is also politically and economically irresponsible. Its refusal to contribute its fair share to a congressionally mandated trust fund may permanently doom that solution. Yet leaving asbestos-related harms in the tort system will predictably bankrupt even more companies whose links to asbestos are far more peripheral than those of the government. This penny-wise, pound-foolish and morally obtuse policy will only multiply the immense damage that asbestos has already wrought on innocent workers and communities.
Messrs. Schuck and Sebok are law professors at Yale Law School and Brooklyn Law School, respectively. Both advised the Asbestos Study Group in 2003.


text:
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text:
Gary Speed Tributes in Wales & England
Flowers with cards are left at the Billy Bremner statue outside... News PhotoBilly Bremner - Soccer Player,Club Soccer,Elland Road,England,Flower,Former,Gary Speed,International Team Soccer,Law,Leeds,National Team,Playing,Soccer,Sport,Stadium,Statue,UK,VerticalPhotographer Gareth CopleyCollection: Getty Images Sport 2011 Getty ImagesLEEDS, ENGLAND - NOVEMBER 28: Flowers with cards are left at the Billy Bremner statue outside Elland Road football ground in memory of former player Leeds United Gary Speed on November 28, 2011 in Leeds, England. Wales Manager Gary Speed, 42, was found dead on November 27, 2011 in Cheshire, England. (Photo by Gareth Copley/Getty Images)


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Monte Burke, Contributor
I'm a feature-writer at Forbes and a senior editor at ForbesLife
Page 5 of 14
No. 9: Tampa Bay Lightning (Tie)
Winning percentage: 0.436
Founded: 1993
They actually won the Stanley Cup in the 2003-2004 season. But the Lightning have not struck twice.
Read on for more sports coverage, including baseball's most intense rivalries and the 10 best golfers never to win a major.


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[author: Valerie L. Marciano, Esq.]
Arizona borrowers are not accustomed to judicial foreclosures, as the vast majority of foreclosures in Arizona are non-judicial. Typically referred to as a "trustee sale", borrowers who are either unable, or unwilling, to repay their mortgages see their real properties auctioned off at the courthouse steps by an appointed trustee; those properties either revert back to the lender or are purchased by a third party at the courthouse auction sale. Once the trustee sale of the property is held, the sale is final, leaving no right to regain the property. In Arizona, trustee sales are the preferred method for recovering on a lender's collateral. It is the short timeframe involved in the trustee sale process, i.e., 90 days, and the finality of the trustee sale that appeal to the lender, as the borrower has no "redemption rights" after the trustee sale.
Conversely, a judicial mortgage foreclosure has a built-in mechanism that allows the borrower time to "redeem" the property after the foreclosure. The redemption period is typically six months after the sheriff's sale of the property is conducted. If a lender chooses to foreclose on the property judicially, the borrower has an extended period within which to find a way to pay to the lender the amount bid in at the sheriff's sale - and keep the property. It is important to note, that even with redemption of the property, the lender may still have a deficiency judgment against the borrower. Where a trustee sale only requires 90 days to complete, and provides no redemption rights to the borrower, it is understandable why the lender's choice of recovery method typically is a trustee sale.
However, there are both legal and strategic reasons why a lender might choose judicial foreclosure over a trustee sale. For example, the lender may want to "accelerate" the full amount of the loan, rather than just receive the payments missed. The lender may desire to recover both the residence, if that is underlying collateral for the loan, and obtain a "deficiency" judgment against the homeowner to the extent Arizona law allows it. No matter the reason, when the lender chooses judicial foreclosure, two competing rights arise for the borrower.
The first and exclusive right afforded to the borrower by judicial foreclosure is the right of "redemption". This is the borrower's right to buy back the property from the lender within six months following the sheriff's sale of the property for the amount bid at the sheriff's sale. In a good real estate market, the six month redemption period may give the borrower adequate time to either raise the bid amount or to find someone who wants to buy the redemption rights. For example, assuming that a judicial foreclosure is commenced rather than a trustee sale, if the lender is owed $400,000 and the property is sold for that amount at the sheriff's sale, but the fair market value of the property is actually $600,000, the borrower may be able to find someone who wants to buy the redemption rights. The buyer of the redemption rights would pay the amount bid in for the property, $400,000, and own a property that is worth $600,000.
There is some similarity between the judicial foreclosure, and the rights granted with the trustee sale. Each process allows the borrower, and guarantor if applicable, the right to a "valuation hearing" to establish the amount of the deficiency that the lender can recover from the borrower/guarantor if the value of the collateral does not pay the loan in full. Using the example above, if the loan is $400,000 and the court determines that the property is worth $600,000 in a valuation hearing, no deficiency amount is owed. The lender will be prohibited from recovering against other assets of the borrower. On the other hand, if the property is worth $300,000 and the loan is $400,000, then the lender may be entitled to a $100,000 deficiency judgment, exposing the borrower to the loss of other assets to pay the judgment.
The right to redeem and the right to a valuation hearing, in the context of a judicial foreclosure, are competing rights and are mutually exclusive. If the borrower requests a valuation hearing in a judicial foreclosure proceeding, which must be invoked within a set time frame, then the borrower is no longer entitled to "redeem" the property. Therefore, the borrower must be thoughtful in selecting whether to redeem the property or to seek valuation of the real property. What makes this more complicated is when two people, such as a husband and wife, are both borrowers under the loan. Many would assume that spouses would have the same goal and make the determination together. However, that may depend upon the particular set of circumstances.
For instance, in the case of Gold v. Helvetica Servicing, Inc., 631 Ariz.Adv.Rep. 23 (Div. 1 App. April 3, 2012), a husband and joint borrower under the loan and in the process of obtaining a divorce from his wife, solely exercised the right to the valuation determination. Once the fair market valuation determination was requested by the husband, the redemption right of the wife, as joint borrower, ceased to exist. What is clear from Gold is that the particular form of protection - the right of redemption or the right to a fair market valuation - can be determined by any one borrower acting alone. Thus, under Arizona law, one borrower, also known as a judgment debtor, can exercise the right to apply for a fair market value determination and thereby extinguish the right to redeem that another borrower might have exercised.
The case of Gold is instructive to both the lender and the borrower. The lender will want to consider the benefits of foreclosing on property by way of judicial foreclosure to enhance any recovery available. The borrower, on the other hand, will want to evaluate the benefits and risks of the competing and mutually exclusive right of redemption and the right to a fair market valuation if the lender selects the judicial foreclosure method to recover the real property.
About the author: Valerie L. Marciano is an attorney at the Phoenix law firm of Jaburg Wilk. She assists clients with real estate, foreclosure , bankruptcy and litigation issues. Val frequently writes on Arizona's foreclosure and anti-deficiency statutes and is a board member of AZCREW - Arizona's premier commercial real estate professional association for women. Val can be reached at 602.248.1025 or firstname.lastname@example.com .
This article is not intended to provide legal advice and only relates to Arizona law. It does not consider the scope of laws in states other than Arizona. Always consult an attorney for legal advice for your particular situation.
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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.
© Jaburg Wilk
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text: Want to add a little lift but nervous to wear wedges? Learn how find to find a comfortable, chic (and cheap) sandal for summer! Print Email PagesPrevious 1 of 5 Next View All Wedge it up! When you want something dressier than a pair of flip-flops, go for wedges. These heels offer the stability of a flat shoe.