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WACO (February 21, 2013) -- Jimmy John's is known being freaky fast. And, unofficially, downtown Waco is now the fastest in the country.
"I wouldn't say that. I don't know that I could say that in good conscience," said assistant manager David Poe.
But, then again, there's only one Jimmy John's in the country with the speed of an NFL running back behind the counter.
"I recognized the name from going to football games, but I didn't put two and two together until people said we're going to have a pro football star working for us," said Josh Little.
Terrance Ganaway graduated from Baylor with 13 rushing records to his name but he's still trying to perfect the art of sandwich making. (NAT)
"A fullback dive has always been a fullback dive, no matter the language of it. But when they say Italian nightclub or number 9, you're like what is the number 9?!"
Ganaway makes nearly minimum wage at Jimmy John's, a far cry from his day job in the NFL.
"I've had people say you need to buy stocks in Jimmy John's not work at Jimmy John's."
Investing might be a bit more profitable than getting behind the counter. It would take Ganaway 86 years at Jimmy john's to make the kind of money he made in his first NFL season.
"I'm just staying out of trouble and finding something to keep me busy," Ganaway said.
But he also takes his work very seriously.
"He needed to know the menu before he started working. He showed up the first day and knew almost all of it. To be quite frank with you, not all of our employees know it the first day."
And having an NFL running back making sandwiches means a lot more people want to buy sandwiches.
"We get calls a lot, we get people asking if he's working," said Poe.
"The store has blown up a bunch simply from him being here. People want to come in and see him, take pictures with him and get autographs," Little said.
And Ganaway is finding his own way to get customers in the door. He offered to give away an autographed rookie card to each 25th customer.
"I gave a card out to a guy who didn't really think I was Terrance Ganaway."
He doesn't have to convince his co-workers he plays in the NFL. In fact, they're excited about their claim to fame.
"I know that guy. That's basically all that guy. I know him. I used to work with him. Nobody's going to believe me."
And if you still find it hard to believe an NFL running back is behind a fast food counter, feel free to stop in and have a sandwich, made by the fast Jimmy john's employee in America.


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CONCORD, N.C. – Pre-registration for the WKA Vega Speedway Pavement Series' Aug. 10-12 Chapel Hill Grand Nationals at New York's Chapel Hill Raceway ends Friday, July 27.
Click here to view and print the Chapel Hill Grand Nationals entry blank and reserved number form.
The Chapel Hill Grand Nationals kicks off with practice Friday, Aug. 10 and the Champ Animal Heavy Money Race after practice. Saturday is a full day of champ and flat-kart Animal classes and the weekend concludes Sunday with a full slate of flathead-powered champ and flat-kart national divisions.

subset: commoncrawl


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According to reports provided by the Aiken Department of Public Safety:
A dryer was reported stolen from the back porch of a home on Union Street on Tuesday.
Rocking chairs were reported stolen from the porch of a home on Cushman Drive on Wednesday.
A 24-year-old North Augusta woman was detained for shoplifting on Tuesday after she tried to take $15 in merchandise from a store on Richland Avenue without paying.
Gunshots were reported on Hampton Avenue about 9:30 p.m. Wednesday. Officers investigated but were unable to find any evidence of shots fired.
According to the Aiken County Sheriffs Office:
A New Ellenton woman reported on Wednesday that an unknown person took three checks from her mailbox on Pineview Drive.
A Monetta woman reported on Tuesday that an unknown person tried to pry open a door on her vehicle while it was parked on Old 96 Indian Trail in Monetta.
An Aiken woman reported on Wednesday that her boyfriend assaulted her after accusing her of cheating on him.
Scaffolding was reported stolen from a home on Broadwater Loop in Aiken on Wednesday.
A burglary was reported on Legion Road in Aiken on Wednesday. The owner reported medication missing.
A vehicle break-in was reported on Chestnut Avenue in North Augusta on Wednesday.
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Heal's specialises in well-priced high quality contemporary bed frames, modern divans, headboards, guest beds and storage beds. Whatever style of bed you are looking for, we've got the style, the size, the shape and the colour from modern beds to traditional beds. There is even a range of designer four poster beds available in store and online. With these beautifully designed traditional and contemporary bed frames you will never want to get up.
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We have contemporary beds and bedroom furniture collections from designer brands including Blu Dot, De La Espada, Ercol and Tempur. These designer bed collections sit alongside our own Heal's collection of contemporary beds.
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Only Apple gets away with selling overpriced phones everyone. That's the conclusion drawn.
Apple still claiming biggest share of profits among smartphone manufacturers
Asymco has compiled the profits, revenues, and unit shipments among all of the major manufacturers, and as you can see in this graph, Apple is still kicking everyone's behind when it comes to smartphone profit share. Though the revenue share gap with Samsung is a bit smaller than the one for profits, Apple is still decidedly in the lead. After all is said and done, Apple is claiming 75% of the profit share, 40% of the revenue share, and 9% of the unit share of the mobile market (though that last number might be closer to 8%).
After Apple's monstrously successful first quarter it's no surprise that Apple is profitable. Heck, it's no surprise they're the undisputed God-King of the mobile industry, and they probably have a giant pool of money where employees can get all Scrooge McDuck on lunch breaks. However the fact that Apple is pulling in so much money out of the entire industry really illustrates just how successful the iPhone has become. Of course, if you ask any Android fan, financial success doesn't necessarily equate to product quality (and I'm inclined to agree with them), but you can't argue with the results. There's another great graph here that shows just how much the iPhone's market share has increased on multiple fronts since launch in 2007.
With this much of a lead, how much does Apple really have to worry about? Will it suffer death by a thousand cuts from a bajillionty Android devices? Or will Windows Phone eventually come into its own and give iPhone a run for its money? Looking at this graphs, it's hard to imagine either of these things happening. The best the competition can reasonably hope for now is to get comfortable in second place. Let's put it this way -- what would the competition have to do to win you over?
Source: Asymco
Have something to say about this story? Leave a comment! Need help with something else? Ask in our forums!
Reader comments
Apple still claiming biggest share of profits among smartphone manufacturers
and yet the 4s is pretty much the same price as the galaxy nexus s
What I mean is they are using old tech for top prices. Dual Core chip been used in iPad 2. Retina screen used in iPhone 4. 64 GB memory used in iPad 2. Cost to produce these have gone down, yet the price for iPhone 4S price didnt change. Siri and better camara, in my opinon, not worth an upgrade for the same price as iPhonr 4
i dont get it, i may dont know much but, how come the profit are higher than revenues?
As an iPhone, iPad, Apple TV and Mac owner, it means that my favorite tech company can continue to innovate and bring me great products. From a consumer perspective, that's what's important! I don't have to be a shareholder to benefit from their great financial performance. As I see it, the entire industry is being driven by Apple's innovation and that benefits everyone. So don't be so dismissive of the rest of us. As for the competition, it means less profit and only the best will survive.
This is not good from a consumer perspective! If Apple makes loads of money selling iphone 4s and iPad 2, what reason does Apple have to innovate?
Look what happened last year. Apple put out iphone 4s without changing much and people bought it in droves. Unless the competition starts to make more money, you will not see Apple reduce its' prices or inovate in a big way.


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Windows® XP Embedded enables rapid development of the most reliable and full-featured connected devices.
Windows XP Embedded is the componentized version of the leading desktop operating system, enabling rapid development of the most reliable and full-featured connected devices. Based on the same binaries as Windows XP Professional, Windows XP Embedded enables embedded developers to individually select only the rich features they need for customized, reduced-footprint embedded devices.
Building upon the proven code base of Windows 2000, Windows XP Embedded delivers industry-leading reliability, security, and performance along with the latest multimedia Web browsing capabilities, and device support. Windows XP Embedded also incorporates the latest embedded-enabling capabilities such as headless support and flexible boot and storage options. In addition, Windows XP Embedded contains a completely redesigned tool set, called Windows Embedded Studio, which enables developers to rapidly configure, build, and deploy smart designs.


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The Elkin Tribune and Yadkin Ripple are hosting a virtual costume party, and creative costumes could win you a prize.
Submit your Halloween pictures in one of the three categories: funniest, cutest, or most original, and enter to win $100.
The contest is sponsored by Precision Customs, U.S. Cellular of Elkin and Sparta, and Soyworx.
Contestants may submit pictures until Nov. 11 at 11:59 p.m. Voting will start online Nov. 4.
To enter pictures in the contest, visit the Tribune's website at www.elkintribune.com.
Registration is free.


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DOWNLOAD FROM Program Web Page.
Version 1.30.01 - April 4th, 2012
- [BugFix] Fixed bug where virtualstore location was being written to, causing dcupdater to report old versions of installed programs sometimes; see http://www.donationcoder..../index.php?topic=30528.0; thanks to dc member sba
- [Feature] Added the following optional parameters to versioninfo.xml files:Override_VersionFileRemote,Override_WebPage,Override_UpdateFile. Using these you can effectively have the versioninfo.xml file overide some values of the local .dcupdate file or even redirect to an alternative versioninfo file.
- [Feature] Executable and setup now digitally signed and not zip-compatible
Version 1.28.01 - Oct 8th, 2010
- [BugFix] The extra list of directories to include or exclude was being parsed incorrectly if entries were // commented out
- [MinorFeature] The extra list of directories to include/exclude now skips ignoring a specific directory if passed on the commandline.
Version 1.27.01 - Sep 7, 2010
- Rebuilt with libcurl 7.21.1 -- hopefully this fixes rare crashes of the updater.
- Improved statusbar messages.
- Added new information when the updates being shown are just from a specific program, with checkbox to show all known updateable applications.
- Improved dupe detection -- should eliminate the occasional display of duplicate items in updater.
- Improved handling of case when updater is launched and an instance is already running.
- Fixed mouseover hints from options.
- Added "explore here" item to right-click menu for entries.
Version 1.26.01 - Jan 6th, 2010
- Looks like win7 fixes are successful
Version 1.25.02 - Dec 29th, 2009
- Attempt to fix windows7 crash
- Attempt to fix problems with libcurl library on vista and other flavors of MS Windows.
Version 1.24.01 - Dec 20th, 2009
- Rebuilt with latest version of libcurl (7.19.7) -- may fix some network issues
- No longer packed -- may improve some exit crashes?
- Added support for following redirects when retrieving web update and version files.
Version 1.23.01 - Aug 20th, 2007
- Fixed bug causing error when you disable all items and say hide disabled.
- Wasn't properly shutting down automatically when invoked from another program with disabled items.
- Added help for using dcuhelper
- Fixed bug in unzipinstall.exe helper utility which was causing it to not shutdown target programs during unzipping.
Version 1.22.01 - Aug 19th, 2007
- Improved minimize-to-tray interaction with running the updater from a program and running it as a standalone tool.
Version 1.21.01 - Aug 15th, 2007
- Last version broke the notification to programs when a zip-based (plugin) update completed.
- Added more items to the "Installables" tab.
- Modified the download options for location and naming.
- Added default icons for when icons are missing.
Version 1.19.01 - Aug 5th, 2007
- DcUpdater now knows how to look in a local zip file and find dcupdate information and report and run the update for you.
- Right-click popup context menu now provides more information and some more choices.
- Files with .dcupdate extension are now registered to be opened with DcUpdater on double click -- which will show a single-tab interface in the program to make it easier to install NEW packages in this way.
- New Right-click context menu item to do a manual download of the update file without installing (options to add date and version to the filename and specify custom directory).
- Program remembers height of extra info in advanced mode.
- You can now exclude folders and files from scanning by listing them in the Extra Files memo with a - prefix.
- You can now drag and drop .dcupdate files or even ZIP packages onto the main window to install a new package.
- All options are now in a separate dialog.
- Main form now has two tabs, one for installed packages, one for available packages.
- New simple mode button.
- Self-upgrade now takes place after all other items are updated.
- New-install update files will be automatically overrided by installed versions of the same package.
- Checkboxes let you disable items from checking.
- View menu lets you hide disabled items.
- Sorted columns are preserved between runs.
- Added (and set default) an alertbox mode of displaying update from tray.
- Doesn't pop up on failure to connect to network (better for resuming from sleep issues)
- Updater was staying minimized to tray if there were updates that had already been reported.
Version 1.15.01 - July 10th, 2007
- Updater now detects when a second instance is launched and absorbs it's commandline parameters and closes the 2nd instance.
- Drag and drop of files results in adding the FOLDER to the search path.
- The updater now uses a hash of update versions so that it wont "pop up" to show you update information that you have seen before (so now if you dismiss an update popup you wont see it again unless you manually check for updates or a new update becomes available).
Version 1.14.01 - July 8th, 2007
- Updater now does not pop up when there is just an error getting version info.
- Modified program name in order to fix mistaken windows Vista UAC elevation and alert.
Version 1.13.01 - July 7th, 2007
- Updater will now direct you to the website if there is no configured install file for an update.
v1.12.05 - June 30th, 2007
- First public preview release
Note: there is not much you can do with the updater at this point, except to let it check for updates for itself. But soon all of my programs and other programs will be checkable for updates.
However if you have one of the newer FARR v2 preview releases (v.2.00.109 or later), you should be able to check for updates for that (and from FARR as well).
I will be adding the ability to check arbitrary pad files for updates very soon.
Programmers: See the help file for info on how you can make an update file for your program so the updater will check it for new versions and help the user download them.
Looking forward to your thoughts!


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Resources for Students, Facility, & Staff
Emergency preparedness means being ready for an emergency — before it happens, during the emergency, and after it is all over. Readiness occurs from having access to resources, plans, and links in order to know what the courses of action are. The following sections provide links to key planning documents, forms, training, and more from campus safety and emergency experts.
- Emergency Plan
- Emergency Procedures
- Emergency Training
- Disaster Guides
- Texas A&M University LEADS Document
- '12th Man Emergency Playbook' Emergency Preparedness Handbook (PDF)
- 12th Man Manual Táctico Para Emergencias (PDF)
- 'What Should You Do?' Brochure (PDF)
- Texas A&M Emergency Preparedness
- Shots Fired on Campus: Student Edition Video
- Shots Fired: When Lightning Strikes (workplace violence video)
- Flashpoint: Recognizing and Preventing Violence in the Workplace
- Flashpoint on Campus: Recognizing and Preventing Violence on Campus
- Run. Hide. Fight. Surviving an Active Shooter Event
- For additional language options, click here
Other Resources
- Student Counseling Services
- Employee Assistance Program (EAP)
- ATMentors
- Frequently Asked Questions
- Community Resources
- State & Federal Resources
Get Involved
- Texas A&M University Emergency Care Team
- Texas A&M University Emergency Medical Services
- Brazos County Disaster Volunteer Academy
- City of Bryan Citizen Fire Academy
- City of Bryan Citizen Police Academy
- City of College Station Citizen Fire Academy
- City of College Station Citizen Police Academy
- Brazos Valley Community Emergency Response Team


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Wednesday, September 18, 2013
George Van Dyk finishes with a stationary bike and shifts to an elliptical machine as part of his twice-a-week workout at the Cardiac Rehabilitation Program gym at Summerville Medical Center (SMC). While sometimes reluctant to visit, he never regrets coming out. "It's a matter of getting in the zone," the 74-year-old says. "Once I get started, I have quite a bit of endurance with these machines."
Trident Health offers the voluntary Cardiac Rehabilitation Program to all patients who have been hospitalized for a heart-related condition. That includes heart attack, coronary artery bypass surgery, congestive heart failure, heart-valve repair or replacement, coronary angioplasty or placement of a coronary stent. The intention is to help patients recover quickly while reducing the risk of heart disease and another cardiac crisis. Medicare encourages the program and covers the costs for its members.
The program includes 36 individualized exercise sessions that are completed at the Cardiac Rehab gym under medical supervision while the patient is hooked up to heart monitors. Participants ideally start as soon as the doctor allows, following release from the hospital.
Participants are also encouraged to attend educational classes taught by the nurses, exercise physiologist and registered dietitian on staff. Topics cover exercise, medications, stress, nutrition and conditions such as high blood pressure, high cholesterol and diabetes, all of which can increase the risk for heart disease. Those who attend the educational classes in addition to all 36 exercise sessions benefit the most. "The heart's a muscle, and it's important to rebuild that muscle," says Registered Dietitian Lauren Zimmerman. "If we as a team can also encourage the patient to make just a few changes to their previous habits, then we have impacted the patient's health and life for the better."
Once participants complete the sessions, they can continue to use the program's gym, currently for $40 a month. You don't have to be a former patient to join, the Rehab facility is open to anyone in the community. Van Dyk has been working out here faithfully since he had triple bypass surgery 17 years ago. He says the boost his metabolism gets from the exercise and adjustments to his eating habits helped him go from 285 to 164 pounds.
"I love the aha moment when patients become aware of what exactly is in the foods they are eating and how that impacts their health," says Zimmerman, who emphasizes a heart healthy diet and offers strategies for grocery shopping, cooking and eating out.
Gene Phillips, 77, was caught by surprise when he had a heart attack and subsequent quadruple bypass at Trident Medical Center in April. Before that, he exercised regularly, often walking his dogs six miles a day. But his diet needed an overhaul. With Zimmerman's help, he let go of bad habits, like putting salt in his beer, and favorite fatty foods, like Italian sausage. Now he uses pepper instead of table salt and eats egg substitute as well as lots of fresh fruit. "The classes about how you should eat - I wish they had taught that in high school or college."
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For more information on Summerville Medical Center's Cardiac Rehabilitation program, please call 843-832-5021.
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© 2015 Trident Health.


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Insurance claims.
Grant Gallicho February 15, 2013 - 5:58pm
Last week, in a tour de force of intellectual humility, Matthew J. Franck treated First Things readers to a catalogue of my confusions. He didn't take kindly to my analysis of Cardinal Timothy Dolan's response to HHS's new proposals for the contraception mandate. First, Franck claims that I am "confused...about what the government actually announced." Second, he says that my analysis of the moral culpability of religious employers is unreliable because I am "confused about the economic reality of insurance." This confusion, Franck informed me via Twitter, is profound: He sees "no sign from you either of an argument, an ability to read, or an understanding of arithmetic." Given those impairments, I may not be able to formulate a successful response to Franck's confident critique, but I beg your indulgence as I give it a shot.
Let's start with the Franck's first complaint. Do I have the foggiest idea of what HHS actually announced? Here's how I summarized the latest proposals: "The new rule scotches the previous iterations much-maligned four-part definition of 'religious employer,' and proposes arrangements to make sure religious employers including colleges, hospitals, and charities wont have to pay for or refer for contraception coverage in their employee health plans." Later in the post, I wrote that "any religiously affiliated employer that has nonprofit status simply has to self-certify with HHS in order to opt out of the contraception mandate."
Franck alleges that I conflated the categories of religious employers proposed by HHS: "Gallicho fails to understand that the new, tax code-derived definition of 'religious employer' is perfectly irrelevant when it comes to the new second category, and insists, quite wrongly, that 'any religiously affiliated employer that has nonprofit status simply has to self-certify with HHS in order to opt out of the contraception mandate.'" But that isn't my only error, according to Franck. No, I've made "several mistakes at once":
First, the tax codes borrowed language does not apply to "any religiously affiliated employer that has nonprofit status,' but to a much tighter category of churches and their 'integrated auxiliaries." Second, the employers in the new second category who are nonprofits that 'hold themselves out as religious' do not get to 'opt out' at all, if by that is meant that their employees are not covered by the mandate; they get the new (essentially fake) "accommodation."
What is he talking about? When HHS floated its initial proposal for the contraception mandate, it counted as "exempt" only those employers that had religious inculcation as their purpose, that employed and served "primarily" co-religionists, and that operated as a nonprofit. I joined the bishops and many others in criticizing that definition of "religious employer."
A few weeks later, the Obama administration announced a new proposed rule that would "accommodate" religiously affiliated employers that failed to qualify for the narrowly defined exemption by allowing them not to include contraception coverage in employee health plans. Instead, the insurance company would offer employees of such institutions separate contraception coverage at no cost. (At the same time, the administration floated a series of complex arrangements that might address the situation of "self-insured" companies that pay directly for employees' medical care; those have been distilled in the latest HHS proposals.)
So, on the one hand there were "exempt" employers (dioceses, parishes, parish schools) -- their employees would not be eligible for the proposed free contraception coverage. And on the other hand there were "accommodated" institutions (hospitals, colleges, charities) -- they wouldn't have to contract for, pay for, or refer for contraception coverage, but their employees would be able to receive it at no cost from a third party. That difference is preserved -- but clarified in such a way that could expand the range of exempt employers -- in the most recent proposed rule, and that's what upsets Franck. He believes that there is a significant moral difference between a religious employer whose employees will not receive contraception coverage at all and a religious employer whose employees will receive contraception coverage from a third party. He thinks the only true "opt out" is available to fully exempt employers, whereas I see a moral significance in an "accommodated" employer's ability to choose not to contract for contraception coverage. I could have been clearer about this in my post, but in the final analysis, it makes little difference to the moral calculus because neither exempt nor accommodated institutions will have to include contraception coverage in their employee health plans. I agree with Bishop Robert Lynch that this arrangement amounts to "a distinction without difference." More on that in a moment.
Back to Franck: "When the Obama administration claims that employers will not 'fund' the contraceptive coverage provided by insurers," he alleges, "it speaks falsely." He continues:
When it [the Obama administration] claims that the free contraceptive coverage can be afforded by the insurer because cost-savings will result from improvements in womens health and fewer childbirths, the administration is admitting that the contraception is already being paid for by the employer, if its policy covers childbirth and womens health in general. The insurer is not being told to lower its premiums because of the cost-savings on procedures and ailments already covered; it is being told that it can put the cost-savings toward the expense of providing contraception. The existing premiums, paid by the employer, will be the funding source.
Leave aside, for the moment, the fact that actuarial studies have already shown that adding contraception coverage doesn't end up costing insurers extra -- it's not relevant to the moral question. What matters is who pays for it and why. Franck says that "the existing premiums, paid by the employer, will be the funding source." Unfortunately for his argument, that's not how health insurance works.
When a group like, say, EWTN pays monthly premiums to its insurance provider, the insurer does not take the money, deposit it in an account used only for the TV network's premiums, and then pay EWTN employees' medical bills out of that account. Rather, the insurer pools EWTN's payments with those from other customers. So when an EWTN employee gets an X-ray, the money that pays the bill may or may not come from EWTN. It may come from a company whose insurance coverage includes abortion. The insurer's risk assessment of its policyholders determines whose monies fill the pools. If the same insurer covers EWTN and NARAL, the two organization's monies will be mingled. Indeed, it's the pooling of premiums that provides the incentive for insurers to offer contraception at no cost to their customers. (In 2002, the Kaiser Family Foundation published a useful primer on health insurance [.pdf]. If you have trouble getting your head around our strange health-insurance system, it's well worth reading.)
So, pace Franck, when it comes to determining who's really funding contraception for employees of accommodated organizations, "the existing premiums, paid by the employer" will not "be the funding source." It may be one of the funding sources. It may not. The point is, there's really no way to know, because insurance companies are in the business of spreading risk. It would be like trying to determine whether any of Matthew Franck's federal tax dollars ended up paying for an abortion for a rape victim. Once he's paid taxes, that money is no longer his. It's collected with other people's money and dispensed by someone else. He's not on the hook for what's done with that money unless he's willed something evil. That is, of course, the point of money. Did the change I got from Starbucks this afternoon come from a drug dealer? I don't know. Was the banana I had this morning picked by a child? I hope not, but did I try hard enough to find out? Did the money I saved by not buying organic cover life-saving medical treatment for a loved one? An electric bill? An iPad mini? The Catholic tradition accounts for the complexity of moral agency in a fallen world. We are never disentangled from sin. So the tradition helps us think through these difficult questions: What did I intend? What was the effect? Could it have happened without me?
Franck doesn't give those questions their due. He seems to suggest that every time someone pays an insurance company he has illicitly cooperated with evil, regardless of intent. After all, major insurers cover abortion for at least some of their customers. (Would he also say "self-insured" religious employers that engage the services of an insurance company to administer their health plans are morally culpable [most do]?) Franck says the latest contraception-mandate proposals are no good because they still involve religious employers in morally illicit arrangements. But everything the Obama administration has proposed is designed to distance the religious employer from the coverage it objects to. It frees religious employers from having to say, "Yes, I want to include contraception coverage in my employee health plan." It allows "self-insured" religious employers to say, "No, we won't pay for contraception out of the monies we've saved to cover our employees' medical care." It transfers responsibility to a third party. If an employee of an "accommodated" religious institution avails herself of the contraception provided by a third party, her employer is no more responsible than it would be were she to use her wages to purchase condoms. In the United States, benefits are considered part of an employee's compensation.
Franck is hung up on whether the HHS proposals will actually work, whether insurers will recoup the upfront costs of providing contraception, even to people who aren't in their risk pools. But who cares? For "self-insured" companies, not a dime from their health-care kitties will pay for contraception. For companies that pay insurance premiums, they won't have to contract or refer for contraception coverage. Might their premiums end up paying for services to which they have religious objections? Yes. But they already are. That they don't intend to fund such services is what frees them from moral culpability.
And that's precisely why I believe the latest proposals for the contraception mandate pass moral muster. If Franck wants to counter my moral argument, he'll have to acquire a clearer understanding of how insurance works.
Commenting Guidelines
You said I concluded "that insurance companies set rates without reference to what services are covered or not covered." I did not say that. That would be absurd. You alleged that I claimed "that increasing or reducing coverage is irrelevant to pricing isnt believable." I agree. That's why I didn't say anything of the sort. "Where do you suppose this money comes from?" According to the actuarial studies cited by HHS, it comes from the cost savings over the life of a policy. No one is claiming there is no upfront cost. Of course there is. The idea is that insurers will not lose money in the long run because pregnancies and babies are more expensive than no pregnancies and no babies. "Risk of what, one might ask? Risk of losing a job? Risk of being lost at sea?" How do you think insurers determine premium? They look at a patient or group's history, age, past medical costs, etc. -- all part of a patient's or group's risk profile -- and offer a range of pricing options accordingly. Lower deductibles for higher premiums. Vice versa. They don't arrive at a price simply by tallying covered services. "The fact that one cant trace the exact dollars is neither here nor there." It certainly is both here and there -- at least if one is interested in making a Catholic moral argument.
So what would you say about the purchase of insurance contracts that came with a separate provision for "free" euthanasia for one's child that gets too sick?The exact same defenses could be made:1) Euthanasia absolutely saves money for the health insurance company in the long term, and therefore can be provided in a separate "free" arrangement.2) Once your dollars flow into the insurance company, all money is fungible, so who knows whether your actual dollars were used to pay a doctor who actually performs euthanasia. Catholic moral arguments require tracing the exact dollars, and since this can't be done, you can buy an insurance policy that comes with a free rider for absolutely anything.
You're still misunderstanding the point: religious employers will not have to contract for contraception coverage. Catholic moral arguments certainly do not require "tracing the exact dollars," whatever that means. Someone is wrong online.
"religious employers will not have to contract for contraception coverage."OK, so imagine that someone generously says, "You don't have to contract for euthanasia coverage for your employees' or your own children if they get sick. We'll just add that in separately as a automatic accompaniment to the health insurance policy that you did buy. You don't need to do anything extra; euthanasia is free."Problem solved? No moral issue? "Catholic moral arguments certainly do not require tracing the exact dollars, whatever that means."Hmm. Within the space of 40 minutes, you went from saying that tracing exact dollars "certainly is both here and there" to make a Catholic moral argument, to saying that tracing exact dollars is "certainly" not necessary to a Catholic moral argument. The only thing I'm certain of is that you could be clearer on specifying a stable point of view.
Or, perhaps, risk of needing reimbursement for the services coveredThe accuracy of this statement is so self-evident that even someone with the weakest grasp of how insurance works can see it. So Im going to make like this is a prize fight, and stop it.
Try to focus on the actual policy, Mr. Time. If you want to make a slippery-slope argument then make one. I don't see euthanasia being covered by insurers (it's illegal in most states, for one thing, because the culture has not arrived at a moral consensus on euthanasia in the way it has on contraception).I don't know what "tracing exact dollars" means. A Catholic moral argument has to take account of several things: the intent of the moral agent, the effect of his act, whether that outcome would have been likely without his action. An accommodated employer does not will his employee to use contraception. The employer does not ask for contraception coverage. The employer pays premiums that are pooled with the premiums of other customers, many of whom have contracted for contraception. If the employer were to stop offering health benefits to his employees, those employees would seek coverage with spouses or on the state exchanges, where they will almost certainly receive contraception coverage. The employee is not required by anyone to use this coverage. If the employee does, it is not the employers fault. If the employee does not, it does not redound to the moral purity of the employer -- just as an employer cannot be blamed when an employee pays an abortion clinic with her wages. Continuing to offer employee health coverage is therefore licit remote material cooperation with evil under duress. Providing health coverage to employees is the proportionate good.Mark: It's one aspect of pricing. All insurers care about is how much a policyholder is going to cost them. Birth-control pills make up a small fraction of an insurance company's annual costs. That is the most common form of birth control used by women who are twenty-nine and younger.
I think there's a bit of confusion between an analogy and a slippery slope argument. Indeed, what I wrote wasn't even strictly an analogy: I was asking one to imagine the exact same regulatory policy and arguments in support thereof, just with a slightly different subject matter.
So you've now gone from saying that tracing dollars is certainly necessary to saying that it's certainly not necessary to saying that you don't know what it means. Hmm. Anyway, I'm merely trying to discuss the same point on which you spent several paragraphs in your post (where you claimed that we can't know what happens to dollars after they are sent to insurance companies). If your real point is that the employer's will isn't directly involved, then talking so much about tracing dollars may have been a distraction, even to the point of causing you to forget what your own argument was!
Does anyone have a problem with the HHS proposal for Catholic hospitals, etc. who self-insure?(That means that instead of buying insurance they contract with a "Plan administrator" to manage heallth benefits using the hospital's money to pay the bills. The administrator is paid a fee for its management services). As proposed by HHS.1. The hospital's self-insured plan excludes coverage for contraception.2. HHS pays the same company the hospital chose as its Plan Administrator to provide "contraception-only" insurance to the hospital's employees and their dependents. This arrangement is between HHS and the Administrator and doesn't involve the hospital. That's a simplified description. For complete detail, see: https://www.federalregister.gov/articles/2013/02/06/2013-02420/coverage-... don't see any problem in that. Do you?The difference between this plan for self-insured employers and the one we have been discussing for employers who buy insurance is that it makes clear where the money to pay for contraception is coming from.
Mr. Time: I'm afraid you've lost me. Where did I say "tracing dollars" was certainly necessary? When I said I don't know what "tracing dollars" means, I was telling you I don't know what you mean by "tracing dollars." Buying insurance is not like buying bananas. There is not a 1:1 ratio between money spent and goods received. This fact seems to confound you, but grasping it is essential to having an intelligent conversation about the contraception mandate.
"The idea is that insurers will not lose money in the long run..."Grant --To be picky about this, perhaps losing money and not making as much money are not the same thing. Maybe the point here should be that the insurance companies simply won't make quite as much if they pay for the contraceptives, and that is not the same thing as losing money We say a company "is losing money" when it makes no profits at all.
A direct quote from your own post:
The fact that one cant trace the exact dollars is neither here nor there. It certainly is both here and there at least if one is interested in making a Catholic moral argument.
If you didn't know what I meant by tracing dollars (or rather, if you had forgotten since writing your post's several paragraphs about tracing dollars), what made you state such a certain opinion about its relevance to Catholic moral argument? This seems an argumentative strategy designed to confuse.
That's not from my post; it's from a comment I left responding to your comment, "The fact that one cant trace the exact dollars is neither here nor there." I was guessing at your meaning, but this is a sideshow. Either you know how insurance works and you can engage in Catholic moral reasoning on this issue or you can't. Looks like the latter to me. I think we're done now.
I do know how insurance works, which is why I was surprised to see the claim that insurers set prices based on "risk assessment" rather than "services covered," as if the risk assessments in question aren't focused entirely on the risk that insured people will make claims for, well, the "services covered."
Anyway, Catholic moral reasoning is itself a sideshow. It might well be the case that if someone holds a gun to your daughter's head and says, "Choose between stealing a piece of bread or letting your daughter be shot," you can steal the piece of bread legitimately without willing the moral evil of theft. But that in no way answers the question here, which is whether you should be able to say, "I don't like stealing and I'd rather not be forced to make such a choice in the first place." So too here. Hobby Lobby is paying money to an insurance company and, by virtue of that payment, that insurance company is going to turn around and reimburse drug companies for contraception for Hobby Lobby employees (this is actual money flowing around, it's "free" only from the perspective of the Hobby Lobby employee when at the drugstore). The fact that Catholic moral reasoning might say, "OK, Hobby Lobby guy, you're not actually sinning," doesn't mean everything is cool. The Hobby Lobby guy still has the right to say, "I don't want to be put to such a choice in the first place."
Is this really so hard to grasp? Two groups have exactly the same policy. Group A comprises mostly people middle-aged and older. Group B comprises mostly people middle-aged and younger. Which group will have the higher premiums? That is what I'm talking about.Most insurers cover the same things. Premium pricing is governed by several things, including the likelihood of policyholders' requiring expensive medical treatment, whether they have already required expensive medical treatment, what kind of deductibles the group policyholder wants. If pricing were determined solely by services covered, buying insurance would be like buying lunch at McDonald's. In fact, it's a good deal more complex.
Now I see. If you think Catholic moral reasoning is a sideshow, then you're reading the wrong blog.
I don't think anyone ever said that premiums are determined solely by services covered, or even if they did, that it would have any moral relevance. That's a straw man. The moral objection to contraceptive coverage (or euthanasia coverage, or any other type of coverage to which you might imagine objecting) consists of this: "I'm paying money to an insurance company, and by virtue of that payment, the insurance company is offering reimbursement for something that I think evil." This moral objection has nothing to do with how the insurance company sets its prices. The objection is the same whether the insurance company raised its prices, lowered its prices, or charges everyone a flat fee. It is also the same even if the insurance company is "saving money" by offering the new coverage -- even if the company saves money on some other coverage item, the fact remains that it is spending money on the reimbursements here and now. There is no known economic principle whereby I get to claim that spending money on X is "free" merely because it prevents me from having to spend as much money on Y (I might be saving money overall, but that just means that I'm spending money on X rather than Y, it doesn't mean the absurdist conclusion that X is literally "free").
JohnRegarding self-insureds, weve already discussed, at some length, whether Catholic organizations are providing funds to the HHS to pay for contraception services. We have a profound disagreement on that, I think, but lets leave it aside for now.If I understand you correctly, a self-insured employers decision to hire an employee will thereby give that employee free contraception. I dont see how Catholic organizations could do that without directly cooperating in what the Church considers sinful. So, yes, I can see the bishops having a major problem with that. One could say the employee could get the same coverage from another employer, but I dont think that relieves the Church organization of its culpability as the proximate cause.
It seems to me that the most fundamental problem in this whole complex issue is -- and has been for a long time -- the nature of money -- specifically the nature of our kind of money, which has no intrinsic value (except for silver and gold coins) and which can be instantiated by both paper dollars which can be swapped for coins and for entries (numbers below or along side our names) in accounting ledgers of all sorts. (Yes, the figures in your account in your bank's data bank *are* money just as much as the dollar bills and pennies in your wallet.)So it's meaningless to talk about "tracing our money" as it goes into AND out of the pool of the ins. co,'s money. Once in the pool it isn't ours.So what IS ;money? Best I understand it it is proxy for something else. Specifically it is often a symbol (the coins, dollars, data in ledgers and computers etc.) which ultimately signify an agreement to do something or make an exchange. (It's more complicated than that, but for our purposes it might be descriptive enough to at least start a discussion.)The big problem about money in this thread is *the pooling of money*. We tend to talk as if "our" premiums paid by our employers with "their" cash/checks/whatever retain their metaphysical identity when the premiums are pooled in the databank of the insurance company. It seems to me it does not, at least not completely. It is still a symbol of an agreement to do or exchange something, but its character as *our* money or our employer's money had been total lost. The ins. co. is still bound to pay our claims, but the money which was my employer;s money becomes the insurance company's money to do with it as it sees fit. If the executives spend it on contraceptives or for booze for themselves is irrelevant.
In this series of posts, Grant wrote about whether the accommodated client's premium dollars are subsidizing its employee's contraception because he's responding to Matthew Frank. Franck spent a lot of time on this question at the First Thoughts blog. Franck's treatment could lead one to believe that the issue of client premium dollars flowing to the insurance company to the pharmacist is a major issue at stake. But I don't think Grant has ever believed that. His point, almost from the time the accommodation was first floated, is that at some point the cooperation by the employer becomes so remote that it is permissible. As I've commented a number of times, I don't think that's an unreasonable analysis. And inasmuch as the HHS mandate seems to be a fait accompli, I fully expect most Catholic universities and hospitals to reach the same conclusion.
Mark Proska wrote "If I understand you correctly, a self-insured employers decision to hire an employee will thereby give that employee free contraception. I dont see how Catholic organizations could do that without directly cooperating in what the Church considers sinful"Mark, OK, i can understand that view even though I don't agree with it. However, the President has been clear from the beginning that the goal has been to provide free contraception to employees - but to find a way that works best for non-profit employers with religious objections to contraception If you say that no scheme by which employees of Catholic hospitals, universities, etc end up with free contraception is acceptable - even if the employer does nothing other than hire or continue to employ them - I don't see that there is any productive negotiation you can have with HHS. I hope the USCCB doesn't take that approach.
"The big problem about money in this thread is *the pooling of money*. We tend to talk as if our premiums paid by our employers with their cash/checks/whatever retain their metaphysical identity when the premiums are pooled in the databank of the insurance company. It seems to me it does not, at least not completely. It is still a symbol of an agreement to do or exchange something, but its character as *our* money or our employers money had been total lost. The ins. co. is still bound to pay our claims, but the money which was my employer;s money becomes the insurance companys money to do with it as it sees fit. If the executives spend it on contraceptives or for booze for themselves is irrelevant."What's being described here as "the pooling of money" is the most fundamental characteristic of insurance itself: many individual entities who bear a similar type of risk (my ship may sink, my house may burn down, I may contract cancer) pay the insurer a relatively small amount of money (the "premium") with the understanding that some subset of them will make a claim on the insurer, perhaps for a comparatively large sum of money, as a result of a loss. Those premiums, once paid, may be put to any number of uses: some of it is used to pay claims, some of it may be parked as reserves to be ready to pay out expected future losses, some of it may be invested in other investments (insurance companies certainly are among the large institutional investors that essentially control the financial world - cf AIG), some of it covers operating expenses, some of it is paid as profits to the owners, and so on and so on.I suppose the point I am trying to make here is that the relationship between a premium being paid in and a claim being paid out is pretty opaque to an outsider. And as Grant has pointed out, the Obama administration has built a number of protections into the accommodation to shield the employer from culpability. I'm not a supporter of the mandate. It's a pretty raw (but, clearly, effective) scheme to buy votes, wrapped in a kimono of health care and compassion, and it takes away religious freedom from at least one class of employer (Hobby Lobby). It's a bad law. It should never have been enacted, and our society would be more just if it could be repealed. But if we are to measure gradations of persecution - well, things could be even worse.
However, the President has been clear from the beginning that the goal has been to provide free contraception to employees but to find a way that works best for non-profit employers with religious objections to contraception.John--In my view, this can be fairly translated as:The President has made clear from the beginning that he wants this to happen, he wants it to happen via the employer/employee relationship, he wants it to happen in a way that works best for religious organizations that have serious objections, but if they dont accept his view of what works best, he will seek to ram it down their throats.He cant say he wants to find a way that works best with the Churchs objections and then say their objections are baseless. It is for the Church, and the Church alone, to determine what is objectionable to the Church. Lets not forget: It was the Presidents decision to have the employer be the facilitator of this free coverage, not the Churchs. A tactical error on his part, borne of hubris. I hope the USSCB stands firm.
Jim Pauwels wrote : "The big problem about money in this thread is *the pooling of money*. We tend to talk as if our premiums paid by our employers with their cash/checks/whatever retain their metaphysical identity when the premiums are pooled in the databank of the insurance company. It seems to me it does not,"The problem is that most of us, somewhere, ran into a teacher who explained inurance by talking about Benjamin Franklin's insurance company in Philadelphia where 70 building owners got togetherand agreed that rather than each taking the risk that his building would burn down they would pool tneir risks. Each paid in some money and agreed that if anyone's building burned down, the group would pay to rebuild it. After a certain period of time, whatever money hadn't been used to pay claims would be given back to the people who had paid it in and a new group would be formed. The money held by the company really continued to be each person's money.That isn't what's happening whn I send a hevk to Commerce Insurance for fire insurance on my house. Commerce tells me how much they want to take off of my hands the risk that my house will burn down. If I agree to their price I am not entering into some league of homeowners who are sharing the risk that one our homes may burn down. The only one I am involved with is Commerce. i pay them X dollars and they promise to pay the cost of rebuilding my house if it burns down. The X dollars I give then is their money as soon as I hand it to them and isn't pooled with anything - it goes into their bank accounts and they can spend it for anything they want. If my house burns down, they will pay me what is needed to rebuild it, but it's their money they use to pay me, not some specially set-aside pool of money that I still have some interest in.
I'm interested in hearing whether anyone can offer more examples of this unprecedented principle of economics, whereby:1) At Time 1, I spend money on Y;2) At Time 2, I spend more money on X and less money on Y (because X prevents Y);3) Therefore, because the shift in spending is cost-neutral, there is actually ZERO money spent on X and I can say that X is "FREE"!!!!Is this principle like Bush v. Gore, good only for the current case and never to mentioned again?
Mr. Wasting Time, I have not heard anyone propose that principle. The "I" in your points 1 and 2 is an insurance company, not the employerThe version of your point 3 that has been proposed by HHS is:3) If the total spent in point 2 is the same or less than in point 1, I (the insurance company) can give the items purchased with X without charge to people who would otherwise cause me to spend more money on Y. From their standpoint the items are free. Note that the items are not free to the insurance company. It spent X for them.
Nor are the items free to to the employer -- it is paying for the insurance policy by virtue of which the items are being provided to employees.
If you do say the items are free to the employer, of course, then we're squarely within the novel economic principle.
The employer doesn't get any items so there is nothing to be "free"
Going back to your post before that one, the employer is not paying "for the insurance policy by virtue of which the items are being provided to employees."The employer is paying for a policy that excludes coverage for contraceptives. The insurance company provides contraceptives to employees under another insurance policy in which the employer has no part.
But that arrangement is an elaborate charade. After all, it's not as if a given insurance company is going to offer the "free" coverage (for which it pays out money in reimbursements) to any business's employees until and unless the business pays for such a (supposedly separate) health insurance policy for those specific employees.
I suggest Mr. Time change his first name to Justin. I find his comments on point and a breath of fresh air. I encourage him (her?) to visit often.
Mr. Wasting Time. OK, I'll revise my sttement from yesterday to inlude insuranceIf you say that no scheme by which employees of Catholic hospitals, universities, etc end up with free contraception is acceptable even if the employer does nothing other than hire or continue to employ them AND PROVIDE HEALTH INSURANCE EXCLUDING CONTRACEPTION I dont see that there is any productive negotiation you can have with HHS. I hope the USCCB doesnt take that approach.
The health insurance doesn't "exclude contraception" if there is a mandate that all policies are automatically accompanied by contraceptive coverage provided by the same health insurance company that the employer pays and provided to the same employees (no one else) who are covered by the contract. I find it hard to imagine that anyone actually believes this charade, who isn't paid to say so.
Watch your step, Wasting Time. Anonymity has its benefits --including hurling unsubstantiated accusations with impunity -- in many digital quarters. But not here. This is your one and only warning.
Oh my, I didn't mean to cast any aspersions on present company. So sorry if it came across that way.I was just expressing surprise that anyone outside the administration would actually believe the claim that if we merely tell ourselves strenuously enough (a la Dorothy in the Wizard of Oz) that there really is a "separate" policy for contraceptive coverage, then when real insurance companies pay real money to real drug companies for real contraception, that money somehow has no connection whatsoever to the underlying insurance policy by virtue of which this "separate" coverage sprang into existence. It's as if the money that pays for contraception is, from now on, going to be generated out of thin air, as if from an economic perpetual motion machine.
"If you say that no scheme by which employees of Catholic hospitals, universities, etc end up with free contraception is acceptable even if the employer does nothing other than hire or continue to employ them AND PROVIDE HEALTH INSURANCE EXCLUDING CONTRACEPTION I dont see that there is any productive negotiation you can have with HHS."The HHS certainly has remedies at its disposal that would go farther than it has to appease the bishops and others who object to the proposed accommodation.One obvious one would be to expand the definition of religious entities, such that Catholic universities and hospitals are classified as religious entities. That would dispense with the need for any accommodation for them.Another possibility, suggested from a number of quarters, would be to incorporate private employers with faith-based objections, like Hobby Lobby, under the same accommodation being proposed for Catholic universities and hospitals.And of course, best of all would be to rescind the HHS mandate in its entirety.All of these courses of action are available to HHS. That it has shown not the slightest inkling of pursuing any of them suggests to me that HHS is intransigent and obtuse in this alleged negotiation.
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HSH717 - Health Economics 1
Unit details
|2015 unit information
|Enrolment modes:
|Trimester 1: Burwood (Melbourne), Cloud (online)
|Credit point(s):
|EFTSL value:
|Unit chair:
Jenny Watts
|Incompatible with:
|Contact hours:
Campus: 2 hours per week
Cloud (online): Learning experiences are via CloudDeakin
The unit introduces students to the discipline of health economics and assumes no prior knowledge. The unit will cover the following topics, with a particular focus on current policy developments.
i) Dimensions of Health Economics: The scope of health economics; why is health economics relevant; objectives in health care – choice between different values; basic concepts and definitions.
ii) Microeconomic Tools for Health Economics: Concepts behind the demand curve; concepts behind the supply curve; markets and economic rationalism, market failure, the role of government and preventing government failure.
iii) The Australian Health Care System from an Economic Perspective: Structure and funding; role of providers, consumers and funders; viewpoints on the Australian health care system; international comparisons.
iv) Health Economics and Public Policy: Health expenditure control; health insurance; reforming Medicare – from tinkering to managed competition; efficiency in health provider payment mechanisms; efficiency in sub-sectors of the health care system (such as primary care and hospitals).
Assessment task 1: In-trimester exercises (including seminar participation) 20%
Assessment task 2: Essay (2000 words) 40%
Assessment task 3: Examination (2 hours) 40%
Unit Fee Information
|Student Contribution Rate*
|Student Contribution Rate**
|Fee rate - Domestic Students
|Fee rate - International students
* Rate for all CSP students, except for those who commenced Education and Nursing units pre 2010
** Rate for CSP students who commenced Education and Nursing units pre 2010
Please note: Unit fees listed do not apply to Deakin Prime students.


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Online Courses
Quantitative Methods Online Course: Regression Section
Janice H. Hammond
Price: $20.00
This course material is the Regression Section from the complete Quantitative Methods Online Course. Courses may be adopted in their entirety or by individual sections.
The Regression section of the Quantitative Methods Online Course teaches the basics of single and multiple regression analysis. Course topics include: Regression Basics / Introduction to Regression / Calculating the Regression Line / Deeper into Regression / Multiple Regression / Introduction to Multiple Regression / Adapting Basic Concepts / New Concepts in Multiple Regression.
Seat time for the section is 5 to 6 hours, depending on the student's experience with the material.
Learning objective:
This section provides students with an understanding of basic regression concepts and examines multiple regression.
Subjects Covered:
Decision analysis; Decision trees; Probability; Project management; Quantitative analysis; Regression analysis; Strategic analysis; Value of information
- Geographic:United States
- Industry: Hotels
- Publication Date:
- Jan 8, 2010
- Discipline:
- General Management
- Source:
- Online Course Sections
- Product #:
- 5hours, English Web Based HTML


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Come along as Bel Ami's Adriatic adventure continues on the Hellenic paradise, Mykonos. The luxury yacht docks, setting Tim Hamilton and Tommy Hansen free to explore the town's labyrinthine streets, checking out the horny young guys prowling around with their libidos on the loose. You'll find super-sexy sailor, Brandon Manilow, cruising on the pier, adorable Josh Elliot cruising the souvenir shops, while hunky Julian Armanis and Tommy Hansen cruise the beaches-their lives intersecting as they quench their sexual cravings. Will boyfriends Tim and Tommy's relationship survive Mykonos' hedonistic temptations? For now, just be assured that this exciting conclusion to the best-selling "Greek Holiday-Part 1" will leave you satisfied in more ways than one.
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Can I go there? :D


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Find hotels in Franklinton using the list and search tools below. Search for cheap and discounted hotel and motel rates in or near Franklinton, NC for your personal leisure or group travel. Discover the most favored Franklinton, North Carolina motel and hotel rooms. Browse the Franklinton area hotels to find the perfect lodging! Please use the provided map of the Franklinton hotels. Booking 5+ Rooms? Find Franklinton Group Hotel Rates
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Todd McFarlane Productions is proud to present our latest publishing venture: Learn and Grow with Spawn.
Learn and Grow with Spawn is an all-ages adaptation of the Spawn comic book, intended for children from 3 to 7 years old. The simplified art and dialogue are designed to stimulate rapidly developing minds, and instill a love of reading and art at an early age. The first issue, available April 1, covers the origin of Spawn.
TMP founder, Todd McFarlane, says, "As an artist, I want my creation to be seen by the largest possible audience. As a businessman, I know we need to attract new, younger readers to the comic book industry. Learn and Grow with Spawn is an obvious step in this new direction."
Learn and Grow with Spawn will be available in local comic book stores, at major booksellers across the country, and through online retailers. Look for future Learn and Grow titles featuring Sam and Twitch, Cy-Gor, the Violator, and Billy Kincaid.
Enjoy this special 6-page preview of Learn and Grow with Spawn, exclusively on Spawn.com!
>> 'LEARN AND GROW WITH SPAWN' 6-PAGE PREVIEW (Read 6 Pages Online)
>> 'LEARN AND GROW WITH SPAWN' 6-PAGE PREVIEW (Download PDF)


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How to deal when you and your BFF are crushing on the same dude
Body positive #ThighReading Trend is taking over social media
The CW is taking the YA novel Little Women to the next level
Celebrate the end of summer with these sweet strawberry dishes
It's official: *Skylar Stecker* is our 2015 Fashion Bash headliner!
Hit the hallways with naturally gorgeous highlights
Is your #OOTD ruining your health?
Sneak a peek at our August/September issue starring Dove Cameron!
GL's Exclusive Look at Sunday's Best Friends Whenever
More Friends = More Fun
GL Tweets !
12 HOURS AGO Too early to talk about #BTS ? Here's our official 2015 glam guide: http://t.co/CibJItloxh pic.twitter.com/pExxdAi8oz
13 HOURS AGO #QUIZ: What's your perfect end-of-summer read?: http://t.co/fT4RFNc8Sr pic.twitter.com/YUvlmK7Kux
15 HOURS AGO Hit the hallways in style with these gorgeous natural highlights: http://t.co/6KlWLnvZyB pic.twitter.com/kn56tu5DYh
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Win, read and review one of these *amazing* new novels!
Calling all book-loving babes: We want Y-O-U to enter to win one of four incredible new reads from Houghton Mifflin Harcourt! Winners will review their novel for the chance to be featured in an upcoming issue of GL.
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- Handcrafted in the USA
- 11" Shaft height
- Goodyear leather welt for solid construction
- Black oil upper for great break in
- Leather lined vamp for extra comfort
- Texon insole for extra cushion
- Vibram nitrile yellow plug leather heel for great durability
Chippewa Boots® is credited with developing the Engineer Boot in the 1930's. The name comes from their original use by, among other people, land surveyors. These boots feature durable leather with very little break-in time. The Texon insole is lightweight and abrasion resistant. The black Chippewa #475 nitrile sole was developed by Chippewa with Vibram and has been used for many years. It has a flat surface for better surface contact, and is made with a heavy duty nitrile rubber compound. This sole is very durable and can be used in just about any application.
Style(s): 97863
Product Reviews for Chippewa Men's 11" Engineer Motorcycle Boots
Reviewed by 1 customer
- Comfortable
- USA Made
Best Uses
- Motorcycling
Comments about Chippewa Men's 11" Engineer Motorcycle Boots:
Went through two pairs of "Harley" boots bought from dealer that were made in China and did not last. Quality was not the same as these boots.
- Sizing:
- Feels true to size
- Width:
- Feels true to width


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Super Bowl 2013 Power Outage: Why Did the Lights Go Out at the New Orleans Superdome?
Looks like Beyonce literally brought the house down at the 2013 Super Bowl XLVII! Announcer Dan Marino proclaimed, "Beyonce must've knocked the lights out, man!"
The power went out at New Orleans' Mercedes-Benz Superdome on February 3, 2013, shortly after Beyone's explosive, all-out halftime performance. A power surge knocked out a number of the lights and delayed the third quarter of the game by about 35 minutes due to an outside power feed to the stadium cutting out. The biggest question after the outage is: How will it affect the game's second half? Will this give San Francisco time to regroup and refocus?
While you're waiting for the game to start back up, watch Beyonce rehearse for tonight's halftime performance below!


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Tottenham are confident winger Gareth Bale, 23, will commit his future to the club next month by signing a new deal that will earn him £170,000 a week.
Meanwhile, Spurs winger Aaron Lennon, 26, is a transfer target for Italian giants Inter Milan.
Real Madrid, Paris Saint-Germain and Monaco are all targeting Swansea City boss Michael Laudrup.
West Brom boss Steve Clarke will offer Wigan striker Franco Di Santo, 24, a chance to stay in the Premier League.
Outgoing interim Chelsea manager Rafael Benitez says Jose Mourinho will have £100million to spend this summer when he returns to Stamford Bridge.
Retiring David Beckham is set to be offered a top job with the Football Association.
Manchester City are planning a move for Sevilla winger Jesus Navas, 21, who has a £29m release clause.
Frank Lampard believes Jose Mourinho is the man to turn Chelsea back into England's top team again.
Arsenal have discussed a move for unsettled Manchester United striker Wayne Rooney.
West Ham have asked Chelsea if they can take £20m-rated striker Romelu Lukaku, 20, on loan next season.
Cardiff are interested in an ambitious swoop for Lyon's £15m-rated France striker Bafetimbi Gomi and Lille's former Chelsea striker Salomon Kalou.
Both Manchester clubs and Bayern Munich have been put on alert after Barcelona put midfielder Thiago Alcantara, 22, up for sale.
Aston Villa and Everton are both keen on moves for Spartak Moscow's former Celtic winger Aiden McGeady.
Manchester United face competition from Bayer Leverkusen as they target a move for £25m-rated Benfica midfielder Nicolas Gaitan.
Arsenal, Tottenham and Fulham are tracking Watford striker Matej Vydra, 21, who has yet to decided whether to return to parent club Udinese, stay at Watford or move elsewhere.
West Brom have put a £4.5m price tag on out-of-favour striker Peter Odemwingie.
Hull could make a move for West Brom frontman Peter Odemwingie but will have to pay at least £3m for the Nigeria international.
Chelsea and Tottenham have both made moves for 17-year-old Southampton left-back Luke Shaw.
Manchester City have launched a move for Sevilla winger Jesus Navas, despite concerns over the anxiety problems the 27-year-old has suffered.


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From Saddles to Songs - A host of talented cowboy musicians sang and roped at the TA Ranch's annual branding.
Ranch Open to Public - A Colorado ranch has developed several ways to involve and educate the public about the ranching lifestyle.
Why We Salute Old Glory - Kent Rollins shares a letter from someone serving our country.
2012 Media Archives Content


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August 4, 2015
A student passed out and was non-responsive at the College Station High School gym Tuesday afternoon while playing dodge-ball. CPR was administered and an Automated External Defibrillator was used until an ambulance arrived. The student was then taken to College Station Medical Center where he later passed away.
Credible sources have confirmed the student who died was Jacob Simmons, a 15-year-old student.
At this time an exact cause of death has not been determined.
News 3 spoke with a student who was in the gym at the time of the incident and asked not to be identified.
"Just shock. No one would have believed it would happened. It just happened in the first year of school. Like you'd think it would have happened in a sport like football where everything is just so fast paced and very violent but this was just a light-hearted game. We were just having fun. Just all this all a sudden. It's just a complete shock," said an unidentified College Station High School Sophomore.
Beginning Wednesday morning, CSISD will have the crisis counseling team available at CSHS to help grieving students and staff through this very difficult time.
More information will be updated as soon as it becomes available.
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Kathy Hassinger
B.A. Skidmore College
M.A. Goddard College
M.A.T Boston College
Kathy Hassinger is artistic director of Dance Currents, Inc., teaches world dance at Emerson, and ballet classes for Jose Mateo Ballet Theatre. She has performed and choreographed for Dance Visions in Boston and danced for Boston Liturgical Dance Ensemble, Dorothy Hershkowitz, The Publick Theatre and the New Repertory Theatre in Boston, and for Ethel Butler in Washington, D.C.
Hassinger's own dance productions in the Boston area and New York City include A Collection of Dances, Dances to the Music of Archangelo Corelli, Three Modern Choreographers (at Triskelion Arts in New York), Bridging the Gulf (a dance and music benefit for Turkey Creek Community Initiatives), and Currents of Contemporary Choreographers.
Hassinger collaborated with Delvyn Case, a prize-winning composer who teaches at Wheaton College, on Dayspring, and produced a concert around this theme in Spring, 2009 at Eastern Nazarene College and Brookline Tai Chi. In Spring, 2010, Hassinger produced a concert at The Dance Complex entitled Myths, Memories and Shadows of Morning. Hassinger is working on a film of famous modern dances, which will highlight their living legacy.


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Hi, I have some questions about Mr. King:
1) has he ever done or considered doing martial arts?
2) has he ever had a fight?
3) will he ever write something fast-paced like The Running Man again?
4) would he ever consider writing a prequel to The Shining? I know he's done a sequel, but, for me, The Shining was all about the Overlook. Can't they rebuild the Overlook, as an alternative to a prequel?


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You have no items in your shopping cart.
Emit an air of cool sophistication when you wear this luxurious 24" suede skirt, a perfect piece for trendy daywear. The style is fitted and form-flattering with a sassy kick slit in the back and elastic at the side for premium comfort and additional freedom of movement. Acetate/nylon lining. Imported. Leather clean.
Color: Hickory.
9203R Misses (4-10)


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I swear, by my life and my love of it, that I will never live for the sake of another man, nor ask another man to live for mine. - Ayn Rand
God! Where was your picture when I had to puke?
Reminds of the offical potrait of Mussolini
No crap, just add a steel pot to him an voila, Mussolini!
Every time I see that...I wish some one had swung a baseball bat.....


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Quick Links
Shop All Jewelry
NL10697 In Stock
Every person needs to be able to celebrate his or her faith in style and with pride. This black plated stainless steel cross allows for just that. The style of the cross exhibits a bit of a gothic styling. Each end of the cross widens as you reach the rounded end. This stainless steel black plate cross pendant comes on a 24 inch black plated stainless steel bead chain, and is incredibly stylish.
Eve's Addiction.com wants you to be a happy customer. We want you to be completely satisfied with the sterling silver jewelry that you receive from us, as we only sell high quality silver and cubic zirconia cz jewelry. We do understand that you may not like your purchase for some reason.
You may return or exchange your jewelry within 60 days of purchase if you are not satisfied with it. The jewelry must be returned in its original condition for a refund or exchange. Engraved, personalized, photo, monogram, name and initial, chocolate and clearance items are not returnable or exchangeable.


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Designed for worker comfort and safety
Woodsman's complete head protection system includes:
Helmet features dielectric protection for use in areas where you may come into contact with electrical lines. Includes the Tectra™ award-winning safety helmet from Elvex®, medium-profile earmuffs, nylon screen face shields and visor bracket. Black nylon mesh face shield keeps low-impact debris off your face. Helmet meets ANSI Z89.1-2009, Type 1, Class E, G, and C. Imported. Specify NRR rating: 24 dB, 25 dB or 27 dB from the drop down box above.
Click here for Elvex replacement parts
2015 Master Catalog: Page 125


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The rosiglitazone in this medication may infrequently cause or worsen a certain heart problem (congestive heart failure). Tell your doctor right away if you notice any symptoms of heart failure, including: swelling of the hands/feet, unusual/sudden weight gain, trouble breathing.
This medication is not recommended in patients with certain types of heart failure. Before using this medication, tell your doctor if you have heart failure.
The metformin in this combination medication can rarely cause a condition called lactic acidosis, which can be fatal. Seek immediate medical attention if you develop any of the following symptoms of lactic acidosis: unusual tiredness, severe drowsiness, cold skin, muscle pain, rapid/difficult breathing, unusually slow/irregular heartbeat.
Lactic acidosis is more likely to occur in patients who have: serious infection, surgery, kidney or liver disease, conditions that may cause a low level of oxygen in the blood or poor circulation (e.g., severe congestive heart failure, recent heart attack or stroke), excessive alcohol use, a lack of body fluids (dehydration), X-ray or scanning procedures that require an injectable iodinated contrast drug. The elderly are also at a higher risk, especially people over 80 who have not had kidney and liver tests.Who should not take Avandamet?
This combination medication is used along with a proper diet and exercise program to control high blood sugar in people with type 2 diabetes. This medication works by helping to restore your body's proper response to the insulin you naturally produce.
Controlling high blood sugar helps prevent kidney damage, blindness, nerve problems, loss of limbs, and sexual function problems. Proper control of diabetes may also lessen your risk of a heart attack or stroke. Rosiglitazone belongs to a class of drugs known as thiazolidinediones or "glitazones." Metformin is a biguanide-type drug.
Read the Medication Guide provided by your pharmacist before you start taking this medication and each time you get a refill. If you have any questions, consult your doctor or pharmacist.
Take this medication by mouth, usually once or twice daily with a meal or as directed by your doctor.
The dosage is based on your medical condition and response to therapy.
Use this medication regularly in order to get the most benefit from it. To help you remember, use it at the same time(s) each day.
See also Warning section.
Nausea, stomach upset, diarrhea and metallic taste may occur at the beginning of treatment as your body adjusts to the medication. If stomach symptoms return later (after you are on the same dose for several days or more), tell your doctor immediately. Returning stomach symptoms may be due to lactic acidosis.
Headache, joint pain, weight gain, loss of appetite, cough and fever may also occur. If any of these effects persist or worsen, notify your doctor or pharmacist promptly.
Remember that your doctor has prescribed this medication because he or she has judged that the benefit to you is greater than the risk of side effects. Many people using this medication do not have serious side effects.
Tell your doctor right away if you have any serious side effects, including: bone fracture, persistent nausea/vomiting, stomach/abdominal pain, yellowing eyes/skin, dark urine, vision changes (e.g., color or night vision problems).
Get medical help right away if you have any very serious side effects, including: chest/jaw/left arm pain, unusual sweating.
This medication usually does not cause low blood sugar (hypoglycemia), but this effect may occur if you do not consume enough calories (from food, juices, fruit, etc.). The symptoms include chills, cold sweat, dizziness, drowsiness, shaking, rapid heart rate, weakness, headache, fainting, tingling of the hands/feet, or hunger. It is a good habit to carry glucose tablets or gel to treat low blood sugar. If you are in a situation where you don't have these reliable forms of glucose, eat a quick source of sugar such as table sugar, honey, or candy, or drink a glass of orange juice or non-diet soda to quickly raise your blood sugar level. Tell your doctor immediately about the reaction. To help prevent hypoglycemia, eat meals on a regular schedule and do not skip meals.
Symptoms of high blood sugar (hyperglycemia) include thirst, increased urination, confusion, drowsiness, flushing, rapid breathing, and fruity breath odor. If these symptoms occur, tell your doctor immediately. Your medication dosage may need to be increased.
A very serious allergic reaction to this drug is rare. However, get medical help right away if you notice any symptoms of a serious allergic reaction, including: rash, itching/swelling (especially of the face/tongue/throat), severe dizziness, trouble breathing.
This is not a complete list of possible side effects. If you notice other effects not listed above, contact your doctor or pharmacist.
In the US -
Call your doctor for medical advice about side effects. You may report side effects to FDA at 1-800-FDA-1088.
In Canada - Call your doctor for medical advice about side effects. You may report side effects to Health Canada at 1-866-234-2345.
See also Warning section.
Before taking rosiglitazone/metformin, tell your doctor or pharmacist if you are allergic to it; or to other "glitazones" such as pioglitazone; or if you have any other allergies. This product may contain inactive ingredients, which can cause allergic reactions or other problems. Talk to your pharmacist for more details.
Before using this medication, tell your doctor or pharmacist your medical history, especially of: kidney disease, liver disease, breathing problems (e.g., obstructive lung disease, severe asthma), heart disease (e.g., congestive heart failure, heart attack, angina), blood problems (e.g., anemia, vitamin B-12 deficiency), swelling (edema), fertility problems (e.g., ovulation problems), high cholesterol, eye (retina) problems, bone problems (e.g., osteoporosis, osteopenia).
You may experience blurred vision, dizziness, or drowsiness due to extremely low or high blood sugar levels. Do not drive, use machinery, or do any activity that requires alertness or clear vision until you are sure you can perform such activities safely.
Limit alcohol while taking this medication because it can increase the risk of developing low blood sugar.
During times of stress, such as fever, infection, injury or surgery, it may be more difficult to control your blood sugar. Consult your doctor, as a change in your medication or how often you test your blood sugar may be required.
Before having surgery, tell your doctor or dentist about all the products you use (including prescription drugs, nonprescription drugs, and herbal products).
This medication may increase the risk of bone fracture (upper arm, hand, foot) in female patients. To lower the chance of getting injured, use caution when doing activities such as contact sports.
Kidney function declines as you grow older. The metformin in this product is removed by the kidneys. Therefore, elderly people may be at a greater risk for low blood sugar and lactic acidosis while using this drug.
Children may be more sensitive to the effects of this drug, especially low blood sugar.
This medication can cause changes in the menstrual cycle (promote ovulation) in women with certain fertility problems, increasing the risk of becoming pregnant. Consult your doctor or pharmacist about the use of reliable birth control while using this medication.
This medication should be used only when clearly needed during pregnancy. Discuss the risks and benefits with your doctor. Your doctor may substitute insulin for this drug during your pregnancy. Follow all instructions carefully.
This medication passes into breast milk. Consult your doctor before breast-feeding.
Drug interactions may change how your medications work or increase your risk for serious side effects. This document does not contain all possible drug interactions. Keep a list of all the products you use (including prescription/nonprescription drugs and herbal products) and share it with your doctor and pharmacist. Do not start, stop, or change the dosage of any medicines without your doctor's approval.
A product that may interact with this drug is: insulin.
Beta-blocker medications (e.g., metoprolol, propranolol, glaucoma eye drops such as timolol) may prevent the fast/pounding heartbeat you would usually feel when your blood sugar level falls too low (hypoglycemia). Other symptoms of low blood sugar such as dizziness, hunger, or sweating are unaffected by these drugs.
Many drugs can affect your blood sugar levels, making it more difficult to control your blood sugar. Before you start, stop, or change any medication, talk with your doctor or pharmacist about how the medication may affect your blood sugar. Check your blood sugar levels regularly as directed by your doctor. Tell your doctor about the results and of any symptoms of high or low blood sugar. (See also Side Effects section.) Your doctor may need to adjust your anti-diabetic medication, exercise program, or diet.
If you are scheduled to undergo any X-ray or scanning procedure using injectable iodinated contrast material, be sure to inform your doctor that you are taking this medication. You will need to temporarily stop this medication around the time of your procedure. Consult your doctor for further instructions.
If overdose is suspected, contact a poison control center or emergency room immediately. US residents can call their local poison control center at 1-800-222-1222. Canada residents can call a provincial poison control center. Symptoms of overdose may include: rapid/difficult breathing, severe drowsiness, slow/irregular heartbeat.
Do not share this medication with others.
It is recommended you attend a diabetes education program to understand diabetes and all the important aspects of its treatment, including meals/diet, exercise, personal hygiene, medications, and getting regular eye, foot and medical exams.
Lifestyle changes that help promote healthy bones include increasing weight-bearing exercise, eating well-balanced meals containing adequate calcium and vitamin D, stopping smoking, and limiting alcohol. Consult your doctor to see if you need to take calcium/vitamin D supplements and discuss lifestyle changes that might benefit you.
Keep all medical appointments. Laboratory and/or medical tests (e.g., liver and kidney function tests, fasting blood glucose, hemoglobin A1c, blood cholesterol levels, complete blood counts) will be performed from time to time to monitor for side effects and response to therapy. Regularly check your blood or urine for sugar as directed by your doctor or pharmacist.
If you miss a dose, take it as soon as you remember. If it is near the time of the next dose, skip the missed dose and resume your usual dosing schedule. Do not double the dose to catch up.
Store at room temperature away from light and moisture. Do not store in the bathroom. Keep all medications away from children and pets.
Do not flush medications down the toilet or pour them into a drain unless instructed to do so. Properly discard this product when it is expired or no longer needed. Consult your pharmacist or local waste disposal company.
MEDICAL ALERT: Your condition can cause complications in a medical emergency. For information about enrolling in MedicAlert, call 1-888-633-4298 (US) or 1-800-668-1507 (Canada).
Information last revised May 2014. Copyright(c) 2014 First Databank, Inc.
With WebMD's Medicine Cabinet, you can check interactions with drugs.Go to medicine cabinet
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WebMD does not provide medical advice, diagnosis or treatment. See additional information.