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Smart 401(k) Investing—Managing Your 401(k)
Checking Out Your Plan
- Rebalancing Your Portfolio
- Where to Look for Advice
Checking Out Your Plan
You'll want to check up on your 401(k) to make sure that it's performing according to your expectations. That means keeping an eye on your investments' performances and potentially reassessing your asset allocation.
Your 401(k) takes work. Your administrator handles your portfolio's actual transactions and the recordkeeping and reporting, but you decide when and how to reallocate and rebalance your assets. If you check account expenses, regular account summaries, mutual fund quotations and other resources, you have access to information that can help you keep track of—and manage—your 401(k).
You can't overestimate the importance of a retirement plan, since your long-term financial security is likely to depend on the money you withdraw from your account after you stop working. Because so much depends on your being able to count on this source of income, it's wise to keep track of how your plan is managed.
You also should receive a copy of your summary plan description (SPD), a document that lays out the rules, schedules and procedures of your 401(k). Your employer should provide a copy of your individual benefit statement at least once every 12 months, though you may have to request it. You might want to review the document with your financial adviser or ask your plan administrator or human resources department about the details. While some account statements are relatively easy to decipher, others may be more difficult to interpret.
If you're looking for guidance on the issues you should be concerned with, or the questions to raise, you may want to check the Department of Labor's What You Should Know About Your Retirement Plan.
Fee Overview
|401(k) Fact
|An increase of 1 percent in your 401(k) plan fees and charges could reduce your retirement earnings by 28 percent.
All 401(k) plans carry asset-based fees and expenses that have a direct impact on your investment return and your long-term financial security. An important part of managing your account effectively is knowing what those fees are, what they pay for and how they affect your return.
The difficulty is that it can be hard to calculate what fees are costing you because you don't pay them directly by writing a check. Rather, they are subtracted before your return is reported. Your account statement does document the amount of money you actually paid for various services and investments expenses, so be sure to check it out. In addition, most fees are explained in your summary plan document (SPD). You can also ask your human resources or personnel department for an explanation.
You can access more information about 401(k) fees and charges from the US Department of Labor's online publication, A Look at 401(k) Plan Fees for Employees.
Types of Fees
Here's a look at some of the types of fees you might pay in addition to sales charges that may apply:
Administrative Fees. Your plan administrator takes care of or arranges for the recordkeeping, accounting and legal services required by your 401(k). But those services come with a price tag. The fees that you pay vary, depending on your plan's provider, the size of the plan and the services it offers participants. Generally, the larger your plan, the lower the rate at which fees are charged—either because they are being collected from more people or because your employer has more negotiating power, or both. In addition, some employers cover some or all of the administrative fees.
Investment Fees. Investment management fees, which you pay on every investment in your portfolio, generally account for the largest portion of the total. These asset-based fees may range from as low as 0.02 percent to 2.5 percent or higher. One complicating factor is that you may pay at different rates within a single 401(k) plan based on the investment choices you make. For example, fees on bond funds tend to be lower than on actively managed stock funds, and fees on index funds, if offered by your plan, are usually lower still. On the other hand, that doesn't mean you'll want to avoid all stock funds.
Some investment charges may apply only in specific circumstances. If you know what they are, such as fees for moving money out of a fixed-income investment, you are able to make more informed choices about how to invest and when to make a change. Incurring fees for moving money from one investment fund to another may also make you think twice about constant reallocation.
If your plan offers a brokerage window that permits you to trade securities within your 401(k), remember that you'll pay a broker's commission for each trade you execute.
Loan Fees. Unlike investment fees, which all participants pay, some fees are charged on specific services, such as loans. Loan fees can vary from a small percentage of the amount you borrow to a rather substantial percentage of the total value of what you'd be eligible to borrow. It pays to check what costs would apply before you commit yourself.
Your fund prospectus will include a fee table, where you can find more information on the charges you'll have to pay.
Calculating Yield and Return
Although your fees cover the administrative services needed to manage your 401(k), it's up to you to keep track of how your investments are doing. You can measure your portfolio's earnings in two ways: through yield, or through return.
Variations on Return
If you've contributed different amounts to different investments, you might want to calculate your investments' percent return instead. And, if you've held an investment over a long period of time, you might want to calculate its annual percent return. For instance, a $1,000 bond held over three years with a $145 return has a 14.5 percent return but a 4.62 percent average annual return, which is derived by (1+.145)(1/3)-1= 4.62%.1
When you calculate your return, you might also want to account for annual inflation. Calculating your real return will give you an idea of the buying power your earnings will have in a given year. You can approximate real return by subtracting the inflation rate from your percent return. For instance, an investment with 8 percent return during a year of 3 percent inflation has a real return of only about 5 percent.
You may want to refer to the fund's prospectus, website or annual and semi-annual reports for more information on yield and total return on specific funds.
Reading Account Statements
You can find your earnings on your investments by checking your account statements. Your employer must give you an account statement at least once every quarter. Many plan providers, however, send you statements on a monthly basis. You may also be able to access account information online.
Here's what an account report might look like:
Roll over the different headings to see what kind of information you'll find.
The frequency with which you receive account reports might depend on how often your account is valued, or how often recordkeepers determine the total value of your account. Valuation also directly affects the flexibility with which you can reallocate your portfolio. If you decide to reallocate your assets, but your plan is valued quarterly, you may have to wait until the close of that period before your investments can be moved.
Other Things to Look For
If you want to determine whether to stick with the investment choices you've made or move some or all of your assets into different investments offered by your plan, you'll have to consider information that mutual fund quotations and account reports don't provide.
In order to keep track of your investments' performance, you should compare your results with that of other funds within the same category, such as large-cap value or small-cap growth. Benchmarks, or averages that reflect the movement of a particular financial market or market sector, will give you an idea of how your funds are performing against the standard.
If your fund lags behind its benchmark for an extended period of time—for example, two or three years—you might want to consider replacing it. Just make sure that you're comparing your fund to the right benchmark. Here are some standard benchmarks for the major market sectors:
1 The standard formula for computing annualized return is AR=(1+return)1/years-1
Related Links
Download the print version:
- in English
- en Español
401(k) 'Save the Max' Calculator
Required Minimum Distribution Calculator
Read FINRA Investor Alerts on Retirement
Listen to FINRA Investor Podcasts on Retirement


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Newbies, Post in Welcome Central to open up the boards
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AND > Universalists place a great deal of weight on the word "aion," which means "age." From the Greek root "aion" we also have the word "aionion," which is translated in most instances in most Bibles as "eternal." The significance of this is that Universalists maintain that there is no eternal punishment in hell fire. Therefore, they assert that the word "aionion" is in reference to "age duration" and can have temporal duration. With this assertion they try to substantiate their theological position that all people everywhere will ultimately be saved. But, what do Greek Dictionaries and Lexicons have to say about the words and phrases used in Greek that are translated into the English "age", "world", "eternal," "forever", "forever and ever," etc.? Let's find out: 1.aion - , - age, world A."for ever, an unbroken age, perpetuity of time, eternity; the worlds, universe; period of time, age."1 2.aionion, aionios - - eternal A."aionios," the adjective corresponding, denoting eternal. It is used of that which in nature is endless, as, e.g., of God, (Rom. 16:26), His power, (1 Tim. 6:16), His glory, (1 Pet. 5:10), the Holy Spirit, (Heb. 9:14), redemption, (Heb. 9:12), salvation, (5:9), life in Christ, (John 3:16), the resurrection body, (2 Cor. 5:1), the future rule of Christ, (2 Pet. 1:11), which is declared to be without end, (Luke 1:33), of sin that never has forgiveness, (Mark 3:29), the judgment of God, (Heb. 6:2), and of fire, one of its instruments, (Matt. 18:8; 25:41; Jude Forever is forever how from the above evidence can we say it anyother way?Mayb the inner witness of the HS tells us otherwise, but with so many written proof texts of forever meaning forever in the bible how did u ever twist it to an age of time? I know ur heart because it is mine too & i hope all will be saved But this evidence is substantial :oI hope someone is brave enough or man enough to challenge what is shared there in CARM
IMO, If no amount of good works can save us and only the free gift of God can,and if God wants and desires ALL to be saved, (which he does)and no man comes to the Father without Christ drawing(dragging) them to Him,and like the Bible says, "God is the author and finisher of our faith"How can we even be responsible for not coming to Jesus in this life - especially since the few that have heard the gospel at all have heard a warped version of itand many (all)have had an upbringing that literally requires divine interventionbefore they would know the Lord.The brothers and sisters of Jesus had the same basic upbringing and parents as Jesus hadbut even that was not enough.
i really liked your post,Ded2.......right on! also add to that the murder and corruption of the 'church?' over the last 2000 yrs..the hypocrisy and corruption. I think it no wonder people are stumbled were God is concerned. all the schisms,denominations.........

subset: commoncrawl


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Bachelor of Arts
Politics and Policy Studies - unit set code MJ-A000005
Burwood (Melbourne), Waurn Ponds (Geelong), Warrnambool, Cloud (Online)
In Politics and Policy Studies, students will examine issues of power and authority through studies of policy, institutions and political movements. Students will also be introduced to the political values, ideas and ideologies that orient political action. Throughout the sequence of units, students will be encouraged to understand contemporary political problems at local, national and global levels. Key themes include democracy, citizenship, globalisation, risk, environment, gender and religion. Our units are intended to encourage student to make better sense of the world in which they live and understand the current social and political challenges they face. Central is a concern to understand how Australian and global institutions ought to respond to complex policy problems in an era of globalisation and rapid change.
On successful completion of the Politics and Policy Studies sequence, students should have the skills and capacities to:
- comprehend and critically analyse political issues and policy debates
- identify, understand and analyse political ideas and arguments
- understand and explain the principles that inform political action at local, national and global levels
- understand the organisation of government in Australia and other countries
- apply key political concepts to contemporary debates and policy issues
- communicate clearly, in written and oral form, about political issues and policy options.
Level 1
|Contemporary Australian Politics
|Visions and Values in Politics
Levels 2 and 3
Select 6 credit points, including at least 2 credit points at level 2 and at least 2 credit points at level 3 from the following:
|Issues and Themes in Middle East Politics
|Democracy and Democratisation
|Public Policy in Australia
|Political Leadership
|Politics and the Media
|Political Parties and Social Movements
|Comparative Politics
|Asylum Challenges in Australia and Asia
AIS202 Study Tour: International and Intercultural Studies
|Study Tour: Japanese Politics, Society and Culture


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VuPoint Magic Wand Portable Scanner w/Case and 4GB MicroSD - Various Colors
by VuPoint Solutions | Item #: 492635 | Model #: CK-PDS-ST441-VP | (2) |
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About this item
Original Price $98.88
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This portable, cordless handheld scanner preserves important documents, letters or recipes onto a microSD memory card for later retrieval on your computer. As you move the scanner over an area as large as 8 1/2"W x 98"L (length of scan based on low resolution), its sensitive color image sensor scans at fine (900 dpi) , high (600 dpi), or low (300 dpi) resolution.
Images can be saved as JPEG or PDF files and onto a microSD card. Download your images onto your computer desktop using the included USB cable. Its built-in display shows the selected resolution, battery and memory status.
- Easily scan and organize your photos and documents for your personal use
- 1" LCD display allows you to see view your scans
- Scanned images can be saved onto a microSD card as JPG or PDF
- Built-in time and date function
- Automatic power off feature
- Requires 2 AA batteries (included)
- Scanner is compatible with Windows XP or higher and Mac OS 10.4 or higher
- User's manual, USB cable, OCR ABBYY software CD, cleaning cloth, drawstring pouch, calibration paper
- Includes: USB cable, drawstring pouch, ABBYY OCR Screenshot Reader software CD, calibration paper, user manual, 4GB microSD card, carrying case
- Supports microSD cards up to 32 GB
Assembled Country
Assembled Size
Component Country


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|Reading, Mass.
|High School:
|Reading Memorial
2011: Did not compete.
2010: Named to the Patriot League Academic Honor Roll ... ran a season-best time of 27:49 at the UMass Dartmouth Invitational junior varsity race ... placed 21st at Maine (29:23) ... ran at the Bryant Invitational (58th, 18:22), Blue Devil Invitational (89th, 30:36) and New England Championship sub-varsity race (141st, 28:39).
Before Holy Cross: Three-year member of the varsity cross country team at Reading Memorial H.S. ... team captain senior year ... team was a state qualifier from 2007-2009 ... Middlesex League champions in 2008 and 2009 ... won the league Sportsmanship Award in 2008 ... named All-League in 2008 and 2009 ... received the Coach's Award in 2009 ... also a member of the indoor and outdoor track and field teams ... indoor team won the Middlesex League championship from 2007-2010 ... outdoor team won the DII state championship in 2008 ... member of National Honor Society.
Personal: Son of Joseph and Kimberly Hagan ... father was a member of the UMass track and field team ... has two brothers (Taidghe and Daniel) and one sister (Julia) ... majoring in English and Political Science.


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Wednesday, July 10th, 2013 08:30am
The Price is Right is taped at: CBS Television City-Genessee gate 7800 Beverly Blvd. Hollywood, CA 90036
Minimum age to attend is 18.
If a date says 'Priority Tickets' and you receive priority tickets your admission is guaranteed. If a date says 'Get Tickets' and you receive a line voucher than admission is first-come, first-served. Having said that, as long as you arrive 30 minutes early you should be admitted.
Get free tickets to The Price is Right! The following are some upcoming THE PRICE IS RIGHT tape dates. More dates listed on our show date grid to the right. Click on "Future Dates" for more.
Taping Dates:
August: 3, 4, 5, 10, 11, 12, 16, 17, 18, 19, 31
September: 1, 2, 8, 9, 10, 14, 15, 16, 29, 30
Upcoming Specials:
Breast Cancer Awareness Special August 16th at 9:30am: The Price is Right is taping a special show on Sunday, August 16th at 9:00 am that will air during Breast Cancer Awareness Month. If you are a breast cancer survivor and would like to help raise awareness of this important cause, then "Come on Down" to CBS TV City in Hollywood for this very special event. Everyone must be over 18, and all eligibility rules apply.
Decades Week: August 3rd-4th:Ready for a blast from the past? "The Price is Right" is celebrating the decades of the 70's, 80's, 90's, and 2000's starting on August 3rd.
For each show, audience members may attend the tapings dressed in the spirit of the decade of the show they are attending - please, no elaborate costumes or wigs, just a look to salute that particular decade.
So hop in your time machine and head for CBS Television City to win some fabulous prizes!
Everyone must be over 18 and all eligibility rules apply.
Celebration of Heroes-Veterans Day Special: Sept. 15th 8:30am Atten-hut! Calling all veterans! The Price is Right is taping a special Veterans Day show just for you on Tuesday, September 15th at 8:30am. If you have ever served in the military, either recently or in years past and are now retired from active duty, then "Come on Down" for this special salute to our armed forces! You could win cash, prizes, cars and a lot more!
So get your tickets and march on down to CBS in Hollywood now!
Halloween Special: Sept. 30th 8:30am We ask that all audience members dress in costume as Drew Carey or wear a Drew Carey t-shirt to this special taping.
If a date says 'Priority Tickets' and you receive priority tickets, your admission is guaranteed. If a date says 'General Ticket' and you receive a line voucher then admission is first-come, first-served. Having said that, as long as you arrive 30 minutes early you should be admitted.
If you have a group of 15-20 people, you can reserve guaranteed seats. Groups are booked in advance to ensure a full audience at tapings. Please call the Group Booking Department at 818-880-8200, Monday – Friday, 9am-5pm PST, for further information.
The Show is committed to making tapings accessible to persons with disabilities. If you or anyone in your party requires an accommodation to attend the Show because of a disability, please let us know as soon as possible before the taping date.
The Show provides accessible seating (including companion seating) at all tapings to guests with disabilities. The availability of accessible seating cannot be assured if the number of guests requiring the accessible seating at any given taping exceeds the allotted number of accessible seating locations. Accordingly, accessible seating may be reserved prior to the taping date by calling 1-818-295-2700 at least 24 hours before the taping date. If you do not reserve accessible seating in advance, accessible seating will be available on a first-come, first-served basis only. Guests with disabilities with confirmed reservations for accessible seating must arrive no later than the designated arrival time on their ticket and check in with an audience coordinator for the Show. If guests with confirmed reservations for accessible seating do not arrive by the designated arrival time, their reservation for accessible seating may be released to others on a first-come, first-served basis; first to guests with disabilities, and then to guests who do not require accessible seating (once all standard seats have been filled).
The Show also provides assistive listening devices at all tapings. Sign language interpreters, qualified readers, and other appropriate auxiliary aids and services may also be provided if a request is made at least 72 hours before the taping date; the Show will make best efforts to accommodate later requests but cannot guarantee availability. In determining which type of auxiliary aid or service to provide, the Show will consult with you to determine what type of aid is needed to ensure effective communication; however, the determination of which aid or service is necessary to provide effective communication is ultimately made by the Show.
Guests with service animals should call 1-818-295-2700 before the taping date to arrange for sufficient space for the service animal.
Guests are permitted to park in the CBS Television City lot if they require accessible parking due to a disability and have a valid government issued handicap placard displayed. Accessible parking on the lot (including designated large van parking) is on a first-come, first-served basis. If all accessible parking is filled and a guest with a disability cannot make use of another parking spot, alternative arrangements (including drop-offs) can be made to assist that guest.
If you have any questions or require assistance at the taping, please reach out to the audience coordinator or to CBS Pages (who can be identified by their red jackets with a CBS logo).
Other information: For those of you coming from out of town and need hotel, shopping, and other tourist information, please contact the LA INC., The Convention and visitors Bureau at (800) 228-2452.
If you have ticketing questions, please call 1-818-295-2700.
Shows will be posted up to 60 days in advance.
CBS Television City-Fairfax gate
7800 Beverly Blvd.
Hollywood, CA 90036
Minimum Age:18+


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Smart 401(k) Investing—Moving Your 401(k)
Whether you're starting a new job or getting ready to retire, you'll have to make a decision about your 401(k). You might want to consider moving your money to your new employer's plan if the plan accepts transfers. You always have the right to move your assets to an individual retirement account (IRA) or withdraw the money as a lump sum. Or you may be able to leave the account where it is. Just make sure you know the benefits and penalties involved with each choice.
401(k) Portability
Chances are, you'll change jobs several times over the course of your career. In fact, the average US employee switches jobs 11 times before retiring. That means employees may participate in 11 different 401(k)s or other retirement savings plans during a career.
Fortunately, 401(k) plans are portable. If you switch jobs before retirement, you usually can choose among several things to do with your 401(k):
- leave the money in your former employer's plan;
- roll over the money to your new employer's plan, if the plan accepts transfers;
- roll over the money into an IRA; or
- take the cash value of your account.
With the first three alternatives, you won't lose the contributions you've made, your employer's contributions if you're vested, or earnings you've accumulated in your old 401(k). And, your money will maintain its tax-deferred status until you withdraw it. Remember, though, that if you move your money into a new employer's plan, you'll have to wait until you switch jobs before you can move it again.
Although you have the option of taking your money out of your 401(k) when you change jobs, taking an early withdrawal may incur a 10 percent penalty on top of the taxes you owe, while keeping your money in a 401(k) or IRA will allow it to compound tax deferred.
You do have some time to consider your options and complete transactions. By law, you must have at least 30 days to decide what to do with your 401(k) when you switch jobs.
Think Twice
The repercussions of taking money out now could be enormous: If you took $10,000 out of your 401(k) instead of rolling it over into an account earning 8 percent tax-deferred earnings, your retirement fund could end up more than $100,000 short after 30 years.
When You Don't Roll Over
Cashing out your account is a simple but costly option. You can ask your plan administrator for a check—but your employer will withhold 20 percent of your account balance to prepay the tax you'll owe. Plus, the IRS will consider your payout an early distribution, meaning you could owe the 10 percent early withdrawal penalty on top of combined federal, state and local taxes. That could total more than 50 percent of your account value.
If your former employer's plan has provided strong returns with reasonable fees, you might consider leaving your account behind. You don't give up the right to move your account to your new 401(k) or an IRA at any time. While your money remains in your former employer's 401(k) plan, you won't be able to make additional contributions to the account, and you may not be able to take a loan from the plan. In addition, some employers might charge higher fees if you're not an active employee.
Further, you might not qualify to stay in your old 401(k) account: Your employer has the option of cashing out your account if the balance is less than $1,000 (minus 20 percent withholding) and, in some cases, automatically rolling your assets out of the plan and into an IRA if your plan balance is between $1,000 and $5,000.
New Job, New Plan
|401(k) Fact
|Remember, before you move your old 401(k) plan to a new plan, consider the following:
Putting all your retirement savings into one 401(k) plan has its advantages. For example, it will make it easier for you to track your assets' performance.
But you should evaluate your new employer's plan before deciding to roll your assets over. Make sure the new plan has plenty of investment choices and includes the investment options you prefer. Also check to make sure that accompanying fees aren't too high. If you're unhappy with the options provided by your new employer's 401(k), you can always consider your other options, including a rollover into an IRA.
Remember, too, that even if your new employer accepts rollovers, you may have to wait until the next enrollment period, or sometimes until you've been on the job a full year, to move your assets.
Making Your Move
If you've decided to roll over your former employer's 401(k) directly into your new employer's plan, you'll have to:
- Arrange the rollover with your new 401(k) plan administrator. You may have to select the investments you'd like to make before you complete the rollover. Otherwise, you can transfer the lump sum and allocate it gradually to investments of your choosing.
- Complete the forms required to move your money from your former employer's plan.
- Ask your former administrator to send a check or electronically transmit your account value directly to the administrator of your new plan.
Indirect Rollovers
|401(k) Fact
|Watch out for the tax bite. If you indirectly roll over a 401(k), your employer will deduct 20 percent withholding from the value of your account. You have 60 days to complete the rollover.
You can handle a rollover yourself by withdrawing money from your account and depositing it in your new employer's plan or an individual retirement account (IRA). You may opt for an indirect rollover to take advantage of a short-term loan if you're temporarily between jobs or you're waiting to close on your old home to make the down payment on a new one.
However, opting for an indirect rollover as a short-term loan should be a financial last resort, since you'll face early withdrawal penalties unless you repay the loan within 60 days.
When you indirectly roll over a 401(k), your employer gives you a check for the value of your account, minus 20 percent withholding. The IRS requires your employer to take out that 20 percent in case you decide to keep the money rather than roll it into another account. If you complete the full rollover within the time limit, the withholding will be returned to you when you file your tax return for the year. However, if you do decide to keep the money, the withholding will go towards the taxes you'll owe on the early distribution.
Once your employer hands you your check, you have 60 days to complete the rollover. Hold the money any longer, and you'll have taken a full lump-sum distribution whether you meant to or not.
The trick is that when you deposit your money into a new account, you must roll over the full balance of your original 401(k). So, you'll have to replace the 20 percent that is withheld, from savings or another source, to cover the full amount that you are rolling over. Otherwise the 20 percent withholding will be treated like an early distribution, and you'll have to pay the taxes, a possible penalty, and, worse yet, the money will no longer be tax deferred. These factors make an indirect rollover unappealing on many levels.
Related Links
Download the print version:
- in English
- en Español
401(k) 'Save the Max' Calculator
Required Minimum Distribution Calculator
Read FINRA Investor Alerts on Retirement
Listen to FINRA Investor Podcasts on Retirement


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Rachel Baldwin
Staff Writer
CHARLESTON - A press conference held in the U.S. Federal Courthouse in Charleston began by the U.S. Attorney reminding the media present in the courtroom that an indictment is merely an accusation and the defendants are presumed innocent unless and until proven guilty beyond a reasonable doubt in a court of law.
The indictment U.S. Attorney Booth Goodwin was referring to was one that was returned Wednesday evening by the federal grand jury against Mingo County Circuit Judge Michael Thornsbury, charging him with of two counts of conspiracy against rights.
Thornsbury, accompanied by his attorney Stephen Jory, of Elkins, turned himself in to U.S. Marshals at the federal courthouse Thursday afternoon, shortly after federal investigators, U.S. Marshals and West Virginia State Police troopers swarmed the town of Williamson following the two sealed indictments being returned on Thornsbury and County Commissioner David L. Baisden. Baisden was taken into custody at the County Garage. Thornsbury opted instead to travel to Charleston on his own accord.
Thornsbury was ushered into the courtroom in ankle shackles and handcuffs, accompanied by the marshals. Federal Judge James Tinsley presided over the hearing, reading the circuit judge his rights and explaining how the matter would be addressed by the court. Thornsbury was not considered a flight risk, nor was he considered a danger to society, and the probation department recommended that he be allowed to post a $10,000 unsecured bond. He will be formally arraigned on Wednesday, August 21st, at 10 a.m. in federal court and will enter a plea at that time.
There were several stipulations that accompanied the right to be released on bond, such as only traveling inside the boundaries of Southern West Virginia unless permission to be outside those perimeters is granted. Thornsbury was ordered to remove any and all firearms from his home immediately after arriving back from court and has to also surrender his (expired) passport. He must not break any federal, state or county laws and he must submit to drug screenings. If he does not abide by the conditions of his release, bond could be revoked and additional charges could be added.
A list of names was read by Steven Ruby who serves as the assistant U.S. Attorney, whom Thornsbury is not allowed to have any contact with for reasons that most have been identified as witnesses or potential witnesses in this case, or are connected with the judge in other situations and circumstances. Those names are as follows:
Jerrod Fletcher, Michael Sparks, Jeff Cline, Roland Fields, Bill Davis, Greg "Hootie" Smith, John Mark Hubbard, Kathy Wicker, Matthew Chandler, WVSP Trooper Brandon Moore, WVSP Trooper Stuart Harper, WVSP Trooper C. Kuhn, WVSP Trooper L. Goldie, Kimberly Woodruff, Robert Woodruff, Dallas Toler, Steven Walls, James "Buck" Harless, Geo Cline, and several others that include mining companies.
After being released from custody, Thornsbury and his attorney were swarmed by members of the media who were asking questions such as "are you guilty?" to which the judge replied "absolutely not". He was asked what he thought the outcome of these allegations would be and answered with "I will be acquitted". When questioned as to what he based that answer on, Thorsnbury quickly replied, "Because I am not guilty."
The W.Va. Supreme Court has recommended that Senior Status Judge John Cummings from Cabell County be named to temporarily replace Thornsbury as the Circuit Court Judge in Mingo County. In addition, Senior Status Judge Tom McHugh.
Additional information on this indictment will be released to the public as soon as it becomes available.


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Former high school eyed as elementary
WAYNE -- The old Kenova Elementary School, which closed in May 2011 because of structural problems related to a sinkhole, will not be considered an option by Wayne County School Board members as they look to find a permanent home for the school.
Though not official, that was the consensus Thursday morning during a work session involving board members, Kenova Mayor Ric Griffith and members of Kenova City Council.
Griffith and councilman Terry Parsons said the old school has deteriorated in the past 18 months and is in no shape to reopen.
"The elementary is not as it was the day it closed," Parsons said. "A lot of things have changed. We don't want people to get the feeling you can mop the floor, move the SMART Boards (back) and have a school."
Wayne school officials are looking for options after county voters in December overwhelmingly rejected a proposed $33.1 million bond issue that, combined with state money contingent on the bond's passage, would have paid for a new Kenova Elementary School, a new school in Crum and other projects at county schools.
The city of Kenova now owns the old Kenova Elementary building and the one block of land it sits on following a property swap with the school board. Griffith said the city is proceeding with its plans to auction off the property.
The school system received the old Ceredo-Kenova High School and permission to use the ball fields to set up modular classrooms as a temporary solution to the loss of the elementary school. The deal included the condition that the fields be returned for community athletic leagues as soon as possible.
In the weeks after the Kenova Elementary closed, the HVAC system was removed from the roof, as well as the exterior air conditioning systems, Parsons said. In addition, flooding issues continue in the basement, and the water and sewer line problems believed to have contributed to the sinkhole have not been corrected.
Another scenario rose to the forefront and was intensely discussed as a real possibility to keeping the elementary school in Kenova. Parsons said he was part of a tour Wednesday of the old C-K High School and came away thinking the idea wasn't far-fetched. The property includes an addition made in the mid-1980s that could serve as a starting point for the school, with room to add on after an older section is demolished.
"The newer section has been fairly kept from vandalism and is a very, very good building," Parsons said, noting the band and choir room used for the C-K Alumni Band and the gym also are in good shape. "There are 12 classrooms there now with a library."
He said the roof is leaking in one section, and windows and the HVAC system need to be replaced, but he said it is structurally sound.
While the original building and cafeteria aren't worth salvaging, he said the 25-year-old section is. That section, explained interim superintendent Mike Ferguson, was built in the mid-1980s with a bond approved by voters. About 12 years later, the school closed due to the consolidation that created Spring Valley High School.
"To me ... I think there needs to be serious consideration," Parsons said.
Griffith also said it would be a good starting point. Although there would still be a need for at least a dozen modular classrooms, he said the school system would at least know where the school would be and could then work toward getting funds for demolition work and building an addition.
While board members said they are still just gathering ideas, renovating the old high school may be one of the few choices they have. Moving back to the old school isn't feasible with its structural problems, and closing Kenova and disbursing students isn't even being considered as a last resort, school officials said.
"This board does not want to have disbursement as an issue," Mike Ferguson said. "There will be a school in Kenova."
That doesn't mean people still don't want answers as to why the old school was closed in such an abrupt fashion, he said.
Some answers were provided to The Herald-Dispatch in a Wednesday night phone interview with Dave Ferguson, an architect and vice president and owner of ZMM, Inc., Architects & Engineers out of Charleston.
The Huntington resident has worked with school systems throughout the state on both new construction and renovation. Dave Ferguson and his group were working for Wayne County Schools in 2011 and assessed the gymnasium at the old Kenova Elementary.
At the time, he said the group was there to evaluate what structural improvements were needed to get clearance to reopen and use the second-floor classrooms above the gym and staging area. But they found other structural problems with the gym that were traced to the sinkhole, which had been filled on multiple occasions in previous years.
"The gym had huge cracks, and we were monitoring those," Dave Ferguson said. "We had been looking at the gym, and the sinkhole got progressively worse quickly."
He said gravel that had been used to fill it in sunk several feet, and a large steel plate was placed over the hole and attached to the pavement at the entrance of the cafeteria -- an area walked over each day by hundreds of students and staff.
In addition, he said the basement flooded, and they knew it was a sewer line because of the color of the water. He said he informed former superintendent Gary Adkins of his findings, who then relayed the information to top officials at the West Virginia Department of Education.
"The state asked me if I could guarantee the safety of the kids until the end of the year, and I couldn't," Dave Ferguson said, noting the order to close came quickly after. "I think it was a good move to do that. It probably could have lasted two more weeks, but we didn't want anyone injured. Anything is fixable, but the issue at the time was to make sure we could do something at the site, and we couldn't."
He went on to say he would not recommend using the facility as a school again, mainly because he doesn't know how extensive the underground problems are.
"The only way to do it is to dig, and that would take a huge effort," he said. "You don't know how extensive the fix is going to be."
He said water and sewer lines run under the school, and there are inadequate records as to where and how deep, adding that lines could be as deep as 12 feet.
"I think it'd take a lot of money to get back into that building," Dave Ferguson added. "I can't believe they'd go back in that old property."
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Topic: Another Serie A win for Inter, another Serie A title for Inter?
Inter are now alone at the top of the Serie A, after the 1-0 win over Lecce on Wednesday.
Will Inter be able to win the Serie A just as easily as they did last season?
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Killington hosts first annual chili cook-offJuly 18,2013By Josh O'Gorman
Staff Writer
KILLINGTON - Calling all chili cooks and enthusiasts: There's still time to register for the parks and recreation department's first annual chili cook-off.
Competitive cooks have until Monday afternoon to visit the park's website at www.killingtonrec.com to download and submit a registration form. There is no cost to enter.
The event will be held from 5 to 8 p.m. July 25 at Sherburne Memorial Library, and will coincide with live music from Chad Hollister as part of the River Road Concert Series.
Tasting tickets to sample the chili entries are $3 per person. Competitors will be judged and receive awards in four categories: best meat, best vegetarian, people's choice and best of Killington.
There will also be beer on tap for patrons with valid identification.
"We're super excited to add this to our line up," said Lindsay Gang, director of the parks and recreation department. "It combines food, beer and live music. It doesn't get any better than that."MORE IN This Just InThe family of a Connecticut man who was killed in a car accident on Route 4 last Friday night is... Full StoryAssociated Press Full StoryIt seems like I just started to warm up from last winter and I see back-to-school displays. Full Story
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- RICHARD'S POOR ALMANACK: On this day 1739, 'Richard Palmer' identified in prison at York Castle as the notorious outlaw DICK TURPIN; IN 1836, Battle of the Alamo begins near San Antonio de Bexar, Texas; 1896, the Tootsie Roll invented by LEO HIRSCHFELD.
- RICHARD'S POOR ALMANACK: On this day in 1472, Orkney, Shetland islands put up as collateral by Norway to Scotland in lieu of dowry for MARGARET OF DENMARK on her marriage with JAMES III, king of Scotland; 1962, JOHN GLENN first American to orbit Earth.
- TOMORROW'S HEADLINES TODAY: City mayoral candidates debate campaign issues; Hartford, Conn., woman still missing; Neal Goswami reports attempts to legislate suicide; local woman loses 100 pounds through TOPS program.
- RICHARD'S POOR ALMANACK: On this day in 1878, JOHN TUNSTALL murdered near Lincoln, New Mexico, by the outlaw JESSE EVANS; in 1930, ELM FARM OLLIE first cow to fly in aircraft, first to be milked airborne; 1955, nuke test WASP; '79, snow in Sahara.
- TOMORROW'S HEADLINES TODAY: Rutland Herald News Editor Alan J. Keays and staff writer Gordon Dritschilo discuss stories planned for the February 18, 2015, edition of the newspaper: Winter budgets maxed, legal marijuana, Springfield bank job, USPS slowdown
- RICHARD'S POOR ALMANACK: On this day in 1249 AD, ANDRE of LONGJUMEAU is dispatched by LOUIS IX of France to meet the KHAGAN, ruler of the Mongol Empire; in 1804, during 1st Barbary War, STEPHEN DECATUR scuttles the pirate-held USS Philadelphia in Tripoli.


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Kyle Lovern
Sports Editor
A football player from all the way back in 1940 and one as recently from the class of 2003 are just two of the eight newest members of the Williamson High School Hall of Fame.
The WHS HOF Committee recently released its 2013 inductees.
The late Robert "Bob" Pauley, who was an All-State football player in 1939 is the oldest to be inducted. He was the captain of his Wolfpack team that season. Pauley graduated in 1940. He was also a veteran of World War II.
Matt Lovern, a 2003 graduate, was an All-State football player his senior season. He was also a 3-time Williamson Daily News All-Area selection. He led his Wolfpack team in tackles his senior season. Lovern played four years of varsity football and helped lead the team to four straight playoff appearances. He was a team captain in the 2002 season. He had 14 career fumble recoveries. He also played basketball, tennis and baseball while at WHS. He graduated from Marshall University in 2008.
Ronnie Johnson, WHS class of 1978, was a three year letterman from 1976-78. He was a first team Daily News All-Area selection his senior season. He won the Tony Gentile 110% Award at WHS. He was also an assistant football coach at WHS from 1990 to 1995. Johnson also coached at WJHS.
Garland "Rabbit" Thompson, who graduated in 1976, was the captain of his football team at WHS his senior season. Thompson was an assistant basketball coach at WHS when the team won its last state title in 2001. Before that he helped coach three state Class A state championship teams at University Heights in Kentucky. More recently he led Tug Valley High School to back-to-back titles in West Virginia as the head coach of the Panthers.
Jeff Jackson, WHS class of 1976, played football and basketball for the Wolfpack while in high school. He won the Kentucky Sweet 16 state basketball championship as head coach in 1992. He also won four Class All A State championships in the Bluegrass State in 1996, 1998, 1999 and 2002. He is a Ky. Region 12 member of the Basketball Hall of Fame.
The late Steve Maynard, WHS class of 1975, was also inducted. He played football and baseball for the Wolfpack. He was a Williamson Daily News All-Area selection for three seasons. Maynard was also an All-State baseball and football selection his senior seasons.
John Moses was known as "The Voice of the Wolfpack" back in the 1950s and 1960s when he broadcast games on the local radio station WBTH. He began his broadcasting career in 1956 and left that field in 1969. Moses was a sports broadcaster for all WHS sports and the local American Legion Post 49 games. He was also the scoreboard operator for WHS from 1969 to 1976. All four of his sons – Larry, Scott, Danny and Billy were WHS athletes. Moses actually graduated from a WHS rival, Logan High School.
Ralph Caudill, WHS class of 1969, was the captain of the Daily News All-Area baseball team in 1967-68. He was an All-State selection his senior season. Caudill, a pitcher, went on to play at Marshall University in 1970 and 1971. He also played American Legion baseball and was a former coach and director of the local Babe Ruth League. He graduated from Marshall in 1972 and has worked 40 years in newspaper and television.
The WHS Hall of Fame reception and inductions will be held the weekend of August 16 and 17 at the Williamson Community Center, which is located at the West End pool.
A 'Meet the Pack Night' will be held on Friday starting at 6:30 p.m. The Saturday event will start with a social hour at 12 noon, followed by the dinner and induction ceremony at 1 p.m.
The cost for the tickets will be $50 per person for Friday and Saturday. Some may not be able to attend Friday nights' gathering. Thus the cost of the Saturday only induction dinner is $35. This year's inductees will receive one free ticket.
If anyone has questions they can call Joyce Roddy at 606-237-1087 or Cecil Hatfield at 304-235-4001.
Contributions for the WHS Hall of Fame are also being accepted from past members and graduates.


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|Las Vegas, NV
2011 All-Big West First Team
Thielges appeared in all 53 games, making 52 starts at catcher, during the 2011 season ... named to All-Big West First Team ... set numerous career highs with .317 batting average, 22 runs, 40 hits, five doubles, one triple, 12 home runs, 45 RBIs, 83 total bases, 29 walks and a stolen base ... the 12 home runs are tied for fifth in school history for a single season ... the 45 RBIs are tied for sixth-most in school history for a single season ... had 10 multi-hit games and 11 multi-RBI games ... set a new career high with a perfect 4-for-4 performance in game two of a doubleheader against UC Riverside on May 7 ... drove in a career-high four RBIs on two different occasions ... also had six three-RBI games ... scored career-high two runs on two separate occasions ... had a home run in 12 different games ... had a grand slam against San Jose State in season opener for first career home run ... batted .382 with four doubles, three home runs and 15 RBIs in 21 Big West Conference games ... finished among Top 10 in Big West Conference in slugging percentage (.659), on-base percentage (.471), home runs, RBIs, walks, hit-by-pitch (11), total bases (83) and sac flies (4) ... finished the year with a .968 fielding percentage in 189 defensive chances.
Thielges appeared in 27 games, making 20 starts, all at catcher for Northridge ... batted .167 with two runs, nine hits, two doubles and six RBIs ... connected on two-run double to tie the game in the bottom of the seventh in Matadors' 10-9 win over LBSU on April 10 ... tied for third on the team with six sac bunts ... sported a .953 fielding percentage (73 PO, 9 A, 4 E) for the season ... threw out three would-be-basestealers on the year.
Silverado High School
Thielges was a four-year started and captain for the Skyhawks in softball ... named regional MVP following the 2008 and 2009 seasons ... also played basketball ... graduated in 2009.
Born on April 7, 1991 ... daughter of Mary and Tony Thielges ... has one brother, Derek ... favorites include the Minnesota Vikings, actress Reese Witherspoon, the TV shows "Glee" and "Grey's Anatomy" and musicians Jack Johnson and Lil Wayne ... lists Facebook as her favorite website ... would like to switch places with Beyonce for a day ... cant imagine going a week without chocolate ... majoring in Kinesiology.


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According to reports provided by the Aiken Department of Public Safety:
Two 15-year-old students were detained for disorderly conduct on Tuesday after fighting with each other at school.
An Aiken woman allegedly shoplifted on Wednesday after she took several items off shelves in a Whiskey Road store and then tried to return them.
Burglaries were reported on Highland Park Drive and York Street.
A vehicle break-in was reported on Fabian Drive on Wednesday. The owner reported a purse missing.
According to reports provided by the Aiken County Sheriffs Office:
A 50-year-old Aiken woman accused her son of stealing her checkbook and over-drafting her account.
A San Antonio, Texas, man reported on Wednesday that he was traveling down Edgefield Highway toward Interstate 20 when an unknown motorist threw an object out the window of their vehicle, striking the victims vehicle and cracking the windshield.
A burglary was reported on Daley Drive in Warrenville on Wednesday. The owner reported jewelry and cigarettes missing.
Additional burglaries were reported on Hutchinson Drive in North Augusta, Combs Drive in Aiken and Stadium Circle in Clearwater.
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Eve's Addiction.com wants you to be a happy customer. We want you to be completely satisfied with the sterling silver jewelry that you receive from us, as we only sell high quality silver and cubic zirconia cz jewelry. We do understand that you may not like your purchase for some reason.
You may return or exchange your jewelry within 60 days of purchase if you are not satisfied with it. The jewelry must be returned in its original condition for a refund or exchange. Engraved, personalized, photo, monogram, name and initial, chocolate and clearance items are not returnable or exchangeable.


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2009-10 Men's Basketball Yearbook
The 2009-10 Men's Basketball Yearbook is available in PDF (15.9 MB; see below for smaller downloadable sections) so you will need the free Adobe Acrobat Reader to view or download them.
The Yearbook is not for purchase or available in printed form. However, the media guide is available for sale through the UK Ticket Office and the Media Relations office. The price is $15 if you pick one up at the Ticket office or Media Relations office in the Joe Craft Center or $20 to have it shipped. Information on ordering and posters and pocket schedules is available online. You can call with your credit card order (859-257-8000) or send a check (made out to UK Athletics), money order or your credit card information to:
UK Media Relations
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Yearbook by Section
To assist our visitors with lower bandwidth or who only wish to download certain information, the Yearbook is broken up into individual sections for easier downloading:


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A Little Pizza With Your Candy?
Happy Halloween! For parents (and let's admit it, any among us with a craving for the sweet stuff), managing the highs—and especially the lows—of this sweetest of holidays can be a battle. One way to try and stave off those post-candy-binge crashes? Chow down on some pizza first...preferably of the ghoulish variety. More


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Ways to get involved in promoting the Victorious Gospel
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We are being told that religious scholars and preachers are refraining from teaching about hell because they have come to believe that there is no hell. In Luke chapter 16 Jesus references hell in the parable of the rich man and the beggar named Lazarus. Luke writes in verses 23 and 24 that Jesus said, "And in hell he lift up his eyes, being in torments, and seeth Abraham afar off, and Lazarus in his bosom. And he cried and said, Father Abraham, have mercy on me, and send Lazarus, that he may dip the tip of his finger in water, and cool my tongue; for I am tormented in this flame."Also, John writes in Revelation Chapter 20 verses 13 and 14 "And the sea gave up the dead which were in it; and death and hell delivered up the dead which were in them: and they were judged every man according to their works. And death and hell were cast into the lake of fire. This is the second death." I'll stick with John and Jesus. There is a hell.
I'll stick with John and Jesus. There is a hell.
Quote from: j1e9b5j4 on August 07, 2012, 12:33:36 PMI'll stick with John and Jesus. There is a hell.Anyone who says something like this reveals their unlearned condition.
How can a person be eternally happy in heaven if they know that some of their relatives and friends - people they knew and cared about are tortured for an eternity
QuoteHow can a person be eternally happy in heaven if they know that some of their relatives and friends - people they knew and cared about are tortured for an eternityBased on "former things shall not be remembered"Sure wrong interpretaion but still used as proof.
I see very often God being referred to as a refining fire, one that purifies, and there's that one part where there's a fiery judgment in the presence of God and his angels. I'm just saying that would probably be the "hell" which is being called out for everything from your life and instead, it's actually being purified from sin. That's the judgment, so to speak. IF there is a lake of fire, it would seem to be in the presence of God and he is the eternal fire that purifies. Well, there's my two cents :) I think there's a lot of insight in all of these comments as well, there's definitely a lot to take in.
:iagree:And so, perhaps the judgment is merely "This one needs more refining...".


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The next generation BMW 3-Series sedan is only months away from full reveal, and in typical BMW fashion the camo striptease continues during vehicle testing.
The overall level of camo on the cars appears to remain the same as previous photos demonstrated, however with better lighting and angles, a more realistic picure of the F30 appears before our eyes. The true "mini F10″ look of the car is much more obvious, especially when looking at the headline photo. That is to say a mini F10 5-Series with … CONTINUED
You typically don't see manufacturers testing vehicles in Manhattan, but a BIMMERPOST member spotted the new F30 testing in the big apple. The vehicle does seem to be wearing California license plates, suggesting a long road trip as part of the evaluation phase.
We bring you a realistic look at the upcoming 2012 3-series F30 sedan's rear view, revealed by reference to real life spy photos and using our talented artists' skills. What's revealed is a not-revolutionary, yet stately and handsome rear.
The F30 3 series will feature rear tail lights in the classic L-shape, lit by LED light bars. The trunk will feature a very slight integrated bill, toned down from the E90 3-series' more aggressive trunk bill. All F30 3-series have been spotted with the same rear lower … CONTINUED
BMW F30 3-series continues testing and a black test mule was recently photographed. This prototype wears the same camouflage level as the recently spotted F30 sedans, but its black paint set against the camouflage tape shows off the car's lines better than a lighter color.
Squared off LED halos adorn the front headlights on this particular model, and overall the front headlights look to have a stylish and aggressive shape, as on the F10 5-series. Low and wide kidney grilles sit at the front at a sleek … CONTINUED
We're able to share that the F30 3-series sedan will begin production in November 2011, shortly after the E90 3-series stops production. The F30 2012 Model Year will run until June 2012, upon which point it will switch to the 2013 Model Year.
As the schedule shows, the F30 3-series will come as 328i and 335i models. The 328i will most certainly be powered by the 'N20′ turbo 4-cylinder inline engine (as found in the Z4 28i, details) and the 335i by a turbo 6-cylinder inline motor. … CONTINUED
Here is our latest sighting of a F30 335i sedan in alpine white, including some new interior looks. We analyze the interior and exterior. See inside for analysis.


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I wear a number of "hats," so to speak (covers my bald head well). I am an assistant manager at the SF store. I also manage the SF tasting bar and work sales as well. Working the sales floor allows me to explore different vineyards and regions. Luckily, there are opportunities at K&L to bounce around a lot. I've developed a preference for wines that are drier, more tart and more complex. Fruit bombs are not my thing like they were when I was, ahem, younger. I definitely prefer more terrior and wines that are "earthy," particularly with some age on them. My advice? Trust yourself and try to keep track of what you have had that you like. Don't let anyone tell you what you are supposed to like. Everyone has a different palate and that's what makes this business interesting.
2012 CVA "Gordo" Monastrell-Cabernet Sauvignon Yecla
Review Date: 07-06-2015
Compared to other Monastrell wines that we sell, the "Gordo" is not really all that gordo. It is pleasantly balanced and not typically as raisiny as other wines from Yecla. It has a black plum nose with light scents of cinnamon and graphite. It is at once fruity but, also has lightly structured tannins. Dark red fruits, blackberry, and savory notes along with a touch of chalk add interest and complexity. One of our better wines from this region.
Price: $14.99
2012 Chaman Malbec Reserva Mendoza
Review Date: 07-06-2015
This pretty and opulent Malbec has a lovely nose of crushed violets and Ludens cherries. On the palate, it is rich and smooth with dense cherry fruit, ripe raspberries and just a hint of anise and minerals. A wonderful vale and a wine that should please nearly everyone.
Price: $11.99
2014 Domaine la Chapelle Saint Victor Coteaux d'Aix en Provence Rosé
Review Date: 06-16-2015
We have just received this lovely, easy to drink Rose. It has ripe raspberry and strawberry fruit with medium acidity and a smooth finish. This is a great apertif Rose that will pair finely with a vegetable platter or an Italian antipasto starter course. This is the summer go-to wine!
Price: $13.99
2009 La Fortuna Brunello di Montalcino
Review Date: 05-30-2015
The great thing about this bargain Brunello is that it has soft tannins and opulent dark cherry fruit that makes it very appealing to drink right now. It also has enough background tannin to allow it to be aged well for the next few years. Cocoa and spice add to the complexity and also give the La Fortuna added character. This Brunello is consistently a staff favorite and this vintage is no exception.
Drink from 2015 to 2015
Price: $39.99
Amaury Coutelas "Cuvée Louis Victor" Brut Champagne
Review Date: 04-16-2015
This FANTASTIC release of the Cuvee Louis Victor from Damien and Angelique Coutelas is based on the 2012 harvest with vintages from 2007 on up blended in. It has a wonderful butterscotch nose and is rich but, not sweet on the palate. It has a creamy texture and brioche and golden apples notes. Simply delicious! It has a lingers and very lovely finish. This is the best champagne that I have tasted in recent weeks.
Price: $34.99
Laurent-Perrier Brut Champagne
Review Date: 03-17-2015
This is classic Laurent-Perrier style. Nutty notes on nose with chalky notes. On the palate,anjou pear and yellow apple fruit, lemon notes and clean, fresh minerality on the finish. A clean, classic stlye! A blend of 50% chardonnay, 15% pinot meunier and 35% pinot noir. A pleasing 10.7 grams per litre of dosage, though it tastes more like 7 or 8 grams.
Top Value!
Price: $31.99
Laurent-Perrier "Cuvée Rosé" Brut Rosé Champagne
Review Date: 03-17-2015
This Brut Rose has consistently been the darling of both staff and customers. It is composed of 100% pinot noir and retains a classic, clean, fresh raspberry and strawberry character. it fleshes out on the mid-palate with ripe strawberry fruit but, ends with the classic LP clean and mineral-driven finish. Classic Brut Rose!
Price: $67.99
2013 Woodstock Estate Cabernet Sauvignon McLaren Vale South Australia
Review Date: 03-13-2015
Like the other wines from Woodstock Estate, the Cabernet retains bright cherries on the finish and cedar and earth notes. It does differ a bit with a rich mid-palate laden with black fruits and cocoa. It shines in a surprising finish that lingers a bit.
Top Value!
Price: $16.99
2012 Woodstock Estate "Octogenarian" Old Vine Grenache McLaren Vale South Australia
Review Date: 03-13-2015
This is a lively blend of 80% Grenache and 20% Tempranillo. It is big and rich but retains admirable acidity on the finish. Raspberry and cherry fruit with a touch of white pepper and licorice on a bright finish that lingers. Will work well with most types of food, particularly roasted chicken and barbecued pork dishes.
Price: $18.99
2012 Woodstock Estate Shiraz McLaren Vale South Australia
Review Date: 03-13-2015
This wine has to be one of the best bargains in our store! It has really nice, dark plummy fruit with subtle game and roasted meat notes. The red and black fruits are integrated nicely with spicebox and earthy nuances. It will even age gracefully in the cellar for a few more years! What more could you ask at this price?
Top Value!
Price: $16.99
2013 Fossil Point Edna Valley Pinot Noir
Review Date: 03-06-2015
This great little Pinot Noir was a serious star in our stores for the 2012 vintage. The good news is that the 2013 is even better! It has tart strawberry fruit and ripe cherry fruit with a light dose of wood to make things interesting. Smooth texture, though the 2013 has brighter acidity on the finish than the 2012 did. This is one of those rarities....inexpensive and delicious California Pinot Noir!
Top Value!
Price: $15.99
2013 Kistler "Sonoma Mountain" Chardonnay
Review Date: 02-24-2015
I rarely write up California Chardonnay, so please bear with me. I do, however, appreciate the Chardonnay that Kistler produces for its quality and its ability to age in the cellar for a number of years. This 2013 is more Burgundian than Californian, with a stone fruit nose, hints of almonds and minerality/chalk. It is rather weighty on the first taste, though not heavy. The viscosity makes way for lively spices, citrus notes, white stone fruits and mandarin orange with hints of lime. Very long finish with bracing mineral notes. Just lovely and right up my alley due to the chalkiness and spices. Should age well for years to come.
Price: $64.99
2012 Urbanite Cellars Cabernet Sauvignon
Review Date: 02-20-2015
We have had a long and very successful history with Urbanite Cellars. The wines are that great combination of really good quality and excellent value. This lush and easy drinking new release has lovely red fruits, a touch of vanillin oak and spices. Super food friendly and inexpensive enough to use as your everyday go-to wine that is a cut above the others in quality and finesse.
Price: $14.99
2007 Bodegas Puelles Rioja Reserva
Review Date: 02-16-2015
This bright little gem of a rioja has dark red fruits with touches of cedar and blood orange. It still does retain some of the characteristics of the region, light saddle leather notes with fine spices and a good balance of acidity. An excellent price makes it even more attractive!
Price: $19.99
Boulard-Bauquaire "Trepail" Vieilles Vignes Brut Blanc de Blancs Champagne
Review Date: 02-07-2015
This is a bright new star in our small-estate Champagne portfolio! It has a lovely, creamy nose of lemon meringue, bread dough and chalk. On the palate, it starts out full with golden apples, creme fraiche and macaroon. By the mid-palate, up pops the acidity and chalk and lemon flavors. Long, chalky finish that lingers. Tasted with the staff on 2/7 and everyone agreed that it was delicious and a great new find!
Price: $39.99
Wine Club$34.99
Alexandre Le Brun "Tradition" Brut Champagne
Review Date: 02-03-2015
This is our newest direct import champagne created by 9th generation winemaker, Alexandre Le Brun. Due to its low dosage, minerals jump out of the glass on the nose. Once you give it a turn or two in the glass, the golden apple fruit peeks out and lets you know that it is there. On the palate, it comes across more fully with rich yellow fruits and bright red cherries. The fullness of the palate is balanced very well by the long finish, which has lingering acidity and minerality. We are very pleased to have Alexandre's wines available for sale, as they are not to be missed.
Price: $39.99
2011 Happy Canyon "K&L—Doug Margerum Cuvée" Happy Canyon Red Blend
Review Date: 01-29-2015
This is indeed a happy wine! Bright red fruits, with just a hint of oak to add complexity. This wine is easy drinking and low tannin, so for those of you who are looking for a pleasant sipping wine, this is it!
Price: $17.99
Wine Club$14.99
2013 Pascual Toso Malbec Maipú
Review Date: 01-29-2015
This excellent little everyday malbec is supple and soft with dark red fruits and traditional cedar spice and game bird notes. Supple enough to enjoy by itself and complex enough to compliment nearly any meal.
Top Value!
Price: $11.99
2012 Olema Sonoma County Cabernet Sauvignon
Review Date: 01-26-2015
This bottling from Amici Cellars was hugely popular with the 2011 vintage. Well, it only gets better with the 2012 vintage! Deep and rich, with dark red fruits, cassis and mocha notes. Lush on the palate, with bright oak and roasted nuts. Another winner from Amici Cellars!
Price: $19.99
2009 Viña Eguía Reserva Rioja
Review Date: 01-26-2015
This surprisingly weighty release has gobs of black cherries and red plums with herbs and cedar. It also has nice, spicy undertones of pepper and minerals. Wonderful floral nose of crushed violets. A great value, as well!
Top Value!
Price: $14.99
2014 Valentin Bianchi "Elsa Bianchi" Malbec Mendoza
Review Date: 01-26-2015
Like the previous vintages of this wine, the 2014 is a fun, affordable and easy drinking wine without the raisins/prune character in similar wines. A little French oak for added flavors and low tannins make this a perfect party wine. Consistently listed as a "Best Buy" by the Wine Enthusiast.
Top Value!
Price: $9.99
Laurent-Perrier "Grand Siècle" Brut Champagne
Review Date: 01-22-2015
This review is for the latest release, a blend of 20% 1999 vintage, 20% 2000 vintage and 60% 2002 vintage. A blend of 50% chardonnay and 50% pinot noir with a clean nose of green apples, lime and minerals. Lush and full on the palate with toasted hazelnut and almond notes. It has a very nice finish that linger and lingers! The best one that I have tasted since the 1996 blend.
Price: $109.00
2013 Banshee Sonoma County Pinot Noir
Review Date: 01-08-2015
We just had the opportunity to taste this latest release of Banshee Pinot Noir today (6 January) and though I liked the 2012 version of this wine, I think that I prefer the 2013. As with the previous vintage, this one has bright red fruits, rhubarb and pine notes, where the 2012 had black fruits; in the mid-palate, the 2013 stays bright and clean with a long finish of generous acidity. Being a fan of Burgundy, this works for me! This is a wonderful, affordable Pinot Noir with excellent quality and character that will pair very well with chicken and fattier fishes such as salmon. A real winner, this.
Price: $22.99
2006 Louis Roederer "Cristal" Brut Champagne
Review Date: 08-19-2014
Ripe nose of fragrant white flowers, stone fruits and almonds. Light and delicate and soft on the palate. Rich and smooth, with a very small bead. Long finish. Quite drinkable now but, should age very well in the cellar. Should be available over the course of a year from now. Like the 2005, this one is rarin' to go right out of the chute.
Price: $199.00
Lehmann "Jamesse Prestige" Grand Champagne Mouth Blown Wine Glass
Review Date: 05-27-2014
I had the chance to try these fantastic, mouth-blown glasses in Reims in April of this year. They are fantastically light and concentrate the nose beautifully! They are also very visually pleasing and elegant. I have a set of, shall we say, much more expensive (over $100 a stem) and well-known glasses that are inferior to these at home. They will remain in their boxes forever more! These GREAT glasses are sommelier certified!
Price: $37.50
Lehmann "Jamesse Reference" Grand Champagne glass (we can only ship in 6pks )
Review Date: 05-27-2014
Earlier this Spring, I was able to visit Lehmann glass in Reims one (fairly early) morning. After the initial eye-googling in their showroom, where the array of glasses and their collection of glass Champagne buckets dazzles, we were able to sit down and look at the Jamesse line. The star of which, for me, is their Champagne series. The "Reference" Grand Champagne glass is the little brother to the "Prestige" glass. He is just as attractive as his big brother but, a little heavier. Not overweight, of course. Just more sturdy. Like his brother, he has a great nose and bubbly personality. He's also less expensive to have around. Seriously, for me, this is THE glass to have at home for your everyday Champagne needs. It is beautiful to look at, Sommelier certified and very, very affordable. So, you won't feel bad if you break one after that mag of Cristal!
Top Value!
Price: $11.99
Pierre Paillard Grand Cru Brut Champagne
Review Date: 03-21-2014
This lower dosage, clean and linear Brut is one of the best that we carry, in my opinion. Green apple, bright cherry and lemon meringue notes on the nose. Bright apples, zippy lemon/lime and candied ginger flavors on the palate. It has a finish laden with chalk and minerals. When we have them, do NOT miss the magnums! They priced extremely reasonably and will age for another 10 years. As it is, this little beauty in the 750 ml bottle will age well for 6-7 more years. Do NOT wait to buy any of our Pierre Paillard selections! We receive them in limited quantities and they sell out quickly!
Top Value!
Price: $48.99
2002 Thiénot "La Vigne aux Gamins" Blanc de Blancs Brut Champagne
Review Date: 03-20-2014
Wow! This bottling of Champagne Thienot's "Gamins" has it all. The traditional elements of a superb blanc de blancs and so much more! Both green and golden apples are present (more so for the latter) as well as clay and dough notes on the nose. Lush lemon curd, light honey and nutty flavors on the palate. Wonderfully long finish! This bubbly would be a stellar addition to any cellar and should last another 20 years or so. Extremely impressive and worth every penny. For me, it is right up there with Krug and Salon.
Drink from 2014 to 2014
Price: $149.00
Ragnaud Sabourin K&L Exclusive Fontevieille #35 Cognac 750ml
Review Date: 08-20-2013
Similiar in style to the No. 20 but, with more vanilla, richness and oak. This cognac also has the stone fruit and nectarine notes with a very, very long finish. Very smooth, and a cognac to linger over an enjoy by itself.
Price: $169.99
Ragnaud Sabourin K&L Exclusive Reserve Speciale #20 Cognac 750ml
Review Date: 08-20-2013
I just tried this fantastic cognac this morning. Better than cornflakes! It has a lovely, delicate nose of cinnamon, orange peel and apricot. Vanilla, caramel and stone fruit on the palate. Very feminine and a great contrast to the much more common heavy, sweet caramel cognac styles. Sip it, sip it, sip it. Great stuff!
Price: $89.99
Ruinart Brut Rosé Champagne
Review Date: 08-17-2013
This is one of our richer styled Brut Rose champagnes. It has a lush nose of dark cherries, red fruit and rose petals. Full and rich on the palate with dark, red fruits and smokey notes. Rich and spicy, it will please nearly everyone.
Price: $72.99
Charles Heidsieck "Rosé Reserve" Brut Champagne
Review Date: 08-17-2013
The first thing that is striking about this champagne is the light, almost orange colour that you see in the glass. Very, very attractive! On the nose, gobs of strawberry and blood orange scents. On the palate, strawberry, raspberry and cream. Lingering finish with good acidity.
Price: $59.99
1999 Thienot "Cuvée Alain Thiénot" Brut Champagne
Review Date: 08-17-2013
An absolutely stunning effort composed of 60% chardonnay and 40% pinot noir. It has a wonderful nose of red fruits and freshly baked bread. Lush and mouthfilling with a fine bead, dark red fruits and a light savory note. Simply delicious. The Thienot champagnes were amongst the most interesting I tasted during our "Champagne Summit" on August 13th with about 75 other selecctions.
Price: $99.00
Thienot Brut Champagne
Review Date: 08-17-2013
This uber-small producer has managed to produce a fine little Brut at a very affordable price. It is composed of 45% chardonnay, 35% pinot noir and 20% pinot meunier with up to 40 reserve wines used in the blend. It has a bright cherry nose with nice citrus notes. On the palate, rich and round and fairly dense with weighty red fruits. Nicely balanced with good acidity.
Top Value!
Price: $39.99
Wine Club$34.99
Piper-Heidsieck Brut Champagne
Review Date: 08-17-2013
This is a great little champagne at a very affordable price! It has pear and ripe flavors on the nose with some cream, as well. On the palate, juicy and rich but, there are also ample mineral notes on the finish. Very, very nice at a really great price!
Top Value!
Price: $29.99
Billecart-Salmon Extra Brut Champagne
Review Date: 08-17-2013
Lime and green apple notes on the nose. Excellent acidity and cleanliness. Citrus flavors on the palate with lemon/lime, necatarine and some saline notes. A great wine to have with shellfish, whitefish and crab.
Price: $54.99
Krug Brut Rosé Champagne
Review Date: 08-17-2013
Even though I am a bit of a Krug fiend, actually I'm very much a Krug fiend, I just love this Brut Rose! It has an elegant nose of rose petals, tart strawberries and white pepper. A bright forefront with raspberry fruit merges into a tart strawberry and spicebox flavors at the back of the palate. Absolutely lovely! Will make a great cellar addition for the next 4-5 years.
Price: $279.00
Barnaut "Authentique" Brut Rosé Champagne
Review Date: 08-17-2013
This beautiful Rose is 85-90% pinot noir and 10-15% chardonnay. It has baking spices, deep red fruits and anise on the nose. Dark red plum, cherry and very ripe strawberry on the palate. A rich and full Brut Rose that is great with food. Even steak!
Price: $43.99
Deligeroy Crémant de Loire Brut Rosé
Review Date: 08-02-2013
Loire buyer Eric Story has been doing his best to provide us with relatively inexpensive bubblies and in this case, he has come through. This little winner has bright red fruits, zippy acidity and a touch of minerality. Bright and refreshing. An added bonus is the tiny, tiny bubbles. Tiny bubbles, in the wine, make me happy, make me feel fine. Thank you, Don Ho!
Top Value!
Price: $12.99
Louis Roederer "Brut Premier" Champagne
Review Date: 11-01-2012
This is one of my favorite Grand Marque houses and this particular champagne has great quality and is also a really good value. Toasty nose, with rich fruit. On the palate, golden apples and cream with a finish of bright, yet subtle, acidity. A really lovely champagne that works well on its own or with a meal.
Top Value!
Price: $46.99
Ariston Aspasie "Carte Blanche" Brut Champagne (375ml)
Review Date: 02-21-2012
The perfect bottle for a picnic! This lightly yeasty bubbly has fresh apple fruit, toast and a lingering finish with good acidity. This wine is just fine by itself or great with everything from sandwiches to roast chicken.
Top Value!
Price: $15.99
Bruichladdich Botanist Gin 750ml
Review Date: 02-17-2012
This is going to be a very strange review, so bear with me. Normally, I am NOT a gin fan. I usually don't even like the smell of it. However, this Botanist gin smells, well, like flowers. It has juniper on the nose, but it is very elegant and muted. There are a lot of white flower notes and some rose scents (for me anyway...be patient, I've never described a gin before!). On the palate, it is soft and smooth, with good body that is not too heavy or oily. Here again, the juniper is subtle and almost slighty sweet. This is not gin-and-tonic gin. Don't ruin it by mixing! Serve it neat or maybe with one small ice cube. Better yet, just keep it in the fridge. If a wuss like me can handle it neat, you can too! You won't be disappointed!
Price: $34.99
Fluteau Brut Rosé Champagne
Review Date: 10-17-2011
This is the first time that we have carried this wine and it is marvelous! Deep and rich, with big pinot flavors of rich strawberries and dark cherries. Big enough to handle a main course and balanced enough to stand on its own! This is my favorite of the Fluteau line.
Price: $34.99
Ruinart Brut Blanc de Blancs Champagne
Review Date: 04-12-2011
All Grand Cru fruit in this delicious blanc de blanc. An excellent combination of yeastiness,stone fruits and citrus fruits. Classic finish laden with crisp minerality. Dosage of 8g. This is a slightly bigger style of blanc de blanc for those of you who don't like "Brut Nature" styles of blanc de blanc.
Price: $64.99
Billecart-Salmon "Brut Reserve" Champagne
Review Date: 04-12-2011
It's baaaack! While this wonderful Brut often gets overshadowed by the Brut Rose, it is one that should not be missed! Rich, yet focused, with peach and pear fruit. Ginger spice on the palate, with bracing minerality and firm structure. If you're looking to find almost everything in one Champagne, this is it!
Price: $44.99
Wine Club$39.99
Rare Wine Company Historic Series Savannah Verdelho Madeira
Review Date: 03-07-2011
We recently had a staff tasting of the wines of Spain and Portugal and had the opportunity to taste this excellent Madeira. I absolutely loved it. A nose orange peel and roasted nuts. This one is quite dry,though not bone dry, with flavors of almonds, nectarines and citrus. Worth every penny.
Price: $49.99
Rare Wine Company Historic Series New York Malmsey Madeira
Review Date: 03-07-2011
I had this Madeira at the same tasting that I had the Savannah from the same series and though different from the Savannah, it is just as intriguing. Where the Savannah tends towards the dry side, the New york tends towards the sweet. Where the Savannah is not bone dry, the New York is not super sweeet. It has a nose of candied oranges, coffee and candied bacon. Medium to full bodied. On the palate, toffee, date and hazelnuts. Like the Savannah, it is worth every cent!
Price: $49.99
Collard-Picard "Cuvée Selection" Brut Champagne (375ml)
Review Date: 02-08-2011
This lovely effort from the grandson of Rene Collard, he of pinot meunier-based Champagne fame, is rich with meunier pear fruit and spices. The finish has surprising minerailty due to the low dosage and the chardonnay that comes from Delphine Picard. A delicious blend of 80% pinot meunier and 20% chardonnay.
Price: $17.99
J Vineyards "Cuvée 20" Sonoma County Sparkling Wine
Review Date: 02-07-2011
One of my favorite domestic bubblies. A very pretty nose of white flowers and minerals. On the palate, green apples and grapefruit with a samll bubble and a creamy pear finish. All this at a very affordable price.
Price: $24.99
Gruet Rosé New Mexico Sparkling Wine
Review Date: 01-06-2011
Sparkling wine from New Mexico, you say? Yep, and it's really good, too! The Gruet family makes champagne in France and fell in love with New Mexico when they were visiting. The result of this love is a classically styled Brut Rose with bright strawberry fruit and toasted bread on the nose. Clean, raspberry fruit on the palate with a dry, crisp finish. Only 5000 cases produced. A wonderful bargain!
Top Value!
Price: $15.99


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DNA Bust:Appalachian people boasted of Portuguese ancestry to avoid slavery were actually descended from African men & white women
As Jack Nicholson said in a few good men – You cant handle the truth!
Varied and sometimes wild claims have been made about the origins of a group of dark-skinned Appalachian residents once known derisively as the Melungeons.
Some speculated they were descended from Portuguese explorers, or perhaps from Turkish slaves or Gypsies.
Now a new DNA study in the Journal of Genetic Genealogy attempts to separate truth from oral tradition and wishful thinking
The study found the truth to be somewhat less exotic: Genetic evidence shows that the families historically called Melungeons are the offspring of sub-Saharan African men and white women of northern or central European origin.
And that report, which was published in April in the peer-reviewed journal, doesn't sit comfortably with some people who claim Melungeon ancestry.
'There were a whole lot of people upset by this study,' lead researcher Roberta Estes said, noting that many preferred their assumed origins.
Read more: http://www.dailymail.co.uk/news/article-2149658/Melungeons-DNA-study-seeks-origin-Ancient-Appalachian-people.html#ixzz2Iu7iASyh


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So, I got on low dose Zoloft about 6 weeks pp last year because my anxiety was so BAD after my bout with severe PPPE and readmittance, 4 days more in the hospital, now have chronic hypertension, etc. My anxiety was really bad to the point that I had a knot in my throat 24/7. I also had a couple of panic attacks that took me a moment to figure out what it was because I had never had one in my life. The feeling of impending doom, death, vision disturbed, ears hot, panic, etc. I had like 3 of them all within a month last year up until I got on the Zoloft. The Zoloft worked WONDERS and I remained on it and have slowly weaned off these last three months. My doc completely weaned me on August 20th because I have been feeling great. BP is well controlled on low dose Benicar and runs average 115/70. It has been well controlled also since about 4 weeks pp. Just a little background, long I know.
This last week I have had 2, yes 2 panic attacks. One was small and I was able to pull myself out of it. The one I had last night was horrible. I had turned off all the lights and crawled in bed. And it hit me. FULL BLOWN PANIC AND DOOM. Out of nowhere. My vision seemed fuzzy, ears hot, and I just knew something bad was about to happen. I felt the way I did the night I went back to the ER 5 days pp. What's up with that??? I had been using my moms bp machine for the past year and she asked for it back because she's been having some issues. So I have been without one for about a week and a half. (out of procrastination) Well, first thing this morning I took my happy butt to walmart and bought me a new one. Checked bp and it was 120/68. I had a couple of doc appts 2 weeks ago and it was great too. But I was sure during my panic attack last night that it was threw the roof.
I thought I was soooooooo passed this crap. I knew if I could come anywhere and talk about this it would be here. No one else gets it. I hate these attacks and they seem to come from nowhere. UGH!!!!


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BKE Boutique Lace Back Tank Top
SALE $14.00 was $28.00 Item #55460BTQM11016
- Ruched front tank
- Body: 95% Rayon, 5% Spandex. Lace: 92% Nylon, 8% Spandex.
- Machine wash cold water with like colors. No chlorine bleach. Reshape when wet and lay flat to dry. Do not iron on trim.
- Made in Canada.
Have a Question?
Email Guest Services.
- Body length 26" on size medium.
BKE Boutique Lace Back Tank Top 8 8
Super Comfortable I ordered offline, shirt is EXTREMELY comfortable.The style you can dress up or down.VERY satisfied with purchase. November 13, 2014
Love the look but overall diappointed Love the style and fit of this top, it's very slimming but it's definitely not designed for girls with a full bust and the material seems cheap. The top looks worn with minor fuzz but has never been worn or washed. May 6, 2014
Great tank I ordered this tank in the blue and purple. It is the perfect everyday tank. I love that it can be casual or dressed up. August 6, 2013
Kinda pricey It's kinda pricey for what it is the fit is a little odd but I bought it for a night out and it served it's purpose and the lace is quality so far hasn't fallen apart after a wash so that's a plus. September 19, 2012
must buy! i bought this in purple and fell in love with it! i wear another cami under it since i am busty, but it works out really well. this tank is very flattering in the chest and stomach and the fabric is very soft and wonderful. i'll probably cave and get it in red too. September 10, 2012
Beautiful Shirt This shirt can be worn casually, or more formal for a night out. It is also very flattering for the belly and breasts. I found that it runs a bit small. I usually wear size small but this shirt felt too tight. I would recommend going a size up. July 26, 2012
Very cute Loved this tank so much I went back and bought it again in red. Had there been any others in my size I would have gotten them too. July 21, 2012
Beautiful This tank is really great. I got it in black and I got a size small. It's fits beautifully. The lace panel-type thing in the back is gorgeous. I'm seriously thinking about getting it in the red and blue. The fit is VERY flattering with the ruching (sp?) in the front. Definitely buy this tank. If you need a reference, I'm about 5'5 and 98lbs. May 3, 2012
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@ Your Library
@ Your Library is a blog about all things related to the San Antonio Public Library. We might post important information, promote an event, share information about an upcoming community program, or just share some cool stories, and historical trivia. Presented by the SAPL Public Relations Department.
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Bannwolf Library/Reagan High School discontinues public library service
At 6:00 p.m. on Sunday, May 29, the Bannwolf Library at Reagan High School will discontinue its public-library operation. [Read More]


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Culinary DelightsGraubünden specialties such as Capuns (dumplings with meat/ham/sausage and Swiss chard), Maluns (long-fried potatoes), Pizokel (spinach dumplings), nut gateau. Steak tartar and carpaccio prepared with Graubünden beef. Large wine list.
Special featuresFrom bed to ski run! That's easily done at the 'Radons Berghaus', situated at 1,900 metres a.s.l., in the middle of the ski area. The toboggan run is also nearby. It's the ideal place if you're seeking pristine nature amidst a magnificent mountain world. Curling, pony lift (practice lift). Snowliner guest shuttle service.
Height: 1870 m a.s.l.
Local place name: Radons
Winter Hiking Trail
Ski Run
Tobogganing Trail
Winter Hiking:
from Tignias 1h45
from Somtgant 1h30