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Liability is something chief compliance officers have secretly worried about since the role was first created. They often joke, grimly, about becoming the "designated felon." The joke may have been more prescient than intended. According to a fascinating article by Jaclyn Jaeger in Compliance Week, it seems that recent regulator and enforcement actions have driven the monster out of the closet and into the light. According to a Thomson Reuters poll cited in the article, 53 percent of the 600 compliance professionals think their liability is increasing.
Increasing Risk of Financial Penalties for CCOs
Compliance officers can play a role in illegal activity like anyone else and always could be held liable for those actions. But financial penalties are now being charged against chief compliance officers (CCOs) for implementing inadequate risk controls in their organizations—and potentially for the wrongdoing that occurs.
This is the secret fear made flesh. Add to that the unwelcome surprise from the financial industry, where compliance professionals in supervisor roles are being held responsible by the SEC for supervisory liability—the failure to identify and correct fraud within their area of responsibility. Such supervisory responsibility apparently may go unrecognized because it can be several levels or departments removed from the bad actor.
How CCOs Can Mitigate their Own Risk
In light of this new reality, what should a compliance officer do? The big-picture answer is what it always has been: keep doing the job and do it well. But now, CCOs need to take additional, practical steps to protect themselves.
For example, it is more important than ever for compliance officers to implement strong, effective compliance programs built on solid, current risk assessments. They also must conduct a thorough review of their programs at regular intervals, utilizing an outside third party at least every four to five years to minimize the myopia of evaluating their own work. And identified gaps must be remediated in a timely way.
Further, CCOs must share the risk and program assessment results with the board, so that the governing body is aware that appropriate controls are in place or are slated for improvement. This is another reason to ensure that the CCO has independence—or at least easy and regular access to the senior executives and the board. The company should have a clear, written escalation policy which has been agreed to in advance by senior management and the board. (For more on best practices for engaging boards, see our white paper on effective board reporting.)
Going the Extra Mile: Implementing Risk Controls and Review Processes
In her article, Jaeger suggests compliance officers take a defensive approach to their personal job practices by documenting all their decisions and having them reviewed by a third party. It is a good idea to go even further to include risk controls in the document and review processes.
A good defense also includes making sure discovered misconduct is appropriately addressed. The reality in many organizations is that reports of wrongdoing are either vaulted out of the compliance office to HR or management, never to be heard of again; or they are found to be substantiated and management decides to take action that is inadequate. And what about reports of misconduct made to line managers? Can a CCO be charged with supervisory liability if a manager mishandles the issue?
The new hard truth is that the compliance officer may now be held responsible for making sure that wrongdoing is appropriately handled—including ensuring that no retaliation occurs. The scope of that responsibility appears to be still expanding.
CCO Role: Courage Required
Clearly, the role of compliance officer is not for the faint of heart. Written charters and job descriptions for compliance officers may need to include a new section on liabilities in addition to the typical responsibilities and authorities, so that candidates benefit from full transparency and think carefully before taking a position. Organizations should consider making sure that the CCO role provides for support and defense in the event of an investigation or indictment. This is a standard protection shared by almost all members of the C-Suite.
Perhaps the interview process for a new CCO also should also include questions about nerve. A compliance officer needs a healthy dose of courage to do the job, now more than ever. Ultimately, compliance officers must also consider the nuclear option: walking away and quitting the job if they see unacceptable misconduct or believe that they are not receiving the support, resources or access needed to ensure an effective compliance program.
DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.
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Curing HIV means finding and eradicating viruses still lurking in the shadows.
Curing HIV means finding and eradicating viruses still lurking in the shadows.
Oxford researcher John Frater explains the strategy of targeting viral resevoirs to beat the virus.
A retrovirus embedded in the human genome may help protect embryos from other viruses, and influence fetal development.
Meet some of the people featured in the April 2015 issue of The Scientist.
Diverse mammals, including humans, have been found to carry distinct genomes in their cells. What does such genetic chimerism mean for health and disease?
Methylation increases both the activity and instability of the signaling protein Notch.
Mouse offspring conceived by in vitro fertilization are metabolically different from naturally conceived mice.
The National Institutes of Health shutters its initiative to track the health of 100,000 children through adulthood.
Bacteria in the gut of a pregnant mouse strengthen the blood-brain barrier of her developing fetus.
The right mix of mouse embryonic stem cells in a dish will start forming early embryonic patterns, according to two studies.

subset: commoncrawl


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Happy 81st Birthday to my longtime friend #OscarWinningLegend #ShirleyJones - what an amazing lady indeed - with a fabulously wicked sense of humor that I just love! We've had so many laughs over the years! #GreatMemories 2w 0


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Country: | United States(US) | ||
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Domain Name: DOUBLEDOWNCODES.COM Creation Date: 2012-12-13 20:24:00Z Registrar Registration Expiration Date: 2014-12-13 12:24:00Z Registrar: ENOM, INC. Reseller: NAMECHEAP.COM Registrant Name: WHOISGUARD PROTECTED Registrant Organization: WHOISGUARD, INC. Registrant Street: P.O. BOX 0823-03411 Registrant City: PANAMA Registrant State/Province: PANAMA Registrant Postal Code: NA Registrant Country: PA Admin Name: WHOISGUARD PROTECTED Admin Organization: WHOISGUARD, INC. Admin Street: P.O. BOX 0823-03411 Admin City: PANAMA Admin State/Province: PANAMA Admin Postal Code: NA Admin Country: PA Admin Phone: +507.8365503 Admin Phone Ext: Admin Fax: +51.17057182 Admin Fax Ext: Admin Email: [email protected] Tech Name: WHOISGUARD PROTECTED Tech Organization: WHOISGUARD, INC. Tech Street: P.O. BOX 0823-03411 Tech City: PANAMA Tech State/Province: PANAMA Tech Postal Code: NA Tech Country: PA Tech Phone: +507.8365503 Tech Phone Ext: Tech Fax: +51.17057182 Tech Fax Ext: Tech Email: [email protected] Name Server: PAM.NS.CLOUDFLARE.COM Name Server: SID.NS.CLOUDFLARE.COM The data in this whois database is provided to you for information purposes only, that is, to assist you in obtaining information about or related to a domain name registration record. We make this information available \"as is,\" and do not guarantee its accuracy. By submitting a whois query, you agree that you will use this data only for lawful purposes and that, under no circumstances will you use this data to: (1) enable high volume, automated, electronic processes that stress or load this whois database system providing you this information; or (2) allow, enable, or otherwise support the transmission of mass unsolicited, commercial advertising or solicitations via direct mail, electronic mail, or by telephone. The compilation, repackaging, dissemination or other use of this data is expressly prohibited without prior written consent from us. We reserve the right to modify these terms at any time. By submitting this query, you agree to abide by these terms. Version 6.3 4/3/2002 |
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Standing at the top of a beautifully manicured 60ft man-made hill, I survey the landscape below with its sculptures, architectural structures and lakes.
Snails and slugs are horribly damaging and we should waste little energy admiring the evolution of the latter in casting off the shells enjoyed by their snail ancestors.
If your lawn's looking bare and bumpy, it's time to give it some TLC.
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As I said last week, good garden soil should be left well alone.
As families enter the wonderful world of Disneyland Paris with its quirky characters, pink castle, fairytale lands and breath-taking parades, few will notice the quality of the plants, the precision cutting of the lawns or the carefully clipped topiary.
I WAS in London last weekend and thoroughly enjoyed the extra few degrees that made it possible to ditch the thermals and wander around without my coat.
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MARK and I have been married 18 years.
There's more to onions than meets the eye, especially through a veil of tears.
EVER wondered how to give your garden a real rural touch?


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Racket Buster 13 Kennedy's Patriarch 12 Home Brew 13 Pauline's Punch 10 House Made Sangria 10 Jonava Flip 11 Million Dollar Cop 14 Sidecar – Paris WWI 14 Hemingway Daquiri – Havana 1930's 12 Between the Sheets – Paris, 1930's 12 Sazerac – New Orleans 1859 11 Pisco Sour – Lima, 1920's 12 Gin Fizz – 1920's 13 Pink Lady – 1910's 12 Bee's Knees – 1920's 13 The L.L. Cap 13 The Brass Rail 12
December 5th 12
A holiday we can all enjoy, December 5th is the day prohibition was
Olmeca Altos Plata Tequila, Triple Sec, Fresh Lime Juice, House-made
Jalapeno and Mint Simple Syrup
Named after the famous Boston cop James Sheehan, a "good honest"
blend of spirits.
Ketel One Vodka, Aperol, Yellow Chartreuse, Fresh Lemon Juice,
Peychauds bitters
New England Royalty, the Kennedy's Patriarch is named for
Joseph P. Kennedy's prohibition era bootlegging, bringing fine spirits
to the people of Boston and keeping our cocktail history alive.
Ketel Oranj, Stirrings Apple Liqueur, Fresh Lemon Juice,Simple Syrup,
Apple Juice, Egg White*.
The Striped Pig 13
Come one! Come all! Behold the Striped Pig! Though direct sales of
alcohol were illegal, a resident acquired a license to show his pig with
painted stripes. The tickets sold for 3 cents a piece. The loophole was
that every ticket came with a free alcoholic punch.
Belle de Brillet Pear Liqueur, Ketel One Citron, Fresh Lime Juice.
House-made Barrel-Aged Cocktail even Carrie Nation could enjoy.
Ask Your Server for Available Selections.
Housemade Punch Changes Seasonally
Archer's Evening Law 13
In Honor Of Gleason Archer Sr.
Cold River Blueberry Vodka, Fresh Basil, Fresh Lemon Juice,
Simple Syrup
Jonava Is What The "In-crowd" Used To Call Gin In Colonial Boston.
Beefeater Gin, Triple Sec, Simple Syrup, Fresh Lemon Juice,
Egg White*
Our Tribute To A Major Prohibition Figure.
Hendricks Gin, Raspberry Cordial, Chambord, Fresh Lemon Juice,
Prosecco, Egg White*
Old Fashioned – 1806 12
Bulleit Rye, Demerara Syrup, Angostura
Hennessey, Cointreau, Fresh Lemon Juice
Brugal Extra Dry Rum, Maraschino Liqueur, Fresh Lime juice,
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The Royal Exchange 11
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Rhum Clement, Ginger Liqueur, Fresh Lime Juice, Pineapple Juice


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Check out some available loans that are similar to this one!
To improve her husband's business, Aun is requesting a loan of $1,300 to purchase more carpentry tools to use in his business. This money will help him obtain enough tools to use and produce furniture faster.
In the future, she would like to expand the business and help her youngest child earn higher education. Moreover, she wants to build a new house.
Additional Information
About KREDIT
KREDIT Ltd. is one of Kiva's most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.
About Cambodia
226View loans »
US Dollars
Success!! The loan was 100% repaid
A loan of $1,300 helped Aun to purchase more carpentry tools for her husband to use in his business.
- Repayment Term
- 20 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Oct 18, 2013
- Listed
- Nov 15, 2013
- Currency Exchange Loss:
- Ended:
- Sep 20, 2014


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Each summer developing and experienced writers in all genres come from around the country and globe to work and build community with renowned writers of color. In choosing our faculty we select only internationally celebrated authors who are known for their excellence as writers and their sensibilities toward political and cultural issues. All of our workshop leaders are inspiring and proven teachers experienced with diverse populations.
Summer 2012 Faculty: Elmaz Abinader, Faith Adiele, Junot Diaz, M. Evelina Galang, Minal Hajratwala, Randal Kenan, Maaza Mengiste, David Mura, Willie Perdomo and Patricia Smith. As usual, this summer is going to be killer! Mark your calendars for the all-star faculty reading on Thursday June 28!


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St Pete Vertical Farming, Inc. filed as a Domestic Non Profit Corporation in the State of Florida and is no longer active. This corporate entity was filed approximately three years ago on Wednesday, September 5, 2012 , according to public records filed with Florida Department of State.
Pietro Petrachi served as the Director
Christopher Williams was the Director of St Pete Vertical Farming, Inc..
The Director of St Pete Vertical Farming, Inc. was Chris Cazzato.
The registered agent for the company is Pietro P. Petrachi. Also known as a statutory or resident agent, the registered agent is responsible for receiving legal notifications regarding court summons, lawsuits, and other legal actions involving the corporate entity.
Key roles for St Pete Vertical Farming, Inc. |
Pietro P. Petrachi
Inactive |
Christopher M. Williams
Inactive |
Chris Cazzato
Inactive |
Filing Type: | Domestic Non Profit Corporation |
Status: | Inactive |
State: | Florida |
State ID: | N12000008523 |
Date Filed: | Wednesday, September 5, 2012 |
Registered Agent | Pietro P. Petrachi |
Comprehensive Insight Plus Report |
Learn More |
The D&B Comprehensive Insight Plus Report for St Pete Vertical Farming, Inc. combines D&B's proprietary statistical scoring with business, payment and financial information all in one report. | |
US Company Profile Report |
Learn More |
The D&B U.S. Company Profile contains basic information such as address and telephone number, executive names and titles, line of business and SIC codes, D-U-N-S Numbers, organization status, and year and location of incorporation for St Pete Vertical Farming, Inc.. |


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As a matter of fact, what IS the right market for Linux? The mythical Average User? No way. The average user wants a computer that performs the tasks set for it. Those people are in the market for a computer, a real, physical machine, a tangible object with a keyboard (real or imaged), a mouse (or trackpad/trackball/touchscreen), and a display screen.
Read more »Is Linux Publicity Targeting the Right Market?
http://www.linuxplanet.com –
Created by binarycanary 4 years 24 weeks ago – Made popular 4 years 24 weeks ago
Category: Community Tags:
Category: Community Tags:
The rise of the FOSS spinmeister
http://www.itwire.com –
In August 2003, a little more than three months after the SCO Group had filed a lawsuit against IBM, seeking damages for alleged breach of contract, I had an email exchange with Blake Stowell, who was then the public relations manager of the former company.
Read more »- Login to post comments


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They are now featuring Wholly Guacamole products on their hot dogs so you might try that.
Go here to see the new splash page with all the product details.
The coupon is good through Aug. 10, 2012.
If you scroll down on the splash page you'll also get a $1 off coupon on Wholly Guac.


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2 Comments
Hi, Kate
I am really excited for your website, you are a great singer and very pretty so well done and you are so lucky to have a brother sam to be able to do this for you good luck girl go hard!
From your friend Ella xoxoxoox
1↑ -
Yeah Kate, Awesome video!!!


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How to Make a Bow out of Bamboo
This is instructions to make a bow out of bamboo. It is pretty easy and cool.
1Buy bamboo. It's pretty cheap. You could get it in garden centres.Ad
2Tape the bamboo sticks together (Three sticks is good). When you look at the top it should look like a clover leaf on top.
3Tie string around the top then turn it over. Put your hand at the top of the bow and push down on the floor so it bends. As it is bending tie it at the end then it will be good to go.AdAd
We could really use your help!
rate articles?
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- To tape the sticks together use electrical tape and when you're not using the bow take the string off.
- Do not aim at people!
Things You'll Need
- Bamboo
- Tape (Preferably electrical tape)
- String


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Find a copy in the library
Finding libraries that hold this item...
Document Type: | Book |
All Authors / Contributors: |
Jean-François Senault; Henry Carey Monmouth, Earl of; Riviere & Son. |
OCLC Number: | 7857688 |
Notes: | Added t.p., engr. Signatures: pi₁ a⁸ b⁶ A⁴( -A₁, ₂)--c⁸ B-2K⁸, A⁴ [C₃ signed 'B₃'; E₃ signed 'E₅']. Page 429 wrongly numbered 129; numbers 430-431 repeated in pagination. Advertisements printed on p. [1]-[8] at end. Name pallet: Bound by Riviere & Son. |
Description: | [50], 510 [i.e. 512], [8] pages : portrait ; 17 cm |
Other Titles: | De l'usage des passions. |
Responsibility: | written in French by J.F. Senault ; and put into English by Henry, Earl of Monmouth, An. Dom. 1649. |
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Home |
British WW11, Dollond "Signaling" Telescope browse these categories for related items... Directory: Popular Collectibles: Militaria: Pre 1940: item # 1198040 Please refer to our stock # MI-721-PG when inquiring.
CLARKE & CLARKE Art + Artifacts by appointment Mercer Island, Washington 425+516+9921 Guest Book $275.00 |
$275.00 While many of the Dollond Signaling telescopes were privately purchased by Officers during the war, our example is some what more scarce in that it bears the Military Broad Arrow property mark under the serial number which are below the words, Dollond London Signaling stamped on the small draw,(see image). The three draw telescope is covered in good quality leather and extends to approximately 32" in length. The 50mm objective lens is undamaged and focuses to a nice clear image protected with a sliding sun shade. The shoulder sraps and the strap lugs are missing. The telescope was issued and has seen use but despite a few dings and dents in the large barrel, it draws smoothly and is easy to focus. A good addition to any WW11 collection. |
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False alarm/gastritis
March 17, 2015
Well, maybe I shouldn't have said something so soon. Sadly and frustratingly, I'm back on prednisone–5 mg. My right foot and ankle are flaring up again (seriously, what is WRONG with THAT foot and ankle?!). I see my rheumatologist on Thursday so we'll see what he says about it.
And in other painful health news, I've been battling a bad case of gastritis (I think) for over a week. Thanks to omeprazole (Prilosec), and an anti-nausea drug, and severely limiting my diet, it seems to be getting better. What relief! The constant nausea (with some vomiting) and stomach pain has been so horrible. But on the bright side, I have been losing weight. This isn't exactly the weight loss plan I had imagined for myself, however. Another good forced diet change: no Diet Coke or caffeine!
And in GOOD NEWS, I went on my first bike ride a couple days ago! I had to make a few stops and take breaks (I'm weak from sickness and not eating hardly anything and not exercising all winter), but it felt so good. It was a lot colder out today so I chickened out, but I hope to go on another ride very soon.
Prednisone free!
March 15, 2015
I've been off of prednisone for THREE DAYS now! Whooo!
Three days isn't long, but it's exciting nonetheless. Let's hope I can continue to stay off of it.
Goodbye, chubby round face. Goodbye, neck lump. Goodbye, anxiety and mood swings. Goodbye, bone damage.
July 22, 2014
I'm not sure what week/day I'm on except that I went down to 7 mg at the start of this week. HOORAY! I WILL reach 0 soon. Staying at 0 is the main goal, though, and that tends to be tricky.
Milligram by milligram I will get off of this drug. Then the next hurdle–tapering off the Xanax and Vicodin. I'm not looking forward to that. I'm actually really nervous of withdrawal/tolerance side effects, but I know I can do it.
February 15, 2014
Well, I'm taking prednisone again–10 mg. I'm not happy about being back on it, but at least it's helping.
Damn foot and ankle.
January 20, 2014
Hooray, hooray, HOORAY! I'm off prednisone as of TODAY! Cross your fingers this lasts a while. Or, forever.
Sadly, it could not last. Back on 5 mg. :(
Tape my mouth shut, please
January 12, 2014
So I'm back on prednisone, which is annoying. Right now I'm taking 10 mg, but I was taking 15 mg for a couple weeks. About a month ago a pretty bad flare-up started in both feet and ankles–especially the right foot and ankle. Swelling and terrible, throbbing stabbing pain. I've been trying hard to resist taking steroids because of their nasty side effects, and because I've been trying very hard to lose weight. But, once again I felt I had no other choice than to take prednisone temporarily until the flare-up is gone. The drug has been helping, which is great, but it's also been affecting my moods and causing me to have a raging, ravishing appetite. I want to stuff my face with every carb I see, basically. This is frustrating and depressing.
I wrote more about this in a blog post for RheumatoidArthritis.net which hasn't been published yet (soon, hopefully). In it I ask for tips and suggestions about how to cope with the side effects of prednisone. How can I control my appetite better while taking this wonderful yet awful drug? I've been trying to drink a lot of water and tea which is helping, sort of. I'm not sure what else to do other than, yeah, taping my mouth shut. But when a pasta/bread/sugar/chips craving pops up, I'm not sure if I could stop myself from ripping it off anyway. Lock me in a closet instead? Chop off my hands? Joking aside, those aren't realistic options, of course. Anybody have any good ideas? Please tell me soon, before I clean out the fridge…again.


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Do you think wearing on-body cameras on duty should be mandatory?
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Safariland introduced the Kona patrol bike at SHOT Show 2012. The rugged, all-terrain bicycle arrives with purpose-built features such as a 30-speed drive-train, 29-inch wheels, and hydraulic disc brakes for greater stopping power.


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3351 Cypress Plantation Trail, Raleigh, NC 27616
Phone: (919) 890-3100
7.5 mi
7713 Lead Mine Rd 17, Raleigh, NC 27615
Phone: (919) 846-1988
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The National Storytelling Conference is producing a comprehensive Program Book for all attendees of the National Storytelling Conference. This is a great advertising opportunity since this publication has excellent exposure in the storytelling community.
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The Western Australian Sports Centre Trust, trading as VenuesWest, is a Statutory Authority under Section 4 of the Western Australian Sports Centre Trust Act, established in 1986 to manage Western Australia's major state-owned sporting facilities.
Western Australia's provider of premier sports, recreation and entertainment venues.
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Midland Cycling Club
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VenuesWest offers a Bike Education Experience suitable for students aged 10 - 17 years. For more information contact our Sport, Recreation, Education & Programs Department.


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Port of Long Beach CEO Jon Slangerup issued a statement addressing the status of picketing truckers at the harbor, pointing out that the demonstration is not a strike.
The American Association of Port Authorities (AAPA) elected Jim Quinn, president and CEO of New Brunswick, Canada's Port Saint John, to serve as the international
U.S. Environmental Protection Agency (EPA) Administrator Gina McCarthy visited the Port of Houston April 24 to highlight grants aimed at improving air quality. The port will receive about $900,
The Baltic Exchange's main sea freight index, which tracks rates for ships carrying dry bulk commodities, remained flat on Monday on muted shipping activity. The overall index,
Qatar Navigation (Milaha) Q.S.C. has announced its financial results for the three months ended March 31, 2015, in which it reported operating revenues of QR 786 million vs.
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Based on my portfolio and style, would you work with me?
your thoughts are welcome Apr 23 13 08:42 pm Link Overall, I like it. It's a little strange to have two photos of the exact same dance pose in there. A little repetitive, maybe.
I don't know if I would work with you, I don't shoot nudes and I can't dance gracefully. Apr 23 13 09:47 pm Link Your style is somewhat repetitive. I'd consider working with you if I had a project like that in mind. I think you'd capture a yoga shoot well. Apr 23 13 09:54 pm Link If i was a dancer yes. But I am not so probably not Apr 23 13 10:07 pm Link Based on the first 2 rows of your port only, yes.
Based on the rest, no. Apr 23 13 10:07 pm Link Just the same as MelissaAnn. Apr 24 13 03:10 am Link Thanks for your thoughts, it is appreciated very much,,, Apr 30 13 09:10 pm Link I don't know if I would work with you, I don't shoot nudes and I can't dance gracefully. I would love to work with you base on your port,,, May 02 13 10:17 am Link |


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Online brochure or E-brochure |
Online brochureAlternatively there is now the option to view the brochure online if you prefer, as opposed to having a copy emailed to you. This will of course be quicker and allow you to access the online brochure immediately. Our 3D virtual page turning brochure opens on your browser (eg internet Explorer) so no special or downloaded software is needed to view our online brochures. See every page of the latest brochure exactly as it appears in print. Winter 2014/2015 Online brochure - view here for online brochure winter 14/15 To create a mini brochure by downloading in PDF format, go to 'Menu' then Select 'Download a PDF' then select the pages you want then click 'Download Selected'. 5 pages PDF downloaded will be roughly 1MB. To download the whole brochure in PDF format will be roughly 19MB. |
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Call us on 0844 576 0170 to book or for further information. You can also email your request or enquiry to a member of our team at email@example.com times Mon-Fri 9am – 6pm (7pm Sept-Mar), Sat 10am – 4pm. Closed bank holidays and Sundays. |


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stgecko noquarter+343 Reply I've climbed a sure granite face that was 3000 feet tall. I'm guessing my trip was harder. Also climbed Devils Tower in Wyoming, think Close Encounters of the Third Kind and it isn't even close to the height of this building or El Capitan.
Abdullah Suleiman+010 Reply +Google There's actually a street view in the museum of Islamic art in Doha so it's not the first time in the Arab world!
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Patriot Transportation Holding (Nasdaq: PATR ) reported earnings on Wednesday. Here are the numbers you need to know.
The 10-second takeaway
For the quarter ended June 30 (Q3), Patriot Transportation Holding beat slightly on revenues and beat expectations on earnings per share.
Compared to the prior-year quarter, revenue increased and GAAP earnings per share increased.
Gross margins contracted, operating margins contracted, and net margins expanded.
Revenue details
Patriot Transportation Holding reported revenue of $33.0 million. The two analysts polled by S&P Capital IQ looked for sales of $32.7 million on the same basis. GAAP reported sales were 3.4% higher than the prior-year quarter's $31.9 million.
Source: S&P Capital IQ. Quarterly periods. Dollar amounts in millions. Non-GAAP figures may vary to maintain comparability with estimates.
EPS details
EPS came in at $0.28. The two earnings estimates compiled by S&P Capital IQ averaged $0.25 per share. GAAP EPS of $0.28 for Q3 were 12% higher than the prior-year quarter's $0.25 per share.
Source: S&P Capital IQ. Quarterly periods. Non-GAAP figures may vary to maintain comparability with estimates.
Margin details
For the quarter, gross margin was 13.2%, 120 basis points worse than the prior-year quarter. Operating margin was 13.2%, 70 basis points worse than the prior-year quarter. Net margin was 8.1%, 70 basis points better than the prior-year quarter.
Looking ahead
Next quarter's average estimate for revenue is $32.1 million. On the bottom line, the average EPS estimate is $0.26.
Next year's average estimate for revenue is $126.4 million. The average EPS estimate is $0.85.
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The stock has a one-star rating (out of five) at Motley Fool CAPS, with seven members rating the stock outperform and 22 members rating it underperform. Among 11 CAPS All-Star picks (recommendations by the highest-ranked CAPS members), one give Patriot Transportation Holding a green thumbs-up, and 10 give it a red thumbs-down.
Of Wall Street recommendations tracked by S&P Capital IQ, the average opinion on Patriot Transportation Holding is hold, with an average price target of $30.00.
- Add Patriot Transportation Holding to My Watchlist.


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Last Night On Earth: Zombies With Grave WeaponsExpansion Miniature SetList Price: $24.95
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The Zombies With Grave Weapons Miniature Set has 14 miniatures including 7 unique figure sculpts provided in both brown and green. These new Zombie miniatures are a perfect companion to the Grave Weapons Card Deck in the Survival of the Fittest expansion, or can simply be used to expand and add variety to the Zombie player's hoard in the base game. It also features two exclusive new game cards only available in this set: A New Zombie Grave Weapon, the fearsome Crawling Torso!
Product Information
Flying Frog Productions Year: 2010
Players: 2 - 6
Time: 60 - 90 minutes
Ages: 12 and up
Weight: 260 grams
Language Requirements: This is a domestic item.
- 14 miniatures
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What constitutes "unreasonable behaviour" in divorce?
(77 Posts)Does it have to be documented, big things or can you cite insults and incidents of selfishness etc? I don't want to have to wait 2 years to get it done, but with a background of low-level EA I don't have anything specific to hang it on.
Would it be easier for one of us to confess to a non-existent affair? Would an emotional affair suffice as I could probably muster one of those if I tried hard enough!
Dear Mumsnetters - filling in Form 8... Thinking about unreasonable behaviour, and I would very much welcome any feedback on the following... I'm taking to heart the previous comments about informing DH in advance about the reasons I put down, to try to make it less of a shock when the papers are served...
Respondent constantly picked fights over trivial matters, insulting and belittling me, making me feel extremely anxious and exhausted
Respondent ruined family outings with his irritation, aggressive driving, and relentlessly negative comments and attitude, so that for several years I have had no companionship and intimacy at home.
Despite repeated requests from me, respondent refused to stop smoking in the house, even when the children were babies and when I had cancer, which made me feel he did not care for our family's wellbeing.
All love and affection has disappeared, which upsets me greatly.
Hi everyone my hubby cheated on me through txting and sleep with prostitute,I tried to save my marriage,but after 13 yrs l walked away.
Before that are marriage was good,but 3 yrs ago that's what he did to me,knowing at the time my mum had cancer,we both lost two kids in are 20s which for me l have never got over,he made me sleep in the spare room before l walked out so he could carry on with the txting,while l tried to save are marriage,he wouldnt go to relate,so l had to do mediation then l found out the reason he won't got he wanted kids,he marriage me knowing l couldn't give them to him,he has now put me down as unreasonable behaviour,when he was him who cheated,and told me he wanted kids,knowing l can't give them to him,he has now got a gf with kids,but when l left he said he wasn't going to divorce me until two yrs now he is with saying that he will use UB,any help would be good,thanks
To avoid having to state unreasonable behaviour, could we say that we have been separated for 2 years (and living in the same house)? I told him I wanted to separate 5 months ago but the problems had been going on for much longer. So it's not totally true... but if we could agree to do this would the courts object? Could it raise problems later?
Hi there,
It seems I find myself in a similar position to quite a few of yourselves.
I had to go to a solicitor yesterday, and even though my wife walked out on our marriage over a year ago, and even though she moved out early last year, I have to find 5 reasons of unreasonable behaviour.
I hope you don't mind but I plan on plagiarising several of yours, hoping that whilst keeping it accurate, there is no spite, malice or acrimony there. I am looking to get shared parental responsibility, but to do that, I have to shared child benefit payments, which means, I will take the payments, pay her the payments, and then complete self assessment forms, and pay the tax on the child benefit payments. All because I want to share parental responsibility!
(And yes, I will still be paying maintenance payments to her, even though it will be shared parental responsibility)
-Withdrawal of love and affection which upsets me greatly
-Refusal to have sexual relations with me which deeply hurts me
-Refusal to sleep in the marital bed which upsets me
-The respondent has moved out of the marital home as the marriage had irritrievably broken down.
-All love and affection has disappeared
-It is better for our two sons see two happy divorced parents than witness the tense, unhappy environment that our marriage had become even after 9 months of Relate marriage counselling.
-The respondent frequently went on social nights out without me, even when the opportunity arose where we could go together.
We have both agreed to the divorce and I am just trying to do it, so it is that final act of emotional and financial separation. Closure on 20 years.
Anyways, Thanks for the wealth of information Mumsnet, only wanted to register to post this and say thanks.
I have found this very useful but I am wondering if anyone can tell me if the following will be ok for getting a divorce on unreasonable behaviour, the divorce is agreed by both but he asked me to fill out the forms the reasons are:
1.The respondent and I never socialised as he never wanted to go Out as he worked long hour and didn't like my Friends.
2.Withdrawal of love and affection .All love and affection has disappeared by now. Barely any intimacy during all this time with the long working hours and never seeing each other.
3.As result of our differences we found impossible to continue living together, so I vacated permanently the matrimonial home in September 2014 since when we have lived entirely separate and apart.
4.Since we've been living apart the situation is much better for both of us and we are getting on better.
5.Myself and the respondent had no common interests anymore and never did anything together.
thanks any help will be brilliant
You can get it for yourself for £430 and ask the court to get half the costs from him. Intelligent divorce has a step by step 'how to fill in the paperwork' page!
That is a bit wordy.
There isn't a lot if space to put stuff so numbered sentences are better and clearer. Also put how the respondents behaviour makes you feel. About 5 incidences should be enough.
1 the respondent is cold and distant towards me and does not participate in family life, this makes me feel isolated and lonely.
2 respondent checks my financial outgoings making me feel unable to buy essential items. I feel controlled
3 respondent spends an unreasonable amount of the family finances on his hobbies and buying electronic equipment making me resentful of his extravagance.
Etc. ........
Worked for me!
Message deleted by MNHQ. Here's a link to our Talk Guidelines.
I am starting also the divorce petition and I am unsure on how to put the reasons for the unreasonable behaviour. I started doing it but after reading the messages here I am not sure if I am explaining too much. I am going to write what I have done so far and I will appreciate any help:
- There have been considerable difficulties in the marriage since January 2013 due our cultural and religious differences (Muslim/Christian), leading to unbearable discussions and fights and making our living together really stressful, not the ideal atmosphere for our child.
- Withdrawal of love and affection which upset me greatly. All love and affection have disappear by now. Barely any intimacy during all this time.
- We have nothing in common any more, no socialising together as couple or as a family, doing each of us our own plans.
-As result of our differences we found impossible to continue living together, so the respondent vacated permanently the matrimonial home on January 2014 since when we have lived entirely separated and apart.
- Since we living apart the situation is much better for both of us
Mine are:
Prone to mood swings making me feel anxious.
Excessive drinking leading to inability to control emotions.
Withdrawl behaviour when not drinking.
Spending too much time socialising after work making me feel lonely.
Unwillingness to socialise as a family.
Difficulty in communicating.
I am trying to put it mildly but you can guess what lies behind. He is very P-A and I suspect he has borderline personality disorder and is depressed to some degree.
I don't want to wait for the 2 year period but I want to keep it friendly for our daughter's sake. He moved out on the 02/11 and I am just giving it a bit of time for him to feel stronger before `i serve the papers. He really struggled with the idea of separating.
Hi Sara, hope your situation improves soon.
I am following this thread, will post again later on with the UB of my ex to see if you guys can help with the wording.
Also what's the 6 months rule? Do we need to wait 6 months after separating to start divorce procedure?
Anyone ever did a divorce through wikivorce?
Just to add I know when we get to financial. Proceedings it's going to be a circus. The properties we own are all 8 me husbands name though I gave legal equitable rights in both properties however he told me yesterday he has put a pin on the matrimonial home nit sure what that is but he has made a life a living hell. I am going to be moving back to burgess hill West Sussex where I have no family or friends. It means I can be with me chikdren. I am.hoping that things will move on and I can start again . I have no regrets over the divorce. Any man that us married to their mother cannot be with his wife. I put down the fact he used hardcore porn throughout my marriage had liaisons with prostitutes and strippers on live websites. Also lack is emotional support.
He physically attacked me on holiday last year. And also I was in a marriage of three. How would any wife be able to cope with that? ? Would love to hear from anyone. Sara
Hi I am going through a horrible divorce. My situation has been hard and traumatic it started a year ago I had I went into the priory to sort myself out with alcohol and post natal depression. Once I went in my mother in law and husband tried to get me sectioned twice permanently. They involved social services telling them I was a terrible mum. I was told I could not go back to the matrimonial home and would have to go to court to gain visitation to the children. I was then ordered to go do an addiction therapy course 100 moles away from my children which I did for 4 months. My husband tried to have the children taken away from me permanently be claiming I was bi polar and had border line personality disorder then stating I was schizophrenic. I had to attend an assessment with an independent psychiatric who cleared me of all three. I am now at the stage where my husband has thrown me out of the house. The courts ordered him pay a rental property fir me and now my children where I now have 50 percent share of the children. I husband threatened me with divorce right at the beginning of the year but never did anything about it. Now that I am stronger I file for divorce under unreasonable behaviour. We both agreed to the divorce bur now he us taking his time signing it off. I am.due to go to the matrimonial home to remove furniture for my new home which has been a nightmare he is so angry and assaulted me the other day in front of the chikdren over a piece of furniture . It has been a year now and I have been living in a nightmare everyday. I try to keep strong fir my children who are 6 and 4 I have explained as much as I can to them. My mother in law has played a huge part in the breakup of our marraige and controls my husband. I don't gave anyone really to talk to about it. I would love to hear from anyone who has experienced anything similar to me.
Where were you girls 40 years ago ?????
I just visited to research on wording my five UB - wanted to avoid contention. I could have done with the support you give each other 38 years ago, BUT better late than never - and it is better ! I am very happy now and have reclaimed my life and belief in myself.
Thank you all and good luck. Have faith in yourseves.
Hi All,
I am so glad that I found this website it is so helpful. I am just started divorce petition, I want to do all the paper works myself and have a lawyer to do just the financial issues, as I do not have much money. I live in Wimbledon and I work in the city. I would appreciate if I could meet someone went through the divorce to talk. I am so lost and scared. As I know for sure my husband will not be honest in his financial disclosure. As he always been hidden everything relative to his finances.
I am looking forward to hear from any one.
Kind Regards,
Apologies OP I don't have time to read the whole thread but wanted to reply.
Unreasonable behaviour is behaviour *that is unreasonable to you*
There's no list that has acceptable or unacceptable behaviour that you have to tick off. If things such as consistently not coming home until late is unreasonable to you then use it.
debbie if you are entitled to legal aid my solicitor said that they insist on mediation before court. If he doesn't turn up doesnt matter as long as you do, then you get legal aid for the court case too.
My solicitor said that Judges don't think too much of men who don't turn up for mediation.
Hope it works out ok for you Debbie. I think they insist that you try through a mediator before they allow it to go to court? Its also generally cheaper than paying solicitors' hourly fees, so he's a fool not to accept that offer.
I was originally going to wait 2 years but actually found I was watching what I said & did so as not to aggravate him, as I don't want to end up losing out financially if I upset him.
I realised that after tip-toeing around him for the last 13 years, this was my chance to be free and extract myself from his clutches, so getting the divorce sorted seemed a bit more urgent than I first thought.
Having said that, I still haven't submitted the papers, they're in my drawer waiting for me to see a solicitor and make sure I do it right, but have no money at the mo!
I am just in the process of starting my divorce, I have been separated for 2 years and could have gone down the road of unreasonable behaviour but felt that I would not be able to cope with my two children if my ex's behaviour became nasty. Dealing with the solicitor now and my ex is consenting to the divorce but has stated he will not take part in any mediation. Not quite sure how this will work out - if for any financial discussions this would have to be settled through Court.
My STBXH was upset to get a letter saying I would be using UB as the reason but it was all I could use as he wouldn't start the divorce so he had to put up with it!
My solicitor put four reasons all relating to the emotional affair my H was having but won't admit to . And out OW name on the petition too.
Facebook chat, texts/emails through our holiday, 100 texts a day until he moved out, then he wrote me a nasty letter .
My H didn't defend the divorce but said he didn't accept the reasons and they would be challenged if repeated in any other context. I presume that this means that his solicitor told him that if I could prove all the points then there was no point in defending it, as he would have had to pay my costs too then.
I can just hear him sat there saying - well yes I did text her 100 times a day but it wasn't like that.....
According to the nasty letter he wrote to me he could have divorced me for my UB! But he couldn't be bothered so serves him right!
Don't forget to send your marriage certificate too - the original or certified (green from the register office) copy.
Trouble is, we both agreed not to start spending money we don't have on solicitors if we can sort it out through mediation or with each other. Things have become rather more frosty since then, but I still don't want to start shelling out £££s for someone to do the basics - I'd rather save my money to spend on getting the financial settlement right! That will be the big battle, can't wait
Low-level EA is enough. I know because that's how I did it. No major things, just little things on and on and on and ...
It helps to write stuff for your solicitor. What mine suggested was say 'In the beginning he did this and said that. In the middle of the marriage it was like this. Towards the end it was like that. Overall I felt like this.' If you have a good solicitor, she will be able to turn that into something fantastic (for you not him haha)
Ah MW don't keep beating yourself up about the "many divorces" - it just shows that you're not a cynic, you still believe in love and partnership and being in a committed relationship even after being let down and hurt. Don't let the bastards change you.
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More resources for the Local Government Act 1992
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Sections thatConfers power or Apply Blanket Amendments :
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Section 23 | Section 25 | Section 26 | Section 30 |
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Today's watercolor: Maneki Neko!
Posted in Art
Tagged cat, illustration, Japan, Japanese, luck, lucky, lucky cat, maneki neko, watercolor
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Light and Dark
I'm running a photo contest for GAJET (the local JET group) and the current theme is "Light and dark." I'm not entering it since I'm running the thing, but if I was, I'd enter this photo :) By the way, the lantern second from the right on the bottom was sponsored by one of my Conversation club ladies! It cost about $200 and the money supports the annual Daruma festival in my city :)
Coming of Age Day — 成人の日
Happy Coming of Age Day! Today is a national holiday in Japan. Everyone who turned twenty in the past year gets all dressed up and goes to a big ceremony to celebrate. There's lots of partying after, since 20 is the legal drinking age here ;)
Posted in Japan, Modern Traditions
Tagged coming of age, culture, Japan, Japanese, seijin no hi, tradition
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Christmas Tree Doritos!
The longer I'm in Japan, the more I find myself doubting whether things are strange or if perhaps I'm just out if the loop. Upside-down Christmas trees, six-eyed snowmen…my sense of normal is changing with every passing year.
With these new Christmas tree Doritos, they just seemed so clever that it was hard to believe that they hadn't been done before. I mean, they just make sense, right? The color is easy to change, and the shape is already pointy. What better for a Cheistmas party than a bowl full of corn cream stew Doritos?
Ok, that last part still sounds pretty Japanese. The flavor is pretty decent though. Corn soup and cream stew are winter mainstays here, and you can usually find the former in the hot section of the vending machine. By the way, it seems really strange to me that other places don't have hot vending machines in winter–it just makes sense. I went to university in Montreal, and the quality of life there would be improved tenfold if hot vending machines were on every corner. Waiting for a bus in -40 degree weather would be way better with a can of hot corn soup in your pocket!
Anyway, these corn cream stew flavored chips are subtly flavored. The creaminess is nice, but very mild. The even provided help in a pinch when I ran out of plain chips for my chicken tortilla soup. Aren't the just adorable? I think these should become a Christmastime staple around the world!
What do you think? Would you try these or are they too silly? Cream soup flavored chips: weird or awesome? Let me know!
Posted in Food!
Tagged christmas, christmas tree, dorito, doritos, Japan, life in Japan, only in Japan, snack, winter
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World Order "Informal Empire" English Lyrics Translation
A random bump on my lyrics translation of World Order's Have a Nice Day reminded me that I still haven't posted the lyrics to their most recent offering, Informal Empire. It came out Continue reading
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Tagged genki sudo, have a nice day, informal empire, Japanese, lyrics, lyrics translation, translation, world order
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Country Ma'am's Hot Drinkable Cookie
Every now and then a Japanese company will come out with a new flavor that lights up the internet, especially in the West. Burger King's Black Burger is a great example, as well as the recently rereleased Pepsi Pink.
Lots of new seasonal flavors just came out for Winter, and leading the charge is the new 飲むカントリーマウム, or Hot Drinkable Cookie from Country Ma'am.
Country Ma'am is Continue reading
Posted in Food!, Japan
Tagged cookie, country ma'am, 飲むカントリーマウム, hot beverage, hot cookie, hot drink, hot water, Japan, life in Japan, only in Japan, tea, winter
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A conversation with a Japanese coworker…
Posted in Art
Tagged Art, christmas in japan, cranberry, illustration, kentucky, kfc, life in japa, life in Japan, my art, thanksgiving, turkey
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text:
Monday, October 02, 2006
Me Pun Koli
36 comments:
- AnonymousMay 02, 2007 7:13 PM
hi iam suryaprakashkoli iam residing in banglore.iam kannadiga.iam working to uplift the fishermen community.www.nafindia.com one of the best website of our community. my email id firstname.lastname@example.com mobile number 09448660250 .
ReplyDelete - AnonymousMay 15, 2007 1:07 AM
Hi Anjali, great to see your interesting blog for our koli community.
I live in the United States and have come across a many (to my surprise) Kolis who have excelled in what they are doing. Smart, intellectual community we are! Keep up the good work and hopefully we shall have more 'Me Pun's waving in here soon :)
-Raunak Koli Hello.. This is Baranidharan. Currently i work as a project manager in an Indian owned IT MNC in Chennai(MADRAS), Tamilnadu.
My childhood experiences were similar to that of Cindy. No one at school / college wanted to continue their friendship with me after knowing that i come from a fisherman(pattinavar)community. Though no one at my home does fishing for living for nearly 3 generations. Even i have plans to start an export business sometime soon..Its not a shame to do Fishing either if i dont have money to live..
Fishing is not Begging..Stealing.. or pro*tituting.
I want to share one of my miserable experience : A so called friend turning to foe.
I met this guy at a software training center's cafeteria in Chennai during 1997, when i was a freshman after my engineering in electronics.
On our interaction we learned we are same town folks which is 300 kms from chennai and this united us as friends. Chennai was a new city for us then and this bonding happend instantly. This relation went on great till i entered a nice job.
Reason: That chap left his job and went to USA, returned from the US of America jobless after some months due to his poor skills and he approached me for his stay at my flat in Bangalore(2000) which i welcomed for few months(then i worked for HCL). He extended his stay for months without sharing room rents and taking my money too, which i fondly accepted for i was happy that im investing on a friend.
Then when i moved to Chennai(2001) on a new job with a new employer he wished to join me again as my roomie. By now he got a job and a decent paycheck to run his life. Now when i insisted him to practice self reliance and not be so dependant(parasite). He turned violent and this snaky creature, spread the news about my caste to all my friends who i introduced to him at Bangalore and Chennai. Some good hearted friends called him dog and asked me to keep him miles away.
That never was the end of story and he spread the news to other friends too at my new company company in Chennai. After that those i knew were behaving unusual at tea breaks with me.. enquiring me with ostensible empathy about my family, background, as if they all died in the recent Tsunami..hahahh..Even after repeated answers they look at me in groups from a distance as if im a onge(a tribe from andaman and nicobar with no clothes).
I repeatedly tell myself then that these other caste curs/mongrels are jealous about a fisherman competing them. We have to ask Dr. APJ Kalam ji about his childhood and personal life!
Im happy about what im and looking forward to start my own multimedia gaming company soon. Im 34 years young now and still unmarried.. waiting to find the right girl who doesnt see the world through colored glasses.- AnonymousMarch 10, 2008 2:07 PM
Hi All!!
I am very happy to come thru' this blog.
I m Sharad Chauhan here from Vadodara! Doing here Job as a Civil Engineer! I am intersted in searching Koli History. Hi...,
It is interesting that Koli's face taunts regarding their caste and generally regarded as backward...
I was brilliant in my school and nobody dared taunt me but there was always a suspision in my mind somehow I am not treated equal because of me being 'koli', and when I went to college it was worse as people called me 'machwara' in a castiest way...
when I was leaving India for good, a custom official made a remark, " so now a koli is going to foreign land"
I am a architect by profession and considered a top asset whereever I work, am respected for my knowledge and integrity and can compete with anyone in the world without hesistancy...
Koli's are also responsible for their lot as they harbour 'inferior' complex about their race and allow other people to think for them.
It must be noted that culturally we are distinct from all the caste system...wwe must not allow us to be branded and have tremendous faith in ourselves, aas we belong to the most original inhabitants of India.
we also treat other tribes like katkari, agri, warli with contempt and generally think we are above them... this should stop too!hey Cindy-Prarthana
My great grandmother was from Mahim , not sure if she was from Mangel wadi though. I think she moved to Kelve Mahim after her marraige and then to Virar. My mom still has some relatives in Mahim ( ?? Mangel wadi). I also knew a Nurse when i was a resident doctor in Cooper , i think she was from mangel Wadi. Does the name Manisha Dhanu sound familiar to you??
firstname.lastname@example.com I'll connect u up with Cindy. Zen ahi has not mentioned an email id.
Good you wrote in response to him. I have not gone thru the emotions of being treated differently and sometimes am not able to identify with them so know not how to react.
Thanks for making this place what it set out to be.Thank you Anjali. I am very excited to know that there are other Koli's like me who are proud of their culture and want to impress that feeling onto this world.
Though I personally believe that meaningful peaceful stressfree coexistance amongst humans can only be achieved by diffusion of our identities and egos I do not think that is an attainable goal. It's nothing but an idealistic philosophical but, an impractible view.
So lets try and emphasize our cultural identity , not as a defensive reaction to our negative social experiences but as a response to that 'feeling' which stirs up inside us when we come upon anything uniquely 'KOLI'.
Like Zen Ahi mentioned we are a 'distinct culture' but over the ages have almost vanished in the 'Khichdi'that is India.
http://www.facebook.com/people/Pankaj_Vaidya/845825607hey all,
I am from Shivdi koliwada :)) after marriage migrated to: Diva Kiliwada (Airoli - Navi Mumbai.) , still tagged to root During college days I really enjoyed being koli as everybody used to finish my tiffin , actully there was always a competition for my dabaa. One of my friend was Agri and other was kokanstha brahmin . But the brahmin girl was fond of fish so the agri boy used to flick my dabba and they were fighting each other over it. And I used to get her tiffin , that time I came to know @ different veg food like Dadpe Pohe ,kadbole etc. anyways I really miss those days. Till this day my friend missed our masala which we prepare for the entire year . She visits Mumbai once in 3 years that time she reminds me to pack her share of masala which she can take to US.- AnonymousJuly 02, 2008 12:08 AM
I love koli food specialy Pronz koliwada.I also like koli songs like paru-ga-paru
Gautam - AnonymousJuly 03, 2008 12:21 AM
i m not a koli but i m crazy abt koli food.can plz give the recipe of home made koli masala.i stay in mumbai so if its readily available plz suggest where can i get it.plz share some more recipes. thanx - AnonymousJanuary 08, 2009 1:56 AM
hello ,
i am an AGRI and i am proud to be one ,i live in usa and i love our food which is just like how koli food is ,i carry 5 kg of our agri bottle masala,but i miss the bhakri .
rani thakur Hi came across this blog while searching for mangela samaj site and i was really very surprised to find one.
I to belong to mangela samaj and i am proud to be one. i am a member of koli daryacha raja community in orkut & facebook. this community member want to help our koli people they all are young and new. I think we should all come together to work for welfare of our community.- AnonymousJune 10, 2011 2:11 PM
Hi all,
Great to read all the posts
actually i have been looking for some agri cuisines and hence came accross this blog...i have lived a small part of my life in Bhayander, Mumbai and had few Agri friends...Trust me guys they the most lovable and trustworthy people around...i am a muslim and was less accepted amongst densly populated Gujrati community in Bhayander...None the less it was wonderful to have Agri friends and i have lot of respect for this great culture...I live in singapore now with my husband and wish all my Agri brothers and sisters a very happy life:) - AnonymousFebruary 03, 2012 8:29 PM
im a culinary arts student from mumbai...im interested in ur amazing koli and agri food culture(a big fish fan tooo)....pls pls can somebody help me with this.... hi all,
please join our agri-koli samaj group on facebook
Facebook : Agri-Koli Samaj
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In trading on Tuesday, shares of AvalonBay Communities, Inc. (NYSE: AVB) crossed above their 200 day moving average of $139.13, changing hands as high as $139.14 per share. AvalonBay Communities, Inc. shares are currently trading up about 0.2% on the day. The chart below shows the one year performance of AVB shares, versus its 200 day moving average:
Looking at the chart above, AVB's low point in its 52 week range is $126.12 per share, with $151.23 as the 52 week high point — that compares with a last trade of $138.99.
According to the ETF Finder at ETF Channel, AVB makes up 7.49% of the iShares FTSE NAREIT Residential Plus Capped Index Fund ETF (AMEX: REZ)which is trading higher by about 0.2% on the day Tuesday.
See what other ETFs contain AVB »
See what other stocks are held by REZ »


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Homeless teens honored with special graduation
UPDATED 10:50 AM CDT May 17, 2013Youth Services for Oklahoma City honored 26 high school seniors with a special graduation. The teens are part of a group that provides support for students who are homeless and need help making it to graduation.
The views expressed are not those of this site, this station or its affiliated companies. By posting your comments you agree to accept our terms of use.blog comments powered by Disqus


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Audio slideshow. 3:57 min, stereo sound. Three-time Olympic gold-medalist Kerri Walsh Jennings cuts the ceremonial ribbon opening a new beach volleyball court at North Salinas High School. The court was funded by the Good Tidings Foundation, a Bay area charity that builds athletic facilities for youth in under-served communities. Jennings got a rock star's welcome, spent several hours with enthusiastic fans, signing autographs, speaking to the public about motivating kids through sport, and cheering on volleyball teams made up of local female athletes.
Photographed and recorded by Jay Dunn. Copyright The Salinas Californian/Gannett 2012. All rights reserved.
Have an iPhone or an iPad? Watch "Olympian Kerri Walsh at N. Salinas High" as VIDEO on Vimeo


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Grilled Fruit Fondue
User Submitted RecipeGriddler Fruit Appetizer
1 tart apple
1 large, firm nectarine
1 cup fresh pineapple
1 small, slightly under-ripe banana
2 6oz. containers Greek Vanilla yogurt
2 Tbsp fat-free cream cheese
2 tsp Splenda, or sugar substitute
1 tsp cinnamon
Cut all fruit into large, bite-size chunks. Preheat Griddler, grill fruit on medium to high heat for approximately 4 minutes, flipping fruit halfway through. Fruit should be slightly browned on outside, but still firm inside.
In a microwave-safe bowl combine yogurt, Splenda, cream cheese and cinnamon. Heat for 45 seconds in microwave. Stir and microwave for an additional 40 seconds. Serve fruit and cheese sauce with skewers or fondue sticks for easy dipping!
4Nutritional Information
Per Serving
no nutrition information available
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Need based scholarship fund for Beth Sholom students for travel/study in Israel.
Supports the Minyan and Munch Program for the Religious School
Purchase an Etz Hayim Humash for synagogue use.
Honor someone special for a birthday, anniversary, b'nei mitzvah, or special occasion.
Fund may be used to honor the memory of a member of the community who has recently passed away.
Scholarship fund for students attending Camp Ramah.
Fund for honoring the yahrzeit of a loved one.
Improvement of handicap access to the Beth Sholom campus.
The Mitzvah Food Pantry at Beth Sholom Congregation provides bags of food to families in need as part of Beth Sholom's continued efforts to reach out to the community and to those in need.
Created from the remaining assets of Temple Sholom, the fund enables participation in synagogue life by all congregants regardless of financial ability.
Puchase Weekday or Shabbat prayer book. Please indicate which you are purchasing in comment section.


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Something funny happened on the way out of the recession: men started investing in fashion. Industry professionals are speaking of a "renaissance" in the men's apparel and accessories business. Mainstream luxury retailers, notably Michael Kors (NYSE: KORS ) , are jumping at the chance to make big bucks off this "menaissance." And it gets better.
According to three analysts at HSBC, these men are 20-somethings and wrapped up in all things tech and social media, which is great for tech-savvy Burberry (LSE: BRBY ) . They are not eager to get married and take on big mortgages, but prefer to spend hard cash on gaudy manbags and hair products.
Well, if that's the case, then the likes of Burberry, Coach (NYSE: COH ) , and Michael Kors should rub their hands with glee. Is there more than meets the eye, however?
Is that guy ... a Yummy?
HSBC coined a catchy nickname for this new breed of fashionista: Yummy, which is short for Young, Urban, Male.
Businessweek did a story about the report first, sharing the key findings. "The metro-sexual, that cliché from 20 years ago, is now becoming a commercial reality," the HSBC team wrote, thanks to Japanese gentlemen who kicked off this trend.
To cut to the chase, we are talking about the male version of Carrie Bradshaw when she first set foot in Manhattan. These are status-hungry young dandies who want to show off logo-emblazoned brands and are especially meticulous about their grooming and appearance. They get married later in life, pushing 30 by the time they walk down the aisle. They earn a generous income, too, spending most of it shopping for fancy clothes online, not diapers. Since retail has become all about omni-channel marketing, which suggests a strong digital and social media presence, they are well-informed when it comes to what goes down the runway.
Let's get serious
The menswear market in general, as well as the luxury menswear market in particular, are indeed experiencing profound growth.
Research firm MarketLine predicts that the global market for menswear will exceed $430 billion by 2016, an increase of nearly 14% since 2011. Euromonitor agrees and points out that "menswear mania continues to grip the global fashion arena." The segment edged up 4.8% last year, marginally outperforming womenswear's 4.5% rise. Euromonitor expects menswear to grow by an incremental $58 billion by 2018. Consultancy firm Mintel's estimates indicate a nearly 16% increase in luxury menswear sales for the five-year period from 2011 to 2016.
Many designer houses, including Prada, Gucci, and Dolce & Gabbana, took notice of this trend and started rolling out men's-only stores. Coach pins its hopes on its men's business to drive future sales growth, CEO Victor Luis told analysts during the latest earnings call. Michael Kors is also making a significant push into this space by setting its sights on expanding its menswear division in earnest over the next two years.
Burberry has the edge over its peers mainly because of its digital and social media prowess. The fashion powerhouse made history back in 2010 for being the first design house to broadcast its fashion show live in 3D. Recently, it launched "Customer 360," a data-driven shopping experience that enables Burberry to track customers' buying preferences and fashion phobias.
Even so, growth in this market is not fueled solely by young metro-sexuals, who love flashing logos that shout. Thus, retailers should not focus only on luring Generation Y's emerging cultural subset. They should try to see the whole picture, instead.
Is the 'Yummy' really a growth driver?
First and foremost, even though these gentlemen are earning lots of money as HSBC argues and marrying later in life (meaning that they can invest a large part of their discretionary income in fashion), aren't they also saddled with post-"uni" debt? As fellow Fool writer Matthew Frankel aptly mentioned, the annual average cost of attendance at a private institution is around $45,000 while for a public university it stands around $23,000. I am not aware of any college that accepts cashmere sweaters and Prada moccasins as method of payment.
Yummies are getting more and more attuned to the luxury sector, influenced by retailers' omni-channel strategies. Nevertheless, there's also an unfolding logo fatigue (especially on behalf of Chinese consumers, who are the top luxury shoppers worldwide) that's forcing big names in the industry, such as the bastions of signature motifs Louis Vuitton (NASDAQOTH: LVMUY ) and Kering-owned Gucci, to turn their focus on more subtle luxury offerings. This evident logo fatigue does not resonate with the Yummy type of customer.
Overall, the ultra-high net worth (UHNW) families – luxury retailers' niche clientele – are getting richer and at a fast pace. Also, the global UHNW population is dominated by men, who account for 88%. However, the vast majority of these people are first-generation, "self-made" upstarts. In other words, their newly acquired wealth didn't come from browsing fashion blogs, let alone going on luxe shopping sprees. It came from working hard to grow their businesses.
Final thought
Obviously, men's attitude toward fashion has shifted in recent years, favoring blue-chip brands, which have already made steps toward cashing in on this trend. Still, today's affluent consumer profile is highly heterogeneous. Catering solely to one target group will not do the trick.
Say goodbye to 'Made-In-China'
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14:28 mins |
NRV10 interFX software |
And when you don't to use it as your audio interface (lat's say you have 2408mk3) - is it still possible use it? How? (Through adat / Line out / firewire, while the main interface is someone else)
21-May-07 08:28 PM
The line inputs of the channels 5,6,7,8 works at +4db ? There is a low latency audio driver ASIO 2.0?
02-Jun-07 02:55 PM
i own one
05-Jan-08 03:54 PM
LIke someone lazyass can say is it any fucking good or not fuck fuck fuck fuck can like i route tracks from ableton n add vst on them n mix ?==# lol noob
10-Apr-08 11:52 AM
10-Apr-08 01:00 PM
An excellent review, thanks.
I love how you can return the 10 through firewire. The reverb sounded alot better than I thought, usable for a home studio. I just wish they did a bigger version as I like to route out all eight of my drum machine outputs a I'd like to take advantage of the mixers effects rather than get a sub mix togther with another mixer.
Other than that, what a well conceived idea.
24-Jul-08 06:08 PM
What exactly do you need in order to hook up the NRV10?
26-Mar-10 03:50 PM
Does NRV10 support ASIO? and can its buffer be changed from 256. I am having lost Buffer... error prompt here i am editting.
23-Nov-10 06:38 AM
8 VHD mic preamps, 500 series rack space, plus a bus compressor