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December 22, 2014
KANSAS CITY, Mo., (WIBW) - The wife of the Hallmark Cards Chairman has unexpectedly died.
Adele Hall, who was 81, was working on an email in Hawaii when she suddenly felt light headed and collapsed.
She was born in 1931 in Lincoln, NE and had been married to Chairman Donald for nearly 60 years.
Adele was a major KC philanthropist, named Kansas Citian of the Year in 1990 and remained active in several Kansas City organizations such as the Nelson-Atkins Museum of Art.
U.S. Senator Pat Roberts released a statement today regarding Adele's death. He said, "Our thoughts and prayers are with Don and all of her children and grandchildren. Simply put, she was a remarkable lady who brought a grace and elegance to everything she touched. The generosity that Adele and Don have bestowed on Kansas and the Kansas City region has impacted countless lives and causes."
Adele is survived by her husband., two sons and several grandchildren. Funeral arrangements are pending.
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Navorro Bowman
49er Defense Must Stop Run, Create Turnovers To Defeat Seattle
When the 49ers and Seahawks meet for the third time this season the stakes could not be higher. The winner will move on to the Super Bowl, while the loser will have to deal with falling just short of the big stage and to make matters worse at the hands of their hated division rival.
Opponent Preview: San Francisco 49ers
Previewing the stifling defense and efficient offense that makes the San Francisco 49ers one of the best teams in the NFL.

subset: commoncrawl


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EpistaxisMember Since 25 Nov 2008
Offline Last Active Oct 02 2014 01:55 PM
Community Stats
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PanthaSan → Epistaxis
Now Epi when you go over there to Prof Soldiers start reading from the beginning (2nd PM). I get sick to my stomach but there are a bunch of links and such. You can feel the community winding up and they can be quite the poo storm.Mar 29 2011 05:40 PM
Cat → Epistaxis
Same here. That is why I like the tinderbox. It's sad though that it can't be a more open conversation.Dec 16 2009 02:20 PM
Epistaxis → Cat
Cat- it is easier to write down your thoughts than it is to confront someone face to face. You know, interwebz muscles. Even worse than beer muscles. IRL I rarely talk about religion this cereally. People get their feelings hurt.Dec 16 2009 02:14 PM
TBH, it is much easier to write down your thoughts. Makes it easier to organize. When you talk to someone face to face, things like emotions or the heat of the moment get in the way.Dec 16 2009 02:12 PM
Cat → Epistaxis
I'm so envious. I have the hardest time expressing what I'm thinking and reading that post i felt like you were reading my mind.Dec 16 2009 01:21 PM
Go To Girl → Epistaxis
awwww - thank you - I'd buy your drink just for including me in your list.Feb 12 2009 08:00 AM


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It's kind of hilarious that it's become such an ordeal to vote on an official state mammal for Minnesota. I'm trying to imagine the arguments made while trying to pass this legislature and the amount of time put into this.
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Minnesota is fairly unique among the 50 United States in that it does not have an official state animal or mammal, whether land- or marine-based. While some coastal states have an official marine animal but no land animal — and some have both — few states have neither. Minnesota has attempted many times to pass legislation to recognize an official state animal but has failed to do so each time. There also is no official state nickname, though an unofficial one is The Gopher State, leading some to think — mistakenly — that the gopher is the state animal.
There have been several attempts to declare a state animal of Minnesota, none of which has passed. The four most popular choices have been the white-tailed deer, the Eastern timber wolf, the black bear and the gopher. The white-tailed deer has garnered the most legislative attempts to make it the state animal of Minnesota.
Minnesota has three state nicknames, one of the most well-known being The Gopher State. This has led to the incorrect assumption that the gopher is the state animal. In fact, the nickname came about because of a political cartoon created in the mid-1800s. The Gopher State nickname remained prominent despite some efforts to refer to Minnesota as The Beaver State because of the animal's large population there. The nicknames the Land of 10,000 Lakes and The North Star State — based on the state motto, a French phrase that translates to mean "Star of the North" — also are popularly used.
The state animal of Minnesota, as of mid-2011, remains undefined and the subject of legislative efforts. A bill submitted in May 2011 again proposed the black bear as the state animal, though no action was immediately forthcoming. Those who tire of waiting for a Minnesota state animal or mammal to be named do have a few official options in related categories. For example, the official state bird is the common loon, while the state insect is the monarch butterfly, and the state fish is the walleye.
Over the years, there have been several attempts to hold polls and contests to see what residents thought the state animal of Minnesota — as well as several other symbols — should be. Citizens participated and often came up with firm choices. Still, no legislation ever passed as a result.
Post 1
It's kind of hilarious that it's become such an ordeal to vote on an official state mammal for Minnesota. I'm trying to imagine the arguments made while trying to pass this legislature and the amount of time put into this.
One of our editors will review your suggestion and make changes if warranted. Note that depending on the number of suggestions we receive, this can take anywhere from a few hours to a few days. Thank you for helping to improve wiseGEEK!


text:
Travis Burns admits Hull KR had the very definition of a game of two halves in their 24-24 draw with Huddersfield at the John Smith's Stadium.
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Rovers looked set to suffer a second straight defeat at the start of the new season when they trailed the Giants 24-6 at the break, their only points coming courtesy of a converted try from Omari Caro.
However the visitors hit back in sensational fashion after the interval, not only holding last year's minor premiers scoreless but also crossing three times themselves to rescue a point.
Josh Hodgson gave them a glimmer of hope with only a couple of minutes to go before winger Caro's second of the game, coming from long range, allowed Burns to draw his side level with the last kick of a see-saw match.
"We had two different halves," Burns told Hull KR's official website. "We were terrible in the first half with the wind at our backs, but were great in the second half with the elements in our face.
"Huddersfield are a top team and we knew that going there would be tough.
Juice left
"We knew we had some juice left in our tank late on.
"We just swung the ball out wide on that last play and were fortunate that we had one of the quickest men in the game in Omari (Caro) out there.
"It was a great moment for the boys and we'll take the point and look to build from here."
Co-captain Burns knew the pressure was on him to add the last-gasp conversion, otherwise the Robins' desperate efforts in a dramatic finale would have counted for nothing.
"Obviously there are nerves that kick in when you have pressure from a goal kick like that," the Australian half-back added. "I just went through my normal routine and know that I have to keep practising and kicking well for the team.
"I've kicked all throughout my career but at some of my former clubs I wasn't given the duty as much as I'd have liked but I'm relishing the opportunity at the moment."
The Robins will hope to register their first win in 2014 when they host Castleford Tigers at the KC Lightstream Stadium on Friday night, live on Sky Sports 1 HD.


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Election 2012
2:17 am
Wed May 30, 2012
Trump Comments Overshadow Romney's Texas Win
By Ari Shapiro
Originally published on Wed May 30, 2012 3:51 am
Mitt Romney won the GOP presidential primary in Texas Tuesday night. By some counts, that gives him the last delegates he needed to formally secure the Republican nomination. He celebrated in Las Vegas with a campaign event and a fundraiser. But his victory was overshadowed by campaign surrogate Donald Trump who has a gift for finding the spotlight.


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The Premier's Awards for Excellence in the Arts are annual awards created in 2006 by the Government of Ontario. The awards recognize the outstanding achievements of artists and arts organizations and their contributions to arts and culture in Ontario over a significant period of time.
The jury chosen by the Ontario Arts Council Awards Office for their expertise in the arts and cultural disciplines will evaluate candidates and select the awards' laureates.
The awards are supported by the Government of Ontario. The total value of the awards is $120,000. This amount is divided into two categories of $60,000 each for: the Artist Award and the Arts Organization Award.
The Artist Award recognizes a professional artist.
One laureate will receive a cash award of $35,000. The laureate will nominate a promising new or emerging individual talent in the same field who will receive a cash award of $15,000.
Five short-listed finalists will each receive $2,000 and a framed certificate.
All artist and emerging talent candidates must be professional artists, Ontario residents, and Canadian citizens or permanent residents of Canada.
The Arts Organization Award is given to an arts organization involved in the production and/or distribution of artistic work by professional artists.
One laureate will receive a cash award of $50,000.
Five short-listed finalists will each receive $2,000 and a framed certificate.
Candidates can be not-for-profit organizations or for-profit commercial enterprises. Their primary business must be part of the professional arts or cultural industries of Ontario. The organization must have a head office in Ontario and led by professional personnel.
Any Ontario resident who enjoys and takes an interest in Ontario's arts and cultural industries may nominate an artist or arts organization for the awards. You may submit a nomination in one category only, for either the Artist Award or the Arts Organization Award, not both, per year.
Candidates for the awards must be nominated by a third party. Candidates cannot apply to the awards or nominate themselves.
A candidate may receive one nomination only per year. If two or more nominations are made for a candidate, the Ontario Arts Council will consult with the candidate to see which nomination the candidate accepts; the other nomination(s) will be withdrawn.
For information on the awards' candidate and nominator eligibility criteria and nomination process, review the nomination guidelines.
Gather the required documentation and submit a complete nomination package to the Ontario Arts Council on or before January 30, 2015.
Carolyn Gloude, Associate Awards Officer, 416-969-7423, toll free 1-800-387-0058 extension 7423, firstname.lastname@example.com.
For more than 50 years, the Ontario Arts Council (OAC) has played a vital role in promoting and assisting the development of the arts for the enjoyment and benefit of Ontarians. In 2013-2014, OAC funded 1,737individual artists and 1,095 organizations in 223 Ontario communities, for a total of $52.1 million.


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MOVIEmeterSEE RANK
Up 29,348 this week
His Double Life (1933)
- Comedy | Drama - 12 January 1934 (USA)
Priam Farrel is a celebrated artist but a social recluse. When his valet dies of a sudden illness, a mix-up leads to the body being identified as Farrel's. The timid artist then assumes the... See full summary »
Director:Arthur Hopkins
Writers:Arnold Bennett (novel), Clara Beranger (adaptation), 1 more credit »
Stars:Roland Young, Lillian Gish, Montagu Love | See full cast and crew »


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- Posted March 2, 2014 by
- hayanejaouad Follow
khouribga, Morocco
- The conclusion of the second version of the convoy, "smile for all" Khouribga
- Raashat chicken neighborhood shops and happiness in Hattane Khouribga province seeks municipal council to pass the drainage channels to them in the absence of channels of drinking water to satisfy a member of the Municipal Council H H. The business of cra
- Honoring factor labor Muhammadiyah and good Zarit ceremony in hunting and shooting Mohammedia
- International Festival "Arts mountains" From 10 to September 13, 2014 in Kinder, Sir option Besfro «Mountain, the land of cultural diversity and rich heritage
- This is the reason for the threat of Mohammed Amghar to enter into a sit-in and hunger strike in front of the municipality of Khouribga
Seminar : civil society and participatory democracy
Seminar : civil society and participatory democracy
Was on Saturday, March 1st to organize a seminar for discussion of the role of civil society in the light of the new constitution with the participation of advisor to the minister in charge of relations with parliament and civil society Abdelmalek lakehayli and Allal Albesroui chairman of the regional human rights Beni Mellal Khouribga and in the presence of media Khouribga today and Khouribga Media and Khouribga 24 and representative of the media labor Khouribga province, Mr. Marouan and the presence of several personalities , including associative and political and parliamentary adviser Rabia collective chaste and has been in the last to make recommendations on the subject by lady Jasmine Haj
hayane jaouad cnn
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Deschutes Conflux No. 3 Dopple Dinkel Bock
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The following is the text of the Federal Reserve Board's Sixth District-- Atlanta.
Summary. Reports from Sixth District business contacts indicated that economic activity expanded at a modest pace in June and early July. The outlook among most firms remained cautiously optimistic, although the majority of contacts acknowledged that risks were weighted to the downside.
Retailers noted that sales improved slightly, but cautioned that consumers appeared to be conservative in their purchases. Auto dealerships reported continued strong sales. The hospitality sector continued to experience steady growth as occupancy and room rates continued to rise. Most brokers and homebuilders reported modest increases in sales and prices from very low levels of activity, while contractors stated that the apartment sector remained strong. Manufacturing firms indicated that production continued to expand, but at a much more moderate pace than earlier in the year. Bank lending activity increased slightly for residential real estate, while auto loan activity remained robust. Employment growth for the District was subdued and employers remained cautious about future hiring. Lower energy prices have eased pricing pressures for many firms and wage pressures remained modest.
Consumer Spending and Tourism. District retail sales activity improved slightly in June and early July, but merchants reported that consumers remained very conservative. Several discount retailers and auto dealers signaled strong sales, while most department stores conveyed more modest activity. Restaurant and food service contacts reported that demand had softened a bit, but sales at higher-end establishments remained strong.
Tourism activity and business travel remained strong and the outlook among contacts was positive for the rest of the year. Occupancy and room rates were up in many parts of the District. Recent reports on convention bookings and theme park attendance were also solid. Concerns shared earlier in the year regarding rising fuel costs and the potential impact on travel and spending had abated. However, concerns were shared about the potential impact of economic and financial stress abroad and the effect that would have on international travel, especially to Florida. There continued to be a drop off in cruise line bookings compared with earlier in the year.
Real Estate and Construction. District residential brokers indicated that home sales were flat to slightly up compared with year-ago levels. Reports indicated strong sales at the middle price points, while several brokers noted that declining inventories of foreclosed homes were limiting investor-driven sales. Brokers also reported that the decline in inventories has helped stabilize home prices in many areas. Most brokers reported that home prices were flat to slightly up compared with a year earlier. However, contacts continued to note some downward pressure on home prices resulting from low purchase offers and appraisals that were coming in well-below asking and offering prices. The sales outlook among brokers remained positive with most anticipating continued modest year-over-year home sales gains.
District homebuilders reported that new home sales and construction rose modestly compared with year-ago levels. The majority indicated that new home inventories declined further on a monthly and an annual basis. Most builders reported that new home prices were flat to slightly up compared with a year earlier. Price gains were strongest among Florida builders. Contacts noted that multi-family construction remained robust. In the near-term, homebuilders expect sales and construction to post modest gains compared with a year earlier.
Apartment sector gains drove improvements in the District's commercial real estate markets as occupancies rose and rental rates increased. The region's office and industrial sectors saw small improvements as vacancy rates moderated somewhat; however, reports on District retail real estate continued to be more mixed. The majority of commercial contractors said that construction activity was flat on a year-over-year basis. The majority of contacts anticipate a modest increase in private commercial construction activity through the remainder of the year, while public works projects are expected to decelerate.
Manufacturing and Transportation. Manufacturing contacts indicated that the pace of new orders and production growth remained positive, but had moderated. A major European-based aircraft manufacturer announced it will locate its first American manufacturing facility in Alabama. A Florida manufacturer, closely tied to the construction industry, reported improved but volatile business conditions based on increases in construction of multi-family dwellings, healthcare facilities, and construction at ports.
According to railroad contacts, intermodal activity continued to strengthen. Double-digit increases in shipments of petroleum products, motor vehicles, and equipment were reported; however, movement of grain, metallic ores, and nonmetallic minerals declined. A logistics contact indicated slowing activity, particularly in the retail sector, and had lowered projections slightly for the remainder of the year. Trucking contacts reported softening volumes, and forecasts for the upcoming shipping season were slightly less robust than earlier in the year.
Banking and Finance. Banking contacts noted some improvement in residential mortgage lending. Auto loans continued to be a source of strength, while commercial and industrial lending remained soft. Contacts reported significant competition among lenders for credit-worthy customers. Bankers indicated that low interest rates, coupled with a limited number of qualified borrowers, continued to squeeze bank margins.
Employment and Prices. Regional employment growth remained positive, but muted. Employers continued to cite uncertainty regarding future economic conditions as a reason for limiting hiring and recent economic volatility appears to have exacerbated these anxieties. Small stores with very low price points reported doing well and were expanding with significant hiring plans across the District. Contacts continued to note difficulty in finding qualified applicants for many highly- technical positions, and some reported problems finding candidates for some lower-skilled positions. Many manufacturing and trucking contacts continued to note challenges in attracting applicants with necessary skills. The skills mismatch problem has been especially hard on low-wage individuals, according to community and economic development contacts.
Firms responding in June to the Atlanta Fed's Business Inflation Expectations survey reported a decline in unit cost expectations for the second consecutive month. Survey respondents indicated that, on average, they expect labor and material costs to rise 1.7 percent over the next 12 months. That number is down from 1.8 percent in May and 2.1 percent in April. Firms also reported that their unit costs had risen 1.6 percent compared with this time last year, which is unchanged from their assessment in May. Business contacts reported that lower prices for natural gas and refined oil products were reportedly providing some cost relief. Wage pressures remained modest, although some employers noted that they were increasing starting pay for workers with high- demand skill sets.
Natural Resources and Agriculture. Contacts continued to report that investment in expanding and maintaining existing transportation infrastructure would be necessary to accommodate increases in domestic oil and natural gas production. Contacts have noted a steady increase in capital expenditures on refineries for upgrades and expansions. Deep-water permits for offshore drilling have increased. Varying levels of drought conditions had expanded through much of the District resulting in stress to some crops. However, the June tropical storm helped some areas. Compared with last year, June's prices paid to farmers were down for cotton and corn while prices for oranges, beef, and soybeans increased.


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Category Archives: Photography
The Gallery: before & after the storm…
The prompt for Week 35 of the Gallery at Sticky Fingers is 'Before & After'. It wasn't an easy one for me – my children are now teenagers and have moved through so many stages that I can't choose from … Continue reading
Posted in Photography, The Gallery Tagged autumn, camera, Cornwall, floods, gales, gallery, phone, Rain, SLR 4 Comments
On becoming an old fossil – loving (and living in?) the past..
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Welcome to the Missouri State Forum! - page 12
:wavey: welcome to the missouri state forum! why not 'show me' what part of the state you all are from? suebird :)... Read More
- 0Oct 1, '08 by autumn_twilighthello all!
just wanted to introduce myself. i live in the st. charles area and am looking to go back to school at sccc to be an rn. currently my husband takes classes for a teaching degree while he stays home with our daughter (can't afford daycare) so i'm going to try to work full time and take classes to bring my gpa back up (i made some poor choices at college after i graduated high school.) while getting the non-nursing classes out of the way. sccc's nursing acceptance policy is on a first come-first serve basis of whoever meets the pre-reqs. i've always wanted to help people and do something meaningful with my life, and the nurses that i had when i delivered my daughter and at my doctor's office are the two i have to thank for giving me that final push in a field i was always thinking about but hadnt pursued due to personal reservations. and now i think i can do it!
- 0Oct 1, '08 by WDWpixieRNQuote from autumn_twilightwelcome!!and now i think i can do it!
of course you can do this!! the hardest part will be sticking to it through thick and thin!! there's nothing so special in the rest of us that doesn't also exist in you!! best wishes and hang in there!!
- 0Nov 8, '08 by slhuddwdwpixiern I posted this in the STLCC Forest Part section but thought I would repost here because i think you have great things to say not only to help people gain confidence in themselves but in the overall scheme of getting though school and starting out in the field. Here is a copy of what I posted in the FP thread.
Hi there I have been reading through these posts and think it is great the suggestions, guidance and encouragement everyone is offering. I wanted to ask about peoples experiences and thoughts on coming from a completely different career field and getting into nursing. Is there a time where it is just to late to look at a career change, were you happy with the change, was transitioning from a field to far out of the reach of health care just to much or was it just the thing you needed to get into nursing? I have been in a different field for 8 yrs and I am now going through my 3rd lay off in 13 months so I really want to get away from this field and have always found nursing to be an interesting field. My ex spouse is going through nursing school now and I have always looked at her school books going through the prereq's and was just blown away. I posted on this forum because it is looked at by local individuals and while there are plenty of other discussion threads on this site about this type of question i wanted to get the take from people who live and work where I do. Any advice, suggestions or heck any info at would be great!
- 0Nov 24, '08 by OzarksgalCNAHi....my name is Anna, 53yo, and I live in a little town in southwest MO, near Joplin. I've been working in an LTC facility for almost 3 months and got my certification last Thursday. I work 2nd shift, 2-10.
I've been lurking on here since I went to work in Sept. but wanted to wait until I certified before joining. This is an absolutely awesome site and I've learned a lot just from reading.
- 0Nov 24, '08 by ozarks_prd_momQuote from OzarksgalCNAHello Anna, and welcome! I, too, live in a little town in SW MO. Sorry, don't know what an LTC facility is. Congrats on your certification!Hi....my name is Anna, 53yo, and I live in a little town in southwest MO, near Joplin. I've been working in an LTC facility for almost 3 months and got my certification last Thursday. I work 2nd shift, 2-10.
I've been lurking on here since I went to work in Sept. but wanted to wait until I certified before joining. This is an absolutely awesome site and I've learned a lot just from reading.
- 0Jan 23, '09 by MnemonicFanaticI will be moving to the snowy and cold state of Missouri this April from NJ. I am really looking forward to it. I plan on being in the Chesterfield area to begin with, and who knows where I'll end up once I'm established.
I just passed the NCLEX (I just got the "Pass" status today, as a matter of fact!) and as soon as I have the NJ license in hand, I'm applying for the endorsement license. Really excited about the whole move!
- 0Jan 24, '09 by ozarks_prd_momActually Missouri isn't always snowy and cold! Coming from S. CA, I find that I really like the change in seasons, occasional snow, ice, etc. Good luck with your move and congrats on your "pass"!
- 0Jan 24, '09 by MnemonicFanatic
:wink2: There is definitely more snow during the winter in MO than here in NJ -snowfall on the Jersey Shore usually amounts to a dusting, and some ice, nothing noteworthy!
And, Thank You! I'm so excited to start my nursing career! It was a long, difficult journey, and I can't wait to take the next step.


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today as I was driving on the highway, the batter light came on, and I seem to have lost power steering. The car continues to start just fine. help....
Ford » Taurus » 1992 Ford Taurus » Questions
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1992 Ford Taurus
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1992 Ford Taurus Question: battery light/power steering out
ttawny, Eugene, OR, February 01, 2013, 17:59
1 Answer
Answer #1pushrod February 01, 2013, 20:00Master
Find out why the belt came off or broke and fix it! Then replace belt.
Replyttawny, February 01, 2013, 20:53Rookie
What belt? I know nothing about cars, I'm just trying to figure it out. thank you for helping.
Replypushrod, February 01, 2013, 21:30Master
I know you have heard the term fan belt, well your car has one belt that drives all the accesory componets like air cond. power steering water pump and the alternator. Sounds like this belt is either broken or jumped off. You will need someone who knowes cars to look at it where it sits now, do not try to drive it until it is checked out!!
Replyttawny, February 01, 2013, 21:32Rookie
Thank you so much. This helps me a lot!
Replypushrod, February 01, 2013, 21:35Master
U welcom!
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The Drinky Crow Show is about...a crow that likes to drink. And Uncle Gabby, his monkey-ish friend who likes to bed as many women as he can. The two go off on adventures on a ship with a captain and his daughter, with whom the monkey-ish thing likes to sleep. All the while they're looking for Drinky Crow's love of his life, a mermaid, and fighting French crocodiles. Occasionally, they get tied up in various schemes in an effort to either drink alcohol, bed women, or simply shirk from their French-killing military obligations (or any form of responsibility, really).Based on the comic strip Maakies by Tony Millionare, this series debuted "unofficially" on April Fools' Day 2008 on [adult swim], and later "officially" the following fall. It became popular with fans for its far-out humor, but was cancelled after only one season due to the high animation costs. Though at the least it was given a Grand Finale.
Some tropes used in this series are:


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Hi all,
We have recently moved to frog and are looking for a way to back up our servers. Currently frog backs it's self up to another HDD in the server but we want a back-up we can take off site daily. For our other servers we use AIT-3 & 4 tapes and take these home but with frog the HDD is 1TB which is too large for a tape. Has anyone got any ideas we can look into?
Thanks a lot.


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"This dip is so good you will have to force yourself to put down the cracker and walk away. Unless you dislike bacon, there is no way to rate this recipe anything other than 5 stars."


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Tensions keep on raising on the Korean peninsula with little hope for improvement in the short term.
Soon after joint U.S. and South Korean military exercises began in early March, North Korea followed through with threats to nullify the armistice agreement and cut off the hotline between itself and South Korea.
While this wasn't the
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CMM Alert: "CBC Syria Propaganda" by Brooks Kind, July 31, 2012
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Capitalism Must Die Or We Will
Openings in the Liberal Media Will Never Be Enough, So What Do We Do?
Save the Children from Tony Blair and Others Like Him
Compare and Contrast: Human Rights Watch on Mexico and Ecuador
Assessing Russell Brand's Revolution
Owen Jones Should Think Harder about Cuba and the UK
US Support for Terrorism Against Cuba Unexposed & Unnoticed by Reuters
Who will be Discredited When Venezuela Doesn't Default? Nobody.
USA "Suspicious" of Venezuela's Role in Drug Trade, Therefore so is Reuters
Anyone out there care that Benghazi is being bombed from the air?


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I am a 30 odd year old countryboy who works in an office but enjoys country sports in my spare time. I also enjoy drinking lager/beer on a regular basis but not excessively.
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My car cranks, but not start. A/T Oil light came on, can I get my car to start?
Toyota » RAV4 » 1996 Toyota RAV4 » Questions
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1996 Toyota RAV4
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1996 Toyota RAV4 Question: my A/T light came on and car does not start
SEC, Chino Hills, CA, February 02, 2010, 10:36
1 Answer
Answer #1Bret Bodas from RepairPal Test Shop, February 03, 2010, 10:27Master
You'll need to have a "no start" diagnosis performed to determine why it wont start. The tests consist of checking for ignition and fuel supply to the cylinders, and mechanical timing of the crankshaft and camshaft.
ReplySEC, February 03, 2010, 12:10Rookie
thanks for the advice; that solves my problem. ignition system needs adjustment at coil.
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Property owner considering building 15 apartments
TORRINGTON -- The city could see its first apartment building construction in more than a dozen years, according to the city planning office.
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" well i guess you need to have somewhere to put all the new haven immigrants.
its such a shame seeing the way torrington has gone down hill in the last 15 years. "
its such a shame seeing the way torrington has gone down hill in the last 15 years. "
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Two Things. (1) Crowds are only wise in the sense of generating a statistical bell-curve around an absolute point. Crowds have no 'wisdom' about subjective things, like whether or not high-collars will be fashionable in 2012, or whether or not the world will end in a mayantechosingularityclusterfuck. Crowds are not wise, nor are they even tolerable most of the time. Picture it, Rose: two nights ago, packed into Austin's still-newest gaybar, so close to so …[continue]…
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text: TOP 10 Top 10 Better Man Man To Man: The 10 Experiences That Made Me A Better Man Back to Top ▲ Man To Man: The 10 Experiences That Made Me A Better Man 8 Amenity-Free Camping Share on Facebook Share on Twitter 0 Shares Paxson Woelber/Flickr My buddy and I had grand plans to hike into New Hampshire's White Mountains, and get good and tight around the campfire for a week on all the Wild Turkey Rare Breed we packed. Then the thunderstorms came, we lost the water filter, 40 pounds got pretty heavy, and he threw up from the horseradish and cheese I put on our sandwiches (sorry, bud). In the end we wouldn't have had it any other way. Our friendship was stronger, we smelled some of the freshest air on Earth, and the barbecue bacon burger at Truant's Tavern was hard-earned. Next Page TOP 10 9 8 7 6 5 4 3 2 1 Comments Load Comments More Like This Promoted Around the Web Special Features


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#207 - theseamonster (02/12/2014) [-]
**** tons of ammo. Oh, also the Chinese Stealth armor is the best attire in the entire game excluding power armor.
#224 to #207 - teokek (02/12/2014) [-]
Operation is absolutely the best, especially in terms of rewards. If you do the knockdown/reverse pickpocket trick, you can also get a winterized flamer, minigun, fat man, chinese pistol, and chinese assault rifle. If you take off your armor at the start of the DLC and keep it at 100% condition. You can reverse pickpocket it onto the quartermaster, kill him and magically get 3 combat armors, even though there were only 2.There are also smoke grenades that are out of the map that you can get, but they were cut, so they just explode like normal grenades


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With the legislative session winding down, the battle over the gay marriage bill is heating up in Albany.
Senator Tom Duane held an event Monday with same sex couples who say they would wed if the bill were to pass the state Senate.
Duane says he believes same-sex marriage will become law before lawmakers leave the capitol at the end of the session, but opponents still say it's not going to happen.
"I'm saying it publicly, there are enough votes, it's coming to the floor, it's passing," said Duane.
"They're telling me that they're not going to vote for it. They don't believe that same sex couples should be able to marry," said Reverend Duane Motley of New Yorkers for Constitutional Freedoms. "Marriage has a definite definition of a man and a woman and they don't believe they should be changing that definition, and that homosexuals have the same rights as everybody else to marry as long as it's someone of the opposite sex."
The measure already passed the Assembly and has the support of Governor David Paterson.
The New York Civil Liberties Union also launched a new web site for New Yorkers to lobby state senators to ask for their support of the bill.
For more information, visit LINK='http://www.MarriageNY.com'>MarriageNY.com.
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NAHB Members:Get the latest talking points on housing issues. (You must be logged in to access this information.)
1. Protect the Mortgage Interest Deduction 2. Resolve Foreclosure and Appraisal Problems 3. Maintain Federal Support for Housing Finance System 4. Preserve Affordable Downpayments and Mortgages 5. Fight Onerous Regulations that Hurt Home Builders, Remodelers and Consumers 6. Ensure an Adequate Supply of Credit for New Home Production 7. Recognize Housing's Important Role to the Economy 8. Defend the Low Income Housing Tax Credit 9. Enact Comprehensive Immigration Reform10. Use All Legal Means Necessary to Protect Property Rights11. Focus Congressional Action on Building Energy Codes and Crystalline Silica12. Mission Accomplished: Farm Bill and Flood Insurance Signed into Law
1. Protect the Mortgage Interest Deduction Americans overwhelmingly oppose any action by Congress to tamper with the mortgage interest deduction, but it could be eliminated or scaled back as federal lawmakers and the Administration are looking at tax increases in light of deficit concerns. The consequences would be devastating for home owners, the housing market and the nation's economy. Any attempts to tamper with the mortgage interest deduction would raise taxes on millions of home buyers and home owners and further depress home values, leaving more home owners with mortgages larger than the value of their property ("underwater") and fueling even more foreclosures. It only takes a 6 percent drop in home values to wipe out $1 trillion in household wealth.This cornerstone of American housing policy has been in place since the inception of the tax code 100 years ago and supports the aspirations of families at all income levels to become home buyers. More than 33 million home owners directly benefit from the mortgage interest deduction and two-thirds of the benefit goes to middle-class home owners who make less than $200,000.Building 100 single-family homes creates more than 300 full-time jobs and generates $8.9 million in federal, state and local tax revenues. Scaling back the mortgage interest deduction will shrink the tax base of local communities. It will cause already cash-strapped state and local governments to further cut essential services -- including jobs for local school teachers, police and fire departments.
Acting preemptively to protect the deduction, NAHB launched a nationwide Protect Homeownership campaign that attracted thousands of policymakers, business owners, community leaders and consumers to learn the facts, sign a petition and attend rallies in politically charged swing states leading up to the 2012 elections. Overall, NAHB was able to reach more than 25 million Americans.
NAHB economist Robert Dietz testified in 2013 before the House Ways and Means Committee during a hearing on tax reform and residential real estate. He called on Congress to maintain support for vital housing tax incentives, including the mortgage interest deduction. For more details, view Dietz's testimony or see NAHB's press release.
Further, NAHB lobbyists met with virtually every Senate member and/or their key staff aides in July to explain the importance of housing tax incentives in the current system. NAHB was also a major contributor to a Democratic Governors Association white paper released in September that highlighted the association's policy arguments on the need to retain the mortgage interest deduction and Low Income Housing Tax Credit.
The association's efforts to elevate housing on the national agenda have sent a powerful message to the media and members of Congress: Americans value homeownership and lawmakers need to support pro-housing policies that will create jobs, help local communities to flourish and make it easier and more cost-effective for buyers to purchase homes and builders to construct homes. Moreover, NAHB is positioned – and prepared – to be highly engaged in the debate if threats to the home mortgage deduction and other housing tax incentives materialize.To educate the public on the importance of preserving the mortgage interest deduction as a cornerstone of American housing policy, as well as to enlist their support to urge policymakers to make sure creditworthy consumers and small businesses can get mortgages and loans, NAHB has created a consumer-oriented website, ProtectHomeownership.com. The website contains frequently asked questions, statistics, polling data and other important information to allow consumers to stay informed.Most importantly, ProtectHomeownership.com tells visitors how to remain engaged and make sure their opinions are heard on this important issue by connecting through NAHB's Facebook and Twitter mortgage interest deduction communities and Eye on Housing blog.
2. Resolve Foreclosure and Appraisal ProblemsForeclosures
Large numbers of foreclosures nationwide are driving down home values, destabilizing communities, costing jobs and preventing a full-fledged housing and economic recovery.
The lower home values caused by foreclosed homes are also forcing many home owners "underwater" to a situation where they owe more on their mortgage than their home's current market value. Preventing foreclosures and keeping people in their homes is essential to stabilize home prices, strengthen communities across the land and get the recovery up to full speed.
The large numbers of foreclosures in most areas have inevitably led to numerous problems in the housing market, especially regarding appraisals.
Flawed appraisals are a major problem for home buyers, owners and builders. Too often, appraisers are using distressed properties – many of which have been neglected and are in poor physical condition – as comparables in assessing the value of well-kept existing or brand new homes without accounting for major differences in condition and quality.
Many home owners seeking to refinance and take advantage of today's low interest rates are unable to do so because their house appraisals are coming in too low. A move-up buyer is out of luck if the appraisal on their existing home comes in below what they owe on their current mortgage. Likewise, many prospective home buyers have been left out in the cold because their dream house was appraised below the sales contract price. And many home builders have encountered appraisals where a new home was valued at less than the construction cost. Such appraisal practices are unfairly holding down home values, keeping home owners underwater and hindering the housing market recovery.
Moreover, the lower property values associated with such appraisals are shrinking the local tax base in many communities. This is putting further pressure on state and local governments that are struggling to keep essential services at acceptable levels.
Complicating the situation, appraisals are governed by multiple public and private entities and ultimately are enforced by individual states. Standards and requirements can vary greatly, resulting in a system that is inconsistent and confusing and does not serve consumers well.
Major reforms in appraisal practices and oversight are needed to ensure that appraisals accurately reflect true market values and don't contribute to price volatility, impede the economic recovery or harm aspiring home owners and move-up buyers. Based on more than a year of research by a special Appraisal Working Group and extensive input from stakeholder groups, NAHB has published "A Comprehensive Blueprint for Residential Appraisal Reform," which offers specific recommendations for changes to all aspects of the appraisal system.
Additional information about foreclosures and appraisals:
3. Maintain Federal Support for Housing Finance SystemA sound housing finance system that provides a stable and affordable supply of credit for home buyers and rental housing is essential to ensure a healthy housing market, spur job creation and maintain a strong and resilient economy.
In the wake of the financial crisis, the private market is clearly not working. The Federal Housing Administration, Fannie Mae and Freddie Mac currently guarantee or insure about 90 percent of all home mortgage activity and private lending institutions have shown little inclination to step up to the plate. Even with the current high level of federal support, fewer mortgage products are available now than in the past, and these loans are being underwritten on much more stringent terms.
Policymakers are now looking at several proposals to wind down Fannie Mae and Freddie Mac and are weighing several options to encourage increased participation from private financial institutions.
Legislation approved by the House Financial Services Committee to overhaul the U.S. housing finance system (H.R. 2767, the Protecting American Taxpayers and Homeowners -- or PATH Act), would take the nation in the wrong direction. In its current form, the bill would harm many of the 6 million Americans who typically buy homes during the course of a year, making it much more difficult for them to afford the purchase.
If the reduced support for housing drives up mortgage rates by 1 percent, for example, it will price 4.5 million households out of the market for the median-priced new home. If this bill became law, the reduced support for housing would also drive down home values. Moreover, the 30-year mortgage -- the most popular and sustainable mortgage in the marketplace -- would be far less available to first-time home buyers and working American families.
These negative consequences would occur because the PATH Act seeks to remove any government role from the conventional mortgage finance market and drastically reduces FHA's role.
NAHB Urges Full Senate to Pass Johnson-Crapo Bill
Bipartisan legislation championed by Senate Banking Committee Chairman Tim Johnson (D-S.D.) and Ranking Member Mike Crapo is far different from the House bill and was approved by the Banking Committee on May 15. The Housing Finance Reform and Taxpayer Protection Act of 2014 (S. 1217) would bring certainty and stability to the housing finance market and provide much-needed credit for single-family and multifamily borrowers.
By defining the federal government's role in housing finance and including private sector investors, this bill would increase private capital in the marketplace, ensure that 30-year mortgages remain readily accessible and available, and protect American taxpayers
NAHB is urging the full Senate to consider this bill as soon as possible.
For more information, click on the links below:
4. Preserve Affordable Downpayments and MortgagesSix federal agencies on Oct. 21-22, 2014 finalized new rules for a qualified residential mortgage that will exempt securitizers from retaining 5 percent of the credit risk on loans packaged and sold as securities.
NAHB commends U.S. financial regulators for aligning the definitions of a qualified residential mortgage (QRM) and the qualified mortgage (QM), the standard lenders must follow to demonstrate they have determined a borrower's ability to repay a mortgage loan. The QM rule went into effect in January 2014.
By equating QRM to QM, the regulators will provide consistent underwriting standards for the primary and secondary mortgage markets.
Since 2011, NAHB has worked independently and with a coalition of housing advocates to urge regulators to establish a QRM rule that removes downpayment requirements and other onerous underwriting criteria to alleviate confusion in the marketplace and keep homeownership affordable for working American families.
In an official statement lauding the new mortgage standards, NAHB Chairman Kevin Kelly said: "We applaud regulators for taking these measures. The new QRM rule will encourage sound lending behaviors that support a housing recovery, attract private capital in the mortgage market, help ease tight credit conditions for borrowers and reduce future defaults without punishing responsible borrowers and lenders."
5. Fight Onerous Regulations that Hurt Home Builders, Remodelers and Consumers
NAHB is in the forefront in preventing expensive, pointless regulations from impeding home building and remodeling and adding unnecessary costs to consumers. From overly broad stormwater permit requirements that would literally regulate puddles under the Clean Water Act, to far-reaching Endangered Species Act requirements, and lead paint rules that cost remodelers jobs and money, NAHB is leading the fight to rein-in unnecessary and burdensome regulations that harm the industry and consumers. Just reinstating the lead paint rule opt-out provision for homes not occupied by children or pregnant women would save $336 million annually in compliance costs. NAHB-supported legislation (S. 484) introduced in the Senate last March by Sen. James Inhofe (R-Okla.) addresses many of the concerns from NAHB Remodelers and affiliated trade groups about the EPA's Lead: Renovation, Repair, and Painting Rule. A companion bill (H.R. 2093) was introduced in the House last spring by Rep. Tim Murphy (R-Pa.), along with 21 original co-sponsors. NAHB is urging House and Senate lawmakers to cosponsor these bills.
Meanwhile, NAHB is warning that the Environmental Protection Agency's proposal released in March to expand the reach of the Clean Water Act could increase the cost of new homes without a corresponding benefit to America's lakes, rivers and other water bodies. Expanding federal authority over water and land use would greatly increase the number of construction sites required to obtain a federal clean water act permit. This would delay or stop construction projects nationwide and slow economic growth.
NAHB commends the House for passing bipartisan legislation championed by Rep. Steve Southerland (R-Fla.) that would prevent the EPA from finalizing its March proposal to dramatically increase the agency's authority over "waters of the U.S." In an official statement following passage of H.R. 5078, the Waters of the United States Regulatory Overreach Protection Act, NAHB Chairman Kevin Kelly said that the vote "sends a strong message to the EPA to go back to the drawing board to find a common-sense middle ground plan that will maintain environmental safeguards and protect landowners from unnecessary regulation."
Kansas home builder Carl Harris testified twice before Congress last year on behalf of the association to talk about the impact of regulations on small home builders. On March 14, he testified before the House Small Business Subcommittee on Investigations, Oversight and Investigations and on June 28 appeared before the House Judiciary Subcommittee on Regulatory Reform, Commercial and Antitrust Law.
For additional information about lead paint rule enforcement and compliance, visit nahb.org/leadpaint. Learn more about NAHB resources on stormwater permits and programs here. View the latest Endangered Species Act developments at nahb.org/esa.
6. Ensure an Adequate Supply of Reasonably Priced Credit for New Home ProductionCommercial banks and savings and loan institutions have traditionally provided the lion's share of housing production credit for the residential construction industry, which is known as acquisition, development and construction (AD&C) funding. But even as housing markets heat up across the country, financial and regulatory constraints are preventing these lenders from providing the amount of credit that would be typical given current economic conditions.
This lack of credit is harming the housing recovery and preventing construction of new homes in markets that need and want them. A full-fledged housing and economic recovery will not take hold until we resolve this ongoing credit crunch. Restoring the flow of credit to home builders will not only help to put America back to work, it will provide badly needed tax revenues that local governments need to fund schools, police and firefighters; and strengthen the economic health of countless communities across the land.NAHB worked with Sens. Robert Menendez (D-N.J.) and Johnny Isakson (R-Ga.) to introduce bipartisan legislation in 2013 to address the credit issue for builders. S. 1002, the Home Building Lending Improvement Act of 2013, is similar to legislation (H.R. 1255) introduced in the House earlier in the year by Reps. Gary Miller (R-Calif.) and Carolyn McCarthy (D-N.Y.) and represents a substantial step forward in the effort to restore the flow of credit to the housing industry. See NAHB's press release for more details.
7. Recognize Housing's Important Role to the EconomyAs policymakers begin debate on housing finance and budget issues that will impact job creation and future growth, they must understand the important role that housing plays in the U.S. economy. Considering the enormity of the total number of jobs attached to housing, a sector that normally accounts for more than 17 percent of the nation's Gross Domestic Product, now is hardly the time to step back from the nation's long-standing commitment to homeownership.
Testifying before the Senate Banking Committee's Subcommittee on Economic Policy during a May 7 hearing examining the drivers of job creation, NAHB economist Robert Dietz said that home building and remodeling have generated 274,000 jobs over the past 2 1/2 years.
"This expansion has direct economic benefits," said Dietz. "Housing provides the momentum behind an economic recovery because home building and associated businesses employ such a wide range of workers.
Employment from new construction and remodeling has a wide ripple effect. About half the jobs created by building new homes are in construction. They include framers, electricians, plumbers and carpenters. Other jobs are spread over other sectors of the economy, including manufacturing, retail, wholesale and business services.
Perhaps more than any other consumer product, housing is "Made in America." New homes and apartments don't arrive in this country on container ships from Europe or Asia, and most of the products used in home construction and remodeling are manufactured here in the United States.NAHB analysis of the broad impact of new construction shows that building 1,000 average single-family homes generates:
Similarly, construction of 1,000 rental apartments, including units developed under the Low Income Housing Tax Credit, generates 1,130 jobs while $100 million in remodeling expenditures creates 890 jobs.
More than 1.2 million residential construction jobs have been lost since April 2006. The pace of recovery is debatable, but based purely on population growth and demographics, the U.S. will need to build 17 million additional homes over the next decade. The gap between current production and potential housing production is about 700,000 homes. That represents more than 2 million untapped American jobs. This gap is a result of multiple factors, including deferred household formations, a lack of construction financing and flawed appraisal practices under which new homes get compared to distressed and foreclosed properties, thereby distorting true market values.A strong economy is dependent upon a healthy housing market. The path forward is perfectly clear: Congress needs to take actions to restore the health of the housing industry to put America back to work. This is a sentiment shared by American voters as well. An NAHB survey of 2012 voters conducted by Public Opinion Strategies and Lake Research Partners found that despite the ups and downs of the housing market, home owners and non-owners alike consider owning a home essential to the American Dream and support politicians who embrace pro-housing policies and the mortgage interest deduction.
An overwhelming 74 percent of the respondents said that owning a home is worth the risk of the fluctuations in the market and 68 percent of those who do not own a home say it is a goal of theirs to eventually buy one. Equally telling, more than seven out of 10 of all Democrats, Republicans and Independents agree that tax incentives to promote homeownership are reasonable and two-thirds of the survey respondents believe the federal government should play a role to ensure that 30-year home loans remain readily available and affordable.
The NAHB poll is consistent with a New York Times/CBS News survey that reveals more than nine out of 10 Americans oppose eliminating the mortgage interest deduction; a Harris Interactive survey that shows more than four out of five renters desire to be home owners; a poll released in 2012 by the Woodrow Wilson International Center for Scholars, which found that voters also placed a very high importance on homeownership; and a United Technologies/National Journal Congressional Connection Poll conducted in July 2013 which found that 86 percent of those polled said it was either "very important" or "important" to keep the mortgage interest deduction.
For more information on this topic, click on the following links:
8. Defend the Low Income Housing Tax Credit
As Congress looks at tax expenditures and all programs come under review, it is important to protect the Low Income Housing Tax Credit (LIHTC), the most successful affordable rental housing production program in U.S. history. Eliminating the LIHTC would bring production and rehabilitation of affordable rental housing to a standstill.
Since its inception, the program has made possible the production of more than two million affordable apartments. It creates approximately 95,000 new full-time jobs, adds $7.1 billion in income to the economy and generates approximately $2.8 billion in federal, state and local taxes each year. In recent years, the LIHTC has produced about 75,000 new apartment homes annually.
The demand for affordable housing is acute and far exceeds the ability of LIHTC projects to keep pace. The program is essential to address the shortage of affordable housing options in our cities and towns.
NAHB economist Robert Dietz testified in 2013 before the House Ways and Means Committee during a hearing on tax reform and residential real estate. He called on Congress to maintain support for vital housing tax incentives, including the Low Income Housing Tax Credit. For more details, view Dietz's testimony or see NAHB's press release.
For more information, see the Benefits of the Low Income Housing Tax Credit.
9. Enact Comprehensive Immigration Reform
The home building industry, with the contribution of a substantial immigrant workforce, plays a critical role in sustaining the national economy and meeting the nation's housing needs. It is estimated that more than 20 percent of the building industry's workforce is foreign-born, making the immigrant population key to meeting housing demand and sustaining growth in the industry.
As Congress turns to a broader conversation on immigration reform, NAHB is urging lawmakers to take steps to make a system that is workable. Specifically, NAHB strongly urges Congress to focus on the direct employer-employee relationship so that U.S. employers remain accountable only for the identity and work authorization status of their direct employees, and not for the employees of other businesses.
NAHB also urges Congress to create an efficient, temporary guest worker program that allows employers to recruit legal immigrant workers when there is a shortage of domestic workers and allows these immigrants to be put on the path to temporary or permanent legal residency or citizenship. Finally, NAHB supports congressional efforts to address the concerns created by the growing undocumented immigrant population and create a system whereby they can achieve legal status.
The Border Security, Economic Opportunity, and Immigration Modernization Act (S. 744) passed by the Senate last summer addresses many elements advocated by the home building community, including enhancements to border security and a workable employment verification system that honors the direct employer-employee relationship. However, NAHB remains concerned that the new W Visa program in S. 744 unfairly discriminates against the housing industry during a critical juncture in its recovery, and the association is pushing for much-needed changes to the final legislation.
As the legislative process moves forward, NAHB stands ready to work with Congress to craft a final bill that best meets the needs of the housing industry.
NAHB's official letter on Senate immigration bill S. 744Why immigration reform could affect your bottom line -- and what NAHB is doing about itNAHB Chairman Rick Judson's testimony before Senate Judiciary Committee on immigration bill S. 744Congressional testimony of Utah home builder Christopher Gamvroulas on E-Verify programCongressional testimony of Texas home builder Ed Martin on labor shortages
10. Use All Legal Means Necessary to Protect Property Rights
NAHB's proactive litigation efforts have forced governmental bodies and agencies at the state and federal levels to scale back or entirely eliminate efforts to limit or stop development on countless parcels nationwide. Fighting on behalf of property owners, NAHB led a coalition of 16 prominent real estate and business organizations in filing an amicus (friend of the court) brief with the U.S. Supreme Court that explained why it is neither necessary nor fair for governments to extort money from property owners who wish to use their land. In a major victory for NAHB's members and property rights advocates, the Supreme Court agreed when it issued a landmark decision on June 25, 2013 in the case of Koontz v. St. Johns River Water Management District. The decision overturns a Florida Supreme Court ruling that would have given governments expanded power to force unreasonable exactions upon developers in exchange for a permit approval, and it means that federal, state, and local regulators will need to exercise more caution to ensure that permitting demands -- including monetary demands -- are proportionate to the project at hand. View more details on the case here.
11. Focus Congressional Action on Building Energy Codes and Crystalline Silica
Building Energy Codes
NAHB is calling on the Congress to enact legislation that increases transparency in the development of energy codes and ensures that advancements in energy efficiency are also cost-effective.
NAHB believes that H.R. 1616, the Energy Savings and Industrial Competitiveness Act (H.R. 1616) sponsored by Reps. David McKinley (R-W.Va.) and Peter Welch (D-Vt.) is an appropriate vehicle for this type of reform, but more work needs to be done.
View more information on building energy codes.
Crystalline Silica
NAHB recently requested that the Occupational Safety and Health Administration (OSHA) withdraw a proposed rule that would drastically lower the permissible exposure limit (PEL) of crystalline silica by 80 percent for the construction industry. The rule also requires impractical medical surveillance of construction industry workers, extensive and costly recordkeeping processes, and restrictions on certain construction site work practices, which contradict existing safety procedures.
OSHA has determined that a rule is needed to substantially reduce the risk of serious disease from exposure to airborne concentrations of silica dust. This, however, runs contrary to data from the national Centers for Disease Control and Prevention that shows a sharp decline in the incidences of silicosis in recent decades. To date, OSHA has not explained how drastically lowering the PEL will effectively reduce the current number of silica-related illnesses and deaths.
NAHB believes the rule is economically and technologically unfeasible for the industry to comply with. OSHA has estimated that the rule will cost the industry approximately $511 million to implement, however, analyses show that this number is grossly underestimated. Economic analysts estimate the cost to be closer to $2.2 billion per year, and likely to increase given the present state of the economy.Given the many problems associated with the proposed rule, NAHB is urging members of Congress to call or write OSHA and request that the agency withdraws the proposed silica rule until it can put forth a technologically justifiable and economically feasible rule that best aligns with current industry practices.
View more information on crystalline silica.
12. Mission Accomplished: Farm Bill and Flood Insurance Signed into Law
Farm Bill
The Farm Bill that was signed into law on Feb. 7 will help NAHB members living and working in rural areas across the nation. The legislation allows more than 900 communities nationwide to retain their status as "rural" areas and will enable millions of Americans to maintain access to critical rural housing programs.
The law does not provide more U.S. Department of Agriculture (USDA) funding for rural areas. But by "grandfathering" these existing rural communities, they will maintain access to USDA rural housing programs.
NAHB estimates that in 2014 alone, this will generate $1.2 billion more investment in housing in these areas, including construction of new single-family and multifamily homes and remodeling. Breaking this down even further, it means that each of these 900-plus communities will receive on average more than $1 million in economic activity this year in USDA loans and grants for new construction and remodeling -- funding that would have been lost had the law not been passed.
View more on the Farm Bill here.
Flood Insurance
NAHB commends the bipartisan efforts of lawmakers in both the House and Senate for working to pass flood insurance legislation H.R. 3370, the Homeowner Flood Insurance Affordability Act. The measure was signed into law by President Obama on March 21.
Championed by NAHB, the legislation will benefit home buyers and home owners and provide a boost to home building and remodeling, while providing certainty and financial stability to the National Flood Insurance Program.
NAHB estimates that in 2014 this law will result in:
H.R. 3370 will help address some of the costly and unintended consequences of the Biggert-Waters Flood Insurance Reform Act, including huge premium spikes and impacts on the sale, construction and remodeling of homes across the nation.The flood insurance law provides a more affordable rate structure for policyholders; repeals the requirement that flood insurance premiums increase immediately to full actuarial rates for homes that are sold; and restores "grandfathering" for properties that were paying premiums applicable to their initial flood risk rating, allowing owners to pay premiums based on the original risk zone rather than updated flood risk zones.The law also requires the Federal Emergency Management Agency's remapping process to take into account local flood control structures and provides reimbursement for successful consumer map appeals.Further, it restores the "substantial improvement threshold" that triggers a higher flood insurance rate to the historic 50 percent level of a structure's fair market value, which is important for many remodelers across the nation.
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text: Heat the oil in a large saucepan and sauté the onion, garlic and celery over a gentle heat for 5 minutes until soft but brown. Add the finely diced potato and tomato and stir through, then add the stock. Bring the mixture to the boil then simmer for 10 minutes until the potato is soft. Add the vegetables and haricot beans and cook for a further 3 minutes until the vegetables are soft. Season with black pepper and serve the soup straight away with a spoonful of pesto in each bowl and some crusty bread Textingredients Email recipe details Print recipe


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The Slayer and the Choppa are on their way to Warhammer Online and we caught up with Mythic Entertainment at the Warhammer Booth at Comic Con 2009. Adam Gershowitz showed us a demo of the Choppa...
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Sensors 2014, 14(7), 12233-12255; doi:10.3390/s140712233
A Bio-Inspired Herbal Tea Flavour Assessment Technique
Received: 12 May 2014; in revised form: 25 June 2014 / Accepted: 26 June 2014 / Published: 9 July 2014
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Abstract: Herbal-based products are becoming a widespread production trend among manufacturers for the domestic and international markets. As the production increases to meet the market demand, it is very crucial for the manufacturer to ensure that their products have met specific criteria and fulfil the intended quality determined by the quality controller. One famous herbal-based product is herbal tea. This paper investigates bio-inspired flavour assessments in a data fusion framework involving an e-nose and e-tongue. The objectives are to attain good classification of different types and brands of herbal tea, classification of different flavour masking effects and finally classification of different concentrations of herbal tea. Two data fusion levels were employed in this research, low level data fusion and intermediate level data fusion. Four classification approaches; LDA, SVM, KNN and PNN were examined in search of the best classifier to achieve the research objectives. In order to evaluate the classifiers' performance, an error estimator based on k-fold cross validation and leave-one-out were applied. Classification based on GC-MS TIC data was also included as a comparison to the classification performance using fusion approaches. Generally, KNN outperformed the other classification techniques for the three flavour assessments in the low level data fusion and intermediate level data fusion. However, the classification results based on GC-MS TIC data are varied.
Keywords: bio-inspired flavour assessment; e-nose; e-tongue; low level data fusion; intermediate level data fusion; classification; LDA; SVM; KNN; PNN; GC-MS
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Zakaria, N.Z.I.; Masnan, M.J.; Zakaria, A.; Shakaff, A.Y.M. A Bio-Inspired Herbal Tea Flavour Assessment Technique. Sensors 2014, 14, 12233-12255.AMA Style
Zakaria NZI, Masnan MJ, Zakaria A, Shakaff AYM. A Bio-Inspired Herbal Tea Flavour Assessment Technique. Sensors. 2014; 14(7):12233-12255.Chicago/Turabian Style
Zakaria, Nur Z.I.; Masnan, Maz J.; Zakaria, Ammar; Shakaff, Ali Y.M. 2014. "A Bio-Inspired Herbal Tea Flavour Assessment Technique." Sensors 14, no. 7: 12233-12255.
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