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Shabby Treatment Of Seniors
Posted by
This is just to let all around know how awful the treatment of our elderly is. They were pushed to take out this card to pay for treatment that was important for their wellness.
But seniors don't always understand how things are. I was alarmed when I saw a charge on my Mothers card statement of $159.00 finance charges. Then late fees of 39.00 had been added two different times. I called to ask about them and was informed, the bill had to be paid within a certain amount of time or the finance charge was added. I asked if they would undo this since she did not know and had taken a fall and broken a collar bone. Answer--no way. It was on the contract and they couldn't change it. Asked them to remove the late fee since she had been hospitalized and couldn't help being late by one day. They would one but not the other. I then got another card and paid off this card because I don't want her doing business with people who have no honor in them or their business. We just received another bill for an added late fee. They claim that the payof did not reach them on time. I was assured it would. So called again and asked them to remove it since she owed them no money and the payoff was dated for the due date. Answer no way-took one off and can do no more. Anything else-and the brat hung up on me.
What an excellent way to do business. If you owe these people money, pay them off as quick as you can, they will bleed you for every nickel they can get. How pathetic
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Beware of Care Credit
Posted by
ORLANDO, FLORIDA -- Please be advised that Care Credit/GE Money Bank is the absolute worst in customer service & allocations of payments. I have 2 outstanding loans with the above therefore I must call in every month and reallocate my funds to move between the 2 accounts. Each and every month I receive my statement the outstanding balances NEVER reflect the actual amount of payments I have paid. In addition each and every month I am forced to spend at least an hour on the phone trying to fix their mistakes. As I sit on hold at this very moment, this is my 3rd call today. Both "service" reps that I have spoken with have failed to help me. One even put me on hold and never returned. Once when I was lucky enough to get a supervisor on the phone to help me, she took it a step further and said that I could contact her each month for my reallocations, only to find out that they cannot transfer calls to anyone in any dept.
I was promised a call back from her and after waiting, I called back in and was told the employees are not allowed to make outgoing calls. This company is trying to say that $400.00 of my money can not be accounted for. I am filing a complaint with the BBB and as soon as I can hopefully get somebody to properly adjust my balances, I am doing a balance transfer to get this horrible company gone from my life forever. Even if tempted...
DO NOT open an account with this company. You will regret it greatly! I certainly do!!!
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lamett on 10/27/2008:
File formal complaints with the Federal Trade Commission and Office of Thrift Supervision.
This is a violation of the Fair Credit Billing Act.
They hope you never find out about the FCBA. You will find full detailed information on the Federal Trade Commission Website
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Care Credit is a Scam
Posted by
LOUISVILLE, KENTUCKY -- Every month Care Credit seems to find one excuse after another to put a late charge of $29 or say the payment was reversed.
I have ALWAYS had trouble with Care Credit. This last time the payment was due on the 22nd. On the 19th I paid much more than the minimum, which I ALWAYS do. It came out of my checking account on the 22nd but wasn't posted till the 23rd. Therefore, I was charged a $29 late fee. When I called to complain, Eric told me that he was sorry but they would go by the date it was posted and it was too bad, but there was nothing they would do about it. But they would report it to the credit bureau that I was 1 day late. This has happened more than once. I now have an attorney that is writing them a letter. I have paid $352 and still have a balance of $461 on a $500 credit!! No matter when I make the payment they are rarely credited on time PLUS they say that there have been "Payment Reversals". I still can't figure out why. I have called my bank and they have no idea. I have ALWAYS had the money in the bank when the payments were made. The routing and account numbers have all been correct. I think Care Credit is a scam. I was in the dental office a few months ago and a patient was looking at the Care Credit brochure. The office was full of patients. I told her what a scam they were and she would never get them paid off. She put the brochure back as well as did others. Anytime I see people thinking about it, I tell them all about Care Credit and none of it is positive. I have also complained to LA Weightloss about them.
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Misrepresentation of terms
Posted by
tired of scams and misrespresentations
COLUMBUS, INDIANA -- I'm writing on behalf of my mother who needed some of her teeth capped due to pain and a strong possibility of losing her teeth without this procedure.
Her dentist suggested CareCredit as a means of obtaining credit for a specific time period. Instead of making the minimum $82.00 month payments, she was making $200.00 month payments. Her understanding, and her dentist's understanding was that she would have until the end of August, 2007 to complete payment on her loan. She was prepared to make the final balance payment this month, of $1513.00, since it is currently August 2007.
My mother was absolutely shocked to receive an invoice saying that instead of $1513.00, her new balance was $2704.61. "CareCredit" is not just charging her 28.99% interest on the current balance of $1513.00 that she owes, but is charging her the default interest rate of 28.99% on her initial loan amount, $5000.00 taken out back on 1/25/06. They have charged her that 28.99% interest on her initial loan of $5,000.00 throughout the entire 18 months, even though she paid more than the minimum amount, and paid on time each and every month.
I believe that this has to be, in some way, illegal, and we will be contacting our family attorney to research this matter more fully.
If I could say anything to anyone considering CareCredit, it would be to "run like the wind". They conduct business unethically, and are absolutely aware that they are taking advantage of the consumer since charging interest rates on initial balances already paid is not common practice and was not explained to my mother. She was aware that there would be a higher interest rate on any balance not paid in the 18th months, but not that the higher balance would be applied to the original amount that she has respectfully been paying on time for the entire length of the loan.
I consider this unethical, at best, and illegal and fraudulent, and believe the true intent of the company is to mislead people in need in a desire to make huge profits.
This is another example of a company willing to mislead and misrepresent their terms to unsuspecting people, people who believe that companies will behave in an ethical manner. Instead, CareCredit conducts their business, it seems, based on what they must know to be a cruel and deceiving practice of charging interest on already paid past charges.
My attempts to reconcile this problem with a CareCredit Customer Service Representative was met with aloofness and no concern whatsoever to my elderly mother's plight. I will be making it my personal mission to advising everyone I know and I work in the healthcare field) to avoid this company and their services and will tell them the facts of what happened to my mother.
My advice to any who read this would be to find a reputable lender whose primary goal isn't to deceive people into deceptive loan terms.
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rnick821 on 08/13/2007:
I wonder if her dentist is in on this, too. I mean, he recommended it. I would get a new dentist.
ToothLove on 08/15/2007:
Although I feel horrible for your Mother, there must have been fine print explaining the terms and conditions. The Doctor is not a finance company, it was up to you to understand the situation you were getting into. Everyone seems so alarmed a company is NOT giving them a free loan. How dare the company be in business to make a profit. The nerve of them!
Dior4Me on 08/20/2007:
Listen, ToothLove, no one reads the fine print, which is how Care Credit and their ilk are able to squeeze the consumer. Someone distressed and in pain with dental problems, worrying about money and impending surgery, is hardly going to be able to read and digest the "fine print". Care Credit charges enormous interest rates. There is a difference between being in business and being greedy. I feel bad for the mother of this person.
davidahn on 05/27/2008:
I am a pediatrician who offers CareCredit, and I assure you the dentist is not "in" on it, in fact he/she PAYS CareCredit (to get the money up front). The dentist may not even know the terms offered by CareCredit (I certainly didn't until tonight).
I feel bad for your mother, especially if she's elderly or easily confused. But you should ALWAYS read the fine print, once you get treated and out of pain. And if you don't like the terms, obtain better financing, such as zero-interest credit cards.
My wife and I have gotten 12-18 mo. no interest loans, and they often accrue interest even while you make on-time payments in case you don't pay it off in time, in which case you get slapped with the whole interest. Penalties are neither illegal nor unheard of; except maybe in healthcare, where everyone expects only kindness and sympathy. :)
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Magnanimous Rip Off!!!
Posted by
Terrible card with terrible terms and terrible customer service. They don't care about their customers at all. You begin with 0 APR for some time, but god forbid something goes wrong and you're unable to pay you balance off in time, they hit you up with a magnanimous interest charge for the entire time from day 1. Just regret opening up this account and do not recommend it to anyone else - you're better off getting a personal loan from a bank!
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momsey on 04/01/2011:
They don't sound very magnanimous to me!
tnchuck100 on 04/01/2011:
Yup, it's right there in the agreement. Care Credit only works IF you pay according to those stringent terms. Looking at it from their point of view: They WANT you to fail. That is where they make their living...(er, killing!).
Anonymous on 04/01/2011:
Anytime you see a 0% apr you should know that there are going to be some stringent rules and harsh penalties. Missing a payment is going to cost you. It should all be in your agreement.
Nohandle on 04/01/2011:
Thanks for the reminder. You've learned what many others did quite a while back. Word of mouth or learning the hard way. The business has to pay for the honor of accepting the card and receiving payment immediately, but the big bucks come from debtor. No company is expected to offer money to you for free but that fine print keeps getting smaller.
FlShopper on 04/01/2011:
Momsey's right...there's nothing magnanimous about it. Reminds me of the line in The Princess Bride "You keep using that word. I do not think it means what you think it means."
Back to the OP...the terms are usually spelled out for you. If you make even one payment late, you're in trouble. I took advantage of their 0% for 11 months, tried to pay as much as I could towards the balance, then was able to transfer it to another card before the 0% offer expired so I never paid interest on it. Those offers can be great, but you have to be extremely diligent about paying on time, every month.
Inat on 04/01/2011:
nothing wrong with this practice at all! NEarly every credit provider does this - they give you a benefit as long as you adhere to the terms. 36 months free financing is exactly that - 36 months free AS LONG AS you pay it of in 36 months since it isn't 40 month free financing....
I've had a Best Buy credit card for years and have probably used about $12,000 of HSBC's money FOR FREE - have never paid a dime of interest
MaggieMcT on 04/02/2011:
Every 0% promotion I've ever seen had the same kicker attached -- late payments, even just one, = interest charges. Yet another reason to get your emergency fund in place so you don't have to use things like 'Care' credit.
getoverit on 04/02/2011:
I stuck with the same five credit cards for years. I used to spend a lot of time reading those offers from credit card companies with great introductory and balance transfer rates. I'd call the people up and invariable find out what strings are really attached.
Now, they're shredder fodder. Life's too short.
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Outrageous APR!!!!! 87+% Unbelievable!!!!!!
Posted by
ORLANDO FLORIDA -- These credit cards are offered and often recommended by dental offices and doctor's offices. That DOES NOT make them safe!!! I hope that any legitimate physician who cares about their business and patients immediately remove any of their propaganda from their waiting areas!!!
They are even ENDORSED by all of these companies!!!
I took one out when my endodontist recommended it b/c it was interest free for so many months. Indeed, yes, it was. Then I checked my bill. Here is what it said...
If the balance is not paid within the promotional period your APR will default to the percentage on page 3...
(go to page 3)
Buyer beware... Buyer be AWARE!!!!
Let's just say it WILL be paid off before that happens, but if I had not checked that page 3 info, or if I had continued to simply make the 'recommended payment' (a payment that WILL NOT have you paid off by the end of the promotional period) via the website, I would not have known. It was just luck that I checked that paper bill this month. I would have had to pay 87% on $311. That gets mighty huge, mighty fast.
PLEASE PLEASE PLEASE use wisely!!!!!
I want everyone to highlight their interest rate and have all endorsing medical practices drop their endorsement. Hopefully less people will be taking out credit cards in the future. To me, the only thing that will save the credit card companies IS govt intervention. Unless I know that everyone is following the SAME rules in the credit industry I have no reason to trust any of them, and neither do you. Of course, we shouldn't be trusting everyone now should we? A simple cap would be nice. 87%!?!?! Yeesh!!!
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CrystalSword on 04/15/2010:
And anyone with a Wal-Mart credit card should also know that is through GE Money!!!!
momsey on 04/15/2010:
Very true, 87% is an outrageous rate, but wasn't that rate in the paperwork that you looked over before you signed up for the card?
FlShopper on 04/15/2010:
The terms are printed on the application so that consumers will know about the accrued interest and rates before signing on the dotted line.
We knew the terms when my husband signed up for one of those cards. I paid interest free for 11 months, and then transferred the entire balance to another (lower interest) card before the introductory period expired.
Sparticus on 04/15/2010:
They are indeed frightening to work with. I currently have two accounts with them and both I have set up to do auto-pay each month. I set the payments amounts higher so it would pay off the debt well before the deadline.
My only concern is if they "accidentally" have a technical glitch and one of my scheduled payments is late... Who is at fault then? I bet I'm on the hook then...
I should just pay the darn things off... if I could.
Disaster Worker on 04/15/2010:
This was offered to my daughter when she would owe about $1500 after her insurance paid for her surgery. Glad she opted to pay the balance up front.
madconsumer on 04/15/2010:
I think 87% interest is wrong. any links to their site?
*Brenda* on 04/15/2010:
No Interest if Paid in Full within 6, 12, 18 or 24 Months
on purchases with your CareCredit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments required. Not all providers offer all promotional plans, ask your provider for details. Valid on CareCredit account. A minimum purchase amount may be required for promotional plans longer than 6 months in duration. On promo purchase balance, monthly payments required, but no Finance Charges will be assessed if (1) promo purchase balance paid in full in 6, 12, 18 or 24 months, and (2) all minimum monthly payments on account paid when due. Otherwise, promo may be terminated and treated as a non-promo balance. Finance Charges will be accrued at the Purchase APR and assessed from purchase date. Standard terms apply to non-promo purchase and optional charges. Promo purchases on existing accounts may not receive full benefit of promo terms, including reduced APR if applicable, if account is subject to penalty APR. Payments over the minimum will be applied as required by applicable law. As of 2/1/10, APR 24.99% & on all accounts in default, Penalty APR: 29.99%. Minimum Finance Charge $2.00. Subject to approval by GE Money Bank.
from carecredit.com
lolalane on 12/14/2010:
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Horrible Service!
Posted by
I have had CareCredit for years and we have always paid more than the minimum amount. Sometime we would pay two or three different payments in a month and thought we were paying it off. Come to find out that due to their HUGE APR (50%) we were not paying down the balance at all, but just the finance charges! At the end of the year we were looking at our statement and began to wonder why our balance wasn't going down. I called them and was informed my account was closed due to "continuous late payments". I proceeded to tell them that we paid multiple times per month so we were early and not late. We were informed that if ANY payment is past the due date (regardless of how many you may have made the month before) it is considered late and your account can be closed for that. So now it's a matter of getting the money together to pay this off and get rid of it once and for all.
GE has most definitely left a bad taste in my mouth after this experience.
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Anonymous on 01/06/2010:
Duplicate review?
tnchuck100 on 01/06/2010:
I really don't think it is a duplicate review.
It does appear to be another case of someone who does not understand our financial world.
Rayna, your best bet here would be to obtain a lower rate secured loan and pay off this account. At a 50% APR you are drowning in this one. Please educate yourself on how loans work. Understand how and when interest and payments are applied. Good luck.
Rayna on 01/07/2010:
First off, this is NOT a duplicate review. It just seems that we have had similar (although not identical) experiences.
Second of all, I understand "your world" just fine and I do understand that GE gave me the worst possible experience I could ever have had.
A loan would be nice but in this economy, when you don't have the collateral to put up for a loan you are stuck. To clarify (for those in "your world" who might not get it) I don't have the income to get a loan at this point in time.
So please, should you have any further derogatory statements to throw at me, do yourself a favour and DON'T! You have no idea of what I'm going through or what it's costing me.
PepperElf on 01/07/2010:
um wait... I don't see any derogatory statements here. who are you accusing of this?
saying "you don't understand how loans work" isn't very derogatory, at least in my opinion.
now if they started name-calling and saying "you suck" or something like that... then that would be derogatory, but... I guess it all depends on how sensitive you are.
voiceoff on 01/07/2010:
Saying someone doesn't grasp what your superior mind does is condescending not derogatory. Rephrase it gentler like,"yea the loans are usury made legal," so we all appreciate what is happening here. Really 50% is USURY and the new laws won't allow that I think.
Loans are a good and kind thing when the interest rate is doable, but not 50%.
Anonymous on 01/07/2010:
If you make payments on certain loans a specific number of days before it is due, you can actually STILL be considered late when you pay again. And paying multiple payments in one month doesn't always put you ahead. Many loans pay against the principle if you pay early OR more.
You can also make a payment every month and STILL be 30 days late each month. It depends on your payment contract and the cycle of days you are paying.
grantcv1 on 06/10/2010:
I have been caught making an early payment and then being penalized for being late. We all need to realize that banks are run by greedy opportunistic people that scrutinize the law to see what they can get away with. They are rewarded for coming closest to breaking the law without going beyond the line. These are dishonest, dishonarable people and we all should be very careful when we deal with them. People don't rob banks. Banks rob people. That is the way it is in 2010.
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Posted by
We thought we were making advance payments on out account. During the last 12 mos, we paid in $5000. More than the min amount due. Sometimes we would send in a payment 3 or 4 days after due date but paying so much in advance we did not feel we were late. Care Credit charged us $159802.00 in finance & $200 in late charge because we âFAILED TO PAY THE MINIMUM AMOUNT WHEN DUEâ Please do not take advantage of their interest free plan. They will find some way to charge you the interest. I think they are a bunch of crooks!
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Anonymous on 01/06/2010:
What??? You have a $159,802 finance charge? Ummm doesn't seem right to me. I think you have a typo there. As far as payment, when you make a payment on your credit card, even if it is MORE than the payment due, you are paying for THAT month. If you still have a balance, you have to still make at least your minimum payment next month. That's just common sense. If you were afraid you wouldn't have any money next month, you shouldn't have paid so much towards it in one month. It doesn't work that way.
saj80 on 01/06/2010:
I will try to expound on what Tennboy stated, which is 100% accurate: the due date is the day creditors expect payment. Some offer a grace period, but use of the grace period still denotes being late. However, these types of creditors, including credit card banks, expect payment on or before the payment is due, and "just a few days late" doesn't matter. You created this problem by your own ignorance of how credit works, and now have to pay the price for doing so.
Anonymous on 01/06/2010:
"Sometimes we would send in a payment 3 or 4 days after due date but paying so much in advance we did not feel we were late."
Paying ANYTHING after the due date... uhhh... that's late. There's a reason there's a due date. Doesn't matter if you had paid the whole thing off... it would have still been late and you would have been charged a late fee.
momsey on 01/06/2010:
I feel like we're missing some information. And I do think there's a typo in the finance charge you said you incurred.
But, yeah, what the others said, if you pay late, whether you're paying the whole balance or more than you owe or just what you owe, you're late. And you agreed to the terms of the credit line, so you have to pay late fees when you are late.
Just reading it again, and I'm guessing that you agreed to a deal like I get at Best Buy. As long as you pay the minimum by the due date every month and pay off the whole balance by a certain date, it is interest free. Let me tell you, that's the first bill I pay every month! I am trying to avoid finance charges, and as long as I get the minimum payment to them by the due date, no finance charges! The terms are clear - if you pay late, you are responsible for all of the finance charges from the beginning.
Skye on 01/06/2010:
Best answer, bkk.
Late is late, whether its 5 minutes, 5 hours or 5 days.
You received the credit help, on time, when you needed it, now they expect to be paid back on time, as per your terms and conditions.
Slimjim on 01/06/2010:
$200 in late charges over the course of a year kind of translates to "sometimes" being more like "often".
FYI, no lender has an Interest Free plan for slow payers.
Anonymous on 01/06/2010:
If you had a monthly payment due of $75, and you sent in $100 for the first 11 months, but on the 12th month you only sent $25, you're late. Your agreement is to pay a monthly payment of AT LEAST $75. Unfortunately, paying more one month does not lower next month's payment.
That being said, if you had paid 11 payments with excess, then called them the 12th month and explained a problem, they will often adjust your due amount for one month, so the $25 payment won't make you late. They are not required to, but generally appreciate a good payment history.
Skye on 01/06/2010:
Always the voice of reason, Ken.
Admin, Ken is over due for his 4th star.
Thank you.
memoryx57 on 01/06/2010:
I'm just wondering if maybe they were making 2 separate payments in the same billing cycle thinking they were ahead of the game. You really have to understand how these no interest deals work. Believe it or not, they really want you to be late or not have it all paid by the end of your term. Even tho they make a little money on the deal when it's all paid on time, they make the bulk of it when people don't pay on time. Sorry this happened to you.
Eloise on 01/06/2010:
Saj80 & BKK, best answers!
Anonymous on 01/06/2010:
aw shucks Skye, thanks!
Anonymous on 01/06/2010:
memory, you were thinking what I was thinking.
voiceoff on 01/07/2010:
memory is absolutely right. They think you took advantage of them when you pay the full amount as soon as the propmo ends or transfer to another low % rate with another card. That happened to me with BOA. They were furious I paid off the card ( I transfereed to another low promo) and so arbitrarily closed the card ( I was not profitable anyway). It is really sad that they get angry when they make you an offer you can't refuse that are mad you di fall into that trap set for you. It is hard to deal with bills after a divorce with lawyers eating away at your assets. So you stupidly start charging...
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Care Credit breaks accounting principle of "First-in-first-out."
Posted by
PO BOX 981127 EL PASO, TEXAS -- I am disputing the charge of $407.06 consisting of principal of $395.04 and illegal accrued interest of $12.02. I am also disputing the charge of $15 total minimum payment due specified on the Statement Date of 11/18/09.
Not only did Care Credit refuse to declare my $395.04 interest null and void, it broke the basic financial accounting principle of "First-in-first out." Instead of applying my payment of $7269 toward the first payment incurred, it applied it to the last 3 payments incurred. Realize that I am paying off the promotional balance (PB) of $160.81 approx 20 days early, PB of $2000.01 approx 144 days early, and the PB of $3864.39 approx 174 days early.
I would not have had to pay any interest on these payments. In this case Care Credit practiced predatory lending. Care Credit applied my early payoff of $7269 to each of these payments for which I would have owed no interest. Instead Care Credit., A predatory lender, failed to apply my payment toward the first bill that I had incurred. Predatory lending because I discovered that care credit continued to charge me 23.99 % interest rate on the unpaid balance even though the $395.04 unpaid balance would not officially been due until 174 days from Oct. 23, 2009. The exact date that this payment should be due is (04/17/2010—the promotional expiration date).
Reinstate the promotional balance due form of payment and Reinstate the promotional balance due date of 04/17/2010. The promotional balance due should be $395.04.
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Anonymous on 11/28/2009:
You haven't got a prayer here. First of all, FIFO is not the *only* accounting principle, it is only one of several possible methods. Second, when you get a promotional rate, payments are always applied to that first.
Anonymous on 11/28/2009:
Check the fine print in your account agreement with CareCredit. If you haven't already read it I doubt you will find that you fall under the first in first out rule. Not to say that it is not used but I am not familiar with any credit account that uses this principle now when there is a promotional APR on any charges. This may change after the new credit rules go into place in 2010.
Anonymous on 11/29/2009:
Did they ever advise you that they use FIFO? I doubt it since it wouldn't be as profitable for them.
Ponie on 11/29/2009:
You're right, PC. That's one bit of 'help' our government is giving us. It'll work for a while. Just long enough until a new crop of debt-junkies arises. You know the kind. The ones who buy what they *want* not what they *need*--and all on a credit card.
Starlord on 11/30/2009:
Care Credit is a rip-off! We were introduced to it by the staff at our local vet's office when one of our service dogs broke his right front leg in four places and ended up having to have it amputated. We made a few payments under their usurious interest rate, then got a loan from our credit union to pay off Care Credit. Car Credit gave the manager of our branch the pay-off amount, then turned around and notified us there was an additional $60 that had not been paid. I told my wife it was an error and not to pay it. They responded by boosting it to $90. The wife is about to pay the last of it off, and I will enclose a nastygram. We learned that Care Credit is a part of GE Money Bank, and their president just evicted his grandmother from her home because she was a day late on her mortgage payment.
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Dad gets Bad Credit from Co-Signing the First (1st.) time
Posted by
Blue Mule
I Helped my Daughter out by Co-Signing ( one-Time) for Dental work; because she was in Pain.. It took a long time for her to pay-off her bill, but she did!! Care credit did call my home when she fell behind; and then I would call her and let her know!! But they wanted me to pay; hell NO, I told them, it's her bill!!! Every time it souned like their employes were from India or some other country..They don't understand our talk, our certain words we use!!! She did pay it off!! And then she went back to that same Dentist; and she had to fill out another application for care credit and I was not there!!!! Somehow my name got back on her paper-work !!!! I did not sign anything! But now because she fell behind on her payments, I HAVE BAD CREDIT!!!!!! I just found out!! I went to car lot to buy a Car and My Credit was Bad because of CARE CREDIT got my name on their App. with-out my concent from the first Time!!!!I'm SCREWED.........
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spiderman2 on 10/01/2009:
When you cosign a loan you assume responsibiliy for the debt if the principal signer defaults. Your daughter may have paid off the loan, but she didn't do it in a timely manner so on that issue your anger should be directed at her. I would check with the dentist and/or the credit company to see how your name got on a second loan or if this was just an extension of the first. The lesson to be learned here is that you should never cosign a loan you are not ready to pay off.
jktshff1 on 10/01/2009:
Co-Sign....you agree to be responsible for the debt. How hard is that to understand?
Anonymous on 10/02/2009:
It appears that you co-signed for a line of credit. If so, it can be re-used. You have bad credit because you co-signed a loan for a deadbeat (who does not floss!) The only way you can get out of this is to pay off the loan and make sure the line gets closed. Then figure out how you are going to get the money back from your daughter.
tnchuck100 on 10/02/2009:
"and she had to fill out another application for care credit" this would indicate an entirely new account.
Blue, is the account number the same or is it a new number?
If it IS a new account you have a good case for fraud and/or forgery.
MSCANTBEWRONG on 10/02/2009:
Perhaps your daughter allowed them to add your name to this "new" loan...
beanbagbritches on 10/02/2009:
Even if you weren't paying on it, it was your debt too.
tnchuck100 on 10/03/2009:
It's amazing how many people comment and obviously are not aware of its details.
jktshff1 on 10/03/2009:
tn, see what you mean, still, the "somebody" would be the daughter that allowed that to happen and he ought to be jumping on her.
Anonymous on 10/03/2009:
Chuck, he wasn't there, and doesn't know what she signed, so it could well just have been an application for a new advance. Hence I began with 'it appears'. What I find amazing is how quick you are to slam the other posters.
tnchuck100 on 10/03/2009:
Well, Ken, it comes down to comments being made that totally ignore some of the information that is given. It happens far too much. Usually by the same people.
DigitalCommando on 10/03/2009:
I don't believe there is any transaction that can be initated without all parties to it signing the new paperwork. So is he really on the hook for the second loan?
momsey on 01/08/2010:
Did you investigate how your name got on the second Care Credit application if you didn't sign? Instead of hooting and hollering here, I would be finding out exactly what happened and how my name ended up on a line of credit that I didn't agree to.
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text:
Vanguard Natural Resources' CEO Discusses Q1 2012 Results - Earnings Call Transcript
This information was also provided in this morning's earnings release. Please note the information reported on this call speaks only as of today May 2nd, 2012, and therefore you are advised that time sensitive information may no longer be accurate as of the time of any replay.
Before we get started, please note that some of the comments today could be considered forward-looking statements and are based on certain assumptions and expectations of management. For a detailed list of all the Risk Factors associated with our business, please refer to our 10-Q that will be filed later this week and will be available on our website under the Investor Relations tab and on EDGAR.
Also on the Investor Relations tab of our website under "Presentation" you can find the Q1 earnings result supplemental presentation. As a remainder to you, our next record date for our quarterly cash distribution is May 8th, 2012, with a May 15th, 2012, payable date. Unitholders will receive $0.5925 for each unit held or $2.37 per unit on an annualized basis.
Now, I would like to turn the call over to Scott Smith, President and CEO of Vanguard Natural Resources, LLC.Scott Smith Thank you, Lisa, and thanks to everyone for joining us this morning on the call to review our results for the first quarter of 2012. Joining me are Richard Robert, our Executive Vice President and Chief Financial Officer; and Britt Pence our Senior Vice President, Operations. This morning I'll start with a summary of our results for the quarter, briefly discuss what we have accomplished in the field, and then review capital spending and acquisition activity. Richard will then takeover the call for financial review and will open the line up for Q&A. Before we get started, I want to remind everyone that because of the Appalachian Exchange closed on March the 30 th, in accordance with GAAP Accounting Rules our reported results are consolidated with the full contribution of the Appalachian. Now I'll provide a summary of the production and capital spending, which took place in the quarter. On a production basis our average daily production for the first quarter was 13,569 BOE per day, which is up 2% over the 13,273 barrels per day produced in the first quarter of 2011, and down slightly over the fourth quarter of 2011 production of 13,686 barrels per day. On a product basis, average daily production was just over 7600 barrels of oil, just over 1500 barrels of NGLs per day, and 26,684 MMcf per day.
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subset: commoncrawl


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With several attractions closing down the speculation and area is opening up to make way for the latest addition to DIsney;s Hollywood Studios.Details »
Star Wars Land coming to Disney's Hollywood Studios
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Disney's Hollywood Studios Top 25
Today is the 25th Anniversary of Disney's Hollywood Studios (known for most of its life as the Disney-MGM Studios), so we figured it would be a perfect time to look at 25 of our favorite things about the park.Details »
Category: Disney World Tags:
Top 10 Disney Theme Park Attractions
Disney has hundreds (if not thousands, I'm not counting!) of theme park attractions and rides at Walt Disney World, Disneyland, Disneyland Paris, Tokyo Disney Resort, and Hong Kong Disneyland.Details »
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Mystic Manor Photo Tour & Review
Mystic Manor is the newest attraction at Hong Kong Disneyland, and one of Disney's best-ever attractions anywhere in the world.Details »
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Top 10 Disneyland Rides at Night
Some attractions at Disneyland are better at night. Actually, just about all of the ones that take place at least partially outdoors are better at night.Details »
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999 Happy Haunts At The Magic Kingdom's Haunted Mansion
Sitting up on the hill at the back of Magic Kingdom's Liberty Square is a stately mansion of Dutch revival design and gothic splendor.Details »
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Celebrating 25 Years of Peril and Adventure on Epcot's Maelstrom
Tucked in the back of the Norway Pavilion is one of the best - and perhaps most underrated - attractions at Epcot. Of course, we're talking about Maelstrom, the high seas flume ride that takes guests through the history of the Land of the Midnight Sun.Details »
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Maelstrom Seeing the Spirit of Norway
On this day in 1988, Norway's Maelstrom opened to the public. Designed by Joe Rhode under the name "SeaVenture", Norway's abstract voyage into the realms of norse myth, culture and nature is one of the more bizarre but delightful offerings in World ShowcaseDetails »
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Buzz Lightyear's Space Ranger Spin
Deep within the Magic Kingdom at Walt Disney World lies your opportunity to battle evil and save the galaxy. Galactic Hero Buzz Lightyear, from the Disney-Pixar hit Toy Story movies, is recruiting Junior Rangers to protect the universe from Evil Emperor Zurg.Details »
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Rides for Toddlers at Disneyland & Disney's California Adventure
Believe it or not, this if the most commonly asked question I get from readers. Families are often concerned they will only be able to enjoy a very limited amount of attractions when they visit Disneyland or Disney California Adventure with a baby or toddler.Details »
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text:
Arteriovenous Malformation Center - Odessa, TX
WebMD Physician Directory
Odessa, Texas
Arteriovenous Malformation
What Are Arteriovenous Malformations?
Arteriovenous malformations (AVMs) are defects of the circulatory system that are generally believed to arise during embryonic or fetal development or soon after birth. They are comprised of snarled ...
Other Related Arteriovenous Malformation Articles
Emergency Contact for Odessa
Nearby Odessa Hospitals *
Medical Center Hospital
Odessa Regional Medical Center
Odessa Regional Med Ctr East
Healthsouth Rehabilitation Hosp
Midland Memorial Hospital
Select Specialty Hospital
Midland Memorial Hospital
Crane Memorial Hospital
Martin County Hospital
Ward Memorial Hospital
*Provider Directory Terms of Use:
The WebMD 'Provider Directory' is provided by WebMD for use by the general public as a quick reference of information about Providers. The Provider Directory is not intended as a tool for verifying the credentials, qualifications, or abilities of any Provider contained therein. Inclusion in the Provider Directory does not imply recommendation or endorsement nor does omission in the Provider Directory imply WebMD disapproval.


text:
BC-Business News Preview,ADVISORY
â¿¿ JAPAN-CHEAP YEN â¿¿ As the yen weakens, famous Japanese exporters from Toyota to Nintendo are getting a boost â¿¿ but the favorable exchange rate also carries risks by insulating some companies from pressure to overhaul their businesses. AP photos
â¿¿ BUDGET FIGHT â¿¿ Finger-pointing trumps problem-solving as automatic budget cuts loom.
â¿¿ SMALLBIZ-SMALL BUSINESS OPTIMISM â¿¿ Survey: Small business owners still pessimistic, worried about the economy and their sales.WALL STREET NEW YORK â¿¿ Stocks are little changed in the early going as weak earnings from Goodyear and other U.S. companies keep buyers at bay. AP photo â¿¿ OIL PRICES â¿¿ The price of oil rises to near $98 a barrel, adding to a sharp rise the day before, as OPEC upgrades its forecast for global demand this year. EARNINGS EARNS-COCA COLA NEW YORK â¿¿ Coca-Cola's fourth-quarter profit rises 13 percent as the world's biggest beverage company sells more of its drinks in emerging markets, offseting a decline in Europe and a modest performance in the U.S. By Candice Choi. AP photo BRITAIN-EARNS-BARCLAYS LONDON â¿¿ Barclays will cut at least 3,700 jobs in a major restructuring that follows a scandal-hit year for the U.K. bank. By Danica Kirka. EARNS-GOODYEAR TIRE CLEVELAND â¿¿ Goodyear tops Wall Street expectations for the fourth quarter, but shares slide as Europe drags down the tire maker's outlook for 2013. By Thomas J. Sheeran. AP photo With: â¿¿ FRANCE-PROTESTS â¿¿ Flares and tear gas in standoff between French police and workers protesting Goodyear layoffs. AP Photos â¿¿ EARNS-MICHELIN â¿¿ Tire maker Michelin says its profit rose 7.5 percent last year despite a struggling car market in Europe, and expects to keep up volumes this year. â¿¿ EARNS-MCGRAW-HILL â¿¿ McGraw-Hill swings to a loss in the fourth quarter as its transition to a financial information provider forces it to take a big, one-time charge.
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text:
Building: 161 West 75th Street
161 West 75th Street, New York, NY, 10023
Building Description
Built in 1924 by Rosario Candella, the building has gracious four, five, six, and seven room apartments (even larger for combined units). The building stretches from 75th to 76th Street with doorman manning both entrances. The block-long basement accommodates laundry, storage bins and a large bike room. With 130 units, residents receive the benefits of size and yet the experience is of a more intimate... [more]
Building Amenities
- Bike Room
- Doorman
- Elevator
- Laundry in Building
- Live-in Super
- Pets Allowed
- Community Recreation Facilities
- Storage Available
Outdoor Space
- Garden
Building facts
|Rosario Candela
Sales - 2 active / 1 in contract
8.5 rooms, 4 beds
3 baths
8 rooms, 4 beds
2 baths
2,100 ft²
2 beds
1 bath, 1 half bath
1,100 ft²


text:
How do I determine a printer IP address?
Onboard Configuration
A printer's network IP address can be determined through the onboard printer menu. The screen upon which the IP address resides varies from printer to printer; you may need to refer to the printer's documentation to get the exact steps. However, the following general steps should get you to the appropriate section on most machines.
- On the printer, press the Menu or Setup button.
- Use the appropriate buttons to navigate your way to a networking or network setup option and press Enter.
- Use the arrows to navigate through the available network options, and select TCP/IP or IP address to view and change the IP address settings.
DHCP, BOOTP, Ethertalk, or Manual?
Upon entering the network setup of your printer, you'll often be prompted for different network configurations. The following list shows the most common modes, as well as a brief description of each.
- DHCP - The most common configuration and often the default setting. When set on a network with DHCP, the printer will automatically be assigned its network settings including the IP address for your network.
- Manual - If you need to configure the printer's network settings manually, choosing this option allows you to enter your network values via the keypad.
- EtherTalk - An older method utilized for printers communicating over Ethernet using AppleTalk.
- BOOTP - Another host configuration; similar to and developed before DHCP.
Windows Configuration
If you are trying to find or configure a printer's IP address in Windows, follow these steps:
- Click the Start button and choose Devices and Printers.
- Locate the printer whose IP address you're trying to find from the list of displayed printers. Right-click the printer and choose Printer Properties. In some instances, the IP address is shown in the Locations box on the General tab. If not, proceed to the next step.
- Click the Ports tab on the Properties window, the IP address of the printer might show in the port listing. If not, continue to the next step.
- Click the Configure Port button. If the IP address is not displayed in the main window, it may be in the System Info tab next the DLL label.


text:
I love this exfoliator.It's not harsh or rough, does the job but gently, the way a scrub should be.This claims to be gentle,so if you want something more abrasive, this isn't for you.The grains in this are small, and it's in a creamy white base.This should be ok for most skin types except the very oily .No fragrance or unnecessary irritants, this really is a gentle scrub with good ingredients.Can't stand these harsh scrubs like Aapri apricot. These kind of scrubs cause more problems than they solve.But I love this Body shop product and will repurchase.
1 out of 1 people found this review helpful. Did you? Yes No
this exfoliator was not really an exfoliator, the exfoliating granules are almost non-existent and so i found i used a lot more product than i needed to. the product also comes in a small tube so is used up very quickly - perhaps a ploy from body shop to go and buy more.
it left my skin quite dry and spotty actually, especially on my cheeks where i have no problems with spots or redness. i have fairly sensitive skin, and it is very oily particularly in the Tzone. as this product is for sensitive skin, perhaps it was not strong enough to help deal with my oily-ness and small amount of acne.
body shop products are over-priced for my liking. i wont be repurchasing. i much prefer making my own exfoliator using sugar and honey - it is much cheaper and gives better results!
I used vitamin E exfoliating scrub for years which leaves my skin baby soft - but breaks me out near chin as it is a rich creamy formula - went to the body shop and explained this and the asistant suggested I buy the Aloe line - I tried the aloe scrub (I understand that the skin takes a while to get used to products) - three times- it has caused acne on my forhead too and I have never had acne - far too rich for non dry skin types- i WOULD AVOID AT ALL COSTS- dos not leave skin feeling soft/exfoliated either - the granules are miniscule- maybe for hypersensitive skin - but my skin is hyper sensitive- terrible product- a cream without fragrance but with tiny exfoliating beads (not effective enough for my skin anyway)- the vitamin e range had exfoliating beads they were v small to but not as small as the aloe range- the vit e did the job perfectly and I always got comments on how soft my face looked afterwards- not the aloe total opposite now I have spots !!!
I had high expectations for this product, mainly because I've been keenly eyeing it every time I walked into a Body Shop at the mall, wondering whether it'd be worth the "moolah". I mean, $14 + tax for an exfoliator that is bound to run out in 3-4 weeks? Kinda pricey... My skin has been on the meh side of things lately and I've been scared to so much as use a cleanser (I've been sticking to the au natural side of life and going solo with H2O) in fear of irritating it. So, gentle and sensitive was the keyword when I walked into the Body Shop that day. Originally, I went to pick out a Mothers' Day gift. Then, I was pleased to learn that they were holding a buy-two-get-two-free sale. So I said, "what the heck, let's do this." The sales attendant working there was fairly friendly, even giving her own personal recommendations and answered all my questions patiently. She helped me pick this out- and I'm glad she did! I've been using this for less than a week but am already satisfied with the results. My pores are much clearer than before, some of them noticeably smaller. My redness has somewhat improved and my spots reduced in size. This is gentle enough to use everyday, which I love because I tend to fall in love with a product and want to use it often, which usually results in me breaking out, then I'd blame the product and abandon it in a drawer somewhere, lost, alone... Ha, just kidding. But I do have some excitement issues at first and I was glad I was able to use this daily! I can't say much about softness or texture, my skin still "feels" the same. It was never really much of a problem before, for softness I like to use St. Ives' Apricot Scrub too. But, I've tried to quit using that because I've heard it isn't all that good for your skin as it's pretty harsh. Anyhow, the packaging was very simple. Nice, practical design. Upside down bottle, flip cap. Calm colors, reminds of a nice springy breeze and cucumber-spa-days. Nothing too special but nothing too bland either.
I think I would repurchase this as I'm quite pleased. However, I'm sure there's something out there that might be a tad better- and for a lower price. Keep your eyes out!
1 out of 1 people found this review helpful. Did you? Yes No
The small granules didn't irritate my skin at the beginning but after using for awhile it seemed that my skin (especially on the cheeks) grew a bit more sensitive to them. It would probably be alright for me to use a couple of times a week but at the same time, it didn't clean well enough for me to really like this product.
More reviews by lostintheshadow
Leaves my skin feeling wonderfully soft and doesn't irritate it at all. Isn't too drying. I use it every 2-3 days, but it is gentle enough to use every day if you want to. Obviously not a good choice for those after something more intense; for that I've heard good things about the vitamin C microdermabrasion scrub from my mum :)
1 out of 1 people found this review helpful. Did you? Yes No
For a gentle, everyday exfoliator, this is amazing. I have super dry & sensitive skin and need to exfoliate daily, but other exfoliators are too harsh for everyday use. However, this is a soft and subtle exfoliator that is perfect for everyday use. I'd recommend it to anyone with sensitive and dry skin!
2 out of 2 people found this review helpful. Did you? Yes No
Like the name says, this is a gentle exfoliator. I was having some breakouts and needed an exfoliator that wasn't going to tear my healing skin and this did the trick. The aloe is soothing and the beads or scrub feel kind of large and soft. If you're looking for strong micro-dermabrasion type scrubs, this isn't for you, but it might be good if you have sensitive skin or need to scrub during a breakout, rash, or after plucking chin hairs (oops, did I say that?), etc. Comes in a plastic tube, so handy for the shower, not much scent, and the price is not too crazy.
1 out of 1 people found this review helpful. Did you? Yes No
I bought this stuff over a month ago and I use it just about every day. It is extremely gentle, I've never had any breakouts from it or anything and although I don't notice a drastic difference in my pores I haven't had problems with blackheads since. Also now that my skin is used to it I've had great skin results when I pair it with my face cleanser gentle cetaphil, I haven't had any blackheads or pimples in about 2 weeks :) However, the price kind of gets me, the bottle doesn't last long(I'm almost out) and it's like $12.50 so I plan on looking around to see if I can find something very similar to it for cheaper
UPDATE:A hot wash cloth does the trick just as well and it is free
I am actually on my 3rd bottle of this. It is my favourite exoliator. Although my skin is on the oily side and acne-prone, it is also kind of sensitive, and harsh scrubs can sometimes make acne even worse. I love this scrub because although it is an excellent exfoliator, it is also very gentle. I use it every night and it leaves my skin super-soft. Although it is creamy, it does not break me out at all. This scrub is fragrance-free and contains very safe ingredients, it has a safety rating of 1 on the Skin Deep cosmetic database.
2 out of 2 people found this review helpful. Did you? Yes No


text:
Pacers roll past Nets
|Indiana Pacers' Paul George, right, pushes past Brooklyn Nets' Alan Anderson during the first half of an NBA basketball game Monday, Dec. 23, 2013 in New York. (AP Photo/Seth Wenig)
NEW YORK (AP) -- Lance Stephenson scored a career-high 26 points in his hometown, Paul George also had 26, and the Indiana Pacers went on to their third straight easy victory, 103-86 over the Brooklyn Nets on Monday night.
Stephenson, who recorded his NBA-leading third triple-double of the season Sunday in a rout of Boston, did most of his damage as a scorer, back where he did plenty of it in high school. He became the career scoring leader in New York state, scoring nearly 3,000 points at Abraham Lincoln High School.
David West finished with 13 points for the Pacers, who pulled away in the third period, when Paul Pierce was ejected for a flagrant foul in only the second scoreless game of his career.
Indiana followed its only losing streak of the season by beating Houston and Boston by a combined 60 points, then blew this one open after a competitive first half.
Joe Johnson scored 17 points for the Nets, who lost their third straight. Kevin Garnett, moving to the center spot after Brook Lopez was lost to a broken right foot, had 12.
The Nets host Chicago on Christmas.
Neither team managed a double-digit lead in the first half. The Pacers went ahead by eight late in the second quarter on Stephenson's 3-pointer, and they took a 45-39 advantage into halftime.
George hit a 3-pointer to open the third and it was all Indiana from there, highlighted by a 20-4 run that turned an eight-point lead into a 71-47 bulge.
Pierce was ejected during the blitz. George Hill stole a bad pass and was going in for a layup and Pierce hustled back and appeared to be trying to wrap him up, but his arm ended up going around Hill's neck for a clothesline tackle. Referees ruled it a flagrant 2 after review, an automatic ejection.
Pierce finished 0 for 7. His only other scoreless night in a 15-year career came in a 10-minute outing against the Charlotte Hornets on March 9, 1999, during his rookie season, according to STATS.
Nets reserve Jason Terry had 11 points in his first appearance since Nov. 20 after he missed the last 15 games with a bruised left knee.
Notes: The teams meet again Saturday at Indiana, the start of punishing three-game trip for the Nets that follows with visits to San Antonio and Oklahoma City. ... The Pacers, who had 29 and 28 assists in their last two games, finished with 16. ... Danny Granger was 0 for 7 in 14 scoreless minutes.
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text:
On Wed, 2012-05-09 at 12:02 -0400, gene heskett wrote:
No a perfect looking joint had no contact to a pin, it only had conatct
to the board.
> I'm not familiar with that particular diode. However power rated switching
Indeed. the HER 303 with 50ns is the second fast diode we found. Thomas
searched a lot and found another diode with 25ns or similar fast. He
never has seen such a fast diode in another switching supply.
I don't have any experiences. Yesterday I learned it and why just one
diode is needed.
> 3 kilovolts peak
That's why I would like to live in a house with several stages of
overvoltage protection. Those spark gap thingys from the DYI market or
the same crap 100 * more expensive from the musical instrument dealer
won't help if this happens. Even if the peak would be slow.
> Light bulbs and small equipment fuses didn't last as long as they should
And it easily could go through the computer too.
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text:
Native Plant Sale and Gardening Seminar
Join us for our Native Plant Sale to purchase...More
Ales For Trails
Beer just tastes better outdoors. Join us on...More
Nature Fest
Join us for our Arts and Crafts Festival that...More
Birdseed Sale
Join us for our birdseed sale (must pre-order)...More
Comet ISON Watch
Dec. 14, 2013 - Dec. 14, 2013
Event Time: 06:00 AM to 09:30 AM
Comet ISON Watch
"Comets are like cats. They have tails and do precisely as they please." -comet hunter David Levy
Comet ISON is coming! Like most comets, this is going to be a tough one to predict. It might be a once-in-a-decade comet or it might be a dud. It's approaching the Sun as this goes to print and will (hopefully) appear again after it emerges from the Sun's glare. If it's a "good one" and the skies are clear, we'll be watching at TWC! The best viewing will probably be in the morning sky Dec. 8-15. If it's a good comet and a clear morning, the TWC Astronomy Club invites you to view it with them. If you would like to be notified if the watch will take place, send Joann an email at firstname.lastname@example.com or give TWC a call and ask to be placed on the comet call list.
The Wilderness Center
Wilmot, Ohio 44689
Get Directions
Event Contact Info
View Website


text:
Wellness Programme
At Dubai Holding, we believe that the workplace is an important platform to adopt a healthier lifestyle. We are committed to supporting our employees as they strive to be healthier and fiter. This forms the backbone of our Wellness strategy. Some of the key initiatives within our Wellness Programme are listed below. Follow our Wellness updates @DH_Wellness on Instagram and Twitter and @DubaiHoldingWellness on Youtube.
Vertical Marathon
Dubai Holding is a proud sponsor of Dubai's only vertical race and one of the most popular fundraising events – the Dubai Holding Vertical Marathon.
This year's race is organised in partnership with Jumeirah Emirates Towers and in support of Al Jalila Foundation, will see two hundred fitness enthusiasts ascend 265 metres up 1,334 stairs to the top of the 52-floor office building of Jumeirah Emirates Towers on Friday, April 11, 2014.
Since the Vertical Marathon's inception in 2003, Dubai Holding has been a long-standing supporter through its hospitality arm as the race venue, and has fielded several teams for the past eight consecutive years. In 2014, Dubai Holding formalised its support as the title sponsor of Dubai Holding Vertical Marathon. This race is a key pillar of Dubai Holding Corporate Wellness Programme, with the company's senior management leading by example and winning the team category on three occasions.
All proceeds raised from this year's event will go to Al Jalila Foundation, a global philanthropic organisation dedicated to transforming lives through medical education and research, that was established by His Highness Sheikh Mohammed Bin Rashid Al Maktoum, Vice-President and Prime Minister of the United Arab Emirates (UAE) and Ruler of Dubai, to position Dubai and the UAE at the forefront of medical innovation. 100% of funds raised through the Dubai Holding Vertical Marathon will go towards medical research in the UAE, specifically on diabetes research.
Blood Donation
As one of the Emirate's largest employers with sizeable residential communities, Dubai Holding is committed to supporting the Government's efforts to ensure the constant availability of blood in Dubai's Blood Banks. In partnership with Dubai Blood Donation Centre (DBDC) of Dubai Health Authority, Dubai Holding is conducting blood donation drives across its companies and communities throughout 2013 as a new pillar of Dubai Holding's Corporate Wellness Programme.
The first donations took place at Dubai Holding's corporate offices and recorded an impressive turnout of 60 donors, who collectively contributed 27 litres of blood. The blood donation drives are set to take place across Dubai Holding's companies on a monthly basis; this includes Jumeirah Group, TECOM Investments, Dubai Properties Group and Emirates International Telecommunications.
Dubai Marathon
Dubai Holding has been supporting the Standard Chartered Dubai Marathon through sponsorship since 2008. In 2011, Dubai Holding introduced the UAE Nationals prize category aimed at encouraging UAE citizens to participate in the marathon. Once again in 2014, Dubai Holding fielded the largest corporate team, with over 2,000 employees taking part in the event.
Dubai Women's Run
In 2013, Dubai Holding introduced the UAE National Category to Dubai Women's Run. The new category recognises the fastest Emirati women running the Dubai Women's Run and will award cash prizes to the top three Emirati participants in each of the 5K and 10K races. This is in addition to the cash prizes that Dubai Holding is sponsoring for the ten fastest runners in both races.
The UAE National category at Dubai Women's Run is a natural progression from its support of the UAE National Category at the Dubai Marathon each year.
Global Corporate Challenge
The Global Corporate Challenge (GCC), established in 2004, is regarded as the world's leading corporate health initiative aimed at changing the behaviour and improving the health of employees. This virtual walking journey round the world promotes 10,000 steps per day as a way to tackle the growing epidemic of an obese and overweight global workforce. In 2013, 700 Dubai Holding employees from the Corporate office and portfolio companies participated in the challenge for the third consecutive year, recording a total distance of 575,213 kilometres, burning 36.2 million calories in 113 days.
Mount Kilimanjaro expeditions
Expedition to the highest mountain in Africa is another key initiative under Dubai Holding's ever-growing Corporate Wellness Programme.
In July 2009, Dubai Holding's Chief Executive Officer, Ahmad Bin Byat, led the first expedition in support of Dubai Cares, which included Chief Executives of its portfolio companies.
On January 25, 2013, the second expedition of ten employees will leave Dubai to trek to the summit of Mount Kilimanjaro expecting to reach the mountain's peak five days after departing Dubai. The Dubai Holding Kilimanjaro climbing team consists of ten senior management members from across portfolio companies, including Jumeirah Group, TECOM Investments and Dubai Properties Group.
The 2013 expedition supports Manzil, a non-profit centre catering to individuals with mental challenges from 4 to 30 years of age. Manzil designs individualised programmes that accelerate the learning process of its students and develops their knowledge and skills to become part of the mainstream workforce.
Kilimanjaro is the highest free-standing mountain in the world at 5,895 metres above sea level. Nearly 25,000 people attempt to climb Kilimanjaro every year. The Kilimanjaro National Park estimates that only 41% of trekkers actually reach the Uhuru summit.
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On Sat, 14 Oct 2006 19:58:13 +0200, Brad Fults <email@example.com> wrote: > This specification defines the XMLHttpRequest object, an API that > provides independent HTTP client functionality for transferring data > between a client and a server. Used: The XMLHttpRequest Object specification defines an API that provides scripted client functionality for transferring data between a client and a server. -- Anne van Kesteren <http://annevankesteren.nl/> <http://www.opera.com/>Received on Sunday, 15 October 2006 15:27:41 GMT
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Lindros Shopping
07/14/06 at 07:45 AM ET | Comments (0)
from the Globe and Mail,
Eric Lindros is in the same boat as Michael Peca, but is rowing at a different speed. Both unrestricted free agents want to resume their careers with the Toronto Maple Leafs, but while Peca has exhibited patience in dealing with general manager John Ferguson, Lindros has been seriously entertaining a change of address. According to National Hockey League sources, Lindros has made visits to Dallas to listen to a pitch from Stars management and to Edmonton to discuss a possible future with the Oilers. The New York Islanders also are believed to have interest in No. 88.continued
Filed in: | KK Hockey | Permalink
Recap For The Day
07/13/06 at 06:32 PM ET | Comments (0)
The Toronto Star has a nice recap of all the NHL transactions for today. Some have been posted today at KK, but some have not, but I am trying to make sure anything considered "major" is updated ASAP on KK.
Filed in: | KK Hockey | Permalink
Avs Sign Pair
07/13/06 at 06:23 PM ET | Comments (0)
from the Colorado Avalanche,
The Colorado Avalanche Hockey Club announced today that the team has agreed to terms with goaltender Peter Budaj and forward Cody McCormick. Budaj agreed to a three-year contract with the Avs. The 23-year old appeared in 34 games in goal last season, one shy of the franchise rookie record set by Mario Gosselin in 1984-85. Budaj tied for sixth among all NHL rookies with 14 wins, posting a 14-10-6 record. "Peter Budaj showed tremendous ability last season," said Avalanche Executive Vice President and General Manager Francois Giguere. "Our hockey staff is convinced that he will be a strong asset for our team for years to come. Along with Jose Theodore, we believe they will be one of the top goaltending tandems in the NHL heading into the 2006-07 season."
Filed in: | KK Hockey | Permalink
We're Talking About Practice
07/13/06 at 06:17 PM ET | Comments (0)
from Let's Play Hockey,
Do we really think that athletes in other sports can improve from practice — and, somehow this doesn't work in hockey? How about a team basketball practice where they stop the team drills periodically, and go off to the six baskets in the gym and work on free throws or jump shots for 10 minutes? Then, they come together again and resume team practice. Can't we do that in hockey? If we had stations — four extra portable nets or targets, each one designated in advance for a particular kind of shooting practice — would players not improve from 100 extra reps per practice? If we broke up for five minutes and worked on various stickhandling drills while moving the feet, would this not make us better stickhandlers?more
Filed in: | KK Hockey | Permalink
Pat Quinn Turned Down Bruins
07/13/06 at 05:18 PM ET | Comments (0)
from the CP via the Globe and Mail,
"I'm open if the right opportunity comes along to stay in the business. It's been my life," Quinn said from his Vancouver home. "One thing you miss is getting up and going out the door every day." Quinn revealed he actually turned down a chance to get back in with the Boston Bruins. "As a matter of fact, I assume they were serious, they made me an offer," Quinn said. "But it wasn't anything that at that time was acceptable. So they moved on (the Bruins hired Dave Lewis)."more
Filed in: | KK Hockey | Permalink
Strong Vital Signs
07/13/06 at 04:59 PM ET | Comments (0)
from CBS Sportsline,
"Our vital signs are strong," commissioner Gary Bettman said in his state of the league address during the playoffs. The league's No. 1 booster is supposed to say that, but the NHL's business has actually grown in 12 months, enough to significantly raise the spending levels that are based on projected revenues for next season. That has attracted attention from well-heeled investors looking to buy in, a welcome sign of market confidence for a league that had owners tripping over each other to sell before the lockout. It could be the best indicator that the new era heralded by the NHL and the players association when they reached this collective bargaining agreement has truly emerged. Still, one year might not be enough time for everyone to fully appreciate the impact of was has happened.read on
Filed in: | KK Hockey | Permalink
Blues Hike Ticket Prices
07/13/06 at 04:49 PM ET | Comments (0)
from the St. Louis Post-Dispatch,
In the aftermath of the Blues spending $30 million on players' salaries during the free agency period and introducing detailed plans to enhance Savvis Center, the club announced Thursday that it will be raising ticket prices 10 percent for the 2006-07 season. "I think it's all part of the commitment to quality and the commitment to improving everything that we're doing here," said Peter McLoughlin, the CEO of Blues Enterprises. "I can't emphasize enough the excitement that we feel here as an organization . . . the energy that's being created by ownership."continued
Filed in: | KK Hockey | Permalink
High Def Hockey Fans With Comcast
07/13/06 at 02:42 PM ET | Comments (0)
The word is INHD2 will no longer exist as of August 1st. Even though we were able to catch some OLN-HD hockey games on INHD2, this may be good news. Perhaps Comcast is going to provide a full time HD channel for each area they are in. An example is here in Detroit, Tiger games will soon be available in HD but only via Directv. Maybe Comcast is planning on televising the games on a yet to be announced HD station. The same could hold true for each Comcast market. I would also think the OLN HD hockey games could be broadcast on this type of channel for the upcoming year. If anyone has any more information on future plans, please feel free to post a comment.
Filed in: | KK Hockey | Permalink
Keeping You Updated
07/13/06 at 01:29 PM ET | Comments (0)
Many of you know KK is undergoing some minor tweaks and upgrades very soon. The format will of course remain the same but some software enhancements needed to be made and a few tweaks here and there too. A forum will soon be available and should enhance your visits to KK. I am in the process of doing some tweaking and since the hockey news has slowed down to a crawl, I just wanted to let you know posts may be slowing down during this period. I also plan on taking a vacation near the end of July and hope you understand I need a break for a week or two. I will keep you updated throughout this process and remember outages of KK may occur from time to time while these changes take place.
Filed in: | KK Hockey | Permalink
Biron Accepts QO
07/13/06 at 12:15 PM ET | Comments (0)
from the CP via TSN,
Goaltender Martin Biron has accepted his $2.1-million US, one-year qualifying offer from the Buffalo Sabres, even though he has asked the club to trade him. But the Sabres now have leverage when it comes to negotiations with starter Ryan Miller, who is a restricted free agent.
Filed in: | KK Hockey | Permalink
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Ok, I was wondering who people thought who'd be better for the test games, either Nixon Or Jones.
Personally I think Nixon.
Ok, I was wondering who people thought who'd be better for the test games, either Nixon Or Jones.
Personally I think Nixon.
Winner of the Inzamam Award!
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Xbox 360 Gamertag - Le Midge
Legspinner, and Right Hand Bat
I very much hope Jones never plays again, and Nixon never plays.
Appreciating cricket's greatest legend ever - HD Bird...............Funniest post (intentionally) ever.....Runner-up.....Third.....Fourthcricket player"; "Bob"), 1/11/1990-15/4/2006
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Jones for tests. Nixon was like 112 years old when he debuted in ODIs wasn't he?
Need an irrelevant third option - might I suggest Matt Prior?
WWCC - Loyaulte Mi Lie
"People make me happy.. not places.. people"
"When a man is tired of London, he is tired of life." - Samuel Johnson
"Hope is the fuel of progress and fear is the prison in which you put yourself" - Tony Benn
#408. Sixty three not out forever.
God, it's like choosing the method of your own execution, isn't it? One might be marginally less painful, but you know the end result anyway.
Probably go with Geraint, actually. His keeping had improved quite a lot by the end of his tenure but his batting was more-or-less totally gash after the 2005 Ashes. I'm not convinced Nixon has the technique to score runs at test level with any degree of reliability and his keeping was no more than serviceable, really.
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- As featured in The Independent.
"I don't believe a word of Pietersen's book, but then I don't believe a word anyone else has said either."
- Simon Barnes renders further comment on KP's autobiography superfluous in a sentence
Why is the poll between these two? They're nothing more than a couple of spare parts at a wedding. The current crop of wicketkeepers make you long for the days of Bruce French and Jack Richards when we had keepers who were only mildly inadequate. Alec Stewart and Jack Russell are both 44 but you could guarantee 100% they would still do a better job than this pair of nimrods.
TBH I'd pick Prior as a batsman ahead of both of them any day of the week, but I'd never, ever have him keeping wicket ahead of either of them.
I'm happy enough with Ambrose, even if I'd prefer Foster had been picked. Now Ambrose has, I very much hope and believe he can score runs and keep very well, though I'd not have picked him - yet - myself.
Thought someone had bumped a 15-month old thread here.
Chris Read for me, though I quite enjoy watching Jones bat. Saw him play a couple of good innings for Kent last season.
I went for Jones...Nixon's a tool.
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I thought we were doing good......
Find a Conversation
|Mon, 07-14-2014 - 1:11pm
I have been with DH for almost 15 years, 9 of those are marriage. We have always had a rocky relationship. Lots of distrust from me mainly becuase he is verbally abusive when we get into arguments and I never felt "good enough". But he also had a few female friends and he never seemed to think it was a problem to text them. So I was always suspicious of his true intentions with them. I guess I alwasy felt like he had to have someone else "just in case". So, I had an emotional affair about in 2009 with a coworker. We did end up kissing but I broke it off right after that because I knew where it could lead and I couldn't let myself get to that point. I didnt tell DH anything but a few months later I found out he was also having an emotional affair but with someone in a different state. I let him be the bad person for a day but felt guilty and finally confessed to mine as well. He completely disregarded his affair and made it all about mine. He decided to stay with me but I basically suffered for 2 years. I alwasy felt like it was just my punishment for what I did (he thinks because I kissed the guy that my affair was much worse). He would go out every weekend, get wasted, stay out till all hours of the morning. I would constantly see him messaging girls on facebook or see texts from them. It seemed to be a different girl all the time. It hurt me so much but I still felt like it was my "punishment". We finally decided to go to therapy in the fall of 2011. We only went a few times but I felt like what the counselor was telling him made a difference. I had brought up soemthing that happened a few weeks before our therapy session where I saw he had called a girl. He tried making an excuse of "well if my wife wouldnt..." and the therapist cut him short and said "no, your wife has nothing to do with this. This is YOUR choice and YOUR actions". So for the next 3 years things were amazing. We barely fought, we talked more, we enjoyed each other more. I actually knew what it was like to finally trust him. I felt so secure with myself, like I was finally the only girl for him. I just felt like everything was the way it should be for once. Until this past weekend. Like I said, I had finally trusted him. So I didnt feel a need to go through his phone, and it had actually been a few years since I last snooped. He was taking a nap and I heard him get a text. For the weirdest reason I felt a need to see who it was. It was a girl that he had met just shortly after we started dating. I never thougth anything of her because she was a friend of one of his male friends. She wasn't cute and I never thought of her as a potential threat. But the text she had sent said "hhmm...it'd have to be Saturday or Sunday because my mom is coming to town on Monday and is staying at my house and then I'm leaving Friday on vacation. Unless you want to do it somewhere else". OMG my heart sank. SANK hard. I was in utter shock. I didnt want to say anything to him because I didnt want to start a fight. We had been doing SO good for the past few years, I just couldnt imagine he'd want to put us through that heart ache again! So I waited until he went to bed to fully be able to go through his phone. I found nothing else except a picture of hiimself naked that was taken 2 days prior...a picture that was obviously never sent to me :-( So I messaged her on facebook and she confessed to sleeping with him back in 2011, just once she claimed. I am just disgusted. I am so sick to my stomach. She said they have been talking off and on for the past couple of years but she hasnt seen him since their one encounter. I find that hard to believe since they were obviously going to meet some time soon. I wake him up and confront him. He said he hasnt seen her in years and they just talk once in a while. She said that they do flirt and send each other pictures. Part of me feels like I'd be able to get past the actual sexual part because that was back when we were gonig through a REALLY hard time. But the fact that he has kept in contact with her since then and has done who knows what, just breaks my heart. I have no idea what to do. I have always told myself that if I ever catch him talking to a girl again, that I would leave, no questions asked. But now I sit here running everything through my head thinking should I try to make my marriage work? Should I file divorce? He acts like nothing is wrong. He claims we are "even" now becuase he still thinks I had sex with my coworker. I just dont know what to do.
|Mon, 07-14-2014 - 2:00pm
File for a divorce and move on. You will NEVER feel the same about him. I've been there and trust me you will NEVER love him like you did. It will be more of a friendship. Good luck.
|Mon, 07-14-2014 - 2:36pm
|Mon, 07-14-2014 - 2:57pm
FWIW, what are you going to be working on? You've already been down that road and he disregarded everything you worked on. I think I'd have a bigger trust issue with that than a one-time affair. It's one thing to stray, then work things out and have the marriage working again, but then this is just like a slap in the face. If it were me, I'd never be able to know when he was/wasn't telling the truth. And then the whole blaming you on top of it all... I just can't see how you move on together.
It seems like you know what you have to do, but are scared of taking that step, which is completely understandable. Do you have any close friends/family that you can get support from?
|Mon, 07-14-2014 - 3:20pm
Yes I am extremely scared of taking the next step. I think I have been WAY too forgiving all these years and have put up with way more than I should have. Yes I do have people to support me. I have not told too many people, just my parents and 2 close friends. They said they will support me in whatever decision I make and will not judge me either way. And I guess I dont know what we'd be working on. I know he has been hurting ever since I told him about my affair and it saddens me to think that he still hurts. But to go and make things "even" is just horrible, absolutely unexcusable. And to CONTINUE talking to her. And no, I have no clue if he were telling the truth or not since the past couple years I have been more than happy with him and felt like I could trust him 100%. He will never confess to do anything worse, although I can only imagine how many other girls he has slept with or how many other times he has slept with this particular chick. I have a daughter who is 11 and that is my biggest reason for not taking drastic actions right away. I dont want to remove her from her house. I wish he'd move out but I know he wont. I was seeing a counselor by myself during those horrible years we were going through and I was going to make an appointment with her this week to talk about everything. I did also fill out paperwork with a lawyer back then but never went through with my initial consultation (thinking we were going to be working things out....) I guess I feel like I'm done giving him a second chance...because this would be his....god, who knows....fourth, fifth, sixth chance???
|Mon, 07-14-2014 - 4:38pm
Wow I am with the others......... I vote for getting a divorce and moving on......................15 years is a long time to be in a toxic relationship and get abused all ways around............Give him another chance?? he does what he does cause you accept it and he gets away with it so he will continue on the say way forever until you find a way out of that toxic marriage...
I was in a very toxic and abusive marriage and lasted ten years............It was all I could take and now its been ten years since I left my ex H and I have been so free and happy and no more drama.................
You have a child so get out for the sake of the child ..........................your child will suffer more if you stay trust me on that one.
Go to a support group, continue counseling, find other woman in your situation and find a ton of support .
Good Luck
|Tue, 07-15-2014 - 12:08am
First of all, the MOST important thing is that you get your 11 year old daughter out of that toxic environment. She is watching you be a door mat for a miserable abusive man, and she will end up being abused by a boy or man too, because that's all she knows. Don't say she doesn't know, and don't worry about where she lives.....because what she needs most is a happy mother......and you are definitely not that. Your husband is abusive because he's a miserable insecure man. He abuses you verbally and that IS abuse. He lies to you, he cheats on you........and blames you for everything. HE has a big problem, and you're paying for it. Besides, HE isn't in control of who lives in the house.....the court is. Forget the counselor, get a lawyer and find out what your rights are, and you might be surprised. In the meantime, check with the National Domestic Violence Hotline at 1-800-799-SAFE (7233) and they can advise you how to start extricating yourself from this man you mistakenly married.
|Tue, 08-05-2014 - 4:41pm
|Sat, 09-06-2014 - 2:03pm
I'm going to go against the grain here and suggest that you don't seek divorce....at least not yet. However, I believe you should set some ground rules that must be strictly adhered to. Such as:
1) He moves out, immediately
2) You have complete and full access to every email account, facebook, twitter, his phone bill, all credit cards, etc
3) He comes clean. You don't need - or even want - to know all the details, but no more crap like 'we just messed around a few years ago.' You need to know who, when, where. Further, he contacts these women - with you on the phone - and tells them that there will be no more contact.
4) He demonstrates - through actions, not words - that he is fully invested in the marriage and is willing to do whatever is necessary to heal and save the marriage. This could mean individual counseling, support groups, marriage counseling with you, or something else.
If he refuses to do any of these, you file for divorce.
The ball is in his court. It is not up to you. You are not responsible for him or his actions.
No matter what, take care of yourself! Do your best to get plent of sleep. Work out. Eat well. Seek counseling for yourself. Enlist the support of close friends / family members. Lastly, YOU are not at fault!! Don't waste one second beating yourself up.
Best of luck to you! Be strong!


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*12:20 a.m. Friday, "We're getting gusts up to 90 miles per hour here. It's actually kind of scary. If you stare at our sliding glass door you can see it bend in as the wind hits it. I just hope it stays right there" — Sam/Bellingham, Wash.
*10:41 p.m., "Gads, I have never heard the wind blow so hard. The local cable weather station says it just hit 58 mph. Rain hitting the windows now. I'm going to batten down the hatches and hunker down. Don't want to be by a window right now" — CC/near Palouse, Wash.
*11:10 p.m., "Getting kinda scary out there. I expect my power to go out any minute. Sounds like my roof is about to come off. Ack!" — Family Phil.
*11:18 p.m., "I can really hear the wind howling outside… tomorrow will be a sad site. Inflatable and plastic Santas will be everywhere… and I'm pretty sure it's bad luck to run over a plastic Jesus" — Inspector Gadget/Post Falls.
9 p.m., "The wind blew so hard that it blew us out of the stadium or was that the San Francisco 49ers who blew us out?" — Seattle QB Matt Hasselback.
*5:57 p.m., "It's warmed up and the snow has now turned into a light, but steady, rain. The wind gusts have almost completely quit. I've been watching the Spokane TV stations weather-wo/men and all have forecast extensive high winds, with possible power-outages and chances for wind related damage to trees and structures, after midnight" — Lesley Presley/northern Kootenai County.
5:36 p.m., "It's like a tropical storm in spurts….The rain comes down in bursts; in a tropical storm, it never lets up. The wind/rain is coming in squall lines. The water in our street is up over the curbs; the driveways are like feeder streams. We've had several power outages…longest was about five minutes. I'm supposed to be at a church council meeting at 7:00 p.m. I don't think I'll be making it" — Marianne Love's brother in Tacoma.
Question: Do you have anything to add to the weather report?
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