text:
Sai's Glam Girl Pad
House Tour
Name: Sai Sankoh, Nurse and editor of Because I Am Fabulous blog
Location: Herndon, Virginia
Size: 1000 sq ft
Years lived in: 1 month, Renting
Old Hollywood glamor finds its way to the suburbs of Virginia in Sai Sankoh's glitzy apartment. Tufted velvet sofas and chairs mingle with faux animals skin rugs, leather and zebra prints. Sai proves that sometimes a little decadence can be a good thing. Especially when done on a budget. "I like to invest in quality furniture, but I love to get a great price. I'm all about negotiating a great price for something if I know it's worth it."
As the editor of a popular fashion site, Sai has an affinity for all things chic. Her home offers an eclectic mix of Hollywood glam and vintage flavor. And every room presents a shiny object: the mirrored cabinet in the dining room, the crystal chandelier and metallic balls on the table, the sparkling candles and candle stick holders. And the shoes. We can't forget the shoes.
To accommodate her ever-expanding wardrobe, Sai converted an extra bedroom into a covetable walk-in closet. The shelving in the closet was custom made with the help of family and friends, and is filled with stunning, multi-colored print dresses from an array of designers and pair after pair of shoes, displayed like rare jewels. Sitting at the top is the most prized pair: the black and gold heels by Alexander McQueen. But despite the potential an extra room would have in storing most of her wardrobe, the big draw to the apartment for Sai was actually the bathroom. The bronze wallpaper and stone countertop are both warm and elegant, and the sink bowl is a rich chocolate color that adds depth. Copper and gold accent the space, and a mirror bordered with elephants adds a whimsical touch.
Sai was able to achieve the glamorous looks she's always wanted by mixing antiques from the Golden Era of Hollywood with accents found at more contemporary stores to help round out the look. Her affinity for pops of red and love for dance come through in the vintage posters of Spanish dancers displayed throughout her living room. And the lucite dining chairs give the room an instant throwback feel. And Sai, of course, has her best accessory: her dear friend and fellow fashion maven Jean-Claude, helping to fluff pillows and secure any loose ends along the way.
Apartment Therapy Survey:
MY Style/Inspiration: Old Hollywood Glamor. Nannette Lepore's home is a mixture of glamor and femininity. Kelly Wearstler is a genius, and I wish I could have all her pieces in my home!!
Favorite Element: My couch and matching chair! I got them from this wonderful lady who used them only on special occasions like Thanksgiving and Christmas, so they are simply flawless. She just got married and she and her husband are getting rid of their individual furniture to buy pieces together, which is so amazing. The pieces meant so much to her that the next day, she called to find out if the couch and chair were doing well in their new home.
Biggest Challenge: I had a lot of pieces in my other place, and I just relocated and had to eliminate some of my favorite pieces, which was tough.
What Friends Say: Chic… Different…
Biggest Embarrassment: My walk-in bedroom closet is still piled with clothes that I have not sorted out yet, and no one is allowed in there!
Proudest DIY: My dining room chandelier. It's an antique from a restaurant in Texas and it's so old and I am still on the hunt for pieces for it. It blew up the first time it was installed — I had to get new wires in it and they would not fit through the hardware, so I had to use a needle and a thread and vaseline to pull them through. It was hilarious!! I love it so much and it has taken so much of my time, but I am still working on it!
Biggest Indulgence: My closet. Being a fashion blogger I am addicted to clothes, and it's just my little solace.
Best Advice: Be comfortable. I try to make sure every part of my house reflects my style and it is a comfortable place to do my work.
Dream Sources: I just joined the Gilt Groupe and I love the pieces. Also One Kings Lane is going to be my new fave place!
Resources of Note:
• Florence, Italy table: Via Craigslist
• Rug: Costco
• Couch and Armchair: Craigslist purchase from a woman who bought it from an estate sale
• End table: Home Goods
• Lady Sculpture: Store in Baltimore
• Vase above mantel: Pier 1
• Ballerina: Home Goods
• Bird cage: West Virginia
• Dancer Painting: Home Goods
• Vase: Room Store
• Red Stool: Home Goods
• Consul Table: Tuesday Morning
• Bellas' painting: Overstock
• Chairs: Antique from Craigslist ad
• Table: Bloomingdales; 20 years old.
• Curtains: JC Penney
• Chandelier: Antique
• Mirrored Stand: Tuesday Morning
• Painting: Antique store
• Wine rack: Craigslist
• Shelving: custom made; built by family
• Ottoman: Furniture store years ago
• Armor Shirt: Gifted from friend
• Leopard Settee: Friend's store, Adam's Furniture
• Headboard and bed frame: Friend's store, Adam's Furniture
• Candles and candlesticks: Ikea
• Paris themed towels and shower curtain: Bed Bath & Beyond
• Blue bathroom sink: Kohler
• All bathroom touches (mirror, wallpaper, counter top, etc) came as-is
Thanks, Sai!
(Images: Nicole Crowder)
• HOUSE TOUR ARCHIVE: Check out past house tours here.
• Interested in sharing your home with Apartment Therapy? Contact the editors through our House Tour Submission Form.
• Are you a designer/architect/decorator interested in sharing a residential project with Apartment Therapy readers? Contact the editors through our Professional Submission Form.
89 Comments
1 month!?!
Not my style BUT I can appreciate this as I grew up with a Caribbean mother whose taste is very similar to yours but whose style never quite evolved to this level. Congrats on a lovely home. I'd feel very at home here. LOVE LOVE LOVE the closet!
Please please please..... Can you tell me where you got your black shoes? They're beautiful!
That closet is pretty enviable! Love the couch too
love all of the colorful clothing in the closet!
This is not remotely my style, but I admire Sai for knowing exactly what she wants and not being afraid to be a little over-the-top.
Oh my GUH. You moved in a *month* ago? This place is GORGEOUS. Love the sofas, the closet, and I love that you still got this super-glam look from places like Home Goods, Craigslist, and Pier 1. Fabulous all around!
Not my style, but lovely nonetheless.
Love the sofa in the closet room.
but I am bugged bugged bugged that the curtains in the dining room are hung at different heights. Why why why?
@Pi-well said. Love that peach dress with the gold belt. Nice home, not my taste, but so lovely and fierce, and very neat. "Go on with your bad self!" (said with attitude doing a Z-snap)
One month???? How does that happen?
not a fan of the carpet and some of the stuff on the floor (like the wine rack) but these are quibbles for one month.
I've lived in on my own for 4 years and it does not look that complete. I'm not into fashion but even I want that closet
Bursting with charm and personality. It's all about being glam, chic and girly. Enjoy it and thanks for sharing. Oh, and btw it's okay to "worship your closet." To quote Carrie Bradshaw "I like my money right where I can see it... in my closet."
And I say whoever said money doesn't buy happiness doesn't know where to shop!
Love the dining room chairs,the settee in the closet and the mirrored furniture.And Sai is of course,fierceness personified.Before people pick her decor to death,remember,she just moved in! I see her vision,but it does have a little way to go yet.And I agree about those curtains!
Sai, your home is gorgeous. I'm in love with your dining room chairs!
Wow! If only I had an extra bedroom it'd be set up just like yours including the mirrors placed on top which I'd never have thought of on my own.
I'm returning to your house tour now to catch details I missed the first time and thereafter to your blog. Or, maybe I'll visit your blog first and then return to your fabulous home tour.
Thanks for sharing and for the inspiration.
I love that closet but I do not have enough clothing to fill one side of it.
Wow, your closet runs a close second to the Mariah episode of Cribs. I agree your style is Old Hollywood Glamour, I was watching a movie from the '30s the other day and the apartment had the same dense and layered look as yours. Not my style but I come to AT to appreciate how other people express their style in their homes.
Fabulous - this was a treat! take a bow, Sai :)
I love how this is both glamorous *and* comfortable--a great place to kick off those kick ass shoes.
So, that 'closet' is actually a bedroom converted into a dressing room, no?
@SFW1983 - well said! Cannot agree more.
Fabulous and awesome decor! I love your blog and am thrilled AT selected you for this spread!
love it! love it!
While it's not my style, the colors used are nice. I agree with most of the comments that the curtains in the dining room should be the same length.
girl, flaunt those McQueens! He was an incredible talent and everything he made is art. And, I do not know about you but I find incredible spiritual value in appreciation of art!!
And for what style you are going for, you nailed it!
While my personal style falls more on the minimalistic side, I can appreciate Sai's glam and how well put together her home is after just a month of living there. Impressed!
On a side note: I'm really shocked by the judgment calls people seem to be making in response to someone opening up their home for a house tour. Let us not forget, this is an interior design blog. So I'm not sure why "spiritual value" and other comments come into play. Especially when none of the of the other tours I see display spiritual value, nor would I expect them to. I can't speak to what's in her closet, but based her resources cited, her furniture seems to come from price-conscious places -- just well put together.
On Sai's website bio, she is originally from Sierra Leone, so I'm sure she's well-versed on the plights of the world. Instead of judging her for showing her home (appropriately enough on an design blog), how about we comment on her style choices (regardless if we like it or not).
to all you judgmental people up on your high horses, you know what they say:
when you point your finger at someone, you have 4 fingers pointing back at YOU.
i love how feminine, glamorous, girly, chic and FUN this home is. sai, you have a great sense of style and i am so impressed by how quickly you've pulled your home together in such a short amount of time. thanks so much for letting us in!
I think theshimmy hit the nail on the head. Many see feashion as art. I would be hard pressed to believe that many AT readers would view a house tour and criticize the resident for spending too much money on art. I suspect fashion bloggers (like Sai) might argue that they get the added benefit of being able to wear/enjoy their investments on a regular basis.
I had no idea so many people know Sai enough to question why she does these things. She lives her life because that's what she wants to do. What's the difference in someone spending a ton of money for other things? Is it because she has a big closet? Because she loves to spend her money on clothes instead of say vacations or eating out?
Oh gracious posters! Is there some way we can make a nice comment on a post without the disclaimer of "not my style"?
Back to loving your space: blue velvet seating is enviable. I like how you've got it paired with gold accents. And your closet! I love how the dark colour of the fixtures makes the colours of your clothing pop. I'd be delighted to get dressed every morning, even if I were only changing a pair of socks!
Correct me if I'm wrong, but I'm sure there have been plenty of rentals featured on this site whose owners also happened to have closets full of designer clothing, but whose house tours haven't been met with such vitrol. I can't help but think there are geographical, class, and yes even racial prejudices at play here. And before you get your panties in a bunch no one is calling anyone a racist, but some of you might want to ask yourselves how you'd respond to a white woman in New York living in a rental with a closet full of expensive clothing. Just because she lives somewhere where she could afford to buy a house doesn't mean she's obligated to.
Awesome home, thanks for sharing!
I'm sure all of the the self-righteous (if something you have costs one more dollar than what the holier-than-thou's have, it could have ended poverty/taught everyone to read/saved the whales/cleaned the rivers/eliminated food insecurity) critics live in studio apartments with three others, wear potato sacks and decorate with a single Edison bulb along with a few twigs and rocks found on sustainable farms. Of course, they're delusional & lack a basic understanding of economic policy if they think individual behavior will contribute to the structural changes that need to happen in the US. Liza Featherstone & Doug Henwood explain much better:
"Of course capital would like nothing better than a population that defines politics as the decision to shop or not to shop; business interest spent most of the last century trying to convince us to find meaning in such gestures. When we do that, capital wins, since unless you've got the capacity to grow your own food and ride a horse and buggy to work, you've obviously got to start shopping again at some point.
Yes, a lot of American consumption represents waste on a grandiose scale. Routine American buying is ecologically unsustainable, and is a constant affront to the several billion people worldwide you are barely getting by. But you're not going to change that through symbolic gestures, or even altering individual behavior; it's going to take far deeper structural transformation than keeping the wallet shut on a single day could ever inspire.
Another problem is a muddled understanding of how the economy works. If – taking a preposterous hypothetical – this boycott actually did strike a blow against the economy, who would suffer?" The workers, of course, not the man.
Sai, your closet is fabulous! Is it based on Ikea Billy bookcases, by any chance?
@fannyekdahl : Exactly.
I heart the closet, I wish I had that much space. As a shoe fanatic, I also heart her collection. I would love the space to display my shoes, but alas, I have none, unless I steal an entire bedroom as well! The couch is also fantastic!
Kudos for going all out on your style.
@fannyekdahl Thank you for picking up on those things. I haven't seen anyone waxing poetic and saying rich white people are "spiritually empty" when they're living in million dollar abodes in New York with $5,000 sofas or mammoth television sets. I've been on these threads for years and never anyone claim they're "spiritually empty" (and what the hell does that mean and why does any first world citizen think they have the right to talk about others in this way?).
That said: Sai's place isn't to my taste but I ALWAYS love a home that reflects exactly who the resident really is-a tricky thing to accomplish in design. I'll bet a lot of people she knows walk into that space and say it looks like her, which is something most people are trying to accomplish when they're decorating their space. Well done, Sai!
PSA: This is not a spiritual website. It is about home design and styling and therefore includes the acquisition of things. Its not your money so don't worry about how she spends it.
I love this home.
As other have stated...not really my style, but I have to admit, you have really created a fabulous home! Your closet is unbelievable! Wish I had that kind of space for shoes! Sadly I have to deal with one of those over the door hangers with my shoes hanging on the back of the door! So envious!
@heathah, what a wonderful way to look at it. I agree that great fashion truly is art (there are museum exhibits all over the world devoted to fashion!), and I hope that someday I'll be in a position to acquire a gorgeous collection like Sai has done.
Surely you exaggerate! Their studio apartments also contain 12,000 books, because books don't count as clutter and it's a sin to ever get rid of a single one. :)
Thank you for the very apt Featherstone/Henwood quote, BTW.
Definitely glamorous! Living room area reminded me of museum though, I'd feel very self-conscious sitting on the couch.
Like others had said, your closet is GORGEOUS!!!! I can't believe you had it all set up in one month. I'm so getting that shower curtain!
Amazing work you've done!
@fannyekdahl: Well said!
I too am appalled at the criticism of this tour. Like others, I have followed this blog for several years and can't recall having read so many comments regarding how one spends THEIR own money. THEIR own hard earned money. From working as a nurse, nonetheless. I want to think that race plays no issue, as I would hope that we are all much more evolved than this. Having said that, I have lived in my home for a little over three years and haven't been able to pull off the look of having my house fully decorated. So her being able to pull this off in a month deserves applause.
I also would like to add that not everyone wants a piece of the "American Dream" of purchasing a home. From having to maintain lawns, costs for appliance repair, taxes, and maintenance...not everyone is rushing to put these responsibilities on their plates, and I can't blame them. For many, renting is a much better option for the reasons mentioned above as well as several other reasons. Some people love change and being able to rent affords them that.
Lastly, we all splurge on things we enjoy, whether it's the $5 cup of coffee every day, a brand new car, or electronic device, art, fashion, $3,000 sofas or in my case gourmet goodies like truffles and wagyu beef. I think it's in poor taste to make assumptions on the homeowner after knowing nothing about her other than what was disclosed on the thread.
Finally to the tour itself, I'm not crazy about the design, only because it's not my style. I'm not a huge fan of Kelly W, so this is no surprise. The closet and tufted sofas however, are to live for!!
Thanks to all the homeowners who open themselves up to criticism. I can imagine that this could prove difficult as most people, myself included, hold our homes very close to our hearts.
Just mosied over to her blog....and for the record her style is Amazing!!!! Sai if you are reading this, I would love to see more pictures of your significant other's home. Please and thank you!
Gorgeous! I LOVE it! If you were a little more gothic we could be sisters! lol! Don't listen to the haters. They don't understand that materialistic things are all temporary and sometimes it's better to have expensive shoes in an affordable home than no shoes in an expensive one. Do what makes you happy. Live were you the things around you comfort and please you. Life it fleeting and terrifying. Sometimes shoes are all that hold back the tide of woe. Sory to be melodramatic but it's true. There is nothing wrong with appreciating your blessings. And she's a nurse! Only teaching and fighting fires are more altruistic than nursing. So get over yourselves haters! Beautiful home Sai!
And lipstick. Lipstick always holds back the tide of torment and woe. *sigh*
@fannyekdahl, thank you for your post. I feel the same way and didn't know how to articulate my feelings. I remember another fashion blogger whose home was featured and I don't remember reading comments questioning her purchases. Quite frankly, I believe that some of the responses to this house tour are rooted in implicit biases of who is "allowed" to purchase certain items.
Sai's style is not my style, but I wholeheartedly love what she did for her place. I find it particularly commendable that she was able to purchase furnishings from discount stores and put things together so seamlessly. That was the first thing that stood out to me.
Save your jealousy, racism, politics, and religion for another site please. It's not wanted here. This girl has guts and a great fashion sense and has no time for haters *#%$.
Being so frustrated by the all consuming, assuming, negative, insensitive, misinformed posts here, I feel I will now have to focus on the tours and try hard to not read any comments. I am done. It's turning into a mess.
We are forgetting about what this site is all about people! Design, helping save the world one room at a time-duh! Let's not put each other down, it's a waste of everyones time.
My last house had one of those half bedrooms..I was tempted to turn it into a closet too, but since I was renting, I didn't.
I don't really like putting out of season clothing in the garage, even if they are in totes. It seems like the proper way to care for something you have invested in--plus you forget its there.
Instead of silks and high heels..my wall would be sweats, boots, and jackets! One wall for work clothing...
She's taken a very generic looking apartment and made it elegant and glamorous. I loved seeing the colorful clothing and shoes displayed in the amazing closet. This was a fun tour.
yes, you ARE fabulous!!! LOVE it!!
So little is made of the fact that Sai is a nurse! It's delightful to see a working woman with a 1,000 sq.fit. apartment in Herdon, VA, express her inner diva so completely. If she did this on an average salary, she's a very savvy shopper. And while I may not want to own a pair, Alexander McQueen shoes ARE works of art. So while it's not MY dream, I certainly applaud Sai's commitment to make her dreams come true. I raise an imaginary glass of champagne to her, Jean-Claude, and the other friends and family who helped her with her project.
Eh. Yeah, the weird comments are a little bit disturbing..But, some people are just like that,
(Shrug). I dunno, to me, telling people that their closets are not spiritual is kinda weird, the exact opposite of spiritual, its rude and nasty, and yes, shallow.
I like people who are creative, and live life to the fullest. I like to see people celebrate who they are, and by extension, their homes, their lives.. that was a fun glimpse of a very interesting person.
Cheers to Sai and everyone who has shared their ideas--it has been a very fun year, and I look forward to more of the same!
I think you did a brilliant job of taking what would otherwise be a bland and ordinary apartment and turning it into something grand. I like the dining room in particular, and that closet is gorgeous.
I'm not a very fashionable person. I don't have a lot of clothes and wear the same simple things over and over. But man am I envious of your McQueens. I love art, and I absolutely consider his work art. Sadly I'll have to make due with looking longingly through the photo book I have of his work!
You'll burn your ankle when doing a pee!
I love the fact that everyone keeps saying 'it isn't my style'. That is why this is such a great tour! This place is ALL Sai. Keep rockin' it Sai, you obviously know how :)
Wow I think this place is beautiful and disagree that it "lacks warmth" because it really shows off Sai's style and her personality. Usually when I feel that a place lacks warmth it is because it's too hard to tell anything about the person who lives there.
I'm also the type who thinks of fashion as wearable art and Sai is probably the same since she is a fashion blogger. A closet like hers is basically an art gallery and as with most art, not everyone will enjoy it or even appreciate it.
I love the closet!
Reading that Sai is a nurse, I think I understand her desire to feed her inner diva. Most nurses are in scrubs and comfy footwear and on their feet. ALL. DAY. LONG. So why not, kick off your white dansko clogs and uniform to retire to your inner sanctum after a long day of physical, mental, and emotional work? Having spent a good deal of time with aging parents and hospital stays and even for my own stay after giving birth, nurses deal with it all and my family has been appreciative of the support and care they provide. Please continue to feed your inner diva, Sai!
I love this apt. Glamorous and a bit over-the-top as befits its wonderfully stylish owner. Love the use of animal prints, which I always lust for but am too cowardly to use. And the closet is...heaven. What amazes me is that Sai pulled this together in a month. BTW, I never think of glamor as "warm"; I think of it as the peak of style. While I'm a comfy shoe gal now, I still keep my Bruno Magli's and Ferragamo's as part of the Shrine of Moi. Congratulations, Sai. And by the way could you style my living room?
I agree @fromageball. Fashion IS art, and some people need to come down off their high horses. I choose to be more understated in my fashion and decorating choice (not necessarily cheap), and while the space not my taste (as far as decorating and high-glam fashion), I can appreciate this woman creating a space that reflects HER. That is something that is hard to do, especially in a rental. Kudos to you, girl!
Without looking at the house tour, just seeing the "closet" made my day. Call me shallow and spiritually empty, but being comfortable in my home, after a hard day's work, is important. If I had the space to turn a room into a closet, I absolutely would. What's the difference from turning a spare bedroom into an office or craftroom? We all have our vices; for some its an expensive bottle of wine, for others its vacationing, Sai's appears to be shopping. She seems to do it well. I absolutely love her style, taste and decor.
@SFW1983 I'm shallow and spiritually empty and my closet still doesn't look like that. What am I doing wrong, oh wise one?
I love everything about your place, Sai! I've gone through all the photos twice.. I also moved a month ago, and my place looks like a bomb exploded. Well done, lady!!
Kindergarten 101...If you have nothing nice to say, say nothing at all. Constructive criticism is totally different than being rude.
Can't we all just get along?!?
This apartment totally doesn't strike me as tacky or over-the-top, and those are concepts that absolutely do exist for me. (And I do think it's worth pointing out that pointed austerity speaks its own sense of status, too.) This apartment is joyful and unabashed and personal and luxurious—there's something so comforting about luxury rendered as saturated color and sparkle and lush textures. I love the blue velvet tufted situation, and the lucite dining set, and the gold bathroom, and—oh yes—that glorious closet. I don't care for the carpet, but that's renting, even though Sai and all her style deserve yards and yards of rich plush pile.
not my taste at all but DAMN, girl, are you not FABULOUS?!? really enjoyed your pretty home and could learn a thing or two from you about embracing my womanhood!! i bet you have a purse valet for each one...wish i was like that!
PS: one of my favorite tours. so different! And so full of the spirit of the woman behind the curtains! this looks like a HOUSE, not an apartment!
Spectacular! I adore it. I love your chandeliers, your chain mail shirt, and all your red ladies. Everything in your home makes me smile, which is wonderful. I can't believe it's only been a month.
I love house tours on A.T. One of the reasons I visit daily since like forever. I love all the different styles of homes/designs and the people who live in and decorate them. I get ideas here and there and have a few favorite tours! That said, I've never ever read so many negative and critical comments on one particular tour. I've seen quite a few tours with large closets or rooms converted into closets, with the homeowners/renters photographed in them. Some displaying their rather expensive designer clothing & tons of compliments and swoons. Closet envy? There have been in the past negative responses to house tours and I've never quite understood how folks can be so cruel and critical when these folks are simply sharing their spaces w/us?! I can't imagine every single house tour being identical to, what a complete bore... I like seeing the homeowners knowing more about them. Sai, thanks for sharing your home here. I enjoyed your home and reading your blog! Like someone pointed out, fashion is Art and you have quite a closet full of! I can only wish ;)
Wow these comments are something else! Anyway, great place and style.
Look, the forget these people: GO ON SISTA! BALLING ON A BUDGET! LOVE IT!
First of all, who are your friends and family members, and are they willing to come to NYC? You've only been there a month, and already everything is sooo PERFECT! WTF? T
I am so in love with this closet I don't even have words. I am sooo green with envy about that shoe collection, and the closet in general that I"m actually nauseous!
Thank you for sharing your space, and I guess this now means I'm moving down south, as you and I now need to be best friends. :)
Love your closet! Love your Glam style. Thanks for sharing.
Not my style but her closet is amazing! Closet of my dreams... sighs
Wow, everything is gorgeous. I feel like it is really different from most things I have seen on this site, and the design and items in it seems to have a lot of personal meaning and attraction for the owner. What's REALLY amazing, is despite how luxurious and personal it is, it seems warm and comfortable enough that I would feel totally comfortable visiting in jeans. This home is an accomplishment, congratulations.
LOL Sai you tell them!!!! That was a great response. Even when something is not my style, I still enjoy a view into someones home that is so different from mine.
Your style is very different than what we usually see on APT. Something different is always nice to experience.
I love your closet and dining set!
Sai, Yes, you are fabulous!!!! A really impressive home. I love all the glam touches and how you just know how to mix it up and create an individual, FIERCE(!!!) place. Love the closet, the shoes, and all the thought you have put into your living space. And that peach dress is gorg!!!!!!
p.s. I too, am a nurse.... I am inspired to create a home that I would LOVE to come home to... Keep on, keeping on. And who ever said you cannot be glamorous and spiritual at the same time?
Love love LOVE! One question...how do you find the time to edit a popular website, maintain a beautiful home AND work as a nurse? What kind of coffee are you drinking? Tell me your secrets!
I was not an AT follower when this posting came out but it is interesting for a number of reasons. Obviously the comments were heavily edited and the most critical ones were deleted; you can tell from the other comments. It is also interesting how the race issue is brought up. There have been many critical and positive comments made on AT since I started following the site, but never have I seen anything about criticism being harsher if the poster is black. In a post-racist society, one could presumably criticize any house tour without the color, shape, ethnicity, language-background, etc. of the homeowner being an issue. I wish there were a way to take a huge screen shot of this series of comments! I would like to do a discourse analysis of it. My students would have a field day.
Oooh, I was just able to copy the text of the house tour and all of the comments! Fun, fun, fun!
@Birch: please do not kid yourself. As an African-American woman living in the USA (where I just had a run-in with a out&proud white supremacist four days ago) I can assure you that we do not live in a "post-racist" society.
On a positive note: Sia, that closet . . . OMG!!!! I went through your tour and nearly fainted!!!! :-D. And those McQueens are truly works of art!!!!! Keep up the awesome work and let the haters be damned!!! Luv Ya!
To Sai: please forgive me for misspelling your name!
This house is amaaaaaaaaaazing! Those shoes! That couch! Way to own it Sai
I remember when this feature was first posted - and the comments, sheesh.
But people are always saying "that's not my style." So what IS everyone's supposed style on AT? (I'll bet it's MCM, right?)
Sai's Pad is rockin'! Even her name is pretty and glamorous! AT needs more glitzy glam spaces like these. I'm sick to death of medium-brown furniture, white walls, and fiddle leaf plants.
The attraction to AT Tours is all the different styles, not just "my style." I think it is a very nice apartment!


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* Luis Valbuena
Christian Villanueva
* Logan Watkins
# Arismendy Alcantara
* Chris Coghlan
* Ryan Kalish
Junior Lake
Jorge Soler
Matt Szczur
Josh Vitters
James McDonald, P
Justin Ruggiano, OF
* Ryan Sweeney, OF
For failing to sign top overall pick Brady Aiken, the Houston Astros will get the 2nd pick in 2015 draft as well their their regular pick. The teams with the 10 worst records (top 11 picks) have their first round pick protected if they signed a qualified free agent this offseason.
This work is licensed under a Creative Commons Attribution-No Derivative Works 3.0 United States License.
Trey Martin doubled twice, the second one a laser-shot off the RF fence that drove-in the go-ahead run and capped a four-run 7th, as the AZL Cubs rallied to edge the AZL Indians 6-5 in Arizona League action this evening at HoHoKam Park in Mesa, AZ.
Dan Vogelbach singled twice, doubled, drove-in three runs, and scored three more, Carlos Penalver collected three singles and two RBI and scored two runs, and Danny Lockhart had four hits (three singles and a double) and scored twice, leading the AZL Cubs to a 12-6 victory over the Boise Hawks this morning at Fitch Park Field #3 in Mesa, AZ.
That doesn't fit well with Theo's versatility campaign, now does it. If I was Theo, because I have a somewhat dark sense of humor, I'd play him every position in the infield.
No Raul Ibanez on WS roster, Royals become first team in WS without a player who didn't play in the 20th Century.
/per Olbermann
tell em wash
it's tough being a billionaire in obama's america.
maybe the cubs could do a Kickstarter campaign. i'm down for $5.
I think the fact that the PTBNL the Cubs owe Boston is supposedly to be named after the Rule 5 Draft might suggest that the Red Sox will be able to select a PTBNL from the list of Cubs minor leaguers who were eligible for selection in the Rule 5 Draft but were not drafted. Or it could be that the Cubs will select a player in the Rule 5 Draft for the Red Sox and then send that player to Boston as the PTBNL after the conclusion of the draft, although that is less likely because the Red Sox actually select ahead of the Cubs in the Rule 5 Draft (Red Sox se
from what I recall, the player the Cubs are suppose to get from A's is "signficant" but not that signficant to change the opinion of the trade (I think that was Keith Law's take).
The player we owe the Red Sox I don't know about, guessing cash may be enough.
Guessing post Rule 5 draft this will get tidied up.
DAVID P: The PTBNL must be named or cash substituted within six months of the date the trade is reported to the MLB office.
don't they spend all their money on the Cubs?
//not really
Phil - the Cubs have a PTBNL coming from the A's after the draft. What are the rules in this case. I am pretty sure it couldn't be anyone that was on the 25 man roster after the trade, but could it be someone on the 40 man roster?
not being able to play 1st is just kinda sad...
it's a much harder position, but one of the worst displays of D i've ever seen is bj upton playing SS in AAA. it was absolutely amazing how horrible he was there in every single aspect of playing the position...and he got multiple seasons to showcase how awful he was there.
Really bad day yesterday for Mesa Solar Sox 1B Dan Vogelbach.
On a more positive note, it was good to see D Rose with some explosiveness last night. It'll be interesting to see if San Antonio style basketball can beat LeBron-style over the course of the season and through the playoffs if Rose stays healthy.
Tannenwho scorching the defense just brings him in line with the rest of the league. I suspect most top 20 College teams could rip through this D on any given Saturday.
Cool Foo
2 short LCS series, not much they can do. Yeah, money's the motivating factor, but not like anyone who was going to watch isn't going to watch now.
Also smart to not go up against football too much especially the early games. Ratings in a series tend to go up later in the series.
the same mediocre team with Angelo/Lovie...at least those two had a few seasons of brilliance.
I didn't watch much of the game yesterday, Cutler seemed mediocre at best, which I think we can fairly say is about as good as he is with occasional moments of brilliance.
Tannenhill scorching your defense is far more alarming to me, he's one of the worst in the league.
©The Cub Reporter 2014. The Cub Reporter is in no way affiliated with the Chicago National League Ballclub.

subset: commoncrawl


text:
Image by dcshoesboy via Flickr
Not too long ago, Santa Barbara County was home to a handful of Hollywood celebrities trying to exist outside the limelight, and to a handful of winemakers trying to make their way outside the glare of Napa-Sonoma.The region was also for a time home to a scattering of upstart wineries who each developed their own niche and subsequent cult following.Today, that cult following has developed into full-fledged fame.
Contemporary Santa Barbara County is home to more than 21,000 vineyard-planted acres, grown and tended by dozens of wineries. But happily, the majority of these wineries remain small in stature--family owned-and-operated concerns with small-batch production and a handcrafted aesthetic. The wineries are primarily situated in the Santa Ynez and Santa Maria valleys, about 35 miles north of Santa Barbara. Rich with history and shot-through with breathtaking coastal scenery, the area's AVAs produce remarkable Pinot Noirs (as fans of the movie Sideways will no doubt recall). However the region is also responsible for several excellent Chardonnays and Cabernets. There are more varietals on offer from Santa Barbara in smaller quantities, including Merlots and select Malbecs and Viogniers.
Santa Barbara's Wine Country gained notoriety some years back with the release of the movie Sideways, and the region indeed capitalized on the fame. Thankfully, Santa Barbara has managed to retain its mellow, unpretentious appeal. The relaxed pace and easy-going charm actually translated well on screen, and visitors can easily take advantage of it with a well-planned weekend. The region's four main towns-- Solvang, Los Olivos, Santa Ynez, and Ballard -- each have a distinct character. Also worthy of attention is the town of Buellton to the north. Whether exploring the quaint Danish-transplant town of Solvang or discovering one of the many great restaurants in the valley towns, the intrepid traveler will find Santa Barbara County every bit as appealing as California's more famous wine country to the north.
Here are my recommendations for the town of Santa Ynez:
- Where to Go: Wine Tasting
- Where to Eat: Dining & Restaurants
- Where to Stay: Hotels, Inns, B&Bs


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Thanks to the guys who told me to go tubeless with me peep sight. I went to the pro shop today and I told him that I shot well over a 100 shots and that I wanted to go without the tube.
A bit reluctant because I got the info of the internet (I guess some of you would understand where comes from). But he still did it. Of course he was right, the peep didn't lined up. This is when he was probably torn between the "I told you so" and the putting back the old system on. So, he tried to turn the string one more time and Bingo!
I got home, tried it for about 30 shots and I love it.
Off topic
By the way, this Bengal is a fantastic bow. I absolutely love it. Very forgiving, smooth and most of all, fun to shoot. As a matter of fact, I'm so happy with my 30 yard grouping that I will try deer hunting this year for the first time in my life. Really excited.


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- Antique Jewelry
- The Ages
- Engagement Rings
- Antique Rings
- Diamond Jewelry
- So Much More
Victorian Royal: Amethyst Diamond Ring
Round and faceted, a luscious natural purple amethyst of about 1.25 carats is prong set in a simple mount of 14k yellow gold. On each side a trefoil cluster of white old early European cut diamonds with a total estimated weight of .42 carats (J-K color; SI1-2 clarity) lights up the hues of the corpulent purple gemstone.
Date: Circa 1880.
Measurements: 5/16 of an inch (0.9 cm) in length north to south on the hand and rises 3/16 of an inch (0.6 cm) in height off the finger. Weight of 3.0 grams (1.9 dwt).
Ring Size: US 6 (UK L-1/2; Euro or Int. Circum. 51.8 mm; Int. Dia. 16.5 mm; Japan 11) and easily can be sized to fit most. Ring sizing information.
Condition: Excellent; 5 diamonds with minor edge wear, tiny chips or scratches only visible with magnification; one edge chip just visible to the eye if looking close; a few diamond inclusions which come up to the surface also visible only with a loupe.
Note: Stones were not removed to preserve the integrity of the setting. All weights are approximated by measurement and formula and may vary from actual weights. Grading may vary if stones are removed.
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Lines of defense, built on good common sense
43 quintillion solutions, but what's good for your bank?
- |
- Written by Steve Cocheo
- |
- Comments: DISQUS_COMMENTS
They say there are 43 quintillion ways to arrange a Rubik's Cube, the three-dimensional puzzle that turned 40 in May. So many variations—yet there is only one correct solution.
Controlling risk in all its forms can seem a puzzle, too, but for bank leaders and the specialists in risk management, legal, compliance, and audit whom they rely on, the shape of the solution—unlike a Rubik's Cube—won't necessarily look the same from one institution to another. The task is far more challenging than twisting a plastic puzzle into place.
To assemble their "cube," bankers have various elements to adjust: control functions, like risk management and compliance, and principles developed by bankers, specialists, and regulators over decades, but especially over the last one.
Changing expectations
In January, the Comptroller's Office released proposed guidelines on heightened expectations for risk management, internal audit, and governance—incorporating the "three lines of defense" concept—in very large national banks, and, potentially, for any institution deemed complex enough to warrant application. The agency's blueprint gets complex pretty quickly, and in some ways reads like a risk management manual—as a regulator would write it. Some facets have become controversial, and OCC promised to carefully consider the industry's comments.
But the basic concept applies quite broadly. In some ways, experts in risk, compliance, and governance say the three lines have been part of the general nature of these disciplines, to one extent or another, for some time. Going forward, they argue, the key is to avoid too much uniformity or rigidity in implementing the concepts—especially as all component bank functions, mostly notably compliance, continue to evolve in scope and role.
While OCC's proposal occupies center stage now, this is an issue of interest to banks of all sizes, in principle. There are concepts that apply to risk management and compliance anywhere, for instance. And there is concern that elements of large bank requirements slowly move down.
"Trickling down is a legitimate concern," says Tim Burniston, vice-president and senior director, professional services and consulting, Wolters Kluwer Financial Services. Burniston, a former senior compliance regulator at the Fed and FDIC, adds that this concern has been there all along.
"We all know that once these kinds of things go into play, they become the expectations," says Elizabeth Snyder, who formerly headed compliance and risk management at a Chicago-area community bank. "It won't happen right away, but things will become tougher." Snyder is senior manager in charge of the regulatory compliance team at Plante Moran, the accounting and business advisory firm.
At one time, enterprise risk management was just for big banks, but in recent years, examiners increasingly expect community banks to adopt at least elements of it.
OCC's proposal stirs the pot
The mission of the OCC proposal is not something anyone argues about. In a recent speech, Comptroller Tom Curry stated that, "The job of a risk governance framework and the three lines of defense is to ensure that the bank has an effective system to identify, measure, monitor, and control risk taking, and to ensure that the board of directors has sufficient information on the bank's risk profile and risk management practices to do their job, providing management with effective direction and advice."
The proposal has focused industry attention on the need for controls on risk at multiple levels with an emphasis on independence to avoid compromising controls.
"It's not rocket science as much as it is good common sense," says Richard Riese, ABA's senior vice-president and head of the Compliance Center. "But that's why one has to be careful about hard-wiring it."
"The idea behind lines of defense is to ensure checks and balances," says Beth Knickerbocker, vice-president and senior regulatory counsel at ABA.
As with so much about regulation, compliance, risk management, and other controls, the devil lies in the details.
At an extreme, postulates Kathlyn Farrell, managing director at Treliant Risk Advisors, "there could be more compliance people than business people."
Indeed, such an outcome was questioned in a detailed comment letter ABA and three other organizations filed about the OCC proposal. The letter characterized the proposal as "an unnecessarily rigid and prescriptive approach, which seems to be premised on compartmentalizing the risk management functions within a bank, rather than establishing risk management principles and goals for banks to meet. . . . The overly restrictive requirements of the Proposed Guidelines could reduce the ability of banks to manage risk by requiring the creation of overlapping systems and frameworks, and changing otherwise effective reporting lines."
ABA's Knickerbocker said that this was among the concerns voiced by bankers attending the association's Risk Management Forum earlier this year. Some felt the proposal would take established reporting lines and "turn them on their heads," says Knickerbocker.
The lines of defense concept isn't new. The Basel Committee on Banking Supervision described it in a 2011 paper, Principles for the Sound Management of Operational Risk, with its roots going back even further.
In an early 2013 position paper, the Institute of Internal Auditors stressed the need to tailor the lines of defense approach: "Because every organization is unique and specific situations vary, there is no one 'right' way to coordinate the Three Lines of Defense. When assigning specific duties and coordinating among risk management functions, however, it can be helpful to keep in mind the underlying role of each group in the risk management process."
The banking associations' 21-page letter also called for such flexibility, and for recasting the draft around the goals OCC wants banks to meet.
Some worry that the independence envisioned by the agencies for the three lines of defense could become so restrictive that additional layers of control would have to be set up to enable each line to perform its job.
Independence is important. But it is also important that interplay between functions not be lost, says ABA's Riese. Audit and Risk Management must be able to communicate at appropriate points so that residual risks identified by Audit, for example, are made clear to Risk Management. More broadly, he says, this is important as banks' compliance function continues its evolution away from only being a "check the boxes" function to a more consultative role throughout the process of creating and offering products and services. Issues, such as fair lending and the advent of Unfair, Deceptive, or Abusive Acts or Practices, underscore the importance of such communication, according to Riese.
Lines of defense detailed
A summary of the Basel Committee's approach to the three lines of defense—which differ somewhat from those in OCC's proposal—helps illustrate industry concerns:
• First line: Business line management. "Sound operational risk governance will recognize that business line management is responsible for identifying and managing the risks inherent in the products, activities, processes, and systems for which it is accountable," wrote the Basel Committee.
The business unit, explains ABA's Knickerbocker, "owns" the risks generated by their revenue-generating activities. This is where risks of all sorts, from compliance to fraud to financial to reputational, can be first controlled and managed.
How well this is executed, says Treliant's Farrell, depends on how much accountability management and, ultimately, the bank's board, places in the business unit. She adds that regulators typically don't trust the first line of defense, yet she believes "the first line can be very powerful."
• Second line: An independent corporate operational risk management function. The Basel paper suggests that the degree of independence this function has varies by bank size. At smaller institutions, separation of duties and independent review help get it done, while larger institutions can set up a reporting structure independent of the lines. A key issue in larger organizations is the ability of operational risk management to challenge the business lines' "inputs to and outputs from the bank's risk management, risk measurement, and reporting systems," the paper states.
This line consists of risk management and control functions, explains Knickerbocker, a key element of checks and balances. They are responsible for checking what is going on in the business units, and must aggregate all risks the bank faces to get a strong sense of the overall level of risk actually taken, and how it jibes with the risk appetite established by the board. Here is where "classical" enterprise risk management lives in the Basel scheme, explains Plante Moran's Snyder.
• Third line: Independent review. This is "an independent review and challenge of the bank's operational risk management controls, processes, and systems," according to the Basel paper. "Those performing these reviews must be competent and appropriately trained, and not involved in the development, implementation, and operation of the framework. This review may be done by audit or by staff independent of the process or system under review, but may also involve suitably qualified external parties."
Ultimately, "Audit is like the goalie," says Knickerbocker. "They are the last person to make sure that the ball doesn't go into the net."
OCC's departures
In a sense, part of what the Comptroller's Office has been working on is a "quasi-codification" of the three lines of defense, suggests Thomas Loughlin, managing director at Promontory Financial Group, LLC. In part, the proposal was an effort to put more teeth into the "heightened expectations" that OCC has had for larger banks, in the post-crisis period.
"As a practical matter, there's been broad adoption of three lines of defense approaches in various forms for some time, though it wasn't technically required," says Loughlin, who works with boards and managements, "but OCC really wants to embed this, and in a somewhat more standardized way."
Part of the controversy about the agency's version of the three lines are key differences from the basic Basel version.
One example lies in the first line of defense, and the proposal's definition of a front line unit. The Basel framework restricts this first rampart to business units and their management. Not so for OCC.
The banking associations' comment letter summarizes the issue:
"Under the proposed guidelines, 'Front Line Unit,' which equates to the first line [of defense], is defined very broadly to include not only bank business lines that engage in revenue generating and client-facing activities, but also support and control departments and activities, including finance, treasury, legal, human resources, operations, information technology, and processing.
"This new and novel definition represents a significant broadening and departure from well accepted forms of the 'Lines of Defense' approach. The Basel Committee on Banking Supervision, for instance, recognizes the first line to comprise 'business line management,' and the second line may include control and 'support functions, such as risk management, compliance, legal, human resources, finance, operations, and technology.' Distinguishing business lines in this manner is important because the revenue-generating focus of business units typically introduces the most significant risks to an institution.
"Thus, business line activities require the bank's most robust set of checks and balances. Understanding the distinction allows institutions to deploy resources and focus in a risk-based and flexible manner on the areas of the bank that pose the greatest risk."
The associations wrote that putting such functions in the front line "is counterproductive to sound risk management." They opposed inclusion by departmental label, and suggest a closer look at function instead. Some functions, they pointed out, may belong in multiple lines of defense.
The letter goes on to support inclusion of support functions like compliance, legal, and the others mentioned in the second line of defense.
This, the associations state, is "because of the expertise and skills these functions bring to bear. . . . Banks need to rely on internal experts to perform roles to oversee these risks effectively and efficiently. This is particularly true of a bank's compliance function, which is virtually absent from mention in the Proposed Guidelines." [Emphasis added.]
Another objection is to the proposal's emphasis on "credible challenge" by the board—one of a number of stepped-up expectations on directors. A key concern is that this expectation "will become just a documentation exercise for examination purposes that will deter open and candid dialogue between the board and management."
Community bank risk management
Where the OCC issue comes out, time will tell. But smaller banks can learn from the lines of defense approach.
"The lines of defense framework works well because, if you look at it from a principles perspective, there are checks and balances that can assure that every function is addressed in the bank's aggregate risk framework," says ABA's Knickerbocker, a former bank risk manager. Even in the typical community bank full of "multi-hatters," there are principles that can be embraced from the three lines of defense.
Regulator scrutiny of community banks has picked up, says Wolters Kluwer's Burniston, in part because of burgeoning compliance regulations, notably from the Consumer Financial Protection Bureau. More and more, he finds clients' risk management systems are under review.
As reflected earlier, risk management in community banks has progressed. "Years ago, if I had gone to a community bank CEO and asked who was in charge of risk management there, he would have responded that it was the bank's chief credit officer," says Plante Moran's Snyder. If she was still working at her old bank, Snyder says, to make sure the bank had people who "got" risk, she would be looking closely at issues like the bank's risk governing framework; the composition of the board, in terms of risk expertise and knowledge, and committee structure and charters; and risk talent management. "The whole process has to be proactive, rather than reactive, now," she says.
"The burden falls more heavily on the first line of defense in a community bank, and on the second line of defense in a larger bank," says Lucy Griffin of Compliance Resources, Inc., and coauthor of bankingexchange.com's Common Sense Compliance blog.
A challenge is that "in a small institution, almost everybody needs to be some kind of 'doer'," even if they work in compliance or another control function, says Bowtie Advisors' Elliot Berman. He sees compliance moving away from being the "Department of No" to more of a trusted internal advisor.
Some trends in community banking bear examination. One is the tendency for more community banks to outsource internal audit, which is the third line of defense.
"Outsourcing internal audit is not something frowned upon," says Knickerbocker. "There are just certain things to do to make sure that it works for your institution."
Increasingly, says Burniston, a talent to build is the ability to manage outside experts, because outsourcing never excuses the bank's ultimate responsibility to comply with laws and regulations.
ABA's Riese says the key question to ask is if outside providers are giving back information that will enable management and the board to derive workable conclusions about their bank's operational controls.
A related issue is vendor management, an increasing concern among all regulators. Monitoring the performance of outside providers of processing, products, and more "has become a whole new banking activity," says Griffin. "The biggest risk is that you select a company that doesn't come through for you."
Overall, community banks adopting a lines of defense approach need to balance their priorities. "It's not a simple business anymore," says Griffin. "With the increases in regulation, you have an increase in the complexity of the compliance and risk management tasks to be done—done in the right way and no other way."
Keep in mind the importance of a balanced, realistic perspective, advises Wolters Kluwer's Burniston: "Remember that a bank needs risk. Risk is not a dirty word. It is essential to growth in a banking organization. It's a matter of looking at that risk and being sure that it is in keeping with your bank's risk appetite."
Tagged under Compliance, Risk Management, Compliance Management, Operational Risk, Compliance/Regulatory, Feature,


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©2 years ago with 166 notes
always reblog this.
I'm Annie and I am 17 years old. I'm half Italian and living in London. I have a boyfriend called Daniel, he is amazing. Recovering from self harm, depression, PTSD and EDNOS. I will always be here for anyone who needs my help. Any other questions? Feel free to ask c:
Follow @anniepietra


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Ohio woman charged with forging prescriptions at local pharmacy
An Ohio woman was charged over the weekend, accused of trying to fill a prescription by fraudulent means.
The Salisbury Police say Jackie Leazer, 26, of West Middle Street, Burbank, Ohio, pretended to be a nurse, called in her own prescription for Percocet, a pain reliever, and Cipro, an antibiotic, to an East Innes Street Walgreens. Leazer had also indicated she would be picking up a prescription for hydrocodone.
A suspicious pharmacist called Hope Medical Associates in Albemarle after receiving a called-in prescription, later determined to have been made by Leazer. A doctor at the Albemarle facility told the pharmacist the facility would not have authorized a nurse to call in a patient's prescription. Leazer had a prescription from Novant Health Rowan Medical Center.
The pharmacist told Leazer her prescription would take 45 minutes to fill and in the meantime the pharmacist contacted law enforcement. As Leazer left the pharmacy, police were waiting for her outside. Leazer was charged with trafficking in opium or heroin and obtaining a controlled substance by forgery.


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First spotted on the runway, this crochet jacket is handcrafted in Bolivia by master artisans using only the finest materials. Prim and proper, this jacket is accented with brass bead trim and front pockets for a sophisticated take on knitwear.
• 92% silk / 6% rayon / 2% polyurethaneelastomere
• Made in Bolivia
• Dry clean only
Don't see your size? Contact our Personal Shopper at 1-888-782-6357
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GlideScope Titanium
Learn more about NEW slimmer, tougher GlideScope Titanium video laryngoscopes.
Helping you get toCAUTI Zero™
Free online educational toolsto help you zero in on CAUTI.
BVI 9600 Measures Up for Doctor with Abdominal Aortic Aneurysm
AortaScan technology alerts MD to his own medical condition
Conferences &Workshops
Attend an event near you.


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DeWalt DC100KA-GB 18V Ni-Cd Cordless Combi Drill
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This 18v combi drill from Dewalt has 3 functions, drill, hammer drill and screwdriver functions ideal for drilling masonry, metal and wood, at 2 speed variable. Its 13mm keyless chuck means it's compatible with a range of drill bits, and you don't have to worry about misplacing the key. It has a maximum drilling capacity of 13mm on masonry, 13mm on metals and 38mm on wood. Complete with fan cooled motor to stop it overheating and electric brake so it will stop quickly after you release the trigger. Its rubber coated grip gives you comfort and a stable grip whilst working.2 batteries.
- Guarantee - 1 year
- Accessories included - 2 x batteries, charger and case
- Carry case
Read moreabout DeWalt DC100KA-GB 18V Ni-Cd Cordless Combi Drill
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Drills buying guide
The drill is the most popular and versatile of all power tools and has become an essential in every DIY tool kit. Not only useful for drilling holes into a variety of materials, they can also be used to drive home screws (with the correct bit attached).
Consider whether you will be looking for a drill with a 'hammer' action - Not only can these drills rotate a drill bit, but they can also apply a 'hammering' action. Switch to hammer (or impact) mode, and the drill bit is vibrated and shunted forwards rapidly as it turns. This makes for quick work, especially through harder wall surfaces or materials. Fit a specialist chisel bit, and you can use your hammer drill for 'chasing' - making a channel in walls to hide wires and cables.
This guide will help you to choose the right drill for your needs - and explain the function of some of the most popular accessories.


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NB Magazine for health professionals
NB is a bimonthly magazine containing the latest news, views and developments for eye health and sight loss professionals.
Read NB in print or online
NB is published six times a year and is available in a range of formats including print, audio and braille. Subscribe and receive our regular free e-alert and we'll tell you when we update our content online so you don't miss out. Professionals working in the eye health or sight loss sectors in the UK only can get NB free:
- Email email@example.com with your details to request your free subscription
- Or fill in our NB subscription form.
If you would no longer like to recieve our e-alerts, fill in the unsubscribe from NB e-alert form.
Not an eye health or sight loss professional?
Don't worry, you can still receive the magazine.
- Buy NB online or call 0303 123 9999 if you want multiple copies or are based outside the UK.
- An annual subscription costs £36 in the UK and £54 abroad.
The history of NB magazine
NB was launched by the National Institute for the Blind in 1917, with information for teachers and care workers supporting blind and partially sighted people, including those who had lost their sight in the First World War.
For almost a hundred years, the magazine has been a monthly source of information and inspiration for professionals supporting people with sight loss, and a lively and influential forum for discussion on all the issues that concern them.
Initially called The Beacon and later New Beacon, NB's wide range of readers include rehabilitation workers, social workers and other care professionals, ophthalmic nurses, orthoptists, eye clinic liaison officers, local society staff, support groups - and, of course, blind and partially sighted people themselves.
RNIB online shop for professionals
Our online shop offers a range of products that can help support blind and partially sighted peopleCheck out our online shop


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Is the D loop Suppose to be Square from rest to the String or a 1/4 up from Square.I have heard both?
Is the D loop Suppose to be Square from rest to the String or a 1/4 up from Square.I have heard both?
well ive read that if ur shootin fingers the loops a quarter up if its a release its a 1/8
Yes ,I have heard that also,I have mine Square ,and my bow is sighted to 80 Yards,seems to been shooting fine,but I sighted it in with my D loop square,Just tiring to make everything to perfection to get the most out of it,Its shooting 318Fps now with my new string, Hopping to get a little more out of it.
If your shooting with fingers you do not have a d-loop on the string.
When I set a bow up I set the nock point (I use tied-on sets) so that the arrow is perfectly square off the string and thru the center of the berger (rest mount) holes. Then when I tune (bareshaft if its a target bow or bareshaft and broadhead tuning if its a hunting bow) I adjust the rest up or down as needed to get bareshafts to impact straight and/or to get field points and broadheads to impact together. I dont move the nock point once it is square - just the rest.
Then I move on to adjusting the centershot.
As a side note - I use a loop on my target bow but use my release right off the string on my hunting bow. With the target bow I tie my nock-set on above the arrow nock, tie another one on a hair below the arrow nock then tie the d-loop outside the two nock-sets. On my hunting bow I tie the nock-set on above the arrow nock, use an 'eliminator button' below the arrow nock and clip my release right on the string below that.
I never hunt out of a tree stand or blind, it's always spot and stalk (crawl) and I dont like to take my eyes off the quarry or fumble around trying to hook up the release to a loop. Just a personal thing for me. I also use a wrist sling on the target bow but not hunting because I dont like it tied to my arm when I'm crawling around thru the cactus trying to get close to an antelope or such. Like I said - it's just me - not any reason as far as how the bow shoots.
I have D loops on all my bows. and use hand held releases for target and hunting, when I make a stalk I just clip it to the D loop so I have both hands free, works great, I've been doing it this way for more then 30 years,
I set my nock point 1/8" high and adjust my rest as needed.
Depends on the bow/arrow combo. I always start at 3/16" but more times than not end up a little lower than that.


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One most of the hike I'm usually in forward motion mode and don't take time to get shots where I have to stop, setup the tripod, do many tests to get the settings right, etc. During Flags on the 48, since I knew I had all day, I finally got some of the obligatory waterfall shots. Camera starting acting up that day and couldn't keep if from shooting 1-2 stops under, so photoshop was required to bring these back.
Anyone know if each fall has its own name?


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Proceedings of the 161st ARL Membership Meeting, October 2012.
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Smith identifies two aspects of scientific and engineering data that relate to academic libraries: data as primary source material available for further research and experimentation, using particular datasets or groups of datasets; and data as part of "enhanced publications" that form the basis of modern, digital scholarly communication for the September 2006 ARL Workshop on New Collaborative Relationships: The Role of Academic Libraries in the Digital Data Universe held at the National Science Foundation.
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Your Industry Resource for 450mm News and Information
450mm Standards Update: October 2014
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EUV is Key to 450mm Wafers
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What Happened to 450mm?
450mm Standards Update: Oct 2014 (SEMI, Oct 13)
450mm Development Status Reports from SEMICON West 2014 (SEMI, Aug 5)
Pfeiffer Vacuum joins the Facilities 450mm Consortium (SST, Aug 20)
450mm Development Status Reports from SEMICON West 2014 (SEMI, Aug 5)
EUV is Key to 450mm Wafers (SemiEngin, July 31)
What Happened to 450mm? (SemiEngin, July 17)
G450C GM Paul Farrar Discusses the First 450mm Patterned Wafer, Progress at SEMICON West 2014 (July 10)
NanoCollege Unveils First Patterned 450mm Wafer (TimesUnion, July 8)
450mm Technology Development Update at SEMICON West 2014 (Agenda for Thursday, July 10)
Chad Industries will demonstrate world-class flexible automated wafer handling for 450mm wafers at SEMICON West 2014 (June 12)
NanoCollege Taking the "Notch" out of Chip Wafers (TimesUnion, June 12)
EUV Nudges toward 10nm (EE Times, June 5)
Interview with: Christophe Maleville (Soitec) on Wafers in the FD-SOI Supply Chain (Semiconductor Manufacturing and Design, June)
Is 450mm Dead in the Water? (SemiEngin, May 15)
Metro450 Conference 2014 Discusses all Things 450mm Wafers (Pradeep Blog, May 8)
Advancements in Nanoscale Manufacturing (SemiWiki, Apr 10)
Governor Cuomo Announces Milestone for Global 450mm Consortium (Governor's Office, April 2)
G450C Names TSMC Official to a Top Post (Times Union, Mar 25)
ASML: Chip Makers Calling Shots on 450mm Pause (Times Union, Mar 19)
450mm Update: SEMI Standards (SEMI, Mar 2014)
Intel Bullish on New Wafers (TimesUnion, Mar 18)
Moore's Law has stopped at 28nm (SST, Mar)
Why 450mm Will Be Pushed Back Even Further (EE Times, Feb 28)
G450C Selects SOKUDO Immersion ArF Lithography Track to Be Added to Dainippon Screen's 450mm Tool Set in New York (WSJ, Feb 24)
Executive Insight: Luc Van den Hove (SemiEngineering, Feb 20)
Faltering 450mm? (ElecWeekly, Jan 27)
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Coming home about a month ago, I saw a doe with her weird looking fawn crossing the road. I rushed and to get my camera only to come back to see them gone.
Today, I was heading for the dentist when I saw them again. Sooo, drove back home grab the camera and took these pictures.
Mom with her piebald fawn.
The other fawn . . . 10 yard!!!


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Sophomores Dusty Boyer and Marc Herrmann took home awards from the Big Ten Banquet last Thursday in East Lansing, Mich. after the first round of the Big Ten Tournament. At the banquet, all members were announced for First and Second-Team All-Big Ten Conference as well as the Freshman of the Year, Player of the Year, Coach of the Year, and all of the Sportsmanship Award winners.
Boyer received First-Team All-Big Ten Honors at the banquet for his performances this season in the conference. Boyer was a stronghold on the singles court, heading up the Huskers lineup at the No. 1 spot and moving his way into the ITA Top 125 singles rankings later in the season. Another Husker to receive an award was Herrmann, who took home Nebraska's Big Ten Sportsmanship Award.
The criteria for the Sportsmanship Award is that the student-athletes chosen are individuals who have distinguished themselves through sportsmanship and ethical behavior. These student-athletes must also be in good academic standing and have demonstrated good citizenship outside of the sports-competition setting.
See the complete lists of all conference winners below:
MEN'S TENNIS ALL-BIG TEN TEAMS First-Team All-Big TenFARRIS GOSEA, IllinoisJared Hiltzik, IllinoisTim Kopinski, IllinoisAlex Petrone, MichiganDrew Lied, Michigan StateLEANDRO TOLEDO, MinnesotaDusty Boyer, NebraskaSam Shropshire, NorthwesternRaleigh Smith, NorthwesternPETER KOBELT, Ohio StateHerkko Pollanen, Ohio StateLEONARD STAKHOVSKY, Penn State Second-Team All-Big Ten*Sam Monette, IndianaJonas Dierckx, IowaJohn Patrick Mullane, Michigan StateHunter Callahan, Ohio StateKevin Metka, Ohio StateRalf Steinbach, Ohio StateRussell Bader, Penn StateMark Kovacs, PurdueRicky Medinilla, Purdue Unanimous selections in CAPS* Additional honorees due to a tie INDIVIDUAL AWARDSAthlete of the Year: Farris Gosea, IllinoisFreshman of the Year: Sam Shropshire, NorthwesternCoach of the Year: Ty Tucker, Ohio State SPORTSMANSHIP AWARD HONOREESTim Kopinski, IllinoisDimitrije Tasic, IndianaMichael Swank, IowaShaun Bernstein, MichiganAaron Pfister, Michigan StateJack Hamburg, MinnesotaMarc Herrmann, NebraskaAlex Pasareanu, NorthwesternHunter Callahan, Ohio StateMatt Barry, Penn StateAaron Dujovne, PurdueJohn Zordani, Wisconsin
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About Rose Wilder Lane
Rose Wilder Lane was one of the highest paid writers in the United States during her days as a journalist, war correspondent, and novelist. The daughter of Laura Ingalls Wilder, she was widely considered a silent collaborator on the Little House series. She lived from 1886 until 1968.Sort by Title
Give Me Liberty
Rose Wilder Lane Updated 3/6/2013Digital Book Rose Wilder Lane in her youth supported the Russian Revolution, but a trip to Russia quickly dispelled her illusions. She realized that the mass politics of socialism necessarily suppressed individual freedom. America was founded on...
The Discovery of Freedom
Rose Wilder Lane Updated 5/14/2010With new forewords by Roger Lea MacBride and Hans F. Sennholz What an American original was Rose Wilder Lane! What a treasure! She lived from 1886 until 1968, the daughter of Laura Ingalls Wilder, and widely considered a silent collaborator on t...
Give Me Liberty
Rose Wilder Lane Updated 9/14/2007Rose Wilder Lane Give Me Liberty...


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What a day I had yesterday: I was on both the giving and receiving ends of giveaways.
This lovely photo is by Stitched In Color. I didn't win ALL of this great stuff, but I'm excited about it anyway. : )
First of all: Yes! I actually won a giveaway! First blog giveaway win EVER! I have terrible, awful luck when it comes to winning things. Here's a list of all the prizes I have won in random drawings during my 36 years of existence: A Prairie Home Companion t-shirt, a free ice cream cone, and lunch from Jimmy John's. THAT'S IT. And I won the t-shirt in 1995—at the time, I was a junior in college and might as well have been unaware NPR even existed. So yeah, I'm not traditionally a big fat winner when it comes to these things.
But yesterday I found out that I won the Halloween Fat Quarter Surprise from Stitched In Color! I get a stack of 8 designer fat quarters from Sew Love Fabrics. Ruth of Sew Love will choose what FQs I get, but all of her stuff is so fabulous, I'm sure I'll love whatever she sends. So thank you thank you thank you to Rachel of Stitched In Color and Ruth of Sew Love for brightening my day. And yay for good giveaway karma. I figured it had to happen sometime.
On the other end of the spectrum, I huddled with Elizabeth of Don't Call Me Betsy last week regarding the custom blog header she won in my giveaway. The result of our collaboration is now up and running on Elizabeth's blog. So go on over there and check out her remodeled digs. Hope you like it—and that you all have good giveaway karma too!
Tuesday, November 2, 2010
Giving and Receiving
5 comments:
I've been there this morning...it's beautiful!ReplyDelete
Congrats on your win...winning is so much fun!
Lucky you!ReplyDelete
That header is awesome!
I saw that you won! Yay fo ryou Lee! And LOVE that header! nice.ReplyDelete
~Monika (MOE-nee-kah)from Canada
Congrats on your win!ReplyDelete
You did a great job on her header too!
Jennifer :)
Oh, yay, it must be giveaway karma! Have a good giveaway, win a good giveaway. What a truly awesome stack of fabric, to such a deserving person :) Thank you again for my header, I really love it!ReplyDelete
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