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Matt Williams: Ready for the leadership ride
Nebraska community banker is up for the challenges of leading the industry. And he'll have plenty
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- Written by Bill Streeter
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- Comments: DISQUS_COMMENTS
Matt's good on the long climbs," says a close friend of Matt Williams, who rides mountain bikes with him on the hilly terrain south of Gothenburg, Neb. The friend attributes that to Williams' years of running almost every day since he was a high school track star. A few years ago, a bad knee forced him to give up running, so he took up cycling, and pursues that with the same competitive zest that he does with everything he puts his hand to.
Being good on a long climb is an ideal attribute for the leaders of the nation's largest banking trade group. Although the industry faces new challenges seemingly every day, the resolution of these problems is usually a long slog requiring determination and a lot of hard work. Williams, whose term as ABA chairman begins with his election at the association's Annual Convention this month, understands this well. He's been part of the ABA leadership team for five years already. He also understands the need to move quickly at times—sort of like being a sprinter and a marathoner, of which he's done both.
People who know the fourth-generation banker, chairman and president of Gothenburg State Bank, say that he has the ability, much like his father, Robert, to look on problems as opportunities.
Nothing makes this point more strongly than the ongoing, multi-year community development effort that's helping Gothenburg draw its young people back home.
Four Fortune 500 companies have substantial operations in the farm community of 3,800—not all of them agriculturally related. Williams does not claim credit for all this. But others will tell you that he has been instrumental in local development efforts, devoting up to 40% of his time to it some years.
Some may feel that time would be better spent on behalf of the bank's shareholders, by focusing more on how to grow the bank. But for Williams, the two things are one and the same. Growth for Gothenburg State Bank, currently just under $120 million in assets, comes from the growth of its community. The bank has only two locations, and Williams has deliberately not set up shop in fast-growing communities far afield from Gothenburg. He has chosen instead to grow his own market, and the bank has grown along with it.
Deep roots in deep soil
Gothenburg is situated about in the middle of Nebraska, two-and-a-half hours west of Lincoln in the Platte River valley. Before the city was founded in 1882, the Oregon Trail wound through the area, as did the route of the Pony Express. Named after Gothenburg, Sweden, the city has been a center of agriculture from the start, with corn and soybeans the dominant crops, along with cattle ranching.
In addition to its rich soil and tall prairie grass, Gothenburg (and much of the state) sits atop the vast Ogallala Aquifer. That, plus a network of irrigation canals and reservoirs built in the 1930s and 1940s, have insulated the region's crops from this year's drought.
Matt Williams' great-grandfather, a Pennsylvania coal miner, came west for health reasons in the last part of the 19th century and founded two Gothenburg institutions that survive to this day under family control: the 96 Ranch and the Gothenburg State Bank; the bank was founded in 1902. Another local institution, the Presbyterian Church, resulted, in part, from a Williams family member's vision—in this case, Matt Williams' great-grandmother. She and five other women organized the formation and building of the church in 1904. It has been a big part of the family's life ever since.
A lifelong lesson
Despite having a bank in the family, it was farming that shaped Matt Williams' work ethic. Even though his father was the bank's president, he also managed the ranch, where young Williams spent many summers and weekends working. He hauled hay, worked cattle, built and mended fences, and did a host of other farm chores.
"You worked no matter what the weather," he recalls. "It didn't matter if it was 100 degrees, because the job had to be done."
One summer, when he was about 15, Williams was working on a new bale wagon with the farm's foreman. After a stint driving, it was his turn to pile bales on the wagon. He tried to keep the pace set by the foreman, but he realized he couldn't do it. Mortified, he called "time out." As he says, he hadn't been prepared for the job—either physically or in terms of knowing the proper techniques—and he vowed not to let that happen again.
"It taught me a lot about what you have to do to be prepared," he says. Since then, Williams has kept himself in shape physically by running (and, now, cycling), and he also makes sure that whatever he undertakes—be it an ABA speech or a visit to a corporate prospect for the community—he is prepared.
Life imitates art in Gothenburg
Although it's almost a cliché to say it, nevertheless it's true that Matt Williams has lived a real-life Wonderful Life. No angels have approached him (at least not that he's mentioned), but early in life he was forced to choose between the career he really wanted and returning to his hometown to help out at the family bank, much as in the movie, when Jimmy Stewart had to stay behind to run the Bailey Bros. Building & Loan while his younger brother went off to war and fame.
While an undergraduate at the University of Nebraska in Lincoln, it was law, not banking or agriculture, that most interested Williams. He did very well in law school, inspired by an uncle who was a noted Washington tax attorney. At UNL, he met and married his wife, Sue, a nursing student who supported him through law school. The two looked forward to moving East, where Williams had opportunities to work for large law firms.
Life had other ideas. Between Williams' junior and senior years of law school, his father died of cancer at 56. The family, most of whom were involved in the farming side of the family business, asked Matt if he would come back to help run the bank. That was in 1973 and he was just 24.
It was a blow in many ways. But the sense of duty and responsibility to the family outweighed both his desire to pursue the law and the young couple's natural wish to see the world beyond a small town. After much discussion, they decided to look on it as an opportunity and agreed to come back after he finished law school.
Almost 40 years later, there are no regrets. In fact, Williams really can't imagine living anywhere else or doing another job. Both the bank and the community have benefited from the couple's decision to come back.
For her part, Sue put her RN training to good use, bringing Lamaze childbirth classes to Gothenburg and working at a cardiac rehab facility before staying home to raise the couple's two children, Robert and Julie.
Though never used formally, Williams' legal training has been useful. "It did teach me a method of critical thinking—how to analyze issues and negotiate solutions—that I've used all my life since then," he says.
It also helped develop good communication skills, notes Nebraska Bankers Association President George Beattie. Williams, NBA chairman in 2003-4, usually speaks from points and stands away from the podium.
The ag crisis—never again
Like many other Midwestern institutions, Gothenburg State Bank got caught up in the lending mistakes of the agricultural crisis of the 1980s. "As a bank and as an industry, we should not have let it get as far as it did," says Williams. "The problem was, to some degree, everybody was doing it. If we didn't make the loan, another bank would. I would never say that to justify our actions, however, because in your own bank you are the custodian—you have to make the decisions."
During the crisis, farmers were going broke and that hurt the rest of the local business community as well as the bank. With his legal training, you might have expected Williams to stick to the letter of the contract in dealing with troubled borrowers. Quite the contrary.
Duane Oliver, a board member who recently retired as the bank's operations officer, says that under Williams' direction, the bank worked with struggling farmers, giving them as much leeway as possible and treating them with dignity. As a result, over the course of the crisis, only two farm customers filed for bankruptcy—far fewer than many other banks experienced.
The difficult episode left a lasting impression. "It changed me," says Williams, "and it changed our management team. You became blood brothers. The oath you swore was, 'We're never going to let this happen to our bank again'."
Fast-forward to 2012.
Over the past decade, agriculture has enjoyed a string of very profitable years. Land prices in Nebraska increased 40% last year, and people have raised the specter of another bubble. As Williams testified in Congress earlier this year, the situation now is different from the 1980s. Farmers have much less debt, and would be better able to withstand a sharp downturn in land values. However, Williams also is adamant that bankers have to carefully monitor the situation. "We can't ignore the possibility that this could be a bubble and be sure we are positioned to withstand it."
Work hard; play hard
Lest you get the impression that Matt Williams, while he may be a good guy, sounds a little bit like, well, "George Bailey" (did we mention that he sings in his church choir?), his friends and family—and Williams himself—will disabuse you of that notion. It's true that the years, greater responsibilities, and broken bones have slowed him down a bit. But not much. It was just this past February that he broke his collarbone riding his mountain bike through a patch of mud and ice one morning.
Over the years, much of Williams' energy when not working has been focused on Jeffrey Lake, one of the irrigation reservoirs outside town where his family has had a cabin for many years. The accompanying photo of him, his wife, and grandchildren on a jet ski (p. 38) doesn't do justice to the adventures he and his friends have had. Years ago, they built a water-ski jump out of barrels and plywood and then launched themselves off it behind a ski boat. There also was a kite-skiing experiment, among other enterprises.
In a special category is University of Nebraska football. Williams' son Robert describes his dad as "a Husker fan to the nth degree." The family has season tickets, which are probably worth more than Apple stock, considering Husker games have been sold out since 1961.
They work hard and play hard on the Great Plains. They also take their music seriously—at least the Williams family always has. Matt's sister, Jan, is director of the church choir, as were both their father and mother before her. Matt, who led the church children's choir for years—now led by his daughter, Julie—played trombone in high school and sang and played guitar in a band. He still loves to sing and has a marvelous tenor voice, which he also uses to good effect in the bank's radio commercials.
Still pioneering
It's people that enable Gothenburg State Bank to excel, Williams firmly believes. "We never view ourselves as having limited resources," he says in tribute to the 28 people the bank employs. In fact his ABA service has been made possible by these employees stepping up to do more. He cites three in particular who have taken on additional executive responsibilities: his long-time executive secretary, Ruthie Franzen; Luke Rickertsen, senior ag lender, board member and Williams' son-in-law; and Mike Hilderbrand, senior lender and board member.
The staff, plus the technology choices community banks now have, has also enabled GSB to stay up with customer expectations. The bank's slogan is, "Still pioneering." It connects with the bank's heritage and with the Pony Express logo it uses. But it means much more.
"It's a slogan we challenge ourselves to live up to," says Williams, adding, "No customer should have to take a step backwards with products or services to do business with us."
The bank has made a major commitment to technology with online banking, mobile banking, and a recently launched Facebook page. It is rolling out mobile check capture this fall. Not keeping up with technology is slow death for a bank, says Williams.
Because 75% of GSB's loans are agricultural—either direct or ag real estate-related—the bank's No. 1 ag-loan competitor is Farm Credit. With an advantage resulting from the implicit government guarantee of its bonds, and its tax-advantaged structure, Farm Credit is tough to match on rates. To compete, GSB relies as much as possible on its close knowledge of a customer's business, and on its expertise in financial analysis.
The approach works. Through the second quarter, the subchapter S bank's return on assets was 1.78% and its return on equity 14.05%. Both figures were down slightly from the previous year, due largely to a lower net interest margin and lower noninterest income—both resulting from the impact of government policies. Net charge-offs were just 0.03% of total loans. Core capital stood at 12.11%.
As important, if not more so, than core capital is the bank's core values. Williams brings them up frequently at the bank's Friday all-staff meetings. They are:
• "Recognize the importance of people—customers and employees. Together we can accomplish much."
• "Conduct ourselves with a sense of responsibility and an unwavering commitment to doing things right. The ethical line is a bright yellow line, not a gray one."
• "Strive to reach our potential—we don't know how high we can reach."
• "We are the custodians for our business, our community, our families, and, most importantly, ourselves. Custodians take responsibility. They don't quit, and they don't blame."
Williams' son, Robert, a lawyer in Omaha, who is a GSB director, says he thinks the bank's success is the result of doing things the right way.
The chairman's gavel
Matt Williams recognizes that ABA leadership doesn't really have a starting and ending point because each chairman overlaps with new leaders joining the team as others roll off. Still, each chairman has his or her priorities, and the same values just described will guide Williams in his role as ABA chairman in the coming year.
Which issues are most critical varies by each member's situation, says Williams. "If your bank is struggling on the low side of the capital bar right now, then Basel III and Dodd-Frank's higher capital requirements are absolutely critical." For all banks, the piling on of additional rules and regulations under Dodd-Frank is vitally important. The focus on those challenges, as well as the effort to rebuild relationships with regulators, will continue as ABA priorities during Williams' term.
The fact that ABA covers all this and much more was a key reason why Williams got involved with the association.
"Matt was convinced ABA was the way to take care of banking; they had the power in Washington," observes Duane Oliver. Says Williams: "I just felt that ABA makes a difference, and I wanted to be a part of that."
The promise of financial education
Beyond the issues described above, Williams has a passion for financial education and already has been working with ABA's executive staff on several initiatives.
"I think it's a critical issue for the country," he says. "As a banker, I have experienced situations where a lack of financial knowledge has damaged peoples' lives. As an industry, it would be great if we could step up and assume a leadership role with financial education. Every bank, regardless of size, can get involved."
As George Beattie observed about Williams, "He doesn't ask you to do anything he wouldn't do himself." So, Gothenburg State Bank has made a significant commitment of time and dollars to bring a financial education curriculum to local schools, among other steps.
Williams believes increased support of financial education by banks could help reestablish a concept that has been lost by policymakers: that banking is critical to the economic survival of the country. "I believe we can change how banking and bankers are viewed."
What needs to be done
Given the range, number, and complexity of issues the ABA wrestles with, is Williams daunted by the challenge? "Daunted" is not in his lexicon.
With the right people, he believes, you can tackle anything—"It's not the size of the problem, it's the size of the minds and hearts of the people who are trying to solve it that make the difference."
On that score, he says the industry is well-equipped with the talented professional staff at ABA and the volunteer banker leaders that direct that staff and participate on committees and task forces.
But it will take more than that to move the needle, in Williams' view. It will take a sense of responsibility from a far greater percentage of the industry's ranks. He acknowledges the difficulties faced by many banks—sometimes from things not of their own doing.
But giving in to the difficulties by calling it quits or by pointing fingers will not change anything, he says. To Williams, the only effective response to difficulties is to take responsibility for the future of the industry and to stand up for banking.
"It's our responsibility, as custodians of our industry, to work to repair relationships with regulators; to support BankPAC; to volunteer for association committees and task forces; to help improve the level of financial education; and to tell the stories of the good things bankers do across the country. We can't depend on anybody else doing that.
"One more thing," he adds: "Recruit another banker to do this with you. It is no longer acceptable to let someone else carry the water."
Matt Williams' other job
The crown jewel was Frito-Lay. It took three years for the Gothenburg, Neb., "sales team" to bring it about, but now one of two Frito-Lay corn-gathering facilities in the United States is based in this small city on the Great Plains.
Local banker Matt Williams, president of Gothenburg State Bank, was a driving force in making this happen. He flew to Frito-Lay headquarters in Plano, Texas, with other local representatives to make a crucial presentation.
Three other Fortune 500 businesses now have operations in the city of 3,800—recruited by Gothenburg's development team.
"Like many agricultural communities, Gothenburg suffered during the farm crisis of the 1980s," Williams relates. "A group of citizens made a commitment to be proactive to ensure that Gothenburg had a future. They didn't just throw up their hands." He was one of them.
As always, funding was needed. The group worked with the city to get an economic development sales tax on the ballot, which passed by just 22 votes. With the proceeds, the group turned their attention to bringing in companies to create jobs—the top priority. Their first success was Baldwin Filters, in 1990, which brought 200 jobs.
After Baldwin came Frito-Lay, Monsanto's Water Utilization Learning Center, and others. In all, more than $60 million has been invested by companies coming into Gothenburg, and 550 new jobs have been added. Also, the tax base has grown from $39 million in 1990 to more than $183 million today, and the city's population has grown 9%.
Much more was involved beyond recruiting new businesses. The companies—and their employees—needed housing, quality health care and educational facilities, plus recreational opportunities. All this was tackled, and the result was an upward spiral of growth and improvement. Williams and others, for example, were instrumental in working with the U.S. Department of Agriculture to finance a new critical-care facility. Likewise, they helped develop the links-style Wild Horse Golf Club, which now attracts 10,000 outside golf rounds a year.
In all these things, the community worked hard to get many people involved so they would have ownership in the broadest sense.
"We have always taken the approach that projects shouldn't be funded only by people who can write large checks," says Williams.
That kind of broad involvement combined with can-do leadership, made all the difference. Williams believes elements of this approach could prove useful to the challenges banks face.
Tagged under ABA,


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Cadel Evans of the BMC Racing Team stayed with the top contenders and showed some aggression of his own on the mountainous finish of a snowy Col du Galibier Sunday to keep his hold on second place overall at the Giro d'Italia.
Weather Has Been A Factor
Evans made his own attack at 700 meters to go on the way to finishing eighth on the stage won by Giovanni Visconti (Movistar Team). Evans crossed the line in the same time as race leader Vincenzo Nibali (Astana Pro Team) and nearly all of the top contenders to remain 1:26 off the lead with six stages to go. "In the conditions, it wasn't exactly favorable for those kind of attacks," Evans said. "I didn't have a bad day but at least I am back at my level. No time lost but no time gained either." Evans said some challenges of the race have come from an uncontrollable factor: the weather. "As a rider, just to stay healthy is really difficult with the changing weather conditions," he said. "The weather changes quicker than we can change our clothes. The third week of the race comes after a first week that was even harder than expected and a second week that was harder than expected because of the weather."
Good Support Around Evans
The Giro enjoys its second rest day of the three-week race Monday before resuming Tuesday with a 238 km medium mountain stage. The peloton rode together up the first climb of Sunday's 145-kilometer stage which had its finish moved 4.25 km down the summit to Les Granges du Galibier (Pantani Monument) due to snow. BMC Racing Team Assistant Director Fabio Baldato said he was impressed with the support the team provided Evans. "Into the last four kilometers, Steve Morabito and Ivan Santaromita were with him, which was good for his morale," Baldato said. "Then Morabito brought him onto the wheel of Nibali because it was turning from headwind to tailwind. So it was a dangerous moment where someone could have tried an attack."
Listen to complete comments from Baldato and Evans on the BMC Racing Team's special Giro d'Italia Audio Line.

subset: commoncrawl


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HOME Trevor Bayne Gear Trevor Bayne Diecast Trevor Bayne Diecast 1:24 Scale Diecast (12 items) Product ID: 1117849
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Widely regarded as the most important and prestigious race on the NASCAR calendar, the Daytona 500 is considered the Super Bowl of Stock Car Racing. Celebrate the winner of The Great American Race™ in 2011 with this 1:24-scale collectible car. It features a die-cast body and chassis, a color chrome finish, a fabric window net, and an opening hood and trunk.
- 1:24-Scale die-cast collectible
- Accurate header contour
- Car-specific DIN included for registration
- Collector's card
- Color chrome finish
- Detailed disk brake assembly
- Detailed trunk compartment with authentic painted fuel cell
- Detailed, front working suspension
- Die-cast collectible car
- Die-cast tie rod assembly
- Fabric window net
- Included display case
- Includes a sticker designating its production quantity to heighten its future value
- Interior hoses painted black
- Limited edition of 292
- More than 100 total parts and pieces
- Officially licensed
- Opening hood and trunk
- Painted window detail
- Realistic radiator
- Rear window funnel access
- Roof camera
- Rubber tires
- Spark plug wires
- Stamped metal hinges on hood and trunk
- White drive shaft
- Working rack and pinion steering
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Customized items can be personalized with options such as your name, your favorite number, and/or designs. Some options may be limited by league rules.


text: PSB Imagine S Tri-mode surround speakers (Gloss White) Zoom Gloss White Back Photos Videos Item #: 760IMGNSGW Be the first to write a review Low Stock Free Crutchfield lifetime tech support Free Shipping Your price $1,359.99 pair Available options: Black Ash-$1,299.99 Dark Cherry-$1,299.99 Gloss Black-$1,359.99 Gloss White-$1,359.99 Add to cart + Add to wishlist Email me alerts for this product Buy this item and earn up to 1360 Rewards points See more offers and ways to save Special Financing Available x By buying this product you'll earn up to 1360 Rewards points. When you sign up for a Crutchfield account, you'll be enrolled in Crutchfield Rewards. You'll earn one point for every dollar you spend on gear from us. You can turn your points into Rewards Cards that you can use toward future purchases. You can sign up for an account now, or after you complete your purchase (you'll get credit for the points either way). Sign up for a Crutchfield account Overview Details Customer Reviews Q&A Articles & Videos Accessories Our take on the PSB Imagine S by Dave Bar Versatile surround speakers accommodate virtually any kind of home theater setup PSB's elegant-looking Imagine S speakers prove that great things do come in small packages. They're voiced to match the tower and bookshelf speakers in the Imagine line, and they provide enveloping surround-channel effects for immersive home theater. The Imagine line borrows technology developed for PSB's higher-end Synchrony series, so you get audiophile-quality performance in a high-value speaker. The Imagine S speakers each feature two aluminum baffles set at an angle to each other, each containing a 1" tweeter mounted below a 5-1/4" woofer. Their Tri-mode Surround design means you can wire them in three different configurations, depending on your setup: dipole: gives you diffuse sound, ideal when the speakers are placed to the sides of the listening area bipole: more direct sound, better for when the speakers are placed behind the listening area dual monopole: wire one set of drivers to a "surround" channel, and the other to a "rear" channel on your receiver lets you take advantage of 6.1- or 7.1-channel sound using only a single pair of speakers in the back of your room PSB's Imagine speaker family (Imagine S shown center bottom) Precise driver design for natural sound The drivers are mounted flush with the smooth front baffles, for improved sound dispersion. The Imagine Ss each feature two highly accurate 1" titanium dome tweeters that produce smooth, sparkling highs. The 5-1/4" woofers use a proprietary ceramic-filled polypropylene cone, which makes them very stiff and light. The resulting midrange is clean and balanced, with tight bass response. Highly efficient motor structures with unique compound magnets help reduce audible distortion. It all adds up to seamless sound as special effects move from side-to-side and overhead. PSB's Imagine speakers feature acoustically inert enclosures, with seamless, unbroken surfaces that are beautiful to look at. Solid, elegantly curved cabinets with a real-wood veneer finish All Imagine speakers have smooth, 1-1/2" thick front baffles that blend almost seamlessly with the seven-layer laminated MDF side, top, and bottom panels. Plus, the heavy internal bracing ensures an impressively solid, acoustically inert enclosure. The top, side, and bottom panels are clad in real wood veneer that's hand selected for its beauty and quality. Got wire? Most speakers don't include any. Learn about choosing and installing speaker wire at the Crutchfield Learning Center. Shop our selection of speaker wire. See more info on this item Highlights:frequency response: 65-23,000 Hz (±3dB)sensitivity: 89 dB4-ohm impedance suited for high-current amplifiersrecommended power: 20-150 wattsdual 1" titanium dome tweeters with neodymium magnetsdual 5-1/4" injection-molded, clay ceramic-filled polypropylene woofersacoustic suspension (sealed) designhand-selected, real wood veneer finishdipole/bipole/dual channel monopole wiring optionstwo sets of gold-plated five way binding posts — can be bi-wired10-3/4"W x 12-5/8"H x 7-1/8"Dwarranty: 5 yearsOur 60-day money-back guarantee Hands-on research from the Crutchfield Labs (what are the Labs?) Features and specs chart | What's in the box? | In-depth notes Features and Specs Enclosure Acoustic Suspension Bipole or Dipole Both Tweeter Dome Midrange size (inches) --- Woofer size (inches) 5-1/4 Connector Type 5-way posts Power Range 20-150 Sensitivity 89 dB Impedance (Ohms) 4 Frequency Response 65-23k Hz Height (inches) 12 5/8 Width (inches) 10 3/4 Depth (inches) 7 1/8 Weight (pounds) 16.3 Mounting Bracket Included Yes Parts Warranty 5 Years Labor Warranty 5 Years Product Research What's in the box? 2 Dipole/Bipole surround speakers 4 Grilles 6 Adhesive backed rubber feet 4 Input terminal jumpers (installed) 4 Input terminal jumper wires (each is 3" long and has spade connectors on both ends) 2 Wall mount brackets 8 Drywall anchors 8 Self-tapping screws Owner's manual (English/ French/ Spanish) Specification and Wiring guide (English/ French/ Spanish) Warranty information Wall mounting template psb website information Our Product Research Team At Crutchfield, you'll get detailed, accurate information that's hard to find elsewhere. That's because we have our own in-house Product Research team — they open the box, verify contents, check the owner's manual, and record dimensions, features and specs. We stay on top of new products and technologies to help people make informed choices. Driver Technology Connections Mounting Options Specifications Driver Technology Surround Design: An Imagine S speaker is two 2-way speakers built into one cabinet; each having its own woofer, tweeter, and crossover. The drivers are mounted on baffles facing in different directions, approximately 120° apart. Because the two speaker sections are wired to discrete terminals there are multiple ways to connect the drivers; as a dipole speaker (out of phase using the included jumper wires), as a bipole speaker (in phase using the factory installed jumpers), or as two separate channels. If you're mounting the speakers on the side walls in line with your listening position, the dipole mode will create a diffuse, ambient soundfield. If you're placing them behind your listening position, the bipole mode fires the drivers in phase to flood the area with surround sound. It's also possible to use one pair of Imagine S speakers for both surround and surround back channels, wiring the forward firing baffles to the surround channels and the rear firing baffles to the surround back channels. Cone Design: The woofer cones are ceramic filled polypropylene and use rubber surrounds. The aluminum phase plug mechanically smoothes the response and acts as a heat sink for the voice coil, reducing power compression. Tweeter: The 1" titanium, Ferrofluid cooled dome tweeters' light yet rigid diaphragm and over hung voice coil, combined with a computer optimized magnetic circuit produce an extended high frequency response that remains distortion free even at extreme volume levels. The front baffle is designed to eliminate mid and high frequency diffractions, maximizing three dimensional realism. Crossover Network: The crossovers (two networks per speaker) are 2-way acoustical fourth order Linkwitz-Riley type with a 24 dB/octave slope. Tight tolerances were used when choosing the crossover components; heavy multi-laminated iron cores are used for large value inductors, high gauge wire air core inductors are used for medium and small values, all the capacitors are low loss and film capacitors are used for the midrange and treble frequencies. The tweeters and woofers are crossed over at 2,000 Hz. Connections Dual Binding Posts: The dual 5-way binding post input terminals are located on the lower rear of the speaker cabinet. Out of the box the two sets of binding posts are shorted together (in phase) by gold-plated jumpers. With the jumpers removed the two sections of the speaker can be wired out of phase (dipole) using the included jumper wires, or wired to separate channels. The binding posts will accept spade connectors, single or dual banana plugs, pin connectors, and bare wire up to 8 gauge. Note: If wall mounting the speakers, banana plug connectors should not be used (they protrude too far and the speakers won't hang properly using the included brackets). Mounting Options Mounting: The Imagine S can be wall mounted using the included brackets. The bracket adds approximately 1/4" to the depth of the speaker. Specifications Frequency Response: On Axis @ 0°: 65-23,000 Hz (+/-3 dB) On Axis @ 0°: 68-20,000 Hz (+/-1.5 dB) Off Axis @ 30°: 68-10,000 Hz (+/-1.5 dB) Low Frequency Cutoff -10 dB: 58 Hz Sensitivity: Anechoic Chamber: 87 dB Typical Listening Room: 89 dB Be the first to review this product Submit a review and then enter to win a $500 rewards card Review this product: Thanks for taking the time to share your experiences about this product. Please be sure to focus your comments on the product itself. Read our Review Guidelines for more information. Review title * Email Your email won't be visible. Please use the email address that is associated with your order. Display name (e.g., JohnD) Your review will be signed using the display name and location * Your location (e.g., Charlottesville, VA) * Your rating Click on a star to rate the overall product on a scale of 1-5 1500 characters left * Your review Attach a YouTube Review Crutchfield Video Review Guidelines Only submit videos that you made or are authorized to use. Do not submit videos that contain music, video or visuals that are copyrighted and belong to someone else. Please see our Review Guidelines for more information. Submit the URL of your YouTube™ video review or product demonstration. e.g., "http://www.youtube.com/v/o79TWHh598U" 500 characters left Pros 500 characters left Cons * Agree to Terms By checking this box you agree your review becomes the property of Crutchfield, that you are over 18 years of age, that you own or have owned this product, and that you are located within the United States or its territories. Please see our Review Guidelines for more information. We reserve the right (but are not obligated to) review all submissions and edit or remove any review in any manner which we deem necessary. Your review should be posted within seven days. Add accessories for the PSB Imagine S Add Accessories You'll need speaker wire to connect your surround speakers to your amp or receiver. No wire is included with this speaker. See all categories & accessories You'll need speaker wire to connect your surround speakers to your amp or receiver. No wire is included with this speaker. Speaker Wire with Connectors Cut your speaker wire to the exact length you need. Speaker Wire without Connectors Add connectors to your bulk speaker wire for a neater, easier, and more reliable installation. Connectors & Clamps Have your speakers installed by qualified professionals. Professional Installation Monster Cable SuperFlat Mini Decor-friendly speaker cable with gold pin connectors (50-foot spool) 25 people say Your Price: $34.95 Add to Cart AudioQuest X2 Speaker Cable 14-gauge cable, connectors optional (30 feet, Gray) Options 30 feet, Gray-$58.99 30 feet, White-$58.99 50 feet, Gray-$94.99 50 feet, White-$94.99 14-gauge cable, connectors optional (30 feet, Gray) 14-gauge cable, connectors optional (30 feet, White) 14-gauge cable, connectors optional (50 feet, Gray) 14-gauge cable, connectors optional (50 feet, White) 25 people say Your Price: $58.99 Add to Cart AudioQuest G2 Speaker Cable 16-gauge cable, connectors optional (30 feet, Gray) Options 30 feet, Gray-$38.99 30 feet, White-$38.99 50 feet, Gray-$64.99 50 feet, White-$64.99 16-gauge cable, connectors optional (30 feet, Gray) 16-gauge cable, connectors optional (30 feet, White) 16-gauge cable, connectors optional (50 feet, Gray) 16-gauge cable, connectors optional (50 feet, White) 19 people say Your Price: $38.99 Add to Cart Monster XPHP MKII Speaker cable with clear jacket (100 feet) Options 100 feet-$99.95 50 feet-$49.95 Speaker cable with clear jacket (100 feet) Speaker cable with clear jacket (50 feet) 8 people say Your Price: $99.95 Add to Cart Monster XP® Speaker cable with clear jacket, connectors optional (100 feet) Options 20 feet-$19.95 30 feet-$24.95 50 feet-$34.95 100 feet-$64.95 Speaker cable with clear jacket, connectors optional (20 feet) Speaker cable with clear jacket, connectors optional (30 feet) Speaker cable with clear jacket, connectors optional (50 feet) Speaker cable with clear jacket, connectors optional (100 feet) 50 people say Your Price: $64.95 Add to Cart Monster XP® Navajo White MkII Speaker cable (50 feet) 2 people say Your Price: $39.95 Add to Cart Monster Cable Dual Banana Speaker Connectors 1 pair 3 people say Your Price: $14.95 Add to Cart Monster QuickLock Self-Crimping Angled Spade Connectors 2 pairs 5 people say Your Price: $19.95 Add to Cart Monster QuickLock Self-Crimping Flex Pin Connectors 2 pairs 18 people say Your Price: $19.95 Add to Cart Monster QuickLock Self-Crimping Banana Connectors 2 pairs 64 people say Your Price: $19.95 Add to Cart Monster Twist-on Mini Banana Connectors 2 pair, 16-gauge 10 people say Your Price: $11.95 Add to Cart Monster Twist-on Banana Connectors 2 pair, 12-gauge 4 people say Your Price: $15.95 Add to Cart Premium 2-Speaker Home Theater Installation 1 person says Your Price: $239.99 Add to Cart Premium 5-Speaker Home Theater Installation 4 people say Your Price: $369.99 Add to Cart Premium 7-Speaker Home Theater Installation Your Price: $419.99 Add to Cart Deluxe Audio + Video Component Installation 4 people say Your Price: $139.99 Add to Cart Premium 6-Speaker Home Theater Installation Your Price: $379.99 Add to Cart Why choose SquareTrade? The #1-Rated Protection Plan Thousands of people have reviewed SquareTrade Protection Plans — and made us #1. 5-Day Service Guarantee & Free Shipping We'll repair or replace your item in five business days or less after we've received it, or your plan is free. And, as always, we pay for all shipping. Protection from Normal, Everyday Use Repairing your average mechanical or electrical failure can cost as much as buying a new device. With SquareTrade, you're covered — including parts and labor. For a more in-depth review and enhanced detailed information on the PSB Imagine S, please visit the Crutchfield website product page (/ISEO-rccbcspd/p_760IMGNSGW/PSB-Imagine-S-Gloss-White.html ). × Gloss White Back Searches related to the PSB Imagine S Tri-mode surround speakers PSB PSB Surround (Rear) Speakers Surround (Rear) Speakers under $1500 PSB Imagine S vs Definitive Technology SR-8040BP PSB Imagine S vs Polk Audio Blackstone TL2 PSB Imagine S vs Klipsch KL-525-THX


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AKC Registered Bullmastiff Puppy
• Female • $1,000
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• Female • $1,300
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• Female • $1,500
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Roder's Bullmastiffs
Member Since: January 2013
Location: Dallas / Fort Worth, Texas


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Monetary Disequilibrium Theory: An Unstable Foundation for the Theory of Free Banking
From the session on "Monetary Theory and Policy," presented at the Austrian Economics Research Conference. Recorded 21 March 2013 at the Ludwig von Mises Institute in Auburn, Alabama.
From: Austrian Economics Research Conference 2013 , Wednesday, March 27, 2013 by Jeffrey M. Herbener


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Location Finder
The best place for family fun
Watch your kids have a blast at the best place for family fun! We provide games, rides, prizes, food and entertainment for the whole family. Toddlers, big kids, and parents will all see why Chuck E. rocks.
Admission is always free, and all games are always just one token.
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Main Content
There was never a doubt in your mind about the Cardinal securing the 2013 Rose Bowl win! Commemorate Stanford's victory with this Banners Edge tee. The front of this tee features printed "Rose Bowl Champions" graphics, a Rose Bowl logo, and a team logo.
- Lightweight ribbed T-shirt
- Officially licensed collegiate product
- Rib-knit collar
- Screen print graphics
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When we mix together the ingredients for a cake, we begin by measuring the appropriate quantities of distinct and separate ingredients: flour, butter, eggs, sugar, milk. But somehow, when these are blended together in a particular order and baked at a particular temperature, we create an altogether different entity. The chemical composition of the ingredients has irrevocably changed; the cake smells, looks and tastes different from any single ingredient which we put into it at the outset; and through some magic which the chemist might explain but the cook usually does not comprehend, a transformation process has occurred which is nothing short of miraculous...
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Really whatever you feel comfortable with I say. I have the Bengal (single) shoot amazing. I have Alien (dual/binary) shoots amazing. Really with the two, there is no noticeable difference in the draw for me, but you can tell the Alien has a little more zip on it. For me, I actually shoot the Bengal better for some reason, whether or not that has to do with the cams is a whole nother story.
Do what feels right to you.


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Spotify $5
Recently launched in the U.S., Spotify gives you access to over 15 million songs accessible on your computer and mobile devices. Giving you the freedom to stream unlimited music and the ability to share music with friends, a spotify subscription is the perfect gift for music lovers.
Rietveld Architecture Art-Affordances
Vacancy Studies $32
Expanding on their expansive installation visualizing the magnitude of the Netherlands' 10,000 empty government buildings at the 2010 Venice biennale, Ronald and Erik Reitveld of RAAAF partnered with a multidisciplinary team at the Sandberg Institute to explore the concept of design potential within unused spaces in a new book. "Vacancy Studies: Experiments and Strategic Interventions in Architecture" spans possibility and optimism in the practical and satisfying approach architects and designers may take in seizing these opportunities.
Thames & Hudson
Architecture: the Whole Story $22
Living up to its lofty title, "Architecture: The Whole Story" satisfies designophiles and the uninitiated alike with a primer on everything we humans have built. From the pyramids to ancient temples and gothic churches, right up to Eero Saarinen's singular TWA terminal at JFK, and into today, structures get a thorough but digestible rundown on design features and greater societal impact.
Chris Stein / Negative $36
40 years ago, Chris Stein and Debbie Harry co-founded one of the most influential punk rock bands in Blondie. Stein, a photography student at NYC's School of Visual Arts, was already documenting the scene that they would help define. From those early moments forward, he turned his lens on scenes made available only to someone deeply embedded in their culture. Across 250 color and black and white photos, Stein's work now appears in one conclusive volume: "Chris Stein / Negative: Me, Blondie, and the Advent of Punk."
Draw Your Own Book $15
Operating under the premise that simplicity fosters imagination—keeping rules to a minimum—Supereditions presents Draw Your Own Book. These blank-page, pocket-size volumes call on anyone with a mind's eye to fill in the backstory behind titles like The Magic Sausage, The Angry Fairy, The Kingdom Up My Nose and more.
Seth Casteel
Underwater Puppies $15
Award-winning pet photographer and animal rights activist Seth Casteel compiled his captivating photographs of puppies under water into a book featuring 72 highly entertaining portraits.
Emily Spivack
Worn Stories $16
Brooklyn-based writer Emily Spivack has been publishing essays about people and their clothing since 2010 on her blog, Worn Stories. The highly personal accounts vary in tenor, but all maintain a thoughtful, honest sensibility. She's now taken the stories into the physical realm with her book of the same name, which includes narratives from the likes of Paola Antonelli, Rosanne Cash, Marina Abramovic, Rachel Comey, Pat Mahoney and more.
Dorothy Iannone: You Who Read Me With Passion Must Forever Be My Friends $35
In her search for "ecstatic unity," celebrated artist Dorothy Iannone creates beautifully subversive works that boldly explore sexual liberation and feminist ideologies. Her progressive image+text style is at once surprising, thoughtful, inspiring, profane, humorous and taboo-shattering. This brilliant compendium binds together a half-decade of familiar and rarely scene works for an in-depth look at Iannone's signature style.
Amanda Petrusich
Do Not Sell At Any Price $18
Music journalist Amanda Petrusich digs into the world of collecting the shellacked, 10-inch obscurities in her book, "Do Not Sell At Any Price: The Wild, Obsessive Hunt for the World's Rarest 78rpm Records." Her in-depth but personal tome takes a look at the fanatic subculture of collecting 79s, the music's historical significance and the characters mostly unwilling to part with their beloved treasures.
Damiani/ Third Line
Monir Shahroudy Farmanfarmaian: Cosmic Geometry $70
Persian-born artist Monir Shahroudy Farmanfarmaian fled occupied Iran during World War II for NYC, and her luminous body of work reflects the lifelong journey. Damiani publishes a comprehensive retrospective of Farmanfarmaian's graphic work juxtaposing mirror mosaics of her native land with the modern geometry of her adopted city.
William Wondriska
A Long Piece of String $16
Without a word, prominent graphic designer William Wondriska takes readers on a beautiful journey through the alphabet on a long piece of string. Published in 1963 and re-released in 2010, the profoundly simple graphic tale holds a timeless quality still beloved by most anyone, regardless of age, who lays eyes on its pages.
Lee Friedlander
Playing for the Benefit of the Band $65
Lee Friedlander's seminole 1992 monograph, "The Jazz People of New Orleans, Playing for the Benefit of the Band," has been re-released in an expanded edition available through Fraenkel Gallery. With more than 200 photographs in the new version, some published for the first time, the collection captures jazz greats and everyday players on their home turf, as well as the city's famed second line parades, between 1957 and 1982.
Sebastien Guenard + Marion Billet
Big Meals for Little Hands $18
Kids get equal access to the healthy, gourmet recipes of Michelin-starred French chef Sebastien Guenard in a colorful cookbook. Illustrations by Marion Billet help young cooks learn about sustainable and environmentally conscious cuisine, so they end up having fun with food while learning best practices at an early age.
Kurt Vonnegut
If This Isn't Nice, What Is? $17
One of the most influential voices in contemporary literary history also happened to be pitch-perfect with advice. "If This Isn't Nice, What Is?" compiles Kurt Vonnegut's graduation speech wisdom in a collection of enduring missives capable of inspiration at any stage of life.
Charlie Rubin
Strange Paradise $35
The often mind-bending manipulations of objects and images by the talented young artist Charlie Rubin are collected in a new volume, aptly titled "Strange Paradise," in which Rubin displays a balanced knack for photography and its distortion.
Nathaniel Stern
Interactive Art and Embodiment: The Implicit Body as Performance $23
In an extensive anthology showcasing his own work and that of several of his contemporaries, artist Nathaniel Stern explores the role of the body in interactive art with both beauty and clarity. Appropriately, the book includes a "digital companion" chapter that's available for free online.


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The increase, approved during the Cartersville City Council's Thursday night meeting, is in step with the council's scheduled move to a 100 percent exemption. While the increase will not take effect until January 2014, and a full exemption is not predicted until 2016, Mayor Matt Santini believed the gradual rolling back of the Freeport tax was a boon to the city.
"But I can tell you the fact that we're on that schedule, and that it's known by the state economic developers, the fact that we're simply on that track, even though we're not to 100, but the fact that we're heading there is benefitting us," he said during the council's work session.
Santini said the yearly 20 percent exemption increases were attractive for businesses, as they could plan their construction and business plans around the regular increases. In one example, Santini said a business might start construction in the middle of one year and open the next so that it could take advantage of a higher exemption percentage.
One of the keys to the increased Freeport exemptions, Santini added after the meeting, was the Cartersville School Board's cooperation in approving the exemption increases before the city council voted on the issue.
"The school system would be ... we approached them about whether or not they would be receptive to increasing Freeport [exemptions] and understanding that if businesses aren't locating here it's not going to increase the tax base, and they get a much larger percentage of the tax base than the city management operation does, and they were receptive to it," Santini said.
During its meeting, the council also discussed amending the fine schedule for city ordinances. Finance Director Tom Rhinehart said Harry White, Cartersville's municipal court judge, was concerned the city's minimum fines on some ordinances were too high.
The council had previously set the minimum fine amounts during a July 2012 meeting. Council member Kari Hodge and Santini questioned the rationale behind lowering the fine amounts White had recommended last year when he worked with a committee on adjusting the fines.
"I'm guessing that if he is the one who has to impose those fines ... he's probably seen actual situations where he might not fine the particular person as much as the ordinance requires," said City Attorney David Archer.
Archer then clarified that White was asking for the minimum amount to be lowered, but the judge would still be able to impose any fine amount he wished up to approximately $1,000.
As the fine amendment was seeing only its first reading, the council will take the issue up again during its next meeting.
The council also approved the repair of 13 speakers for five different warning sirens across the city. Cartersville Fire Chief Scott Carter said each siren had six to nine speakers on them, and that all five sirens needing repair still worked. However, since those sirens did have at least one bad speaker, they were not working at their full capacity. The amount approved came to $16,537.72.
Other city council business included:
• Amending the streets and sidewalks ordinance in reference to sign reflectivity testing methods and procedures.
• Approving the creation of a no parking zone on Puckett Street between Tennessee and Stonewall streets.
• Amending the alcohol ordinance in reference to standardizing identification requirements.
• Approving a quit claim deed for 11 Barrett Lane.
• Approving a subordination agreement for 73 Mercer Lane.
• Appointing a grant administrator to the North Towne Grant Program.
• Approving a telecommunication management service agreement with the Georgia Municipal Association in the amount of $5,000.
• Updating an intergovernmental agreement with Bartow County on the collection of ad valorem taxes.
• Approving a user agreement with Georgia Highlands College.
• Approving the purchase of fencing for the Dellinger Park pool from Cartersville Fencing in the amount of $11,168.18.
• Approving the purchase of electrical materials for Dellinger Park in the total sum of $5,476.65.
• Approving the purchase of 200 recycling containers for Cartersville Public Works in the sum of $8,050.
• Approving the abatement of asbestos floor tile in the municipal court building in the amount of $5,610.
• Approving the purchase of six heavy vehicle lifts for the city's garage in the amount of $52,980.
• Approving the time change for the city's Civic Youth Day to March 21, with the city council meeting early at 9 a.m. on that date.
• Approving a change order to the Etowah River emergency pump station for a heavier intake pipe in the amount of $99,863.
• Hearing the December 2012 monthly financial statement.
The Cartersville City Council will meet today at 8:30 a.m. to 4 p.m. in the training room at the Public Safety Headquarters on Cassville Road for its annual visioning session. The council will hold a second visioning session Saturday, Feb. 23, at 9 a.m. to noon at the same location.


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- Antique Jewelry
- The Ages
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- So Much More
Kudos: Russian Enamel Egg Pendant
New lower price!!! Down from $2450!
In the time honored tradition of master jeweler, Peter Carl Fabergé, arrives a 20th century interpretation of those magnificent Russian enamel eggs. Rendered in silver gilt, a large pendant egg is covered with vivid real green guilloché enamel. A finely worked pattern of subtle swirls shimmers with the vibrant color. On the front a wreath of silver is surmounted with a crown and banner bow set with six (6) rose cut diamonds. The interior of the hinged pendant egg reveals a gold gilt interior with hallmarks on both halves. Kudos to the maker.
Date: Mid to later 20th century.
Need a chain? Just ask us about our selection!
Measurements: 1-1/4 inches (3.2 cm) in length including bale and 15/16 of an inch (2.4 cm) without by 3/4 of an inch (1.9 cm) at the widest. Weight of 13.6 grams (8.7 dwt).
Hallmarks: Full Russian hallmarks for Leningrad, sterling silver of 925, and maker A Ahahob.
Condition: Excellent; one minute repair to bottom of locket rim visible with magnification.
Origin: Russian.
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More details at Full Guarantee including gift giving options.


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PVC storm cover for smart lux & promenade strollers.
smart lux & promenade sun cover
promenade & smart lux cozy toes
snuggle & snooze sleeping bag
lambswool seat liner
The smart lux & promenade storm cover is HOT! because:
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The brand history of Ugg
In 1978 a young Australian surfer called Brian Smith took a bag of sheepskin boots to California, USA. There he befriended a group of surfers with the hope of introducing them to his boots. From there the UGG Australia brand began to take shape.
By 1995 Deckers Outdoor Corporation bought UGG Australia and began working on making the brand what it is today. They began by progressing the brand from a sports brand to a more high end fashion brand.
By the early millennium, UGG Australia had firmly found its place in the fashion eye line. Celebrities were a big help in making the brand more recognised with Pamela Anderson being one of the first to be photographed in them while on the set of Baywatch. They then became a firm favourite on the celebrity scene. UGG Australia was featured a number of times on Oprah Winfrey's 'Favourite Things' feature during her show.
In 2003, UGG Australia presented its first coloured boot adding to the ever growing UGG Australia family and by 2005 the Baby UGG Australia range and accessories had been launched. 2005 was also the first year that UGG Australia presented its first Spring and Metropolitan lines.
Now, in 2011, more than 30 years since the beginning of this international brand, UGG Australia is going back to its roots. This AW collection see's them launching a larger, more detailed men's range than ever before. They have enlisted the help of American Footballer and Husband to Gisele Bundchen, Tom Brady to be the face of their new range. They hope bringing in such a high profile name will help to re-launch the men's line, it was originally a men's brand after all. I think it is safe to say, they will succeed. They are also entering the high fashion scene with boots made and featured in one of the fashion capitals of the world, Milan, Italy.
UGG Australia Facts
- UGG Australia only use Grade A sheepskin and are the only brand to use such fine quality sheepskin
- UGG Australia boots are breathable, they wick away moisture and are naturally thermostatic
- Ugg Australia boots are designed to be snug and should be worn barefoot.
There are 5 points to UGG Australia;
- The beginning
- Quality
- The fit
- The science
- The Love – Luxurious Outstanding Versatility Emotional connection


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This attractive brush holder is made of all natural bamboo. It comes in a variety of sizes, from mini to large.
Mini measures 4 3/8 in. tall x 2 1/4 in. diameter.
Mini measures 4 3/8 in. tall x 2 1/4 in. diameter.
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Community Information Database
You are browsing the Subject Heading Pregnant Women which contains 6 record(s)
- Birthright of San Jose
We offer love, friendship, and support to women who are pregnant or think they may be pregnant. Birthright services are always free, non-judgmental and confidential. We can also provide information, r... [Full Record] [Add to Personal List]
- Child and Family Development Programs
Our high quality child development programs for infants, toddlers and preschool age children are available for families living in Santa Cruz County. Our Early Head Start, Head Start and First Five pr... [Full Record] [Add to Personal List]
- Encompass Community Services
Encompass Community Services (formerly Santa Cruz Community Counseling Center), a California 501(c)(3) nonprofit corporation, has been serving Santa Cruz County since 1973. This year we served over... [Full Record] [Add to Personal List]
- Janus of Santa Cruz
**New Watsonville location** 284 Pennsylvania Ave. To provide hopeful, supportive, person-centered and respectful substance abuse services to individuals and families on the journey toward wellnes... [Full Record] [Add to Personal List]
- MotherTo Baby California
The Pregnancy Risk Information Line is a statewide telephone service operated by the California Teratogen Information Service (CTIS) and Clinical Research Program. Our goal is to promote healthy pregn... [Full Record]
- WIC - Women, Infant & Children Program
Provides nutrition education, special checks to buy healthy food, breastfeeding information and support, help in finding health care and other community services to women who are pregnant, breastfeedi... [Full Record] [Add to Personal List]


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Main Content
Give your outfit some subtle racing flair with this 2-pack of NASCAR men's socks from Chase Authentics. Each pair features a cotton/nylon/spandex construction and is decorated with knitted graphics.
- 90% Cotton, 8% Nylon, 2% Spandex
- Knitted NASCAR graphics adorn each pair
- Made in Italy
- Officially licensed
- Two pairs of socks
Special event items are produced by manufacturers only after the outcome of a game or event. These are advanced sale items and will ship immediately after they are received in our warehouse.
Manufacturer direct items are shipped directly from the manufacturer. These items are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite number, and/or designs. Some options may be limited by league rules.


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Block overhead sunlight.
Due to the thick nature of this black block duvetyn fabric, sunlight from overhead can be completely blocked. This is also helpful for blocking unwanted light from a window or door.
Our most popular diffusion.
It's no reason the 3/4 stop fabric is our most popular fabric! Perfect for early morning sun, this fabric diffuser the light by 3/4 stops. Simply place the diffuser fabric between your subject and the sun to soften harsh shadows.
Breathable fabric.
This fabric is purposely designed to let air through in order to prevent the fabric from blowing away in the wind.
Seamless design.
Both fabrics are seamless to insure nothing gets in the way of your shots.
Lifetime warranty.
This extension set is constructed from aircraft aluminum making it extremely strong yet extremely lightweight. This design has been proven year after year to take a beating so much that we back it with a full lifetime frame warranty. If your frame ever splits, cracks or breaks, we replace it for free.
Modular design.
The ultimate in portability and versatility, 1 Scrim Jim frame can create up to four different sizes. With over 35 fabrics offered, this system provides what you need to shoot indoors or outdoors.
Attach fabrics in seconds.
Each frame is covered with an automotive grade hook tape allowing quick and easy attachment of fabrics. Extra corner straps on all fabrics insure fabrics don't shift in windy conditions.
Corner straps.
Each fabric is designed with four corner straps that wrap around each corner of the Scrim Jim frame. HINT! When attaching a fabric to the frame, secure these four corners first. This will help provide for the most even and taut fit.
Carry case.
The included travel bag is perfect for fitting up to 3 frame sets.
|Aircraft Grade Aluminum
|Care Instructions:
|Lifetime frame warranty; Five years on fabric
|Packaged Length:
|7.00 in. / 17.78 cm
|Packaged Width:
|44.00 in. / 111.76 cm
|Packaged Height:
|6.00 in. / 15.24 cm
|Packaged Weight:
|12.8 lbs. / 5.8 kg


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I mean, flocks of harmonizing birds are hard to come by these days, but you sort of need them to complete the outfit.
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text:
- Human Evolution Research
- Climate and Human Evolution
- Asian Research Projects
- East African Research Projects
- Human Origins Program Team
- What's Hot In Human Origins?
- Fossil Forensics: Interactive
- E. A. Mammal Dentition Database
- Human Evolution Evidence
- Behavior
- 3D Collection
- Human Fossils
- Human Family Tree
- Genetics
- Dating
- Timeline Interactive
- Human Characteristics
- Education
- Exhibit
- About Us
- Multimedia
The Smithsonian Institution's Division of Birds (http://vertebrates.si.edu/birds/) houses many birds in its scientific collections.
This specimen, USNM 489395 (http://collections.nmnh.si.edu/search/birds/?irn=4104219), is a female Marabou stork (Leptoptilos crumeniferus) from Zimbabwe. This individual was collected by R. H. Smithers in 1967 near Marandellas, located in Mashonaland East Province.
This is a CT scan of the right radius of USNM 489395. These three-dimensional scans are made publicly available through the generous support of the Smithsonian 2.0 Fund, provided from the annual gifts of the Smithsonian National Board to the Secretary to use at his discretion (http://smithsonian20.si.edu/fund.html), and the Smithsonian Collections Care and Preservation Fund.
The main goal of this joint initiative between the Human Origins Program and the Division of Mammals is to make the NMNH's scientific collections of our closest living nonhuman primate relatives available in 3D for education and research.


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What is this kind of school of thought?
Looked it up on wikipedia: school of macroeconomic thought that argues that economic growth can be most effectively created by lowering barriers for people to produce (supply) goods and services, such as lowering income tax and capital gains tax rates, and by allowing greater flexibility by reducing regulation.
So im assuming that the supply side economists will agree a lot with the austrians then?
Am i getting it right?
"Since people are concerned that 'X' will not be provided, 'X' will naturally be provided by those who are concerned by its absence.""The sweetest of minds can harbor the harshest of men."
Check out the links at the Mises Wiki article.
And there's these:
Supply-side & trickle-down economics
(Supply-Side vs. Demand-Side) vs. Austrian
Supply-side Economics
Austrian economics opinion of Trickle down and supply side economics
I want to hear the libertarian's opinion on 'Trickle-down theory'
Supply-Side Economics Queries
Is the Austrian School a supply-side school?
Laffer Curve/Supply Side
The whole trickle-down thing
Trickle-Down Economics
Trickle Down
Trickle-Down for the State
Tax Cuts, "Trickle-Down"Economics, & Graph Refutation.
Thomas Sowell [although not an Austrian] states Trickle-Down Theory is a strawman of Supply-Side Economics.
What exactly is supply-side economics? It's a term coined by the media and politicians, and is not a school of thought whatsoever.
Supply Side economics isn't exactly a school as much as an emphasis of certain principles of neo-classical economics, namely focusing on free markets and capital formation to help move LAS to the right and increase the amount that society can produce. In terms of method and much of their beliefs it has nothing to do with the Austrian school, although it's closer than most economic schools of thought to its policy prescriptions.
My humble blog
It's easy to refute an argument if you first misrepresent it. William Keizer
What is the Austrian view on 'trickle down' economics? Aside from moral arguments, what negative consequences would redistributing more income from higher to lower wage earners have (assume for argument's sake it is a closed economy)?
@The Bomb19:
[edit: see above]
I think this one really answered it:
Thanks John james.
This one answered it:
thanks john james
Also i think that supply siders think that the economy is best run by production, while austrians just think that the free market will decide how much demand/supply there should be.
It seems to me that the whole supply side vs. demand side conception accepts Keynes' supposed refutation of Say's law, i.e. that supply and demand are not just the flipside of eachother. From an Austrian point of view, then, there is no need to divorce these two concepts and create such a dichotomy.
John James
The evidence posted in the links points to higher total tax rates not impeding job growth. So then does the question whether to redistribute become purely a moral rather than economic one?
Aside from moral arguments
Aside from moral arguments
Austrian economics doesn't make moral judgments on taxation, come on.
"The evidence posted in the links points to higher total tax rates not impeding job growth."
Actually AE doesn't say that taxes or government spending will necessarily kill off jobs, that depends upon the type of intervention. What AE does say is that taxation and spending will prevent private job growth under most situations and will reduce real living standards from what they would have been. There are also situations in which government spending will radically increase uncertainty and will therefore kill off jobs, or prevent them, which is one thing that someone could claim is going on now.
From an empirical point of view it's also difficult to actually measure the rate of taxation in America sinc there's state, local, and federal, and all of these focus on various income brackets.


text: Pioneer Stage 4 PRS-D4200F 4-channel car amplifier 75 watts RMS x 4 Zoom Front Back Photos Videos My vehicle's homepage We don't check this item for fit or compatibility. Item #: 130D4200F Review Summary 6 people say DISCONTINUED This item is no longer available to purchase. Contact us for other options Call Email Original price $299.99 Shop all All Car Amplifiers Shop all All Car Amplifiers x By buying this product you'll earn up to 300 Rewards points. When you sign up for a Crutchfield account, you'll be enrolled in Crutchfield Rewards. You'll earn one point for every dollar you spend on gear from us. You can turn your points into Rewards Cards that you can use toward future purchases. You can sign up for an account now, or after you complete your purchase (you'll get credit for the points either way). Sign up for a Crutchfield account Overview Details Customer Reviews Articles & Videos Accessories Our take on the Pioneer Stage 4 PRS-D4200F by Buck Pomerantz My system has plenty of power. Who needs an amp? You might think you don't need an amp because you have a 400-watt system in your car, or because your new stereo puts out 50 watts a channel. But those are peak wattage ratings, which may boil down to 15 or 20 watts per channel, using the more realistic RMS rating. An amp sends your speakers the power they need to deliver your music with clarity and impact, whether you're using factory speakers or high-performance components. And low-frequency reproduction requires lots of power, so an amp is an absolute must if you're adding a sub to your system. Pure power from Pioneer Pioneer Class FD amplifiers offer the superior performance of ICEpower digital amplifier technology, along with the cool operation of a Class D design. Flexible 4-channel or 2-channel operation The Stage 4 PRS-D4200F 4-channel amplifier delivers 75 watts RMS per channel, ideal for driving high-quality components or your front and rear speakers. Switch over to 2-channel mode, and the amp will send 300 watts RMS per channel to a pair of subs. The PRS-D4200F uses ICEpower amp circuitry to deliver excellent sound quality and strong bass response. Built-in high- and low-pass filters allow you to adjust the amp's output to maximize speaker efficiency. Trickle-down technology You'll find many innovations in this amplifier that were developed exclusively by Pioneer. Custom-made power supply capacitors keep output stable when you're driving the amp hard, and allow the amp to reproduce sudden peaks without distortion. Connections Heavy-duty, gold-plated block terminals accept your power, ground, and speaker wiring all terminals and connections are located on one side for easy installation. The PRS-D4200F offers speaker- and preamp-level inputs, so you can connect easily to almost any system. Class FD amplifier design The PRS-D4200F uses a Class FD design that combines the efficiency of a Class D amplifier with the extreme accuracy of ICEpower technology. The Class FD circuitry compares the amplified signal to the original input signal, making corrections instantly so you hear clean, accurate sound. Pioneer's Stage 4 System Check out all the products in Pioneer's Stage 4 System, including receiver, speakers, subs, and amps. See more info on this item Highlights:4-channel car amplifier75 watts RMS x 4 at 4 ohms (150 watts RMS x 4 at 2 ohms)300 watts RMS x 2 in bridged mode (4-ohm stable in bridged mode)CEA-2006 compliantvariable high- and low-pass filters (40-500 Hz, 12 dB per octave)MOSFET output power and custom-made power capacitorsICEpower IC chip and Class FD circuitryspeaker- and preamp-level inputsfuse rating: 30A x 28-gauge power and ground leads recommended wiring and hardware not included with amplifier11-7/8"W x 2-1/4"H x 9-11/16"Dwarranty: 1 yearOur 60-day money-back guarantee Hands-on research from the Crutchfield Labs (what are the Labs?) Features and specs chart | What's in the box? | In-depth notes Features and Specs Performance RMS Power Output (Watts x Channels) 75 x 4 Peak Power Output (Watts x Channels) 150 x 4 Power at 2 Ohms (Watts x Channels) 150 x 4 Bridged Power (Watts x Channels) 300 x 2 Minimum Impedance Bridged 4 Minimum Impedance Unbridged 2 Best Frequency Response 10-50k Hz THD at Rated RMS Power 1% Signal to Noise Ratio 100 dB Input Voltage 14.4v Features Amplifier Class D Low-Pass Crossover Frequency 40-500 Hz Low-Pass Slope (dB/octave) 12 dB/oct High-Pass Crossover Frequency 40-500 Hz High-Pass Slope (dB/octave) 12 dB/oct Bass Boost No Bass Boost Frequency N/A Fan Cooled No Fuse Rating 60 Speaker Level Inputs Included adapters Preamp Outputs 1 pair Width (inches) 9-11/16 Height (inches) 2-1/4 Depth (inches) 11-7/8 Parts Warranty 1 Year Labor Warranty 1 Year Product Research What's in the box? Download owner's manual Class-D 4-channel amplifier Two 9.5" Speaker-to-RCA adapters 4 Self-tapping screws (4mm x 30mm) 4mm Allen wrench 2mm Allen wrench Owner's Manual Warranty sheet Our Product Research Team At Crutchfield, you'll get detailed, accurate information that's hard to find elsewhere. That's because we have our own in-house Product Research team — they open the box, verify contents, check the owner's manual, and record dimensions, features and specs. We stay on top of new products and technologies to help people make informed choices. Features Controls Connections Features Pioneer PRS Series: The Pioneer PRS series amplifiers cleanly amplify the music signal, free of distortion or added color. Class FD ICEpower Amplifier: This Class-FD (Full Range Class-D) ICEpower amplifier combines ultra-efficient Class-D circuitry and ICEpower digital amplifier technology for cleaner, truer sound quality featuring tight bass with minimal lag effect and crisp, airy mids and highs. Another benefit of the Class FD design, is that it consumes far less current than traditional amplifier designs. This results in less draw on your vehicle's alternator. It also allows for a compact chassis (heatsink) that takes up less space and provides more installation flexibility. 2-Ohm Stable: The amp can be connected to loads with impedances as low as 2 Ohm. The lower the impedance, the higher the power output: 75 watts x 4-channels in 4-ohms 150 watts x 4-channels in 2-ohms 300 watts x 2-channels in 4-ohms (Bridged) Independent Signal Circuitry: The PRS series amplifiers feature Left and Right independent signal circuitry that eliminates signal interference between the channels and achieves excellent channel separation throughout a wider frequency range. Custom-Made Power Supply Capacitor Bank: In the quest for optimal bass, Pioneer focused on the PRS amplifier's power handling. With a high-capacity, custom-made capacitor bank adapted to the power supply section, this amp supplies power with rock-solid stability, and does an excellent job of reproducing low-frequency sound. Controls Controls: The PRS-D4200F is equipped with independent settings for the front and rear channels of amplifier. The following controls and switches are found on the top of the amplifier under a removable aluminum cover-plate: Input Switch: The amplifier's input switch allows you to select between inputting an audio signal from a car stereo's RCA preamp output (using optional RCA cable) or a car stereo speaker output (using supplied RCA-to-Speaker adapter). Gain: A rotary control (6.5V to 0.4V) to set the input sensitivity of the amp. Variable Crossover: The amplifier is equipped with a low-pass and high-pass crossover filter which can be set between 40 and 500Hz. The amplifier's crossover can also be turned off for full-range operation. Connections Connections: All of the amp's connections are located on one side of the amplifier. The connections include: Fuses: two 30A ATO fuses Power: set screw terminal capable of accepting up to 4 gauge wire System Control: set screw terminal capable of accepting up to 10 gauge wire Ground: set screw terminal capable of accepting up to 4 gauge wire Inputs: 2 pair of stereo RCA jacks for line-level input signal (can be used for speaker-level input with included Low-to High-level adapters) Output: 1 pair of stereo RCA jacks for daisy-chaining and external amplifier. Speaker Outputs: set screw terminals capable of accepting up to 8 gauge wire Review this product Submit a review and then enter to win a $500 rewards card Pioneer Stage 4 PRS-D4200F Reviews Average Customer Review: 6 people say: Review this product: Thanks for taking the time to share your experiences about this product. Please be sure to focus your comments on the product itself. Read our Review Guidelines for more information. Review title * Email Your email won't be visible. Please use the email address that is associated with your order. Display name (e.g., JohnD) Your review will be signed using the display name and location * Your location (e.g., Charlottesville, VA) * Your rating Click on a star to rate the overall product on a scale of 1-5 1500 characters left * Your review Attach a YouTube Review Crutchfield Video Review Guidelines Only submit videos that you made or are authorized to use. Do not submit videos that contain music, video or visuals that are copyrighted and belong to someone else. Please see our Review Guidelines for more information. Submit the URL of your YouTube™ video review or product demonstration. e.g., "http://www.youtube.com/v/o79TWHh598U" 500 characters left Pros 500 characters left Cons * Agree to Terms By checking this box you agree your review becomes the property of Crutchfield, that you are over 18 years of age, that you own or have owned this product, and that you are located within the United States or its territories. Please see our Review Guidelines for more information. We reserve the right (but are not obligated to) review all submissions and edit or remove any review in any manner which we deem necessary. Your review should be posted within seven days. Filter by rating: 5 Star: (0) 4 Star: (0) 3 Star: (0) 2 Star: (0) 1 Star: (0) 5 out of 5 spectacular sound quality. . Written By James, Savannah, Georgia on Tuesday, June 03, 2014 Crutchfield Customer Review (What's this?) Been running stage 4 amps for about a month now..I have 3 high end home systems. .These amps have all the clarity and sparkle that my home amps do...I wouldn't buy anything else. .. Pros: Cool running, Audiophile sound quality at a great price. . Cons: None Was this review helpful? Yes | No 4 out of 5 Awesome Written By Clint, Texas on Thursday, January 23, 2014 Crutchfield Customer Review (What's this?) Ok, so far so good, puts out a clean signal, however it might have more power than I am used too, having a hard time setting my gains, but I will figure out in time. Pros: strong signal, clean sound, very powerful Cons: none Was this review helpful? Yes | No 5 out of 5 Amazing Amplifier Written By KyleB, Rio Rancho, NM on Wednesday, December 05, 2012 Crutchfield Customer Review (What's this?) Absolutely the best amp you can get at the price. Sounds great on 2 pairs of components, Pioneer TS-D1720C and TS-D1520C. Highs are crisp and clear, mids are amazing, and can hit some nice lows. Running this amp for about year and half, no problems. Playing loud music for long periods of time with hardly any heat build-up, and still sounds great. I have been using Pioneer for years and this amp sums up why. Pros: Sound Quality, Price compared to other amps of similiar quality, durability, ease of install, Hear what you may not have heard before Cons: Nothing I can think of. 2 out of 2 people found this helpful Was this review helpful? Yes | No 5 out of 5 Excellent Performer Written By John, Tidewater VA on Sunday, October 21, 2012 Outstanding amplifier at its price point, no significant weakness. I own several high-end amps and this amp holds it's own in that company. I have them driving Alpine SPX-Z15M and component speakers and I feel I am getting the performance I expect from them. The efficient power supply makes the amps very compact and easy to install in my little Focus SVT. Pros: Superior detail, depth, timbre, and dynamics. I feel I am much closer to the recording venue. If you cant afford one of the high-end amps this will save you a ton of money with no penalty. Cons: I can hear a lot of the original recordings faults. There may be a slight lack of smoothness due to the 'digital' power supply 4 out of 4 people found this helpful Was this review helpful? Yes | No 5 out of 5 Exceptional 4-channel amp Written By JP80, Columbia, SC on Monday, August 29, 2011 If you love clean, clear, high quality sound, then this amp is for you. I compare this to an older Kicker 4-channel amp with DSP. The Kicker sounded okay, but this Pioneer blows it out of the water due to its superior SQ. The price is high but you get what you pay for. Nothing but Pioneer for me. 5 out of 6 people found this helpful Was this review helpful? Yes | No 5 out of 5 Great Amp Written By Big H, Phila PA on Thursday, July 02, 2009 This is a great amp, excellent build quality. Have it installed under the passanger seat on an 08 Sequoia. Extremely clear sound, & looks great. Powering a 2 pairs of Clarion components. SRP6920M, & SRP1620M. Would Highly recommend this amp. 14 out of 17 people found this helpful Was this review helpful? Yes | No Add accessories for the Pioneer Stage 4 PRS-D4200F Add Accessories Add a Warranty You'll need an amp wiring kit to install your new amplifier, as wiring is not included. See all categories & accessories You'll need an amp wiring kit to install your new amplifier, as wiring is not included. Single-amp Wiring Kits Bring the music from your amp to your speakers. Speaker Wire Patch cables take the music from your stereo to the amplifier. Most amp wiring kits don't include them. RCA Patch Cables & Adapters For multi-amp systems, you'll need a separate fuse holder. Fuse Holders Helps protect your car's charging system and improves power handling. Required power and ground wires not included with cap. Capacitors The right tools will make the installation easier. Tools Connectors T-Spec 8PK Installation Kit 8-gauge amplifier wiring kit includes speaker wire 6 people say Your Price: $59.99 Add to Cart Rockford Fosgate RFK8 8-gauge amplifier power wiring kit 6 people say Your Price: $64.99 Add to Cart Rockford Fosgate RFK8i 8-gauge amplifier power and signal wiring kit 30 people say Your Price: $74.99 Add to Cart Kicker PK8 8-gauge amplifier power wiring kit 1 person says Your Price: $79.99 Add to Cart EFX PA8BX Wiring Kit 8-gauge amplifier wiring kit — includes 2-channel patch cable Your Price: $49.99 Add to Cart T-Spec 16-gauge Speaker Wire Black/white jacket priced per foot 13 people say Your Price: $0.69 Add to Cart T-Spec 12-gauge Speaker Wire Black/white jacket priced per foot 29 people say Your Price: $1.99 Add to Cart Stinger PRO Series Speaker Wire Priced per foot (16 Gauge) Options 16 Gauge-$0.39 14 Gauge-$0.65 Priced per foot (16 Gauge) Priced per foot (14 Gauge) 50 people say Your Price: $0.39 Add to Cart T-Spec 2-Channel RCA Patch Cables Available in 7 different lengths (20-foot) Options 1.5-foot-$9.99 3-foot-$10.99 6-foot-$12.99 10-foot-$14.99 14-foot-$17.99 17-foot-$19.99 20-foot-$20.99 Available in 7 different lengths (1.5-foot) Available in 7 different lengths (3-foot) Available in 7 different lengths (6-foot) Available in 7 different lengths (10-foot) Available in 7 different lengths (14-foot) Available in 7 different lengths (17-foot) Available in 7 different lengths (20-foot) 25 people say Your Price: $20.99 Add to Cart EFX 17-foot RCA Patch Cable 54 people say Your Price: $7.99After $2.00 Price Break Add to Cart EFX CFHG4 Fuse Holder In-line AGU fuse holder accepts 4- to 8-gauge wire Your Price: $9.99 Add to Cart Rockford Fosgate RFFAGU Fuse Holder Platinum-plated AGU fuse holder Fits 4- or 8-gauge cable 25 people say Your Price: $10.99 Add to Cart T-Spec Capacitor 1.5-farad capacitor with red LCD meter 11 people say Your Price: $79.99 Add to Cart Metra Crimp Tool and Connectors Package contains crimp tool and over 150 pieces 15 people say Your Price: $19.99 Add to Cart S&G Wire Cutter/Stripper Tool Cuts and strips 12- to 22-gauge wire 15 people say Your Price: $19.99 Add to Cart S&G Tool Aid 87650 Door Trim and Panel Removal Tool 68 people say Your Price: $9.99 Add to Cart Pro.Fit Wire Worm Installation tool helps route wiring through tight spaces 31 people say Your Price: $12.99 Add to Cart Bojo Trim Panel Tools Set of 6 pry tools helps remove interior and exterior trim and door panels 52 people say Your Price: $24.99 Add to Cart Skewdriver Pro SPK4042 Ratcheting straight and offset screwdriver set with 40 bits (Skewdriver Pro with ratchet handle, pictured) 8 people say Your Price: $49.99 Add to Cart Bojo Trim Panel Tools Set of 6 pry tools helps remove interior and exterior trim and door panels 2 people say Your Price: $29.99 Add to Cart DEI Heat Shrink Tubing Black 4-foot length (Assortment) 6 people say Your Price: $24.99 Add to Cart Why choose SquareTrade? The #1-Rated Protection Plan Thousands of people have reviewed SquareTrade Protection Plans — and made us #1. 5-Day Service Guarantee & Free Shipping We'll repair or replace your item in five business days or less after we've received it, or your plan is free. And, as always, we pay for all shipping. Protection from Normal, Everyday Use Repairing your average mechanical or electrical failure can cost as much as buying a new device. With SquareTrade, you're covered — including parts and labor. 3 Year Protection Plan Your Price: $41.99 Add to Cart For a more in-depth review and enhanced detailed information on the Pioneer Stage 4 PRS-D4200F, please visit the Crutchfield website product page (/ISEO-rccbcspd/p_130D4200F/Pioneer-Stage-4-PRS-D4200F.html ). x Sorry, the Pioneer Stage 4 PRS-D4200F is no longer available for purchase. Looking for a similar item? Shop All Car Amplifiers Or, you can still... Write a review Purchase product accessories Download product manual Go × Front Back


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Doctoral program in UM-Dearborn School of Education has been designed to help address the need for more highly skilled leaders in the schools and colleges in the metropolitan region.
February 19, 2009
DEARBORN / Feb. 19, 2009---A new doctorate in education degree program at the University of Michigan-Dearborn has been designed to provide the citizens of southeastern Michigan with a program that is well-matched to the economic, social and political challenges that face our region.
The new degree program was approved by the U-M Regents at their meeting in Ann Arbor on Feb. 19.
The need for an Ed.D. program with a metropolitan focus is great, and its development on our campus is an excellent fit with UM-Dearborns mission, according to Paul Zionts, dean of the UM-Dearborn School of Education. There is a need in this area for a degree of this type in an institution like this.
We are particularly well-positioned to develop and offer a high quality, accessible and affordable Ed.D. degree for working professionals in the greater metropolitan community, Zionts said.
The program is targeted at school teachers and community college faculty members looking to broaden their skills and advance their careers.
We have a genuine need for more highly skilled administrators in the schools and colleges in this region, Zionts said. And our program is designed for those who want to learn how to generate and apply research to some of the real-world challenges facing our communities.
Students in the program will be required to complete 60 credit hours beyond a masters degree. The capstone requirement is a research project focused on how to solve the problems facing the educational systems in this area.
A main difference between an Ed.D. degree and a Ph.D. is the focus on applied research. Our program has been designed to produce graduates who can solve practical problems in a specific context, Zionts said.
The real focus is on better learning outcomes for schoolchildren. Everything we do has to funnel down to the benefit of children, Zionts said. This is about turning out great graduates who will go on to improve our schools, so that ultimately, children will benefit.
Prof. Gail Luera, associate dean of the UM-Dearborn School of Education, led the committee that developed the program proposal.
We focused on three main areas that we believe are essential characteristics for the next generation of educational leaders, Luera said. The three areas are community engagement, transformational leadership and scholarly practice.
Engaged educational leaders build community partnerships that are responsive to the educational needs of the local community, she said.
Transformational leaders are able to make the connection between theory and practical problem-solving, and scholarly practitioners blend theory and practice, Luera said. Integrating these approaches will help our graduates understand and implement the best methods to address current issues in the educational environment in our region.
The degree program approved by the U-M Regents was supported by school leaders across the metropolitan area, including Ernando Minghine, superintendent of the Westwood Community School District.
I am sure that we recognize the need for quality educational leaders, Minghine said. This local doctoral program means that our geographic area would have much better access to an administrative labor supply second to none.
Applications will be available soon for the program, due to begin this fall. For more information, contact the deans office at the UM-Dearborn School of Education at 313-593-5090.
CONTACT: Terry Gallagher
The Office of University Relations
Room 1040, Administration Building
University of Michigan-Dearborn