text:
HGTV Message Boards
Real Estate
Buying & Selling Homes
Prepayment Penalty Mortgage Question
Being told by the lender that there was NO prepayment penalty clause in the mortgage we find that in the fine print that while it DOES in fact state that there is no prepayment penalty but then in the next sentence it also states that the finance charges (I believe this is what they are calling the total amount of interest paid over the life of the loan) can not be changed and will remain the same. So to my mind this is essentially saying that you can prepay but that there will be absolutely no benefit in doing so as you will not save any money whatsoever by doing so. Is this common? And legal? And saying what I think it is saying? Thanks for any help.
Hmmm, "s.thompson" think you were very smart to actually READ the document and have to agree that, if the total amount of interest calculated on the life of the originally stated term from inception will not be changed, then it is in effect a pre-payment penalty even is it claims that there is no pre-payment fee.
Hopefully, you haven't signed it yet. Have you?
If not, get this clarified to your satisfaction before you do. In either case, think it is time to consult with a well qualified real estate attorney to determine exactly where you stand. Almost sounds like playing semantics saying "no pre-payment FEE" while the other term you quoted does just that.
RED FLAG! Hope you resolve it and, btw, welcome to the real estate boards.
Did you ask your lender about the clause? What was their response?
Hmmm - it sounds usurious.
Can you post the specific clauses, i.e both the prepayment penalty clause and the one you mentioned, plus anything else that may be relevant? Please omit anything personal.
Good Luck!
Yeah, thanks for the praise. I am sorta compulsive about reading ANYTHING I sign although I am finding out that a LOT of people aren't/don't. I'm getting told things like legal wording is too hard to understand, that I am not an expert at this stuff so who am I to question things and that they just trust the professional people who do this for a living to have done it right. Sigh. Of course none of the actual professionals have been the ones to say these things but they sure nod and smile when they hear them said. Positive reinforcement to the great unwashed masses, huh?
This is what I'm talking about:
This is from the Federal Truth-In-Lending Disclosure Statement. At the top there is the Annual Percentage Rate box then the Finance Charge box (e) that says: 'The dollar amount the credit will cost you.' $xxxx,xxx.xx amount. This is a very large amount and is I am fairly certain, the total amount of the interest that a person will pay on the loan over the full life of the loan.
Then down towards the center of the page under the heading 'Prepayment:' is the wording: 'If you pay off this loan early you may/will not (and the will not box is x'ed) have to pay a penalty. And you may/will not (and the will not box is x'ed again here) be entitled to a refund of part of the finance charge.'
And since the aforementioned finance charge seems clearly to be the interest amount on the loan for the full life of the loan, then it appears to me at any rate, that while they are not allowed/trying to smack you with an extraneous penalty if you pay the loan off early and clearly stating that, they are still dinging you by not adjusting the total interest on the loan if you make extra principal payments and pay the loan off early.
Is anyone else seeing this type of language in their mortgage lately?
Oh and by the way, this is a fixed rate, 30 year purchase (not refinance) conventional mortgage.
IMHO, the truth-in-lending disclosure merely reports required government disclosures and isn't part of the note/contract.
Also IMHO, it's explaining that you will neither pay a penalty nor receive a refund/bonus/discount if you decide to prepay. (*ETA, below)
The loan documents themselves should explain the actual interest calculation and cover any additional principal payments.
Hope that's helpful. Congratulations on your new home!
*ETA: For example, WRT a potential refund or bonus, the stated/contract interest rate would not go down from say 4% to 3.8% (or whatever), if you prepay. Or, you won't receive a bonus of $1,000 (or something), if you prepay.
Yes, BTW, the APR is calculated as if you retained the loan for its entire term and the total cost of the credit includes all interest charges under the standard amortization schedule over the loan's term - 30 years, for you.This message has been edited. Last edited by: BearCat49,
You can have an attorney read it over but that is pretty standard language and BearCat49 explained it rather well.
Actually, I agree with both Bearcat and lakelark. I think everyone is saying the same thing - yes, you will not be charges a pre-payment penalty fee as such if you do pre-pay BUT it will not reduce the original amount of interest calculated at the inception of the loan based on those terms.
RED FLAG ~ don't do it.
To be bluntly honest, I've said before that it was a matter of semantics and I am glad that you caught onto it sooner rather than later by actually reading the documents but, bottom line, it is legal and, unfortunately, rather common in many instances of high risk loans.
My suggestion? Check your credit score, wait a while and take this time to improve it; then go searching again for a lender that doesn't include such an onerous provision in its contract.
Best of luck ~ post back with up-dates...
Unless the actual loan documents differ significantly from what I would expect, I see no problem. Obviously, nobody can be 100% certain w/o reviewing all the applicable provisions.
If you decide to make additional principal payments or payoff the loan early, you'd pay less total interest. (As mentioned above, the TIL form contains standard, required disclosures.)
Incidentally, I would probably be one of the first posters to suggest you work with an alternative lender, if they were attempting to add an unexpected, hidden or improperly disclosed charge.
If you have any questions or need further clarification, do not hesitate to post back.
Good Luck!This message has been edited. Last edited by: BearCat49,
Now may be a good time to contact the lender and have them verify what the payout would be to satisfy the mortgage early. This would be in writing and would be binding and would let you know exactly what cash you would need.
The info would already be included in the loan documents and they control -
The OP asked about the TIL.
Wait!!!!!!!!!!!!!!... you can not be charged for interest you are not using!!! If you prepay your mortgage you will be charged for interest up to that date( pro-rata for the next month because that is interest( pd.in arrears) to date of pay off),.. and you have paid the interest in each payment as interest is paid in arrears. Go to a title co. and they will help you with a pay off amount including contacting the lender for an estoppel lender (estoppel=payoff amount).This message has been edited. Last edited by: real estate lady,
Agree, REL, as I mentioned above, the loan documents would explain the re-amortization (recalculation) of interest paid at the contract interest rate, if/when any prepayments are made.
The OP asked about the check-box on the TIL disclosure form. That item only confirms that no additional refund/bonus/discount (other than the standard reamortization/recalculation at the contract rate) is due and payable, if/when the borrower decides to prepay.
Sounds like the OP is purchasing a new home so a payoff figure isn't needed. If it was, normally the lender's servicing agent or the bank (that is, whoever collects the monthly payment) can provide a preliminary payoff figure.This message has been edited. Last edited by: BearCat49,
Hmmm I would be very hesitant to use someone who can't comprehend simple board rules to review a document as complex as a mortgage.
|Powered by Social Strata


text:
INGLEWOOD, Calif. (December 12, 2010)—Ultra Blend made it consecutive victories against California breds, taking charge late to win the $80,400 Cat's Cradle Handicap Sunday at Hollywood Park.
Although the Cat's Cradle had a formful result, there were some surprises in the Pick Six, including a 56-1 shocker by first time starter Ave Atalanta in the seventh race.
As a result, there will be a carryover of $106,356 when racing resumes Thursday. Post time is 12:30 p.m. The Pick Six begins in the third race.
Six weeks removed from a win in the California Cup Matron, Ultra Blend, a 4-year-old daughter of Richly Blended and the Desert Classic mare Ankha ran past Word Association in the final sixteenth of a mile to win by 3 ¼ lengths.
Owned by Nels Erickson and trained by Art Sherman, the 13-10 favorite ran the 7 ½ furlongs over Cushion Track 1:29.76. Ridden by leading jockey Joel Rosario, she returned $4.60, $2.60 and $2.20. The $50,400 payday increased her earnings to $367,646.
Bidding for her third win in a row, Word Association, the 4-1 fourth choice in the field of six, finished 2 ½ lengths in front of 15-1 shot Warren's Jitterbug. Word Assocation paid $4.60 and $3.80. The show price on Warren's Jitterbug was $4.
Warren's Got Game, the longest shot in the field at 24-1, was fourth ahead of Camille C and defending champion U R All That I Am.
"She just tries all the time,'' said Rosario after his fourth stakes win of the meet, tying him with Joe Talamo for the lead. "She broke a little slow and it took her a little while to find her stride. She's been running long the last three races, so I wanted to give her time to get into a good stride. She picked it up and picked it up and eventually she got it right. She never quits and she loves to run. She's a little filly, but she can run.''
Sherman said Ultra Blend, who has won seven of 17 and been worse than third only twice, would be pointed to one of two Sunshine Millions races Jan. 29. The options are the $200,000 Filly and Mare Sprint at six furlongs at Gulfstream Park or the $300,000 Distaff at 1 1/16 miles on the new dirt surface at Santa Anita.
Rosario won two other races Sunday. With four days left in the Autumn meet, Rosario, the defending champion, holds a 39-27 lead over Rafael Bejarano. Talamo is third with 26 victories.
The Hollywood Park Casino will be open for simulcast wagering Wednesday. Gates open at 10:15 a.m.
Copyright © 2009-2014, Hollywood Park. All rights reserved.

subset: commoncrawl


text: The Louisiana Office of State Parks manages State Parks, all carefully chosen for their outstanding and excellent recreation potential. You can hike, fish, bike, enjoy birding and nature trails. Most State Parks feature a waterfront location, campsites and picnic areas. Several have air-conditioned cabins and/or group camps which, like other buildings in the parks, were designed to reflect each park's cultural environment and ambiance.


text:
Fourth man charged in rental home break-in
Officials with the Rowan County Sheriff's Office have charged a fourth man they say was involved in an August break-in at a rental home.
Aaron Levi Smith, 19, of the 100 block of Sassafras Lane, Woodleaf, was charged Monday with felony breaking and entering and felony larceny.
Three others — Mason Disbrow, 18, Joseph Lleras, 20, and William Torres, 25 — were charged with breaking and entering. Disbrow and Torres both live in the same neighborhood as the home that was broken into, reports said.
Authorities said the Starhaven Drive home used as rental property was broken into sometime in August.
According to an arrest report, Smith took copper wiring, metal appliances and metal sheeting from the property. Also taken during the break-ins were a refrigerator, stove and water heater, a report said.
Smith was released from the Rowan County jail under a $500 bond. Disbrow and Lleras remain in the jail.


text:
Our team is comprised of seasoned implementers and innovative minds committed to long-term development.
Meet our people.
Our experience across industries and continents allows us to develop solutions that address our clients' most pressing challenges.
Read more here.
From strengthening agricultural value chains to bolstering ministries of health, our projects impact lives in more than 60 countries.
Read more here.
Deloitte is a globally recognized, U.S.-based professional services organization with a business practice devoted to promoting economic development and poverty reduction in emerging markets.
For more than 25 years, Deloitte's Emerging Markets Practice has worked with governments, donor agencies, NGOs and private firms in over 60 countries to build the institutions, legal framework, and policies required for effective public and private sector growth.
Click on each of the four boxes above to learn more about what we do.
As used in this document, "Deloitte" means Deloitte & Touche LLP, a subsidiary of Deloitte LLP. Please see www.deloitte.com/us/about for a detailed description of the legal structure of Deloitte LLP and its subsidiaries. Certain services may not be available to attest clients under the rules and regulations of public accounting.


text:
Main Content
At home you're a Blackhawks fanatic, cheering on your team to another victory every chance you get, but now you can take that excitement with you wherever you travel with this Deluxe leather team logo toiletry bag! This bag is constructed with Vacquetta leather, which is known worldwide for its soft, supple feel, superior durability, and rich, elegant appearance that only improves with use and age. Featuring an embossed team logo on the front and a zipper accessory pocket on the bottom, this bag is perfect for storing your personal necessities while showing off your Chicago pride.
- Approximately 5" X 9" X 7"
- Carry handle
- Embossed logo detailing
- Imported
- Officially licensed NHL product
- One front compartment with zipper closure
- One main compartment with zipper closure
- Supple, durable Vacquetta leather
Special event items are produced by manufacturers only after the outcome of a game or event. These are advanced sale items and will ship immediately after they are received in our warehouse.
Manufacturer direct items are shipped directly from the manufacturer. These items are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite number, and/or designs. Some options may be limited by league rules.


text: News Archive Select a category, or browse all news stories below. Academics Arts Campus Improvements CORD Online Feature Events Faculty Home page features International Missions News Ortner Center Philanthropy Photogallery Podcast Publications Research Service Spiritual Staff Students Uncategorized Video 2011-2012 Board of Trustees Writing Award Winners At the first academic convocation of the school year, the Division of Humanities announced the winners of the second annual Union College Board of Trustees Writing Awards. The awards were introduced last year to recognize Union students' writing abilities and encourage further development. "Writing is the foundation for most careers," explained Michelle Mesnard, chair of the Division of Humanities. "We needed to make it a more important part of the curriculum." Tags: Academics Read more about 2011-2012 Board of Trustees Writing Award Winners Students to impact Lincoln ... for the 32nd time Jayme Anderson knows she was born to volunteer. As Project Impact coordinator, the senior elementary education major hopes to help her fellow Union College students find joy in volunteering, as well. "I never really knew what my purpose in life was," said Anderson, a secondary education major. "Then I started volunteering and I knew that I had found something I loved and wanted to do for the rest of my life." Tags: NewsService Read more about Students to impact Lincoln ... for the 32nd time Shaun Groves to Perform on Friday, Aug. 31 For singer and songwriter Shaun Groves, his desire to see children in poverty receive an eduction and opportunity equals his love for music. On Friday, August 31, the Texas native will use his musical talents at Union College to bring awareness to the plight of many hungry children around the world. Tags: EventsNewsSpiritual Read more about Shaun Groves to Perform on Friday, Aug. 31 Union Scholars 2012 Asia trip report All scholars take HONS 335, Wealth and Poverty, at the end of their junior year. It involves a three-week trip to Hong Kong, China, and Sabah, Malaysia, giving students first hand experience with the extremes of global development. Tags: AcademicsInternationalStudents Read more about Union Scholars 2012 Asia trip report "Collage" of student activities on registration day By Ruby Ruano Much like an artistic collage is comprised of various materials and colors, Union College provides students with diverse opportunities and experiences. On registration day, August 20, the Union Collage will introduce students to campus clubs, local businesses and ways to engage with their campus and community. Tags: Events Read more about "Collage" of student activities on registration day What's Happened to the Library Catalog? It doesn't take library users long to realize that some big changes have been made to the library catalog this summer. And in fact, those changes are still in progress. Here is a brief introduction to what is going on, why it is happening, and what library users can expect this fall. Tags: FacultyNewsStaffStudents Read more about What's Happened to the Library Catalog? Sailing to recovery Everything changed when he met Caelestis. The 65-foot custom cutter-rigged sloop cost Matt Satterlee '94 everything, but has gained him much more. Tags: CORD Online Feature Read more about Sailing to recovery Fighting a Forbidden Foe Most everyone had long since gone home, but a small group still pressed around him, asking questions, desperate for answers. When I. Jon Russell '65, M.D., Ph.D., American College of Rheumatology (ACR) Master, visited Union College in April 2011, nearly 600 Lincoln residents gathered to hear him talk about advances in treatment for fibromyalgia, a disorder often marginalized by the medical community. Tags: CORD Online FeatureResearch Read more about Fighting a Forbidden Foe Reinventing protein structure research When chemistry professor and Union College graduate John Engen '94 realized the equipment he needed to move forward with his hydrogendeuterium exchange mass spectrometry research on protein structure didn't yet exist, he created the necessary tools by patching together pieces of existing laboratory equipment. And when his research surpassed the limitations of those customized tools, he approached the biotechnology firm Waters Corporation with his idea to use liquid chromatography technology to separate protein molecules in a way that had never before been done. Tags: PublicationsResearch Read more about Reinventing protein structure research Finding the healing powers of foods Vicki Schlegel '84 is passionate about food—but she's not looking for the next secret sauce featured on the Food Network or 13 exquisite ways cook a potato. As an associate professor at the University of Nebraska Food Science and Technology Department, she heads a research team working to uncover the hidden healing powers of food—a journey that began in Jorgensen Hall more than 30 years ago. Tags: CORD Online Feature Read more about Finding the healing powers of foods Union students and alumna ride to raise funds for Maasai wells Janelle Churchill has never been one to say, "oh well," when she sees someone in need. So when the senior social work major had an opportunity to help her classmate's "Not Oh Well" project to raise $1 million to drill a well for the Maasai people of Kenya, Churchill decided ride her bicycle 1100 miles to raise awareness and money. Tags: PhilanthropyStudents Read more about Union students and alumna ride to raise funds for Maasai wells [Video] Our Promising Future: a student perspective Finianne Umali talks about how Union's science professors help her, and how a new facility will help them. Tags: PhilanthropyVideo Read more about [Video] Our Promising Future: a student perspective National Geographic Magazine Archive Available at Union College Gale Digital Archive and the National Geographic Society recently partnered to produce the National Geographic Magazine Arc Tags: Academics Read more about National Geographic Magazine Archive Available at Union College National Geographic Magazine Archive Available at Union College Gale Digital Archive and the National Geographic Society recently partnered to produce the National Geographic Magazine Arc Tags: FacultyStaffStudents Read more about National Geographic Magazine Archive Available at Union College Students shape major addition Eric Bing, one of Union's pre-med students who helped create the new biomedical science major. Tags: AcademicsNews Read more about Students shape major addition Support Union during Give to Lincoln Day Donate online to UNION COLLEGE at Razoo Tags: PhilanthropyHome page features Read more about Support Union during Give to Lincoln Day New building site now closed to vehicle and foot traffic Signs of construction work have been popping up all across campus over the past five months as workers prepare parking, infrastructure and utilities for the new science and mathematics complex. On May 8, workers erected a fence around the construction zone, which will affect access to several buildings on the north side of campus. Tags: News Read more about New building site now closed to vehicle and foot traffic Union recognizes 10,000th graduate during commencement ceremony Dr. John Wagner, college president, presents Jamison Howard, class president, with his diploma. Tags: News Read more about Union recognizes 10,000th graduate during commencement ceremony Creator of 2012 class gift exhibits in McClelland gallery As a class gift, the senior class of 2012 commissioned a painting by Union College alumnus Randall May to hang in the lobby of the new science and mathematics complex. The four-by-five-foot piece will be unveiled after the Commencement service on May 6. Other works by May are currently on display in the McClelland Art Gallery from now until May 20. Tags: Arts Read more about Creator of 2012 class gift exhibits in McClelland gallery Literature students and meets local authors Reading between the lines is no problem for the Local Literary Wonders class. Taught by Chris Blake, the new class offered at Union studied three Midwestern authors and provided students the opportunity to meet them—Kent Hauraf, Mary Pipher and Ted Kooser—in an intimate setting. Tags: Academics Read more about Literature students and meets local authors [Video] Science alumni share their stories Union alumni share what the science program has meant to their lives and careers. Tags: AcademicsPhilanthropyResearchVideo Read more about [Video] Science alumni share their stories Moguel named the library's Teacher of the Year Dr. MoguelIn honor of National Library Week (April 8 to 14), the library is pleased to announce the winner of the library's 2012 Teacher of the Year Award, Salvador Moguel, associate professor of biology. Tags: Academics Read more about Moguel named the library's Teacher of the Year Celebrate Easter with special events at Union In conjunction with Homecoming Weekend, Union College will celebrate Christ's death and resurrection with several special events. On Saturday, April 7, at 10:40 a.m. Dick Stenbakken '62 will perform a first-person drama, The Centurion, in the College View Church sanctuary. Stenbakken, who spent most of his career as a military chaplain, will perform the monologue in full costume from the view point of the centurion who professed faith in Christ at the cross. Tags: Events Read more about Celebrate Easter with special events at Union Biology professor retires to be a missionary Retirement dreams of sitting on a beach watching sailboats and playing with grandchildren were pushed aside when Don and Janella Abbey felt the call to serve God in a new and different way. After 14 years of service to Union College, the couple accepted the role of Asian Projects field directors for Adventist Frontier Missions (AFM). While stationed in Thailand, they will provide support to missionary couples in India, Philippines, and other South and Southeast Asian countries while and researching new projects in their region. Tags: Missions Read more about Biology professor retires to be a missionary Union College Heritage Collections Go Online Photographs from the Lora McMahon King Heritage Room are now available for searching and viewing in the Union College Heritage Collections database. Material in this collection is related to the history of Union College, the College View community, and the Seventh-day Adventist denomination with a particular emphasis on the Mid-America Union region. The database is open access and available to the public through the World Wide Web. Tags: Academics Read more about Union College Heritage Collections Go Online Pages« first ‹ previous … 5 6 7 8 9 10 11 12 13 … next › last »


text:
INGLEWOOD, Calif. (May 30, 2010)-Southern Fireball remained undefeated on turf with help from the Hollywood Park stewards on Sunday as she was declared the official winner of the $66,050 Manhattan Beach Stakes after the disqualification of Repo.
Owned by King Arthur Farms, George Bolton, Michael Lewis and Robert Masters and trained by Doug O'Neill, who also trains Repo, Southern Fireball, who was ridden by Martin Garcia, had to check and alter course when trying to rally inside of Repo, who had set the pace under jockey Joel Rosario.
After losing her momentum, Southern Fireball did finish well to regain second, only a half-length behind her stablemate.
Stewards Scott Chaney, Kim Sawyer and Tom Ward ruled that Repo had cost Southern Fireball an opportunity at a better placing and made their decision to reverse the order of the first two finishers. The disqualification was the first in the Manhattan Beach, which had its 10th running Sunday.
The 2-1 second choice, Southern Fireball, a 3-year-old daughter of Southern Image and the Carson City mare Hot Moon, has won three of seven overall. She increased her earnings to $102,021. The final time for the six furlongs on turf was 1:10.72. Southern Fireball paid $6.80, $3.60 and $3.
"It's very difficult when there is an inquiry between your own two horses because there is two different parties involved,'' said Leandro Mora, O'Neill's assistant trainer. "One is going to be happy and the other is going to be unhappy. For a trainer or an assistant trainer it is a little uncomfortable. I thought the disqualification was a very tough call for the stewards.''
The win was the third of the day for Garcia, who is fourth in the Hollywood Park standings behind Rafael Bejarano, who also won three times on Sunday, Tyler Baze and Rosario.
"I told the stewards that I had a place to go on the inside and that (Repo) came in and intimidated my filly really bad,'' said Garcia. "After that, I took her to the outside and she still ran second. She was definitely the best horse. If I would have gotten through, she would have won easily.''
A California bred daughter of In Excess and the Walter Willy mare Miss Nicolie owned by J. Paul Reddam, Repo, the 3-1 third choice, returned $4 and $3.80. Got An Itch, who entered having won two in a row at Turf Paradise, paid $4.80. She crossed the wire a head behind Southern Fireball.
"I was in front of (Southern Fireball),'' said Rosario. "She didn't have anywhere to go. I thought I had her in tight, but I didn't interfere with her.''
Washington Bridge, Come Home Quick, Pincelada, the 8-5 favorite, and Five Silver Stars completed the order of finish.
Racing resumes Monday with a 10 race Memorial Day card. There will be a free grab bag giveaway with each paid admission. Veterans and active duty personnel – with military identification – will be admitted free.
The highlight is the 67th running of the $250,000 Shoemaker Mile. A Grade 1 on turf, the Shoemaker features a quality field of 10.
There are two other stakes on the program – the $60,000 Willard L. Proctor Memorial for 2-year-olds at 5 ½ furlongs and the $150,000 Honeymoon Handicap for 3-year-old fillies at 1 1/8 miles on turf.
Copyright © 2009-2014, Hollywood Park. All rights reserved.


text: Becoming a Learning Church | As Christians in the Diocese of Bangor, we can trace our history back to holy men and women who founded communities of prayer and service across the diocese as early as the fifth century. These early Celtic saints – Deiniol, Cybi, Seiriol, Tudwen, Madryn, and many others – are still commemorated in the names of our churches, towns and villages. A millennium and a half later, our mission hasn't changed – to respond to the call of Jesus by becoming a Learning Church, to witness to our faith by word and action, and to reach out to all people with the good news of the Kingdom of God. As part of our commitment to being a Learning Church, we've recently restructured our parishes to form new Ministry Areas, and we're investing in leadership, collaboration, learning and outreach. These are exciting, demanding, energising times.


text:
Jordan's Q & A
Favorite Sport/Team
Favorite Movie/Actor
Usual Suspects/ Kevin Spacy
Go-to karaoke song
Sir Mix Alot I like big butts
My first job
Piercings/Tattoos (How many? Where?)
2 tattoos, star on right front pelvic, dove on right wrist.
Mac or PC?
Nintendo, Xbox 360, PS3, or don't game?
All of the above
What fun fact, talent or superpower of yours should guys know about?
My eyes can tell you want I want without me ever saying a word....one look its all it takes!
What's the most memorable pick up line you've ever heard?
Is it your kickboxing classes that keep your body looking amazing or are you just blessed.
What's the craziest thing you've ever done?
Bought a plane ticket out of the country that day and went for a couple weeks to explore on my own.
What's the most unusual place you've ever hooked up? How'd it go?
Pulled of on a dirt road in Sweden, mid day, it was the most intense, fast, exciting and most memorable hook up.
What's in your purse or pocket right now?
Gloss, wallet, sun glasses and a brush, all a women needs to look fabulous on the go.
What do you feel most comfortable wearing?
Yoga pants and a tank or sports bra
Would you rather have boring sex all the time or an amazing romp once a year?
One amazing romp a year, I like the build up of anticipation and I figure there other creative stuff to do all year long to get by.
If you could do a shot of Jose Cuervo with anyone -- dead or alive -- who would it be?
lucy and after her getting buzzed id make her do the vita veta vegamin skit lol


text:
10 Tasty Ways To Eat Your Whole Grains
Whole grains can often seem a little lackluster. Though, admittedly, many "healthy" foods do. Here are a few recipes to kickstart your taste buds, one of which involves a royal wedding pie made from the man himself, Jamie Oliver.
• Amaranth Clusters from Martha Stewart
• Whole Grain & Italian Sausage-Stuffed Cabbage from MyRecipes
• Farro, Pea Shoot, and Goat Cheese Salad from Martha Stewart
• Quinoa Chowder with Spinach, Feta, and Scallions from CHOW
• Farro, Green Olive, and Feta Salad from MyRecipes
• Coconut Farro Porridge with Mango from CHOW
• Quinoa Salad with Artichokes and Parsley from MyRecipes
• Whole-Grain Skillet Corn Bread from Martha Stewart
• Kate and Will's Wedding Pie from Jamie Oliver
• Bulgur with Peas and Carrots from Martha Stewart
Related: Beyond Rice Pudding: 7 Creamy Whole Grain Dessert Recipes
(Image: See links above for full image credits)
3 Comments
I think it's kind of silly to write about a basic food being "lackluster" on a food blog. I mean, yeah, if you just simmer up a pot of farro it's probably going to be a bit "blah," but isn't that true of many foods? Other than OMGfreshsummerproducefromthefarmers'market? :)
Thanks- these look great!
Thanks for sharing!What a great post!


text:
UM-Dearborn scholars Claude Jacobs and William McNeece present 'World Religions in Metropolitan Detroit' at Malaysian conference
October 5, 2009
DEARBORN / Oct. 5, 2009---Two University of Michigan-Dearborn scholars--Claude Jacobs, associate professor of anthropology, and William McNeece, lecturer in sociology--will participate in an international conference on interreligious dialogue Oct. 6-11 in Kuala Lumpur, Malaysia.
In addition to reading papers, Jacobs and McNeece will display photographs from UM-Dearborn's Pluralism Project and play samples of recordings from the Mardigian Librarys Digital Music Archive.
Jacobs, who serves as director of the Pluralism Project, and McNeece, who serves as director of photography for the project, are receiving support through the Fulbright Program for participating in the conference and mounting the exhibition, "World Religions in Metropolitan Detroit."
This comes as a follow-up to a grant received by the campuss Center for the Study of Religion and Society that brought Father Michael Chua, a Fulbright Interfaith Action Scholar from Malaysia, to the campus, said Jacobs. Father Chua's work focuses on race, religion and politics in Malaysia. Impressed by the work he saw in the center and by the relationship between the center and the community, Father Chua invited us to participate in the Kuala Lumpur conference as a part of his own Fulbright grant.
The exhibition, "World Religions in Metropolitan Detroit," consist of 50 panels of photographs and text that represent the ongoing research of the Pluralism Project, showcasing the diversity of Metropolitan Detroit's religious landscape: Islamic mosques, Native American spirituality, Baha'i gathering places, Mandaean mandi, Sikh gurdwaras, Jewish synagogues, Christian churches, and Hindu, Jain and Buddhist temples. Other panels provide brief histories and descriptions of the religions. The recordings from the music archive are of hymns, chants and recitation that complement the Pluralism Project's photographs.
The exhibition and music archive were originally designed to encourage dialogue and foster a greater sense of community among the residents of southeastern Michigan, Jacobs said. They will now serve that purpose in Malaysia.
About University of Michigan-Dearborn
The University of Michigan-Dearborn is celebrating its 50th anniversary throughout the 2009/2010 academic year. Founded in 1959 with a gift of just over 200 acres of land and $6.5 million from the Ford Motor Company, UM-Dearborn has been distinguished by its commitment to providing excellent educational opportunities responsive to the needs of southeastern Michigan. The university has 8,700 students pursuing undergraduate, masters, doctoral and professional degrees in the liberal arts and sciences, engineering, business, education, and public administration. With a faculty devoted to teaching, and students committed to achievement, UM-Dearborn has been shaped by its history of interaction with business, government and industry in southeastern Michigan, and is committed to responding to the needs of the region in the future.
CONTACT: Tom Hoyt
The Office of University Relations
Room 1040, Administration Building
University of Michigan-Dearborn


text:
Usually, at a forum on swine flu, all the experts stand up, present a bunch of general background material, a few new findings, and leave. The learning curve on H1N1 is so steep that by the time you fill in the background, you are out of time, and there's no point in hearing the next presenter speak to a general audience
But this week's Institute of Medicine meeting was different. Epidemiologists - the people who specialize in how disease spreads - were talking to molecular geneticists. Keiji Fukuda of the World Health Organization filled in the bench scientists on how negotiating to get vaccines and drugs for poor countries was taking up everyone's valuable time. Veterans of the 1976 swine flu vaccine mess told their stories. Every scientist sat there raptly listening to the other's presentations. Much of the material had not yet gone through the time consuming peer-review process needed for publication in a medical journal, so it was a little raw, but that much more useful and timely to an educated audience.
They traded notes on how technology could make it a lot harder to fight the rumor mill about vaccines and drug side-effects; presented good news about the severity of the pandemic and traded their worries about how the public health system -- or rather the lack of one in the United States and many other countries -- will cope.
CDC pathologist Dr. Sherif Zaki looked at the bodies of patients who died of swine flu and found a surprise -- the virus does not act like regular flu, at least not in seriously ill patients. And more study confirmed that the virus did indeed originally come from pigs.
The consensus is that while many may accuse the public health community and the media of hyping the pandemic, the world is not out of the woods yet, and this virus will continue to surprise the experts for a long time.


text:
Wednesday, 07 August 2013 13:24
Well, folks, it feels like fall weather is here already, cool nights and warm days. The time is passing so swiftly, August is already here.
Wednesday, 10 July 2013 13:04
We are having plenty of rain lately, and today we had flood water everywhere. But, the Lord is still in control and knows what we need. The water was over the roads in some places, but we still had church services today.
Wednesday, 26 June 2013 12:54
Well, summer time is here now and so is the hot weather and you can't keep the grass down. It sure keeps one busy mowing and weed eating. The garden is coming along good. There is plenty of work to do when growing a big garden. But, I like working the soil and see the veggies grow. Sorry folks, about not having a column last week, I've had allergies real bad. I guess from all the pollen from the flowers and trees.
Wednesday, 12 June 2013 12:51
It's amazing how things have changed in the last few years. We are taught to do the right things and to follow all the laws, but just look at the things that our leaders are doing.
Wednesday, 05 June 2013 12:37
The days and months are passing so fast. June is here already and it seems like we've been having summer weather. It's been hot the last few days, but we got a good needed rain here today. It's cooled down some and the garden has grown over night. The Lord is so good to us and he knows what we need. It sure has been a good hay season this year. There sure should be plenty of hay for the farmers.
Page 2 of 23


text:
Authorize Your Computer
Understanding AuthorizationTo play many purchases from the iTunes Store, you must authorize your computer using your Apple ID and password. You can have up to five authorized computers (Macintosh, Windows, or both) at a time. To play a purchased item on a sixth computer, you need to deauthorize another one.
Support Communities
Find and share solutions with other iTunes Mac and iTunes Windows users around the world.


text:
Looking for cheap flights to Air Mauritius? Fly.com searches 400+ airlines and travel sites to find you the best price on Air Mauritius flights. If it's cheaper to travel to/from a nearby airport, we'll alert you. We also search Expedia, Orbitz and others to see if their packages can save you even more money.
Once you've found your flight, we'll take you directly to the travel site of your choice to complete the booking. And remember, there are no fees for using Fly.com – we are a completely free price comparison website.
Use the search box to get started. Simply fill in your trip details and hit search. We'll do the rest!
Also search for
$59.50 & up -- Broadway's 'Chicago' incl. Orchestra Seats
$48.50 -- 'Stomp' Celebrates 20 Years in NYC, Reg. $78
$45 & up -- 'The Phantom of the Opera' on Broadway
$116 & up -- NYC Hotel w/Statue of Liberty Passes, 50% Off
$149-$179 -- NYC: Brooklyn Hotel thru December, Save 30%
$183 & up -- NYC: 4-Star Downtown Tribeca Hotel, 40% Off
$233-$269 -- NYC: Times Square Hotel incl. Holidays, 35% Off
$183-$269 -- Holidays at Midtown Manhattan Westin, 40% Off
$178 & up -- Holidays at NYC-Area 4-Star Hotel, 40% Off
$239 & up -- Holidays at 4-Star Times Square Hotel, 30% Off
$119 -- Weekends & Holidays at NYC Hotel, 60% Off
$784 & up -- NYC 4-Star Vacation w/Air from Houston


text:
- My Shopping Cart
- Total: $0.00
Browse Departments
Mugen Seiki Super Silicone Shock Oil (#450) (50ml)
With your purchase, receive at no cost:
This is a 50ml bottle of Mugen #450 Silicone shock oil. The thicker the oil, the more damping your shocks will have when riding over bumps. The thickness of Mugen shock oil is measured using the more linear Europen Centi Poise "Cps" system, which is different to the "Weight" system used by Team Losi and Team Associated in the USA.
This product was added to our catalog on July 17, 2004.
Customers that bought this also purchased...
Free Shipping! Restrictions Apply
|List Price:
|You Save:
|$1.20 (14%)
In Stock!
This item earns up to 7 Customer Reward points Learn More


text:
Table TENNIS
comments powered by Disqus
( Department of Archaeology Museum )
Review: Asian Art Museum travels 'Roads of Arabia'
The touring exhibition 'Roads of Arabia: Archaeology and History of the Kingdom of Saudi Arabia' -- at San Francisco's Asian Art Museum through Jan. 18 -- features 200 items in stone, gold, bronze and other metals, spanning millennia but unearthed only over the past 40 years. They show that, for many cultures and civilizations, the Arabian Peninsula was an important crossroads.
(AP Photo/John Bazemore, File)
'Here Comes Honey Boo Boo' canceled
TLC axes show after evidence surfaces that star Mama June had resumed a romance with a convicted child molester.


text:
HOME Metal Mulisha Gear Metal Mulisha Ladies Metal Mulisha Ladies T-shirts (57 items) Product ID: 821315
Main Content
Get a little pretty for your man with Metal Mulisha's Tina burnout V-neck tee. Its beautiful rose pattern adorned with fancy brand lettering and a helmet skull logo printed on the right side. It also is made of super chic sheer burnout fabric for a sassy, playful look. This sexy top will keep your fella's eyes glued on you forever.
- 51% Cotton/49% Polyester
- Imported
- Screen print graphics
Mulisha Customers also liked:
Special event items are produced by manufacturers only after the outcome of a game or event. These are advanced sale items and will ship immediately after they are received in our warehouse.
Manufacturer direct items are shipped directly from the manufacturer. These items are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite number, and/or designs. Some options may be limited by league rules.


text:
LED Mini Dual Mount Light
Super bright 2 LED light to be mounted virtually anywhere. Low amp draw for longer battery life. Stainless steel mounting hardware. Impact resistant. 100% waterproof. Low heat. 12 volt. Measures only 2-5/8" long x 3/4" tall x 1-1/4" wide.
This product ships in 1 business day.
Add to Cart and enter your Postal Code to determine the shipping charges and estimated delivery date.
* Most products and orders leave our warehouse in 1 business day. However, select items may take more processing time. Alaska and Hawaii orders please add 1 additional warehouse processing day.
Standard Shipping Policies


text:
The content you've requested is free to Sigma Xi members.
If you are an active member of Sigma Xi, please log in now to download this PDF for free.
If you are an American Scientist subscriber, log in now to proceed with your order request. Subscribers pay $5 per PDF.
Public users pay $12 per PDF. Click here to proceed with your download as a public user.
Welcome to My AmSci
View Cart
My Comments
My Account History
My Profile
My Watches
My Library
My eNewsletters
What Is My Member ID?
CURRENT ISSUE PAST ISSUES SCIENTISTS' NIGHTSTAND MULTIMEDIAABOUT SUBSCRIBE ADVERTISE PRIVACY POLICY© 2014 Sigma Xi, The Scientific Research Society


text:
Now that the NBA trade deadline has come and gone, Miami Heat fans turn their attention to the buyout mark on March 1.
Instead of retreading over the familiar names—Caron Butler, Emeka Okafor, etc—let's take a look at some of the players that were moved Thursday and see how those traded could effect the market for Miami.
Miami traded Roger Mason Jr. to the Sacramento Kings for, basically, nothing at the deadline. That cleared up a roster spot and the Heat will sign someone in the new few days.
Jason Terry
Terry will join Mason Jr. on the Kings, who was swapped with Reggie Evans for Marcus Thorton.
Crossing my fingers Sacto buys out JET, and he signs with Miami. Would be so funny. Dirk might kill him.
— Zach Lowe (@ZachLowe_NBA) February 20, 2014
Wouldn't it be interesting if the ex-Dallas Maverick, ex-Boston Celtic Terry joined up with the Heat? For Miami, he would provide a deep option at the 1 and 2, someone who could handle the ball in a pinch but definitely facilitate on offense.
He's still a decent three-point shooter at 37.9 percent with the Brooklyn Nets this season.
Danny Granger
Granger was just traded to the Philadelphia 76ers for Evan Turner and Lavoy Allen.
He could be bought out as the 76ers continue gutting the roster. The oft-injured Granger would be a bit of a stretch for the Heat but, if healthy, he would be the ultimate "F-you signing."
Granger is a capable shooter and, if he can get healthy, I think can still help a team in the NBA. I just don't know that that is now.
Tags: Miami Heat Rumors Trade


text: Send page by e-mail Your email: * Your name: * Send to: * Enter multiple addresses separated by commas and/or different lines. Subject: * Page to be sent: ClinQuiz: Is this pet overweight? (Sponsored by Nestlé Purina) Answer 3) B Your message: * Hot topics on dvm360Follow dvm360 on Twitter, Facebook, and Pinterest Sell veterinary clients on your service Why veterinarians should be more like a Louisiana shoeshiner Texts from your veterinary clinic cat Learning goodbye: Veterinarians fill a void by focusing on end of life care


text:
SALOMON Women's Idol 85 Ski Boots - 2011/2012 - Potential Cosmetic Defects
|Members of The League get 5% back when you spend $100! (see promotion details)
Product Details
The SALOMON® Idol 85 women's ski boots are serious all-mountain boots that don't compromise on performance or comfort. They have a women's-specific fit in the cuff and liner, and the shells feature custom bi-material plastic that can be molded around your foot. World Cup shell technology improves body support and torsion control for better power transfer; they're even equipped with calf size adjustment!
Key Specs:
- Ski Model Year: 2011/2012
- Women's ski boots
- Bi-Material Polyurethane Lower Shell: Consistent density enables excellent progress on snow, with well-adapted stiffness
- Bi-Material Polyurethane Upper Shell: A reinforced rear, lateral insert allows a softer front cuff for improved leg wrapping and progressive flex. Durable, dynamic, and abrasion resistant
- Buckles: 4 micro titanium buckles
- Custom Shell: The boot can be molded by a professional for a customized fit
- World Cup Advanced Shell Technology: Improved back support, body positioning, and torsion control. Maximizes power transfer from the skier to the ski
- Faux fur liner provides an extra-comfy and warm fit
- Women's-specific liner
- Calf Adjustment: A screw adjustment that allows the upper cuff to adjust up to 1 centimeter
- Single Canting: Allows the cuff to be moved towards the interior, aligning properly with the skier's lower leg shape
- Removable heel and toe DIN pads
- Sensifit 2D: A combination of a Sensifit in the forefoot and cuff for comfortable wrapping and hands-free step-in
- My Custom Fit Liner: Thermoformable foam on the ankles and tongue for a personalized fit
- Flex Index: 85
- Strap: 35
- Last: 100/106
Product Recommendations


text:
Watch the Hollaback Girl video below in all its glory and check out the lyrics section if you like to learn the words or just want to sing along.
Tell us if you like it by leaving a comment below and please remember to show your support by sharing it with your family and friends and purchasing Gwen Stefani's music.
Iggy Azalea ft Charli XCX
DJ Khaled ft Chris Brown, August Alsina, Future & Jeremih
will.i.am ft Cody Wise
Pills N Potions (starring The Game)
Nicki Minaj
Nicki Minaj
Young Money ft Tyga, Nicki Minaj & Lil Wayne
YG ft Lil Wayne, Rich Homie Quan, Meek Mill & Nicki Minaj
Kid Ink ft Chris Brown & Tyga
Iggy Azalea ft Charli XCX
Young Money ft Euro, Birdman & Lil Wayne


text:
Hi and welcome back to Amazing OurStage. We want to let you know that there will be changes to the prizes we are offering. Every month will be different.
This month we are awarding prizes of $100 to winners of the competition finals. In the future there will be prizes to help your musical career. Check back to find out.
Join OurStage to discover and listen to new music from great indie artists.
Get exposure building your fan base and selling music.
Find opportunities through music licensing and our competitions.Artist Sign Up
Kickin Ass my friends!!! Coming To A Town Near YOU!!! Ur Friends, The Tyrantz "Wrecking Crew"!!!...


text:
Wedding Ceremony Music near saunderstown,ri
Other Wedding Vendors near saunderstown,ri:
|Wedding Band (72)
|Wedding Beauty & Health (239)
|Wedding Catering (113)
|Wedding Ceremony Music (44)
|Wedding DJ (243)
|Wedding Dress & Attire (138)
|Wedding Event Rentals (61)
|Wedding Favors & Gifts (80)
|Wedding Flowers (257)
|Wedding Invitations (107)
|Wedding Jewelry (112)
|Wedding Lighting & Decor (32)
|Wedding Officiant (133)
|Wedding Photography (540)
|Wedding Planning (136)
|Wedding Rehearsal Dinner (57)
|Wedding Transportation (55)
|Wedding Travel Agents (31)
|Wedding Venue (304)
|Wedding Videography (89)
You've chosen the maximum (5) items in this category. Compare your items or remove and replace with another.Compare Now
0 Vendors Selected. Select up to 5 vendors to compare in one of the following categories: Venues, Bands, Catering, Photography or Videographers.
Matt Kearns Musician11 Reviews
Coventry, RI | 401-385-3939
Live Music always adds an Elegant touch to Wedding Ceremonies, Cocktail Hours, Corporate Events, Private Parties and Background Music for Dinning....(more)
Mary King - Harpist/Celtic Harpist8 Reviews
Smithfield, RI | 401-719-6664
Mary King has been receiving rave reviews for her harp playing throughout New England and plays a variety of music including selections of Celtic...(more)
Harpist Shelley Otis27 Reviews
Bristol, RI | 774-454-7525
"The music was absolutely lovely and everyone raved about you..." (bride, Boston, MA) Shelley's music has delighted bridal couples and audiences...(more)


text:
Narrow results:
1 results
Sunny California
During the Great Depression of the 1930s, agricultural workers fled the Dust Bowl conditions on the Great Plains in search of employment in the American West. Many of these people eventually found their way to the migrant work camps in central California that had been established, under President Franklin D. Roosevelt's New Deal, by the Farm Security Administration (FSA). In this song, Mrs. Mary Sullivan tells how she left Texas, traveled across New Mexico and Arizona in search of work, and after surviving the catastrophic March 1938 Colton, California ...


text:
Diagnoses, treats, and cares for patients, using system of practice that bases treatment of physiological functions and abnormal conditions on natural laws governing human body: Utilizes physiological, psychological, and mechanical methods, such as air, water, light, heat, earth, phototherapy, food and herb therapy, psychotherapy, electrotherapy, physiotherapy, minor and orificial surgery, mechanotherapy, naturopathic corrections and manipulation, and natural methods or modalities, together with natural medicines, natural processed foods, and herbs and nature's remedies. Excludes major surgery, therapeutic use of x ray and radium, and use of drugs, except those assimilable substances containing elements or compounds which are components of body tissues and are physiologically compatible to body processes for maintenance of life.
View the Data Dissemination Notice from the CMS regarding
the information that is being displayed on this site.
Changes to your NPI information can be made with the Centers for Medicare & Medicaid Services (CMS) by clicking here.
Your Name:
Your Comment / Review: (500 characters max)
By submitting your comment, you agree to the following - All reviews and comments undergo rigorous screening and must adhere to our strict guidelines of ethics. We do not condone anything that is slanderous, disparaging,
derogatory, offensive, prejudicial, insulting or simply rude. We will remove any comments that do not follow or meet these guidelines. NPIdb.org wants to encourage your right to free
speech however we must also protect the reputation of the physician in question and make every effort so that no one is harmed by such careless remarks. When leaving a negative comment,
please be tactful, objective and, if at all possible, polite. NPIdb.org reserves the right to remove any comment or review for any reason and without notice. Please do not abuse this privilege.


text:
No scheduled events.
|Customer Care
Before entering a support request please read through our FAQ pages as they will help you quickly address most common issues and concerns.
Click here if you would like to be unsubscribed from ALL email from GoLobos.com.
|Support Request
More Headlines
- Lobos Drop Final Game Of 2014 Season
- Lobos Fall Short To Broncos In Extra Innings
- Lobos Scoreless In Game One With Broncos
- Lobos Head To Boise State For Final Games
- Lobos Fall To New Mexico State In Five Innings
- Stevens: Young Lobos Understand this NMSU Thing
- Lobos Win First Series On Senior Day
- Big Innings Boost Lobos Past Aggies
- Late Rally Not Enough For UNM To Take Down Aggies
- Stevens: Lobos Eye a Tough Series Plus Senior Day


text:
Fred Perry Concealed Twin Tipped End On End Shirt
Product information
Cut from rich cotton poplin and featuring a concealed tartan trim behind the placket. This Fred Perry shirt is a versatile number that can easily be dressed up or down. It has a slim collar, chest pocket, featuring an embroidered logo, and button cuffs to keep it smart casual.
- Brand
Fred Perry
- Cuff Type
- Button
- Eligible for International Delivery
- Fit
- Regular
- Material
- 100% cotton
- Washing Instructions
- Machine washable
Editors Notes
Fred Perry prides itself on being the first British heritage brand to successfully blend sportswear with streetwear to create some of the most iconic styles of the last century. Throughout its history Fred Perry has always stayed true to its ethos of authenticity, integrity and attitude.
Today the Fred Perry Laurel Wreath logo is recognisable worldwide, with shops and customers across 50 countries around the globe. The original Fred Perry cotton pique shirt is still made to the same high standards and is synonymous with underground fashion and British cool.
Click & collectFree Click & collect from John Lewis or Waitrose shops for collection tomorrow from 2pm
348 participating John Lewis and Waitrose shops
- Free
Standard delivery within 5 working days
- Free
Next, named or Saturday UK delivery
- £6.95
Next/named day UK delivery pre-10.30am
- £9.95
International delivery available
- Europe (Non EU) - £7.50
- Europe (EU) - £7.50
- Rest of World - £25.00
- From £7.50
Collect+ from a local shop from tomorrow - postcode exclusions apply for Collect+ deliveries5000+ participating Collect+ shops
- £3.00
We want you to be happy with your purchase. If you're not, just return the products to us or to one of our shops. Unless faulty, we'd like this to be within 90 days of purchase. Exceptions apply to certain products - find out more about our refund policy.
Depending on the type of product, you can make free returns via our shops, Royal Mail (or courier collection for large or heavy items), Collect+ or via MyHermes.
Q & As
UK delivery:
Free Standard delivery within 5 working days
Click & collect
Free Click & collect from John Lewis or Waitrose shops for collection tomorrow from 2pm
£3.00 Collect+ from a local shop from tomorrow
International delivery available:
From £7.50


text:
Scotiabank Saddledome
Wednesday, July 24, 2013 - 20:00
Wednesday, July 24, 2013 - 23:00
$116.00, $86.00, $60.00 and $40.00, plus convenience charge and order processing fee
Entering the charts at #1 in their native Canada and #2 in the U.S., Rush's 'Clockwork Angels' has spawned three top 5 hits in the Classic Rock category. At the end of 2012, Rush won both the Band of the Year and Album of the Year awards at the Classic Rock Awards in London. This year, to the delight of patient Rush fans worldwide, Rush will be inducted into the Rock and Roll Hall of Fame in April, 2013.
Traveller's Toolkit
- Calgary Maps
Calgary Weather
Current Conditions:
Extended Forecast:
Visitor Guide
View the Tourism Calgary Visitor's Guide online or download a version to your computerView Calgary Guides


text:
Welcome to MyPoints, your daily rewards program.
Coupons not found on MyPoints may render purchases ineligible for Points.
Vitacost.com is your one-stop shop for everything you need to keep healthy and stay focused on building the body you want. Losing or just maintaining your weight is easy with Lipo 6 or Green Coffee Bean Extract. Get organic coconut oil and apple cider vinegar for their multiple health benefits! Looking to bulk up? Vitacost.com has Whey Protein Complex! Visit Vitacost.com to supplement your healthy lifestyle and earn Points.
Use Code:
Exp: 10/31/2014
Use Code:
Exp: 10/31/2014
No Code Needed Just Click
Exp: 12/17/2014
No Code Needed Just Click
Exp: 11/05/2014


text:
- Classes & Events
- View Related
- Breastfeeding Class
- Thursday, Nov. 6
Breastfeeding Class
Thursday, Nov. 6
Basic breastfeeding tips for moms-to-be.
Presented by Sharp Chula Vista Medical Center
This class teaches the basic skills for successful breastfeeding so you can feel more comfortable and confident once your baby arrives.
Topics covered include:
- Advantages of breastfeeding
- Breastfeeding basics
- Positioning
- Proper latch-on
- Breast pumps
- Nursing bras
- Time for questions and answers
This class is also available in Spanish. Go to Clase de Preparación para Lactancia Materna for dates and times.
This class is free for Sharp Health Plan Insurance members and offered at a discount for Sharp HealthCare employees. Please call 1-800-82-SHARP to register.
Cancellation Policy
If you need to cancel your registration for this event, please call 1-800-82-SHARP (1-800-827-4277) Monday through Friday, 8 am to 6 pm, or login to your account to cancel online.
For Couple: A fee of $10 will be deducted from the amount paid if you cancel your registration less than 3 days before the event.
Special Instructions
Out of consideration for others at the class, please refrain from attending the class if you are sick or think you might be contagious.
Students Observing: If you are not an expectant parent and are in need of observing a class, approval must be obtained prior to attendance. Please be advised that any paid registration for observation purposes will not be refunded. To obtain approval, please call 1-800-82-SHARP and you will be referred to the appropriate location for approval. Walk-ins cannot be accommodated.
Presenter Information
Classes sponsored by Sharp Mary Birch Hospital for Women & Newborns are taught by lactation educator Jacque Hansen, CCE, CLE.
What to Bring
We encourage bringing a support person along with you to class.
Course Recommendations
We recommend this class be taken three to four weeks prior to your due date.
Parking Information
Parking is available in the structure located near the main hospital entrance or the large lot located behind the main hospital, which can be accessed by turning into the driveway for the 765 medical office building. Paid valet parking valet is offered to patients, family and friends, 8 am to 4 pm, Monday through Friday.
Related Events
Helpful Links
Breastfeeding Class
If you have questions about an event or anything else, our consumer information specialists are here to help you. Specialists are available Monday through Friday, 8 am to 6 pm to take your call. Call 1-800-82-SHARP (1-800-827-4277).
We have received your request. A consumer information specialist will contact you within one business day.


text: 2012 Polar Plunge® Winter Festival - Virginia Beach Seize the Freeze at the Polar Plunge® Winter Festival! The Polar Plunge is Special Olympics Virginia's largest fundraiser, attracting more than 10,000 people to an otherwise deserted beachfront in February. Individuals and teams, alongside our athletes and thousands of community members, experience heartwarming and bone chilling extremes as they take the plunge into the icy Atlantic Ocean in the height of winter! Anyone can participate; those under 18 must have a parent or guardian signature. Other crowd favorites include the Boogie Down the Boardwalk Costume Parade and contest, musical entertainment, a gigantic sand sculpture, a Friday Night Plunge Party, Pee-Wee Plunge (for kids 10 and under), a Saturday morning 5K, a 20th Anniversary Saturday Night Beach Bash, as well as vendor displays and giveaways. Don't just seize any freeze this winter...Carpe Freezum at the Polar Plunge! For information about the event visit www.polarplunge.com Start Date Saturday, February 04, 2012 End Date Sunday, February 05, 2012 Location VA Beach, Virginia Contact Debbie Apperson 757-962-1575 dapperson at specialolympicsva.org Learn More


text: I had a 20 in window to shoot thru at a big cow elk. ranged her at 53 yds I was shaking a little ranged a tree instead of the elk. She was 62 yds shot just under her belly.. Had a good time. Also had a bull screaming at 35 yds in some real thick stuff. good time..


text:
This job is no longer available
Further information
Computer Futures are seeking a number of Embedded Linux Engineers to work for a market leading client based in the Guildford area.
creating new and novel IP there are opportunities to undertake complex algorithm development, modelling and implementation.
The Company is enjoying a period of sustained success and are now looking to expand there already successful team. The ideal candidate will have a skill set to include as many of the following:
Essential -
Degree in Electronics,Software Engineering or similar
Experience in embedded Linux software engineering
Experience of working within real-time constraints
Desirable -
Skills in C/C++
Knowledge of DSP
Video/audio techniques
Don't delay- email me you most recent CV for further information on the company and role. Please also provide the following details:
a) Current Salary
b) Sought Salary
c) Availability for work
I apologise if this is not suitable for you, but if you have any friends or colleagues who may be interested, please forward this to them.To find out more about Computer Futures please visit www.computerfutures.com
To find out more about Computer Futures please visit www.computerfutures.com


text:
Free Comic Book Day
SALISBURY — Free Comic Book Day is Saturday.
Across the country, shoppers can get a free comic book courtesy of retailers. It's a promotion that organizers say is designed to both encourage new readers and thank current readers for their support.
Here in Salisbury, Ray Franks is ready.
The back room of his shop, Comic Monstore, has a stack of boxes filled with freebies.
These aren't just comics you might not have heard of. There are big names in among the free issues, Franks said.
"Both Marvel and DC participate in this, along with plenty of independent publishers," said Franks.
And there's something for every age group, including comic books featuring Spongebob Squarepants and other "kid friendly" characters.
Although Franks said the Comic Monstore still pays for the books, they're given free to help promote the joy of reading a comic.
It's a pretty good year for the Comic Monstore. The store is celebrating its 10th anniversary Saturday.
The shop opened in May 2003, a year after Free Comic Book Day began.
Not only does it have walls, racks and boxes of comics, but stacks of collectible items and vintage toys, as well as books and games.
"I was born in the '70s, so my childhood was 'Star Wars,' " Franks said. "My collecting of toys and comics began then."
At the same time, "I was one of those kids who always took care of my stuff," Franks said.
By the time he reached 30, he had quite a collection of what would be considered "vintage toys" and other collectibles, and needed to clear some of them out.
Some people would deal with that by going to a flea market, or online, to sell them.
Franks opened a store.
Originally located near Salisbury Mall, the shop moved to what is now the Magic Mart shopping center about seven years ago.
When asked why Free Comic Book Day is worth celebrating, Franks said, "Because comic books are one of America's oldest art forms. Great stories."
Some well-known authors, such as Orson Scott Card, are also known for writing comic book stories, he said.
And big-name comic book characters such as Batman, Superman and the Avengers continue to drive multimillion-dollar franchises.
"We've got subscription holders who come in once a month," Franks said, adding that doctors and people from "all walks of life" are among them.
There are also classic characters in current-issue comics — Popeye, Buck Rogers and Peanuts among them.
Talyn Franks, 6, Ray's son, has his own favorites — among them, "Scooby Doo, Where Are You?"
Asked what he'd say to someone who didn't like comics, Talyn turned thoughtful for a moment.
"I would say, comic books are better than you think!" Talyn said.
"Some of the most popular new comics these days aren't focused around a particular superhero character," Ray Franks said.
"The new comics that are breaking ground are 'Walking Dead,' there's a huge secondary market for that."
"Definitely, comic books are a bit more mainstream, with shows like 'Big Bang Theory' and movies like 'The Avengers' doing so well."
Free Comic Book Day is "usually our busiest day of the year," Franks said, "comparable to Christmas."
And a good day to find a new story to follow.
Contact Hugh Fisher via the editor's desk at 704-797-4244.


text:
I do believe I am the first Senior Member !!!!!!
I do believe I am the first Senior Member !!!!!!
Congrats buddy.
BTW, do you ever check your e-mail? I sent you some about a week ago... Maybe it got caught in your junk filter? I can re-send it if needed.
Thanks Bud and welcome aboard....I almost forgot that you are a Martin shooter !!!!! I got the e-mail and i need to write back to you. We need to make him a little more cuddly, a little less scarry.
Aw, where's your sense of adventure???
Originally Posted by PLASTIC PAUL
This sounds interesting.
You have do idea... We will count you in as things progress.
Paul, check your e-mail again...
I finally tracked down that character I was telling you about.
Nah. I joined in February. I'm 59 and probably the senior resident geezer. Not that it matters any. They're not handin' out any free stuff to full blown geezers no matter how many Martin bows they own.
I was going by post count but since you are from my old stomping ground I will give you the honor !!! I will see what we can do....You let me know when you need a new set of strings.....Originally Posted by tjb357452


text:
Wear it eight days a week: the new and improved Everyday Capri keeps the same universally flattering high-waisted styling and fuller leg, yet features a wider, anti-muffintop waistband for compression and comfort. Features invisible zip pockets at the side seam, flat-seamed styling to discourage skin irritation and the moisture management and ultraviolet protection of the odor-inhibiting lucy tech™.
- 21" inseam


text:
Hey! My name is Marsha and this blog is dedicated to all things Burberry, runways, video, celebrities, london, photos and news.
Burberry is a British luxury fashion house, manufacturing clothing, fragrance, and fashion accessories. Its distinctive tartan pattern has become one of its most widely copied trademarks. Burberry is most famous for its iconic trench coat, which was invented by founder Thomas Burberry in 1856.
I do not own any of these images.


text:
SPANX Women's Cinch-It Hoodie
|Eligible Free Shipping on Shoes, Clothes & Fan Gear! (see promotion details)
|Eligible for Free Shipping on Orders $49 or More! (see promotion details)
|Members of The League get 5% back when you spend $100! (see promotion details)
Product Details
With a cinch-able waistband and a close-to-the-body fit, the SPANX® women's Cinch-It hoodie is your new go-to piece to look trim and be fully covered at the same time! Drawstrings at the sleeve cuffs and empire waist can be adjusted to suit your style and body shape, while flattering seams visually slim your silhouette. Extra length provides tunic-like coverage, ideal for wearing with leggings.
- 94% polyester, 6% spandex/elastane
- Pull-over style with a slenderizing empire waist
- Sleeves can be cinched or worn loose
- Cinches the waistline
- Visually slims the silhouette
- Tunic-like coverage
- Hand pockets
- Imported
Product Recommendations
Product Reviews
Reviewed by 1 customer
- Lightweight
- Stylish
Best Uses
Comments about SPANX INC SPANX Women's Cinch-It Hoodie:
I'm 5'10", and it was too short for what I usually like to wear. I'm not a big fan of Spanx, anyway, because, to me, it is a clingy fabric, and not so much a "control" fabric. I gave it a try, and sent it back 5 seconds later. Maybe shorter girls would like the style.
- Fit:
- Feels too small
- Sleeve Length:
- Feels too short
- Was this a gift?:
- No


text:
Garage Plans
Garage plans are great for expanding hobbies, storing cars or RV's, and even creating more living space. There's a detached garage plan here for just about everyone's needs.
You will find that we have garage plans with apartments, garage designs with office space, 2 story garage plans, carports, and RV garage plans. We even have barn plans! Garage plans can be customized to create your ideal extra space.


text:
Firefighters, law enforcement stage crash scene at West Rowan High School
MOUNT ULLA — Just in time for Saturday's prom at West Rowan High School, local fire and law enforcement agencies offered a program there Wednesday in an effort to prevent tragedies on the road.
The program, "VIP for a VIP" (Vehicle Injury Prevention for a Very Important Person), was presented in two parts. A morning presentation and video gave students facts and figures directly related to young adult driver fatalities. In the afternoon, the students watched an outdoor demonstration of a fatal car crash.
Suzie Simmons, a Thomasville resident who works at Rowan Family Physicians in Salisbury, spoke to the students in the morning. Her 17-year-old son Justin died on April 30, 2010, in a crash in Thomasville a week before his graduation.
Two more local mothers who lost their sons in car accidents also attended the program Wednesday. Joann Cross' 17-year-old son Marc Payette was killed on Centenary Road on Aug. 1, 2009. Mendee Williams lost her 18-year-old son Gregory Williams on July 11, 2009, on Sherills Ford Road.
In the afternoon, fire departments and the rescue squad simulated responding to a mock fatal wreck scene where a car had hit a telephone pole. They cut the top off of the car and tried to rescue the driver, but their best efforts failed. Throughout the demonstration, an announcer voiced what the driver would have been thinking and saying.
Students were encouraged to complete and return the "VIP Contract for the Life of a VIP," which includes an agreement to a "zero tolerance" for drugs or alcohol and outlines safety measures the student promises to take.
The "VIP for a VIP" program was sponsored by Rowan County Emergency Services along with the West Rowan, Locke and Cleveland fire departments, Rowan County Rescue Squad, Rowan County Emergency Services EMS Division, the Rowan-Salisbury School System, Kluttz Wrecker Service and area law enforcement including the Rowan County Sheriff's Office.


text: I have finally been out in the StraitEdge2 with two people paddling! Yahoo!! You can make good time with two people working so long as you are co-ordinating your paddling. 47lbs is very light for 2 people and the kayak fairly zings along compared to when I paddle by myself. I still have to work for the tracking more than a hard shell, but it's the same as my old sit-on-top. The kayak lives up to it's purpose. 230cm paddles seem to be the length needed because of the wide main air chambers. Everyone who has used this has commented on its amazing level of stability. And everyone who has used it has ended up taking a nap somewhere during their StraitEdge2 adventure! I keep going back to the stability and comfort of this kayak. Even newbies feel safe enough to lay back and close their eyes for a nap, trusting it will not tip in the ocean swells.


text:
Millions of women worked side by side with men — free from sexual harassment — on the streets of Egypt, Tunisia and across the Middle East and North Africa to demand their political rights.
Overnight, the world watched young, old and veiled women, often stereotyped as powerless, become fighters for democracy. We could finally imagine a region where women had the same rights and responsibilities as men.
Yet, along with the euphoria of dismantling authoritarian political structures, and efforts to enshrine women's rights in new constitutions, women were keenly aware of the challenges ahead.
"It is truly wonderful, unbelievable. The impossible is after all possible and achievable," — Hoda Elsadda, Global Fund for Women board member, from Cairo's Tahrir Square
Peaceful protests were met with government-sponsored violence. In Egypt, women were harassed, accused of promoting western agendas, and told by fundamentalists to go home and leave public spaces for men.
Undeterred, women's groups worked together to make sure gender equality is reflected in the new constitution. Global Fund advisors and grantees, like the Nadim Center and Center for Egyptian Women Legal Assistance Foundation, helped form new feminist coalitions.
In Tunisia, Association Engagement Citoyen mobilized women for the upcoming elections by building on their success with the Tunis Declaration, which calls for equality between women and men and constitutional and legal reforms to prohibit discrimination. In a rapidly changing political landscape, the Mediterranean Women's Fund convened women's rights activists from across the region to share information and strategies.
The uprisings offered precious moments of transformation. Women seized them by reclaiming public spaces to bring down repressive regimes that denied women and men agency. Women were transformed, just like their countries: now, they see the future of their country as their business and who governs them as their democratic right. Revolutionary indeed.
Next in the Annual Report: The Power is in the Diversity »


text:
This is a 50 Cal Flintlock Lyman Deerstalker. I have never fired it and have never even loaded it. It has been in the closet for years and going through hunting gear I discovered it. It is currently set up with fiberoptic sights which would come with it and is left handed (simply the hammer spur is to the left and could easily be moved to the right. Asking $200 plus shipping.
Regards, Vermonter


text:
I am Fred Wilson. This is my tumblog. I try to post a quote, a song, and a picture every day. Some days I actually do that. I also pull in links to some thing I do on the web to this tumblog . And I reblog the things I find on tumblr that I like. I hope you enjoy your visit.
via fred-wilson


text:
XTube Member Login
What is XTube?
XTube is way beyond any other adult website:
Upload & Share Your Photos & Videos for Free
Video On Demand (VOD)
REAL Amateur Photos & Videos
Massive Free Adult Community!
Free Blogging & Private Messaging
Free Local Adult Directory
XTube is a fun and sexy new way to experience Adult Entertainment!


text:
Academic Attire
Academic attire consisting of a cap, gown, and hood will be distributed to all graduates participating in the ceremony. Only those graduates participating in academic attire will receive guest admission tickets.
For your convenience, we are providing online service to order your cap, gown, and hood. Please log on to www.herffjones.com/college/graduation and complete the online order form. Your cost for cap, gown, and hood will be approximately $37 to $50 depending on your degree. Your academic attire must be ordered prior to the March 24, 2006, deadline date. The online Herff Jones site will be closed midnight on March 24. If you do not order online prior to the March 24 deadline date, you must contact your commencement coordinator no later than the distribution dates.
Note: Extra gowns will be available on the distribution dates on a first come first serve basis. Size and hood colors cannot be guaranteed. Cash payment only will be accepted after the March 24 deadline date for the cost of your academic attire, as well as an $8 late processing fee.


text:
So I dont know too much about adjusting the let off on my nemesis, If I draw the bow fully then adjust the stop(at full draw) to just touch the bottom limb, I am at 80 % let off.
So too lower the let off, say to 65 %, I would adjust the draw stop so it contacts the limb sooner, correct? But could you not pull it hard enough against the stop(on the bottom limb)to keep rotating the top cam while the bottom is not moving, changing cam timing?? Also would this effect draw length?


text:
Hooray! David and Shana are back with another brand new episode of the Super Awesome Show. This episode is a whirlwind of cool new Archie McPhee products and warehouse shenanigans. Underpants and lederhosen for wine bottles?! You betcha. The healing power of Abraham Lincoln and positive affirmations when used as adhesive bandages? Oh yeah! But [...]
AboutThe Slightly Less Disappointing Blog is a peek behind the scenes at Archie McPhee. You'll soon find yourself parked here, hitting refresh repeatedly in anticipation of the next enthralling post about our history, marketing, design and whatever else we deem awesome.
Have a suggestion or submission? Email us!
New Products
Subscribe to this blog
Recent Posts
- Archie McPhee's Endless Geyser of Awesome
- Blazenfluff
- Coming Soon
- Copyblogger
- Creative Creativity
- Cult of Unicorn
- Do Narwhals Have Blowholes?
- Gizmodo
- I'm Learning to Share
- Laughing Squid
- Mostly Forbidden Zone
- Nerd Approved
- Scott Hefferenan
- Secret Fun Spot
- Seth Godin's Blog
- The Sneeze
- WFMU's Beware of the Blog
Tagsaction figure Animals Anthropomorphic Archie McPhee Awesome bacon bigfoot candy Cats christmas costume Costumes creepy Cute Dan'l Disguise Eyes failed products Fashion Funny gibson Gif Googly Eyes Halloween Holidays Horse Horse Head Horse Head Mask Horse Mask LOL Magical Unicorn Mask Mask Masks nai New Products Peepers Seattle Shana squirrel underpants Unicorn unicorns video Weird Xmas


text:
Main Content
Feel the burn of victory from your soul down to your soles when you slip into these Park soccer socks from Nike! These ultra-comfy socks boast a cushioned reduced slip pad under the forefoot and durable abrasion-resistant heel padding, allowing you to run from goal post to goal post in the quest for supreme dominance.
- 93% Nylon/6% Polyester/1% Spandex
- Contrast, cushioned slip-reducing panel on sole
- Fits adult shoe sizes 4-6 and youth sihoe sizes 3Y-5Y
- Imported
- Officially licensed
- Reinforced heel & toe for enhanced durability
- Rib-knit soccer socks
- Woven Nike logo
Special event items are produced by manufacturers only after the outcome of a game or event. These are advanced sale items and will ship immediately after they are received in our warehouse.
Manufacturer direct items are shipped directly from the manufacturer. These items are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite number, and/or designs. Some options may be limited by league rules.


text:
Hi, I'm looking to buy a canon 550d but not really sure whether to go for the 18-55mm/55-250mm or the 18-135mm kit.
I'm on a bit of a tight budget, at the moment both kits are about the same money so it's one or the other.
Should I go for the convenience of the single18-135mm lens or the more versatile18-55mm/55-250mm twin lens kit.
I wouldn't say there is a particular type of photo I will be taking, but will I regret not having the reach of the 55-250mm lens.
The more reviewsI read the more confusing it seems to get!
Any advice would be a great help.
Mny thanks,


text:
No need to disturb your baby - this car seat adaptor lets you click & cruise. Move your car seat from car to stroller & back again!
The travel system is HOT! because:
Not quite sure? Find the car seat adaptor you need!
* This adaptor has not been safety tested for use with travel system and doubles kit at the same time
** To use this travel system on your explorer stroller, you will need to
- Recline the main seat a few inches
- Remove the explorer sun hood in order to fit the Chicco Car capsule to the explorer.
Want to receive updates about new products and promotions?
© 2014 philandteds.com


text:
Post a reply to the thread: white trash poachers part 2
Click here to log in
You may choose an icon for your message from this list
Will turn www.example.com into [URL]http://www.example.com[/URL].
Bob, you are right, public land hunting in Mississippi is already a thing of the past. The national forest is nothing but a place for people to go and throw out trash or shoot guns in the woods all day. All the wildlife there is clustered wherever ppl illegally bait them, and you can't use a motor vehicle so you can only hunt in walking distance which is the worst
Our nation is in freefall for sure. Some years ago now some Asian refuges were caught with a slew of Mnt. Quail, Deer and Treesquirls all shot out of season. I have witnesses pickup trucks roadhunting with 4-5 in the bed all armed with rifles during deer season. One reason I only hunt Archery any more, even though some of us aren't much better. Found a dead doe and fawn last year someone had shot and just left on the side of the road. I have my local wardens # in my cell and won't hesitate to call him if I ever witness a violation of game and fish laws. Take pictures and turn them in, its soo bad that I take pictures of vehicle license plates just in case my Jeep gets vandelized. Had a friend leave his truck only to come back and found it stripped of wheels and tires, everthing they could pull out or off. And the anti's cheer them on. Last year a women reseacher tore my tree camera off a tree. You guys that can afford to own some land are very blessed, public land hunting will soon become a thing of the past.
I HATE POACHERS!! They will be back. I say its time you do some "hunting" of your own.
i got a lot of other words for them as well ehunter.............it is sickening
Sorry to see that DZ. We get the same thing here in Ks. Just down the road from me is a place people use as a "dumping spot" for carcasses. It's nothing to see a deer with just the backstraps cut out, or a turkey with no beard, fan, or spurs but all the meat left. If you hunt public land, it's not unusual to find dead deer with just the skull top cut off during rifle season. The other thing that bothers me the most about this behavior is, they are still classified as "hunters". People need to call them what they are, CRIMINALS!
Originally Posted by Lung Buster
That is sad! People are messed up. I can't believe they didn't take the fans either. That just ruins it for everyone.
The day is coming where there will be nothing left
That is sad! People are messed up. I can't believe they didn't take the fans either. That just ruins it for everyone.
white trash poachers part 2
here is 3 turkeys (only 2 in pic) thrown in a local creek where i live, spurs cut off and beards cut off. these birds dont even have the breast cut out of them, complete waste of meat. the sick thing is , all these birds were probably killed in one sitting. typical mississippi white trash.
Attachment 7879
Attachment 7880
white trash poachers part 2
Forum Rules


text:
Showing 1 - 3 of 3 Products
Model: DF-7034-UV |
Catalog #: 55051544
Sunpak's DF-7034-UV 58mm Coated UV Filter improves contrast and color saturation.
Model: CF-7034-UV |
Catalog #: 55051538
Improve contrast and color saturation with Sunpak's CF-7034-UV 58mm Standard UV Filter.
Model: CF-7032-UV |
Catalog #: 55051536
Improve contrast and color saturation with Sunpak's CF-7032-UV 52mm Standard UV Filter.
Online prices and product selection may vary from our retail stores. All prices and offers are subject to change. Copyright RadioShack Corporation 2014. All rights reserved.