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Although we sold our family home on Tarpon Avenue years ago, we have enjoyed vacationing on the island frequently since. Our last visit, however, turned into a nightmare.View More images >>
One early Monday morning while we were on the island my significant other, Randy Whitelaw, turned, quite literally, canary yellow. I took him to the Boca Grande Health Clinic where he was seen by Dr. Michael Steffan. Dr Steffan, deeply concerned about Randy's significantly elevated bilirubin level, ordered a CT scan. Other than severe jaundice, Randy had no other symptoms of any illness at that time so we booked a CT scan at a facility in Englewood for the next day and went about our business.
On Tuesday a CT scan was performed and findings were consistent with a diagnosis of gallbladder or pancreatic cancer. We were flabbergasted! Dr Steffan suggested immediate local hospitalization - we refused. Instead we consulted with physicians known to us in NYC and St Louis. They too agreed ... pancreatic cancer was likely. Arrangements were made to leave Boca Grande and to seek treatment in St. Louis, where Randy is originally from.
Flight reservations were made for a Wednesday morning departure, but late Tuesday night Randy fell suddenly and seriously ill, barely coherent and spiking a high fever. Emergency intervention was inevitable so with much intrepidation I drove Randy to Englewood Community Hospital. My greatest fear - emergency care in an unfamiliar, small community hospital - was about to be realized ... or so I thought.
While it may have made some difference to the staff when I told them I was a registered nurse and an attorney specializing in health law and ethics, all who attended to us, including emergency room physician Dr. John Meyer and three nurses, were absolutely amazing. Dr Meyer found Randy to be far too ill to travel to St Louis or anywhere else. He suggested we bring in a gastroenterologist from the community. Again, I was reluctant to put my loved ones care in the hands of a small town physician. But there was no choice. Randy was moved from the emergency room to a private room where I could sleep-in with him while we awaited consultation with Dr Tony DiTomaso, the gastroenterologist recommended by Dr. Meyer.
At 7 a.m. Dr DiTomaso arrived at Randy's bedside. Upon review of Randy's recent medical history he too believed Randy's situation was grim. He spoke frankly, confidently, and with a degree of compassion uncommon in health care practice as I had come to know it. We instantly and willingly put our fate in his hands. Shortly thereafter Randy was wheeled into the operating room.
Less than two hours later Dr DiTomaso emerged from the operating room with a look of calm and satisfaction on his face. He was obviously genuinely pleased to bring me good news. In spite of indications to the contrary Randy had nothing more than a large, and unusually painless, blockage in his common bile duct.
I know I can be difficult to deal with and quite critical when it comes to medical care for the people I love, but I have nothing but praise for the excellent, timely, compassionate care Randy received throughout his ordeal. The Boca Grande Health Clinic staff treated us like special clients rather than the strangers to their service that we actually were. Dr Steffan gave us his personal cell phone number and asked that we keep him posted...imagine that! Dr. Meyer and his RN staff were more attentive to Randy than any ER team I've witnessed in my 30+ years of nursing practice. Every hospital employee who attended us, be they housekeepers, dietary services, or floor or operating room nursing staff, introduced themselves to us, extended every possible courtesy, and acted professionally and competently...a combination of health care delivery skills too often absent in health care settings. Dr. DiTomaso has followed Randy's recovery with phone calls and ongoing support. We sing his praise.
Sincere thanks to all who participated in Randy's care. We are forever grateful.
Liz Colosimo, RN, Esq.
Las Vegas, NV


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Customizing SMF > Mod Requests
Attachments Upload Progress Bar !! ...
I think what will be very usefull one " Upload Progress Bar " ...
In my web, too many people upload attchments, and they never know what is the upload status, ...
I see this on a web, and I like it !
It's possible to make one mod what allow this ?
Thanks for reading this ! ;)
Hello ??? ... Anybody in home ??
im not sure about this but i think there isnt a function in php where it determines the total file size and file size uploaded... but you chould try jsp :)
Nope, there is no accurate way to do it with php. I've seen it with other languages, unfortunately not php.
Anyways, these days, attachments for the most part upload in seconds, so the progress bar would go at some speed.
Thanks guys ! ...
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Sports shorts
Kaiser-Kesseler Tournament
PRINCETON — The 38th Annual Kaiser-Kesseler Holiday Tournament will be held at Princeton Logan Junior High School on Monday and Tuesday. This tournament consists of four eighth-grade boy's basketball teams.
The schedule is as follows:
Monday: Logan vs. Geneseo, 5 p.m., Amboy / Kewanee, 6 p.m.
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This route is the best approach route to Metamorphosis, as it is pretty direct and at a similar grade. The climbing is varied and reasonably well protected. The guidebook rates this pitch 10a, but I think the crux move is a bit difficult to onsight, and it took me two tries to redpoint this route, and I normally don't fall on 10a. I've climbed this route five times now. I like it. It starts near the top of the ramp on the south face, but below the Yellow Traverse. It heads out a small, left-leaning, left-facing dihedral with a small roof at the top (crux). The beta on this roof is to get the left foot as high as possible before trying to step over the roof with the right foot. The holds are not as good as you'd expect.
This route protects with single units from stoppers to #2 Camalot. There is a variety of ancient fixed gear on this route (copperhead, RURP, pin, fixed nut, bolt) which can and should be backed up. Addendum: The bolt has been updated. Thanks, Steve & Greg!
Just wanted to stress the loose rock warning. My partner snapped a jug just past the crux and hit the ledge. Be careful.
Yeah, Kyle named it Gatorade & Tequila as the aid climb. I walked up as he and Charlie were finishing freeing it. Kyle wanted to rename it as a free climb. I suggested since it's next to Rainbow Wall, why not...
Bring a Screamer for the bashie. Easier(?) beta for the roof: Lean left off the slanting handholds. Put both(!) knees on the low angle left facing corner. Step up.
Worthwhile as an approach to Metamorphosis and as an historical fixed gear tour.
Did this yesterday with Snipes, and found it to be solid 5.10 at the crux, especially in light of the creepy gear. The pin and the bolt are both ca. 1985 and should be replaced with like gear, although the bolt should be placed lower so you can clip from the crux holds.
The climb has gotten a little easier with the dropping of the big rock above the bashie (Dec 2000?), and now a good right-hand side pull replaces the former crux. The climb still grades 5.10a but is less of a sandbag. I loaded the climb up with gear, although this did include a few dubious pieces, for the most part I felt that it was reasonably well protected. As it dumped rain on me while I was climbing, the route was soaked by the time my partner followed it. The pieces were good/close enough such that: A) my 5'5" partner could aid the route on the gear I had set. B) None of them pulled on rope tension or on aid. Obviously. that's not tha same as a lead fall, but I believe the gear was that good as well. The route is rated 'S' not so much for any [inherent] danger, but more for the effort and trickery required to get so much gear at a reasonable quality. 2 stars, in my book, a fun pitch with unique movement and some puzzling protection options. 5.10a seems fair in the route's present state. I think it was winter of Y2K when the big block (300#) pulled out and the route is easier now. I don't think that the fixed rurp need be replaced. Down and right of it are some OK placements for clean trad gear and the 'new' piece might not be as good as the old, as the rock may deteriorate or the placement might just not be as good. I'd venture to say leave what is proven for now.
The old bolt has been replaced. Thanks to Greg Hand for coming out to Eldo on such a windy day to...lend a hand.
Fun climb with interesting moves. 10a seems about right. I felt it protected well where needed.
Thanks for replacing the bolt. This makes a great first pitch into Metamorphosis. As good as it gets in Eldo, for the grade and a two pitch combo...on the spicy side :-).
Pretty cool route and a good approach to Metamorphosis. Clipping the antique gear (RURP, pin, copper-head) adds a little spice to the moves.
Boy, Forrest copperheads, I remember many placements of those that didn't exactly bring my heart rate down! They had bigger wires than the stoppers of the same size, but the stiffness of those wires could make them pop out if you had rope drag problems. I used to have a picture of a belayer with about 3 of those that slid down the rope to the belayers left hand. He was looking at the sharp end of the rope intensely with that "could you please get something bomber in?" look on his face.
Not as spicy as others have said. Found the route quite protectable. Easy climbing for the first 20 ft up the slab to 15 ft of fun 5.10- to 5.9 climbing to the base of Meta.
unlike metamorphosis, i felt this pitch protected fine. i found good gear and frequently.i didn't place anything behind the hollow flake, it wasn't necessary. glad that bolt was there further up though!


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638 search results for Concert Film
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The documentary airs Friday night on Showtime
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Expanded concert film will be released on Blu-ray/DVD next year
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Real sports news forces ESPN to scrap Ron Burgundy's 'SportsCenter' stunt Russell Simmons teams with John Singleton for HBO's "Club Life: Miami" History channel developing a "Jamestown" colonial miniseries
25: Live [Blu-ray]
A legacy concert film marking 25 years of the solo career of one of the world's most iconic and enigmatic performers


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How are Greek Markets Surviving?
FBN's Ashley Webster with the latest ahead of the Greek elections including updates on the Greek stock market.
Jun 15, 2012
You're watching...
FBN's Ashley Webster with the latest ahead of the Greek elections including updates on the Greek stock market.
Jun 15, 2012
Also in this playlist...
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Are they out weird just two days away from the big vote -- -- that will determine the future the eurozone is basically a vote for austerity.
Or against austerity so we have got back to Athens passing Wednesday -- standing by classic where -- it stand right now.
Well that's a good question Tracy and -- calls the world's eyes will be on Greece on Sunday as though the vote.
Tally is I counted and as you say really could be a vote to whether to stay in or out of the eurozone or depending on which political -- wins.
We'll have to wait and see but certainly contingency plans are being made central banks say they're standing ready to pump in any liquidity if there is a run on the banks in the meantime we spent some today.
Finding out how Greeks -- coping with this.
Well a struggling economy to say the least including of course the stock market -- I spoke with the chairman of the Athens stock exchange.
And -- him how the market survive with or this political and economic upheaval.
-- that is mirroring the economy -- last who leave yes.
Really put -- means facing.
And some programs that are coming from -- Government that that.
Program and this is depicted in the present this beautiful -- that change of clothes food you can these decrease of the -- -- -- Divvying up then -- -- Gupta GDP.
Which is 10%.
Which is in.
Ever assume that these depicting him as a cushion just.
Like you.
The other -- -- issues that follow rules Williams they have not being decrees reviewing these fears.
This has been on the wagon -- -- and human crisis the -- -- you PM.
Felicity has been decreased twelve deliverance from the company -- listed evaluating the number.
-- -- -- -- -- -- -- -- -- -- -- -- -- Then reduces.
Will be needed to -- and we don't have IPOs but.
I am and what I have to say is.
Number of putting those those fees to remain.
Stable and slightly improved.
These food and two years from 50% of we -- good news among.
Fifty for the person and participation of foreign investors love my capitalization.
Is -- a very volatile environment -- the market was up 10% yesterday.
-- as you.
This is an important deepens with other things -- -- He now it seems that will -- -- humane society.
50000 name cries of a 50% -- I -- and other expenses who have been the 'cause.
Slowed down.
But -- -- union moves.
Lows that is what this market that really concerns -- it could be a run on the bank facility a lot of capital -- oil consumed.
And he's.
Discussing the media -- there on and off the bonds but.
The -- through the banking system these.
I've received by the funding -- -- have weeks before by.
You BM and local.
The -- from.
And by the way the stock exchange today the market here in Athens gained another 2% -- -- down some 80% over the last two years as you can imagine.
So the question now is -- happens off to the election there are rumors that the new Democracy Party the Conservative Party.
May be pulling ahead a little bit in the polls -- those those polls I should point out Tracy.
Our unofficial but coming up later in the show will talk about tourism it's a huge industry -- -- Greece.
One in five people works for the tourism -- -- -- here.
We'll find out how they're coping middle of the unrest.
Here in their country back to you.
Wow actually it's great stuff and as actually mentioned the polls are so I'm forgiving or they're just really hard to judge -- go by these polls we gotta wait and ceemea unless.
I think 48 hours right now.
-- will be back with us later and Sunday night he will be joining Gerri Willis for special report on the election and of course we'll -- worldwide reaction including.
Are -- -- -- -- is going to be in Mexico for the G-20 summit so that is seven.
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text: This week was what it's all about: bands, DJs, solo artists and more bands. Running a music festival can sometimes seem about everything except music - the form-filling, the meetings, the co-ordination, people management, marketing, budgets, promotions and millions of emails. Ultimately, though, the hard work you put into these things is aimed at creating the best festival line-up and punter experience.


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Description Report Fraud
Triumph TR6, Red, for sale in Roswell, Georgia, for $18,950.
Here is an extremely nice 1975 Triumph TR6 in very pretty and striking Red with the Biscuit interior, door panels and carpet kit, gauges work as set in the extremely nice wood dash, new black soft-top, drives superbly with very strong and smooth power with road test just completed, this is believed a very original vehicle with Atlanta/ North Carolina history and lots of attention to maintenance, really looks outstanding with recent top cosmetic paint presentation and interior, full tune that makes this unmolested TR6 work and drive really terrific, features the excellent 2.5 liter, 6 cylinder engine, specs show 2.94" bore and 3.74" stroke, desired dual exhaust system that splits at the rear axle that yields excellent power, proper 4-speed transmission with optional overdrive, VIN#CF29252U, stock steel wheels, proper trim rings, expensive Michelin 185/15 red line radial tires, tracks great, suspension, shocks and uprated bushings, really excellent and solid nicely detailed underchassis, very rare and valuable matching Hard Top, softtop, tonneau, top covers, all recent tune, outstanding body with straight lines, spare tire in trunk, whole package is really nicely well presented, final buffing and polishing for Christmas 2011,
History: this very nice Triumph came out of North Carolina in 2006, then to Georgia, driven approximately 1500 miles since, great driving TR6 with VIN#CF29252U, virtually rust free 1975 TR6, final work to 'refresh' this most original TR6 when Fraser Dante worked on the car again to complete for Christmas 2011, this is not an 'auction car' but rather one that has great attention for driving and performance, this has been prepared for Driven Show conditions, really drives and handles as it should, recent updating shows that attention to maintenance has continued for many years, usually these very solid and unmolested TR6s really drive exceptionally well as does this one, at a dry weight of only 2280 lbs and upgrades mentioned, this is great fun to drive,
BODY: Very nicely done Red paint, body believed original, the sides extremely straight, paint really very nice, top driven show quality, buffing just completed, this had only a few minor touch ups that are just professionally done from minor show driving the last few years, here is a true collector kept TR6, items like the windshield, dual sport chrome exterior mirrors, very nice chrome bumpers, original solid floors, nicely just detailed, (SEE LINK), the bumpers appear to be original in fine condition, hard to find 'original' so nice, has the extra bumper guards,
ENGINE: very strong and detailed engine with continuous maintenance, it features the excellent 2.5 liter, 6 cylinder engine, strong torque lbs with 2.94" bore and 3.74" stroke, full throttle bushings and fresh linkage connected to the dual Carburetors, oil and oil filter just changed, coolant levels checked, radiator flushed, new spark plug wires, all stock cooling shields for better cooling, desired ANZA full dual sport exhaust system that splits at the rear axle and has the chrome tips, these upgrades add more than stock reliable power, 4-speed transmission works properly with stock shifter, fresh clutch that grabs well, transmission mounts,
INTERIOR: many items include the full bucket seats and carpets, wood dash panel, the side panels are nice, tan carpet with black Triumph floor mats, leather wrapped shifter knob, shoulder strap seat belts, gauges, radio and heater work, wipers operable, wood face dash kit looks great, AM/FM/Cassette radio, softtop, complete tonneau cover, trunk has the believed full original spare wheel with tire, note, this car really drives well, all lights just checked,
BRAKES AND SUSPENSION: the suspension is most solid, all aspects such as shocks, all the work includes full check of braking system for safety just completed, (LINK), the Michelin 185/15 dual red line radial tires have plenty of tread left and are mounted on stock steel wheels with proper trim rings as factory, these are better tires than stock and an important area that make this handle, front and rear suspension, sway bar links, rear shock links, steering wheel rack mounts, driving test just performed,
SUMMARY: now the headlights and brake lights are just checked, this is completed for Driven Show with full tune and fresh fluids, matching spare, this is a super nice, well maintained vehicle, this top mechanical and final detail finished for Christmas 2011, $18,950
Car Shipping... Direct to your door!
Base Colour:Red
Engine:2.5 liter, 6 cylinder
Location:Roswell, Georgia


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on 29-08-2011 04:28 AM
In no particular order...
Bruno Mars - Just The Way You Are
a-ha - Manhatten Skyline
Erasure - Love To Hate You
Toto - Africa
Lady GaGa - Paparazzi
Nickelback - How You Remind Me
Puddle Of Mudd - Control
Muse - Feeling Good
Soft Cell - Tainted Love
Bon Jovi - Something For The Pain
on 04-09-2011 08:09 PM
I would love to see some: All Time Low, Green Day, You Me At Six, Tacking Back Sunday, My Chemical Romance, System of a Down and Katie Perry
on 06-09-2011 03:10 PM
Is it possible to bring these songs:
the rasmus - sail away
green day - boulevard of broken dreams
owl city- Deer In The Headlights
Backstreet Boys - Incomplete
on 07-09-2011 01:59 AM
omg i would love incomplete
on 07-09-2011 04:09 PM
Techno Fan - The Wombats
Learn To Fly - Foo Fighters
Tribute - Tenacious D
Resistance - Muse
Witchcraft - Pendulum
What I've Done - Linkin Park
I love all of these songs, i love Techno fan because of the fact that the lirics compare the weekend to an angry worm hole, I love Learn To Fly because it features the lead singer flirting with himself while in drag, I love Tribute because an old lady turns out to be the devil and steals their CD from the recording booth, I love Resistance because of the great tune to the song, I love Witchcraft because of the great intro and i love What I've done because it's a great song from my childhood.
on 08-09-2011 02:05 AM
I love all types of music so my suggestions are very diverse but First off:
Can we please get some Katie Perry and Bruno Mars? These songs are so fun to sing!
I would also like:
Tom Petty and the Heartbreakers- Who doesn't love Tom Petty!
Free Fallin
Last Dance with Mary Jane
American Girl
Don't do me like that
What about some of the greatest artists like The Doors, Pink Floyd, Fleetwood Mac, and lets not forget MADONNA! I'm shocked she's not on there already.
09-09-2011 04:37 PM - edited 09-09-2011 04:50 PM
Come Undone - Duran Duran
Bridge Over Troubled Water - Simon and Garfunkel
Don't Walk Away - ELO
Eloise - The Damned
Leaving Me Now - Level 42
Two Out Of Three Ain't Bad - Meatloaf
Nights In White Satin - Moody Blues
How You Remind Me - Nickelback
Whole of the Moon - The Waterboys
A Few more from the 60's would be good and perhaps a few more 50's for when the parents come to visit.
on 10-09-2011 10:57 AM
Katy Perry, Black Eyed Peas, Madonna, Nickelback, James Blunt, Alanis Morissette, most of Rihanna, there are a lot of popular songs but you update songs that not all know. Also cartoon songs would be funny.
on 10-09-2011 01:35 PM
Anything from Christina Aguilera.
Her label is Sony BMG right? so why should there be problems releasing her material?
on 10-09-2011 06:53 PM
Some more mordern?! (:
Rolling in the deep- Adele
California King Bed- Rihanna
Judas or Edge of Glory- Lady gaga
Summer of 69- Brian Adams
Angel- Shaggy
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All content, game titles, trade names and/or trade dress, trademarks, artwork and associated imagery are trademarks and/or copyright material of their respective owners. All rights reserved. [more info]


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Finally i know what LOVE is!
When you don't mind slowing down the process.
Not because you're fearful or in doubt, but because all you want to do is creating beautiful memories with the one you love.
There is no obsession to posses him.
Days without intense romantic communication is not a torture.
Even when there comes a time when he ignores or doesn't treat you the way you imagine, seeing him can make your day!
It's crazy how you don't mind waiting, even if it takes a lifetime!


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This is awesome. I love the multiplayer, so much fun!
So are the new characters the prisoner and rich man?? Cause i want those characters.
This is why I hate DLCs.
All we have to wait for now are micro-transactions and a fee just to play online.
Unfortunately my lust for Bioshock content will most likely cause me to buy it anyway, and that the new content seem awesome. I guess I just got mixed feelings about this DLC and can't decided what I think.
Well, I guess this is where our problem is then. I don't actually really see it as a money grab. It's obviously something they put work into, and I feel that $5.00 is an adequate price for the stuff they're giving us: new levels, new trials, more weapon upgrades, and many new cosmetic options. As for being on the disc, I see it as simply a way for them to save time and money by putting it already on the disc instead of actually making us download it all hen the DLC is actually released. Don't get me wrong, I would love to see the stuff released for free, who wouldn't, but I don't really see much of a problem with paying $5.00 for it.
Another point I hadn't considered before is that the data may not have been fully finished when the game was first released. They may have started it, and then had Take 2 force it out the door. I guess we'll just see what happens later. =/
What are these extra 10 levels they are talking about?
I would like to see about 2-3 new SP levels and maybe two new weapons with New Game + mode, little sisters, pttp machines.
I wonder what new plasmids and tonics we will get?
Omg, i cant wait, ill bet to get to level 50 you need 150,000 ADAM, good thing i already have 98,000.
I will buy the new content, but achievements would be a major plus. So PLEASE include them!
Cool we get new characters. I can't wait to see what they look like
There are some pictures here -
definatly going to buy the DLC and i bet the single player content will include Tenebaums side of BioShock 2
Ss anyone else a bit nervous about what the single player dlc will do to the possibilities of Bio 3? Because it seems if they add on more levels and such. It might hinder the chances of Bio 3. I'm all for the idea of new single player dlc but not if it hurts the chances of Bio 3
But, would you be ok with them having Telekinesis and the speargun on the disc but not functional in game. Then, charging you $5 later to use it in the SP? At what point is something part of the original game and at what point is it extra? That is the question here. What we as gamers do not want to see is companies slowly dialing back what is first released and then charging more for stuff that was essentially ready to go at launch.
Last edited by WestCoastbadger; 02-22-2010 at 05:38 AM.
Yes! DLC! Not only for MP but for Campaign as well! This made my day! ^_^
wuts it gonna cost and will it throw new trophys in? (i hope not mp trophys suck)
Personally, I would not be happy with having Telekinesis and Speargun removed. But you also have to consider that the data for the new MP characters may not actually be finished. Not to mention that they seem to be the only thing actually on the disc that is a part of the DLC pack. It sounds like the other stuff is new stuff they're adding on.
I agree.
Now before I say the following, let me say that this is only partially my personal view. I am just trying to put together a clear articulation of the most cynical viewpoint of how this all works.
Before such a thing as DLC, when you bought a game, you bought the full experience. You didn't expect that, a month later, you had to buy another disk which had a small amount of extra stuff on it. And then, if a company released an add-on pack or an expansion, it wasn't as soon as only a month after the original game, and it was really a full-featured thing, developed afterwards.
I think this line of reasoning for some people to be unhappy is not unreasonable....
- This content was already made
- In fact, this content was on the disc
- Amount of content could be considered small
- "DLC" released only a month after the original game
- "DLC" released when serious problems with original game still not addressed or fixed
It's as if the development plan is no longer "let's make the full game and charge full price for it," the plan is, "let's make the full game, and then decide which pieces we can break off and use as DLC, since everyone is doing DLC these days, and we'll charge the full price for the game that's missing a few bits, and then we can charge extra to enable the DLC bits, which we'll stick on the disc to save download bandwidth."
Here's my argument against those points.
-We can't know for sure that all of the data was actually fully finished. It may have been started, and half finished, but all the necessary code may not be there.
-Again, we know some information is on the disc, but we don't know if everything is there and finished.
-This is more of an opinion thing. I personally don't really see it as small, but whatever.
-That is something I can see people having a problem with. But maybe they've now had the time to finish of what they needed to for those things that might not have been finished whent he game was released.
- 2K is probably working night and day to ensure all of those problems are fixed. A small patch is being released tomorrow, and more patches are coming soon in the future to fix problems.
I agree. There is kind of a stigma against key unlocks and it is understandable, believe me. But I think if you look at it this way it makes sense. I definitely don't begrudge them for holding back a few characters for pre-order exclusives/DLC. It makes business sense and the six default characters that they included in the game were perfectly sufficient if they didn't ever create any others.
I think that is something that gets forgotten, especially in relation to the gaming industry. It is a business. People are in it to work, to make money. Yes, having fun factors in there too, as does creating pieces of art, but it is an industry and a relatively youthful one for all the power that it wields.
The way I look at it, projected marketing/ business plans work differently to tech plans. I highly doubt that when the BS2 DLC plan was made they thought they were going to have issues with the PC version of MP. Alternatively though, the MP addition is very small. We get 2 new skins, some more ranks and some new customization.
I think what people are missing with that is essentially at rank 40 the "story" of multiplayer was finished. What are they going to do with these additional 10 levels now, or is the story just going to be suspended in a constant "last day of the civil war?" I've started to be rather curious as to where the plot will go now.
*runs to store and gets a mircosoft points card and writes a note on it saying "Don't use til BioShock 2 DLC is released." *
Your points are all valid. The stuff that is "already on the disc" could be stuff they never would have started developing if downloadable content didn't exist. So, they could have started it knowing they couldn't finish for release and would just polish it up for a DLC. They included what they had on the disc to save download time. All perfectly reasonable and acceptable. The point is you'll never really know what content is this stuff and what stuff was trimmed off the release solely for profit like Relight talks about. It is a sticky situation and companies getting away with the trimming of content is bad news for budget-conscious gamers.
Last edited by WestCoastbadger; 02-22-2010 at 06:12 AM.
lets hope there are new maps for mutiplayer too
You really don't need to add any more story to it. More levels just keeps players interested in playing more (and therefore a market for map packs). Hell, throw in some basic splicer models to play as. They don't all need to have story audio files and such. It would be nice (and they might have a plan that all MP characters need the story bits) but ultimately unnecessary. A bit more variety on the playing field would be welcome.
If I buy the new DLC before hitting 40 will I have to wait until 50 to "beat" the multiplayer?
ah nice I can't wait until it comes out (does anyone know when it comes out by the way?)


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My husband and I live in Bansko and we visited Plovdiv in October. We decided to stay at the Renaissance Hotel based on the TripAdvisor reviews and we understood why this B&B was rated number one. The host, Dimitar, is very friendly and speaks perfect English. He knew exactly which bars and restaurants to recommend within walking distance which was... More
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Minimalism and the land
Smithson, Spiral Jetty Robert Smithson, Spiral Jetty, 1970 (Great Salt Lake, Utah) Speakers: Dr. Beth Harris and Dr. Shana Gallagher-Lindsay http://www.smarthistory.org/earth-artsmithsons-spiral-jetty.html
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- [music playing]
- >>: We're looking at a work by Robert Smithson, and it dates to
- 1970, and it's called "The Spiral Jetty."
- This is a photograph showing it.
- It must have been taken from a helicopter, and it's what you
- call a work of environmental art or land art.
- It's essentially a bunch of dirt and rubble that has been pushed
- out into the spiral form into a lake, into this salt lake in
- Utah.
- >>: It exists in this one place and this one time.
- Could we say it is site specific?
- >>: Right, exactly.
- We call it site specific.
- One of the things that Smithson wanted to emphasize was a kind
- of a distinction between, you know, the site of the work of
- art, and the traditional site of the work, which would be a
- gallery or a museum or private home and kind of breaking down
- barriers, saying, is a work of art only to be contained by
- museum or can we also find it elsewhere?
- And so he is part of a larger movement of artists who are
- specifically locating or situating their work in the
- land, and oftentimes the works have these very, very large
- proportions.
- Like this juts out 1500 feet into the water.
- >>: And can you walk through it?
- >>: You can usually walk on it.
- Well, not necessarily.
- It depends on the height of the water itself.
- So sometimes it is submerged.
- So this photograph shows that there are some people out on the
- jetty.
- >>: Yeah, I see.
- >>: But it has been slightly covered by water.
- Sometimes it's lower or higher.
- It depends on the depth of the water in Utah at the time, and
- it's very a salty lake.
- So it's a work that really is certainly part of the
- environment, but also interacts and changes the environment in
- important ways.
- So you could also maybe categorize it under the category
- of process art because it is something that is forever
- changing.
- You know, he had one idea of it, but then there are things that
- act upon it and will change it for, you know, for as long as it
- is there.
- >>: It is made of things that are so durable, though.
- One gets a sense of existing beyond human life.
- >>: Right.
- And it has such a basic shape as well.
- He is interested in some ancient examples of prehistoric land
- art, mounds that have been found in America and elsewhere, and it
- is sort of inspired by that somewhat abstract quality of a
- lot of those.
- The idea that your vision of it right now as you see it as a
- totality.
- When you are in it of course, you are only experiencing it,
- and it is a very, very different way
- of seeing partial aspects of it.
- >>: What interests me is that you can go into it
- and walk through it.
- >>: Right, usually you are not supposed to touch the art.
- >>: No, right.
- I like that idea of touching it and being inside it.
- >>: He liked it, too.
- Yeah, and --
- >>: -- it is fun.
- It makes it fun.
- >>: Yeah, and he had to use a lot of construction tools,
- massive trucks to drive the rubble down and also to employ a
- lot of people.
- So it really destabilizes our idea that the artist is an
- individual, a single person who is the mastermind.
- Of course he did come up with the scheme, but he never could
- have realized this alone.
- >>: Right.
- >>: And that is such an important idea now.
- Things can be made by groups of people, by factories, people
- that the artist can employ.
- >>: Right.
- And maybe he is going back also to what he thinks ancient art
- was like, that it was not done by a single genius artist but
- rather was a communal thing and then was sort of left open
- for everyone to interact with.
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The vocational nurse provides direct nursing care to an assigned group of patients, under the supervision of a Registered Nurse, Licensed Vocational Nurse Supervisor, or Licensed Vocational Nurse Coordinator, by applying clinical nursing knowledge and skills, and for ensuring the safety and comfort of patients and families according to legal, organizational and professional standards.
- Graduate from an approved vocational nursing program
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Our Center for Spiritual Care department includes trained and certified chaplains of a variety of denominations. Chaplains will visit you within 24 hours of your admission to the hospital. With your permission, chaplains will notify your church or other place of worship of your admission to the hospital. Chaplains are trained professionals, and understand the deep concerns that may occur during a hospital stay. They are ready to assist patients and families with:
Chaplains are available 24 hours, 7days per week. Patients and family members are welcome to invite their priest, minister or rabbi to visit at any time.
There are two locations:
From 8:00 a.m. – 4:30 p.m: (765) 646-8182All other times: (765) 649-2511. Ask the hospital operator to page the chaplain on call.
Mass is celebrated on a weekly basis at 11:30 a.m. Check the schedule posted outside the Chapel for specific dates or call (765) 646-8182 for Mass dates.
Local Catholic Priests are available for the Sacrament of Anointing of the Sick and Reconciliation as requested. (We do not have a Catholic priest on staff.)
Holy Communion is provided daily by Eucharistic Ministers to Roman Catholic patients and family members. Holy Communion for other faith groups is available upon request.
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"This casserole makes a rich, creamy vegetable side dish. It tastes even better the next day for leftovers."
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"Leave women to find their sphere."
Other Lucy Stone Quotes
To make the public sentiment, on the side of all that is just and true and noble, is the highest use of life.
Lucy Stone
57% of people like this quote
Now all we need is to continue to speak the truth fearlessly, and we shall add to our number those who will turn the scale to the side of equal and full justice in all things.
Lucy Stone
56% of people like this quote
I expect to plead not for the slave only, but for suffering humanity everywhere. Especially do I mean to labor for the elevation of my sex.
Lucy Stone
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A wife should no more take her husband's name than he should hers. My name is my identity and must not be lost.
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2.5m 3.0m 3.7m 4.5m 5.5m 6.8m 8.3m 10m 12m 14m 17m
The Yakuza is designed for the kiter looking for absolute performance. The original Yakuza and now the Yakuza GT have been developed by the most diverse and technically minded team within the kiting industry.Ozone has worked closely with highly successful buggy racers including World Champions and National Champions to perfect what has become the benchmark in race kite technology. The design process on a high aspect kite like the Yakuza GT is very involved; a race kite needs to perform in a wide variety of conditions, upwind, downwind or any direction you choose and be able to go as fast as possible whilst maintaining stability and low-end pull. If you want to be the fastest or feel the need to have the most powerful kite possible in your quiver then the Yakuza GT is the kite for you.
In the race season 2008 worldchampion and 5 time german champion Björn Krautschick, was using the Yakuza GT prototypes with which he managed to win the championship once again. The Yakuza GT gave him the right advantage against all the others. Imaging in one race he started late from the last position, fought hard and took all he could out of his GT. Few meters before the finish line he had overtaken everyone and even passed the person in lead. Björn reported he was able to go much more upwind than anyone else and was also the fastest on the speed course giving him the necessary advantage to also win that race.
Read on for Björn's review HERE
Robby our designer put a lot of thought and effort into the new design and the result once again sets the standards in the race world. Beside a plus on speed he was working on more stability and general user friendliness. There is still the typical Yakuza feeling in the kite and there is still heaps of extra power you can get through the brakes. Everything works very intuitive and riders new to the Yakuza GT won't need much time to get used to it.
We have been working harder than ever before on the smaller sizes that needed to perform but still be super stable in high gusty winds. Therefore the smaller kites (<4.5m) got a special profile and planform. We found out that the advantage of having a slightly less performance kite which therefore is safer and easier to handle is much more relevant than having a crazy kite the rider is scared to use in naughty conditions. We also didn't want the kites to be only ridden by our Pro race team that can handle almost any kite. The Yakuza GT is the kite if you want to look into racing or just looking for the most powerful and fastest kite on the market to brake your personal records.
The bigger sizes >10m of the Yakuzas have also been used as the low wind power houses for loads of snowkite expeditions through Greenland, Antarctic and Canada. Eric, Sarah and Curtis from the www.pittarak.com expedition were adding 12 and 14m Yakuzas the first time to their quiver when they were crossing Greenland from south to north in 2008. They staked up 2 sets of 30m Lines and were able to snowkite even if they couldn't feel a breeze on the ground which gave them a big advantage making distance. For heavy weight buggier are snowkiters that travel with heavy equipments and sleds we have made a 17m version which will pull you like a tractor in less than 5 knots winds.
Read on for their feedback HERE
We hope you will love the new Yakuza GT and it will bring you loads of success and fun as it did us designing them. Take them and get out there!
Our thanks for their help goes out to: Malte Lutz, Jasper De Swert, Olli Büchi, Björn Krautschick – kick ass!
Cheers Team Ozone


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Helping businesses manage input and ingredient costs.
If you're responsible for purchasing commodities to produce goods, you know that market volatility has added much uncertainty and price risk to what you do. Uncertainty and risk rob you of your confidence and of a predictable bottom line.
It's vitally important, then, to get control over price volatility. Manage the volatility, and you can increase price predictability as you lower costs.
Many of the world's leading businesses that are effectively managing price risk are also:
- Lowering commodity purchase costs
- Protecting margins from commodity price volatility
- Improving predictability of commodity purchase costs
- Gaining competitive advantages
There's a better way.
In managing costs, many firms base strategy recommendations on an opinion of what the market is going to do. Stewart-Peterson believes there's a better way: Prepare for whatever the market may do.
We start with our Market Scenario Planningsm process. Then we develop dynamic strategies for the many price scenarios that could unfold. You're positioned to capture price opportunities and protect against risks. Working with you, we customize strategies to your situation and risk tolerance.
May we show you the math?
The decision to manage price is strictly about the math. To find out if the math works in your specific situation, please contact Marshall Harting at 800.334.9779. Email: firstname.lastname@example.com.
Download our services guide here.


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Alice Armstrong, Ph.D. Scholarship
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text: So I was wondering if anyone would like to join a Rock Band/ High School RP. It'll be a mixture of both. A High School RP with a Rock Band RP thrown in as well. I'm thinking it could be a good idea. What do you think? Please let me know if your interested, below!


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Celebrity Feet: Justin Timberlake – Air Jordan 1 'Armed Forces'
May 24th, 2012 by John Kim | 9 comments
Justin Timberlake's subtle Air Jordan rotation surfaces yet again as he was spotted earlier this week wearing the Air Jordan 1 in the 'Armed Forces' colorway of 2008. Justin's shown a penchant for white-based Jordans like the Flip IIIs and the Silver Anniversary Air Jordan II, but his selection of Dark Khaki/Urban Haze on these AJ1s were a perfect match for his simple outfit, which was composed of a basic white tee and some beige-colored jeans. You can check out more of Justin Timberlake's clean outfit and underrated Air Jordans below, so flip through the gallery and let us know if you've got these '08 gems in your closet! Photos: justjared


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Survey of Energy Resources 2007
Geothermal Country Notes
The considerable Croatian geothermal resource is located in the southeastern and northeastern areas of the country and although usage is increasing, it is still at a very low level.
There are 28 reservoirs in the country, with a total potential of about 1 000 MWt. Of these, 18 (representing some 114 MWt) have been exploited for direct-use purposes (balneology, recreation and space heating).
As the acceptance and adoption of renewable energies become a reality, it is foreseen that there will be an increased use of geothermal energy within Croatia. It is planned to install a 4.4 MWe power plant in Velika Ciglena by 2010, with an expansion to 13.1 MWe by 2015.


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No matter how many euphemisms he cloaked it in, it still would have been viewed as unacceptable for him to teach his students about reproductive anatomy, and worse, to talk about orgasms.
Every time I get sick or even feel the INKLING that I might get sick (the sniffling, the itchy throat) My Vagina FREAKS. THE. FUCK. OUT.
vagina vagina vagina
You've got to keep your vagina under lock and make sure to keep a close eye on it so it doesn't run off, because other people can't be blamed when they see a vagina just lying around and decide to take it.
A pretty girl next door can have a vagina too, and sometimes things come out of it. Deal.


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1960 Triumph TR3 '60 Triumph TR3, comes with a hardtop and soft top frame as well as side curtains, solid wheels. Mechanically sound. For $13,750USD If you... More
1962 Mercedes Benz 190SL Roadster '62 Mercedes-Benz 190SL, black with red interior, beautiful color combination, solex carburetors. Same elderly woman owner for many years. Excellent... More
Purchased from Genest Ford in Manchester NH, this 1970 Maverick has had only 1 owner since new with the most recent inspection and registration... More
1972 De Tomaso Pantera '72 De Tomaso Pantera, black with black interior, desirable color combination. Very presentable original blue plate California car. Also an excellent... More
1952 Riley Saloon '52 Riley Saloon, black with red interior. Great car with lots of potential that has been sitting for many years. Excellent restoration... More
1965 Ford Mustang Convertible V8 289 '65 Ford Mustang Convertible 289, baby blue with white interior, power top. Excellent original American classic for an easy... More
This trans am is from the western part of south dakota and is a very dry car. If you are looking for a Trans... More
1976 Ford tow Truck, Gray, Black steel body, 390 V8, 4 speed manual transmission with dual speed rear axle, Good brakes, and suspenson. Runs... More
1957 Ford Thunderbird '57 Ford Thunderbird, comes with a porthole hardtop, power windows, power steering, very clean and presentable weekend cruiser at a great price. Mechanically... More
A very solid car with 48, 000 actual miles according to previous owner. This is a very solid Duster which is very hard to... More
1969 Alfa Romeo GTV '69 Alfa Romeo GTV, red with black interior, very original car that has been sitting for many years waiting to be... More
1959 Lincoln Continental Convertible '59 Lincoln Continental Convertible, pink with white interior, fully loaded, power windows, power top, excellent car needing only minor cosmetics. Motor turns... More
1956 Ford Thunderbird Convertible with continental kit '56 Ford Thunderbird, red with 2 tone red and white interior that was just redone, continental kit, original... More
Nice car to restore or daily driver. Interior in good shape with cuts or tears, top good and does not leak, power top works... More
1967 Austin-Healey 3000 Mark III - BJ8 '67 Austin-Healey BJ8, Healey blue with black interior, wire wheels, comes with a hardtop. Same elderly owner for... More


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These small-group house tours, which include the Dome Room, offer visitors an intimate look at how the holidays were celebrated in Jefferson's time, plus the rare opportunity to experience Monticello after dark. Tours begin at 5:30 p.m., 5:45 p.m. and 6:00 p.m. on each date. $45; reserved tickets are required.
Please note: Holiday Evening Tours are not recommended for children under age 6. Portions of this tour are not handicapped-accessible.
This facility meets ADA Accessibility Guidelines for wheelchair accessibility, including an accessible entrance, access to goods and services, usability of rest rooms and accessible parking and drop-off areas. For additional details, please see the ADA website.
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The bride is holding her new husband on a leash and is standing with high heels on him. She wears a bridal veil and he a stovepipe / top hat.
This great product in sage from our department Men and T-Shirt category can be printed just for you in the size and style you like. The design game over marriage matrimory wedlock fog haze double heiht heyday nuptials wedding zenith dominatrix was created by rockitshirts and uploaded to Spreadshirt for you to have printed on a T-Shirt. Next to a host of other great designs, you can find this game over marriage matrimory wedlock fog haze double heiht heyday nuptials wedding zenith dominatrix design in Spreadshirt's Bachelor & Bachelorette Parties category. If you are interested in topics like Bachelor Party or Bride, then you'll love game over marriage matrimory wedlock fog haze double heiht heyday nuptials wedding zenith dominatrix designs by rockitshirts. Spreadshirt also offers a huge selection of t-shirts, hoodies and accessories for the category Bachelor & Bachelorette Parties as well as top Line clothing. rockitshirts's designs have already impressed many of our customers, so we are sure that we've got right stuff for you! Spreadshirt is your address for great designs of all kinds – whether it's Bachelor Party, Bride or Line. We are sure that you will find something nice in our shop, there are many amazing Bachelor & Bachelorette Parties t-shirts, hoodies or accessories for you to find!Tags: Design ID: 10910777
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Whew. Mom and Dad approve of New York Jets quarterback Tim Tebow's new girlfriend.
According to In Touch, 10,000 BC actress Camilla Belle has passed the Tebow family test.
"His mom, Pam, likes that Camilla comes from a strict Catholic family, and loves that she does so much work with a children's charity," an insider told In Touch, on newsstands now. "Pam thinks Camilla could be the girl Tim has been waiting for!"
The couple have been dating since May.
In health
The Duchess of Cambridge left a London hospital Thursday after being treated for acute morning sickness related to her pregnancy of not yet 12 weeks.
The Associated Press reports that the former Kate Middleton posed briefly for a photograph with her husband, Prince William, before leaving King Edward VII Hospital. She'll head to Kensington Palace in London for a period of rest.
Meanwhile, Brooke Burke-Charvet reports that she's doing well after undergoing thyroid surgery, according to People.com
The Dancing with the Stars co-host, 41, is optimistic and ready to take it easy after Wednesday's surgery.
"I'm resting, recovering," she Tweeted Thursday. "Surgery went well. Dr Adashek is a genius. Thx Dr! Feels like I got hit [by] a car :("
Lindsay's man?
Lindsay Lohan is still chasing Wanted's Max George, says TMZ.com
Lohan followed the band from NYC to Philadelphia and appeared backstage Wednesday at the Jingle Ball, where Wanted performed and she signed autographs for fans (yes, apparently she still has them).
This time, her evening had a happier ending, TMZ points out. Last time Lohan tried cozying up to George, she ended up in handcuffs after fighting with another woman in an NYC nightclub.


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We took a side trip to Kyoto from Tokyo via the bullet train (which was so expensive!) to see and experience the old Japan and its traditional Ryokan way. The staff were very courteous and warm, even though we didn't understand half of what they were saying. :) We donned kimonos and slept on the floor. I'm so glad we... More
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Dana Al-Basha (Princess Dana)
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― Audrey Hepburn
"I am a princess. All... more »
― Audrey Hepburn
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- Amman, Jordan
- member since June 17, 2008


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How to Choose Your First Hitch
July 31, 2009 by Keith BrunettThere's a First Time for Everything.
Welcome to my first blog post at hitchinfo.com. I'm Keith Brunett, and since my day job is Technical Services Manager at CURT Manufacturing - I'm considered one of the Hitch Guys.
Read Full Blog Post


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Next World of Warcraft expansion may be Warlords of Draenor
Blizzard has trademarked a new domain that may reveal their next MMO expansion.
World of Warcraft subscribers drop to 7.7 million
700,000 players exit Azeroth over the last three months as Activision Blizzard announces that 7.7 million people remain subscribed to gargantuan MMO.
Blizzard exploring micro-transactions for World of Warcraft
The World of Warcraft developer is exploring in-game purchases for unspecified regions; Enduring Elixir of Wisdom adds 100 percent experience gain increase.
Legendary Pictures unsure how to make a movie out of Warcraft
"We don't know how to make a movie out of Warcraft," Legendary Pictures CEO says.
World of Warcraft will release content 'more frequently' to stem player decline
"It's important to note that the nature of online games has changed," says Activision CEO as subscriptions fall 1.3 million in three months.
Blizzard celebrates eight years of World of Warcraft
Popular MMORPG marks eighth anniversary next week; Blizzard giving away Feat of Strength achievement and Celebration item.
Next two World of Warcraft expansions planned
Blizzard COO Paul Sams confirms Mists of Pandaria follow-ups already in the works for long-running MMORPG.
Blizzard exploring World of Warcraft on iPhone
Senior producer says company is "always" looking at how to put popular MMO game on mobile devices, "won't do it until we think it's decent."
Gaikai teases WOW on Facebook
[UPDATE]: Gaikai exec demos World of Warcraft running on Facebook at Cloud Gaming Europe; streaming game company issues statement saying that isn't happening.
Recent Forum Activity
Go to World of Warcraft: Wrath of the Lich King DiscussionNo forum topics for World of Warcraft: Wrath of the Lich King yet. Want to start us off? Create a new topic.


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Spotlight: Member Stories
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Six home games highlight the 2013 Northwest Missouri State football schedule, including a non-conference season opener against Saginaw Valley State (Mich.).
The season opening date has not yet been set with the possibility of either Thursday (Sept. 5) or Saturday (Sept. 7) game still to be determined. Saginaw Valley finished the season 8-3 and claimed the Great Lakes Intercollegiate Athletic Conference North Division title with a regular season finale win over Grand Valley State. This will be the first ever meeting between the Bearcats and Cardinals on the gridiron.
This is the first time since 2007 the Bearcats will have six scheduled regular season home games. The 2007 season opener against Arkansas Tech was eventually canceled due to severe lightning near the end of the first quarter.
"The 2013 schedule will be very exciting and extremely challenging," said second-year head coach Adam Dorrel. "Our home opener is against a great opponent, Saginaw Valley, who has most of their team back. Looking at our opponents and what they have coming back, I believe we will again have one of the toughest schedules in the country."
Northwest will begin the season with back-to-back home games.
On Sept. 14, Central Missouri makes its first regular season visit to Northwest since 2009. The Bearcats have played in Warrensburg each of the past three years.
Northwest will make its first trip to Fort Hays State since 2009 on Sept. 21, before returning home against Nebraska-Kearney for Family Weekend on Sept. 28 to close out the month.
The following week, Oct. 5, the Bearcats will travel to Northeastern State in Tahlequah, Okla., for the first time since 1940. Central Oklahoma enters Bearcat Stadium for the first time as an MIAA school on Oct. 12.
Northwest and Pittsburg State will meet for the 12th straight time in Kansas City on Oct. 19. The Bearcats pulled off a dramatic 31-21 come-from-behind victory last year in the Fall Classic over the then number one ranked Gorillas.
Homecoming is scheduled for Oct. 26 against Missouri Southern, followed by a Nov. 2 Senior Day meeting with Washburn to finish up the home portion of the regular season.
Northwest will close out its final two regular season games on the road at Emporia State on Nov. 9 and against rival Missouri Western Nov. 16.
The Bearcats will host their annual spring game April 13 at Bearcat Stadium. Time and details of the spring game will be released at a later date.
Northwest is coming off a 10-3 season.
2013 Football Schedule
(home games in bold)
Sept. 5 or 7 Saginaw Valley State
Sept. 14 Central Missouri
Sept. 21 at Fort Hays State
Sept. 28 Nebraska-Kearney
Oct. 5 at Northeastern State
Page 2 of 2 - Oct. 12 Central Oklahoma
Oct. 19 Pittsburg State (Fall Classic)
Oct. 26 Missouri Southern
Nov. 2 Washburn
Nov. 9 at Emporia State
Nov. 16 at Missouri Western


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"I went to a urologist - he told me I could go at any time."
Related authors
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It all started when my dog began getting free roll over minutes.
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I wanted to join the Army the sign said 'Be All That You Can Be', they told me it wasn't enough.
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Top Deadly Diseases of the Developing World
1. The HIV/AIDS and syphilis infection rate figures are worldwide totals of people infected with the diseases. Source: Reuters and World Health Organizations. See also Leading Causes of Mortality Throughout the World, p. 667. See also Malaria, HIV/AIDS, Tuberculosis, Sexually Transmitted Diseases, Tropical Diseases, Rare and Deadly Diseases, Food-Borne Diseases, Mosquito and Tick-Borne Diseases, Childhood Diseases. Information Please® Database, © 2007 Pearson Education, Inc. All rights reserved.
More on Top Deadly Diseases of the Developing World from Infoplease:
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Explore 11th Grade Math , Free Algebra Help


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Washington, DC Wednesday, May 16, 2012
House Republicans continue to criticize the Energy Department, for backing loans for alternative energy projects. The program became well known following the bankruptcy of solar company Solyndra, which received a $528 million federal loan. The House Subcommittee on Stimulus Spending looked at other green energy companies receiving government support, hearing testimony from the CEOs from those companies.
The American Reinvestment and Recovery Act of 2009 established the 1705 loan guarantee program, which gave the Energy Department the authority to issue loan guarantees to companies for renewable energy projects. Overall, DOE finalized loan guarantees to over 25 projects prior to the program expiring at the end of September 2011.
Unlike the existing 1703 loan guarantee program, the 1705 program companies had significantly less exposure and risk in their projects, with the federal government taking on more of the risk.
Witnesses at the hearing included Craig Witsoe, the president and CEO of Abound Solar Inc., which recently received a loan guarantee for $400 million to expand it's Colorado facility and build a new facility in Indiana, and several other clean energy CEOs.
Updated: Thursday, June 21, 2012 at 4:44pm (ET)
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Visa continues our "Voices of Inclusion" series of conversations with leaders from the financial inclusion community. This week, Douglas Sabo, Visa's Head of Corporate Responsibility, shares conversations with financial inclusion leaders recorded at the William J. Clinton Presidential Center in Little Rock, Arkansas.
First up, we speak with Janie Barrera, President and CEO of Accion Texas. Accion Texas is a partner in launching Kiva City Little Rock, the latest addition to the Kiva City initiative that expands the availability of microloans for small business owners and aspiring entrepreneurs in the United States. Barrera discusses the opportunity to expand access to financial resources and the impact this has on entrepreneurs.
Watch more videos in the "Voices of Inclusion" series.
Posted by: Douglas Sabo, Visa Corporate Responsibility on March 20, 2013 at 11:56 am


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Why Cloud Computing is Right for your Hedge Fund
Whether you're a small start-up or a hedge fund with offices reaching across the continent, the demand for seamless, efficient IT solutions is consistent. Perhaps more than in any other industry, financial firms rely on premier technology to manage their operations, including essential functions such as secure data storage and swift trade executions. With growing budget and environmental concerns, many financial firms are turning to cloud computing.
What is Cloud Computing?
Although cloud computing has become a buzz word in the IT industry, many businesses and financial firms aren't entirely confident in what it is and how it can benefit them. In basic terms, cloud computing is the implementation of a third party to host a service or software application in a web-based repository. Through the use of a cloud, a firm no longer needs to purchase and maintain an exorbitant infrastructure.
I recently sat down with Matt Bretan, Director of Strategic Consulting at Eze Castle Integration, to further highlight how we are addressing our clients' unique needs with cloud computing. Matt explained that with the cloud, we are able to level the playing field for smaller hedge funds and investment management firms by opening up otherwise costly IT solutions. The cloud also offers increased flexibility and grants rapid access to leading technology, updates and applications with minimal upfront costs. Traditionally, setting up a firm could take days. With the cloud, firms only need Internet access and can be set up in a matter of hours with seamless access to data and applications.
Eze Castle Integration helps make this possible through its Eze Managed Suite (*previously, Eze Virtual Office), which is a cloud hosted solution that bundles business applications with a high-performance infrastructure. With Eze Managed Suite, clients just pay for the services used.
Let's take a closer look at why firms are using the cloud.
Cost Savings
With a cloud, there is no need to purchase expensive infrastructure that will also require additional space. Cities like New York and San Francisco tack on massive costs with the aggressive price-per-square-foot of real estate. With a third-party host, there is no need to crowd multiple servers into Communications (Comm.) rooms. This is particularly attractive to start-up funds that lack the upfront capital to set up their own infrastructure and the staff to maintain the equipment.
By adopting the cloud, firms are only obligated to pay for the resources they will need. This benefit certainly trumps the traditional system of purchasing advanced storage devices and servers that are tied to fixed costs. By operating on a utility basis, firms are able to adopt a pay-as-go service which is flexible and scalable to their specific needs.
Furthermore, the cloud opens advanced mobility features to many firms. This allows employees to work remotely from home or while traveling, freeing them from their desks during business hours.
Another distinct advantage of cloud computing is virtualization. The demand for additional storage, RAM and space can be easily met. With a traditional infrastructure, there are middle men requiring quotes, equipment to be ordered/delivered, etc. Additionally, the cloud computing system supports multi-tenancy, which increases utilization and efficiency by allowing multiple users to share resources.
Reduced Maintenance
While traditional infrastructure models place the responsibility of managing IT needs to the firm, the cloud alleviates this by placing the responsibility on the shoulders of the third-party provider. Hardware installations, constant server updates and other computing issues are tasked off-site, allowing the firm to focus on business-critical matters. Beyond the savings on equipment, additional capital is no longer needed to train and hire IT staff. Matt noted that while this is extremely beneficial to smaller firms, larger companies are now adopting the cloud for similar cost-saving strategies. Beyond the relatively inexpensive structure, the cloud can grow with your business.
Green Benefits
By implementing the Internet as a gateway to technology, a firm can significantly decrease their impact on the environment. Resources such as power and cooling for supply equipment can be astronomical to maintain at peak performance. By outsourcing with cloud computing, firms are able to save all-around by having the host-party consolidate and absorb the costs with custom data centers which are designed for better efficiency.
Addressing Concerns & Challenges
Regardless of the benefits, cloud computing is still being met with resistance from the financial industry. With apprehensions about security breaches, increased standards (ie. recently passed MA 201 CMR 17) and overall performance, firms tend to discount the cloud model. Matt addresses this by explaining that the cloud is a proven technology that is becoming more secure. The proof is in government agencies and larger companies like IBM beginning to adopt the cloud.
Given the sensitivity of data in financial firms, it is understandable that confidence in a virtual system may falter. However, third-party hosts are well equipped to meet the standards in:
- Data protection measures;
- Firewalls;
- Security checkpoints; and
- Passwords.
Moreover, Gartner Inc. highlights the increase in spending on cloud computing, despite the overall decrease in IT spending reported in 2009. Gartner noted that the revenue is set to exceed $56 billion, which is a 21 percent increase from 2008 (Wall Street Journal, 10/21/09).
Is the Cloud Right For Your Firm?
Cloud computing is a proven-safe, environmentally friendly and cost-effective technology. Depending on whether your firm's priorities lean towards cost, maintenance or efficiency, the cloud may or may not be the best option to host your technology. Firms should adopt the best system based on the resources they have available, including capital, space, staff size and other requirements.
Want to Learn More?
Visit our Cloud Computing Knowledge Center that has an eBook, Video and numerous other articles on this topic.
Check-out the managed services Eze Castle Integration offers via our Eze Private Cloud. We have a virtual office platform, hosted application platform and colocation services too.
*Photo Credits: Blog Experiencia3 and D Sharon Pruitt
Categorized under: Cloud Computing Trends We're Seeing
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