text:
Debra Lafave. |
Sep 15 2006, 03:00 PM
Hardcore BUSTie Posts: 118 From: Washington, DC |
But nonetheless it would horrify me to learn that my 22-year-old friend was having sex with a 13-year-old girl. A 22-year-old is a grown adult. A 13-year-old is a child.
Sep 15 2006, 02:47 PM
Hardcore BUSTie Posts: 260 From: Jacksonville, FL |
QUOTE but are we in agreement that when there is a power differential (student/teacher) that it's wrong, no matter what the age is? No. I don't think it's intellectually honest to generalize every relationship with a "power differential" such as you describe as ethically precluding a sexual relationship. I'm positive there are folks to be found, former teacher/students, employee/employers and so forth that would testify to having experienced fruitful and emotionally rewarding relationships following their taboo acts. I personally know of a guy, brother of a friend of mine, who started fucking a neighborhood 14-year old girl (or was it 13?) when he was 22 (yeah, when he told me that a few years back I experienced the same gut reaction you just did) and now some ten or fifteen years later they are married, have two children and would tell you they are very happy. I guess some might argue that perhaps she's fucked up now thanks to him so her testimony should be stricken but, knowing her as I think I do, I would say otherwise. Is all well that ends well? I don't know. What he did was inarguably a felony and by any legal measure he is/was a sexual predator. But it ended up "good". They are an anecdotal exception to a rule that is increasingly understood to be sacrosanct. I'm just sayin... -------------------- Nine!
Sep 15 2006, 02:36 PM
Hardcore BUSTie Posts: 934 From: Boston, MA |
ok, so clearly there is confusion around age, but are we in agreement that when there is a power differential (student/teacher) that it's wrong, no matter what the age is? (not counting past age 18 here).. or are people not so sure about that, too?
it is weird, considering how young girls used to be getting married and having babies, and now we consider that WAY too young to even have sex... |
Sep 15 2006, 02:33 PM
it's cards on the table time Posts: 1,993 |
'Society' dictates a lot of things I don't agree with, don't subscribe to and don't practice. Furthermore, judging sexual development by age is arbitrary at best. The flipside is allowing 'nature' to always take its course, which can be damaging, sometimes irreparably so. I have certainly been attracted to people in various situations but chose not to act on it as the consequences would be too damaging. Or in the past I have acted on it and the consequences were damaging.
Everyone deals with natural attraction differently within the context of their own lives. I think generally it's a balancing act between attraction and desire and other responsibilities, whatever they may be. Everyone decides on their own balancing act and the criteria for that, of course. I don't have a lot of faith in the legal system's ability to deliver pure justice. That said, boundaries must still be put in place for the protection of children, however able and canny and aware those children may be. If anything, legal restrictions will at least make minors think about who they are about to have sex with, and hopefully why. Protecting the vulnerable is exactly it. Btw, I put both society and nature in quotes because their meanings are so wide-ranging that any one of us can have a different understanding of either... the quotes are there to indicate these are complex and contradictory concepts in themselves. /been essay writing, hence hyperbole... |
Sep 15 2006, 02:33 PM
BUSTie Posts: 93 |
Thanks Maddy!
*spreads the love around!* |
Sep 15 2006, 02:22 PM
Hardcore BUSTie Posts: 934 From: Boston, MA |
"so you try to legislate to protect the vulnerable."
Eggggggxactly! Butterfly you so smaht!!!!! and i agree with vesica-what you wrote is perfect!!! |
Sep 15 2006, 02:18 PM
BUSTie Posts: 93 |
Thank you Vesica.
Sep 15 2006, 02:15 PM
Hardcore BUSTie Posts: 473 From: The space between my ears |
it sure would've been easier if, at the age of 14, I'd known that I had more value than what was in my pants, and that I was allowed to say no. That that guy flirting with me wasn't interested in what was best for me, and that 'I' was meant to take care of me. BEAUTIFUL. -------------------- |
Sep 15 2006, 02:13 PM
BUSTie Posts: 93 |
How do ya'll think/type so quickly?
Yeah, I don't know about the science, and I agree about the definative time line (it was 16 for me, not 18), and I guess I was talking (originally in this thread) about the believe that "it's different for boys", which I guess you're much more qualified to answer. I think there's a difference between getting it on with someone that's your peer, and someone who's "groomed" you into thinking that that's what you want. And knowing the difference isn't always going to be easy, so you try to legislate to protect the vulnerable. Criminalizing a couple of kids that want to get their freak on? No. Making sex dirty, shameful, "pure" or what have you? No Just looking out for people who may not have the power to look after themselves. ETA Thank you Butterfly. Should I tell FJ or should we just keep this between us? NNNNOOOOOOOO! oh man, I'm so sorry! See, that's trying to keep up with you guys and your speed typing. When I'm a few martinis in. |
Sep 15 2006, 02:09 PM
Hardcore BUSTie Posts: 934 From: Boston, MA |
tee hee-i'm telling fj!!!!! cheaterpants
yah, i agree about the whole 15 minutes thing. But, i felt that way about drinking too, voting, etc. i mean, there are lots of things you can't do when you're young- rent a car, drive, etc. you may not be more mature 15 minutes later, but you'll be an adult, and responsible for your own choices,in a way that you aren't at 16 or 17. i think the thing is, it's not so much about age, but about power, control, choices, safety, etc. I don't have a problem with teens having sex as long as they know they can say no, know how to say know, can accept being said no to, have safe sex, go the gyn, get tested, etc etc. And we can thank the damn right for kids NOT knowing/doing these things. i personally think that all little girls (and boys) should be taught how to ferociously fight back against unwanted sexual advances. it's like, we think if we tell kids stuff liek that it'll scare them, so instead we leave them defenseless and totally unprepared for reality. la la, i'm babbling now. |
Sep 15 2006, 02:03 PM
Hardcore BUSTie Posts: 260 From: Jacksonville, FL |
QUOTE I love how my life is right now, and I love you Thank you Butterfly. Should I tell FJ or should we just keep this between us? -------------------- Nine!
Sep 15 2006, 02:01 PM
BUSTie Posts: 93 |
mr fj, I think it's the 'genuinely' bit?
I think we gather positive/negative expereinces from all the people that we meet, fuck, love, and that hopefully we have fun along the way. I wouldn't change anything that happened to me, because I love how my life is right now, and I love WHO I've turned out to be. But it sure would've been easier if, at the age of 14, I'd known that I had more value than what was in my pants, and that I was allowed to say no. That that guy flirting with me wasn't interested in what was best for me, and that 'I' was meant to take care of me. I don't feel all that comfortable personalizing this so much, but I don't know how else to say what I mean. |
Sep 15 2006, 02:01 PM
Hardcore BUSTie Posts: 260 From: Jacksonville, FL |
By "nature conspired" I simply mean all those biochemically gooey feelings of intense and mutual sexual attraction we get and can't seem to do shit about once we get them. I'm not intelligent enough on the science of sexual attraction to have articulated it any more convincingly so I subbed "nature conspired" for what I'm incapable of describing.
I do think it's sort of silly to pretend that 15 minutes before the clock turns on your 18th birthday you lack the wisdom and maturity to make significant life decisions that you will suddenly possess 15 minutes later. -------------------- Nine!
Sep 15 2006, 01:54 PM
Hardcore BUSTie Posts: 934 From: Boston, MA |
mr fj-i think the answer is in vesica's post- if you look just at a few individuals, ok maybe they are fine. But, as a society, do we want adults having sex with kids? I say no. I do agree that it's confusing as to where that line should be drawn. If 18 is an adult, than maybe once you are 18 you can have sex with whoever you want. Before that, have sex with people under 18.
What about a 15 year old girl and a 12 year old boy? 18 year old boy and 13 year old girl? 21 y.o. man and 13 y.o. boy? Not sure what you mean about "nature conspired." I mean, people are attracted to each other all the time and don't act on it. Humans just have sexual feelings. What we act on is what matters. Not sure quite what you mean... |
Sep 15 2006, 01:41 PM
BUSTie Posts: 93 |
QUOTE (we say seduction for males, grooming for females) Maddy,Vesica, I agree. I guess I didn't express myself very well yesterday, and I haven't been able to stop thinking about it all day. So thanks for putting into words what I think. (Pepper, I edited out some of my post before I realised you'd quoted some of it. I hope you don't think I was reacting to you negatively or anything) |
Sep 15 2006, 01:39 PM
Hardcore BUSTie Posts: 260 From: Jacksonville, FL |
I'm just going to ask this and ask it sincerely: if two reproductively able people are genuinely attracted to each other on a biochemical level we can agree that nature conspired it to happen so how can we say that it is necessarily and in all cases a bad thing that one of them is younger than the arbitrary age restrictions set in place by society?
Responses other than "what if your daughter so and so" are appreciated. -------------------- Nine!
Sep 15 2006, 01:21 PM
Hardcore BUSTie Posts: 473 From: The space between my ears |
i don't like the double standard here. 14 y.o. boys are just as clueless as 14 y.o. girls. And that's *exactly* why there has to be a legal standard, even if on a case-by-case basis an individual 14 year old may have an absolutely terrific experience, even in retrospect, shagging their brains out with someone 50% older than they (which is what it would be if a 14 year old was fucking a 21 year old.) Why would you *want* to do someone so much younger and less experienced? Power over, control, for the thrill of it - or as a sort of altruistic thing, "I wanted her/his first experience to be with someone who knew what they were doing" (which you do hear from abusers pretty frequently) -- um, ew? I thought Lafave had a really good point tho', toward the end (the only part I saw), when she said she thought she should be in jail, and that if she'd been a guy under the same exact circumstances, she *would* be in jail. I didn't see that part - why *didn't* she get jail time? -------------------- |
Sep 15 2006, 11:33 AM
Hardcore BUSTie Posts: 934 From: Boston, MA |
i have to say- 100%- no teacher should EVER have a sexual relationship with a student. i don't care if the teacher is 20 and the student is 18 and a senior in high schoo. it's immoral, unethical, inappropriate, and abusive.
I feel sooo bad for boys who are sexually abused and assaulted-because that's all they hear-men can't be raped, boys liked it because it was the hot teacher/babysitter, boys are all so horny they're just happy to get laid, they don't \care who it is. Yeah, they fucking care. Male incest/sexual abuse/assault survivors have like, NO VOICE at all. they aren't allowed to call it rape, cause "everyone knows it's really hard to rape a guy." WHATEVER. Men and boys are raped everyday, and it's a real crime, and it's traumatizing to them, whether they show it in ways we're used to, or not. GRRRR. When I was 14, I was IN LOVE/LUST with my sunday school teacher. he was so hot, rode a motorcycle and wore a leather jacket. he was there because he'd gotten into some trouble or something and had to make amends or some shit. we talked a bit, and i could tell he liked me, and i would've basically done anything, cause i was 14. luckily, he was a good enough person to recognize what was happening, and kinda backed off. i was hurt and confused, but later realized it was good that he protected me-he was the adult and he realized that. he was only 21, and i was 14, and yeah i was "mature" but i was a kid, and he was an adult. it would have been wrong. illegal, too. and yeah, what kind of weirdo 20 year old+ wants to fuck a 14y.o.? that's the weird part. i mean, have you looked at a 14 y.o. boy lately? they are like, babies. so yeah, it's fucking sick when an adult goes after that. it's one thing to say "oh he's cute, but he's 15" it's another thing to "seduce" him. (we say seduction for males, grooming for females) i don't like the double standard here. 14 y.o. boys are just as clueless as 14 y.o. girls. |
Sep 15 2006, 08:38 AM
Hardcore BUSTie Posts: 118 From: Washington, DC |
At the end of the day, how a 14-year-old feels about the sexual situation is beside the point for me. I don't care if the 14-year-old signs a notarized sworn affidavit to the effect that he/she wanted it, loved it, doesn't regret it. I'm thinking about the adult who chose to have sex with a... what, an 8th grader? A freshman in high school? What's wrong with you? A 20, 23, 25-year-old should know better.
pepper |
Sep 14 2006, 05:27 PM
i read somewhere years ago that the incidence of cervical cancer is higher in women who started having sex before sexual maturity (around 18) as well.
teenagers tend to be careless about using protection, asking about sexual history and talking to their doctors about their own activities as well, not to mention being pushovers when it comes to being talked out of something they know they should do or into something they know they shouldn't do. bunny, that would suggest to me that she was normalised to inappropriate behavoir herself. it certainly isn't an excuse but it might explain things a bit. |
1 User(s) are reading this topic (1 Guests and 0 Anonymous Users)
0 Members:
Lo-Fi Version | Time is now: December 5, 2013 - 02:15 PM |


text:
Last topics |
michilide | |||
NASA JSC Unveils ′Valkyrie′ DRC Robot
When teams participating in the DARPA Robotics Challenge (DRC) were announced last year, almost all of them provided reasonably detailed renderings that... |
ak_dragon_year | |||
Scientists Discover Super Greenhouse Gas
Scientists say they have discovered a man-made greenhouse gas 7,100 times as strong as carbon dioxide. More bad news: It has a lifetime of hundreds of... |
ak_dragon_year | |||
Third Ashes Test: Andy Flower lays blame at feet of England batsmen
England′s team director said he was ready ′to make tough decisions′ for the third Test in Perth... |
michilide | |||
Genetic differences between "identical" twins discovered
Although they only account for around three in every thousand deliveries, monozygotic, or "identical" twins are fertile fodder for crime writers... |
ak_dragon_year | |||
Ashes Cricket: Australia crushes England to leave it on brink of glory
Alastair Cook might just be the most optimistic man in Australia right now -- for there are few who would back his assertion that the England cricket team... |
michilide | |||
What are the Yankees preparing to do next?
The New York Yankees are here at the annual baseball winter meetings.... |
michilide | |||
Spy Games: Spooks Infiltrated Online Games
"Tracking terrorists" may represent the best official excuse ever concocted for U.S. and British spies to play online games at work. But it remains... |
michilide | |||
"Coolest" cooler chills, blends and plays music
A good cooler keeps your drinks chilled during a picnic, backyard BBQ or camping trip. The Coolest not only does that, but it also mixes up frosty margaritas... |
ak_dragon_year | |||
Cristiano Ronaldo vs. Lionel Messi vs. Franck Ribery for 2013 Ballon d′Or
Cristiano Ronaldo, Lionel Messi and Franck Ribery will battle it out for the FIFA Ballon d′Or, football′s most prestigious individual accolade.... |
ak_dragon_year | |||
Cassini Spies Mysterious Object Named ′Peggy′ at Edge of Saturn′s Rings - Wired Science

subset: commoncrawl


text:
1 minute is too low.
You don't even have time to arrange the swaps.
Since the latest patch most of the games i played are worse cause of bad picks.
Revert back to 2 mins. It doesn't have a downside for you but it destroy the game for the pubbers like me.
Last edited by freestyler7; 08-24-2010 at 09:31 PM.
I COMPLETELY agree on this. I've actually already made a thread like this on general and people seem to think the same way. Here's the link:


text:
Hunch is now part of eBay!
We have some big and happy news to announce: Hunch has just been acquired by eBay. Here's the press release.
A little over a year ago, we began working with other companies to help them leverage Hunch's Taste Graph to provide personalization on their own sites as well as data-driven insights about their customers. We've also encouraged development of external applications that use our open API. It's been a rewarding challenge for the entire Hunch team to apply our technology and aggregate data in such flexible ways.
During this period, we met the talented team at eBay. We were struck by the incredible opportunity to put Hunch's Taste Graph technology to work for one of the undisputed global leaders in ecommerce.
We were equally impressed with the caliber of the people we met at eBay. They share not only our passions for creativity, innovation, and technology, but also our commitments to privacy, user respect and data transparency.
We'll be tackling all kinds of interesting challenges as part of eBay including predictive merchandising, interpreting unstructured data and creating merchant insights. We can't wait to get started.
All Hunch employees are staying with the company as we start this next chapter. We'll also continue to be based here in New York and will remain active in the vibrant New York tech scene.
We owe huge appreciation to many people who helped us get to this point. Thanks to our investors, including Ron Conway, Bessemer Venture Partners, General Catalyst and Khosla Ventures. Most of all, we appreciate the contributions and input of the passionate Hunch community (Ictus and Rhapsody and so many others, I'm talking to you) who helped build the Taste Graph from the very beginning. Thank you.
A few things you should know:
- Hunch.com will continue to operate as a stand-alone site. It remains a thriving place to discover and share recommendations, and it's an active source of new learning that continues to enhance the Taste Graph's predictive ability. The recent launch of our weekly recommendation emails has been a particular hit (sign up here if you don't already get them).
- Any data you've shared with Hunch continues to be governed by our existing Privacy Policy.
- As always, you have control over the data you provide to Hunch. If you have any concerns about your data or would like to delete your Hunch account, here's how to do so.
- If you have specific questions for us, you can always contact us at firstname.lastname@example.com.
- For press inquiries, please contact Johnna Hoff, email@example.com, or email@example.com
Thanks again for your support and for being a user of Hunch.
Chris Dixon


text:
Updated Dec 18, 2012 - 5:23 pm
The team confirmed an earlier report that it has signed free agent running back Foswhitt Whittaker and defensive tackle Ricky Lumpkin to the practice squad.
In a corresponding move, the team released tight end Steve Skelton from the practice squad.
Lumpkin played last Sunday against the Detroit Lions and recorded one tackle. He had previously spent the last two seasons on Arizona's practice squad after originally joining the Cardinals as an undrafted free agent from Kentucky in 2011.
Whitakker is a rookie out of Texas who was not drafted after suffering a knee injury his senior season. He played in 38 career games for the Longhorns and tallied 1,233 yards and 12 touchdowns. He was named first-team All-Big 12 in 2011 as a kick returner.
Skelton joined the Cardinals as an undrafted free agent following the 2011 NFL Draft. He is the brother of Cardinals quarterback John Skelton.
- Steve Tasker, NFL Analyst - Wednesday December 11Tasker discusses Carson Palmer, Tyrann Mathieu and what's going on with the Redskins.
- John Abraham, AZ Cardinals - Monday December 9Abraham discusses his outstanding game, his record career and how long he plans to play.
- Steve Keim, AZ Cardinals GM - Monday December 9The Cardinals get a huge division win, but lose a huge piece to their defense.
- Wolf's NFL 5 Star Games - Week 14 - Friday December 6The must-see NFL games of the weekend.
- Wolf's Film Room - Friday December 6Ron Wolfley grinds film all week and shares his findings in the Cardinals-Rams match-up


text:
Lexia stands as one of the most rigorously researched, independently evaluated, and respected reading programs in the world. In numerous studies published in peer-reviewed journals, Lexia has been found to accelerate the development of critical foundational literacy skills in the early grades. Lexia Strategies has also been shown to be effective in remediating struggling readers in middle and high school. The studies followed rigorous scientific standards, including the use of control groups, pre-testing/post-testing, standardized and norm-referenced reading tests, and stringent statistical data analysis. To learn more, please download Lexia's research overview (PDF).
Building Early Literacy Skills
The three studies that follow were published in Reading Psychology and show that Lexia improves early literacy skills when used in conjunction with classroom reading instruction. The studies were conducted in an urban Massachusetts school district.
- Kindergartners using Lexia significantly outperformed students in the control group on the Gates-MacGinitie Reading Test®, Level PR (Pre-Reading), which measures phonological awareness, letter-sound correspondence, and listening comprehension. Group differences were more pronounced for low performers. [Macaruso, P., & Walker, A. (2008). The efficacy of computer-assisted instruction for advancing literacy skills in kindergarten children. Reading Psychology, 29, 266–287.]
- In a subsequent Kindergarten study, focusing on low performers, students using Lexia made significantly greater gains than a control group on the Group Reading Assessment and Diagnostic Evaluation (GRADE™), Level K. The test measures phonological awareness, early literacy skills, letter-sound correspondence, listening comprehension, and word reading. Group differences were notable for the word reading subtest. [Macaruso, P., & Rodman, A. (2011). Efficacy of computer-assisted instruction for the development of early literacy skills in young children. Reading Psychology, 32, 172–196.]
- Preschool students using Lexia made significantly greater gains than the control group on the Group Reading Assessment and Diagnostic Evaluation (GRADE) Level P, used to assess phonological awareness, visual skills, conceptual knowledge, and listening comprehension. The greatest gains were made in phonological awareness. [Macaruso, P., & Rodman, A. (2011). Efficacy of computer-assisted instruction for the development of early literacy skills in young children. Reading Psychology, 32, 172–196.]
Supporting English Language Learners
This study, published in 2011 in the Bilingual Research Journal, demonstrates that Lexia supports English Language Learners (ELL students) in acquiring foundational literacy skills. The study was conducted in Kindergarten classes using a bilingual education model in a rural Texas district, where all students received reading instruction based on a core, phonics-based curriculum.
- Students who used the Lexia program in addition to core reading instruction showed greater gains than a control group in overall reading, phonological awareness, and word reading. The Group Reading Assessment and Diagnostic Evaluation (GRADE), Level K, was used as the reading measure. [Macaruso, P., & Walker, A. (2011). Benefits of computer-assisted instruction to support reading acquisition in English Language Learners. Bilingual Research Journal, 34, 301–315.]
Closing the Gap
Lexia supports literacy gains among at-risk elementary students, as documented in a study published in 2006 in the Journal of Research in Reading. The study followed first graders in an urban school district in Massachusetts, where Lexia was used to supplement a core, phonics-based reading program.
- Title I students in the Lexia group made significantly greater gains than Title I students in a control group on the Gates-MacGinitie Reading Test, Level BR (Beginning Reading), which measures letter-sound correspondences for consonants and vowels, and basic story words. Moreover, Title I students in the Lexia group closed the performance gap when compared at post-test to non-Title I students in the Lexia group. [Macaruso, P., Hook, P.E., & McCabe, R. (2006). The efficacy of computer-based supplementary phonics programs for advancing reading skills in at-risk elementary students. Journal of Research in Reading, 29, 162–172.]
Helping Adolescent Readers Advance
A study published in 2009 in the European Journal of Special Needs Education shows the effectiveness of Lexia beyond the elementary level. This study tracked the performance of sixth- and seventh-grade remedial reading students in a Utah school district, where Lexia Strategies supplemented intense phonics-based reading instruction.
- Students in the Lexia group made significant gains relative to a control group on the Word Attack subtest, from the Woodcock-Johnson® III Tests of Achievement. [Macaruso, P., & Rodman, A. (2009). Benefits of computer-assisted instruction for struggling readers in middle school. European Journal of Special Needs Education, 24, 103–113.]
Reviewed Favorably by the National Center on Response to Intervention
Lexia has been reviewed favorably by the National Center on Response to Intervention (NCRTI) and by the National Center on Intensive Intervention (NCII) as an effective instructional intervention. NCRTI is funded by the U.S. Department of Education's Office of Special Education Programs (OSEP). The Center's mission is to provide technical assistance to states and districts and build the capacity of states to assist districts in implementing proven models for RTI.
What Works Clearinghouse Comparison of Lexia with other Reading Software Programs
Lexia is 1 of only 10 out of 171 programs in seven years to meet evidence standards as defined by What Works Clearninghouse (WWC) and show positive or potentially positive effects in at least two of the four beginning reading skills (alphabetics, comprehension, fluency, and general reading achievement). Based on the studies reviewed by WWC, Lexia was found to have potentially positive effects on alphabetics and reading comprehension, and showed statistically significant effects in general reading achievement for subgroups of at-risk students.
View the comparison chart to see how the WWC's favorable review of Lexia compares to other products.
Florida Center for Reading Research
The Florida Center for Reading Research (FCRR) categorized Lexia in 2008 as a "Comprehensive Reading Program" able to address the needs of students in a wide range of grades and skills levels. Lexia was deemed appropriate in more categories than any other program within the FCRR review framework.
- Intelligent Branching: "Once a student is placed at the appropriate level and activity based on the teacher's assessment of the student's needs, a recursive branching system that is built into the Lexia software automatically directs a student to the needed level of activity difficulty, depending on the student's response." – Florida Center for Reading Research
- Student Experience: "Students are given support throughout the activities with cues offered when needed and additional lessons provided when they experience difficulty." – Florida Center for Reading Research


text:
Thousands of Indiana homeowners struggle to make their mortgage payments due to job loss through no fault of their own. If you are looking for help, know that you are not alone. The Indiana Foreclosure Prevention Network (IFPN) is your partner in helping you avoid foreclosure.
The Hardest Hit Fund is a statewide program funded by the U.S. Department of the Treasury to assist Indiana homeowners who are struggling with—or who are at risk of—mortgage delinquency and foreclosure.
We provide free and confidential mortgage payment assistance of up to $30,000, mortgage modification assistance or transition assistance to qualifying applicants, as well as foreclosure prevention counseling to any Indiana homeowner in need. By clicking on the "Apply Now" button above or calling 1-877-GET-HOPE, you will connect with a counselor who will help you with your mortgage lender.
IFPN partners are located all over the state to help homeowners avoid foreclosure. There is likely a partner in your neighborhood or a nearby county.
For more information:
Our services:
Mortgage payment assistance
The IFPN helps qualified homeowners who cannot make their payments or fall behind in their payments due to a current or previous period of unemployment through no fault of their own.
Other hardships that may qualify homeowners for assistance include:
- (a) an involuntary and substantial reduction in employment income;
- (b) a substantial reduction in household income due to death of a household member;
- (c) significant expenses related to non-elective medical procedures or emergencies;
- (d) or military service.
This help is made possible through the Hardest Hit Fund. Indiana's Hardest Hit Fund offers zero-interest loans of up to $30,000 to pay your mortgage while you re-establish yourself financially. The loan may also be used to bring your mortgage payments current.
Recast/Modification Program
This assistance helps reduce a qualified homeowner's monthly first mortgage payment to an affordable level, allowing long-term sustainability of the mortgage.
Transition Assistance Program (TAP)
The purpose of this program is to prevent avoidable foreclosure and help stabilize neighborhoods by helping homeowners to achieve an orderly exit from their home.
The following TAP assistance will be available:
- $2,500 to the homeowner to assist with moving and relocation expenses; and
- Up to $5,000 to lenders/servicers to extinguish and release subordinate liens as part of a short sale or deed-in-lieu of foreclosure agreement.
Legal services
The IFPN also provides access to legal services for some qualified homeowners, as well as for those already in foreclosure. If you have received a notice of foreclosure in the mail or from your lender, call 1-877-GET-HOPE or click "apply now" now. To see if you qualify, apply today.
Homeowners who work with housing counselors are 60% more likely to save their home than homeowners who go it alone!
— Source: Urban Institute, 2009
Lender dispute resolution
In Indiana, you have the right to meet face-to-face with your lender to try to resolve a mortgage dispute before the foreclosure may proceed, but homeowners must request this opportunity with the court. The IFPN can assist you through this process. For more information on settlement assistance, call 1-877-GET-HOPE, or visit the Indiana Supreme Court's website.
Beginning in early 2006, the Indiana Housing and Community Development Authority (IHCDA), under the leadership of Former Lieutenant Governor Becky Skillman, hosted a series of meetings with government agencies and industry leaders to discuss the issues surrounding foreclosures and potential solutions for reducing foreclosures. These meetings resulted in the formation of the Indiana Foreclosure Prevention Network (IFPN). IFPN worked with state elected officials to enable legislation for a solution to delinquency and foreclosure.
The IFPN program was launched in November 2007 and included a public awareness campaign, a telephone helpline and a statewide network of trained mortgage foreclosure counselors.
In 2009, the Indiana State Legislature passed Senate Bill 492 giving all homeowners with a foreclosure action filed against them the right to participate in a settlement conference with their lender to negotiate an agreement to avert foreclosure. In 2010, the IFPN, in partnership with the Indiana Supreme Court, created the Mortgage Foreclosure Trial Court Assistance Project (MFTCAP) to assist trial courts in scheduling and conducting mortgage foreclosure settlement conferences.
In 2011, the IFPN launched the Indiana Hardest Hit Fund. Indiana's Hardest Hit Fund is made possible by the U.S. Department of the Treasury, which awarded Indiana more than $221 million to provide mortgage payment assistance to homeowners who are unemployed, through no fault or neglect of their own.
In March of 2013, the U.S. Department of the Treasury approved changes to the Hardest Hit Fund program, which significantly broadened borrower eligibility to include underemployment, death of a contributing household member, healthcare hardships and military service. The changes also include increasing the amount of assistance some borrowers receive, providing transition assistance and extending the length of time borrowers may receive assistance.
Avoid Scams
IFPN and its partners offer foreclosure assistance at no charge. It's important to know the difference between IFPN's program and a potential scam.
The Indiana Office of the Attorney General provides information on how to recognize and avoid scams. Please visit http://www.in.gov/attorneygeneral/2434.htm to file a complaint with the Attorney General if you feel that you have been the victim of a scam.
- $2,500 to the homeowner to assist with moving and relocation expenses; and
- Up to $5,000 to lenders/servicers to extinguish and release subordinate liens as part of a short sale or deed-in-lieu of foreclosure agreement.
- Beware of anyone who asks you to pay a fee in exchange for a counseling service or modification of a delinquent loan.
- Beware of people who pressure you to sign papers immediately, or who try to convince you that they can "save" your home if you sign or transfer over the deed to your house.


text:
Reasons to Give to the University Campaign
Increase your impact on student's lives
Share your pride in St. Cloud State and enthusiasm for its future.
Join with your colleagues as we help make St. Cloud State a better place to teach and learn.
Inspire others to join in support of all you do at St. Cloud State.


text:
Search results for : | online grupo |
Legions Ran Online Forum
Settlers Online AUST Guild
This forum is hopefully designed to be a wealth of info to help AUST guild members with playing Settlers Online
settlers, online, aust, guild, this, forum, hopefully, designed, wealth, info, help, members, with, playingToon World Academy
Toon World Academy is an academy made for people with a wide range of skill levels. Newbies and Pros are welcome. Dueling Network and YGOpro are the dueling systems that we use for events. italiano duello accademia
toon, duel, academy, online, yu-gi-oh!, world, yugioh, dueling, official, website, tournaments, real, prizes, duelingnetwork, italiano, duello, accademiaFree forum : SpeedPlayPoker
SpeedPlay Poker offers poker tournaments that fast paced and action packed. We hope to provide our members with the best games and online poker bonuses.
online, poker, deposit, bonus, freeroll, speedplayPronax Pixels
Here are my pixels of endless online custom items, armors and other items and you can also post your images of pixels or banners for endless online and maybe if you want to give me all shots of items and other things then they may be in a private ser
pronax, pixels, here, endless, online, custom, items, armors, other, also, post, your, images, banners, maybe, want, give, shotsThe EO Charitys .test.endless-online
charitys, xagersExile-Online Private Server!
Exile-Online Private Server!
exile-online., private, server!EkRummy
Ek Rummy is one of the societal games in the online world. Thousands of professional players enjoy playing this game on our website that is dedicated to online rummy.
ekrummy, societal, games, online, world, thousands, professional, players, enjoy, playing, this, website, that, dedicatedLegitPkz
The Arthurian Lords
*¤ ZeXy ¤*
Mu Online Game. *¤ ZeXy ¤*. *¤ ZeXy ¤*. *¤ ZeXy ¤* Mu Online Game. *¤ ZeXy ¤*.
free, forum, zexy, online, game.The forums for the World Association of Recreation
The forums for WAR, THE online gaming community. The forums for the World Association of Recreation
online, gaming, communities, disciplesOnline Shop @ JBMalaysia
Shopping Online dan Iklankan Produk anda Percuma di sini.
free, forum, malaysia, jual, beli, iklan, percuma, advertising, online, kerja, kosong, part, time, advertisement, laman, classifieNFLUK Madden PS3 Online Franchise
Forum for the NFLUK PS3 Madden online Franchise Owners
madden, franchise, online, sports, owners, league, europePokemon Online League
We are hosting a Pokemon challenge on the League Channel of Pokemon Online server! Sign up here to enter!
pokemon, online, league, hosting, challenge, channel, server!, sign, here, enter!Too Busy For A Book Club Forum
If you're too busy to join a real-life book club please stop into our online forum. Create posts at your convenience and make friends online with similar reading interests.
busy, book, club, forum, you're, join, real-life, please, stop, into, online, create, posts, your, convenience, make, friendsFusion Newspapers Online Forum / The Fusion Forum
Online forum for users of Fusion Newspapers. Fusion Newspapers Online Forum / The Fusion Forum
northern, ireland, entertainment, music, film, games, club, listings, pictures, fusion, newspapers, forumRTG Online casinos no deposit
Guide to online casinos Real Time Gaming - RTG, all the best no deposit bonus. Reviews of Rtg online casinos. You will find all promotions RTG Casinos
casino, casinos, deposit, bonus, codes, coupons, gaming, free, redeemFree forum : Game Talk Online
Free forum : Talk about your favorite games here!. Free forum : Game Talk Online
free, game, talk, onlineTaylor Swift Online Forums
Welcome to Taylor Swift Online Forums Plz come and join
taylor, swift, online, forums, welcome, joinFree forum : Zerosum Soldiers
Free forum : MW:R Online Gaming Team
free, zerosum, soldiers, online, gaming, teamMyRAN
myRAN ONLINE EP3. 4. myRAN. Ran Online Private Server,
online, private, serverAranock Online
Aranock is a free online massively multiplayer role playing game (MMORPG)based on the now-closed game Mercenaries of Astonia V2, which was a much loved game created by Daniel Brockhaus.
aranock, free, online, massively, multiplayer, role, playing, game, (mmorpg), mercenaries, astoniaSunkist League 09
Free forum : A FIFA 09 online gaming league for the Xbox 360!
free, sunkist, league, fifa, online, gaming, xbox, 360!Athrad an Aearon a LOTRO Kinship
Lord of the Rings Kinship
lotro, landroval, server, online, game, kinship, lord, rings


text:
NOTE: This deal is most likely expired. Please find all current offers below.
Compare Prices and Deals for Battlefield Bad Company 2 Download (PC)
Shop | Region/Lang. | DRM | Current Price | Save | |
Steam | Worldwide/Eng | Steam | $19.99 | See It |
Our best price ever: 4.95 USD (at GameFly UK on Nov 12, 2011)
Game Info
Name: | Battlefield Bad Company 2 |
Genre: | Action & Arcade |
Platform: | PC |
File Size: | 5.4 GB |
"Battlefield: Bad company 2" is another title in EA Games' "Battlefield" series. It was released for multiple platforms in March 2010. The game's official website is www.battlefieldbadcompany2.com, and it has concept art, media and game upgrades available for download. "Battlefield: Bad Company 2" is also available for digital download on this website.
The single player campaign of the game follows the story of "Bad Company" – a squad of battle hardened soldiers who have been given the assignment to find a mythical weapon of mass destruction, and prevent it from falling in the hands of the Russians. Their mission takes them all over the world – from the South American jungles of Bolivia, the Andes Mountains in France, to Chile and Colombia.
However, like the previous Battlefield games, the game's best aspect is multiplayer gameplay. Players choose from 2 opposing teams, and must capture more than half the checkpoints on the map to reduce enemy reinforcements in over 5 game modes. The player can also control various vehicles and turrets, and the allied soldiers obey commands just like real soldiers do.
The game uses a "Frostbite 1.5" engine, and the environment and surroundings are beautiful and breathtaking. A unique aspect of this game is its destructible environment. Covers, walls and buildings are no longer indestructible, and collapse after taking large damage. This new addition allows greater realism in combat.
The developers have released several downloadable upgrades for this game, which include new maps, weapons, and equipment and game modes. An expansion pack "Battlefield: Bad Company 2 Vietnam" was released in December 2010.
"Battlefield: Bad Company 2" has received extremely positive responses from critics and gamers alike, getting ratings above 9 in most of the popular gaming websites. It has sold over 6 million copies till date.


text:
Awesome Anatomy: Skull Science
Cranium, noodle, melon, noggin...the human skull has been called a lot of things over the years. Here are the proper names for each part.
Find the rest of the Awesome Anatomy series here.
Updated on Jul 11, 2012
Education.com PLUS Benefits
- Access printable workbooks
- Download worksheets faster
- Create custom workbooks


text:
- published: 20 Jan 2012
- views: 3818
- author: Czes Liew
Proper procedure to clean a bathroom.
A hotel is an establishment that provides lodging paid on a short-term basis. The provision of basic accommodation, in times past, consisting only of a room with a bed, a cupboard, a small table and a washstand has largely been replaced by rooms with modern facilities, including en-suite bathrooms and air conditioning or climate control. Additional common features found in hotel rooms are a telephone, an alarm clock, a television, a safe, a mini-bar with snack foods and drinks, and facilities for making tea and coffee. Luxury features include bathrobes and slippers, a pillow menu, twin-sink vanities, and jacuzzi bathtubs. Larger hotels may provide additional guest facilities such as a swimming pool, fitness center, business center, childcare, conference facilities and social function services
Hotel rooms are usually numbered (or named in some smaller hotels and B&Bs) to allow guests to identify their room. Some hotels offer meals as part of a room and board arrangement. In the United Kingdom, a hotel is required by law to serve food and drinks to all guests within certain stated hours. In Japan, capsule hotels provide a minimized amount of room space and shared facilities.
Contents |
The word hotel is derived from the French hôtel (coming from hôte meaning host), which referred to a French version of a townhouse or any other building seeing frequent visitors, rather than a place offering accommodation. In contemporary French usage, hôtel now has the same meaning as the English term, and hôtel particulier is used for the old meaning. The French spelling, with the circumflex, was also used in English, but is now rare. The circumflex replaces the 's' found in the earlier hostel spelling, which over time took on a new, but closely related meaning. Grammatically, hotels usually take the definite article – hence "The Astoria Hotel" or simply "The Astoria."
Hotel operations vary in size, function, and cost. Most hotels and major hospitality companies that operate hotels have set widely accepted industry standards to classify hotel types. General categories include the following;
Hotel management is a significant career. Larger hotels may operate with an extensive management structure consisting of a General Manager which serves as the head executive, department heads that oversee various departments, middle managers, administrative staff, and line-level supervisors. Degree programs such as hospitality management studies, a business degree, and/or certification programs prepare hotel managers for industry practice.
Boutique hotels are typically hotels with a unique environment or intimate setting. Some hotels have gained their renown through tradition, by hosting significant events or persons, such as Schloss Cecilienhof in Potsdam, Germany, which derives its fame from the Potsdam Conference of the World War II allies Winston Churchill, Harry Truman and Joseph Stalin in 1945. The Taj Mahal Palace & Tower in Mumbai is one of India's most famous and historic hotels because of its association with the Indian independence movement. Some establishments have given name to a particular meal or beverage, as is the case with the Waldorf Astoria in New York City, United States where the Waldorf Salad was first created or the Hotel Sacher in Vienna, Austria, home of the Sachertorte. Others have achieved fame by association with dishes or cocktails created on their premises, such as the Hotel de Paris where the crêpe Suzette was invented or the Raffles Hotel in Singapore, where the Singapore Sling cocktail was devised.
A number of hotels have entered the public consciousness through popular culture, such as the Ritz Hotel in London, through its association with Irving Berlin's song, 'Puttin' on the Ritz'. The Algonquin Hotel in New York City is famed as the meeting place of the literary group, the Algonquin Round Table, and Hotel Chelsea, also in New York City, has been the subject of a number of songs and the scene of the stabbing of Nancy Spungen (allegedly by her boyfriend Sid Vicious).
Some hotels are built specifically to create a captive trade, example at casinos and holiday resorts. Though of course hotels have always been built in popular destinations, the defining characteristic of a resort hotel is that it exists purely to serve another attraction, the two having the same owners.
On the Las Vegas Strip there is a tradition of one-upmanship with luxurious and extravagant hotels in a concentrated area known. This trend now has extended to other resorts worldwide, but the concentration in Las Vegas is still the world's highest: nineteen of the world's twenty-five largest hotels by room count are on the Strip, with a total of over 67,000 rooms.[1]
In Europe Center Parcs might be considered a chain of resort hotels, since the sites are largely man-made (though set in natural surroundings such as country parks) with captive trade, whereas holiday camps such as Butlins and Pontin's are probably not considered as resort hotels, since they are set at traditional holiday destinations which existed before the camps.
Some hotels are built with living trees as structural elements, for example the Treehotel near Piteå, Sweden, the Costa Rica Tree House in the Gandoca-Manzanillo Wildlife Refuge, Costa Rica; the Treetops Hotel in Aberdare National Park, Kenya; the Ariau Towers near Manaus, Brazil, on the Rio Negro in the Amazon; and Bayram's Tree Houses in Olympos, Turkey.
In Nax Mont-Noble, a little ski resort situated on 1300 metres in the Swiss Alps, construction for the Maya Guesthouse started in October 2011. It will be the first hotel in Europe built entirely with straw bales. Due to the insulation values of the walls it will need no heating[2]
The Null Stern Hotel in Teufen, Appenzellerland, Switzerland and the Concrete Mushrooms in Albania[3] are former nuclear bunkers transformed into hotels.
The Cuevas Pedro Antonio de Alarcón (named after the author) in Guadix, Spain, as well as several hotels in Cappadocia, Turkey, are notable for being built into natural cave formations, some with rooms underground. The Desert Cave Hotel in Coober Pedy, South Australia is built into the remains of an opal mine.
Capsule hotels are a type of economical hotel that are found in Japan, where people sleep in stacks of rectangular containers.
The Ice Hotel in Jukkasjärvi, Sweden, and the Hotel de Glace in Duschenay, Canada, melt every spring and are rebuilt each winter; the Mammut Snow Hotel in Finland is located within the walls of the Kemi snow castle; and the Lainio Snow Hotel is part of a snow village near Ylläs, Finland.
Garden hotels, famous for their gardens before they became hotels, include Gravetye Manor, the home of garden designer William Robinson, and Cliveden, designed by Charles Barry with a rose garden by Geoffrey Jellicoe.
Some hotels have accommodation underwater, such as Utter Inn in Lake Mälaren, Sweden. Hydropolis, project cancelled 2004 in Dubai, would have had suites on the bottom of the Persian Gulf, and Jules' Undersea Lodge in Key Largo, Florida requires scuba diving to access its rooms.
Frequently, expanding railway companies built grand hotels at their termini, such as the Midland Hotel, Manchester next to the former Manchester Central Station and in London the ones above St Pancras railway station and Charing Cross railway station also in London is the Chiltern Court Hotel above Baker Street tube station and Canada's grand railway hotels. They are or were mostly, but not exclusively, used by those travelling by rail.
Wikimedia Commons has media related to: Railway hotels |
A motel (motor hotel) is a hotel which is for a short stay, usually for a night, for motorists on long journeys. It has direct access from the room to the vehicle (for example a central parking lot around which the buildings are set), and is built conveniently close to major roads and intersections.
In 2006, Guinness World Records listed the First World Hotel in Genting Highlands, Malaysia, as the world's largest hotel with a total of 6,118 rooms.[4] The Izmailovo Hotel in Moscow has the most rooms, with 7,500, followed by the Venetian Palazzo Complex in Las Vegas (7,117 rooms) and MGM Grand Las Vegas (6,852 rooms).
see also List of largest hotels in the world
According to the Guinness Book of World Records, the oldest hotel in operation is the Hoshi Ryokan, in the Awazu Onsen area of Komatsu, Japan, which opened in the year 718.[5]
The Ritz-Carlton Hong Kong is claimed to be the world's highest hotel.[6] It is located in the top floors of Hong Kong's tallest building, the 488 meter tall International Commerce Centre.
Some hotels sell individual rooms to investors. Timeshare is an example of this kind of investment. The buyer is allowed to stay in the room without charge or at a reduced rate for a given number of days each year. The investor is paid a share of the takings for the room. Rooms can be sold on a leasehold basis, sometimes on a 999-year lease. Room owners are free to sell at any time.[7]
A number of public figures have notably chosen to take up semi-permanent or permanent residence in hotels.
Wikiversity has learning materials about Internet entrepreneur#Hotel Reservations |
Wikimedia Commons has media related to: Hotel |


text:
Clashes with police follow Istanbul protest
Updated On: Sep 15 2013 05:41:47 PM MDT
Turkish police and opposition protesters scuffled in Istanbul late Sunday after a peaceful rally against the killing of other demonstrators during a summer of unrest.
It was the third night of clashes in a week in the Istanbul neighborhood of Kadikoy.
Sunday's demonstration had been organized by some of the same groups that in May, June and July protested government plans to demolish the city's Gezi Park.
After the rally broke up, some of the thousands who attended built barricades, tried to light them on fire and hurled bottles at police. Police responded by beating demonstrators with batons, firing tear gas and detaining at least one accredited journalist.
The protesters are demanding justice from security forces accused of contributing to the deaths of six demonstrators in those turbulent weeks.
New protests began last week after an anti-government protester named Ahmet Atakan died during clashes in the southeastern border town of Hatay on Tuesday.
Copyright 2013 by CNN NewSource. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


text:
The department is getting some real-world training with a Live Fire Training trailer provided by the Alabama Fire College.
The trailer, set up in the Sylacauga High School parking lot, allows firefighters to simulate a variety of interior fire scenarios using propane-fueled fire and smoke created by a smoke machine.
"The trailer is a really good tool for us to put our training to the test," Fire Chief Matt Missildine said. "It's an opportunity we don't have all the time, so we're glad to be taking advantage of it."
The AFC travels around the state with the trailer and provides it upon request from a fire department. The simulated conditions allow firefighters to practice skills like search and rescue, advancing the hose line, wearing personal protection equipment, working with a breathing apparatus and more.
Missildine said the simulated conditions add a new level to the training firefighters participate in throughout the year.
"We practice these skills all the time, but we're not able to do it under these conditions," he said. "So this is a validation of our training, but also a form of training in itself."
Tonight is their last night in the trailer. Missildine said the public is welcome to stop by and watch from 6-9 p.m., but will not be allowed in the trailer.
Contact Emily Adams at email@example.com.


text:
My Account (sign in)
27 Soi Saladaeng 1, Silom Rd., Bangrak, Silom / Sathorn, Bangkok, Thailand 10500 (Show on map)
Book now!
based on 566 reviews
Central location to public transport, great buffet...
Nearest transport:
BTS Sala Daeng (0.6 Km)
Area recommended for:
Distance to airport:
Don Muang Airport (22.2 Km)
Suvarnabhumi International Airport (23.3 Km)
Customer comments:
"Clean and comfy rooms", "Free wifi", "Great price"
Top attractions in the area:
Vertigo Restaurant (0.3 Km)
Banyan Tree Spa (0.3 Km)
Silom Complex (0.5 Km)
King Mongkut Rama 6 Lumpini Park Statue (0.5 Km)
Note: Distances are measured as a straight line, calculated from a starting point to a destination point.
Check Rates & Availability At This Hotel
lowest rate guarantee
Sorry, there are no available rooms at the Siri Sathorn Hotel for your chosen dates.
Customers who looked at this hotel often booked...
Tip: Don't wait until it's too late! Book now so you don't miss out on today's rate.
Book Now Pay Later
Available now on thousands of hotel rooms worldwide
Book smarter. Book agoda.
When would you like to stay at this hotel?
Photos of this hotel
airport transfer
business center
coffee shop
executive floor
facilities for disabled guests
family room
laundry service
meeting facilities
poolside bar
room service
safety deposit boxes
shuttle service
smoking area
Wi-Fi in public areas
fitness center
Hot Tub
outdoor pool
pool (kids)
Free LAN access
Free WiFi access (may be charged in some rooms)
car park
Sale ends soon!
  Hotel Description
  Hotel Policies
Guests over 4 years old are considered as adults.
Extra beds are dependent on the room you choose, please check the individual room policy for more details.
  Useful Info
from 566 reviews
Mandarin Hotel Managed by Centre Point
Fantastic 8.2
from 437 reviews
Hotel Area: Silom / Sathorn
The Berkeley Hotel Pratunam
Very Good 7.8
from 3357 reviews
Hotel Area: Pratunam
Chatrium Hotel Riverside Bangkok
Fantastic 8.7
from 4088 reviews
Hotel Area: Bangkok Riverside
lebua at State Tower Hotel
Fantastic 8.8
from 7796 reviews
Your Search Details
- 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 30+
Show hotel on map
Customer Support
All material herein © 2005 – 2013 Agoda Company Pte. Ltd., All Rights Reserved. AGODA ® is a registered trademark of AGIP LLC, used under license by Agoda Company Pte. Ltd. Agoda is part of (NASDAQ:PCLN)


text:
Students at Centennial High School turned to grief counselors Friday after the sudden loss of a classmate. School district officials say 15-year-old Caleb Hannink collapsed in gym class Thursday.
Those who knew Caleb say he was outgoing, close to his family and his faith. Michaela VanBrunt, a Centennial junior, remembers the sophomore as welcoming.
"Always so energetic, like 'Hi, how are you doing and let me give you a high five even though I don't know you.' He was amazing," said VanBrunt.
And, on Friday, he was missed at his school. The school district says Caleb was in gym class around 1:00 Thursday afternoon, when he collapsed.
"Our P.E. teacher, Mrs. Roberts, gave him CPR. And, then after that the ambulance was called," said VanBrunt.
Paramedics took Caleb to Bakersfield Heart Hospital where he was pronounced dead. Family friends tell 17 News, Caleb had a heart condition, but was active and cleared for gym class. And, he was a special education student with Aspergers. Caleb was close to his family, attending church with them at Valley Baptist since he was a small child.
Church leaders sent youth ministries staff to help grief counselors at Centennial High. They were too busy helping the students suffering the loss, so we turned to Bakersfield High School counselors to see how they even begin to comfort Caleb's classmates.
"We are basically there to listen to them, just an open ear and shoulder to cry on," said Nicole Stuebbe, a BHS counselor.
"I think that a lot of those students are going to be going home with that experience embedded in their mind for a while, and they need to talk about it and get it dealt with and put away," said Linda Robertson, a BHS counselor.
Caleb's friends are organizing a candlelight vigil for him. It's this Sunday evening at 6:30 at the Park at River Walk. They hope to raise money for funeral expenses as well as remember their friend. Everyone is encouraged to bring their own candle.
Caleb was just two weeks away from celebrating his 16th birthday.


text:
- I Love Yarn Day
- Discover
- Learn
- Teach
- Each One Teach Two
- Certified Instructors Program
- Teach Knit and Crochet!
- Knit Out & Crochet
- Forum
- Standards
- Charities
- Press
- 911/FAQs
- Guilds & Groups
- About
- Projects
Industry Standards & Guidelines | Where to Start
Designer Pit Falls | Congratulations! You've Received the Go Ahead
Here's a list of the most common designers' mistakes. It's helpful to review it before you are thinking of proposing a project idea, when you are working on the project, and before you submit the final project. Once you have reviewed the Pit Falls, you are encouraged to read "You Want to Submit a Project Idea…Where to Start" and "Congratulations! You've Received the Go Ahead."
1. Number one problem:
Designers do not follow company's guidelines.
2. Submissions
3. Sizing Issues
3. Materials
4. Pattern Itself
5. Graphics
6. Designer Don'ts
Craft Yarn Council, 469 Hospital Dr., Suite E, Gastonia, NC 28054
Tel: 704-824-7838 | Fax: 704-671-2366 | E-mail us
Web sites addresses:
www.YarnStandards.com | www.Knit911.com | www.Crochet911.com
www.knitandcrochet.com | www.learntoknit.com | www.learntocrochet.com
www.warmupamerica.org | www.eachoneteachtwo.com | www.FriendshipShawl.org
If you experience problems, visit our Troubleshooting page.
Our Privacy Policy


text:
Quick Facts: Computer Systems Analysts | |
2010 Median Pay |
$77,740 per year
$37.38 per hour |
Entry-Level Education | Bachelor's degree |
Work Experience in a Related Occupation | None |
On-the-job Training | None |
Number of Jobs, 2010 | 544,400 |
Job Outlook, 2010-20 | 22% (Faster than average) |
Employment Change, 2010-20 | 120,400 |
What Computer Systems Analysts Do
Computer systems analysts study an organization's current computer systems and procedures and make recommendations to management to help the organization operate more efficiently and effectively. They bring business and information technology (IT) together by understanding the needs and limitations of both.
Work Environment
Although 1 in 4 are employed by computer systems design firms, systems analysts work in many different industries. Most systems analysts work full time.
How to Become a Computer Systems Analyst
A bachelor's degree in a computer or information science field is common, although not always a requirement. Some firms hire analysts with business or liberal arts degrees who know how to write computer programs.
The median annual wage of computer systems analysts was $77,740 in May 2010.
Job Outlook
Employment of computer systems analysts is expected to grow 22 percent from 2010 to 2020, faster than the average of all occupations. A greater reliance on computer systems in organizations throughout the economy will lead to an increased demand for this occupation.
Similar Occupations
Compare the job duties, education, job growth, and pay of computer systems analysts with similar occupations.
O*NET provides comprehensive information on key characteristics of workers and occupations.
Contacts for More Information
Learn more about computer systems analysts by contacting these additional resources.


text:
FULL RESOLUTION - 1200x1850
News » Published 4 days ago
Is this The Hunger Games the Actor?
Share your thoughts on this image?
Related Celebrity: Actor - The Hunger Games
18 December 2013
Jennifer Lawrence says that calling somebody fat on TV should be made illegal as it sets a bad example
10 December 2013
Willow Shields is making all the right moves in Hollywood following her role as Primrose Everdeen in The Hunger Games
5 December 2013
Jennifer Lawrence is a star with the potential required to become an all-time great


text:
I view you as spam and do not read your threads. Sorry.
idc about putting a damn pic
its personal preference. if u think its necassary to either see what the other person looks like, or what their interests are, then you are the real problem. i dont mind having one up. but someone pic has nothing to do with whether or not i check out the thread. its the title. on another note, i find a blue head more credible than someone who looks like a total fucking lowlife with no education. if offended, you know who you are lol
Idc what you say Fuck yall!
Blue HEAD FOR LYFE!!!!!
this guy looks just like me
Austin Smith said:
Idc what you say Fuck yall!
Blue HEAD FOR LYFE!!!!!
Tech N9ne 'Therapy' Available Now!
Prozak 'We All Fall Down' Available Now!
Krizz Kaliko 'Son of Sam' Now Available!
Stevie Stone '2 Birds 1 Stone' In Stores Now!
Tech N9ne 'Something Else' In Stores Now!
¡MAYDAY! "Believers" In Stores Now
Wrekonize "The War Within" Now Available!
Rittz "The Life And Times Of Jonny Valiant" Purchase Now!
CES Cru "Constant Energy Struggles" Purchase Now!
Kutt Calhoun "Black Gold" Album Now Available!
Brotha Lynch Hung "Mannibalector" Album In Stores Now!
Tech N9ne's Hostile Takeover: The Story Behind The Tour
Prozak "Nocturnal" EP Now Available!
Krizz Kaliko "Neh' Mind" EP Now Available!
Tech N9ne – 'E.B.A.H.'/'Boiling Point' Combo EP Now In Stores!
Tech N9ne "Boiling Point" EP Now Available!
Stevie Stone "Momentum" EP Now Available!
Tech N9ne "E.B.A.H." EP Now Available!
Kutt Calhoun "Kelvin" EP Now Available!
Ces Cru "13" EP Now Available!
¡MAYDAY! "Thrift Store Halos" EP Now Available!
© 2013 Created by Strange Admin.


text:
Kelowna's most wanted
Crime Stoppers - Story:
Jun 3, 2013 / 10:00 am
Jun 3, 2013 / 10:00 am
Crime Stoppers is asking the public's assistance in locating the following male who is wanted on a province-wide warrant as of June 3, 2013.
Photo: Crime Stoppers
Kelowna's most wanted is Robin Allen Youngs.
Robin Allen Youngs (DOB 1966-01-24) is wanted for three counts of assault, two counts of weapons offences and two counts of uttering threats.
Youngs is described as a 47-year-old white male, 5'11" tall and 205 lbs. He has brown hair and blue eyes.
Crime Stoppers will pay cash for information leading to the arrest of this suspect. If you see him, do not approach him.
Call Crime Stoppers at 1-800-222-TIPS (8477), go to www.crimestoppers.net or text to CRIMES (274637) Keyword: ktown.
RCMP File # 2010-14982
Read more Crime Stoppers articles
The content of this page is provided to Castanet by Crime Stoppers as a community service. Castanet presents this content "as is" and does not warrant the contents. Comments about the contents can be addressed to Crime Stoppers by emailing [email protected] or by calling 250-470-6215.
- Unsolved crimes: West Kelowna Dec 8
- Unsolved crimes: Lake Country Dec 7
- Unsolved crimes: Kelowna Dec 6
- Kelowna's most wanted Dec 5
- Kelowna's most wanted Dec 4
- Kelowna's most wanted Dec 2
- Unsolved crimes: Lake Country Dec 1
- Unsolved crimes: Kelowna Nov 30
- Kelowna's most wanted Nov 29
- Unsolved crimes: West Kelowna Nov 29
- Kelowna's most wanted Nov 28
- Kelowna's most wanted Nov 27
(Click for RSS instructions.)
© 2010 Castanet.net


text:
All HCPL branches will close at 5 PM on Monday, December 23 and will be CLOSED through Wednesday, December 25th in Observance of Christmas. We will reopen on Thursday, December 26 for regular hours. Cy-Fair will be closed December 22-25.
ADA Info
I am big. It's the pictures that got small. --Norma Desmond
Well, yes, there's nothing like trotting out one of the tiredest, most hag-ridden quotations in pop culture to get this thing off to a limping start, but bear with me here; I think I have a good reason for using it and with a little luck, I'll get to it eventually.


text:
EU's Almunia sees closure of one Spanish bank
- Tweet
- Share this
BRUSSELS (Reuters) - Spain may need to wind down one of its bailed-out savings banks, the European Union's competition chief said on Wednesday, warning liquidation of a bank may be preferable if the costs of rescuing it are too high for taxpayers.
Spain's economy ministry later said it had no intention to liquidate any bank. A ministry spokesman said the government would stick to its plan to clean-up, recapitalize and privatize all the banks that have been rescued by the state.
Under state-aid rules, the European Commission is allowed to refuse a request to rescue a bank if it considers the lender too costly to save - effectively forcing it to be wound up.
Spain is awaiting final approval from the European Commission for the restructuring plan for three banks rescued by the state: NCG Banco (NovaGalicia), CatalunyaCaixa and Banco de Valencia.
"If I am not wrong, one of the three, according to the intentions of the Spanish authorities, is oriented towards a liquidation and not to maintain them after restructuring as a going concern," Joaquin Almunia told Reuters in an interview.
He did not identify the lenders.
Euro zone countries have agreed to extend up to 100 billion euros ($126 billion) of aid to the euro zone's fourth-largest economy to recapitalize its weak lenders.
Unlike the aid programs in Greece, Portugal or Ireland, however, the conditions that will be attached to assistance will require reform of the country's banks rather than the national budget.
Almunia, whose department has gathered extensive expertise in banking during the European debt crisis, will play a central role, ensuring that money for banks is given according to strict state-aid rules.
NCG Banco, commonly known as NovaCaixaGalicia, and Catalunya Caixa denied they would be closed. Banco de Valencia said it was not aware of any such plan. Bankia has yet to formally request approval for a recapitalization plan.
Economy Secretary Fernando Jimenez Latorre said earlier on Wednesday that closing banks as part of the rescue was unlikely.
Almunia, the EU's competition chief, is one of the most powerful officials in its executive as he has the final say on the restructuring or closure of a bank under rules designed to prevent the distortion of market competition.
Crippled by bad debts from a burst real estate bubble, Spain's savings banks have turned to the country's rescue fund FROB for help. Seven out of 10 banks have received state support.
"In every analysis of a financial institution, we always try to estimate the alternative cost of a liquidation," said Almunia.
"If the liquidation costs are lower for the taxpayers than the rescue and restructuring of an institution we opt for a liquidation. We opt for an orderly winding down of the entity."
Almunia, who has ordered the closure of more than 10 banks in the crisis, said regulators had learned how to wind down problem lenders without risking a repeat of the panic that followed the collapse of Lehman Brothers.
"Since Lehman Brothers, we know much better than before what the word systemic means," said Almunia.
"If it is negotiated, and discussed and decided in an orderly way, I think in most of the cases this will not represent risks for the financial stability," said the Spanish commissioner, referring to the closure of banks.
"One case in Germany, WestLB, is in winding down process and this has not represented a risk for the financial stability in Germany."
EU sources told Reuters last week that antitrust regulators could force some weak banks in Greece, Spain and Portugal to shut down.
The International Monetary Fund in its report last week said the most troubled former savings banks, accounting for about 22 percent of the Spanish financial system, faced the biggest challenge due to their high property exposure.
Capital flight from Spanish banks has reached euro lifetime record levels, with a net outflow of 66 billion euros in March, the most recent month for which figures are available.
That was before the government's sudden, fumbled nationalization of teetering lender Bankia.
For a link to Almunia's interview on Insider TV, please click on r.reuters.com/qej78s
($1 = 0.7953 euros)
(Additional reporting by Sonya Dowsett, Jesus Aguado, Tomas Gonzalez and Feliciano Tisera in Madrid; Editing by David Hulmes and Andrew Heavens)
- Flights delayed as air pollution hits record in Shanghai
- White House reverses, says Obama met uncle and lived with him during law school
- South Africa mourns Mandela, will bury him on December 15 |
- French launch Central African Republic mission but deaths mount
- Supreme Court to decide on patent protections for software