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Michael R. Stanfield – Chairman of the Board, Chief Executive Officer
Kevane Wong - JMP Securities
Intersections Inc. (INTX) 3Q08 Earnings Call November 10, 2008 5:00 PM ET
Good afternoon ladies and gentlemen and welcome to the Intersections Inc. third quarter 2008 earnings conference call. (Operator Instructions)
During this call, Intersections will make forward-looking statements including without limitations, statements relating to the company's future revenues and earnings, plans, strategies, projections, expectations, and intentions. These projections and forward-looking statements are made pursuant to the Safe Harbor Provision of the Private Securities Litigation Reform Act of 1995. Investors are cautioned that such forward-looking statements are inherently subject to risks and uncertainties many of which cannot be predicted with accuracy and the actual results could differ materially from the results projected in these forward-looking statements.
For some of the factors that could cause actual results to differ materially, you should review the SEC filings at our corporate website at www.intersections.com. We do not intend to or undertake any obligation to update any forward-looking statements or projections we may make. For financial highlights and non-GAAP measures on performance discussed during this call are also available in the press release Intersections distributed this afternoon which is available currently on our website at www.intersections.com.
I will now introduce Michael Stanfield, Chairman and Chief Executive Officer of Intersections Inc. Mr. Stanfield, you may begin.
Michael R. Stanfield
Thank you.
Good afternoon. First of all, I would like to mention that we provided our press release to PR Newswire at 2 o'clock and it's still not out. I can't do anything about it other than switch providers again. With that, we will proceed. The 10-Q is filed and you may have that. If you don't, hopefully you will have the earnings release very soon. I'm not going to sit here and wait on it and neither are you. We'll get started.
We all know that the economic realities of the world have changed dramatically since our last call. As it's true with most businesses, the impact of the economic meltdown on our business is not yet fully understandable. It is an unprecedented and unpredictable time.
When will the weakening economy and the credit and financial market crisis impact Intersections' results and opportunities? That will be the primary topic of this call.
We will not spend much time reviewing the third quarter other than saying we're pleased with third quarter results which were largely consistent with our expectations on the last call.
To provide you some perspective on how Intersections will operate and grow in the current economic environment, I am going to discuss the economy's impact on our near-term results in our different businesses, what we have done thus far and what we will do to position our company to manage through the recession so we will be well positioned when it ends. Then we will open up the call to questions.
Let's first address our core client-based endorsed business. We expect the weakening economy to have three main impacts here. First, we expect new card issuance at our bank partners to slow which in turn translates into the softening of subscription sales for us. We're seeing this and our clients are telling us to expect it to happen. Second, we expect delinquencies and card cancels to increase. Third, our relationships with some banks may change to more direct programs as they look to invest less in marketing. This can bring both opportunities and challenges to us, also consolidation in the banking industry creates opportunities and uncertainties and further concentration in the business.
Regarding the first item, our subscriber sales in the third quarter were down from a high in the second quarter. This was partially driven by Discover, substantially driven by Discover. Looking at total subscribers, if we were to remove Discover from the account, subscribers increased in the third quarter over the second quarter. In our latest subscriber forecast created in consultation with our bank partners, we forecast some softening in subscription sales in the fourth quarter and early part of 2009 due to the weakening economy.
As we mentioned on prior calls, we have been anticipating an increase in attrition and declines for non-payment as the economy weakened, consumer credit tightened and unemployment increased. So far, we have seen only a slight increase in declines but no meaningful impact on attrition in our subscription business. However, we must expect that change in continued forecasts and expect a negative impact on this front. The increase in canceled subscribers after the first 90 days of subscription in the third quarter results relates to Discover.
There are more noticeable increases in attrition and delinquencies in the small number for mortgage subscribers we acquired as part of the Charter Marketing acquisition several years ago. Again, this is a small population and it has been discussed on prior calls.
On the bank consolidation front, the good news is that so far, our key clients are well-positioned going forward with "well" being a relative term. What the acquisition of Washington Mutual by Chase will mean to us is still unclear however Washington Mutual is a small client at this time.
Our bank business has shifted more towards the direct model in the last couple of years where we pay for subscription acquisition either marketing and/or pre-paid commission bounty. It is likely that in the current volatile financial industry, some of our bank clients may look to us to increase our investments in subscriber acquisitions. Within capital restraints, these are opportunities we welcome as they will enable us to invest in and grow our business and may provide an excess in new subscriber growth.
The challenges depend on the size and amount of investments needed in our ability to fund such programs either from operating cash flows or possibly raising additional financing, if possible.
We also have several new prospects launching soon that we expect will be less affected by the unfolding economic issues some of which may produce meaningful volumes. Our new client acquisition efforts are still fruitful moving forward and have some promising prospects.
For 2009, we currently expect to grow our client-based business, top-line and bottom-line even with sales softening in the near-term with some planned increase in attrition and declines in the absence of discovered revenue. With the ever-changing landscape with our bank clients and their card bases, they make it too early and too murky to provide any more specific guidance.
Let's move to consumer-direct. While we're seeing a softening in new enrollments in our bank-based business, we are experiencing modestly increasing enrollments in our consumer-direct business. Not only did consumer-direct sales increase in September and October, but we have been able to manage and lower our acquisition costs per order for the web-based marketing programs which are predominant marketing channels at this moment. Attrition rates remain extremely attractive in our consumer-direct business aided by a higher percentage of enrollments directed at our most advanced best consumer-value identity theft products.
Additionally, delinquencies as with the client-based are only show very slight increases in the consumer-direct area. We are very encouraged by these results. We have a very full fourth quarter testing new marketing channels to build on this momentum.
With the success outlined above coupled with the ongoing changes in the financial and banking sector, it is important for us to develop consumer-direct faster and more aggressively as an alternative source of long-term growth. We plan to increase our marketing spend more than we would have thought just a few months ago. We will push the consumer-direct infrastructure changes discussed last call more aggressively to leverage the opportunities unfolding in the consumer-direct space.
In 2009, we expect a growing, recurring revenue stream from consumer-direct efforts, a substantial increase in marketing and infrastructure spend which will drag profits near-term but will drive long-term growth.
Next, let's talk about business services. This group of businesses has been and will continue to be especially affected by the ongoing economic distress. In the Background Screening segment, business hiring and accordingly unemployment screening has slowed. Global expansion and infrastructure improvements that we have been putting in place the last couple of years will hopefully help mitigate the economic downturn by reducing our operating costs and enabling us to take advantage of hiring growth in areas less affected.
In the other segment, businesses interested in Net Enforcer's corporate identity theft solutions must look at all of their spending needs more closely and therefore may delay the purchase decision from Net Enforcers. We continue to like the prospects and margins in this business but it is clearly being hurt by consumer products companies' own sales problems.
Finally, Captira, also in the other segment, will find it more difficult like any business trying to get off the ground in this economic climate. Captira's data management solutions are new and revolutionary for the bail bond industry. We are seeing good response from early adopters but slower growth than we would like. The economic downturn has extended the revenue ramp for Captira.
We remain committed to growing all three of these businesses. Over the past year, we worked hard to reformat and refocus the business services organization and this effort, we feel, will help enable these businesses to survive through this difficult economic time and strive post-recession. We expect the business services group to grow the top-line in 2009 and to move to become a profitable contributor to EBITDA in 2009.
In summary, our view of the overriding question, what is the impact slowdown on Intersections is one; we believe the fundamentals of the client-based business are still as strong. We believe we are well-positioned with clients and in adding new clients. Our consumer-direct efforts are gaining strength and improving themselves. Our business services group is moving in the right direction but is obviously hampered by the recession.
The weakening economy and the financial industry's turmoil will certainly present tough challenges in the fourth quarter and 2009. Intersections is well positioned to deal with such times and expects to continue to produce positive results and remain well positioned for the post-recession period. We plan to enter the post-recession period whenever it commences with a sound balance sheet, continued growth and a stronger position.
We have already started taking prudent actions which we will build upon in 2009 such as curtailing spending of overhead items like hiring, travel, offsite services, and other more discretionary items with tightly managing headcount. The only meaningful G&A growth we expect will be infrastructure improvements previously discussed to aid the consumer-direct business. These expenditures are crucial elements of our consumer-direct strategy.
We are delaying capital improvements in pushing vendors and suppliers to lower costs. We are taking a hard look at R&D spending and product development efforts with the goal to optimize the new products we have already introduced to the market recently and improving our consumer-direct infrastructure to enable greater subscriber growth.
Finally, we are reevaluating and streamlining their organization and intensifying efforts to engineer costs out of our systems and processes. While cost management is always part of our management process, special times call for special emphasis. We are currently reevaluating our long-term strategic plans in light of the economic downturn. Our overall objective for the remainder of 2008 and for 2009 is to grow cautiously and optimistically so we will enter 2010 with a stronger consumer-direct business enabled by better systems, a well-positioned business services group contributing to the bottom-line and the core subscriber-based client business continuing to grow through new clients and new products and by maximizing opportunities with existing clients.
Finally, let me update you on targets for 2008. We maintain our 2008 revenue guidance of $365 million or better. We expect 2008 EBITDA for the year-based compensation guidance to be about $45 million. We expect EPS to be about $0.68. Intangibles amortization, we still expect to be approximately $10.9 million. Stock expense, we still expect to be about $4.3 million. Customer acquisition spend will be considerably greater than the $50 million previously discussed, probably closer to $65 million due to the commencement in the third quarter of a new bounty program with an existing client and because the consumer-direct spend is expected to be higher than previously planned to take advantage of opportunities and developments we see. We still expect capital expenditures to be around $10 million.
Primary factors impacting the lower results in EBITDA are lower sales volumes than previously expected in the endorsed arena, higher spend on direct marketing programs replacing wholesale programs and higher spend on consumer-direct. Of those three elements, we consider the last two positive and the first one somewhat negative.
On the last call before the dramatic meltdown of the credit and financial markets, we provided preliminary views for revenue and EBITDA growth in 2009. Because of the ongoing economic and market uncertainty, we no longer maintain those initial preliminary 2009 targets. We cannot determine with any reasonable degree of certainty the full impact on our company in the recession and the credit market's distress. Nevertheless, we do have a positive outlook for 2009. We expect revenue growth and we expect EBITDA growth in 2009 but it is difficult and frankly, imprudent, for us to provide more specific targets at this time.
Thank you for your continued support and I again apologize that we find it difficult to get our press release out on time and I will open it to questions.
Question-and-Answer Session
(Operator Instructions) The first question comes from the line of Kevane Wong with JMP Securities. You may proceed.
Kevane Wong - JMP Securities
Just a few things. When you are looking at the guidance, it is actually staying where it was in September and October when it was really melting down. How much when you are talking about your caution here, how much is it concern about what might be versus what you are actually seeing. Are things actually getting better and you're just being cautious about it? Also, I am sort of curious about how much is additional spending that you are putting in, sure there are a lot of pieces to move around, but I just wanted to get color on those factors for a cautionary look.
Michael R. Stanfield
On the cautionary side, I would say a couple of things. One, there is without doubt, a reduction in the new enrollments versus our expectation from ongoing clients. That is partially reflective of the reduction in new credit card issuance that is ongoing in the market. Often, our sales occur at the time of new credit card sales or shortly there after. That is definitely there and it is hurting in a small way.
Secondly, we have not yet seen any significant reduction in attrition, but as unemployment goes up and as credit tightens, we just have to anticipate that it will occur, that we have not yet seen it. With respect to decline rates which are sort of a subset to the attrition issue and a revenue issue, we have not seen a significant falloff yet. I just saw the numbers for October today and our decline rates are holding better than we expected. Both of those are good.
The other thing is we are spending significantly more on customer acquisition than we had planned at the beginning of the year. The new bounty program that we commenced with one of our clients is significant and the consumer-direct spending is higher than we expected. The consumer-direct spending is for the most part, written off as spend because it is often not trackable for purchases, what is that, for the accounting rules to be able to directly contribute the spend to a particular sale. So we write that off.
All in all, considering the world we're in, we're not in an unhappy mode. We're just cautious.
Kevane Wong - JMP Securities
As far as what you are actually seeing, it is only pieces of that, and the other stuff you are trying to be cautious on. It wouldn't surprise you, right?
Michael R. Stanfield
Kevane Wong - JMP Securities
I am also curious on cash flow is still positive, have you given any thought on buybacks considering where the stock is? I know those other two you want to invest a share of the business but just wanted to get your opinion on that as well.
Michael R. Stanfield
There are two things that would drive us not to spend money on stock and one thing to drive us to want to. I think the two outweigh the one. The one is we find the stock price pretty cheap despite the fact that the stock's held up pretty well versus the rest of the world for the last 12 months. But we find it cheap.
However, we have a lot of opportunity to spend money and acquire customers both in the direct and in the bounty world with our endorsed clients. We would not want to be in a position that we had to raise money in this environment. So we think the safer route is to not buy stock because we want to conserve cash for opportunity.
Kevane Wong - JMP Securities
One more while I am thinking of it. Before with the new products, you talked about having better attention to the higher-end products which seem to be selling well. Has anything changed on that front when you are looking at any of the changes that you are having in new enrollments or anything of that sort? Is there a difference between high-end products versus low-end products that you are seeing or is it really more across the board caution?
Michael R. Stanfield
We have found over the last year, as we intensify the capabilities of our IDENTITY GUARD Total Protection product and about 10 days ago, we came out with the newest version of it which is called Total Protection with IDVault. When we stick a bigger and better product up, customers go to it. That's what's happening there. We have found that the higher-priced products or I should say the more robust products have better retention rates than the less robust and the more credit-oriented products. We really feel that the more robust the product, the better it is going to sell and the better it's going to stay.
Kevane Wong - JMP Securities
I think you mentioned that at some points you are seeing issues with new enrollments partly due to lower card issuance, etc., is that in any way reflecting a difference in customer base, in other words, the higher-end customers that are going for these higher-end products? Is there a less issue that you are actually seeing new enrollments for some of the lower-end products? I am sort of curious if you are seeing any differentiation by product.
Michael R. Stanfield
No, it's just that the endorsed customers, as they slow their own customer acquisition efforts, it slows our efforts with them because so much of our business is tied to their new customer acquisition.
It appears there are no additional questions.
Michael R. Stanfield
Okay, great. Thank you.
Thank you very much, everyone. If you have any questions, give us a call.
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This weekend, at Comic-Con11 in San Diego, Inlu's own, Monica Ostby walked the red carpet with her husband, Hawk Ostby for the premiere of the Cowboys and Aliens film, wearing a hand made, crocheted dress by Amity Joy of Portsmouth, NH (see press release). The dress was a collaborative effort resulting in a fabulous-one-of-a-kind stunner that embodied everything "Monica" .
Monica has always supported local, hand made and one-of-a-kind artists, which is partly why she and co-founder Jamaica Jenkins, started inlu.com. "We wanted everyone to have the tools to easily pool funds and find spectacular treasures from artists like Amity Joy. You can't find that hand-crafted-with-love-experience at a big box store. Items found in Amity Joy's Etsy shop are inspirational and creative, unique and treasured (just like the perfect gift!)."
The dress began as a conversation three years ago at Amity's Portsmouth, NH vintage boutique, The Odd Showroom. Fast forward to spring of 2011, when the conversation began to look more like sketches, yards of yarn, swatches of silk and a vision inspired by the calm, cool tranquility of the sea. From there, Monica and Amity began to work closely via the phone/web to shape the "down to earth" yet breathtaking dress.
Amity said the dress took about 40 hours of solid, focused time to crochet the fine yarn into the masterpiece. The material had to be light and airy, fit for a summer evening in San Diego. To compliment the dress, Diedre Stapleton, owner of A Little Something, found a lavender silk clutch that worked perfectly to finish the look. Local Vermont Photographer, Jenn Clifford photographed the dress at the wild cLOVEr studio in downtown Burlington, VT.
After talking with Monica, it turns out– the red carpet was exciting, the movie was P-H-E-N-O-M-I-N-A-L and the after party was slightly rock star, with some rubbing of elbows with the cast and crew of Cowboys and Aliens. What a night and we all wish we could've fit in that little purple clutch. But for now, we'll just admire the dress and give a huge shout out "thank you!" to everyone who helped pull it all together.
Inspired? Get your own down to earth, red carpet look from Amity Joy. (Pssst…or it's the perfect gift for a fabulous someone).
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subset: commoncrawl


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We can't see them, but radio waves are all around us. Like visible light, they are a part of the electromagnetic spectrum, only with much longer wavelengths. Radio waves can be as long as a football field, or as short as a football. This range of sizes makes them ideal for sending information, because different frequencies can be assigned to specific devices to avoid overlap.
Radio works in much the same way as a telephone: sound waves are converted into an electrical current. But instead of traveling along a wire, the encoded sound data hitches a ride on a radio wave. It does this by changing either the wave's height -- also known as its amplitude -- or its frequency, which is the number of times the wave vibrates per second.
Think of the a regular radio wave as a blank sheet of white paper, and the radio wave with information on it as the ink that forms the printed words. The ink causes tiny variations in the background of the paper, and this is what the eye sees when it "reads". Mixing in a data stream of electrons causes the height or frequency of the wave to change slightly. These changes are detected by the receiver, which then decodes the information.


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Sheets were ok, but not nearly as smooth as some other flannel sheets I have purchased. They are nice and heavy though and really warm. I just prefer the smoother ones.
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I bought these sheets because it seemed like a decent deal. They are much nicer than I expected. Not thin, but not too heavy. They don't shed a lot of fuzz and didn't shrink after several washes. The color didn't fade either. I'm going to buy some for my niece now. I highly recommend them.
These have not been used yet. I pick up bargains when I see them. These will be used in guest room
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For a couple of weeks I was on the web site looking to purchase sheets and a mattress pad. I do not do a lot on purchasing on line because I like to see the product. So after looking at some stores I decided to purchase the bedding supplies I need from Overstock. The products arrived in the time frame stated and both my husband and I are very much pleased with these products. Will certainly consider using Overstock for my purching.
I bought this set of sheets for my guest bed. They are so soft, hold up nicely after washing and the colors are great.
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JMS Books releases "Holding the Reins" in print this week with seven stories, all horse-themed, all schmoopy love stories, all erotic. If you like men in love who love horses, then these stories are for you!
It debuted at the Rainbow Book Fair in New York, and it's available at JMS books.
JMS also has some of my other stories here. The page looks pretty darn impressive, if I do say so myself. JM has done a terrific job with giving me a themed look to the covers, and I appreciate that they have a similar feel. Check it out when you can.
I'm planning to bring some copies to Gay Days in Orlando the first week of June. If you'll be there, please do stop by and say hello. I'll be manning the Torquere Press table, and Kiernan Kelly will have some of my books to sell on her authors' table for folks participating in the literary festival.


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Oceniony przez gościa grupy Hotels.com w dniu gru 17, 2012
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""Oceniony przez gościa grupy Hotels.com w dniu lis 19, 2012
wspanialy hotel i jeszcze lepsza obsluga,pozdrowienia dla Piotra i Andrzeja maciek i ANIA Z WROCLAWIA
Oceniony przez gościa grupy Hotels.com w dniu paź 29, 2012
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Oceniony przez gościa grupy Hotels.com w dniu paź 4, 2012
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Oceniony przez gościa grupy Hotels.com w dniu lip 20, 2012
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Spełnienie specjalnych wymagań zależy od możliwości ich realizacji w dniu przybycia klienta i może podlegać dodatkowej opłacie. Realizacja specjalnych wymagań nie jest zapewniona.
"Good value central hotel"
A handy hotel, near city centre on tram line, walkable to city. Hotel very clean, rooms very quiet& spacious, bathroom in good condition. No bar in hotel so not type of place to relax in Foyer. Definitely good base for city break and good value for money.Prawdziwa opinia gościa Hotels.com
brilliant hotel, stayed here before, only one problem, was after every shower the bathroom flooded..Prawdziwa opinia gościa Hotels.com
"Fair price, decent location-but rough area"
While the hotel itself did nothing inherently negative during our stay, the uncomfortable rooms coupled with it's rough neighborhood led to this less-than-stellar review. This hotel lacks both air conditioning and comfortable bedding. We stayed in this hotel for four nights, and not once was there a restful night's sleep. Due to the lack of a/c, we […] had the window open for virtually the entire time that we were in the room. Because of this, we were front row to all of the raucous goings on of the local neighborhood. . The room's amenities were spartan at best. The television was an old CRT model that hasn't been seen since the 90's, and the toiletries package was non-existent, directing you instead to visit a vending machine several floors away. The saving grace to the room was the free wi-fi, which has recently been integrated throughout the hotel. Przeczytaj więcejPrawdziwa opinia gościa Hotels.com
Excellent.....guy on reception was so helpful.....Prawdziwa opinia gościa Hotels.com
"I got a good nights sleep"
Not a bad hotel. I'd been staying at a lot of places with a lot more personality (castles, B&Bs), so this was the only chain hotel I'd booked, but it was nice, clean. My balcony had a great view. My GPS had a breakdown trying to send me down some train tracks and a pedestrian mall to the hotel front door - their drop off is bit tricky if you don't know […] the area, so I recommend printing a map or doing a google street view in advance to get the lay of the land first. The hotel is near the touristy stuff, and I had no complaints. A grocery store next door was a good source of cheap food (they also had a bank machine tucked in at the back). I got a good nights sleep, which was a first. Przeczytaj więcejPrawdziwa opinia gościa Hotels.com
"Convenient location!"
Towels were rough texture, bathroom door handle broken, bed cover left on floor when room was made up, tea and coffee not replaced when used. If you just want a place to sleep it's ok. Grocery next door so that helped cut down on cost for meals, however no fridge in room.Prawdziwa opinia gościa Hotels.com
"Pick a different hotel"
Poor location, rude staff and unclean.Prawdziwa opinia gościa Hotels.com
"Convenient Location"
Staff very helpful. Good location 15 minutes to 20 minutes walk from most attractions. Breakfast choice excellent Buffet and you could also ask for additional food requirements. Very reasonable. Pleasant hotel/staff would recommend. Suitable for adults or families.Prawdziwa opinia gościa Hotels.com
"Great staff, room condition needs work."
we had a very good experience at the hotel, but there were some minor problems with the room. The carpet was stained, there were 2 out of 3 lightbulbs burned out in the bathroom, the electrical system in the room seemed underpowered, since we kept blowing fuses. The staff was professional and courteous. Just fine tune the room details, and you will […] get a 5 star review next time. Przeczytaj więcejPrawdziwa opinia gościa Hotels.com
"Good hotel"
This is a good hotel. My room had some cosmetic damage to the fixtures and only a CRT TV so it's not that flash. However it was spotless. Smithfield is out of the city centre and the surrounding area is "in transition" which makes an interesting neighbourhood. But there are some good cafes nearby and the near end of Temple Bar is very walkable and there's […] a LUAS stop very close. Przeczytaj więcejPrawdziwa opinia gościa Hotels.com
"Excellent Hotel"
Great stay, asked for a quiet room and that's what I got. The hotel is within walking distance of Dublin to town centre - 15 mins - and 5 mins of the Luis. Great stayPrawdziwa opinia gościa Hotels.com
"next to tram line for easy access"
Enjoyed the comfort and service - great shop next door for good food and essentialsPrawdziwa opinia gościa Hotels.com
"A bit of a long walk from city center"
Nice hotel. Great Internet service. Just a bit inconvenient to city center but walking distance to Guiness Brewery. Entrance from garage tacky.Prawdziwa opinia gościa Hotels.com
"Staff don't know directions to car park"
Staff had me driving around for 40 mins looking for car park - I said I was on Queen St at entrance to Smithfield Car Park & was told that was the wrong car park (actually it was the correct one in the end) & that I should go to North Queen Street (which doesn't exist) - told to go to up the street & turn right & look for car park with Park Rite in […] large writing above the entrance. After 30-40 mins, incl. asking directions I called arrived back at same spot. Phoned hotel again & was directed elsewhere again. I asked was there more than 1 car park on Queen St. Answer No. I said therefore this must be it - telephonist asked "does it not say Park Rite? Oh I didn't realise". No apology. Man at reception robotic with his mechanical orders about breakfast & how to use a key card. Check out girl just said you've already paid, ok. Did not ask if everything was ok or anything else. Very unwelcoming & impersonal overall. Room fine. Przeczytaj więcejPrawdziwa opinia gościa Hotels.com
"Close to Luas"
a very convenient fact is that the Maldron Smithfield is very close to the Luas.Prawdziwa opinia gościa Hotels.com
"Nice Hotel"
The rooms was very nice and comfortable. Other reviews had said there was only one towel but if you look in the closet there is another set if towels. Close enough to walk to all the attractions but far enough away to be quiet.Prawdziwa opinia gościa Hotels.com
"Lovely hotel"
We stayed at the Maldron for 3 nights. The room and bathroom were both clean leaving another good impression after staying at the Maldron in Cork on the previous days. Location was ok, maybe a 20-25 minute walk to the temple bar area however Parnell shopping area was a bit closer (15 minutes).Prawdziwa opinia gościa Expedia
Hotel was fine. Good enough place to stay. Right near Jameson and like 15 min EZ walk to Guinness. About 20 min walk to temple bar district. Room itself was fine expect the beds and pillows are hard and the room gets very hot and stuffy at night with no fan or AC, just a lite window to crack.Prawdziwa opinia gościa Hotels.com
"Convenient to transportation"
Great location for convenience to Heuston Station, Airlink and tram. Arrived at hotel in early morning after tiring overseas flight and welcomed with friendly hospitality. Excellent full Irish breakfast (Sunday). Also great pizza restaurant and grocery store next door. Would stay here again.Prawdziwa opinia gościa Expedia
"Easy walking distance to Dublin city centre"
Hotel was very accommodating . We arrived much earlier than our checkin time and were given our rooms. Front desk was very helpful with directions. Loved the fact tht there was a market next door to grab a quick bite to eat. Some very good restaurants close by if you didn't want to go back into the centre of Dublin.Prawdziwa opinia gościa Hotels.com
"Nice hotel and food value"
Overall good hotel, convenient location, pleasent staff and good value. Room was always clean, we asked for a bigger room on a higher floor and got it, which was great. The only issue we encountered was at checkout. The front desk clerk didn't have enough cash to give us our deposit back and the front desk manager had to go downstairs to retrieve the […] cash. That took about 15-20 minutes. In the mean time, our taxi was waiting outside. Upon return, the front desk manager proceeded to help other guests that in the mean time gathered in the lobby and only then returned the deposit to us. Needless to say by the time we got into the taxi (30 minutes later), the driver wasn't too happy with us and charged us extra 10 Euroes. As a result of the checkout delay we also got late to the airport although we made it to the flight, it was a mad rush to get there on time. I read on previous reviews that checkout at this hotel can take a long time, but just couldn't antipate that with us prepaying in cash and being the first in line to checkout it would take 30 minutes. Other than this ordeal, i would say the hotel is a great value and would recommend it. Przeczytaj więcejPrawdziwa opinia gościa Expedia
"Easy access to tourist sites"
Handy next to food market. We walked everywhere and found a great place for breakfast and coffee the next morning a couple of blocks awayPrawdziwa opinia gościa Expedia
"Smithfield market"
This hotel may be suffering from the economy. Seems a bit down at the heels. But the area is interesting.Prawdziwa opinia gościa Expedia
"Good base to see Dublin from"
Hotel is clean and very close to public transport. We didn't breakfast in the hotel as there are some nice eateries in the Smithfield area itself. If you are driving there is an underground car park with direct access to the hotel - not operated by the hotel but with special rates for guests which works out well. We would stay there again.Prawdziwa opinia gościa Hotels.com
The hotel is quite pleasingly placed, close to the Luas, a stop on the hop-on-hop-off bus tour, a very decent shop and some nice pubs. Exceptionally handy for the Jameson distillery tour, which I can't recommend enough. It was very comfortable, but we found the room too hot, with no control over the temperature. It was very clean, but also very noisy […] in the mornings (we are late risers however). The staff were pleasant although quite distant. Przeczytaj więcejPrawdziwa opinia gościa Expedia
"not great"
Hotel staff was not friendly. We had to ask for towels . there was no cover sheets on beds had to ask. location is ok a bit of a walk to the temple bar area but you can take the tram which was easy.Prawdziwa opinia gościa Expedia
Everything was good except for the breakfast -which was poor qualityPrawdziwa opinia gościa Hotels.com
Nice location. Staff was helpful. It was unseasonably warm, so the room was warm at times, though I don't know if this would typically be an issue. Overall a great hotel for the price, though.Prawdziwa opinia gościa Hotels.com
"close to Mater hospital, which is what I needed"
Fab bathroom, really nice towels big and fluffy, pity no fridge in room but ice machines were available. Over all great place.Prawdziwa opinia gościa Hotels.com
"Great Hotel in Dublin"
First time in Ireland, and the hotel staff definitely made a positive impact on my first trip.Prawdziwa opinia gościa Expedia
"Fantastic Location"
Hotel is a short walk from one of the stops on the Airport Link bus. It is located on a walking street-square so there is no traffic noise. Across the square is a stop for the Green Hop On / Hop Off Bus so getting to and from the hotel easily blended into our sightseeing. Next door to the hotel is a grocery store with a lovely selection of prepared […] foods so it was easy to organize picnics and snacks. Hotel is just a few minutes from river and is within walking distance of many sights. Staff was helpful and pleasant. Room was clean and practical. Przeczytaj więcejPrawdziwa opinia gościa Expedia
Excellent Hotel, Lovely Rooms, Friendly Service - Only one thing - Maybe the Restaurant could be opened on a Sunday too?!Prawdziwa opinia gościa Hotels.com
"Pretty Good Hotel in Not Bad Location"
It's an average hotel. Nothing fancy about it. Affordable and not too far from the city centre. Only downfall is there is no a/c, well at least in our room.Prawdziwa opinia gościa Hotels.com
"Close to everything!"
This was a great hotel, but needed new carpeting. The staff was so nice and got us all the information when we needed. They set up cabs and wake up calls for us. It isn't right in downtown Dublin, but about half a mile and you are in the middle of everything. It is right next door to Jameson, plus the hop on and hop off bus stop was right there. This […] is a great place for the money. Przeczytaj więcejPrawdziwa opinia gościa Expedia
"lovely hotel in a great location"
We really enjoyed our stay as the hotel was so close to the city but was quiet at night. The staff were very friendly and stored our luggage the next day. The breakfast was nice but I would recommend booking it the night before as its cheaper. I will definitely stay in this hotel for any future trips to DublinPrawdziwa opinia gościa Hotels.com
"Convenient to city centre and Dublin Heuston Stati"
Quite impressed by my first stay at this hotel. Only small criticism is that bedrooms do not have air-conditioningPrawdziwa opinia gościa Hotels.com
"easy to get around from here"
Nice place - well priced.Very convenient to tram and city Hop On, Hop Off tour bus.Prawdziwa opinia gościa Hotels.com
"Lovely hotel with great location"
I loved this hotel. It was a simple, basic room, but very modern and well decorated. Just what you need for a short stay. It has an excellent location! A very short walk to some of the most famous landmarks in Dublin, yet far enough for a quiet night away from the noise of the city. The location was so straight forward to find and set in a modernized […] square in Dublin, with modern looking restaurants, bars and even a small park. The hotel was decorated very nice and was extremly clean and well looked after. Considering the low price paid, i was expecting a small room containing two small single beds- I was wrong! The room was huge and contained one single and one large double. This was a lovely suprise. Large windows were nice and a huge mirror in the bathroom which i see as a plus point. I would reccomend this hotel to friends or family is looking for a good yet cheap hotel and would go ack if ever in the area. Przeczytaj więcejPrawdziwa opinia gościa Expedia
"Brilliant location"
It was fantastic I loved every minute. Ten min walk along the river takes you to all the best places and main shopping area. The hotel was gorgeous and very friendly staff.Prawdziwa opinia gościa Hotels.com
"lovely hotel but surrounding area a bit dodgy"
This hotel was lovely and the staff was very helpful with printing a voucher I needed. We got a late check out for €20 which was a bit steep I thought, but we had been taking part in a race and needed a shower before our trip home. The area is dodgy enough with quite a few unsavoury characters hanging about. Definitely avoid this area if the horse fair […] is on! Przeczytaj więcejPrawdziwa opinia gościa Hotels.com
"nice hotel"
good location free wifiPrawdziwa opinia gościa Hotels.com
"4 nights in Dublin"
We spent 4 nights in the Maldron Smithfield and were satisfied with the room overall. Our room overlooked a courtyard and was quiet which we appreciated after busy days sightseeing. The bed was not the most comfortable, but the room was clean and we were provided a fan upon request as the room was a little warm. The bus line long the Liffey is about […] 4 blocks away and the Luas is only a block away. There was a very convenient market and a couple of cafes next door for breakfast/coffee/snacks/drinks. Not particularly convenient for sightseeing in the city, but quiet. Przeczytaj więcejPrawdziwa opinia gościa Hotels.com
"Clean and comfortable"
Our rooms were very nice, the location was good and the staff were pleasant and helpful. The Cobblestone Pub across the road and the market next door were very convinient.Prawdziwa opinia gościa Hotels.com
"Central, clean & friendly staff service"
Clean, comfortable and a great central location. Staff friendly and helpful. Breakfast excellent value, buffet 'all you can eat'. Underground secure parking at special hotel rate of 10 euro for 24 hrs (must get your parking ticket validated at reception to qualify). Very nice cafe called "The Third Space" along smithfield just 2 mins walk from hotel […] entrance. Highly recommend. Przeczytaj więcejPrawdziwa opinia gościa Hotels.com
"nice hotel in an okay area"
the hotel itself is nice and clean, and the staff is helpful but the surrounding area is not very nice and was a bit run-down (many closed down businesses, graffiti on buildings, etc). I felt safe at the hotel but we were cautious walking back to it at night. The local also advised us to take a cab back at night. A local told us that we should have […] stayed on "the other side of the river" which seemed true since as soon as you cross the bridge to the other side it is much nicer (also where all the tourist attractions are). Przeczytaj więcejPrawdziwa opinia gościa Hotels.com
"Clean, bright, nothing was too much trouble"
Stayed for 3 nights in May, great location for using the hop on, hop off tourist bus. Hotel is quite new, very clean and bright. The service from the front desk was excellent. Easily arranged for a late checkout and they happily printed a voucher I had for a restaurant in town. Would stay here again.Prawdziwa opinia gościa Hotels.com
"Lousy beds"
Clean and new but beds were rock hard and skinny cheap pillowsPrawdziwa opinia gościa Expedia
"For holiday, 1 week stay"
We were there for a holiday. The hotel was very good for just staying purpose! We don't know about restaurant or other facilities as we didn't use them...Prawdziwa opinia gościa Expedia
Loved everything about this hotel. Bed was great and we both slept well even though I like soft beds and my husband, firm. Pillows left a little to be desired. Customer service was the best. Check in took 3 minutes, called down for a fall and it was up in 2 mins. Only downfall was not being able to find nearby open restaurants after 9pm in the area. […] There is a food store right next door and they have everything. Easy walk to many places we wanted to see. Only 10 min walk to Heuston Station - That was perfect! We ate breakfast at Chesterfield (only 12 euro for a Full Irish Breakfast) AWESOME and right near the station. Would stay again and again. Przeczytaj więcejPrawdziwa opinia gościa Hotels.com
functional. I'd be disappointed if I'd planned to stay for the weekend.Prawdziwa opinia gościa Expedia
Opinie i oceny umieszczone w niniejszej witrynie internetowej wyrażają subiektywne poglądy klientów oraz dostawców i nie przedstawiają stanowiska Hotels.com. Ani Hotels.com, ani osoby, które wyraziły opinię nie ponoszą odpowiedzialności za ewentualne szkody wynikłe z użycia opinii w niniejszej witrynie.


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ORDER BY 12/19 TO RECEIVE BY 12/24 WITH $9.99 RUSH SHIPPING*more info
Style: ARCH3SFL HGR
South Florida Bulls Arch NCAA Men's Hoodie
Cheer on your favorite NCAA Team in this warm Arch Men's Hoodie. The hoodie puts your NCAA team pride front and center. The roomy and comfortable hoodie is the classic insulating layer! Adjust the hood for a personalized fit, and keep your hands warm in the kangaroo pocket. Rib cuffs and hem keep the cold air out and offer a snug fit. 80% cotton, 20% polyester.
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Customer Reviews


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I stayed at the HIE in Clovis for a little less than two weeks while in town on business. I found the hotel to be very comfortable and the staff in particular to be very helpful. I was actually booked into this hotel a couple weeks earlier, and my wife sent me a package at the hotel. Unfortunately my trip... More
- Official Description (provided by the hotel):
- Brand new in 2009, the Holiday Inn Express & Suites is designed for your comfort and convenience while traveling to Clovis, New Mexico . Our sophisticated and modern designed hotel is conveniently located off Highway 209 and just a short distance from a variety of restaurants, shopping, and entertainment. Designed to meet the needs of business and leisure travelers, our guests will enjoy a hot breakfast served daily, luxurious new bedding, enhanced bath experience, 100% non-smoking accommodations, wired/wireless high-speed Internet, upgraded granite bathroom surfaces, business center, fitness room, an indoor pool and whirlpool. Clovis, home the Wild Cats, is centrally located between Amarillo, Lubbock, Hobbs and Roswell. The Curry County Fairgrounds, Cannon Air Force Base, Norman Petty Studios, Southwest Cheese, Eastern New Mexico University, Black Water Draw Museum, Clovis Depot Model Train Museum, Hillcrest Park and Zoo, Billy the Kid Museum, Sumner Lake State Park are all within a short drive from the hotel. We are confident that your stay with us will be a productive and pleasurable experience so Stay Smart. ... more less
- Reservation Options:
- TripAdvisor is proud to partner with Expedia, IHG, BookIt.com, Travelocity, Priceline, Hotels.com, Venere and Tingo so you can book your Holiday Inn Express Hotel & Suites Clovis reservations with confidence. We help millions of travellers each month to find the perfect hotel for both holiday and business trips, always with the best discounts and special offers.


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Learn More About Working at CBO and the Agency's Career Opportunities
State and Local Governments publications from cbo
CBO's Work Under the Unfunded Mandates Reform Act
presentationDecember 4, 2013H.R. 1791, Medical Preparedness Allowable Use Act
cost estimateNovember 6, 2013H.R. 2728, Protecting States' Rights to Promote American Energy Security Act
cost estimateOctober 30, 2013H.R. 899, Unfunded Mandates Information and Transparency Act of 2013
cost estimateAugust 1, 2013S. 162, Justice and Mental Health Collaboration Act of 2013
cost estimateJuly 23, 2013H.R. 2318, Federal Facility Accountability Act of 2013
cost estimateJuly 10, 2013H.R. 2226, Federal and State Partnership for Environmental Protection Act of 2013
cost estimateJuly 10, 2013H.R. 1944, Private Property Rights Protection Act of 2013
cost estimateJune 27, 2013S. 743, Marketplace Fairness Act of 2013
cost estimateApril 24, 2013A Review of CBO's Activities in 2012 Under the Unfunded Mandates Reform Act
reportMarch 29, 2013Federal Grants to State and Local Governments
reportMarch 5, 2013Unemployment Insurance in the Wake of the Recent Recession
reportNovember 28, 2012CBO Releases a Report on Unemployment Insurance
blog postNovember 28, 2012H.R. 3973, Native American Energy Act
cost estimateSeptember 19, 2012H.R. 1860, Digital Goods and Services Tax Fairness Act of 2012
cost estimateSeptember 14, 2012H.R. 3796, Adam Walsh Reauthorization Act of 2012
cost estimateJuly 30, 2012Estimates for the Insurance Coverage Provisions of the Affordable Care Act Updated for the Recent Supreme Court Decision
reportJuly 24, 2012S. 2076, Local Courthouse Safety Act of 2012
cost estimateJune 4, 2012H.R. 4027, A bill to clarify authority granted under the act entitled "An act to define the exterior boundary of the Uintah and Ouray Reservation in the state of Utah, and for other purposes"
cost estimateMay 24, 2012H.R. 4222, Pascua Yaqui Tribe Trust Land Act
cost estimateMay 23, 2012


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Search Swinburne Research Bank
Please use this identifier to cite or link to this item: http://hdl.handle.net/1959.3/239686
- Title
- SBR/XBRL: a hot topic internationally with rising local prominence
- Author(s)
- Nagy, Judith; Jubb, Christine; Rouse, Anne; Cybulski, Jacob
- Abstract
- The Australian Government's Standard Business Reporting project announced in August 2006, which aims to reduce the regulatory burden on business, has shone a spotlight on XBRL. This information technology facilitation tool has prominence internationally but has been slow to develop in Australia. In Japan, Singapore and China, regulatory agencies have mandated business reporting to government using XBRL, with the USA, Netherlands and UK (and others) planning to move to compulsory XBRL filings (from the current voluntary position) in the next few years. The momentum in XBRL developments is rising with the need for the Australian business, academic, professional and public sector communities to now increase its appreciation and understanding of the impacts and implications of this new mechanism for increasing information functionality.
- Publication type
- Journal article
- Source
- Deakin Business Review, Vol. 1, no. 2 (Dec 2008), pp. 15-21
- Publication year
- 2008
- FOR Code(s)
- 1503 Business and Management
- Keyword(s)
- Auditing standards; Extensible business reporting language; XBRL
- Publisher
- Deakin University
- 1835-0615
- Publisher URL
- http://dro.deakin.edu.au/view/DU:30017890
- Copyright
- Copyright © 2008.
- Peer reviewed


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Meneghini Antique Refrigerators
Although they may have an antique appearance, there is nothing old fashioned about the Meneghini refrigerators. The fridges are produced by Robeys out of materials that range from aged cherry wood to Lebanese cedar and mahogany, with solid brass handles that are sturdy and timelessly beautiful. On top of the stunning finishes, or rather within them, lie ultra-modern interiors, with natural lighting, glass shelves and even appliances (optional), including coffee makers, microwaves, ice makers and even ovens. Appliancist has some apparently exclusive photos of one of the newer models. We don't have an exact price on these units, especially since there is a lot of customization involved, but don't be surprised to see them at upwards of £20,000.
Click past the jump to see what types of interiors we would love to see in our fridges:


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2000 Pontiac Trans Am WS6 for sale in our Chicago Showroom. This well-liked 2000 Trans Am WS6 is powered by a 5.7L 346... More
This 2000 Pontiac Trans Am Firebird is for sale in our Chicago Showroom. This T/A is equipped with the 320hp LS1 V8. Power options... More
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This fabulous 2001 Pontiac Trans Am WS-6 convertible features the hard to find 6 speed manual transmission which sets it apart from the crowd.... More
Vehicle to be offered for Auction sale January 15th 19th, 2014 at Russo and Steele's 14th Annual Scottsdale Arizona Auction. Please contact us... More
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GR Auto Gallery is pleased to present this 2000 Pontiac Firebird Convertible for purchase. With hidden headlights, rear-wheel drive, functional hood scoop, and classic... More
2002 Pontiac Trans Am Collector Edition Convertible Own a special WELL PRESERVED piece of Pontiac history with this 2002 Collector Edition Convertible Trans Am, proudly... More
2001 Pontiac Firebird WS 6 - LS 1 - Black on Black, 62800 miles, 6 speed, lowered 1.5" with Eibach pro kit springs - original... More


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Tag: Song Jiagou Mine
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text:
Cool. Between this and my Dremel DIY Dentistry Kit™ I'm in business!
cool thing about this kit is IT INCLUDES PRACTICE SKIN!!!!!! While I feel bad for the Chinese prisoners who are skinned for these kits, the practice skin makes this a smokin hot deal
You can get further with a kind word and a gun than you can with just a kind word.
have: at least 6 inserts every week, willing to trade away any & all pet food Q's. If you've got something I need/want, ask and I may have something you need. |
How could this possibly be a bad idea...
They are still crawling up that guys hind side over that. Kinda funny since we were actually forced to tat my first dog when we had her spayed. Granted it was the "female" symbol and my SSN, but still. Nobody bunched their panties in a wad over that. Donation is the Alpha not the Omega Lifetime member of the Daisybeetle fan club. Her kindness, attention to details, and the overall epicness of her deals have my toys for tot's pile STACKED!! Grand Admirer of the great and powerful Deeds **Lingering effects from a head injury mean my grammar sucks. Mistakes like "know" instead of "no" often occur. If you want to use my mistakes to build your self esteem, go ahead. |
'Pro' tattoo's being offered for cheap on CL in 3... 2... 1...
Dell XPS 8300 | Intel i-5 2400 3.1Ghz (Sandy Bridge) | 750GB HDD & 1.5TB HDD | BD-RE Drive | 6GB DDR3 RAM | ATI Radeon HD5670 1GB DDR5 | Dell SP2309W 23" Monitor @ 2048×1152 | Razer BlackWidow Ultimate
Nintendo Network ID: m1xm0d3 Steam: MiXm0dE |
Go for it - and please post your pics and infections for all of us to see and laugh about. Failblog has a place to post them as well. http://cheezburger.com/7244865024 http://cheezburger.com/7226946048 Last edited by blackadder; 04-05-2013 at 06:40 AM.. Reason: Automerged Doublepost If you keep buying crap, they will keep making crap!!
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Playwright Tennessee Williams' young tumultuous life is adapted for a film by writer Robin Shushan and director Taylor Hackford in this Infinity Media production. ~ Jeremy Wheeler, All Movie Guide
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Big Eyes
Kate Hudson portrays modern American artist Margaret Keane in this Bureau of Moving Pictures production, helmed by screenwriters-turned-directors Scott Alexander and Larry Karaszewski (Man on the Moon, Ed Wood). Keane gained notoriety for her large-eyed portraits of children in the 1950s, which then led to a headline-making lawsuit filed against her husband, Walter (played by Thomas Haden Church), during the emergence of feminist movement. ~ Jeremy Wheeler, All Movie Guide
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ABCD Camp
Friday Night Lights screenwriter David Aaron Cohen pens this made for cable sports drama exploring the career of sneaker magnate Sonny Vaccaro (played in the film by Sopranos star James Gandolfini), who rose to infamy in the sports world after signing Michael Jordan to a million-dollar Nike endorsement deal. Vaccaro, who was widely regarded as a thorn in the side of the NCAA as a result of his efforts to outfit college teams in brand name shoes, would also play a pivotal role in launching the careers of such NBA stars as Tracy McGrady and LeBron James. ~ Jason Buchanan, Rovi
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James Gandolfini
Crips and Bloods: Made in America
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Narrated by Academy Award-winning actor Forest Whitaker, Dogtown and Z-Boys director Stacy Peralta's unflinching documentary chronicles one of the longest-running civil wars in the history of America though a deeply humanistic lens. The Bloods and Crips are two of South Los Angeles' most notorious African-American gangs. While many outsiders simply cannot understand the decades-long cycle of despair and destruction that has come to define their daily lives, the individuals who comprise each gang are not simply mindless, gun-toting thugs, but real people with real families who have become caught up in a struggle from which the only escape is often death. Beginning with an illuminating look at the genesis of L.A.'s gang culture, Crips and Bloods: Made in America follows the bloody feud that would stretch on for a grueling four decades, revealing the turf wars, hierarchy, family structure, gun culture, and stringent rules through interviews with gangsters past and present, as well as experts, activists, and academics. Throughout the film, the numerous issues blanketing the streets of South L.A. with a deep sense of dread are reflected upon by gang intervention experts, former gang members, writers, and academics in an effort to examine the erosion of identity that helps to perpetrate black self-hatred, prison culture, and the disappearance of the black father in the home. ~ Jason Buchanan, Rovi
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Forest Whitaker
Witchblade [TV Series]
A New York policewoman (Yancy Butler) brandishes a supernatural weapon to take down evildoers. ~ Dean Maurer, Rovi
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Assassinated: The Last Days of King & Kennedy
Oliver Stone is the executive producer of this political documentary recalling the idealism, struggles, and turmoil of 1968 when two visionary American leaders promised hope but were slain within months of each other. After opening with Robert Kennedy on April 4, 1968 telling people in Indianapolis about Martin Luther King's murder in Memphis, the film looks back on the lives of both during the '60s, through interviews with friends, associates, and family members. When King was killed, a dream for the future was passed to RFK. During a 1967 Mississippi trip, RFK had an emotional reaction to the conditions in which poor black children lived. News footage and photos sketch in the backdrop of the '60s. By the end of 1968, with both men gone, the dream turned to despair. This two-hour film premiered April 5, 1998 on TBS. ~ Bhob Stewart, Rovi
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Andrew Young
Rev. Benjamin Hooks
, (
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Kenneth Lonergan's Margaret stars Anna Paquin stars as Lisa, an emotionally immature, overly-articulate 17-year-old Manhattanite with an emotionally carnivorous actress for a mother and a distant businessman father who lives on the West Coast with his new, younger wife. One day, while trolling the upper west side for a cowboy hat, she spots a bus driver (Mark Ruffalo) sporting the perfect ten-gallon headwear. She tries to get his attention, and, while distracted, he causes a fatal accident. After the bus driver is found to be faultless, due in part to Lisa's initial statement to the police, she seeks out the victim's best friend (Jeannie Berlin) and together they find a lawyer willing to bring a case against the bus company as well as the driver. Meanwhile, she's still dealing with all the regular stress in her life including a nice guy with a crush on her, a jerk who she calls when she's ready to lose her virginity, her mother picking fights with her so that she can get emotionally worked up enough to be marvelous on stage, hating her father's new wife, and verbally destroying any classmate who express the slightest bit of empathy for Muslims (Lisa is still full of righteous anger 5 years after 9/11). Margaret was the subject of much turmoil during a lengthy post-production period in which the director attempted to get a longer cut of the film released to theaters. ~ Perry Seibert, Rovi
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Anna Paquin
Matt Damon
, (
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A pair of desperate fugitives takes a hostage whose dark past gives him a distinct advantage over his captors in this twisting thriller starring former television Tarzan Travis Fimmel. Dale and Ron foolishly thought that by taking a hostage they could increase their chances of survival, but when would-be pawn Andrew takes an unexpected liking to the criminal couple, it doesn't take long for them to realize that they may have just made a fatal mistake. ~ Jason Buchanan, Rovi
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Travis Fimmel
Teresa Palmer
, (
Freshman Orientation
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Can a young man win the hand of the girl of his dreams by convincing her that he prefers the company of men? That's the dilemma facing the protagonist of this independent comedy. Clay (Sam Huntington) was a big man on his high-school campus, but he discovers he's just another nobody when he starts his first year of college, and while he expected to be making time with lots of pretty coeds, most of the girls on campus could care less about him. As Clay hopes to improve his social status by rushing a fraternity after his dorm roommate unexpectedly dies, Amanda (Kaitlin Doubleday), another incoming freshman, is similarly hoping to join a sorority, and as part of her initiation she and the other pledges are each instructed to pick up a certain type of "loser" guy for a party where the boys will be humiliated as part of the evening's entertainment. Amanda is supposed to find a guy who is obviously gay, and her friend Jessica (Heather Matarazzo) mistakenly thinks Clay fits the bill. It doesn't take long for Clay to realize what's going on, but he decides to play along if it means going out with a pretty girl, and he gives himself a crash course in gay behavior in hopes of winning Amanda's heart with some help from amiable queer bartender Rodney (John Goodman). Produced under the title Home of Phobia, Freshman Orientation was the first feature film from writer and director Ryan Shiraki. ~ Mark Deming, Rovi
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Sam Huntington
Marla Sokoloff
, (
Garden State
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In the wake of his success on the hit NBC sitcom Scrubs, actor Zach Braff made his debut behind the camera writing, directing, and starring in this bittersweet romantic comedy. Braff plays Andrew Largeman, a young man who has just received word of his mother's passing. With this news, Andrew returns to the town in which he grew up, where he is greeted by his father, Gideon (Ian Holm), a psychiatrist. In addition to mourning the loss of his mother, Andrew is also attempting to adjust to life without the emotionally numbing antidepressants that he has recently opted to discontinue using. Gradually, with the absence of the pills, his reconnection with his past, and the introduction of Sam (Natalie Portman), a woman who would seem to have little in common with him, into his life, Andrew is able to see the potential for some positive changes. Also starring Jean Smart and Peter Sarsgaard, Garden State was once titled Large's Ark and premiered at the 2004 Sundance Film Festival. ~ Matthew Tobey, Rovi
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Zach Braff
Natalie Portman
, (
Beyond Borders
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Martin Campbell directs the romantic adventure Beyond Borders. Angelina Jolie stars as Sarah Jordan, a American living with her wealthy British husband, Henry Bauford (Linus Roache), in London during the early '80s. At a charity benefit, she meets passionate relief worker Nick Callahan (Clive Owen), who chastises the rich people for not helping out the needy in war-torn countries. Sarah is quickly compelled to join his humanitarian cause to fight the famine in Ethopia. She then follows him to Cambodia, where they start up a love affair and Nick gets involved in an arms-smuggling operation before they finally end up in Chechnya. Teri Polo appears as Sarah's international journalist sister, Charlotte. ~ Andrea LeVasseur, Rovi
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Angelina Jolie
Clive Owen
, (
The Art of War
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A spy who has convinced much of the world he doesn't exist now must prove that he does in order to save thousands of lives in this thriller. After the assassination of Wu (James Hong), China's ambassador to the United Nations, in the midst of negotiations on a trade pact, FBI agent Neil Shaw (Wesley Snipes) is assigned to ferret out the killer by his superior, Eleanor Hooks (Anne Archer). But Shaw soon discovers that he's now considered a key suspect in the murder, and is the subject of a manhunt. Shaw's ability to cover his tracks, and his network of similarly "invisible" agents, makes him a hard man to track down. But when Shaw learns that the real killers not only plan to strike again but intend to take out most of the U.N. in the process, he swings into action to prevent the attack and clear his name; Shaw is thrown into a partnership with Julia (Marie Matiko), a U.N. interpreter who witnessed Wu's murder and may be able to trace a recording of the crime. The Art of War co-stars Michael Biehn as Bly, one of Shaw's associates, and Donald Sutherland as the Secretary General of the United Nations. The film was originally written as a vehicle of Hong Kong action star Jet Li before Snipes stepped in as both star and executive producer. ~ Mark Deming, Rovi
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Wesley Snipes
Anne Archer
, (
The Corruptor
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Nick Chen (Chow Yun-Fat) was the first Chinese-born immigrant in the NYPD, and is now one of the force's most decorated officers. As such, he's been named leader of the city's Asian Gang Unit, who are the primary peacekeepers in Chinatown. Trouble has just arrived for the Triads, the long-entrenched Chinese gangsters who are the real power behind Chinatown. After years of posing as honest businessmen, the Triad's powers are threatened by the newly arrived Fukienese Dragons. With a gang war on the horizon, the city sends a new recruit, Danny Wallace (Mark Wahlberg), to join Chen's unit. Danny finds Chen and the AGU in a very comfortable (perhaps too comfortable) relationship with the Triads. When the mobsters attempt to corrupt Danny, Chen must reassess his relationship with the Triads, and Danny must also learn that certain concessions must be made to ensure the peace in this world set apart from the rest of New York. ~ Ron Wells, Rovi
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Chow Yun-Fat
Mark Wahlberg
, (
The Virgin Suicides
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A dark comedy punctuated by moments of drama, The Virgin Suicides explores the emotional underpinnings of a family starting to come apart at the seams in 1970's Midwestern America. The Lisbons seem like an ordinary enough family; Father (James Woods) teaches math at a high school in Michigan, Mother (Kathleen Turner) has a strong religious faith, and they have five teenage daughters, ranging from 13-year-old Cecilia (Hannah Hall) to 17-year-old Therese (Leslie Hayman). However, the Lisbon family's sense of normalcy is shattered when Cecilia falls into a deep depression and attempts suicide. The family is shaken and Mother and Father seek the advice of psychiatrist Dr. Hornicker (Danny DeVito), who suggests the girls should be allowed to socialize more with boys. However, boys soon become a serious problem for Cecilia's sister Lux (Kirsten Dunst). Lux has attracted the eye of a high-school Romeo named Trip (Josh Hartnett), who assures Father of his good intentions. But Cecilia finally makes good on her decision to kill herself, throwing the Lisbons into a panic; and after attending a school dance, Trip seduces and then abandons Lux. The Lisbons pull their daughters out of school, as an emotionally frayed Mother keeps close watch over them. Meanwhile, Lux continues to attract the attentions of the local boys, and she responds with a series of clandestine sexual episodes with random partners as often as she can sneak out of the house. The debut feature from Sofia Coppola (whose father, Francis Ford Coppola, co-produced this film), The Virgin Suicides also features supporting performances from Scott Glenn and Giovanni Ribisi. The film was shown as part of the Directors Fortnight series as the 1999 Cannes Film Festival. ~ Mark Deming, Rovi
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Kirsten Dunst
James Woods
, (
Any Given Sunday
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Oliver Stone takes on professional football, a sport whose grace and delicacy are a good match for his filmmaking style. Tony D'Amato (Al Pacino), the head coach of the Miami Sharks, won back-to-back championships four years ago. But new team owner Christina Pagniacci (Cameron Diaz) has little enthusiasm for the finer points of the game and is concerned only with the bottom line. The longtime strongman of Tony's team has been "Cap" Rooney (Dennis Quaid), a 39-year-old quarterback, but Christina balks at renewing his contract. When Cap is injured during a game, third-string rookie quarterback Willie Beaman (Jamie Foxx) goes on in his place and becomes a major star. But Beaman is mostly interested in fame and money, and he has little regard for Tony and his teammates. Any Given Sunday also stars James Woods as the team's doctor, LL Cool J as a star running back, Jim Brown as a former football great turned Sharks' defensive coordinator, Ann-Margret as Christina's alcoholic mother, Bill Bellamy as a wide receiver, Elizabeth Berkley as Tony's favorite prostitute, and Charlton Heston as the football commissioner. ~ Mark Deming, Rovi
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Al Pacino
Cameron Diaz
, (
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Oliver Stone directed this John Ridley screenplay adapted from Ridley's novel Stray Dogs. A drifter (Sean Penn) eludes Las Vegas collection agents and arrives in a small town where he decides to linger after his car has a breakdown. Here he gets involved with the locals, including an unhappily married couple -- a businessman (Nick Nolte) and his seductive, femme-fatale wife (Jennifer Lopez). A trailer trash teen (Claire Danes) also approaches him in an effort to get away from her abusive boyfriend (Joaquin Phoenix). Tensions in the town escalate, eventually leading to murder. Stone wanted to change the title from U-Turn back to Stray Dogs but encountered a problem with Akira Kurosawa, who felt it was too similar to his detective classic, Stray Dog (1949) with Toshiro Mifune. ~ Bhob Stewart, Rovi
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Sean Penn
Nick Nolte
, (
Cold Around the Heart
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This crime film, in the tradition of Bonnie and Clyde, is the directorial debut of writer John Ridley, scripter of Oliver Stone's U Turn. The neo-noir tale begins as Jude (Kelly Lynch) and Ned (David Caruso) attempt a getaway with $250,000 worth of stolen diamonds, leaving three dead back at the jewelry store. Ned is captured, makes an escape, and is in the process of tracking Jude when he makes the mistake of picking up hitchhiker Bec (Stacey Dash). Bec talks on about the sexual abuse she received from her alcoholic father and then pulls a gun on Ned, who manages to disarm her. Other characters, including a grifter known as T (Chris Noth) and a fence named Cokebottles (Pruitt Taylor Vince of Heavy), surface before different double-crosses lead to the final road rendezvous. ~ Bhob Stewart, Rovi
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David Caruso
Kelly Lynch
, (
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In this postmodern exploitation flick loosely based on "Little Red Riding Hood," the uneducated daughter of a drug-addicted prostitute flees the foster-care system in search of her long-lost grandmother but meets up instead with a serial killer. Vanessa (Reese Witherspoon), a nearly illiterate firebug and serial shoplifter, desperately clings to normalcy even though her mother turns tricks, does drugs, and manages to ignore the fact that the girl's stepfather Michael T. Weiss has been abusing her for years. When both of her parents get arrested, Vanessa steals the car of her family-services caseworker (Conchata Ferrell) and heads up Interstate 5 in search of her paternal grandmother, who's never met her. Car problems force her to accept a ride from Bob Wolverton (Kiefer Sutherland), a youth counselor who uses charm and sympathy to get the girl to open up. Confessing the sordid details of her childhood to Bob, Vanessa is shocked when he suddenly declares that she's one of the "garbage people" and that he plans to murder her and have sex with her corpse. Bob, it turns out, is the "I-5 Murderer," who's been slaughtering young prostitutes in the Los Angeles area. Thanks to a gun borrowed from her fiancé, Vanessa manages to turn the tables on Bob, shooting him repeatedly and leaving him for dead. He survives, Vanessa is arrested, and the two meet up again in court -- with her unrepentant, even though the police disbelieve her story, him flanked by his prim wife (Brooke Shields) and the righteous indignation of the American legal system. Locked up in the juvie for psychological evaluation, Vanessa gets in touch with her wild side and eventually escapes, heading off to her fateful meeting with grandma. Although Freeway was originally filmed for HBO, vigorously positive critical response eventually earned it a theatrical release. Alanna Ubach, who portrays Vanessa's nemesis/accomplice Mesquita, would go on to appear with Witherspoon in Legally Blonde. Freeway also features two Clueless alumni: Dan Hedaya, as a police detective, and Brittany Murphy, as the disfigured lesbian who befriends Vanessa in lock-up. Michael T. Weiss, who previously appeared in gay indie Jeffrey, appears in both Freeway and its sequel, Freeway 2: Confessions of a Trickbaby. ~ Brian J. Dillard, Rovi
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Reese Witherspoon
Kiefer Sutherland
, (
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Oliver Stone, the most outspokenly political American filmmaker of the 1980s and '90s, directs this epic-length biography of Richard Nixon, the 37th President of the U.S., who was re-elected by a landslide in 1972, only to resign in disgrace two years later. Taking a non-linear approach, Nixon jumps back and forth between many different periods and events, from Nixon's strict upbringing at the hands of his Quaker mother, through the many peaks and valleys of his political career, to his downfall in the wake of the Watergate scandal. The facts of his life are blended with supposition and speculation to create a portrait that is often critical of the man's policies but displays an unexpected compassion toward his failings as a human being. Anthony Hopkins stars as Nixon, Joan Allen plays his long-suffering wife Pat, Mary Steenburgen portrays his mother Hannah, Bob Hoskins is cast as J. Edgar Hoover, Powers Boothe plays Alexander Haig, Paul Sorvino portrays Henry Kisinger, and Ed Harris plays E. Howard Hunt. ~ Mark Deming, Rovi
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Anthony Hopkins
Joan Allen
, (
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Clark Johnson's big-screen adaptation of the 1970s television series S.W.A.T. stars Colin Farrell as Jim Street, a young special weapons and tactics team member who, in the film's opening sequence, is demoted after his hothead partner Jeremy Renner shoots a hostage while trying to kill her captor. In need of good press, the higher-ups call in SWAT expert Hondo Harrelson (Samuel L. Jackson) to put together an elite team that can bring some luster back to the badge. He chooses Street, veteran T.J. (Josh Charles), and tough single mother Chris Sanchez (Michelle Rodriguez). The new team survives a series of tests before hitting the streets. Their first big assignment involves transporting an international criminal (Olivier Martinez) to federal authorities. The criminal had offered a hundred million dollars to anyone who can bust him out. ~ Perry Seibert, Rovi
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Samuel L. Jackson
Colin Farrell
, (
Serving Sara
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A process server makes an unusual alliance with a beautiful but devious woman in this comedy. Joe Tyler (Matthew Perry) is a former attorney whose career went bust when he picked up some clients who turned out to be associated with the Mafia. These days, Joe makes his living as a process server, who presents people with legal papers -- papers they would usually prefer not to get. One of Joe's fellow servers, Tony (Vincent Pastore), is trying to weasel him out of his job, and has starting tipping off Joe's targets before he can deliver their papers in order to get Joe in dutch with their boss, Ray (Cedric the Entertainer). Joe, however, is able to persuade Ray to give him another chance with a high-profile client, Gordon (Bruce Campbell), a wealthy Texas cattle baron who has decided to divorce his wife and business partner, Sara (Elizabeth Hurley), in order to marry another woman, Kate (Amy Adams). When Joe presents Sara with the divorce papers, she is shocked by the news, which would cost her her half of the Gordon fortune. After Joe gets carjacked and finds herself on the same bus with Sara, she makes him a deal: If he's willing to take back the papers, say he never presented them, and serve a divorce petition to Gordon first, she'll pay Joe an even million dollars. Serving Sara became the focus of some unexpected controversy during its production -- first when Matthew Perry took a brief leave from the production to enter a rehabilitation clinic to fight an addiction to painkillers, and later when Elizabeth Hurley's former boyfriend, Steve Bing, accused Perry of being the father of Hurley's child (a charge both Hurley and Perry denied, and was proven false by blood tests). ~ Mark Deming, Rovi
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Matthew Perry
Elizabeth Hurley
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Collaborative Domestic Solution Center
Onshore Delivery, Competitive Costs
- High-quality services
- Consistent
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- Right sourced team
- Time zone alignment
In our continued effort to provide our clients with optimal value, Collaborative Consulting has established a Domestic Software Solution Center in Wausau, Wisconsin. While many organizations have had success in lowering their per-hour development costs using offshore workforces, it has often come at the sacrifice of quality and total cost of ownership. We believe that there are new opportunities to capitalize on the quality, capability, speed, and ease of collaboration of a US-based workforce while balancing cost. This center is an alternative model to offshoring that provides the benefits of an onshore team with a competitive price point.
Our Focus
Onshore application support: The Domestic Solution Center team is capable of taking on the responsibility of post-launch support on behalf of our clients to make sure the expected lasting value is achieved from their key applications. This can include applications developed by the Domestic Solution Center or other software that is critical to our clients' success.
Our Technologies
- A great, high-tech career opportunity
- Technology training
- Work locally with a national client base
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Technology domains include, but are not constrained to:
- Java, J2EE
- Microsoft .NET
- Oracle, SQL Server, XML
- Informatica, Cognos, Microsoft BI, OBIE
The powerful blend of US-based solution center resources, in combination with our seasoned professionals in other Collaborative locations, provides our clients with an opportunity to take advantage of an unrivaled combination of experience, capability, quality, and value.
Our clients will get:
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Collaborative Consulting Advantage
Collaborative is a leading professional services organization dedicated to helping our clients achieve business advantage through the use of technology. We deliver a comprehensive set of consulting services to clients across multiple industries, focusing on business enablement, information management, technology enablement, and program management. We also have a set of focused services targeted at the life sciences and financial services industries. Our best customers are our current customers, who hire us again and again, leveraging our capabilities across the entire portfolio of services we offer. Our approach to solving business problems for clients is biased towards action and pragmatism.
Our Keys to Success
Contact Us
To learn more about Collaborative's industry-leading dedication to its clients and employees, or to become part of our team, contact a Collaborative recruiting professional at 781-565-2600.