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I Hate Pronouns
July 18, 2012 at 12:15 am 1 comment
Misunderstandings, even small ones, can result in thousands of hours of wasted work. It is really important in our field that we clearly communicate. One common source of misunderstanding is the pronoun. I would encourage you to listen to how often people use "it", "that and "them". I have made it a habit to ask my direct reports not to use pronouns, to explicitly state by name the people, places and things to which or whom they are referring.
Pronouns recently got the President in trouble. Trying to borrow a page from the Elizabeth Warren playbook the President recently said:
"Somebody invested in roads and bridges. If you've got a business—you didn't build that. Somebody else made that happen."
Many conservatives believe that "that" is referring to the "your business" as in "You didn't build your business. Somebody else made your business happen."
Supporters of the President are saying that the "that" is referring to the "roads and bridges that the business benefits from" as in "You didn't build the roads and bridges that support your business. Somebody else made the roads and bridges happen."
I am NOT going to engage in a political debate, so don't even bother leaving a comment about the political context. I am just saying that this was an ambiguous statement. The type of ambiguous statement that can result in a failed project or political campaign. Clarity is important. It is important to craft messages carefully and clearly to get the desired result.
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The CEO of a company I used to work for that developed the QNXT claims administration platform used to scream at people who used pronouns. "Don't use pronouns! I don't know who 'they' are!"
The first time Dave Engert said this to me I was shocked but I learned a great lesson.
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Thinking of switching your current account?
Whether you've been affected by the NatWest banking issues, suffered poor service from another bank, or simply want a better return on your cash, you don't have to grin and bear it. Switching to another bank is easier than you might think.
Bank customers are notoriously reluctant to switch current accounts. For some it takes a massive systems failure to prompt them to move. For others, it may be a nightmare afternoon spent being passed around an overseas call centre.
If you're thinking about making the move, the good news is that the whole switching process is much simpler than it used to be. Here's what to do:
1. Tell your new bank you want to switch to them
Once you've chosen your new current account, tell your new bank that you want to switch and give them the details of your current bank and the current account number.
You'll also have to fill in a couple of forms and provide two forms of ID.
Once you've done that, your new bank should manage the switching process for you and move all your direct debits over to your new account.
2. Tell your employer
Even though the process is much more automated than it used to be, you should still tell your employer that you're moving current accounts.
After all, you want to be 100% sure that your pay cheque goes where you want it to go.
3. Check the banks have done it right
Your old bank should pass all your information to your new bank within three working days. Then all the payments should be moved over within a month. But it's still worth checking that the whole transfer process has gone smoothly.
Your new bank may be willing to offer you a temporary overdraft if payments have been made from your new account but no salary has yet been paid in.
It's also a good idea to leave your old account open for a few months just in case anything has been missed in the transfer process.
Choosing the right account
Of course, before you can make the switch, you need to choose a new current account. There are three main issues to consider when you choose a current account:
1. Customer service
Given what's happened with NatWest, it's now very obvious that customer service is a very important factor when it comes to current accounts. If customer service is important to you, your best bet is probably the first direct 1st Account.
That's because first direct has won numerous customer service awards including the lovemoney.com personal finance awards.
2. Cash rewards
First direct's other big plus point is that you'll get a £100 bonus when you have had the account for at least three months. What's more, first direct is so confident that you'll like its customer service, it will pay you a further £100 if you close the account before a year is up.
The only drawback is that you'll have to pay in at least £1,500 every month to get the reward and you'll be hit by bank charges in the future if you fail to pay in that much.
Alternatively, you could open a Reward account with Halifax and you'll get £5 a month as long as you pay in at least £1,000 a month into your account. There's also a £100 bonus if you open the account before July 15th.
3. Interest on your current account
If your balance is over £1,000, you'll get a 1% interest, if it's over £2,000, you'll get 2%, and if it's over £3,000, you'll get 3%. Interest won't be paid on any balances over £20,000.
The account also offers cashback on some bills. You'll get 1% cashback on water and council tax bills, 2% on gas and electricity, and 3% on phone, broadband and pay-TV.
However, you will have to pay £500 a month into your account and more importantly, you'll also have to pay a £2 monthly fee. No doubt that fee will put a lot of people off.
You could also earn interest if you add the 'Vantage' option to your Lloyds TSB or Bank of Scotland current account. You don't have to pay a fee for this, but you do have to actively ask your bank to give you the Vantage option. You also need to pay in at least £1000 a month and stay in credit.
If you do all of that, you'll earn 3% on balances between £3000 and £5000, 2% on balances between £1000 and £3000, and 1.5% on balances between £1 and £1000.
4. Overdrafts
If you're someone who frequently goes into the red with your current account, you should also consider what kind of overdraft deal is on offer.
Look at what kind of interest rate you'd pay if you have an authorised overdraft and also what would happen if you went over your approved overdraft limit. You might also be charged fees when you go into the red. Read more about overdrafts in Lloyds TSB and Bank of Scotland revamp overdrafts
That said, the best approach is to try and avoid having an overdraft if that's at all possible.
Switch! Switch! Switch!
The most important point is that it makes sense to switch if you can. If more people are prepared to switch current account, then the banks will have a bigger incentive to offer decent products to all their customers and provide decent customer service too.
More on current accounts:

subset: commoncrawl


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Solar Forward campaign announces founding donors, new site
Oliver P. Lent Elementary School slated as next location to receive solar panels in 2014
Read More…Phone: 503-823-7700
Fax: 503-823-7800
1900 SW 4th Ave, Suite 7100, Portland, OR 97201
The Summer 2013 Portland Curbsider is now available!
In this issue, find your Garbage Collection Schedule, rate update, plastics and food scraps reminders, what's accepted at the curb, a summer events calendar and community resources.
The Garbage Collection Schedule comes in two versions - orange or purple.
Don't know which color collection schedule you should have? Take the guesswork out of garbage day! Find your schedule and sign up for weekly email reminders at www.portlandoregon.gov/bps/schedule. Also available on your mobile phone!
Curbsider (Summer 2013) Purple Garbage Collection Schedule Edition
Curbsider (Summer 2013) Orange Garbage Collection Schedule Edition


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Public goods and externalities
Negative externalities Taking negative externalities into account when thinking about the optimal equilibrium price and quantity
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- Let's think about the market for plastic bags
- and I'm picking this market in particular
- because there might be some costs
- associated with plastic bags
- that aren't captured
- when you're only looking at it
- from the point of view of the suppliers or the consumers
- so right over here you have a demand curve
- that's really the demand
- coming from the supermarkets
- so this is the demand curve
- you could also view it as marginal benefit
- So that very first bag that gets produced
- the supermarket gets a lot of marginal benefit
- they really wanna get that bag
- because then they can give it to the people
- who that shop at the supermarket
- and they can carry their bags home
- But then each equivalent bag after that
- the marginal benefit get lower and lower and lower
- And this green curve over here
- we've seen this multiple times
- that is our supply curve
- which we can also think of it
- as our marginal cost curve
- to produce that very first bag
- The opportunity cost for that very first bag
- looks like about a penny per bag
- and then it gets higher and higher and higher
- to produce more and more bags
- And we have an equilibrium price
- and an equilibrium quantity
- our equilibrium quantity looks like it's about
- 3 and a half million bags
- We have an equilibrium price
- of about 2 cents per bag
- if this were all of the costs
- and all of the benefits
- then this area, right over here
- would show the aggregate total benefit
- that the ecosystem here
- the suppliers and the consumers
- or the supermarkets or their consumers in this case
- are getting from this transaction
- marginal benefit higher the marginal costs
- This whole area is our total surplus
- we've seen that multiple times
- But now let's think about that added costs
- that plastic bags have
- that are not factored into the costs and the prices
- or the costs and the benefits right over here
- Plastic bags have a negative externality!
- There is a cost associated
- So this is negative
- because there is a cost associated with plastic bags
- that is not being borne by
- either, in this situation
- that is not being factored
- into the marginal cost curve
- you can also have positive externality
- which are the benefits
- Maybe we'll be talking about the market for trees
- and the society benefits
- when more plants or more trees
- are being planted or whatever
- and let's just say that negative externality
- that's coming from obvious things, you know
- these bags are going to littered
- they're going to be on the side of the highway
- the city has to clean them up
- there is an environmental risks due to them
- animals might eat them and choke on them
- and turtles might drown, you know whatever else
- because they're choking on plastic bags and whatever else
- and so they hire some experts
- this is not an easy thing to do
- But it's determined that
- the negative externality of these plastic bags
- is 2 cents per bag
- Another way to think of it
- the cost to to society and the environment
- above and beyond the marginal cost to the producers
- is 2 cents per bag
- Now, given that
- if we assume this statement right over here
- It's not an easy thing to come up with this number
- but if we assumed that this number is true
- What then, is the optimal amount of bags to purchase
- And what are we actually doing if we
- or what is the optimal amount of bags to produce
- and what are we doing
- when we do produce this much?
- And to think about that
- let's create a new curve
- this is the supplier's marginal cost
- Let's create another curve
- that is the supplier plus the society's marginal cost
- So that first bag, the supplier
- opportunity cost is about a penny
- but for society its costing another 2 cents
- So, supplier plus society
- is costing almost 3 cents
- So, we can plot another curve
- which we can view as
- the supplier plus society marginal cost
- So, now we can think of things
- in terms of total benefit or total net benefit
- I guess that's happening
- That very first bag
- the supermarket that buys it
- is getting that over 5 cents of benefit
- but now if you think about
- the net benefit to society
- it's not this whole height
- all the way down to a penny
- it's only this part right over here
- it's only the difference between 5 and 3
- is the marginal net benefit
- If you take the marginal benefit
- and you subtract out of the total marginal costs
- including the externalities
- so the next bag
- the total cost gets a little higher
- and the marginal benefit gets a little bit lower
- And you keep
- it makes sense for society
- will keep getting benefit from this
- if you think of the entire ecosystem
- will keep getting benefit
- until we hit this other equilibrium point over here
- And once we get past this equilibrium point
- now we think holistically
- when we think of the environment
- and the government and all of that
- Now, all of a sudden
- the marginal cost of each incremental unit
- is higher than the marginal benefit
- So, if we were to produce beyond that
- Now we're incurring costs
- now we're essentially eating out
- all of the benefit
- that we would have gotten
- if we were to produce all the way
- to our old equilibrium point over here
- way more in the way of this area
- the purple area is more than the yellow area
- We're now getting a negative total benefit to society
- or you could say a negative total surplus
- and we haven't visualized it this way in the past
- It's unusual for us
- to see a dead weight loss
- on this side of the equilibrium point
- but you could also view it that way
- So, this right over here
- is negative surplus
- So what you really want holistically
- if you are the benevolent emperor of the society
- and you really wanna factor in
- all of the costs and the benefits of the plastic bags
- the ideal thing
- if you wanna optimize the benefits for society
- you would want the equilibrium price to be around here
- that looks like about 3.50
- and the equilibrium quantity
- would be around 1.8 million
- and you would not want all of this excess quantity
- that is taking away
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Microsoft's automatic updates system has once again found itself in the limelight following an issue with Windows Desktop Search 3.01 which has slowed thousands of computers and is causing havoc for IT technicians around the world. Despite client computers being configured only to update currently installed software, numerous blogs have reported that the Desktop Search software is installing itself and then hogging resources by loading an indexer, resulting in client computers slowing to a crawl and file servers struggling with the increased load. A Microsoft spokeswoman says the company is looking into reports, but IT administrators won't be too impressed with Windows Update at the moment as this comes just weeks after news that the update services secretly downloads and installs updates even on computers with automatic update disabled. Source: The Register
None of our machines at work have this, or any other sort of search function minus the built in one. There have been too many issues caused by metadata exploits and other malicious files for me to trust these in a corporate setting.
I used to run WINME way back in the day, but I guess MS thought that there was too many flaws with ME so it went ahead and installed XP behind-my-back . . . . . . I just woke up one morning, and there it was . . .
Ive noticed my machine handling very sluggish for a while. anybody know what the patch is called so i can uninstall it?
[sarcasm]Nice title... doesn't make anyone think that it's an actual update at all![/sarcasm] Seriously though this is an update to an obscure program that noone really uses anyway and the article title makes it look like Microsoft "yet again" has screwed up everyones computers. Gawd I hate seeing these sort of things...... Title should be "Microsoft patch to Windows Search Slow Computers to a Crawl"
funnily enough my system went so slow after the last windows update i considered upgrading, nice to know it wasn't a hardware issue.
It does steal bandwidth away, though Im not entirely sure how. I noticed, that if Im not downloading anything, games, websites and such take forever to load.
I remember something like that happening to me, but you should check to see if someone didn't play a trick on you
thats another against Microsoft, anyone know what exactly the patch is by name and MSKB article? They certainly cant get anything right, not to mention if i recall you cant turn off indexing service for the OS which is complete BS.
Hmm... I hade a 250GB Maxtor half of that gigs were Just P.O.R.N... But I run ot of space now so Yesterday a bought a 340GB Samsung SATAII (You know, only human....) We are week! Laught The Mickeysoft thing


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SureSelect Human All-Exon V5 and V5 + UTRs for next-generation sequencing produce exome samples ready for sequencing the next day. They also provide good sequencing efficiencies as well as coverage of current genomics databases including RefSeq, CCDS, GENCODE, miRBase, TCGA, and UCSC. Designed to provide specificity and sensitivity, these all-exon UTRs require 4 Gb of total sequencing.
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1939 Buick 40 SpecialBlack Metallic ExteriorEquipped Inline 8 Cylinder Engine3 Speed Manual TransmissionThis Car is a Head Turner Financing and Nationwide Shipping Available to... More
1948 Buick 56C, This is my father's car. It is an excellent condition and is a real head turner. The color combination is superb... More
1938 Buick Special Sport Sedan, this rare 40 Series streamlined fastback is one of only 11,341 produced, beautifully restored, gorgeous Titian Maroon paint, excellent... More
This lovely Buick Roadmaster is one of the favorite iconic Buick's that are desired by collectors everywhere... This car was restored to original condition and is... More
1939 Buick Special 5 Window Opera Coupe, I my selling my 1939 Buick Coupe built in the New Jersey assembly plant. This is an... More
1946 Buick Roadmaster, 29000 Original Miles/ 3 owner car Very nice driving The car has had one repaint in the factory color. over 10 years ago... More
1941 BUICK SUPER 8 CONVERTIBLE COUPE FINISHED IN GORGEOUS FACTORY-CORRECT ROYAL MAROON WITH MATCHING INTERIOR! 248-CUBIC-INCH STRAIGHT-8 WITH FACTORY DUAL CARBURETORS! ORIGINAL SONOMATIC RADIO! ORIGINAL JACK! CLASSIC WIDE WHITE... More
1936 Buick series 40. 4 door (suicide) This car has a rebuilt inline 8 cylinder with a new stromberg 2 barrel carb, and new white... More
1940 Buick 80 Limited in Rainier Blue. She looks black in muted light, but is a beautiful dark blue in the sunlight. She is... More
For 110 years Buick has provided substantial unpretentious luxury to everyone from Wall Street bankers to professional athletes. You might say the storied brand... More
All vehicle trades considered, including classics and performance. PRICE REDUCED! What a classy car. Here is a rare 1939 Buick Special - Sport Coupe (Model... More
1939 Buick Century 4-door Trunkback Sedan, Dual sidemounts, total restoration, rebuilt engine, insert bearings, hardened valve seats. LeBarron Bonney interior and trunk. Dash and all interior moldings... More
1937 Buick 47, Purchased from the local original owner in 1984 with 18,000 miles, now reads 28,893. Repainted in the original color and bumpers... More
This is a beautiful restored Buick. Lived in California for most of it's life. Came to Sun Valley Idaho and got a fame up... More
1941 Buick Super Eight We have what we call an "alumni" program here at Ragtops and this one has just returned from a fifteen year... More
We've all heard the Cinderella stories about fully documented survivor cars that one owner fastidiously preserves and another owner stumbles upon and turns into... More


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Integration of Offline and Online Strategies Is Key at DMA B-to-B Interactive ConferenceNew York, August 3, 2006 The Direct Marketing Association (DMA) announced today it will present the Business-to-Business Interactive Marketing Conference September 11 13, 2006, at the Westin Kierland Resort in Scottsdale, Arizona. DMA has moved the direction of its former fall B-to-B conference from a program concentrated on sales and marketing to one that reflects the increasingly sophisticated, technology-driven choices marketers today have for communicating with their customers and prospects. The conference will present methods for effectively integrating online and offline channels in order to maximize the effectiveness of the whole marketing campaign. Lively presentations at the newly created thought leader general sessions will be followed by roundtable discussions and a luncheon panel presentation on The Future of B-to-B Online Marketing that will be moderated by Ellis Booker, editor, BtoB Magazine. Interactive labs and critiques are new features of the program designed to provide attendees with an opportunity to improve their skills in search engine marketing, Web site usability, and producing e-mail creative. In addition, an outstanding schedule of intensive workshops will allow an in-depth exploration into three of the most crucial areas of online marketing. Thought Leader General Sessions
Defining the Optimal Online Experience Russell A. Fleming, managing director, fedex.com customer experience marketing, FedEx Russell A. Fleming will share his insights on the FedEx approach to online customer experience management and the challenges involved in designing a site that creates a consistent brand experience and helps build customer loyalty. Attendees will learn how FedEx leverages its Web site to maintain its leadership position and how attendees can define the optimal online experience for their own Web site. Create Breakthrough Results with Offline & Online Marketing Integration Peter DeLegge, Internet marketing, Motorola Peter DeLegge will discuss effective strategies and tactics for driving visitors online for companies of all sizes, effectively integrating and synchronizing multiple channels, building in accountability, and measuring effectiveness. Luncheon Presentation The Future of B-to-B Online Marketing Are You Ready for It? This panel discussion moderated by Ellis Booker will cover topics, including what hot technologies are coming down the pike, what challenges B-to-B marketers need to be concerned with, how customers will expect to be communicated with in the future, how to improve the online customer experience, and the role that online will play compared to other media. Interactive Labs Search Engine Marketing Labs Heather Lloyd-Martin, CEO, SuccessWorks International Heather Lloyd-Martin will discuss ways you can optimize your Web site and your pay-per-click campaigns for prime positioning and top site ROI. In addition, this session will provide the opportunity to have attendees sites evaluated. Web Usability Lab Amy Africa, president and chief imagin-8-tor, Eight by Eight Amy Africa will preside over an interactive session that will give insight into prospects and customers experience on your Web site. Attendees will navigate a Web site while the audience observes whats working and whats not. Solutions for improvement will be presented. Email Creative Critiques and Web Critiques Joel Book, director, eMarketing Strategies, ExactTarget Amy Africa, president and chief imagin-8-tor, Eight by Eight Joel Book and Amy Africa will provide 15-minute one-on-one critiques of attendees Web sites and e-mail creative. Attendees will learn techniques that will increase e-mail marketing response rates and improvements in Web site design for increased lead generation and sales. Workshop Topics Integrating Online and Offline Demand Generation and Customer Acquisition Campaigns for Increased ROI This intensive workshop will provide winning strategies and management methods for integrated campaigns, while examining the pitfalls that significantly hurt program performance. A Step-by-Step Guide to Redesigning Your B-to-B Web Site
This dynamic workshop will provide a practical roadmap for transforming your B-to-B Web site and will supply solutions to the most common strategic, technical, and creative challenges that surface during the process. Web Analytics Analyze, Measure, and Act
This information-packed session will help online marketers analyze where their Web traffic is coming from, what site behavior should be measured, and how to take all that data and draw conclusions in order to improve lead-generation efforts and customers experience on your Web site in order to ultimately improve sales revenue. 2006 Program Advisory Committee The Program Advisory Committee for the 2006 DMA Business-to-Business Interactive Marketing Conference is comprised of some of the industry's leading B-to-B marketers: Amy Africa, Eight by Eight; Barbara Basney, Xerox; Karen Breen Vogel, ClearGauge; Rebecca Butler, IBM; John H. Carson, John Deere; Randy Choco, Microsoft; Patricia Debski, Dupont; Scott Delea, DigitalGrit; Diane Gaige, Sigma-Aldrich; Heather Lloyd-Martin; SuccessWorks International; Noah Maffitt, Office Depot; William Scully, USFilter; Felix Serna Sr., Sun Microsystems; Charlie Shafton, Aspect; Todd Sims, Business.com; and Matt Zybura, Intuit. Additional Information To register or to obtain additional information about DMA Business-to-Business Interactive Marketing Conference, which will be held September 11 13 in Scottsdale, Arizona, visit www.dmab2b.org or call 212.790.1500. About DMA
The Direct Marketing Association (www.the-dma.org) is the leading global trade association of business and nonprofit organizations using and supporting multichannel direct marketing tools and techniques. DMA advocates industry standards for responsible marketing, promotes relevance as the key to reaching consumers with desirable offers, and provides cutting-edge research, education, and networking opportunities to improve results throughout the entire direct marketing process. Founded in 1917, DMA today has more than 4,800 corporate, affiliate, and chapter members from the US and 50 other nations, including 54 companies listed on the Fortune 100. In 2005, companies spent an estimated $161 billion on direct marketing in the United States. Measured against total US sales, these advertising expenditures generated an estimated $1.85 trillion in increased sales in 2005, or 7 percent of the $26 trillion in total sales in the US economy (which includes intermediate sales). All together, direct marketing accounted for 10.3 percent of total US GDP in 2005. The Power of Direct: Relevance. Responsibility. Results. # # # |


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Online Store
The Official Online RBS 6 Nations Store is open. The store has everything you need to get behind your team during the RBS 6 Nations, plus the store is now fully stocked with a much wider range of rugby merchandise.
For over 11 years, RBS has supported rugby from community clubs to the RBS 6 Nations. RugbyForce is the RBS programme that offers guidance and support to improve your club's facilities.
Sign up now at rbs6nations.com/rugbyforce
But their biggest test comes against an Ireland side who appear to have climbed out of their World Cup slump and need a victory to keep their own championship aspirations alive.
Wales have not won in Dublin in eight years - ironically the last time was when Gatland was coach of the Irish, before he was controversially dismissed in 2001 and replaced by his assistant Eddie O'Sullivan.
There is no love lost between the two coaches, who go head-to-head for the first time since Gatland's departure in 2001 and their rivalry provides an intriguing sub-text to a contest which has the potential to be the match of the tournament.
Gatland made four changes from the comprehensive 47-8 victory Italy, the most significant being the return of scrum-half Mike Phillips to partner Stephen Jones whose experience and controlling hand earned him the nod over James Hook.
Lock Alun-Wyn Jones, recovered from an ankle injury, tight-head prop Adam Jones and hooker Huw Bennett all returned to the pack.
O'Sullivan was forced to move Rob Kearney to full-back after Georden Murphy and Girvan Dempsey were both ruled out through injury.
The knock on effect saw Shane Horgan promoted to the starting line-up, Tommy Bowe switch to the left wing and Luke Fitzgerald named on the bench
Paul O'Connell returned in the second row with Mick O'Driscoll settling for a place among the substitutes while Rory Best replaced Bernard Jackman at hooker.
Date | Home | Score | Away | Att |
2/2/13 | Wales | 22 - 30 | Ireland | |
5/2/12 | Ireland | 21 - 23 | Wales | |
12/3/11 | Wales | 19 - 13 | Ireland |


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By Paul Veit, The North Avenue Alliance Church, Burlington, Sunday, February 17, 6.p.m.
Just before itinerant "Dino Pastor" [1]and creationist Paul Veit took the podium at the North Avenue Alliance Church [2], nine children trooped to the foot of the sanctuary's raised platform and, prompted by a choirmaster, sang a hymn."
It took just a week to make the stars," the kids intoned, ". . . the sun, the Earth, Jupiter and Mars . . . and he's still workin' on me."Veit, an evangelist, leads his own ministry in Bridgton, Maine, and firmly believes the Bible contains incontrovertible fact. His presentation was intended to convince the 150 attendees — one-quarter of them kids — that evolution is a crock, and belief in it patently dangerous to one's eternal soul.
To be sure, Veit had some difficulties shoehorning creationism into biological history, not least the fact that the world's scientists embrace evolution as indisputable. And that the idea of a 6000-year-old Earth is challenged by carbon-dated rock samples indicating the planet is about 4.5 billion years old. Perhaps an even tougher challenge was defending the proposition that Noah's Ark was large enough to fit two each of the millions of animal species on the planet.
To argue his positions, Veit used humor, passionate belief and quasi-scientific sleight of hand — such as an attempt to refute carbon-dating techniques because of some instances of contradictory results. (Left unmentioned were the thousands of tests that have yielded no age inconsistencies.) In a similar "any scientific disagreement equals no scientific agreement" induction, Veit used a few instances of confusion regarding the origin or identification of transitional life forms (fossil links between dinosaurs and birds, or fish and land-going creatures, for instance) to suggest that there aren't any. Hundreds have been scientifically documented.
Ultimately, Veit told the crowd this was a personal issue as much as a scientific one. "Do you want to just rot in the ground like a log?" he asked. "Or do you want to meet your Creator in heaven?"
The multitudes that manage to incorporate both religion and accepted science into their lives might respond: "Can't we do both?"
[1] http://www.dinopastor.com
[2] http://www.northave.org/


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Purchases of new U.S. homes plunged in July by the most in more than three years and previous months were revised down, a sign that growth in the industry may be taking a pause as mortgage rates rise.
Sales of newly built homes declined 13.4% to a 394,000 annualized pace, the weakest since October, following a 455,000 rate in the prior period that was lower than previously estimated, Commerce Department figures showed today in Washington. The median estimate of 74 economists surveyed by Bloomberg called for a decrease to 487,000. Last month's decline was the biggest since May 2010.
Builders are holding back amid constraints on available land and materials in a bid to boost prices and revenue. At the same time, more jobs and pent-up demand may help sustain gains in housing as homebuyers rush to take advantage of historically low borrowing costs before they rise further.
"The housing recovery itself is likely to take a bit of a breather," Millan Mulraine, director of U.S. rates research at TD Securities USA LLC in New York, said before the report. "It means at the margin that housing is not going to provide the lift to the economy that it would have before."
Stocks were little changed after the report, trimming earlier gains. The Standard & Poor's 500 Index fell 0.1% to 1,655.2 at 10:03 a.m. in New York. The S&P Supercomposite Homebuilding Index dropped 3%.
Survey Results
Last month's sales pace was lower than any estimate of economists surveyed, which ranged from 445,000 to 525,000 after a previously reported 497,000 pace in June. Sales data going back to April were revised down.
New-home purchases were 6.8% higher in July than the same period in 2012 on an adjusted basis, today's report showed. The median price of a new home increased 8.3% last month from a year ago to $257,200.
Purchases declined in all four regions in July, paced by a 16.1% slump in the West.
The supply of homes at the current sales rate rose to 5.2 months from 4.3 months in June. There were 171,000 new houses on the market at the end of July, up from 164,000 the month before.
Sales of new properties, which are tallied when purchase contracts are signed, are considered a more timely measure of the market than sales of previously owned dwellings, which are counted when a sale is final.
Previously Owned
Purchases of previously owned homes climbed a more than forecast 6.5% to a 5.39 million annualized rate last month, figures from the National Association of Realtors showed Aug. 21. The median price increased 13.7% in July from a year earlier, the most since October 2005.
The slump in new-home sales last month is at odds with growing builder confidence that's at the highest level since November 2005.
Rising home prices and gains in stock portfolios and employment have increased the appeal of purchasing a home, with Toll Brothers Inc., the largest U.S. luxury-home builder, reporting sales that grew 24% in the three months through July from the year before. Orders rose 26% to 1,405 homes.
"Inventory levels are still tight in almost all of our markets and housing remains very affordable," co-founder Robert Toll said on an Aug. 21 conference call. "Unemployment trends are slowly improving and demand based on household formations is compelling, especially given the still very-low volume of industry home production."
Limiting Supply
A shortage of lots, materials and labor may push some builders to limit supply of new homes as they try to boost prices and sales. Builders started work on 2.2% fewer single-family homes last month, taking them to a 591,000 annualized rate, the least since November, Commerce Department data showed last week.
While mortgage rates rising from record lows will initially push some buyers into the market, it may have a damping effect on future home sales, TD Securities' Mulraine said. The average rate on a 30-year, fixed-rate purchase loan was 4.58% in the week ended Aug. 22, the highest in two years, according to McLean, Virginia-based Freddie Mac. The 30-year rate reached a record-low 3.31% in November.
Even as rising rates may hinder housing affordability, "we've got a long way to go before it should have a dramatic impact, we believe, on mortgage availability or the attractiveness to a consumer, or a homeowner to take out a mortgage," Carol Tome, chief financial officer of Home Depot Inc., said on an Aug. 20 conference call.
Comparable-store sales at Atlanta-based Home Depot, the largest U.S. home-improvement retailer, jumped the most in 14 years as shoppers buoyed by the housing recovery increased spending. The average purchase at Home Depot climbed 4.3% to $57.39 in the second quarter.


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'Fracking' dispute gets hotter
About 100 kicked out of state's 'open house' on Athens waste well
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- GOP bill sets low drilling-tax rates in Ohio
- Columbus will add apartments, condos to recycling pickup
- EPA is asked to make Ohio, 8 other states curb ozone
- Mars lake could have supported life, scientists say
- NASA: Martian lake may have supported life
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Protesters seeking a public hearing from the Ohio Department of Natural Resources gather outside last night's open house in Athens.
ATHENS, Ohio — State officials escorted about 100 people out of an information session on a proposed "fracking" waste well last night after the crowd tried to take over the Ohio Department of Natural Resources open house and turn it into a public hearing.
The group was ordered to leave the department's Division of Wildlife regional headquarters in Athens after former Athens County Commissioner Roxanne Groff announced that she would be moderating a hearing on the well and taking public statements. At that point, an ODNR official informed Groff, who is a member of an anti-fracking group, that the event was not a public hearing but an open house, in which the public could ask questions of individual experts on hand, but not make public statements.
The crowd burst into applause when Groff asked, "Would the public in attendance like me to go on?" but ODNR officials ordered the protesters to leave. As they did, they chanted, "You have trampled on our rights! You have denied us due process." They regrouped outside to hear denunciations of the proposed well and of the state agency. They were soon joined by about 100 more protesters, many dressed in hazmat-type suits, who had marched to the site from a nearby location.
Fracking pumps millions of gallons of water, sand and chemicals underground to free trapped oil and gas. The injection well, which will be used to store chemical-laced brine that flows up afterward, is proposed for a site in Athens County's Rome Township, near Guysville. It is a former production well that will be converted to an injection well. The plan faces strong opposition from some in Athens County, who fear it could contaminate drinking water — a risk that ODNR says is minuscule.
ODNR recently approved such a well near Coolville, bringing the number of Class II injection wells in the county to five.
More than 100 people — including the owner of the land where the well is located — had written ODNR requesting a public hearing. But Richard J. Simmers, chief of the agency's Division of Oil and Gas Resource Management, decided to hold an open house instead.
Simmers said he felt an open house would give the public greater direct interaction with experts on injection wells, and noted that ODNR still accepts written comments for the public record.
"There's a great opportunity here tonight for anybody who has a question to talk to somebody about that question," Simmers said last night.
Outside, demonstrators waved skull signs and vented their frustration with what they called an attempt by the agency to avoid accountability.
"What we're here for is to get a hearing," said Athens County environmental lawyer Don Wirtshafter.
Groff called the decision to hold an open house "a discretionary decision that is against the will of the people, is outside the law, and is abusive."
An oil-and-gas industry group denounced the demonstration. Daniel Alfaro, a spokesman for Energy in Depth, called the open house "a great opportunity for interested parties to learn more about the history and the ins and outs of Class II injection wells," and called it "unfortunate that a small number" of people chose to use the occasion for a protest.


text: Telecom tiff a wake-up call for China-U.S. relations Add to ... Reuters Video Published Wednesday, Oct. 10 2012, 4:17 AM EDT Last updated Wednesday, Oct. 10 2012, 4:17 AM EDT China's top telecom gear makers' dreams of U.S. expansion are now in a tailspin after a congressional report urged blocking Huawei and ZTE from the market on security concerns. Watch More Video: Aftermath of riot in Singapore Job numbers show U.S. economy recovering Visibility low as Beijing's pollution reaches dangerous levels Pearl Harbor survivors remember attack U.S. war vet released from North Korea Gary Doer compares Nelson Mandela to Gandhi U.S. fans react to tough World Cup Draw 'His courage was undeniable': Joe Biden honours Mandela 465,000 JPMorgan card accounts hacked Cameron says Britain open to Chinese investments Officials release 911 audio tapes from Sandy Hook shooting U.S. private hiring jumps by 215,000 Raw footage of Seoul drowning in smog blowing in from China Biden and the great Asia-Pacific balancing act Why everyone wants a China Mobile-Apple deal China's biggest barrier to development? Trust The upside of the loonie's downturn China's rise sows unease in U.S.-Japan alliance Online video the new frontline in China's anti-piracy battle Obama vows U.S. will keep fighting to eradicate AIDS Comments AA More Related to this Story national security Ottawa set to ban Chinese firm from telecommunications bid Telecom Video: U.S. report slams China's Huawei, ZTE Tech Video: Huawei shows off its hottest handsets


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Of the three appartments one is a small one bedroom, with no outside space at all, and the windows overlook the back lanes. Another has large windows overlooking the harbour, but the better one has doors that open onto a small balcony that overlooks the whole harbour. It is big enough for a couple of chairs and a table to... More
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Pines Course
The Pines Course – 6400yds Par 72
Part of our 27 hole combination course, the Pines 9 is played in conjunction with the Forest 9.
These holes were constructed in 2001 and offer views across rolling Devon countryside. During the construction of this course sections of existing hedgerow were moved to help form new holes. Over the last few winters around 500 trees from the Kigbeare plantations have been re-planted around the course, this has helped to give the holes added maturity. Recent improvements made to the course, include new tee blocks being built to extend the length of some of the holes and some of the ditches have been filled in, so that good shots are rewarded rather than punished.
Signature Hole
Pines 4th – 270yds Par 4 – An accurate drive is required on this short but tricky par 4. The drive is uphill, with a narrowing fairway. There are 3 ponds on the right of the hole and large trees left and right, ready to catch any inaccurate shots. A safer option is to take an iron off the tee, leaving a short iron to this long narrow three-tiered green.
Please click the image below to see a larger version of the score card.
To view the 2013 - 2014 Golf Buggy Calendar - please click here


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As planning and zoning director for the city of Coral Gables, I would like to dispel the misinformation being disseminated in your letters page. In the latest case, a letter published Sept. 15, Coral Gables resident Vilma Banks writes that she is worried that the city plans to amend its zoning code to allow night clubs and late-night bars in downtown to "please the younger generation."
This letter echoes the unfounded statements made by former mayor Don Slesnick in a letter published Aug. 25. It is well known among the writing profession that the truth seldom catches up with an untruth. Therefore it is important to respond once again.
We had hoped that the response from our development services director, Jane Tompkins, who oversees my office, would have set the record straight. As she so aptly put it, the former mayor's "misrepresentations, along with the statement that the city would allow 'flashing neon signs and 5 a.m. closing times,' are akin to someone setting a fire and, then, pulling the alarm to save the day." In her letter, Banks seems to be answering that false alarm.
As the city's planning and zoning director, I can assure Banks that her concern that the city would forget " 'elderly' citizens who [want] to keep the city safe from wild parties that may disrupt … our charming city" is unfounded. There is no plan to amend the zoning code to allow "wild parties" or disruptive uses.
In fact, the city remains strongly committed to our seniors. To meet the demands of this growing population, the City Commission has recently funded Coral Gables' first full-service Senior Center, filling a need that had long been neglected.
Our goal is to keep the city's downtown a beautiful place of world-class sophistication, preserving our city's heritage while enhancing its beauty — creating a place of lasting value.
We can only hope these facts will catch up with the untruths being spread.
Ramon Trias, Planning & Zoning Director, City of Coral Gables
A tax by any other name
The city of Coral Gables, like several other municipalities, is resorting to games in order to claim that they are holding the line on taxes and budget. However, over the past few years residents have seen new and increasing "fees" that allow the City Commission and the City Manager to move tax receipts to areas of their interest. The latest is the increase in the fire fee from $50 to $70, which frees up $800,000 of tax revenues for other uses. This would be an interesting sleight of hand if done by a magician, but it doesn't seem appropriate in the context of city financing.
For sure, some city services seem appropriate as fees. For example, building permits or trash-collection costs should be allocated to those residences using the services. But fire protection? Is this not a general-interest service that is provided, like police protection, across the community? Why should this be funded in part or in whole differently from any other basic city service. The answer is simple — "because we can!" And, by doing so, we get to claim holding the line on taxes, if anyone believes this story.
If it looks like a tax, and smells like a tax, then it is a tax. Come on, commissioners, let's be honest with the residents and stop playing games.


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You're watching...
Government Gone Wild: NOAA can't make problems disappear
Party boats. Magicians. Federal agency rivals the GSA for disregard for taxpayer money
May 18, 2012
Sen. Scott Brown
You're watching...
Party boats. Magicians. Federal agency rivals the GSA for disregard for taxpayer money
May 18, 2012
Sen. Scott Brown
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Please tell me -- I tell -- as a complete lack of accountability you have them and party votes that they purchase of -- money.
Where in -- the engine broke and then they had to get towed and you have magicians -- the hiring at conferences you have.
Really it just to complete lack of accountability and it's it's very very frustrating not only for me but for the fishermen whose lives are being dramatically affected by this.
Let's separate there's just a magician asked -- that -- -- -- scandal.
No one.
Attended a higher magician.
Well hated just goes to show that there's a complete disregard for the fines in the monies that they're getting and I called for the -- -- I think it's would be a good start to help reestablish trust between.
The the federal government and the and the fishermen because right now they're hurting there's a complete lack of trust -- with the -- with the administration as a whole.
What what specifically.
Did you know I do it you know impacts American taxpayers when it comes to.
Like to party put him you know a lot of our viewers may actually be hearing about this the first time well they should they should actually look at the independent report there was a whole host of things from shredding party where somebody was going to be.
-- was being investigated actually shredded about 70%.
Of the documents the lack of us requesting documents to verify a lot of things that were in effect being done.
Still haven't gotten all the documents.
A complete lack of trust between the fishermen and no one when it comes to the science and associated -- determining what.
Fish stocks can be fishing when fish stocks can't be finished and then you talk about the fines in -- 345 times higher refining.
From Massachusetts fishermen and than any other places and in the country.
And that money went to I have -- wrote -- the 300000 dollar -- with a win and actually -- -- party.
Officials -- -- officials and no they actually also had.
More vehicles they had more vehicles than they had actually employees.
And they didn't go -- the appropriate process to actually work.
To hide two to -- get those vehicles has just a systemic lack of accountability and really the change should be fired.
-- call for that -- asked for her either her resignation or firing in the new commerce chief should go -- in in and put somebody in there who can actually.
Reestablish that very important trust between the fishermen in the administration.
Egypt in the senate floor and he said.
What does it take to get fired -- and -- -- I say had a hearing in Boston I asked that very question especially after I heard some some of the atrocities that recession would.
The inappropriate times in the spending of freshman fine monies which are and I guess and directly -- -- taxpayer monies.
For things that they just don't need.
In the case of -- advertising to hire a magician.
Seems pretty outrageous.
After government agencies -- -- already again.
Laid out here and here or maybe they were high magician to try to do the old political -- you would you so they wouldn't really be caught.
Doing what they're doing that when -- and inappropriate spending of Fisher fishermen find my name's they need to have some magicians -- -- to actually fix it.
And I'm calling on the commerce secretary to actually fire Lubchenco.
Put somebody in there that can help reestablish that trust and get everybody on -- there's nobody there's not one fisherman and I know.
That wants to have any species of fish.
Disappear they want to do.
Methodical fishing so they can provide a good product and people's tables and also have that -- for there for the generations to come.
But when you have -- complete lack of trust when it comes to.
Dealing with the science.
It's it's it's it's -- problem.
Is it your sense that this is just a blatant disregard for.
American taxpayers.
Dollars for that there's some issues and I'm hopeful that they'll get there get their act together we need to make sure that we are good -- of of the tax treatment because right now the federal government is not a good Steward of taxpayer money number one.
Number two that's the inappropriate finds in the way that that fine money was spent on pleasure boats and I'm getting additional vehicles on hiring potentially magician.
It's just wrong you know it's wrong -- -- -- crying you know is trying in the and your view is well known.
-- responded to some of senator -- accusations here's part of that statement.
-- it takes any allegation of waste fraud and abuse seriously and when warranted takes action to address the issue and -- processes are put in place to prevent such situations from happening again.
The improper use of the best of the current 2008 has been put.
To a stop with administrative changes tighter controls and a change in law enforcement leadership and policies.
And about that magician Noah says it took down the -- interview in the process surrounding the solicitation.
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Media: Wayne Hart Communications Manager Makita U.S.A. (714) 522-8088 x 4410 email@example.com
Consumer: (800) 4-MAKITA makitatools.com
Rockstar Makita Suzuki's Ryan Dungey sewed up the 2010 AMA Pro Motocross championship last weekend at the Southwick National, but coming into Round 11 at Steel City on Saturday, Ryan showed the mark of a true champion with his hunger for a win. While the first moto didn't go as planned, Dungey nabbed the victory in the second moto in Delmont, PA, making it his 17th moto win out of 22 so far in the outdoor series and adding fuel to his history-making rookie season.
After a first-lap get off, Dungey realized the brake caliper on his bike was damaged and he wouldn't be able to complete the moto. He was unhurt and the Rockstar Makita Suzuki team worked flawlessly together to put the bike back into race-winning form. Dungey won the last nine overalls in a row, and this marked the first time in the 2010 AMA Pro Motocross season that he wouldn't complete a race.
Dungey didn't let the first moto mishap throw his entire day off course. In the second moto, Dungey was determined to win despite having the championship already. Ryan made some great passes at the start of the race that put him in his usual spot: up front and putting time between himself and the rest of the pack. By the time the checkered flag waved, Ryan was well ahead of the competition. His win was enough to give him sixth-place overall, which is pretty impressive in a field of 40 racers.
Ryan and the Rockstar Makita Suzuki team are already preparing for the final race of the season this coming weekend at Pala Raceway in Pala, California. Dungey will be ready to battle for another win to add to his amazing rookie 450 career, and then celebrate his second championship of 2010.
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Can I plug apogy jam into a guitar amp for live gigging?
- Asked by David W
- Nov 22, 2012
- Flag as inappropriate
2 Answers from the Community
Yes - Absolutely. I preform on a regular basis using this as a tool. In fact I am doing it right now. You can plug your guitar into the 1/4" on the jam and then plug the 'jam' into your iPad/MacBook. Use aplitube or GarageBand etc... You then need to use a 3.5 mm audio cable that is male on both ends to connect the headphones jack on the iPad/MacBook to your amp. You will need a 3.5mm to 1/4" adapter to plug the cable into you amp, just make sure you get a mono adapter - most of the ones you will find at audio stores are all stereo - your amp and most mixing boards for live shows will be mono and if you are using other apps in the background on your iPad it will only pick up one half of the stereo sound. You can 100% use this for live shows, I do it all the time. I also use MainStage, an app for my MacBoook Pro which allows even more in depth pedal settings for live concerts. I specifically bought this to do live shows - It is fantastic! I have never even tried recording with it :)
- Answered by Matthew C from Montreal
- Apr 17, 2013
- Flag as inappropriate
No, the JAM is an analog to digital convertor. The signal needs to be processed in the digital domain then converted back to analog before sending it to the input of a guitar amplifier. You could use a splitter before the JAM to route one signal to the amp and the other signal to the JAM.
- Answered by Allen M from Evergreen
- Jan 20, 2013
- Flag as inappropriate
Related Questions
So do you use your guitar and amp and then through this to record? Or just guitar? Or do you have the option to do either?
- Asked by Jesse B from Castleton
- Feb 25, 2013
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- Asked about: Apogee GiO Guitar Interface
Is the input midi or just like a regular guitar amp cable or other?
- Asked by Simon S from Branford
- Oct 12, 2013
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- Asked about: Focusrite Scarlett 2i2 USB Recordin…
I'm looking for a good quality mic to use for vlogging, recording live music (me playing piano/guitar/singing) is this mic a good quality option?
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- Jul 24, 2012
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Oral argument: Nov. 3, 2009
Appealed from: United States Court of Appeals for the Second Circuit (Sept. 2, 2008)
Both the State and the City of New York have enacted laws that require the imposition of taxes on all cigarettes sold or used within their boundaries. The City of New York sued a group of Internet cigarette retailers under the Racketeer Influenced and Corrupt Organizations Act ("RICO"). The City of New York claimed that the retailers had violated federal and state laws in selling cigarettes to New York residents without charging a tax on tobacco products, constituting a form of consumer fraud as well as tax evasion. The District Court for the Southern District of New York dismissed the City's claims, holding that the City did not plead that the Internet retailers were an enterprise as defined by RICO. The Court of Appeals for the Second Circuit vacated the judgment of the lower court and held that the State could hold the retailers liable for its loss of tax revenue. The Supreme Court's decision in this case will affect the ability of Internet sites to sell tobacco products at a discounted price, as well as refine the application of RICO in civil suits.
All lawyers


text: Both times I've been to Bella's I the greeters and the waitresses have been very poor. The first time we were seated at a table and it took 15 minutes before we were approached by any servers. Finally we had to ask the greater to help. Very recently I went in at 3:00 and was turned away with excuse, they... More


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- Apartment
EchegarayArea: CentroCapacity: 5 Guests
1 Bedroom
1 Double bed
1 Bathroom
1 extra bed
1 Double sofa beds
0 comments0Amenities
- DVD Player
- Radio CD player
- Heating
- Washing machine
- Fridge with small freezer
- Glass-ceramic stove
- Microwave
- European coffeemaker
- Kettle
- Juicer
- Toaster
- Balcony
- Salón
- Bath / Shower Whirlpool
- Shower
- Hair dryer
- Entryphone
- Iron / Ironing board
The Santa Ana apartment is set at the corner of Calle Mayor and three blocks away from Puerta del Sol, in a quiet street of the centre of Madrid. The apartment has been totally refurbished to guarantee your comfort and has been decorated with bright colours that create a pleasant atmosphere.
Santa Ana is a 65m2 apartment, set on the second floor. The welcoming living room opens onto a balcony and thus receives a lot of natural light. It has a double sofa bed, TV, DVD, etc. From the living you directly access the spacious dining room with a very well equipped American kitchen. The apartment offers one cosy double bedroom and a bathroom with whirlpool shower. An extra bed is available if you need.
Rates and other Echegaray apartment rental conditions
Minimum stay: 3 nightsRates (including taxes), from:Price per night:110 €Price per week:770 €Price 1 month:2.345 €Price 2-6 months1.995 €/monthSurplus from 3 guests: 10 €/dayOnly for stays shorter than 30 days:Other chargesCheck-in / Check-out:15 € / 10 €Check-in on Sundays:30 €Check-in after 20h:30 €
Deposit: 250 €
Other conditionsThe price includes agency fees, bed linen and towels, weekly cleaning service, bed linen laundry in the apartment, internet, water and energy costs (up to 150 €/month for stays over 30 nights). The remaining balance of your reservation must be paid upon arrival, in cash or with credit card. The security deposit must be made using a credit card. -
- Area
Surrounding of the apartment Echegaray in the Centro neighbourhood
- Comments(0)
Ratings over 0 comments0Situation0Atmosphere0Comfort0Cleaning0


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Inequality In Spotlight
W. Post's E. J. Dionne praises president for focus on inequality: "The debate over the Affordable Care Act can stay small, focusing on Web site failures and other short-term difficulties facing the law. Or it can get bigger, with wider insurance coverage seen as part of a larger struggle for social justice in a nation growing steadily less equal … President Obama decided it was time to go bigger … The broader the playing field, the better his chances."
Obama de-prioritizes further deficit reduction. ThinkProgress quotes: "When it comes to our budget, we should not be stuck in a stale debate from two years ago or three years ago … A relentlessly growing deficit of opportunity is a bigger threat to our future than our rapidly shrinking fiscal deficit."
The Atlantic's Norm Ornstein argues "The Moral and Economic Imperative to Raise the Minimum Wage": "… if one works 40 hours a week, 52 weeks a year at $7.25 an hour, that means an annual income of $15,080—assuming no time off and no sick days. Can any of us imagine trying to house, clothe, and feed a family—while paying for transportation to work, health insurance, and other necessities of life, much less going to an occasional movie—on $15,080 a year, or $13,926 after FICA deductions?"
Fast-food workers push for $15 minimum. NYT: "Restaurant industry officials have balked at so high a wage, saying it would sharply raise fast-food prices and reduce employment … But Mary Kay Henry, the president of the Service Employees International Union, which has spent several million dollars to underwrite the fast-food strikes around the country that began a year ago, said it was only a matter of time before the worker protests became so great that McDonald's, Burger King and other companies agreed to negotiate."
"Budget Deal Looks Likely, But Passage Uncertain" reports Roll Call: "Senate Budget Chairwoman Patty Murray, D-Wash., and House Budget Chairman Paul D. Ryan, R-Wis., are expected to announce a framework in the coming days that would set a top-line number for appropriators higher than the current sequester levels but lower than what Democrats have previously demanded. According to sources, the increased spending would be offset by less controversial pay-fors, including spectrum sales and some mandatory health care cuts … But many top leadership aides in the Capitol are skeptical that any agreement between Murray and Ryan can pass the House … Republican leaders have vowed they will not shut down the government again, but how Congress will keep it open remains up in the air … [But] appropriators have remained optimistic about their ability to get spending bills done if an agreement is reached, even in the short time frame."
Positive economic data renews talk of Fed tapering stimulus. NYT: "Private sector hiring rose in November at the fastest clip in a year, opening the door wider for the Federal Reserveto start tapering its stimulus campaign within the next few months. A separate report from the Fed described the economy as expanding at a 'modest to moderate pace' in October and early November. Other data on Wednesday also pointed to a brightening outlook, with the services industry expanding at a solid pace last month and exports attaining a high in October."
"Treasury Chief to Declare Big Gains in Financial Reform" reports NYT: "Treasury Secretary Jacob J. Lew will assert on Thursday that the Obama administration's vast overhaul of the financial system is close to accomplishing its goal of shielding society from the dangers posed by giant banks. In a broad policy speech intended to signal the administration's views on financial regulations, Mr. Lew will also make it clear that more measures may be needed to strengthen the global system. In comments that will most likely upset foreign governments, he will call on overseas regulators to make their rules tougher … Mr. Lew's comments come as regulators are scheduled to meet next week to finally approve the Volcker Rule …"
Sen. Warren tweaks Third Way. WSJ: "Sen. Elizabeth Warren (D., Mass.) asked big Wall Street banks to disclose financial contributions to think tanks, a request that came several days after a centrist Democratic think tank blasted Ms. Warren's 'economic populism' on issues including Social Security … Matt Bennett, a spokesman for Third Way, said the policy think tank's positions have nothing to do with the agenda of bankers, but declined to disclose the think tank's donors."
Dems Rally Behind Obamacare
Dems newly aggressive on Obamacare. NYT: "…As part of that political counteroffensive, which began this week, Democratic congresswomen challenged Republicans to present an alternative that would provide free preventive health services for the 105 million Americans who have already received them under the law. At the same time, the Democratic Congressional Campaign Committee singled out about 60 House Republicans, accusing them of plotting to take away immunizations for children, cancer screenings and mammograms."
Enrollments spike after website repairs. W. Post: "Roughly 27,000 Americans signed up for insurance on the federal exchange on Tuesday, according to internal figures, bringing the site's three-day enrollment total to 56,000. That figure is more than double the number who enrolled online in the entire month of October, which was almost 27,000."
HHS and private insurers report cooperation in fixing back-end website problems. The Hill: "In a joint statement with insurers, federal health officials said they were working closely with the industry to 'resolve back-end issues between health plans and HealthCare.gov' and would report on their progress at a later date … The administration has received strong criticism for failing to disclose the error rate for forms known as 834s, which send information about ObamaCare enrollees to health insures."
"No, There Won't Be a Doctor Shortage" says AEI's Scott Gottlieb and former Obama aide Ezekiel J. Emanuel, in NYT oped: "Shortage forecasters point to two major factors. One is an aging population … Second, Obamacare will insure 30 million more Americans by the end of the decade, dramatically increasing demand for physicians … [But] new technologies are turning the treatment of many medical conditions into less resource-intensive endeavors, requiring fewer doctors to manage each episode of illness … Other medical personnel can also expand the reach of physicians to care for a larger population…"
Obama To Up Clean Energy Use
Obama to announce boost in renewable energy use today. AP: "President Barack Obama is ordering the federal government to nearly triple to 20 percent its use of renewable sources for electricity by 2020 … The Associated Press obtained an advance copy of the executive order on renewable energy, which applies to all federal agencies, civilian and military."
Corporations already preparing to pay for carbon pollution. NYT: "More than two dozen of the nation's biggest corporations, including the five major oil companies, are planning their future growth on the expectation that the government will force them to pay a price for carbon pollution as a way to control global warming. The development is a striking departure from conservative orthodoxy and a reflection of growing divisions between the Republican Party and its business supporters."
Wind tax credit may lapse along with other tax breaks this month. The Hill: "House Ways and Means Committee Chairman Dave Camp (R-Mich.) and Senate Finance Committee Chairman Max Baucus (D-Mont.) have vowed to deal with the so-called extenders package in comprehensive tax reform. But with the fate of that effort uncertain, lobbyists are unsure when, if ever, Congress will get around to reauthorizing dozens of breaks that deal with everything from wind energy to research and development to electric vehicles."
Infrastructure Agenda Stalled
Rep. Earl Blumenauer tries to push gas tax hike to fund transportation infrastructure. Politico: "…the Democrat introduced two simple bills on Wednesday to address what he calls the upcoming 'infrastructure cliff.' One would raise the gas tax to 33.4 cents cents per gallon, nearly double the current rate … That bill would also peg the tax rate to inflation … The other bill would let states look into charging drivers by the mile … The program would be voluntary and allow states to choose how exactly to test the concept of charging for road use."
"Obama's Vision For High-Speed Rail Is In Danger Of Stalling Out" reports HuffPost: "Political pushback combined with the absence of a steady revenue stream has allowed for only modest gains. Moreover, for every two steps forward it seems there is one step back. In late November, a judge for the Sacramento Superior Court blocked the state of California from accessing $8.6 billion in bonds for a bullet train project … In response to the judge's ruling, the Department of Transportation is reconsidering what exactly it plans to do with the $3.3 billion in money it awarded to California to build a high-speed rail system."


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Achieving farm resilience requires building up the resilience of vulnerable farmers by developing their skills, expertise and voice while supporting their use of agro-ecological farming practices. Building resilience depends not just on how farmers manage resources, but on how well local, national, and global institutions support farmers. Agro-ecological practices can empower vulnerable small-scale farmers, offering them both greater control over their lives and an accessible means of improving their food security, while decreasing their risk of crop failure or livestock death due to climate shocks. Vulnerable farmers can use agro-ecological practices to build resilient farms and improve their livelihoods, achieving multiple benefits: 1. improved food security; 2. adaptation to a changing climate; and 3. mitigation of climate change.
People-centred resilience consists of five principles which should guide how investments in vulnerable farming communities are designed and implemented. They are:
Following these principles ensures that investments support farmers in their efforts to become food-secure and adapt to climate change. Four institutions central to delivering people-centered resilience are: secure land rights; dynamic farmer associations; responsive agricultural advisory services; and public support for environmental services.
]]>These, and many more lives and livelihoods are at risk unless urgent action is taken to protect poor people from the triple threat of the economic crisis, rising food prices and climate change. Sub-Saharan Africa alone is expected to lose $245 billion this year as a result of the global slump but will receive only about $5 billion in additional aid.
Yet rather than delivering on his own aid promises and encouraging other countries to meet theirs, Silvio Berlusconi, G8 chair and Italian president, is attempting to wriggle out of his commitments to the world's poorest. He has cut aid and pushed the G8 to adopt a new "whole of country" approach that would use creative accounting to hide broken promises.
Max Lawson, Oxfam senior policy advisor, said: "Like a modern day Nero, Berlusconi is fiddling while Africa burns. G8 leaders must get serious and ensure this summit delivers a concrete plan to get aid promises back on track, and to protect poor people from the triple threat of the economic, food and climate crises."
According to the OECD, G8 leaders will fall short by as much as $23 billion in their 2005 promise to increase annual aid by $50 billion over five years. Oxfam calculates this money could be used to pay for HIV treatment for 500,000, services for mothers and newborns that would save a further 2.5 million, child health services that would save a further 600,000 lives.
On average, rich countries outside the G8 give more than twice as much of their national income in overseas aid (0.54 percent), as G8 members (0.23 percent).
Farida Bena, Oxfam International Italian spokesperson said: "It is time that G8 countries paid their fair share of aid to reduce poverty in Africa and elsewhere. Why can other rich countries put their hands in their pocket whilst most of the G8 refuses to do so? A G8 that refuses to keep its word, a G8 that fails to meet the unprecedented challenges facing the world's poor—that is a G8 in crisis."
Far from showing leadership in its role as G8 chair, Italy is cutting its aid to poor countries. Last year Italy cut its aid through the Foreign Affairs Ministry by a staggering 56 percent. France too has barely increased aid despite promises to do so, and other countries are not bringing the ambition needed to the table this year—when it is most needed.
The "whole of country approach" promoted by Berlusconi could allow countries to count money charities, philanthropists, companies and trade links deliver to developing countries as part of their assistance to poor countries. Adding these disparate elements to produce a large cash figure of little value would allow countries like Italy and France to deflect attention from their lamentable performance on aid.
Instead of muddying the waters with creative accounting, Oxfam is calling on the G8 to agree an emergency plan to get their aid commitments back on track ahead of the 2010 deadline. The need for increased aid is shown by the $245 billion economic black hole facing Africa as a result of a reduction in expected growth from 6.7 percent to 1 percent. By contrast, aid will only increase by $4.6 billion this year. IMF special drawing rights and other measures agreed at the G20 add only another $16 billion. This falls way short of what is needed.
Lawson said: "The world has a triple crisis on it hands. The economic crisis is destroying jobs, reducing remittances and forcing cuts in health and education services for some of the world's poorest people. Africa is set to lose $245 billion this year alone yet the response from rich countries remains pitifully small.
"The food crisis has pushed another 200 million people into hunger. More than one in six of the world's people now do not have enough to eat. The climate crisis contributes to severe weather that forces people from their homes and destroys their livelihoods every day."
Bena said: "Over the next few days, the G8 must show the leadership the world needs. There won't be any second chances to save these 3 million people later. The G8 cannot turn their back on the poorest people now. This must be a week of bold action."
]]>With some champions in Congress and support from the White House, we're hoping to see domestic legislation that not only fines companies who pollute, but also uses some of these funds to help affected communities build their resilience. If we are successful domestically, we can lay the groundwork for a global deal at the UN Climate Change Conference this December—an agreement that will create a more hospitable climate for us all.
Also in this issue: A force of peace in Peru; Rebuilding in Bangladesh; Oxfam America's new role in Darfur.
]]>The discussions on the future of the International Coffee Agreement present an historic opportunity to address the ongoing crisis facing smallholder coffee farmers and farmworkers by contributing to sustainable coffee supply chains. At the 2nd World Coffee Conference in September 2005 several organizations presented the International Coffee Organisation and its delegates with the Carta de Salvador—the Salvador Declaration, which stressed the ongoing effects of the coffee crisis facing small-scale family farmers and farmworkers. This paper calls on International Coffee Organization members to support small-scale farmers and farmworker organizations by ensuring space for their direct participation in international debate, creating mechanisms that enhance the availability of market information to small-scale farmers, and maximizing opportunities to develop cohesive international strategies to provide technical support, access to credit, and direct access to markets.
]]>For that reason Oxfam America's duty is clear: We and our project partners must help reform government policies, laws, and social injustices that deny people the right to live a decent life. We do this by providing funding, training, and the moral support people need to make real, substantive and transformative changes. The courageous and visionary people who do this work are setting out to build a movement for social justice—and Oxfam America is one of the few organizations to which they can turn for the help they need.
]]>Amid cheers from a throng of enthusiastic supporters and international media, Make Trade Fair won the day.
Oxfam's trade campaign was launched.
Within hours of the Hong Kong debut, events were held in 25 cities including Brussels, Dublin, Geneva, Mexico City, San Salvador, and Washington, D.C. These events ranged from press conferences and symposiums to a rock concert in London's Trafalgar Square.
Oxfam's trade campaign seeks to unite concerned citizens around the world in calling for fair trade policies that will help move millions of people out of poverty.
Nobel Prize Professor Amartya Sen, UN Secretary-General Kofi Annan, and musician and social activist Bono were among those who endorsed the campaign. "Oxfam has got it right," said Bono. "It wouldn't cost much to change the rules of trade so that poor countries can work their way out of poverty. But the world's leaders won't act unless they hear enough people telling them."
Also in this issue of EXCHANGE, writers Frances and Anna Lappé discuss their book Hope's Edge: The Next Diet for a Small Planet, and we bring you updates on Oxfam's work with water and sanitation, drought in Ethiopia, and indigenous women in the highlands of Peru who are speaking out after decades of violence.


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Mexican-American Congressman Raul Grijalva Steps It Up in Arizona and calls out Arizona Gov. Jan Brewer
Tuesday, January 22nd, 2013I believe giving credit where credit is due. Thank you, Arizona Congressman Raul Grijalva, for doing this!
Glad to see leadership in the states bordering Mexico. If you ask me … the answer to the broken immigration system will come from our Representatives who know and understand the problems associated with the broken immigration system. Leadership needs to arise from those who have hurt — particularly when Mexican nationals are the majority who have been deported. It is my hope to see Raul get behind Joaquin Castro's immigration plan he is taking to Washington D.C. since Texas shares most of the burden associated with the broken immigration system.
A quick snapshot of the bordering states and why leadership needs to come from the states that border Mexico:
Texas: 1,255 miles/64% of border length and has 24 ports of entry
Arizona: 354 miles/18% of border length and has 8 ports of entry
New Mexico: 180 miles/9% and has 3 ports of entry
California: 165 miles/8% of border length and 6 ports of entry
Just in:
Grijalva Calls on Brewer to Reverse Stance, Allow Deferred Action' Beneficiaries Driver's Licenses After New Federal Rule Released
Tuesday January 22, 2013
Washington, D.C. – Rep.Raúl M. Grijalva today welcomed new guidelines by the Department of Homeland Security (DHS) clarifying the president's recently released Deferred Action for Childhood Arrivals (DACA) immigration enforcement policy. The updated guidelines posted on the U.S. Citizenship and Immigration Services (USCIS) website confirm that deferred action beneficiaries are "lawfully present" under federal immigration laws.
Arizona Gov. Jan Brewer issued an executive order last Aug. 15 instructing state agencies to deny public benefits and state-issued identification to DACA recipients on the grounds that they were not legally present in the state. At least five other states followed suit. The new DHS guidance supersedes state-level rulemaking.
"Governor Brewer's executive order was callous pandering, and DHS is right to put social progress and our economy ahead of the tired politics of division," Grijalva said. "The new guidelines confirm that young immigrant students brought to the country as children are authorized to be here. That debate is over. State lawmakers and agencies should immediately take note.
"This is not the first time Governor Brewer has been on the wrong side of a ruling. Arizona cannot continue to invent its own immigration policiesevery time she reads a poll. It's cost this state too much. When the federal government, the business community and neighborhood activists agree on the need for a new approach, maybe it's time for the governor to listen."
According to a recent report from the Arizona Republic, "Brewer's administration said it is too early to say how the governor will respond to the updated guidelines."
As of this month, USCIS has received 407,899 requests for deferred action, including 14,069 by Arizonans. Of these, 394,533 have been accepted and 154,404 approved.These statistics and more are available from USCIS at http://1.usa.gov/140VByK.


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The Chancellor's Council recognizes individuals, foundations and organizations whose cumulative giving–to UT System or to one or more of the 15 UT institutions–totals $10,000 or more in outright gifts or $15,000 in a planned gift.
The 13,000 members of the Chancellor's Council represent 165 counties across Texas, all 50 states and 21 countries. Each of these members shares an important role, serving as advocates for higher education and health care.
For more than 40 years the Chancellor's Council has served to recognize and pay tribute to alumni and friends for their generosity to one or more of the UT System institutions and to encourage continued involvement. There are many ways to get involved and support the UT System.
Chancellor Council members receive frequent communications about UT System news and events through publications, periodic mailings,
e-newsletters and other personal communications. If you are interested in receiving communications from the Chancellor, you may subscribe by sending an email to firstname.lastname@example.com.
Programs and Activities
Chancellor's Council members are invited to attend the Annual Meeting & Symposium held each spring, usually the first Friday in May, which includes Chancellor Cigarroa's "State of the System" address and features presentations that focus on innovative programs and dynamic works at UT System institutions. This year's Annual Meeting & Symposium was held in Austin on Friday, May 3, 2013. Go to the Annual Meeting homepage for a recap of the day's events.
Members also receive special invitations to events with the Chancellor and key administrators, including opportunities to attend enriching activities both on and off campuses.
How to Join
If you would like to become involved with the Chancellor's Council, please contact Melissa Jackson or Ashlynn Dickey at (512) 499-4777 or via email at email@example.com.


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Ways to Stay Connected to New Canaan Patch
- "Like" us on Facebook
- Follow us on Twitter
- Sign up for the New Canaan Patch newsletter
- Visit this central hub article for nor'easter-related news
6:40 a.m., Nov. 8 [UPDATE]
New Canaan public schools will see a 2-hour delay Thursday morning, in the wake of the nor-easter that dumped at least one foot of snow on some parts of southwestern Connecticut.
St. Luke's School will open at 9:30 a.m. Thursday, officials say.
According to Metro-North Railroad, the New Canaan line continues to operate bus service, with buses leaving stations 15 minutes before the scheduled train time.
Updated, Nov. 7, 3:33 p.m.
The National Weather Services warns that Connecticut could be hit with winds clocking in at 25 mph and gusts up 50 mph from today's nor'easter.
The wind advisory is in effect until 4 a.m. on Thursday, and the strength of the wind is capable of downing trees and power lines. There are scattered outages throughout the state, as some people are still without power from Tropical Storm Sandy last week.
Total snowfall could reach up to four inches away from the coast.
Some coastal municipalities, such as Greenwich and Milford, have urged residents living nearing the Long Island Sound to evacuate, as the high tide could lead to flooding.
Updated, Nov. 7, 2:19 p.m.
Just two hours into the storm and power outages are reported on the CL&P outage map. In New Canaan, six homes reported outages.
Updated, Nov. 7, 12:27 p.m.
Due to impending bad weather, there will be no afterschool activities on Wednesday a New Canaan Public Schools or St. Luke's School. St. Luke's students will be dismissed at the end of the class day at 2:50. There will be no late bus. Buses will leave at 3:00 o'clock.
For New Canaan Public school students, school will close at their regularly scheduled times and there will be no late buses.
Original Story
Connecticut is rebuilding after Hurricane Sandy toppled trees, flooded homes and knocked out electricity for more than half a million customers last week.
Now, just as outages hit less than one percent about a week later, the state's two largest utility companies say they are readying for more bad weather as a nor'easter could hit the state on Wednesday afternoon, Nov. 7. While the strength is expected to be much weaker than Sandy, United Illuminating and Connecticut Light & Power are preparing for potentially severe weather—even though the utility companies are still dealing with the last bout of outages.
"We still remain on the job restoring customers still affected by Sandy," said Mitch Gross, spokesperson for CL&P.
He said that there's a possibility of 45-50 mph gusts of wind, rain and snow on Wednesday.
The storm is expected to bypass devastated New Jersey en route to Connecticut. Coastal areas are expected to see some of the strongest winds, and there's a possibility of a storm surge of several feet.
"We're well prepared for the possibility of severe weather," he said.
United Illuminating, which serves the Bridgeport and New Haven areas, asked its crews that came in from out of state to remain just to deal with possible nor'easter damage. The crews hail from Alabama, Florida, Ohio and other states.
"We're certainly hopeful that we don't get any additional damage," said Michael West Jr., spokesperson for UI.
"Unlike Hurricane Sandy, there's nothing really unusual about this storm," said meteorologist Geoff Fox of WTIC, according to Fox News. "This is a type of storm New England and the Northeast get often."
He added, "It just seems unfair it's coming now!"


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In order to submit dpx files to the DI studios, some sections that I was rendering exceeded 1TB, so I ended up buying the 1.5TB Seagate Barracuda and tried to copy the files with 1.12TB total.
I went to sleep after I initiated the copying process, I came back to my studio 6 hours later, but still copying the last 100GB or so. SATA drives generally gets really slow upon end part of the drive, but this is significantly slow.
It's probably going around 8MB/sec with eSATA connection.
So, be warned that even you can get more storage space with very good price with 1.5TB drive, last part of this drive is not practical to use.


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We arrived at the Masons Arms on a short break. First impressions of the pub were nice. Lovely log, gas effect fire was very welcoming after our trip from London. We were meeting our friends and staying in the pub together. We went to put the cases in the room, it was small and needed a lot of updating, but... More
- Also Known As:
- The Masons Arms Hotel York
- The Masons Arms Hotel
- Masons Arms York


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IMAC is an abbreviation for:
International Modal Analysis Conference
Find a translation for IMAC in other languages:
Select another language:
What does IMAC mean?
- iMac(ProperNoun)
- One of a line of all-in-one Macintosh computers made by Apple.
Use the citation below to add this abbreviation to your bibliography:
"IMAC." Abbreviations.com. STANDS4 LLC, 2013. Web. 13 Dec. 2013. <http://www.abbreviations.com/term/372827>.
IMAC also stands for:
- Ingenious Med
- Install Move Add Change
- Install, Move, Add, or Change
- Instituto de Mediación, Arbitraje y Conciliación
- Integrated Motoring And Analysis Center
... and 9 more »
Nearby & related abbreviations:
Alternative search:
- Search International Modal Analysis Conference on Amazon.com
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Mental Health
Complete Inpatient and Outpatient Services
Mental health is as critical to overall well-being as physical health, but the signs of mental illness can be much less obvious than physical illness.
When you or someone you care about is struggling with mental health or behavioral issues, Affinity Behavioral Health Services can help. We know caring for your mind is just as important as caring for your body. Affinity offers inpatient and outpatient programs and treatments to help patients of all ages with behavioral health needs in Northeast Wisconsin feel better.
Full Range of Services
We offer a full range of behavioral health services in Appleton and Oshkosh for children and adults, including crisis intervention, inpatient and outpatient mental health treatment and alcohol and drug abuse treatment programs. After an initial evaluation, we'll recommend the most appropriate course of treatment to help improve your mental health.
We treat all types of mental and behavioral conditions, including:
• depression
• mood and anxiety disorders (phobias, panic disorders)
• schizophrenia
• substance abuse and chemical dependency
• grief issues
• attention deficit disorders
• mood disorders
• thought disorders
• eating disorders
• relationship issues
• abuse (sexual, psychological or physical)
• post-traumatic stress disorder
Expert Staff
Our staff includes psychiatrists, psychologists, psychotherapists, nurses, nutritionists, occupational therapists and other behavioral health specialists.
Board-certified Child Psychiatrists
Affinity offers the only board-certified child psychiatrists in the Fox Cities and Oshkosh. Affinity helps children suffering from all types of behavioral, mental and emotional problems, including:
• depression
• suicidal tendencies
• aggression
• hyperactivity and/or anxiety
• psychosis
• autism


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Take the college student survey to share your opinions about your school and be entered into a $1,000 scholarship!
Reload the page and try again.
D A+F Academic Experience: Only the dental hygiene program
F A+F Online Courses: Poor customer service. All staff treat students like children.
F A+F Campus Resources: Never enough computers in library, building that contains anatomy lab was shut down, so students did not have the resources needed to pass.
F A+F Campus Resources: Everything about this school is a complete mess. Time is ticking before accreditation will be pulled.
F A+F Tuition & Financial Aid: No financial aid. And the school does not participate in student loans! No private lenders will lend to students that attend bccc.
F A+F Overall Experience: Do not attend the dental hygiene program. Or this school, attend at your own risk. No need to say much more. Besides you get what you pay for. Spend the extra money and attend a school that has a program that is well organized and not backwards.
F A+F Campus Resources: System always crashes for student inquiry and billing.
D+ A+F Academic Experience: No real communication between student and professor.
D+ A+F Academic Experience: Professors aren't clear on what they want the students to do.
D+ A+F Student Body: Sure, this school gives me the necessary credits to transfer. But the school does not give me a real challenge. It's just like my old high school. I couldn't do my intended biology major because they don't have it...but they have biotechnology? The staffing are horrible and takes a long time to get anything done.
A+ A+F Campus Resources: I just like the school
A+ A+F Campus Resources: I rate them a a because I feel like family
C+ A+F Academic Flexibility: Im really new to this college and reaally didnt understand.
A- A+F Campus Resources: Its was just a few minor errors on my paper.
B A+F Campus Resources: The computer network has problems at times, in one of my classes students have to switch between computers because there is always an issue.
A A+F Student Body: Mostly my school consist of people who are serious about their education, everyone gets along and is able to help. Everyone seems to want to pursue a great career.
C A+F Campus Resources: There's not a lot to access in my school library and book store, in the first month already they ran out of a certain book. But other than that the employees at the campus resources try their best.
B A+F Campus Resources: Things are very organized and it is easy to find help on campus, its comfortable and quick to get used to. Students don't live on campus here but people hang out between classes and everyone's very inviting.
B- A+F Campus Resources: stingy on computer labs and need a better printing system.
B A+F Academic Experience: Could be more organized. professors have been good or really bad. curriculum has always been fair. workload is average, and dental hygiene and nursing are programs most attended for at bccc
B- A+F Student Body: Some are here to learn and others not so much. Overall don't mind being around these students everyday
B- A+F Campus Resources: Unorganized at times, inconvenience having to go from office to office instead of online registration, employees can be rude and unwilling to help you at times
A+ A+F Academic Experience: I'm going to school majoring in nursing. All my classes is what I'm suppose to be taking. The educational plan for majors at my school keeps students orgainze, so that every student knows what classes they have to take for the career of their choice.
A A+F Campus Resources: Yes at school the Internet ain't nothing and the computers slow In speed.
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Colombia >
Magdalena Department >
Santa Marta District >
Santa Marta
Free High-Speed Internet
Room Service
Ranked #39 of 48 hotels in Santa Marta
Price range (per night):
₹3,050 - ₹5,428
- Official Description (provided by the hotel):
- Hotel PLAYA MAR is strategically located in the historic center of Santa Marta and near to Museums, Banks, Historical Places, Restaurants and Bar and that is ideal for you staying. Hotel PLAYA MAR,offers:Accommodation in comfortable rooms with air conditioner, Wi Fi Internet free,Wide Area Social,Parking (not free), Rocoto Restaurant and Room Service, on schedule. ... more less
- Reservation Options:
- TripAdvisor is proud to partner with Booking.com and Priceline so you can book your Hotel Playa Mar reservations with confidence. We help millions of travellers each month to find the perfect hotel for both holiday and business trips, always with the best discounts and special offers.