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State Bank of India cut interest rates on home loan by 50 basis points on Thursday. The new rate is between 10.25% to 10.40% per annum. If you are a home loan borrower and paying a high Equated Monthly Installment (EMI) to your existing lender, this SBI offering might seem like a tempting deal. But before you ditch your lender, and switch to SBI, or any other lender for that matter, here are a few things to keep in mind.
Wait: Sure, your EMIs have been high for sometime now, and your budget may not be able to afford the higher EMI. But, don't be in a hurry to switch that loan. Says, Vipul Patel, director, Home Loan Advisors (HLA), an independent mortgage advisory firm, "Just one bank (SBI) has cut their lending rates on home loan. But, it's the largest bank in the country. Also, the competition is so steep, that other banks will have to follow them." So, if you can wait a little while, it's possible that your own lender might cut rates as well, that too for existing borrowers.
Negotiate: If you are someone who does not want to be at the mercy of your lender to announce rate cuts on their retail loans, you can simply approach them to re-negotiate your current deal. Patel says, "Take a printout of the SBI offer from their website and approach your own bank for a matching or better deal." If you've been a good borrower, and have been regular in servicing your EMIs, your bank might just match the SBI offer. Says, Kiran Telang, Chief Financial Officer, ABT Capital Advisors, a Mumbai-based financial planning firm, says, "Banks don't want to lose good borrowers who repay loans on time. So, if you know you have a good credit history, make the most of it"
Know the rate: Interest rate is an important parameter while deciding to switch. Lower the interest rate, lower the total cost of your loan. Hence more size-able will be your savings. Says, Telang, "To make a substantial amount of saving you will need to ensure that the new lender offers you at least 1 % to 1.5% lower rate. That way, you would be able to save larger sum on your loan." For instance, if your loan outstanding amount is Rs 50 lakh and you have 15 years left to service the loan, and you currently pay 11.75% p.a. and the new lender offers 10.25% p.a. as rate of interest, the total interest cost of remaining loan would be cheaper by Rs 708,660. That's a lot of money.
Cost of switching: Don't just go by the interest rate as a deciding factor. It's not the only deciding parameter. Says, Suresh Sadagopan, Certified Financial Planner, Ladder7 Financial Advisories, "Along with the interest rate of the new lender, you should also keep in mind the processing fee that is charged by the new lender." The processing fee varies from lender to lender. It could be anywhere between 1% to 1.5% p.a. of the loan outstanding amount to a few thousand rupees. Telang says, "Few lenders charge a fixed processing fee of Rs5000 to 10,000 and switching may work in such a case." For instance, when we ran numbers for a loan outstanding of Rs 50lakh, with rate of 11.75% for 15 years, switching the loan at an 11% without processing fee made slightly better sense than switching to a lower rate of 10.80, with a processing fee as 2% of total outstanding loan amount. Keep in mind, Reserve Bank of India and National Housing Board has done away with prepayment charges on floating rate loan. So, as far as prepayment charges go, you need not worry. Also keep an eye on any hidden charges like legal fees and like with the new lender.
Cost of Refinancing: While switching to a new lender comes at a cost, at times, even refinancing at lower rate with your existing lender might come at the cost. Says, Atanu Sen, Deputy Managing Director and Chief Credit and Risk Officer, "Our new interest rate is available only for new borrowers, and if you are an existing SBI borrower, you will have to shell out a conversion fee of 1% of the outstanding amount, to get the lower interest rate." We suggest you do the numbers to see if the fee is worth it. Also check with other lenders, and compare if refinancing with SBI at 1% conversion fee is better deal than switching to a totally new lender.
Time it right: Your EMI is made of two components. First is the principal component and second is the interest part. Sadagopan says, "As a thumb rule, if you switch at the beginning of the loan tenor, you pay a higher amount towards the interest component, while towards the end of the loan, you pay higher amount toward the principal part. You get a better deal when you switch the initial years of the loan." For instance, on an Rs 70 lakh loan at 11% rate of interest over a tenor of 15 years, your EMI would be Rs 68,196. Here the interest component of the EMI in the first three years would be in the range of Rs 55,000 to Rs 37,601, but in the last three years, the interest part of the same EMI would be in the range of Rs 10,300 to as low as Rs 619. In fact, if you are stuck at a very high rate, you could still look at a switch even in the last few years of the loan. Sadagopan, adds, "Some borrowers are stuck at 15% p.a. and even if they are in the last few years of their loan, it still makes sense to switch to a lower rate. They would be also to save a substantial amount, if they get a lower rate."
Get over inertia: The truth is that even a 1% lower rate can save you good amount of money. And if the processing fee is nominal, it would make the deal even better. But, you will have to put in that extra effort to negotiate with your own bank or switch to a new bank. To do the math, you can make use of online home loan calculators available on various loan portals. How soon the over all interest rates will start falling is hard to tell. But, that should not stop you from looking for a better deal on your existing loan.


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Carlisle HL8185GB FlexiGlow 24" Single Arm Aluminum Heat Lamp with Gold Finish, Maple Cutting Board, and Drip Pan - 120V
- Includes (1) 250 watt red bulb, cutting board and drip pan
- Mounts onto counter and table tops with optional clamp
- UL and NSF Listed
Companion Items
Easily warm baked goods, fried foods, carving station meats, and more with the Carlisle HL8185GB FlexiGlow 24" single arm aluminum heat lamp. This sleek lamp gives you a range of heating options thanks to its flexible body that may be lowered toward or raised away from foods with ease. A maple cutting board and drip pan are included so you can begin carving and warming right away! So that you may choose your own lamp placement, the cutting board does not have a pre-drilled hole.
This warmer's attractive gold finish and spun, drilled aluminum shade are designed to complement any decor, while an on/off switch is located away from the heat zone for safety. Each warmer includes a 250 watt red bulb, and for added convenience, this lamp may be mounted to a table or countertop with an optional clamp.
The Carlisle HL8185GB is UL and NSF Listed and requires a 120V electrical connection for operation. See Companion Items for compatible accessories. Please consult the Specification Sheet for additional details.
Overall Dimensions:
Width: 26"
Height: 24"
Because this item is not stocked in our warehouse, processing and transit times will vary. If you need your items by a certain date,
please note this in the comment section while checking out! Please feel free to log on to our Live Chat should you have any questions
before placing your order. After your order is placed, we will update you via email to let you know how this will be shipping to you.
SpecsheetA PDF viewer is required to view this product's information. Download Adobe Acrobat software
Warranty Info
The 1-Year Limited warranty is null & void in the event of misuse or abuse.
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Overall User Rating: Carlisle HL8185GB FlexiGlow 24" Single Arm Aluminum Heat Lamp with Gold Finish, Maple Cutting Board, and Drip Pan - 120V ( 5.0 stars from 1 review )
This is the ultimate set up for a live chef's station on a buffet!! Perfect for carving roast beef!! Nice drip pan will keep your linen clean throughout the night!!!!
Eric K. Posted on 03/11/2013
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News & Events
Tauranga student reaches degree goal at 65 (17 October 2013)
When her daughter set out for university in 2006, Tauranga resident Deirdre Hauschild vowed she would follow suit and complete a degree by the time she was 65.
Food safety, sustainability and supply on menu for Cafe Scientifique (15 October 2013)
Innovative technologies have spurred major improvements in food production in New Zealand yet, at the same time, recent events have highlighted serious safety issues.
Tauranga doctoral student wins Fulbright Scholarship (4 October 2013)
Research into how youth volunteers organise themselves during crisis events has won a Tauranga doctoral student a Fulbright New Zealand Travel Award to speak at a US conference next year.
University hosts Tauranga info evenings on postgrad management programmes (4 October 2013)
The University of Waikato is holding two information evenings this month for people wanting to find out more about the postgraduate management programmes offered in Tauranga.
Social Work student receives adult learner recognition (16 September 2013)
Second year Bachelor of Social Work student Melanie Tregurtha from Tauranga received an Outstanding Adult Learner Award last week as part of the Tauranga Moana region's 13th annual Adult Learners' Week Awards.
Cafe Scientifique discusses planet without apes (22 August 2013)
What are the consequences of wiping our closest living relatives off the face of the Earth? Primatologist Craig Stanford warns that extinction of the great apes threatens to become a reality within just a few human generations. He will discuss the ramifications at Tauranga's next Cafe Scientifique on 2 September at Baycourt.
Event offers snapshot of psychologist's world (8 August 2013)
Qualifying to become a registered psychologist might take a few years longer than an undergraduate degree, but once achieved, employment opportunities are positive. The 2013 Occupation Outlook by the Ministry of Business, Innovation and Employment shows psychologists are currently in demand with more jobs available than people to fill them.
To believe or not believe (scientists) - that is the question (26 July 2013)
Rapid advancements in science continue to impact upon all of us every day, yet how are decisions about scientific developments made, and do we agree with the thinking behind them?
Students find out about tertiary options at Tauranga Open Day (21 June 2013)
Despite the cold weather secondary school students from throughout the Waikato and Bay of Plenty converged on the Bay of Plenty Polytechnic's Windermere campus last week to find out about the programmes offered at the University of Waikato and the Polytechnic.
Cafe Scientifique unravels the nutrient cycle (17 June 2013)
How do we continue to replenish nutrients in our soil and what is really at the heart of food production in New Zealand? Next week's Cafe Scientifique in Tauranga will unravel the workings of nature's complex nutrient cycle and discuss the grave issues facing the world's food production unless this cycle is reinvigorated.
University's Marine Field Station welcomes student visitors (26 April 2013)
The University of Waikato's Coastal Marine Field Station at Sulphur Point continues to demonstrate its benefit to the local community, this time by involving secondary student volunteers in its operations.
Social Work graduate applauds support of families (22 April 2013)
A University of Waikato social work graduate says he owes his success to the ongoing support of his family. Mark Bramley, who graduated at the University's Tauranga ceremony on Friday, was chosen to speak on behalf of students during the ceremony. While graduation was a day to celebrate student success, Mark chose to acknowledge and applaud the considerable family support he and fellow students received during their years of study.
Tauranga students celebrate graduation (22 April 2013)
Tauranga's CBD was awash with red balloons on 22 April as a pipe band led 173 University of Waikato graduands in their parade up Devonport Rd to begin their graduation ceremony at the Holy Trinity Events Centre.
Coastal marine research ramps up in Bay of Plenty (19 March 2013)
From Rena to algal biofuels to marine biodiscovery - next week's Cafe Scientifique in Tauranga will discuss the University of Waikato's current research in and around the Bay of Plenty and the planning underway for collaboration on international projects in the near future.
Cycling lecture and open day draws crowds during Seaweek (18 March 2013)
The University of Waikato's Coastal Marine Field Station at Sulphur Point welcomed visitors to its Open Day last weekend (9 March), with many donning helmets to join the Station's first ever cycling lecture around Waikareo Estuary. The event was part of Seaweek celebrations around the country and a chance for the public to come and visit the Marine Station, which was extended late last year.
Tauranga lecture to discuss US Environmental Law (5 March 2013)
A free public lecture examining US environmental law will be hosted by the University of Waikato later this month in Tauranga.
INTERCOAST PhD research to continue in the Bay (19 February 2013)
A second round of doctoral research projects will soon be underway in the Bay of Plenty as part of the international INTERCOAST programme involving the Universities of Waikato and Bremen in Germany.
Lecture explores impact of environmental change on seaweeds (7 February 2013)
How seaweeds along New Zealand's coastline are coping with habitat changes will be explored in a free public lecture this month by a visiting scientist from the University of Bremen in Germany.
Experts to speak at second science symposium in Tauranga (10 December 2012)
Agribusiness, coastal research and economic development in the Bay of Plenty will be some of the topics up for debate at a day-long public symposium in Tauranga in January.
Cafe Scientifique to discuss challenges facing New Zealand lakes (19 November 2012)
Global trends indicating increased algae blooms in lakes and rising lake surface temperatures will be explored at next week's Cafe Scientifique in Tauranga.
Are we prepared for another Rena (9 November 2012)
How New Zealand would handle another oil disaster like the Rena is the topic of discussion at the University of Waikato later this month. Chair of Coastal Science Professor Chris Battershill will be holding a public lecture called The Rena, and Offshore Oil Exploration: Impacts and Preparedness.
Tauranga postgraduate event wraps up month of University celebrations (6 November 2012)
The University of Waikato wrapped up its postgraduate month celebrations last week with two events in Tauranga that coincided with the opening of the Coastal Marine Field Station's extended premises in Sulphur Point.
Coastal Marine Field Station expands Sulphur Point premises (31 October 2012)
The University of Waikato celebrated the opening of extended premises at the Coastal Marine Field Station in Sulphur Point last night - the result of an increased demand for research requirements.
Turning waste into useful products explored at Cafe Scientifique (19 October 2012)
With renewability and sustainable practices under the global spotlight, scientists are focusing their research on discovering new waste materials that can be turned into useful products.
Tauranga lecturer wins Next Magazine Woman of the Year in Education (16 October 2012)
University of Waikato Tauranga lecturer Chris Brough has won the education category final of the 2012 Next Woman of the Year Awards, held last Thursday in Auckland.
More than 30,000 samples used to assess the effect of Rena (12 October 2012)
Data collected from more than 30,000 samples has so far shown that levels of PAHs (Polycyclic Aromatic Hydrocarbons) from Rena oil appear to have dissipated in most areas in the Bay of Plenty. However scientists say there is still a significant amount of work to be done before any final conclusions on long-term environmental impacts can be made; this includes more sample information to be collected from Astrolabe Reef (Otaiti).
Early Childhood student aspires to future research (11 September 2012)
When teacher education student Shinaye Apaapa started her one-year National Certificate in Early Childhood Education and Care with Bay of Plenty Polytechnic in 2009, she had no idea she would eventually be contemplating postgraduate research.
Tutor role spurs life-changing decision to teach (11 September 2012)
Denise Edmonds had never considered teaching her calling until she spent a year tutoring secondary students in England and suddenly made a 'life-changing' decision.
Family duo study towards teaching goals (11 September 2012)
Watching his dad pour hours into his first year at university didn't put Sam Cleaver off tertiary study - in fact it strengthened his resolve to complete a degree, and father and son are now studying alongside each other at the University of Waikato's Tauranga campus.
Educational Research flourishes in the Bay (11 September 2012)
Income generated from research conducted by the University of Waikato exceeded $30 million last year and at a meeting for stakeholders in July, the Vice-Chancellor reported the increase is being seen particularly in the Bay of Plenty.
Postgraduate study options in healthy demand (11 September 2012)
While Government may have shelved current plans to make teacher education a postgraduate qualification, the University's Associate Dean of Teacher Education says Waikato always has teacher education programmes available to cater for people looking for study options at a higher level.
Teaching student grateful for scholarship support (10 September 2012)
Being part of the University of Waikato Sir Edmund Hillary Scholarship programme means Tauranga-based teaching student Andrew Newton can combine full-time study with competitive sport at international level.
Teacher shortage likely as school roll predictions skyrocket (10 September 2012)
Preparing future teachers is becoming more important than ever before according to a Waikato University academic who says predictions on school roll totals up to the year 2030 show New Zealand will be facing a teacher shortage in the next few years.
Adult learners recognised at Waikato (7 September 2012)
Four students have had their achievements and efforts recognised with University of Waikato Vice-Chancellor's Adult Learners' Awards.
Examining the future of alternative fuels (5 September 2012)
With oil fast becoming a scarce resource what is the likely outlook for Compressed Natural Gas (CNG) globally? Why did it fall out of favour and can it do better next time? Tauranga's next Cafe Scientifique will examine the indicators pointing to a potential revival of New Zealand's CNG industry
Schools get first look at Tauranga Careers Expo (27 July 2012)
School groups were beating a steady path to Tauranga's TECT Arena today as the 2012 Rotary Careers Expo got underway.
Waikato University hosts annual stakeholder breakfast in Tauranga (26 July 2012)
The University of Waikato held its annual Stakeholder Breakfast in Tauranga this morning to link with business and community leaders around the region. Speaking to around 90 guests at Classic Flyers, Vice-Chancellor Professor Roy Crawford outlined the university's financial situation, highlights from 2011 and enrolments and goals for 2012.
Cafe Scientifique to discuss environmental impacts of petroleum exploration (23 July 2012)
Next month's Cafe Scientifique in Tauranga will look at the concerns raised about potential environmental impacts of oil and gas exploration in New Zealand waters. Proposed legislation seeks to manage these impacts but what are the issues at stake and are these being adequately addressed?
Tertiary partners take part in Future Focus showcase (23 July 2012)
Whether it's studying microbes in Antarctica or the impacts of spilt oil along the Bay of Plenty coastline, a science degree can take you anywhere. The University of Waikato and Bay of Plenty Polytechnic will talk about the potential career opportunities in the field of science at the 2012 inaugural Future Focus showcase as part of the Tauranga Careers Expo on 27-28th July at the TECT Arena.
Teaching excellence recognition for Tauranga lecturer (18 July 2012)
A lecturer at the University of Waikato's Tauranga campus has won a highly coveted tertiary teaching excellence award at a ceremony in Wellington last night. Faculty of Education senior tutor Chris Brough was one of 12 academics from around the country to be recognised at the Tertiary Teaching Excellence Awards ceremony held at parliament. The esteemed awards of $20,000 each recognise sustained excellence in tertiary teaching under two different categories - general and kaupapa Maori.
Tauranga-based Waikato student wins Blues award (12 July 2012)
Outstanding success at international level and dedication to his sport has earned a Tauranga-based University of Waikato student a prestigious New Zealand Universities Blues Award.
Cafe Scientifique to discuss robotics technology in Tauranga (19 June 2012)
How is robotics technology changing the way we do business and how is it helping to future proof a labour-intensive industry? These are questions up for discussion at next week's Cafe Scientifique - a six-weekly science forum in Tauranga supported by the University of Waikato.
Students find lots of University options in Tauranga (8 June 2012)
Secondary school students from throughout the Bay of Plenty converged on the Bay of Plenty Polytechnic's Windermere campus yesterday to find out about the programmes offered at the University of Waikato and the Polytechnic.
New world rankings put Waikato University top in New Zealand (6 June 2012)
The latest set of world rankings has placed the University of Waikato top in New Zealand and seventh in the southern hemisphere of universities under 50 years old.
University leads million dollar Rena research (1 June 2012)
The University of Waikato is part of a high-level team that's been set up to look at the long-term impacts of the Rena grounding. The group - called Te Mauri Moana - is a collaborative tertiary group that will provide a detailed assessment of the impact the Rena incident has had on the Bay of Plenty's coastal environment.
Rena discussed at Kingitanga Day (17 May 2012)
Iwi from Tauranga Moana and Te Arawa shared their views on the Rena disaster during Kingitanga Day celebrations at the University of Waikato in Hamilton yesterday.
Social Work students take studies to court (17 May 2012)
University of Waikato Social Work students got a taste of life outside the classroom last week when they took part in a simulated court exercise in Tauranga's Family Court.
Tauranga filmmaker and conservationist to speak at Cafe Scientifique (7 May 2012)
Natural history, marine conservation and filmmaking will be the focus of the next Cafe Scientifique to be held in Tauranga.
Doctoral student looks for answers on sea lettuce blooms in Tauranga Harbour (23 April 2012)
It can be the scourge of harbour users in Tauranga, but sea lettuce is about to go under the microscope. PhD student Alex Port, from Germany, is spending three years in New Zealand researching why sea lettuce is so abundant in the harbour at certain times of year.
Tauranga students celebrate graduation (23 April 2012)
Tauranga's CBD was awash with black and red on Friday 20 April when 115 University of Waikato graduands paraded up Devonport Road to begin their graduation ceremony at the Holy Trinity Events Centre.
Te Puke twins to graduate with University of Waikato law degrees (17 April 2012)
Not everyone gets the opportunity to graduate alongside their brother, but Alister and James Moran of Te Puke are about to do it for the second time with the same degree.
Computer Science graduates celebrate a first for the University (16 April 2012)
Brian Bullas and Joe Honeyfield will have extra reason to celebrate on Friday. Not only will they be rewarded for three years of intense study, they'll also be among the first five people to graduate with the University of Waikato's new Tauranga-based computer science degree.
Waikato Social Work graduates find their feet on the job (13 April 2012)
Three of the seven people graduating next week with their Bachelor of Social Work from the University of Waikato are already employed locally at Child, Youth and Family. One is working in Paeroa and the other two in Tauranga.
The good oil on the Rena volunteer experience (26 March 2012)
Following the grounding of CV Rena last October, the Bay of Plenty witnessed an overwhelming response from residents to help clean up over 1000 tonnes of oily waste from our beaches. The results were excellent thanks to a fantastic community effort, yet how was the volunteer force mobilised?
University of Waikato Tauranga enrolments as at 26 March 2012 (26 March 2012)
The number of Equivalent Full-Time Students (EFTS) studying in Tauranga at Waikato University is 17% up on the same time last year.
Inquire, Inspire conference discusses research in the Bay (12 March 2012)
The Tauranga tertiary partnership joined forces for a day of research lectures earlier this month which included a keynote address by Professor Roger Boshier from the University of British Columbia.
Waikato student scours Tauranga harbour for research (7 March 2012)
A University of Waikato student is creating an inventory and repository of marine organisms in Tauranga Harbour to see if there are potential cancer-or PSA-beating compounds in Bay of Plenty waters.
Research gives insight into Rena volunteer experience (2 March 2012)
Understanding the experiences of volunteers who helped clean up oil following the grounding of Cargo Ship Rena in October 2011 is the subject of a current research project being conducted in collaboration with University of Waikato, Bay of Plenty Polytechnic and Bay of Plenty Regional Council.
University celebrates Sea Week with Marine Station open day (24 February 2012)
Marine curiosities, student research presentations and a biking lecture will be part of the line-up next Saturday 3 March when the University of Waikato holds an open day at its new Coastal Marine Field Station, at Cross Road, Sulphur Point, from 9.30am-4.00pm.
Students and staff get stuck into Tauranga harbour study (15 December 2011)
The University of Waikato's new coastal research field station, which opened in early December, has become a busy hub for workers involved in an intensive survey of Tauranga Harbour, supported by the Bay of Plenty Regional Council.
University brings together scientists for coastal forum (13 December 2011)
The University of Waikato is bringing together renowned coastal and marine scientists and Bay of Plenty iwi for a day-long public symposium in Tauranga in January.
University of Waikato opens new coastal research field station (9 December 2011)
An afternoon launch marked the official opening of the University of Waikato's new coastal research field station at Sulphur Point on 7 December.
New book aims to enhance maths learning (29 November 2011)
How the digital world has changed the way primary school children learn and understand maths is the subject of a new book launched recently at the University of Waikato, Tauranga.
Waikato opens coastal research field centre in Tauranga (24 November 2011)
The University of Waikato will hold two ceremonies to officially open its coastal research field centre in Tauranga early next month.
Ongoing research into Rena impacts critical to recovery (22 November 2011)
The Bay of Plenty has now been spared another major spill from MV Rena, but University of Waikato scientists will continue to research and monitor the effects of the spilt oil to understand how badly it has contaminated the environment and food chain.
Kaimoana recovery examined posted Rena spill (21 November 2011)
A Waikato University doctoral student is researching the recovery time for kaimoana in the Bay of Plenty following the Rena oil spill.
Rena environmental impacts to be discussed at Tauranga Cafe Scientifique (7 November 2011)
When container ship Rena ran aground on the Astrolabe reef last month, New Zealand was plunged into dealing with one of its biggest environmental incidents, the full extent of which is only now being quantified.
Tauranga students celebrate Adult Learner awards (4 November 2011 )
Three University of Waikato students who study in Tauranga received awards last night as part of the Tauranga Moana region's 11th annual Adult Learners' Week Awards.


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THE RAVENCLIFF BRIDE - Dawn Thompson
CODE: trcb96
This secondhand historical novel is in good condition, with minimal scuffing to cover and edges.
The Ravencliff Bride
Dawn Thompson
Victorian romance
Lovespell Candleglow Books USA 2005
As the coach flies up the Cornish coast, Sara sees the end of her journey: Ravencliff Manor. But what sort of man would rescue her from debtors prison by marriage, sight unseen, by proxy? Obviously, a wretch--the same sort of man who lets a strange, wolf-like creature roam his grounds as if it were master. Of course, Sara would have accepted the proposal of the Devil himself to get out of Fleet, so she is resigned to her fate. Then she meets her husband, hair black as sin and a handsome face, and all her assurance vanishes. What strange curse has befallen Nicholas Walraven, and what secrets does he hide? For good or ill, she is now... THE RAVENCLIFF BRIDE
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Admittedly this is no joking matter, but chocolate may be what it takes to get some action on addressing global warming. And if coffee is similarly threatened, it's a sure thing.
Friday, September 30, 2011
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Hep. C outbreak at Exeter Hospital raises questions
Nashua Telegraph, June 18, 2012
While the official cause of the hepatitis C outbreak at Exeter Hospital has not been pinned down, officials say the most likely hypothesis is that a worker associated with the hospital's cardiac catheterization lab used equipment as part of a drug habit and then reused them with patients to hide their misuse. A report issued last month by the Centers for Disease Control detailed the complicated steps needed to confirm that a hepatitis C outbreak was related to a technician's actions. One possible response to such problems is random drug testing of certain healthcare workers, an idea that has long been controversial and is not part of standard medical procedures.
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- Doncaster Rovers News
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Rovers hoping for Payne deal
Published : 27 Jul 2010 15:31:09Rss feed
Doncaster manager Sean O'Driscoll is hoping to sign former West Ham midfielder Josh Payne on a short-term contract.The 19-year-old, released by the Hammers in July, has impressed the Rovers management team with his displays in several pre-season friendlies and O'Driscoll wants to fill the void left by the injured John Oster.O'Driscoll told the club's official website: "If we could do something short-term with Josh, then I think that we would."He's got options elsewhere and at the moment we're just waiting to see if we can agree something."With Johnny Oster out, getting a midfielder in is something of a priority. It makes Josh's situation a little more clear-cut."He has the opportunity to come in and play, rather than just being a squad member. That's in progress at the moment."
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Few people, apparently, support the jailing of Julian Assange - Australia's very own electronic Lord Byron, the "romantic" hero of the Internet generation - for his organisation's use and misuse (and, presumably, sale) of stolen US diplomatic documents.
Fortunately, those rights he may have as an Australian citizen in a foreign country have been actively supported by the Australian Embassies in Britain and Sweden, as they should be.
Perhaps even more fortunately for Mr. Assange, the United States Ambassador to Australia, Jeff Bleich, has decried the exaggerated claims of ideologues in US media and politics.
Bleich explained the Obama Administration distanced itself from any claims that Mr. Assange is to be charged with treason, or even executed, and such demands must be considered ridiculous.
Even for advocates of greater transparency in the government/public discourse, WikiLeaks is hardly a pure positive.
Experienced editors such as Bill Keller, front row editor of the The Grey Lady of Old Media herself, the New York Times demurs. The NYT, now well used to the WikiLeaking revelations which they have extensively published, have come to that view.
Others, even those media initially sympathetic, now view both the intentional and unintentional effects of WikiLeaks as ethically and practically mixed - see the Vanity Fair and New York Times critical appraisals.
For example, a WikiLeaks release concerning Malaysian opposition leader Anwar Ibrahim, based on some "gossip" by an anonymous US diplomat, based on a conversation which in turn "this person" had with "someone" at a Singapore think-tank, very suspiciously supports the Malaysian Government's long-pursued allegations of sodomy against Mr. Ibrahim.
Unsourced, with no evidence, this un-redacted gossip was spewed out by the Assange e-machine.
It is certainly of no help to the democratic movement in Malaysia, nor to the brave Leader of the Opposition himself, in the middle of a trial for his political and personal life. (Homosexuality is illegal in Malaysia and just the charges, let alone a conviction, would prevent Mr. Ibrahim from contesting the next national elections).
Similarly, with apparent pride and callousness, Assange's WikiLeaking exposure of Kenyan President Daniel Arap Moi's corruption at the time of the Kenyan national elections in 2007 led directly to many Kenyan deaths.
As a result of this WikiLeak exposure Assange claims, with apparent pride, that while: "1,300 people were eventually killed, and 350,000 were displaced. That was a result of our leak…..On the other hand, the Kenyan people had a right to that information ….. and 40,000 children a year die of malaria in Kenya."
For those concerned with civil liberties and the support of human rights, it is germane to note that Julian Assange has fallen out strongly with such liberal bastions as the Guardian and the New York Times.
His anarchist dumping of confidential US diplomatic information is not all helpful in supporting human rights or civil liberties.
However, his approach to his own financial advantage cannot be labelled thoughtless or anarchic for he is now seeking to copyright his own name via his gloriously named UK law firm, Finer Stephens Innocent. Assange © promotes himself as a lonely anarchist warrior, a fighter for transparency and human rights. His own ( soon to be copyrighted) heroic self image notwithstanding, he appears as the most notorious Australian swordsman since Errol Flynn, more "Bazza McKenzie" in a college scarf, than Bakunin.
When asked on British television why the women in Sweden had taken up these charges against him, he revealed that: "What they say is that they found out they were mutual lovers of mine, and they had unprotected sex and they got into a tizzy about whether there was possibility of a sexual transmitted disease… they wanted me to have a test."
Strange for our idealised hero - what kind of a person would publicly state something as casually sexist as that? See "Angry Assange insists: I am not a sexual predator, I just really like women", published in the British Daily Mail.
Of course, Julian Assange's © battalion of barristers and solicitors rage on television and all over all media with confected hysteria about the dangers of Julian Assange © being extradited to the United States - if he is extradited to Sweden and possibly required to stand trial there on sex charges.
Strange, of course, for independent Swedish law to be thought so compliant to possible US wishes, given the history of Scandanavian protection of escapees from the US Draft Laws during the Vietnam War.
In a broadly sympathetic interview about Assange's © court case the New York Times London chief John Burns said: "So I think the argument that if he goes to Sweden, it's sort of a brief stop on his way to Guantanamo Bay is in the realm of the fantastic, which is not to say that Mr Assange himself may not believe that" .
Subsequently, the Belmarsh Magistrates' Court has ruled (now under appeal to higher British courts) that Assange © should be extradited to Sweden where he will face investigation into his sexual behaviour.
The simplest explanation is usually the best: That Julian © Assange © is beholden to the same set of laws to which all the citizens, residents and tourists in Europe are subject. On examination, WikiLeaks is - as the Guardian and New York Times have judged - a decidedly mixed bag.
On the one hand, it is probably good that we are aware of some of the issues that have been revealed, such as the real attitude of various Arab leaders to Iran.
But, on the other, the cavalier dumping of unsourced and unverified information about vulnerable individuals, jeopardising their security and privacy is something we have to hold in a very delicate balance.
In his speech "Wikileaks and the Future of Democracy" at the Australian Institute of International Affairs (February 10, 2011) US Ambassador Jeffrey L. Bleich raised the serious question: How does the release of millions of confidential diplomatic transmissions over the Internet under the guise of freedom of expression serve the public interest?
As the US Supreme Court Justice Oliver Wendell Holmes stated almost a century ago: no one has the right to shout "Fire!" in a crowded theatre. A less dramatic illustration: No one has the right to reveal, without your permission, your medical or personal history over the Internet world.
That can certainly be a serious, hurt and possibly devastating invasion of your personal privacy.
None of these general examples, nor the more specific, WikiLeaks' release of a flood of diplomatic conversations and negotiations, serves our personal, institutional, national or international security. And it should be very clearly noted that the WikiLeaked documents are from democratic and open government sources, and not from the world's closed and oppressed societies.
Some have said that no one has been hurt by the release of the Wikileak documents, but even Mr. Assange © does not believe that and has so stated (see above re Kenya) Without doubt the forces of oppression are at this very moment triangulating WikiLeak documents to hunt down those sources they regard as harmful to their power.
Further, WikiLeakings – rather than opening discussion – will shut it down.
Between friendly – and even hostile governments - no diplomat, no politician, no friend, no source will feel free to discuss with matters of high importance or sensitive issues requiring novel or contentious thinking.
Michael Danby was named in US diplomatic cables, and this fact was subsequently Wikileaked on the front pages of the Fairfax Press. However, Danby's "secret" wikilleaked criticism of then Prime Minister Kevin Rudd on the issue of asylum seekers had appeared on the front pages of Fairfax newspapers months earlier when they reported an ABC radio interview with Danby on the subject. Some "secret", some "leak".
Most commented
Erick says:
Assange is a jerk, but he is being unfairly persecuted. Swedish law is extremely anti-male, and I do not believe it is possible for a man to get a fair trial in a sex-related case in that country.
Furthermore, rape trials in Sweden are held in secret - closed to the public and to the media. These Star Chambers of sexism are a denial of basic human rights, and no-one should be subject to such a system of injustice.
James Ricketson says:
Julian Assange's sex life bears no more relationship to whether the leaking of cables by Wikileaks is a good or a bad thing than Bill Clinton's sex life had to whether his presidency was a good one or not.
Why, six months down the track, is any serious commentator writing about pros and cons of Wikileaks making anything other than a passing reference to Assange's personality or sexual predilections? Leave that to the tabloids and gossip mags.
As for the New York Times being a 'liberal bastion', Punchers interested in the influence the White House has on the content of the NYT might like to read:
biff says:
I'm sorry but the nescience in Mr Danby's speech in parliament about white elephants means he should never be allowed to author any articles nor should he be taken seriously.
PJ says:
Thank you - a relief to read what I had been feeling after all these months of too much info about one J. "icky" A(copyright).
steve parker says:
One of the greatest English poets compared to Assange. You make your own mind up:
They never fail who die
In a great cause: the block may soak their gore:
Their heads may sodden in the sun; their limbs
Be strung to city gates and castle walls—
But still their Spirit walks abroad. Though years
Elapse, and others share as dark a doom,
They but augment the deep and sweeping thoughts
Which overpower all others, and conduct
The world at last to Freedom.Lord Byron
Grumpy says:
None of these media outlets mind reprinting information that has been leaked on wikileaks, but are quick to discredit the man behind the site. I think there is a bit of jealousy. He's a brave guy, one that im glad is out there. As a member of parliment michael, how many casualties from the wars that Australia has been a part of are directly as a result of our politicians, like yourself, sending troops to war? Assange is right in saying the people of Kenya deserved to know. Just as Australians, Americans, etc have the right to know of the corruption that is happening under our noses within our governments. And when we do find out, they should think themselves lucky this is Australia and not Kenya.
Chris L says:
So the 1,300 killed in Kenya was not the fault of the corrupt president or the way the Kenyan people reacted to the information or the way the Kenyan government responded to this reaction, it was Assange's fault for publishing the information.
That's the kind of thinking that leads us to being such a litigious society. Such mental acrobatics make it possible to blame an absent property owner if you happen to be stupid enough to jump from their fence into a canal and break your back.
"And it should be very clearly noted that the WikiLeaked documents are from democratic and open government sources, and not from the world's closed and oppressed societies." - Funny that our government and the US claim to be democratic and open, yet react with hysterical fury when these supposedly non-existant secrets are revealed.
Cat says:
If Assange has broken Swedish law in Sweden then he must be held accountable.
The problem here is that Assange is wanted for questioning - after the case was initially dropped - and an international arrest warrant was made out in order to have him questioned, not charged. Arrest warrants are normally made out in order to charge someone and, although rape is a very serious offence, they are usually reserved for things like murder and terrorism .
I understand he offered to answer questions on UK soil but the Swedes are demanding extradition - which suggests another agenda.
Allowing the law to be used in this way sets a very dangerous precedent. I do not like Assange or what he is doing but I think that allowing a precedent to be set in this way could be far more dangerous than anything he has done.
Mel says:
"The simplest explanation is usually the best: That Julian © Assange © is beholden to the same set of laws to which all the citizens, residents and tourists in Europe are subject".
And if you read the recent ruling in regards to his extradition, that appears to be the case here. Apparently, Assange's defence contained significant errors and untruths as well as hearsay about the Swedish prosecutor. The liberal left seems determined to paint Assange as some kind of persecuted revoloutionary with no solid evidence beyond gossip, innuendo and hyperbole. They also forget that Assange's accusers, regardless of our opinions about the validitiy of their claims (and I stress opinions), also have a right to the due process of the law. That is a basic foundation of the democracy that Assange and his supporters themselves so passionately defend. Given that the number of men who are actually convicted of rape worldwide is appallingly low (how's that for extreme bias in rape law?) it doesn't even make logical sense to frame someone on rape charges. I think the left needs to step back, look at the actual facts and let the legal process take it's course.
MD says:
"What they say is that they found out they were mutual lovers of mine, and they had unprotected sex and they got into a tizzy about whether there was possibility of a sexual transmitted disease… they wanted me to have a test."
How is that or the following sentance in any way sexist?
Az says:
Unfortunately it seems the Wikileaks phenomenon has gone out of fashion with journalists of late but your stance on Assange seems to have less to do with objective criticism and everything to do with the outrage that follows personal implication.
That outrage is evident right through this piece as you grasp for several moral straws that I just don't buy into.
Your "Fire in the Theatre" analogy is way off the mark. Elected politicians have always been the self appointed arbiters of truth as they have the most to lose from it. The Electorate of any democratic country has every right to know what is being done in their name and with their ballot.Comparing the public scrutiny of an individual's medical records is a red herring that fails to acknowledge that private individuals do not hold public office and do not act on behalf of their constituencies.
It also implies that we should trust our governments to do the right thing and report truthfully when they don't.
That implication is either arrogant or naïve - but given the circles you move in I would say the former.
"In a time of universal deceit, telling the truth becomes a revolutionary act" – George Orwell.
What I'd like to see says:
Assange should be rendered to some forward operating base in Afghanistan and waterboarded until he gives up all the information he has. He should then be dressed in Afghan clothing and accompany a patrol in an enemy hotspot.
Ian says:
The CIA is embarrassed and red-faced over the Wikileaks affair and needs someone to blame for its inability to keep a secret a secret…Assange has set himself up for his fifteen minutes of glory having to answer sex charges in Sweden, God help him, and probable extradition to the US followed by life imprisonment…isn't life wonderful.
LauraBoBaura says:
I find Julian Assange to be a gigantic hypocrite. He bleats on about how there should be no more secrets, and that 'the people' have a right to truth regardless of consequence… yet he keeps the password for his 'insurance' file a secret in case he is extradited or assasinated..
hot tub political machine says:
Oh Come Mr. Danby, a guy releases sensitive information about powerful people and some long left cold charges are "suddenly" given new life? We would be extremely naive if we took that at face value.
AT says:
What a pompous, preening, precious, petulant, pouting, patronising piece of overweening crap. The infantile © riff on its own is enough to discredit everything else Danby wrote, but really, the representation of one paragraph in a very long Guardian article to make it look like Julian Assange claimed responsibility for the deaths of 1,300 Kenyans is a precise example of the self-serving cynical double-speak the political class employs to entrench their position of authority and that WikiLeaks aims to expose.
Danby is a former very-low-on-the-food-chain politician seeking to maintain the charade of political credibility, but expressing a greater affinity with the NYT, The Guardian and the US ambassador to Australia rather than with his constituents demonstrates that his primary allegiance lies not with the people who elected him, but with a bunch of his equally autocratic mates.
Danby invokes the aura of those foreign entities to deride a fellow Australian citizen; pathetic. It's that sort of squalid, sordid, self-serving, disingenuous bullshit that WikiLeaks exposes. More power to their arm.
And somebody please answer this non-rhetorical question; who composed the italicised disclaimer at the bottom of the piece? Was it Danby writing in an undisclosed third person, or was it written by a Punch editorial staffer who for inexplicable reasons felt the need to include the snide final sentence?
stephen says:
Lord Byron was :
a Lord
a Baron
a husband
a sodomite
an anti-semite
an incest lover
a boxer
sometimes fat and drunk
a friend of thieves, murderers, prostitutes, libelers,
and had warts....oh, and he was a Great Poet, (which, of course, just counts our Julian out.)
mary says:
//No one has the right to reveal, without your permission, your medical or personal history over the Internet world. // What has that got to do with wikileaks?
Not a reasonable comparison in any way whatsoever.
gus kohn says:
are the things Assange is charged with considered crimes in Britain. If not,he shouldn't be extradited.Otherwise any petty dictator could demand the extradition of people that Are in opposition to him,which in his country is a crime.
TheRealDave says:
The maggot tossbag Assange a Hero??
He clicked the Browse and Upload buttons on documents stolen by somebody else. Yes, real bloody heroic!
Whats next - Brad Manning a hero as well??
Ange says:
Bradley Manning is most certainly a hero in my books. He exposed the US army and its cavalier approach to the taking of human life and for this he has endured 23 hours a day of solitary confinement for almost a full year.
I understand that war is dirty and sometimes the wrong people get caught up in it but that doesn't mean we should turn our backs and let it continue unabated just because it's war.
Blowing the whistle on war crimes is NOT a crime!
Realist says:
Are people still talking about Assange? Bloody hell, what a self important windbag this guy is. He's so concerned with his 'work' that he needs to sell the rights to his life story as a film, publish his autobiography and copyright his name!
Fade away Julian, fade away.
Squeeze the Middle says:
Nice opinion piece supported by the opinions of others. I wonder if they're quoting you Michael. You've got quite a title too.
So remind me again why Australia dobbed the Bali 9 into the Indonesians? Mandatory death sentence isn't it?
You seem to use the word anarchist as if it's only ever a bad thing. I witnessed the anarchistic response by Queenslanders to the Brisbane floods. It was beautiful. Doesn't the Labor party claim to support free markets? Isn't the free market anarchistic?
Rick says:
the Yanks have been shadow boxing since 911 hes just another victim as is evedent with the calling for his assasination in the US. If he gets extridited to Sweden next stop Quantanimo to lanquish in jail until people forget.Time to face the fact that with the illegal Iraq war the likes of J.Bush ,J. Howard ,T Blair should be the ones on trial.Its laughable that Gidafi is being put before the courts to face crimes against humanity when we know how many Iraqi civilians have been murderd by the coalition of the willing
Toot-whistle says:
Being a party animal, I have many friends. Everybody has a strong opinion about Julian Assange, even though most of us are big on having fun and not much interested in politics. Some think poor Julian suffers some sort of psychological disorder. About half of us reckon he should be imprisoned for endangering global peace. A few of my politically minded mates believe he's some sort of new age hero. All the girls say he's weird or, like me, think he should be exiled for being a huge egotistical wanker who has given Australians a bad name.
the Liberal Loafer says:
all USA secrets should be revealed by Julian Assange.
Clean out the closet straight away.
its time to delete USA from the World map.
Marilyn Shepherd says:
I have no idea what this article was about but quoting sell out media like the NYT gets us nowhere. They did hire Judith Miller to peddle Bush garbage after all, they did out Valerie Plame and they did ask permission to publish.
And Assange was not gloating about deaths in Kenya.
What you are really worried about now is what is coming about your precious Israel to add to the filth the Palestine papers show.
You once said that Chistmas island was a concentration camp, you are now silent while people are going insane.
John Ballard says:
See for a much more nuanced view Robert Manne's article on Assange in the March issue of The Monthly, or his Wednesday interview with Philip Adams on the ABC Late Night Live website.
Ghost of the Trilogy says:
This is my Bickileak. The USA has the goods on Sweden, so that means that country has to try and get Assange over there so he can be extadited to the other country. It's all a conspiracy. Just read Stieg Larsson's three trilogies. This x journalist, died by a so called heart attack, but his writings were so close to the bone of reality.
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Item specifics
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Product Description
Wifi module to Serial RS232 Converter (Embedded WiFi Module)
Product Description
The converter(WIFI to RS232 or RS232 to WIFI) is a equipment used for serial data to WIFI network conversion and transmission, it can work at TCP Client , UDP, and TCP Server mode for transparent transmission, the converter can also work in web server mode (Sweb) for complex Communication,it is easy to use , Stable and reliable.
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Packaging Details
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- January 10, 2012
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BearTex3 writes:
in response to justplayon:
Thank you BioProf. Those who choose to not vaccinate their children are taking a risk out of proportion to the potential risk of such vaccinations. We live in an environment where absence of risk is unachievable, but choosing certain actions and behaviors can reduce risks. Vaccines fall into the category of reasonable risk-reduction activity. Vaccines/immunizations help promote the "health of the herd" - the health of the general population.
Pertussis outbreaks seem to cycle around from time to time. Snohomish County is currently affected, including the death of an infant there last year. Story available at: http://www.king5.com/health/Whooping-...
I talked to my Mom today who works at a hospital in Spokane and she said they have been getting cases of of kids who have the Whooping cough and there are some cases over in the Valley and parts of Idaho. She also said that some of the kids there have not gotten their vaccines cause the parents dont think they need it. My sister has a friend in the Valley who has a kid who has it and no vaccine. I actually just saw a commercial today on the TV talking about Whoopoing Cough and about getting Vaccinated. Funny how it kinda comes in flows dont it. I have not heard about Whooping cough is so long and now it seems to be what we here...
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* U.S. GDP miss adds downward pressure on stocks * Fed's statement awaited for clues on asset-buying programme NEW YORK, Jan 30 (Reuters) - A surprise contraction in the U.S. economy in the fourth quarter hurt stocks on Wednesday but helped keep the euro close to a 14-month high on expectations the U.S. central bank will continue its easy monetary policy. The data showed the world's largest economy unexpectedly suffered its first decline in the fourth quarter since the 2007-09 recession, and this dampened the mood in financial markets ahead of a meeting of the U.S. Federal Reserve. An announcement from the U.S. central bank is expected later in the day. "This is one chink in the armor of the recent better-than-expected economic indicators. This will make people start to get wary," said Wayne Kaufman, chief market analyst at John Thomas Financial in New York. "If it turns out Sandy and the fiscal cliff were the reasons for (the contraction), people will shrug it off." The Dow Jones industrial average was down 9.61 points, or 0.07 percent, at 13,944.81. The Standard & Poor's 500 Index was down 1.27 points, or 0.08 percent, at 1,506.57. The Nasdaq Composite Index was up 1.69 points, or 0.05 percent, at 3,155.35. Prices for U.S. Treasuries traded near flat on Wednesday as data showed the U.S. economy unexpectedly shrank at the end of last year, with investors awaiting any hints about the Fed's asset-buying program as the central bank concludes a two-day meeting. The benchmark 10-year U.S. Treasury note was down 4/32, with the yield at 2.0136 percent. There had been optimism earlier in the day after several encouraging reports on the European economy that saw the euro break above $1.35 for the first time since December 2011. The euro was last at $1.3552.
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text:
Though recognizing there's no magic wand to turn Prince Albert's downtown area into a thriving community, things appear to be improving.
© Herald photo by Tyler Clarke
A syringe is seen behind the Nesbit Apartment building, located at the corner of 13th Street and First Avenue West. The apartment building's closure at the end of August improved the immediate area almost immediately.
Though recognizing there's no magic wand to turn Prince Albert's downtown area into a thriving community, things appear to be improving.
One surge in improvement was felt at the beginning of September, when all residents of the Nesbit Apartment building, at the corner of 13th Street and First Avenue West, were evicted.
The Prince Albert Music Centre abuts the building, where employees noted an almost immediate improvement upon the tenants' eviction.
"The day after they got ejected from there, they were all here," Jaime Dickson said.
"There were about 20 needles in the parking lot, there were people all around here. But, within a day or two, they'd cleared out and they've obviously moved somewhere, but they're not here."
Though needles are still spotted around the store from time to time, cleaning them up has moved from a daily chore to a monthly one. Shoplifting is down and the area feels safer, Dickson said.
"If I want to get a drink from the food court … I don't feel uncomfortable walking there by myself," she said.
This is in stark contrast to the time before the Nesbit tenants' eviction, when she'd have to walk through crowds of drug dealers and prostitutes.
The Gateway Mall's food court entrance is across the street from the Nesbit Apartment building — an area the mall's general manager Greg Dionne notes has also improved drastically since the tenants' eviction.
"I think we were all shocked with how quickly it cleaned up," he said. "Everything went down instantly."
Dionne no longer has to consistently station security guards at the food court entrance, as much of the danger is gone.
If I want to get a drink from the food court … I don't feel uncomfortable walking there by myself. Jaime Dickson, downtown area employee
The Nesbit Apartment building's closure came after Dionne raised the issue with several agencies, including the local health board and city council, until the building closed to tenants.
"He has always been a huge supporter for cleaning up this area," Dickson said of Dionne.
"I've known him for years and years, and he always has projects on the go for improving this area."
Though improvements have been made, fellow Prince Albert Music Centre employee Jody Johnson said that drugs will always be an issue, to some degree.
"The drug use is bigger than this apartment building," he said. "It's poverty-stricken people. The issue is poverty."
Dionne has a few more downtown apartment buildings on his radar, which he plans on cracking down on with the same energy he did the Nesbit Apartment building — something Dickson feels downtown business owners will readily welcome because they rely heavily on foot traffic.
With a negative image of the city's downtown core floating about the city, due to places like the Nesbit Apartment building, there's a widespread belief that downtown is a dangerous place.
"I walk to work every day, and people, when they hear that … they get freaked out by that," she said.
Calling the Nesbit Apartment building's closure a step in the right direction, she said that added attention on the underlying issues might help turn things around even more.


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If an important number happens to be busy, this application will recheck that number repeatedly for availability, for up to a user-set number of minutes. If the line becomes free, you'll hear the ring signal. Just pick up your phone and start talking. You may also set the program to redial on ring signals too. This feature can be used for radio contests and call-in television voting. |
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Platforms: | Homepage: http://www.4team.biz/?pcode=508250133v3qqh9 | ||
Type: Shareware | Releases: Oct 04, 2005 | ||||
Cost: $24.95US | Developer: 4Team Corporation | ||||
MS Outlook add-on automatically creates and sends e-mail auto-reply from your custom templates in response to incoming e-mails, based on your Status (Away, Out of Office, Vacation, etc., custom Status, Calendar or MSN Messenger Free/Busy time) even if you are away from your computer. It allows you to respond to selected Contacts or Distribution lists and not answer to unwanted messages. Version available for MS Outlook 2000/2002/2003. |
file size: 2412k | Keywords: icq, autoresponder, outlook express, alternatives, free/busy |
Event Reminder 1.0
(not rated)
Platforms: | Homepage: http://www.tomatosoft.biz | ||
Type: Shareware | Releases: Oct 17, 2011 | ||||
Cost: $4.99US | Developer: Tomatosoft | ||||
Event Reminder 1.0 is a software reminds of the event you've setup. It could be used as an timer. For example, if you are busy working, or in the middle of doing something, but you must stop in the middle to take care of something else, then you can use this reminder to setup a timer to remind you of the important event. It's a sweet little utility you want to keep on your system tray for daily event tracking. |
file size: 427k | Keywords: Event Log, Reminder, countdown, Recurrence, pop-up |
eFax Email Fax Plus 2011.41
(not rated)
Platforms: | Homepage: http://www.emailfaxtrial.com | ||
Type: Shareware | Releases: Jul 14, 2011 | ||||
Cost: $12.95US | Developer: eFax | ||||
Send and receive faxes by email with eFax right from your PC! No fax machine, dedicated phone line or toner required. You receive real local or toll free number and you can send and receive faxes as email attachments. This is complete email to fax solution! No busy signals, paper jams or lost/misplaced faxes. No more missed voice mails. You can access your faxes anywhere. Try eFax free for 30 days and get 24*7 first class customer service |
file size: 1660k | Keywords: Email to fax, email, online faxing, email marketing, email fax |
bcg puzzle 1.2
(not rated)
Platforms: | Homepage: http://theburrcoffeegrinders.com/ | ||
Type: Freeware | Releases: Jun 18, 2011 | ||||
Cost: $0.00US | Developer: Burr Coffee Grinders | ||||
Have fun with jig saw puzzle. Take a break from your busy day. solve to win. |
file size: 234k | Keywords: games, puzzle, games |
RingCentral Online Fax Service 2011.09.22
(not rated)
Platforms: | Homepage: http://www.rcfaxservice.com | ||
Type: Commercial | Releases: Jun 10, 2011 | ||||
Cost: $7.99US | Developer: RingCentral, Inc. | ||||
RingCentral fax over Internet service gives you advanced Internet faxing capability without having to own a fax machine. With online fax service from RingCentral you can fax or receive any document from any PC, regardless of location. This allows you to literally be anywhere in the world and be able to send and receive faxes. Your toll-free or local RingCentral fax number is always available and will never be busy! |
file size: 1660k | Keywords: email, fax by email, email, fax, game |
MWW Turtle Puzzle 1
(not rated)
Platforms: | Homepage: http://www.thereadingsiteebooks.com/ | ||
Type: Freeware | Releases: Jun 06, 2011 | ||||
Cost: $0.00US | Developer: The Reading Site | ||||
A fun and stylish puzzle of a groovy cartoon turtle. Suitable for all ages. Should keep you busy for a bit! |
file size: 296k | Keywords: Puzzle, action, arcade |
For searches similar to busy 3.6(c 2) see "Related searches" under the category listing.


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Name: Kiwanis Colbert
a.k.a. Shawdy Raw Title/Position: Administrative Executive / Artist Birth date: January 11, 1979 Birthplace: Atlanta, Georgia A smooth, cool, intelligent and energetic rapper who represents the ATL strongly. Shawdy Raw is a true HOMEGROWN red clay, born and raised ATL native. He's a GRADY BABY (Grady Memorial Hospital) and represents it well. Raw is the true HEIR TO THE THRONE in a market where many self proclaim themselves to be king. On his journey to claim his throne Shawdy Raw exposes all of the SOUTHERN FRIED NORTHERNERS that has become an epidemic in the ATL Track List: 1. I'm From Here - freestyle 2. Grady Baby 3. Be A Slave feat. Another Bad Creation 4. Beastly feat. Mark da Shark (ABC) 5. Let'um Fly 6. Hypnotic & Henessey feat. Stat Quo 7. Take This Sh#t 8. Bit*#es & Ho#'s 9. Homegrown 10. Hier To The Throne 11. The South Is A Problem - freestyle Suggested CDs:Other Genres:


text: Roses are a classic option. They come in many colors, they create fuller bouquets and they're great to use in any part of a wedding! I love how brides use this gorgeous flower in not only their bouquets, but also their escort card tables, cakes and sprinkled along their ceremony aisle! Roses really give a room that perfect romantic touch.


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Eric N. Danielson Author Profile
Eric N. Danielson graduated from the University of Washington in Seattle with a Bachelor's degree in History in 1988, and later completed his Master's degree in History at George Washington University in Washington, D.C. in 1994. After earning his teaching certificate in Washington, D.C. in 1997 he received an offer to teach at a small business college in Shanghai in 1998 and has lived there ever since.
During his more than a dozen years of living in China, Eric has traveled widely throughout the country, including rural areas and small towns seldom visited by foreigners. His eyewitness investigations and historic research into little known local publications have resulted in the publication of numerous books and journal articles about China.
In 2001 he was the co-author of the sixth edition of the Odyssey guide to the Yangzi River, and was responsible for the chapters on Shanghai, Nanjing, and Wuhan. Between 2003 and 2005 he was the author of a series of books called the New Yangzi River Trilogy, which covered the major Chinese cities of Shanghai, Nanjing, Wuhan and Chongqing, as well as all the villages, towns, temples and mountains in between. The series also included long topical sections on Chinese Buddhism, Taoism, and Confucianism. The New Yangzi River series received rave reviews from periodicals such as That's Shanghai, City Weekend, Shanghai Talk, and Nanjing's Map magazine. Discover Shanghai (2010) was Eric's fifth book about China.
Eric has written journal articles about China for the Royal Asiatic Society and the China Heritage Quarterly, covering topics such as Buddhist temples, imperial tombs, Chongqing as the Guomindang's wartime capital during WWII, and the rediscovery of China's lost libraries which temporarily vanished after 1949. He also served as a guest editor for the weekly newspaper the Shanghai Star.
With his deep knowledge of China's long history and fascinating culture, Eric's written works make the perfect guide for any overseas visitor to China hoping to make the most of their short time there. He is a cultural intermediary who can explain the mysteries of the Chinese enigma to the English speaking world in a way they can easily understand.


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Obama on Social Security in 2012 is reminiscent of Bawney Fwank on Fannie Mae and Freddie Mac in 2008.
2012 Halloween Spookhouse featuring:1. Witch eating children2. Jason with Chainsaw3. Obama's 2nd Term!!!!Too frightening to contemplate.
This is why many in the GOP were fighting 0bama's faux tax cuts. 0bama was looking for a way to cut taxes only for the low income people who typically don't pay income tax and his method was to cut the funding source for Social Security. So what 0bama and the dems actually did was shove SS closer to that fiscal cliff. Anyone who is counting on Social Security to pay for their retirement and is still voting democrat is committing economic suicide.
The moron Obie obviously can't see zero's...he thinks SS is behind $8.60.
Hope that seniors don`t forget about the two years that the Squatter stopped their COL raises while food, gas, and all their utility bills went thru the roof.
obama just wanted to say "Structurally Sound"He thinks it makes him sound smart.


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"With Many Becomes One" Successful Relay for Life
Apr. 29, 2008 -- Low temperatures could not dampen high spirits in Western State College's Mountaineer Bowl Friday night during the Relay for Life which raised more than $50,000 for cancer research, education, advocacy and patient services.
Nearly 500 exhausted volunteers walked or ran a combined 12 hours.
"Gunnison County residents showed true spirit and commitment this weekend," said Jane Tunnadine, Team Development chair for this year's Relay For Life. "Temperatures dipped below 30 degrees, and participants just kept walking!"
Many cancer survivors (anyone who has ever been diagnosed with cancer) showed up to participate.
"It was very touching and emotional for all of us," stated Greg Waggoner, WSC Athletic Director.
Top individual fundraiser was Bonnie Case who at press time collected more than $1,330. According to Case, "this was a great healing opportunity." She lost her brother to pancreatic cancer in January and her father to prostate cancer five years ago. The top fundraiser credits the support of her Curves team members and the generosity of those who contributed to Relay.
Carrie Reinecke and her team, the Colorado Fitness Cancer Force, raised a record-breaking $9,000. One third of that came from a team supporter who offered to contribute $100 for every mile team members walked/ran after 50, a milestone the team had reached by 1:30 a.m.
Sheri Crittendon ran as part of the Blue Heron. A cancer survivor herself, she said she was inspired to participate by her nephew, a 38 year old father of four who is battling stage IV cancer. Crittendon's teammates carried signs in his honor. She stated, "he is a miracle... we have all learned so much about living and loving and moments made to be memories from Bart. He is our inspiration to do more and be better."
Students from Ute Hall walked together for the entire twelve hours, totaling more than 234 miles collectively.
Corporate sponsors for Gunnison County Relay For Life were San Juan Cancer Center, Gunnison Country Times, Gunnison County Shopper, Mountaineer Athletics, Gene Taylor's Sporting Goods, Gunnison Valley Hospital, Wells Fargo Bank, Colorado Fitness, Go To Guide, Rotary Club of Gunnison and Sodexo Food Service.
Funds raised during Relay for Life support the work of the American Cancer Society. ACS invests about $130 million each year to fund cancer research; publishes educational materials and develops educational programs on cancer prevention; fights for laws which help prevent cancer and improve cancer survival rates; and provides services which help cancer patients and caregivers during and after treatment.
For updated fundraising totals, or to make an additional donation, please go to www.gunnisoncountyrelay.com.


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- Miss Saigon makes certain all portions are Texas-sized and delicious. Miss Saigon exudes confidence and warmth, as she comes to the tables to make certain all is well. She even gives instructions on how to re-heat the leftovers when you get home. Treat yourself to such specialty dishes as Vietnamese egg rolls the size of baby bottles and stuffed with fresh vegetables. Favorites include lemon-grass chicken and Mongolian beef, complimented by heaping portions of fried rice. Miss Saigon has a fully stocked bar. Reservations are accepted.
- © wcities.com 2013
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- January 15, 2013
- 3:31 p.m.
- Suggest removal
- Reply to this post
contrarian writes:
"insufficient mental health care"?
Actually overmedication and withdrawal following overmedication are the major problems at work here.
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Cottage | 3 bedrooms | sleeps 5
Nestling in picturesque countryside on the North Cornwall and Devon border, Well Farm Cottages offer a tranquil base for family or friends looking to enjoy the many attractions this beautiful area has to offer. The three self-catering holiday cottages, Millers Rest, Trewin Court and Cider Cottage all provide spacious comfortable accommodation, which can be booked individually or if required, jointly for larger groups. Set in the heart of the Tamar Valley, visitors can stroll down to the river which borders the farm, to enjoy a picnic or fly fish for trout, or explore outstanding countryside through the numerous walks and trails. The spectacular coastline and award winning beaches of Bude and Crackington Haven are just a winding 15 minute drive away, while enthusiastic foodies will seek out the many local producers and eateries in the bustling market towns and villages of the North Cornwall Coast. Organic produce is available in specialist delicatessen cafe's and shops in Tintagel and of course Padstow and even the local shop supplies these items and provides a small welcome sample in each cottage. Just as easy to get to is Port Isaac, of Doc Martin fame, and the world renowned Eden Project near St Austell. For the active visitor there is a wealth of choice close by, from surfing at Widemouth Bay, canoeing along the Bude Canal, golf at numerous courses and sea fishing from the unique and famous Clovelly village. Well Farm Cottages in Cornwall, are perfect for visitors looking for somewhere a little of the beaten track but conveniently located for a great West Country holiday.
Trewin Court is a cosy and welcoming cottage holiday home perfect for families or couples looking to explore stunning North Cornwall. The cottage provides spacious accommodation with the added benefits of a private courtyard and a large communal area with play equipment to the front of the property. The open plan living room/kitchen/diner is tastefully furnished and an excellent area for the family to get together. An open fireplace ensures cosy evenings at any time of year and logs are available on site. The main bedroom is a large double room with pleasant views as have the two smaller bedrooms. The single room has its own digital TV and video. PV solar panels in a nearby field contribute to an eco-friendly stay. Opportunities close by for surfing, fishing, walking and golf are all easily accessible. As Trewin Court is surrounded by farmland and within easy walking distance to the upper reaches of the historic Bude Canal, this lovely cottage offers a quiet rural retreat for your holiday in Cornwall.
Accommodation: Ground floor: Open plan living/dining /kitchen area with electric oven and hob, microwave, dishwasher, washer/dryer and fridge/freezer. 38" plasma TV with freeview and DVD, open fireplace and electric wood burning effect stove. Bathroom with bath with fitted shower over bath, WC and basin. Bedroom 1 with Double. Bedroom 2 with Single with TV with freeview and video. Bedroom 3 with Twin.
Facilities and Services: Linen and towels. Electric NSH. Portable electric heaters.Logs available to purchase. Wi-Fi Broadband. Selection of books and games. Stairgate available. Garden furniture. Shared lawns with outdoor play equipment. BBQ.No smoking. 2 pets welcome. Ample car parking. Short breaks available. Arr/dep for weekly bookings is Saturday.
Size | Sleeps up to 5, 3 bedrooms |
Will consider | Corporate bookings, Long term lets (over 1 month), Short breaks (1-4 days) |
Notes | Pets welcome, No smoking at this property |


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Recent comments
Posted to
6 weeks after breast augmentation, why do my breasts look saggy?
on 3 Oct 2011
Are you nuts? I'm a straight female and I'm telling you, they look absolutely amazing and perky and natural. They don't look like implants at all, but they will if you go and make them closer together! J


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37 CFR 2.23 - Additional requirements for TEAS Plus application.
§ 2.23
Additional requirements for TEAS Plus application.
Amendments to allege use under section 1(c) of the Act or statements of use under section 1(d) of the Act;
Request(s) for extensions of time to file a statement of use under section 1(d) of the Act; and
Maintain a valid e-mail correspondence address, and continue to receive communications from the Office by electronic mail.
If an application does not meet the requirements of paragraph (a) of this section, the applicant must pay the fee required by § 2.6(a)(1)(iv).
[70 FR 38773, July 6, 2005, as amended at 73 FR 67768, Nov. 17, 2008]
Title 37 published on 2013-07-01
no entries appear in the Federal Register after this date.
This is a list of United States Code sections, Statutes at Large, Public Laws, and Presidential Documents, which provide rulemaking authority for this CFR Part.
This list is taken from the Parallel Table of Authorities and Rules provided by GPO [Government Printing Office].
It is not guaranteed to be accurate or up-to-date, though we do refresh the database weekly. More limitations on accuracy are described at the GPO site.


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Bush Spa | Ukuhthula City Spa | Emmarentia, Johannesburg
You don't have to have an extreme makeover to feel good. There are lots of simple things you can do like getting a skin treatment and spending some relaxing time at a spa.A glowing skin and and all over pampering from head to toe by a professional therapist with nurturing hands can make you feel fantastic inside and out.
Come and enjoy yourself at Ukuthula Bush Spa. You won't believe such a relaxing and peaceful place exists in a busy city.
A warm welcome awaits. Break away for a time of rejuvenation – the looks and wellbeing achieved will make you want to return again.
Take a look at the breakfast Package, you will want to try the others too.
- Breakfast with homemade bread & jams, yogurt,
- fruit juice, tea & coffee
- Foot massage or Indian Head Massage
- Full Body Massage with hot stones or Facial with Africology Skin products
Contact Details:
12 Marico Rd
Contact Person:
Guillou Danielle
Tel: +27 11 486 22 81
Cell: 072 581 28 22
Fax: +27 11 486 22 81
This health spa posting about Ukhthula City Spa, Emmarentia, Johannesburg, was sponsored by I lead Health Spas South Africa. Should you wish to list your health spa services for free on this website then contact I lead health spas today: firstname.lastname@example.com. www.searchengine.co.za also offers free listing services similar to I lead health spas.
Filed under: Gauteng


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Counsel at public companies have a new task: Figure out how climate change is likely to affect their businesses. That's the message from the Securities and Exchange Commission, which published new disclosure guidance Monday. "It's important for companies to understand that it's not just about disclosing the impact from emissions regulations. It goes way beyond that," said Jane Kroesche, head of the West Coast environmental transactions practice at Skadden, Arps, Slate, Meagher & Flom.
Font Size:
Climate Change Risk Is Now All in a Day's Work
The Recorder
February 11, 2010


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It's the beginning of the "ber" months and it's time for us to once again look back at significant events that happened in the world of music. Johann Pachelbel, the composer of the ever popular "Canon in D Major," was born in Nürnberg, Germany on September 1, 1653; RCA launched the National Broadcasting Company radio network on September 9, 1926, and John Philip Sousa's band had its first concert performance at the Stillman Music Hall in Plainfield, New Jersey on September 26, 1892. Find out what other important events happened from September 1 to 15 and September 16 to 30.
This Day in Music History: 1879 - Composer Alma Schindler was born in Vienna, Austria. She wrote songs (lieders) often based on poems written by such poets as Heine and Rilke. She is also said to have composed instrumental pieces. Only 14 of her songs were ever published with 3 more songs discovered after her death.
- September 22, 2012 at 12:22 pm(1) musician booking says:
I loved as much as you'll receive carried out right here. The sketch is attractive, your authored subject matter stylish. nonetheless, you command get got an shakiness over that you wish be delivering the following. unwell unquestionably come further formerly again as exactly the same nearly very often inside case you shield this hike.


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Brendan P. Bowler
Brendan P. Bowler
I'm a fifth year graduate student at the Institute for Astronomy, University of Hawai'i at Manoa.
I'm interested in the detection, atmospheric properties, and formation of extrasolar planets and brown dwarfs. My Ph.D. thesis is a high contrast direct imaging search for giant planets around nearby, young, low-mass stars, which you can learn more about here. My thesis advisor is Michael Liu.


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Brand: | nikon CORPORATION |
Camera: | Nikon D700 Check out Nikon Nation! |
Recording media: | JPEG (digital) |
Date Taken: | 9 Jan 2013 - 12:20 PM |
Focal Length: | 30mm |
Aperture: | f/11.0 |
Shutter Speed: | 1/500sec |
Exposure Mode: | Aperture-priority AE |
Metering Mode: | Spot |
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Title: | Watkin path |
Username: | wynn469 |
Uploaded: | 12 Jan 2013 - 1:44 AM |
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Thanks again for the memory, Wynn. As a nipper I several times went up Snowdon on this path. We also followed the miners' path to start with, had drink of pop in the cafe, went down the Pyg track, and went skinny dipping in Llyn Llydaw, and so to Pen-Y-Pass. Happy daYs! Apologies for any spelling errors.
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Mr. Bump
Mr. Men and Little Miss
Roger Hargreaves - Author
ISBN 9780843178388 | 32 pages | 23 Mar 1998 | PSS Juvenile | 5.51 x 5.03in | 5 - AND UP years
Summary of Mr. Bump
Summary of Mr. Bump
Reviews for Mr. Bump
An Excerpt from Mr. Bump
Get ready for the second invasion of Little Miss and Little Mr. Men! That's right - those zany, pint-sized characters are back. Easy enough for young readers and witty enough for adults!
Mr. Bump stumbles upon the
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Topic: Yevgeny Minchenko
All Content
Putin's United Russia: Communist Party clone or modern democratic force?
Gorbachev calls it a 'bad copy' of the Communist Party. But the United Russia party has relentlessly trounced any serious opposition to Putin, who is now running for president again.
10/04/2011 04:49 pm -
As Russia wildfires rage, Putin shows strength, Medvedev tweets
Prime Minister Vladimir Putin has taken center stage on the Russia wildfires that have ruined at least 20 percent of Russia's grain crop. President Medvedev is struggling to stay in control.
08/03/2010 12:56 pm -
Kyrgyzstan riots led to ethnic cleansing; government blames Bakiyev
The Kyrgyzstan riots that ethnically cleansed the city of Osh of much of its Uzbek population could lead to a humanitarian catastrophe. The interim government blames ousted President Kurmanbek Bakiyev, and says the situation is improving.
06/16/2010 11:20 am


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After news that the Obama administration announced a new National Internet ID initiative, the general Internet quickly rallied against it. The name itself sounds sort of like something handed down by a Communist regime, but the administration has been quick to point out that the implication of such a strategy would in no way begin a slippery slope of regulation and big brother-esque monitoring. In fact, its purpose is not to monitor online activity — its purpose is to aid US consumers in creating a central identity for use on the Internet. But what exactly would this accomplish?
When it comes to worrying about online security, your opinions are split. But given the recent popularity of online privacy in the news from companies like Google and Facebook, it's possible the government could come up with a plausible solution.The initiative is aimed at increasing cybersecurity and gives authority to the U.S. Commerce Department — not the Department of Homeland Security or the National Security Agency, reinforcing that this security measure is aimed to protect US consumers and is not considered a national security measure or tracking system of any kind. Find out what you should expect, and when to expect it, after the break.


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Psychologists say a single trauma will strike you twice. Once in reality (the ordeal itself) and once in your mind, when you think about it and talk about it with others. Although there's nothing you can do about a bad situation once it has happened, you can be mindful of the way you describe the situation. And this mindfulness might help you feel better faster.
Boris Cyrulnik, a famed French ethologist, says there's good reason to watch what you say. Almost all the women he's worked with who have experienced sexual trauma said that it was not compassion that inspired them to recover; it was being told by others that they were "strong" that made them become strong. Cyrulnik argues that if someone expresses too much pity or horror for you, their view can actually escalate your pain.
I personally relate. I know when I've endured challenges in my life, and I am not feeling so strong, I only want to be around people who reinforce my identity as a strong person.
Cyrulnik warns that after a trauma you need to make sure you don't talk with folks who accidentally keep you in "victim mode" by having you relive traumatic memories with depression-inducing language.
Knowing the subliminal power of words, Morrie and Arleah Shectman, psychotherapists who specialize in bereavement counseling, use empowering language when helping people through a trauma. Morrie says he never talks sympathetically with his patients because it's disempowering and keeps patients coddled in victim mode. They get stuck reliving and examining their feelings rather than moving on.
Morrie is practicing what's called neuro-linguistic programming (NLP) by priming his client's subconscious mind with language that keeps them feeling strong. NLP is a therapy built on the belief that you can influence the subconscious to change behaviors to more positive ones by consciously using positive language and by refocusing on those things in your control to change.


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Most of all, your laptop needs to be portable and to have power at any time, whenever you want to use it. You do not want to be tied by when your laptop has enough power or not. To ensure that the laptop is always in a topped up state, ready to be used, carry an Asus Laptop Charger in your carry case ready to keep that laptop battery primed and ready for action.
Our Delta Electronics original laptop chargers are the very best money can buy. They are the manufacturer of choice for the likes of Toshiba and many more. We are so confident in the standard of our products that we offer a long 1 year warranty and a free power cable with every laptop charger ordered.
For more information on how we can help your laptop receive the best power possible with the highest safety standards just give us a call on (727) 475 4326. alternatively drop us an email and one of our team will get back to you as soon as possible.


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California gets 4 extra weeks to thin out crowded prisons
National News from AP
World News from AP
The Dispatch E-Edition
The E-Edition includes all of the news, comics, classifieds and advertisements of the newspaper. And it's available to subscribers before 6 a.m. every day.
Current home-delivery subscribers may add Digital D, 24/7 E-Edition and unlimited premium Dispatch.com access, for a nominal additional charge. Or, you can choose a digital-only subscription for unlimited access to the E-Edition via computer and iPad. Subscribe today!
A panel of judges yesterday granted California four extra weeks to reduce overcrowding in its
prisons after the state legislature approved a compromise plan this month that would dedicate funds
to shrinking inmate numbers through rehabilitation.
The three-member panel extended the deadline from Dec. 31 to Jan. 27, 2014, to reduce the
prison population to 137.5 percent of capacity either through releasing inmates or placing them