text:
Houzz is the new way to design your home.
27,310 stepping stones Living Design Photos
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Rachel Oliver Decorative Design
Family Room
The stone on the fireplace is just a natural stone from a stone supplier.
with the stone and there are gas logs. There is a slate hearth as well.
there it is ...hover on the photo...it says Behr paint stepping stone...discontinued:)
s it gray? Is it brown? This color (Behr's Stepping Stones) is hard to pin down,
Living room matches white trim STEPPING STONE - BEHR
Is it gray? Is it brown? This color (Behr's Stepping Stones
stone, looks similar to our setup
(Behr's Stepping Stones) is hard to pin down, and because of that, it captures your interest without drawing too much attention to itself.
Luis — Faith Byrd
John Maniscalco Architecture
Cube House
and stones to give it that outdoor feel. sliding doors are very nice too.
with the stepping stones, also the wood structure of the atrium
Stepping stones and rock floor
stepping stones across the house
doors and stepping stones offer a third route across the house, through this outdoor space.
Stone garden...Stones in atrium
Interior couryard; right to top — dianehew32
Philpotts Interiors
Modern Perch
stepping stones...where grass does not grow in center
love the stepping stone pattern and open feel entertaining area
Stone through out entry living room
Like the stepping stones
I like the stepping stones
Layout of the stones
cement steps...stone and wood...large stone pavers...stone floor
perfection — Jamie Sturgill
San Diego Window Treatment Firm
Décorview is the largest in-home seller of Hunter Douglas® window treatments in the US. Our certified designers help you find the perfect fabric, style, and color for your home - guaranteed.
Saint Dizier Design
Guest House Living Room
flagstone stepping stones mixed with rocks to put in front yard
Rock and stepping stones
stepping stones for around lake
Pavers with small stones
between stone and rocks.
Like the stones...Stone for walkway...Yard stone...stone path outside...Stone & Rock...patio stones
الارض — hananabdelakher
Locati Architects
Bridger Canyon Residence
Jim really likes this room, he likes the stone work
Stone steps, stone and wood built-ins in back
Stone theater and awesome steps of stone
Like the stone and pillow nooks, would prefer couches to chairs tho
with the stone and the lumber. If I could have a house like this, I'd love it. I'd absolutely love it.
Every. Thing. — superbossanova
Mary DeWalt Design Group
Jimmy Jacobs Custom Homes- Canyons at Scenic Loop
table with stone and recover the stools in fun colored leather.
KM4189-2 Stepping Stone
bath with stepping stone walls
KM4189-2 Stepping Stone
bar area — Eye For Design
Maienza-Wilson Interior Design + Architecture
Montectio Eco-Luxury
stones surrounded by pebbles
Sofa steps stone light
drain off stepping stone entry
gravel/Stones with...deck and stones
Fence — LaMar Construction Inc.
Studio Bergtraun AIA
Eichler Remodel
garden, stepping stones and moss
Atrium, stones combined with grass
Stepping stone
Connector ceiling idea — ambergreer


text: I sat down with cybercop Mikko Hypponen at the TED Global conference in Edinburgh, where he gave a talk yesterday on the recent history of online malefactors and which threats we're facing today. As the chief research officer at Finnish cybersecurity firm F-Secure, he's one of the more vigilant monitors of viruses, worms and Web hacks, including the serial attacks on Sony. He's also keeping an anxious eye out for the first big wave of mobile breaches, which are being staved off–for now–by the tighter security built into mobile operating systems such as Apple's iOS and Google's Android. In our interview, he gives his two cents on the Conficker worm and his theory on the Stuxnet attack that disabled the Natanz nuclear enrichment facility in Iran. Give a listen.

subset: commoncrawl


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Join us in December for our second major production of the year — A Midsummer Night's Dream, which showcases Shakespeare at his imaginative and hilarious best. Tickets are available online now!
Author Archive:
Meet The March Sisters & The Ensemble From Wilsonville High School's Little Women, The Musical!
Sometimes when you dream, your dreams come true…but it sure helps to have the love and support of your sisters. Meet the March sisters! Jo is the pluckiest and most ambitious one…played by Madison Pintar, top, center. Meg is the eldest and the most romantic one…played by Rachel Hawkins on the right. Beth is the
(Read More…)
Come See Madison Pintar As Jo In Wilsonville High School's Little Women, The Musical!
Show opens on October 10th and runs through October 19th Tickets on sale now — Click here to view dates and seating!
Join us next season!
Thanks to everyone who helped make the 2012-13 Season one of our best ever! We hope you join us next year for one or more of our exciting offerings: Fall Musical: Little Women, the Musical* – This 2005 Broadway musical about the March sisters is an emotional classic. The show will feature some of the
(Read More…)
Final Weekend for Farce!
Three more performances left of "May the Farce Be With You" — perfect for kids! Come check out this hilarious and wacky tribute to superhero and sci-fi movies! May 23, 24, & 25th. 7pm. $7 Adults, $5 students and senior citizens. Wilsonville High School Auditorium this Thursday, Friday, and Saturday night.
"May the Farce be With You" opens May 16th!
Superheroes, Robots, and Aliens hit the stage in "May the Farce be With You" "May the Farce be With You," a science-fiction comedy about aliens who try and take over the world, and the superheroes who try and stop them. In the play, a group of heroes known collectively as the EIEIO is vacationing at
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There Went Millie! Thoroughly Modern Millie, That Is.
1 Thank your for coming to see Wilsonville High School's production of Thoroughly Modern Millie!
Thoroughly Modern Millie closes tonight, March 2! 150 Tickets available at the door!
Box Office will open at 6 PM. 150 tickets are available. Don't miss out!


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After a year-long war of words, India has decided to re-negotiate with Russia its USD 1.5 billion deal for Admiral Gorshkov aircraft carrier that is to be inducted into the Navy as INS Vikramaditya.
The Cabinet Committee on Security (CCS) that met on Tuesday gave its seal of approval to the Defence Ministry to strike a deal for the additional cost for the refit and repair of the 44,500-tonne warship scheduled to join the Indian Navy fleet by 2012.
The negotiations to arrive at a consensus with the Russians over their demand for additional USD 2 billion would be completed within three months, the CCS decided at the meeting chaired by Prime Minister Manmohan Singh at his residence.
The decision comes ahead of Russian President Dmitriy Medvedev's state visit to New Delhi tomorrow. Both India and Russia had decided during the latter's Defence Minister Anatoly Serdyukov's visit in September that they would finalise the renegotiation before Medvedev's visit.
New Delhi has already paid the USD 1.5 billion for the repair and refit work that is currently in progress at the Sevmash Shipyard in northern Russia. The deal, signed in March 2004, also comprised of MiG-29K fighters and Kamov anti-submarine helicopters, the air element of the carrier.
While India had wanted to induct the warship, to be the largest in its inventory, in 2009, the delay in the works on the aircraft carrier had forced it rescheduled its induction by 2012.
Dense fog once again hit the operations at the IGI Airport in Delhi today, delaying the schedule of over 40 domestic and international flights and causing inconvenience to fliers. Dozens of trains have also been delayed due to the fog.


text:
40 terms
primes from 1 to 41
2, 3, 5, 7, 11, 13, 17, 19, 23, 29, 31, 37, 41... all primes thereafter will have a units digit of 1, 3, 7, or 9.
least common multiple
product of all primes of the product of the numbers. Make a venn diagram of the primes of each number and then multiply the numbers seen in the diagram.
quotient of 2 odds, 2 evens, or an odd or even
can be either odd or even, cannot be determined
is the sum of k integers divisible by k?
yes if the amount of numbers in the set is odd, but it does not equal an integer if the amount is even.
sum of the 2nd half of a set of consecutive numbers
amount of numbers in half the set to the power of the same
Strategy to find GCF and LCM
To find GCF and LCM, use prime columns. Use prime boxes to find the prime numbers, and then list them to a power in their column. EX:
Number: 2 5 7
100 2^2 5^2 -
140 2^2 5^1 7^1
GCF = smallest count in any column: 2^2 * 5^1 = 20
LCM = highest count in any column: 2^2 5^2 7^1 = 700
product of an evenly spaced set
multiply them all or change them into primes and then exponents to make it easier
remainder as a decimal
Simplify as a fraction. The numerator of the fraction is a prime multiple of the number that is being divided; therefore, the remainder must be a multiple of its smallest prime.
maximum number of prime factors less than an integer
2^x less than integer. Multiply 2's until you get the closest to the integer.
When adding/subtracting to a factorial equals a number that cannot be prime
the additional number has some factors that are the same within the factorial.
maximum length of a number less than a given integer
multiply 2 until the number gets close but does not surpass the integer
when xy is less than 0, absolute value of (y) - absolute value of (x) =
absolute value of (x + y)


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The Guide includes simple, brief introductions to workers compensation and to work safety regulation in the U.S., in English and Spanish. They can be translated into other languages.
The Guide grants the reader wide discretion on copying and using portions of the guide.
]]>Tallent came from The Bipartisan Policy Center, where she was director of immigration policy and coordinated the publication of several pro-reform reports, such as this one on the economic benefits of immigration reform.
Rubin writes:
Although it is an election year, 2014 may afford a better opportunity than previously imagined for accomplishing something on the immigration front. The Dems and White House are more desperate than ever for some achievement, and their fear the Senate may flip in Nov. 2014 should encourage some flexibility. Meanwhile, the House right wing is not the force it was before the shutdown, while the speaker's popularity has grown among his troops.
A final factor may play a role in pushing immigration reform to the fore. Center-right business leaders and groups, who mostly favor comprehensive immigration reform as an economic boost, are plainly alarmed about the 2014 election and have entered the fray both to unseat hard-line gadflies like Rep. Justin Amash (R-Mich.) and bolster mainstream Republicans like Senate Minority Leader Mitch McConnell (R-Ky.). That gives reform-minded lawmakers some confidence they will get cover in 2014 if they take some political heat for backing immigration reform. It also may persuade GOP skeptics to take another look at the polls, which generally show immigration reform including an earned path to citizenship to be popular, even among Republicans.
There are some great images including a map of the origin of Mexican migrants to the U.S.
Its study smashes some myths, as here:
The stereotypical perception of Mexican immigrants is that they come from the lowest rungs of Mexican society. In fact, Mexican immigrants in the United States are more likely to have completed eight to nine years of education than those remaining in Mexico, and less likely to have completed either fewer years of education or college. In other words, the least educated and the most educated are less likely to migrate to the United States.
RAND concludes:
A binational organization that promotes a better understanding of migration flows coupled with a bilateral social security agreement for legal migrant workers would serve as cornerstones for building solid immigration and labor policies that could benefit both the U.S. and Mexican populations. These two initiatives could also inaugurate a longer-term collaboration between the two countries that, as geographic neighbors, must jointly find solutions to promote the well-being of their people
New York is a great world city, thanks in large part to the steady stream of immigrants who make up almost 40% of our current population, own more than a third of our small businesses, and keep our diverse neighborhoods thriving. Unfortunately, restrictive U.S. immigration policies have reduced the net flow of global talent into our city by 32% in the last decade and forced many foreign-born New Yorkers to either leave or live in the shadows.
Continued delays on comprehensive immigration reform will have dire economic consequences.
Right now, there is an opportunity to fix our nation's broken immigration system if you, our leaders in Washington D.C., can reach agreement on a fair and balanced approach to reform. We are convinced that this will benefit America's workers and employers alike and have immediate and substantial economic benefits for our entire country.
Business and labor certainly do not agree on every issue, but we are united in urging you to reach agreement on comprehensive immigration reform, including the following provisions:
· A broad pathway to citizenship for more than 11 million undocumented immigrants who already reside in our country, so long as they have been responsible and contributing members of their community.
· Talented, young "dreamers"—aspiring citizens who were brought here as children—should have all the educational opportunities and benefits enjoyed by other young Americans.
· A flexible system of allocating work visas and green cards on the basis of a regular assessment of labor market demands.
· Allowance for foreign students to stay in the U.S. when they earn advanced degrees in subjects where the U.S. has a skills shortage.
Jobs in science, technology, engineering and math ("STEM" fields) are growing three times faster than other jobs in our economy, and we need to tap global labor pools to fill them. Other countries are attracting great entrepreneurs who build successful companies and create jobs through their aggressive immigration policies—the type of talent that the U.S. once welcomed but now turns away.
Employers and organized labor were once on different sides of these issues, but we have come to understand that to grow jobs at home, we need to welcome job creators and workers from all over the world.
Leaders in Washington, D.C. promised action on immigration reform after the last Presidential election, but a year has gone by and it never happened. It is inexcusable to move this issue into the 2014 election year, when politics will again intrude on the country's best interests. We urge you to enact practical and humane immigration reforms now.
Stuart Appelbaum, President, Retail, Wholesale and Department Store Union (RWDSU, UFCW)
Candace K. Beinecke, Chair, First Eagle Fund & Chair, Hughes Hubbard & Reed LLP
Philippe P. Dauman, President and CEO, Viacom Inc.
Laurence D. Fink, Chairman & CEO, BlackRock, Inc.
Alan H. Fishman, Chairman, Ladder Capital Finance LLC
George Gresham, President, 1199SEIU
George Miranda, President, Teamster Joint Council 16
Michael Mulgrew, President, United Federation of Teachers
Harry Nespoli, Chairman, Municipal Labor Committee; President, Uniformed Sanitationmen's Association
Steven Roth, Chairman, Vornado Realty Trust
Kevin Ryan, Chairman & Founder, Gilt Groupe
Jerry I. Speyer, Chairman & Co-CEO, Tishman Speyer
Mortimer B. Zuckerman, Chairman and CEO, Boston Properties
This settlement might blow the winds out of the sails of those trying to pass draconian, anti- undocumented worker statutes. The Alabama statute was the most far-reaching such law. Per the MPI, Arizona led the charge in 2010 by enacting SB 1070, which served as the blueprint for this forceful new activism toward unauthorized immigrants, rooted in the idea of "attrition through enforcement." Five states — Alabama, Georgia, Indiana, South Carolina, and Utah — quickly followed Arizona's example in 2011.
The MPI says that under the settlement, Alabama state officials agreed to block components of HB 56 that would have:
Required K-12 public schools to collect information about the immigration status of their students
Made it a criminal offense for noncitizens to fail to carry their alien registration documents
Made it a crime for unauthorized immigrants to solicit work
Made it a criminal offense to offer a ride or rent housing to an unauthorized immigrant
Infringed on the ability of individuals to contract with an unauthorized immigrant.
In addition to agreeing to block these provisions, the state will pay organizations that brought the lawsuit — including the Southern Poverty Law Center, American Civil Liberties Union, National Immigration Law Center, and Mexican American Legal and Education Defense Fund — $350,000 for attorney fees and expenses incurred in the litigation.
The MPI goes on to say that in the months leading up to the Alabama settlement, federal courts have been inhospitable to state omnibus immigration enforcement laws.
A study looked national survey data and reported a close correlation between LEP and working in higher injury risk jobs.
"Our results indicate that differences in observable characteristics, such as English ability and education, play important roles in the tendency of immigrants to work in riskier jobs. Workers' ability to speak English is inversely related to their industry injury and fatality rates, indicating that immigrants who speak English fluently work in safer jobs. The CDC (2008) attributed the high number of work-related deaths among foreign-born Hispanics in part to inadequate knowledge of safety hazards and inadequate training and supervision of workers, which are often exacerbated by language and literacy problems. Our findings bolster such calls for more safety training in languages other than English (National Research Council 2003)."
Do Immigrants Work in Riskier Jobs? Orrenius P et al. Demography. 2009 August; 46(3): 535–551. Found at: http://www.ncbi.nlm.nih.gov/pmc/articles/PMC2831347/
]]>Here is her posting in full:
People learn, understand and retain information best if it is taught to them in their native language.
If you have ever visited a foreign country where you speak little or none of the language, you know how confusing it can be.
In terms of safety training, comprehension increase when learners can give their complete attention to the content without first needing to mentally convert the information into their first language. From the beginning of the course, the learner is focused on the subject matter, not on trying to translate and interpret the material.
Misinterpretation can lead to lower productivity, lost revenue and more seriously, injury and loss of life. This is especially true in high-risk sectors such as manufacturing, oil and gas exploration, and construction. The Occupational Safety and Health Administration (OSHA) estimates that language barriers are a contributing factor in 25 percent of job-related accidents. Moreover, the U.S. Centers for Disease Control and Prevention found that fatal injury rates were 69 percent higher for foreign-born Hispanic workers than for native-born Hispanic workers (who tend to have a better grasp of English).
In 2010, OSHA announced an initiative in which it directed compliance officers to observe whether employers provide employees safety training in a language they understand. Employers who fail to properly train their employees are subject to citations and penalties.
While OSHA cannot mandate that safety training be given in any language other than English, the agency seeks to protect workers who speak English as a second language. This is especially true for employers with a largely Hispanic workforce. OSHA has a compliance assistance website for Spanish-speakers and other resources for Hispanic workers and employers.
Earlier this year, OSHA extended similar training protections to temporary workers. Field inspectors are expected to assess whether employers who use temporary workers are complying with their responsibilities under the OSH Act. The initiative follows on the heels of a spike in reports of temporary workers suffering fatal injuries on the job. In many cases, OSHA reports, the employer either provided inadequate safety training or failed to provide it at all.
To ensure the safety of your workforce, and to avoid potential liability under OSHA's initiative, it's imperative to offer training in employees' native language and take steps to ensure that all safety practices are explained in an easily understood manner. Translating existing training materials from English to Spanish (and other languages, as needed) is a cost-effective solution.
Maximize the impact of your training program with eLearning created for YOUR workplace, including native language training and custom branded courses.
After choosing either "inward" or "outward", select a country. The United States data is pretty dense, so first select a small country, such as Ghana. You will then learn there are 110,000 Ghanaians in the U.S., 23,000 in Canada and 186,000 in Nigeria.
How the IOM describes its mission:
IOM is committed to the principle that humane and orderly migration benefits migrants and society. As the leading international organization for migration, IOM acts with its partners in the international community to:
Assist in meeting the growing operational challenges of migration management.
Advance understanding of migration issues.
Encourage social and economic development through migration.
Uphold the human dignity and well-being of migrants.
Total remittance flows in 2000 were estimated at under $100B, indicating the rapid growth of these flows.
Mexico is ranked as the 4th largest recipient in 2013, at $22B, after India ($71B), China ($60B) and the Philippines ($26B). Mexico's remittance level is about 2% of its gross domestic product. Showing how much the Philippines is a worker-export economy, its remittance level is about 10% of its GDP.
The report had this to say about Mexico: It is going through a second year of absolute decline in remittances, but the bank expects the volume to return to growth shortly. The average remittance is about $300. Housing starts in the U.S. have been the classic indicator of remittance volume but that is no longer the case.
The unemployment rate of the Hispanic or Latino population in the U.S. declined from 10.1% in August 2012 to 9.2% in August 2013.Employment of foreign-born workers remains more responsive than native-born workers.
Remittance networks in Mexico have been engaged in some competitive price cutting – the report doesn't describe further.
Part 1 (8 20 13)
This is the Year of the Immigrant Worker.
As we all know, Congress is deeply engaged in the first serious chance for comprehensive immigration law reform since the 1980s.
Foreign born workers, in part due to their numbers, in part due to their employment skewed toward above average injury risk jobs, sustain a large share of the nation's annual three million work injuries.
In 2012, there were 25 million foreign-born persons in the U.S. labor force, comprising 16% of the total workforce. Hispanics accounted for 48% of the foreign-born labor force in 2012, and Asians accounted for 24%. (Recently Asians have been entering the U.S. at higher levels than Hispanics.) Undocumented workers account overall for about 5% of the nation's total workforce and roughly one third of foreign-born workers.
For those engaged in some aspect of work injury risk management ---work safety, claims, medical care, the law, corporate risk management, insurance, etc. – a closer look at the immigrant workforce is urgently needed:
• Work safety and claims experts who know this workforce have been warning that, when paired with a native born worker, a foreign born worker poses higher injury risk due to language barriers, cultural miscues and poor health literacy
• The growing presence of immigrant workers is not temporary and reversible. It is part of global economic forces. Some 150 million workers globally are estimated to be working outside their country of origin.
• Private sector employment growth has been and will continue be in fields with relatively high immigrant participation, ranging from software engineers to personal health aides.
These trends come to life when we examine a few key occupations below. But first a note on undocumented workers, which we often, incorrectly, view as an essentially isolated workforce.
]]>The latter half of the 1990s ushered in the residential housing boom. This, and a natural tendency of workers to seek higher paying jobs in metropolitan areas, triggered a huge expansion of more widely visible employment of illegal workers in construction, healthcare, and hospitality other urban-centered sectors. About half of illegal workers today are in formal employment and are paying social security taxes, which go into a Social Security suspense file when the social security number is unverifiable. The other half are paid under the table in cash.
Unless you allow yourself to engage in the idea that these workers will "self-deport" (and cause a collapse of much of the country's farms and other disruptions), it is prudent to approach the immigrant workforce as a whole without distinguishing initially between legal and illegal workers.
I examined a list of jobs expected to grow fast between 2010 and 2020. I narrowed down on the ten jobs with the largest employment growth expected between these years. Thee ten jobs are growing by on average close to 40% and will add combined 2.2 million jobs.
They include, with current percentage of their ranks filled by immigrants, personal care aides (24%), software engineers (36%), and HVAC mechanics (13%). Taken as a whole, the share of the new jobs in this list of 10 occupations that will be taken by immigrants looks like 15%, just under the current share of total jobs held by immigrants, or 16%.
However, the work injury picture is strikingly different. When you estimate the number of future work injuries, taking into account the injury rates of the individual jobs and their expected growth of openings, you find that immigrant workers will likely sustain 20% -- one of every five – of work injuries. This is due, of course, to the fact that while some immigrants are highly talented and work in largely injury free jobs, such as software programming, there is a larger number of immigrant workers who have limited education, relatively few job market chances, and work in injury-prone jobs.
In the follow up article, I will discuss how a workers' compensation professional can her mastery of this work injury risk that, after years of emergence, is taking center stage.
Part 2 (8 27 13)
How do we reduce the number of work injuries and ensure timely return to work for a huge and extremely diversified, foreign-born workforce? A workforce within which many do not speak English well, and are baffled by a health system that confuses even many native born workers?
In my prior article I described the evolution of foreign-born workers in the United States. I documented how these workers have on average taken on a higher level of work injury risk than native-born workers.
I follow up now to highlight what American employers and their agents, such as occupational medical providers, loss control consultants, and workers' compensation claims payers, can do to reduce injury risks of these workers.
First a question: where can you find people with know-how?
That's a question that led me on a search throughout the country, extending to conversations with several hundred individuals, ranging from medical professionals to claims adjusters, safety experts, lawyers, immigrant labor activists, translators, and others. Expertise is both extremely valuable and extremely scattered.
So, colleagues and I decided to write a guide to bring the expert advice together. We will distribute the guide at that National Workers Compensation and Disability Conference in Las Vegas in late November. This free employers guide to safety and health of a diversified workforce will then made available throughout the country.
The guide, the first of its kind, will include, for example, special safety training techniques, emerging regulation, medical treatment pitfalls. Advice will be as specific as, for instance, how to check if your bi-lingual employee is correctly describing work hazards in, say, Vietnamese.
We'll also lead a conference session on immigrant workers on November 21 at 2 PM. We will talk about work safety, claims management and medical care of injured immigrant workers. We will be using case studies. We'll include practical advice about translation.
For now, workers' comp professionals might focus on a few key steps.
First, carefully inventory your and your organization's experience with safety and health issues involving foreign-born workers. This requires patience, persistence and tact. More likely than not, a very few people know a very great deal, but have never had an opportunity to articulate and convey what they know.
You may bump into a stumbling block of doubt and fear that to probe deeply into the experience of immigrant workers will uncover something illegal, such as undocumented workers, or something unhealthy such as pervasive under-reporting of injuries.
A claims adjuster told me that some accounts hire "many illegal and legal immigrant workers that speak little to no English. This can delay handling of claims for many reasons. Many are afraid to report claims for fear of being fired; others are not sure how to report claims and this delays reporting of a claim. There are also many claimants that are very familiar with system and file highly questionable claims and seek attorneys immediately to extend claims and disabilities. On acceptable claims I find that medical care can be delayed as workers are not sure where or who to go to and language barrier exists."
Second, review your written communications to make sure that they are truly accessible to people who are not brought up in the United States. Some one can be pretty competent in English in a workday sense, and yet have a hard time really comprehending a document larded with legal and technical terms.
A doctor told me about a teaching hospital, proud of its patient centered care, which discharged an injured worker with hardly any English, giving him pages upon pages of medical instruction in English and no money to pay bus fare.
Third, develop as complete a mental picture as you can of the whole life of an immigrant worker. Is she working a second job? (It could be that a fifth of your workers do.) Can you really expect the worker, with limited career-savvy, to really "lean in" to the job to learn safety and other rules when prospects of advancement are perceived as very limited?
Fourth, discuss these issues openly in business association and professional gatherings, online groups, and publications. More discussion will lead to good ideas and practices.
As of today (late August) comprehensive immigration reform's prospects are up in the air. If Washington enacts reform, all immigrant workers will enjoy legal protections and thus meld more into the regular workforce. That will be a boon to employee safety and health. It will also raise expectations for better safety and health. In any event, we can, and will, figure out ways to make our foreign born workers safer.
An article in the Guardian estimates Qatar's migrant workforce at 1.2 million. The state has only 250,000 citizens. In the U.S. roughly 3 – 4 million foreign born workers mighte be considered migrant workers, in farming and construction.
The article:
Qatar's construction frenzy ahead of the 2022 World Cup is on course to cost the lives of at least 4,000 migrant workers before a ball is kicked, the International Trade Union Confederation (ITUC) has claimed.
The group has been scrutinising builders' deaths in the Gulf emirate for the past two years and said that at least half a million extra workers from countries including Nepal, India and Sri Lanka are expected to flood in to complete stadiums, hotels and infrastructure in time for the World Cup kickoff.
The annual death toll among those working on building sites could rise to 600 a year – almost a dozen a week – unless the Doha government makes urgent reforms, it says.
The ITUC has based the estimate on current mortality figures for Nepalese and Indian workers who form the bulk of Qatar's 1.2 million-strong migrant workforce, the large majority of whom are builders.
While it admits that the cause of death is not clear for many of the deceased – with autopsies often not being conducted and routine attribution to heart failure – it believes harsh and dangerous conditions at work and cramped and squalid living quarters are to blame.
The stark warning came after a Guardian investigation revealed that 44 Nepalese workers died from 4 June-8 August this year, about half from heart failure or workplace accidents.
Workers described forced labour in 50C heat, employers who retain salaries for several months and passports making it impossible for them to leave and being denied free drinking water. The investigation found sickness is endemic among workers living in overcrowded and insanitary conditions and hunger has been reported. Thirty Nepalese construction workers took refuge in the their country's embassy and subsequently left the country, after they claimed they received no pay.
The Indian ambassador in Qatar said 82 Indian workers died in the first five months of this year and 1,460 complained to the embassy about labour conditions and consular problems. More than 700 Indian workers died in Qatar between 2010 and 2012.
]]>"The evidence-based assessment of the mortality rate of migrant workers in Qatar shows that at least one worker on average per day is dying. In the absence of real measures to tackle that and an increase in 50% of the migrant workforce, there will be a concominant increase in deaths.
"We are absolutely convinced they are dying because of conditions of work and life. Everything the Guardian has found out accords with the information we have gathered from visits to Qatar and Nepal. There are harrowing testimonies from the workers in the system there. The 2022 World Cup is a very high profile event and should be implemented with the very highest standards and that is clearly not the case."
It is estimated that Qatar, the world's richest country by income per capita, is spending the equivalent of £62bn from its gas and oil wealth on building transport infrastructure, hotels, stadiums and other facilities ahead of the World Cup.
The ITUC has estimated the number of migrant workers already in Qatar at over 1.2 million and says possibly as many as 1 million more will be needed to get the country ready for the world's biggest sporting event. "Fifa needs to send a very strong and clear message to Qatar that it will not allow the World Cup to be delivered on the back of a system of modern slavery that is the reality for hundreds of thousands of migrant workers there today," said Burrow.
The ITUC's own analysis of deaths this summer appears to tally with the Guardian's investigation. It found that 32 Nepalese workers died in July, many of them young men in their 20s. "Nepal accounts for less than half the migrant workers in Qatar, and reports from other countries-of-origin indicate that similar numbers of workers from these countries are losing their lives in Qatar," Burrow said.
Asked to comment on the prediction of thousands of deaths, a spokesman for the Qatar 2022 supreme committee said on Thursday that organisers were "appalled" by the the Guardian's revelations about the deaths of Nepalese workers who travelled to the Gulf state to work.
"Like everyone viewing the video and images, and reading the accompanying texts, we are appalled by the findings presented in the Guardian's report," the spokesman said. "There is no excuse for any worker in Qatar, or anywhere else, to be treated in this manner.
"The health, safety, wellbeing and dignity of every worker that contributes to staging the 2022 Fifa World Cup is of the utmost importance to our committee and we are committed to ensuring that the event serves as a catalyst toward creating sustainable improvements to the lives of all workers in Qatar."
A leading expert in labour migration to the Gulf from south Asia warned Qatar that ill-treatment of workers would backfire because the labour forces they rely on to build their economies will start resisting.
Prof S Irudaya Rajan, chairman of the research unit on international migration at the centre for development studies in Kerala, India, said: "They need people from India and Nepal to give their hard work and they need better treatment because they are the ones building their whole economy.
"The Qataris have made them invisible in their economy but they have to make them visible. In the 21st century, labour should be treated equally to capital."
Rajan said he believed Indian workers were better treated than some others because the relatively long history of the country sending workers to the Gulf means support networks are already in place for them.
The rise of immigrant labor has been so incremental that it's hard to pinpoint when the workers' compensation community should have collectively realized that immigrant workers often pose a heightened work injury risk. But it's clear that we are past that date.
Foreign-born workers (including legal and undocumented) comprised about one tenth of the country's workforce in 1990. Today they amount to about 17 percent, and are much more widely distributed geographically.
Since 2000, foreign-born workers have added more bodies to the workforce than have native-born Americans. Demographers expect this trend to continue through 2020.
Many immigrants are very highly skilled. But a large share, those that are less well educated, provide manual labor that on balance is relatively injury-prone. These workers also have limited access to safer work.
Our manual workforce is thus segregated by injury risk. Pair an immigrant and a native-born worker, both doing jobs that require limited education, and statistics reveal that the foreign-born worker encounters twice the risk of work injury than the native.
I estimate from federal data that in the top 30 jobs that don't require a high school education, immigrants sustain at least one out of every four injuries.
That's based on an assumption that they report injuries at the same rate of native-born workers.
The immigrant worker is less inclined to have health insurance. Having health insurance is widely thought to lower work injury claims and to fund the treatment of co-morbidities which left untreated can complicate injury recovery.
In fact, the Affordable Care Act and the current version of the Senate's Immigration Reform bill prohibit access for large numbers of non-naturalized immigrants to federally supported health insurance. That's despite the fact they are here legally and paying taxes.
A lack of literacy in English further precludes immigrant workers from access to adequate healthcare and exposes them to a lack of understanding of safety procedures, making them even more vulnerable.
Many naturalized citizens speak their native language at home. Among non-citizens, only one tenth speak English at home. In fact, one third of non-citizen households, even after five years in the United States, fit the formal definition of being linguistically "isolated."
We in the work safety and workers' compensation fields have deflected the literacy problem for decades. We typically assign safety and injury response tasks to someone who speaks the worker's native language. This induces co-workers towards learned ignorance.
Further isolating immigrant workers is fear on the part of employers of legal prosecution should they be found to harboring an illegal immigrant.
Employers fear if they are too proactive they will stumble over an undocumented worker and incur legal liability. Millions of supervisors therefore lack the education to effectively manage immigrant workers.
One positive step for employers would be to adhere to a timidly publicized OSHA requirement that "instruction must be provided in a language the employee can understand."
Another step is for medical provider networks to expect that their providers adhere to a requirement arising out of the 1964 Civil Rights Act that health professionals conduct patient encounters in the preferred language of the patient.
We have a yet more difficult step ahead. Some say we are a multi-ethnic society.
But, as with much of the world, we are moving towards a trans-national society. Millions of American residents including even naturalized citizens see themselves as members of two societies. Many of our workers are trans-nationals, not permanent immigrants per the iconic Ellis Island narrative.
To ensure work safety and injury recovery, we may need to devote a lot more attention to buying into the culture of the foreign-born workers rather than waiting for the worker to learn how to speak and act live a native
About one quarter of immigrants into developed countries (OECD countries) have advanced degrees.
MPI says that countries that try to restrict out-migration of talent, such as healthcare professionals, fail to achieve the gains they desire. Migration of skilled workers can and does result in reverse transfer of money, technology, and democratic ideals. Also, in developing countries, skilled workers are often under-employed. Lack of skilled labor in developing countries, MPI says, is due to "structural causes" and out-migration is not the demon it is thought to be. Laws to restrict out-migration are, MPI says, are harmful. Origin countries need to pay more attention of the use of skilled workers in government, non profit and for profit communities.
The report says that skill flow from developing to developed countries:
Seeds new industries and transfers technology,
Causes more investment of education,
Generates remittances which greatly exceeds the cost of the skilled person's education in the originating country, and
Massively improves migrant's opportunities.
MPI recommends "bilateral" planning to improve skill training and skill flow.
During Labor Rights Week, the last week of August, OSHA undertook these events in the New York area alone, for presentations on worker rights and distributed OSHA information and literature:
In New York City, at the Mexican, Columbian, Brazilian, Salvadoran, Guatemalan, Honduran, Chilean, Philippine and Dominican Republic Consulates
At the Consulate of El Salvador in Long Island, N.Y.
At the Consulate of El Salvador in Elizabeth, N.J.
At the Centro Del Immigante in Staten Island, N.Y.
In Marion, N.Y. (co-sponsored with Consulate on Wheels/ Mexican Consulate /Alianza Nacional de Campesinos)
In New Brunswick, N.J. (co-sponsored with Consulate on Wheels/Mexican Consulate/Lazos Unidos de America)
Joel Kotkin recently wrote this brief profile of Southern California:
Immigration has slowed in recent years but the decades-long surge of migration, largely from Asia and Mexico, has transformed the area into one of the most diverse in the world. More to the point, Southern California has what one can call diversity in depth, that is, huge concentrations of key immigrant populations – Korean, Chinese, Mexican, Salvadoran, Filipino, Israeli, Russian – that are as large or larger than anywhere outside the respective homelands. Foreigners also account for many of our richest people, with five of 11 of L.A.'s wealthiest being born abroad.
These networks are critical in a place lacking a strong corporate presence. Our international connections come largely as the result of both the ethnic communities as well as our status as the largest port center in North America, which creates a market for everything from assembly of foreign-made parts to trade finance and real estate investment. Southern California may be a bit of a desert when it comes to big money-center banks, but it's home to scores of ethnic banks, mainly Korean and Chinese, but also those serving Israeli, Armenian and other groups.
For the immigrants, what appeals about Southern California is that we offer a diverse, and dispersed, array of single-family neighborhoods. Both national and local data finds immigrants increasingly flocking to suburbs. Places like the San Gabriel Valley's 626 area, Cerritos, Westminster, Garden Grove, Fullerton and, more recently, Irvine, have expanded the region's geography of ethnic enclaves.
These enclaves drive whole economies, such as Mexicans in the wholesale produce industry or the development of electronics assembly and other trade-related industry by migrants largely from Taiwan. Global ties are critical here. Korean-Americans started largely in ethnic middleman businesses, but have been moving upscale, as their children acquire education. They, in turn, have helped attract investment from South Korea's rising global corporations, including a new $200 million headquarters for Hyundai in Fountain Valley, as well as a $1 billion, 73-story new tower being built by Korean Air in downtown Los Angeles.


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Watch It TODAY
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Words cannot describe this documentary. The amount of art that was pillaged by the Nazis is astounding. The old film footage and photographs provide proof for those that may have any doubt. Even if you are not into art, this is a MUST see film!
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Admit it. You aren't like them. You're not even close. You may occasionally dress yourself up as one of them, watch the same mindless television shows as...
A true story...
Some cool canvas pixel manipulation
Archaeologists have uncovered what they believe is the oldest palace wine cellar in the Middle East in a 3,700-year-old palace in Israel. The wine, preserved with resin and flavored with herbs and honey, was likely for royal banquets.


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On Sat, Nov 07, 2009 at 10:25:03PM +0200, Niko Tyni wrote:
On Sat, Nov 07, 2009 at 10:53:41AM -0500, Jonathan Yu wrote:Email::MIME::Modifier - obsolete do-nothing library Email::MIME::Creator - obsolete do-nothing library So, I propose these modules for removal from sid. At the same time, I'll set up the appropriate Conflicts/Replaces in libemail-mime-perl, since it now provides those modules. There are a few rdepends for these packages, so I think I should just add them to Provides in libemail-mime-perl as well:Please note that at least libjifty-perl libcatalyst-modules-perl libhttp-request-params-perl bugzilla3 have versioned dependencies on either libemail-mime-creator-perl or libemail-mime-modifier-perl, and those won't be satisfied by the Provides: entries. (See policy 7.5) Changing the dependencies to something like libemail-mime-perl (>= xxx) | libemail-mime-creator-perl (>= yyy) should be enough, but this needs to be done before the removal happens to avoid uninstallability problems. Another concern I had was about an upgrade path for installations with libemail-mime-creator-perl or libemail-mime-modifier-perl but no libemail-mime-perl - those could have been left with the obsolete module versions. However, that doesn't seem to be a problem because they depend on libemail-mime-perl in both lenny and sid.
Why make fallback to libemail-mime-creator-perl (>= yyy) versioned? I see no need for that. - Jonas -- * Jonas Smedegaard - idealist & Internet-arkitekt * Tlf.: +45 40843136 Website: http://dr.jones.dk/ [x] quote me freely [ ] ask before reusing [ ] keep private
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Huff, all: I've been really low on time lately, and that probably won't change for this week... Looking forward to picking up the options talk after that, maybe it might change a couple minds here. I think there are a lot of misconceptions, and the truth is that options can be amazingly simple, very safe, and helpful in reaching your investing goals.
Options are nothing more than an additional set of tools in your arsenal, it is up to you as far as which you use and how you use them. Yes, some of these tools are "power-tools", which is both a good and a bad thing. Wield them poorly and you can lose an arm, but there is no reason you ever have to use any of the "power tool" strategies. Some strategies actually favor the long-term, conservative/low-risk investor.
Huff: Saw your Part1/Part2 post, hope to reply in a few days.
Good luck to all of us this week, hopefully the Fed update on Weds turns out to be positive or neutral for the market, and not a smack-down.
Huff, looks like he's annualizing the rate of return... So since it's only a 1 day trade, he's multiplying by 365! Personally I don't find annualizing a useful metric for short-term trades...
Huff: Regarding discipline on buying back naked puts.. Usually I've felt the same way as you, and typically I let them expire and try to maximize the profit. But as I've transitioned from "only cash-secured naked puts" historically, to leveraging more and more until recently I got to a limit I didn't want to go past... Well, now I have to look at an "in the bag contract" as an opportunity cost. I'm no longer willing to sell any new contracts (or otherwise employ addition capital) which would increase my leverage, so I need to either buy something back, or wait until options expire on the 20th.. And that is painful when there are plays waiting to be made that may not last that long :).
Which is giving back more money: letting a far-out-of--the-money contract expire in say 3 weeks that is currently down to 5c-15c... Or buying it back and then putting on a new trade at a strike that is closer-to-the-money and has more premium to erode? Especially if you think the stock might be going up pre-expiration. But all this is under the premise of limiting leverage. If you have the dry powder, then definitely have your cake and eat it too (let the far-OOTM Puts expire, AND put on the new trades too while you wait!)
LNCO: Ah right, I remember now that you mentioned that. Well, burned or not.. Could be worth looking at again once we hit 2014!.. With merger news and tax selling in the rear-view, the stock could become a little safer but should retain the big volatility premium for a while. Really depends where the stock price is at that point..
What kind of return do you typically target with your AAPL Put Spreads? (absolute %, and annualized %)?
Gotta get some sleep... Time to say my prayers: "Please don't let the Fed announce the start of taper next week, shortly before Dec expirations...." ;)
Huff: Congrats on that SYY spec bet! The morning of Dec 9 must have been a "holy $*%#$*!" moment, but unfortunately short-lived depending on how many hours you waited to sell!
Lately I've been spending a lot of time on portfolio "clean up". Have been buying back various naked contracts where they were down to 5c-15c, no need to wait out these "in the bag" contracts when I could put on new bets that will give me a lot more premium for my time, albeit at higher risk. Also important to me was to chip away at the sheer # of contracts and therefore my margin exposure, which is slowly going from "way too aggressive" to just "very aggressive" ;). I need more dry powder!
Have you looked at LNCO naked puts? I like them as a bread-and-butter play since there is plenty of premium built in and good ability to roll down/out if needed. Hopefully keeps a floor over $30 assuming successful merger results on the Dec16 vote (if not, look out below). If Dec16 results work out but don't pop the stock much, then I'd guess it could still need to make it through all the remaining tax-loss selling for this month before finding its footing. Few people who bought the stock this year won't have good losses to write off for 2013...
Just thought I'd call out that NATDF is in the low $9.5's today (ex-div)... That's an (IMO) sustainable 9.5% yield, and NATDF has a newbuild starting in April 2014 that seems very likely to influence a dividend increase. It "probably won't hurt" that the stock should be IPO'ing on the NYSE in a few months, too.
The macro market could be pretty choppy in the coming months and a receding tide can lower all boats of course. For mid-to-long-term investors though, I suspect it will be hard to go too wrong with this one around these price levels, and you should be well-paid to wait any weakness out.
I am long and would have bought even more today if I didn't already have a large allocation + need the dry powder elsewhere.
Having recently added to my SDRL position when it hit $42.50's, I'll have to say that I don't disagree the price has acted a bit weak since then. I think we could have some time before we get a catalyst and more excitement over the coming newbuilds, so my best guess is that we'll be generally sideways through January, give or take $1.5.
As a tax move, over the weekend I decided that if the stock was down or unchanged today, that I might sell the latest shares I bought, to avoid the div tax, and then buy back in ex-div at hopefully a $1+ discount. Normally I really don't mess with buy/sell decisions over smaller numbers like this, but since I'm not very active right now, I don't mind doing so to keep "the rust off" and see how my instincts would have served me in case it was actually a bigger bet.
As it turns out, the stock is up enough today that I'd pay almost as much in short-term taxes if I sold my $42.5 shares versus holding and taking the div, so I will hold. Besides, this is a "bond" for me and not a trading vehicle.
I did however buy 3k more shares of NATDF this morning at $9.67. Roth $$, so no added taxes from the ex-div tomorrow. I suspect the stock price could stay stronger than SDRL's in the short term, especially with the approaching IPO.
Wow, just a suggestion but you really might want to do more homework before giving reasoning like this. In SDRL's case I suggest getting to know EBITDA & cashflow metrics in relationship to the div versus using EPS, understanding the impact/contribution of newbuilds and looking at the coming year's newbuild schedule, and getting to know the history of the stock and management, among other things.
I don't disagree that the stock couldn't go down a little further (obviously it's doing just the opposite today though) but any such weakness should be temporary.
Huff: 3 orders/fills across the day, 500sh ea, in the 42.5's. Would have gone for the final 500 a few mins ago at 42.4 to make an even 2k for the day, but decided to stop here and see how the stock does in coming weeks. No need to rush this, esp as I look at SDRL as a great long-term "bond" with appreciation potential.
With the div imminent (12/3 ex-div), ideally one would purchase post-ex so 95c isn't "immediately returned" as 2013 taxable income.
Listened to the CC as well. Yeah, seems like the date for the IPO is finally tightening up "for real", though depending on the SEC process and maybe if SDRL decides they want to have an NATDF earnings call right before the IPO, I wouldn't rule out "late Jan" becoming late Feb or early March. But I suspect March would truly be "it" this time :). To get a nice pop I think they will really want to be able to raise the div so that with the pop, the stock will still have over an 8% yield (or why buy NATDF over SDRL?). West Linus starting ~April is just what they need for that...
I'm adding ~2k shares to my position today. Have had a couple orders execute so far. Still some more to go. Will post results after the market closes... Back to watching the stock now.
Threw a small amount of spec money at this too, bought 10k shares at 1.01 today. Won't move the needle either way but let's see how it does in the coming year.
SDRL's stock got a little ahead of itself when it ran up to touch $48 (for a day). It's actually held up pretty decently given 1) some natural consolidation, 2) the pullback in oil prices (which does not directly influence SDRL's profitability of course, but can put indirect/sympathetic pressure on the stock). Personally I won't read too much into the next few days, given that SDRL has an earnings release/guidance on Monday which should determine which way SDRL heads.
This should be the "toughest" quarter for them of the coming quarters, as the div may still be straining the cashflow/ebitda metrics. Once we hit 2014 and the newbuilds are hitting in earnest, well... IMO the stock should then continue its rally. Assuming no unexpected polarizing news on Monday of course.
If the stock drops below $44 then I'll likely add more to my position. Otherwise, I will wait to see if the February US government debt debacle that's sure to come offers up some good buying opps, in SDRL and other names.
Keebon: thanks for your thoughts. To me the story sounds good on paper and seems to have potential as a long-term turn-around play. I just wish it wasn't such an off-the-radar & opaque stock. Can't even see a bid/ask? Wow. I may throw a little speculative $$ at it, TBD. Not that my portfolio needs another oil-related stock ;).
Huff: Yeah, I was appreciating NATDF today too. I'd guess some bets are coming in re: the IPO, given the rapidly approaching CC. Personally, I also found the recent SDRL Prospector 3 purchase encouraging, though not directly related. Maybe SDRL can find a HE rig to purchase for NATDF. With 2+ year build times, I fear that if NATDF continues to stay with organic growth, it's going to grow a lot more slowly than originally intended/communicated. Not that sitting on a reliable 9%+ yielder is something to complain about ;)
Could you share your topline thinking regarding SDRNF? On the surface, it seems far more speculative than NATDF, but without the div to pay one to wait and with even worse liquidity & opacity. And unlike NATDF, Seadrill management has made no pitch/feels no obligation to shareholders. Wasn't SDRL's offer a few months ago to buy the remaining shares at only around $.67c?
Now, that said, if one then goes and reads the recent SA article, that paints a nice bull case. Does that article summarize or drive your interest? Timing wise, are you thinking to try to buy now, prior to the upcoming SDRL earnings call?
When I saw 9.35 briefly (from my cell phone, which I rarely trade from) this morning I figured it was a quick came-and-went anomaly. If a $9.35 - ~$9.5 Ask had stuck around, I would have been all over that.
Volume started out a little stronger than usual, but at this point in the day (147k, 30 mins before close) isn't out-of-the-ordinary, I would have expected over 200k by now if not hours ago. Maybe buyers are waiting until additional news confirming that the IPO date is imminent, or maybe anyone who was planning to make a bet pretty much already has.
FYI the F1/F4 SEC submission news came out a little after close-of-market Friday. No one had anything to say about it anywhere over the weekend, until SDRL made a news item of it at ~market open today.
Ha, I'm waiting to see a date on the calendar for the actual IPO, until then it won't be real for me given all the delays we've had :).
I sure hope it gets a nice little pop once the IPO finally happens, but can't complain too much for the wait thanks to the great yield and some nice buying opps along the way to average down. I wish SDRL could have figured out how to get an additional rig over to NATDF in the IPO timeframe, but at least there will be a newbuild coming online early next year.
Msg threads like this remind me of how much I miss Yahoo's old format.
Hey, naked puts aren't any more risky than holding the underlying stock, and at least you can start off w/ an out-of-the-money strike!
AAPL Bull Put Spreads, I haven't looked lately but in the past I didn't usually find the reward attractive enough, in part because of how much premium the protective Long Put commanded. Now, if one was willing to take on the risk of legging into the trade over days/weeks, that's a different story (pulled that off nicely once last year, but the success was easily outweighed by other AAPL naked puts I sold during the year that I had to cover at a higher price).
Schwab StreetSmart Edge: I use it and think it's great (other than the notable performance issues). I haven't really paid much attention to Greeks & probability calculators for my trades though. Side note: By comparison, TDA's ThinkOrSwim is horribly outdated and archaic. Sorta like taking a 1970 Pinto and slapping on so many modifications that it can keep pace with today's sports cars.
Though I'd long since given up thinking I'd ever get an allocation via Schwab on any IPO that interested me, from time to time I still give it a shot for the heck of it. Surprisingly, I got 100 shares @$26 for TWTR (my order was for 3k shares, ha). I guess once every blue moon or two...
The rest of my portfolio is being hit hard today though, so the paper gain on TWTR is "barely a rounding error" unfortunately.
Wow -- that's a ton (Jan 2014 $600C's). And there's more to it than that. There is heavy interest in all strike increments of $50. Ie, $550, $600, $650, $700... After $750 it skips to $100 increments up to $1000. I wonder if some long-term fund/institutional bets were placed back in the days when Apple was high $600's and there was talk of the race to $1000.
I like that you sold and/or recommended naked calls. While a simple strategy, it's rare to see anyone mention it as it conjures up (overly) fearful images of "unlimited losses". I haven't used it a lot yet, but played around a little with it this year on BRCM and mostly enjoyed the experience (got a little dicey when BRCM ran up to $37's). I look forward to utilizing it more, but need to find some good candidates. Preferably with a February expiration, with the guess that maybe government shenanigans will aid in keeping a ceiling on the market at that time.
Thought I'd say "hi" to everyone since I've finally started posting msg's on this forum after lurking for a few months... Bobdbeck "sent me", it was nice to find this board. Seems to be one of the very few Yahoo forums with a good group of folks, looking at stocks that generally interest me, and which hasn't been overcome by spammers/shorties. I used to think of the AGNC forum as a "home", a great place for exchanging ideas & trades. But that changed a little over a year ago as mREITs started to worsen, and then spammers moved in & completely destroyed the forum with dozens of unrelenting trash posts a day. All the quality folks packed up & left.
As for me -- investing is my full time focus. I follow a lot of stocks, including most of the names that also tend to come up here, but I typically invest, deeply, in a very small number of names that I get to know really well. Most of my trades tend to be via options and usually have timeframes of 3 to 6 months. For some positions, options aren't supported or just aren't the best choice IMO, so for stocks like say SDRL and NATDF I hold pure stock and enjoy the divs (and sometimes the cap appreciation). For now, it's working out well (until it doesn't) :).
I probably won't be a prolific poster but will weigh in where it makes sense. Right now my hope is actually to take a lot of trades off by end of this year and to de-leverage a bit, doing my best to avoid starting new trades that wouldn't wrap up by December expiration. While I'll still be in the market and won't be trimming any of my core stock holdings, with big gains for this year I am thinking to reduce some risk for the Jan - March timeframe given the disaster that is the U.S. government. I hope to make use of some weakness to put on new positions. Those are my thoughts right now, subject to change :).
I am no expert, but if there is anyone who wants to learn more about options I am also happy to help, feel free to ask anytime.


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Sunday, December 08, 2013
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Gillian Anderson
The beauty of AMAs is bringing back sweet things from the past <3
Sara Scarlet wearing HMSlatex
by Mathieu Richardoz
Marquise in our Ventricule dress by Mathieu Richardoz
India Rose by Marc Schwartz
The lovely Elegy Ellem in our Lithium dress by Hakan Dauvén
Kay Morgan in our Snaffle dress, by the amazing Stephane Roy
The show was a success! Many thanks to all my lovely models and to the Dominatrix team!
(Here: Lara Aimee, Kay Morgan, Saba Shootthegirl, Miss Mirjana by Mathieu Richardoz. More pictures very soon!)
Happy new year! How about we start 2013 with our annual sale? 20% off our catalog with the code HMSALES.
Aurore Petite Sukub in our Clementine lingerie setPhoto by Mathieu Richardoz
Petite Sukub in our Deco Dress by Mathieu Richardoz


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dragonbrawlz HAS A Wii U
Discussion in 'Nintendo Wii & Wii U Lobby' started by dragonbrawlz, Dec 17, 2012.


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Former MA congressman Joseph Early has died
BOSTON (AP) - Joseph Early Sr., a former U.S. Congressman from Massachusetts, has died. He was 79.
Early, a Democrat from Worcester who served in the U.S. House of Representatives from 1975 to 1993, died Friday at his home in Worcester.
His death was confirmed by Tim Connolly, a spokesman for Early's son, Worcester County District Attorney Joseph Early Jr.
Before being elected to Congress, the elder Early was a state representative from 1963 to 1974.
Early lost his seat in the U.S. House in 1992 to Peter Blute, a Republican from Shrewsbury, after a House banking scandal. Early was cleared of any criminal wrongdoing.


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Polling stations have opened in Senegal, where more than five million voters are expected to cast ballots in a presidential runoff between incumbent Abdoulaye Wade and opposition leader Macky Sall.
Thousands flocked to the polls in Dakar, the capital, and Fatick, Sall's home city, on Sunday with local reports suggesting a high turnout. In the region of Ziguinchor in southern Senegal, people queued up before polling stations had opened.
Both sides expressed confidence before voting started across the West African nation on Sunday, a month after a first round vote whittled the field down to two candidates.
Wade said that he was pleased that the elections were going well and urged people to accept the results even if he lost the election.
Serigne Mbacke Ndiaye, Wade's spokesperson, said that the 85-year-old president's Senegalese Democratic Party (PDS) was "ready and more than confident" and "the voters are with us".
"There is only one possible outcome of this election, and that is we will win," he said.
Protests have broken out - in the streets outside the polling station Wade is expected to cast his ballot.
Protesters say that they are here to make sure that opposition supporters do not taunt and 'boo' Wade when he comes to vote.
Police shot teargas into the crowd who had refused to back down, but no casualties have been confirmed so far.
Meanwhile, El Hadj Kasse, Macky Sall's spokesperson, said that his Alliance for the Republic (APR-Yakaar) party was "perfectly ready".
"We know we have completed an excellent campaign … [and are] extremely confident because everybody notices today that the Senegalese need change," he said.
Wade's candidacy prompted opposition protests and street clashes prior to the first round amid dismay over his decision to seek a third straight term, despite himself introducing a two-term limit.
Wade, president since 2000, argued that the term limit could not be applied retroactively, and was backed by the country's constitutional council.
In the first round of voting, he secured 34 per cent of the vote, while Sall managed to win 27 per cent. But 12 opposition parties have rallied behind the APR-Yakaar leader and former prime minister, appearing to give him an edge in the runoff.
After voting in Fatick, Sall said he hoped the ballot would reveal the people's will and that he hoped there would not be any surprises. He also called on supporters to refrain from making any announcements before elections officials did so and said he was satisfied with the transparency of the vote.
Economic dissatisfaction
Analysts say that dissatisfaction with the economy, with almost half the population unemployed and about 60 per cent living in poverty, has boosted opposition to Wade's rule.
"Since 2007, growing unemployment, frequent power failures, high basic commodities prices and corruption eroded the popularity of President Wade and provided a platform for the emergence of civil society activists to challenge the regime," David Zoumennou, a senior researcher at the Institute of Security Studies (ISS) in Pretoria, said.
But Zoumennou said it was unclear whether Sall offered anything different.
"Fighting to stop Wade's ambition has been the main concern for the first round of the elections. But we can argue that, being the brain behind the economic liberalism under Wade, he is likely to pursue the same economic doctrine."
While Wade's opponents have voiced cautious optimism about the outcome of Sunday's vote, the incumbent, who spent 30 years in opposition prior to his election, continues to command a loyal supporter base.
"For 40 years this country was run by the same people, and let me tell you, they did nothing for this place. The little that has happened here [in Dakar] is only because of Wade," Sory Ba, a fisherman at the capital's Colobane market, told Al Jazeera.
Extra sleep
Yassine Seck, 57, a fruit vendor concurs. She says that Wade's improvements to roads and public transport mean she gets an hour's extra sleep every morning before going to market to sell her wares.
While observers and analysts have mostly ruled out fears of election violence and rigging, election officials are not taking any chances.
On Saturday, the head of the CENA election commission told a local newspaper that the two candidates had been banned from any premature declaration of the final results to avoid raising tensions in the country.
Much of the discussion in the lead up to the vote has revolved around speculation over the deals which Sall had made with other opposition candidates in order to gain their support.
Yoncouba Seydi, the spokesperson of Idrissa Seck, a frontrunner opposition candidate in the first round, said that Seck had agreed to support Sall as part of an earlier agreement to support the candidate that reached the run off with Wade.
"If Sall wins, Seck will resume his job as part of the opposition," Seydi said.
The head of the election commission said that results were likely to be released on Thursday, though unofficial results will filter throughout the evening over the airwaves from local radio stations.
< Prev | Next > |
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THAI KITCHEN 24x 5.5 OZ COCONUT MILK. Thai Kitchen Coconut Milk is made from the pressing of fresh ripe coconut meat. Use for curries satay sauces baked or frozen desserts and drinks.: GLUTEN FREE. (Note: This product description is informational only. Always check the actual product label in your possession for the most accurate ingredient information before use. For any health or dietary related matter always consult your doctor before use.)
Product Title: Thai Kitchen 36098 Coconut Milk
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Researchers have found that folks who ate three extra servings of red meat every week increased their risk of developing diabetes by 50 percent. This was regardless of their weight or exercise patterns.
The other surprise was that reducing red meat consumption by three servings a week actually — get this — reduced the chances of getting the dread disease by 14 percent.
So why is this? For years we've thought that carbohydrates and sugar were the culprits in diabetes because eating too many of these drives the pancreas to produce more and more insulin, eventually burning out that organ. The body shoots out insulin to get sugar out of the bloodstream.
I grew up on bologna — on white bread (with the crust cut off) with just a dab of mustard and a piece of iceberg lettuce on top. The squishier the white bread, the more I liked it.
Occasionally, I'd go for liver sausage, salami or kosher hot dogs. I'd even experiment with grilled cheese, but when I was a kid, cured meats were king.
What happened next? The revelation that too much red meat was bad for your health. The more you ate, the more likely you were to have a heart attack or stroke.
Instead, we were told to choose white meat such as chicken and turkey. In fact, "white" became such an important attribute for meat that pork producers worked to convince us pork was "the other white meat." They wanted us to think a pig was just like a chicken.
Of course, pigs frolic in the mud and don't fly. So cluck, cluck, cluck. But back to business.
A recent study of studies published in the Journal of the American Medical Association showed that red meat may not just be bad for the heart but also bad for the pancreas, leading to diabetes. Researchers analyzed the data for 150,000 people, following them over nearly a decade, to determine whether eating red meat increased their risk for developing diabetes.
Now, I don't need to tell you diabetes is on the rise. And we know that too much weight and too little exercise lead many of us down the primrose path to diabetes (and Florida is a "hefty" state, and we're a bit on the slothful side). But red meat?
Apparently, there are other factors in play here, such as the type of protein we eat (such as red meat protein) or the type of fat we consume. Researchers at the Cleveland Clinic have shown that a poorly understood chemical called TAMO is squirted into the bloodstream when we bite into that juicy burger. Maybe it's the devil in disguise.
So should you stop eating red meat? Perhaps. But what I've discovered is that as soon as I can't have something, I want it more. So have that burger, brat or steak, but not as often. Try chicken or salmon teriyaki (my favorite). Grill other sausages, such as those made from chicken, turkey or vegetables. And try more vegetarian dishes that are flavorful and wholesome.
Some people still associate vegetarianism with eating rabbit food. But it's not three daily servings of iceberg lettuce, it's good eating. Be adventurous.
My spin: Chalk up one more reason for the "less is best" idea when it comes to eating red meat. Drop down a few servings a week and you might avoid the big "D," diabetes. Stay well.
About the author: Family physician Zorba Paster's weekly call-in radio show, "On Your Health" is broadcast from 5-6 p.m. Sundays on WJCT (89.9 FM). His column will appear on alternating Wednesdays in H. You can also check out his show's website at wpr.org/zorb and email him at firstname.lastname@example.com.


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The best defense against the Fleming football team during the first quarter of Saturday's game with North Park was itself as penalties and miscues had the end zone eluded the Wildcats for the first 12 minutes.
Thankfully for Fleming fans, that trend didn't last much longer as Fleming found its rhythm in the final three quarters to rout North Park 60-14 and collect its second win of the season.
Fleming had a turnover on downs, penalties in the red zone that ended a drive a several missed opportunities for points in what turned out to be a scoreless first quarter for both teams.
"We really were dominating the game, but just couldn't put points on the board," Wildcats head coach John King said. "We shot ourselves in the foot a couple of times in that first quarter."
In the second quarter, though, Fleming erupted for 24 points to start spelling the end for North Park.
An 11-yard rushing touchdown by Alex Vandenbark sparked the Wildcats' run. Darian Wilkening return an interception for a touchdown the next possession and then a 20-yard touchdown reception by Caleb Knowles and a four-yard run by Joseph Stahley capped off the first-half scoring for Fleming.
Aside from a snap that went over the Wildcats' punter and allowed a safety for North Park, Fleming was able to keep the errors to a minimum.
"We quit making a couple of the mistakes that cost us is what it really boiled down to in the second quarter," King said. "In the second quarter we really took control of the game and continued that in the second half. I think we limited North Park to less than 50 yards of offense in the second half."
Fleming tacked on 16 points in the third quarter and 20 in the fourth to notched its second A-6 North League victory.
The Wildcats finished Saturday with 393 rushing yards on 42 carries and a total of six touchdowns, led by Stahley's 162 yards on 18 carries.
Vandenbark broke the century mark with 117 yards on 11 carries and sophomore Kiril Rassoshko added 77 yards on just three carries, two for touchdowns, to lead the ground attack.
Fleming will be on the road this Friday when it travels to play Briggsdale. That game will be an afternoon affair with kickoff slated to start at 12 p.m.
Contact David Wilson at 970-526-9285 or firstname.lastname@example.com


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New Tantalus Website and Movie |
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Tantalus has opened a website for their upcoming DS title "Anaka". You can check out the site here.
While not much is known about the game as of yet, you can check out a movie of it in our DS Download section here.
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I refrained from reblogging that dark metallic grey rockey bunny hatch like 2 minutes ago with some lewd comment about how much I despise rocket bunny kits (ESPECIALLY WITH THE FLARES).
Then somebody went and did this… wow… rocket bunny flares can actually look good. I'd like to see more of this car.
All GT6 car dealerships!
they really want me to get this game i guess
its like they really want me to buy a ps4 just for this game. Not going to lie, this trashes any forza
It's coming out on PS3
17 Versions of the S2000, only different in appearance. That is literally the dumbest shit I've ever seen.
GT goes wayyy too far one way with it's car list, and FM5 is going wayyy too far the other, how is it so hard to have a good, normal Car list that isn't filled needlessly with the same car just to make numbers, but isn't cut down to make the game look better?


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RT @HP_Oliver: #HappyHolidays A small holiday remembrance for my Twitter friends: http://t.co/sEWU1h56jI
Philippians 1:3 I thank my God in all my remembrance of you.
Watching #AC360 #newtown1yearlater a tragic, powerful, and ultimately hopeful remembrance.
Birthday Shot ! Haha. Jk, tatago ko lang talaga to. Remembrance. Thanks vishnu_sel excuse mo langŌĆ" http://t.co/YHZ6nhkMDH
Help @OFAChicagoNorth get the word out for Newtown remembrance. Join them at the Holiday Club, Thursday, at 6:30pm: http://t.co/8vkWpxHVQu
Finally watching the Corey Monteith remembrance episode. Omg IŌĆÖm crying. #Glee
A calamity that makes you turn to Allah is better for you than a blessing which makes you forget the remembrance of Allah.
A powerful testimony of faith in the face of grief was shared by @mwnesbit tonight at our Service of Remembrance. God wastes nothing.
Sending Out A Special Thanks To Our 349 Listeners Who Archived Our Show Last Week Titled: Luxury' A Remembrance To Be Told.
RT @Captain_FitzRoy: Our third guest is Fuegia Basket so called in remembrance of the basket-like canoe by which we received intelligence of the loss of our boat
RT @CrystalNjoku: And Jesus said, Take, eat: this is my body, which is broken for you: this do in remembrance of me *takes pizza slice*
I got a chance to see @CM_81315 n @saraklove today..remembrance of the old days
RT @TheDeenShow: When you fill your heart with the remembrance of it's Maker it feels alive and at peace.
I shouldaa took your sweater like wayy back man and it could've been my remembrance
RT @howardfineman: Proud of my uncle Joe Nathan, 90, who just finished teaching Proust's Remembrance of Things Past at The New School in NY -- for 3rd time!
ŌĆ╗µŗĪµĢŻÕĖīµ£øŌĆ╗ŃĆÉBOY MEETS WORLDENDÕŗĢńö╗ŌæŻŃĆæń¼¼ÕøøÕ╝Š!ķ¤│µ║ÉĶ®"Ķü┤ķ¢ŗÕ¦ŗ'╝ü'╝ōµø▓ńø«'╝üRemembranceŌåÆ http://t.co/L9FBASJKLyŃĆĆ#BOYMEETSWORLDEND
There's Rosemary, that's for remembrance. Pray you love, remember. - William Shakespeare
Pagii.. ŌÖ½ ĒÜīņāü (Remembrance) [feat. Baek Ji Young] by Leessang ŌĆö https://t.co/oIrdfPFFco
Remembrance Photography: Senior Session http://t.co/PGCIRVKplX
Remembrance ata


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Follow us: Share us: Subscribe to FREE Celiac.com email alerts Join Celiac.com's New Online Support Group |
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Posted 03 September 2012 - 08:43 PM
Posted 03 September 2012 - 10:43 PM
Posted 04 September 2012 - 07:04 AM
Posted 04 September 2012 - 09:24 AM
Yeah, I'm grain- light. But if I say anything like that to someone, next thing i know, that person will catch me eating a bag of Tostitos and think I'm "cheating". So I just eat what works and don't label it.
So have a beer and gluten-free pizza and have a good night, ya hear??
Probable Endometriosis, in remission from childbirth since 2002.
Hashimoto's DX 2005.
Gluten-Free since 6/2011.
DH (and therefore Celiac) dx from ND.
Responsive to iodine withdrawal for DH (see quote, above).
Genetic tests reveal half DQ2, half DQ8 - I'm a weird bird!
Posted 04 September 2012 - 10:14 AM
I had pizza and beer for dinner the other night and it was very yummy. We had a movie night here at home. Ordered from Dominos for the others and I made mine from the square Kinnickinnick (spelling? lol) crusts. Sauce, cheese, mushrooms, spinach, onions, and pepperoni.
Posted 04 September 2012 - 02:03 PM
Posted 04 September 2012 - 02:07 PM
Posted 11 September 2012 - 12:26 PM
Posted 12 September 2012 - 01:06 PM
From Milwaukee, WI - 2 breweries. New Grist, by Lakefront Brewery, made from sorghum and hops, 6-pack costs $8 - $12.
Shakpuro, by Sprecher, made from sorghum, millet and hops, 6-pack costs about $13. Not as sweet as New Grist.
Boulder CO - Tread Lightly, by New Planet, made from sorghum, corn, orange peel and hops. 4-pack cost around $10.
Henderson NV - Fox Tail, by Joseph James Brewing Co. made from organic rice, nectar, and hops. Only gluten free beer I have found that comes in a can. 6-pack about $11. Has a bit of a citrus taste.
From Europe
Green Beers - 4 different flavors, come in 22 ounce bottles. Between $6 - $10 per bottle. Pricey, but good.
St. Peters - have 1 gluten free beers and other non-gluten free beers. Did not like this beer.
2 other beers that are made with barley, but are certified as less than 20 ppm.
From Spain - Estrella Damm Daura. My wife likes it and she is not celiac.
Warrensville, IL - Prairie Path Golden Ale, by Two Brothers. 6-pack costs $8 - $12. Tastes like normal beer and my wife likes it also.
Hope you can find these beers. Have fun sampling!
Posted 12 September 2012 - 01:33 PM
Celiac.com - Celiac Disease Board Moderator
"I believe that if life gives you lemons, you should make lemonade... And try to find somebody whose life has given them vodka, and have a party" - Ron White
""I like the cover," he said. "Don't Panic. It's the first helpful or intelligible thing anybody's said to me all day."
― Douglas Adams, The Hitchhiker's Guide to the Galaxy
"Life may not be the party that we hoped for…But while we're here, we should dance."
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10 Tips on Buying Classic Cars
Looking to drop some money on a sweet '68 Mustang that somebody's hawking on Craigslist? It might be a crazy bargain, or it could turn out to be a colossal waste of cash. Unless you know what you're doing, there's just no way to tell.
Jeff Allen knows what he's doing. At Flat 12 Gallery in Lubbock, Texas, Allen and restorer Perry Barndt buy, fix up, and resell classic cars, often for big profits. Now they're bringing their expertise to a car-flipping TV show, 'The Car Chasers,' which premieres on CNBC March 5 at 10 p.m. EST. "The show is not just about cars," says Allen. "It's about the negotiation process and why to invest in what."
We asked Allen for 10 tips that will help you avoid making a terrible mistake when buying a vintage automobile. "Most people want to be able to have fun on the weekends with their car," he says. "But it also has to be an investment that they're going to make money on down the line."
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1 month in and im doing great! Ive joined a lot of clubs and made a ton of friends. It was a bit rough at the beginning but I think im finally finding my way at college
What clubs? Just trying to get specifics for other visitors... how did you join? What was hard? How did you choose them?
What was rough? What did you do to help yourself?
© 2013 Created by Harlan Cohen.


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Posted: Jan. 3, 2007
This is for the photo contest. I was drawn to this recipe because it used olive oil. Other biscott...
I made these cookies to put in Christmas treat tins. The only thing I would suggest is to wet your ...
Posted: Apr. 5, 2006
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9838 Bella Marche Dr, Charlotte, NC 28227
Sold on 10/25/13: $89,000
Zestimate®: $88,365 A Zestimate® home valuation is Zillow's estimated market value. It is not an appraisal. Use it as a starting point to determine a home's value. Learn more
A Zestimate® home valuation is Zillow's estimated market value. It is not an appraisal. Use it as a starting point to determine a home's value. Learn more
Est. Mortgage:
- Bedrooms:3 beds
- Bathrooms:2 baths
- Single Family:1,263 sq ft
- Lot:9,583 sqft
- Year Built:1986
- Last Sold:Oct 2013 for $89,000
- Heating Type:Heat pump
TO WATCH THE HD VIDEO TOUR FOR THIS PROPERTY, PLEASE VISIT OUR WEBSITE WWW.DANSELLSCHARLOTTE.COM! ADDITIONAL PHOTOS CAN BE FOUND IN VIRTUAL TOUR. Attractive ranch home highlighted by brick front accent, new ?10 roof, and ?10 exterior paint! Open great room layout features new flooring, fresh interior paint, raised 10' ceilings, insulated windows, decorative ledge, and wood burning FP! The large eat-in kitchen is complete with pantry, bay window, & sunlit breakfast nook. This home features a popular split bedroom layout that offers additional privacy. Spacious MBR includes large WIC, dual vanities, garden tub, & separate shower stall. New ?10 flooring in GR, kitchen, master bedroom, & both bathrooms. Third bedroom is currently used as a home office with French doors. Nice relaxing patio overlooks large, fenced in yard with numerous flower beds and separate 20' x 40' dog play pen. Convenient one car carport. Great location on low traffic cul-de-sac street and only minutes away from 485 & major shopping centers.… MoreLess
- CoolingCentral, Other
- ParkingCarport
- Basement TypeUnknown
- FireplaceNo
- Floor CoveringCarpet, Linoleum / Vinyl
- AtticNo
- Appliances IncludedDishwasher, Range / Oven
- Room TypesBreakfast nook, Family room, Laundry room, Pantry
- Covered Parking Spaces1
- Days on Zillow49
- Elementary SchoolJ.h. Gunn
- Exterior MaterialBrick, Other
- Middle SchoolAlbemarle
- Parcel #10949124
- Price/sqft$70
- Roof TypeOther
- Room Count9
- School DistrictCHARLOTTE-MECKLENBURG SCHOOLS
- # Stories1.0
- Structure TypeOther
- Unit Count1
- Zillow Home ID6214073
Value | Range | 30-day change | $/sqft | Last updated | |
Zestimate What's this? | $88,365 | $81K – $94K | -$1,296 | $69 | 12/10/2013 |
Rent Zestimate What's this? | $905/mo | $860 – $1K/mo | -$10 | $0.72 | 12/02/2013 |
Owner tools | |||||
Market guide | Zillow predicts Becton Park home values will rise 4.3% next year, compared to a 2.2% increase for Charlotte as a whole. Among Becton Park homes, this home is valued 13.5% less than the midpoint (median) home, but is valued 1.4% more per square foot. Foreclosures will be a factor impacting home values in the next several years. In the Becton Park market, the number of foreclosures waiting to be sold increased 5.7% in the last year. The number of unsold foreclosures is 46.6% higher than in Charlotte, and 442.2% higher than the national average. This higher local number may prevent Becton Park home values from rising as quickly as other regions in Charlotte. Learn more about forecast calculations or Becton Park home values.… moreless |
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