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Archived Story
Kids in Business Day [UPDATED]
Published 11:02am Monday, February 27, 2012 Updated 11:03am Monday, February 27, 2012Four elementary-aged girls spent a good deal of their free time making knitted caps and scarfs over the past few months in preparation for the Kids in Business Day held Saturday at WestRidge Mall in Fergus Falls. About 34 businesses were represented at the event.
The purpose of the enterprise, according to Mary Matteson, Community Education director, is to expose kids to various business models ad give them the opportunity to create their own business and market their product.
"It allows them to plan, prepare and implement their ideas," she said.
It also shows them how their academic studies apply to real-life situations, she added.
Fifth-graders Mariah Seidel and Aubrey Blanchet, and fourth-grader Vanessa Blanchet, all home-schooled, and Kellie Sullivan, also in fifth grade, learned to knit about nine months ago, established The Knitted Corner, and the four have been knitting since.
They began meeting in July, assigning a number of items to knit to each girl, Mariah said. Between the four of them, they knitted about 53 items for the sale.
It takes about a half-hour to make most caps, said Vanessa, but it depends on the size of the cap — a double layer cap can take a couple days.
Another student, Emma Uhrich, a sixth-grader at Kennedy Secondary School in Fergus Falls, found her idea on a website, but wanted to take the craft up a notch, she said.
"I thought to melt the crayons on the canvas," she said. "It looked less childish."
Her business, eMMe Creations, involves melting crayons on a canvas to create something like splatter art, though it's a lot less messier.
Initially, she said, the crayons were just attached at the top of the canvas, but by using a hair dryer for 10 minutes, she found the crayons melted and she could tip the canvas, allowing the melted wax top drip down in various patterns.
Two friends — Haley Westby of Pelican Rapids and Camryn Appert of Fergus Falls — took the art of duct taping to a new level with their Tapetastic Designs, creating wallets, hair pieces and head bands, as well as pencil and pen tops and flip-flop clips. Some of their creations, like the wallets, take about 45 minutes to put together.
Through trial and error, they found that scissors and exacto knives didn't work well to cut the tape — the sticky residue from the tape adhered to the scissors blades and the tape was too thick for the exacto knife to cut through.
They turned instead to a rotary cutter, which they said worked perfectly.
Cutting straight edges with the rotary cutter took some practice, though, they agreed.
While they ordered some unique patterns of tape online, most they found at local stores.
They learned about quality control when they attempted to place a credit card in the slot of one wallet and it didn't fit.
"All the credit cards fit," said Haley. "If it doesn't fit, we won't sell it."
Haley brought the idea of duct tape products home from summer camp, shared the idea with her friend, and the two set up shop, so to speak, with a little help from Haley's sister.
This is the second selling opportunity they have participated in, having sold their products during Frostbite Festival. They earned about $60 from that venture and now are looking to expand their product line to some non-tape items, Haley said.


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The Royal Newfoundland Constabulary said the 22-year-old man was stopped in St. John's around 1:30 a.m. Friday and charged with impaired driving and failing a breath test, the Canadian Broadcasting Corp. reported Friday.
The man was given a court date and released but was stopped again 2 hours later -- and again charged with impaired driving and failing the test.
Toddler uninjured after being knocked over by Obama family dog
Texas principal bans speaking Spanish, stirs controversy

subset: commoncrawl


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Port Jefferson
Life, according to Joe Edley, three-time National Scrabble Championship winner and Port Jefferson resident, is like a bag of tiles. His metaphor purposefully mirrors the one so famously quipped by Tom Hanks when he played a simple-minded man expounding folksy wisdom while inadvertently changing history.
"Scrabble is so much like life," Edley, 64, when he was gunning for a fourth national title. "Learning how to play is like [that quote from] Forrest Gump, 'you never know what you're gonna get' when you put your hand in the bag of tiles."
This year, Edley will be trying again to capture his elusive fourth Scrabble championship. First he'll have to get passed Nigel Richards, the current national and world champion who will be there defending his title.
Three Village
State lawmakers on Tuesday joined doctors and parents at to announce new legislation that requires hospitals to offer pertussis booster shots to new parents and caregivers to protect their babies' health.
The law stopped short of requiring parents to get the vaccine because lawmakers said they thought it would be going too far.
According to Stony Brook University President Dr. Samuel L. Stanley Jr., who is a specialist in infectious diseases, pertussis was a leading cause of death among infants and children until regular vaccination reduced it to about 1,000 U.S. cases a year by the mid- to late-1970s. However, he said, pertussis is on a comeback, with approximately 27,500 cases reported in the U.S. in 2011.
Albany Sheriff's offices has arrested Tracy Zetsche, 52, and charged her with second-degree murder of her son, 22-year-old Gabriel Philby-Zetsche.
An autopsy on a Commack graduate found dead in his upstate New York apartment Monday morning revealed he was killed and his body went undiscovered for five days. Philby-Zetsche was a 2009 Commack High School graduate, according to his personal Facebook page.
Kings Park
After a few flight changes and travel delays, John Paradine finally had the chance to welcome home his son from a seven-month long deployment to Afghanistan.Paradine said it was not only the thrill of seeing him after so long, it was the relief of seeing him in one piece.
Twenty-year-old Marine Lance Corporal Cory Paradine was deployed to Afghanistan in last year. During his time there, he was injured during an IED explosion.


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Patagonia Capilene® 1 SW Stretch S/L T-Shirt
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This older Cape Cod rental offers sleeping for 8 and a great deck and backyard. It has three bedrooms and a finished basement with a full bath and laundry. The main level has a bedroom with a queen bed and one with 2 twins. It has a living room with cable TV and a dining area with a slider leading onto the deck. There is also a full bath with a tub. The second floor has a stairway to a bedroom with 2 twins. The basement is furnished with a bunk bed set with a twin upper and a double lower bed. A/C units are on the main level and fans are offered throughout. The large backyard has a basketball hoop and a nice big deck with a charcoal BBQ grill. The owner also offers beach toys and chairs to make your trips to the beach easier. Located in Eastham, it is short trip to the great Cape Cod Bay beaches or the National Seashore on the Atlantic Ocean.
**NOTE: Additional, non-refundable fees for this rental are a $150 Cleaning Fee, $75 Processing Fee and a $55 Security Assurance Fee**
*Use of fireplace is NOT PERMITTED without prior owner consent*
Cleaning | $150 |
Payment is usually accepted in the quoted currency () unless the currency and the amount is specifically agreed in advance with the owner / advertiser.


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Christie's first wine sale in Paris since the French government passed legislation opening the business to foreign companies generated the highest price for any wine auction held in Paris this year, according to Anthony Hanson, senior director of Christie's international wine department. The Sept. 14 event, at which 987 lots were offered, brought in $977,000, inclusive of the 15 percent buyer's premium.
Despite the high auction total, the sale was only 59 percent sold, a lower than usual rate. Large quantities of classified clarets and crus bourgeois from lesser vintages, such as 1978, 1981, 1994 and 1997, failed to find buyers, as did a rare case of Château Mouton-Rothschild 1945, estimated at $53,700 to $73,200.
"We're still finding our way," explained Hanson, who added that future sales would be more tailored to the Paris audience.
Nevertheless, Parisians warmly embraced a large offering of first growths consigned directly from the châteaus. Six magnums of Château Latour 1959 fetched $17,962, 3 percent above the wine's average price in the second quarter of 2002 Wine Spectator Auction Index. And an imperial of Château Lafite Rothschild 1982 was snapped up for $5,596, up 19 percent from its index average.
With the exception of a few rarities and vintage classics, prices were somewhat softer in Paris than in New York.
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My friend will be on it tonight at 10:30pm for a Puerto Rico episode!
Me too! I was supposed to be on it too but my ds was sick with a fever during filming so I had to pass. What a bummer!
Quoting usmcwifey11:Ooo! I love that show.
Yeah :) We have been to the house many times.
Quoting Schleetle:Sometimes, I might watch Kathy tonight. Do you know which place she picked?
I love that show. I could probably watch HGTV all freaking day if I had nothing to do lol
very kewl!
Yeah, I couldnt believe how staged it is haha
Quoting sweet.lil.mama.:I do. I know its staged though. Most shows are.. lame lol
See what CafeMoms are saying about saving time this holiday season..


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vHost is a one-step solution for all virtual hosting needs. It enables a Linux/BSD server with single or multiple IP addresses to function as unlimited virtual hosts with HTTP, FTP, SMTP, POP3, IMAP, and other virtual services extendible via modules. It comes with both a command-line interface and a Web-based GUI ("control panel"), offering maximum control to a domain's owner while relieving the system administrator of most routine administration tasks. Other major features include four levels of login, comprehensive quota control, and built-in clustering capability.
vidprofile is a collection of a few components that finds the best way to create MPEG video with mjpegtools. It fully characterizes mpeg2enc from mjpegtools and helps answer the question: given a file size limit, what are the best mpeg2enc options (and values) to use that give the highest possible quality MPEG video? mpeg2enc has an abundance of command line options, and each one tweaks the encoded output (some options tweak to larger degrees than others). vidprofile offers a set of tools to let the user fully test each of the options in mpeg2enc and quantify the output video's size and quality.
view3dscene is a browser for VRML (1.0 and 2.0) and X3D, and a viewer for other 3D model formats (3DS, MD3, Wavefront OBJ, and Collada are handled). It supports viewing the scene in the "Examine" mode and walking in the virtual world with features such as collision detection and gravity. Rendering is done using OpenGL. Many advanced 3D graphic effects are available, like mirrors (flat and through cube environment mapping), shadows (shadow maps and shadow volumes), GLSL shaders and more. The program can also convert files from 3DS, MD3, Collada and other formats to X3D and pretty-print VRML and X3D files.


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When she's not lounging at her insanely cool cabin by the sea, Studiomama — aka Nina Tolstrup — is busy in her… studio. Featured on Dezeen is her new Reveal storage and display cabinet — a piece perfect for displaying your favorite objet d'art, and hiding your mess.
Q: We've just updated our mid-century apartment (removed popcorn ceilings and replaced the 1959 ubiquitous apartment parquet with 5-inch teak), and now would like to replace all the cheap interior doors with a heavier, more modern style door. The picture is of the door style that we are looking for, but would like some direction on where to find them. We might need custom, as our doors are floor to ceiling, without an area of wall above them (if that makes sense!). This seems like such a simple problem, yet I can't find a good resource. Thanks for any help offered!
Sent by Ashley


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Philadelphia, PA (Sports Network) - The Philadelphia Phillies placed pitcher Michael Stutes on the 15-day disabled list with right biceps tendinitis and recalled pitcher Phillippe Aumont from Triple-A Lehigh Valley on Sunday.
Stutes, 26, pitched to a 5.17 earned run average in 14 games with the Phillies this year. He only appeared in six games with the Phillies in 2012 before missing the remainder of the season with right shoulder inflammation.
The 24-year-old Aumont had a 4.15 ERA and allowed 17 hits and 10 walks over 13 innings during a stint with Philadelphia earlier this season. The right-hander gave up eight runs in 10 2/3 innings with Lehigh Valley.
Aumont was acquired from the Seattle Mariners as a part of a trade that involved Cliff Lee in December 2009.
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Lucy Hale Performing Christmas (Baby Please Come Home)//CMA Country Christmas 2013
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Gossip Girl Fashion Meme • 5/10 Headbands
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Jennifer Behr silvered Headband
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As you might have guessed, Upper East Siders, prohibition never stood a chance against exhibition. It's human nature to be free, and no matter how long you try to be good, you can't keep a bad girl down.
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What did Exxon Mobil's XOM -1.51% Exxon Mobil Corp. U.S.: NYSE $94.26 -1.45 -1.51% Dec. 11, 2013 4:00 pm Volume (Delayed 15m) : 12.60M AFTER HOURS $94.27 +0.01 +0.01% Dec. 11, 2013 7:54 pm Volume (Delayed 15m): 209,636 P/E Ratio 12.31 Market Cap $411.78 Billion Dividend Yield 2.67% Rev. per Employee $5,168,010 12/11/13 Exxon Presses for Exports 12/05/13 Icahn's Apple Vote Faces Rough... 12/05/13 Kashagan Gas-Leak Probe Finds ... More quote details and news » stock have to do in 2012 for it to stay the biggest listed oil company in the world? Nothing.
Exxon tops PFC Energy's latest annual ranking of energy companies by market capitalization, due out Tuesday. Yet the oil major's stock went nowhere last year. Indeed, the overall value of PFC's top 50 barely changed last year, down 0.8% to $3.5 trillion.
There may be a warning in that: Average oil prices had their best year ever in 2012. That overall valuation actually fell suggests investors are skeptical of further sustained gains—or companies' ability to keep hold of them.
The other message in the ranking concerns the battle between Western oil majors and national oil companies such as PetroChina. 601857.SH 0.00% PetroChina Co. Ltd. A China: Shanghai ¥8.01 0.00 0.00% Dec. 12, 2013 3:04 pm Volume : 11.65M P/E Ratio 11.78 Market Cap ¥1460.09 Billion Dividend Yield 4.02% Rev. per Employee ¥3,720,230 11/29/13 China's Cnooc Seeks to Export ... 11/28/13 Exxon to Sell Stakes in Iraq F... 11/13/13 CNPC Buys Peru Oil, Gas Assets... More quote details and news »
The rising star of recent years has been Colombia's state-controlled Ecopetrol. EC +0.21% Ecopetrol S.A. ADS U.S.: NYSE $42.88 +0.09 +0.21% Dec. 11, 2013 4:05 pm Volume (Delayed 15m) : 475,753 AFTER HOURS $42.88 0.00 0.00% Dec. 11, 2013 4:05 pm Volume (Delayed 15m): 261 P/E Ratio 11.42 Market Cap $88.31 Billion Dividend Yield N/A Rev. per Employee $3,909,010 More quote details and news » Having joined the list in 2007 ranked 33rd, it is now No. 6.
But as Ecopetrol has risen, so other state-backed majors have faltered. Brazil's Petróleo Brasileiro PETR4.BR +0.83% Petroleo Brasileiro S/A Pref Brazil: Bovespa R$16.92 +0.14 +0.83% Dec. 12, 2013 11:47 am Volume : 6.21M P/E Ratio 8.79 Market Cap R$216.89 Billion Dividend Yield N/A Rev. per Employee R$3,494,570 12/05/13 Brazil Stocks Open Higher on G... 12/04/13 Petrobras Board Rejects Reques... 12/02/13 Petrobras Shares Drop After Fu... More quote details and news » is a prime example, having discovered vast amounts of oil but finding its cash flow and valuation hamstrung by an increasingly intrusive state. Ecopetrol overtook it this year, despite Petrobras's proved reserves being about seven times bigger.
Looking at the top 10 over time, there is a striking contrast in terms of relative stability. From 2004 onward, the value of the Western majors in each top 10 has dipped below $1 trillion dollars only once, in 2009. In that same period, the collective value of national oil companies in the top 10 started at $160 billion, soared to $1.55 trillion in 2007, and ended 2012 at less than half that peak.
Exxon, like other Western majors, may not have set pulses racing in 2012. But looking at history, there's a reason it is still No. 1.
Write to Liam Denning at firstname.lastname@example.com


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Sharp 40" 60Hz 1080p HDTV $500
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They say: "Stand in awe next to those famous pyramids in Egypt, go scuba diving amongst the coral reefs of Sharm El Sheikh, hit the boutiques of Abu Dhabi, explore the souks and bazaars of Morocco, or go larger than life in Dubai. A fascinating mix of ancient and modern, there is a holiday type for everyone. Kuoni will arrange all these holiday exploits and more for you with their concierge service. The brochure also features tailor made private and escorted tours, as well as river cruises and multi-centre holidays."
They say: "Egypt, Morocco and Tunisia – three countries side by side in North Africa, all offering a fascinating mix of cultures, as well as year round sunshine, shopping and watersports, all combining to make holidaying in these countires so popular with Thomson clients. As winter and summer getaways to these destinations increase in popularity year on year, Thomson is continually expanding the range of accommodation to make sure there is a package holiday to suit all budgets. New for 2013/2014: extra leg-room seats and 'Select your seat' service available on your flights."
They say: "Here's your preview of the main 2014 summer sunshine brochure from First Choice. Don't forget, all holidays are all inclusive, so there's no need to worry about spending money in resort – it'll just be for a bit of souvenir shopping as everything else is included! So whether you fancy splashing around in the pool in Costa Dorada or enjoying proper pizza in Italy it's all in this brochure full of holidays from April to October 2014. And of course, holidaymakers of a younger age are kept entertained with Holiday Villages, Splashworld and Kids' Clubs for 0-15 years. New destinations for 2014 include Calabria in Italy and the Olympic Coast in Greece."
They say: "This brochure features all the finest destinations in Europe and North Africa from coastal resorts to vibrant cities in the great melting pot of cultures, climates, contrasting panoramas and a rich tapestry of enchanting history. Whether it's to mingle with the rich and famous on the Cote d'Azur, experience the sophistication of charming resorts in the Balearics, enjoy sun-soaked romance, culture and cuisine in Italy, explore the magical coastlines and bays of Greece or taste and smell the herbs and spices in the souks of Morocco, this brochure has it all. As some of the world's most exclusive resorts are in Europe, so if you want luxury Kuoni can arrange everything you need from helicopter transfers and five star hotels, to private tours.
They say: "Because you deserve a real treat of a holiday, there's the First Choice Premier brochure. This brochure is full of first class, year round destinations with the very best four and five star Premier accommodation handpicked for you. All holidays are offered as all inclusive packages, so you can get luxury at best value for money prices, with flights, transfers, meals, drinks and perks like a larger luggage allowance all included. Browse holidays to exotic palm-tree filled beaches, paradise islands, or even action packed safaris, all of which are available year round through First Choice Premier."
They say: "New horizons, new experiences. Sights that take your breath away and surroundings that make you want to stay forever – that's what this Worldwide brochure is all about. Full of hand-crafted voyages with departures from January 2014 to the end of 2015, this means you can plan your ideal holiday well in advance. And with the help of the Kuoni concierge team, you can build in private tours, trips and activities too, from exploring the Atlas Mountains of Morocco, to golf reservations at Sandy Lane on Barbados. So whether it's a lazy holiday on a private island or an all-action safari tour, it's all in this brochure. And worth noting, many of the hotels featured are only available through Kuoni in the UK."
They say: "Perfect for year round hassle-free family holidays in the sunshine, this brochure is packed full of superb holiday villages all over the Med, from Lanzarote to Kos and all are exclusive to First Choice in the UK. All holidays are offered on an all inclusive basis, with food, drinks and loads of kids' clubs (for 0 to 15 year olds) and sporting activities included in the price. Holiday villages offer great facilities for kids, with lots of swimming pools and play areas, whilst for adults it's all about relaxing and enjoying the sunshine (and not having to cook or wash up!). And look out for free kids' places too to save even more strain on your wallet."
They say: "Imagine yourself on a Kuoni All Inclusive holiday – relaxed on a balcony looking out at the ocean, somewhere exotic. It's all about unwinding and getting away from the hustle and bustle of everyday life. On these all inclusive holidays you can experience life without a care in the world and where pretty much everything is done for you. Of course, there is also the impeccable Kuoni service, where anything from private transfers to exceptional trips such as hot air ballooning can be arranged and booked by Kuoni."
They say: "Thomson cruises sail to over 120 different destinations and has four boats exclusive to Thomson: Thomson Dream, Thomson Celebration, Thomson Majesty and Thomson Spirit. All offer relaxed cruising with superb onboard facilities and a friendly atmosphere that lacks the stuffiness you traditionally associate with cruise holidays. All ships sail at night, so you cross the water while you're sleeping and wake up in a different destination every morning. Thomson also offers regional flights from 19 different airports around the UK to join your cruise. On the opening pages of the brochure you will see and easy read cruise calendar so you can see which ships will be cruising where and when to make your choice of departure easier."
They say: "Fancy escaping the wind and rain to catch some winter rays of sunshine in the Med and beyond? This winter sun brochure includes all the most popular resorts for a winter sun holiday. All package holidays included in this brochure are on all inclusive basis and being winter, there are great deals on longer stays right up to 99 nights. There are also more single room offers for 2013 for no or only a very small supplement, so whether you just want a quick week in the sun with the family (there are lots of kids' clubs still running in the winter season) or want to escape the cold winter entirely, there's something to suit all tastes and budgets in this brochure."
They say: "All hotels and holidays including Platinum Cruises in this Premium Collection brochure are four or five star standard and to make the grade each property has to score good or excellent with 90% or more of our customers. You also benefit from those little extras that will make your Premium holiday even more special, from extra luggage allowance to priority transfers in resort. All of the holidays featured are exclusive to Thomson in the UK, so you won't find them in any other brochure. New for 2013/2014: resort hotels on the Pacific coast of Mexico, in Thailand and Mauritius."
They say: "This is the most comprehensive summer sunshine package holiday brochure from First Choice. All holidays are offered on an all inclusive basis, so that means its a whole lot easier for you to budget for your holiday and with food, drinks and loads of entertainment included. The only money youll need is pocket money for trips and a bit of shopping. As the main summer brochure, you will find there is the full range of sunshine package holidays including Premier, Splashworld and Holiday Villages too. Have a browse and find your perfect summer getaway for the summer season 2013, whether it's a romantic getaway for two or a fun family holiday you're after."
They say: "An A La Carte holiday from Thomson gives you the flexibility to create the luxury holiday you want, with lots of enticing extras included in the package, such as free 20kg luggage allowance (plus 7kg carry on), free use of the 'select your seat' service and private taxi transfers. All hotels featured in the second editions of this brochure are classed four or five star by Thomson and boast consistently high customer satisfaction ratings. What puts this range of properties head and shoulders above the rest is the attention to detail, the decor, the cuisine and last but not least, the service. You can expect special facilities, such as private swimming pools, hot tubs and first class views from your terrace or balcony. Thomson's A La Carte holidays are available all year round."
They say: "This Holiday Collection brochure has a bumper selection of tours and holidays to places all over the world, from just £449 per person. There are short breaks to discover exotic places like Marrakech, tours from the tip to the toe of wonderful Italy and South American tours where you'll uncover everything from Inca life, to the pulsating rhythms of Brazil. A truly eclectic collection of holidays, all with the usual high levels of Travelsphere service, including tour managers and knowledgeable local guides throughout your escorted tour."
They say: "This is the third year of the Couples brochure from Thomson offering holidays to hotel where there aren't any kids around. For the 2013 summer season there are over 40 hotels in as many locations, all offering a relaxed atmosphere and excellent facilities for adults. There are hotels in 'close to home' resorts and further afield destinations too, many of which are exclusive to Thomson in the UK. Thomson has picked out the very best hotels for their dining experiences, their contemporary style, relaxed atmosphere and great settings, so you can have a great holiday in a kid free zone."
They say: "Here at Just You we welcome anyone who wishes to travel on their own, whether single or not and we truly believe that age doesn't matter. In fact, we think that holidaying with a mix of ages is the best way to travel and from your feedback it seems you agree. From short breaks and relaxing holidays in Europe, to worldwide adventures all accompanied by our tour managers, we've a whole host of destinations to choose from. You could discover the culture of China, enjoy a sun-drenched holiday to Florida or explore the gastronomy in the Calabria in Italy. And of course, you will all have your own room and there is no single supplement for that."


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I'm Greg McBride with Bankrate.com and here is your weekly look at mortgage rates.
Mortgage rates were little changed this week, remaining at record low levels. The average rate on the benchmark 30-year fixed rate mortgage was unchanged at the record low of 3.97 percent.
The average 15-year fixed mortgage rate - a popular choice for those that are refinancing - inched lower to a new record of 3.19 percent. On larger loans, the average rate on the jumbo 30-year fixed rate mortgage remained at the record low of 4.52 percent.
Adjustable mortgages were mixed once again. The 3-year adjustable held at 3.11 percent while the 5-year and 7-year adjustables both a bit higher, to 3.02 percent and 3.16 percent, respectively.
Nervousness about the European debt crisis and the future of the euro continue to hold sway over financial markets, including mortgage rates. Any time uncertainty prevails it is a recipe for low mortgage rates as investors flock to the safety of U.S. Treasury securities, to which mortgage rates are closely related. These issues in Europe have lingered for 2 years and they're not likely to solve anything right away, so the odds certainly favor an environment where mortgage rates remain low.
Whether you're buying a home or refinancing the one you already own, it is important to shop around for the best deal. To find the lowest mortgage rates in your area, use the free search engine at Bankrate.com.
I'm Greg McBride.
Mortgage rates rebounded this week.
Mortgage rates reversed course this week.
Mortgage rates jumped this week.
Mortgage rates are up this week.
Mortgage rates mostly stayed put this week.
Follow this 6-month homeowner countdown so you are ready come closing day.
Shopping for insurance? Follow these tips from top experts in the insurance field.
Think your holiday gift list might break your budget? Consider one of these items on sale this month.
Before you take off, land the best deal on your airfare.
Follow these expert tips to save on gift wrapping without breaking the bank.
Bankrate wants to hear from you and encourages thoughtful and constructive comments. We ask that you stay focused on the story topic, respect other people's opinions, and avoid profanity, offensive statements, illegal contents and advertisement posts. Comments are not reviewed before they are posted. Bankrate reserves the right (but is not obligated) to edit or delete your comments. Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted or reused.
By submitting a post, you agree to be bound by Bankrate's terms of use. Please refer to Bankrate's privacy policy for more information regarding Bankrate's privacy practices.
A little research could save you BIG on interest.


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Northwestern New Mexico Hotels
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The Region Inn
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- easy-access location with a nonchain demeanor
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The Region Inn Review
The Region is plain-Jane from the front, and inside the rooms are a bit dark, but all are updated and comfortable. The three-story motel is independently owned, and the staff's accessibility and responsiveness reflects that. Tequila's restaurant off to the side is quite serviceable and fun for a drink at least.
- Address: 601 E. Broadway, Farmington, 87401 | Map It
- Phone: 505/325–1191; 888/325–1911
- Website: www.theregioninn.com
- Location: Farmington
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- 75 rooms, 2 suites.
- Rate includes breakfast.
- Credit cards accepted.
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Custom Recipes for Consomme Pork Chops
A new recipe revealed each day until Christmas. Check it out!
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Read our allrecipes.com blog


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Misc Paintball Items Tanks, Barrels, Hoppers. Everything else paintball related is sold in here |
| Thread Tools | Search this Thread |
07-15-2012, 02:26 PM | #2 (permalink) |
Hawkeye: Finest Kind |
Hello This is the misc sales section. I think you will get more of a response if you post this thread in the games section. If you PM a mod they will be able to transfer it. Cool idea for a game. I wished I lived anywhere near cali...
__________________ Jay FS: Predlocks, Palmers stab, Barrels, Flex Parts Feedback M.CarterBrown Custom Cockers |
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US STOCKS-Futures dip ahead of jobs report
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* Superstorm Sandy seen impacting U.S. payrolls
* Netflix CEO's Facebook post triggered SEC notice
* Futures dip: S&P 2.2 pts, Dow 10 pts, Nasdaq 2.5 pts
By Angela Moon
NEW YORK, Dec 7 (Reuters) - U.S. stock index futures dipped slightly on Friday as investors remained cautious ahead of a key monthly jobs report which was expected to have been impacted by Sandy, a massive storm that swept through the U.S. Northeast.
* U.S. non-farm employment, due at 8:30 a.m. ET (1330 GMT), is forecast to have risen by 93,000 jobs in November after gaining 171,000 in October, according to a Reuters survey. The unemployment rate is seen holding steady at 7.9 percent.
* Superstorm Sandy, which caused widespread damage and power outages, likely put a dent in U.S. jobs growth in November, temporarily interrupting a recently established trend of modestly rising payrolls.
* Also to be released Friday is the Thomson Reuters/University of Michigan's consumer sentiment index, at 9:55 a.m. ET (1455 GMT). Economists surveyed by Reuters expect a preliminary December reading of 82.4 from 82.7 a month earlier.
* S&P 500 futures fell 2.2 points and were below in terms of fair value, a formula that evaluates pricing by taking into account interest rates, dividends and time to expiration on the contract. Dow Jones industrial average futures fell 10 points, and Nasdaq 100 futures dropped 2.50 points.
* European shares fell Friday after Germany's central bank slashed its growth forecasts, and as investors booked profits on concerns U.S. jobs data may disappoint.
* The Bundesbank cut its growth outlook for Germany, the euro zone's largest economy, on Friday, less than 24 hours after the European Central Bank slashed its own forecasts for the bloc, darkening the prospects for European corporate profits next year.
* Amarin Corporation shares fell 18.5 percent to $9.74 in premarket trading after the bio-pharmaceutical company raised $100 million in financing to help it launch its heart drug Vascepa but disappointed investors who had hoped for a sale or partnership.
* Netflix Inc will be in focus. The company said Thursday securities regulators warned they may bring civil action against the firm and its chief executive for violating public disclosure rules with a Facebook post. The case raises questions about how public companies communicate on social media.
* Gun marker Smith & Wesson posted revenue that beat Wall Street estimates on continued demand for its pistols and sporting rifles. The company also raised its full-year profit outlook.
* U.S. stocks closed modestly higher in thin trading Thursday as a rebound in shares of Apple lifted technology shares.
- Insight: How U.S. spying cost Boeing multibillion-dollar jet contract
- Exclusive: Secret contract tied NSA and security industry pioneer |
- With Fed out of the way, what's next on Wall Street?
- Yemeni al Qaeda says attack on hospital was mistake
- Insight: For Chinese farmers, a rare welcome in Russia's Far East


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"Let us honor a life that has been well lived."
Current Services for Marysville
Lucile Gugel Bunsold
Lucile Gugel Bunsold, age 97, of Marysville died Wednesday, November 27, 2013.
A lifetime member of St. John's Lutheran Church, she retired in July of 1976 after 26 years as an elementary school teacher. Mrs. Bunsold taught one year at St. John's Lutheran and the balance of her career was spent within the Fairbanks School District. She and her husband established Bunsold Plumbing and Heating in 1952, and she maintained an active role in the success of the business through the years. She was a 1934 graduate of New California High School and attended Capital University, Ohio State University, and Urbana University.
Her membership interests included St. John's Ladies Aid, Lutheran Women's Missionary League, ACES Card Club, Union County and Ohio Retired Teachers' Association, Twig # 6 of Memorial Hospital of Union County, New California Alumni Association, and the Memorial Hospital Health Center. She served many years as a Sunday school teacher and volunteered for over 20 years delivering Mobile Meals. She enjoyed reading, quilting, playing cards, and especially enjoyed her family.
She was born June 29, 1916 in New California to the late Justus and Sophia Scheiderer Gugel. She married Edgar Bunsold on February 23, 1941, and he preceded her in death on February 11, 1980. She was preceded in death by a son, John Bunsold; a sister, Marjorie Burns, and 4 brothers, Harry, Homer, Clarence, and Herbert Gugel.
Survivors include her son, William (Marlise) Bunsold, daughter-in-law, Sandy (David) Bunsold Martin, 4 grandchildren, Benjamin (Kemi) Bunsold, Cory Bunsold, Susan (David) Bunsold Wilson, and Erin (Andrew) Bunsold Gilleon; 6 great-grandchildren, Naomi Bunsold, Corbin Bunsold, Teddy & Lucy Wilson, and Lydia & Emmaline Gilleon; a sister-in-law, Helen Gugel, many nieces and nephews, and her devoted caregiver, Kim Fields.
Friends may call from 3-7 pm on Monday, December 2, 2013, at Mannasmith Funeral Home, Marysville. Funeral services will be held Tuesday at 2:30 p.m. at St. John's Lutheran Church. Reverend Jack Heino will officiate and burial will take place next to her husband at the church cemetery. Memorial contributions may be made to St. John's Lutheran Church Organ Fund. Condolences may be expressed at www.mannasmithfuneralhome.com.
for Lucile Gugel Bunsold
Laura Jean Mullaney Grooms
Laura Jean Mullaney Grooms, age 86, of Marysville, formerly of Raymond died Wednesday, November 27, 2013, at The Gables at Green Pastures following an extended illness.
She served as librarian for the Marysville Public Library and was a lifelong member of the Raymond United Methodist Church.
She was born September 27, 1927, to the late Jay W. and Laura Husted Mullaney. She married Albert L. Grooms on June 26, 1948, and he preceded her in death on November 10, 2001.
Survivors include her husband, Joe Detwiler, Marysville; her brother, Rev. Fahy Mullaney, a son and three daughters, seven grandchildren, and 5 great-grandchildren.
A Celebration of Life Service will be held in the spring. Mannasmith Funeral Home is serving the family. Condolences may be expressed at www.mannasmithfuneralhome.com.
for Laura Jean Mullaney Grooms
Bonnie S. Williams
Bonnie S. Williams, age 68, of Delaware died Tuesday, December 3, 2013, at Grant Medical Center following a sudden illness.
A strong, hard-working woman, Bonnie was employed with the City of Delaware Street Department for 15 years. She was a graduate of Columbus North High School. Bonnie was a wonderful cook and was able to prepare a delicious, memorable meal for her family at Thanksgiving. She loved the Christmas season, shopping and flowers, and she always took great pride in her home. She will be remembered for her feisty nature and her love of life. She will be missed beyond measure.
She was born September 10, 1945, in Wayne, West Virginia, to the late Harry and Edith Dillon short. She was preceded in death by a sister, Nancy Scott, and 2 brothers, Ellis Evans and Charles "Bud" Short.
Survivors include her husband, Norman Williams, her 4 children, Debbie Steen, Michael Derenburger, Nancy Williams, and Norman Williams and his girlfriend, Sharon Tom, all of Delaware; 6 grandchildren, Eric Davidson, Crystal Davidson, Brandi Derenburger, Anthony Williams, Sarah Bryant, and Allison Williams, 2 great-grandchildren, Bailey Leslie and Jazmine Davidson; her sister, Sylvia J. Cornelius, Marysville; sister-in-law, Delsa Evans, Westerville; and several nieces, nephews, aunts, uncles, and cousins.
Friends may call from 11:00 a.m until 2:00 p.m. on Friday, December 6, 2013, at Mannasmith Funeral Home, Marysville, where the funeral will be held at 2:00 p.m. Reverend Warren Goble will officiate and burial will take place at Raymond Cemetery. Condolences may be expressed at www.mannasmithfuneralhome.com.
for Bonnie S. Williams
Current Services for West Mansfield


text:
welcome to xbox 360 cheats - over 6711 xbox 360 cheats and codes!
you are here: home > Halo 3 cheats > Delete Your Friend
Halo 3 |
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Delete Your Friend |
In forge mode (must have at least two players), go to any level and have one person get in a turret, you can make one or you can find it, it doesn't matter.
Kill Waldo on Sun, 15th February 2009 07:11 PM | |
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text:
Posted: 06/18/2012
HAMILTON, Ohio — A St. Clair Township father of three was found dead Sunday and his 18-year-old step son has been arrested for his murder.
Brian Schmidt, 36, was found stabbed to death in his home on Weeping Willow Drive on Father's Day, according to Butler County Sheriff's Office spokesperson Lt. Michael Kraft.
"There was a disagreement among family members," Kraft said. "Unfortunately it has lead to a tragedy."
Schmidt's step son Michael J. Ray was at the house when the deputies arrived, and promptly taken into custody. He was taken to the Butler County Jail.
Samantha Stewart is engaged to Schmidt's son Brian and she said she came to the scene as soon as she heard there was trouble.
"My sister called me," she said. "One of her friends drove by and noticed there were cop cars in front of the house, and they knew Brian's dad lived there."
Prior to the stabbing, Schmidt had been coaching his Coby's baseball game.
"He had a great time," said Candice Maloney, whose son is on the team. "We did win. Coby had a great game."
"He had the best coach in the world-his dad," she said.
Investigators are still looking for a motive to the stabbing. Officials have not released any additional details at this time.
Copyright 2012 Scripps Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
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A judge granted her a 50 thousand dollar bond.


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First fully laden valemax to arrive in Asia next week
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Chinese ports struggle as regional competition intensifies
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December rates hit a high but January may well be a... -
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Does the dry bulk rally represent only a rehearsal for success, or the real show?


text:
Tim McGraw Helps Give Away 18 Homes To Wounded Veterans
Singer Is Giving Away A Home At Each Tour Stop This Summer
So far this summer, Tim McGraw has helped give away 18 mortgage-free homes to military families in conjunction with HomeFront, a nationwide program he launched in partnership the non-profit Operation Homefront, Chase, and the Academy of Country Music's charity arm, ACM Lifting Lives, which donated $125,000 to the initiative. The homes have been given away during stops on McGraw's Brothers of the Sun Tour with Kenny Chesney.
At a recent show in Anaheim, Calif., McGraw presented a home in Canoga Park, Calif., to retired U.S. Marine Sgt. Anthony Hodge and his wife, Laura. Hodge retired from the U.S. Marine Corps earlier this year after 10 years of service due to injuries he sustained while deployed. He completed tours in Kuwait and Iraq as a field rig operator.
In a recent interview with the Academy of Country Music during the Anaheim tour stop, McGraw—a 15-time ACM Award winner—said of the initiative, "What better thing to provide a wounded warrior than safety and security."
Watch the interviews with McGraw and Hodge here.
It is so great that a star would help people in our own Country, CHEERS to Tim McGraw. It is so annoying many singers & movie stars only help people in other Countries, it is so good to hear when someone helps out his own Country, there is so many people in the US that need help. Keep the money circulating right back into our economy. Thats the way to do it.
Tim McGraw is a real HERO ! ! ! Hopefully we will see others follow suit.
live local music on
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text:
NEWS: Beginner Ukulele Lessons Recommendations • New Ukulele Builders, Luthiers, Manufactures, Clubs, Festivals • Links • Updated & New Lessons • New Lesson Series • Weekly Beginner Series •
Ukulele clubs are a great place to meet, jam and learn from fellow ukulele enthusiasts and players. beginner are always welcome.
( from club's site ) - Club de intérpretes de ukelele de la Comunidad de Madrid, España. El idioma del mismo es el español. (Esto sustituye al grupo homónimo de facebook)
Meetup is the world's largest network of self-organized clubs and community groups.
Here is the Ukulele Meetup ( ukulele.meetup.com ) page.
Content is always being added and updated. So check-in often. Thanks, Curt
Over 500+ lessons, 54 songs and TABS, 240+ archtop luthiers, 200+ ukulele builders, festival information, ukulele links on the web. On the web since the early 90's and growing everyday.
[ UL0 ] ESP.PHP | Updated: Monday, 19th August, 2013 @ 03:35pm


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Do you believe for profit colleges and universities need more regulation?
Related Posts SliderYou May Also Like To Read....
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Your work as an adjunct instructor - do you remember how it all began? What initially inspired you to teach? Do you still feel the ...
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In a recent poll taken on the AdjunctNation.com website, we asked our visitors to tell us whether they think anti-intellectualism is on the rise. A startling 86 ...
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Findings from a new study by Bodge State University reveal that mistreatment of adjunct teaching staff including verbal assault, defamation, tighter control and harassment increase job performance. The two ...
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Other things you might miss once they're not there anymore include paid sick leave, paid time off, and a chunk of a bi-weekly paycheck I took for granted ...
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I had to take him to the ophthalmologist for a six month check up, quaking ...
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READ MOREWant to Be An Inspiring Teacher? Answer This
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Short URL: http://www.adjunctnation.com/?p=3340


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The Department of Environmental Quality is pleased to announce the solicitation of applications for financial assistance through the newly created Stormwater Local Assistance Fund (SLAF). DEQ will have $35 million in matching grant funds for distribution. The SLAF Program Guidelines were approved by the State Water Control Board on September 30, 2013.
The application period is now closed. We plan to evaluate the stormwater applications received and present a proposed funding list to the DEQ Director in December 2013. The Director's recommended funding list will be announced at the end of December.
For more details regarding the application process or assistance in completing the application, please contact Kelsey Brooks (804) 698-4321, firstname.lastname@example.com; Kelly Ward (804) 698-4295, email@example.com; or John Kennedy (804) 698-4312, email@example.com.


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Swirl Paperweight Paper Weight Controlled Bubbles $ 27.49 This large multicolor glass paperweight has ethereal spirals that you can get lost in if you gaze at it long enough. It presents a different effect from different vantage points. Paper weights make great gifts for almost any occasion.ADD $8.50 SHIPPING TO ANYWHERE IN THE USA.I offer a...
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7 Things You Better Have Nailed Down Before All Hell Breaks Loose - eBook
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- Downloadhttp://www.christianbook.com/Christian/Books/easy_find?event=EBRN&N=5401&Ne=1119289&Nso=1&Nu=product%2Eendeca%5Frollup&Ns=product%2Enumber%5Fsold
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Product Description
In clear, understandable terms, Robert Wolgemuth spells out seven essentials that serve as the foundation to help you withstand any storm---seven things you can count on no matter what.
Some wonder if religion is only good for the moments of crisis or if it offers something valuable for the day to day. But if turning to God is a good idea when all hell breaks loose, why not turn to Him before the wheels come off?
Product Information
Format: DRM Protected ePub Vendor: Thomas Nelson Publication Date: 2007 | ISBN: 9781418573454 ISBN-13: 9781418573454 Availability: In Stock |
Publisher's Description
Stephen Covey wrote, "The main thing is to keep the main thing the main thing." For men and women searching for truth amid the noise and clutter, this principle could never be more crucial. And while the church is tossed about by the same uncertainty, Robert Wolgemuth's provocative 7 Things You Better Have Nailed Down Before All Hell Breaks Loose puts a stake in the ground and says, "Here's something you can count on, no matter what." In life you don't rise to the level of your circumstances; you fall to the level of your training. This strong exposition of the foundations of the Christian faith brings a calm, clarity, and confidence to train those who need something certain to claim. The seven things are:
1. God Is God: the Creator-Holy, Sovereign, and Merciful
2. The Bible Is God's Word
3. Mankind Is Eternally Lost and in Need of a Savior
4. Jesus Christ Died to Redeem Mankind
5. Grace and Faith Are Gifts
6. Belief and Works Are One
7. The Church Is God's Idea
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An All Inclusive Singles Vacation means you will get the most from your singles travel dollar, pay one price and then not have to worry about money while on holiday. Meet, mingle and play at the beach with other fun singles.
Hotel accommodations All meals and snacks at a variety of buffets and a la cart restaurants Beverages, including alcoholic drinks Daily hotel and singles activities Non-motorized watersports Nightly entertainment at the resort Singles Happy Hour and DiningTaxes and gratuities A Best Single Travel host/hostess will be on every singles all-inclusive vacation. They are there to ensure your good time and to coordinate "singles only activities"
All Inclusive Singles Vacations
In the event that the very idea of traveling solo to a beach resort stresses your out, then you may need to contemplate booking an All Inclusive singles vacation. Would you like to spend one price for your total getaway, which includes hotel rooms, drinks including alcohol and all your meals, then reserve into a resort that has a all-inclusive offer. Many of these hotels have employees ready to keep you amused and the non-motorized sports usually are cost-free. There are lots of these resorts distributed through the entire Caribbean in addition to Mexico and you'll pick from adults only, family, luxury style or even a health spa trip. You can book for a few days or a weekend, however, you get the best rates by making your reservations to stay at least 7 days or perhaps for a longer time. You could be thinking, No problem, I am an adult, so why not book accommodations within an adult only all inclusive. No worries, only shop around. What most internet websites don't let you know can be his or her adult-only hotel caters to young couples not really singles. Wander about the hotel and you should see young lovers hugging and kissing, while tanning at the pool. The ambiance of the resorts lean towards the romantic and intimate, not really what single individuals wish on their getaways. The number one advantage of an adults' only resort is that it is a child free area. As a single traveler please make note of, the various kinds of adult only resorts so you do not wind up making your reservation at an inappropriate one. There are particular resorts, we shall call unique lifestyle hotels and most of the time they have partially nude to clothes totally optional destinations. Temptation Resort is a nice place; stylish and sensual and no blatant sex. Hedonism, a different well-known hotel can be more of a party vacation spot that has a extremely slow paced life. Truth be told there are not any all-inclusive resorts exclusively for the singles traveler, and so most single people getaway at family type hotels. You will find often many fun things to do along with hundreds of individuals about the pool and the beach front area. Only make an effort to pick one which has a very good kid's camp (so most children will not be around during the sun light hours) or a pool for adults only. If you find it uncomfortable walking up to other people and starting a dialogue then sign up for some sort of pre-planned all-inclusive singles getaway. A host or hostess just for the singles trip will be on location to make sure you are having a wonderful time. They will help you meet the other singles and arrange exclusive activities just for the group. No one likes to eat alone and you certainly won't have to as the singles dine together and in the evening there are always people to dance and party with. The very best a part of all-inclusive singles trips could be the personal savings. Almost all singles vacations deals offer cost-free roommate matching. If you are prepared to share your room with a person of the same sex you will not have to pay the single supplement. Reserve your next singles group getaway and your savings will be almost 50 % of what you should spend in the event you were to vacation alone.
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Featured Authors: M. Andrew Sprong, iRoxanne Bland, iTom Hyland, iCheryl Wright, iChristina Neely, iMorgan McFinn, iNina Anderson, i
· Become a Fan · Contact me · Books · Poetry · News · Stories · Blog · Messages · 46 Titles · 112 Reviews · Save to My Library · Share with a friend · Member Since: Apr, 2008 Dawn Huffaker, click here to update your pages on AuthorsDen.
This a tribute poem for Eight Belles.
Eight Belles
The day broke warm and clear,
After days of bad spring storms.
Twenty horses' futures
Would be decided this day.
Festive moods and nervous butterflies
Charged the scene.
Soon, it was riders up
With My Old Kentucky Home
Calling them to post.
One of the twenty
Was a filly.
She was drawn to the challenge
Of racing the boys.
Twenty gates opened
And the hooves flew.
Jockeys jostled for position
Keeping an eye on the others.
Eight Belles, dark and sleek,
Found her spot
Edging gracefully towards
The front.
As she turned the last corner,
Big Brown took the lead.
She chased him
With all that she had.
Three lengths behind
And he crossed the Finish Line.
Second Place
Looked mighty good.
When she slowed to cool down,
Eight Belles stumbled head first
To the ground.
Her rider jumped free.
Veterinarians said that
Her front ankles were shattered.
They put her down,
Where she lay on the track.
Were decided this day.
Nineteen went home
And one stayed.
2008 © Dawn Huffaker
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33% of the CEO
Gregory A. Bayer
I have been working at UBH full-time for more than 5 years
Pros – Caring coworkers, comfortable working conditions, salary is OK
Cons – Company works hard to add business, but doesn't hire enough staff to manage it. Everyone is doing what should be the work of at least two people. Employees' health insurance is below average; the company reserves its worst benefits packages for its own employees!
Advice to Senior Management – You are burning out your professional staff with the enormous caseloads, and good replacements are hard to find.
No, I would not recommend this company to a friend
I have been working at UBH full-time for more than 5 years
Pros – For a clinician it's a 9-5. Employees get discount on UHG stocks
Cons – The micromanagement,
The lack of ethics, they hire license clinicians, but ask them not to stay inside their ethic, like calling professional boards or calling protective services.
The disorganization they do not believe in cross training.
They use a lot a therapists for managers, but they have never taken a management class
They play favorites with employees
Advice to Senior Management – When you come up with a new idea, make a discussion not a statement. Let the people who will implementing the idea tell you the kinks and weakness before it starts, thus you will not have a team working on a illogical unpractical idea.
No, I would not recommend this company to a friend
I have been working at UBH
Pros – Company attracts the brightest people in the industry.
Cons – compensation is at or below market.
Yes, I would recommend this company to a friend
1 person found this helpful
I have been working at UBH
Pros – For a paycheck, for medical benefits
Cons – Women run most depts. They do NOT support other women not like men do. They treat their employees like you are in the military or treat you like you are a machine. You are not given the respect you deserve no matter how well you do your job.You are never thanked, praised or respected much. No raises in years yet senior mgt gets their's & promotions. Some mgr's get away with harassment, bullying and intimidating you. You are not valued there. They drive out good employees. They do not wish to hear a better way to improve anything. You are just there to follow orders. You could do 100 things right and all they care about is criticizing you or harassing you over any minor mistake you make. Alot of harsh women managers work there. Upper mgt does a poor job as well as supervisors in communicating what is going on in the co. to employees in the co. Most employees work in a fearful environment. This is no fun job or environment to work in. No advancement and you are underpaid. Teams don't work together but against each other.
Advice to Senior Management – Fire some of your women management and hire some men. At least they are open minded, don't stab you in the back like alot of women managers and women co-workers do to other women and most men stand up for their employees when they do things right. Fire all your current management and replace with new, open minded management who actually listen to their employees, who should want employees to stay and do well. We are more than just a number.
No, I would not recommend this company to a friend
I have been working at UBH
Pros – For a job, a paycheck, health insurance
Cons – management treats workers like a machine, you are not valued by your co-workers or by upper mgt, upper mgt gets raises and promotions, but people below them do not. Women run this co. They do not treat other women in their depts well at all. The co. and bosses drive good people out of the co.
Advice to Senior Management – The mgt needs to treat the employees as if we have value. Oprah would not treat her employees as poorly as we have.
No, I would not recommend this company to a friend
1 person found this helpful
I worked at UBH
Pros – - Pockets of high competence
- Opportunity for movement to other business segments / units within UNH
- Location / transportation
Cons – - Culture of status quo
- Most ideas and initiatives are trickled down or imposed from parent companies
- Low tolerance for risk
Advice to Senior Management – Accept that capital investments, while a PART of a medium and long term strategy, do not constitute the entirety of a plan, nor replace dynamic leadership. Instead, an organization needs to rally its people behind a clearly defined cause and give individuals the ability to execute on it.
2 people found this helpful
I have been working at UBH
Pros – Large, reasonably stable company and an enviroment that is enjoyable to come to each day.
Cons – high turn-over and lack of forward planning for these changes.
Advice to Senior Management – Plan better for lay-offs...there have been numerous challenges related to recent layoffs which I have not seen at other employers. The concept of asking people to leave with no notice and no transferring of crucial knowledge does not work well and causes excess expense trying to recreate processes that were not handed off.
Yes, I would recommend this company to a friend
4 people found this helpful
I worked at UBH
Pros – It's hard to identify the best reasons to work for UBH. I suppose the answer would be that the buildings and office space is well kept and modern. Because the buildings are owned by another company, routine maintenance is performed on schedule.
It's not difficult to get paid time off if you are not close to a deadline, but you are expected to check email if not out of the country. The company combined sick leave with vacation. Be sure to use it all before you leave; you don't get paid for unused time off if you resign. The pay, while not above average at all, is adequate.
Cons – It's a bottom line company, and anyone and anything will be eliminated to further that bottom line. You have absolutely no job security. The parent company Unitedhealth Group routinely buys up companies and integrates their business into the parent. Unfortunately the integration is done at a bare minimum and as a result you'll have to look at several different systems to find information. The software is out of date, only a few applications are web-based, many are still separate applications that must be separately installed. Be ready to memorize a dozen passwords. Tech support is a nightmare.
If your company is bought by UnitedHealth Group/UBH start looking for another job. When the company I worked for was bought by UBH we were told there would be jobs for everyone, bonuses would continue, raises would remain the same. None of it was true. Layoffs were continual, bonuses were discontinued and the best raises were only 3.5%. I found a job at a different company and am much happier now.
Advice to Senior Management – Be honest with your staff. Don't hide things from them; it only makes them angry when they find out they were deceived. Coordinate better among management. It wasn't unusual to get multiple conflicting priorities from different VPs or directors. Also, the quality improvement program needs to be positive. The corporate quality improvement staff comes off as very arrogant, condescending and negative. They should be helpful and positive.
No, I would not recommend this company to a friend
3 people found this helpful
I have been working at UBH
Pros – Decent pay and decent benefits. It is better than being unemployed.
Cons – Licensed mental health professionals employed by UBH are treated like line workers. We are micromanaged and treated punitively. There are no bonuses and no reward programs for good performance. Benefits are at the 50th percentile though we are expected to perform at the 99th percentile. We don't even get a cost-of-living raise!
Advice to Senior Management – Sit in with the care advocates and find out what we really do. Many of the care advocates, who are all licensed clinicians, are not allowed to use our clinical judgment, but are expected to consult with management every time we authorize mental health services, often delaying providers and facilities for anywhere from 30 minutes to a day or so. Many of these services clearly meet clinical guidelines for authorization and yet we, as licensed clinicians are still expected to consult with management and get permission before we authorize. These unecessary delays aggravate our providers, facilities and members.
No, I would not recommend this company to a friend
6 people found this helpful
I have been working at UBH
Pros – People are intent on doing their job.
Cons – There is absolutely no concern for the employee:
*There has been a constant and palpable sense of fear (for years) that -- regardless of the market, no matter how skilled or vital you are -- unless you are upper managment, you will lose your job for no good reason.
*How can employees sell the company, if their benefits are worse than those being provided to the member who is complaining?
*There is absolutely no room for advancement. Managers make it difficult for internal candidates to transfer to other roles, because it is near impossible to have another req approved for a replacement FTE. Often reqs are so specific, that external candidates are over/under qualified, and move on quickly. Promotions rarely, if ever, occur without an internal hiring.
*Compensation is well below what the company defines for itself as market competitive. Often, individuals are below 25% penetration by the company's own scales. Sometimes it is a negative penetration, and employees are being paid at a grade level lower.
*Individuals, though dedicated, are territorial. Internal customers do not act like they are part of the same organization, and will not work with other areas cooperatively.
*There is an ever-mounting workload, with ever-fewer people and resources to get the work done.
*There is no formal training at all.
*Human Resources (with the exceptions of higher-level functions, like mediation, company events, etc) is all outsourced. It is only possible to ask questions remotely (phone/email), it is not possible to receive anything in writing confirming what you have been told, beyond what has been posted to the intranet. Often, the outsourced company will send employees to the intranet, without knowing where or if that specific information is available.
Advice to Senior Management – Make your employees happy. Compensation, work-life arrangement/benefits, advancement/education ... these are the things you should be focusing on in order to move forward.
No, I would not recommend this company to a friend
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I was charged with a 3rd degree DWI - (Blew .20) What are penalties for a 1st time offender realistically? (Hennepin County)
Asked in Eden Prairie, MN - .
Asked in Eden Prairie, MN - .
Written by attorney Brian Dinday, about 5 years ago.STAFF PICK
Save Your Breath Don't try to convince the officer of your innocence. It's useless. He or she only needs "probable cause" to believe you have committed a crime in order to arrest you. He does not dec
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Horizontal Gaze Nystagmus (HGN) otherwise known as the follow the finger test The officer is not gauging whether you can follow his finger/pen/stylus with your eyes; he is looking for nystagmus (invo
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Under Washington State law, if you are a commercial-vehicle driver who was arrested for DUI or being in physical control of a vehicle while under the influence, you can have your commercial driver's... more
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Herschel Supply Co.
Ravine Duffle
Herschel supplies backpacks and bags that are modern in shape with loads of crafted detail. Inspired by the old-school American mountaineering heritage and world travel, their collection is a new twist on all your vintage favorites.
- Outer: 100% poly
Lining: 100% nylon - Measures approx 20.5" W x 11" H x 8" D
- Faux leather shoulder straps measure approx 22" with an 8" drop
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- Zip top closure
- Revolve Style No. HERS-UA59
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- Can't find your size? Place a special order inquiry for this item.


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UPDATE 1-Philadelphia to sell gas utility in 2 years
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Aug 17 (Reuters) - The city of Philadelphia said on Friday it could sell its public natural gas utility in two years now that it has hired nearly a dozen professional firms to work on the deal.
The city has discussed privatizing the Philadelphia Gas Works - the largest municipally owned gas utility in the United States - for some time. The utility generated an estimated $805 million in revenue in fiscal 2012, according to its operating budget.
"The hiring of a team of top-flight professionals is a clear demonstration to all, including potential buyers, how committed the city and its utility are to exploring the sale," Mayor Michael Nutter said in a statement.
Through a request for proposal process, the city, PGW and its board of directors hired a bevy of professional firms, including two New York investment banks, Lazard and M.R. Beal.
Also selected were five law firms, including the Philadelphia-based national law firm Ballard Spahr, with more legal advisers to be added in the future, Nutter said.
Two government-relations firms, as well as two public-relations firms, were also hired.
Together, the advisers will evaluate bids from potential buyers and negotiate a final deal. State regulators and the Philadelphia City Council must approve the sale.
Philadelphia will pay at least $2 million altogether to the advisors. It expects to hire more firms and incur additional costs in the future, said Nutter spokesman Mark McDonald.
The advisers will also select a broker, who will get paid a percentage of the transaction, he said.
The size and complexity of the deal call for "securing the very best advice we can get, and we believe we're well positioned to begin this process," McDonald said.
In July 2010, the city hired Lazard to assess a potential PGW sale or lease. This February, the firm reported that the utility could fetch between $1.4 billion and $2.15 billion, depending on the buyer, the structure of the transaction and the inclusion of certain liabilities - in particular, retiree healthcare costs.
Founded in 1836, the utility serves about 500,000 customers.
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Progress in teaching and learning.
December 19, 2013
Peter D.G. Brown considers the real winners and real fatalities of the academic workforce.
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Doug Bennett writes that Congress is focused on the wrong higher education issues and doesn't understand the federal role in academe.
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An independent film documents the life and times of a beloved campus hangout. Scott McLemee loiters with intent.
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Crashing a meeting to which you aren't invited can be more fun and enlightening than attending your own scholarly conclave. Terry Caesar wonders why.
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Marion Franck offers tips for colleges on how to infuriate (and not to infuriate) applicants and their families.
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Statesboro, GA (Sports Network) - For Georgia Southern quarterback Jerick McKinnon, guiding the FCS' No. 1-ranked rushing offense isn't as easy as it looks.
But on Saturday, in his team's FCS second-round playoff matchup, he really did make it look easy.
McKinnon rushed for a career-high 316 yards and two touchdowns on 34 carries as fifth-seeded Georgia Southern posted a 24-16 victory over Central Arkansas.
He also threw for one touchdown.
The Eagles (9-3), from the Southern Conference, will travel to No. 4 seed Old Dominion (11-1) for a quarterfinal-round game next weekend. It will be a rematch of last season's second-round shootout in Statesboro, when the Eagles won, 55-48.
McKinnon was 17 rushing yards short of former Georgia Southern standout Adrian Peterson's school and FCS playoff records set in 1999 and just five yards short of the SoCon single-game rushing record set by Wofford's Eric Breitenstein earlier this season.
The Eagles rushed for 404 yards and controlled the game clock for 38 minutes.
Central Arkansas (9-3) got off to a slow start and trailed 24-9 at halftime. McKinnon accounted for all three of his touchdowns - 57- and 6-yard runs and his 32-yard pass to Darreion Robinson - and Alex Hanks kicked a 40-yard field goal to help Georgia Southern stretch its lead.
The Bears scored the only touchdown in the second half on Jackie Hinton's 19- yard run.
Central Arkansas quarterback Wynrick Smothers completed just 16-of-41 passes for 251 yards. However, he led the Bears with 79 rushing yards on 12 carries.
The Bears finished with 394 yards of offense, but converted just 3-of-12 third down attempts.
Georgia Southern B-back Dominique Swope rushed for 64 yards on 17 carries.
GSU is now 33-3 all-time at home in the playoffs.
The Sports Network