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Idaho Small Business Insurance Policy Information
Idaho Small Business Insurance. If you own a ID small business, this article will help you understand some the of most common policies available. Commercial insurance helps protect your business and potentially your personal assets from lawsuits and settlements that can reach into the millions.
Having high enough limits in your commercial liability coverage should be a cornerstone of any business plan in the Grand Canyon State State. Carrying adequate Idaho small business insurance to protect your business shouldn't be a question - it's a must if you want to make sure that you don't get put in a position where you have to lose your business or pay money out of pocket to cover expenses associated with a loss.
Learn about Idaho small business insurance requirements, costs and coverages including: Commercial General Liability, Commercial Property Insurance, ID Workers Compensation, Business Owner's Policy (BOP), Errors & Omissions (professional liability), ID Commercial Auto Insurance and more.
You can skip to the following types of Idaho small business commercial insurance using these links:
Idaho Small Business Insurance General Information:
- Why Do Businesses In Idaho Need Insurance?
- Is Business Insurance Required In Idaho?
- How Much Does Small Business Insurance Cost In Idaho?
- How Do I Contact The Idaho Insurance Commissioner?
Types Of Commercial Insurance:
- Business Auto
- Business Owners Policy
- Commercial Crime
- Commercial General Liability
- Commercial Property
- Commercial Umbrella
- Cyber Liability
- Directors And Officers Liability
- Employment Practices Liability Insurance
- Equipment Breakdown
- Professional Liability (E&O)
- Workers Compensation
Why Do Businesses In Idaho Need Insurance?
Businesses in Idaho need insurance to protect themselves from potential financial losses due to unforeseen events or incidents. These events can include property damage, liability claims, and loss of income.
Insurance can provide businesses with the necessary coverage to help cover the costs of these events, allowing them to continue operating and maintain financial stability.
Additionally, many businesses in Idaho are required by law to carry certain types of insurance, such as worker's compensation and liability insurance. Having insurance in place can also help businesses establish credibility and trust with customers and partners.
Another reason businesses in Idaho need insurance is to protect their assets and employees. For example, property insurance can help protect a business' physical assets such as buildings, equipment, and inventory in case of fire, natural disasters, or theft.
Similarly, liability insurance can protect a business from legal claims arising from accidents, injuries, or damage to third-party property that may occur on the business' premises or as a result of its operations.
Furthermore, insurance can also provide businesses with important coverage for their employees. For example, worker's compensation insurance can help cover the costs of medical expenses and lost wages for employees who are injured or become ill as a result of their work. Additionally, life insurance and disability insurance can help provide financial protection for employees and their families in case of an untimely death or disability.
Overall, insurance is a crucial aspect of running a business in Idaho, and it is important for businesses to have the appropriate coverage in place to protect themselves, their assets, and their employees from potential financial losses.
Is Business Insurance Required In Idaho?
Idaho only requires one type of commercial insurance policy - and only under specific circumstances:
- Workers Compensation: Idaho requires you to have worker's compensation insurance if you hire even one employee on a regular basis - unless you are specifically exempt from the law. This includes part-time employees, family members, minors, and immigrant employees. It is not required for independent contractors or domestic employees, though you should check to make sure any contractors you have are true contractors, and not employees.
Any other policies and coverages are optional for the business to purchase. There is not one small business insurance policy that covers every risk. There are different commercial insurance policies that cover various accidents, damages and lawsuits that could financially devastate a small business without the right protection. Some of the most common risks businesses face are covered in these policies.
How Much Does Small Business Insurance Cost In Idaho?
Following is a list of the main factors that determine the costs of small business insurance in ID:
- Claims History - Similar to auto insurance, more claims can mean higher costs. If you have claims on your policy, your premium will typically increase.
- Deductibles - Like medical insurance, lower deductibles for Idaho small business insurance mean higher premiums. If you raise your deductibles (out-of-pocket costs), your premium will usually decrease.
- Employees - The more people working for your company typically translates into higher insurance costs.
- Experience - A business with more experience can often get lower premiums that newer businesses with less experience.
- Gross Sales - The more revenue you have, the higher your premium can be. So if your small business earns less than $30,000 annually, your premiums may be lower than a larger corporation that earns more than $2,000,000.
- Industry - If you own a white collar business like an accountant, your premiums can be lower than a roofing company, where the potential risks for bodily injury and property damage are higher.
- Location - Your zip code can have a significant impact on your premium. For example, if your business is located in Calistoga, your business insurance costs may be lower than a similar business located in Los Angeles or San Francisco.
- Policy Limits - When you buy a policy, you can decide how much coverage you want, and you typically will pay more for higher limits. For example, a general liability policy with a $1,000,000 limit per claim will cost more than one with a $300,000 limit.
Idaho Small Business Insurance Policies
Idaho small business insurance needs, costs and coverages are different for each industry and ID region. While not an exhaustive list, to properly protect your business against lawsuits - consider these additional policies that fall under commercial property and/or casualty insurance:
Business Auto
Commercial auto insurance is typically required for businesses and organizations that operate vehicles for commercial purposes. This includes delivery companies, transportation companies, construction companies, and any other business that uses vehicles as a primary part of their operations.
In Idaho, any business that owns or operates a vehicle must have commercial auto insurance to protect themselves and their employees from potential liability and financial losses.
In addition to businesses and organizations, individuals who use their personal vehicles for commercial purposes, such as ride-sharing drivers or delivery drivers, may also be required to have commercial auto insurance. This type of insurance is designed to provide additional coverage and protection beyond a standard personal auto insurance policy. It may include coverage for injuries to passengers, damage to cargo, and liability for accidents that occur while the vehicle is being used for commercial purposes.
It's important to note that commercial auto insurance is mandatory in Idaho, failure to have one can lead to penalties and fines which can be costly. Also, if a business or individual is found to be operating a vehicle without the proper insurance, they may be held liable for any damages or injuries that occur in an accident.
The person injured in an auto accident may be a young child, a wage earner, a surgeon, or a homeless person. The costs of the accident may be relatively small or run into the millions of dollars, depending on the victim and his or her injuries. Idaho commercial auto insurance helps protect your business if you hurt a person or damage their property.
What Is Covered - Idaho business auto insurance protects your assets in several ways:
- Covered auto liability coverage insures your legal obligations that arise from an accident, including lawsuits and their associated costs. The limits you purchase should be high enough to handle the potentially serious injuries and loss of earnings a victim may sustain.
- Uninsured and underinsured motorists coverages protect you when you are involved in an accident caused by a driver who has no insurance or insurance with relatively low limits. The limits you select for this coverage should be the same as your liability limits.
- Physical damage coverage on vehicles directly protects your assets. Comprehensive, Specific Causes of Loss and Collision are the coverage options available. Deductibles should be as high as you can comfortably absorb to maximize the protection provided relative to the premium cost.
- Medical payments coverage and towing expense costs for private passenger vehicles are other optional coverages to consider
To summarize, commercial auto is coverage for vehicles and their drivers owned by the business and/or used for business purposes, and covers these common claims:
- Liability
- Physical damage
- Medical payments
- Uninsured motorists
Business Owners Policy (BOP)
Idaho small business insurance offers coverage for business property and casualty exposures. Wouldn't it be great if you could get most or all of them in just one policy? If you qualify, the Business Owners Policy (BOP) may be exactly what you're looking for. This single package covers your buildings and business personal property, as well as liability imposed on you because of your premises, operations and products. In addition, it has numerous coverage extensions and optional coverages available.
Business Liability CoverageMuch like a general liability policy, the liability coverage offered by a BOP:
- Insures bodily injury and property damage liability and the legal obligations that arise from an occurrence. It also covers lawsuits and their associated costs. The limits of insurance selected should be high enough to handle serious claims. This coverage is subject to a number of exclusions.
- It also covers personal and advertising injury liability and related legal obligations arising from an offense as well as lawsuits and their related costs. The limits of insurance selected should be high enough to handle serious injuries and the injured party's loss of earnings. This coverage is also subject to a number of exclusions.
- Medical expenses coverage applies to medical expenses of individuals injured on your premises or due to your operations, without regard to fault.
Buildings can be more than just a single building. The structure listed and described that has a limit of insurance on the declarations is covered, along with the following:
- Additions under construction if not covered elsewhere
- Completed additions
- Indoor and outdoor fixtures
- Permanently installed machinery and equipment
- Personal property you own as a landlord in furnished apartments
- Personal property you own used to service or maintain the building or premises
Business personal property (BPP) is more than just the contents of a building. The following business personal property is covered when a limit of insurance appears on the declarations and when it is in the described building and within 100 feet of the premises or building while in the open or in or on a vehicle:
- Exterior building glass you must cover if you are a tenant
- Leased personal property you are contractually responsible to insure
- Personal property you own and use in the business
- Property of others in your care, custody, or control
- The use interest in any improvements and betterments you made or acquired if you are a tenant
To summarize, a Business Owners Policy (BOP) packages general liability and commercial property into one policy, and covers these common claims:
- Damaged Business property
- Customer injuries
- Business interruption
Commercial General Liability
You don't have any control over the ultimate cost of injuries to a person injured because of your operations, products, or services. The person injured may be a toddler, a contractor, an accountant, or a homemaker. The cost of the injuries may be comparatively minor or run into the millions of dollars, depending on the person and the extent of his or her injuries. This is why you need the right amount of Idaho small business insurance.
Commercial general liability insures the bodily injury liability, property damage, and personal and advertising injury liability exposures of a variety of commercial businesses, enterprises, and ventures.
What Is Covered - Idaho general liability insurance protects your assets in several ways:
- Liability coverage for bodily injury and property damage insures your legal obligations that arise from an accident. It also includes the costs related to lawsuits and other legal proceedings. The limits of insurance should be sufficient to handle serious injuries and the injured person's loss of earnings.
- Liability coverage for damages due to personal and advertising injury insures your legal obligations that arise from an offense. It also includes the costs related to lawsuits and other legal proceedings. The limits of insurance should be sufficient to handle serious injuries and the injured person's loss of earnings.
- Medical Payments coverage pays the cost of medical care to persons injured on your premises or due to your operations, regardless of fault.
Each of these Idaho small business insurance coverages is subject to certain policy exclusions, conditions, and definitions. Following a few examples of how a CGL policy can cover third-party bodily injuries, third-party property damage, and advertising injuries;
- A visitor slips and falls on a wet floor in your restaurant.
- A tree trimmer accidentally drops a tree on a customers home.
- A competitor sues your business over an ad that was published that disparages them, damaging its reputation.
To summarize, general liability is typically required for most commercial leases, and covers these common claims:
- Damaged customer property
- Libel or slander lawsuits
- Slip-and-fall accidents
Commercial Property
The primary goal of any Idaho small business insurance program is to protect the insured's real and business personal property. Tangible property usually represents a significant portion of its total assets, regardless of the size of the business.
Protecting your real and personal property is an important element of your insurance program. No matter the size of your business, a large percentage of your assets and resources are tied directly to your property. A commercial property program can provide the coverage you need if a loss should occur.
Covered BuildingWhen there is a limit of insurance for building on the declarations, the building or structure listed and described is covered property. The following is also considered covered building property:
- Additions under construction, alterations, and repairs that other insurance does not cover. The materials, equipment, supplies, and temporary structures that are on or within 100 feet of the premises and used to make the additions, alterations, or repairs are also building.
- Completed additions
- Fixtures. This includes outdoor fixtures.
- Permanently installed machinery and equipment
- Personal property the insured owns and uses to service or maintain the building or premises
When there is a limit of insurance for personal property on the declarations, coverage applies to the following property if it is inside the building or structure at the designated premises. It is also covered if it is outside the building or structure but within 100 feet of the building or premises. Such personal property outside can be either in the open or in or on a vehicle.
- All other personal property the insured owns and uses for business
- Furniture and fixtures
- Labor, materials, or services the insured furnishes or arranges on personal property of others
- Leased personal property the insured has a contractual responsibility to insure
- Machinery and equipment
- Stock
- The insured's interest in any improvements and betterments it made or acquired if the insured is a tenant
Personal property of others is covered when there is a limit of insurance on the declarations but only when:
- It is in the insured's care, custody, or control.
- It is either inside the building or structure at the listed and described premises or outside within100 feet of the building or premises in either the open or in or on a vehicle.
- The insurance company pays for loss or damage to personal property of others for only the account of that property's owner.
To summarize, commercial property insurance covers these common claim types:
- Fire
- Theft or vandalism
- Water damage (non-flood)
- Wind damage
Workers Compensation & Employers Liability
Workers' compensation insurance provides certain benefits to employees injured during the course of their employment. The Industrial Commission of Idaho makes determinations about eligibility for workers' compensation benefits.
Under Idaho law, it is mandatory for employers to secure workers' compensation insurance for their employees. Workers' compensation is a "no fault" system in which an injured employee is entitled to receive benefits for an industrial injury, no matter who caused the job-related accident. If an illness or injury is job-related, then the injured worker (also known as a claimant or applicant) receives medical benefits and may receive temporary compensation, if eligibility requirements are met. In some cases, a claimant may also receive permanent compensation benefits, "job retraining," and supportive medical care.
There are times when the employed worker's injury is not compensable under workers compensation or occupational disease laws. In those cases, Employers Liability coverage responds to the injured worker's allegations of negligence on the employer's part, subject to its terms, conditions, limitations, and exclusions. The coverage the basic policy provides may be broadened, restricted, clarified, or made to comply with specific state regulatory requirements by using a variety of available endorsements.
To summarize, workers compensation is required if businesses has any employees, even one part-time (in most states), and covers these common claims:
- Employee medical expenses
- Lost wages
- Legal costs and fees
Professional Liability (Errors and Omissions)
Professional liability insurance, also known as errors and omissions (E&O), is a type of liability coverage that protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes you made (errors) or because you didn't perform some service (omissions).
Professional liability can cover the legal costs of defending your company in a civil lawsuit and some damages if awarded, even if you haven't made a mistake. Eamp;O coverage is not included in a general liability insurance policy.
If your business:
- Provides a professional service
- Gives advice to clients
- Is contractually required to carry
you should probably purchase an errors and omissions policy. Common claims that E&O covers are negligence, misrepresentation, violation of good faith and inaccurate advice.
In the medical and legal professions, professional liability is called malpractice insurance.
To summarize, professional liability insurance helps protect professionals against liability incurred as a result of errors and omissions in performing their professional services, and covers these common claim types:
- Business disputes
- Professional negligence lawsuits
- Work errors, mistakes & oversights
Commercial Umbrella
Accidents are unpredictable. Some accidents are very small. Others trigger catastrophic events in the lives of the injured parties. Are your policy limits sufficient to protect you if a person you injure must have multiple lifesaving surgeries or requires around the clock care for the rest of her life? If not, your business capital could be required to make up the difference.
Commercial liability umbrella is a stand-alone coverage that contains its own coverage, exclusions, and conditions. It provides excess limits over General Liability, Automobile Liability, Employers Liability, and other underlying liability coverage forms or policies. In addition, and because it is a stand-alone coverage form, it may include coverage that underlying coverage forms or policies do not include or provide.
To summarize, commercial umbrella is excess liability coverage that 'extends' the limits of a general liability and/or other liability policies, and offers:
- Additional general liability limits
- Additional workers comp limits
- Additional commercial auto liability limits
Cyber Liability
The law in ID requires businesses to notify any Idaho residents when an unauthorized person accesses unencrypted personal information. Cyber liability insurance helps your business deal with the costs of data breach and recovery by helping to pay for:
- Security Breach Expense - Loss that is the direct result of a security breach.
- Extortion Threats - Loss that is the direct result of an extortion threat.
- Replacement or Restoration of Electronic Data - Loss to stored computer programs or electronic data within a computer system.
- Business Income and Extra Expense - Loss that is the result of an interruption is covered when it is a direct result of a cyber incident or extortion threat.
- Public Relations Expense - Loss that is the result of negative publicity is covered when it is a direct result of a cyber incident or security breach.
- Security Breach Liability - Loss that is the result of a claim which is discovered during the policy period is covered if the insured is legally obligated to pay it and was due to a wrongful act that takes places before the end of the policy period.
To summarize, cyber liability helps cover a business' liability for a data breach in which their customers' personal information is exposed or stolen by a hacker or criminal, and covers these common claims:
- Breach notification expenses
- Data breach lawsuits
- Fraud monitoring costs
Directors And Officers Liability
Corporate directors and officers (D&O) have a duty to manage the company in their stockholders' best interests. They are bound to use due care and to be diligent in respect of the management and administration of the corporation's affairs and in the use of its property and assets. Accordingly, they are liable for losses or injuries that are caused by their breach or neglect of duty.
Recognizing the need to have competent directors and officers on executive boards, many corporations have put in their by-laws or charters certain resolutions undertaking to indemnify their directors and officers for legal expenses incurred by them in defending suits based on alleged wrongful acts in their capacities as directors and officers. Such indemnification provisions are permitted by most states' laws. Protection varies from state to state. In general, state statutes do not protect directors from claims brought by governmental agencies, or claims alleging violations of securities and exchange laws or other federal laws.
To summarize, directors and officers is a type of liability insurance that covers individuals for claims made against them while serving on a board of directors and/or as an officer, and covers these common claims:
- Side A - Protects a corporation's directors and officers when the company cannot indemnify the individuals.
- Side B - Reimburses the organization when it indemnifies the individuals, thus protecting the company's balance sheet.
- Side C- Also known as "entity coverage," this eliminates disputes of coverage allocation when both the directors and officers and the insured organization are named as co-defendants in a securities lawsuit.
Equipment Breakdown
Commercial property coverage forms specifically exclude most types of equipment breakdowns while the Equipment Breakdown Protection Coverage Form Insures only equipment breakdown - which covers loss or damage to your covered property that results when covered equipment breaks down.
This coverage includes inspection service as a part of the basic coverage because you can eliminate most equipment breakdowns with proper maintenance. These inspections also satisfy any obligation you have to conduct required governmental or statutory inspections.
Covered EquipmentFour types of equipment you may own or operate can be covered:
- Mechanical and Electrical Equipment
- Production Machinery
- Pressure or Vacuum Equipment
- Diagnostic Equipment
This Idaho small business insurance coverage also applies to your computer equipment, communications equipment, and equipment that generates, transmits, or uses energy.
To summarize, equipment breakdown is coverage for losses due to mechanical or electrical breakdown of nearly any type of equipment, and covers these common claims:
- Lost income
- Expenses incurred during the restoration period
- Spoiled inventory
- The cost to repair or replace damaged equipment, including labor.
Employment Practices Liability Insurance
The current level of workplace morale, the state of the economy, and legislation such as the Americans with Disabilities Act and the Family Medical Leave Act have all led to a marked increase in employment-related practices claims and lawsuits. Because these legislative and other legal changes have provided significant incentives for employees to file employment-related claims, employers such as you should be more aware of your susceptibility to such actions.
Employment-Related Practices Liability Coverage provides broad insurance protection from employment-related practices claims and lawsuits that are brought against your company, managers and directors and officers. It covers such things as age and gender discrimination, sexual harassment, wrongful discipline and termination and negligent decisions involving hiring, promotion, and compensation. It also applies to breach of employment contract, employment-related emotional distress, and mental anguish, invasion of privacy, libel, and slander.
Claims can come from both current and former employees and even from job applicants you didn't hire! The procedures that you use or don't use in hiring, firing and managing your employees can translate into huge defense costs and legal awards to plaintiffs for your errors or oversights even if they were unintentional.
Allegations are made by employees who claim to have suffered various types of financial loss or emotional injury because of their employers' acts (or failure to act). The list of allegations involves wrongful termination, demoting an employee without justification, failure to hire or promote a worthy employee, unwarranted discipline or abuse (particularly sexual harassment).
Many of these offenses are said to be the result of illegal discrimination on the basis of age, gender, religion, race, nationality, or sexual orientation. Other offenses are claimed to be a violation of the individual's civil rights, or the failure to accommodate a mental or physical limitation or disability.
Sexual harassment by the employer's management or supervisory staff, or by fellow employees, has grown to include allegations of same-sex harassment. In addition to injuries involving sexual abuse, physical, mental or emotional abuses are also being claimed with more frequency.
To summarize, Employment practices liability is coverage for claims made by workers that their legal rights as employees of the company have been violated, and covers these common claims:
- Sexual harassment
- Discrimination
- Wrongful termination
- Breach of employment contract, negligent evaluation, failure to employ or promote, wrongful discipline, deprivation of career opportunity, wrongful infliction of emotional distress, mismanagement of employee benefit plans and others.
Commercial Crime
Most theft losses are comparatively small, fall under the deductible, are excluded, or are uninsured. However, larger ones can put a company out of business as quickly as an uninsured fire. Idaho small business insurance - specifically business personal property coverage forms and policies written on an All Risks or Special Causes of Loss basis usually cover theft of property and merchandise by outside parties.
However, they usually exclude losses due to employee dishonesty, theft of money and securities, computer fraud, safe burglary, extortion, and related criminal acts. This is why every ID business needs a sound program of crime coverages for employee theft and other types of criminal and fraudulent activities.
Types Of Coverage - The ISO Commercial Crime Coverage Form offer seven types of protection:
- Computer and Funds Transfer Fraud pays for loss or damage to money, securities, and other property fraudulently transferred using a computer from your premises or a financial institution's premises to an unauthorized person or premises. It also covers loss of funds as a direct result of fraudulent instruction to a financial institution telling it to transfer, pay, or deliver funds from your transfer account.
- Employee Theft covers loss or damage to money, securities, and other property that one or more of your employees causes.
- Forgery or Alteration covers loss caused when someone other than an employee forges or alters a negotiable instrument such as a check.
- Inside the Premises–Robbery or Safe Burglary of Other Property pays for loss or damage to property other than money and securities inside the premises. However, this is subject to the conditions that either you or an employee must be robbed or the safe burglarized.
- Inside the Premises–Theft of Money and Securities pays for theft, disappearance, and destruction of money and securities from inside your premises or a financial institution premises. However, it does not cover theft of merchandise or stock.
- Money Orders and Counterfeit Money pays for loss as a direct result of you or your employees accepting fraudulent money orders or counterfeit money in good faith and in exchange for merchandise, money, or services.
- Outside the Premises pays for loss of money or securities outside the premises, in the care of a messenger or armored car service, or as a direct result of theft, disappearance, or destruction. It also pays for loss or damage to property other than money and securities as a direct result of robbery outside the premises that is in the care of a messenger or armored car service.
To summarize, commercial crime insurance is coverage for any dishonest acts of your employees including damage to your property, fraud or theft of a customer's property, and covers these common claims:
- Employee dishonesty
- Forgery or alteration
- Money and securities
- Theft of client's property
How Do I Contact The Idaho Insurance Commissioner?
You can visit https://doi.idaho.gov/, or write to the Idaho Department of Insurance at:
Idaho Department of Insurance700 W State St 3rd floor
Boise, ID 83702
You can also call (208) 334-4250.
The state insurance department receives, researches, investigates, and resolves individual consumer complaints against insurance companies, agents and brokers. The Department provides educational materials and assistance for consumers regarding insurance questions and coverage provisions.
ID Small Business Insurance By Industry And/Or Type
Select the Idaho general industry or small business insurance type link below to find more detailed information on coverage, costs, exclusions and more:
- Advertising, Marketing and Media
- Agribusiness
- Arts and Recreation
- Auto Sales, Service And Repair
- Aviation
- Bonds
- Children And Pets
- Commercial Property
- Construction Contractors
- Contractors And Home Improvement
- Education, Colleges, Universities And Schools
- Financial Institutions
- Food And Drink
- Health And Beauty
- Information Technology And Internet
- Lodging Places
- Local, State And Federal Government
- Manufacturing
- Marine, Boat And Watercraft
- Medical And Dental
- Miscellaneous
- Non-Profit
- Professional Services
- Real Estate
- Retail
- Small Business Commercial Auto
- Small Business Insurance
- Sports And Fitness
- Warehouse And Storage
- Wholesale And Distribution
- Idaho Specific Commercial Insurance Articles
Advertising, Marketing and Media
Learn about Idaho media liability insurance - a specialized form of professional liability insurance that provides protection for legal claims brought by third parties.
- Advertising Agency
- Book Publishers
- Call Center
- Direct Mailing Services
- Graphic Arts
- Graphic Designers
- Magazine Publishers
- Market Research Firm
- Marketing Consultant
- Podcast
- Printers & Publishers
- Public Relations
- Radio Stations
- Search Engine Services SEO
- Social Media Consultant
- Television Stations
Learn about ID agribusiness insurance - a type of commercial insurance protects farmers against loss of, or damage to crops or livestock.
- Aquaculture Fish Farm
- Beekeepers
- Commercial Fishermen
- Crop
- Dairy Farm
- Equine And Horse Farm
- Farm And Ranch
- Farm Labor Contractors
- Livestock & Cattle
- Nursery And Greenhouse
- Nut Farm
- Orchards & Groves
- Poultry Farm
- Sheep & Goat Farm
- Swine, Hog & Pig Farm
- Tobacco Farm
Arts and Recreation
Read up on Idaho arts and recreation commercial insurance.
- Amusement Parks
- Archery Range
- Artist
- Athletic Fields
- Ballparks
- Ballrooms
- Billiard And Pool Halls
- Carnivals
- Bowling Alleys
- Cave Tours
- Dance Studio
- Disc Jockey DJ
- Drive-In Theaters
- Entertainers And Performers
- Event Planning
- Fairs & Fairgrounds
- Film Production
- Guides & Outfitters
- Handball & Racquetball Courts
- Horse & Dog Racetracks
- Indoor Sports Complexes
- Interior Decorator
- Interior Design
- Motorsports Racetracks
- Musicians
- Photo Booth
- Photographer
- Recording Studio
- Recreation Centers
- Riding Stables
- Roller Skating Rinks
- Shooting Ranges
- Skateparks
- Skeet & Trap Shooting Ranges
- Ski Resorts
- Stadiums
- Talent Agency
- Tennis Centers
- Theaters
- Video Arcades
- Wedding And Special Event
Auto Sales, Service and Repair
Read about Idaho auto sales, service & repair insurance, which provides protection for damages done to customers vehicle's and other property as well as injuries resulting from the work done.
- Auto Dealers
- Auto Detailing & Mobile Car Wash
- Auto Dismantlers
- Auto Garage
- Auto Glass Repair Shops
- Auto Paint Shops
- Auto Service Repair
- Auto Supply Parts Store
- Car Rental
- Car Wash
- Gas Station
- Motorcycle Dealers
- Parking Lot
- RV Dealers
- Snowmobile Dealers
- Tire Store
- Truck Rental
- Used Car Dealer
Learn about ID aircraft and aviation liability insurance - a specialized form insurance that provides coverage for hull losses as well as liability for passenger injuries, environmental damage and third-party damage caused by aircraft accidents.
- Aerial Applicators
- Airports
- Flight Schools
- Helicopter
- Hot Air Balloon
- Unmanned Aerial Vehicles (UAV) Drone
Learn about surety and fidelity bonds which are types of insurance that are used to protect against damage or loss in commercial transactions.
Children and Pets
Discover what Idaho commercial insurance policies cover for children and pet related businesses.
Commercial Property
Read up on Idaho commercial property insurance, including how business property insurance protects your company's building's and/or their contents from damage, destruction, theft and vandalism.
- Apartment Building
- Business Interruption
- Commercial Flood
- Commercial Property
- Condo Association
- Duplex Rental Property
- Dwelling
- Equipment Breakdown Protection
- Homeowners Association
- Inland Marine
- Manufacturing And Mercantile Rental Property
- Mobile Home Park
- Non-Residential Building Operators
- Office Buildings
- Property
- Shopping Center & Strip Mall
- Vacant Land
- Vacant Property
Construction Contractors
Learn about Idaho construction contractors insurance, including how much the premium costs and what is covered - and how commercial insurance can help protect your ID construction business from lawsuits.
- Blasting & Drilling Contractors
- Bridge Contractors
- Building Contractors
- Cable Layers
- Concrete Contractors
- Construction Contractors
- Demolition Contractors
- Excavation Contractor
- Foundation Layers
- Framing Contractor
- General Contractors
- Masonry Contractor
- Mechanical Contractors
- Millwright Contractors
- Paving Contractors
- Road Contractors
- Roofing Contractor
- Sewer Contractors
- Steel Erection Contractors
Contractors and Home Improvement
Learn about Idaho contractor's insurance, including what it covers, how much it costs - and how commercial insurance can help protect your ID business from lawsuits.
- Air Conditioning Systems Installation Repair
- Appliance Repair And Service
- Blacksmith & Metal Workers
- Boiler Contractors
- Builders Risk
- Building Cleaning & Maintenance Services
- Cabinet Installers
- Cable And Satellite TV Installer
- Carpenters
- Chimney Sweep
- Cistern Contractors
- Contractor Liability
- Curtain Cleaners
- Deck Builders
- Door And Window Installers
- Dryer Vent Cleaning
- Drywall Contractor
- Electrical Contractors
- Environmental Remediation Contractors
- Fence Installation
- Fire Sprinkler Contractors
- Fire & Water Restoration Contractors
- Flooring Contractor
- Furniture Repair
- Garage Door Installer And Repair
- Glass Contractor
- Glazier
- Gutter Installation And Repair
- Handyman
- House Cleaning
- HVAC Contractor
- Insulation Contractor
- Janitorial Cleaning Services
- Landscaping
- Lawn Care
- Lawn Irrigation Sprinkler System Installation
- Locksmith
- Oil And Gas Well Drilling Contractors
- Painters
- Paperhanging Contractors
- Plastering And Stucco Contractor
- Plumbing
- Pressure Washing Contractors
- Propane And Fuel Dealers
- Rug, Upholstery & Carpet Cleaning
- Sandblasting Contractors
- Security Alarm
- Septic Tank Cleaning
- Siding Contractor
- Sign Installation And Repair
- Solar Panel Installers
- Snow Plow
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Education, Colleges, Universities & Schools
Learn about Idaho commercial insurance for educators that helps protecting your professional reputation and other legal liabilities arising from your educational services.
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Learn about Idaho restaurants, bars, liquor stores commercial insurance coverages. See how food service insurance help protect against accidents, oversights and lawsuits resulting from business operations.
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Learn about Idaho IT technology insurance policies that help protect IT businesses, consultants & subcontractors from the unique risks that small tech businesses face when they work.
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Lodging Places
Find out what types of business insurance that Idaho hotels, motels and other lodging places should have to protect their varied operations.
Local, State And Federal Government
Discover what types of commercial insurance government entities in Idaho need.
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Learn all about Idaho manufacturing insurance. Manufacturers face many unique risks such as product liability and/or product recall exposures due to the nature of their business operations.
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Marine, Boat And Watercraft
Discover what types of commercial insurance government entities in Idaho need.
- Boat Dealers
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Medical and Dental
Discover Idaho business insurance for medical and dental professionals. Medical malpractice insurance is a type of professional liability that protects health care professionals from liability causing in bodily injury, medical expenses and property damage.
- Ambulatory Surgical Center
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Find informative articles on miscellaneous ID businesses including the types of commercial insurance they need, costs and other considerations.
- Adult Daycare
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Find useful articles on business insurance for Idaho non-profit 501(c)(3) organizations, charities and associations.
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Professional Services
Get informed about Idaho professional services insurance, including Professional liability, aka errors and omissions (E&O insurance), that protects your business against claims that a professional service you provided caused your client financial loss.
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Real Estate
Learn about Idaho real estate insurance coverages including liability and commercial property policies for realtors, mortgage companies and more.
Read valuable Idaho retail insurance policy information. In a retail business, you need to have the right type of commercial insurance coverage so that your store, employees, and inventory are protected.
- Adult Novelty
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Small Business Commercial Auto
Learn about Idaho commercial auto insurance which includes liability and physical damage protection for vehicles that are used for business purposes.
- Ambulance Services
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- Charter And Tour Bus
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Small Business
Protect your company and employees with ID commercial insurance. Read informative articles on Idaho small business insurance coverages - and how they can help shield your company from legal liabilities.
- Business General Liability
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- Professional Liability
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Sports and Fitness
Learn about Idaho sports & fitness insurance policies and what they cover so that your customers, employees, and equipment are protected.
- Golf Course & Country Club
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- Hole-In-One
- Ice Skating Rinks
- Martial Arts
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- Professional Sports
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Warehouse and Storage
Learn about Idaho warehouse and storage insurance - which protects storage and warehouse facilities and protects their inventory from property damage from fire and weather, vandalism and theft and liability coverage as well.
Wholesale and Distribution
Read informative articles on Idaho wholesale distribution insurance. Distributors and wholesalers face specific risks including fire, flood and weather damage that can destroy products in the distribution center - and every part of the supply chain including late supplier shipments to unpaid invoices - can effect the entire operation.
- Air Conditioning And Heating
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Idaho Specific Commercial Insurance Articles
Read informative articles on ID commercial insurance including costs and coverages.
- Best Business Insurance Idaho
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- Idaho Commercial Insurance Brokers
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- Liability Insurance Quotes Idaho
Request a free Idaho Small Business Insurance quote in Aberdeen, American Falls, Ammon, Ashton, Bellevue, Blackfoot, Boise, Bonners Ferry, Buhl, Burley, Caldwell, Cascade, Challis, Chubbuck, Coeur d'Alene, Cottonwood, Council, Dalton Gardens, Driggs, Eagle, Emmett, Filer, Fort Hall, Fruitland, Garden City, Genesee, Glenns Ferry, Gooding, Grace, Grangeville, Greenleaf, Groveland, Hailey, Hagerman, Hansen, Hayden, Heyburn, Hidden Springs, Homedale, Idaho Falls, Inkom, Iona, Jerome, Kamiah, Kellogg, Ketchum, Kimberly, Kootenai, Kuna, Lapwai, Lewiston, Lincoln, Malad City, Marsing, McCall, Meridian, Middleton, Montpelier, Moreland, Moscow, Mountain Home, Nampa, New Plymouth, Orofino, Osburn, Parma, Paul, Payette, Pinehurst, Plummer, Pocatello, Ponderay, Post Falls, Preston, Priest River, Rathdrum, Rexburg, Rigby, Riverside, Robie Creek, Rupert, Salmon, Sandpoint, Shelley, Shoshone, Soda Springs, Spirit Lake, St. Anthony, St. Maries, Star, Sugar City, Sun Valley, Troy, Twin Falls, Tyhee, Ucon, Victor, Weiser, Wendell, Wilder and all other ID cities & Idaho counties near me in The Gem State.
Learn about Idaho small business insurance requirements for general liability, business property, commercial auto & workers compensation including ID business insurance costs. Call us (208) 325-5655.


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Class Central Tips
In particular, this MOOC covers key Java programming language features that control the flow of execution through an app (such as Java's various looping constructs and conditional statements), enable access to structured data (such as Java's built-in arrays and common classes in the Java Collections Framework, such as ArrayList and HashMap), group related operations and data into classes and interfaces (such as Java's primitive and user-defined types, fields, methods, generic parameters, and exceptions), customize the behavior of existing classes via inheritance and polymorphism (such as subclassing and overriding virtual methods). Learners will apply these Java features in the context of core Android components (such as Activities and basic UI elements) by applying common tools (such as Android Studio) needed to develop Java programs and useful Android apps.
Learners will work on several hands-on projects throughout the MOOC, i.e., each week will require learners to write solutions to programming assignments that reinforce the material covered in the lecture videos. There will be roughly 4-6 hours of student engagement time per week, including video lectures, quizzes, and programming assignments.

subset: commoncrawl


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every moment that passes has a message but we tend to distort the guide of the moment to the tune of our thinking that it becomes irrelevant..we misinterpret individuality then but we seldom realize..but the message remains the same..we need to go beyond..alas! we seldom go..
The best way to know the self is feeling oneself at the moments of reckoning. The feeling of being alone, just with your senses, may lead you to think more consciously. More and more of such moments may sensitize 'you towards you', towards others. We become regular with introspection and retrospection. We get 'the' gradual connect to the higher self we may name Spirituality or God or just a Humane Conscious. We tend to get a rhythm again in life. We need to learn the art of being lonely in crowd while being part of the crowd. A multitude of loneliness in mosaic of relations! One needs to feel it severally, with conscience, before making it a way of life. One needs to live several such lonely moments. One needs to live severallyalone.


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Fixed Wing Flight Schools Jackson, TN
So, you have decided that you want to learn to fly a fixed wing aircraft? We applaud your decision... it's a life changer. If your dream is to become a fixed wing pilot, then our goal is to help you find and research the perfect fixed wing flight schools in the Jackson, TN area.
Our recommendation is that you call and speak with one of our flight school specialists and let us help you find the perfect fixed wing flight school near Jackson, TN. Our desire is to assist, coach, and guide prospective fixed wing pilots living in the Jackson, TN area, helping you to reach your aviation dreams. Our hope is to walk you through the process of choosing the top flight school.
The type of fixed wing flight school you choose will make all the difference in the world. There may be a few fixed wing flight schools near Jackson, TN, that promise to provide you with the training necessary to fulfill your dream of becoming a professional pilot. But how do you know if the school or program can help you with your specific aviation dreams?
Whether or not you are looking for a private pilot license or a commercial license, the flight school you choose will make or break you. Our recommendation is that you don't choose a school or program hastily. Get professional help by calling us today.
Fixed Wing Flight Training in the Jackson, TN Area
We offer "coaching" and enrollment assistance to prospective students looking for fixed wing flight training in the Jackson, TN area. This flight training may include: light sport training, private pilot training, instrument training, commercial training, and even CFI/CFII (flight instructor) training. We help prospective student pilots to find fixed wing flight training, even near the Jackson, TN area if relocating is not an option. ASO can help you with fixed wing pilot schools that have competitive prices, professional & friendly instructors, and an excellent "safety" rating.
We also help prospective pilots to find financing options; student loans, scholarships, grants, VA educational benefits. Our hope is to help career-oriented students to secure funding to pay for their training.
One of the best ways to get financial support for fixed wing flight training in the Jackson, TN area is to attend (enroll) into a professional pilot program associated with a lacal community college, 4-year college, or university. It might be in your best interest to a two or four-year degree in aviation science while earning your flight hours.
You may get your instrument rating through top fixed wing flight schools near Jackson, TN as well. Please note: instrument rating teaches to fly in limited visibility, fog & clouds. You will learn to maneuver the aircraft by reference to instruments. In addition to enhancing your piloting skills, you will enhance your confidence and safety.
Get Matched
With the BEST
School/Training for YOU! INQUIRE HERE
Fixed Wing Pilot Schools in Jackson, TN
The cost to earn one of the fixed wing certificates varies, depending upon how many hours you need and what type of flight experience you already have. We encourage you to pick from one of the fixed wing pilot schools in Jackson, TN, if unable to relocate, that will work with you to develop a custom school program.
For an airplane single-engine rating a person must log at least 40 hours of flight time that includes at least 20 hours of flight school from an authorized instructor and 10 hours of solo flight school. The school must include at least:
- 3 hours of cross-country flight school
- 3 hours of night flight school that includes:
- One cross-country flight of over 100 nautical miles total distance
- 10 takeoffs and 10 landings to a full stop (with each landing involving a flight in the traffic pattern) at an airport.
- 3 hours of flight school on the control and maneuvering of an airplane solely by reference to instruments, including straight and level flight, constant airspeed climbs and descents, turns to a heading, recovery from unusual flight attitudes, radio communications, and the use of navigation systems/facilities and radar services appropriate to instrument flight.
- 3 hours of flight school in preparation for the practical test.
- 10 hours of solo flight time consisting of at least:
- 5 hours of solo cross-country time
- One solo cross-country flight of at least 150 nautical miles total distance, with full-stop landings at a minimum of three points
- Three takeoffs and three landings to a full stop (with each landing involving a flight in the traffic pattern) at an airport with an operating control tower
Always remember: Flight school for fixed wing should be completed in the best aircraft possible.
Aviation Training History and Facts for Jackson, TN
Sikorsky Helicopters - S - 300 C: the S-300C helicopter is supported by a worldwide network of service centers. This helicopter has proven its value in many diverse applications around the world, including personal transportation, military and civil training, aerial photography, law enforcement patrol, pipeline and traffic patrol, aerial application, aerial surveys and lift operations.
Aviation Factoids and Figures and Fun for Jackson, TN
Becoming a Certified Flight Instructor: Working as a CFI has both advantages and disadvantages. The main disadvantage is that CFI's typically only make about $15 - $25 per hour. There are also several advantages; the most beneficial being that you get to build your flight hours quickly while getting paid to do it.


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Alison Duncan, Community Gardening Coordinator for Forsyth County, will be teaching a class called, "Community Gardening 101" at the Forsyth County Cooperative Extension Center on Tuesday, March 25, 2014, from 5pm to 7pm.
The class will cover the basics of starting a community garden, including the organizational, procedural, and horticultural information needed to successfully grow a community garden. This class is the first offered in the Sustainable Growing Series, which is a year-long educational program aimed at urban growers.
There is no cost to attend the Community Gardening 101 class, but participants are asked to register ahead of time. Please call Kitrinka Gordon at 336-703-2850 or email her at email@example.com to register for the class.


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Sunday, June 27, 2010
Cherry Clafouti - It's the Pits
Clafouti (klah-foo-tee) is one of the world's great recipes for enjoying fresh cherries. This French favorite is a sort of baked custard, studded with fresh cherries, and scented with vanilla. It's the kind of dish that's impossible to become tired of, by virtue of the cherry's short season. Once a year, cherry clafouti comes into your life, like a friend with benefits, and for a few short weeks gives you great pleasure.
The recipe is remarkably simple, and the first time you make it you'll stare in wonder as it puffs up from the sides of the baking dish. You'll also stare in wonder when you see me add the cherries without removing the pits. Traditionally, cherry clafouti is made using fruit that hasn't been pitted. Clafouti aficionados claim (and I believe them) that as the cherries bake, the pits give off a sexy, sensual scent that is missing from the pitted version.
So, that is the decision you are faced with - risk catastrophic dental injuries for a little extra flavor, or pit the cherries and play it safe. To me, it's no decision at all, the pits must be baked in. Besides, as I'm sure those of you that make this will agree, after the cherries are cooked, it only takes a little press with the fork to liberate the pit, and cast it aside. For your average serving of cherry clafouti this means maybe 4-5 pits - a small price to pay for authentic taste. This recipe will also work for things like peaches, plums, and berries in case cherry season has passed you by. Enjoy!
1/2 cup flour
2/3 cup sugar, divided
1 1/4 cup milk
3 eggs
1 tbsp vanilla
pinch of salt
12 oz cherries (a couple handfuls)
77 comments:
Aha!! I am glad that you posted this! After the teaser that you posted the other day, I needed the demo video immediately as I had local cherries that needed to be used and a brunch potluck to cook for! So, I had to hunt around the web for a cherry clafoutis recipe... I am very excited to follow yours (I will even leave the cherry pits in, this time!!).
Thanks so much! - July 28, 2008 at 2:10 PM
- Chef John said...
Great! Just make sure you tell everyone about the pits!! Or it will be a Pot-Bad-Luck.
- July 28, 2008 at 2:12 PM
Your cherry clafouti video made my mouth water. I didn't know what clafouti was, but I LOVE custard and I LOVE cherries! So I'm thinking I will absolutely love this dish:) I can't wait to try it out!
Your video is so great! I'd much rather follow a video than read a recipe. Not to mention your video is such high quality. You should check out www.graspr.com and see if you'd want to upload your videos there. They focus on high quality instructional videos, so yours would be perfect! - July 28, 2008 at 6:04 PM
- Chef John said...
thanks, I already have some clips on graspr. Do you work for graspr...sure sounds like it. ;)
- July 28, 2008 at 6:42 PM
I guess I am a non-traditionalist...the pits are always out on mine! Maybe I'm a lazy eater?
- July 28, 2008 at 8:00 PM
Can't wait to try this one. The recipe is a bit different than the one I have, so I'm eager to see how it comes out. I made some individual ramekins with berries the other night for a date. She loved it. I made one extra for me for the next morning ;-)
- July 28, 2008 at 8:59 PM
- Chef John said...
"I made one extra for me for the next morning ;-)"
a date or ramekin? - July 28, 2008 at 9:18 PM
YUM! I've never heard of clafouti before; my grandmother made cobblers, and that's the closest I've ever had to this. I'm going to use it on all sorts of fruits (which will be pitted if needed ROFL).
I wish there was a way to get that "poof" thing on the side to happen on all sides, all the time. I think it looks cool ha ha.
I think I'll try Pyrofish's ramkins idea after I buy more (we're rough in the kitchen for some reason LOL). - July 28, 2008 at 9:39 PM
- Chef John said...
If you use a round baking dish it does usually happen on all the edges. But on oval and square it's less predictable.
- July 28, 2008 at 10:04 PM
- Unknown said...
oops i was so excited that i put all the sugar in the batter :). still tasty though, and now i have an excuse to make another one :)
Thanks a million chef
i had an awesome supper because of you tonight! clafoutis and your cabbage rolls.
cheers - July 28, 2008 at 11:31 PM
- Chef John said...
Wow, now that's a menu! Thanks.
- July 28, 2008 at 11:47 PM
The recipe looks awesome, and I think I'm gonna try this. I'm looking for a desert that is not too sweet, because the family isn't that much of a sweet tooth except my sister, but she always cooks deserts so she gets enough.
This isn't too sweet, right? I'm gonna go over the rest of your recipes to get all my options, but its gonna be one of yours for sure. Love the site.
A little constructive criticism: It says "What's youT food wish?" at the end of the video.
What, you thought I had any comment on the cooking? Of course not! - July 29, 2008 at 6:16 AM
- 47 said...
chef john!
i came to know about this blog of yours via youtube.
i'm not someone who cooks, but your homemade cheese and beef brajiole videos have converted me!
i'm gonna start learning more about cooking and start doing it from now on.
don't wanna end up on my deathbed saying .."i've never made cheese.." LOL
great site and videos chef john! - July 29, 2008 at 6:30 AM
- Chef John said...
Thanks! Good catch. I just changed it.
- July 29, 2008 at 11:18 AM
- milkshake said...
The cherry pits are giving off that cherry-cola (=artificial almond flavoring like) hint, and also the cherry look better unpitted. But when were little kids gobbling up the slices of clafouti on the run, grandma's refusal to pit the cherries made for many pit-bite accidents.
- July 29, 2008 at 3:21 PM
- Chef John said...
Be careful! This recipe is NC17
- July 29, 2008 at 3:43 PM
- Unknown said...
Ooh. I think I might try this with black cherries. Could you replace the vanilla in the recipe with something else? Like, maybe amaretto or something?
I found your site a while back and I've been working my way through all of it, hoping to learn by osmosis! I don't know how I can't try this recipe, though, this is crazy simple and looks delicious! Thanks, John :D - July 31, 2008 at 7:55 AM
- Chef John said...
You could, but the vanilla works so well with the custard. And it is crazy simple and delicious!
- July 31, 2008 at 10:58 AM
I have a tree dropping sweet white nectarines by the bushelful. My Husband says he will make hooch with whatever we can't eat or give away... However I will try the clafouti with them this week.Thanks for the recipe/idea.
Luisa (Vacaville) - August 3, 2008 at 4:09 PM
traditionalist? more like lazy :P
nice recipe I'm def going to try this one - August 4, 2008 at 1:35 AM
- Wumpy said...
I love this recipe! I made it Monday and it was a hit with my French spouse. I kept the pits in on the Ranier cherries and the pits gave the clafouti a touch of a brandy or rum taste. I am making it again today with nectarines. I've also made your delicious cheese recipe. Thank you!
- August 7, 2008 at 8:04 PM
- Chef John said...
your welcome. I get a sort of amaretto scent myself.
- August 7, 2008 at 8:30 PM
- /SiD said...
a possibly stupid question from a foreigner, the vanilla, is that vanilla extract or some booze brand or what? If it is vanilla extract, can I use vanilla sugar instead and how much of that would I need?
- August 9, 2008 at 1:52 PM
- Chef John said...
vanilla extract does contain alcohol but not sold as booze. It with the baking good. Sure, just use the vanilla sugar in place of the sugar in the recipe and you're good to go.
- August 9, 2008 at 3:52 PM
I made according to your recipe twice, it looked absolutely great in the oven, just before it comes out, but after leaving it to cool bout 5 minutes, it deflates like a balloon, issit normal? - September 14, 2008 at 10:09 AM
- Chef John said...
yes it is. I mention that in the video, and you can see it deflate. You'll notice the photos here also show it deflated. That is the way it is.
- September 14, 2008 at 11:34 AM
Dear Chef John
This recipe looks good, but I still have two questions
1.Did you take the cores of cherries out?? If so, how did you do that
2.Can you use some fruits in season to replace cherries, like strawberries @@ - March 16, 2009 at 11:12 AM
- Chef John said...
the pits are discussed in the post. You just smush the cherries with a flat knife and remove. strawberries are probably to watery.
- March 16, 2009 at 11:15 AM
I saw the first cherries of the season in the store today. Clafouti in the oven now. This was SO easy and fast to put together, I can't wait to taste it. It smells devine and I have a doggie whining in front of the oven.
- May 14, 2009 at 11:55 PM
Cherry pits contain cyanide, could the cyanide seep into the dish as a result of cooking it?
- June 9, 2009 at 9:48 PM
- Chef John said...
not sure, but they've been eating it in France for a thousand years like that.
- June 10, 2009 at 7:55 PM
I have this phobia with stone fruit whereby I imagine a rotten spot or a worm somewhere in there, so I have to cut open and make sure before eating. So, no thanks I will have to halve mine, just in case.
- June 24, 2009 at 4:28 AM
- Chef John said...
You need professional help. ;-)
- June 24, 2009 at 11:30 AM
- June 29, 2009 at 2:27 AM
- Unknown said...
I didn't like this, tasted eggy. I used blueberries and nectarines. The blueberries aren't strong enough in flavor, but rainier cherries are subtle also.
The nectarines really snapped and were the best part, otherwise I copied the recipe. Tasted much to eggy. I think a lemon juice and zest addition, with a vanilla ommission while using a strong fruit, like nectarines would be the best idea.
The thing about rainier cherries and nectarines is neither will discolor the surrounding cake/custard mix. - July 19, 2009 at 8:12 PM
- Chef John said...
yes, it's not for everyone. needs sweeter fruit than blueberries for sure. too tart for this
- July 19, 2009 at 10:05 PM
- Unknown said...
This looks soo delicious! I think i'll have to try this.
I seem to have the same problem as maitino with stone fruit. I adore cherries but my paranoia tends to ruin eating them for me.
Thank you for posting this! - July 27, 2009 at 1:37 PM
- JoAnn said...
Thanks Chef. I've made several clafoutis with this recipe now and they always turn out super. Try fresh figs. They are yum! Also I added a little almond essence to my bing cherry clafoutis. "As always, I enjoyed!" and so did my dinner guests. I made apricot clafoutis topped with Greek yogurt for my last dinner party.
- August 4, 2009 at 4:09 PM
- James T said...
I've made this like 3 times, and it always turns out tasting eggy, and not in a fantastic custardy way. Other recipes call for one less egg. Also, it deflated... which was like watching was like watching one's child fail a spelling bee. Thoughts?
- August 19, 2009 at 9:23 AM
- Chef John said...
they always deflate, that's what they do. It is eggy, not like a classic custard. Maybe make a custard instead? Maybe you just don't like clafoutis. Not everyone does.
- August 19, 2009 at 1:17 PM
- occupy fun said...
- This comment has been removed by a blog administrator.
- January 29, 2010 at 12:24 PM
- MoarPewPewPlz said...
Hey Chef John!
It's me, one of your youtube subscribers. :] I know it's kind of late to be commenting on a recipe made years ago, but this is the first recipe off your list that I made. My family loved it! Problem is, my brother came to visit and I really want him to try it. He has high cholesterol though, and so do my parents and my sister. It makes me really sad to know that my family has so much high cholesterol and there's SO MANY dessert recipes that include egg yolks. So is there any way I can cook this...you know...yolk-less? Any more tips on low cholesterol recipes? I plan on becoming a pastry chef, so you're like a hero to me. :D Thank you - Julie - June 12, 2010 at 5:13 PM
- Chef John said...
There really isn't. But, even someone with the highest Cholesterol can have a small portion of this once in a while. There is only like 1/2 a yolk per person. That's nothing! - June 12, 2010 at 6:11 PM
- MoarPewPewPlz said...
Oh okay. It was worrying me though. Yolks are evil to me ahah. But I guess I should consider a truce with these yolks in the clafouti. Thank you Chef John!
- June 12, 2010 at 9:38 PM
- Ian :) said...
This is a definate, I have a cherry tree at the end of my road, they are not quite ready yet, but when they are...
- June 27, 2010 at 7:42 PM
This looks great and when I lay hands on some cherries, I'm definitely doing it.
In the meantime, I have a nectarine tree that's going berserk in my back yard and I'm contemplating nectarine clafouti. I've seen a couple of recipes on the net but I was wondering what your take on it would be. Anything I should watch out for or should I just make the substitution and go full speed ahead? - June 27, 2010 at 8:29 PM
- Chef John said...
any fruit works!
- June 27, 2010 at 9:29 PM
> any fruit works!
Indeed it does. The nectarine clafouti turned out fabulous. . . and you don't have to worry about pits (not even I'm silly enough to use whole nectarines).
I served with a bit of left over strawberry frozen yoghurt I'd made a while ago and it was excellent.
Thanks! - June 28, 2010 at 1:35 AM
- Pisaster said...
The pits give an almond-like aroma to the dish. That's because they contain a bit of cyanide, as do bitter almonds and the pits of peaches, nectarines, plums, and other stone fruits. Since the pits are essentially an almond flavoring, I prefer to remove them and add some ground almonds to the batter (and perhaps a very small amount of almond extract). I learned a very clever technique from Rose Levy Beranbaum. You can remove the pits from cherries while leaving them whole by just pushing a toothpick through them and pushing out the seed. A bit of a chore, but at least there will be no pits in your clafouti.
- June 28, 2010 at 1:57 AM
- Chef John said...
squeezing out the hot pits is the best part of the recipe. it much ,ore than flavor, its a ritual.
- June 28, 2010 at 2:12 AM
I Just made this today (with the pits intact) and my family loved it. Thanks
- June 28, 2010 at 10:07 PM
- Lucia Kalinosky said...
I made this last night and maaaaaaaan was it sweet. If I were making it again I would cut the sugar down by half. The whole thing also took longer to cook than normal and came out pretty rubbery. Did I do something wrong? Also, the layers sort of came apart, the precooked part was much tougher and slide away from the top part when eating. Is there a way to prevent this?
- June 30, 2010 at 11:54 AM
- Chef John said...
Sounds like it over cooked. You said it took longer, but maybe it went too long, that will turn the custard into rubber.
- June 30, 2010 at 12:01 PM
Hi Chef! (another youtube subscriber) Would you recommend that leftovers been heated a bit? Or, would you recommend placing it from the fridge to counter until room temp? Cooking for one is a challenge at times! :)
blk - July 10, 2010 at 11:23 AM
- Chef John said...
You can just microwave for a little bit to take the chill off.
- July 10, 2010 at 11:45 AM
Thank you again, Chef! I also made a little whipped cream with just a drop or two of Almond extract and a bit of superfine sugar. Wow, this was incredibly easy AND delicious! My sweetheart came home just in time to enjoy this wonderful dessert :) "Oh is that from Chef John?! I remember you watching the video. This is exciting!"
(Today it was cooking for 2)
blk - July 10, 2010 at 4:30 PM
Hello Chef John, i just would like to ask, if i do not have that type of dish (since i'm a student studying in another country) , is it ok if i make this in a foil ware?
*sorry if this is a stupid question. :"> - July 23, 2010 at 5:37 AM
- Chef John said...
You cam try but my instincts say you need something thicker than foil. Good luck!
- July 23, 2010 at 11:31 AM
Ha! Some pits-in traditionalist you are! Not even spelling the dish by its rightful French: clafoutis. Busted! ;)
- July 29, 2010 at 1:21 AM
Hey Chef John, I was wondering if, when using other fruits, you need to adjust the amount of vanilla. I plan to make clafouti with peaches and plums, but wasn't sure if I should cut down on the vanilla or use something else instead. Any thoughts?
- August 2, 2010 at 3:27 PM
- Chef John said...
I've never changed the vanilla for other fruit, but I like vanilla. Not sure of the answer.
- August 2, 2010 at 3:56 PM
- sequimteeth said...
Blueberries worked well for me. I have a picture of the final result, but don't know how to share it with you. I thought the true test would be what it would taste like in the AM. It wasn't bad, but definitely not as good as the previous evening when it was warm from the oven.
- August 28, 2010 at 12:36 PM
Hey Chef John,
I have a plethora of plumbs that have just come to perfection and I was wondering if this clafouti recipe would work with them.
-John - October 1, 2010 at 9:55 PM
- Chef John said...
- October 1, 2010 at 10:02 PM
can i use strawberries instead of cherries? its not that i dont like cherries, just wanna know
- January 3, 2011 at 9:53 AM
- Chef John said...
Never tried, but they may be too watery.
- January 3, 2011 at 12:07 PM
- Mo said...
Love this recipe! Did a orange juice, fig, & jalapeno variation, pretty tasty!
- April 17, 2011 at 3:37 AM
Chef John, I love the clafouti. A little sweet for my taste, so I'll cut back the sugar next time. I used blueberries, raspberries, and some blackberries. Also, made it with full fat soy milk. Followed the video instructions to the letter, but the clafouti is a bit wet all over. Any thoughts as to why this happened? Just found your site and will be checking it out. Thanks!
- May 3, 2011 at 8:41 PM
- Chef John said...
I'm not sure, but you did change 2 of the ingredients, so that would be my guess ;-)
- May 3, 2011 at 9:49 PM
- Camila Cavalcanti said...
I can't find fresh cherry where I live, just the canned version, which by the way I don't like it. Anyway, can I use strawberry instead? Or can you suggest me a better substitute?
- July 4, 2011 at 3:21 PM
- Chef John said...
you can use strawberry but it will just be wetter.
- July 4, 2011 at 7:43 PM
baking in the oven right now. Can't wait to try it out! Rainer cherries all the way, from my home state! Cheers
Twila in MT - September 2, 2011 at 10:46 PM
hello chef! i was wondering if i could use a baking sheet or those glass baking sheets? instead of must i use a ramekin?
- April 12, 2012 at 4:14 AM
- whitterbug23 said...
Chef John, you and your recipes are absolutely amazing! My family and I loved this. My only change was that I used vanilla bean paste in place of vanilla extract.
Every summer, my sister and I go to Rochester, NY to visit family and on our way home we always stop in Sodus and get fresh peaches, plums and cherries, plus what ever else looks good. We always end up with too much fruit and spend the next few weeks trying to find new ways to use it up before it goes bad.
This recipe will be coming out ever year to help fight the summer fruit invasion. Thanks again for such an awesome and easy recipe. - August 20, 2012 at 8:43 PM
- Chef John said...
thank you!!
- August 20, 2012 at 9:28 PM
- Steve Kennedy said...
While adding that last 1/3 cup of sugar, I was thinking this was going to be way too sweet. I served it after your million dollar chicken, a pot of butter beans, some corn bread and fried Okra. It was perfect. Not too sweet and not too tart. Just a nice finish to a good meal.
Then eased out in the front yard, everyone was too full to chase the Frisbee so we just walked after it.
Good food, good times, thanks bunches.
P.S. I made the creme fraiche for that chicken and will probably never buy sour creme again.
- August 5, 2013 at 1:16 AM
- Unknown said...
Hi Chef, can I add different berries to the cherry Clafouti?
- June 27, 2019 at 7:23 PM


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Love finding creative ways to kick up even the most simplest of ingredients/products at Trader Joe's. It seems every time I go there there is always some new product. For those that follow me on Twitter, you know that when I do go there I'm always sharing photos of the latest finds. One of the latest finds that I had to finally give a try was the cinnamon rolls. They are next to the buttermilk biscuits in the refrigerator section, usually close to the dairy products.
The rolls are ok. They are very light, not heavy at all which is good. I like a lighter cinnamon roll especially if I'm going have a lot of stuff on it. Gotta balance the stuff to bread ratio. It's strange that there are only five rolls in a pack (why 5 I don't know, where did the 6th one go? To trader joe himself?). It also says "jumbo" on the package--I just don't think they are jumbo, certainly not small, but rather med-large size. They taste good when I added the extra flavors; I just wish there was more cinnamon filling inside the rolls of dough--just wasn't enough. Would I buy them again? Sure. Very easy to put together, and the best part very easy to kick up a few notches.
quick & easy pb, bacon, cream cream cinnamon rolls
print recipe
1 pack of Trader Joe's Cinnamon Rolls (in the can)
2-3 TB of Trader Joe's peanut butter-cream cheese
3-4 strips of cooked bacon, crumbled
A few dashes of cinnamon, optional
Cook 3 – 4 strips of bacon until crispy. Crumble into small pieces, set aside.
Bake cinnamon rolls according to package directions. Take the sugar topping in the cinnamon pack and mix with 2-3 TB of the Trader Joe Peanut Butter-cream cheese in a saucepan over low heat. Stir until well mixed and melted.
When rolls are done baking pour the pb-cream frosting over the rolls, top with the bacon, and sprinkle with cinnamon if desired.


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Aledo Christian School serves 53 students in grades Nursery/Preschool-12, is a member of the Association of Christian Schools International (ACSI) and the Oral Roberts University Educational Fellowship (ORUEF).
The student:teacher of Aledo Christian School is 4:1 and the school's religious affiliation is Christian.
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When tragedies happen, comparisons are always made to past events. It's become part of the news coverage of the Aurora, Colo., theater rampage to refer to it as "one of the deadliest mass shootings in recent U.S. history," as The Associated Press says.
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-- Virginia Tech. "April 16, 2007: Seung-Hui Cho, 23, kills 32 people and himself on Virginia Tech campus in Blacksburg, Va."
-- Columbine. "April 20, 1999: Students Eric Harris, 18, and Dylan Klebold, 17, opened fire at Columbine High School in Littleton, Colo., killing 12 classmates and a teacher and wounding 26 others before killing themselves in the school's library."
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-- Norway. "July 22, 2011: Confessed mass killer Anders Behring Breivik kills 77 in Norway in twin attacks: a bombing in downtown Oslo and a shooting massacre at a youth camp outside the capital."
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The Fat Quarter Shop is excited to welcome Amanda Murphy to the Jolly Jabber. Amanda's latest fabric collection is Veranda from Robert Kaufman Fabrics.
Q: What was the first seed that grew into the Veranda collection?
A: White table linens with hem-stitching. Tulips in crystal vases. The sparkle of green glass in the sun. An elegant tea served "Under the Veranda". Completely in my imagination, of course. I don't have the facility to put this together in real life – just in fabric!
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Q: What is your favorite project you have made using this collection?
A: Well, it is hard to pick, but I do love Blossoms because I think the pattern fits the personality of the collection. I also have a small project coming up this winter in Quilters Newsletter that I just love.
A: Hands down it is seeing what all the creative people out there do with my fabric – or my patterns!
Q: What is your absolute favorite thing in your house?
A: Children don't count as things, right? If they don't, then I would have to say my graphics tablet!
Q: Which project stands out in your memory as your all-time favorite?
A: My daughter and I made the Under the Veranda sampler in just 5 days. That was a bonding experience, to say the least.
Q: Where do you do your best thinking? Can we see a photo of your studio?
A: There is a room above our garage that just last week was a TOTAL disaster. It is a combination guest room/overflow design space with old furniture and new fabric. It would be way too generous and not at all accurate to term it "eclectic". My dad visited and now we have shelving. (Everything you see on these shelves was previously on the floor! Literally. You could barely walk. Thanks, dad!
Of course, guests still must launch themselves over piles of quilts to get into bed. |
That being said, I do most of my work in the main part of our house in the same room that our kids do schoolwork. It is just too hard to be in separate spaces. (When our kids were little they wouldn't eat spaghetti because they thought it was thread. Don't judge.) So the front room of our house is frequently a mess, but it is very well-used. This is our reality.
Luckily, our son prefers to work on the floor, which helps… |
Q: What is your favorite snack food?
A: Since it is summer we are enjoying berries of every type along with the hot humid Charlotte weather. Wish the two didn't go hand in hand.
Q: What is your one guilty pleasure in life?
A: German chocolate cake! You can't go wrong with coconut and chocolate!
Thanks so much to Amanda Murphy for stopping by the Jolly Jabber, but before she goes, how about a giveaway?! All you have to do is comment on Amanda Murphy's post and tell us what you love about one of her collections or patterns! Good luck!


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