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|I have a good friend who is a VP at your firm . They blamed the entire Financial crisis on ' poor people who could not afford their mortgages ' they said this was pretty much he opinion among the investment banks . How do you feel about what happened to Greece and Goldmans hand in it ?
|That is not true. Opinion is very much split within the investment banks and there is no right or wrong answer. I personally don't believe at all that the crisis was caused by 'poor people' - and I don't like that sort of categorization of people in the first place. There are perhaps 15/20 different institutions you could blame for the crisis, there's no way of isolating individuals. I'm not sure what exactly you think GS's hand in the Greece affair was. Of course it's a sad story and I feel remorseful - I recently donated £50,000 at a charity ball to help rebuild one of the islands which has almost been burned to the ground. But ultimately Greece employed GS at the time because they wanted to fudge their finances so as to meet entry requirements for the Euro i.e. the greek government was knowingly employing GS to help perform an extremely risky task - GS didn't force anything upon them. If the experiment explodes 10 years later (as it did), should GS really be the party to blame?
|The next day, you are flipping through television channels and randomly come across a pre-season CFL game between the Toronto Argonauts and the Saskatchewan Roughriders. Knowing your inevitable future, do you now watch it?
|Yes of course i fucking do. The future is inevitable. Chuck Klosterman i like your name.
|I love seeing the ignorance that emerges in these AMA's relating to investment bankers. I am really interested in a career in either IB or Consulting, have a few questions for you.
|Thank you to fletch below for answering this question.
|1) How did you cope with the hours? I like working hard, I like working for my money but I also like enjoying free time and having a social life. When working a 100 hours as an analyst that would certainly have to suffer 2)What were you academic results like through your degree? I'm currently in my second year and will be realistically looking at 2.2, 2.2, 2.1 and 2.1 (years 1-4). This summer I'd hope to get an accountancy internship in one of the big 4 followed by an internship next year in one of the large IBs. I know there's more to a candidate than solely their academic credentials + internship but would this stand me well for a BB in London? (Top Irish university, undergrad will be in Business and French) 3) What is it that makes you enjoy this job? I know the paycheck is certainly a bonus but you've said there's more to it than that?
|Whatever your breakdown between modules is, you need a 2.1 overall. Even if your average is 60% or 61%, that's enough to get you past the minimum requirements and through to interviews. After that it's up to you - they'll take someone with a good business mind and strong communications skills irrespective of whether they average 60 or 78 or 92. I disagree with him. My job is extremely rewarding and i wouldn't swap it for any other industry at the moment. If you want evidence of people enjoying their jobs look at the number of years they spend at their respective firms. Most of the partners at GS are 'home-grown' and have spent 20/30 years sweating away but don't regret it for a second.
|Do you realize that in countries like Spain you're seen as an evil person that only wants to get profit and don't have any soul or feelings and probably kicks puppies for fun? If so, how do you feel about it?
|Yes and understand their anger but it should be re-directed to politicians!
|Proof? and of course... how much did you make in 2012 approximately?
|Approx 600k. How do upload proof e.g. photo evidence?
|Sorry, new to reddit!
|Do you have free ticket for me? Always looking for handouts.
|What is it young people say, lolz??
|I'm very curious of your opinion of Secretary Geithner's role in LIBOR. Do you think he was guilty? innocent? Thanks!
|LIBOR scandal is way too complicated to explain at 2.30 am after a few beers. Many active players are implicated and i think he will be seen in the wrong eventually like many others.
|What hours do you work?
|Approx 80 hours a week not incl. flight time I go to festivals in Europe but would love to go it. Do you have free ticket for me?
|If the concept and idea of a monetary system was replaced with something better (hypothetically) what would you do? As in for a career or what not since now you are jobless.
|Resources will always be scarce so someone will have to ensure an optimal allocation. There will always be a market of some kind whether it be a public market or an internal government one.
|Hypothetically we could have unlimited power, molecular production, and master matteenergy conversion. Would that change your answer?
|Good interview question. I'll keep it in mind.
|In your view, are there any regulations that could meaningfully alter the moral hazard typified by the 2008-2009 bailout of the financial sector? If so, what might they be? And if not, to what extent does regulatory capture play a role?
|Regulatory capture is a seriously problem not just in banking e.g. also in the energy business. How do you reduce it? It won't happen unless the public demand it, as everyone with power tends to benefit from it and so they won't make meaningful steps to change anything, i.e. its a win win situation for government and business. However it needs more than just 'occupy movements' but rather i am talking the mass voter population.
|Have you seen @gselevator on twitter? if so have you ever contributed/is it legit?
|Haha yes i have seen it and no its not legit, well at least i think its not. Seriously though the elevator chats can be quite entertaining and revealing.
|Do you use a mouse when you work on excel?
|Are you joking?
|In your opinion, do you think the money you make is worth the hell that you go through to make it?
|I love my job and so i am lucky that the money is not the only motivator.
|But yes i love checking my bank balance at an atm.
|How can i break into finance with a sub-par gpa?
|Network and try non BB firms.
|A company founded by 100 duck sized horses. or A company founded by 1 horse sized duck?
|100 duck sized horses every time. Basic risk management theory - don't put all your eggs in one basket. If that 1 horse sized duck isn't exceptional, your business is going down the tubes.
|Prior to the collapse, did you have any idea what was about to happen?
|It was getting obvious that there was a bubble, but never predicted how great the fallout would be and that in 2013 we would still be suffering
|What do you do day to day?
|I work in the energy field in Europe but don't want to get too specific. Day to day we advise natural resource companies on all things financial such as m&a and financing strategy and then execute on their behalf. So I am on the corporate finance side rather than sales and trading. However I work closely with the syndication and sales guys such as if we are executing an IPO or a follow-on share offering.
|I have a buddy who's small but established clean tech company needs money building biodiesel manufacturing plants around the US that run off garbage and wood chips. The technology is actually coming from a company based in Sweden. Can you help him on the money side?
|Send me a link to their website.
|I find clean tech very interesting.
|How did you get your job?
|Did a summer internship then got FT conversion.
|What college did you go to?
|I went to LSE (university in the UK)
|What jobs did you work before getting this one?
|Did another internship whilst at university at an oil company.
|At what age did you get this job?
|I hear the GS company culture is like " a frat on steriods" true or false?
|False more than true but depends on team.
|Is it as cut throat as I have heard with the bottom 50% of people getting sacked each year to make way for new guys who will probably be sacked the year after?
|Bottom 5% is more accurate. 7-8% in a bad year, 3-4% in a good year. It's a fine line between 'cut throat' and having a 'healthy competitive atmosphere'. But we'd be out of business very quickly if we kept firing half of our staff every year...
|Is there any stock I should look into in 2013? Long term or short term.
|Short term- African Barrick Gold. The chinese walked away and so the share price plunged and despite serious operational issues, the massive drop has presented a golden buying opportunity.
|Long term- anything to avoid inflation, inflation scares the crap out of me and is going to be a big problem in the Uk and elsewhere in the future.
|Also buy into soft commodity boom e.g. meat in africa, think zambeef etc if you can find an attractive entry point.
|What's the best preparation for an interview with an i-bank? I'm over here in the states and come from a non-target.
|Read WSO, the forums are full of useful hints and tips especially for non target guys. Depending on what area you are applying for, make sure you know some really good examples and stock pitches as it is amazing how many candidates lack knowledge e.g. if applying for ECM for god sakes know some of the recent IPO's and likewise for equity research have good stock pitches and have conviction when presenting. Best of luck!
|How important is your undergrad majogpa I'm double majoring in Econ/Conflict resolution studies with a possible minor in poly sci (depending on how the credits work out) I got a 3.9 gpa last semester but it only brought my overall gpa to a 2.4 because fuck klonopin. I should have at least a 3.0 by graduation, but I'm wondering its worth it to pay for and retake my first semester. Can I have $373 dollars? :D :D I promise only to get moderately drunk with this money. Sorry, a lot of questions, thanks for answering. Oh also, one last thing, all else being equal, is calc I enough math to apply for analyst job? or do I need more?
|Undergrad course choice is not that important for IBD but obviously for more quant roles you need maths skills Again i am sorry but i am not very clued up on GPA Ok i give you money but first you have to register yourself as a charity so that you can gift aid it and get much more!
|Where did you go to college?
|As an undergrad? How hard was it? I hear it's very difficult.
|Yes, undergrad.
|Harder than most places depending on your course. Especially as you are competing with loads of kids from Asia who do extra calculus to relax.
|How do you see regulation affecting the overall banking culture? Everything I have been reading and what people have been saying is that the culture is changing. Have you been seeing this?
|I recommend reading "The Culture of Success" by Lisa Endlich.
|Also how do you like the goldman culture?
|Regulation is hurting us...but: Link to business.financialpost.com
|How much total did you make in each of your years at the firm?
|I don't want to get into specifics.
|But for your first three years as an analyst roughly 50k-70k (£ not $)
|As an associate 120k-160k.
|After that the numbers get exciting.
|What tools do you use on a regular basis?
|Excel, Outlook, Excel, Outlook, Excel, Outlook...powerpoint.
|What is the biggest reward of working in IB? Where I study, students with high grades are pushed to chase the prestigious internships firms like GS, MS, etc offer. Their reasoning why they chase these jobs is that they think it is the highest (prestige) in finance they can go or are attracted by the money. It seems shallow to me. What does IB offer that makes your career personally fulfilling? Why didn't you choose to work elsewhere?
|I find what i do at the front end of the energy sector fascinating. If your interested in business or globalisation or other similiar areas then IBD is pretty much at the cutting edge of it.
|Thanks for the reply! When you were first starting out at GS, were you able to balance a personal life aside from your work? Has it gotten easier as you have gained more experience? Would you recommend IB as a field to pursue to your own children today? Thanks again!
|I'd say during my first 3 years as an analyst the 'balance' was almost non-existent i.e. i was regularly working 100+ hours/week. Since then it's become easier year by year and i think that's true for most. And yes certainly i would encourage my children to pursue it - not that i have any yet.
|Where did you go to uni what was your gpa? how many physics majors work their? did you start off as an intern? sorry for rapid firing questions.
|LSE (london school of economics) - first class honours but don't know how that translates into GPA.
|I know only 3/4 physics majors in the office at the moment.
|Yes started as an intern.
|Do banker run the world? how much political influence do they really have?
|It works two ways. Some bankers have their fingers in politics in a way they perhaps shouldn't. But equally many politicians have their fingers in banking and can force our hands.
|How hard is it for a non ivy leager studying finance to get an entry level job at GS? what about internships?
|Tough. But with enough internship experience beforehand it's possible.
|What do you think of Forex? Would you ever trade on it with your personal money?
|Difficult to answer - you can trade forex in a million different ways - some ways are more interesting than others. I don't personally trade it, but others forge a very successful career out of it.
|What was your bets investment in? (If that's how it works)
|That's not really my role in IBD.
|But outside GS I invested in the Shanghai property market a decade ago or so. My 4 flats there are now worth 10-12 times what they were worth then.
|WTF caused the 2010 flash crash?
|Good question. Nobody knows for sure.
|From the link you've provided, I find no.2 the most plausible explanation. But I would also add 6. UBS did something stupid again.
|As hardcore capitalists what is your feeling about (management of) banks that seem to live under the impression that profits are for a happy few while losses should be carried by tax-payers?
|That's not what I believe at all.
|And by the way all of us are tax payers too. The top 5% contribute approx. 50% of the government's taxation revenue. So if losses are being 'carried by tax-payers' - that doesn't exclude people in the banking industry by any means.
|Matt Levin at Dealbreaker (former GS guy) describes Investment Bankers as "Travelling money salesmen". Do you feel that this description is apt?
|The operative word in your question is 'former'
|Do you think that's how he described investment bankers whilst he was still with the firm?
|People tend to get very bitter and sensitive after they get fired. See Gregg Smith for further evidence..
|Is an MBA necessary to be competitive when looking for a job or is a B. Comm enough to compete with others when looking for jobs in the industry?
|Depends on what entry point - if you do an mba then you apply for associate entry whereas b.comm is an undergrad degree and so you apply for analyst roles. If you do a b.comm at a top university/college and get some internships then you should be well placed. Good luck!
|Do any of your co-workers frequent Reddit?
|I imagine less than 0.1%.
|Then again 2 people on this feed at least have claimed to be my co-workers, so who knows...
|Since you're new to Reddit, what made you want to do an ama here?
|I'd like to alter the public perception of bankers - not all of us are the obnoxious greedy individuals you read about in the media.
|I'm also extremely interested in hearing what non-finance people see as our key economic issues at the moment - this seemed a good way to find out.
|How do i upload photos? i will upload photo proof. Sorry not very experienced with reddit!
|I am a senior in high school and I am interested in majoring in either accounting or finance, but I don't think I know enough about either career path to make the best decision, can you explain the large differences the two paths I would go down depending on major, or any advice that may influence my decision that I would not know at this point?
|What you choose to study doesn't necessarily determine the industry you'll end up in. We have guys in the office who studied history, languages, even medicine. Just go for what interests you the most and focus on getting high marks.
|Curious as to what kind of degree you hold/what was your GPA in college?
|BSc. Economics degree from LSE. First class honours, don't know about gpa
|I used to work for the swiss banks and swiss stock market indirectly, and have a few friends in the banking business, including GS and Nakamura in London. What is your personall opinion on prostitution, cocaine, and medication misusage in your business? Also, also what is your stance on GS' questionable involvment in Backpage.com?
|With regards to backpage.com, the guys on the deal did not do their KYC checks properly. KYC checks are crucial for banks- your reputation and future success is more important than any single customer. Look up riggs bank and the Obiang family and then you'll see!
|Possible. But realistically those kind of excuses are given no matter what really happened. For a company as big and powerful as GS I can only take it with a grain of salt. Are you content in the way GS does business from a moral point of view?
|It's either a pinch of salt, or a grain of sand...
|Thanks. I'm not a native english speaker and have not used it regularly for years, so it's gotten pretty shit. Any chance you answer the other questions?
|Yes, apologies. I think some of our deals have been morally reprehensible in the past. The same goes for any major investment bank. But i think we've done a very good job in 'cleaning up our act' over the past few years and the public has played a large part in that. With any luck we will see a much healthier banking industry soon.
|How accurate is what is said on the Twitter handle @GSElevator?
|It's grossly exaggerated, but not entirely inaccurate...
|You guys got trolled hard. A GS IBD guy not knowing how to upload something to the internet? Seriously wtf. Probably some guy from wso who wanted to feel like he was "in".
|Link to i.imgur.com Just doing some work now! Link to i.imgur.com In case you wondered what Lloyd's signature looked like.
|Is there anyway you can help me out, connections or anything, someone I should talk to to get a interview? Can you interview me, I shall forward you my resume!
|Private message me and we will discuss. Sure i can help you out. I know how tough it is for you guys who are trying to get in!
|Any thoughts on the MSI/SSG mini-scandal this week?
|Yes but won't comment.
|Very hush hush.
|I also work for GS. Which building are you in? I'm based in PBC. Also IBD, North. Would do an AMA and provide proof.
|I'm in PBC too, moved from RC quite a few years ago. I'm not sure exactly what sort of proof i'm supposed to provide...?
|Would you say you were groomed for this kind of work from a young age? LSE is an elite school. Did you go to elite private schools growing up or were you an exceptional student at a normal school?
|Yes, Jimmy groomed me from four years old
|Do you like your job, or should i say career?
|Yes. If i did not then i would go and sail around the world again.
|From your experience, how relevant is CFA nowdays?
|Definitely worth doing.
|How large was your Xmas bonus and did it get taxed over 50%?
|See below - total comp was c.600k and yes taxed above 50%
|You said in other replies that you were 22 when you got this job and make 600K now. How old are you now, and how long did it take you to get the that salary level? Is it all commission?
|Was analyst at 22 and then moved up the ranks. Just turned 30, feeling old now!.
|Can you give some insight on the business model of Investment banking? (I have no clue to be honest) . And what does a portfolio manager do exactly?
|Portfolio manager is not IBD. He/she would work in investment management e.g. for blackrock or GSAM or a hedge fund.
|I'm currently writing a thesis on the future of rentierism in the gulf with an emphasis on Saudi Arabia. I don't have much of an economic background apart from this, but the international energy market is obviously important to my research. Can you recommend any good (preferably free or low cost) primers and newsletters on the subject?
|Hmm there are many on energy market but not too sure about rentier specific ones. Will have a think. I did my university thesis on Saudi and so will have a dig around.
|How do you live with yourself? Knowing that the company that you work for doesn't give a fuck about you or anybody. All they care about is money. They have ruined america many times over. Seriously, how do you live with yourself?
|Actually our business is dependent on America and more importantly the rest of the world's prosperity. So actually our interests are nicely aligned.
|Link to www.rollingstone.com. Seems to me like your bosses and former bosses don't give a flying fuck about anyone but themselves. Can you name one good thing Sachs has done since you have been there?
|I think you meant 'don't give a flying fuck" in your comment.
|Do you happen to work with quantitative analysts?
|Depends which deal we are working on. Sometimes we need them, other times we don't.
|What's your retirement savings invested in?
|Property (international and uk), shares mainly through tax efficient ways e.g. isa and EIS, pensions and artwork.
|No swiss bank account i am afraid.
|"The first thing you'll realize is that they are extremely disciplined. You would never come across a Goldman employee, who would, after two or three beers, say "My colleagues are a bunch of dickheads" From Money and Power William D Cohan. What do you have to say about this?
|I agree with it.
|What advice would you give someone who is interested in going into finance and is currently in university. What would you have liked to do in your time spent at LSE now looking back?
|Party more! You only live once. You can have that advice for free.
|Thanks for the AMA. Do you know anybody I could speak with regarding interviewing and internship opportunities?
|Private message me.
|Doing an AMAA are you putting your job at risk for releasing company secrets/opinions whatever?
|I've not released a single company secret.
|Edit: added an A to AMA.
|There's nothing in my contract to say I can't express my own opinions.
|What do the hopes and dreams of Americans taste like?
|Raspberry sorbet, in my opinion
|What is your feeling on the separation of traditional banking and investment banking as is proposed by the FSA?
|I think overall it's sensible - Barclays being the best example of why they should be separated.
|At GS specifically of course we're not involved in traditional retail banking at all so it's not the most pressing issue for us at the moment.
|You mentioned 80 hour work weeks. Could you explain the timeline for your typical work day. Do you work 7 days per week? Is your work more project based where you go non stop and have some time off between projects?
|There's no typical working day - some days are 18 hours and others are 12. Depends entirely what stage of a deal we are at. Generally I work 5/6 days a week, but keep in email contact with the office 24/7.
|Yes, entirely project based. But if we are doing our jobs properly there's not much 'time off' in between.
|I'm currently on target for a 2:1 or a first at university in my economics degree. But due to a slight hiccup in my a-levels, in which i got A* A C, still managed to go to a top 10 university but do they look at the C, which was in maths.
|Your university grades are definitely more important. If you do well in a mathematical module at uni that will allay any fears they have about an A-level grade.
|Do they look at a-level grades and expect a minimum maths grade? I'm not bad at maths by any means, just an unfortunate anomaly in the exam season.
|Which uni are you at and what do you study?
|Manchester and economics BA - but i have econometric modules and another mathematical module for 2nd year.
|Any chance of switching it to a BSc? Immediately reassures employers about your quantitative skills..
|Hello there, first of all I want to thank you for doing this AMA. I am a dutch college student and currently I'm writing an essay about the BRIC countries. I used your book to write down predictions of their economic future, and I'd like to ask: did you participate in writing that book?
|Are you referring to Jim O'Neill's book? I have a copy on my desk, but no I wasn't involved in writing it.
|What do the guys at GS think about @gselevator?
|See same q&a earlier on!
|How often do interns get recommended to come back?
|In a good year, approx. 50% of an intern class will get hired.
|In a bad year (2008 for example) perhaps only 10% or 20%
|Any opinion on Nautilus Minerals?
|Can't comment on that company i am afraid.
|How do you feel about manipulating the currency markets to screw over the average retail trader?
|I don't know what you are talking about.
|Have you ever seen American Psycho?
|I am going to copy and paste this in an email and send it around my team. You will famous at the firm, well at least in my team in london anyway! Yes of course i fucking do. The future is inevitable. Chuck Klosterman i like your name.
|That would also be an awesome interview question! And i give them 5 secs to answer.
|I highly doubt GS interns work for free. I've almost never heard of an internship in finance that didn't pay -- most firms I've encountered usually pay the same base wage as the first year full timer positions you are interning for.
|Interns in front office at GS in london get circa £42k pro rata. So not bad for a summer job and remember no tax as they are below threshold across the year!
|Gold Mansachs.
|Not sure about that one.
|I prefer Goldman Snachs, the name of our canteen.
|Yes, Jimmy groomed me from four years old
|But yes went to a private boarding school before. Widening the diversity of applicants in IB is a key target for HCM.
|What is the future of investment banking in a new world order where both governments and the people are fed up with the excesses that led us into this credit crisis.
|The industry is always evolving, that's what makes it an exciting industry to be in. I imagine it will take us a good few years to fully regain the trust of certain clients, but ultimately if this whole saga causes us to readdress our methods and practices to improve our service then in the long run it's a positive outcome.
|PS. Do you not think people should be fed up with the governments too, as well as the banks?
|Not OP but I can answer this as a 2012 intern who got converted for Programming. A Math degree is a good +. There are 2 ways. Either join in as a programmer, show your merit and change departments, ie move to Quant side. Other option is to get a MBA, and join the I-Banking dept you want.
|What's your name?
|Do you have any books or resources you'd recommend the layman for learning investment skills (i.e. the wealthy barber) I ask because i feel there is a lot of crap out there and would like to genuinely learn.
|I have never heard of the wealthy barber.
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CBS adding 5 new series in the fall
NEW YORK (AP) — Tea Leoni will portray the U.S. secretary of state in a new CBS drama this fall, the long-running comedy "Two and Half Men" will enter its final season and television's top-rated network will introduce a new generation of crime procedurals.
CBS said Wednesday it has ordered eight new series for next season, five of them premiering in the fall, with a New Orleans-based spinoff of TV's most popular series, "NCIS," among them.
As it has been for several years, CBS will end the season as television's top network. Viewership was down this season, however, and CBS is doubling down on what its viewers find familiar: five of the six new dramas will be about fighting crime.
The exception is "Madam Secretary," where Leoni will star as a former college professor turned secretary of state. It will be paired on CBS' Sunday-night schedule with the network's most critically acclaimed drama, "The Good Wife."
"Two and a Half Men," which began airing in 2003, will have its farewell season. The series has survived despite losing one and a half of the men — Charlie Sheen and youthful actor Angus T. Jones — in noisy and controversial fashion. Creator Chuck Lorre promises plenty of surprises for the final season, but top CBS entertainment executive Nina Tassler said she doesn't know whether bringing Sheen's character back from the dead will be one of them.
"NCIS: New Orleans," which will star Scott Bakula, gets the prized time slot of Tuesday following "NCIS." The already established spinoff, "NCIS: Los Angeles," will move to Monday nights.
For the first time in more than 25 years, CBS' Monday schedule will not include four comedies. The 9 p .m. Monday time slot, long the home to CBS' most high-profile comedies, will instead be filled by "Scorpion," a story about eccentric geniuses fighting crime. While a drama, "Scorpion" has its funny moments, Tassler said.
CBS will air NFL football games on Thursday nights through late October, meaning its regular Thursday evening of entertainment shows won't premiere until Oct. 30. The network will temporarily move "The Big Bang Theory" to Mondays until the Thursday football games stop.
CBS is canceling "The Crazy Ones" starring Robin Williams after one season. The two highest-profile new comedies of last season, starring Williams and Michael J. Fox on NBC, proved to be failures. CBS also ended "Bad Teacher," ''Intelligence," ''Hostages" and "Friends With Better Lives."
Somewhat surprisingly, CBS rejected "How I Met Your Dad," the planned spinoff to "How I Met Your Mother" that featured Meg Ryan as a narrator. Tassler said CBS had creative problems with the pilot and wanted producers to redo it, and they would not.
The network stressed its plans to stay open for business all year, bringing fresh programming on the air constantly. To that end, "The Mentalist," ''Mike & Molly" and "Undercover Boss" will all return next season; it's just not certain when. New series starring Matthew Perry, Josh Duhamel and Patricia Arquette were all ordered but won't appear in the fall.
"There are other networks that wish they had these shows for their fall schedules," Tassler said.
Other new series planned by CBS:
—"Stalker," starring Dylan McDermott as a detective investigating stalking incidents.
—"The McCarthys," a comedy about a sports-crazed Boston family.
—"Battle Creek," with Duhamel and Dean Winters as a mismatched law enforcement team in Michigan.
—"CSI: Cyber," a high-tech spinoff of "CSI: Crime Scene Investigation" starring Arquette.
—"The Odd Couple," a comedy remake with Perry as the slob and Thomas Lennon as his neat-freak friend.

subset: commoncrawl


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Navy Yard Shootings: No Second Gunman; Victims' IDs Emerge
Our coverage continues of Monday's shootings at the Washington Navy Yard. Twelve victims and the man who authorities say gunned them down are dead.
Some of the latest developments:
-- Investigators now do not think there was a second shooter, D.C. Police Chief Cathy Lanier said late Monday evening. Throughout Monday, authorities had run down witness reports and other evidence indicating there might have been additional gunmen.
-- The names, ages and a few biographical details are starting to emerge about the victims. As NPR's Hansi Lo Wang said on Morning Edition, of those named so far, they ranged in age from 46 to 73. Late Monday, police identified seven of those who were killed.
- Michael Arnold, 59
- Sylvia Frasier, 53
- Kathy Gaarde, 62
- John Roger Johnson, 73
- Frank Kohler, 50
- Vishnu Pandit, 61
- Kenneth Bernard Proctor, 46
William Venable told Hansi that he was a friend and former co-worker of Johnson's. Every day, Venable said, Johnson would greet him with an enthusiastic "How 'ya doin' Buddy?!"
From 'Morning Edition': NPR's Hansi Lo Wang on the victims
The Washington Post, which is starting to run short profiles of the victims, has named an eighth. We're holding off on identifying that person and others until authorities release their names.
Of the other six besides Johnson that have been named by officials, the Post says that:
- Arnold, a consultant who lived in Lorton, Va., "graduated from the U.S. Naval Academy and served in the Navy for 29 years, before retiring as a captain last year."
- Frasier, from Maryland's Charles County, was a "network-security administrator with the Naval Sea Systems Command.
- Gaarde, a financial analyst from Prince William County, Va., "was just the kindest lady in the world," says neighbor Patrick Bolton. "I'm not even exaggerating. I've never seen her do anything but nice things for people."
- Kohler, Maryland's St. Mary's County, was married with two daughters.
- Pandit was "a very nice man with an Irish setter," according to neighbor Mike Honig in North Potomac, Md.
- Proctor, "a civilian utilities foreman" from Charles County, Md., was a "very loving, caring, gentle person," according to his former wife, Evelyn Proctor.
-- Many details remain unclear. While there are reports of 8 people being wounded, our colleagues at WAMU say "as many as 14 others" were injured.
-- As for the man who police say was responsible, 34-year-old Aaron Alexis, more continues to come out about him. WAMU sums up his biography this way:
"According to the U.S. Navy, Alexis, who hailed from New York, enlisted on May 5, 2007, reaching the rank of Aviation Electrician's Mate 3rd Class in 2009. He received both the National Defense Service Medal and the Global War on Terrorism Service Medal. The Ft. Worth Police Department arrested Alexis in September 2010 for improperly discharging his weapon into a neighbor's ceiling. (The incident report.) He was also apparently involved in another gun-related incident in Seattle in 2004."
As we reported Monday evening, "Alexis likely had a security clearance that gave him access to the Navy Yard" because he was employed by a defense contractor " to refresh computer systems used on the Navy Marine Corps Intranet."
We'll continue to follow developments and post updates.
Update at 4:16 p.m. ET. 'Hearing Voices':
We've updated our profile of Aaron Alexis with a police report obtained by NPR, which offers a narrative of a disturbing incident in which Alexis complained of "hearing voices."
Update at 2:47 p.m. ET. Background Check Revealed No Issues:
The Experts, the IT firm that employed Alexis for six months over the past year, says Alexis had a government security clearance and that they hired a service to perform two background checks.
"The latest background check and security clearance confirmation were in late June of 2013 and revealed no issues other than one minor traffic violation," the company said in a statement emailed to NPR.
Update at 2:35 p.m. ET. Shooting Lasted More Than 30 Mins:
During a televised press conference, D.C. Police Chief Cathy Lanier said "from start to finish" the shooting rampage lasted more than 30 minutes but no more than an hour.
Valerie Parlave, assistant director in charge of the FBI Washington Field Office, said that Alexis bought a shotgun legally in Virginia. Alexis, Parlave said, had been staying in the area since about Aug. 25.
Update at 12:40 p.m. ET. More Victims Identified.
The D.C. Police just reported that "five additional decedents have been identified as":
- 51 year-old Arthur Daniels of Washington, D.C.
- 51 year-old Mary Francis Knight of Reston, Va.
- 58 year-old Gerald L. Read of Alexandria, Va.
- 54 year-old Martin Bodrog of Annandale, Va.
- 52 year old Richard Michael Ridgell of Westminster, Md.
Daniels is the person profiled by the Post.
Update at 12:25 p.m. ET. Remembering The Victims:
Defense Secretary Chuck Hagel was part of a wreath-laying ceremony Tuesday morning at the U.S. Navy Memorial in Washington, D.C. It was in memory of the victims of Monday's attack.
More of those victims stories, meanwhile, are being told. We've got a separate post about them there.
Update at 9:55 a.m. ET. Alexis Was Given Honorable Discharge, Official Says:
Monday, a Navy official told NPR that Alexis had been given a "general discharge" from the Navy in January 2011. That's a step below an "honorable" discharge. But Tuesday a "military official" told NPR's Tom Bowman that while the Navy had pursued a general discharge, Alexis was eventually given an honorable discharge after he applied for the Early Enlistment Transition Program. That program, the Navy says, "allowed approved sailors to voluntarily separate from the Navy prior to the end of their enlistment."


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Now, I love overcooked Jewish food as much as any good Jew. I look forward to Passover seders full of Eastern European food that my family has made for generations: brisket, turkey, gefilte fish, kugel, tzimmes. But I have to admit that after a few days of all that heavy stuff, I'm ready for some lighter fare for the rest of Passover, an eight-day holiday.
Quinoa has been a more recent addition to our Passover repertoire. Quinoa (pronounced KEEN-wah) is an ancient South American grain that's high in protein and nutrition. Grown in the Andes mountains in South America, quinoa bears no relation to chametz grains (wheat, rye, barley, oats and spelt), making quinoa kosher for Passover and gluten-free.
Ancient Harvest says that its quinoa is grown in the high Andean Altiplano regions of Bolivia at 12,000+ foot elevations where the arid conditions will not support traditional gluten-bearing grain production. So there's no possibility of cross-contamination in the fields.
The ancient Incas revered quinoa as sacred. It's not only high in protein, calcium and iron, but it's a complete protein, since it contains all eight essential amino acids.
I make the following gluten-free Colorful Quinoa Salad during the year, but it can also be a refreshing addition to a Passover table. Chock full of healthy quinoa and antioxidant-rich veggies, fruit and nuts, it's particularly good to pull out for a brunch buffet, since you can make it in advance and serve it at room temperature. The recipe is adapted from "Let's Dish," a cookbook from my kids' school.
Colorful Quinoa Salad
(gluten-free, pareve, Passover)
By Gluten-Free Nosh
printable recipe
- 1 cup quinoa
2 cups water
3/4 cup pecans, chopped
3/4 cup dried cranberries
1/2 cup roma tomatoes, seeded and chopped
1/2 cup cucumber, seeded and diced
1/3 cup cilantro, chopped
1 stalk green onions, thinly sliced
1 tablespoon olive oil
1 tablespoon rice-wine vinegar (or balsamic vinegar during Passover)
1 teaspoon sesame oil (omit for Passover)
1 tablespoon fresh lemon juice
1/4 teaspoon salt
1/4 teaspoon pepper
- 1. Rinse quinoa in a fine mesh sieve under cold running water to remove the grain's bitter coating. (You can skip rinsing if the quinoa is prewashed.) Place quinoa and 2 cups of water in a medium saucepan and bring to a boil. Reduce to a simmer, cover and cook until all the water is absorbed (about 15 minutes). Spread out cooked quinoa on a plate to cool.
2. Spread pecans in an ungreased pan and bake in a preheated 250-degree oven for 3 to 5 minutes, or until fragrant. Set aside.
3. In a large bowl, combine cranberries, tomatoes, cucumber, cilantro and green onions. Add pecans and mix. Add cooled quinoa and stir to combine.
4. In a small bowl, whisk together olive oil, vinegar, sesame oil (optional), lemon juice, salt and pepper. Pour this dressing over quinoa mixture.
5. Let sit for one hour before serving to allow quinoa to absorb flavors. Serve at room temperature. Can be made one day ahead and kept refrigerated overnight.
Yield: 6 to 8 servings


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- Great organizer for all baby stuff with a large capacity
- On-the-go convenience for moms and nannies
- Bag Dimensions: 40 x 70 cm
- Main Material: PUL Fabric
- Main Color: Blue
Charming Dinosaur Pattern Design Blue Diaper Bag
Shipping rates: We offer a flat rate shipping across all orders no matter how many items you purchase. Order multiple items at no extra charge and save money on shipping. These rates apply worldwide and are not refundable.
- Standard Shipping: $4.99
- Tracked Shipping: $7.99
- 1st Class Shipping + Insurance: $11.99
Shipping time: International delivery usually takes about 15–30 business days. US orders are shipped by e-packet, which is a US Postal Service product. After processing and leaving the warehouse, items usually take between 7 and 14 business days to arrive at their destination but can take longer from time to time.
Processing time: Due to high volume orders and the custom nature of the production process, processing time can take up to 10 days.
Returns: Please note that we do not offer refunds or exchanges unless you have received a damaged item. Please make sure to carefully review your order before finalizing your purchase.


text:
Apple's fall media event is almost upon us and the buzz has been building in anticipation of new iDevices. A new iPhone is practically a given, and we recently rounded up all the most likely (and some less likely) rumors about the device. But Apple's fall event is rarely just about one thing; some are expecting to see a revamped version of iTunes, while others believe there will be updates to the iPod line. And although we may not see a significantly different version of the Apple TV on September 12, it's possible that Apple will still introduce new features or channels to the current version of the device.
As usual, we'll be covering the event live from the Yerba Buena Center for the Arts in San Francisco. Through our liveblog, we'll bring you the announcements as they happen in both text and photo form, along with additional reporting on the product announcements. The whole thing is set to take place at 10am PDT (GMT-7) on Wednesday, September 12, 2012 (see it in your timezone).View Liveblog


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- >
- Key Fobs (4X4 Hoop)
- >
- ITH Owl Cookie Key Fob or Bag Tag - Snap Tab Machine Embroidery
ITH Owl Cookie Key Fob or Bag Tag - Snap Tab Machine Embroidery
IN THE HOOP / MACHINE EMBROIDERY DESIGN for this owl cookie key fob, a quick project for your embroidery machine. Use it to hold your keys or clip to your purse, backpack, or tote bag.
This is an INSTANT DOWNLOAD and NO PHYSICAL ITEM WILL BE MAILED TO YOUR HOME. You must also have an embroidery machine and software, and know how to use it in order to use this file. You will also need to be able open a zipped folder.
This is a 4 x 4 inch hoop friendly project!
Size of embroidery
3.11 x 3.08 inches
Size of finished project
2 x 3 1/4 inches (when snap is closed and not including the metal attachment)
Please Note:
40 wt, 100% polyester thread (top thread) was used on all my samples. I also used 1 layer of tear-away or cut-away stabilizer, felt or vinyl for the backing, and vinyl for the main fabric. You will also need one set of snaps such as KAM Snaps. To finish, you'll need a key ring or swivel hook.
All of my patterns have been tested and retested, and they stitched out perfectly. If you have any problems with the stitch out, please contact me and I will try my best to help you. I do not recommend changing the size or stitch count of these files because they will alter the final results. I give you the color chart so you will know what order objects are stitched in, but of course, you will use the colors of your choice!
Formats are as follows:
You will receive 1 zip file containing each of the above formats, my terms (which can also be seen here), and a PDF file with important information and pattern instructions.
Once payment has been verified, you will receive the link to your files. A receipt will also be emailed to the account you used for your payment. Hang onto the email until you have downloaded your items. If you ever have a problem with your download, you can always contact me.
My Terms:
You may use these designs for personal and small business use. You can sell items (such as bibs, pillows, tote bags, etc) you have made using the files, but you can not sell the actual files or share them. All the designs are my own original artwork that I created in my drawing program, and I own all rights to them. If you change the size, stitches, or anything else of the embroidery design, I can't be responsible for the result of the finished item.


text:
PRE-ORDER Ends 05 / 22
DATE A LIVE IV - The Complete Season - Blu-Ray + DVD
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DescriptionToggle panel
With multiple Spirits now living with him, Shido's juggling act of giving them attention seems never ending. Especially because they keep on coming! But when he meets a Spirit who knows about his secret operation, he'll have to put his charm to the test.
- Rating: TV-14
- Language: English | Japanese
- Genres: Comedy | Fan Service | Romance
- Format: Blu-Ray & DVD
- Release Date: 5/23/2023
- Includes: Episodes 1-12
- Subtitles: English
- Aspect Ratio: 16:9
- Special Feature Video: 1080p High Definition (HD Native)
- Special Feature Audio: Dolby TrueHD: Japanese 2.0
- Main Feature Video: 1080p High Definition (HD Native) | 480 Standard Definition
- Main Feature Audio: Dolby TrueHD: English 5.1 | Dolby TrueHD: Japanese 2.0 | English 5.1 Surround | Japanese Stereo
- Main Feature Runtime: 300
- Special Feature Runtime: 15
- Region: 1 | 4 | A | B
- Number of Blu-ray Discs: 2
- Number of DVD Discs: 2
- Studio: Crunchyroll
Special Features
- Promo Videos
- Commercials
- Textless Opening Song
- Textless Closing Song
Due to licensing and/or shipping restrictions, this item can only be shipped within the U.S. and Canada
- Rating: TV-14
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Pre-Orders Close May 22, 2023
Estimated To Ship May 2023
Ship date is an estimate and not guaranteed. Pre-order FAQ
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- Orders containing multiple products may be shipped out in separate packages.
- Orders shipping outside of the U.S. may be subject to additional fees such as import / customs fees. These fees are applied per package, and are not included in the cost of the order. The customer is responsible for any import / customs fees incurred.
- Returns are accepted for most items within 45 days from the delivery date.
- Digital goods, open DVDs and Blu-rays, smart art prints, mystery bundles, and final sale items are excluded from the return policy.
- For more details on our Shipping and Return policy check our FAQ.
We are offering discounted shipping rates for a limited time!
Shipping Method Shipping Cost Per Order U.S. Standard: Orders under $50 $5.00 U.S. Standard: Orders over $50 FREE U.S. Standard: Mega Fan Orders over $20 FREE U.S. Standard: Premium Plus + Ultimate Fan Account FREE U.S Standard: 2 Day Shipping for In-Stock Only $15.00 Canada Standard $19.99 Europe Standard $35.99 Australia Standard $43.99 Rest of the world$40.00
U.S. Standard rates includes Guam, Puerto Rico, Alaska and Hawaii
Coronavirus Impact On All OrdersToggle panelTo our valued Crunchyroll customers:
The impact of the Coronavirus has been felt by many, including our vendors, warehouses and manufacturing partners around the world. Unfortunately, this will cause pre-orders and in-stocks to be delayed. Please understand that we are staying in constant contact with our partners to determine the timeline of any potential delays and will actively communicate this important information to you as soon as possible. Thank you for your patience and your support during this troubling time!


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Above the clouds
The forces of nature were on the side of skiers and snowboarders yesterday for Mt. Ashland Ski Area's opening day. Standing at the top of the mountain, looking down from the resort's highest point, it appeared as if the ski park, bathed in sunlight, was floating on a sea of cloud stretching to the distant horizon.
With a solid layer of cloud hovering at an elevation of about 5,500 feet, the islands of Mt. Shasta to the south and Mt. McLoughlin to the east were the only visible landforms poking their heads above the sea.
Sitting by a crackling fire inside Mt. Ashland's main lodge, Mike Dadaos, the park's marketing director, said he was thrilled with the circumstances. He commented that "everything seemed to fall into place just right." Dadaos also pointed out that even the circumstances of the recent storms that made yesterday possible were just right.
"The snow line was just low enough so that we got plenty of snow to open but most of the drive up the mountain was still clear," he explained. He added that the 55 inches of snow at the top of the park is a record for this early in the season.
Dadaos said he's keeping his fingers crossed for the Mt. Shasta Ski Park, which sits about a thousand feet lower than the Mt. Ashland Ski Area. "We have a nice little partnership with Shasta," he said, explaining that Mt. Shasta season pass holders get a substantial discount on lift tickets at Mt. Ashland, and Mt. Shasta reciprocates the deal for Mt. Ashland season pass holders. He added, "Normally, that's intended for when both parks are open, but because things are so weird right now we're honoring that deal now, as well."
Two snowboarders from Cave Junction – 25-year-old Zack Pagnotta and 22-year-old Jacob Miller – said they were "really stoked" to be riding the mountain so early and were looking forward to a good winter season.
Eight-year-old skier Sidney and her 5-year-old sister Kennedy said they were excited to be at the mountain, too. They came from Medford with their parents and were in high spirits as they both entered the second season of their skiing careers.
Dadaos said, normally the park is only open three days per week during December, but with the current robust snowpack, Mt. Ashland will be open Thursday through Monday this weekend and next weekend. Starting Thursday, Dec. 20, the park will stay open seven days per week through Jan. 7 for the holiday break. After Jan. 7, Mt. Ashland Ski Area will return to its usual Thursday through Monday weekly schedule for the remainder of the season.
Check the Daily News next week for details about the upcoming contest to win lift tickets for the Mt. Ashland Ski Area.


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Alan Rickman
Personality Profile
" I've never been able to plan my life. I just lurch from indecision to indecision."
Who is Alan Rickman? He is an English actor, known for his roles as Hans Gruber in Die Hard, Sheriff of Nottingham in Robin Hood, Severus Snape in Harry Potter, Éamon de Valera in Michael Collins, Metatron in Dogma, and Ronald Reagan in The Butler. He was born on Thursday February 21st 1946, in London, England.
Alan Rickman has a compelling sense of himself as a spiritual being who is the searcher and the seeker of truth. That said, Alan's life is devoted to investigations into the unknown, and finding the answers to the mysteries of life. Monumental as it is, Rickman is well-equipped to handle his mission. He enjoys a fine mind, and is an analytical thinker, capable of great concentration and theoretical insight. Alan Rickman enjoys research, and putting the pieces of an intellectual puzzle together, and once he has enough pieces in place, Alan is capable of highly creative insight and practical solutions to problems.
Alan Rickman enjoys his solitude and prefers to work alone. He needs time to contemplate his ideas without the intrusion of other people's thoughts. He is a lone wolf and a person who lives by his own ideas and methods. As a result, close associations are difficult for Alan to form and keep, especially marriage. Rickman needs his space and privacy, which, when violated, can cause him great frustration and irritation.
When his life is balanced, however, Alan Rickman is both charming and attractive. He can be the life of a party, and enjoy performing before an audience. Alan loves displaying his wit and knowledge, which makes him attractive to others, especially the opposite sex. It should just be remembered that because he associates peace with the unobtrusive privacy of his world, intimacy is difficult for Alan Rickman. It is Rickman's challenge to avoid shutting out the love of others and keeping him from experiencing the true joy of friendship and close companionship.
With his abilities to learn, analyze, and seek out answers to life's important questions, Alan Rickman has the potential for enormous growth and success in life. By the time he reaches middle age, Alan will radiate refinement and wisdom. More...
More flavors to Alan's personality
Alan Rickman tends to be quite adaptable, and he finds it easy to fit into most social set ups and vocational fields.
There are no particular virtues that can cause an imbalance in Alan's personality and life, but he has to work hard and persistently to develop those special strengths that he desires to attain.
Learning to be wisely assertive is a major lesson to be taken by Alan Rickman throughout his life.
Tour Alan's menu and gain more insight into his personality traits, relationships, strengths and weaknesses, likes and dislikes, compatibility with you and with others, and much more.
We invite you to create your own free personality profile, in private and for your eyes only!.


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MOMO Steering Wheel Hub Boss Kit Adapter VAZ Lada Kalina With Airbag
This adapter will allow you to mount your 6-bolt MOMO or other 6x70mm pattern steering wheel to the steering column on your Vaz Kalina.
MOMO steering wheel hubs are made to fit a wide variety of domestic and imported cars and trucks. The MOMO hub design is unique in the industry. Most factory steering wheels have "break-away" outer rims that are designed to collapse in case of an accident, reducing the risk of injury to the driver. MOMO (and most other aftermarket wheels) have much stronger outer rims that will rarely collapse. To compensate for this, MOMO steering wheel hubs are engineered to be collapsible in the case of an accident. The unique tower design of the hub kit allows a "crush zone" much like the front end of a car that adds an additional safety factor to the driving environment. Designed to collapse upon impact, MOMO steering wheel adapters exceed all safety standards including the ultra-strict German TUV.
- Fixing screws
- Allen key
- Horn button retaining ring
- Air bag resistor (if applicable)
PLEASE NOTE: The replacement of the steering wheel on cars equipped with airbag systems will disable both the functioning of the airbag system of the driver and any other airbag fitted to the car. For cars equipped with airbag systems, Momo Boss Kits are intended for racing use only.
WARNING: Do not attempt to install this kit yourself unless you have been properly trained in the installation and maintenance of car steering wheels and please ensure you have previously read the instruction manual. Incorrect installation can lead to a steering wheel failure which can cause an accident resulting in serious personal injury or death.
Please be aware that product images shown are not vehicle specific, the images are for illustrative purposes only.


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All Products on this page Currently on Sale
Click on the item you're interested in to view product information and purchase information. Take advantage of these cheap prices on Gas Space Heaters, Tankless Water Heaters, Hydronic Heating Supplies, Gas Boilers, Propane Boilers, Wood Stoves Accessories and more.
Use the Filters by Brand on the left to help find what you are looking for.
Our Sale Items are always changing so check back often.
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text: Sioux City, IA is a Very High Risk area for tornados. According to records, the largest tornado in the Sioux City area was an F4 in 1986 that caused 2 injuries and 0 deaths. *Tornado risk is calculated from the destruction path that has occured within 30 miles of the location.


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Parker: Female office holders would pass the libido test
Redemption is in the air, we keep hearing. Americans don't care about a person's sex life because, well, they have one, too, and, hey, we all have weeds in our garden.
Indeed we do, but not all sins are created equal. And though we are quick to forgive the repentant - and do believe in second chances - we also seem to apply different standards to men and women.
There may be legitimate reasons for this, though they aren't likely to be popular. We expect more of women because civilization depends on it. For centuries, we've relied on women to rein in men's passions, to channel men's libidos in constructive ways - building suspension bridges, for instance.
Our available data on the double standard is limited in part because fewer women than men are in public office. But also, in the main, women don't behave as men do. The male libido is simply greater, which accounts for both the Sistine Chapel and Attila the Hun.
Popular culture seems determined to change this timeless truth by encouraging girls to be more like boys, and vice versa. The stakes are clear: If girls can be portrayed as just as bad as boys, then males have no obligation to mitigate their natural dominant, exploitive inclinations.
There has been some measureable success in this regard. Recent reports indicate that college-age girls are increasingly promoting casual sex these days. Even so, no woman in public office thus far has texted her Very Own Self to strangers, as Anthony Weiner did.
If there were such an individual, it is certain that she would not be forgiven. Imagine any woman in public office today comparably exposing herself. Redemption? No. Way.
The double-standard test is (sort of) playing out in New York City's comptroller race, where erstwhile madam Kristin Davis is one of the candidates running against former Gov. Eliot Spitzer (my former TV colleague), to whom she claims to have provided escorts. Judging by Davis' own commentary, however, this is more comedy than contest: "This is going to be the funnest campaign ever." Whatever her talents, Davis is obviously no match for the former "sheriff of Wall Street."
But were they equally competitive otherwise, it's a near certainty that voters would be less willing to forgive the woman who provided services than the man who procured them. Thus it has always been.
More on this in a moment, but first a quick visit down south where Mark Sanford orchestrated his own forgiveness, winning election to Congress where he served before becoming South Carolina's governor and Argentina's ardent visitor.
Sanford won despite having wept his way through a cringe-inducing confession and recently had been accused of trespassing on his ex-wife's property. Why did voters elect such a man?
First, because his weaknesses notwithstanding, Sanford is admired by conservatives for his cost-cutting history. Second, his offense, though it included abandoning the state for several days and lying about it, involved something less tawdry. He simply fell in love.
Importantly, he and his now-fiancee were co-equals in a relationship absent any hierarchical power. This is key to the real issue afoot. The current redemption fest, including the San Diego mayor who harassed women in his employ and thinks an apology ought to wrap things up (and lest we forget Bill Clinton's imbroglio with an intern), isn't about hypocrisy or crassness or cavalier apologies.
It's about power.
One could argue that Weiner was merely flirting with Twitter "friends" who, presumably, were interested in his bona fides. Then again, Weiner was a congressman, not a frat boy on spring break. There really is, or should be, a distinction.
And though purchased sex implies a mutually agreeable, if illegal, transaction, the power differential between an elected official and a prostitute is explicit.
But turn on the TV and you'll hear that no one really cares anymore because it's "only sex."
If ever two words were mismatched.
There is never, ever "only" sex, especially for women, who are, indeed, different than men. We can argue otherwise until all the little dissertations cry "oui, oui, oui" all the way home. But the fact that the double standard persists in the human psyche, not to mention nature, demonstrates this unfair truth. This is why we have laws to level the playing field.
Perhaps the next step in this evolutionary process is not to make women more like men to neutralize the double standard but to place more women in public office, the better to demonstrate the behaviors necessary to maintaining a civil society.
Kathleen Parker is a columnist with the Washington Post Writers Group. Her email is firstname.lastname@example.com.


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PropheC "Vibe" Remix Contest Official Terms
These Official Rules (the "Rules") govern your participation in PropheC "Vibe" Remix Contest (the "Contest"). Participation in the Contest constitutes your full and unconditional agreement to and acceptance of these Rules as well as the Distributed Creation Inc. d/b/a Splice ("Splice") Terms of Service posted at http://splice.com/terms (the "Terms"), so, it is important that you read and understand them. To the extent there is a conflict between these Rules and the Terms, these Rules will govern.
Summary of Material Terms. As provided in greater detail in these Rules (and without limiting the express language of these Rules), you acknowledge the following:
- The Label (as defined below) will own all right, title, and interest in and to your Entry.
- You may only publish your Entry on Splice and the Third Party Sites (as defined below), and only if you comply with these Rules.
- You may not use any third party's content in your Entry unless you have the express permission of that third party or the content is in the public domain.
- Sponsors. The Contest is sponsored and run by Splice, headquartered at 36 East 20th Street, 4th Floor, New York, New York 10003, and Saavn ("Label") (together, the "Sponsors").
- Entry Period. The Contest's audio elements will go online at or about Noon, May 10th, 2018. You may enter the Contest by creating remixes on https://splice.com/PropheCofficial/vibe-remix (the "Contest Page") from Noon, May 10th, 2018 until 11:59 PM, June 7th, 2018.
- Eligibility. The Contest is offered only to natural persons at least 18 years of age and at least the age of majority in the person's jurisdiction of residence as of the date of entry. If you are the parent or legal guardian of a child between the ages of 13 and 18, you may enter the Contest on behalf of your child, in which case (i) both you and your child will be considered "you" for purposes of these Rules, and (ii) you are solely responsible and liable for ensuring your child's full compliance with these Rules. Employees, independent contractors, officers, and directors of Sponsors', their respective shareholders, agents, representatives, affiliates, subsidiaries, advertising, promotion and fulfillment agencies, and legal advisors ("Sponsors Parties"), and the immediate family members and persons living in the same household of such persons, are not eligible to participate in the Contest.
- How to Enter; License Grant to You. Sponsors offer you a chance to engage in a creative dialogue with Label's recording artist, PropheC.
- How to Enter. To enter, create and publish a remix of PropheC "Vibe" clip that is available on the Contest Page (the "Stem"). Entries must be submitted through the Contest Page.
- License to Stem. Solely to create an entry, you may download, reproduce, edit, distribute, publicly perform and create derivative works of the Stem to create an original fully-mixed audio remix of the Stem using the Splice platform (such platform, the "Platform") (an "Entry"). The Stems are provided for the purpose of the identified Contest only. No further rights are granted in the Stems or vested in you by the act of downloading the Stems.
- Permitted Materials. In addition to the Stem, you may include in your Entry music you create yourself, material in the public domain, and/or other material for which you have express permission to use and license in accordance with these Rules. Elements added by you must not include any viruses, worms, spyware, Trojan horses, malware, or other computer programming routines that may damage or detrimentally interfere with any computer or other device. By submitting an Entry, you represent and warrant that the content in your Entry is remixed by you. IF YOU USE CONTENT THAT YOU ARE NOT AUTHORIZED TO USE, YOU ARE NOT ENTITLED TO ENTER THIS CONTEST AND YOUR ENTRY WILL AUTOMATICALLY BE DISQUALIFIED BY THE SPONSORS AND NOT CONSIDERED BY THE JUDGES OR THE COMMUNITY.
- Qualification. You may enter multiple times, but each individual or group entrant is only eligible for one prize. To be eligible for a prize (described in Section 10), an entrant or group of named entrants must comply with all provisions of these Rules. Sponsors reserve the right to ask you for evidence of such compliance, especially with respect to Section 5.c. Sponsors reserve the right to evaluate each Entry's eligibility under the Rules as well as for compliance with the U.S. Copyright Act and any and all other applicable laws. Entries may be removed from the Contest Page and disqualified from the Contest at Sponsors' discretion.
- Format of Entries; License Grant and Ownership.
- By entering this Contest, you hereby assign away and transfer any and all rights in your Entry on a worldwide, perpetual, irrevocable and royalty-free basis, for any and all purposes including, but not limited to, display, public performance, posting for streaming and/or download, making of derivative works, reproduction, distribution, and all other means of exploitation of the Entries. Entrants agree that the Label, or Label's designee, will, from inception, own all right, title and interest in each Entry (including, but not limited to, the copyrights in the sound recording) in perpetuity, free from any claims by you or any other person. You will have no ownership rights or interest whatsoever in the applicable Entry, and will not commercially use or exploit the Entry in any manner whatsoever, except as set forth in these Rules. Notwithstanding anything to the contrary above, as between you and the Label, or Label's designee, you will own the rights to the original elements of such Entries as are created by you, when such original elements are separated from the Stems and so long as such original elements do not infringe Sponsors' rights in the Stems. By entering this Contest, you agree: (a) that Sponsors have the right to use your Entry and your name and likeness in any and all media in and in connection with promotion, publicity, marketing and advertising for and by Sponsors, and in connection with this Contest or other promotions by Sponsors as Sponsors see fit without any further notification or compensation to or of you; (b) that Sponsors have no obligation (express or implied) to use any Entries in any manner and you will not be entitled to any damages or other relief by reason of Sponsors' use or non-use of an Entry; and (c) to be bound by these Rules. By entering this Contest, you agree to sign and deliver to Sponsors such documents as Sponsors may reasonably require to effectuate the rights and obligations granted in these Rules.
- Notwithstanding anything to the contrary in these Rules, you are hereby granted a limited revocable, personal license to reproduce, distribute, and publicly perform your Entry(ies) to and through your accounts or channels on the following online service providers: YouTube, Vimeo, and SoundCloud (each, a "Third Party Site") for non-commercial purposes only. Sponsors and their licensors reserve all rights not expressly granted in these Rules. Sponsors may terminate the rights granted in this Section immediately upon notice (via e-mail) to you if you breach these Rules.
- What Others May Do With Your Entries. All eligible entries will be made available to the Platform's registered users (the "Community") for voting. Neither Sponsor nor Splice will commercially exploit any non-winning Entry without your prior consent.
- Prizes. One (1) Judge's Grand Prize winner and one (1) Community Grand Prize winner will be determined by the criteria outlined in Section 11.
- Judge's Grand Prize (One (1) will be awarded): $1,500 USD, Saavn Merchandise, and an official release on Saavn. The approximate retail value ("ARV") of the Judge's Grand Prize is $2,500.00 (USD).
- Community Grand Prize (One (1) will be awarded): 1 free year of Splice Sounds. The approximate retail value ("ARV") of the Community Grand Prize is $96.00 (USD).
Sponsors may modify or edit winning Entries to ensure the audio quality or for any purpose that Sponsors deem necessary or desirable. Sponsors may undertake, or instruct its representatives to undertake, such reasonable editing or modifications. All prize expenses and/or services not specified herein are not included and are the sole responsibility of the winner(s). No alternative prize, cash equivalent, or other substitution is permitted except by Sponsors, at Sponsors' sole discretion, in the event of prize unavailability. Prizes are nontransferable. All federal, provincial, state and/or local taxes are the sole responsibility of the winners.
- Judging. The Judge's Grand Prize winner will be chosen by PropheC. PropheC will judge entrants by the originality and quality of their Entries. The Community Grand Prize winner will be determined by the number of votes an Entry obtains from the Community, subject to Contest eligibility. The Community will judge Entries by originality and quality; the Entry with the most "likes" on the Platform will win the Community Grand Prize.
- Final Decision. All grading decisions are final. Sponsors may disqualify any Entry that is, in Sponsors' discretion, inappropriate, offensive or demeaning to Sponsors' reputation or goodwill, or contrary to Sponsors' mission or these Rules. Once the grading of the Entries is complete, Sponsors will notify the winners via email using the information submitted by the entrants in their Splice user profile. If a winner fails to respond within 14 days of the date of the notification, that winner will be disqualified and the next highest scoring remix will be selected as an alternate winner for the applicable prize and notified according to this procedure.
- Indemnification. By submitting an Entry, you agree to indemnify, defend, and hold Sponsors' Parties harmless from: (a) any and all claims, demands, causes of action and judgments (including attorney's fees, court costs and expert's fees) arising out of or relating to any breach by you of the terms and conditions of these Rules, including any representations and warranties; (b) telephone, electronic, hardware or software program, network, Internet, or computer malfunctions, failures, or difficulties of any kind; (c) any condition caused by events beyond Sponsors' control that may cause the Contest to be disrupted or corrupted; (d) any printing or typographical errors in any materials associated with the Contest; and (e) any other losses, damages, rights, claims and actions of any kind in connection with or resulting from participation in the Contest or acceptance of any prize, including without limitation, personal injury, death, and property damage, and claims based on publicity rights, defamation, or invasion of privacy.
- General Terms and Conditions. Sponsors reserve the right, in their sole discretion, to suspend or cancel Contest at any time if a computer virus, bug, or other technical problem corrupts the administration, security, or proper conduct of the Contest. Sponsors may revise these Rules at any time in their sole discretion by posting an updated version. Any Rules changes will be effective upon posting, and your continued participation in the Contest after a change to these Rules constitutes your binding acceptance of these Rules. All issues and questions concerning the construction, validity, interpretation, and enforceability of these Rules, or the rights and obligations of participant and Sponsors in connection with the Contest, will be governed by, and construed in accordance with the laws of the State of New York, without giving effect to any choice of law or conflict of law rules or provisions (whether of the State of New York or any other jurisdiction), that would cause the application of the laws of any jurisdiction other than the State of New York. The exclusive jurisdiction and venue of any action arising out of or related to this Agreement will be either the state or federal courts in New York, New York, and you agree and submit to the personal and exclusive jurisdiction and venue of these courts. The Sponsors Parties are express third party beneficiaries of Section 13 of these Rules.
- Winners List/ Rules. A copy of these Rules and a winners list may be obtained by sending an email request to firstname.lastname@example.com. Requests for winners list must be received by September 10th, 2018.
- Privacy. By entering into this Contest you consent to the use of your Personal Information as set out in the Splice Privacy Policy available at: https://splice.com/privacy_policy. Sponsors may use the name of any and all winners to promote Sponsors and the Contest.
DMCA Compliance. Splice complies with the provisions of the Digital Millennium Copyright Act (the "DMCA"). In compliance with the DMCA, a Designated Agent has been established with proper documentation sent to the U.S. Copyright Office. If you have a concern regarding the use of copyrighted material on the Platform, please refer to our Terms of Use http://spliceproduction.s3.amazonaws.com/legal/Splice-BasicPrivacyPolicy.html for information on how to submit a notice of claimed infringement to Splice's designated agent.
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If you need some help installing XWiki, please check out our step-by-step guide.
Learn basic information on how to set up and use XWiki.
Want access to the same team that wrote XWiki for your own support and development needs?
We help you modify and extend the functionalities of the XWiki platform, by meeting the specific needs of your business.


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Stargazer Breton Stripe T-Shirt
- Descripción
- About the Brand
A Breton-inspired crewneck t-shirt that's crafted from the finest organic cotton in Portugal. This year-round layering piece has a heavy and premium hand-feel. Say hello to the Stargazer Breton Stripe T-Shirt
– 100% Organic Cotton
– Elasticated crewneck
– Regular fit, true to size
– Model is 6'1″ and wears a size 2 (M)
Stargazer Breton Stripe T-Shirt
Ways To Pay
Online via Credit Card
So you've filled your cart and are ready to checkout. Wherever you are in the world (Barbados, USA, Canada, etc.), you can pay online securely via credit card. We accept all major credit cards, as well as, PayPal. Choose your shipping, local delivery or pick-up option at checkout.
Payment on Pickup at South of London
If you're in Barbados, you have the exclusive option of in-store payments. Choose 'Payment on Pickup' at Checkout - this will allow you to pay by Credit Card or Cash when you come to the Boutique.
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Immerse yourself in the true South of London experience. Visit our Boutique in Canewood, browse, fit and purchase in-store. We accept all major credit cards and cash.
Local Delivery & In-Store Pickup
Local Delivery
If you're in Barbados, we deliver islandwide. Simply choose the 'Ship' option at Checkout, pay securely via credit card then enter your preferred address.
Pickup In-Store
We love to see your smiling faces, so popping into the Boutique is always a good idea.
Choose 'Pickup' at Checkout and either opt to pay in-store or you can checkout securely online via credit card.
Regional & International Shipping
Fast shipping
In regular periods, we guarantee shipping within 3-days to the Caribbean, United States, United Kingdom and Canada.
Shipping delays can occur during peak times like Holidays or International Supply Chain delays.
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If you need assistance choosing your size or completing your purchase. Feel free to contact us using the CHAT button below.


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Poetry is not
In the words
It is in
The spaces between-
So heavy
With feeling
That when
The poet shivers
You feel
The cold.
-The Girl Lost In The Bookstore
I'm back, people! Well, till my next exams anyway. How have you been? I've missed you all!
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Ranger TEXTURE PASTE TRANSPARENT MATTE INK44727INK44727
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Ranger was founded in 1929 and originally manufactured an exclusive line of commercial ink products for the U.S. banking industry. With a continuous focus on innovation, successful lines such as the Distress family of products and Perfect Pearls pigment powders have become popular worldwide. Ranger is well known for bringing quality inks, embossing powders and innovative craft products to the arts and crafts market worldwide. Ranger is very proud that all Ranger inks, embossing powders, paints, mediums, dimensional glitters, glues, and stamp cleaners are manufactured in the USA. These products are made in Ranger's facility located in Tinton Falls, New Jersey.


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For almost a year I have been trying to alert readers to the strong possibility that organizations charged with estimating future energy usage are consistently underestimating totals. I think the source of their error lies in miscalculating the take-up of energy in the developing world, compounded by their ignoring current latent demand and, perhaps most importantly, their stubborn refusal to acknowledge that energy demand is not very elastic. It's the last bill to go unpaid, so to speak.
Because of these errors, I think they have underestimated short term energy demand (through 2030) by a third. And I've spent a lot of time here showing why and discussing the possible consequences.
How do organizations like the U.S. Department of Energy's Energy Information Administration, the International Energy Administration, World Resources Institute, the IMF, the World Bank and companies like Exxon, BP and others who produce energy estimates get tied up in knots about things like this?
I think the answer, implied by the title of this post, is fairly easy to illustrate and explains a lot of problems with forecasting both within and outside the energy sector.
Take the DOE's EIA. They spent a lot of time and energy developing a model of future growth of energy. I'm sure they were diligent and thought hard about it. (I think the defect is that it's based on energy supplies, not demand, and that it thinks that people will quit using energy if it gets expensive.)
But the problem with their recent forecasts lies in their model-dependent analysis. After spending all that time and energy building their model, obviously they're going to use it a lot. Sadly, it seems that they've tunneled their vision onto the model to the exclusion of a lot of data in the real world. (This is then exacerbated by the confirmation bias of looking at friendly analysis of the same sources by other organizations and feeling relieved when they arrive at similar results.)
Model dependency crops up in other areas as well. Economics, climate change–both are examples where tunnel vision is hurting analysis. We saw in my recent post that nobody had published a simple mash-up of CO2 emissions and recent temperature trends and my modest posting of the two together got quite a reaction. In finance, many of the great and the good seem determined to ignore Nassim Nicholas Taleb in charting paths to economic recovery, with one side making the (almost forgiveable) error of wanting to adopt one-half of the Keynesian prescription (deficit spending for investment in the face of a liquidity trap) without making a good faith commitment to practicing the other half (creating a budget surplus) when times are good.
The other side (the ECB and U.S. Republicans) are making the far more grievous error of looking at deficit numbers in isolation, thinking that the gross totals and their increase are reasons to abandon social programs and reduce debt at any cost. It makes me wonder if any of them have ever had a mortgage on a home. The cost to borrow money for governments with floating currencies has never been lower and the U.S. and the UK in particular should be spending their way to recovery. It will be tougher for the Eurozone countries, but they need to find a way.
In climate change discussions both activists and skeptics have found a comfort zone of data they are willing to use to advance their arguments. Activists like models, as real world observations are not exact enough to help them make their case. Skeptics like statistical rules and laws, which highlight the deficiencies and call arguments into question. Neither side has spent enough time examining the sources of data used by the other team. Activists still, in the waning days of 2012, show a surprising naivete and ignorance about statistics, while skeptics stubbornly refuse to acknowledge that models can be useful, if users keep their limitations in mind and a copy of The Black Swan on their desks.
The other fields that suffer from the same tunnel vision–healthcare, gun control, genetically modified organisms and their utility/safety or lack thereof–tend to comprise, with those examined above, most of the things we fight about.
I don't consider that surprising. I don't consider it unintentional. I do consider it as potentially fatal to the cause of solving any of the real problems that confront modern society.


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Book News: Who's Afraid Of Sheryl Sandberg?
Spencer Platt/Getty Images
The daily lowdown on books, publishing, and the occasional author behaving badly.
- Facebook COO Sheryl Sandberg's Lean In: Women, Work, and the Will to Lead isn't even out yet, but it's already the most talked-about book of spring. Last month, the New York Times' Maureen Dowd dismissed Sandberg as the "PowerPoint Pied Piper in Prada ankle boots." The Daily Mail called her project a "failure" (and then sneaked in an unflattering comparison of Sandberg to actress Gwyneth Paltrow). But the initial anger over what Sandberg has called "a sort of feminist manifesto" has given way to something of a backlash. Earlier this week, Anna Holmes of The New Yorker told Sandberg's critics that "maybe you should read the book," and on Wednesday, Bloomberg's Dan Schnur wrote that Sandberg's management strategies "can fix our politics." In the meantime, Lean In is steadily climbing the bestseller lists.
- Self-portraits of famous authors in The Atlantic. (The highlight might be Flannery O'Connor's painting of herself holding a weirdly demonic pheasant.)
- Jacob Bernstein on the death of his mother, writer Nora Ephron: "Now there she was, in her Chanel flats and her cream-colored pants and her black-and-white-striped blouse, looking so pretty and so fragile as she dabbed her eyes with a Kleenex; and I finally understood what she meant when said she was a bird — that she wasn't just talking about her looks but something inside as well."
- Literary statues from around the world, courtesy of Book Riot.
- Slate's David Haglund responds to complaints that dictionaries are legitimizing the use of the word "literally" as an intensifier (as in, "I'm literally going to kill you"): "The meanings of words change over time. And dictionaries — the most respected standard ones, that is, like the OED — record how people use words. Basic dictionaries don't primarily serve to provide guidelines for 'correct' usage. When people despair that some neologism is going into some dictionary or another, they might as well be complaining that an entry about some animal they really don't like is going to be printed in a zoological guide. These usages exist. Lexicographers keep track of them."
- Life After Life After Life: Why two major novels with the exact same title are being published this spring.


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Morning Jolt: Spiders behind latest Toyota recall
In the news
Toyota is recalling about 870,000 2012 and 2013 Camrys, Avalons and Venzas because of a problem sometimes caused by spiders. When a spider builds a web in an air conditioner drainage tube, it can lead to a short circuit that causes the driver's side airbag to deploy. The problem isn't always caused by spiders, however.
Happening today
The big new movies opening today are "Carrie," R, a remake of the movie and book by the same name, this time starring Chloe Grace Moretz and Julianne Moore; "The Fifth Estate," an R biopic about Julian Assange starring Benedict Cumberbatch; "12 Years A Slave," an R biography/history flick about a slave starring Chiwetel Ejiofor, Michael K. Williams, Michael Fassbender and Brad Pitt; and "Escape Plan," an R thriller starring Sylvester Stallone, Arnold Schwarzenegger, 50 Cent and Vincent D'Onofrio.
Watercooler talk
If you're using hand sanitizer that's not at least 60 percent alcohol, you might want to rethink it. Officials said that in hand sanitizers without a high alcohol content, you're not getting any benefits, and you could even be harming yourself.
Opening bell
The Dow Jones opened at 15,371.65 after finishing down 2.18 points Thursday.
Quote of the day
"Don't settle for style. Succeed in substance." - Wynton Marsalis
Hot video: Fighting back
Good Samaritan takes down would-be bank robber.
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Saint Laurent Leather Leopard Print Crossbody handbag
Saint Laurent "Bellechasse" handbag is crafted with smooth black calfskin leather. The front face of the handbag features a black suede and a flap crafted of brown leopard-printed suede. The gold-tone push-lock closures open up to a two-compartment interior with one slip pocket. The adjustable shoulder strap allows for this bag to worn on the shoulder or as a crossbody. Pair this chic handbag to elevate any outfit!
Shipping Policies
UPS and USPS are used whenever possible. However, "Common Carrier" can be selected in special cases.
When will my order be shipped?
For all US orders we offer two shipping options.Standard shipping: delivered within 8-12 business daysPriority Shipping: delivered within 5-7 business daysWe also offer expedited shipping (3 business days, 2nd business day, and overnight)*Please note all expedited orders will be processed and shipped the same day unless the order is placed after 12:00 PM Pacific Time. The day the order is shipped does not count as one of the shipping days.
Example.(3day select option) If order is placed before 12:00 PM Pacific Time - the package is actually delivered on the 4th business day from the day you place the order.(3day select option) If order is placed after 12:00 PM Pacific Time - the package is actually delivered on the 5th business day from the day you place the order.Canada orders will be shipped as soon as the orders are confirmed and usually delivered within 14-21 business days.All orders placed after 12:00 PM Pacific time will be processed the following day.
How to Ship to AK, HI
Hawaii and Alaska orders will be shipped via USPS. Hawaii shipments may take an extra day due to time changes.
Tracking info
Once your order has been shipped, you will receive an e-mail with your invoice and tracking number. We will notify of undelivered packages within 30 days from the day you placed the order.
Domestic Shipping
The following are considered domestic shipments. USA, Puerto Rico, U.S. Virgin Islands, American Samoa, Guam, Northern Mariana Islands, Saipan Island, St. Croix, St. John, St. Thomas, Wake Island, Marshall Islands, Palau, Micronesia, Turk Island, Kosrae Island, Yap Island
Free shipping is offered for US domestic orders over $300.00( US 48 contiguous states Only)
International shipping is currently available WORLDWIDE from trendyfashionstyles.com.
International ShippingMost international orders are shipped with USPS (priority mail/parcel post or first-class mail) international packages can take up to 14 - 21 days for delivery.Usually there are no additional custom or duty fees added on to the package when the package is delivered, however in few cases where this does occur the additional charges are the responsibility of the customer.International TAXES AND DUTIES
All applicable custom fees, taxes and duties are the sole responsibility of the customer. Custom authorities require that we state the value of your order directly on your package. It is at the sole discretion of custom agents to release your package. Note, in rare occasions custom agents may delay delivery of some packagesInternational POLICY AND TERMS
By placing an order at trendyfashionstyles.com, you are responsible for original shipping charges, all applicable custom import fees and the cost of return shipping back to trendyfashionstyles.com. This also applies to any shipments that are refused by you at delivery.
All international sales are final no returns or exchanges.


text:
Getting Around
Info - Missionary PrayerGuard
Info - UPG PrayerGuard
Get Your Own PrayerGuard
Contact PrayerGuard!
Stuff to Do...
Promote PrayerGuard
Ethne Prayer Section for Unreached Peoples
Put these buttons
On Your Site
Pray for The Unreached People Group of the Hour
Praying for:
Turk of Turkey
Topic: 1 of 3
Open Doors: Soften Hearts
You can be willing to go into all the world to preach the Gospel, and you can be prepared to go, but unless God opens the doors before you, you will not get very far.
Ministers need God to open up doors of opportunity, as well as the doors of men's hearts to minister effectively. Ask God to go before them and prepare the way.
Col 4:3 And pray for us, too, that God may open a door for our message, so that we may proclaim the mystery of Christ, for which I am in chains.
Father, You are the creator of all things. You called forth the planets with a word, and established the stars with the sound of your voice. You have authority over all the resources of the universe, and you have promised to be with Your servants, as they minister in Your name.
Lord, I ask that you would go before
Turk of Turkey
and prepare the hearts of those he will minister to today. Reveal to them the bitterness that clouds their minds, and the deception that blocks out truth. Cause their hearts to be softened and prepared to receive the truth of Your Gospel. Let the redemptive power of the blood of Christ be laid to their account today.
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