text:
Attic Accesses: High Priority or No Big Deal?
Some calculations answer the question, How much does proper attic access insulation matter?
My firm, Energy Sentry Solutions, provides a product— the Energy Guardian—to insulate and seal attic accesses. In the course of everyday business, I have come upon a recurring difference of opinion among weatherization professionals regarding the importance of attic upgrades. Indeed, all weatherization programs address attic accesses with a wide variety of remediation measures. How much energy and money will the crew save the home's occupants by insulating and sealing the attic access? The answer can have a huge impact on projected savings, on the amount budgeted for this improvement, and on the type of measures used to upgrade this 5–10 ft2 area of the home.
How Much Do Attic Accesses Matter?
To evaluate the consequences of different remediation measures, let's first examine the impact of attic pull-down ladders and pop-up hatches on the entire attic thermal barrier. While the measurements of the opening vary slightly, a typical attic ladder creates a 10 ft2 opening. The ladder is attached to 1/4-inch plywood that has an R-value of 0.31.
There are some who insist that the lack of insulation over an attic access is of little consequence; they calculate the impact of not insulating the access by using an average R-value formula. In this case,we will examine a home with a 1,000 ft2 attic that has R-38 insulation in the attic floor. The attic access is a pulldown ladder. To calculate the average Rvalue of the attic they use this formula:
[(38 x 990 ft2) + (0.31 x 10 ft2)]/1,000 ft2 = R-37.6
If this is correct, the pull-down ladder reduces the thermal barrier for the entire attic from R-38 to R-37.6. It would follow that the upgrade does not warrant much emphasis. In fact, this analysis is incorrect, but unfortunately people continue to believe in it to this day.
The DOE Weatherization Assistance program's Residential Energy Workbook explains in plain language how energy is wasted in existing homes and offers a host of ways to upgrade homes for cost savings and improved comfort. The workbook addresses this specific matter of attic hatches with the following formula:
A/R for the pull-down + A/R for the rest of the attic = A/R total,where A = area and R = R-value.
990 ft2/38 + 10 ft2/0.31 = 58.31
U = UA/A, where U = U-value
58.31/1,000 ft2 = 0.05831
Effective R-value = 1/U = 17.1
This formula shows that the impact of not insulating an attic access is dramatic. The pull-down ladder reduces the R-value for the entire attic by 55%. That means that the effective R-value for the attic is only R-17, although some people would say that it is R-38. Even a pop-up hatch has a big effect on the entire attic R-value. If we apply the same formula to a 22 1/2 inch x 26 inch hatch opening in the same attic, the effective insulating value is reduced to R-24 for the entire attic.
What about air leaks?
Even if rolled or blown-in insulation covers a hatch, air can flow through this insulation. As a consequence, energy will still be lost through the attic access due to the air leak.
In addition, pull-down ladders have air leaks on all four sides of the plywood housing the ladder and almost always in the four corners of the wood framing. The two short sides of the ladder unit contain the widest gaps. There is approximately a 1/2-inch gap along the side where the ladder is hinged to the plywood. Opposite the hinged side is another 1/2-inch gap that gets larger every year—with the passage of time, the plywood will warp from the ladder being pulled down. It is not uncommon for this gap to grow to 1 inch. The framing for the ladder is usually made of 1 inch x 4 inch boards. Each corner will have a 1/4–1/8-inch gap that is 4 inches long. Gaps of various sizes also exist between the flooring and the framing for the pull-down ladder. At the low end, these gaps around pull down ladders add up to 40 square inches or more of leakage area. While the pop-up hatches come in various sizes and shapes, they pose the same basic problem, for they have significant gaps as well.
Anyone who doubts the effect of these air leaks need only stand near the access on a windy day or take a blower door test and follow the wind tunnel. If the house is reasonably sealed, the wind tunnel will lead directly to the attic pulldown ladder or hatch.
Is this just a winter problem? During the winter, hot air in the home rises and escapes through the attic access. Hot air is less dense than cold air and will naturally rise. This, along with the normal air flow in the home, creates the stack effect. It is similar to the way hot air moves upward in a chimney.
In the summer, the opposite occurs as hot air from the attic moves into the living area. It does this for several reasons. In principle, hot air will be drawn from the attic into the home by a fan or air conditioning unit in the home and by any breeze flowing through the attic via the vents. The air flow in the home will move any radiant heat built up on the hatch or pull-down cover into the living area. It will also move any convective heat that flows through the very low thermal barrier. Finally, as air moves in the attic, the hot air will flow through air leaks in the attic access much as it does through the attic vents.
One must also take into account the cost of heating a home versus the cost of cooling it to determine summer cost versus winter cost. While precise comparison requires far more detailed information than this article allows, it is clear that considerable energy is lost in the summer. In a practical sense, then, the homeowner pays to heat the attic during the winter and cool it during summer.
Quantifying the Impact
To determine how much air leaks and degrading thermal barriers affect a home, let's consider the case of a twostory house with nearly 2,500 ft2 of floor area that is located in Chicago.A weatherization crew has successfully accomplished a number of upgrades within budget, such as adding insulation to the attic; air sealing the attic, including the attic hatch and the chimney; and installing a blanket on the water heater.The blower door test shows positive results, with a pretest reading of 4,931 CFM50 and a posttest reading of 3,501 CFM50. The weatherization crew followed agency procedure concerning the priority of upgrades. While a number of valid measures were accomplished, the crew focused on sealing and insulating the attic. Applying the savings-to-investment ratio (SIR) that weatherization professionals understand, a cost-effective upgrade produces a result of 1 or greater.
In calculating the SIR,we use the effective thermal results and air leakage given above.We will assume that the home has oil heat.We will use conservative costs for fuel: $1.20 per gallon for oil and $0.10/kWh for electricity. If $250 is spent to upgrade the pulldown ladder, the SIR for this measure is 6.28. If this same home has a popup hatch and $150 is spent to insulate and seal that hatch, the SIR is 3.71.
When we calculate the SIR, we see that sealing and insulating attic accesses is very cost-effective. However, the type of upgrade implemented by weatherization agencies can vary widely.
Some agencies use measures that ensure a long-term, durable solution. One such measure is to install a hinged plywood container in a reverse u shape, filled with high R-value insulation. Another is to place a box-shaped plywood structure with high R-value insulation over the opening in the attic. Both measures have heavy-duty sealing and are secured by a hook and eye or strapping. These measures are very durable, but they require more time to make and a higher degree of expertise than simpler, but less effective measures.
Others agencies are not concerned about the longevity of the solution. If the upgrade passes an inspection shortly after it is completed, they think it is good enough. A typical example of this short-term approach for attic ladders is to use insulation board to create a box over the opening. The box is sealed with weatherstripping.
For hatches, insulation can be glued to the top of the hatch cover and weatherstripping applied to the perimeter of the hatch cover.While these measures cannot withstand wear and tear, they will produce blower door test results similar to the results achieved by more substantial and longlasting upgrades. These less stringent alternatives cost less, but they only appear to have a sufficient SIR.
Does durability affect energy saving? The answer would seem to be yes. However, neither budgets nor procedures for weatherization programs allow for postinspections throughout the period of time that energy must be saved in order to justify an upgrade. Such inspections would reveal whether or not the upgrade remains intact and effective.
Nonetheless, since durability is a key component in forecasting energy savings relating to each upgrade,we must take a sober look at the realistic life of each upgrade if we want to make accurate projections.
The SIR calculation used by many weatherization agencies specifies an assumed period of time that a particular upgrade will remain effective. For an attic access, the upgrade is usually assumed to last at least 13 years.
Durability standards for various attic upgrades are necessarily more stringent in some cases than in others.Take the sealing around a chimney and around an attic access as examples. Both are very important, and both must last for the same period of time. However, once a chimney is sealed, it is safe to assume that it will not be disturbed. That is not the case with attic ladders and hatches. By building code, they provide a required means to gain access to the attic. That means that the upgrade will be subject to repeated use and to impact with other objects— such as flooring, floor joists, or rafters—as well as with anything stored in the attic, each time the access is opened. This will wear both the air seal and the insulation. If the ladder and hatch upgrades are not made to withstand wear and tear, the SIR will be significantly reduced.
Returning to our Chicago home again, let us analyze the low-cost and less durable measures used to insulate and seal the attic accesses. For these upgrades, many agencies allocate $150 for the pull-down ladder and $80 for the hatch. Again, these upgrades may provide appropriate insulation and sealing of both attic accesses, but they are not usually durable. If through normal wear and tear the upgrades last only one year, the SIR falls to 0.80 and 0.53 respectively for the pull-down ladder and the hatch.
When they fall below the 1 threshold, these upgrades are no longer cost effective.This is true even though they cost less to install, and although they could pass an initial weatherization inspection.
It is clear that durability matters.
Can the durability of the upgrade for attic accesses affect other valid upgrades? Returning to our example home, let us change the circumstances slightly. In this case, the home has a pull-down ladder and only R-19 insulation in the attic. An additional R-19 is blown into the attic at a cost of $850 ($0.85/ft2). The pulldown ladder is also insulated and sealed, using the less durable $150 solution. Both upgrades seem to be cost-effective, as they produce an SIR in excess of 1. When the pull-down upgrade fails after one year, as we already know, it becomes an ineffective measure. However, it also has a devastating impact on the insulation that was blown into the attic. The R-38 insulation is reduced to an effective value of R-17. The added R- 19 insulation is reduced to an effective value of R-8.5. From a value point of view, that more than doubles the cost of the effective R-value/ft2.
In short, $1,000 was invested in a home that will not perform as intended. This example shows that the two upgrades cannot be viewed as separate and distinct measures.
What Should the Standards Be?
It comes as no surprise that there is a move to tighten up and improve the standards. The people behind this move have strong opinions. John Ohm, president of Ohm Weatherization in Bethlehem, Pennsylvania, stresses the importance of the attic accesses. "For a long time this upgrade has been undervalued for its budget and importance. We have to accept the fact that homeowners will go into their attic whether they have a hatch or attic ladder. That is why the upgrade must be made to withstand a lot of wear and tear. As an industry,we must emphasize durability and make it part of the standards. It costs a little more, but the job must be done right for the homeowner to get the expected energy savings."
Vic Alshire, who is the president of Comfort Company in Washington Court House, Ohio, puts it succinctly. "It's really quite simple. Kits are far more cost-effective, but only if they meet all the important standards. You need high R-value, a tight air seal, and long-term durability. In addition, attic ladders and hatches must have protective barriers to keep insulation from entering the living area. The upgrade must have a twopiece design that creates a barrier while also providing access to the attic. Therefore, any single-piece unit is fatally flawed for use in most homes. Any upgrades for attic openings short of all these requirements are just window dressing and a waste of money and time."
"We understood the problem some time ago," says Kevin Soucy, president of Affordable Energy Solutions LLC, in Milford, New Hampshire. "The flimsy solutions used in the industry for years just don't cut it. The upgrades must last as long as the savings are projected. While community action agencies and utility programs are very cost conscious, they still want the projected cost savings to be real. But making an acceptable product with our crews takes a long time."
Existing practice and inertia can be powerful forces to resist change. Fortunately, science clarifies the matter for us. It is instructive regarding the effective R-value calculations, air leakage, SIR calculations, and the interdependency of upgrades. The conclusion is very straightforward.
First, attic ladders and hatches are extremely important. They cause energy loss in both summer and winter. Second, careful scrutiny is needed to ensure that the upgrade for an attic access has the proper design, providing a protective barrier. Third, because the attic access affects other upgrades in a very significant way, it must conform to higher durability standards than other seemingly similar measures.
In short, upgrades must be durable enough to last 12 or more years, must create a barrier to keep insulation from entering the home, must have an Rvalue similar to the rest of the attic insulation, and must provide an air seal.
Funding for the upgrades needs to reflect the work and the products necessary to meet more stringent standards. It is increasingly common for agencies to allocate $175–$225 for hatches and $250–$300 for pull-down ladders. Long-term durability is best achieved through warranted work or products and a commonsense review of the standard that takes wear and tear into account.
A word about the future: Free enterprise has always set the stage to replace individually made products with equal or better ones that can be mass produced. As the contest for better and more cost-effective home energy saving solutions continues, the ultimate winner will be the homeowner and the environment. That's a very good thing to give the next generation.
- 1
Enter your comments in the box below:
(Please note that all comments are subject to review prior to posting.)
While we will do our best to monitor all comments and blog posts for accuracy and relevancy, Home Energy is not responsible for content posted by our readers or third parties. Home Energy reserves the right to edit or remove comments or blog posts that do not meet our community guidelines.


text:
Andrew Christian Almost Naked Bamboo Brief 92489
Royal mail have informed us of a couple of changes due to the amount of their staff that have had to self quarintine during the Corona Virus situation
For International deliveries please check HERE to see if delivery to your country has/is affected
Great Britain and Northern Ireland
Super Economy 5-7 days £2 (orders under £30)
Economy £3.50 3-5 days (FREE for orders between £30-£50)
Standard £5 1-3 days (FREE for orders between £50-£100)
Next Day delivery before 7pm (FREE for orders over £100)
Outside UK
FREE DELIVERY for all orders £150 or over
EU Member Countries £15 shipping charge
World Zone 2 Countries (Australia, New Zealand, Singapore) £20
World Zone 3 Countries (USA) £20
Rest of World £18
Estimated delivery times
- Super Economy: 5-7 days
- Economy: 3-5 days
- Standard: 1-3 days
- Next Day: next working day delivery if ordered before 3pm Mon-Fri (next day guarantee suspended during covid period)
- Europe: 5 days - 2 weeks
- USA & Canada: 5 days - 2 weeks
- Rest of the world: 10 days - 2 weeks
Please note that delivery times are only estimated and not guaranteed times of delivery
Import duty and local taxes
Orders for delivery outside the UK may be liable for import duty/tax on entering your country. The amount of duty (if any) are dependant on the type of product, its fabric content and its value. Any charges for customs clearance/import duty are to be borne by the customer as we have no control over the charges and cannot predict what they may be as it is dependant on the country to be shipped to (for more details please contact your country's Customs and Excise department). All shipments outside the UK are accompanied by a CN22 customs clearance form. It is a legal requirement that we declare the full value of the goods (including shipping charges).
- Anatomical natural position
- Cool and breathable
- 3cm slimming waistband
- Brand name all round elastic

subset: commoncrawl


text:
By clicking "I AGREE", you indicate that you understand and intend these terms and conditions to be the legal equivalent of a signed, written contract and equally binding, and that you accept such terms and conditions as a condition of viewing any and all Moody's information that becomes accessible to you (the "Information"). References herein to "Moody's" include Moody's Corporation. and each of its subsidiaries and affiliates..
Terms of One-Time Website Use
1. Unless you have entered into an express written contract with www.moodys.com to the contrary and/or agreed to the Terms of Use at www.moodys.com or ratings.moodys.com, you agree that you have no right to use the Information in a commercial or public setting and no right to copy it, save it, print it, sell it, or publish or distribute any portion of it in any form.
3. You acknowledge and agree that Moody's credit ratings: (i) are current opinions of the future relative creditworthiness of securities and address no other risk; and (ii) are not statements of current or historical fact or recommendations to purchase, hold or sell particular securities. Moody's credit ratings and publications are not intended for retail investors, and it would be reckless and inappropriate for retail investors to use Moody's credit ratings and publications when making an investment decision. No warranty, express or implied, as the accuracy, timeliness, completeness, merchantability or fitness for any particular purpose of any Moody's credit rating is given or made by Moody's in any form whatsoever.
4. To the extent permitted by law, Moody's and its directors, officers, employees, representatives, licensors and suppliers disclaim liability for: (i) any indirect, special, consequential, or incidental losses or damages whatsoever arising from or in connection with use of the Information; and (ii) any direct or compensatory damages caused to any person or entity, including but not limited to by any negligence (but excluding fraud or any other type of liability that by law cannot be excluded) on the part of Moody's or any of its directors, officers, employees, agents, representatives, licensors or suppliers, arising from or in connection with use of the Information.
5. You agree to read and be bound by the more detailed disclosures regarding Moody's ratings and the limitations of Moody's liability included in the Information.
6. You agree that any disputes relating to this agreement or your use of the Information, whether in contract, tort, statute or otherwise, shall be governed by the laws of the State of New York and shall be subject to the exclusive jurisdiction of the courts of the State of New York located in the City and County of New York, Borough of Manhattan.
London, 07 December 2011 -- Moody's Investors Service has downgraded the senior debt rating
of ING Verzekeringen N.V., the holding company for
all the ING Group's insurance activities, to Baa2 from Baa1.
At the same time, Moody's downgraded the guaranteed provisional
senior debt rating of ING America Insurance Holding, Inc.
to (P)Baa2 from (P)Baa1. Moody's assigned a developing outlook
to these ratings.
In the same rating action, Moody's has affirmed the Ba1(hyb)
rating of the subordinated debt issued by ING Verzekeringen, with
a positive outlook, and affirmed ING Verzekeringen's P-2
short-term debt rating, as well as the guaranteed P-2
short-term debt rating of ING America Insurance Holding,
Inc (ING AIH).
The rating action follows the announcement by ING Group of a EUR0.9
-- 1.1 billion reserve charge it expects to take for policyholder
behavior assumption changes related to guarantees in the variable annuity
(VA) block at its US operations. Moody's has commented separately
on the rating implications for ING's US operations. Ratings
at ING Bank and ING NV (the ultimate holding company) and the A1 rating
of Lion Connecticut Holdings, Inc.'s senior debt guaranteed
by ING N.V. are unaffected. A complete list of ratings
affected by this rating action can be found at the end of the press release.
Commenting on the downgrade of ING Verzekeringen's senior debt rating,
Moody's said that the reserve charge was sizable relative to ING
US operations' earnings and capital, and weakens the US operation's
stand-alone credit quality -- please refer to Moody's
separate press release for further information. Moody's notes
that ING Verzekeringen's other insurance operations -- primarily
in Europe and Asia -- are not directly affected by the reserve charge.
In addition, Moody's notes that some support for the US operations
to offset the reserve charge may come from the wider ING Group.
However, the US still constitutes the largest operation of the insurance
group, accounting for 38% of gross written premiums and 42%
of the underlying result as at H1 2011, and the weakening of the
US operations' credit profile consequently has negative credit implications
for the insurance holding company's debt ratings.
Commenting on the developing outlook on ING Verzekeringen's senior
debt rating, the rating agency said that it reflects the uncertainties
related to the IPO process of ING's insurance operations.
Negatively, the execution risks associated with the separation of
the insurance activities continue to pose pressure on ING Verzekerigen's
rating. Further uncertainty exists with regards to ING Verzekeringen's
ultimate position in the organizational structure following the IPOs.
Positively, the stated intention to reduce leverage and repay debts
of ING Verzekeringen, and the potential profits that could be generated
by the IPOs, could result in an improvement of the holding's
financial flexibility.
The affirmation of ING Verzekeringen's P-2 short-term
rating reflects its Baa2 long-term debt rating, as well as
the potential liquidity support that the company could receive from ING
The downgrade of ING AIH's provisional senior debt to (P)Baa2 from
(P)Baa1 and affirmation of its P-2 short-term debt rating
mirrors the action on ING Verzekeringen's ratings, as these
debts are guaranteed by ING Verzekeringen.
Commenting on the Ba1(hyb) subordinated debt rating, Moody's
said that this debt is currently rated two notches below the Baa2 senior
debt rating, instead of one notch which is typical in Moody's
notching guidelines. This wider notching continues to reflect the
risk of a coupon deferral associated with the execution risk posed by
ING Group's restructuring process. Nonetheless, the
affirmation of the rating with a positive outlook also reflects the possibility
that this rating may be upgraded, if and when the risk associated
with ING Group's restructuring process ends or diminishes significantly.
Moody's said that ING Verzekeringen's senior debt rating could
be further downgraded if there is additional weakening of the financial
strength of the insurance operations that it holds, or a worsening
of the leverage position of the company. Conversely, the
rating could be upgraded if there is significant improvement of the financial
strength of its insurance operations, or significant deleveraging
and substantial repayment of debt.
The following ratings were downgraded and assigned a developing outlook:
ING Verzekeringen -- senior debt rating to Baa2 from Baa1;
ING Verzekeringen -- provisional senior debt rating to (P)Baa2 from
ING America Insurance Holding, Inc. -- provisional senior
debt rating to (P)Baa2 from (P)Baa1 (guaranteed by ING Verzekeringen).
The following rating was affirmed with a positive outlook:
ING Verzekeringen -- subordinated debt rating (dated, cumulative
with optional coupon deferral mechanism) at Ba1(hyb);
ING Verzekeringen -- provisional subordinated debt rating at (P)Ba1(hyb).
The following rating was affirmed with a stable outlook:
Lion Connecticut Holdings, Inc. -- guaranteed senior
debt rating at A1 (guaranteed by ING N.V.)
The following ratings were affirmed:
ING Verzekeringen -- short-term debt rating at P-2;
ING Verzekeringen -- provisional short-term debt rating at
ING America Insurance Holding, Inc. -- short-term
debt rating at P-2 (guaranteed by ING Verzekeringen);
ING America Insurance Holding, Inc. -- provisional short-term
debt rating at (P) P-2 (guaranteed by ING Verzekeringen).
The principal methodology used in rating of ING Verzekeringen N.V.
was Moody's Global Rating Methodology for Life Insurers, May 2010.
Please see the Credit Policy page on www.moodys.com for
a copy of this methodology.
Based in Amsterdam, ING Verzekeringen N.V. had total
shareholders' equity of EUR19.6 billion as of 30 June 2011.
ING Verzekeringen reported Gross Premiums Written EUR14.5 billion
in the first half of 2011, and a net income of EUR781 million.
Although the following credit ratings have been issued in a non-EU
country which has not been recognized as endorsable at this date,
these credit ratings are deemed "EU qualified by extension"
and may still be used by financial institutions for regulatory purposes
until 31 January 2012. ESMA may extend the use of credit ratings
for regulatory purposes in the European Community for three additional
months, until 30 April 2012, if ESMA decides that exceptional
circumstances arise that may imply potential market disruption or financial
instability. Further information on the EU endorsement status and
on the Moody's office that has issued a particular Credit Rating
is available on www.moodys.com.
ING America Insurance Holding, Inc. :
Provisional senior debt rating to (P)Baa2 from (P)Baa1
Short-term debt rating at P-2
Provisional short-term debt rating at (P) P-2
For ratings issued on a program, series or category/class of debt,
this announcement provides relevant regulatory disclosures in relation
to each rating of a subsequently issued bond or note of the same series
or category/class of debt or pursuant to a program for which the ratings
are derived exclusively from existing ratings in accordance with Moody's
rating practices. For ratings issued on a support provider,
this announcement provides relevant regulatory disclosures in relation
to the rating action on the support provider and in relation to each particular
rating action for securities that derive their credit ratings from the
support provider's credit rating. For provisional ratings,
this announcement provides relevant regulatory disclosures in relation
to the provisional rating assigned, and in relation to a definitive
rating that may be assigned subsequent to the final issuance of the debt,
in each case where the transaction structure and terms have not changed
prior to the assignment of the definitive rating in a manner that would
have affected the rating. For further information please see the
ratings tab on the issuer/entity page for the respective issuer on www.moodys.com.
The rating for ING Verzekeringen N.V. has been disclosed
to the rated entity or its designated agent(s) and issued with no amendment
resulting from that disclosure.
Information sources used to prepare each of the ratings are the following:
parties involved in the ratings, public information, and confidential
and proprietary Moody's Investors Service information.
Moody's considers the quality of information available on the rated
entity, obligation or credit satisfactory for the purposes of issuing
this review.
Moody's Investors Service may have provided Ancillary or Other Permissible
Service(s) to the rated entity or its related third parties within the
two years preceding the credit rating action. Please see the special
report "Ancillary or other permissible services provided to entities
rated by MIS's EU credit rating agencies" on the ratings disclosure
page on our website www.moodys.com for further information.
Please see the ratings disclosure page on www.moodys.com
for general disclosure on potential conflicts of interests.
Please see the ratings disclosure page on www.moodys.com
for information on (A) MCO's major shareholders (above 5%) and
for (B) further information regarding certain affiliations that may exist
between directors of MCO and rated entities as well as (C) the names of
entities that hold ratings from MIS that have also publicly reported to
the SEC an ownership interest in MCO of more than 5%. A
member of the board of directors of this rated entity may also be a member
of the board of directors of a shareholder of Moody's Corporation;
however, Moody's has not independently verified this matter.
Please see Moody's Rating Symbols and Definitions on the Rating Process
page on www.moodys.com for further information on the meaning
of each rating category and the definition of default and recovery.
Please see ratings tab on the issuer/entity page on www.moodys.com
for the last rating action and the rating history.
The date on which some ratings were first released goes back to a time
before Moody's ratings were fully digitized and accurate data may not
be available. Consequently, Moody's provides a date that
it believes is the most reliable and accurate based on the information
that is available to it. Please see the ratings disclosure page
on our website www.moodys.com for further information.
Please see www.moodys.com for any updates on changes to
the lead rating analyst and to the Moody's legal entity that has issued
the rating.
Benjamin Serra
Asst Vice President - Analyst
Financial Institutions Group
Moody's France SAS
96 Boulevard Haussmann
Paris 75008
Simon Harris
MD - Financial Institutions
Financial Institutions Group
Releasing Office:
Moody's Investors Service Ltd.
One Canada Square
Canary Wharf
London E14 5FA
United Kingdom
Dial 1-866-330-MDYS (1-866-330-6397)
Dial the AT&T Direct Dial Access® code for your location.
Then, at the prompt, dial 866-330-MDYS (866-330-6397).


text:
Thursday, September 6, 2012
Very Nearly
51 comments:
It's 4:28 am in NYC right now. I wonder how many of us are awake thinking the same thing. xoReplyDelete
It's 4:28 am in NYC right now. I wonder how many of us are awake thinking the same thing. xoReplyDeleteReplies
I think it's the universal 4am monologue.Delete
Shivers, Lisa, because my mind does this same thing.ReplyDelete
I'll think of near misses that almost make me nauseous with their memory: our then 3 yr old Alec, across the street without our permission, a teen driving a car coming, our son looking up to see us - scared he's in trouble - and so begins to run back home.
I scream NO! louder than any voice I"d recognize as my own. This ferocity glues him to the spot, and he stops mid step.
Memories like this, that send shivers running up my spine like a little mouse.
Fantastic posts these days: they've always always been wonderful, but this week: I am so in love with your words here.Replies
Thanks, Alexndra. Exactly. Shivers.Delete
Standing at the elevator, holding my three year old's hand. The door opens, no elevator. My daughter lurches forward to to chasm, pulling me a step forward. "Where's the slippery stuff, Mom?" My heart still thumps. Looking out for children is just what we do.ReplyDelete
This is beautiful... and? Sorry but it never gets better. My baby is 12 and I still wish he'd wear a helmet at all times.ReplyDeleteReplies
Our own moms probably think the same thing. xoDelete
Thank you for that coping strategy. I will be using it. :)ReplyDelete
Like everyone is saying, it's amazing to witness your incredible words unleashed again. xoxoxxo
I am there and with you. This morning I put my hands on my boys heads and said, "You do know how much I love you don't I?" And they both nodded yes. Then inside of my head I asked for angels to be encamped about them, just as I always do.ReplyDeleteReplies
Yes, encamped. Exactly. xoDelete
I was up at 3am thinking very similar thoughts.ReplyDelete
It's what 3am is all about. xoxoDelete
Once my son and I were crossing the street, and he ran a bit ahead of me. There was a big pick up truck with its left blinker on and I remember thinking, "He's going to turn. He doesn't see my son, and he's going to turn." Something made me yell, scream really, for my son to turn back to me. The truck missed him by a foot. I hate having this memory, it reminds me how fragile everything is, and how everything can change so quickly. And how I'm totally in charge of this little person. Am I strong/smart/quick/capable enough to do this?ReplyDeleteReplies
So scary. And yet, here we are. xoDelete
What's that saying that goes around every now and again? About being a mother means letting your heart walk around outside of your body? It's so very true.ReplyDelete
I get this so much. I'd love to say it gets easier as they get older, but it just doesn't.
- AnonymousSeptember 6, 2012 at 8:16 AM
You never stop "momming." I worried about that first day of school until Annie called me to tell me that it went well. And she is the teacher. mollyReplyDeleteReplies
I love that. Thanks, Molly.Delete
- Linda G.September 6, 2012 at 8:29 AM
That same bus thing happened to my mom once and the hand that threw her back to the curb was invisible. He is in God's hands and all we can do is our best.ReplyDelete
- AnonymousSeptember 6, 2012 at 8:45 AM
Wonderful writing, lovely awareness.ReplyDelete
That's it. I'm never letting the kids out of the house again. Well. Maybe if they let me wrap them in cotton balls, a helmet, and some body armor.ReplyDeleteReplies
If only it were possible! xoDelete
It's the "Very Nearly"[s] and what ifs in life that scare the livin' poop outta me.ReplyDelete
It's those moments that put us in exactly the right place at the right time that remind me "Coincidence is God's way of remaining anonymous" ~Albert Einstein.Replies
You and Al are smart. xoDelete
I think I have September-anxiety over these kinds of thoughts every year... this must be why I haven't been sleeping well lately. Man, this excellent post just helped me figure that whole thing out, woman! Thank you!! So glad to know you, ma belle. xoxReplyDeleteReplies
Yes! You're right! I think September is the trigger!Delete
When Cady was about 18 months old I was getting groceries out of the car. I thought she was right beside me because she was ALWAYS right beside me. I looked up and she was just at the edge of our driveway and headed into the street. Before I could get to her she had ran across our street and into the neighbor's yard. I thank God every day that we live on a non-busy street and that no one was driving by when it happened.ReplyDeleteReplies
Thank God. Those moments stop my heart just thinking about them.Delete
aww. thats so true and thank goodness too. i couldnt imagine not having my life in God's handsReplyDelete
This comment has been removed by the author.ReplyDelete
A few weeks ago, my son nearly drowned. I don't swim. The woman I was talking to at the time, the mother of the only other kid in the pool, and who knew I couldn't swim, touched my arm and said, "I'll go." She jumped in an fished him out. I was so grateful to her and so full of shame that I couldn't do what she did. I haven't written about it yet (other than this comment). It still makes me cry.ReplyDeleteReplies
Steph - How frightening for you. I am so glad it all worked out. We never know who our angels are going to be. xoDelete
Once again, great post. Just a few months ago my son was goofing around at the museum he came right across my lap and his head was heading towards the cement floor, I caught him by the feet just in time. I still think about it.ReplyDelete
You are right they are just ours for a time, easy to forget though :)Replies
Thanks, Haley. It is so easy to forget. xoDelete
Well, now I'm crying. Wow. Talk about perspective. Thanks for this. And happy SITS day!ReplyDeleteReplies
Thank you, Lydia. Thoughts like this make me grateful for the uneventful days...Delete
I used to throw that truth back at my mom when I was in high school and I told her I was driving over Highway 17...at night...with a car full of high school friends...in my old 64 Mustang. "Mom, I belong to God! If I'm gonna go, I'm gonna go! I could go by getting struck by lightening walking out of the house, or driving Highway 17!" True, very true...ReplyDelete
However, now that I am a mother I realized how insanely foolish it is to give God a little stupidity to work with, to tempt fate. You know? I am now like you, lying in bed, handing my kids over to God daily because I can't imagine life without them.Replies
Highway 17 is frightening whether Jesus takes the wheel or not. xo LDelete
Oh thank you so much for reminding me of that! I come from a family of all girls (cousins that is) and I had no idea how much physical activity boys get into. My son is now thirteen and his soccer games are scary to watch as he is always getting hurt. Beautiful post! :)ReplyDelete
Nicely explained. It's indeed an art to stop new visitors with your attractive writing style.ReplyDelete
he explained many things in this article i like this so much MobileReplyDelete
A scattering of the a lot of comfortable hotels in the apple ability be award themselves after their fashionable guests as a avoid of the Dorchester Collection auberge accumulation has been abutting by Faddy editors. The group's hotels cover the Beverly Hills Auberge in California, The Dorchester in London and Le Meurice in Paris and are endemic by the Sultan of Brunei's replica handbags investment agency. The Sultan's affairs to apparatus Sharia law, authoritative homosexuality amiss in his country with afterlife by stoning, has been met with abhorrence, bidding high-profile celebrities such as Stephen Fry, Ellen DeGeneres and Richard Branson to abdicate the auberge group.ReplyDelete
US faddy editor-in-chief Anna Wintour and her administrator Conde Nast accept befuddled their weight abaft the boycott, cogent the New York Times: "While I am acute to the abeyant appulse that this affair may accept on the admirable agents at Le Meurice, I cannot in all acceptable censor break there, nor can Vogue's editors." Le Meurice is the auberge of best for abounding during the appearance shows in Paris, the next annular of which are set to yield abode in July for the men's and replica gucci handbags Haute Couture collections. It is aswell acceptable that guests and advisers of all-embracing affluence brands Gucci, Balenciaga, Christopher Kane, Stella McCartney and Alexander McQueen will not acquisition themselves in any Dorchester Collection-owned hotels either, as the CEO of Kering, Franlois-Henri Pinault, which part-owns the above labels, about threw his weight abaft the boycott.
Earlier this ages The Telegraph appear that the avoid of the Dorchester Collection's 10 hotels had acquired a bead in bookings. But the avoid isn't getting advocated by anybody - including Stonewall, the gay, lesbian and bisexual rights charity. Ruth Hunt, Stonewall's arch executive, has criticised the move, autograph in The Telegraph: "By axis the affair into a action amid gay humans and the Sultan we absolute the befalling for chat and put the lesbian, gay, bisexual and auto humans of louis vuitton replica Brunei at far greater risk." She aswell said: "We're acclaimed for our advantage and our acceptance that talking is usually added able than protests - about acceptable protests may be, in the abbreviate appellation they're generally a lot of advantageous to the individuals demography part."
A agent for the Dorchester Collection appear the afterward statement: "While we recognise people's concerns, we accept this avoid should not be directed to our hotels and committed employees. The appulse of this not alone affects our loyal aggregation associates but extends to the bounded community, our admired ally and suppliers as all profits from Dorchester Collection abide to be re-invested into the hotels, their humans and communities. This has been the case back the aggregation was founded in 2006." The Sultan of Brunei is estimated to be account $20 billion, and opposers altercate that the auberge group's agents would be the alone ones who would ache from the boycott.
ralph lauren uk
hollister co
barbour jackets
fake oakleys
nike tn
ray ban outlet
barbour uk
canada goose jackets
cheap jerseys
cheap jordans
tommy hilfiger outlet
coach outlet canada
fitflops sale clearance
prada uk
longchamp handbags
canada goose uk
mont blanc
nike sb
louboutin pas cher
ray-ban sunglasses
toms shoes
nike running shoes
timberland boots uk
ugg slippers
air max
moncler outlet
pandora charms
uggs boots on sale
fake oakley sunglasses
pandora jewelryReplyDelete
louis vuitton bags
coach outlet
burberry outlet
cheap oakleys
nike air max
coach outlet
nike trainers
michael kors outlet
uggs boots
prada uk
louis vuitton outlet stores
fake oakleys
air max 95
louis vuitton outlet
kd shoes
louis vuitton outlet
louis vuitton backpack
hollister uk
louis vuitton handbags
nike air huarache
cheap jordans
coach factory outlet
gucci outlet
ugg boots
ray ban sunglasses outlet
ray ban sunglasses
prada outlet
pandora jewelry
ray ban sunglasses
It's actually a great and helpful piece of information. I am satisfied that you just shared this useful information for us.ReplyDelete
Thanks for sharing.
obat aborsi
obat penggugur kandungan
obat aborsi
tanda tanda kehamilan


text:
Showing all 4 results
We publish our newsletter once a month and have it available to our patients in the office. We are now posting articles online; if you'd like to receive notification when a new article is posted, please subscribe by providing your e-mail address below.
Email address:
I consent to receiving future electronic messages:
I agree
(613) 237-3306
© 2023 Back to Health Wellness Centre.
| Privacy Policy | Employment Opportunities Website by


text:
Take the First Step Toward Your HVAC Career Now!
Find an HVAC trade school near Asbury Park, NJ. with on-campus and online HVAC technician certificate training classes, diploma, and associate degree programs. All partner HVAC trade schools are accredited and have financial aid assistance for students who qualify.
Take HVAC training courses near Asbury Park and learn to test, install, and repair different types of residential and commercial HVAC systems. You'll find classes to prepare you for NATE and EPA certification too. Fill out the program search application to connect with an HVAC school near Asbury Park.
2299 Vauxhall Rd
Union, NJ 07083
2572 Brunswick Pike
Lawrenceville, NJ 08648


text:
International Conference on
Framework for a New Paradigm of Human Development
April 30, 2015, in BAKU, Azerbaijan
The accelerated pace of change in the global economic, political, technological, scientific, social and environmental spheres, growing complexity of the interactions and increasing integration of inter-dependencies between these spheres present unparalleled challenges to human security, welfare and well-being. Persistent poverty combined with rising levels of unemployment, inequality, social unrest, armed conflict, resource depletion and climate instability are symptomatic. These challenges have defied solution by piecemeal, sectoral strategies based on existing concepts and national level policy initiatives.
The current paradigm is destroying natural, human and social capitals and obstructing the evolution of essential institutions for global governance and human welfare. A change of course is essential. Faulting current approaches has so far proven insufficient to bring about a significant change in thinking and action. The potential upside of alternative futures has not been sufficiently documented or projected. The call for a fundamental paradigm change is now accepted by many leading thinkers and institutions, but the precise nature of the change required and the process by which it can be brought about are yet to be defined. A comprehensive strategy is needed to substantiate that practical and effective solutions are possible to successfully address global challenges, backed by quantified research and reliable measures of the desired outcomes.
Over the past two years, the World Academy has organized a series of conferences at the United Nations in Geneva, Library of Alexandria, World Academy of Sciences (Trieste), Montenegrin Academy of Sciences and Arts (Podgorica), University of California at Berkeley, Washington DC, Ottawa, Baku and Almaty on solutions to the current global crises. These meetings have involved a detailed exploration of the limitations of current theory and public policy and formulation of a broad approach to develop a viable alternative paradigm. In addition WAAS and Club of Rome have been individually and collectively engaged in examining core elements of New Economic Theory and formulation of a trans-disciplinary science of human development.
The conference discussed a draft report and formulate action plans for implementing ideas proposed in earlier conferences organised by WAAS, Club of Rome, Green Cross International, Nizami Ganjavi International Center, Partnership for Change, World Future Council, World University Consortium and other consortium partners. The focus of this conference was on institutional change and governance issues needed to promote economic, political, social and ecological security.
The conference which was held on April 30, 2015, in BAKU, Azerbaijan created an action plan for implementing ideas proposed during the Almaty conference organised by the Academy, the World University Consortium and the Al-Farabi Kazakh National University.


text:
Millions of people across the globe celebrated the 4th annual Global Handwashing Day on 15 October 2011, emphasizing the importance of handwashing with soap as an effective, simple, and affordable way to prevent disease.
UNICEF Pakistan launches 'Sabu'
Over 1 million children took part in Pakistan, where UNICEF supported the launch of a new animated children's character, 'Sabu', to help teach children the importance of handwashing with soap.
Celebrations in Afghanistan, Eritrea, Peru, India
In Afghanistan, 1.7 million children from 1,700 schools washed hands; in Eritrea, 326,809 children in 1,272 schools did the same. In Peru, the government declared a national handwashing week as of 10 October, and events involved 3.5 million students in 20,000 schools. In India, eight million children in Rajasthan and all 154,000 schools in Uttar Pradesh participated in handwashing events (listen to Head of UNICEF's hand washing campaign Lizette Burgers talking on UN Radio).
Two-week handwashing campaign in Haiti
UNICEF and its partners undertook a two-week handwashing campaign in Haiti, which included the distribution of 300,000 bars of soap, reaching 1,500 schools, 10 hospitals and more than 160 county health centres.
SMS campaign in Uganda
In two districts in Uganda, around 4,000 local people received an SMS message on the importance of washing hands. This was an initiative of Text to Change in partnership with USAID through STRIDES for Family Health and Unilever Uganda.
Global Handwashing Day 2010
These and other activities promise to surpass celebrations in 2010, which saw 200 million people and 700,000 schools in over 70 countries honouring the day. The mass handwashing demonstrations in Bangladesh , involving 18 million children from all the schools, were used as a platform to launch the government's National Hygiene Campaign.
Obstacles to handwashing with sosp
One of the biggest obstacles to handwashing is determining how people are supposed to practice good handwashing behaviors without water and soap, writes Kerry Gallo of Children Without Worms.
In many schools and communities in sub-Saharan Africa, clean water in sufficient quantities is a rarity […]. In the dry season [when] every spare drop of water is needed for drinking and cooking — little wonder then that handwashing will be seen as an unnecessary waste of this precious resource. [I]n schools where kids and teachers come from poor homes, the use of soap is guarded, meaning kids must ask to use it—creating another point where the handwashing system falters.
Low-cost, low-tech handwashing stations made of buckets with simple taps attached are a good option for many rural schools, says Gallo, but they need to be maintained, especially during the dry season. For an overview of options consult WSP's Enabling Technologies for Handwashing with Soap Database.
The value of private sector involvement in handwashing promotion
Sarika Bansal asks, in her blog post, whether the private sector can drive meaningful social progress, based on the success the public-private partnership that set up Global Handwashing Day. Such advocacy efforts, Bansal explains, can only succeed if there is a clear link back to a revenue stream, like selling more soap in the case of Global Handwashing Day. The public sector benefits from the great experience of consumer goods companies in promoting behaviour change. A second condition for success is that the social cause should be bigger than the company.
Changing Behaviours through Song and Dance
Juliana Rincón Parra has collected some fun handwashing song and dance videos from Japan, Mexico, Cambodia, Philippines, Mozambique, Colombia, Haiti and Honduras.
Not included, but destined to become a classic is "I wanna wash my hands" by Doctor Doctor.
For a list of recent research and other resources on handwashing see WASHplus Weekly, no. 7, 07 Oct 2011
Source: UNICEF, 14 Oct 2011 ; UN Radio, 15 Oct 2011 ; UNICEF, 19 Oct 2011 ; Kerry Gallo, End the Neglect, 15 Oct 2011 ; Sarika Bansal, Forbes, 13 Oct 2011


text:
Do the yahoos who dream of armed rebellion realize they might well end up dead or in prison?
Pat Cunningham
Upon further reflection, I have more thoughts to share regarding a recent poll (HERE) showing that nearly one in three American voters think armed rebellion might be necessary within the next few years to protect our liberties.
I find that survey more disturbing the more I dig into the numbers and compare them with other polls. Take, for example, the fact that these weird fantasies of armed rebellion are far more common among Republicans (44 percent) than among Democrats (18 percent) or independents (27 percent).
That means the Republican Party has more of these crazies than it has ...


text:
You want something rich and decadent for the holidays. Something chocolate. Something that will impress. Something that really screams celebration.
But you don't want to spend hours making it. The answer? A flourless chocolate cake. It's like a baked truffle — simple, yet sensational enough to impress your guests. All you have to do is dress it up with whipped cream and fresh berries. Be sure to cut small slices from this; it really is amazingly rich.
Start to finish: 1 hour, plus cooling
Servings: 16
1 1/2 cups (3 sticks) unsalted butter
12 ounces bittersweet chocolate bits
3/4 cup strong brewed coffee
6 eggs
3/4 cup packed brown sugar
1/2 cup unsweetened cocoa powder, sifted
Pinch of salt
2 tablespoons brandy or rum
Whipped cream, to serve
Fresh berries or shaved chocolate, to serve
Heat the oven to 350 F. Coat an 8-inch cake pan with cooking spray. Line the bottom of the pan with a piece of parchment paper cut to fit. Set the cake pan in a larger baking dish, such as a 9-by-13-inch baking pan.
In a medium saucepan over medium-high heat, melt the butter. Remove the pan from the heat and stir in the chocolate bits until completely melted and smooth. Stir in the coffee.
In a medium bowl, use an electric mixer to beat together the eggs, brown sugar, cocoa powder, salt and brandy for 2 to 3 minutes, or until slightly thickened. Beat in the chocolate-butter mixture. The batter should resemble a thick pudding. Pour the batter into the cake pan, jiggling the pan to settle the batter so that it's level.
Place the larger pan with the cake pan in it into the oven. Pour hot water into the larger pan, being careful not to get any water on the cake batter. Add enough water to bring it halfway up the sides of the cake pan. Bake for 35 to 40 minutes, or until the cake is slightly puffed and set in the middle.
Carefully remove the pan from the oven; be careful not to splash the hot water. Remove the cake pan from the water bath and allow the cake to cool fully in the pan. Place a serving plate over the cake pan and invert so that the pan is on top of the serving plate. Gently lift the cake pan off, then peel away the parchment paper.
Serve topped with whipped cream and fresh berries or chocolate shavings.
Nutrition information per serving: 340 calories; 250 calories from fat (74 per cent of total calories); 28 g fat (16 g saturated; 0.5 g trans fats); 115 mg cholesterol; 23 g carbohydrate; 2 g fiber; 18 g sugar; 5 g protein; 40 mg sodium.
EDITOR'S NOTE: Alison Ladman is a recipe developer for the AP. Follow her on Twitter at https://twitter.com/CrustAndCrumbCo


text:
Bonds, Clemens, Sosa on Hall ballot for first time
NEW YORK - The most polarizing Hall of Fame debate since Pete Rose will now be decided by the baseball shrine's voters: Do Barry Bonds, Roger Clemens and Sammy Sosa belong in Cooperstown despite drug allegations that tainted their huge numbers?
In a monthlong election sure to become a referendum on the Steroids Era, the Hall ballot was released Wednesday, and Bonds, Clemens and Sosa are on it for the first time.
Bonds is the all-time home run champion with 762 and won a record seven MVP awards. Clemens took home a record seven Cy Young trophies and is ninth with 354 victories. Sosa ranks eighth on the homer chart with 609.
Yet for all their HRs, RBIs and Ws, the shadow of PEDs looms large.
"You could see for years that this particular ballot was going to be controversial and divisive to an unprecedented extent," Larry Stone of The Seattle Times wrote in an email. "My hope is that some clarity begins to emerge over the Hall of Fame status of those linked to performance-enhancing drugs. But I doubt it."
More than 600 longtime members of the Baseball Writers' Association of America will vote on the 37-player ballot. Candidates require 75 percent for induction, and the results will be announced Jan. 9.
Craig Biggio, Mike Piazza and Curt Schilling also are among the 24 first-time eligibles. Jack Morris, Jeff Bagwell and Tim Raines are the top holdover candidates.
If recent history is any indication, the odds are solidly stacked against Bonds, Clemens and Sosa. Mark McGwire and Rafael Palmeiro both posted Cooperstown-caliber stats, too, but drug clouds doomed them in Hall voting.
Some who favor Bonds and Clemens claim the bulk of their accomplishments came before baseball got wrapped up in drug scandals. They add that PED use was so prevalent in the 1980s, 1990s and early 2000s that it's unfair to exclude anyone because so many who-did-and-who-didn't questions remain.
Many fans on the other side say drug cheats - suspected or otherwise - should never be afforded the game's highest individual honor.
Either way, this election is baseball's newest hot button, generating the most fervent Hall arguments since Rose. The discussion about Rose was moot, however - the game's career hits leader agreed to a lifetime ban in 1989 after an investigation concluded he bet on games while managing the Cincinnati Reds, and that barred him from the BBWAA ballot.
The BBWAA election rules allow voters to pick up to 10 candidates. As for criteria, this is the only instruction: "Voting shall be based upon the player's record, playing ability, integrity, sportsmanship, character, and contributions to the team(s) on which the player played."
That leaves a lot of room for interpretation.
"Everyone has their own way of dealing with the issue, and in the absence of hard and fast rules, there will continue to be a wide diversity of opinions," Stone said.
Clemens was acquitted this summer in federal court on six counts that he lied and obstructed Congress when he denied using performance-enhancing drugs.
Bonds was found guilty in 2011 by a federal court jury on one count of obstruction of justice, ruling he gave an evasive answer in 2003 to a grand jury looking into the distribution of illegal steroids. Bonds is appealing the verdict.
McGwire is 10th on the career home run list with 583, but has never received even 24 percent in his six Hall tries. Big Mac has admitted to using steroids and human growth hormone.
Palmeiro is among only four players with 500 homers and 3,000 hits, yet has gotten a high of just 12.6 percent in his two years on the ballot.


text:
Books of useful information or memorable sayings, compiled by individuals. They were often hand-written, but could also include pasted extracts – hence scrap books.
Share this page:
Comments or Questions:
No comments yet.
View weekly posts by topic
Aboriginal land management animals communication corroboree crew crew and watches crew wages crossing the equator discipline education on board English postal system English postal system family farewells food Food on board hygiene on board labour liquor livestock for the colony mail navigation Navigation pets on board prayer provisioning the voyage relationships religion Rio de Janeiro sailing sea sickness sea voyages shipboard discipline shipboard work ship masts and rigging Ships' rigging South Australian Company Stations in life surgeons and medicine Water provisions water transport weather whales whaling widows and widowers
View journal extracts by ship:
View journal extracts by person:
Alexander Dawsey Arthur William Gliddon Boyle Travers Finniss Captain Collet Barker Captain George Martin Captain John Finlay Duff Captain John Jones Captain John Nelson Captain John Rolls Captain Robert Morgan Captain Robert Ross Captain Whiteman Freeman Charles Mann Charles S Hare Dr Charles Everard Dr John Woodforde Edward Gibbon Wakefield George Fife Angas George Glansford George Kingston George Stevenson Governor Hindmarsh Harriet Gouger Henry Wallan James Hurtle Fisher John Brown John Day John Michael Skipper John Morphett John Pirie journal writer John White Joseph and James Jones Mary Thomas Robert Gouger Robert Thomas Robert Torrens Rosina Ferguson Samuel Stephens The Beare family The Chandler family The Powell family William Deacon William Light William Pullen Young Bingham Hutchinson
Recent Comments
- Pam on Joseph and James Jones
- Allison on Africaine passenger list
- Allison on John Pirie
- Judith on John Pirie
- Don Hennig on Cygnet passenger list
@bound4SA: RT @StephenYarwood: After 5 plans over 40 years, #VictoriaSquare development begins today #Adelaide - take a virtual tour >> http://t.co/NB0Bwsb2b7
121 months ago
@bound4SA: We're looking for volunteers for Open House Adelaide in May. Interested? Info about event and volunteering http://t.co/R0iQQ3HGAl #OHA2013
121 months ago
@WangarattaLib: RT @InsideHistory: Lisa Murray talking about tools created by @bound4SA @wragge @historypin as good examples of digital history sharing.
127 months ago
@MedievalCombatK: RT @InsideHistory: Lisa Murray talking about tools created by @bound4SA @wragge @historypin as good examples of digital history sharing.
127 months ago


text:
Open Full Navigation
- Obituary/Notice
- Condolences and Tributes
- Light a Memorial Candle
- Service Details
- Send Flowers
- Place a Donation
- Memories
- Share
- Help Desk
- Book Of Memories
The lighting of a Memorial Candle not only provides a gesture of sympathy and support to the immediate family during their time of need but also provides the gift of extending the Book of Memories™ for future generations.
Please enter your story and choose an optional photo in the space provided below. When you have finished, click the "Preview" button to review or check your story before submission.


text:
"Haley Farm"
8" x !0"
The Finer Line Gallery
This blog began with the intention of tracking still life paintings by Dan Truth. Other types of paintings by him occasionally appeared. Recently he has determined to revise the initial focus of this blog to, gradually, include just about everything he has ever done in his artistic life. (May 2017) Most of the works on this blog have already been sold to private owners. (All rights reserved)


text:
Courtesy of East West Realty 2, LLC, Mac Triplett
Listing Contact:
All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor McConnell Real Estate Partners shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
IDX listing information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
©2023 Charleston Trident Multiple Listing Service, Inc. All rights reserved.
Data last updated 8:51 PM UTC, 3/27/23


text:
About 100 people picketed outside the Grand Hyatt hotel Monday night in Denver before a University of Denver fundraiser that honored former President George W. Bush.
The evening was the culmination of a furor that started in July, when the school said Bush was being given an award honoring his work as a humanitarian.
After the announcement, students and faculty members protested, and an online petition asking the school to reconsider received about 1,600 signatures.
Then DU officials said the award, which had been called "Improving the Human Condition," would be renamed to the "Global Service" award for his work fighting AIDS and malaria in Africa. The name change did take the protests into account.
But that didn't placate Monday's protesters, many of whom carried signs and yelled through bullhorns as cars pulled into the reception area of the hotel. On the edge of the property, other protesters milled, cheering as a series of speakers decried Bush's record.
Among them was Sandra Doran, who called herself a "Volvo-driving registered Republican" from Denver.
Standing next to a friend, Doran said the two "don't agree on much. Usually we're at opposite ends of the political spectrum. But I'm ashamed of Bush, and the idea that he's getting a humanitarian award sickens me."
One of the organizers of Monday's protest, Roshan Bliss, a master's student at DU's Josef Korbel School of International Studies, said faculty members also formally protested the decision to honor Bush. But the administration wouldn't go beyond the name change.
"We thought they would reconsider, perhaps invite him to be the keynote speaker, but not give him an award," Bliss said. "If they wanted to bring him in to be a draw for the fundraiser, the people probably would have been unhappy about it, but I don't know that we would have had this protest."
Not everyone on campus felt the same way.
As the picketers marched outside the hotel, Christian Allen was making his way up to the dinner. A senior from Boulder, Allen said Monday's was the third Korbel dinner he has attended. He said the controversy had no impact on his decision.
"I think that anyone famous who's being honored, like a former president, is going to cause a stir," he said.
Now in its 16th year, the Korbel Dinner is DU's major fundraising event. Proceeds are used to support scholarships and faculty research and programs. Previous honorees include former U.S. Secretaries of State Condoleezza Rice and Madeleine Albright, Aspen Institute CEO Walter Isaacson and former U.S. Army chief of staff Gen. George W. Casey Jr.
The media were barred from attending the dinner. The evening consisted of a wide-ranging, informal conversation between Bush and Korbel dean Christopher Hill, a former U.S. ambassador to Macedonia, Korea and Poland under Bush, Hill said.
They talked about issues ranging from 9/11 to Bush's former ownership of the Texas Rangers.
Hill said he considered asking him about the crisis in Syria but refrained when Bush said he didn't like talking about politics.
"It was a warm occasion," Hill said. "He was very funny and engaged. He clearly felt he was among friends."
Hill said he wasn't even sure Bush was aware of the controversy surrounding his visit. "I was troubled by it," Hill said. "We're an international school. We should be able to invite a former president."
The event raised $670,000.
Anthony Cotton: 303-954-1292, email@example.com or twitter.com/anthonycottondp


text:
Mikey - Mexico
A great white swimming through the clear water and getting curious. Shot off the coast of Guadalupe Island, Mexico.
View the full collection by Jin-Woo Prensena here:
Jin-Woo Prensena is a fine art photographer specializing in large-scale fine art and aerial photography. His focus on simplicity in large-scale displays is designed to trigger emotion and provide escape from the viewer's daily routine. Prensena, who was raised in Germany and is of South Korean descent, has been living and working in Los Angeles for the last 20 years. In a previous guise as a top Hollywood handler, Jin-Woo began taking pictures while on location and quickly amassed a clientele among Hollywood celebrities and studio elites. His passion for shooting under challenging conditions has resulted in unique images such as breath-taking helicopter shots of icy riverbeds in the Icelandic highlands, glimpses into underwater shark cages located several days' journey into the Pacific Ocean, and hidden moments deep in the deserts of Southern California.


text:
Today's front page
Check out today's front page. Updated daily after the print edition goes to press.
Buy a single copy of the ePaper, an exact online version of the printed paper, for just 99 cents. The electronic news and advertising pages allow you to see the full page of the newspaper and select specific headlines, articles, photos and ads to read, all with the click of a button. Among other features, it reads stories aloud and translates the text into 11 languages.
Sign up for ePaper. As a digital subscriber you get an exact replica of the printed newspaper. Once at the E-Paper sign-up page you'll be asked to create a new account. When you click on "Create New Account," you will be taken to a data entry screen that also will give you E-Paper subscription options. It's just $15 a year for print subscribers and $79 for non-subscribers.
Subscribe today for home delivery. You also can call 888-697-2737 or e-mail email@example.com to subscribe or speak to a customer service representative.
Check out our free newsletter. The latest news delivered to your inbox.


text:
Getting Around
Info - Missionary PrayerGuard
Info - UPG PrayerGuard
Get Your Own PrayerGuard
Contact PrayerGuard!
Stuff to Do...
Promote PrayerGuard
Ethne Prayer Section for Unreached Peoples
Put these buttons
On Your Site
Pray for The Unreached People Group of the Hour
Praying for:
Arab, Maghrebi, of Sudan
Topic: 1 of 3
Individuals: man of peace -protection
Photo Source »
Used with permission
When there is no witness for the Gospel in a town, village, or tribe, you need a 'man of peace'. Someone whose heart is soft toward the Gospel, who will receive the servants of the Lord and not turn them away. These people are key and we should bless them with God's protection.
Ps 41:2 The LORD will protect him and preserve his life; He will bless him in the land and not surrender him to the desire of his foes.
Lord, You are a shield, and a strong tower. You are a fortress and our hiding place. You are the God over all the earth, and there is no one who can challenge Your power.
I pray for the men and women of peace among the
Arab, Maghrebi, of Sudan
and I ask that you would protect them from the attacks of the enemy. Cause Your angels Lord to encamp around them and keep them from the evil one. Lord I ask that You would protect and preserve their life and not surrender them to the desire of their foes. For the sake of the Gospel among the
Arab, Maghrebi, of Sudan
, I ask that You would cover these friends of truth with Your wings, and overshadow them with Your mighty presence.
More details about the Arab, Maghrebi, of Sudan
Next Prayer »
Pray-it Say-it Cards
Site software customization by
SaeSolved:: LLC


text:
What do you do when you've got 40 pounds of last year's plums left in the freezer and you need to make room for this year's peaches? You put your grandma's apron on over your mei tai and start making jam!
Last year, my brother-in law picked us nearly 70 pounds of plums from his parents' place. But he brought them just when we were elbows deep in peach and grape processing. So I stuck them all in the freezer with the intention of making them into jam later, when it wasn't so hot and we weren't so swamped with other fruit.
Well, here it is, September again, and we are once again swamped with fruit. And I've still not touched those plums. So I started defrosting them, and went at it with the jam making. But as there are still 40 pounds, I wanted to get creative. I went searching for a little jam inspiration and I found it on Canarella. Sweet and spicy – my favorite combination!
Since my plums were previously frozen, they turn all mushy when defrosted. No good for straight up canning, but perfect for jam. Here's what I came up with!
2 pounds plums, pitted and chopped
1½ cups honey
1½ tsp jalapeño powder*
2 T lemon juice
In a large sauce pan, combine all ingredients and bring to a boil. Cook until jam gets to the gelling point (use the saucer method or one of these methods).
Ladle hot jam into sterilized jars, wipe rims of jars, add lids and bands and process in a boiling water bath for 5 minutes (10 minutes in Denver or similar altitude).
Makes 4 half pints.
*I make homemade jalapeño powder by slicing and dehydrating jalapeños, then grinding in a food processor. This powder is delish on buttered popcorn!


text:
Did officials at Florida A&M ignore the culture of hazing that may have led to a student's death? Anderson Cooper is Keeping Them Honest.
Post by: Anderson Cooper
Filed under: Crime & Punishment • Keeping Them Honest
FAMU has a graduation rate of 41%, meaning 41 out of every 100 students graduate in six years (how graduation rates are measured). Only 13% of FAMUANS graduate in four years. FAMU, like her sister HBCUs, will not focus on education for primarily underprepared African American students, but will put all of its resources into less important entities like a band. More than half of the band cannot graduate in six years, and "band" is not a major at FAMU or any of these HBCUs. That's not to say hazing doesn't exist on other TWIs, but this is "hazing" is at the top of the so called "academy." Intelligent Board members, the President, and his cabinet, and so called "responsible academicians,' don't get it. How many more deaths will it take before HBCUs focus on student success and retention? Perhaps, the Governor of Florida is right?
The age-old problem at FAMU and other schools that permit hazing is allowing ANY hazing to go on. What kind of example is any school that allows such a meaningless, violent behavior? Yes, the president is ultimately responsible. If you allow some hazing, then you allow all kinds of hazing, yes, frats and sororities included. It's not a matter of degrees. Penalizing the three who were responsible for this student's death would only seem right if all hazing were forbidden. Everyone looked the other way when perhaps the same degree of hazing happened to a student last week who didn't die. Then it's okay. You allow violence, you allow the consequences.
St. Petersburg, FL
This is not a black and white issue that impacts only blacks and whites – it's an out-of-control global issue that impacts human beings. Hazing is one of many symptoms that stems from much bigger illnesses that manifests themselves thorough repression, assault, harassment, reality television … and the list goes on. We have, unfortunately, learned to treat our illnesses at the expense of others. I'm not a fan of (quoting) politicians, but I'm right there with Thomas Jefferson who said he was unable to "conceive how any rational being could propose happiness to himself from the exercise of power over others". Abusing others to feel better about ourselves is learned behavior. And it can be unlearned and replaced with positive behavior that makes us feel even better about ourselves and our world at large. I was shocked to hear one of your guests say there is no solution to the problem of hazing. Of course there is: treating people with respect, dignity, and kindness needs to be taught and reciprocated. It needs to be taught and reinforced as ferociously as any curriculum. To be accepted – we must accept. To be liked – we must like (and not just with a thumbs up on Facebook). To feel good we must make others feel good. To be at peace we must be peaceful. Adults in positions of power need to take responsibility for institutionalizing this kind of behavior. It takes no more effort to instill this type of behavior in people of all ages than it does to continue to teach the power of aggression and fear and greed. It may sound idealistic, but once we start channeling positive action and reinforcement, once we start doing all we can do to make others feel good instead of harming (and ultimately self-harming on a global scale), corny can become the new cool.
Your expert was pretty one-sided in his review and I would love to see the statistics to support his allegation that hazing is more physical in black Greek organizations. I think that is opinion rather than fact.
Hazing takes place at all universities. Not just HBCUs. Please stop making this an 'HBCU," thing as if only black schools have issues with hazing. This is a secret college culture, and not matter what university you attend, some form of hazing exist, whether it is PWIs or HBCUs.
Both the professor and Mr. Martin were correct in their assessment of hazing. Hazing occurs in the middle of the night, in the confines of members houses, or at abandoned warehouses and empty school grounds. And guess what..You can't stop it if you can't prove it. (as most members assume as they participate) Initiates are burdened with the dilemma of being socially accepted by most members and recognized by peers as cool or upending a tradition that has carried out since the org's inception. Stay silent for some months, or permanently destroy an organization, full of many traditions, not just related to hazing. It happens in both black and white organizations, but the current story focuses on how black orgs perpetuate it. Same story could be produced for many white orgs. People want to know how to prevent hazing from happening, and the answer, to me, is either by taking the initiation process out of the undergraduates' hands or by drafting an agreement with strict, enforceable, and long lasting detrimental consequences written in plain language between the university, organization, police, and undergraduate members.
It is furtive and clandestine, but it is not coincidence that the dead student's name is CHAMPION. I submit this focus on "hazing" will bring forth new "CHAMPIONS" for human dignity and scholarship on college campuses serious about human life.
Hazing is a crime, a gang, mob. If any of us were to beat someone with a board(etc.) we would be in jail, so should they. Why are some of the church priest, football coachs, an the colleges above the law? I thought college was to get an education to get a better job have a better future, an be a better person in society, not a secret society (gang, mob,etc.)to learn to beat , hurt, kill an get away with it, like the head of these colleges & coaches & some churches get paid for (millions), ( they just as well be hit men) . Unreal !!!!!!!!!!!!
Anderson Cooper goes beyond the headlines to tell stories from many points of view, so you can make up your own mind about the news. Tune in weeknights at 8 and 10 ET on CNN.
Questions or comments? Send an email
Want to know more? Go behind the scenes with AC361°


text:
Join Now
Join ePHOTOzine, the friendliest photography community.
Upload photos, chat with photographers, win prizes and much more for free!
Lowest Price: £304.45Over the last couple of years, Olympus PEN has made a name for itself with retro-styled, easy-to-use, compact system cameras that take very high-quality pictures. The new PEN Lite (E-PL3) does that and more. It gives you all the creativity and interchangeable lenses of an SLR camera, but with none of the hassle - and none of the bulk.
Upload an Image
You must be logged-in or registered to upload an image.


text:
Veterans' Day 2012
Posted by Dana Pico on 2012/11/11
From Cassy Fiano, six days ago:
Remember Fort Hood: Three Years Later
by CASSY | NOVEMBER 5, 2012
Three years ago today, there was a jihadist attack on Fort Hood perpetrated by Major Nidal Hasan. Michelle Malkin has the names of those murdered, which included one soldier's unborn baby:
- LTC Juanita Warman, 55, Havre de Grace, Md.
- MAJ Libardo Caraveo, 52, Woodbridge, Va.
- CPT John P. Gaffaney, 54, San Diego, Calif.
- CPT Russell Seager, 41, Racine, Wis.
- SSG Justin Decrow, 32, Plymouth, Ind.
- SGT Amy Krueger, 29, Kiel, Wis.
- SPC Jason Hunt, 22, Tillman, Okla.
- SPC Frederick Greene, 29, Mountain City, Tenn.
- PFC Aaron Nemelka, 19, West Jordan, Utah
- PFC Michael Pearson, 22, Bolingbrook, Ill.
- PFC Kham Xiong, 23, St. Paul, Minn.
- PVT Francheska Velez, 21, Chicago, Ill. and her unborn baby
- Michael G. Cahill, Cameron, Texas [civilian]
It still breaks my heart thinking of Pvt. Velez especially, who cried out for her baby as she lay dying.
A pregnant soldier shot during a rampage at a Texas Army post last year cried out, "My baby! My baby!" as others crawled under desks, dodged bullets that pierced walls and rushed to help their bleeding comrades, a military court heard Monday.
A soldier had just told Spc. Jonathan Sims that she was expecting a baby and was preparing to go home, when the first volley of gunfire rang out Nov. 5 in a Fort Hood building where soldiers get medical tests before and after deploying.
"The female soldier that was sitting next to me was in the fetal position. She was screaming: 'My baby! My baby!'" Sims said.
It's pretty much a known fact for anyone with more than two brain cells in their head that the attack on Fort Hood was a terrorist attack. Hasan had plenty of evidence against him there. He defended suicide bombings and said that Muslim service members were justified in killing US troops. He was in contact with Anwar al-Awlaki, one of the world's most notorious terrorists. And what did they discuss? Carrying out jihad in the United States.
Yet Barack Obama continues to classify this attack as "workplace violence".
Shame on him.
How can there be shame on someone who is shameless?
If there was ever a time for the Commander-in-Chief to change the designation away from the idiotic "workplace violence" tag to something which would allow the award of Purple Hearts to the victims of Nidal Hasan's deliberate attack on American soldiers, Veterans' Day would be that time.
I do not understand why he does not; it isn't as though doing so could somehow inflame passions of the Muslims around the world against the United States more; we are at war against the Islamists, and are actively killing them in Afghanistan, directly, through combat, and in Pakistan via the occasional drone attack against al Qaeda leaders. We sent SEAL Team 6 into Abbottabad, Pakistan, to eliminate Osama bin Laden, and we used unmanned drones in Yemen to kill Anwar al-Awlaki and then his son,Abdulrahman al-Awlaqi, though the actual target at that time was (supposedly) Ibrahim al-Banna, an Egyptian al Qaeda operative. The Muslims know that we are at war with the Islamists, and the American people know that we are at war with the Islamists, and there is really no reason at all not to designate the Fort Hood massacre as an Islamist attack on our soldiers.
THE FIRST STREET JOURNAL salutes our veterans on Veterans' Day, and as much as I can speak for our host here, TRUTH BEFORE DISHONOR does as well.
Cross-posted on THE FIRST STREET JOURNAL.
Related articles:
One Response to "Veterans' Day 2012"
2012/11/11 at 08:14
[…] our veterans on Veterans' Day. _______________________________________ Cross-posted on TRUTH BEFORE DISHONOR. _______________________________________ Related […]
Sorry, the comment form is closed at this time.


text:
How reliable are climate models?
What the science says...
|Select a level...
Models successfully reproduce temperatures since 1900 globally, by land, in the air and the ocean.
Climate Myth...
Models are unreliable
"[Models] are full of fudge factors that are fitted to the existing climate, so the models more or less agree with the observed data. But there is no reason to believe that the same fudge factors would give the right behaviour in a world with different chemistry, for example in a world with increased CO2 in the atmosphere." (Freeman Dyson)
Climate models are mathematical representations of the interactions between the atmosphere, oceans, land surface, ice – and the sun. This is clearly a very complex task, so models are built to estimate trends rather than events. For example, a climate model can tell you it will be cold in winter, but it can't tell you what the temperature will be on a specific day – that's weather forecasting. Climate trends are weather, averaged out over time - usually 30 years. Trends are important because they eliminate - or "smooth out" - single events that may be extreme, but quite rare.
Climate models have to be tested to find out if they work. We can't wait for 30 years to see if a model is any good or not; models are tested against the past, against what we know happened. If a model can correctly predict trends from a starting point somewhere in the past, we could expect it to predict with reasonable certainty what might happen in the future.
So all models are first tested in a process called Hindcasting. The models used to predict future global warming can accurately map past climate changes. If they get the past right, there is no reason to think their predictions would be wrong. Testing models against the existing instrumental record suggested CO2 must cause global warming, because the models could not simulate what had already happened unless the extra CO2 was added to the model. All other known forcings are adequate in explaining temperature variations prior to the rise in temperature over the last thirty years, while none of them are capable of explaining the rise in the past thirty years. CO2 does explain that rise, and explains it completely without any need for additional, as yet unknown forcings.
Where models have been running for sufficient time, they have also been proved to make accurate predictions. For example, the eruption of Mt. Pinatubo allowed modellers to test the accuracy of models by feeding in the data about the eruption. The models successfully predicted the climatic response after the eruption. Models also correctly predicted other effects subsequently confirmed by observation, including greater warming in the Arctic and over land, greater warming at night, and stratospheric cooling.
The climate models, far from being melodramatic, may be conservative in the predictions they produce. For example, here's a graph of sea level rise:
Observed sea level rise since 1970 from tide gauge data (red) and satellite measurements (blue) compared to model projections for 1990-2010 from the IPCC Third Assessment Report (grey band). (Source: The Copenhagen Diagnosis, 2009)
Here, the models have understated the problem. In reality, observed sea level is tracking at the upper range of the model projections. There are other examples of models being too conservative, rather than alarmist as some portray them. All models have limits - uncertainties - for they are modelling complex systems. However, all models improve over time, and with increasing sources of real-world information such as satellites, the output of climate models can be constantly refined to increase their power and usefulness.
Climate models have already predicted many of the phenomena for which we now have empirical evidence. Climate models form a reliable guide to potential climate change.
Mainstream climate models have also accurately projected global surface temperature changes. Climate contrarians have not.
A 2019 study led by Zeke Hausfather evaluated 17 global surface temperature projections from climate models in studies published between 1970 and 2007. The authors found "14 out of the 17 model projections indistinguishable from what actually occurred."
There's one chart often used to argue to the contrary, but it's got some serious problems, and ignores most of the data.
Basic rebuttal written by GPWayne
Update July 2015:
Here is a related lecture-video from Denial101x - Making Sense of Climate Science Denial
Additional video from the MOOC
Dana Nuccitelli: Principles that models are built on.
Last updated on 9 September 2019 by pattimer. View Archives


text:
Logarithm Tables
September 30, 2011
While cleaning-up my study, I found my old tables of logarithms and anti-logarithms that must date to my high-school days.
For my readers who were too young to have had the privilege of using logarithm tables, Tony Audsley gives a good explanation, and the tables themselves are available on the next page. Used properly, the tables give logarithms and anti-logarithms (mantissa) to four places after the decimal point, with an error no greater than 1 in the last digit; you have to figure out the exponents (characteristic) yourself, by inspection.
Your task is to write programs that create four-place tables of logarithms and anti-logarithms; please let us know by leaving a comment if you remember using such tables in the past. When you are finished, you are welcome to read or run a suggested solution, or to post your own solution or discuss the exercise in the comments below.
4 Responses to "Logarithm Tables"
September 30, 2011 at 5:41 PM
I remember using tables 20 years ago and even 10 years ago. Using tables at the exam instead of or in addition to a calculator is still allowed in Denmark as far as I know, and it actually provides a benefit, because you can double check your results. I remember my previous mathematics teacher even taught us pupils to use a ruler and caliper, because it gave us a much better understanding of what logarithms were about.
October 6, 2011 at 7:00 AM
I learned to use logarithms in school a long time ago (30 years or so). In my office, I have the 1957-58 edition of the CRC, which contains tables of logarithms to 4 digits, to 5 digits, logarithms of trig functions, etc. I haven't used logarithm tables directly since school. However, I have several slide rules (which are based on logarithms) and use them on a regular basis.
Here is my python 3 code to produce the log and alog tables.
from math import log10 def printtable(title, func): fmthdr = ("{:2}" + " {:>4}"*10 + " " + " {:2}"*9).format fmtrow = ("{:2}" + " {:04}"*10 + " " + " {:2}"*9).format print("\n\n{:^80}".format(title)) print(fmthdr('',0,1,2,3,4,5,6,7,8,9,1,2,3,4,5,6,7,8,9)) print(fmthdr(*(['--'] + ['----']*10 + ['--']*9))) for d12 in range(1000, 10000, 100): label = d12//100 sums = [0]*10 logs = [] for d3 in range(0, 100, 10): x = d12 + d3 logx = func(x) logs.append(round(logx)) for d4 in range(1, 10): y = d12 + d3 + d4 logy = func(y) sums[d4] += logy - logx sums = [round(s/10) for s in sums] print(fmtrow(label, *(logs + sums[1:]))) if d12%500 == 400: print() printtable("Logarithms", lambda x: log10(x/1000) * 10000) printtable("Antilogarithms", lambda x: pow(10, x/10000) * 1000)
October 6, 2011 at 4:58 PM
The bezel on my watch is a cicular slide rule, the pencil holder on my desk is a cylindrical one, and I have an E6B flight computer. I also have several of my fathers slide rules that date from the 50's. My favorite is a credit card sized circular slide rule with a periodic table on the back and a pull out card with all sorts of mathmatical and physical constants, conversion formulas, etc.
When I served on a submarine we used 'whiz wheels' all the time. A skilled person with a whiz wheel could often do a computation faster then a person using a computer. We also practiced calculating targeting solutions in our heads.


text:
Simo Häyhä:
One Man, One Rifle
262,000,000 people were murdered by governments during the 20th Century.
Every day I strongly recommend everyone who comes to my site: Take a moment and visit Concerned American at Western Rifle Shooters. Have you taken a good look at the time and effort that has been invested there to build such a utilitarian collection of practical knowledge? There is no wasted effort: Every resource is useful, and worth your time to investigate.
He also posts a few topics of the day, but he has a unique twist that is supported by a knack of finding relevant material from which one can learn. The other day he posted videos from an old experiment that must be watched and understood by every person who hopes to survive whatever may come our way. Milgram. Click it. Study it. Burn it into your psyche and reflexes...here.
He does not fall into the blog trap of posting a story, then shaking his head...his 2 cents are worth more than most...
The Constitutionalist, written by TL Davis
Kerodin Glossary
Ruckus: This is when the conflict between Left and Right devolves into the realm of the physical. Government may or may not be involved.
Verbal Ruckus: Discussions between Left and Right that have dropped the facade of civility, but not yet crossed the physical barrier. Once they put their hands on you, welcome to a genuine Ruckus.
It: A Ruckus. It may be started from any number of potential events. When it is on, the Ruckus is on. The most important consideration when it is on: There are no rules.
Left: We use this word as the easiest label for the enemies of the Constitution, including: Collectivists, Liberals, Progressives, RINO's, Establishment Republicans, the Political Class, Lobbyists, Global Warming peddlers, and more...


text:
Lounge in your Greek Flag Stationary Love Seat with a friend and enjoy relaxing and watching television, while putting your patriotism on display. The Stationary series is a perfect choice for looks, comfort and versatility. It features synthetic leather with a hardwood frame, no-sag spring suspension and high resiliency foam. Best of all the logo zips on and off of the chair for endless customization. The Love Seat comes standard with two identical logos.
The Stationary Series is a perfect choice for looks, comfort and versatility. It features faux leather along with a hardwood frame, "no-sag" spring suspension and high resiliency foam.
Product Dimensions:
Weight: 91 lbs
Note: There are 2 panels included with this order.
Leaves Warehouse/Manufacturing Time: This is made to order, therefore there is a 5 to 7 days lead time to ship
Warranty Information:
Synthetic leather / leather One (1) year warranty on partsThe warranty covers against seam slippage, fraying or dye transfers from the product. The warranty does not cover tearing, pilling, or shrinking.
Frames and Springs Lifetime warranty on partsWood frames and springs carry a lifetime warranty against breakage. Springs are covered for breakage due to metal fatigue or pulling loose from wood frames. Metal frames are warranted against breakage for a period of two (2) years under normal household use.
Reclining Mechanism Two (2) year warranty on partsReclining chairs are warranted against material and manufacturing defects.
Electronic Components One (1) year warranty on partsElectronics are warranted for material and manufacturing defects.
Additional Information:
© 2005-2020 AmericanGamingSupply.com
- All Rights Reserved.
No content or images on this site may be used for any purposes without the express authorization of the webmaster.


text:
Space Vector Background for Website
This archive contains editable .eps vector format (10th version) and high resolution .jpg image. There is no limit to you creating your own combinations: you can change colors and backgrounds, mix icons together and scale them without any loss of quality as they are 100% vectors.
The vectors can be used wherever you want. For example:
• E-commerce websites
• Web and mobile applications
• Your blog or pages on social networking
• Banners and ads
• Brochures, advertising leaflets and flyers
• Greeting cards
• As an illustration for related articles in magazines


text:
Previous Lesson
Complete and Continue
Building Authentic Friendships
Welcome & Orientation
Journaling & Downloads
How to Use this Bible Study & Welcome Video (4:50)
An Authentic Way to Connect
Love is... Love is not (4:43)
What is the Quiet and Not So Quiet Fight Between Women?
What is the Quiet Fight Between Women?
The Root of Conflict (4:43)
Judge Not, Condemn Not
Going to Scripture
Wisdom & Judgement
Competitiveness is at the Heart of the Problem (4:44)
The Comparison Trap
When You are Tempted to Compare (5:14)
Escaping the Comparison Trap (4:30)
Another Version of the Comparison Trap (3:40)
Comparing Spiritual Gifts (5:34)
Repentance (3:46)
Prayer for Being Set Free
Exposing the Threats to our Relationships
Destroying Idols
How Idols Impact Our Relationships (4:20)
Building Our Identities in Christ (4:47)
God's Love is Limitless (4:43)
You Are Set Free
The Idol of Knowledge (4:28)
How to Make Lifestyle Choices without Creating Division (4:48)
Prayer for Our Relationships
Journaling Checklist
Building Our Identity in Christ Alone
Have You Ever Received Rebuke or Correction? (4:58)
Who Are You? (3:24)
Aspects of Authentic Community (6:07)
Exposing Idolization (4:10)
Atmosphere of Acceptance
What's Missing in Christian Fellowship
Rejoicing & Grieving Together
What is Missing in Community? (4:47)
Overcoming the Difficulty of Sharing Transparently (4:57)
The Language of Empathy (4:42)
Grieving & Rejoicing with Others & Prayer
Journaling Check in & Challenge
The Purpose of Authentic Friendship
How to Lead & Pursue Deeper Friendships
Building a Friendship Built on Christ (4:09)
How Do You Find Kindred Sisters? (5:00)
Eternal Value & Purpose of Friendships (4:16)
Redefining Holiness in Friendships (3:42)
The Joy of Friendship
Disputable & Indisputable Issues
Weighing the Issues: God Requires Unity, Not Uniformity
Weighing the Issues: Differentiate what is Disputable and Non-Eternal
Weighing the Issues: We Inhabit One Larger Division
Temptation within Strictness
Warning for the Christian Who Focuses on Living in Freedom
Mapping Disputable Issues
Redeeming the Division Together: Cultivating Unity, Love, and Acceptance
Cultivating Unity
Delighting in Friendships
Personal Responsibility (3:59)
Let's Heal the Divide Together
The Titus 2 Call to Mentor (3:43)
Be Bold (5:58)
Free Gift From Me to You!!!
Ending Prayer
The Joy of Friendship
Lesson content locked
If you're already enrolled,
you'll need to login
Enroll in Course to Unlock