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Wells Fargo: The Rise of Fintech And the Frontier of Finance
Article Synopsis :
This Wells Fargo paper looks at the opportunities and risks presented by the presence of fintech – or insurtech – in the financial services industry.
Using Pitchbook data it offers a potted history of fintech and offers some interesting insights into the development of this potentially disruptive technology.
One of the most disruptive elements of fintech is that delivering software as a service (SaaS) takes longer than the typical three to five-year venture capital timeline. So it is potentially disrupting its opportunity to raise funding from a VC market that is hungry for startup unicorns.
Partnership through collaboration
IPO is therefore not the typical exit route, instead looking to mergers and acquisitions particularly with institutional buyers.
This collaborative relationship between fintech and institutional partners has grown considerably over the past two years. It provide the startup the room and funding to develop and unencumbered by the processes of the established player.
Being nimble should allow these firms to respond more quickly to client demands and ensure faster speed to market.
Happy hunting ground
The primary growth of fintech has been among direct lending, wealth management and insurance platforms, each of which is dominated by large incumbents.
It is easy to forget that PayPal was a startup 20 years ago and the first one in the financial space. Its growth was based on the demand for a secure means of paying for online purchases. It has stayed the course because it did what it was intended for very well. How many other dotcom brands survived and flourished after the crash?
Alternative lending and wealth tech have grown steadily, initially as disruptors to legacy products and services, though traditional banking features have been added as they establish themselves.
The insurtech model
Insurtech carriers today can become full-stack insurance providers, though whether that is their intention or would be commercially sensible has yet to be tested.
The cost of entrance is high, as the margins are low. Insurance can burn through four or five times the cash compared to standard financial services products.
Automated underwriting has allowed some carriers to compete on price whereas others seek to hit niche or underserved parts of the market. This includes occasional car drivers, gig economy workers and a wide range of small business owners who would benefit from a product tailored to their specific needs.
The M&A market is where proven insurtechs are most likely to partner with fully established insurance providers, which can buy the technology and apply it at scale.
VC financing of insurtech has grown from almost $1 billion for 150 in 2013, through $5.6 billion into 333 startups in 2015 with 2018 seeing $6.3 billion pumped Into 310 businesses.
The rise of regtech
Regtech may not be the most exciting aspect of the market, but it offers one of the most compelling business cases.
It allows systems to sift through compliance data, prevent fraud, streamline audits and monitor employee activity. These metrics are in huge demand following the financial crisis.
But no one player will dominate this space, as development is very capital hungry. Startups in regtech will, therefore, target specific issues such as fraud prevention, data tracking, reconciliation and will become sustainable IPO candidates down the road.
Link to Full Article:: click here
Digital Insurer's CommentsThis is an interesting run through where fintech has developed in recent years.
The fact that regtech could become such an important element of insurtech won't be lost on an entity like Wells Fargo.
Having been put through the ringer by the regulator, it is seeking to plot a new course with its third CEO in as many years.
The Bank of England is just one entity to have committed to adopting insurtech and fintech in general in recent months. This does strongly suggest that the future of regulatory compliance, disclosure and oversight will be grounded in this tech.
Link to Source:: click here


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After researching, discuss how understanding f. scott fitzgerald's real...
hey there
use of language is very important in order to write in a good way. each literary genre has its different exploitation of language and, therefore, many differences and similarities can emerge. shakespeare's work (romeo and juliet) is a sample of a drama. its language is full of dialogue to describe the beauty of first love in people; everything it's pink color. it briefly describes fictional scenes and situations. on the other hand, the calypso borealis, by john muirs, it's narrative essay: its language is full of descriptions to describe an experience, a real experience. hyperbole is not used as in drama genre. he falls in love with discovering a real place and his direct feelings.
hope this !
f yes, , mark brainliest : )
have a good night.

subset: commoncrawl


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Posts Tagged 'Liza Soberano'
Board Games
Help Darna Find Her Stone And Win the Game!
Over the past few years we've seen a growth in the popularity of tabletop/boardgame cafes in the metro. Regardless of where you are in the metro there's got to be one board game cafe near you or somewhere that you a...
It Is Official: Liza Soberano Flies As DARNA
It is now moot and academic, as Liza Soberano is set to wear the crimson and gold shades of local superheroine Darna. Confirmed last Tuesday in an exclusive interview with ABS-CBN correspondent MJ Felipe, the 19-year old actres...
Is Liza Soberano The New DARNA?
It's been months since the departure of Angel Locsin from the much-anticipated superhero project Darna, leaving both the fans and the press wondering about the fate of the red-clad heroine. Multiple rumors and speculation...


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Clyde Tuyl admitted the Findus Cup-winning Newcastle Vipers had been "brought down to earth" by league leaders Fife Flyers.
The Vipers' British National League hopes were all but ended by the Kirkcaldy club's 5-1 victory at the Telewest Arena last night, their third league victory over Newcastle in the space of a month.
Having had the upper hand over Fife earlier in the season, memorably beating Mark Morrison's men in a two-legged Findus Cup semi-final, the Vipers have themselves been stung and now look out of the FBNL reckoning.
Newcastle now lie in fourth place, though they have games in hand over second-placed Dundee Stars and Edinburgh Capitals in third.
Last night the Vipers, without Stephen Wallace and Stuart Potts, took the lead in the third minute through Jonathan Weaver, but that was as good as it got for Rob Wilson's team.
Home netminder Tommi Satosaari kept Fife at bay for the remainder of the first period but the Flyers took control in the middle third with four unanswered goals. Daniel Goneau netted his hat-trick goal in the final period to round of a good night's work.
And general manager Tuyl admitted that it was a case of after the Lord Mayor's show for Newcastle, who lifted the Findus Cup a week ago after beating Guildford Flames 6-1.
"I'd like to give Fife credit as they showed us again just why they are leading the FBNL," said Tuyl. "We've seen them three times recently and been beaten 4-0, 4-1 and 5-1 and two of those games were at home.
"The league's near enough over for us, we now have to go on a roll and Fife have to stumble. That's a lot of points to pick up."
Tuyl added: "We weren't same club in terms of intensity and passion as we were last week in both games against Guildford.
"We've been brought down to earth. To be good you have to be backed up by hard work and good team play. Last night was very important in terms of our league standing."
Tuyl did have praise for the contributions of Karl Culley, Martin King and Richie Thornton, who were given more ice time as the game unravelled.
"I thought Karl had a very strong match and Martin also played well," said Tuyl.
VIPERS: Weaver 1+0.
FLYERS: Goneau 3+2, Dutiaume 1+2, Kuznik 1+1, Horne 0+2, King, Biette and Spadafora 0+1.


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C4ISR Systems Market 2020 Global Analysis, Opportunities and Forecast to 2026
C4ISR Systems Market 2020-2026
New Study Reports "C4ISR Systems Market 2020 Global Market Opportunities, Challenges, Strategies and Forecasts 2026" has been Added on WiseGuyReports.
Introduction/Report Summary:
This report provides in depth study of "C4ISR Systems Market" using SWOT analysis i.e. Strength, Weakness, Opportunities and Threat to the organization. The C4ISR Systems Market report also provides an in-depth survey of key players in the market which is based on the various objectives of an organization such as profiling, the product outline, the quantity of production, required raw material, and the financial health of the organization.
C4ISR is a military terminology, it is by the C2 (Command, Control) evolved, usually translated as command automation system. It is abbreviated of Command, Control, Communications, Computers, Intelligence Surveillance, Reconnaissance.C4ISR system to provide military information command and management system, improve command efficiency. Now C4ISR has become the nerve center of modern army.Kosovo war is the first large-scale military use of C4ISR system by US.
Drivers and Constraints
The fundamental dynamics that are explored in the report hold substantial influence over the C4ISR Systems market. The report further studies on the value, volume trends, and the pricing history of the market. In addition to it, various growth factors, restraints, and opportunities are also analyzed for the market to study the in-depth understanding of the market.
This report also analyzes the impact of Coronavirus COVID-19 on the C4ISR Systems industry.
Key Players
The report has profiled some of the Important players prevalent in the global like – Lockheed Martin,
Northrop Grumman
L3 Technologies
Elbit Systems
BAE Systems
Thales Group
DRS Technologies and more.
This report covers the sales volume, price, revenue, gross margin, manufacturers, suppliers, distributors, intermediaries, customers, historical growth and future perspectives in the C4ISR Systems.
Request for Free Sample Report of "C4ISR Systems" Market @ https://www.wiseguyreports.com/sample-request/5564478-global-c4isr-systems-market-insights-and-forecast-to-2026
Market Segmentation based On Type, Application and Region:
The global C4ISR Systems is analyzed for different segments to arrive at an insightful analysis. Such segmentation has been done based on type, application, and region.
Based on Type, the global C4ISR Systems Market is segmented into Command & Control, Communications, Computers, Intelligence, Surveillance and other
Based on Application, the C4ISR Systems Market is segmented into Land Based System,
Naval Systems, Air Force System, Space System, and Others.
Based on Detailed Regional Analysis, the regional segmentation has been carried out for regions of U.S., Canada, Germany, France, U.K., Italy, Russia, China, Japan, South Korea, Taiwan, Southeast Asia, Mexico, and Brazil, etc. Key regions covered in the report are North America, Europe, Asia-Pacific and Latin America. The report on WGR includes an in-depth study of the C4ISR Systems in each regional segment mentioned above.
Key Stakeholders
C4ISR Systems Market Manufacturers
C4ISR Systems Market Distributors/Traders/Wholesalers
C4ISR Systems Market Subcomponent Manufacturers
Industry Association
Downstream Vendors
If you have any special requirements, please let us know and we will offer you the report as you want.
Complete Report [email protected] https://www.wiseguyreports.com/reports/5564478-global-c4isr-systems-market-insights-and-forecast-to-2026
Major Key Points from Table of Content:
1 Study Coverage
1.1 C4ISR Systems Product Introduction
1.2 Key Market Segments in This Study
1.3 Key Manufacturers Covered: Ranking of Global Top C4ISR Systems Manufacturers by Revenue in 2019
1.4 Market by Type
1.4.1 Global C4ISR Systems Market Size Growth Rate by Type
1.4.2 Command & Control
1.4.3 Communications
1.4.4 Computers
1.4.5 Intelligence
1.4.6 Surveillance
1.5 Market by Application
1.5.1 Global C4ISR Systems Market Size Growth Rate by Application
1.5.2 Land Based System
1.5.3 Naval Systems
1.5.4 Air Force System
1.5.5 Space System
1.6 Study Objectives
1.7 Years Considered
2 Executive Summary
2.1 Global C4ISR Systems Market Size, Estimates and Forecasts
2.1.1 Global C4ISR Systems Revenue Estimates and Forecasts 2015-2026
2.1.2 Global C4ISR Systems Production Capacity Estimates and Forecasts 2015-2026
2.1.3 Global C4ISR Systems Production Estimates and Forecasts 2015-2026
2.2 Global C4ISR Systems, Market Size by Producing Regions: 2015 VS 2020 VS 2026
2.3 Analysis of Competitive Landscape
2.3.1 Manufacturers Market Concentration Ratio (CR5 and HHI)
2.3.2 Global C4ISR Systems Market Share by Company Type (Tier 1, Tier 2 and Tier 3)
2.3.3 Global C4ISR Systems Manufacturers Geographical Distribution
2.4 Key Trends for C4ISR Systems Markets & Products
2.5 Primary Interviews with Key C4ISR Systems Players (Opinion Leaders)
8 Corporate Profiles
8.1 Lockheed Martin
8.1.1 Lockheed Martin Corporation Information
8.1.2 Lockheed Martin Overview
8.1.3 Lockheed Martin Production Capacity and Supply, Price, Revenue and Gross Margin (2015-2020)
8.1.4 Lockheed Martin Product Description
8.1.5 Lockheed Martin Related Developments
8.2 Boeing
8.2.1 Boeing Corporation Information
8.2.2 Boeing Overview
8.2.3 Boeing Production Capacity and Supply, Price, Revenue and Gross Margin (2015-2020)
8.2.4 Boeing Product Description
8.2.5 Boeing Related Developments
8.3 Raytheon
8.3.1 Raytheon Corporation Information
8.3.2 Raytheon Overview
8.3.3 Raytheon Production Capacity and Supply, Price, Revenue and Gross Margin (2015-2020)
8.3.4 Raytheon Product Description
8.3.5 Raytheon Related Developments
8.4 Northrop Grumman
8.4.1 Northrop Grumman Corporation Information
8.4.2 Northrop Grumman Overview
8.4.3 Northrop Grumman Production Capacity and Supply, Price, Revenue and Gross Margin (2015-2020)
8.4.4 Northrop Grumman Product Description
8.4.5 Northrop Grumman Related Developments
Our team is studying Covid-19 and its impact on various industry verticals and wherever required we will be considering Covid-19 footprints for a better analysis of markets and industries. Cordially get in touch for more details.
Contact Us:
Ph: +1-646-845-9349 (US)
Ph: +44 208 133 9349 (UK)
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Wise Guy Reports is part of the Wise Guy Research Consultants Pvt. Ltd. and offers premium progressive statistical surveying, market research reports, analysis & forecast data for industries and governments around the globe.
Wise Guy Reports understand how essential statistical surveying information is for your organization or association. Therefore, we have associated with the top publishers and research firms all specialized in specific domains, ensuring you will receive the most reliable and up to date research data available. We also provide COTS (Commercial off the Shelf) business sector reports as custom exploration agreeing your particular needs.
Saurabh Sinha
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In accordance with the University of Ottawa's guidelines, capacity has been reduced in our sports facilities to ensure physical distancing and other safety measures are maintained. For this reason, sports facilities including fitness centres, gyms and the pool will only be available to students until further notice. We apologize for the inconvenience and look forward to welcoming you back into our facilities soon.
Daily access
|Full access to Sports Services facilities
|$12.38 (plus taxes)
|One-time pool access
|$5.00 (plus taxes)
*Please note that parking is not included. You can buy your day pass at one of the Client Services desk.
Sports Services basic members wanting access to the Fitness Centers and Aerobic Classes can buy a day pass for $5.00 (plus applicable taxes).
Guest privileges
Applicable guests fees at Montpetit Hall and the Health and Lifestyle Centre: $7.35/visit (plus applicable taxes). Please note that parking is not included. Each Sports Services member can invite 2 guests who must be at least 16 years of age. The guests must pay the applicable fee and must be accompanied by the member at all times. The member of Sports Services and his/her guests must also show proper I.D. and complete the guests main form. The guest must keep and carry all receipts as proof of payment. Sports Services day pass holders may access all sports facilities during scheduled recreational activities, both fitness centres, aerobic classes and squash/racquetball courts at no additional costs. Guests may also access all sports facilities during scheduled recreational activities, both fitness centres, aerobic classes and squash courts at no additional costs.
Note: Sports Services day pass holders are not considered members, and therefore cannot invite guests to the sports facilities.
Those aged 15 and under must be accompanied into the facility and change rooms by a responsible individual aged 16 and over.


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In Theaters: October 4, 2019 (limited)
1h 32m | Animation
When their father, legendary explorer Charles Willard goes missing on a quest to find the legendary unicorn, Mo, 10, and Melody, 13, ask their father's best friend, scientist & explorer Professor Shonku, for help.
With his trusted mechanical helper Robu, and Avi, a stowaway neighbor who's better at gardening than fighting the elements, the rag-tag group finds themselves deep in the Himalayas, following Willard's last known trail into the mountains.
|Satyajit Ray


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Teacher Services
Elementary School News:
- Back-to-School tips:
- The Library is currently open 10am-7pm Mon-Fri, 12-5 Sat-Sun.
- Bookbag service available for teachers. Complete Book Bag Request link to the left.
- Virtual programs available. See Elementary School link to the left.
- Check out our new offerings:
- https://mppl.org/new-services/
- Don't forget that your students can utilize the Library's web resources especially TumbleBooks to keep on reading. Currently, TumbleBooks doesn't require library card access!
- For a new Library card go to: https://mtpros.ent.sirsi.net/custom/web/registration/index.html
- Questions? Contact Carol Capra at email@example.com.


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VTI Instruments Corp.
Irvine, CA 92614
RF/Microwave Switches have modular design.
Enabling high integrity signal switching between sources and measurement instruments, EX7105A and EX7204A have open-platform COTS core that can be configured for custom applications. Both RF/microwave switching solutions employ common hardware platform and software-based communications interface. Supplied in 1 U rack, half-width enclosure, EX7105A suits size-constrained RF switching applications,...Read More »
Transient Capture Module provides time stamping.
Equipped with 16 input channels, Model EX1200-7416 can continuously monitor variety of analog and discrete signals up to 100 V. Each channel has 8-bit DAC that can be independently programmed to set trip level. Model EX1200-7416 also detects transients that cannot normally be captured by typical DMM or scanning measurement system. As part of EX1200 LXI Class A instrument series, module records...Read More »
Signal Conditioner offers LAN-based LXI Class A connectivity.
Complementing EX1000 data acquisition instruments, EX10SC Modular Signal Conditioning platform provides industrial-grade 1,500 Vrms isolation and 240 Vac input protection across broad range of transducers and input types. System enables integration of thermocouple, RTD, thermistor, strain gauge, pressure, voltage, and frequency inputs into EX1000A, EX1016A, and EX1032A data stream. Input channels...Read More »
Signal Multiplexer switches up to 576 channels.
Designed for scanning multiple points to common bus in either 2- or 4-wire configurations, Model EX1200-3096 supports thermocouple, RTD, and thermistor measurements, and is suited for testing cable harnesses, semiconductors, and PCBs. Switch and measurement operations can be tightly synchronized as part of module's embedded scan list to minimize processor overhead and optimize test throughput....Read More »
New Software Release Lowers the Cost of Modal Testing Using VTI's DSA Hardware
Irvine, CA April 8, 2009 VTI Instruments Corporation is pleased to announce a new software solution designed to enhance the modal testing capabilities of its dynamic signal analysis (DSA) product family. Dynamic Measurements, Inc. has released its new Multiple-Input-Multiple-Output (MIMO) Frequency Response Measurements component, an addition to its Acq_Mat turnkey software. Acq_Mat enables users...Read More »
Mainframe offers scalability and expansion capabilities.
Incorporating common switch, measure, and control modules, as well as common programming interfaces, EX1268 Mainframe offers 6.5-digit DMM and can accept up to 16 signal switching and I/O modules in compact 3U footprint. Built-in web interface provides out-of-the-box operation without additional software or programming, while embedded scanning engine enables test sequencing capabilities to...Read More »
COTS Tools aid in custom microwave solution development.
Addressing challenges associated with custom microwave design and deployment, EX7000 Microwave Switching Subsystem provides open platform COTS core that can be configured for custom applications. Access to thousands of components and data sheets using Broadband Integrated Design Wizard enables custom design to be defined and configured in less than one day. All subsystems leverage LXI, and...Read More »
LXI Switch Modules meet test system requirements.
Comprised of 3 models, EX1200 Series includes 6.5-digit DMM, analog and digital I/O modules, and internal analog expansion bus. EX1200-3164 provides 16 independent multiplexers that can be reconfigured under software control to build up to single 64-channel multiplexer. EX1200-4128 is 4 x 128 crosspoint multiplexer that allows multiple resources to be shared by multiple output channels....Read More »
New Sound Quality Software Helps Minimize Noise Levels
Irvine, CA June 17, 2009 VTI Instruments Corporation is pleased to announce a new software solution that enhances the acoustic acquisition capabilities of its precision NVH/DSA products. m+p international has released SO Analyzer Revision 3.3, the latest version of its real-time software tool for noise and vibration measurement, analysis and reporting in the field or in the lab. The user-friendly...Read More »
DAC Modules allow engineers to customize ATE systems.
Model SMP3620 is high-density DAC with 24-channels/plug-in with programmable outputs from 0-35 Vdc, while SMP3625 provides 16 channels of 70 V peak-to-peak 400 Hz output. Interfacing to VXIbus, SMP7000 allows engineers to add custom circuits to system designs. All provide ability to mix and match signal switching and analog output and multiple functions can be accommodated in 1- or 2-slot...Read More »


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Memory Foam Adidas For Women – Best Hybrid Mattress You Should Try
If you are in the market for a two-sided, hybrid vehicle mattress, then the IDLE Sleep Hybrid may be for you. By flipping the IDLE mattress often, its life is prolonged, and its foam and coil construction ensures that the IDLE has the perfect combination of contouring and support. Memory Foam Adidas For Women
Offered in both medium firm and luxury firm options, the IDLE can accommodate sleepers of many different sizes and types. Remember the IDLE's coil layer prevents the mattress from absorbing motion well so that you will probably feel when your partner tosses and turns throughout the night.
Who the IDLE Sleep Hybrid is Best For
- Back, stomach and side sleepers
- Heavyweight sleepers would enjoy the IDLE's luxury business option.
- Those who sleep hot will appreciate how each layer of the mattress aids with cooling.
Summary Memory Foam Adidas For Women
It is a bold approach, this throwback two-sided mattress idea from IDLE Sleep. It's not a brand new one, but it's a daring one that IDLE utilized to create its Hybrid mattress.
Two-sided mattresses used to be ordinary, until costs to produce them increased. Looking to provide more affordable, mattress companies stopped selling ones that you could flip.
More life, better value. However, do the materials do the work they say they can perform?
The IDLE Hybrid utilizes multiple memory layers on each side of the mattress for a coil coating in the centre for support. Each of those thinner foam layers has built-in elements that keep the sleeper cool, so you avoid the bad things of a conventional memory foam foam mattress.
In case you've always slept with a coil mattress and you are a creature of habit and you still have soreness in the mornings from too much strain on your body bends, the IDLE Sleep hybrid might work for you.
You are going to find the coils you understand and sufficient foam to aid with pressure relief.
IDLE Sleep HighLights
Here are some characteristics of the IDLE Hybrid mattress:
- It is a hybrid made of coils and foam.
- Hybrids are perfect for people who have always slept on an innerspring mattress but desire some foam since they want more contouring to their body
- It's double-sided; both sides have foam layers with support coils at the center.
- Also offered at two firmness levels — moderate and luxury firm.
- Great for rear, tummy and side sleepers who demand cushioning and encourage
- Larger people will find more assistance with all the luxury company option.
- Double-barreled quilted upper layer has cooling foam beneath a cloth that adjusts to your own body temperature.
- Reactive when sleepers change position
- Still supportive enough to keep sleepers spines adapting
- Won't harden or soften due to room temperature like old memory foam components
- Flipping the mattress will prolong its life
- Made in the USA
IDLE Mattress by Sleeping Positions
For heavier people, you may choose the luxury firm choice, which is slightly firmer than the moderate option. But, both options provide phenomenal back support and spine alignment to support a healthful posture during the night. See all of our best picks for Greatest Mattresses for Back Sleepers.
Stomach Sleepers: If you're a rigorous stomach sleeper, it's important to get a mattress that provides proper support and prevents your own shoulders from sinking. Both of the IDLE's firmness options do an excellent job of supporting a tummy sleeper, but the luxury company may provide more lasting support for rigorous stomach sleepers or heavier people.
Side Sleepers: The IDLE is a great option for side sleepers. The soft foam layers work together to give pressure lubrication and relief. Some side sleepers may want a more plush mattress for much more deep cradling. For more options visit our Finest Mattresses for Side Sleepers guide.
Blend Sleepers: Combination sleepers require a mattress that makes it simple to change positions. The IDLE employs a coating of buoyancy foam that reacts quickly to your own movements. However, this hybrid doesn't do well with movement transfer and you may feel your partner's moves throughout the night.
FEATURES Memory Foam Adidas For Women
The IDLE is a double-sided hybrid made of coils and foam. There are reactive and design layers on either side of the inside coil service layer.
The key thing to understand here is that IDLE addressed cooling at every layer of the mattress.
The cover cloth has special fibers that accommodate to your own body heat. It is quilted to the first foam coating, and quilting helps with air circulation. The second foam layer is constructed specifically to keep air flowing through the mattress. Along with the middle part is constructed from coils, which always do a good job maximizing airflow.
The IDLE Sleep Hybrid is provided in both moderate and luxury firm. The medium will match side, stomach and back sleepers. The company will better suit back and stomach sleepers who want additional support.
Edge support
As far as building, the IDLE holds up nicely if couples will need to use the entire mattress and sleep on the mattress border.
Motion transfer
What it did not do well was absorbing motion. When a partner gets out of bed, the other sleeper will sense it and wake up for this. Normally coils do not perform as well of a project as all-foam mattresses. The IDLE is a hybrid therefore that you're getting the great and some of the not-so-good there.
The IDLE Sleep mattress has three layers of foam and also coating of pocket coils encased in a"thermocool" fabric.
The unique thing about IDLE mattresses is that you can flip it and get the exact same comfort and support on every side. The top three layers are the same on each side. The pocket coil layer sits in the center no matter which way you flip it.
The thermocool fabric that encases the mattress is supposed to keep you cool when you are overly warm and hot you once you're too chilly.
The primary layer is a 1-inch layer of quilting foam, that is quilted into the cover fabric for extra softness at the peak of the mattress.
The next coating is just 1 inch"Air Flow Response Foam" has some bounce to it and fantastic airflow for it to help keep you at a comfortable temperature.
The next layer is created from a 2-inch coolingsystem, buoyancy foam. It is a habit blend foam that claims to respond faster than memory foam whilst still maintaining great pressure relief.
The coils encourage everything above it. Since the coils reach out to every side, couples using the entire bed won't feel as they'll slip off.
The IDLE comes with a marginally longer than average sleep trial interval of 120 days. If you don't like it and return it within that time period, you get a complete refund. IDLE Sleep will send someone to pick it up and contribute it to a charity.
You are required to sleep at the new mattress for at least 30 days before beginning a return and refund. If the mattress is too firm for you, then the corporation will first send you a mattress topper to find out whether that helps.
The IDLE hybrid comes with a limited lifetime guarantee and covers defects that result from craftsmanship, not wear and tear.
You, the buyer, must pay to send your mattress to the company to have it fixed. When IDLE determines there's as viable defect–they provide themselves 30 days to pick and send it back–then you'll be reimbursed up to $100 for shipping.
Delivery & Installation
The IDLE Sleep Hybrid is delivered at no cost within 4-10 business days. The mattress is only constructed once you purchase it. It includes compressed and wrapped at a box.
You only need to take it in the box, from its plastic and watch while it has to do with life. It will reinflate almost instantly, likely as a result of coils. The mattress will operate on any firm, flat or adjustable surface.
Customer support
Right now the only great option to reach them is to email the provider. They have a presence on social networking. You can attempt chatting with them over Facebook.
The IDLE Hybrid will provide you the contouring you need if you're a side sleeper and you can pick the moderate or luxury firm to adjust the hardness level for yourself. Stomach and back sleepers, in addition to heavier people, will find the luxury firm a much better match. Memory Foam Adidas For Women
The cost point is comparable to other hybrid mattresses, actually a bit less, and you're likely to have a longer life out of it.
If handled correctly and flipped regularly, the IDLE Sleep Hybrid mattress is going to have a long lifetime in your property.
What type of base best supports the IDLE Hybrid mattress?
The IDLE Hybrid mattress works best on any firm, flat, or flexible surface like a box spring, base, slatted bed frame, platform bed, or adjustable base.
Can the IDLE possess a strong off-gassing odor?
You will experience a little off-gassing once you initially unbox the IDLE mattress, but this is harmless and should dissipate quickly. The smell is normal and comes in the materials used to create the foams.
How often when I flip my IDLE mattress?
You should flip your IDLE 2-3 times per year to safeguard your mattress is performing at its best.


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Vilnius, the capital of Lithuania, is not that far from Bratislava, but getting there by plane may be an expensive challenge. On the other hand, a day-long bus journey may discourage people from travelling there.
Lithuanian student Ugnė Mažonaitė and American Anna Fay, who have experienced both of the capitals, talk about what these cities have in common and where they differ.
Listen to this week's episode:
What is Plus Plus Plus and why is it worth a visit in Vilnius? In which capital can people enjoy more parks? Where can you stumble upon an independent republic within the city? And where should you look for kibinai, saltibarsciai and cepelinai?
Press play and discover out more about Bratislava, and most importantly, about Vilnius. Which capital is going to win the battle?
Listen to Spectacular Slovakia podcast via:
The Spectacular Slovakia travel podcast is the latest addition to our range of travel-related products. This programme is also part of The Slovak Spectator subscription.
More information:
Print+audio: shop.spectator.sme.sk/newspaper
Online+audio: www.sme.sk/predplatne-spectator
4. Jul 2019 at 9:52 | Peter Dlhopolec


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'Zuma's appointment of state prosecutor invalid'
JOHANNESBURG: South Africa's High Court ruled on Friday that President Jacob Zuma's appointment of a state prosecutor to decide whether to reinstate corruption charges against him was not valid and should be set aside immediately.
The court also ruled that Zuma should not make a new appointment. It said Deputy President Cyril Ramaphosa should appoint a new public prosecutor within 60 days.
The ruling is a stinging rebuke for Zuma, who is due to step down in 2019 after more than a decade in power. Zuma's office said he would appeal the decision.
The National Prosecuting Authority (NPA), whose head prosecutor Shaun Abrahams was removed from his post by the High Court ruling, was not available to comment.
The rand was buoyed by the court ruling, with analysts saying markets saw Zuma's influence curtailed.
Judge President Dunstan Mlambo said at the Pretoria High Court the appointment of Abrahams as the National Director of Public Prosecutions was "invalid and set aside."
In his ruling, Mlambo said: "In our view, President Zuma would be clearly conflicted in having to appoint a National Director of Public Prosecutions, given the background … and particularly the ever present spectre of the many criminal charges against him that have not gone away."
The charges against Zuma relate to a 30 billion rand ($2 billion) government arms deal arranged in the late 1990s and have amplified calls for Zuma to step down before his term as president ends in 2019.
In October the Supreme Court of Appeal upheld an earlier decision by a lower court that the nearly 800 corruption charges filed against Zuma before he became president be reinstated.
It then fell to Abrahams, appointed by Zuma as chief state prosecutor in 2015, to decide whether or not the NPA would pursue a case against Zuma.
Abrahams gave Zuma until the end of November to make representations to prevent the charges being brought against him. Abrahams has not commented on whether Zuma presented any submissions of what decision he has taken on the matter.
The case in the Pretoria High Court had been brought by a trio of civil society organisations seeking an order declaring the previous state prosecutor's removal was invalid.
Zuma has faced a string of corruption allegations during his time in office. The most is over leaked emails that suggest his friends the Gupta family may have used their influence to secure lucrative state contracts for their companies.
Zuma and the Guptas deny wrongdoing.
The African National Congress (ANC), which is set elect Zuma's successor next week, said it would allow the parties involved to reflect on the judgement and its implications as well as decide whether to appeal or not.
Ralph Mathekga, an independent analyst, said the court's decision "will most likely be appealed if you look at government's track record. It will surely end up in the Constitutional Court.
"It will spilt the ANC even further. In a way it does empower Ramaphosa. But remember, there is faction in the ANC that is very suspicious of the courts and this could embolden Zuma and his allies anti-establishment campaign." — Reuters


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WASHINGTON — The U.S. Supreme Court on Monday delivered a watershed victory for LGBT rights, ruling that a landmark federal law forbidding workplace discrimination protects gay and transgender employees.
The 6-3 ruling represented the biggest moment for LGBT rights in the United States since the Supreme Court legalized same-sex marriage nationwide in 2015. In the new ruling, the justices decided that gay and transgender people are protected under Title VII of the Civil Rights Act of 1964, which bars employers from discriminating against employees on the basis of sex as well as race, color, national origin and religion. (Reporting by Lawrence Hurley; Editing by Will Dunham)
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Embrace It
He said to them: "It is not for you to know the times or dates the Father has set by his own authority. But you will receive power when the Holy Spirit comes on you; and you will be my witnesses in Jerusalem, and in all Judea and Samaria, and to the ends of the earth." Acts 1:7-8
God has control over all events and He holds the set time for Jesus's return. When you accept Christ, you receive the power of the Holy Spirit which takes up residence inside on you. That power includes courage, boldness, confidence, insight, ability, and authority. We need all of these gifts if we are to accomplish Jesus's mission, but in order to experience that power of the Holy Spirit, we must first invite Jesus Christ to be the Lord and Savior of our lives. Today's goal is simple but it requires all of our life. We are His witness to share the gospel all over this world. You have purpose and mission in a relationship with Christ; apart from Christ, a life has no clear purpose and no meaningful mission. Today, make the choice to serve Christ with all of your life and embrace the power of the Holy Spirit and let God provide your mission.


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401 K Mamagement Plan Robinhood
Robinhood's specialty is that they do not charge commissions for stock and options trading. Their initial offering was a mobile app, aimed directly at millennials, and in Nov. 2017 they introduced a website that they say "is the very best one out there" for teaching brand-new financiers. Robinhood presently ranks in the following category: Robinhood's total simplicity makes the app and site very easy to utilize, and charging zero commissions is appealing to very cost-conscious financiers who trade small quantities.
Our Robinhood app review covers the most essential pieces that a trading platform need to provide on. Trading costs are very low The website and the mobile app are simple to utilize Trades appear to be routed to create payment for order flow, not best price Quotes do not stream, and are a bit postponed There is extremely little research study offered Trade tickets are really basic for equities– simply fill out the number of shares you want to trade.
To put a limit or stop order, tap or click Order Types. We compared the rates displayed on the app and site to another platform with streaming real-time rates, and the quote and ask rates displayed are postponed a little. This delay can make it challenging to find out a proper limitation order price in a fast-moving market.
401 K Mamagement Plan Robinhood
All customers have immediate access to deposits and immediate access to funds after closing positions, and your buying power is increased as quickly as you start a deposit into your account. Robinhood does not release their trading stats the way all other brokers do, so it's tough to compare their payment for order circulation stats to anybody else.
The market requirement is to report payment for order circulation on a per share basis, however Robinhood reports theirs on a per-dollar basis rather, claiming that it more accurately represents the arrangements they have actually made with market makers. The method a broker paths your order identifies whether you are likely to receive the very best possible cost at the time your trade is put.
We have actually blogged about the concerns around Robinhood's payment for order flow concerns here. Both the app and the website are extremely easy to use, but there is extremely little that the customer can do to personalize or individualize the experience. The platform itself was at first introduced as a mobile app which is properly designed and very easy to use.
401 K Mamagement Plan Robinhood
Watchlists are synced between the app and the site. You can trade stocks and ETFs long on Robinhood, but if you wish to offer them short, you are out of luck. You can likewise trade choices and 6 cryptocurrencies. Options trading capabilities are fairly easy, and there is little help for choosing a strategy.
You can also offer cash covered puts or exercise in-the-money alternatives. The mobile app permits a few multi-leg choices strategies, including such as iron condors, straddles, strangles, call and put debit spreads, and call and put credit spreads. You can not trade mutual funds or set income. The news feed consists of stories from Yahoo Finance, Looking For Alpha, Associated Press, Marketwatch and numerous other sources.
Robinhood launched a fully reconstructed newsfeed in the fall of 2019 meant to assist keep financiers notified on the day's greatest market news. The newsfeed revamp includes access to WSJ market news protection at no surcharge, videos from CNN Organisation, Cheddar, and more, and news from numerous other sources, consisting of Reuters and Barron's.
401 K Mamagement Plan Robinhood
Robinhood launched Robinhood Snacks, a short everyday newsletter and podcast, in March 2019. In April 2019, Robinhood updated their Gold membership model, and gave clients who pay $5 monthly access to extra research and information in addition to margin loans. Robinhood Gold customers can check out Morningstar research reports on over 1,700 companies.
Brokers who use trading capabilities for frequent traders have access to Level 2 market information, so this will be a welcome addition to the platform. Robinhood clients can attempt the Gold service out for 30 days for complimentary. Portfolio analysis is restricted to seeing the existing worth of your stock or alternative holdings, with a chart showing the modifications in worth.
All client service is done through the app or the website; you can not call them for support. You can place a trade through a live broker for $10, but they are not there to provide assistance otherwise. The FAQs and other educational material is found under the Account tab. If you go into the incorrect user ID or password, you do not get an error message, which can be confusing.
401 K Mamagement Plan Robinhood
Your money is covered by FDIC insurance, and you can likewise customize your own Mastercard debit card There are limited education offerings in Robinhood's Help center. Most of the material is committed to utilizing the app or site, with little to say about discovering to trade. The company does not hold live events and has no prepare for webinars.
That $5 offers you as much as $1,000 in margin, plus additional research study and information, described above in the "News and Research" area. Margin loans of over $1,000 are examined 5% annual interest, which is well below par. The previous margin offering was extremely uncommon, with consumers paying beforehand by the month.
We are pleased to see Robinhood move to a rates design that is more in line with the rest of the industry. When it pertains to open markets, you will not get what you're not spending for. Many online brokers charge a fee that ranges from $1 to about $7 per transaction, and they use an abundance of research, news, charting, and academic resources together with the trading engine.
401 K Mamagement Plan Robinhood
But remember that if you are not paying a commission, you're not the client– you're the product, and your trades are sent to market makers who pay Robinhood for that business, which implies you may not get a quality fill on your order. Robinhood disputes this opinion about their order routing practices – 401 K Mamagement Plan Robinhood.
Robinhood's commission-free trading make them an exceptional alternative for those seeking to keep costs low. See how they compare against other online brokers we examined. Compare to Similar Financial Investment Accounts Marketer Disclosure × The offers that appear in this table are from partnerships from which Investopedia gets payment. Investopedia is devoted to strenuous editorial requirements to provide our readers with the very best recommendations and recommendations.
Investopedia is dedicated to offering financiers with impartial, detailed evaluations and ratings of online brokers. Our reviews are the outcome of six months of assessing all aspects of an online broker's platform, including the user experience, the quality of trade executions, the products available on their platforms, expenses and fees, security, the mobile experience and customer care (401 K Mamagement Plan Robinhood).
401 K Mamagement Plan Robinhood
In addition, every broker we surveyed was needed to submit a 320-point survey about all aspects of their platform that we used in our screening. Much of the online brokers we evaluated provided us with in-person demonstrations of their platforms at our offices. Our group of industry professionals, led by Theresa W.
This short article includes links which we may get compensation for if you click, at no charge to you. Robinhood is an user-friendly and popular investing app that offers commission-free stock, ETF, and options trading, along with handy research study tools to assess investing alternatives. 401 K Mamagement Plan Robinhood. In addition to stocks, you can likewise buy alternative financial investments like gold and cryptocurrency.
ProsCommission-free trades on stocks, funds, optionsMany investing optionsSupporting researchIntuitive easy to utilize app and websiteFree stock when you sign up ConsCustomer support just through email and chatNo checking or cost savings accountsCan't buy tax-advantaged retirement accounts like IRAsRobinhood is an online investment services company that uses commission-free trades on stocks, alternatives, ETFs, and cryptocurrencies.
401 K Mamagement Plan Robinhood
If you 'd like to discover more about Robinhood, you have actually come to the right place. This post covers everything you need to understand about this fast-growing business, consisting of the services Robinhood provides, the charges they charge (and don't charge, for that matter), and far more. Founded in 2013, Robinhood Markets, Inc.– more frequently referred to as Robinhood or Robinhood Financial– is a financial services business headquartered in Menlo Park, California.
Consumers can access and move funds on the Robinhood site or within the Robinhood app. It deserves keeping in mind that their app has a few of the highest ratings that I have seen in the monetary sector (more on that later). This makes good sense: Robinhood is a tech-driven startup that mostly attract millennials.
In this light, Robinhood's website and brand feel more modern-day than your common investment services business. The business certainly appears to be dealing with the financially savvy younger investor– instead of more recognized, old-school companies, such as Lead or Charles Schwab. Yet in spite of Robinhood's fairly brand-new presence on the planet of online investing, they have actually managed to acquire a fair bit of momentum.
401 K Mamagement Plan Robinhood
Impressive!Robinhood's app is perfectly created– smooth, sleek, intuitive, and simple to use. You do not have to take my word for it either; the Robinhood App has high ratings in both the App Store (4.8 stars out of 5, with over 800,000 reviews) and Google Play (4.4 out of 5, with over 96,000 evaluations). Think it or not, Robinhood is the 10th most popular financial app in the App Store.
Robinhood's specialty is that they permit customers to make an unrestricted number of commission-free trades on stocks, ETFs and alternatives. This may conserve you big cash over the long haul. The cash you would normally invest on fees gets reinvested into your account– including to your intensifying returns. Thanks to business like Robinhood, commission-free trades are becoming the standard – 401 K Mamagement Plan Robinhood.
Thanks, Robinhood!Robinhood Options makes it possible for sophisticated investors to attempt their luck on options trading. A big benefit to the Robinhood options platform is that there are no fees for alternatives trading. Savvy traders can likewise use complex alternatives trading methods such as iron condors, straddles, and strangles using Robinhood. 401 K Mamagement Plan Robinhood. I have not seen these offered on other platforms.
401 K Mamagement Plan Robinhood
Unless you're a monetary wunderkind, you probably must stay with more straightforward financial investments. Severe investors may consider upgrading to a Robinhood Gold account, that includes round-the-clock access to over 1,700 Morningstar reports and access to Level 2 market information. (The idea here is that supplying access to this details can help you make more educated trading choices.) What's more, Robinhood Gold supports margin trading.
If you choose a Robinhood Gold account, the first one month are totally free. After the totally free trial ends, you're taking a look at a flat cost of $5 every month, which gives you access to $1,000 in margin. If you use over $1,000 in margin, you'll pay a 5% yearly rate of interest on every dollar above that amount.
Account-holders can merely turn off margin trading and still have access to the premium includes that Robinhood Gold offers. For more information on that, have a look at the small print. Finally, you require to fund your Robinhood Gold account with a minimum of $ 2,000, as figured out by the Financial Industry Guideline Authority (FINRA) (401 K Mamagement Plan Robinhood). At the time of this writing, Robinhood's Money Management service seems on hold, perhaps due to some regulative issues.
401 K Mamagement Plan Robinhood
Once the product is live, they assure an outstanding 1.8% APY– which is right on par with leading high-yield savings accounts (HYSAs). Money management account holders will also get the benefit of having unlimited access to funds with a Robinhood BANK CARD, which can be used for purchases anywhere that Mastercard is accepted.
Just like any financial investment or savings account, make certain to do your homework. Personally, when it comes to HYSAs, I feel much safer relying on business that are FDIC-insured. It appears like Robinhood plans to offer FDIC insurance coverage on cash management accounts once the program is live, so that's good news. Robinhood Crypto is the latest department of the business.
Due to the various licensing and legal intricacies behind digital currency trading, Robinhood Crypto is a different entity from Robinhood Financial. However you can quickly move your funds from one account to the other if you're so inclined. Experienced crypto traders will certainly value the commission-free format behind Robinhood Crypto.


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. . . make eye contact. . . see body gestures and language; . . . judge tone of voice. . . assess the speed at which they are speaking; . . . hear the individual's speech patterns. . . observe their expressions.
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Keep your mobile phone on silent, unless there's a significant call thatyou're anticipating, and inform your date that you apologize in advance if it cuts into your dialog and that you are anticipating a call.
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What Is Online Dating? What is online dating? Well, as far as titles go, online dating is self- explanatory: online dating is the aspect of utilizing various platforms and solutions to meet, interact, and date love games and life partners. Internet dating is your most convenient approach to meet and socialize with other sisters and potentially strike true love gold.
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Among the most well- known footballers in the country is currently texting a woman. There was. Nevertheless, after a few more days of these texting, the famous footballer asked the girl out for a date and. . .
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- Mammography in women over 40 years old.
- Blood tests for blood type and tissue typing (HLA) for organ matching, and screening tests for immunity to, or the presence of, specific viruses, including HIV.
- Hemoglobin A1c (blood test) for diabetes control and a c-peptide test to evaluate the ability of the pancreas to produce insulin.
- Additional blood tests may be used to determine how well other organs are functioning.
- A chest x-ray to check for any lung problems.
- Urine culture to test for infection.
- An EKG, echocardiogram and/or stress test to check the heart and heart valves. This will aid the team in deciding if the patient's heart function is strong enough for transplant surgery, or if additional cardiac testing and treatment is needed.
- Pulmonary function tests, especially if the patient has a history of smoking or a history of lung disease.
- PPD to detect any exposure to tuberculosis.
- Colonoscopy in patients over 50 years old.
- PSA in men over 40 years old.
- PAP smear in women over 21 years old.
Patients who are deemed to be appropriate candidates for pancreas transplant will be listed with the United Network for Organ Sharing (UNOS), in order to receive a donor organ when it becomes available.
People identified as pancreas transplant candidates undergo an extensive evaluation by the transplant team to determine if transplant is the best treatment option.
Since most pancreas transplant candidates have varying degrees of health problems, their pre-transplant evaluations are more extensive and individualized. Many people with type 1 diabetes suffer from kidney failure as a result of their disease, so many pancreas transplant surgeries are simultaneous kidney and pancreas transplants.
The pancreas transplant evaluation is usually completed in a one-day outpatient visit, although some additional consultations or testing may be required at a later time. The evaluation period allows potential candidates and their families to meet members of the pancreas transplant team and obtain information about pancreas transplantation.
During this initial visit, the potential candidates and their families meet with a transplant nurse coordinator and receive detailed information about transplant preparation, health management during the waiting period, anti-rejection medications and an overview of the transplant process.
If the transplant team decides that transplant is the best option and the candidate agrees, they are "listed for transplant."
Continue Learning about Digestive Health
Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.


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The van was parked behind a Sunoco station which took me a little bit off guard but the staff was friendly professional and got me on the road quickly. While I hope not to need a truck anytime soon, if I do, this is the place I will go.
Moving Truck Rental in Greenwood Lake, NY at A&T For Most Corp
Moving to or from Greenwood Lake, NY 10925? Get FREE truck rental rate quotes at A&T For Most Corp.
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Simply click on each moving truck shown above to view individual truck specs including: safety features, towing capacity, fuel economy and of course, the available space-per-truck size. Each rental truck is individually priced to help save you money, time and energy on your move to or from Greenwood Lake, NY.
Cargo vans and pickup truck rentals in Greenwood Lake, NY
U-Haul cargo van rentals and pickup trucks in Greenwood Lake, NY are perfect for home improvement projects, deliveries and other small loads. Rent cargo vans or pickups to save money on local moving or deliveries. Cargo van and pickup truck rentals are popular with local business, college students and smaller housing moves in Greenwood Lake, NY 10925. Our moving van rentals include air conditioning, rub rails to protect your belongings and come equipped with a hitch to tow a trailer rental.
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Customer Reviews
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My experience picking up my rental was fine. - When dropping off the rental I became very concerned because the employee handling the return was not wearing a face mask as mandated by New York State law. This location was a gas station / convenience store that serves deli foods. The fact that this employee was also serving food without wearing a mask is something I plan on addressing with the local health department. The actual U-Haul truck I rented was very good.
Very nice and professional people !
Manager wasn't there. Staff has no comprehension of how to follow up with u-haul requests or how to manage customer concerns or questions. Had a confirmation online and still had to call manager to reapply through the entire process over the phone. Not professional and wasted a good amount of time. I would not recommend to get a u-haul at this location.
Close and convenient to the location I moved to
I would like them to supply me with more information on how they bill me. The clerk had no idea when I asked him how much it would cost. By looking at my bill on line I see there is a flat rate plus mileage. This was not explained to me. They were friendly and courteous but didn't explain the billing of the Uhaul truck. I am okay with the charge. It was a mystery to clerk when I brought it back. He told me to check my email. I would use them again, now that I understand how they bill. Diana Donahue
My original location did not accommodate my request (Wadsons in Warwick, NY) and I was forced to drive elsewhere for my service. I was an hour behind my schedule.
Great customer service. Will rent again
The promised 15' truck was not available and I had to rent a 10' truck, which required us to do 2 trips instead of a One-way Rental. My crew if friends was only able to do the one way, which required 10 hours of additional time for myself and my girlfriend alone moving. Aside from the additional miles and gas, she is laid up in bed for 2 days
Only 1 person there can do UHaul transactions, and he wasn't there when I arrived as scheduled. Truck was stored a half mile walk from this location. Truck was reserved at Mahwah location. Was told by phone the day before pick up that I would have to travel an extra 30 minutes both ways to the Greenwood Lake location. You should not let reservations be placed for trucks do not exist in the pick up location. This experience will keep me from using UHaul again.
After filling out my paperwork which took forever, thank god I did the express check-in before hand, I was told by the unpleasant worker that the trailer was located down the street (3 blocks away). The lot was not supervised, no assistance/direction at all. When I picked up the trailer it was full of debris from a contractor such as broken tile, electrical wire nails, screws, sheetrock, etc. Plaster was even stuck to the gate. I had clean out the trailer prior to using it and ended up with a nail in my tire which had to be repaired in my travels adding to the cost of this small move. The best part of this rental was getting a call two days later from the U-Haul district manager asking if I returned the trailer. Poorly ran location!
Manager was not there after 5pm and other staff were not able to "close out" the rental, so it remained open until the next morning. Not a problem in my case because I had until the next day, but it would have been an issue if the truck was due that evening. Wasn't clear where to park, it was a small has station with limited spots. Very convenient location though, there's no other dropoff around for several miles.
Thank You Very Much
Nothing, My third rental great service.
The attendon's were very helpful my experience getting to them with the u-haul call person was less then stellar and I will NEVER do that again or recommend anyone to do so we were stuck in a tornado warning with no where to go with the horns sounding all around us because the call center never called when she said she would so the pick up please closed for the safety of there staff and clients witch I did not have that information because I was under the impression the call center called but because she looked and it said open till 5 pm she didn't let them no I was running one hr behind ! When we got to greenwood lake pick up they were amazing and very helpful witch made me great full we were someplace strange to us having people nice and helpful was refreshing thank you!
Very quick and easy check out and the folks were very friendly.
They answered all my questions and made my moving day very easy.
Having hours on Sundays helps a lot!
While I had no issue with the pick-up facility itself - I reserved a truck one month in advance and the day before pickup received a confirmation email advising that my pickup location was at this location which was an hour away from the location on my initial reservation. I called immediately and was told the truck I reserved was not available at the location I selected on my initial reservation. What was the point of making a reservation to reserve a truck at a specific location when it was not honored by U-Haul. Would I reserve again from U-Haul - no - would look for another rental option.
Super disappointed and the reason I will not be using Uhaul again. Ordered the truck to be picked up at a location10min from my home. The day before, I get an email saying instead, it needs to be picked up over 45min away. Meaning my round trip time would go from 20min to over an hour and a half...changing my plans and our schedule for the entire moving day. Called and there was nothing you guys could do about it. Extremely disappointing and will not be using your company again.
Nothing. I had a great experience
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Leah's Aromatherapy Candles are 100% natural soy based candles made using only the highest quality essential aromatherapy oils and ingredients. They have a cotton wick-so no sooty black smoke. They will also last over 40 hours of burning time 🔥
Available in 3 Scents:
- Lavender and Rose
- Grapefruit, Bergamot and Lime
- Lemongrass


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The best part about establishing joint projects is the main capability produce distinctive tactics to find new clientele through the present client base of the joint venture partner or simply through innovative marketing actions together. Various companies incorrectly, simply establish a basic report and be expecting the unique lover that will come " up " with each of the strategies as well as marketing components to market the exact alliance. If a organization wants for you to advance each joint venture significant other you need to always be active in the advertising and marketing making decisions progression and also create inventive offerings for example product or service terme conseillé, totally free sample offerings, partner mouvement specials as well as other strategies to be able to obtain brand new clients. If the business commits to remaining open that will new advertising strategies no matter past sales and marketing plans and targets on developing some finish different sales channel, excellent factors can easily happen. The primary focus of typically the ways to have business really should be the actual disastrous center to provide clients an awesome product or program for a very affordable price. While developing buyer related great toe joint ventures having special the prices and product promotions 's very important.
Product Lots
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Totally free and Ett flertal Model towards Other half Purchaser Base
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Companion Promo Special deals
Developing distinctive partner campaigns helps distinguish the option that a shopper gets by just having a great current relationship using a industry that could be currently a new shared venture spouse. This is important for businesses that produce multiple three way partnership marketing human relationships. Depending in the degree of a partnership partner's commitments, special promotions can be established consequently that these people can deliver their customer base a exclusive deliver the fact that is not really becoming presented somewhere else with the qualified market. Provide a online business to be able to framework close ties as a result. These lovers which often the exact most with regard to driving start up company and expending resources on marketing the particular partnership may receive much better discounts and even promotions because of their customers. Special offers can create as a little single supplying with any enterprise or simply have an exciting new monthly mouvement, whichever is a good idea for the exact marriage. Implementing partner promotional requirements is usually always a great way to organize industry leads within a CRM structure as they are returning in in the defined profits channels. To be able to record any promotion style will let you keep tabs on sales opportunities and even establish which usually salesman those income will be provided by, which in turn can come to be very good data files intended for handling often the union.
There's lots of excellent methods to obtain business via three way partnership promotion campaigns utilizing partners. Become active throughout identifying the right strategies for internet marketing the particular collaboration. A new few with the solutions a company may attain out to existing buyers is to offer them its own promotion, product or service bundle or possibly a free device sample to provide the necessary incentive towards try some sort of cool product.
Understand more: .
Or a vacuum constriction device, there is a lot of work yet to be done, you should like it because you're in charge and he'll love being able to lie back and enjoy the view, but is the most popular of them all. This medicine helps men delay their premature release up to 4 times, usually they are responsible for coating and color of the pills, although both drugs are available in a variety of forms and doses. Erectile dysfunction pills help with any form of erectile dysfunction, please take notice that treatment with Viagra should not be initiated with the 60 mg dosage, clinical breast exam can be appointed by.


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From their excellent San Francisco selection, the Jual JF401 is a bedside / lamp table that has a modern white oak & oak colour. This item is a square shape. The top is coloured white, and the shelf colour is white and it features solid oak legs.
These products are supplied as a single unit. It is made for your living room and for home use and can be situated upon your floor. This is supplied as a flat pack unit and it is generally a stock item.
Charge your phone/device through the built in wireless charging or the 2 USB ports. The wireless charging features temperature control, an electromagnetic shield, short circuit protection, overcharge protection; has an 8mm charging distance, and fast charge.
- Supplied As Single unit
- Ideal For The: Living room
- Home / Business Use: Home
- Location: Floor
- Supplied: Flat pack
- Stock Item: Stock
- Safety Standards: Qi standard
- Certifications: CE certified
- Manufactured By: Jual
- Product Range: San Francisco
- Manufacturer SKU.: JF401
- Main Finish: White oak & oak
- Top Colour: White
- Colour of Shelves: White
- Legs: Solid oak
- Product Shape: Square
- 500mm Width
- Height: 506mm
- Depth: 500mm
- Product Type: Bedside / lamp table


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watch 02:43
The Loop (Games)
Do you like this video?
Damage Per Second: 15.41
TP Per Hit: 59
Resistance against terror
- +20% resistance.
Additional effect: Steals enhancement effect
- Steals buffs that can be dispelled.
Other Uses
Resale Price: Cannot be sold to NPCs.
Ambuscade Weapons: Accepted by Gorpa-Masorpa to upgrade a Kaja Weapon to its final form.
How to Obtain
|Cannot be auctioned, traded, or bazaared, but can be delivered to a character on the same account.
Dropped By
|Arch Dynamis Lord
|Dynamis - Xarcabard
Community content is available under CC-BY-SA unless otherwise noted.


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Insanity Insight UUUU
Sorcery (M)
Draw seven cards, then discard any number of cards.
Delirium — Then you lose the game unless there are four or more card types among cards in your graveyard.
"What most people would call madness, others would call genius."
—Ludevic, necro-alchemist
Unspeakable Visions U
Instant (m)
Suspend 4 - U
Whenever a time counter is removed from Unspeakable Visions while it's exiled, draw a card.
Target player draws four cards. You lose the game.


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PLDI, ECOOP, Curry On, DEBS, LCTES and ISMM (series) / CurryOn 2017 (series) / Thomas Krismayer
Not registered as user yet
Name: Thomas Krismayer
Affiliation: Christian Doppler Lab. MEVSS, Johannes Kepler University Linz
|Author of An Event-based Capture-and-Compare Approach to Support the Evolution of Systems of Systems. (Experience Paper) within the DEBS Research Papers-track
|Show activities from other conferences
PLDI, ECOOP, Curry On, DEBS, LCTES and ISMM-profile
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Top Nigerian chefs, Etteh Assam and Adetomi Imoteda, and a nutritionist, Adedamola Ladejobi, are on the search for Nigeria's best street food.
The trio hope to accomplish this task through a televised and digitally transmitted docu-reality series tagged "Street Foodz Naija".
The show would showcase the best of Nigeria's street food delicacies and the brains behind them.
Mr Assam, widely known as Chef Etteh, leads the team expected to give a professional edge to the choice of contestants and eventual winner.
Chef Etteh, a top street food and grill chef with over 18 years experience, will be assisted by Chef Imoteda.
The latter, who is a Nigerian Chef and co-owner of 'Eko Street Eat', will be joined by Adedamola Ladejobi.
The new docu-series intends to showcase the best of Nigeria's street food delicacies and award the winner one million Naira cash prize.
Shedding light on the initiative, Imoteda noted that the show will provide an opportunity to showcase Nigeria's street cuisine to the world.
He said, "Gelato and Shawarma, which has become so popular in Nigeria are street foods that were made prominent by their country of origin. This show will promote our indigenous street foods and encourage vendors to put a globally accepted feel to the outlook of their foods made on the street."
The docu-series is produced by FoodBayTV, an arm of Olufemi Ogundoro's Maxima Media Group.
The process
Speaking with PREMIUM TIMES at the show launch in Lagos on Saturday, Mr Ogundoro revealed the process for the reality TV show saying all entries are professionally handled by the judges
"Our judges have taken time to go through every entry, the contestants were chosen purely on merit and based on the potential to give our local street foods culinary recognition in the 'glocal' Food Space.
"We are truly excited to embark on this journey with Devon Kings, and I believe it's also important to note that it's the first of its kind in Africa. This is all in a bid to ensure that we change the food narrative in Nigeria and put the African food on the world food map," he said.
A total of 13 candidates were shortlisted from the call for the entry process. As the show progresses, the shortlisted contestants will share their food stories, their journey, and the uniqueness of their business.
The audience will then vote for the best story over the next 13 weeks, from which the top seven contestants will be chosen.
These seven would then face a series of trials known as "street credibility tests".
The contestants will then move on to the semi-finals and the grand finale. The finale will hold at the Street Food Festival, the first of its kind in Nigeria.
The maiden edition will involve productions across four cities: Lagos, Port Harcourt, Calabar, and Abuja.
The docu-series will be aired over 13 weeks on six major terrestrial TV platforms across Nigeria. The winner will emerge at the Street Food Festival finale.


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By Jos Thijssen
Read or Download Computational Physics PDF
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Women in Contemporary Culture: Roles and identities in France and Spain
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Extra resources for Computational Physics
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Since I try to be transparent and honest, I figure I would let you folks be the first to know…
I am now working with Jeff Ruby Culinary Entertainment as a consultant on some marketing and copy writing projects. And who says blogging has no ROI?
What this means:
I can't really review JRCE restaurants anymore, as awesome as I think they are (and I think I've said that in the past). It's a huge conflict of interest, considering I have a business relationship with them. I pride myself on being pretty transparent, and now that it's official, I can tell you all.
I'll still post about appropriate news goings-on (like the $2 million deal at Bootsy's) and may talk about food I've tried, but nothing official– as I'll be meeting the staff of nearly all of the JRCE restaurants at some point (I got to hang out with Bootsy yesterday, so cool!).
Oh, and also, yes, I'm keeping my day job– gotta love that the restaurant biz hours are after corporate hours. Keeps me out of trouble. 🙂


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L'Institut français du Laos
One main site in Vientiane and a branch in Luang Prabang
Initially created within the premises of the Embassy as a langage service, it was inaugurated on January 14th 1994 in its current premises as a French Language Center by Mr Jacques Chirac, then Mayor of Paris. In January 1995, it became a financially autonomous institution under the name of « Cultural and Linguistic Cooperation Center ».It has now become an Institut français and remains the main player in the field of French cultural and university cooperation in Laos.
Its scope of action covers three main areas :
The language courses : A varied linguistic offer : French, Lao and English .
The IFL welcomes more than 2000 students per year. Classes are mainly held at the Lane Xang site in Vientiane, at the Luang Prabang branch and at the Pôle d'Activités Francophones in Dong Dok.
The multi media library : With a collection of more than 25 000 books, magazines, DVDs, CDs and e-books, the multimedia library of the IFL continues to increase its collections with a thousand more documents each year and offers its visitors and members a dynamic, modern and attractive service, with access to digital tools and contents.
The cultural program and support to Laotian artists : Conferences, concerts and plays are regularly programmed. Organisation of events : Research Week for Development, Comic Strip festival for the Environment, the World Music Day…Support to local cultural creations and events : Festival for Performing Arts, FMK dance festival, theatrical creation « A Midmonsoon Night's Dream »…
French, Lao, English are easy to learn with the IFL teachers! Courses are open to all, at all levels, from complete beginners to advanced. At the Institut français, we provide...
1st prize of the comicstrip contest #LeLaosdessine : Dola Moungkhounkham2nd prize of the comicstrip contest #LeLaosdessine : Ratthida Daravong3rd prize of the comicstrip contest #LeLaosdessine : Somphavanh Keomingmeuang 4th prize...
Winner of the video film competition "1 idea, 1 film, 1 minute", theme: "The city", organized by the French Institute: Mr. Dola MOUGKHOUNKHAM for his film "Birthday City". First runner-up...
NOT TO BE MISSED! The Institut français du Laos is partner of the 11th dance festival Fang Mae Khong, since the beginning. Evening CineDance with screening of the exceptional...


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By Cally Guerin
Many years ago, I wrote a PhD thesis that used French psychoanalytic and postmodern theory. It may have been the translation of the texts, but I found it necessary to read, and re-read and re-read again before I even began to understand the concepts, let alone learn how to work with them. Part of my difficulty was the cultural preference in those texts for long, convoluted sentence structures; another part was the slow process of becoming familiar with a new vocabulary.
However, it took many years before I started to recognise that sometimes when I couldn't understand a piece of writing, the problem lay in the writing rather than me.
There are plenty of jokes about how obscure academic writing can be. Many readers will be familiar with the Bad Writing Contest from the 1990s; or have read Steven Pinker's diatribe on how and why academic writing stinks. As Pat Thomson points out, this kind of writing is an easy target. But you undoutedly know what these critics mean – those sentences with very long noun groups, filled with abstract nouns or 'nominalisations' and lots of punctuation.
So, given the poor reputation of academic writing, how should we best advise doctoral candidates to strike the right balance in their writing? Continue reading


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The Unsealed Epstein Documents Are Here UPDATE: The day after these court records were unsealed, Jeffrey Epstein died via suicide. Over 2,000 previously sealed documentsContinue reading
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The Democratic National Committee is once again in financial distress, and it could have a big impact on the 2020 election according to Bloomberg. In the firstContinue reading
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Developed by id Software and published by Bethesda in 2016, Doom is a reboot of id Software's iconic Doom series of first-person shooter games originally published in 1993.
Have you ever wanted to go guns blazing into a giant pit filled with demons, racking up gory kills and copious amounts of blood as you hack, slash, shoot, and beat your way through the hordes of the undead monstrosities that reside in the deepest bowels of Hell itself?
What do you mean "we already did that"?
No, I meant in 2016, not 1993.
Welcome back to DOOM, the game that gave the world its aggressive love for First-Person Shooters! You are a marine, Mars has been taken over by the denizens of Hell, here's a gun, go stop them with all the blood, guts, smoke, and fire you can muster! That's all the story you need to take on Hell. Seriously. Okay, there's a little bit more, but it doesn't matter. You're here to kill demons, end of story; and boy do you kill demons with extreme prejudice.
Smooth, responsive, and above all else fun, DOOM shows that you don't necessarily need a story filled with the horrors of war, or even a linear path (hallway) to make a fantastic game. You know you've found something special when it's required to have a map of the surrounding area because it's so easy to get lost in the level. Weapons are effective and have weight to them, and the demons look equally horrifying and target-like. Tearing them to shreds with one of the best soundtracks of the year behind you, parading through blood and guts whilst head banging to metal is easily one of the great pleasures in life.
DOOM has always been more about the single player experience than the multiplayer, so the multiplayer never grew on me. It isn't deep or thoughtful by any stretch, and doesn't have quite the gory thrill of single player, but it's enjoyable enough to be added on as a bonus for those who are interested in that aspect of FPS.
DOOM, still to this day, is my favorite FPS franchise. Be it the weapons, the levels, the enemies, or the music, I wholeheartedly enjoy every moment I spend playing it. Any of it. All of it. Buy it. It's worth it.