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January 16, 2012
From Community Banker to Central Banker--My Journey
Governor Elizabeth A. Duke
At the Robins School of Business, Robins Executive Speaker Series, University of Richmond, Richmond, Virginia
It is certainly a pleasure to be here at the University of Richmond and take part in the Robins Executive Speaker Series. Tonight I have been asked to share with you some of the memorable experiences and amazing opportunities that have shaped my journey from theater major to part-time drive-through teller to Federal Reserve Governor.
I'll talk a bit about banking and the important role lending plays in the economy. I'll describe how my banking career led me to a seat on the Federal Reserve Board and how that unique perspective helped me add value after I arrived there. I will then explain some of the actions taken by the central bank at a time of extraordinary financial uncertainty, and I'll describe some of the attributes that make the Federal Reserve an institution like no other. I'll end with a few thoughts that might resonate with the students in the audience as they conclude their studies and prepare to join the workforce.
Bye, Bye, Broadway--Hello, Boardroom
I never planned to be a banker. I wanted to be an actress. I spent my college years pursuing a degree in dramatic art. I chose a career in banking for one simple reason: I needed a job. Regardless of economic conditions, the acting profession has an unemployment rate of about 95 percent--or so it seemed to me at the time. So I looked for something I could do almost anywhere and with hours that would leave plenty of time to pursue my dream. I found a job as a part-time drive-through teller. Later, when I needed a full-time job, I went to work in a start-up bank. And even though I didn't start out to be a banker, I found a career in that little bank.
The president of the bank was a man named Burt Harrison. Burt was an old-fashioned community banker and a natural teacher. He taught me everything he knew about banking, and that was plenty. Fifteen years later, when he died suddenly of a massive heart attack, I had learned enough to take his place as chief executive officer. My banking education began with him as my mentor and with plenty of on-the-job training, which was later supplemented with industry schools and an MBA earned at night. Because the bank was just starting up, there were only 11 employees. With lots of work to be done and not many people to do it, I was able to try my hand at nearly every job at the bank and to see the results of every action that was taken.
Much of my time as a community banker was spent lending to small businesses. In many banks today, small business lending is an automated process that relies on computers to analyze data and determine a borrower's creditworthiness. For me, the process was personal. It involved sitting eyeball to eyeball across the table from my customer. More often than not, the customer was someone I knew well and had been lending to for years. Occasionally, he or she represented the second or even third generation to run the business. Or the business itself was the second or third venture that I had financed for the same borrower. There were financial statements to be gathered and analyzed. Usually it was difficult, if not impossible, to separate the business and personal finances. But understanding the borrower's ability to successfully run a business was just as important as analyzing the numbers. I spent a lot of time talking to business owners about their businesses. In fact, sometimes I thought they came in looking for a sounding board for their ideas as much as they were looking for money.
At times, especially during the economic downturn of the early 1990s, I had to deal with problem loans. Some were resolved through restructure and some through foreclosure. Now, as a bank regulator in the middle of a financial crisis, this deep personal understanding of the lending and loan collection process strongly influences my policy views. And I have never lost sight of the importance of those small businesses to local economies or the importance of loan availability to small businesses.
From Community Banker to Central Banker
I fully expected to complete my career working as a community banker in my hometown. But in early 2007, I received a call asking if I would be interested in serving as a member of the Board of Governors of the Federal Reserve System. I was intrigued, flattered, and more than a little intimidated by the prospect. I had interacted with the Fed throughout my banking career and had even served on the board of directors of the Federal Reserve Bank of Richmond. So I knew a lot about the Federal Reserve. But there was no way that I, or anyone else, could have foreseen the tumultuous events that were about to unfold.
The Federal Reserve is the central bank of the United States. The Congress created the Federal Reserve in 1913, after a series of banking panics, "to furnish an elastic currency, to afford means of rediscounting commercial paper, to establish a more effective supervision of banking in the United States, and for other purposes."1 When I joined the Board of Governors in August 2008, the Fed's ability to respond to financial crises was about to be tested as never before.
For as long as they have existed, central banks have calmed financial crises by lending to financial institutions against good collateral. Because central banks step in when other sources of funds retreat, central banks acting in this capacity are known as lenders of last resort. But that phrase doesn't mean that central banks make bad loans; nearly all of their loans are to sound borrowers with sound collateral. Banks rely on short-term funding such as overnight interbank loans or customer deposits to make the longer-term loans their customers need. If funding becomes scarce, banks become less willing to extend credit. To maintain the flow of credit to businesses and consumers, the Federal Reserve provides short-term credit to sound depository institutions as needed. To ensure that banks use the facility only as a backup source of funds, Federal Reserve loans are usually made at an above-market rate.
In the Panic of 2008, liquidity needs were not confined to the banking system.2 The shadow banking system, made up of investment banks, money market funds, finance companies, and investors in a wide range of debt securities, provided a large part of the credit that fueled our economy. When panic set in, it froze lending in banks and nonbanks alike and produced funding pressures across a wide range of markets and institutions. The actions taken by the Federal Reserve to fight the crisis were quite traditional in the sense that, for years, central banks have been providing liquidity by lending to financial intermediaries. But they were unconventional in that the concepts had to be adapted to fit markets and lenders that had never been supported by the Federal Reserve before.
Now, I didn't live through the banking crises of the distant past or those that might have occurred in other countries. But I can tell you what it was like at the center of the most recent crisis. Funding was drying up for one institution after another and for one market after another. Our efforts to provide liquidity were criticized by some as bailouts for the banks. I can understand how it could seem that way, but I also know that every action the Fed took was directed at improving the economy rather than the well-being of the banks.
We had to make many difficult decisions in the darkest days of the crisis. For me, the decisions were made a bit less difficult by several factors. First and foremost was the calm, decisive leadership by Chairman Bernanke, whose lifelong study of economics and economic history provided unique preparation for his own role in history. Almost as important were the hundreds of Fed economists, lawyers, bank supervisors, and market specialists who worked around the clock to craft creative solutions to every financial market challenge. I will never know how many hours it took to develop and implement all of the programs they presented in a series of emergency Board meetings. I do know that they responded to every question and strived to mitigate every risk that was identified. And while the strain was evident in their tired eyes, the collegiality and intellectual rigor that I have come to know as a hallmark of the Federal Reserve never wavered. Finally, for me, it was the image of all those small businesses that depended on credit to run their businesses.
The Fed provided credit to banks large and small. In addition, through other programs, we supported the market for securities backed by loans to households and businesses, including loans for business equipment, inventory, insurance payments, business credit cards, and loans guaranteed by the Small Business Administration. To be sure, lenders reacted to uncertain economic conditions and weaker borrowers by tightening credit standards. But with liquidity provided by the Federal Reserve, loans to borrowers who met the tighter standards continued to flow. The U.S. economy still faces challenges, but I am convinced that the forceful actions of the Federal Reserve in 2008 helped prevent what clearly would have been a far worse scenario.
The Federal Reserve was originally created to guard against financial panics. But in modern times, many people think of monetary policymaking as its primary role. The Congress has given the Federal Reserve two objectives, known as our dual mandate: to foster maximum employment and price stability. In its conduct of monetary policy, the Fed influences the level of output and the level of prices in the economy through changes to interest rates and credit conditions.
During more-normal times, the Federal Reserve's policymaking is focused on short-term interest rates, our main tool for steering the economy. The Fed influences the costs of borrowing to buy everything from cars to condos to computers by controlling short-term interest rates. Interest rates can be lowered to stimulate borrowing and spending when demand is otherwise weak, or raised to damp demand and curb inflation.
Before I arrived in August 2008, the Federal Reserve had already responded to the weakening in the economy by aggressively lowering its federal funds rate target from 5‑1/4 percent in September 2007 to 2 percent. From a historical perspective, 2 percent is an extremely low level for interest rates. But as the financial crisis intensified and the economic outlook grew more dire in the fall of 2008, the Fed continued to cut rates. For more than three years now, our policies have held short-term interest rates close to zero.
Just as the Federal Reserve used traditional concepts in unconventional ways to provide liquidity to the shadow banking system and stop the panic, once our main short‑term interest rate lever was effectively at zero, we moved beyond traditional monetary policy to purchase longer-term assets and push down longer-term interest rates. Those purchases put downward pressure on longer-term interest rates generally and helped normalize the spread between mortgage rates and long-term Treasury rates, which had widened during the financial crisis.
Reducing longer-term rates influences the economy in much the same way as lowering the expected path of short-term rates. For instance, the decline in longer-term rates lowers the cost and increases the availability of capital and credit, which in turn encourages business expansion. In the most recent episode, another important result of lower rates has been a reduction in debt service burdens from existing debt. Households in particular have significantly reduced mortgage payments through refinancing. And when I see the small business owners that I used to lend to, they tell me that they could not have survived the downturn without low rates.
Monetary policy decisions are made by the Federal Open Market Committee (FOMC). While all 12 Reserve Bank presidents and all members of the Board of Governors participate in FOMC discussions, the voting members of the FOMC are made up of the members of the Board of Governors, the president of the Federal Reserve Bank of New York, and four of the remaining presidents on a rotating basis.3
In normal times, monetary policy is implemented through the purchase or sale of securities, which affects the supply of bank reserves and so has an effect on short-term interest rates. But monetary policy also works by influencing expectations of future short-term interest rates and thereby affecting longer-term rates and asset prices. Central bank communications can help individuals, businesses, and investors formulate their expectations for interest rates and inflation in the future and thus influence their actions today. Recognizing the importance of communications as a policy tool, the FOMC has been engaged in a conversation about how we might better explain our framework for decisionmaking. In designing its communications, the FOMC faces complexities that make clear communication more difficult than you might think.
First, we need to explain the way we think about both parts of our dual mandate. Establishing a target for inflation is a tool used by many central banks to anchor inflation expectations. Central banks can establish such a target because, over the longer run, inflation is determined primarily by monetary policy. By contrast, the level of unemployment that would be considered to be consistent with maximum employment is influenced by factors other than monetary policy that may vary over time. The difficulty for the Federal Reserve lies in communicating clearly about the employment portion of the mandate without creating an impression that the Committee is either establishing an unemployment target or ignoring that part of the mandate altogether.
I do not believe that establishing an inflation target is inconsistent with a commitment to both parts of the dual mandate. On the contrary, it can help with thinking about and achieving both of our mandated objectives. For example, if having an explicit numerical target for inflation helps anchor inflation expectations over the longer run, then monetary policy will have greater flexibility to pursue the goal of maximum employment in the shorter term.
The second complexity in our communication has to do with the nature of Committee decisionmaking and the unusual voting structure of our Committee. For example, when preparing for a Committee meeting, I formulate my own outlook for the economy and opinions about the best policy path to follow. But I also rely on the Committee discussion to help me decide whether or not to support the policy favored by a majority of the voting members. As long as it is within a range of policies that I would view as appropriate, and I don't believe that the potential negative consequences outweigh the expected benefits, I will support the Committee decision. Now, consider the three different ways that I might communicate my thought process. I could make my own preferences known in a public speech such as this one. Four times a year, I submit my economic projections to be combined with those of all the participants in the FOMC and published as ranges in the Summary of Economic Projections, which is then used by the Chairman to discuss the views of the Committee at a press conference. And I have the opportunity to record a vote for or against any action taken or statement issued by the Committee itself. For Reserve Bank presidents who rotate votes, communication becomes more complicated when they don't have the opportunity to vote for or against a Committee action. I think it is hard to know which communications channel--individual statements of preference, ranges that include the unattributed opinions of voting and nonvoting participants, or Committee-approved statements--is most helpful for members of the public in formulating their own expectations of policy.
So far, I have talked about what the Federal Reserve has done during the time I have been there. But I haven't really told you what the Fed is or what it has been like to be a policymaker there.
The Federal Reserve is an independent entity within the federal government in that its decisions do not have to be ratified by the President or any other executive branch official. The Congress, through the Federal Reserve Act, sets the Federal Reserve's goals and oversees it, but the Federal Reserve decides independently how to achieve its congressionally mandated goals. The ability to make monetary policy decisions that are free of short-term political influence is critical for central banks. This capability is especially true because the effective conduct of monetary policy requires a long-term perspective. A central bank that is subject to political pressure might opt for policies that favor rapid expansion in the near term at the expense of higher inflation in the future. Such actions would surely result in the loss of the public confidence and credibility that are needed to achieve the objectives of monetary policy. Indeed, research has shown that countries with independent central banks have better economic performance and lower inflation than countries whose central banks are not independent.4
The structure of the Federal Reserve is uniquely American in its decentralization. The Federal Reserve System is made up of the Board of Governors in Washington, D.C., and 12 Federal Reserve Banks across the country. The members of the Board of Governors are nominated by the President and confirmed by the Senate. Each Reserve Bank has a board of directors drawn from business, public, labor, nonprofit, and banking leadership within its District. In consultation with the Board of Governors, the Reserve Bank directors choose a president to run the Bank.5 The Board of Governors oversees the Reserve Banks and is responsible for formulating bank regulations; supervising banks; and making decisions regarding lending, other than discount window lending, to depository institutions.6
The seven members of the Board of Governors serve 14-year terms, with one term ending in January of each even-numbered year. The terms run independently of the person serving in them, and members are often appointed, as I was, to fill the unexpired portion of a term. As has been the case for most of my time on the Board, there are currently two vacancies. A third vacancy would be created when my term ends this month. However, the law permits me to serve until someone is appointed and confirmed for my seat. I think it is important to have a full Board, in part because of the volume of work, but also because it is helpful to have a diversity of backgrounds and expertise to address the breadth and complexity of the issues that require Board action. For example, with the Fed at the center of the banking system, it is useful to have someone with banking knowledge. Currently, my community banking background provides practical insight, as the Federal Reserve is highly focused on strengthening the financial system without strangling the ability of smaller banks to serve small businesses and local communities.
So I am planning to stay on for a while. But as strongly as I believe in the importance of a full Board, I am hesitant to make an open-ended commitment to stay for as long as it takes to fill the current vacancies or until someone is nominated and confirmed for my seat. That said, I am still fully engaged every day with important issues that are at the center of our economic recovery. It is gratifying to have such an opportunity and to work in this unique institution.
The culture of the Federal Reserve is an interesting blend of government, academia, and business. Differences of opinion regularly occur, but they are a source of strength rather than conflict within the institution. They add liveliness to the debate and richness to the decisionmaking process. The System is a treasure-trove of data, research, and institutional memory about the economy and the financial system. It is stimulating, and occasionally exhausting, to be surrounded by so much brainpower and intellectual curiosity. But everyone approaches the work with a serious sense of purpose and collegiality. It is difficult for me to describe what it is like to work there, but if you ever get the chance to do so, I would highly recommend it.
Lessons Learned
Now I'd like to turn to my final task--to offer some career advice to those of you just preparing to enter the business world. As someone who has spent more years than I care to count in that world, let me begin where I began. I needed a job, just as many of you will soon. In searching for that first job or even some of the ones that come later, don't be afraid to take one at an entry level, as I did when I started as a teller, or one that seems quite daunting, regardless of your qualifications, as I faced when I joined the Federal Reserve. Look for a career that you enjoy and one that is well suited to your temperament and your talents. Remember that what you think you want most in life might not be the thing that makes you truly happy. I could have been miserable as a mediocre actress. Instead, I happened upon a deeply rewarding profession that I loved. Indeed, I have found that life usually works out for the best--if you let it.
Whether you have found your perfect career or just a job to pay the bills, make the most of every assignment. I told you earlier about my banking mentor, Burt Harrison. He was always loading me up with projects. One day, while I was struggling to dig my way out from under a mountain of work, Burt came to me with yet another assignment. I looked up from the task at hand and said, "You bring me work as though you're bringing me presents." Burt huffed and returned to his office. He returned a short time later and said, "I do think they are presents." And he was right. Those projects taught me more than any class could have.
Finally, if, as I suggest, you are going to take advantage of all the opportunities that come your way, I would like to stress the importance of lifelong learning to develop the skills that will be needed to tackle new challenges. You might very well find yourself pursuing a direction different than the one you trained for in business school. But the lessons you learn here will still be important. You will need to apply the concepts you know to situations that are different than those you expected to find. And you may need to learn new concepts. Your ability to think critically and creatively, along with your skill at tracking down the information you don't have, will be among your most valuable assets. Remember that, sometimes, asking the right questions is just as important as knowing the right answers. And if you get a chance to teach others, take it. Nothing solidifies your understanding of a subject like having to communicate it clearly to others.
In closing, I'd like to make a shameless plug for public service. Putting your knowledge and skills to work for the good of the nation is a very high ideal. I think Woodrow Wilson--the President who signed into law the Federal Reserve Act--said it well, albeit long-windedly: "You are not here merely to make a living. You are here in order to enable the world to live more amply, with greater vision, with a finer spirit of hope and achievement. You are here to enrich the world, and you impoverish yourself if you forget that errand." Aside from the obvious societal benefits, there is much to be gained personally from working to achieve the greatest good for the greatest number of people. It has been richly rewarding for me to bring decades of experience as a banker to discussions on matters that have the power to transform that very industry. And I have been fortunate to work alongside other public servants who share the commitment to bettering the lives of the people we serve by working to ensure a strong financial system and a stable economy.
Thank you for the opportunity to be here today.
1. Federal Reserve Act, ch. 6, 38 Stat. 251 (1913). Return to text
2. Kevin Warsh (2009), The Panic of 2008, speech delivered at the Council of Institutional Investors 2009 Spring Meeting, Washington, April 6. Return to text
3. For more information about the FOMC, see Board of Governors of the Federal Reserve System, Federal Open Market Committee webpage. Return to text
4. See Alberto Alesina (1988), "Macroeconomics and Politics," in Stanley Fischer, ed., NBER Macroeconomics Annual, vol. 3 (Cambridge, Mass.: MIT Press), pp. 13-62; Vittorio Grilli, Donato Masciandaro, and Guido Tabellini (1991), "Political and Monetary Institutions and Public Financial Policies in the Industrial Countries," Economic Policy, vol. 6 (13), pp. 342-92; Alex Cukierman (1992), Central Bank Strategy, Credibility, and Independence: Theory and Evidence (Cambridge, Mass.: MIT Press); Alex Cukierman, Steven B. Webb, and Bilin Neyapti (1992), "Measuring the Independence of Central Banks and Its Effect on Policy Outcomes," World Bank Economic Review, vol. 6 (3), 353-98; Alberto Alesina and Lawrence H. Summers (1993), "Central Bank Independence and Macroeconomic Performance: Some Comparative Evidence," Journal of Money, Credit and Banking, vol. 25 (May), pp. 151-62; Alex Cukierman, Pantelis Kalaitzidakis, Lawrence H. Summers, and Steven B. Webb (1993), "Central Bank Independence, Growth, Investment, and Real Rates," Carnegie-Rochester Conference Series on Public Policy, vol. 39 (1), pp. 95-140; and Alex Cukierman, Geoffrey P. Miller, and Bilin Neyapti (2002), "Central Bank Reform, Liberalization and Inflation in Transition Economies--An International Perspective," Journal of Monetary Economics, vol. 49 (2), 237-64. Return to text
5. Each Federal Reserve Bank's Class B and Class C directors--that is, the directors who are selected to represent the public--appoint a president. See section 4(4), subparagraph "Fifth," of the Federal Reserve Act as amended by section 1107 of Pub. L. No. 111-203 (2010). Return to text
6. For a fuller discussion of the responsibilities of the Board of Governors and the Federal Reserve Banks, see Board of Governors of the Federal Reserve System (2005), The Federal Reserve System: Purposes and Functions, 9th ed. (Washington: Board of Governors) Return to text


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The Webcast Academy
Open House and Prep for Earthcast 2010 - http://earthbridges.net/
This is my brief audio file introduction. It is great to be on board! - SpEdTeach2
Despite several computer glitches and other related technical challenges, all participants declared that the show was a huge success.
Here is the edited version submitted for your perusal and listening pleasure...Enjoy!!
Please click here for my Webcast Portfolio. My chatlog is below.
Ustream links: Gradcast and Pictures
Show Notes: - Interncast #3
Due to my speaker not being muted, and another pc running the Ustream channel in the same room, there was some amount of feedback.
The Theme of this Interncast could best be described as "Music Fever."
During the recording of this show, I had several pc issues plus the quality of the phone service of the interviewee, who was in Atlanta, was at times not the greatest. Despite these issues we managed to get the show on the road. Overall, it proved to be very interesting indeed.
Cricket, lovely cricket!!!!!!
Show Notes - Interview with Shelly-Daly-Ramdyhan
Our special guest in today's interview was Shelly Daly-Ramdyhan, Lawn Tennis Star, Coach, and Co-ordinator, Guyana, South America.
We discussed matters ranging from Shelly's rise to stardom in the tennis arena to her passion for cooking as well as her recent experience as a tourist in Spain and New York.
This is an audio recording of an impromptu conversation I had on Skype along with three other participants. It was simultaneously aired on Ustream.tv.
We briefly discussed topics ranging from website hosting, community development in Brooklyn, poverty reduction in Guyana, South America, as well as a recent church visit to the White House.
Grateful for your questions, comments and/or suggestions.
Links: Ustream.tv: http://u.nu/5qkr3
Here is my introduction.
I was not satisfied with the quality of the audio of the interviewee, and as a result edited the recording.
Here is the edited version of the conversation submitted for review.
Music used in recording: Duckett - Wired But Disconnected - ccmixter.org/files/duckett/17456
The second interview is with Rick Reo, an Instructional Designer at George Mason University and fellow 4.1 classmate. He's interested in the use of Web 2.0 technologies and Open Educational Resources in enhancing education. An interesting discussion, and the audio was better--a little echo in the beginning that Jeff managed to fix!
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Fox taking a page from HBO for 'big event' series
PASADENA, Calif. (AP) -- Fox is taking a page from HBO and scheduling some "big event" series.
The network's entertainment chief, Kevin Reilly, said Tuesday that Fox wants to order some short series of around a dozen episodes or less, much like the cable network does. But don't call it a miniseries; the name seems to have a negative connotation in TV now.
Fox announced a development deal with producer M. Night Shyamalan for "Wayward Pines," a thriller Reilly compares to "Twin Peaks." Based on the Blake Crouch novel, "Pines," it involves a Secret Service agent going to an Idaho town to investigate two missing federal agents.
The second deal is to develop "Blood Brothers," about the West Point Class of 1861, with members who fought on both sides of the Civil War yet didn't lose their regard for each other.
Reilly said he hoped the special series would attract famous actors who would normally be reluctant to be involved in television because they don't want to commit to a project that could stretch for several years.
The series are expected to air in 2014.


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Security-relevant system actions can be audited. These auditable actions are defined as audit events. Audit events are listed in the /etc/security/audit_event file. Each audit event is defined in the file by an event number, a symbolic name, a short description, and the set of audit classes to which the event belongs. For more information on the audit_event file, see the audit_event(4) man page.
For example, the following entry defines the audit event for the exec() system call:
When you preselect for auditing either the audit class ps or the audit class ex, then exec() system calls are recorded in the audit trail.
Solaris auditing handles attributable and nonattributable events. Audit policy divides events into synchronous and asynchronous events. as follows:
Attributable events – Events that can be attributed to a user. The exec() system call can be attributed to a user, so the call is considered an attributable event. All attributable events are synchronous events.
Nonattributable events – Events that occur at the kernel-interrupt level or before a user is authenticated. The na audit class handles audit events that are nonattributable. For example, booting the system is a nonattributable event. Most nonattributable events are asynchronous events. However, nonattributable events that have associated processes, such as failed login, are synchronous events.
Synchronous events – Events that are associated with a process in the system. Synchronous events are the majority of system events.
Asynchronous events – Events that are not associated with any process, so no process is available to be blocked and later woken up. Initial system boot and PROM enter and exit events are examples of asynchronous events.
When the class to which an audit event belongs is preselected for auditing, the event is recorded in the audit trail. For example, when you preselect the ps and na audit classes for auditing, the exec() system calls and system boot actions, among other events, are recorded in the audit trail.
In addition to the audit events that are defined by the Solaris audit service, third-party applications can generate audit events. Audit event numbers from 32768 to 65535 are available for third-party applications.


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Leaping Bunny Approved Brands
We believe you don't have to sacrifice performance to have clean nail polish. At 10 Free Chemistry, we used science to create a nontoxic, vegan, cruelty free polish line that is high gloss, breathable, and long lasting. Our polish is not just 3 free, 5 free, or even 7 free, but 10 free- the green standard of natural nail polish. Through our revolutionary formulation made in the USA, we've eliminated Dibutyl Phthalate (DPB), Toluene, Formaldehyde Resin, Formaldehyde, Camphor, Xylene, Guanine (animal derived), Parabens, Polyethylene, and Benzophenone.
[ p H 7 ] is a female found nontoxic, eco-friendly, and cruelty-free nail care brand for all genders based in Brooklyn. We began as an eco-friendly and non-toxic nail & sugaring salon in Brooklyn back in 2014. Now we have 3 locations in Brooklyn and 1 coming location in Long Island. This year we launch our own hand& feet care line as well. Here is our website www.theph7.com. All my products are made from natural ingredients, for all genders, cruelty-free and most of them are vegan.
Adesse New York is the archetype of ethical, luxury beauty. We are trailblazers who believe that beauty products should enrich our lives, be kind to all living beings and be a joy to experience.
We curate the best natural and organic ingredients from around the world and use cutting edge science and technology to create unprecedented beauty products that are the cleanest, safest, non-toxic available in the market. All, without compromising on luxury. Our nail products are vegan, cruelty free, and 12 free. Our lip products are multi-tasking, nourishing, preservative free, paraben free & EU compliant.
We work with a global team of researchers, chemists, physicists and industry experts to discover and apply the latest, most advanced ingredients, formulating technologies and manufacturing capabilities to bring you the most effective beauty products.
We live the Adesse philosophy of Everyday luxury, every day and create beauty products that are the embodiment of this.
All Heart designs limited edition nail lacquers with hand selected non-profit organizations to help them fulfill their missions and spread awareness of the amazing work they do. We generously donate $1.00 per bottle sold to their organizations in hopes to make a difference in the world.
We know how important your health is, so we are proud to have a nail lacquer formula that is free of 8 toxic chemicals commonly found in other nail products. We pride ourselves on having a formula that is not only safe to use and long-lasting, but also one that is cruelty-free and vegan-friendly because we love our furry friends.
Beauty & body essentials created to help you take care, not time.
To provide leadership in holistic health education through comprehensive professional online and on-campus education and high quality natural products with a commitment to sustainable practices and principles. Our Apothecary Shoppe is your one-stop-shop for all your organic tools and supplies for wellness. The Shoppe.com is certified organic by Oregon Tilth.
Annie Fannie's Sunshine is a product to help better your body and your life daily by making better choices daily. Little changes can make a big difference. Through the use of natural-based extracts and essential oils, the personal care products we offer are made for daily application to assist in long-lasting results and quality care for your skin and lifestyle.
CEO and founder of Arianna Skincare, Miri Torres, was inspired to create an all-natural, anti-aging skincare line after her struggle with Lymphoma cancer. After aggressive chemotherapy treatments she began to see signs of eczema as well as rashes that covered her entire body. Her skin was sore, tender and her immune system became weak due to her aggressive treatments. Throughout her healing process her focus became on finding a solution to help repair her skin naturally. She searched the market for products that were natural and gentle on her skin but also offered the same amount of effectiveness as other chemical-based products. During her research Miri found her answer from the lowest place on earth: The Dead Sea. Although the historic Dead Sea salts had been providing anti-aging and therapeutic benefits for thousands of years, it remained an un-tapped resource in the world of natural skincare thus began Arianna Skincare.
Baiser Beauty is a Miami based luxury skincare and beauty brand. Handcrafted with 100% organic and vegan-friendly ingredients, we are a small, but growing, spiritual skincare and beauty company. Our goal is to be able to transform the way we look at ourselves, the way we care for ourselves, and the way we care for our planet by choosing conscious options that truly transform our reality and embrace every woman's unique natural beauty. As a female-operated company, we strive for women to have fun while looking and feeling beautiful – in an all-natural style!
We believe that wellness should not be compromised for beauty. Our custom formulated creams, scrubs and oils are vegan friendly, scented with only essential oils, plant based preservatives and never contain petrochemicals, parabens, sulfates or any other harmful chemicals.
We thoughtfully curated 100 current and classic colors with options to complement every skin tone just for you without ever exposing you, our technicians, or the environment to harmful chemicals. Our Base Coat nail polish is long-wearing and 8-Free of the most toxic ingredients known to cause health problems including cancer, asthma and even neonatal death. Does not contain Dibutyl Phthalate, Toluene, Formaldehyde, Formaldehyde Resin, Camphor, Ethyl Tosylamide, Xylene, and Parabens.
"All-Natural Handmade Healthy Skincare from the BeeHive". Our soaps and lotions are handmade from scratch in small batches with lots of passion, while incorporating the goodness of local VA honey, beeswax and Royal Jelly.
Natural Artisan Soap & Skincare
It all began on the shores of Wasaga Beach, Ontario in 2004, when our eldest beach baby began having skin issues. We made our first bar of natural soap one year later, and the rest, as they say, is history.
Today we have an entire line of essential oil-only soap, pet care, baby care, a men's line, tub treats and skin goodies all made in house; researched, produced, packaged and sold by Jess and her family.
We use the best essential oils, luxury fair trade butters, food grade oils, organic herbs, exotic salts and spices you would find in your kitchen to produce our skin treats.
What goes on our skin is just as important as what goes in our bodies, and we strive everyday to educate people on the chemicals and toxins in many commercial products. We never use synthetic fragrances or preservatives, sls/sales, triclosan, phthalates, coal tar dyes or harmful colours.
Welcome to the Beach Baby family.
All BWC colour cosmetics are suitable for vegetarians and vegans, and are fragrance free.
We believe in simple things done very well. We start with the basics: simple ingredients, little luxuries that make us happy, a smile to a neighbor. Because when we take care of ourselves, we take care of others too.
Supplier of 100% pure Organic oils
Bellápierre Cosmetics products are unique because of the fact that they produce and manufacture their own products, enabling them to respond quickly as the cosmetic market trends change. The diversity of our color pigments and the fact that our mineral make up product line is all based on natural ingredients appeals to all skin types and tones.
A comprehensive cosmetics and skin care line from Kim Gravel who wants everyone to "Believe in Your Own Beauty."
Unique + Natural + Affordable Personal Care Products for Teeth, Skin & Body
Betula's Botanica is a small cottage industry established in 2010 that hand crafts cold process artisan soaps made from premium plant oils, natural colorants and pure essential oils. Each batch is artfully created to yield beautiful, aromatic and wholesome bars of soap. With over 50 proprietary blends to choose from...there is a favorite for anyone to find. Each of these blends are then made into harmonizing body care products such as sugar scrubs, bath & body oils, mineral bath salts, and moisturizing lotion bars, thus allowing you to create a body care wardrobe of your favorite scents! Other products include chemical free insect repellents, mineral salt foot scrubs, comfort salves, lip balms, natural deodorants and yoga mat cleaners and fresheners. Betula's Botanica is also a proud member of the Hand Crafted Soap and Cosmetics Guild! Betula's Botanica...where Natural is Beautiful!
In 2014, BKIND was created with the objective of promoting the benefits of all natural and vegan body products while making them more accessible to the general public.
At BKIND, respect is the foundation of our philosophy: respect of the body, the mind, the environment and animals, all of these things are very important to us., our very existence.
Our body products do not contain any chemicals nor toxic ingredients to the skin. They are ecological and not tested on the animals.
We also strongly believe in the importance of quality, which is why we carefully select each ingredient found in our products.
Small jars filled with kindness and happiness, which suits wonderfully the most sensitive skins: that's what we promise at BKIND
Black Dahlia Lacquer is a hand-crafted, vegan, and 5-free nail polish line created by a mother-daughter team. Based in Austin, Texas, our company designs unique, artisan polishes that spice up your nails whether you're headed to work or out for a night on the town.
Blu Ink Nail Lacquer is a 9 free eco friendly nail polish line created to implement a lifestyle friendly product. Our line is 9 free which means it contains no elements that include formaldehyde, dibutyl phthalate (DBP), toluene resin, parabens, xylene and camphor, which are some of the most harmful chemicals that were added to polish in the past. Our product is also cruelty free, meaning we do not test our products on animals.
Skincare. Plant Based. Organic. Cruelty Free. Since 1999
We are a husband and wife led team who are blazing a trail away from toxins and plastics in the personal care industry. We've offered our toxin-free and cruelty-free bathing and body care products since our founding in 2014. We have never tested on animals, craft our products with essential oils or scentless | never fragrance, and refuse to include glitters or other micro-plastics. Open communication with our customers during formulation and testing has helped us to create some of the finest handcrafted bathing products available in Canada.
Gel polish line.
CANDY x PAINTS is a vegan, cruelty-free, non-toxic and 10-free luxe nail care company, created for expressing yourself through color, consciously and safely, without compromising quality, performance, health, or vibrancy. Our products were created to cover all the bases of your nail care needs and be able to snag them all in one place.
Nontoxic nail polish with the added benefit of powdered gemstones and organic essential oil's to nourish your nails and your well-being !
Chagrin Valley Soap & Salve is a USDA Certified Organic company. We manufacture all of our own products including soaps, shampoo bars, salves, bath, body, skin and hair care products. Inspired by our genuine love and respect of all things natural, we use pure essential oils, organic botanicals, and sustainable plant oils and butters to formulate recipes that will nourish your skin and be kind to our planet.
For over 13 years, China Glaze has exceeded the bar set by the professional nail care industry. We are dedicated to providing the highest quality of globally rich, on-trend, innovative colour lacquers and treatments. Our colours provide the perfect accent to any individual style. From our neons, to reds, corals, to shades of blue, our colours' inspiration is found on the shores of Tahiti, the nightlife in New York City, and beauty within every woman.
Citrusway was created out of the idea to bring safe and effective nail & skin products to the ever-growing number of consumers searching for chemical free"better for you" effective alternative to nail and skin issues. Our mission includes the intention to educate the consumer of the amazing machine that human body is and how well it operates without the influence of chemicals
Conscious Choice began with a simple concept of creating a line of luxurious, USDA Certified Organic and cruelty-free skincare products that would not compromise our values. To us, this also meant we needed to find eco-friendly packaging for our beautiful products. Plastic was not an option, as it contaminates the products they hold as well as our planet. We are extremely proud to be among the first to use award-winning, eco-friendly, cardboard packaging which is compostable, biodegradable, recyclable, and waterproof. Please join us by making a Conscious Choice for your health and the planet.
Our research is experiential, simply we learn by doing. With our own reactive skin as the experiment, we can creatively design real-world solutions for you. We minimize our global footprint, we maximize our sustainable outlook.
COVERGIRL is a cosmetics category leader and innovator that celebrates authenticity, diversity and self-expression through makeup. The new "I am what I make up" brand purpose and communication aims to inspire people to embrace their unique identities and unapologetically create any version of themselves. COVERGIRL holds an iconic position in the world of beauty, empowering makeup lovers to express their unique beauty for more than 60 years. COVERGIRL is part of Coty Inc., one of the world's largest beauty companies, with a purpose to celebrate and liberate the diversity of consumers' beauty.
Natural body products for happy, healthy people! Dancing Dingo features the products you need to pamper and indulge yourself in luxury.
defy & Inspire is a wear resistant nail lacquer that has on trend nail colors. We "defy the ordinary" and "inspire other" to bring confidence and beauty to everyone!
Dimension Nails features a line of vegan cruelty-free lacquer and gel as well as nail art products. Slaying nails not animals. We aim to inspire polished hands of compassion with our animal and activist inspired polish names. We also give a percentage of all sales to animal shelters, sanctuaries, and non-profits!
Earthly Body is a respected, family-owned company that has been creating high-quality, natural skin and hair care products since 1994. Earthly Body is one of the pre-eminent manufacturers of hemp-based natural body and skin care products.
10-free, non-toxic vegan nail polish that is high quality, chip resistant, and quick drying.
Elevé Cosmetics is a luxe- yet affordable- all-natural makeup line that offers a high-definition finish. The line was created by a makeup artist and former ballet dancer who was first deeply inspired by makeup when she saw it transform the face on stage. We aspire to boost confidence in every beautiful soul and Elevé is where it begins. Made with love in Austin, Texas.
With a passion for color and dedication to healthy beauty, the founders strive to provide fashion-forward beauty products without compromise. In addition to being chip-resistant, quick-dry and high-shine, ella+mila nail colors take pride in being a seventeen chemical-free product. But the advantages don't end there! ella+mila polishes are also PeTA-certified. The newly-launched line of lippies does not contain the following: Paraben, Phthalates, Lanolin, or Gluten. Like their nail lacquer, these lippies are also vegan, cruelty-free, and proudly made in the USA. The deeply-admired luxury beauty brand continues to allure the world with its creamy formula and dazzling array of colors.
Polish with love®
elle polish offers a healthier, more mindful alternative to traditional nail polish. Our polishes are 15-free, vegan, cruelty-free, gluten-free and use sustainable packaging.
Love your skin, nails, and hair. Luxurious dermatology and podiatry spa products to pamper yourself.
EzFlow® is known worldwide as a competition brand, pushing the envelope of technology and research. EzFlow® is committed to global education and professional development. Our products offer you the foundation for artistic expression and business success.
Five Petals offers clean, pure, natural and organic infused ingredients. We are a beautiful alternative to conventional cosmetics. We are free from toxins, irritants, and chemicals without compromising on performance or durability. We are chemical-free, gluten-free, and vegan — which makes our products very safe to use on even the most sensitive skin.
Flora & Fauna grabs its namesake from two Roman Goddesses; Flora, goddess of flowers, spring and youth, and Fauna, the nurturing goddess of wildlife, fertility, and animals. We drew on these two inspirations to embody our brand because we are committed to offering a product that uses real, natural, ingredients and never harms animals in the process. We also wanted to offer a line that can cater to your inner goddess and make you feel divine, daily. All of our products, from the anti-aging serum to the room spray, hope to help you embrace your inner goddess.
These products were brought to market by a small team of young, dedicated, women of color and as such, we are always looking for ways to empower other women like ourselves. With each purchase, a percentage of profits goes towards funding another young entrepreneur's dream by way of a scholarship offered in an underserved community. It is yet another way we strive to take care of your inner goddess, mind, body, and soul.
Flora 1761 is a sophisticated nail lacquer collection- produced here in the US- inspired by the historic elegance of flowers and botanicals. Being 8-free, vegan, and cruelty-free, we provide an eco-conscious yet elegant alternative to mainstream nail care brands. Flora 1761 Nail Lacquer promises smooth coverage and a long-lasting finish with lustrous shine when paired with our Essential Primer and Essential Finish.
Flowery has a reputation for innovation. Its focus has always been on developing products that make the nail technician's job easier with superior results.
FOR TMRW is a lifestyle house in exploration of beauty and wellness. Inspired by slow living principles, we pursue moments of visual joy through color & ritual. We provide non-toxic nail polishes thtat are free from the 10 most harmful chemicals.
America's First and Only over the counter medicine FDA Registered and USDA Certified Organic. Products feature a blend of Therapeutic Grade Essential Oils & Homeopathic Medicines which are shipped in from all over the world and produced in our own Manufacturing Facility. These are the first and only medicines which come with a Money-Back-Guarantee.
Truly natural beauty products pose zero risk to customers and the planet – period. We deliver results and piece of mind by using only the highest quality natural and organic ingredients, and presenting them to you with nothing to hide.
At Foxbrim Naturals, we believe life is just better if you look and feel like your best self. Every product that we sell is designed specifically to have a few ingredients as possible, be part of a simple routine, and to achieve the results you deserve.
FOXBRIM. Natural that actually works.
Giordano Colors™ is a Fashion forward-thinking company headquartered in the heart of Miami, a colorful Tropical Paradise, committed to bringing beauty, value, and empowerment to our customers.
Think Giordano Colors™think trend, quality, creativity and affordable pricing all in one convenient package!
the "Giordano Colors™ Team" searches the globe, keeping up to date on all the latest trends in lifestyle and fashion to accommodate the ever changing needs of the beauty consumer.
Our Mission at Giordano Colors™is to constantly strive to offer the latest and greatest beauty products!
In order to uphold this mission our core values are:
Creativity and innovation
Strong brand concepts and development
Upscale components to achieve highest perceived value
Trendy Package Design
High Quality Formulations with the latest application and color trends.
We are inspired by diversity, self empowerment, nature, fashion and the dynamic trends in the world we live in.
Clean, safe, genuine body care that cherishes the environment – nothing could be simpler. This is the foundation of GO Natural!'s products. We believe in living harmoniously with the Earth and all of its creatures. When life is in balance, both internally and externally, we flourish. Balance is the guiding principle behind GO Natural!.
Our mission is to create products that eliminate toxins, unnecessary substances, and hormone-disrupting chemicals. The simplest way to accomplish this is to avoid using synthetic ingredients such as GMOs, dyes, additives and fragrances.
Inspired by, and designed, with the female biker in mind, because there is a little Ride or Die in all of us. HawgWilde Cosmetics, unites the worlds of outdoor enthusiasts & retro glam divas, to bring a kind & healthy beauty line to keep you safe, seen and beautiful! We have converted luxurious custom autmotive paints to a cosmetic grade void of the 7 most toxic chemicals & any animal cruelty found in leading brands. HawgWilde has made the pledge to promote the love and safety for animals.
HawgWilde strives to keep motorcycle enthusiasts and the like, visible and glamorous with a high quality cosmetic line. HawgWilde is a U.S. Manufactured, natural vegan, cosmetics provider, offering 7-free, cruelty free nail color line with staying power that won't burnout your wallet.
"Don't suppress yourself, express yourself"
The Heleka product line consists of artisan made natural body care products created using lush, natural ingredients. The Heleka product line includes, soaps, lotions, creams, serums, toners, bath salts, balms, cuticle & nail conditioner, and candles. All products are cruelty free. Heleka does not use nor endorse any product or company that utilizes animal testing.
Create a globally recognized solution that provides science-backed products and innovative consumer engagement technologies to empower women, men, and children to fully-embrace the well-being of life.
heroine.nyc is a beauty and lifestyle brand that offers a wide range of 5-free, cruelty-free and vegan nail polish and nail care products. It is also very important to us to be able to give back: part of the proceeds of every purchase are donated to charity - always!
Check out the website here: www.heroine.nyc
all natural cosmetics and body care; vegan, gluten free and cruelty free
Huna creates science-based organic and high-performance skincare and cosmetics to feed, nourish and protect skin. Moisture-rich, vitamin-packed, antioxidant-loaded and phytonutrient-stacked ingredients respect and strengthen the skin's natural barrier function. Uniquely formulated using innovative and science-based methods, Huna Skin Nutrition treats, protects and improves your skin's health and nutrition to bring out your natural radiance and healthy glow. Huna Skin Nutrition: Scientifically Proven, Organically Grown.
For over four decades, ibd, also known as International Beauty Design, has been a leader in the Nail Care industry, dominating the market with world-class technology and unmatched innovation. As a trusted go-to for top nail professionals worldwide, ibd has developed iconic formulas, such as our Hard Gel segment, which has become a top seller and must-have amongst the best nail technicians in the industry. ibd focuses on building stronger relationships with the best salons and professionals the world has to offer, changing the way we experience beauty and nail care one salon visit at a time.
Inspired Sense is a line of all natural products for hand, body and soul using the finest natural ingredients and essential oils, sourced locally whenever possible. Creator of the Healthy Nail Kit to grow natural healthy nails. Made in small batches for optimal freshness. Along with our 10 free nail polish that is vegan and cruelty free.
Jar Bar Makeup is a mission driven company that:
* offers a complete mineral makeup line that is free of parabens and synthetic fragrances.
* provides products that are gluten free and cruelty free, with vegan friendly options.
* encourages women to educate themselves on makeup ingredients, skin benefits, and application techniques.
Jordana Cosmetics is a family-owned business headquartered in Los Angeles, California. For over 25 years, Jordana's philosophy has been to offer every woman the chance to experience superior quality, fashion forward cosmetics at extremely affordable prices.
Keeki Pure and Simple was born on an organic farm from a mother's love to her daughter. We hold the highest standards for safe and natural cosmetics.
WE ARE KINX - A collective of active individuals who believe beauty and fitness go hand in hand. Our products are designed to help you look good while you run, lift, dominate, do what you do best. They're also specially formulated to help you feel good about it, too.
With a passion for all things beauty, we created KITTEN, the purrfect vegan and cruelty-free complement to your makeup routine. Whether you prefer a natural slay or a full-glam beat, KITTEN unleashes your feline prowess!
The KITTEN mission is to create affordable makeup without sacrificing quality or innocent critters. We pride ourselves on making products that feel as good as they look – and that shines through in our comfortable and weight-less formulas.
KITTEN is about more than just beauty. As part of our mission to put our best face forward while giving back, a portion of all proceeds are donated annually to select charities that work towards promoting animal welfare.
Hi! We're Kokie (pronounced Co-Key) Professional we were born in 2015 and raised in Maryland. Did you know that Kokie derives from the Korean word for elephant? The elephant represents power, wisdom, strength, and loyalty – just a few of the things that we think are beautiful, too.
Team Kokie comes to you with over 20 years in the beauty industry. We are a team that loves to create. Every detail from design to formula, to color has been meticulously selected to ensure that we bring modern innovation to your beauty favorites while introducing the newest trends. We pour our heart and soul into making sure we bring you only the best. You will find that our look comes from the runway, but not our price.
At Kokie, we thrive in a world of originality. That's why our friends are our inspiration. We welcome creativity and inspire fun. We know the power of passion. Most of all we know that beauty is as unique as you.
100% Handmade Nail Polish. All Nail Polishes are Environmentally Friendly, Non-Toxic (10-free), Vegan and Cruelty free.
It is our mission to provide all consumers the most effective and highest quality products containing the safest ingredients. Our company takes great pride in bringing you products which are both effective and good for your body. We also have products which have been physician developed especially for healing (Doctor Butler's) as well as men's grooming (Scapicchio 1820). All of our products are cruelty free.
The technology behind these products allow for all L'esentia products to be free of chemical preservatives, parabens, sulfates, synthetic fragrance. PEG compounds, mineral oil, nanoparticales, and retinyl palmate. L'esentia products not only feel good on your skin, they ARE GOOD FOR YOUR BODY AND help reduce the appearance of fine lines and wrinkles. All products are physician developed, hypo-allergenic and alcohol free.
Our nail lacquer is a 7-FREE formula that does NOT contain: Toluene, Dibutyl Phthalate (DBP), Formaldehyde, Formaldehyde Resin, Camphor, TPHP and Xylene. Made in the U.S.A. and Paraben-free.
Vegan and cruelty free nail polish brand.
Laguna Herbals products are inspired by age old traditions using ingredients touted in herbal skincare for centuries. The line includes face, bath, body, CBD and BABY categories. It features balms and oils infused with bouquets of herbal extracts that boast skin cell regeneration, anti-oxidant and anti-inflammatory benefits, Aromatherapeutic mineral bath infusions with titles like HAPPINESS, LOVE, and BATH BLISS, a pink body sugar scrub titled ROSE CRUSH and an irresistable chocolate/coconut body butter titled WHIPPED . Imaginative, fun and playful yet oh so green these products (packed with skin loving ingredients) will draw you in and keep you transfixed. The highly effective formulas are free of parabens, phthalates, sulfates, petrochemicals and synthetic dyes and fragrances.
Eco-chic, non-toxic beauty brand that is safe, fashionable and affordable.
100% Vegan and toxin free nail polish
We do beauty differently at Lime Crime. As a cult-status, digital-first makeup and hair color brand, we're here to unleash what makes you unique. Our mission is to create innovative, trend-setting products and experiences that transport you to a magical world where you can express yourself unapologetically, experiment with every color of the rainbow and escape from looking like everyone else. Our 100% vegan, cruelty-free formulas deliver high performance wear and high color pay-off, all cutely packaged in true unicorn fashion.
conscious skincare and wellness.
pure and vegan.
made with ♡ in canada.
We sell Vegan Toxin-10 Free Nail Lacquer.
Lucid Polish was founded and developed by a licensed cosmetologist who recognized the absence of a quality gel product for direct consumers.
Our mission at Lucid Polish is to provide quality salon-grade gel products enabling individuals to create professional looking manicures and pedicures at home.
Learn to love the beautiful and unique waves, curls, spirals, kinks and coils that grow naturally out of your own scalp!
Our products were made to SIMPLIFY curly hair care. With that in mind, we kept our formulations simple too. Free of the harsh stuff (see below) and full of incredible ingredients designed to help repair, hydrate and style wavy & curly hair types.
FREE OF: Sulfates, silicones, parabens, paraffin, phthalates, propylene glycol, DEA, mineral oil, gluten, synthetic dyes.
Madam Glam offers Vegan Gel Polish, Hema-Free Gel Polish, Cruelty-Free Gel Polish, 9-Free Gel Polish and Gluten-Free nail and gel polishes. We have more than 1,500 gels and 700+ shades available and are launching new colors every month!
Madam Glam is a New York City based start-up beauty brand founded in 2014!
Madam Glam was founded with a rebellious mind and a lofty objective: to create salon-quality, carefully sourced nail and gel polishes. We decided to bring together a community of passionate nail specialists to build your favorite one stop shop for all things nails.
This decision came from our desire to consider the well-being of our customers. "To compromise" was never the answer!
ManiMe is a beauty tech company disrupting a multi-billion manicure market by delivering tailor-fit designer peel&wear manicures with the in-house 3D model rendering technology.
Beauty for all, inspired by you. Our mission is to deliver prestige quality products at affordable prices that fit the needs of every skin tone, look and attitude. Milani began in the melting pot of East LA – diversity is in our DNA. We're devoted to making the exclusive inclusive, bringing modern, authentic beauty to all communities and fueling self-expression for every shade, attitude and ethnicity.
Borderless beauty, without compromise.
Mineral Fusion is a leading brand of mineral cosmetics, skin care, body care and hair care. Our products are gluten free, paraben free, artificial color free and never tested on animals.
Over 10 years ago, MiniLuxe started with the mission to make self-care an everyday luxury in a clean and conscious way. Today, MiniLuxe has locations across the country and offers hundreds of beauty products that are non-toxic, vegan, cruelty- and gluten-free, and made right here in the USA. We encourage positive change — from the way we bring our brand to life, to the way we invest in the future of our individual employees through on-going education, salaries and benefits. We're building sustainable systems to positively impact our world and to transform the beauty industry forever.
With a truly global client base as well as over 10 years of experience, Moist Towel Services is your one-stop destination for all of your hygienic needs. Our disposable moist towels are processed by fully automated machines. Each towel is individually wrapped for its hygiene freshness. All our disposable towels soaked in gentle hypoallergenic, alcohol free cleansing solution with different fragrance's and size's to choose from. Also available with or without antibacterial ingredients.
At Mooseberry, we are Soap Artists and Body Care Experts, taking pride in carefully manufacturing each product by hand. Mooseberry started in a log cabin in the finger lakes region of New York State, where the owner, Mary Bartolotta, began making soap in her home in 2009. Mooseberry Soap Company quickly moved to its first warehouse in 2010 and has been growing steadily ever since. The company mission has remained steady and forthright, that what goes on your body should be as important as what goes in. That's why the ingredients selected for skin are sustainable, organic, moisturizing, exfoliating, purifying and balancing. We pledge never to make products with raw materials that have been tested on animals.
Once you try Mooseberry, there is no turning back.
Morning Blossom Studio is a certified vegan & cruelty-free brand dedicated to promoting wellness through luxurious organic aromatherapy skincare & cosmetics without EWG chemicals of concern. Our teenage daughters are the inspiration and artists behind our packaging and lifestyle products.
Mrs 82 originated from one woman's vision to create a brand, that would meet and serve the needs of her children's sensitive skin. In a market saturated with products that have all sorts of chemicals and harsh toxins, creating products with all natural & organic ingredients was very important. In that search, the company was born.
The medical field is a hectic environment, having the right materials makes all the difference. This is why Medical MTS is dedicated to produce the best quality. Medical MTS offers a wide range of medical supplies at the lowest possible price. Providing patients & loved ones with the best product is our top priority. Medical MTS helps achieve that goal with a higher standard.
Deodorant, handmade cold process soap, facial moisturizers, cleansers, cuticle balm, bath products.
nail & bone's mission is to help as many homeless dogs as possible find loving families who will cherish them. We support pet rescue & adoption organizations by donating a percentage of the proceeds from the sale of our polishes. Harnessing the power of purpose to effectuate positive change is at the heart of nail & bone. We set out to create a line of fun, friendly, pretty polishes that are salon quality, cruelty free, 8-free, and made in the USA to support a cause we care deeply about.
Instagram: @nailandbone
Nail Tek we employ what we call Assistive Science. We never mimic nature - we facilitate it. Our products are based on real science designed to deliver natural results. Growing natural nails is not just part of our business...it is our business. Voted "BEST NATURAL NAIL TREATMENT" by salon professionals.
Nailtopia is the first eco-friendly nail color and care brand.
In a world where sanitation and cleanliness is an ever-growing concern to everybody, we are very excited to introduce the world's first twist & pop refreshing towel. NapCap is a Capsule enclosed with a compressed coin towel with a separating compartment where various forms of cleansing/personal care solutions are ready at your disposal with just a simple "Twist".
In any given situation, at any time, NapCap can be used to help clean your hands & face as well as any other body part. In addition, NapCap is very convenient (on the go) for make-up removal/exfoliation, baby care, pets and practically anything else you can think of.
We offer a multitude of solutions to choose from, NapCap is not just for personal applications.
NapCap products can also be used for electronics, surfaces, household, kitchen, office, cars and much more.
Our Mission:
At Nasty Woman Cosmetics we are unapologetic about our quest to start a revolution one swipe of your lipstick or nail polish at a time! Help us support policies and representatives that further our intersectional feminist agenda! Every purchase supports an organization that upholds our values.
Naturally London creates botanical-based products with organic-certified, conscious ingredients to elevate your every day foot + hand care needs. We handcraft multi-purpose products to provide ease in your busy day. What do we stand for? Sustainable packaging. No synthetics. Real results. Naturally London is a women-owned and veteran-owned business.
We are cruelty free that makes personal care products infused with the Power of Plant ingredients that's made for the conscious beauty consumer.
Nutmeg & Apple Handmade LLC is a small handmade boutique providing unique handmade products. Our body products use a blend of natural and certified organic ingredients , and never contain phthalates, parabens, sulfates, synthetic dyes, synthetic fragrances or any other extra "stuff". We pride ourselves in using ingredients only found in nature without use of animal products. We want what is best for our families and yours!
OH TIFF! offers a wide array of colors and sophistication all while supporting the vegan lifestyle and saving the environment. It is important for the line to represent women around the globe that are bold, beautiful, sleek & health conscious. We are free of formaldehyde & formaldehyde resin, dibutyl phthalate (DBP), toluene, triphenyl phosphate (TPHP), the allergens of camphor and all potentially dangerous ingredients.OH TIFF! does not perform testing on animals nor does the company purchase natural ingredients from companies that test on animals. We are Cruelty Free which is Fashion Forward!!
Ojima Nails offers quality gel nail polish and nail care products made with environmental awareness. Born from a love of beautiful nail designs, Ojima Nails celebrates vibrant colors and artful design. Inspired by the uniqueness of each individual we challenge you to push past boundaries and discover your authenticity... then add a splash of color!
Ojima Nails offers an environmentally friendly gel polish option. 5-Free, HEMA Free, and not tested on animals because we believe in setting an example. We are a family company and as a parent, I strive to show my children you can chase your dreams without compromising your principles.
Olive Ave Polish creates seasonal nail polish collections and treatments that are vegan, cruelty-free, and 10-free. Made in the USA our nail polishes have a long wearing, easy to apply formula that you'll feel proud to wear. Come celebrate color with us!
OOO Polish was opened in 2016, by Symantha Onyechi. With colors created for every skin tone, OOO Polish Lacquers provide safe, chip-free, and unique options to step out of the box with your beauty.
It all starts with innovation. From the conception of timeless nail looks such as the Original French Manicure®, cutting-edge color, treatments, textures and design, to what's new and next in nails; it's all been created by the brains and beauty lovers at ORLY® . Family owned since 1975, ORLY® products are made with love at their HQ in Los Angeles, CA.
At ORLY we never stop looking for the next big idea. By keeping hot on the heels of the latest trends, our talented team of color experts deliver the bright ideas, hot colors and bold textures our fans love. Color is the foundation of everything we do. It is our heart, and soul, and the reflection of our multi-faceted personality. Full of the classics, the revolutionary and time-tested fan favorites the ORLY Permanent Color Collection has something for everyone.
Passport Polish is nail polish and lipstick company inspired by different features of a country. From the colors of flags to national flowers, these vibrant products will inspire you to grab your passport and plan a trip. each Our handmade nail polish is vegan, cruelty free, and ten free.
Passport to Organics finds beauty secret ingredients from around the world passed down from one generation to the next. We pair these secret ingredients with the newest, clinically based ingredients for the most powerful skincare products that deliver.
Some of our favorite secret ingredients that have been used for centuries are turmeric, licorice root, ginger and argan oil. Our favorite newest lab created ingredients backed by research are retinol, vitamin c, hyaluronic acid, and niacinamide.
We are the best of both worlds – old and new!
Our skincare products have a high concentration of organic ingredients, 70% or higher. We are 100% vegan and cruelty free.
No Parabens
No GMOs
Sulfate Free
No Animal Testing
No Synthetic Fragrances
Our products are made in the USA and distributed to over 30 countries worldwide.
Pebble's Polish mission is to design a non toxic, long lasting, fashion forward, nail polish formula for our kiddos. We strive to produce premium items that are kid safe and made with love. All of our polishes are "10 Free" which makes it free of the 10 harsh chemicals found in nail polishes. Here at Pebble's Polish we want our customers to know we believe in healthy beauty. Our polish is clean, vegan friendly, and not tested on animals. We carry a professional quality nail polish that is safe enough for our little ones, but durable enough for our moms. You know what we say "Kid Approved, but MOMS can Use!"
Non-toxic, vegan, and cruelty-free nail polish made to complement the various shades of brown skin as the first thought, not an afterthought. Nail polish for People of Color and those who live in color.
Pewilben is a lifestyle collection geared towards people who love animals and nature. This exclusive brand focuses on quality and creativity, while allowing the individual to craft their own style.
Gel nail polish for at home manicures.
POOFY ORGANICS was founded in 2006 after a family member was diagnosed with breast cancer. Our family was determined to stop using products laden with toxic chemicals. With no suitable alternatives to turn to, we made it our mission to find the safest and most effective ingredients for our products.
We are a small family-run business and proud of our accomplishments. Products are made fresh, by hand, on our premises in NJ, in small batches and fragranced only with essential oils and extracts that have long been used for therapeutic properties. When we say ORGANIC, we mean it! With USDA organic certification, you can trust that you're getting the purest products possible.
A logical approach to creating strong, flexible nails based on the science of the natural nail, Poshé uses elements found naturally within the nail plate to nourish and condition, without the use of dehydration techniques.
Fashion forward and always leading the latest trends from New York City since 2000, we offer an extensive collection of nail polish, artificial nails, nail treatments, nail art kits, and nail accessories.
We're located in Holtsville, New York, USA, our ISO-certified R&D facility is run by extremely knowledgeable professionals with an extensive cosmetics background. Using state-of-the-art technology, we produce cutting edge nail products that follow current beauty trends.
Tireless dedication to product quality ensures a loyal following of professional nail designers and amateur nail enthusiasts. Count on us to deliver quality, on-trend products.
You can find select products across the USA at select Rite Aid, Walmart, Five Below, and Bed Bath & Beyond/Harmon stores.
Priti NYC - A non-toxic nail polish & organic skincare line, specializing in the care of hands & feet.
Your Link to Professional Beauty Solutions. Ragged Cuticles, Rough Heels and Dry & Calloused Skin. As a beauty professional, you demand the best for your clients and the products and treatments from ProLinc deliver the consistent, reliable results you need.
Pure Chemistry, based in the city of Medellín, markets a range including Argan Oil, Organic Argan Balm, Coconut oil, Jojoba oil and Shea butter. All products are vegan and have a wide range of applications, from skin care, to hair care, for nails, lips and fragrance.
We are a small, woman-owned and operated company based in LA and Boston. CEO and Monthly Mani Kit artist, Nina Park (@NinaNailedIt), focuses on producing nail wraps that use colors you love and explore concepts you're interested in. Nail art isn't just for special occasions and it doesn't have to take hours. Real nail art is a confidence-boosting, conversation-starting, public display of you. Our paper pouches and mailing envelopes are recyclable and our nail wraps are 5-free, vegan, and cruelty-free. Everything we do at Scratch is done with intention and a belief that quality does matter*. Our purpose is a meaningful experience.
*Our wraps are screen-printed on a thin adhesive with 5-free polish inks. They go on smoothly and last like real nail polish. Unlike other nail wraps, ours look like genuine nail polish when applied. Win win!
Seche Inc. was founded in 1991 to manufacture market and distribute the revolutionary technology that was to become Seche Vite Dry fast Top Coat. The intention from the very beginning was to provide this amazing technology to the professional nail technician.
We know you're not here to blend in. Smith & Cult empowers you to create your own rules with innovative products and an antidote to beauty sameness. We provide the pigmentation to match your personality. From shapeshifting primers to endless glitter, our high-tech formulas and ingredients deliver unrivaled performance.
Our beauty products are designed to fit into life's ever-changing flow. We celebrate everyone creating their own look. Making a mess. Being real. Our beauty community thrives in a little chaos & spontaneity & sparkle & we're so good with that.
We know what women want- luxurious, vegan skincare.
Our company created by women in the spa business! Our team of licensed nail technicians, aestheticians, massage therapists and spa owners have years of experience and know exactly how women want to pampered! Our harmonious blend of essential oils, hydrating butters, therapeutic aromatherapy, nourishing botanical extracts and delicate essential oils produce skincare solutions to renew your mind and body with junk free ingredients!
Our commitment to the environment
Our products are cruelty-free and biodegradable. We also use recyclable glass packaging and eco-friendly printing to help protect the environment. Enjoy our spa cocktail treatments with confidence that we help to promote a happy lifestyle and a sense of well being. Our spa cocktails are packaged in small glass containers, please handle them with care and recycle as often as you can!
Sparitual believes that slowing down is the path to enlightenment and is committed to creating earth sustaining products that relax, nourish, and reconnect mind, body, spirit. Sparitual provides spa treatment products and resources to help you design and sustain a Slow Beauty Practice. We believe that what we put on our bodies is as important as what we put in our bodies.
SPELA Cosmetics is a Portland, Oregon based beauty brand committed to bringing you high quality, longwearing formulas that are vegan, cruelty free and nontoxic. Because our product is made in the U.S.A. from start to finish, everyone involved receives fair pay and safe working conditions. Our Matte Liquid Lipstick comes in 8 wearable shades that are flattering for every complexion. Each lipstick is enriched with ingredients like Vitamins C and E to help nourish your lips and make them feel as good as they look. Each shade is versatile and can be worn on its own or blended to create a stunning look that is uniquely you.
SuperNail has been a well known industry leader, for 40 years. SuperNail offers everything the professional Nail Tech and the every day nail care enthusiast needs to care for both natural and enhanced nails. From Traditional Gel, Soak Off Gel, Gel Polish, Acrylics, Tips, Silk Wraps, Polish Remover, buffers and drill bits – SuperNail offers a complete selection of both need to haves and want to haves for your perfectly manicured hands and feet.
Surya Brasil is passionately committed to creating award-winning, high-performance natural, organic and vegan personal care products while also dedicated to environmental conservation, animal protection and social responsibility. The brand is well known for its high-performance henna hair color creams and powders as well as their beauty and grooming products that are sold in 40 countries around the world.
All products, including their natural and organic skin care collections are made from sustainably-harvested, non GMO ingredients, vegan certified, gluten free, and are never tested on animals. 100% toxic free, Surya Brasil products do not contain parabens, petroleum, pesticides, propylene or butylene glycols, phthalates, sulfates, PEG's, TEA, DEA or GMO, silicones, artificial dyes or fragrances.
At Sweet Earth we combine the best of the benefits CBD has to offer into a high quality line of body care products. Lip balms, hydrating creams and cleansers, body scrubs and mineral soaks make for a complete daily self care regimen. We also have a complete Men's Care line.
We wholeheartedly stand behind the quality and integrity of our products. We are completely vertically integrated from farm to shelf. We farm our own hemp, to ensure the high quality of CBD that is added to each product. We use best farming practices as we live on the farm we cultivate. Each product in our line is comprised of high quality ingredients, which are further enriched with CBD. COAs accompany the product at each stage for transparency and accountability.
10 free nail polishes by Taylor Made Polish, a truly unique experience where guests can custom-design their own bottle of high-quality nail polish on site or select from a variety of classic and trendy colors available online.
The journey to beauty through wellness.
The well being and beauty world started out with simple, yet powerful, natural ingredients sourced from Earth. If you are like us, your mother (or grandmother) told you to use these natural ingredients in your hair, face, body and much more. However, somewhere along the way, we adapted to chemicals + harsh ingredients in order to make a product inexpensive (at times) and last well beyond its natural life expectancy.
At Terra, we believe in beauty without harshness. This means that everything in our beauty products are made from hand selected, real ingredients – as it should be. We carefully tailor each product with love and choose specific ingredients for its original benefit. With this philosophy + culture, we allow you to know what you are putting on/in your body and the powerful benefits it will have for your beauty and well being.
Studio Quality Color Cosmetics designed for everyday use! A collection of Beauty tricks, tutorials and innovative products that make professional beauty easy & available to all.
Founded in 1976 in Brighton, England, by Anita Roddick, The Body Shop® is a global beauty brand built on making people feel so good – face, body and soul. The Body Shop® seeks to make a positive difference in the world by offering high-quality, naturally-inspired skincare, hair care and make-up produced ethically and sustainably.
Gel Nail Polish - manicure and pedicure accessories.
The company offers a fully custom-blended cosmetics line that allows you to have your makeup designed, hand-crafted, custom-blended and freshly made exclusively for you. The Makeup Lab also has a ready-made retail line of their own, featuring vegan lip gloss, natural sunscreen, a variety of kaolin clay face mask, natural makeup remover etc
We source only the most sustainable, bio-degradable and fair-trade raw ingredients and packaging. We craft all of our formulations focussing on high quality with the lowest carbon footprint and the least impact on our environment.
We do our research so that you don't have to. We strive to procure only fair-trade raw materials from conflict-free areas and which have not been tested on animals. All of our products are Vegan and are never tested on animals.
All of our products are Phthalate, Paraben, and Petroleum free. We package all of our products in paper, paperboard or glass. We recognize our duty to our planet: we donate 2% our net profits directly to environmental charities and cleanup efforts.
Citrusway & Varisi products has 28 years of successful sales ~ bringing effective, plant-based, nail and skin solutions to the Antifungal Foot ~Skin Care categories. Consumers are reading labels and educating themselves with "better for you" ingredients. Everyday consumers are aware of the side effects of chemical based products and are in search of alternative remedies. Citrusway fills the void of natural options to categories that currently only offer chemical-based solutions for nail & skin issues.
Vegan skin care line with products that appeal to men and women of all ages. All ingredients are 100% pure and cruelty free, and products are handmade with nothing but love and care.
At Walkers we are dedicated to providing you quality skin care products made from the finest natural ingredients from within the US and around the world. We believe in Fair Trade, Recycling, Truth in Advertising, Good business ethics and Excellent Customer Service and are proud to be a "Cruelty Free" company.
Winning Nails Tough Coat Bonder and Sealer is the perfect way to seal nail art designs for days. It grips nail polish to your nails so that your manicure won't chip or peel. Winning Nails Tough Coat Bonder includes a specially-designed applicator that assures correct consistency and flow without air bubbles.
Natural, hand crafted beauty and skincare products including hair oils, cuticle oils and lip scrubs.


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- This event has passed.
November 7 @ 8:00 pm - 10:00 pm
Description:OPEN GYMAdmission: $10Ages 6 & UpTimes Are Subject To Change Without NoticePlease be reminded of the proper attire for Open Gym, i.e., no jeans, pants with belts, buckles, or rhinestonesThis is a good opportunity to let your kids come and be kids. The Midwest staff will be on hand to monitor gym activities. Kids can work on tumbling, trampoline, tumble trax or just play in the pit. A full service concession stand is also available during open gym nights.


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In the 1970s Tomita was among the first to introduce the analogue synthesizer to Japan, and he was the first Japanese musician to be nominated for a Grammy Award in the U.S. He released the Symphony Ihatov album in 2013 that featured virtual idol Hatsune Miku as a soloist.
Tomita had collapsed in his home around noon on Thursday and was taken to the hospital. He passed away with his family at his side. Tomita's family held a private funeral on Saturday and Sunday, but a public farewell party is planned for a later date. At the time of his death he was preparing a new work titled Dr. Coppelius, which was slated for November.
http://www.animenewsnetwork.com/news/20 ... ay/.101895


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If you were once a theist was there something in particular that made you become an atheist?
Read more
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Welcome to Ask the atheists
This site is a resource for people curious about atheism. It was created to help correct some misunderstandings about this way of looking at the world.
Is your atheism a problem in your religious family or school?
Talk about it at the atheist nexus forum
This site is iphone friendly. Mobile godlessness!


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by Lauren
WALL-E Costume Photo 3 of 3
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This is Wall-E the cute little Robot from the movie of the same name. His Creator, in this case, is Roxanne. Roxanne says it took about 3 weeks to build WALL-E. She used materials she found here and there, only purchasing a few small items totalling under $20.
Roxanne is not only WALL-E's builder, she is also the person inside the Robot. Roxanne is 5'6".
Fantastic Costume Roxanne Ü
Thanks for your entry!!
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|Costumes for Kids
This homemade costume for kids entered our 2009 Halloween Costume Contest.
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