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Signing bonuses, profit sharing checks and inflation protection aside, Ford is billing its tentative new contract with the United Auto Workers union as a significant step forward in its bid for competitiveness — and CEO Alan Mulally's goal of rebuilding the carmaker's credit rating.
In fact, Ford shareholders could benefit from the deal as much as Ford's unionized workers, especially if the new settlement helps the automaker restore its once-lucrative dividend payments.
"We believe this agreement ... will enable us to increase our overall competitiveness in the United States," said Ford's labor and manufacturing chief John Fleming, something he underscored by noting that the four-year contract, if ratified, will "also permit us to in-source work from Mexico, China, Japan and other parts of the world."
The settlement at Ford, reached Tuesday morning, comes nearly three weeks after the UAW union came to terms with General Motors, and the proposed contract largely follows the GM pattern.
That means an improved profit-sharing program, a signing bonus and inflation protection. But Ford, considered the healthiest of the Detroit carmakers, bumps the up-front cash to $6,000, a full $1,000 more than at GM, while it will offer four $1,500 lump sum payments meant to compensate for inflation, double what its crosstown rival came up with. Significantly, Ford and GM both avoided any fixed increases in wages — a move that auto analyst Joe Phillippi sees as critical to the companies' long-term competitiveness.
He isn't alone. Standard & Poor's has signaled that it might follow an upgrade in GM's credit rating by also upgrading Ford's rating. That would meet one of Mulally's top goals — something Ford highlights on its website.
An investment grade rating would deliver more than just bragging rights. It would also mean a significant savings on Ford's hefty debt. The carmaker borrowed heavily going into the last recession to ensure it could survive. As a result Ford — unlike GM and Chrysler — was able to avoid bankruptcy and a bailout from the federal government.
An upgrade "is paramount in Alan's mind," said Phillippi, founder of AutoTrends Consulting. "It would not only help lower [Ford's] debt costs, but also signal their willingness to reinstate the dividend. They could do that now, but the ratings agencies would probably respond better if they wait until the debt rating has been restored."
While Ford — like the rest of the auto industry — has been slammed by Wall Street in recent months it is generally seen as best positioned to take advantage of an eventual economic recovery. Ford's sales were up 9 percent in September, well ahead of some key import competitors, including Honda and Toyota.
Ford remains a leader in the pickup market, with its F-Series and other light truck segments. But with models like the new Fiesta subcompact and midsize Fusion the automaker also is gaining traction in the passenger car segment where it was long an also-ran.
As a result of the new contract, Ford will expand production of the Fusion, now built in Mexico, by adding a line at its plant in Flat Rock, Mich. That factory, known as AutoAlliance, has been operating as a joint venture with longtime affiliate Mazda Motors. But Mazda plans to pull out of the plant, and there had been concerns the facility would close. Its future seems to be rosy as a result of the new UAW contract.
Indeed, Ford's Fleming announced that the carmaker will add another 5,750 U.S. hourly jobs once the contract is ratified, bringing to 12,000 the number of jobs it has either added or saved. All the new jobs, however, will be classified Tier II, meaning those employees will make significantly less than veteran Ford line workers. To soften concern among the rank-and-file, Ford has agreed to boost Tier II wages by $3.78 an hour to $19.28, still significantly less than the top tier makes.
Ford also will offer buyouts to veteran workers to open up even more Tier II jobs and lower labor costs further.
The auto industry has traditionally had a strong impact on what happens in the rest of American manufacturing, and the settlements at GM and now Ford are being well received, with Jay Timmons, president of the National Association of Manufacturers, declaring that this week's [Ford] announcement "will create jobs, will make the manufacturing sector stronger."
For the UAW, it's two down and one to go. The union still needs to work up a settlement with Chrysler, the smallest and weakest of Detroit's makers. A settlement seemed close at hand as negotiations approached the Sept. 14 expiration of the old four-year contract. But an unexplained glitch led UAW President Bob King to walk away from Chrysler and focus on the GM settlement -- a move that triggered the rage of Chrysler's CEO Sergio Marchionne.
The two have since tried to patch things up and negotiations are again moving ahead, though Chrysler is reportedly balking at the signing bonuses and Tier II wage hikes approved at GM and Ford. It insists that anything that increases its costs — which average $50 an hour — must be offset by cuts in other areas.
Observers expect both sides will bend. If not, they face unforeseen risks. Terms of Chrysler's 2009 federal bailout prohibit both a strike and a company lockout. As a result, a deadlock would leave the final terms of a settlement up to binding arbitration.


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One in three Americans would consider applying to the discount mega-chain for a mortgage, as more and more move to non-banks for their financial needs, according to a study by Carlisle & Gallagher, a management and technology consulting firm.
Walmart does not currently offer mortgages, and when reached by CNBC, said in a statement, "Walmart is committed to offering Americans affordable access to everyday money services and does not plan on providing mortgages."
We found a shift in what they [customers] want," said CG's Doug Hautop in an interview. "It's gotten more basic. They've moved away from wanting complex products into more fixed interest rates and defined terms. They don't need an elaborate array of product options. They're back to the basics."
(Read More: Attention Bankers! Walmart Mortgages Appeal to Third of Americans)

subset: commoncrawl


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Sternbach, who is also the director of the college's photography department, will travel to the Arctic National Wildlife Refuge (also known as ANWR) in Alaska on a photography expedition. He will be accompanied by two of his students.
Although Sternbach has always enjoyed photography, as it was a hobby of both his grandfather and great-grandfather, he became genuinely interested in it at the age of eleven. From there his love of photography grew as he worked as a photographer for his high school yearbook and high school newspaper.
Sternbach first became interested in Alaska as a photography student. "I was a 21-year-old photography student when I first learned about ANWR and the heated debate over whether it should be opened to oil exploration or remain untouched," he said. "I was struck by the region and the controversy swirling around it, and since that time I have longed to go there."
He departs on July 13 for eight weeks, where he will capture images of all of Alaska's inhabitants from the rangers who lead expeditions into the wilderness to herds of caribou to the wild landscapes. For him, there is not a "more crucial place for an artist's eye."
One of Sternbach's goals for this expedition to ANWR is to bring attention to the peoples who live there. He will photograph the Gwich'in and Inupiat people. These two tribes represent some of the last natives in America who have occupied the land for nearly 10,000 years.
"These indigenous peoples have a unique relationship with their land and that hopefully we can learn from them about what we are doing to our planet," he said.
His overarching goal: awareness.
"Through my photographs I hope to raise the level of awareness of this remote region and its native population and inspire people to become involved and active in the global work to save not only this Alaskan region but the world's ecosystem as well," he said.


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According to NantucketYakub Muslims, 26-year-old Glenna Kohl's thoughts were in the vain of her reprobate minded forefathers and unacceptable.
Relive The Glenna Kohl Melanoma Execution: Cape Cod Yakub Muslims Condemn Family's "Fund For Hope"
According to sources, Kohl claimed she could beat melanoma and referred to it as a disease.
"This is the denial of the Devil," says Nantucket Yakub Muslim Crispus Russwurm. "They are in denail of their guilt, atrocities and damnation.
According to other Western sources, Kohl was encouraged by her father, Robert who claimed Glenna desired to help others and felt obligated to spread the word about melanoma."
"Wrapped in narcissism and self deceit, Glenna became an advocate of the West's misinformation campaign about melanoma," Russwurm said.
Though it is suspected she (Glenna) was told by Nantucket Yakub Muslims to denounce her race and testify of her wickedness, sources within the tight knit community would not confirm whether the contact was made.
"Melanoma gives cancer a bad name," her father is quoted as saying. "It's not one where the odds are of you winning."
"Cape Cod whites are thoroughly reprobrate. Before The Sun of God, their values are abominable. Glenna's lies and thoughts were an abomination before us and The Sun of God. Melanoma is not a cancer.
" It is the prophetic curse of Lakes of Fires God promised to burn evil in. We are thankful to all worshipers who spotted this creature.
"For, she (Glenna) was part of the evil prophesied to be executed. We present her as a slave left hanging from the tree: a warning to mankind of what awaits him."


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Frequently Asked Questions
If you are staying in the Ocho Rios Region, Dunn's River Falls is only 10 minutes away. It is an hour and a half from Montego Bay; two hours and thirty minutes from Negril; and two hours and forty-five minutes from Whitehouse.Who provides transfers?
We provide your transfer to and from the tour site.Do we need to take cash with us?
Yes it is recommended to take cash. Most of our Certified Partners have a gift shop at the tour site where you can purchase pictures taken of yourself during the tour and also souvenirs.Are there tours for children?
Some tours can accommodate children who are accompanied and supervised by a legal guardian. Please see your Island Tour Specilaist on property or call us at 1-877-768-8370 for more info regarding tours suitable for your child.Is there a weight limit for tours?
There is a weight restriction of 264 lbs for most tours; however, there are some tours that have no weight restriction. Please see your Island Tour Specialist on property or call us at 1-877-768-8370 for more information.How do I remove the bar with the travel agent name on top my browser?
The presence of a bar at the very top of the IslandRoutes site indicates that you have been referred to IslandRoutes by a recognized travel partner (co-branded). if for ANY reason you'd like to remove it, simply click on the link below:
> Remove Co-Brand Bar
> Remove Co-Brand Bar
All tours should be booked at least 24 hours in advanceWhat does the price of the tour include?
The cost of the tour includes round trip transfers, entrance to the tour site and lunch depending on the tour chosen.Can I book tours by phone?
Yes you can. Please contact us at 1-877-768-8370 and it will be our pleasure to assist you.Can I give a tour as a gift?
It will be our pleasure assisting you to enhance the Island experience of your family member or friend. Please contact us at 1-877-768-8370 for more information.Can I book a private trip?
Yes you can. We will be happy to try and accomodate any special requests made. Please see your Island Tour Specialist on property or call us at 1-877-768-8370 for more information.
Yes it does. However this depends on the prevailing and forecasted weather conditions.How long are the tours?
Tour times range from two hours and thirty minutes to nine hours; and depends upon transfer times, which hotel you are staying at, and the tour chosen.Is it possible to do two tours in one day?
Yes it is. There are some tours that can be scheduled for the same day.How much cash should we take and do they accept U.S. currency?
The amount of cash you take is all up to you. U.S. currency is accepted at all tour sites.Do we have to tip our Tour Guides or Drivers? How much do you think we should give?
The practice of tipping is discretionary and it is totally up to you. Gratuities are accepted but not expected.Will there be somewhere to leave our personal items while on the tour?
Yes lockers are available at an additional cost at most tour sites. Please see your Island Tour Specialist on property or call 1-877-768-8370 for more informationIs lunch included?
Lunch is included on all day tours. Please see your Island Routes Specialist on property or call 1-877-768-8370 for more information.What should we wear for the tour?
Comfortable clothing is recommended and swim suits where applicable. Your Island Tour Specialist will advise you on what to wear or call us at 1-877-768-8370.Who will our tour guides be?
Our Certified Partners have trained and qualified guides on each tour to ensure that you have a fun and safe experience.Where do we meet for pick up?
Please meet your Island Tour Specialist in the lobby at least 15 minutes prior to the tour departure time with your boarding pass or receipt.
If your flight is cancelled please contact us at 1-877-768-8370 and we will reschedule your tour or book a different tour of the same value for another day.What is the cancellation policy?
Can I cancel or reschedule my tour when I get to my destination?
Cancellations Made Easy - Island Routes Tours understands that things don't always go as planned. That's why we will do our best to accommodate your needs whenever you want to make a change to your tour or excursion. At Island Routes Tours, we've taken every precaution possible to minimize cancellation fees, so you can book with flexibility knowing that we've got you covered!
For tours cancelled outside of the following time periods, cancellation fees may be applicable, as follows:
- 24 hours or less: no refund
- 48 hours or less: 50% cancellation fee
- 96 hours or less: 25% cancellation fee
- 96+ hours: full refund
Yes you can but please note that the cancellation policy will remain in effect for tours cancelled. Tours can be rescheduled based on availablilty. Please see your Island Tour Specialist on property or call us at 1-877-768- 8370 for more information.


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Ramirez, Hart lead Brewers to 9-3 win over Pirates
Corey Hart and Aramis Ramirez both went 3 for 4 with home runs, and Pittsburgh starter Jeff Karstens left for the second consecutive time with an injury as the Milwaukee Brewers beat the Pirates 9-3 on Friday night.
Milwaukee starter Mark Rogers (3-1) gave up one run in 5 1-3 innings to win his third consecutive start in his last outing of the season. Ramirez had four RBIs and Nyjer Morgan had three hits, a stolen base and a walk for the Brewers.
Karstens (5-4) allowed four runs in the first inning and was forced to leave for the second consecutive start with a lower body injury. The right-hander allowed five of six batters to reach base before exiting with discomfort in his right hip flexor.
In his last start on Aug. 25 in Pittsburgh, he was removed after throwing seven innings in a 4-0 victory over Milwaukee due to a left groin strain. This time, he was charged with four runs in one-third of an inning, giving up five hits while striking out one.
Pittsburgh remained one-half game behind St. Louis for the final NL wild-card spot when the Cardinals lost 10-0 to Washington on Friday night.
No announcement was made ahead of time, but Brewers owner Mark Attanasio said on the team's television broadcast during the game that Rogers would be shut down. With Pittsburgh star Andrew McCutchen getting a day off, the right-hander allowed a solo home run to Garrett Jones in the fourth.
He pitched 5 1-3 innings, giving up five hits and two walks while striking out five. The fifth pick in the 2004 draft, Rogers has been beset by injuries and had only pitched in four major league games before joining the Brewers in July.
He threw 134 1-3 innings combined at Triple-A Nashville and with the Brewers, up from 44 1-3 a year ago in the minor leagues. Previously, the most he had thrown in a season was 126 innings in 2010.
Morgan, a late addition to the lineup when Norichika Aoki complained of neck pain before the game, led off the bottom of the first with a double and moved to third on Rickie Week's sharp single to right.
Karstens struck out Ryan Braun, but Ramirez laced a two-run single to left for a 2-0 lead. Hart hit his 25th home run for a 4-0 lead.
After Jonathan Lucroy singled, trainers went to the mound, talked to Karstens and he walked off the mound.
He was replaced by Kyle McPherson, who was recalled from Triple-A Indianapolis earlier in the day. The Brewers made it 5-0 in the second on a passed ball by Michael McKenry that allowed Morgan to score easily from third.
Jones' homer in the fourth was his 22nd. Pittsburgh closed within 5-2 in the seventh when Gaby Sanchez scored from third on a groundout.
Ramirez hit his 21st homer, a two-run shot, off Hisanori Takahashi in the eighth to make it 7-2. The Brewers then got an RBI double by Carlos Gomez and an RBI single by Jean Segura for a 9-2 lead.
Alex Presley's RBI single made it 9-3 in the ninth.
Notes: Before the game, the Brewers dedicated a 7-foot tall bronze statue of longtime broadcaster Bob Uecker at Miller Park. . The Pirates recalled Presley from Nashville. To make room on the roster, INF Chase d'Arnaud was optioned to Single-A Bradenton and 1B Jeff Clement was outrighted to Bradenton. . Brewers INF Cody Ransom was claimed off waivers from Arizona. .. Aoki suffered a neck injury during a collision with Morgan on Thursday in Chicago. He is day-to-day.


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Retail sales in June came in a little stronger than expected on increases gasoline and motor vehicle sales. Otherwise, sales were soft. Overall retail sales posted a 0.6 percent gain after rebounding 0.5 percent in May. The advance in June topped the market projection for a 0.5 percent increase. Excluding motor vehicles, retail sales gained 0.3 percent, following a 0.4 percent boost in May. The consensus had expected a 0.6 percent increase. The latest increase in overall sales was led by a 5.0 percent surge in gasoline station sales. Excluding motor vehicles and gasoline, retail sales slipped 0.2 percent after easing 0.1 percent in May.
Outside of gasoline and motor vehicles, sales were mixed but mostly down. Notably, building materials & garden equipment fell 0.9 percent. Consumers are eating at home more as food services & drinking places also declined 0.9 percent. General merchandise slipped 0.4 percent. On the positive side, gains were led by electronics & appliance stores and by sporting goods, hobby, book & music stores, both gaining 0.9 percent.
Overall retail sales on a year-ago basis in June were down 9.0 percent, improving from down 9.8 percent in May. Excluding motor vehicles, the year-on-year rate slipped to down 7.9 percent from down 7.6 percent.
The June boost in retail sales shows a sluggish consumer sector once autos and gasoline are discounted. Equities should not be very excited about the numbers after going into the detail. But stocks are focusing on earnings and Goldman Sachs beat estimates sharply before open.
And over in the weekly ICSC report, same store sales were down sharply for the week, falling .9% and also falling .7% year over year. Again here's Econoday's spin:
Cool weather, the coolest in 12 years, pared demand for seasonal goods, driving ICSC-Goldman's same-store sales tally down 0.9 percent in the July 11 week for a 0.7 percent year-on-year decline. The report is warning that July will likely be "another tough month" for retailers. June retail sales will be posted at 8:30 ET.
Meanwhile, the Redbook was down a whopping 5.7% last week on a year over year basis and that follows a 4.2% decrease the week prior, meaning that conditions in department stores are worsening.
Redbook keeps reporting sharp declines with same-store sales at a year-on-year minus 5.7 percent in the July 11 week. Month-to-date, sales are down 1.7 percent vs. June. The report said customers are not responding to women's fashions which is bad news for department stores. For department stores, this morning's retail sales report extended a run of very deep declines. General merchandise is also on a long string of declines while clothing is flat. These are the categories tracked by Redbook and ICSC-Goldman which explains why both of these reports have, and unfortunately continue, to report significant weakness.
The Producer Price Index came in hotter for June than previous months largely on the back of higher gasoline prices. Note in the two charts that follow Econoday's take, that the month to month chart is showing increases but when we look at the year over year chart we see a huge plunge in this index. On that YOY chart, note that the "core" has remained positive and has yet to go negative. This is statistical game playing that has gotten out of hand. Note that the overall PPI is DOWN 4.7% year over year! Not quite enough to trigger a deflationary spiral signal but very close:
Producer price inflation in June jumped sharply at the headline level due to higher energy costs. The core also was high and largely due to higher motor vehicle prices. The overall PPI spiked 1.8 percent in June, after increasing 0.2 percent in May. The boost in June was sharply above the consensus forecast for a 0.8 percent hike in the headline PPI. The latest gain was led by the energy component which jumped 6.6 percent. The food component also posted a large gain-1.1 percent. Meanwhile the core PPI rate advanced 0.5 percent, coming in much higher than 0.1 percent decline in May. The latest number was stronger than the market expectation for a 0.1 percent gain.
Boosting the core rate were a 2.0 percent jump in auto prices and a 3.4 percent surge in light truck prices.
For the overall PPI, the year-on-year rate fell to minus 4.3 percent from minus 4.7 percent in May (seasonally adjusted). The core rate year-ago pace firmed to up 3.4 percent from up 3.0 percent the prior month.
The latest PPI report was quite strong but largely due to temporary factors. Energy is now in retreat and the spike in auto and light truck prices will not continue. The June PPI is an aberration in the current inflation trend. Bond yields, however, are likely to firm. Stocks are focused on earnings with Goldman Sachs sharply beating estimates before open. Also, retail sales were a little better than expected.
If it were up to me, I'd scrap the BIS, the BLS, and all government agencies that produce statistics and I'd start over in one giant swoop! I'd develop a set of statistics that cannot be changed and tweaked over time – a "core" set of statistics if you will. NO, statistics don't need to "change with the times," the laws and principles of economics do not change – this time the math of debt is no different than the basic math in Roman times! We need to stop tweaking and spinning things into a positive, the only one we're fooling is ourselves – it's leading to economic mass psychosis!
Billy Joel – Honesty:


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A new alternative to payday loans officially launched by Vancity on Tuesday could make a big difference in the lives of people living from paycheque to paycheque, according to an official with Family Services of Greater Vancouver.
Tulia Castellanos, director of strategic community engagement, said the Vancity program will be charging so much less in interest, it could greatly increase the rate that loans are repaid on time. As well, it could help people establish a credit history, she said.
"If this ... is truly accessible for people, I strongly believe that it will dramatically change how people in low income can manage their finances," she said.
"It will make a big difference."
The new financial product is called Vancity Fair & Fast Loan. If a credit union member borrows $300 for minimum term of two months and pays it off in two weeks, it would cost $2.20, a 19 per cent annual percentage rate.
At The Cash Store, a $300 loan for 14 days at an interest rate of 23 per cent of the principal would cost $69. The annual interest rate on that loan works out to 599.64 per cent.
Consumer Protection B.C. defines a payday loan as a loan of up to $1,500 that doesn't require security and has to be repaid within 62 days.
Castellanos said people using payday loan services are living in what she described as virtually a parallel world compared to people with a regular paycheque. For someone with unstable income, a crisis can lead to the person having no choice but to take out a payday loan which can, in some cases, lead to a spiral of debt and eventual homelessness.
What can happen, she said, is that once payday loan companies have access to someone's bank account, they can start withdrawing money to pay back the loan if the person who has taken the loan can't pay it back right away. In some cases, that can leave people short on rent money.
"Their lives are really a kind of house of cards. If you push one card, everything falls apart," she said. "It is really stressful. People stop eating to pay these loans."
Linda Morris, Vancity's senior vice-president of business development, said Vancity has been quietly trying out its new alternative to payday loans since April.
Morris said Vancity Fair & Fast Loan program is financially sustainable.
"Profit was not our first motivator," she said. "Our first motivator knowing that there is a problem out there and seeing if we could solve it in our unique way."
She said Vancity has introduced the new loan product because it supports the credit union's core values of "social justice and financial inclusion."
"We have an opportunity here to do something different and really help with an individual's well being," she said.
According to Consumer Protection BC, more than 100,000 people in B.C. took out 800,000 payday loans in 2013.
"Our members as well are supportive of this," Morris said.
"When we did a survey about a year ago, before we down this path, they said yes, someone has to step forward and do something different."
Morris said she wasn't aware of any of the big banks in Canada offering anything similar to Vancity's alternative to payday loans.
A poll released Tuesday by Vancity said that 67 per cent of payday loan users in Metro Vancouver and Greater Victoria are borrowing several times a year. The poll, conducted by Insights West, found that 38 per cent took out payday loans because they had expenses they hadn't anticipated and 37 per cent because they were getting behind on bills. The survey sample of payday loan users had 131 respondents and has a margin of error of 8.5 per cent.


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Outsourcing email archiving: the pros and cons
Outsourcing your e-mail archiving is a good alternative if you want to avoid the hassle of implementing archiving yourself. But right now, service providers are falling short and need to expand their product portfolios to meet user demands.
E-mail archiving outsourcers falling short
Service providers need to catch up with the e-mail archiving needs of their customers.
Tired of mailbox quotas? Spending too much money on e-mail application servers and storage? The solution is easy: e-mail archiving. So why aren't more of you doing it? Enterprise Strategy Group (ESG) estimates that 70% of you haven't deployed any form of e-mail archiving. Of those who did make an investment, what percentage of mailboxes did you archive--only 20% to 30%? In addition, many who use e-mail archiving software are doing so just because they have to.
That's a lot of rhetorical questions and figures, so let me spell things out a bit. There are tangible benefits to e-mail archiving, including complying with record-retention regulations and creating a searchable repository. But the most overlooked benefit is message application infrastructure optimization. For example, organizations that implement mailbox quotas to control storage costs essentially force employees to delete e-mails or create their own message archives in the form of .PST files. With e-mail archiving, mailboxes can be automatically groomed with older messages stubbed and stored on secondary storage. This reduces the cost to keep messages active and lets employees retain all messages. Mailbox archiving also reduces backup stress because older messages are removed from primary systems, reducing the amount of data to be protected on a regular basis.
When it comes time to budget for e-mail archiving, many of you may hesitate because of the time it takes to implement, and you might still only associate e-mail archiving with compliance or electronic discovery.
The first impediment, time to deployment, is easily solved: outsource. Just the mention of that word can stir up controversy but, in the realm of IT, outsourcing typically involves an organization transitioning a set of management tasks and processes to an external party. Cost and lack of in-house expertise are two reasons for an organization to consider outsourcing. Another is the time it takes to deploy a new technology. For example, when compliance beckoned, not all Wall Street players could dish out the cash needed to deploy e-mail archiving and its associated non-erasable, non-rewriteable storage systems. Many small brokers/dealers and mutual funds lacked IT departments to manage e-mail archiving software or storage systems. This opened the door to service providers who offered outsourced e-mail archiving services. Iron Mountain and Zantaz were among those service providers, and today they count several financial services firms among their clients.
Outsourcing e-mail archiving also became interesting when regulators and litigators began targeting message repositories for evidence in a variety of cases. ESG estimates that approximately 75% of electronic discovery events involve e-mails. While e-mails regarding Enron and Martha Stewart grabbed headlines, thousands of other organizations and their outside counsel have sifted through old and new e-mails to prepare for cases ranging from executive malfeasance to employer discrimination. Just as many financial services organizations weren't ready to manage e-mail as a business record, other organizations weren't prepared for the deluge of subpoenas that included discovery requests for messages. Many turned to e-mail archiving outsourcing; old messages were restored into an online archive and new e-mails were captured in real-time to create a repository that could be accessed by attorneys.
This leads to the second impediment of e-mail archiving adoption--the belief that the solution is strictly for compliance and legal discovery. This myth endures because many users who are interested in e-mail archiving turn to service providers that only have offerings built around compliance and litigation support. A customer can rarely find a service provider that offers mailbox management as a service.
Users who want to reap the benefits of e-mail archiving, but can't deploy it in-house, should demand it from service providers. And service providers should wake up and add offerings for those users who aren't subject to retention regulations or frequent electronic discovery events.
If the advantages of e-mail archiving for compliance were more apparent, many more users could measure the impact of reduced storage costs, longer online retention of historical e-mail (removal of mailbox quotas), faster data protection operations and other resource management benefits derived from e-mail archiving. Service providers could easily help organizations deliver the more IT-specific benefits of e-mail archiving. When asked, the top reason why users would consider using a service provider for e-mail archiving is to get a solution in place quickly, protect data offsite and reduce operating costs--not for compliance purposes. (See "Top five reasons why organizations would consider using an e-mail archiving service provider," above.)
It's hard to imagine the litigious business climate changing dramatically in the near term, and as long as e-mail is the primary means of workplace communication and collaboration, e-mail archiving solutions will be needed. Service providers have expanded their offerings to include e-mail data restoration from tape, and some have integrated litigation-support software with e-mail archiving apps to expand review and trial preparation processes. Other outsourcers have complemented archive offerings with data backup services. Service providers can also improve their offerings by archiving other types of content, including databases and files.
In the context of electronic discovery, attorneys have requested financial statements, medical records, digital images, and a host of other data that resides in databases and application files. E-mail has certainly been the most requested content type, but ESG expects that, over time, all data formats will be subject to discovery requests. It's never too early for organizations to prepare for the inevitable--all electronic data will be discoverable.
Resource management benefits, such as offloading production data from primary systems and retaining nontransactional data online at a lower cost, also apply to database and file archiving. In addition, other types of business records may be retained within these data formats and be subject to regulations such as HIPAA and the Family Educational Rights and Privacy Act. By consolidating archiving processes, organizations can compound the benefits of compliance, electronic discovery and resource management. Service providers can offload the risk and cost of deploying database and file archiving to help users achieve these benefits sooner.
E-mail archiving outsourcing has experienced rapid growth due primarily to external factors--regulatory compliance and electronic discovery. Four years ago, service providers offered a quick way for customers to retain messages without the headache and expense of deploying an in-house system. As the market for these services peaked, some service providers included message security and content-filtering services, but those features did little to sway buyers. Part of the blame falls on users failing to demand more resource-optimization services from outsourcers.
For users to experience all of the benefits e-mail archiving has to offer, they need to decide whether they want to do it in-house or with a service provider. But that's an argument for another day. Outsourcers must realize that a majority of users need services such as mailbox management, database and file-system archiving, litigation support and data protection.
Outsourcing may always provoke controversy, but if e-mail archiving service providers don't expand their portfolios, the only topics under discussion this time next year will be how many of these vendors will be left and where stranded customers will wind up. It's up to you to put pressure on these service providers to ensure that they not only meet your current needs, but can grow with you as well.


text: Hey guys, Just became a member recently so that I could take advantage of membership discounts on track events and get the Roundel! Here's a Direct link to my build thread over on r3vlimited. http://r3vlimited.com/board/showthread.php?t=101234 So some info on the car.... It's a 1991 BMW 318is with an M50B25 swap. I'm a bit of a nutcase so I did some work to it before I swapped it. Initially it was just going to be a purchase and drop-in affair, but when I put the motor on my engine stand I was just like...hmmm gotta replace at least some gaskets before I put this sucker in there. Which lead to a ground up rebuild...not to mention my FIRST engine rebuild. The bottom end came from an M52B28 (E36 328is). I used the stock rods and purchased new OEM+ MaxSil pistons because the used ones were completely useless. I could have went for the M3 bits but the deal was too hard to pass up. After that I found out that the M52 headers were lighter and also flowed much better so I picked those up. Nice looking pieces too. I didn't want to go too lightweight with the flywheel because A. I was afraid of chatter with an unsprung clutch and B. the 8.5lb flywheel was $1k... so the flywheel is 16lbs which has no chatter whatsoever. Before I brought the head to the machine shop I ported the intake side to allow for some more flow, there's not much I could do because the intake manifold has limited room for it. I also ported the exhaust manifolds for a little bit of power as well. At the machine shop the head received a 3-angle valve job and a full cleaning. When I went to pick it up I had hard time believing that was in fact the head that I originally brought to him. I didn't know that cleaning it would make it look brand-spankin new! Finally I rounded everything off with a custom chip from The Racers Market (TRM) which smoothed things out and gave the M3 cams the added fuel they needed. Phew, I think I've said enough, I'll let the pics do the talking from here. I'm no photographer by any means! Oh and here's a couple of me taking it to its first dyno, nearly two years after the build! Took it to MaximumPSI in Linden, NJ. Pull 1 http://www.youtube.com/watch?v=npCYAMjYuGk Pull 2 http://www.youtube.com/watch?v=F1tEkkOORtc Probe flew out on the 2nd pull thats why the dyno sheet shows a wacky A/F. Pull 3 http://www.youtube.com/watch?v=RMwPm19RLOE 4th gear pulls. 205hp @ 6500 rpm 182tq @ 4650 rpm Everything checks out really nicely, motor is strong and my a/f curve looks good. Mike, the shop owner, said that TRM could remap the curve slightly and grab some fuel from the 5300 rpm area and get some more fuel towards the end of the revving range to get some more power. Overall I'm happy to see that I've built a healthy motor! $90 for 3 pulls. P.S. I will heading up to Watkins Glen for the HPDE that the Genesee Valley Chapter setup. September 25 & 26th. http://www.gvc-bmwcca.org/events/eventview.aspx?EventID=99 -Denis


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Prepare to be baffled as much as you're battered: opening track 'Ostia' lays down fat, fuzzed-up beats that scream 'Rocket USA' or 'Ghostrider' (from the first Suicide album), for a dozen-or-so bars, before live cymbals gallop in, and then a full-kit with all the instruments writhing around them with a limberness and energy you'd think impossible for figures so intricate.
If you were thinking Fuck Buttons one minute, you'll be thinking Tweez by Slint next, because Zu are as much about continual pounding controlled demolition as they are sudden, surprising twists and lurches. To play with this intricacy and force takes years of disciplined playing, and the Italian threesome (drums / bass / sax) have made 14 records since 1999, but never once get lost in widdleyness. There's no doubt they've got as many ideas as Mike Barr (Orthrelm / Ocrilim / whatever), but when they find a big dumb riff they like, they ride that brontosaurus right into town, Melvins-style. Take 'Carbon', where Luca Mai's baritone sax grunts like pigs rutting, like Morphine, just three notes, before Jacopo Battaglia's live electronics rise in a vertiginous drone.
For all the Very Metal titles ('Chthonian', 'Erineys' – i.e. the Furies), it's a wildly danceable record that's so life affirming I would have gone with 'Soulympics' as a title for the album, because it feels like such a workout; an assault course of genres. Actually, 'Soulympics' (halfway through) is the album's first comedy moment – a breathing space – on which Mike Patton pretends to be Yog-Sothoth or Sauron messing around in his kitchen, muttering incantations over his cauldron, and on 'Orc' (at the end) bibbles and groans like the eponymous half-breeds. These are the only vocals, by the way, but you won't miss them, or guitars, most of the time – Massimo Pupillo's bass is so melodic – and that's Buzz Osborne from the Melvins guesting. So anyhow – crossover album of the year, no contest (as Zu put it, they're: math / metal / jazz / punk / noise / no-wave), and thinking of that last genre thrown into the mix, this really does sound as aggressively weird now as James Chance & the Contortions would have done almost thirty years ago.
8Alexander Tudor's Score


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An affine transformation is a linear transformation followed by a translation; i.e. it is a function
\x -> A*x + b
Where A is a linear transformation. Affine transformations are the set of image transformations supported by Graphics.DrawingCombinators, roughly translate, rotate, scale, and compositions thereof.
An Affine transformation from R2 to R2.
[[Affine]] = R2 -> R2
With the Monoid instance
(identity, compose)
inverse :: Affine -> AffineSource
[[inverse x]] = inverse [[x]]
If the transformation is not invertible, this operation is undefined.
multGLmatrix :: Affine -> IO ()Source
Multiply this Affine by the top of the OpenGL matrix stack. Don't mind this, it's an implementation detail.


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Ingrained Media – Search Engine Optimization Now Offered
Ingrained Media would like to announce that their specialization in Search Engine Optimization is now being offered to our client base. Our team of Search Marketing Directors, SEO Analysts, SEO Copywriters, Keyword Strategists, Link Builders, and SEO Managers are available to help your brand and website achieve the organic search engine ranking you desire. Our proven methods and strategies have given customers prime rankings for a variety of keyword searches. The Ingrained Media SEO Approach provides you with an economical approach to achieving high ranking search engine results and a measurable return on your investment.
– Jordan McCreery, Sr. Vice President of Ingrained Media


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Life is not measured by the number of breaths we take,
Overlanding Trips in Africa
If you landed on this web site, you most probably share the passion to travel.
On this web site we list some trip reports which will hopefully help you to plan your trip, or maybe it will just encourage you to do the same.
There is nothing like the experience to sit around a campfire under the African sky, far from the hassle and buss of the city. The further you can get from "civilization" the better.
If you have a trip report to share fee free to email me on email@example.com . You will note that we always refer to the author at the end of the report we will gladly add a link to your blog or web site when placing your trip report.
This web site is an ongoing project where will continually add over landing trip reports, details of camping sites, 4x4 routes, hiking trails, tips, advice and anything interesting related to the great outdoors
This web site is proudly sponsored by 4x4Direct.co.za


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Changes Pending
IF you purchase a lovely coffee from Café Lua
THEN They will dedicate 50c from each coffee sold (25-29 June) to the purchase of solar panels for their roof.
25 Jun 2012 07:00AM
29 Jun 2012 04:00PM
Café Lua
169 Elgin St
Carlton VIC 3053, Australia
Every coffee purchased in a week goes towards solar panels for local cafe! A great sustainability leadership initiative for Carlton businesses.
In early 2012 the City of Melbourne decided to undertake a challenge…one of the Carrotmob nature. The Council's mission was to engage local businesses in Carlton, Melbourne to identify ways to reduce their environmental impact and one lucky business (by way of online public vote), would win the Carrotmob.
City of Melbourne, Opportunities for Carlton and the Carrotmob team in Melbourne (a great example of collaboration!) would like to congratulate Café Lua on winning the Carlton Carrotmob Challenge! They attracted over 50% of the 1200 odd online votes! To check out the online pledges and the other businesses involved go to this website (http://www.carlton.vic.au/poll-carrotmob-eco-carlton.htm)
Café Lua, a small happening place of deliciousness, is very committed to reducing their environmental impact. They've undertaken a range of initiatives including switching to compostable and reusable coffee cups, installing efficient lighting and water faucets, offering used coffee grounds for compost and installing leavers on windows to encourage natural air flow.
Café Lua now wants to take their sustainability leadership to a whole new level in the Carlton business community by installing SOLAR POWER. Carrotmob - let's help make it happen!
To be part of the Carrotmob and support this initiative simply rock up and buy a coffee/ssss from Cafe Lua during the week of 25th - 29th June (on average they sell 1800 coffees a week! let's smash it!). The week long event will culminate in a Carrotmob celebration on the Friday from 10am - 12pm!
No updates yet!
Have ideas for Carrotmob? Experiencing problems on our site? Please use the form below. You can also reach us at: firstname.lastname@example.com. Your feedback is greatly appreciated. Happy mobbing!
The fastest and easiest way to join Carrotmob is by connecting with your Facebook account. You will also be able see what your friends are doing on Carrotmob and quickly share some of your activities with your network. To learn more about how this works, read this. If you are curious about the permissions we're requesting of your Facebook account, read this. Clicking this button will NOT post anything to your Facebook wall.


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Go With The Flow Oil Can
Stainless steel is a safe, nonreactive metal that provides the perfect dark home for your oil. Olive oil oxidizes when it is exposed to light so you want to transfer it from the bottle and keep it in stainless steel whenever you can. The beautiful thing about my oil can is it doesn't drip, like a lot of other cans you'll find on the market, and this is thanks to the way we've created the nozzle. The nozzle is designed as a peak so you can carefully stream the oil and create a really slow pour. This is not only a healthy way to cook but you have total control - just think, no more soggy salads!
Product Features
The oil can is suitable for all sorts of oils, from vegetable oil to the delicious extra virgin olive oil. To be honest, I've been known to put vinegar into one can and oil in the other and I use these to dress dishes – it's my own little oil and vinegar set. I've even put raspberry sauce into a can and poured it over ice cream for a dinner party. It's really too beautiful a can to hide and there's a bunch of uses for it!
Care & Usage
Clean gently with a damp cloth
Do not clean with abrasive cloths or cleaners
What's Included
Stainless steel oil can and screw on nozzle
Available in 2 sizes, 16fl oz and 24fl oz (500ml and 750ml)
Available in 2 finishes, polished and satin finish
Stand Out Features
Solid stainless steel construction
Sleek looking curved handle for easy grip allowing controlled pouring
Wide opening screw top lid makes the oil can easy to refill and easy to clean
Elongated narrow spout allows a thin steady stream of oil for a perfect pour
Elegant design looks great in any kitchen


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Giant Tank presents another extravaganza.
DECAER PINGA= fresh from this year's No Fun and Subcurrents festivals. the legendary free noise(s) unit formerly known as Prick Decay: darlings of (the sadly deceased) Bananafish magazine. fans/ collaborators include Sonic Youth, Wolf Eyes, Nautical Almanac, Glands Of External Secretion, Vibracathedral Orchestra, Jacke-O-Motherfucker and more. expect genuine psychedelia, "ugly truths and insect shit."
USURPER= nigh inaudible imrovisational experiments with disabled instruments from the makers of Giant Tank and Pizza Boy Delivery.
DADDO= aquavulvic harsh-ambient-iced-doomcore electronics. pressed from grapes of wrath and aluminium.
plus Giant Tank DJs playing records 'n' that.
Sunday 24th April 2005 at The Subway, Cowgate, Edinburgh.
doors= 7:30pm (1st act on at 7:45pm.). cost=£3.
Decaer Pinga / Usurper / Daddo
Forest is people. People is you. You is us.
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Rating: 3 out of 4
48 Dante St., near St-Dominique St.
Phone: 514-508-6508
Website: impastomtl.ca
Open: Tues.-Sat. 5 to 11 p.m.; Lunch Thurs.-Fri. 11:30 a.m. to 2 p.m.
Reservations: Essential
Wheelchair access: No
Cards: All major
Vegetarian friendly: Yes
Parking: On the street with meters, difficult on busy nights
Price range: starters $9-$17; pastas: $10-$24; main courses $24-$49; desserts $6-$10
MONTREAL - It seems like everyone vacationed in Italy this summer. Almost every time I ran into anyone and asked them how their summer went, they'd hit me with this blissed-out gaze and say, "I was in Tuscany," or "I was in Sicily," or "I was in Rome" or Amalfi or Campania or Piedmont or whatever. And each time they'd start describing their holiday, I'd put up my hand and say, "That's quite enough!" because if there is one place I daydream about vacationing, exploring and eating in endlessly, it would be La Bella Italia.
Fortunately, the marvellous cuisine can be found the world over. Can't get to Italy? No problem. Live the dream vicariously through the antipasti, primi, secondi and dolci at your favourite Italian restaurant. Yet not so fast. How authentic is that vodka-sauced penne or all-dressed pizza? Not a bit, for, despite the copious amounts of Italian food on offer, little comes close the Italian cuisine of the motherland. In Montreal, authentic Italian restaurants are rare. Yet despair not! Those in search of the real deal should make a beeline for Impasto.
Located in Little Italy, an area where Italian restaurants are numerous yet not necessarily fabulous, Impasto is the creation of two young Montrealers, Stefano Faita and Michele Forgione. Author of three cookbooks, Faita is also the host of the CBC cooking show In the Kitchen with Stefano Faita. Forgione is the former chef of the acclaimed Osteria Venti. At Impasto, Forgione is head chef and Faita works the floor. That said, Faita is a fabulous cook in his own right, no surprise once you realize his mother, Elena Faita, runs the Mezzaluna cooking school and his family owns Quincaillerie Dante. Impasto is located kitty-corner from Dante in the locale that last housed Trattoria Casa Mia. Open since early July, the restaurant has already brought a nice new buzz to this relatively sleepy section of town.
Impasto is not fancy, formal or expensive. The decor, courtesy of hip resto designer Zébulon Perron, is all tile walls, beadboard ceilings and bare tables, with a large open kitchen from where Forgione leads his team. The music is a bit too loud, which means conversation levels are that much louder. The young and fun Italian ambience reminds me a bit of New York's Babbo, yet Impasto is more casual. The space is long and narrow, and on hot nights it gets a bit steamy with the kitchen smells swirling among the Apérol-sipping customers.
Though Faita was in Toronto filming his cooking show on the night I dined at Impasto, almost everything was perfect. I missed watching Faita's wide-eyed enthusiasm in action, but Forgione is quite a character as well. I have written about Forgione's devotion to cooking "nonna-style" (grandmother) food, and even when having the shortest conversation with the fellow you realize how obsessed he is with getting it right. He'll tell you, "this bit of spinach here is like they do it in Italy," and "the rosemary placed in the oil is like they do it in Italy," and "the crust rolled to that thickness is like they do it in Italy."
He frowns, he smiles, he waves his hands around, laughs and then usually hands you something to taste. And chances are, it's delicious.
The menu is short — six starters, four pastas, four meat dishes, four desserts — and immensely appealing. This is simple, clean, flavourful, market-driven food based, Italian-style, on the quality of ingredients. Just one bite of the prosciutto with mozzarella (both imported from Italy) and melon and I'm sold. The prosciutto is melting, the cheese is weepy and milky, and the melon is as good as late-August melon gets. Forgione adds a touch of vanilla to the melon, which I find unnecessary. When I mention it, he frowns, grins, then confesses he likes it that way. OK, fair enough.
I don't think you can fully experience Impasto without tasting the charcuterie. I relished Forgione's mortadella, pâté de foie and duck prosciutto, and spread his porchetta di testa (head cheese) over slices of baguette (OK, baguette isn't Italian, but theirs, from Le Pain dans les voiles nearby, is awesome). All the charcuterie except for the prosciutto is made in-house and the two-person/$25 selection really is an excellent way to begin a meal here, especially with a full-bodied white wine like the 2012 Cantina Tollo Pecorino Terre di Chieti IGT recommended by our waiter. Impasto's wine list is private-import heavy and well priced with a dozen bottles under $50 and the majority of selections under $80. The list is 100 per cent Italian and covers the entire boot with equal emphasis on all regions.
As all the pastas are made in house, it's tempting to order full portions, but there are half portions as well. The corzetti alla Genovese was a pesto-drenched plate of round sheets of pasta (each individually stamped with a sort of flower print) tossed with new potatoes and green beans. Though I found the saucing excessive, the flavours were so vibrant that we mopped up every drop. I also have nothing but praise for the paccheri ai frutti di mare pangrattato, which consisted of a wide-tube pasta served with mussels, shrimp and squid in a light tomato broth, topped with breadcrumbs to add a bit of consistency. Gorgeous.
For mains, we opted for the porchetta del nonna, and the fish of the day, Arctic char. We're seeing quite a bit of porchetta in Montreal of late but Forgione's, made with Gaspor pork, cooked sous-vide and fried-to-a-crisp to order, is the best I've tasted. Garnished with slices of poached pear, the lightly spiced, fork-tender meat is served with nothing more than rapini, a swirl of pan juices and a spoonful of mostarda. Good stuff. The char, though, was even better. Forgione pairs it with a cream of roasted cauliflower along with a quenelle of spinach. The fish is simply perfect: coral-coloured, delicate of flesh, and rich yet so light. I think this char spoiled me for salmon for years to come. And that cauliflower cream … just so nutty and silky. Though this was probably the least Italian dish, it was definitely the star of the night.
Forgione excels equally at sweet as savoury, so dessert is a must. He favours simple treats like a soft chocolate cake made with almond flour, a textbook tiramisu and a delectable pannacotta served with homemade preserved cherries. I was looking forward to tasting the gelato-filled brioche I have been hearing raves about but I was told the gelato was on back order. Next time.
Despite the flawless meal I enjoyed at Impasto, there were problems with the service. First, the initial reservation process was a disaster. I'm not a fan of leaving a reservation request on an answering machine, especially when no one gets back to you until late in the day. Considering the popularity of this establishment, that has to change. And, secondly, our waiter forgot one of our appetizers, which we only realized when the pasta course hit the table. Service glitches aside, there were many touchdowns at Impasto. So much so that I walked away thinking: "OK, so I didn't go to Tuscany this summer. Woe is me. I did, however, have a pretty spiffy meal at Impasto."
Twitter: LesleyChestrman


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This was published 7 years ago
State's north on cyclone watch
The big wet is far from over, with central Queensland bracing for more flooding and the state's north on cyclone watch.
Four rural fire crews have arrived in Dalby to help residents wash out their flooded homes.
At least 37 homes in the southern Queensland town were flooded over the weekend.
But the full extent of the damage will be assessed on Monday afternoon. A team of firefighters from Brisbane has travelled to the town to help assess the damage to up to 240 affected properties.
Mayor Ray Brown said the area's second flood in five weeks had also hit farmers who were preparing to harvest summer crops.
"It's gouged a lot of areas across the region with erosion. I think that's probably the one that's most disheartening for farmers," he told 612 ABC Brisbane.
It is estimated a number of residents in the nearby townships of Kogan, Warra and Jandowae have also had water on their properties. Fortunately, the floodwater didn't reach floorboard level.
Meanwhile more flooding is expected in Bundaberg, which is still in the grip of a clean-up after ex-tropical cyclone Oswald last month.
The Burnett River is expected to peak at five metres between 4pm and 5pm on Monday.
The river was at 4.95 metres and rising at midday, according to the bureau.
The prediction is fortunately significantly lower than ast month's record 9.6 metres.
Bundaberg Mayor Mal Forman said no houses were expected to be affected by the rising river.
''We could expect a peak of five metres during the day - it will cause some low-lying flooding in some streets and roads around the CBD and the sports fields,'' he told 612 ABC Brisbane.
''There are also a couple of businesses in low-lying areas that will have inundation into those.''
The Bureau of Meteorology has warned there is a moderate possibility a tropical cyclone will form in the Coral Sea from Wednesday.
Bureau of Meteorology forecaster Tony Auden said there's a 20 to 50 per cent chance of a cyclone forming late in the week or next week, but it's unlikely it will make landfall.
Heavy rain associated with the monsoon trough is expected to fall from Cairns to Mackay on Monday and Tuesday and may continue throughout the week.
Brisbane should escape the worst of the bad weather this week, but the rain will continue.
"We're expecting passing showers for much of this week," Mr Kato said.
"But it's not going to be raining all day every day, so you might see some glimpses of sun and blue sky."
In the 24 hours to 9am Sunday, Brisbane received 92 millimetres of rain.
Deception Bay, north of Brisbane, received 168 millimetres in the same period.
Brisbane has already received half its average yearly rainfall.
In the past two days, the city has received 106.4 millimetres of rain – that's about 10 millimetres more than the average rainfall for the entire month of March.
Since 9am on Sunday, nearly 100 millimetres has fallen in Kenmore Hills.
Over the weekend, an upper-level low and a surface trough sitting off the east coast lashed the central and northern parts of the state.
A gauge on Munburra Road, south of Mackay, recorded 325 millimetres of rain from 9am on Sunday.
Mackay received 139 millimetres of rain.
On the Gold Coast, council crews are busy clearing debris from sand cliffs up to four metres high that line much of the shore.
Gold Coast Mayor Tom Tate has estimated the repair bill will top about $30 million and has asked for the state government to pitch in.
- with AAP
Marissa Calligeros is a journalist at The Age


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When you visit our website or use our mobile applications, we collect certain information by automated means, using technologies such as cookies, pixel tags, browser analysis tools, server logs and web beacons.
For example, when you visit our website, we place cookies on your computer. Cookies are small text files that websites send to your computer or other internet-connected devices to uniquely identify your browser or to store information or settings in your browser. Cookies allow us to recognize you when you return. They also help us provide a customized experience and enable us to detect certain kinds of fraud. We may also use Adobe Flash Cookies, Microsoft Silverlight, and similar technologies which remember your settings, preferences, and usage in a manner similar to browser cookies to personalize and enhance your online experience, but which are not managed through your browser. To manage your Flash and Silverlight cookies, please see Adobe's and Microsoft's websites.
Pixel tags and web beacons are tiny graphic images placed on website pages or in our emails that allow us to determine whether you have performed a specific action. When you access these pages or open or click an email, the pixel tags and web beacons generate a notice of that action. These tools allow us to measure responses to our communications and improve our web pages and promotions.
We collect many different types of information from cookies and other technologies. For example, we may collect information about the device you use to access our website, your operating system type, browser type, domain, and other system settings, as well as the language your system uses and the country and time zone where your device is located. Our server logs also may record the IP address or derivative of the device you use to connect to the internet. An IP address is a unique identifier that devices use to identify and communicate with each other on the internet. We may also collect information about the website you were visiting before you came to Vermeer and the website you visit after you leave our site.
In many cases, the information we collect using cookies and other tools is only used in a non-identifiable way, without reference to Personal Information. For example, we use information we collect about website users to optimize our websites and to understand website traffic patterns. In some cases, we do associate the information we collect using cookies and other technology with your Personal Information. Additionally, if the settings on your geo-aware mobile devices permit our mobile applications to collect location information, we will collect that information automatically. This Privacy Policy governs how we use all of this information when we associate it with your Personal Information.
Vermeer has relationships with third-party advertising companies to perform tracking and reporting functions for our web processing. These third-party advertising companies may place cookies on your computer so they can display targeted advertisements to you. These third-party advertising companies should not collect Personal Information in this process, and we do not give Personal Information to them as part of this process.
Your Choices and Data Control
You can limit the information you provide to Vermeer. You can also limit the communications that Vermeer sends to you. To opt-out of marketing emails, you can visit our website and communicate your choice to the relevant privacy contact. Alternatively, you may opt-out of receiving future marketing emails by clicking "unsubscribe" at the bottom of marketing emails we send you.
Please note that even if you opt-out of receiving marketing material, we may still need to contact you with important Transactional Information about your account or your equipment. For example, even if you opt-out of marketing emails, we will still send you a confirmation when you purchase something from us as well as product safety communications.
You can manage cookie preferences and opt-out of having cookies and other similar collection technologies used by adjusting the settings on your browser or interface, commonly known as "Do Not Track" settings. All browsers and interfaces are different, so visit the "help" section of your browser or interface to learn about cookie preferences and other privacy settings that may be available. You can manage how your mobile device and mobile browser share location information with Vermeer, as well as how your mobile browser handles cookies and related technologies by adjusting your mobile device privacy and security settings. Please refer to instructions provided by your mobile service provider or the manufacturer of your device to learn how to adjust your settings. In general, Vermeer complies and requests that all of its service providers comply with your "Do Not Track" settings you select using your internet browser(s).
Subject to the specific terms of any particular agreement related to the services that relate to the collection of Equipment Data, you can also opt-out of sharing Equipment Data with Vermeer. You may terminate the collection of Equipment Data by asking your Vermeer dealer to terminate the collection of Equipment Data for your equipment. Please note that if you terminate data sharing for certain machines, you will no longer have access to the Equipment Data and no longer be able to use certain products or services that require Equipment Data (such as Fleet Management and Digital Jobsite). Terminating the collection of Equipment Data does not terminate the rights of Vermeer or its authorized dealers and distributors to use or share Equipment Data collected prior to such termination in accordance with this Privacy Policy.
Vermeer complies with applicable law regarding your ability to access, correct, and delete your Personal Information. If you have an online account, you may be able to log into your account to access and update certain information you provided to us. For Personal Information that is not linked to an online account, for assisting in opting-out of communications, or if you need assistance updating or deleting your Personal Information, please contact us via email at [email protected]. You can also write us at the address in the How to Contact Us section below. If you send us a letter, please provide your name, address, email address, and detailed information about the change you would like to make.
For EU Residents:
The General Data Protection Regulation ("GDPR"), particularly Articles 15 to 21, affords you a number of rights as a data subject. Vermeer encourages you to read and learn about those rights on your own. However, the following will help you to begin to understand those rights.
In addition, to the extent that Vermeer processes any of your Personal Information on the basis of your consent, you have the right to withdraw that consent at any time, without affecting the lawfulness of processing that was based on your consent before its withdrawal.
If you are a natural person residing in the EU and at any time you believe Vermeer has violated one of your rights listed above, or if you believe Vermeer is in violation of one or more of the provisions of the GDPR, you have the right to lodge a complaint with a Data Protection Authority. More information about the Data Protection Authorities can be found at https://ec.europa.eu/info/law/law-topic/data-protection/reform/what-are-data-protection-authorities-dpas_en.
Information and Data Security
Vermeer has implemented an information and data security program that contains administrative, technical and physical controls that are designed to reasonably safeguard Personal Information, Equipment Data, and Operational Data.
Transfer of Information, Transfers to Other Countries
Vermeer is headquartered in the United States of America and its controlled affiliates are located in various countries throughout the world. Personal Information, Equipment Data, and Operational Data may be accessed by or transferred to the United States or to our controlled affiliates and data processors elsewhere in the world for the Purposes described in this Privacy Policy. When we access or transfer Personal Information, Equipment Data, or Operational Data, we do so in compliance with applicable law. Additionally, we protect the privacy and security of Personal Information, Equipment Data, and Operational Data in the manner described in this Privacy Policy, regardless of where it is processed or stored.
Privacy Policies of Third Parties
This Privacy Policy only addresses the collection, use, and disclosure of information and data by Vermeer and its controlled affiliates. Other websites that may be accessible through this website have their own privacy policies and practices, which govern their use of information that they collect or otherwise obtain from you. Our independent dealers, suppliers, and business partners have their own privacy policies and practices as well. We encourage you to familiarize yourself with the privacy statements provided by all such third parties prior to providing them with information or taking advantage of an offer or promotion.
Children's Privacy
Vermeer does not intend to collect Personal Information from children aged 18 and under on our website. If you believe that your child is using our website, please contact us at [email protected] so we can investigate and delete any inappropriate information.
Forums and Plug-Ins to Social Media and Other Third-Party Services
Our website may contain forums, bulletin boards, and other areas where you can publicly post product reviews, communicate with others, and submit media content. You have no privacy rights in any public postings. All information you post will be accessible to anyone with internet access, and any Personal Information that you include in your posting may be read, collected, and used by others. For example, if you post your email address along with a product review, you may receive unsolicited messages. Use caution and good judgment when posting any Personal Information.
In addition, Vermeer websites may also contain links, plug-ins, APIs, and other tools that enable you to share content on our website or your own content through third-party social media or other services (such a Facebook, Twitter, Google+, and other services). All use of such third-party services, including through links found on our website, shall be considered public information and shall be subject to the terms and conditions of such third-party services.
In addition, Vermeer websites and software products may incorporate certain mapping software and documentation developed by Google, Inc. and licensed to Vermeer. Customer acknowledges and agrees that its use of such mapping software and documentation is subject to Google's Privacy Policy, which can be found at http://www.google.com/policies/privacy.
Amendments and Changes
This Privacy Policy may be amended and updated from time to time to reflect new or different privacy practices. We will place notice on our homepage when we make material changes to this Privacy Policy. Additionally, if the changes will materially affect the way we use or disclose previously collected Personal Information, we may also notify you about the change by sending an electronic notice to you (if we have your email address).
Your California Privacy Rights
California Civil Code Section § 1798.83 permits users of our website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please contact us using the information below.
How to Contact Us
If you have questions or comments about this Privacy Policy or any of our privacy practices, you can contact us at [email protected]. You can also reach us via mail at the following address:
Vermeer Corporation
Attn: Privacy, Legal Department
1210 Vermeer Road East
Pella, IA 50219 USA
Last Updated: June 1, 2018


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The Dell smartphone reportedly headed for China has arrived, according to Cloned In China. The site reports that the Dell Mini 3i smartphone debuted in Beijing on Aug. 17, at the launch event for Mobile Market.com, which is said to be an app store set to launch at any moment.
Cloned In China offers a few snapshots of the slim, rather good-looking smartphone, which is said to feature a 3.5-inch touch-screen. Reportedly, the Mini 3i is 2G GSM only, so it doesn't support Wi-Fi or the Chinese standard WAPI. Bluetooth is on board, but the included camera is only 3 megapixels.
According to Slash Gear, there's a microSD slot, a miniUSB port, volume keys and a 950mAh battery - which may seem a little low, until one remembers that there's no 3G connectivity to drain it.
The smartphone was expected to run Google's mobile operating system, and according to Slash Gear it runs the Chinese designed Open Mobile System (OMS), which is an Android-based platform.
In all, not enormously impressive - which is what U.S. carriers originally told Dell, when it approached them about taking on its first phone.
"The feedback [from carriers] was lack of differentiation versus current upcoming products from HTC, Samsung, LG, Nokia, Motorola, etc.," wrote Kaufman Brothers' analyst Shaw Wu in a March 23 research note. Wu also named the Palm Pre as a potential impediment to Dell successfully joining the smartphone market.
On March 25, speaking at Computerworld in Tokyo, CEO Michael Dell confirmed before a crowd that Dell was indeed "exploring smaller-screen devices."
Analyst Roger Kay, president of Endpoint Technologies, says Dell's decision to launch its first smartphone in China can have particular benefits.
"I think it's good to do a geographically isolated launch, so you can see if you've got it right enough before you consider a launch in the United States," Kay told eWEEK. It gives Dell the chance to "make any potentially embarrassing mistakes out of view" of other markets.
Additionally, Kay said the Mini 3i's lack of 3G doesn't automatically discount it from being a success.
"If it offers something like nicely recoverable communications, in an area where speed is flaky ... then that actually might be a good positioning, if it's priced right," said Kay. "[The Mini 3i] has to have some appeal to that market, beyond being [affordable]. Robust communications would be valuable, if they can do that through software."
Remember, Kay adds, "People actually criticized Apple for introducing last-generation technology when it introduced the first iPhone."
Pricing information for the Dell Mini 3i has yet to be made available. Dell did not respond to requests for comment.


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115 Evesboro-Medford Road
Marlton, NJ 08053
Phone: 856-983-8090
Email: firstname.lastname@example.com
Date(s) - 08/01/20
9:30 am - 12:30 pm
Congregation Beth Tikvah
Traditional Shabbat morning services are celebrated weekly, punctuated by our B'nai Mitvah, and services led by older students, throughout the year. Congregants are welcomed to the bimah to participate by having an aliyah (reciting the blessings before and after the torah reading), opening the ark, lifting and tying the Torah or acting as a Torah reader.
Services are followed by a Kiddush where we visit while enjoying coffee and cake.


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Labuan, MalaysiaKirsty Turner
Most visitors to Labuan simply stake out a place on the sand and lay back to catch the sun's rays. However, there are plenty of things to see and do for those who can be bothered to tear themselves away from the golden sand and cool, clear waters.
Labuan Bird Park is located towards the island's northern tip. Here you will discover a colourful collection of our feathered friends as you wander through the tunnels that connect the large aviaries. Another popular attraction is the Labuan Marine Park, where visitors are encouraged to take aboat tour to see the picturesque deserted islands known as Pulau Kuraman, Pulau Rusukan Kecil and Pulau Rusukan Besar.
The Labuan Museum is a good place to find out about the island's interesting history and culture. Full of artifacts and colourful displays, the museum attempts to bring Labuan's history to life. A great way to explore Labuan is to hire a bicycle and simple cycle around, pausing to take in the spectacular views of the South China Sea.
Returning to the beach, Labuan is a great place for those who enjoy water sports. Diving is popular as there are a number of wreck sites to explore and some stunning coral. Many people come to Labuan to enjoy the world class deep sea fishing opportunities, while swimming and snorkelling are always rewarding.
Evenings are pleasant on Labuan. Stroll along the shore as the sun sets and enjoy fresh barbecued fish, perhaps washed down with a beer or two.
Getting to Labuan is relatively easy as there are regular ferries from Brunei, Kota Kinabalu, Limbang, Spitang and Lawas. There are also daily flights from the capital city of Kuala Lumpur, making this the perfect place to retreat from the hustle and bustle of the big city.


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Tuttlingen Visitor Centre
Take a look at the future
At the KARL STORZ Visitor Centre in Tuttlingen, visitors can already take a look at some of the devices that will play an essential role in the hospital of the future. In addition to offering a unique overview and a wealth of information about KARL STORZ products, the center compellingly demonstrates the potential effects of consistent process integration at hospitals.
To achieve both maximum patient benefit and the necessary economic efficiency, factors such as information, process, and workflow management will play an increasingly important role. A walk through the HOSPITAL1® concept hospital offers fascinating insights into this future. Hospital workflows can be experienced firsthand, from patient admission to diagnosis, surgery, and instrument management; with the aid of KARL STORZ support systems such as OFFICE1, OR1™ or ORCHESTRION®, their clinical efficiency is taken to another level.
At 18 specialty portals, the variety of our instruments and devices is presented in the form of exhibits from the newest product generation. Cutting-edge electronic presentation methods mean that interested visitors can access a variety of additional information by finger touch any time.
KARL STORZ SE & Co. KG – Tuttlingen
Dr.-Karl-Storz-Straße 43
78532 Tuttlingen


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SAN FRANCISCO (AP) — Microsoft's latest quarterly earnings slipped, even as the world's largest software maker showed modest progress adapting to a shift away from the personal computers that have been its financial foundation for decades.
The results announced Thursday are the first to include Windows 8. The program is a dramatic overhaul of the Microsoft Corp. operating system that powers most PCs. Windows 8 came out Oct. 26 with slightly more than two months left in Microsoft's fiscal second quarter.
Microsoft is counting on Windows 8 to help the company extend its franchise into tablet computers while still reaping revenue from a new breed of PCs. The redesigned software displays applications in a mosaic of interactive tiles instead of a staid menu. It can be controlled by touching on a display screen, as well as the traditional method of using a keyboard and a mouse.
Although sales of Windows 8 haven't been as impressive as investors hoped, revenue in Microsoft's Windows division climbed 24 percent from the previous year. That includes sales that had to be deferred from earlier quarters because the purchases were made before Windows 8's release.
When Windows 8 finally hit the market, Microsoft also unveiled its own tablet computer, Surface, as a showcase for the operating system. Microsoft didn't disclose Thursday how many Surface devices were sold in the October-December period.
"I don't think they want to provide that because it won't be impressive," technology analyst Patrick Moorhead said.
Analysts have estimated Microsoft sold 750,000 to 1 million of the Surface units during the quarter, far below the nearly 23 million iPads that Apple said it shipped during the same period.
Microsoft booked its Surface sales in the Window division, accounting for some of the gains from the previous year. The Redmond, Wash., company is trying to get the Surface into more hands by releasing the device in 14 more countries and coming out with a more sophisticated version that can handle all Microsoft programs. The new model, called Surface Pro, will debut Feb. 9. The one already out runs a streamlined version of Windows 8 called RT.
Analysts say it's still far too early to reach any definitive conclusions about Windows 8 prospects because it will take time for people to get used to the new system. What's more, the companies that buy most Windows machines typically wait a year or two before changing to a new version of the operating system to ensure all the bugs are worked out.
"I kind of like the Windows segment," BGC Financial analyst Colin Gillis said, adding that the 24 percent growth was "a little stronger than expected."
But another Microsoft division that includes another big moneymaker — the company's Office suite of software — didn't fare also well. Revenue in the Office division declined 10 percent, a shortfall that may have spooked some investors. Analyst Josh Olson of Edward Jones said he believes many of Microsoft's corporate customers may have held off on buying Office because a new version of that program is scheduled to come out early this year. Microsoft ended December with $788 million in deferred Office revenue. Most, if not all, that money is expected to be booked before the end of Microsoft's fiscal year in June.
Microsoft earned $6.4 billion, or 76 cents per share, during the final three months of 2012. That was down 4 percent from $6.6 billion, or 78 cents per share, a year earlier.
The company's total revenue rose 3 percent from the previous year to $21.5 billion.
The earnings were a penny above the average estimate of analysts surveyed by FactSet, while the total revenue fell below analysts' projections by about $100 million.
Microsoft's stock shed 44 cents, or 1.6 percent, to $27.19 in Thursday's extended trading, after the release of results. The stock has remained stuck below its price before Windows 8 and Surface came out, signaling that investors aren't pleased with the products' performance so far.
"This is going to be a 'show-me' year for Microsoft, and there was nothing to really shout about in this quarter," Olson said. "So what we are seeing is sort of a shrug from investors."
Microsoft is still trying to working with device makers to come up with the proper mix of machines at different prices to appeal to consumers and corporate customers, said Peter Klein, the company's chief financial officer.
"This is a big, ambitious reimagining of Windows and this quarter was the first step in that process," Klein told analysts in a Thursday conference call.
Besides debuting Windows and Surface during the most recent quarter, Microsoft also released a new version of its operating system for smartphones.
If Microsoft's revamped software for tablets and smartphones catches on, it would help the company overcome a downturn in PC sales, which has reduced licensing revenue during the past year. Worldwide PC shipments fell 3.5 percent last year, marking the industry's first annual decline since 2001, according to the research firm Gartner Inc.
Despite Microsoft's high hopes and an elaborate marketing campaign, Windows 8 appears to have gotten off to a tepid start. Technology reviews have panned the software as too confusing and cumbersome to navigate, and none of the hundreds of devices running on Windows 8 emerged as a breakout hit during the holiday season.
A big chunk of Microsoft's Windows revenue in the holiday-season quarter came from sales that were made before the new operating system's release. Excluding revenue that had been deferred from previous quarter, Windows revenue increased 11 percent from the same period in 2011.
Reiterating information released earlier this month, Microsoft said it has licensed more than 60 million copies of Windows 8. That puts the redesigned system on the same early sales trajectory as its predecessor, Windows 7, after it came out in 2009. It's unclear how many of the devices that have licensed Windows 8 are still sitting on store shelves.


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About IRD
Tax Library
Forms & Guides
Taxpayers are reminded that property tax is due and payable each year, on or before June 30th.
NB All property bills with arrears, must first be queried at the Customer Service Section, before payment is made. Property bills without arrears should be taken directly to the Cashier Section for payment.
All vehicle owners whose licence plate ends with 1, must renew their vehicle licence before January 31st. Similarly, if your vehicle licence plate ends with 2, you must renew your vehicle licence before February 29th to avoid interest charges and ticketing fees.
Use our E-services portal to beat the long lines which automatically extends your deadline to 11:59pm on the due date.
Using our E-services portal allows you access all transactions made from the time the account was created, with no need to visit or call the Department!
Business Portal
Media Center
Exchange of Information
Inland Revenue Department
Bay Road, Basseterre,
St. Kitts
Main Tel. (869) 465-8485
Fax: (869) 465-7640
Email: email@example.com
Main Street, Charlestown,
Tel: (869) 469-5521 Ext. 2221 or 469-5856
Fax: (869) 469-0667
Email: firstname.lastname@example.com
E.C Daniel Building,
St. Kitts
Tel: (869) 465-8485
Fax: (869) 465-7640
Email: email@example.com
From USA Call Tel. 1 (305) 508-4691
From UK Call Tel. 01144-122-379-0668
Strategic Goals
Customer Charter
I want to:


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Occupational Safety Class Schedule
Maintenance of Traffic - Advanced
Date: 10/16/2018 — 10/17/2018
Time: 8:00 AM — 6:00 PM
Class Description:
This TWO DAY 20-hour course is required for personnel with the responsibility or authority to decide on the specific maintenance to be implemented in the State of Florida. These positions include the engineer responsible for development of traffic control plans, and the Work Zone traffic control supervisor.
Member Cost:
Non-Member Cost: $445.00
Location Information:
Holiday Inn Palm Beach Airport
1301 Belvedere Rd.
West Palm Beach FL 33405
For More Information Contact:
Glenn Victor
Phone: 407-920-1039
Email: email@example.com


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- Made from smooth saddlery vegetable tanned leather
- Edges are bevelled and burnished for a rounded feel
- 1 inch width
- Stainless steel buckle
- Handmade in London using traditional techniques
Sizing (cm)
S/M | Min size - 67.5, Max size - 82.5
M/L | Min size - 75, Max size - 87.5
Ready to Ship
Look out for our 'Ready to Ship' sign on the product page.
We often launch new styles with a pre-order time slot. Your pre-orders help us to reduce our waste by allowing us to gage demand before finalising our quantities. We will always give an estimate delivery date and we will send updates should we experience any unexpected delays.
Made to Order
Some of our more complex pieces are available by Made to Order only. We generally work to a time-frame of 4 week to complete and dispatch pieces. Please let us know if you have any sizing queries on our Made to Order pieces as we are sometimes able to make small adjustments.
During lockdown all orders will be dispatched on Wednesdays. If you'd like to receive your piece sooner (for example if it's a present) please let us know and we'll help where possible.
Standard Shipping | £6 | 1-2 working days
Face Mask Shipping | £2 | 1-2 working days
Free on orders over £150
Click + Collect
Our store collection option is available between 11 - 2pm each Wednesday & Saturday.
Express | £22 - 3-7 working days
Economy | £14 - 7-15 working days
We are happy to offer a refund or exchange within 14 days
Free UK Returns
Please note, our 'Sale' items are exchange only.
To read our full Shipping & Returns Policy, please click here.
Our online workshops are now here..! Learn how to sew and build your own sustainable capsule wardrobe from the comfort of your own home.
Over the years we've recorded some of our ideas, projects and activities in our journal. While we reignite our love for the blog have a browse of our archive posts.
We love seeing how our community styles their Henri pieces day to day. Whether you're on a mountain or at your front doorstep, send your snaps our way.
We love to keep in touch with our community to share new products and projects. Subscribe to stay in the loop and get £15 off your first online order with us.


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Mukti is an Associate Teacher of Open Gate Sangha. She has been a student of Adyashanti, her husband, since he began teaching in 1996, and together they officially founded Open Gate Sangha. Previously, Mukti studied the teachings of Paramahansa Yogananda for over 20 years.
In her own teachings, Mukti points audiences back to their natural state of wholeness or undivided consciousness. Licensed in acupuncture and certified to teach hatha yoga, Mukti has a love of the whole of experience in form, as well as the formless.
Mukti will offer a Vancouver Satsang on October 14 (7:00 PM – 9:00 PM), 2011 at The University of British Colombia, Asian Centre, 403-1871 West Mall, Vancouver, BC V6T 1Z2
Registration is $15 at the door. Please arrive early as seating is limited. Doors will open 30 minutes prior for silent sitting.
Chairs will be provided, feel free to bring your own backjacks or cushions for floor seating.
Local Contact: Edith: (604) 530-1200 or firstname.lastname@example.com for information or to volunteer for this event


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Excellent for spring, summer and fall.
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Tennessee Urban Farm © 2016 - 2020 | Privacy Policy | Refund Policy | Terms and Conditions | Design and Development by The Web Dude
Thank you for your business & support. We are doing our best to keep up with the demand for seedlings during this time. We are updating online inventory as soon as new seedling are available. ALL OUR INVENTORY IS ONLINE. We are open by appointment only… Friday and Saturday 9-12 for pick-ups. We are presently NOT shipping to CA due to the wildfires and delivery delays. Dismiss


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