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DoubleLine CEO and CIO Jeffrey Gundlach is concerned about economic weakness in China, which could spill into the global economy. The fixed income expert also continues to be upbeat on agricultural commodities and is considering buying some Russian debt.
Gundlach — who correctly predicted a messy equity market and an uptick in gold miners earlier this year — shared these and other views with investors during a call Tuesday about two DoubleLine closed-end funds that invest heavily in debt securities.
When asked what his favorite investment is right now, the contrarian investor said, "I still like things such as agricultural commodities. Wheat, which suffered from low prices, is now at a high-water mark."
As for equities, he doesn't see S&P rising 20% this year, regardless of whether or not certain economic indicators — such as those tracking bank loans and rail-car loadings — remain strong.
"People want to act like equities are unstoppable," explained Gundlach. "Long-term Treasuries have outperformed the S&P [500] handily year to date."
As he reminded investors earlier in 2014, "It's best to watch hard and fast conclusions," especially those surrounding where the markets are headed.
The S&P 500 will likely break below its 200-day moving average "at some point this year," Gundlach added. "It was way over that all year in 2013, so the laws of probability mean that you won't see that happening again."
Tapering Talk
The DoubleLine leader also discussed the end of the Federal Reserve's quantitative easing measures and an increase in interest rates, which Fed Chairwoman Janet Yellen indicated could come in April 2015.
For interest rates to begin rising, he said, "You first have to have quantitative easing go away completely in 2014. I am not convinced this will be the case, as it's quite likely that there will be volatility" in the economy this year.
In other words, "I do not see us out of QE in 2014. And I would not say there will be a rise [in rates] for sure in April 2015. It's just a possibility."
As for the U.S. housing markets, which he referred to as a general "pillar of the forward-looking economy," there has been a softening of prices. "We will never back to where we were in 2000. That was an anomaly."
Rather than 1.5 million yearly housing starts, Gundlach says, 1 million is likely to be "the norm for next few decades."
Chinese Conundrum
Despite the recent jump of the Shanghai Composite Index above 2,000, the DoubleLine exec is sanguine about the Asian powerhouse.
"I am quite concerned and becoming increasingly skeptical about the Chinese authorities' ability to maintain growth," Gundlach said. "It's been 7.5%-plus for 24 years. It's due for not just a slowdown but even possibly a negative 7.5% consolidation. It's overdue for economic consolidation."
He pointed to the fact that there are "no people net net" entering the labor force. "Chinese demographics are very bad," Gundlach noted.
"There's some reason to worry about the Chinese economy affecting global growth. It's been a huge contributor. Watch the Shanghai index and commodities prices there," he cautioned.
(Earlier this week, the country's manufacturing index declined to 48.1 in March from 48.5 in February, signaling a contraction.)
Long-Term Rates
While many experts think a 10-year treasury earning 2.7% is at a low level, "there's no guarantee that interest rates will rise quickly over the next few months," Gundlach said. "Interest rates movement has a saucer shape, not a V shape."
If and when a bump-up in rates occurs, it should emerge slowly and then move up quickly, he adds. "A lot of people thought they would be higher already…inflation indicators do not support rapidly rising rates."
The bond guru also noted that changes in China's economic growth story would influence inflation and interest-rate moves. "And the odds are pretty good that there will be some change versus what we've seen over the last 25 years."
U.S. 10-year Treasury rates are higher than those in France, as well as being close those in Spain and Italy.
"You can conclude that Treasuries are cheap compared with virtually everything else, and that does not bode for a big shock in interest rates," Gundlach said.
While the U.S. continues to push back against Russia over its invasion of Crimea, DoubleLine is considering purchasing some Russian debt: "We are on the edges looking. It's a geopolitical assessment," he noted. "It's interesting, but not definite 'must buy.' "
Closed-End Funds
Also during Tuesday's call, Gundlach reported the recent results of the DoubleLine Income Solutions Fund (DSL) and the DoubleLine Opportunistic Credit Fund (DBL).
For the second half of 2013, DSL was up about 9% on a net asset value (NAV) basis, while DBL was up 7%. Since their inception, both funds have outperformed their respective bond indexes in total returns, he says.


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Category Archives: Philosophies
Research Highlights: Thought-Provoking Ideas
This research highlights post brings together a broad spectrum of research. They all have one thing in common, though: A focus on developing original and powerful ideas to help us understand the world. The topics covered here include genetics, communication, poverty and genealogy. The original approaches and critical thinking impressed our reviewers, we hope you enjoy them as well. Symmetries […]More Info

subset: commoncrawl


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Start Counting Hummingbirds Now
Join us as a community scientist to help learn more about hummingbirds and how to protect them.
Using data to realize the best conservation outcomes
Photo: Connor Stefanison
More than a century ago, Audubon pioneered the idea of community science with the first Christmas Bird Count. Today the longest-running wildlife census in the hemisphere continues to shape and inform our approach to conservation, providing vital information about bird populations and trends, data that alerts us to environmental threats not only to birds but to the larger ecosystems we all depend on. As partners with the Cornell Lab of Ornithology in ebird.org, Audubon has helped transform community science into an everyday activity for tens of thousands of birders. Their observations, reported online anytime and from anywhere throughout North America, provide an ongoing assessment of bird populations that is fast becoming an invaluable resource for conservation. Click here to keep up with Community Science.
New tools and resources are amplifying the impact and influence of Audubon's scientific work and driving conservation impact. These include the adoption of an adaptive management tool, the Open Standards for the Practice of Conservation, for conservation planning and implementation. Using this results-driven methodology throughout the Audubon network will make us more agile and nimble, and support a continuous improvement model of assessment and refinement.
Science is the foundation of Audubon's Important Bird Areas program. As partner of BirdLife International, we use science to identify, assess, and monitor the most essential habitat for birds. These sites help us focus our conservation efforts where they are most needed. Click here to read about our IBA program.
By increasing our use of GIS-based modeling, Audubon can provide clear pictures of changes in bird abundance and distributions through space and time. It enables us to predict the impacts of climate change on particular species or habitats—and design conservation approaches that will mitigate them.
Join us as a community scientist to help learn more about hummingbirds and how to protect them.
A little water, a few flowers, and a few perches will bring these tiny dynamos to visit.
Everything you need to know to start counting hummingbirds.
Let us send you the latest in bird and conservation news.
Visit your local Audubon center, join a chapter, or help save birds with your state program.
Membership benefits include one year of Audubon magazine and the latest on birds and their habitats. Your support helps secure a future for birds at risk.


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Technology bind puts future of drive-ins in doubt
I-70 Drive-In needs $300K to upgrade to digital projection
The drive-in movie theater, a staple of the 20th century, is struggling to survive the technology of the 21st.
Visiting the I-70 Drive-In off U.S. Highway 40 may feel like a blast from the past. Visitors said they go to the theater to socialize and hang out as they do to see the films.
"It feels more like a party than it does just going into a closed, dark room," said customer Kris Tuey.
The theater opened in 1964 and still has much of its original equipment. The gas kettle popcorn-maker still uses flames.
But upstairs in the projection room, Daryl Smith sits among four relics. The projectors still show the films the way they did nearly 50 years ago.
"Back in the '60s, this was something new and extraordinary," Smith said. "They were very well-built and you maintain them and change a few rollers now and then."
Next year, Hollywood studios will stop producing 35mm film, forcing theaters to switch to digital projectors. The transformation is as expensive as it is critical.
"The projected cost for the conversion here at the I-70 Drive-In with four screens is around $300,000," Smith said. "I'm a little guy. We don't have $300,000."
The drive-in is a survivor in an industry that's already seen too many outdoor theaters close. Driveins.com estimates a fifth of all outdoor theaters will close come next spring.
"There's always change in an industry and in life," Smith said.
Until the end of the season, rollers will spin, the projectors will buzz and film will flow. Beyond that, Smith said he knows he must finally bring a little of the present-day technology or the theater itself will become a thing of the past.
"Families come out and enjoy an evening with each other watching movies under the stars," Smith said. "That's the strength of the drive-in theater. It's something wondrous."
Honda is running a contest where the five theaters that get the most votes will win a digital projector. For more information, visit the contest website.


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Sheffield, Vermont
|This article is a stub. Help us to expand it by contributing your knowledge. For county and town page guidelines, visit U.S. County Page Content Suggestions.
Sheffield is a town in Caledonia county, Vermont. It was formed in 1793 in Vt. from Orange county. The probate and court district for Sheffield is Caledonia. For more information, contact the town at P.O. Box 165, Sheffield 05866. On the attached map, Sheffield is shown as 1 in Caledonia county.
For information about the state of Vermont see Vermont Family History Research.


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Show table of contents
All Cheats & Hints
Jett Rocket Cheats :
This page contains Jett Rocket cheats list for WII version. Now we have 2 cheats in our list, which includes 1 unlockable, 1 secret. We hope information that you'll find at this page help you in playing Jett Rocket on WII platform. If you didn't find needed cheats put request or ask question about this at special section of the game. Also you can subscribe on all new cheats that we'll find for you in the future!
Secret - Tree Hearts
If you dash into a tree with a long trunk, a heart pops out. You can repeat this infinitely.
Unlockable - Awards
Complete each task to receive the allotted award.
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text: Bonding of EPDM liner is easy. High-quality material significantly facilitates handling: First apply the OaseFol Primer uniformly and let it flash-off, until a touch of the finger no longer pulls off threads of the primer. Then apply OaseFol SeamTape or the large repair tape OaseFol Flashing, to reliably bond seams and connections of OaseFol EPDM pond liner. The OASE pond construction case provides the necessary tools for processing EPDM liner.


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Love Is in the Air (and so are Lycans, Druids, and the Apocalpyse)
Generally speaking, we here at Supernatural Sisters keep the focus on Supernatural (as it should be!) and don't talk too much about the fact that we sisters write books (when we're not staring at Jensen and Jared on screen). No fear, that's not about to change, but in addition to Terri's great post earlier this week on "angels being the new vampire," I wanted to talk about books, too. In honor of both the guys' alleged engagements, I thought I'd briefly mention romance! With the show on hiatus until Jan 21, you might be looking for alternate forms of escape. Plus, romance novels can be a great way to feed your paranormal addiction while you're waiting for certain brothers to return to the screen...
So what romance authors might appeal to you? Well, what are your favorite aspects of Supernatural?
If the dark apocalyptic episodes like "Good God Y'all" appeal to you, you might enjoy Jessica Andersen's novels of the Final Prophecy (the 2012 Mayan doomsday). Romance, strong writing and the end of the world!
If you like interconnected episodes that are heavy on mythology instead of the standalones, you might want to dip your toes into Kresley Cole's Immortals After Dark series, which uses lots of world-building in what she calls The Lore, overlapping tales of vampires, Lycan, Valkyrie, demons and more... Her books remind me of Dean--sexy, irreverently funny and sometimes poignant when you were least expecting it.
If Castiel is secretly your favorite character, you should check out Meljean Brooks' Guardian series, whose backstory includes seraphim and fallen angels.
If your favorite episodes of Supernatural are the ones that make you laugh like Mystery Spot or Hollywood Babylon (Dean as the production assistant cracked me up) , Natale Stenzel writes some funny paranormal romances (including The Druid Made Me Do It).
Finally, if you are made of braver stuff than me and actually LIKE the episodes that scare the hell out of you, you might be up for Rita Herron's Demonborn series. After reading the first one, Insatiable Desire, I totally had to sleep with the light on!
So those are my recommendations of entertaining ways to get your paranormal fix while we await the boys' return. What about you guys? Read anything good lately fans of Sam and Dean might enjoy?


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What is the meaning of the Lord's Prayer ?
Submitted by admin on Fri, 2011-01-21 02:14
It is the model prayer in which God is addressed as 'Our Father' and not as 'my Father' and the basic needs of all of humanity are submitted before God in solidarity with them. The three petitions for God's glory are followed by four petitions for man's needs, namely provision, pardon, protection and preservation. All these are in the first person plural and the first person singular does not appear in the whole prayer. The invocation and the doxology imply that the Father Who art in heaven has kingship over his kingdom, power over our weakness and all the glory for Himself. It is a proletarian prayer asking daily bread for all of humanity and not yearly provisions for any or daily cake for the one who prays. 'Give us this day our daily bread' means: 'Lord, divide all the bread of all the world for all the people of all the world and give all the people justly without giving any more than one's share.' This daily bread includes food, clothing, shelter, medicine, education, work, and spiritual food. No one has any right to enjoy luxury when fellowmen are deprived of these minimum necessities of life. But provision without pardon of sins will not be sufficient. Yet we must not preach pardon to the empty stomach without feeding them, but give provision and pardon their due places in the totality of human existence. The only conditional prayer in the whole prayer is the prayer for pardon; 'Forgive us our trespasses as we forgive those who trespass against us.' The pardon of the Lord cannot be appropriated by an un-pardoning hard heart and so we must forgive those who have offended us before praying this prayer. Preservation from the Evil One is necessary for a victorious Christian life. No selfish person can pray this prayer and so all of us are unworthy to offer this noblest of all prayers ever taught to humanity. The Name, Kingdom and Will of the Lord will be glorified if we become worthy to offer this proletarian prayer by simpler life-style and absolute trust in our Common Father who wants to provide for all without discrimination Jesus Christ, make us worthy to offer this prayer sincerely and truly.


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Vt. texting trial gets underway
Younger driver denies texting when she struck a pedestrian
Emma Vieira, 19, of Colchester, Vt. became emotional in a Burlington courtroom Tuesday as prosecutors played a 911 tape from August of 2011. The digital recording captured Vieira's frantic call to emergency responders after the young driver struck a woman walking her dog on a Colchester road. "Are they conscious and breathing?" the call-taker asked Vieira on the recording. "I don't know!" she answered in a tearful voice.
Vieira admits to hitting Debbie Drewniak with her car, but the events leading up to that are in dispute. Police and prosecutors have alleged Vieira was text messaging while driving, something that's banned in Vermont, and she was too distracted to see Drewniak and her dog. "Between the time she called 911, and the time she gave her cell phone to the police officer at her request, she erased all the text messages on her phone," deputy Chittenden County prosecutor Paul Finnerty told the jury in his opening statements Tuesday.
"There's not one sliver of evidence to support this claim," defense attorney Sarah Reed countered in her remarks at the opening of the trial.
Reed insisted Vieira was not texting right before the crash, claiming the teen sent her last note before leaving her own road, which Reed said is just 45 seconds around the corner from the crash site. Reed also said there is no evidence that Vieira was driving recklessly.
The defense attorney said any driver could've hit Drewniak that dark night, blaming a poorly-lit road and the pedestrian's black shirt and pants for what Reed called a "tragic accident." "You will hear her clothing choice acted as camouflage," she told the jurors.
The collision killed Drewniak's dog and left her with permanent physical damage. She told New England Cable News she wants to see drivers put down their cell phones when they pick up their car keys. "Stop texting while you're driving," Drewniak said in a strained voice, at times hard to understand. "Shut the phone off and put it away."
The trial is expected to last the rest of the week. If Emma Vieira is found guilty, she faces a maximum sentence of 15 years in prison.


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ISO/IEC Joint Technical Advisory Board
The JTAB (ISO/IEC Joint Technical Advisory Board) was set up to examine problems and make recommendations to the TMBs (Technical Management Boards) of the two organizations.
At the request of one of TMBs and with concurrence of the other, JTAB:
At the request of one of TMBs and with concurrence of the other, JTAB:
- makes recommendations on specific issues concerning technical cooperation between ISO and IEC;
- reviews new fields of activity in order to recommend the allocation to one or the other organization or as a last resort, on a joint mechanism, to ensure efficient technical cooperation, and to make recommendations to the appropriate TMB concerning the titles, scopes and programmes of work of specific TCs. It is recognized that other bodies, notable ITU, might need to be involved in these decisions;
- advises on the function of existing joint advisory bodies;
- makes recommendations concerning the maintenance of the common ISO/IEC Directives for the technical work
- Chairmen and Secretaries of the two TMBs,
- Members of the two TMBs to be appointed by the Chairmen depending on subjects to be dealt with.


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Tag Archives: July 27 2015
Manchester Labour Party councillor David Royle arrested on suspicion of child rape
A veteran Manchester Labour councillor has been arrested on suspicion of child abuse. David Royle, 49, who has represented Fallowfield for more than a decade is being investigated for homosexual activity with a young boy. Greater Manchester Police confirmed the … Continue reading


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Top 5 with Lisa Foiles: Top 5 Combo Weapons
Pages PREV 1 2 3 NEXT
i do wonder how long before kevin the cat has his own fan site because of this
I just realized something about Yahtzee's statement after watching this.
Lightning shuriken gun. Lisa. Redhead.
OT: Awesome list, Weesee! But if I ever see you walking down the street with a pink lancer...
I'm-a running for the hills.
Protip: If you're gonna ask if people get the reference, don't post where the reference is from.
OT: I just came here to reply to this here guy, so... yay combo weapons?
Same background music as in this hilarious SFM video.
Bayonetta is fantastic. Never feel bad about including it.
What about the DC-17m IWS Blaster from Star Wars: Republic Commando? That there is an Assault Rifle, Sniper Rifle and Grenade launcher in one!
I kinda feel like the Johnson from Shadow of the Damned deserved a special thanks for being a demon, a gun and a penis enlarger..
no morph gun from Jak2 and Jak3 ?
Also, I played Bayonetta, but I don't remember there beeing any gun-chucs, I thought I had all the weapons?
Kevin! Kevin? Damn our educational system. Go read Eliot's "On the naming of cats," while I feed Eduardo Fluffypants.
unlocking/locking hearts... I think... I have no idea actually. KH lost me at 3D. Still, it was fun to play.
Also, this list had to many boring blades/gun combos but I guess that was inevitable. It was combo WEAPONS after all.
Lisa, remember to keep your finger off the trigger! I know that's just a prop, but good habits are worth learning!
obviously unrealistic but SO awesome in games xD I don't even like the FF games with Gunblades but think they're cool :)
Just a note: The Keyblade does have a blade, and so do most keys. Its on the serraded part of the key, the edge.
Bayonetta and cats is what won me over on this video. Also all the loyal X2 fans are vindicated some with the HD update? : )
How that didnt make the list I'll never know. It seems such a natural choice.
Also; where is the dildo used to beat a man to death on GTA? Multiple uses on that one.
I can't believe you didnt mention that the keyblade changes shape when switching keychains.
Complete 100 chapters.
Agreed, giving a spot to Sora's key, yet not even mentioning a game with a grenade launcher that shoots wooden stakes and a shotgun that has a built in freeze ray.
Also, I was drinking some juice while watching the part with the cat and started choking on it from laughter, so you also nearly killed me, I hope you're happy.
Switch Axe, anyone?
Eh. I don't care for it that much either, tbh. Looks cool, though.
you use a SHOTGUN in GEARS?!?!?! you're mad.
no dis respect, and no hate... but...
That's not THE lancer you were talking about... that one had a bayonet.... you need the one with the chainsaw!!!
This series is hilarious, I seriously busted a gut at the picture of the pink lancer. Great sense of comedic timing.
Viola? Really? Well, can't really expect Americans to get non-English languages right...
As an American. I cringed. Though sometimes people say it that way as a joke. If your gonna say she said "viola" wrong. Well she didn't. Not in that spelling.
However, I think you meant to spell it as "voila" or "voilà", like (vwa-la). But then again, I can't really expect non-Americans to get non-English languages right...
Do you understand irony?
OT: I'm fairly sure you could just say Bayonetta herself is a badass combo weapon.
There's also a small part of me that wants to justify myself in claiming that the grappling hook from Just Cause 2 would fit as a combo weapon on this list, but I can't. It's just a grappling hook. :(
I love this list... I WANT A PINK LANCER!!!!
The fact that Kingdom Hearts is on this list makes the whole thing validated in my eyes. Nice list, Lisa!
Also....did you say 'viola' on purpose, or did you really not know that's not how you pronounce 'voila'?
Oh man... that thing was so epic! Just change the barrel and *poof* different ways to make trandos go flying! Though I guess it loses points for being one of the few guns in the game...
Ever got hit by a frying pan? It hurts!
I'm sure this has been mentioned before, on this very thread, but... you didn't include the gun that shoots shurikens and lightning from Painkiller? Or any other gun, from Painkiller? Really?
feature a cat again and i'm not watching anymore
Blendy needs his own show.
Also I love how this series has gotten so much better.
Cool list, cool show. It's nice to see that Lisa hasn't lost any of the mojo. It's like the show never stopped. You have given us the quan... showed us the money... n'stuff...
Kevin is possibly the best co-star ever! Although I think he needs further training in the art of the "Kevin-shark" as the shark was clearly slipping and he appeared unconcerned, showing a distinct lack of respect for his new found capabilities.
NO Shock Rifle? NO SHOCK RIFLE? No "And Suck My D****" (Yes, that's what it means.) Shock Rifle?
Also this.
Kids these days just don't know...
The love I have for 8 bit theater and the eternal hatred black mage has for fighter is impossible to measure. Swordchucks xD
Also, thanks to Lisa for reminding me about chiptunes. That anamanaguchi tune is compressed happyness <3
|Pages PREV 1 2 3 NEXT


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This 72-page 2010 publication raises new and troubling questions about a widely used insecticide's potential for harm to bees, beneficial insects, and bird populations. Using imidacloprid as an example, Dutch toxicologist Dr. Henk Tennekes reports on the hazards of imidacloprid to insects and birds.
This book is available as an Ebook - download from this website at a cost of just 9.95 Euros (£8 or $12), or as a hardcover at 29.95 Euros.
|A disaster in the making
|eine Katastrophe bahnt sich an
|Un désastre en cours
|Een ramp in de maak
We are witnessing an ecological collapse in all the wildlife that used to live in fields, hedgerows, ponds and streams. All the common species we knew as children are being wiped from the face of the countryside.
Graham White, environmental author
This book dwarfs Rachel Carson's "Silent Spring". The statistics are horrendous as page by page the demise of the flora and fauna of the natural ecosystems of Europe and the UK is systematically documented.
Eric McArthur, The Beekeepers Quarterly


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Difficult individuals can take our time, energy and sleep and can leave us anxious and distracted. In this engaging and empowering skill-building workshop, psychotherapist Catherine Comuzzi and mediator Gordon White have combined their decades of experience working with challenging individuals and issues. They facilitate an informative, engaging, and fun 1-day workshop that will teach you how to be more powerful, relaxed, influential, and generally effective when you are interacting with difficult people, or when you have responsibility for managing difficult people problems.
For more information, please contact us using this form:


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I have completed a course in Java and have a smigen of knowledge about the programming language Java. Happy with that, but we where using a text editor for Java and I find my self lost not by the code, but by the files and actually getting to use java in the real world.
To that end I bought (took out from the library, but now will buy my self a copy), of Horton the Elephant Java 2 5th edition. This book tells me it will take me to the point I can actually get a website up, simple, but up. Yes sir I put on my helmet and I am ready to go.
I am unhappy and/or blind, because I do not understand where or how I would identify a Classpath environment variable, one of the first topics. I don't think I would have a problem figuring this out if I knew what screen to be in to type commands. Do I need to open "run" command from the start menu (windows), then type something in?
If so what do i type in?
I am lost at the very beginning, that and the organization of the files holding the classes I call in a program, but that is another story.
So thanks from all the space monkeys around, and smoke me a kipper I will be back for breakfast!


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I would like to see the following additions to KRR.
1. Photos - add the option for viewing thumbnails of each photo. This would allow quick reference to the user if there are some photos that are in the wrong folder.
In keeping with the edit process, it would be helpful if the user could drag n drop, or move photos from one folder to another. Options being to select if file is actually moved, or just within the Krr database.
2. I would like to update folders based upon either my folders within the 3 main categories, Video, Music, Photo or by selecting the category itself. Thereby updating all sub folders within the selected category.
3. Why is it that when I select to update a folder, the remove orphans - files and folders is not updated at the same time? I have selected to update existing files, add new, and delete inaccessible, but KRR doesn't do it with the update command only. I follow with the update orphans and it updates the entire database. Takes a great deal of time to complete with a rather large database.
4. If the above cannot be corrected, the the remove orphans and folders should be a right clip menu option, so the user can select the folder that requires the update - not the entire database.
5. The maintenance and updates in the media library should complete all maintenance for the user, I find the current command falls short. The program says it will take a long time, and it churns the database, but I often find the database has not actually been updated.


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"LBP Vita is not as revolutionary as LBP 2, but there's a lot to be said for the relevance of refinement over revolution. LBP Vita is the best LBP game yet and stands as one of Vita's best to boot. If you've got a Vita, you have to buy this. It's handheld perfection."
LBP vita is by far my vita GOTY 2012. Excellent job they did on the game.
Grabbing this for the October spend $100 get $20 deal on psn. What other vita games should I grab? I am hoping Ragnarok Odyssey is day 1 digital, but don't think it will be so I will miss the October deadline


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The amount of efficiency savings delivered so far is $1.6 billion.
A biopharmaceutical company faced growing competitive and environmental pressure, and it had been lagging its peers and the overall market in value creation. When a new management team took over, they sought to improve the company's cost structure and effectiveness in order to boost earnings and shareholder value. In addition, management wanted to change the culture to become more agile, entrepreneurial, and accountable.
BCG evaluated the situation and developed a structured transformation program with clearly defined improvement targets. The transformation team also defined and prioritized initiatives, redesigned relevant organizations and activities, created roadmaps for each initiative, and monitored the overall implementation of the program.
In all, the company developed more than 300 initiatives across the R&D, commercial, and manufacturing operations, with a total savings target of nearly $2 billion. Prioritization was critical—the top 15 initiatives contributed approximately one-third of the savings, and the next 30 contributed an additional third.
The team implemented a rigorous approach to manage the change effort, creating milestones for each initiative, employing structures for effective governance, and clarifying roles and accountabilities through a program management office (PMO). The PMO tracked progress, shared relevant status updates to key stakeholders and program sponsors, and highlighted potential problems and issues in time to effectively address them.
After four years, the initiative yielded efficiency savings of $1.6 billion, and the company received positive coverage from equity analysts, including several ratings upgrades.


text: 6-1 Training Division Draft A PDF of 6-1 Training Division Draft. http://www.cabq.gov/police/documents/6-1-training-division-opa-draft-for-website.pdf/view http://www.cabq.gov/@@site-logo/seal-small.png 6-1 Training Division Draft A PDF of 6-1 Training Division Draft. 6-1 Training Division OPA Draft for website.pdf — 714 KB Police Navigation Documents Related to APD's Settlement Agreement McClendon v. City of Albuquerque Settlement File a Police Report Online Online Services Contact the Police Media Inquiries & Public Information Area Commands Standard Operating Procedures Police Upcoming Events Albuquerque Family Advocacy Center Crime Prevention & Safety Community Involvement & Education News Programs Public Reports Crime Statistics Our Department Internal Affairs Behavioral Sciences Section Sexual Assault Evidence Kit Backlog Reduction Project What should I do if I am stopped by a police officer? Metro 15 Community Policing Councils documents Monthly Reports 6-1 Training Division Draft Latest from Twitter Tweets by @AbqPolice Contact Information Office of the Chief (505) 768-2200 Full contact information


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No matter what kind of transition you are involved in presently, stepping into your new season takes time, patience and preparation.
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4 Things You Can Do as a Dating Couple to Live On Mission
Instead of dating being a self-centered pursuit, you can glorify God. Here's how dating can be a mission for His purposes.
Break the Pattern of Unanswered Prayer
A 9/11 Reminder to Pray
Today, in remembrance of 9/11, remember to pray for the young men and women who survived the wars in Iraq and Afghanistan. They are the walking wounded among us.
Fitness Challenge: Stand Up Straight, Bow Low Before God
Good posture spiritually and physically is good for your health. Here are the benefits of good posture.
Finding Rest for Your Soul
Even in the maddening rush of the 21st century, stillness is available in Christ every day.
The Transforming Power of God in Unlikely People
Do you think you're the most unlikely person that God would use for His glory? You're in good company.
Leaning Into God's Grace for Parenting
Are your kids driving you crazy? God's grace is here for those moments.
How God Labors to Parent His Children
God is constantly working on our behalf behind the scenes of our life. Here's some insight from Megan Breedlove on how God works for you.
When You Can't Forgive Yourself
In Christ, there is atonement for our sins. Yet we can still be tempted to keep a running tally of all we've done.
A Good Name Is Rather to Be Chosen
Do you remember your favorite teacher's name? Author Christy Fitzwater learns the value of a good name from a teacher loved by her students. Here's her story.
3 Lessons for Our Daughters From Miley Cyrus
The controversy over Miley Cyrus's performance has died down, but there are still some lessons to be learned from it for our daughtersand lessons for our sons.
2 Body Shapes That Are Dangerous for Your Health
Two body shapes make you more prone to heart disease, high blood pressure and diabetes. Here's some sound health wisdom from Dr. Don Colbert if you fit any of those categories.
When God Does the Shaking
Do you feel like your life is out of control? You may be in the perfect place for God to do His work. Lisa Bevere tells you why you're in the right place.
Joy That Ignites Your Faith
Here's how to tap into the power of joy that carried Jesus through the pain and suffering of persecution and the cross.
The Feminist That Loves Jesus
Feminists have been characterized as radical male-bashers. Author and popular blogger Sarah Bessey casts a new light on the word feminist.
Fitness Challenge: Stretch Your Body and Your Faith
Take the fitness challenge - stretch yourself physically and spiritually this week! Here are the benefits when you stretch yourself.
T.D. Jakes: God's Call on a Woman in a Man's World
If God has called you, no one can stop the fulfillment of His promises. Here's why you can't be stopped from T.D. Jakes.
A Christian Recording Artist Shares Advice on Choosing a Mentor
Grammy-award winning artist Rebecca St. James recognized a need for a mentor. Here's some advice from Rebecca on choosing the right person.
One Woman's Quest to Share Christ With a Muslim
Its not every day that you go on a wild ride with the Holy Spirit, but when it happens, its pretty incredible! Thats what happened on my last day of class while I was on a summers mission trip in the Middle East.


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*tap* *tap* Is this thing still on?
Yeah, this has been neglected. But, I have some interesting news: Richad Epcar is going to be at Dragon*Con this year, and I'm moderating the session he will be attending discussing his work on Ghost in the Shell. You might know him as the voice of Batou in that series.
Read the rest of this entry


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Visit our FLIM, Workshop on Advanced Multiphoton and Fluorescence Lifetime Imaging Techniques
partners & distributors
JenLab Young Investigator Award
JenLab is the sponsor of the prestigious annual award ($2,000 cash and sponsored invited talk at the international FLIM workshop) in the field of multiphoton biophotonics. The JenLab Young Investigator Award is presented during the Photonics West SPIE Conference in San Francisco. www.jenlab.de, spie.org/x84297.xml
Photonics West SPIE conference
JenLab is co-sponsor of the Multiphoton Microscopy SPIE Conference during Photonics West in San Francisco. www.spie.org
International Workshop and Conference on Modern Laser Microscopy and Multiphoton Tomography FLIM
JenLab is a major sponsor of the annual international workshops FLIM in Saarbruecken/Germany. www.FLIM.ws
Special Olympics
JenLab is the major sponsor of Special Olympics in the Saarland/Germany. Special Olympics is the largest international sports organization for more than 4 million athletes with intellectual disabilities. It was officially recognized by the IOC in 1988. Special Olympics Saarland was founded on Nov 15, 2007.
Blind School in Lhasa/Tibet
JenLab supports the Blind School in Lhasa. The school was founded in 1998 by the blind German Tibet expert Sabriye Tenberken and her Dutch friend and photographer Paul Kronenberg. www.braillewithoutborders.org
Kirchbauverein Jena e.V.
JenLab supports the reconstruction of historical churches in Thuringia, in particular in Jena and Neuengönna. www.kirchbauverein-jena.de
Deutschland Stipendium
JenLab sponsored a grant for the talented MD student Moritz Medart of the Saarland University. His research focuses on high resolution microscopy of neurotransmitters. www.deutschland-stipendium.de www.uni-saarland.de/campus/studium/besser-studieren/deutschlandstipendium.html


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People get how Mortgage Backed Securities (MBS) work as derivatives, but going beyond those and into CDS or even into interest rate swaps eludes most people's understanding. While these derivatives are complex in their scheme, they are actually quite simple when boiled down to their Ponzi essence.
Credit Default Swaps in essence are "insurance" that pay the purchaser of a contract money in the event of a default in the company or whatever entity underlies the swap.
Normal insurance requires the company writing the insurance policy to carry reserves in the event they have to pay. But in the unregulated world of CDS, no such regulations exist.
Companies like AIG sold Credit Default Swaps with no intent to ever pay in the case of a large series of defaults. They never had the money to do so, and they knew it. Still, they sold the "insurance" to companies, took their money and spent it, partied with it, and paid themselves big bonuses. The lack of reserves meant that any payouts pretty much had to come from new income – this is what made them Ponzi.
Then come the defaults… Oops, money's not there. So in steps Paulson who controls OUR Taxpayer money and hands billions to them to payoff their Ponzi scheme, much of the money going to Goldman Sachs who Hank Paulson (former Goldman CEO) holds over $600 million in investments in!
BEFORE the blow up, companies that purchased this "insurance" from AIG thought they were protected. They took larger risks and levered their businesses to extreme levels without doing what ordinarily would be their due diligence job. In this regard, CDS actually INCREASED system risk instead of decreasing it like the "geniuses" who sold it told everyone.
The sellers of CDS got drunk on the money, now the hangover is beginning…
Credit-Swaps Sellers Take Beating on Latest Auction
By Shannon D. Harrington and Pierre Paulden [Nate's comments in the brackets]
April 17 (Bloomberg) -- Credit-default swaps traders set a value of 3.25 cents on the dollar for bonds of an AbitibiBowater Inc. unit to settle derivatives linked to the newsprint maker that's now in bankruptcy protection.
The price means sellers of credit swaps guaranteeing as much as $1.1 billion against a default by the Abitibi- Consolidated unit would pay 96.75 cents on the dollar to settle the contracts. Eleven dealers, including JPMorgan Chase & Co., Barclays Plc and Morgan Stanley, bid in the auction, which was administered by Markit Group Ltd. and broker Creditex Group Inc.
A combination of rising defaults and shrinking recoveries that are set through the auctions mean credit-protection sellers since the collapse of Lehman Brothers Holdings Inc. in September have lost as much as 70 percentage points more than rating services estimate the debt is worth.
"Clearly, if you're a seller of credit-default swaps in an auction, you are getting your head handed to you," Janet Tavakoli, president of Tavakoli Structured Finance Inc. in Chicago, said in an interview before today's auction. The potential for losses because of low recoveries "was underestimated, particularly on highly leveraged companies," she said.
Losses on these derivatives, which insure a net $2.6 trillion of debt, may mount as the recession that started in December 2007 causes defaults on high-yield bonds to reach 14.6 percent by the fourth quarter, from 4.1 percent at the end of 2008, according to Moody's Investors Service.
Face Value
Sellers of credit-default swaps earn fees from banks, hedge funds and other investors by agreeing to make another firm whole on a company's debt if it defaults.
Following a default, the seller pays the face value of the debt protected, minus the recovery value determined during an auction among as many as 15 banks, including JPMorgan, Barclays and Deutsche Bank AG. Swaps sellers also have the option of receiving the debt.
Firms that sold credit protection on Lyondell Chemical Co. two years ago would have been paid about $178,000 a year in exchange for a guarantee on $10 million of the company's debt, according to prices from London-based CMA DataVision.
After Houston-based Lyondell filed for bankruptcy protection Jan. 6 as the global recession sapped demand for plastics and commodities, traders held a debt auction that set a value of 15.5 cents on the dollar for the company's senior unsecured bonds and 20.75 cents for its secured loans, according to Markit Group and Creditex.
Projected Loss
That means swaps sellers who agreed to settle in cash locked in losses of 84.5 cents on the dollar for guaranteeing Lyondell bonds, or $8.45 million for every $10 million of protection sold, and 79.25 cents for the loans.
Standard & Poor's estimated on Jan. 7 that creditors should expect to lose less than 10 cents on the dollar for Lyondell loans [Just a little off… AGAIN]. The ratings company said losses on Lyondell's debt could increase because of terms of the bankruptcy financing, which took priority over existing creditors.
Other auctions have yielded similar results, from Lehman to Aleris International Inc., the producer of aluminum for aircraft and automobiles.
Sellers of credit-default swaps on 22 defaulted companies in the past seven months had to pay an average of 70 cents on the dollar for loans and 84.7 cents for bonds to buyers of protection, data from Markit and Creditex show. That compares to losses of 13 cents on the dollar for loans and 30 cents for bonds in all of 2008, Moody's data show.
Faster Payout
"We don't believe that CDS trading prices are necessarily good predictors of ultimate recovery," William Chew, managing director at S&P in New York, said in a statement. "Our recovery ratings, which employ fundamental analysis, are designed to capture the range of ultimate recovery an investor might expect if an issuer defaults." [Hope that strategy works for ya!]
That makes little difference to derivative traders, said Henry Hu, a law professor at the University of Texas in Austin. Unlike bankruptcy, which can take years of courtroom negotiations to increase the value of a creditor claim, derivatives pay out within a couple of months of a default.
"It's no hassle, no whining, versus trying to work things out with the company," Hu said.
Credit-swaps sellers can receive the loan or bond during an auction and then take their chances during bankruptcy. Of the five defaults last year on which Bermuda-based Primus Guaranty Ltd. had to make payments, it opted to get the actual underlying bonds in only one of them, according to a regulatory filing.
'Fundamental Problem'
While derivative auctions may not show the amount debt holders will ultimately recover when companies emerge from bankruptcy, they provide an early prediction by drawing together buyers and sellers, said Kevin Starke, an analyst at CRT Capital Group LLC in Stamford, Connecticut. "It's essentially like calling everybody to the starting line," he said.
"The market is saying recovery values will be very low, and that's a fundamental problem facing every financial institution carrying these assets," said Christopher Garman, chief executive officer of Garman Research LLC in Orinda, California. [No kidding…]
After Lehman blew up, the world thought they had escaped the wrath of CDS as the entire system didn't implode immediately. The reality, of course, is that it did. AIG had no money to pay and it only survived on Paulson's back door deal (with our money). But in the drunken Pigman world of banking and derivatives, not everybody gets saved, a little bit of wine gets spilled now and again…
CDS blamed for role in bankruptcy filings
By Henny Sender in New York
FT - Published: April 17 2009 00:57 Last updated: April 17 2009 00:57
Credit default swaps, the derivatives instruments that have figured prominently in the global financial crisis, are now being blamed for playing a role in two bankruptcy filings this week.
Bankers and lawyers involved in restructuring efforts say they are concerned some lenders to troubled companies, such as newsprint producer AbitibiBowater and mall owner General Growth Properties, stand to benefit from a default because they also hold default swaps, which entitle them to payments in such events.
"We have seen CDS becoming a significant factor" when negotiations on out-of-court restructurings fail, said Alan Kornberg, the partner in charge of the bankruptcy practice at Paul, Weiss, Rifkind, Wharton & Rice, speaking generally. "We used to talk about the practice theoretically but now we see cases where it is hard to get lenders to agree to tender or to compromise and then you find out that these holdouts had significant CDS protection."
Abitibi , which filed for bankruptcy protection on Thursday, ran into trouble as the dire state of the newspaper industry eroded its cash flow and left it unable to service its debt load. It sought to persuade debt holders to exchange bonds due in August for new debt with longer dated maturity and higher yields, but failed to do so as creditors squabbled.
Such exchange offers require the support of a significant number of lenders, 97 per cent in the case of bondholders in this case. But those who withhold support often have powerful incentives to do so, either because they hope to be made whole or because they are seeking to force a filing that would trigger payments under their credit protection agreements, bankers and lawyers say.
Some creditors, including Citigroup, which held a small exposure to AbitibiBowater, hedged themselves in the CDS market, meaning their economic interest in the deal was different to lenders who had not bought credit insurance, according to people familiar with the matter. Citigroup declined to comment.
Lawyers say CDS holdings were also a factor in the default and filing for Chapter 11 protection of General Growth Properties this week. Restructuring advisers expect many more such cases involving so-called fallen angels, or firms originally investment grade, since CDS was widely sold on such names.
CDS placed pressure on the company to fail? Hardly. GGP is way overextended and possesses far too much debt. I listened to their CEO state that their "only problem was being unable to role over their debt." What baloney. They can't roll their debt over because their business model can't support it when consumers themselves are saturated with debt. They built too many malls and didn't see the collapse of the bubble coming.
In regards to CDS, what this last article doesn't state is who sold the swaps? While the people who buy protection receive payouts, that money has to come from somewhere. Where? As corporate defaults like GGP begin to increase we're going to find out who can hold their liquor and who is spilling their wine…
Eric Burdon (The Animals) and War - Spill the Wine (1970):


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Steep Co-Pays May Cause Some to Abandon Prescriptions
MONDAY, Nov. 15In these tough economic times, even people with health insurance are leaving prescription medications at the pharmacy because of high co-payments.
This costs the pharmacy between $5 and $10 in processing per prescription, and across the United States that adds up to about $500 million in additional health care costs annually, according to Dr. William Shrank, an assistant professor of medicine at Harvard Medical School and lead author of a new study.
"A little over 3 percent of prescriptions that are delivered to the pharmacy aren't getting picked up," said Shrank. "And, in more than half of those cases, the prescription wasn't refilled anywhere else during the next six months."
Results of the study are published in the Nov. 16 issue of the Annals of Internal Medicine.
Shrank and his colleagues reviewed data on the prescriptions bottled for insured patients of CVS Caremark, a pharmacy benefits manager and national retail pharmacy chain. CVS Caremark funded the study.
The study period ran from July 1, 2008 through Sept. 30, 2008. More than 10.3 million prescriptions were filled for 5.2 million patients. The patients' average age was 47 years, and 60 percent were female, according to the study. The average family income in their neighborhoods was $61,762.
Of the more than 10 million prescriptions, 3.27 percent were abandoned.
Cost appeared to be the biggest driver in whether or not someone would leave a prescription, according to the study.
If a co-pay was $50 or over, people were 4.5 times more likely to abandon the prescription, Shrank said, adding that it's "imperative to talk to your doctor and pharmacist to try to identify less expensive options, rather than abandoning an expensive medication and going without."
Drugs with a co-pay of less than $10 were abandoned just 1.4 percent of the time, according to the study. People were also a lot less likely to leave generic medications at the pharmacy counter, according to Shrank.
The medications most frequently abandoned were cough, cold, allergy, asthma and skin medications, those used on an as-needed basis. Insulin prescriptions were abandoned 2.2 percent of the time, but Douglas Warda, director of pharmacy for ambulatory services at the University of Chicago Medical Center, said this might be a cost issue, but it could also be that some people are afraid to inject insulin.
The study also found that antipsychotic medications were abandoned 2.3 percent of the time.
Drugs least likely to be abandoned included opiate medications for pain, blood pressure medications, birth control pills or hormone replacement therapy, and blood-thinning medications, according to the study.
Young people between the ages of 18 and 34 were the most likely to forgo their prescriptions, and new users of medications were 2.74 times more likely to leave their drugs behind.
Prescription orders that were delivered to the pharmacy electronically — via the computer — were 64 percent more likely to be abandoned than prescriptions walked into the pharmacy.
"We're definitely not saying that e-prescribing is bad; it's great, but there appear to be some unintended consequences," said Shrank.
There was no way to tell if people never tried to pick up their prescriptions, or if they went to retrieve them but chose to leave them behind because of the cost.
Warda said he believes that more patients might pick up their medications if the instructions from their physicians were clearer. For example, prescriptions for proton pump inhibitors were left at the pharmacy 2.6 percent of the time. These medications reduce the amount of acid in the stomach and can help prevent heartburn or more serious problems. "If the physician message is, 'You need to take these medications for two to three months and it will reduce your pain and help your body heal,' fewer people might abandon these medications," he said.
Plus, if cost is an issue for you, bring it up with your doctor ahead of time, he added. "Don't get blindsided at the pharmacy. Always ask your physician if there's a generic option, or if there's something cheaper that might work just as well. Sometimes people are embarrassed to say anything, but it's better to ask and get a medication you can afford.
"If you get to the pharmacy, and you can't afford the medication, follow up with your doctor or ask the pharmacist if there's a cheaper alternative," suggested Warda.
More information
For advice on reducing drug costs, visit the U.S. Agency for Healthcare Research and Quality.
Source: HealthDay


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We're thrilled to be working with Oregon's Constant Gardener. OCG carries the best nutrients and growing gear on on the planet, along with real expert gardening advice. These folks are amazing and Grow Switch is honored to have them as our exclusive retail partners in the Eugene and Springfield areas. You can also order online from their website: …Read More
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Restoring the River, A Little At a Time: A New L.A. River Trail Segment in the Valley | KCET
Restoring the River, A Little At a Time: A New L.A. River Trail Segment in the Valley
At first glance, the L.A. River seems less a river than a glorified rain gutter. Designed to shuttle water off the urban landscape and into the Pacific as fast as possible, much of the once-mighty Los Angeles River was bound by concrete following a massive 1938 flood that washed away thousands of properties and claimed the lives of more than 140 people. Conservationists are now working on restoring what little riverside habitat still remains.
In the valley, a half-mile stretch of river between Coldwater Canyon and Whitsett Avenue has just been designated the "Zev Yaroslavsky L.A. River Greenway Trail," thanks to a partnership between Community Conservation Solutions, a local non-profit, and L.A. County, which owns the land. The half-mile of trail connects two previously existing segments of L.A. River Greenway Trail, creating a five-mile corridor along the river for the public to explore.
"The overall plan was to do something that's not been done on the river," Community Conservation Solutions President Esther Feldman explains as she walks along the unpaved trail, "which is to use native plants not just as a landscaping tool, but to really recreate habitats that were here one hundred years ago." In other words, the goal was to restore habitats that would have existed alongside the river before it was channelized.
Story continues below
To do it, Feldman and her team first had to gain the support of local homeowners and businesses, something she says wasn't difficult, especially considering what was here before. For one thing, there was no access to the area. It was closed off with an ugly fence and barbed wire, and besides a few exotic plants, the soil was pretty barren.
She had to secure all the necessary permits and ensure that the trail complied with all relevant regulations. There were engineering considerations, for example, to ensure that the soil would not erode into the river. There were hydrological considerations, to ensure that rainwater could still flow into the river as it's supposed to.
Five years later, this half-mile stretch of riverside habitat is the home of some 3,000 trees, shrubs, and flowers, all native to the San Fernando Valley. There are California walnut trees and western sycamores, coast live oaks and valley oaks, and of course toyons a.k.a. California holly, the plant from which Hollywood drew its name. Around the trees are native bunchgrasses, California sagebush, bigpod ceanothus, and other species common in chaparral and coastal sage scrub habitats. There are also plants that have come here on their own, like native jimsonweed, whose white flowers are sometimes known as the "devil's trumpet."
While the focus of the project is on restoration and recreation, Feldman's team has paid attention to education and interpretation as well. Some newly planted trees are accompanied by rocks with their names carved into them, and metal artwork installed along the fence features native wildlife, subtly reminding folks what animals might be found nearby.
The trail has been open for less than a week, and joggers, cyclists, and folks walking their dogs are already taking advantage. By some wonderful accident – or perhaps some clever engineering almost a century ago – it's almost impossible to tell that you're in the middle of one of the country's busiest cities, a block away from one of the city's busiest business districts, with Ventura Boulevard a stone's throw away. Instead of hearing cars, the sound of chattering birds fills the air.
It may not be the wild river it once was, but it's not entirely sterile either. This version of the river represents a sort of compromise. Nature is here, even if it doesn't look like it. Cliff swallows swoop and soar over the water, chasing after tasty bugs, while lizards bask in the sunshine. One pair of red tailed hawks has already nested on the trail, and it won't be long before the raccoons and possums find safe refuge here as well. It may not be much aesthetically, but the river still supports life.
More about the L.A. River Greenway
While a half mile of restored river won't provide a suitable habitat for a black bear or, say, a mountain lion, Feldman hopes that if there are enough such pockets of habitat sprinkled across the landscape, connectivity for wildlife will improve, at least compared to what came before. While the space from the concrete walls of the river to the encroaching urban development only spans a few dozen feet, it represents a tremendous amount of habitat, especially if you consider that these few dozen feet stretch along the river for miles.
Feldman compares habitat restoration to navigating an ocean liner. Nudge a cruise ship just one degree off its heading, and in a few hours it will be miles off-course on an entirely different trajectory. So too with the river. "It's part of an overall perspective of what does it mean to green an urban area," she says. "In my view, this becomes a model for the remaining thirty miles of the river. Fast forward twenty years, and we've made a really big change."
Connect with KCET
For the record: A previous version of this article imprecisely described the Yaroslavsky greenway as being part of an uninterrupted five-mile corridor. This statement was added to the author's original text during editing, and we apologize to our readers and to Jason for introducing the error.
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At Mercedes-Benz of Oklahoma City, we pride ourselves in providing a transparent, time-saving, and customized car buying experience. Oklahoma City's only official Mercedes-Benz Dealership! Shop new, used, certified, and pre-owned Mercedes-Benz vehicles from the convenience of your home. Even get a trade-in value without stopping into the dealership. Conveniently located in Oklahoma City on the Broadway Extension, just minutes from Edmond, Moore, Norman, and Yukon. While we make every effort to ensure the accuracy of vehicle information and pricing, absolute accuracy cannot be guaranteed. Information subject to change; for current information on this particular vehicle please contact our staff.
Mercedes-Benz of Oklahoma City in Edmond, OK treats the needs of each individual customer with paramount concern. We know that you have high expectations, and as a car dealer we enjoy the challenge of meeting and exceeding those standards each and every time. We take pride in being a locally owned, trusted member of the Oklahoma Community. For years, our Oklahoma City, Edmond, Norman, and Moore neighbors have come to us for a trustworthy and attentive car buying experience. Allow us to demonstrate our commitment to excellence!
We are also proud to announce that we are the recipient of Mercedes-Benz 2017 Best of the Best Award and that we have won two prestigious awards through DealerRater for 2018. The Dealer of the Year Award and the Consumer Satisfaction Award.
*All pre-owned vehicles include a $399.50 ADP fee in the selling price.
*Number of views in last 30 days
† Based on 2020 EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.
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(800) 939-8938Call Now
14240 Broadway Extension • Edmond, OK 73013Get Directions
Open Today! Sales: 8:30am-8pm
Open Today! Service: 7:30am-6pm
Open Today! Parts: 7:30am-6pm


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Basil Restaurant - fresh and Italian in Bellport
New to the Bellport dining scene is Basil Restaurant & Spirits, with a repertoire owner Richard LoGrippo describes as Italian American. Chef Richard Doxsee previously cooked at Mamma Lombardi's in Holbrook as well as Lombardi's on the Bay in Patchogue, Lombardi's on the Sound in Port Jefferson and Giorgio's in Baiting Hollow.
On Doxsee's menu: fried calamari ($10), stuffed meatballs ($8), chicken saltimbocca ($19), shrimp oreganata ($18) and linguine with clams ($14).
In addition to its dining room, the restaurant has a lounge area with a bar that seats 16, along with outdoor seating for 12. There's also a live music scene on weekends.
Basil Restaurant & Spirits, 14 Station Rd., Bellport, 631-803-8236, bellport.com/basil/


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You are in Abu Dhabi storeSTAY IN Abu Dhabi CHANGE CITY
138 Items
138 Items
With joi, sending roses in Abu Dhabi is so much easier. Same-day delivery service is perfect for last minute gifts for different occasions such as birthdays, anniversaries, newborns and mother's day.
joi offers the highest quality roses with elegant packaging and diverse arrangements. It provides you with the most luxurious gift shopping experience as it mirrors Abu Dhabi's extravagant atmosphere.
Our quality roses are hand-picked from a germ-free growing environment, handcrafted into a beautiful selection and delivered fresh to your doorsteps. This way, our roses stay fresh for longer and have more vibrant colors so you can enjoy them even more.
Make the recipient even happier with a unique gift sent with roses. joi's Gift Assistant will help you find the perfect gift for any occasion or event to impress anyone. Send a singing telegram along with your gift bundle, which will be delivered in style by our friendly joi agents.
Occasions like birthdays, weddings and anniversaries call for a cake to celebrate. Have your roses and cakes delivered on the same day to Abu Dhabi with costs of shopping & handling covered by us. Order online from joiGifts now and have your gift delivered quickly.
Send your roses along with delicious luxury chocolates. Discover our chocolate selection from Godiva Chocolates and many other luxury brands. joiGifts will deliver your chocolate and roses bundle same-day in style.


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Trauma Resiliency Group, offered by JFCS
July 29 @ 4:00 pm - 5:30 pm
An event every week that begins at 4:00 pm on Wednesday, repeating indefinitely
An open group session that focuses on personal growth and healing from trama. In these sessions, participants can deepen their skills to be more present with and responsive to the issues around trauma. Led by Amy Lohr, participants will experience the support of reiki and energy work, guided meditation, aromatherapy, spirituality and other complementary healing techniques that value the whole self and empower wellness.


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Approximate dimensions: 4.75" x 4.75" x 8.75"
Cast in 25% soy wax & 75% paraffin wax, unscented, green.
Burning instructions:
Burn candle for 2 hours, then extinguish. After wax has become firm and cool, repeat this step several times. It is important that a 5cm wax pool surrounds the wick when burning. Do not allow candle walls to be more than 2.5cm higher than wick.
Never leave burning candles unattended. Keep out of reach of children and pets. Avoid drafts. Keep wick trimmed to 0.6cm. Remove trimmings from candle. Place on safe, level heat resistant surface away from flammable sources. Trim excess or fold down wall edges when wax is soft.


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Tony Lama Men's Ranchin' Ropin' Ridin' 3R Western Boots Style RR1002Regular price $224.00
From the dirt to the saddle, the Tony Lama 3R Western Boots will be there for you to get the job done! From ropin' to ridin' to ranchin' these boots have it covered. The premium leather foot and shaft protect your feet from the top down, while the orthotic insole offers support and cushioning for all-day wear. The heel is great for riding and it features a spur ledge to keep your spurs in the right place. The rubber outsole is long-lasting and it helps absorb shock as you walk, keeping your ankles and knees feeling good. These boots have it all for the all-around cowboy!
Style(s): RR1002, RR1003, RR1004
- 16" Shaft height
- Premium leather foot and shaft
- Leather saddle vamp
- T Toe (Rounded toe)
- Rubber outsole
- Orthotic insole
- Mahogany and white welt stitch
- Online Only