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Day trippers: Michelle O goes to Monticello
First Lady Michelle Obama, First Daughters Malia and Sasha and First Mother-in-law Marian Robinson dropped in July 23 on Charlottesville's First Tourist Attraction, Monticello, and NBC29 snagged the story– with video.
The Obama women took in Luray Caverns in the Shenandoah Valley before swinging over to Monticello around 3pm and cutting in line for a private tour, much to the delight of visitors from Texas and Nebraska, according to NBC29. Others who had to wait were understanding once they realized who the glamorous visitors were, the television station reported.
The family headed to the Corner and dined on "some fantastic Virginian crab cakes, southern fried chicken, a couple of steaks, things like that," says owner Andy McClure. NBC29 captured an exclusive shot of the empty booth where the Obamas sat.
No word on what flavors the Obamas ordered at Arch's before heading off in armored SUVs back to the White House. No, wait, co-owner Sander Archer's Twitter feed tells all: "Michelle Obama got a 3.5 oz. vanilla with hot fudge and peanuts. Her girls got vanilla with oreos and whipped cream!!"
Oh, and Michelle wore yellow.
–last updated 10:22am, July 28
28 comments
Armchair Quarterback, face facts! A black man challenged Crowley, and the final result was Crowley going off the deep end. All Crowley had to do was get back in his dayum car and leave. But no, he had to walk back to the front porch and attempt to prove who was going to win this shouting match.
Crowley is eating up the publicity now, he invited himself to the White House. He's going to milk talk show interviews for every penny they are worth now too. And whatever else he can make a buck on.
I hope her police escort didn't act to stupidly when they were protecting her, her daughters, and her mother. Because we all know police are racist and practice racial profiling as routine police work. I hope the sarcasm is coming through because I'm laying it on pretty thick.
I like day trippin ~ ~
Funny, the picture you're using to illustrate the story looks like the First Lady, rather than the empty booth noted in Lisa's article. Nice cell phone quality screen grab by the way. Snarky snarky. :-0
If I was President everyone would really hate me becouse I would move the first office to the first beach and have my first drinks delivered by the first hooters girls and it would be awsome and oil would be free!
It wasn't a RACE thing. It was a SOCIO- ECONOMIC CLASS thing.
Harvard elite v. bluecollar Boston.
That policeman would have arrested ANY Harvard prof who mouthed off the way Gates did.
1) The cop was correct in asking for ID.
2) Gates was incorrect to fly off the handle and refuse to give it to him.
3) When he did give him ID (with no address) Crowly called the harvard police which is the right thing to do. (many burglaries are done by family members.ex husbands etc)
4) He told Gated he would talk with him outside because he could not hear his radio in the foyer (with gates hollering like George jefferson)
5) If Gates had simply shut the door behind him it and dealt with his assertions through proper channels then the problem could have been resolved one way or another.
6) Gates made the CHOICE to go out on the front porch and act like a a-hole and he INTERFERED with a police officer who was trying to protect the COMMUNITY (remember the 7 other recent break ins)
SOLR, Just because you have a chip on your shoulder does not make you right.
I think you missed my entire point. Guess I have to spell it out for you. It is about race. Ain't no black man in America going to stand around and mouth off at a white cop, even if they are on their own property. If they do, we will see yet another Gates arrest. All the cop had to do was keep walking to his car and ignore Gates.
Wasn't all that long ago Rodney King mouthed off at a few white cops and got beat senseless. They beat him like a rabid dog.
I would just add, re: Squeaky Fromme's post, that every time I've done the Monticello tour (upwards of 6 times, I thnk), they do a really good job of pointing out the contributions of slaves. They don't hide it or whitewash it in the least.
"obama should of paid to fly his family to europe? are you kidding me? why dont you simply say you dont like black people.
where you complaining when george bush flew his family to kennebunkport?
where you complaining when bush flew his family to the olympics?
where you complaining when bush flew his family to his ranch?
and stayed there for 30 days under sec serv protection at a great cost to the gov?
of course you were not.
i cant wait for your posts that obama is not a citizen, a closet muslim terrorist and a communist."
1. It's "should HAVE" or "should've" but not "should OF." Should have = the contraction should've. There's no such phrase as "should of." Or "would of." Or "could of." Etc.
2. "Where you complaining" - I think you meant "Were you complaining." Where refers to location. Were is a conjugated form of the verb "to be." I was, you were, he/she/it was, etc. Etc. Etc.
That aside, the only other thing I really want to contribute is a comment directed towards Squeaky Fromme, which is that of course the Obamas would have been aware that Monticello was built and run by slaves.....and it just goes to show how far things have come. What, are they not supposed to ever visit anything that may have been built by or linked to slaves? That doesn't make any sense.
obama should of paid to fly his family to europe? are you kidding me? why dont you simply say you dont like black people.
where you complaining when george bush flew his family to kennebunkport?
where you complaining when bush flew his family to the olympics?
where you complaining when bush flew his family to his ranch?
and stayed there for 30 days under sec serv protection at a great cost to the gov?
of course you were not.
i cant wait for your posts that obama is not a citizen, a closet muslim terrorist and a communist.
The President is not allowed to use private jets for security reasons.
I think I seen the Obama's at Wal-Mart the other day.
CORRECTION: Above should read ....
"those coppies with --THIN-- skin find themselves in the headlines, just like Crowley suddenly finds himself."
Let's get past all of that, obbammysmammy. Once Gates had been identified, whether this was an easy process for the cop or not, the cop should have left. Period. End of story. Pack his dainty little feelings in the back of his mind and direct his backup to get in their cars and leave too. It was that simple.
But no, at worst, Gates while on his own front porch continued to commit "contemp of cop" by yelling at Crowley, and that's why disorderly conduct charges were placed against him. It reminds me very much of the local couple who shouted out for a cop to "slow the F**k down!" after the cop almost ran them over in a crosswalk not long ago near the downtown mall. This couple had committed "contempt of cop" as well, and got arrested for it. The high road would have been for the local cop to get out of his police Jeep and ask them if they were OK... and apologize to them for almost running over them.
About 20 to 25 years ago a local sheriff sued the estate of a man who shot and almost killed him. The lawsuit was thrown out of court when the judge explained that "danger" is a part of the job and the sheriff had no valid claim. The same is true of "contempt of cop". It's part of the job, whether they like it or not. Not everybody is going to say "yes sir", "no sir", "can I shine your shoes for you, sir?", "would you like a fresh donut, sir?" to a cop. Those coppies with this skin find themselves in the headlines, just like Crowley suddenly finds himself.
(Any by the way, the latest news that their was no mention of race in the Gates 911 call has no bearing on the final result as well. Racism, if it existed, could have become a factor after Crowley laid eyes upon Gates, and after Gates committed "contempt of cop".)
Wangitus, thank you, there lies half the problem. People are losing respect for cops more and more every day. And the cops are losing this respect because they think they are above the law, and they subscribe to the theory of "don't do as I do, do as I say!"
Bad move above on your behalf. You want to mention Rodney King's pursuit, in which nobody else was hit or injured.... try these on for size: The Alexandria, Virginia police chief just crashed into and injured a girl over the weekend in a city owned vehicle, and was arrested for drunk driving, (.19) over twice the legal limit by Virginia law. A member of the 8 man Virginia Beach DUI Enforcement team, the same Virginia Beach police officer who charged retired NFL star Bruce Smith, was just arrested for drunk driving and crashing into another car as well. His blood alcohol content was .15, twice the legal limit in Virginia too. I can give you 100 examples of this exact same activity by off duty cops, many taking take in city and county owned cars no less. Why exactly am I suppose to respect these people? Most of them can drive worth a darn when sober. They should leave the alcohol alone when off duty. Or maybe they should have been dragged out of their cars and beat with nightsticks like a rabid dog.
Sick dog local rambo..
All that gates needed to do was show a little respect for the person that he pays with his tax dollars to protect his home.
That is the problem with folks like you..
If he used the n word it would be racism..
If the person is black and the cop is white it is instituional racism.
The fact is that if Gates wre white and acted like the crazed crybaby he would have been detained just the same. I have heard the 911 calls and radio transmissions and the cop did his job correctly.
I would hope that if the same scenario happened again one block over he would do everything the same.
And rodney king did a little more than mouth off to some cops.. I seem to recall a 45 minute police chase where he endangerd hundreds of lives....
People like you say the cop should have walked away.. seems to me that if a Harvard professor cannot even keep his cool then you cannot blame people for having low expectations of blacks who in their own lives.
CORRECTION: The abocve was suppose to read...
"I can give you 100 examples of this exact same activity by off duty cops, many taking --PLACE-- in city and county owned cars no less. Why exactly am I suppose to respect these people? Most of them --CAN'T-- drive worth a darn when sober."
billy bob..
It was MICHELLE Obama that visited.. the Prez was off peddling snake oil to the people dumb enough to listen..
Last time I saw their picture Michelles parents were black..
Thus poor Barack would have has to settle for a blond haired blue eyed white woman... (just like his daddy did)
Skueaky Fromme, I'm sure the Obama's were well aware of that fact and found comfort as well as humor in the reality that is their life as it is. Don't we all though Squeek, Don't we all?!
I wonder if they mentioned to the Obamas that if it were not for slavery they would be living in africa amongst the rest of the folks who can't stop killing each other.
Since when did the virginian restauant start serving fried chicken?
SOLR... I wonder how it would have turned out had it been a white guy that answered the door... refused to give ID and was believed because he was white.. and it turned out that he was in fact a burglar who proceeded to rob the house once the cop was gone... I suppose that would make the cop a racist for not protecting the black mans possessions.....
re: "I wonder if they mentioned to the Obamas that if it were not for slavery they would be living in africa amongst the rest of the folks who can't stop killing each other."
Barack Obama is not descended from African slaves brought to this country centuries ago by the evil (yes) slave trade, unless his "white" mother has an African slave ancestor. Barack Obama's father was born in Africa and emigrated to the US.
Your statement is utterly false. Slavery had NOTHING to do with the fact that Barack Obama was born (yes!) in the US and is an American citizen.
Just thought I'd correct your falsity.
Has anyone asked or care how much taxpayer's money is being spent for these sightseeing trips that the Obama family is constantly seen on including Europe, Africa and now Charlottesville. Obama thinks nothing of using 1000's gallons of gas for airforce one(2)to fly his family to meet him in Europe(even though he is rich enough to charter and pay for his own plane) for private showings of cathedrals and palaces and dining at the best restaurants while at the same time stating the old way of doing things can not be sustained. Does anyone remember how the auto CEOs were critized for using their private jets to go to Washington to ask for a bailout? What happened to leading by example. What should we expect from a narcissist?
Where is all of this negativity coming from? I thought Charlottesville loved Obama. I sure see a lot of Obama bumper stickers everywhere I go!!????
I wonder if the tour guide pointed out to the Obamas that Monticello was built by slaves? That slaves made every brick and nail and sawed every board and nailed every shingle, slaves cleaned and maintained the house though they could not live in it, slaves cooked the dinners and ate the scraps, and weeded the gardens and ate the weeds--and that Jefferson used devices like underground passageways and dumb waiters, to hide the shameful fact of slave labor. I wonder if the White House tour guides mentioned to the Obamas that the very house they now live in was built by slaves? Something to contemplate as white secret service agents drive them around in the armored SUV. Good thing too: hate radio is inflaming armed wingnuts about these uppity Obamas.
obbammysmammy, you still want to debate race being involved in the Gates arrest? Before answering, study up on what a white Boston police officer, 36-year-old Justin Barrett, just called Gates in an e-mail. The exact term was "banana eating jungle monkey". He's been suspended and will be terminated. He's also been suspended from the National Guard where he holds the rank of Captain. White cops can claim they're not racist until they're blue in the face. But a few eventually screw up and expose themselves.
Be careful TJ you may roll to the bottom of the hill
Mr/Mrs/Miss Spell Check..... it doesn't seem like proficient spelling, grammar and math are requirements to get a high school diploma in our local public schools now. America is fast becoming one of the dumbest countries in the entire world.


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Mayor of London responds to CTC's call to tackle lorry danger
Mayor of London responds to CTC's call to tackle lorry danger
So far, 3,700 people have taken part in CTC's campaign to write to the Mayor of London, Boris Johnson, urging him to act to stop HGVs from killing cyclists and pedestrians in the capital.
Better design and regulation
Although the Mayor restates his commitment to investing in higher quality - often segregated - cycle facilities, the lessons from the Cycle Superhighways programme is that the quality of design at junctions, together with deficiencies in UK traffic regulations, mean that such facilities may not provide the level of safety which they do elsewhere in Europe. Many of the cyclists killed in November were killed on on very near Cycle Superhighways, including the notorious junction at Bow roundabout.
Even the newly opened and fully segregated section of Cycle Superhighway 2 has considerable problems where left turning drivers conflict with cyclists hoping to move straight ahead, as the following video shows. Without clear rules that force drivers to give way to cyclists proceeding straight on, conflicts like this - and potentially even worse - will continue.
Tackling fears
We share the Mayor's concerns that the media coverage of individual deaths may harm the cause of cycling. While cycle safety deserves serious attention, we agree that it is vital not to deter people from cycling by 'dangerising' it.
As the Mayor rightly says, there are millions and millions of successful cycle trips in London every year, providing enormous health, environmental and economic benefits. As CTC's 'Safety in numbers' campaign argued, we need to promote more as well as safer cycling, rather than scaring people into car-dependent sedentary lifestyles.
That means tackling the actual and perceived fears which deter people from cycling. We need safer and fewer lorries, we need roads and junctions that are built for people not for motor vehicles, we need training and awareness campaigns for drivers and cyclists alike, and this must be backed up by stronger and better-enforced traffic laws.
Pedestrians neglected
These solutions will improve safety not only for cyclists, but for other road users too, especially pedestrians. After all, both groups of road users have much in common and the level of risk is similar: you are about as unlikely to be killed in a mile of cycling as you are in a mile of walking. However, as the Mayor says, the media has largely neglected the recent, tragic deaths amongst pedestrians on London's streets.
Victim blaming
In his response to our campaign, the Mayor also says people should not automatically assume that the recent deaths of cyclists were caused by their own irresponsible or careless behaviour. It is regrettable that he hasn't acknowledged that his own 'finger-pointing' remarks were also completely inappropriate. If anyone is minded to write to him again, you may like to seek his assurance that he will avoid similar victim-blaming comments in future.
Future campaigning
CTC continues to work both in London and throughout the UK to encourage more and safer cycling. Within the coming month we will be seeking to influence the review of the Mayor's 'Cycle Safety Action Plan', while the Government will be producing its draft 'Cycling Delivery Plan' and a Green Paper on driver testing and training.
See our 'Action on Lorries' page for more information about how CTC is campaigning to reduce the danger presented by lorries.

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Goken America provides an excellent benefits package, one month of paid time off per year and a very competitive compensation plan. In addition, when applicable, we will also provide relocation assistance, temporary housing, visa support and other fringe benefits.
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Evangelist Billy Graham has rubbed elbows with celebrities ranging from presidents to journalists to musicians. In Billy Graham & Me, a new book in the Chicken Soup for the Soul franchise that was released Tuesday (Feb. 12), 101 people who have met Graham on the public stage share their private memories of the 94-year-old preacher.
Here are excerpts from 12 of them:
Former President George H.W. Bush
Billy came to stay with Barbara and me at the White House on the eve of the air war against Iraq. I told him what I was then having to do -- our diplomacy and our quest for a peaceful solution having failed. I told him when the first cruise missiles would hit Baghdad, and we watched in wonder as the war to liberate Kuwait began. Just the three of us were there. Billy said a little prayer for our troops and for the innocents who might be killed.
The next day we attended a church service at Fort Meade. His very presence brought great comfort to the people in uniform who were praying at that special service. I cannot begin to tell what Billy's presence and his faith meant to me as President and as Commander in Chief. His own beliefs and abiding faith gave me great strength.
Former President Bill Clinton, recalling Graham's 1959 crusade in Little Rock, Ark.
The crusade happened as Billy wanted it, with tens of thousands of people, black and white, pouring into the stadium where the Arkansas Razorbacks played. When Billy finished preaching and issued the call, inviting us to rededicate our lives to Christ, thousands, black and white together, some smiling, some crying, went down to the field to answer the call. It was a moment in Arkansas history after which nothing would be quite the same for those who were there and those who knew the stand Billy had taken. And Billy didn't have to preach one word about integrating the schools. All he had to speak was God's Word to all God's children.
It may seem easy now, but back then, fifty years ago, it was an act of moral courage and deep faith.
Former CNN talk show host Larry King
The unhappiest and saddest moment for me was when I confronted him over the anti-Semitic conversation he had with President Nixon that was uncovered after the White House tapes were released. Nixon said, "Well, you know, the Jews..." and Billy said, "Yes..." I asked him about that, and he said that the toughest thing, if you were in a room with a president, and a president said something, is to take issue with him. So you either said yes or you nodded your head or suchlike. I didn't agree with Billy on this. For me, you don't say yes. I wouldn't have said yes. That disappointed me.
Southern Baptist public policy ethicist Richard Land
In terms of Evangelical Christianity reengaging the culture, Billy Graham is the man who really did it, on a mass level. And he gave us, the Evangelicals, both the model for how to do it and the confidence with which to do it. There would not have been a modern evangelical movement without him. And I love the guy. He was a hero to me in my boyhood, and he remains a hero to me today.
Former dc Talk frontman Toby McKeehan (TobyMac) on playing at a 1994 Graham crusade in Cleveland
We were asked to meet with Dr. Graham and his wife Ruth at their small home in the North Carolina mountains. I think they wanted to get to know our hearts. When we arrived, we were invited to sit down and we all started talking. Then something happened that I'll never forget. Dr. Graham asked us if we wanted something to drink.
He actually went to the kitchen and brought us two Cokes and a glass of water on a tray. That servant's heart at work even in his home impressed me deeply. Billy told us that we were his translators for the next generation, helping put the Gospel message into a language they could understand. I saw that he cared enough for the world's youth to risk the possibility that half his people might not like us joining him on stage. However, for Billy Graham, reaching young people was worth the risk.
To me, that showed who he was.
Former U.S. Senator Sam Nunn (D-Ga.)
I gave him a small Bible once. It was very small, one you could put in your pocket. I saw him many years later toward the end of his career of actively holding crusades around the country. It was during a crusade at the big Coliseum in Atlanta, and I was up on the stage with him and six or eight other people. I said "hello" but hadn't yet had a chance to talk to him.
But he pulled that Bible out in front of thousands and thousands of people and said that he had gotten it as a gift from me, and he'd had it with him in his pocket ever since. That was an amazing memory, especially since I'd given him the Bible at least five or six years before. His authenticity and sincerity shines through. People realize it instinctively. That distinguished him from any preacher I know of in that generation who was in the public limelight.
CNN's HLN News Anchor Kyra Phillips
I looked at this legendary man of unwavering faith and said, "Reverend Graham, I'm a little overwhelmed right now. It took so much to get here. I didn't think you would grant me this interview. I was told it wasn't going to happen. Then, I was told it was on. I'm not quite sure which way is up and which way is down at the moment. Could we just pray?" He looked at me like a caring father. This man, who over six decades counseled presidents and gave millions of Americans hope for a better life through faith, smiled at me and simply said, "Well, of course."
Then he held my hand and we bowed our heads. We prayed for a few minutes, then opened our eyes. I sat back. I felt so at peace, so calm, and so relaxed. I never once looked down at my notes. We had an amazing conversation, one of the most memorable and beautiful moments I have had in my career.
Former CBS Evening News Anchor Dan Rather
I put it to him that the Soviet Union was a godless country; the godless government permeated society all the way down from top to bottom. "To whom are you going to preach?" I asked. I had been to the Soviet Union many times, and I was trying somewhat aggressively to point out to the Reverend Graham that in the Soviet Union the only people who went to church were very old women in their late eighties or their nineties. The reason was that there were communist government apparatchiks standing in the church taking down the names of people who went, so nobody would go to church because they didn't want their names on a list. After I made this point, Billy Graham replied, "What you don't understand is that below the surface, there are a lot of religious people, and they are afraid to come out, they won't risk coming out, but in effect, Dan, there are many, many, quiet, secret Christians, far more than you can imagine."
I didn't believe this at the time of the interview. But Billy Graham went ahead and visited Russia in 1982, and then again in 1984 and 1988, and on each occasion he preached to overflowing crowds. It turned out that he had been right all along, and I was wrong. He understood the basic religiosity of people even when their religious instincts had long been repressed.
Christian Broadcasting Network Founder Pat Robertson
I've been with him on a group prayer retreat. He's just a humble man under God. He puts on no airs or pretense, none of the "flash and dash." He lives very simply. He once told me he had been offered an airplane -- someone wanted to give him one, but he wouldn't accept it.
He felt that he should not have luxury for himself. People in his kind of position are offered everything, and he said no.
Newsboys lead singer Michael Tait
He said, "I have a story for you, Michael. Last night President Obama was sitting in the chair you are sitting in." I was blown away. "What was he doing here, Billy?" I asked. (I was finally calling him Billy!)
"Well, he wanted to come and see me. He called from the Oval Office. The Secret Service was all around, you know, but he walked in by himself, sat down there, and we spent half an hour together."
"What did you talk about?"
"We talked about the country, and this, that, and the other."
"Do you think he's a believer?"
"Well, I believe the man knows the Lord. We prayed together, and before he left, he asked me if he could pray."
And Billy was impressed with the depth of the president's prayer.
Sojourners Founder Jim Wallis, recalling Graham admitting to being nervous in addressing Harvard students in 1999
Billy said, "Jim, I'm really nervous tonight."
"Why in the world would you be nervous?" I replied.
"I feel very weak physically, and am not sure if I will be effective answering questions from these Harvard students."
At that moment, I had such a feeling of great warmth for him. "Billy, they slept overnight on the sidewalk to hear you preach," I said. "The room is full. They're not here to eat your lunch. They're here because they want to tell their grandchildren they were in the same room as Billy Graham."
His vulnerability, his humanity, was so much in evidence in that moment, and I had the chance to do what many of us have known with our aging parents -- to give something back to them. I said, "I'll be sitting right in the front row, and I'll be praying for you the whole time. So if you get nervous, just look down and you'll see me there praying for you. They're here to hear from you. Just speak from your heart, from your soul, and they're gonna love it."
He gave me a hug and he went up to the podium, and a couple of times as he was speaking he looked down at me, and I put my head down and prayed for him.
Of course, despite his doubts, Billy gave an incredibly brilliant, statesmanlike talk about faith and public life.
Saddleback Church Founder Rick Warren - President Obama asked me to pray the invocation at his inauguration, so I promptly went out and bought a nice hat from a store in West Hollywood. But I left it in a hotel room a few days later and it was stolen. I was disappointed, but had no time to buy another. To this day, I still don't know how Billy found out about my hat loss. But about a week later, an unexpected package arrived at my home.
Inside, carefully wrapped, was a beautiful black Homburg hat from Billy Graham! It was the hat Billy had worn at the inaugurations where he'd prayed! Attached was this note: "It's your turn, Rick. It's your hour. This is your hat now." Tears filled my eyes. Once again I saw the greatness of my mentor, his deep love for others, and his encouraging heart.
I wore Billy's hat when I prayed on the Capitol steps at that 2009 inauguration. Billy was unable to attend, but once again, his influence was present.
c. 2013 Religion News Service. Used with permission.
*This Article First Published 2/13/2013


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Mercedes Benz Cls 63 Amg 2016 - a car that is marketed under the popular worldwide automaker brand Mercedes Benz. This car has received 4 stars out of 5 in user ratings. The price of Mercedes Benz Cls 63 Amg 2016 ranges in accordance with its modifications. Our contributor MotorMan collected and uploaded the top 9 images of Mercedes Benz Cls 63 Amg 2016 below.


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The most practical bag!
Whether you are always worried, that you can not immediately find the goods you want in your purse?Do not worry!This bag will help you!With our new Pocket Organizer, you can easily put everything you need in the organizer and easily transfer it from one bag to another without worrying about anything!
Online purchase made through Fullofstar.com can be returned or exchanged within 15 days from the delivered date.
All return/exchange items must be returned unworn, undamaged, unwashed and with all the original labels attached in original packaging. If not, the buyer is responsible for all incurred fees and no refund will be issued. You are welcome to make an exchange as long as it is in stock or alternatively get a refund.
We do not accept returned items that were sent back directly without notifying us first.
Step 1: Please email our customer service representatives at email@example.com to get a return authorization and return address.
Step 2: After receiving your email with exchange/return request, our customer service representatives will send the exchange/return instructions back to you via email. Please follow the instructions to process the exchange/return.
Step 3: You will receive refund within one week or have an exchange order processed after we receive your package. We'll email you once processing your refund or exchange and the refund will be issued to your original payment method. FYI: It will take longer time (maybe 1 to 2 weeks depending on which CC company is) to process the refund for the bank if your original payment method is credit card.
All orders are subject to a handling period before shipment and get shipped out usually within 2-5 days. After receipt of payment, you will then receive notification of both processing and shipment.
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Gino 85mm Plastic Crown Shape Lens Hood for Nikon AF-S DX18-70/3.5-4.5G ED-IF
- Product Name : Lens Hood;Part No. : HB-32
- Size : 85 x 35mm/3.3″ x 1.4″(D*H);Material : Plastic
- Color : Black
- Weight : 15g
- Package : 1 x Lens Hood
Suitable for Nikon AF-S DX18-70/3.5-4.5G ED-IF, AF-S DX18-135/f3.5-6G, AF-S DX18-105/3.5-5.6G ED VR. Enables you to shoot towards the light source, and being reflected inside the lens, without excessive flare. This is a mon-OEM product.Accessory only.


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The "irrevocable" label might have some clients feeling like they are locked into previously established irrevocable trusts for life, which might not always be the case. There are many reasons why a client might remain interested in preserving an irrevocable trust. But after the fiscal cliff deal made the generous $5 million estate tax exemption and spousal portability permanent, there are equally strong reasons why a client might prefer to terminate.
In some cases, a client who no longer wishes to incur the expense of maintaining an irrevocable trust may be able to terminate. The choice to terminate will force clients to reevaluate insurance and other trust-held assets and lead to what are often long overdue replacement or reallocation discussions.
When can an irrevocable trust be terminated?
Because the distinguishing feature of an irrevocable trust is that it is supposedly not possible to terminate, it may not be intuitive to assume that an otherwise irrevocable trust may be terminated based on the terms of the trust itself, but this is often the case. Many trusts contain provisions that allow the trustee to distribute the trust assets to the beneficiaries of the trust or to accelerate distributions that were set to occur at a much later date.
Further, many irrevocable trusts allow a trustee to terminate and distribute the trust assets if the trust contains assets that are worth relatively little. Bypass trusts often contain a provision that allows the trustee to terminate the trust and distribute the assets to the surviving spouse after the death of the first spouse. With the cooperation of the trustee and beneficiaries (who are often the client's children), an irrevocable trust may be terminated based on its own terms.
The key to these strategies is a cooperating trustee and, in some cases, beneficiaries who agree with the strategy. If the trustee is unwilling to allow termination, your clients may have to petition the courts in order to unwind an irrevocable trust.
Considerations upon termination: What the client needs to know
Many clients established irrevocable trusts to protect against uncertainty in the estate tax arena — estate tax rates were set to rise and the exemption level was set to decrease. Of course, this did not happen, which in and of itself may eliminate the need for many middle-class clients to incur the expense of maintaining a trust to shelter their assets.
See also: 3 trust changes you should tell your clients about
Further, an otherwise unnecessary irrevocable trust may be made undesirable because trust income is often taxed at a higher income tax rate than the client himself — a trust enters the 39.6 percent tax bracket when its undistributed income exceeds $11,950 in 2013. For some clients, therefore, it would be beneficial to terminate the trust and invest in another type of tax-preferred vehicle, such as life insurance or an annuity product.
Despite these federal tax issues, a client should be aware that many states have not matched the $5 million federal exemption, so assets removed from an irrevocable trust may become subject to state estate or inheritance taxes. Once the irrevocable trust is terminated, it also becomes subject to the claims of the client's — or the beneficiary's — creditors.
Importantly, unless the client petitions the courts, it is often the case that trust beneficiaries must cooperate in unwinding an irrevocable trust. If the beneficiaries are the client's children, they may be willing to cooperate in order to release the trust assets back to their parents. If the beneficiaries are uncooperative, a client might prefer to keep the trust in place so that their access to the trust assets remains governed by the terms of the trust.
In today's estate tax environment, there are many reasons why maintaining an irrevocable trust may not make sense. However, it is important that clients are advised on all sides of the issue before deciding whether to pursue termination.
For more on estate planning, see:
529 plans: Dealing with the bad and the good
Endangered trusts: Bring them up with clients now


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* Contract amount in US$.** Procurement Group: GO – Goods, CW – Civil Works, CS – Consultants, NC – Non-Consulting Services.
Procurement notices for contracts procured through open international competition are also available in UN Development Business.
See more details on procurement processes and the Monthly Operational Summary. To contact the implementing agency, open the most recent PID or PAD in the in the documents tab.


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| 10.3°C Belfast
Daniel Radcliffe has revealed he wants to play Iggy Pop on the big screen.
The Harry Potter star believes he shares some physical attributes with the punk icon and thinks he would be the right choice to portray him in a film about his life, according to reports.
The actor - a big fan of punk music - has been quoted as telling American radio host Eric J Lawrence: "We've got a similar, gnarly sort of, slightly strange skinny bodies."
Daniel, 25, is obviously looking for diverse parts, as earlier this week he also expressed an interest in playing a superhero.
The Independent reported that when he was speaking to London Live at the premiere for his movie What If, Daniel said: "Who wouldn't want to do a superhero film?
"I went to Comic Con the other day dressed as Spider-Man purely out of childish wish fulfilment as wanting to be Spider-Man my entire life.
"Absolutely I'd do a superhero film, it'd be great fun."


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Two robots enter, both robots stay, only one has a slightly elevated head. Minecraft craftsman Sethbling has recreated the 1964 sensation that swept an easily-amused nation, Rock'em Sock'em Robots.
The classic two-player big robot battles comes to life in Mojang's pile of virtual building blocks, using a rather ingenious little pressure plate mechanic to simulate the pulse-pounding battles of the original game. It's red versus blue in its earliest form, the movable though somewhat janky object versus the other movable though somewhat janky object.
Back when I was a little kid Rock'em Sock'em Robots would amuse us for whole minutes at a time, after which we'd start breaking bits off and throwing them at each other. I suppose you could do the same thing with the Minecraft version. Download it yourself via the link in the YouTube description and find out!
Rock 'Em Sock 'Em Robots in Minecraft [YouTube]


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Indonesia Travel Information
The Basics
Indonesia spans three time zones. GMT +7 (West, including Java and Sumatra), GMT +8 (Central, including Bali, Sulawesi and Lombok), GMT +9 (East, including Irian Jaya).
Electrical current is 230 volts, 50Hz. A variety of plugs are in use, including the European two-pin.
Bahasa Indonesia is the official language, but many dialects are spoken. English is widely understood in Jakarta and tourist resorts.
Travel Health
There are a number of health risks associated with travel to Indonesia and medical advice should be taken at least three weeks before departing. Yellow fever vaccinations are required for those coming from yellow fever areas. Vaccinations for hepatitis A and hepatitis B are recommended, and a typhoid vaccination may be recommended for those spending time in rural areas. Malaria is a year-round risk in much of Indonesia, but not in Jakarta or the tourist resorts of Java and Bali. The dengue fever mosquito is found throughout Indonesia and visitors should be aware of a significant increase in reported cases of dengue fever throughout the country during the rainy season. Outbreaks of chikungunya fever, also from mosquitoes, have occurred regularly in Indonesia in recent years. It is recommended that pregnant women, or women planning on becoming pregnant, should postpone their trip wherever possible, as Indonesia has recently been classed as a moderate risk zone for the Zika virus.
Travellers' diarrhoea is a major risk; visitors should only drink sealed bottled water and avoid dairy products, uncooked meat, salads and unpeeled fruit. Poor sanitation and eating contaminated food can increase the risk of cholera, typhoid and other diseases. The standard of local medical care is poor and very expensive. It is essential to take out comprehensive medical and travel insurance.
Major hotels add a 10 percent service charge to bills in Indonesia and, where it is not included, a tip of between five to 10 percent of the bill is appreciated. Airport porters usually receive around IDR 2,000 per small bag. Tipping taxi and rental car drivers is not mandatory but if you do choose to tip IDR 1,000 is sufficient for taxi drivers and a little more for rental car drivers.
Safety Information
Following the infamous bombings in Bali back in October 2005, there remains a risk of terrorism directed against foreigners throughout the country. It is recommended that visitors contact their foreign office for the latest travel advice before travelling to Indonesia. The security situation remains unsettled in central Sulawesi and foreigners are advised to avoid parts of Maluku, particularly Ambon. Visitors are also advised to be cautious if travelling to Aceh. Religious violence and unstable politics are an ongoing problem in Indonesia and travellers should keep an eye on current affairs.
Indonesia has a high crime rate and theft and petty crime is common in tourist areas and on public transport. Credit card fraud is on the increase. Flooding and landslides occur frequently during the rainy season between December and March. The country is also located on the volatile seismic strip named the "Ring of Fire", and as a result is often subject to earthquakes, volcano erruptions and occasionally tsunamis. Not all Indonesian airlines are considered safe and travellers should do some research into reputable airlines before booking.
Local Customs
Indonesian people are generally friendly and polite and while they understand that Western culture is different to their own, it will be appreciated if their customs are respected. Religious customs should also be respected, particularly during the holy month of Ramadan when eating, drinking and smoking during daylight hours should be discreet, in accordance with the Muslim culture. Visitors should always be polite and avoid public displays of affection. It is considered impolite to use the left hand for passing or accepting things. Appropriate dress is important in places of worship and women should dress conservatively, covering the shoulders and legs. The concept of 'saving face' is very important and public displays of anger, ridicule and blame are considered extremely vulgar and bad mannered. In Jakarta a law bans people from giving money to beggars, buskers and unofficial traffic guides in an attempt to 'bring order' to the city. Offenders could face imprisonment and fines. Gambling is illegal. Furthermore, the Indonesian government adopts a zero tolerance approach to those engaged in illegal activities, such as dealing or consuming drugs whilst in the country, or the killing or illegal trading of endangered animals. Offenders have been faced with lengthy prison sentences, and have even been sentenced to death.
Due to the hot and tropical climate, formal business attire in a light, cool material is the best option. Indonesia is largely Muslim so dress should be conservative, especially for women. Business cards are often exchanged and it is customary to shake hands with a slight bow when greeting and departing. Some Indonesian names can be long and hard to pronounce and making an effort to get it right when greeting someone will be appreciated. It is best to use formal titles such as Doctor, or 'Bapak' for Mr and 'Ibu' for Madam. Business hours vary; government offices are usually open from 7am to 3pm and small businesses from 8am or 9am to 4pm or 5pm.
The international access code for Indonesia is +62. The outgoing code is 00 followed by the relevant country code (e.g. 0044 for the UK). The area code for Jakarta is 21. Buying a local SIM card is a good option as international roaming fees can be expensive. Free wifi is available in most cafes, restaurants and hotels in main cities, towns and tourist areas.
Duty Free
Travellers to Indonesia over 18 years do not have to pay duty on 25 cigars or 200 cigarettes or 100g tobacco; alcohol up to 1 litre; perfume for personal use; and personal goods to the value of US$250 per passenger or US$1,000 per family. Travellers not entering on a tourist visa will have to pay duties for photo and film cameras unless these have been registered in their passport by Indonesian Customs. Electronic equipment may not be imported to the country. Prohibited items include Chinese medicines and prints, narcotics, firearms and ammunition, pornography, cordless telephones, fresh fruit or goods to be used for commercial gain.
Become our Indonesia Travel Expert
We are looking for contributors for our Indonesia travel guide. If you are a local, a regular traveller to Indonesia or a travel professional with time to contribute and answer occasional forum questions, please contact us.


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Byrd believes Cruz can rebound from suspension
ARLINGTON -- Marlon Byrd last talked to Nelson Cruz during the All-Star break, but he can relate to Cruz's situation since their last conversation.
Cruz is serving a 50-game suspension for violating Major League Baseball's Joint Drug Prevention and Treatment Program. Byrd went through the same situation last year, but as a free agent. He was just released from the Red Sox after he was designated for assignment when Byrd served his 50 games last year.
Byrd signed a Minor League deal at the start of this season with the Mets and made the Opening Day roster. He hit .285 with 21 home runs and 71 RBIs in 117 games before he was traded to the Pirates on Aug. 27. He is batting .326 (14-43) with the Pirates in 12 games.
"With me going through it last year, there's going to be boos," Byrd said. "There's going to be people chanting, 'Steroids,' and all this stuff. 'Juice guy,' whatever, it doesn't matter. It's what your family thinks, and [Cruz is] part of that Texas Rangers family."
Byrd thinks Cruz is capable of making that same comeback if the Rangers make the playoffs and put the outfielder on their postseason roster. They were teammates with Texas in 2007-09.
"It is a no-brainer to bring him back," Byrd said. "Nelson is part of that Texas Rangers run that they've made the last couple years, and they're never going to forget that.
"Nelson's a superstar. It's not going to take much for him. He needs to take some at-bats and get back in the swing of things, and he'll be fine. I don't think anybody has any questions on the numbers he can put up coming back and helping the Texas Rangers."


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Being single on February 14 can be a real bummer, but look on the bright side: Your bank account will love you for it.
"Budgeting" and "dieting" are our two toughest resolutions. The strategies that work with one just might work for the other.
People often recommend cutting out little expenses to help get back on financial track. What's rarely mentioned is that this alone won't solve the problem.
If you've had trouble making or following a budget, don't despair! You might be better off without one. Learn why — and how to save no matter what.
By spending less than you earn, you can much more easily achieve big goals in life, from retiring early to finding a job you really love.
Ready to drastically cut your spending? Learn what it's like from these folks who challenged themselves to buy nothing for a month — or longer.
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At the Alan Alda Center for Communicating Science, we are committed to protecting your privacy and making it easier and more efficient for individuals and businesses to interact with the Center. We recognize that it is critical for individuals and businesses to be confident that their privacy is protected when they visit this Web site. You can travel through most of this Web site without giving us any information about yourself. Sometimes we do need information to provide services that you request, and this commitment of privacy explains our online information practices.
The Alan Alda Center for Communicating Science does not collect any personal information about you unless you provide that information voluntarily by sending an e-mail or completing a webform.
This policy is consistent with the provisions of the Internet Security and Privacy Act, the Freedom of Information Law, and the Personal Privacy Protection Law.
When you visit this Web site, the Center automatically collects and stores the following information about your visit:
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None of the above-mentioned information is deemed to constitute personal information by the Internet Privacy and Security Act. The information that is collected automatically is used to improve the content of this Web site and to help the Alda Center understand how users are interacting with its Web site. This information is collected for statistical analysis and to determine what information is of most and least interest to our users. The information is not collected for commercial marketing purposes and the Alda Center is not authorized to sell or otherwise disclose the information collected from this Web site for commercial marketing purposes.
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In the event that the Alan Alda Center for Communicating Science has collected personal information pertaining to a user through this Web site and that information is to be provided to the user pursuant to the user's request, the privacy compliance officer shall inform the user of his or her right to request that the personal information be amended or corrected under the procedures set forth in section 95 of the Public Officers Law.
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Office workers who spend most of the day seated are more likely to suffer from chronic diseases like cancer, diabetes and heart disease, research suggests.
The findings of the Australian study are likely to be reflected in New Zealand, which has similar rates of chronic disease, according to a public health expert here.
Researchers from the University of Western Sydney's School of Science and Health surveyed more than 63,000 Australian men aged 45-64 on their daily sitting time.
They compared the rates of chronic disease among participants who sat for less than four hours, four to six hours, six to eight hours, and more than eight hours.
Researcher Emma George said people who spent more time seated were much more likely to report serious health conditions - including diabetes, cancer, heart disease and high blood pressure - compared with those who were seated for less than four hours.
"The rates of chronic diseases reported by the participants exponentially increased in proportion with the amount of time the participants spent sitting down."
The researchers said the study, which was published in the International Journal of Behavioural Nutrition and Physical Activity, was highly relevant to office workers and others whose job requires them to sit down for long periods of time, such as truck drivers.
Public health expert Professor Grant Schofield, the director of AUT's human potential centre, said he expected similar findings in New Zealand.
The centre has collected data from more than 10,000 people as part of its Wellbeing Index project - and researchers are hoping to analyse how much time New Zealanders spend seated within the next few months.
Dr Schofield said sitting had an impact on health, regardless of how much people exercised, because sitting for a long time activated an enzyme called lipoprotein lipase, which encouraged cells to store extra energy as fat.
"It's only really recently that humans have taken up marathon sitting, and marathon anything is likely to be bad for you," he said.
"Humans just weren't made to sit around through their whole day."
That was reflected in the Australian research, which found the amount of sitting time was significantly associated with chronic disease, independent of factors like physical activity, age and weight.
Dr Schofield said exercise was good for energy expenditure but it also required willpower, which could be "pretty fragile".
"Even a half-hour run, compared to the amount of energy that you'd use up over a day where you're moving around as part of your job, is incidental," he said.
"We're concentrating on exercise, which is great, but there's more to it than we thought."
Dr Schofield said standing at work had benefits, so reshaping the office environment could help tackle the problem.
"Contrary to just tiring you out, it actually energises you a bit more. You can actually buy desks which are highly adjustable - it just doesn't have to be that hard."
Previous research has shown a link between a lack of movement and type 2 diabetes.


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The Best Computer Monitors for Business
If you're tasked with buying monitors for your employees, here's what you need to know, along with our top-rated displays at a variety of price points.
Maximizing Productivity
So much of your work happens with your eyes. Your workspace may have a powerhouse PC with a ton of storage, an excellent keyboard and mouse, and even a comfy chair, but if your monitor isn't any good, your work experience will suffer. For a better display that lets you get more done, you want a model that offers the specific features you need, along with the right size, resolution, and overall cost. And if you are an IT professional tasked with buying monitors for your business, basic functions and price are what matter most. You'll also have to determine what size panel works best for each employee, what features will help enhance productivity, and what kind of warranty you need. In this guide, we'll show you what to look for when shopping for a desktop monitor for work.
How Much Should You Spend?
Most businesses operate within a strict capital budget, so it's important to spend your money wisely. A basic 22-inch monitor can cost anywhere from $150 to $250, while a 24-inch model will be in the $200-to-$400 range. If you require more screen real estate, a basic 27-inch screen will run you between $300 and $500. If you want to replace a dual-monitor setup with a single monitor, consider going with an ultra-wide model. For around $600, you can get a 29-inch, ultra-wide panel that lets you easily view multiple windows using multiple input sources without having to sacrifice a lot of desktop space.
As always, be prepared to spend more for monitors with high-end, high-resolution panels and features such as height-adjustable stands, multiple digital inputs, USB ports, and webcams. For example, a 27-inch Wide, Quad High-Definition (WQHD) monitor will cost you upward of $500, while a high-end 30-inch 4K or Ultra High-Definition (UHD) display can go for around $2,000 to $3,000. Fortunately, you don't have to spend big dollars for a sizable midrange UHD monitor; plenty of 28-inch models based on Twisted Nematic (TN) panel technology can be had for around $500 or less if you shop wisely.
Size vs. Practicality
While it's always nice to work with a big screen, it's not always practical or cost-effective. A 22-inch widescreen model works for basic office tasks and will fit easily on most desktops. A 24-inch widescreen is a good fit for users who need to have more than one window open at any given time. If there's room (and budget), a 27-inch screen is ideal for multitasking, while a 34-inch, ultra-wide model offers a space-saving alternative to a dual-monitor setup.
Panel Technology
Monitors that use TN panels are usually the most cost-effective displays because TN displays cost less to manufacture than In-Plane Switching (IPS), Patterned Vertical Alignment (PVA), or Multi-Domain Vertical Alignment (MVA) screens. You'll get wider viewing angles and more accurate color and grayscale performance from IPS, PVA, and MVA panels than you will from a TN display, but if you don't require a high degree of accuracy or numerous picture settings, most TN monitors should work for basic office use.
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Resolving Your Resolution
These days, nearly every monitor is capable of displaying content in high definition. Models that are less than 22 inches will usually have a maximum resolution of 1,366 by 768, which means they can only go as high as 720p. The most common resolution is 1,920 by 1,080 (1080p), which gives you full high definition and is ideal for watching video. For users who work with highly detailed images or are involved with graphics design, a WQHD monitor offers a 2,560-by-1,440 resolution and is typically a 27-inch model. An UHD monitor is at the top of the resolution food chain and comes in a variety of sizes ranging from 24 inches on up.
Ergonomics and Ports
As is usually the case with features, the more you get, the more you'll pay. A display with a highly adjustable ergonomic stand (height, tilt, swivel, and pivot) will cost a good deal more than a display that only has a tilt adjustment. The same goes for I/O ports; if you need DisplayPort, HDMI, DVI, and VGA connectivity, you'll pay a premium. If your desktop PCs don't have DisplayPort outputs, there's no reason to pay extra for a monitor with DisplayPort inputs, but try to go with at least one HDMI port if possible, as it will connect to lots of different external devices. If you spend an inordinate amount of time in front of a screen, you may want to consider a model that offers a Low Blue Light setting that can help reduce eyestrain and fatigue.
If you or your employees are constantly plugging thumb drives and other USB peripherals into your PC, a monitor with a USB hub can be a big time-saver. Look for one with side-mounted ports, so you don't have to reach around the back of the display every time you plug or unplug a device. For users who require accurate colors, a screen with an extensive image settings menu is a must. Some models come with a bundled calibration tool, but there are several third-party solutions available as well.
Getting to the Extras
Built-in speakers can reclaim valuable desktop workspace, but they are typically underpowered and tinny sounding. If your management does not want employees listening to music or watching videos at their desks, look for a monitor without embedded speakers. The same goes for webcams; they can be useful for video conferencing, but can also be a distraction in the workplace if misused. If you plan on using wall-mounting kits to conserve desk space, make sure the monitors are equipped with VESA-compliant mounting holes. Lastly, look for a monitor that comes with a three-year warranty that covers parts, labor, and backlighting.
To get you started, we give you some of our top-rated monitors in a variety of sizes and price points. Be sure to also check out our top monitor picks, as well as our favorite displays for gaming and for photography.
NEC MultiSync EX241UN-BK Review
%displayPrice% at %seller% The 24-inch NEC MultiSync EX241UN-BK is a well-equipped business monitor that offers some handy IT-friendly features and delivers excellent color and grayscale performance. Read the full review
Dell 43 Ultra HD 4K Multi-Client Monitor P4317Q Review
%displayPrice% at %seller% The Dell P4317Q is a massive 43-inch Ultra-High-Definition (UHD) monitor that can display images from up to four different sources. It's loaded with video inputs and other goodies, including a USB hub, and a powerful set of speakers. Read the full review
HP Pavilion 32 Display Review
%displayPrice% at %seller% The HP Pavilion 32 Display is a very affordable 32-inch monitor that delivers inky blacks, vibrant colors, and wide viewing angles, all for less than $400. Read the full review
NEC MultiSync EA275WMi Review
%displayPrice% at %seller% The NEC MultiSync EA275WMi, a pricey 27-inch monitor designed for businesses that require a multi-display solution, is packed with features, and is a stellar performer. Read the full review
ViewSonic VP2468 Review
%displayPrice% at %seller% The moderately priced ViewSonic VP2468 is a 24-inch monitor that delivers solid performance and offers a generous assortment of ports, settings, and ergonomic adjustment options. Read the full review
Acer BE270U Review
%displayPrice% at %seller% The Acer BE270U is a well-equipped 27-inch monitor that offers solid grayscale performance, advanced color settings, and support for multi-display setups. Read the full review
BenQ PD3200U Review
%displayPrice% at %seller% The BenQ PD3200U is a well-equipped 32-inch display that delivers very good color, grayscale, and viewing-angle performance, as well as a highly detailed UHD picture. Read the full review
Dell UltraSharp 32 Ultra HD 4K Monitor (UP3216Q) Review
%displayPrice% at %seller% The Dell UltraSharp UP3216Q is a pricey 32-inch, professional-grade monitor that delivers precise colors, excellent grayscale reproduction, and stunning UHD imagery. Read the full review
Acer R240HY Review
%displayPrice% at %seller% The 24-inch Acer R240HY is an In-Plane Switching (IPS) monitor that delivers good all-around performance for under $150, but you don't get many extras. Read the full review
NEC MultiSync E241N-BK Review
%displayPrice% at %seller% The 24-inch NEC MultiSync E241N-BK is a reasonably priced business monitor that, despite skewed greens, delivers good grayscale performance and wide viewing angles. Read the full review
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BARCELONA, Spain and ATLANTA, Nov. 15, 2012
BARCELONA, Spain and ATLANTA, Nov. 15, 2012 /PRNewswire/ -- Comercia Global Payments EP, S.L, a joint venture between the U.S.-based Global Payments Inc. (NYSE: GPN) and "la Caixa," the largest retail bank in Spain, today announced the companies have launched an interest-free Installment Payment Program in Spain. Merchants throughout Spain can now offer customers the convenience of interest-free installment payments over a three, six or 12-month period for qualifying purchases using their "la Caixa" credit card.
This innovative installment payment product offers zero interest on credit card purchases during the installment period, instant customer approvals at the point-of-sale and minimal merchant set-up. Installment Payment Program is operationally streamlined for merchants as the Comercia Global Payments point-of-sale terminal automatically detects any "la Caixa" credit card purchase over the qualifying amount and offers the option for installment payments. The product is particularly suited for merchants looking to increase high-ticket sales items such as jewelry, consumer electronics, travel and hospitality, lifestyle products and telecommunications.
"Installment Payment Program is a win-win for the 'la Caixa' cardholder and our merchant customers in Spain," said Sid Singh, senior vice president and global head of product at Global Payments Inc. "Economic conditions continue to be challenging in the local markets, as Spanish consumers look for more value and convenience, and merchants want to continue to sell their high-ticket products and services."
Comercia Global Payments, formed in 2010, is a joint venture between Global Payments and "la Caixa" to provide merchant acquiring and payment processing services to merchants throughout Spain.
"la Caixa" is the leading financial group in Spain and the largest network in the Spanish financial system with 13 million customers, 6,000 branches and 10,000 ATMs, It also holds a leading position in online banking through Linea Abierta, with 8.6 million customers; mobile phone banking, with more than 2.6 million customers and the highest number of financial service users in Spain; and electronic banking, with 12.5 million cards in circulation. "la Caixa" undertakes the banking activity indirectly through CaixaBank. Visit http://www.lacaixa.com/corporate/home_en.html for more information about the bank.
Global Payments Inc. (NYSE: GPN) is a leading provider of electronic transaction processing services for merchants, Independent Sales Organizations (ISOs), financial institutions, government agencies and multi-national corporations located throughout the United States, Canada, Europe and the Asia-Pacific region. Global Payments, a Fortune 1000 company, offers a comprehensive line of processing solutions for credit and debit cards, business-to-business purchasing cards, gift cards, electronic check conversion and check guarantee, verification and recovery including electronic check services, as well as terminal management. Visit www.globalpaymentsinc.com for more information about the company and its services.
Media Relations Contacts
"la Caixa"
Direccion Corporativa de Comunicacion
Phone: Tel: +34 93 404 7468 / 8108
Email: email@example.com
Global Payments Inc.
Amy W. Corn
Phone: +1 678.643.2565
Email: email@example.com
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The New York Times tells us all it knows about James L. Brooks upcoming How Do You Know. Frankly, it's not a lot. The recap of the softball romantic comedy, pitched around some "can a big-star rom-com score?" hand-wringing, is that Reese Witherspoon is a ballplayer, and Paul Rudd and Owen Wilson compete for her heart. But did you know that Brooks is "known in these parts as the creator of a "Panic Attack!" cheer for his daughter's soccer team"? (Or what that means?) And when will I'll Do Anything get a director's cut DVD release? (NYT)
Kevin Smith's Red State, a horror movie which he once claimed was bleaker than Requiem for a Dream, is ready to roll. That's Kevin Smith-bleak, of course, which for all we know is an empty refrigerator. The film is inspired by right-wing firebrand preacher Fred Phelps. Expect a Dogma-tic approach (i.e., totally headscratching) to the issues. (/Film)
In literary news, Emily Blunt is apparently good enough friends with Philip K. Dick to call him by his first name. She's also playing a ditzy Lilliputian princess in a Gulliver's Travels that will have little to do with Jonathan Swift. Raises frightening image of what a "Swift purist" might be like. (Inquirer)


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Street homelessness in Hennepin County has dropped 40 percent since 2010, according to a new report presented to the City Council March 7.
The number of homeless people on the streets was 204 in January of this year — down from 341 people counted during the same period in 2010, according to the report by Cathy ten Broeke, the coordinator to end homelessness for the City of Minneapolis and Hennepin County.
She presented a five-year report taking stock of Heading Home Hennepin, an initiative launched in 2006 by a commission of local leaders in a variety of fields, homeless people and formerly homeless citizens. The group drafted a 10-year plan that calls for ending homelessness in the county by 2016.
The drop in street homelessness has been a byproduct of an increase in outreach workers on the streets helping homeless people find access to housing. The St. Stephen's outreach team has found housing for more than 350 people since the fall of 2007, according to the Heading Home Hennepin report.
As the number of people living on the streets has decreased in Minneapolis, livability crime — nuisance crimes like panhandling, public urination — has also declined.
Despite making strides in some areas, serious challenges remain in the ongoing effort to end homelessness in Hennepin County. The big one, of course, has been the recession. The low rental vacancy rate, slow development of affordable housing, lack of job opportunities and end of federal stimulus dollars this year were also identified as obstacles in the Heading Home Hennepin report.
"The big picture take is that homelessness overall has risen since 2006," ten Broeke said. "We have lots of new people coming into shelters. We believe that is directly related to the economy and as the economy improves, the numbers coming in should slow. For example, there are seven new people on Currie Avenue every night. Our prevention efforts have prevented a much larger crisis, but numbers, particularly in the family shelter are concerning."
Other highlights from the report include:
— Between 2007 and 2011, 2,433 new housing opportunities were developed for people experiencing homelessness.
— Homelessness among veterans has dropped 33 percent through a partnership between the Minneapolis Public Housing Authority and the Veteran's Affairs Medical Center on a new supportive housing program.
— The Currie Avenue Partnership — a collaboration among business, faith, government and nonprofit leaders — has raised more than $700,000 to house hundreds of people with disabilities.
— More than $200,000 was raised to help 200 households impacted by the North Minneapolis tornado secure short-term rental subsidies.
— Two opportunity centers have opened — one for youth and one for single adults. The centers bring together several agencies to provide a range of services for the homeless. To date, the Adult Opportunity Center in Elliot Park has served more than 8,000 people and the Youth Opportunity Center on the north side of downtown has reached 1,805 young people.


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And why not? The first-ever Webster Thomas mascot is a fun-loving fowl.
From the depths of a cardboard box comes the bright blue fuzzy bird costume that transforms mere mortal students into spunky, sassy Thomas the T-Bird.
"People definitely look at you differently," said sophomore Reaghan Wirley, one of the students who dresses up as the school's new mascot. "But it's just so much fun to see how people react."
That reaction tends to be lots of high-fives and laughs from players, coaches, fans and even those by-the-rulebook referees. But this cheerleader, who typically blends in as part of a squad, changes her stripes in a matter of minutes to become the strutting T-Bird.
Thanks to some former T-Bird aficionados who were faithful fans with a lot of cheering pride back in 2005, the concept of the T-Bird was born. The students, who christened themselves the T-Birds, would regularly show their support at games.
Junior Jon Daniels, who was at last Friday's girls basketball game, says his brother was an original T-Bird.
"They used to tailgate before games and they always called themselves the T-Birds," said Daniels.
In 2007, the senior class decided to revive the T-Bird, using funds from class coffers to purchase the costume.
A few weeks ago, the T-Bird costume arrived in the mail, but it is not always easy being a big blue bird.
"It's very hot inside the costume," said Wirley. It takes a couple of helpers to help put all the pieces on, especially the large head of the bird, which weighs about five pounds.
And as part of being a mascot, once the costume goes on, it does not come off, until you are out of the public eye. The other rule of being a mascot: No talking.
"To be a mascot, it takes a lot of non-verbal cues and just flapping your wings and trying to be happy," said Wirley.
There must also always be respect, as well, for the other team's players and for everyone at the games. But that doesn't mean this mascot can't be sassy, and she is not afraid to encourage the school's athletic director to dance, have a sit down with the coaches, high-five everyone that passes by and pretend to be a referee.
Before the basketball game, the T-Bird likes to keep a bird's-eye view of what goes on in the middle of the players' huddle, and even joins the cheerleaders as they cheer for the "Big Blue."
Students sitting in the bleachers at Friday's game were still just getting use to the T-Bird's presence, but in time they hope the mascot's repertoire will continue to grow. Junior Matt Wahl said he wishes he had time to take a shift as the mascot.
"I would love it, I would be up in the stands getting everyone to cheer," he said.
But he is happy that someone behind that big blue fuzzy mask, is making an effort to engage the crowd.
"It's great to have because we never had one before," said Wahl.
So, keep your eyes open for spring sports, according to teacher Sue Clark, who heads up the mascot schedule, because you might just get a chance to dance with Thomas.
Tori Uthe can be reached at (585) 394-0770, Ext. 218, or at firstname.lastname@example.com.


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Bomb suspect's cause of death still not declared
BOSTON -- Massachusetts' chief medical examiner is still working to figure out exactly what killed the Boston Marathon bombing suspect who unleashed a barrage of gunfire and explosives on police before dying during a gateway attempt.
Terrel Harris of the state Executive Office of Public Safety and Security says the medical examiner hasn't determined the cause of death of 26-year-old Tamerlan Tsarnaev (tsahr-NEYE'-ehv).
Tsarnaev and his brother, 19-year-old Dzhokhar (JOH'-kahr), are accused of planting two explosives near the marathon finish line Monday, killing three people and injuring more than 180. A motive remains unclear.
The older brother was killed during a getaway attempt early Friday. Police say he was run over by a car driven by his brother as he fled the gunfire. The younger brother was captured Friday night after a gunbattle with police and remains hospitalized in serious condition.


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UPDATE 3 (16:00): Now the Forza 5 Xbox One bundle is available to pre-order at Amazon.
VideoGamer.com is still awaiting further response from Microsoft.
UPDATE 2 (15:55): GAME has relisted the Forza Motorsport 5 bundle for £429.99.
UPDATE (15:53): ShopTo has also listed the same bundle on its website, offering Day One Edition customers the option to choose between FIFA 14 or Forza Motorsport 5 as the free download.
ORIGINAL STORY: FIFA 14 may not be the only free game offered to Xbox One Day One Edition consoles. A copy of Forza Motorsport 5 may also come bundled in with the console, judging by a pulled listing at GAME.
GAME posted an image showing the Xbox One Day One Edition appearing to be bundled "with Forza Motorsport 5" on its website soon after Xbox One's release date announcement earlier this afternoon.
But the image was quickly removed, only to be replaced by a standard Xbox One 'Get In The Queue' graphic.
Microsoft has yet to announce an official Xbox One: Day One Edition Forza MotorSport 5 bundle, but has previously confirmed that all European Day One customers will receive a free digital copy of FIFA 14.
At the time of the announcement, however, Microsoft also added that FIFA 14 would be "the first game included", hinting at the possibility of additional freebies.
Microsoft has yet to announce an equivalent pack-in for North American customers. But could it be Forza Motorsport 5?
When contacted by VideoGamer.com this afternoon, a Microsoft representative said that it had "nothing to share" on GAME's listing.
VideoGamer.com is still waiting to hear from GAME as to whether the listing was related to an official Microsoft bundle and why it was pulled.


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It's Monday, Nov. 30th, 2009. Which, if you ask me, makes it far too early in the year for radio stations to be airing little transitional snippets between songs that wish listeners a happy and healthy new year. I heard one of those over the weekend. Please put that one away until after Christmas.
- Five Assembly committees meet. Highlights include a proposed constitutional amendment blocking the state from diverting money from the unemployment fund and other funds to balance the budget; a bill extending EMT certifications as a make-good for the state having diverted money from an EMT training fund; more planned expansions of prevailing wage rules; liability shields in more environmental cleanup cases; and a plan to standardize (or at least limit) fees for copying public records.
- U.S. Sen. Robert Menendez holds a news conference at Newark Liberty International Airport to announce he's introducing an updated version of legislation that would require airline websites to provide consumers (before they enter their name or credit card info) a full, easily accessible and easy-to-decipher breakdown of a quoted airfare and breakdown of additional fees that may be incurred. The update adds holiday surcharges that can apply on busy travel days around holiday (such as today).
- New Jersey Network holds a public forum at noon at the Joseph A. Unanue Latino Institute at Seton Hall University to talk about changes in how content is created, delivered and received and what programming the public wants from NJN. (Mr. Unanue, by the way, is father of candidate-for-a-moment Andrew Unanue, who made a peculiar entry to and exit from the GOP primary for U.S. Senate last year. Yes, that was only last year.)


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HONOLULU, Hawaii – Tourism officials say travellers to Hawaii spent nearly 5 per cent less last month than the same period a year earlier. The decline marks the fifth straight month of lower visitor spending.
Hawaii Tourism Authority CEO Mike McCartney said in a statement Thursday says the tourism economy is starting to plateau after two years of record-breaking growth.
He says fluctuating exchange rates, growing competition and the increasing cost of a Hawaiian vacation all contributed to the spending drop. He says the trend should continue for the first half of the year.
The agency says fewer visitors came to Hawaii from the U.S. mainland. More travellers from Japan arrived, but the average Japanese visitor spent about 7 per cent less during their stay.
The total number of visitors to Hawaii was almost unchanged.


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4 tips to help you be more cyber secure
A UMB associate recently shared a story with me about his mother-in-law who joined Facebook to keep up with friends and family. She received a friend request from a widowed, retired serviceman around her age and the two developed a friendship. The gentleman asked if she could send money to help him come for a visit. What she didn't know was that he was a social engineer. Her family and local law enforcement were eventually able to convince her that she had been part of a Facebook romance scam‡, but not before she lost nearly $60,000. Sadly, stories like this are more common‡ than you might imagine, and the threat is real. In this video, you'll see how phishing scams and social engineering takes shape and what you can do to prevent being lured into one.
Every year, cyber criminals become more sophisticated and harder to stop. We already know consumers globally lost $158 billion to cybercrime in the past year, and in the United States alone, the figure is nearly $30 billion. As technology continues to change, so does the way criminals try to get your personal information to commit fraud. While we are committed to providing helping customers stay secure year-round, we try to make special notice of it during October's National Cyber Security Awareness Month (NCSAM)‡.
NCSAM is designed not only to bring online threats to the forefront, but also to help individuals take better care of their online information. So how can you protect yourself, your family and your electronic devices?
Keep a clean machine
- Links that you have received that are still stored in emails, social media direct messages and other online communications may be used to try and phish your personal data. A compromised email gives access‡ to sent email conversations revealing detailed information on you including attachments you may have forgotten to delete. Make a plan to move suspicious message to your Junk Email folder and to check your disable links and warnings feature in your email settings.
- Did you know memory sticks‡ and other external devices (like phones and tablets) can be corrupted and give your computer what they've been infected with? Use antivirus software to scan them too.
Protect your personal information
- Cybercrime comes in many forms (e.g., online identity theft‡, financial fraud, stalking, bullying, hacking, e-mail spoofing, information piracy and forgery, etc.), and it is imperative you report it. The Department of Justice Computer Crime and Intellectual Property site‡ can help you find the best authority to contact. It's better to find out it was a false alarm vs. letting it grow into something bigger.
- Social networks can be a fun way to share many aspects of your life, but all friends are not created equal. Use tools to manage the information you share‡ with friends in different groups or even have multiple online pages.
Get the kids involved – Online gaming
Online gaming can be a fun way for kids to connect with others, but it's important for them to understand the risks, to know how to handle certain situations. My son was recently the victim of a social engineer while gaming online. He took the bait from someone he thought was a new friend and lost a bunch of virtual currency – that was purchased with real dollars, and while that was disheartening (especially since I thought I'd taught him plenty about social engineering), it could have been even worse. Talk with your kids about:
- Malicious users posing as "site administrators"
- Never sharing account names and passwords – which allow the fraudster access to mom or dad's credit cards
- Buying fake virtual goods
- Always using the legitimate site for the game. Never engage in transactions outside of the site.
Know that your mobile devices are targets too
- Most of your mobile devices (smartphone, wearable technology‡, tablet and even laptop) contain significant information like contact numbers, photos, location and more. It's important you treat your personal information in these like its valued currency.
- Connecting to public wifi hotspots‡ that are not secure could be harmful. Avoid using these especially when logging into email or financial accounts.
For more tips you can use to keep your home and office safe online, visit StaySafeOnline.org‡. In addition, you can visit UMB's Security and Privacy page to help you stay current on security best practices as well as see how we're working to protect you.
Remember, while you can't prevent every attempt at cyber crime, you can take steps to prevent and respond quickly if it does happen.
When you click links marked with the "‡" symbol, you will leave UMB's website and go to websites that are not controlled by or affiliated with UMB. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. Other websites may not follow the same privacy policies and security procedures that UMB does, so please review their policies and procedures carefully.
Sara Flores


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Mariposa Three Stone Engagement Ring - 1 Carat Round Diamond in 14k White Gold with White Gold Initials
$8,350.00White Shank Setting
- Description
DetailsMariposa Three Stone Engagement Ring 0.52ctw three stone style ring featuring a halo style center diamonds. Diamonds in setting are an average of GH in color and VS in clarity. Halo: (14) 1.5mm round diamonds Setting: (2) 3.5mm round diamonds and (2) 1mm peek-a-boo stones of your choice
- Additional Information
Additional Information
Ring Style Mariposa three stone engagement ring Stone Size 1.00 Carat Round Center Setting White Shank Setting Initial Metal White Polished


text: COMING UP ROSES: Coty's got unusual new plans for its powerhouse Chloé fragrance: Crème de la Rose, a facial skin-care collection for the Asian market that was inspired by the fashion house's first fragrance and its signature rose note. The four stockkeeping-unit lineup — a serum, a water lotion, an oil and a cream moisturizer — will bow in Japan in two doors in April, noted Jean Mortier, president of Coty Prestige. The collection features rose centifolia complex and is intended to impart "radiance," noted Mortier. "This is not an ancillary play," Mortier emphasized. "We are launching a well-researched skin-care line." Added Françoise Mariez, senior vice president of marketing for European licenses at Coty Prestige: "This allows us to take advantage of the love for the fragrance brand in a market that is primarily driven by skin care." The line is expected to enter additional Asian countries by year-end 2013.