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Its a great time to use your vision benefits for eye exams, eyeglasses, blue light protection, & contact lenses for school.
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Our eye clinic specializes in Dry Eye diagnosis & treatment featuring the latest technology from TearLab & InflammaDry.
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Texas State Optical Champions eye doctors custom-design eye exams for children to control myopia & improve learning in Houston, Texas .
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Texas State Optical Champions Eye Doctors & Optometrists
If you are looking for an optometrist in Houston, Texas , Texas State Optical Champions is your solution. Our office is located on Cypress Creek Parkway in northwest Houston and has been serving the Champions, Houston and Spring area for more than 27 years.
With professional eye doctors providing eye care services and eye exams to residents of northwest Houston, you are in good hands. Our eye doctors understand that getting the right prescription for your eye glasses or contact lenses is an important part of good eye care. Seeing clearly is just one part of your overall eye health. Our northwest Houston eye doctors, including Dr. Wayne Maltz, encourage you to have regular eye exams whether or not you wear eye glasses or contacts, and even if your vision is sharp.
This location is the best my wife and I have experienced. Dr. Maltz gives a detailed exam and just seems like a great guy. 5 star plus rating. Janet did our fitting. Fun to work with. Found us the perfect frames and was exacting with eye measurements. Over the years our experience has been very good.
– Royse S.
The Houston Eyeglasses Store Near You
Schedule Your Houston Eye Exam With Our Caring Optometrists
Contact our eye care staff to book or request an appointment. You can also email one of our eye doctors with your questions or concerns. We look forward to hearing from you.
If it is time for your yearly eye exam call our office and we will help you book your eye exam. Convenient locations and a great staff will have you wanting to come back. Call us, today.
Q&A with Dr. B
Dr. Ayesha Butt Answers Your Eyecare Questions
What is Ortho-K and how can it help my child whose prescription has been getting stronger every year?
Ortho-K (short for Orthokeratology) is a non-surgical solution for patients with myopia (nearsightedness) that uses specially designed contact lenses to improve vision.
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Posts for: March, 2016
It's absolutely critical to stop tooth decay and repair any damage to tooth structure. Hopefully, we've caught it early in the enamel and dentin where we're able to repair any holes or "cavities" that might have developed by filling them.
But what if the decay has crept deeper into the interior of the tooth? In this case, you're at a much higher risk of eventually losing the tooth. If the decay has spread into the bone, a root canal treatment is usually your best option.
The first sign that decay has invaded the pulp, the innermost layer of the tooth, and the root canals may be a severe toothache. It's different from the wince of pain or discomfort caused by sensitivity to temperature or pressure. Inner decay pain is constant and often excruciating. This is because the infection is attacking the nerves bundled within the pulp chamber.
The pain can last for several days, and then suddenly stop altogether. No pain is good news, right? Wrong — the pain has stopped because the infected nerves have finally died and can no longer signal the brain. The infection, though, is very much alive and will continue to advance toward the root where the damage may eventually cause you to lose the tooth.
A root canal treatment removes decay in the pulp chamber and canals. We first drill an access hole to enter the pulp chamber. Once inside, we use special instruments to completely remove all tissue and disinfect the empty chamber. We then fill the chamber and root canals with a special filling and seal the access hole to prevent further decay. A few weeks later we install a custom crown to protect the tooth further.
If you have a toothache, or you've had one that suddenly went away, you should schedule an appointment for a dental examination as soon as possible: this is the only way to accurately determine the cause of the pain. If a root canal is deemed necessary, the sooner we perform it, the less chance the infection will cause you to lose your tooth.
If you would like more information on root canal treatment, please contact us or schedule an appointment for a consultation. You can also learn more about this topic by reading the Dear Doctor magazine article "Signs and Symptoms of a Future Root Canal."
Fans of the primetime TV show The Middle were delighted to see that high school senior Sue, played by Eden Sher, finally got her braces off at the start of Season 6. But since this popular sitcom wouldn't be complete without some slapstick comedy, this happy event is not without its trials and tribulations: The episode ends with Sue's whole family diving into a dumpster in search of the teen's lost retainer. Sue finds it in the garbage and immediately pops it in her mouth. But wait — it doesn't fit, it's not even hers!
If you think this scenario is far-fetched, guess again. OK, maybe the part about Sue not washing the retainer upon reclaiming it was just a gag (literally and figuratively), but lost retainers are all too common. Unfortunately, they're also expensive to replace — so they need to be handled with care. What's the best way to do that? Retainers should be brushed daily with a soft toothbrush and liquid soap (dish soap works well), and then placed immediately back in your mouth or into the case that came with the retainer. When you are eating a meal at a restaurant, do not wrap your retainer in a napkin and leave it on the table — this is a great way to lose it! Instead, take the case with you, and keep the retainer in it while you're eating. When you get home, brush your teeth and then put the retainer back in your mouth.
If you do lose your retainer though, let us know right away. Retention is the last step of your orthodontic treatment, and it's extremely important. You've worked hard to get a beautiful smile, and no one wants to see that effort wasted. Yet if you neglect to wear your retainer as instructed, your teeth are likely to shift out of position. Why does this happen?
As you've seen firsthand, teeth aren't rigidly fixed in the jaw — they can be moved in response to light and continuous force. That's what orthodontic appliances do: apply the right amount of force in a carefully controlled manner. But there are other forces at work on your teeth that can move them in less predictable ways. For example, normal biting and chewing can, over time, cause your teeth to shift position. To get teeth to stay where they've been moved orthodontically, new bone needs to form around them and anchor them where they are. That will happen over time, but only if they are held in place with a retainer. That's why it is so important to wear yours as directed — and notify us immediately if it gets lost.
And if ever you do have to dig your retainer out of a dumpster… be sure to wash it before putting in in your mouth!
If you would like more information on retainers, please contact us or schedule an appointment for a consultation. You can learn more in the Dear Doctor magazine articles "The Importance of Orthodontic Retainers" and "Why Orthodontic Retainers?"
Dental implants are by far the best way to replace missing teeth. But they do more than improve your smile: they can restore your ability to eat, chew and talk properly, especially if the teeth replaced are in the back of your mouth. What's more, they can improve the entire look of your face by restoring facial height and cheek support lost because of the missing teeth.
There is, however, one obstacle to overcome before receiving dental implants — a lack of sufficient bone at the implant site. Bone loss usually occurs when teeth have been missing for some time. This is because when we chew the forces generated by the teeth stimulate continual bone growth to make up for older bone that has dissolved (resorbed). This stimulation doesn't occur after teeth are lost, which slows the rate of bone growth. Over time the amount of healthy bone diminishes.
Without enough bone for support, implants can't be placed properly. Fortunately, some of the bone can be regenerated through techniques that place bone grafting material at the site to stimulate and serve as a scaffold for new bone. The new bone will eventually replace the graft.
For missing upper back teeth with bone loss, we can take advantage of facial anatomy to grow the bone needed for implants. This area of the face is where the maxillary sinuses, air spaces lined with a tissue membrane, are located on either side just above the upper jaw. After determining their exact size and location through detailed x-ray imaging, we can surgically access the area inside the mouth just above the missing teeth.
The sinus cavity is an area where bone growth can occur by placing a bone graft between the floor of the sinus and the sinus membrane. Sometimes bone growth enhancers are used to stimulate and speed up regeneration. The procedure can usually be performed with local anesthesia (much like a routine tooth filling), with only mild discomfort afterward for a few days managed by an anti-inflammatory drug like ibuprofen and a decongestant for sinus swelling.
After six to seven months, we re-evaluate the area to see if sufficient bone has returned for implant surgery. If so, you will be well on your way to achieving a new look and better function through dental implants.
If you would like more information on building new bone through sinus surgery, please contact us or schedule an appointment for a consultation. You can also learn more about this topic by reading the Dear Doctor magazine article "Sinus Surgery."
Poor bites, also known as "malocclusions," can have a dramatic impact on mouth function and appearance. Moving teeth to better positions will solve most of these bite problems — but not all.
A case in point is a malformed maxilla, the skeletal structure formed by the union of the upper jaw and the roof of the mouth (the palate). If the rear portion of the maxilla develops too narrowly, the back teeth will bite abnormally inside the lower teeth while the front teeth bite normally, creating what's known as a crossbite. People with this kind of malocclusion often shift their lower jaw to one side to bite down completely.
This can be corrected without too much intervention if the problem is diagnosed while the person is young. This is because the maxilla is actually formed from two bones that don't completely fuse together in the center of the palate until just after puberty. An orthodontic appliance known as a palatal expander takes advantage of this slight gap. The metal appliance is placed along the narrowed portion of the palate in the rear of the mouth: four metal "arms," two on each side, attach to the inside of the back teeth with a tension device between them that extends the arms outward to put pressure against the teeth.
Every day the patient or a parent uses a special key to turn the tension device and cause it to expand slightly, placing additional outward pressure on the jaw. This will widen the gap in the center of the palate and new bone will grow to fill in the increased space. Over time this will cause the rear portion of maxilla to widen.
While effective, a palatal expander may not work in every case, and it must be done before the two bones fuse permanently. When it can be used, though, it's a proven treatment that can restore proper bite function, as well as improve your child's smile.
If you would like more information on palatal expanders to correct certain bite problems, please contact us or schedule an appointment for a consultation. You can also learn more about this topic by reading the Dear Doctor magazine article "Palatal Expanders."
It would seem the best time to turn your attention to orthodontic problems with your child is when their permanent teeth have come in around early puberty. In fact, you should be attentive much earlier at around 6 years of age.
Here are 3 reasons why an early orthodontic evaluation could be beneficial to your child's dental health.
We may be able to detect the first signs of a malocclusion. Also known as a poor bite, it's possible for an experienced dentist or orthodontist to notice the beginning of a malocclusion as the permanent teeth start coming in between ages 6 and 12. Crowding of teeth, abnormal space between teeth, crooked, protruding or missing teeth are all signs that the teeth are not or will not be coming in properly and some type of treatment will eventually be necessary to correct it.
We might spot problems with jaw or facial development. Not all malocclusions arise from faulty erupting teeth position: sometimes they're caused by abnormal development of the jaw and facial structure. For example, an orthodontist can detect if the upper jaw is developing too narrowly, which can create a malocclusion known as a cross bite. The difference in the source of a malocclusion will determine what present or future treatment will be needed.
We can perform "interceptive" treatment. While braces won't typically be undertaken until the permanent teeth have come in, there are other treatments that can "intercept" a growing problem to eliminate or lessen future treatment needs. Orthodontists may recommend appliances that help guide incoming teeth, coax impacted teeth to come in fully or expand portions of the upper jaw to normal dimensions.
As with other areas of health, the earlier orthodontic problems are found the better the chances of a successful and less interventional outcome. By having your child examined orthodontically you may be saving money and future difficulties.
If you would like more information on when to begin monitoring bite development in your child, please contact us or schedule an appointment for a consultation. You can also learn more about this topic by reading the Dear Doctor magazine article "Early Orthodontic Evaluation."

subset: commoncrawl


text: Yonhap reports that two ROKN destroyers have left for the biennial RIMPAC Exercise. Looks like the ROKs sent the KDX-II class DD-976 Moonmu Daewang and the KDX-I class DD-973 Yang Manchun. Buried near the end of story it also states that the Type-209 SS-68 Lee Sunshin will also participate. There is also references to "patrol combat corvettes" (possibly Ulsan or Pohang-class PCC's) and anti-submarine attack helos (probably Super Lynx Mk 100 aboard the destroyers).


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Construction Dumpster Service Denver
Mile High Roll Off provides the construction dumpster service in Denver that will make your construction site safer and cleaner. Keeping the construction waste contained is a big part of getting the job done in Colorado. With Mile High Roil Off, we can deliver a construction dumpster of your choice and pick it up when you are finished. We make it easy to get the 12 yard, 20 yard, or 30 yard dumpster containers delivered to your construction or demolition site in Denver.
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Life on Earth is based on a cyclical rhythm, and so are our energies. To be aware of this rhythm allows you to dance the ups and downs of life, and unleash tremendous creativity. Biology is all about interconnections. To be aware of them reveals the secret of harmony. I can teach you the transformational power of natural cycles and their connections to the body, the mind and ecosystems. We do that through grounding in our bodies, there lies the secret the key to successful projects, constructive behaviours and nourishing relationships. If you have the menstrual cycle, my project Medulla integrates the cycles illustrated below to a deep grounding into the menstrual cycle.
In the microcoms, your breath also mirrors this cyclical blueprint, so does your circadian rhtyhm (the biological clock that regulates the metabolim and life of virtually every living organism, including bacteria). Your brain also follows this rhythm.
In the macrocosm, seasons and the lunar cycle, as well as plant sap, are reflections of this primordial rhythm.
Let's arrange an orientation talk to discuss your unique needs.
many shapes, one bluprint
The rhythm that permeates life on Earth has four phases. Two are dynamic, one moving outward and centripetal, one moving inward and centrifugal. Two are suspended, one at the zenith, or maximum pull, the other at nadir, or maximum magnetism. Many biological cycles are based on this blueprint. Truth is, our projects, behaviours, relationships and life phases move according to this blueprint.
To be fully aware of the four phases, both in the micro and macrocosm, gives you the "measure" of things and you can finally start collaborating with life. Your mind is calmer, your heart if peaceful. You are more compassionate and yet, effective. You live in the here and now, and your actions are always effective because you are able to "feel" and seize the Kairos moment.
The blueprint in the breath
If you have practiced some yoga, chances are you are familiar with breathing techniques. The breath has four "moments".
- / nadir / It starts with a pause, your lungs are empty. In Eastern philosophies, it is the time of full awareness, when you are fully grounded. In Tao, it is the centre of the circle containing yin and yang, always moving, always still.
- / moving outward, centripetal / inhalation: lungs expand by accumulation of air, air brings oxygen in, which feeds organs and tissues. In Oriental philosophies, it is the time to visualize an intention and align with it. In Tao, it is yang.
- / zenith / your lungs are completely full. In Eastern practices, it is the materialization of the intention, its conception. In Tao, it is the circle containing yin and yang.
- / moving inward, centrifugal / exhalation: lungs relax and contract by elimination of air and toxic waste, which is the result of cell metabolism. In sports and yoga, it is the time of maximum effort. In Eastern practices, it is the time for grounding. In Tao, it is yin.
the blueprint in the circadian rhythm
The illustration below explains our circadian clock (circa-diem, meaning "roughly 24 hours). If we divide this cycle into four phases of six hours each, we can see the underlying blueprint.
- / nadir / midnight until 6am – the body and mind are in an altered state of conscience, suspended in sleep. Cells are purified. Parts of the brain that are normally disconnected, connect and talk to each other.
- / moving outward, centripetal / 6am to 12pm – blood pressure increases, cortisol rises, we rise. Towards the end of this phase, we are focused and alert. It is the best time to do intellectual activities.
- / zenith / 12pm to 6pm – coordination, reaction time, muscle strength and cardiovascular efficiency peak. It is the best time to collaborate with others and take action.
- / moving inward, centripetal / 6pm to 12am – body temperature and blood pressure tranform toxic waste. It is the best time for doing physical activity. Towards the end of the phase, melatonin relaxes the nerves and the muscles.
the blueprint in the moon and plant sap
As you may already know, the gravitational pull of the Moon regulates the ebbs and flows of fluids on Earth. Plant sap is no exception.
The illustration below is pretty self-explanatory, can you see the underlying blueprint?
The Kairos moment
When you are able to discern the expansions and contractions of life in your body, mind, soul and ecosystem, you develop intuition. A strong intuition is key to understanding which type of energy is required and the right moment to unleash it. This what I call the Kairos moment. I want to help you, contact me to arrange a free orientation talk.


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Attention: Developers and Investors! Huge level 49.5 x 106.47 property with RM11 zoning which allows for duplex plus coach house development with lane access, close to Kingsway. Attractive quiet street ending in park. Central location, close to transportation, all shops on Kingsway; easy transportation. Lots of new development in the area. In rentable condition with private driveway from street for parking for 3 cars plus garage. Check this out!
Taxes (2020): $5,390.55


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Lynx Art Collection
Pirate Art Collection
Artwork from crypto, space, and science! Lynx Art started as a vision for conversation pieces, engineered to generate emotion. The name LYNX is sparked from Link – we're bridging the link between you and artwork that will drive emotion and build conversation.
Lynx offers a real added value for all Crypto enthusiasts, because in addition to physical coin-style wallets, Lynx also offers ingenious posters and prictures, as well as special Crypto gifts.
Trust us, your walls will appreciate you.


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10 Tips for Working from Home with Kids from Someone Who's Been Doing It
Hi! My name is Jessica. I'm a software developer and a mother of two, and I've worked from home part-time for about 2.5 years now. I have a three year old and a ten month old, both boys.
Since a lot of people are currently working from home, I thought I would share some things that help me get work done even with two kiddos as coworkers :). These are all my experiences, so your mileage may vary, but I hope this helps at least a few people who are struggling.
Without further ado, here's the list.
1. Get Up Before Your Kids
This one is hard. I am so not a morning person. But on those days where I get up earlier than my kids do, even if I don't get any work done while they're still sleeping, I have a much better day. It gives me a chance to wake up, eat breakfast, maybe get dressed, whatever I need to do to get myself in a good mood before dealing with children. This does not have to be productive time. If it is, great. If it's not, that's good, too. This is you time.
2. Encourage Independent Activities
For my three year old, this sometimes means putting a gate up in his bedroom door and telling him he has to play by himself (the room is kid-proofed, and I feel safe leaving him in there by himself). Other times, I can just tell him that Mommy is working and he needs to play by himself for a little bit. Independent play is healthy for kids, so don't feel guilty about doing this.
For my infant, this means making sure there are toys in the room with me that he can play with. Other times it means putting him in his high chair next to me and giving him a snack he can eat by himself (this is actually what he's doing as I write this).
3. Use Timers
This can be used in multiple ways.
When my 3yo wants to spend time with me, I'll tell him I'll play with him for x minutes (the smallest I usually do is 10), and I'll set a timer. I tell him that when the timer goes off I have to go back to work. I do my best to focus completely on him for that whole time period. He still might fuss when the time is up, but at least I know that I have given him time and attention so I can go to work guilt-free.
I also use this by telling him he has to play by himself for x minutes before he can have screen time. I set the timer so he knows he has to wait for the timer to go off before asking to watch a show or play on the tablet.
4. Technology
Speaking of screen time, yes I use it. Some days, I just need some time to get work done. I know that if I let my son watch a show or play on the tablet, he will be focused on that long enough for me to focus on my work.
Be creative with technology! My son loves to call his Nani (my mom), especially with video, and talk to her. He can chat with her for half an hour or longer by himself, and this gives me time to work. Another idea (for older kids) is to look up a drawing tutorial or something that your kids can follow along with by themselves. That way they aren't just mindlessly watching but are actively learning!
We all know that screen time isn't great for little brains BUT neither is a mom (or dad) who is super stressed because (s)he's got work to do and can't get it done. Especially for those who are only working from home temporarily due to Covid-19, use screen time when you need it. It will not hurt your child to have a few days (or weeks) with a little extra screen time. Once you and your kiddos get more used to being at home together while you work, you can utilize this less, but don't feel guilty when you need it.
5. Nap Time/ Quiet Time
It's really hard to work when both my kids are awake. But if even one of them is napping, I try to use the other tricks on this list to get the other one to play independently so I can work. When both are asleep, I really try to buckle down and focus on work!
If your kids are older, you might institute some silent reading/silent play time. Encourage them to play with things that are less noisy and stimulating, like puzzles, drawing, etc., rather than screen time. This can help bring some calm to their day.
(My 3yo is not at a place where he cares about puzzles or drawing by himself, but he still takes an afternoon nap so use your judgement about what will work for your kids).
6. Let Older Kids Work Beside You
Now, I don't really have experience with this one because mine are both still little. But if I had kids who were in school, I would try to set them up to work on their schoolwork while I did my work (this will be heavily dependent on the type of schoolwork they have to do and their age). Then you really can feel like coworkers! I know I tend to be able to focus better on work when I feel like others are working, too, so the same could be true for your kids. Plus, if they really get stuck on something, you're right there for them to ask questions.
7. Get Help From Your Partner
This one assumes your partner is also home from work, so if that's not the case, feel free to skip this section.
My husband is getting his Ph.d., so we try to take turns being the "primary" on watching the kids. If I'm the primary, I tell the kids to talk to me, not my husband, if they need anything. I also intervene when the kids do go to my husband and remind them that if they need something, they need to talk to me.
I might take the kids outside or play with them in their room to give him a better chance to focus. When my husband is primary, he does the same.
Who is primary depends on a couple of things. If I have a meeting, my husband is primary. If he's got a class via zoom, I'm primary. If I'm behind on my work hours for the week, or he's got an assignment due...you see how it works. If one of us has been primary for a while and is starting to get frustrated, we switch off. Do what works for you.
8. Make Time for Your Kids
If your kids are little, they might not understand why Mom or Dad is home but unavailable. If your kids are older, they might understand just enough to be anxious about what's going on. Either way, they need your time and attention. Try to give them even just a little bit of time where you are focused on them. This can help ease their worries and make them more able to play independently at other times.
Take advantage of the opportunity to do things with your kids you don't normally get to! Have a picnic lunch or just pause in your work to read a story together. Yes, this is a scary time, but you can still find joy, especially in the little things. I love working from home because I get to be there with my kids. It's hard, but it's also a blessing.
9. Work With Your Mental State
If you're struggling to focus, even when your kids are quiet, it's okay. Anxiety about the situation we're in and even just stress from trying to be parent and provider can make it hard to focus.
Sometimes when I just don't feel I can focus, I stop working and do something else. Doing laundry or the dishes or a workout can help burn off some restless energy and allow me to check something off my list so I feel productive. Some days I just have to realize it's not going to be a good work day. Those days, I do the essentials like attend meetings, but I don't try to force myself to work when I'm not going to be affective. Instead, I'll do housework or spend time with my kids. The next day, when my house is clean and my brain has reset, I can try to focus again.
10. Trial and Error
Not everything you try will work the first time. Some days, nothing will work and you'll feel like everything is falling to pieces.
That's okay. You're still a good parent. You're still valuable to your workplace. Let it go and try again tomorrow.
This is temporary; eventually things will go back to normal and you'll miss the extra time you got to spend with your kids, even if it doesn't seem like it now. Or you might not miss it. You might be grateful to get out of the house and go to your job and come home to your family in the evenings. Likely, it will be a mixed bag of feelings. But my point is that this too shall pass. Cut yourself and your kiddos some slack and just do your best.
It'll be okay.


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In this week's podcast, we are blessed to have in the show, Nancy Mensah (Triumphant Woman), an award-winning business strategist, successful entrepreneur, and international speaker. She provides personalized, strategic consulting solutions for startups and existing businesses. She believes in working hard and smart and to ALWAYS make a positive impact on her clients' businesses that propels their business high above their competition and increases profit. Nancy shares her inspiring story and she incorporates God in what she does. Have a watch or listen and be truly blessed♥
Her 5 top tips:
- Have a defined vision – for business, life and everything. This will keep you focused and give you purpose comparing yourself to others. Have a vision.
- Research and understand your market. Know what you're doing and who are you going to sell to.
- Have patience in the process – Enjoy and endure the process.
- Focus on people – You have to care about people (everyone) family, customers, staff.
- Don't be afraid to fail.
Isaiah 66:9
Do I bring to the moment of birth
and not give delivery?" says the Lord.
"Do I close up the womb
when I bring to delivery?" says your God.


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September 11th by admin 0 0
This short film streams the life of Tunji Bankole a young boy with learning difficulty. His parents, Femi and Peju are at odds about the best route to tackle his peculiar needs.
Despite their ideological differences, Femi is determined to preserve the sanctity of his family but Peju isn't as keen about a good natured resolution for the sake of their marriage or the cohesion of the family unit.
A typical of a 9 year old boy, Tunji is constrained in his performance of some elementary tasks, but he can solve advance mental maths in milliseconds, sometimes faster than a calculator. Whereas his unique skills win him admiration in some circles, he incurs the wrath of others who see him as 'a cheating freak'.
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Mayra Rodríguez Valladares is managing principal at MRV Associates, a capital markets and financial regulatory consulting and training firm based in New York. She is also a faculty member at Financial Markets World and the New York Institute of Finance.
The stronger leverage ratio approved by United States regulators on Tuesday is an essential component to the international banking rules of Basel III, which currently allow large banks a lot of flexibility and potential for data manipulation.
Yet it is not the last buffer for the world's systemically important banks.
There are still quite a number of Basel guidelines, which the Basel Committee on Banking Supervision is expected to finalize later this year, at which point they would then probably be introduced by American bank regulators. The combination of all of these pending rules will affect banks' business strategies significantly and will continue to influence how they strengthen their auditing and compliance teams for years to come.
Two sets of guidelines are still outstanding: the liquidity standard and the significant financial institutions surcharge. The liquidity standard is divided into short- and long-term buffers to ensure that banks are liquid.
The financial crisis started off as a credit crisis, but when panic ensued, it quickly became an illiquidity crisis. The main purpose of the liquidity standard — the liquidity coverage ratio — is to demonstrate to bank regulators and the market that large banks can survive for at least one month in a period of stress without government support.
In the United States, the proposed ratio is stricter than the Basel one finalized in January 2013 because banks can count fewer assets as high-quality liquid assets. For example, in the United States, unlike in Europe, banks cannot count municipal bonds as high-quality liquid assets. Large American banks will have to rely on cash, high credit quality bonds and gold to satisfy the stricter requirements.
The long-term part of the liquidity standard, the net stability funding ratio, was proposed only this January by the Basel Committee, so it probably will not be introduced in the United States until the fall. This purpose of this ratio is to make sure that banks rely less on short-term funding for their longer-term liabilities. The comment period for this rule ends on April 11.
Already, numerous banks in Europe and the United States have stated their concern that the net stability funding ratio may make it more difficult for them to participate in the repo market, an important bank borrowing market. But there is no regulatory appetite in the United States to weaken the ratio. Daniel K. Tarullo, a Federal Reserve governor and the leading regulatory voice at the Fed, for one, has long been a vocal advocate for reducing banks' reliance on short-term funding.
Large global banks also face another capital buffer — the systemically important financial institution surcharge. Basel guidelines were introduced last summer, but have not been finalized. As it stands, this buffer would range from 1 to 2.5 percent of risk-weighted assets, depending on a bank's size, interconnectedness to the financial sector and the complexity of its transactions. In the United States, the charge would apply to JPMorgan Chase, Bank of America, Citigroup, Goldman Sachs, Morgan Stanley, Wells Fargo, State Street and Bank of New York Mellon.
As if the different capital buffers were not enough of a challenge for banks' risk managers and compliance officers, there are numerous guidelines remaining that will directly affect banks' securities and derivatives portfolios. Last summer, the Basel Committee proposed that banks improve the way that they measure the credit risk of derivatives' counterparties. Depending on whether banks trade derivatives directly with a counterparty over the counter or through a central counterparty, banks will have to allocate capital for the level of counterparty risk. The global financial crisis demonstrated banks' need for more capital and collateral in derivative transactions.
Unfortunately, derivatives participants learned the hard way that sometimes it was the counterparty, like the giant insurer American International Group, that can suffer in credit quality before the asset underlying the derivative. Given other derivatives regulations, like the Dodd-Frank Act in the United States or the European Market Infrastructure Regulation, the Basel rules are making banks think twice about what derivatives are worth the risk.
Another guideline that will also significantly affect American banks will be one proposed in December to measure the risks posed by securitizations, no matter whether they are booked in the banking or trading book. When banks book transactions in the trading book, the capital for credit risk is less, since banks claim that they intend to sell those instruments. Given that American banks have increasingly re-entered the securitization market in the last two years, the proposed new rule would require banks to allocate capital for their securitization portfolio based on the level of credit, market and operational risks that the different instruments pose.
One of the most important and least discussed parts of Basel III is Pillar III, which sets disclosure guidelines for banks with the goal of strengthening market discipline. Both Sheila Bair, the former chairwoman of the Federal Deposit Insurance Corporation, and the F.D.I.C.'s current vice chairman, Thomas Hoenig, emphasized the importance of bank transparency at a symposium in Boston last week. The Basel Committee is expected to announce guidelines that would strengthen Pillar III sometime early this summer.
Unless banks are really compelled to be transparent about their risk exposures, especially about those that are off-balance sheet, like derivatives or repos, no amount of Basel rules will really help the public identify the level of banks' credit, market, liquidity and exposure to risk.


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The Tetra-15 is the first glider built as part of the HP-24 project. Brad Hill was the builder. Brad has a good track record of building gliders. He has also built a Russia and an Apis. The first flight of the Tetra was in January of 2012. Since then Brad has put around 500 hours on this glider, a real testament to the quality of the construction as well as the quality of the handling.
I happened to be at the Arlington airport for a day and Brad was kind enough to offer me a flight in the glider. I wasn't going to say no! After a cockpit checkout I was on the line and ready to launch. Takeoff was performed with +1 Flaps. Brad's glider has 2 positive detents for flaps. I had a quartering headwind which wasn't very strong. Roll control was excellent in the early roll. The stick was held in the neutral position. Trim was slightly forward of its neutral position, perhaps 2/3 forward. As the speed built up I moved the stick slightly forward to lift the tail just a bit and let the glider fly off the ground.
On tow, the glider tracked straight as an arrow. I was able to fly extended periods without touching the stick in the smooth marine air near the airport. Everything was just as you would expect from a modern, well designed sailplane.
Off tow I first did a stall with full flaps and the gear up. Indicated speed at the stall was about 38 knots. The stall felt normal with some aerodynamic buffeting as a warning and a quick recovery once I moved the stick forward just a little. Then I played with the flaps a little just enjoyed the very slow descent rate. I didn't go over 80 knots as there was no need. There was no thermal activity. I did do a series of steep turns which felt very good and tested the roll rate. The roll response was very good, I went from 45 to 45 in about 3 seconds. Control forces are just high enough to keep the roll from being twitchy. It had a very solid feeling.
By now it was time to land. The gear came back down and I set full flap for the landing. Brad usually does not use full flap for the landing but I wanted to see how steep of an approach was available and I like minimum speed touchdowns. I was impressed fully with the approach angle, in fact I had to ease off the airbrakes to almost nothing towards the end as I had slightly mis-judged and was heading for the beginning of the landing area instead of the middle where I wanted to touch down. Touchdown was slightly tail low and felt really nice. The only hiccup was that I was soon launched off a bump in the grass and back airborne! Oh well so much for getting a 10 from all the judges. We were back on the ground shortly.
All in all I was very pleased with the glider. The cockpit is large and comfortable. I am 6'1" and 210 lbs but Bob designed the glider for up to 6'6" and 300 lbs. The only thing I didn't like about the glider was a few of the ergonomics in the cockpit controls. The flap and airbrake handles were really close together and it was easy to bump the flap handle and retract them while reaching for the airbrake handle. This has been corrected in the kit gliders. I also didn't like the gear retraction handle but Bob has also changed this to be more conventional in the kits. The only quirk I found on the glider was that in the full flap position it rolled off to the left a bit, requiring slight right aileron to correct. I think this must be caused by a slight mis-rigging. Brad never uses the full flap position so he hasn't been annoyed by it enough to track it down and fix it. He's been too busy flying!
For more information on the HP-24 Project, check out their website http://hpaircraft.com/hp-24/. To follow along with current progress see the projects Facebook page https://www.facebook.com/pages/HP-24-Sailplane-Project/200931354951. The first kit compliant glider should be flying in October of 2014 and there are at least 3 others in the pipeline at this time. I think this is one of the most exciting things happening in the sport at this time and I'm glad that I've had a chance to be just a little involved in it. If you have the opportunity to attend one of the Akafliegs I highly recommend it. You'll get to spend a week working with Fiberglass, Carbon Fiber, and Kevlar and building real flight articles, perhaps for your own future HP-24.


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2020 marks 75 years since the end of the Second World War. To commemorate this important year, the NSW Government is interviewing WWII veterans about their experiences. Read our 75th Anniversary Stories.
The Register holds more than 3,000 war memorial records from across New South Wales. Help us conserve state heritage by recording your local memorials and the veterans they commemorate.


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More than 500 Cape Cod Community College students will be graduating in Hyannis today during the college's 57th Commencement ceremony at the Cape Cod Melody Tent, starting at 4 p.m.
In total, 568 graduating students will be receiving degrees and certificates.
Delivering the commencement address is Dr. John Silvanus Wilson, Jr., senior advisor and strategy to the President at Harvard University, former President of Morehouse College, and former head of President Barack Obama's Initiative on Historically Black Colleges and Universities.
Frank G. Frederickson, Yarmouth Police Chief, Class of '79, and Matthew Dolan, CEO for the Addiction Treatment Center of New England, Class of '15, will be honored as the college's Alumni of the Year. Chief Frederickson is in his 40th year of service for the Yarmouth Police Department. He is a three-time "Officer of the Year" recipient and serves as a member of the college's Criminal Justice Advisory Board.
Dolan just entered his new role as CEO for ATC of New England. He previously served as director of Community Affairs for River Oaks Treatment Center in Tampa, Florida. He transferred from 4Cs to UMass-Amherst, where he obtained his Bachelor's degree in 2016, and last year he was accepted into the Doctoral of Behavioral Health program at Arizona State University.


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Each year the Kentucky Women in Educational Leadership (KWEL) selects 25 new cohort members. The cohorts are comprised of aspiring female educational leaders. The goal of KWEL is to create a network of educational leaders, promote and support the development of leadership skills. The Johnson County School District is proud to announce that Mrs. Misty R. Goble has... READ MORE >
Love, Learn, Lead & Leave a Legacy Innovation Showcase Series continues with Johnson County Middle School. JCMS Eagles are creating the ultimate learner-centered experiences for students. Student identity slide decks, Flipgrid/Padlet introductions, digital character evaluations, ASPIRE, analyzing sources, Wakelet, inquiry process, and interactive notebooks, to... READ MORE >
W.R. Castle's educators strive to provide learner-centered instruction for all students. Hands-on virtual learning opportunities, outdoor scavenger hunts, original artwork to support troops, a virtual theater program, writing pieces, virtual introductions, Flipgrid presentations, and much more. Tomcats continue to work hard during JC Click-&-Soar providing... READ MORE >
Love, Learn, Lead & Leave a Legacy Innovation Showcase Series continues with Central Elementary. These Eagles are engaging students in learning: interactive science lessons, Verizon Innovative Learning Grant, student presentations, Nearpod, Flipgrid, Google Sites, YouTube how-to videos, KVEC Innovation Mini-Grants, and much more. Fantastic job, Mrs. Robin Halsey... READ MORE >
Johnson County Middle School's, Mrs. Jennifer Smith, engages students in literature using digital notebooks and the Frayer Model. Students highlight, annotate, and use plot diagrams in their digital binders. Excellent work JCMS! #Eagle4Life READ MORE >
Learning while having fun is Mrs. Sabrina O'Bryan's class motto. Digital collaboration boards, Bitmoji Classroom, Flipgrid, Nearpod, and small group digital breakout rooms. Mrs. O'Bryan is working hard to engage students in learning! Way to go Flap Gap Elementary, Mrs. O'Bryan, and all of her students! READ MORE >
Love, Learn, Lead & Leave a Legacy Innovation Showcase Series continues with Porter Elementary. Panthers are engaging students in learning by leveraging: teacher YouTube Channels, digital breakout rooms, Edpuzzle interactive lessons, Bitmoji Leadership Notebooks, Flipgrid, scavenger hunts, virtual field trips, Bitmoji Classrooms, Seesaw, and interactive Google... READ MORE >
The Johnson County School District is proud to announce our Love, Learn & Leave a Legacy Innovation Showcase Series. First up is Mrs. Melanie Ramey from Highland Elementary. Select the attached link to view the amazing work from Mrs. Ramey and her 4th grade students. Love, Learn & Leave a Legacy the Wildcat way! https://bit.ly/33BQOtEhttps://bit.ly/34x5Wrv READ MORE >
October is National Principals Month. The Johnson County School District would like to thank all principals for going above and beyond for the students, faculty/staff, parents and community. Let us start by recognizing JCHS Principal Noel Crum. Just this year Mr. Crum was named the 2020 High School Principal of the Year by The Kentucky Association of Secondary... READ MORE >
JCMS Schedule Updates READ MORE >
Johnson County traditionally celebrates the Kentucky Apple Festival on the first Saturday of October. Educators often incorporate an apple theme into standards and cross-curricular instruction. Under normal circumstances, Superintendent Cochran visits elementary classrooms and celebrates this rich tradition by dressing in character while reading Johnny Appleseed.... READ MORE >
Watch this YouTube video to learn how to register for JC Schools Meal Home Delivery! This program is available for any child 18 and under. Complete the attached form to receive this free meal delivery service! https://forms.gle/Du1h9njhudjVUmub9 READ MORE >
JC Back to School 2020-2021 Website READ MORE >
Paul B Hall Medical Group is offering FREE elementary sports physicals for Johnson County students.DATES: Thursday & Friday, July 9 & 10 from 9 AM - 4 PM Wednesday, Thursday & Friday, July 15 - 17 from 9 AM - 4 PMLOCATION: PBH Medical Group ... READ MORE >
The Kentucky Association of Secondary School Principals (KASSP) would like to announce that Noel Crum has been named the 2020 High School Principal of the Year for the state of Kentucky. Crum, who is the principal at Johnson Central High School, has served the Johnson County School District for 25 years. During his tenure, he has filled many roles, including... READ MORE >
More senior info! Please share!!1) Seniors/senior parents, just a reminder that you need to click on this link and secure your appointment for your senior cap and gown individual pictures, your walk across the stage video, and your family photo. So far we have 80 seniors who have taken an appointment in 12 hours - but we want every single senior in this video and... READ MORE >
Census 2020 READ MORE >
Johnson County Schools Public Service Announcement 4/22/2020 READ MORE >
Johnson County Schools Announcement 4/21/2020 READ MORE >
University of Louisville Researchers Seek New Drugs to Fight Coronavirus Using Computers in Schools Across Kentucky READ MORE >
Congratulations, Mr. Jarred Gibson & JC STEAM Team, on being selected to be part of the Verizon Innovative Learning Academy. This grant will provide $24,000 of funding and training from Arizona State University. The funds will be used at JCMS and all elementary schools. Outstanding job, Mr. Gibson! #Eagle4Life READ MORE >
Johnson County School District Closure Letter- March 24, 2020 READ MORE >
Johnson County Schools Eagle Encouragement Navigating the world alone can be daunting or scary on even a normal day, but when faced with the unknown, the world can become a source of stress and anxiousness. Eagle Encouragement is a platform that our mental health team of school counselors and psychologists have created as an outlet for any student of Johnson... READ MORE >
Message from Superintendent Cochran March 18, 2020 READ MORE >
Johnson County School District's partnership with Paul B Hall will continue through the school closure. Our clinic at Johnson Central High School will be open to Johnson County students, staff, and their families. The nurse can provide Telehealth treatment and services in conjunction with a Physician's Assistant. Please call 789-8895 for further detail and... READ MORE >
How to Make the Most of Your NTI Days! READ MORE >
JC Schools-School Cancellation Message 3/13/2020 READ MORE >
Johnson County School Closure Informative Letter 3/13/2020https://5il.co/doo1 READ MORE >
Based on the recommendation of Governor Beshear and the Kentucky Department of Education, Johnson County Schools will be closed from Monday, March 16th-Friday, April 3rd. There will be scheduled NTI Days. A detailed plan will be posted soon. There will be school tomorrow. Please send your child to school unless he/she is sick. This will allow teachers to... READ MORE >
Check out this census 2020 video from Johnson County Middle School student leaders. READ MORE >
Superintendent Cochran's Weekly Message: 3/10/2020 READ MORE >
Congratulations to Mrs. Kristen Sergent & Mr. Jeff Cochran for receiving a KySTE Grant! This grant will provide students with opportunities to create projects using 21st Century Learning Skills. The grant will cover the cost of 2 iMacs, multiple iPads with protective cases, and 2 Padcaster Studios, totaling over $9000. The Padcaster Studios are complete kits that... READ MORE >
Johnson County Schools Weekly Message 3/3/2020Johnson Central High School student leaders Tate Cox and Maggie Brackett join Superintendent Cochran to discuss Habit 5: Seek First to Understand, Then to Be Understood. READ MORE >
Check out Jadyn & Mia as they share original 2020 census artwork and discuss the impact of the census on public education. READ MORE >
JC Schools Weekly Message 2/25/2020Habit 4- Think Win Win READ MORE >
Johnson County Schools Weekly MessageCheck out JC student leaders Austin Cantrell & Jules Davis reading "A Place for Everything." READ MORE >
Superintendent Cochran's Weekly Message with JCHS student leaders Zoe Castle & Seth Caudill. READ MORE >
Superintendent Cochran's Weekly Message with JCHS student leaders Zoe Castle & Seth Caudill. READ MORE >
Superintendent Cochran's Monday MessageHabit 1: Be Proactive READ MORE >
Tomorrow is National #GivingTuesday. This is a day celebrated globally to inspire people to give, collaborate, and celebrate generosity. Check out Superintendent Cochran's National Day of Giving Message. #Eagle4Life READ MORE >
Stay current with all things JC by subscribing to Superintendent Cochran's YouTube Channel. READ MORE >
Stay current with all things JC by subscribing to Superintendent Cochran's YouTube Channel. READ MORE >
PAINTSVILLE, Ky. (November 12, 2019) – Johnson County Middle School will host author Olivia A. Cole on Thursday, November 14. The visit is part of Kentucky Humanities' statewide KBF School Days program, a student outreach program of the Kentucky Book Festival. The 2019 KBF School Days program features eight children's and young adult authors visiting 23 elementary... READ MORE >
This school year the Johnson County Public School System received the 2019 Quality Improvement Grant that is aimed towards the goal of making children of this county more ready for school when they enter Kindergarten. Robin Salyer, the head start director for Johnson County, was the main person who wrote this grant, and now that we have received the grant, she is... READ MORE >
Highland Elementary school teacher Melanie Ramey recently won the Presidential Award for Excellence in Math and Science Teaching. The award, created by an act of Congress in 1983, is the highest honor awarded to a teacher by the United States Government. Mrs. Ramey was one of three math teachers to be named a finalist by state reviewers and became the only one from... READ MORE >
Lexington, Kentucky, October 8-9, 2019 – Ashley Blanton and Brooke Hopson, Morehead StateUniversity students completing student teaching at Johnson County Middle School, recentlycompleted Kagan Brain Friendly Two-Day Training at the Kentucky Educational DevelopmentCorporation (KEDC) in Lexington, KY along with their supervising teachers, Johnson County MiddleSchool... READ MORE >
Johnson County Schools is very proud to announce that Mrs. Ramey has received the Presidential Awards for Excellence in Mathematics and Science Teaching. Way to go Mrs. Ramey! Presidential Awards for Excellence in Mathematics and Science READ MORE >
Have your parents ever told you to shut off the computer/XBox/Playstation and focus on your future? Now, your gaming passion can be the very thing that jumpstarts your future. E- Sports, coached by Mr. John Robinson, allows avid video gamers to showcase their talents by competing against other teams of gamers. The team puts in just as much work as any other... READ MORE >
Johnson County Schools is honored to announce that Mrs. Kim Castle was elected as the high school vice president of the Kentucky School Counselors Association Kim Castle is the Career and Technical Education counselor at Johnson Central High School, and has a Masters and Rank I in School Counseling. She has been serving students at JCHS for the last 17 years. ... READ MORE >
Mike Whitaker, Johnson County Schools, recently earned a macOS Support Essentials Certification. Obtaining this advanced industry certification helped the school district earn $ 76,869 of computers as a Participating Partner in the Dataseam Program. "Johnson County students and teachers rely heavily on computers and digital devices in the classroom everyday,"... READ MORE >
At the beginning of the 2019-2020 school year, Johnson Central High School reintroduced the Driver's Education program to students. Under the supervision of Mr. Jesse Peck, students can prepare for permit and/or license tests during school hours. Using a new vehicle donated by Hutch Chevrolet, members of the class have the opportunity to practice driving the... READ MORE >
Please review the following link concerning Clever on iOS app. This may include iPhones, iPads, and iPods. Clever on iOS READ MORE >
The first month of the 2019-2020 school year is officially in the books. The district attendance winner for month one was Highland Elementary. The Wildcats finished the month with an outstanding percentage rate of 97.69%. Congratulations to all of the staff and students at Highland Elementary. READ MORE >
High Attendance Day is set for September 17th for Kentucky. Elementary, middle and high schools will compete in small or large school categories. Schools will have a chance to win awards based on attendance. The school in each category with the highest percentage attendance will win $500. According to DPP, Joey Estep students are more likely to achieve... READ MORE >
JC Schools would like to congratulate ARI Innovation/Transition Grant recipients! Educators will use the funding to implement innovative instructional practices. The grants totaled $15,000! Thank you @KVEC_ARI for providing outstanding resources and opportunities to the region. READ MORE >
Earlier this year, Johnson County Schools announced a partnership with Paul B. Hall Regional Medical Center that brought the Telehealth program to schools throughout the district. During school hours, students, faculty, and staff can receive diagnoses and treatment from Kelley Cochran, PA-C or Jennifer Martin, APRN via video chat. Working together with the school... READ MORE >
Johnson County Schools is off to an outstanding start! This week JC Schools has successfully integrated Clever without cost to the district. Already there have been over 8,000 applications launched by students and 800 from teachers. Clever syncs with Infinite Campus; therefore, once faculty and students are enrolled the information syncs with Clever. ... READ MORE >
Mr. Shawn Hall was named principal at Johnson County Middle School on May 20, 2019. He attended Morehead State University, where he earned his bachelor's degree in secondary social science. Mr. Hall then completed both his Master's degree and Rank I from Union College. There he completed programs for supervisor of instruction as well as principalship.He began his... READ MORE >
The Johnson County Schools Local Planning Committee will conduct the 2nd PUBLIC FORUM on Tuesday, May 14th, 2019 at 5:30 pm at the Johnson County Board of Education Central Office. The Public Forum will be an informal gathering to obtain public opinion regarding future district facility priorities. The Local Planning Committee will meet immediately following... READ MORE >
This is an important reminder to everyone that next week our Johnson County students in grades 3rd - 8th and 11th grades will be taking part in the state required End of the Year KPREP Assessments. The results of these assessments will be used to determine the success of our students, our schools, as well as the district. Every public school in Kentucky will be... READ MORE >
We're thrilled to announce Johnson CountySchools' new app! It's everything JC Schools, in your pocket.With the new app, you can access sports scores, cafeteriamenus, news updates, and even emergency notifications.Download the app on Android: http://bit.ly/2GdCyh2 oriPhone: https://apple.co/2Gbwfuj READ MORE >
The members of the Johnson County Board of Education are an invaluable resource to Johnson County as local leaders working for our children. I know firsthand of their focus and determination to provide every child an equal opportunity education. They hold a great responsibility that involves complicated assessments and considerate decision making while at the... READ MORE >
On Friday, September 25th Mrs. LeMaster will be inducted into the KAAC Academic Hall of Fame in Louisville.Congratulations Mrs. LeMaster from all the staff and students at Johnson Central. READ MORE >
With increasing opioid use in Eastern Kentucky, the instances of substance use disorder (SUD) and neonatal abstinence syndrome (NAS) are continuously growing. To combat the complications related to SUD and NAS, the JCMS CmPS team Hand in Hand: Bless One, Bless Two has created an app that allows individuals to locate resources that can help them. If you know... READ MORE >


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Of the many and various twists served up by Line of Duty's fourth series finale, perhaps the biggest, the most potentially cataclysmic, was that it had us doubting Superintendent Ted Hastings.
Has the entire series up to this point been one massive double-bluff? Is the stalwart Ted – the man leading AC-12's mission to take down "bent coppers" – really the most corrupt of all?
Fans began to suspect that Hastings might be hiding something when the series revisited the dying declaration of dodgy 'Dot' Cottan (Craig Parkinson). Before Dot died, he pointed the finger at a shadowy figure heading up a clandestine network of corrupt officers, in league with organised crime.
This person, a senior officer above the rank of Inspector, was identified only by the initial 'H' – and while ACC Hilton (Paul Higgins) would appear to be the obvious candidate, especially given his involvement in the Balaclava Man murders, he tried to point the finger at Hastings.
Hilton's just trying to save his own skin, though... right?
In the past, Hastings has always been a stickler for having hard proof to back up a hunch. But in the wake of Hilton's death, apparently by suicide, though it's possible he may've been bumped off, Ted is quick to assume that he and 'H' were one and the same.
"I'm satisfied that 'H' was ACC Hilton," he tells his team, brusquely ordering Kate (Vicky McClure) to take his own picture down from the wall of potential suspects.
The series then closes with a shot of Hastings looking a little shady, and quite literally behind bars.
As if that weren't enough, official sources were stirring up suspicion on social media. First, BBC One posted an ominous-looking image of Hastings, along with a hint that the 'H' mystery might not have been solved:
Next, the official Line of Duty Twitter account referred to Ted as "top dog" – the same nickname AC-12 used to refer to the mastermind criminal who's been pulling the strings of corrupt officers since the first series.
Can it be true? Is Hastings set on catching bent coppers so that he can turn them into his pawns? He shot Balaclava Man dead in Sunday night's episode. Was it to protect his fellow officers, or to stop the masked miscreant from being taken into custody?
Speaking to The Mirror after the episode had aired, series creator Jed Mercurio did acknowledge that AC-12 might have lost out on valuable evidence as a result of Ted's actions.
"It does leave Hastings open to the accusation that he should have done more to preserve life in that situation and preserve a key witness," Mercurio said. "It is something Ted had to do in the moment, but it may be something that will come back to haunt him."
Let's not forget, 'H' is an officer accused of being culpable in Dot Cottan's own deception – and, back in series two's finale, it was Hastings who insisted that Dot's secondment to AC-12 become permanent.
"What can I say?" Dot sneered in response to Hastings' suggestion. "I'm your man."
Hmm... this isn't the first time that Ted's come under suspicion either. Last series, his membership in the Masons raised a few eyebrows when old pal and fellow Mason Patrick Fairbank (George Costigan) was revealed to be not just deeply corrupt, but a paedophile.
In the end, Ted took Fairbank down... but with so many eyes on him, did he really have any other choice?
Is this a sure thing then? Is Hastings the Big Bad, the Top Dog? Perhaps not. In fact, his dealings with another corrupt officer, DCC Mike Dryden (Mark Bonnar), could be the key to proving Ted's innocence.
In series two, Dryden was caught up in the plot to murder paedophile mobster Tommy Hunter while he was in witness protection. But prior to that, he'd promised Hastings a promotion – one Ted badly needed, having landed himself in financial difficulties that had wrecked his marriage.
Unaware of their gaffer's personal problems, Kate and Steve (Martin Compston) were pushing to go after Dryden, and though Hastings was tempted, he ultimately did the right thing and gave up his shot at financial security for a shot at justice.
At various points, Ted is seen struggling with this decision – not just when in company, but when he's alone. Why would he be acting that way if he was Top Dog, orchestrating everything?
He'd be behind Dryden getting put in the frame. He'd have been the one who orchestrated the murder of Tommy Hunter (via Dot). He'd also be filthy rich off the back of his criminal conniving and wouldn't have to worry about one bad investment.
Maybe Ted's clean after all. One thing's for sure: we need answers. Whether Hastings is guilty or not, we wouldn't be at all surprised to see him on the other side of the interrogation table when Line of Duty returns.
Want up-to-the-minute entertainment and tech news? Just hit 'Like' on our Digital Spy Facebook page and 'Follow' on our @digitalspy Twitter account and you're all set.


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Summer Institute for Future Nurses
Three exciting days of hands-on nursing experience at The Ohio State University College of Nursing
June 16 – 18, 2020
The 2020 application is closed. Check back in January for our 2021 application.
The Summer Institute for Future Nurses is a great way to see why nursing could be right for you! This engaging program brings students from a variety of backgrounds together to engage with real-world nurses, current students and nursing faculty and staff.
The Summer Institute is just one of the many ways we are working to increase the number of students from historically underrepresented populations in nursing including, but not limited to, racial, ethnic, and cultural minorities, first generation low-income (FGLI) and males. Through this program and others, we will diversify the nursing pipeline. Moving forward, we recognize that only through broadening the representation of these groups can we improve the nation's health, reduce health disparities and move toward health equity. The Ohio State University College of Nursing is actively working to build a culturally competent nursing workforce which mirrors our patient populations.
Eligibility criteria:
- Minimum 3.0 cumulative GPA. Minimum B or better in all math and science courses.
- You must be a current high school freshman, sophomore, or junior. In addition, eligible seniors are those who have submitted an undergraduate application to The Ohio State University. You must have a demonstrated commitment to diversity, interest in nursing and interest in pursuing your education at The Ohio State University.
- What is the Summer Institute for Future Nurses?
It is a three-day, interactive program for eligible high school students. This hands-on program enables students to explore nursing careers through hands-on activities, tours, panels and engagement with current faculty, staff and students!
- What will I experience?
You will get an inside look at the life of a nursing student by:
- Participating in skills labs
- Interacting with state-of-the art, lifelike computerized patient simulators
- Using stethoscopes, IVs and ventilators
- Learning wound and infant care
- Participating in roundtable discussions with College of Nursing faculty and students
- Receiving special presentations from the College of Nursing faculty
- Being introduced to the many career opportunities for nurses
- Touring The Ohio State University campus, the James Cancer Hospital, the anatomy and body donation program and the College of Nursing
- To be eligible to attend the Summer Institute for Future Nurses, you must
- Be a current high school freshman, sophomore, junior or eligible senior who have submitted an undergraduate application to The Ohio State University
- Have a cumulative GPA of 3.0 or better and a B or better average in math and science
- Complete the application, including four short essays
- Provide paper or electronic copies of your most recent report card and a transcript
- How much does the program cost?
Full-cost scholarships are available based on financial need. Tuition is $250.


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Pohela Boishakh 1426 is just around the corner and the celebration cannot be completed without traditional Baisakhi foods. As you are ready to celebrate Pohela Boishakh with much excitement and intensity, the Long Beach Suites Dhaka is bringing Kolkata to Dhaka. Come experience an unique spread of iconic Kolkata recipes, a sprinkling of the mysterious #thakurbarirRanna. Topped with her signature fusion desserts by Celebrity Chef Priyanka M, MasterChef India (Season 4 Finalist) to give a bespoke Bangla epicurean experience to the food lover.
You will find a huge variety of traditional food selection from Epar Bangla and Opar Bangla (from Gulshan to Howrah Bridge) including famous delicacies from Khulna, Sylhet, Mymensingh, Rajshahi, Chittagong, Barishal, Rangpur and Dhaka. Its menu comprises of Baisakhi food such as Panta Bath, Ilish, Aam Dhal, Kachur Lote Masala and many other Boishakhifoods including varieties of Bhorta the ultimate comfort food of Bangladesh. In addition, you will enjoy traditional live music, raffle draw, face painting, Baishakhi Photo Booth, Mehedhi Corner along with Chotpoti, Fuchka and Candy Floss.
The hotel is offering Buffet Lunch and Dinner on 14th April and Dinner only on 15th and 16th April at an attractive price of BDT 3,500 per person (all inclusive). BOGO offer available with selected Banks and Telco partners. For more information, call +88 017 5555 7940.


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Despite Opposition, Pro-Israel Film Premieres in Seattle To Large Crowd
Amidst a flurry of excitement and controversy rarely seen surrounding a pro-Israel film, The J Street Challenge had its Seattle premiere this past Wednesday evening at Congregation Ezra Bessaroth. While plans to screen the film, a documentary about Israel advocacy in the 21st century, provoked a strong reaction from certain quarters of Seattle's Jewish community, the screening itself was well attended and the response to the film by those who have seen it has ranged from positive to enthusiastic.
Our goal in bringing out the film was to start an honest, respectful discussion.
Ari Hoffman, one of the organizers of the Seattle screening of the J Street Challenge told The Mike Report that "our goal in bringing out the film was to start an honest, respectful discussion with Jews who have diverse viewpoints, in a supportive environment. We want to use the conversation surrounding this film and future programs to explore how can we, as Jews in the United States, respond ethically and effectively to the Israeli-Arab conflict."
Start a conversation it did, beginning with a sermon critical of the screening of the movie delivered the Sabbath before the Seattle premiere by Rabbi Jay Rosenbaum of Herzl Ner Tamid, a local Conservative congregation. While not challenging any of the points of the film, Rosenbaum explained his opposition to the screening was one of sensitivity, noting that "a congregation that had even ten J-Street supporters out of two hundred would never show a film with the title "The J-Street Challenge" without showing at least some respect for the other point of view. Because, you wouldn't want to alienate people who are important to you. You just wouldn't do it. It doesn't mean you can't disagree. If you disagreed with J-Street, but you had friends who were J-Street members, you might argue with them. You might challenge them to debate. You might speak as passionately as Abraham spoke to God. But, you wouldn't treat them as if they are the enemy. You wouldn't act as if 'these are not my people."
Following in short order came an unprecedented condemnation of the film's screening by the Washington Coalition of Rabbis (WCR), a federation of Conservative and Reform clergy in the Greater Seattle area. The letter distributed the day prior to the film's premiere expressed grave concern that the mere viewing of this particular film could turn the community against one another. The WCR condemnation letter read in part…
"It is our understanding that screenings of the J Street Challenge have sown dissension and mistrust in the communities in which the film has been shown, and we are concerned about the potential for the same to happen here. Many of the rabbis and Jewish communal leaders throughout the Seattle area are either supportive of J Street as an organization or respect the right of their position to be heard in the multifaceted, pluralistic world in which we live, and fear the screening of this film – divorced from direct dialogue and respectful exchange with those of differing views – will lead am Yisrael to further division."
To accuse the film, which most of the Rabbis have not seen, of sowing dissension and mistrust in some far off communities is a bit strange.
Commenting on the WCR letter, Avi Goldwasser, the producer of the J Street Challenge told The Mike Report. "To accuse the film, which most of the Rabbis have not seen, of sowing dissension and mistrust in some far off communities is a bit strange. In screening the film in over fifty cities it is quite common for J Street supporters in the Jewish Federations and in Jewish institutions to try to deny us access to community venues. Despite this we have been successful in screening the film in dozens of Synagogues and JCC's because of strong efforts by genuinely open-minded leaders in the community."
Added Goldwasser "It is quite disingenuous for the Rabbis to preach 'mutual respect and tolerance' as they demonstrate disrespect and intolerance to the views of a significant minority within the Jewish community in Seattle. And it is very disheartening to see Rabbis write about a "multifaceted pluralistic world" and "the need to hear different voices" in the same letter in which they attempt to deny such voices from being heard."
We specifically designed the event to facilitate open and free discussion.
Local youth leader Ari Hoffman, one of those who helped bring the J Street challenge to Seattle told The Mike Report he was puzzled by the WCR's accusations. "We specifically designed the event to facilitate open and free discussion. We brought the producer of the film to the premiere via live-stream and gave priority to those with differing views to express their concerns. This was in contrast to the J Street sponsored Peter Beinart lecture held at UW Hillel a few weeks ago. At that event questions were screened and direct dialogue was forbidden. I do not recall seeing a WCR letter condemning that event".
Hoffman has been subjected to a barrage of "less than civil" remarks by those sympathetic with J Street. "I have received angry emails and phone calls" said Hoffman. One Rabbi of a prominent congregation directed Hoffman to remove children of his congregation from Hoffman's Jewish youth group mailing lists. "They are suddenly circling the wagons around "their" youth to protect them from what? A message of love of Israel, unconditional love of our fellow Jews?"
Many people told me they came to the event specifically because of the remarks their community leaders had made.
Hoffman attributes the unexpectedly strong attendance at the film premiere at least in part to the controversy stirred up by opponents of the film. "There is no such thing as bad PR" said Hoffman "and many people told me they came to the event specifically because of the remarks their community leaders had made."
About 250 people from across the spectrum of Seattle's Jewish community sat in hushed silence through the entirety of the hour-long film, the only interruptions being the occasional collective gasp, such as when J Street founder Daniel Levy is shown declaring "Maybe Israel really ain't such a good idea"
The film presents a series of sober thinkers, such as Ruth Wisse and Alan Dershowitz of Harvard University along with Rabbi Daniel Gordis of the Shalem institute and several other A list Jewish intellectuals, all sharing their concerns regarding the gaping chasm between J Street's stated benevolent goals versus their perplexing real life actions. A full review of the film by Varda Epstein may be viewed here.
At the film's conclusion, the producer, Avi Goldwasser appeared on the large screen in the Ezra Bessaroth social hall via a live stream feed. Rabbi Meyers invited J Street supporters and critics of the film to be the first to ask questions. There was no pre-screening of questions and all present had ready access to the microphone. Perhaps the only disappointment of the evening was that none of the J Street supporters in the audience, and there were some, took advantage of the opportunity to challenge the premises or facts of the film. Most of the questions offered surrounded most effective methods to support Israel in a community like Seattle where Israel critics have acquired leadership positions in many of our central institutions.
We spoke to members of the audience following the Seattle screening of The J Street Challenge to share their impressions.
I thought a lot of what was presented in the film is not widely known and is very important information.
Zelle Rettman a recent graduate of Brandeis and now employed in non-profit media viewed The J Street Challenge at Ezra Bessaroth. "As somebody who never investigated what J Street is all about, I've heard overall they want a two state solution and that's what they are all about, but I really didn't know past that" said Rettman. "I didn't know what their agenda was and who was funding the organization. I thought a lot of what was presented in the film is not widely known and is very important information.
Is there a way to be vocal that you care about the Palestinians and their struggle while also being pro-Israel? Because J Street doesn't seem to meet that standard.
The question that I wanted to ask at the end of the film but I didn't ask is, is there a way to be vocal that you care about the Palestinians and their struggle while also being pro-Israel, because J Street doesn't seem to meet that standard."
Yocheved Rotenberg concurred "It was such a great film. The production values really blew me away, it was so well produced. The content, pacing, visuals, and contrasts were all excellent, and a good deal of time was given to J Street's side of the story in their own words."
One young woman pondered "If our local community is so against the screening of this film, if they so believe that J Street is correct in what they are doing and so pro-Israel and so pro-peace, so pro-everything, so great for Israel, why are they against it being screened? If everything in the movie is false than why aren't they here to support J Street? Why are they running away from talking about it? Them not being here, by them not talking about it they are proving that it is correct and they are scared and they don't know what to say, because whoops, it's exposed now."
I was saddened that our leaders would think that this would divide our community.
Belinda (no last name given) echoed that sentiment "I was saddened that our leaders would think that this would divide our community, the truth never divides the community, the truth is the truth." She added that "I thought itwas really honest, a breath of fresh air, because I think it was exposing the naïveté, and the idealistic viewpoint. What I saw here was that there was a real huge danger created by the leaders of this movement that is very corrosive to the Jewish people".
"It's all about shared dialogue and from what I can see the J Street community seems to not want the whole picture or to be open to discussion" said Julie Heller Varon. "So disappointing to see our own community divided. I must be naive but am shocked to know other Jews who claim the goal of peace will boycott Israeli products and events like this. It's happening on a local level too. Many of the Seattle area synagogues and organizations weren't promoting the film. On the other hand our own Federation endorsed a J Street speaker, Peter Beinart to talk to students at the Hillel."
People have different views, people are entitled to different views.
Rabbi Ron-Ami Meyers, of the host congregation, Ezra Bessaroth concluded "It was good to see people from across the community here, from different synagogues, despite pressure perhaps not to attend."
We asked Rabbi Meyers to comment on the rifts that have developed in our community since J Street brought their controversial agenda to Seattle. "People have different views, people are entitled to different views. Tonight's screening showed that there is a real core group of people that may have a different view than J Street on the Israel issue." As to the event Rabbi Meyers noted "The film drew a larger than expected crowd and we appreciate the support of our friends and co-sponsors and look forward to putting forth more programming that gives chizuk, strength to Eretz Yisrael and the State of Israel and the Jewish people worldwide."
The J Street Challenge was the first in the "Love of Israel" film series at Congregation Ezra Bessaroth. The next film, Body and Soul; The State of the Jewish Nation, counters the growing narrative contesting the Jewish people's historic and religious connection to the land of Israel. The Seattle premiere will be held on Wednesday, December 10th, 7:30 pm at Congregation Ezra Bessaroth.


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The Oldest Member
P G Wodehouse golf stories
The Oldest Member (of an unnamed golf club) is a fictional character from the short stories and novels of P. G. Wodehouse. He narrates the majority of Wodehouse's golf stories from the terrace of a golf club whose location is unclear, and is never given a proper name. The location of the golf club is also unclear from the context of the stories. In "The Clicking of Cuthbert", it appears to be in England. In "The Heart of a Goof", it seems to be in the United States. Some characters talk about pounds instead of dollars, and the fictional English seaside resort of Marvis Bay is mentioned in one of the stories.The club's members enjoy having drinks in the clubhouse after a brisk eighteen holes, they do so fully aware of the risk that the Oldest Member who, though he has long since given up golf, has seen all and knows all, might pick up on their conversation and begin to relate a story from his experience. Once he has started talking, he cannot be stopped. These stories are often told to another character, a 'young man' who is eager to leave before the story has even started.
BBC Radio 4 aired an adaptation of some of the short stories and novels. Maurice Denham starred in three series between 1994 and 1999.
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A rare look inside the West Point Mint's massive gold vaults and coin operations
By Joe Toohey
WNYW-TV5, New York
Wednesday, April 17, 2019
WEST POINT, New York -- About an hour and a half's drive north from New York City lies a treasure -- the gold kind. But it's not one that you can go and find.
In fact, you can't get anywhere near it -- because this treasure belongs to the United States Treasury.
... Dispatch continues below ...
Goldco Is America's No. 1 Gold IRA Provider
Goldco Precious Metals was founded by Trevor Gerszt in 2006 with a mission to help Americans protect their retirement accounts from market volatility and inflation by adding precious metals like gold and silver.
Experts predict that we are headed toward another economic crash like the one in 2008. If you aren't prepared, your retirement savings could vanish. At Goldco we take the time to understand our customers' investment goals and objectives and give them the resources to feel confident that their money will be there for them when they need it.
To learn more about adding gold and silver precious metals to your retirement accounts, please visit Goldco here:
"We've got approximately 54 million ounces here that we store, which is about 22 percent of the nation's gold," Ellen McCollum says from her office.
McCollum is the superintendent of the West Point Mint, a facility built the same year as Fort Knox and originally housed the nation's silver.
Most of that silver was sold off and now the latest treasury department numbers show West Point is second only to Fort Knox in the amount of government gold in its vaults. ...
... For the remainder of the report:
* * *
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GATA is a civil rights and educational organization based in the United States and tax-exempt under the U.S. Internal Revenue Code. Its e-mail dispatches are free, and you can subscribe at:
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Fantastic French Alps challenge for kayakers
During the summer break a number of Senior School pupils travelled to the French Alps to take part in a kayak trip.
Upon arriving at the stunning mountain range, the pupils set up camp, cooked some hearty food and sorted out the kayaks and equipment ahead of a busy expedition.
The first day on the water saw pupils paddle a section of the Durance river to help settle their nerves and they ended the day at the St. Clement slalom course where they did a practice swim.
The next day saw the kayakers work on their skills on the 2+ section of the Durance from Briançon down to the barrage. The 18km 'Sun Run' on the Durance was next up for the touring party and they had a very enjoyable day as the trail challenged their breaking in and out technique. There were obstacles around every corner, including the Rabioux wave, and the pupils showed real progression throughout the day.
The following day saw them focus on working on travelling as a team as they paddled the Lower Guil. After lunch, the pupils had a session in the pool on rolling, which proved very productive with pupils making great headway and some completing rolls. They also spent some time looking at supporting strokes and active paddling positions.
The improvements in the pupils' paddling was demonstrated as they revisited the section of the Durance from Briançon down to Prelles and they had a relaxing session the following day as they spent time on Embrun Lake.
After their chilled session, trips to the spectacular gorge section of the Upper Guil and the race course section of the Ubaye river tested the pupils' effort and ability to new levels.
A return to the 'Sun Run' on the Durance was enhanced due to recent rainfall making some of the features bigger, and the pupils thoroughly enjoyed the challenge as they used their skills on some big wave trains.
The penultimate day in the French Alps saw them have a focused session at the St. Clement slalom site where they had the chance to self-rescue, get some throwline practice and have a surf.
The final day gave the pupils an opportunity to apply the skills they had learnt, as well as test themselves on a few interesting rapids, as they used a small section of the middle Guil.
Outdoor Education Co-ordinator Mr Adam Hughes was delighted with how the trip went and said: "There was a huge improvement from the start to the end of the trip. I feel that many of the pupils have become genuine kayakers and hope they continue with their development."


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Denim + Black OTK Boots
Its that time again! Boots time! And I am excited for quite a few reasons. First of all – I love fall ( i may or may not have mentioned that before …hehe ). It is truly my favorite season. Secondly- these over the knee … Continue readingDenim + Black OTK Boots


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The Université Côte d'Azur has established 9 core programs in order to enhance and consolidate the transdisciplinary fields of research that are likely to become strong research themes within the University, and are able to offer high-quality, original training programs.
Transdisciplinary programs bring together, within the limits of scientific coherence, a large community around a medium-term objective that mobilizes the diverse skills of that community. Transdisciplinarity involves approaching and defining a complex problem or object from the perspective of specialists from different disciplines. Each researcher does not necessarily need to have multiple skills, but he/she has to collaborate and foster the understanding of complexity across and beyond disciplines.
The operation of the transdisciplinary programs of the Université Côte d'Azur is possible thanks to the support of the IDEX, which finances various specific projects, each conceived as a crucial part of the global objective. In order to ensure the link between these different specific projects that constitute the core programs, and to reinforce their coherence, the IDEX also financially supports various transverse actions such as workshops, conferences, summer schools, joint training or dissemination activities, education and outreach.
The construction of the JEDI transdisciplinary programs is supported by the Idex with each specific projects being conceived as part of the global objective. A transdisciplinary core program is therefore composed of several specific projects.
Each core program is accompanied by a Think Tank, composed of two-thirds external members and one third members of the UCA Academic Council. The mission of the Think Tank is to evaluate the projects submitted and to support the construction of the core program. It helps to define the 4- and 10-year objectives, and proposes coordination and structuring activities to achieve these objectives.
In this mission, the Think Tank relies, for some structuring programs, on a group of researchers from the Université Côte d'Azur acting as a coordination committee.
The purpose of the coordination committees is to propose a number of initiatives aiming to:
The coordination committees work closely with the committees of the Academies of Excellence which they are intended to relay or accompany on the theme for which they are responsible.


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Saturday's Result :
5.05 Newmarket - Stone The Crows @ 3/1 BOG - 6th at 9/4 : In touch, headway over 7f out, tracked leader halfway until over 2f out, weakened over 1f out...
Monday's pick goes in the...
Before I post the daily selection, just a quick reminder of how I operate the service. Generally, I'll identify and share the selection in the evening before the following day's race and I then add a detailed write-up later on that night/next morning.
Those happy to take the early price on trust can do so, whilst some might prefer to wait for my reasoning. As I fit the early service in around my family life, I can't give an exact timing on the posts, so I suggest you follow us on Twitter and/or Facebook for instant notifications of a published pick.
Rock N Roll Global @ 4/1 BOG
A simple one to start the new week...
...with a 3 yr old gelding who finished third last time out 40 days ago. He was outpaced over a mile in a Class 5 contest that but now benefits from an extra two two furlongs (stays further than this) and a drop in class today.
Over the last two years, his trainer, Richard Hughes, has a 13.7% strike rate in Flat handicaps (38 winners from 278) and although backing them blindly only produced a very small (0.9pts or 0.32% of all stakes) profit, the fact that they were profitable at all gives us a solid base to work from, as in the context of this race, those 278 runners are...
- 30/197 (15.2%) for 37.9pts (+19.3%) at odds of 5/2 to 14/1
- 14/76 (18.4%) for 22.8pts (+30%) at Class 6
- 9/43 (20.%) for 41pts (+95.3%) after a break of 31-60 days
- 5/30 (16.7%) for 13.8pts (+46.1%) over the 1m2f trip
- and 5/27 (18.5%) for 9.04pts (+33.5%) on the turf here at "Leafy"
...giving us... a 1pt win bet on Rock N Roll Global @ 4/1 BOG which was available with Bet365 , Skybet and 10Bet at 5.40pm on Sunday. To see what your preferred bookie is offering, simply...
...click here for the betting on the 2.00 Lingfield
Don't forget, we offer a full interactive racecard service every day!
P.S. all P/L returns quoted in the stats above are to Betfair SP, as I NEVER bet to ISP and neither should you. I always use BOG bookies for SotD, wherever possible, but I use BFSP for the stats as it is the nearest approximation I can give, so I actually expect to beat the returns I use to support my picks. If that's unclear, please ask!


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Will the Jensen and Kerry family have the reinforcements to stave of Empty Man? Find out in this sneak peek of The Empty Man #7 from BOOM! Studios.
Stephen Schleicher began his career writing for the Digital Media Online community of sites, including Digital Producer and Creative Mac covering all aspects of the digital content creation industry. He then moved on to consumer technology, and began the Coolness Roundup podcast. A writing fool, Stephen has freelanced for Sci-Fi Channel's Technology Blog, and Gizmodo. Still longing for the good ol' days, Stephen launched Major Spoilers in July 2006, because he is a glutton for punishment. You can follow him on Twitter @MajorSpoilers and tell him your darkest secrets...
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There comes a point in everyone's day when tiredness starts to take hold and we begin to gleefully look forward to the moment we can climb upstairs and fall into bed. There's therefore nothing more frustrating than finally putting your head down on a pillow to discover your ability to drift hindered by an irritating bedtime issue. Here's our run down of five common sleep-disturbing habits and a few tips on how to counter their effects.
Tossing and turning.
You've finally begun to drift off when you notice the arm you're lying on going dead. You turn over, re-adjust and you're comfortable again but sleep still eludes you. The princess and the pea syndrome can affect us all and being trapped in an endless cycle of tossing and turning is a one-way ticket to stress city.
There are many issues that might be causing your lack of sleep. If discomfort is the problem, invest in a luxurious mattress topper for an extra layer of support. You should also make an effort to get into a regular bedtime schedule, avoiding stimulants such as TV, work and surfing the internet just before bed. Set aside at least half an hour to cool down and relax your mind. Regular exercise can also help, but avoid anything too strenuous directly before going to bed as it will likely have the reverse effect.
Fidgeting partner.
If it isn't you doing the bedtime gymnastics but in fact it's your partner, the issue can be harder to tackle. Finding yourself plummeting into the dent just left by 15 stone of lover rolling over for the umpteenth time in an hour can be enough to have you mentally drawing up divorce papers. If there's a significant size difference between you and your partner, a mattress with zoned pocket springs can help to mitigate the problem by responding to your body weight and offering support where you need it most, minimising roll-together.
Duvet hoggers.
There's nothing worse than waking up to find yourself shivering convulsively to find your partner swathed in a mound of coverings. Duvet hoggers – the most selfish of all bed sharers – can be a nightmare to live with. However, swapping to an efficient and lightweight microfiber duvet could prevent them from using their greedy strength to deprive you of your share of a bulky feather duvet. Alternatively, replacing your double with two single duvets could provide you with valuable reinforcements.
Snoring / sleep talking.
Whether it's the ominous, slow building snore or the startling babble of a sleep talker, vocal sleep disruptions can be the most irritating. If your partner is the culprit, the tried and tested implication of a sharp elbow to the ribs is always a valid option. However, if you find yourself victim to retaliation, or if it is you that is the problem, there are a few more practical solutions. For snorers there are nasal patches or, in extreme cases, medical procedures which can counter symptoms. Snoring can also be a side-effect of obesity, so if you're starting to sound like a lawnmower at full pelt, it might be time to hop on a treadmill. For the victim, short of retreating to the sofa, specially designed earplugs are the best option for escaping the racket.
Hot & Cold
Sometimes despite your best regulatory efforts it feels almost impossible to reach a comfortable, neutral temperature in bed. Having to continually waft about your duvet like a flag to cool down or roll up inside it like a hibernating dormouse to warm up is certainly not ideal.
Getting the right temperature in your bed is like dressing for a windy day – it's all about layers. Use a lighter duvet for the summer months, and either switch to a padded model when the temperature drops, or add a throw or some extra sheeting to achieve optimum warmth.


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The designer of this FontStruction has chosen not to make it available for download from this website by choosing an "All Rights Reserved" license.
Please respect their decision and desist from requesting license changes in the comments.
If you would like to use the FontStruction for a specific project, you may be able to contact the designer directly about obtaining a license.
A connected script which attempts to depict an obvious ductus or flow to the writing. To set this one apart even more from my others, I built the capitals on a 6x6 grid.
The name comes from yet another old joke band.
Original size: 5.25pt (use multiples of this size for pixel perfection)
|Created on 17th April 2018 . Last edited on 17th December 2018.
|Creative Commons
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We are launching a new screenshot contest and we would love all of you to take part.
Here are the guidelines:
▪ The contest lasts until Tuesday, 28 June 2016
▪ Entries must be emailed to joemullinvostokgames(at)gmail.com
▪ Include your Survarium username along with your entry
▪ To disable the HUD, open the console by pressing the ~ key and type "ui 0" and "ui 1" (without the quotation marks)
▪ The winner will be selected a notified by email
We look forward to your entries and can't wait to see your creativity. Good luck Survivors!