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Contract with America II
We are still working on grammar and spell checking this document. It is also being expanded and changed as new ideas are sent in. Sorry for any mistakes.
1.) Founding Fathers' Return Powers to the States Act
i.Our Founding Fathers carefully crafted the US Constitution, along with its Bill of Rights and the Declaration of Independence to allow for States' rights over the Federal Government
ii. We will go back to their wishes that certain tasks be performed at the State level.
iii. Federal Government was responsible for treaties with foreign powers, US military to protect us from an external threat
iv. Avoid a tyranny from controlling the United States with a weak President and three branches to the US Federal Government
v. Explore new regions of the territory land that makes up the country, done.
vi. Make sure our local governments had fair elections and laws to protect local populations
vii. All U.S. Government workers that have had their departments returned to the states will be reassigned into processing the millions of illegals returning across the border under the Illegal Alien Jobs Act. It will require a huge number of staff to quickly process these workers.
Many departments of the US Federal Government were setup to remove powers from states and shift them to Washington DC. This was not in the minds of the Founding Fathers. The Civil War was fought over State's rights. Only 1.8% of property owners in the US owned slaves. Many of these property owners can be traced back to the oligarchs of the British Empire. They were given our land because they were loyal subjects of the crown. The land was passed through generations of these oligarch families. Millions of men who did not own slaves fought the war over States' rights. The right for their state and their directly elected officials to make their laws they lived under, not King Lincoln.
We must form a Constitutional Convention every 10 years to address the power that Washington DC has shifted and have the people decide on returning them to the States. The US Supreme Court's mandate should be only on issues that are related directly to the US Constitution and its Bill of Rights. It is not an interpreted document that the progressive judges considers it to be. We need the Constitutional Convention to change decisions by the Supreme Court that the American people as a whole vote on. How can you say there are equal branches of power when the Supreme Court's final rules stand over Congress, WH and the American people. The American People should get the final decision as a nation.
2.) Audit the Government, Fed and Pentagon Act
a. The American people have the right to know the actual assets and debts of the United States Government
i. City
ii. County
iv. Federal Government
b. We need a audit of the physical reserves of the United States of America
i. Gold
ii. Silver
iii. Other metals
iv. Bonds
v. Certificate
vi. Land
c. We have a right for a full and comprehensive tax return of every jurisdiction in the country
d. The Pentagon needs to have every project even top secret ones audited to make sure we are properly spending our tax dollars
e. Food Stamp Programs and Welfare
f. Each department
g. ACA, Medicare and Medicaid
h. Etc.
i. Value of each parcel of federal land along with profits and losses made from them
j. Value of mineral rights under the federal lands and off our coasts
3.) Constitutional Convention Act
a. Every 10 years, the American people will vote on a Constitutional Convention
committee to review the three branches of the Federal Government
i. Judicial Branch including the Supreme Court
ii. Executive Branch
iii. Legislative Branch
b.This convention will have the power to remove any branch of Government from power
by a vote of the American people based on a similar electoral college system
i. This will ensure every vote counts equally
c. This convention will have the power to change rulings of the Supreme Court with a
electoral college style majority want changed. The American people will have the
power over the Federal Branches of Government.
d. It will be similar to a no-confidence vote as many governments around the world have
except it will be from the people of the United States not minority parties in
e. The American people can decide that a Constitutional Convention is not needed by a
down vote.
4.) Constitutional Term Limits bill
a. One 6 year term for President in a lifetime
b. Two 4 year terms for Congress in a lifetime
c. Rubio-Obama amendment: You must resign your elected seat, when you announce
you are running for President
i. Your state party appoints someone to fill your seat. This counts as their first of
two terms
ii. NASCAR Uniforms for all members of Congress that show all Super PAC or
Lobbyist money given to the campaign
iii. You must exempt yourself from voting on any bill that you received funding from
d. One 10 year term for elected judges in a lifetime. Judges have proven to the American
people that they consider themselves Kings and Queens on the bench. Their ruling
are not based on actual law but progressive views of how socialism should work in a
e. A judge can serve 10 years on Federal Judicial Bench and 10 years on the Supreme Court
f. All elected Officials and Judges must retired at 72, even if their term is not completed
g. All elected officials are not allowed to lobby elected members of our government in
their lifetime.
h. Federal judges including for the Supreme Court are picked by the US President and
voted on by the people of the United States of America. We can no longer trust the
Senate with advise and consent.
5.) Constitutional Elected Official Benefits Act
a. No elected official can keep benefits beyond 2 years after leaving office including
b. Special privilege
6.) Retired Elected Officials Speaking Fee Act
a. All speaking fees from retired elected officials will be used to pay down the national
debt. You cannot use your elected office for profit.
7.) Election War Chest Act
a. Any donated money left over from an election campaign will be used to pay down the
national debt or go to public projects outside your state. They cannot be used the
elected official's home state.
8.) Elected Official Medical Insurance Act
a. The President, Congress, staff and members of their family will receive the same
treatment as our veterans and military personnel. They must use the same VA
facilities in their districts as the vets use. I want to see John Mc Cain use the VA
hell hole in Phoenix.
9.) Bread Basket of the World Act
a. We reclaim all farm land on the Mississippi from corporate farming and return it to the original family farms.
b. It will be a federal offense to use food crops to create ethanol. Food is a right not a privilege.
i. You can use grass, algae or lobbyists to make ethanol
ii. Food crops can only be used to feed cattle and humans
c. We no longer pay farmers not to grow food or redirect food to other sources
d. We remove the flood controls on the Mississippi to allow the natural silt to replenish the land
e. Cities will be moved off of farm land and the land reclaimed to grow food over time.
f. We allow the natural spring flooding by removing all barriers that the Army Corp of Engineers placed on this river
g. No more GMO seeds in the US.
h. We reduce the usage of fertilizers and pesticides damaging our environment
i. We go back to properly managing our land to feed the world.
10.) UN / WTO freedom act
a. We resign from the UN and WTO
b. We evict the UN HQ from US soil
c. Turn UN HQ and all other UN offices into homes for our veterans
11.) Freedom Canal Act and Land Reclamation Act
a. A shipping canal from Texas to San Diego
b. 4 locks wide
c. Can handle the Maersk Super Haulers and every US Navy ship
d. Water levels 10 foot below edge
e. All workers on it must of US citizens not foreign workers
f. All materials must be US made
g. The dirt will be used to rebuild the marsh lands that used to protect the US from flooding from Maine to Texas. Each mile of marsh land reduces storm surge 1 foot. 15 miles of marsh land would protect us from most hurricanes.
h. Billionaire's row will be removed from our coasts. Lobbyists gave sweet heart deals on flood insurance to many groups to build on our coasts. These buildings would be removed and the land reclaimed as public beach and marshes to protect our nation from flooding
i. All insurance will be based on the risk and actual costs of usage of it. Pricing will be set back on risk vs. rebuilding costs only. Build in a fire zone or flood plain, you pay actual risk costs. No special rates from Congress or other sources.
j. The Freedom Canal Act and Bread Basket of the World Act would allow us to provide food to feed the world. The socialists use food as a weapon. Rebuilding of all ports in the U.S. would allow the 19,000 container Maersk Super Haulers to transport our food to world.
k. Expand all ports to allow these Maersk Super Haulers to dock and get loaded with American products
12.) Veterans Appreciation Act
a. Life time benefits including full college education
b. We will provide all assistance necessary for our vets
c. They will get priority over welfare recipients
i. All veterans would receive a card that allows 100% medical treatment at any
facility in the US
ii. It would cover at no cost to them
iii. Mental health
iv. Alcohol Rehab
v. Drug Rehab
vi. Any treatments that they require for full recovery
vii. They will get priority over welfare recipients
viii. Active duty troops fly free. We raise ticket prices $15 to cover them.
a.) They deserve our thanks and help
b.) The active soldier can help with idiots on the plane
ix. Replace TSA agents at airports with retired veterans and police officers
13.) Illegal Alien Act
a. We will mimic the laws of Mexico for illegal aliens coming over our Southern border.
i. 5 year prison terms and deportation
ii. Second offense: 10 years in prison and deportation
iii. Third offense: 30 years in prison and deportation
iv. No parole
b. Workers may apply at the border for an agricultural work permit that allows them to
work he farms in the US at a decent wage.
c. Any worker that does 40 quarters of full time agricultural work may apply for a guest
worker II permit to apply for other jobs.
d. Children of the people coming to the US to give birth only no longer receive
citizenship for being born on US soil.
14.) Illegal Alien Jobs Act
a.Current illegal alien workers in the US can apply for special guest worker II permits
b. You must get a letter from current employer
c. You must have documentation on the following
d. Your employer paid all the taxes that a US citizen would have paid and the social security number it was filed under
e. Current address that you were living at
f. Submit fingerprints to verify you did not commit crimes on US soil
g. Submit to drug testing
You will be given a special number to track you and the taxes paid on your behalf. You will file IRS forms the same as any US citizen. If an American citizen applies for your job and is qualified, they will take your job. You will learn English and follow our laws and customs. You will have 5 years to take an English proficiency exam. You may not take a job from a US Citizen that is qualified.
15.) US Foreign Investment bill
a. We will use similar laws for other nations on purchasing land or businesses in the US on foreign investment.
b. Many countries don't allow foreign nationals from buying property in their country.
c. Our law will enforce the person or corporation home laws in our country.
d. If your country of origin doesn't allow foreign investment, you can't do it in the US.
Our laws will mimic your laws.
16.) American Worker Act
a. Priority must be made to fill all jobs with US citizens.
b. Mentorships and paid internships to train US workers.
c. You can't write off the costs of foreign workers you bring to the US.
i. Wages
ii. Transportation costs
iii. Benefits
iv. Etc.
17.) Sheriff Joe Arpaio Maximum Security Illegal Migrant Detention Center in Arizona
a. Sheriff Joe Arpaio runs this facility in the Arizona desert
b. They follow his current detention methods of tent housing
c. They follow all his current feeding protocols
d. It is ran as his current facilities in Maricopa County
18.) US Federal Literacy Act
a. All US citizens must be able to read and write at a 12th grade level
b. Priority is made on K-5 reading and writing programs
c. All US citizens will receive free reading and writing education at any age, no student
should graduate without completing this Act.
d. We can't train our workers if they can't read and write at a high school diploma level.
19.) Net Neutrality and Internet Freedom Act
a. All data packets are created equal. No packet can be slowed down or sped up for any
b. No phone or internet data plans will have capped limits. All plans will be unlimited
and data rates will not slow.
c. You paid for your bandwidth 24x7x365, and you will receive 100% of what you pay
for or the ISP must give you credit for that day.
d. All Americans will have minimal internet standards at their homes
e. All homes will have internet at FCC high speed levels
i. Each ISP doing business in a county must provide infrastructure to rural homes
based on the percentage of business in that county. If you have 20% of customers
of that county, you must provide rural infrastructure to 20% of the homes without
internet connections in that county. We are paying a fee for rural internet that is
not being spent on it.
ii. No ISP can charge a content provider fees for what its customers want to view
or use. We are paying you for the bandwidth already. You can't double dip.
f. All cable and satellite providers must provide local content and public access channels.
20.) Lunar and Mars Habitation act
a. Our nation will build colonies on the moon and Mars over the next 100 years
b. Phase one:
i. A lunar colony capable of housing 500 people
ii. Built in one of the craters known to have ice water
iii. We will develop technologies to
1. Drill into the crater wall and live under the surface protected from
2. Solar power facilities to harness the sun
3. Find methods to turn the powdered lunar surface into building materials
4. Develop new and better materials for space exploration
5. Develop space craft capable of resupplying the lunar base
6. Do scientific studies on the effects of low gravity, radiation and other
effects of being on the moon and Mars over years.
c. Phase two
1. Build a space station in orbit beyond the moon that can build and launch
space craft to Mars and asteroid belt
2. Capable of sending resupply ships into space to be used by manned space
d. Phase three
i. Build a space station in orbit of Mars capable of sustain 100 humans
ii. Develop recycling methods for materials taken to Mars
iii. Capable of receiving resupply ships from the Lunar space station
e. Phase four: Mars colony
21.) Civil Union / Marriage Act
a. The Separation of Church and State must remain intact. Marriage will be returned to
the Church. Marriage licenses will be changed to Civil Union Licenses.
b. Every county in all 50 States will change the wording on the Marriage License to Civil
Union License for all people in the United States of America.
c. Since we now recognize two same sex people in a relationship, why can't we recognize
more than 2 people in a plural relationship? Equal Rights Clause can't discriminate
against adults in the US.
d. A Civil Union will be a contract between 2 or more adults in the United States similar
to a corporation that gives them full standing in the US Court System and with the
Marriage will be returned to the church as a sacrament between God, a Man and a Woman. It historical purpose dates back to Ancient Rome and Athens and cultures before them. It was for joining of a man and woman to have children and grow our community. Gay lifestyles were tolerated but were not allowed for two same sex people to join. It had no benefit to the community or society as a whole.
22.) American voter sovereignty Act.
a. No person may vote without a new issued Driver's License or State ID Card
b. This card given each state must have C or N on it. Citizen or Non-Citizen.
i. Non-Citizens attempting to vote will be arrested and deported as a federal crime
against our sovereignty.
c. Any person caught committing voter fraud will forfeit their right to vote for 10 years.
d. Any individual or group attempting to interfere with someone's right to vote will lose
their right to vote for 10 years
Too many of our veterans sacrificed their lives for our right to vote. It is sacred to our beacon of Democracy. Voter fraud and illegal alien voter fraud is rampant in the US. Driver's licenses are given to illegal aliens. We have dead people being registered to vote and absentee ballots filled out for them. We need a definitive law on one U.S. Citizen, one
23.) Developed / Developing Countries Act
• Developed Country status means:
o You developed nuclear power plants and weapons.
o You have a nuclear arsenal.
o You have a nuclear powered navy.
§ If you have any of these, You are developed
o This means you can develop pollution controls for your power plants,
manufacturing, and industrial plants
o You can't claim to be a developing country
o You have the right to pay an equal share in everything with other developed
• Developing Country status means
o You are not developing nuclear or WMD weapons
o Your military could be defeated by a Boy Scout Troop with Swiss Army Knives
o Your military is not a threat to your neighbors
24.) Social Security and Medicare reform act
• Remove all caps from Social Security payroll collection. Make $1 billion means you pay
$73 million into SS.
• 7.3% will be collected from profits of stock purchases outside tax exempted retirement
• 7.3% will be collected from profits of hedge funds and investment banks from the
yearly profits
• US Government will pay back all loans from Social Security over 15 years. It will mean
no tax breaks
24.) Public University and College Act
• Tuition will be capped at $5000 per year for US Citizens
o These universities will be non-profits
o They are owned by the US Citizens and paid for with our tax dollars
o Entrance exams will be changed so any US Citizen who can read / write at a 12th
grade level can get in.
o All US Students will be given first opportunity over foreign students
o Foreign students can be dropped, if a US Student has applied and passed the
• Trade School buildings will be added to all campuses
o Courses in all the trade programs will be taught
• The student will only sign the student loan papers. This gives them a stake in their
• Parents will not be on the hook for tuition or room & board
• Interest rates on student loans will be capped at 5%
• STEM degrees will be tax deductable once you get a job in your field
• Local companies and corporations will help set the curriculum for degrees to cover
topics they need future workers to know


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The 2018 EPBD recast aims at transforming Europe's buildings into highly energy efficient and decarbonised building stock by 2050 by facilitating the cost-effective transformation of existing buildings into nearly-zero energy buildings. The EPBD recast, if effectively implemented, will create an nZEB renovation market of at least 250 million dwellings and 7 billion m² of non-residential buildings, over the period 2018-2050.
The "Clean Energy for All Europeans" package confirms the pivotal role of the EU building stock in meeting EU 2030 climate and energy targets. In fact, the projected decarbonisation of the EU energy system is mainly based on the renovation of existing buildings and the increased penetration of renewable energies in heating, cooling and power generation.

subset: commoncrawl


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This story follows four young men and their individual problems as they seek the perfect woman. But that is far from happening, since the word "commitment"--and the implied loss of freedom--is synonymous with death for these players--that is, until Terry ("Young & The Restless" soap hunk Shemar Moore) decides to end his bachelor career and tie the knot. Jackson ("The Best Man's" Morris Chestnut) finds his own soul mate, only to find out that he has a bone to pick with the skeleton in her closet. Meanwhile, Brian ("How to be a Player's" Bill Bellamy) is trying vainly to deal with racial confusion and language barriers with the women he is dating. Derrrick (D.L. Hughley of TV's "The Hughleys"), on the other hand, is already married, but finds frustration with the limits his wife sets in the bedroom.
Despite the title, both male and female perspectives on relationships and how to resolve problems are presented here, which makes this sexy voyeuristic journey almost educational to the date crowd it's aiming for. However, the film intertwines a multitude of subplots that do nothing but complicate matters. Starring Morris Chestnut, Shemar Moore, D.L. Hughley, Bill Bellamy, Gabrielle Union and Tamala Jones, Directed and written by Gary Hardwick. Produced by Darin Scott and Paddy Cullen. A Screen Gems release. Drama. Rated R for sexual content and language. Running time: 97 min


text:
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FORT COLLINS, Colo. (CBS4) – Weeks after surviving a mountain lion attack, the runner who killed the lion with his bare hands, was finally ready to talk about it. Thursday, Travis Kauffman talked to CBS4's Jamie Leary about what happened after he addressed a throng of reporters from across the country.
"It was definitely a little bit of a surreal experience." Kauffman told CBS4's Jamie Leary.
The 31-year-old was able to relax a bit as he spoke to CBS4 from the comfort of his kitchen. Even joked about the news conference.
"It wasn't like getting attacked by a mountain lion so that was easier than that," He said.
He laughed about some of the questions he had to answer earlier in the day.
"Some of them were a little crazy like, what kind of running shoe I wore, or what the cat's breath smelled like. Just stuff like that – If I wanted to have the cat mounted. I was like, 'No, not especially.'"
The headlines have made national and international news. There was even someone who came forward claiming it was him who killed the lion. This, especially, gave Kauffman a good chuckle.
The attack took place at Horsetooth Mountain Open Space in Larimer County on Feb. 4, and Kauffman has numerous wounds from it including lacerations on his nose and cheek. He had to have about 20 stitches.
Kauffman, originally from Arkansas, has lived in Colorado for a little more than 5 years and has been trail running for about 1. He says he often ran in the trail systems west of the city.
He was planning to go on a 12 to 15 mile run on the day of the attack. He started at Lory State Park and ran south through the park into neighboring Horsetooth Mountain park.
While he was able to joke about certain things, he was serious as he recalled the moment of the attack. It lasted 10 painstaking minutes. Kauffman said in the beginning he wasn't sure it was a battle he would win.
Kauffman heard the cat coming before he saw it and was able to brace for impact.
"I looked and I saw the cat chasing after me and at that point I just stopped and threw my hands up, I faced it and started yelling and then it just kinda kept coming."
The lion jumped onto him, wrapped it's paws around Kauffman's back and dug in. He said the animals strength wasn't even the biggest issue.
"It was mostly the fact that whenever its claws or teeth sink in, they seem to stay. So it was like a matter of like pulling it off but everything wanted to just completely stay clamped down," Kauffman continued, "As we rolled down the hill, it just kept on thrashing and claws were kind of flying around."
Kauffman said he finally managed to get on top of the animal.
"I was able to get a good amount of weight pinned on it and I was just kind of looking for things around me that I could use to help get it off of me."
Kauffman ended up suffocating the animal under his weight.
"I was hoping that I could kind of get in a few hits on it and then convince it to scram but it was still really aggressive the whole time and really latched onto my wrist and didn't release until the moment it finally suffocated."
Kauffman's wrist to took the brunt of the force. He says it's still sore and he has yet to regain the feeling in two of his fingers.
"It's mouth was latched onto my wrist so I just had some puncture wounds in my wrist, kind around my ulna and another tooth penetrated pretty deep on the palm of my hand."
Kauffman also point to his lip where the lion's tooth went through. The lions claws miraculously missed his eye but left a deep gash across his cheek and nose. It took dozens of stitches to patch up.
"I had 17 here, there's some deeper ones that are in there and then they did some more superficial ones."
Immediately following the attack, Kauffman says he ran as fast as he could. His biggest fear was that there may be other lions lurking in the area.
Once he reached the trailhead, he was able to assess his injuries.
"I had some bloody spots on my arms and kind of dripping down my neck but nothing seemed like it was spurting so I felt really good about that and I started to jog down."
The winter layers, he was wearing prevented his injuries from being more severe.
"It was really fortunate that I had on double layers of long sleeves and gloves. Yeah I really feel like if I didn't have gloves on my hands would've been a real big time mess."
He says he is also glad he choose to run without headphones. Had he not heard the lion coming, he fears the outcome would have been much different.
WATCH: Travis Kauffman Describes Attack Before He Killed Mountain Lion
"I'm really glad that I was able to turn because it would've been a lot tougher fight if it had been able to get on my back and sink it's teeth into my neck instead of my arm."
Kauffman hopes his story helps inform people not scare them.
"I want them to know they shouldn't be reluctant about using the open spaces um but just to kind of be aware that there is wildlife in the area and take certain precautions."
The attack took place at Horsetooth Mountain Open Space in Larimer County on Feb. 4.
The attack has not deterred him from running but it may be some time before he returns to the trail where it happened.
"If I do go back its gonna be with maybe one or two other people, it'll probably still raise the hairs on the back of my neck whenever I go and hit that trail."
RELATED: Conservationist Explain Mountain Lion Activity In Larimer County
Watch Travis Kauffman's complete news conference below:
This doofus is being treated as some sort of hero by some people. Nothing could be farther from the truth. He bears complete culpability for the unnecessary death of a young, hungry cat. That stain will be on him forever.
Cats prefer attacking from behind and instinctively go for a suffocating (or spine breaking) bite to the neck. Good ears and good defensive reflexes saved this guy, as he was able to turn and face the cat and get his hands up. The hand was bitten instead of the neck. Cats often just clamp on and not let go until the prey is dead. Good fortune and good fitness save this runner.
Why do You have to jog in the woods? You become the mouse, running at that stupid pace. I am so sad for the lion. I'm sure it was hungry and you looked like something moving to catch. If you are selfish enough that you just can't jog in your own territory, then for Christ's SAKE, bring some pepper spray so you don't have to run around slaughtering lions. When I first heard about this, I was more sorry for the lion and I have not changed my mind after reading his interview. Hipsters are mindless.
Wow – crazy story – glad you're okay Travis! Wear that scar proudly – I think it looks pretty cool, actually.
This is the kind of story that makes me want to go hunting…but only for animals who attack humans.
I'd want every tooth and claw on a necklace…
California firearms laws negate self-defense and mandate that we allow ourselves to be eaten by wild animals in our regional parks.
Makes clear that when you're out in "open spaces" why you need a gun, let alone in public spaces.
That, my friends, is true SEAL material.
From the details of the full report on the attack, it looks like this guy was very very lucky. The cougar was reported to have been a young male and weighed in at 80 lbs. A full-grown male can weigh over 200 lbs and would have quite probably dispatched him without much trouble. I live in cougar country on the west coast and these cats are all over the place. The young cats haven't figured out what's the best prey and often get their butts handed to them by critters they take on that they shouldn't until they're much older and more experienced. Glad he's ok. This could have turned out much differently.
Also, the suggestions that people who use these places carry grizzly pepper or other forms of force deterrent aka a gun, are reasonable. Carrying in national parks is allowed (check with the ranger first) Many of us who go out into the woods here always have something on us that can give an advantage if we run into something hungry.
It's a hoax. Story doesn't add up. You cant smother a mountain lion. And his injuries look staged not a real lion attack.
President Carter was attacked by a rabbit.
I would never go into the forest or jog a trail without my 10MM. Bear, Mountain Lion, Bobcat, etc…
How did he suffocate it? I wish they would explain that part. Choke it to death?
"Kauffman wound up killing the animal by stepping on its neck while they were locked in combat and suffocating it."
Considering the lion had a lock on his wrist, Kauffman must be pretty limber to step on its neck at the same time.
Thank goodness he had the wisdom to fight back. A woman jogger was killed by a mountain lion in the Sierra foothills about a decade ago. A weapon might have saved her life.
A woman jogger was killed by a mountain lion last summer on Mt. Hood in Oregon. They outlawed hunting lions with dogs, so there are a lot more of them now.
It's Blurmphs fault! He should have been carrying bleach and noose like all Maga-pedes.
Wait, you believe the bitc% that cried wolf?
Should always carry at least a good-sized knife with you in areas like that if not a sidearm.
Rick Perry (TX) had a similar experience while running… wisely, he carried a .380 in a belly-band and having it (and using it) saved his life. Be smart if you go outside your safety zone!
Good for Travis, but D Boone kilt a bar on this tree.
One of those keychain pepper sprays would seem to be a no brainer!
Those things are toys…if you're going to use a spray, buy a can of the same stuff LEO's use; but you are better off with a micro-pistol (if allowed).
Moron, take a weapon next time snow-fake! jezzzz!
Snow flake? Really?
If he is a snowflake, he would have said the cat would have yelled maga country before the attack
Derek, you are using wisdom and practicality in your comment, you may offend the PETA members on here. But you will survive longer than they will.
Only a Southern guy can whip a mountain lion.
1) Jog on trail
2) Get attacked by mountain lion
3) Kill it with your bare hands
4) Continue jogging on trail
5) Have breakfast.
You forgot pee nails and spit fire.
If you are going to travel by foot in mountain lion/bear country, it would seem prudent that some weaponry should be on your person. Luck was with him…today.
No such thing as Luck – God was with him and his life was spared.
No such thing as god. Luck was with him.


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I have some notification rules configured that take advantage of the ability to add a screenshot of a pi vision display into the email. However, I've been having some issues with the performance of these screenshots.
To preface, I've already done a bit of troubleshooting to get the notifications working. I've created an identity called "Notifications" that is handling the PI Vision Display security. I've added the PI Vision server as a trusted site on the PI AF Configuration.
With this, the notification sometimes works:
However it often doesn't work, and returns the display with little or no data shown:
I've been trying to figure out why it doesn't work more often than not, I thought maybe it's timing out on the data retrieval, but I've tried adjusting the timeout setting on the page render attribute, and after testing that doesn't seem to have made any difference (using the test send button on system explorer).
This is the question response that I was trying to use to help troubleshoot: https://pisquare.osisoft.com/thread/35461-trend-in-pi-notification-2017-r2
Are there any other troubleshooting tips anyone can recommend? I'm thinking it's probably not a permissions issue if it sometimes works. Any help would be appreciated.


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Welcome to our Pittsburgh Chapter!
Let's get together!
We are so excited that you are joining our community! You are welcomed here sis. Our Pittsburgh chapter exist to provide you and your family with positive socialization opportunities and aid you in connecting with the resources and information to help raise happy, healthy adults. By staying connecting with PBM you can take advantage of our monthly meetups, meet moms just like you through our Facebook group and stay abreast of community happenings via our newsletter. Click around below to figure out how you can make the most of your village membership. Happy Mommin!
Our Next Event
At the beginning of 2020, we will host two super fun and informative events. On Saturday, April 4th we will host the first Birth Your Way Summit in partnership with Iyanna B. Doula Services and The Birthing Hut. On Saturday, May 9th we will host our 3rd annual Brown Mama Monologues event. Use the buttons below to learn more. We look forward to working with you.


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Flash Free Freebie Gingerbread Reading Flip Book CVC CVCE Christmas Phonics
FLASH FREEBIE from Now until?
Yum... gingerbread! These Gingerbread Flip Books will be lots of fun! Have your students read and build CVC and CVCE words and then have fun coloring.
Gingerbread CVC and CVCE Flip Books can be used...
- as a whole group project
- as an intervention
- as a center station
- as an assessment
- for early finishers
- for extra credit
Gingerbread CVC and CVCE Flip Book includes...
- CvC gingerbread house
- CvCe gingerbread house
- gingerbread boys and girls with CvC and CvCe word contrasts
*Follow me to find out about exciting sales, flash freebies and a monthly newsletter.
For more holiday resources, try...
Christmas Town Map Skills
Map Skills Holiday Bundle
A Christmas Holiday Word Wall
A Winter Word Wall
A Christmas Carol
Christmas Stockings Full of Literacy
Grumpy Literacy


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No products in the cart.
Product Description
This Red Cross course offers CPR/AED Level C and some First Aid training in-class with me in a single day, (6-7 hours). Whether for work, school, or personal interest, it is WSIB approved through the Red Cross.
Knowledge and practical skills include:
CPR/AED (Adult & Child), Choking (Adult & Child), Heart Attack & Stroke, and Life-threatening Bleeding, treating for Shock, and the Recovery Position.
Shortly after registering, you'll receive an email link to create your profile online, (or login to your existing profile), with the Red Cross. You'll receive course materials, a PDF of the Comprehensive Guide and, upon completing the in-class training, your Certification card electronically.
Additional information
May 12th, 2019
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Phone: 785826-2636
Connect to: Library Web Site✔ Online Catalog
Library details: Kansas State Polytechnic Library is an Academic library.
This library is affiliated with Kansas State University (view map) .
Permalink: https://librarytechnology.org/library/950
(Use this link to refer back to this listing.)
Administration: The director of the library is Lisa Shappee .
Organizational structure: The library is part of a publicly-funded organization. It operates on a Non-profit financial model.
Academic Level: The library Serves an educational institution at the University level.
Student Success Survey:
We are conducting a study on factors related to student success in academic libraries. This survey can be completed by the person in the responsible for student outreach or assessment.
|libraries.org ID
|OCLC Symbol
|WorldCat Registry ID
Record History: This listing was created on Jun 10, 1997 and was last modified on Sep 23, 2020.
Updates: Corrections or Updates? Registered members of Library Technology Guides can submit updates to library listings in libraries.org. Registration is free and easy. Already registered? login. Or, you can report corrections just by sending a message to Marshall Breeding.


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This website uses affiliate links. If you sign up or make a purchase through any of these links, I may earn a commission at no cost to you. Your support helps me to keep travelling and writing, so thank you for your consideration. I only recommend products that I use and love
March 2018
Change your questions, Change your life by Marilee G Adams Ph.D
I love perusing someone else's bookshelves to see what gems I have not heard of and I picked this up to read at our current housesit in Maun, Botswana. The book is 175 pages long, so hopefully, I will get it finished in a week.
Do you have a favourite non-fiction book that you would recommend? Leave me a comment below and I'll be sure to create a review just for you! Have I inspired you to create your own 101? I'd love to hear from you!
Pin on Pinterest
Larch has had wanderlust all her life, travelling as much as she can whenever she can. Now in her 50's, she writes about her adventures on her travel blog The Silver Nomad to encourage travellers of all ages to look at different destinations. In early 2019, she qualified as a CAA PfCO Drone Pilot and now travels with her DJI Mavic Pro and Mavic Mini to capture aerial videos and photos to enhance her work.


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Plus, get a free eBook when you join our mailing list.
By clicking 'Sign Up' I acknowledge that I have read and agree to the privacy policy and terms of use.
Free eBook available to NEW subscribers only. Offer redeemable at Simon & Schuster's ebook fulfillment partner. Offer expires in three months, unless otherwise indicated. See full terms and conditions and this month's choices.
Linda Braus believes a good story can change the world. A student at Carroll University, she is excited to pursue a career in publishing and considers bookstores and libraries her natural habitat.
Read. Recommend. Repeat.
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Owned by the same family for over 65 years, this bountiful 317 acres of very productive farm land on 2 titles is now being offered for sale. A gently undulating property, with abundant 100 megalitre irrigation licence including a 50 megalitre dam and natural spring.
Stunning views north to Mt Baw Baw and south to Mt Worth, the residence has been lovingly maintained, includes 2 living areas, 3 bedrooms, 2 bathrooms, wood fire and split system, double garage under roofline and a 4 car garage close to the residence. There are four farm/equipment sheds on the property and extensive stock handling facilities. Just 10 kilometres north of the M1 freeway at Darnum, 1.5 hours from Melbourne with School bus and mail at gate.
After 65 years… - 1121 Yarragon-Shady Creek Rd, Shady Creek VIC 3821, Australia
After 65 years… - 1121 Yarragon-Shady Creek Rd, Shady Creek VIC 3821, Australia


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March 11, 2015
With the goal of making the necessary safety record-keeping as simple for pastors as possible, we have added three new forms. They are:
We recommend that you print out a copy of these forms from your local church, and add line items as they occur in each category. A sample is given on the top line of each form to give you an idea of how to fill in the information.
Do you have any questions?
Check out answers to FAQs here
March 6, 2015
We have been informed by our insurance provider that our Sunday school vans need to be equipped with proper child safety seats and booster seats. We do not come under the exemption which covers school buses.
In brief, here are the requirements:
The website http://www.oregonimpact.org/booster-seats/ provides more detailed information regarding this legal requirement.
March 6, 2015
The video was presented at the Portland Ministers' Meeting during March special meetings.
About Us
Recent Updates
Inspection and Meeting Recording Forms
March 11, 2015
Child Safety Seats & Booster Seats Now a Requirement
March 6, 2015
Safe Sanctuaries VideoMinisters' Meeting
March 6, 2015
Stay in Touch


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Although we finished the week down on the previous week the gales of the first half of the week didn't help our efforts.
The weather settled down for the last couple of days and with increasing tides liced fish were taken from the lower river.
The water temperature pushed up to 50 Fahrenheit for the first time this season and with this the first signs of the downstream migration of the smolts was seen on many of the upper beats. It is great to continue to see as previous years the large amount of these little gems within the system and furthermore proof how healthy a river is the Thurso
With big tides over the weekend and the weather forcast showing a change to more cooler unsettled weather this should help our anglers for the coming week.
Tight Lines


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Ever-Watching Threshold
Whenever an opponent attacks, if they attacked you and/or a planeswalker you control, draw a card.
"You think they know we're here?"
—Orlo, goblin raider
Illustrated by Jenn Ravenna Tran
- Standard
- Not Legal
- Brawl
- Not Legal
- Pioneer
- Not Legal
- Historic
- Not Legal
- Modern
- Not Legal
- Pauper
- Not Legal
- Legacy
- Legal
- Penny
- Not Legal
- Vintage
- Legal
- Commander
- Legal
Buy This Card
Images and Copy-paste
Notes and Rules Information for Ever-Watching Threshold:
- You'll draw only one card for each opponent attacking you or your planeswalkers, no matter how many creatures they're attacking with. If multiple opponents are attacking you or your planeswalkers at once, you'll draw one card for each of those opponents. (2018-07-13)


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Circus (video game)
This article needs additional citations for verification. (September 2019) (Learn how and when to remove this template message)
Arcade flyer
|Edward Valeau, Howell Ivy[1] (Arcade), Atari, Inc. (Atari 2600)
|Exidy (Arcade), Atari, Inc. (Atari 2600)
|Arcade, Atari 2600
Atari 2600
|1-2 players alternating
|Upright, cocktail
|M6502 @ 705 kHz
|Amplified mono
Circus is an arcade game released by Exidy in 1977. The game is a re-themed variant of Atari's Breakout, where the player controls a seesaw and clown in order to pop all the balloons in the level. The game has been copied and released under different names by numerous other companies in both the United States and Japan.
Three rows of triangular balloons move along the top part of the screen, each overlaid with blue, green, and yellow (colors used in the original version), counting from the top row. A clown appears from the edge of the screen where there is a jumping board, and the player must move the seesaw located at the bottom of the screen so that the clown can bounce back off the seesaw once he jumps off from his starting position. However, it is impossible to make contact with the clown with the seesaw in certain locations. The four jumping boards located on the sides of the screen serve to decrease the area where it is impossible to make contact.
If the player successfully gets the clown onto the seesaw, the clown on the other side shoots off into the air towards the three rows of balloons on the top of the screen. The clown may not have enough speed to reach the balloons if the first clown does not land squarely on the seesaw. Clowns bounce off of balloons, walls, and jumping boards, but will pass directly through multiple balloons if they are moving quickly enough. They will only bounce off the jumping boards when they are heading downwards and will pass straight through the boards while moving upwards.
Hitting any of the balloons with the clown causes them to burst, and the player receives 20 points for bursting the yellow balloon, 50 points for the green balloon, and 100 points for the blue balloon.[1] Bursting the entire row of balloons causes a sound effect and awards the player 10 times the original points as a bonus (i.e. 200 points for the yellow balloon). A new row of balloons instantly replaces the old one when the entire row is destroyed.
Destroying all of the blue balloons causes another sound effect and allows the player to play one more time (one clown) after they have depleted their stock. The words "BONUS PLAY" appear to indicate this bonus, but destroying all of the blue balloons a second time will not allow the player to gain another clown (the bonus can be activated while the player is using the extra clown). This may differ in certain levels like 7 and 8, where all three rows of balloons must be destroyed in order to activate the bonus.
A clown will die if the player fails to receive them with the seesaw at the bottom of the screen, and two measures of the funeral march in Frédéric Chopin's Piano Sonata No. 2 are played as a sound effect. The player can continue if they still have stock remaining, or if they have been rewarded the bonus play. When the player has depleted all of their stock, the screen switches over to the demo screen, where the number of balloons is the same as that of the player's before they lost their final clown. If the player has reached over a certain number of points, they can play one more time like the balloon bonus (the availability of this bonus may differ, as indicated in the list of rules shown after the player enters the credits). The player cannot gain another clown in the same way during this play bonus.
Direct clones[edit]
- Clowns (licensed release by WMS Industries)
- Acrobat (licensed release by Taito)
- Circus Circus (Universal)
- Seesaw Jump (Sega)
- Devil Circus (Banpresto)
- Pierrot (Uko)
- Piccolo (IPM)
- Fūsen-wari game (lit. "Balloon popping game" Data East)
- Bonpa (Nihon Bussan)
Modified versions[edit]
- Balloon Circus (Data East)
- The screen is changed to a vertical rectangle. A cabinet version titled Mini Balloon was also released by Data East.
- Nyankoro (IPM)
- The balloons are changed to kittens, and the mother cat appears to prevent the player from progressing after a certain amount of time passes.
- Trapeze (Exidy)
- The character gathers stars by swinging off the trapeze. The same game was also released by Taito with the title Trampoline.
- Gypsy Juggler (Meadows Games)
- This game uses otedama as a motif, and was also released by Taito.
- Rip Cord (Exidy)
- This game uses sky diving as a motif, and has sound effects for the start of the game and game over scene (The U.S. Air Force (song) for the opening and Ring a Ring o' Roses for game overs.) It was released in Japan by Data East as Nice On.
- Field Goal (Taito)
- This game uses American football as a motif. Though the game uses a normal paddle instead of a seesaw, the game is similar to Circus in that the objective is to eliminate 3 rows of football players wearing uniforms of different colors. Eliminated rows are refilled along with a similar sound effect to the original game.
- Plump Pop (Taito)
- This game was released as a remake of Circus in 1987. It was later ported to PlayStation 2. The seesaw was changed to a trampoline and features cuter characters, new items, levels, and bosses.
- Kozōsentai Gaccho (cancelled, Irem)
- This game was a remake similar to Plump Pop, and contained 40 levels, with pictures of famous world locations used as background images. The game was cancelled due to poor feedback in test plays.
Home clones[edit]
In 1980, Atari released Circus Atari for the Atari 2600. It was in color, unlike the arcade version.
Datasoft's 1982 Clowns and Balloons, for the Atari 8-bit family, replaces the seesaw with a trampoline.[2]
A mobile game phone titled Seesaw Jump 2005 was released for the i-mode network by Sega, and a similar game was released for the au brand by A.D.2000Limited. The later game is similar to the original in that a stick figure is thrown back and forth across the screen, but there are no balloons, and the number of catches made by the seesaw becomes the number of points gained by the player.
Appearances in other media[edit]
- In the animated movie version of Ace o Nerae!, the main character, Hiromi Oka, plays arcade games at gamecenters and cafes in several scenes, and the sound effect for when an entire row of balloons is destroyed is used as part of the background music.
- Japanese electropop band Yellow Magic Orchestra included a track titled "COMPUTER GAME 'Theme From the Circus'" in their first album, where they include some of the sound effects from the game. The sounds were created in semblance of the arcade music using a synthesizer rather than recording directly into the track. Video footage of the game appeared in the music video for Tong Poo.
- One of Akira Toriyama's early works, Wonder Island 2, includes a scene where Circus is parodied. This scene is also included in Akira Toriyama's Manga Theater Vol.1.
- ^ a b "circus, video game at arcade-history". arcade-history.com. 2008-04-04. Retrieved 2008-05-25.
- ^ Small, David (1983). The Creative Atari. Creative Computing Press. ISBN 9780916688349.


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Dawn de Lima
Chief Shared Services Officer
Dawn de Lima is responsible for leading TransAlta's Shared Services departments, including Information Technology, Supply Chain Management, Operations Services which includes Engineering and Compliance, Shared Finance Services, Corporate Security, Business Services and Building Administration. She is accountable for efficient and effective service delivery and directs the design and implementation of process improvements, automation and innovation initiatives. She strategically partners with operational leaders to become a best-in-class service provider and to control company-wide OM&A spend. Shared Services plays a critical role in TransAlta becoming Canada's leading provider of clean power.
Since joining TransAlta in 2006, Dawn has served in a number of leadership positions including Chief Officer — Business & Operational Services, Chief Administrative Officer, Chief Human Resources and Communications Officer, Vice-President of Supply Chain and Vice-President of Human Resources.
Prior to joining TransAlta, Dawn spent nearly two decades as a business leader in human resources and communications, holding senior positions at Bell Canada and Norigen Communications. Currently, she sits as the Chair of the Board for Junior Achievement Canada.
Dawn holds a Master of Business from Queens and a Bachelor of Arts degree from the University of Calgary.


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Take charge of your Windows recycle bin today with these 8 useful tips.–PC Pitstop
8 Useful Recycle Bin Tricks and Tips
Anand Khanse for The Windows Club
The Recycle Bin in Windows! It's there, we need it, but we hardly ever notice it. Some of us don't even bother to empty it, letting Windows do the job once it starts over-flowing. Well lets change that and lets take a closer look at it today! Lets see how it works and how we can get the best out of it in Windows 8.1.
Recycle Bin Tricks and Tips
The Recycle Bin is just that! It lets you recycle deleted items. Once you delete any file or folder from the Windows File Explorer, it is moved and placed into this bin. It is not deleted as such.
To delete an item you right-click on it and select Delete. This will move the file or folder to the Recycle Bin. If you press Shift key and Delete, then the item will not be moved into the Recycle Bin. It will be directly deleted permanently.
1. Restore deleted items
If you need to get back any item you may have deleted by mistake, you can open the Recycle Bin, search for the item, right-click on it and click Restore. The item will be moved back to the location from when it was deleted by you.
If you wish to permanently delete it, you can simply right-click the item in the Bin and click Delete.
To empty all the items in the Recycle Bin, you may right-click the Recycle Bin desktop icon and select Empty Recycle Bin. If you have the explorer ribbon showing, then under Manage, you can select Empty Recycle Bin or Restore item/s. This will empty the Bin only for that User. But if you wish, you can also empty the Recycle Bins of all users using the Command Line.
If by mistake you click Delete instead of Empty Recycle Bin – well the Recycle Bin icon will just disappear from your Desktop. In this case you will have to restore the Recycle Bin icon.
More tips – Article Continued Here
1,375 total views, 1 views today


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PHYS 102.1x serves as an introduction to electricity and magnetism, following the standard second semester college physics sequence. Part 1 begins with electric charge in matter, the forces between charges, the electric field, Gauss's Law, and the electric potential. Electric current and resistance are introduced, and then DC circuits are described, including time-dependent behavior with resistors and capacitors. PHYS 102.1x consists of 5 weekly learning sequences, each with ~1.5 hours of video lectures, conceptual lecture problems, and online homework questions. The course concludes with an online exam during the 6th week. What are the prerequisites? We will assume that you are familiar with vectors, that you know how to calculate integrals, and that you have had introductory mechanics. These topics will be briefly reviewed as needed, but not in a systematic way. If you have not had classes in these topics it may be possible to complete the course with extra study. What textbook is required? The course will not strictly follow or make assignments from a specific textbook. Any recent freshman physics textbook will suffice. Reading assignments will be given by topic, including links to several free online physics textbooks.
* This article was originally published here
JVBank is a digital marketplace for products created and developed by entrepreneurs.The CB Passive Incomei s the future of trading 📊 Trading has never looked so beautiful. Trade over 2,000 of the world's biggest markets
"𝗪𝗵𝗲𝗻 𝘆𝗼𝘂'𝗿𝗲 𝗮𝗯𝗼𝘂𝘁 𝘁𝗼 𝗴𝗶𝘃𝗲 𝘂𝗽, 𝗶𝘁'𝘀 𝗬𝗢𝗨𝗥 𝗱𝗶𝘀𝗰𝗶𝗽𝗹𝗶𝗻𝗲 𝘁𝗵𝗮𝘁 𝘄𝗶𝗹𝗹 𝘀𝗲𝗲 𝘆𝗼𝘂 𝘁...
"𝗪𝗵𝗲𝗻 𝘆𝗼𝘂'𝗿𝗲 𝗮𝗯𝗼𝘂𝘁 𝘁𝗼 𝗴𝗶𝘃𝗲 𝘂𝗽, 𝗶𝘁'𝘀 𝗬𝗢𝗨𝗥 𝗱𝗶𝘀𝗰𝗶𝗽𝗹𝗶𝗻𝗲 𝘁𝗵𝗮𝘁 𝘄𝗶𝗹𝗹 𝘀𝗲𝗲 𝘆𝗼𝘂 𝘁...
"𝗪𝗵𝗲𝗻 𝘆𝗼𝘂'𝗿𝗲 𝗮𝗯𝗼𝘂𝘁 𝘁𝗼 𝗴𝗶𝘃𝗲 𝘂𝗽, 𝗶𝘁'𝘀 𝗬𝗢𝗨𝗥 𝗱𝗶𝘀𝗰𝗶𝗽𝗹𝗶𝗻𝗲 𝘁𝗵𝗮𝘁 𝘄𝗶𝗹𝗹 𝘀𝗲𝗲 𝘆𝗼𝘂 𝘁...
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|A unique version of the new, 2017 Camaro SS 50th Anniversary Edition will lead the 100th running of the Indianapolis 500 next month, driven by motorsports legend Roger Penske, who is marking 50 years as a race team owner.
The 2017 Chevy Camaro SS 50th Anniversary edition's exterior is distinguished by a specific 20-inch 50th Anniversary wheels, unique grille with satin chrome accents, body-color front splitter and orange brake calipers (front only on LT). The Camaro SS 50th Anni. includes the RS Appearance Package and is offered on the 2LT and 2SS coupe and convertible models, all with Nightfall Gray Metallic exteriors, featuring a 50th Anniversary stripe package and badges, as well as a black top on convertibles.
Inside, the Camaro SS 50th Anni. is fitted with unique black leather interior with suede inserts and orange accent stitching, along with distinct 50th Anniversary treatments on instrument panel, seatbacks, steering wheel and illuminated sill plates.
In the powerplant department, the Camaro 2LT comes standard with a 2.0L Turbo engine rated at 275 hp (205 kW) and a 335-hp (250 kW) 3.6L V6 is available. The Camaro 2SS features the LT1 6.2L V8, which offers 455 hp (339 kW), making it the most powerful Camaro SS ever. Each engine is available with a six-speed manual transmission.
It's the ninth time Camaro has served as the pace car and the 27th time for Chevrolet, dating back to 1948. Four identically prepared pace cars will support the race, all with exclusive Abalone White exteriors featuring "100th Running of the Indianapolis 500" graphics on the doors and the iconic Indianapolis Motor Speedway wing-and-wheel logo on the quarter panels. They also incorporate the exterior cues and graphics that are unique to the Camaro 50th Anniversary package that goes on sale this summer.
With 455 horsepower on tap, the Camaro SS pace cars require no performance modifications to lead the racing field. For 2016, Chevrolet drivers will be looking to build on last year's results of the "Greatest Spectacle in Racing," when the top four finishers were Chevy-powered, led by race-winner and Team Penske driver Juan Pablo Montoya. It was his second Indy 500 victory and the 16th for Team Penske.
No other racing team has recorded more wins at the Brickyard than Team Penske, and it started with driver Mark Donohue's victory in 1972. Penske and Donohue established their relationship six years earlier, when Penske transitioned from driver to team owner. They quickly found success in SCCA's Trans-Am Series, with Donohue piloting an early Camaro Z/28 racecar, winning three of 12 races in 1967 and 10 of 13 in 1968.
Penske tackled the Indy 500 for the first time in 1969, while still campaigning a Camaro in Trans-Am. Donohue was his driver for both series. Later, racers including Mario Andretti, Al Unser and Rick Mears drove for Penske, with Mears winning four Indianapolis 500 races and helping solidify Team Penske as an Indy powerhouse in the 1980s. That legacy advances this year, as Roger Penske seeks his 17th Indy 500 title as a team owner.
Edited: GM


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I often write during a slow market day. I wrote this during a slow, rainy Wednesday market as we awaited the arrival of Hurricane Florence.
2018 has been an incredibly wet year. We are well above the normal yearly rainfall here in Central Virginia. I can't find the exact numbers, but the little creek that runs the front of our property is usually dry this time of year. It has not dried out at all. As I write this Hurricane Florence is barreling toward the East Coast. North Carolina, which has already had as much rain as we have, is poised to experience catastrophic flooding. We won't get the worst of it here, but even a few inches is more than we need at this point.
I remember in May standing around with other farmers complaining about the rain, as farmers are wont to do. It rained almost the whole month of May and none of us could get in our fields. Everyone's plantings were delayed. We joked, almost hopefully, about how we'd all be standing around complaining about the drought come August. Instead, August brought what seemed like monsoons. One rain event dumped 4 inches in a half-hour on my field. Paired with the usual August humidity, that meant plant diseases were out of control. And the bugs! I don't even want to talk about the bugs.
Farming is hard and every season, every year brings its own unique challenges. So I accepted the losses of summer crops and set my mind and heart on a bountiful fall. And now, Hurricane Florence. The tiny fall seedlings might survive a few inches, but any more may be season-ending. Mid-September is just not enough time to replant before the first frost.
I've been reflecting on water, such an essential substance, immense in its capacity to both give and take life. While we in the southeast stare down impending floods, California is being ravaged by wildfires. What they would give for even a fraction of our rain. I hate to curse the rain, because I know I will curse the drought in equal or greater measure.
Baptism, at least in the mainline, non-Baptist traditions, has lost a sense of the power that water has. An almost benign ritual, with vows hardly any parent or individual takes seriously. Yet the waters of baptism are meant to symbolize our entering the tomb with Christ and as we emerge becoming new with Christ's resurrection. Not benign at all.
We, humans, have a propensity for building our homes and lives in the most volatile places on earth – coasts, river basins, lakeshores, deserts, mountains, fault lines, volcano valleys. Gorgeous, dangerous places. We curse the disasters when they come, the natural patterns of the places where we choose to live. Nature's way to cleanse the land and allow new life to emerge. New plants thrive in the wake of wildfires. Floodwaters bring nutrients to the land. Hurricanes reshape the coast allowing new species to thrive. The death and destruction lead to new life.
What would it mean if we took baptism more seriously? If we acknowledged the life-altering power that the water holds? What would it mean as a parent to give your child over to this truth that we must move through death to find life? Baptism is to be claimed in the family of God, yet entering the family of God is entering into a world where everything is turned upside down – last becomes first, leader becomes servant, our king is crucified, death leads to life. Much more like a natural disaster than our benign ritual suggests. As a parent, it scares me a bit to offer my child to this world. But just like the coastlines and fault lines, entering into the family of God brings beauty and wonder and joy beyond measure. Life that eclipses the floodwaters through which we must wade.
Florence brought almost 5 inches of rain followed by another 5+ from Hurricane Matthew. The rain just kept coming. 2018 ended up being the wettest year ever recorded for our area. As I begin preparing for the 2019 season some areas of the farm have still not dried out. I'm not sure when I'll be able to plant in my biggest section because there are still puddles and nowhere for the water to drain. I just found out a friend has decided he can't farm this year because his field is still underwater. Meanwhile, I struggle to find hay to buy for my animals. 2018 was a disastrous year for haymaking. So, when I found this reflection, now still struggling with the effects of last year's rain, I couldn't help but wonder and worry about what this year will bring. And yet, I hold on to the hope that amid the floodwaters I will find beauty and wonder and joy.


text: After an incredible summer of traveling, spending quality time with family and friends, and lots of volleyball, it is time to head back to school. Going back to school means that fall is beginning soon. Queue the football games, countless hours of volleyball practice, homecoming, pumpkin carving, and any other fall festivities one might do. … Continue reading Perfect Transition Piece with PeachLee Boutique


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Luckily for me I was invited to help out with History of Westeros's #ValarRereadis project. Seven chapters of ASOIAF a week, with Aziz and Ashaya hosting a live stream each Sunday to go through everything.
Except we quickly found that these chapters are so packed with material even two/two-and-a-half hours of live streaming wasn't enough to get it all done! Hence, Scraps and Scrolls was created! A new type of Isle of Faces episode where I go through all of my notes that Aziz didn't have time for or couldn't fit in (and I still have to leave stuff out now!)
Scraps and Scrolls began with Valar Rereadis Part 3 (of Game of Thrones) and has been going strong since. Come visit the Isle if you get a chance!


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Just 14 of the best tweets about Irish dads
Irish dads are a law unto themselves.
14 little things to get your auld lad this Christmas
The hardest person to buy presents for.
This dad narrated his teenage daughter's makeup tutorial and it's sassy as hell
"I don't like the eyebrows I was given so I'm gonna draw them in a little darker."
10 things only Irish dads love
The dotes.
This Dublin dad losing it over Pokémon Go is the most Irish dad thing ever
"I haven't got time to worry about the world ending while I've got Pokemon to f**king catch."
This dad found a whiskey bottle in his daughter's room and responded brilliantly
"We heard a news report about people breaking into houses and hiding whiskey bottles, so if that's the case…"
11 things you should never say to an Irish Dad
"Mam said I could."
Dads get a paternity leave boost for Father's Day
Tomorrow will see the publication of the Paternity Bill, a first for Ireland.
11 of the most Irish dad things that have ever happened
Here's to you, dads.
11 Things Irish Dads Say... and What They Really Mean
Dads say the darndest things.
20 glorious Dad jokes you can't help but crack a smile at
For the weekend that's in it.
This dad's hilarious attempt to send a text with Siri is going viral
We've all been there.
15 of the most Dad things to ever happen
Never change, Dads <3
19 signs you're definitely turning into your dad
Deadliest Catch, anyone?
This Dad has written a wonderfully honest post about taking your baby on holiday
"We had a checklist for what to pack, it had just one item on it:… 'Everything'"
Every parent needs to follow this hilarious dad of 4 on Twitter
With four daughters under five, he's tweeting to stay sane.
This artist's gorgeous tribute to dads is going viral
Stop cutting onions, please.
This hilarious video perfectly nails what it's like to watch telly with an Irish Dad
Some A+ Dad commentary here.
12 things Irish dads say, and what they really mean
Decode your dad!
Paternity leave could be in place by September
Ireland is currently one of the few countries that does not offer paternity leave.
This daring little girl used a Nerf gun to pull out her loose tooth
Next time, we recommend eating a chewy sweet.
A man's hilariously honest account of being a new dad is going super viral
"Baby piss in your eye is really only funny the first time."
The 13 top Irish dads of 2015
Legends, every single one of them.
10 tips to keep you stress-free this Christmas
Have you got lost somewhere in one of your lists – here are some practical tips to help you through the holiday season.
13 things Irish dads are guilty of doing
But still, we love them.
This overprotective Dad's photo with his daughter's date puts your Debs photo to shame
"Whatever you do to my daughter, I will do to you."
A single dad created a class to help other dads style their daughters' hair
This is very sweet.
'Umbrella dad' is melting hearts all over the internet for selflessly sheltering his son
The ultimate dad move.
8 dads who got there JUST in time
They're wizards.


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text: Ermanno Cozza was born in Modena in 1933 and immediately after graduating with a technical diploma in 1951 was employed by Officine Alfieri Maserati. He joined as a mechanic before moving to the Research Department and then the Technical Office, before finally joining the Commercial Department. He witnessed the evolution of the company and was in a position to get to know both the world of motor racing and the series production models.


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|Consulate General's Speech on Open Day Event
Honorable Lord Lieutenant and Vice Lord Lieutenant,
Honorable Lord Mayor of Manchester and Mayors,
Dear friends, ladies and gentlemen,
A warm welcome to our 'Belt and Road' Open Day Event!
Since its launch 5 years ago, the Belt and Road Initiative has involved more than 140 countries and regions and achieved great results. Communication and collaboration between China and countries along Belt and Road have been carried out in full swing with trading and investment being continually expanded and important projects advancing in solid steps.
Over the past 5 years, Sino-UK cooperation has also witnessed a continuous upgrading. In 2015, UK became the founding member of the Asian Infrastructure Investment Bank. In 2016, China grew to be UK's fastest growing export market. In 2017, the flagship project Hinkley Point C began construction and the first China-Europe freight train reached London. Last year, China and UK agreed to set up a bilateral investment fund with an initial round of $1 billion to support projects under the Belt and Road Initiative. In January this year, DIT announced 25 billion pound support to UK companies involved in Belt and Road Initiative.
Ladies and gentlemen, peace, development and win-win cooperation have become the rising trend of our times. One belt and one road span across 4 civilizations eastern and western, along which there are spectacular scenery, brilliant culture, vibrant economy and infinite opportunities. When looking back at the juncture of the 40th anniversary of China's reform and open-up, we registered earthshaking changes that took place in a country who had blazed its own trail of socialism with Chinese characteristics and made great contribution to the world. Peace and development are the common aspirations of the world, Chinese President Xi Jinping, in his recent address to Bao'ao Forum for Asia, said that various parties of the international community should do as China does to promote the reform of global governance and building new international relations as well as a community with a shared future for mankind. When China opens its door wider and wider to the outside world, we would like to see the North of England seize on the opportunities presented by China's reform and open-up as well as the Belt and Road Initiative. Let's build and intensify mutual understanding through collaboration and jointly create a beautiful new era for China-UK relations.
I wish you an enjoyable experience today. Thank you!


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Mike Myers' hey-day was definitely in the 1990s when he produced two of movie comedies' most iconic characters – Wayne Campbell and Austin Powers. The former produced a hit sequel while the latter had two hit sequels, but what has Myers been up to since?
Well, let's not forget the Shrek movies. In providing the Scottish vocals for everyone's favourite grouchy ogre, Myers had a pretty nice career set-up, reprising the role in theme park ride Shrek 4D, Shrek 2, Shrek the Third, Christmas special Shrek The Halls, Shrek Forever After, and TV short Scared Shrekless.
Reportedly, for Shrek Forever After, Myers and co-stars Eddie Murphy and Cameron Diaz got paid more than $10 million each to reprise their roles. Now that's a nice pay cheque.
Myers unfortunately didn't have so much luck when he ventured outside of his three hit franchises. The Love Guru, which Myers starred in, co-wrote and co-produced, bombed in 2008, and don't even get us started on The Cat in the Hat. He also had an entertaining turn as General Ed Fenech in Quentin Tarantino's Inglourious Basterds. But what has he been up to since?
Well in 2013, Myers took his first go at directing, with fantastic results. His documentary Supermensch: The Legend of Shep Gordon was based on the hilarious legendary story of the real life figure Shep Gordon, who manages to fall into managing some of the world's most renowned celebrities, pretty much by accident. It's a sharp, fun film and was rightly critically acclaimed, so we hope to see him do more directing in the future.
In 2015, Myers made his first venture into television with less success. The actor reportedly signed a two-year deal with network HBO that he eventually opted out of, according to Decider, because his production deal never led to an order of his series.
The 2010s also saw Myers become increasingly busy being a father and husband (awwww!). He and his wife, Kelly Tisdale, recently welcomed daughter Paulina Kathleen to their family and they also have a son, Spike, born in 2011, and a daughter, Sunday Molly, born in 2014.
Last year, Myer enjoyed great success as a best-selling author, believe it or not. As many know, Myers has always been proud of his heritage, and his recent book Canada explores what his country means to him via photographs, anecdotes, and his trademark humour. As well as writing and publishing the book, he went on a nationwide promotional tour, which helped spur its big sales.
2017 also saw Myers debut a brand new character, Tommy Maitland, the new host for the reboot of The Gong Show which was executive produced by Will Arnett. The show was so successful that in January, it got the green light for a second season.
But Myers is not only making his comeback on the small screen. This year will also see him return to the big screen in two feature films. In Terminal, which "follows two assassins with a sinister mission, a fatally ill teacher, an enigmatic janitor and a waitress with a double life," Myers shares the screen with one of Hollywood's hottest actresses right now, Margot Robbie. It has already been released Stateside and is unfortunately not getting great reviews but we can decide for ourselves if it's any use when it arrives this side of the pond around July.
Myers is also due to star in the super highly anticipated Queen biopic Bohemian Rhapsody, which recently released its first trailer. Mike Myers' role in the movie, which will see Rami Malek play the legendary Freddie Mercury, is being kept a secret. Fingers crossed that Myers is back for good now.


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Juan Ignacio Peña Partner
Juan Ignacio has specialized in real estate, engineering and construction and project financing. He has participated in numerous residential, commercial and office real estate projects and on the negotiation and development of various construction projects in such diverse areas as hydroelectric plants, hotels, shopping centers and schools.
Between 2005 and 2009, he was the Chief Real Estate Attorney and then Corporate Chief Attorney at Salfacorp S.A. He later held the position of Chief Real Estate Attorney and Assistant Counsel for Empresas Socovesa between 2009 and 2013.
Attorney, Universidad de los Andes (2003).
Master's degree in Tax Management and Consultancy, Universidad Adolfo Ibáñez (2010).
- The Legal 500. Banking and Finance, Real State (2018). "Real estate specialist Juan Ignacio Peña is highly regarded".
- Best Lawyers. Real Estate Law (2020).
-The Legal 500. Real Estate (2020).


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Goa has a very long coastline with almost unbroken sand cover. So, if you've come looking for sun, sand and sea without the crowds and the fuss you'll be pleased to discover these Goa beaches tucked away in quiet recesses where you can go to truly escape the world, or at least get away from prying eyes and annoying hawkers. Here is Skyscanner's list of secluded Goa beaches to try during your next holiday. You might have to take your own food and water as there are no eateries or accommodation near some of them. And though some of the best beaches in Goa may seem out of the way, you'll be glad for the peace and quiet when you get there.
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1. Butterfly Beach
This exquisite gem not only has a pretty name but is a relatively unexplored stretch of sand because of its isolation. It is located on Butterfly Island and is a great place if you are looking for total privacy. The only way to reach Butterfly Island's beautiful beach is by boat from Agonda or Palolem beach.
Flights to Goa starting from Rs 2,683
Read more: 10 secret beaches in the Phillipines
Photo credit: www.tourmet.com
Are you already planning a quiet vacation one of these unexplored Goa beaches? And wondering whether to book now or later? Worry not, Skyscanner has a tool that alerts you whenever there is a change in flight prices. This amazing tool scans prices of all airlines and online travel agents. You will receive one single notification when there is a price change. Please read how to sign up for our 'Price Alert' tool.
2. Kakolem Beach
If you are really up for an adventure try getting to this little-known beach in Goa, also known as Tiger beach. Located in a bay, its breathtaking beauty makes up for almost getting lost on the way there. The sands are clean and deserted. The only way by land is to take the NH 66 towards Cola village. Turn north-east and drive on a broken old road which will lead you to a small platform. Take the narrow steep winding stone stairs leading down to the beach. A much easier way to get there is by renting a boat to transport you there and back.
Read more: 9 ways to explore cultural Goa
Photo credit: www.thegoavilla.com
3. Galjibag Beach
Just like the increasingly popular Morjim beach, Galjibag is also a seasonal nesting and hatching site for the endangered Olive Ridley turtle. But unlike Morjim, this beach is deserted except for a handful of shacks that sell cheap, delicious seafood. Galjibag is 18 kms from Canacona, south of Talpona river estuary.
Read more: 8 places to eat authentic Goan food on your Goa holiday
Photo credit: www.beachesingoa.com
4. Hollant Beach
This serene beach has a lovely bay with a long stretch of shallow water running into the sea that is perfect for non-swimmers and waders. The beach is rocky but the picturesque bay makes up for it. You will even see fishermen's boats lining the narrow, curving shore to create a quaint picture.
Read more: Goa for your monsoon escape – A cheap holiday with a twist
Photo credit: www.beachesingoa.com
5. Betul Beach
The wide expanse of this compact sandy beach in Goa can be found about 18 kms from Margao. The scenery will remind you of traditional coastal fishing villages. It even has a small lagoon and a 17th century fort nearby. Get to Mobor beach by land and then take the Cavelossim-Assolna ferry across the River Sal to the beach.
Read more: 12 most haunted places in India
Photo credit: www.thegoavilla.com
6. Arambol Beach
This beautiful place in Pernem is another quiet beach where you can have lively barbeque evenings with friends and family – if you're so inclined – while enjoying the views of the cliffs bordering the beach on both sides. The area is slowly gaining in popularity, attracting a more bohemian crowd to its shorelines. Cafes and restaurants have popped up close to the beach so you will be able to enjoy a chilled beer after a swim.
Read more: Top 10 beach destinations in India Photo credit: www.xtremespots.com
7. Agonda Beach
This is a fabulous place for a beach picnic under a beach umbrella. The rocky crag on the southern tip of the beach against an azure sky lends a bit of drama to the serene landscape. Go looking for the bats nesting in trees that line the shore. You can't miss their black capes and orange-brown faces. It is located about 37kms from Margao.
Read more: Best beaches close to India
Photo credit: Max KLM / Panoramio
8. Cola Beach
Even locals, who don't live nearby, have never heard of this beach before. To get to this hidden treasure travel south to Canacona and then look around for the signs that will lead you to an immaculately spotless beach pictured against a flawless backdrop of coconut groves and blue skies. It's only five minutes away from Agonda beach and has a unique lagoon surrounded by beach huts where you can stay overnight.
Read more: Unique hotels in Goa
Photo credit: Alli Khan / Panoramio
9. Velsao Beach
Just north of the popular Majorda and Colva beaches in the southern part of Goa is this stunning beach with soft, silvery sand and nothing but a lifeguard and some birds to keep you company. You'll spot a few swimmers here but like you they are there to escape the crowds of more popular beaches nearby.
Read more: 5 of the world's most secluded hotels
Photo credit: Rajeev Naique / Panoramio
10. Sinquerim Beach
This is a pristine stretch of alluring white sand close to Fort Aguada and relatively quiet despite the luxury resorts in the background. It is a great spot to sit in peace while enjoying the colours of the setting sun light up the sky over the Arabian sea.
Read more: Best sunset points in India Photo credit: www.holidayiq.com
11. Siridao Beach
About 12 kms south of Panjim near the Zuari river estuary is this beach with scattered blocks of rock in between smooth strips of sand giving the beachscape an unusually rugged appearance. Another unique quality about this beach is the fragments of oyster shells that wash up on the shore and brighten up the beach. The Chapel of Jesus of Nazareth is the nearest landmark. Siridao also has a few caves nearby that you can explore.
Read more: Hottest vacation destinations for 2016
Photo credit: www.beachesingoa.com
Keen to explore quiet and remote beaches in Goa? Book your flights, hotels and car hire with Skyscanner today! You can book via our mobile apps here too.
Disclaimer: Information and data provided on this page is correct as of September 1st, 2016


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FHA Loan Limits in 2020: How Much Can I Qualify For?
Editorial Note: The content of this article is based on the author's opinions and recommendations alone. It may not have been previewed, commissioned or otherwise endorsed by any of our network partners.
Are you a would-be homebuyer with either small savings for a down payment or a lower credit score? If so, an FHA loan may be your best mortgage option. FHA loans often have lower lending limits compared with other types of mortgages. This article explains how FHA loan limits and lending requirements may affect your next mortgage.
- How much can I borrow with an FHA loan?
- FHA loan requirements
- A note on FHA guaranteed reverse mortgages
- How much house can I afford?
- Comparison shopping for an FHA mortgage
- How much of an FHA loan do you qualify for?
How much can I borrow with an FHA loan?
The U.S. Department of Housing and Urban Development (HUD) sets the borrowing parameters on all FHA-guaranteed mortgages. One of the biggest differences between FHA loans and other mortgages is the loan limits. Loan limits are the maximum amount a person can borrow on a mortgage.
In 2020, the FHA floor is set at $331,760, an increase of nearly $17,000 over the 2019 limit of $314,827. The FHA "ceiling" is a higher limit that only applies to high-cost areas. This is set at 150% of the conforming loan limit, or $765,600 for single-family homes. Loan limits adjust every year based on the cost of housing.
Throughout much of the country, loan limits on FHA loans are 65% of the value of conventional loan limits. This table compares FHA loan limits to conventional loan limits for much of the country.
|2020 FHA Loan Limits vs. Conventional Loan Limits in Low-Cost Areas
|FHA loan limit
|Conventional loan limit
|One unit
|Two unit
|Three unit
|Four Unit
These limits don't apply in every county. In more expensive counties, loan limits on FHA loans look more like the conventional mortgage limits. Outside of the lower 48 states, loan limits on FHA and conforming loans go even higher to account for higher construction costs.
These are the loan limits for FHA and conventional loans in high-cost areas and special exception areas. Some counties in the U.S., and Alaska, Hawaii Guam, Puerto Rico and the U.S. Virigin Islands did not see any loan limit increases in 2020.
|2020 FHA Loan Limits vs. Conventional Loan Limits in High-Cost Areas
|FHA loan limit (high-cost area)
|Conventional loan limit (high-cost area)
|FHA loan limits (Alaska, Hawaii, Guam and the Virgin Islands )
|Conventional loan limits (Alaska, Hawaii, Guam and the Virgin Islands)
|One unit
|Two unit
|Three unit
|Four Unit
To find out how much you can borrow in your county, use HUD's FHA mortgage limits calculator.
FHA loan requirements
Of course, the loan limits only explain how much a person can borrow on their mortgage in a given county. The exact amount you can borrow will depend on a variety of factors, especially your income and your existing debt load.
In general, FHA loans allow you to take on a mortgage payment of up to 31% of your gross income if you have existing debts. Your total debt-to-income (DTI) ratio cannot exceed 43% (in most cases). DTI is the sum of all your monthly debt payments, including your mortgage payment, divided by your gross income.
Using these numbers, a couple that earns $60,000 annually will qualify for a loan payment of up to $1,550 per month. The payment includes principal and interest payments, mortgage insurance, homeowners insurance and property taxes. Assuming a 4.00% interest rate and an $8,050 down payment, that couple could buy a $230,000 home (the exact size could vary based on property tax rates and other non-insurance costs). The total loan size for this mortgage would be $226,000 including a $221,950 principal loan balance and a $3,884 upfront mortgage insurance fee. Even in a high cost of living area, the couple earning $60,000 will not qualify for a larger loan.
If you don't have any debt, the FHA will allow you to put up to 40% of your income toward a mortgage payment. Likewise, your DTI could go as high as 50% if you have compensating factors like residual income or large cash reserves.
These are some of the most important requirements for taking out an FHA loan.
|FHA Loan Requirements
|Down payment
|3.5% for credit scores of 580 and up or 10% for credit scores between 500-579
|Credit score
|500-579 with 10% down; 580 or higher with 3.5% down
|Mortgage payment-to-income ratio
|31% (Up to 40% with compensating factors such as no other debt, cash reserves, residual income, etc.)
|Total debt-to-income ratio
|43% (Up to 50% with compensating factors)
|Credit requirements
|Disputing negative information (such as collections items or late payments) during underwriting may negatively affect a borrower's ability to take out a mortgage
Any judgments must be resolved or paid off before closing
No short sales or foreclosures in the last three years
No bankruptcy within the last two years (generally)
A note on FHA-guaranteed reverse mortgages
The FHA also guarantees most home equity conversion mortgages (HECMs or reverse mortgages) that are issued in the United States. Reverse mortgages guaranteed by the FHA have loan limits called maximum claim amounts of $765,600, no matter where you live in the U.S.
Unlike typical FHA mortgages, reverse mortgages don't require any payments while you (or a qualified spouse) live in your home. The mortgage is repaid upon your death or when you move out and sell the home. You'll never owe more on the mortgage than the house is worth.
Because of the unique nature of the reverse mortgage, the FHA sets unique requirements for borrowing with an FHA loan. The three factors it considers are the value of your house, your age (or your spouse's age if they are younger) and the interest rate on the loan. Using these three factors, reverse mortgage lenders set the "maximum claim amount" for a reverse mortgage. This is the maximum amount you can borrow with your reverse mortgage. If your house is worth more than $765,600, then your maximum claim amount is limited to that amount due to the FHA loan limits.
How much house can I afford?
When you start shopping for a home, you don't only want to consider how much you qualify to borrow. You want to take a close look at how much money you'll pay in housing costs on a month-to-month basis.
A good way to estimate your housing costs is to use this calculator, which helps estimate your personal costs based on the house prices and down payments you enter, as well as your credit score. If you don't know your credit score, you can check it for free. You can play around with home purchase prices and down payment amounts to see what prices actually fit into your budget.
The calculator not only breaks down your monthly mortgage debt cost, it also details how much you'll pay in mortgage insurance premiums, estimated property taxes and homeowners insurance.
When you understand how much you'll pay month in and month out, you can make a better decision about how much you actually want to borrow (even if you could qualify for a larger mortgage based on your income or location).
Comparison shopping for an FHA mortgage
Once you know approximately how much you want to borrow, it's time to start shopping for a mortgage. When you shop for an FHA mortgage, you can compare rates from multiple lenders to see which lender offers you their lowest interest rates and fees. You can get a ballpark estimate of rates and fees by looking at current loan rates, but it pays to get personalized offers.
While you compare rates and fees from lenders, you should ask them if they offer 3% down conventional loans. Borrowers with good credit scores may find that a low down payment conventional mortgage offers a better deal than an FHA loan.
How much of an FHA loan do you qualify for?
Whether you're buying a home that fits easily within the FHA lending requirements or you're just on the edge, it's important to understand the FHA loan before you apply for it. For some borrowers, the FHA loan is an obvious choice. Other borrowers find that the lending limits are too stringent.
Either way, once you understand how much you qualify to borrow (and how much you can really afford), knowing whether to take out an FHA loan becomes a much easier decision.
Featured Articles
2019 FHA Loan Limits in Alaska
February 6, 2019
The federal government has set the maximum amount an Alaskan can borrow with an FHA loan between $314,827 and $486,450 for a single-family home, depending on which county the property …
2019 FHA Loan Limits in Wyoming
March 5, 2019
In 2019, the mortgage limits for a single-family house in Wyoming range from $314,827 to $726,525. The vast majority of the state is considered a lower-cost area and conforms to …
2019 FHA Loan Limits in Mississippi
February 28, 2019
In Mississippi, the FHA loan limit for a single-family home is $314,827 statewide, matching the FHA national maximum for most areas in the U.S. This means Mississippi does not have …
2019 FHA Loan Limits in Indiana
February 6, 2019
In Indiana, FHA loan limits for a single-family home range from $314,827 to $368,000, depending on the county. If you plan to buy a home in Indiana, get ready to …
How to Qualify for an FHA Loan After Bankruptcy
June 13, 2018
Sometimes life deals you a bad hand. Job loss, the death of a spouse, natural disasters and unexpected expenses can push you dire financial straits that only bankruptcy can remedy. …