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Copeland Park and Bussey Building serve the cultural heart of Peckham. Located 150m from Peckham Rye Station, it's a haven for creatives and startups while also boasting a diverse community of bars, restaurants and cinemas.
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31st July 2019
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24th July 2019
It's a strange combination: Holdrons Arcade, sports massage and plastic-free pioneer; however these three topics sum up our conversation…
17th July 2019
Clare Farrell is a Bussey Building resident and founder of No Such Thing; a successful environmental cyclewear brand.


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After messing around with my button, i've decided to remove the click sounds from the spring inside by turning it around, which stops the sounds when the button is pressed.
However, maybe a different feature would be to include a vibration motor component to the top of the button instead?
Could be a little more subtle feedback than a huge click, which infact sounds likes something broke. :)

subset: commoncrawl


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Laphria divisor
Laphria divisor is very similar to L. posticata. None of the ones that I have collected or photographed have the black hairs on the scutellum which is a characteristic of L. posticata. This species was very common in central Wisconsin in late June of 2008. I saw it in any oak woodland that I visited. It seemed as common throughout the woods as it was on the woodland edges, and often perched near dead logs like the one on which I was able to photograph the female laying eggs.
Identifying characteristics
The hairs of the mystax, beard, thorax, and the the 4th (sometimes), 5th, and 6th abdominal tergites yellow. The males have black hairs above the eyes, but the female may have some yellow hairs intermingled. The scutellum has yellow hairs.
Similar species
L. posticata is very similar to this species and it is recorded in the literature as being found in Wisconsin. L. posticata has black hairs on the scutellum while L. divisor has yellow hairs. All specimens that I have collected from central Wisconsin are L. divisor. Photos are not always definitive, but yellowish hairs on the scutellum are obvious on several photos.
Open woodlands and woodland edges.
June through late July
None of the larger Laphria are abundant and seeing more than five of this species would be great day in any one area.
Emmons Creek Fishery Area, July 5, 2008.
TriCounty School Forest, June 24, 2008.
TriCounty School Forest, June 11, 2008.
TriCounty School Forest, June 10, 2008.


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This year staff at GN Systems are getting silly for a serious cause. We are taking part in this year's Christmas jumper day on Friday 16th December. Where the wackiest, tackiest, most crazy jumper will win a Christmas hamper kindly donated by the directors.
We are raising money for Save The Children, if you would like to donate £2 please text TEAMGNS4 to 70050.
On top of that the local food bank URBAN OUTREACH are looking for food donations, and we are actively looking to donate as much as we can, including non perishables & toiletries to those less fortunate. If you wish to donate, please drop off any items to us at reception.


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CONCRETUS - Decorative Concrete Solutions. Part of the ABN Group
Andrew Barbuzza
08 6253 3700
0455 022 112
Unit 1, 12 Cowcher Place
Belmont WA 6104
We do love our outdoor living with nice alfrescos and outdoor kitchens but often let down by old style brick paving. As we know paving deteriorates, sags over time and even lets the weeds through. Concretus is the Decorative Concrete Solution that will exceed your every expectation.
Concretus now offers a complete supply and installation service that provides a finish that we've only associated with the high end building market. Many more new home owners are now realizing the benefits of dealing with Concretus to achieve that distinctive look.
Concretus have many years of experience and have built an enviable reputation, with all work completed by Concretus being guaranteed to comply with all industry and building standards within Western Australia.
Regardless of purpose, be it pedestrian pathways, alfresco area, pool area or for vehicles on a driveway , 'all' Concretus concrete work is fully reinforced and poured to a depth of 100mm. This means durability for many years to come.
Contact Concretus on 6252 3700 and ask for Andrew Barbuzzaor visit their website at www.concretus.com.au


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Well, you have hit that point in your life where adulting is telling you that you need to save. Or, maybe you have a bill, something you want to get, or a trip coming up. Either way, saving $1,000 really isn't that hard, but you have to know how.
We are diligently working on paying my medical bills from this past spring.
It's a slow process, but we are working towards being debt free before the year is up.
How to Save $1,000 Quickly
Pay off Debt
Before you can even begin to start saving, you need to get your debts paid off. When you have credit card debts and bills coming out at all times throughout the month, it can be difficult to start saving money.
Start with your smallest debt and get it paid off then work your way up to paying off the other debts by adding a little extra to each payment. We add 25.00 or so to my car payment every month.
Open a Bank Account
Several banks will offer you $200 or more just to open a bank account with them. You may have to keep a certain balance in there, or you may have to keep the account open for 3-6 months. If you follow their criteria, you can score free money for basically doing nothing.
Find bank promotions, here.
Open a Savings Account
The first step in saving is opening that savings account. Start putting $5 per payday in there and increasing it gradually. You could also go with savings apps that will automatically save for you like Digit or Acorns.
Start a Side Hustle
Just because you have a full-time job and limited time doesn't mean you can't make some extra cash on the side. The real way to make $1,000 quickly is to get in the game with your side hustle. I started my blog in 2012 and it almost immediately started making income. I'm so thankful that I have a supplemental income because nobody is going to get rich being a third-grade teacher.
Here are a few things you can do to make that $1,000 fast:
Take surveys: You can take surveys in your spare time watching movies or hanging with the family.
Here are a few:
Write for Blogs: If you have a knack for writing, you can make some good money writing blog posts for other people. Here are a few places to get started:
Do Freelance work: There are tons of people that need help from people just sitting at home. Check out some of the places you can offer your services:
Check out our MORE WAYS to SAVE Money
How to Save big at Aldi's – this is where we do our main grocery shopping
How to Keep Your Clothes Lasting Longer – still looking new
How to save money on MEAT – this is so helpful you have a large family
How to Pay for College on a Budget – my son lives by these simple tips
What other ways have you found to save $1,000 quickly? Share your saving strategies in the comments below!


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ZeroTier is a smart programmable Ethernet switch for planet Earth. It replaces the physical LAN/WAN boundary with a virtual one, allowing devices of any type at any location to be managed as if they all reside in the same cloud region or data center. All traffic is encrypted end-to-end and takes the most direct path available for minimum latency and maximum performance. The goals and design of ZeroTier are inspired by among other things the original Google BeyondCorp paper and the Jericho Forum.https://www.zerotier.com/
|networking sd-wan vpn decentralization peer-to-peer sdn virtual-network
PeerVPN is a software that builds virtual ethernet networks between multiple computers. Such a virtual network can be useful to facilitate direct communication that applications like file sharing or gaming may need. Often, such direct communication is made impossible or very difficult by firewalls or NAT devices.vpn virtual-private-network p2p peer-to-peer-vpn social-network
SocialVPN is an open-source IPOP-based virtual network that connects your computers privately to your friends' computers. It automatically maps online social network relationships using Jingle and XMPP to create your own user-defined peer-to-peer VPNs – with no hassle, and supporting unmodified TCP/IP applications.vpn virtual-private-network p2p peer-to-peer-vpn social-network jingle xmpp
ClearOS is a powerful network and gateway server designed for small organizations and distributed environments. The open source revolution in the software industry has made it possible to provide ClearOS at no cost. Among other features, antivirus, antispam, VPN and content filtering are built right into the software -- no need for expensive third party add-ons. With ClearOS, you can avoid costly vendor lock-in and proprietary formats; instead, you can embrace open standards and protocols.os operating-system linux-operating-system server-os linux-firewall
N2n is a light VPN software which make it easy to create virtual networks bypassing intermediate firewalls. A supernode: it allows edge nodes to announce and discover other nodes. It must have a port publicly accessible on internet.peer-to-peer vpn
This document presents libp2p, a modularized and extensible network stack to overcome the networking challenges faced when doing peer-to-peer applications. libp2p is used by IPFS as its networking library. libp2p is a networking stack and library modularized out of The IPFS Project, and bundled separately for other tools to use.
This repository is the central place for Rust development of the libp2p spec. This readme will be more fleshed out the closer the project gets to completion. Right now everything including the crate organization is very much Work in Progress.libp2p networking peer-to-peer decentralization
This document presents libp2p, a modularized and extensible network stack to overcome the networking challenges faced when doing peer-to-peer applications. libp2p is used by IPFS as its networking library. This describes the IPFS network protocol. The network layer provides point-to-point transports (reliable and unreliable) between any two IPFS nodes in the network.
libp2p is a networking stack and library modularized out of The IPFS Project, and bundled separately for other tools to use. libp2p is the product of a long, and arduous quest of understanding -- a deep dive into the internet's network stack, and plentiful peer-to-peer protocols from the past. Building large scale peer-to-peer systems has been complex and difficult in the last 15 years, and libp2p is a way to fix that. It is a "network stack" -- a protocol suite -- that cleanly separates concerns, and enables sophisticated applications to only use the protocols they absolutely need, without giving up interoperability and upgradeability. libp2p grew out of IPFS, but it is built so that lots of people can use it, for lots of different projects.
Beaker is an experimental peer-to-peer Web browser. It adds new APIs for building hostless applications while remaining compatible with the rest of the Web. Visit the website. Please feel free to open usability issues. Join us at #beakerbrowser on Freenode.browser web decentralized p2p dat beaker electron decentralization
Peergos is a peer-to-peer encrypted filesystem with secure sharing of files designed to be resistant to surveillance of data content or friendship graphs. It will have a secure email replacement, with some interoperability with email. There will also be a totally private and secure social network, where users are in control of who sees what (executed cryptographically). The name Peergos comes from the Greek word Πύργος (Pyrgos), which means stronghold or tower, but phonetically spelt with the nice connection to being peer-to-peer. Pronuniation: peer-goss (as in gossip).peer-to-peer encryption social-network ipfs storage privacy security p2p ipld post-quantum
GitTorrent is a peer-to-peer network of Git repositories being shared over BitTorrent. You can read more about the project at this blog post.Note that GitTorrent is not affiliated with the git project.torrent bittorrent bittorrent-client git gittorrent mad-science bitcoin
TML Messaging Suite is a network messaging library for rapid development of extensible and scalable interfaces. Based on the peer to peer standard protocol BEEP (Blocks Extensible Exchange Protocol), defined in RFC3080 and RFC3081 libTML is suitable for many use cases and communication patterns. The libtml-c project is a C++ implementation of a library with a C interface on top of the Vortex beepcore.networking-library socket asynchronous networking communication library messaging
Mininet emulates a complete network of hosts, links, and switches on a single machine. It creates a realistic virtual network, running real kernel, switch and application code, on a single machine (VM, cloud or native), in seconds, with a single command.sdn software-defined-network virtual-networking emulator simulator
p2p-fs is a Peer to Peer file system in user space, using FUSE. Allows you to share files over an LAN and/or WAN. Can be mounted as a normal file system under Linux.
Open vSwitch is well suited to function as a virtual switch in VM environments. In addition to exposing standard control and visibility interfaces to the virtual networking layer, it was designed to support distribution across multiple physical servers. Open vSwitch supports multiple Linux-based virtualization technologies including Xen/XenServer, KVM, and VirtualBox.switch virtual-switch virtualization network sdn software-defined-networking
VyOS is an open source network operating system that can be installed on physical hardware or a virtual machine on your own server, or a cloud platform . It is based on GNU/Linux and joins multiple applications such as Quagga, ISC DHCPD, OpenVPN, StrongS/WAN and others under a single management interface.operating-system network-operating-system router firewall vpn
Coral is a peer-to-peer content distribution network. Sites that run Coral automatically replicate content. Using modern peer-to-peer indexing techniques, CoralCDN will efficiently find a cached object if it exists anywhere in the network.cdn content-delivery-network cache high-availability streaming
Pure-go library for cross-platform thread-safe local peer discovery using UDP multicast. I needed to use peer discovery for croc and everything I tried had problems, so I made another one. Make sure you have Go 1.5+.peer-to-peer networking lan-broadcasting udp-broadcast discovery-service
ipfs.pics is a open-source and distributed image hosting website. It aims to be an alternative to non-libre image hosting websites such as imgur, flickr and others. It is based on IPFS - the InterPlanetary File System. The whole application runs on the concept of peer to peer connections, which means that instead of hosting the information in a single location, our servers, the data is stored by everyone who wants to. When a picture is put on IPFS, it is given a hash, a 46 characters long digital fingerprint. No other file will have it and if the same file is added twice then their hashes will be exactly the same, which means the picture can still be found on the network simply by knowing the hash, even if our website is down. You can find the hash at the end of a picture URL, just like below.ipfs decentralisation peer-to-peer picture-gallery
Traffic Squeezer is an Open-Source Project which provides WAN Network Traffic Acceleration solution, Internet Optimization solution, and any generic Network Data Communications Optimization and acceleration solution through a set of procedures on a Linux based network device.wan lan wan-optimization traffic-acceleration
We have large collection of open source products. Follow the tags from
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Open source products are scattered around the web. Please provide information
about the open source projects you own / you use.
Add Projects.


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Geek Chasers- Episode 20
Posted August 19, 2013 by Adrienne Crean in Nerdy Bits
In this episode of Geek Chasers, we cover the topics of Video Games (including Saints Row 4, Splinter Cell: Blacklist). We also talk about Comics (including Batman Beyond Universe, KISS Kids). Finally ending with Special Events (including upcoming cons)


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- Silver Duckwing Phoenix Standard Chicken
Cackle Hatchery® has been breeding a large selection of poultry types for decades, including the Silver Duckwing Phoenix. While some aspects of this breed can be traced back thousands of years ago to the Onagadori breed in Japan, it was actually developed in post-World War II Germany. This specific variety features silver shoulder hackles as well as very long tails, and they can lay small eggs. Place your order today for Silver Duckwing Phoenix baby chicks or give us a call if you have any questions!
Many people who like this breed of chicken also like the miniature version of the breed, the Silver Duckwing Phoenix Bantam Chicken.
Also may like Phoenix Standard Surplus Special.
Silver Duckwing Phoenix Standard Chicken Projected Availability
PLEASE NOTE: This availability chart is updated periodically and does not reflect the availability of in-store poultry and does not represent a guarantee of shipping date.
We hatch/ship February - September of each season. See Calendar.
We schedule all orders to ship ASAP when the entire order is available. If you would like to delay your order, you can specify your delay date at checkout.
There is an additional small order fee ($20) charged for orders of only 3-14 poultry. We do not ship less than 3 poultry.
See the Master Availability Table here.
- Poultry Show Class: All Other Standard Breed - Oriental
- Weights: Hen-----4 lbs Rooster------5 1/2 lbs
Pullet---3 1/2 lbs Cockerel-----4 1/2 lbs
- Purpose and Type: Egg Laying, Long Tail Feathers; Exhibition
- Egg Shell Color: Cream or Tinted
- Egg Production: Poor
- Egg Size: Small
- Temperament: Active
- Fertility Percentage: 40-55%
- Broody: Setters
- Mating Ratio: 9 Females to 1 Male
- Roost Height: 6+ feet
- Country of Origin: Japan
- APA: Yes, Recognized by the American Standard of Perfection
- ALBC: Threatened Status, Considered a sustainable heritage chicken breed.
- Breeder Farm Source: Cackle Hatchery® Poultry Breeding Farm has been developing our bloodline or strain of pure Silver Duckwing Phoenix since 1973.
Love these birds Review by Stephanie Canniff
Absolutely love these birds. The hens are very tenacious and don't get pushed around a lot for their size. With people they're very sweet. My rooster is 10 months old now and his tail is beautiful and flowy. He is a typical roostering to be a little jerk sometimes but not very often. (Posted on 12/12/2019)
good Review by moti
iv bought both silver and golden and the silver seem to like to fight with people a bit where the golden ones dont . they are good looking bird though (Posted on 12/11/2019)
Clever bird Review by Virginia M
Received a Silver Duckwing Phoenix pullet as part of the Rare Breed Special back in May 2019.
She has a sweet disposition, and is very curious. We noticed early on that she can fly a good distance when she wants to, and so I trained her to fly to my arm when called. Gets along well with the other pullets and hens she lives with.
We are strongly considering ordering several more of these next year! (Posted on 11/25/2019)
sure Review by Chickenboy200
They are great chickens (Posted on 1/16/2018)
Beautiful rooster with sass! Review by AshleyBee
I love my Silver Duckwing Phoenix rooster. He's adorable, spritely, quick on his feet, has a good eye for predators, takes care of his girls and looks gorgeous. I highly recommend these guys for a lightweight, beautiful rooster that isn't going to damage your hens - at least in my case he hasn't, as all my hens are fat, fluffy layer types. He's got an eye for the biggest, fluffiest gals! Too funny. (Posted on 12/28/2016)
Cackle Hatchery Review by Margie, Alabama March 2013
Just wanted to say thanks so much for the courtesy calls from your company on my chicken issue. I am not in the least upset with anyone other than myself. We will be re-ordering and looking forward to more beautiful baby chicks from you. Again thanks and have never conducted business over the net with anyone more cordial as you guys have been. (Posted on 11/30/2015)


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Rising force 070 Shake has shared new single 'Guilty Conscience'.
The Kanye collaborator is rapidly becoming a force to be reckoned with, with new album 'Modus Vivendi' set to land later this month.
New single 'Guilty Conscience' is the sound of the future coming into being, the glossy production interlocking with a pin-point vocal.
She explains: "I just really go with how I feel in the moment, and then that's where the writing comes from. It's like an ongoing disperse of words when I feel something."
Dave Hamelin supplies production, with 070 Shake taking the affair a little bit deeper.
She adds: "I want it to make a change in the world. The agenda is bigger than just music."
Lauren Dunn directs the video, a cinematic clip that you can check out below.
'Modus Vivendi' is out on January 17th.
Join us on the ad-free creative social network Vero, as we get under the skin of global cultural happenings. Follow Clash Magazine as we skip merrily between clubs, concerts, interviews and photo shoots. Get backstage sneak peeks, exclusive content and access to Clash Live events and a true view into our world as the fun and games unfold.


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Anneli is a maternity top crossed in the front, very soft and comfortable. Its preppy cut with adjusted shoulders, with a slightly trapeze forme, structures nicely the silhouette. Access to the breast is easy and discreet, thanks to a hidden slit under the front crossed fabric. This fabric is tencel jersey, oekotex standards certified, gentle for the environment and the skin.
96% tencel 4% elastane


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Debt limit becoming focus of shutdown
Tue., Oct. 8, 2013
WASHINGTON – A possible national default loomed closer on Monday as the partial government shutdown lingered, rattling markets in the U.S. and overseas. A gridlocked Congress betrayed little or no urgency toward resolving either of the threats.
Stocks got a case of the jitters on Wall Street, and halfway around the world China stressed the importance for the international economy of raising the U.S. debt limit.
"Safeguarding the debt is of vital importance to the economy of the U.S. and the world," Vice Finance Minister Zhu Guangyao said, according to the official Xinhua News Agency. China holds $1.277 trillion in U.S. Treasury bonds, second only to Japan.
At home, the political rhetoric was unchanged – and generally uncompromising – while a new poll suggested Republicans are paying a heavier price than Democrats for the deadlock.
President Barack Obama said the House should vote immediately on ending the partial closure of the federal establishment. He accused House Speaker John Boehner of refusing to permit the necessary legislation to come to the floor because he "doesn't apparently want to see the … shutdown end at the moment, unless he's able to extract concessions that don't have anything to do with the budget."
Boehner, in rebuttal, called on Obama to agree to negotiations on changes in the nation's health care overhaul and steps to curb deficits, the principal GOP demands for ending the shutdown and eliminating the threat of default.
"Really, Mr. President. It's time to have that conversation before our economy is put further at risk," the Ohio Republican said in remarks on the House floor.
Obama said he would talk with the Republicans on those topics or virtually any others. But the White House has said repeatedly the president will not negotiate until the government is fully reopened and the debt limit has been raised to stave off the nation's first-ever default.
White House aide Jason Furman told reporters that if Boehner "needs to have some talking point for his caucus that's consistent with us not negotiating … that's not adding a bunch of extraneous conditions, of course he's welcome to figure out whatever talking point he wants that helps him sell something."
Most Democrats and many Republicans have assumed the GOP will pay a heavier price for a shutdown than the Democrats, as was the case in 1996.
And a survey released by the Washington Post-ABC said disapproval of Republicans was measured at 70 percent, up from 63 percent a week earlier. Disapproval of Obama's role was unchanged at 51 percent.
Local journalism is essential.
Give directly to The Spokesman-Review's Northwest Passages community forums series -- which helps to offset the costs of several reporter and editor positions at the newspaper -- by using the easy options below. Gifts processed in this system are not tax deductible, but are predominately used to help meet the local financial requirements needed to receive national matching-grant funds.
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Previous Story Seascape photography on the Icelandic coast: Choosing composition and camera settings
|Back To News
Calibrating every device in your workflow and ensure color and print consistency
posted Thursday, May 10, 2018 at 11:00 AM EDT
Have you ever printed an image and found that it looked much different than it did on your computer monitor? Prints being too dark or having slightly "off" colors is a very common issue for photographers. By utilizing color calibration, you can easily sync your different devices and ensure that your images look similar across different monitors and prints.
Patrick Hall of Fstoppers shows us how he utilizes the i1 studio to calibrate all the devices in his photography workflow, including his camera, monitor, printer, projector, scanner and iOS device.
(Via Fstoppers)


text: 03 Jun 1 #MondaySongs: Subliminal Music By Meditation Relax Club Monday Songs, Relaxation Meditation 0 This subliminal music is designed to help you control your emotions thanks to its soothing sounds and delta waves. If you need some help to control mood swings this is the album for you as well! Today free mp3 is called Subliminal Music and it's a calm ambient song which you can use to Read More


text: Go visit Google Blacklist for the list!Like everything these days, great care must be taken to ensure that as few people as possible are offended by anything. Google Instant is no exception. Somewhere within Google there exists a master list of "bad words" and evil concepts that Google Instant is programmed to not act upon, lest someone see something offensive in the instant results... even if that's exactly what they typed into the search bar. Its the Google Blacklist.


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Michael is one cool cat. He was so calm about this whole thing, which always makes my job easier! He had a perfect smile that was always turned on. I had to remind him to be tough in a few shots. I felt so bossy because I would be like "okay, how about we come over here" and he would just come everytime, try everything I asked him to try, and took suggestions from the crowd…loved it!
Thanks Jennifer, Michael, and Molly for being so great and easy to work with! His girlfriend's name is Molly too..and she had the CUTEST owl ring on I've ever seen! What are the odds…her name is Molly and she loves owls…must be a Molly thing 😉
Good luck with the rest of your Senior year Michael! Thanks for letting me take your photos!


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This is such a beautiful wedding – I love anything with a personal touch as I'm sure you know by now! Today's stunning bride Katy and gorgeous groom Tom styled their country house wedding with a nod to their local history and delicate touches inspired by Staffordshire pottery.
Their wedding photographers, lovely Rob and Sarah Gillespie, have a wonderful eye for detail and captured the most precious moments and lovingly crafted details so well. Every image I've chosen to show you of Katy and Tom's beautiful Staffordshire country house wedding will delight your pretty eyes, I'm sure!
Congratulations and the very warmest of thank yous to today's very special bride and groom. This really is a wedding to remember and I'm sure it will inspire so many future couples. Watch out for the Wedgwood inspired wedding cake, the glorious flower displays and the fantastic table plan! Claire xxx
Katy and Tom at Pendrell Hall – a Staffordshire country house wedding blog
The bride and groom: Katy and Tom
Wedding venue:
Pendrell Hall – we viewed the venue 8 months before the wedding when it was just starting to be restored and we fell in love with it, even though it was still a complete building site! Luckily our faith in the restoration work paid off, as it was all done fantastically and on time and we were even the first couple to have a civil ceremony there so it felt even more special.
Wedding photographers:
Rob and Sarah Gillespie. We have never photographed well, and in our 11 years together we have had only a handful of nice pictures of us, so we were worried about finding the right photographer. I'd seen Rob and Sarah's website on my multiple Google searches for Midlands photographers and loved their work. As soon as they came round for a cup of tea and to show us their work I decided that I wanted them to photograph our wedding, and when we saw the outcome of our pre-wedding shoot we knew we had made the right decision.
Your wedding style and theme:
Staffordshire Country House. We both grew up in Stafford and my family had ties with the pottery industry so we added a pottery theme to the day (e.g. a table plan made from hanging plates, the centrepieces were flowers in teapots, the tables were named after Staffordshire potters).
How long did you spend planning your wedding?
Less than 8 months – we got engaged just before Christmas and married early August.
Best bit of budget advice?
Prioritise! Save where you can (e.g. DIY where possible) and spend on the things that matter the most to you. Also, don't assume that it's always cheaper to rent something for the day than to buy it – we found with a number of things it was actually cheaper to buy!
Invitations and stationery:
We just ordered some pretty (but generic) invites from the internet and then printed the inserts ourselves on thick paper. This is one example of where we wanted to save money – we had heard of people spending hundreds of pounds on invites but thought – 'as long as it gets people there, then it has done the job!' We also printed out our own menus for the tables and table names on card which we just designed ourselves. We bought place name cards cheap from eBay.
Did you fall in love with your wedding dress?
YES. I was very lucky, I found it on my second attempt at dress shopping. On the first attempt I went in to 2 shops and tried on what felt like every dress in the shop. In the second shop, Formal Elegance in Cannock, I narrowed it down to seven dresses. Yes seven. All very different from each other, I had no idea which to go for. I went back one week later to 'narrow it down'. This time there was one small extra rack due to a special event. I pulled out one dress, as did my mum, and as did Jane who owned the shop. I tried my choice first and it was unanimous – this was the dress. I tried the rest on after, but this just reassured me of my choice.
Glitz and sparkle: the bride's accessories:
I had a side tiara with pearl and diamante detail and some small Swarovski earrings and matching necklace.
The groom wore:
A classic black morning suit, an ivory waistcoat with a navy pattern, and navy cravat (to match the bridesmaids). The ushers and fathers wore the same, but with ivory cravats.
Beautiful bridesmaids: what did your best girls wear?
They wore a navy strapless maxi dress from Coast – they both looked very beautiful!
Hair and make-up – did you DIY or hire a professional?
We hired a professional. For make-up we hired someone local to come to the venue in the morning and do each of our make-up (my mum, the two bridesmaids, and me). She also came to my mum's house the night before the wedding to paint our nails for us. This was a nice way to spend the night before the wedding and it meant everyone was much more comfortable on the day. We all went to the hairdressers first thing in the morning on the day to have our hair styled.
Wedding flowers:
As part of our aim to save money, we decided not to go with a florist, and instead to do the flowers ourselves. So on the Wednesday before our wedding (which was on a Saturday), we drove the 120 miles from Birmingham to London in our little car, stayed overnight in a Travelodge, and got up at 3am to go to New Covent Garden Flower Market which opened at 4am. It's the largest wholesale flower market we could find that is available for anyone to use. We bought as much as we could fit in our car (packed in cardboard boxes) and then drove straight back to Stafford to continue our wedding preparations.
When we first envisaged doing our own flowers, we thought we'd keep it simple and watch YouTube videos to learn the basics. However, my parents' next door neighbour heard of our plans, and with her love of weddings and experience doing the flower arranging for a local church, she very generously agreed to help with all aspects of the flowers, including single-handedly making 6 large standing displays, all of the bouquets and buttonholes and teaching us how to do the teapot displays.
Without her we wouldn't have had anywhere near as many flowers, and they wouldn't have looked half as good! We are eternally grateful for her help.
My bouquet was large pink roses, and the bridesmaids had smaller white roses. All of the flowers were shades of pink and white and all of the teapot displays were individual.
The ceremony:
We had an intimate civil ceremony at the venue. We chose our vows from the usual selection offered by the Registry Office, as well as additional promises. My mum did a reading for us at the end of the ceremony: 'Wedding Day' by Robert Palmer. It is nice and light-hearted.
General styling – did your venue need much decoration?
The venue was so lovely we didn't need much decoration. As well as the standing flower decorations we put a number of vases of flowers and candles around the venue. We also found some small candles in ceramic pots which had pink roses on them at IKEA which fit in perfectly with our pottery theme and our flowers.
The wedding cake:
This was another DIY job. It took 3 of us; ourselves and my mum, an entire day a couple of months before the wedding to make 3 very large fruit cakes. This was hard work! We hired the cake tins and then used both of our mums' ovens to cook them. And they were so heavy!
However, the hardest part was the decoration. We had decided previously that it would be a Wedgwood style cake, to match the theme. We coloured the icing blue (I was a little hasty with the colouring so it wasn't quite Wedgwood blue, more of a turquoise blue!) and then carefully moulded the decorations in white using moulds purchased online.
The roses on the top I made by hand. My nan used to make roses out of clay for Wedgwood and I used one of the ones she had made as a guide. The cake may not have looked perfectly neat, but we loved it. We had a real sense of satisfaction that we had made it ourselves, and it was definitely individual!
After the ceremony, we had a classical guitarist, Jessica, playing while the guests mingled. I used to play for many years and she was recommended by the music school. She was wonderful and it was a lovely sound to have in the background. We also had lawn games in the garden to keep everyone entertained (croquet, boules, giant jenga, quoits). In the evening we had a live band, Cerone. They were great and really got people on their feet dancing.
On the day tips and advice:
Everyone says it, but the day goes so fast, so try to stop and take it all in! And don't worry that you don't get to speak to everyone for very long, there just isn't enough time to spend as much as you want to with everyone.
Quick supplier list for other brides and grooms:
- THE dress: Formal Elegance in Cannock. Highly recommended, Jane and Pat were so helpful, it was delightful shopping with them. http://www.formalelegance.co.uk/
- Photographers: Rob and Sarah Gillespie. Their work speaks for itself, but what you can't see is what a pleasure it was to work with them. http://robandsarahgillespie.co.uk/
- Guitarist: Jessica Farnden. She is a music student who performs at weddings and functions and is very talented. https://www.facebook.com/jfarndenguitar
- The band: Cerone – booked through Function Central. The singer had a problem with her voice on the day and couldn't perform, but the band found a brilliant stand in, and even brought an extra band member at no extra charge. Everyone commented on how great they were. http://www.functioncentral.co.uk/acts/cerone/
- The venue: Pendrell Hall. Stunning venue, it's very light and has an intimate feel. http://www.pendrellhall-venue.co.uk
- Make-up: Judy Pendrill. She was lovely and made us all feel on ease while she was there. http://www.bridesbypendrill.co.uk
- Hair: Francesco Church lane. Did a great job and it was great all to have our hair done together. Special thanks to Gemma for my bridal hair – it was exactly as I wanted it! http://www.francescogroup.co.uk/salons/churchlane.php
Cerone bandFormal Elegance CannockFunction CentralPendrell Hallpottery themeRob and Sarah Gillespie


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I've seen the noodler's creaper pen for sale on goulet's and the standard piston fill for sale on isellpens. The piston fill on isellpens is cheaper, but they look like the same pen. Are these the same, or are they actually different models?
Nib creaper: http://www.gouletpen...en_p/n17047.htm
Standard Piston Fill: http://www.isellpens...ns_p/n17002.htm


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Premium full-grain and nubuck leathers for comfort, durability and abrasion resistance. Direct-attach, seam-sealed waterproof construction keeps feet dry in any weather.Padded collar for a comfortable fit around the ankle that helps keep out debris. Timberland's exclusive anti-fatigue technology is designed for people on their feet all day, with unique inverted, molded cones which absorb shock and return energy to feet. Laces are made from 100% PET (recycled plastic bottles). Rustproof hardware for long-lasting wear. Footbed and shaft of the boot is lined with soft leather; the toe box and forefoot are lined with breathable fabric. Rubber lug outsole for traction and durability. All shoes are listed in US sizes. To See terms and conditions!
Please Make sure you either double box the Shoe box or wrap it up that we can re-sell the product as "Brand New" condition. O Boxes, AK, HI, APO/FPO.
You will be able to track the package while in US. Please be patient when receiving international orders. Timberland® footwear is engineered to American size standards.
The following charts will help you convert your international size. To bookmark us to your favorites list and visit often! The item "Timberland Men's 6Inch PREMIUM Waterproof WORK BOOTS Double Sole 73540 AllSizes" is in sale since Saturday, March 08, 2014. This item is in the category "Clothing, Shoes & Accessories\Men's Shoes\Boots". The seller is "shoelawyer" and is located in Orlando, Florida.This item can be shipped worldwide.


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This stocking filler gift guide is for those of you who are on a budget this year like me. Containing a variety of gifts from smelly's as i call them to books and chocolates.
For all you Winter essential needs Primark got you covered. A wide variety of hats, scarfs and gloves make the perfect stocking filler addition for those on your list who are always cold.
Books/stationary – you can't go wrong with a good book or some pretty stationary. The Works have a huge selection of books to choose from from recipe books to kids books to a classic read. They always seem to have offers on like 3 for £5 too…. such a bargain. I picked up this cute Llama notebook too i love things like this.
Bath/shower gifts – Lush got you covered, i picked up a few Christmas bath bombs which smell A-ma-zing btw! They always look so pretty too . Who wouldn't love one in there stocking?
When it comes to stocking fillers Pound shops are a great place to look that's where i picked up this Vaseline bauble from.. total bargain. Also this Ginger dusk Yankee Candle for £2 perfect for the candle lovers on your list.
Boots always have 3 for 2 on at Christmas and although buying 3 of these Ted Baker body sprays in the offer comes in at over £5 they are only £4 each. How pretty do they look in this box. Ted Baker packaging is just soooo dreamy.
Games – Marks and Spencer always have these kind of game packs in, something i buy every year and the perfect stocking filler for the guys in your family. Something that all the family can enjoy playing along too as well without having to sit around playing a board game.
Drinks/Chocolate – There is bound to be someone on your list who likes a bit of a tipple, why not get them a small bottle of Prosecco or what ever drink they like, pair that with a really nice box of chocolates like these Lindt Lindor ones i picked up for £4 and that's someone sorted for the night.
All in all there are some great stocking filler gifts out there that you can pick up under £5 all you gotta do is look and shop about.
What kind of gifts do you like in your stocking?


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The federal government has commenced moves to deploy underutilized power assets to deliver incremental power to industrial centres and the needy communities in the country by generating additional 4.2 gigawatts of power to national grid in the next 12-18 months.
In a statement by the Strategy and Communications Adviser to the Minister of Industry, Trade and Investment, Bisi Daniels, this is to ensure optimal use of resources.
The Minister of Industry, Trade and Investment, Okechukwu Enalema said work is ongoing on the Alaoji power plant to supply about 360MW of unutilized power to industrial centres and people in the South-East Axis of Onitsha, Aba, Nnewi and Ihiala.
According to him, "only 120MW out of the 480MW of power generated by the plant is regularly utilized, so 360MW of power is available for centres willing and ready.
"The end-to-end power delivery project, which is being undertaken through Public-Private Partnership, ensures that generation, transmission and distribution are all aligned and simultaneously executed.
"The beauty of this project, which is a pilot, is the optimization of resources and also that the learning from it is intended to be used to unlock up to 2GW from underutilised NDPHC power plants."
The partners executing the project are the Federal Government (through The Transmission Company of Nigeria, Niger Delta Power Holding Company), GE Power, and Enugu Disco.
Enalemah added that the Council believes the Niger Delta Power Holding Company (NDPHC) brown fields are the fastest and the most cost effective path to increased power delivery to industrial hubs and communities. The main purpose of the body is to deal with critical intervention at the highest level.
According to the Council's Executive Secretary, Edirin Akemu, the objective of the intervention is being achieved through enhanced distribution infrastructure and elimination of technical power rejection; transmission upgrades on critical path to industrial and commercial load centres, and generation optimization and maximization of NDPHC output.
Through the coordination of the Nigeria Industrial Policy and Competitiveness Advisory Council, the government seeks to generate additional 4.2 Gigawatts of power to the national grid in the next 12-18 months.
Towards this end, a total of 8 power projects have been selected for the critical intervention. They are the Aba Integrated Power Project; Kainji rehabilitation and expansion; power transmission; captive power projects for industry; Afam IV rehabilitation; Afam V rehabilitation; a Seplat gas facility; and Alaoji power plant.
Other key issues discussed at the meeting were broadband penetration in the country towards achieving fiber connectivity in all 774 local government areas, and the establishment of a Sugar Industry Apprenticeship Centre.


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Please enable drag and drop sequencing of user created playlists.
I create many playlists on my channel to make it easier to organize videos I want to watch or find interesting enough to consider watching at some point. I also use playlists with Chromecast to make YouTube an extremely powerful source of wire cutter programming. Editing playlists is a pain on every platform and easy touch management of playlists would be a valuable feature differentiator.
25 votes
Anonymous shared this idea
planned · AdminFelix Haehnel (Developer, Hyper) responded
Planned for v3.3
1 comment
willem evenhuis commented


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iGaming Business, a leading publisher in the internet gaming industry and organisers of the iGB Affiliate Conferences, will once again be hosting the iGB Affiliate Awards. This year over 500 people from the iGaming community will gather once again to celebrate the ongoing success of the industry. The glamorous event is taking place at Stamford Bridge, Chelsea Football Club in London on February 1st, 2015.
AskGamblers will be there with chances to snag an award and leave their competition behind once again.
AskGamblers have four nominations
This year AskGamblers has been nominated in 4 categories: Best Affiliate Casino, Best Affiliate Mobile, Best Affiliate Overall and Best Innovation.
With thousands industry professionals brought together, the competition is steep for all of the awards. All the nominees are expected to have truly innovative ways of thinking. Growth and ethics are also two other major factors for consideration. It is now up to the iGB Award judges to make the final decision and choose the best among the best.
More on iGB Affiliate Awards
The iGB Affiliate Awards is the only industry awards ceremony that celebrates the growth, innovation and achievements accomplished in the gaming industry. They offer chances to differentiate a company from competitors and create greater recognition for the winning individual or brand.
The upcoming Awards ceremony will be the 8th one and this year twenty-five awards in total will honour the best in the Affiliate Marketing Community of the online gaming industry.
A glance on AskGamblers earlier triumphs
AskGamblers always works hard to provide the best service and makes a substantial difference in the world of online gaming industry. Up to now, our efforts have been recognized twice by iGaming Business, once in 2010 and then again in 2012.
You can read all about AskGamblers success at iGB Affiliate Awards in 2010 in our story AskGamblers wins an award for Best Casino Affiliate Portal 2010. In addition, the story AskGamblers named Best Casino Affiliate of 2012 by iGB will tell you all about AskGamblers second victory.
AskGamblers is proud that the constant efforts each number of the team is putting in to make the world of online gaming a better place are recognized and that we are even nominated for such prestigious awards.
The iGB Awards is also a great opportunity for the online casino industry to grow together and it offers great motivation for striving to deliver the best possible experience to everyone who enjoys the world of online casinos.


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The Producers
Monva L. Montabes
Andalousia Spain
Monva L. MontabesAndalousia Spain
Terroir & Caracteristic
This oil comes from Picual olives cultivated in the Sierra magina countryside in Andausia. The clay-limestone soil of this area benefits from particularly favorable conditions for the production of this remarkable oil.
The olive grove is located in the municipality of Mancha Real, under the slopes of the Sierra Magina, in Jaén in Andalusia.
Meet the Producer
Since the end of the eighteenth century, the family Montabes is dedicated in the cultivation of the olive tree and the production of olive oil. 4 generations followed and today it is Luis Montaves who manages the estate. Set in the Sierra Magina Natural Park in the province of Jaén, this estate boasts over 650 hectares of olive trees.
Thanks to an early harvest and an incomparable know-how, Luis is proud to offer an olive oil of great complexity and organoleptic intensity of an incredible luminous green color.
You will appreciate this oil for its grassy taste profile that imparts the palate with notes of freshly cut grass, olive leaf, green apple and tomato leaf.


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Everything tagged with austerity-1
Why taxes and financial measures cannot bring the money back to creditors
Athanasios Vasilopoulos analyses the dramatic measures taken by governments to repay loans in haste, which often lead to long term issues in the real economy of the affected countries.
Short Term Pain, Long Term Gain
Assessing the Greek need to accept the harsh realities of their economic plight
The Rise of the Southern European Left
The Podemos Phenomenon- Crisis, Corruption and Austerity and its Political Fallout
The Economic crisis shakes Portuguese trust in the EU
Portuguese citizens had shown high levels of trust in the EU but that changed with the economic crisis and the bailout programme.
Europeans don't like austerity.
This probably doesn't come as a shock for no one. The economic crisis management plan was, and still is, not very popular. That's why most European leaders governing in 2008-2012 …
2013 German Elections - What consequences for Europe?
Depending on the final results, a significant impact on all Europe will follow
The importance of the German elections for Europe
At the end of September Europe's leading economy is going to the polls, affecting the whole of EU.
Wolfgang Schäuble's very controversial visit to Greece
Schäuble's visit to Greece has been met with mixed feelings among Greece citizens. Two commentaries from our authors.
Real GDP growth rate - 2014
What can we do to stimulate growth?


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London, U.K.— FIA's President and CEO Walt Lukken today gave opening remarks at FIA's International Derivatives Expo. Remarks are prepared for delivery:
Welcome to FIA's 12th annual IDX conference—the international gathering of our industry to discuss and debate the issues of the day while having a little fun. The week of IDX has a tradition, or some might call it a curse, of attracting unexpected political activity.
Three years ago, IDX occurred the same month as the Brexit vote, preventing government officials from participating in the conference. Two years ago, a snap election in Britain during the week of IDX also banned UK officials from participating. This year President Trump decided to visit London during IDX and drop by 10 Downing Street, only to find Theresa May packing her bags.
And last month's EU elections are still reverberating through the halls of Brussels as the factions of the European Parliament have become more dispersed and polarized. There is something about June in London that attracts political intrigue. Maybe next year IDX should have a political exorcism to help get rid of this curse.
It is fair to say that we are experiencing the highest level of political uncertainty and skepticism in the last 50 years. Whether its Brexit, the election of President Trump or the latest EU elections, there appears to be an anti-establishment ground-swell among voters around the world.
There are major societal problems facing us, ranging from climate change to food security.
What will we do if divided government is not capable of taking on these problems?
What will we do if our political leaders cannot work together?
It can be disheartening at times that as multinationalism begins to fray at the edges, we find ourselves in greatest need for global cooperation and solutions. In these times of political uncertainty, I am reminded of the power of markets as a catalyst for change.
The fact that the political apparatus might be in a state of inaction does not mean that change is not possible.
The derivatives markets serve as a healthy reminder of that fact. The futures, options and cleared derivatives markets serve two important societal purposes. First, they allow businesses around the world to manage unwanted price risk so they can focus on their core commercial activities—whether it's manufacturing, agriculture, or energy.
Just as important, our markets serve to discover prices of essential goods and services so businesses can rely on these benchmarks with confidence in making investment decisions.
Price discovery in our markets allows capital to flow to where it is most needed in society.
One topic that demonstrates the power of markets is the ESG movement. ESG represents a focus on Environmental, Social and Governance issues. Capital is beginning to flow to ESG investments as awareness of these societal problems becomes more heightened.
In fact, institutional investors worldwide have poured more than $20 trillion into ESG investments. Policymakers are beginning to take note.
Just look at the major focus on Sustainable Finance at the European Commission where a package of measures is being implemented. This includes facilitating sustainable investment and integrating ESG considerations into existing regulation. Our markets need to play an important role in advancing ESG issues.
While some may question the effectiveness of market forces on social issues, I would challenge them that we have real examples that markets can move the needle on these topics.
For example, at LME, great strides are being made to support responsible sourcing standards for cobalt and the rest of its metals complex.
ICE and Eurex have exchanges that trade carbon emission allowances aimed at helping businesses lower their carbon footprint and price the impact of climate change.
And Nasdaq has developed an ESG index and related futures products for investors who want to focus on this theme.
Even China, where I was two weeks ago, has taken a lead on this issue and now has one of the largest carbon trading programs in the world with six cities covered by these markets.
And yes, Beijing was sunny and clear when I was there.
In the United States, we don't even talk about the acid rain problem anymore.
I can tell you as someone who grew up in the Midwest in the seventies and eighties, acid rain was a real problem – causing serious health issues, damaging crops and endangering the ozone layer.
The cap-and-trade system put into place in the 1990s essentially eliminated the problem.
Another great example of the power of markets is the spike in crude oil prices in 2008 and the subsequent changes in energy production and consumption.
As you may recall, crude oil futures shot up to $140 a barrel over a decade ago.
The markets were telling us there was an imbalance in supply and demand. So what happened next?
High prices discovered on the futures markets incentivized producers and consumers of energy to correct the imbalance.
In fact, massive amounts of capital flowed into alternative energy sources such as wind, geo-thermal and solar. Capital also flowed into more efficient ways to use energy, such as electric vehicles and battery technology. It's no accident that Tesla produced its first car in 2008.
All of these examples show the power of markets in finding solutions and driving change.
With the ESG movement becoming more and more prominent, the derivatives markets are already playing a significant role in helping investors and governments meet their goals.
And I expect much more will be coming.
My main message today is this: at a time when we need big solutions to big problems, we need to bring the power of markets to the markets of power.
Will markets solve all problems? Of course not, but policymakers and the public must recognize that markets can be and should be a major component of the solution.
And when markets and government work together, change can make us, literally, breathe a little easier.
Before turning to the program, I want to recognize our new Head of Europe, Bruce Savage.
As many of you know he is joining us from Deutsche Bank and has served on our European board for many years.
He will be joining FIA in August and we are thrilled to have him as part of our team.
Bruce please stand up so we can welcome you.
Now turning to this year's program, IDX is filled with an outstanding lineup of speakers, including Robert Ophèle, chairman of the French AMF; Chris Giancarlo in his final FIA address as CFTC Chairman; and Laura Kuenssberg, the BBC's leading expert on political affairs.
And, we are excited to hear from Dame Helena Morrissey, a leading expert and author on diversity in financial services and the founder of the Thirty Percent Club. We will also hear from the leaders of the world's exchanges, including a one-on-one interview with David Schwimmer, CEO of the London Stock Exchange Group.
And now, we want to give a special thanks to our exhibitors and sponsors who help make all this happen. At the close of IDX, FIA is always pleased to host our annual charity dinner that benefits Futures for Kids. Over the last 10 years, the IDX Gala Dinner has raised nearly £1.6 million for this worthy cause. Of course, it is tradition that every year we ask one member of the industry to raise funds by wearing a kilt. This year the privilege goes to FIA's own Emma Davey, who is giving the challenge a special tartan twist! I hope you are able to come and support this very worthy charity.
And now it is my pleasure to introduce our first speaker.
This week, we will mark the 75th anniversary of the D-Day landings in Normandy and a day that will be forever remembered when the free world came together to fight tyranny, and by winning the war, unleashed the greatest economic expansion the world has ever seen.
We will never forget the unimaginable bravery and sacrifice of those on the beaches that day so that we can live in freedom and prosper economically. We need this perspective from time to time.
Today, with the ongoing Brexit drama and the recent elections in the EU, it is important to have perspective and insights on what it all means for the global economy.
Our first keynote today will do just that.
Laura Kuenssberg is the Political Editor at the BBC, which means she is responsible for political coverage on the BBC's flagship news programs. She is the first woman to hold this important post.
Throughout her career, she has been front and center to some of the world's biggest events, while securing interviews with the key players on all sides.
Please help me give a warm IDX welcome to the BBC's Laura Kuenssberg.
FIA is the leading global trade organization for the futures, options and centrally cleared derivatives markets, with offices in Brussels, London, Singapore and Washington, D.C. FIA's membership includes clearing firms, exchanges, clearinghouses, trading firms and commodities specialists from more than 48 countries as well as technology vendors, lawyers and other professionals serving the industry. FIA's mission is to support open, transparent and competitive markets, protect and enhance the integrity of the financial system, and promote high standards of professional conduct. As the principal members of derivatives clearinghouses worldwide, FIA's member firms play a critical role in the reduction of systemic risk in global financial markets.
For more information, contact Steve Adamske at +1 202.772.3008.
- Social Responsibility
- Sustainable Finance


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- Banjos
- >
- Hawthorn RB-7 Style Top Tension Banjo
Hawthorn RB-7 Style Top Tension Banjo
A brand new Bradford & Company built Hawthorn RB-7 style maple top tension banjo. Four Keith d-tuners on strings 1,2,3, and 4. 12 inch radiused Rosewood fretboard. Spikes at 7,8,9, and 10. Kulesh New Big 10 flathead tone ring and Randall Wyatt birch block rim. Gibson stairstep block inlays and "Chrysler Building" inlay on peghead. Rickard polished brass tailpiece. Solid maple carved top tension carved resonator. Polished brass top tension hoop and resonator. Raw brass hooks and nuts. Two way adjustable truss rod. Finished in Gibson's classic Argentine gray tint as users on the Style 6 banjos. Nechville bridge. American Made Banjo Company head. Traditional top tension removable armrest. Silver Creek archtop hardshell case.
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Condition:Brand New (New)
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BrandHawthornModelMaple Top Tension RB-7 Style banjoFinishArgentine Gray Sunburst


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What is an Asset Class, or Sub-Asset Class?
To explore this question we must first break down what is an asset and then what are classes of such assets.
Sullivan(Note 1.) provides a good definition of assets as being " assets are economic resources. Anything tangible or intangible that is capable of being owned or controlled to produce value and that is held to have positive economic value is considered an asset. Simply stated, assets represent value of ownership that can be converted into cash (although cash itself is also considered an asset)."
While the, somewhat simplified, definition of asset class within the online dictionary of investment terms, Investopedia , defines an asset class as follows:
A group of securities that exhibit similar characteristics, behave similarly in the marketplace, and are subject to the same laws and regulations. The three main asset classes are equities (stocks), fixed-income (bonds) and cash equivalents (money market instruments).
Further Note:
It should be noted that in addition to the three main asset classes, some investment professionals would add real estate and commodities, and possibly other types of investments, to the asset class mix. Whatever the asset class lineup, each one is expected to reflect different risk and return investment characteristics, and will perform differently in any given market environment.
Similarly The Free Dictionary defines it as "Different types of investments that behave similarly and are subject to most of the same market forces".
As such the common definition as to what makes an asset class is whether a group of assets have the same or similar characteristics, behavioural patterns, laws and regulations.
'Sub-' is the prefix, originating from Latin, "freely attached to elements of any origin and used with the meaning 'under', 'below', 'beneath'" , "secondary" or "subordinate".
As such a definition of sub-asset class may be "a group of securities, all exhibiting similar characteristics, behaving similarly in the marketplace and subject to the same laws and regulations, but which also fall into a larger group of securities with that larger group having many, but not all, characteristics and behavioural patterns in the marketplace".
Variance Between Asset Classes
The most difficult aspect of categorising investments into one asset class or another (made even more difficult at the sub-asset class level) is the degree of variance required in an investment for it to move between categories.
For example any exchange listed investment vehicle, regardless of its underlying assets, may technically be a corporate entity that has issued securities in itself (most likely in the form of equity) and therefore be subject to the characteristics and behaviours of a listed equity class of assets while simultaneously being subject to the characteristics and behaviours of its underlying assets (for example commercial real estate).
Testing Venture Capital
To determine if venture capital is an asset class it must pass the two tests of being an asset and being of a distinct class.
a. Asset Test: a venture capital investment is an economic resource that is capable of being owned and controlled to produce value and that is held to have a positive economic value and therefore meets the asset test; and
b. Class Test: venture capital investments, while potentially covering a broad spectrum of investees across almost unlimited industries and from the very earliest stage of a venture through a latter stage of a venture (therefore this diversity of the investment having a significant impact on the investments characteristics and behaviours) remain a group of securities that exhibit similar characteristics (many of the risks and behaviours of this diverse range of investments remain universal to the group), behave similarly in the marketplace and are subject to same laws and regulations within each national geographic location and therefore meet the class test.
Having passed both the asset and class test venture capital must be seen as an asset class, but is it a sub-asset class rather than an actual asset class?
If it is assumed that by venture capital we mean a managed pool of investment funds to be invested into unlisted ventures, generally of an early stage nature at the time of investment, then this type of investment has the following characteristics and behaviours (not an exhaustive list):
• Investment in exchange for equity;
• Unlisted investee entities;
• Industry or sector is unlimited, except to such extent as the investment is into the business enterprise and not directly or indirectly with regard to an underlying asset (i.e. real estate, commodities, collectibles, further re-investment of funds);
• Investments are commonly expected to be of a 5 – 10 year timeframe;
• Risks associated with the investment are considered to be high; and
• Exit from the investment is most commonly by way of exchange listing or trade sale of the investee.
Given the equity basis of the investment and other common equities characteristics, such as means of exit from the investment, venture capital falls into the equity asset class.
It is, at the time of investment at least, an investment into an unlisted entity, however, its variance in characteristics and behaviour are such it is sufficiently dissimilar to 'private equity' investment as to warrant its own sub-asset classification. This is particularly evident in the behavioural difference of the investments given the stage of development of the respective classifications (i.e. 'early stage' verses 'latter stage'), such behavioural difference would in turn be reflected in the risks associated with each investment.
In conclusion there are both asset classes and sub-asset classes (reference to the Table of Asset Classes indicates there are also sub-sub-asset classes).
The variance between each sub-asset class has not been determined and detail of other research determining the variance has not been sourced at this time.
Venture capital investment is a member of the equities asset class, and a component of the unlisted equities classification, but is sufficiently different from other unlisted equities (i.e. 'private equity') as to require its own sub-asset classification.
1. Sullivan, Arthur; Steven M. Sheffrin (2003). Economics: Principles in action. Upper Saddle River, New Jersey 07458: Pearson Prentice Hall. pp. 272. ISBN 0-13-063085-3.


text: Brush Pass - a quick review from Spybrary listeners on the books they love (and hate!) Author David Holman gives you his thoughts on Raise the Titanic by Clive Cussler in a quick and easy Brush Pass review. If you enjoyed today's Brush Pass Spy Book review and want to learn more about David Holman's Alex Swan series do check out the official Alex Swan Mysteries Site. David Holman … [Read more...] about Raise the Titanic by Clive Cussler. Brush Pass Spy Book review (87)


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Europe is a continent located entirely in the Northern Hemisphere and mostly in the Eastern Hemisphere. It is bordered by the Arctic Ocean to the north, the Atlantic Ocean to the west, and the Mediterranean Sea to the south. It comprises the westernmost part of Eurasia.
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Albania is a country in Southeastern Europe. The country spans 28,748 square kilometres (11,100 square miles) and had a total population of 3 million people as of 2016. It is a unitary parliamentary constitutional republic with the capital in Tirana, the country's most populous city and main economic and commercial centre.
Andorra is a sovereign landlocked microstate on the Iberian Peninsula, in the eastern Pyrenees, bordered by France in the north and Spain in the south. Created under a charter in 988,[clarification needed] the present principality was formed in 1278. It is known as a principality as it is a diarchy headed by two Co-Princes: the Catholic Bishop of Urgell in Spain and the President of France.
Armenia is a country in the South Caucasus region of Eurasia. Located in West Asia[18][19] on the Armenian Highlands, it is bordered by Turkey to the west, Georgia to the north, the de facto independent Republic of Artsakh and Azerbaijan to the east, and Iran and Azerbaijan's exclave of Nakhchivan to the south.[20]
Austria is a federal republic and a landlocked country of over 8.8 million people[2] in Central Europe. It is bordered by the Czech Republic and Germany to the north, Hungary and Slovakia to the east, Slovenia and Italy to the south, and Switzerland and Liechtenstein to the west.
Azerbaijan officially the Republic of Azerbaijan is a country in the South Caucasus region of Eurasia at the crossroads of Eastern Europe and Western Asia. It is bound by the Caspian Sea to the east, Russia to the north, Georgia to the northwest, Armenia to the west and Iran to the south.
Belarus officially the Republic of Belarus is a landlocked country in Eastern Europe bordered by Russia to the northeast, Ukraine to the south, Poland to the west, and Lithuania and Latvia to the northwest.
Belgium, is a country in Western Europe bordered by France, the Netherlands, Germany and Luxembourg. A small and densely populated country, it covers an area of 30,528 square kilometres (11,787 sq mi) and has a population of more than 11 million.
Bosnia, is a country in Southeastern Europe located on the Balkan Peninsula. Sarajevo is the capital and largest city. It is bordered by Croatia to the north and west; Serbia to the east; Montenegro to the southeast; and the Adriatic Sea to the south, with a coastline about 20 kilometres (12 miles) long surrounding the town of Neum.
Bulgaria is a Balkan nation with diverse terrain encompassing Black Sea coastline, a mountainous interior and rivers, including the Danube. A cultural melting pot with Greek, Slavic, Ottoman, and Persian influences, it has a rich heritage of traditional dance, music, costumes, and crafts. At the foot of domed Vitosha mountain is its capital city, Sofia, dating to the 5th century B.C.
Croatia (Croatian: Hrvatska) is a country situated in Central Europe. It is to the east side of the Adriatic Sea, to the east of Italy. It is also bordered by Slovenia to the northwest, Hungary to the north, Bosnia and Herzegovina to the southeast, Serbia in the east, and Montenegro to the south
The Czech Republic, in Central Europe, is a country that's known for its ornate castles, native beers and long history. Prague, the capital, is home to grand 9th-century Prague Castle, a preserved medieval old town and statue-lined Charles Bridge. Český Krumlov, a small town in the South Bohemia region, is notable for its wealth of Gothic, Renaissance and Baroque buildings, many of which house restaurants and shops.
Denmark is a Scandinavian country comprising the Jutland Peninsula and numerous islands. It's linked to nearby Sweden via the Öresund bridge. Copenhagen, its capital, is home to royal palaces and colorful Nyhavn harbor, plus the Tivoli amusement park and the iconic "Little Mermaid" statue
Estonia, a country in Northern Europe, borders the Baltic Sea and Gulf of Finland. Including more than 1,500 islands, its diverse terrain spans rocky beaches, old-growth forest and many lakes. Formerly part of the Soviet Union, it's dotted with castles, churches and hilltop fortresses. The capital, Tallinn, is known for its preserved Old Town, museums and the 314m-high Tallinn TV Tower, which has an observation deck.
Finland is a Northern European nation bordering Sweden, Norway and Russia. Its capital, Helsinki, occupies a peninsula and surrounding islands in the Baltic Sea. Helsinki is home to the 18th-century sea fortress Suomenlinna, the fashionable Design District and diverse museums.
France, in Western Europe, encompasses medieval cities, alpine villages and Mediterranean beaches. Paris, its capital, is famed for its fashion houses, classical art museums including the Louvre and monuments like the Eiffel Tower. The country is also renowned for its wines and sophisticated cuisine.
Georgia, a country at the intersection of Europe and Asia, is a former Soviet republic that's home to Caucasus Mountain villages and Black Sea beaches. It's famous for Vardzia, a sprawling cave monastery dating to the 12th century, and the ancient wine-growing region Kakheti. The capital, Tbilisi, is known for the diverse architecture and mazelike, cobblestone streets of its old town
Germany is one of the most influential European nations culturally, and one of the world's main economic powers. Known around the world for its precision engineering and high-tech products, it is equally admired by visitors for its old-world charm and "Gemütlichkeit" (coziness). If you have perceptions of Germany as simply homogeneous, it will surprise you with its many historical regions and local diversity.
Greece is a country in southeastern Europe with thousands of islands throughout the Aegean and Ionian seas. Influential in ancient times, it's often called the cradle of Western civilization. Athens, its capital, retains landmarks including the 5th-century B.C. Acropolis citadel with the Parthenon temple. Greece is also known for its beaches, from the black sands of Santorini to the party resorts of Mykonos.
Hungary is a landlocked country in Central Europe. Its capital, Budapest, is bisected by the Danube River. Its cityscape is studded with architectural landmarks from Buda's medieval Castle Hill and grand neoclassical buildings along Pest's Andrássy Avenue to the 19th-century Chain Bridge. Turkish and Roman influence on Hungarian culture includes the popularity of mineral spas, including at thermal Lake Hévíz
Iceland, a Nordic island nation, is defined by its dramatic landscape with volcanoes, geysers, hot springs and lava fields. Massive glaciers are protected in Vatnajökull and Snæfellsjökull national parks. Most of the population lives in the capital, Reykjavik, which runs on geothermal power and is home to the National and Saga museums, tracing Iceland's Viking history
From Europe's largest green space to the longest defined coastal touring route in the world, Ireland is a country brimming with fun and fascinating ways to spend your days. Discover just the right mountain to climb, painting to pore over, sports team to cheer on, or whatever else takes your fancy.
Italy, a European country with a long Mediterranean coastline, has left a powerful mark on Western culture and cuisine. Its capital, Rome, is home to the Vatican as well as landmark art and ancient ruins. Other major cities include Florence, with Renaissance masterpieces such as Michelangelo's "David" and Brunelleschi's Duomo; Venice, the city of canals; and Milan, Italy's fashion capital.
Kazakhstan, a Central Asian country and former Soviet republic, extends from the Caspian Sea in the west to the Altai Mountains at its eastern border with China and Russia. Its largest metropolis, Almaty, is a long-standing trading hub whose landmarks include Ascension Cathedral, a tsarist-era Russian Orthodox church, and the Central State Museum of Kazakhstan, displaying thousands of Kazakh artifacts.
Kosovo, though a secular republic, is largely Albanian-speaking and Muslim but there are also significant numbers of minorities living within its borders, especially Serbs. Kosovo's far north, along with two small regions elsewhere, have a Serb majority and are under local control. Kosovo borders Albania to the west, Montenegro to the north west, Macedonia to the south, and Serbia to the north east; the latter frontier is viewed by Serbia as being an internal boundary separating Kosovo with Central Serbia
Latvia is a Baltic state in Northern Europe. Latvia is bordered by Estonia to the north, Lithuania to the south, Russia to the east, Belarus on the south east, and the Baltic Sea on the west. The most famous travel spot is the capital Riga, a World Heritage Site. There are also many other great places to see, both urban and rural, such as Liepaja with its unique former secret military town of Karosta and a magnificent beach. Kuldiga with Europe`s widest waterfall and Cesis with its medieval castle ruins.
Liechtenstein is a German-speaking, 25km-long principality between Austria and Switzerland. It's known for its medieval castles, alpine landscapes and villages linked by a network of trails. The capital, Vaduz, a cultural and financial center, is home to Kunstmuseum Liechtenstein, with galleries of modern and contemporary art. The Postmuseum displays Liechtenstein's postage stamps.
Lithuania is a country and the southernmost of Europe's Baltic states, a former Soviet bloc nation bordering Poland, Latvia and Belarus. Its capital, Vilnius, near Belarus' border, is known for its medieval Old Town. It also has Gothic, Renaissance and baroque architecture, and 18th-century cathedral built on a pagan temple site. Hilltop Gediminas' Tower, a symbol of the city and the nation, offers sweeping views
Luxembourg is a small European country, surrounded by Belgium, France and Germany. It's mostly rural, with dense Ardennes forest and nature parks in the north, rocky gorges of the Mullerthal region in the east and the Moselle river valley in the southeast. Its capital, Luxembourg City, is famed for its fortified medieval old town perched on sheer cliffs.
Macedonia, officially the Republic of Macedonia, is a country in the Balkan peninsula in Southeast Europe. It is one of the successor states of the former Yugoslavia, from which it declared independence in 1991
Malta is an archipelago in the central Mediterranean between Sicily and the North African coast. It's a nation known for historic sites related to a succession of rulers including the Romans, Moors, Knights of Saint John, French and British. It has numerous fortresses, megalithic temples and the Ħal Saflieni Hypogeum, a subterranean complex of halls and burial chambers dating to circa 4000 B.C.
Moldova is a small land-locked country in Eastern Europe, north of the Balkans, surrounded by Romania to the southwest, across the Prut river, and Ukraine to the northeast
Monaco is a tiny independent city-state on France's Mediterranean coastline known for its upscale casinos, yacht-lined harbor and prestigious Grand Prix motor race, which runs through Monaco's streets once a year. Monte-Carlo, its major district, is home to an elegant belle-époque casino complex and ornate Salle Garnier opera house. It also has many luxe hotels, boutiques, nightclubs and restaurants.
Montenegro is a Balkan country with rugged mountains, medieval villages and a narrow strip of beaches along its Adriatic coastline. The Bay of Kotor, resembling a fjord, is dotted with coastal churches and fortified towns such as Kotor and Herceg Novi. Durmitor National Park, home to bears and wolves, encompasses limestone peaks, glacial lakes and 1,300m-deep Tara River Canyon
The Netherlands, a country in northwestern Europe, is known for a flat landscape of canals, tulip fields, windmills and cycling routes. Amsterdam, the capital, is home to the Rijksmuseum, Van Gogh Museum and the house where Jewish diarist Anne Frank hid during WWII. Canalside mansions and a trove of works from artists including Rembrandt and Vermeer remain from the city's 17th-century "Golden Age."
Norway is a Scandinavian country encompassing mountains, glaciers and deep coastal fjords. Oslo, the capital, is a city of green spaces and museums. Preserved 9th-century Viking ships are displayed at Oslo's Viking Ship Museum. Bergen, with colorful wooden houses, is the starting point for cruises to the dramatic Sognefjord. Norway is also known for fishing, hiking and skiing, notably at Lillehammer's Olympic resort.
Poland is an eastern European country on the Baltic Sea known for its medieval architecture and Jewish heritage. Warsaw, the capital, has shopping and nightlife, plus the Warsaw Uprising Museum, honoring the city's WWII-era resistance to German occupation. In the city of Kraków, 14th-century Wawel Castle rises above the medieval old town, home to Cloth Hall, a Renaissance trading post in Rynek Glówny (market square
Portugal shares the Iberian peninsula at the south-western tip of Europe with Spain. Geographically and culturally somewhat isolated from its neighbour, Portugal has a rich, unique culture, lively cities and beautiful countryside.
Romania is a southeastern European country known for the forested region of Transylvania, ringed by the Carpathian Mountains. Its preserved medieval towns include Sighişoara, and there are many fortified churches and castles, notably clifftop Bran Castle, long associated with the Dracula legend. Bucharest, the country's capital, is the site of the gigantic, Communist-era Palatul Parlamentului government building.
Russia, the world's largest nation, borders European and Asian countries as well as the Pacific and Arctic oceans. Its landscape ranges from tundra and forests to subtropical beaches. It's famous for Moscow's Bolshoi and St. Petersburg's Mariinsky ballet companies. St. Petersburg, founded by Russian leader Peter the Great, has the baroque Winter Palace, now housing part of the State Hermitage Museum's art collection
San Marino is a mountainous microstate surrounded by north-central Italy. Among the world's oldest republics, it retains much of its historic architecture. On the slopes of Monte Titano sits the capital, also called San Marino, known for its medieval walled old town and narrow cobblestone streets. The Three Towers, castlelike citadels dating to the 11th century, sit atop Titano's neighboring peaks.
Serbia is a country on southeast Europe's Balkan peninsula with northern plateaus and mountains with ski resorts to the south. Capital city Belgrade is home to Communist-era architecture and Kalemegdan Park, site of Belgrade Fortress, held successively by the Roman, Byzantine and Ottoman empires. Stari Grad, the old city, is home to 19th-century mansions, plus opera and ballet at Narodno Pozorište (national theater).
Slovakia is a central European country known for its dramatic natural landscape and many castles. Near the Austrian border, capital city Bratislava features a pedestrian-only Old Town with a lively cafe scene. Rising on a hill above the Danube River, Bratislava Castle houses a branch of the Slovak National Museum, with displays ranging from Roman artifacts to 20th-century arts and crafts
Slovenia, a country in Central Europe, is known for its mountains, ski resorts and lakes. On Lake Bled, a glacial lake fed by hot springs, the town of Bled contains a church-topped islet and a cliffside medieval castle. In Ljubljana, Slovenia's capital, baroque facades mix with the 20th-century architecture of native Jože Plečnik, whose iconic Tromostovje (Triple Bridge) spans the tightly curving Ljubljanica River.
Spain, a country on Europe's Iberian Peninsula, includes 17 autonomous regions with diverse geography and cultures. Capital city Madrid is home to the Royal Palace and Prado museum, housing works by European masters. Segovia has a medieval castle (the Alcázar) and an intact Roman aqueduct. Catalonia's capital, Barcelona, is defined by Antoni Gaudí's whimsical modernist landmarks like the Sagrada Família church.
Sweden is a Scandinavian nation with thousands of coastal islands and inland lakes, along with vast boreal forests and glaciated mountains. Its principal cities, eastern capital Stockholm and southwestern Gothenburg and Malmö, are all coastal. Stockholm is built on 14 islands. It has more than 50 bridges, as well as the medieval old town, Gamla Stan, royal palaces and museums such as open-air Skansen.
Switzerland is a mountainous Central European country, home to numerous lakes, villages and the high peaks of the Alps. Its cities contain medieval quarters, with landmarks like capital Bern's Zytglogge clock tower and Lucerne's wooden chapel bridge. The country is also known for its ski resorts and hiking trails. Banking and finance are key industries, and Swiss watches and chocolate are world renowned.
Turkey is a nation straddling eastern Europe and western Asia with cultural connections to ancient Greek, Persian, Roman, Byzantine and Ottoman empires. Cosmopolitan Istanbul, on the Bosphorus Strait, is home to the iconic Hagia Sophia, with its soaring dome and Christian mosaics, the massive 17th-century Blue Mosque and the circa-1460 Topkapı Palace, former home of sultans. Ankara is Turkey's modern capital
Ukraine is a large country in Eastern Europe known for its Orthodox churches, Black Sea coastline and forested mountains. Its capital, Kiev, features the gold-domed St. Sophia's Cathedral, with 11th-century mosaics and frescoes. Overlooking the Dnieper River is the Kiev Pechersk Lavra monastery complex, a Christian pilgrimage site housing Scythian tomb relics and catacombs containing mummified Orthodox monks
The United Kingdom, made up of England, Scotland, Wales and Northern Ireland, is an island nation in northwestern Europe. England – birthplace of Shakespeare and The Beatles – is home to the capital, London, a globally influential centre of finance and culture. England is also site of Neolithic Stonehenge, Bath's Roman spa and centuries-old universities at Oxford and Cambridge.
Vatican City, a city-state surrounded by Rome, Italy, is the headquarters of the Roman Catholic Church. It's home to the Pope and a trove of iconic art and architecture. Its Vatican Museums house ancient Roman sculptures such as the famed "Laocoön and His Sons" as well as Renaissance frescoes in the Raphael Rooms and the Sistine Chapel, famous for Michelangelo's ceiling.


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Exclusive Music Industry Panel with DJ Skee, Will Dzombak, The Company Man,
Tuo Clark and host Jen Deleone
The Los Angeles Film School hosted a panel of music industry experts in the Main Theatre last week. Students got the inside scoop on entertainment etiquette with industry guru Jen Deleone and four guest experts. The panelists shared how to get your music heard, building your team, what labels look for, building relationships, and expanding your brand into a business. Watch the video below to see what the panel has to say about the Do's and Don'ts of the music industry. The video starts at minute 32.
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Really can't put into words how amazing my first class and event in LA went on Thursday. I pitched this idea to @robbyrob01 and the LAFS in December, and once we finalized everything only had 2 weeks to promote. 300+ in attendance, started on time and everyone said they wish the class was longer. Anytime I do any event, I make a list of everything I'd do differently for the next one – there was nothing except eat a lot before because I almost fainted on stage lol but no one knew that. That's how perfect everything was! Thank you to @robbyrob01 and the LAFS for partnering with me and bringing my classroom series to life. Thank you @djskee @wgd6788 @internz @thecompanyman for sharing gems. Thank you @djmobeatz for the music. Thank you @lyft @j_z_____ for providing rides. Thank you @fatsalsdeli @whoswilltho for catering. Thank you @meettheindustry @carmenpapetti @truelipz for helping me stay on top of everything for the event. Thank you @thedankcrusader @natalycastrodg for the photos. Thank you @officialsteveterrellevo @terrenceajones for the video. Thank you @christinamariebrophy for the gift bags. Thank you @zendejasmarco for the flyers. Thank you @sam_schmitzberger for having my merch ready in time. Thank you @_claudelicious_ for my make-up. Thank you to all the attendees and those who bought a ticket for the livestream. This was just the first one! I'll be doing this on a consistent basis with LAFS and bringing it to other schools around the country. What city or school would you want me to have a class? #JensClassroom