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A Unit Investment Trust (UIT) is an open-ended pooled fund consisting of securities held in it for a specific time. The sponsoring trust entity carefully and strategically chooses the stocks and bonds that would make up the portfolio.
Generally, the UIT's sponsor does not actively trade the securities but just buy and retain for their returns. Usually, a unit investment trust has an SEC registration as a Registered Investment Company (RIC) or Grantor trust.
Most often, the portfolio stays fixed until the sponsor terminates the trust. This can take anywhere from 13 years to 30 years, depending on the underlying securities. There might be instances when the sponsor may remove security or two from the trust.
However, they will only do it under limited circumstances, usually to protect the fund. An investor may find these situations in the prospectus or Declaration of Trust.
What is Unit Investment Trust (UIT)?
The UIT follows a financial game plan. It is an investment objective over a specific time period. However, there is no guarantee that the sponsor will meet this objective. The trust sponsor creates the trust by laying down the specific investment terms. They include the trust objective, securities to put into the trust, the period of the trust, schedule of fees, etc. Investors will find these terms in the prospectus.
Some UITs stick to popular rules when choosing the stocks for the portfolio. They choose the securities through a method called 'back-testing'. It's a method of applying an investment strategy over a mix of stocks and bonds. The objective is to see the result if the mix was done years before.
How It Works
The hypothetical performance can help investors by showing how the strategy will work at the present time. It is wise to remember that past success does not guarantee future success. The hypothetical performance relies on past performance and the future will always change.
A unit investment trust is technically an investment company. Its fixed portfolio of stocks and bonds become redeemable units to investors over a specific time period. The objective is to increase the capital's value and/or earn through dividends. Aside from UIT's, regulators also consider mutual funds and closed-end funds as investment companies.
Types of Unit Investment Trusts
The securities in a UIT determine what type of trust it is. They may be a stock (equity) trust or a bond (fixed-income) trust.
Stock Trusts
Stock trusts generally provide capital appreciation or income from dividends.
Sponsors usually issue as many units or shares as needed for a limited time before the primary offering period ends. Equity trusts have a definite termination date. On this date, the sponsor liquidates the trust and distributes the proceeds to unit holders. They will use the net asset value as the basis for distribution. The unit holders may choose to receive the money and spend it, as they will. They can also opt to reinvest the proceeds in another UIT.
Bond Trusts
In a bond trust, the sponsor issues a fixed number of units.
When they sell all the units to investors, they then close the primary offering period. Bond trusts will pay a relatively fixed monthly income to unit holders. This will happen until the first bond matures (or 'called' by the bond's issuer). The sponsor will then distribute the proceeds to the investors upon the redemption of the bond. This is actually a return of principal and the sponsor will allocate the funds pro-rata, according to investors' principal.
The trust will continue to pay the adjusted monthly income until the next bond reaches its maturity. The pattern will go on until the sponsor redeems all the bonds in the portfolio. As you can see, for people who want current income and a stable principal, a bond trust is ideal.
Strong Growth
In recent years, UITs have grown in popularity due to many reasons. One of them is that most of them have primary investment objectives geared towards providing dividend income.
The UITs can select their portfolios to include securities that provide better returns than traditional securities like bonds. These income-producing securities can include the following:
- Closed-end funds (that may or may not employ leverage)
- Preferred stocks
- Real estate investment trust (REIT)
- Business development companies (BDCs)
- Master limited partnerships (MLPs)
- Dividend-paying equities
Features of a Unit Investment Trusts
- A UIT usually issues redeemable securities or units. This works similarly like a mutual fund. At the investor's request, the sponsor will buy back the investor's units at their net asset value (NAV). Some companies have structured their exchange-traded funds (ETFs) as UITs.
- A UIT will make a one-time "public offering" of a limited set number of units. This is much like what closed-end funds do. However, many UIT sponsors will create a secondary market for the shares. This will let unitholders to sell their units back to the sponsor and allow new investors to purchase units.
- A UIT will have a definite termination date when the trust will end and dissolve. The sponsor will set this date upon the creation of the UIT. Some UITs may carry on for fifty years before the sponsors terminate them. In the case of a UIT that invests in bonds, the bonds' maturity will be determine termination date. When a UIT terminates, the sponsor will liquidate all remaining investment portfolio securities and distribute the proceeds to unit holders.
- A UIT does not actively trade the securities in its portfolio. What basically happens is that the UIT will buy a generally fixed portfolio of securities. This will be around five, ten or twenty stocks or bonds. The fund will then hold these securities with minimal or zero exchange at all throughout the life of the UIT. Because of the fixed composition of the portfolio, investors will know beforehand, what they are investing in. The UIT will list its portfolio on its prospectus for the benefit of investors.
A UIT will have a sponsor for a fund manager. It does not have a board of directors, corporate officers or investment advisers to provide financial advice during its term.
The UIT can distribute interests and dividends to its investors. When the life of the trust ends, investors can receive cash equal to the net asset value of their units. In some cases, they can receive the payment in kind from the investments held by the trust. They can also opt to roll the current value of their units into another trust fund usually at discounted charges.
UITS have a pre-determined fixed term. For trusts that invest in equities, the life range is an average of two years.
UITs Vs Mutual Funds
From many angles, UITs and Mutual Funds look very similar. But when you look closely, there are many distinct differences. Yes, they both have professionally-selected securities in their portfolios. However, UITs maintain a fixed portfolio, not like mutual funds. The sponsors don't normally change any of the stocks and bonds once they select them.
Since these securities remain the same throughout the term, investors can see what they really own. Investors can usually buy or sell UITs on any business day at the current market price. This price could be greater or lesser than what the investors originally paid for them.
In mutual funds, the fund manager actively trades the securities in the hope of generating more income for the fund. In a UIT, the fund manager selects, buys and holds the securities until maturity.
Buying a UIT is quite different from buying a mutual fund. The management fees of a UIT are lower than the fees for a mutual fund. In a buy-and-hold scheme like in a UIT, there's not too much 'management' involved. There are sales fees attached to UITs. Mutual funds also carry similar fees.
Here's the difference: investors pay a sales commission to buy a UIT, but not when you sell.
The sponsor of a UIT holds the securities in its portfolio until their maturity dates. This causes the UITs to adopt the same maturity dates. Mutual funds do not carry this maturity feature.
Pros and Cons of Unit Investment Trusts
|Portfolio Managers Cannot Actively Manage The Securities
|Professional Portfolio Assembly
|Investors Have To Pay Special Fees
|Know Exactly What Yhey Own
Advantages of a UIT
Investors prefer UITs to other funds for several reasons. These are:
- Diversification. A UIT's portfolio will normally consist of at least 20 stocks and/or bonds so it provides instant diversification. An investor may buy only one unit – but he gets diversification as well. The investments can also come from a wide variety of issuers, sectors or geographies.
- Professional portfolio assembly. We have said that investment professionals carefully select the securities that go into a UIT's portfolio. This sits well for investors because they know that the portfolio aims to generate good returns.
- Know exactly what they own. Once the investment professional chooses what securities go into the portfolio, they usually don't change. Investors would know exactly what stocks and bonds they would own. They can also find the securities they are familiar with and buy a UIT that carries them. Many investors would rather work this way.
Disadvantages of a UIT
Now, here's the other side of the coin:
- Portfolio managers cannot actively manage the securities. This restriction might sometime let some great opportunities pass and therefore miss out on some great deals.
- Investors have to pay special fees. There are fees unique to a UIT. Investors may have to shell out for a sales fee, a one-time organizational cost and some annual charges for trustee or supervisory fees.
Unit Investment Trust Tax Impacts
For the taxation-conscious, UITs offer shelter from the unrealized capital gains taxes.
This shelter is not available for mutual funds. Sponsors assemble UITs for a specified time. Therefore, the purchase price of the securities serves as the cost basis of the units. For a mutual fund, the basis is different. The government will tax the investor for the entire previous year, irrespective of the actual purchase date.
For example:
An investor may purchase a mutual fund in October and absorbs a loss in that quarter. Still, the government will tax the investor for capital gains of the underlying securities from January 1 of the year. A UIT avoids this tax consequence because it assembles a new 'investment' for each individual investor.
Several exchange-traded funds are technically UITs. However, ETFs do not normally have set portfolios. The fund manager administers it or updates it to automatically follow an index. It can have a lifetime of up to over 100 years. For example, according to their prospectus, the SPDR S&P 500 ETF Trust has a mandatory termination date of January 21, 2118.[i] Also from their prospectus, the PowerShares QQQ Trust will terminate on March 4, 2124.[ii]
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MEKI is one of the leading manufacturer specializing in audio visual product in Asia. MEKI screens are designed and manufactured all under one roof therefore we have overall quality control.
MEKI values professionalism and good quality product hence our staffs are highly trained with more than 10 years experience in audio visual field. This is so to ensure that the products and services delivered are in excellent quality.
Our company is also keen in developing and improving our products thus we have prioritize our funds in R&D department in order to keep our products up to date and to product effectively. Currently we are producing over 300,000 pieces of screens annually.

subset: commoncrawl


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This Cuddle Carrier is a great bag for you and a safe, comfortable place for your best friend. The exterior is made of soft luxe suede and the interior is lined with the same plush Minky Curley Sue fabric that we use for our blankets. This bag features� An extra wide, adjustable shoulder strap A 12 wide front storage pocket Tether for the dog Snap hook that can close-off the top of the bag It is machine washable and made in the USA.
Approximate Dimensions -20 x 11 x 3�


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AccountManager is an extension to the box office available 24 hours a day, 7 days a week. By logging in or creating an account, you will have access to many features to help manage your 2020 Genesis Invitational tickets. Using AccountManger allows you to get your tickets right away with no will call lines, pull up tickets to use directly on a mobile device, or transfer your tickets to friends, family, clients, or anyone else from your mobile device or computer.
New for the 2020 tournament: It is required that you to use the AccountManager Mobile Ticketing platform or Ticketmaster.com. You will not be able to print paper tickets PDFs. The most convenient way to manage your tickets and/or parking is directly through your smartphone. It is encouraged to download your tickets to your smartphone before heading to the tournament and store them in the wallet on your smartphone.
- Click AccountManager link on Mobile Device
- Log in using your AccountManager username and password (if you do not know your password, simply click the "forgot password" and enter the email you used to purchase and an email will be sent to reset your password
download step-by-step guide:
accepting Tickets:
- Click 'accept tickets' in the email you received
- If you do not already have an account, create a new account with the email that received the accept tickets notice
- Log into your account
- Accept the tickets
download step-by-step guide:
Transfer Tickets:
- Log in to AccountManager
- Select "Manage My Tickets"
- Select an event you wish to transfer
- Select 'Transfer Tickets' within the dropdown
- Select the tickets that you wish to transfer
- Once satisfied, click 'transfer' on the top right to proceed into the transfer process
- Review the selected seats to confirm they are the correct tickets and click 'continue to transfer'
- Please enter in recipient's contact info and press the 'add' button.
- You have the option to write a message to the recipient in the 'Optional Message' box.
- Once you have entered recipients contact information and message, click 'next step'
- Check agree to terms on the bottom, and click 'Complete Transfer'


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Nordic Career Institute (DK: KarriereGruppen) is an independent and professional Danish company within management consultancy.
Since our foundation in 1991 we have solved hundreds of consultant assignments for small and medium sized Danish and Scandinavian Companies – as well within industry, trade, service as IT companies.
Our primary services are within:
- Executive search & selection
new ceo, new management officers and specialists
- Corporate Governance and Board management
The board as value driver and new board members
- Business development
Strategy and business development – mergers and aquisitions
The ownership and management of Nordic Career Institute was founded by Sven Wolff-Jacobsen, based on his personal management experiences from management positions in some of the major service and industrial companies in Denmark and from a long career within management consultancies in Scandinavia.
Nordic Career Institute has strict admission requirements and high ethical standards, and that is your guarantee that Nordic Career Institute is a competent business partner for international companies represented in Denmark and Scandinavian countries
For further information – please do not hesitate to contact us by:
Phone: +0045 4032 2527 – or by email: Denne e-mail adresse bliver beskyttet mod spambots. Du skal have JavaScript aktiveret for at vise den.


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Welcome to a beginner's guide to the Legend of Zelda. The Legend of Zelda is a franchise that's spanned decades and charmed gamers of all generations, ages, and backgrounds. It has become one of Nintendo's most iconic game series, right behind the Mario games. With that comes several games in different styles, gameplay, and consoles....
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- Beginner's Guide, Guides
- March 15, 2017


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Search for positions by entering key words in search box below. Use left side navigation to filter by Region, Job Category, Job Type or Salary.
The Fremont Family Resource Center (FRC) is a collaborative effort of 20+ State, County, City and non-profit agencies that support families in a variety of ways. Services available at the FRC include: adult and youth employment; child care information, referral and subsidies; counseling and case management; housing information; parent support; immigration services; services for the disabled; nutrition services for mothers and children; and health insurance counseling.
The Organization
The City of Hayward is excited to announce its recruitment for the position of Family Counselor. Under general direction, the Family Counselor provides crisis intervention, counseling, and referral services to youth, families, and individuals and performs other related duties as required, such as school based, case management, and gang prevention/intervention services. This position is partially funded by Alameda County Probation Department, Delinquency Prevention Network, RFP 901499.
Under direct supervision, the Public Service Assistant II will perform litter/trash pick-up, barbeque maintenance, leaf/debris pick-up, and miscellaneous park duties in Central Park and other community parks. The Public Service Assistant II will also perform related duties as assigned.


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Many tooth whitening procedures are available and more accessible today. They differ with the application, formula and technology used for the procedure. The common procedure is using a bleach-based formula while the new and more popular procedure uses non-vital whitening that is a non bleached-based procedure.
Compare Zoom Teeth Whitening With The Top Products
|Available Country
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|USA + Some Others
The tooth whitening method that uses a gel applied on teeth and whitening light is used on the gel to activate the whitening process is called zoom whitening Australia. It will only take about an hour and afterwards, you'll be able to see lighter results.
The procedure might even take more than just one session for darker and more widespread stains. Length of procedure will also depend on the level of discoloration on teeth. These stains can be caused by aging or excessive intake of coffee or tea and tobacco for smoking.
People who are suffering from teeth stains may find this procedure appealing. To improve their facial appearance, they would want a more natural, healthy and youthful look to their teeth.
People must take note of the following things before undergoing a professional whitening procedure.
1. Price Cost of procedure may vary based on the type of procedure and the level of stains or discoloration. To compare price and quality, people may want to have a list various options.
2. Precautions People may have different reactions to the procedure. Negative effects may be encountered. Consult with a dental expert who can go over and review your dental history and provide the best recommendations and appropriate procedure suitable to your case.
3. Maintenance People interested in whitening must be willing to do some maintenance after the procedure. To enhance the whitening effect, they may need to apply some product or wear some custom-fitted tray from time to time if required by their dentist.
They must also follow some instructions to avoid getting more stains. Drinking coffee and tea and smoking may be altogether prohibited.
If you are one of those people interested in zoom whitening Sydney, you should really follow instructions and safety precautions to produce the desired results.
The cost and time they have invested in professional whitening will be worth it if they follow the guidelines set by their dentist. Confidence in having an amazing, healthy and beautiful set of teeth is the benefit the people can soon enjoy.
Zoom Whitening
Zoom whitening is one of the best options on how to have whiter teeth. It is also one of the easiest and safest among the dental procedures. Having so many choices in whitening our teeth, you might want to try zoom whitening. By means of this dental procedure, you can have the brightest smile ever.
Many of us suffer the problem of teeth discoloration. And sometimes, it is our fault why we have stained or yellow teeth. Bad eating habits cause this problem – smoking, drinking coffee, tea, or alcohol. Yellow teeth might also be due to aging. What ever it may be, our teeth are prone to yellow stains. Most of us feel ashamed or insecure if we have yellow stain in our teeth. Thus, resulting to various options on how to whiten teeth, and one option is the zoom whitening procedure.
There are a number of benefits zoom whitening has to offer. As the name implies, zoom is a quick method in whitening as you can see the end-result of the procedure. It is also safe and effective. This kind of teeth whitening involves only one treatment and the treatment is finished with in an hour. This is very ideal for busy individual who don't have much time in doing dental procedure. The effect of the treatment can last longer over other treatments.
After having a zoom whitening treatment, you need to do simple things to take good care and maintain the color of your teeth. You should avoid foods or drinks such as coffee, tea and alcohol. Cigarettes should be avoided too; they contribute a lot to have stains in our teeth. You can use a type of toothpaste which your dentist prescribed if you have sensitive teeth after the session. Your teeth will remain as white as possible as long as three years provided that you do the after care to your teeth.
When you meet someone, the first thing you will notice is their smile as well as their teeth. Having sparkling, white teeth will give you a lot of confidence for yourself. If you are not confident with the color of your teeth, you can try the method of zoom whitening. Zoom can help you bring back the beautiful color of your teeth. Many have tried non-professional procedures but only to see unsatisfied results. It is indeed a best way to visit your dentist if you have dental problems, besides they are the one who knows what's best for our teeth. And zoom whitening is being offered by dental clinics all across the globe.
Zoom Whitening
Zoom Whitening Pens are a quick and easy way to lighten the color of teeth without the need of trays or tubes of gel. These pens apply the whitening solution directly to the teeth and there's no need to wait after it has been applied. This unique formula makes it incredibly portable and can be used literally anywhere.Product Name: Zoom Whitening Pens (Total 2 Pens) Manufacturer: ZoomBeen Around Since: 2011How Do Zoom Whitening Pens (Total 2 Pens) Work?
Zoom Whitening Pens work by using a solution of 5.5% hydrogen peroxide. The peroxide solutions is applied directly through the brush applicator tip of the pen which can then be recapped for storage and portability.What do you get when you buy Zoom Whitening Pens (Total 2 Pens)?
The Zoom Whitening Pens 2 pack comes with a total of 2 pens which are ready to use straight out of the box.Editors Thoughts on Zoom Whitening Pens (Total 2 Pens) :
The Zoom Whitening Pens are especially useful for maintenance and touch ups. The gentle solution works to accomplish some lightening and whitening but, overall, is not as effective as many other whitening products on the market for first time applications. However, users not familiar with whitening products or those who want a gentle formula in order to avoid pain or increased sensitivity will find the Zoom Whitening Pens to be a great item. The pens are designed to be used twice a day for at least a week. This does result in some lightening even for teeth which have not been treated with anything else. However, they will not produce dramatic results and patients who want their teeth to be several shades lighter should choose another, more concentrated whitening formula.


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Driving is a dangerous enough task when you are around thousands of other drivers who might not be as safe as you. To make matters worse, drunk drivers are all over the roads of Lexington, Kentucky. When you think you are near a drunk driver, you need to know the steps to take to keep yourself safe and report them to the authorities.
If you spot a suspected drunk driver, you need to move your vehicle away from it as safely as possible. This means that you should either slow your speed, change lanes or remove yourself from the roadway as soon as possible if the suspected drunk driver continues.
Try to obtain the license plate number of the vehicle as well as other identifying items. This includes the color, make, model and any other descriptions of the car. These are needed to tell authorities so they can look for the vehicle and hopefully initiate a traffic stop.
You should never attempt to follow or pull the vehicle over if you think it is a drunk driver. This could be a very dangerous situation if the driver is drunk and then tries to retaliate. Always ignore the driver, even when trying to obtain identifying information for the car.
Have you been injured in a crash involving a drunk driver? This is a scary situation that can put you out of work for quite a while. There's a lot of things you can do to prevent this type of accident but it's not always possible. Make sure you have an experienced attorney by your side when dealing with an injury.


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This morning I headed into town leaving Mirinda, Bob and Adele (who stayed the weekend with Mirinda and loved our garden so much she spent an hour in it doing yoga) to fend for themselves while I went hunting for dog food. At Starbucks I was told that Charlotte had just left work on Friday saying she wasn't coming back.
Poor Manager Sue. She'd just returned from holiday to discover she was a staff member down who didn't even bother giving notice. I thought it was a shame because she's a right cack and I'll miss her. I also didn't get to say goodbye.
Sue didn't have much time for Charlotte commiserations, obviously. She had just returned from her holiday in Turkey. It was her first overseas holiday…EVAH. She's always been afraid of planes, having never been on one, and had been dreading it. I asked her how it had gone and she gave me a grim smile.
The holiday itself was great, she loved the place, but the trip there and back was a real test of her nerves…and drugs. To round it all off, she landed at Gatwick to the news that Turkey had just had an unsuccessful coup and there was some ridiculous number of people involved in rioting and street fighting. I told her she should be grateful for her excellent timing. She wasn't convinced and was still recovering from it all.
It's a good job that planes hold no fears for us because today was our Farnborough Airshow day.
It all turned out to be a wonderful day but didn't start particularly well.
We had decided to park at Aldershot Station and catch the free shuttle bus. While this was far better than sitting in traffic for hours, it did mean a very long walk from the main gate to our viewing spot as well as the ridiculous situation with the car park.
Okay, I'll accept it was my fault that the RingGo app on my phone needs to be renewed (since having my phone rebuilt). This, had it been operating, would have made things very easy. But, no. I had to use the ticket machine. But the first ticket machine I visited wasn't working. There was a big sign stuck over it saying as much so it hadn't just happened. I then walked the mile to the next machine to discover that this one was broken as well.
It wasn't just me either. By this time there was a growing group of unhappy parkers stretching out across the car park. We all made our way to the ticket office where the miserable little man behind the glass gave us all tickets.
I wouldn't have minded all this inconvenience except for the ridiculousness of the charge. It's £1 on Sundays. I mean, seriously? I spent an age phaffing about for just £1. Stupid South West Trains. Then, of course, we had to sit on the hot, stuffy bus for half an hour while we waited for the London train to arrive. Then, when we did leave, we just went around the block in order to allow the bus behind us to get out. It was not a good start.
Arriving at Farnborough, we realised we'd cut it a bit fine to make the beginning of the actual air show and had to hotfoot it down to the Runway Enclosure which was situated about five miles from the entrance.
Sophie and Tom met us at the main gate and we all headed out, passing the planes on static display. Bob said he was 'all planed out' given the amount of aeroplane museums he's visited over the last month so there was no stopping. I headed in a roundabout way in order to cool down from the hassles at the station. By the time I reached the others and plonked myself down on the grass I was well chilled and ready for a bit of high flying antics.
And it was superb. As usual. It was a pity that the Vulcan didn't put in an appearance (apparently it's too expensive to fly) and the Red Arrows were limited to a fly past but, overall, it was excellent.
It's difficult to pick a favourite though the wing walkers are always amazing.
I also loved the F35B stealth jet. What an extraordinary example of modern technology. It amazes me that we can build something as incredible as the F35B and yet a large part of the world still lives in the dark ages…by choice.
But, of course, everything was excellent. The commentary was as hilarious as last time (I'm sure the main guy is related to Jonathon Agnew) and, after one single downpour that lasted about five minutes, the weather was almost perfect. We all had a thoroughly good time.
Naturally there was the hot and stuffy wait in the bus before we headed back to Aldershot but that was of minimal consequence. A lovely day.


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To ensure Robot Ninja continues to function correctly when the WP Disable plugin by optimisation.io / hosting.io is enabled you will need to ensure that the WordPress API tag is not removed from your sites header.
You can find the setting to toggle removal of the tag in your WordPress Dashboard under Optimisation.io -> Tags.
Simply ensure that "Remove WordPress API from header" is set to OFF.
This will help ensure that Robot Ninja is able to perform API Discovery on your site.


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ABOUT | Sharon Greig ~ Law Graduate/ Researcher
Although Sharon is imported from the Hawkes Bay, she's been here so long, she reckons she is nearly a local.
Sharon's first experience of Northland was visiting her boyfriend's mum at Tapuaetahi for Christmas in 1994. Unsurprisingly, she proceeded to fall in love – both with the husband-to-be and the Far North. She moved here 19 years ago.
In those 19 years, she has immersed herself in the Far North lifestyle. She has learnt to surf, tie fishing knots, skipper a boat, put down a hangi and become a gardener. A
Sharon is a fledgling toastmaster in Kerikeri, a supporter of Foster Hope and the Waitangi Mountain Bike Park. She considers the cultural diversity of our community as a good thing and loves to meet people from Northlands varied walks of life, which is a handy attribute for a lawyer.
Prior to qualifying in law, Sharon developed a wealth of life and work experience in hospitality, business, project management, events and marketing. Six years ago, Sharon decided to pursue a law degree with the aim of becoming a lawyer & barrister. She continued to work full-time whilst commuting to Hamilton as a full-time law student – yes, she is a little crazy, but her perseverance evidences her never-say-die attitude which she applies to her legal work.
Now she is qualified and has a strong interest in resource management, environmental law, employment law, Maori land law, and intellectual property law, all of which sync perfectly in her role of supporting Kerikeri lawyer Jo Baguley and Atlas Legal's range of law they provide to their clients.
Outside of work, like most of us, Sharon loves to spend time with her friends and family. She adores the wild unspoiled beauty of the Bay of Islands and the Far North and spends as much time out of doors enjoying it as she can. Sharon is very versatile, an excellent communicator and listener. She also makes a mean paella, is a self-confessed book addict and beach-lover.
Email Sharon on firstname.lastname@example.com or simply contact us.


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After making a big flagship play in the Philippines with the OPPO Find X2 Pro, OPPO's back with its midrange smartphones in the OPPO Reno 3 Series!
Posts tagged as "oppo"
OPPO didn't just launch the Find X2 Series at its event. It launched neew products that help its 5G, AI, and IoT efforts including the OPPO Watch!
It's been almost 2 years since we got the OPPO Find X, the company's look at the future of phones. In 2020, we now have the OPPO Find X2 Series! Why though?
After months of teasing, OPPO announces the global launch of the futuristic Find X's successor. Here's what you need to know about the OPPO Find X2!
OPPO wanted to do Christmas in its own special way. With that in mind, it has PamaskOPPO! This campaign has discounts and surprises galore!
After putting some focus on the A series in PH, OPPO's back with the follow-up to Reno! They're finally launching the OPPO Reno 2 series on October 17!
OPPO is NOT DONE with their entry-level lineup just yet! After showing the Reno in the Philippines, they're back with the OPPO A9 2020!


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Happy Monday everyone!
Time to be all NEUTRAL and dream of beaches!
As this is such a pale colour I decided to focus on the background for this colour rather than the feature stamp. So it was time to dig out the amazing Sanded background stamp which retired a couple of years ago!
I also spent time inking the pieces, but otherwise I used a combination of Crumb Cake & Chocolate Chip to create the simple but hopefully elegant sympathy card.
Happy crafting!


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Cowboy boots are rocking and are afraid to mix faux-snakeskin and studs. Statement shoes with their bold colours, they'll instantly elevate an otherwise understated outfit. Wear yours with mom jeans, western belt and black turtleneck for a cowgirl look inspired by Emily Ratajkowski!
Camel cowboy boots with faux-snakeskin with blue, orange, yellow and black highlights. Silver conical studs, pointed toe and camel interior zip closure.High quality synthetic materials and leather insole.
Warning: Last items in stock!
Availability date:
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In France, Belgium, Luxembourg and Spain
Customer service
Need an advice? From monday to friday :
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The hiring of a law firm is an important decision that should not be based solely on advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. Personal Injury Lawyers serving Daytona, Melbourne, Orlando, Florida and Nationwide.This website is not intended for viewing or usage by European Union citizens.
Posted: December 5, 2010
The Consumer Product Safety Commission has taken a step toward creating a new database that is a giant step forward for consumer safety. A new rule has approved a product safety complaint database accessible to the consumers. For the first time, manufacturers will no longer control the reporting of consumer complaints and safety information related to their products. Now consumers will be able to report complaints and research complaints of others relating to specific products on the internet. The available information will include reports of injuries, manufacturers' comments on those reports, and recall information. This database should revolutionize the advancement of product safety by involving the consumer in directly reporting to a database available to the public at large.


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Ubisoft's Assassins Creed is one of the most popular and profitable gaming franchises at the moment. The latest avatar of the game seems like it's going to be the best so far. Assassins Creed 4: The Black Flag has a new protagonist and many new gameplay mechanics. When in the "past", play as a pirate, from fighting against naval forts and other ships to searching for treasure on the sea bed. The game will actually allow the player to free swim on the ocean bed in search of lost treasure but beware sharks! In the "present" the player will be able to explore much more of Abstergo than ever before. It will still have many of the things that have made the franchise popular like free running and an upgrade system – this time around expect free swimming as well, and players will have to upgrade their ship.
In other news, Minecraft developers 4J Studios has said that it is in the final stages of finishing up the new Title Update 12 for Microsoft Xbox 360 – they hope to apply for certification later this week which means that it would take another week or two for the game to be available on Xbox Live. 4J Studio also plans to reveal the first Mash-Up for the console – these packs are combinations of new skins, user interface, textures and a themed world to make the game look like another game. Expect it to be revealed at the same time the Title Update goes in for certification, says 4J Studio – so hopefully by the end of the week or later this month.


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[Gifted] They say good things come in threes and that's been the case with my flurry of fragrance subscription reviews. Whilst I've enjoyed them all, dare I say that I've saved my favourite until last? Meet Sniph, a name you might not have heard of before – and one I certainly hadn't until the email landed in my inbox inviting me to review. Sniph is a fragrance subscription born in the super stylish Sweden.
Fragrances were probably my first form of beauty collecting, from a young age I had everything from the cheap to the luxurious on my Christmas lists, from Chanel to Paris Hilton – I loved collecting the bottles and since then my love of trialling fragrances has only grown, and it's one of my favourite things to review.
Sniph allows you to pick from six fragrance collections, three geared towards women and two towards men and a unisex "avant garde" collection for the new and unusual. Each of the collections offer a slightly different vibe, so if you lean towards one type of fragrance over another, you can tailor your fragrance to something that's most likely to be your cup of tea.
Sniph arrives in a sleek, neat little parcel that's bundled up nicely to slot through your letterbox. The box has a nice linen texture and the atomiser and perfume sit nestled on a sponge cushion to make sure it lands on your doormat safely and securely. The Vials easily twist in and out, more so than others that I've tried, and it would be very easy to swap over with your second, third, fourth…. (I'm sure if could get addictive) monthly deliveries from them. The casing is the sleekest of them all, it's not bulky and has a sleek soft touch that's perfect to slip into a handbag or clutch on the go. There is 8ml of perfume each month which should see you through one month to the next, if you were to solely use this fragrance, but if like me – you switch up your fragrances daily, it should give you a good few months of enjoyment in between other favourites in your collection.
The biggest tick on the packaging front for me is that there's a sticker on the lid with the name of the fragrance, that means you can see easily what fragrance is currently loaded and ready to spritz, and find the next one you want to switch it out for.
The thing I like most about this subscription is that they specialise in finding the more luxurious and more unusual. By that, I don't mean that they pick high end brands you can find in every department store, they search out indie perfumeries. Quality, unusual & ones that are more difficult to try before you buy.
I decided to opt for the Female Classics collection, they describe this collection as timeless classics with the occasional surprise twist and I think that's the perfect representation of the fragrance that I received in my first box.
The perfume arrives with a card detailing information about the notes, sophistication level of the notes and description, even a little line drawing of the bottle – it's got the best detail out of any of the subscriptions I've had thus far and I think that if you are a fragrance-o-holic that likes learning about the notes in your collection then you'd really enjoy the information that's provided alongside of it.
The fragrance that I received first was Gallivant Brooklyn, given the middle of the road rating for complexity is something I'd agree with, it's not simple one note or one type of note there's a mixture of notes going on, but it's not so overwhelming where there's too much going on. Simple, but interesting.
Floral, Warm and Fruity is a big ask to get right in one perfume blend, but somehow this manages it without being overwhelming. The first note I smell on the first spray is definitely the Magnolia which greets the base note of Amber instantly, the warm and slightly spiced amber note works really well with the magnolia notes which can sometimes I find, date a perfume. The third note is lemon which brings a fresh ozonic vibe to the fragrance, alongside a slight fizziness. The fragrance has been well thought out and it is balanced well. The fragrance is strong and a spray or two at this is all you need for long lasting wear.
I've tried to savour this for special occasions more, as I like it that much I want to make sure I'm trying to savour every spritz, but on the few times I have worn this to work I've had several compliments and questions about what perfume I've been wearing. The sign of a true winner.
I completely get how they've categorised this perfume as a classic with the little twist, the magnolia, amber and lemon are such classic notes – but when they are paired together they have taken on a fresh lease of life. Well done Gallivant, this is a gallant effort.
The cost of the subscription is £14 per month so it's the most expensive that I've tried, postage is free. The value for money is good, not the best the value of this particular fragrance calculates at just over £17, however there is something to be said for the box being one that focuses on on more niche perfumes that may be more difficult to sniff and trial in person.
If you would like to subscribe to Sniph use the code RACHAEL5 which will get you £5 off your first box (please note this is an affiliate code).
For fragrance geeks who want the opportunity to trial new and indie fragrance houses, this is the fragrance subscription for you, no questions.
This subscription was gifted in exchange for an honest review. Affiliate Code Listed.
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40 Inches Overall
Hibiya Amamiya Cosplay Sword
- Quality:
- Finely Crafted - Carbon Steel
- Availability:
- Usually ships the next business day
- Item #:
This katana belongs to Hibiya Amamiya, a 12-year old boy that is a little mature for his age. He has brown hair and brown eyes that have the special ability to see far away objects.
His sword is an attractive piece that measures 40 inches long. The dark slender durable quality carbon steel blade meets up with a brass oval shaped guard. The 11-inch handle is wrapped with a black fabric that has reveals the brass color underneath. A brass pommel on this elegant looking weapon gives it a finishing touch. This sword is the perfect match for a mature gifted child and the replica can now belong to you!
40 Inches Overall
Carbon Steel


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The BSC (Balancing and Settlement Code) panel has recommended that Ofgem approve a modification that would allow Capacity Market levies to be collected from suppliers, and held I escrow until the future of the CM becomes clear. The regulator has still to decide whether to approve the modification. But the recommendation gives a clearer path to Ofgem in deciding how to treat the levy in calculating domestic consumer price caps to apply over the summer. The regulator has to set the price cap level tomorrow (7 February).
Meanwhile, the European Commission has appealed the European Court ruling that caused the Capacity Market to be paused. There were fears that the appeal could be the cause of further uncertainty, if the hiatus continued while the appeal was heard – a potentially lengthy and uncertain process likely to take at least 18 months. But the Commission has made it clear that the appeal and the reconsideration will proceed in parallel, with the aim of giving the market certainty as soon as possible.
Longer term, Brexit raises more questions about the Capacity Market and specifically how interconnectors will participate. At the moment, it seems that trading across the interconnectors will be on an explicit not implicit basis, which means capacity has to booked, and trading will move from balancing in the Internal Energy Market to trades that are further ahead. That could affect interconnectors' ability to respond to short-term signals – ie Capacity Market alerts.
Further reading
Act by 29 January: respond to consultation on BSC Capacity Market charging modification
BEIS select committee: what is 'Plan B' for Capacity Market?
Capacity Market BSC modification to be treated as 'urgent'
Sara Bell: Capacity Market failings are substantive
What has the Capacity Market ever done for us?
Capacity Market: two options to resume payments in Q1, BEIS seeks views by 10 January


text: Four Dutch cousins on a once-of-lifetime adventure. In March 2020, they will set off from Holland, with their classy 1990's Transalp Motorbikes, to the Cape of Good Hope! A journey which will take them through the Heart of Africa, crossing more than 22 countries and covering over 20.000 kilometers. Follow these adventures on their great African Journey!


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Dice game rules Excellence – The real dice game rules fun
this guide is the most comprehensive tool available for information on dice game rules in America, offering game-playing tips, coupons, and information on vacation packages.
This revised and expanded edition teaches the basics of craps and gives even more dice game rules Winning Craps for the Serious Player shows players at all levels everything they need to know to play — and win! They are by far the largest casino on the Internet. You can play with other people at the same table, or play at a private table. Their dice game rules takes a minimal amount of time, and it is free. They offer a 20% Bonus on your first deposit. Readers learn the preferred playing methods, strategy, etiquette, dice game rules, and best wagers for new casino games, including Caribbean Stud Poker, Let It Ride, Pai Gow Poker, Spanish 21, and Three Card Poker.
In sixty-four comprehensive chapters, readers will learn how to play and win at blackjack, poker, craps, roulette, video poker, slots, and keno. This portable guide is one of the bestselling dice game rules books ever written. Craps: A dice game rules teaches the reader how to increase the probability of winning to 83% on each roll of the dice. Teaches people when to place bets and when to remove bets. Strategy is simple to understand. Beginning roulette players learn the inside secrets of betting and dice game rules at roulette in this excellent, easy-to-read primer. Step by step, bettors learn the complete basics of play: the odds and payoffs on the more than 150 available bets, how to bet the single, combination, and outside bets, the best ways to attack the single- and double-zero wheels, and the basic traits and peculiarities of the roulette game and layout. Authoritative, comprehensive and up-to-date, this guide takes into account all the major changes that have occurred in legalized dice game rules as it has spread throughout the nation in recent years. And remember to keep checking back for offers such as dice game rules deposits, no lose promotions and some cracking competitions. When all players have made their decision, the dealer exposes all their own cards to see what the value of their hand is. If they dont qualify then all ante bets are paid. If they do, then the dealer compares their hand with each individual player hand. dice game rules player hands are paid out on both ante and raise bets, losing player hands forfeit all bets.


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Grapevine Unity Online Online MeetingBack to Meetings
Meeting Information
Sunday, to 7:00 pm
- Discussion
- Online Meeting
- Open
This meeting is open and anyone may attend.
Online MeetingJoin with Zoom
Grapevine Unity Group
District 61
- Updated May 28, 2020
Grapevine Unity Group
45 other meetings at this location
419 Northwest Highway
Grapevine, TX 76051
(817) 488-9692
All meetings are Smoke Free.
Birthday nights are last Saturday of each month.


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Kawasaki 440/550 Hull Extensions
5.00 out of 5
Kawasaki 440 / 550 Hull Extensions the replace the stock caps adding an extra 1″ to reduce porpoising and improve turning grip. Rear exhaust hole is built in.
SKU: PW-01-700 Tags: 550sx, handling, hfc, hull extensions, JS440, js550, prowatercraft, reap cap, replacement
- Description
- Additional information
- Reviews (1)
Kawasaki 440/550 hull extensions come out an extra 5/8″ to grab the water for longer for a reduction in porpoising and increases the rear grip. These improve the overall handling of the ski. These are a direct replacement of the badly-designed OEM caps that fill with water and sand.
Sold with pre-molded rear exhaust hole for those with this outlet configuration.
What You Need to Know:
- For the lifetime warranty, you need to install this product with our approved silicone. Apply silicone to all the edges and wipe off any excess from the surface of the product. Smooth out any excess silicone along the edges as well. Allow the silicone 24 hours to cure.
- This product fits: Kawasaki 440 / 550 (all years)
- Installation time: 1 hour
Additional information
|3 lbs
|9 × 5 × 5 in
|Rear Exhaust
1 review for Kawasaki 440/550 Hull Extensions
5 out of 5
Bill Kinnison (verified owner) –
Less porpoising, easier to get the bow to settle down when going over boat wakes, looks cool. Super easy install.
Thanks guys!


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The highly competitive exam of IIT-JEE which is considered the hardest to crack in the country was surprisingly cracked by 28 students of Bihar's Super 30 which is actually a free coaching center for underprivileged students.
What's more surprising about the news? That the children of marginal farmer, daily-wage labor, migrant workers and shop helper are amongst those successful candidates of Bihar's super 30.
"We are happy that 28 of our 30 students have made it through the Indian Institute of Technology-Joint Entrance Examination this year. The credit goes to the hardworking students and our teachers," said Anand Kumar, founder director of Super 30.
This institute finds talented students from poor families and provides them coaching, accommodation and food so that they can freely focus on cracking IIT.
Super 30 was started with Mr. Anand with the former Director General of Police, Bihar, Abhyananad and was also selected by the Time magazine as 'The Best of Asia 2010'.


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Joining VeloClub not only supports the work we do, there are some fantastic benefits:
by Mark Zalewski
April 12, 2017
In today's CyclingTips Daily News Digest: Bouhanni wins Paris-Camembert; The Status of Women's Pro Cycling – Part 3: Owning the Road Ahead; Scarponi to replace Aru in Giro after knee injury worse than initially believed; Alaphilippe out of Ardennes Classics with injury; Wout Poels out of Ardennes with knee injury; BMC closes out Belgian Classics without Van Avermaet; Quinziato announces retirement at end of 2017; Sunweb regaining riders injured in early season; Montana legislature removes proposed bicycle fee amendment from bill; Researchers study why cyclists break road rules; Video: The bike is just a detail; Video: 2017 UCI Women's WorldTour – Focus on ORICA-Scott; Video: Tour de Yorkshire promo.
Another rider will miss the Ardennes Classics with a knee injury. Team Sky confirmed Tuesday that Wout Poels, winner of Liege-Bastogne-Liege last year, will miss the race this year.
"The problem has been in my right knee. I had some pain which was there when I rode," he said. "It's been a tough time because I've been on the bike, off the bike, on the bike.
"Everybody knows you need to have done a certain amount of work to be super good in the Ardennes Classics. If you've not put the hours in and done the long days – Liege-Bastogne-Liege is more than 250km – then you won't do well."
"I had a really good winter and I started really well, so it's frustrating that I couldn't do what I wanted to do," he added. "It's always disappointing when you can't race or train. Last week was the first time I'd had a better week of training – the first time I'd got consistent hours in.
"I did a nice ride today and the feeling was OK, so hopefully if this week carries on like this then I might go to Romandie to get some competitive action and support the team. To be back racing would be amazing. Then I should head to an altitude camp as preparation for the Tour de France. I think the team wants me for the Tour so I'll work hard for that and go there to support Chris [Froome]."


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With the Deezer iMessage app you can send a recently played track to a friend (or foe depending on their tastes) so that they can listen to a 30- second sample. If they like the track they can open it in their Deezer app. It's a great way to share music together in a heartbeat or tell someone special the things that matter when all words fail.
Would you recommend this product?No reviews yet
With the latest Deezer release you now have the possibility to share your recently listened tracks on Deezer's music streaming app directly in an iMessage chat thread with a friend. It's a great way to share music together, whether it's a new discovery or something they for sure won't like... Read more about it here: http://www.deezer-blog.com/you-c... 😸
@bombeztic prefect 👏🏻
@writerpollock thanks!
@bombeztic keep me in the loop of new features. Would love to help test them out.


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zyban with no prescription, zyban online overnight, zyban cheap no prescription, zyban generic cheap. zyban no prescription overnight delivery, … . order cialis at dokteronline.com. information about cialis tadalafil (prescription only medication). buy cialis with online consultation! from canada drugs – online canadian pharmacy. prozac if you are uncertain whether you must start taking this medication, speak with your online >> high quality, generic prednisone without prescription . prednisone is prescribed for the treatment and prophylaxis of such diseases as rheumatism, rheumatoid can i order prednisone online for my dog Indiana Dunes Tourism, the official tourism bureau of Porter County, recently honored two dozen businesses, organizations and individuals for their outstanding service.
The R.O.S.E. (Recognition of Service Excellence) Awards recognize those who provide excellent service or otherwise go the extra mile to make Porter County a great place for visitors and residents alike to enjoy. This year's winners are:
Hotel of the Year – Hilton Garden Inn, Chesterton
Festival of the Year – Hooked on Art
Restaurant of the Year – Kelsey's Steak House, Valparaiso
Retailer of the Year – Chelle's
Newcomer of the Year – Hunter's Brewing
Recreation Location of the Year — Portage Lakefront and Riverwalk
Partner of the Year – Valpo Velvet
Putting Porter County on the Map – Thad Donovan
Turning Lemons into Lemonade – Brad Bumgardner
Conservation Award – Taltree Arboretum
Conservation Award – Indiana Dunes State Park
Conservation Award – Indiana Dunes National Lakeshore
Conservation Award – Coffee Creek Watershed Preserve
Conservation Award – Friends of Indiana Dunes
Professional of the Year – Richard Riley
Hospitality Professional of the year – Lori Guilfoyle
Shining Star –Suzi Galvin
Shining Star – Ashley Goldsmith
Shining Star – Adam Erb
Attraction of the Year – 49er Drive-In Theatre
People's Choice Restaurant of the Year — Industrial Revolution
People's Choice Retailer of the Year – BJ's Coins & Jewelry
People's Choice Pub of the Year – Moods Pub
Volunteer of the Year – Rafi Wilkinson It is highly unlikely that a parent who believes that his or her child is not receiving sufficient services will forgo a challenge merely because of an evidentiary rule that is common to most litigants, the writemyessay4me.org district's brief says


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Porsche Cayenne Base Model Cut to Make Way for Macan
Porsche has been forced to shuffle some of its packaging and models to make sure that its prices don't intersect.
To make way for the new Macan small crossover, which starts at $50,895, Porsche has cut the cheapest Cayenne model which was available for $50,595.
When the new 2015 Cayenne arrives in dealers in November, it will do so with a $62,695 base price. For that starting price you get the Cayenne diesel, while buyers have three other trims to choose from, ranging from the $73,105 Cayenne S up to the $112,605 Cayenne Turbo.
The big news for the 2015 Cayenne is the addition of the plug-in S E-Hybrid model, which uses a 3.0-liter supercharged engine mated to an electric motor to provide a total system output of 416 hp and 435 lb-ft of torque.
SEE ALSO: 2015 Porsche Cayenne Details
Demand for the Porsche Cayenne has far outpaced supply in recent years, so Porsche is not too worried about Cayenne owners giving them up for Macans. But, the brand still expects there to be at least a 10 to 15 percent substitution rate between the Cayenne and Macan.
GALLERY: 2015 Porsche Cayenne
[Source: Automotive News]
Discuss this story at our Porsche Cayenne forum


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A small sample of my work.
So you can see what I can do visually, with pacing, with action--a short thriller I made in college
This is the abridged version of a short I made my freshman year of college. It won the Audience Choice Award at a festival in conservative Athens, Georgia
A short reel of promos--because I'll sell out if the price is right. . .
A short doc about an Anti-Trump protest the day after the 2016 election. Filmed solo and spur of the moment
I'm Zach Sheram.
I'm a storyteller--
A director, writer, and visual artist.
I play in many mediums with a focus on filmmaking.
I have an interdisciplinary BFA from the University of Georgia in Storytelling.
I recently completed a program for producing & directing with Warner Bros, in partnership with The School of Cinematic Arts. There, I was selected of 23 students to direct a film on the studio backlot based off my pitch and prior work.
I worked under Jewerl Ross at Silent R Management, where I assisted in script coverage and approached clients on his behalf at the Indie Film Fest (RIP) and AFI. While there I had the opportunity to pitch ideas of my own for his clients. I learned a lot from him and his Creative Exec Andrew Gerson.


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Conservation status: Secure
|Scientific classification
|Carassius auratus
(Linnaeus, 1758)
The Goldfish (Carassius auratus) was one of the earliest fish to be domesticated, and is still one of the most commonly kept aquarium fish. A relatively small member of the carp family (which also includes the koi carp and the crucian carp), the goldfish is a domesticated version of a dark-gray/olive/brown carp native to east Asia (first domesticated in China)[1] that was introduced to Europe in the late 17th century. The mutation that gave rise to the goldfish is also known from other cyprinid species, such as common carp and tench.
Goldfish may grow to a maximum length of 23 inches (59 cm) and a maximum weight of 9.9 pounds (4.5 kg), although this is rare; most individual goldfish grow to under half this size. In optimal conditions, goldfish may live more than 20 years (the world record is 49 years); however, most household goldfish generally only live six to eight years.[2]
During the Tang Dynasty, it was popular to raise carp in ponds. As the result of a dominant genetic mutation, one of these carp displayed "gold" (actually yellowish orange) rather than silver coloration. People began to breed the gold variety instead of the silver variety, and began to display them in small containers. The fish were not kept in the containers permanently, but would be kept in a larger body of water, such as a pond, and only for special occasions at which guests were expected would they be moved to the smaller container.[1]
In 1162, the empress of the Song Dynasty ordered the building of a pond to collect the red and gold variety of those carp. By this time, people outside the royal family were forbidden to keep goldfish of the gold (yellow) variety, yellow being the royal color. This probably is the reason why there are more orange goldfish than yellow goldfish, even though the latter are genetically easier to breed. [3]
As time passed, more mutations occurred, producing new color variations, and fancier varieties of goldfish were developed. The occurrence of other colors was first recorded in 1276. The first occurrence of fancy tailed goldfish was recorded in the Ming dynasty. In 1502, goldfish were introduced to Japan, where the Ryukin and Tosakin varieties were developed.
In 1611, goldfish were introduced to Portugal and from there to other parts of Europe. Goldfish were first introduced to North America in 1874 and quickly became popular in the United States.
Varieties of domesticated goldfish
Selective breeding over centuries has produced several color variations, some of them far removed from the "golden" color of the originally domesticated fish. There are also different body shapes, fin and eye configurations. Some extreme versions of the goldfish do need to be kept in an aquarium — they are much less hardy than varieties closer to the "wild" original. However, some variations are hardier, such as the Shubunkin. The main varieties are:
Black Moor
Bubble Eye
Celestial Eye
Calico Fantail
Telescope Eye
Panda Moor
Chinese Goldfish classification
In Chinese goldfish keeping, goldfish are classified into 4 main types, which are not commonly used in the west.
- Dragon Eye - Goldfish with extended eyes, e.g. Black Moor, Bubble Eye, and Telescope Eye
- Egg - Goldfish without a dorsal fin. e.g. Lionhead (note that a Bubble Eye without a dorsal fin belongs to this group)
- Wen - Goldfish with dorsal fin and a fancy tail. e.g. Veiltail ("Wen" is also the name of the characteristic headgrowth on such strains as Oranda and Lionhead)
- Ce (may also be called "grass") - Goldfish without anything fancy. This is the type that is usually used in Japanese carnivals, especially for "goldfish scoops".
- Jikin and Wakin - Goldfish with double tails, but with the body shapes of comets.
Goldfish in ponds
Goldfish are popular pond fish, since they are small, inexpensive, colourful, and very hardy. In a pond, they may even survive if brief periods of ice form on the surface, as long as there is enough oxygen remaining in the water and the pond does not freeze solid.
Common goldfish, London and Bristol shubunkins, Jikin, Wakin, comet and sometimes fantail can be kept in a pond all year round in temperate and subtropical climates. Moor, veiltail, oranda and lionhead are only safe in the summer.
Small to large ponds are fine though the depth should be at least 80 cm (30 in) to avoid freezing. During winter, goldfish will become sluggish, stop eating, and often stay on the bottom of the tank. This is completely normal; they will become active again in the spring. A filter is important to clear waste and keep the pond clean. Plants are essential as they act as part of the filtration system, as well as a food source for the fish. Plants are furthermore beneficial since they raise oxygen levels in the water.
Compatible fish include rudd, tench, orfe and koi, but the latter will require specialized care. Ramshorn snails are helpful by eating any algae that grows in the pond. It is of great importance to introduce fish that will consume excess goldfish eggs in the pond, such as orfe. Without some form of population control, goldfish ponds can easily become overstocked. Koi may also interbreed to produce a sterile new fish.
Goldfish in aquaria
The goldfish is usually classified as a coldwater fish, and it can live in an unheated aquarium. Like most carp, goldfish produce a large amount of waste both in their feces and through their gills, releasing harmful chemicals into the water. This also happens because goldfish cannot digest an excess of proteins, unlike most tropical fish[citation needed]. Build-up of this waste to toxic levels can occur in a relatively short period of time, which is often the cause of a fish's sudden death. It may be the amount of water surface area, not the water volume, that decides how many goldfish may live in a container, because this determines how much oxygen diffuses and dissolves from the air into the water; one square foot of water surface area for every inch of goldfish length (370 cm²/cm). If the water is being further aerated by way of water pump, filter or fountain, more goldfish may be kept in the container.
Goldfish may be coldwater fish, but this does not mean they can tolerate rapid changes in temperature. The sudden shift in temperature that comes at night, for example in an office building where a goldfish might be kept in a small office tank, could kill them, especially in winter. Conversely, temperatures over 25 °C (77 °F) can be extremely damaging for goldfish (this is the main reason why they shouldn't be kept in tropical tanks).
The popular image of a goldfish in a small fishbowl is an enduring one. Unfortunately, the risk of stunting, deoxygenation, ammonia/nitrite poisoning caused by such a small environment means that this is hardly a suitable home for any species of fish, and some countries have banned the sale of bowls of that type under animal rights legislation.
The supposed reputation of goldfish dying quickly is often due to poor care amongst uninformed buyers looking for a "cheap" pet. The true lifespan of a well-cared-for goldfish in captivity can extend beyond 10 years.
Fancy goldfish are unlikely to survive for long in the wild as they are handicapped by their bright fin colors; however it is not beyond the bounds of possibility that such a fish, especially the more hardy varieties such as the Shubunkin, can survive long enough to breed with its wild cousins. Common and comet goldfish can survive, and even thrive, in any climate in which a pond for them can be created. Introduction of wild goldfish can cause problems for native species. Within three breeding generations the vast majority of the goldfish spawn will have reverted to their natural olive color. Since they are carp, goldfish are also capable of breeding with certain other species of carp and creating hybrid species.
Research by Dr. Yoshiichi Matsui, a professor of fish culture at Kinki University in Japan, suggests that there are subtle differences which demonstrate that while the crucian carp is the ancestor of the goldfish, they have sufficiently diverge to be considered separate species.[4]
Like most fish, goldfish are opportunistic feeders. When an excess of food is offered, they will produce more waste and feces, partly due to incomplete digestion of protein. Overfed fish can sometimes be recognized by feces trailing from their cloaca. Goldfish need only be fed as much food as they can consume in three to four minutes, and no more than twice a day. Extreme overfeeding can be fatal, typically by bursting of the intestines. This happens most often with selectively bred goldfish, which have a convoluted intestinal tract as opposed to a straight one in common goldfish. Novice fishkeepers who have newly purchased ruykin, fantail, oranda, lionhead or other "fancy" goldfish will need to watch their fish carefully for a few days, as it is important to know how much the goldfish will eat in a few minutes of time.
Special goldfish food has a lower protein and higher carbohydrate content. It is sold in two consistencies - flakes that float at the top of the aquarium, and pellets that sink slowly to the bottom.
Goldfish enthusiasts will supplement this diet with shelled peas (with outer skins removed), blanched green leafy vegetables, and bloodworms. Young goldfish also benefit from the addition of brine shrimp to their diet.
Behavior can vary widely both because goldfish are housed in a variety of environments, and because their behavior can be conditioned by their owners. A common misconception that goldfish only have a three second memory has been proven completely false.[5]
Scientific studies done on the matter have shown that goldfish have strong associative learning abilities, as well as social learning skills. In addition, their strong visual acuity allows them to distinguish between different humans. It is quite possible that owners will notice the fish react favorably to them (swimming to the front of the glass, swimming rapidly around the tank, and going to the surface mouthing for food) while hiding when other people approach the tank. Over time, goldfish should learn to associate their owners and other humans with food, often "begging" for food whenever their owners approach.
Goldfish also display a range of social behaviors. When new fish are introduced to the tank, aggressive social behaviors may sometimes be seen, such as chasing the new fish, or fin nipping. These usually stop within a few days. Fish that have been living together are often seen displaying schooling behavior, as well as displaying the same types of feeding behaviors. Goldfish may display similar behaviors when responding to their reflections in a mirror.
Goldfish that have constant visual contact with humans also seem to stop associating them as a threat. After being kept in a tank for several weeks, it becomes possible to "pet" a goldfish on the head, feed it by hand, or even cup a hand around it without it reacting in a frightened manner. Some goldfish have been trained to swim through mazes, push a ball through a hoop, or even swim in a synchronized routine by their owners.[6]
Goldfish have behaviors, both as groups and as individuals that stem from native carp behavior. They are a generalist species with varied feeding, breeding, and predators avoidance behaviours that contribute to their success in the environment. As fish they can be described as "friendly" towards each other, very rarely will a goldfish harm another goldfish, nor do the males harm the females during breeding. The only real threat that goldfish present to each other is in food competition. Commons, comets, and other faster varieties can easily eat all the food during a feeding before fancy varieties can reach it. This can be a problem that leads to stunted growth or possible starvation of fancier varieties when they are kept in a pond with their single-tailed brethren. As a result, when mixing breeds in an aquarium environment, care should be taken to combine only breeds with similar body type and swim characteristics.
Native environment
Goldfish natively live in ponds, and other slow or still moving bodies of water in depths up to 20 m (65 ft). Their native climate is subtropical to tropical and they live in freshwater with a pH of 6.0–8.0, a water hardness of 5.0–19.0 dGH, and a temperature range of 40 to 106 °F (4 to 41 °C) although they will not survive long at the higher temperatures. They are considered ill-suited even to live in a heated tropical fish tank, as they are used to the greater amount of oxygen in unheated tanks, and some believe that the heat burns them. However, goldfish have been observed living for centuries in outdoor ponds in which the temperature often spikes above 86 °F (30 °C). When found in nature, the goldfish are actually an olive green color.
In the wild, the diet consists of crustaceans, insects, and various plant matter.
While it is true that goldfish can survive in a fairly wide temperature range, the optimal range for indoor fish is 68 to 75 °F (20 to 23 °C). Pet goldfish, as with many other fish, will usually eat more food than it needs if given, which can lead to fatal intestinal blockage. They are omnivorous and do best with a wide variety of fresh vegetables and fruit to supplement a flake or pellet diet staple.
Sudden changes in water temperature can be fatal to any fish, including the goldfish. When transferring a store-bought goldfish to a pond or a tank, the temperature in the storage container should be equalized by leaving it in the destination container for at least 20 minutes before releasing the goldfish. In addition, some temperature changes might simply be too great for even the hardy goldfish to adjust to. For example, buying a goldfish in a store, where the water might be 70 °F (approximately 21 °C), and hoping to release it into your garden pond at 40 °F (4 °C) will probably result in the death of the goldfish, even if you use the slow immersion method just described. A goldfish will need a lot more time, perhaps days or weeks, to adjust to such a different temperature.
Because goldfish like to eat live plants, their presence in an aquarium can be quite a problem. Only a few of the aquarium plant species can survive in a tank with goldfish, for example Cryptocoryne and Anubias species, but they require special attention so that they are not uprooted. Fake plants are often more durable, but the plant branches can often irritate or harm a fish if it comes in contact with them.
Goldfish, like all cyprinids, lay eggs. They produce adhesive eggs that attach to aquatic vegetation. The eggs hatch within 48 to 72 hours, releasing fry large enough to be described as appearing like "an eyelash with two eyeballs". Within a week or so, the fry begin to look more like a goldfish in shape, although it can take as much as a year before they develop a mature goldfish color; until then they are a metallic brown like their wild ancestors. In their first weeks of existence, the fry grow remarkably fast - an adaptation born of the high risk of getting devoured by the adult goldfish (or other fish and insects) in their environment.
Goldfish can only grow to sexual maturity if given enough water and the right nutrition. However if kept well, they may breed indoors. Breeding usually happens after a significant change in temperature, often in spring. Eggs should then be separated into another tank, as the parents will likely eat any of their young that they happen upon. Dense plants such as Cabomba or Elodea or a spawning mop are used to catch the eggs.
Most goldfish can and will breed if left to themselves, particularly in pond settings. Males chase the females around, bumping and nudging them in order to prompt the females to release her eggs, which the males then fertilize. Due to the strange shapes of some extreme modern bred goldfish, certain types can no longer breed among themselves. In these cases, a method of artificial breeding is used called "hand stripping". This method keeps the breed going, but can be dangerous and harmful to the fish if not done correctly.
Mosquito control
Like some other popular aquarium fish, such as the guppy, goldfish and other carp are frequently added to stagnant bodies of water in order to reduce the mosquito populations in some parts of the world, especially to prevent the spread of West Nile Virus, which relies on mosquitoes to migrate. However, the introduction of goldfish has often had negative consequences for local ecosystems.[7]
Edibility and cruelty
Although edible, goldfish are rarely eaten. A fad among North American college students for many years was swallowing goldfish as a stunt and as an initiation process for fraternities. The first recorded instance was in 1939 at Harvard University.[8] The practice gradually fell out of popularity over the course of several decades and is no longer continued.
In many countries, the operators of carnivals and fairs commonly give goldfish away in plastic bags as prizes for winning games. In the United Kingdom, the government proposed banning this practice as part of its Animal Welfare Bill,[9][10] though this has since been amended to only prevent goldfish being given as prizes to unaccompanied minors.[11] However, in Rome, Italy, the city passed a law in late 2005, which banned the use of goldfish or other animals as carnival prizes. Rome has also banned the keeping of goldfish in "goldfish bowls", on the premise that it's cruel to the fish to live in such a small, confined space.[12]
Killing fish humanely for human consumption or benign purposes (such as putting down an ill fish) is still legal in most countries (provided that the fish is not a protected fish caught in the wild, a fish in protected reserves or in water where the person concerned has no right to collect the fish). In the United Kingdom, it is illegal to sell live fish (including goldfish) as "feeder fish" for consumption by other animals.
See also
- Aquarium
- Carp
- List of freshwater aquarium plant species for plant species compatible with a goldfish
- ^ a b Background information about goldfish. Retrieved on 2006-07-28.
- ^ Fishtalk from The Profishionals, Autumn 2001 (PDF). Retrieved on 2006-07-21.
- ^ goldfish. Retrieved on 2006-07-21.
- ^ Les Pearce. "Common Gold Fish". Aquarticles. Retrieved on 20 June 2006.
- ^ The Times 01 October 2003 - Goldfish pass memory test. Retrieved on 2006-08-21.
- ^ Fish School. Retrieved on 2006-07-21.
- ^ Information on Mosquito Prevention and Control in Fish Ponds. Retrieved on 2006-07-28.
- ^ Swallowing Goldfish. Retrieved on 2006-07-21.
- ^ Defra, UK - Animal Health and Welfare - Animal Welfare - Animal Welfare Bill. Retrieved on 2006-07-21.
- ^ BBC News Online - Goldfish are no longer to be given as prizes
- ^ BBC News Online - Ban on goldfish prizes 'dropped'
- ^ Rome bans goldfish bowls, orders dog owners on walks - World - Times Online. Retrieved on 2006-07-21.
- Carassius auratus (TSN 163350). Integrated Taxonomic Information System. Accessed on 5 October 2004.
- "Carassius auratus auratus". FishBase. Ed. Ranier Froese and Daniel Pauly. September 2004 version. N.p.: FishBase, 2004.
- The Common Goldfish by Les Pearce
- Background information about goldfish
- Carassius auratus
- Article on the oldest Goldfish, Goldie.
External links
- Goldfish Pages - Hobbyists web site that provides information on goldfish standards, goldfish varieties and goldfish care.
- Goldfish varieties: Page 1 Page 2
- Bristol Aquarists' Society - Photographs and descriptions of the different goldfish varieties
- Goldfish Genetics - A resource on the genetics of the goldfish with a focus on the originator, crucian carp, and how their basic genetic package gave rise to the varieties of modern goldfish.
- Goldfish Info Great information about caring for goldfish
- Wikibook on goldfish care


text: I installed echolink on my Motorola model Moto g 6. I have Android version 8.0.0. I have listened to some transmissions on dodropin. My problem is when I try the echo test to see if I can transmit, I hear nothing, as if I can't transmit. Any suggestions on how to fix the problem. Thank you, Don KE8KQN


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Perfect for any Buckeye fan's home, this scoreboard alarm clock makes a statement of team loyalty wherever it is displayed! Designed to look like a scoreboard, this digital clock will sit on a desk or shelf and display the time, date and temperature all while showing off your Ohio State Buckeyes loyalties!


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WEEK 1: Getting Started
WEEK 2: Duration on Mat
WEEK 3: Distraction on Mat
WEEK 4: Distance on Mat
WEEK 5: Hand Signals & Verbal Cues
Distance Overview
This week we are going to focus on the third "D" – Distance. We are going to be teaching your dog to hold a prompted behavior, like stand, sit or down on the mat, even if you step away. The end of the behavior will be signaled with their release cue, "all done." This will yield greater focus, greater impulse control, and make your training even more functional. A lot of times when people try to add distance to their training they do so by getting their dog to sit or lie down, then … they say "stay" and slowly back away. Most dogs in this scenario are left scratching their heads, sometimes they hold position, other times they follow after their owner because the criteria is unclear. In order to get consistent results, that can be replicated in more challenging training scenarios we are going to discuss how to break criteria down. It's important that you are still training in a low stress environment with minimal distractions. A living room is ideal.


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Stylish Dangle Silver Plated Oxidised Earrings are alluring amulet jewellery especially for the believers of lucky charms. The stunning dangling jhumkas are a a product of fine Traditional Indian Rajasthani Craftman-ship. The Stylish Dangle Silver Plated Oxidized Earrings are silver-polished oxidized metal earrings. Due to the oxidization process, the earrings become more durable and alluring.The Peacock replica itself denotes benevolence as a virtue of the personality of the one who dawns it. These earrings are designed and manufactured at Tangled Stores.
The beautiful Peacock replica at the top-most section of the jewellery is a state of the art product of Tangled Store. For more such creative and famous North-Indian custom made designs, visit our instagram handle @thetangledstore .
As the earrings are an imitation of Traditional Indian Culture, these earrings can be wore with authentic Indian attire at Weddings, College Ethnic Days and other Traditional Events. So these earrings best suit Ghagra-Choli, Sarees and kanchli.
These earrings are packed in custom made Gift boxes, designed and manufactured at Tangled Store. Thus, earrings thoroughly serve the purpose of gifting for friends, dates and loved ones.
Visit our Instagram Page @thetangledstore and go through our Catalogs, discount-offers and much more. Also, Lightening deals, discounts, stunning offers and much more is now happening at our Instagram Page. Hurry Up! Follow us and be a part of it all.
Note : The artificial jewelry are breakable items. So handle them with care. Keep away from Water, Soap and other chemicals. For best results store in the custom packaging provided by @TangledStore.


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Return to: Programs by Degree Level
The Digital Media Program seeks to bridge the arts and sciences by providing students with technical knowledge, an understanding of
aesthetics, and practical experience in digital media, with a core emphasis on learning how to develop and express ideas, solve problems, and create digital media content. This program leads students through problem, project, and process-based learning experiences that teach them how to define, design, and develop digital media content, computer graphics, and interactive media. The program endeavors to bring together students, faculty, and industry professionals to realize interdisciplinary initiatives and prepare students for the professional challenges of the 21st century in careers in 3- D visualization, animationA final portfolio in the senior year must be submitted in order to graduate.
A committee of Digital Media faculty will evaluate each student's work and progress at the review and evaluate the final portfolio. No grade below a C in Digital Media required core and DIGM courses may be applied to the B.S. degree.
Digital Media Fee— A Digital Media Enhancement Fee of $100 per semester hour will be applied to all DIGM courses for all students., interactive design, web media, product design,and digital video.
Writing: Students must complete a minimum of four writing-intensive courses. At least two of these courses must be in the major field of study. At least two of the four courses must be at the 3000-4000 level.
Oral Communication: Students must complete a minimum of two oral communication-intensive courses. At least one of these courses must be in the major field of study.
Using Information Technology: Students must complete at least one using information technology-intensive course in the major field of study. Students must also demonstrate a working knowledge of word processing, spreadsheets, electronic communication, and online searches during their first calendar year of enrollment or prior to accumulating 33 semester credits at ETSU. This requirement may be met by passing the UIT proficiency exam or by successfully completing CSCI 1100 . For more information, please visit www.etsu.edu/uit.
Transfer students may be subject to reduced number of intensives.
See ETSU Academic Proficiency Requirements for details.
This concentration gives students the background necessary to create 3-dimensional digital models that provide visual solutions for both the physical and virtual worlds. Students in this concentration would typically be preparing for careers in product design, architecture, interior design, entertainment, gaming, and scientific data visualization.
* See General Education Core Requirements .
Guided electives are to be chosen with the guidance of the DIGM advisor according to the student's desired area of specialization.
Select a minimum of 16 hours from:
Click here to view the Digital Visualization Concentration Suggested Course Sequence


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Five Jewels of Austria
Uniworld's all-inclusive 15-day "European Jewels" itinerary sets sail through the heart of Europe, from Budapest to Amsterdam, along three historic rivers and passing through four countries: Austria, Germany, Hungary, and the Netherlands. While in Austria, Uniworld guests will visit sites that highlight both the country's rich cultural heritage and enchanting landscapes. The dazzling palaces and culinary delights that await may convince you to leave the comforts of your luxurious Uniworld ship.
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Boston 4 drawer chest BT214
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Boston 4 drawer chest BT214
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Boston 4 drawer chest BT214, Handcrafted Boston range will bring a touch of old fashioned colonial elegance to your home. Made from oriental softwood with Ash veneered inset panelling.
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|900 × 400 × 950 mm
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Boston 4 drawer chest BT214,
Handcrafted Boston range will bring a touch of old fashioned colonial elegance to your home. Made from oriental softwood with Ash veneered inset panelling.
Colour may vary slightly from photograph. Sizes quoted are approximate. We reserve the right to alter design to improve the product Construction Flat Packed Fitting packs included Yes Chest carcase Top is constructed using a 25mm solid wood frame with exposed mortice and tennon jointing into which is inset a 10mm solid wood panel, 40mm x 50mm solid wood corner posts with 10mm inset panels, solid wood frame. Carcase assembly fittings wood dowels, screws & panel pins. Chest drawers 20mm solid woood front, 15mm solid wood drawer sides & 5 mm plywood baseboard. Drawer runners wood. Drawer assembly fittings wood scews & antique black effect handles. External finish A balancing stain is applied by hand to even out the natural wood variation?s, this is followed by a coat of tinted lacquer. A final hand sanding process is followed by a finishing coat of tinted lacquer.
Additional Information
|900 × 400 × 950 mm
|Next Available
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Georgia Tech cornerback Lamont Simmons and linebacker Bruce Jordan-Swilling will be available for the Yellow Jackets' game at South Florida on Saturday, coach Paul Johnson said Tuesday.
Simmons is returning from a hamstring injury. He was a candidate to start coming into the season after playing as the No. 3 cornerback last season. Johnson said that he wasn't sure how Simmons would fit into the depth chart, as he hadn't practiced in three weeks.
"You don't just slide him back in there," Johnson said. "He'll have to earn his way back."
Jordan-Swilling also missed the season opener against Alcorn State on Saturday after suffering an injury while riding a scooter. Jordan-Swilling is listed as the backup to David Curry at one of the inside linebacker spots.


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Effective January 1, 2019. New laws went into effect which can drastically affect the standard support paradigm.
California's Domestic Violence salutes now interpose serious obstacles to an abusive spouse also being the supported spouse. The rationale is that no one should have pay spousal support, or alimony, to his/her abuser.
If the court finds that documented evidence of any history of domestic violence exists, perpetrated by one spouse upon the other, or by either against a child in the home, the court can now substantially reduce or eliminate any award or obligation of spousal support to the abusive spouse.
On the other hand, if the court finds the abused spouse's ability to work is so compromised by effects of abuse suffered, the court can also make support orders in greater amounts, and for extended durations, compared to what would be appropriate in a situation where no abuse occurred.
As always, what must be shown to the court to obtain these results depends on knowing the intricacies of the law in this area, and knowing how to get your evidence accepted and considered by the court. Whether you are the supporting or supported spouse, you may find yourself defending against – or needing to assert – Domestic Abuse issues in the context of a spousal support contest. If that is the case, contact Hartley Lamas Et Al, your Ventura Domestic Violence attorneys.
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