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Tips for making the holidays more enjoyable for families affected by Alzheimer's
The holidays can be a magical time of the year to spend time together with loved ones. When someone close to you is suffering from Alzheimer's, taking on the additional stresses that come along with the holidays may seem overwhelming. The following tips can make this year's festivities more enjoyable for everyone in your family. Our tips for celebrating the holidays with Alzheimer's will help you avoid caregiver burnout, modify your traditions to be more inclusive, and prepare guests on what to expect.
Avoid Caregiver Burnout:
Caring for someone with Alzheimer's is a full time job. Add on the additional stress of shopping for gifts, decorating the house and entertaining, and you've got a recipe for caregiver burnout. In order to avoid feeling overwhelmed trying to maintain holiday traditions while providing care, be honest with family and friends about what you are able to manage. The holidays might not look exactly as they have in the past, and that's ok! Consider making some of the following adjustments to reduce your stress this holiday season:
- Ask for help: Don't think you should be expected to do everything by yourself! If you are hosting this holiday season, forget about cooking a big meal. Instead, ask family and friends to bring their favorite holiday dishes.
- Finding that perfect gift for everyone on your list can be stressful and time consuming. If you come from a big family like I do you should consider a secret gift exchange. Thankfully, my family has been practicing this tradition for decades so Instead of searching for 26 gifts, I only need to look for one.
- Make sure you take time each day to look after yourself. Caregivers are so used to putting the needs of others before their own that they often forget to take care of themselves. Something as simple as taking a walk can be an amazing stress reliever.
Modify Traditions:
The holidays and the traditions that go along with them can be extremely meaningful to people living with Alzheimer's. However, the busy nature of the holidays might cause them to become stressed and withdrawn. Create a game plan to ensure that your itinerary is filled with activities that are enjoyable for everyone. When adjusting your holiday routine to make things easier on those with Alzheimer's, consider the following ideas:
- If you traditionally have a big crowd you may want to consider asking friends and family to stagger their visits. More intimate gatherings prevent large and overwhelming social situations.
- If you are going to be traveling over the holidays make sure there is a quiet space for your loved one to rest if they become tired or agitated.
- When decorating for the holidays take special care to avoid decor that blocks walking paths or covers handrails. Substitute electric candles for open flames and keep breakables out of reach.
- You might consider celebrating earlier in the day with brunch if your family member is suffering from confusion in the evening (sundowning).
Include the person with Alzheimer's:
It's easy to get caught up in your to-do list during the holiday season and miss out on spending quality time with the people who matter most. Make a conscious effort to involve the person with Alzheimer's as you prepare for the holidays. Alzheimer's may prevent your loved one from participating in the holidays like they used to, but that doesn't mean they need to sit on the sidelines. Consider the following tips to make your holiday celebrations more inclusive:
- Spend time together getting in the holiday spirit by watching a classic holiday movie.
- Encourage reminiscing by telling stories about your favorite holiday memories.
- Include your loved one as much as possible in your daily activities as you get ready for the holidays. For example, if you're baking holiday cookies, ask them to decorate.
- Working on a creative project is a great activity for kids and people with Alzheimer's to do together. My favorite holiday memory is the time my Grandma spent the day helping my cousins and me create festive decorations from inexpensive craft materials. You don't have to spend a lot of money to create lasting memories.
Prepare guests for celebrating the holidays with Alzheimer's:
If you are having people over to visit during the holiday season you may want to give them a heads-up of what to expect. This gesture is especially useful for out of town guests who have not visited in a while and for friends that do not have a ton of experience with Alzheimer's.
- Consider writing a short text or email to let guests know about changes since their last visit. As people advance to the middle and later stages of Alzheimers, cognitive and behavioral changes become more pronounced. These changes can be shocking and difficult to handle if you are unprepared for them.
- Remind guests to be patient when communicating and refrain from correcting mistakes and pointing out repeated anecdotes.
- If visitors ask you for gift ideas send them our list of 15 Holiday Gifts for People with Alzheimer's to give them some inspiration.


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Whether chocolate covered or in a pie, cherries are the perfect fruit for decadent desserts and tasty pastries.
Junior's is offering up to 50% off on all their cakes purchased online from July 29-July 31.
Places around Manhattan where you can go for a sweet pre- or post-show indulgence.
Bette Midler and Fiona Shaw: They couldn't be more dissimilar as actresses and, one suspects, as women. On the one hand, there's the earthy Miss M, a vaudevillian with the soul of a burlesque queen; on the other, the cerebral RADA-trained interpreter of Euripides and T.S. Eliot. In a Broadway season characterized by no shortage of solo plays, these two dames demand attention with two of the best. Midler plays Sue Mengers, real-life and larger-than-life Hollywood agent, in I'll Eat You Last by John Logan.

subset: commoncrawl


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Old delinquencies reported as recent by mistake can seriously damage your credit score. Identify any errors on your credit report and submit an investigation to credit bureaus
The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.
Dear Speaking of Credit,
My credit score has been hovering around 650 for almost two years and I can't seem to get it to go back up. A little over three years ago, I started taking control of my finances. Before then I had multiple late payments on my student loans (which stand at $85,000), and had a charge-off looming on my credit report.
However, I haven't been late on a payment on anything for the past 3.5 years. I keep my credit utilization below 25 percent. And that charge-off is due to fall off my report in six months.
Are those old late payments from six years ago and the charge-off really the culprits? Should I expect a big jump in my credit report once those things fall off?
I'm just a little discouraged because I've been doing everything right for a very long time and haven't seen my score budge at all. – Nick
Dear Nick,
I'd be worried too if my creditworthiness was steadily improving while my score remained stuck in the ditch.
From everything you've said – especially, the last delinquency being 3.5 years ago and current utilization under 25 percent – it sounds like your score should be higher, or at least moving in that direction.
The fact that it isn't tells me there's probably an error hiding somewhere on your credit report. But where?
Recent delinquencies matter most
When it comes to the many mathematical calculations that make up your score, none can cause as steep a score drop or keep a score down like the one that measures the length of time since your most recent delinquency.
- As part of the scoring hierarchy, payment history-related factors carry the most impact at 35 percent of your score.
- Within that category, the recency of your last payment misstep tends to be among the most influential – more so than the number of late payments, their severity (30, 60, 90 days, etc.) or the amount you owe.
When rebuilding your score, this "time since" calculation can be your best friend with every month you stay on track with your monthly payments. It also can be your score's worst enemy, should you slip up and miss even just one payment.
And then, as you're about to see, there are situations in which the date of your most recent negative item could be preventing your score from improving by keeping it right where it is month after month – despite improvements to your credit picture.
How recent delinquencies are calculated
To measure the recency of your last delinquency, the scoring formula simply counts the number of months from the date of the last late payment to the present (the date of the score calculation).
This is why the dates associated with any such derogatory information, your charge-off in particular, are critical to your score. These dates include date reported, date of last activity, status date, assigned date (for collections), and some others that can vary by credit bureau.
The impact of wrongly reported errors
Since these dates are so critical to your score, so also is any error in their reporting to the credit bureaus by creditors.
- An incorrect date or simply the absence of a date of last activity or status date can seriously affect your score – and not usually in a good way.
- The wrong date reported can lead the score to treat a negative item as having occurred more recently that it did.
When a reporting error, either by the creditor or credit bureau, leaves a blank space instead of a date on the credit report, the scoring formula often substitutes information found elsewhere on the report. Most of the time this works – but sometimes it doesn't.
- For example, your charge-off more than six years ago should reflect a date of last activity from more than six years ago. If so, you'll receive more points for this factor than with a more recent date.
- Or, as often occurs, if the date of last activity or other key date has simply been omitted, the scoring formula may then look to another date, such as the date reported. If the replacement date is more recent than the missing date, your score is not likely to be where it should be.
Video: Disputing credit report errors
The risk of rolling reporting dates
Continuing with this scenario, say there is no date of last activity and the charged-off account was last reported to the credit bureau just one month ago. Here is where your score could seriously suffer if the date reported is used instead, as, to the scoring formula, it will appear as if you defaulted on a debt last month instead of six years ago.
The situation can get worse if that old charge-off continues to be reported to the credit bureau every month without that date of last activity. That's when a "rolling" date reported, due to monthly updates, causes your score to perpetually consider the account as having been charged-off the prior month – the shortest length of time possible – rather than six years ago.
Finding the score-damaging culprit
Fortunately, you don't have to become an expert in credit scoring and reading credit reports to make sense of how each of these dates operates in various situations. There's an easier way to learn what's keeping your score from improving.
- Every credit score provided to a consumer or lender is accompanied by up to five score factors – also known as reason codes – that point out, in order of impact, which calculations are keeping your score from being higher.
- In other words, the factors listed represent the scoring calculations experiencing the greatest difference between the number of points possible and points achieved, with the first factor being the one doing the most damage, and so on.
Again, using this same scenario with your charge-off and a misreported date, your top two score factors might look something like this:
- Serious delinquency.
- Time since most recent delinquency is too recent.
The second item would be appropriate for someone with truly recent delinquencies, such as within the past couple of years. However, you should no longer be seeing this factor as a top reason why your score remains so low.
Yet, regardless of these or any other factors, and even if the above examples don't apply to your credit report and score, the simple fact that your score doesn't seem to change while your credit gets better means something on your credit report isn't right.
Correcting a reporting error
Unfortunately, this leaves the burden on you to identify where any errors might lie and initiate some corrective action. What to do?
- First, review the score factors you received with your latest score.
- Then get a copy of your credit report from the credit bureau used for that score from AnnualCreditReports.com or, if that score came from TransUnion, through CreditCards.com.
- Review it top to bottom, focusing on dates associated with past delinquent accounts.
- If you find any errors or omissions of key information, submit an investigation to the credit bureau, providing any documentation showing how it should be reporting the information.
- You'll also want to check your credit reports from the other two credit bureaus, as a creditor reporting an error to one credit bureau is likely to be making a similar mistake with the others.
With any corrected information, or simply the upcoming removal of the charge-off from your credit report, expect to see some score improvement. Just how much is hard to say, however.
Once your credit is being accurately reported, your score should start improving steadily to reflect your improving creditworthiness.
Good work on the credit rebuilding so far!
See related: 10 surefire steps to get errors off your credit reports, 5 mistakes people make when disputing credit report errors
Editorial Disclaimer
The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.


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My Activity Tracking
My target 100 mi
I'm running to fight cancer!
I'm challenging myself to get active to support KWF in their mission for a cancer-free future.
Because 1 in 3 Dutch people will be diagnosed with cancer in their lifetime, I'm putting my body to the test to raise funds and show my support.
Please sponsor me to support cancer research and provide vital services for Dutch people living with cancer.
Thank you for your generous donation. Together, we can beat cancer.
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Relax in style and comfort with our weather and UV resistant indoor/outdoor decorative chair cushions, wicker cushions, replacement cushions, pads/pillows. Add some brightness, fun and function to your outdoor patio or sunroom. Materials are designer grade, long lasting and stain resistant. For maximum durability, the interior seams feature an interlocking double stitch so the pillow withstands wear, pressure and long term use.
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Wednesday, June 07, 2006
Haniyeh's Helpful Exam Advice
- No, no, they drink the blood during their PASSOVER, not Christmas.
- The question says, "15 Zionists are in a room. Then two Martrys join them in the room. In the end, how many people are in the room?" Think Abdul, it's multiple choice. Even if you have to guess, the ONE thing you know for sure is that the answer isn't 17.
- Careful Abdul. On number 48 you're very close, but they're the LITTLE Satan.
- That's a very nice essay. One problem though. Look where you wrote "Nuthing cood bee grater then Jihad agenst the Jews untill he was off are land." Don't you think that should read "...off ALL are land"?
- On the second page, you forgot to mention mixing it with ammonium nitrate and stirring VERY slowly.


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Direct Marketing, Digital Marketing, Direct Response Consulting, Copwriting, Graphic Design
McCarthy & King Marketing
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It's A Boy! Safari Park Says Hippo Born Last Month Is Male
Friday, October 13, 2017
Credit: San Diego Zoo
A river hippopotamus born three weeks ago at the San Diego Zoo Safari Park is a male, park officials said Friday.
The unnamed calf is the 12th born to mother Funani. Keepers said the calf, born Sept. 22, seems more adventurous and precocious than his older siblings.
"It's so great to have the opportunity to watch Funani raise another calf," said Jennifer Chapman, senior keeper.
"This boy is fearless, and we're really excited to see him grow into his big personality," Chapman said. "The not-so-little male calf never misses a meal and has been seen nursing several times a day."
RELATED: Introducing: San Diego Zoo's Newest Baby Hippo
Keepers estimate the youngster now weighs between 80 and 100 pounds. He and his mother are on exhibit Tuesdays, Thursdays and weekends — though schedules are subject to change.
The river hippopotamus is listed as vulnerable on the International Union for Conservation of Nature Red List of Threatened Species. According to the Safari Park, numbers are rapidly decreasing due to poaching for their tusk-like teeth, which are substitutes for banned elephant ivory.
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CO-FOUNDER AND CHIEF ARCHITECT OF C.i ²
One Word WHY: UNDERSTANDING
Understanding and using emotional intelligence to facilitate positive change is the driving force behind my story. For almost three decades, I have been a Leadership & Organizational Development Specialist, and I believe the ability to influence and communicate to inspire others is the key to success.
I learned early in life from my mother's adversity that everyone has a story. No one knows what is going on beneath the surface of a person's mind. From that a passion to understand people was born. My father was an entrepreneur and instilled the love of business in me.
After receiving my M.S. Ed. in Psychological Services from the University of Pennsylvania, I was a system's therapist/advocate for families & children. While I loved that work, something was missing. I realized that the way I was helping families become more connected & emotionally intelligent could be and should be applied to business. At 26, I shifted into the corporate employee assistance field, then parlayed all these experiences into owning my own executive coaching consulting business to fortune 500 companies. Weekly, I also host a business radio show where executive leaders share their personal story of who they were between the ages of 8 & 14 and how that impacts their passion and success today. Executive Leaders Radio is the #1 business radio show in the Mid-Atlantic states & broadcasts nationally on 91 stations.
Understanding is the greatest differentiator to success.
"People will forget what you said, people will forget what you did, but people will never forget how you made them feel." Maya Angelou
Click Here To Contact Me By Email
…almost every sport (watching or playing) that involves chasing a ball, especially golf.
…summer nights, Eating a good meal vs. having to cook it.
….people who are both interesting and interested as well as spending time with my 4 nieces.
Chris and John delivered a very impactful Executive Session to our leadership team, including the CEO and several other senior executives. The team immediately grasped the framework and saw how this method of communicating through story could improve SCRA's business performance by both listening more effectively to our customers and telling compelling stories that break through the clutter of our digital world.
President, SCRA Applied R&D
I am getting better information and creating the connection I need to have with my clients to really serve them more effectively. As an upper cervical chiropractor that specializes in conditions linked to significant neurological disorders, I can also say that John and Christine have utilized important ideas of current neurosciences.
Keystone Specific Chiropractic Center
INTERESTED IN WORKING WITH CHRISTINE & C.i ²?


text: Savannah, F-6SBT, Black on Black, Male DOB 4-20-17This gorgeous boy will be a stunning couch leopard with black spots on his black coat. He will be going home to William in NC as a gift to his wife. We made it and he's already playing. I just wanted to let you know that Magic is doing great and he is very good with our kids here are a few pictures for you to add to his page


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About half of the victims killed during a church shooting in Sutherland Springs, Texas on Sunday were children, according to Wilson County Sheriff Joe Tackitt.
"People from this community would never think this could happen," Tackitt said on Monday, describing the scene inside the First Baptist Church as "a horrific sight."
"You don't expect to walk into church and find mauled bodies," he added.
Freeman Martin, regional director of the Texas Department of Public Safety, confirmed in a press conference Monday that "several" of the victims were children.
"Yesterday, we released information that the ages ranged from 5 to 73. Those were the ones being treated at the hospital," Martin clarified. "Inside the church, the deceased actually ranged from 18 months to 77 years of age."
According to family members who confirmed the deaths to several media outlets, the deceased included 18-month-old Noah Holcombe, whose family lost eight members in total; two young girls — Brooke Ward, 5, and Emily Garza, 7 — whose mother also died in the attack; and 14-year-old Annabelle Pomeroy, daughter of Pastor Frank Pomeroy and his wife Sherri.
As The Daily Beast noted on Monday, the United States has encountered this sort of devastation before, specifically in terms of loss of young life: the Sutherland Springs shooting marks the worst U.S. mass murder of children since the Sandy Hook Elementary shooting in December 2012, in which 20 children between the ages of 6 and 7 were killed after a lone gunman opened fire inside the Newtown, Connecticut school.
In the aftermath of the Sandy Hook shooting, many believed that efforts to increase gun safety and tighten loopholes would go unchallenged. Surely, the deaths of young children would prompt lawmakers to act in a way they might not have before.
Tragically, that turned out not to be the case.
It wasn't for lack of trying, of course. Petitions were launched, with one attracting hundreds of thousands of signatures in a matter of days. Nonprofit gun control advocacy groups like the Brady Campaign to Prevent Gun Violence reported a massive surge in donations. President Obama, for his part, announced he would sign 23 executive orders meant to stem the tide of gun violence in Sandy Hook's devastating wake. Among those orders, a mandate requiring federal agencies "to make relevant data available to the federal background check system" and a directive to the Department of Homeland Security to develop emergency operations models for schools, houses of worship, and universities and colleges.
Obama's announcement, however, was immediately met with push-back from the National Rifle Association (NRA).
"We look forward to working with Congress on a bi-partisan basis to find real solutions to protecting America's most valuable asset — our children," the organization wrote in a statement. "[…But] attacking firearms and ignoring children is not a solution to the crisis we face as a nation. Only honest, law-abiding gun owners will be affected and our children will remain vulnerable to the inevitability of more tragedy."
During a press conference on December 21, 2012, one week following the Sandy Hook incident, NRA CEO Wayne LaPierre took things a step further, suggesting that more guns would prevent mass shootings like the one at Sandy Hook.
"I call on Congress today to act immediately to appropriate whatever is necessary to put armed police officers in every single school in this nation," he said. "…The only thing that stops a bad guy with a gun is a good guy with a gun. Would you rather have your 911 call bring a good guy with a gun from a mile away or a minute away?"
LaPierre added, "If we truly cherish our kids, more than our money, more than our celebrities, more than our sports stadiums, we must give them the greatest level of protection possible. And that security is only available with properly trained, armed good guys."
On Capitol Hill, gun control advocates faced even more shocking pushback when three separate pieces of legislation — a ban on high-capacity magazines, a ban on assault weapons, and a bipartisan effort to "expand background checks for gun buyers", according to The New York Times — were all defeated on the Senate Floor in a single day.
"Criminals do not submit to background checks now. They will not submit to expanded background checks," Sen. Chuck Grassley (R-IA) argued, referring to the latter piece of legislation.
The Times reported afterward that the NRA had spent $500,000 in one day, running ads which claimed Obama was attempting to ban guns altogether and urging supporters to call their senators and tell them to vote against the measures.
Families of the Sandy Hook victims were devastated but undeterred.
"We'll return home now, disappointed but not defeated," said Mark Barden, whose son Daniel was killed in the shooting. "We return home with the determination that change will happen — maybe not today, but it will happen. It will happen soon. We've always known this would be a long road, and we don't have the luxury of turning back. Our hearts are broken, our spirit is not."
Unfortunately, as the years that followed would show, change would not happen so easily. Similar gun control measures introduced following the Orlando Pulse Nightclub shooting that left 49 people dead — including an amendment that would have required background checks for all gun sales (with an exception for loans and "gifts" between family members) — were also voted down in 2016. According to the Times, "Republicans said it was too broad."
Even a brutal mass shooting in Las Vegas, Nevada this past October that left 58 dead and more than 500 injured did nothing to nudge lawmakers in the right direction. While there was early bipartisan consensus among legislators over the need to ban bump stocks — devices that modify a firearm so that it fires at the same rate as a fully automatic weapon — talk of gun control reform fizzled quickly. A bill introduced by Sen. Dianne Feinstein (D-CA) stalled out three days after its introduction. And despite dogged persistence by Rep. Dina Titus (D-NV) and Rep. Robin Kelly (D-IL), gun reform went nowhere.
Gun control advocates now point to the hopeless dilemma facing the nation, in the wake of mass tragedies like Sandy Hook and now Sutherland Springs. If the deaths of children aren't enough to move Congress to action and soften the tone from the pro-gun lobby, and countless attempts to find a middle ground on gun issues continue to be dismissed, what's left?
If past efforts are any indicator, things moving forward appear grim.
"It's been 35 days since the mass shooting in my congressional district," Rep. Titus lamented in a press release on November 6, following the Texas shooting. "How many more days must pass and how many more innocent people must die before the GOP is willing to take action?"


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- The easiest video editor with frequently updates and no crashing problems.
- Powerful video editing tools and free video effects to make movies in high quality.
iMovie crashing is not a new thing that you will deal with. Once in a while, you will find that the program stalls and will even go with your key files when iMovie crashes. It is advised that whenever using iMovie to work on video or images, keep on saving your changes because it can crash down without any notice. Equally, you can consider having some back up files in place which will be good in ensuring you are safe in case of a crash.
From this article, you will get to know why iMovie crashes and how to fix it. This piece will offer you all the applicable solutions and troubleshooting options to fix iMovie crashing problems. Simply, once your iMovie has crashed. turn to the information sheared below to get a way out of it.
Filmora Video Editor for Mac (or Filmora Video Editor for Windows) is the best iMovie alternative for Mac (10.13 included) and Windows users in the market when iMovie crashes. It provides the best methods, tools and techniques to perform the video editing easily. It has the feature of auto enhance which can enhance your video quality automatically to match you needs. There are several easy steps which are to be followed to make sure that the process is completed. Before going into details on how to edit video, some features of the program are as follows:
Key Features of Filmora Video Editor:
You have several other alternatives that work well and even better at times than the iMovie can deliver. That is what this part will discuss for your information. Some people complain that iMovie is complicated to use while others are of the opinion that it is prone to crashing more than often. Such fears alone and many others led to the rise of alternative programs that can substitute iMovie and some of them are discussed below.
This is a software program that you can enjoy using at home because it is not complicated and does not require advanced skills to operate. Windows Live Movie Maker makes it possible for the user to create new projects, edit them and share using your own computer. Drag-and-drop is the main procedure used for importing videos with the option of deleting scenes that are not appealing.
This is a very fast software program than iMovie and several other alternatives. Its features make Adobe Premiere Pro stand out which include a remodeled timeline, efficient color grading and proper media management. It is a nonlinear editor for video that will offer freedom when editing while customizing your videos will be easy with Adobe Premiere Pro than iMovie. You can try it when iMovie keeps crashing again.
This is another of the nonlinear video editors from Apple. Its compatibility is the notable feature because it supports multiple file formats. There is a wide range of transitions for video that Final Cut Pro X will offer but iMovie lacks making it a good alternative program. If you want to enjoy a destruction-free editing experience then Final Cut Pro X will be a top choice for consideration.
This is a features loaded software program that you can consider using in place of iMovie. It includes capabilities like drag-and-drop timeline, video encoding, frame stepping, clip resizing and support for multiple video and audio formats as well as solid color clips. You have all the reasons to enlist Openshot for your video editing when not using iMovie.
Compile-time error is one of the key causes of crashes not only in iMovie but in several other software programs. It is fundamentally a composition error. This largely deals with mistakes arising from grammatical and spelling errors which iMovie can detect quickly that something is wrong. Immediately that is detected, iMovie will communicate to the programmer that there is something strange going on leading to a crash.
Cause 1: A computer program like iMovie cannot understand coded language but it has to be translated. If that fails then there will be no option but a crash. If the complier of iMovie is able to translate a code, you will not receive any error notification and the problem will be solved. All in all, iMovie crashing arises from failure by the programmer to compile codes to a language that iMovie will understand easily. Run-time error is the second major cause of crashes in iMovie and this comes out of strictness in adhering to given instructions. Have you ever heard of punishment for sticking to what is right? That is what this error tends to do to users of iMovie.
Cause 2: Fears of your iMovie crashing should not fool you into bending the procedures because there are consequences for that as well. It does not mean that run-time errors occur every time you adhere to given instructions. It is simply an explanation that in case the error occurs and your iMovie crashes then it has to be traced to that. It might occur once in a year so don't be too worried but taking precaution is necessary. Naturally, the iMovie cannot think personally but it will act on the instructions given. In that context, feeding it with right instructions is the best thing to do regardless of the impending dangers of the iMovie crashing.
Cause 3: There are the silent errors which are very noisy in causing an iMovie crashing. This is a total defiance on the part of iMovie since it will remain operational even with mistakes having been detected. You will notice the iMovie skipping any detected errors and proceeding to the succeeding step without considering the impending consequences. Such sustained defiance will definitely cause the iMovie to crash down within no time. It is usually a huge oversight when the iMovie fails to detect that certain errors have occurred and you will be the biggest loser as the owner of stored files. Expect your iMovie to crash if there are any irregularities touching on programming.
Cause 4: That is another of the causes for iMovie crashing that you must know about. You might ignore some of the errors when programming but a crash will nail the point home that actually there was a problem you ignored. In this, you will be directly responsible if the iMovie crashes because of programming related issues. It is not strange that programming problems occur when using iMovie. This is a complicated process and human beings are always prone to making mistakes even though it should not be an excuse for you to error. Away from what many people have been assuming, iMovie only crashes down when it is provoked. There must be a tangible reason for that to happen.
Make a professional video with simple clicks and drags.
An ultimate solution to convert videos/DVD movies, burn DVDs, download and edit videos.


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Three Professional Promises
We all in our profession have moments of success, joy, defeat, betrayal, ignored at various stages by our superiors, peers and subordinates. At times it is encouraging, at times it is frustrating…………….
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Always Pray Thrice. But Why?
We all have been told since our childhood that prayers are to be said three times. Any invocation of God, our own God, has to be three times.
The most ancient and powerful mantra is " Oom Shanti, Shanti, Shanti"
– Om let there be peace, let there be peace, let there be peace. This also does it three times……………
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Three Steps To Invite Harmony In Life
Stop visiting future. Plan next three hours and focus on the activity at hand. Stop visiting the anticipated result. Stop getting afraid of failure. Divide life in chunks of next three hours……………
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Think Away From Your Head, Live Farthest From Your Heart
Where do we think from? Which part of our body is involved in thinking? Where do we live? Inside the body where is the dwelling place of our life?
It is a common perception that we think with our brain. The real estate between our ears is perceived to be the place where thinking takes place…………..
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Can Physical Pain Be Overcome?
Pain robs us of our happiness. Physical pain takes away everything. Recall your last toothache. Recall the pain of the various stones in kidney, gall bladder. Recall the pain of the back. Recall the pain of the knees………….
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What Robs Us Of Our Happiness Part-IV.?
Four things which rob us of our happiness are
1. Anger
2. Fear
3. Sorrow
4. Pain
Anger is primarily attributed to our ancestors, responding to present sensory input, causing partial understanding which leads to burst of energy. ………….
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What Robs Us Of Our Happiness Part-III.?
The first two feeling are anger and fear. Both rob us of our happiness. They hijack the thought process and control the logic, reason and discretion. ………….
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What Robs Us Of Our Happiness Part-II.?
The first thing that robs us of our happiness is the feeling of anger. The misinterpretation of sensory inputs always is the cause of anger. It is simply residing in us. As they say external events are just a push to the energy waiting to explode………….
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What Robs Us Of Our Happiness.?
Why our happiness gets robbed away? Why we enter the state of deprivation of happiness so frequently? Why happiness is so short lived?
We have four feelings that hijack us away from our happiness.
The first is anger. Why do we get angry? Try answering this, we will reach no where. All answers we get will point to some theory, some medical term, or some nomenclature. We will reach a label only. We will not reach the exact reason…………
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How Do I Tackle The Negative Feeling When My Dreams Don't Materialise
I have a dream, I have put in effort, but not seeing the results. What do I do?
This feeling fills our mind most of the times. How do I tackle this feeling? How can I remove the negative poison filling my mind.
People have tried to answer this question since long. Most of the spiritual literature is primarily trying to answer this amongst other similar questions…………
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Fight For Your Place In History
They will tell you, " not possible"
They will tell you, " you are wasting your time"
They will tell you, " are you out of your mind"
They will tell you, " don't become emotional"………..
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Joy, Happiness, Bliss
How to be in a state where you only surround yourself with joy, happiness and bliss?
This question has haunted all of us and our ancestors for ages, without any credible answer………..
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What Is The Nature Of True Friendship?
The nature of true friendship is that it should not entertain any type of logical conditioning.It is not something like a mountain that you climb step by step satisfying one condition after another……….
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Nothing Lasts, Not Even Worries
On the way back yesterday evening from office I glanced up from Dhaulakuan and was reminded of the days we stayed in those dwellings.
When was that? ………
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How Do We Stop The Incessent chatter of Our Mind?
Attempting cessation of thoughts is a very courageous act. It requires huge effort in will power and runs the risk of being ridiculed by self.
But the life grows when insurmountable acts are attempted and accomplished………..
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What Makes Friends For A Life Time?
When we interact with others for a number of issues and always try to discern four things in others.
This process happens subconsciously and the life in us sends us signals which we recognise over a period of time……….
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How To End A Conflict?
What is the end state of any conflict?
One side pardons the other side. It is not one side overcomes the other side, that is a temporary respite. …………….
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How Bog Is A Moment?
We all have been told bo always be present in the Now. " EsteHora" . Happiness resides there. The culprit is our mind which either takes us to future worries or past failures. It never allows us to stay in present…………….
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Walk Together Into Love
Read this sentence at the end of a short story, " and they walked into sunset". Felt a bit odd. If the love is so strong, why should one walk into sunset , something that depicts fading away……………
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Feeling Change The Perspective
Have you noticed a very subtle shift in your observation.
While listening to old music or any other music, when you are happy you enjoy the music. You sway to the beats, you flow with the rhythm…………
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How Deep is Your Love By BEE GEES
I know your eyes in the morning sun
I feel you touch me in the pouring rain
And the moment that you wander far from me
I wanna feel you in my arms again………
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Childhood Antics
When my daughter was barely a few years old, I asked her one evening,
"How much do you love me?"
"Ittashara" this big, said the girl stretching out her arms……….
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Simple Thought To Tame The Ego
We were chatting yesterday, and my son was discussing one of his friends. " He is very egoistic, has a huge ego, in fact if his ego is hurt," my son added with emphasis "he won't mind harming himself". We all had a laugh and I reflected " generally everyone has this quality "on what he said. ……
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Simplest Form Of Meditation In Digital Form
A computer instruction to execute a simple instruction on meditation
Start of the program
>Release the perceptions of reality which are only manifestations of the mind………
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What Do We Create When We Are Creative?
A bit philosophical note. I realized that what we create and claim as original contribution is already there. The seven notes are there since ages. Every one knows them. The seven colors are there .Every one has seen them. The five root elements are always there , we all know about them……..
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Watering The Seeds But With What?
Everything is present inside our mind. Seeds of happiness, sorrow, anger, joy, are all present. When we feel happy, we don't get anything injected from outside. ……
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Is There A Thing Better Than Spending Quality Time Together?
They often say, spending quality time together is a sign of deep love. It is an indicator of mutual respect. It shows the connect at a higher dimension. ……
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Tools To Invite Bliss In Your Life
The two most potent tools for inviting bliss in your life are simply
Suspend judgment
Delay gratification
Let's see how they work. . ……
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Does Fulfillment Of Desires Bring In Happiness?
Our desires are endless. It is like this. If a huge crack appears in the earth and then we try to fill it by pouring water in it, the crack will never be full. ……
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The feeling of joy is at a level which is higher than happiness. Happiness is at a level which is higher than simple smile. Smile, happiness, joy are the expressions of the body when suffering is released. What causes us to smile? What causes us to experience happiness? What causes us to be in a joyful state?……
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What Can You Give To Others With Joy
"Daan" is a Sanskrit word which means more than giving. It is giving away worldly possessions, knowledge and the desire to own them again in balance of life time.
Now this is a very tall order. What all can we give which replenishes again without our desire coming in between? Is there something that can be give away but still stays abundant in us? Can we give something where the joy is in giving and the joy refills the quantity given away?……
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Mental Landscape
We all were very comfortably living in our mothers womb for the first nine months of our lives. We dreamt the dreams of our mother, felt happy when she laughed, and felt sad when she felt bad. There was no worry of food, the umbilical cord passed on to us what the mom ate and we enjoyed . When we felt excited, we kicked the tummy and mom used to join us in feeling excited and bathe us in utmost love generously. It was the best of the times. It was the happiest of times……
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Three Types of Feelings
We have three types of feelings in us. Very simply. Good feelings, bad feelings and neither good nor bad, a neutral kind of feelings.
The good feelings are easily recognisable and we always wish that they stay longer. A feeling once has arisen, will keep on diminishing in magnitude, till it dissolves. But we wish that feel good, the good feelings stay for ever. This is also the cause of our excessive indulgence – over eating, drinking binges and other excesses of life…….
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The good in you will always come back with extra energy. How ever depressed you are,however low the morale is.There will always be a voice with you, telling you lets start afresh.
Memories of past failure, unknown future will make it look like a dark alley, but the voice will tell you, look up , look at the beautifully painted ceiling……
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This you have to do only once and then your anger will dissolve for ever.
When you are angry, just look into a mirror to find how beautiful you are looking. Remove the mirror at once because you will burst into laughter with in seconds of looking at your image with that funny expression…….
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The Flame
Out in the open
The lamp blows out
It had no oil
It feared the foil
Lacked the motivation
No determination…….
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Unconditional Love
Love is discovery of ourselves in others. Unconditional love is discovering ourselves in every one. Treating entire humanity as one. …….
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Dont Trade On Love
" I like you, but…"
" He is doing a great job , but…."
" fantastic, what a spectacular feat but…"
What is the feeling generated in you while reading the three sentences above? Confusion, correct. What the author wanted to convey, the author wanted to share joy, praise someone, applaud the effort……
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Meditation Techniques
A very simple technique.
1. Sit comfortably.
2. Close your eyes.
3. Take a deep breath.
4. Focus on the centre of forehead.
5. Imagine a hole opening there.
6. Initially it will be a bigger one, make efforts to decrease its size……
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Mind Control
What are the signs which show that a person is completely under the control Of his mind ?
1. Always finding faults in others and feeling good about own virtues.
2. Always criticising actions of others.
3. Always talking ill of those who are not present to defend themselves.
4. Always thinking that all other people are wicked, bad people and out to deceive and defraud. There are no good people in the world……
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If we consider our mind to our living room and all the thoughts as people, we will be surprized to know how many unwanted guests we have, most of them uninvited.
There will be perceptions chatting away to glory in one corner, unmindful of the happenings, the moment sense organs approach them, they give a stock reply and continue with the chat.
There we will have lonely thoughts sitting on a chair. Singing their songs unmindful of the crowd. Ask them for a drink and they start wailing as if we have disrturbed their siesta…..
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Oleg Shepelenko - Artist (Russia)
Posted by Domenic Amatiello on
More unreal talent coming from Russia, I can't believe what we're witnessing lately.
Bringing you 28 Tattoos from this exceptional Artist is our pleasure, we hope you enjoy.
Please comment below as to which is your favorite.
Music By: littleSUNDAY - Its My Life
28 Awesome Tattoo's from Oleg Shepelenko by Slidely Slideshow
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Re: "Texas terminating deal with main social services contractor Medicaid, food stamp duties going back to state; official defends system, admits flaws," Wednesday news story.
The North Texas Food Bank applauds the decision by state Health and Human Services Commissioner Albert Hawkins to end the contract that outsourced the food stamp program.
Now it's up to the Legislature to make sure the Health and Human Services Commission gets the staff and funding it needs to fix the problems privatization created.
The complicated food stamp program requires an adequate number of trained staff to run. If privatization had resulted in a more effective and efficient program, we would acknowledge that. But it only made things worse, delaying services to thousands of hungry North Texans.
The population served by this important program is our most vulnerable the hungry, the poor, the elderly and our children. We cannot afford to try to get it right.
Jan Pruitt, CEO, North Texas Food Bank, Dallas
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To make your job easier, in 2018, WPS is implementing an enhancement to our claims payment system that will allow us the capability to offset payments. Our team will work with your account receivable or billing representative to ensure a smooth transition. This modification will reduce the amount of administrative work and time researching a refund request. The provider remittance advice (PRA) and/or the electronic 835 will reflect information related to the offset.
If you have questions related to the overpayment provision in your provider agreement, please direct to the appropriate team member in your organization.


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Marc Tessier-Lavigne
Marc Tessier-Lavigne
|11th President of Stanford University
|Assumed office
|Preceded by
|John L. Hennessy
|10th President of Rockefeller University
|In office
|Preceded by
|Paul Nurse
|Succeeded by
|Richard P. Lifton
|Personal details
Marc Trevor Tessier-Lavigne
December 18, 1959
Trenton, Ontario
|Alma mater
|McGill University
Oxford University
University College London
|Stanford Office of the President
|Scientific career
|University of California, San Francisco, Genentech, Rockefeller University, Stanford University
|Processing of signals and noise in the outer retina of the salamander (1987)
|Doctoral advisor
|David Attwell
|Other academic advisors
|Thomas Jessell
|Notable students
|Frank Bradke (post doc)[1]
Marc Trevor Tessier-Lavigne FRS FRSC FMedSci (born December 18, 1959) is a Canadian neuroscientist who is the 11th and current president of Stanford University.[2] Previously, he was a professor at the University of California, San Francisco and then president of Rockefeller University in New York City. He was formerly executive vice president for research and the Chief Scientific Officer at Genentech. He was the first industry executive to assume the Rockefeller presidency.[3] He is also a member of the Cure Alzheimer's Fund's Scientific Advisory Board.
Early life[edit]
Tessier-Lavigne was born in Trenton, Ontario. He grew up in Europe from ages 7 to 17, where his father was serving with NATO as part of the Canadian Armed Forces.[4] He was the first in his family to go to college.[5] He earned his first undergraduate degree at McGill University, where he majored in physics and attended the University of Oxford on a Rhodes Scholarship, where he "first encountered the nervous system and fell in love with it" and earned a B.A. in philosophy and physiology.[3][6] Tessier-Lavigne was awarded a doctorate in physiology at University College London with David Attwell. He did his postdoctoral work at Columbia University with Thomas Jessell.[7]
Tessier-Lavigne started his career at the University of California, San Francisco from 1991 to 2001 and at Stanford University starting in 2001. He was hired by Genentech in 2003 as its senior vice president of Research Drug Discovery. He cited the firm's "potential to create breakthrough therapies for unmet medical needs" as his reason for leaving academia.[3][8] His research on the development of the brain has uncovered details of how Alzheimer's disease is triggered.[3]
In 2011 Tessier-Lavigne joined Rockefeller University as its 10th president, succeeding Paul Nurse, who returned to Britain to take over as president of the Royal Society.[3] Rockefeller University called Tessier-Lavigne, who supervised a team of 1,400 researchers, the "Board's unanimous first choice for the position".[6] He would be the first high-ranking science employee to leave Genentech following its acquisition by Roche in March 2009. The departure of Tessier-Lavigne from Genentech raised concerns that the company — described by The New York Times as being "among the most innovative and successful biotechnology companies in the world" — would see a negative effect on its scientific culture. Tessier-Lavigne stated that his choice to leave Genentech was unrelated to the Roche merger and that "this is probably the only job that could have lured me away from Genentech." Russell L. Carson, chairman of the board of trustees at Rockefeller University, said that he had "literally called him cold" to offer him the position and that Tessier-Lavigne had the strong scientific background needed to oversee the 70 independent laboratories that operate within the university and whose heads report directly to the president. Richard Scheller, Tessier-Lavigne's superior, called the move "part of the tradition of exchange between academia and Genentech."[3] While it was too early to discuss specific goals, Tessier-Lavigne said that he hoped to work on transforming basic science into treatments for disease.[3]
Tessier-Lavigne is also a member of the Xconomists, an ad hoc team of editorial advisors for the tech news and media company, Xconomy.[9]
On February 4, 2016, Stanford University announced that Tessier-Lavigne would become Stanford's 11th president, succeeding John L. Hennessy.[10]
- Honorary degree, University of Pavia, 2006.
- Tessier-Lavigne has been also elected a member of the United States National Academy of Sciences and its Institute of Medicine[11] and as a fellow of the American Association for the Advancement of Science, a fellow of the Royal Society of Canada, a fellow of the Royal Society and the Academy of Medical Sciences in the United Kingdom, an honorary graduand of University College London, and an honorary fellow of New College, Oxford.[6] He was elected to the American Philosophical Society in 2017.[12]
Personal life[edit]
Marc met his wife Mary Hynes as postdocs at Columbia. They have three children, Christian, Kyle, and Ella.[13]
- ^ Akst, Jef (December 1, 2011). "Frank Bradke: Privy to Axon Growth". The Scientist Magazine.
- ^ Staff. "Neuroscience pioneer Marc Tessier-Lavigne named Stanford's next president", Stanford University press release dated February 4, 2016.
- ^ a b c d e f g Pollock, Andrew. "Genentech Scientist to Lead Rockefeller University", The New York Times, September 8, 2010. Accessed September 13, 2010.
- ^ McIlroy, Ann. "Noted Canadian scientist to take helm of Rockefeller University", The Globe and Mail, September 10, 2010. Accessed September 13, 2010.
- ^ "President Marc Tessier-Lavigne talks to fellow first-gen students". Stanford News. September 18, 2017.
- ^ a b c Staff. "Rockefeller University Elects Marc Tessier-Lavigne 10th President", Rockefeller University press release dated September 9, 2010.
- ^ Saul, Stephanie (5 Feb 2016). "New Stanford President Has Biotech Connection". New York Times. Retrieved 18 September 2018.
- ^ Marc Tessier-Lavigne - Executive Vice President: Research and Chief Scientific Officer Archived 2010-09-18 at the Wayback Machine, Genentech. Accessed September 13, 2010.
- ^ "About Our Mission, Team, and Editorial Ethics". Xconomy. Retrieved 2018-01-02.
- ^ Staff
- ^ "Marc Tessier-Lavigne Rockefeller University Faculty Page".
- ^ "American Philosophical Society: Newly Elected - April 2017". Archived from the original on 2017-09-15.
- ^ Cool, Kevin (September 2016). "A Leader in Full". alumni.stanford.edu (September/October 2016). Stanford Magazine. Retrieved 4 September 2016.
|Academic offices
|Preceded by
Paul Nurse
| President of Rockefeller University
2011 – 2016
|Succeeded by
Richard P. Lifton
|Preceded by
John L. Hennessy
| President of Stanford University
2016 – present
- 1959 births
- Living people
- Alumni of New College, Oxford
- Alumni of University College London
- Canadian expatriate academics in the United States
- Canadian Rhodes Scholars
- Fellows of the Academy of Medical Sciences
- Fellows of the American Association for the Advancement of Science
- Fellows of the Royal Society
- Fellows of the Royal Society of Canada
- McGill University alumni
- Members of the United States National Academy of Sciences
- Presidents of Rockefeller University
- University of California, San Francisco faculty
- People from Quinte West
- Canadian neuroscientists
- Stanford University faculty
- Stanford University Department of Biology faculty
- Stanford University School of Medicine faculty
- Genentech people
- Pfizer people
- Presidents of Stanford University
- Fellows of the American Academy of Arts and Sciences
- Members of the American Philosophical Society
- Members of the National Academy of Medicine


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Siwicki, A.K., M. Morand, K. Goryczko, P. Ostaszewski, J.C. Fuller, Jr., and S. Nissen, 1998 Immunomodulating effect of ß-hydroxy-ß-methylbutyrate (HMB) on the nonspecific cellular and humoral defense mechanisms in rainbow trout (Oncorhynchus mykiss), J. Anim. Sci. 76:(Suppl. 1):137
HMB improved in vitro and in vivo immune function in rainbow trout and carp which resulted in better growth and reduced mortality
Abstract not available.


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Vacations can be escapes from work and other stresses, but shouldn't be escapes from our values. Ecotourism in Costa Rica and other countries can help you shore up efforts to be green.Read More >>
Browsing North America Articles
The Joys of Sustainable Travel
As many parts of our world become more and more accessible, so too does the importance of traveling and exploring in a way that respects local cultures and environments. Unfortunately, some travelers think "sustainable travel" is about limited options, but there are many more fun activities and options available. Here are a few.Read More >>
When You Travel to Cuba (It's Possible!), Help Keep Its Nature Intact
Cuba has been taunting me for two decades. And i'm not alone; Americans now travel to Cuba in record numbers. With re-loosened travel restrictions now allowing for "purposeful" and "people-to-people" contact, it's possible to go. While you're at it, why not help protect the country's nature and culture!Read More >>
A Ground Zero Tour: Lessons in Remembering
Compelled by curiosity about how Ground Zero is presented to people unfamiliar with it, I elected to join a 2.5-hour Ground Zero tour set to circumnavigate the new and emerging World Trade Center, taking in its history, its buildings (past and present) and reminders of just some of the people and events from the day.Read More >>
The 2014 New York Travel Festival – A Transformative Experience
The Travel Word applauds the New York Travel Festival, which, like more and more other major travel shows, is embracing the value of travel that is as much about the visitor as it is the host. Here is an overview of the 2014 NY Trav Fest, as well as a list of its panels focusing on travel with a conscience.Read More >>
Hiking in Guatemala's Mountains of the Ixil Region
Central America's steep and often volcanic terrain abounds with hiking opportunities, but the higher-elevation scenery of the Ixil region in Guatemala offers an exciting chance to escape from the usual lowland tourist trails. The best point of departure is Nebaj, the main city in the Guatemalan department of El Quiché.Read More >>
Zip Lines in Costa Rica: A Sustainable Alternative to Deforestation
Rainforests deserve all the positive notice they can get, even including when seen from zip lines in Costa Rica suspended between towering first-growth trees. That might seem like an odd logical leap, but all efforts to conserve existing forests and regenerate degraded lands merit a closer look. This is especially true in places like Costa Rica.Read More >>
Something in the Water and Air: Costa Rica's Pura Vida – A Portrait of Glenn Jampol
This is the first in a series of portraits, long and short, of some of the people I met and places I visited during a recent trip to Costa Rica. Like Glenn Jampol (the focus of this article), the subjects were chosen as noteworthy examples of Costa Rica's distinct pura vida.Read More >>
Something in the Water and Air: Costa Rica's Pura Vida
My decision to visit Costa Rica was certainly heavily influenced by the country's reputation as a world leader in sustainable tourism, but also by its unmuted colors, unblunted fragrances and flavors, unchecked natural abundance, and unrestrained and emotive faces. In other words, it has something to do with its mysterious Pura Vida.Read More >>
Preserving Nature in Nicaragua: Ecotourism at Morgan's Rock Ecolodge
Nicaragua's southern Pacific coast is often considered to be purely a surf destination, but an altogether different type of ecotourism escape awaits travelers at the secluded and exclusive bungalow community of Morgan's Rock Ecolodge.Read More >>


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- Air duct vents
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The change is not always this dramatic, but your client's home will feel different after a MOP STARS performance.


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E-newsletter of Investing for the Soul July 30, 2016
Ron Robins, Editor. E-mail /289-271-0873 Latest news at: http://investingforthesoul.com/
Top ethical investing news for July 2016
Books Back
Links may only be valid a limited time Commentaries by Ron Robins
Twitter allows me to cover more--and breaking news--to help you do better!
In Pleas to SEC, Businesses Slam Sustainability Disclosures. "In a letter sent to the agency on July 20, the U.S. Chamber of Commerce's Center for Capital Markets Competitiveness harshly criticized the push for ESG disclosures, arguing that requiring more of this information from companies would exceed the materiality standards for disclosure set by federal securities laws.
'The objective of many calling for new public company ESG disclosures is primarily to obtain some social impact or achieve a political goal,' the chamber wrote. 'These goals, if met, would in many cases contribute to an environment that makes it more difficult for businesses to innovate, compete and grow...'
The former [U.S.] Treasury chiefs said that climate change is a material risk under the Securities and Exchange Act, but that most companies disclose information about this risk 'poorly, if at all.'"
[COMMENTARY] Companies need to be truthful
about climate and environmental risks to their businesses and show how
they're mitigating them if they are to earn the trust of investors.
Otherwise, it'll likely backfire on them as investor interest in their
stocks declines together with their stock prices.
Alternatives managers split on the benefits of ESG, finds Unigestion. "The survey suggests ESG is growing in importance for hedge funds with 53 per cent of managers saying they currently have 'no interest′ compared with 60 per cent who 12 months ago said they were 'reluctant′ to consider ESG as part of their strategies. In addition, some 30 per cent of hedge fund managers surveyed are now actively incorporating ESG into their strategies."
[COMMENTARY] Here
is more evidence of the mainstreaming of ESG in the financial community.
Japan pension fund to try socially responsible stock picking. "Japan's Government Pension Investment Fund will make room in its huge portfolio for domestic companies picked for their environmental, social and governance merits, a move that could lend momentum here to this kind of investing... The GPIF ranks as one of the biggest investors in Japanese equities, with a portfolio worth around 30 trillion yen [appr. US$283 billion)."
[COMMENTARY] More
great news for ethical investors with continuing large funds entering
the ESG investment space.
2016 Sustainable Stock Exchange report released. "Euronext Amsterdam tops ranking of 45 global exchanges measured on overall sustainability disclosure...
The study, Measuring sustainability Disclosure: Ranking the World′s Stock Exchanges 2016, finds that of 4469 large companies analysed, only 47 per cent disclosed GHGs, arguably the most closely tracked sustainability indicator. Furthermore, over the 2010-2014 period, the number of large companies that disclosed GHGs nudged up just 12 points from 33 per cent to 47 per cent despite a number of high-profile policy initiatives aimed at sustainability disclosure in the last few years."
[COMMENTARY] Congratulations
to Aviva Plc and Corporate Knights for producing this report. It's
needed to determine the extent of corporate sustainability reporting by
the world's stock exchanges and to see who among them stands out.
Foundations Slowly Come Around to Responsible Investing. "A new study released jointly by the Council on Foundations and Commonfund Institute found that a third of U.S. private, public and community foundations have implemented or are actively considering mission-related investing practices in managing their endowed assets... However, impediments to adoption remain. Concern over returns was the single most commonly reported barrier, with 23% of foundations considering it a significant one and 48% a moderate one."
[COMMENTARY] It
seems many foundations are still under the impression that they might
have to sacrifice returns for mission-related investments. It's clear
they need to familiarize themselves with what current research says:
that returns from responsible investment portfolios are comparable to or
often better than more 'conventional' ones.
ESG Ratings: Four Myths And A Truth. "Recent criticisms of ESG ratings reflect an outdated and inaccurate notion of the ingredients and value of an ESG rating... Today, applying analytical tools and modeling techniques to wider datasets beyond corporate disclosure has significantly improved the rigour, consistency, and relevance of ESG information to the investment process. "
[COMMENTARY] MSCI's
Linda-Eling Lee has written a good article on the state of ESG rating
systems today. Recommended reading for all investors.
The Fastest-Growing Cause for Shareholders Is Sustainability. "In fact, the largest number of shareholder resolutions filed by investors — the method through which activists work — now concern social and environmental issues. This is a recent phenomenon, according to my research; the number of these resolutions has increased dramatically over the past five years. Political spending, climate change, diversity, and human rights are now some of the most frequent resolutions that investors file."
[COMMENTARY] George
Serafeim (of Harvard) has written an insightful article about ESG
shareholder resolutions. Worth reading by all ethical investors.
Does SRI Deliver? "According to a WealthManagement.com survey of 780 advisors across all business channels, while only 35 percent of advisors said they were 'very familiar' with SRI funds, 66 percent said they have offered one to clients, mostly due to client requests. Nearly six in 10 advisors expect it to become a bigger part of their practice in the next five years."
[COMMENTARY] Finally,
most advisors are getting the message that they need to be much more
understanding of their clients' personal values and utilize that
knowledge in assisting them in selecting appropriate SR-ethical
securities and funds. Another important article for advisors to read.
Unintended Biases in ESG Index Funds. "ESG index strategies can be effective tools for values-based investing, but they may introduce some additional bets that investors may not intend to make."
[COMMENTARY] Morningstar
have written a great article examining the biases in the holdings of
various ESG index funds. (Incidentally, the same issues are present in
ESG ETF funds too.) Investors holding these funds should definitely read
this article.
US SIF Foundation Releases Report On Impact Of Sustainable Investment. "Sustainable, responsible and impact investors have influenced the investment industry, companies, governments and other actors to address environmental, social and governance (ESG) challenges in four major areas, according to The Impact of Sustainable and Responsible Investment, a report released today by the US SIF Foundation."
[COMMENTARY] This
is a good compilation of the many successes of sustainable, responsible
investing over the past 25 years in the US.
The US Civic 50: Civic-minded companies show that community engagement is linked to corporate success. "America′s largest corporations are increasingly turning good intentions into sound business practices. That′s the promising bottom-line from an analysis of the 2016 Civic 50, the annual Points of Light initiative that recognizes and honors the 50 most community-minded companies in America. In the continuing shift to go beyond checkbook philanthropy, this year′s Civic 50 honorees affirm the trend that companies are supporting community engagement through policies, core business functions, and incentives that indicate sustainable long-term commitment to addressing community challenges."
[COMMENTARY] For
SR-ethical investors concerned about US companies getting more engaged
in civic and community affairs, this is an interesting list to peruse.
It's also worthwhile to understand the methodology of how they arrive at
this list. As always, despite the appearance of objectivity, there's
always considerable subjectivity to determine what gets measured -- and
how it's measured.
Nonetheless, it's good that companies strive to be on this list as in
doing so they become better corporate citizens and enhance the morale of
their employees.
Note: Articles are linked to the original source. Some sites may require registration, and may, or may not, archive stories. All links were active at the time of publication.
Disclaimer: Neither The Soul Investor nor Ron Robins make investment recommendations. Nothing in this newsletter should be interpreted as a recommendation or solicitation to buy/sell any securities or investments. The Soul Investor is a source of general information and resources for spiritual investing, ethical investing, and socially responsible investing (SRI). Investors should consider their actions thoroughly and consult their professional advisers prior to taking any investment action. The Soul Investor does not necessarily agree with the opinions expressed in articles in its newsletter or offered on the web pages to which it might be linked. Such opinions are the responsibility of the writers themselves. Furthermore, The Soul Investor does not offer or provide any warranties, representations, guarantees, implied or otherwise, as to the accuracy, legality, copyright compliance, timeliness or usefulness of the information, materials or services in this e-newsletter, or other sites, to which it might be linked. Also, Mr. Ron Robins is not an investment advisor, nor is he licensed with any professional investment related body, and thus is not able to, nor does he make, any investment recommendations.
The Soul Investor is a publication of Investing for the Soul, a registered business name in Ontario, Canada. Copyright © 2016 Ron Robins. All rights reserved.


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ACPI Training Pty. Ltd. is an internationally networked organization committed to enhancing professional performance, individual and community wellbeing and organizational excellence. It grew out of and retains a direct association with the Association of Career Professionals International (ACPI)
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